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UNITED STATES D EPARTM ENT OF LABOR Frances Perkins, Secretary B U R E A U OF L A B O R ST A T IS T IC S Isador Lubin, Commissioner in cooperation w ith W O R K S PROGRESS A D M IN IS T R A T IO N + Fam ily Income and Expenditure in Selected N ew England Cities 19 3 5 -3 6 V O L U M E II Family Expenditure + Prepared by A . D. H. K APLAN and FA ITH M. WILLIAMS assisted by R U T H E. CLEM Bulletin 7S[o. 645 U N IT E D S T A T E S G O V E R N M E N T P R IN T IN G OFFICE W A S H IN G T O N : 1941 STU DY OF CONSUMER PURCHASES: U RB A N SERIES For sale by the Superintendent o f Documents, Washington, D . C. *• - Price 25 cents U N IT E D ST A T E S D E P A R T M E N T OF LABO R Frances P erkins, Secretary B U R E A U OF L A B O R S T A T IS T IC S ISADOR LUBIN Commissioner S id n e y W. A. F. W il c o x Chief Statistician H in r ic h s Chief Economist H ugh S. H anna C hief , Editorial and Research STAFF FOR THE STU D Y OF C ONSUM ER PU R CH ASES: U R B A N SE R IE S F a it h M . W il l ia m s Chief , Cost of Living Division A. D . H . K aplan Director Bernard B arton, Associate Director for Tabulation P a r t e n , Associate Director, Sampling and Income Analysis M il d r e d J. M . H a d l e y , Associate Director, Collection and Field Tabulations M il d r e d A. C. R o s a n d e r , Statistician, Tabular Analysis M argaret M a r j o r ie ii H artsoug h , Analyst, Expenditure Analysis D . T h o m p s o n , Regional Director in the New England Region S. W e b e r , Associate Analyst in the preparation of the New England expenditure report CONTENTS Page P r e f a c e ____________________________________________________________________________________ C h a p t e r I .— I n t r o d u c tio n _____________________________________________________________ vn 1 C h a p t e r I I . — T h e fa m ily b a la n c e s h e e t ____________________________________________ 12 C h a p t e r I I I . — F o o d _____________________________________________________________________ 20 C h a p t e r I V . — H o m e m a in t e n a n c e ___________________________________________________ 31 C h a p t e r V . — C lo th in g a n d p e rso n a l c a r e __________________________________________ 46 C h a p t e r V I . — T r a n s p o r t a t io n ________________________________________________________ 57 C h a p t e r V I I . — M in o r ca te g o rie s of e x p e n d itu r e _________________________________ 68 C h a p t e r V I I I . — S u rp lu s an d d eficit i t e m s _________________________________________ 78 C h a p t e r I X . — S u m m a r y _______________________________________________________________ 86 T abular A p p e n d ix A p p e n d ix S u m m a r y ______________________________________________________________________ 97 A .— S a m p lin g p ro ce d u re in th e N e w E n g la n d r e g io n _____________ 199 B .— S c h e d u le fo r m s an d g lo s s a r y ______________________________________ 211 A p p e n d ix C .— C o m m u n itie s a n d ra cial g ro u p s su rv e y e d b y th e S tu d y of A p p e n d ix D .— A n a ly s is of e x p e n d itu re s b y fa m ilie s of g iv e n t y p e , o c c u p a A p p e n d ix E .— V a r ia b ility in fa m ily A p p e n d ix F .— F a m ily C o n su m e r P u r c h a se s_____________________________________________ tio n a l g r o u p , a n d in c o m e : ty p e R a n k te s t m e t h o d an d r e s u lts . e x p e n d itu r e s _______________________________ c o m p o sitio n of o c c u p a tio n a l g ro u p s 237 241 245 an d o c c u p a tio n a l c o m p o sitio n of fa m ily t y p e g r o u p s ___________ 247 List of T ex t Tables C hapter I T able 1 .— D is tr ib u tio n o f a d ju s te d fa m ily in c o m e ______________________________ 6 2. — D is tr ib u tio n o f v a lu e o f cu rren t f a m ily liv in g , b y m a jo r g r o u p s . 8 3. — D is tr ib u tio n o f m o n e y e x p e n d itu re s fo r c u rren t fa m ily liv in g , b y m a jo r g r o u p s _________________________________________________________ C hapter T able 11 II 4 .— A v e r a g e m o n e y in c o m e a n d m o n e y e x p e n d itu re s for cu rren t f a m ily l i v in g ____________________________________________________________ 12 5 . — A v e r a g e n e t su rp lu s a n d d e fic it_______________________________________ 15 6. — A v e r a g e n e t su rp lu s or d e fic it, b y o c c u p a tio n a l g r o u p _____17 7. — A v e r a g e n e t su rp lu s or d e fic it, b y f a m ily t y p e _________________ 18 Chapter I I I T able 8 .— A v e r a g e e x p e n d itu re s for f o o d __________________________________________ 21 9 .— A v e r a g e m o n e y e x p e n d itu re s for fo o d , b y o c c u p a tio n a l g r o u p . . 25 10. — A v e r a g e m o n e y e x p e n d itu re s p e r m e a l p er e q u iv a le n t a d u lt, b y o c c u p a tio n a l g r o u p ________________________________________________ 26 11. — A v e r a g e m o n e y e x p e n d itu re s fo r f o o d , b y fa m ily t y p e ___________ 27 12. — A v e r a g e m o n e y e x p e n d itu re s per m e a l per e q u iv a le n t a d u lt, b y f a m ily t y p e _________________________________________________________ hi 28 CONTENTS IV Chapter I V Page T a b l e 13.— Average expenditures for home maintenance__________________ 14. 15. 16. 17. 18. 19. — — — — Percentage of families reporting home ownership___________ Average money expenditures for household operation______ Average expenditures for housing, by occupational group__ Average expenditures for home maintenance, by occupational group___________________________________________________________ — Average expenditures for housing, by family type___________ — Average expenditures for home maintenance, by family type__ Chapter 22. 23. 24. 41 42 44 V T a b l e 20.— Average money expenditures for clothing and personal care__ 21. 33 34 35 38 — Average money expenditures for clothing and personal care, by occupational group_________________________________________ — Average annual money expenditures of husbands and wives for clothing, by occupational group__________________________ — Average money expenditures for clothing and personal care, by family typ e_________________________________________________ — Average annual money expenditures of husbands and wives for clothing, by family type___________________________________ 47 51 52 54 55 Chapter V I T a b l e 25.— Average money expenditures for transportation, percentage 26. 27. 28. 29. of families reporting automobile operation, and average money expenditures for automobile operation per family reporting such expenditure____________________________________ — Average money expenditures for transportation, by occupa tional group____________________________________________________ — Average money expenditures for automobile operation per family reporting such expenditure, by occupational group. — Average money expenditures for transportation, by family typ e_____________________________________________________________ — Average money expenditures for automobile operation per family reporting such expenditure, by family type_________ 60 62 63 65 66 Chapter V I I T a b l e 30.— Average money expenditures for the minor categories________ 31. 32. — Distribution of money expenditures of Providence families for medical care________________________________________________ — Distribution of money expenditures of Providence families for contributions and personal taxes_________________________ Chapter 35. 36. — Average insurance premiums paid by Providence families, as a percentage of money income and of all surplus items____ — Deficit items: Average amount of change in 1 year, 1935-36__ — Increases and decreases in amounts due on installment pur chases among Providence families------------------------------------------ 71 75 V III T a b l e 33.— Surplus items: Average amount of change in 1 year, 1935-36_ 34. 70 80 80 82 83 CONTENTS Chapter V IX Page T a b l e 37.— Percentage distribution of Providence families according to 38. 39. money value of current family living________________________ — Average expenditures for food, housing, and clothing, com bined, and for automobiles, recreation, and household help combined_______________________________________________________ — Percentage distribution of adjusted family income_________ 87 89 95 L ist o f F ig u res F ig u r e 1. Family types for expenditure study______________________________ 2. Food as a percentage of total money expenditures, at selected income levels, 19 3 5 -3 6 __________________________________________ 3. Clothing as a percentage of total money expenditures, at selected income levels, 19 3 5 -3 6 __________________________________________ 4. Transportation as a percentage of total money expenditures, at selected income levels, 19 35-36_________________________________ 5. Source and disposition of funds used for family living, in 1 year, at selected income levels, Providence, 1 9 3 5 -3 6 _______________ 6. Relative changes in specified categories of expenditure with changes in income, Providence, 1 9 3 5 -3 6 ________________________ 7. Relative changes in specified categories of expenditure with changes in income, Providence, 1 9 3 5 -3 6 ___________ 3 22 48 59 84 93 94 PREFACE T h e analysis of fam ily expenditures for the m ain groups of goods and services included in fam ily living form s volum e I I of the report b y the U n ited States B ureau of L ab o r Statistics on the S tu d y of C onsum er Purchases in the N e w E n glan d region. V o lu m e I, dealing with the incom e, occupational, and fa m ily -ty p e distributions of the families living in the cities studied in this region, provides the back ground for the present volum e. T h e survey for the N ew E n gland cities included in this report was part of an in vestigation conducted in 1936 b y the B ureau of L abor Statistics in cities of varyin g size located in different geographic regions of this country. I t was paralleled b y a stu dy of sm all city, village, and farm fam ilies conducted b y the B ureau of H o m e E con om ics of the U n ited States D ep a rtm en t of Agriculture. B o th surveys, which together form the S tu d y of C onsum er Purchases, were adm inistered under a grant of funds from the W o rk s Progress A d m in istration . Co operating in the planning and technical direction of this N ation -w id e stu d y were the Statistical B oard. N ation al Resources C o m m ittee and the C entral T h e plans for the project were developed and its adm inistration coordinated b y a technical com m ittee com posed of representatives of the follow ing agencies: N a tio n al Resources C o m m ittee, H ildegarde K n eelan d , ch airm an ; B ureau of L ab o r Statistics, F aith M. W illia m s; Bureau of Hom e E con om ics, D ay M onroe; W o rk s Progress A dm in istration , M ilto n F orster; and C entral Statisti cal B oard , Sam uel J. D ennis. The present study differs from previous investigations of family living in that it represents the first effort to include in one survey a wide range of families. Past studies of family consumption have generally been confined to limited income and occupational groups, or to a particular locality, or both. Such isolated studies were unable to throw light on the relative position in the population as a whole of the particular groups under investigation. They failed to reveal how the consumption pattern of one group in the population differed from that of families in another occupational group or income class. The data collected by the Study of Consumer Purchases will permit comparisons among different sections of the country, among com munities of varying degrees of urbanization, and, in several cities, between white and Negro families. The study covers a wide range of family incomes, from those just above the relief levels to upper limits yii PREFACE VIII set for each co m m u n ity th at include every econom ic group o f any num erical significance. I t was planned, m oreover, in such a w a y as to su pp ly a sam ple th at would perm it com parisons am ong occupational groups and am ong fam ilies o f varyin g com position. T h e expenditure findings for the N e w E n glan d cities resem ble, in broad outline, those for com m unities studied in other parts of the coun try. A lth o u g h h abits, tastes, and individual circum stances m ak e for wide variations am ong fam ilies at the sam e econom ic level, b oth in the level of spending and in its apportionm ent am ong the several categories, incom e is nevertheless am ou n t and m anner o f spending. the basic determ inant of b oth O f som e influence, also, is the size and com position of the fa m ily, particularly for such categories as food, clothing, and savings. T h e occupation from which the fa m ily draws the m a jo r part of its earnings appears to h ave on ly m inor influence on the spending pattern for m o st categories, alth ough differences in housing expenditures betw een the w age-earner group, on the one han d, and fam ilies in w hite-collar occupations on the other, are quite clear. W h ile the ou tlay for each of the m ain categories of consum ption varies directly w ith incom e, the relative change over the incom e scale is m u ch greater for som e groups of item s than for others. In conse quence, the proportion of the total value of fam ily consu m ption ac counted for b y som e categories declines in successive incom e classes, while the proportion going to others increases or rem ains relatively constant. In general, the categories representing chiefly the basic essentials, such as food and shelter, decline in relative im portance over the incom e range, while those th at contain larger elem ents of convenience or display, such as autom obiles and clothing, increase relatively in successive incom e classes. T h e data for the N e w E n glan d cities studied show som e interesting differences in expenditure patterns th at appear to be related to degree of urbanization. F or exam ple, average expenditures for food were generally highest in Providence and low est in the sm all cities. T ra n s portation expenditures likewise tended to v ary w ith city size, w ith the proportion of autom obile owners and average o u tla y for a u to m o biles less in Providence and th at for transportation other than a u to m obile, m ore than in the other cities. W h ile average expenditures for housing do n ot differ consistently as am ong the three groups o f cities, h om e ownership was m o st frequent in the sm all cities and least frequent in Providence. T h e B u reau of L ab o r Statistics wishes to acknow ledge the assistance received from interested individuals and civic bodies, both within and outside the G overn m en t, in addition to the agencies m entioned above. Particular acknow ledgm ent is due to two groups w hose collaboration m u st be recognized as h avin g m ade these studies possible: The PREFACE IX W . P . A . workers who perform ed the field collection and office tabu lation of the data, and the m em bers of the households interview ed, who contributed the tim e and effort required to answer the detailed questions in the schedules. In view of the fa ct th at responsibility for certain parts of this survey was shared b y persons outside the regular staff of the B ureau of L ab or Statistics, the Bureau takes pleasure in acknowledging the services of A n th o n y G lavin and India Johnson, associate regional supervisors in the N e w E ngland cities, Florence A rch ibald who served as check editor, and the follow ing persons who served as supervisors in the various cities: L ouis D ev o ld er and M yron B. P ratt, P rovidence; M ildred P inkh am , H a v erh ill; F rank J. K a te n and W illia m Scott, N e w B rita in ; B eatrice H a h n and E m m a Shay, W a llin g fo rd ; Grace K in g m an, W illim an tic. A ckn ow ledgm en t is also m ade to Frances W . V alen tin e, Jesse R . W o o d , Jr., and W illia m L ou don , who were in charge of com putation and tables; Joseph A . Sm ith , in charge of m achine ta b u la tion ; D o r o th y M c C a m m a n , who served as chief check editor; M a rie B loch , E th el C au m an , Lenore A . E pstein , and V erna M a e Feuerhelm , who were in charge of editing and review. I sador L u b in , M a y 1939. Com m issioner o j Labor Statistics. Bulletin ?s[p. 645 (Voi. II) o f the United States Bureau o f Labor Statistics Family Expenditure in Seven N ew England Cities, 1935-36 Chapter I Introduction T h e analysis of the fa m ily incom e and expenditure data obtained by the Bureau of L ab or Statistics from the S tu d y of C on sum er Purchases is divided into three parts, of which the present volu m e represents the second. V o lu m e I showed the distribution b y incom e class, occupa tion, fam ily type, n a tiv ity and h om e tenure, of fam ilies studied in selected com m unities of the N e w E n gland region. T h e second and third parts of the analysis both are concerned with data on expendi tures for fam ily living. In the present volum e, this analysis will be confined m ain ly to a consideration of the size and relative im portance of expenditures for the m ain categories of current living am ong fam ilies in these com m unities, w ith only incidental reference to the constituent item s in these categories. A s in volum e I, variations associated w ith incom e, occupation, and fam ily typ e are of prim ary concern. The third part of the analysis involves a stu dy of the detailed item s in cluded in each m ajor group, in the form of special co m m o d ity and service bulletins covering all regions, w hich appear as B u lletin 648. T h e N ew E n gland cities for which expenditure data are presented in this volum e are Providence, R . I ., H averhill, M a ss., N ew B ritain, C o n n ., and four sm all cities, W estb roo k , M a in e, Greenfield, M a s s ., and W allin gford and W illim a n tic, C o n n .1 D a ta for Providence are shown separately; those for H averhill and N e w Britain are com bined to form one unit for the m iddle-sized cities, and the four sm all cities are com bined into one unit for sm all cities of this region. These communities represent chiefly manufacturing centers for the several industries characteristic of the New England region, such as textiles, shoes, paper, tools, hardware and machinery, and silverware and jewelry. In these cities, therefore, a relatively high proportion 1 Vol. I presented income data for Providence, the middle-sized cities, and Wallingford and Willimantic. Data for Westbrook and Greenfield were collected by the Bureau of Home Economics, which published the material on income. (See appendix C for a list of communities covered by the Bureau of Labor Statistics and the Bureau of Home Economics.) 1 FAMILY EXPENDITURES IN NEW ENGLAND CITIES 2 of the gainfully em ployed population is in m anufacturing and m ech an ical industries. Greenfield, M a s s ., is less industrialized than the other com m unities, serving as a shipping center and as a focal point for the tourist trade. A ll cities b u t W estb roo k , M a in e, and Greenfield, M a s s ., are characterized b y a relatively high proportion of foreign-born, which in Providence am ounted to approxim ately 50 percent in 1930. T h e survey of fam ily expenditures was designed to show prim arily the w ay in which expenditures vary w ith incom e and w ith certain other characteristics of the fam ily. I t was therefore lim ited to w hite fam ilies th at included a husband and wife, both n ative-born and th at had received no relief during the year.2 T h e sam ples of fam ilies whose expenditures were studied in the N e w E n glan d region were further restricted b y elim inating certain incom e groups, b y excluding families w ith no gainfully em ployed m em bers, and b y lim iting the occupational groups represented in the lower and upper portions of the incom e scale.3 T h e collection of expenditure schedules was confined to five fa m ily types, elim inating thereby the less frequent types in the co m m u n ity . T h e types included, which are shown pictorially in figure 1, m a y be described in term s of the num ber and age of m em bers other than husband and wife, as follow s: I II II I IV V No other persons (families of two). One child under 16 (families of three). Two children under 16 (families of four). One person 16 or over, and one or no other person regardless of age (families of three or four). One child under 16, one person 16 or over, and one or two others, re gardless of age (families of five or six). W h en all fam ilies were taken into consideration in each of these N ew E n g la n d com m unities it was found th at fa m ily incom es averaged betw een $ 1 ,0 0 0 and $ 1 ,3 0 0 for the year 1 9 3 5 -3 6 .4 H a lf of the P ro v i- 8 The purpose of these qualifications was to eliminate as far as possible factors of economic stress, broken family ties, and alien customs, which might tend to obscure the relationship of income, occupation, and family type to family expenditure patterns. Since native white families outnumber other racial and national groups in most of the New England communities, it seemed wisest to confine the restricted resources avail able for the survey to a study of the expenditures of this group. The families in which husband or wife or both were of foreign birth constituted 50 percent of all families in Providence, 63 percent in New Britain, between 40 and 50 percent in Haverhill, Wallingford and Willimantic, and only about 20 percent in Greenfield and Westbrook. In certain communities where Negro families constituted a substantial portion of the population a separate sample was taken of that racial group. This was generally true of the communities studied in the Southeast. 3 In Providence all families with incomes under $500, and in the other cities all families below the $250 level, were excluded. All occupational groups were represented in the income classes between $1,250 and $3,000 in Providence, and between $1,000 and $2,500 in the middle-sized and small cities. Above $3,000 in Providence and $2,500 in the middle-sized cities only business and professional families were studied, while the lowest income class in each city unit included only wage earners and the next two income classes only wage earner and clerical families. Certain other minor eligibility requirements were imposed to eliminate families whose living patterns were not adapted to statistical analysis. See appendix A, on sampling, for a complete list of the eligibility requirements. * The report year covered a 12-month period ending not earlier than December 31, 1935, and not later than November 30, 1936. The bulk of the schedules pertained to a year ending before August 1, 1936. 3 INTRODUCTION dence fam ilies had incom es under $ 1 ,1 2 3 , while in the m iddle-sized cities one-half received less than $ 1 ,0 7 1 . T h e distribution of fam ilies b y incom e differed som ew hat am ong the four sm all cities, the average incom e being greater in Greenfield and W a llin g fo rd than in the other F ig . 1 FAMILY TYPES FOR EXPENDITURE STUDY TYPE IV TYPE V MEMBERS REQUIRED FOR TYPE ^ e Q MEMBER REQUIRED FOR TYPE, BUT AGE ALTERNATIVE \ f MEMBER OPTIONAL FOR TYPE c 0 1ft L! C <3> AGE ALTERNATIVE U. S. B U REAU OF LA B O R STATISTICS tw o cities. T ak en together, n ot far from half of these sm all city fa m ilies had incom es of m ore than $ 1 ,2 5 0 .6 A b o u t 43 percent of the P rovi dence fam ilies had incom es under $ 1 ,0 0 0 , nearly 40 percent received between $ 1 ,0 0 0 and $ 2 ,0 0 0 , while only a little m ore than 6 percent reported incom es o f $ 3 ,0 0 0 or over. T h e incom e distribution of 5 See vol. I for a detailed analysis of family income in these communities. 4 FAMILY EXPENDITURES IN NEW ENGLAND CITIES fam ilies in the sm aller com m unities was sim ilar to th at in Providence, alth ough, in m o st of the other cities, there fam ilies in the incom e class above $ 3 ,0 0 0 . distribution of incom e refer to all fam ilies, ity and fam ily com position, and include were relatively fewer T hese figures on the irrespective fam ilies o f n a tiv th at received relief at som e tim e during the year as well as those th at rem ained independent of public assistance. The various lim itations th at were im posed in the seJection of fam ilies eligible for the expenditure stu dy resulted in sam ples of fam ilies whose average incom e was considerably higher than the cor responding averages for all fam ilies in these com m unities. T h u s, in P rovidence, half ol the fam ilies represented in the part of the stu d y th at deals with consum er expenditures had incom es above $ 1 ,6 0 7 , while in the m iddle-sized city unit half were found above the $ 1 ,4 6 7 level, and in the small cities half received m ore than $ 1 ,5 0 2 .6 T h e expenditure schedule used in the S tu d y of C on sum er Purchases provided for the collection of inform ation on fa m ily expenditures classified under 16 categories, varyin g in urgency from food and shelter to recreation, gifts, and m inor item s of a m iscellaneous character. T h e schedule contained inform ation also on such m atters as the ow ner ship of autom obiles and household equipm ent, including pianos, m echanical refrigerators, and v acu u m cleaners. radios, In addition, account was taken of transactions during the report y ear th at increased or decreased the fa m ily assets or liabilities.7 E xpenditure data covering the year 1 9 3 5 -3 6 were collected from 1,216 fam ilies in Providence, 854 in the m iddle-sized cities, and 1,034 in the sm all cities.8 T hese data indicate th at as fa m ily incom e rose the am oun t spent for each im portan t group of consum ption goods and services also increased. Expenditures for the different groups of item s did n ot, how ever, increase w ith equal rapidity over the incom e « Since the eligibility requirements operated to eliminate families that in general occupied a less favorable economic position than did native white, nonrelief, complete families, it follows that the expenditure data cannot be taken to represent the spending pattern of the “average” family in the cities included in the investigation. Instead, the purpose of the study is to show how families of the kinds selected for study apportion their expenditures, and how such apportionment is influenced by the income status, occupational classification, and size and composition of the family. 7 See glossary, appendix B, for definitions of the various categories of expenditure and the items included under each. s Each of these groups of families constituted a sample composed as nearly as possible of the same number of families in each income class, within each family type and each occupational group. Since this method, by design, failed to preserve the proportions of the several groups that were found in the population of families eligible for the expenditures schedule, it was necessary to use the proportions obtaining in the eligible sample as weights for all averages that represented combinations of occupational groups, of family types, or of income classes. See appendix A, for a description of the method of sampling. IN T R O D U C T IO N 5 scale.9 Thus, for example, expenditures for transportation increased more rapidly than income in the income classes under $2,000, while those for food and home maintenance, although much greater at all income levels than transportation expenditures, increased much less, relatively, and thus represented a declining proportion of the total in successive income classes. When families below the $750 income level are considered as a group, food, most urgent of all consumption requirements, absorbed more than half of total income in each city unit. (See table 1.) If home maintenance (housing, household operation, and furnishings and equipment combined) is added to food, these two categories together absorbed well over 90 percent of income at the $500 to $750 income level in Providence and the middle-sized cities, and a little more than total current income at the same income level in the small cities.10 The economy of the families at the lowest income levels covered is intelligible only in terms of the selective effect of the exclusion from the investigation of families that received relief during part or all of the year. Families with assets that could be drawn upon for current needs, or that were able to obtain credit sufficient for their most urgent requirements, thus managed to remain independent of public assistance and to maintain a level of living somewhat above the year’s income. While income was insufficient to cover current consumption require ments for families as a group at these low income levels, average deficits declined in successive income classes until, at the $2,000 level in Providence and the middle-sized cities, and the $1,750 level in the small cities, current expenditures were approximately balanced by income. Above $2,000 in all city units, average surpluses rose rapidly, amounting to nearly one-fourth of income among families with » While the present study represents an investigation of differences in expenditure patterns of families at different income levels, it provides inferential though not direct evidence on how any given group of families would alter the apportionment of their spending if their incomes were raised or lowered. Thus, it is convenient to express differences in expenditures among families at different economic levels as relative changes with income. The relative increase over the income range in the outlay for a given category provides an indication of the “ elasticity” of expenditures for that category. Elasticity may be measured in terms of the percentage increase over a given income range in average outlay for the category (as in ch. IX ), or it may be indicated by a comparison of the increase in average expenditures for the category in question with the increase in income or in total expenditures. Since the expenditure base has generally been used in the distribution of family expenditures, it has been convenient throughout the greater part of the report to speak of expenditures for specific groups of items as being relatively elastic or inelastic, according to whether amounts spent constituted an increasing or decreasing proportion of total expenditures. It will be apparent from tables 1, 2, and 3 that the elasticity of any category is much lower when computed in relation to income rather than to expenditures, because of the influence of deficits at the lower income levels, and of savings in the upper portion of the income scale 10 Expenditures for current living include all obligations incurred during the year covered by the schedule through unpaid bills or loans, as well as cash expenditures. (See glossary, appendix B, for definition of expenditures.) 6 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S incomes of $5,000 and over in the middle-sized cities, and not far from one-fifth of income among Providence families receiving $7,500 and over. T able 1 . — D istrib u tio n o f adjusted f a m i ly in co m e 1 PROVIDENCE Percentage of total adjusted income 2 Value of current family living 3 Income class $500-$749________________ $750-$999________________ $1,000-$1,249_____________ $1,250-$1,499_____________ $1,500-$1,749_____________ $1,750-$1,999_____________ $2,000-$2,249_____________ $2,250-$2,499_____________ $2,500-$2,999_____________ $3,000-$3,499_____________ $3,500-$3,999......... .............. $4,000-$4,999_____________ $5,000-$7,499_____________ $7,500 and over_________ Total ad justed income $700 873 1,125 1, 374 1,613 1,886 2,141 2, 389 2,709 3, 223 3, 771 4, 455 6,006 10, 215 Total Food Home main te nance 118.4 108.4 106.5 101.7 102.8 100.7 99.9 94.4 93.7 92.6 83.9 88.2 83.8 81.5 52.2 43.6 39.8 38.5 36.1 33.0 32.1 28.6 26.7 25.0 21.6 22.1 18.9 16.1 41.6 37.7 36.4 33.5 33.7 31.9 33.1 30.4 31.9 33.1 28.2 29.1 28.9 29.2 Cloth ing and per sonal care Trans porta tion 10.9 9.9 10.5 10.9 11.5 11.1 11.6 11.7 11.3 10.7 10.5 11.2 10.4 9.0 2.7 5.4 5.8 7.0 7.7 10.3 9.6 9.3 10.2 9.3 8.4 9.7 8.5 6.6 4.0 3.4 5.1 3.3 4.3 3.8 3.6 4.1 3.4 3.7 3.5 3.1 3.5 2.5 1.4 1.8 2.3 2.2 2.9 3.6 3.3 3.6 3.7 3.7 4.1 5.4 4.9 9.0 5.6 6.6 6.6 6.3 6.6 7.0 6.6 6.7 •6.5 7.1 7.6 7.6 8.7 9.1 316.6 8 7. 0 8 5.2 8 0.5 8 1.9 0.3 1.4 5.7 7.0 7.7 16.7 11.4 16.6 18.8 0.5 3.7 4.7 6.8 5.1 9.2 10.7 10.5 10.2 15.1 13.6 10.6 15.7 4.9 10.4 2.9 3.6 4.4 4.0 5.1 6.1 4.2 3.0 3.0 3.4 4.4 2.7 1.7 2.4 2.0 1.8 2.3 2.9 3.0 2.8 2.7 3.1 3.6 4.0 2.5 3.5 11.7 9.5 7.6 6.4 6.9 6.6 6.7 7.2 6.3 5.9 7.8 6.9 8.3 7.4 3.9 8 90.8 8 20. 3 89. 4 8 6.0 81.6 81.9 8 4.4 5.7 7.2 4.7 5.6 15.0 15.5 23.1 6.6 2.5 4.2 2.5 2.5 5. 3 8.3 842. 3 832. 2 88. 2 84. 6 Con Net sur Medi tribu tions Other plus4 cal and care personal taxes M ID D LE-SIZED CITIES $250-$499________________ $500-$749________________ $750-$999________________ $1,000-$1,249_____________ $1,250-$1,499_____________ $1,500-$1,749_____________ $1,750-$1,999_____________ $2,000-$2,249_____________ $2,250-$2,499_____________ $2,500-$2,999_____________ $3,000-$3,499_____________ $3,500-$3,999_____________ $4,000-$4,999_____________ $5,000 and over__________ $412 695 912 1,137 1,364 1,619 1, 879 2,124 2,379 2,704 3, 223 3, 755 4, 276 7, 015 191.5 121.9 110.6 107.7 102.7 103.1 104.8 94.8 93. 2 95.9 95.2 84.0 83.0 77.4 73.8 49.8 41.9 38.0 35.5 32.6 29.6 28.9 27.8 25.5 23.8 21.8 18.4 13.9 81.1 47.4 41.7 39.0 36.9 34.8 36.7 31.4 31.6 30.1 31.6 25.1 24.3 33.2 13.8 8.5 10.5 10.3 11.7 11.7 11.7 10.8 11.6 10.8 11.9 11.3 11.0 8.1 SM ALL CITIES $250-$499 ______ $500-$749 ________ $750-$999_ _________ $1,000-$1,249 _ _ $1,250-$1,4&9_____________ $1,500-$1,749 __ ________ $1,750-$1,999 .. _____ $2,000-$2,249_____________ $2,250-$2,499_ ___ $2,500-$2,999_____________ $3,000 and o v e r .___ ____ $473 683 926 1,141 1,391 1,632 1,885 2,140 2, 392 2, 769 4,002 144.6 134. 7 109.3 106.0 99.9 102.8 99.3 95.4 96.8 94.7 85.8 55.4 48. 2 41.2 37.2 34.6 32.3 29.4 28.6 27.0 26.6 20.0 62.8 53.3 40.9 39.4 34.2 36.4 32.8 31.5 31.4 30.9 28.4 9. 7 9.1 8.3 9.1 9.3 11.2 10.6 10.8 11.5 9.9 10.2 2.3 4.7 5.3 6.2 7.8 7.3 10.6 8.6 11.3 11.4 10.6 6.9 4.5 4.9 4.7 5.1 4.0 5.3 5.4 3.0 4.0 2.8 3.4 3.6 3.4 3.4 4.9 4.8 6.6 6.7 6.5 7.1 8.3 7. 2 6.8 8.0 7.8 1.4 81.4 0.7 4.8 3.9 6.5 15.1 1 The adjusted family income figures used in this table represent total family income as used in the income classification; money income plus imputed income from owned home and rent received as gift or pay; and in addition the value of food and fuel obtained without money expense. 2 The value of current family living plus surplus (or minus deficit) does not equal exactly 100% of adjusted family income because of the net balancing difference. See glossary, appendix B, and tabular summary, table 1. 3 See table 2, footnotes 1 through 5 for definitions of the categories included in the value of current family living. 4 Net surplus represents the excess of average money income over average current money expenditures. (See ch. II.) 8 D eficit. IN T R O D U C T IO N 7 The level at which a family lives in any given year depends not only on its current income, its past savings and its credit standing, but also upon goods and services received without money expense. The most important of these nonmoney items for most families is the unpaid services of the housewife, but it is so difficult to arrive at a satis factory method of evaluating such services, that this factor in income was not included in the present study. It was possible, however, to obtain data on the value of the housing received by home owners without money expense in the year of the survey, of housing received as gift or pay, and of food and fuel received without money expense. The data presented in table 1 include all these nonmoney items in the figure for total income, and in the appropriate categories under the heading “ value of current family living” 11 as a percent of total income. It is of interest, however, to follow average consumption patterns at successive income levels without regard to the source of the funds used, and without regard to savings. The distribution given in table 2 shows expenditures for the major categories as a percent of total expenditures for current living, and makes clear the changes in emphasis that follow changes in income status. As indicated in the data on distribution of income, expenditures for food and home maintenance together accounted for more than all other categories combined, even at the highest levels studied. Up to the $1,500 level in all city units these two categories took more than twice as great a proportion of total expenditures for current living as did all other groups of items. With increases in income the amounts spent for food and home maintenance also increased, but other family wants came in for greater consideration, with the result that the proportion of total outlay going for food and home maintenance declined over the income range. Expenditures for clothing and personal care generally took the third largest share of total expenditures. Unlike food and home maintenance, however, such expenditures increased in relative im portance as well as in average amount as income rose. More than half of the families above the $1,250 income level in each city unit were car owners. Thus, transportation expenditures are predominantly expenditures for purchase and operation of auto mobiles at almost all income levels above the lowest. The rapid growth within a generation in automobile expenditures to rank among 11 Throughout the bulletin the term “ expenditures" is used to include both money expenditures and the estimated money value of certain items obtained without money outlay during the year. The term “ total expenditures for current living” and “ money value of current family living” are thus synonymous, and will be used interchangeably. Since nonmoney items of consumption have been recorded only for housing, food, and fuel, money expenditures for all other categories represent the only measure of family spending for those categories. 113991°— 41------ -2 8 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S the major categories in the family budget probably represents a more striking change in spending habits than has ever before occurred in an equal period of time. T able 2 . — D istrib u tio n o f value o f current f a m i ly livin g , by m a jor gro u p s PR O VID EN CE Percentage of total value of family living Income class $500-$749__________________ ______ $750-$999_________________ ______ $1,000-$1,249_____________________ $1, 250-$l, 499_____________________ $1, 500-$l, 749_____________________ $1, 750-$l, 999_____________________ $2, 000-$2, 249_____________________ $2, 250-$2,499_____________________ $2, 500-$2, 999_____________________ $3,000-$3,499_____________________ $3, 500-$3,999_____________________ $4, 000-$4,999--------------------------------$5,000-$7,499_____________________ $7, 500 and over----------------------------- Average value of family living $829 946 1,198 1, 398 1, 658 1,899 2,133 2, 256 2, 538 2,984 3,164 3,931 5,032 8, 317 Home Cloth main ing and Trans Food1 te per porta tion 3 nance a sonal care 44.1 40.1 37.4 37.9 35.2 32.7 32.2 30.2 28.5 26.9 25.7 25.1 22.6 19.6 35.1 34.8 34.2 32.9 32.7 31.6 33.1 32.2 34.1 35.8 33.7 32.9 34.5 35.9 9.2 9.1 9.8 10.7 11.1 11.1 11.7 12.4 12.0 11.5 12.5 12.8 12.5 11.1 Med ical care Contri butions and Other per items 5 sonal taxes4 2.3 5.0 5.4 6.9 7.5 10.3 9.5 9.8 10.9 10.1 10.0 11.0 10.1 8.1 3.4 3.2 4.8 3.3 4.2 3.8 3.6 4.4 3.7 4.0 4.2 3.5 4.2 3.1 1.2 1.7 2.2 2.1 2.8 3.5 3.3 3.9 3.9 4.0 4.9 6.1 5.8 11.1 4.7 6.1 6.2 6.2 6.5 7.0 6.6 7.1 6.9 7.7 9.0 8.6 10.3 11.1 7.2 7.0 9.5 9.5 11.4 11.4 11.2 11.4 12.4 11.3 12.6 13.4 13.2 10.5 .3 3.1 4.3 6.3 4.9 8.9 10.3 11.1 10.9 15.7 14.2 12.6 18.9 6.4 5.5 2.4 3.3 4.1 3.9 5.0 5.8 4.4 3.2 3.1 3.6 5.2 3.3 2.2 1.3 1.6 1.7 2.1 2.9 2.9 2.7 2.9 3.4 3.7 4.2 3.0 4.2 15.1 4.9 6.3 5.7 6.4 6.4 6.5 6.9 6.6 6.3 8.1 7.2 9.9 9.0 5.0 6.7 6.7 7.6 8.6 9.3 10.9 10.6 11.4 11.8 10.5 12.0 1.6 3.5 4.8 5.9 7.8 7.1 10.7 9.0 11.7 12.0 12.3 4.5 5.1 4.2 4.6 4.7 4.9 4.1 5.6 5.6 3.1 4.7 1.8 3.2 2.3 2.3 2.8 3.3 3.6 3.5 3.5 5.2 5.6 3.7 6.2 6.0 6.4 6.5 6.9 8.3 7.5 7.0 8.5 9.0 M ID D LE-SIZED CITIES $250-$499_________________________ $500-$749_________________________ $750-$999_________________________ $1,000-$l, 249_____________________ $1, 250-$l, 499_____________________ $1, 500-$l, 749_____________________ $1, 750-$l, 999_____________________ $2,000-$2,249_____________________ $2, 250-$2,499_____________________ $2, 500-$2,999_____________________ $3, 000-$3,499_____________________ $3, 500-$3, 999_____________________ $4, 000-$4, 999_____________________ $5,000 and over----------------------------- $789 847 1,009 1, 224 1,401 1,670 1,970 2,014 2, 218 2,594 3,068 3,153 3,547 5,430 38.5 40.8 37.8 35.3 34.5 31.6 28.2 30.5 29.9 26.6 25.0 26.0 22.1 17.9 42.3 38.8 37.7 36.3 36.0 33.7 34.9 33.1 33.9 31.5 33.2 29.9 29.3 42.9 SM ALL CITIES $250-$499_________________________ $500-$749____________________ _____ $750-$999_________________________ $1,000-$l, 249_____________________ $1,250-$l, 499_____________________ $1, 500-$1, 749_____________________ $1, 750-$l, 999_____________________ $2,000-$2, 249_____________________ $2, 250-$2, 499_____________________ $2, 500-$2,999_____________________ $3,000 and over_________ _______ $684 920 1,013 1, 210 1,390 1,678 1, 871 2,042 2, 317 2,622 3, 432 38.3 35.7 37.6 35.1 34.7 31.5 29.7 29.9 27.9 28.1 23.3 43.4 39.6 37.5 37.1 34.2 35.4 33.0 33.1 32.5 32.6 33.1 i Includes expenditures for food and the value of food obtained without money expense. 1 Includes expenditures for housing, household operation, and furnishings and equipment, and the value of housing and fuel obtained without money expense. 3 Includes expenditures for automobile purchase and operation, and other transportation. 4 Excludes sales taxes, which were included in the expense for the items to which they applied; automobile taxes, which were included in automobile operation expense; taxes on owned homes, included in housing expense; and taxes on other real property, which were deducted from the gross income from such property. 5 Includes expenditures for recreation, reading, tobacco, education, and miscellaneous items. IN T R O D U C T IO N 9 At virtually all income levels in these New England cities outlay for medical care averaged between 3 and 5 percent of aggregate expendi tures, with no consistent tendency toward either increase or decrease in relative importance over the income range. Average amounts spent rose in successive income classes, although rather irregularly, since such expenditures are largely of emergency nature, and not the result of free choice. For this reason there were very wide variations in the amounts spent among families in the same income class, with some families reporting no outlay, and a few reporting medical bills of several hundred dollars. The category designated contributions and personal taxes in the present study differs in character somewhat from other groups of expenditure items. Insofar as gifts made to persons outside the economic family are balanced by gifts received, such expenditures represent a direct part of family consumption. Sums spent for items such as money contributions toward the support of individuals or institutions, and personal taxes, represent aspects of family spending that are less directly related to goods and services consumed than are most other expenditures. Nevertheless, for taxes and contributions to religious organizations, at least, the families making such expendi tures receive returns in a variety of forms that constitute important elements in their pattern of living. Expenditures for contributions and personal taxes were more elastic than those for any of the other categories of consumption, rising from a little over 1 percent at the lowest income levels studied to 11 percent for families in Providence with incomes of $7,500 and over and to 15 percent among families receiving $5,000 or over in the middle-sized cities. In the lower part of the income range donations to church and to other religious organizations were the largest item, but at the upper income levels contributions to the support of persons outside the economic family assumed greater relative importance. The taxes included in this category were quite small in all but the highest income groups studied, since they comprised only income, personal property, and poll taxes.12 Expenditures for recreation, tobacco, reading, education, and mis cellaneous items have been grouped in tables 1, 2, and 3 under the heading “ other items.” Among these, recreation was the largest at most income levels. Expenditures for recreation increased in succes sive income classes both in average amount and as a proportion of total expenditures for current living. Admissions to motion pictures were generally the largest single item in this category. Expenditures 12 See glossary, appendix B, for a statement of the expenditure categories in which other taxes were entered. 10 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S for reading, representing chiefly the cost of newspapers, were small at all economic levels, and generally accounted for only about 1 percent of total outlay, with some tendency toward relative decline over the income range. Except in a few income groups in the upper part of the income scale amounts spent for education averaged even smaller than those for reading; they also varied much more widely from one income class to another, but gained some in relative importance as income rose. Expenditures for tobacco averaged larger than those for reading and education combined in most income classes below the highest in each city unit. In present-day urban communities the distribution of money expenditures (table 3) is very similar to the distribution of total value of current living, presented in table 2. The yalue of housing obtained without money expense in the report year was generally the largest nonmoney item in the value of family living, although at a few income levels the value of free food was also fairly substantial. Hence, only these two categories represented larger proportions of total value of current living than of total money expenditures in any part of the income range. The difference between money expenditures and money value of family living averaged above $200 among Providence families with incomes of $4,000 and over, but less than $20 among those with incomes under $1,000. The ensuing report will attempt to indicate in greater detail the answers to questions toward which the investigation was directed. For example: At succeeding income levels, which categories of expend iture increase most regularly, and which most irregularly? How do these changes in expenditures vary as between smaller and larger, or younger and older families? Between wage-earner and professional groups? At what income level do families enter the market or with draw therefrom, for particular kinds of goods and services? Which are relatively urgent items in the family budget, which assume the behavior of luxuries? What are the differences in the spending pat terns of families of the same income, family type, and occupation in cities of different size within the same region? It is hoped that consideration given to questions like these may have a bearing on such problems as the establishment of wage levels; the development of family budgets; estimates of national consump tion; the relative taxability of successive income strata; the effective ness of current marketing programs, and, in the large, the problem of keeping production in balance with consumption. 11 I N T R O D U C T IO N T a b l e 3 . — D istrib u tio n o f m o n e y exp en d itu res f o r current f a m i ly living, by m ajor groups PR OVIDENCE Percentage of total money expenditures 1 Income class $500-$749_________________________ $750-$999_________________________ $1, 000-$l, 249_____________________ $1, 250-$l, 499_____________________ $1, 500-$l, 749_____________________ $1, 750-$l, 999_____________________ $2, 000-$2, 249_____________________ $2, 250-$2,499_____________________ $2, 500-$2,999_____________________ $3,000-$3, 499_____________________ $3, 500-$3,999_____________________ $4,000-$4,999_____________________ $5,000-$7,499_____________________ $7,500 and over__________ ________ Average total money expendi tures Food $764 920 1,177 1,362 1,619 1,853 2,076 2,174 2, 438 2, 883 3,000 3, 694 4, 710 7, 811 41.4 39.3 37.1 38.1 35.1 32.7 32.2 30.7 29.0 27.4 26.0 26.3 23.5 20.3 Cloth Home ing main and per te nance 2 sonal care 36.1 35.0 34.1 32.0 32.1 30.8 32.0 30.3 32.0 34.0 31.3 29.0 30.7 32.3 9.9 9.4 10.0 11.0 11.4 11.3 12.0 12.8 12.5 11.9 13.2 13.6 13.4 11.8 Trans porta tion 3 Contri Medi butions Other and cal per items 8 care sonal taxes 4 2.5 5.0 5.5 7.0 7.6 10.5 9.8 10.2 11.4 10.4 10.5 11.7 10.8 8.7 3.7 3.3 4.8 3.4 4.3 3.9 3.8 4.6 3.8 4.1 4.4 3.8 4.5 3.3 1.3 1.7 2.2 2.2 2.9 3.6 3.4 4.1 4.1 4.2 5.1 6.5 6.2 11.8 5.1 6.3 6.3 6.3 6.6 7.2 6.8 7.3 7.2 8.0 9.5 9.1 10.9 11.8 7.6 7.8 9.7 9.9 11.7 11.7 11.5 11.9 13.0 11.7 13.1 13.8 13.8 11.2 0.2 3.4 4.3 6.6 5.1 9.1 10.5 11.4 11.4 16.2 14.9 13.0 19.9 6.8 5.7 2.6 3.4 4.2 3.9 5.1 5.9 4.6 3.3 3.2 3.8 5.4 3.4 2.3 1.3 1.8 1.7 2.2 2.9 3.0 2.8 3.0 3.5 3.8 4.3 3.1 4.4 16.0 5.2 7.0 5.8 6.7 6.5 6.6 7.0 6.9 6.5 8.4 7.5 10.2 9.4 5.3 7.6 7.3 8.0 9.1 9.8 11.4 11.1 11.9 12.4 10.9 12.6 1.8 3.8 5.1 6.2 8.1 7.4 11.1 9.4 12.2 12.5 13.1 5.1 5.5 4.4 4.9 4.9 5.2 4.2 5.8 5.8 3.3 5.0 2.0 3.4 2.4 2.5 3.0 3.4 3.7 3.7 3.7 5.4 6.0 4.2 6.7 6.4 6.8 6.9 7.3 8.7 7.8 7.2 8.8 9.6 M ID D LE-SIZED CITIES $250-$499_______________ $500-$749_______________ $750-$999_______________ $1, 000-$l, 249_____________ $1,250-$l, 499_____________ $1, 500-$l, 749_____________ $1, 750-$l, 999_____________ $2,000-$2, 249____________ $2, 250-$2,499_____________ $2, 500-$2,999____________ $3,000-$3, 499____________ $3,500-$3,999_____________ $4,000-$4,999____________ $5,000andover __ __ _ __ $754 758 982 1,182 1,368 1,621 1,923 1,941 2,129 2, 505 2,945 3,061 3, 385 5,123 38.9 40.6 37.6 35.8 34.8 32.0 28.2 31.2 30.9 27.6 25.7 26.3 23.1 19.0 41.1 36.8 37.5 34.6 35.1 32.5 34.1 31.0 31.4 29.1 30.7 28.2 26.0 39.4 SM ALL CITIES $250-$499_________________________ $500-$749_________________________ $750-$999_________________________ $1, 000-$l, 249_____________________ $1, 250-$l, 499_____________________ $1, 500-$l, 749_____________________ $1,750-$l, 999_____________________ $2,000-$2, 249_____________________ $2, 250-$2, 499_____________________ $2, 500-$2,999_____________________ ____________ _ $3,000 and over.. $604 851 960 1,140 1,322 1,602 1,800 1,950 2, 218 2, 518 3. 231 41.0 34.4 37.7 35.5 34. 2 31.9 29.9 30.4 28. 2 28.1 23.8 38.3 38.9 36.0 35.0 33.1 33.4 31.3 31.0 30. 5 31.0 29.9 1 See glossary, appendix B, for definition of expenditures that was used in this study. 2 Includes expenditures for housing, household operation and furnishings and equipment. 3 Includes expenditures for automobile purchase and operation, and other transportation. 4 Excludes sales taxes, which were included in the expense for the items to which they applied; automo bile taxes, which were included in automobile operation expense; taxes on owned homes, included in housing expense; and taxes on other real property, which were deducted from the gross income from such property. 8 Includes expenditures for recreation, reading, tobacco, education, and miscellaneous items. Chapter II The Family Balance Sheet The balance sheet for families studied in the New England com munities may be presented by comparing money income with money expenditures for current living. Such a balance sheet, calculated for groups at successive economic levels, measures the changing relationship between income and consumer purchases along the in come scale, and brings to light the prevalence among low-income groups of spending financed through deficit, and, in the upper-in come groups, of surpluses that account for substantial proportions of income. T able 4 . — A verag e m o n e y in co m e and m o n e y expen d itu res f o r current f a m i l y l i v i n g 1 PR OVIDENCE Income class $500-$749____________________ $750-$999____________________ $1,000-$1,249_________________ $1,250-$1,499_________________ $1,500-$1,749_________________ $1,750-$1,999_________________ $2,000-$2,249_________________ Money income Money expendi ture $635 847 1,104 1,338 1, 574 1,840 2,084 $764 920 1,177 1,362 1, 619 1,853 2,076 Income class $2,250-$2,499_____ ______ $2,500-$2,999_________________ $3,000-$3,499_________________ $3,500-$3,999_________________ $4,000-$4,999_________________ $5,000-$7,499_________________ $7,500 and over________ ______ Money income $2,307 2,609 3,122 3,607 4, 218 5,684 9,709 Money expendi ture $2,174 2,438 2,883 3,000 3,694 4, 710 7,811 M ID D LE-SIZED CITIES $250-$499_. . . $500-$749----$750-$999_. . $1,000-11,249 $1,250-$1,499 $1,500-$1,749 $1,750-$1,999 $377 606 885 1,095 1, 331 1, 570 1,832 $754 758 982 1,182 1, 368 1,621 1,923 $2,000-$2,249_________________ $2,250-$2,499--,_______________ $2,500-$2,999_________________ $3,000-$3,499_________________ $3,500-$3,999_________________ $4,000-$4,999_________________ $5,000 and over______________ $2,051 2, 290 2, 615 3,100 3, 663 4,114 6,708 SM ALL CITIES $250-$499___ $500-$749___ $750-$999__ $1,000-$1,249 $1,250-$1,499 $1,500-$1,749 $393 614 873 1,071 1, 323 1, 556 $604 851 960 1,140 1,322 b 602 $1,750-$1,999_________________ $2,000-$2,249_________________ $2,250-$2,499______ ___________ $2,500-$2,999_________________ $3,000 and over______________ $1,814 2, 048 2, 293 2,665 3, 801 $1,800 1,950 2, 218 2,518 3, 231 i The difference between average money income and average money expenditures equals the average net surplus or deficit, shown in table 5, except for the balancing difference (never as much as 5.5 percent of total receipts or disbursements, whichever was larger, for any scheduled family); the net balancing differ ence is given in the Tabular Summary, table 1. Among families in the lower portion of the income scale average annual money expenditures exceeded average money income in each city unit. In Providence and in the middle-sized cities average in come did not exceed average expenditures in any income class until the $2,000 level was reached, while in the small cities an average surplus appeared at the $1,750 line. (See table 4.) In all three 12 T H E F A M IL Y B A LA N C E S H E E T 13 city units the income groups under $750 spent an average of at least $100 more than money income, while the lowest income class in the middle-sized and small cities ($250 to $500) failed to make ends meet by more than $200. Such deficits were met by drawing on past savings or by resorting to credit. Above the income levels where average outlay was within money income the average excess of income over expenditures rose steadily in successive income classes, until, for those with income of $5,000 and over in Providence and the middle-sized cities, it amounted to from 20 to 25 percent of in come. In the small cities the highest income group ($3,000 and over) achieved an average surplus of approximately 15 percent of money income. Current income and family resources.— While over a period of years families are necessarily limited by their income in the level of living which they maintain, this does not mean that in any given year there will necessarily be a close correspondence between income and expenditures for current living. Factors preventing such a balancing of income against outgo for a particular year may be peculiar to the individual family, or the result of the general business situation. Some older families will be living on the capital as well as the in come of past accumulations. A young head of a family, particularly in the business and professional groups, may anticipate future in creases in income for the purchase of furniture, an automobile, or some other relatively durable consumption goods. The family of a business executive or professional man may maintain about the same level of expenditures, regardless of variations from year to year in annual income, so that in some years it shows a surplus balance and in other years incurs a deficit. A family may meet an emergency that causes its liabilities incurred during a given year to outrun by substantial sums its current income. Ordinarily, a family in the lower part of the income scale will not be able to make a cash pur chase of a durable goods such as a new stove or a suite of furniture out of current income, and often not out of available savings. It is, therefore, to be expected that in any particular year a fraction of the families will draw upon past savings or increase their liabilities for the purpose of improving or maintaining their level of living, while others are keeping well within their incomes and perhaps pay ing off previously incurred obligations. It should be noted, in this connection, that the year covered by the Consumer Purchases Study, 1935-36, was not a “ normal” one for a substantial proportion of the families. Incomes for many of them had not recovered from reductions during the depression. Haverhill and Willimantic especially were suffering from migration of industries that accentuated the depression of 1929, so that the in habitants probably had few resources left to draw upon and little 14 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S optimism regarding the future. Wallingford, on the other hand, had weathered the depression unusually well. In Providence, where in dustries are more diversified than in the smaller communities, the Bureau of Labor Statistics’ reports indicate, that in the year covered by the survey, employment and pay rolls were beginning to rise above the low point of depression years. It is understandable that after restricted buying for a number of years, many families began to incur obligations beyond current receipts, predicted upon the hope of more regular employment and future increases in income. Thus the net deficit for a family or group of families recorded in the period of the study may not reflect a chronic tendency to live beyond income. This interpretation is supported by the data on installment obligations for Providence families, presented in chapter VIII, which show that the installment commitments carried over at the end of the schedule year were substantially greater, both in number of families and in average amounts, than the commitments with which the schedule year began.1 Had the Study of Consumer Purchases been conducted at another stage in the business cycle, the surplus and deficit record would perhaps have been different in some important respects. At some later date family balance sheets may be studied for a number of suc cessive years, to determine the regularity with which families balance surplus against deficit items. Meanwhile, an examination of the surpluses and deficits for the year 1935-36 shows in New England, as in the other regions studied, an occasional family whose expenditure pattern differed widely from the average for the group of families similarly classified. These cases sometimes have the effect of dis torting the averages for the group. Random fluctuations of this sort do not, however, obscure the dominant patterns shown by the data. Surplus and deficit by income levels.— The figures given for income and expenditure in table 4 represent net averages for the group of families at each income level. There were families at almost every interval along the income scale, however, that reported a net surplus for the year. (See table 5).2 This meant that they had either in1 See chapter VIII far detailed discussion. 2 The average surpluses and deficits shown in table 5 are compiled from detailed reports of changes in assets and changes in liabilities. These detailed reports were treated as part of the record of money disburse ments and money receipts to determine whether the total reported money disbursements balanced with the total reported money receipts. As used in the present study, the term disbursements includes money ex penditures for current living and amounts spent to increase assets or decrease liabilities, while receipts in cludes money income and funds used for family living which were obtained through decreasing assets or increasing liabilities. A schedule was accepted if money receipts and money disbursements agreed within 5.5 percent. It follows from this method that the difference between average money income and average money expenditures shown in table 4 will not agree precisely with the average surplus or deficit for all families shown in the last column of table 5. (See discussion of balancing difference in Glossary.) In general, throughout the income range in all three of the New England city units, the net balancing difference was negative, amounting to less than $25 in the great majority of income classes. No attempt was made to force a balance. It would have been impossible to account precisely for these minor discrepancies without unduly prolonging the field interviews. They may have resulted from errors in estimating income, expenditures, savings, or deficits. In any event the average differences were too small to be significant. T H E F A M IL Y B A LA N C E 15 S H E E T creased their assets, or decreased their liabilities, or perhaps both, during the year of the study. On the other hand, there were families at every income level except one that ended the year with a deficit— that is, had increased their liabilities or reduced their assets, or both. Finally, there were a few families at most levels that broke even for the year, and showed neither net surplus nor deficit. T able 5. — A verage net su rp lu s and deficit PR OVIDENCE Families having surplus 1 Families having deficit1 Average net surplus or deficit (—) Income class $500-$749________________________________ $750-$999________________________________ $1,000-$1,249_____________________________ $1,250-$1,499_____________________________ $1,500-$1,749_____________________________ $1,750-$1,999_____________________________ $2,000-$2,249_____________________________ $2,250-$2,499_____________________________ $2,500-$2,999_____________________________ $3,000-$3,499_____________________________ $3,500-$3,999_____________________________ $4,000-14,999_____________________________ $5,000-$7,499_____________________________ $7,500 and over_________ _______________ Percent of Average money amount Amount2 income Percent Average amount Percent 14 57 43 62 57 62 71 78 76 82 96 91 94 88 $36 53 73 96 146 153 169 260 348 427 690 623 1,114 2,198 79 43 49 35 36 37 26 20 20 16 4 7 6 12 $153 211 182 190 314 241 345 325 361 618 682 770 914 226 -$116 -6 1 -5 9 -7 -3 0 6 33 136 189 248 630 508 996 1,919 100 70 62 51 38 42 43 28 24 31 35 5 16 374 215 172 211 202 241 390 192 168 290 281 812 541 -374 -141 -8 6 -6 8 -2 2 -3 1 -8 2 121 170 126 180 563 666 1, 619 —94 -2 2 -1 0 -6 -2 -2 -4 6 7 5 6 15 16 24 92 69 53 46 36 43 35 28 27 32 15 218 332 197 204 173 253 316 218 235 285 409 -200 -220 -7 6 -5 3 19 -2 3 14 102 94 181 603 —45 -3 4 -9 -5 1 —1 1 -1 8 -7 -5 (3) (•) -2 2 6 7 8 17 12 18 20 M IDDLE-SIZED CITIES $250-$499_________________________________ $500-$749_________________________________ $75Q-$999________________________________ $1,000-$1,249_____________________________ $1,250-$1,499_____________________________ $1,500-$1,749_____________________________ $1,750-$1,999_____________________________ $2,000-$2,249_____________________________ $2,250-$2,499_____________________________ $2,500-$2,999_____________________________ $3,000-$3,499_____________________________ $3,500-$3,999_____________________________ $4,000-$4,999_____________________________ $5,000 and over _____________ __ __ 21 37 47 59 57 57 72 75 67 65 95 84 100 48 55 83 92 125 146 240 280 321 427 632 891 1, 619 SM ALL CITIES $250-$499_________________________________ $500-$749_________________________________ $750-$999________________________________ $1,000-$1,249_____________________________ $1,250-$1,499_____________________________ $1,500-$1,749_____________________________ $1,750-$1,999_____________________________ $2,000-$2,249_____________________________ $2,250-$2,499_____________________________ $2,500-$2,999_____________________________ $3,000 and over___________________________ 21 40 49 61 54 62 69 70 60 80 43 70 86 133 158 200 238 226 453 834 5 4 7 16 1 1 Excludes families whose schedules showed an exact balance for the year. 2 For a reconciliation of the average net surplus or deficit with the difference between average income and expenditure, as shown in table 4, see Tabular Summary, table 1. 3 Less than 1 percent. As already suggested by the data in table 4, the proportion of families at the low income levels reporting that they lived within their incomes was very small. In Providence about four families out 16 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S of five with incomes under $750 incurred deficits, while in the middlesized cities none of the group receiving less than $500 made ends meet. In the small cities, although none at the lowest income level reported a surplus, 8 percent did succeed in coming out even for the year. In successively higher income classes in all communities the proportion with surpluses increased and the proportion with deficits declined, with the result that the average net deficits diminished quite regularly until they were replaced by net surplus, which rose to substantial proportions at the upper end of the income scale. In all three of these city units more than half of the families at the income levels above $1,250 showed a surplus for the year 1935-36. Approximately 60 percent of the Providence families with incomes of $1,250 to $2,000 and over, and 90 percent of those with incomes between $3,500 and $7,500 came out ahead. The same general pattern appeared in the middle-sized and small cities. There was a tendency for the proportion of families showing a surplus to be slightly larger, and correspondingly, the proportion showing a deficit to be slightly smaller in Providence than at comparable income levels in the other city units. These differences, which were very small, may be accouned for by the fact that, at most income levels, Providence families reported average incomes somewhat higher than those of families in the same income class in other cities.3 The average amounts of the surpluses for families reporting savings were less than $100 at all income levels up to $1,500, in Providence and the middle-sized cities, and up to $1,250, in the small cities. At succeeding income levels, the amounts increased steadily to more than $600, as an average, for families with incomes of $3,500 and over, and to $2,200 for Providence families with incomes of $7,500 and over. B y contrast, the average deficits of families reporting expenditures in excess of income were very substantial at the lower end of the in come scale, amounting to 3 or 4 times the average surpluses. In Providence the size of the deficits increased rather steadily with in come from about $150 at the lower levels to about $900 at the income level $5,000 to $7,500, among such families as had deficits. In the other New England cities, however, there was no well-defined rela tionship between income and the average deficits of families reporting them. S u rp lu s and deficit a m on g occu pation al g ro u p s .4— Although the se quence from substantia] deficit to substantial surplus was continuous when families of all occupational groups were considered together, the 3 See Tabular Summary, table 1. 4 The occupational classification used in tabulating the data was not equally detailed for all the city units. In Providence five occupational groups are distinguished, as follows: Wage earner, clerical; independent business and professional; salaried business and salaried professional. In the middle-sized cities these five groups are reduced to four by combining salaried business and professional families,while in the small cities the number of occupational groups is still further reduced by combining all business and professional families. T H E F A M IL Y B A LA N C E 17 S H E E T averages for each occupational group varied rather irregularly from one income level to the next, partly because of the smaller number of families on which the averages are based. (See table 6.) As a result, no well defined occupational differences appear in the data on net surplus and deficit. T 6 . — A verage net su rp lu s or deficit , b y occupational group able PROVIDENCE Wage earner Income class $750-$999 ________________________________________ $1,000-$1,249 ______________________________________ $1,250-$1,499________________________________________ $1,500-$1,749________________________________________ $1,750-$1,999 ______________________________________ $2,000-$2,249 ____ ______________________________ $2,250-$2,499 ______________________________________ $2,500-$2,999________________________________________ $3,000-$3,499 . . __________________________ $3,500-$3,999 ______________________________________ ____ __________________________ $4,000-$4,999 $5,000-$7,499 _ - ____ ________ Clerical —$48 -6 8 22 -4 6 28 -2 6 146 244 0) 0) 0) 0 M ID D LE-SIZED CITIES $500-$749 _______________________________________ $750-$999 ______________________________________ $1,000-$1,249 ____________________________________ $1,250-$1,499 ______________________________________ $1,500-$1,749 _________________________________ ______________________ $1,750-$1,999 _ $2,000-$2,249 . - __________________________ $2,250-$2,499 - __________________________________ $2,500-$2,999 - _ - __________ _______ $3,000-$3,499 ___________________ ______________ -$121 -8 4 -5 4 -2 7 -8 -111 120 186 0 0) -$107 -3 2 -6 9 15 -9 65 141 108 0) 0) 0) 0) Inde pendent business and pro fessional Salaried business Salaried profes sional 0) 0) 0) 0 0) 0) — $37 -2 8 -7 9 72 212 257 54 541 606 1,098 $1 -101 -3 38 _ 115 322 617 421 908 9 -$ 3 -3 5 -4 121 243 294 287 782 546 945 2 -$274 -9 0 -9 6 -1 5 -9 4 90 164 213 0) 0) 0 0 —$98 3 -7 8 21 208 no 60 no 0) 0 -$93 -2 4 20 -280 7 109 168 231 SM ALL CITIES * $500-$749 _______________________________________ $750-$999 ______________________________ ______ $1,000-$1,249 . ____________________________________ $1,250-$1,499 - - ________________________________ $1 500-$l,749 - . - - _ - ________ _____ $1 750-$l,999 - - - - _____________________ $2,000-$2,249 . - ___ ____________________________ $2,250-$2,499 - _ - _______________ _____________ -$239 -7 8 -5 2 38 -1 2 17 142 66 —$98 -6 4 -9 8 -4 0 -4 1 16 149 184 0) 0) $17 -1 -4 8 5 -1 2 60 1 Expenditure schedules were not taken for families at this income level. 2 In the middle-sized cities salaried business and professional families were classified together. 2 In the small cities all business and professional families were classified together. In both Providence and the middle-sized cities there was some tendency for salaried business and professional families to have larger deficits or smaller surpluses than those in other occupations, while in the small cities the business and professional group as a whole made a somewhat less favorable showing than wage-earner or clerical families. Such differences, however, were not consistently maintained along the income range in the three units, and probably cannot be taken as 18 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S indicative of a genuine occupational patterning in the selected cities of this region.5 S u r p lu s an d deficit a m on g f a m i l y -t y p e g ro u p s .— A t comparable income levels current expenditures of families of different composition appeared in general to vary directly with family size; thus net sur pluses were inversely related to the number of family members.6 In Providence, no clear family-type distinctions can be drawn with respect to average surplus or deficit. (See table 7.) It should be noted, however, that the two-person families reported the lowest average total expenditures twice as frequently as families in the other two groups. On the other hand, the larger fandlies, with three to six members, at least three 16 or over (types IV and V ), frequently reported the highest expenditures. So far as the data suggest this relationship, it accords with expectations as to the effect of family size on level of spending. T able 7 .— A verage net su rp lu s or deficit , b y f a m i ly typ e PROVIDENCE Family type 1 Family type 1 Income class Income class I II-III $750-$999________________ $1,000-$1,249____________ $1,250-$! ,499____________ $1,500-$1,749____________ $1,750-$1,999____________ $2,000-$2,249____________ (*) —$60 15 23 -3 7 6 —$24 -5 9 -2 8 32 19 47 $500-$749 $750-$999________________ $1,000-$1,249____________ $1,250-$1,499_ _ $1,500-$1,749_ $1,750-$1,999____________ —$127 -4 2 -6 4 26 -4 -117 -$144 -8 9 -4 9 —45 —18 -103 IV -V -$229 -5 8 -2 -149 28 44 I $2,250-$2,499____________ $2,500-$2,999____________ $3,000-$3,499____________ $3,500-$3,999____________ $4,000-$4,999____________ $5,000-$7,499____________ II-III IV -V $117 189 477 613 768 1,058 $140 264 291 479 423 1,077 $146 133 35 771 436 886 $109 293 164 396 (f) 1,394 $111 190 55 244 147 110 $141 61 165 64 688 610 $35 119 86 243 $50 35 99 210 —$42 134 97 75 M ID D LE-SIZED CITIES —$173 -147 -111 -3 7 -7 1 -3 3 $2,000-$2,249 ____ $2,250-$2,499____________ $2,500-$2,999____________ $3,000-$3,499___ $3,500-$3,999 . $4,000-$4,999____________ SM ALL CITIES $500-$749________________ $750-$999________________ $1,000-$1,249____________ $1,250-$1,499____________ $1,500-$1,749____________ -$261 -8 1 -2 7 51 10 -$139 -5 3 -6 0 24 -2 4 -$289 -133 -8 1 -3 1 -5 7 $1,750-$1,999 __ $2,000-$2,249____________ $2,250-$2,499 ______ $2,500-$2,999_________ 1The 5-family types are distinguished on the basis of the number and age of members other than hus band and wife, as follows: I. No other persons (families of 2). II. 1 child under 16 (families of 3). III. 2 children under 16 (families of 4). IV. 1 person 16 or over and 1 or no other person, regardless of age (families of 3 or 4). V. 1 child under 16, 1 person 16 or over, and 1 or 2 others, regardless of age (families of 5 or 6). *Less than $1. tFewer than 3 cases. 8 The findings relative to occupational differences are no more conclusive when analysis is made of varia tions among the occupational groups with family type held constant. On this basis, also, the differences are not large enough nor sufficiently consistent in any city unit to indicate that families in any one occupa tional group manage their accounts with respect to the relation between income and expenditures differently from families in the other groups. (See appendix D.) 6 The expenditure data collected from families of the first 5 types, were combined for tabulation into 3 groups representing families of type I, those of types II and III, combined, and those of types IV and V, combined. T H E F A M IL Y B A LA N C E S H E E T 19 In the middle-sized cities, the two-person families generally came out best in the balance of accounts for the year 1935-36, since their average total expenditures ran lowest. There were no consistent differ ences, however, between the families containing one or two children (types II and III) and the families of three to six with three or more members over 16, either in respect to their surplus-deficit balance or to their total expenditures. D ata for the small cities show a clear relationship between family size and the surplus-deficit record, with the larger families (types IV and V ) generally reporting the least favorable balance sheet records, and two-person families, the most favorable records. Chapter III Food In general, food is the largest individual category in the family budget. Among all income groups in all the New England communi ties studied the outlay for food averaged above that for any other category included in the consumption analysis.1 Average money expenditures varied from between $250 and $300 in the low-income classes to well over $1,000 among Providence families with incomes of $5,000 and over, and to over $750 among families with incomes of $3,000 and over in the middle-sized and small city units. (See table 8 and fig. 2.) 2 While food expenditures thus increased in size with income, and retained their primacy at all income levels, they lost ground fairly steadily in relation to total expenditures in successively higher income classes. From the lowest to the highest income group in Providence, food expenditures increased 5-fold, but as aggregate money expendi tures for family living increased 10-fold, the proportion of total outlay devoted to food declined from over 40 percent to 27 at the $3,000 income level and to 20 percent at the $7,500 level. A similar showing was made in comparable income groups in the other cities. (See fig. 2*) The findings of the present study on the position of food in the budget, and on its decline in relative importance as incomes increase, support those of virtually all earlier investigations in this field. The pronounced drop over the income range in the percentage of total expenditures accounted for by food is characteristic of a relatively “ inelastic” category of wants, in which consumption, in either quanti tative or qualitative terms is stimulated only moderately by in creased ability to spend. 1 When expenditures for household operation and furnishings and equipment are added to those for hous ing, and the sum treated as one expenditure category, food ranked second except in the lower part of the income range. 2 The category of food in the present analysis was defined to include foodstuffs prepared and eaten at home or carried in lunches to work or school, as well as candy, soft drinks, and liquor, all food and drink represented in the family’s entertainment activities, and all meals purchased and eaten away from home. The wide range of choice in respect to dining out or using meals as an auxiliary to entertainment thus com plicates the problem of comparing food expenditures of families at different income levels, since the composition of the food bill varies considerably along the income scale. 20 21 FO O D T able 8 . — A verage expenditures f o r f o o d P R O VID EN CE Average money expenditures for food Per family Income class $50C-$749___________ ____ ________ $750-$999_________________________ $1,000-$1,249_____________________ $1,250-$1,499_____________________ $1,500-$1,749_____________________ $1,700-$1,999_____________________ $2,000-$2,249_____________________ $2,250-$2,499_____________________ $2,500-$2,999_____________________ $3,000-$3,499_____________________ $3,500-$3,999_____________________ $4,000-$4,999_____________________ $5,000-$7,499_____________________ $7,500 and over____ _____________ Total Amount Percentage of total money ex penditures $316 361 436 519 569 605 670 668 708 790 778 973 1,107 1, 585 41.4 39.3 37.1 38.1 35.1 32.7 32.2 30.7 29.0 27.4 26.0 26.3 23.5 20.3 Away from home $5 7 12 21 29 49 58 67 88 106 117 156 217 397 Per meal per equivalent adult Average value per family of food obtained without money expense Average total money value of food per meal per equivalent adult $0.108 . 116 .142 .169 .176 .185 .205 .198 .208 .226 .226 .279 .266 .305 $50 19 12 11 14 17 17 14 15 14 35 14 29 45 $0.125 . 122 . 146 . 173 . 180 . 190 .210 .202 .212 .230 .236 .283 .273 .314 $1 4 11 13 25 33 33 54 52 68 123 169 134 138 $0.104 . 108 . 121 . 137 . 149 .158 .162 . 176 . 196 .198 .211 . 195 . 211 .251 $11 39 14 8 9 11 13 9 6 3 10 13 1 $0.108 . 122 . 126 . 140 . 152 . 161 .166 . 179 . 198 . 199 .214 . 198 .212 . 251 $6 9 8 10 33 32 36 59 90 93 $0.098 . 107 . 124 . 136 . 144 . 158 . 163 . 172 . 183 .220 .215 $14 36 19 20 30 17 16 22 24 29 32 $0.103 . 120 . 130 . 143 . 154 . 163 . 168 . 178 . 190 .229 .224 M ID D L E-SIZED CITIES $250-$499_______ _______ ____ ____ $500-$749_________________________ $750-$999_________________________ $1,000-$1,249_____________________ $1,250-$1,499_____________________ $1,500-$1,749_____________________ $1,750-$1,999_____________________ $2,000-$2,249_____________________ $2,250-$2,499_____________________ $2,500-$2,999_____________________ $3,000-$3,499_____________________ $3,500-$3,999_____________________ $4,000-$4,999____ ________________ $5,000 and over__________ ___ __ _ $293 307 368 424 475 517 543 606 657 688 758 805 784 972 38.9 40.6 37.6 35.8 34.8 32.0 28.2 31. 2 30.9 27.6 25.7 26.3 23.1 19.0 SM ALL CITIES $250-$499_________________________ $500-$749_________________________ $750-$999_________________________ $1,000-$1,249_____________________ $1,250-$1,499_____________________ $1,500-$1,749_____________________ $1,750-$1,999_____________________ $2,000-$2,249_____________________ $2,250-$2,499_____________________ $2,500-$2,999_____________________ $3,000 and over___________________ $248 293 362 405 452 511 539 589 623 707 768 41.0 34.4 37.7 35. 5 34. 2 31.9 29.9 30.4 28.2 28.1 23.8 F o o d a w a y fr o m h o m e .— Expenditures for tood away from home showed a much wider relative variation with income than did total food expenditures. Among Providence families, those with incomes below $1,000 reported outlay for food away from home that averaged less than $10 yearly, while those with incomes of $5,000 and over spent an average of well over $200. A t income levels below $750 such outlay did not exceed 2 percent of the average food bill in any city unit; among families with incomes of $2,500 and over at least 10 percent of 22 FAM ILY EXPENDITURES IN N E W ENGLAND CITIES Fig. 2 FOOD AS A PERCENTAG E OF T O T A L M O N EY E XP E N D ITU R ES AT SELECTED INCOME LEVELS NEW E N G L A N D , 1 9 3 5 - 1 9 3 6 NONRELIEF WHITE FAMILIES INCLUDING HUSBAND AND WIFE BOTH NATIVE BORN FOOD PROVIDENCE PERCENTAGE 750 ANDUNDER 1000 1250 ANDUNDER 1500 1750 ANDUNDER 2000 2250 ANOUNDER 2500 3000 ANDUNDER 350Q 4000 ANDUNDER 5000 ANDUNDER 5000 7500 ANOUNDER ANOUNDER Ml DOLE-SIZED CITIES percentag e ANDUNDER ANOUNDER ANOUNDER ANDUNDER 750 1250 1750 2250 ANDUNOER 3000 SMALL CITIES PERCENTAGE 500 1000 1500 ANDUNDER ANDUNDER ANOUNDER 750 1250 1750 2000 ANDUNDER 2250 4000 5000 PERCENTAGE 2500 ANOUNDER 3000 INCOME C L A S S IN DOLLARS U .S . BUREAU OP LABOR STATISTICS J FO OD 23 their money expenditures for food represented food away from home. Not until the $3,000 income level was reached did such expenditures average as much as $2 per family per week. In m o st incom e groups ou tlay for m eals at work was larger than for any other item of food aw ay from h om e, and generally accounted for m ore than half of such expenditures.3 The relatively m oderate am oun t so spent at nearly all econom ic levels suggests th at the earners in m a n y fam ilies m u st have returned h om e for the noon m eal, or m u st have carried lunches from hom e. E v id e n tly there was com paratively little dining out as a fam ily practice, or as a form of entertaining, in these N e w E n g la n d com m unities. Food obtained without money expenditure.— M a n y families in these N e w E n g la n d cities obtained sm all am oun ts of food w ithou t m on ey ou tla y, either through production in h om e gardens, or through the receipt of foods as gift or p ay . T h e low incom e fam ilies generally obtained at least as m uch of such food as did those w ith high incom es, with the result th at free food was of greater relative im portance to the fam ilies w ith sm all incom es than to those at the interm ediate and upper levels of incom e. Nevertheless, even among the families at the lower end of the in come scale, free food provided a relatively minor contribution, and at higher levels it rarely averaged as much as 5 percent of the aggre gate value of food consumed. Total expenditures per meal per equivalent adult} — Evidence that families with high incomes bought more expensive foods for home use, or ate out more frequently is to be found in table 8, which shows that expense per meal per equivalent adult increased quite regularly with income. In Providence, for example, the average expense per meal per person rose from 12% cents among families with incomes between $500 and $750 to 31 cents among those receiving more than $7,500. In the other communities the differences were almost equally great. It will be noted that at most income levels the contribution of “ free” food to this total was considerably under 1 cent per meal per equiv alent adult. Intercity differences in jood expenditures.— A lth o u g h the general pattern of food expenditures in relation to fam ily incom e was closely sim ilar in the three city units, there were relatively clear intercity differences in the average am ounts spent for food at com parable incom e levels. A lm o st w ithou t exception average m on ey expenditure for food at any given incom e level was greatest in Providence and 3 Details of expenditures for food away from home are presented in Bulletin No. 648, vol. II. 4 Expense per meal per equivalent adult (per food expenditure unit) was based on the aggregate number of meals eaten by members of the household while living at home, and the expenditures for all food purchased except while traveling or on vacation, plus the value of food obtained without money expense. Persons un der 20 were counted as fractions of an equivalent adult. See glossary, appendix B, for method of computation. 11 3 9 9 1°— 41------ 3 24 FAMILY EXPENDITURES IN NEW ENGLAND CITIES least in the sm all cities. W h ile the differences were n ot great they were consistent enough to suggest a direct relationship in this region between size of city and o u tlay for food. T h e tendency for the value of food obtained w ith ou t direct outlay to vary inversely w ith city size provides only a partial explanation of these differences. In com parison w ith fam ilies living in other parts of the cou n try, Providence fam ilies at given incom e levels generally had higher average expenditures for food than did those living in any other large city covered b y the U rban Series of the C onsum er Purchase S tu d y .5 T h is indication of relatively high food costs in the N e w E n g la n d region is borne ou t b y the high level of food expenditures of N e w E n g la n d fam ilies in these m iddle-sized and sm all cities as co m pared w ith cities of the sam e size in other regions. T h e m on ey expenditures for food per m eal per person show ed the sam e direct relationship to city size as did total food expenditures, although the differences were naturally sm all, especially betw een the m iddle-sized and sm all cities. Since m o st of the sm all cities are sur rounded b y farm ing com m unities, the price of perishable foods such as eggs, dairy products and vegetables, m a y h ave been lower there than in Providence. A lth o u g h fam ilies in a large city m igh t be expected to eat aw ay from h om e considerably m ore frequently than fam ilies in less urban ized com m unities, there appears to h ave been little relationship be tween city size and expenditures for food aw ay from hom e am ong the N e w E n glan d fam ilies studied. T h u s, while the am ou n t of food eaten aw ay from h om e partly accounted for the relatively large total expenditures of the high incom e fam ilies, it did n ot account for differences in the size of food expenditures am ong the three city units. Food expenditures among occupational groups.— T here was a close sim ilarity in the average food expenditures of fam ilies in different occupational groups at com parable incom e levels in the N e w E n glan d cities. (See table 9 .) In H averh ill and N e w B ritain, no occupational differences in food expenditures are evident. earner fam ilies reported consistently larger In P rovidence, w ageexpenditures for this m a jo r budget category than did families in any other occupational group, b u t there were no clear-cut differences in the expenses of the w hite collar fam ilies. T h e high rank of w age-earner fam ilies in Providence was apparently due, how ever, n o t to occupational p a t terning of food expenditures, per se, but rather to the som ew h at 5 The Works Progress Administration report, Intercity Differences in Cost of living, 59 Cities, March 1935, indicates that food costs in Providence were somewhat above those in all other cities studied except Atlanta. The same relationship holds when these data are adjusted by the appropriate indexes to apply to the schedule year covered by the Consumer Purchase Study in these two cities. Similar corroboration of these findings regarding food costs in New England cities is obtained from a recent study of differences in living costs in northern and southern cities, published by the U. S. Bureau of Labor Statistics in the July 1939 Monthly Labor Review. In that study, Dover, N. H., ranked highest among the 10 cities in costs of food. FOOD 25 T a b l e 9 . — Average m oney expenditures for food , by occupational group PR OVIDENCE Wage earner Income class $750-$999___________________________________________ $1,000-$1,249________________________________________ $1,250-11,499________________________________________ $1,500-$1,749________________________________________ $1,750-$1,999_______________________________________ $2,000-$2,249________________________________________ $2,250-$2,499________________________________________ $2,500-$2,999_______________________________ ____ _ $3,000-$3,499________________________________________ $3,500-13,999________________________________________ $4,000-$4,999________________________________________ $5,000-$7,499________________________________________ $360 436 529 592 620 699 686 742 0) 0) 0) 0) Clerical $364 434 519 534 598 682 671 676 0) 0) 0) 0) Inde pendent business and pro fessional Salaried Business 0) 0) $482 519 557 678 683 717 858 770 905 1,164 0) 0) $527 576 581 570 657 722 793 784 1,050 1,029 Profes sional C1) 0) $416 590 596 582 595 683 737 771 912 1.136 M ID D LE-SIZED CITIES 2 $500-$749___________________________________________ $750-$999 _______________________________________ $1,000~$1,249________________________________________ $1,250-$1,499___________________________ ____ _______ $1,500-$1,749 ___________ ____ ___________________ $1,750-$1,999_ ____________________________________ $2,000-$2,249________________________________________ $2,250-$2,499. _____________________________________ $2,500-$2,999_________________________ ____ _________ $3,000-$3,499 ____________________________________ $3,500-$3,999 _ _______ _______________________ $4,000-$4,999 . _________________________________ $307 382 423 478 504 553 595 661 (i) 0) 0) $310 301 428 483 529 529 618 678 0) 0) 0) (0 0) (0 $446 457 544 559 635 578 660 699 807 856 0) 0) $416 457 537 503 577 694 730 839 (t) 696 SM ALL CITIES » $500-$749______________________________________ ____ $750-$999_________________________ _______ _________ $1,000-$1,249________________________________________ $1,250-$1,499________________________________________ $1,500-$1,749________________________________________ $1,750-$1,999________________________________________ $2,000-$2,249________________________________________ $2,250-$2,499________________________________________ $294 361 412 454 516 543 595 620 $285 371 393 446 511 540 599 649 0) C1) $365 452 493 528 569 609 1 Expenditure schedules not taken for families at this income level. * In the middle-sized cities salaried business and professional families were classified together. J In the small cities all business and professional families were classified together, t Fewer than 3 cases. larger size of the fam ilies in the w age-earner group in th at c ity .6 E x am in ation of table 10, show ing food expense per m eal per equiv alent adult, indicates th at wage-earner fam ilies reported no higher expenditures per m eal than did fam ilies in other occupational groups.7 In the sm all city unit, the business and professional fam ilies as a group generally spent sligh tly less for food than either wage-earner or clerical fam ilies. Such differences were n ot consistent, how ever, in average expenditures per m eal per equivalent adult. ®See Tabular Summary, table 2. 7 When average food expenditures of families in different occupations are compared, holding family type constant, wage earners appear to spend no more than other families. (See appendix D.) 26 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES T a b l e 10. — Average m oney expenditures per meal per equivalent adult, by occupational group PROVIDENCE Wage earner Income class $750-$999___________________________________________ $1,000-$1,249________________________________________ $1,250-$1,499________________________________________ $1,500-$1,749________________________________________ $1,750-$1,999________________________________________ $2,000-$2,249________________________________________ $2,250-$2,499________________________________________ $2,500-$2,999________________________________________ $3,000-$3,499________________________________________ $3,500-$3,999________________________________________ $4,000-$4,999________________________________________ $5,000-$7,499________________________________________ Clerical $0.113 . 140 . 170 . 176 . 186 .200 .203 .205 0) 0) 0) 0) M ID D LE-SIZED CITIES $500-$749___________________________________________ $750-$999___________________________________________ $1,000-$1,249________________________________________ $1,250-$1,499________________________________________ $1,500-$1,749________________________________________ $1,750-$1,999________________________________________ $2,000-$2,249________________________________________ $2,250-$2,499________________________________________ $2,500-$2,999________________________________________ $3,000-$3,499________________________________________ $3,500-$3,999________________________________________ $4,000-$4,999________________________________________ $0.107 . 126 . 134 .148 . 154 .158 . 174 .189 0 0 0 0) $0.124 .148 . 168 . 171 .184 .210 . 191 .201 0 0) 0) 0 Inde pendent business and pro fessional Business 0 0 $0.163 . 169 . 190 .226 . 192 .220 .238 .215 .252 .269 0) 0 $0.184 . 194 . 188 .200 .217 .208 .234 .237 .313 .277 Salaried Profes sional 0 0 $0.156 .203 .175 .180 .178 .214 .206 .215 .246 .241 2 $0.110 .097 . 146 . 152 . 161 .162 .182 .207 0 0 0 0) 0 0) $0.134 .159 . 152 . 145 . 170 .208 .205 .226 (t) .183 0 0 $0.150 .147 . 175 . 176 .177 .188 .193 .200 .190 .234 SM ALL CITIES 3 $500~$749___________________________________________ $750-$999___________________________________________ $1,000-$1,249________________________________________ $1,250-$1,499________________________________________ $1,500-$1,749________________________________________ $1,750-$1,999________________________________________ $2,000-$2,249________________________________________ $2,250-$2,499________________________________________ $0.108 . 123 .138 .145 . 155 . 162 .176 . 168 $0.101 .131 .132 .145 .164 .161 .184 .195 0 0 $0.128 .132 .161 . 165 . 157 .187 1Expenditure schedules not taken for families at this income level. 2In the middle-sized cities salaried business and professional families were classified together. 3In the small cities all business and professional families were classified together, t Fewer than 3 cases. A lth o u g h the proportion of all m on ey expenditures d evoted to food aw ay from h om e varied som ew h at b y occupation, the average expenditures for this category were so sm all th at the differences had no appreciable effect on the relative size of to ta l food expenditures. In Providence, w age-earner fam ilies tended to spend the least for food consum ed outside the h om e, and salaried business fam ilies to spend m ore than those in an y other one occupational group.8 In H averh ill and N e w B ritain, in four ou t of six incom e classes between $ 1 ,2 5 0 and $ 2 ,5 0 0 , salaried business and professional fam ilies spent the m o st for food aw ay from h om e.9 s See Tabular Summary, table 3. 9 Wage earners may spend less for food away from home because it is more common practice among them to carry lunches from home. FOOD 27 Since the reported value of food received w ithou t direct expense was negligible for m ost families in each of the N e w E n glan d cities, it is n ot surprising th at no occupational differences in the value of such food were discernible.10 Food expenditures among fa m ily -ty p e groups.— F a m ily com position had a clear influence on the level of m o n ey expenditures for food in these N ew E n glan d com m unities, as in those studied elsewhere. T h u s, at com parable incom e levels, the tw o-person fam ilies (type I) consistently spent the least for food. Fam ilies w ith one or two chil dren under 16 (types I I and I I I ) ranked next, while the fam ilies containing from three to six m em bers, at least three of them 16 or over (types I V and V ) , reported the highest annual food bills. table 1 1.) (See A m o n g Providence fam ilies with incom es between $ 1 ,0 0 0 and $ 1 ,5 0 0 the range in m on ey expenditures for food of fam ilies of different types was $60 or $ 7 0 ; thereafter it increased until, at the upper end of the incom e scale, the spread was over $400. T a b l e 11. — A verage m o n e y expen d itu res f o r f o o d , by f a m i l y typ e PROVIDENCE Family type 1 Income class I $75Q-$999_____ __________ $1, 000-$1, 249___________ $1, 250-$l, 499___________ $1, 500-SI, 749___________ $1, 750-$l, 999___________ $2,000-$2, 249___________ Family type II and III IV and V $361 456 515 553 630 663 $153 459 553 667 656 750 $298 391 494 491 517 596 Income class II and III IV and V $567 603 636 639 984 846 $680 710 820 850 914 1,112 $724 786 884 819 1,008 1, 274 $477 579 581 595 (t) 546 $652 663 728 721 790 831 $642 706 724 838 751 896 $452 472 559 637 $551 622 608 661 $606 664 691 839 I $2, 250-$2. 499___________ $2, 500-$2, 999___________ $3, 000-$3, 499___________ $3, 500-$3, 999___________ $4,000-$4,999___________ $5,000-$7, 499___________ MIDDLE-SIZED CITIES $5G0-$749____ $750-$999____ $1, 000-$l, 249. $1, 250-$l, 499. $1. 500-$1, 749. $L 750-$l, 999. $265 308 357 395 454 473 $334 394 445 511 529 543 $355 409 495 510 558 595 $2, 000-$2, 249___________ $2, 250-$2, 499___________ $2, 500-$2, 999___________ $3, 000-$3, 499___________ $3, 500-$3, 999___________ $4, 000-$4, 999___________ SMALL CITIES $500-$749 . ________ $750-$999 ___ ____ $1,000-$l, 249 . _____ $1, 250-$1, 499___________ $1, 500-$1, 749___________ $263 324 369 379 436 $325 383 417 471 539 $309 400 443 518 554 $1, 750-$l, 999 ___ $2, 000-$2, 249 __________ $2,250-$2,499 ___ _ __ $2, 500-$2, 999___________ 1The 5 family types are distinguished on the basis of the number and age of members other than husband and wife, as follows: I No other persons (families of 2). II 1 child under 16 (families cf 3). III 2 children under 16 (families of 4). IV 1 person 16 or over and 1 or no other person, regardless of age (families of 3 or 4). V 1 child under 16, 1 person 16 or more, and 1 or 2 others regardless of age (families of 5 or 6). t Fewer than 3 cases. 10 See Tabular Summary, table 3. F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES 28 W h ile expenditures for food thus varied with the n um ber and age of persons to be fed th ey did n ot v ary in direct proportion to fa m ily size. A s a result, m o n ey expenditures for food per m eal per equiva len t adult were generally greatest for tw o-person fam ilies and low est for those with three to six m em bers, at least three of th em 16 or over. T h is fa ct m a y be accounted for in part b y the fa ct th at purchase of food in relatively large quantities usually lowers food costs per person. I t is probable, also th at the larger fam ilies purchased som ew h at cheaper foods than did sm all fam ilies, particularly at the lower incom e levels, and it is likely th at th ey were n ot so well nourished. T a b l e 1 2 .— A verage m o n e y expenditures per m eal per equivalent adult , by f a m i l y typ e PROVIDENCE Family type 1 Income class I $750-$999______________ $0.136 $1,000-$l, 249___________ .177 $1, 250-$l, 499___________ .225 $1,500-$l, 749___________ .223 .232 $1, 750-$l, 999___________ $2,000-$2, 249___________ .268 II and III IV and V $0.110 .137 .161 .166 .187 .194 $0,098 .103 .120 .139 .137 . 155 Family type 1 Income class I $2, 250-$2,499___________ $0. 258 $2, 500-$2,999___________ .267 $3,000-$3,499___________ .270 $3, 500-$3,999___________ .294 $4,000-$4, 999___________ .405 $5,000-$7,490___________ .335 II and III IV and V $0.198 .200 .218 .222 .251 .245 $0.160 .171 .199 .181 .234 .239 $0. 213 .257 .263 . 269 (t) .214 $0.180 . 197 . 192 . 203 . 215 .221 $0.146 . 152 . 158 . 199 . 174 .201 $0.196 .209 .241 . 296 $0.158 . 168 . 175 . 180 $0.138 . 146 . 137 . 164 MIDDLE-SIZED CITIES $500-$749______________ $0.121 $750-$999______________ . 138 $1.000-$l, 249___________ . 160 . 181 $1, 250-$l, 499___________ .203 $1, 500-$l, 749........... ...... .212 $1, 750-$l, 999........ ........... $0. 098 . 118 . 132 . 149 . 153 .154 $0. 096 . 101 . 108 . 114 . 125 .133 $2,000-$2, 249 _________ $2, 250-$2,499 ______ $2, 5G0-$2,999___________ $3,00O-$3,499 ______ $3, 500-$3, 999 _ $4,000-$4, 999___________ SMALL CITIES $500-$749______________ $750-$999______________ $1,000-$l, 249___________ $1, 250-$l, 499__________ $1. 500-81, 749___________ $0.119 . 149 . 165 . 172 . 195 $0.103 . 114 . 127 . 139 .156 $0.078 .085 . 105 . 113 .121 $1, 750-$l, 999 _ . _ $2,000-$2,249________ $2,250-$2,499 $2,500-$2,999 1The 5 family types are distinguished on the basis of the number and age of members other than husband and wife, as follows: I. No other persons (families of 2). II. 1 child under 16 (families of 3). III. 2 children under 16 (families of 4). IV. 1 person 16 or over and 1 or no other person, regardless of age (families of 3 or 4). V. 1 child under 16,1 person 16 or over, and 1 or 2 others, regardless of age (families of 5 or 6). t Fewer than 3 cases. V ariation s w ith fam ily com position in the ou tlay for food aw ay from hom e follow ed a sim ilar pattern. In Providence, up to the $ 3 ,5 0 0 incom e level, and in the sm all cities at all incom e levels, the dollar expenditures for food aw ay from hom e were usually greater am ong the tw o-person th an am on g the larger fam ilies.11 In the m iddle-sized cities, how ever, although fam ilies of husband and wife only devoted a 11 See Tabular Summary, table 3. 29 FOOD larger share of their total food expenditures to food consum ed aw ay from hom e, their dollar expenditures for this category were sim ilar to those of other and larger fam ilies. M o reov er, in none of the city units were there substan tial differences in the average expenditures of fa m i lies w ith children and those w ith at least three m em bers over 16. T hus, husband-an d-w ife fam ilies used a higher proportion of the total food ou tla y for food aw ay from hom e than did fam ilies of any other ty p e. Beginning at the $ 2 ,0 0 0 level in Providence, for exam ple, tw o-person fam ilies used at least 11 percent of their food expenditures for food outside the hom e while the larger fam ilies (types I V and V ) never used as m uch as 10 percent up to the $ 3 ,5 0 0 le v e l.12 T h e value of food hom e-produced or received as gift or p ay showed no consistent variation in relation to fa m ily ty p e, except in the sm all cities, where such food was generally of m o st im portance. T here, at all incom e levels betw een $750 and $ 2 ,0 0 0 , fam ilies of three to six m em bers, at least three of th em 16 or over, reported the m ost food obtained w ithou t direct m oney expenditure, while the tw o-person fam ilies usually reported the lea st.12 W h e n the com parison am ong fam ily types is based on the propor tion of total m on ey expenditures devoted to food rather than on average ou tlays the data indicate th at the share allocated to food de clined m ore quickly am ong the tw o-person fam ilies than am ong the others. A t the $ 5 ,0 0 0 level in Providence, for exam ple, h usband-an d wife fam ilies spent less than one-fifth of total m on ey ou tla y for food, while the fam ilies w ith children allotted alm ost one-quarter, and fam ilies w ith at least three m em bers over 16, a little m ore than onequarter, to this category. Summary.— A lth o u g h average expenditures for food increased th roughout the incom e range this increase was less rapid than th at of to ta l m on ey expenditures, w ith the result th at in all three of the urban units covered in N e w E n glan d the proportion of to ta l m on ey expenditures absorbed b y food at successive incom e levels declined w ith a fair degree of regularity. A considerable part of the rise in average ou tlays was accounted for b y the increasing expense for food aw ay from h om e. A verage total expenditures for food were pro gressively sm aller in the sm aller city units, as was average expense per meal per person, b u t the level of expenditures for food aw ay from hom e showed no relation to size of city. T h e occupational classification of a fa m ily bore little relationship to its food expenditures. W age-earn er fam ilies spent relatively large am oun ts in Providence, b u t the absence of occupational differences in expenditures per m eal per equivalent adult indicates th at this was due chiefly to the larger average size of fa m ily. 12 See Tabular Summary, table 3. Providence wage 30 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES earners had low average expenditures for food aw ay from h om e, while the salaried business group was at the other extrem e, as was the salaried group in the m iddle-sized cities. F ood expenditures were closely related to fam ily com position, the average am oun ts varyin g directly w ith fa m ily size, while expense per m eal was inversely related. In general, the h u sband-an d-w ife fam ilies spent the m o st for food aw ay from hom e. Chapter IV Home Maintenance N e x t to food, housing w as the m o st im p o rta n t category in the expenditure of fam ilies studied in the N e w E n glan d region. W h en housing expenditures are com bined w ith those for household operation and for furnishings and equipm ent, to form a broader group, h om e m aintenance, the average expenditures for the total exceeded those for food am ong the higher incom e fam ilies in P rovidence, and at all incom e levels in the sm aller com m unities studied in this region. Housing } — T h e housing category differs som ew h at from the others distinguished in the present stu d y of urban fam ilies because of the fact th at hom e owners and fam ilies occupying houses furnished to th em as a gift or as a part of p ay were sufficiently num erous at each incom e level to m ake the average m on ey expenditures an inadequate representation of the housing obtained during the year. A ccordin gly, the data on housing expenditures presented here com prise all m o n ey ou tlays for the fa m ily h om e (including fuel, ligh t, and refrigeration) and for lodging for fa m ily m em bers aw ay from h om e, together w ith the occupancy value of housing obtained w ith ou t m on ey expense.2 A s indicated in chapter I, such occupancy values were also included as a part of total fa m ily incom e, realized in the form of housing rather than cash. A verage expenditures for housing, like those for food, increased quite steadily throughout the incom e range. (See table 13). m edian incom e level of the fam ilies covered by A t the the expenditure i Caution must be exercised in making comparison of housing data presented in this chapter and those presented in vol. I, ch. VI. The discussion in vol. I, based on the short schedule used with the large random sample, was concerned solely with the family home, for which data were presented on rents paid by renting families and the rental values of houses occupied by their owners. The present chapter covers the occupancy value of all housing, regardless of tenure, and the expenditures for lodging away from home. In vol. I, money expenditures for fuel, light, and refrigeration were included only when they could not be separated from the rent figure; in this chapter, such expenditures are in all cases included. The imputed value of home ownership, as reported on the family schedule and presented in vol. I, was an estimated figure; the data in this chapter on nonmoney value of housing are based on the actual money expenditures of home owning families. Finally, in vol. I, the averages at any given income level, for all families and for families of specified occupational groups, include the large families (types VI, VII, VIII, and other), which did not furnish expenditure schedules; and the averages for all families and families of specified type groups include families with no gainfully employed members, likewise excluded from the expenditure sample. 3 The net occupancy value of owned homes was computed by subtracting from the rental value of the dwelling for the period of occupancy all expenditures for mortgage interest, refinancing charges, taxes, repairs, and insurance. Permanent improvements and payments on the principal of the mortgage were considered investments, and not current expenditures for family living. Expenditures for fuel, light, and refrigeration were combined with those for housing because among renters the rent figure reported often included one or more of these items. (See Tabular Summary, table 4-A.) 31 32 F A M IL Y E X P E N D IT U R E S IN N E W E N G L A N D CITIES su rvey in Providence, $ 1 ,5 0 0 to $ 1 ,7 5 0 , the average for this category w as $ 4 42, or approxim ately $37 per m o n th . T h e fam ilies in this city th a t received betw een $500 and $ 1 ,0 0 0 reported expenditures th at average less than $25 per m o n th , while those w ith incom es of $ 5 ,0 0 0 and over had housing valued at considerably m ore than four tim es this am oun t. A sim ilar rate of increase appeared in the data for the other two city units. In all com m unities, how ever, these increases did n ot keep pace w ith the rise in total expenditures; the proportion of the aggregate value of current living accounted for b y housing declined from around one-third at the lower end of the incom e scale to betw een one-fourth and one-fifth am ong P rovidence fam ilies w ith incom es of $ 5 ,0 0 0 and over, and to around one-fourth am ong fam ilies in the sm aller com m unities th at were above the $ 3 ,0 0 0 level. T here w as a close sim ilarity am ong the three city units in average expenditures for housing. A lthou gh housing expenses m ig h t be expected to be higher in Providence than in the sm aller cities, there is no evidence th at P rovidence fam ilies spent m ore than fam ilies in the other cities, at least up to the $ 2 ,0 0 0 incom e level. F ro m th a t point on, how ever, P rovidence fam ilies tended to h av e sligh tly larger housing expenditures than fam ilies in the m iddle-sized and sm all cities. Home oumership and nonmoney housing values.— Since the im pu ted incom es of h om e owners constituted the m a jo r portion of the n on m o n ey housing values, the m agnitude of these values (as averages for all fam ilies at a given incom e level) depended partly on the proportion of fam ilies th at owned their hom es. In Providence, the proportion of hom e owners was negligible in the incom e classes below $ 1 ,2 5 0 , and am ounted to less than one-sixth up to the $ 2 ,0 0 0 incom e level. N ot until the $ 5 ,0 0 0 level was reached did m ore than one-half of the Providence fam ilies own their hom es. A similar difference in the ratio of hom e owners to renters at succeeding incom e levels was observed in the m iddle-sized and sm all cities, b u t in these cities m ore than 10 percent o f the fam ilies were hom e owners even in the low est incom e groups. Beginning at the levels $ 1 ,5 0 0 to $ 1 ,7 5 0 in H averhill and N e w B ritain, and at $ 1 ,0 0 0 to $ 1 ,2 5 0 in the sm all cities, onequarter or m ore of the fam ilies reported hom e ownership. exception, owners outnum bered renters in both incom e levels beginning w ith $ 2 ,5 0 0 . city (See table 14.) W it h one units at all T h u s, the data show a clear relationship between the size of city and the prevalence of hom e ownership. W it h m inor exceptions, for com parable incom e groups, hom e ownership was reported w ith greatest relative frequency in the sm all cities, and least frequently in Providence. HOME M A IN T E N A N C E 33 T a b l e 13. — A verage expenditures f o r hom e m ainten ance PROVIDENCE Amounts Income class $500-$749____ $750-$999____ $1,000-$1,249___ $1,250-SI,499._ $1,500-$1,749__ $l,750-$l,999-__ $2,000-$2,249-__ $2,250-$2,499.__ $2,500-$2,999-__ $3,000-$3,499-__ $3,500-$3,999-_ $4,000-$4,999__. $5,000-$7,499._. $7,500 and over. Percentage of total value of family living Housing Fur Housing Fur Home House nish Home House nish main hold ings main hold ings Non opera and te te opera and nance Total Money1 money 2 tion3 equip nance Total Money1 Non tion8 equip money 2 ment ment $291 329 410 460 543 601 705 725 864 1,067 1,066 1,296 1, 736 2,982 $265 287 350 383 442 482 549 571 661 780 787 994 1,208 1, 739 $250 280 341 358 417 453 509 503 576 693 658 771 915 1,278 $15 7 9 25 25 29 40 68 85 87 129 223 293 461 $21 25 37 49 61 71 93 107 143 198 202 245 440 989 $5 17 23 28 40 48 63 47 60 89 77 57 88 254 35.1 34.8 34.2 32.9 32.7 31.6 33.1 32.2 34.1 35.8 33.7 32.9 34.5 35.9 32.0 30.3 29.2 27.4 26.6 25.4 25.8 25.3 26.1 26.1 24.9 25.3 24.0 20.9 30.2 29.6 28.4 25.6 25.1 23.9 23.9 22.3 22.7 23.2 20.8 19.6 18.2 15.4 1.8 .7 .8 1.8 1.5 1.5 1.9 3.0 3.4 2.9 4.1 5.7 5.8 5.5 2.5 2.7 3.1 3.5 3.7 3.7 4.4 4.8 5.6 6.7 6.4 6.2 8.8 11.9 0.6 1.8 1.9 2.0 2.4 2.5 2.9 2.1 2.4 3.0 2.4 1.4 1.7 3.1 42.3 38.8 37.7 36.3 36.0 33.7 34.9 33.1 33.9 31.5 33.2 29.9 29.3 42.9 38.3 35.2 32.3 29.9 29.0 26.9 26.3 26.2 25.3 23.5 23.5 23.3 21.2 29.1 35.3 29.3 31.0 27.1 27.3 24.6 24.6 23.0 21.6 20.2 19.8 20.8 16.7 23.4 3.0 5.9 1.3 2.8 1.7 2.3 1.7 3.2 3.7 3.3 3.7 2.5 4.5 5.7 3.5 2.6 2.5 2.8 3.0 3.3 4.3 3.7 4.5 5.4 5.8 4.4 6.0 9.8 0.5 1.0 2.9 3.6 4.0 3.5 4.3 3.2 4.1 2.6 3.9 2.2 2.1 4.0 43.4 39.6 37.5 37.1 34.2 35.4 33.0 33.1 32.5 32.6 33.1 39.2 35.1 30.7 31.0 28.1 28.8 26.3 25.8 24.5 24.9 23.7 29.6 31.5 27.3 26.9 25.4 25.3 23.4 22.4 21.3 22.0 18.8 9.6 3.6 3.4 4.1 2.7 3.5 2.9 3.4 3.2 2.9 4.9 3.8 2.4 2.5 2.8 3.0 3.6 3.3 4.2 4.2 4.8 6.0 0.4 2.1 4.3 3.3 3.1 3.0 3.4 3.1 3.8 2.9 3.4 MIDDLE-SIZED CITIES $250-$499____ $334 329 $500-$749____ $750-$999____ 380 444 $1,000-$1,249._._ 504 $1,250-$1,499___ $l,500-$l,749-_563 689 $1,750-$1,999___ 666 $2,000-$2,249.._ 752 $2,250-$2,499___ $2,500-$2,999___ 815 $3,000-$3,499___ 1,018 $3,500-$3,999.__ 941 $4,000-$4,999___ 1,040 $5,000and over. 2, 327 $302 298 326 366 406 450 518 528 563 610 722 734 751 1, 577 $278 248 313 332 382 412 484 464 480 524 609 655 590 1, 270 $24 50 13 34 24 38 34 64 83 86 113 79 161 307 $28 22 25 34. 42 55 84 75 99 139 177 138 215 531 $4 9 29 44 56 58 87 63 90 66 119 69 74 219 SMALL CITIES $250-$499____ $297 364 $500-$749____ 380 $750-$999____ $1,000-$1,249_ __ 449 476 $l,250-$l,499_594 $1,500-$1,749„. 618 $1,750-$1,999___ 675 $2,000-$2,249„. 752 $2,250-$ 2,499... $2,500-$2,999._855 $3,000 and over. 1.135 $268 323 311 375 391 482 492 527 568 653 813 $202 290 277 325 353 423 437 457 493 578 644 $66 33 34 50 38 59 55 70 75 75 169 $26 22 25 34 42 61 61 86 96 127 207 $3 19 44 40 43 51 65 62 88 75 115 1Includes all current money expenditures for the family home and the vacation home (mortgage interest, taxes, repairs, and insurance for owned homes, and rent for rented homes), and expenditures for lodging for family members away from home, including room rent at school. Expenditures for fuel, light, and refriger ation are combined with expenditures for housing, since rent as paid by many families included one or more of these items. See Tabular Summary, table 4-A. 2Includes imputed income from home ownership, rent received as gift or pay, and the value of fuel ob tained without money expense. s Includes household help, laundry, telephone, water rent, and other items of household operation. T h e proportion of h om e owners was lower in the N e w E n glan d cities than in any other region covered b y the stu d y . A t incom e levels up to $ 2 ,2 5 0 , the percentage of hom e owners was sm aller in Providence than in C h ica g o; throughout the incom e range it was smaller in Providence than in any of the other large cities studied. Sim ilarly, the proportion in the m iddle-sized and sm all cities was at 34 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES m o st incom e levels considerably below th at in cities of sim ilar size in any other region. T a b l e 14 . — P ercentage o f fa m ilie s reporting hom e ow n ersh ip Income class $250-$499______ ___ $500-$749__-____ ______ $750-$999_____________ $1,000-$1,249 $1,250-$1,499_ . ___ $1,500-$1,719_ ______ $1,750-$1,999_________ $2,000-$2,249_________ Provi dence Middlesized cities 0) 4 7 12 14 15 22 12 19 9 14 14 26 26 32 Small cities 18 21 20 30 24 34 29 39 Income class $2,250-$2,499_________ $2,500-$2,999_________ $3,000-$3,499_________ $3,500-$3,999_________ $4,000-$4,999_________ $5,000-$7,499_________ $7,500 and over_______ Provi dence Middlesized cities 32 34 31 42 40 59 59 38 48 69 40 63 2 52 (2) Small cities 39 54 3 65 (3) (3) (3) (3) 1 Expenditure schedules not taken for families at this income level. 2 In the middle-sized cities data for families with incomes of $5,000 and over were combined. 3In the small cities, data for families with incomes of $3,000 and over were combined. Since im puted incom e from owned hom es accounted for all b u t a sm all portion of the n on m oney value of housing reported b y the N e w E n gland fam ilies studied, the inverse relationship found betw een size of city and frequency of hom e ownership is reflected in a sim ilar rela tionship between n on m oney value of housing and city size. A t all com parable incom e levels up to $ 2 ,5 0 0 Providence fam ilies had the sm allest average n on m oney value of housing, and at m o st levels sm all city fam ilies reported the largest valu es.3 In the N e w E n glan d com m unities n on m oney incom e from owned hom es averaged betw een $100 and $200 per owning fa m ily in m o st incom e classes in the sm all and m iddle-sized city units, and in all incom e classes up to $ 2 ,2 5 0 in Providence. In the higher incom e groups in Providence, how ever, such incom e rose rather consistently w ith to ta l incom e, and am ounted to alm ost $700 at the top of the incom e scale. A s indicated above, the average value of housing obtained as g ift or p ay was sm all at all incom e levels, because of the fact th at co m paratively few fam ilies reported such housing.3 Household operation } — W h ile expense for housing increased w ith incom e, b u t declined in relative size in successive incom e classes, am oun ts spent for household operation rose rapidly enough along the incom e range to account for a growing percentage of to ta l ou tlay. T hese expenditures, w hich included the p aym en ts for household help as well as the cost of such services and supplies as telephone, lau ndry, cleaning supplies, and w ater rent, averaged scarcely $25 a y e a r for fam ilies with incom es below $ 1 ,0 0 0 , in all the N e w E n glan d cities. (See table 15.) In P rovidence, for exam ple, expenditures of this typ e were generally less than o n e-ten th as m uch as the housing cate gory at th at econom ic level. 3 See Tabular Summary, table 4. 4 See Tabular Summary, table 5. HOME 35 M A IN T E N A N C E A m o n g fam ilies w ith incom es of $ 5 ,0 0 0 to $ 7 ,5 0 0 , how ever, average household operation expenditures am oun ted to $ 4 40, or over onethird as m u ch as the value of housing. In Providence and the m iddle-sized cities fam ilies w ith incom es of $ 2 ,5 0 0 to $ 3 ,0 0 0 (the highest com parable incom e level) devoted alm ost twice as large a proportion of their total expenditures to household operation as did the fam ilies w ith incom es between $500 and $ 1 ,0 0 0 . (See table 15.) T a b l e 15 . — A verag e m o n e y expen ditu res f o r household opera tion 1 PROVIDENCE Paid household help Income class Families reporting Total Amount $500-$749_______________________________________ $750-$999________________________________________ $1,000-$1,249 ____________________________________ $1,250-$1,499_____________________________________ $1,500-$!,749_____________________________________ $1,750-$1,999 ____________________________________ $2,000-$2,249 ____________________________________ $2,250-$2,499_____________________________________ $2,500-$2,999_____________________________________ $3,000-$3,499 ____________________________________ $3,500-$3,999 _________________ _________________ $4,000-$4,999 __________________________ $5,000-$7,499 ____________________________________ $7,500 and over _____________ ________ ____ $21 25 37 49 61 71 93 107 143 198 202 245 440 989 Percent Average age expense Other supplies and services 1 4 4 9 15 27 41 49 44 82 97 $200 50 25 111 73 122 163 133 205 284 715 $21 25 37 47 59 70 83 96 110 131 137 155 207 295 $3 5 10 18 16 27 35 30 32 51 84 (*) $67 60 50 106 63 93 114 230 122 210 471 $28 22 25 32 39 50 65 65 74 99 108 99 108 135 $3 $8 $38 1 1 3 8 5 20 21 33 100 4 6 7 12 14 17 20 33 50 25 17 43 67 36 118 105 100 200 1 O $2 2 1 10 11 33 67 65 90 233 694 C) MIDDLE-SIZED CITIES $250-$499 _ _ __ . $500-$749 _______ ______ ______ _ _______ $750-$999________________________________________ $1,000-$!, 249_____________________________________ $1,250-$! ,499_____________________________________ $1,500-$1,749_____________________________________ $1,750-$1,999_____________________________________ $2,000-$2,249_____________________________________ $2,250-$2,499_____________________________________ $2,500-$2,999_____________________________________ $3,000-$3,499_____________________________________ $3,500-$3,999_____________________________________ $4,000-$4,999_____________________________________ $5,000 and over_______- -------------------------------- $28 22 25 34 42 55 84 75 99 139 177 138 215 531 (*) $2 3 5 19 10 25 40 69 39 107 396 (*) SMALL CITIES $250-$499________________________________________ $500-$749 --- ______ $750-$999________________________________________ $1,000-$1,249_____________________________________ $1,250-$1,499_____________________________________ $1,500-$1,749_____________________________________ $1,750-$1,999_____________________________________ $2,000-$2,249_____________________________________ $2,250-$2,499_____________________________________ $2,500-$2,999_____________________________________ $3,000 and over------- -------------------------------------------- $26 22 25 34 42 61 61 86 96 127 207 i Other than fuel, light, and refrigeration, which were included with expense for housing proper. *Less than $1. $23 22 24 33 39 53 56 66 75 94 107 36 F A M IL Y E X P E N D IT U R E S IN N E W E N G L A N D CITIES T h e rise in total household operation expenditures at the higher incom e levels is in part due to the rapid increase in p ay m en ts for household help. I t is particularly striking, therefore, th at Providence fam ilies, which tended to spend the m o st for all household operation, least frequen tly reported the em ploym en t of dom estic help. table 15.) (See Expenditures for such services were reported b y fewer than 10 percent of all Providence fam ilies w ith incom es below $ 2 ,2 5 0 , b u t in the other cities, b y at least 10 percent of all fam ilies w ith in com es of $ 1 ,5 0 0 or m ore. In the sm all cities, one-half of the fam ilies w ith incom es of $ 3 ,0 0 0 or m ore em ployed som e household help. H averhill and N ew B ritain , how ever, m ore than one-half of In the fam ilies had paid help only in the incom e levels beginning at $ 4 ,0 0 0 . In Providence, while less than one-half of the fam ilies w ith incom es below $ 5 ,000 em ployed household help, abou t 9 in every 10 w ith higher incom es did so. A t the incom e levels below $3,0 0 0 in all the N e w E ngland cities studied, average expenditures of all fam ilies for dom estic service am ounted at m o st to $40, or about $3 a m on th . T h is reflects both the relatively sm all proportion of fam ilies em ploying help, and the predom inant use of p art-tim e, rather than fu ll-tim e, services, which is indicated b y the averages in table 15, based on fam ilies havin g dom estic help. E xpenditures for household supplies and services were su bstan tially larger than those for help at all but the highest incom e levels, and th ey tended to account for 90 percent or m ore of total household operation expenditures of all the N e w E n glan d fam ilies studied whose incom es were below $ 1 ,5 0 0 . B eginning at th at incom e level, they am oun ted to at least $50 a year. A com parison of the expenditures of families in the three city units for household operation other than p aym en ts for help indicates th at the variation from city to city at any given incom e level was ex trem ely sm all, less than $10 in the incom e classes between $500 and $ 1 ,7 5 0 and less than $25 at the four successive incom e levels. A l though these differences were alm ost negligible, there m a y be som e significance in the fact th at Providence fam ilies uniform ly reported the largest average expenditures. I t is probable th at fam ilies in a large city are least likely to do their own washing, for exam ple, and laundry service tends to run up household operation expenditures. Prelim inary exam ination of the detailed data on expenditures for household operation indicates th at laundry expense was of m ajor im portance, w ith telephone costs running second. At the lower incom e levels, fam ilies spent m ore for laundry supplies for washing at h om e than for laundry sent out. relationship was reversed, since A t the upper incom e levels this the average expense for laundry supplies varied little w ith incom e, while th at for laundry sent out HOME M A IN T E N A N C E 37 increased rapidly. Average outlays for telephone service also rose rapidly at succeeding income levels, particularly in Providence.6 Furnishings and equipment.— T h e character of expenditures for household furnishings and equipm ent differs considerably from that o f the categories previously discussed. Included is a wide variety of item s such as kitchenware, glass, china, linens, furniture, and other item s of durable equipm ent such as refrigerators. At any given incom e level, the m a jo rity of fam ilies spent relatively sm all sum s on routine item s th at m u st be replaced frequen tly, while occasional fam ilies m ade large purchases of durable equipm ent. A s a result of the character of this category of consum ption, exam ination of the range of expenditures for fam ilies within a given incom e class reveals m uch wider variations than appear in the average expenditures at successive incom e levels. Almost without exception, in all the New England cities studied, the average total expenditures for furnishings and equipment were below $100. There was a general tendency for the amounts spent to increase with income, but the rise was very irregular. (See table 13.) Sim ilarly, there was no consistent trend above the $ 1 ,0 0 0 incom e level in the relation of furnishings and equipm ent to total expendi tures for current living, although below $ 1 ,0 0 0 the relative size of this category rose rather sharply. In Providence these item s absorbed be tween 1 and 3 percent of the total, while in the other tw o city units, fam ilies at m ost econom ic levels devoted an average of from 2 to 4 percent of their aggregate expenditures to this category. At com parable incom e levels expenditures for furnishings equipm ent were lower in Providence than in the other cities. and A t all incom e levels Providence fam ilies spent m ore for household operation than for furnishings, while in the other two city units fam ilies in the five incom e classes betw een $750 and $ 2 ,0 0 0 tended to spend m ore for the latter than for household operation. T h e relatively low o u tla y for furnishings b y Providence fam ilies is p robably a reflection in part of the greater prevalence there of apartm en t house dwellers, as com pared w ith the sm aller com m unities, since som e household equipm en t is likely to be furnished b y the landlord to apartm en t tenants. Total home maintenance.— When expenditures for housing, house hold operation, and furnishings are considered together, it is evident that, at virtually all income levels, New England families devoted as least 30 percent of their total expenditures to maintain their homes. (See table 13.) The home maintenance expenditures of these families amounted to $400 or more at the income levels beginning at $ 1 ,0 0 0 , and more than $ 1 ,0 0 0 above the $ 3 ,0 0 0 level. Over the income range, home maintenance expenditures tended to decrease as a proportion of total expenditures. The decrease was 5 Based on tabulations in B. L. S. Bulletin 648, vol. I. 38 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES neither regular nor v ery sharp, how ever, since the figures represent a com bination of housing, which declined, relatively, household opera tion, which increased, and furnishings and equipm ent, which rem aired relatively constant in relation to total expenditures. Housing expenditures among occupational groups.— T h e outstan ding fa ct revealed b y a com parison of housing expenditures am ong fam ilies in different occupational groups was the low average value of housing reported b y w age-earner fam ilies in all the N e w E n glan d cities studied. In Providence, w age-earner fam ilies at all b u t tw o com parable incom e levels ranked lower than an y other group. (See table 1 6 .)6 Clerical fam ilies tended to report relatively lower values than did those in business and professional occupations. T a b l e 16 . — A verage expen ditu res f o r h o u sin g ,x b y occup ation al group PROVIDENCE Wage earner Income class $750-$999________________________________________ $1,000-$1,249_____________________________________ $1,250-31,499_____________________________________ $1,500-$1,749_____________________________________ $1,750-31,999_____________________________________ $2,000-$2,249_____________________________________ $2,250-$2,499_____________________________________ $2,500-$2,999_____________________________________ $3,000-$3,499_____________________________________ $3,500-$3,999_____________________________________ $4,000-$4,999_____________________________________ $5,000-$7,499____________________________________ Clerical $274 348 366 425 445 560 482 584 (2) (2) (2) (2) Indepen Salaried dent business and pro Business Profes fessional sional $332 358 417 468 501 534 614 644 (2) (2) (2) (2) (2) (2) $409 438 587 497 604 657 764 831 1,175 1,204 $284 350 376 407 450 524 518 623 (2) (2) (2) (2) (2) (2) $437 450 539 557 597 607 639 813 (2) (2) $341 471 514 604 619 700 727 799 845 1,104 (2) (2) $436 462 570 566 644 784 865 699 1,044 1,410 MIDDLE-SIZED CITIES $500-$749________________________________________ $750-$999________________________________________ $1,000-$1,249_____________________________________ $1,250-$1,499_____________________________________ $1,500-31,749_____________________________________ $1,750-31,999_____________________________________ $2,000-$2,249_____________________________________ $2,250-$2,499_____________________________________ $2,500-$2,999_____________________________________ $3,000-$3,499_____________________________________ $3,500-$3,999_____________________________________ $4,000-$4,999_____________________________________ $300 322 355 398 433 484 514 510 O) 0) (2) (2) (2) (2) $364 419 452 561 528 565 591 656 678 762 (t) 739 SMALL CITIES 3 $500-3749________________________________________ $750-$999________________________________________ $1,000-$1,249_____________________________________ $1,250-$1,499_____________________________________ $1,500-$1,749_____________________________________ $1,750-$1,999_______________________________ _ . $2,000-$2,249_____________________________________ $2,250-$2,499_____________________________________ $326 311 370 372 485 475 502 502 $302 299 392 437 482 492 533 588 (2) (2) $391 429 474 543 571 611 1 Includes money expenditures for housing (rents, taxes, and current upkeep of owned homes) and for fuel, light, and refrigeration, and the value of housing and fuel obtained without money expense. 2 Expenditure schedules not taken for families at this income level. 3 In the small cities all business and professional families were classified together, t Fewer than 3 cases. s Similar occupational differences in the level of housing expenditures appear when comparison is made holding family type constant. Wage-earner families of whatever composition tended to have lower housing values than did families of the same type and at the same Income level in other occupational groups. (See appendix D.) HOME 39 M A IN T E N A N C E T here were no very consistent differences in average housing values am ong fam ilies in the several w hite-collar groups, although there was a tendency, except in the sm all cities, for clerical fam ilies to report som ew hat lower values than the business and professional groups. T h e prevalence of h om e ownership varied rather irregularly from one incom e class to another in each occupational group, bu t there was som e tendency in both Providence and the m iddle-sized cities for the self-em ployed and wage-earner groups to report h om e owner ship w ith greater relative frequency than did the other fam ilies. On the whole, how ever, the data do n ot warrant any definite conclusions regarding occupational differences w ith respect to hom e ownership. Because of this fact the occupational differences in the value of hous ing noted above are chiefly the reflection of differences in level of m on ey expenditures, the largest constituent item . A t m o st incom e levels betw een $ 1 ,2 5 0 and $ 3 ,0 0 0 wage earners in Providence reported m on ey ou tlay for housing from $30 to around $10 0 less than did fam ilies at the sam e incom e level in the occupational groups havin g the highest expenditure. T hese differences were in general progres sively smaller in the m iddle-sized and sm all city units, w hich suggests th at the range of choice as to housing facilities is m ore lim ited in the sm aller com m u n ities.7 Household operation and furnishings, among occupational groups.— In general, wage earners had the sm allest expenditures for household operation, w ith clerical fam ilies n ex t; business and professional fa m i lies spent the m o st b y relatively wide m argins. In P rovidence, h ow ever, where the business and professional fam ilies were differentiated into three groups, salaried professional fam ilies reported average expenditures approxim ately equal in am oun t to those reported by clerical fam ilies.8 T here is som e evidence th at w age-earner fam ilies, at any rate in Providence, least frequently em ployed paid help. A t m o st co m parable incom e levels in the N e w E n g la n d cities, how ever, the average p aym en ts for household help (when based on all fam ilies in the group) were so sm all th at the occupational differences n oted in expenditures for household operation cannot be attribu ted to differences in the am ou n t of such p a y m e n ts.9 T h e high rank of business and profes sional fam ilies was due rather to their larger ou tlays for other house hold operation. In general, expenditures for all household operation n ot only ran higher, at com parable incom e levels, am ong business 7 See Tabular Summary, table 4. Occupational differences in money expenses for housing were primarily a reflection of differences in average rents reported by renting families. 8 See Tabular Summary, table 2. When analysis is made of occupational differences holding family type constant the wage-earner group still ranks lowest in outlay for household operation. Among the other groups no consistent relationship is apparent with the possible exception of a tendency for clerical families to report smaller outlays than the business and professional families. (See appendix D.) 9 See Tabular Summary, table 2. 113991°— 41------4 40 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES and professional fam ilies, bu t also show ed m ore tendency to increase in relation to total expenditures than am ong wage earners or clerical fam ilies. In the m atter of furnishings and equipm ent, on the other h and, wage-earner fam ilies m ore com m on ly devoted an increasing share of their total expenditures to this category than did fam ilies in the w hite-collar occupational groups.10 D u e to the variability in the ex penditures for household furnishings am ong fam ilies in any given group, and the consequent irregularity of the averages, how ever, occupational differences can be suggested only in the broadest outline. In H a v e r h ill-N ew B ritain, w age-earner families generally reported expenditures as high as, if n o t higher than, other fam ilies, while those in the selfem ployed group rather uniform ly reported expenditures below the average. In the sm all city u nit, where all business and professional fam ilies were considered together, the latter reported expenditures below those of w age earner or clerical fam ilies at all b u t one of the com parable incom e lev els.11 Expenditures jo r total home maintenance among occupational groups.— In general, w age-earner fam ilies reported the sm allest h om e m ain te nance totals, since their housing and household operation expendi tures were relatively low . (See table 17.) In Providence salaried business fam ilies m o st frequen tly reported the highest expenditures, b u t their average o u tla y was n o t m uch higher than th at of the other w hite-collar groups. O n the whole, in each city u nit, the occupa tional patterning for h om e m aintenance resem bled th at for housing, the largest constituent category. • Housing expenditures among fam ily type groups.— In general, there were few w ell-defined and consistent differences in the level of housing expenditures am ong fam ilies of the several types studied in the N e w E n g la n d cities. W h ile P rovidence fam ilies w ith three to six m e m bers, at least three 16 or over (types I V and V ) had relatively large ou tlays in the lower incom e classes, they dropped below fam ilies w ith children (types I I and I I I ) at the higher econom ic levels. In the other two city units such differences as could be observed am ong the fa m ily -ty p e groups were sm all, and follow ed patterns th at were dissimilar betw een them selves as well as unlike those n oted in P rovi dence. (See table 18.) O n the whole it is p robably safe to say th at fa m ily size and com position as represented b y the fam ily type classi fications used in this stu dy were n ot factors of prim ary im portance in affecting the level of housing values or of m on ey expenditures for hou sin g.12 i° See Tabular Summary, table 2. u When the effect of varying family-type composition of the different occupational groups is eliminated, occupational differences in expenditures for furnishings and equipment are insignificant, except in the middle-sized cities. (See appendix D.) I2 See appendix D, which shows that even when the data are analyzed holding occupation and income constant, no significant family type differences appear. HOME MAINTENANCE 41 T a b l e 17 . — A verage exp en d itu res f o r hom e m a i n t e n a n c e b y occupational group PROVIDENCE $316 410 428 515 550 710 644 766 Inde Salaried pendent business and pro Business Profes fessional sional $377 415 519 588 623 663 754 854 (2) (a) (2) 00 !L 558 769 742 748 845 1,160 1,181 1, 541 1, 776 (2) (2) $417 586 653 772 802 929 984 1,045 1,117 1, 610 33 __________________________ ___________________________ _________________________________ _________________________ _ ___________________________ . ______________________ _ _____________________ ______________ _____________________ ___________________________ - _____________________________ ________________________________ 3333 $750-$999 $1,000-$1,249 $1,250-$1,499 $1,500-11,749 $1,750-$1,999 $2,000-$2,249 $2,250-$2,499 $2,500-$2,999 $3,000-13,499 $3,500-$3,999 $4,000-$4,999 $5,000-$7,499 Clerical g to Wage earner Income class 544 684 717 781 987 1,115 972 1, 319 1,892 MIDDLE-SIZED CITIES 3 $500-$749________________________________________ $750~$999________________________________________ $1,000-$1,249_____________________________________ $1,250-$1,499_____________________________________ $1,500-$1,749_____________________________________ $1,750-$1,999_____________________________________ $2,000-$2,249_____________________________________ $2,250-$2,499_____________________________________ $2,500-$2,999_____________________________________ $3,000-$3,499_____________________________________ $3,500-$3,999 ___________________________________ $4,000-$4,999_____________________________________ $328 381 438 505 528 667 647 687 (2) (2) (2) 00 $335 387 449 490 606 666 662 779 (2) 00 (2) (2) (t) 00 (2) (2) $420 493 587 761 692 776 795 946 905 1,012 (2) $498 544 627 690 697 865 846 1,117 1,074 SMALL CITIES 4 $500-$749________________________________________ $750-$999 ____________________________________ $1,000-$1,249 ____________________________________ $1,250-$1,499 ___________________________________ $1,500-$1,749 ___________________________________ ____________ - ______ _____ $1,750-$1,999 $2,000-$2,249_____________________________________ $2,250-$2,499 ___ ___ . _ _________ _ $368 383 442 459 591 601 628 709 $336 346 477 521 597 634 692 747 0 (2) $462 507 610 652 754 791 1 Includes all current money expenditures for housing (rents, taxes, and current upkeep of owned homes), for fuel, light, and refrigeration, for household operation, furnishings and equipment, and the value of housing and fuel received without money expense. 2 Expenditure schedules not taken for families at this income level. 3In the middle-sized cities salaried business and professional families were classified together. 4 In the small cities all business and professional families were classified together t Fewer than 3 cases. In all the N e w E n g la n d cities studied, hom e ownership was m o st com m on am ong fam ilies of three to six persons w ith at least one m em ber 16 or over, in addition to the husband and w ife,13 probably because these fam ilies were older and m ore settled. H o m e ownership was generally least com m on am ong fam ilies w ith children, which were relatively you n g fam ilies th at had n ot y et been able to accum ulate the reserves necessary for in vestm en t in a hom e. T h e m iddle rank of the tw o-person fam ilies w ith respect to hom e ownership m a y be accounted for b y the fact th at this was a m ixed group of you n g, new ly m arried couples and older couples whose children had left hom e. 13 See Tabular Summary, table 4-A. 42 FAM ILY EXPENDITURES IN N E W ENGLAND CITIES T a b l e 18 . — A v era g e exp en d itu res f o r h o u s in g f by f a m i l y typ e PROVIDENCE Family type 2 Income class I $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $286 347 378 440 509 566 Family type 2 II and III IV and $274 339 370 422 466 559 $317 380 409 466 478 521 Income class I V $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499___________ II and IV and III V $576 657 772 789 1,215 1,124 $587 715 757 810 911 1,227 $555 622 808 766 942 1,248 $510 586 580 814 t 700 $559 561 632 734 614 738 $501 547 610 683 771 791 $487 538 566 608 $486 521 575 668 MIDDLE-SIZED CITIES $500-$749___ $750-$999__ $1,000-$! ,249. $1,250-$1,499. $1,500-$1,749. $1,750-$!,999. $309 335 366 407 424 503 $284 320 349 400 441 522 $297 328 400 414 484 525 $2,000-$2,249................. . $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ SMALL CITIES $500-$749______________ $750-$999 _____________ $1,000-$1,249 _________ $1,250-$1,499___________ $1,500-$1,749___________ $363 325 395 403 513 $260 286 353 367 464 $349 346 377 411 474 $1,750-$1,999 $2,000-$2,249 $2,250-$2,499 $2,500-$2,999 1Includes money expenditures for housing (rents, taxes, and current upkeep of owned homes) and for fuel, light, and refrigeration, and the value of housing and fuel obtained without money expense. 3 The 5 family types are distinguished on the basis of the number and age of members other than husband and wife, as follows: I No other persons (families of 2). II 1 child under 16 (families of 3). III 2 children under 16 (families of 4). IV 1 person 16 or over and 1 or no other person, regardless of age (families of 3 or 4). V 1 child under 16, 1 person 16 or over, and 1 or 2 others, regardless of age (families of 5 or 6). t Fewer than 3 cases. Household operation and furnishings among family-type groups.— E xam in ation of expenditures for household operation shows th at fa m ily -ty p e relationships varied som ew h at from one city unit to the n e x t.14 O n ly in Providence, how ever, did the d ata indicate clear fa m ily -ty p e differences in expenditures for this ca teg o ry .15 In th at city , fam ilies w ith 3 to 6 m em bers, at least three o f th em 16 or over, ranked low in household operation expenditures, b u t there was no consistent difference betw een fam ilies w ith one or tw o children and fam ilies containing on ly h usband and wife. In the other cities also there was a tendency, though less well m arked, for the older fam ilies (types I V and V ) to h ave relatively sm all expenditures for household operation and likewise som e indication th at fam ilies w ith children spent m ore for this category than tw o-person fam ilies. T h e relatively low household operation expenditures of the larger fam ilies were chiefly attribu table to their less frequent em p loym en t 14 See Tabular Summary, table 5. See Tabular Summary, table 5, and appendix D. HOME M A IN T E N A N C E 43 of household help.16 Since expenditures for domestic help were negligible at the lower income levels among families of all types, it is reasonable that the family-type differences in total household operation expenditures were clear only beginning at the $1,500 to $2,000 level. While it might be expected that families with children would feel greater pressure to employ outside help than would other families, data for the New England cities studied show little difference in the proportion reporting household help between such families and those that contained only husband and wife. However, families with children reported considerably higher average expenditures for paid help than did the two-person families, which indicates that among the latter families employing help such service was more often on a parttime basis, while among the families with children, those employing domestic help much more frequently engaged them on a full-time basis.17 In the matter of expenditures for furnishings and equipment, there were few consistent differences among families of different composi tion. Rather surprisingly, the differences were clearest in the small cities, although a similar patterning was suggested by the data for families in Providence and the middle-sized cities. In the small cities, families with at least three members 16 or over (types IV and V) quite consistently reported expenditures substantially below those of other families, suggesting that they had already acquired the dur able equipment which some of the younger families were still pur chasing. Differences between the other two type groups were neg ligible, although the two-person families generally spent more than the families with children. Home maintenance among jamily-type groups.— The preceding dis cussion of family-type differences in expenditures for the groups of items included in home maintenance indicated the rather obscure relationships found among the groups in the matter of housing ex pense, and the somewhat less obscure family-type differences that appeared in the case of household operation and furnishings and equipment. Variations related to family composition in the level of total expenditures for home maintenance thus fail to show any welldefined differences in any of the city units, although there was a slight tendency for husband-and-wife families to report greater average amounts than the larger families. (See table 19.) is See Tabular Summary, table 5. 17 Based on tabulations in B. L. S. Bulletin 648, vol. I. 44 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES T able 19. — Average expenditures for home maintenance,1 by fa m ily type PROVIDENCE Family type 2 Family type 2 Income class Income class I $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $326 422 465 559 639 783 II and III IV and V $314 394 443 514 601 705 $370 430 481 561 563 627 I $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499___________ II and IV and III V $759 883 1,078 1,035 1,541 1,621 $755 919 1,047 1,155 1,254 1,905 $679 805 1,080 1,014 1,205 1,672 $661 756 796 950 (t) 1,014 $704 745 870 1,120 865 1,113 $619 753 776 960 952 1,004 $621 722 796 826 $614 663 785 933 $619 646 689 818 MIDDLE-SIZED CITIES $500-$749___ $750-$999___ $1,000-$1,249. $1,260-$1,499. $1,500-$1,749. $1,750-$!,999. $338 415 458 517 543 735 $313 363 416 505 569 668 $336 367 478 485 570 679 $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ SMALL CITIES $500-$749 _____________ $750-$999 . - ______ $1,000~$1,249 ________ $1,250-$1,499 ________ $1,500-$1,749___________ $405 396 474 497 634 $291 356 434 461 564 $410 407 432 471 592 $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ 1Includes all current money expenditures for housing (rents, taxes, and current upkeep of owned homes), for fuel, light, and refrigeration, for household operation, furnishings and equipment, and the value of housing and fuel received without money expense. 2 The 5 family types are distinguished on the basis of the number and age of members other than husband and wife, as follows: I No other persons (families of 2). II 1 child under 16 (families of 3). III 2 children under 16 (families of 4). IV 1 person 16 or over and 1 or no other person, regardless of age (families of 3 or 4). V 1 child under 16, 1 person 16 or over, and 1 or 2 others, regardless of age (families of 5 or 6). f Fewer than 3 cases. Summary.— Housing expenditures, like those for food, increased in successive income classes, but declined in relative importance over the income scale. At all income levels in each city unit housing ranked next to food in its importance in family budgets. With minor exceptions home ownership was relatively most frequent in the small cities and least frequent in Providence. In all three units the prevalence of ownership was less than that in cities of similar size in other parts of the country. Expenditures for household operation increased more rapidly than total expenditures, thus accounting for an increasing proportion of the total in successive income classes. In the lower portion of the income range cleaning and laundry supplies were principally repre sented, but in the higher income groups outlay for household help assumed considerable importance. Comparatively few families at any but the highest income level had full-time household help the year round since the average expenditures of the families that had such help did not reach $300 except among families receiving more than $5,000. HOME M A IN T E N A N C E 45 Average outlay for furnishings and equipment varied quite widely among the groups studied, largely because of equally wide variations in the unit value of items included in this category. At most income levels the amount spent was under $100, and while the average outlay increased with income, it showed no consistent tendency to increase relatively to total money expenditures except at income levels up to $1,000 or thereabouts. The most outstanding occupational difference found in any of the categories included in home maintenance was in the level of housing expenditures. In all three city units wage-earner families spent less than other occupational groups at the same income level. On the whole, average outlay for household operation likewise was least among the wage earners. Accordingly, the same occupational vari ation appeared when all home maintenance categories were combined. Occupational differences were minor in the level of expenditures for furnishings and equipment. Family-type differences appeared chiefly in the proportion of home owners and in outlay for furnishings and equipment. Families of three to six members, at least three of them over 16, reported home ownership more frequently than did those of other types, while fam ilies with children were least likely to be owners. Expenditures for furnishings and equipment tended to be smallest among the older families (types IV and V). This fact, as well as the greater preva lence of home ownership among such families, is probably related to the tendency for these families to be older and better established than the others, which makes for greater ability to buy homes and also for households better supplied with furniture and equipment. Insofar as there were family-type differences in outlay for household opera tion, they showed up chiefly in a tendency for families with children to spend more than the others, partly because of greater need for household help. C h a p te r V C lo t h in g a n d P e r s o n a l C a r e 1 Clothing ranked next in importance to food and housing in the budgets of the majority of the New England families studied, although its share of the total outlay for family living was very much less than that of either of the other basic essentials already discussed. In the lower income classes clothing accounted for less than one-tenth of aggregate expenditures, as compared with considerably more than a third used for food and for home maintenance. Throughout the greater part of the income range clothing expenditures did not attain a relative importance more than half as great as that of either of the other two categories. A more significant difference between clothing expenditures, on the one hand, and expenditures for food and housing, on the other, is found in the fact that the outlay for clothing not only increased with income, but increased so rapidly that it accounted for a steadily grow ing percentage of total expenditures in successively higher income classes. Between the lowest income group and the $4,000 level in Providence the share of total money outlay allocated to clothing rose from a little under 8 to almost 12 percent. In the middle-sized and small city units the proportion devoted to clothing almost doubled within the income range. (See table 20 and fig. 3.) In all three New England city units families with incomes below $1,250 reported expenditures for clothing during the year that aver aged considerably less than $100 for the entire family. In general, only the families with incomes of $2,000 or more in Providence, and of $2,250 or more in the other cities, spent as much as $200 for clothing over the entire year. At the income level $5,000 to $7,500, however, Providence families devoted about $550 to clothing, and those in the highest income group, more than $800. The small average expenditures for clothing in the low income classes indicates that at such levels the sums spent covered little more than garments regarded as absolutely essential. Among the group receiving less than $750 in the middle-sized and small cities, where average outlay for clothing was under $50, it seems probable that part of the purchases were of second-hand garments, and that, in families with 1 Expenditures for clothing included all wearing apparel, accessories and jewelry, as well as costs of clean ing and pressing and of materials and paid help used in home sewing. Personal care included barber shop and beauty parlor services, and toilet articles and preparations, such as tooth brushes, cosmetics, and toilet soaps. 46 C L O T H IN G AND PERSONAL CARE 47 children, the younger ones finished wearing out the garments outgrown by the older. At higher economic levels, however, it is clear that in both number and value of articles bought the families were increasingly influenced by factors of style and by standards of conspicuous consumption. T able 2 0 , — Average money expenditures for clothing and personal care PROVIDENCE Amounts Income class $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over ------ ------------- Clothing and per sonal care combined Clothing $76 86 118 150 185 210 249 280 305 344 395 501 630 923 Percentage of total money expendi tures 1 Personal care $60 67 93 120 151 173 208 236 258 294 341 432 549 810 Clothing and per sonal care combined Clothing Personal care 9.9 9.4 10.0 11.0 11.4 11.3 12.0 12.8 12.5 11.9 13.2 13.6 13.4 11.8 7.8 7.3 7.9 8.8 9.3 9.3 10.0 10.8 10.6 10.2 11.4 11.7 11.7 10.4 2.1 2.1 2.1 2.2 2.1 2.0 2.0 2.0 1.9 1.7 1.8 1.9 1.7 1.4 $14 16 22 28 30 33 40 40 44 50 53 56 83 81 7.6 7.8 9.7 9.9 11.7 11.7 11.5 11.9 13.0 11.7 13.1 13.8 13.8 11.2 5.7 5.7 7.5 7.5 9.5 9.7 9.4 9.8 10.9 9.7 11.3 12.0 11.4 9.6 1.9 2.1 2.2 2.4 2.2 2.0 2.1 2.1 2.1 2.0 1.8 1.8 2.4 1.6 $10 15 18 21 27 35 36 41 48 55 69 7.6 7.3 8.0 9.1 9.8 11.4 11.1 11.9 12.4 10.9 12. 6 6.0 5.5 6.1 7.3 7.8 9.2 9.1 9.8 10.2 8.7 10.5 1.6 1.8 1.9 1.8 2.0 2.2 2.0 2.1 2.2 2.2 2.1 $16 19 25 30 34 37 41 44 47 50 54 69 81 113 MIDDLE-SIZED CITIES $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over ---------------------- $57 59 96 117 160 190 220 230 276 293 385 424 469 571 $43 43 74 89 130 157 180 190 232 243 332 368 386 490 SMALL CITIES $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000 and o v er___ - $46 62 77 104 130 182 199 232 274 275 410 $36 47 59 83 103 147 163 191 226 220 341 i See glossary, appendix B, for the definition of expenditures that was used in this study. Preliminary investigation of detailed data to be published later indicates that gifts of clothing from persons outside the economic family provided an important supplement to purchases, particularly 48 F A M IL Y EXPEN D ITU RES IN N E W EN GLAND CITIES F ig .3 CLOTHING AS A PERCENTAGE OF TOTAL MONEY EXPENDITURES AT SELECTED INCOME LEVELS NEW ENGLAND, 1 9 3 5 -1 9 3 6 NONRELIEF WHITE FAMILIES INCLUDING HUSBAND AND WIF E BOTH NATIVE BORN CLOTHING IOOO 1500 2 00 0 2500 3 500 5000 7 500 MIDDLE-SIZED CITIES 500 AND UNDER 750 1000 AND UNDEN 1250 500 750 AND UNDER s. 2 000 AND UNOCN 1750 225 0 2500 ANO UNDEN 3000 SMALL CITIES PERCENTAGE U. 1500 ANO UNDER 1000 1250 AND UNOER 1500 1750 AND UNDER 200 0 2 25 0 AND UNOCR 2500 3000 ANO UNOER INCOME CLASS IN OOLLARS B U R E A U O F L A B O R S T A T IS T IC S 3500 4 00 0 AND UNDER ANO UNDER 4000 5 000 PERCENTAGE C L O T H IN G AN D PER SO N AL CARE 49 in the case of infants and small children.2 For infants, the value of free clothing at the lower income levels exceeded the average clothing expense. For older family members, free clothing was less important relative to clothing expense, but it was by no means a negligible part of total value of clothing among families receiving less than $1,500. The differences in the proportion of total money expenditures allotted to clothing by families at comparable income levels in the three city units was very small; the differences in average expendi tures, with one exception, amounted to less than $20 for families with incomes between $500 and $2,500. Nevertheless, there was a con sistent tendency for families in the small cities to report the lowest clothing expenditures. A similar intercity relationship is observed when the clothing expenditures of husbands and wives are considered separately. On the whole, husbands had higher average expendi tures in Providence than in the other cities, while the expenditures of the wives were higher in the middle-sized cities than elsewhere. A t almost every income level in the three city units, the wives re ported average clothing expenditures a few dollars higher than those of the husbands, although the differences rarely exceeded $15 in any income group. M o n e y expen d itu res fo r p erson a l care .— Since expenditures for per sonal care (including barber shop and beauty parlor services, toilet articles and cosmetics) are closely related to those for clothing, it seems appropriate to consider them here. It might be expected that expenditures of this type would be more elastic in relation to income variations than those for clothing. On the contrary, the share of income spent for personal care exhibited a marked degree of uniformity, constituting, for most income groups, approximately 2 percent of total money expenditures for current living. This relatively constant proportion is indicative of the extent to which such goods and services have become an integral part of the level of living of native white families, even among the lower income groups. The average expense for this category in the family budget ranged in all the city units from less than $20 to little more than $80 (except at the highest income level in Providence). In both Providence and the middle-sized cities, average expenditures for personal care little more than doubled over the income range from $1,000 to $4,000, increasing from $25 to $54 in the former city, and from $28 to $56 in the latter unit. As further evidence of the relative inelasticity of these expenditures, it may be noted that at each of the income levels below $1,250, Providence families spent over one-fourth as much for personal care as for clothing, while at the income levels between $3,500 and $7,500, they spent only slightly over one-seventh as much. * Based on tabulations in B. L. S. Bulletin 648, vol. III. 50 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES Expenditures for personal care were classified into two major groups: personal services, and toilet articles and preparations. At succeeding income levels, the former tended to increase and the latter to decrease as a proportion of the families’ outlay for personal grooming. Ex penditures for toilet goods thus increased only about one-half as rapidly as expenditures for personal services. Families in the middle-sized and small cities with incomes of $1,250 or more devoted over one-half of their personal care expenditures to services, but Providence fami lies spent more for services only at the income levels beginning with $3,000. Those in the higher income groups used as much as threefifths of their expenditures for this category for services, suggesting both more frequent utilization of services and higher unit cost.3 Although average expenditures for personal care were nearly identical at comparable income levels in the three New England city units, Providence families tended to spend the least for personal services and the most for toilet articles and cosmetics. Expenditures fo r clothing and personal care combined.— When cloth ing and personal care are considered together it is seen that these expenditures fell into a pattern similar to that for clothing alone, the larger constituent category. (See table 20.) Nevertheless, because of the inelasticity of personal-care expenditures, the aggregate outlay for these two categories together absorbed a less rapidly increasing proportion of total expenditures than did clothing alone, especially in Providence, where the increase was roughly from 10 to 13 percent. In general, families in all the three city units spent less than $100 for clothing and personal care combined, at the income levels below $1,000, $200 or more at the levels beginning at $1,750, and substan tially more than $300 when family income amounted to $3,000 or more. At all comparable income levels between $750 and $3,000, however, families in the small-city unit spent somewhat less than families in the larger cities. Clothing expenditures among occupational groups.— The occupational classification of the families studied in New England appears to have had little bearing on their average clothing outlays. In Providence, wage-earner families ranked high more consistently than any other group of families at the comparable income levels between $1,250 and $3,000 (table 21). Since this tendency was not apparent in the other city units, however, it may perhaps be accounted for by the slightly larger average size of wage-earner families, as contrasted with white-collar families, in Providence.4 As will be seen from the analysis of clothing expenditures by family type, there was a definite correla tion of these expenditures with family size.5 3 See Tabular Summary, table 7. 4 See Tabular Summary, table 2. 5 An examination of the averages for the several occupations with family type held constant fails to reveal any significant differences among the occupational groups. (See appendix D.) 51 C L O T H IN G A N D PERSONAL CARE T a b l e 2 1 .— A verage m o n e y expenditures f o r clothing and personal care , hy occup a tional group PR OVIDENCE • Clothing Income class Wage earner $750-$999______ $1,000-$1,249___ $1,250-$1,499___ $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ $3,000-$3,499___ $3,500-$3,999___ $4,000-$4,999___ $5,000-$7,499___ $68 92 119 157 179 209 257 275 0) 0 0) o; Cler ical $64 97 120 132 172 218 235 256 (0 0 0 (0 Personal care inde pendent business and pro fessional Salaried Busi ness Profes sional 0 0 $119 171 148 188 214 264 321 332 402 509 0 0) $110 166 164 191 233 261 296 350 471 587 0) 0 $151 149 155 207 189 217 273 328 396 563 Wage earner $18 25 30 35 35 40 40 47 0) Cler ical Inde pendent business and pro fessional $20 25 31 32 40 44 44 48 0 0 0 0 0 0 $16 22 29 30 31 43 41 46 0 (0 0 0 $17 22 30 32 38 37 42 41 0) (0 0) 0 0 0) $16 18 21 26 35 34 38 47 $13 17 24 29 33 39 45 48 0) 0 0 $28 36 33 34 55 46 57 54 56 74 Salaried Profes sional Busi ness 0) (0 $33 35 37 41 47 51 52 54 84 87 0 (0 $32 28 38 41 40 44 43 55 59 83 M ID D LE-SIZED CITIES * $500-$749______ $750-$999______ $1,000-$1,249___ $1,250-$1,499___ $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999__._ $3,000-$3,4y9___ $3,500-$3,999___ $4,000-$4,999___ $43 77 88 141 155 196 196 245 0 0 (0 (0 $45 60 95 129 181 173 174 222 0) 0 0 0) 0) 0 0 0 $102 106 151 153 207 253 262 311 393 436 $82 84 138 182 180 189 214 361 (t) 327 0 0 $31 29 37 39 43 51 51 49 59 94 $21 28 31 39 32 42 48 59 (t) 70 SM ALL CITIES 3 $500-$749______ $750-$999______ $1,000-$1,249___ $1,250-$1,499___ $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249__ $2,250-$2,499___ $50 60 85 102 144 156 176 250 $33 51 76 95 154 204 210 238 0 0 $79 116 151 146 206 198 0 0 $20 32 35 36 43 48 1 Expenditure schedules not taken for families at this income level. 2 In the middle-sized cities all families in salaried business and professional occupations were classified together. 3 In the small cities all business and professional families were classified together, t Fewer than 3 cases. When the clothing expenditures of husbands and wives are con sidered separately, the general tendency observed above for the wives to spend slightly more than the husbands is found to have been characteristic of families in each occupational group, particularly in the small-city unit. (See table 22.) In Providence and the middle-sized cities this relationship between average expenditures of husbands and wives was most consistent among wage-earner families. Since data are not available for families giving expenditure schedules on the proportion of wives that were employed outside the home among the several occupational groups, it is not possible to measure with any accuracy the influence of family occupation on clothing expenditures 52 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S by wives. Thus, a relatively high proportion of employed wives in any particular occupational group may result in comparatively large clothing expenditures, quite apart from any effect arising out of the occupational classification of the group.6 Furthermore, the age of wives is also a factor of considerable influence on the level of spending for clothing, and one on which no facts have been tabulated for the consumption analysis. T able 2 2 .— A verage annual m o n e y exp en d itu res o f husbands and w ives f o r clothing , b y occup ation al group PROVIDENCE Husbands Income class $750-$999______ $1,000-^1,249— . $1,250-$1,499.___ $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ $3,000-$3,499___ $3,500-$3,999---$4,000-$4,999___ $5,000-$7,499___ Wage earner Cleri cal $23 31 45 46 60 62 86 71 0) 0) 0) 0) $25 34 44 48 64 71 79 86 0) (0 (9 (0 Inde pendent business and pro fessional 0) 0) $48 53 56 73 51 89 104 118 117 153 Wives Salaried Busi ness Profes sional 0) 0) $40 63 60 67 90 95 109 123 178 230 C1) 0) $41 52 47 82 72 74 82 102 120 158 Cleri cal $27 36 44 61 68 73 109 80 0) 0) 0) 0) $25 45 49 48 63 86 71 88 0) (9 (9 (0 (9 0) $22 31 36 60 60 77 75 80 (9 (9 0) 0) $14 26 44 49 76 65 83 80 (0 (9 0) 0) (9 (9 $20 23 33 44 56 61 55 76 $11 13 24 31 57 76 74 81 M ID D LE-SIZED CITIES $500-$749______ $750-$999______ $1,000-$1,249___ $1,250-$1,499___ $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ $3,000-$3,499___ $3,500-$3,999___ $4,000-$4,999.. _ $14 27 27 45 52 57 60 78 (9 (9 (0 0) $15 18 31 51 62 58 53 83 0) 0) 0) 0) 0) 0) (9 (9 $33 41 54 51 74 88 85 104 111 111 $36 26 36 68 69 78 61 109 (t) 105 Inde pendent business and pro fessional Wage earner $49 80 56 72 75 108 131 134 109 191 Salaried Busi ness Profes sional (9 (9 $46 68 66 89 81 98 110 144 138 219 0) 0) $70 62 60 78 74 84 93 91 118 178 2 0) (9 $39 38 50 71 82 110 106 100 108 179 $29 39 58 61 60 72 80 153 (t) 138 SM ALL CITIES * $500-$749______ $750-$999______ $1,000-$1,249___ $1,250-$1,499___ $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $18 20 27 31 43 45 55 59 $13 13 21 32 48 50 62 77 (9 (9 $15 33 49 47 62 65 (9 0) $16 42 60 52 74 64 1 2 3 Expenditure schedules not taken for families at this income level. In the middle-sized cities all families in salaried business and professional occupations were classified together. In the small cities all business and professional families were classified together. fFewer than 3 cases. • U. S. Bureau of Labor Statistics Bulletins 642-647, vols. I, and 649, vol. I, present data on the gainful employment of wives, but those data pertain to a considerably larger group. C L O T H IN G AN D PER SO NAL CARE 53 No occupational pattern can be observed when the clothing ex penditures of husbands in Providence are examined 'at the income levels between $1,250 and $3,000 (table 22). It is interesting, how ever, that the husbands in the salaried business families ranked uni formly highest at the income levels from $2,250 upwards. Similarly, in the middle-sized cities, although no general occupational differences were apparent, the husbands in the salaried business and professional group reported the largest clothing expenditures in all but one income level beginning at $2,000. Comparison of the clothing expenditures of wives in families of the several occupational groups in the three city units reveals the same general characteristics as observed for husbands, although the differences were even less clearly defined. Expenditures fo r personal care among occupational groups.— Since expenditures for personal care were not only relatively inelastic, but also very small, averaging less than $1 a week for families with incomes up to $3,000, it was to be expected that occupational differ ences would be insignificant. Salaried business families in Provi dence, and salaried business and professional families in Haverhill and New Britain, tended to rank high in average expenditures for personal care. Among the remaining occupational groups the differences were generally negligible. (See table 21.) For the most part, such occupational differences as were observed in the level of expenditures for personal care appeared to rest more on differences in outlay for services at barber and beauty shops than on differences in expenditures for toilet articles and preparations.7 Family-type differences in clothing expenditures.— Since expenditures for clothing are personal rather than group expenditures, rather clearcut fam ily-type differences are to be found in average expenditures for this category. W ith but few exceptions, two-person families in all the New England cities studied reported the smallest average clothing expenditures (table 23). A t the other extreme were the larger families with three to six members, at least three of them over 16, which, in Providence, spent from $3 to $92 more than the two-person families, and in the small cities, from $16 to $80 more than families containing only husband and wife. In Haverhill and New Britain, by contrast, although the two-person families generally reported the lowest expenditures, there were no con sistent differences in the clothing expenditures between the other two fam ily-type groups. When clothing expenditures of husbands and wives are examined separately from those for the entire family, however, a rather consist ent inverse relationship with family size appeared in Haverhill and New Britain, as well as in Providence and the small cities (table 24). 7 See Tabular Summary, table 7. 54 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S In families with one or two children, the husbands and wives together spent about three-quarters of the family clothing budget, while in families with three or more members 16 or over, they used only about one-half of the total for their own needs. Average outlay by hus bands and wives in the larger families (types IV and V) was generally from 20 to 50 percent less than it was in the two-person families. T a b l e 2 3 .— A verage m o n e y expenditures f o r clothing and persona l care , b y f a m i l y typ e PR OVIDENCE Family type 1 Income class II and III I IV and V Clothing $750-$999________________________________ $1,000-$1,249_____________________________ $1,250-$1,499_____________________________ $1,500-$1,749_____________________________ $1,750-$1,999_____________________________ $2,000-$2,249_____________________________ $2,250-$2,499_____________________________ $2,500-$2,999_____________________________ $3,000-$3,499_____________________________ $3,500-$3,999_____________________________ $4,000-$4,999_____________________________ $5,000-$7,499_____________________________ $57 74 109 152 176 189 230 204 273 325 285 524 $61 113 129 130 166 214 231 262 283 358 404 509 Hand III I IV and V Personal care $94 84 119 173 179 219 244 296 320 338 525 599 $17 21 29 30 35 37 38 40 46 49 75 105 $18 29 31 34 36 37 45 45 48 60 58 64 $22 25 31 37 39 48 48 54 55 53 74 80 $34 71 90 120 176 196 190 291 239 349 393 392 $16 20 29 24 34 35 40 45 40 47 (t) 48 $17 22 26 32 34 42 40 43 57 50 52 77 $17 24 31 34 33 42 42 46 50 58 61 109 $69 68 101 124 159 185 196 262 248 $13 17 19 25 30 28 37 48 56 $17 18 23 29 36 39 40 50 52 $18 18 25 27 38 39 45 47 57 M ID D LE-SIZED CITIES $500-$749________________________________ $750-$999________________________________ $1,000-$1,249_____________________________ $1,250-$1,499_____________________________ $1,500-$1,749_____________________________ $1,750-$1,999_____________________________ $2,000-$2,249_____________________________ $2,250-$2,499_____________________________ $2,500-$2,999_____________________________ $3,000-$3,499___________________ _______ $3,500-$3,999_____________________________ $4,000-$4,999_____________________________ $45 69 86 133 135 163 168 177 236 248 (t) 291 $45 79 92 135 159 176 203 213 252 343 346 462 SM ALL CITIES $500-$749_________________________________ $750-$999_________________________________ $1,000-$1,249_____________________________ $1,250-$1,499__ _________________________ $1,500-$1,749_____________________________ $1,750-$1,999_____________________________ $2,000-$2,249_____________________________ $2,250-$2,499_____________________________ $2,500-$2,999_____________________________ $36 52 71 76 133 130 166 182 173 $54 62 84 112 149 170 214 228 251 i The 5 family types are distinguished on the basis of the number add age of members other than husband and wife, as follows: I No other persons (families of 2). II 1 child under 16 (families of 3). III 2 children under 16 (families of 4). IV 1 person 16 or over and 1 or no other person, regardless of age (families of 3 or 4). V 1 child under 16,1 person 16 or more, and 1 or 2 others regardless of age (families of 5 or 6). t Fewer than 3 cases. C L O T H IN G T able A N D PER SO N AL 55 CARE 24 . — A verage annual m o n e y expenditures o f husbands and w ives f o r clothing , by f a m i l y typ e PR O VID EN CE Family type 1 Income class II and III I IV and V II and III I Husbands $750-$999________________________________ $1,000-$1,249_____________________________ $1,250-$1,499_____________________________ $1,500-$1,749_____________________________ $1,750-$1,999_____________________________ $2,000-$2,249_____________________________ $2,260-$2,499_____________________________ $2,500-$2,999_____________________________ $3,000-$3,499_____________________________ $3,500-$3,999_____________________________ $4,000-$4,999_____________________________ $5,000-$7,499_________ ___________________ $29 31 54 62 81 88 107 102 120 153 155 276 $21 38 46 44 58 72 87 88 109 121 166 158 IV and V Wives $21 20 32 40 40 45 57 66 74 88 128 144 $28 42 55 90 94 101 122 100 144 166 108 248 $24 47 52 51 61 84 85 106 110 154 145 221 $11 19 20 26 49 47 49 68 61 80 91 98 $30 185 $18 31 35 52 59 67 85 87 99 151 160 251 $6 19 20 31 49 56 54 79 56 99 79 SO 16 26 35 42 72 69 85 93 62 $25 21 32 47 57 67 71 92 103 $16 17 19 31 40 50 40 39 58 $29 19 31 38 42 53 65 74 82 83 118 149 M ID D LE-SIZED CITIES $500-$749_________________________________ $750-$999________________________________ $1,000-$1,249_____________________________ $1,250-$1,499 ____ __________________ $1,500-$1,749 __________________________ $1,750-$1,999_____________________________ $2,000-$2,249 ___________________________ $2,250-$2,499 __________________________ $2,500-$2,999 ___________________________ $3,000-$3,499 ___________ ______________ $3,500-$3,999 __________________________ $4,000-$4,999 __________________________ $15 32 34 55 52 65 72 88 88 117 (t) 106 $15 24 30 48 56 61 66 88 82 136 114 124 36 50 77 82 97 94 86 148 131 (t) SM ALL CITIES $500-$749________________________ _____ $750-$999 __________ ________________ $1,000-$1,249_____________________________ _____________________ $1,250-$1,499____ $1,500-$1,749_________________________ $1,750-$1,999 __________________________ $2,000-$2,249 ______ ________________ $2,250-$2,499______________________ ______ $2,500-12,999___________________________ $19 21 29 32 54 45 66 84 79 $18 19 24 32 47 51 71 83 74 $12 13 18 29 37 43 45 38 56 i The 5 family types are distinguished on the basis of the number and age of members other than husband ahd wife, as follows: I No other persons (families of 2). II 1 child under 16 (families of 3). III 2 children under 16 (families of 4). IV 1 person 16 or over and 1 or no other person, regardless of age (families of 3 or 4). V 1 child under 16,1 person 16 or more, and 1 or 2 others regardless of age (families of 5 or 6). tFewer than 3 cases. Wives usually spent somewhat more than the husbands, in twoperson families and in families with one or two children. In Provi dence and the middle-sized cities, however, the husbands in the larger families (types IV and V ) spent more than the wives about as fre quently as they spent less, suggesting that current standards set a minimum clothing expense for the husband, who is commonly the family breadwinner. The wives in large families, when the budget is strained, can more easily reduce their expenditures for clothing than can the husbands. 113991°— 41------5 56 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S P erso n a l care exp en d itu res am on g f a m i l y -t y p e g r o u p s .— Expenditures for personal care bore approximately the same relationship to family type as did clothing expenditures. In Providence and the middlesized cities, expenditures for this category were directly related to family size, although the dollar differences in expenditures were very small. While the two-person families in the small cities generally re ported the lowest expenditures, the outlay of families with children were approximately the same as those of families with three to six members (types IV and V ). (See table 23.)8 S u m m a r y .— While personal care was a relatively stable item in the expenditures of the New England families studied, clothing expense increased more rapidly than total money expenditures, so that, within the income range, it increased from less than 8 to over 11 percent of this total. Size of city had relatively little effect on average expendi tures for clothing, although the outlay tended to be less in the small cities than in the large communities. W ives generally spent somewhat more than husbands for this category. As in the case of food expenditures, the occupational classification had slight influence on expenditures for personal care or for clothing, when either average family expense or the expenditures of husbands and wives were considered. The tendency for families in the wage earner group to spend somewhat more than families in other groups in Providence may be attributable to their somewhat larger average families. Family composition was rather closely related to expenditures for clothing and personal care, as in the case of food. The two-person families tended to spend the least on both categories and the larger families with three to six members the most. There was a rather consistent inverse relationship between family size and the average clothing expense of husbands and wives. 8 Family type differences in outlay for personal care were somewhat clearer when comparison was made after the effect of differences in occupational distribution among the family types was eliminated. (See appendix D.) Chapter V I Transportation The importance of the transportation category in American family budgets appears clearly from its relative position among the expendi tures of New England families. While outlays for transportation were substantially less than those for food and shelter, they were consistently outranked by clothing only in the lower portion of the income range. The large place given to transportation at the present time is primarily explained by the automobile. A t virtually all income levels well over two-thirds of the total outlay for transportation expense took that form .1 Thus, transportation in this study principally represents the automobile, and the diversity of automobile uses in all spheres of family activity means that the expenditures presented here are only in part outlays for transportation, as such. Transportation was among the most elastic groups of items in the family budget. In Providence, average expenditures more than doubled as a proportion of total money outlay, from 5 percent or less for families below the $1,000 level, to nearly 12 percent for families receiving $4,000 to $5,000. In the middle-sized and small cities the relative increases were even greater. (See fig. 4.) For purposes of the Study of Consumer Purchases, the category of transportation included three main items: expense for automobiles purciiased (gross purchase price less trade-in allowance on old cars), automobile operation, and other transportation, local and interurban. Transportation expense chargeable to business was deducted from family expense in this field.2 All other transportation was included, however, from daily trips to and from work and school to holiday trips by automobile, train, or boat. Part of the rapid increase in average transportation expense over the income range was undoubtedly due to more frequent and more extensive holiday and vacation travel. A u to m o b ile p u rch a se .— Although expenditures for automobile pur chase, like those for many items of furnishings and equipment, are irregular in occurrence, they may be considered here as a part of the total outlay incurred by families for transportation services. As might be expected, the proportion of families that purchased cars during the year 1935-36 increased gradually, but not very regularly, 1 See Tabular Summary, table 2. 2 See glossary, appendix B. 57 58 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S at succeeding income levels. In Providence, for example, automobile purchase was reported by about one-tenth of the families with incomes between $750 and $1,750, approximately one-fifth of the families with incomes between $2,250 and $3,000, and as many as two-fifths at the highest level.3 The figures on average net expense for purchase suggest that practically all car-buying families with incomes below $1,750 bought used cars. In the New England cities studied, the average expenditures for automobile purchase (based on all families in the group) increased rapidly with income, amounting to less than $10 at the lowest levels, and to over $200 at the highest.4 This growth reflects both the increasing percentage that bought cars and the higher average net purchase price at successive income levels. A u to m o b ile ow n ersh ip and op era tio n .— Beginning at the $1,250 level in all the New England cities studied, more than one-half the families in each income class owned their own cars. (See Tabular Summary table 8.) In the higher income classes, as might be expected, auto mobile ownership was the general rule, being reported by more than 9 out of 10 families at the income levels beginning at the $4,000 level in Providence, and as low as $2,500 in the midle-sized and small cities. The average outlay for automobile operation (including such items as gas and oil, repairs, licenses, insurance, taxes, and parking charges), rose somewhat more rapidly with income than did the proportion of owning families. In all the cities studied, families with incomes below $1,000 spent amounts that averaged, for owners and nonowners together, less than $30; those with incomes at $1,750 to $2,000 spent $100 or more, while among those at the highest levels average expenditures exceeded $200. (See table 25.) Although this increase is to be explained largely in terms of the increasing proportion of car owners among families at succeeding income levels, it was in part due to more extensive use of the family automobile, as well as to the greater cost of operating the more expensive cars owned by higher income families. The average outlays for automobile operation per operating family increased rather steadily from one income level to the next, amounting to approximately $100 or more beginning at the $1,000 level in Haverhill-New Britain, and at the $1,250 level in the other two city units. W ith one exception, it amounted to more than $200 among families receiving $2,500 and over in the middle-sized cities, and $3,000 and over in Providence. * See Tabular Summary, table 8. * Gross purchase price minus trade-in allowance. 59 T R A N S P O R T A T IO N Fig. 4 TRANSPORTATION AS A PERCENTAGE OF TOTAL MONEY EXPENDITUR ES AT SELECTED INCOME LE V ELS NEW ENGLAND, 1 9 3 5 -1 9 3 6 NO NRELIEF WHITE FAMILIES INCLUDING HUSBAND AND WIFE BOTH NATIVE BORN IOOO 1500 2000 2500 3500 5000 75 0 0 MIDDLE-SIZED CITIES 500 1000 1500 2000 2500 750 *M |°2U50 1750 2250 3000 500 AND UNDER 10 00 AND UNDER AND UNDER 75 0 1250 1750 1500 2000 AND UNDER 2250 2500 AND UNDER 3000 INCOME CLASS IN DOLLARS U . S . B U R E A U O F L A B O R S T A T I S T IC S 3500 4000 AN0 UNDER AND UNDER 4000 5000 60 T FAMILY EXPENDITURES IN NEW ENGLAND CITIES 2 5 . — A verage m o n e y exp en d itu res f o r tra n sp orta tion , percentage o f fa m ilie s reporting autom obile o p era tio n , and average m o n e y expend itures fo r a utom obile operation per f a m i l y reporting such expenditure able PR OVIDENCE Families reporting car operation 2 Average expenditures for transportation Income class Total Amount $500-$749........- ................................ .......... $750-$999_______ _____ ________________ $1,000-$1,249__--------------------------------------$1,250-$1,499__________ ________________ $1,500-$1,749-__________ ______________ $1,750-$1,999______ ______ _____________ $2,000-$2,249--------------------- ------------------$2,250-$2,499----------------------------------------$2,500-$2,999................................................ $3,000-$3,499___--------------- --------------------$3,500-$3,999___........... .......................... — $4,000-$4,999___________ _____ _________ $5,000-$7,499_-------------------------------------$7,500 and over________________________ $19 47 65 96 124 195 203 221 277 301 318 431 508 674 Automobile Percentage Pur of total money ex chase penditure 1 2.5 5.0 5.5 7.0 7.6 10.5 9.8 10.2 11.4 10.4 10.5 11.7 10.8 8.7 Other Opera tion Per cent age Aver age opera tion expense $6 16 38 53 66 108 105 115 157 182 160 195 276 312 $13 •17 21 24 30 28 33 37 36 36 49 56 57 137 21 25 45 55 68 77 75 77 83 86 86 94 98 94 $29 64 84 96 97 140 140 149 189 212 186 207 282 332 (*) $16 17 8 43 67 87 88 202 206 179 329 96 $1 19 18 51 48 88 117 114 131 194 202 209 278 201 $1 7 9 9 13 17 18 22 23 11 29 9 64 50 51 29 32 49 51 63 73 80 85 92 90 86 91 100 $2 66 56 104 94 140 160 142 154 211 224 243 305 201 $8 16 25 33 34 85 63 121 114 214 $10 20 29 38 68 77 104 110 138 188 193 $1 4 4 8 7 8 11 11 12 13 16 16 34 36 48 65 64 73 75 83 92 95 $62 59 81 79 105 120 142 147 166 204 203 $14 6 19 28 59 65 69 84 83 109 180 175 225 M ID D L E -SIZE D CITIES $250-$499 _____________________________ $500-$749-------------------------------- . -----------$750-$999----------------------- ---------------------$1,000-$1,249------------------ ---------------------$1,250-$1,499___________________________ $1,500-$1,749___________________________ $1,750-$1,999___________________________ $2,000-$2,249___________________________ $2,250-$2,499___________________________ $2,500-$2,999___________________________ $3,000-$3,499___________________________ $3,500-$3,999___________________________ $4,000-$4,999___________________________ $5,000 and over________________________ $2 26 43 77 69 148 202 223 242 407 437 397 671 347 0. 2 3.4 4.3 6.6 5.1 9.1 10.5 11.4 11.4 16.2 14.9 13.0 19.9 6.8 SM ALL CITIES $250-$499______________ ____ __________ $500-$749_________________ . -----------------$750-$999______________________________ $1,000-$1,249___________________________ $1,250-$1,499__________________________ $1,500-$1,749___________________________ $1,750-$1,999___________________________ $2,000-$2,249___________________________ $2,250-$2,499___________________________ $2,500-$2,999__________________________ $3,000 and over___________ ___________ $11 32 49 71 108 119 200 184 271 315 423 1. 8 3.8 5.1 6.2 8.1 7.4 11.1 9.4 12.2 12.5 13.1 1 See glossary, appendix B, for the definition of expenditures that was used in this study. 2 Any family that reported expense for automobile operation was tabulated as an operating family. *Less than $1. Other transportation.— Outlay for transportation other than auto mobile was comparatively small in all income classes in each of the city units. It was greater than the outlay for automobile operation only among families in Providence with incomes below $1,000, and the average expenditure did not exceed $50 for the year in any income T R A N S P O R T A T IO N 61 group below $4,000, even in Providence. It is clear that residents of the smaller communities did not generally rely on public facilities for daily travel to work and school, and that in all communities there was comparatively little long-distance travel except in the family car. In contrast to the expenditures for automobile operation, those for transportation other than by automobile increased no more rapidly than total expenditures, absorbing between 1 and 2 percent of the total at each income level in Providence, usually about 1 percent in the middle-sized cities, and less than that in the small cities. Intercity differences in transportation expenditures.— Although the differences were generally small, there is some indication that car ownership was less prevalent in Providence than in the other cities. Several factors probably help to account for this. The availability of public transportation facilities in a large city makes the ownership of an automobile less necessary than in smaller communities. The higher costs— for garage, parking, and often insurance— attendant upon automobile ownership in the large city probably help to reduce the proportion of car owners. Furthermore, the pressure of other expenses, for instance the relatively large food outlays in Providence as compared with the smaller cities, perhaps made it more difficult for the Providence families to finance the purchase and operation of cars. Paralleling the relatively low proportion of car owners among Providence families, the proportion buying cars during the report year tended to run lower there than in the other city units. One-fifth or more of the families in the latter cities purchased cars at each income level beginning at $1,750, while in Providence this proportion was not reached until considerably higher in the income scale. At most income levels, families in Providence spent less for automo bile operation, when averaged for all families, than did those studied in the smaller cities. This might be explained on the ground that automobile ownership was least common in the large city, except for the fact that comparison of average operation expenditures of caroperating families revealed the same general relationship. At all com parable income levels from $2,250 to $5,000, Providence families reported smaller outlays than did families in the other cities, although at most income levels below that point they ranked midway between the middle-sized and small cities. The relatively low auto mobile expenditures of Providence families with incomes of $2,250 to $5,000 may be due to the fact that they generally reserved their cars for week-end and vacation trips, and used local transportation facil ities for travel to and from work and school more commonly than did families in the smaller communities. In a large city, where parking is difficult and expensive, it is frequently more expedient to take the local bus or trolley than to drive the family automobile. 62 T able F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S 26 . — A verag e m o n e y expenditures f o r tra n sp orta tion , b y occup ation al grou p PR OVIDENCE Wage earner Income class $750-$999___________________________________________ $1,000-$1,249________________________________________ $1,250-$1,499________________________________________ $1,500-$1,749________________________________________ $1,750-$1,999________________________________________ $2,000-$2,249________________________________________ $2,250-$2,499________________________________________ $2,500-$2,999________________________________________ $3,000-$3,499________________________________________ $3,500-$3,999________________________________________ $4,000-$4,999________________________________________ $5,000-$7,499________________________________________ Clerical $45 72 96 104 210 236 209 287 0 0 $61 44 99 144 180 207 213 317 Inde pendent business and pro fessional 0 0 0) 0) 0 0 0 0 Salaried Business * $85 147 179 96 177 232 362 278 328 408 (i) 0 $102 122 208 227 271 299 255 340 476 596 Profes sional 0 0 $84 189 140 165 252 190 320 312 481 552 M ID D LE-SIZED CITIES $500-$749___________________________________________ $750-$999___________________________________________ $1,000-$1,249__ __________________________________ $1,250-$1,499_ _ _______________________ _____ ______ $1,500-$1,749________________________________________ $1,750-$1,999________________________________________ $2,000-$2,249______________________ _____ ___________ $2,250-$2,499________________________________________ $2,500-$2,999________________________________________ $3,000-$3,499________________________________________ $3,500-$3,999________________________________________ $4,000-$4,999________________________________________ $20 29 69 42 175 213 254 248 0 $67 106 109 82 91 152 213 242 0 0 0 0 0) 0 0 0 0 0 $43 168 105 231 264 277 346 520 418 768 0) $77 115 153 219 59 186 501 324 (t) 555 SM ALL CITIES 2 $500-$749___________________________________________ $750-$999___________________________________________ $1,000-$1,249________________________________________ $1,250-$1,499________________________________________ $1,500-$1,749________________________________________ $1,750-$1,999________________________________________ $2,000-$2,249________________________________________ $2,250-$2,499________________________________________ $33 50 71 108 115 215 194 307 $24 51 91 133 143 162 155 186 0 0 $45 78 106 198 186 297 1 Expenditure schedules not taken for families at this income level. 2 Tn the small cities all business and professional families were classified together, t Fewer than 3 cases. In the New England communities there appeared to be a direct relationship between size of city and amount spent for transportation other than by automobile. This fact supports the suggestion made above regarding use of public transportation facilities for local travel in a large city. Without exception, at the income levels between $500 and $4,000, Providence families spent the most for such trans portation. Families in Haverhill and New Britain generally spent little more than one-half as much as Providence families, and, at comparable income levels, families in the small cities reported expen ditures roughly one-third as large. (See table 25.) Transportation expenditures among occupational groups.— Average expenditures for transportation showed little variation among the occupational groups in the New England communities studied. 63 TRANSPORTATION (See table 26.) The data indicate no clear occupational patterning either for total transportation or for its constituents.5 T able 27 . — A verage m o n e y expenditures f o r autom obile opera tion reporting such exp en d itu re , by occupation al group per f a m i ly PR OVIDENCE Wage earner Income class $750-$999____ ____ _________________________________ $1,000-$1,249_____________ ______ ___________________ $1,250-$1,499_______________ ____ ___________________ $1,500-$1,749________________________________________ $1,750-$1,999________________________________________ $2,000-$2,249________________________________________ $2,250-$2,499________________________________________ $2,500-$2,999________________________________________ $3,000-$3,499________________________________________ $3,500-$3,999________________________________________ $4,000-$4,999________________________________________ $5,000-$7,499________________________________________ $80 88 102 86 141 121 141 203 0) 0) 0) 0) Business Profes sional $42 67 98 114 143 159 146 185 0) 0) 0) 0) 0) 0) $97 136 113 122 120 170 141 155 0) 0) $106 102 124 140 63 99 190 189 (t) 202 0) 0) 0) 0) M ID D LE-SIZED CITIES $500-$749___________________________________________ $750-$999___________________________________________ $1,000-$1,249________________________________________ $1,250-$1,499________________________________________ $1,500-$1,749________________________________________ $1,750-$1,999________________________________________ $2,000-$2,249________________________________________ $2,250-$2,499________________________________________ $2,500-$2,999________________________________________ $3,000-$3,499________________________________________ $3,500-$3,999________________________________________ $4,000-$4,999________________________________________ Inde pendent business and pro fessional Clerical $54 122 145 156 163 170 184 204 189 315 $79 121 104 154 172 188 267 199 247 297 2 $57 35 100 63 151 168 156 169 0) 0) 0) 0) $93 62 159 130 154 195 204 146 207 245 Salaried 0) 0) 0) 0) 0) CO $109 135 127 145 162 164 224 252 244 407 SM ALL CITIES 3 $500-$749___________________________________________ $750-$999___________________________________________ $1,000-$1,249________________________________________ $1,250-$1,499________________________________________ $1,500-$1,749________________________________________ $1,750-$1,999________________________________________ $2,000-$2,249________________________________________ $2,250-$2,499________________________________________ $57 80 79 105 121 148 157 178 $100 88 88 122 121 138 120 147 (0 0) $78 81 107 129 146 169 1 Expenditure schedules not taken for families at this income level. 2 In the middle-sized cities, salaried business and professional families were classified together. 3In the small cities all business and professional families were classified together, f Fewer than 3 cases. There was a tendency, however, for a relatively small proportion of the families in wage-earner groups to own cars. Families of clerical workers in Providence and the small cities showed rather high fre quency of automobile ownership. In Providence there was very little difference among the business and professional groups at in comes of $2,500 and over, but in the middle-sized cities, at each 5 See Tabular Summary, table 2, and appendix D. The absence of occupational differences still char acterizes the data when averages for the several occupational groups are compared, holding family type constant. 64 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S income level above $2,500, families in the self-employed group reported a greater proportion of ownership than those in the salaried group. The average expense of automobile operation for operating families showed no consistent differences among occupational groups in Providence but in the middle-sized and small cities, wage earners ranked high, especially at incomes of $1,500 and above. (See table 27.) In Haverhill-New Britain, where the self-employed group reported the greatest proportion of ownership at the upper income levels, the average outlays for operation per family reporting such expenditure were less than those of the salaried group, thus reflecting less family use of the cars. In the small cities, families in the business and professional categories generally ranked below both wage-earner and clerical families.6 Transportation expenditures among family-type groups.— The com position of the family seems to have been more important than its occupational classification in affecting transportation expenditures. In general, average expenditures were inversely related to family size, two-person families ranking high and the larger families (types IV or V) ranking low (table 28). In the middle-sized cities, however, the families with children made the lowest average expenditures, particu larly at incomes below $2,250. In Providence, the husband-and-wife families almost invariably reported relatively large outlays in income groups up to $3,000. At the upper income levels, where family income permitted a greater range of choice, the differences in average expen ditures were not clear-cut.7 As already suggested by the data on total transportation, average expenditures for automobile operation tended, in all the New England communities studied, to be highest among the two-person families.8 In Providence and the small cities, the large families were at the other extreme, ranking consistently low in Providence at incomes between $1,000 and $3,000, and in the small cities at incomes between $750 and $2,500. The higher average expenditures of husband-and-wife families seem to have been due both to greater prevalence of automobile owner ship among them and to larger expenditures for operation per family reporting such expenditure. The greater prevalence of automobile ownership among the two-person families was particularly marked in Haverhill-New Britain, while in Providence, the proportion was usually higher among families with children.8 In general, it is doubt8 Since the proportion of automobile expense chargeable to business was deducted from total expense to obtain the amount chargeable to family use in all cases where the car was used for both purposes, it is likely that family expenses for such cars tended to average relatively low, since such cars were available for family use only part of the time. 7 When the effect of varying occupational distribution in the several family type groups is eliminated, family-type differences in transportation expenditures were clear only in the case of automobile expenditures (purchase and operation combined) in Providence. 8 See Tabular Summary, table 8. 65 T R A N S P O R T A T IO N less easier for families consisting of husband and wife only to finance the ownership and operation of a car than for larger families with the same income. On the other hand, the greater prevalence of auto mobile ownership among the families with one or two children in Providence perhaps reflects the need felt by these families in a large city for a car to use for family outings. T able 2 8 .— A verage m o n e y expen ditu res f o r tra n sp orta tion , b y f a m i ly typ e PR OVIDENCE Family type 1 Family type 1 Income class Income class I $750-$999________________ $1,000-$1,249_ ................... $1,250-$1,499____________ $1,500-$1,749____________ $1,750-$1,999 $2,000-12,249____________ $51 77 108 153 297 202 II and III IV and V $41 60 111 130 156 205 $58 57 63 86 154 205 I $2,250-12,499____________ $2,500-$2,999 _ ________ $3,000-$3,499____ _______ $3,500-$3,999____________ $4,000-$4,999___________ $5,000-$7,499____________ II and IV and III V $262 397 299 500 431 707 $218 199 245 257 458 501 $196 243 349 236 410 386 $379 253 553 487 (t) 447 $151 249 361 321 671 767 $199 227 350 509 346 741 $270 211 345 336 $186 214 216 316 $152 141 247 286 M ID D LE-SIZED CITIES $500-$749________________ $750-$999 _____________ $1,000-$!,249____________ $1,250-$1,499 $1,500-$1,749 $1,750-$1,999____________ $28 40 129 67 247 296 $26 23 48 64 84 176 $21 93 45 76 140 165 $2,000-$2,249____________ $2,250-$2,499____________ $2,500-$2,999____________ $3,000-$3,499____________ $3,500-$3,999_ __________ $4,000-$4,999______ ______ SM ALL CITIES $500-$749 _ _ ... $750-$999 ___ _______ $1,000-$1,249 $1,250-$1,499 $1,500-$1,749____________ $25 73 72 133 125 $39 38 81 98 128 $35 23 54 94 101 $1,750-$1,999____________ $2,000-$2,249____________ $2,250-$2,499____________ $2,500-$2,999____________ 1 The 5 family types are distinguished on the basis of the number and age of members other than husband and wife, as follows: I No other persons (families of 2). II 1 child under 16 (families of 3). III 2 children under 16 (families of 4). IV 1 person 16 or over and 1 or no other person, regardless of age (families of 5 or 6). V 1 child under 16, 1 person 16 or over, and 1 or 2 others, regardless of age (families of 5 or 6). tFewer than 3 cases. Average expenditures for automobile operation per operating family showed an inverse relationship to family size in both Providence and the small cities, the two-person families spending substantially more than the larger families (types IV and V) particularly in income classes below $3,000. (See table 29.)9 Apparently the husband-andwife families, with fewer household responsibilities, made more fre quent and more extended use of their cars. At higher incomes, in Providence, there were no well-defined differences among families of different type. In Haverhill-New Britain, there were no consistent differences except that the two-person families ranked high at incomes up to $2,250 and the larger families at incomes of $2,500 and above. 9 See also Tabular Summary, table 8. 6 6 T F A M IL Y a b l e E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S 29 . — A verage m o n e y exp en d itu res f o r autom obile opera tion p er f a m i l y report in g such ex p en d itu re , by f a m i l y typ e PROVIDENCE Family type 1 Family type i Income class Income class I $750-$999_ _____________ $1,000-$1,249____________ $1,250-$1,499 __ ___ $1,500-$1,749________ J $1,750-$1,999_ __________ $2,000-$2,249____________ $76 89 150 131 174 170 II and III IV and V $64 83 91 88 133 130 $52 80 63 71 121 127 II and III IV and V $176 215 207 199 195 401 $159 186 201 195 222 227 $123 162 228 166 204 250 $190 151 194 187 (t) 202 $128 164 214 212 288 176 $127 146 216 249 239 494 $142 159 176 260 $154 161 152 165 $133 123 168 158 I $2,250-$2,499____________ $2,500-$2,999____________ $3,000-$3,499____________ $3,500-$3,999____________ $4,000-$4,999____________ $5,000-$7,499____________ M ID D L E -SIZE D CITIES $500-$749___ $750-$999___ $1,000-$1,249. $1,250-$1,499. $1,500-$1,749. $1,760-$!,999. $55 71 141 77 159 198 $82 42 71 100 111 153 $62 103 102 152 138 $2,000-$2,249____________ $2,250-$2,499____________ $2,500-$2,999____________ $3,000-$3,499____________ $3,500-$3,999____________ $4,000-$4,999____________ SM ALL CITIES $500-$749________________ $1,000-$1,249____________ $1,250-$1,499____________ $l,50O-$l,749____________ $61 84 70 119 129 $48 $88 $1,750-$1,999____________ 84 53 $750-$999________________ $2,000-$2,249____________ 93 67 $2,250-$2,499...... ................ 92 100 $2,500 and over. ______ 130 92 i The 5 family types are distinguished on the basis of the number and age of members other than husband and wife, as follows: I No other persons (families of 2). II 1 child under 16 (families of 3). III 2 children under 16 (families of 4). IV 1 person 16 or over and 1 or no other person, regardless of age (families of 3 or 4). V 1 child under 16, 1 person 16 or over, and 1 or 2 others, regardless of age (families of 5 or 6). t Fewer than 3 cases. Summary.— Average expenditures for transportation by families studied in the New England cities increased rapidly at successive income levels, particularly in the lower part of the income range, and were larger than average clothing expenditures in the income classes above $3,000 in the middle-sized and small cities. This increase was accounted for very largely by increased outlays for operation by the car-operating families, by increasing percentages of automobile owner ship and by greater frequency of car purchase. A smaller proportion owned cars in Providence than in the smaller communities, and the average operation expense for operating families was also somewhat less in the former community. In contrast, the average outlay for trans portation other than by the family automobile varied directly with size of city. Occupational differences in average transportation expense were not well defined, although ownership was less frequent among families in the wage-earner group than among other occupational groups. Cleri cal workers in Providence and the small cities ranked relatively high in proportion of owners. T R A N S P O R T A T IO N 67 Family composition was a more important factor than occupational classification in its influence on average outlays for transportation, particularly among families with low or moderate incomes. Twoperson families were more apt to own automobiles, except in Provi dence, and, at incomes of $2,250 and above, tended to have the highest expense for automobile operation, except in Haverhill-New Britain. The large families, which had lower automobile expense, made the largest average outlays for other transportation. Chapter V II M inor Categories o f Expenditure It will be recalled from chapter I that the major family expenditures, including those for food, home maintenance, clothing, personal care, and transportation, absorbed almost 90 percent of the total expendi tures of native white families with incomes below $1,000 in Providence and the New England middle-sized cities, and between 85 and 90 percent of the total in the small cities. Among families above the $5,000 level in the two larger city units, on the other hand, only a little over 75 percent of total expenditures was so used, while in the small cities the families with incomes of $3,000 and over used as much as 20 percent of their total current outlay for other goods and services. There is no clear distinction, on the basis of urgency, between expenditures for the major consumption goods and services and those for the categories to be discussed in this chapter. As noted earlier, the food budgets of most families, particularly those at the higher levels, include expenditures for entertaining and for family consump tion of candy, ice cream, drinks, and the like, which are unrelated to subsistence or even to nutritionally adequate diets. At the upper income levels, there is evidence of an element of conspicuous consump tion in the expenditures for home maintenance. While transporta tion expenditures necessarily take some share in a family budget, an automobile is rarely indispensable, particularly in a city with adequate transportation facilities. On the other hand, expenditures for medical care, which are in cluded in the group of minor categories, can hardly be considered a matter of free consumer choice. Even at the very low income levels, families are frequently forced to make heavy outlays for medical care and hospital service. Such emergency expenditures, moreover, often necessitate reductions in expenditures for the so-called major cate gories. Contributions to community welfare and to religious organi zations also at least in part are regarded as a family obligation. The total amount devoted to the minor categories of expenditure thus depended upon the individual family situation during the years 1935-36 as well as on its established habits and tastes. It is to be expected, therefore, that families would differ widely from one another in the amounts spent on any of those categories. Conse quently, average expenditures for this group of items are less repre sentative of an individual family than are the average amounts spent on such a stable and recurring category as food or housing. Averages 68 M IN O R C A T E G O R IE S OE E X P E N D IT U R E 69 for families of a given type or occupational group, it should be noted, generally reflect the presence of some families that reported no outlay during the year for the specific category, and of others that reported very substantial amounts. In all the New England cities, the average expenditures for the minor categories amounted to more than $100 for families with in comes of $750 or more and over twice as much for those with incomes of $1,500 and over. Such expenditures exceeded $500 as an average among families with incomes above $3,500 in Providence and Haver hill-New Britain, and in the small cities, among families with incomes of $3,000 or more. (See table 30.) With but one exception, at each income level from $500 to $3,000, families in the small city unit reported the highest average expendi tures for the minor categories. This may reflect the fact that these families generally reported slightly smaller outlays for food and cloth ing, thus leaving a larger share of their total for the minor categories. As will be seen from the following discussion of the separate categories, however, the excess was by no means accounted for by higher luxury expenditures. Medical care.— Expenditures for medical care varied rather widely as a proportion of total expenditures from one income level to the next, but over the income range showed no tendency either to in crease or to decline. Medical care expenses constituted between 3 and 5 percent of total money expenditures in Providence, and 3 to 6 percent in the small cities. In Haverhill and New Britain, the range was from slightly over 2 to almost 6 percent.1 A comparison of dollar expenditures for medical care shows that families in the small cities generally made the largest average outlays, although there were no consistent differences between the other two city units in average amounts spent. (See table 30.) Average expenditures increased with considerable regularity at succeeding income levels. In Providence, for example, families at the income level $500 to $750 spent an average of only $28 for medical care during 1935-36, while those at the highest income level spent $260, or approximately 8 times as much. Because expenditures for medical care reflect chiefly the incidence of illness or other physical disability, it is to be expected that varia tions in the amount spent would be wide and irregular, not only from one income group to another, but also within a group. For this reason the averages here presented are of limited significance as a representation of the groups to which they apply. Because of very large outlays by a few families that had serious illnesses during the year, such averages are quite generally above the amount spent by the majority of the families. See Tabular Summary, table 2. 70 FAMILY EXPENDITURES IN NEW ENGLAND CITIES T a b l e 30 . — A verag e m o n e y expen ditu res f o r the m in o r categories PR OVIDENCE Total Amount Percent age of total money expendi tures Medi cal care $77 104 157 162 223 271 289 348 369 468 572 716 1,022 2,108 10.1 11.3 13.3 11.9 13.8 14.7 14.0 16.0 15.1 16.3 19.0 19.4 21.6 26.9 $28 30 57 46 69 72 78 99 93 119 132 139 210 260 Income class $500-$749_______________ $750-$999_______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499___________ $7,500 and over_________ Rec rea tion To bacco $7 16 19 29 45 55 62 71 73 120 159 166 245 436 $22 29 33 31 36 46 50 48 56 60 64 68 71 88 Con tribu tions Read Educa and ing tion per sonal taxes 1 Other $9 11 12 16 17 19 20 20 23 28 28 32 39 52 (*) (*) $1 2 3 7 6 20 14 17 33 65 153 322 $10 16 26 30 47 67 71 89 100 120 154 239 292 923 $1 2 9 8 6 5 2 1 10 4 2 7 12 27 $13 18 23 26 33 36 35 39 43 48 49 61 53 82 $11 10 12 14 16 18 22 19 22 25 26 28 26 29 $1 1 2 4 6 13 11 41 13 95 18 12 $10 14 17 26 40 49 53 58 75 96 128 96 148 823 $2 13 1 9 3 5 20 3 2 7 26 20 88 52 $9 25 22 30 30 39 35 38 43 54 51 $9 11 13 16 18 22 22 24 25 29 35 $1 1 4 4 5 14 11 23 39 63 $12 29 23 28 39 55 67 72 81 137 193 $1 4 3 3 5 6 19 6 5 12 10 • M ID D LE-SIZED CITIES $250-$499 _____________ $500-$749 _____________ $750-$999_______________ $1,000-$1,249. _________ $1,250-$1,499___________ $1,500-$1,749 _________ $1,750-$1,999___________ $2,000-$2,249 ________ $2.250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999 ________ $5,000 and o v e r,_______ $92 87 108 154 184 241 303 280 285 388 460 573 582 1,213 12.2 11.4 10.9 13.1 13.3 14.7 15.7 14.5 13.3 15.4 15.6 18.7 17.2 23. 6 $43 20 33 50 54 83 114 89 71 81 111 164 116 117 $13 12 21 28 36 46 53 59 61 90 107 109 133 98 SM ALL CITIES $250-$499_______________ $500-$749_______________ $750-$999_______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000 and over________ $68 133 126 161 194 255 299 340 373 441 664 11. 3 15.6 13.2 14.2 14.8 15.9 16.6 17. 3 16. 7 17.5 20.6 $31 47 42 56 65 83 76 114 129 82 160 $6 16 22 24 33 45 66 75 67 88 152 1 Excludes sales taxes, which were included in expense for the items to which they applied; automobile taxes, which were included in automobile operation expense; taxes on owned homes, included in housing expense; and taxes on other real property, which were deducted from the gross income from such property. ♦Less than $1. Undoubtedly, a considerable number of families at the lower income levels, and a few in almost all income groups except the highest, received some free medical care. It is probable, also, that many families with small incomes used clinics where there were nominal charges of 25 to 50 cents. Although adequate clinics are generally less accessible in small than in large cities, this is in part offset by the fact that private medical service fees tend to vary with size of city. M IN O R C A T E G O R IE S OF 71 E X P E N D IT U R E W h ile the character of m edical care expenses changes m arkedly w ith incom e, it m a y be assum ed to be sim ilar for fam ilies at the sam e incom e level in cities of different size. A ccordin gly, data are presented for Providence as illustrative of the relative size of constituent item s in m edical care expenditures. A t all b u t two levels between $50 0 and $ 3 ,5 0 0 , Providence fam ilies used the largest share of their m edical budget to p ay the general physician ’s bills. (See table 3 1 .) T hese expenses decreased steadily in relative im portance in successive in com e classes, from alm ost tw o-fifths to only one-sixth of total m edical care expenditures. E xpenditures for h ospitalization ranged irregu larly from 2 to 36 percent of the total m edical care ou tla y, reflecting the fact th at th ey represent prim arily em ergency expenditures. T able 31.— Distribution of money expenditures of Providence fam ilies for medical care 1 Percentage of total medical care expenditures Income class $500-$749_____________ $750-$999_____________ $1,000-$1,249 _________ $1,250-$1,499__________ $1,500-$1,749__________ $1,750-$1,999__________ $2,000-$2,249__________ $2,250-$2,499__________ $2,500-$2,999__________ $3,000-$3,499__________ $3,500-$3,999__________ $4,000-$4,999__________ $5,000-$7,499__________ $7,500 and over_______ Average total amount $28 30 57 46 69 72 78 99 93 119 132 139 210 260 Other Hospi Physi Den Ocu special taliza cian tist list tion ists Medi cine and drugs Eye glasses 21 6 35 13 30 11 10 14 8 8 23 2 9 11 16 18 14 18 10 12 11 9 10 10 6 13 8 8 3 6 4 9 3 4 7 3 5 5 4 7 6 3 38 36 26 31 24 31 33 29 30 26 20 23 22 16 3 13 9 14 18 18 20 17 18 25 25 33 23 26 2 (*) 1 1 2 1 3 1 1 1 1 1 5 7 6 4 7 10 7 15 11 11 8 9 10 11 Health, acci dent Other* insur ance 2 9 8 3 7 4 8 6 4 9 4 5 6 7 12 5 4 3 4 3 5 4 8 6 10 8 6 14 12 1Summary of data published in B. L. S. Bulletin 648, vol. V. 2 Excludes automobile accident insurance. 3 Includes nursing care, examinations and tests, clinic visits, and medical appliances. *Less than 1 percent. L ea v in g o u t of consideration hospital costs, m edicine and drugs constituted the second largest o u tlay for fam ilies w ith incom es be tween $500 and $ 1 ,5 0 0 , b u t declined in im portance thereafter. T h is suggests th at low -in com e fam ilies tend to purchase p aten t m edicines as a su bstitute for the m ore expensive p hysician ’s care, or to use clinic services for which the chief expense is the prescriptions obtained there. E xpenditu res for dental care were n ext in im portance to those for the general practitioner at the incom e levels betw een $ 1 ,5 0 0 and $ 3 ,5 0 0 , and exceeded the latter at succeeding levels, pointing to the general in adequacy of the dental care received b y low -incom e fam ilies. In general, Providence fam ilies spent very little for oculists’ care. T h e su bstan tially larger expenditures for eye glasses indicates th at m a n y fam ilies m a y h ave depended on o p tom etrist’s exam ination, a 1 1 3 9 9 1 °— 41--------6 72 F A M IL Y E X P E N D IT U R E S IN N E W E N G LA N D C IT IE S service frequently supplied w ith the purchase of eye glasses. As a whole, fam ilies with incom es below $ 5 ,0 0 0 devoted less than 10 per cent of their m edical care expenditures to such item s as exam inations, nursing services, clinic visits, and m edical appliances and supplies. H e a lth and accident insurance p aym en ts appeared to be unrelated to incom e, absorbing betw een 3 and 12 percent of the total. Recreation .— Expenditures classified in the recreation category in the present stu d y b y no m eans represented the full am oun t spent on leisure-tim e activities. F ood and liquor used friends have been considered food expense. when entertaining E xpenditures for ow ned and rented vacation hom es, as well as cam ping sites used while on v a ca tion, were considered housing expense. T h e ou tlay for cruises was divided between food and transportation. Expenditures for a u to m o bile pleasure trips h ave been included under autom obile operation expense, and sim ilarly, railroad and other fares for vacation trips h ave been considered transportation expense. T h e N e w E n gland fam ilies studied generally spent less for recrea tion than for m edical care, except at the higher incom e levels in P ro v idence. In contrast to m edical care expense, how ever, average outlays for recreation tended to increase rather steadily over the incom e range as a proportion of total m on ey expenditures. In Providence, these expenditures rose from 1 percent of the total, at the $500 level, to over 5 percent for fam ilies w ith incom es of $ 5 ,0 0 0 and m ore. In the sm all cities, there was a com parable increase from 1 percent for fa m ilies w ith incom es of $ 250 to $500 to alm ost 5 percent for those w ith incom es of $ 3 ,0 0 0 and m ore. In H averhill and N e w B ritain, on the other hand, recreation expenditures constituted a som ew h at higher proportion of the total at the lower incom e levels than in the other city units, b u t show ed a less rapid increase, at succeeding incom e levels, follow ed b y a m arked decline at the highest lev el.2 A m o n g incom e groups below the $ 1 ,0 0 0 level, average am ounts spent for recreation were less than $2 per m on th . T h e low est incom e class studied in each city unit had an average of $1 or less per m o n th . A verage yearly expenditures for this category did n ot am ou n t to as m uch as $100 in any incom e group below the $ 3 ,0 0 0 level. In general, m ovies took a larger share of recreation expenditures than did an y other form of recreation. A m o n g Providence fam ilies at the incom e levels up to $ 3 ,0 0 0 , for exam ple, average outlays for m ovies were alm ost equal in m agnitu de to the com bined outlays for radios, m usical instrum ents, toys, pets, club dues, and hom e entertaining (exclusive of food and drink). T h e share going to these other form s o f diversion increased steadily to m ore than half at the levels above $ 3 ,0 0 0 , while the proportion of the recreation budget allotted to m ovies declined m arkedly over the incom e range, w ith no consistent 2 See Tabular Summary, table 2. M IN O R C A T E G O R IE S OF 73 E X P E N D IT U R E increase in the dollar expenditures at the incom e levels above $ 3 ,5 0 0 . E xpenditures for adm issions to theaters, concerts, lectures, dances, spectator sports and the like, although relatively sm all, increased slow ly at succeeding incom e levels. E q u ip m en t and fees for participa tion in gam es and sports, which took a som ew hat larger proportion of the recreation ou tla y than did “ o ther” adm issions, increased relatively rapidly w ith incom e. A m o n g Providence fam ilies with incom es of $ 4 ,0 0 0 and m ore, such expenditures exceeded the average am oun ts spent for m o v ies.3 Reading and tobacco.— R eadin g and tobacco, which are recreational in nature, were b o th am ong the m ore inelastic item s in the budgets of the N e w E n g la n d fam ilies, show ing a slight tendency to decline, over the incom e range, as a proportion of total m o n ey expenditures. In all three city units, tobacco consituted roughly 2 percent of total expenditures, and reading approxim ately 1 p ercent.4 Providence fam ilies w ith incom es of $500 to $ 750 spent on tobacco an average of $22 during the year, while those w ith incom es of $ 7 ,5 0 0 and m ore spent only 4 tim es as m u ch. (See table 3 0 .) In H averh ill and N e w B ritain the range from the low est to the highest incom e levels was from $13 to $82. R eadin g expenditures were so low , never exceeding an average of $30 am ong fam ilies w ith incom es up to $ 3 ,0 0 0 , th at they apparently included little m ore than new spapers. A lth o u g h the dollar differences were very sm all, fam ilies in the sm all city unit consistently reported the highest expenditures for reading, and those at com parable incom e levels in Providence generally reported the low est. Education .— A lth o u g h practically every fa m ily reported som e ex pense for reading, fewer than one-half of the fam ilies, even at the highest incom e levels in the N e w E n glan d cities, reported an y expense for education. A s m a n y as one-fourth reported education expense only at the incom e levels above $ 1 ,2 5 0 in the sm all cities, above $ 2 ,0 0 0 in H averh ill and N e w B ritain , and above $ 2 ,2 5 0 in Providence. T h e o u tlay for education averaged less than $15 am ong fam ilies w ith incom es below $ 2 ,2 5 0 in all the city units. (See table 3 0 .) O n ly at the highest incom e levels in P rovidence was the average ou tlay substantial— $153 for fam ilies w ith incom es of $ 5 ,0 0 0 to $ 7 ,5 0 0 and $322 for those in the highest group studied. F or the m o st part, the expenditures reported represented no m ore than the cost of books and supplies. A m o n g fam ilies at the higher incom e levels, how ever, th ey occasionally included tuition costs of children at a u niversity or boarding school, and represented an increasing proportion of total current expenditures. 3 See Tabular Summary, table 9. 4 See Tabular Summary, table 2. 74 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S As in the case of expenditures for reading, those for education also tended to run slightly higher in the small cities than in Providence and the middle-sized cities. The difference may be due to the fact that books and supplies are less commonly furnished by the schools in small communities than in large cities. Contributions and personal taxes.— E xpenditu res for contributions to individuals and institu tion s and personal taxes were h ighly elastic, increasing from less than 2 percent of total m o n ey expenditures at the low est incom e levels to su bstan tially m ore than 10 percent at the highest levels in P rovidence and the m iddle-sized cities. T h e increase w as very gradual throughout the lower incom e range, how ever, fo l low ed b y a sharp rise at the upper end of the incom e scale.5 T h e expenditures grouped under this category h ave been classified together for convenience because they represent ou tlays n ot incurred for the direct satisfaction of the m aterial needs of the fa m ily m ak in g the expenditure. In other respects they are n ot closely related to each other either in purpose or in the channels through w hich the expenditures are m ade. C on tributions to religious organizations constituted the largest share of the ou tla y for this group of item s up to the m iddle incom e levels. (See table 3 2 .) relative im portance. A t higher levels, th ey were of decreasing T h e rapid increase at the upper end of the incom e scale in average am oun ts spent is in large part explained b y the substantial ou tlays for personal taxes (incom e, poll and personal property taxes). A m o n g fam ilies w ith incom es below $ 2 ,5 0 0 th ey am oun ted to n ot m ore than $3 for the year, while in the highest incom e class studied in Providence ($7 ,5 0 0 and over) th ey were n ot far below $250. G i f t s 6 and ou tlays for the support of relatives together accounted for slightly m ore than h alf of total expenditures for this category am ong virtu ally all incom e groups above $ 1 ,5 0 0 in Providence. A verage contributions to the com m u n ity chest and other welfare agencies were a sm all b u t relatively stable proportion of the total throughout the incom e range. When expenditures for this miscellany of items are considered together, the data show that families in the small cities generally reported somewhat larger average outlay than did families in the larger cities. 5 See Tabular Summary, table 2. 6 Nonmoney gifts to persons not members of the economic family are included in this category, while gifts exchanged within the family are entered in the appropriate sections of the schedule. Since the char acter of gifts to non-members of the family is not known, a study of aggregate purchases of specific groups of items will, from the point of view of market analysis, somewhat underestimate the total purchases made by these families. M IN O R T able C A T E G O R IE S OF 75 E X P E N D IT U R E 32.— Distribution of m oney expenditures of Providence fam ilies for contribu tions and, personal taxes 1 Percentage of contributions and personal taxes Average total amount Income class $500-$749 _________ _______ $750-$999________________________ $1,000-$1,249_____________________ $1,250-$1,499_____________________ $1,500-$1,749_____________________ $1,750-11,999_____________________ $2,000-$2,249_____________________ $2,250-$2,499____________________ $2,500-$2,999_____________________ $3,000-$3,499_____________________ $3,500-13,999_____________________ $4,000-$4,999_____________________ $5,000-$7,499_____________________ $7,500 and over__________________ $10 16 26 30 47 67 71 89 100 120 154 239 292 923 Reli gious institu tions 57 54 47 47 39 33 37 35 32 26 29 22 21 9 Support of rela tives 2 Gifts to Commu nity Personal other taxes 3 persons 2 welfare agencies 7 8 9 15 9 25 16 19 23 19 19 29 13 22 14 21 24 30 42 30 35 34 32 34 33 28 27 31 5 4 6 6 7 7 9 8 8 10 10 17 12 7 5 3 3 1 1 3 (*) 2 3 5 4 7 9 11 8 23 26 12 Other (*) 2 1 1 7 2 1 4 4 1 Summary of data published in B. L. S. Bulletin 648, vol. VII. 2 Refers to persons outside the economic family. 3 Amounts reported for taxes under this heading do not include sales taxes, which were included in the expense for the items to which they applied; automobile taxes, which were included in automobile opera tion expense; taxes on owned homes, which were treated as an expense of home ownership; nor taxes on other real property, which were deducted from the gross income from such property. *Less than 1 percent. Expenditures fo r minor categories among occupational groups.— T h e am oun ts spent for the m inor categories as a group varied so m arkedly w ith the situation and the habits of the individual fa m ily th at clearly defined occupational differences could scarcely be expected to appear. There were, likewise, few differences to be observed in the case of the individual groups of item s. Fam ilies in the self-em ployed group in Providence had relatively low expenditures for m edical care, b u t tended to report the largest outlays for contributions and personal taxes. Recreation expendi tures were, on the whole, largest am ong w age-earner and business fam ilies. salaried T here was som e evidence of occupational differ ences in respect to expenditures for tobacco, w ith wage-earner fam ilies ranking high and salaried professional fam ilies at the opposite ex trem e.7 In H averhill and N e w B ritain an occupational pattern could be distinguished only w ith respect to recreation and m edical care expen ditures. T h e self-em ployed fam ilies had the sm allest expenditures for recreation, while wage earners tended to report the largest. M e d i cal costs generally ran high for salaried business and professional fam ilies and low for those in the self-em ployed and clerical groups. A verage expenditures for m edical care were surprisingly uniform am ong fam ilies of the three occupational groups studied in the sm all 7 See Tabular Summary, table 2, for data for the individual categories. When the effect of varying family composition in the several occupational groups is eliminated there was very little indication of significant occupational differences for any of the categories in any of the three city units. (See appendix D.) 76 cities. F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S In expenditures for recreation and for contributions and per sonal taxes, business and professional fam ilies there consistently ranked highest at the incom e levels between $ 1 ,2 5 0 and $ 2 ,2 5 0 . jExpenditures fo r minor categories among family-type groups .— On the whole, the age and size composition of the New England families studied had even less effect than their occupational classification on the average outlays for the minor categories as a group, but there were fairly clear relationships as regards several of the individual categories. In all three city units, tw o-person fam ilies reported the largest average outlays for contributions and personal taxes, p robab ly be cause these fam ilies were better able to accept financial responsibility tow ard relatives than were the larger fam ilies. A s w ould be expected, fam ilies w ith at least three m em bers 16 and over (types I V and V ) which usually contained one or m ore m em bers of high school or college age, consistently reported the highest expenditures for educa tion, while the h u sband-an d-w ife fam ilies reported only negligible ou tlays for this category.8 T here was som e tendency in the m iddle-sized and sm all cities for fam ilies w ith children to spend m ore for recreation than other fam ilies b u t the differences were n o t large enough to b e conclusive. Summary.— Since the m inor categories of expense constitute a h ighly heterogeneous group of item s, the individual fa m ily situation during the year 1 9 3 5 -3 6 was very im p ortan t in determ ining h ow m u ch a fa m ily spent for these goods and services, in com parison w ith their o u tla y for the larger categories. F a m ily tastes and h abits were highly significant in influencing the distribution of the rem aining am oun ts am ong such goods and services as recreation, reading, educ tion or gifts. Nevertheless, despite individual variations, income was dominant in determining the amounts spent for the minor categories. The average expenditures for each increased fairly steadily at succeeding income levels, those for medical care at approximately the same rate as total expenditures, those for tobacco and reading slightly less rapidly, and those for recreation, education, and gifts, community welfare, personal taxes, more rapidly. T here were no clear occupational differences w ith respect to the m inor categories of expense th at were consistent throughout the three city units. influence only F a m ily size and age com position had a w ell-defined on expenditures for education, and contributions, and personal taxes. 8 These family-type differences with respect to the level of outlay for education and for contributions and personal taxes were quite clear in each city unit when the effect of varying occupational distribution in the family type groups was eliminated. (See appendix D.) M IN O R C A T E G O R IE S OE E X P E N D IT U R E 77 C ity size in N e w E n glan d appears to have had as m uch influence on these expenditures as occupational classification or fa m ily ty p e. Fam ilies in the sm all cities generally reported the highest average expenditures for m edical care, reading, education, and gifts, contri butions, and personal taxes. F or the m o st part, there were no clear- cut differences betw een the other city units. A lth o u g h recreation expenditures m igh t be expected to vary directly w ith city size, there appeared to be no pattern of this sort am ong the urban fam ilies studied in N ew E n gland. Chapter VIII Surplus and Deficit Items A su m m ary of the relationship between current incom es and expend itures of the N e w E n glan d fam ilies studied was presented in chapter II. I t was found th at at succeeding incom e levels an increasing pro portion of fam ilies ended the year 1 9 3 5 -3 6 w ith a surplus and a decreasing proportion reported a n egative balance betw een incom e and outgo. C on sequ ently, there was a shift from large average net deficits for fam ilies as a group at the lower incom e levels to substantial average n et surpluses for fam ilies at the higher levels. In the present chapter a more detailed analysis of surplus and deficit will be made, in order to show the relative importance at dif ferent income levels of negative and positive changes in family assets and liabilities, and the role played in these changes by the various constituent items.1 No attempt was made in the present study to determine the total assets of the families interviewed, or the sum of their liabilities. They were asked to report only as to increases or decreases that had taken place during the twelve-month period cov ered by the schedule. Thus, all along the income range both surplus and deficit items were likely to be reported by the same family, since there is a wide variety7 of transactions that involve changing either the form of resources and commitments, or the family’s net assets. The more common surplus items throughout the income scale were insurance premiums paid, investments, and increases in savings. The payment of an insurance premium, however, might involve a with drawal of savings accumulated in previous years, or borrowing the money to avoid lapse of policy. Similarly, investments in securities or other business enterprise might represent merely a change in the form of an asset— from savings accounts to bonds or real estate, for example, or it might represent a net surplus for the year. On the liability side there was equal possibility for change both in form and amount of outstanding obligations. Old bills were paid off and new ones incurred. Many home-owning families paid something on the principal of the mortgage, but some families increased their mortgage debts. As previously indicated, the net result of such changes was 1 In the following discussion, based on a summary of detailed data to be presented in B. L. S. Bulletin 648, vol. VIII, two types of surplus items and two types of deficit items are distinguished. Surplus items represent transactions that increase assets or decrease liabilities, while deficit items represent transactions that decrease assets or increase liabilities. 78 SU R PLU S AND D E F IC IT 79 IT E M S rarely an exact b a la n ce; m ost fam ilies had either a surplus or a deficit for the year. Important surplus items.— T h e change from average net deficit to average net surplus was chiefly the result of the growing im portance of those item s th at w ent to increase assets. In virtu ally every incom e group studied in both Providence and the m iddle-sized cities increases in assets were at least four tim es as great as decreases in liabilities. (See table 3 3 .) A t m o st incom e levels insurance prem ium s were of m ajor im portance in the accum ulation of assets.2 T h e y exceeded increases in in vestm ents T able 33.— Surplus item s: Average amount of change in 1 yeary 1985—36 P R O V ID E N C E os OS T* Os Os Os OS OS T* 1 All surplus items 1__________ k l £ fe (2) OS os OS s os os <N os os Os P* p* e<r t <N ««■ os OS OS CO d $34 $60 $85 $119 $159 $162 $207 $248 $383 $472 $775 31 52 73 110 129 143 180 210 336 427 703 3 Bank accounts (2) Investments. ______ (2) Insurance__________ __ (2) 28 Other___ ______________ 0 ) — 1 1 44 6 15 2 55 1 3 8 12 9 30 27 38 47 45 72 4 1 4 18 8 14 4 (*) 5 8 ’ 13 3 3 30 4 4 33 1 9 4 28 1 16 44 1 6 1 1 1 7 3 28 Increases in assets_________ Decreases in liabilities___ Mortgage payments __ Loans due Balances due___ ______ Other (*) (2) (2) (2) ’’ 2 1 (2) (?) 11 50 19 11 7 (*) 82 79 100 10 . . . . 13 19 os OS OS Tf? $5,000-$7,499 OS OS $3,000-$3,499 Os Item 38 83 139 138 380 47 10 30 73 54 90 116 156 197 252 1 11 19 17 5 $ 7 ,5 0 0 an d over Income class $603 $1,195 $2, 288 573 1,078 2,116 265 48 260 (*) 378 206 471 23 759 624 634 99 30 117 172 25 101 171 5 16 1 M I D D L E -S I Z E D C IT IE S All surplus items 1_______ ... Increases in assets____ . . . Bank accounts. Investments . Insurance Other_____ . . __ __ _ ___ _ . ... $56 $49 $70 $92 $105 $152 $230 $269 $273 $446 $681 $712 $1, 364 s$2,188 56 76 92 118 203 186 240 400 598 687 1,153 31,751 56 42 56 3 5 9 1 7 37 ”5l 60 1 (*) 11 1 77 3 24 15 78 1 29 66 100 78 194 398 11 26 174 203 101 71 95 106 107 146 158 168 2 43 20 3 8 7 670 168 276 39 3 411 3 830 3 300 3 210 . 7 14 16 13 34 27 83 33 46 83 25 211 3 437 Mortgage payments Loans due Balances due_________ Other . . __ 2 6 3 12 1 12 3 11 1 19 18 2 30 ” 15 32 21 7 14 4 20 7 1 19 1 13 1 81 5 5 1 6 1 2 5 91 67 43 10 3 337 (3) 3 100 (3) Decreases in liabilities 1 All surplus items represent the sum of increases in assets and decreases in liabilities for families at the respective income levels. M any of these families also reported decreases in assets and increases in liabilities as shown in table 35. The algebraic sum of total surplus and total deficit at a given income level is the average net surplus or deficit, as shown in table 5, ch. II, of this bulletin. 2 Expenditure schedules not taken for families at this income level. 2 Includes all families with incomes of $5,000 and more. ♦Less than $1. 2 In a study among Federal employees conducted by the Bureau of Labor Statistics shortly before the inauguration of this investigation the schedule provided for information on the type of insurance represented by the premiums reported Informants were so infrequently able to supply this information that the ques tion was omitted from the piesent schedule. It is, therefore, impossible to estimate how much of the amount paid in life insurance premiums represents savings, and how much represents merely insurance protection for the year. 80 F A M IL Y E X P E N D IT U R E S IN N E W E N G LA N D C IT IE S and in bank accounts up to the $ 3 ,5 0 0 level in Providence and the $ 2 ,5 0 0 level in the m iddle-sized cities. M o reov er, they were greater than the total decreases in liabilities throughout the incom e range in Providence, and up to the $ 5 ,0 0 0 level in the latter city unit. In the incom e groups above $ 3 ,5 0 0 , in P rovidence, insurance p aym en ts alone were greater than the average total of deficit item s. T h e general im portance of insurance p aym en ts is well illustrated b y the figures in table 34, show ing the insurance p ay m en ts of P ro v i dence fam ilies as a percentage b oth of m o n ey incom e and of all surplus item s. Insurance p ay m en ts absorbed 4 to 8 percent of m o n ey incom e, and showed a slight tendency to increase m ore rapidly th an incom e. M o reov er, th ey constituted from one-half to four-fifths of the total value of surplus item s reported b y Providence fam ilies at the incom e levels below $ 2 ,0 0 0 , and one-third to alm ost one-half at succeeding levels up to $ 7 ,5 0 0 . E v e n am ong fam ilies in the highest incom e class studied, insurance paym en ts am ounted to m ore than one-quarter of the average to ta l of surplus item s. W h e n insurance prem ium s paid b y fam ilies in P rovidence are co m pared w ith those of fam ilies in the m iddle-sized cities, it appears th at Providence fam ilies reported slightly sm aller p ay m en ts at the levels up to $ 1 ,2 5 0 and p ay m en ts th at were approxim ately the sam e at the three succeeding levels. one, Providence A t all incom e levels above $ 2 ,2 5 0 , except fam ilies reported insurance prem ium s th at were increasingly in excess of those paid b y fam ilies in H averhill and N ew B ritain. Increases in ban k accounts and m on ey on hand were generally second in im portance in the surplus account. T h e y increased even m ore rapidly than insurance p aym en ts, from less than $5, for exam ple, for P rovidence fam ilies w ith incom es under $ 1 ,0 0 0 , to $ 759 for those w ith incom es of $ 7 ,5 0 0 and m ore. A m o n g fam ilies in H averh ill and N e w B ritain, there was a com parable increase to $67 0 at the $ 4 ,0 0 0 level, although follow ed b y a drop to $411 at the highest level. T able 34.— Average insurance 'premiums paid by Providence fam ilies , as a percentage of m oney income and of all surplus items Income class $500-$749___________________ $750-$999___________________ $1,000-$1,249 _______________ $1,250-$1,449________________ $1,500-$1,749________________ $1,750-$1,999________________ $2,000-$2,249________________ Percent age of money income Percentage of all sur plus items 1 4 5 5 6 5 5 4 82 73 65 69 50 62 43 Income class $2,250-$2,499________ $2,500-$2,999_____ ____ $3,000-$3,499 $3,500-$3,999__ $4,000-$4,999____ . . $5,000-$7,499__________ $7,500 and over i Surplus items consist of increases in assets and decreases in liabilities. Percent Percentage age of of all sur money plus income items 1 5 6 6 7 6 8 6 47 41 42 32 43 39 28 SU R PLU S In AN D D E F IC IT 81 IT E M S Providence, increases in in vestm ents, which were relatively im portant only above the $ 5 ,0 0 0 level, were thus consistently exceeded b y increases in ban k accounts. In H averhill and N e w B ritain , h ow ever, increases in in vestm en ts were su bstantial beginning a t the $ 2 ,5 0 0 incom e level. M o reov er, th ey were greater than the increases in ban k accounts am ong fam ilies w ith incom es of $ 2 ,5 0 0 to $ 3 ,5 0 0 and those w ith incom es of $ 5 ,0 0 0 and m o re.3 Decreases in liabilities were relatively insignificant am ong surplus item s, averaging less than $10 0 a t all incom e levels up to $ 4 ,0 0 0 in H averhill and N e w B ritain and to $ 5 ,0 0 0 in Providence. 3 3 .) (See table R eductions in m ortgages were in general the largest single item at in c o m e'le v e ls above $ 1 ,5 0 0 in Providence and the m iddle-sized cities. R ep a ym en ts of loans were of negligible im portance th roughout the incom e range. A lth o u g h p ay m en ts on charge and in stallm en t accounts or on other bills due were the largest item s up to $ 1 ,2 5 0 or $ 1 ,5 0 0 , th ey m ade little contribution to surplus, since th ey did n ot average as m u ch as $30 am ong fam ilies at an y incom e level in P rovi dence, or m ore than $30 am ong fam ilies in the m iddle-sized cities at the incom e levels below $ 4 ,0 0 0 . Important deficit items.— Since a surplus usually connotes previous planning, whereas a deficit is m ore likely to reflect an em ergency situation or a large non-recurrent expenditure, the variation w ith incom e in the average size of deficit item s was m u ch less regular than the variation in surplus item s. A fa m ily th at is unexpectedly forced to m eet obligations in excess of current incom e is frequen tly lim ited in its choice of m eth ods. D ependin g on w h at its past accum ulations h ave been, it m a y w ithdraw from bank accounts, pledge or sell prop erty or securities, take ou t or increase a m ortgage on the fa m ily h om e, or it m a y use its credit through borrow ing or increasing its unpaid bills. Changes in both assets and liabilities on the deficit side, therefore, varied irregularly over the incom e range. (See table 3 5 .) B o th , how ever, tended to decrease in im portance a t successive incom e levels. In general, am ong the fam ilies studied in N e w E n glan d, decreases in assets bulked considerably larger than increases in liabilities. D e creases in bank accounts and in m on ey on hand constituted the m o st im portant com pon ent in total decreases in assets a t m o st incom e levels. In fact, at all incom e levels above $ 1 ,5 0 0 in Providence, decreases in bank accounts alone exceeded all increases in liabilities com bined. T h is was n ot true in the m iddle-sized cities, how ever. A s w ould be expected, decreases in assets due to the surrender or settlem en t of insurance policies were a significant factor only at scattered points throughout the incom e scale. R eceipts from the 3 This item took no account of changes in the market value of securities or real estate owned; the amounts reported represented expenditure for new investments. 82 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S disposal of investments was of no general importance, probably because families at the lower income levels had little real property or stock holdings and those at the upper income levels preferred, if possible, to maintain their investments and draw on other resources to meet demands beyond current income. Increases in liabilities were relatively constant in average amount, particularly in Providence, where, as has already been pointed out, they were exceeded by the decreases in assets at all income levels above $750. (See table 35.) In general, bills due (charge and install ment accounts and other bills) made up the major portion of the increases in liabilities. T 35 . — D eficit item s: A verag e a m ount o f change in 1 ye a r, 1 9 3 5 - 8 6 able PR OVIDENCE All deficit items 1_________ _______ 1 S sc se* sS- 05 05 S SC s cf SC- sc5 so of S C- 8 _ > o ° (2) $150 $121 $144 $126 $189 $156 $174 $112 $194 $224 $145 $95 $199 $369 Decreases in assets-------------------- (2) 41 66 91 64 124 98 107 Bank accounts___ _________ Investments. _____________ Insurance ------ --------------Other ______ _____ (2) (2) (2) (2) 34 2 5 56 50 45 69 4 2 12 53 3 (*) 87 102 63 4 .... 3 1 8 Increases in liabilities______ .. (2) 109 55 53 62 58 67 40 16 19 20 3 19 28 3 4 18 32 8 17 37 4 23 5 35 4 8 31 1 Mortgages payable________ Loans due.. ______ ______ Balances due........... ............. Other_____________________ "O $2,250- $2,499 $750-$999 $250-$499 Item $500-$749 Income class (2) (2) (2) (2) 61 23 25 9 41 1 (*) 65 17 47 1 72 133 191 108 154 58 4 26 7 '"50 33 37 74 143 313 70 112 227 3 73 4 18 10 13 ---21 56 56 14 44 3 M ID D L E-SIZED CITIES All deficit items l. . . _______ _______ $430 $190 $156 $160 $127 $183 $312 $148 $103 $320 $501 $149 $698 3569 98 77 80 58 ~ ~146 54 37 126 134 101 594 3316 Bank accounts...................... Investments____ ___ ______ Insurance____ ______ ____ _ O th e r ...___ ________ ____ _ 46 68 30 (*) 57 1 19 3 45 4 6 3 51 115 10 3 39 28 10 28 15 10 1 29 162 45 11 21 Increases in liabilities__________ 222 92 79 80 69 73 166 94 66 194 367 48 104 3253 97 27 98 6 16 45 25 20 48 12 2 11 ' " 8 46 57 8 10 91 136 15 152 74 70 14 9 31 (3) 7 (3) 10 "9 4 3 13 .... 10 3240 Decreases in assets____________ ~208 Mortgages payable_________ Loans due. . _______ _____ Balances due______________ Other________ _____ _______ 19 41 19 m 56 9 93 8 21 5 8 60 108 (•) 18 9 66 57 10 (*) 66 ____ 54 157 3267 (3 ) 283 3 49 47 154 (3 ) .... 1 All deficit items represent the sum of decreases in assets and increases in liabilites for families at the respective income levels. Many of these families also reported increases in assets and decreases in liabilities as shown in table 33. The algebraic sum of total surplus and total deficit at a given income level is the average net surplus or deficit, as shown in table 5, ch. II, of this bulletin. 2 Expenditure schedules not taken for families at this income level. 3 Includes all families with incomes of $5,000 and more. •Less than $1. SU R PLU S AN D D E F IC IT 83 IT E M S New or increased loans from individuals and banks were substantial at the lower income levels, but were generally insignificant among the higher income families. New mortgages and increases in mortgages were reported only at scattered income levels— never above the $2,250 level in Providence, although they were considerable among families in the middle-sized cities in the income groups between $2,500 and $4,000. Since a substantial proportion of New England families owned their homes, the infrequency of this item, particularly in the middle income ranges, suggests either that most home owners already carried heavy mortgages or that the pressure for funds characteristic of depression years had slackened enough so that homeowning fami lies no longer had to mortgage their homes to obtain living expenses. At the lowest income levels, it should be noted, increases in rents due (included under “ other” increases in liabilities) were a substantial item among those contributing to deficits. In sta llm en t p u rch a ses .—A t most income levels increases in balances due on installment purchases were the largest item in balances due. Table 36 shows, for Providence families, the percentage reporting decreases and increases in such balances during the report year, and the average amount of decreases or increase per family reporting it. It will be seen that, in general, the increases exceeded the decreases with reference to both the number of families and the average amount, with the result that there was a general net increase in such balances during the year covered by the study. The same was true in the other regions surveyed. It is in line with what might be expected during a year of improving business conditions following a number of depression years.4 T able 36 . — In crea ses and decreases in a m ou n ts due on insta llm ent p urchases am on g P rovid en ce fa m ilie s Families reporting decreases Families reporting increases Percent Average amount Percent age $40 44 148 52 50 90 231 154 87 238 218 188 338 24 16 14 13 17 18 16 15 18 8 6 7 12 15 Income class age $500-$749______________ _____________________________________ $750-$999. _________ _____________________________________ $1,000-$1,249__________________________________________________ $1,250-$1,499__________________________________________________ $1,500-$1,749__________________________________________________ $1,750-$1,999__________________________________________________ $2,000-$2,249__________________________________________________ $2,250-$2,499__________________________________________________ $2,500-$2,999__________________________________________________ $3,000-$3,499__________________________________________________ $3,500-$3,999_______________________________________ ____ _____ $4,000-$4,999__________________________________________________ $5,000-$7,499___________________________ ____ _________________ $7,500 and over . . -- ____ __________ _________________ 5 13 4 8 6 7 5 3 4 6 11 3 4 Average amount $34 54 82 146 133 166 194 157 180 187 220 244 278 348 * In the New England region net increases were less substantial, both in percentage of families reporting them, and in average amount, than in the other regions covered. 84 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S Automobile purchase was the most important item accounting for increases in installment accounts. Balances due on furniture and electric refrigerators were also fairly important in the lower half of the income scale. S ou rces an d d isp o sitio n o f fu n d s u se d .— The foregoing discussion has indicated three types of sources from which families obtained funds, and also three channels of disbursement. Funds used came from ’ SOURCE AND D ISPO SITIO N OF FU N D S USED FOR FAMILY LIVING IN ONE YEAR AT SELECTED INCOME LEVELS PROVIDENCE, 1 9 3 5 -1 9 3 6 NONRELIEF WHITE FAM IL IES INCLUDING HUSBAND AND WIFE BOTH NATIVE BORN INCOME CLASS PERCENTAGE (In D o lla rs) 20 0 40 60 80 100 5 0 0 AND U N D E R 7 5 0 7 5 0 AN D U N D E R 1 0 0 0 1500 AN D U N D E R 1750 5 0 0 0 A N D U N O ER 7 5 0 0 7 5 0 0 AND OVER SOURCE OF FUNDS VTZTTk money E g g OECREASE IN ASSETS GSS INCREASE IN L IA B IL IT IE S INCOME DISPOSITION OF FUNDS M V ///A MONEY e x p e n d i t u r e s INCREASE IN ASSETS OECREASE IN L IA B IL IT IE S U .S .B U R E A U OF LABOR STATISTICS current money income, from amounts realized by the liquidation of assets, and from increases in liabilities. Disbursements took the form of money expenditures for current family living, sums devoted to savings or other increase in assets, and amounts used to pay off obligations incurred in previous years. The relation of these constit uents to the total gives a good picture of the year’s financial results for the families studied. Figure 5 shows, for selected income groups in Providence, the per centage of total funds that were derived from each of the three sources, and the percentages that were accounted for by each of the SURPLUS AND DEFICIT ITEMS three types of spending. 85 A m o n g fam ilies w ith incom es o f $ 5 0 0 to $ 7 5 0 , current incom e accounted for only 81 percent of the funds used, while 14 percent was supplied b y increases in liabilities, and the balance b y decreases in assets. M o n e y expenditures for current livin g at this incom e level took 96 percent of aggregate outlay and thus ex ceeded m on ey incom e b y a su bstantial m argin. V irtu a lly all the rem aining disbursem ents were used to increase assets. In the n ext higher group, $ 7 5 0 to $ 1 ,0 0 0 , m on ey incom e supplied 87 percent of all funds used, the rem ainder com ing a lm ost equally from decreases in assets and increases in liabilities. A t this level m oney expenditures for current living still exceeded m on ey in com e, accounting for 94 percent of all disbursem ents. A t the upper end of the incom e scale ($ 7 ,5 0 0 and over) current incom e supplied all b u t 4 percent of the funds used b y the fam ilies at th at econom ic le v e l; alm ost all of the rem ainder cam e from decreases in assets. Such fam ilies spent only 77 percent of their total disburse m ents for current fa m ily living, and devoted 21 percent to increasing assets. T h u s, there is m ade evident in another m anner the point brought o u t in chapter I I , th at over the incom e range there is a steady shift from h eavy deficit financing at the lower end, to substantial savings at the upper end. Chapter IX Summary T h e discussion of fam ily expenditures in the preceding chapters was prim arily in term s of averages, and of variations in these averages th at were associated w ith differences in incom e level, in occupational classification, and in fa m ily com position. T hese averages necessarily obscured the differences am ong individual fam ilies w ithin a given classification in am oun ts spent and in the apportion m ent of th at spending. W h ile it is im p o rta n t to consider how w idely fam ilies similar in certain established respects differ am ong them selves in expenditures for consum ption goods and services, the averages th at have been presented m ake it possible to discern the broad outlines of fam ily consum ption patterns, and the differences in those patterns th at m a y be expected am ong fam ilies differing in com position and in socio-econom ic status. Variation in expenditures among jamities with similar incomes.— A n exam ination of the distribution at each incom e level of Providence fam ilies according to the am ou n t of their total expenditures reveals a wide dispersion even at the low -incom e levels. (See table 3 7 .) A m o n g fam ilies w ith incom es of $ 500 to $ 7 5 0 , total expenditures (m oney value of current fa m ily living) ranged from under $ 600 to over $ 1 ,2 0 0 . A t the m edian-incom e interval for Providence fam ilies, $ 1 ,5 0 0 to $ 1 ,7 5 0 , expenditures varied from under $ 1 ,0 0 0 to between $ 3 ,0 0 0 and $ 3 ,5 0 0 . M o reo v er, this dispersion showed no tendency to decline at succeeding incom e levels. T h e proportion of fam ilies reporting expenditures below the incom e range in w hich th ey were classified rose rather steadily up to the $ 2 ,2 5 0 level, b u t thereafter generally rem ained in the neighborhood of 50 percent. Since from 80 to 90 percent of the fam ilies above th at level reported surpluses,1 it w ould appear th at a considerable propor tion of the fam ilies whose incom e exceeded expenditures saved a co m paratively sm all percentage of their incom e. T h e occupational classification and com position of the fa m ily seem in general to have relatively little effect upon this tendency toward dispersion of expenditures above or below current incom es. A v a il able evidence indicates th at, at the low er-incom e levels, to ta l ex penditures are m ore likely to concentrate within and below the given 1 See table 5. 86 T able 3 7 . — Percentage distribution of Providence fam ilies according to money value of current fa m ily living 113991 05 > s Income class 8 S g ¥ 5 14 3 g 1 1 a I 1 1 8 & 8 60- t 8 14 20 36 22 3 19 33 5 i m- 10 8 29 3 ” 5" 24 10 (* ) m 2 1 14 21 3 1 1 3 8 20 7 1 1 1 2 8 I I CO 1 10 22 14 2 S3- m 2 3 10 22 3 3 1 3 9 16 1 2 I 05 O of 8 m- of 05 05 s of of I n of of 1 of 1 2 f of 8 1 cf' of f of w s 8 05 g 8 f 1 of I of 8 s 05 ? ? 4 S SI £ I 8 tf U of 05 8 05" O 'S § 0 »o S3 1 9 4 25 2 1 1 6 18 7 1 2 4 1 12 9 11 3 1 2 31 9 3 2 2 "T 21 2 1 4 7 n 2 7 13 20 8 2 I "8 " 3 2 11 14 6 12 6 1 9 1 2 7 13 12 3 2 11 2 2 3 2 ____ __ _ _ 1 Includes total current money expenditures and the value of housing, food, and fuel obtained without money expense. ♦Less than 1 percent. 8 05 8 2 1 1 3 13 8 6 1 2 1 2 5 (* ) (* ) ” " 10 3 3 4 14 12 2 4 12 10 3 2 2 1 6 40 51 18 3 3 1 1 1 11 2 1 1 4 28 4 35 11 3 6 16 24 46 3 33 3 46 15~ SUMM ARY $ 5 0 0 -$ 7 4 9 $ 7 5 0 -$ 9 9 9 $ 1 ,0 0 0 -$ 1 ,2 4 9 $ 1 ,2 5 0 -$ 1,4 9 9 $ 1 ,5 0 0 -$ 1 ,7 4 9 $ 1 ,7 5 0 -$ 1 ,9 9 9 $ 2 ,0 0 0 -$ 2 ,2 4 9 $ 2 ,2 5 0 -$ 2 ,4 9 9 $ 2 ,5 0 0 -$ 2 ,9 9 9 $ 3 ,0 0 0 -$ 3 ,4 9 9 $ 3 ,5 0 0 -$ 3 ,9 9 9 $ 4 ,0 0 0 -$ 4 ,9 9 9 $ 5 ,0 0 0 -$ 7 ,4 9 9 $ 7 ,5 0 0 and over- 8 8 »o T 8 & 8 05 05 00 88 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S income intervals among wage-earner families than among those in the business and professional groups.2 A wage-earner family, at the lower income levels, would probably be less likely to spend beyond current receipts, in anticipation of future increases in income, than would a young professional or business family. Either because of past income or because of prospective earning power, there may have been many business and professional families that felt justified in spending beyond current income, whereas the bulk of the wage-earning families were probably not much below their characteristic income level. When the data are further subdivided to show expenditures for the individual categories, the variations from family to family are even wider, relatively, than are found in total expenditures for current living. Such variations reflect the wide differences among families in their habits and tastes, as well as in the circumstances that operate in any given year to m odify their usual pattern of spending.3 The share o f fo o d , shelter, an d clothing in the f a m i l y budget.— It has already been noted that after the three basic essentials— food, shelter, and clothing— have been provided, families in the lower part of the in come scale have comparatively little remaining to cover all the other goods and services included in family living. Hence, the varying proportions of total consumption accounted for by these categories, and by those that partake more of the nature of luxuries, provide an indication of the pattern of living at different economic levels.4 In the New England communities included in the survey, the three categories, food, housing, and clothing, absorbed at least half of total expenditures for current living at every income level studied, and more than 80 percent at the lowest level in each city unit. (See table 38.) When the outlay for these categories is expressed as a percentage of income, the decline over the income range is even more pronounced. In Providence, families with incomes of $500 to $750 spent 99 percent of income for these categories, while those receiving $7,500 and over spent only 41 percent. In the middle-sized cities families at the $250 to $500 level spent for these essentials nearly 60 percent more than they received as income, while those with incomes of $5,000 and over spent only 43 percent of income in this way. E x p en d itu r e s f o r recreation, a u tom obiles, and p a id h elp . — The rapidly increasing share of total expenditures that went for the luxury cate gories— automobiles (purchase and operation), recreation, and house2 See Bulletin 642, U. S. Bureau of Labor Statistics, Family Income and Expenditure in Chicago, vol. II, ch. IX . 3 See appendix E, for further discussion of variability in family expenditures. 4 It should be pointed out that in the higher-income groups expenditures for these three essentials include elements of comfort or display, as well as the satisfaction of the basic needs. It is, therefore, impossible to make a clear distinction between “ necessities" and “luxuries," quite apart from the question of deciding which categories to include under each classification. For present purposes, however, the three largest categories representing goods which no family can do without may be considered as necessities, while three others, automobiles, household help, and recreation, are in one sense luxuries, since they can generally be eliminated from the budget if circumstances require it. 89 S U M M A R Y hold help— was in marked contrast to the large but declining portion taken by those classed as necessaries. (See table 38.) Expenditures for these three “ luxury” goods and services increased much more rapidly than total expenditures and more rapidly even than total income. They amounted to an average of less than $65 and accounted for less than 6 percent of total expenditures up to the $1,250 income level in Providence, the $1,000 level in Haverhill-New Britain, and the $750 level in the small cities. In general, these categories absorbed almost 20 percent of the total among families with the highest incomes in each city unit. T able 38 . — A verage ex pen d itu res, f o r fo o d , h ousing, and clothing com bined, and f o r autom obiles, recreation, and household help com bined 1 PROVIDENCE Food, housing, and clothing Income class Amount $500-$749_____________________ $750-$999_____________________ $1,000-$l, 249_________________ $1, 250-$l, 499______ ____ _____ $1, 500-$l, 749_________________ $1, 750-$l, 999_________________ $2,000-$2,249______ ____ _____ $2, 250-$2,499_________________ $2, 500-$2, 999_________________ $3,000-$3,499______ ____ _____ $3, 500-$3, 999_________________ $4,000-$4, 999_________________ $5,000-$7,499_________________ $7,500 and over___________ -- $691 734 891 1,033 1,176 1, 277 1,444 1,489 1,642 1,878 1,941 2,413 2,893 4,179 Percentage of total Percentage expendi of adjusted tures income 83.3 77.5 74.4 73.9 70.9 67.2 67.6 66.1 64.7 62.9 61.3 61.4 57.5 50.3 Automobiles, recreation, and household help Amount Percentage Percentage of total adjusted expendi ofincome tures $13 46 63 103 141 223 242 266 347 452 493 631 929 1, 667 1.6 4.9 5.3 7.4 8.5 11.7 11.5 11.8 13. 7 15.1 15.6 16.1 18.5 20.0 1.9 5.3 5.6 7.5 8.7 11.8 11.4 11.1 12.8 14.0 13.1 14.2 15.5 16.3 157.5 98.8 85.7 78.0 74.8 70.1 66.7 62.8 61.2 57.1 56.5 51.1 44.9 43.3 $14 31 55 98 95 182 256 270 305 526 584 536 847 791 1.8 3.7 5.5 8.0 6.8 10.9 13.0 13.4 13.8 20.3 19.0 17.0 23.9 14.6 3.4 4.5 6.0 8.6 7.0 11.2 13.6 12.7 12.8 19.5 18.1 14.3 19.8 11.3 119.7 102.3 81.1 77.4 70.3 71.0 64.4 62.3 60.2 58.4 48.8 $19 44 68 88 137 164 260 268 347 423 659 2.8 4.8 6.7 7.3 9.9 9.8 13.9 13.2 15.0 16.1 19.2 4.0 6.4 7.3 7.7 9.9 10.1 13.9 12.6 14.5 15.3 16.5 98.7 84.1 79.2 75.2 72.9 67.7 67.5 62.4 60.6 58.3 51.5 54.2 48.2 41.0 M ID D LE-SIZED CITIES $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$l, 249_________________ $1, 250-$l, 499_________________ $1, 500-$l, 749_________________ $1, 750-$l, 999_________________ $2,000-$2, 249_________________ $2, 250-$2, 499_________________ $2, 500-$2,999_________________ $3,000-$3,499_________________ $3, 500-$3, 999_________________ $4,000-$4,999_________________ $5,000 and over______________ $649 687 782 887 1,020 1,135 1, 254 1, 333 1,458 1,544 1,822 1,920 1,922 3,039 82.3 81.1 77.5 72.5 72.8 68.0 63.7 66.2 65.7 59.5 59.4 60.9 54.2 56.0 SM ALL CITIES $250-$499_____________________ $500-$7*9_____________________ $750-$999_____________________ $1,000-$l, 249_________________ $1, 250-$l, 499_____ ______ ____ $1, 500-$l, 749_________________ $1, 750-$l, 999_________________ $2, 000-$2,249_________________ $2, 250-$2, 499_________________ $2, 500-$2,999_________________ $3,000 and over______________ $566 699 751 883 976 1,157 1, 210 1, 329 1,441 1,609 1, 954 82.7 76.0 74.2 73.0 70.2 69.0 64.7 65.1 62.2 61.4 56.9 1 The income and expenditure figures used in preparing this table include the money value of food, hous ing, and fuel received without money expense m the year covered by the schedule. The housing figure includes expenditures for fuel, light, and refrigeration, but does not include expenditures for household help, other types of household operation, or furnishings and equipment. 90 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S Thus, in Providence, for example, while the share of the total going to food, housing, and clothing declined by more than one-third, the share spent on the three luxury categories increased more than 12 times. Providence families with incomes of $500 to $1,000 spent about 20 times as much for the necessaries as for luxury goods, while those with incomes of $5,000 or more spent only two and one-half times as much for the former as for the latter. R elative changes in expen d itu res w ith changes in in c o m e .— The fore going chapters have shown differences in the relative increases in expenditures for the several categories of goods and services as successively larger incomes make possible a growing latitude in con sumers’ choices. It is possible to obtain a rough measure of the elasticity of various types of expenditures over a given income range by computing the percentage differences in average outlay between the lower and upper ends of that range. Elasticity varies in different parts of the income scale, and is also greater or less depending on the length of the range selected for the comparison, since average expenditures for each category increase in successive income classes. When average expenditures are compared for Providence families over a range that begins with the group receiving $500 to $1,250 and ends with those receiving $5,000 and over, the following percentage increases in expenditures are obtained for the individual categories, arranged in order from the smallest relative increase to the greatest: P e r c e n ta g e in cr ea s e Tobacco_________________________________________________________ Food 1___________________________________________________________ Reading__________________________________________________________ Personal care____________________________________________ Housing 2________________________________________________________ Transportation other thanautomobile_________________________ Medical care____________________________________________________ Clothing_________________________________________________________ Furnishings and equipment____________________________________ Automobile operation__________________________________________ 1, Recreation_______________________________________________________ 1, Household operation_____________________________________________ 2, Automobile purchase_____________________________________________ 2, Contributions and personal taxes_______________________________ 2, 160 226 300 348 354 394 448 736 756 108 906 090 338 610 1 Includes the m o n e y value of food received w ith o u t m one y expense. 2 Includes fuel, light and refrigeration, and the value of housing and fuel received w ith o u t m one y expense. Over this range, which represents an increase of 716 percent in total income,5 total current expenditures rose slightly more than 500 per cent, while the percentage increase in outlay for the individual cate gories varied from 160 for tobacco to increases of more than 2,000 6 Money income increased 684 percent over this range. S U M M A R Y 91 percent in several categories. The percentage increase in the expendi tures for education is so large as to be meaningless and is not shown. In fact, as has been pointed out, there is virtually no expenditure at the lower-income levels and fairly substantial expenditures for private tuition at the higher levels. Among the more important categories of consumption food was least elastic, with an increase in average expenditures of 226 percent, and household operation was the most elastic, .with average outlay rising nearly 2,100 percent. Clothing expenditures increased about 750 percent, at a rate closely similar to that for furnishings and equipment. The manner in which income elasticity in expenditures varied for Providence families in different parts of the income scale is indicated by the lists appearing below, which represent the individual categories arranged according to the percentage increase in average expenditures over the income ranges from $500-$749 to $1,000-$1,249, and from $3,000-$3,499 to $5,000-$7,499. The first range represents an increase in average income of about 75 percent and an increase in total expenditures of 45 percent. The range between the two upperincome groups represents an increase in income of about 85 percent and a rise in total expenditures of nearly 70 percent. $500-$749 to $1,000-$1,249 Food1 ____ _______________________ Housing 2____ _____ ______ _________ Reading________ ______ ___ _________ T o ta l e x p e n d itu r e s __ ____ _ _ ______ _____ Tobacco___ Clothing___________________ ___ . . Personal care. __ ___________________ Transportation other than by auto mobile.* _______ __________ Household operation _ _ _______ Medical care __ ____________________ Contributions and personal t a x e s .__ Recreation _________ Furnishincs and equipment Automobile purchase _ _ ________ ____ Automobile operation __ _ _ Education _ _________________ ______ Percentage increase 22 32 33 45 50 55 56 62 76 104 160 171 360 500 533 9. 900 $3,000-$3,499 to $5,000-$7,499 Tobacco ____________________________ Reading. __________ ______ _________ Food1 ___ ______________ _______ Automobile operation. ________ __ Housing 2________ ________ _____ '___ Transportation other than by auto mobile.- _____________ ______ _____ Personal care____ . . . _____ . . . . __ T o t a l e x p e n d i t u r e s __ _ _______________ Medical care_______________________ _ Clothing_____ _______________________ Recreation ______ __________________ Automobile purchase _______________ Household operation______ ______ Contributions and personal taxes_____ Education___ _________________ __ __ Percentage increase 18 39 40 52 55 58 62 69 76 87 104 111 122 143 800 1 Includes the value of food obtained without money expense. 2 Includes expenditures for fuel, light, and refrigeration, and the value of housing and fuel obtained with out money expense. It will be seen from these lists that at the lower level of income expenditures for most of the categories increased more rapidly than total expenditures for current living, while in the upper range about half increased more slowly and half more rapidly. One of the most striking changes in elasticity between the lower income range and the upper appears in the case of automobile pur chase and operation expenditures. Since comparatively few families at the $500 to $750 level reported automobile ownership, the rise in average outlay for automobile purchase operation between that level and the $1,000 to $1,250 level was over 500 percent. In the upper 92 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S range, which represented a slightly greater relative increase in income, average expenditures for automobile purchase rose 111 percent and for automobile operation, only 52 percent. For most of the smaller categories of expenditure elasticity was less in the upper part of the income scale than in the lower, but for housing, household operation, clothing, and even food, elasticity was somewhat greater in the upper range. The growth with income in average expenditures by Providence families for the main categories is shown graphically in figures 6 and 7. These figures indicate both the level of outlay and the relative increase in different parts of the income scale.6 The relatively small increases for both food and housing noted in chapters III and IV are emphasized in figure 6. Among the other categories a number show relative increases that are closely similar. All categories of expendi ture showed a clear tendency toward a relatively slower increase at the higher income levels, although this is least marked with respect to contributions and personal taxes. The flattening of the curves in the upper part of the income scale reflects the growing importance of various forms of savings with increase in income. E x p en d itu r e s at su ccessive in com e levels .— As already indicated, data for individual families reveal great differences among families both in the level of spending and in its apportionment among consumption goods and services. When families are classified into groups that are homogeneous in certain established respects, however, their average expenditures assume such regularity of design that it becomes pos sible to speak of the “ patterns” of expenditures at successive income levels in the communities studied. The designs become especially apparent when all families studied are grouped into a few 'broad income classes, and the patterns of expenditures are compared for families at each of these economic levels. (See table 39). Among families with incomes under $1,000 in all three city units, food and home maintenance together absorbed between 80 and 90 percent of total income.7 If expenditures for clothing and personal care are added to those for food and home maintenance, the average outlay for these categories by families in this income group accounted for approximately 95 percent of income in Providence and the small cities, while in Haverhill-New Britain the amount so spent slightly exceeded total income. Thus, even in the two former communities, not more than 5 percent of income remained for all other categories, in cluding medical care, transportation, contributions and personal taxes, recreation, reading and other miscellaneous items. It is not surpris ing, therefore, that these families were unable to supply all of their current needs out of income, but reported fairly substantial deficits. * Average expenditures were smoothed and plotted on double logarithmic paper. 7 Figures for income and expenditures both include the money value of housing, food, and fuel obtained without money expense in the year of the survey. 93 SUM M ARY Fig . 6 RELATIVE CHANGES IN SPECIFIED CATEGORIES OF E XP E N D ITU R E WITH CHANGES IN INCOME PROVIDENCE, 1 9 3 5 - 1 9 3 6 NONRELIEF W HITE FAMILIES INCLUDING HUSBAND AND WIFE BOTH NATIVE BORN A N N U A L EXPENDITURE (In Dollars ) A N N U A L EXPENDITURE (in Dollars ) The slopes o f the lines show the percent increase in expenditure corresponding to the percent increase in income. A slope greater than that o f a 4 5 degree tine represents a gain in the specified kind o f expenditure relatively greater than the gain in income^ a slope less than that o f a 4 5 degree tine represents a gain relatively smaller. U. S. BUREAU OF LABOR STATISTICS 94 FAMILY EXPENDITURES IN NEW ENGLAND CITIRS SUM M ARY T able 95 39 . — Percentage d istribu tion o f adjusted f a m i ly in com e 1 PROVIDENCE Percentage of adjusted family income Income class $500-$999__________________ $1,000-$1,999_______________ $2,000-$2,999_______________ $3,000-$4,999_______________ $5,000 and over___ ______ Total adjust Total ed money income value of current living $819 1,447 2, 394 3, 712 7,673 111.1 104.8 96.1 88.8 82.6 Food 46.1 37.4 29.2 23.1 17.4 Cloth Home ing and Trans main porta person tenance tion al care 38.7 34.4 31.9 30.5 29.0 10.2 11.3 11.5 10.8 9.7 Contri Medi butions cal and per Other care sonal taxes 4.6 8.0 9.7 9.2 7.5 3.5 4.1 3.7 3.4 3.0 1.7 2.8 3.5 4.4 7.1 6.3 6.8 6.6 7.4 8.9 10.2 11.4 11.0 10.2 4.3 7.9 11.6 10.6 3.8 4.9 3.5 2.7 1.9 2.7 3.1 6.6 6.9 6.9 6.6 6.1 8.5 10.1 10.8 10.2 5.1 8.0 10.1 10.6 5.1 4.7 4.9 4.0 2.8 3.1 3. 7 4.8 6.8 7.1 7.2 7.8 M ID D LE-SIZED CITIES $250-$999__________________ $1,000-$1,999______________ $2,000-$2,999_______________ $3,000 and over____________ $799 1, 456 2, 321 4,488 117.8 104.5 94.7 84.1 45. 5 33.8 27.8 18.4 45.2 36.9 31.1 29.5 SM A LL CITIES $250-$999___________________ $1,000-$1,999_______________ $2,000-$2,999_______________ $3,000 and over_______ ... $847 1,472 2,333 4,002 115.1 101.9 95. 7 85.8 42.9 33.4 27.6 20.0 43.9 35.5 31.4 28.4 1 See glossary, appendix B, for definition of the items included in each category. In succeeding incom e groups food and hom e m aintenance took steadily decreasing proportions of total incom e. T h is relative decline was balanced in part b y decreasing deficits, or, at the higher levels, b y increasing surpluses, and in part b y relative increases in am ounts spent for the sm aller categories, such as transportation, clothing, recreation, and contributions and personal taxes. A verage total expenditures were still in excess of incom e, how ever, in the group w ith incom es of $ 1 ,0 0 0 to $ 2 ,0 0 0 , b u t above th at level savings gained steadily in average size, and accounted for approxim ately 18 percent of incom e am ong Providence fam ilies receiving $ 5 ,0 0 0 and over. In this latter group, as am ong fam ilies w ith incom es of $ 3 ,0 0 0 or over in the other two city units, food and hom e m aintenance took less than half of incom e. O n the whole, for com parable incom e groups, b oth the level of spending and its apportionm ent in different parts of the incom e scale were sim ilar in the three N e w E n glan d city units. F ood and clothing each tended to h ave sligh tly less relative im portance in the sm all cities than in the larger com m unities and m edical care a little m ore. A u to m o b ile ownership was less frequent and expenditures for au to m obile operation were sm aller in Providence than in the other cities, thus reflecting the generally observed relationship between city size and autom obile expenditures. Expenditures for clothing first in creased and then tended to decline as a percentage of total expendi tures in each of the city units. 96 FAMILY EXPENDITURES IN NEW ENGLAND CITIES T h e expenditure d ata for the N e w E n g la n d cities included in the present stu d y show clearly th at both in the level of spending and in the relative im portance o f the several categories fa m ily incom e is m u ch m ore determ inative than are other factors represented in the foregoing analysis. W h ile size of city exerted a m o d ify in g influence on som e portions of the fa m ily budget, such as on food and au to m obile expense, it rather surprisingly appeared w ith ou t significant influence on such a category as housing in these com m unities, in spite of the general belief th at housing costs vary directly w ith city size. TABU LAR SUM M ARY T h e data presented in the follow ing tables sum m arize, b y m ajor groups, the expenditures of n ative w hite fam ilies living in Providence, R . I ., in a m iddle-sized city tabulation unit com prising H averhill, M a s s ., and N e w B ritain , C o n n ., and in a sm all city unit com prising Greenfield, M a s s ., W a llin g fo rd and W illim a n tic, C o n n ., and W e s t brook, M a in e . T h e data on expenditures were obtained only from nonrelief w hite fam ilies containing husband and wife, b oth n ative born. N o t all fam ilies m eeting these qualifications were scheduled, b u t the n um ber of eligible fam ilies in the different incom e, occupa tional, and fa m ily typ e groups is given in colum n 2 o f all tables in order to show their relative frequency in the com m u n ity. (See statem en t in section on sam pling, appendix A , regarding the “ eligible” sam ple.) D u e to the infrequency of fam ilies in the business and professional categories at the lower incom e levels, and of fam ilies in the wage-earner and clerical groups at the upper incom e levels, d ata presented for “ A ll fam ilies” and for fam ilies of each typ e include the different occupa tional groups at the follow ing incom e levels: Occupational group Providence 2 middle-sized cities 4 small cities Wage earner ________________________________________ Clerical.. ____________________________ ____________ Business and professional______ _______________ _____ $500-$2,999 $750-$2,999 $1,250 and over $250-$2,499 $500-$2, 499 $1,000 and over $250-$2,499 $500-$2,499 $1,000 and over D a ta for “ A ll fam ilies” and for each occupational group include fa m ily types I through V . D a t a for “ A ll fam ilies” are w eighted according to the frequency in the eligible sam ple of the occupational groups and the fa m ily types. D a t a for the occupational groups are w eighted b y the frequency o f the fa m ily typ es, and d ata for the fa m ily types are w eighted b y the frequency of the various occupational groups at the incom e levels where th ey are represented (see section on sam pling, appendix A ) . A verages are in all cases, except as indi cated in table 1 - A , based on the n um ber o f fam ilies reporting expendi tures, whether or n ot they reported expenditure for the particular item . 97 CONTENTS Page Table number and title 1. B alance of F amily I ncome and E xpenditure : Num ber of eligible families, number reporting expendi tures, average net money and nonmoney income, average money expenditure for family living, net surplus or deficit, and balancing difference, by occupa tion, family type, and income, in 1 year, 1935-36____ 1-A . N et Surplus or D eficit : Percentage of families having a surplus or deficit, and average amounts reported, by occupation, family type, and income, in 1 year, 1935-36 2. S ummary of F amily E xpenditure : Average money expenditure for specified groups of goods and services, by occupation, family type, and income, in 1 year, 1935-36_______________ ___ ___ ____________________ 3. F ood : Average value of all family food, money ex penditure for food at home and away from home, average value of food home-produced or received as gift or pay, and money expense per meal per food expenditure unit, by occupation, family type, and income, in 1 year, 1935-36 4. H ousing : Average value of housing secured with and without money expenditure, by occupation, family type, and income, in 1 year, 1935-36 4—A. M oney E xpenditure for F amily H ome by Owners and R enters , and F acilities I ncluded in R ent for F amily H ome : By occupation, family type, and income, in 1 vear, 1935-36 5. H ousehold Operation : Average money expenditure for groups of items of household operation and per centage distribution of such expenditure, by occupa tion, family type, and income, in 1 year, 1935-36____ 6. C lothing : Average money expenditure for clothing for husband and wife and other family members, and percentage distribution of such expenditure, by occupation, family type, and income, in 1 year, 1935-36_______________________________ 7. Personal Ca r e : Average money expenditure for toilet articles and preparations, and services, and percent age distribution of such expenditure, by occupation, family type, and income, in 1 year, 1935-36 8. A utomobile Operation a n d Purchase : Percentage of families owning and purchasing automobiles, average money expenditure for all families for opera tion and purchase, by occupation, family type, and in come, in 1 year, 1935-36 _ 9. R ecreation : Average money expenditure for recrea tion of specified types, by occupation, family type, and income, in 1 year, 1935-36 98 4 small Provi 2 middlesized cities dence cities 99 140 170 101 142 172 103 144 174 114 152 180 117 154 182 120 156 184 123 158 186 126 160 188 129 162 190 132 164 • 192 135 166 194 TA B U L AR S U M M A R Y 99 P R O V ID E N C E , R . I. T able 1.— B a la n c e o f f a m i l y in c o m e a n d e x p e n d it u r e : N u m b er o f eligible fa m ilie s , num ber reporting ex p en d itu res, average net m o n e y and n o n m o n e y in co m e, average m o n e y expen ditu re f o r f a m i ly livin g, net su rp lu s or deficit, and balancing difference, by o ccu p ation , f a m i ly typ e, and in co m e , in 1 yea r, 1 9 8 5 - 8 6 [White nonrelief families including husband and wife, both native born] Number of Occupational group, family type, and income class Average net income ReportEligible1 penditures (1) (3) (2) Total Non M oneya money from housing3 (4) (5) (6) Average Average Average money net sur net bal expendi plus or ancing ture for deficit differ family ence® (-)« living * (7) (8) (9) A l l fa m ilie s $500-$749___________________ $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000-$3,499_______________ $3,500-$3,999_______________ $4,000-$4,999_______________ $5,000-$7,499_______________ $7,500 and over_________ - _ 560 1, 236 1,498 1,660 1, 254 1,294 946 604 774 342 196 210 244 160 30 64 82 138 133 167 133 104 135 69 41 46 49 25 $649 852 1,113 1,362 1, 599 1,869 2,123 2, 375 2, 693 3,209 3, 736 4, 441 5, 977 10,170 $635 847 1,104 1,338 1,574 560 960 1,124 1,014 684 700 360 212 178 30 34 49 51 35 49 41 31 24 276 374 428 358 330 318 180 216 3, 607 4, 218 5,684 9, 709 $14 5 9 24 25 29 39 68 84 87 129 223 293 461 $764 920 1,177 1,362 1, 619 1, 853 2,076 2,174 2,438 2, 883 3,000 3,694 4, 710 7,811 -$116 -6 1 -5 9 -7 -3 0 6 33 136 189 248 630 508 996 1,919 —$13 —12 —14 —17 -1 5 —19 -2 5 —3 —18 -9 -2 3 16 -2 2 -2 1 650 848 1,114 1,368 1,602 1,870 2,141 2, 363 2,719 636 844 1,108 1,337 1,575 1,857 2,070 2,297 2, 619 14 4 6 31 27 13 71 66 100 765 904 1,190 1,332 1,632 1,843 2,116 2,143 2, 393 -116 -4 8 -6 8 22 -4 6 28 -2 6 146 244 —13 —12 —14 —17 -1 1 -1 4 —20 8 -1 8 30 33 37 44 36 32 24 28 868 1,109 1,346 1,593 1, 874 2,118 2, 380 2,644 860 1,095 1,343 1, 566 1, 834 2,119 2, 305 2, 561 8 14 3 27 40 -1 75 83 980 1,141 1,436 1,569 1,869 2, 099 2,163 2,465 -107 -3 2 -6 9 15 -9 65 141 108 —13 —14 -2 4 -1 8 -2 6 -4 5 1 -1 2 114 90 114 108 60 136 80 52 66 102 62 25 19 25 16 12 33 21 12 16 20 10 1, 347 1, 595 1, 863 2, 094 2, 385 2, 694 3,238 3, 739 4, 417 5,879 11, 001 1,307 1,586 1, 779 2,064 2, 360 2, 607 3, 254 3, 517 4,150 5,427 10,464 40 9 84 30 25 87 -1 6 222 267 452 537 1, 347 1, 632 1,881 1,984 2,158 2, 368 3,209 2,958 3, 539 4, 389 7, 272 -3 7 -2 8 -7 9 72 212 257 54 541 606 1,098 3, 220 -3 -1 8 -2 3 8 -1 0 -1 8 -9 18 5 -6 0 -2 8 48 68 82 90 96 150 152 104 96 92 82 12 20 26 22 24 28 25 19 16 13 12 1, 358 1, 584 1,829 2, 052 2, 309 2, 676 3,156 3, 653 4, 336 5, 933 8,598 10 16 59 69 32 45 81 171 36 360 1,364 1, 702 1,844 2,029 2, 324 2, 589 2,855 3,081 3, 899 4, 995 7,535 1 -101 -3 38 -3 115 322 617 421 908 1, 093 _7 -1 7 -1 2 -1 5 -1 2 -2 8 -2 1 -4 5 16 30 -3 0 1,840 2,084 2, 307 2, 609 3,122 O c c u p a tio n a l g r o u p : W a g e ea rn er $500-$749___________________ $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499_______________ $1,500-11,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ C le r ic a l $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ In d e p e n d e n t b u sin ess a n d p r o fes sio n a l $1,250-$1,499_______________ $l,50O-$l,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000-$3,499_______________ $3,500-$3,999_______________ $4,000-$4,999_______________ $5,000-$7,499_______________ $7,500 and over____ _______ S a la ried b u s in e s s $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000-$3,499_______________ $3,500-$3,999_______________ $4,000-$4,999_______________ $5,000-$7,499_______________ $7,500 and over____ ___ See p. 138 for notes on this table. 1, 358 1, 594 1, 845 2, 111 2,378 2, 708 3, 201 3, 734 4, 507 5, 969 8, 958 1 FAMILY EXPENDITURES IN NEW ENGLAND CITIES 100 P R O V ID E N C E , R . I . T able 1.— B a la n c e o f f a m i l y in c o m e a n d e x p e n d it u r e : N u m b er o f eligible fa m ilie s , num ber reporting ex p en d itu res, average net m o n e y and n o n m o n e y in co m e, average m o n e y expen d itu re f o r f a m i l y living, net su rp lu s or deficit, and balancing difference, by occup ation , f a m i ly typ e, and in co m e, in 1 yea r, 1 9 3 5 - 3 6 — Continued Number of families Occupational group, family type, and income class (1) Average net income Average Average Average money net sur net bal expendi plus or ancing Non differ money ture for deficit family Money ence (-) from housing living Eligible Report ing ex pendi tures Total (2) (3) (4) (5) (6) (7) (8) (9) S a la rie d p r o fe s s io n a l $1,250-$1,499_________ ______ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499........................ 56 54 68 70 56 13 15 31 22 13 $1,389 1, 613 1,868 2,111 2,386 $1, 350 1,598 1, 820 2, 067 2, 290 $39 15 48 44 96 $1, 363 1, 671 1,848 1,972 2,084 —$3 -3 5 -4 121 243 -$ 1 0 -3 8 -2 4 -2 6 -3 7 $2,500-$2,999_______ ____ _ $3,000-$3,499_______________ $3,500-$3,999_______________ $4,000-14,999_______ _____ $5,000-$7,499_______________ $7,500 and over_____________ 94 110 40 48 50 16 22 23 10 14 16 3 2,730 3,203 3, 734 4,341 6,196 13,156 2,593 2,982 3, 602 4, 072 5, 756 12, 471 137 221 132 269 440 685 2, 318 2, 688 2, 840 3,497 4, 848 11, 316 294 287 782 546 945 1,108 -1 9 7 -2 0 29 -3 7 47 204 392 490 520 412 372 312 160 232 100 56 48 64 32 10 17 18 33 32 32 37 22 36 17 12 8 10 6 657 842 1,111 1,363 1,608 1,866 2,106 2,383 2,685 3,259 3,732 4,681 5, 729 10,991 621 825 1,091 1,340 1,576 1,839 2,068 2, 324 2, 597 3,131 3,667 4, 302 5,514 10,659 36 17 20 23 32 27 38 59 88 128 65 379 215 332 718 832 1,165 1,337 1, 567 1,893 2,081 2, 226 2,430 2,642 3,109 3, 562 4, 469 7, 751 -8 2 (*) -6 0 15 23 -3 7 6 117 189 477 613 768 1,058 2,946 -1 5 -7 -1 4 -1 2 -1 4 -1 7 -1 9 -1 9 -2 2 12 -5 5 -2 8 -1 3 -3 8 252 574 642 654 436 546 312 198 234 112 64 66 82 38 9 25 36 62 55 75 56 39 43 27 17 21 17 6 642 851 1,114 1,358 1,591 1,866 2,132 2,384 2,702 3,164 3, 759 4,367 6,110 9,034 642 851 1,114 1,335 1,586 1,854 2,081 2,337 2, 614 3,112 3,609 4,309 5,871 8,574 23 5 12 51 47 88 52 150 58 239 460 771 889 1,184 1,382 1,553 1,857 2,061 2, 202 2, 348 2,851 3,145 3,867 4,785 6,693 —116 —24 —59 -2 8 32 19 47 140 264 291 479 423 1,077 1,971 —13 —14 —11 -1 9 1 -2 2 -2 7 -5 2 -3 0 -1 5 19 9 -9 0 104 270 366 486 406 376 322 246 308 130 76 96 98 90 11 22 28 43 46 60 40 43 56 25 12 17 22 13 654 874 1,115 1,365 1,599 1,877 2,129 2,362 2,692 3, 213 3,718 4,372 6,030 10,356 648 874 1,107 1,339 1,562 1,823 2,101 2, 271 2,613 3,126 3, 559 4,112 5,641 9,849 8 26 37 54 26 91 79 87 159 260 389 507 839 1,117 1,185 1,362 1,744 1,809 2,086 2,118 2,511 3,099 2,795 3,640 4,808 8, 304 -182 —229 -5 8 -2 -149 28 44 146 133 35 771 436 886 1,531 -9 —14 -2 0 -2 1 -3 3 -1 4 -2 9 7 -3 1 -8 -7 36 -5 3 14 F a m ily ty p e : Type I $500-$749___________________ $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000-$3,499_______________ $3,500-$3,999_______________ $4,000-$4,999_______________ $5,000-$7,499_______________ $7,500 and over_____________ T y p e s I I and I I I $500-$749_____________ _____ $750-$999___________________ $1,000-$1,249__________ $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000-$3,499_______________ $3,500-$3,999_______________ $4,000-$4,999_______________ $5,000-$7,499_______________ $7,500 and over_____________ T y p e s I V and V $500-$749___________________ $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-12,999_______________ $3,000-$3,499________ _______ $3,500-$3,999_______________ $4,000-$4,999_____ _____ ____ $5,000-17,499_______________ $7,500 and over___________ _ 6 •Average amounts of less than $1 and percentages of less than 0.1 are not shown. TABULAR SUMMARY 101 P R O V ID E N C E , R . I. 1 - A .— N e t s u r p lu s o r d e f ic it: Percentage o f fa m ilie s having a su rp lu s or deficit , and average a m ounts reported , b y o ccu p ation , f a m i ly t y p e , and in co m e , in 1 ye a r , 1 9 3 5 —3 6 1 T able [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and income class Eligible Report ing ex pendi tures (2) (3) 0) Average net sur plus or deficit (-) (4) Percentage of fami Average amount for lies having 3— families having 3— Surplus Deficit Surplus Deficit (6) (6) (7 ) (8) A l l fa m ilie s $500-$749____________ ____ _ $750-$999_____________________ $1,000-$1,249_____ ____________ $1,250-$1,499__............................ $1,500-$1,749_________ ____ _ $1,750-$1,999______ _____ _____ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________ _____ $3,500-$3,999_______ __________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over_______________ O c c u p a tio n a l g r o u p : earn er 560 1,236 1,498 1, 660 1, 254 1,294 946 604 774 342 196 210 244 160 30 64 82 138 133 167 133 104 135 69 41 46 49 25 -116 -6 1 -5 9 -7 -3 0 6 33 136 189 248 630 508 996 1,919 14 57 43 62 57 62 71 78 76 82 96 91 94 88 79 43 49 35 36 37 26 20 20 16 4 7 6 12 $36 53 73 96 146 153 169 260 348 427 690 623 1,114 2,198 $153 211 182 190 314 241 345 325 361 681 682 770 914 226 560 960 1,124 1,014 684 700 360 212 178 30 34 49 51 35 49 41 31 24 -116 -4 8 -6 8 22 -4 6 28 -2 6 146 244 14 61 39 71 56 63 64 84 80 79 39 56 29 35 36 32 16 8 36 54 72 103 153 178 160 242 392 153 208 170 170 375 236 409 350 861 276 374 428 358 330 318 180 216 30 33 37 44 36 32 24 28 -107 -3 2 -6 9 15 -9 65 141 108 42 55 45 63 63 73 90 72 58 28 49 35 37 21 10 28 48 71 82 146 117 141 205 307 217 254 215 218 224 412 114 90 114 108 60 136 80 52 66 25 19 25 16 12 61 69 50 82 66 79 69 83 88 90 100 35 31 50 18 25 18 31 17 12 10 90 260 120 358 300 719 138 142 752 665 1,242 423 55 40 67 76 55 64 85 100 92 W age $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999______ ______ ____ $2,000-$2,249__________ _____ _ $2,250-$2,499__________________ $2,500-$2,999__________ _____ _ C le r ic a l $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999_____ ____ _______ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 181 444 In d e p e n d e n t b u sin es s a n d p ro fessio n a l $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249_______ ______ — . $2,250-$2,499__________________ $2,500-$2,999_____________ _____ $3,000-$3,499______ ____ _______ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499_____________ ____ $7,500 and over _____ _______ 102 20 62 10 -3 7 -2 8 -7 9 72 212 257 54 541 606 1,098 3, 220 48 68 12 20 1 -101 82 90 96 150 152 104 96 92 82 26 22 24 28 25 19 - 3 33 21 12 16 139 252 374 357 418 783 858 1,274 3,220 S a la rie d b u s in e s s $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499_____ ____________ $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999 _ $4,000-$4,999__________________ $5,000-$7,499 _ ___ $7,500 and over_______________ See p. 138 for notes on this table. 16 13 12 1 38 - 3 115 322 617 421 9Q8 1,093 100 78 45 44 33 24 36 33 15 8 22 53 83 120 207 264 339 435 617 481 908 1,473 62 306 256 490 412 302 322 278 223 102 F A M IL Y E X P E N D IT U R E S IN NEW E N G L A N D C IT IE S P R O V ID E N C E , R . I. T a b l e 1—A . — N e t s u rp lu s o r d e fic it: P ercentage o f fa m ilie s having a su rp lu s or deficit, and average a m ounts reported, by o ccu p ation , f a m i ly typ e, and in c o m e , in 1 yea r, 1 9 3 5 - 3 6 — Continued Number of families Occupational group, family type, and income class (1) Eligible Reporting expenditures (2) (3) Average net surplus or deficit (-) (4) Percentage of fami Average amount for lies having— families having— Surplus Deficit Surplus Deficit (5) (6) (7) (8) S a la ried p r o fe s s io n a l $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999______ _____ _____ $3,000-$3,499_____ ____ _______ $3,500-$3,999__________________ $4'000-$4'999__________________ $5,000-$7,499__________________ $7,500 and over_______________ 56 54 68 70 56 94 110 40 48 50 16 13 15 31 -3 -3 5 -4 13 243 22 294 287 782 546 945 1,108 22 23 10 14 16 3 121 51 38 66 84 67 28 56 34 16 33 $67 153 119 168 440 $134 166 246 134 150 89 87 11 8 184 964 92 93 356 421 782 595 7 100 100 1,200 2,493 10 120 110 1,108 F a m ily ty p e : T y p e I 10 20 $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 204 392 490 520 412 17 18 33 32 -8 2 (*) -6 0 15 23 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ 372 312 160 232 32 37 -3 7 22 36 17 53 70 70 71 90 47 30 25 100 117 189 477 $3,500-$3,999__________________ $4,000-$4,999__________________ ________ $5,000-$7,499______ $7,500 and over______ ____ __ _ 56 48 64 32 12 8 10 6 613 768 1.058 2,946 100 100 100 94 6 $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 252 574 642 654 436 9 25 36 62 55 -116 -2 4 -5 9 -2 8 32 62 52 59 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499_____ , ___________ $2,500-$2,999__________________ $3,000-$3,499__________________ 546 312 198 234 75 56 39 43 27 19 47 140 264 291 17 479 423 1,077 1,971 100 6 61 23 68 66 70 39 58 29 25 72 83 129 138 198 137 251 272 327 410 556 301 493 448 510 230 666 194 68 89 38 44 40 31 81 38 76 62 158 141 128 226 162 244 63 67 80 85 82 37 29 17 13 18 136 196 226 325 444 183 289 247 20 10 222 768 1,058 2,946 T y p e s I I and I I I $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over__ _ __________ T ypes I V 112 64 66 82 38 21 17 6 11 85 94 15 -149 9 39 52 60 37 73 61 48 35 53 100 6 479 541 1,199 1, 971 100 396 248 864 and V 11 22 $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 104 270 366 486 406 28 43 46 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ 376 322 246 308 130 60 40 43 56 25 28 44 146 133 35 70 77 81 71 76 $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over_______________ 76 96 98 90 12 771 436 93 90 91 80 17 22 13 -182 -229 -5 8 -2 886 1, 531 •Average amounts of less than $1 and percentages of less than 0.1 are not shown. 11 59 61 103 136 251 413 188 181 375 27 14 19 26 139 105 250 324 294 244 257 281 371 936 7 899 594 1,078 1,981 985 1, 707 968 225 20 6 9 20 P R O V ID E N C E , R . I. T a b l e 2 .— S u m m a r y o f f a m i l y e x p e n d itu r e : Average m on ey expenditure fo r specified groups o f goods and services, by occupation, f a m i ly 113991 ty p e , and incom e, in 1 yea r, 1 9 3 5 - 3 6 [White nonrelief families, including husband and wife, both native born] Number of families Occupational group, family type, and income class (2) (3) (4) Household operation Total Food Hous ing a Fuel, light, and refrig eration (5) (6) (7) (8) Fur nish Auto ings Cloth mo and ing bile* Other equip ment 19) (10) 01) (12) Other trans porta tion Per sonal care (13) (14) Con For tribu Medi tions Recre To Read mal Other cal and ation* bacco ing edu per items care cation sonal taxes 5 (15) (16) (17) (18) (19) (20) (21) Average money expenditure in dollars A l l fa m ilie s $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ $1,500-$1,749________ 560 1,236 1,498 1, 660 1, 254 30 64 82 138 133 3.1 3.2 3.2 3.2 3.3 764 920 1,177 1,362 1,619 316 361 436 519 569 170 190 224 237 278 $1,750-$1,999............ $2,000-$2,249________ $2,250-$2,499________ $2,500-12,999 _______ $3,000-$3,499________ 1,294 946 604 774 342 167 133 104 135 69 3.3 3.3 3.4 3.4 3.3 1,853 2,076 2,174 2,438 2,883 605 670 $3,500-$3,999________ $4,000-$4,999________ $5,000-$7,499________ $7,500 and over .. 196 41 46 49 25 3.4 3.4 3.5 3.9 3,000 3,694 4, 710 7, 811 210 244 160 21 139 25 37 49 61 5 17 23 28 40 708 790 299 340 334 384 501 154 169 169 192 192 71 93 107 143 198 778 973 1.107 1, 585 452 536 663 903 206 235 252 375 202 668 80 90 117 121 245 440 989 60 67 93 6 24 30 28 30 57 46 69 7 16 19 29 45 167 170 184 241 265 28 33 37 36 36 37 41 44 47 50 72 78 99 93 119 55 62 71 73 46 50 48 56 60 269 375 451 537 49 56 57 137 54 69 81 113 132 139 159 166 245 436 64 151 48 63 47 60 89 173 208 236 258 294 77 57 341 432 549 810 88 254 120 22 16 19 25 30 34 30 44 72 94 13 17 21 210 260 120 29 33 31 36 68 71 88 9 11 12 16 17 19 (*) (*) 10 1 2 3 7 16 26 30 47 67 71 89 20 20 6 20 23 28 14 17 100 120 28 32 39 52 33 65 153 322 154 239 292 923 1 2 9 8 6 5 2 1 10 TABULAR SUM M ARY (1) Eligi ble Aver age num ber of Report ing ex persons per pendi family tures 4 2 7 12 27 See p. 138 for notes on this table. •Average amounts of less than $1 and percentages of less than 0.1 are not shown. O CO P R O V ID E N C E , R . I. T a b l e 2 ,— S u m m a r y o f fa m ily ex pen ditu re: A verage m on ey expenditure f o r specified groups o f goods and services, by occup ation , f a m i l y ty p e , and in co m e, in 1 yea r, 1 9 3 5 - 8 6 — Continued Occupational group, family type, and income class (1) Eligible (2) (3) (4) Household operation Total Food Hous ing (5) (6) (7) Fuel, light, and refrig eration (8) nishOther ings Cloth Auto trans mo porta and ing bile equip tion Other ment Per sonal care (ID (14) (9) (10) (12) (13) Con For- tribu tions Other Medi Recre To Read- mal and cal ation bacco ing edu per items care cation sonal taxes (15) (16) (17) (18) (19) (20) (21) Percentage of total money expenditures A l l fa m ilie s $500-$749— _ $750-$999----$1,000-$1,249_ $1,250-$1,499_ $1,500-$1,749_ 560 1,236 1,498 1,660 1,254 30 64 82 138 133 3.1 3.2 3.2 3. 2 3.3 100.0 100.0 100.0 100.0 100.0 41.4 39.3 37.1 38.1 35.1 22.3 20.7 19.0 17.4 17.2 10. 5 9.8 10.0 8.9 8.6 2.7 2.7 3.1 3.6 3. 8 0.6 1.8 2.0 2.1 2. 5 7.8 7.3 7.9 8.8 9.3 0.8 3.2 3.7 5.2 5.8 1.8 1.8 1.8 2.1 2.1 2.1 2.2 2.1 3.7 3.3 4.8 3.4 4.3 0.9 1.7 1.6 2.1 2.8 2.9 3.2 2.8 2.3 2.2 1.2 1.2 1.0 1.2 1.0 0.1 .1 .2 $1,750-$1,999_ $2,000-$2,249_ $2,250-$2,499_ $2,500-$2,999. $3,000-$3,499_ 1,294 946 604 774 342 167 133 104 135 69 3.3 3.3 3. 4 3. 4 3.3 100.0 100.0 100.0 100.0 100. 0 32.7 32.2 30.7 29.0 27.4 16.1 16.4 15.4 15.7 17.4 8.3 8. 1 7.8 7. 9 6.6 3.8 4. 5 4.9 5. 9 6.9 2.6 3.0 2. 2 2. 5 3.1 9.3 10.0 10.8 10.6 10.2 9.0 8.2 8.5 9.9 9.2 1.5 1.6 1.7 1.5 1.2 2.0 2.0 2.0 1.9 1.7 3. 9 3.8 4.6 3.8 4.1 3.0 3.0 3.3 3.0 4.2 2. 5 2.4 2.2 2.3 2.1 1.0 1.0 .9 .9 1.0 4 3 9 6 6 3.6 3.4 4.1 4.1 4.2 .3 .1 (*) .4 .1 196 210 244 160 41 46 49 25 3.4 3.4 3.5 3.9 100.0 100.0 100.0 100.0 26.0 26.3 23.5 20.3 15.1 14.5 14.1 11.6 6.9 6.4 5.4 4.8 6.7 6.6 9.3 12.7 2.6 1.5 1.9 3.2 11.4 11.7 11.7 10.4 8.9 10.2 9.6 6.9 1.6 1.5 1.2 1. 8 1.8 1.9 1.7 1. 4 4 8 5 3 5.3 4.5 5.2 5.6 9 9 8 7 1.1 1.7 3.2 4.1 5.1 6.5 6.2 11.8 .1 .2 .2 .3 $3,500-$3,999_______ $4,000-$4,999________ $5,000-$7,499__........... $7,500 and over.......... 1.7 1.8 2.1 1.8 1.5 1.1 U .2 .8 .6 .4 FAMILY EXPENDITURES IN NEW ENGLAND CITIES Aver age num ber of Report- persons per ing expendi- family tures Number of families £ Average money expenditure in dollars O c c u p a tio n a l g r o u p : W a g e ea rn er $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ $1,500-$1,749________ 560 960 1,124 1,014 684 30 34 49 51 35 3.1 3.3 3.3 3.3 3.5 765 904 1,190 1,332 1,632 316 360 436 529 592 170 182 224 217 264 80 86 118 117 134 21 25 37 41 53 5 17 25 21 37 61 68 92 119 157 6 29 51 74 72 13 16 21 22 32 16 18 25 30 35 28 30 59 49 77 7 15 18 31 54 22 31 33 28 42 9 10 12 15 17 $1,750 -$1,999_______ $2,000-$2,249_......... $2,250-$2,499________ $2,500-$2,999________ 700 360 212 178 49 41 31 24 3.4 3.5 3.4 3.6 1,843 2,116 2,143 2,393 620 699 686 742 281 314 272 287 150 175 144 196 63 83 96 105 42 67 66 76 179 209 257 275 182 205 177 237 28 31 32 50 35 40 40 47 62 88 84 118 51 63 89 70 50 42 52 64 1 1 2 4 10 15 27 27 52 19 21 19 22 10 6 17 5 71 72 111 93 (*) 1 1 11 10 10 (*) 1 1 6 Percentage of total money expenditures 560 960 1,124 1,014 684 30 34 49 51 35 3.1 3.3 3.3 3.3 3.5 100.0 100.0 100.0 100.0 100.0 41.3 39.8 36.6 39.7 36.4 22.2 20.1 18.8 16.3 16.2 10.5 9.5 9.9 8.8 8.2 2.7 2.8 3.1 3.1 3.2 0.6 1.9 2.1 1.6 2.3 8.0 7.5 7.7 8.9 9.6 0.8 3.2 4.3 5.5 4.4 1.7 1.8 1.8 1.6 2.0 2.1 2.0 2.1 2.3 2.1 3.7 3.3 5.0 3.7 4.7 0.9 1.7 1.5 2.3 3.3 2.9 3.4 2.8 2.1 2.6 1.2 1.1 1.0 1.1 1.0 (*) 0.1 .1 .2 .2 1.3 1.7 2.3 2.0 3.2 0.1 .1 .9 .8 .6 $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ 700 360 212 178 49 41 31 24 3.4 3.5 3.4 3.6 100.0 100.0 100.0 100.0 33.7 33.0 32.0 31.0 15.3 14.8 12.7 12.0 8.1 8.3 6.7 8.2 3.4 3.9 4.5 4.4 2.3 3.2 3.1 3.2 9.7 9.9 12.0 11.5 9.8 9.7 8.2 9.9 1.5 1.5 1.5 2.1 1.9 1.9 1.9 2.0 3.4 4.1 3.9 4.9 2.8 3.0 4.2 2.9 2.7 2.0 2.4 2.7 1.0 1.0 .9 .9 .5 .3 .8 .2 3.9 3.4 5.2 3.9 (*) (*) (*) .2 Average money expenditure in dollars S U M M A R Y $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ $1,500-$1,749________ TA B U LA R W a g e ea rn er C le r ic a l $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ $1,500-$1,749________ $1,750-$1,999________ 276 374 428 358 330 30 33 37 44 36 3.0 3.1 3.2 3.2 3.4 980 1,141 1,436 1, 569 1, 869 364 434 519 534 598 219 227 285 294 299 103 115 129 146 162 27 37 56 69 78 18 20 46 51 44 64 97 120 132 172 37 24 69 120 150 24 20 30 24 30 20 25 31 32 40 28 52 42 52 94 17 20 25 31 61 24 33 36 29 43 12 13 16 17 19 $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ 318 180 216 32 24 28 3.2 3.5 3.3 2, 2,099 2,163 465 682 671 676 360 366 371 175 173 190 94 100 154 35 40 56 218 235 256 170 176 281 37 37 36 44 44 48 78 114 98 61 50 73 60 41 56 19 20 26 2 1 19 23 32 35 61 2 20 25 62 75 99 (*) (*) (*) 4 1 (*) 1 17 2 1 20 * Average amounts of less than $1 and percentages of less than 0.1 are not shown. O Ox PROVIDENCE, R . I. T able 2.— S u m m a r y o f fa m ily ex pen ditu re: Average money expenditure for specified groups of goods and services, by occupation, fam ily O type , and income , in 1 year , 1 9 3 5 -3 6 — C on tinu ed Occupational group, family type, and income class Aver age num Report ber of Eligi ing ex persons per pendi ble tures family (2) (1) (4) (3) Household operation Total Food Hous ing (5) (6) (7) Fur nish Other ings Cloth Auto mo trans Fuel, ing and porta light, bile tion and Other equip ment refrig eration (8) (9) (10) (ID (12) (13) Per sonal care (14) Medi Recre To Read cal ing ation bacco care (15) (16) (17) (18) Con For tribu tions mal and Other edu per items cation sonal taxes (19) (20) (21) Percentage of total money expenditures C lerica l 30 33 37 44 36 3.0 3.1 3. 2 3.2 3.4 100.0 100.0 100.0 100.0 100.0 37.3 38. 0 36.2 34.1 32.0 22.4 19.9 19.8 18.7 16.0 10.6 10.1 9.0 9.3 8.7 2.8 3.2 3.9 4.4 4.2 1.8 1.8 3.2 3.3 2.4 6.5 8.5 8.4 8.4 9.2 3.7 2.1 4.8 7.7 8.0 2.4 1.8 2.1 1.5 1.6 2.0 2.2 2.2 2.0 2.1 2.9 4.5 2.9 3.3 5.0 1.7 1.8 1.7 2.0 3.3 2.4 2.9 2.5 1.8 2.3 1.2 1.1 1.1 1.1 1.0 (*) (*) (*) 0.1 (*) 1.9 2.0 2.2 2.2 3.3 0.4 .1 (*) .1 .9 $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ 318 180 216 32 24 28 3.2 3.5 3.3 100.0 100.0 100.0 32.4 31.1 27.4 17.2 16.9 15.1 8.3 8.0 7.7 4.5 4.6 6.2 1.7 1.8 2.3 10.4 10.9 10.4 8.1 8.2 11.4 1.8 1.7 1.5 2.1 2.0 1.9 3.7 5.3 4.0 2.9 2.3 3.0 2.8 1.9 2.3 .9 .9 1.0 .1 .9 1.0 3.0 3.5 4.0 .1 (*) .8 Average money expenditure in dollars I n d e p e n d e n t b u sin es s a n d p r o fessio n a l 114 90 114 108 60 25 19 25 16 12 3.0 3.3 3.0 3.2 3.8 1,347 1,632 1,881 1,984 2,158 482 519 557 678 683 229 280 341 319 386 140 149 162 144 193 73 76 87 88 131 22 44 95 157 13 119 171 148 188 214 67 105 162 69 147 18 42 17 27 30 28 36 33 34 55 33 67 66 60 70 22 40 74 45 63 38 34 34 61 58 15 18 18 17 18 1 1 5 6 18 42 50 76 91 77 18 (•) 6 (•) 2 $2,500-$2,999________ $3,000-$3,499________ $3,500-$3,999________ $4,000-$4,999________ $5,000-$7,499________ $7,500 and over_____ 136 80 52 66 102 62 33 21 12 16 20 10 3.2 3.4 3.2 3.4 3.5 3.8 2,368 3,209 2, 958 3, 539 4,389 7, 272 717 858 770 905 1,164 1,606 388 616 395 592 492 788 181 164 214 316 259 335 161 239 252 309 465 978 27 157 98 57 107 305 264 321 332 402 509 732 213 330 226 293 362 474 19 32 52 35 46 81 46 57 54 56 74 100 63 68 128 115 200 212 78 108 102 76 188 439 51 65 81 65 86 76 23 27 25 34 37 36 10 28 62 42 150 336 116 130 162 239 241 756 11 9 5 3 9 18 C IT IE S $1,250-11,499________ $1,500-$1,749 ______ $1,750-$.1,999________ $2,000-$2,249________ $2,250-$2,499_______ ENGLAND 276 374 428 358 330 NEW $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ $1,500-$1,749________ $1,750-$1,999________ F A M I L Y E X P E N D IT U R E S I N Number of families Percentage of total money expenditures In d e p e n d e n t b u sin es s a n d p ro fessio n a l 114 90 114 108 60 25 19 25 16 12 3.0 3.3 3.0 3.2 3.8 100.0 100.0 100.0 100.0 100.0 35.9 31.8 29.6 34.2 31.8 17.1 17.2 18.1 16.1 17.9 10.4 9.1 8.6 7.2 8.9 5.4 4.6 4.6 4.4 6.1 1.6 2.7 5.1 7.9 .6 8.8 10.5 7.9 9.5 9.9 5.0 6.4 8.6 3.5 6.8 1.3 2.6 .9 1.4 1.4 2.1 2.2 1.8 1.7 2.5 2.4 4.1 3.5 3.0 3.2 1.6 2.4 3.9 2.3 2.9 2.8 2.1 1.8 3.1 2.7 1.1 1.1 1.0 .8 .8 0.1 .1 .3 .3 .8 3.1 3.1 4.0 4.6 3.6 1.3 (•) .3 (•) .1 $2,500-$2,999________ $3,000-$3,499________ $3,500-$3,999________ $4,0G0-$4,999________ $5,000-$7,499________ $7,500 and over_____ 136 80 52 66 102 62 33 21 12 16 20 10 3.2 3.4 3.2 3.4 3.5 3.8 100.0 100.0 100.0 100.0 100.0 100.0 30.3 26.7 26.1 25.6 26.6 22.1 16.4 19.2 13.4 16.7 11.2 10.9 7.6 5.1 7.2 8.9 5.9 4.6 6.8 7.4 8.5 8.7 10.6 13.5 1.1 4.9 3.3 1.6 2.4 4.2 11.1 10.0 11.3 11.4 11.6 10.1 9.0 10.3 7.6 8.3 8.2 6.5 .8 1.0 1.8 1.0 1.0 1.1 1.9 1.8 1.8 1.6 1. 7 1.4 2.7 2.1 4.3 3.2 4.6 2.9 3.3 3.4 3.4 2.1 4.3 6.0 2.2 2.0 2.7 1.8 2.0 1.0 1.0 .8 .8 1.0 .8 .5 .4 .9 2.1 1.2 3.4 4.6 4.9 4.1 5.5 6.8 5.5 10.4 .5 .3 .2 .1 .2 .2 1 2 8 10 37 55 52 78 80 1 4 1 5 2 14 14 17 79 126 259 89 129 170 265 344 585 5 2 1 7 19 10 Average money expenditure in dollars S a la r ie d b u s i n e s s $1,250-$1,499________ $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ 48 68 82 90 96 12 20 26 22 24 2.9 3.1 3.2 3.0 3.0 1,364 1,702 1,844 2,029 2,324 527 576 581 570 657 240 310 349 381 364 100 150 148 164 186 52 82 81 125 134 24 34 58 43 49 110 166 164 191 233 84 98 178 190 226 18 24 30 37 45 33 35 37 41 47 49 80 48 62 139 34 33 48 71 80 39 37 48 40 52 15 18 19 23 20 $2,500-$2,999________ $3,000-$3,499________ $3,500-$3,999________ $4,000-$4,999________ $5,000-$7,499________ $7,500 and over___ _ 150 152 104 96 92 82 28 25 19 16 13 12 3.4 3.2 3.4 3.3 3.3 4.0 2,589 2,855 3,081 3,899 4, 995 7, 535 722 793 784 1,050 1,029 1, 560 474 489 516 486 830 994 193 194 201 188 238 385 148 188 188 226 433 1,028 81 69 58 46 73 210 261 296 350 471 587 810 264 219 288 406 536 578 35 36 52 70 60 141 51 52 54 84 87 118 101 140 133 160 219 299 79 138 176 258 313 400 49 66 65 75 61 98 23 30 28 28 40 60 (*) TABULAR SUMM ARY $1,250-$1,499________ $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ * Average amounts of less than $1 and percentages o f less than 0.1 are not shown. O •<! P R O V ID E N C E , R . I. T able 2 . —S u m m a r y o f f a m i l y e x p e n d itu r e : Average m on ey expenditure fo r specified groups o f goods and services, by occup ation, fa m ily typ e, and incom e, in 1 yea r, 1 9 3 5 - 3 6 —Continued Occupational group, family type, and income class (1) Aver age num ber of Total teportEligi ing ex persons per pendi ble tures family (3) (2) (4) (5) Food Hous ing Fuel, light, and refrig eration (6) (7) (8) Fur Other nish Auto ings Cloth mo trans porta ing and bile tion Other equip ment (9) (10) (11) (12) (13) Per sonal care (14) For Medi Recre To Read mal cal ation bacco ing edu care cation (15) (16) (17) (18) (19) Con tribu tions and Other per items sonal taxes (20) (21) Percentage of total money expenditures $1,250-$1,499________ $1,600-$l,749________ $1,750-$1,999________ $2,000-12,249________ $2,250-$2,499________ 48 68 82 90 96 12 20 26 22 24 2.9 3.1 3.2 3.0 3.0 100.0 100.0 100.0 100.0 100.0 38.6 33.9 31.6 28.1 28.3 17.6 18.2 18.9 18.8 15.7 7.3 8.8 8.0 8.1 8.0 3.8 4.8 4.4 6.2 5.8 1.8 2.0 3.1 2.1 2.1 8.1 9.8 8.9 9.4 10.0 6.1 5.7 9.7 9.4 9.8 1.3 1.4 1.6 1.8 1.9 2.4 2.1 2.0 2.0 2.0 3.6 4.7 2.6 3.1 6.0 2.5 1.9 2.6 3.5 3.4 2.9 2.2 2.6 2.0 2.2 1.1 1.1 1.0 1.1 .9 0.1 (*) .1 .4 .4 2.7 3.2 2.8 3.8 3.4 0.1 .2 .1 .2 .1 $2,500-$2,999________ $3,000-$3,499________ $3,500-$3,999________ $4,000-$4,999_:______ $5,000-$7,499__........... $7,500 and over....... . 150 152 104 96 92 82 28 25 19 16 13 12 3.4 3.2 3.4 3.3 3.3 4.0 100.0 100.0 100.0 100.0 100.0 100.0 27.9 27.8 25.5 26.9 20.6 20.7 18.3 17.1 16.7 12.5 16.6 13.2 7.5 6.8 6.5 4.8 4.8 5.1 5.7 6.6 6.1 5.8 8.7 13.6 3.1 2.4 1.9 1.2 1.5 2.8 10.1 10.4 11.4 12.1 11.7 10.7 10.2 7.7 9.3 10.4 10.7 7.7 1.4 1.3 1.7 1.8 1.2 1.9 2.0 1.8 1.8 2.2 1.7 1.6 3.9 4.9 4.3 4.1 4.4 4.0 3.0 4.8 5.7 6.6 6.3 5.3 1.9 2.3 2.1 1.9 1.2 1.3 .9 1.0 .9 .7 .8 .8 .5 .5 .6 2.0 2.5 3.4 3.4 4.5 5.5 6.8 6.9 7.8 .2 .1 (*) .2 .4 1 Average money expenditure in dollars S a la r ie d p r o f e s s i o n a l $1,250-$1,499________ $1,500-$1,749________ $1,750-$1,999_....... . $2,000-$2,249________ $2,250-$2,499________ 56 54 68 70 56 13 15 31 22 13 3.1 2.9 2.8 3.3 3.3 1,363 1,671 1,848 1,972 2,084 416 590 596 582 595 273 316 360 370 356 124 124 161 152 192 70 66 71 103 107 36 16 43 48 30 151 149 155 207 189 60 174 102 133 202 24 15 38 32 50 32 28 38 41 40 64 69 110 75 68 27 35 46 80 68 23 16 37 38 36 12 17 18 20 22 3 1 16 31 55 48 53 54 59 73 $2,500-$2,999....... _ ... $3,000-$3,499________ $3,500-$3,999________ $4,000-$4,999....... . $5,000-$7,499________ $7,500 and over_____ 94 110 40 48 50 16 22 23 10 14 16 3 3.2 3.3 3.5 3.4 3.8 4.2 2.318 2,688 2,840 3,497 4,848 11, 316 683 737 771 912 1,136 1,630 444 434 360 559 706 879 202 210 207 216 264 480 151 182 175 196 405 835 52 68 98 79 77 283 217 273 328 396 563 1,110 154 281 272 427 477 577 36 39 40 54 75 335 44 43 55 59 83 132 64 126 133 129 212 252 60 103 187 105 236 608 60 48 41 56 59 83 21 28 35 37 41 79 14 14 35 70 206 587 113 98 102 191 301 3, 299 (*) 2 3 1 1 3 4 1 11 7 147 FAM ILY EXPENDITURES IN N E W ENGLAND CITIES Household operation Number of families O 00 Percentage of total money expenditures S a la r ie d p r o f e s s i o n a l 56 54 68 70 56 13 15 31 22 13 3.1 2.9 2.8 3.3 3.3 100.0 100.0 100.0 100.0 100.0 30.6 35.3 32.3 29.5 28.6 20.0 18.9 19.5 18.8 17.1 9.1 7.4 8.7 7.7 9.2 5.1 3.9 3.8 5.2 5.1 2.6 1.0 2.3 2.4 1.4 11.1 8.9 8.4 10.5 9.1 4.4 10.4 5.5 6.7 9.7 1.8 0.9 2.0 1.6 2.4 2.3 1.7 2.0 2.1 1.9 4.7 4.1 6.0 3.8 3.3 2.0 2.1 2.5 4.1 3.3 1.7 1.0 2.0 1.9 1.7 0.9 1.0 1.0 1.0 1.1 0.2 .1 .9 1.6 2.6 3.5 3.2 2.9 3.0 3.5 (*) 0.1 .2 .1 (*) $2,500-$2,999________ $3,000-$3,499________ $3,500-$3,999________ $4,000-$4,999________ $5,000-$7,499________ $7,500 and over_____ 94 110 40 48 50 16 22 23 10 14 16 3 3.2 3.3 3.5 3.4 3.8 4.2 100.0 100.0 100.0 100.0 100.0 100.0 29.5 27.5 27.2 26.1 23.5 14.4 19.1 16.2 12.7 16.0 14.7 7.8 8.7 7.8 7.3 6.2 5.4 4.2 6.5 6.8 6.2 5.6 8.4 7.4 2.2 2.5 3.5 2.3 1.6 2.5 9.4 10.2 11.5 11.3 11.6 9.8 6.6 10.4 9.6 12.2 9.8 5.1 1.6 1.5 1.4 1.5 1.5 3.0 1.9 1.6 1.9 1.7 1.7 1.2 2.8 4.7 4.7 3.7 4.4 2.2 2.6 3.8 6.6 3.0 4.9 5.4 2.6 1.8 1.4 1.6 1.2 .7 .9 1.0 1.2 1.0 .8 .7 .6 .5 1.2 2.0 4.2 5.2 4.9 3.6 3.6 5.5 6.2 29.1 .1 .1 (*) .3 .1 1.3 14 19 32 33 56 3 3 1 1 1 78 88 115 123 117 2 1 2 12 8 198 264 329 2,047 27 81 Average money expenditure in dollars F a m ily t y p e : T ype I $500-$749 _________ $750-$999___________ $1,000-$1,249______ $1,250-$1,499 _____ $1,500-$1,749________ 204 392 490 520 412 10 17 18 33 32 2.0 2.0 2.0 2.0 2.0 718 832 1,165 1,337 1,567 298 298 391 494 491 168 180 211 239 277 75 88 116 116 130 13 21 34 55 70 7 19 41 32 49 56 57 74 109 152 (*) 42 58 79 117 10 9 19 29 36 15 17 21 29 30 21 26 101 53 59 5 17 18 29 37 22 26 37 21 43 11 10 11 18 19 $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ $3,000-$3,499________ 372 312 160 232 100 32 37 22 36 17 2.0 2.0 2.0 2.0 2.0 1,893 2,081 2,226 2,430 2,642 517 596 567 603 636 331 368 361 390 460 151 160 156 179 185 80 106 108 140 212 50 111 75 86 94 176 189 230 204 273 259 173 233 372 280 38 29 29 25 19 35 37 38 40 46 60 86 138 91 100 49 64 92 74 120 47 52 61 62 60 20 20 19 24 30 $3,500-$3,999________ $4,000-$4,999________ $5,000-$7,499________ $7,500 and over......... 56 48 64 32 12 8 10 6 2.0 2.0 2.0 2.0 3,109 3, 562 4,469 7, 751 639 984 846 1,192 518 670 710 986 205 166 198 307 198 301 381 918 48 25 116 238 325 285 524 801 459 355 649 304 41 76 58 212 49 75 105 104 125 144 164 104 173 116 266 327 81 57 54 75 31 37 42 55 (*) 1 2 5 2 17 TABULAR SUMM ARY $1,250-$1,499________ $1,500-$1,749________ $1,750-$1,999....... . $2,000-$2,249________ $2,250-$2,499________ 2 7 *Average amounts of less than $1 and percentages of less than 0.1 are not shown. O CO T able 2.— S u m m a ry o f fa m ily e x p e n d itu re : Average m on ey expenditure fo r specified groups o f goods and services , by occupation , fa m ily ty p e , and in co m e , in 1 ye a r , 1 9 3 5 - 3 6 — Continued Occupational group, family type, and income class (2) (3) (4) (5) Food (6) Hous ing Fuel, light, and refrig eration (7) (8) Fur nish Auto Other ings Cloth mo trans ing and bile porta tion Other equip ment (9) (10) (ID 02) (13) Con For tribu Per Medi tions Recre To Read mal cal sonal and Other edu ing ation bacco items care care cation per sonal taxes (14) (15) (16) (17) 08) (19) (20) (21) Percentage of total money expenditures T ype I 2.0 2. 0 2.0 2.0 2.0 100.0 100.0 100.0 100.0 100.0 41.5 35.8 33. 6 36.8 31.2 23.4 21.6 18.1 17.9 17.7 10.4 10.6 10.0 8.7 8.3 1.8 2.5 2.9 4.1 4.5 1.0 2. 3 3. 5 2.4 3.1 7.8 6. 9 6. 4 8.1 9.7 0.1 5.1 5.0 5.9 7.5 1.4 1.1 1. 6 2. 2 2.3 2.1 2.0 1.8 2 2 1.9 2.9 3.1 8. 7 4.0 3.8 0.7 2.0 1. 5 2.2 2.4 3.1 3.1 3.2 1. 6 2.7 1.5 1. 2 .9 1.3 1.2 $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ $3,000-$3,499________ 372 312 160 232 100 32 37 22 36 17 2.0 2.0 2.0 2.0 2.0 100.0 100.0 100.0 100.0 100.0 27.3 28.7 25.5 24.9 24.1 17.5 17.7 16.2 16.0 17.5 8.0 7.7 7.0 7.4 7.0 4.2 5.1 4.9 5.8 8.0 2.6 5.3 3.4 3.5 3.6 9. 3 9.1 10.3 8.4 10.3 13.7 8.3 10.4 15.3 10.6 2.0 1.4 1.3 1.0 .7 1.8 1.8 1.7 1.6 1.7 3. 2 4.1 6.2 3.7 3.8 2.6 3.1 4.1 3.0 4.5 2.5 2.5 2.7 2.6 2.3 1.1 1.0 .9 1.0 1.1 $3,500-$3,999________ $4,000-$4,999________ $5,000-$7,499________ $7,500 and over_____ 56 48 64 32 12 8 10 6 2.0 2.0 2.0 2.0 100.0 100.0 100.0 100.0 20.5 27. 7 19.0 15.5 16.7 18.8 15.9 12.7 6.6 4.7 4.4 4.0 6.4 8.5 8. 5 11.8 1.5 .7 2.6 3.1 10.4 8.0 11. 7 10.3 14.8 9.9 14. 5 3.9 1.3 2.1 1. 3 2.7 1.6 2.1 2. 3 1.3 4.0 4.0 3. 7 1.3 5.6 3. 3 6.0 4.2 2.6 1. 6 1.2 1.0 1.0 1.0 .9 .7 0.4 .4 .l .1 .1 (*) 0.1 .2 .1 4.1 4.2 5.2 5.1 4.4 .1 (*) .1 .5 .3 6.4 7.4 7.4 26.5 .1 .6 .2 1.0 .5 C IT IE S (*) 1.9 2.3 2.7 2.5 3.6 EN G LA N D 10 17 18 33 32 N E W 204 392 490 520 412 IN $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499 _______ $1,500-$1,749________ E X P E N D IT U R E S (1) Eligi ble Aver age num ber of Total teporting ex persons per pendi family tures F A M IL Y Household operation Number of families 110 P R O V ID E N C E , R . I. Average money expenditure in dollars T yp es I I and I I I 252 574 642 654 436 9 25 36 62 55 3.4 3.5 3.4 3.4 3.4 771 889 1,184 1,382 1,553 316 361 456 515 553 157 185 226 228 286 83 88 112 119 130 26 27 37 41 62 5 13 18 32 30 69 61 113 129 130 10 18 46 92 106 15 23 14 19 24 17 18 29 31 34 26 26 31 54 58 10 13 19 30 40 23 29 33 37 33 8 11 13 15 15 $1,750-$1,999_______ $2,000-$2,249_______ $2,250-$2,499_______ $2,500-$2,999_______ $3,000-$3,499_______ 546 312 198 234 112 75 56 39 43 27 3.4 3.5 3.5 3.5 3.5 1,857 2,061 2,202 2,348 2,851 630 663 680 710 820 298 331 364 428 519 156 178 176 198 186 73 96 129 168 239 62 50 39 36 51 166 214 231 262 283 135 183 191 169 207 21 22 27 30 38 36 37 45 45 48 90 87 104 86 117 55 59 58 62 122 47 45 52 48 56 18 20 20 24 28 $3,500-$3,999_______ $4,000-$4,999_______ $5,000-$7,499_______ $7,500 and over------ 64 66 82 38 17 21 17 6 3.6 3.3 3.6 3.6 3,145 3,867 4, 785 6,693 850 914 1,112 1, 301 446 637 729 622 214 216 259 392 272 269 563 1,057 73 74 115 489 358 404 509 570 207 419 450 689 50 39 51 54 60 58 64 100 153 149 227 163 193 228 241 300 48 67 82 85 1 6 13 26 25 41 3 11 15 10 6 4 6 7 23 63 70 79 71 110 1 2 1 4 4 30 29 32 41 32 53 82 2 157 301 262 814 2 10 7 14 (*) (*) (*) 0.1 0.8 1.5 2.2 1.8 2.6 0.3 .9 1.1 .6 .1 .1 (*) .2 .1 .1 .3 .1 .2 (*) (*) (*) Percentage of total money expenditures T y p e s I I and III $500-$749___________ $750-$999___________ $1,000-$1,249_......... . $1,250-$1,499________ $1,500-$1,749________ 252 574 642 654 436 9 25 36 62 55 3.4 3.5 3.4 3.4 3.4 100.0 100.0 100.0 100.0 100.0 41.0 40.6 38.6 37.2 35.7 20.4 20.8 19.1 16.5 18.4 10.8 9.9 9.5 8.6 8.4 3.4 3.0 3.1 3.0 4.0 0.6 1.5 1.5 2.3 1.9 8.9 6.9 9.5 9.3 8.4 1.3 2.0 3.9 6.7 6.8 1.9 2.6 1.2 1.4 1.5 2.2 2.0 2.4 2.2 2.2 3.4 2.9 2.6 3.9 3.7 1.3 1.5 1.6 2.2 2.6 3.0 3.3 2.8 2.7 2.1 1.0 1.2 1.1 1.1 1.0 $1,750-$1,999________ $2,000-$2,249__........... $2,250-$2,499________ $2,500-$2,999___.......... $3,000-$3,499________ 546 312 198 234 112 75 56 39 43 27 3.4 3.5 3.5 3.5 3.5 100.0 100.0 100.0 100.0 100.0 34.0 32.2 30.9 30.3 28.8 16.1 16.1 16.5 18.2 18.2 8.4 8.6 8.0 8.4 6.5 3.9 4.6 5.9 7.2 8.4 3.3 2.4 1.8 1.5 1.8 8.9 10.4 10.5 11.2 9.9 7.3 8.8 8.7 7.2 7.2 1.1 1.1 1.2 1.3 1.3 1.9 1.8 2.0 1.9 1.7 4.8 4.2 4.7 3.7 4.1 3.0 2.9 2.6 2.6 4.3 2.5 2.2 2.4 2.0 2.0 1.0 1.0 .9 1.0 1.0 .3 .3 .8 3.4 3.4 3.6 3.0 3.9 $3,500-$3,999________ $4,000-$4,999________ $5,000-$7,499________ $7,500 and over_____ 64 66 82 38 17 21 17 6 3.6 3.3 3.6 3.6 100.0 100.0 100.0 100.0 27.0 23.6 23.3 19.4 14.2 16.5 15.3 9.3 6.8 5.6 5.4 5.9 8.6 7.0 11.8 15.8 2.3 1.9 2.4 7.3 11.4 10.4 10.6 8.5 6.6 10.8 9.4 10.3 1.6 1.0 1.1 .8 1.9 1.5 1.3 1.5 4.9 3.9 4.7 2.4 6.1 5.9 5.0 4.5 1.5 1.7 1.7 1.3 1.0 .7 .7 .6 1.0 1.4 1.7 (*) 5.0 7.8 5.5 12.2 Average amounts of less than $1 and percentages of less than 0.1 are not shown. 2 TABULAR SUM M ARY $500-$749__________ $750-$999__________ $1,000-$1,249_______ $1,250-$ 1,499_______ $1,500-$1,749_______ PROVIDENCE, R. I. T able 2 .— S u m m a ry o f fa m ily e x p e n d itu re : A verage m on ey expenditure fo r specified groups o f goods and services, by occupation, fa m ily typ e, and incom e, in 1 yea r, 1 9 3 5 - 8 6 — Continued Occupational group, family type, and income class (2) (3) (4) Household operation Total (5) Food (6) Hous ing (7) Fuel, light, and refrig eration (8) Fur nish Other Auto ings Cloth mo trans ing porta and bile tion Other equip ment (9) (10) (ID (12) (13) Con For tribu tions Per Medi Recre To Read mal and Other cal sonal ing edu ation bacco items care care cation per sonal taxes (14) (15) (16) (17) (18) (19) (20) (21) Average money expenditure in dollars T yp es I V and V 4.3 4.5 4.5 4.4 4.6 839 1,117 1,185 1,362 1,744 352 453 459 553 667 205 216 241 249 272 83 97 131 131 157 24 28 40 52 53 2 25 10 20 42 49 94 84 119 173 5 40 24 39 57 11 18 33 24 29 16 22 25 31 37 47 41 44 28 90 3 19 19 26 58 21 33 28 32 33 8 12 13 14 17 $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499....... . $2,250-$2,999________ $3,000-$3,499._........... 376 322 246 308 130 60 40 43 56 25 4.5 4.4 4.3 4.3 4.1 1,809 2,086 2,118 2,511 3,099 656 750 724 786 884 269 323 292 345 518 154 169 172 197 203 58 77 89 125 153 27 29 35 58 119 179 219 244 296 320 125 157 146 195 303 29 48 50 48 46 39 48 48 54 55 59 62 70 100 134 62 63 69 81 118 43 51 36 57 64 $3,500-$3,999....... . $4,000-$4,999__.......... $6,000-$7,499............... $7,500 and over......... 76 96 98 90 12 17 22 13 4.1 4.1 4.3 4.8 2,795 3,640 4,808 8,304 819 1,008 1,274 1,844 408 399 577 992 199 283 282 392 147 201 376 986 101 62 48 161 338 525 599 914 181 354 323 556 55 56 63 145 53 74 80 121 119 129 225 357 119 148 235 533 65 73 73 94 12 16 17 35 45 1 1 14 4 7 18 20 19 22 27 16 15 44 27 24 60 54 79 106 129 15 1 1 14 2 25 32 42 56 45 106 311 571 118 185 293 569 3 5 7 13 C IT IE S 2 3 5 7 C) EN G LA N D 11 22 28 43 46 N E W 104 270 366 486 406 IN $500-$749................ $750-$999_...............$1,000-$1,249....... . $1,250-$1,499....... . $1,500-$1,749............... E X P E N D IT U R E S 0) Eligi ble Aver age num ber of Report persons ing ex per pendi family tures F A M IL Y Number of families to Percentage of total money expenditures T ypes I V and V 104 270 366 486 406 11 22 28 43 46 4.3 4.5 4.5 4.4 4.6 100.0 100.0 100.0 100.0 100.0 42.0 40.6 38.7 40.6 38.2 24.4 19.3 20.3 18.3 15.6 9.9 8.7 11.1 9.6 9.0 2.9 2.5 3.4 3.8 3.0 0.2 2.2 .8 1.5 2.4 5.8 8.4 7.1 8.7 9.9 0.6 3.5 2.0 2.9 3.3 1.3 1.6 2.8 1.8 1.7 1.9 2.0 2.1 2.3 2.1 5.6 3.7 3.7 2.0 5.2 0.4 1.7 1.6 1.9 3.3 2.5 3.0 2.4 2.3 1.9 1.0 1.1 1.1 1.0 1.0 (*) 0.2 .3 .4 .4 1.4 1.4 1.4 2.6 2.6 0.1 .1 1.2 .3 .4 $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ $3,000-$3,499________ 376 322 246 308 130 60 40 43 56 25 4.5 4.4 4.3 4.3 4.1 100.0 100.0 100.0 100.0 100.0 36.3 36.0 34.2 31.3 28.5 14.9 15.5 13.8 13.7 16.7 8.5 8.1 8.1 7.8 6.6 3.2 3.7 4.2 5.0 4.9 1.5 1.4 1.6 2.3 3.8 9.9 10.5 11.5 11.8 10.3 6.9 7.5 6.9 7.8 9.7 1.5 2.3 2.4 1.9 1.5 2.2 2.3 2.3 2.1 1.8 3.3 3.0 3.3 4.0 4.3 3.4 3.0 3.3 3.2 3.8 2.4 2.4 1.7 2.3 2.1 1.0 1.0 .9 .9 .9 .9 .7 2.1 11 .8 3.3 2.6 3.7 4.2 4.2 .8 (*) (*) .6 .1 $3,500-13,999________ $4,000-$4,999________ $5,000-$7,499________ $7,500 and over_____ 76 96 98 90 12 17 22 13 4.1 4.1 4.3 4.8 100.0 100.0 100.0 100.0 29.3 27.8 26.5 22.2 14.6 11.0 12.0 11.9 7.1 7.8 5.9 4.7 5.2 5.5 7.9 11.9 3.6 1.7 1.0 1.9 12.1 14.4 12.4 11.0 6.5 9.7 6.7 6.7 2.0 1.5 1.3 1.7 1.9 2.0 1.7 1.5 4.3 3.5 4.7 4.3 4.3 4.1 4.9 6.4 2.3 2.0 1.5 1.1 .9 .9 .9 .7 1.6 2.9 6.4 6.9 4.2 5.1 6.1 6.9 .1 .1 .1 .2 *Average amounts of less than $1 and percentages of less than 0.1 are not shown. S U M M A R Y 113 TA B U LA R $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ $1,500-$1,749________ 114 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S PROVIDENCE, R . I. T able 3.— Food: A verag e value o f all fa m i ly f o o d , m o n e y expend iture f o r fo o d at hom e and a w a y fr o m h o m e , average value o f fo o d hom e-prod u ced or received as gift or p a y , and m o n e y exp en se per meal per fo o d expend iture unity by o ccu p a tion y f a m i ly t y p e , and in co m e , in 1 ye a r , 1 9 3 5 —3 6 [White nonrelief families including husband and wife, both native born] Number of fami lies Occupational group, family type, and income class Eligible Report ing ex pendi tures (2) (3) (1) Percentage of Average expenditure value of Average money for food food home- expendi ture per pro meal duced per food Away Away or re At At from from ceived expend home home1 home iture home as gift unit2 or pay Average expenditure for food purchased Average value of all family food All (4) (5) (6) (7) (8) (9) GO) 01) A l l fa m ilie s $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ $1,500-$1,749______ 560 1, 236 1,498 1, 660 1, 254 30 64 82 138 133 $366 380 448 530 583 $316 361 436 519 569 $311 354 424 498 540 $5 7 12 21 29 98.4 98.1 97.2 96.0 94.9 1.6 1.9 2.8 4.0 5.1 $50 19 12 11 14 $0.108 .116 . 142 . 169 . 176 $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ $3,000-$3,499______ 1,294 946 604 774 342 167 133 104 135 69 622 687 682 723 804 605 670 668 708 790 556 612 601 620 684 49 58 67 88 106 91.9 91.3 90.0 87.6 86.6 8.1 8.7 10.0 12.4 13.4 17 17 14 15 14 .185 .205 . 198 .208 .226 $3,500-$3,999______ $4,000-$4,999______ $5,000u$7,499______ $7,500 and over___ 196 210 244 160 41 46 49 25 813 987 1,136 1, 630 778 973 1,107 1, 585 661 817 890 1,188 117 156 217 397 85.0 84.0 80.4 74.9 15.0 16.0 19.6 25.1 35 14 29 45 .226 .279 .266 .305 $500-$749_________ $750-$999_________ $1,000-$1,249____ $1,250-$1,499______ $1,500-$1,749______ 560 960 1,124 1,014 684 30 34 49 51 35 366 380 451 535 611 316 360 436 529 592 311 355 424 513 569 5 5 12 16 23 98.4 98.6 97. 3 97.0 96. 1 1.6 1.4 2.7 3.0 3.9 50 20 15 6 19 . 108 . 113 . 140 . 170 . 176 $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ 700 360 212 178 49 41 31 24 631 705 690 760 620 699 686 742 569 655 637 684 51 44 49 58 91.8 93.7 92.9 92.2 8.2 6.3 7. 1 7.8 11 6 4 18 . 186 .200 .203 .205 $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ $1,500-$1,749______ $1,750-$1,999______ 276 374 428 358 330 30 33 37 44 36 379 438 536 539 619 364 434 519 534 598 350 423 493 499 552 14 11 26 35 46 96.2 97.5 95.0 93.4 92.3 3.8 2.5 5.0 6.6 7.7 15 4 17 5 21 . 124 .148 . 168 .171 . 184 $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ 318 180 216 32 24 28 714 694 685 682 671 676 604 601 588 78 70 88 88.6 89.6 87.0 11.4 10.4 13.0 32 23 9 .210 . 191 .201 $1,250-$1,499______ $1,500-$1,749______ $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ 114 90 114 108 60 25 19 25 16 12 495 535 583 680 698 482 519 557 678 683 454 488 521 636 593 28 31 36 42 90 94.2 94.0 93.5 93.8 86.8 5.8 6.0 6.5 6.2 13.2 13 16 26 2 15 . 163 . 169 . 190 .226 . 192 $2,500-$2,999______ $3,000-$3,499______ $3,500-$3,999______ $4,000-$4,999______ $5,000-$7,499______ $7,500 and over___ 136 80 52 66 102 62 33 21 12 16 20 10 735 870 779 919 1,172 1,654 717 858 770 905 1,164 1,606 611 743 630 757 936 1,181 106 115 140 148 228 425 85. 2 86.6 81.8 83.6 80.4 73.5 14.8 13.4 18.2 16.4 19.6 26.5 18 12 9 14 8 48 .220 .238 .215 .252 .269 .310 O c c u p a tio n a l g r o u p : W a g e ea rn er C lerica l In d ep en d en t b u si n ess and p r o fes sio n a l See p. 138 for noteis on this 1table. 115 TABULAR SU M M A R Y P R O V ID E N C E , R . I. T able 3. — F o o d : A verage value o f all f a m i ly f o o d , m o n e y expen d itu re f o r fo o d at hom e and a w a y f r o m homey average value o f fo o d h om e-produ ced or received as gift or p a y t and m o n e y exp en se per m eal per fo o d expend iture unity hy o ccu p a tion , f a m i ly t y p e , and in c o m e , in 1 y e a r , 1 9 3 5 —8 6 — Continued Number of fami lies Occupational group, family type, and income class Eligible Report ing ex pendi tures (2) (3) (1) Average value of all family food All (4) Percentage of Average expenditure value of Average money for food food home- expendi ture per pro meal duced per food Away or re Away At At expend from home from home home ceived iture as gift home unit or pay Average expenditure for food purchased (5) (6) (7) (8) (9) (10) (li) S a la r ie d b u s i n e s s $1,250-$1,499______ $1,500-$1,749______ $1,750-$1,999______ $2,000-12,249______ $2,250-12,499______ 48 68 82 90 96 12 20 26 22 24 $563 593 624 593 670 $527 576 581 570 657 $446 531 513 502 576 $81 45 68 68 81 84.6 92.2 88.3 88. 1 87.7 15.4 7.8 11.7 11.9 12.3 $36 17 43 23 13 $0.184 . 194 .188 .200 .217 $2,500-$2,999______ $3,000-$3,499______ $3,500-$3,999______ $4,000-$4,999______ $5 000-$7,499______ $7,500 and over___ 150 152 104 96 92 82 28 25 19 16 13 12 740 800 841 1,065 1,074 1, 573 722 793 784 1,050 1,029 1,560 608 683 679 878 871 1,237 114 110 105 172 158 323 84.2 86.1 86.6 83.6 84.6 79.3 15.8 13.9 13.4 16.4 15.4 20.7 18 7 57 15 45 13 .208 .234 .237 .313 .277 .305 56 54 68 70 56 13 15 31 22 13 450 594 615 602 617 416 590 596 582 595 402 543 556 525 512 14 47 40 57 83 96.7 92.0 93.3 90.2 86.1 3.3 8.0 6.7 9.8 13.9 34 4 19 20 22 . 156 .203 . 175 . 180 . 178 94 110 40 48 50 16 22 23 10 14 16 3 683 699 737 762 784 771 912 927 1,179 ' 1,136 1,824 1,630 604 642 653 775 832 968 79 95 118 137 304 662 88.4 87.1 84.7 85.0 73.3 59.4 11.6 12.9 15.3 15.0 26.7 40.6 16 25 13 15 43 194 .214 .206 . 215 .246 .241 .287 $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ $1,500-$1,749______ 204 392 490 520 412 10 17 18 33 32 314 336 407 495 509 298 298 391 494 491 289 286 380 458 456 9 12 11 36 35 97.0 96.0 97.2 92.7 92.9 3.0 4.0 2.8 7.3 7.1 16 38 16 1 18 .137 .136 . 177 .225 .223 $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999._____ $3,000-$3,499______ 372 312 160 232 100 32 37 22 36 17 522 603 602 615 657 517 596 567 603 636 466 531 473 489 511 51 65 94 114 125 90.1 89.1 83.4 81.1 80.3 9.9 10.9 16.6 18.9 19.7 5 7 35 12 21 .232 .268 .258 .267 .270 $3,500-$3,999______ $4,000-$4,999______ $5,000-$7,499______ $7,500 and over___ 56 48 64 32 12 10 6 690 990 872 1,203 639 984 846 1,192 531 829 666 992 108 155 180 200 83.1 84.2 78.7 83.2 16.9 15.8 21.3 16.8 51 6 26 .294 .405 .335 .374 252 574 642 654 436 9 25 36 62 55 408 366 462 530 566 316 361 456 515 553 313 358 440 503 528 3 3 16 12 25 99.1 99.2 96.5 97.7 95.5 .9 .8 3.5 2.3 4.5 92 5 .097 .110 .137 .161 .166 S a la rie d p r o f e s sio n a l $1,250-$1,499______ $1,500-$1,749______ $1,750-$1,999______ $2,000-$2,249 _____ $2,250-$2,499______ $2,500-$2,999______ $3,000-$3,499______ $3,500-$3,999______ • $4,000-$4,999______ $5,000-$7,499 ____ $7,500 and over___ F a m ily typ e: T ype I 8 11 T y p e s I I and I I I $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ $1,500-$1,749........... 6 15 13 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES 116 P R O V ID E N C E , R . I. T able 3.— F o o d : A verag e value o f all fa fn ily f o o d , m o n e y exp en d itu re f o r fo o d at hom e and a w a y f r o m h om e , average value o f fo o d h om e-p rod u ced or received as gift or p a y , and m o n e y ex p en se per m eal per fo o d ex pen d itu re unity b y o c c u p a tio n f a m i ly ty p e , and in co m ef in 1 year, 1 9 3 5 - 8 6 — Continued Number of fami lies Occupational group, family type, and income class Eligible Report ing ex pendi tures (2) (3) (1) Average value of all family food All (4) Percentage of Average expenditure value of Average money for food food expendi home- ture per pro meal duced per food or re Away Away At At expend from from ceived home iture home home home as gift unit or pay Average expenditure for food purchased (5) (6) (7) (8) (9) GO) (ID T y p e s I I and I I I — Continued $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ $3,000-$3,499______ 546 312 198 234 112 $75 56 39 43 27 $656 696 688 731 828 $630 663 680 710 820 $579 607 614 639 718 51 56 66 71 102 91.9 91.6 90.3 90.0 87.6 8.1 8.4 9.7 10.0 12.4 26 33 8 21 8 .187 .194 .198 .200 .218 $3,500-$3,999______ $4,000-$4,999______ $5,000-$7,499______ $7,500 and over----- 64 66 82 38 17 21 17 6 866 931 1,168 1,318 850 914 1,112 1, 301 727 770 919 1,067 123 144 193 234 85.5 84.2 82.6 82.0 14.5 15.8 17.4 18.0 16 17 56 17 .222 .251 .245 .287 $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ $1,500-$1,749______ 104 270 366 486 406 11 22 28 43 46 364 475 477 569 679 352 453 459 553 667 351 445 454 535 638 1 8 5 18 29 99.7 98.2 98.9 96.7 95.7 .3 1.8 1.1 3.3 4.3 12 22 18 16 12 .078 .098 .103 .120 .139 $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ $3,000-$3,499______ 376 322 246 308 130 60 40 43 56 25 673 763 729 799 897 656 750 724 786 884 614 694 673 704 788 42 56 51 82 96 93.6 92.5 93.0 89.6 89.2 6.4 7.5 7.0 10.4 10.8 17 13 5 13 13 .137 .155 .160 .171 .199 $3,500-$3,999._____ $4,000-$4,999______ $5,000-$7,499______ $7,500 and over___ 76 96 98 90 12 17 22 13 858 1,025 1,283 1,913 819 1,008 1,274 1,844 700 842 1,013 1, 309 119 166 261 535 85.5 83.5 79.5 71.0 14.5 16.5 20.5 29.0 39 17 9 69 .181 .234 .239 .289 T ypes I V and V TA B U L A R S U M M A R Y 117 P R O V ID E N C E , R . I. T 4.— H o u s in g : A verag e value o f h ousing secured with and w ithout m o n e y expenditure^ hy o ccu p ation , f a m i ly t y p e , and in c o m e , in 1 ye a r , 1 9 3 5 - 8 6 able [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and in come class Aver age value of all housing plus Re port fuel, Eligible ing ex light, pendi and re tures friger ation 0) (2) (3) (4) Average value of housing secured1 Per cent age of housing Without With money ex penditure money expenditure value secured without All Fam Other Own Rent money hous ily hous Total ed as pay expend ing home2 ing* home4 or gift iture • Aver age ex pense for fuel, light, and re friger ation Aver age value of all hous ing (5) (6) (7) (8) (9) (10) (*) (*) (*) (*) $14 5 9 24 25 $5 9 18 22 (11) (12) (13) A l l fa m ilie s $500-$749______ $750-$999______ $1,000-$1,249----$1,250-$1,499___ $1,500-$1,749___ 560 1, 236 1,498 1,660 1,254 30 64 82 138 133 $265 '287 350 383 442 $80 90 117 121 139 $184 195 233 261 303 $170 190 224 237 278 $170 190 224 237 278 $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999----$3,000-$3,499----- 1,294 946 604 774 342 167 133 104 135 69 482 549 571 661 780 154 169 169 192 192 328 379 402 468 588 299 340 334 384 501 297 336 324 366 483 $2 4 10 18 18 29 39 68 84 87 $3,500-$3,999----$4,000-$4,999----$5,000-$7,499----$7,500 and over. 196 210 244 160 41 46 49 25 787 994 1,208 1, 739 206 581 235 759 252 956 375 1,364 452 536 663 903 435 506 575 752 17 30 88 151 $500-$749_____ $750-$999______ $1,000-$1,249----$1,250-$1,499___ $1,500-$1,749___ 560 960 1,124 1,014 684 30 34 49 51 35 265 274 348 366 425 80 86 118 117 134 184 186 230 248 291 170 182 224 217 264 170 182 224 217 264 $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499----$2,500-$2,999___ 700 360 212 178 49 41 31 24 445 560 482 584 150 175 144 196 294 385 338 387 281 314 272 287 279 313 269 262 $750-$999___ _ $1,000-$1,249----$1,250-$1,499----$1,500-$1,749___ $1,750-$l,999_.._ 276 374 428 358 330 30 33 37 44 36 332 358 417 468 501 103 115 129 146 162 227 241 288 321 339 219 227 285 294 299 $2,000-$2,249___ $2,250-$2,499----$2,500-$2,999___ 318 180 216 32 24 28 534 614 644 175 173 190 359 441 454 $1,250-$1,499___ $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249... _ $2,250-$2,499___ 114 90 114 108 60 25 19 25 16 12 409 438 587 497 604 140 149 162 144 193 $2,500-$2,999___ $3,000-$3,499___ $3,500-$3,999----$4,000-$4,999___ $5,000-$7,499___ $7,500 and over. 136 80 52 66 102 62 33 21 12 16 20 10 657 764 831 1,175 1, 204 1,661 $14 (*) 6 3 7.6 6 3.9 9.2 8.3 25 36 66 83 80 4 3 2 1 7 8.8 10.3 16.9 17.9 14.8 129 223 293 461 117 200 288 405 12 23 5 56 22.2 29.4 30.6 33.8 14 4 6 31 27 4 6 24 27 14 7. 6 2 6 12.5 9. 3 2 1 3 25 13 71 66 100 10 71 61 100 3 219 226 283 293 298 (*) 1 2 1 1 8 14 3 27 40 7 14 3 20 33 1 7 7 3.5 5.8 1.0 8 4 11.8 360 366 371 351 347 360 9 19 11 -1 75 83 -1 75 79 4 (*) 17.0 18.3 269 289 425 349 411 229 280 341 319 386 229 280 340 319 379 1 7 40 9 84 30 25 40 9 84 30 25 14.9 3.1 19.8 8.6 6.1 181 475 600 164 214 617 316 859 944 259 335 1, 325 388 616 395 592 492 788 376 606 373 570 447 637 12 10 22 22 45 151 87 -1 6 222 267 452 537 87 -1 6 222 267 452 510 18.3 - 2 .7 36.0 31.1 47.9 40.5 i. O c c u p a tio n a l grou p: W age ea rn er (*) (*) 2. 2. 7 5 4.4 18.4 19.5 25.8 C le r ic a l In d ep en d en t b u sin es s a n d p r o fes sio n a l See p. 138 for notes on this table. * Average amounts of less than $1 and percentages of less than 0.1 are not shown. 27 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES 118 P R O V ID E N C E , R . I. 4.— H o u s in g : A verage value o f h ousing secured with and w ithout m o n e y exp en d itu re , by o ccu p ation , f a m i ly t y p e , and in co m e , in 1 ye a r , 1 9 8 5 —3 6 — Con. T able Aver age value of all Occupational housing group, family plus Re type, and in port fuel, come class Eligible ing ex light, pendi and re tures friger ation Number of families (1) (2) (3) Average value of housing secured Aver age ex pense for fuel, light, and re friger ation Aver age value of all hous ing (4) (5) (6) (7) (8) $100 150 148 164 186 $240 320 366 440 433 $240 310 349 381 364 $239 309 347 376 359 $1 1 2 5 5 $10 17 59 69 $10 17 59 68 506 193 533 194 201 597 657 188 866 238 385 1, 354 474 489 516 486 830 994 446 468 505 454 717 868 28 21 11 32 113 126 32 44 81 171 36 360 32 44 81 131 22 360 312 331 408 414 452 273 316 360 370 356 273 316 355 367 335 5 3 21 39 15 48 44 96 2 38 1 96 202 581 210 655 492 207 216 828 264 1,146 480 1,564 444 434 360 559 706 879 430 415 331 524 573 607 14 19 29 35 133 272 137 221 132 269 440 685 137 199 74 249 440 235 16 20 20 30 With money ex penditure Without money expenditure Own Rent All Fam Other hous ily hous Total ed as pay ing home ing home or gift (9) (10) (ID (12) Per cent age of housing value secured without money expend iture (13) S a la ried b u stn ess $1,250-$1,499___ $1^500-$1,749----$1,750-$1,999----$2,000-$2,249___ $2,250-$2,499___ 48 68 82 90 96 12 20 26 22 24 $341 470 515 604 619 $2,500-$2,999___ $3,000-$3,499----$3,500-$3,999___ $4,000-$4,999___ $5,000-$7,499----$7,500 and over. 150 152 104 96 92 82 28 25 19 16 13 12 700 727 799 845 1,104 1, 739 $1,250-$1,499___ $1,500-$1,749----$1,750-$1,999----$2,000-$2,249___ $2,250-$2,499___ 56 54 68 70 56 13 15 31 22 13 436 462 570 566 644 $2,500-$2,999___ $3,000-$3,499___ $3,500-$3,999----$4,000-$4,999----$5,000-$7,499----$7,500 and over. 94 110 40 48 50 16 22 23 10 14 16 3 784 865 699 1, 044 1,410 2,044 $500-$749 .. $750-$999______ $1,000-$1,249----$1,250-$1,499----$1,500-$1,749----- 204 392 490 520 412 10 17 18 33 32 279 286 347 378 440 75 88 116 116 130 204 197 231 262 309 168 180 211 239 277 168 180 211 238 276 1 1 36 17 20 23 32 $1,750-$1,999----$2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ $3,000-$3,499----- 372 312 160 232 100 32 37 22 36 17 509 566 576 657 772 151 160 156 179 185 358 406 420 478 587 331 368 361 390 460 329 359 339 360 441 2 9 22 30 19 27 38 59 88 127 27 38 59 88 127 7.5 9.4 14.0 18.4 21.6 $3,50O-$3,999___ $4,000-$4,999___ $5,000-$7,499----$7,500 and over. 56 48 64 32 12 8 10 6 789 1, 215 1,124 1, 625 205 583 166 1,049 925 198 307 1, 318 518 670 710 986 510 620 589 872 8 50 121 114 65 379 215 332 65 379 215 332 11.1 36.1 23.2 25.2 $1 40 14 3.1 4.6 13.4 15.9 6.3 8.3 13.6 26.0 4.2 26.6 S a la ried p r o f e s s io n a l 124 124 161 152 192 39 13 10 43 22 58 20 450 12. 5 4.5 11.8 10.6 21.2 23.6 33.7 26.8 32.5 38.4 43.8 F a m ily typ e: T ype I 36 1 -2 17. 6 8. 6 8.7 8.8 10.4 119 TA B U L A R S U M M A R Y P R O V ID E N C E , R . I. T able 4.— H o u s in g : A verag e value o f h ou sin g secured with and without m o n ey exp en d itu re , by o ccu p ation , f a m i ly ty p e , and in co m e , in 1 ye a r , 1 9 8 5 - 8 6 — Con. Number of families Occupational group, family type, and in come class (1) Aver Average value of housing secured Aver age value age ex- Aver of all pense age With money ex Without housing for value penditure money expenditure plus Re fuel, light, of all portfuel, Eligible ing ex- light, and re- hous ing All Fam Other Own Rent pendi- and re- frigerhous ily hous Total tures friger- ation ed as pay ing home ing home or gift ation (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) Per cent age of housing value secured without money expenditure (13) T ypes I I and I I I $500-$749______ $750-$999______ $1,000-$1,249__.. $1,250-$1,499___ $1,500-$1,749___ 252 574 642 654 436 9 25 36 62 55 $241 274 339 370 422 $83 88 112 119 130 $157 185 226 251 291 $157 185 226 228 286 $157 185 225 228 286 $1 (*) o $23 5 $13 -1 $10 6 9.2 1.7 $1,750-$!,999___ $2,000-$2,249_.__ $2,250-$2,499____ $2,500-$2,999___ $3,000-$3,499___ 546 312 198 234 112 75 56 39 43 27 466 559 587 715 757 156 178 176 198 186 310 381 411 516 571 298 331 364 428 519 297 328 359 420 508 1 3 5 8 11 12 50 47 88 52 8 47 42 85 52 4 3 5 3 3.9 13.1 11.4 17.1 9.1 $3,500-$3,999___ $4,000-$4,999____ $5,000-$7,499___ $7,500 and over. 64 66 82 38 17 21 17 6 810 911 1, 227 1,474 214 596 216 695 968 259 392 1,082 446 637 729 622 438 595 668 590 8 42 61 32 160 58 239 460 114 50 239 416 36 8 25.2 8.3 24. 7 42.5 $500-$749........... $750-$999______ $1,000-$1,249___ $1,250-$1,499___ $1,500-$1,749---- 104 270 366 486 406 11 22 28 43 46 296 317 380 409 466 83 97 131 131 157 211 216 249 276 309 205 216 241 249 272 205 216 241 249 272 $1,750^$1,999----$2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ $3,000-$3,499___ 376 322 246 308 130 60 40 43 56 25 478 521 555 622 808 154 169 172 197 203 323 351 383 424 605 269 323 292 345 518 $3,500-$3,999___ $4,000-$4,999___ $5,000-$7,499___ $7,500 and over. 76 96 98 90 12 17 22 13 766 942 1,248 1,892 199 567 659 283 282 966 392 1.499 408 399 577 992 44 T ypes I V and V 6 C) 2.8 3 3.2 9.8 12.0 (*) 8 24 37 267 323 285 329 494 2 (*) 7 16 24 54 28 91 79 87 46 22 91 79 68 19 16.7 8.0 23.8 18.6 14.4 375 388 487 778 33 11 90 214 159 260 389 507 159 216 376 427 44 13 80 28.0 39.5 40.3 33.8 • Average amounts of less than $1 and percentages of less than 0.1 are not shown. 1 1 3 9 9 1 °— 11-------9 6 8 27 37 8 6 F A M IL Y E X P E N D IT U R E S IN N E W E N G L A N D CITIES 120 P R O V ID E N C E , R . I. T 4 - A .— M o n e y ex pen ditu re for fa m ily h o m e by ow ners a n d ren ters, a n d fa cilities in clu d e d in ren t for fa m ily h o m e : B y o ccu p a tion , f a m i ly ty p e , and in co m e , in 1 yea r, 1 9 3 5 - 3 6 a b l e £ £ 5 , © P5 (1) (2) (3) too g £ ‘3 a * ° & g <» © * o « (4) (5) Percentage of renters having specified facilities included in rent2 2 •22 QJ 1 I « M £ (6) (7) (8) (9) W © u 9 2 £ O 3 © too (10) 08 £ (ii) (12) '3 Jri o o ’3 03 C8 08 u A be § 2 £ © “ .2 © P? 2 (13) (14) 100 100 99 100 100 (*) 3 2 100 100 100 99 100 1 6 3 5 9 (*) 3 1 1 7 100 90 95 100 4 14 19 17 14 £ bfi .- i T J fl t-l (M O o ® ~ f t Ul ft x a © Average money expense for family home w Occupational group, family type, and in come class Percentage of families 1 ^ Number of families Percentage with none of these facilities included i n rent [White nonrelief families including husband and wife, both native born] A l l fa m ilie s 560 1,236 1,498 1, 660 1,254 30 64 82 138 133 95 92 93 86 85 $74 124 177 232 $175 195 231 245 285 4 1 4 4 7 12 14 5 7 2 (*) 2 1 2 $1,750-$1,999____ 1,294 946 $2,000-$2,249____ 604 $2,250-$2,499____ 774 $2,500-$2,999____ 342 $3,000-$3,499____ 167 133 104 135 69 15 22 32 34 31 83 76 67 66 67 305 317 254 247 518 300 350 365 426 490 4 10 6 8 13 2 3 2 1 1 1 4 7 4 5 10 9 196 210 244 160 41 46 49 25 42 40 59 59 57 55 41 29 312 412 536 750 536 629 659 971 9 23 19 15 8 6 24 18 560 $500-$749________ 960 $750-$999_______ $1,000-$1,249____ 1,124 $1,250-$1,499____ 1,014 684 $1,500-$1,749 30 34 49 51 35 95 92 94 81 82 43 89 189 248 175 191 232 225 266 4 1 4 4 6 16 18 2 8 2 700 360 212 178 49 41 31 24 86 59 67 56 349 294 207 184 274 338 306 329 2 11 7 2 7 $750-$999____ $1,000-$1,249____ $1,250-$1,499____ $1,500-$1,749____ $1,750-$1,999____ 276 374 428 358 330 30 33 37 36 10 3 11 16 92 90 97 87 81 410 266 215 216 221 212 229 285 311 320 9 5 5 $2,000-$2,249____ $2,250-$2,499____ $2,500-$2,999____ 318 180 216 32 24 28 6 38 24 94 62 76 416 241 165 349 414 417 6 8 4 114 90 114 108 60 25 19 25 16 12 21 12 31 18 26 79 88 69 82 74 171 168 319 272 480 254 293 353 334 364 $500-$749 ____ $750-$999 $1,000-$1,249 $1,250-$1,499________ $1,500-$1,749____ $3,500-$3,999____ $4,000-$4,999____ $5,000-$7,499 $7,500 and over__. 4 1 17 22 1 (*) - 10 5 O c c u p a tio n a l grou p: W age ea rn er $1,750-$! ,999____ $2,000-$2,249____ $2,250-$2,499____ $2,500-$2,999___ 12 38 30 44 4 2 4 4 4 5 2 2 4 4 100 100 100 100 100 100 100 100 95 5 4 4 2 4 4 C le r ic a l 44 4 3 3 2 9 4 10 100 97 100 100 100 100 100 100 3 8 4 In d ep en d e n t b u sin es s a n d p r o fe ssio n a l $1,250-$1,499____ $1,500-$1,749____ $1,750-$1,999____ *2,000-$2,249____ |2,250-$2,499........ 11 6 23 15 25 100 100 100 100 100 15 See p. 138 for notes on this table. ♦Average amounts of less than $1 and percentages of less than 0.1 for expenditures, or less than 1 for proportions of families reporting, are not shown. TA B U L A R S U M M A R Y 121 P R O V ID E N C E , R . I. T able 4 - A .— M o n e y expen ditu re fo r fa m ily h o m e by ow ners an d ren ters, a n d fa c ilitie s in c lu d e d in r en t for fa m ily h o m e : B y o ccu p ation , fa m ily 95 87 63 75 318 373 405 285 234 308 343 360 378 28 24 30 36 30 64 72 76 70 56 70 36 356 405 451 276 735 756 1,101 19 4 35 91 89 78 87 65 299 441 165 300 318 365 402 433 23 4 9 38 48 38 36 77 25 62 348 47 330 54 192 58 378 23 517 38 1,132 484 461 488 621 669 864 4 7 12 90 76 90 89 74 48 183 133 187 198 226 249 292 37 37 85 78 78 63 63 298 327 240 203 432 331 362 359 440 409 9 18 13 17 24 62 36 65 76 38 64 35 452 536 367 1,032 480 602 942 780 14 60 37 60 (14) 5 $447 552 607 653 486 630 (13) £ w $301 834 238 557 426 704 12 ( ) ^ ( ) Light 6 03 C D Mg uT+2 C D H ( ) 2 Garage 0 3 C D w H oo § A §3 ss as o Furnishings 8 3 a £ °c* Percentage of renters having specified facilities included in rent Renters Renting 3 Average money expense for family home 3 Owning 3 Percentage of families ^ R eporting w expendi tures 1 ( ) 3 Occupational group, family type, and in come class Eligible Number of families Percentage with none of these facilities included in rent typ e, and in co m e, in 1 yea r, 1 9 3 5 - 3 6 — Continued In d ep en d en t b u sin es s a n d p r o f e s s i o n a l — Con. $2,500-$2,999 $3'000-$M99 $3'500-$3j999 $4,000-$4,999 $5'000-$7'499 $7,500 and over _ 136 80 52 66 102 62 33 21 12 16 20 10 44 23 68 49 77 60 56 77 32 51 23 17 20 96 95 10 32 100 33 14 21 21 64 82 4 36 18 100 S a la rie d b u sin e s s 48 12 20 22 $1,250-$1,499_ $l'500-$1^749 . . . $1,750-$1,999____ $2,000-$2,249 $2,250-$2,499........ 82 90 96 26 $2,500-$2,999_ _ __ $3,000-$3,499____ $3,500-$3,999____ $4,000-$4,999____ $5,000-$7,499 $7,500 and over. _ 150 152 104 96 92 82 28 25 19 16 13 56 54 68 13 15 31 70 56 13 68 24 12 5 13 37 25 100 481 485 535 622 743 6 6 8 100 100 5 100 5 100 17 17 100 12 6 25 100 6 6 10 3 10 100 10 6 15 9 26 0 6 12 24 33 10 39 100 28 33 25 100 25 25 23 23 100 16 17 4 5 6 8 12 S a la rie d p r o fe s sio n a l $1,250-$1,499____ $1,500-$1,749_ . . $1,750-$1,999____ $2,000-$2,249____ $2,250-$2,499____ $2,500-$2,999____ $3,000-$3,499........ $3,500-$3,999____ $4,000-$4,999 $5,000-$7,499____ $7,500 and over__ 94 110 40 48 50 16 22 22 23 10 14 16 3 10 6 4 7 13 9 29 9 4 12 5 5 19 10 7 13 23 50 100 14 95 4 100 9 94 11 100 100 100 100 91 100 29 100 5 5 6 9 F a m ily ty p e : T ype I 10 $500-$749.............. $750-$999________ $1,000-$1,249____ $1,250-$1,499........ $1,500-$1,749____ 204 392 490 520 412 $1,750-$1,999____ $2,000-$2,249____ $2,250-$2,499........ $2,500-$2,999____ $3,000-$3,499____ 372 312 160 232 32 37 $3,500-$3,999____ $4,000-$4,999____ $5,000-$7,499........ $7,500 and over— 56 48 64 32 12 8 100 17 18 33 32 22 36 17 1 106 11 10 13 10 15 22 22 86 10 10 2 2 6 13 6 9 4 2 10 100 100 100 100 99 1 5 4 11 14 30 100 98 100 100 16 97 60 100 70 100 100 1 8 1 3 13 5 13 3 4 3 60 37 60 37 8 2 30 F A M IL Y E X P E N D IT U R E S IN N E W E N G L A N D CITIES 122 P R O V ID E N C E , R . I. 4 - A . — M o n e y e x p e n d it u r e f o r f a m i l y h o m e b y o w n e rs a n d r e n te r s , a n d f a c ilit ie s in c lu d e d in r e n t f o r f a m i l y h o m e : B y occupation , fa m ily typ e , and income , in 1 year, 1 9 3 5 -3 6 — C on tin u ed able 87 25 15 76 75 85 369 258 286 275 383 295 363 379 466 530 30 23 38 50 65 72 62 13 247 540 411 665 718 659 540 1,104 Percentage with none of 1 these facilities included in rent $203 357 (14) ^ & w 85 90 Mechanical refrigerator GO) $157 185 226 235 280 03 (h © “ g Ut +3 C D « ® 03 Is ( 12) 3 0 8 6 ce oS Light W ( ) ( ) 1 0 & Furnishings 8 3 (5) c * ° 22 * Percentage of renters having specified facilities included in rent Renters b/D G +3 g Average money expense for family home 3 Owning Percentage of families 3 R eporting expenditnres w w 1 ( ) Eligible Occupational group, family type, and in come class 3 Number of families p 11 T T y p e s I I and I I I $500-$749 . $750-$999 $1,000-$1,249 $1,250-$1,499 $1,500-$1,749 252 574 642 654 436 9 25 36 62 55 $1,750-$1,999 $2,000-$2,249 $2,250-$2,499 $2,500-$2,999 $3,000-$3,499 546 312 198 234 75 56 39 43 27 112 64 $3,500-$3,999 $4,000-$4,999____ $5,000-$7,499 $7,500 and over___ T y p e s I V and 66 82 38 17 21 6 17 12 8 11 30 22 100 100 100 66 6 7 5 1 4 4 4 1 6 4 9 4 10 8 1 3 13 13 9 6 5 11 4 18 21 100 100 98 100 * 4 100 100 100 100 4 4 97 3 100 10 10 100 10 94 8 9 91 100 2 6 9 V 11 22 $500-$749............... $750-$999 $1,000-$1,249 $1,250-$1,499____ $1,500-$1,749____ 104 270 366 486 406 28 43 46 $1,750-$1,999____ $2,000-$2,249____ $2,250-$2,499____ $2,500-$2,999 ___ $3,000-$3,499........ 376 322 246 308 130 60 40 43 56 25 $3,500-$3,999........ $4,000-$4,999........ $5,000-$7,499 $7,500 and over... 76 96 98 90 12 17 22 13 See p. 138 for notes on this table. 202 91 100 87 10 86 3 74 220 216 248 255 284 5 176 188 76 83 54 60 55 267 374 241 264 583 276 321 357 370 532 11 2 2 5 6 8 36 51 309 436 446 736 529 409 947 13 26 21 16 46 40 42 64 41 92 60 8 33 1,010 4 5 22 14 14 15 15 25 24 41 4 15 100 100 100 100 100 100 100 100 98 100 100 94 100 100 4 4 14 8 15 2 6 123 TA B U L A R S U M M A R Y P R O V ID E N C E , R . I. T 5 .— H o u s e h o ld o p e r a t io n : Average m oney expenditure for groups of items of household operation and percentage distribution of such expenditure, by occupation , fa m ily typ e , and income , in 1 year , 1985—36 able [White nonrelief families, including husband and wife, both native bom] Number of families Occupational group, family type, and in-, come class 1 ( ) Eligi ble Report ing ex pendi tures 2 ( ) (3) Average money expenditure for house hold operation Percentage of total household opera tion expenditure Paid household Fuel, help Fuel, light, light, Paid and Other and house Other Total Percent items * refrig hold items refrig Average age of era help era amount families tion tion having 1 (4) (5) 1 6 ( ) 8 ( ) (7) (9) 10 (ID ( ) A l l fa m ilie s $50O-$749......................... $750-$999____ _________ $1,000~$1,249____ ______ $1,250-$1,499___________ $1,500-$1,749_____ ____ _ 560 1,236 1, 498 1,660 1, 254 30 64 82 138 133 $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ 1,294 946 604 774 342 $3,500-$3,999.... .......... . $4,000-$4,999_____ _____ $5,000-$7,499___________ $7,500 and over. ________ 196 $101 115 154 170 $80 90 117 (*) $2 2 1 10 11 121 1 1 200 139 167 133 104 135 69 225 262 276 335 390 154 169 169 192 192 244 160 41 46 49 25 408 480 692 1.364 206 235 252 375 $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ 560 960 1,124 1,014 684 30 34 49 51 35 155 158 187 118 117 134 (*) 2 $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ 700 360 150 175 144 196 3 5 178 213 258 240 301 (*) 212 49 41 31 24 $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ 276 374 428 358 330 30 33 37 44 36 130 152 185 215 240 103 115 129 146 162 (*) $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ 318 180 216 32 24 28 269 273 344 175 173 190 210 4 $21 25 37 47 59 79.2 78.3 76.0 71.2 69.5 33 67 4 9 15 27 41 131 68.5 64.5 61.2 57.3 49.2 65 90 233 694 49 44 82 97 137 155 207 295 50.5 49.0 36.4 27.5 70 83 96 110 20.8 1.2 1.0 21.7 24.0 27.6 29.5 .4 3.8 4.0 9.9 17.2 31.1 31.7 34.8 32.8 33.6 15.9 18.7 33.7 50.9 33.6 32.3 29.9 (*) 21.6 O c c u p a tio n a l g r o u p ; W a g e ea rn er 101 111 21 80 86 4 13 7 12 11 20.8 25 37 41 53 79. 2 77.5 76.1 74.1 71.6 63 79 83 98 70.4 67.9 60.0 65.1 (*) 27 37 50 79.2 75.7 69.8 (*) . 1 1.6 5.4 2.3 22. 5 23.9 25.9 28.3 29.6 30.5 34.6 32.6 C le r ic a l 6 3 2 18 4 47 6 2 6 5 12 10 33 76 67. 5 .8 76 96 107 65.1 63.4 55.2 6.7 1.5 13.7 28.2 35.1 31.1 See p. 139 for notes on this table. ♦Average amounts of less than 20.8 24.3 27.0 30.4 31.7 66 68.2 $1 and percentages of less than 0.1 are not shown. 3.2 1.4 124 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES P R O V ID E N C E , R . I. T 5.— H o u s e h o ld o p e r a t io n : Average m oney expenditure for groups of items of household operation and percentage distribution of such expenditure, by occupation, fa m ily type, and income, in 1 year, 1935—36 — C on tin u ed able Number of families Occupational group, family type, and in come class 1 Eligi ble Report ing ex pendi tures 2 (3) ( ) ( ) Average money expenditure for house hold operation Percentage of total household opera tion expenditure Paid household Fuel, help light, Other and Total Percent items refrig Average age of era tion amount families having Fuel, light, Paid and house Other refrig hold items era help tion (4) (5) $213 225 249 232 324 $140 149 162 144 193 342 403 466 625 724 1,313 181 164 214 316 259 335 152 232 229 289 320 150 148 164 186 6 ( ) 8 ( ) (7) (9) 10 ( ) (ID In d e p e n d e n t b u sin es s a n d p r o fes sio n a l $1,250-$1,499___________ $1,500-$1,749 __________ $1,750-$1,999___________ $2,000-$2,249___________ $2^250-$2,499___________ 114 90 114 108 60 25 19 25 16 $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499___________ $7,500 and over------------- 136 80 52 33 66 102 62 12 21 12 16 20 10 $9 2 22 39 93 101 158 261 690 4 $64 76 85 34 109 5 88 122 65.7 66.2 4.2 65.1 62.1 59.6 .8 6.8 30.1 33.8 34.1 37.9 33.6 30 43 70 54 79 92 146 151 151 204 288 52.9 40.7 45.9 50.5 35.4 25.5 11.4 23.1 21.7 25.3 35.7 52.6 35.7 36.2 32.4 24.2 28.9 21.9 5 13 18 52 65 70 114 118 65.8 64.7 64.6 56.8 58.1 7.3 4.8 3.8 5.0 34. 2 28.0 30.6 39.4 36.9 S a la ried b u s in e s s 12 20 26 22 100 $1,250-$1,499_ ________ $1,500-$1,749__........... $1,750-$l ,999___________ $2,000-$2,249___________ $2,250-$2,499___________ 48 $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499___________ $7,500 and o v e r .._____ 150 152 104 96 92 82 28 25 19 16 13 341 382 389 414 671 1,413 193 194 37 188 238 385 57 58 235 720 100 56 54 13 15 31 194 190 232 255 299 124 124 161 152 192 1 12 9 5 25 5 16 13 353 392 382 412 669 1,315 207 216 264 480 68 82 90 96 24 12 201 17 11 11 16 66 20 37 33 44 44 96 111 122 131 168 198 308 56.6 50.1 51.7 45.4 35.5 27.2 10.8 17.1 14.6 14.0 35.0 51.0 32.6 32.8 33.7 40.6 29.5 21.8 S a la ried p r o fe s s io n a l $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999 ........... $2,000-$2,249___________ $2,250-$2,499.... ............ . $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499___________ $7,500 and over________ F a m ily ty p e : 68 70 56 94 110 40 48 50 16 22 13 22 23 10 14 16 3 202 210 30 51 39 61 176 581 22 49 33 32 61 100 69 54 71 78 102 121 131 136 135 229 254 63.9 65.3 69.4 59.6 64.2 .5 6.3 57.2 53.6 54.2 52.4 39.5 36.5 8.5 13.0 9.8 1.7 10.2 14.8 26.4 44.2 35.6 28.4 30.6 30.6 34.1 34.3 33.4 35.6 32.8 34.1 19.3 T ype I $500-$749 _________ $750-$999_ _________ $1,000-$1,249___________ $1,250-$1,499___________ $1.500-$1.749___________ 204 392 490 520 412 10 17 18 33 32 88 109 150 171 200 75 13 21 88 116 116 130 2 2 34 53 70 85.2 80. 7 77. 3 67.8 65.0 1.2 14.8 19.3 22.7 31.0 35.0 125 TABULAE SU M M A R Y P R O V ID E N C E , R . I. T a b l e 5 .— H o u s e h o ld o p e r a t io n : Average m oney expenditure for groups of items of household operation and percentage distribution of such expenditure, by occupation, fa m ily type, and income, in 1 year, 1 9 3 5 -3 6 — C on tin u ed Number of families Occupational group, family type, and in come class (1) F a m ily typ e; Average money expenditure for house hold operation Eligi ble Report ing ex pendi tures (2) (3) Percentage of total household opera tion expenditure Paid household Fuel, Fuel, heIP light, light, Paid and Other and house Other Total refrig Percent items refrig hold items Average age of era era help tion amount families tion having (4) (5) (6) (7) (8) (9) (10) (11) T y p e 1— Continued $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ 372 312 160 232 100 32 37 22 36 17 $231 266 264 319 397 $151 160 156 179 185 C) $17 1 26 80 7 12 16 38 63 $80 89 107 114 132 65.4 60.2 59.1 56.1 46.6 (*) 6.4 .4 8.2 20.2 34.6 33.4 40.5 35.7 33.2 $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499___________ $7,500 and over________ 56 48 64 32 12 8 10 6 403 467 579 1, 225 205 166 198 307 60 122 226 649 44 61 93 83 138 179 155 269 50.9 35.6 34.2 25.1 14.9 26.1 39.0 53.0 34.2 38.3 26.8 21.9 $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499_________ $1,500-$1,749___________ 252 574 642 654 436 9 25 36 62 55 109 115 149 160 192 83 88 112 119 130 7 6 26 27 37 41 55 76.1 76.5 (*) 75.2 74.4 67.7 • 3.6 23. 9 23.5 24.8 25. 6 28.7 $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ 546 312 198 234 112 75 56 39 43 27 229 274 305 366 425 156 178 176 198 186 3 13 27 52 115 5 12 27 35 48 70 83 102 116 124 68.1 65.0 57.7 54.1 43.8 1.3 4.7 8.9 14.2 27.0 30.6 30.3 33.4 31.7 29.2 $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499___________ $7,500 and over_______ 64 66 82 38 17 21 17 6 486 485 822 1, 449 214 216 259 392 123 . H4 345 726 82 58 89 100 149 155 218 331 44.0 44.5 31.5 27.1 25.3 23.5 42.0 50.1 30.7 32.0 26.5 22.8 $500-$749 ____________ $750-$999______________ $1,000-$1,249____ . $1,250-$1,499___________ $1,500-$1,749___________ 104 270 366 486 406 11 22 28 43 46 107 125 171 183 210 83 97 131 131 157 77.6 77.6 76. 6 71.6 74.8 $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ 376 322 246 308 130 60 40 43 56 25 212 246 261 322 356 $3,500-$3,999___________ $4,000-$4,999_____ _____ $5,000-$7,499___________ $7,500 and over____ _ 76 96 98 90 12 17 22 13 346 484 658 1,378 T y p e s I I and I I I 1 (*) T y p e s I V and V 5 2 4 24 28 40 47 53 154 169 172 197 203 1 4 23 17 3 4 12 17 58 76 85 102 136 199 283 282 392 19 58 145 697 24 27 68 100 128 143 231 289 3 O O *Average amounts of less than $1 and percentages of less than 0.1 are not shown. 2.7 (*) 22.4 22.4 23. 4 25.7 25. 2 72. 6 68.7 65.9 61.2 57.0 .4 1.5 7.1 4.8 27. 4 30.9 32.6 31.7 38.2 57.5 58.5 42.3 28.4 5.5 12.0 21.8 50.6 37.0 29.5 35.9 21.0 (*) FAMILY EXPENDITURES IN NEW ENGLAND CITIES 126 P R O V ID E N C E , R . I. T a b l e 6.— C lo th in g : A verag e m o n e y expenditure f o r clothing f o r husband and w ife and other f a m i ly m em bers, and percentage distribution o f such ex p en d itu re, b y o ccu p ation , f a m i l y ty p e , and in c o m e , in 1 yea r, 1 9 3 5 - 3 6 [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family, type, and in come class (1) Average money expenditure for clothing i Percentage of total fam ily clothing expenditure Eligible Report ing ex pendi tures All family mem bers Hus band Wife Other family mem bers Hus band Wife Other family mem bers (2). (3) (4) (5) (6) (7) (8) (9) (10) A l l fa m ilies $500-$749— ........... ......... $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ 560 1,236 1,498 1, 660 1,254 30 64 82 138 133 $60 67 93 120 151 $27 24 32 44 48 $18 27 38 46 59 $15 16 23 30 44 45.0 35.8 34.4 36.7 31.8 30.0 40.3 40.9 38.3 39.1 25.0 23.9 24.7 25.0 29.1 $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ 1, 294 946 604 774 342 167 133 104 135 69 173 208 236 258 294 60 68 80 83 99 65 79 86 91 110 48 61 70 84 85 34.7 32.7 33.9 32.2 33.7 37.6 38.0 36.4 35.3 37.4 27.7 29.3 29.7 32.5 28.9 $3,500-$3,999___________ $4,000-$4,999_____ ____ _ $5,000-$7,499___________ $7,500 and over------------ 196 210 244 160 41 46 49 25 341 432 549 810 117 146 183 253 130 124 199 295 94 162 167 262 34.3 33.8 33.3 31.2 38.1 28.7 36.3 36.4 27.6 37.5 30.4 32.4 $500-$749______________ $750-$999___ __________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-11,749___________ 560 960 1,124 1,014 684 30 34 49 51 35 61 68 92 119 157 27 23 31 45 46 18 27 36 44 61 16 18 25 30 50 44.3 33.8 33.7 37.8 29.3 29.5 39.7 39.1 37.0 38.9 26.2 26.5 27.2 25.2 31.8 $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ 700 360 212 178 49 41 31 24 179 209 257 275 60 62 86 71 68 73 109 80 33.5 29.7 33.5 25.8 38.0 34.9 42.4 29.1 28.5 35.4 24.1 45.1 $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ 276 374 428 358 330 30 33 37 44 36 64 97 120 132 172 25 34 44 48 64 25 45 49 48 63 14 18 27 36 45 39.1 35.0 36.7 36.4 37.2 39.1 46.4 40.8 36.4 36.6 21.8 18.6 22.5 27.2 26.2 $2,000-$2,249___________ $2,250-$2,499......... .......... $2,500-$2,999___________ 318 180 216 32 24 28 218 235 256 71 79 86 86 71 88 61 85 82 32.6 33.6 33.6 39.4 30.2 34.4 28.0 36.2 32.0 $1,250-$1,499___________ $1,500-$1,749......... .......... $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ 114 90 114 108 60 25 19 25 16 12 119 171 148 188 214 48 53 56 73 51 49 80 56 72 75 22 38 36 43 88 40.3 31.0 37.8 38.8 23.8 41.2 46.8 37.8 38.3 35.1 18.5 22.2 24.4 22.9 41.1 $2,500-$2,999................ $3,000-$3,499........... ......... $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499___________ $7,500 and over...... ......... 136 80 52 66 102 62 33 21 12 16 20 10 264 321 332 402 509 732 89 104 118 117 153 253 108 131 134 109 191 250 67 86 80 176 165 229 33.7 32.4 35.5 29.1 30.1 34.6 40.9 40.8 40.4 27.1 37.5 34.1 25.4 26.8 24.1 43.8 32.4 31.3 O c c u p a tio n a l g r o u p : W a g e ea rn er 51 74 62 124 , C le r ic a l In d e p e n d e n t b u sin es s a n d p r o fes sio n a l See p. 139 for notes on this table. TABULAE SUMMARY 127 P R O V ID E N C E , R . I. T 6.— C lo th in g : A v era g e m o n e y exp en d itu re fo r clothing f o r husband and w ife and other f a m i ly m em bers, and percentage d istribution o f such ex p en d itu re, by o ccu p ation , f a m i ly t y p e , and in co m e, in 1 yea r, 1 9 3 5 —3 6 — Continued a b l e Number of families Occupational group, family, type, and in come class (1) Average money expenditure for clothing Percentage of total fam ily clothing expenditure Eligible Report ing ex pendi tures All family mem bers Hus band Wife Other family mem bers Hus band Wife Other family mem bers (2) (3) (4) (5) (6) (7) (8) (9) (10) S a la r ie d b u s i n e s s $1,250-$1,499_........... ....... $l'500-$l'749_____ _____ $l'750-$l',999___________ $2'000-$2,249___________ $2,250-$2,499___________ 48 68 82 90 96 12 20 26 22 24 $110 166 164 191 233 $40 63 60 67 90 $46 68 66 89 81 $24 35 38 35 62 36.4 37.9 36.6 35.1 38.6 41.8 41.0 40.2 46.6 34.8 21.8 21.1 23.2 18.3 26.6 $2,500-$2,999___________ $3'000-$M99___________ $3^500-$3,999___________ $4'000-$4'999___________ $5j000-$7,499 _________ $7,500 and over. _____ 150 152 104 96 92 82 28 25 19 16 13 12 261 296 350 471 587 810 95 109 123 178 230 259 98 110 144 138 219 331 68 77 83 155 138 220 36.4 36.8 35.1 37.8 39.2 32.0 37.5 37. 2 41. 2 29.3 37.3 40.8 26.1 26.0 23. 7 32.9 23.5 27.2 $1,250-$1,499.................... $1,500-$1,749___________ $lj750-$lj999___________ $2,000-$2,249___________ $2,250-$2,499__________ 56 54 68 70 56 13 15 31 22 13 151 149 155 207 189 41 52 47 82 72 70 62 60 78 74 40 35 48 47 43 27.2 34.9 30.3 39.6 38.1 46.3 41.6 38.7 37.7 39.1 26.5 23.5 31.0 22.7 22.8 $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499................ . $7,500 and over________ 94 110 40 48 50 16 22 23 10 14 16 3 217 273 328 396 563 1,110 74 82 102 120 158 225 84 93 91 118 178 288 59 98 135 158 227 597 34.1 30.0 31.1 30.3 28.1 20.3 38.7 34.1 27. 7 29.8 31.6 25.9 27.2 35.9 41.2 39.9 40.3 53.8 $500-$749______________ $750-$999.______ ______ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ 204 392 490 520 412 10 17 18 33 32 56 57 74 109 152 27 29 31 54 62 27 28 42 55 90 2 48.2 50.9 41.9 49.5 40.8 48. 2 49.1 56.7 50.5 59.2 3.6 $1,750-$1,999___________ $2,000-$2,249___________ $2,500-$2,499___________ $2,250-$2,999___________ $3,000-$3,499____ ______ 372 312 160 232 100 32 37 22 36 17 176 189 230 204 273 81 88 107 102 120 94 103 122 100 144 1 46.0 46.6 46.5 50.0 44.0 53.4 53.4 53.1 49.0 52.7 .6 $3,500-$3,999___________ $4,000-$4,999.................... $5,000-87,499___________ $7,500 and over________ 56 48 64 32 12 8 10 6 325 285 524 801 153 155 276 394 166 108 248 407 6 22 47.1 54.4 52.7 49.2 51.1 37.9 47.3 50.8 1.8 7.7 fc500-$749......................... $750-$999______________ $1,000-$1,249__......... ....... $1,250-$1,499___________ $1,500-$1,749„........... . _ 252 574 642 654 436 9 25 36 62 55 69 61 113 129 130 34 21 38 46 44 33 24 47 52 51 22 16 28 31 35 49.3 34.4 33.6 35.7 33.9 18.8 39.4 41.6 40.3 39.2 31.9 26.2 24.8 24.0 26.9 $1,750-$1,999__......... ....... $2,000-$2,249___________ $2,250-$2,499____ ____ __ $2,500-$2,999___________ $3,000-$3,499___________ 546 312 198 234 112 75 56 39 43 27 166 214 231 262 283 58 72 87 88 109 61 84 85 106 110 47 58 59 68 64 34.9 33.6 37.7 33.6 38.5 36.8 39.3 36.8 40.4 38.9 28.3 27.1 25.5 26.0 22.6 $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499_________ _ $7,500 and ov er............. 64 66 82 38 17 21 17 6 358 404 509 570 121 166 158 167 354 145 221 253 83 93 130 150 33.8 41.1 31.1 29.3 43.0 35.9 43.4 44.4 23.2 23.0 25.5 26.3 S a la ried p r o fe s s io n a l F a m ily ty p e : T y p e I 1 1 2 9 1.4 .4 1.0 3.3 T y p e s I I and I I I FAMILY EXPENDITURES IN NEW ENGLAND CITIES 128 P R O V ID E N C E , R . I. T able 6.— C lo th in g : A v era g e m o n e y exp en d itu re f o r clothing f o r husba nd and w ife and other f a m i l y m em bers, and percentage distribution o f such exp en d itu re, b y o ccup ation , f a m i l y ty p e , and in co m e, in 1 yea r, 1 9 3 5 - 3 6 — Continued Number of families Occupational group, family, type, and in come class (1) T yp es I V and Average money expenditure for clothing Percentage of total fam ily clothing expenditure Eligible Report ing ex pendi tures All family mem bers Hus band Wife Other family mem bers Hus band Wife Other family mem bers (2) (3) (4) (5) (6) (7) (8) (9) GO) V $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ 104 270 366 486 406 11 22 28 43 46 $49 94 84 119 173 $10 21 20 32 40 $13 29 19 31 38 $26 44 45 56 95 20.4 22.3 23.8 26.9 23.1 26.5 30.9 22.6 26.0 22.0 53.1 46.8 53.6 47.1 54.9 $1,750-$1,999__________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499__......... ....... 376 322 246 308 130 60 40 43 56 25 179 219 244 296 320 40 45 57 66 74 42 53 65 74 82 97 121 122 156 164 22.3 20.5 23.4 22.3 23.1 23.5 24.2 26.6 25.0 25.6 54.2 55.3 50.0 52. 7 51.3 $3,500-$3,999___________ $4,000-$4,999___________ $5,000-$7,499___________ $7,500 and over________ 76 96 98 90 12 17 22 13 338 525 599 914 88 128 144 240 84 118 149 274 166 279 306 400 26.0 24.4 24.0 26.2 24.9 22.5 24.9 30.0 49.1 53.1 51.1 43.8 TABULAR SUMMARY 129 P R O V ID E N C E , R . 1 / T 7.— Personal care: A v era g e m o n e y exp en d itu re f o r toilet articles and prep a ration s , and services , and percentage distribution o f such exp en d itu re , by occu p ation , f a m i ly ty p e y and in co m e , in 1 y e a r f 1 9 3 5 - 3 6 a b l e [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and income class Average money expenditure for Percentage of total personal-care ex sonal care penditure Eligible Report ing ex pendi tures Total Services1 (2) (3) (4) (5) (1) Toilet Toilet articles articles and prep Services1 and prep arations arations (6) (7) (8) A l l fa m ilie s $500-$749................................. $750-$999__________ ______ _ $1,000-$1,249............. ................. $1,250-$1,499__________________ $1,500-$1,749__________________ 560 1,236 1,498 1,660 1, 254 30 64 82 138 133 $16 19 25 30 34 $6 8 12 14 14 $10 11 13 16 20 37.5 42.1 48.0 46.8 41.2 62.5 57.9 52.0 53.2 58.8 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499...................... .......... $2,500-$2,999_________ ________ $3,000-$3,499............. ................. 1,294 946 604 774 342 167 133 104 135 69 37 41 44 47 50 17 20 21 23 27 20 21 23 24 23 45.9 48.8 47.7 48.9 54.0 54.1 51.2 52.3 51.1 46.0 $3,500-$3,999,._............. .............. $4,000-$4,999_____ ____________ $5,000-$7,499_............................... $7,500 and over_______________ 196 210 244 160 41 46 49 25 54 69 81 113 30 41 49 71 24 28 32 42 55.6 59.4 60.5 62.8 44.4 40.6 39.5 37.2 $500-$749____ ____ ___________ $750-$999_____ ________ ____ _ $1,000-$1,249____ _____ _______ $1,250-$1,499_______ _____ _____ $1,500-$1,749__________________ 560 960 1,124 1,014 684 30 34 49 51 35 16 18 25 30 35 6 8 12 15 14 10 10 13 15 21 37.5 44.4 48.0 50.0 40.0 62.5 55.6 52.0 50.0 60.0 $1,750-$1,999_________ ____ _ $2,000-$2,249_____ ____________ $2,250-$2,499__________________ $2,500-$2,999__________________ 700 360 212 178 49 41 31 24 35 40 40 47 16 19 20 20 19 21 20 27 45.7 47.5 50.0 42.6 54.3 52.5 50.0 57.4 $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999_____ ____ _______ 276 374 428 358 330 30 33 37 44 36 20 25 31 32 40 8 9 13 14 18 12 16 18 18 22 40.0 36.0 41.9 43.8 45.0 60.0 64.0 58.1 56.2 55.0 $2,000-$2,249__________________ $2 250-$2,499__________________ $2,500-$2,999__________________ 318 180 216 32 24 28 44 44 48 21 20 23 23 24 25 47.7 45.5 47.9 52.3 54.5 52.1 $1,250-$1,499................................. $1,500-$l,749_._............... ............ $1,750-$1,999__.................. .......... $2,000-$2,249__________________ $2,250-$2,499__________________ 114 90 114 108 60 25 19 25 16 12 28 36 33 34 55 12 17 16 16 27 16 19 17 18 28 42.9 47.2 48.5 47.1 49.1 57.1 52.8 51.5 52.9 50.9 $2,500-$2,999______ ___________ $3,000-$3,499__________________ $3,500-$3,999-______ _________ $4,000-$ 4 ,9 9 9_____ _________ $5,000-$7,499............................. $7,500 and over______ ^ _......... 136 80 52 66 102 62 33 21 12 16 20 10 46 57 54 56 74 100 24 32 32 30 45 63 22 25 22 26 29 37 52.2 56.1 59.3 53.6 60.8 63.0 47.8 43.9 40.7 46.4 39.2 37.0 O c c u p a tio n a l g r o u p : ea rn er W age C le r ic a l In d e p e n d e n t b u sin es s a n d p r o fes sio n a l See p. 139 for notes on this tat)le. 130 FAMILY EXPENDITURES IN NEW ENGLAND CITIES P R O V ID E N C E , R . I. T able 7.— P erson al care: A verag e m o n e y expend iture fo r toilet articles and p rep a ra tion s , and services , and percentage distribution o f such ex p en d itu re , b y o ccu p ation f a m i l y ty p e , and in c o m e , in 1 yea r, 1 9 S 5 - 8 6 — Continued Number of families Occupational group, family type, and income class (1) Average money expenditure for personal care Eligible Report ing ex pendi tures Total Services (2) (3) (4) (5) Percentage of total personal-care ex penditure Toilet articles Services and prep arations (7) (6) Toilet articles and prep arations (8) S a la rie d b u s in e s s $1,250-$1,499............... .................. $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ 48 68 82 90 96 12 20 26 22 24 $33 35 37 41 47 $14 17 17 20 23 $19 18 20 21 24 41.6 48.6 45.9 48.8 48.9 58.4 51.4 54.1 51.2 51.1 $2,500-$2,999___________ _______ $3,000-$3,499____________ _____ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and o v e r...____ ________ 150 152 104 96 92 82 28 25 19 16 13 12 51 52 54 84 87 118 26 28 29 55 54 77 25 24 25 29 33 41 51.0 53.8 53.7 65.5 62.1 65.3 49.0 46.2 46.3 34.5 37.9 34.7 $1,250-$1,499___ ____ __________ $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ 56 54 68 70 56 13 15 31 22 13 32 28 38 41 40 13 12 17 21 19 19 16 21 20 21 40.6 42.9 44.7 51.2 47.5 59.4 57.1 55.3 48.8 52.5 $2,500-$2,999____ ____ _________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over_______________ 94 110 40 48 50 16 22 23 10 14 16 3 44 43 55 59 83 132 21 24 30 30 47 67 23 19 25 29 36 65 47.7 55.8 54.5 50.8 56.6 50.8 52.3 44.2 45.5 49.2 43.4 49.2 $500-$749____________ _________ $750-$999_____ ________ ______ $1,000-$1,249........ ........................ $1,250-$1,499___________ ______ $1,500-$1,749........ ................. ....... 204 392 490 520 412 10 17 18 33 32 15 17 21 29 30 6 8 9 13 12 9 9 12 16 18 40.0 47.1 42.9 44.8 40.0 60.0 52.9 57.1 55.2 60.0 $1,750-$1,999________ _________ $2,000-$2,249...... ............ ........... $2,250-$2,499__________________ $2,500-$2,999_______ __________ $3,000-$3,499___ ____ __________ 372 312 160 232 100 32 37 22 36 17 35 37 38 40 46 16 17 19 20 27 19 20 19 20 19 45.7 45.9 50.0 50.0 58.7 54.3 54.1 50.0 50.0 41.3 $3,500-$3,999________ _____ _ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over............. ............. 56 48 64 32 12 8 10 6 49 75 105 104 24 54 71 61 25 21 34 43 49.0 72.0 67.6 58.7 51.0 28.0 32.4 41.3 $500-$749....................................... $750-$999......... ............................ $1,000-$1,249................................. $1,250-$1,499............... ................. $1,500-$1,749................................. 252 574 642 654 436 9 25 36 62 55 17 18 29 31 34 7 8 14 15 16 10 10 15 16 18 41.2 44.4 48.3 48.4 47.1 58.8 55.6 51.7 51.6 52.9 $1,750-$1,999................................. $2,000-$2,249.... ............................ $2,250-$2,499...... ........................... $2,500-$2,999_________ ________ $3,000-$3,499................................ 546 312 198 234 112 75 56 39 43 27 36 37 45 45 48 17 18 22 21 26 19 19 23 24 22 47.2 48.6 48.9 46.7 54.2 52.8 51.4 51.1 53.3 45.8 S a la ried p r o fe s s io n a l F a m ily T y p e : T ype I T yp es I I and I I I TABULAR SUMMARY 131 P R O V ID E N C E , R . I. T 7.— Personal care: A verag e m o n e y expen d itu re f o r toilet articles and p rep a ration s, and services, and percentage d istribu tion o f such exp en d itu re, by occu p ation , f a m i ly t y p e , and in co m e, in 1 yea r, 1 9 3 5 - 3 6 — Continued a b l e Number of families Occupational group, family type, and income class (1) T ypes H a n d III— Average money expenditure for Percentage of total personal-care ex personal care penditure Eligible Report ing ex pendi tures Total (2) (3) (4) Toilet articles Services and prep Services arations (5) (7) (6) Toilet articles and prep arations (8) Continued 64 66 82 38 17 21 17 6 $60 58 64 100 $36 30 36 63 $24 28 28 37 60.0 51.7 56.2 63.0 40.0 48.3 43.8 37.0 $500-$749........................ .............. $750-$999______ ______ _______ $1,000-$1,249__________________ $1,250-$1,499__________ _______ $1,500-$1,749__________________ 104 270 366 486 406 11 22 28 43 46 16 22 25 31 37 4 9 13 14 15 12 13 12 17 22 25.0 40.9 52.0 45.2 40.5 75.0 59.1 48.0 54.8 59.5 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ 376 322 246 308 130 60 40 43 56 25 39 48 48 54 55 17 24 22 26 29 22 24 26 28 26 43.6 50.0 45.8 48.1 52.7 56.4 50.0 54.2 51.9 47.3 $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499_________ ____ ____ $7,500 and over_______________ 76 96 98 90 12 17 22 13 53 74 80 121 29 43 46 77 24 31 34 44 54.7 58.1 57.5 63.6 45.3 41.9 42.5 36.4 $3,500~$3,999__________________ $4,000-$4,999_______ ______ $5,000-$7,499__________________ $7,500 and over_______________ T yp es I V and V FAMILY EXPENDITURES IN NEW ENGLAND CITIES 132 P R O V ID E N C E , R. I. T 8.— A u to m o b ile o p eration an d p u rc h a se : P ercentage o f fa m ilie s o w n in g and purchasin g a u tom obiles , average m o n e y expend iture f o r all fa m ilie s fo r operation and p u rch ase , by occu p ation , f a m i ly ty p e t and in co m ey in 1 y e a r , able 1 9 8 5 -8 6 [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and income class Percentage of all families Eligible Report ing ex pendi tures Owning automo biles (2) (3) (4) (1) Average money expenditure of all families Purchas Opera ing auto tion and mobiles purchase (6) (5) Opera tion 1 Purchase (net) 2 (7) (8) A l l fa m ilie s $500-$749_______ _____________ $750-$999_____________________ $1,000-$1,249__................... ......... $1,250-$1,499___________ ______ $1,500-$1,749__________________ 560 1,236 1,498 1, 660 1,254 30 64 82 138 133 13 23 36 45 58 10 7 12 11 $6 30 44 72 94 $6 16 38 53 66 $14 6 19 28 $1,750-$1,999____ _____________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ 1, 294 946 604 774 342 167 133 104 135 69 73 70 72 83 78 16 17 19 22 19 167 170 184 241 265 108 105 115 157 182 59 65 69 84 83 $3,500-$3,999............. ................... $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over___ _________ 196 210 244 160 41 46 49 25 82 88 98 90 29 33 35 42 269 375 451 537 160 195 276 312 109 180 175 225 $500-$749______ ____ _________ $750-$S99_____________________ $1,000-$l,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 560 960 1,124 1,014 684 30 34 49 51 35 13 20 38 43 56 11 10 14 8 6 29 51 74 72 6 16 42 54 59 13 9 20 13 $1,750-$1,999........................... . $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999_____________ ____ 700 360 212 178 49 41 31 24 70 93 71 64 20 19 26 16 182 205 177 237 104 98 104 138 78 107 73 99 $750-$999_____________________ $1,000-$1,249 _________________ $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999__________________ 276 374 428 358 330 30 33 37 44 36 33 31 45 66 79 9 37 24 69 120 150 17 24 55 81 117 20 6 16 12 $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999_________________ 318 180 216 32 24 28 75 77 93 18 10 31 170 176 281 121 118 172 49 58 109 $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499.... ............................ 114 90 114 108 60 25 19 25 16 12 60 34 84 43 60 12 13 10 6 17 67 105 162 69 147 52 29 127 65 103 15 76 35 4 44 $2,500-$2,999__................ ........... $3,000-$3,499_________ ____ ____ $3,500-$3,999__________________ $4,000-$4,999___________ _____ _ $5,000-$7,499__________________ $7,500 and over_______________ 136 80 52 66 102 62 33 21 12 16 20 10 86 80 100 92 100 100 15 30 40 27 29 31 213 330 226 293 362 474 168 167 146 190 230 294 45 163 80 103 132 180 O c c u p a tio n a l g r o u p : W a g e ea rn er C le r ic a l 14 39 33 In d e p e n d e n t b u sin ess a n d p r o fes sio n a l See p. 139 for notes on this table. TABULAR SUMMARY 133 P R O V ID E N C E , R . I. T 8.— A u to m o b ile o p eration a n d p u rc h a se : Percentage o f fa m ilie s ow n in g and purchasin g a u tom obiles , average m o n e y expend iture f o r all fa m ilie s fo r operation and p u rch ase , by occu p ation , f a m i ly ty p e t and in c o m e , in 1 ye a r , 1 9 3 5 - 3 6 — Continued able Number of families Occupational group, family type, and income class (1) Percentage of all families Eligible Report ing ex pendi tures Owning automo biles (2) (3) (4) Average money expenditure of all families Purchas Opera ing auto tion and mobiles purchase (6) (5) Opera tion Purchase (net) (7) (8) S a la r ie d b u s i n e s s $1,250-$1,499_________ ______ $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ 48 68 82 90 96 12 20 26 22 24 39 59 72 64 68 22 12 18 22 22 $84 98 178 190 226 $41 79 110 111 127 $43 19 68 79 99 $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999_______ ______ $5,000-$7,499__________________ $7,500 and over_________ _____ 150 152 104 96 92 82 28 25 19 16 13 12 85 76 70 84 96 89 33 16 26 36 44 45 264 219 288 406 536 578 146 169 151 181 315 318 118 50 137 225 221 260 $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999_____ ____________ $2,000-$2,249__________________ $2,250-$2,499__________________ 56 54 68 70 56 13 15 31 22 13 54 73 60 80 78 5 23 12 4 17 60 174 102 133 202 46 108 78 131 134 14 66 24 2 68 $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over_______________ 94 110 40 48 50 16 22 23 10 14 16 3 86 79 92 89 100 62 16 23 34 30 62 154 281 272 427 477 577 154 211 199 230 297 350 70 73 197 180 227 $500-$749 ___________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 204 392 490 520 412 10 17 18 33 32 20 34 46 34 64 i9 12 5 10 42 58 79 117 27 41 66 89 15 17 13 28 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3.000-$3,499__________________ 372 312 160 232 100 32 37 22 36 17 76 65 72 97 80 26 14 19 25 30 259 173 233 372 280 132 112 132 211 178 127 61 101 161 102 $3,500-$3,999_____ ____ _______ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over_______________ 56 48 64 32 12 8 10 6 87 84 100 100 56 27 38 12 459 355 649 304 173 172 401 266 286 183 248 38 $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499______ ____ ______ $1,500-$1,749_________ ____ 252 574 642 654 436 9 25 36 62 55 22 14 39 61 61 4 8 22 16 10 18 44 92 106 10 9 43 60 65 9 3 32 41 $1,750-$1,999__________________ $2,000-$2,249____ _____________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ 546 312 198 234 112 75 56 39 43 27 73 82 80 80 79 12 22 15 9 9 135 183 191 169 207 108 112 135 145 177 27 71 56 24 30 S a la ried p r o fe s sio n a l F a m ily typ e. T ype I (*) (*) T y p e s I I and I I I *Average amounts of less than $1 and percentages of less than 0.1 are not shown. FAMILY EXPENDITURES IN NEW ENGLAND CITIES 134 P R O V ID E N C E , R . I. T a b l e 8.— A u to m o b ile operation and p u rc h a se : P ercentage o f fa m ilie s ow n in g and pu rch asin g a u tom obiles, average m o n e y expend iture f o r all fa m ilie s f o r operation and purchase, by occup ation , f a m i ly typ e, and in co m e, in 1 y e a r , 1 9 3 5 - 3 6 — Continued Number of families Occupational group, family type, and income class (1) T yp es I I and Percentage of all families Eligible Report ing ex pendi tures Owning automo biles (2) (3) (4) Average money expenditure of all families Purchas Opera ing auto tion and mobiles purchase (5) (6) Opera tion Purchase (net) (7) (8) / / / —Continued 64 66 82 38 17 21 17 6 83 84 100 100 $500-$749_____________________ $750-$999_____ _______________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 104 270 366 486 406 11 22 28 43 46 18 25 20 36 48 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ 376 322 246 308 130 60 40 43 56 25 $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-17,499__________________ $7,500 and over______________ 76 96 98 90 12 17 22 13 $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over__________ _____ Types I V 11 43 53 62 $207 419 450 689 $183 198 227 330 7 9 5 40 24 39 57 5 15 24 32 45 71 63 65 74 76 14 15 21 29 20 125 157 146 195 303 87 93 87 123 189 38 64 59 72 114 79 92 96 83 24 28 18 43 181 354 323 556 131 204 235 320 50 150 88 236 $24 221 223 359 and V 10 25 7 12 135 TABULAR SUMMARY P R O V ID E N C E , R . I. T able 9.— R ec rea tio n : A verage m o n e y expen ditu re f o r recreation o f specified typ es, by occup ation , f a m i ly typ e, and in co m e, in 1 yea r, 1 9 3 5 - 3 6 Number of families Occupational group, family type, and income class Eligible (2) (1) Average money expenditure for recreation Paid admissions Reporting ex- , penditures Total (3) (4) Movies Other1 (5) (6) Equip ment for games and sports Other 1 (7) (8) A l l fa m ilie s $500-$749______________ ____ $750-$999_____________________ $1,000-11,249._______ _________ $1,250-$1,499__________________ $1,500-$1,749__________________ 560 1,236 1,498 1,660 1,254 30 64 82 138 133 $7 16 19 29 45 $3 6 8 12 19 $1,750-$1,999...................... .......... $2,000-$2,249__________________ $2,250-$2,499_............... ................ $2,500-$2,999__________________ $3,000-$3,499__________________ 1, 294 946 604 774 342 167 133 104 135 69 55 62 71 73 120 21 25 29 29 28 $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over_______________ 196 210 244 160 41 46 49 25 159 166 245 436 42 35 41 35 $500-$749_____ _______________ $750-999.................... ............ ....... $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 560 960 1,124 1,014 684 30 34 49 51 35 7 15 18 31 54 3 6 8 11 22 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 700 360 212 178 49 41 31 24 51 63 89 70 $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750 $1,999__________________ 276 374 428 358 330 30 33 37 44 36 $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999___ ____ __________ 318 180 216 $1,250-$1,499__________________ $1,500-$1,749______ ___________ $1,750-$1,999_____ ____ _______ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over_______________ O c c u p a tio n a l g r o u p : $3 1 3 3 $4 6 8 13 21 4 5 6 7 13 5 3 7 10 10 25 29 29 27 69 15 25 20 44 11 48 51 103 91 58 133 254 (*) $1 2 1 2 (•) W age ea rn er 1 1 3 3 1 4 3 4 6 8 15 26 21 21 33 30 3 4 * 7 5 5 2 8 9 22 36 41 26 17 20 25 31 61 8 9 16 15 21 2 3 1 1 5 1 1 1 2 5 6 7 7 13 30 32 24 28 61 50 73 25 24 29 5 4 7 5 4 11 26 18 26 114 90 114 108 60 25 19 25 16 12 22 40 74 45 63 12 19 16 27 30 1 2 5 5 5 1 2 9 1 9 8 17 44 12 19 136 80 52 66 102 62 33 21 12 16 20 10 78 108 102 76 188 439 28 34 37 32 47 41 7 10 15 12 20 49 9 12 11 3 20 137 34 52 39 29 101 212 (*) (*) (*) C le r ic a l In d e p e n d e n t p r o fes sio n a l a n d b u sin es s See p. 139 for notes on this table. •Average amounts of less than $1 and percentages of less than 0.1 are not shown. 1 1 3 9 9 1 °— 41- -10 FAMILY EXPENDITURES IN NEW ENGLAND CITIES 136 P R O V ID E N C E , R . I. T 9.— R e c re a tio n : A verage m o n e y expen d itu re f o r recreation o f specified t y p e s , b y o ccu p ation , fa m i ly ty p e , and in c o m e, in 1 yea r, 1 9 8 5 —8 6 — Continued able Number of families Occupational group, family type, and income class Eligible (2) (1) Average money expenditure for recreation Paid adinissions Report ing ex pendi tures Total (3) (4) Movies Other (5) (6) Equip ment for games and sports Other (7) (8) S a la rie d b u s in e s s $1,250-$1,499__________ _______ $1,500-$1,749____ _____________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ 48 68 82 90 96 12 20 26 22 24 $34 33 48 71 80 $21 13 25 29 31 $1 3 3 8 5 $1 2 2 6 9 $11 15 18 28 35 $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over_______________ 150 152 104 96 92 82 28 25 19 16 13 12 79 138 176 258 313 400 35 30 46 39 41 26 7 19 19 38 15 37 11 11 8 95 101 97 26 78 103 86 156 240 $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999________ _________ $2,000-$2,249__________________ $2,250-$2,499__________________ 56 54 68 70 56 13 15 31 22 13 27 35 46 80 68 10 16 22 33 22 2 2 3 9 7 1 5 5 5 7 14 12 16 33 32 $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over. _ _ __ _______ 94 110 40 48 50 16 22 23 10 14 16 3 60 103 187 105 236 608 17 20 36 32 30 57 7 8 4 17 29 66 13 6 20 13 22 23 67 127 43 155 485 $500-$749_____________________ $750-$999_____________________ $1,000-$1,?49__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 204 392 490 520 412 10 17 18 33 32 5 17 18 29 37 3 3 10 16 19 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ 372 312 160 232 100 32 37 22 36 17 49 64 92 74 120 $3,500-$3,999__________________ $4,C00-$4,999__________________ $5,000-$7,499__________________ $7,500 and over___ ______ __ 56 48 64 32 12 8 10 6 $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 252 574 642 654 436 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over_____ _____ __ S a la rie d p r o fe s s io n a l F a m ily ty p e : T ype I 1 3 3 3 1 6 5 10 12 20 25 39 23 18 6 7 10 8 18 6 1 8 17 8 17 31 35 26 76 173 116 266 327 48 21 34 31 21 25 19 33 6 5 72 42 98 65 141 221 9 25 36 62 55 10 13 19 30 40 2 6 7 12 16 2 1 1 1 1 2 2 g 6 9 15 21 546 312 198 234 112 75 56 39 43 27 55 59 58 62 122 19 22 22 26 29 3 4 4 7 12 6 5 6 7 17 27 28 26 22 64 64 66 82 38 17 21 17 6 193 228 241 300 30 39 38 28 12 8 17 41 14 129 66 105 137 52 120 126 C) (*) 3 8 (*) T y p e s I I and I I I (*) (*) ♦Average amounts of less than $1 and percentages of less than 0,1 are not shown, 137 TABULAR SUMM ARY P R O V ID E N C E , R . I. T 9.— R ecrea tio n i Average m oney expenditure for recreation of specified types, by occupation, fa m ily typ e , and incom e , in 1 year , 1 9 3 5 -3 6 — C on tin u ed able Number of families Occupational group, family type, and income class Eligible (2) (1) T ypes I V Average money expenditure for recreation Paid admissions Report ing ex pendi tures Total (3) (4) Movies Other (5) (6) Equip ment for games and sports Other (7) (8) and V $500-$749_______ ___________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-11,749__________________ 104 270 366 486 406 11 22 28 43 46 $3 19 19 26 58 $2 12 7 10 23 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499___ _____ ________ 376 322 246 308 130 60 40 43 56 25 62 63 69 81 118 $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000-$7,499__________________ $7,500 and over__________ ___ 76 96 98 90 12 17 22 13 119 148 235 533 2 2 $1 6 11 12 6 24 28 28 35 34 3 5 5 6 11 4 3 7 9 6 31 27 29 31 67 46 40 48 39 13 36 23 50 14 13 25 123 46 59 139 321 * Average amounts of less than $1 and percentages of less than 0.1 are not shown. (*) C) $1 2 2 $1 (*) F ootnotes fo r Tables in E xpend iture T a b u la r S u m m ary P r o v id e n c e tab le l 1 See glossary, appendix B, for eligibility requirements. 2 Money income is equal to the sum of money expenditure (column 7) plus net surplus or deficit (column 8) plus net balancing difference (column 9). 3 Nonmoney income from housing includes imputed income from owned family or vacation homes plus rent received as pay or gift (average amounts based on all families, whether or not they reported such non money income). 4 Includes purchases on cash or credit basis. Does not include money disbursements resulting in an increase in family assets or a decrease in liabilities. (Examples of disbursements not treated as expenditures will be found in the glossary, appendix B.) 5 See glossary, appendix B, for definitions of surplus and deficit. • Represents the average net difference between reported money receipts and reported money disburse ments. See glossary, appendix B. A maximum balancing difference within 5.5 percent was allowable on each schedule. T ABLE 1-A 1 A surplus represents an increase in assets or a decrease in liabilities, or both; a deficit represents a de crease in assets or an increase in liabilities, or both. 2 Some families reported neither surplus nor deficit for the year; therefore the sum of columns 5 and 6 does not always equal 100 percent. 3 Since the average amounts in these two columns are based on the number of families reporting surplus or deficit, respectively, they do not add to the average net surplus or deficit shown in column 4 for all fam ilies. TABLE 2 1 The averages in this table include money expenditures for goods and services purchased on either cash or credit basis. They do not include value of goods and services received without money expenses. Averages are based on all families, whether or not they reported expenditures for the specified categories. 2 Housing expenditures include the money expense of home owners and rent contracted for by renting families for family home and other housing. The value of fuel, light and refrigeration is included when furnished by the landlord and included in the rental rate. 3Includes all expenditures for operation and maintenance (see table 8), and the net purchase price (gross price less trade-in allowance) of automobiles bought during the schedule year. The proportion of auto mobile expense chargeable to business has been deducted. See glossary, appendix B. 4 Includes paid admissions, equipment and supplies for games, sports and other recreation, club dues, and the like. Does not include expense for transportation, food, or lodging while on vacation. * Taxes include only poll, income, and personal property taxes. All other taxes, such as those on real estate, amusements and retail sales taxes are included as a part of the expenditure for these items. Gifts do not include gifts from one member of the economic family to another. TABLE 3 1 Includes expenditures for board at school, which amounted to less than 5 percent of average food expense for all families with incomes of less than $7,500. Among families in the business and professional catagories. it amounted at most to an average of $239, at the income level $7,500 and over. For families of types IV and V, it amounted at most to an average of $151, at the income level $7,500 and over. 2 See glossary, appendix B, for method of deriving this figure. TABLE 4 1 Includes housing expenditure for both owners and renters. Average amounts for renting families are based on rental rate contracted for. Value of fuel, light and refrigeration is included when furnished by the landlord and included in the rental rate. See table 4-A for percentage of families for whom those facilities were included as part of the rental rate. 2 See table 4-A for separation of expense for owning and renting families. 3 Includes net money expenditure for owned or rented vacation homes, lodging while traveling or on vacation, and room at school. 4 See glossary, appendix B, for method of deriving this figure. Includes nonmoney income from owned vacation homes, which amounted at most to an average of $34 for all families, at the income level $7,500 and over. 8 Percentages based on the average value of all housing (column 6). TABLE 4-A 1 These two percentages do not always add to 100, since families that both owned and rented during the year, or received rent as gift or pay, are not included in columns 4 through 7. 2 Percentages based on renting families reporting these facilities included in rent at the end of the schedule year. 138 TABULAR SUMMARY 139 TABLE 5 1 Excludes value of fuel, light and refrigeration furnished by the landlord and included in the rental rate. Fuel received without money expense is not included in this average, but amounted to less than 5 percent of money expense for fuel, light and refrigeration for all families. 1 See glossary, appendix B, for items included. TABLE 6 1 Value of clothing gifts from one family member to another are included in the average expenditure for the member receiving such gifts. Gifts of clothing to or from individuals outside the economic family are excluded. * For families of type I, averages and percentages shown in columns 7 and 10 are for individuals who were members of the economic family less than 27 weeks, and were therefore not considered equivalent members in determining family type. See glossary, appendix B, for method of classifying families by type. TABLE 7 1 See glossary, appendix B, for items included. TABLE 8 1 To obtain the average expense of operation for families owning automobiles, divide the average shown in this column by the corresponding figure in column 4 and multiply by 100. 2 To obtain the average net purchase price (gross price less trade-in allowance) for families purchasing automobiles, divide the average shown in this column by the corresponding figure in column 5 and multiply by 100. TABLE 9 1 See glossary, appendix B, for items included. 140 FAM ILY EXPENDITURES IN N E W ENGLAND CITIES N E W T a b l e E N G L A N D , 2 M ID D L E -S I Z E D C IT IE S 1. — B alan ce o f fa m ily in c o m e and ex p en d itu re: N u m b er o f eligib le fa m ilie s , nu m ber rep o rtin g ex p e n d itu r e s , average net m o n ey a n d n o n m o n e y in co m e , average m o n e y ex p en d itu re f o r fa m ily liv in g , net s u rp lu s or d eficit , and ba la n cin g d iffe r en ce , by o c c u p a tio n , fa m ily t y p e , and in c o m e , in 1 y e a r , 1 9 3 5 -8 6 [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and income class (1) Average net income Non M oneys money from housing * Eligible i Report ing ex pendi tures Total (2) (3) (4) (5) (6) Average Average Average money net sur net bal expendi plus or ancing ture for deficit differ family ence 8 (-)* living 4 (7) (8) (9) A l l families $250-$499__________ ____ $500-$749___________________ $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499_______________ 120 314 700 944 950 7 35 71 114 119 $399 653 897 1,126 1,353 $377 606 885 1,095 1,331 $22 47 12 31 22 $754 758 982 1,182 1,368 -$374 -141 -8 6 -6 8 -2 2 —$3 -1 1 -1 1 -1 9 -1 5 $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ 708 648 528 286 228 115 106 96 68 52 1,607 1,865 2,114 2, 372 2, 700 1,570 1,832 2,051 2,290 2, 615 37 33 63 82 85 1, 621 1, 923 1,941 2,129 2, 505 -3 1 -8 2 121 170 126 -2 0 -9 -1 1 -9 -1 6 $3,000-$3,499_______________ $3,500-$3,999_______________ $4,000-$4,999_______________ $5,000 and over__ '_____ __ 132 52 106 90 29 15 15 12 3, 212 3, 742 4,274 7,015 3,100 3, 663 4,114 6, 708 112 79 160 307 2,945 3,061 3,385 5,123 180 563 666 1,619 -2 5 39 63 -3 4 $250-$499___________________ $500-$749___________________ $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499________________ 120 274 578 646 584 7 26 50 50 51 399 654 898 1,125 1,354 377 607 885 1,087 1, 323 22 47 13 38 31 753 738 981 1,160 1, 364 -373 -121 -8 4 -5 4 -2 7 -3 -1 0 -1 2 -1 9 -1 4 $1,500-$1,749________________ $1, 750-$l,999__________ ____ $2,000-$2,249_______________ $2,250-$2,499_______________ 398 286 236 124 41 37 36 23 1,606 1,869 2,105 2, 367 1, 564 1,857 2,038 2, 279 42 12 67 88 1,598 1,961 1,928 2, T02 -8 -111 120 186 -2 6 7 -1 0 -9 $500-$749___________________ $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499_______________ $1,500-$1,749_______________ 40 122 178 194 152 9 21 33 37 27 640 890 1,147 1, 344 1,606 595 886 1,135 1,340 1, 597 45 4 12 4 9 894 981 1, 254 1, 370 1,694 -274 -9 0 -9 6 -1 5 -9 4 -2 5 -5 -2 3 -1 5 -3 $1,750-$1,999_______________ S2,000-$2,249_______________ $2,250-$2,499_______________ 156 134 76 32 23 23 1,869 2,133 2,390 1,833 2, 085 2, 298 36 48 92 1, 756 1,937 2, 099 90 164 213 -1 3 -1 6 -1 4 $1,000-$1,249_______________ $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$! ,999_______________ $2,000-$2,249_______________ 82 74 76 72 62 19 10 23 19 10 1,095 1,336 1, 603 1,869 2,063 1.066 1,319 1,508 1, 754 1,963 29 17 95 115 100 1,175 1, 339 1, 609 1, 733 1,759 -9 8 3 -7 8 21 208 -1 1 -2 3 -2 3 $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000-$3,499________________ $3,500-$3,999_______________ $4,000-$4,999_______________ $5,000 and over____________ 40 90 56 6 48 36 9 18 12 1 8 6 2, 378 2,708 3,193 2,288 2,633 3,104 90 75 89 2,162 2,610 3,019 110 60 110 179 338 3,090 3,922 Occupational group: W age earner Clerical Independent business professional and (t ) 4, 263 6,631 (t) 4,084 6, 293 (t ) See p. 168 for notes on this table. *Averages of less than $1 and percentages of less than 0.1 are not shown. tAverages and percentages not computed for fewer than 3 cases. (t ) (t) 932 2,284 (*) -4 16 -3 7 -2 5 (t ) 62 87 TA B U LA R N E W T E N G L A N D , 2 141 S U M M A R Y M I D D L E -S I Z E D C IT IE S 1.— B alan ce o f fa m ily in c o m e and ex p e n d itu re: Number of eligible fam ilies, number reporting expenditures, average net money and nonmoney in come, average m oney expenditure for fam ily living, net surplus or deficit, and balancing difference, by occupation, fa m ily type, and, income, in 1 year, 1 9 3 5 -8 6 — C on tin u ed a b l e Number of families Occupational group, family type, and income class (1) Average net income Eligible Report ing ex pendi tures Total Money (2) (3) (4) (5) Average money Average Average net sur net bal expendi ancing Non ture for plus or differ deficit money family ence ( ) from living housing (6) (7) (8) (9) Salaried business and pro fessional $1,000-$1,249_______________ $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000-$3,499_______________ $3,500-$3,999_______________ $4,000-$4,999_______________ $5,000 and over. __________ 38 98 82 134 96 46 138 76 46 58 54 12 21 24 18 27 13 34 17 14 7 6 $1, 111 1,373 1, 613 1,850 2,141 2, 350 2, 694 3,225 3, 733 4,282 7,270 $1,096 1, 368 1,604 1,820 2,091 2,310 2, 603 3,097 3,701 4,138 6,984 $15 5 9 30 50 40 91 128 32 144 286 $1, 218 1,413 1, 610 2,138 2,095 2, 224 2,438 2,890 3,074 3, 628 5,924 —$93 -2 4 20 -280 7 109 168 231 596 446 1,175 $ -2 9 -2 1 -2 6 -3 8 -1 1 -2 3 -3 -2 4 31 64 -115 58 140 232 338 288 194 166 128 76 60 20 6 28 14 4 13 14 30 27 19 22 24 16 7 5 2 3 2 341 637 896 1,129 1, 333 1, 620 1,871 2,104 2,379 2, 736 3,111 (t) 4, 253 (t) 295 569 892 1,078 1, 292 1, 596 1,836 2,067 2, 264 2, 615 3,045 (t) 4,077 (t) 46 68 4 51 41 24 35 37 115 121 66 (t) 176 (t) 636 703 939 1,157 1,281 1, 625 1, 952 1, 973 1,981 2, 490 2, 667 (t) 2, 601 (t) -349 -127 -4 2 -6 4 26 -4 -117 109 293 164 396 (t) 1, 394 (t) 8 -7 -5 -1 5 -1 5 -2 5 1 -1 5 -1 0 -3 9 -1 8 (t) 82 (t) 32 118 326 406 406 290 264 222 104 82 48 10 32 28 1 17 35 56 52 61 49 39 23 20 12 4 6 7 (t) 647 902 1,120 1,366 1,596 1,857 2,126 2, 366 2, 681 3,185 3, 790 4, 279 6,263 (t) 628 892 1,114 1,364 1, 576 1,835 2,069 2, 334 2, 624 3, 084 3, 790 4.124 5,940 (t) (t) 787 996 1,184 1,431 1,617 1,943 1,959 2,153 2.591 2,838 3, 583 3,943 4, 614 (t) -144 —89 -4 9 -4 5 -1 8 -103 111 190 55 244 147 110 1, 324 (t) -1 5 -1 5 -2 1 -2 2 30 56 142 200 256 224 218 178 106 86 64 36 46 48 2 5 22 28 40 35 35 33 29 25 12 9 6 3 (t) (t) 649 859 1,082 1,322 1,539 1,826 2, 016 2,266 2,606 3,129 3, 618 4,129 6,881 (t) (t) 836 1,019 1,215 1,365 1,622 1.877 1.897 2, 212 2, 435 3,112 2,903 3,473 5, 601 (t) -173 -147 -111 -3 7 -7 1 -3 3 141 61 165 64 688 610 1, 362 (t) -1 4 -1 3 -2 2 -6 -1 2 -1 8 -2 2 -7 6 -4 7 27 46 -8 2 Fam ily typ e: T y p e I $250-$499___________________ $500-$749___________________ $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000-$3,499________________ $3,500-$3,999_______________ $4,000-$4,999_______________ $5,000 and over____________ T y p es I I and I I I $250-$499___________________ $500-$749___________________ $750-$999___________________ $1,000-$1,249_____ _________ $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000-$3,499_______________ $3,500-$3,999_______________ $4,000-$4,999_______________ $5,000 and over____ ________ 19 10 6 2 20 22 57 32 57 101 155 323 -2 3 -5 -1 -9 -2 2 2 60 71 2 T y p es I V and V $250-$499___________________ $500-$749___________________ $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000-$3,499_______________ $3,500-$3,999_______________ $4,000-$4,999_______________ $5,000 and over_________ 702 888 1,132 1,353 1, 609 1,871 2.105 2,373 2, 692 3, 263 3, 732 4,282 7, 268 tAverages and percentages not computed for fewer than 3 cases. 53 29 50 31 70 45 89 107 86 134 114 153 387 142 FAM ILY EXPENDITURES IN N E W ENGLAND CITIES N E W E N G L A N D , 2 M ID D L E -S IZ E D C IT IE S T 1 -A .— N et su rplu s or deficit: Percentage of fam ilies having a surplus or deficit, and average amounts reported , by occupation , fa m ily typef and incom e , in 1 yeary 1 9 3 5 -8 6 1 able [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and income class Eligible (1) (2) Reporting expenditures (3) Average net sur plus or deficit (-) (4) Percentage of fami Average amount for lies having 2— families having s— Surplus Deficit (6) (5) Surplus (7) Deficit (8) A ll fam ilies $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________ ____ 120 314 700 944 950 7 35 71 114 119 -8374 -141 -8 6 -6 8 -2 2 $21 37 47 59 $100 70 62 51 38 $48 55 83 92 $374 215 172 211 202 $1,500-$1,749__________________ $1,750-$1,999____ _____________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 708 648 528 286 228 115 106 96 68 52 -3 1 -8 2 121 170 126 57 57 72 75 67 42 43 28 24 31 125 146 240 280 321 241 390 192 168 290 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over__ __ _________ 132 52 106 90 29 15 15 12 180 563 666 1, 619 65 95 84 100 35 5 16 427 632 891 1, 619 281 812 541 $250-$499 ____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249________________ $1,250-$1,499__________________ 120 274 578 646 584 7 26 50 50 51 -373 -121 -8 4 -5 4 -2 7 19 35 46 57 100 70 64 50 39 52 51 82 95 373 186 161 184 207 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249____ _____________ $2,250-$2,499__________________ 398 286 236 124 41 37 36 23 -8 -111 120 186 58 51 69 77 42 49 31 23 134 136 254 302 200 374 182 198 $500-8749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-81,749__________________ 40 122 178 194 152 9 21 33 37 27 -274 -9 0 -9 6 -1 5 -9 4 30 43 44 69 55 70 52 56 31 45 30 74 76 75 105 404 232 229 215 338 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-82,499__________________ 156 134 76 32 23 23 90 164 213 72 84 74 26 16 22 186 220 315 164 133 92 $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ 82 74 76 72 62 19 10 23 19 10 -9 8 3 -7 8 21 208 49 60 48 72 78 51 40 44 28 22 94 111 113 144 291 281 162 303 296 81 $2,250-$2,499__________________ $2,500-$2,999_____________ _____ $3,000-$3,499__________________ $3,500-$3,999_______ ___________ $4,000-84,999__________________ $5,000 and over______ _________ 40 90 56 6 48 36 9 18 12 1 8 6 110 60 110 (t) 932 2,284 78 68 71 22 28 29 206 262 315 (t) 1,049 2,284 235 429 386 Occupational group : W age earner Clerical Independent business and pro fessional See p. 168 for notes on this table. fAverages and percentages not computed for fewer than 3 cases. (t) 90 100 (t) 10 (t) 155 143 TABULAR SUMM ARY N E W E N G L A N D , 2 M ID D L E -S IZ E D C IT IE S T 1 - A . — N et su rplu s or d eficit: Percentage of fam ilies having a surplus or deficit, and average amounts reported , by occupation , fa m ily type , and incom e , in 1 year , 1 9 8 5 -8 6 — C on tin u ed able Number of families Occupational group, family type, and income class Eligible (1) (2) Reporting expenditures (3) Average D8t sur** nliiQ piUd \nr JL deficit ( -> (4) Percentage of fami Average amount for lies having— families having— Surplus Deficit Surplus Deficit (5) (6) (7) (8) Salaried business and professional $1,000-$1,249_______ _____ ____ $1,250-$1,499____ _____ _______ $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ 38 98 82 134 96 1221 24 18 27 —$93 -2 4 20 -280 7 $66 51 64 43 60 $34 41 36 57 40 $82 102 123 95 203 $430 186 164 563 286 $2,250-$2,499__________________ $2,500-$2,999_____________ _____ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over__ _ _________ 46 138 76 46 58 54 13 34 17 14 7 6 109 168 231 596 446 1,175 69 67 61 95 79 100 31 33 39 5 21 225 361 522 678 743 1,175 148 220 222 833 691 $250-$499 __________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 58 140 232 338 288 4 13 14 30 27 -349 -127 -4 2 -6 4 26 18 41 53 68 100 72 59 47 27 33 51 85 134 349 185 107 232 241 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 194 166 128 76 60 19 22 24 16 7 -4 -117 109 293 164 61 44 68 87 67 39 56 32 9 33 132 156 296 366 334 213 327 281 270 177 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999 ______________ $5,000 and over_______________ 20 6 28 14 5 2 3 2 396 (t) 1,394 (t) 70 (t) 100 (t) 30 (t) 614 (t) 1,394 (t) $250-$499____________ ________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249_______________ $1,250-$1,499__________________ 32 118 326 406 406 1 17 35 56 52 (t) -144 -8 9 -4 9 -4 5 (t) (t) $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 290 264 222 104 82 61 49 39 23 20 -1 8 -103 111 190 55 64 70 80 76 60 36 29 20 24 35 111 115 196 288 334 246 638 220 127 417 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over _ _ ____ 48 10 32 28 12 4 6 7 244 147 110 1, 324 83 75 48 100 17 25 52 319 469 818 1,324 132 820 541 $250-$499........ ............................. $500-$749_____________________ $750-$999_______________ _____ $1,000-$1,249__________________ $1,250-$1,499__________________ 30 56 142 200 256 2 5 22 28 40 (t) -173 -147 -111 -3 7 $1,500-$1,749----- ------- --------------$1,750-$1,999__________________ $2,000-$2,249___ ____ _________ $2,250-$2,499___________ _____ $2,500-$2,999__________________ 224 218 178 106 86 35 35 33 29 25 -7 1 -3 3 141 61 165 44 51 67 65 74 53 49 33 35 26 140 191 266 185 302 253 266 112 173 235 $3,000-$3,499............. ................... $3,500-$3,999 __ ______ $4,000-$4,999 _____ ____ _______ $5,000 and over________________ 64 36 46 48 12 9 6 3 64 688 610 1,362 50 100 100 100 50 482 688 610 1, 362 350 Fa m ily typ e: T y p e I (t) 113 (t) (t) Typ es I I and I I I 6 38 47 60 81 60 51 38 (t) 32 53 79 70 (t) 179 180 170 226 T y p es I V and V f Average and percentage not computed for fewer than 3 cases. (t) 57 26 37 47 (t) 43 68 57 49 (t) 68 72 86 69 (t) 494 243 251 142 2 E N G L A N D , M I D D L E -S I Z E D C IT IE S T a b l e 2 .— S u m m a ry o f fa m ily expen ditu re: Average m on ey expenditure fo r specified groups o f goods and services, by occup ation , fa m ily typ e, and incom e, in 1 yea r, 1 9 8 5 - 3 6 1 144 N E W [White nonrelief families including husband and wife, both native born] Occupational group, family type, and income class (1) Eligi ble (2) Aver age num ber of Report ing ex persons per pendi tures family (3) (4) Household operation Total Food Hous ing 2 (5) (6) (7) Fuel, light, and refrig eration (8) Fur nish Auto Other ings Cloth mo trans ing and bile 3 porta tion Other equip ment (9) (10) (11) (12) (13) Per sonal care (14) For Medi Recre To Read mal cal ation4 bacco ing edu care cation (15) (16) (17) (18) (19) Con tribu tions Other and items per sonal taxes5 (20) (21) Average money expenditure in dollars A l l fa m ilie s $250-$499___________ $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ 120 314 700 944 950 7 35 71 114 119 2.8 2.9 3.0 2.7 3.3 754 758 982 1,182 1,368 293 307 368 424 475 204 166 214 223 256 74 82 99 109 126 28 22 25 34 42 4 9 29 44 56 43 43 74 89 130 1 19 34 68 56 1 7 9 9 13 14 16 22 28 30 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999_______ 708 648 528 286 228 115 106 96 68 52 3.3 3.4 3.4 3.3 3.5 1,621 1,923 1,941 2,129 2,505 517 543 606 657 688 273 327 308 314 342 139 157 156 166 182 55 84 75 99 139 58 87 63 90 66 157 180 190 232 243 131 184 201 219 396 17 18 22 23 11 33 40 40 44 50 $3,000-$3,499_______ $3,500-13,999________ $4,000-$4,999_______ $5,000 and over_____ 132 52 106 90 29 15 15 12 3.4 3.7 3.3 3.3 2, 945 3,061 3,385 5,123 758 805 784 972 403 456 388 925 206 199 202 345 177 138 215 531 119 69 74 219 332 368 386 490 408 388 607 297 29 9 64 50 53 56 83 81 13 12 21 28 36 13 18 23 26 33 11 10 12 14 16 1 1 2 10 14 17 26 40 2 13 1 9 3 83 114 89 71 81 46 53 59 61 90 36 35 39 43 48 18 22 19 22 25 4 6 13 11 41 49 53 58 75 96 5 20 3 2 7 111 164 116 117 107 109 133 98 49 61 53 82 26 28 26 29 13 95 18 12 128 96 148 823 26 20 88 52 43 20 . 33 50 54 FAM ILY EXPENDITURES IN N E W ENGLAND CITIES Number of families Percentage of total money expenditures A l l fa m ilie s 7 35 71 114 119 2.8 2.9 3.0 2.7 3.3 100.0 100.0 100.0 100.0 100.0 38.9 40.6 37.6 35.8 34.8 27.1 21.9 21.9 18.8 18.7 9.8 10.8 10.1 9.2 9.2 3.7 2.9 2.5 2.9 3.1 0.5 1.2 3.0 3.7 4.1 5.7 5.7 7.5 7.5 9.5 0.1 2.5 3.4 5.8 4.1 0.1 .9 .9 .8 1.0 1.9 2.1 2.2 2.4 2.2 5.7 2.6 3.4 4.2 3.9 1.7 1.6 2.1 2.4 2.6 1.7 2.4 2.3 2.2 2.4 1.5 1.3 1.2 1.2 1.2 0.1 .1 .1 1.3 1.8 1.7 2.2 2.9 0.3 1.7 .1 .8 .2 $1,600-$1,749. . $1,750-$1,999 . $2,000-$2,249 $2,250-$2,499 . $2,500-$2,999-_- 708 648 528 286 228 115 106 96 68 52 3.3 3.4 3.4 3.3 3.5 100.0 100.0 100.0 100.0 100.0 32.0 28.2 31.2 30.9 27.6 16.9 17.0 15.9 14.7 13.7 8.6 8.2 8.0 7.8 7.3 3.4 4.4 3.9 4.7 5.5 3.6 4.5 3.2 4.2 2.6 9.7 9.4 9.8 10.9 9.7 8.1 9.6 10.3 10.3 15.8 ' 1.0 .9 1.1 1.1 .4 2.0 2.1 2.1 2.1 2.0 5.1 5.9 4.6 3.3 3.2 2.8 2.8 3.0 2.9 3.6 2.2 1.8 2.0 2.0 1.9 1.1 1.1 1.0 1.0 1.0 .2 .3 .7 .5 1.6 3.0 2.8 3.0 3.5 3.8 .3 1.0 .2 .1 .3 $3,000-$3,499___ $3,500-$3,999___ $4,000-$4,999___ $5,000 and over.. 132 52 106 90 29 15 15 12 3.4 3.7 3.3 3.3 100.0 100.0 100.0 100.0 25.7 26.3 23.1 19.0 13.7 14.9 11.5 18.0 7.0 6.5 6.0 6.7 6.0 4.5 6.3 10.4 4.0 2.3 2.2 4.3 11.3 12.0 11.4 9.6 13.9 12.7 18.0 5.8 1.0 .3 1.9 1.0 1.8 1.8 2.4 1.6 3.8 5.4 3.4 2.3 3.6 3.6 3.9 1.9 1.7 2.0 1.6 1.6 .9 .9 .8 .6 .4 3.1 .5 .2 4.3 3.1 4.4 16.0 .9 .6 2.6 1.0 1 2. 2 1 12 2 Average money expenditure in dollars Occupational group. Wage earner $250-$499_ $500-$749_ $750-$999_ $1,000-$1,249 -$1,250-$1,499_______ 120 274 578 646 584 7 26 50 50 51 2.8 2.9 3.0 2.7 3.3 753 738 981 1,160 1, 364 293 307 382 423 478 204 169 208 207 241 74 82 99 107 125 28 21 25 32 40 4 7 34 51 67 42 43 77 88 141 1 16 20 62 27 1 4 9 7 15 14 16 22 29 30 43 19 32 47 61 13 11 20 30 38 13 18 24 25 36 11 9 11 14 15 2 10 14 16 26 46 $1,500-$1,749_______ $1,750-$1,999.__ . . . $2,000-$2,249______ $2,250-$2,499_______ 398 286 236 124 41 37 36 23 3.3 3.5 3.3 3.5 1,598 1,961 1, 928 2,102 504 553 595 661 262 310 297 263 128 162 149 159 51 79 64 76 44 104 69 101 155 196 196 245 157 189 229 218 18 24 25 30 31 43 41 46 77 96 86 72 51 54 56 68 36 34 36 50 19 25 18 21 6 10 8 4 56 51 55 84 3 31 4 4 1. 1 0.1 1.3 1.9 1.6 2.2 3.4 0.3 .3 .1 1.0 .1 3.5 2.6 2.8 4.0 .2 1.6 .2 S U M M A R Y 120 314 700 944 950 TA B U LA R $250-$499_ $500-$749 $750-$999 $1,000-$1 249 $1,250-$l,499.— Percentage of total money expenditures W age earner 120 274 578 646 584 7 26 50 50 51 2.8 2.9 3.0 2.7 3.3 100.0 100.0 100.0 100.0 100.0 39.0 41.7 39.1 36.5 35.2 27.1 22.9 21.3 17.8 17.7 9.8 11. 1 10.1 9.2 9.2 3.7 2.8 2.5 2.8 2.9 0.5 .9 3.5 4.4 4.9 5.6 5.8 7.8 7.6 10.3 0.1 2.2 2.0 5.3 1.9 0.1 .5 .9 .6 1.1 1.9 2.2 2.2 2.5 2.2 5. 7 2.6 3.3 4.1 4.5 1. 7 1.5 2.0 2.6 2.8 1.7 2.4 2.4 2.2 2.6 $1,500-$1,749___ $1,750-$1,999_-._ $2,000-$2,249__$2,250-$2,499- 398 286 236 124 41 37 36 23 3.3 3.5 3.3 3.5 100.0 100.0 100.0 100.0 31.5 28.2 30.9 31.4 16.4 15.8 15.4 12.5 8.0 8.3 7.7 7.6 3.2 4.0 3.3 3.6 2.8 5.3 3.6 4.8 9.7 10.0 10.2 11.7 9.8 9.6 11.9 10.4 1.1 1.2 1.3 1.4 1.9 2.2 2.1 4.8 4.9 4.5 3.4 3.2 2.8 2.9 3.2 2.3 1.7 1.9 2.4 2.2 1.5 1.2 1.2 1.1 .1 1.2 1.3 .9 .4 .5 .4 1.0 .2 .2 1 $250-$499 $500-$749 $750-$999_ __ $1,000-$1,249___ $1,250-$1,499____ 4 5 See p. 168 for notes on this table. N E W T a b l e 2 .— E N G L A N D , 2 M I D D L E -S I Z E D C IT IE S S u m m a r y o f f a m i l y e x p e n d i t u r e : Average money expenditure for specified groups of goods and services , by occupation , fa m ily typet and income , in 1 year , 1 9 8 5 -8 6 — Continued Occupational group, family type, and income class (1) Eligi ble (2) Aver age num Report ber of ing ex persons per pendi family tures (3) (4) Household operation Total Food Hous ing Fuel, light, and refrig eration (5) (6) (7) (8) Fur nish Other ings Cloth Auto trans mo porta ing and bile tion Other equip ment (9) (10) (11) (12) (13) Per sonal care (14) Medi Recre cal ation care (15) (16) Con For tribu tions To Read mal and Other bacco ing edu items cation per sonal taxes 07) (18) (19) (20) (21) Average money expenditure in dollars C le r ic a l ...........$500-$749 $750-1999___________ $1,000-$1,249_______ $1,250-$1,499_______ $1,500-$1,749------------ 40 122 178 194 152 9 21 33 37 27 2.7 3.1 3.0 3.2 3.3 894 981 1, 254 1,370 1,694 310 301 428 483 529 146 245 251 277 294 85 101 112 125 147 27 27 32 39 55 24 10 41 44 101 45 60 95 129 181 39 97 104 73 72 28 9 5 9 19 17 22 30 32 38 22 35 62 41 112 18 21 27 38 45 20 17 30 28 42 14 13 14 16 17 $1,750-$1,999_______ $2,000-$2,249_______ $2,250-12,499_______ 156 134 76 32 23 23 3.2 3.5 3.3 1, 756 1,937 2,099 529 618 678 329 323 367 158 146 163 73 90 81 69 54 75 173 174 222 129 192 226 23 21 16 37 42 41 54 73 52 45 66 50 39 35 40 1 2 13 22 21 32 39 86 1 2 3 1 19 19 18 2 18 15 55 63 54 22 3 1 (*) (*) Percentage of total money expenditures C le r ic a l $500-1749 _____ $750-$999___________ $1,000-$1,249_______ $1,250-$1,499_______ $l,50O-$l,749_______ 40 122 178 194 152 9 21 33 37 27 2.7 3.1 3.0 3.2 3.3 100.0 100.0 100.0 100.0 100. O 34.7 30.8 34.1 35.4 31.2 16.4 25.0 20.0 20.2 17.4 9.5 10.3 8.9 9.1 8.7 3.0 2.8 2.5 2.8 3.2 2.7 1.0 3.3 3.2 6.0 5.0 6.1 7.6 9.4 10.7 4.3 9.9 8.3 5.3 4.2 3.1 .9 .4 .7 1.1 1.9 2.2 2.4 2.3 2.2 2.5 3.6 4.9 3.0 6.6 2.0 2.1 2.2 2.8 2.7 2.2 1.7 2.4 2.0 2.5 1.6 1.3 1.1 1.2 1.0 (*) (*) 0.1 .1 1.5 2.2 1.7 2.3 2.3 9.6 .1 .2 .2 .1 $1,750-$1,999_______ $2,000-$2,249_______ $2,250-$2,499.............. 156 134 76 32 23 23 3.2 3.5 3.3 100.0 100.0 100.0 30.1 31.9 32.3 18.7 16.7 17.5 9.0 7.5 7.8 4.2 4.6 3.8 3.9 2.8 3.6 9.8 9.0 10.6 7.4 9.9 10.8 1.3 1.1 .8 2.1 2.2 1.9 3.1 3.8 2.5 2.6 3.4 2.4 2.2 1.8 1.9 1.1 1.0 .8 .1 .9 .7 3.1 3.2 2.6 1.3 .2 (*) F A M IL Y EXPEN DITU RES IN N E W ENGLAND CITIES Number of families 05 Independentbusiness andprofessional Average money expenditure in dollars $1,000-$1,249 ______ $1,250-$1,499_______ $1,500-$1,749_______ $1,750-$1,999_______ $2,000-$2,249_______ 82 74 76 72 62 19 10 23 19 10 2.9 3.1 3.6 3.6 3.3 1,175 1,339 1,609 1,733 1,759 416 457 537 503 577 285 289 283 287 315 120 137 160 154 181 52 62 62 84 70 9 32 26 49 30 82 84 138 182 180 55 110 136 212 48 22 5 17 7 11 21 28 31 39 32 33 33 70 56 131 17 26 27 53 43 26 32 39 28 53 13 13 17 15 24 $2,250-$2,499_______ $2,500-$2,999_______ $3,000-$3,499_______ $3,500-13,999_______ $4,000-$4,999_______ $5,000 and over_____ 40 90 56 6 48 36 9 18 12 1 8 6 3.2 3.6 3.3 3.0 3.3 3.6 2,162 2,610 3,019 (t) 3,090 3,922 694 730 839 (t) 696 1,048 311 373 488 (t) 324 412 205 190 235 (t) 235 328 192 151 273 (t) 272 409 66 55 31 (t) 63 108 189 214 361 (t) 327 437 175 490 280 (t) 554 125 11 11 44 (t) 1 18 42 48 59 (t) 70 108 83 72 131 (t) 50 104 56 88 80 (t) 120 68 43 52 59 (t) 49 159 23 29 41 57 59 1 2 24 2 1 28 29 23 (t) 22 25 6 33 13 (t) 8 5 58 65 75 (t) 190 552 3 9 28 (t) 109 16 Percentage of total money expenditures $1,000-$1,249_______ $1,250-$1,499........ $1,500-$1,749_______ $1,750-$1,999..... ........ $2,000-12,249_______ 82 74 76 72 62 19 10 23 19 10 2.9 3.1 3.6 3.6 3.3 100.0 100.0 100.0 100.0 100.0 35.4 34.1 33.4 29.0 32.9 24.2 21.6 17.6 16.6 17.9 10.2 10.2 9.9 8.9 10.3 4.4 4.6 3.9 4.8 4.0 0.8 2.4 1.6 2.8 1.7 7.0 6.3 8.6 10.5 10.2 4.7 8.2 8.4 12.2 2.7 1.9 .4 1.1 .4 .6 1.8 2.1 1.9 2.3 1.8 2.8 2.5 4.4 3.2 7.4 1.4 1.9 1.7 3.1 2.4 2.2 2.4 2.4 1.6 3.0 1.1 1.0 1.0 .9 1.4 (*) (*) 0.1 .3 .2 2.0 2.2 2.5 3.3 3.4 0.1 .1 1.5 .1 .1 $2,250-$2,499_______ $2,500-$2,999_______ $3,000-13,499_______ $3,500-$3,999_______ $4,000-$4,999_______ $5,000 and over_____ 40 90 56 6 84 36 9 18 12 1 8 6 3.2 3.6 3.3 3.0 3.3 3.6 100.0 100.0 100.0 (t) 100.0 100.0 32.1 27.9 27.8 (t) 22.6 26.7 14.4 14.3 16.2 (t) 10.5 10.5 9.5 7.3 7.8 (t) 7.6 8.4 8.9 5.8 9.0 (t) 8.8 10.4 3.1 2.1 1.0 (t) 2.0 2.8 8.7 8.2 12.0 (t) 10.6 11.1 8.1 18.8 9.2 (t) 17.9 3.2 .5 .4 1.5 (t) (*) .4 1.9 1.8 2.0 (t) 2.3 2.8 3.8 2.8 4.3 (t) 1.6 2.7 2.6 3.4 2.6 (t) 3.9 1.7 2.0 2.0 2.0 (t) 1.6 4.1 1.3 1.1 .8 (t) .7 .6 .3 1.3 .4 (t) .3 .1 2.7 2.5 2.5 (t) 6.1 14.1 .1 .3 .9 (t) 3.5 .4 ♦ Average amounts of less than $1 and percentages of less than 0.1 are not shown, tAverages and percentages not computed for fewer than 3 cases. TABULAR SUMM ARY Independentbusiness andprofessional 1 5 4 (* (*) N EW E N G L A N D , T able 2 M ID D L E -S IZ E D C IT IE S 2 . — S u m m a r y o f fa m ily exp en d itu re: Average m on ey expenditure fo r specified groups o f goods and services, by occupation, fa m ily typ e, and incom e, in 1 yea r, 1 9 3 5 - 3 6 — Continued Occupational group, family type, and income class (2) (3) (4) Household operation Total Food Hous ing Fuel, light, and refrig eration (5) (6) (7) (8) Fur nish Auto Other ings Cloth mo trans and ing bile porta equip tion Other ment (9) (10) (11) (12) (13) Per sonal care (14) Con For tribu Medi tions Read mal Recre To cal and Other ation bacco ing edu items care cation per sonal taxes (15) (16) (17) (18) (19) (20) (21) Average money expenditure in dollars S a la r ie d b u s i n e s s a n d p ro fessio n a l 1,218 1,413 1,610 2,138 2,095 446 457 544 559 635 234 282 284 383 309 107 130 157 144 169 22 42 66 109 83 34 32 69 91 81 102 106 151 153 207 24 156 96 223 242 19 12 9 8 22 31 29 37 39 43 76 57 68 252 90 18 28 43 59 67 33 28 22 37 44 16 19 19 22 19 9 1 1 1 23 47 30 42 54 59 4 2 4 2 S2,250-S2,499________ $2,500-$2,999________ $3,000-$3,499________ $3,500-$3,999________ $4,000-$4,999._:_____ $5,000 and over_____ 46 138 76 46 58 54 13 34 17 14 7 6 3.1 3.4 3.5 3.8 3.3 3.2 2, 224 2,438 2,890 3. 074 3,628 5, 924 578 660 699 807 856 922 364 322 341 447 442 1,267 160 177 185 199 176 356 106 131 106 149 167 613 105 73 184 78 83 293 253 262 311 393 436 526 248 335 503 407 652 412 29 11 17 11 116 72 51 51 49 59 94 62 85 87 96 184 171 125 64 91 127 106 142 119 29 46 41 61 56 30 23 23 28 28 28 31 27 47 13 22 26 17 101 116 166 100 112 1,003 1 6 24 23 71 76 0.3 .2 .2 .1 Percentage of total money expenditures S a la r ie d b u s i n e s s a n d ■ p ro fe ssio n a l $I,00O~$l,249............ $1,250-$1,499......... . $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ 38 98 82 134 96 12 21 24 18 27 2.8 3.2 3.2 3.2 3.5 100.0 100.0 100.0 100.0 100.0 36.6 32.3 33.8 26.1 30.3 19.2 20.0 17.5 18.0 14.7 8.8 9.2 9.7 6.7 8.1 1.8 3.0 4.1 5.1 4.0 2.8 2.3 4.3 4.3 3.9 8.4 7.5 9.4 7.2 9.9 2.0 11.0 6.0 10.4 11.6 1.6 .8 .5 .4 1.0 2.5 2.1 2.3 1.8 2.0 6.2 4.0 4.2 11.8 4.3 1.5 2.0 2.7 2.8 3.2 2.7 2.0 1.4 1.7 2.1 1.3 1.3 1.2 1.0 .9 0.7 .1 .1 (*) 1.1 3.9 2.1 2.6 2.5 2.8 $2,250-$2,499________ $2,500-$2,999________ $3,000-$3,499________ $3,500-$3,999________ $4,000-$4,999_._-____ $5,000 and over_____ 46 138 76 46 58 54 13 34 17 14 7 6 3.1 3.4 3.5 3.8 3.3 3.2 100.0 100.0 100.0 100.0 100.0 100.0 26.1 27.1 24.2 26.3 23.6 15.6 16.4 13.2 11.8 14.6 12.2 21.5 7.2 7.3 6.4 6.5 4.9 6.0 4.8 5.4 3.7 4.8 4.6 10.3 4.7 3.0 6.4 2.5 2.3 4.9 11.4 10.7 10.8 12.8 12.0 8.9 11.1 13.8 17.4 13.2 17.9 6.9 1.3 .4 .6 .4 3.2 1.2 2.3 2.1 1.7 1.9 2.6 1.0 3.8 3.6 3.3 6.0 4.7 2.1 2.9 3.7 4.4 3.4 3.9 2.0 1.3 1.9 1.4 2.0 1.5 .5 1.0 .9 1.0 .9 .8 .5 1.2 1.9 .4 .7 .7 .3 4.5 4.8 5.7 3.3 3.1 17.0 (*) .2 .8 .7 2.0 1.3 C IT IE S 2.8 3.2 3.2 3.2 3.5 EN G LA N D 12 21 24 18 27 N E W 38 98 82 134 96 IN $i,000-$l,249________ $1,250-SI,499________ $1,500-$1,749________ $1,750-SI,999________ $2,O00-$2,249________ E X P E N D IT U R E S (1) Eligi ble Aver age num Report ber of ing ex persons per pendi family tures F A M IL Y Iniumber of families 00 Average money expenditure in dollars F a m ily typ e: T y p e I 58 140 232 338 288 4 13 14 30 27 2.0 2.0 2.0 2.0 2.0 636 703 939 1,157 1,281 257 265 308 357 395 188 163 231 223 253 56 77 100 91 112 28 26 28 32 36 3 3 52 60 74 28 45 69 86 133 (*) 23 33 117 49 2 5 7 12 18 12 16 20 29 24 17 24 25 52 58 9 11 23 21 35 8 16 16 15 31 14 11 11 14 15 $1,500-$1,749________ $1,750-$1,999 $2,000-$2,249 $2,250-$2,499________ $2,500-$2,999_______ 194 166 128 76 60 19 22 24 16 7 2.0 2.0 2.0 2.0 2.0 1, 625 1,952 1,973 1,981 2,490 454 473 477 579 581 274 323 345 319 279 126 145 128 152 180 49 79 99 S3 165 70 153 52 87 51 135 163 168 177 236 220 278 369 234 549 27 18 10 19 4 34 35 40 45 40 74 68 66 61 58 54 74 71 47 70 34 34 40 47 45 18 28 24 23 29 $3,000-$3,499________ $3,500-$3,999________ $4,000-$4,999________ $5,000 and over-------- 20 6 28 14 5 2 3 2 2.0 2.0 2.0 2.0 2,601 2, 667 595 538 210 119 17 248 464 23 (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) 546 346 178 242 72 291 439 8 86 47 (t) (t) (t) (t> 48 98 (*) 4 2 16 1 10 15 16 28 47 4 3 (*) 20 1 50 71 83 104 183 2 10 1 2 4 160 (t) (t) (t) (t) (t) 20 (t) 3 (t) (t) (t) (t) (t) (t) 75 56 37 30 27 26 54 164 Percentage of total money expenditures 58 140 232 338 288 4 13 14 30 27 2.0 2.0 2.0 2.0 2.0 100.0 100.0 100.0 100.0 100 0 40.4 37.7 32.8 30.9 30.8 29.6 23. 2 24.6 19.3 19.8 8.8 10.9 10. 7 7.9 8.7 4.4 3.7 3.0 2.8 2.8 0.5 .4 5.5 5.2 5.8 4.4 6.4 7.4 7.4 10.4 (*) 3.3 3.5 10.1 3.8 0.3 .7 .7 1.0 1.4 1.9 2.3 2.1 2.5 1.9 2.7 3.4 2. 7 4.5 4.5 1.4 1.6 2.4 1.8 2.7 1.2 2.3 1.7 1.3 2.4 2.2 1.6 1.2 1.2 1.2 1 $1,500-$1,749_. 1 $1,750-$1,999_. i $2,000-$l,249_. 19 22 24 16 7 2.0 2.0 2.0 2.0 2.0 100.0 100.0 100.0 100.0 100.0 27.9 24.3 24.2 29.2 23.4 16.9 16.6 17. 5 16.1 11.2 7.8 7.4 6.5 7.7 7.2 3.0 4.0 5.0 4.2 6.6 4.3 7.9 2.6 4.4 2.0 8.3 8.4 8. 5 8.9 9.5 13.5 14.2 18.8 11.8 22.0 1.7 .9 .5 .9 .2 2.1 1.8 2.0 2.3 1.6 4.6 3.5 3.3 3.1 2.3 3.3 3.8 3.6 2.4 2.8 2.1 1.7 2.0 2.4 1.8 1.1 1.4 1.2 1.2 1.2 0.2 1________ 194 166 128 76 60 1________ $3,000-$3,499_. i $3,500-$3,999_. 1________ ver_____ 20 6 28 14 5 2 3 2 2.0 2.0 2.0 2.0 100.0 (t) 100.0 (t) 22.3 20.2 (t) 13.3 (t) 7.9 (t) 4.5 (t) 9.3 (t) .6 (t) 2.8 (t) 9.3 (t) 11. 2 (t) 17.4 (t) 16.9 (t) .9 (t) .3 (t) 1.8 (t) 1. 8 (t) 3.2 (t) 3.8 (t) 2.8 (t) 2.1 (t) 1.4 (t) 1.2 (t) 1.0 (t) 1.0 (t) 21.0 (t) (t) 6.8 (t) (*) 1.6 2.1 1.7 2.4 3.7 0.6 .4 (*) 1.7 .1 .1 .6 3.1 3.6 4.2 5.2 7.4 .1 .5 .1 .1 .2 (*) (t) 2.1 (t) 6 0 (t) 6.3 (t) .7 (t) .1 S U M M A R Y $250-$499_. $500-$749_. $750-1999.. i $1,000-$1,249_. \ $1,250-$1,499_. TA B U LA R $250-$499.. $500-$749 _ ______ $750-$999 ___ $1,000-$1,249 _____ $1,250-81,499________ (t) *Average amounts of less than $1 and percentages of less than 0.1 are not shown. tAverages and percentages not computed for fewer than 3 cases. CD NEW E N G LAN D , T able 2 M ID D L E -S IZ E D C IT IE S 2 .— S u m m a r y o f fa m ily exp en d itu re: Average m o n ey expenditure f o r specified groups o f goods and services , by occu p ation , fa m ily ty p e , and in co m e , in 1 y e a r , 1 9 3 5 - 8 6 — Continued Number of families (2) (3) (4) Total (5) Food (6) Hous ing Fuel, light, and refrig eration (7) (8) Fur nish Auto Other ings Cloth trans mo porta and ing bile equip tion Other ment (10) (9) (H) (12) (13) Per Medi Recre cal sonal ation care care (14) (15) To Read ing bacco For mal edu cation Con tribu tions Other and items per sonal taxes (17) (18) (19) (20) (21) (t) (t) (t) 13 19 24 32 (t) 2 1 1 Average money expenditure in dollars T y p e s I I and I I I 1 17 35 56 52 3.0 3.5 3.4 2.5 3.5 (t) 787 996 1,184 1,431 (t) 334 394 445 511 (t) 183 204 224 267 (t) 78 105 116 130 (t) 17 24 34 44 (t) 12 19 33 61 (t) 45 79 92 135 (t) 24 14 43 53 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ 290 264 222 104 82 61 1 49 39 23 20 3.6 3.5 3.5 3.3 3.6 1,617 1,943 1,959 2,153 2,591 528 543 652 663 728 282 344 333 355 393 138 154 169 174 182 59 90 73 122 171 69 56 72 62 67 159 176 203 213 252 $3,000-$3,499________ $3,500-$3,999________ $4,000-$4,999........ $5,000 and over......... 48 10 32 28 12 4 6 7 3.2 3.5 3.1 3.7 2,838 3,583 3,943 4, 614 721 790 831 934 441 466 393 705 192 148 190 273 238 162 258 578 148 89 117 179 343 346 462 496 1 (t) 17 22 26 32 (t) 20 38 52 60 (t) 10 23 36 39 (t) 22 29 36 36 69 164 133 231 350 15 12 18 18 11 34 42 40 43 57 105 191 88 63 101 41 50 59 66 105 37 39 38 42 53 18 21 17 21 24 5 4 9 15 19 54 53 54 64 68 3 4 1 1 10 309 671 684 446 12 83 133 50 52 77 64 103 502 135 140 117 143 191 164 47 54 51 62 24 25 26 26 6 15 6 38 81 117 153 372 6 3 286 4 (t) (t) 1.0 ______ 1.3 0.2 .1 1.2 .1 1.2 (t) 1.7 1.9 2.0 2.2 (t) 0.2 .2 .3 .1 3.3 2.7 2.8 3.0 2.6 .2 .2 .1 8 13 14 17 2 2 3 2 Percentage of total money expenditures T y p e s I I and I I I $250-$499___________ $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$!,499________ 32 118 326 406 406 1 17 35 56 52 3.0 3.5 3.4 2.5 3.5 (t) 100.0 100.0 100.0 100.0 (t) 42.4 39.6 37.6 35.7 (t) 23.3 20.5 18.9 18.7 (t) 9.9 10.6 9.8 9.1 (t) 2.2 2.4 2.9 3.1 (t) 1.5 1.9 2.8 4.3 (t) 5.7 7.9 7.8 9.4 (t) 3.0 1.4 3.6 3.7 (t) 0.3 .9 .4 .8 (t) 2.2 2.2 2.2 2.2 (t) 2.5 3.8 4.4 4.2 (t) 1.3 2.3 3.0 2.7 (t) 2.8 2.9 3.0 2.5 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249........ .... $2,250-$2,499_______ $2,500-$2,999_______ 290 264 222 104 82 61 49 39 23 20 3.6 3.5 3.5 3.3 3.6 100.0 100.0 100.0 100.0 100.0 32.7 27.9 33.3 30.8 28.1 17.5 17.7 17.0 16.5 15.2 8.6 7.9 8.6 8.1 7.0 3.7 4.6 3.7 5.7 6.6 4.3 2.9 3.6 2.9 2.6 9.8 9.1 10.4 9.9 9.8 4.2 8.5 6.8 10.7 13.5 .9 .6 .9 .8 .4 2.1 2.2 2.0 2.0 2.2 6.5 9.8 4.5 2.9 3.9 2.5 2.6 3.0 3.1 4.1 2.3 2.0 1.9 1.9 2.0 1.1 1.1 .9 1.0 .9 .3 .2 .5 .7 .7 (*) .4 C IT IE S 2 9 5 11 (t) EN G LA N D 32 118 326 406 406 N E W $250-$499........... ........ $500-$749_................ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ IN fl6) E X P E N D IT U R E S (1) Eligi ble Household operation o F A M IL Y Occupational group, family type, and income class Aver age num ber of Report ing ex persons per pendi tures family O i $3,000-$3,499________ $3,500-$3,999________ $4j000-$4,999________ $5,000 and over____ 48 10 32 28 12 4 6 7 3.2 3. 5 3.1 3.7 100.0 100.0 100.0 100.0 25.4 22.0 21.1 20.3 15.5 13.0 10.0 15.3 6.8 4.1 4.8 5.9 8 .4. 4. 5 6.5 12.5 5.2 2. 5 3.0 3.9 12.1 9. 7 11.7 10.7 10.9 18. 7 17.4 9.6 .4 2.1 2.9 1.8 1. 5 2.0 1.4 3.6 14.0 3.4 3.0 4.1 4.0 4.8 3.6 1.7 1. 5 1.3 1.3 .8 .7 .6 .6 .2 .4 .2 .21 113991 2.9 3.3 3.9 8.1 . 7.2 .1 1 4 (t) 10 15 27 46 (t) 61 2 1 5 .8 Average money expenditure in dollars T yp es I V and V 30 56 142 200 256 2 5 22 28 40 4.0 3.9 3.9 4.4 4.4 (t) 836 1,019 1, 215 1,365 (t) 355 409 495 510 (t) 135 209 220 243 (t) 106 85 125 137 (t) 21 24 36 43 (t) 18 15 42 28 (t) 34 71 90 120 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ 224 218 178 106 86 35 35 33 29 25 4.1 4.2 4.3 4.3 4.4 1,622 1,877 1,897 2, 212 2,435 558 595 642 706 724 262 310 250 269 338 152 169 159 170 183 54 80 60 86 90 32 74 58 120 76 $3,000-$3,499________ $3,500-$3,999________ $4,000-$4,999________ $5,000 and over_____ 64 36 46 48 12 9 6 3 4.0 4.0 4.1 3.5 3,112 2,903 3,473 5, 601 838 751 896 1, 087 332 442 411 1,143 215 215 226 450 148 125 168 621 129 56 45 237 (t) 21 12 11 10 (t) 17 24 31 34 (t) 10 31 42 42 (t) 20 11 22 34 (t) 18 20 25 29 (t) 10 10 13 14 (t) 176 196 190 291 239 130 139 164 196 334 10 26 35 31 16 33 42 42 46 50 62 55 106 84 78 45 41 51 67 90 36 32 40 41 46 18 18 19 21 23 3 12 27 14 81 42 41 46 65 62 9 47 8 5 5 349 393 392 460 466 335 656 160 43 11 85 13 58 61 109 76 125 78 114 104 110 100 138 73 54 57 68 42 28 28 25 26 22 133 4 1 153 90 134 1,020 42 28 2 88 (t) 7.3 .2 .1 .4 (*) Percentage of total money expenditures T ypes I V and V $250-$499___________ $500-$749 $750-$999___________ $l,000-$l,249________ $1,250-$1,499________ 30 56 142 200 256 2 5 22 28 40 4.0 3.9 3.9 4.4 4.4 (t) 100.0 100.0 100.0 100.0 (t) 42.4 40.2 40.7 37.4 (t) 16.1 20.5 18.1 17.8 (t) 12.7 8.3 10.3 10.0 (t) 2.5 2.3 3.0 3.2 (t) 2.2 1.5 3.4 2.0 (t) 4.1 7.0 7.4 8.8 (t) 7.9 2.8 4.8 (t) 2.5 1.2 .9 .7 (t) 2.0 2.3 2.6 2.5 (t) 1.2 3.0 3.4 3.1 (t) 2.4 1.1 1.8 2.5 (t) 2.2 2.0 2.1 2.1 (t) 1.2 1.0 1.1 1.0 (*) 0.1 .3 (t) 1.2 1.5 2.2 3.4 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ 224 218 178 106 86 35 35 33 29 25 4.1 4.2 4.3 4.3 4.4 100.0 100.0 100.0 100.0 100.0 34.4 31.7 33.8 32.0 29.7 16.2 16.5 13.2 12.2 13.8 9.4 9.0 8.4 7.7 7.5 3.3 4.3 3.2 3.9 3.7 2.0 4.0 3.1 5.4 3.1 10.9 10.4 10.0 13.2 9.9 8.0 7.4 8.7 8.8 13.8 .6 1.4 1.8 1.4 .7 2.0 2.2 2.2 2.1 2.1 3.8 2.9 5.6 3.8 3.2 2.8 2.2 2.7 3.0 3.7 2.2 1.7 2.1 1.9 1.9 1.1 1.0 1.0 .9 .9 .2 .6 1.4 .6 3.3 2.5 2.2 2.4 2.9 2.5 .6 2.5 .4 .2 .2 $3,000-$3,499________ $3,500-$3,999________ $4,000-$4,999________ $5,000 and over_____ 64 36 46 48 12 9 6 3 4.0 4.0 4.1 3.5 100.0 100.0 100.0 100.0 26.9 25.9 25.8 19.4 10.7 15.2 11.8 20.4 6.9 7.4 6.5 8.0 4.8 4.3 4.8 11.1 4.1 1.9 1.3 4.2 11.2 13.5 11.3 8.2 15.0 11.5 18.9 2.9 1.4 .4 2.4 .2 1.9 2.1 3.1 1.4 4.0 2.7 3.3 1.9 3.5 3.4 4.0 1.3 1.7 2.0 2.0 .7 .9 1.0 .7 .5 .7 4.6 .1 O 4.9 3.1 3.9 18.2 1.4 1.0 .1 1.6 t Averages and percentages not computed for fewer than 3 cases. •Average amounts of less than $1 and percentages of less than 0.1 are not shown. (t) SU M M A R Y 81 34 66 (t) TA B U LA R $250-$499___________ $500-$749 $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ Cn F A M IL Y 152 E X P E N D IT U R E S NEW ENGLAN D, IN N E W EN G LA N D 2 M ID D L E -S IZ E D C IT JE S C IT IE S T able 3.— F o o d : A v era g e value o f all f a m i ly f o o d , m o n e y expend iture f o r fo o d at hom e and a w a y fr o m homey average value o f fo o d hom e-prod u ced or received as gift or p a y , and m o n e y ex p en se per meal per fo o d expend iture u n it, b y occup ation , f a m i ly typ e, and in co m e, in 1 yea r, 1 9 3 5 - 3 6 1 [White nonrelief families including husband and wife, both native born] Number of families Occupational group, fam ily type, and income class Eligible Report ing ex pendi tures (2) (3) (1) Average value of all family food (4) Percentage of Average Average expenditure value of money for food food expendi home- ture per pro meal per Away Away duced or food ex At At from from received pendi home ture home2 home home as gift or pay unit * Average expenditure for food purchased All (5) (6) (7) (8) (9) GO) (11) A l l fa m ilie s $250-$499_________ $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ 120 314 700 944 950 7 35 71 114 119 $304 346 382 432 484 $293 307 368 424 475 $292 303 357 411 450 $1 4 11 13 25 99.7 98.7 97.0 96.9 94.7 0.3 1.3 3.0 3.1 5.3 $11 39 14 8 9 $0.104 .108 .121 . 137 . 149 $1,500-$1,749______ $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ 708 648 528 286 228 115 106 96 68 52 528 556 615 663 691 517 543 606 657 688 484 510 552 605 620 33 33 54 52 68 93.6 93.9 91.1 92.1 90.1 6.4 6.1 8.9 7.9 9.9 11 13 9 6 3 .158 .162 . 176 . 196 . 198 $3,000-$3,499______ $3,500-$3,999______ $4,000-$4,999______ $5,000 and over___ 132 52 106 90 29 15 15 12 768 818 785 972 758 805 784 972 635 636 650 834 123 169 134 138 83.8 79.0 82.9 85.8 16.2 21.0 17.1 14.2 10 13 211 .195 .211 .251 $250-$499_________ $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ 120 274 578 646 584 7 26 50 50 51 304 345 390 431 490 293 307 382 423 478 292 303 370 411 454 1 4 12 12 24 99.7 98.7 96.9 97.2 95.0 .3 1.3 3.1 2.8 5.0 11 38 8 8 12 .104 .107 .126 .134 . 148 $1,500-$1,749______ $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ 398 286 236 124 41 37 36 23 523 555 602 672 504 553 595 661 479 526 552 612 25 27 43 49 95.0 95.1 92.8 92.6 5.0 4.9 7.2 7.4 19 2 7 11 . 154 .158 . 174 .189 $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ $1,500-$1,749______ 40 122 178 194 152 9 21 33 37 27 357 343 434 487 530 310 301 428 483 529 308 294 419 459 490 2 7 9 24 39 99.4 97.7 97.9 95.0 92.6 .6 2.3 2.1 5.0 7.4 47 42 6 4 1 .110 .097 . 146 . 152 .161 $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ 156 134 76 32 23 23 537 624 681 529 618 678 499 547 622 30 71 56 94.3 88.5 91.7 5.7 11.5 8.3 8 6 3 . 162 . 182 .207 $1,000-$1,249______ $1,250-$1,499______ $1,500-$1,749______ $1,750-$1,999______ $2,000-$2,249______ 82 74 76 72 62 19 10 23 19 10 424 462 540 566 585 416 457 537 503 577 388 433 510 479 551 28 24 27 24 26 93.3 94.7 95.0 95.2 95.5 6.7 5.3 5.0 4.8 4.5 8 5 3 63 8 .134 .159 .152 .145 . 170 $2,250-$2,499______ $2,500-$2,999______ $3,000-$3,499______ $3,500-$3,999______ $4,000-$4,999______ $5,000 and over___ 40 90 56 6 48 36 9 18 12 1 8 6 695 731 843 694 730 839 632 666 709 62 64 130 91.1 91.2 84.5 8.9 8.8 15.5 1 1 4 .208 .205 .226 1 O c c u p a tio n a l g r o u p : W a g e ea rn er C le r ic a l In d ep en d en t b u si n ess a n d p r o fe s sio n a l (t ) 697 1,048 (t ) 696 1,048 (t ) 635 877 See p. 168 for notes on this table. t Averages and percentages not computed for fewer than 3 cases. (t ) 61 171 (t ) 91.2 83.7 (t ) 8.8 16.3 (t ) 1 (t ) .183 .269 TA B U LA R NEW ENGLAN D, T able 153 S U M M A R Y 2 M ID D L E -S IZ E D C IT IE S 3.— F o o d : A verag e value o f all f a m i ly fo o d , m o n e y ex pen d itu re f o r fo o d at hom e and a w a y fr o m hom e, average value o f fo o d hom e-p rod u ced or received as gift or p a y , and, m o n e y exp en se per m eal per fo o d expen d itu re un it, b y occup ation , f a m i ly typ e, and in co m e, in 1 yea r, 1 9 3 5 - 8 6 — Continued Occupational group, family type,and income class Number of families Eligible Report ing ex pendi tures 2 (3) 1 ( ) ( ) Average value of all family food (4) Percentage of Average Average expenditure value of money food expend for food home- ture peipro mealperr Away Away duced or food ex At At received pendi home from home from as gift ture home home or pay unit ( ) (7) ( ) ( ) (9) (ID Average expenditure for food purchased All (5) 6 8 10 S a la r ie d b u s i n e s s a n d p r o fes sio n a l $1,000-$1,249______ $1,250-$1,499______ $1,500-$1,749______ $1,750-$1,999_____ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ $3,000-$3,499______ $3,500-$3,999______ $4,000-$4,999______ $5,000 and over___ 38 98 82 134 96 46 138 76 46 58 54 12 21 24 18 27 13 34 17 14 7 6 $451 469 544 576 658 581 665 713 821 858 922 $446 457 544 559 635 578 660 699 807 856 922 $426 420 480 504 559 537 591 581 653 664 806 270 302 321 362 410 464 484 489 581 581 613 (t) 546 (t) 257 265 308 357 395 454 473 477 579 581 595 (t) 546 (t) 256 263 297 347 370 (t) 386 412 451 519 538 553 663 664 729 726 790 831 934 (t) 334 394 445 511 529 543 652 663 728 721 790 831 934 (t) 329 380 434 479 (t) 369 415 510 517 574 614 647 720 732 849 769 900 1,087 (t) 355 409 495 510 558 595 642 706 724 838 751 896 1,087 (t) 348 402 474 494 535 566 595 654 647 695 631 732 908 $20 37 64 55 76 41 69 118 154 192 116 95.5 91.9 4.5 8.1 88.2 11.8 90.2 9.8 88.0 12.0 92.9 89.5 83.1 80.9 77.6 87.4 7.1 10.5 16.9 19.1 22.4 99.6 99.2 96.4 97.2 93.7 87.9 89.2 88.5 91.0 91.2 77.5 (t) 73.6 (t) .8 2.8 6.3 12.1 10.8 $5 (*) 12.6 12 17 23 3 5 14 14 $0,150 .147 .175 .176 . 177 .188 .193 .200 2 .190 .234 .240 13 37 13 5 15 .121 F a m ily typ e: T ype I $250-$499 ________ $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ $1,500-$1,749______ $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999 _____ $3,000-$3,499______ $3,500-$3,999______ $4,000-$4,999______ $5,000 and over___ T y p e s I I and 4 13 14 30 27 19 128 76 60 24 16 7 5 166 20 6 28 14 22 2 3 2 399 422 422 527 530 461 (t) 402 (t) 1 2 11 10 25 55 51 55 52 51 134 (t) 144 (t) .4 3.6 10 11 12 2 11.5 9.0 8.8 22.5 (t) 26.4 (t) 18 (t) (t) .118 .138 .160 .181 .203 .212 .213 .257 . 263 .269 (t) 214 (t) III $250-$499_________ $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ $1,500-$1,749______ $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ $3,000-$3,499______ $3,500-$3,999______ $4,000-$4,999______ $5,000 and over___ T ypes I V 58 140 232 338 288 194 32 118 326 406 406 290 264 222 104 82 48 10 32 28 1 17 35 56 52 61 49 39 23 20 12 4 6 7 503 517 593 613 658 629 666 750 814 (t) 5 14 11 32 26 26 59 50 70 92 124 81 120 (t) 98.5 96.4 97.5 93.7 95.1 95.2 91.0 92.5 90.4 87.2 84.3 90.3 87.2 (t) 1.5 3.6 2.5 6.3 4.9 4.8 9.0 7.5 9.6 (t) 52 18 6 8 9 10 11 1 1 12.8 5 15.7 9. 7 (t) .098 .118 . 132 . 149 . 153 . 154 . 180 .197 . 192 .203 . 215 . 221 .210 12.8 and V $250-$499_________ $500-$749................. $750-$999........ ........ $1,000-$1,249______ $1,250-$1,499__........ $1,500-$1,749............ $1,750-$1,999______ $2,000-$2,249............ $2,250-$2,499______ $2,500-$2,999______ $3,000-$3,499............ $3,500-$3,999______ $4,000-$4,999______ $5,000 and over____ 30 56 142 200 256 224 218 178 106 86 64 36 46 48 2 5 22 28 40 35 35 33 29 25 12 9 6 3 (t) 7 7 21 16 23 29 47 52 77 143 120 164 179 (t) 98.0 98.3 95.8 96.9 95.9 95.1 92.7 92.6 89.4 82.9 84.0 81.7 83.5 (t) 2.0 1.7 4.2 3.1 4.1 4.9 7.3 7.4 10.6 17.1 16.0 18.3 16.5 *Aver age amounts of less than $1 and percentages of less than 0.1 are not shown, f Average and percentages not computed for fewer than 3 cases. (t) 14 (t) .096 15 7 16 19 5 14 8 11 18 4 . 108 .114 .125 .133 .146 .152 .158 .199 . 174 6 .101 .201 .266 154 F A M IL Y E X P E N D IT U R E S NEW ENG LAN D , T IN N E W E N G LA N D 2 M ID D L E -S IZ E D C IT IE S C IT IE S 4.— H o u s in g : A v era g e value o f h ou sin g secured with and w ithout m o n e y ex p en d itu re, by o ccup ation , f a m i l y ty p e , and in co m e, in 1 yea r, 1 9 3 5 - 3 6 able [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and in come class (1) Aver age value of all housing Re plus port fuel, Eligi ing ex light, ble pendi and re tures frigera tion (2) (3) (4) Aver age ex pense for fuel, light, and re frigera tion (5) Average value of housing secured 1 Aver age value" With money ex Without money ex penditure penditure of all hous ing All Fam Other Rent hous ily hous Total Owned as pay home 4 or gift ing home2 ing2 (6) (7) (8) (9) GO) (11) (12) Per centage of hous ing value secured without money expen diture 8 (13) A l l fa m ilie s $250-$499........... $500-$749______ $750-$999______ $1,000-$1,249___ $1,250-$1,499___ 120 314 700 944 950 7 35 71 114 119 $302 298 326 366 406 $74 82 99 109 126 $226 213 226 254 278 $204 166 214 223 256 $204 166 213 222 256 $1 1 (*) $22 47 12 31 22 $22 21 8 21 21 $26 4 10 1 $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ 708 648 528 286 228 115 106 96 68 52 450 518 528 563 610 139 157 156 166 182 310 360 371 396 427 273 327 308 314 342 272 323 303 310 327 1 4 5 4 15 37 33 63 82 85 35 33 52 78 74 11 4 11 $3,000-$3,499---$3,500-13,999.... $4,000-$4,999___ $5,000 and over. 132 52 106 90 29 15 15 12 722 734 751 1, 577 515 206 535 199 202 548 345 1,232 403 456 388 925 380 438 373 737 23 18 15 188 112 79 160 307 85 79 160 307 $250-$499______ $500-$749______ $750-$999 ____ $1,000-$1,249---$1,250-$1,499___ 120 274 578 646 584 7 26 50 50 51 302 300 322 355 398 74 82 99 107 125 226 216 221 245 272 204 169 208 207 241 204 169 208 207 241 22 47 13 38 31 22 17 8 25 29 $1,500-$1,749----$1,750-$1,999----$2,000-$2,249----$2,250-$2,499___ 398 286 236 124 41 37 36 23 433 484 514 510 128 162 149 159 304 322 364 351 262 310 297 263 261 308 292 261 42 12 67 88 38 12 67 79 $500-$749______ $750-$999 _____ $1,000-$1,249----$1,250-$1,499----$1,500-$1,749___ 40 122 178 194 152 9 21 33 37 27 284 350 376 407 450 85 101 112 125 147 191 249 263 281 303 146 245 251 277 294 146 241 251 276 294 45 4 12 4 9 45 4 11 4 9 1 23.2 1.6 4.6 1.4 3.0 $1,750-$1,999___ $2,000-$2,249----$2,250-$2,499___ 156 134 76 32 23 23 524 518 623 158 146 163 365 371 459 329 323 367 322 315 358 7 8 9 36 48 92 36 28 92 20 9.9 12.9 20.0 $1,000-$1,249___ $1,250-$1,499___ $1,500-$1,749----$1,750-$1,999----$2,000-$2,249___ 82 74 76 72 62 19 10 23 19 10 437 450 539 557 598 120 137 160 154 181 314 306 378 402 415 285 289 283 287 315 274 288 282 284 315 11 1 1 3 29 17 95 115 100 29 17 95 115 61 $2,250-$2,499 $2,500-$2,999___ $3,000-$3,499___ $3,500-$3,999___ $4,000-$4,999___ $5,000 and over. 40 90 56 6 48 36 9 18 12 1 8 6 607 640 813 (t) 739 1,078 205 190 235 (t) 235 328 401 448 577 (t) 503 750 311 373 488 (t) 324 412 311 351 473 (t) 309 389 22 15 (t) 15 23 90 75 89 (t) 179 338 90 75 89 (t) 179 338 2 27 9.7 22 1 5.3 12.2 7.9 11.9 9.2 17.0 20.8 19.9 21.7 14.8 29.2 24.9 O c c v /p a t i o n a l group: W age earn er (•) 1 2 5 2 30 5 13 2 4 9 9.7 21.8 5.9 15.5 11.4 13.8 3.7 18.4 24.9 C le r ic a l 4 1 In d ep en d en t b u sin es s a n d p r o fes sio n a l See p. 168 for notes on this table. *Average amounts of less than $1 and percentages of less than 0.1 are not shown. fAverages and percentages not computed for fewer than 3 cases. 39 (t) 9.2 5.6 25.1 28.6 24.1 22.4 16.8 15.4 (t) 35.6 45.1 TA B U LA R NEW E N G LAN D , T 2 155 S U M M A R Y M ID D L E-SIZED CITIES 4.— H o u s in g : A verag e value o f h ousing secured with and without m o n e y exp en d itu re , by o ccu p ation , f a m i ly t y p e , and in co m e , in 1 ye a r , 1 9 8 5 —8 6 — Con. able Aver age value of all housing plus Re port fuel, Eligi ing ex light, ble pendi and re tures frigera tion Number of families Occupational group, family type, and in come class (1) (2) (3) Aver age ex pense for fuel, light, and re frigera tion (4) (5) Average value of housing secured Aver age With money ex Without money ex value penditure penditure of all hous ing All Fam Other Rent hous ily hous Total Owned as pay home or gift ing home ing (6) (7) (8) (9) $249 287 293 413 359 $234 282 284 383 309 $229 282 282 380 305 364 311 312 435 427 969 $5 (*) 2 3 4 (10) (11) (12) Per centage of hous ing value secured without money expen diture (13) S a la ried b u sin es s a n d p r o fes sio n a l $1,000-$1,249___ $1,250-$1,499___ $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499 $2,500-$2,999___ $3,000-$3,499___ $3,500-$3,999___ $4,000-$4,999___ $5,000 and over. 38 98 82 134 96 46 138 76 46 58 54 12 21 24 18 27 13 34 17 14 7 6 $364 419 452 561 528 565 591 656 678 762 1,909 $107 130 157 144 169 58 140 232 338 288 194 166 128 76 60 20 6 28 14 4 13 14 30 27 19 22 24 16 7 5 2 3 2 293 309 335 366 407 424 503 510 586 580 814 56 77 100 91 112 32 118 326 406 406 290 264 222 104 82 48 10 32 28 1 17 35 56 52 61 49 39 23 20 12 4 6 7 284 320 349 400 441 522 559 561 632 734 614 738 1,301 30 56 142 200 256 224 218 178 106 86 64 36 46 48 2 5 22 28 40 35 35 33 29 25 12 9 6 3 (t) 297 328 400 414 484 525 501 547 610 682 771 791 1, 980 404 364 160 322 413 177 469 341 185 479 447 199 442 586 176 356 1,553 1,267 11 29 12 15 298 $15 5 9 30 50 40 91 128 32 144 286 -$ 1 5 9 30 42 46 68 4 51 41 24 35 37 115 121 66 (t) 176 (t) (t) (t) (t) 9.4 4. 7 2.6 .8 6.6 6.0 14.6 8.3 12.7 18.6 40 73 81 32 144 286 $16 8 18 47 6.0 1.7 3.1 7.3 13.9 9. 9 22.0 27.3 6.7 24.6 18.4 F a m ily typ e: T ype I $250-$499 . . $500-$749 . . $750-$999 . . _ $1,000-$1,249..._ $1,250-$1,499___ $1,500-$1,749 $1,750-$1,999._._ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ $3,000-$3,499..._ $3,500-$3,999___ $4,000-$4,999___ $5,000 and over_ 538 188 163 231 223 252 274 320 338 317 271 535 (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) 46 23 4 25 38 24 35 37 115 121 66 (t) 176 (t) (t) (t) (t) (t) (t) (t) (t) 700 126 145 128 152 180 210 178 234 231 235 274 294 298 358 382 434 400 604 188 163 231 223 253 274 323 345 319 279 522 346 315 (*) 1 3 7 2 8 3 31 45 26 3 (t) 19. 7 29. 4 1. 7 18.6 13.9 8.1 9.8 9.7 26.5 30.2 10.9 (t) 33.7 T y p e s I I and I I I $250-$499______ $500-$749 $750-$999______ $1,000-$1,249___ $1,250-$1,499___ $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ $3,000-$3,499___ $3,500-$3,999___ $4,000-$4,999___ $5,000 and over. (t) 202 78 214 105 230 116 269 130 302 138 154 366 390 169 387 174 450 182 542 192 466 148 548 190 273 1,028 183 204 224 267 282 344 333 355 393 441 466 393 705 183 204 224 267 281 340 328 352 384 401 438 393 666 (*) (*) 1 4 5 3 9 40 28 39 19 10 6 2 20 22 57 32 57 101 155 323 2 1 6 2 16 22 45 32 26 26 17 9 (*) 4 12 31 75 155 323 28. 3 31.4 T y p e s I V and V $250-$499______ $500-$749 $750-$999 $1,000-$1,249___ $1,250-$1,499___ $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ $3,000-$3,499___ $3,500-$3,999___ $4,000-$4,999___ $5,000 and over. (t) (t) (t) 188 106 135 238 209 85 270 220 125 274 137 243 332 262 152 169 355 310 339 250 159 376 269 170 424 338 183 215 466 332 215 556 442 226 564 411 450 1, 530 1,143 (t) 135 206 216 243 260 306 246 264 311 317 427 395 818 (t) 3 4 (*) 2 4 4 5 27 15 15 16 325 (t) 53 29 50 31 70 45 89 107 86 134 114 153 387 *Average amounts of less than $1 and percentages of less than 0.1 are not shown. tAverage and percentages not computed for fewer than 3 cases. (t) 53 29 47 30 68 45 71 97 86 134 114 153 387 (t) (t) 3 1 2 18 10 28.2 12.2 18.5 11.3 21.1 12.7 26.2 28.5 20.3 28.8 20.5 27.1 25.3 156 F A M IL Y E X PE N D IT U R E S I N N E W E N G L A N D CITIES NEW E N G LAN D , T 2 M ID D L E -S IZ E D C IT IE S L A . — M o n ey , expen ditu res fo r fa m ily h o m e by owners an d r e n t ers, an d facilities in clu d e d in ren t for fa m ily h o m e : B y o c c u p a t i o n , f a m i l y t y p e , a n d i n c o m e , i n 1 y e a r , 1 9 3 5 —3 6 able [White nonrelief families including husband and wife, both native born] (8) (9) (ii) (12) © “ >§ © (14) Percentage w these faciliti in rent Mechanical refrigerator (6) 1 £: o, is G ■$2 1 w 3 xj'S ^ Garage Renters (4) I 83 H 3 o Renting § s 3 bO a a 3 © co l w Average Percentage money ex Percentage of renters having specified of families 1 pense for fam facilities included in rent2 ily home 3 e x p e n d i tu res E lig ib le 3 (1 ) m O c c u p a tio n a l g r o u p , fa m ily t y p e , a n d in c o m e c la s s R e p o r tin g N u m b er of fa m ilie s A l l families $ 2 5 0 - $ 4 9 9 ____________ $ 5 0 0 - $ 7 4 9 _ ........... .. $ 7 5 0 - $ 9 9 9 ____________ 120 314 12 19 9 14 14 88 70 88 83 85 $75 128 178 170 216 $221 205 218 234 262 15 9 9 11 11 26 26 32 38 48 71 70 65 60 45 244 294 266 277 317 286 323 335 348 365 11 17 17 14 26 12 69 40 63 52 28 60 37 48 354 470 315 469 474 418 468 919 32 9 58 57 7 26 50 50 51 12 16 7 13 13 88 71 89 84 84 75 133 177 136 197 221 207 211 224 250 15 9 7 9 9 41 37 36 29 19 39 39 66 74 61 57 229 263 257 199 279 289 322 330 12 12 17 26 12 12 17 44 100 100 100 100 43 17 11 12 14 57 83 87 88 86 116 182 267 265 332 181 250 252 277 287 18 15 14 11 3 11 16 10 100 100 100 100 97 18 6 6 22 23 39 78 73 61 311 258 358 325 354 360 4 32 8 19 9 27 100 100 100 5 8 35 27 53 59 38 65 73 39 41 47 240 220 233 234 302 280 284 348 367 388 16 19 21 38 18 16 17 33 62 50 55 64 50 40 36 220 369 448 345 408 518 23 33 55 40 7 35 71 114 $ 1 , 0 0 0 - $ 1 , 2 4 9 _______ $ 1 , 2 5 0 - $ 1 , 4 9 9 _______ 700 944 950 $ 1 , 5 0 0 - $ 1 , 7 4 9 _______ $ 1 , 7 5 0 - $ 1 , 9 9 9 _______ $ 2 , 0 0 0 - $ 2 , 2 4 9 _______ $ 2 , 2 5 0 - $ 2 , 4 9 9 _______ $ 2 . 2 5 0 - $ 2 , 9 9 9 _______ 708 648 528 286 228 115 106 96 $ 3 , 0 0 0 - $ 3 , 4 9 9 _______ $ 3 , 5 0 0 - $ 3 , 9 9 9 _______ $ 4 , 0 0 0 - $ 4 , 9 9 9 _______ $ 5 ,0 0 0 a n d o v e r _ _ . 132 52 106 90 29 15 15 119 68 52 3 2 2 6 5 5 12 5 12 20 13 34 34 3 4 100 100 100 100 98 2 8 99 100 99 98 100 4 7 4 2 11 9 36 100 100 100 71 21 100 100 100 100 98 5 3 3 9 58 33 50 6 8 4 3 3 1 1 2 O c c u p a tio n a l grou p: W age earner 120 $ 2 5 0 - $ 4 9 9 ____________ $ 5 0 0 - $ 7 4 9 ____________ $ 7 5 0 - $ 9 9 9 ____________ $ 1 , 0 0 0 - $ 1 , 2 4 9 _______ $ 1 , 2 5 0 - $ 1 , 4 9 9 _______ 274 578 646 584 $ 1 , 5 0 0 - $ 1 , 7 4 9 _______ $ 1 ,7 5 0 $ 1 , 9 9 9 _______ $ 2 , 0 0 0 - $ 2 , 2 4 9 _______ $ 2 , 2 5 0 - $ 2 , 4 9 9 ............. 398 286 236 124 23 3 3 2 6 6 2 9 9 3 6 6 3 2 — 7 3 3 Clerical $ 5 0 0 - $ 7 4 9 _ ................... $ 7 5 0 - $ 9 9 9 ____________ $ 1 , 0 0 0 - $ 1 , 2 4 9 ............. $ 1 , 2 5 0 - ^ 1 , 4 9 9 _______ $ 1 , 5 0 0 - $ 1 , 7 4 9 ............ $ 1 , 7 5 0 - $ 1 , 9 9 9 _______ $ 2 , 0 0 0 - $ 2 , 2 4 9 _______ $ 2 , 2 5 0 - $ 2 , 4 9 9 ............ 40 9 122 21 178 194 152 33 37 27 156 134 32 23 76 23 8 3 Independent business and professional $ 1 , 0 0 0 - $ 1 , 2 4 9 _______ $ 1 , 2 5 0 - $ 1 , 4 9 9 _______ $ 1 , 5 0 0 - $ 1 , 7 4 9 _______ $ 1 , 7 5 0 - $ 1 , 9 9 9 _______ $ 2 , 0 0 0 - $ 2 , 2 4 9 _______ 82 74 $ 2 , 2 5 0 - $ 2 , 4 9 9 _______ $ 2 , 5 0 0 - $ 2 , 9 9 9 _______ $ 3 , 0 0 0 - $ 3 , 4 9 9 _______ $ 3 , 5 0 0 - $ 3 , 9 9 9 _______ $ 4 , 0 0 0 - $ 4 , 9 9 9 _______ 40 90 56 $5,000 and over__ 36 19 76 10 23 72 62 10 6 48 19 9 18 12 1 8 6 (t) 75 83 (t) 25 17 (t) 268 395 (t) 452 360 (t) See p. 168 for notes on this table. t Averages and percentages not computed for fewer than 3 cases. (t) (t) 50 9 (t) 100 100 100 100 100 100 100 100 (t) 100 100 9 9 18 (t) (t) (t) 157 TABULAE SU M M A R Y N E W E N G L A N D , 2 M I D D L E -S I Z E D C IT IE S T able 4 r A . — M o n e y expen ditu res for fa m ily h o m e b y owners a n d r e n t ers, an d facilities in clu d ed In ren t for fa m ily h o m e : B y occupation, Salaried business and professional $1,000-$1,249____ $1,250-$1,499____ $1,500-$1,749 $lJ50-$l'999 $2'000-$2i249 _ . $2,250-$2,499____ $2,500-$2,999____ $3,000-$3,499____ $3,500-$3,999_ _ _ $4,000-$4,999____ $5^000 and over 38 98 82 134 96 46 13s 76 46 58 54 12 21 24 18 27 13 34 17 14 7 6 90 92 95 70 73 78 47 5 30 24 22 44 72 32 53 31 22 68 47 69 $183 218 180 418 275 320 261 282 473 371 655 1,012 19 16 6 6 35 26 48 9 70 67 6 6 6 17 30 14 19 29 67 30 58 6 100 94 100 100 Mechanical refrigerator 3 12 ( ) 'P u. ■S C8 C 3 *-•'-12 o> tf (14) \ 3 $252 287 288 382 319 380 353 452 418 472 Light 8 H Furnishings ( ) Garage H 5 Renters Percentage of renters having specified facilities included in rent 3 Renting 3 5 8 Average ex pense for family home <-> Home owns ers Owning Percentage of families ^ Reporting expendi tures co 0) Eligible Occupational group, family type, and in come class g Numbes of families ^ Percentage with none & of these facilities inw eluded in rent fa m ily typ e , and income, in 1 year, 1 9 3 5 -8 6 — Continued 3 24 97 87 10 100 100 100 100 42 67 13 17 9 25 F a m ily typ e: Type I $250-$499______ $500-$749.-_ $750-$999— . $1,000~$1,249__ $1,250-$1,499____ $1,500-$1,749_ _ $1,750-$1,999._ $2,000-$2,249. $2,250-$2,499____ $2,500-$2,999. $3,000-$3,499____ $3,500-$3,999____ $4,C00-$4,999_ . $5,000 and over._- 58 140 232 338 288 194 166 128 76 60 20 6 28 14 T y p e s I I and I I I $250-$499________ $500-$749____ $750-$999. $1,000-$1,249____ $1,250-$1,499. $1,500-$1,749_ $1,750-$1,999__ $2,000-$2,249_ $2,250-12,499. $2,500-$2,999. _ $3,000-$3,499. $3,500-$3,999 $4,000-$4,999 $5,000 and over._- 32 118 326 406 406 290 264 222 104 82 48 10 32 28 4 13 14 30 27 19 22 24 16 7 5 2 3 2 1 17 35 56 52 61 49 39 23 20 124 6 7 25 75 58 87 76 80 76 64 75 49 33 18 22 13 18 14 24 28 25 51 67 82 (t) (t) 4 100 100 100 5 6 100 17 10 6 100 11 10 100 100 15 13 100 13 41 92 7 100 100 100 100 ..13 13 13 (t) (t) 100 (t) (t) (t) (t) 504 (t) (t) 174 (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) 202 (t) (t) (t) (t) (t) 30 13 30 33 87 60 58 202 65 50 100 19 20 400 580 207 228 267 285 341 342 354 398 425 438 360 960 (t) (t) (t) 68 81 80 8 6 (t) 4 4 15 22 33 13 17 250 272 347 293 224 601 89 91 95 96 82 78 2 225 220 233 237 262 282 302 334 330 356 400 43 57 (t) 75 154 230 216 121 275 255 308 315 377 451 362 22 18 10 25 45 28 67 6 100 100 6 1 100 11 5 96 4 19 100 30 100 10 100 26 5 10 0 11 42 11 100 16 17 37 ..100 25 100 100 100 100 100 100 (t) (t) (t) 6 2 7 8 19 10 (t) 4 (t) 7 4 1 6 8 1 3 4 7 3 17 25 T y p es T V and V $250-$499________ $500-$749 $750-$999 $1,000-$1,249 $1,250-$1,499 $1,500-$1,749 $1,750-$1,999 $2,000-$2,249 $2,250-$2,499 $2,500-$2,999 $3,000-$3,499 $3,500-$3,999 $4,000-$4,999 $5,000 and over... 30 56 142 200 256 224 218 178 106 86 64 36 46 48 2 5 22 28 40 35 35 33 29 25 129 6 3 (t) 43 18 28 27 41 30 40 53 53 92 58 54 1 50 1 57 82 72 73 52 67 54 43 38 8 42 46 60 101 129 142 218 234 293 177 227 296 279 470 301 386 158 224 247 253 294 314 325 354 324 676 369 505 1.250 10 12 13 18 7 6 21 9 100 ■(■Averages and percentages not computed for fewer than 3 cases. (t) (t) (t) (t) 100 0 3 1 10 100 5 100 10 97 25 100 17 97 40 100 50 10 100 100 100 100 100 80 100 (t) (t) 101 20 3 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES 158 N E W T E N G L A N D , 2 M I D D L E -S I Z E D C IT IE S 5.— H ou seh old o p e ra tio n : Average m oney expenditure for groups of items of household operation and percentage distribution of such expenditure , by occupationj fam ily typey and incom e , in 1 year , 1935—86 able [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and in come class (1) Average money expenditure for house hold operation Eligi ble Report ing ex pendi tures (2) (3) Total (4) Percentage of total household opera tion expenditure Paid household heIP Fuel, Fuel, light, Paid light, and house Other and Other refrig Percent items2 refrig hold items era Average age of help era tion 1 amount families tion 1 having (5) (ID (9) (10) 3 5 $28 22 25 32 39 72.5 78.8 79.8 76.2 75.0 (*) 1.4 1.8 27. 5 21.2 20.2 22.4 23.2 (8) (7) (6) A ll families $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ 120 314 700 944 950 7 35 71 114 119 $102 104 124 143 168 $74 82 99 109 126 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ 708 648 528 286 228 115 106 96 68 52 194 241 231 265 321 139 157 156 166 182 5 19 10 25 40 10 18 16 27 35 50 65 65 74 99 71.6 65.1 67.6 62.7 56.7 2.6 7.9 4.3 9.4 12.5 25.8 27.0 28.1 27.9 30.8 $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000 and over___ ____ 132 52 106 90 29 15 15 12 383 337 417 876 206 199 202 345 69 39 107 396 30 32 51 84 108 99 108 135 53.8 59.0 48.4 39.4 18.0 11.6 25.7 45.2 28.2 29.4 25.9 15.4 $250-$499______ _______ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ 120 274 578 646 584 7 26 50 50 51 102 103 124 139 165 74 82 99 107 125 2 5 2 8 28 21 25 30 35 72.5 79. 6 79. 8 77.0 75.8 1.4 3.0 27.5 20.4 20.2 21.6 21.2 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ 398 286 236 124 41 37 36 23 179 241 213 235 128 162 149 159 4 19 6 6 10 20 11 13 47 60 58 70 71.5 67.2 70.0 67.6 2.2 7.9 2.8 2.6 26.3 24.9 27.2 29.8 $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ 40 122 178 194 152 9 21 33 37 27 112 128 144 164 202 85 101 112 125 147 11 3 6 3 13 27 27 32 39 44 75.9 78.9 77.8 76.2 72.8 .1 .1 .1 5.4 24.1 21.0 22.1 23.7 21.8 $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ 156 134 76 32 23 23 231 236 244 158 146 163 11 14 14 19 28 13 62 76 67 68.4 61.9 66.8 4.8 5.9 5.7 26.8 32.2 27.5 82 74 76 72 62 19 10 23 19 10 172 199 222 238 251 120 137 160 154 181 2 5 9 10 50 62 60 78 70 69.7 68.8 72.1 64.7 72.1 1.2 2 6 29.1 31. 2 27.0 32.8 27.9 (*) $2 3 (•) Occupational group: W age earners Clerical (*) (*) (*) Independent business and professional $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ .9 2.5 $2,250-$2,499___________ 40 9 397 205 102 51.6 22.7 90 80 25.7 $2,500-$2,999___________ 90 18 341 190 116 55.7 10.3 35 36 34.0 $3,000-$3,499___________ 56 12 508 235 56 126 46.3 28.9 147 24.8 $3,500-13,999___________ 6 1 (t) (t) (t) (t) (t) (t) (t) (t) $4,000-$4,999___________ 48 8 507 235 142 61 130 46.4 28.0 25.6 $5,000 and over________ 36 6 737 328 243 83 166 44.5 33.0 22.5 See p. 168 for notes on this table. ♦Average amounts of less than $1 and percentages of less than 0.1 for expenditures, or less than 1 for propor tions of families reporting, are not shown, f Averages and percentages not computed for fewer than 3 cases. TA B U LA R N E W T E N G L A N D , 2 159 SU M M A R Y M I D D L E -S I Z E D C IT IE S 5.— H o u se h o ld o p e ra tio n : A verage m o n e y expen d itu re f o r groups o f item s o f household operation and percentage distribution o f such ex p en d itu re , by occup a tion , f a m i ly t y p e f and in co m e , in 1 ye a r , 1 9 3 5 - 3 6 — Continued able Number of families Occupational group, family type, and in come class (1) Average money expenditure for house hold operation Percentage of total household opera tion expenditure Paid household Fuel, Fuel, help light, light, Paid and Other and house Other refrig Percent items refrig hold items era Average age of era help tion amount families tion having Eligi ble Report ing ex pendi tures Total (2) (3) (4) (5) $107 130 157 144 169 160 177 185 199 176 356 (7) (6) (8) (9) (10) (ID Salaried business and professional 1 i o q « $l',250-$l',499____ ______ $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-12,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000 and over.. _____ 38 98 82 134 96 46 138 76 46 58 54 12 21 24 18 27 13 34 17 14 7 6 $129 172 223 253 252 58 140 232 338 288 194 166 128 76 60 20 6 28 14 4 13 14 30 27 19 22 24 16 7 5 2 3 2 84 103 128 123 148 175 224 227 235 345 329 32 118 326 406 406 290 264 222 104 82 48 10 32 28 1 17 35 56 52 61 49 39 23 20 12 4 6 7 30 56 142 200 256 224 218 178 106 86 64 36 46 48 2 5 22 28 40 35 35 33 29 25 12 9 6 3 266 308 291 348 343 969 8 20 20 41 34 12 36 43 85 *3 39 18 35 42 12 44 77 498 $22 42 63 70 65 71 89 94 105 90 115 82.9 75.6 70.4 56.9 67.1 60.1 57.5 63.6 57.2 51.3 36.7 28 26 28 31 36 49 63 81 64 133 99 66.7 74.8 78.1 74.0 75.7 72.0 64.8 56.4 64.7 52.2 63.8 1.3 15.4 7.1 13.2 13.6 4.1 12.6 22.5 51.4 17.1 24.4 28.3 27.7 25.8 26.7 28.9 32.3 30.2 26.2 11.9 Fa m ily T y p e : T y p e I $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000 and over__ 56 77 100 91 112 126 145 128 152 180 210 1 4 16 18 19 32 20 27 29 29 33 48 (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) (t) 420 178 149 29 (t) 93 (t) .8 7.1 7.9 8.1 9.3 6.1 33. 3 25.2 21.9 25.2 24.3 28.0 28.1 35.7 27.2 38.5 30.1 42.4 35.5 (t) (t) (t) (t) (t) (t) (t) (t) 22.1 T yp es I I and I I I $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$l,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000 and over________ 95 129 150 174 197 244 242 296 353 430 310 448 851 78 105 116 130 138 154 169 174 182 192 148 190 273 3 7 12 28 12 50 66 129 59 122 449 3 12 16 22 17 44 50 42 25 48 100 17 24 31 37 47 62 61 72 105 109 103 136 129 82.1 81.4 77.3 74.7 70.1 63.1 69.8 58.8 51.6 44.6 47.8 42.4 32.1 2.0 4.0 6.1 11.5 5.0 16.9 18.7 30.0 19.0 27.2 52.8 17.9 18.6 20.7 21.3 23.8 25.4 25.2 24.3 29.7 25.4 33.2 30.4 15.1 (t) (t) (t) T yp es I V and V $250-$499____ .*________ $500-$749 _____________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000 and over. _ _____ (t) 127 109 161 180 206 249 219 256 273 363 340 394 1,071 (t) 106 85 125 137 152 169 159 170 183 215 215 226 450 (t) (*) 1 12 1 4 20 40 34 70 481 (t) (t) 3 10 8 5 8 22 17 31 67 100 *Average amounts of less than $1 and percentages of less than 0.1 are not shown, tAverages and percentages not computed for fewer than 3 cases. 21 24 36 43 53 68 59 82 70 108 91 98 140 83. 5 77.9 77. 6 76.1 73.8 67.9 72.6 66.4 67.0 59.2 63.2 57.3 42.0 .1 .5 4.8 .5 1.6 7.3 11.0 10.0 17.8 44.9 16. 5 22.0 22.4 23.9 25.7 27.3 26.9 32.0 25.7 29.8 26.8 24.9 13.1 160 F A M IL Y E X P E N D IT U R E S NEW ENGLAN D, T IN N E W EN G LA N D 2 M ID D L E -S IZ E D C IT IE S C IT IE S 6.— C lo th in g : A v era g e m o n e y exp en d itu re f o r clothing f o r husband and w ife and other f a m i ly m em b ers , and percentage distribution o f such ex p en d itu re , by o ccu p ation , f a m i ly t y p e , and in c o m e , in 1 ye a r , 1935—86 able [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and in come class (1) Average money expenditure for • clothing i Percentage of total fam ily clothing expenditure Eligible Report ing ex pendi tures All family mem bers Hus band Wife Other family mem bers Hus band Wife Other family mem bers (2) (3) (4) (5) (6) (7) (8) (9) GO) A ll families $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ 120 314 700 944 950 7 35 71 114 119 $43 43 74 89 130 $14 14 25 29 44 $16 22 30 37 54 $13 7 19 23 32 32.6 32.6 33.8 32.6 33.8 37.2 51.1 40.5 41.6 41.6 30.2 16.3 25.7 25.8 24.6 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ 708 648 528 286 228 115 106 96 68 52 157 180 190 232 243 53 57 62 81 76 62 71 77 84 96 42 52 51 67 71 33.7 31.7 32.6 34.9 31.3 39.5 39.4 40.6 36.2 39.5 26.8 28.9 26.8 28.9 29.2 $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000 and over________ 132 52 106 90 29 15 15 12 332 368 386 490 106 103 108 197 123 97 159 197 103 168 119 96 31.9 28.0 28.0 40.2 37.1 • 26.4 41.2 40.2 31.0 45.6 30.8 19.6 $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ 120 274 578 646 584 7 26 50 50 51 42 43 77 88 141 14 14 27 27 45 16 22 31 36 60 12 7 19 25 36 33.3 32.6 35.1 30.7 31.9 38.1 51.1 40.2 40.9 42.6 28.6 16.3 24.7 28.4 25.5 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ 398 286 236 124 41 37 36 23 155 196 196 245 52 57 60 78 60 77 75 80 43 62 61 87 33.6 29.1 30.6 31.8 38.7 39.3 38.3 32.7 27.7 31.6 31.1 35.5 $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ 40 122 178 194 152 9 21 33 37 27 45 60 95 129 181 15 18 31 51 62 14 26 44 49 76 16 16 20 29 43 33.3 30.0 32.6 39.5 34.2 31.1 43.3 46.4 38.0 42.0 35.6 26.7 21.0 22.5 23.8 $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ 156 134 76 32 23 23 173 174 222 58 53 83 65 83 80 50 38 59 33.5 30.4 37.4 37.6 47.8 36.0 28.9 21.8 26.6 $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ 82 74 76 72 62 19 10 23 19 10 82 84 138 182 180 36 26 36 68 69 29 39 58 61 60 17 19 44 53 51 43.9 31.0 26.1 37.4 38.4 35.4 46.4 42.0 33.5 33.3 20.7 22.6 31.9 29.1 28.3 $2,250-$2,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000 and over________ 40 90 56 6 48 36 9 18 12 1 8 6 189 214 361 78 61 109 72 80 153 39 73 99 41.3 28.5 30.2 38.1 37.4 42.4 20.6 34.1 27.4 (t) (t) 38 98 82 134 96 12 21 24 18 27 Occupational group: Wage earner Clerical Independent business and professional (t) 327 437 (t) 105 168 (t) 138 177 (t) 84 92 32.1 38.4 42.2 40.6 (t) 25.7 21.0 Salaried btisiness and professional $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2, 249__________ 102 106 151 153 207 33 41 54 51 74 See p. 169 for notes on this table. •[Averages and percent;ages not c<imputed for fewer tllan 3 cas<e s . 39 38 50 71 82 30 27 47 31 51 32.4 38.7 35.8 33.3 35.7 38.2 35.8 33.1 46.4 39.7 29.4 25.5 31.1 20.3 24.6 TA B U LA R NEW ENGLAN D, T 161 S U M M A R Y 2 M ID D L E -S IZ E D C IT IE S 6.— C lo th in g : A verage m o n e y expenditure fo r clothing fo r husband and w ife and other f a m i ly m em bers, and percentage distribution o f such ex pend iture, by occu p ation , f a m i ly ty p e , and in co m e, in 1 yea r, 1 9 3 5 - 8 6 — Continued able Number of families Occupational group, family type, and in come class (1) Average money expenditure for clothing Percentage of total fam ily clothing expenditure Eligible Report ing ex pendi tures All family mem bers Hus band Wife Other family mem bers Hus band Wife Other family mem bers (2) (3) (4) (5) (6) (7) (8) (9) (10) Salaried business and professional —Con. $88 85 104 111 111 217 $110 106 100 108 179 210 $55 71 107 174 146 99 34.8 32.4 33.4 28.2 25.4 41.3 43.5 40.5 32.2 27.5 41.1 39.9 21.7 27.1 34.4 44.3 33.5 18.8 28 45 69 86 133 12 15 32 34 55 16 30 36 50 77 1 2 1 42.8 33.3 46.4 39.5 41.4 57.2 66.7 52.2 58.2 57.8 1.4 2.3 .8 19 22 24 16 7 135 163 168 177 236 52 65 72 88 88 82 97 94 86 148 38.5 39.9 42.8 49.7 37.3 60.8 59.5 56.0 48.6 62.7 20 6 28 14 5 2 3 2 248 (t) 291 (t) 117 (t) 106 (t) 131 (t) 185 (t) (t) (t) 47. 2 (t) 36. 4 (t) 52.8 (t) 63.6 (t) (t) $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ 32 118 326 406 406 1 17 35 56 52 (t) 45 79 92 135 15 24 30 48 (t) 18 31 35 52 (t) 12 24 27 35 (t) 33.3 30.4 32.6 35.6 (t) 40.0 39.2 38.1 38.5 (t) 26.7 30.4 29.3 25.9 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ 290 264 222 104 82 61 49 39 23 20 159 176 203 213 252 56 61 66 88 82 59 67 85 87 99 44 48 52 38 71 35.2 34.6 32.5 41.4 32.5 37.1 38.1 41.9 40.8 39.3 27.7 27.3 25.6 17.8 28.2 $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000 and over. _______ 48 10 32 28 12 4 6 7 343 346 462 496 136 114 124 175 151 160 251 205 56 72 87 116 39.6 32.9 26.8 35.3 44.1 46.3 54.4 41.3 16.3 20.8 18.8 23.4 $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249................... $1,250-$1,499___________ 30 56 142 200 256 2 5 22 28 40 (t) 34 71 90 120 (t) 11 19 20 26 6 19 20 31 (t) 17 33 50 63 (t) 32.4 26.8 22.2 21.7 (t) 17.6 26.8 22.2 25.8 (t) 50.0 46.4 55.6 52.5 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ 224 218 178 106 86 35 35 33 29 25 176 196 190 291 239 49 47 49 68 61 49 56 54 79 56 78 93 87 144 122 27.8 24.0 25.8 23.4 25.5 27.8 28.6 28.4 27.1 23.4 44.4 47.4 45.8 49.5 51.1 $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000 and over________ 64 36 46 48 12 9 6 3 349 393 392 460 80 91 98 170 99 79 80 178 170 223 214 112 22.9 23.2 25.0 37.0 28.4 20.1 20.4 38.7 48.7 56.7 54.6 24.3 $2,250-12,499___________ $2,500-$2,999___________ $3,000-$3,499___________ $3,500-$3,999___________ $4,000-$4,999___________ $5,000 and over________ 46 138 76 46 58 54 13 34 17 14 7 6 $253 262 311 393 436 526 $250-$499 ____________ $500-$740 ______ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ 58 140 232 338 288 4 13 14 30 27 $1, 500-$l,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999 194 166 128 76 60 $3,000-$3,499 _____ $3,500-$3,999___________ $4,000-$4,999 _ __ $5,000 and over________ ' F am ily typ e : T y p e I 1 1 2 3 .7 .6 1.2 1.7 (t) T y p e 11 and I I I (t) T y p e I V and V tAverages and percentages not computed for fewer than 3 cases. (t) 162 FAMILY EXPENDITURES IN NEW ENGLAND CITIES N E W E N G L A N D , 2 M ID D L E -S IZ E D C IT IE S T 7.— P e rs o n a l c a re : A verag e m o n e y expenditure fo r toilet articles and p r ep a rationSy and services , and percentage distribution o f such ex pen d itu re , b y o ccu p ation , f a m i ly ty p e , and in co m e , in 1 y e a r , 1 9 3 5 -3 6 a b l e [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and income class (1) Average money expenditure for Percentage of total personal-care ex personal care penditure Eligible Report ing ex pendi tures Total i (2) (3) (4) Toilet Toilet articles Services * articles Service1 and prep and prep arations arations (6) (5) (7) (8) A l l families $250-$499____ ________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 120 314 700 944 950 7 35 71 114 119 $14 16 22 28 30 $7 8 10 14 16 $7 8 12 14 14 50.0 50.0 45.5 50.0 53.3 50.0 50.0 54.5 50.0 46.7 $1,500-$1,749__________________ $1,750-$1,999________ ____ _____ $2,000-$2,249____________ ______ $2,250-$2,499__________________ $2,500-$2,999__________________ 708 648 528 286 228 115 106 96 68 52 33 40 40 44 50 17 21 22 24 30 16 19 18 20 20 51.5 52.5 55.0 54.5 60.0 48.5 47.5 45.0 45.5 40.0 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over_____ __________ 132 52 106 90 29 15 15 12 53 56 83 81 31 30 48 50 22 26 35 31 58.5 53.6 57.8 61.7 41.5 46.4 42.2 38.3 $250-$499_____ _______________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 120 274 578 646 584 7 26 50 50 51 14 16 22 29 30 7 8 11 15 17 7 8 11 14 13 50.0 50.0 50.0 51.7 53.3 50.0 50.0 50.0 48.3 43.3 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ 398 286 236 124 41 37 36 23 31 43 41 46 16 21 22 25 15 22 19 21 51.6 48.8 53.7 54.3 48.4 51.2 46.3 45.7 $500-$749____ ________________ $750-$999____ _________ ____ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 40 122 178 194 152 9 21 33 37 27 17 22 30 32 38 8 10 14 16 19 9 12 16 16 19 47.1 45.4 46.7 50.0 50.0 52.9 54.6 53.3 50.0 50.0 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499____ _____ _______ 156 134 76 32 23 23 37 42 41 22 23 22 15 19 19 59.5 54.8 53.6 40.5 45.2 46.4 $1,000-$1,249................................. $1,250-$1,499____ ____ ________ $1,500-$1,749................................. $1,750-$1,999_______ __________ $2,000-$2,249__________ ____ _ 82 74 76 72 62 19 10 23 19 10 21 28 31 39 32 10 12 16 22 16 11 16 15 17 16 47.6 42.8 51.6 56.4 50.0 52.4 57.2 48.4 43.6 50.0 $2,250-$2,499_________ ______ $2,500-$2,999__________________ $3,000-$3,499____ _____ _______ $3,500-$3,999__________________ $4,000-$4,999____ _____________ $5,000 and over............. .............. 40 90 56 6 48 36 9 18 12 1 8 6 42 48 59 24 30 36 18 18 23 57.1 62.5 61.0 50.0 65.7 42.9 37.5 39.0 (t) 50.0 34.3 54.8 48.3 54.2 56.4 53.5 45.2 51.7 45.8 43.6 46.5 Occupational group; W age earner Clerical Independent business and professional (t) 70 108 (t) 35 71 (t) 35 37 (t) Salaried business and professional $1,000-$1,249............. ................... 38 12 31 $1,250-$1,499__________________ 98 21 29 $1,500-$1,749__________________ 82 24 37 $1,750-SI,999__________________ 134 18 39 $2,000-$2,249__________________ 96 27 43 See p. 169 for notes on this tat>le. tAverages and percentages not computed for fewer than 3 cases. 17 14 20 22 23 14 15 17 17 20 TA B U LA R N E W T E N G L A N D , 2 163 S U M M A R Y M I D D L E -S I Z E D C IT IE S 7.— Personal care: A verage m o n e y expen ditu re f o r toilet articles and p rep a ra tion st and services , and percentage distribution o f such ex p en d itu re, by o ccu p a tion , f a m i ly ty p e , and in co m e , in 1 yea r, 1 9 3 5 - 8 6 — Continued able expenditure for Percentage of total Number of families Average money personal-care ex personal care penditure Occupational group, family type, and income class (1) Eligible Report ing ex pendi tures Total Service (2) (3) (4) (5) Toilet Toilet articles articles and prep Services and prep arations arations (6) (7) (8) Salaried business and professional —Continued 46 138 76 46 58 54 13 34 17 14 7 6 $51 51 49 59 94 62 $28 30 26 31 59 36 $23 21 23 28 35 26 55.0 58.8 53.1 52.5 62.8 58.1 45.0 41.2 46.9 47.5 37.2 41.9 $250-$499______ ______________ $500-$749_____________________ $750-$999____ ________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 58 140 232 338 288 4 13 14 30 27 12 16 20 29 24 6 9 9 14 13 6 7 11 15 11 50.0 56.2 45.0 48.3 54.2 50.0 43.8 55.0 51.7 45.8 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$l,249__________________ $2,250-$2,499____ ____ ________ $2,500-$2,999__________________ 194 166 128 76 60 19 22 24 16 7 34 35 40 45 40 16 19 20 28 24 18 16 20 17 16 47.1 54.3 50.0 62.1 60.0 52.9 45.7 50.0 37.9 40.0 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over____ _______ __ 20 6 28 14 5 2 3 2 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 32 118 326 406 406 1 17 35 56 52 $1,500-$! ,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 290 264 222 104 82 61 49 39 23 20 34 42 40 43 57 18 23 22 21 36 16 19 18 22 21 52.9 54.8 55.0 48.8 63.2 47.1 45.2 45.0 51.2 36.8 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over____ __________ 48 10 32 28 12 4 6 7 50 52 77 64 32 24 48 36 18 28 29 28 64.0 46.2 62.3 56.2 36.0 53.8 37.7 43.8 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 30 56 142 200 256 2 5 22 28 40 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 224 218 178 106 86 35 35 33 29 25 33 42 42 46 50 17 22 23 25 28 16 20 19 21 22 51.5 52.4 54.8 54.3 56.0 48.5 47.6 45.2 45.7 44.0 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over----------------------- 64 36 46 48 12 9 6 3 58 61 109 76 32 34 57 49 26 27 52 27 55.2 55.7 52.3 64.5 44.8 44.3 47.7 35.5 $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999___ ____ _________ $4,000-$4,999__________________ $5,000 and over_______________ Fam ily typ e: T y p e I 24 47 (t) 48 (t) (t) 32 (t) 23 (t) 16 (t) 51.1 48.9 (t) (t) (t) (t) (t) (t) 66.7 33.3 Types I I and I I I (t) 17 22 26 32 (t) 8 11 13 17 (t) 9 11 13 15 47.1 50.0 50.0 53.1 52.9 50.0 50.0 46.9 Types I V and V (t) 17 24 31 34 tAverages and percentages not computed for fewer than 3 cases. (t) 8 11 16 17 (t) 9 13 15 17 (t) 47.1 45.8 51.6 50.0 (t) 52.9 54.2 48.4 47.0 164 F A M IL Y E X P E N D IT U R E S N E W T able E N G L A N D , 2 IN N E W EN G LA N D M I D D L E -S I Z E D C IT IE S C IT IE S 8.— A u to m o b ile operation an d p u rc h a se : Percentage o f fa m ilie s ow n in g and purchasin g a u tom obiles, average m o n e y expend iture fo r all fa m ilie s fo r operation and pu rch ase, b y o ccup ation , f a m i l y typ e, and in co m e, in 1 yea r, 1 9 8 5 - 8 6 [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and income class (1) Percentage of all families Eligible Report ing ex pendi tures Owning automo biles (2) (3) (4) Average money expenditure of all families Purchas Opera ing auto tion and mobiles purchase (5) (6) Opera tion 1 Purchase (net) * (7) (8) A l l families $250-$499_________ ________ $50O-$749.................................. . $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499_______ __________ 120 314 700 944 950 7 35 71 114 119 12 18 19 41 39 2 6 10 7 $1 19 34 68 56 $1 19 18 51 48 $1,500-$1,749_______ ______ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 708 648 528 286 228 115 106 96 68 52 54 69 56 74 91 16 22 19 23 35 131 184 201 219 396 88 117 114 131 194 43 67 87 88 202 $3,000-$3,499____ ____ ________ $3,500-$3,999__________________ $4,000-$4,999______ ___________ $5,000 and over_______________ 132 52 106 90 29 15 15 12 84 86 91 100 37 37 52 34 408 388 607 297 202 209 278 201 206 179 329 96 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 120 274 578 646 584 7 26 50 50 51 12 15 16 39 26 3 11 4 1 16 20 62 27 1 16 11 46 25 9 16 2 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ 398 286 236 124 41 37 36 23 58 69 69 79 22 25 23 22 157 189 229 218 101 121 126 140 56 68 103 78 $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 40 122 178 194 152 9 21 33 37 27 37 36 49 48 52 13 22 13 3 5 39 97 104 73 72 36 49 70 71 65 3 48 34 2 7 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ 156 134 76 32 23 23 63 61 74 11 16 26 129 192 226 107 110 135 22 82 91 $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-SI,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ 82 74 76 72 62 19 10 23 19 10 40 85 65 80 47 31 13 28 55 110 136 212 48 55 96 87 112 48 14 49 100 $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over_______________ 40 90 56 6 48 36 9 18 12 1 8 6 63 95 86 22 50 16 175 490 280 (t) 554 125 82 190 176 (t) 202 105 $1,000-$1,249_____ ____________ 38 12 22 24 $1,250-$1,499__________________ 98 21 68 19 156 $1,500-$1,749__________________ 82 24 34 13 96 $1,750-$1,999__________________ 134 18 71 25 223 $2,000-12,249__________________ 96 27 75 26 242 See p. 169 for notes on this table. ♦Average amounts of less than $1 and percentages of less than 0.1 are not shown, tAverage and percentage not computed for fewer than 3 cases. 24 101 66 122 131 (*) $16 17 8 Occupational group: Wage earner Clerical Independent business and professional (t) 100 100 (t) 44 33 93 300 104 (t) 352 20 Salaried business and profes sional 55 30 101 H i TA B U LA R NEW E N G LAN D , 165 S U M M A R Y 2 M ID D L E -S IZ E D C IT IE S T able 8.— A u to m o b ile operation an d p u rc h a se : Percentage o f fa m ilie s o w n ing and purchasin g a u tom obiles , average m o n e y ex pen d itu re f o r all fa m ilies fo r operation and purchase b y o ccu p ation , f a m i ly t y p e , and in co m e , in 1 y e a r , 19 3 5 - 8 6 . — Continued Number of families Occupational group, family type, and income class (1) Percentage of all families Eligible Report ing ex pendi tures Owning automo biles (2) (3) (4) Average money expenditure of all families Purchas Opera ing auto tion and mobiles purchase (6) (6) Opera tion Purchase (net) (7) (8) Salaried business and profes sional— Continued $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over_______________ 46 138 76 46 58 54 13 34 17 14 7 6 70 88 82 84 84 100 24 25 53 42 58 35 $250-$499__ _________ _____ _ $500-$749____ ________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499____ _____________ 58 140 232 338 288 4 13 14 30 27 25 22 13 53 35 5 14 6 23 33 117 49 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499_________ _____ _ $2,500-12,999. _____ ___________ 194 166 128 76 60 19 22 24 16 7 60 75 71 79 89 28 37 38 27 44 $3,000-$3,499________ _________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over_______________ 20 6 28 14 5 2 3 2 52 $250-$499_____________________ $500-$749____________ ____ _ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 32 118 326 406 406 1 17 35 56 52 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-12,499__________________ $2,500-$2,999__________________ 290 264 222 104 82 61 49 39 23 20 46 65 60 72 95 4 20 7 24 30 69 164 133 231 350 62 104 101 141 203 7 60 32 90 147 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over_______________ 48 10 32 28 12 4 6 7 67 100 100 100 25 50 67 39 309 671 684 446 176 288 176 279 133 383 508 167 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 30 56 142 200 256 2 5 22 28 40 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 224 218 178 106 86 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over_______________ 64 36 46 48 $248 335 503 407 652 412 $141 197 222 205 342 265 $107 138 281 202 310 147 Fa m ily typ e: T y p e I (•) 100 (t) 100 (t) (t) 43 (t) (*) 23 20 79 46 13 38 3 220 278 369 234 549 116 162 152 131 173 104 116 217 103 376 464 (t) 439 (t) 187 (t) 202 (t) (t) (t) (t) (t) 277 237 (t) T yp es I I and I I I (t) 21 17 37 34 (t) 4 3 10 7 24 14 43 53 23 13 36 41 1 1 7 12 T y p es I V and V (t) (t) (t) (t) 13 2 10 81 34 66 24 33 59 57 1 7 35 35 33 29 25 61 70 68 72 88 21 13 21 20 33 130 139 164 196 334 96 99 100 120 201 34 40 64 76 133 12 9 6 3 91 79 80 100 42 31 46 25 466 335 656 160 227 189 395 145 239 146 261 15 ♦Average amounts of less than $1 and percentages of less than 0.1 are not shown, fAverages and percentages not computed for fewer than 3 cases. (t) 34 27 52 166 F A M IL Y E X P E N D IT U R E S N E W T a b l e E N G L A N D , 2 IN N E W EN G LA N D C IT IE S M I D D L E -S I Z E D ^ C I T I E S 9.— R e c r e a tio n : A v era g e m o n e y exp en d itu re fo r recreation o f specified typ es , by occu p ation , f a m i ly ty p e and in co m e, i n 1 yea r, 1 9 3 5 —8 6 [White nonrelief families including husband and wife, both native born] Number of families Average money expenditure for recreation Paid admissions Occupational group, family type, and income class Eligible (1) (2) penditures Total (3) (4) Movies Other i (5) (6) Equip ment for games and sports Other i (7 ) (8) A ll families $250-$499_____________________ $500-$749________ ______ _____ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 120 314 700 944 950 7 35 71 114 119 $13 12 21 28 36 $3 4 9 9 14 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249_________ _____ $2,250-12,499___________ _____ $2,500-$2,999__________________ 708 648 528 286 228 115 106 96 68 52 46 53 59 61 90 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over________________ 132 52 106 90 29 15 15 12 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 120 274 578 646 584 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249____________ _____ $2,250-$2,499__________________ $1 1 4 $1 1 2 4 $10 7 10 16 14 16 18 18 20 30 5 3 5 4 6 3 8 7 5 7 22 24 29 32 47 107 109 133 98 26 25 30 28 7 12 15 11 9 13 20 7 65 59 68 52 7 26 50 50 51 13 11 20 30 38 3 4 9 10 15 1 1 5 1 1 2 6 10 6 9 17 12 398 286 236 124 41 37 36 23 51 54 56 68 14 15 22 23 7 3 5 2 4 13 10 5 26 23 19 38 $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1.499 _________________ $1.500-$1,749__________________ 40 122 178 194 152 9 21 33 37 27 18 21 27 38 45 9 11 7 15 17 1 1 1 3 4 1 3 3 1 8 8 16 17 23 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ 156 134 76 32 23 23 45 66 50 22 15 11 2 3 5 4 4 6 17 44 28 $1,000-$1,249_-......................... . $1,250-$1,499__________________ $1,500-$1,749___ ____ _________ $1,750-$1,999__________________ $2,000-$2,249__________________ 82 74 76 72 62 19 10 23 19 10 17 26 27 53 43 8 12 14 13 11 1 2 4 7 2 1 2 4 5 6 13 9 32 20 $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999_____ ____________ $5,000 and over_______________ 40 90 56 6 48 36 9 18 12 1 8 6 56 88 80 24 33 26 4 6 4 3 5 10 25 44 40 38 98 82 134 96 12 21 24 18 27 C) (*) (*) Occupational group: Wage earner (*) C) (*) Clerical (*) Independent business and professional (t) 120 68 (t) 32 35 (*) (t) 15 6 (t) 12 9 (t) 61 18 Salaried business and professional $1,000-$1,249_____________ _____ $1,250-$1,499__________________ $1,500-$1,749_.____ ___________ $1,750-$1,999__________________ $2,000-$2,249__________________ 18 28 43 59 67 9 12 22 21 17 (*) (*) See p. 169 for notes on this table. ♦Average amounts of less than $1 and percentages of less than 0.1 are not shown. fAverages and percentages not computed for fewer than 3 cases. 1 5 5 2 1 1 5 6 7 15 19 28 39 TA B U LA R N E W T a b l e E N G L A N D , 2 167 S U M M A R Y M I D D L E -S I Z E D C IT IE S 9.— R e c re a tio n : A verag e m o n e y ex pen d itu re f o r recreation o f specified t y p e s , by o ccu p ation , f a m i ly ty p e f and in co m e , in 1 y e a r , 1 9 3 5 - 8 6 — Continued Number of families Paid admissions Occupational group, family type, and income class Eligible (2) (1) Average money expenditure for recreation ing ex;penditures Total (3) (4) Movies Other Equip ment for games and sports (5) (6) (7) Other (8) Salaried business and professional —Continued 46 138 76 46 58 54 13 34 17 14 7 6 $64 91 127 106 142 119 $26 27 26 27 28 23 $6 7 9 14 15 15 $250-$499_____________________ $500-$749_____________________ $75C-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 58 140 232 338 288 4 13 14 30 27 9 11 23 21 35 5 4 11 8 12 1 1 2 2 7 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 194 166 128 76 60 19 22 24 16 7 54 74 71 47 70 15 17 20 24 31 11 6 6 5 8 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over_______________ 20 6 28 14 5 2 3 2 (t) $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 32 118 326 406 406 1 (t) 35 56 52 10 23 36 39 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 290 264 222 104 82 61 49 39 23 20 41 50 59 66 105 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over_______________ 48 10 32 28 12 4 6 7 117 143 191 164 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 30 56 142 200 256 2 5 22 28 40 $1,500-$1,749__________________ $1,750-J$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ 224 218 178 106 86 35 35 33 29 25 45 41 51 67 90 20 19 22 19 30 $3,000-$3,499__________________ $3,500-$3,999__________________ $4,00C-$4,999__________________ $5,000 and o v er... __________ 64 36 46 48 12 9 6 3 110 100 138 73 36 21 31 32 $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000-$3,499__________________ $3,500-$3,999__________________ $4,000-$4,999__________________ $5,000 and over_______________ $3 8 7 14 26 6 $29 49 85 51 73 75 3 3 3 3 6 7 8 13 4 20 4 2 1 24 31 41 16 30 Fa m ily type: T y p e I 75 56 11 (t) 20 (t) (t) 3 (t) 1 (t) (*) (*) 61 (*) (t) 6 (t) (t) 29 (t) T yp es I I and I I I 17 (t) 4 8 9 15 (t) 1 (t) (t) 1 3 1 2 6 5 14 24 15 12 17 14 20 8 3 3 3 3 8 4 5 12 6 13 22 25 30 37 56 19 31 37 27 8 12 26 27 5 16 46 13 85 84 82 97 (*) O Types I V and V (t) 20 11 22 34 (t) 6 8 9 16 (t) (t) (*) (*) (*) (*) ♦Average amounts of less than $1 and percentages of less than 0.1 are not shown. fAverages and percentages not computed for fewer than 3 cases. 1 1 3 9 9 1 °— 41 — 12 3 (t) 1 3 11 3 10 14 3 2 6 4 5 1 3 3 6 4 21 17 20 38 51 8 5 16 14 14 10 7 52 60 81 34 2 1 Footnotes for Tables in Expenditure Tabular Summary N ew E ngland, M id d l e - S iz e d C it ie s TA B L E 1 1 See glossary, appendix B, for eligibility requirements. * Money income is equal to the sum of money expenditure (column 7) plus net surplus or deficit (column 8) plus net balancing difference (column 9). 3 Nonmoney income from housing includes imputed income from owned family or vacation homes plus rent received as pay or gift (average amounts based on all families, whether or not they reported such nonmoney income). 4 Includes purchases on cash or credit basis. Does not include money disbursements resulting in an increase in family assets or a decrease in liabilities. (Examples of disbursements not treated as expendi tures will be found in the glossary, appendix B.) 8 See glossary, appendix B, for definitions of surplus and deficit. 8 Represents the average net difference between reported money receipts and reported money disburse ments. See glossary, appendix B. A maximum balancing difference within 5.5 percent was allowable on each schedule. TA B L E 1-A 1 A surplus represents an increase in assets or a decrease in liabilities, or both; a deficit represents a decrease in assets or an increase in liabilities, or both. 3 Some families reported neither surplus nor deficit for the year; therefore the sum of columns 5 and 6 does not always equal 100 percent. 3 Since the average amounts in these two columns are based on the number of families reporting surplus or deficit, respectively, they do not add to the average net surplus or deficit shown in column 4 for all families. TA B L E 2 1 The averages in this table include money expenditures for goods and services purchased on either cash or credit basis. They do not include value of goods and services received without money expenses. Averages are based on all families, whether or not they reported expenditures for the specified categories. 2 Housing expenditures include the money expense of home owners and rent contracted for by renting families for family homes and other housing. The value of fuel, light, and refrigeration is included when furnished by the landlord and included in the rental rate. 3 Includes all expenditure? for operation and maintenance (see table 8), and the net purchase price (gross price less trade-in allowance) on automobiles bought during the schedule. The proportion of automobile expense chargeable to business has been deducted. See glossary, appendix B. 4 Includes paid admissions, equipment and supplies for games, sports and other recreation, club dues, and the like. Does not include expense for transportation, food, or lodging while on vacation. 8 Taxes include only poll, income, and personal property taxes. All other taxes, such as those on real estate, amusements and retail sales taxes are included as a part of the expenditure for these items. Gifts do not include gifts from one member of the economic family to another. TABLE 3 1 Includes expenditures for board at school, which amounted to less than 5 percent of average food expense for all families. Among any group of 3 or more families in the business and professional categories, it amounted at most to an average of $12, at the income level $4,000 to $4,999. For families of types IV and V it amounted at most to an average of $33, at the income level $3,500 to $3,999. 2 See glossary, appendix B, for method of deriving this figure. T ABL E 4 1 Includes housing expenditure for both owners and renters. Average amounts for renting families are based on rental rate contracted for. Value of fuel, light, and refrigeration is included when furnished by the landlord and included in the rental rate. See table 4-A for percentage of families for whom those facilities were included as part of the rental rate. 2 See table 4-A for separation of expense for owning and renting families. 3 Includes net money expenditure for owned or rented vacation homes, lodging while traveling or on vacation, and room at school. 4 See glossary, appendix B, for method of deriving this figure. Includes nonmoney income from owned vacation homes, which amounted at most to an average of $112 for all families, at the income level $5,000 and over. 8 Percentages based on the average value of all housing (column 6). T ABL E 4-A 1 These two percentages do not always add to 100, since families that both owned and rented during the year, or received rent as gift or pay, are not included in columns 4 through 7. 2 Percentages based on renting families reporting these facilities included in rent at the end of the schedule year. T ABL E 5 1Excludes value of fuel, light, and refrigeration furnished by the landlord and included in the rental rate. Fuel received without money expense is not included in this average, but amounted to less than 5 percent of money expense for fuel, light, and refrigeration for all families, 2 See glossary, appendix B, for items included, 16 8 TABULAE SUMM ARY 169 TA B L E 6 Value of clothing gifts from one family member to another are included in the average expenditure for the member receiving such gifts. Gifts of clothing to or from individuals outside the economic family are excluded. For families of type I, averages and percentages shown in columns 7 and 10 are for individuals who were members of the economic family less than 27 weeks, and were therefore not considered equivalent members in determining family type. See glossary, appendix B, for method of classifying families by type. 1 2 T ABL E 7 11n cases where the figures in this column exceed the sum of the corresponding figures in columns 5 and 6, one or more families failed to apportion their expenditures between services and toilet articles and prepara tions. See glossary, appendix B, for items included. 2 T ABL E 8 1 To obtain the average expense of operation for families owning automobiles, divide the average shown in this column by the corresponding figure in column 4 and multiply by 100. To obtain the average net purchase price (gross price less trade-in allowance) for families purchasing automobiles, divide the average shown in this column by the corresponding figure in column 5 and multiply by 100. TABLE 9 2 2See glossary, appendix B , for items included. 170 FAMILY EXPENDITURES IN NEW ENGLAND CITIES N E W T able E N G L A N D , 4 S M A L L C IT IE S 1.— B a l a n c e o f f a m i l y I n c o m e a n d e x p e n d i t u r e : N u m b er o f eligible fa m ilie s , nu m ber reporting expen ditu res, average net m o n e y and n o n m o n e y in co m e, average m o n e y expenditure f o r f a m i ly living, net su rp lu s or deficit, and balancing difference, b y o ccu p ation , f a m i ly typ e, and in co m e, in 1 yea r, 1 9 3 5 - 3 6 [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and income class Report ing ex Eligible1 pendi tures (2) (1) Average net income (3) Total Money 3 Non money from housing3 (4) (5) (6) Average money expendi ture for family living * (7) Average Average net sur net bal plus or ancing deficit differ ence 8 (-)* (8) (9) A l l fa m ilie s $250-$499___________ ______ $500-$749____ _____ _________ $750-$999_ _________________ $1,000-$1,249_______________ $1,250-$1,499_______________ 21 117 340 460 466 11 50 96 151 150 $446 643 902 1,119 1, 359 $393 614 873 1, 071 1, 323 $53 29 29 48 36 $604 851 960 1,140 1,322 -$200 -220 -7 6 -5 3 19 -$11 -1 7 -1 1 -1 6 -1 8 $1,500-$1,749____ __________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000 and over.. ______ 376 316 252 156 90 221 154 131 97 82 41 71 1, 613 1,867 2,116 2,368 2,739 3,969 1,556 1,814 2,048 2,293 2,665 3,801 57 53 68 75 74 168 1,602 1,800 1, 950 2, 218 2, 518 3,231 -2 3 14 102 94 181 603 -2 3 (*) -4 -1 9 -3 4 -3 3 $250-$499___________________ $500-$749____ ______________ $750-$999................................. $1,000-$1,249_______________ $1,250-$1,499_______________ 21 101 306 351 323 11 40 78 89 81 446 639 905 1,118 1, 357 393 612 875 1,072 1, 321 53 27 30 46 36 604 869 963 1,140 1,297 -200 -239 -7 8 -5 2 -3 8 -1 1 -1 8 -1 0 -1 6 -1 4 $1,600-$1,749______ ________ $1,750-$1,999_______________ $2,000-$2,249.......... ........... . $2,250-$2,499............_.............. 242 190 128 53 80 60 41 28 1, 616 1,858 2,100 2, 367 1, 563 1, 814 2,028 2, 318 53 44 72 49 1, 595 1, 792 1,885 2,266 -1 2 17 142 66 -2 0 5 1 -1 4 16 34 69 85 70 59 57 40 10 18 36 38 41 36 27 24 666 872 1,123 1,360 1, 599 1,876 2,171 . 2,365 626 852 1, 076 1,331 1, 551 1, 829 2,114 2,289 40 20 47 29 48 47 57 76 739 927 1,195 1, 405 1, 626 1, 817 1,968 2,142 -9 8 -6 4 -9 8 -4 0 -4 1 16 149 184 -1 5 -1 1 -2 1 -3 4 -3 4 -4 -3 -3 7 $1,000-$1,249_______________ $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_____ _________ 40 58 64 67 67 26 31 33 35 29 1,125 1,375 1,612 1,886 2,103 1,057 1,326 1,531 1,802 2,031 68 49 81 84 72 1,038 1, 343 1,602 1,810 2,058 17 -1 -4 8 5 -1 2 2 -1 6 -2 3 -1 3 -1 5 $2,250-$2,499______ ________ $2,500-$2,999______ ________ $3,000 and over_____________ 63 90 221 30 41 71 2, 372 2, 739 3,969 2, 275 2, 665 3,801 97 74 168 2,225 2, 518 3,231 60 181 603 -1 0 -3 4 -3 3 O c c u p a tio n a l g r o u p : ea rn er W age C le r ic a l $500-$749__.............................. $760-$999_______________ _ $1,000-$1,249_______________ $1,250-$1,499_______________ $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ B u s i n e s s a n d p r o fes sio n a l See p. 196 for notes on this table. •Average amounts of less than $1 and percentages of less than 0.1 are not shown. TABULAR SUMMARY N E W T E N G L A N D , 4 S M A L L 171 C IT IE S 1 . — B a l a n c e o f f a m i l y i n c o m e a n d e x p e n d i t u r e : N u m b er o f eligible fa m ilie s , num ber reporting ex p en d itu res, average net m o n e y and n o n m o n e y in co m e, average m o n e y expenditure f o r f a m i ly livin g, net su rp lu s or deficit, and balancing difference, by occup ation , f a m i ly typ e, and in co m e, in 1 yea r, 1 9 8 5 - 8 6 — Continued able Number of families Occupational group, familytype, and income class F a m ily ty p e : Report Eligible ing ex pendi tures (2) (1) Average net income (3) Total Money Non money from housing (4) (5) (6) Average money expendi ture for family living (7) Average Average net sur net bal plus or ancing deficit differ ence (-) (8) (9) T ype I $250-$499___________________ $500-$749.................................. $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499_______________ 12 56 134 175 158 7 16 33 46 47 $436 627 902 1,118 1,362 $411 578 854 1,053 1,324 $25 49 48 65 38 $667 852 946 1,086 1,290 -$239 -261 -8 1 -2 7 51 —$17 -1 3 -1 1 -6 -1 7 $1,500-$1,749_______________ $1,750-$1,999_______________ $2,000-$2,249______ ______ $2,250-$2,499.......................... . $2,500-$2,999_______________ $3,000 and over_____________ 118 97 84 52 35 63 38 34 21 20 9 14 1,613 1,879 2,100 2,885 2,697 3,863 1,547 1,828 2,024 2,313 2, 711 3, 748 66 51 76 72 -1 4 115 1,549 1,770 1,877 2,241 2, 502 2,990 10 35 119 86 243 763 -1 2 23 28 -1 4 -3 4 -5 $250-$499....... ............ .............. $500-$749___________________ $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499_______________ 5 43 155 174 188 2 22 45 58 50 (t) 665 911 1,122 1,362 (t) 661 904 1,092 1,343 4 7 30 19 (t) 816 966 1,170 1,338 (t) -139 -5 3 -6 0 24 (t) -1 6 -9 -1 8 -1 9 $1,500-Sl,7 4 9 ...____ _______ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ $3,000 and over_____________ 145 111 66 45 27 76 67 38 36 32 16 23 1,613 1,863 2,115 2, 341 2,773 3,779 1,582 1,827 2,037 2, 272 2, 643 3, 625 31 36 78 69 130 154 1,632 1,791 2,030 2,196 2,477 3, 266 -2 4 50 35 99 210 385 -2 6 -1 4 -2 8 -2 3 -4 4 -2 6 $250-$499_____ ____ ________ $500-$749___________________ $750-$999___________________ $1,000-$1,249_______________ $1,250-$1,499_______________ 4 18 51 111 120 2 12 18 47 53 (t) 638 878 1,117 1,352 (t) 610 829 1,068 1, 292 (t) 28 49 49 60 (t) 928 974 1,177 1,340 (t) -289 -133 -8 1 -3 1 (t) -2 9 -1 2 -2 8 -1 7 $1,500-$1,749__________ ____ $1,750-$1,999_______________ $2,000-$2,249_______________ $2,250-$2,499_______________ $2,500-$2,999_______________ 3,000 and over______________ 113 108 102 59 28 82 49 59 40 30 16 34 1,611 1,860 2,131 2, 375 2, 757 4, 232 1,530 1,789 2,075 2,292 2,628 4,009 81 71 56 83 129 223 1,618 1,838 1,957 2, 214 2, 576 3,383 -5 7 -4 2 134 97 75 683 -3 1 -7 -1 6 -1 9 -2 3 -6 1 T y p e s I I and I I I T ypes I V (t) and V fAverages and percentages not computed for fewer than 3 cases. FAMILY EXPENDITURES IN NEW ENGLAND CITIES 172 N E W T E N G L A N D , 4 S M A L L C IT IE S 1 - A . — N e t s u r p l u s o r d e f i c i t : Percentage o f fa m ilie s having a su rp lu s or deficit , and average a m ou n ts reported , b y o ccu p ation , f a m i l y t y p e , and in c o m e , in 1 ye a r , 1 9 3 5 —3 6 1 able [White nonrelief families including husband and wife, both native born] Number of families— Occupational group, family type, and income class Eligible Report ing ex pendi tures (2) (3) 0) Average net sur plus or deficit 1 -) (4) Percentage of fami lies having2— Average amount for families having 3— Surplus Deficit Surplus Deficit (5) (6) (7) (8) A l l fa m ilie s $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 21 117 340 460 466 11 50 96 151 150 —$200 -220 -7 6 -5 3 19 21 40 49 61 92 69 53 46 36 $43 70 86 133 $218 332 197 204 173 $1,500-$1,749........ ........................ $1,750-$1,999___________ ____ $2,000-$2,249___________ _____— $2,250-$2,499...... ................- ......... $2,500-$2,999_ -------- -----------------$3,000 and over_______________ 376 316 252 156 90 221 154 131 97 82 41 71 -2 3 14 102 94 181 603 54 62 69 70 60 80 43 35 28 27 32 15 158 200 238 226 453 834 253 316 218 235 285 409 $250-$499_____________________ $500-$749_____________________ $750-$999______ ____ __________ $1,000-$1,249_________ _______ $1,250-$1,499............... .................. 21 101 306 351 323 11 40 78 89 81 -200 -239 -7 8 -5 2 38 17 40 50 60 92 72 53 45 36 41 68 84 140 218 341 195 209 134 $1,500-$1,749_........... ................... $1,750-$1,999____________ ______ $2,000-$2,249__________________ $2,250-$2,499__________________ 242 190 128 53 80 60 41 28 -1 2 17 142 66 55 59 76 67 43 36 22 33 170 209 252 255 245 297 231 325 $500-$749___________ ____ _____ $750-$999_____________________ $1,000-$1,249________ _________ $1,250-$1,499_________ ______ $1,500-$1,749__________________ 16 34 69 85 70 10 18 36 38 41 -9 8 -6 4 -9 8 -4 0 -4 1 46 46 34 55 47 48 48 66 42 47 39 75 76 113 123 242 208 188 244 213 $1,750-$1,999_________ ________ $2,000-$2,249__________________ $2,250-$2,499__________________ 59 57 40 36 27 24 16 149 184 64 83 80 36 17 20 190 243 264 288 315 135 $1,000-$1,249____________ _____ $1,250-$1,499__________________ $1,500-$1,749................................. $1,750-SI,999. ............. ................. $2,000-$2,249........................ ......... 40 58 64 67 67 26 31 33 35 29 17 -1 -4 8 5 -1 2 64 71 60 68 42 26 26 38 29 51 101 120 141 186 186 183 326 345 417 178 $2,250-$2,499._.............................. $2,500-$2,999_____________ ____ $3,000 and over_______________ 63 90 221 30 41 71 60 181 603 66 60 80 27 32 15 171 453 834 190 285 409 O c c u p a tio n a l g r o u p : W a g e ea rn er C le r ic a l B u s in e s s a n d p r o fessio n a l See p. 196 for notes on this table. 173 TABULAR SU M M AR Y N E W T E N G L A N D , 4 S M A L L C IT IE S 1 - A . — N e t s u r p l u s o r d e f i c i t : P ercentage o f fa m ilie s having a su rp lu s or deficit , and average am ou n ts reported , hy o ccu p a tion , f a m i ly t y p e , and in co m e , in 1 2/ear, 1 9 3 5 - 8 6 — Continued able Number of families— Occupational group, family type, and income class (1) F a m ily ty p e : Eligible Report ing ex pendi tures (2) (3) Average net sur plus or deficit (-) Percentage of fami Average amount for lies having— families having— Surplus Deficit Surplus Deficit (5) (6) (7) (8) (4) T ype 1 $250-$499____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________ ______ 12 56 134 175 158 7 16 33 46 47 -$239 -261 -8 1 -2 7 51 16 46 62 57 86 77 49 33 36 $31 68 108 200 $280 344 227 286 198 $1,500-$1,749................................ $1,750-$1,999__________________ $2,000-$2,249___________ ____ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000 and over_______ _____ 118 97 84 52 35 63 38 34 21 20 9 14 10 35 119 86 243 763 50 56 68 69 56 86 47 38 32 31 22 7 221 268 254 231 498 953 213 332 191 235 167 760 $250-$499______________ ____ $500-$749______________ ____ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 5 43 155 174 188 2 22 45 58 50 (t) -139 -5 3 - 60 24 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499___ ____ _________ $2,500-$2,999__________________ $3,000 and over_______________ 145 111 66 45 27 76 67 38 36 32 16 23 -2 4 50 35 99 210 385 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $!,000-$1,249__________________ $1,250-$],499____________ ____ _ 4 18 51 111 120 2 12 18 47 53 (t) -289 -133 -8 1 -3 1 $1,500-$1,749___________ _______ $1,750-$J,999__________________ $2,000-$2,249___________ ______ $2,250-$2,499............... ................. $2,500-$2,999__________________ $3,000 and over____ __________ 113 108 102 59 28 82 49 59 40 30 16 34 -5 7 -4 2 134 97 75 683 T y p e s 11 and I I I (t) 26 37 43 66 (t) 56 72 64 79 69 70 55 55 55 34 40 25 36 21 31 26 (t) 46 72 63 97 (t) 120 151 195 200 347 656 273 146 158 118 232 243 277 281 228 342 T yp es I V and V tAverages and percentages not computed for fewer than 3 cases. (t) 24 34 37 58 58 57 73 64 56 85 (t) 76 55 54 39 42 43 20 29 44 12 (t) 45 63 67 108 144 182 227 245 451 843 (t) 396 278 194 244 339 350 191 206 410 407 N E W T able 2.— S u m m ary of fa m ily e x p e n d itu r e : E N G L A N D , 4 S M A L L C IT IE S Average money expenditure fo r specified groups of goods and services, by occupation, fam ily type, and income, in 1 year, 1985-36 1 [White nonrelief families including husband and wife, both native born] Occupational group, family type, and income class (1) Aver age num ber of Report persons ex Total ing per pendi family tures (2) (3) (4) Total Food Hous ing > Fuel, light, and refrig eration (5) (6) (7) (8) Fur nish Other Auto ings Cloth trans mo and ing porta bile 3 tion equip Other ment (9) (10) (11) (12) (13) Per sonal care (14) Con For tribu Medi tions Other To Read mal cal Recre and items ation4 bacco edu ing per care cation sonal taxes8 (15) (16) (17) (18) (19) (20) (21) Average money expenditure in dollars A l l fa m ilie s 11 50 96 151 150 2.5 2.8 3.0 3.0 3.2 604 851 960 1,140 1,322 248 293 362 405 452 135 194 177 204 221 67 96 100 121 132 26 22 25 34 42 3 19 44 40 43 36 47 59 83 103 10 28 45 63 101 1 4 4 8 7 10 15 18 21 27 31 47 42 56 65 6 16 22 24 33 9 25 22 30 30 9 11 13 16 18 1 1 4 4 12 29 23 28 39 1 4 3 3 5 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ $3,000 and over_____ 376 316 252 156 90 221 154 131 97 82 41 71 3.3 3.2 3.3 3.4 3.2 3.3 1,602 1,800 1,950 2, 218 2, 518 3, 231 511 539 589 623 707 767 264 264 277 307 392 407 159 173 180 186 186 237 61 61 86 96 127 207 51 65 62 88 75 115 147 163 191 226 220 341 111 189 173 259 302 407 8 11 11 12 13 16 35 36 41 48 55 69 83 76 114 129 82 160 45 66 75 67 88 152 39 35 38 43 54 51 22 22 24 25 29 35 5 14 11 23 39 63 55 67 72 81 137 193 6 19 6 5 12 10 n Percentage of total money expenditures $250-$499___________ $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ 21 117 340 460 466 11 50 96 151 150 2.5 2.8 3.0 3.0 3.2 100.0 100.0 100.0 100.0 100.0 41.0 34.4 37.7 35.5 34.2 22.4 22.8 18.4 17.9 16.7 11.1 11.3 10.4 10.6 10.0 4.3 2.6 2.6 3.0 3.2 0.5 2.2 4.6 3.5 3.2 6.0 5.5 6.1 7.3 7.8 1.6 3.3 4.7 5.5 7.6 0.2 .5 .4 .7 .5 1.6 1.8 1.9 1.8 2.0 5.1 5.5 4.4 4.9 4.9 1.0 1.9 2.3 2.1 2.5 1.5 2.9 2.3 2.6 2.3 1.5 1.3 1.4 1.4 i. 4 (*) 0.1 .1 .4 .3 2.0 3.4 2.4 2.5 3.0 0.2 .5 .3 .3 .4 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ $3,000 and over-------- 376 316 252 156 90 221 154 131 97 82 41 71 3.3 3.2 3.3 3.4 3.2 3.3 100.0 100.0 100.0 100.0 100.0 100.0 31.9 29.9 30.4 28.2 28.1 23.8 16.5 14.7 14.2 13.8 15.6 12.6 9.9 9.6 9.2 8.4 7.4 7.3 3.8 3.4 4.4 4.3 5.0 6.4 3.2 3.6 3.2 4.0 3.0 3.6 9.2 9.1 9.8 10.2 8.7 10.5 6.9 10.5 8.8 11.7 12.0 12.6 .5 .6 .6 .5 .5 .5 2.2 2.0 2.1 2.2 2.2 2.1 5.2 4.2 5.8 5.8 3.3 5.0 2.8 3.7 3.8 3.0 3.5 4.7 2.4 1.9 1.9 1.9 2.1 1.6 1.4 1.2 1.2 1.1 1.2 1.1 .3 .8 .6 1.0 1.5 1.9 3.4 3.7 3.7 3.7 5.4 6.0 .4 1.1 .3 .2 .5 .3 E N G L A N D C IT IE S 21 117 340 460 466 NEW $250-$499___________ $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ F A M I L Y E X P E N D IT U R E S I N Household operation Number of families O c c u p a tio n a l g r o u p : Average money expenditure in dollars W a g e earn er 1 1 4 4 12 29 23 27 39 1 4 3 3 5 21 21 23 27 6 12 15 10 56 69 64 67 4 20 4 1 $250-$499___________ $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ 21 101 306 351 323 11 40 78 89 81 2.5 2.8 3.0 3.0 3.2 604 869 963 1,140 1,297 248 294 361 412 454 135 198 177 202 207 67 98 100 119 127 26 22 26 31 40 3 20 46 41 47 36 50 60 85 102 10 29 46 64 101 1 4 4 7 7 10 16 18 21 26 31 51 41 55 60 6 16 23 24 32 9 26 21 29 29 9 11 13 16 17 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ 242 190 128 53 80 60 41 28 3.3 3.2 3.4 3.6 1,595 1,792 1,885 2, 266 516 543 595 620 269 260 251 279 160 170 176 174 57 56 59 85 49 70 67 122 144 156 176 250 106 201 187 291 9 14 7 16 35 34 38 47 82 69 110 150 42 62 75 70 39 35 38 57 (*) Percentage of total money expenditures W a g e earn er 21 101 306 351 323 11 40 78 89 81 2.5 2.8 3.0 3.0 3.2 100.0 100.0 100.0 100.0 100.0 41.0 33.8 37.5 36.2 35.0 22.4 22.8 18.4 17.7 16.0 11.1 11.3 10.4 10.4 9.8 4.3 2.5 2.7 2.7 3.1 0.5 2.3 4.8 3.6 3.6 6.0 5.8 6.2 7.5 7.9 1.6 3.3 4.8 5.6 7.8 0.2 .5 .4 .6 .5 1.6 1.8 1.9 1.8 2.0 5.1 5.9 4.2 4.8 4.6 1.0 1.8 2.4 2.1 2.5 1.5 3.0 2.2 2.5 2.2 1.5 1.3 1.3 1.4 1.3 (*) 0.1 .1 .4 .3 2.0 3.3 2.4 2.4 3.0 0.2 .5 .3 .3 .4 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499._______ 242 190 128 53 80 60 41 28 3.3 3.2 3.4 3.6 100.0 100.0 100.0 100.0 32.4 30.3 31.7 27.4 16.9 14.5 13.3 12.3 10.0 9.5 9.3 7.7 3.6 3.1 3.1 3.8 3.1 3.9 3.6 5.4 9.0 8.7 9.3 11.0 6.6 11.2 9.9 12.8 .6 .8 .4 .7 2.2 1.9 2.0 2.1 5.1 3.8 5.8 6.6 2.6 3.5 4.0 3.1 2.4 2.0 2.0 2.5 1.3 1.2 1.2 1.2 .4 .7 .8 .4 3.5 3.8 3.4 3.0 .3 1.1 .2 (*) Average money expenditure in dollars C le r ic a l $500-$749___________ $760-$999___________ $1,000-$1,249________ $ X , 250-$l,499________ $l,50O-$l,749________ 16 34 69 85 70 10 18 36 38 41 3.0 2.9 3.0 3.2 3.1 739 927 1,195 1,405 1, 626 285 371 393 446 511 171 172 215 257 281 85 99 129 149 153 23 22 40 45 60 11 25 45 39 55 33 51 76 95 154 23 42 82 122 136 1 9 9 11 7 13 17 24 29 33 18 46 62 91 73 18 14 25 32 43 17 27 36 29 39 10 13 16 18 22 $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ 59 57 40 36 27 24 3.3 3.1 3.3 1,817 1,968 2,142 540 599 649 275 300 316 167 175 196 68 82 85 74 77 74 204 210 238 154 139 173 8 16 13 39 45 48 89 94 115 61 67 77 40 45 40 23 23 25 2 2 3 29 19 38 34 45 11 6 14 59 86 68 (*) (*) TABULAR SU M M AR Y $250-$499_____ _____ $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ 2 (*) 3 6 11 5 4 11 See p. 196 for notes on this table. *Average amounts of less than $1 and percentages of less than 0.1 are not shown. Oi N E W E N G L A N D , 4 S M A L L C IT IE S T a b l e 2 . — S u m m a r y o f fa m ily ex p en d itu re: Average m on ey expenditure fo r specified groups o f goods and services, by occupation , f a m i ly typ e, and incom e, in 1 yea r, 1 9 8 5 - 8 6 — Continued Occupational group, family type, and . income class Total (1) (2) Aver age num ber of Report persons ing ex per pendi family tures (3) (4) Total Pood Hous ing (5) (6) (7) Fuel, light, and refrig eration (8) Fur nish Auto Other ings Cloth mo trans ing and bile porta tion Other equip ment Per sonal care (ID (14) (9) (10) (12) (13) Medi Recre To Read cal ation bacco ing care (15) (16) (17) (18) ConFor taibutions mal and Other edu per items cation sonal taxes5 (20) (19) (21) Percentage of total money expenditures C lerica l 16 34 69 85 70 10 18 36 38 41 3.0 2.9 3.0 3.2 3.1 100.0 100.0 100.0 100.0 100.0 38.6 40.0 32.9 31.7 31.4 23.1 18.6 18.0 18.3 17.3 11.5 10.7 10.8 10.6 9.4 3.1 2.4 3.3 3.2 3.7 1.5 2.7 3.8 2.8 3.4 4.5 5.5 6.3 6.8 9.5 3.1 4.5 6.9 8.6 8.3 0.1 1.0 .8 .8 .4 1.8 1.8 2.0 2.1 2.0 2.4 5.0 5.2 6.5 4.5 2.4 1.5 2.1 2.3 2.6 2.3 2.9 3.0 2.1 2.4 1.4 1.4 ' 1.3 1.3 1.4 (*) (*) 0.2 .1 .2 3.9 2.0 3.2 2.4 2.8 0.3 (*) .2 .4 .7 $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ 59 57 40 36 27 24 3.3 3.1 3.3 100.0 100.0 100.0 29.8 30.3 30.3 15.1 15.2 14.7 9.2 8.9 9.2 3.7 4.2 4.0 4.1 3.9 3.4 11.2 10.7 11.1 8.5 7.1 8.1 .4 .8 .6 2.1 2.3 2.2 4.9 4.8 5.4 3.4 3.4 3.6 2.2 2.3 1.9 1.3 1.2 1.2 .6 .3 .6 3.2 4.4 3.2 .3 .2 .5 2.8 118 40 58 64 67 67 26 31 33 35 29 3.4 3.2 3.3 3.2 1,038 1,343 1,602 1,810 2,058 365 452 493 528 569 203 242 228 265 307 136 164 189 192 $2,250-$2,499________ $2,500-$2,999________ $3,000 and over-------- 63 90 221 30 41 71 3.3 3.2 3.3 2,225 2, 518 3,231 609 707 768 325 392 407 186 237 189 20 22 1 1 51 50 80 66 142 20 28 56 43 41 79 116 151 146 206 28 73 101 191 172 17 5 5 7 14 32 35 36 43 49 52 93 87 135 19 42 57 83 79 34 40 29 32 24 24 28 7 6 19 10 28 48 63 71 75 4 6 26 13 113 127 207 67 75 115 198 220 341 287 302 407 10 13 16 48 55 69 119 82 160 57 88 152 34 54 51 25 29 35 40 39 63 101 137 193 3 12 10 17 22 C IT IE S $1,000-$1,249________ $1,250-$1,499________ $1,500-$!,749............ $1,750—$1,999________ $2,000-$2,249________ ENGLAND Average money expenditure in dollars B u s in e s s a n d p r o fe s s io n a l NEW $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ $1,500-$1,749________ F A M I L Y E X P E N D IT U R E S I N Household operation Number of families Ci Percentage of total money expenditures B u s in e s s and p r o fes s io n a l $1,000-$! ,249________ $1,250-$1,499________ $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ 40 58 64 67 67 26 31 33 35 29 2.8 3.4 3.2 3.3 3.2 100.0 100.0 100.0 100.0 100.0 35.3 33.7 30.8 29.3 27.7 19.6 18.0 14.2 14. / 14.9 11.4 10.2 10.2 10.4 9.3 4.9 3.7 5.0 3.6 6.9 1.9 2.1 3.5 2.4 2.0 7.6 8.6 9.4 8.1 10.0 2.7 5.5 6.3 10.5 8.3 1.6 .4 .3 .4 .7 1.9 2.4 2.2 2.0 2.1 4.7 3.9 5.8 4.8 6.6 1.8 3.1 3.6 4.6 3.8 2.1 2.5 2.5 1.6 1.6 1.6 1.6 1.5 1.3 1.4 0.1 .5 .4 1.0 .5 2.7 3.6 3.9 3.9 3.6 0.1 .3 .4 1.4 .6 $2,250-$2,499________ $2,500-$2,999________ $3,000 and over_____ 63 90 221 30 41 71 3.3 3.2 3.3 100.0 100.0 100.0 27.5 28.1 23.8 14.6 15.6 12.6 8.5 7.4 7.3 5.1 5.0 6.4 3.0 3.0 3.6 8.9 8.7 10. 5 12.9 12.0 12.6 .4 .5 .5 2.2 2.2 2.1 5.3 3.3 5.0 2.6 3.5 4.7 1.5 2.1 1.6 1.1 1.2 1.1 1.8 1.5 1.9 4.5 5.4 6.0 .1 .5 .3 1 12 42 31 32 54 2 4 1 3 7 79 94 75 102 212 241 2 52 10 2 18 6 1.8 4.9 3.3 2.9 4.2 0.3 .5 .1 .3 .5 5.1 5.3 4.0 4.6 8.5 8.1 .1 2.9 .5 .1 .7 .2 Average money expenditure in dollars F a m ily ty p e : T ype I 12 56 134 175 158 7 16 33 46 47 2.0 2.0 2.0 2.0 2.0 667 852 946 1,086 1,290 243 263 324 369 379 171 210 171 207 227 81 101 100 121 135 36 23 28 37 41 3 19 43 42 53 25 36 52 71 76 18 23 69 65 130 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ $3,000 and over____ 118 97 84 52 35 63 38 34 21 20 9 14 2.0 2.0 2.0 2.0 2.0 2.0 1,549 1,770 1,877 2,241 2,502 2,990 436 452 472 559 637 550 294 273 296 303 460 475 150 163 166 191 162 203 55 61 119 108 120 157 66 73 65 122 98 129 133 130 166 182 173 278 115 267 201 332 324 444 2 4 7 3 10 13 17 19 25 47 66 46 46 78 3 16 26 21 34 8 23 21 30 28 8 11 13 16 19 10 3 10 13 12 27 30 28 37 48 56 63 75 66 124 168 69 147 43 57 71 52 73 170 36 31 38 34 62 58 23 19 27 25 23 42 (*) 2 1 3 Percentage of total money expenditures T ype I $250-$499 ____ $500-$749 ____ _ $750-$999 $1,000-$1,249________ $1,250-$1,499________ 12 56 134 175 158 7 16 33 46 47 2.0 2.0 2.0 2.0 2.0 100.0 100.0 100.0 100.0 100.0 36. 5 30.9 34.2 34.1 29.5 25. 7 24. 7 18.1 19.1 17.6 12. 2 11.9 10. 6 11.1 10.5 5. 4 2.7 3.0 3.4 3.2 0.4 2. 2 4. 5 3.9 4.1 3. 7 4. 2 5. 5 6.5 5.9 2. 7 2. 7 7. 3 6.0 10.0 (*) 0.2 .4 .6 .2 1.5 1. 5 1.8 1.7 1.9 7.0 7. 7 4.9 4.2 6.0 0.4 1.9 2.7 1.9 2.6 1. 2 2.7 2.2 2.8 2.2 1. 2 1.3 1.4 1.5 1.5 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249 $2,250-$2,499________ $2,500-$2,999________ $3,000 and over_____ 118 97 84 52 35 63 38 34 21 20 9 14 2.0 2.0 2.0 2.0 2.0 2.0 100.0 100.0 100.0 100.0 100.0 100.0 28.2 25.7 25.2 25.0 25.4 18.4 19.0 15.4 15.9 13. 6 18.4 15.9 9.7 9.2 8.8 8. 5 6.5 6.8 3.6 3.4 6.3 4.8 4.8 5.2 4.3 • 8.6 4.1 7.3 3. 5 8.8 5.4 8.1 3.9 6.9 4.3 9.3 7.4 15.0 10.7 14.8 13.0 14.9 .6 .2 .5 .6 .5 .9 1.9 1.6 2.0 2.1 2.2 2.1 4.8 3.7 6.6 7.5 2.8 4.9 2.8 3.2 3.8 2.3 2.9 5.7 2.3 1.8 2.0 1.5 2.5 1.9 1.5 1.1 1.4 1.1 .9 1.4 i ‘Average amounts of less than $1 and percentages of less than 0.1 are not shown. 0.1 .1 .1 .1 — TABULAR SU M M AR Y $250-$499___________ _ $500-$749_______ $750-$999_______ . $1,000-$1,249________ $1,250-$1,499________ N E W E N G L A N D , 4 S M A L L C IT IE S T able 2.— S u m m a r y o f fa m ily exp en d itu re: Average m on ey expenditure fo r specified groups o f goods and services, by occupation, fa m ily typ e, and incom e, in 1 yea r, 1 9 3 5 - 3 6 — Continued Occupational group, family type, and income class Total (1) (2) Aver age num Report ber of ing ex persons per pendi tures family (3) (4) Household operation Total Food Hous ing Fuel, light, and refrig eration (5) (6) (7) (8) Fur Other nish Auto ings Cloth mo trans porta and ing bile tion Other equip ment (9) (10) (ID (12) (13) Per sonal care (14) For Medi Recre To Read mal cal ing edu ation bacco care cation (15) (16) (17) (18) (19) (t) (t) (*) Con tribu tions Other and per items sonal taxes (20) (21) Average money expenditure in dollars T y p es I I and I I I (t) 3.4 3.5 3.3 3.4 (t) 816 966 1,170 1,338 (t) 325 383 417 471 (t) 170 182 205 223 (t) 81 94 115 122 (t) 16 22 31 44 (t) 15 48 50 50 (t) 54 62 84 112 (t) 34 33 73 87 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2.250-$2,499________ $2,500-$2,999________ $3,000 and over......... 145 111 66 45 27 76 67 38 36 32 16 23 3.5 3.5 3.4 3.3 3.4 3.3 1, 632 1,791 2,030 2,196 2,477 3,266 539 551 622 608 661 829 270 273 260 329 330 347 162 175 179 177 208 230 66 55 75 107 185 245 34 73 67 103 80 145 149 170 214 228 251 363 123 180 208 213 303 349 5 5 8 11 (t) 17 18 23 29 (t) 31 38 58 60 (t) 15 21 27 34 (t) 27 25 31 34 5 6 6 3 13 11 36 39 40 50 52 80 82 71 153 99 112 185 50 84 71 83 93 163 37 34 33 41 47 45 (t) 1 3 6 (t) 15 18 28 34 22 24 23 28 37 35 5 6 8 33 16. 28 45 49 68 85 81 194 7 1 3 9 8 17 C IT IE S 2 22 45 58 50 9 14 15 17 (t) 2 2 2 4 Percentage of total money expenditures T y p e s I I and I I I $250-$499___________ $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499....... ....... 5 43 155 174 188 2 22 45 58 50 (t) 3.4 3.5 3.3 3.4 (t) 100.0 100.0 100.0 100.0 (t) 39.9 39.7 35.6 35.3 (t) 20.9 18.8 17.5 16.7 (t) 9.9 9.7 9.8 9.1 (t) 2.0 2.3 2.6 3.3 (t) 1.8 5.0 4.3 3.7 (t) 6.6 6.4 7.2 8.4 (t) 4.2 3.4 6.2 6.5 (t) 0.6 .5 .7 .8 (t) 2.1 1.9 2.0 2.2 (t) 3.8 3.9 5.0 4.5 (t) 1.8 2.2 2.3 2.5 (t) 3.3 2.6 2.6 2.5 (t) 1.1 1.4 1.3 1.3 (t) (*) 0.1 .3 .4 (t) 1.8 1.9 2.4 2.5 (t) 0.2 .2 .2 .3 $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999________ $3,000 and over_____ 145 111 66 45 27 76 67 38 36 32 16 23 3.5 3.5 3.4 3.3 3.4 3.3 100.0 100.0 100.0 100.0 100.0 100.0 33.1 30.8 30.6 27.6 26.7 25.5 16.6 15.2 12.9 14.9 13.3 10.6 9.9 9.8 8.8 8.1 8.4 7.0 4.0 3.1 3.7 4.9 7.5 7.5 2.1 4.1 3.3 4.7 3.2 4.4 9.1 9.5 10.6 10.4 10.1 11.1 7.5 10.0 10.3 9.7 12.3 10.7 .3 .3 .3 .1 .5 .3 2.2 2.2 2.0 2.3 2.1 2.4 5.0 4.0 7.5 4.5 4.5 5.7 3.1 4.7 3.5 3.8 3.8 5.0 2.3 1.9 1.6 1.9 1.9 1.4 1.3 1.3 1.1 1.3 1.5 1.1 .3 .3 .4 1.5 .6 .9 2.8 2.7 3.3 3.9 3.3 5.9 .4 .1 .1 .4 .3 .5 ENGLAND 5 43 155 174 188 NEW $250-$499___________ $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499__......... F A M I L Y E X P E N D IT U R E S IN Number of families oo Average money expenditure in dollars T y p es I V and V $250-$499___________ $500-$749___________ $750-$999___________ $1,000-$1,249________ $1,250-$1,499________ $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249________ $2,250-$2,499________ $2,500-$2,999„_______ $3,000 and over____ 4 18 51 2 12 111 120 18 47 53 (t) 3.9 4.2 4.0 4.4 (t) 928 974 1,177 1,340 113 108 49 59 40 30 16 34 4.3 4.1 4.3 4.7 4.4 4.2 , 618 1,838 1,957 2,214 2,576 3,383 102 59 28 82 1 (t) 309 400 443 518 (t) 203 175 198 208 (t) 116 116 129 143 (t) 31 29 34 41 (t) 30 32 21 68 101 124 44 87 554 606 664 691 839 880 225 247 273 294 367 411 166 181 192 188 196 269 61 57 49 57 46 43 76 159 185 196 262 248 370 92 129 126 228 273 432 66 66 78 80 210 19 (t) 69 (t) 28 21 (t) 7 2 10 7 9 23 15 19 13 11 (t) 18 18 25 ' 27 (t) 26 43 38 39 45 47 57 63 91 91 79 117 69 148 68 55 (t) 21 17 23 31 40 57 80 67 101 127 (t) 23 16 26 26 45 39 42 54 49 51 (t) 11 13 15 17 20 23 23 24 28 30 (t) 8 2 12 (t) 20 4 15 24 28 9 33 23 36 106 143 44 63 71 59 97 155 (t) 8 7 4 5 8 7 5 4 10 7 T y p e s I V and V $250-$499___........ . $500-$749_._........... $750-$999................ $1,000-$1,249__........... $1,250-$1,499.............. $1,500-$1,749________ $1,750-$1,999________ $2,000-$2,249_........... . $2,250-$2,499________ $2,500-$2,999________ $3,000 and over_____ 4 18 51 2 12 111 120 18 47 53 (t) 3.9 4.2 4.0 4.4 113 108 49 59 40 30 16 34 4.3 4.1 4.3 4.7 4.4 4.2 102 59 28 82 (t) 10 0.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 (t) 33.3 41.2 37.6 38.7 (t) 21.9 18.1 16.8 15.5 (t) 12.5 11.9 34.2 33.0 34.0 31.2 32.6 26.1 13.9 13.4 13.9 13.3 14.2 12.1 (t) 3.2 3.3 (t) 7.4 7.0 (t) 3.0 10.7 (t) 3.3 3.0 2.9 3.0 1.4 9.3 3.8 6.5 10.3 9.8 9.8 8.5 7.6 3.8 3.6 3.4 3.5 3.1 3.5 2.7 2.9 11.0 8.0 6.2 1.8 8.6 9.8 2.1 5.7 7.0 6.4 10.3 10.1 10.0 2.1 11.8 10.6 1.7 9.6 2.2 10.9 12.7 (t) 0.8 .2 .8 .5 .6 1.3 .8 .9 .5 .3 (t) 1.9 1.8 2.1 2.0 2.3 2.1 2.3 2.1 2.2 1.9 (t) 2.8 4.4 5.8 4.1 5.6 4.9 4.0 5.3 2.7 4.4 (t) 2.3 1.7 2.0 2.3 2.5 3.1 4.1 3.0 3.9 3.8 (t) 2.5 1.6 2.2 1.9 2.8 2.1 2.1 2.4 1.9 1.5 (t) 1.2 1.3 1.3 1.3 1.2 1.3 1.2 1.1 1.1 .9 (t) 0.9 .2 1.0 .3 .6 1.8 1.2 1.6 4.1 4.2 (t) 2.1 1.5 2.0 2.1 2.7 3.4 3.6 2.7 3.8 4.6 (t) 0.9 .7 .3 4 !5 .4 .3 .2 .4 .2 TABULAR SU M M AR Y Percentage of total money expenditures $1 •Average amounts of less than and percentages of leso. than 0.1 are not shown. fAverages and percentages not computed for fewer than 3 cases. CO 180 F A M I L Y E X P E N D IT U R E S I N N E W E N G L A N D , 4 NEW S M A L L ENGLAND C IT IE S C IT IE S T able 3.— F o o d : A verag e value o f all f a m i ly f o o d , m o n ey expen d itu re f o r fo o d at hom e and a w a y fr o m h o m e, average value o f fo o d h om e-produ ced or received as gift or p a y , and m o n e y ex p en se per meal per fo o d expen d itu re u nit, hy o ccup ation , f a m i l y typ e, and in co m e, in 1 yea r, 1 9 8 5 - 3 6 [White noDrelief families including husband and wife, both native bcrn] Number of families O c c u p a t i o n al group, family type, and income class Eligible Report ing ex pendi tures (2) (3) (1 ) Average value of all family food (4) Percentage of Average Average expenditure value of money food expendi for food home- ture per pro meal per duced or ex Away Away received food At At pendi from home home1 home from ture as gift home or pay unit 2 Average expenditure for food purchased All (5) (6) (7) (8) (9) GO) (11) A l l fa m ilie s $250-$499.......... ....... $500-$749.......... . $750-$999__________ $1,000-$1,249______ $1,250-$! ,499______ 21 117 340 460 466 11 50 96 151 150 $262 329 381 425 482 $248 293 362 405 452 $248 287 353 397 442 $6 9 8 10 100.0 98.0 97.5 98.0 97.8 $1,500-$1,749______ $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ $3,000 and over___ 376 316 252 156 90 221 154 131 97 82 41 71 528 555 611 647 736 800 511 539 589 623 707 768 478 507 553 564 617 675 33 32 36 59 90 93 93.5 94.0 93.9 90.5 87.3 87.9 $250-$499............... $500-$749............ ___ $750-1999_________ $1,000-$1,249______ $1,250-$1,499______ 21 101 306 351 323 11 40 78 89 81 262 331 382 434 482 248 294 361 412 454 248 287 352 404 447 7 9 8 7 $1,500-$1,749______ $1,750-$1,999........... $2,000-$2,249______ $2,250-$2,499............ 242 190 128 53 80 60 41 28 531 557 620 631 516 543 595 620 486 519 568 564 $500-$749.................. $750-$999............... $1,000-$1,249______ $1,250-$1,499__........ $1,500-$1,749______ 16 34 69 85 70 10 18 36 38 41 317 377 409 472 521 285 371 393 446 511 $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499_.......... 59 57 40 36 27 24 563 627 663 $1,000-$1,249______ $1,250-$1,499_.......... $1,500-$1,749_.......... $1,750-$1,999______ $2,000-$2,249______ 40 58 64 67 67 26 31 33 35 29 $2,250-$2,499______ $2,500-$2,999______ $3,000 and over___ ' 63 90 221 30 41 71 $14 36 19 20 30 $0,098 .107 .124 .136 . 144 6.5 6.0 6.1 9.5 12.7 12.1 17 16 22 24 29 32 .158 .163 .172 .183 .220 .215 100.0 97.6 97.5 98.1 98.5 2.4 2.5 1.9 1.5 14 37 21 22 28 .098 .108 .123 .138 . 145 30 24 27 56 94.2 95.6 95.4 91.0 5.8 4.4 4.6 9.0 15 14 25 11 .155 . 162 . 176 .168 283 368 387 426 474 2 3 6 20 37 99.3 99.2 98.5 95.5 92.8 .7 .8 1.5 4.5 7.2 32 6 16 26 10 .101 .131 .132 .145 .164 540 599 649 477 521 609 63 78 40 88.4 87.0 93.9 11.6 13.0 6.1 23 28 14 .161 .184 .195 381 496 524 542 581 365 452 493 528 569 349 440 454 500 552 16 12 39 28 17 95.6 97.3 92.1 94.7 97.0 4.4 2.7 7.9 5.3 3.0 16 44 31 14 12 .128 .132 .161 .165 .157 651 736 800 609 707 768 535 617 675 74 90 93 87.8 87.3 87.9 12.2 12.7 12.1 42 29 32 .187 .230 .215 2.0 2. & 2.0 2.2 O c c v p a t i o n a l g rou p : W a g e ea rn er C le r ic a l B u sin e ss and p r o fessio n a l See p. 196 for notes on this table. 181 TA B U L AR S U M M A R Y N E W T able E N G L A N D , 4 S M A L L C IT IE S 3.— F o o d : A verag e value o f all f a m i ly fo o d , m o n ey expen d itu re f o r fo o d at hom e and a w a y fr o m h o m e, average value o f fo o d hom e-p rod u ced or received as gift or p a y , and m o n e y ex p en se per m eal per fo o d exp en d itu re un it, by occup ation , f a m i ly typ e, and in co m e, in 1 yea r, 1 9 3 5 - 3 6 — Continued Number of families O c c u p a tio n a l group, family type, and income class Eligible Report ing ex pendi tures (2) (3) (1) Average value of all family food (4) Percentage of Average money expenditure value of Average for food food expendi home- ture per pro meal per or fcod ex Away Away duced At received pendi At from from home ture home home home as gift or pay unit Average expenditure for food purchased All (5) (6) (7) (8) (9) (10) (11) F a m ily ty p e : T ype I $250-$499_________ $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ 12 56 134 175 158 7 16 33 46 47 $250 290 344 384 411 $243 263 324 369 379 $243 255 310 363 373 $8 14 6 6 100.0 97.0 95.7 98.4 98.4 3.0 4.3 1.6 1.6 $7 27 20 15 32 $. 113 .119 .149 .165 .172 $1,500-$1,749______ $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ $3,000 and over___ 118 97 84 52 35 63 38 34 21 20 9 14 445 462 484 566 651 613 436 452 472 559 637 550 393 410 435 456 555 498 43 42 37 103 82 52 90.1 90.7 92.2 81.6 87.1 90.5 9.9 9.3 7.8 18.4 12.9 9.5 9 10 12 7 14 63 .195 .196 .209 .241 .296 .243 $250-$499_________ $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ 5 43 155 174 188 2 22 45 58 50 $1,500-$1,749______ $1,750-$1,999 _____ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ $3,000 and over___ 145 111 66 45 27 76 67 38 36 32 16 23 $250-$499_________ $500-$749_________ $750-$999_________ $1,000-$1,249______ $1,250-$1,499______ 4 18 51 111 120 2 12 18 47 53 $1,500-$1,749______ $1,750-$1,999______ $2,000-$2,249______ $2,250-$2,499______ $2,500-$2,999______ $3,000 and over___ 113 108 102 59 28 82 49 59 40 30 16 34 T y p e s I I and I I I T ypes I V (t) 363 395 440 496 (t) 325 383 417 471 (t) 319 377 409 454 539 551 622 608 661 829 516 527 574 584 578 754 370 436 468 552 Ct) 309 400 443 518 (t) 306 394 432 514 575 630 684 706 853 900 554 606 664 691 839 880 520 574 637 644 732 738 559 563 661 664 726 847 6 6 8 17 98.2 98.4 98.1 96.4 (t) (t) 23 24 48 24 83 75 95.7 95.6 92.3 96.1 87.4 91.0 4.3 4.4 7.7 3.9 12.6 9.0 (t) 1.8 1.6 1.9 3.6 (t) 38 12 23 25 (t) .103 .114 . 127 .139 20 12 39 56 65 18 .156 . 158 .168 .175 .180 .224 61 36 25 34 (t) .078 .085 .105 .113 21 24 20 15 14 20 . 121 . 138 . 146 . 137 . 164 . 185 and V (t) t Averages and percentages not computed for fewer than 3 cases. 3 6 11 4 99.0 98.5 97.5 99.2 (t) (t) 34 32 27 47 107 142 93.9 94.7 95.9 93.2 87.2 83.9 6.1 5.3 4.1 6.8 12.8 16.1 (t) 1.0 1.5 2.5 .8 (t) 182 F A M IL Y E X P E N D IT U R E S I N N E W T E N G L A N D , 4 NEW S M A L L E N G L A N D C IT IE S C IT IE S 4 .— H o u sin g : A verag e value o f hou sin g secured with and w ithout m o n e y ex p en d itu re , b y o ccu p ation , f a m i ly t y p e f and in co m e , in 1 ye a r , 1 9 S 5 —S6 able [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and in come class (1) Eligi ble Re port ing ex pendi tures (2) (3) Aver age value of all hous ing plus fuel, light, and refri gera tion (4) Average value of housing secured1 Per Aver cent age age Aver ex of With money ex Without money pense age housing penditure for expenditure value value of fuel, secur all light, ed and hous Rent without as ing Own All Fam Other refri money hous hous ily gera ed pay expen or ing home* ing 3 Total home* tion gift diture 3 (5) (6) (7) (8) (10) (9) (11) (12) (13) A l l fa m ilie s $250-$499_____ $500-$749______ $750-$999______ $1,000-$1,249.__ $1,250-$!,499... 21 117 340 460 466 11 50 96 151 150 $268 323 311 375 391 $67 96 100 121 132 $188 223 206 252 257 $135 194 177 204 221 $135 194 177 303 218 $1,500-$1,749----$1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499----$2,500-$2,999___ $3,000 and over. 376 316 252 156 90 221 154 131 97 82 41 71 482 492 527 568 653 813 159 173 180 186 186 237 321 317 345 382 466 575 264 264 277 307 392 407 261 256 271 295 369 310 $250-$499........... $500-$749______ $750-$999______ $1,000-$1,249___ $1,250-$1,499----- 21 101 306 351 323 11 40 78 89 81 268 326 311 370 372 67 98 100 119 127 188 225 207 248 243 135 198 177 202 207 $1,500-$1,749----$1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499----- 242 190 128 53 80 60 41 28 485 475 502 502 160 170 176 174 322 304 323 328 $500-$749_.......... $750-$999______ $1,000-$1,249___ $1,250-$1,499----$1,500-$1,749----- 16 34 69 85 70 10 18 36 38 41 302 299 392 437 482 85 99 129 149 153 $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ 59 57 40 36 27 24 492 533 588 $1,000-$1,249----$1,250-$1,499----$1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ 40 58 64 67 67 26 31 33 35 29 $2,250-$2,499___ $2,500-$2,999___ $3,000 and over. 63 90 221 30 41 71 $27 28 25 48 33 $26 1 4 $1 3 $53 29 29 48 36 3 8 6 12 23 97 57 53 68 75 74 168 52 51 68 62 57 148 5 2 135 198 177 201 206 27 27 28 46 31 26 1 1 53 27 30 46 36 269 260 251 279 266 255 246 264 3 5 5 15 53 44 72 49 50 44 72 49 3 16.5 14.5 22.3 14.9 211 192 262 286 329 171 172 215 257 281 171 172 215 256 280 32 2 47 29 36 8 18 (*) 1 1 40 20 47 29 48 12 19.0 10.4 17.9 10.1 14.6 167 175 196 322 357 392 275 300 316 261 291 302 14 9 14 47 57 76 47 57 51 25 14.6 16.0 19.4 391 429 474 543 571 118 136 164 189 192 271 291 309 349 379 203 242 228 265 307 203 230 222 254 303 (•) 12 6 11 4 68 49 81 84 72 68 49 74 77 72 611 653 813 189 186 237 422 466 575 325 392 407 318 369 310 7 23 97 . 97 74 168 81 57 148 3 13 17 20 28. 2 13.0 14.1 19.0 14.0 17.8 16.7 19.7 19.6 15.8 29.2 O c c u p a tio n a l grou p: W a g e ea rn er 2 5 28. 2 \2. 0 14. 5 18.5 14.8 C le r ic a l B u sin e ss and p r o fes sio n a l See p. 196 for notes on this table. * Average amounts of less than $1 and percentages of less than 0.1 are not shown. 7 7 16 17 20 25.1 16.8 26.2 24.1 19.0 23.0 15.8 29.2 183 TABULAR S U M M A R Y N E W T E N G L A N D , 4 S M A L L C IT IE S 4.— H o u s in g : A verage value o f h ousing secured with and w ithout m o n ey exp en d itu re, by occu p ation , f a m i ly typ e, and in co m e, in 1 yea r, 1 9 3 5 —3 6 — Contd. able Number of families Occupational group, family type, and in come class (1) Eligi ble Re port ing ex pendi tures (2) (3) Aver age value of all hous ing plus fuel, light, and refri gera tion (4) Per Average value of bousing secured Aver cent age age of ex Aver housing pense age With money ex Without money for penditure expenditure value value secur of fuel, all ed light, Rent without hous and ing Own as refri direct All Fam Other hous ily hous Total gera ed pay money ing home ing or tion home expen gift diture (5) (6) (7) (8) (10) (9) (ID (12) (13) F a m ily typ e: T ype 1 $250-$499______ $500-$749______ $750-$999______ $1,000-$1,249___ $1,250-$1,499___ 12 56 134 175 158 7 16 33 46 47 $277 363 325 395 403 $81 101 100 121 135 $196 259 219 272 265 $171 210 171 207 227 $171 210 171 206 225 $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ $3,000 and over. 118 97 84 52 35 63 38 34 21 20 9 14 513 487 538 566 608 794 150 163 166 191 162 203 360 324 372 375 446 590 294 273 296 303 460 475 287 263 291 293 443 281 $250-$499______ $500-$749______ $750-$999______ $1,000-$1,249___ $1,250-$1,499___ 5 43 155 174 188 2 22 45 58 50 (t) (t) (t) $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ $3,000 and over. 145 111 66 45 27 76 67 38 36 32 16 23 $250-$499______ $500-$749 $750-$999 $1,000-$1,249___ $1,250-$1,499___ 4 18 51 111 120 12 18 47 53 $1,500-$1,749___ $1,750-$1,999___ $2,000-$2,249___ $2,250-$2,499___ $2,500-$2,999___ $3,000 and over. 113 108 102 59 28 82 49 59 40 30 16 34 $25 49 48 65 38 $25 47 44 65 33 17 194 66 51 76 72 -1 4 115 60 51 76 53 -1 4 94 (t) (t) $1 2 7 10 5 10 $2 4 5 6 19 21 12.8 18.9 21.9 23.9 14.3 18.3 15.7 20.4 19.2 - 3 .1 19.5 T y p e s I I and I I I (t) 260 286 353 367 464 486 521 575 668 732 (t) 81 94 115 122 162 175 179 177 208 230 174 189 235 242 170 182 205 223 170 182 204 219 301 309 338 398 460 501 270 273 260 329 330 347 269 264 251 318 321 314 (t) (t) (t) 1 4 1 9 9 11 9 33 4 7 30 19 31 36 78 69 130 154 (t) 4 2 30 19 28 36 78 46 74 128 (t) (t) 5 3 23 56 26 2.3 3. 7 12.8 7.9 10.3 11.7 23.1 17.3 28.3 30.7 T y p e s I V and V 2 (t) (t) 411 116 116 129 143 474 504 523 565 695 904 166 181 192 188 196 269 349 346 377 231 224 247 268 306 318 329 377 496 634 203 175 198 208 225 247 273 294 367 411 203 175 197 206 224 241 269 280 324 328 t Averages and percentages not computed for fewer than 3 cases. 113991 -41------- 13 (t) (t) 2 28 •49 49 60 1 6 4 14 43 83 81 71 56 83 129 223 1 (t) 28 49 49 54 75 67 56 83 129 209 (t) (t) 6 6 4 14 12. 1 21.9 19.8 22.4 26.5 22.3 17.0 22.0 26.0 35.2 184 F A M IL Y E X P E N D IT U R E S I N N E W T E N G L A N D , 4 NEW S M A L L E N G L A N D C IT IE S C IT IE S 4 - A . — M o n e y expen ditu res for fa m ily h o m e by owners an d ren ters, an d fa cilities in clu d e d in ren t for fa m ily h o m e : B y o ccu p a tion , fa m i ly ty p e , and in co m e, in 1 yea r, 1 9 3 5 - 3 6 able Percentage with none of these facilities included in rent Mechanical refrigerator 9 22 33 32 15 4 1 1 3 100 98 99 100 98 15 4 1 6 100 99 98 96 83 100 3 £2 (12) 'P Light © "3 £ g (8) 1 Garage (6) a o M © Renters (4) W 3 * 3 .3 '3 o Renting a O m <D © <D tf (14) Percentage of renters having specified facilities included in rent2 Furnishings Average money ex pense for family home 3 Percentage of families 1 ^ Reporting w expendi tures 0) 3 Occupational group, family type, and in come class Eligible Number of families ^ 5 w [White nonrelief families including husband and wife, both native born] g3 J-c © boo Ui +* A l l fa m ilie s $250-$499 _ $500~$749_______ $750-$999 $1,000-$1,249____ $1,250-$1,499____ 21 117 340 460 466 11 50 96 151 150 18 21 20 30 24 70 77 77 68 74 $59 192 206 163 175 $171 193 182 218 228 15 11 2 8 7 15 8 $1,500-$1,749____ $1,750-$1,999____ $2,000-$2,249____ $2,250-$2,499____ $2,500-$2,999____ $3,000 and over_ _ 376 316 252 156 90 221 154 131 97 82 41 71 34 29 39 39 54 65 63 70 61 57 44 32 242 214 227 274 398 265 277 271 307 321 385 424 12 5 4 11 11 13 5 1 $250-$499____ $500-$749-__ $750-$999___ $1,000-$1,249____ $1,250-$1,499____ 21 101 306 351 323 11 40 78 89 81 18 21 22 29 20 70 79 75 69 78 59 221 210 161 154 171 192 181 214 220 15 10 2 4 8 15 8 $1,500-$1,749____ $1,750-$1,999____ $2,000-$2,249____ $2,250-$2,499____ 242 190 128 53 80 60 41 28 36 29 40 26 61 71 60 72 259 226 200 222 275 265 281 282 13 8 6 $500-$749________ $750-$999______ $1,000-$1,249____ $1,250-$1,499____ $1,500-$1,749____ 16 34 69 85 70 10 18 36 38 41 17 5 22 28 27 67 95 78 65 68 47 15 205 194 284 196 192 226 252 284 23 6 16 14 14 6 $1,750-$1,999____ $2,000-$2,249____ $2,250-$2,499____ 59 57 40 36 27 24 22 39 36 74 61 60 227 266 276 266 310 333 $1,000-$1,249____ $1,250-$1,499____ $1,500-$1,749____ $1,750-$1,999____ $2,000-$2,249____ 40 58 64 67 67 26 31 33 35 29 49 36 35 38 38 51 64 63 62 62 147 223 144 169 252 257 246 259 296 349 27 14 7 $2,250-$2,499____ $2,500-$2,999____ $3,000 and over___ 63 90 221 30 41 71 53 52 65 41 43 32 303 398 265 355 385 424 25 11 13 4 3 7 38 48 48 50 75 78 1 5 3 1 1 1 3 1 2 4 5 5 10 O c c u p a tio n a l grou p: W age ea rn er 5 4 9 22 31 25 15 3 4 31 41 48 21 7 9 17 43 58 51 14 6 100 98 100 100 98 15 5 100 100 95 100 3 3 2 2 3 5 C le r ic a l 3 66 64 80 100 95 100 98 100 6 6 3 100 100 100 B u sin e ss and p r o fe ssio n a l See p. 196 for notes on this table. 5 14 7 7 36 50 44 55 34 64 75 78 19 7 4 5 100 100 100 95 100 89 83 100 10 7 5 5 10 11 5 185 TABULAR SUM M ARY N E W E N G L A N D , 4 S M A L L C IT IE S 4 - A .— M o n e y expen ditu re for fa m ily h o m e by owners an d ren ters, and facilities in clu d ed in ren t for fa m ily h o m e : B y occup ation , f a m i ly ty p e , and in co m e , in 1 y e a r , 1 9 3 5 - 8 6 — Continued 14 10 34 25 48 4 2 3 3 45 60 52 57 80 25 17 (t) 2 13 35 22 (t) 6 46 48 48 48 50 92 2 c5 ®a be o © (14) ^ 5i w (12) £* Mechanical w refrigerator Light g Garage © "S £ © (8) Furnishings © w 3 (6) Renters *o n t-l ©© a o M Percentage of renters having specified facilities included in rent 3 Renting Average money ex pense for family home 3 Percentage of families Owning Reporting expendi tures % 3 (1) ^ Occupational group, family type, and in come class Eligible Number of families Percentage with none of these facilities included in rent able 3 T F a m ily ty p e : T ype I $250-$499 $500-$749________ $750-$999 $1,000-$ 1,249 $1,250-$1,499 12 56 134 175 158 7 16 33 46 47 14 31 31 36 22 86 64 68 64 74 $63 190 140 160 182 $189 215 189 233 232 14 2 18 14 $1,500-$1,749 $1,750-$1,999 $2,000-$2,249 $2,250-$2,499 $2,500-$2,999 $3,000 and over. _ 118 97 84 52 35 63 38 34 21 20 9 14 35 25 35 44 44 71 64 75 65 56 56 21 263 201 256 243 512 255 299 284 319 330 387 460 29 11 12 14 20 25 10 $250-$499________ $500-$749 $750-$999 $1,000-$1,249 $1,250-$1,499 5 43 155 174 188 2 22 45 58 50 (t) 5 9 18 14 (t) 95 86 78 84 (t) 114 295 196 141 (t) 173 174 203 230 (t) 8 3 2 3 (t) 6 $1,500-$1,749 $1,750-$1,999 $2,000-$2,249 $2,250-$2,499 $2,500-$2,999____ $3,000 and over.. 145 111 66 45 27 76 67 38 36 32 16 23 21 20 41 32 50 44 76 77 59 56 44 56 280 222 162 316 306 188 272 265 317 351 385 410 4 2 $250-$499________ $500-$749 $750-$999 $1 000-$1,249 $1,250-$1,499 4 18 51 111 120 2 12 18 47 53 (t) 24 28 39 41 (t) 76 72 61 59 (t) 255 148 149 193 (t) 186 186 225 218 (t) 11 $1,500-$1,749 $1 750-$l,999 $2 000-$2,249 $2 250-$2,499 113 108 102 59 28 82 49 59 40 30 16 34 49 42 42 41 69 79 46 58 58 59 31 18 204 216 242 269 297 320 258 266 290 276 382 416 7 3 5 4 5 9 3 100 100 100 100 100 100 100 93 100 80 100 10 2 3 10 11 7 25 T y p e s I I and I I I T ypes I V 6 12 12 15 ~"l5~ 3 4 12 (t) 100 99 100 97 100 100 100 96 88 100 (t) 1 (t) (t) 6 3 4 12 12 8 and V $2\r>0 0 -$ 2 J999 $3,000 and over__ 6 fAverages and percentages not computed for fewer than 3 cases. (t) (t) 22 16 43 32 14 36 45 46 100 100 (t) (t) 89 100 100 99 (t) 100 96 100 91 80 100 (t) (t) 4 9 - - 186 F A M IL Y E X P E N D IT U R E S I N N E W T E N G L A N D , 4 NEW E N G L A N D C IT I E S S M A L L C IT IE S 5.— H ou se h old o p e ra tio n : A verag e m o n e y expend iture f o r grou p s o f item s o f household operation and percentage distribution o f such ex p en d itu re , by occupation , f a m i ly ty p e , and in c o m e , in 1 ye a r , 1 9 3 5 —3 6 able [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and in come class Eligi ble (1) Average money expenditure for house hold operation Percentage of total household opera tion expenditure Paid household Fuel, help Fuel, light, Report light, Paid ing ex and Other and house Other Percent items2 refrig hold items pendi Total refrig era Average age of tures help era tion 1 amount families tion 1 having (2) (3) (4) (5) (7) (6) (8) (9) GO) (11) A l l fa m ilie s $250-$499______ ________ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ 21 117 340 460 466 11 50 96 151 150 $93 118 125 155 174 $67 96 100 121 132 $3 8 4 6 7 $23 22 24 33 39 72.1 81.4 80.0 78.1 75.9 3.2 1 1 3 .8 .6 1.7 24.7 18.6 19.2 21.3 22.4 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000 and over________ 376 316 252 156 90 221 154 131 97 82 41 71 220 234 266 282 313 444 159 173 180 186 186 237 8 5 20 21 33 100 12 14 17 20 33 50 53 56 66 75 94 107 72.3 74.0 67.7 66.0 59.5 53.4 3.6 2.1 7.5 7.4 10.5 22.5 24.1 23.9 24.8 26.6 30.0 24.1 $250-$499_______________ $500-$749 -- ______ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ 21 101 306 351 323 11 40 78 89 81 93 120 126 150 167 67 98 100 119 127 3 8 4 5 8 23 22 25 30 38 72.1 81.7 79.4 79.3 76.0 3.2 1 1 2 .8 .7 1.2 24.7 18. 3 19.8 20.0 22.8 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ 242 190 128 53 80 60 41 28 217 226 235 259 160 170 176 174 8 5 3 21 10 12 10 19 49 51 56 64 73.7 75.2 74.9 67.2 3.7 2.2 1.3 8.1 22.6 22.6 23.8 24.7 $500-$749................. ......... $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ 16 34 69 85 70 10 18 36 38 41 108 121 169 194 213 85 99 129 149 153 3 3 7 9 6 9 5 14 23 19 37 38 51 78.9 81.8 76.3 76.8 71.8 2.5 1.8 3.6 4.2 21.1 15.7 21.9 19.6 24.0 $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ 59 57 40 36 27 24 235 257 281 167 175 196 9 13 6 26 9 14 59 69 79 71.1 68.1 69.8 3.8 5.1 2.1 25.1 26.8 28.1 $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ 40 58 64 67 67 26 31 33 35 29 169 186 244 255 334 118 136 164 189 192 2 2 10 2 58 5 7 20 12 35 49 69.8 48 • 73.1 70 67.2 64 74.1 84 57.5 1.2 1.1 4.1 .8 17.4 29.0 25.8 28.7 25.1 25.1 $2,250-$2,499___________ $2,500-$2,999___________ $3,000 and over_______ 63 90 221 30 41 71 302 313 444 189 186 237 30 33 100 26 33 50 9.9 10.5 22.5 27.5 30.0 24.1 O c c u p a tio n a l g r o u p : W a g e ea rn er C le r ic a l B u s in e s s a n d p r o fe s sio n a l See p. 196 for notes on this table. 83 94 107 62.6 59.5 53.4 187 TABULAR SUM M ARY N E W E N G L A N D , 4 S M A L L C IT IE S T a b l e 5.— H o u se h o ld o p e r a tio n : A verag e m o n e y exp en d itu re f o r groups o f item s o f household operation and percentage distribution o f such ex p en d itu re , by occu p ation , f a m i ly t y p e , and in co m e , in 1 y e a r , 1 9 3 5 - 3 6 — Continued Number of families Occupational group, family type, and in come class Eligi ble (2) (1) F a m ily ty p e : Average money expenditure for house hold operation Percentage of total household opera tion expenditure Paid household Fuel, help Fuel, light, Report light, Paid ing ex and Other and house Other pendi Total refrig Percent items refrig hold items era Average age of tures era help tion amount families tion having (3) (4) (5) (8) (7) (6) (9) (10) (ID T ype I $250-$499______________ $500-$749______________ $750-$999_______ _____ $1,000—$1,249___________ $1,250-$1,499___________ 12 56 134 175 158 7 16 33 46 47 $117 124 128 158 176 $81 101 100 121 135 $6 14 5 7 4 $30 23 27 36 38 69.2 81.5 78.1 76.6 76.7 5.1 1 1 3 .8 .6 1.7 25.7 18.5 21.1 22.8 21.6 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000 and over________ 118 97 84 52 35 63 38 34 21 20 9 14 205 224 285 299 282 360 150 163 166 191 162 203 1 4 40 18 14 57 3 23 19 21 22 43 54 57 79 90 106 100 73.2 72.8 58.3 63.9 57.4 56.4 .5 1.8 14.0 6.0 5.0 15.8 26.3 25.4 27.7 30.1 37.6 27.8 $250-$499_____ _________ $500-$749 ____________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ 5 43 155 174 188 2 22 45 58 50 (t) 97 116 146 166 (t) 81 94 115 122 5 7 13 (t) 16 20 29 41 (t) 83.5 81.1 78.7 73.5 (t) 2 2 3 1.7 1.4 1.8 (t) 16. 5 17. 2 19.9 24 7 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000 and over.. 145 111 66 45 27 76 67 38 36 32 16 23 228 230 254 284 393 475 162 175 179 177 208 230 16 3 10 38 87 129 27 9 18 37 69 61 50 52 65 69 98 116 71.1 76.1 70.5 62.3 53.0 48.4 7.0 1.3 3.9 13.4 22.1 27.2 21.9 22.6 25.6 24.3 24 9 24.4 $250-$499______________ $500-$749 . . . ______ $750-$999 $1,000-$1,249___________ $1,250-$1,499___________ 4 18 51 111 120 2 12 18 47 53 (t) 147 145 163 184 (t) 116 116 129 143 1 1 (t) 78.9 80.0 79.2 77.7 (t) 1 4 (t) 31 29 33 37 .6 2.2 (t) 21. 1 20.0 20.2 20.1 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000 and over________ 113 108 102 59 28 82 49 59 40 30 16 34 227 247 258 266 276 479 166 181 192 188 196 269 6 8 10 10 5 105 4 12 14 8 12 44 55 58 56 68 75 105 73.2 73.3 74.4 70.7 71.0 56.2 2.6 3.2 3.9 3.7 1.8 21.9 24.2 23.5 21.7 25.6 27.2 21.9 T yp es I I and I I I T ypes I V (t) (t) and V (t) (t) t Averages and percentages not computed for fewer than 3 cases. F A M IL Y E X P E N D IT U R E S I N 188 N E W T able E N G L A N D , 4 NEW S M A L L E N G L A N D C IT IE S C IT IE S 6 .— C lo th in g : A verag e m o n e y expen ditu re fo r clothing fo r husband a nd w ife and other f a m i ly m em bers, and percentage distribution o f such exp en d itu re, b y occupa tion, f a m i ly typ e, and in co m e, in 1 yea r, 1 9 3 5 —3 6 [White nonrelief families including husband and wife, both native born] Number of families Occupational g ro u p , family type, and in come class (1) Eligible Report ing ex pendi tures (2) (3) Average money expenditure for clothing i All family mem bers (4) Percentage of total fam ily clothing expenditure Hus band Wife Other family mem bers Hus band Wife Other family mem bers (5) (6) (7) (8) (9) (10) A l l fa m ilie s $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499______: ____ 21 117 340 460 466 11 50 96 151 150 $36 47 59 83 103 $7 18 19 25 31 $10 19 22 30 41 $19 10 18 28 31 19.4 38.3 32.2 30.1 30.1 27.8 40.4 37.3 36.2 39.8 52.8 21.3 30.5 33.7 30.1 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249_._________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000 and over____ . . . 376 316 252 156 90 221 154 131 97 82 41 71 147 163 191 226 220 341 46 46 58 66 70 97 57 62 63 72 73 118 44 55 70 88 77 126 31.3 28. 2 30.4 29.2 31.8 28.4 38.8 38.0 33.0 31.9 33.2 34.6 29.9 33.8 36.6 38.9 35.0 37.0 $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ 21 101 306 351 323 11 40 78 89 81 36 50 60 85 102 7 IS 20 27 31 10 20 23 33 44 19 12 17 25 27 19.4 36.0 33.3 31.8 30.4 27.8 40.0 38.4 38.8 43.1 52.8 24.0 28.3 29.4 26.5 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ 242 190 128 53 80 60 41 28 144 156 176 250 43 45 55 59 56 61 55 76 45 50 66 115 29.9 28.8 31.2 23.6 38.9 39.1 31.2 30.4 31.2 32.1 37.6 46.0 $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$1,499___________ $1,500-$1,749___________ 16 34 69 85 70 10 18 36 38 41 33 51 76 95 154 13 13 21 32 48 11 13 24 31 57 9 25 31 32 49 39.4 25.5 27.6 33.7 31.2 33.3 25.5 31.6 32.6 37.0 27.3 49.0 40.8 33.7 31.8 $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ 59 57 40 36 27 24 204 210 238 50 62 77 76 74 81 78 74 80 24.5 29.6 32.4 37.3 35.2 34.0 38.2 35.2 33.6 $1,000-$1,249___________ $1,250-$1,499__________ $1,500-$1,749___________ $1,750-$1,999__________ $2,000-$2,249___________ 40 58 64 67 67 26 31 33 35 29 79 116 151 146 206 15 33 49 47 62 16 42 60 52 70 48 41 42 47 74 19.0 28.4 32.5 32.2 30.1 20.2 36.2 39.7 35.6 34.0 60. S 35.4 27.8 32.2 35. 9 $2,250-$2,499__________ $2,500-$2,999___________ $3,000 and over________ 63 90 221 30 41 71 198 220 341 65 70 97 64 73 118 69 77 126 32.8 31.8 28.4 32.3 33.2 34.6 34.9 35.0 37.0 O c c u p a tio n a l g r o u p : W a g e ea rn er C le r ic a l B u sin e ss and p ro fe ssio n a l See p. 197 for notes on this table. TABULAR SUM M ARY N E W T E N G L A N D , 4 S M A L L 189 C IT IE S 6.— C lo th in g : A v era g e m o n e y expen ditu re f o r clothing f o r husband and w ife and other fa m i ly m em bers , and percentage d istribution o f such exp en d itu re , b y occupa tio n , f a m i ly ty p e , and in co m e, in 1 yea r, 1 9 3 5 - 3 6 — Continued able Number of families Occupational g r o u p , family type, and in come class (1) Eligible Report ing ex pendi tures (2) (3) Average money expenditure for clothing All family mem bers (4) Percentage of total fam ily clothing expenditure Hus band Wife Other family mem bers Hus band Wife Other family mem bers (5) (6) (7) (8) (9) (10) F a m ily ty p e : T y p e I $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$!,499___________ 12 56 134 175 158 7 16 33 46 47 $25 36 52 71 76 $8 19 21 29 32 $12 16 26 35 42 $5 1 5 7 2 32.0 52.8 40.4 40.8 42.1 48.0 44.4 50.0 49.3 55.3 20.0 2.8 9.6 9.9 2.6 $1,500-$1,749___________ $1,750-$!,999__________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999__________ $3,000 and over________ 118 97 84 52 35 63 38 34 21 20 9 14 133 130 166 182 173 278 54 45 66 84 79 108 72 69 85 93 62 165 7 16 15 5 32 5 40.6 34.6 39.8 46.2 45.7 38.8 54.1 53.1 51.2 51.1 35.8 59.4 5.3 12.3 9.0 2.7 18.5 1.8 $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249__________ $1,250-$1,499___________ 5 43 155 174 188 2 22 45 58 50 (t) (t) $1,500-$1,749___________ $1,750-$1,999__________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999__________ $3,000 and over________ 145 111 66 45 27 76 r'7 $250-$499______________ $500-$749______________ $750-$999______________ $1,000-$1,249___________ $1,250-$!,499___________ 4 18 51 111 120 2 12 18 47 53 $1,500-$1,749___________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499___________ $2,500-$2,999___________ $3,000 and over--_______ 113 108 102 59 28 82 49 59 40 30 16 34 T y p e s I I and I I I 38 36 32 16 23 (t) 54 62 84 112 149 170 214 228 251 363 18 19 24 32 47 51 71 83 74 114 25 21 32 47 57 67 71 92 103 132 (t) n (t) (t) 22 28 33 33.3 30.6 28.6 28.6 46.3 33.9 38.1 41.9 45 52 72 53 74 117 31.5 30.0 33.2 36.4 29.5 31.4 38.3 39.4 33.2 40.4 41.0 36.4 41 38 64 64 (+) 17.4 19.1 17.8 23. 4 (t) 82 92 111 185 134 226 23.3 23.2 23.0 14.5 22. 6 20.0 25.1 27.0 20.4 14.9 23.4 18.9 (t) 20.4 35.5 33.3 29.5 30.2 30.6 33. 6 23.2 29.5 32.2 T y p e s I V and V (t) 69 68 101 124 159 185 196 262 248 370 (t) 12 13 18 29 37 43 45 38 56 74 t Averages and percentages not computed for fewer than 3 cases. (t) 16 17 19 31 40 50 40 39 58 70 (t) 23.2 25.0 18.8 25.0 (t) 59.4 55.9 63.4 51.6 51.6 49.8 56. 6 70.6 54.0 61.1 190 F A M IL Y E X P E N D IT U R E S I N N E W T E N G L A N D , 4 NEW S M A L L E N G L A N D C IT IE S C IT IE S 7.— P erson al care: A verag e m o n e y expen ditu re fo r toilet articles and p rep a rations, and services, and percentage distribution o f such ex pend iture, b y o ccu p a tion , able f a m i l y typ e, and in co m e, in 1 yea r, 1 9 3 5 - 3 6 [White nonrelief families, including husband and wife, both native born] Number of families Occupational group, family type, and income class Average money expenditure for personal care Eligible Report ing ex pendi tures Total (2) (3) (4) (1) Percentage of total personal care ex penditure Toilet Toilet • Services1 articles Services1 articles and prep and prep arations arations (5) (6) (7) (8) A l l fa m ilie s $250-$499___________ __________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249_____ ____ _______ $1,250-$1,499__________________ 21 117 340 460 466 11 50 96 151 150 $10 16 18 21 27 $4 7 9 10 14 $6 8 9 11 13 40.0 46.7 50.0 47.6 51.9 60.0 53.3 50.0 52.4 48.1 $1,500-$1,749__________________ $1,750-81,999__________________ $2,000-82,249__________________ $2,250-82,499__________________ $2,500-82,999__________________ $3,000 and over.. ____ _______ 376 316 252 156 90 221 154 131 97 82 41 71 35 36 41 48 55 69 18 20 23 27 33 41 17 16 18 21 22 28 51.4 55.6 56.1 56.2 60.0 59.4 48.6 44.4 43.9 43.8 40.0 40.6 $250-$499______________________ $500-8749_____________________ $750-8999_____________________ $1,000-$1,249__________________ $1,250-81,499__________________ 21 101 306 351 323 11 40 78 89 81 10 16 18 21 26 4 8 9 10 13 6 8 9 11 13 40.0 50.0 50.0 47.6 50.0 60.0 50.0 50.0 52.4 50.0 $1,500-$1,749______________ ____ $1,750-81,999__________________ $2,000-82,249__________________ $2,250-82,499___________ ____ 242 190 128 53 80 60 41 28 35 34 38 47 18 18 21 26 17 16 17 21 51.4 52.9 55.3 55.3 48.6 47.1 44.7 44.7 $500-8749_____________________ $750-8999_____________________ $1,000-81,249__________________ $1,250-81,499__________________ $1,500-$1,749__________________ 16 34 69 85 70 10 18 36 38 41 13 17 24 29 33 5 8 12 16 18 8 9 12 13 15 38.5 47.1 50.0 55.2 54.5 61.5 52.9 50.0 44.8 45.5 $1,750-81,999__________________ $2,000-82,249__________________ $2,250-82,499__________________ 59 57 40 36 27 24 39 45 48 22 25 27 17 20 21 56.4 55.6 56.2 43.6 44.4 43.8 $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-81,999__________________ $2,000-82,249__________________ 40 58 64 67 67 26 31 33 35 29 20 32 35 36 43 10 16 20 22 25 10 16 15 14 18 50.0 50.0 57.1 61.1 58.1 50.0 50.0 42.9 38.9 41.9 $2,250-82,499__________________ $2,500-$2,999__________________ $3,000 and over_______________ 63 90 221 30 41 71 48 55 69 28 33 41 20 22 28 58.3 60.0 59.4 41.7 40.0 40.6 O c c u p a tio n a l g r o u p : W a g e ea rn er C le r ic a l B u s in e s s a n d p r o fes sio n a l See p. 197 for notes on this table. TABULAR SUMMARY N E W E N G L A N D , 4 S M A L L 191 C IT IE S T a b l e 7.— P erson al care: A verag e m o n e y expenditure f o r toilet articles and p rep a ra tion s , and services, and percentage d istribution o f such ex p en d itu re , b y o ccup ation , f a m i ly typ e, and in co m e, in 1 yea r, 1 9 8 5 - 8 6 — Continued Number of families Occupational group, family type, and income class (1) F a m ily ty p e : Average money expenditure for personal care Eligible Report ing ex pendi tures Total (2) (3) (4) Toilet articles Services and prep arations (6) (5) Percentage of total personal care ex penditure Toilet articles Services and prep arations (7) (8) T ype I $250-$499_____________________ $500-$749____ ________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 12 56 134 175 158 7 16 33 46 47 $10 13 17 19 25 $4 7 8 9 13 $6 6 9 10 12 40.0 53.8 47.0 47.4 52.0 60.0 46.2 53.0 52.6 48.0 $1,500-$l,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000 and over_______________ 118 97 84 52 35 63 38 34 21 20 9 14 30 28 37 48 56 63 17 16 21 28 37 35 13 12 16 20 19 28 56.7 57.1 56.8 58.3 66.1 55.6 43.3 42.9 43.2 41.7 33.9 44.4 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 5 43 155 174 188 2 22 45 58 50 $1,500-$1,749__________________ $1,750-$l,999__________________ $2,000-12,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000 and over_______________ 145 111 66 45 27 76 67 38 36 32 16 23 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 4 18 51 111 120 2 12 18 47 53 $1,500-$1,749__________________ $1,750-81,999__________________ $2,000-82,249__________________ $2,250-82,499__________________ $2,500-$2,999__________________ $3,000 and over___ ____________ 113 108 102 59 28 82 49 59 40 30 16 34 T y p e s I I and I I I (t) 17 18 23 29 (t) 36 39 40 50 52 80 8 9 11 15 (t) 9 9 12 14 17 16 18 21 24 30 19 23 22 29 28 50 (t) 47.1 50.0 47.8 51.7 52.8 59.0 55.0 58.0 53.8 62.5 (t) 52.9 50.0 52.2 48.3 47.2 41.0 45.0 42.0 46.2 37.5 T yp es I V and V (t) 18 18 25 27 38 39 45 47 57 63 t Average and percentage not computed for fewer than 3 cases. (t) 6 9 12 13 18 20 25 26 34 37 (t) 12 9 13 14 20 19 20 21 23 26 (t) 33.3 50.0 48.0 48.1 47.4 51.3 55.6 55.3 59.6 58.7 (t) 66.7 50.0 52.0 51.9 52.6 48.7 44.4 44.7 40.4 41.3 192 F A M IL Y E X P E N D IT U R E S N E W E N G L A N D , IN N E W A N D 4 E N G LA N D S M A L L C IT IE S C IT IE S T able 8.— A u to m o b ile o p eration and p u rc h a se : Percentage o f fa m ilie s o w n in g and purchasin g autom obiles, average m o n ey expen d itu re fo r all fa m ilie s for o p er ation and purchase, by occupation , f a m i ly typ e, and in co m e, in 1 yea r, 1 9 8 5 - 3 6 [White nonrelief families including husband and wife, both native born] Number of families Occupational group, family type, and income class Percentage of all families Eligible Report ing ex pendi tures Owning automo biles (2) (3) (4) (1) Average money expenditure of all families Purchas Opera ing auto tion and mobiles purchase (5) (6) Opera tion i Purchase (net)2 (7) (8) A l l fa m ilie s $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 21 117 340 460 466 11 50 96 151 150 16 31 34 48 64 4 12 10 20 $10 28 45 63 101 $10 20 29 38 68 $8 16 25 33 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000 and over___ _________ . 376 316 252 156 90 221 154 131 97 82 41 71 62 68 73 84 92 93 12 22 20 27 22 48 111 189 173 259 302 407 77 104 110 138 188 193 34 85 63 121 114 214 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 21 101 306 351 323 11 40 78 89 81 16 32 35 48 62 5 12 10 24 10 29 46 64 101 10 20 28 37 66 9 18 27 35 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ 242 190 128 53 80 60 41 28 60 64 79 80 10 20 19 40 106 201 187 291 74 99 124 135 32 102 63 156 $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499___________ _____ _ $1,500-$1,749__________________ 16 34 69 85 70 10 18 36 38 41 23 33 54 65 65 6 11 9 15 23 42 82 122 136 23 38 49 82 85 4 33 40 51 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ 59 57 40 36 27 24 76 70 89 28 24 13 154 139 173 112 90 131 42 49 42 $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ $1,750-$!,999__________________ $2,000-$2,249__________________ 40 58 64 • 67 67 26 31 33 35 29 39 67 67 74 65 16 12 21 18 28 73 101 191 172 28 60 74 106 99 13 27 85 73 $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000 and over............................ 63 90 221 30 41 71 84 92 93 24 22 48 287 302 407 145 188 193 142 114 214 O c c u p a tio n a l g r o u p : W a g e ea rn er C le r ic a l B u s in e s s a n d p r o fes sio n a l See p. 197 for notes on this table. TA B U LA R N E W E N G L A N D , 193 S U M M A R Y 4 S M A L L C IT IE S T able 8.— A u to m o b ile o p eration an d p u rc h a se : Percentage o f fa m ilie s o w n in g and purchasin g a u tom obiles , average m o n e y exp en d itu re fo r all fa m ilie s f o r operation and pu rch ase , by o ccu p ation , f a m i ly ty p e } and in c o m e , in 1 y e a r , 1 9 3 5 3 6 — Continued Number of families Occupational group, family type, and income class (1) F a m ily ty p e : Percentage of all families Eligible Report ing ex pendi tures Owning automo biles (2) (3) (4) Average money expenditure of all families Opera Purchas ing auto tion and mobiles purchase (5) (6) Opera tion Purchase (net) (7) (8) T ype 1 $250-$499 $500-$749 _____________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 12 56 134 175 158 7 16 33 46 47 28 31 53 46 69 15 12 22 $18 23 69 65 130 $18 23 41 30 83 $28 35 47 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000 and over_______________ 118 97 84 52 35 63 38 34 21 20 9 14 68 79 79 86 100 93 11 29 22 37 11 64 115 267 201 332 324 444 89 121 130 144 260 176 26 146 71 188 64 268 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 5 43 155 174 188 2 22 45 58 50 $1,500-81,749__________________ $1,750-81,999__________________ $2,000-82,249__________________ $2,250-$2,499__________________ $2,500-82,999__________________ $3,000 and over______ _______ 145 111 66 45 27 76 67 38 36 32 16 23 $250-8499_____________________ $500-8749_____________________ $750-8999_____________________ $1,000-$1,249_____________ _____ $1,250-81,499__________________ 4 18 51 111 120 2 12 18 47 53 $1,500-81,749__________________ $1,750-81,999 _________________ $2,000-$2,249........... .............. ....... $2,250-82,499__________________ $2,500-82,999____ _____ ________ $3,000 and over__________ _____ 113 108 102 59 28 82 49 59 40 30 16 34 T y p e s 11 and I I I T ypes I V (t) 29 26 56 62 (t) 11 10 10 17 12 26 24 19 31 35 70 67 75 91 94 91 (t) 34 33 73 87 123 180 208 213 303 349 (t) 13 26 52 65 (t) 90 108 121 143 145 175 21 7 21 22 33 72 87 70 158 174 and V (t) 32 11 39 58 46 60 68 76 81 94 tAverages and percentages not computed for fewer than 3 cases. (t) (t) 6 6 22 28 21 44 87 12 11 15 24 25 47 92 129 126 228 273 432 (t) 28 9 28 54 47 85 86 128 139 224 (t) 12 16 33 45 44 40 100 134 208 194 F A M IL Y E X P E N D IT U R E S N E W E N G L A N D , IN N E W 4 S M A L L E N G LA N D C IT IE S C IT IE S T able 9.— R e c re a tio n : A v era g e m o n e y exp en d itu re fo r recreation o f sp ecified t y p e s , by o ccu p ation , f a m i l y t y p e , and in c o m e , in 1 y e a r , 1935-36 [White nonrelief families including husband and wife, both native born] Number of families Average money expenditure for recreation Occupational group, family type, and income class Paid admissions Eligible (1) (2) penditures Total (3) (4) Movies Other 1 (5) (6) Equip ment for games and sports (7) Other1 (8) A l l fa m ilie s $250-$499____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 21 117 340 460 466 11 50 96 151 150 $6 16 22 24 33 $4 5 8 8 14 $2 1 2 1 (*) (*) $2 2 3 $2 9 11 12 15 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000 and over_______________ 376 316 252 156 90 221 154 131 97 82 41 71 45 66 75 67 88 152 17 21 25 22 29 25 4 4 5 6 8 18 4 8 7 9 17 22 20 33 38 30 34 87 $250-$499........ . ... $500-$749_____________________ $750-$999____ ________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 21 101 306 351 323 11 40 78 89 81 6 16 23 24 32 4 5 8 8 13 2 1 2 1 $1,500-$1,749_____ ____________ $1,750-$1,999____ _____________ $2,000-$2,249__________________ $2,250-$2,499__________________ 242 190 128 53 80 60 41 28 42 62 75 70 18 20 25 26 3 4 4 8 $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749__________________ 16 34 69 85 70 10 18 36 38 41 18 14 25 32 43 5 8 8 13 16 1 1 1 2 $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499_____ ____ ________ 59 57 40 36 27 24 61 67 77 19 25 20 $1,000-$1,249__________________ $1,250-$1,499__________________ $1,500-$1,749_________ _______ $1,750-$1,999_____ ____________ $2,000-$2,249__________________ 40 58 64 67 67 26 31 33 35 29 19 42 57 83 79 7 20 17 22 25 $2,250-$2,499...................... .......... $2,500-$2,999____ ____ ________ $3,000 and over........ .......... ......... 63 90 221 30 41 71 57 O c c u p a tio n a l g r o u p : w a g s ea rn er 2 2 3 2 9 12 12 15 4 9 5 10 17 29 41 26 4 1 2 4 2 12 4 14 13 21 3 5 3 6 10 9 33 27 45 2 3 1 2 6 7 4 8 9 17 27 49 40 (*) (*) C le r ic a l B u s i n e s s a n d p r o fes sio n a l 88 152 22 29 25 See p. 197 for notes on this table. *Averages of less than $1 and percentages of less than 0.1 are not shown. 8 6 4 8 18 8 17 22 23 34 87 TA B U LA R N E W 195 S U M M A R Y E N G L A N D , 4 S M A L L C IT IE S T able 9.— R e c rea tio n : A verag e m o n e y exp en d itu re fo r recreation o f specified ty p e s , by o ccu p ation , f a m i ly t y p e , and in co m e , in 1 ye a r , 1935-36— Continued Number of families Occupational group, family type, and income class Eligible F a m ily ty p e : (3) (2) (1) Report ing ex pendi tures Average money expenditure for recreation Paid admissions Total Movies (4) (5) Other (6) Equip ment for games and sports Other (7) (8) T ype I $250-$499__________ _______ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 12 56 134 175 158 7 16 33 46 47 $3 16 26 21 34 $3 5 9 7 13 $1 2 2 2 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000 and over_________ . ___ 118 97 84 52 35 63 38 34 21 20 9 14 43 57 71 52 73 170 15 16 18 17 24 21 4 5 4 7 12 21 $250-$499_____________________ $500-$749_____________________ $750-$999_____________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 5 43 155 174 188 2 22 45 58 50 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000 and over_____________ _ 145 111 66 45 27 76 67 38 36 32 16 23 $250-$499_____________________ $500-$749_____________________ $750-$999____ ________________ $1,000-$1,249__________________ $1,250-$1,499__________________ 4 18 51 111 120 2 12 18 47 53 $1,500-$1,749__________________ $1,750-$1,999__________________ $2,000-$2,249__________________ $2,250-$2,499__________________ $2,500-$2,999__________________ $3,000 and over ________ ____ 113 108 102 59 28 82 49 59 40 30 16 34 (*) (*) $4 1 3 $10 11 11 16 3 10 3 5 14 25 21 26 46 23 23 103 T y p e s I I and I I I T ypes I V (t) 15 21 27 34 (t) 6 6 9 12 (t) 18 21 20 20 25 26 50 84 71 83 93 163 2 1 2 1 (t) <•) 4 4 4 7 5 17 (t) 1 2 3 7 13 14 18 6 8 10 16 22 34 22 51 37 40 41 86 and V (t) 21 17 23 31 40 57 80 67 101 127 (t) 7 11 9 17 (t) 19 25 33 29 39 27 •Average amounts of less than $1 and percentages of less than 0.1 are not shown, tAverages and percentages not computed for fewer than 3 cases. 1 1 1 1 4 4 7 3 8 17 (t) (*) (*) (t) 1 2 13 5 12 11 3 5 9 7 16 9 14 23 31 28 38 74 Footnotes for Tables in Expenditure Tabular Summary N ew E ngland , Small C ities table 1 1 See glossary, appendix B, for eligibility requirements. Money income is equal to the sum of money expenditure (column 7) plus net surplus or deficit (column 8) plus net balancing difference (column 9.) 3 Nonmoney income from housing includes imputed income from owned family or vacation homes plus rent received as pay or gift (average amounts based on all families, whether or not they reported such non money income). 4 Includes purchases on cash or credit basis. Does not include money disbursements resulting in an increase in family assets or a decrease in liabilities. (Examples of disbursements not treated as expenditures will be found in the glossary, appendix B.) 5 See glossary, appendix B, for definitions of surplus and deficit. 6 Represents the average net difference between reported money receipts and reported money disburse ments. See glossary, appendix B. A maximum balancing difference within 5.5 percent was allowable on each schedule. TABLE l-A 2 1 A surplus represents an increase in assets or a decrease in liabilities, or both; a deficit represents a decrease in assets or an increase in liabilities, or both. 2 Some families reported neither surplus nor deficit for the year; therefore the sum of columns 5 and 6 does not always equal 100 percent. 3 Since the average amounts in these two columns are based on the number of families reporting surplus or deficit, respectively, they do not add to the average net surplus or deficit shown in column 4 for all families. TABLE 2 1 The averages in this table include money expenditures for goods and services purchased on either cash or credit basis. They do not include value of goods and services received without money expenses. Averages are based on all families, whether or not they reported expenditures for the specified categories. 2 Housing expenditures include the money expense of home owners and rent contracted for by renting families for family homes and other housing. The value of fuel, light and refrigeration is included when furnished by the landlord and included in the rental rate. 3 Includes all expenditures for operation and maintenance (see table 8 ),and the net purchase price (gross price less trade-in allowance) of automobiles bought during the schedule year. The proportion of automo bile expense chargeable to business has been deducted. See glossary, appendix B. 4 Includes paid admissions, equipment and supplies for games, sports and other recreation, club dues, and the like. Does not include expense for transportation, food, or lodging while on vacation. * Taxes include only poll, income, and personal property taxes. All other taxes, such as those on real estate, amusements and retail sales taxes are included as a part of the expenditure for these items. Gifts do not include gifts from one member of the economic family to another. TABLE 3 1 Includes expenditures for board at school, which amounted to less than 5 percent of average food expense for all families. Among families in the business and professional categories, it amounted at most to an aver age of $33, at the income level $3,000 or over. For families of types IV and V, it amounted at most to an aver age of $90, at the income level $3,000 or over. 2 See glossary, appendix B, for method of deriving this figure. TABLE 4 4 Includes housing expenditure for both owners and renters. Average amounts for renting families are based on rental rate contracted for. Value of fuel, light and refrigeration included when furnished by the landlord and included in the rental rate. See table 4-A for percentage of families for whom those facilities were included as part of the rental rate. 2 See table 4-A for separation of expense for owning and renting families. 3 Includes net money expenditure for owned or rented vacation homes, lodging while traveling or on va cation, and room at school. 4 See glossary, appendix B, for method of deriving this figure. Includes nonmoney income from owned vacation homes, which amounted at most to an average of $2 for all families, at the income level $2,500 to $2,999. 3 Percentages based on the average value of all housing (column 6). TABLE 4-A 1 These two percentages do not always add to 100, since families that both owned and rented during the year, or received rent as gift or pay, are not included in columns 4 through 7. 2 Percentages based on renting families reporting these facilities included in rent at the end of the schedule year. TABLE 5 1 Excludes value of fuel, light and refrigeration furnished by the landlord and included in the rental rate. Fuel received without money expense is not included in this average, but amounted to less than 5 percent of money expense for fuel, light and refrigeration for all families except those with incomes of $250 to $499 and those with incomes of $750 to $999. 2 See glossary, appendix B, for items included. 196 TA B U LA R S U M M A R Y 197 TABLE 6 1 Value of clothing gifts from one family member to another are included in the average expenditure for the member receiving such gifts. Gifts of clothing to or from individuals outside the economic family are excluded. 2 For families of type I, averages and percentages shown in columns 7 and 10 are for individuals who were members of the economic family less than 27 weeks, and were therefore not considered equivalent members in determining family type. See glossary, appendix B, for method of classifying families by type. TABLE 7 i See glossary, appendix B, for items included. T ABL E 8 1 To obtain the average expense of operation for families owning automobiles, divide the average shown in this column by the corresponding figure in column 4 and multiply by 100. 2To obtain the average net purchase price (gross price less trade-in allowance) for families purchasing automobiles, divide the average shown in this column by the corresponding figure in column 5 and multiply by 100. TABLE 9 See glossary, appendix B, for items included. Appendix A Sampling Procedure in Cities of the N ew England Region T h e Controlled Sample Several considerations prompted the decision to employ a relatively unique sampling procedure in the Study of Consumer Purchases. The study aimed to describe expenditure patterns of families of differ ent size and composition regardless of their numerical importance in the community as a whole. It was necessary therefore to restrict the number of schedules obtained from the more numerous elements of the population and to secure a disproportionate number from the rarer groups. These controls facilitate the type of analysis which “ holds other things equal” while the effect of a given factor is in vestigated. When an equal number of cases is secured for families of given type, occupation, and income, it is much easier to study changes in expenditure patterns with increase in income, holding occupation and family type relatively constant. In addition, since the collection of statistics on family expenditures is very time con suming and requires great skill, it was necessary to limit the number of schedules secured to a minimum which would yield reliable gen eralizations. The present study attempted to throw light on the expenditure patterns of all classes of the population— high income groups as well as low, families deriving their incomes primarily from business and professional occupations as well as the clerical and wage earner groups. Still another consideration was the desire to provide results which would be comparable from one city to another and in different regions of the country, minimizing or controlling the differences in racial, nativity, or occupational composition of the population in each place. From the point of view of comparability with future studies, further more, the restriction of the study to an American born population was deemed advisable since the control of immigration is resulting in a progressively larger proportion of native born individuals in this country. A “ controlled sample” accompanied by a random sample seemed to meet all of these requirements.1 Appendix A of Volume I pre1 The use of a “ controlled sample” was proposed in “ A Suggested Plan for an Inquiry into the Economic and Social Well-Being of the American People” prepared by a special committee of the Social Science Re search Council in September 1929. The circumstances under which the present study was conducted made possible a large preliminary random sample and thus permitted the selection of families for the expenditure survey by income, occupation, and family type. 113991°— 41------ 14 199 200 F A M IL Y E X P E N D IT U R E S I N N E W E N G L A N D CITIES sented a detailed description of the sam pling procedure used in the stu d y of a random sam ple of fam ilies in five cities of the N e w E n glan d R egion . T h e present discussion will be concerned prim arily w ith the controlled sam ple in the large city of Providence, R . I . ; in the two m iddle-sized cities of H averhill, M a ss, and in four sm all cities: W a llin gford , B ritain, C o n n .; C o n n ., W illim a n tic, and N ew C o n n ., Greenfield, M a s s ., and W e stb ro o k , M a in e .2 B o th the collection and tabulation plans of the stu d y provided th at data on expenditures secured from fam ilies in the m iddle-sized cities, and sim ilarly in the sm all cities, were to be com bined to yield a pattern of expenditure for fam ilies in m iddle-sized cities and an other in sm all cities of the N ew E n gland region which could be co m pared w ith the expenditures of fam ilies iu the large city studied in this region. I t wras recognized that there w ould be an insufficient num ber of fam ilies in any one m iddle-sized city or in any one sm all city to provide a large enough sam ple for tabulation b y the controls desired, b u t the m iddle-sized cities together and the sm all cities together w ould have large enough populations to yield the desired q uota of fam ilies of the typ e to be studied. General collection procedure.— Before turning to the m eth od b y which the sam ple was controlled, a brief description of the general sam pling and collection procedure of the study is presented. T h e inform ation of the Consum er Purchases stu d y was secured through interviews of fam ilies by field agents who recorded the inform ation given by fam ily m em bers upon schedule form s shown on pages 2 1 3 -2 1 8 .3 T h e addresses of fam ilies to be interview ed were obtained b y a random sam pling of the addresses listed in the city directory which was current at th at tim e for each city. T h e first field agent assigned to each fam ily obtained the “ record card” in form ation (which related prim arily to n a tiv ity and n um ber of persons in the fa m ily) and if the fam ily proved to contain a husband and wife, both n ative born white who had been m arried at least a year, a “ fa m ily schedule” p ation, (covering data ^on fam ily m em bership com position, occu and incom e) 2 war obtained in the sam e in terview .4 The Income data on Greenfield and Westbrook were published by the Bureau of Home Economics and hence were not included in vol. I of this series. 3An investigation of family income and consumption by means of schedules filled after the end of the report year is confronted with questions concerning the degree of accuracy with which families may be expected to remember details of expenditures made over a period of 12 months. It is admittedly impossible to obtain by the schedule method precise records of expenditures for each item included in family living. It is believed, however, that accuracy sufficient for the purposes of generalization can be achieved. One means toward this end followed by the Study of Consumer Purchases was the use of highly detailed schedule forms which served to remind families of the wide variety of items for which they might have incurred expenditures during the year. Such schedules, filled through painstaking interviews, provided data that in the great majority of cases undoubtedly represented closely the spending patterns of the families inter viewed. 4In addition to the regular sample, a smaller sample consisting of foreign born and Negro families and of incomplete native white families was asked to give the family schedule data except in Willimantic. 201 S A M P L IN G PROCEDURE random sample in Providence, where a 60 percent coverage was taken, yielded 36,046 families of which 10,755 were eligible for the family schedule information. The 50 percent random samples in Haverhill and in New Britain provided a total of 14,472 families of which 4,634 met the eligibility requirements for the family schedule interview. In the small cities record card information was obtained from 10,254 families; this total represented a 100 percent sample in Wallingford and in Willimantic, a 50 percent random sample in Green field and a seven-eighths random sample in W estbrook. Of these families, approximately 4,368 were eligible for the family schedule information. W h e n the fa m ily schedule was returned to the office, it was edited for com pleteness and consistency. T h e total fa m ily incom e was co m puted and codes for the incom e, occupation, and fa m ily type were placed on the card. I f the fa m ily proved to belong to the group from which expenditure inform ation was desired (on the basis of the con trols described on p. 203), a different field agent was assigned to secure such data. T h e second agent explained to the fa m ily the purpose and plan of the expenditure stu dy and then proceeded to obtain the details called for on the “ expenditure sch edu le.” (See schedule form , p. 213.) In the course of this second interview the field agent also reviewed w ith the fam ily selected item s reported on the fa m ily schedule. Each fam ily selected for the controlled sam ple was asked n ot only for the expenditure schedule inform ation, bu t also for the detailed check list data. Check list form s and check list data are presented in B . L . S. B u lletin 648, vols. I I , I I I , and I V . E xpenditure schedules were obtained from 1,217 Providence fam ilies, from 854 fam ilies in H a v e r h ill-N ew B ritain and from 1,034 fam ilies in the 4 sm all cities. Figures on the num ber of check lists obtained from fam ilies giving expenditure data are available for the com bined N ew E n g la n d -E a st C entral regions. In the large and m iddle-sized cities of these 2 regions, 3,675 fam ilies gave detailed food check lists and 3,796 reported the furnishings and equipm ent check list detail. In addition, inform ation on the clothing check list was supplied for 14,073 fam ily m em bers in the controlled sam ple of the large and m iddle-sized cities of the N e w E n glan d and E a st Central regions. A p p roxim ately 25 percent of the total of each typ e of check list was provided b y Providence fam ilies and about 15 percent by H a v erh ill-N ew B ritain fam ilies. T h e num ber of check lists taken in the sm all cities of the N e w E n g la n d -E a st C en tral regions was as follow s: F oo d , 1,606; furnishings, 1,958; and clothing, 6,968. R o u gh ly fou r-ten ths of each type of check list were taken in the sm all cities of W a llin g fo rd , W illim a n tic, W estb ro o k , and Greenfield. W h e n the expenditure schedules and check lists were returned to the office, a careful editing and arithm etic check of the entries took place. T h e repeated and careful editing of each schedule for reason- 202 F A M IL Y E X P E N D IT U R E S IN N E W E N G L A N D CITIES ableness and internal consistency was of vital im portance to the q u ality of the schedules obtained. T h is process helped n ot on ly to id en tify schedules th at were w holly or partly fictitious, b u t also to correct errors arising from unintentional m istakes on the part of the fa m ily or the interviewer. T h e com plexity of the schedule and the interdependence of m a n y sections m ade intelligent editing at once v ita lly necessary and unusually effective for attaining reasonable accuracy in the results. E v e ry expenditure schedule had to m eet certain requirem ents before it was acceptable for tabulation . T h e m ore im p ortan t of these were: (1) th at the schedule m eet certain standards w ith respect to co m pleteness. Schedules were considered sufficiently com plete for tab u la tion if the to ta l expenses of all m ajor groups of item s were reported. T h u s, because of the lim itation of tim e and funds tow ard the close of the field w ork schedules were considered acceptable even though the expenditure for every specific item was n ot recorded. In general, how ever, relatively few schedules contained unknow n expense item s since section totals were usually secured b y addition of the expenses for specific item s. (2) th at the inform ation given appeared to be reliable. N o n e of the standards for acceptability of expenditure schedules was so con strued as to perm it the acceptance for tabulation of a schedule which was considered unreliable b y either the field agent or the supervisor. A schedule w ith m a n y unexplained om issions and inconsistencies was w ithheld from tabulation on the grounds of unreliability, even though, strictly speaking, it fell w ithin the definition of an acceptable schedule. (3) th at the discrepancy betw een receipts and disbursem ents w as less than 5.5 percent. T h is is referred to as the “ balancing difference” and is described in the glossary. (4) th at additional inform ation secured during the expenditure interview did n ot m ake the fa m ily “ ineligible” for an expenditure schedule according to the eligibility requirem ents show n below . Schedules which were unacceptable for tabulation were returned to the agent or to a check interview er who attem p ted to secure the m issing inform ation from the fa m ily, or, in the case of too large a balancing difference, an effort was m ade to determ ine whether the incom e or the expenditure data, or b oth were in error. A random sam ple of no less than one out of every five of the first expenditure schedules su bm itted b y each agent was checked w ith the fa m ily b y a m em ber of the supervisory staff. L ater a larger or sm aller proportion was checked as conditions w arranted, b u t never less than 1 in 20 schedules was “ check in terview ed,” and fictitious schedules or serious errors were thus caught. T h e early results of rechecking deter m ined, in the case of each agent, whether his work should be m ore or less in tensively checked thereafter, or w hether he should be dism issed. S A M P L IN G PROCEDURE 203 On the whole, the percent of agents guilty of deliberate falsification was very small. Controls or eligibility requirements .— Only families having specified characteristics were asked to give information on their expenditures. The characteristics of the families treated as eligible for the con trolled sample in the New England region were as follows: 1. N ativity and color .— White families in which both the husband and wife were born in continental United States or Alaska. 2. F a m ily com position.— Families in which the husband and wife had been married at least a year and families in which both husband and wife were dependent upon a common income for at least 27 weeks of schedule year. Families of types I to V as defined in the glossary, page 220. Data secured from family type II were tabulated and analyzed with data from type III. Similarly data for types IV and V were pooled in the computation of averages and percentages. 3. N on reliej status.— Families not having received relief during the schedule year. 4. Living arrangements.— Families maintaining housekeeping quar ters for at least 9 months during the schedule year. 5. Room ers and boarders.— Families not having roomers or boarders, or families having not more than the equivalent of one roomer and/or boarder for the year. (Sons and daughters or other relatives with separate incomes, from whom it was impossible to obtain complete information on expenditures were treated as boarders or as guests, depending on whether they paid the family for room or board.) 6. Guests.— Families with not more than the equivalent of one guest for half a year (26 guest weeks). (If guest lived with the family for 27 weeks or more the family was not asked to give the expenditure data.) 7. Occupational group.— Six occupational groups. Families were classified in the occupational group from which the major part of their earnings was secured. In the collection and tabulation of the data on expenditures, however, no distinction was made between inde pendent professional and independent business groups in the Provi dence sample. In the middle-sized cities, the salaried business group was not separated from the salaried professional group; also the independent professional group was not separated from the inde pendent business families. In the small cities, the four business and professional groups were not separated. (See table 1, and glossary p. 220.) 8. Incom e class.— In Providence, families having incomes from $500 to over $7,500. In Haverhill-New Britain, families having incomes of $250 to over $5,000 and in the four small cities, families having incomes of $250 to over $3,000. The income classes eligible varied with the different occupational groups. 204 F A M IL Y E X P E N D IT U R E S IN N E W E N G LA N D C IT IE S Since families in the business and professional categories were relatively infrequent at the lower income levels and since the same was true of wage earners and clerical families at the upper levels, it seemed inadvisable to attempt to secure data from the same income classes for each occupational group. N ot only would it have been very time-consuming and expensive to locate the infrequent occu pational groups at the extremes of the income scale but expenditure data secured from such families would not have been representative of any large group. Therefore, at the income levels under $1,250 in Providence and under $1,000 in the other cities, the expenditure study was limited to families in the wage-earner and clerical groups. At the higher income brackets of $2,500 and over, the wage-earner and clerical groups were relatively infrequent. Families of business and professional persons on the other hand, predominated at the highest income levels in the white group, so it was from such occu pational groups that the expenditure patterns of relatively highincome families were secured. The classification of families on the basis of the three controls of income class, occupational group, and family type constitutes what has been referred to in this report as a “ cell.” Since the number of cases to be secured in each cell was limited to six, it was of para mount importance to obtain randomness in the selection of families for these “ cells.” Great care was therefore taken to guard against the introduction of a bias. Even the first small random sample would have yielded all the desired cases for the most frequent popula tion groups. If the cells drawn from the modal population group had been filled from the first sample, they would have been much more homogeneous with respect to the period covered by the data than cells which represent the less frequent population groups, and any greater variability within the latter cells might have been at tributed to income, occupation, or family type while it might actually have been due to price changes occurring while the study was in progress. This possible bias was minimized by the provision that not more than 50 percent of the cases in cells representing the most frequent population groups were to be chosen from any one of the series of random samples secured in the family income survey and that all expenditure schedules which were discarded later because income and expenditures did not balance should be replaced by cases drawn from recent samples. It is recognized, however, that these provisions did not entirely eliminate the bias introduced by the time element. A n effort was m ade to obtain six fam ilies of each occupational group or com bination of groups in m o st cells. T h e n um ber of fam ilies S A M P L IN G 205 PROCEDURE called for b y plans which were form ulated prior to the field work is show n in table 1. In sofar as practicable, the collection staff a ttem p ted to secure the num ber of schedules shown in this plan. In the course of the survey, it was observed th at the original plans tended to elim i nate too m a n y of the lower incom e wage-earner and clerical fam ilies in Providence, so the eligibility requirem ents were altered so as to include such fam ilies. Sim ilarly, there appeared to be a sufficiently large num ber of wage-earner and clerical fam ilies w ith incom es of $ 2 ,2 5 0 to $ 2 ,5 0 0 in the m iddle-sized and sm all cities to ju stify ex tending the upper incom e lim its of the eligible group to include this incom e class. The number of expenditure schedules obtained and used in the tabulations varies somewhat from the number shown in the plans. (See table 1.) The discrepancies may be attributed to several factors— the most important of which was the fact that families of specified types at certain income levels were not sufficiently numerous to yield the desired number of schedules. Furthermore, not all families from which expenditure data were desired contributed the informa tion. Some had moved out of the city, others could not be found at home, while still others were unable or unwilling to give the detailed information requested. Of the schedules which were secured, a number had to be discarded because of inconsistency, incompleteness, or unreliability of data shown. T able 1. — N u m b er o f schedules desired and nu m ber obtained in controlled sam ple A. PROVIDENCE [Nonrelief native white complete families! Salaried Wage earner Professional Income class De Ob sired 1 tained Under $250________ $250-$499__________ $500-$749__________ $750-$999__________ $1,000-$l, 249______ $1, 250- $1, 499______ $1, 500-$l, 749______ $1, 750-$l, 999______ $2.000-$2. 249______ $2, 250-$2, 499______ $2, 500-$2, 999______ $3,000-$3,499 _ _ $3, 500-$3, 999 ____ $4,000-$4, 999______ $5,000-$7, 499______ $7, 500 and over____ 30 30 30 30 30 30 30 30 30 34 49 51 35 49 41 31 24 De Ob sired 1 tained 30 30 30 30 30 30 30 i Equally distributed among 5 family types. Business Independent business and professional De Ob sired 1 tained De Ob sired 1 tained Clerical 30 33 37 44 36 32 24 28 De sired 1 Ob tained 30 30 30 30 30 30 30 15 15 15 15 13 15 31 22 13 22 23 10 14 16 3 30 30 30 30 30 30 30 15 15 15 15 See p. 220 for description of types. 12 20 26 22 24 28 25 19 16 13 12 30 30 30 30 30 30 30 30 30 30 30 25 19 25 16 12 33 21 12 16 20 10 206 T able F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S 1 . — N u m b er o f schedules desired and n u m ber obtained in controlled sa m p le — Continued B. H A V E R H IL L , N E W B R IT A IN Professional and business Wage earner Clerical Salaried Income class Independent Desired 1 Obtained Desired 1 Obtained Desired 1 Obtained Desired 1 Obtained Under $250 ___ $250-$499 $500-$749 ________ $750-$999 $1, 000-$l, 249_______ $1, 250-$l, 499_______ $1, 500-$ i, 749_______ $1, 750-$l, 999_______ $2, 000-$2.249_______ $2 250-$2, 499 $ ’ 500-$2, 999 ___ $3,0C0-$3, 499 ____ $3. 500-$3, 999 _ . $4, 000-$4, 999 ____ $5,000 and over__ _ 2 30 30 30 30 30 30 30 30 7 26 50 50 51 41 37 36 23 30 30 30 30 30 30 30 9 21 33 37 27 32 23 23 30 30 30 30 30 30 30 30 30 30 30 12 21 24 18 27 13 34 17 14 7 6 30 30 30 30 30 30 30 30 30 30 30 19 10 23 19 10 9 18 12 1 8 6 C. W A L L IN G F O R D , W IL LT M A N TIC , W E ST B R O O K A N D G R E E N F IE L D Professional and business Clerical Wage earner Income class Desired 1 Obtained Desired 1 Obtained Desired 1 Obtained Under $250 ______________________________ $250-$499 ______________________ ______ $500-$749 _______________ ______ $750-$999 _____ __________________ $1,000-$l, 249 . __________________ $1,250-$l, 499 . __________ $1, 500-$l, 749 ____________________________ $1,750-$l, 999 _________________ _______ ____________________ $2,000-$2,249 _ $2, 250-$2, 499_____________________________ $2, 500-$2, 999 _________________________ _ $3,000 and over _ _ _ ____ _ _ i Equally distributed among 5 family types. 30 30 30 30 30 30 30 30 11 40 78 89 81 80 60 41 28 30 30 30 30 30 30 30 30 10 18 36 38 41 36 27 24 30 30 30 30 30 30 30 30 26 31 33 35 29 30 41 71 See p. 220 for description of types. Another obstacle to an exact control of the number of schedules in each cell resulted from shifts in the cell classification of families after the detailed interview on expenditure data. The income class in which the family was classified on the basis of the relatively short family schedule interview did not always correspond with the income class in which the family fell on the basis of the interview for expendi tures. The shifts arose partly from the fact that the methods of computing income differed slightly for the two schedules, and partly from the fact that sources of income which the family had forgotten to mention to the agent obtaining the family schedule data occa- S A M P L IN G PROCEDURE 207 sionally came to light in the course of the long interview in connection with the discussion of expenditures.6 In general, these shifts were compensating and involved changes of only one income interval— to the next higher or lower income class. Changes in the family type classification also resulted from the longer interview— largely because of differences in the definition of the economic family. Whereas all related persons living under the same roof, or eating at least two meals daily with the family whose income could be ascertained were included in coding the family type for purposes of the family schedule tabulation, only persons dependent on a common family fund whose expenditures could also be ascertained were regarded as members of the economic family in the controlled sample. The discrepancies in the codes resulting from these differ ences, however, were negligible. The shifts in occupational code resulting from the longer interview also were relatively infrequent. Aside from the effect of discrepancies arising from different defini tions of the economic family, the longer interview brought to light additional facts concerning the net earnings of various family mem bers. Detailed information on automobile expenditure, for example, occasionally revealed a different, and more accurate figure for occupa tional expenses than that which had been deducted when reporting the net earnings of family members in the family schedule interview. The above discussion of changes in cell code has been presented primarily to give the reader some insight into the type of problems involved in obtaining equal numbers of cases in each cell in the con trolled sample.6 Since the final classification of families into family type, income and occupational group was prepared during the final office edit of an expenditure schedule, it was inevitable that changes 5 Because of the extensive coverage of the family income survey, it was necessary to keep the time of the family schedule interview as short as possible. On that account information on the expenses of an owned home other than interest payments was not obtained from the families covered in the large random sample. Therefore, in estimating non-money income from home ownership for the income report, it was necessary to resort to a table of estimated average expenses at given rental values. During the expenditure interview, however, figures were obtained on expenses such as taxes, repairs, special assessments, and insurance and thus a revised figure on the nonmoney income from owned home was computed by subtracting the actual rather than the estimated expenses from the total rental value. Similarly, for families having boarders the income figure on the family schedule included the estimated net income from boarders after deductions had been made for the cost of food; these deductions varied with the amount of the payment for board and were estimated on the basis of data secured in the Bureau of Labor Statistics study of the money disbursements of wage earners and clerical workers. At the time of the ex penditure schedule interview, detailed information was obtained on the food expenditures of the family, from which it was possible to compute more accurately the money expense for boarders' food, and thus to gauge more correctly the net income from boarders. No attempt was made at the time of the family schedule interview to determine nonmoney income from an owned vacation home. This figure was obtained, however, from information secured during the expendi ture interview, and is included in the income figure by which families in the controlled sample were classified. Furthermore, rent received as a gift is not included in the income figure of the family schedule but it was taken into account in deriving the income classification of families giving expenditure data. 6 In the middle-sized and small cities a further obstacle to obtaining the exact number of schedules desired in each cell arose from the fact that schedules from rather widely separated cities were used to fill each cell. Since the collection of schedules was being carried on simultaneously unavoidable duplication resulted because some assignments in each city yielded schedules at the same time. 208 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S would tend to increase the number of schedules in some cells and decrease others. W eig h tin g the controlled sa m p le .— Having limited the number of schedules obtained from families in different income, occupational, or family type groups, it is obviously impossible to treat the results as though they comprised a random sample and constituted a pro portional cross-section of each of the elements of the population. It is not valid, for example, to add together the expenditures of an equal number of wage earners, clerical, and business and professional workers at the $1,250 to $1,500 income level and assume that the resulting figure represents the expenditures of families as a whole in this income bracket. Such an assumption would be justifiable only if (a) the expenditures of the different occupational groups were identical within an income class or if (b) the random sample contained an equal number of families in each occupational group at the given income class. Since one of the purposes of the present study was to discover whatever variations there may be in the expenditure patterns of families in different occupational groups, the first assumption was obviously precluded. As for the second assumption, the random sample analyses have revealed great differences in the proportions of families in the various occupational groups, so simple summation of the expenditures of the several groups will not yield an accurate picture of family disbursements. Family types or income brackets also should not be combined without first taking into account the number of cases in the random sample of eligible families. All expenditure averages and percentages of families reporting specified expenditures shown in the Tabular Summary and text tables are weighted by the frequency of eligible families in the constituent groups.7 Thus, the figures for each occupational group at each income level were derived by weighting or multiplying the averages for the constituent family type groups by the number of eligible cases in each. Similarly the averages for each family type have been weighted by the frequency of the different occupational groups in given family types. Furthermore, the averages for each income bracket have been built up by weighting the occupational averages which in turn have been weighted by the family type averages. If the reader is interested in further combinations of data by income level, he should multiply the averages shown for such income levels by the number of 7 Shifts in cells presented some difficulty in preparing the basic tabulations, namely, expenditure schedules appeared in cells for which no weights were available since no eligible cases had been classified in these cells in the tabulation of the random sample. It was decided to give cells in which no random sample schedules were secured but in which expenditure schedules appeared a weight equivalent to the number of expenditure schedules appearing in the tabulations. These arbitrary weights would tend to make the num ber of families in the city appear greater than was actually found but counterbalancing these added weights was the fact that a number of cells which contained eligible cases in the random sample had no expenditure schedules, and thus were not utilized. S A M P L IN G eligible fam ilies in each. 209 PR OCEDURE T h e weights for each incom e class are show n in colum n 4 of table 2. T h is table which is presented for Providence and for H a v e rh ill-N e w B ritain also enables the reader to com pare the eligible sam ple oi n ative w hite com plete families w ith the random sam ple of all n ative w hite com plete fam ilies. T 2a . — In c o m e distribution o f fa m ilie s in P rov id en ce , R . I . , and o f different sam ples obtained , sh ow in g relation of controlled sa m p le to ra nd om sa m p les a b l e Native white conlplete families 4 All fami lies 1 Eligible for con Control led trolled sample 2 sample * All Income class (1) Relief and nonrelief Total______ _______ ____________ ____________ Under $250 _ ____________________ __ ___ $250-$499__________________ , _______________ $500-$749___________________________________ $750-$999__ •________________________________ $1,000-$1,249________________________________ $1,250-$1,499_______________________________ $1,500-$1,749________________________________ $1,750-$1.999________________________________ $2,000-$2,249________________________________ $2,250-$2,499____________________________ $2,500-$2,999________________________________ $3,000-$3,499________________________________ $3,500-$3,999________________________ $4,000-$4,999______________________________ $5,000 and over____________ __ ___________ (2) (3) (4) (5) Relief and Nonrelief Nonrelief Nonrelief nonrelief 58, 455 18, 885 16, 457 2. 958 5, 432 8, 716 8,163 8, 077 5, 932 4. 650 4,010 2,739 1,708 2, 269 1,274 799 723 1,005 370 1,060 2,020 2,226 2, 405 2,169 1,685 1. 695 1,223 787 1,066 697 414 376 692 177 462 1,010 1,818 2, 274 2,125 1,667 1,683 1.217 787 1,063 695 414 376 689 560 1,236 1, 498 1,660 1, 254 1,294 946 604 774 342 196 210 404 30 64 82 138 133 167 134 104 135 69 41 46 74 1 Includes all complete and incomplete native and foreign white families. (See vol. I, Tabular Summary, sec. A.) This table excludes Negro and other non-white families because of their relative infrequency. 2 These figures are the weights for the controlled sample. It includes only 6 occupational groups and 5 family types. (See eligibility requirements, p. 203.) Due to cell shifts (see discussion, p. 206) the number of eligible families used in weighting differs slightly from the number of eligible families obtained on the basis of the family schedule interview. 3 Unweighted count of the number of expenditure schedules secured in 6 occupational groups and 5 family types. 4 Figures in columns 1, 2. 3, and 4 represent the estimated number in a 100-percent coverage of the city. While it is possible to make an estimate of the total consumption of families in these New England cities by income levels from the expenditure data and the income distribution shown in column 1 of table 2, such an estimate presupposes that expenditures of foreign families, incomplete families, and families securing relief are like those of the nonrelief native complete families surveyed in this study. The Bureau of Labor Statistics is making a comparison of the expendi tures of families with native- and foreign-born homemakers in the wage-earner and clerical groups having comparable incomes and family composition. Preliminary results do not indicate significant differences in expenditures for groups of items by the two nativity groups. As yet, no data are available comparing the expenditures of incomplete and complete families. 2 1 0 T F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S 2 b . — In c o m e distribu tion o f fa m ilie s in m id d le-sized cities 1 o f the N e w E n g la n d reg io n , sh ow in g relation o f controlled sa m p le to rand om sa m p les a b l e Native white complete families Income class All fami lies in combined cities 2 Relief and nonrelief Total - ____ - - _____ Under $250 ______________________________ $250-$499___________________________________ $500-$749___________________________________ $750-$999___________________________________ $1,000-$1,249________________________________ $1,250-$1,499________________________________ $1,500-$1,749________________________________ $1,750-$1,999________________________________ $2,000-$2,249________________________________ $2,250-$2,499________________________________ $2,500-$2,999________________________________ $3,000-$3,499________________________________ $3,500-$3,999________________________________ $4,000-$4,999________________________________ $5,000 and over_______ _ __________ __ Eligible for con Control led trolled sample 3 sample 4 All Relief and Nonrelief Nonrelief Nonrelief nonrelief 28, 774 9, 554 7, 875 1,494 2, 333 4,195 5,130 4, 321 3,180 2. 293 1, 832 1.228 793 901 469 218 216 171 242 466 955 1,309 1, 372 1,254 937 808 676 381 500 259 134 136 125 59 209 437 949 1,174 1,188 894 790 662 369 495 258 134 132 125 120 314 700 944 950 708 648 528 286 228 132 52 106 90 7 35 71 114 119 115 106 96 68 52 29 15 15 12 1 New Britain. Conn., Haverhill, Mass. Estimated from samples. Includes all complete and incomplete native, and foreign white families. (See vol. I, Tabular Summary, sec. A.) 3 Includes only 6 occupational groups and 5 family types. (See eligibility requirements, p. 203.) These figures are the weights for the controlled sample. Due to cell shifts (see discussion, p. 206) the number of eligible families used in weighting differs slightly from the number of eligible families obtained on the basis of the family schedule interview. 4 Unweighted count of the number of expenditure schedules secured in 6 occupational groups and 5 family types. 2 Appendix B Schedule Form and Glossary 211 Facsim ile o f E xpend iture Schedule U . S . D e p a r t m e n t o p L abor heicItly nforcm afid tionnrteia quesG tedIn ngth ttch ed ule Ita trT ttr IxtU lu yn .ttIpttw illoen ncootoebp eerteal.etin ng byiavagin yceie ceeIp tvtdow orn n a y e th e n a n w notbeavailablefortaxationpurpotet. ill B U R E A U O F L A B O R S T A T IS T IC S Code N o_____ N A T IO N A L R E S O U R C E S C O M M IT T E E W O R K S P R O G R E S S A D M IN IS T R A T IO N D E P A R T M E N T O F A G R IC U L T U R E W ASH IN G TON Schedule N o .. C O N F ID E N T IA L INCOOPERATIONWITH I. YEAR COVERED BY SCHEDULE STUDY OF CONSUMER PURCHASES 1935 12 m o n th s b e g in n in g .. 0 V. HOUSING EXPENSE (during schedule year) D | E R E N T E D H O M E (excluding vacation homo) N um ber of weeks— M E M B E R S O F F A M IL Y Sex' Date o f interview __ E X PE N D IT U RE SCH ED U LE—URBAN II. C O M P O SIT IO N OF ECON OM IC FAM ILY B A g e n t-------------------- A Federal Works Project and en din g____________ , 193 A C it y _________ C . T . or E . D ......... Age A t borne 1. Away Present home Number o f months occupied.. 2. M onthly rental rate--------------. Husband______________ M 3. Rental concessions___________ . Wife___________________ F 4. T o t a l rent____________ 5. Repairs paid for b y family----6. T o t a l ex p en se ( 4 + 5 ) . . O W N E D H O M E (excluding vacation home) Number o f months: H I. RESIDENCE 7. Owned____________ 8. Occupied as owner.------------------ 9. Structural additions to home during year.......... ....................... In city during schedule y e a r.. 10. Paid on principal o f mortgage during year.................................. IV . LIVIN G QUARTERS OCCUPIED (at end o f schedule year) EXPENSE POE MONTHS OWNED 1. T ype o f living qu a rters______________________________________ 8. Total number o f rooms (excluding b ath room s)________________ 11. 1. T otal number o f persons occupying these rooms (including except back taxes------------------- family, roomers, paid help, and others) ___________________ 4. If fa m ily is n o w r e n t in g , d o e s Yes No a. □ Garage. □ b. □ F u r n is h □ ingse. □ Heat. □ d. □ Water. □ 14. Special assessments. 15. Repairs and replacements... r e n t in c lu d e : Yes No e. □ /• □ □ □ g. O □ 16. Insurance, fire, tornado— 17. Other._____________________ Light. R e fr ig e r a t o r (mechanical). a. □ In living quarters. b. □ Indoors, other. c. □ Outdoors. 6. Running water: a. □ Hot or cold. b. □ Cold only. c. □ None. 7. Location of toilets: a. □ In living quarters. b. □ Indoors, other. c. □ Outdoors. 8. Number of toilets: a. Flush____ b. Other____ . 18. T o t a l f o r m o n th s o w n e d 19. T o t a l f o r m o n th s o c c u p ie d (1 1-17)-------------------------- R efrig eration . as ow n e r _________________ 20. HOUSING FACILITIES 5. Water supply: Interest on mortgage... 12. Refinancing charges....................... 13. Taxes payable in schedule year, T o t a l f o r f a m il y ’s h o m e (6 + 1 9 )-------------------------- 9. Heating (check principal m ethod): a. □ Central, steam or water. b. □ Central, air. c. □ Stoves (not kitch en). d. □ Kitchen stove only. e. □ Fireplace. / . □ None. 10. Lighting: a. □ Electricity. b. □ Gas. c. □ Kerosene. .d. □ Other. 11. Cooking fuel: a. □ Gas. ft. □ Electricity. e. □ W ood or. coaL d. □ Kerosene or gas oline. e. *□ Other. V A C A T IO N H O M E 21. Vacation home owned: N et expense fo r months occupied-------------------------------------------------------22. Vacation hom e rented: R ent and repairs for months occupied___________ . ____________ 23. Lodging while traveling o r on vacation----24. T o t a l 21-23........................................ 25. Rental value o f housing received as gift or p a y 26. N et m oney value o f occupancy o f family.’s owned home________________________________ 27. Net money value o f occupancy o f owned vacation home---------------------------------------------- (1) 213 214 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S VI. HOU SEH OLD OPERATION B A O ' 1 1 . 1 1 1 F U E L , L I O H T , and R E F R IG E R A T I O N 1. Coal: Bit. 2. C oke □ □ A nth. □ Briqts. □ 3 - F u e l o il 4. 5. Unit Price 1 1 1 Earlier Seasons Latest season M onths___________ M onths.__________ M onths___________ M onths___________ M o n th s.................... Quantity Expense Quantity Expense Quantity Expense Quantity Expense Quantity Expense $ ---------- — $ ---------- $ . -------- $ ---------- $ ---------- T ota l expense fo ry e a r . (for office use) *------------------- __________ W o o d D K indling □ Kerosene □ Gaso liin » n ft. T C lfiotrifiity _____ X X X 7 - G a s ____________________ 8. Ice ___________ 9. T otal ( 1 - 8 ) _________________ — X X X — X X X X X X X X X X X X X X X X X X X X X — 10. Value o f fuel gathered b y fam ily or received free, $— 0 |D E | F ° X X X X X X X X X X X X X X X X X X — VH. M EDICAL CARE I Physician: __ — office visits at $— Physician: — __ home calls at $— 11. C ook o r general worker. 12. Cleaning m an or woman_______ Dentist______ Other specialist (specify)— 13. Laundress... 14 _ 15 - Clinic visits: N u m b er____ .. at $.. Hospital room or b e d : ____ days at $__ Private nurse: In h o s p .____ days at $__ 16. Aprons, uniforms, and gifts to paid help... Private nurse: A t h o m e ____ days at $... 17. Visiting nurse:--------------- visits at $_____ T o t a l (1 1 -1 6 )_____________________ Examinations and tests <not included afore) Medicines and drugs___________________ O T H E R H O U SE H O LD E X P E N S E E ye glasses--------------------------------------------M edical appliances and supplies_______ 18. W ater r e n t 19. Telephone: Num ber m o s .. Health and accident insurance-------------- per m o. $...------- Other_______________ ____________________ . Laundry sent out: Num ber wks_____ ; amt. $ ~ . T o t a l ( 1 -1 6 )- VHI. RURAL— URBAN B ACKGROU N D Specify service___________________________ 22. Laundry soap and other cleaning supplies... B 23. Stationery, postage, telegrams--------------------- N o. years 24. M oving, express, freight, etc_______________ 25. Other.----------------------------------------------------------- 1. On a farm o r in open country. 2 . In village o f less than 2,500._________________ 26. T o t a l (1 8 -2 5 )------------------------------------------- 3. In city of 2,500 to 10,000. 27. T o t a l h o u s e h o ld o p e r a tio n ( 9 + 1 7 + 2 6 ) — 4. In city o f 10,000 or more. (2) I State N o . years State S C H E D U LE FORM AN D IX. RECREATION A B | 0 Adults Num ber Price 215 GLOSSARY XII. EDUCATION D | E F A B 1 Children Num ber Price Expense for year Public 1. M o v ie s : Winter Spring...............- 3. Summer.............. 4. F a l l ............................. ____ $. - 1. Nursery school, kindergarten. 2. Elementary school___________ 3. High or preparatory Tuition and fees Books and sup- $_____ $ - ____ s c h o o l .. . 4. Business or technical schooL. 5 . College, graduate, or profes sional school................. ......... 6 . Ball games, other spectator sports_____________ A — — B 7. Dances, circuses, fairs.................................................. — C Expense for year G AM ES A N D SPO RTS 8 . Equipment, supplies, fees, licenses (enter year’s expense fo r each item ): Hunting, $....................... ; Fishing, $---------------------; Camping, $............. ; Trapping (sport), $-------Hiking, $.......................... ; Riding, $...................... 6 . Total, tuition (1 -5 D )___ $.. 7. Total, books and sup plies (1 -5 E )............................ Highest grade com pleted by: 13. Husband __ 8 . Special lessons__________ 9. Other (excluding board and rent)_____________ 14. W i f e - ...................... 15. Son or daughter over 16 years with m ost schooling: Baseball, $............; Tennis, $.............; Golf, $------10. Bicycles, $...... ........ ; Skates, sleds, skis, $-------- T o t a l X&-9)________ Billiards and bowling, $............; Boats, $---------- 1 1 . Board at school or col Cards, chess, other games, $---------- ; Other, $ „ . lege... 1 2 . R oom rent a t school or ______ college....................... 9. T otal (all items 8 ) ....... .......................................... O T H E R R E C R E A T IO N a. S e x ________________ b. A g e ............................. c. M em ber of economic family? Yes □ N o □ ________ Xni. OCCUPATIONAL EXPENSE (not reported as business expense or as deduction from gross income) 10. Radio: Purchase...................................................... 12. 13. 14. 15. 16. Private $ 5. Plays, pageants, concerts, lectures, forums---------- 11. D 1 E Expense for year School attended during schedule year Paid admissions to— 2. C M embers attending Batteries, tubes, repairs,.......................... Expense for year Musical instruments (specify)............ ................ Sheet music, phonograph records_____________ $. 1. Union dues, fees. Cameras, films, photo supplies________________ Children’s toys, play equipment---------------------- 2. Business and professional association dues. Pets (purchase and care)_____________________ 3. Technical books and journals_______________ 17. Entertaining in and out o f home_____________ 4. Supplies and equipment______________________ ___________ ___ 18. Dues to social and recreational clubs_________ 19. Other (specify)---------------------- -------------------------20. T o t a l ( 1 - 1 9 ) ............. .............................. 5. Other_____________________________________________ __________ 6. X. TOBACCO T o t a l ( 1 - 5 ) .......................................................................................... XIV. PREVIOUS OCCUPATION OF HUSBAND Expense for year 1 . W as husband’s occupation same during schedule year as in 1929? 1. Cigarettes: Packages per week------ © -------- £ Yes □ N o □ 2 . I f not, his occupation in 1929 v 2. Cigars: Number per week-------------- @ — — l XV.^GIFTS, C O M M U N ITY WELFARE, AN D TAXES 3. Tobacco: All other------------------------------------------4 . S m o k e r s ’ s u p p l i e s --------------------------------------------------------J5.__________ T “ otal ( 1 - 4 ) ------------- --------------------------------------- 1 . Gifts (Christmas, birthday, other) to persons not members o f econom ic fam ily (not charity). 2. Contributions to support relatives not members o f econom ic family--------------------------------------------- XI. READING 3. Donations to other individuals... 1. Newspapers: D aily------------------------------------------ 4. Com m unity chest and other welfare agencies 2. W eekly--------------------------------------3. Magazines (subscriptions and single copies)— 5. Church, Sunday school, missions_________________ 6 . Taxes: Poll, income, personal property (payable in schedule year, except back taxes)___________ 4. Booki (not ichool booh) bought dining year: Nsmber---------------5. Book rentals and library fees, public and rental libraries-------------6. Books borrowed from public and rental libraries: Nnmber------------_____ xxxx 7. Other_____________________________________________ 8. 7.________ T o t a l ( 1 - 6 ) ........... ............................................ T o t a l (1 -7 ).............. ......................................... 14—3290 <3> 1 1 3 9 9 1 °— 41-------15 216 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S XVL USUAL FOOD EXPENSE DURING EACH SEASON OF SCHEDULE YEAR A 1 Latest season of year 1 1 1 1 Earlier seasons 1 1 M/mthi FOOD AT BOMB Per week F o o d e x p e n s e a t— 1. G r o c e r y o r ge n e ra l s to r e (ex clu d in g s o a p , m a tch e s, e tc .) Per month Per week Per month Per week $ $ $ ' $ $ Per week Per month Per week Per month Per week . Per month Per week ..... 1 __ Per month Per week Per month ft ft ft ft * Per month Per week Per month Per week Per month . 4 . V e g e ta b le a n d fr u it m a rk e t A d d itio n a l e x p e n s e f o r f o o d a t hom e— 8 . O th e r f o o d a t h o m e ____________ 0. T ota l fo r w eek or m o n th ( 1 - 8 ) .................. 10. T o t a l f o r season_______ FOOD AWAT FROM HOMB (Excluding meals while sway at school, and meals carried from home) E xpense fo r — 11 . M e a ls a t w o r k __________________ — 12. TiiineliAS a t nnhnol __ ... — — — — . 13 . M e a ls w h ile tr a v e lin g o r o n v a c a t io n __ ____■_ _____ _. 1A Ot h e r m e a l s a w a y — R t m H antii I)?- Tiiuidhes________________ 1A D in n e ro 17- Tm» cre a m , c a n d y ___ _____ 18. S o ft d rin ks, b e e r , e t c _ ______ 19. T o ta l fo r w eek o r m o n th .................. ........... 20 . T o t a l f o r se a so n _______ FOOD RAISED AT HOME OR RECEIVED AS GIFT OR PAT DURING SCHEDULE YEAR TOTAL FOOD EXPENSE DURING SCHEDULE YEAR 2 1 . F o o d a t h o m e (ite m 10 )__________________ — M o n e y v a lu e o f f o o d — 24 . R a is e d f o r fa m ily ’s o w n u se.. 2 2 . F o o d a w a y fr o m h o m e (ite m 2 0 )________ 25 . R e c e iv e d a s g if t o r p a y __________ 23. 26. T o t a l ...................................................... (4) T o t a i _______ ___________ . S .-------------------------- 217 SCHEDULE FORM AND GLOSSARY XVII. AUTOM OBILES (owned at any tim e during year) XIX. OTH E R TRAVEL AND .TRANSPORTATION L O C A L -T O W O R K ; SC H O O L, ST O R E S, E T C . 1 . H ow many months during year did you own: . Bus, trolley, taxi, train, ferry boat, rent of auto__ mobile.—___ _________________________ a 1 autom obile,_____ m os.; b 2 autom obiles,_____ m os.; c 3 autom obiles,____ m os.; n o autom obiles,______ mos. O T H E R T R A V E L (Excluding business travel) 2. A U T O M O B IL E S O W N E D A T E N D O F S C H E D U L E Y E A R A B c Year bought New Used E D Make Price — 2. 19_________ a. iQ Railroad (including Pullman)______________ 3. Interurban bus-------------------------------------------4. Other (specify vehicle).. PU RC H A SE A N D U P K E E P D U R IN G Y E A R $---------- . O f m otorcycle— . O f boat, airplane, other vehicle... 4. 19_________ of car betught du ring year $----------------5. Gross price < 6 . Trade-in all<nwance f or used <jar, $.............................. T o tal ( l - 6 ) _ XX XX Proportion o f m otorcycle □ or other vehicle □ expense chargeable to business.............................. XXXX 7. Net price o f car bouight (5 m inus 6 ) _______________ 8 . M onth purchased_______Terms: Caeh □ XX. PERSONAL CARE Installment □ 9. T otal number o f miles driven during year (all owned cars) _______________miles. 10. Average miles per gallon o f gasoline,-------miles. Wife:.Haircut (usual juice, _____), shampoo, waves, manicures, facials, other___________ Husband: Haircut (usual price,--------), shaves, shampoos, other. O A S O L IN E C A B Season Num ber ol gallons 12 ________ 12 . . Children under _______) , other. Expense _________________ otal for t e a r 7. Shaving soap and cream------------------------------ ---------8 . Cold cream, powder, rouge, nail polish, perfume— ( 1 1 - 1 5 ) ........................... 9. Brushes, etc., combs, razors, files_________________ 10. Other toilet articles and preparations........................ B Expense for year T o t a l (1-1 0 ).......................................................... 11. 1 7 . O i l : N u m b e r o f q u a r t s ____________________________________ T ire s, tu b e s ; P u rch a se . . $ ................ XXI. EQ U IPM EN T O W N ED BY FAM ILY . . . . . . . ____ ___ G a ra g e p m t, p a r k in g 21 L i c e n s e s , iTV'l,,,h’ n g r e g i s t r a t i o n f e e . _________ . — 22 F i n e s , d a m a g e s p a ir ! t o o t h e r s . 23 A u t o m o b i l e in s u r a n c e , (a ll t y p e s ) 24 T W lls (h riH gA j fptrryj tu n n p .n ____ . ________ . . _ _ .... __ _ K IN D O F E Q U IP M E N T . . _ . Yes 1 r Plano , ___________ _______ 2 5 . A c c e s s o r i e s ( i n c l u d i n g a u t o m o b i l e r a d i o ) -------------------- otal 'schedule year Price No __ Season purchased 2 . P h o n o g r a p h ________ ____ X X XX — 3. R a d io T E | I f purchased in ____ 2 6 . O t h e r ( i n c l u d i n g a s s o c i a t i o n d u e s ) --------------------------------27. D | 0 Owned at end o f schedule year . . . . . _________ ___ ... 8 A 1 9 . R e p a i r s , r e p l a c e m e n t s , s e r v i c e ----------------------------------------20 price, T O I L E T A R T IC L E S A N D P R E P A R A T I O N S A 18 (usual . T ooth paste and powder, m outh wash, etc____ 1 5 __________________________ _____________________________ T Haircuts T o ile t soaps: ---------- cakes at----------------------- . . . ______________ 1 4 ...................................................................................................... 16. 16: Other members of family: Haircut (usual price, __ __), other.............................................. $ ------------- 1 1 . L a t e s t ------------------------------------------ ------------------------- ( 7 , 1 6 , a n d 1 7 - 2 6 ) ................................................. 2 8 . P r o p o r tio n o f a u t o m o b ile e x p e n s e c h a r g e a b le t o b u s i n e s s ................................................................- .............................. 5. Other mechanical refrigerator. X X X X — XX XX XXX X 4 . " R e f r ig e r a t o r , e l e c t r i c $ .......... — 6 . Ice bo x .............................................. XVIII. C L O TH IN G EXPENSE (M ake no entry if check list is used) 7 . P r e s s u r e cooker__ Expense for year 8* machine, power. Q. W a s h i n g m a c h i n e , o t h e r 1 . W ife_______________________________________________ $---------- 2 . Husband____________________________________________________ I f) . T r o n i n g m a c h i n e 1 1 . V a c u u m c l e a n e r . ..................... 12. Sewing machine, electric. 13. Other sewing machine________ 5. XXH. FURN ISHINGS AND EQUIPM ENT 6^ 7. (M ake no entry if check list is used) 8. 9. Purchased in schedule year not included in items 4-13, section X X I. T o ta l (5) T otal expense for year, $-------------------- ------------------------- 218 Expense for year 1. Interest on debts incurred for family living other than mortgage on rvompH Vinmp . „„ _ _____________________ ___ 2. Did family have checking account at any time during schedule year? YesD N o □ II || Expense for year $ II 5. Loss, other than business loss •5 II 6. Funeral, eemetery___ 7. Other______________ _ 3. Bank service charges, safe deposit box-------------------------------------------4. Legal expense (not business) __________________________________ _________________ | | 8. T (1—7)...... - otal - ____ XXIV. CHANGES IN FAMILY ASSETS AND LIABILITIES DURING SCHEDULE Y E A R ___________ 1935 t o ___________ 193... (Excluding changes due to increases or decreases in the value o f property which has not changed hands) C H A N G E S I N P R O P E R T Y O W N E D B Y F A M IL Y A N D A M O U N T S D U E F A M IL Y B A | C H A N G E S I N D E B T S O W E D B Y F A M IL Y 0 D E Changes in assets during schedule year Net amount of increase 1 . M o n e y in s a v i n g s a c c o u n t s _____________________ 9. Tn c lw w l r i r j oA m iln i.fl 3 O n hand . $ Net amount o f decrease $ .... . __________ P u r c h a s e d ................................................ A S o ld x x x x x x x x x x x x x x x x 10. S o ld p rn p p p + y * . f9 x x x x x x x x P n r fih a a p H S o l d ____________________________ 11. I m p r o v e m e n t s 1 9 . A l l o t h e r ( s p e c i f i y ) ---------- . . S .----------------------------- Net amount of decrease $ __ .......... __ X X X X X X X X X X X X X X X X 2 7 . B a c k t a x e s ( d u e b e f o r e s c h e d u l e y e a r ) _______ x x x x x x x x x x x x x x x x x x x x x x x x 3 0 . O t h e r b i l l s d u e ____________________________________ 3 1 . P a y m e n t s o n in s t a l l m e n t p u r c h a s e s m a d e p r io r t o s c h e d u le y e a r (s p e c ify g o o d s p u rc h a s e d ): (rt) a e e o n n ts d u e m x x x x x x x x x x x x x x x x x x x x x x x x ________ (r) ...... x x x x x x x x 3 2 . B a l a n c e d u e o n in s t a l l m e n t p u r c h a s e s m a d e in s c h e d u le y e a r (s p e c ify g o o d s p u r c h a s e d ): x x x x x x x x (a) -----------------------------------------------------x x x x x x x x (b) x x x x x x x x - - (c) ..................... T o t a l (1-19)........................................... _ 20. C h a r g e x x x x x x x x 20. ... 2 5 . B a c k r e n t s ( d u e b e f o r e s c h e d u l e y e a r ) _______ nf pn yT n p n t. 1 6 . I n s u r a n c e p o l i c i e s s e t t l e d ________________________ 1 7 . L o a n s m a d e b y f a m ily t o o th e r s d u rin g s c h e d u l e y e a r ( b a l a n c e n o t r e p a i d ) -----------18 . R e p a y m e n t s t o f a m ily o n lo a n s m a d e h ftfnrft ftP.hpHnlp yp q /r ................. 2 8 . T a x e s d u e i n sch e d u le * y e a r , u n p a id x x x x x x x x T m p r o v p m p n fa n n nf.ViPr rp.al *Frpf|npnpy - x x x x x x x x x x x x x x x x o n o w n e d h o m e ------------------------- 1 3 . I n s u r a n c e p r e m i u m s p a i d ( lif e , e n d o w m e n t , fLrmuit.yA 14 M o rtg a g e * o n ow n e d h o m e 2 6 . R e n t s d u e in s c h e d u l e y e a r , u n p a i d x x x x x x x x O tw Net amount of Increase 21. 2 4 . N o t e s d u e t o in d i v i d u a l s ........ 5 . R e a l e sta te: $ F 2 2 . M o r t g a g e s o n o t h e r jrwal e s t a t e 2 3 . N o t e s d u e t o b a n k s , in s u r a n c e c o m p a n i e s , s m a ll l o a n c o m p a n i e s ,............. 4 . I n v e s t m e n t s in b u s i n e s s ................................ 9, | Changes in liabilities during schedule year Liabilities M oney, stocks, real estate, other assets 33 ................................ 34. ................... ........ - - - x x x x x x x x x x x x x x x x x x x x x x x x A ll n ffiA P {a p A /n fy t T o t a l ( 2 1 - 3 3 ) ___________________ 14—3200 FAM ILY EXPENDITURES IN N E W ENGLAND CITIES X X m . OTHER FAMILY EXPENSE S C H E D U LE FORM A N D GLOSSARY 219 Classifications and Definitions o f Terms Used in T ex t and Tabular Summary The following glossary of terms is limited to those classifications and definitions needing explanation for the interpretation of the tabular and textual material on the summary of expenditures. Later publi cations, presenting more detailed data in particular fields of consump tion, will contain further definitions. Items appearing on the ex penditure schedule and on the expenditure summary which are not discussed in the present volume are omitted from the glossary. Any system of classifying goods and services necessarily has certain limitations and may not meet the needs of all groups or agencies which utilize the data. The classification adopted for the Study of Consumer Purchases is in substance one that has been found useful in other studies and which thus has the advantage of yielding comparable data. Since the uses to which specific goods may be put by consum ers vary considerably from family to family and even within the family circle, depending upon a multiplicity of factors, the decision to classify commodities in one category rather than another were necessarily arbitrary. The classifications determined upon have, however, been applied consistently throughout the tabulations. The expenditures of each family during the report year have been classified under 16 major groups of goods and services, as presented in table 2 of the Tabular Summary. This classification has been used over a period of years in similar studies of family living by such agencies as the Bureau of Labor Statistics of the Department of Labor and the Bureau of Home Economics of the Department of Agriculture. Specific definitions of terms should be prefaced by the explanation that, whenever a sales tax was in force in a particular community dur ing the period covered by the study, the estimated total amount of sales tax paid for each taxable item appearing on the schedule was added to the total expense for the item. F a m i l y .— For purposes of the Study of Consumer Purchases, an economic family was defined as a group of persons belonging to the same household and dependent upon a common income.1 Expendi ture data were secured only from families including both a husband and a wife. In the New England region the expenditure survey was restricted to families of five types. (In the East Central region white families of two additional types, including five to eight members were studied, and in Atlanta Negro families of seven types.) 1 For more detailed definition, see vol. I of this bulletin, glossary. 220 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S F a m i ly t y p e .— Families were classified according to the number and age of members, in addition to husband and wife, in one of five types, as follows: 2 T ype I II III IV No other persons (families of two). One child under 16 (families of three). Two children under 16 (families of four). One person 16 or over and one or no other person, regardless of age (families of three or four). V One child under 16, one person 16 or over, and one or two others, regardless of age (families of five or six). The above family types are based upon the equivalent number of persons under 16 years of age and the equivalent number 16 years or over in the economic family during the year. By the use of a conversion table the number of weeks of membership of persons in the economic family for only a portion of the schedule year is expressed in terms of equivalent members. If the economic family contained, in addition to the married couple, only one person who was a member for 26 weeks or less, he was not regarded as an equivalent member; had he been in the family for 27 weeks he would have been classified as one equiva lent member. If two persons, both of whom were under 16 years, were members of the economic family for a total of from 27 weeks through 78 weeks, together they counted as one equivalent member; had they been members for a total of from 79 through 130 weeks, they would have been counted as two equivalent members. The same method of computation applied to persons 16 and over. If, however, the family contained one person 16 years of age or over and one child under 16 years, each for less than 27 weeks, neither would be counted as a member of the economic family, although the period of membership for the two together equaled more than 26 weeks. O ccu pational g r o u p .— Families were also classified in one of seven groups: Wage-earner, clerical, independent business, independent pro fessional, salaried business, salaried professional, and families with no gainfully employed members.3 In general, the wage-earner classi fication included all types of skilled, semiskilled, and unskilled manual jobs which are usually paid by the hour, day, or week, rather than on a monthly or annual salary basis. In the clerical classification were grouped store clerks and salesmen working for others, as well as office workers. Professional, semiprofessional and technical workers were included in the independent professional group when employed on their own account, and in the salaried professional group when they were employed by others on a salary basis. Persons classified in the independent business group were entrepreneurs owning and operating 2 See pictogram of family types, p. 3. 3 The occupational categories are based upon the Works Progress Administration’s Manual of Work Divi sion Procedure, sec. 2, “ Occupational classification” (June 1935); and “ Index of occupations,” Circ. No. 2A (September 1935). S C H E D U LE FORM AN D GLOSSARY 221 businesses of any type. Also classified in the independent business category were families which derived the major portion of their earned income from roomers and boarders. The salaried business category consisted mainly of salaried managers and officials; chief officers of corporations drawing salaries, as well as minor executives, were thus classified in the salaried business group, even though some owned controlling interest in the business. The seventh category consisted of families that had no earnings from an occupation. The occupational classification of a family was determined by the occupational group from which it derived the major portion of its earnings during the report year, whether that portion was contributed by one or more family members.4 I n c o m e .— The total income by which the family was classified included money income (derived from earnings and other sources such as interest, dividends, pensions, etc.), and in addition, non money income from housing (for owners, the difference between rental value of the home and current expense for interest, repairs, mortgages, and the like; for renters, the value of rent received as a gift or pay). T o arrive at the figure for earnings from gainful occupations of family members (wages, salaries, profits, and other withdrawals from business for family use, tips, commissions, and bonuses), occupa tional expenses were deducted. Similarly, the figures for earned income not attributable to individual members (i. e., income from family enterprises such as the keeping of roomers and boarders or casual work in the home) represented net rather than gross income from such sources. Items classified as nonearned money income were: Interest and dividends; rents from property; pensions, annui ties and benefits; gifts in cash, etc.5 Adjusted family income, presented in chapters I and IX , consists of total income plus the value of food and fuel obtained without money expense. E x p e n d itu r e s .— M oney expenditures include all money expenses incurred during the report year for current family living, whether or not the full amount was paid during the year.6 Balances remaining unpaid at the end of the year were handled as increases in liabilities. Total expenditures include money expenditures and the value of food and fuel obtained without direct money expense. Total expendi tures are thus synonymous with “ money value of current family living” defined below. 4 For a more detailed statement see vol. I of this bulletin, glossary. fi For a more detailed statement of the components of income as used in the study see vol. I, glossary. 8 This was not true in the case of a few items such as fire insurance premiums on owned homes and con tributions to the Community Chest. For these items only the amounts paid during the year were classed as expenditures. 222 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S Value of fam ily living.— The money value of current family living consisted of money expenditures for current living, and the value of housing, food, and fuel obtained without direct money expense. The value of housing included the imputed net income from owned family and vacation homes and the rental value of housing received as gift or pay. (See below under nonmoney income from housing.) Surplus or deficit.— The difference between the fam ily’s total money income for the year and its total money expenditure was, if a positive sum, a surplus, or, if a negative sum, a deficit. This sur plus or deficit was accounted for by one or more of a series of changes in assets and liabilities, described below. Receipts.— The term receipts has been used to designate current money income plus funds made available through liquidation of assets or through credit. Disbursements.— The term disbursements has been used to desig nate money expenditures for current family living plus money used to decrease debts incurred before the beginning of the report year or to increase assets. Balancing difference.— Due to the difficulty experienced by families, few of which kept detailed records, in accounting in toto for receipts and disbursements, a margin of tolerance was set up for discrepancies between the two. If the difference amounted to less than 5.5 percent of receipts or disbursements, whichever was larger, the schedule was tabulated, this amount being carried as a balancing difference. If the discrepancy was 5.5 or larger, the schedule was discarded. In cases where disbursements exceeded receipts, as accounted for by the family, the balancing difference was negative; if receipts exceeded disburse ments, the difference was positive. FOOD Included here were all family expenses for food, together with ex penditure for such items as ice cream, candy, soft drinks, beer, and alcoholic beverages. Cod-liver and haliver oil were also considered food. N onfood articles which may be bought in grocery stores, such as cleaning supplies, matches, soap, tobacco, and food for pets were excluded from this category. Food at home.— A distinction was made between food purchased to be prepared at home and food purchased and eaten away from home. In the former category was included the cost of any food prepared at home but eaten away from home, such as home-prepared lunches for work, school, or picnics. Cost of articles such as coffee, milk, or other food, bought at work or school to supplement the home prepared lunches was classified with expense for food away from home. S C H E D U LE FORM AN D GLOSSARY 223 Food purchased to be prepared in a vacation home occupied by the family was classified as expense for food at home. The amount spent for food served to boarders was derived through use of the average expense per meal per equivalent adult (explained below), and was deducted from total expense for food at home, so that the figures shown in table 2, column 6, and table 3 of the Tabular Summary represent net family expense. F o o d a w a y f r o m h o m e .— Included here was expense for meals at work and at school (except for food carried from home), including board at school, meals while traveling or on vacation (except for food prepared in a vacation home), meals purchased on a business trip for which there was no reimbursement by an employer, other meals eaten out, and ice cream and candy, soft drinks and alcoholic beverages consumed away from home. Expense for food away from home necessarily included in many cases some expense for service and entertainment as well as food costs proper. V a lu e o f f o o d h om e-p rod u ced or received as a gift or p a y .— A value was placed on all food which was raised for family consumption or given to the family as a gift or in lieu of cash payment for services. All such food was evaluated at the retail prices prevailing in the com munity. No deductions from the evaluation of home-produced food were made for the cost of seeds and implements or for the value or cost of labor. The money value of food received as gift or pay represents the net value of all food received free plus the value of food received as pay during the year by members of the family. If members of the family received a substantial number of free meals as guests in excess of the number of meals furnished to guests (not counting house guests since they were treated as members of the household though not of the economic family, for the period of their stay), the value of meals so received in excess of those furnished was tabulated. An evaluation was made of meals which were furnished to members of the family without charge by the employer or paid for from expense accounts. Examples of such instances are salesmen reimbursed for meals taken while traveling, students working for their board at school, or waiters who received meals as part of their pay. Likewise, if the owner of a store or an employee occasionally brought home food which he received from his place of business with out payment, such food was evaluated at local retail prices and included in the total value of food received without direct money expense. However, if the store proprietor charged himself for food which he brought home regularly for family consumption, the retail value of such food was added to his money earnings and the goods were entered as purchases in the subsection for food at home. 224 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S A v era g e expen ditu re p e r m eal p er eguivalent a du lt .— In recognition of the variations in quantity, and thus in expense, of food consump tion among persons of different ages, the following scale of relative expense for various persons served from the family food supply was adopted: 7 P erson R ela tiv e fo o d e x p e n se 20 years of age and over__________________________________________ 13 to 19 years_____________________________________________________ 6 to 12 years_______________________________________________________ Under 6 years_____________________________ _____ _________________ 1. 0 1. 1 . 9 .6 These relatives were applied whether the person was a member of the economic family or a boarder, guest, or domestic servant. The relative factor applied to nurses for the sick was 0.9. The term equivalent adult is used in the text as representing one food expendi ture unit. It was assumed that 21 meals per week were eaten by each member of the economic family during that portion of the report year spent at home. For other members of the household (boarders, house guests, household help, and nurses) the actual number of meals eaten was ascertained. The average expense per meal per equivalent person was derived by dividing the total family food expense (after subtraction of expense for food eaten while traveling or on vacation) by the total number of equivalent person meals. In order to determine the expense for meals served to boarders, the average expense per meal per food expenditure unit was multiplied by the total number of meals served to boarders; the resulting sum was deducted from the total family expense for food at home. HOME M AINTENANCE H o u s in g e x p e n se .— Each family reported expense incurred during the report year for family home and other housing. Average amounts for renting families are based on the rental rate contracted for, minus any concessions granted by the landlord, and plus any repairs paid by the tenant. Housing expense for renting families included fuel, light, and/or refrigeration when one or more of these items was included in the rental rate. For owning families, all expense incurred for repairs, interest, insurance, and the like was included. Because of the fact that fuel, light, and refrigeration were included in the rent paid by many renting families, all tables in the text of the report that show housing expense include fuel, light, and refrigeration with housing. In tables 2, 4, and 4 - A of the Tabular Summary, however, housing expense does not include fuel, light, and refrigeration. 7 This scale of food relatives was developed from data secured from the Bureau of Home Economics of the Department of Agriculture, which furnished information on standard food allowances, based on actual food expense records, differentiated by age, sex, and activity. S C H E D U LE FO RM AN D GLOSSARY 225 No attempt was made to apportion and deduct from family expense an amount for space rented to roomers. Since, however, expenditure data were not taken from families having the equivalent of more than one lodger throughout the year, the value of such space was not an important item to the families. Housing expense incurred during the report year and not paid by the end of the year was included here and also carried as an increase in liabilities. Family home.— Average expense, as shown in table 4, column 8, includes only expense for living quarters occupied by the family group, whether such quarters were rented or owned. Other housing.— Included in housing expense as shown in table 2, but shown separately in table 4, column 9, is expense for vacation home, lodging while traveling, and room at school. Expenses for a vacation home, whether owned or rented, were of the same type as for a family home. If a family owned a vacation home and rented it out during any part of the schedule year, the total rent received was subtracted from total expense incurred for the home and only the net amount was tabulated. If the rent received exceeded expenses for the year, no net expense was incurred and the positive balance was included as a part of the fam ily’s income. Excluded from expense for lodging while traveling was the amount paid by a family member while traveling on business or while working out of town. These amounts were considered occupational expense and were deducted from gross earnings in arriving at family income. Housing received without direct money expenditure.— See page 226 under Nonmoney income from housing. Expenditures fo r rented homes and owned homes.— For the purpose of comparing the housing expenses of home owners and renters (table 4 -A , columns 6 and 7) a family was classified as renting only if it rented during the entire year (and received no rent as gift or pay), and as owning only if it occupied an owned home during the entire year. Expense for renters includes only expense for dwelling quarters occupied by the entire family group. The number of months of occupancy of the rented home was multiplied by the monthly rental rate to obtain the total amount of rent paid. From this sum was deducted the value of any rental concessions received by the family. Concessions were distinguished from rent as pay or gift and defined as occupancy given free by the landlord for a limited time as an in ducement to the family to rent the living quarters. T o the total rent paid was added the value of repairs or improvements paid for by the tenant, if the landlord did not reimburse the family. Rental expenses incurred but not paid during the schedule year were included here, and also carried as an increase in family liabilities. 226 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S Housing expense for owned home for the year included interest on the mortgage, refinancing charges, taxes payable, expense for repairs and replacements, special assessments, and premiums for fire, tornado, or earthquake insurance on the home. For all these items except insurance, the expense figure refers to amounts incurred during the schedule year, whether or not they were entirely paid before the end of the year. Balances remaining unpaid were carried as increases in liabilities. In the case of insurance premiums, no attempt was made to prorate payments for previous or coming years as an allocation of expense for the schedule year. Structural additions and other per manent improvements to the home were not classed as current ex penditures for housing but as increases in assets. (See p. 234, Assets and Liabilities.) I f the h om e owned and occupied b y the fam ily was a tw o -fam ily or m u ltip le-fam ily house, only th at portion o f the expense w hich applied to the living quarters of the ow ner’s fam ily was included as expense of owned hom e. T h e basis for this allocation was the com parative m o n th ly rental values of the dwelling units under consideration. The rem aining expense was deducted from gross rents received, to derive a n et figure w hich was added to the fa m ily ’s incom e. F a cilities in clu ded in re n t .— Families that were renting their homes at the end of the schedule year were asked to state which of a specified list of housing facilities were furnished by the landlord and covered by the rental rate for the living quarters. These data are presented in table 4 -A of the Tabular Summary. Facilities were n ot considered to have been included in the rent if the fam ily paid separate am oun ts for their use, over and above the rental for the living quarters them selves. N o n m o n e y in com e f r o m h o u sin g .— An attempt was made to evaluate all housing received without direct expense, whether in the form of rent as pay or gift, or of imputed income from an owned family home or an owned vacation home. Average amounts of such value are shown in table 4, columns 10-12, Tabular Summary. I f a fam ily received any rent as part o f wages or salary, as in the case of a m inister, a resident m anager, or a janitor, the estim ated m o n th ly rental value was m ultiplied b y the num ber o f m onths such premises were occupied, and the resulting am oun t was included as a part o f the fa m ily ’s incom e. I f a fam ily occupied rent free during an y part o f the schedule year, a h om e th at was owned b y a relative or friend, the rental value was estim ated for the period, and from it was subtracted any housing expense incurred b y the fam ily in connec tion w ith such occupancy. fa m ily ’s incom e. T h e n et figure was then added to the H ou sin g furnished to individual fam ily m em bers while aw ay from h om e, w hether as g ift or in return for services, was S C H E D U LE FO RM AN D GLOSSARY 227 not included in nonmoney income from housing, which relates solely to housing that served as the family home. M uch more important, on the average, than rent as pay or gift, was imputed income from owned home. If a family during any part of the schedule year occupied a home owned by a member of the family the rental value of this home was estimated (in relation to rental rates on equivalent quarters) for the period of occupancy. From this sum were deducted all expenses incurred for the home, for interest on a mortgage, repairs, taxes, special assessments, and pre miums for insurance, during the period of occupancy. The remaining amount was considered as imputed income from housing, and included as a nonmoney part of the fam ily’s total income. If the expenses were greater than the estimated rental value, the family was considered to have had a negative income from housing. The net effect was to place many home owners in a higher income class ($250 intervals) than if they had been classified on the basis of money incomes alone. Fuel gathered by the family or received as gift was valued at local retail prices. Household operation .— H ousehold operation expenses included am oun ts incurred or paid for heating and cooking fuels, light, and refrigeration, for paid household help, and for other household item s such as w ater rent, telephone, laundry, and cleaning supplies. T he expense for operating both fam ily and vacation hom es which were occupied b y the fa m ily was included in the total operation expense. I f certain expenses for operation, such as fuel, light, or w ater rent, were paid b y the fam ily for a period when the hom e was rented to som e other fa m ily, such expenses were excluded from the scheduled fa m ily ’s total household operation expense and were deducted from the gross rents received in com puting net incom e from rent. The average expense for fuel, light, and refrigeration, as shown in table 2, column 8; table 4, column 5; and table 5, column 5, of the Tabular Summary is an understatement of expense for this category since, in the case of renters, one or more of these items was sometimes included in the rent, and covered by the rental rate. Paid household help .— Included in this subsection was the expense for the em p loym en t of household help, b oth full and part tim e, b y the fa m ily during the year. N u rsem aids were classified as household help, but the fees charged b y nurses caring for the sick were grouped w ith m edical care. Ex pense for the em p loym en t of seamstresses for the duration of a specific job to m ake or repair clothing for the fam ily, or to sew household linens or m ake slip covers was included w ith expense for clothing and furnishings, respectively. T h e cost of em ploying a laundress was included in this subsection only if the laundry work was done on the fa m ily ’s premises. 228 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S Besides the cash wages paid by the family to servants, the total expense for household help included carfare for which the servants were reimbursed by the family, and the amounts spent by the family during the year to outfit their servants, as well as amounts given in tips and presents to doormen, elevator men, and delivery boys not directly employed by the family. The money value of gifts which did not represent a direct money expense to the family was not included in the expense of household help. Meals furnished to servants by the family were considered a part of family food expense rather than part of the wages paid. Other item s o f household operation e x p e n se .— Grouped in this sub section were expenditures for such items of household operation as water rent, telephone, laundry sent out, laundry soap and other clean ing supplies, stationery and postage, telegrams, moving charges, express and freight fees, household disinfectants and insecticides, wood and metal polishes, paper products for household use, and fees for garbage and trash removal. F u r n ish in g s and eq u ip m e n t .— Classified as furnishings and equip ment were kitchen, cleaning, and laundry equipment, furniture, glass ware and china, silverware, household textiles, floor coverings, lug gage, and gardening equipment. Included in this grouping also were articles of household equipment such as mechanical refrigerators, ice boxes, pressure cookers, washing and ironing machines, vacuum cleaners, and sewing machines. Yard goods for the making of household linens, draperies, and slip covers, as well as the cost of paid help for sewing these articles were likewise combined with expense for furnishings. Premiums paid for fire and theft insurance on furnishings, expense for repairs, the cleaning o f furnishings and equipment, and fees for renting furniture were also incorporated in this group of expenditures. Premiums paid during the year for insurance on furnishings were included in the total regard less of the duration of the insurance which the premium covered. The recorded prices of furniture and equipment included charges for financing articles bought on an installment plan. If, in the purchase of any of these items, a used article of the same kind was traded in, the amount recorded was the net price, that is, the gross price minus the trade-in allowance. CLOTHING Besides those articles ordinarily regarded as clothing, the following items were also so classified: Accessories such as gloves, handker chiefs, purses, umbrellas, jewelry, ties and collars, belts, garters, and suspenders; yard goods, yarns, and findings for clothing made at home, the cost of paid help for the making of clothing, dry-cleaning and pressing of clothing; repair of shoes and charges for shoeshines; fees S C H E D U LE FO RM AN D GLOSSARY 229 for renting articles of clothing; flowers for personal wear; premiums paid for insurance on clothing and jewelry. These items of expense were allocated to the individual members for whom the expense was incurred. Articles of clothing purchased for wear at work and special clothing bought for participation in sports were included with clothing. PERSONAL CARE Toilet articles and p re p a r a tio n s .— Under “ toilet articles and prepara tions” were included the following items: Toilet soaps, dentifrices, shaving soaps and creams, facial and hand creams and lotions, powders, rouge and lipsticks, perfumes, and equipment for personal care such as brushes and combs, razors, files, scissors, curling irons, hair dryers, powder pufFs, and sanitary supplies. P erso n a l services .— The following items were classified as services: Haircuts, shampoos, shaves, all types of waves, manicures, facials, eyebrow trims, dyeing and dressing of hair, Turkish baths. Tips to barbers and beauty operators were combined with the charge for the service. TR A N SPO R TA TIO N A u to m o b ile e x p e n se .— Data on automobile expense refers to auto mobiles driven by the family which were used either partly or wholly for family purposes. Expense for operation of automobiles used entirely for business purposes was not regarded as a family expense, but was included with other deductible expenses in arriving at net earnings of the family. “ Fam ily” use of a car was defined as operation of the car for such purposes as transportation to and from work, school, theater, and shopping centers, as well as for vacation travel and driving for pleasure. The use of the family car in pursuit of one’s gainful occupation was defined as business use of an automobile. The most common example of this is the use of the family car by a physician or a salesman for making professional or business calls. The procedure used by the agent in obtaining information on auto mobile expense was to ask for the total annual expense for each item specified on the schedule. If the family used its automobile partly for family and partly for business purposes, the agent then asked the family to estimate the proportion of the use which was chargeable to business. This was expressed as a percentage, and represented the proportion of business use over the period of the entire schedule year. The family was asked to base its estimate of the proportion of automobile used applicable to business on the mileage and the amount of time during which the car was so used. 230 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S T h e com plem ent of this proportion, representing the expense appli cable to fa m ily use, was then applied to each item of operating expense, as well as to the n et purchase price of a car bou ght during the year. Since further refinem ent of the data was n o t feasible, the sam e per centage was applied to each item of expense; no account was taken of internal variations in business use as between different item s, as the fa m ily was asked to report the over-all percentage. The amount of the total operating expenses which was chargeable to business was regarded as an occupational expense deductible from gross earnings. Likewise, the proportion of the net purchase price of an automobile bought during the schedule year which was chargeable to business (in the same proportion as the operating expense) was re garded as an investment of the family funds in business and was so classified in the section showing assets and liabilities, unless this amount had been excluded from the total income originally reported on the family schedule. However, the total amount still owing on such a car at the end of the year was recorded as a debt in the section on assets and liabilities, without distinction between family and business proportions. Included in the gross purchase price of a car were financing charges other than for insurance when the car was purchased on the install ment plan. The net price of a car bought during the year was derived by subtracting from the gross contract price the amount allowed on the trade-in of another car. The expense for operation included the following items: Gasoline, oil, tires and tubes, repairs and service, garage rent, parking fees, licenses including registration fees, fines and damages paid, automo bile insurance, tolls, accessories for the car, and association dues. In addition to the cost of operating a car owned by the family, operation expenditures included the amount paid or shared by a family member for operating a car owned by someone not a member of the economic family. The percentage of families owning automobiles, shown on table 8, column 4, of the Tabular Summary includes all families reporting ownership for one or more months during the schedule year. This percentage included families which purchased either new or used cars or both during the year, as well as families which had purchased cars prior to the schedule year. The percentage of families operating automobiles, shown in text table 25, was determined by the number of families reporting any operating expenditures. Hence, a family which shared the cost of operating a car owned by someone not a member of the economic family was classified as an operator. Further, since fees for drivers’ licenses were included as operating expense, a family which neither S C H E D U LE FO RM AN D 231 GLOSSARY owned a car nor shared actual operating expense might be classified as an operator. On the other hand, if a family owned a car but incurred no operation expense during the year (not even storage nor license fees), the family was not classified as an operator. These factors account for the difference in the percentage of families operat ing automobiles as shown in text table 25 and in the percentage of families owning automobiles shown in tabular summary, table 8. Other travel and transportation.— T h e cost of transportation other than b y autom obile was designated as “ other travel and transporta tio n .” A s in the case of autom obile expense, travel for business pur poses was excluded from the record of fam ily expenditures. D a ily travel to and from work was regarded as a fa m ily expense. Besides the cost of transportation on public vehicles, there was com bined under this heading the am oun t spent for the purchase and operation of vehicles other than autom obiles, such as a m otorcycle, b oa t, or airplane. I f, how ever, these vehicles were m aintained pri m arily for recreational purposes, the expense was classified as an expenditure for recreation. MEDICAL CARE D a t a on expenditures for m edical care include all expense incurred for the care of m em bers of the econom ic fa m ily during the schedule year. T h e total m edical care bill covered fees of physicians, dentists, oculists, and other specialists, cost of hospitalization and nurses’ fees, fees for m edical exam inations and tests, cost of m edicines, drugs, and m edical appliances and supplies, and health or infirm ary fees paid at college. Included also was the am oun t paid out for prem ium s on insurance which provided benefits in case of sickness or accident, as well as the cost of subscribing to cooperative “ hospital plan s” and m em bership dues to group health associations. W h e n accident or sick benefits were included in a life insurance policy, the proportion of the total prem ium s which applied to health insurance was ascer tained and grouped w ith m edical care expense. A similar procedure was follow ed w ith respect to dues to fraternal organizations if dues covered the cost of health and accident insurance. A m o u n ts which em ployers of fam ily m em bers deducted from w ages or salaries for accident or health insurance were included w ith m edical care expense. In these instances, the am ount deducted was now added to wages if such am ounts had originally been excluded in determ ining the incom e of the fam ily. B enefits received during the year from health and accident insur ance were included w ith current m on ey incom e and the expense for the illness was recorded as an expense for m edical care. 1 1 3 9 9 1 °— 41-------16 232 F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S RECREATION Expenditures for recreation covered adm ission fees to com m ercial entertainm ents, the cost of supplies and equipm ent for participating in gam es and sports, and expense for m iscellaneous entertainm ent item s. Paid adm issions to m ovies, plays, concerts, lectures, ball gam es and other spectator sports, dances, expense for recreation. and circuses were included in the T h e expense for com m ercial entertainm ent covered the am ounts spent b y the fam ily for paid adm issions for their guests, bu t food and refreshm ents bou ght for guests were classified as food expense. Included in the recreation category was the cost of equipm ent, supplies, fees, and licenses necessary for participation in gam es and sports such as hunting, tennis, golf, the various winter sports, bicycling, billiards and bow ling, card and other table gam es. E xpense for lodging while on vacation was classified as housing, rather than as recreation expense. In the case of sum m er cam ps, when no alloca tion of the total expense could be m ade b y the fam ily, one-fourth of the total was classified w ith recreation expense. T h e cost of food on vacation trips was classified w ith other food expense. E xpense for sport uniform s or sport clothes was classified w ith other cloth in g expense. Expenditures for a vacation cruise were divided am ong food, lodging, and travel, and were n ot classified as recreation expense. T h e third subdivision of recreation expense covered expenditures for such item s as the purchase and repair of radios (not au tom ob ile), of m usical instrum ents, care of pets, and the cost of children's p la y eq u ip m en t; dues to social and recreational clubs were also defined as expense for recreation. TOBACCO Besides the ou tlay for cigars, cigarettes, and other tobacco, total tobacco expenditures included the am ount spent for sm oking supplies such as pipes, pipe cleaners and racks, cigarette holders, tobacco pouches, and ash trays. Sm oking stands, how ever, were grouped w ith furniture. READING Expenditures for reading consisted of o u tlay for general reading m atter such as new spapers and m agazines, and the purchase and rental of books. T h e cost of books and journals which fa m ily m em bers purchased for use in their occupational pursuits was deducted from their earnings and thus was treated as an occupational expense. B ooks and journals purchased for use at schools attended b y m em bers of the fa m ily were com bined w ith expense for education. Picture books for very you n g children who were m em bers of the econom ic fa m ily were con sidered to y s and incorporated w ith expense for recreation. S C H E D U LE FORM AN D GLOSSARY 233 EDUCATION The total expenditures for education consisted of tuition fees and cost of books and supplies for all formal educational pursuits, whether for initial training, for recreational purposes, or for improving one’s occupational qualifications. The cost of room and board at school or college was included under housing and food expense, respectively. Included in the total expense for education was the cost of lessons in music and art, bridge, games and sports, dancing, knitting and sewing, tuition for religious education that was separate from church dues, and fees for correspondence courses. The supplies for special lessons, however, were not as a rule combined with education expense, but were entered in more appropriate sections of the schedule. For instance, supplies for music lessons, such as sheet music and instru ments, were grouped with recreation expense. The same is true of supplies for bridge lessons and of special equipment for lessons in various types of sports. Special clothing for dancing was classified as clothing expense, as were supplies for knitting and sewing lessons. CONTRIBUTIONS AN D PERSONAL TAXES Expenditures for gifts which were recorded in this section of the schedule were restricted to gifts and donations made by family members to persons outside the economic family and to organiza tions. Presents bought by one family member for another were classified in appropriate sections of the schedule. Gifts to household help and other servants were combined with expense for paid help, while the amount of tips given to persons per forming a personal service, such as waitresses, hairdressers, and the like, was added to the expense for the service in question. Classified in this category were expenditures for presents for special occasions to persons outside the economic family, contributions to the support of relatives not members of the family, charitable dona tions to individuals and to community chests and other welfare agen cies, donations to church and religious organizations, and contribu tions to political parties, alumni associations, and the like. Contributions to the support of relatives usually covered such items as cash given to relatives for current living expenses, bills paid (not incurred) for nonmembers of the family for such items as medical care, or for funeral expenses assumed by the family. Amounts paid in premiums for the insurance of persons who were not members of the economic family were also included in gifts made by the family, regardless of the beneficiary of the policy. The purchase price of gifts of property, such as real estate or stocks and bonds, was included with the total expense for gifts if the property was purchased during the schedule year. 234 F A M IL Y E X P E N D IT U R E S IN N E W E N G LA N D C IT IE S Poll, incom e, and personal property taxes w hich fell due w ithin the schedule year were incorporated in the total for this section. I f the taxes rem ained unpaid at the end of the year they were also entered as an increase in fam ily liabilities. E xclu ded from the taxes entered here were real property taxes and personal property taxes on autom obiles. Sales and other excise taxes were added to the price of each item of expense rather than recorded as a lu m p su m , and am usem ent taxes were included with recreation expense. OTH ER ITEMS OF FAM ILY EXPENSE M iscellaneous item s of fa m ily expenditure which were n ot readily classifiable w ith other m a jo r groups of consum er goods and services were com bined under this heading. T h is included expenditures for such item s as interest on debts incurred for fam ily living (other than m ortgage on an owned h o m e), fees for legal advice on fa m ily problem s as opposed to business m atters, fam ily losses, cost of funerals for m em bers of the econom ic fa m ily, together w ith the purchase price and upkeep of a cem etery lot. Classified as fam ily loss was the am ou n t of m on ey lost through th eft or accident, personal loans m ade during the year which were w ritten off at som e tim e during the year as uncollectible, rent paid for a dwelling after the fa m ily had m o v ed from it, or before the fa m ily h ad m o v ed into it, and the am oun t of installm ents paid during the year on articles which were repossessed through failure to m eet further p ay m en ts. ASSETS A N D LIABILITIES T h e difference betw een the fa m ily ’s to ta l m on ey incom e for the year and its total expenditures w as accounted for, apart from the balan c ing difference, b y one or m ore of a series of changes in assets and liabilities. A ssets include all property owned b y the fa m ily and am oun ts due to the fa m ily ; liabilities include all am oun ts owed b y the fa m ily. A m o n g assets, as discussed in chapter I X of the text above, were b an k accounts (including checking accounts, savings accounts, and m o n ey on h a n d ), in vestm ents (including real estate, securities, in v est m en ts of fam ily funds in business), insurance (prem ium s paid or policies settled or surrendered), and such item s as im p rovem en ts on owned h om e or other real estate, loans m ade to others, and th at portion o f the soldiers’ bonus or o f a cash gift or inheritance received during the schedule year which was n ot spent for current living. A m o n g liabilities were am ounts payable on principal of m ortgages on the fam ily hom e or other real estate, loans due to banks, sm all loan com panies, insurance com panies, or individuals, bills due (including charge accounts and other bills and balances due on in stallm en t purchases), and other item s such as rents and taxes due. S C H E D U LE FO R M AN D GLOSSARY 235 The record was restricted to money changes, that is, changes in assets and liabilities resulting from purchase and sale of property, and other money transactions. Changes in assets due to the increase or decrease in market value of real estate, securities, or other personal property owned were disregarded. The record was restricted to the disposition of family funds; business funds were excluded from the analysis. No attem pt was made to determine the total assets or the total liabilities of the families. Rather, they were asked to report only as to increases and decreases that had taken place during the scheduled year. For instance, instead of recording as a liability the total amount which the family owed on installment purchase contracts, only the amount by which such obligations at the end of the year was greater or less than the sum owed at the beginning of the year was ascertained. In determining the amount of net surplus or of net deficit attrib utable to each family, four separate totals were obtained. These were: Net amount of increase in assets, net amount of decrease in assets, net amount of increase in liabilities, and net amount of decrease in liabilities. The sum of the total increase in assets plus the total decrease in debt, represents the disposition of funds not used for current expendi tures during the schedule year. The sum of the total decrease in assets and the total increase in debt represents funds which were made available to the family for current spending but which were not considered current income. The difference between these two sums gave the net change in all assets and obligations over the year’s period. A positive result denoted a net surplus or an excess of assets over debts, while a negative figure denoted a net deficit, or excess of liabilities over assets. Appendix C Communities and Racial Groups Surveyed by the Study of Consumer Purchases The cities covered by the Bureau of Labor Statistics in reports on family expenditures in the Study of Consumer Purchases are as follows: Metropolitan and large cities Region Northeast______________ New York, N. Y.i 2____ Providence, R. I. Southeast___ ____ ______ Middle-sized cities Haverhill, Mass. . New Britain, Conn. Atlanta, Ga.2___ ______ East Central__________ Columbia, S. C.2 Mobile, Ala.2 Chicago, 111.1 _ __ . _ Muncie, Ind Columbus, Ohio.2 New Castle, Pa. Springfield, 111. West C entral-R ocky Mountain. Omaha, Nebr.-Council Bluffs, Iowa. Denver, Colo. Pacific Northwest ___ Portland, Oreg__ _ _ Dubuque, Iowa. Small cities Greenfield, Mass. Wallingford, Conn. Westbrook, Maine. Willimantic, Conn. Beaver Falls, Pa. Connellsville, Pa. Logansport, Ind. Mattoon, 111. Peru, Ind. Springfield, Mo. Butte, Mont. Pueblo, Colo. Aberdeen-Hoquiam, Wash. Bellingham, Wash. Everett, Wash. 1 The metropolitan centers of Chicago and New York have been treated separately from the other large cities. 2 Information obtained from both white and Negro families. A parallel stu dy was conducted b y the Bureau of H o m e E con om ics of the U n ited States D ep a rtm en t of Agriculture which, together w ith the study m ade b y the Bureau of L abor Statistics, constitutes the Stu d y of C on sum er Purchases. The com m unities in which the fam ilies were visited by the agents of the Bureau of H o m e Econ om ics and the Bureau of L ab or Statistics, respectively, are listed in Bull. 649, V o l. I, page 297. For consistency in the analysis of the expendi ture data, schedules for all sm all cities in the regions m entioned hereafter were analyzed b y one Bureau or the other, irrespective of which Bureau had gathered the data in the original field survey. T h e Bureau of H o m e E conom ics analyzed all expenditure data for sm all cities in the Southeast, and in the W e s t C en tra l-R o ck y M o u n ta in region. Likew ise, the Bureau of L abor Statistics analyzed all expendi ture data for sm all cities in N ew E n gland. 237 238 F A M I L Y E X P E N D IT U R E S I N NEW ENGLAND C IT IE S Communities covered by the Bureau of Home Economics in reports on family expenditures in the Study of Consumer Purchases, are as follows: Region Small cities Villages New England Mount Vernon, Ohio. New Philadelphia, Ohio. Beaver Dam, Wis. Lincoln, 111. Boone, Iowa. Moberly, Mo. Columbia, Mo. Billings, Mont. ________ ____ Mountain and Plains Dodge City, Kans. Greeley, Colo. Logan, Utah. Provo, Utah. Pacific_______________ . Astoria, Oreg__________ Eugene, Oreg. Klamath Falls, Oreg. Olympia, Wash. Southeast: White and Negro fam Albany, Ga._ _________ Gastonia, N. C. ilies. Griffin, Ga. Sumter, S. 0 . White families only__ Central_____________ ____ Negro families only _ Farm counties 6 in Vermont 8 in Massachusetts. 7 in Pennsylvania. 6 in Ohio. 8 in Michigan. 6 in Wisconsin. 8 in Illinois. 11 in Iowa. 2 in Vermont. 6 in Kansas____________ 9 in North Dakota. 4 in Colorado. 1 in Montana. 2 in South Dakota. 12 in California___ _____ 5 in Oregon. 7 in Washington. 8 in Georgia- ______ 7 in South Carolina. 8 in North Carolina. 10 in Mississippi. ... 3 in New Jersey. 1 in Pennsylvania. 3 in Ohio. 1 in Michigan. 1 in Wisconsin. 4 in Illinois. 5 in Iowa. 4 in Kansas. 4 in North Dakota. 3 in Colorado. 1 in Montana. 1 in South Dakota. 1 in central California. 2 in southern California 5 in Oregon. 1 in Washington. 2 in 2 in 2 in 7 in 2 in 4 in 1 in 2 in North Carolina. Mississippi. South Carolina. Georgia. North Carolina. South Carolina. Georgia. Mississippi. 1 in Mississippi. An investigation of the income and money disbursements of families of wage earners and clerical workers was undertaken by the Bureau of Labor Statistics in the fall of 1934 for the purpose of revising the cost of living index published currently by the Bureau. The data from that investigation cover 1 year within the period 1934-36 and include details on income, family composition, expenditures for prin cipal categories and for detailed items of consumption for a total sam ple of 14,668 families of employed wage earners and lower salaried clerical workers in 42 cities, all with population over 50,000. Data on quantities of food, clothing and furnishings and equipment pur chased; on types of medical care received; and on changes in assets and liabilities are also included. A summary of these findings is presented in United States Bureau of Labor Statistics Bulletin N o. 638. The individual cities for which data are available and the bulletins in which the detailed data appear are as follows: N o rth A tla n tic R eg io n , N ew Y ork C ity (B. L. S. Bull. 637, Vol. I): White and Negro families. N orth A tla n tic R eg io n , E leven C ities (B. ! Boston, Mass. Buffalo, N . Y . Johnstown, Pa. Lancaster, Pa. Manchester, N . H. Philadelphia, Pa. (white and Negro families). S. Bull. 637, Vol. II): Pittsburgh, Pa. (white and Negro families). Portland, Maine. Rochester, N. Y . Scranton, Pa. Springfield, Mass. C O M M U N IT IE S AND R A C IA L GROUPS SURVEYED 239 East North Central Region , (B. L. S. Bull. 636): Cincinnati, Ohio (white and Negro families). Cleveland, Ohio. Columbus, Ohio. Detroit, Mich. Grand Rapids, Mich. Indianapolis, Ind. (white and Negro families). Lansing, Mich. Milwaukee, Wis. W est North Central and M ountain Region (B. L. S. Bull. 641): Denver, Colo. Kansas City, Mo. and Kansas City, Kans. (white and Negro fam ilies) . Minneapolis and St. Paul, Minn. St. Louis, Mo. (white and Negro families). Salt Lake City, Utah. Southern Region (B. L. S. Bull. 640): Baltimore, Md. (white and Negro families). Birmingham, Ala. (white and Negro families). Dallas, Tex. Houston, Tex. (white other than Mexican and Mexican families). Jackson, Miss, (white and Negro families). Jacksonville, Fla. Louisville, K y. (white and Negro families). Memphis, Tenn. (white and Negro families). Mobile, Ala. (White and Negro families). New Orleans, La. (White and Negro families). Norfolk and Portsmouth, Va. (white and Negro families). Richmond, Va. (white and Negro families). Pacific Region (B. L. S. Bull. 639): Los Angeles, Calif, (white other than Mexican and Mexican fam ilies) . Sacramento, Calif. San Diego, Calif. San Francisco and Oakland, Calif. Seattle, Wash. Appendix D Analysis of Expenditures by Families of Given T ype, Occupational Group, and Income: Rank Test Method and R esults1 One of the purposes of the present study is to discover whatever differences there may be in the expenditure patterns of families of different composition that belong to the same income and occupa tional group, and likewise differences in the expenditure patterns of families in different occupational groups but of the same com po sition and the same income class. The determination of such differences is complicated both by the extreme variability of the expenditures of families of the same composition, occupational group and income class in any 1 year, and by the small number of schedules which it was possible to secure for one cell within the time and funds available for the present study. Emergencies of various sorts, differences in debts carried over from the previous year or in accumulated reserves, and in personal tastes result in very wide differences in expenditures among families with identical incomes, with children of the same age, and with fathers of the same occu pational status. In any extensive investigation of family expendi tures, the classification of families mast allow for a range of income within each cell, a range in the ages of the children, and the grouping of occupations, thus increasing the possibility of variation. An examination of the average expenditures of families of a given type, occupational group and income class emphasizes the need for developing some method of summarizing the differences and of testing their significance. The method used in this report is based on a chi-square test de veloped by M ilton Friedman and reported in the Journal of the American Statistical Association for December 1937. The m eth od .— The method of ranks used in testing family expendi tures for probable family type and occupational bias, in this bulletin, is a simplification of the method devised by Friedman. For a descrip tion of the application of the method to this problem, see Bulletin 642, vol. II, appendix D. The Friedman method was simplified by using deviations from sums of ranks rather than deviations from mean ranks, and by constructing a table of k values for the 5 percent and 1 percent levels, instead of using the chi-square table. i Prepared by A. C. Rosander. 241 242 F A M IL Y E X P E N D IT U R E S I N T NEW ENGLAND C IT IE S 1 . — Values of k 1 able FOR P=0.05 p n (ranks) (rows) 3 3__________________ 4__________________ 5__________ ____ _ 6__________________ 7__________________ 8__________________ 9_________ ____ _ 10__________________ 11__________________ 12__________________ 13__________________ 14__________________ 15______ ____ ______ 4 2 18 26 32 38 42 50 56 62 68 75 81 87 93 5 35 50 65 78 91 104 117 130 143 156 169 182 195 7 6 71 95 119 142 166 190 214 237 261 285 308 332 356 116 155 194 233 271 310 349 388 426 465 504 542 581 8 9 176 235 294 353 411 470 529 588 646 705 764 823 881 253 338 422 506 591 675 760 844 928 1.013 1,097 1,182 1, 266 349 465 582 698 814 930 1,047 1,163 1, 279 1,396 1, 512 1,628 1,745 465 620 776 931 1,086 1,241 1,396 1, 551 1,706 1,861 2,016 2,171 2,326 235 314 392 471 549 628 706 785 863 942 1,020 1,098 1,177 333 443 554 665 776 887 998 1,109 1, 219 1, 330 1, 441 1, 552 1,663 452 603 753 904 1,055 1, 205 1,356 1, 507 1,657 1,808 1,959 2,110 2, 260 596 794 993 1,192 1,390 1,589 1,787 1.986 2,185 2, 383 2,582 2, 780 2,979 10 FOR P=0.01 3__________________ 4__________________ 5__________________ 6__________________ 7__________________ 8__________________ 9__________________ 10__________________ 11__________________ 12__________________ 13__________________ 14__________________ 15__________________ U8 32 42 50 62 72 78 87 95 104 113 121 130 41 62 95 113 132 151 170 189 208 227 246 265 284 100 133 166 199 232 266 299 332 365 398 432 465 498 158 211 264 317 370 422 475 528 581 634 686 739 792 , * _ | * r+! L f c b 2 j 2 P=0.02. For extending the table use: np k = - - (•p-f-l) 2 Z ,— -X with p — 1 degrees of freedom. Rank tests were made of the average expenditures of native white families for each of the m ajor groups of expenditures by family type and by occupation, the results of which are summarized in tables 2 through 4. The family type tests were based upon three family type groups— I, II and III, IV and V — the ranks being based upon the sums of the occupational averages within each income class and each family type group. The occupational tests were based on five occupational groups for Providence, four for the middle-sized city unit, and three for the small cities, the ranks being based upon the sums of the averages of the three family type groups within each income class and each occupational group. Certain combinations of items made throughout the study were followed in making the tests. Housing expense includes the cost of fuel, light, and refrigeration. Housing value is housing expense plus free rent and imputed value of owned home. Automobile expense includes both that of purchase and that of operation. 243 A N A L Y S I S OF E X P E N D IT U R E S Tables 2 through 4 present for each test, for each item, the devia tions of the sums of ranks from the average sum expected. A negative value means that the sum of ranks for a given family type or occupa tion, the summation extending over all income classes used, is less than the average sum expected; a positive value means the sum of ranks is more than the average sum expected. The value, P k, gives the probability of getting by chance a value of k larger than the one obtained. If this probability is 0.05 or less, we have grounds for rejecting the hypothesis that the average expendi tures for that speicfic item came from the same expenditure universe. We show three levels of probability as follows: 0 .0 5 + means a value of P greater than 0.05. 0 .0 5 — means a value of P between 0.05 and 0.01. 0 .0 1 — means a value of P less than 0.01. A test of significance is much more effective in rejecting a hypothesis than in proving one, and this together with the limitation of the rank test, should caution the reader against making any sweeping generali zations from the test results. At best they suggest hypotheses for further and more refined testing. T able 2 . — S u m m a r y o f f a m i l y typ e and occu p ation m ea n rank tests in P rovid ence [Income range, $l,250-$3,000] Occupation tests Family type tests (occupations 1-6 combined)— (family types I, II-III, IV -V combined)—occupafamily type deviations 1 tion deviations 2 Item I Food__ _____ _ _ Clothing___ _ __ _ Housing expense 3____ Housing value 4_. _ _ Household operation.. Furnishings _ Auto to ta l_____ Other transportation.. Personal care _ ._ _ Medical care . . . _ _ Recreation.___ ___ Tobacco . ____ ___ R eading___ _ Education____ ___ Gifts and taxes_______ Changes in assets and liabilities — Total__________ II-III IV -V -6 -5 0 3 3 6 6 2 —5 3 1 3 4 - 6 6 0 -1 1 -2 3 -1 -1 -4 1 1 1 -1 -1 0 - 2 k Pk -4 72 0 .0 1 62 .0 1 .05+ 14 .05+ 54 .0 1 62 .01 — 62 .0 1 24 .05+ 42 .0 5 26 .05+ 6 .05+ 14 .05+ 26 .05+ 72 .0 1 56 .0 1 26 .05+ 6 6 -1 -1 -6 -5 -5 2 4 -4 - 2 - 2 -3 6 -1 4 -3 -1 0 1 2 2 .05+ Inde pendent Salaried Salaried profes Cleri Wage profes busi sional cal earn sional ness and er busi ness -5 . 5 -1 K 8 0 — 3 -4 2 -3 1 — 2 -7 -3 . 5 4 1 7 -5 2 -2 4 3 4 2 5 1 7 -. 5 2. 5 1 7 - 5 .5 -. 5 -0 . 5 -1 0 —2 7 0 -7 - 6 - 2 -9 -1 2 7 -5 7 2 2 0 1 1 4 2 -1 1 -9 -1 2 0 4 1. 5 - 3 .5 0 - 6 3 3 -5 - 5 .5 - 5 4.5 - 5 0 - 6 - 3 -4 6 2 0 7 4 4 - 1 .5 12 0 3 -3 k 92.5 0. 05+ 14 .0 5 + 166 .0 5 158 . 05— 210 .0 1 14 .0 5 + 110 .0 5 + 50 .0 5 + 114 .0 5 + 133. 5 .0 5 + 39. 5 . 05+ 70 .0 5 + 97. 5 .0 5 + 245. 5 .0 1 46.5 .0 5 + 110 .0 5 + 144 .0 5 - 1 Deviations from average sum of ranks (12). 2 Deviations from average sum of ranks (18). s Includes housing expense plus fuel, light and refrigeration. 4 Includes housing expense plus imputed income from owned home and rent received as pay or gift. Pk 244 T F A M IL Y able 3. — E X P E N D IT U R E S IN NEW ENGLAND C IT IE S S u m m a r y o f f a m i l y typ e and occup ation m ean rank tests in H a verh illN e w B rita in [Income range, $l,000-$2,500] Family type tests (occupations 1-6 combined)— family type deviations 1 Item Food_____ ___________ Clothing_____ Housing expense 3____ Housing value 4 _ _. . Household operation— Furnishings __. _____ Auto—total _________ Other transportation.. Personal care ________ Medical care_________ Recreation___________ T o b a c c o . _________ Reading. . . . _______ Education____________ Gifts and taxes______ Changes in assets and liabilities____ __ __ I II-III IV -V -6 3 3 2 4 4.5 - 2 -1 1 0 1 -1 0 -3 0 -3 2 -. 5 2 -1 1 1 0 3 0 0 - 2 .5 2 3 -2 -3 -6 - 2 .5 0 -1 1 3 1 - 1 .5 0 -1 -3 2.5 -5 5 5 -3 Total___________ - 3 3 -2 0 k Occupation tests * (family type I-V combined)—occupation deviations 2 Inde pendent profes sional and business Salaried profes sional and business Pk 54 0 .0 1 .0 1 56 30.5 .05+ 2 .05+ 2 .0 5 + 2 .05+ 18 .0 5 + 14 .0 5 + 6.5 .05+ 2 .0 5 + 2 .0 5 + 18 .0 5 + 12. 5 .0 5 + 38 .05 .05 38 3 3 2 1 3 2 2 2 2. 5 4 2 -2 5 38 .05 -4 18 .0 5 + 1 -5 . 5 -7 3 9 5 -8 -4 -4 -5 -3 -7 2 -3 -4 4.5 1 3 -1 -1 1 0 3 0 -1 2 Cleri cal -1 1.5 -2 1 0 - 1 .5 1.5 -3 -5 8 1 Wage earner k Pk -2 63.5 0. 05+ 3 68 .0 5 + -8 .0 5 86 -9 164 .0 1 -7 84 .0 5 94 5 .0 5 2 24 .0 5 + 3 30 .0 5 + 1.0 34. 5 .0 5 + 1 30 .0 5 + 4 70 .0 5 + 0 8 .0 5 + -.5 36.5 .0 5 + 1. 5 21.5 .0 5 + 2 18 .0 5 + 1 -4 26 .0 5 + 106 .0 5 - 1 Deviations from average sum of ranks (12). 2 Deviations from average sum of ranks (15). 3 Includes housing plus fuel, light and refrigeration. 4 Includes housing expense plus imputed income from owned home and rent received as pay or gift. T able 4. — S u m m a r y o f f a m i ly typ e and occup ation m ean rank tests in W a llin g fo rd , W illim a n tic , W estbrook , and Greenfield [Income range, $l,000-$2,500] Family type tests (occupations 1-6 combined)—family type devia tions 1 Item I Food_______ ____________ Clothing.. .. . _______ Housing expense 2_____ . . . Housing value 3._ _ ______ Household operation______ Furnishings____ ________ Auto—total_______________ Other transportation____ __ Personal care______________ Medical care______________ Recreation________________ Tobacco ________________ Reading_______ . _________ Education. . . . __________ Gifts and taxes_________ ._ Changes in assets and liabil ities_____________________ Total ___________ -6 -5 1 3 2 3 4 - 2 .5 -5 0 -3 -1 3 -6 6 4 -4 II-III IV -V k Pk 0 0 2 -4 -2 2 0 -2 4 -1 4 0 1 0 -2 6 5 -3 1 0 -5 -4 4.5 1 1 -1 1 -4 6 -4 72 50 14 26 8 38 32 30.5 42 2 26 2 26 72 56 0. 0 1 .01 .05+ .0 5 + .05+ .05 .05+ .05+ .0 5 .05+ .05+ .0 5 + .05+ .0 1 .0 1 - -4 32 26 0 1 3 Occupation tests (family types I-V com bined)—occupation devia tions 1 Salaried and inde pendent Clerical Wage earner profes sional and business -4 .5 1 2 5 -4 -3 -3 1.5 -.5 2 -2 5 3 3.5 1 .5 3 3 0 3 0 1.5 2 .5 -2 2 -1 - 3 .5 -1 .0 5 + -3 -1 .05+ -1 1 Deviations from average sum of ranks (12). 2Includes fuel, light, and refrigeration. 8 Includes Wbusing expense plus imputed income and rent as gift or pay. 3 3 -1 -4 -5 -5 1 3 1.5 - 3 .5 0 0 0 -4 .5 - 2 .5 4 -2 k Pk 26 0.05+ 1.5 .0 5 + .0 5 + 26 38 .05 50 .01 26 .0 5 + .0 5 + 18 13.5 .0 5 + 18.5 .0 5 + .5 .0 5 + 8 .0 5 + 8 .0 5 + 42 .0 5 21.5 .0 5 + 19.5 .0 5 + 26 .0 5 + 14 .0 5 + A p p e n d ix E V a r ia b ilit y in F a m ily E x p e n d itu re s The wide variation shown in chapter I X in total expenditures among families with similar incomes is paralleled by even wider rela tive variations in the outlay for individual categories, since families with the same total expenditures may still differ greatly in the appor tionment of the total among the constituent elements in family living. Accordingly, it is important to give consideration to such variations, both because they provide a basis for judging the significance of the averages obtained, and because they offer interesting evidence to students of consumption on questions concerned with the relative diversity or standardization in consumption patterns among families similar in certain established respects. In view of the physiological limitations imposed on the demand for food it accords with expectations to find that expenditures for food generally show less relative variation among families within the same income, occupational, and family type group than do those for any other category. Thus, for example, among Providence clerical fam ilies with one or two children under 16, in the income class $1,750 to $2,000, expenditures for food by the family reporting the lowest outlay was only 32 percent below the average for the group, while the family that spent the most was approximately the same percentage above the average. (See table 5.) Expenditures for housing and clothing also were relatively less vari able than many other groups of items, as were those for personal care. It is interesting to note that for a number of categories expenditures ranged from zero to several times the mean. On the whole, among the groups of items for which every family reported some outlay, the range in expenditures was relatively great for such categories as medical care, household operation, and recreation. In general, the mean for a paiticular category was closer to the min imum than to the maximum expenditure, indicating that most families made moderate expenditures while a few had very large outlays for the category during the particular year. This was particularly true, it should be noted, of such goods and services as furnishings and equip ment, automobiles, and medical care. 245 246 T able F A M I L Y E X P E N D IT U R E S I N 5. — NEW E N G L A N D C IT IE S M e a n exp en d itu res o f P rovid en ce fa m ilie s in selected grou p s and range o f ex p en d itu res f o r in d ivid u a l fa m ilie s Classification Income___ __ - ______ Occupation___ ___ . _ __________ Family type. _ ____________ ____ _____ Renters______ __ __ _ __ Owners_____ ________ ___ ---------------------- $1,750-$1,999 Clerical II and III 8 0 $2,500-$2,999 Salaried business IV and V 5 3 Range from mean Category Mean Range from mean Mean Below Above Below Above Total income 1_________________ ____ _____ $1,838 $78 $112 $2,690 $175 $256 Total expense 1------------- --------------------------- 1,798 131 123 2, 721 374 931 592 32 170 75 66 291 157 96 49 136 401 32 90 51 40 111 44 34 44 123 195 144 63 54 35 123 67 119 83 31 11 33 101 67 34 16 1 45 11 16 100 48 34 10 1 25 39 23 137 55 18 12 3 28 823 87 227 55 80 489 213 203 43 197 63 53 54 95 72 46 24 22 85 15 194 87 142 30 80 189 41 103 43 197 63 53 20 86 30 37 13 22 31 15 187 137 373 45 220 241 177 287 55 686 438 56 197 64 29 9 48 56 96 -1 1 -972 +560 Food, total__________________________ Away from home________________ Clothing, total _______ ___________ Husband________________________ Wife_____________________________ Housing i-------- ----------------------------------Fuel, light, refrigeration ------------- _ Household operation. _______________ Furnishings and equipment ---------Autmobile operation______________ Automobile purchase . ____________ Other transportation. . . _________ Personal care__ _______ _______ _____ Medical care____ _ _ ___ ___________ Recreation_____________ ______ __ Tobacco-------- ------------- ---------------- Reading____________________________ Education_________________ _____ Contributions and personal taxes____ Other ____ __ ________________ Net surplus (+ ) or deficit (—) ----------------- +61 -9 1 +105 15 1 Includes imputed income from owned homes and the value of rent received as pay or gift. The range from a relatively large deficit to a large surplus was very striking. The point made in chapter V III concerning the wide varia tion among individual families in the balance of income and expendi tures is thus emphasized, since these figures represent the net result of transactions with respect to specific asset and liability items. Appendix F Family Type Composition of Occupational Groups and Occupational Composition of Family Type Groups The interdependence of occupational and family type groups made it desirable to analyze at given income levels the expenditures of families of given composition holding occupational group constant and, similarly, expenditures of families of different occupational classification holding family type constant. (See appendix D .) Since, however, the data (weighted averages) presented in the text and tabular summary for family type groups by income and for occupational groups by income reflect such interdependence, the following tables are presented in order to indicate the relative im portance along the income scale of the several occupational groups within each family type and of the several family type groups within each occupational category. T able 6 . — D istrib u tio n o f eligible f a m ilie s o f specified occupation al groups according to f a m i l y ty p e , b y in com e [White nonrelief families including husband and wife, both native-born] PR OVIDENCE Income class Total Wage earner: $500-$749_____________ 100.0 $750-$999 ____________ 100.0 $1,000-$1,249__________ 100.0 $1,250-$1,499__________ 100.0 $1,500-$1,749__________ 100.0 $1,750-$1,999_________ 100.0 $2,000-$2,249__________ 100.0 $2,250-$2,499__________ 100.0 $2,500-$2,999 100.0 Clerical: $750-$999 __________ 100.0 $1,000-$1,249__________ 100.0 $1,250-$1,499__________ 100.0 $1,500-$1,749__________ 1 100.0 $1,750-$! ,999___________ 100.0 100.0 $2,000-$2,249... ____ $2,250-$2,499__________ 100.0 $2,500-$2,999__________ 100.0 Independent business and professional: 100.0 $1,250-$l,499 100.0 $1,500-$l,749_________ $1,750-$!,999___________ 100. 0 $2,000-$2,249__________ 100.0 $2,250-$2,499 100.0 $2,500-$2,999__________ 100.0 100.0 $3,000-$3,499 $3,500-$3,999__________ 100.0 11.3991°— 41- -17 IV II and III and 36 31 32 29 31 27 29 27 26 45 48 43 40 32 42 28 30 19 19 21 25 31 37 31 43 43 55 35 35 32 36 29 26 24 31 42 44 39 35 40 42 27 29 23 21 29 29 31 32 49 40 40 35 40 50 23 34 30 27 37 I 24 23 27 16 26 44 33 34 27 23 32 43 38 44 Income class II IV and and V III Total I 100.0 100.0 100.0 33 22 26 24 33 22 43 45 52 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 33 35 32 51 33 31 30 29 23 37 15 46 47 51 27 40 33 37 40 35 33 29 21 18 17 22 27 36 33 31 42 30 56 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 47 30 18 31 25 28 27 30 32 48 44 40 39 21 22 38 29 36 28 42 45 V 50 Independent business and professional— Con. $4,000-$4,999__________ $5,000-$7,499__________ $7,500 and over.. _____ Salaried business: $1,250-$1,499__________ $1,500-$1,749__________ $1,750-$1,999_-._______ $2,000-$2,249__________ $2,250-$2,499__________ $2,500-$2,999__________ $3,000-$3,499__________ $3,500-$3,999__________ $4,000-$4,999__________ $5,000-$7,499__________ $7,500 and over _ __ _ Salaried professional: $1,250-$1,499__________ $1,500-$1,749 _________ $1,750-$1,999__________ $2,000-$2,249__________ $2,250-$2,499 _________ $2,500-$2,999__________ $3,000-$3,499__________ $3,500-$3,999__________ $4,000-$4,999__________ $5,000-$7,499 _________ $7,500 and over______ 100.0 8 16 25 247 44 31 25 33 36 59 48 75 248 F A M IL Y T able E X P E N D IT U R E S IN N E W E N G LA N D C IT iE S 6 . — D istrib u tio n o f eligible fa m ilie s o f specified occup ation al gro u p s according to f a m i ly ty p e , b y in com e — Continued N E W E N G L A N D , 2 M I D D L E -S I Z E D C IT IE S Income class Wage earner: $250-$499_____________ $500-$749_____________ $750-$999_____________ $1,000-$1,249__________ $1,250-$1,499__________ $1,500-$1,749__________ $I,750-$1,999__________ $2,000-$2,249__________ $2,250-$2,499__________ Clerical: $500-$749_____________ $750-$999_____________ $1,000-$1,249__________ $1,250-$1,499__________ $1,500-$1,749__________ $1,750-$! _________ $2,000-$2,249_________ $2,250-$2,499-- . ___ Independent business and professional: $1,000-$1,249__________ $1,250-$1,499 _ ______ $1,500-$1,749__________ ,999 Total IV and V 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 48 45 34 34 31 32 26 24 28 27 37 45 44 42 34 37 41 19 25 18 21 22 27 34 37 35 53 100.0 100.0 100.0 100.0 100.0 100.0 100. 0 100.0 40 30 40 28 20 24 27 26 40 52 43 41 56 36 45 40 20 18 17 31 24 40 28 34 100.0 100.0 100.0 37 43 13 41 30 47 40 NEW Wage earner: $250-$499 _____________ $500-$749______________ $750-$999 $1,000-$1,249 $1,250-$1,499___________ $1,500-$!,749___________ $1,750-$1,999___________ $2,000-$2,249 $2,250-$2,499___________ Clerical: $500-$749 $750-$999______________ $1,000-$1,249 __________ $1,250-$1,499___________ II and III I 22 27 Income class Total II IV and and III V I ______ Independent business and professional— C ont inued $l,750-$l,999_-_ $2,000-$2,249__________ $2,250-$2,499__________ $2,500-$2,999________ $3,000-$3,499__________ $3,500-$3,999__________ $4,000-$4,999__________ $5,000 and over_______ Salaried business and pro fessional: $1,000-$1,249__________ $1,250-$1,499__________ $1,500-$! ,749__________ $1,750-$1,999__________ $2,000-$2,249_ _ ___ $2,250-$2,499 , __ $2,500-$2,999 „ ____ $3,000-$3,499__________ $3,500-$3,999__________ __________ $4,000-$4, $5,000 and o v e r ._____ 999 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 8 29 30 22 11 61 26 50 40 43 33 17 29 17 31 45 20 38 46 100 38 66 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100. 0 48 21 32 36 19 22 29 18 13 21 15 26 61 39 43 52 65 33 32 22 31 26 18 29 21 29 13 38 50 65 48 41 44 100.0 100.0 100.0 100.0 27 27 35 30 52 41 30 35 21 32 35 35 100.0 100.0 100.0 100.0 100.0 100. 0 100.0 100.0 53 31 34 34 31 41 39 29 22 41 44 33 27 27 30 34 25 28 22 33 42 32 31 37 E N G L A N D , 4 S M A L L C IT I E S 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 57 47 39 37 35 32 31 34 27 24 37 45 39 38 33 34 24 26 19 16 16 24 27 35 35 42 47 100.0 100.0 100.0 100.0 50 41 36 33 38 50 42 47 12 9 22 20 Clerical— Continued $1,500-$1,749 . ______ $1,750-$1,999__________ $2,000-$2,249___________ $2,250-$2,499________ _ Business and professional: $1,000-81,249. ____ $1,250-$1,499____ .. $1,500-$1,749 _________ $1,750-$1,999___________ $2,000-$2,249___________ $2,250-$2,499 $2,500-$2,999___________ $3,000 and over________ 1 1 F A M IL Y E X P E N D IT U R E S IN N E W E N G L A N D CITIES T a b l e 7 .— 249 D istrib u tio n o f eligible fa m ilie s o f specified typ es according to occupation al g r o u p , b y in com e [White nonrelief families including husband and wife, both native born] PR OVIDENCE Income class Family type I: $500-$749_____________________________ $750-$999_____________________________ $1,000-$1,249_________________________ $b250-$l,499_________________________ $1,500-$1,749____ __________________ $L750-$b999_________________________ $2,000-$2,249 _ . ________ $2'250-$2'499 ________________________ $2'500-$2'999_________________________ $3,000-$3,499 _ ________ $3^500-$3'999_ . _______________ $4,000-$4,999 $5,000-$7,499 . __________ $7,500 and over _________ Family types II and III: $500-$749 _____________ $750-$999___ . __________________ $1,000-$1,249 ____________ _________________ $1,250-$1,499 $1,500-$1,749 _______________________ $1,750-$1,999 _ _ _________ $2,000-$2,249 . _ _______________ ___________________ $2,250-$2,499 . $2,500-$2,999 _____________ $3,000-$3,499 - _ $3,500-$3,999 _____ $4,000-$4,999 _______________ $5,000-$7,499 _ _ $7,500 and over __ Family types IV and V : $500-$749 ____________ ___ $750-$999 _ _ ___________________ $1,000-^1,249_________________________ $1,250-$1,499 _________________ $1,500-$1,749 __ __________________ __________________ $1,750-$1,999 . . $2,000-$2,249 _ _ ____________________ $2,250-$2,499. _ ______________________ $2,500-$2,999_________________________ $3,000-$3,499 __________________ $3,500-$3,999 . _ ___________ $4,000-$4,999 ____________ $5,000-$7,499 ____ $7,500 and over _ _ _ ____________ Total Wage earner Clerical 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100. 0 100.0 100.0 100.0 100 76 73 57 51 52 34 35 20 24 27 26 31 26 27 27 29 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100 80 74 62 51 54 32 33 15 20 26 25 28 24 43 24 26 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100 76 78 64 62 57 48 37 32 24 22 26 26 27 31 36 28 Inde pendent business and pro fessional Salaried business 9 8 12 17 9 20 24 25 46 34 50 3 6 7 15 20 20 46 54 46 53 38 5 4 3 7 9 11 30 21 8 13 12 7 8 9 8 13 20 20 19 24 41 37 3 7 8 8 19 21 50 65 52 37 63 3 6 5 9 11 18 30 16 24 22 6 6 5 9 8 14 26 34 29 47 36 2 3 4 6 11 18 39 42 42 29 51 2 3 7 6 8 8 35 24 29 24 13 Salaried profes sional 250 T able F A M IL Y E X P E N D IT U R E S IN N E W EN G LA N D C IT IE S 7 . — Distribution of eligible fam ilies of specified types according to occupational group , by income— C o n t i n u e d N E W E N G L A N D , 2 M ID D LE-SIZED CITIES Income class Family type I: $250-$499_______________________________________ $500-$749_______________________________________ $750-$999_______________________________________ $1,000-11,249____________________________________ $1,250-$1,499____________________________________ $1,500-$1,749____________________________________ $1,750-$1,999____________________________________ $2,000-$2,249____________________________________ $2,250-$2,499____________________________________ $2,500-$2,999____________________________________ $3,000-$3,499________________________ ________ $3,500-$3,999__________ ______________________ $4,000-$4,999____________________________________ $5,000 and over _ _ _ ___ _ _ _ ____ _ ________ Family types II and III: $250-$499 . __________________________ $500-$749 ___________________________ $750-$999 ___ ________________________________ $1,000-$1,249____________________________________ $1,250-$1,499____________________________________ $1,500-^1,749____________________________________ $1,750-$1,999____________________________________ $2,000-$2,249____________________________________ $2,250-$2,499____________________________________ $2,500-$2,999 _______________________________ $3,000-$3,499_______________________ __________ $3,500-$3,999 _ . _ ____________ $4,000-$4,999 ________________ ________________ $5,000 and over. ___ ___ _______ _______ _ ___ Family types IV and V : ____ __________ __________ $250-$499 . $500-$749 . ___________________________ $750-$999 ____________________________ $1,000-$1,249____________________________________ $1,250-$1,499____________________________ _______ $1,500-$1,749____________________________________ $1,750-$1,999____________________________________ $2,000-$2,249____________________________________ $2,250-$2,499____________________________________ $2 500-$2,999 ____ _______ ____ $3000-$3,499 - -$3 500-$3,999 ___ __________ ____ $4 000-$4 999 - - ___ - - $5 000 nvp.r Total Wa?e earner 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100. 0 100. 0 100. 0 100. 0 100 89 84 65 63 66 44 44 45 100. 0 100.0 100. 0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100. 0 100.0 100 86 80 71 60 47 40 43 23 100.0 100.0 100. 0 100.0 100.0 100.0 100.0 100.0 100.0 100. 0 100. 0 100.0 100. 0 100.0 100 86 85 71 62 60 49 47 62 Clerical 11 16 21 19 16 23 28 26 Inde pendent business and pro fessional 9 11 5 4 14 16 33 30 57 43 14 20 19 20 30 21 27 29 8 5 12 17 7 19 44 50 44 21 14 15 15 23 16 28 21 25 Salaried business and pro fessional 5 7 13 29 14 13 67 70 100 43 57 2 15 11 22 23 29 56 50 100 56 79 9 8 13 10 16 8 40 41 17 39 60 59 83 61 50 50 5 7 11 13 16 5 F A M IL Y T able E X P E N D IT U R E S IN N E W EN G LA N D 251 C IT IE S 7.- — Distribution of eligible fam ilies of specified types according to occupational group , by income — C o n t i n u e d N E W E N G L A N D , 4 SM ALL CITIES Income class Total Family type I: $250-$499______________________ _____ ______ $500-$749__________________________________________ $750-$999______________ ________ ___ $1,000-$1,249______________________________________ $1,250-$1,499______________________________________ $1,500-$1,749______________________________________ $1,750-$1,999_______________________________________ $2,000-$2,249_______________________________________ $2,250-$2,499______________________________________ $2,500-$2,999 . . _ $3,000 and over. __ Family types II and III: $250-$499__ ______________________ ______ $500-$749____________________ ___________________ $750-$999__________________________________________ $1,000-$1,249______________________________________ $1,250-$1,499______________________________________ $1,500-$1,749______________________________________ $1,750-$1,999______________________________________ $2,000-$2,249______________________________________ $2,250-$2,499______________________________________ $2,500-$2,999_______ _______ ____ ___ $3,000 and over Family types IV and V: ______ ______ $250-$499 $500-$749 ___ __________ ___________ . _ $750-$999_ _______________________________________ $1,000-$1,249______________________________________ $1,250-$1,499______________________________________ $1,500-$1,749______________________________________ $1,750-$1,999______________________________________ $2,000-$2,249______________________________________ $2,250-$2,499______________________________________ $2,500-$2,999 _ _______ __________________ $3,000 and over _ _ O Wage earner Clerical 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100 86 90 74 71 65 60 51 27 14 10 14 18 16 16 24 23 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100 86 89 78 66 56 58 47 31 14 11 17 21 25 22 26 31 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100 89 94 77 73 75 62 53 42 11 6 14 14 13 18 20 24 Business and professional 12 11 19 24 25 50 100 100 5 13 19 20 27 38 100 100 9 13 12 20 27 34 100 100