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J'I\O~l'"f)-llY ANNUAL RE'Il E'l'l INDEX JANUARY • DECEMBER 1959 FEDERAL RESERVE BANK OF SAN FRANCISCO ARTICLE BY SUBJECT MONTH AND PAGE BANKING AND FINA NCE 1958 Member Bank Earnings District Bank Earnings Rise; Net Profits Fall The Mortgage Market and Housing The Behavior of Selected Interest Rates in the Business Cycle Interest Rates on New Business Loans, December 1958-September 1959 Vault Cash March 42-46 September 130-135 September 135-139 October 146-150 November 154-158 December 171-174 INDUSTRY AND TRADE The Twelfth District Lumber Production Index Farm Production Prospects-1959 Petroleum Refinery Plant and Equipment Expenditures, 1950-58 Consumer Durable Expenditures Aloha Oe, Hawaii January April 6-8 57-60 May June August 62-72 82-88 102-110 REVIEW OF BUSINESS CONDITIONS Monthly 1958 DISTRICT REVIEW February 10-14 14-20 20-24 24-25 25-26 27-28 28-30 Credit Industry Construction Agriculture Foreign Trade Retail Trade Government SPECIAL STUDY Agriculture and Recent Economic Conditions: Experience and Perspective September