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What's New On

What's New On Fedline®
Your Fedline connection gives you
convenient access to a wide variety
of Fed services, and now Fedline
version 2.3.41 further expands your
electronic capabilities. Four new
services join funds transfer, automated clearinghouse, book-entry
securities transfer, treasury tax and
loan, electronic information services, check services, accounting
services and savings bonds orders.
The new services are:

The FR2900 Report Submission
service allows you to enter the
Report of Transaction Accounts,
Other Deposits and Vault Cash
(FR2900) on a Fedline terminal, and
then transmit the data to the Fed.
Fedline also stores FR2900 data for
up to one year. The Report of Certain Eurocurrency Transactions
(FR2950 / 51) is also available in
Fedline for data entry, storage and
transmission. When you enter and
electronically transmit your FR2900
data via Fedline, fewer errors occur
because the software performs on line data editing including total cal culations and cross-checking. Plus,
you can be sure that your FR2900
data reaches the Federal Reserve's
Statistics department each week in
a timely manner.

The Estimated Reserve Requirement (ERR) service allows you to
estimate current and future reserve
requirements and establish a target
for balances to be maintained with
the Fed. You may request estimated
calculations for prior periods, the
current period and two future periods. The Fedline ERR service will
replace your current CRRCALC diskette. You can also create "what if'
scenarios using your maintained
Federal Reserve Bank of St. Louis

balances and estimate your future
reserve requirements.

FLASH-Light is the easy-to-use, lowcost, receive-only software designed
especially for financial institutions
that receive a low number of ACH
items. Now, FLASH-Light also provides you with the ability to receive
notification of incoming Funds
Transfer messages (including largedollar return check notifications). If
you currently receive your funds
transfers off-line and your ACH
registers on paper from the Fed,
FLASH-Light may be the right electronic connection solution for you.
A one-time installation fee of $100
and a low monthly access fee of
$30 may offer low-volume ACH
receivers and off-line funds transfer
customers a cost savings over fees
now paid for off-line delivery of
these payments.

"Y" Reports

The "Consolidated Financial Statements for Bank Holding Companies
with Total Consolidated Assets of
$150 Million or More, and With
More Than One Subsidiary Bank"
(FRY9C Report) and/or "Parent
Company Only Financial Statements
for Bank Holding Companies With
Total Consolidated Assets of $150
Million or More, or With More Than
One Subsidiary Bank" (FRY9LP
Report) reports can now be electronically transmitted via Fedline
utilizing your vendor-supplied application software. Automating this
data allows for timely transmission
of data to the Fed, fewer errors,
and may also eliminate the need
for hard-copy reports.

If you would like more information about FLASH-Light version 2.0,
please contact your account executive or Customer Support at

Auto Dial

Auto Dial allows your modem to
automatically dial the Fed's host

I -800-333-0869

(please turn to page 2.)

or (3 I 4) 444-8680.

All-Electronic ACH Update
Progress continues toward the ~ederal Reserve·~ objective to convert off-line ACH
endpoints to electronic connections. The following rep~rt refers t~ the_ number of
off-line ACH endpoints that converted to an electronic connection m th~ first
quarter. Congratulations to the Tennessee/Mississippi zone for the highest
percentage of conversions!

Kentucky /Indiana

MAR. 92






- 1,158

• Number of c:ommerc.1al ACH endpoints :eft to c_onvert •n the Eighth District before the All Electronic AC.H sunset

Fedline (cont'd)

Halimah Waheed, a clerk in our
Electronic Access Support (EAS)
unit, has worked at the Fed
since February 1991. She

Thank You
Many thanks to the following institutions for volunteering their time
and personnel in support of recent
Fed system tests through April 17.
Boatmen 's Nat10nal Rank of St Lows, MO
Mark Twain Bank of St Lows, MO
Central Trust of Jej]erson City, MO
Empire Bank of Springfield, MO
/\tagna Bank of Bel/cv1/le IL
Republic Savmgs Bank of LOUISVIiie KY
Bank of Ozark of Ozark, AR
Pennyrile Citizens B&T of Hopkmsv1/lc, KY
Home Federal S&L of Seymour, IN
First National Bank of Vandalia, IL
Roosevelt Bank oj St. Louis, MO
Great Financial Federal of Louisville, f--Y
Southwest Bank oj St. Lows, MO
Citizens Bank of Jvmsborv, AR
First Natwnal Bank u/ LVl//S111lle, KY
Mercantrle Bank 01 St Lows, AIO
\Vorthen Natwnal Bank of Little Rock, AR
Simmons First Nat10nal BanJ.. of Pine Bluff, AR
Independent Bankers BanJ.. of Spnng/ield, IL
Heritage Nat10na/ Bank of St Lows. MO
Central Bank OJ Fmrvie\'v Heights, IL
Union Planters BanJ.. of Memphis. Tlv
Liberty Nat10nal B&T of l l)l/lS11i//e, KY

Umted Commumty BanJ.. of Bunker Hill, fl
Boone County National Bank oj Columbia, MO
Federal Reserve Bank of St. Louis

computer when connecting via Fedline. This eliminates the need to
dial a telephone number when establishing a communications session. The Auto Dial feature makes it
easier and quicker for you to connect with the Fed to perform your
day-to-day operations. Auto Dial is
available to customers who use the
following modems:

began working in the Check
department and recently transferred to EAS. Halimah has
been responsible for the formidable task of packaging and
mailing the latest version of
Fedline software to 650 Fedline
customers. Halimah is also
responsible for the day-to-day
administrative activities of the
EAS unit, such as answering telephone calls, making copies
and typing installation instructions. When asked what she
likes most about her job,
Halimah responds, "I enjoy the
variety of assignments and the
fast pace of the EAS unit. Also,
my co-workers and managers
are very easy to work with and
are always available to answer
my questions."

if you would like to add any of
these services to your Fedline
connection, please contact
Customer Support at 1-800333-0869 or (314) 444-8680.

I'm Suspended!!
What Should I Do?

Facts About Host User Codes

That's the question most often
heard on our Fedline Data Security
Hot Line. Often, the answer lies
right at your own doorstep, with
your Local Security Adm inistrator.
Confusion about the difference between Local and Host passwords
often results in lost productivity. As
a reminder, there are two sign-on
IDs and two passwords for Fedline;
each of the IDs and passwords do
very different things.

Facts About Local User Ids
1. LUis and LUI passwords are used

only during initial sign on to

2. LUis can only be set up by your
Fedline Local Security Administrator (LSA) . The Local Security
Administrator's LUI must have
the "LA"-Local Administration
application privilege.
3 . LUI privileges and passwords are
assigned or unsuspended by your

Racal Vadic 2400
Racal Milgo 2412
Universal Data
Systems V.3225

(2400 bps)
(2400 bps)
(9600 bps)

4. Changing the LUI password does
not affect the Host User Code
5. Fedline operators experiencing

problems with their LUI should
contact their LSA for assistance.

1. HUCs are used only during the

Host Communication dial in
process. (The LUI must have the
"HC"-Host Communication application privilege in order to
make a dial-up connection to the
2. HUCs can only be set up by the

Federal Reserve's Data Security
Administrator. Requests must be
approved by your institution's
management using the Fedline
Host User Code Request form.
Copies are available from the Fed.
3. HUC passwords can only be as-

signed or unsuspended by the
FRB's Data Security Administrator.
4. Changing a HUC password does

not affect the LUI password.

5. Operators experiencing HUC or
connection problems during the
Host Communication process
should contact the Federal
Reserve at 1-800-333-0861 or
(314) 444-8770.

Focus on Contingency
You've probably heard the corollary
of Murphy's Law which states:
"Whatever can go wrong will go
wrong at the worst possible moment
in time." Or, you may know the
saying, "Sooner or later every business must do business with the
odds." Both maxims are applicable
to contingency and disaster recovery
situations. Contingency can be defined as an outage or brief service
disruption which affects the availability and reliability of your services.
Disaster recovery refers to major
hardware or software failure , fire or
water damage, telecommunications
network failure , or a natural disaster
that could cause an extended
service disruption.
After the Minneapolis Fed experienced a water pipe leak in the
ceiling over its data center on April
8, 1991, Fed computer operations
were recovered at the Contingency
Processing Center in Culpeper, Virginia. Since then, we have learned a
great deal about how well different
types of equipment perform during
a disaster, and what kinds of technological changes are necessary for
a smooth recovery. For example,
financial institutions that had participated in Fed contingency testing,
had used standardized hardware,
and had backups to their primary
electronic connection found it easier and faster to resume service
with the Minneapolis Fed.
There are many levels of contingency plans, ranging from total
recovery of the physical bank to
recovery of the hard drive of your
Fedline PC. A contingency plan for
your Fedline PC is just as important
as the disaster recovery plan in
place for all operations at your institution because it is your interface
and primary method of transacting
critical business with the Fed. Also,
your Fedline PC is an important
part of your customer service, especially if you are originating ACH
items. Each of the following points
require your attention when considering contingency planning for
your Fedline PC.

In case of equipment or softw are
failure, a backup copy of y our
original Fedline softw are should
be available. The Fedline
copyright agreement allows you
to make one backup copy.
Federal Reserve Bank of St. Louis







Backup any software required to
operate Fedline, including DOS,
the REKAP disk ette and uploading
Backup all static Jiles (i.e. Fedline
files that contain cus tomized data,
including local user IDs, recurring
messages and Jiles, frequent
receivers/ABA numbers, etc.).
There is a static file backup option
available in Fedline. Please refer
to pages 7-50 and 7-51 in your
Fedline 2.3 User Guide.
Keep PC maintenance contracts
up to-date and understand the
provisions in those contracts. For
example, if your contract does not
include immediate service during
hardware failure, you may not be
able to wait for the equipment to
be repaired. You need to ensure
that a compatible backup PC is
available, as well as a modem,
printer and encryption board.
Maintain your Fedline PC's configuration as closely as possible to
the recommended Fedline conjigura tion so that our Electronic Access Support staff can better
support your institution if the
need arises.
Keep off-line codewords and related procedures in a convenient,
but secure place in case you have
to go off-line. If you are an ACH
originator, you may want to
designate another financial institution as a contingency sending
point on your behalf.
You may want to maintain a
duplicate h ardware configuration
on another PC in your institution
to be used as a backup and purchase backup communication
pieces (encry ption board and
modem) needed for Fedline. Load
Fedline and static file backups
onto that PC as part of the backup procedures executed on the
primary Fedline PC This ensures
that you have readable backups
and a current backup system.

No matter what contingency
option you choose, remember
to test your contingency plan
regularly. If you're ever in a
contingency situation or need
additional assistance, please
contact Electronic Access Support at 1-800-333-0861 or
(314) 444-8711.

Training Options
Offered for Fedline®


you are interested in learning
how to use the ACH service on
Fedline, the Federal Reserve Bank
of St. Louis has several training options available. In both St. Louis
and Memphis there is a three-day
session designed for financial institutions interested in using multiple
Fedline services: funds transfer,
ACH, savings bonds, electronic in formation services, treasury tax &
loan, check services and file transmission facility.
If you are interested in using Fedline for ACH origination and/ or
receipt only, we also offer a oneday on-site training session. If you
choose this option, Fed trainers will
travel to your location and spend
the day teaching you the ACH portion of Fedline. If you are also interested in on-site training for the
MICR and/or TT&L services on Fedline, these can be added to your
Training sessions cost $300 each
for new customers and include
training for two people, the Fedline
software and User Guide. The training cost is $150 per session for current customers wishing to retrain.
If you are interested in registering for a session or would like
more information on retraining,
please contact Customer Support
at 1-800-333-0869 or
(314) 444-8680.

Contributors to this issue
Marilyn Corona, Susan Hackney,
Gloria Harlan, Walt Jacobs,
Kathy Kennerly, Nancy Kroll,
Maria Maravelas, Tony Montgomery,
Kevin O'Connell, Pat Russo and

recurring batch file and assign it a
unique name. Any active batch can
be set up as a recurring batch,
without affecting the status of the
active batch.

QUESTION: We would like to
use Fedline to create ACH files
but we don't want to tie up our
Fedline PC since we use it for
other services. Are other options available?
ANSWER: The Fedline licensing
agreement allows you to install
Fedline software on another PC at
your institution which is not con nected to the Fed's host computer
via a modem (i.e. an off-line PC) .
You can create messages and/or
files, then the files may be exported
or copied to a diskette and imported into the Fedline terminal that is
connected via a modem to the
Fed's host computer. The files or
messages can then be transmitted
to the Federal Reserve from your
on-line terminal. For detailed instructions on setting up an off-line
terminal, please contact Electronic
Access Support at 1-800-333-0861
or (314) 444-8 71 1 and request
"Fedline Off-Line Terminal Instructions."


ali'-l liUIIII. Wniim •• '"'
Electronic Currents is a publication of the Federal
Reserve Bank of St. Louis and its Little Rock,
Louisville and Memphis Branches designed to in form financial institutions within the Eighth District
of electronic access issues, products, and services.

© I 992 by Federal Reserve Bank of St. Louis. All
rights reserved.
Please address all comments, questions, or topic
suggestions to:
Maria Maravelas
Electronic Product Management
Federal Reserve Bank of St. Louis
P 0 . Box 442
St. Louis, Missouri 63166-0442
You may obtain additional copies of Electronic
Currents or permission to reprint specific articles
same contact.
for the
Federal Reserve Bank of St. Louis

QUESTION: When returning an
ACH item on EDITH, I received
an error message, "no history
found". What does this mean?
ANSWER: ACH items are main tained on EDITH for 10 calendar
days. If the effective entry date of
the item is not within IO days of
the date of the return, you will
receive a "no history found" message. The item must then be
returned via paper.
QUESTION: Is there a quick way
to originate ACH batches using
ANSWER: Yes, by using the Recurring Batches option in your Fedline
version 2.3 software. Recurring
batches will save you data entry
time and enhance accuracy if you
frequently originate ACH batches
containing the same detail items.
To create a recurring batch, you
must first create an active batch
containing the detail items. You
then copy the active batch to a

Federal Reserve Bank of St. Louis
P.O. Box 442
St. Louis, Missouri 63 I 66-0442

You can also list and perform
maintenance on ACH recurring
batches by using Recurring Batch
Tools from the ACH menu. The
Recurring Batch Tools functions
offer the ability to merge, sort,
renumber, split, rename, delete and
copy recurring batches. If you use
the sort option you MUST use the
renumber option afterwards. For
more information on recurring
batches see "Recurring Batch Maintenance Overview" on page 6-79
and "Recurring Batch Tools Overview" on page 6- 15 7 of your Fedline 2.3 User Guide.
QUESTION: Do I need to enter
the Agent Account Number
when entering Savings Bonds
on Fedline?
ANSWER: Yes, the Agent Account
Number is a mandatory field and
must include the five -digit code
given to you by our Savings Bond
Unit. Leaving this field blank or not
entering all five digits will cause
your bond order to reject at the
Fed's host system. If you enter your
Agent Account Number in the 'SB
Config Settings' option, it will automatically be entered each time you
collect and queue a bond order.