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ARM AND Q anch B u lle t in November 1965 Vol. 20, No. 11 T EX A S FA RM A N D R A N C H CREDIT S C H O O L FO R C O M M E R C IA L BA N K ER S Texas A&M University, November 10-12 The 14th Annual Texas Farm and Ranch Credit School for Commercial Bankers will be held at Texas A&M University on November 10-12. The program will cover a wide range of topics. The future of agriculture will be discussed in both the general sessions and the bull-whipper groups. Despite the fact that no one knows what the future holds, there is still reason for planning ahead. The importance of developing a closer relationship between bankers and farmers will be explored. Planning among farmers, ranchers, and bankers will provide the necessary blueprint for the effective and efficient use of resources. The changing agrarian scene leads to an interdependence between the various segments of the industry. Cotton continues to face the challenge of adjusting to the changing technology and structure of the industry. Basic problems confronting the cotton industry and its future will be dealt with during one of the sessions of the Credit School. Leading industry officials and cotton specialists will participate in this phase of the program. The future of cotton and its many facets will be probed in depth to determine the requirements that must be met to keep the industry in a healthy state. There is little doubt that the following questions will arise: How competitive is the cotton industry? How and where will cotton be grown in the future? The ever-increasing capital needs for the successful operation of a commercial farm will require that this input be carefully programmed between farmers and bankers. Credit has been, and will continue to be, a big partner in farming operations, since capital requirements now range from $60,000 to $120,000 per farm or ranch. How completely will bankers meet the finan cial needs for land development, farm machinery, the cattle industry, and general farm operations? What responsibility and position will the country bank have in the future development of agriculture? There are many demands for, and many sources of, credit, yet there is much to be accomplished in this vital area of a dynamic agriculture. F E D E R A L R E S E R V E DALLAS, B A N K TEXAS OF D A L L A S PROGRAM Texas A & M University, Memorial Student Center Wednesday, November 10 1:30 p.m. 7:00 p.m. Registration Smorgasbord (W ives are welcome) Toastmaster — R. E. Patterson, Dean of Agriculture and Director, Texas Agricultural Experiment Station, College Station, Texas Welcome — Earl Rudder, President, Texas A&M University Response — Carlton J. Chapman, Chairman, Bankers Advisory Committee, 1965 Farm and Ranch Credit School, and President, Wolfforth State Bank, Wolfforth, Texas Entertainment — Singing Cadets of Texas A&M University Thursday Morning, November I I Chairman — Edward R. Bentley, Vice President, Republic National Bank, Dallas, Texas 8:30 a.m. W here Are W e ? W here Are W e H eaded? Tyrus R. Timm, Head, Department of Agricultural Economics and Sociology, Texas A&M University 8:45 a.m. Greetings from the Texas Bankers Association Jeff Austin, President, Texas Bankers Association, and President, The First State Bank, Frankston, Texas Sam O. Kimberlin, Jr., Executive Vice President, Texas Bankers Association, Austin, Texas 9:15 a.m. The Importance of Agriculture to Texas Banking Thomas G. Parker, The Agricultural Committee, Texas Bankers Association, and Execu tive Vice President, First-Taylor National Bank, Taylor, Texas 9:40 a.m. 10:00 a.m. Coffee Break Basic Problems Confronting the Cotton Industry Mark Fowler, Associate Professor, Department of Agricultural Economics and Sociology, Texas A&M University 10:20 a.m. Does Cotton Have a Future? F. S. Love, Secretary-Treasurer, American Textile Manufacturers Institute, Charlotte, North Carolina 10:50 a.m. Cotton's Future Moderator — John J. Siebert, Area Farm Management Specialist, Texas Agricultural Extension Service, Lubbock, Texas Panel Members J. B. Brady, Chairman, Research and Extension Advisory Committee, Research and Extension Center, Weslaco, Texas Bob Heard, Executive Director, South Texas Cotton Improvement Association, Victoria, Texas Donald A. Johnson, Executive Vice President, Plains Cotton Growers, Inc., Lubbock, Texas Terry Julian, Executive Director, Rolling Plains Cotton Growers, Inc., Sweetwater, Texas C. B. Ray, Executive Vice President, El Paso Valley Cotton Growers, El Paso, Texas 12:00 noon Lunch Thursday Afternoon, November I I Chairman — Tommie Stuart, Agricultural Representative, The First National Bank, San Angelo, Texas 1:15 p.m. The Texas Beef Cattle Industry in the Years Ahead Jay Taylor, Rancher and Director, The First National Bank, Amarillo, Texas 1:45 p.m. Discussion 2:00 p.m. Agricultural Land Development — W ill It Pay O ut? A. C. Spencer, Vice President, The Huntsville National Bank, Huntsville, Texas V. A. Clements, President, Longview National Bank, Longview, Texas 2:30 p.m. Coffee Break 2:45 p.m. A Young Farmer Looks at Texas Bankers Kenton Harvey, President, The State Association of Young Farmers in Texas, Azle, Texas 3:05 p.m. The Texas Saddle Horse Industry John Dublin, Horse Breeder and Rancher, San Angelo, Texas 3:20 p.m. Bull-Whipper Sessions — W hat's Going On In — 1. North Texas Co-Chairman — Rex B. House, Vice President, Texas Bank & Trust Co., Dallas, Texas Co-Chairman — Norman Brints, Farm Management Specialist, Texas Agricultural Extension Service, Vernon, Texas 2. Gulf Coast Co-Chairman — O. “Dooley” Dawson, Vice President, Bank of the Southwest, Hous ton, Texas Co-Chairman — Tom E. Prater, Farm Management Specialist, Texas Agricultural Extension Service, College Station, Texas 3. Southwest Texas Co-Chairman — Wm. S. Montgomery, Vice President, The First National Bank, Fort Worth, Texas Co-Chairman — Robert Kensing, Farm Management Specialist, Texas Agricultural Extension Service, San Angelo, Texas 4. East Texas Co-Chairman — John W. Stovall, Vice President, Republic National Bank, Dallas, Texas Co-Chairman — Wayne Taylor, Farm Management Specialist, Texas Agricultural Extension Service, Nacogdoches, Texas 5. South Texas Co-Chairman — C. M. Robinson, Vice President, Corpus Christi State National Bank, Corpus Christi, Texas Co-Chairman — J. Michael Sprott, Farm Management Specialist, Texas Agricultural Extension Service, Gonzales, Texas 6. West Texas Co-Chairman — John Goodwin, Assistant Vice President, The Fort Worth National Bank, Fort Worth, Texas Co-Chairman — James Murphrey, Farm Management Specialist, Texas Agricultural Extension Service, Amarillo, Texas Thursday Evening, November I I 7:00 p.m. Banquet (W ives are welcome) Toastmaster — Reagan V. Brown, Rural Sociologist, Texas Agricultural Extension Ser vice, College Station, Texas. “Bankers Are Funny People” — Lee Herring, Vice President, Grand Prairie State Bank, Grand Prairie, Texas Friday Morning, November 12 Chairman — Carrol Boyd, Agricultural Representative, First National Bank, Dumas, Texas 8:30 a.m. The Texas Land Market A. B. Wooten, Professor, Department of Agricultural Economics and Sociology, Texas A&M University 9:00 a.m. Discussion 9:15 a.m. Financing Farm Machinery Wm. W. Phillips, President, The American National Bank, Beaumont, Texas 9:45 a.m. Discussion 10:00 a.m. Coffee Break 10:15 a.m. Country Banks — Future or Failure? Edward M. Norman, President, The First National Bank, Clarksville, Tennessee I 1:00 a.m. Discussion 11:15 a.m. W as It W orth the Trip? Jim N. Boswell, Vice President, The Austin National Bank, Austin, Texas FO R THE LADIES Thursday, November I I Chairman — Charles K. Baker, Economist in Farm Organization, Texas A&M University 10:00 a.m. Coffee — Birch Room, Memorial Student Center 10:30 a.m. Clothes and Personality Rheba Boyles, Clothing Specialist, Texas Agricultural Extension Service, College Station, Texas “How to Wear a Sari” — International student 1:30 p.m. Campus Tour “Pots and Pans for 10,000” “Flowers Have Feelings” Data Processing Center All Faith Chapel Modern Language Laboratory
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