Yu, Edison. "Banking Trends : Do Stress Tests Reduce Credit Growth?," in Federal Reserve Bank of Philadelphia. "First Quarter 2020, Volume 5, Issue 1," Economic Insights (Federal Reserve Bank of Philadelphia) (January 2020) : 3-9. https://fraser.stlouisfed.org/title/6149/item/594217/toc/536640 , accessed on March 29, 2024.