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ARM AND Q anch B u lletin Vol. 17, No. 11 November 15, 1962 TEXAS FARM A N D R A N C H CREDIT S C H O O L FOR C O M M E R C IA L BANKERS Texas A . & M. College, November 26-28 One of the most outstanding programs in the 11-year history of the Texas Farm and Ranch Credit School for Commercial Bankers will be presented at this year’s credit school, which will be held on the Texas A. & M. College cam pus on November 26-28. of credit unions in rural areas is of particular significance to bankers interested in agricul tural banking. The program will include reports of progress toward solving problems with which bankers are presently concerned. Topics to be included are: “Should Disease-Free Pigs Be Financed?,” “Is the Screwworm Control Program Paying Off?,” “Will Dual Grading of Cattle Work?,” “What Progress Is Being Made in Controlling Internal Parasites?,” and “What Should Be Watched on Agricultural Chemicals?” A number of the State’s most prominent bankers — together with outstanding business leaders, agricultural economists, and commod ity marketing specialists throughout the Nation — will be featured on the program. They will discuss such topics as “What’s Ahead for Agri cultural Banking?,” “The European Common A new feature of this year’s credit school Market and Texas Agriculture — Profit or Loss will be three Bull Whipper Sessions. These to Your Bank,” “ ‘Operation Income’ Blacksessions will permit commercial bankers to ex land— A Regional Approach — What Can plore more completely, in small discussion Your Region Do?,” and “Banking Is More groups, special situations and problems relating Profitable in a Wide-Awake Community!” to lending and providing one-stop service for The featured speaker at the banquet will be credit requirements of farmers and ranchers. Carroll Bottum, Assistant Chief of the Depart The subjects to be explored in these sessions ment of Agricultural Economics at Purdue concern ways of increasing commercial bank University in Lafayette, Indiana. Mr. Bottum profits from agricultural lending. is an outstanding authority on agricultural Participants in the credit school will have policy problems and their impact upon agri an opportunity to tour the new facilities and culture. His topic will be “How Voluntary Can observe research demonstrations of Texas Our Farm Program Be in the 1960’s?” A. & M. College; however, this part of the Lawrence E. Kreider, Secretary of the Rural program is optional. Registrations for the Credit Unions Committee of the American credit school should be sent to the Texas Farm Bankers Association, New York City, will dis and Ranch Credit School, Department of Agri cuss “Rural Credit Unions — Threat to Com cultural Economics and Sociology, Texas mercial Banks?” The increasing prevalence A. & M. College, College Station, Texas. F E D E R A L R E S E R V E DALLAS, B A N K TEXAS OF D A L L A S PROGRAM Texas A . & M. College, Memorial Student Center Monday, November 26 1:30 p.m. Registration 7:00 p.m. Smorgasbord (Wives are welcome) Toastmaster — Tyrus R. Timm, Head, Department of Agricultural Economics and Sociology, A. & M. College of Texas Welcome — Earl Rudder, President, A. & M. College of Texas Response — Sam A. Rowe, Chairman, Bankers Advisory Committee, 1962 Farm and Ranch Credit School, and Executive Vice President, Alvin State Bank, Alvin, Texas Tuesday Morning, November 27 Chairman — Monroe Hannes, President, The First National Bank of Giddings, Giddings, Texas What's Ahead for Agricultural Banking? 8:30 a.m. Cotton Loans— 1963 The Issues — Dan Davis, Manager, Plains Cotton Cooperative Association, Lubbock, Texas The Banker — C. B. Ellwood, Vice President, The Commercial National Bank of Beeville, Beeville, Texas 9:10 a.m. Feed Grain Loans— 1963 The Issues — D. G. (Bill) Nelson, Executive Vice President, Grain Producers Associa tion, Amarillo, Texas The Banker — John J. Kendrick, Jr., President, The First National Bank of Brownfield, Brownfield, Texas 9:50 a.m. Dairying Loans— 1963 The Issues — Joe Murphey, Marketing Specialist, North Texas Producers Association, Arlington, Texas The Banker — Arvle S. Elliott, President and Trust Officer, The First National Bank of Brenham, Brenham, Texas 10:30 a.m. Coffee Break Chairman — Roy E. Hillegeist, Vice President, Guaranty Bond State Bank, Tomball, Texas 10:50 a.m. Discussion 11:10 a.m. The European Common Market and Texas Agriculture — Profit or Loss to Your Bank Tyrus R. Timm, Head, Department of Agricultural Economics and Sociology, A. & M. College of Texas I 1:40 a.m. Lunch Tuesday Afternoon, November 27 Chairman — David E. Sheffield, Vice President and Assistant Trust Officer, The Victoria National Bank, Victoria, Texas 1:15 p.m. Progress Reports on Problems Bankers Want Solved Moderator — W. H. (Bill) Kelley, President and Trust Officer, The Waggoner National Bank of Vernon, Vernon, Texas Should Disease-Free Pigs Be Financed? — C. M. Patterson, Veterinarian, Texas Agricul tural Extension Service, College Station, Texas Is the Screwworm Control Program Paying Off? — V. A. Clements, Vice President, South west Animal Health Research Foundation, Longview, Texas Will Dual Grading of Cattle Work? — O. D. Butler, Head, Department of Animal Hus bandry, A. & M. College of Texas What Progress Is Being Made in Controlling Internal Parasites? — Richard D. Turk, Head, Department of Veterinary Parasitology, A. & M. College of Texas What Should Be Watched on Agricultural Chemicals? — C. M. Meadows, President, Southwestern Chemical Company, Waco, Texas 2:00 p.m. Discussion 2:15 p.m. Bull Whipper Sessions on Making More Money for Your Bank (Bankers will be divided into three groups. Each group will spend approximately 45 minutes in each session.) Bull Whipper Session I — Useful Techniques for Making and Servicing Production Loans (Social Room) Discussion Leader — Leon Thompson, Agriculturist, The Citizens National Bank of Waco, Waco, Texas Bull Whipper Session II — The Commercial Banker’s Role in Making and Servicing Real-Estate Loans (Assembly Room) Discussion Leader — C. R. Heaton, Vice President, The Peoples National Bank of Tyler, Tyler, Texas Bull Whipper Session III — Methods Used to Obtain Accurate Records and Financial Statements from Farmers (Room 3-D) Discussion Leader — Joe H. Biry, Vice President and Agricultural Officer, First Capitol Bank, West Columbia, Texas 4:30 p.m. Adjourn Tuesday Evening, November 27 7:30 p.m. Banquet (Wives are welcome) Toastmaster — R. E. Patterson, Dean, School of Agriculture, A. & M. College of Texas How Voluntary Can Our Farm Program Be in the 1960’s? — Carroll Bottum, Assistant Chief, Department of Agricultural Economics, Purdue University, Lafayette, Indiana Wednesday Morning, November 28 Chairman — Wilbur Strong, President, First State Bank, Hearne, Texas 8:45 a.m. Rural Credit Unions — Threat to Commercial Banks? Lawrence E. Kreider, Secretary, Rural Credit Unions Committee, American Bankers Association, New York, New York 9:15 a.m. Discussion 9:30 a.m. "Operation Income" Blackland— A Regional Approach — What Can Your Region Do? Jim N. Boswell, Vice President, The Austin National Bank, Austin, Texas 10:00 a.m. Discussion 10:15 a.m. Coffee Break Chairman — Sears Anderson, Vice President and Cashier, Security National Bank of Whitesboro, Whitesboro, Texas 10:35 a.m. Banking Is More Profitable in a Wide-Awake Community! Reagan Brown, Sociologist, Texas Agricultural Extension Service, College Station, Texas 11:10 a.m. Wrap-up Wednesday Afternoon, November 28 1:00 p.m. Tour of new facilities and research demonstrations of A. & M. College of Texas (This part of the program is optional, and participants will have an opportunity to select areas of interest.) Richard Potts, Assistant Director, Resident Instruction, A. & M. College of Texas EARLY REGISTRANTS Allen, William H., Robert Lee State, Robert Lee Anderson, R. W., Security State, Farwell Anderson, Sears, Security National, Whitesboro Biry, Joe H., First Capitol, West Columbia Black, W. D., Jr., First City National, Flouston Boettcher, Buck, Union State, East Bernard Boettcher, Clem C., Union State, East Bernard Boswell, Jim N., Austin National, Austin Boswell, Milton, Texas Bankers Association, Dallas Bottum, Carroll, Purdue University, Lafayette, Indiana Boyd, Ellis, First National, Fort Worth Boyd, William R., First City National, Houston Branson, Charles D., First National, Decatur Brown, J. D., Plains State, Plains Caywood, W. H., Houston National, Houston Chapman, Carlton J., State National, Big Spring Cherry, H. D., First State, Caldwell Clements, V. A., Southwest Animal Health Research Foundation, Longview Corley, John L., First National, Athens Darsey, George M., Texas National, Houston Davis, Dan, Plains Cotton Cooperative Association, Lubbock Davis, Weldon, Coleman County State, Coleman Dawson, O. “Dooley,” Bank of the Southwest, Houston Deason, John K., Texas National, Houston Dempsey, John V., Nixon State, Nixon Duren, W. P., Mills County State, Goldthwaite Elliott, Arvle S., First National, Brenham Ellwood, C. B., Commercial National, Beeville Erhard, Earl C., First National, Bastrop Farr, Bob, Farmers State, Seymour Field, H. D., Jr., First National, Saint Jo Frederick, Hugh K., Jr., Texas Bank & Trust Co., Dallas Gibbs, Donald, Security State, Mabank Goodwin, John F., Fort Worth National, Fort Worth Gordon, Clyde J., Citizens National, Lubbock Gresham, W. W., Security Bank & Trust Co., Wharton Hannes, Monroe, First National, Giddings Haun, M. W., First National, Yorktown Havens, Charles M., State National, Big Spring Heaton, C. R., Peoples National, Tyler Hendricks, Ed R., Austin National, Austin Hillegeist, Roy E., Guaranty Bond State, Tomball Hofmann, Wm. F., First National, La Grange Huddleston, J. F., First National, Dallas Kelley, W. H. (Bill), Waggoner National, Vernon Kendrick, John J., Jr., First National, Brownfield Kidd, E. E., Fort Worth National, Fort Worth King, John R., Doane Agricultural Service, Inc., St. Louis, Missouri Kreider, Lawrence E., American Bankers Association, New York City Lilly, Bob A., Valley Farm Bureau, Mercedes Lilly, Dennis Q., First National, Brownfield Logan, George A., First National, Waco Lorimer, Hugh T., Doane Agricultural Service, Inc., Fort Worth Marett, V. S., Citizens National, Gonzales Marett, V. S., Jr., Main Bank & Trust, San Antonio McCauley, Norvel, Victoria Bank & Trust Co., Victoria McClain, R. N., Brownfield State Bank & Trust Co., Brownfield Meadows, C. M., Southwestern Chemical Co., Waco Mitchell, Frank W., First State, Kosse Montgomery, Sam C., National Bank of Commerce, San Antonio Montgomery, Wm. S., First National, Fort Worth Murphey, Joe, North Texas Producers Association, Arlington Nelon, Bob, First National, Waco Nelson, D. G. (Bill), Grain Producers Association, Amarillo Northcutt, John, First National, Fort Worth Porter, J. C., First-Wichita National, Wichita Falls Romans, Mason W., Jr., Tennessee Bank & Trust Co., Houston Rowe, J. Z., Federal Reserve, Dallas Rowe, Sam A., Alvin State, Alvin Ruckman, J. D., Karnes County National, Karnes City Ruckman, John W., Karnes County National, Karnes City Scharlach, Arthur B., Fort Worth National, Fort Worth Schmeer, William C., Texas Bank & Trust Co., Dallas Schmucker, Chas. L., First Security National, Beaumont Sheffield, David E., Victoria National, Victoria Shelton, J. Howard, Bank of the Southwest, Houston Simons, Jim, First National, Waco Small, Clyde, Texas Bank & Trust Co., Jacksonville Staats, Gilbert J., Marion State, Marion Street, J. O., Federal Reserve, Dallas Strong, Wilbur, First State, Hearne Sullivan, Harold, College Station State, College Station Taylor, Jimmy, First National, Big Spring Thompson, Leon, Citizens National, Waco Underwood, R. W., First State, Celina Vander Zee, Harlan D., First National, Tulia Wade, Charles N., Farmers State, Lenders Waggoner, Frank, III, First National, Jacksonville Wald rep, A. P., First National, Melvin Walker, Woodrow, First National, Athens West, Marvin L., First National, Dallas Wieding, Raymond A., First State, Three Rivers Winters, Doyle O., Republic National, Dallas Worsham, John W., Texas National, Houston Wyatt, W. D., First National, Corsicana Yancey, H. A., Federal Reserve, Houston Zacharias, Wm., First National, McGregor
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