The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
MEMBER BANK CALL REPORT NUMBER 133 CONDITION OF MEMBER BANKS O c t o b e r 7 , 1 9 5 4 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON CONTENTS Assets and Liabilities: PAGE Of All Member Banks October 7, 1954, June 30, 1954, and September 30, 1953 1 Of All Member Banks on Selected Call Dates 1949-1954 2 By Class of Bank 3 By Federal Reserve Districts 4—5 Classification of Loans and United States Government Direct Obligations: Of All Member Banks on Selected Call Dates, 1949—1954 6 By Class of Bank 6 By Federal Reserve Districts 7 Of Reserve City and Country Member Banks, by Federal Reserve Districts 8—9 All Member Banks—Assets and Liabilities of Central Reserve City and Reserve City Banks, by Cities, and of Country Banks in Each Federal Reserve District Assets and Liabilities of Member Banks, by States 10-13 14—17 Deposits and Reserves by Class of Bank and Federal Reserve Districts 18 Assets and Liabilities of State Member Banks, by Federal Reserve Districts 19 These statistics are tabulated from condition reports submitted by member banks following each official call, a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes the combined statistics of national and State member banks in the Member Bank Call Report. Member banks are classified according to their reserve requirements as central reserve city banks, reserve city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city is classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition report, the report is tabulated according to a single location (that of the bank's head office, unless it has a branch in a city where banks are subject to higher reserve requirements). The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve membership, mergers, etc., and by changes in the reserve classification of cities or individual banks. MEMBER BANK CALL REPORT e ASSETS A N D LIABILITIES OF MEMBER B A N K S O N OCTOBER 7, 1954 COMPARED W I T H JUNE 30, 1954 A N D SEPTEMBER 30, 1953 [Amounts in thousands of dollars] C o n d i t i o n on— October 7, 1954 June 30, 1954 September 30, 1953 June 30, 1954 129,518,867 57,232,857 58,743,946 13,197 10,490,023 2,682,189 356,655 123,185,251 57,197,407 53,075,764 35,673 9,889,555 2,637,245 349,607 120,185,482 56,633,248 51,475,165 30,461 8,901,737 2,802,862 342,009 +6,333,616 +35,450 +5,668,182 -22,476 +600,468 +44,944 +7,048 +9,333,385 +599,609 +7,268,781 — 17,264 +1,588,286 -120,673 +14,646 Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) . Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection 34,748,665 18,907,513 1,929,878 36,722,441 18,925,459 2,001,473 35,918,703 19,214,753 2,010,472 -1,973,776 -17,946 -71,595 -1,170,038 -307,240 -80,594 6,867,275 28,868 87,898 6,927,233 7,032,211 29,858 61,723 8,671,717 6,297,284 26,063 51,188 8,318,943 -164,936 -990 +26,175 -1,744,484 +569,991 +2,805 +36,710 -1,391,710 Due from own foreign branches Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets 46,363 1,261,225 21,088 35,739 1,227,871 22,675 31,895 1,166,065 28,200 +10,624 +33,354 -1,587 +14,468 +95,160 -7,112 86,051 386,192 369,923 210,729 83,344 359,245 386,948 179,890 87,964 340,365 319,618 149,322 +2,707 +26,947 -17,025 +30,839 -1,913 +45,827 +50,305 +61,407 166,649,103 162,203,404 158,227,614 +4,445,699 +8,421,489 112,445,973 82,775,152 6,546,446 7,057,892 12,279,652 1,351,608 109,855,632 81,034,346 5,165,090 7,839,264 11,955,986 1,280,112 108,544,430 81,131,746 5,555,127 6,989,302 11,152,507 1,340,840 + 2, 590, 341 +1,740,806 +1,381,356 -781,372 +323,666 +71,496 +3,901,543 +1,643,406 +991,319 +68,590 +1,127,145 +10,768 ASSETS Loans and investments Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government. . . Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock). Total assets LIABILITIES # Demand deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations United States Government Postal savings . States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities i C h a n g e since— T o t a l liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts September 30, 1953 2,435,223 2,580,834 2,374,908 -145,611 +60,315 39,271,237 35,370,408 304,385 19,267 2,017,425 63,342 1,496,410 38,396,431 34,687,030 283,073 17,333 1,912,140 54,149 1,442,706 35,258,642 32,824,774 292,236 17,732 1,379,698 31,671 712,531 +874,806 +683,378 +21,312 +1,934 +105,285 +9,193 +53,704 +4,012,595 +2,545,634 + 12,149 + 1,535 +637,727 +31,671 +783,879 151,717,210 148,252,063 143,803,072 +3,465,147 +7,914,138 509,643 480,322 738,002 +29,321 -228,359 408,595 402,884 35,365 476,253 868,874 217,814 37,753 373,612 60,552 456,235 650,979 183,310 591,422 356,554 58,078 474,954 759,595 194,903 +370,842 +29,272 -25,187 +20,018 +217,895 +34,504 -182,827 +46,330 -22,713 +1,299 +109,279 +22,911 154,636,638 150,494,826 146,976,580 +4,141,812 +7,660,058 3,533,965 5,693,087 2,395,119 390,294 3,501,605 5,617,286 2,208,536 381,151 3,381,875 5,353,725 2,148,081 367,353 +32,360 +75,801 + 186,583 +9,143 + 152,090 +339,362 +247,038 +22,941 12,012,465 11,708,578 11,251,034 +303,887 . T o t a l liabilities a n d c a p i t a l a c c o u n t s 166,649,103 162,203,404 158,227,614 +4,445,699 +8,421,489 MEMORANDA Net demand deposits subject to reserve (see page 18) Demand deposits adjusted 1 Pledged assets (and securities loaned) Number of banks 98,652,695 85,341,034 20,849,522 6,703 94,154,214 82,782,727 18,632,817 6,721 93,929,660 82,177,013 18,643,382 6,753 +4,498,481 +2,558,307 +2,216,705 -18 +4,723,035 +3,164,021 +2,206,140 -50 1 Demand deposits other than interbank and United States Government, less cash items reported as in process of collection. # 1 +761,431 ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N SELECTED CALL DATES NOVEMBER 1, 1949 T O OCTOBER 7, 1954 [Amounts in thousands of dollars] 1949 Nov. 1 1950 Oct. 4 1951 Oct. 10 1952 Sept. 5 1953 Sept. 30 1954 June 30 1954 Oct. 7 ASSETS 100,888,205 104,367,031 108,387,873 114,653,594 120,185,482 123,185,251 129,518,867 Loans and investments 35,564,792 41,611,724 47,936,169 51,313,769 56,633,248 57,197,407 57,232,857 Loans (including overdrafts) : ••\ (52,612,557 49,632,553 51,366,149 51,475,165 53,075,764 58,743,946 United States Government direct obligations. . Obligations guaranteed by United States Gov- ^57,052,116 13,197 35,673 30,461 15,688 j 5,865 14,449 8,901,737 9,889,555 10,490,023 6,512,197 7,288,028 8,409,593 5,140,994 Obligations of States and political subdivisions. 2,682,189 2,637,245 3,226,888 2,802,862 3,322,242 3,208,533 2,843,437 Other bonds, notes, and debentures Corporate stocks (including Federal Reserve 356,655 349,607 342,009 321,507 308,141 302,446 286,866 Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States. . . Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures. . . Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Total assets LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government. States and political subdivisions Banks in United States. Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations. . . . United States Government Postal savings. States and political subdivisions Banks in United States. Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities T o t a l liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts 29,092,178 16,150,429 1,537,771 30,110,787 34,580,004 34,681,966 35,918,703 36,722,441 16,535,570 19,856,587 20,300,446 19,214,753 18,925,459 1,651,134 2,010,472 2,001,473 1,929,961 1,685,728 34,748,665 18,907,513 1,929,878 5,606,677 27,914 49,447 5,719,940 5,690,947 27,400 142,105 6,029,037 6,490,013 24,507 57,969 6,220,967 6,086,845 23,585 46,386 6,573,570 6,297,284 26,063 51,188 8,318,943 7,032,211 29,858 61,723 8,671,717 6,867,275 28,868 87,898 6,927,233 58,888 910,803 15,581 59,537 945,793 17,512 56,691 1,015,326 20,926 57,808 1,079,694 24,511 31,895 1,166,065 28,200 35,739 1,227,871 22,675 46,363 1,261,225 21,088 68,094 137,336 297,436 136,710 81,304 232,721 220,417 141,021 89,937 241,325 225,544 139,856 85,713 287,285 372,526 150,361 87,964 340,365 319,618 149,322 83,344 359,245 386,948 179,890 86,051 386,192 369,923 210,729 131,605,231 136,176,123 144,757,482 151,393,458 158,227,614 162,203,404 166,649,103 91,392,587 69,493,173 2,986,897 5,912,568 9,777,981 1,392,830 1,829,138 29,247,633 27,875,578 165,792 4,323 1,043,051 24,821 134,068 95,005,066 101,824,841 104,415,478 108,544,430 109,855,632 112,445,973 73,190,017 77,510,721 79,731,215 81,131,746 81,034,346 82,775,152 6,546,446 2,481,591 3,847,526 4,023,034 5,555,127 5,165,090 7,057,892 7,839,264 6,048,419 6,058,566 6,591,068 6,989,302 10,115,169 11,435,459 10,897,184 11,152,507 11,955,986 12,279,652 1,351,608 1,280,112 1,340,840 1,369,753 1,255,206 1,398,100 2,580,834 2,435,223 29,471,873 30,544,164 32,521,613 35,258,642 38,396,431 27,921,209 28,667,331 30,413,205 32,824,774 34,687,030 283,073 292,236 282,029 224,389 172,772 17,333 17,732 17,828 7,017 8,613 1,379,698 1,912,140 1,223,862 1,135,193 54,149 31,671 25,705 23,445 712,531 1,442,706 466,321 396,524 209,977 39,271,237 35,370,408 304,385 19,267 2,017,425 63,342 1,496,410 1,771,770 1,717,363 1,803,224 2,374,908 120,640,220 124,476,939 132,369,005 136,937,091 143,803,072 148,252,063 151,717,210 371,788 524,687 616,138 654,508 738,002 480,322 509,643 416,354 159,428 8,039 198,254 412,195 162,468 241,129 264,100 28,746 278,437 445,136 211,853 250,493 262,654 33,268 268,824 595,689 184,618 1,595,751 306,302 44,044 360,062 682,403 181,671 591,422 356,554 58,078 474,954 759,595 194,903 37,753 373,612 60,552 456,235 650,979 183,310 408,595 402,884 35,365 476,253 868,874 217,814 122,368,746 126,471,027 134,580,689 140,761,832 146,976,580 150,494,826 154,636,638 2,879,895 4,039,402 1,858,684 458,504 2,971,983 4,399,081 1,898,212 435,820 3,501,605 5,617,286 2,208,536 381,151 3,533,965 5,693,087 2,395,119 3%,294 9,236,485 9,705,096 10,176,793 10,631,626 11,251,034 11,708,578 12,012,465 3,102,949 4,698,311 1,991,558 383,975 3,265,401 4,971,535 2,016,093 378,597 3,381,875 5,353,725 2,148,081 367,353 T o t a l liabilities a n d c a p i t a l a c c o u n t s . . . 131,605,231 136,176,123 144,757,482 151,393,458 158,227,614 162,203,404 166,649,103 MEMORANDA Par or face value of capital Capital notes and debentures Preferred stock Common stock 2,879,895 10,096 54,422 2,815,377 2,971,983 9,514 46,288 2,916,181 3,102,949 10,308 39,778 3,052,863 3,265,401 14,161 29,756 3,221,484 Retirable value of preferred stock 103,062 90,262 80,895 65,078 Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) Pledged assets (and securities loaned) 80,067,617 71,514,939 13,352,268 6,901 83,286,713 89,115,277 91,756,521 74,981,169 79,065,683 81,551,937 13,633,081 16,084,510 19,155,395 6,808 6,846 6,885 3,533,965 18,312 15,106 3,500,547 3,381,875 14,470 21,184 3,346,221 3,501,605 18,422 17,702 3,465,481 51,450 43,127 33,597 93,929,660 94,154,214 82,177,013 82,782,727 18,643,382 18,632,817 6,753 6,721 98,652,695 85,341,034 20,849,522 6,703 3 ATT. MEMBER BANKS—ASSETS A N D LIABILITIES O N OCTOBER 7, 1954 B Y CLASS OF B A N K [Amounts in thousands of dollars] Central reserve city member banks 1 New York ASSETS 23,794,446 Loans and investments 11,633,384 Loans (including overdrafts) . 9,638,813 United States Government direct obligations. . Obligations guaranteed by United States Gov4,673 ernment i i *• * * * * 2,016,100 Obligations of States and political subdivisions. 400,870 Other bonds, notes, and debentures Corporate stocks (including Federal Reserve 100,606 Bank stock) Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault .••••• Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States.. . Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures. . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets. LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government. States and political subdivisions Banks in United States. Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations... United States Government Postal savings. States and political subdivisions Banks in United States. Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts Total liabilities a n d capital accounts. MEMORANDA Par or face value of capital Capital notes and debentures. Preferred stock Common stock 6,856,258 4,636,495 153,756 Country member banks 1 All member banks All national member banks 6,342,940 49,675,686 49,705,795 129,518,867 2,473,041 22,530,748 20,595,684 57,232,857 3,301,822 22,036,003 23,767,308 58,743,946 86,594,273 37,333,479 39,796,718 3,829 7,325,145 1,919,559 377,516 176,512 5,941 3,875,482 1,096,742 2,583 4,220,925 1,008,065 13,197 10,490,023 2,682,189 14,049 130,770 111,230 356,655 215,543 1,752,610 13,822,332 12,317,465 34,748,665 5,411,276 18,907,513 1,135,907 7,723,835 1,929,878 597,890 1,151,814 26,418 23,316,452 12,320,249 1,306,729 36,656 2,455 48,444 1,978,452 117,248 1,394 6,705 464,938 2,032,494 15,947 30,221 3,421,945 4,680,877 9,072 2,528 1,061,898 6,867,275 28,868 87,898 6,927,233 5,206,061 20,648 41,948 4,420,817 46,363 167,071 14,873 466,358 6,275 612,923 14,807 46,363 1,261,225 21,088 40,295 864,344 16,708 150 3,045 68,401 104,896 183,661 98,516 14,825 5,141 79,620 58,083 86,051 386,192 369,923 210,729 54,190 186,135 248,552 125,509 2,675 273,110 82,091 49,051 % 31,271,071 8,143,248 64,426,125 62,808,659 166,649,103 111,446,458 23,824,708 16,239,868 1,993,604 333,002 3,076,355 1,083,441 6,180,312 43,518,723 38,922,230 112,445,973 4,074,361 31,217,305 31,243,618 82,775,152 6,546,446 1,634,801 465,154 2,452,887 7,057,892 265,438 2,391,922 4,067,530 12,279,652 1,311,151 1,276,403 6,615,743 1,351,608 11,168 215,844 41,155 1,098,438 3,636,083 2,089,788 54,450 215,933 18,950 1,256,962 27,460,791 146,574 286,527 12,221 45,608 187,834 117,422 28,616,903 720,017 1,410,305 495,182 28,664 2,654,168 31,271,071 720,017 1,200 718,817 21,809,600 15,692,856 3,400,797 22 74,835,990 55,035,751 4,067,059 5,105,291 8,619,081 692,824 653,962 2,435,223 1,315,984 1,282,367 15,505,007 18,847,780 1,244,637 14,185,566 17,850,417 147,543 98,362 4,030 14,525 4,742 814,815 976,927 9,750 1,150 25,787 213,623 22,800 39,271,237 35,370,408 304,385 19,267 2,017,425 63,342 1,496,410 26,751,984 24,311,035 265,440 13,026 1,349,486 45,279 767,718 57,801 625,022 'I'M 7*462,679 59,023,730 57,770,010 151,717,210 101,587,974 149,717 359,926 Retirable value of preferred stock Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) Pledged assets (and securities loaned) Number of banks Chicago Reserve city member banks 1 15,000 3,477 2,582 8,636 46,837 11,709 204,340 107,739 16,872 209,418 426,975 61,516 42,681 5,141 3,690 212,591 207,228 27,167 509,643 500,933 408,595 402,884 35,365 476,253 868,874 217,814 233,478 191,957 24,927 322,127 559,1 132,580 7,550,920 60,200,307 58,268,508 154,636,638 103,553,964 205,555 260,955 70,714 55,104 1,268,671 2,074,934 768,054 114,159 1,339,722 1,946,893 1,061,169 192,367 3,533,965 5,693,087 2,395,119 390,294 2,389,061 3,683,223 1,536,080 284,130 592,328 4,225,818 4,540,151 12,012,465 7,892,494 8,143,248 64,426,125 62,808,659 166,649,103 111,446,458 1,500 204,055 1,268,671 5,050 1,100 1,262,521 1,339,722 12,062 12,506 1,315,154 3,533,965 18,312 15,106 3,500,547 1,500 1,100 30,997 33,597 7,109 5,598,126 38,064,653 33,180,316 98,652,695 3,932,662 30,812,304 34,903,212 85,341,034 7,480,350 20,849,522 917,133 9 0 5 1 ' '$ 6,703 6,365 13 65,209,112 57,036,209 14,915,019 4,820 205,555 2,389,061 4,602 2,384,459 i Banks arc classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks. 4 ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N OCTOBER 7, 1954 B Y FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district T o t a l , all districts Boston ASSETS Loans a n d Investments 129,518,867 Loans (including overdrafts) 57,232,857 United States Government direct obligations. . 58,743,946 Obligations guaranteed by United States Government 13,197 Obligations of States and political subdivisions. 10,490,023 Other bonds, notes, and debentures 2,682,189 Corporate stocks (including Federal Reserve Bank stock) 356,655 New York 5,979,825 33,953,348 2,906,330 16,267,395 2,459,460 13,988,838 2,926 466,271 127,900 6,404 2,937,687 623,891 Philadelphia Cleveland 6,906,060 10,791,793 3,144,625 4,317,311 2,826,293 5,291,565 86 674,173 235,642 1,670 862,739 289,422 Richmond 5,749,837 2,553,385 2,697,534 1,468 368*305 116,029 16,938 129,133 25,241 29,086 13,116 Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States. . . Balances with banks in foreign countries Cash items in process of collection 34,748,665 18,907,513 1,929,878 1,519,763 825,978 122,438 8,825,501 5,691,491 366,759 1,681,292 878,333 131,848 2,493,240 1,411,937 200,987 1,787,966 835,223 152,329 6,867,275 28,868 87,898 6,927,233 248,834 1,014 8,297 313,202 459,111 3,651 50,596 2,253,893 365,085 1,783 3,988 300,255 486,568 412 5,503 387,833 455,885 986 489 343,054 Due from own foreign branches Bank premises owned and furniture and fixtures. . . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets 46,363 1,261,225 21,088 76,812 1,012 46,363 297,212 1,450 110,839 550 78,876 1,706 86,051 386,192 369,923 210,729 1,584 26,773 15,269 8,653 6,862 274,442 109,297 63,360 12,197 337 31,745 11,716 4,205 297 10,572 12,722 Total assets 12,922 16,779 166,649,103 7,629,691 43,577,835 8,712,634 13,452,417 7,646,181 LIABILITIES D e m a n d deposits 112,445,973 Individuals, partnerships, and corporations.... 82,775,152 United States Government 6,546,446 States and political subdivisions 7,057,892 Banks in United States 12,279,652 Banks in foreign countries 1,351,608 Certified and officers' checks, cash letters of 2,435,223 credit, and travelers' checks, etc 5,458,585 30,683,151 4,213,103 21,549,004 303,383 2,369,299 351,522 1,185,215 427,664 3,235,189 33,846 1,092,207 5,476,039 4,337,120 284,176 308,089 448,356 17,885 5,278,113 3,969,756 267,803 382,728 571,935 7,239 T i m e deposits Individuals, partnerships, and corporations United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities T o t a l liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts 39,271,237 35,370,408 304,385 19,267 2,017,425 63,342 1,496,410 151,717,210 Retirable value of preferred stock Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) Pledged assets (and securities loaned) Number of banks 1,252,237 80,413 117,613 78,652 8,063,045 6,306,527 68,319 20 408,699 22,493 1,256,987 2,344,180 2,193,094 8,637 654 139,661 359 1,775 3,951,326 3,758,341 3,374 1,078 187,371 1,162 1,750,173 1,553,276 59,396 3,565 113,038 3,073 17,825 7,820,219 12,213,275 7,028,286 «.ra 1,018 40,263 75,636 7,522 2,856 297 376 22,206 31,454 11,802 7,927,537 12,373,776 7,097,277 6,854,416 38,746,196 5,751 359,926 408,595 402,884 35,365 476,253 868,874 217,814 18,177 28,143 401 26,945 41,830 7,992 165,067 287,961 13,007 106,865 240,436 128,755 3,533,965 5,693,087 2,395,119 390,294 12,012,465 T o t a l liabilities a n d c a p i t a l a c c o u n t s . . . 166,649,103 MEMORANDA Par or face value of capital Capital notes and debentures Preferred stock Common stock 129,067 1,395,831 1,347,751 11,548 1,834 11,898 110 22,690 509,643 154,636,638 3,533,965 18,312 15,106 3,500,547 33,597 98,652,695 85,341,034 20,849,522 6,703 8,261,949 6,537,400 486,160 536,304 577,044 7,428 6,983,655 40,048,213 183,995 309,048 121,862 31,131 1,008,399 1,795,223 673,322 52,678 646,036 3,529,622 7,629,691 43,577,835 183,995 39,512 2,817 602 24,698 35,306 4,383 204,607 419,379 144,879 16,232 313,550 578,829 170,967 15,295 785,097 1,078,641 548,904 8,712,634 13,452,417 7,646,181 853 183,142 1,008,399 17,559 6,802 984,038 1,253 24,883 1,010 4,896,663 27,970,147 4,380,490 21,732,563 619,344 4,638,022 313 687 4,810,699 4,425,367 1,161,080 142,799 274,984 104,843 26,278 204,607 313,550 142,799 1,010 203,597 313,550 345 142,454 7,387,548 6,803,484 1,795,265 643 4,479,174 4,088,082 1,160,299 477 354 5 ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N OCTOBER 7, 1954 B Y FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district ASSETS Loans a n d investments Loans (including overdrafts) . . .. United States Government direct obligations Obligations guaranteed by United States Government. Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) ...... Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets. LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations. United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts T o t a l liabilities a n d c a p i t a l a c c o u n t s . MEMORANDA Par or face value of capital Capital notes and debentures Preferred stock Common stock Retirable value of preferred stock Net demand deposits subject to reserve (see page 18). Demand deposits adjusted (see footnote on page 1) . . Pledged assets (and securities loaned) Number of banks Chicago St. Louis Minne- 20,833,620 7,524,594 11,203,075 105 1,614,478 453,652 4,798,005 2,103,603 2,238,370 87 351,557 91,926 3,438,278 1,454,322 1,664,898 40 241,971 70,891 Kansas City 5,758,433 2,353,684 2,780,046 158 485,985 127,580 Dallas 6,294,426 3,116,911 2,668,820 4i6j780 81,024 37,716 12,462 6,156 10,980 16,891 5,187,406 2,897,603 299,078 1,506,984 707,063 81,447 983,824 457,885 46,778 2,048,283 908,753 82,817 2,578,219 982,868 118,569 1,073,279 2,627 8,313 906,506 439,269 189 73 278,943 285,472 689 731 192,269 726,439 328,600 1,121,074 8,790 2,093 344,825 130,168 1,153 44,068 738 23,722 753 42,806 1,120 95,919 4,960 5,070 3,215 61,090 21,105 713 3,759 'Hit 10,792 2,432 3,682 1,290 12,118 4,718 5,089 20,315 10,548 27,373 26,242,827 6,370,829 4,464,763 7,872,450 9,036,849 17,022,108 12,489,781 1,052,947 1,228,867 1,989,229 47,745 4,698,293 3,272,628 196,737 338,967 849,814 2,875 3,025,968 2,132,971 136,876 273,019 444,683 2,946 6,240,841 4,359,466 232,820 537,891 1,061,807 1,764 7,253,121 5,297,295 234,775 451,569 1,180,801 15,862 *•',& 213,539 37,272 35,473 47,093 72,819 7,225,365 6,999,534 19,760 4,696 176,463 2,112 22,800 1,174,188 1,120,708 11,060 656 41,349 415 1,106,319 1,082,810 2,529 329 20,512 139 1,064,109 1,018,159 29,540 1,507 >$ll 1,097,711 913,141 24,608 1,181 153,502 5,279 24,247,473 5,872,481 4,132,287 7,304,950 8,350,832 106,525 3,647 4,075 75,395 129,381 19,608 8,800 3,759 914 15,080 27,002 6,283 14 19,449 20,980 2,734 6,242 1,290 419 24,701 1,212 11,086 489 20,506 418 10,279 37,057 99 24,586,104 5,934,319 4,179,465 7,349,900 8,419,680 499,936 717,094 327,848 111,845 131,077 188,759 102,259 14,415 73,588 131,392 61,532 18,786 147,433 205,616 141,017 28,484 223,425 247,621 123,510 22,613 u 1,656,723 436,510 285,298 522,550 617,169 26,242,827 6,370,829 4,464,763 7,872,450 9,036,849 499,936 328 4.743 494,865 131,077 425 370 130,282 73,588 147,433 223,425 100 73,488 '147^433 223,425 4.744 370 100 15,042,935 13,025,681 2,336,545 1,022 3,980,081 3,369,924 654,668 491 2,548,227 2,249,194 651,129 473 5,185,859 4,615,850 1,208,576 749 5,787,222 5,476,858 1,373,589 636 6 ALL MEMBER BANKS—CLASSIFICATION OF LOANS A N D U N I T E D STATES G O V E R N M E N T DIRECT OBLIGATIONS [In thousands of dollars] All member banks on selected call dates 1949 June 30 Loans—net 34 456 212 Reserves 399 130 Loans—gross 34 855 342 Commercial and industrial loans, including open-market paper 15 213 034 Loans to farmers directly guar, by CCC. 341 096 Other loans to farmers 1 362 506 Loans to brokers and dealers in sees. . . . i: 958 ,192 Other loans for purchasing or carrying securities 803,,489 Real estate loans: On farm land 487,,686 On residential property: Insured by FHA ) 6 i , 364,,919 Insured or guaranteed by VA Not ins. or guar, by FHA or VA. . . r) On other properties i,,530,,394 Other loans to individuals: Retail automobile instalment paper. . i,,330.,366 717;,949 Other retail instalment paper 680:,125 Repair and modernization instalment. 866:,019 Instalment cash loans Single-payment loans 2 . ,264:,503 Loans to banks 98 ,059 837,,005 All other loans (including overdrafts). . U n i t e d S t a t e s G o v e r n m e n t d i r e c t obligations 53,,127,,918 Treasury bills 2 : ,650.,647 8 ,468:,955 Treasury certificates of indebtedness.. . Treasury notes 1,,638.,829 1.,333.,909 Nonmarketable bonds Other bonds maturing in 5 years or less. 21.,654:,832 8. ,704:,746 Other bonds maturing in 5 to 10 years. . 6.,688.,581 Other bonds maturing in 10 to 20 years. Other bonds maturing after 20 years.. . i:,987:,419 1950 Oct. 4 1951 Oct. 10 1952 Sept. 5 1953 Sept. 30 1954 June 30 41 611,,724 529,,311 42 141,,035 47,936,,169 638,,538 48,574,,707 51,,313,,769 759,,057 52,,072,,826 56,,633,,248 831.,348 57,,464,,596 57 ,197 ,407 876,,934 58 ,074,,341 57,232,,857 887.,388 58,120,,245 18 ,337,,433 163,,993 1 564,,980 1,,382,,222 23,164,,679 138,,292 1,988,,378 1,138,,480 23,,973,,048 249,,306 2.,196,,273 1 ,472,,821 26,,024.,505 374:,760 1,,992,,949 1 ,783:,492 24,,362,,485 1 ,452 ,519 1 ,949 ,662 2,,411 ,116 24,356,,525 460,,479 1,930,,469 2,451,,025 901,,331 839,,959 940,,605 897,,597 1,, 105,,900 1,168,,080 521,,173 559,,296 570,,639 595,,015 609,,543 617.,798 8,754,,452 3.,313.,654 2.,542.,582 4:,233:,030 2 : ,155:,529 3,,423,,748 2, ,629:,443 4.,429.,369 2 : ,347:,542 3,472,,750 2,725 ,493 4,651:,623 2,445,,477 1,,661,,138 1,858,,989 ( 2,,993,,395 ] 2,,478,,928 I 3,,849,,134 1 ,963,,206 2.,188,,124 1,,236,,201 922.,712 1 ,026:,851 2.,801,,795 304.,270 1,,194,,175 2,231,,279 1,092,,531 972,,852 1,083,,381 3,060.,627 333:,686 1,357,,826 2,,579.,485 1 ,249,,085 1,,166,,857 1.,276,,127 3,,327,,155 432,,204 1,,354,,558 3.,626.,315 i:,753,,195 i:,432,,080 i:,511.,542 3:,495:,893 406:,830 i, ,325,,628 3,,507,,767 1.,633,,200 i:,447.,184 i:,604:,659 3,,646:,882 174:,376 1,,338:,946 3,485,,214 1,578.,452 1,473.,446 1,646,,700 3,730,,754 493,,679 1,432,,281 52.,612,,557 3:,588,,429 i ,867.,592 12.,632,,729 i:,376,,407 2 1 : ,012.,120 7:,355:,689 2 : ,550,,962 2.,228.,629 49,632,,553 4,231,,707 4,738,,732 10,191,,683 1,714,,356 17,720.,644 6,428.,132 2,570.,093 2,037,,206 51,,366, 149 4.,268,,998 5:,475,,820 9.,461,,102 i:,743,,631 15.,994,,362 9:,506,,795 2.,972,,565 1.,942,,876 51.,475,,165 4:,170,,772 8:,602,,072 io:,909.,330 i:,748:,809 13.,812:,779 8:,262:,792 3:,866:,585 102.,026 53,,075,,764 3,,915,,488 4.,416,,923 10,,374.,392 1.,723:,625 11.,319.,071 17:, 0 1 1 : ,450 4,,238:,940 75:,875 58,743, 946 4,531,,112 3,740,,231 13,012,,348 1,737,,707 14,614,,291 16,557,,757 4,486,,720 63,,780 7,,934,,637 By class of bank, October 7, 1954 Central reserve city member banks 1 Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guar, by CCC. Other loans to farmers Loans to brokers and dealers in sees.. . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not ins. or guar, by FHA or VA. . On other properties Other loans to individuals: Retail automobile instalment paper. . Other retail instalment paper Repair and modernization instalment. Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts). . U n i t e d S t a t e s G o v e r n m e n t d i r e c t obligations Treasury bills Treasury certificates of indebtedness.. Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years. Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years. . For footnote, see opposite page. New York Chicago Reserve city member1 banks 11,633,384 191,970 11,825,354 2,473,041 55,954 2,528,995 22,530,748 374,426 22,905,174 20,595,684 265,038 20,860,722 57,232,857 887,388 58,120,245 37,333,479 582,227 37,915,706 7,304,072 2,173 1,791,715 1,833,144 35 5,993 237,920 10,127,605 87,155 410,196 346,071 5,091,704 373,289 1,512,107 75,319 24,356,525 460,479 1,930,469 2,451,025 15,849,535 373,897 1,489,115 940,001 364,301 72,743 522,909 208,127 1,168,080 654,062 461 100,775 516,562 617,798 435,613 183,788 59,529 95,072 79,565 7,401 6,828 38,060 27,607 2,008,441 1,238,804 1,556,748 955,453 1,273,120 1,420,332 2,961,743 1,382,852 3,472,750 2,725,493 4,651,623 2,445,477 2,363,501 2,033,456 2,960,309 1,608,376 105,323 171,618 180,080 265,261 493,279 362,059 367,519 54,724 53,573 25,905 12,099 64,966 10,925 76,611 1,538,209 579,163 702,009 497,711 1,508,375 98,809 626,741 1,786,958 774,098 565,452 871,629 1,664,134 21,886 361,410 3,485,214 1,578,452 1,473,446 1,646,700 3,730,754 493,679 1,432,281 2,411,096 1,137,933 1,045,227 1,145,543 2,356,860 188,185 922,997 9.638.813 844,111 551,588 3,301,822 243,983 223,229 864,319 15,887 738,008 913,043 303,292 61 22,036,003 1,380,630 1,473,679 5,121,826 263,714 5,373,514 6,789,633 1,618,125 14,882 23,767,308 2,062,388 1,491,735 4,846,752 1,400,530 5,845,530 6,087,267 58,743,946 4,531,112 3,740,231 13,012,348 1,737,707 14,614,291 16,557,757 4,486,720 63,780 39,796,718 3,122,678 2,673,566 8,349,626 1,307,705 9,439,906 11,580,429 3,268,337 54,471 2,1 57;576 2,657,239 2.767.814 554,968 26,066 1954 Oct. 7 Country member banks 1 All member banks All national member banks 2 '°22:771 7 ALL MEMBER BANKS—CLASSIFICATION OF LOANS A N D U N I T E D STATES G O V E R N M E N T DIRECT OBLIGATIONS [In thousands of dollars] By Federal Reserve districts, October 7, 1954 T o t a l , all districts New York Boston Philadelphia Cleveland Richmond Atlanta Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC Other loans to farmers Loans to brokers and dealers in securities. . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA On other properties Other loans to individuals: Retail automobile instalment paper Other retail instalment paper.. . . : Repair and modernization instalment loans. Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) 57,232,857 887,388 58,120,245 2,906,330 16,267,395 278,839 52,857 2,959,187 16,546,234 3,144,625 55,874 3,200,499 4,317,311 76,449 4,393,760 2,553,385 30,057 2,583,442 2,478,680 34,274 2,512,954 24,356,525 460,479 1,930,469 2,451,025 1,380,549 30,893 33,333 8,567,997 2,505 82,515 1,859,090 1,222,066 1,662 54,187 44,037 1,439,432 18,347 77,101 100,039 859,182 4,815 65,001 26,071 1,113,813 15,410 78,278 21^647 1,168,080 35,424 415,204 61,769 95,441 97,290 51,162 617,798 16,403 40,390 45,739 83,221 53,960 32,729 3,472,750 2,725,493 4,651,623 2,445,477 76.984 107,851 289,379 176,738 590,437 570,465 744,367 358,815 84,083 209,905 354,787 198,951 197,093 282,707 646,390 283,793 64,837 110,191 296,059 171,677 33,953 26,981 149,746 121,648 3,485,214 1,578,452 1,473,446 1,646,700 3,730,754 493,679 1,432,281 196,767 71,074 48,905 105,172 300,817 24,935 63,912 461,732 356,469 337,236 488,835 840,121 364,204 465,852 258,504 88,190 94,029 123,470 270,678 6,045 82,397 304,270 120,039 129,004 137,908 344,102 1,726 133,147 197,265 74,353 53,995 120,790 300,519 14,553 72,884 206,595 98,585 89,114 94,939 269,334 8,814 100,206 United States G o v e r n m e n t direct obligations. Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years 58,743,946 4,531,112 3,740,231 13,012,348 1,737,707 14,614,291 16,557,757 4,486,720 63,780 2,459,460 13,988,838 214.449 1,118,451 754,499 156,834 375,170 2,885,627 263,354 93.985 577,315 3,854,631 735,999 3,960,475 303.450 1,121,655 30,146 2,258 2,826,293 175,104 154,089 487,981 158,618 770,230 696,779 379,653 3,839 5,291,565 256,281 347,447 1,208,513 151,883 1,412,381 1,508,464 400,075 6,521 2,697,534 192,664 146,564 567,576 141,593 683,778 757,555 207,069 735 3,010,377 303,865 274,587 749,138 80,021 619,395 753,656 228,635 1,080 By Federal Reserve districts, October 7, 1954—Continued Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property : Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA On other properties Other loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) U nited States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years Minne- Kansas City Dallas 2,103,603 25,776 2,129,379 1,454,322 18,214 1,472,536 2,353,684 19,168 2,372,852 3,116,911 30,079 3,146,990 9,012,017 124,528 9.136.545 800,263 18,381 124,729 18,127 35,041 443,520 38,604 149,469 2,446 19,085 891,513 163,847 349,851 10,023 23,788 1,572,682 70,459 246,254 13,385 120,966 2,882,650 103,142 406,593 52,861 39,070 Chicago St. Louis 7,524,594 141,273 7,665,867 3,182,858 . 23,256 265,598 269,966 173,840 Francisco 98,963 44,202 23,694 37,666 31,212 109,619 468,547 368,522 798,562 328,393 148,570 56,808 181,957 109,783 119,430 123,765 115,021 56,893 87,351 57,930 112,199 102,899 27,006 34,085 99,549 110,662 1,574,459 776,283 863,607 425,225 479,104 236,500 234,377 128,321 413,738 23,073 172,249 121,883 57,798 68,298 49,315 224,664 7,579 61,981 108,227 64,721 82,989 32,564 57,562 9 34,537 147,221 63,944 45,791 47,934 167,993 2,877 60,025 197,527 88,750 67,836 109,057 277,926 14,679 64,955 806,119 258,029 221,872 208,395 263,300 25,185 120,136 11,203,075 723,651 623,770 2,654,168 326,658 2,837,846 3,235,193 796,790 4,999 2,238,370 175,783 151,532 587,328 95,478 495,588 637,819 93,787 1,055 1,664,898 169,923 151,636 405,172 121,376 396,874 361,953 56,742 1,222 2,780,046 344,682 216,678 708,846 115,208 601,317 667,534 123,298 2,483 2,668,820 354,804 252,592 547,550 57,845 598,390 707,105 149,485 1,049 7,914,670 501,455 510,003 1,835,279 131,688 1.766.546 2,535,225 626,081 8,393 1 Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks. RESERVE CITY BANKS 1 —CLASSIFICATION OF LOANS A N D U N I T E D STATES G O V E R N M E N T DIRECT OBLIGATIONS [In thousands of dollars] T o t a l , all reserve city b a n k s By Federal Reserve districts, October 7, 1954 New York Boston Philadelphia Cleveland Richmond 2 22,530,748 Loans—net 374,426 Reserves 22,905,174 Loans—gross Commercial and industrial loans, including 10,127,605 open-market paper 87,155 Loans to farmers directly guaranteed by CCC. 410,196 Other loans to farmers 346,071 Loans to brokers and dealers in securities. . . , Other loans for purchasing or carrying se522,909 curities Real estate loans: 100,775 On farm land On residential property: 2,008,441 Insured by FHA 1,238,804 Insured or guaranteed by VA 1,556,748 Not insured or guaranteed by FHA or VA 955,453 On other properties Other loans to individuals: 1,538,209 Retail automobile instalment paper 579,163 Other retail instalment paper 702,009 Repair and modernization instalment loans 497,711 Instalment cash loans 1,508,375 Single-payment loans 98,809 Loans to banks 626,741 All other loans (including overdrafts) 1,138,767 26,180 1,164,947 655,180 21,912 677,092 1,433,638 31,472 1,465,110 2,532,278 54,372 2,586,650 1,169,043 16,057 1,185,100 733,240 332,742 335 2,840 20,987 813,999 1,127,494 3,333 24,899 188 37,183 730 97,848 493,900 1,117 1,767 22,131 14,601 16,132 38,418 75,900 75,127 26 2,304 303 4,735 2,843 36,451 19,986 44,787 41,021 41,422 31,778 53,485 36,564 22,908 23,578 26,248 33,437 109,950 146,345 250,276 127,959 23,327 40,546 90,583 66,967 53,216 17,114 11,836 12,584 114,265 8,975 28,613 27,434 21,427 15,392 19,205 39,213 147,917 41,210 55,004 36,700 135,566 5,945 46,506 113,401 64,761 80,155 64,172 214,684 1,188 107,052 89,204 26,515 30,733 39,484 120,908 13,975 45,973 22,036,003 1,380,630 1,473,679 5,121,826 263,714 5,373,514 6,789,633 1,618,125 14,882 817,594 73,444 83,584 91,798 9,510 160,122 299,407 99,329 400 470,932 9,033 25,665 105,313 4,839 177,187 109,886 38,876 133 917,979 57,099 44,994 180,864 5,828 270,280 250,226 108,599 3,057,424 110,193 224,443 750,163 21,589 793,901 918,297 235,372 3,466 1,223,414 77,368 67,382 267,876 28,062 329,762 363,669 89,224 71 United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years 15,832 By Federal Reserve districts, October 7, 1954—Continued Chicago St. Louis Minne- Kansas City Dallas Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities. Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA On other properties Other loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) 2,213,792 46,015 2,259,807 1,177,640 16,655 1,194,295 551,847 6,684 558,531 1,275,571 11,064 1,286,635 1,754,337 16,301 1,770,638 810,876 399 7,669 30,454 77,393 605,549 3,002 18,612 17,804 23,768 275,668 256 3,460 2,308 11,887 674,227 17,722 79,913 9,787 17,071 1,089,726 5,299 20,377 12,226 106,104 United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years 1 See contents page for basis of classification of member banks. * See note 3, page 11. 4,410 1,834 368 4,679 4,178 236,215 167,724 211,317 97,641 62,335 17,213 54,774 54,764 29,465 45,410 17,660 14,020 56,749 24,912 . 48,128 65,565 9,887 18,877 32,287 61,222 174,916 48,870 128,424 35,226 158,710 12,000 57,563 53,480 28,760 47,836 17,821 127,771 7,527 51,445 27,646 24,174 54,141 9,690 20,392 21,986 58,440 33,241 29,856 20,559 95,828 1,930 48,028 59,557 43,582 40,874 55,065 157,333 14,235 39,809 3,643,432 155,750 148,408 821,837 54,909 985,178 1,236,958 238,962 1,430 1,022,568 76,628 63,049 304,624 15,155 227,498 312,970 22,389 255 526,245 65,891 60,015 122,258 4,844 125,415 116,284 31,033 505 1,393,251 163,424 95,892 396,203 17,408 284,790 376,302 58,705 527 1,253,985 112,731 131,627 230,221 11,178 308,136 358,940 101,134 18 9 C O U N T R Y BANKS 1 —CLASSIFICATION OF LOANS A N D U N I T E D STATES G O V E R N M E N T DIRECT OBLIGATIONS [In thousands of dollars] By Federal Reserve districts, October 7, 1954 country banks Boston New York Philadelphia Cleveland Richmond Atlanta Loans—net 20,595,684 Reserves 265,038 Loans—gross 20,860,722 Commercial and industrial loans, including open-market paper 5,091,704 Loans to farmers directly guaranteed by CCC. 373,289 Other loans to farmers 1,512,107 Loans to brokers and dealers in securities. . . . 75,319 Other loans for purchasing or carrying securities 208,127 Real estate loans: On farm land 516,562 On residential property: Insured by FHA 1,273,120 Insured or guaranteed by VA 1,420,332 Not insured or guaranteed by FHA or VA. 2,961,743 On other properties 1,382,852 Other loans to individuals: Retail automobile instalment paper 1,786,958 Other retail instalment paper 774,098 Repair and modernization instalment loans. 565,452 Instalment cash loans 871,629 Single-payment loans 1,664,134 Loans to banks 21,886 All other loans (including overdrafts) 361,410 1,767 ,563 26 ,677 1,794 ,240 3,978 ,831 64,,957 4,043 ,788 1,710 ,987 24 ,402 1,735 ,389 1,785 ,033 22 ,077 1,807 ,110 1,384 ,342 14 ,000 1,398 ,342 1,382 ,595 16 ,050 1,398 ,645 647,,309 51 27.,560 8,,434 931.,183 2.,170 77.,502 46:,388 408,,067 1,,662 53.,999 6,,854 311,,938 18 ,347 76,,371 2,,191 365 ,282 3,,698 63 ,234 3,,940 525,,312 8,,823 69 ,035 3,,120 20,,823 34.,771 23,,351 19,,541 22,,163 20,,263 16,,377 38,,086 45,,436 78,,486 51,,117 28,,994 40.,533 87:,865 244;,592 135:,717 365,,227 479,,158 595,,810 242,,686 61,,175 186.,327 328.,539 165;,514 87.,143 136.,362 396.,114 155,,834 41.,510 69.,645 205,,476 104,,710 27,,174 21.,306 117.,326 82,,587 143,,551 53,,960 37.,069 92:,588 186:,552 15:,960 35,,299 328.,975 163;,424 141.,764 204;,369 307,,629 2,,145 82,,501 110.,587 46;,980 39.,025 86:,770 135;,112 100 35,,891 190,,869 55.,278 48,,849 73,,736 129,,418 538 26,,095 108.,061 47:,838 23.,262 81:,306 179;,611 578 26,,911 112.,930 63:,547 53:,583 68.,616 154;,170 965 40,,894 United S t a t e s G o v e r n m e n t d i r e c t o b l i g a t i o n s . Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years 1,641,,866 141.,005 73,,250 283,,372 84,,475 417,,193 436,,592 204, 121 1,,858 3,879,,093 265,,307 177,,246 600,,863 200,,939 1,020,,205 1,082,,775 527, 811 3, 947 1,908,,314 118.,005 109;,095 307,,117 152,,790 499,,950 446,,553 271,,054 3,,750 2,234,,141 146,,088 123,,004 458,,350 130.,294 618:,480 590,,167 164,,703 3,,055 1,474,,120 115,,296 79,,182 299.,700 113,,531 354.,016 393,,886 117,,845 664 1,744,,386 162,,423 154,,573 431,,968 71,,007 344,,660 442,,757 135.,931 i; ,067 23,767,308 2,062,388 1,491,735 4,846,752 1,400,530 5,845,530 6,087,267 2,010,335 22,771 By Federal Reserve districts, October 7, 1954—Continued Chicago St. Louis Minne- Kansas City Dallas San Francisco Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA On other properties Other loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) 2,837,761 39,304 2,877,065 925,963 9,121 935,084 902.475 11,,530 914,005 1 ,078,,113 8,,104 1 ,086, 217 1,362,,574 13,,778 1,376, 352 1,479,447 15,038 1,494,485 538,838 22,822 251,936 1,592 23,704 194,714 15,379 106,117 323 11,273 167,,852 38,,348 146,,009 138 7,,198 217,,286 146,,125 269,,938 236 6,,717 482,,956 65,,160 225,,877 1 , ,159 14,,862 300,967 50,704 144,529 944 3,461 United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years 1 See contents page for basis of classification of member banks. 94,092 42,368 23,,326 32,,987 27,,034 38,259 224,931 193,970 549,185 203,145 86,235 39,595 127,183 55,019 89,,965 78,,355 97,,361 42,,873 30,,602 33.,018 64,071 37,334 17,,119 15,,208 67,,262 49,,440 201,506 79,523 168,824 107,993 249,464 134,057 80,048 80,996 190,062 148 38,075 68,403 29,038 20,462 31,494 96,893 52 10,536 80.,581 40:,547 28.,848 22.,874 37,,170 9 12,,551 88.,781 30:,703 15,,935 27:,375 72.,165 947 11,,997 137,,970 45,,168 26,,962 53:,992 1 2 0 : ,593 444 25,,146 166,786 63,558 49,645 47,513 54,759 4,257,821 323,918 252,133 968,012 255,862 1,114,660 1,085,192 254,536 3,508 1,215,802 99,155 88,483 282,704 80,323 268,090 324,849 71,398 800 1,138 ,653 104,032 91,,621 282 ,914 116,,532 271,,459 245,,669 25:,709 717 1 ,386,,795 181,,258 120,,786 312 ,643 97,,800 316,,527 291,,232 64 ,593 1 ,956 1,414,835 242,,073 120,,965 317,,329 46,,667 290,,254 348,165 48 ,351 1 , ,031 1,471,482 163,828 101,397 301,780 50,310 330,036 399,430 124,283 418 15,514 10 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON OCTOBER 7, 1954, OF CENTRAL RESERVE CITY AND ASSETS [In thousands of dollars] Reserves, cash, Loans and investments Federal Reserve district numbers, and reserve cities Number of Total Loans (including overdrafts) U. S. Government direct obligations Corporate Obligastocks Other tions of States and bonds, (including F. R. notes, and political te d by Bank subdivius stock) GovernObliga- guaran- Total Reserve with Federal Reserve Banks 356,655 34,748,665 18,907,513 1,929,878 6,703 129,518,867 57,232,857 58,743,946 13,197 10,490,023 2,682,189 Reserve b a n k c i t i e s 1 1. Boston 2. New York 2* 3. Philadelphia* 4. Cleveland 5. Richmond* 6. Atlanta 33 7. Chicago 8. St. Louis*. 9. Minneapolis* 10. Kansas City* 11. Dallas* 12. San Francisco 159 54,384 ,483 86,371,197 22,208,485 817,594 2,153 ,626 1,138,767 i°9 24,121 ,264 11,819,648 9,753,656 917,979 10 2,774 ,661 1,433,638 954,324 1,001,570 4 2,177 ,222 212,089 229,757 486 ,605 6 313,532 414,285 808 ,157 5 60 7,984 ,289 3,008,528 4,225,342 493,683 594,844 6 1,194 ,383 309,696 360.195 739 ,904 4 383,476 384,865 863 ,714 9 370.206 816,014 7 1,243 ,739 9 9,836 919 5,216,332 3,409,662 7,404 4,440,160 ,170,265 25,073 2,623 163,228 4,673 2,034,821 406,955 79,614 330,233 44.949 172,029 5,273 38,447 16,316 62,447 503,015 231,120 20,769 80,568 13,406 55,062 26,402 67,154 7,128 44,751 888,405 293,260 186,972 14, 869,174 9,347,163 399,876 612,045 6,341 941,492 4,695,079 101,511 472.795 837,801 305.796 503,000 w 81,951 170,075 139,059 280,103 2,120,478 1,348,182 215,087 379,700 135,723 274,326 1,545 163,555 365,642 1,783 198,011 486,312 5,640 29,204 1,898,200 1,192,049 Reserve b r a n c h cities 1 2. Buffalo* 4. Cincinnati 4. Pittsburgh* 5. Baltimore* 5. Charlotte 3 6. Birmingham 6. Jacksonville* 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver* 10. Oklahoma City* 10. Omaha 11. El Paso 11. Houston*. 11. San Antonio* 12. Los Angeles* 12. Portland 12. Salt Lake City 3 12. Seattle* 119 19,983,720 8,175,907 9,893,885 356,089 468,916 932,141 4 422,447 427,506 918,598 7 1,062,213 910,476 6 2,334,880 376,694 278,791 712,633 7 185.207 258,857 484,254 4 163,659 121,116 339,221 3 149,061 118,817 295,617 3 172,414 393,661 191,989 4 467,325 249,878 758,682 6 969,197 1,661,819 6 2,953,196 77,668 50,935 147,071 4 219,954 457,118 209,219 6 168,329 503,202 296,781 3 25,347 13,506 41,638 2 328,207 619,129 256,953 7 127,338 326,881 155,352 4 156,069 374,056 162.196 5 55,774 88,278 149,463 3 504,726 517,155 1,074,195 9 180,019 333,913 113,751 6 909,996 1,906,057 6 2,953,442 509,603 603,126 3 1,274,922 186,199 183,535 400,273 6 431,667 619,581 5 1,205,534 3,191 ,491,960 80,081 12 54,686 220 1,295 221,322 45,191 23,951 1,446 43,079 22,702 20,721 36,019 104 6 291,967 14,191 15 15,753 33,714 32 2,155 24,483 31,075 42,501 5,037 40,730 20,520 61 111,007 153,582 27,395 130,098 371,114 23,709 11,638 128,721 10,282 13,647 10,752 4,330 7,045 4,058 25,149 3,962 11,058 3,161 564 8,514 12.374 12,588 50 9,086 19,069 20,585 6,115 2,572 22,085 47,663 5,782,907 3,212,246 131,314 222,216 3,334 148,164 258,342 2,101 346,287 519,331 10,853 225,708 130,826 1,675 85,767 190,943 71,107 126,784 55,682 136,244 707 73,262 142,856 1,492 148,801 267,561 1,298 409,468 661,936 5,058 30,417 66,667 300 81,713 163,095 1,134 81,793 185,270 1,185 7,480 18,366 66 195,346 102,729 972 57,037 124,901 742 72,917 148,360 702 24,823 63,166 324 207,571 473,395 61,150 122,810 • • m 438,782 715,667 5,736 173,856 280,117 2,496 70,972 120,996 572 200,328 352,830 2,103 336,978 33,789 12,664 44,233 20,431 22,573 56,672 27,446 4,240 5,983 26,350 5,203 2,026 11,334 28,303 21,796 13,935 132,745 4,740 3,876 24,797 317 6,222 18,104 33,390 1,839 26 6,033 1,578 14 1,071 14,564 12,688 3,486 10,790 1,779,119 167,694 825 108,492 573 269,309 2,133 28,021 165 81,471 338 232,224 1,477 235,739 1,653 36,774 165 40,879 210 130,058 863 25,100 105 17,128 74 29,239 183 140,062 720 81,626 436 155,303 870 • All m e m b e r b a n k s O t h e r reserve cities 1 4. Columbus 4. Toledo 5. Washington* 7. Cedar Rapids 7. Des Moines* 7. Indianapolis 7. Milwaukee* 7. Sioux City 8. National Stock Yards 9. St. Paul* 10. Kansas City, Kansas*. . . . 10. Pueblo 10. Topeka 10. Tulsa* 10. Wichita 11. Fort Worth* C o u n t r y b a n k s , by d i s t r i c t s 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago 8. St. Louis. 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 60 3 4 11 1 3 5 6 4 1 3 2 2 4 4 4 3 5,444,869 487,477 380,156 922,225 78,974 237,276 761,706 795,167 89,114 95,014 402,594 59,518 35,872 93,635 381,413 244,038 380,690 2,090, 069 2,874,268 309,667 138. 456 261,527 101, 516 449,424 401, 638 40,801 17. 260 110,179 97, 964 455,463 229j 986 403,787 328, 891 47,863 35, 007 62,934 25, 861 191,202 . 178, 146 23,649 28, 979 13,997 19, 761 49,425 31, 611 177,831 159. 995 133.259 7 5 : 859 143.260 219j 139 6,365 49,705, 795 20,595, 684 303 3,826, 199 1,767, 563 654 8,899, 943 3,978. 831 579 4,131, 399 1,710. 987 619 4,493, 460 1,785, 033 449 3,144, 120 1,384. 342 350 3,527, 591 1,382. 595 937 7,933, 898 2,837, 761 925, 963 471 2,401, 217 902 475 464 2,254, 142 708 2,760, 177 1,078 608 3,112, 426 1,362: 574 223 3,221, 223 1,479, 447 767,308 641,866 879,093 908,314 234,141 474,120 744,386 257,821 215,802 138,653 386,795 414,835 471,482 19 2,583 4,220 925 ,008,065 303 303 043 102,827 1,719 822 785 193,227 86 343 940 156,028 95,498 155 368 249 62,030 22 2 1 6 483 38,739 354 641 688 134 137,511 52.950 29 201 348 50,888 40 158 ,404 37,787 109 252 110 42,205 285 807 38.375 24 225 981 Cash in 936,828 88,101 60,282 159,106 14,479 38,851 130,227 134,085 16,063 18,502 67,869 9,811 5,492 14,785 70,306 42,810 66,059 111,230 12 ,317,465 5,411,276 426,102 907,718 10,597 865,098 ,661,793 24,288 405,538 843,491 12,044 463,307 936,381 10,384 377,573 931,931 7,123 427,594 ,083,657 7,222 806,248 ,790,763 12,583 279,551 671,373 5,125 246,813 561,074 3,682 369,311 920,879 5,263 425,254 ,277,233 7,005 318,887 731,172 5,914 * Excludes figures for one or more banks classified as "Country". . l Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis ot classification ot member banks. 2 Includes both central reserve city and reserve city banks* For other footnote, see opposite page* 11 RESERVE CITY BANKS,1 BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT ASSETS [In thousands of dollars] and bank balances Other balances with banks in U* S. 28,868 2,578 1,405 200 1,394 12 218 22 384 2,858 8,566 274 100 104 10 390 689 50 112 200 270 4,312 283 11 668 368 725 Balances with banks in foreign countries Assets indirectly representing real estate Other real estate owned Customers' liability on acceptances Income accrued but not collected Other Total Federal Reserve district numbers, and reserve cities 87,898 6,927,233 1,261,225 21,088 86,051 386,192 369,923 257,092 166,649,103 74,428 4,136,186 7,678 152,692 48,763 1,987,218 3,988 238,279 119,454 1,011 36 57.491 84,736 514,879 6,712 60 120,636 365 105,829 84 137,621 795 134,312 4,936 483,039 393,002 16,975 168,235 23,357 8,480 5,671 12,351 23,480 10,044 1,012 4,523 16,761 102,113 2,123 16 6 76 51,358 405 3,949 10,125 10,072 1,862 131 155 345 549 100 366,861 26,524 274,052 2,526 127 22 655 192,301 7,545 83,110 8,766 8,622 1.507 2,481 30,049 4.508 2,527 1,510 2,819: 38,857 160,064 3,445 95,890 11,304 2,463 661 1,951 6,639 1,774 424 482 17,816 17,215 70,419,366 2,820,581 31,687,998 3,668,616 2,709,986 666,407 1,105,701 10,168,667 1,591,388 1,022,650 1,236,338 1,781,382 11,959,652 Reserve b a n k cities 1 1. Boston 2. New York 2 * 3. Philadelphia* 4. Cleveland 5. Richmond* 6. Atlanta 82 7. Chicago 8. St. Louis* 9. Minneapolis* 10. Kansas City* 11. Dallas* 12. San Francisco 10,499 1,384,581 49,674 l -Ui 58,969 109,285 55,020 80,002 22,163 40,771 26,825 70 64.139 143,780 1,425 16,777 45,176 47,403 7,838 43,538 27,998 47,179 10,367 902 81,038 18 27,053 786 174,332 383 72,644 29,930 854 102,680 195,953 11,488 12,163 29,275 7,230 4,154 2,912 4,334 5,011 6,986 17,700 1,460 2,811 6,431 215 1,230 5,513 3,543 1,392 15,547 5,534 14,077 17,710 3,574 15,663 3,941 46 48 155 86 188 81,153 3,157 4,620 11,197 2,799 1,580 1,514 609 1,059 2,681 31,286 2,465 1,528 2,169 2,275 1,971 2,281 135 896 1,122 3,605 643 367 321 16 1,362 106 306 134 5,519 90 1,372 836 689 1,078 26,108,811 1,172,065 1,195,366 2,898,272 951,186 683,090 472,712 436,939 543,658 1,040,269 3,651,596 216,020 625,419 699,475 60,504 820,278 461,453 528,045 214,504 1,585,505 463,248 3,703,675 1,578,891 526,520 1,580,121 Reserve b r a n c h cities 1 2. Buffalo* 4. Cincinnati 4. Pittsburgh* 5. Baltimore* 5. Charlotte 3 6. Birmingham 6. Jacksonville* 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver* 10. Oklahoma City* 10. Omaha 11. El Paso 11. Houston* 11. San Antonio* 12. Los Angeles* 12. Portland 12. Salt Lake City 3 12. Seattle* 344,568 34,421 6,564 43,993 7,388 15,703 44,911 62,018 6,972 17.492 43,465 3,867 1,046 4,293 11,803 8,568 32,064 59,347 7,621 1,884 16,850 843 677 5,801 7,233 1,034 217 4,089 56 95 1,150 7,659 806 430 2,082 93 94 444 O t h e r reserve cities 1 4. Columbus 4. Toledo 5. Washington* 7. Cedar Rapids 7. Des Moines* 7. Indianapolis 7. Milwaukee* 7. Sioux City 8. National Stock Yards 9. St. Paul* 10. Kansas City, Kansas* 10. Pueblo 10. Topeka 10. Tulsa* 10. Wichita 11. Fort Worth* ,061,898 160,510 217,001 61,976 9 59.140 9 106,548 241 105,798 105 110,855 31,459 1 293 35,137 42,687 289 59,991 450 70,796 612,923 59,837 117,489 56,628 51,416 44,971 49,926 73,400 23,322 19,748 20,399 49,626 46,161 1,316 443 16 283 73 188 200 714 9,072 259 799 378 224 882 1,433 330 15 471 699 3,097 485 Cash items in process of collection Bank premises, furniture, and fixtures 2,528 619 512 3 2,747 446 348 606 4,767 1,431 7,059 235 ,152 '•?$ 20,464 15,779 552 732 15 13,700 44,732 14,072 1,177 400 138 10 500 37 182 177 240 1,686 1,268 4,584 6,352 5,473 90 270 37 2,727 I5 130 ,077 47 30 289 2 481 926 59 1,659 185 1 1,000 14,807 996 1,398 1,631 347 1,372 2,426 1,014 546 408 790 2,471 1,408 14,825 1,179 2,361 145 1,188 853 793 997 2,862 431 602 304 505 2,750 3,008 6 104 'l79 1 ,'243 269 2,794 1,098 1,780 219 13,524 4,747 54 4,372 118 16,849 806 2,031 1,812 91 901 2,604 1,767 332 598 1,790 27 5,141 249 390 50 55 220 3,660 72 63 7 263 112 32 480 1,355 1,123 1,211 776 118 28 60 503 98 208 7,312,267 664,404 493,088 1,213,484 107,931 322,169 1,002,787 1,041,792 127,287 136,518 538,150 85,189 53,415 124,020 529,101 328,461 544,471 79,620 7,724 23,030 4,156 4,469 2,874 7,314 10,278 2,877 6,206 1,939 1,609 7,144 58,083 5,208 11,368 5,475 4,320 5,733 5,377 8,311 2,243 1,216 1,655 3,606 3,571 62,808,659 4,809,110 10,717,772 5,044,018 5,491,301 4,132,014 4,680,948 9,820,598 3,102,009 2,843,459 3,706,150 4,447,739 4,013,541 1 , ' 33 All m e m b e r b a n k s C o u n t r y b a n k s , by d i s t r i c t s 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page. For other footnotes, see opposite page. 12 ATT. MEMBER BANKS—ASSETS AND LIABILITIES ON OCTOBER 7, 1954, OF CENTRAL RESERVE CITY AND LIABILITIES [In thousands of dollars] ^ 6 Time deposits Demand deposits Federal Reserve district numbers, and reserve cities All m e m b e r banks Total Individuals, partnerships, and corpora- United States Govern- States and political subdivi- Banks in United States Reserve b r1a n c h 18,295, 268 13 272,135 cities 707, 247 551,874 2. B u f f a l o * . . . . . . 848, 488 652,532 4. C i n c i n n a t i . . . . 1,963, 233 1,548,779 4. P i t t s b u r g h * . . . 747, 896 524,637 5. Baltimore*... . 553, 321 319,521 5. Charlotte 3 . . . . 372, 203 277.863 6. Birmingham... 346, 182 191,735 6. Jacksonville*. . 374, 962 199,746 6. Nashville 843, 483 470,862 6. New Orleans. 2,180, 631 1,654,205 7. Detroit 177, 132 100,155 8. Little Rock. . . 496, 924 333,491 8. Louisville 531, 698 287,919 8. Memphis 49, 962 21,866 9. Helena 603, 062 434,087 10. Denver* 371, 075 211,304 10. Okla'ma City*. 450. 654 263,218 10. Omaha 155 105 109,434 11. El Paso 1,328, 134 901,155 11. Houston* 340. 903 246,442 11. San Antonio* 2,439 894 2,084,452 12. Los Angeles*. . 922, 689 758,023 12. Portland. 375. 868 273,092 12. Salt Lake City 8 1,114 522 855,743 12. Seattle*. Country banks, by d i s t r i c t s . . 1. Boston 2. New York. . . . 3. Philadelphia... 4. Cleveland 5. R i c h m o n d . . . . 6. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis... 10. Kansas C i t y . . 11. Dallas 12. San Francisco. Certified ind officers' checks, etc. Total Individuals, partner- United States Gov- corpora- Postal ings States and political Banks in U. S. visions 112,445,973 82,775,152 6,546,446 7,057,892 12,279,652 1,351,608 2,435,223 39,271,237 35,370,408 304,385 19,267 2,017,425 63,342 1,496,410 Reserve b a1 n k 49,661. 674 34,499, 117 3,613,476 ,432,894 7,347, 491 cities 308, 567 2,262. 646 1,652, 192 140,321 108,932 1. Boston 342,910 3,077, 681 2. New York 2*. . 24,140 656 16,521, 031 2,009,216 429, 066 103,539 659 163,433 2,851 010 3. Philadelphia*.. 154, 548 68,586 1,632 432 292 113,353 4. Cleveland 130, 068 20,779 29,463 471 362 ' • B : 169 5. Richmond*. . . 3 2 0 2 , 062 717 68,721 094 42.398 898 580, 6. A t l a n t a 7,204 372 5,006, 990 517,041 281,958 1,279, 810 7. Chicago 2 342. 631 40,740 74.399 1,283 148 815. 709 8. St. Louis*.... . 47,358 243: 984 48,644 829 ,966 476, 214 9. Minneapolis*.. 408: 213 28,814 38,247 1,053 ,972 571. 993 10. Kansas City*.. 472: 452 28,156 71,446 1,369 005 783: 596 11. Dallas* 298:,409 5,664 ,388 4,424 178 374,199 283,717 12. San Francisco. O t h e r reserve cities 1 4. Columbus.. 4. Toledo 5. Washington*. . 7. Cedar Rapids. 7. Des Moines*. . 7. Indianapolis... 7. Milwaukee*.. . 7. Sioux C i t y . . . . 8. National Stock Yards 9. St. Paul* 10. Kansas City, Kansas*... . 10. Pueblo 10. Topeka 10. Tulsa* 10. Wichita 11. Fort Worth*. . Banks in foreign countries 5,566,801 3,760,282 509,208 322,667 327,625 262,235 892.738 762,244 81,696 39,118 264,731 138,792 761,025 487,936 761,370 538,130 97,962 53,315 864,438 40,643 1,468,560 22,690 229,683 18,950 1,256,962 1,775 325 85,031 37 23,536 110 10,222 1,758 46,430 1,160 303 43 41,458 1,973 2,202 1,329 2,079 95,227 ,482,205 13 ,533,862 11,047,373 109,365 3,483 195,698 4,395 222,789 20,296 ,701,689 2,141,644 54,450 ,102,670 45 346,966 434,222 28,439 385 838,065 862,023 20,136 128,554 4,313 2,000 145,199 3,580 15 1,205 116,702 119,685 5,399 673 ,164,990 2,089,897 4,030 77,115 510 169,668 2,050 172,228 7,696 9 109,990 111,249 11,564 1 100,718 100,819 5,376 218,076 243,371 11,276 ,255,598 4,591,395 38,483 ' 198 188,658 46,033 999,010 ,117,998 2,638,843 4,167 31,393 69,526 40,848 623 108,780 44,720 31,289 2,240 215,355 46,171 133,413 1.028 96,452 61,929 59,713 149,924 44,244 30,256 48,007 27,648 17,133 57 103,189 34,186 15,525 95,917 32,102 44,888 6,,865 164,116 29,243 158,384 4,,859 221,918 161,347 108,540 46,087 6,176 24,068 42 11,385 116,476 27,170 860 188,538 33,260 18,859 15,329 1,697 10,743 92 112,543 23,833 27,253 109,523 14,479 32,067 9 137,227 23,598 24,636 1.,423 29,048 6,717 6,327 6:,156 290,650 64,409 50,421 3,,671 66,419 9,004 12,206 5:,937 136,684 122,930 51,927 30,901 i:,685 47,635 60,322 46,364 33,560 19,278 78,003 " " 6 i 2 7 4 103,098 58,845 221,249 5,659,626 5,310,182 24,134 1,133 370,274 373,076 9,439 209,595 239,040 10,544 225 544,604 566,349 17,275 600 117,352 134,126 4,137 53,642 2,797 68,391 9,331 65,529 65,529 1,552 50,736 1,950 55,151 1,490 66 125,269 129,209 2,309 123,332 134,005 14,013 2,865 29,762 1,150,416 1,140,233 225 24,936 25,167 646 76,644 1,805 78,822 8,360 850 113,439 114,289 2,262 50 7,117 7,172 327 157,733 2,055 165,136 5,254 100 40,536 46,441 3,702 3 41,564 41,567 1,966 36,620 1,851 44,056 2,156 101,682 135,457 15,343 71,834 95,985 3,161 884,286 37,964 1,003,303 62 504,699 522,337 24,123 112,603 2,335 1,020 116,563 3,574 3,926 335,923 348,039 12,559 313,027 2,267 80 29,360 712 20,798 20 16,154 10,260 1,690 126 5 55 25 25,145 1,094 236 13,769 2,410 299,159 19,248 21,660 46,832 3,751 13,760 69,735 40,986 3,757 439,470 101,728 41,106 89,154 26,961 6,02& 982,167 51,018 22,910 65,538 31,711 68,045 100,099 142,015 33,987 "-SS 6,956 120.739 420,045 19,790 247,125 3,929 22,176 4,449 48,189 92,352 98,682 62,015 37,554 96,564 437,290 281,668 414,571 23,534 27,909 53,088 331,199 188,336 264.864 2,114 2,212 5,229 18,085 11,307 14,378 10,668 2,294 24,288 13,939 34,124 17,509 25,030 4,852 13,492 71,597 45,404 115,435 38,922,230 31,243,618 1,634,801 ,067,530 3,195,939 2,560,911 163,062 242,590 772,779 319,235 5,835,248 4,476,099 120,743 204,550 2,625,029 2,228,461 153,766 276,566 2,980,963 2,479,895 110,223 246,979 2,612,796 2,076,185 127,980 402,996 3,340,150 2,518,692 242,570 668,164 5,670,321 4,571,295 66,204 225,065 2,088,652 1,715,564 64,359 166,729 1,725,995 1,387,766 89,258 344,266 2,846,987 2,254,798 83,199 322,572 3,645,403 2,991,804 194,274 94,202 2,354,747 1,982,148 ,311,151 119,097 126,115 19,290 24,433 129,953 253,192 111,644 63,730 86,688 133,926 206,797 36,286 ,286,491 32,338 ,087,148 W 7,916 48 5 ,756 371 1,001 77,807 1,229,969 114,222 14,499 133,346 8,856 230,435 12,255 18,943 160 35,614 3,028 174,078 13,730 205,737 n 21,310 'lVs 1,162,436 23,343 825 99,387 200 130,681 202,307 10,278 18,943 34,137 1,460 171,220 2,810 201,104 4,180 20 21,283 411 219 3,462 5,928 74,496 1,427 74,146 350 329 669 287 467 2,141 2,497 2,385 17,587 10,922 18,634 50,319 27,126 91,272 17,582 9,842 17,690 49,219 26,006 87,462 910 485 11,168 1,508 892 11 107 ,249 56 333 5 2,533 2,474 653,962 108,771 140,128 51,974 #,303 49,349 34,041 76,592 18,089 20,120 24,734 38,498 45,363 1,250 100 25,295 441,233 19,956 2,465 3,869 10,637 7,318 353 20 5,335 5,325 5 13 480 5,585 33,738 22,380 118,302 "•m 800 100 50 50 390 43 450 4,500 11 18,847,780 17,850,417 147,543 14,525 1,173,042 1,152,053 7,153 1,828 20 3,988,280 3,794,609 13,869 574 8,592 1,909,958 1,846,128 2,036,346 1,936,009 1,739 1,003 1,172,022 1,051,421 41,408 1,538 891,451 20,936 3,671 984,534 3,454,277 3,322,717 4,395 3,994 139 734,594 6,130 777,754 329 891,557 2,120 913,402 214 557,269 9,924 585,558 397,467 20,378 1,127 487,570 1,365,037 1,275,142 10,899 1,000 255 360 3,185 814,815 17,455 110 11,898 176,749 3,008 34 54,630 97 97,498 76,402 1,253 60,112 5 ' $ 122,712 395 36,496 19,262 549 17,602 63,319 78,135 *1 Excludes figures for one or more banks classified as "Country". Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks. ® 3 Includes both central reserve city and reserve city banks. For other footnote, see opposite page. 13 RESERVE CITY BANKS,1 BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT LIABILITIES A N D CAPITAL ACCOUNTS [In thousands of dollars] Bills payable and other borrowed money Acceptances out- Other liabili- ing 408,595 402,884 2,107,949 252,614 15,000 148,214 29,500 12,000 383,025 1,306,967 27,894 34,552 287,571 726,577 40,388 2,767 127 31,709 22 8,146 655 13,161 3,484 90,783 724 18,278 732 13,213 15 5,791 13,700 15,484 45,334 308,885 18,900 8,000 3,000 18,000 105,100 14,600 390,294 12,012,465 98,652,695 85,341,034 927,816 37,061 500,409 49,944 25,999 7,496 10,780 90,872 27,391 7,895 14,864 22,414 132,691 140,900 16,277 28,835 4,696 696 932 11,295 60,220 919 5,095 3 - $ 7,981 5,281,224 257,700 2,683,291 310,729 171,695 41,678 73,483 686,138 109,010 64,490 75,741 139,822 667,447 44,649 903 278,030 2,081 834 628,728 22,107, 960 979,393 2,525 009 002,358 1,465, 313 240,560 391, 233 262,721 766: 488 569,478 6,493. 793 4, 851,184 743,509 1 , 1 2 6 , 770 697, 386 429,307 858, 612 468,562 1,089, 468 688,716 5,046, 037 413,514 1,746 78 85 325 16 003,214 118 62,448 5,987 5,075 9,602 2,167 5,744 9,561 684 131,118 10,500 9,200 22,940 500 5,500 18,228 18,200 1,900 217,756 17,000 9,900 41,510 5,000 5,750 31,000 33,221 3,700 77,819 6,777 4,024 12,487 1,792 6,496 11,277 11,604 758 18,038 710 918 3,272 91 6,867,536 629,417 469,046 1,133,275 100,639 302,603 940,847 976,668 120,656 27 1,082 9,068 127,776 503,609 1,000 9,000 6,000 19,750 1,742 4,261 1,530 8,742 34,541 99,037 360,785 6,966 255,311 759 215 1,225 4,089 2,568 4,622 80,361 48,691 116,423 495,698 311,362 510,465 1,500 1,300 3,200 8,150 5,500 14,500 2,000 1,125 2,900 15,350 9,050 14,500 1,280 1,439 1,356 7,876 1,896 2,754 48 860 141 2,027 653 2,252 4,828 4,724 7,597 33,403 17,099 34,006 47,482 26,853 83,903 372,611 246,544 331,909 31,004 29,444 73,550 335,476 216,389 252,694 450,676 48,367 109,468 24,601 35,612 26,664 32,186 74,881 14,333 20,202 10,330 11,238 42,794 58,268 ,508 4,420 ,774 9,950 ,239 4,569 ,650 5,054 701 3,813, 458 4,363 730 9,201, 476 2,881, 539 2,659, 868 3,445, 124 4,144, 963 3,762, 986 ,339,722 ,946,893 116,120 172,561 248,688 331,167 128,771 239,126 133,337 199,591 84,559 147,224 96,452 142,191 170,194 240,207 59,902 87,134 50,488 72,042 69,133 96,241 112,790 99,725 82,353 106,619 061,169 84,801 164,611 94,935 92,256 71,108 64,360 168,246 60,445 48,935 83,021 72,032 56,419 192,367 14,854 23,067 11,536 11,416 15,665 14,215 40,475 12,989 12,126 12,631 18,229 5,164 ,540,151 388,336 767,533 474,368 436,600 318,556 317,218 619,122 220,470 183,591 261,026 302,776 250,555 33,180,316 2,814,829 5,227,403 2,285,690 2,621,026 2,158,021 2,783,567 4,856,235 1,751,749 1,450,781 2,346,543 2,881,455 2,003,017 34,903,212 2,751,762 5,172,005 2,423,009 2,743,624 2,265,965 2,849,931 5,205,196 1,927,259 1,539,478 2,581,111 3,292,883 2,150,989 37 3,055 700 4,000 5,141 249 390 50 55 220 3,660 72 63 7 263 112 35 3,821 653 4,073 406 1,222 127 2,338 1,057 3,330 1,820 1,435 2,099 273 359 798 881 436 62 233 46 228 29 251 31 502 30 529 53 192 190 910 12 424 41 749 44 115 2 676 45 549 39 652 32 931 13, 412 104 305 22: 848 215, 071 109, 681 28, 356 99, 630 634,784 753,543 819,708 669,532 455,964 321,756 269,301 311,846 733,791 975,151 142,790 423,364 436,371 39,275 517,920 306,077 379,314 119,643 079,552 285,195 188,449 829,562 330,728 979,598 444,731 4,819,262 3,932,991 34,987 404,473 438,949 24,042 276,491 289,009 80,209 804,424 730,619 7,292 38,846 69,642 19,566 225,174 167,223 61,940 545,909 673,053 65,124 515,350 671,095 6,631 53,246 78,792 Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page. For other footnotes, see opposite page. Federal Reserve district numbers, and reserve cities All m e m b e r banks Reserve b a1 n k cities 1. Boston 2. New York 2 * 3. Philadelphia* 4. Cleveland 5. Richmond* 6. Atlanta 32 7. Chicago 8. St. Louis* 9. Minneapolis* 10. Kansas City* 11. Dallas* 12. San Francisco Reserve b r1 a n c h 13, 226,801 cities 581,165 2. Buffalo* 635,396 4. Cincinnati ,502,940 4. Pittsburgh* 535,683 5. Baltimore* 293,094 5. Charlotte 3 284,900 6. Birmingham 186,640 6. Jacksonville* 220,118 6. Nashville 579,120 6. New Orleans 648,727 7. Detroit 108,092 8. Little Rock 308,060 8. Louisville 276,038 8. Memphis 25,098 9. Helena 419,636 10. Denver* 219,075 10. Oklahoma City* 241,603 10. Omaha 107,940 11. El Paso 899,869 11. Houston* 234,756 11. San Antonio* 000,011 12. Los Angeles* 769,824 12. Portland 280,296 12. Salt Lake City 3 868,720 12. Seattle* 38,989 776 185 1,370 5,145 1,264 2,552 4,516 83 6 5,523 341 166 3,000 500 8 ,552,584 ,659,924 67,875 136,487 729,917 ,424,130 75,836 180,253 49,750 95,250 12,450 20,800 20,800 30,608 237,630 297,416 42,475 38,225 13,000 38,500 21,900 35,400 57,650 59,381 223,301 303,474 Demand deposits adjusted (see footnote on page 1) 328,315 8,302 15,696 26,215 7,788 5,964 6,199 3,486 5,946 10,736 36,803 2,083 5,983 4,615 441 9,528 14,299 5,458 2,206 19,833 4,271 70,708 26,481 9,074 26,200 93 270 6 110 i:& 65,138,142 2,562,881 29,004,707 3,357,887 2,538,291 624,729 1,032,218 9,482,529 1,482,378 958,160 1,160,597 1,641,560 11,292,205 Net demand deposits subject to reserve (see page 18) 868,514 39,926; 44,525 212,563 35,100 30,350 11,200 12,000 13,500 30,550 100,800 5,300 23,850 28,250 1,100 19,500 12,350 11,700 6,900 42,500 11,550 78,025 46,400 9,475 41,100 6,543 3,200 1,925 800 206 2,242 489 296 154,636,638 3,533,965 5,693,087 2,395,119 Total capital accounts 510,541 29,794 25,475 85,288 14,200 8,650 9,300 11,500 11,000 11,900 47,784 4,700 11,750 11,250 1,100 12,700 12,350 11,700 3,900 40,750 6,900 64,000 36,800 8,750 29,000 1,268 42,681 3,177 16,853 10,012 Surplus Other capital accounts 24,362,452 1,093,267 1,109,485 2,572,836 888,953 636,862 443,461 405,437 513,129 987,077 3,460,686 203,596 583,670 655,360 57,828 774,729 421,801 495,114 201,092 1,481,200 440,400 3,488,604 1,469,210 498,164 1,480,491 3,008 8,200 Capital Undivided profits 287,858 12,944 12,890 33,166 6,276 15,150 5,729 4,104 8,921 6,034 44,639 1,297 7,924 6,365 694 6,531 3,017 2,893 1,931 11,066 3,512 45,314 23,914 5,727 17,820 9,000 10,000 600 500 85,000 Total liabilities O t h e r reserve cities 1 4. Columbus 4. Toledo 5. Washington* 7. Cedar Rapids 7. Des Moines* 7. Indianapolis 7. Milwaukee* 7. Sioux City 8. National Stock Yards 9. St. Paul* 10. Kansas City, Kansas* 10. Pueblo 10. Topeka 10. Tulsa* 10. Wichita 11. Fort Worth* Country banks, by d i s t r i c t s 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 14 ALL MEMBER BANKS—ASSETS A N D LIABILITIES ASSETS [In thousands of dollars] Reserves, cash, Loans and investments State Territory- Number of banks Total (including overdrafts) U. S. Government direct obligations Obligaguaranteed by U. S. Govern- Obligations of States and political subdivi- Other bonds, and debentures Corporate (including F. R. Bank stock) Total Reserve with Federal Reserve Banks Cash in Total, incl. Alaska 6,703 129,518,867 57,232,857 58,743,946 13,197 10,490,023 2,682,189 356,655 34,748,665 18,907,513 1,929,878 T o t a l , all S t a t e s . . 6,702 129,515,717 57,231,141 58,742,519 13,197 10,490,023 2,682,189 356,648 34,747,405 18,907,252 1,929,668 New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia.. Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Alaska 37 52 38 138 6 57 325,481 193,239 145,678 3,654,793 672,127 1,307,796 81,352 57,187 33,364 974,344 108,031 331,579 38,052 24,917 15,551 574,575 63,765 143,234 9,746 6,489 3,212 63,664 14,681 32,759 520,506 122,129 381,538 116,677 8,107,699 830,360 13,645 36,007 2,190,654 5,322,371 417,338 1,227,305 285,195 94,751 161,069 528,587 160,126 794,106 530,276 115,509 111,614 43,527 308,394 56,895 60,278 13,885 1,643,822 663,137 4,319 21,011 2,901,301 1,130,224 9,030 493,883 3,706 908,222 326,645 1,702,532 622,125 251,439 134,635 55,219 114,601 103,312 33,521 157,063 124,401 217,982 12,266 17,522 84.788 120,308 40.430 18,138 68,628 6,134 4,817 20,577 24,810 611,859 349,357 1,031,193 60,382 83,238 509 306,370 1,635 327,222 1,819 295,018 148,438 503,393 27,221 38,739 144,173 150,289 23,512 20,763 35,562 3,593 4,751 11,124 15,803 2,323 72,823 44,363 121,562 42,930 60.834 33,334 96.835 139,521 1,798 25,318 24,797 27,013 9,094 19,198 12,176 19.431 20,756 1,389 2,465 2,190 3,941 1,828 2,155 898 2,432 3,270 66,518 315,895 277,238 507,288 210,694 348,448 152,097 397,909 503,715 30,198 173,815 162,227 218,915 91,115 143,721 57,035 183,124 209,258 4,844 27,079 22,500 44,261 20,053 26,032 15,495 21,932 35,388 43,825 100,947 124,550 48,651 18,809 19,266 18,905 1,117 2,357 3,925 287,599 534,700 339,214 108,958 135,771 232,984 150,269 42,649 21,118 34,050 25,377 7,567 63,431 111,004 133,458 361,677 7,648 6,614 33,938 79,576 197,440 1,097 462,366 2,983 493,572 2,714 15,477 2,424,828 73,878 226,297 205,951 924,560 10,668 24,718 20,851 106,498 240,633 179,837 114,988 563,005 147,805 184,720 241,190 113,507 28,405 13,441 11,847 46,531 9,696 45,664 32,309 7,527 13,904 1,332 3,629 12,222 923 7,484 2,773 6,466 151,287 82,226 77.358 352,514 111,486 90.359 154,696 48,337 63,757 46,203 28,104 161,792 45,627 42,099 84,402 22,353 7,597 5,914 4,692 17,077 6,738 9,847 6,862 5,613 673,373 892,309 556,501 636,631 6,748,152 5,994,359 1,427 1,716 186,049 162,487 124. 1,096,340 25,688 6,242 333,178 479,879 3,128 305,828 2,678 2,948,398 37,627 1,260 254,941 184,236 1,766,629 261 25,757 13,958 129,220 210 /2,3P9 7,465 379 162,860 96,781 71,506 1,796,970 332,755 574,915 134,293 77,663 58,840 1,492,533 293,040 556,447 496 30,126,182 14,698,782 12,288,952 263 4,330,573 1,745,199 1,960,069 655 9,257,333 4,010,546 3,922,842 409 6,933,999 236 2,480,955 515 11,159,834 230 5,335,677 168 2,039,415 206 166 178 40 62 139 211 2,074,386 1,167,079 3,139,131 238,425 324,746 900,077 1,021,331 2,808,914 865,204 3,925,220 1,976,538 764,481 3,470,763 1,407,747 6,111,046 2,762,917 1,095,423 954,627 918,313 569,557 452,926 1,422,814 1,420,599 123,515 96,134 156,526 145,362 442,137 350,940 490,355 383,932 65 85 310,945 1,124,859 953,015 1,726,143 712,110 901,738 431,050 1,187,597 1,614,597 165,298 440,931 416,097 825,807 270,904 470,322 168,407 611,493 564,923 140,137 583,322 465,568 747,803 387,354 347,783 216,230 457,406 886,127 109 84 96 32 909,664 1,521,354 1,017,756 296,952 414.507 731,010 411,722 121,264 430,162 666,168 460,528 125,145 70 52 222 580 494,840 1,358,437 1,325,110 5,847,087 83 20 40 94 34 5 29 453,818 385,730 215,430 1,064,723 269,677 468,022 526,988 214,952 13 71 13 205 l \\ 34 47 1,780,547 22 1,364,539 122 14,209,780 3,150 Mutual Savings Banks 1. . . . 22,337 236,177 186,472 749,252 488,480 586,777 568,206 2,933,586 2,456,771 170,195 190.508 84,593 441,177 110,798 229,181 249,882 87,194 <?,027 16,847 14.787 10,717 264,753 38,266 150,071 10,574 3,463 4,179 87,528 5,873 22,862 5,384 2,495,881 488,474 904,929 236 32 57 21 18 107 16 33 13 2,860 16 1:°" 17 1,446 15 104 17 891 512 423 10,149 2,193 3,485 3,946 2,057 9,053 2,049 III373 1,788 455 973 834 258 67 227 2.286 STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION Connecticut—Dist. No. 2.. New Jersey—Dist. No. 2. . Kentucky—Dist. No. 4 . . . . Pennsylvania—Dist. No. 4. West Virginia—Dist. No. 4 Louisiana—Dist. No. 6. . . . Mississippi—Dist. No. 6 . . . Tennessee—Dist. No. 6 . . . . Indiana—Dist. No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 . . . . Wisconsin—Dist. No. 7 Missouri—Dist. No. 10.. . . New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10. . Arizona—Dist. No. 1 2 . . . . 15 176 56 166 12 34 20 71 176 364 190 126 46 10 209 4 319,289 507,877 273,802 484,914 99,078 087,820 250,837 964,322 184,802 453,550 167,536 ,860,653 077,412 175,546 ,303,914 406,627 129,457 1,439,156 132,052 1,337,262 39,083 378,572 104,266 407,704 744,044 3,710,923 1,917,739 698,962 463,899 71,634 557,509 205,625 153,356 1,546,530 120,051 1,650,225 50,526 625,202 102,517 478,597 1,247,773 5,717,002 2,671,806 996,937 492,734 97,412 579,415 154,476 12 1,008 1,434 ioi 17 29,170 412,636 17,694 308,917 7,541 76,262 42,610 59,831 149,278 721,729 514,714 104,356 86,369 5,691 130,451 38,315 http://fraser.stlouisfed.org/ 1 These banks, two in Wisconsin and one in Indiana, are included in the figures for those States. Federal Reserve Bank of St. Louis 6,579 96,806 3,224 173,017 1,567 5,813 795 15,540 39,933 284,014 54,552 57,015 31,957 523 33,862 7,313 66,094 715 651,708 11.,741 71,192 781 754,532 14.,059 23,694 361 375,300 1,,867 91,786 649 329,281 2.,644 586,703 3:.752 19.830 2,704,297 8:,712 1,097,778 449,271 3,,365 434,085 2,,419 68,983 286 2,,660 481,751 78,358 898 34,116 335,004 30,606 461,504 11,605 191,490 36,579 144,785 292,201 1,616,550 608,199 232,215 190,068 31,204 203,123 35,849 8,,113 73,,451 7,,896 55.,365 3,,091 17,,757 6.,005 23 j,949 48,,033 100,,774 99.,559 29:,949 10.,681 3:,293 20.,147 8,,886 15 OF B A N K S O N OCTOBER 7, 1954, B Y STATES ASSETS [In thousands of dollars] and bank balances Other balances with banks in u. s. Balances with banks in foreign countries Cash items in process Bank premises, furniture, and fixtures Assets indirectly representing real estate Other owned Customers' liability Income accrued but not collected Other Total assets State Territory 28,868 87,898 6,927,233 1,261,225 21,088 86,051 386,192 369,923 257,092 166,649,103 T o t a l , i n c l u d i n g Alaska 28,868 87,898 6,927,149 1,261,129 21,076 86,051 386,192 369,923 257,068 166,644,561 T o t a l , all S t a t e s 462 7 153 11,368 1,816 2,097 549 169 124 6,104 500 1,482 412,614 253,317 181,311 4,717,158 794,250 1,662,707 274,251 191 2,719 98,252 11,974 22,243 106,506 4,951 17,688 38,966,644 5,237,813 11,609,780 194 19,777 5,341 33,839 18,178 3,773 8,151 2,056 10,076 6,289 2,946 8,680,961 3,174,060 14,156,566 6,540,901 2.557.382 7,010 1,608 7,986 961 1,035 2,457 1,657 1,658 645 3,213 81 274 534 613 2,712,164 1,528,719 4,207,970 302,116 412,239 1,216,207 1,357,559 724 2,947 1,812 2,564 528 '•S a ? 298 3,941 2,119 2,342 1,580 2,367 528 2,626 2,773 383,356 1,460,882 1,252,963 2,265,206 933,444 1,267,533 589,730 1.610.383 2,152,033 18 15 769 47 165 3,423 444 1,579 49 5 24 10,690 10,223 3,743 216,594 13,262 67,289 4,334 2,478 1,871 42,224 11,700 19,458 161 191 98 388 275 46 23 1,240 243 52 50,503 2,146,964 84 112,122 8,349 398,891 246,286 58,821 105,903 1,017 581 1,766 6,451 362 11,474 '•IS 33 26,697 76 298 180 1,494 811 79 1,142 34 6,712 1,536 37 261,127 71,567 565,397 180,099 75,456 63,935 22,056 46,450 49,522 16,808 99 202 556 476 83 10,984 313 *517 423 3,082 18 51 579 71 144 4 557 160,616 43,663 273,602 4,522 5,661 60,514 21,092 11,800 7,411 24,345 2,111 2,914 6,721 6,481 490 119 393 156 32 48 205 4,167 2,409 970 794 91 739 9,302 57,359 45,159 100,151 16,455 104,156 21,470 95,472 82,403 3,675 12,647 17,539 23,880 7,804 1,036 400 1,150 2,033 607 24 ,'790 160 138 90 775 114 553 36 163 1,168 8,243 20,748 9,815 4,235 57 419 516 231 358 500 3,045 486 3,095 2,106 3,156 2,607 45 723 1,608 3,310 284 1,208,587 2,085,030 1,374,062 414,300 75 597 2,858 4,907 2,727 1,275 20,315 684 4,097 2,538 9,681 1,072 2,034 1,144 26,810 698,572 1,844,903 1,841,225 8,428,769 1 1,305 56 293 2,981 345 2,146 66 749 257 312 82 1,645 122 681 750 324 610,667 472,750 295,430 1,427,115 385,879 570,715 688,677 267,235 104 270 44,824 5,096 4,799 55,786 1,556 865 20,306 24 2,292,491 1,695,491 17,444,695 4.542 145 83 270 134 102 104 452 180 65 185 460 612 161 283 45 w 112 468 12 150 49,574 91,827 40,142 10,233 65 493 680 ,765 70 26,571 85,981 43,709 328,357 14,527 90,507 68 192 201 4,634. 18,272 10,496 6,638 50,316 5,049 17,455 32,466 4,517 3,973 4,287 1,933 4,785 4,042 7,690 5,124 2,834 26 124 334 227 122 747 93 39 120,804 73,382 676,339 84 24,197 18,897 136,718 96 578 293 1,674 12 11 71 98 140 388 368 736 727 3,144 '2|082 85 11 295 931 383 5,811 .1:1V, 1 50 55 181 7 54 15 665 69 139 195 15 240 85 975 954 534 '27i209 24,701 New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia W e s t Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Alaska Mutual Savings Banks 1 OF BANKS LOCATED IN F E D E R A L RESERVE D I S T R I C T S P E C I F I E D 228 114 4,361 493 " "70 180 1,494 803 79 132 34 655 535 37 84 8,599 98,330 3,280 121,730 1,696 72,916 9,714 43,785 65,379 545,107 178,864 73,493 142,563 4,038 43,439 15,333 284 http://fraser.stlouisfed.org/ For footnote, see opposite page. Federal Reserve Bank of St. Louis 5,253 45,673 3,739 69 364 52 359 13 1,200 191 500 500 2,727 3,095 37 15,324 82 229 419 199 325 459 51 till w 104 201 549 "•Si H-Ml 13,509 iI:SS 48,082 1 305 U 6 i\ r 423 534 143 3,055 18 51 15 1,275 95 634 10,411 134 11,608 226 ...» i:8? 32,955 Mil 2,538 2,146 275 '•!8 ••in 1,643 214 1,196 1,755 9,632 !:3§ 693 56 '•85 391,666 4,219,525 349,089 4,298,790 123,577 1,482,719 350,356 1,310,674 2,796,638 13,246,764 6,338,794 2,331,912 1,520,735 247,455 1,807,949 496,519 Connecticut—Dist. No. 2 New Jersey—Dist. No. 2 Kentucky—Dist. No. 4 Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 Indiana—Dist. No. 7 Illinois—Dist, No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10 Arizona—Dist. No. 12 ALL MEMBER BANKS—ASSETS A N D LIABILITIES LIABILITIES [I n thousands of dollars] Time deposits Demand deposits Individuals, partnerships, and corpora- State Territory Total United Govern- States and political subdivi- Banks in United States Certified and officers' checks, etc. Banks in foreign countries Total Individuals, partnerships, and corpora- United States Gov- Postal savings Banks States and political Banks in U. S. fin eign tries 1,496,410 T o t a l , incl. A l a s k a . . 112,445,973 82,775,152 6,546,446 7,057,892 12,279,652 1,351,608 2,435,223 39,271,237 35,370,408 304,385 19,267 2,017,425 63,342 1,496,410 63,342 2,016,645 19,267 304,285 35,369,069 T o t a l , all S t a t e s . . . 112,443,921 82,773,521 6,546,351 7,057,739 12,279,652 1,351,608 2,435,050 39,269,018 New England: Maine New H a m p s h i r e . . . . Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia. . North Carolina. South Carolina. Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico. . . Arizona Utah Nevada Pacific: Washington.. . . Oregon California Alaska Mutual Savings Banks1. .. 229,931 178,334 79,319 3,556,596 441,496 1,215,366 179,115 136,622 66,370 2,691,240 344,025 991,576 12,238 8,797 3,206 202.734 23,641 66,779 28,173,088 19,548,163 2,224,868 158,578 2,872,556 2,282,413 7,265,428 5,777,984 409.735 22,107 15,675 6,109 199,261 49,835 74,013 10,630 10,809 I,199 361,889 9,601 42,689 17 32,,390 1,,420 19 4,108,874 1,562,187 7,016,673 2,755,406 1,182,209 305,721 125,056 601,323 231,850 83,278 353,759 415,957 134,927 281,984 559,647 1,418,619 241,389 291,002 158,900 89,992 5,,188 371 41,,458 4,,915 i:,001 1,868,744 1,085,527 3,256,144 203,420 285,450 1,007,869 1,097,245 1,192,740 734,896 2,156,486 171,675 234,245 708,449 791,934 97,055 48,049 143,203 6,580 10,899 42,307 32,802 168,457 141,713 138,072 11,922 26,507 68,608 166,610 384,278 149,542 792,911 11,189 10,924 182,260 98,540 2,,906 9,136 114,512 113 82,731 64,533 75,935 53,702 100,243 146,293 4,354 98,498 65,637 187,752 41,635 160,317 21,670 221,033 164,400 39,878 138.174 104,745 53,644. 123,043 357,734 92,334 48,486 251.418 736,893 782,412 1,020,964 464,515 657,470 361,704 866,428 1,196,367 14,808 69,892 47,367 55,334 30,212 46,947 21,304 59,040 57,781 141,356 48,602 82,758 651,188 281,686 305,656 967.173 3,156,257 1,091,,668 1,184,959 6,324,502 68,121 1,957,968 539 73,131 289,774 91,062 3,081,034 20,,125 657,752 308,770 5,278,236 2,134,771 9,743,938 3,578,418 1,537,235 285,555 1,026,707 913,842 1,366,679 611,011 963,120 468,163 1,255,272 1,583,311 5,824 6,431 2,435 69,082 12,974 40,290 909,168 1,473,172 1,002,500 314,921 693,555 891.419 749,768 200,760 40,837 72,897 47,253 11,031 535,582 1,465,013 1,478,497 6,778,306 386,128 910,664 1,085,853 4,941,703 16,260 47,343 55,722 222,117 466,689 310,293 213,993 1,026,773 295,692 387,649 463,535 170,776 372,417 250,437 168,336 789,167 195,462 307,502 338,684 131,103 12,619 11,923 6,215 40,113 14,016 19,219 21,494 6,263 42,471 38,582 25,984 63,391 69,535 43,961 48,817 28,721 34,398 5,324 II,786 124,197 13,544 8,187 49,633 1,644 1,544,536 995,384 9,048,671 2,052 1,210,045 820,500 7,358,565 1,631 77,919 49,207 532,519 95 142,121 66,903 365,108 153 89,819 32,168 439,899 161 58 68,447 61,867 205,323 273,299 198,960 125,230 384,922 1,148,235 3.,302 40 9 5 1 ,028 5,,756 360 95 108 2,797 42 860 444 6,865 329 15,862 30 4,598,450 65,547 7,230 1,914,582 2,907,274 4,234 829 893 2,662 4.428 2,389 7,021 3,533 4,680 1,212 88,737 2,715,765 817,869 30,246 106,218 3,348,285 53,856 2,419,818 836,145 21,855 2,562,780 810,069 3,179,279 2,352,847 822,099 6,236 7,354 629,307 330,505 636,694 77,713 98,775 123,313 164,865 617,514 328,704 627,342 75,786 91,588 123,074 160,457 5,839 5,884 12,557 19,538 10,116 22,356 9.783 8,420 15,673 47,533 324,734 246,340 711,216 233,214 191,361 78,944 225,184 404,278 240 47,130 6 298,981 6.429 212,666 14,824 1,025 625,465 21,968 2,232 298 1,986 229,710 7 151,899 5,728 7 69,100 8.836 865 216,453 4.837 339,028 9,991 2,610 11,813 12,088 7,956 1,000 192,915 458,242 263,959 66,291 180,292 437,068 256,639 65,503 23,308 11,327 22,170 2',&75 108,195 2, 262,320 21,519 206,844 12,403 65,467 1,005,902 4.784 4,027 1,672 9,813 3,135 7,169 4,907 3,045 92 ,611 6,378 1,685 101,923 7 15 361 320 85 7,590 1,294 1,933 139,438 48,194 81,956 610,104 279,810 303,414 108,325 132,965 60,733 304,313 66,710 133,886 178,963 80,283 575,774 18,254 558,486 24,921 250,657 6,967,304 2,219 173 22,389 100 470 1,544 2 'i; ?i M 3,243 70 83 556 6 5 28 50 1,550 73 664 9,119 408 279 22,690 381,138 22,405 1,256,962 25 107 36,024 1,775 165,850 1,072 149,055 825 136,759 63,041 7,698 lu \li 6,246 1,264 6,081 137 1,107 163 19,298 375 158 l '\?7 456 129 26 325 20 457 61,094 327 893 31,833 1,894 375 626 15 3,014 48,464 1,185 15 176 27 75 6,586 15,121 1,931 2,110 1,190 10 25 860 106,401 57 1,623 248,822 97 193,854 5,592 822,781 23,432 1,171 130 779 10,750 1,068 1,391 5,910 153,244 5,274 107,813 131,790 59,064 280,570 63,548 131,723 174,438 76,430 5,947 3,946 3,993 778 97 11 1,059 18 1,392 10 2,212 11 3,122 10 1,953 2,350 1,020 1,862 559,287 8,273 62 539,641 6,108,212 40,661 100 1,339 14 13 238 22,336 402 15 259 21,508 29 200 555 1,991 22,800 17,825 3,000 10 90 600 390 810 50 18,720 20,189 633,671 780 7,000 164,333 53 STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION Connecticut—Dist. No. 2 New Jersey—Dist. No. 2. Kentucky—Dist. No. 4. . Pennsylvania—Dist.No.4 West Virginia—Dist. No.4 Louisiana—Dist. No. 6. . Mississippi—Dist. No. 6. Tennessee—Dist. No. 6. . Indiana—Dist. No. 7 . . . . Illinois—Dist. No. 7 . . . . Michigan—Dist. No. 7. . Wisconsin—Dist. No. 7. . Missouri—Dist. No. 10. . NewMexico—Dist. No. 10 Oklahoma—Dist. No. 10. Arizona—Dist. No. 12. . . 195,845 242,457 2,267,606 1,804,996 204,625 232,410 2,679,894 2,169,699 54,202 71,409 705,542 1,180,457 160,707 265,485 560,180 888,672 1,876,512 1,368,716 9,146,081 6,610,448 3,495,400 2,690,115 1,418,588 1,085,606 729,904 1,260,243 104,856 180,479 1,454,239 1,066,820 266,671 336,861 14,012 130,419 8,660 168,526 3,253 38,432 9,269 52,606 114,998 584,495 227,575 77,830 43,842 12,150 55,391 17,669 9,153 15,478 69,779 202,564 2,609 14,522 217,102 97,027 3,574 8,798 175,236 238,047 47,655 47,019 165,825 100,476 119,473 245,909 483,913 1,323,819 241,129 279,002 155,266 78,330 434,972 42,460 11,833 49,460 198,219 121,378 8,160 36,493 539 2 j 240 '6^865 371 41,458 4,915 i:§3 329 1,611 115,165 115,415 7,969 59,309 1,623,128 1,592,912 78,036 80,698 1,994 1,119,227 1,082,980 34,545 35,636 196,846 210,214 55,993 56,705 "'MS 308,060 327,773 9,585 722,511 729,290 27,045 101,948 3,101,806 2,963,482 52,664 2,317,142 2,251,486 733,351 746,622 20,555 157,164 158,031 7,736 49,879 51,964 2,180 187,951 200,890 114,883 112,911 W7 Digitized forbanks, FRASER i These two in Wisconsin and one in Indiana, are included in the figures for those States. 35 2,737 20 330 375 175 10 47 195 27,366 55 2,600 732 35,010 706 10,725 1,068 173 3,096 3,973 2,369 1,217 30 997 m 12 123 11 2,045 97 5,588 10 1,953 14,528 304 • l i t 106,913 i 61,935 -it? 456 7,163 100 632 29 5,868 1,386 9 •lis 25 22,800 17 OF B A N K S O N OCTOBER 7, 1954, B Y STATES Nk LIABILITIES A N D CAPITAL ACCOUNTS [In thousands of dollars] Total deposits Bills payable and other borrowed money- Acceptances outstanding Other liabilities Total liabilities Capital Surplus Undivided profits Other capital accounts Total capital accounts Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) 151,717,210 408,595 402,884 2,107,949 154,636,638 3,533,965 5,693,087 2,395,119 390,294 12,012,465 98,652,695 85,341,034 151,712,939 408,595 402,884 2,107,943 154,632,361 3,533,762 5,693,053 2,395,091 390,294 12,012,200 98,651,432 85,339,161 371,287 226,936 162,077 4,207,784 723,182 1,521,022 150 52 17,075 300 3,600 34,497,590 4,830,524 10,346,462 28,067 76 1.543 54,109 9,695 16,882 374,534 227,821 163,672 4.307.035 733,253 1,541,504 156,649 5,420 44,800 287,,770 191 2,,960 808,750 42,378 95,206 7,994,001 2,952,640 13,092,223 5,998,236 2,373,380 24,600 550 18,900 85,300 1,275 194 3,,514 18 51 2,498,051 1,416,032 3,892,838 281,133 384,225 1,131,182 1,262,110 3,000 700 8,500 794 91 739 333,088 1,351,441 1,160,182 2,077,895 . 844,225 fc 1,154,481 W 547,107 1,480,456 1,987,589 5,000 900 500 964 142 350 1,102,083 1,931,414 1,266,459 381,212 643,777 1,727,333 1,685,341 7,784,208 1,135 500 4,072 489 575,014 443,258 274,726 1,331,086 362,402 521,535 642,498 251,059 2,120,310 1,553,870 16,015,975 4,271 9,804 7,189 4,008 71,836 11,289 22,492 1,367 1,445 1,393 22,325 83 5,243 38,080 196,426 196,356 152,576 25,496 148.505 64,757 17,639 71,171 410,123 3,229,110 2,742,989 60,997 412,417 393,572 121,203 1,059,978 1,038,590 35,750,759 4,878,513 10,489,428 911,556 1,655,882 109,083 162,350 293,263 632,507 607,203 74,847 175,612 41,244 13,020 18,970 3,215,885 25,726,881 19,553,331 359,300 2,554,813 2,528,186 1,120,352 6,473,076 5,778,925 81,354 22,073 109,058 83,771 17,101 8,100,149 2,975,263 13,223,695 6,167,325 2,391,807 179,382 55,023 297,212 110,559 44,241 283,232 84,910 394,209 166,995 75,308 110,746 50,613 157,887 79,515 38,591 7,452 8,251 83,563 16,507 7,435 580,812 198,797 932,871 373,576 165,575 31,335 4,269 32,248 2,657 2,792 4,431 5,595 2,533,180 1,421,092 3,934,325 283,796 387,017 1,136,643 1,267,905 43,065 24,068 89,754 5,150 6,673 25,545 24,705 88,561 44,677 107,640 7,231 10,291 28,314 36,059 33,347 33,217 69,967 4,853 6,823 19,197 26,128 14,011 5,665 6,284 1,086 1,435 6,508 2,762 178,984 1,576,551 1,223,1 107,627 905,442 844,273 273,645 2,764,252 2,043,126 18,320 173,939 181,089 245,702 25,222 257,966 79,564 857,066 722,779 89,654 936,249 944,806 665 69 4,814 7,859 9,856 18,447 4,954 20,840 4,945 16.856 20,010 342,902 1,360,255 1,170,538 2,097,487 849,328 1,175,725 552,052 1,497,977 2,010,868 10,275 23,781 23,840 48,016 21,355 19,625 10,537 31,608 51,105 24,175 51,664 42,510 78,037 38,848 53,123 18,477 46,263 58,390 5,923 16,948 12,803 35,197 19,743 15,727 6,915 20,012 22,132 81 8,234 3,272 6,469 4,170 3,333 1,749 14,523 9,538 40,454 254,181 257,091 100,627 911,971 799,930 82,425 821,614 749,923 167,719 1,123,064 1,023,082 84,116 511,665 522,709 91,808 784,490 651,605 37,678 388,781 403,719 112,406 1,062,884 879,619 141,165 1,324,940 1,275,930 3,045 486 3,095 9,917 18,577 11,529 1.544 1,113,135 1.953.036 1,278,474 385,851 26,050 38,111 26,860 7,563 48,408 67,229 41,210 18,139 18,053 23,209 21,943 2,454 2,941 3,445 5,575 293 3,055 1,275 20,506 3,239 10,491 8,792 44,623 647,016 1,741,379 1,699,480 7,849,826 15,670 28,436 37,820 210,015 20,876 52,453 52,242 231,523 12,787 22,113 46,474 116,511 5,209 20,894 1 15 4,574 3,460 1,505 8,205 1,930 10.857 6,612 2,706 579,589 446,733 276,871 1,339,591 364,332 532,487 649,116 253,765 9,910 9,140 3,573 24,090 7,775 11,975 11,858 4,013 12,195 10,720 8,335 35,286 7,348 20,485 14,869 4,573 8,362 4,985 5,349 22,172 2,509 5,668 11,616 4,769 611 1,172 1,302 5,976 3,915 100 1,218 115 110 270 45,429 24,172 24,061 373,339 2,144,838 1,578,201 16,452,793 4,277 42,730 39,235 326,050 203 61,392 50,090 424,430 34 38,714 27,850 228,989 28 4,817 115 12,433 J/J JO 4,756 61,363 7,591 50,140 2,490 18,543 1,787 17,090 43,380 141,292 75,091 34,868 21,571 1,025 45,575 4,622 725 10,,709 1 ,764 5,,130 949 490 154 2.,387 6,,511 77,370 15,,542 6,,757 4,,399 2,,650 4,,887 1,030 200 3,200 640 300 246 18^050 13,290 6,169 5,853 110,733 16,130 41,292 13,619 10,693 6,385 205,229 33,495 52,176 '•% 55 181 7 54 1 22,550 22,551 1,745 2 12i 4,678,711 1,853,717 8,667,976 3,175,978 1,329,035 95,452 778,458 131,994 1,205,630 95,588 839,550 28,449 256,179 4,352,441 1,802,850 7,117,141 2,920,165 1,218,600 695,672 949,854 822,327 245,171 51,556 422,753 424,304 103,524 1,254,225 1,119,501 141,745 1,212,407 1,179,777 578,943 5,395,383 5,063,735 31,078 26,017 18,559 87,524 21,547 38,228 39,561 13,470 386,939 280,324 169,431 853,527 236,571 349,531 400,598 150,405 401,400 282,550 189,354 812,055 263,083 341,177 359,942 158,352 147,653 1,347,022 1,249,616 117,290 888,860 838,942 991,902 8,005,397 7,297,991 265 1,263 1,873 State Territory T o t a l , i n c l u d i n g Alaska T o t a l , all S t a t e s New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Alaska Mutual Savings Banks 1 2.150 OF BANKS LOCATED I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D 357,872 3,890,734 313,108 3,799,121 107,045 1,390,671 322,190 1,216,445 2,605,802 12,247,887 5,812,542 *2,165,210 hi,418,274 f 232,443 1,655,129 451,744 3,000 >i\l 191 10,290 143 500 5:§37i 5 550 18,900 85,300 1,075 4,072 3,487 18 51 15 1,275 95 see opposite page. DigitizedFor forfootnote, FRASER 3,292 36,947 1,560 40,462 1,063 8,166 1,479 12,095 19,325 105,812 83,340 15,713 7,106 1,829 8,747 10,098 3,933,290 12,376,086 5,981,200 2,182,049 1,425,395 234,272 1,669,223 461,937 9,472 87,371 9,170 120,643 4,355 19,601 6,288 25,490 47,423 282,435 106,144 39,866 27,500 4,910 37,110 10,975 12 ,549 126.,792 15 ,061 272.,861 7,675 41.,693 15.,363 37,,130 73,,647 369,,581 160,,817 68,,372 41,,870 4,,598 51,,154 18, 985 27,502 286,235 33,586 448,774 15,469 80,327 23,592 82,097 170,961 870,678 357,594 149,863 95,340 13,183 138,726 34,582 218,,601 2,,024,,665 199,,720 2,,446.,706 62:,411 1,,014,,967 216.,283 728,,125 1,,630,,262 8,,167,,314 3;,107,,713 1,,232,,204 1,,027,,180 145,,993 1,,196,,413 303,,522 2 1 0 ,693 1 ,968,,539 217,,861 2,,170.,296 62,,886 887:,008 198.,847 626j,456 1,,576,,291 6:,651,,202 2 . ,842,,917 1:,110,,998 637.,537 152.458 1,,156,,861 294,,088 Connecticut—Dist. No. 2 New Jersey—Dist. No. 2 Kentucky—Dist. No. 4 Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 Indiana—Dist. No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10 Arizona—Dist. No. 12 18 ATT. MEMBER BANKS—DEPOSITS A N D RESERVES, OCTOBER 7, 1954 [In thousands of dollars] Gross demand deposits Net Deductions demand allowed in deposits computing subject to reserves * Reserves with Federa Reserve Banks 2 Time deposits Total Required Ratio of required reserves Ratio of total reserves to net demand plus time deposits (per cent) demand plus time deposits (per cent) 112,445,973 13,793,278 98,652,695 39,271,237 18,907,513 18,278,383 629,130 13.7 13.3 30,005,020 2,597,294 27,407,726 4,918,450 5,772,402 5,727,468 44,934 17.9 17.7 43,518,723 5,454,070 38,064,653 15,505,007 7,723,835 7,626, 96,947 14.4 14.2 38,922,230 5,741,914 33,180,316 18,847,780 5,411,276 4,924,027 487,249 10.4 9.5 825,978 5,691,491 878,333 1,411,937 835,223 915,505 2,897,603 707,063 457,885 908,753 982,868 2,394,874 782,302 1518 12.4 15.4 11.8 841,007 2,889,585 670,019 426,950 845,867 923,698 2,358,293 43,676 131,165 32,339 41,874 70,944 74,498 8,018 37,044 30,935 62,886 59,170 36,581 Central reserve city banks: New York Chicago 23,824,708 2,015,108 21,809,600 3,636,083 4,636,495 582,186 5,598,126 1,282,367 1,135,907 6,180,312 4,543,724 1,183,744 92,771 -47,837 18.2 16.5 17.9 17.2 Reserve city banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis. Minneapolis Kansas City Dallas. . . . San Francisco 180,812 90,051 326,001 514,464 344,164 432,365 582,901 5,171 $ 5 381,309 2,609 ,641 202,527 1,299 ,973 554,538 ,854 3,393 701,951 3,607 ,718 10,517 361 1,142,987 399,876 222,789 2,081,834 189,1 438,682 933,144 472,795 434,222 2,525,009 948,630 4,766,522 1,914,980 457,650 578,151 2,321,153 487,911 503,579 2,403,182 955,448 4,588,574 2,488,721 427,512 396,434 2,228,332 211,072 192,917 1,097,446 539,442 478,551 2,839,316 557,614 610,141 2,905,767 9,374,374 7,245,840 2,075,987 385,870 189,900 476,213 953,723 446,715 457,752 950,379 420,922 207,186 535,004 553,545 2,049,679 14,006 -3,418 -5,093 10,935 30,159 5,069 6,590 3,886 4,438 4,069 26,308 17.4 13.8 16.0 14.2 15.8 16.8 13.5 16.3 16.4 16.3 15.9 12.5 16.7 13.8 16.1 14.3 426,102 865,098 405,538 463,307 377,573 427,594 806,248 279,551 246,813 369,311 425,254 318,887 396,432 826,702 369,781 416,340 317,564 383,255 755,462 249,097 219,764 310,863 370,153 308,614 29,670 38,396 35,757 46,967 60,009 44,339 50,786 30,454 27,049 58,448 55,101 10,273 All m e m b e r b a n k s . . . 8 Central reserve city banks . Reserve city banks Country banks 8 8 All member banks, by districts: Boston New York Philadelphia 561,922 4,896,663 1,395,831 5,458 2,713,004 27,970,147 8,063,045 665,340 4,810,699 2,344,180 S:6476 ,039 874,401 7,387,548 3,951,326 ,949 798,939 4,479,174 1,750,173 !;lfl ,113 5,186,749 1,488,113 988,948 6,175 ,697 17 15,042,935 7,225,365 ,108 3,980,081 1,174,188 ,293 477,741 2,548,227 1,106,319 3,025 ,968 5,185,859 1,064,109 1,054,982 ,841 6,240 7,253 ,121 1,465,899 5,787,222 1,097,711 8,610,877 11,377,391 1,494,717 12,872 108 3 Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco dll Country banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 2,262 ,646 ,195 ,010 5,280 986 317 I:SS 3,195,939 5,835,248 2,625,029 2,980,963 2,612,796 3,340,150 5,670,321 2,088,652 1,725,995 2,846,987 3,645,403 2,354,747 381,110 607,845 339,339 359,937 454,775 556,583 814,086 336,903 275,214 500,444 763,948 351,730 M B 2,814,829 5,227,403 2,285,690 2,621,026 2,158,021 2,783,567 4,856,235 1,751,749 1,450,781 2,346,543 2,881,455 2,003,017 1,173,042 3,988,280 1,909,958 2,036,346 1,172,022 984,534 3,454,277 777,754 913,402 585,558 487,570 1,365,037 - 2 n13.0 12.6 13.0 13.0 13.7 12.5 14.5 14.3 12.0 8:1 11.8 Is:? 13.4 16.0 16.1 Is: 7 12.3 9.9 9.0 8.8 8.9 9.5 10.2 V* 9.7 9.9 11.3 11.3 9.7 i:S 11.1 9.3 10.6 11.0 9.2 10.4 12.6 •Jissr.S'SJSKS a j POS,t 0 M W t a B M H i Ba0nfk?!™bcirasbs?fiekd'according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks. STATE MEMBER BANKS—ASSETS A N D LIABILITIES O N OCTOBER 7, 1954 B Y FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Total Boston ASSETS Loans and investments Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets. 42,924 594 19,899 378 18,947 228 9 368 3,164 878 762 630 141 112 11,432 213 6,587 264 623, 149 ,609,077 751,513 676,984 169 127,106 47,579 5,726 387,400 207,747 34,542 1,661,214 8,220 45,950 2,506,416 6,068 396,881 4,380 65,215 340 2,351 77,205 31,861 200,057 121,371 85,220 York Philadelphia Cleveland ,303,750 ,634,658 3,923, ',509,042 ,304,550 1,689, 1,186,248 ,010,097 1 , 8 2 0 , 5,770 13 ,281,763 236,081 309^ 242,969 70,180 92, 77,958 13,737 10, ,290,955 676,994 869, ,389,150 388,719 497, 206,650 38,756 79, Rich- ,843,579 886,511 802,883 1,451 106,353 41,753 4,628 585,524 281,296 46,879 Atlanta Chicago LSt. 810,440 ,946,252 ,647,296 437,211 395,095 ,198,140 753,471 183,158 338,512 ,035,377 757,720 215,911 104 91 26 23 70,046 564,885 95,321 28,556 4,357 138,297 35,116 8,870 2,326 9,462 5,642 693 258,280 ,345,633 498,755 118,809 117,240 747,402 245,766 53,072 18,817 99,589 25,008 7,455 91,862 1,250 442 155,965 179,881 100 258 112,160 131,600 84,012 200 20 37,991 23,154 319 180,602 3,345 40,675 ,470,533 6,068 167,774 513 30,838 372 30,065 484 26,345 199 13,327 662 43.371 216 11,325 337 939 142 4,468 2,545 4,729 191,091 67,556 47,190 8,202 1,117 6,704 7,008 11,118 27 11,717 3,978 3,087, 61 4,345 5,628 3,472 1,585 2,138 2,006 507 11.372 5,894 307 380 4,006 125,246 282 221 Minne- 345,567 '126,626 597 12 572 29 151,906 101,314 1, Kansas City 867,908 416,137 332,861 64 98,358 18,506 1,982 325,832 141,086 11,127 Dalla San Francisco 682,378 3,218,066 326,202 1,485,898 286,309 1,484,141 10 60,473 186,710 7,872 54,375 1,522 6,932 283,991 790,900 421,254 97,371 19,862 34,884 47,669 13 4 10,596 96,155 151,093 335 261 38 29 77,091 15,375 167,286 1,485 1,311 164,680 2,211 4,421 12,163 199 833 31,887 200 46 70 566 385 92 8 1,466 1,457 27 311 703 1,284 3,252 7,275 6,306 55,202,645 2,028,044 25,079,626 3,365,893 4,850,508 2,468,768 1089,904 7,355,251 2,164,394 559,298 1,201,383 980,406 4,059,170 LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money. Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities T o t a l liabilities. C A P I T A L ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts T o t a l liabilities a n d c a p i t a l a c c o u n t s . Net demand deposits subject to reserve (see page 18) . Demand deposits adjusted (see footnote on page 1). . . Pledged assets (and securities loaned) Number of banks 37,609,983 1,463,645 18,251,260 2,418,946 2,722,062 1,689,620 776,040 4,230,674 1,587,933 27,739,401 1,192,819 12,669,537 1,977,637 2,234,41 1,219,127 549,663 3,298,524 1,145,145 2,479,387 66,470 1,496,834 138,048 156,922 83,173 29,444 244,477 78,737 1,952,601 108,126 661,574 83,684 155,484 118,404 104,515 348,943 82,726 3,660,571 47,824 1,978,869 181,898 129,430 241,525 85,085 2 ^ , 2 9 1 266,446 658,784 1,084 626,672 4,390 2,421 2,173 571 3,313 1,459 1,119 239 47,322 817 ,774 33,289 43,394 25,218 6,762 65,126 13,420 12,519 ,253 369,400 4,159 ,051 602,117 1,714,184 570,671 228,062 2,620,228 400,423 11,059 373 362,658 3,148 588 528,022 1,644,825 492,111 202,222 2,570,761 391,060 38 945 1,943 11 ,364 470 792 10,684 2,488 2,450 4,290 6 241 220 15 49 713 2,237 2,586 353 29 667 ,939 4,579 280 336 73,505 67,834 46,429 19,381 46,387 5,039 18 063 12 481 71 20 1,385 1,385 277 728 692 706 267 17,825 50,129 236 1,833,045 22,410 311 3,021,063 4,436,246 ,260,291 1 004 102 6,850,902 ,988,356 8 710 8 710 175 117 1,450 131 232 12,700 17,100 691 500 5,125 5,250 210 927 142 201 861 1,164 27 61 3,472 512 380 10 438 163 8 483 354 352 193 19 69 154 126 8,848 52, 727 11,416 14,641 10,550 4,974 22,750 5,399 308 886 13,395 145 155 20,680 29,958 14,030 4,870 32,850 11,289 85 234 2,474 56 855 1,013 3,210 7,191 478 5,239 4,473 51,082,674 1,859,517 23,015,334 3,068,390 4,501,534 2,293,007 1,018,396 6,917,397 2,015,216 1,144,904 2,009,864 859,039 106,164 50,457 555,854 79,071 1,055,411 33,967 422,661 5,032 30,366 78,968 163,639 48,937 5,959 93,246 187,830 61,437 6,461 44,964 89,385 32,801 8,611 25,008 30,346 14,252 1,902 118,441 174,069 108,858 36,486 48,106 59,311 39,462 2,299 351,456 280,148 10,854 38,406 17,858 956,020 619,370 28,448 78,570 221,658 684 788,055 2,374,272 648,355 1,904,665 16,044 129,936 75,357 96,812 40,809 178,878 557 15,460 4,190 169,922 165,377 57 7 4,476 7,290 6,933 48,521 157,061 124,207 1,403,927 152,275 115,912 1,285,562 597 1,024 2,786 16 10 4,073 6,965 108,935 100 300 2,034 4,600 521,378 1,113,081 912,262 3,778,199 3 1,131 1,165 95 580 8 3 1,531 4,087 797 489 778 2,247 32 3,300 799 19,381 29,160 3,377 523,772 1,120,087 915,808 3,834,216 9,997 12,850 10,793 1,886 22,358 23,440 34,498 22,834 21,007 16,376 3,433 1,948 74,065 100,620 48,488 1,781 4,119,971 168,527 2,064,292 297,503 348,974 175,761 71,508 437,854 149,178 35,526 81,296 64,598 224,954 55,202,645 2,028,044 25,079,626 3,365,893 4,850,508 2,468,768 1,089,904 7,355,251 2,164,394 559,298 1,201,383 980,406 4,059,170 33,443,583 1,321,339 16,600,125 2,171,119 2,430,021 1,432,774 654,037 3,733,813 1,359,993 293,191 782,831 621,587 2,042,753 28,304,825 ' 271,062 12,678,352 1,938,645 2,321,129 1,231,149 622,949 3,560,687 1,139,977 312,148 628,139 715,270 1,885,318 5,934,503 134,963 2,632,185 525,677 554,257 358,315 204,523 473,687 217,439 #,684 155,623 134,686 472,464 1,883 44 210 77 218 139 70 452 168 130 131 151 93 ^ FEDERAL RESERVE SYSTEM BOUNDARIES OF FEDERAL RESERVE DISTRICTS AND THEIR BRANCH TERRITORIES " h i . MINNEAPOLIS ' I '•! Detroit i8'l* Lc't,City CHICAGO i Co) ^ Denver KANSAS CITY V I ^ LouisvW*/ ST. LOUIS Oklahoma City An,»•/«, ,CLEVELAND Memphis rvghiao^ Charlotte •<- L i t t l e Rock ATLANTA DALLAS® \ E I Paso jocMO"1''1!' ===== BOUNDARIES OF F E D E R A L R E S E R V E DISTRICTS l San Antonio > BOUNDARIES OF F E D E R A L R E S E R V E BRANCH T E R R I T O R I E S ^ BOARD OF GOVERNORS OF T H E F E D E R A L R E S E R V E S Y S T E M ® F E D E R A L R E S E R V E BANK CITIES • F E D E R A L R E S E R V E BRANCH CITIES ^ BOARD OF GOVERNORS DECEMBER 4 1954 OF THE FEDERAL RESERVE SYSTEM