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MEMBER BANK

CALL REPORT
NUMBER 133

CONDITION OF MEMBER BANKS




O c t o b e r

7 , 1 9 5 4

BOARD OF GOVERNORS
OF THE FEDERAL RESERVE SYSTEM
WASHINGTON

CONTENTS
Assets and Liabilities:

PAGE

Of All Member Banks October 7, 1954, June 30, 1954, and September 30, 1953

1

Of All Member Banks on Selected Call Dates 1949-1954

2

By Class of Bank

3

By Federal Reserve Districts

4—5

Classification of Loans and United States Government Direct Obligations:
Of All Member Banks on Selected Call Dates, 1949—1954

6

By Class of Bank

6

By Federal Reserve Districts

7

Of Reserve City and Country Member Banks, by Federal Reserve Districts

8—9

All Member Banks—Assets and Liabilities of Central Reserve City and Reserve City Banks, by Cities,
and of Country Banks in Each Federal Reserve District
Assets and Liabilities of Member Banks, by States

10-13
14—17

Deposits and Reserves by Class of Bank and Federal Reserve Districts

18

Assets and Liabilities of State Member Banks, by Federal Reserve Districts

19

These statistics are tabulated from condition reports submitted by member banks following each official call,
a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The
Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes
the combined statistics of national and State member banks in the Member Bank Call Report.
Member banks are classified according to their reserve requirements as central reserve city banks, reserve
city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city is
classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central
reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central
reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities
have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member
bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition
report, the report is tabulated according to a single location (that of the bank's head office, unless it has a branch
in a city where banks are subject to higher reserve requirements).
The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve
membership, mergers, etc., and by changes in the reserve classification of cities or individual banks.




MEMBER BANK CALL REPORT

e

ASSETS A N D LIABILITIES OF MEMBER B A N K S O N OCTOBER 7, 1954 COMPARED
W I T H JUNE 30, 1954 A N D SEPTEMBER 30, 1953
[Amounts in thousands of dollars]
C o n d i t i o n on—
October 7,
1954

June 30,
1954

September 30,
1953

June 30,
1954

129,518,867
57,232,857
58,743,946
13,197
10,490,023
2,682,189
356,655

123,185,251
57,197,407
53,075,764
35,673
9,889,555
2,637,245
349,607

120,185,482
56,633,248
51,475,165
30,461
8,901,737
2,802,862
342,009

+6,333,616
+35,450
+5,668,182
-22,476
+600,468
+44,944
+7,048

+9,333,385
+599,609
+7,268,781
— 17,264
+1,588,286
-120,673
+14,646

Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except
private banks and American branches of foreign banks) .
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection

34,748,665
18,907,513
1,929,878

36,722,441
18,925,459
2,001,473

35,918,703
19,214,753
2,010,472

-1,973,776
-17,946
-71,595

-1,170,038
-307,240
-80,594

6,867,275
28,868
87,898
6,927,233

7,032,211
29,858
61,723
8,671,717

6,297,284
26,063
51,188
8,318,943

-164,936
-990
+26,175
-1,744,484

+569,991
+2,805
+36,710
-1,391,710

Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets

46,363
1,261,225
21,088

35,739
1,227,871
22,675

31,895
1,166,065
28,200

+10,624
+33,354
-1,587

+14,468
+95,160
-7,112

86,051
386,192
369,923
210,729

83,344
359,245
386,948
179,890

87,964
340,365
319,618
149,322

+2,707
+26,947
-17,025
+30,839

-1,913
+45,827
+50,305
+61,407

166,649,103

162,203,404

158,227,614

+4,445,699

+8,421,489

112,445,973
82,775,152
6,546,446
7,057,892
12,279,652
1,351,608

109,855,632
81,034,346
5,165,090
7,839,264
11,955,986
1,280,112

108,544,430
81,131,746
5,555,127
6,989,302
11,152,507
1,340,840

+ 2, 590, 341
+1,740,806
+1,381,356
-781,372
+323,666
+71,496

+3,901,543
+1,643,406
+991,319
+68,590
+1,127,145
+10,768

ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct obligations
Obligations guaranteed by United States Government. . .
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank stock).

Total assets
LIABILITIES

#

Demand deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and
travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal savings
.
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed
money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities

i

C h a n g e since—

T o t a l liabilities
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts

September 30,
1953

2,435,223

2,580,834

2,374,908

-145,611

+60,315

39,271,237
35,370,408
304,385
19,267
2,017,425
63,342
1,496,410

38,396,431
34,687,030
283,073
17,333
1,912,140
54,149
1,442,706

35,258,642
32,824,774
292,236
17,732
1,379,698
31,671
712,531

+874,806
+683,378
+21,312
+1,934
+105,285
+9,193
+53,704

+4,012,595
+2,545,634
+ 12,149
+ 1,535
+637,727
+31,671
+783,879

151,717,210

148,252,063

143,803,072

+3,465,147

+7,914,138

509,643

480,322

738,002

+29,321

-228,359

408,595
402,884
35,365
476,253
868,874
217,814

37,753
373,612
60,552
456,235
650,979
183,310

591,422
356,554
58,078
474,954
759,595
194,903

+370,842
+29,272
-25,187
+20,018
+217,895
+34,504

-182,827
+46,330
-22,713
+1,299
+109,279
+22,911

154,636,638

150,494,826

146,976,580

+4,141,812

+7,660,058

3,533,965
5,693,087
2,395,119
390,294

3,501,605
5,617,286
2,208,536
381,151

3,381,875
5,353,725
2,148,081
367,353

+32,360
+75,801
+ 186,583
+9,143

+ 152,090
+339,362
+247,038
+22,941

12,012,465

11,708,578

11,251,034

+303,887

. T o t a l liabilities a n d c a p i t a l a c c o u n t s

166,649,103

162,203,404

158,227,614

+4,445,699

+8,421,489

MEMORANDA
Net demand deposits subject
to reserve (see page 18)
Demand deposits adjusted 1
Pledged assets (and securities loaned)
Number of banks

98,652,695
85,341,034
20,849,522
6,703

94,154,214
82,782,727
18,632,817
6,721

93,929,660
82,177,013
18,643,382
6,753

+4,498,481
+2,558,307
+2,216,705
-18

+4,723,035
+3,164,021
+2,206,140
-50

1

Demand deposits other than interbank and United States Government, less cash items reported as in process of collection.

#



1

+761,431

ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N SELECTED CALL DATES
NOVEMBER 1, 1949 T O OCTOBER 7, 1954
[Amounts in thousands of dollars]
1949
Nov. 1

1950
Oct. 4

1951
Oct. 10

1952
Sept. 5

1953
Sept. 30

1954
June 30

1954
Oct. 7

ASSETS
100,888,205 104,367,031 108,387,873 114,653,594 120,185,482 123,185,251 129,518,867
Loans and investments
35,564,792 41,611,724 47,936,169 51,313,769 56,633,248 57,197,407 57,232,857
Loans (including overdrafts)
: ••\
(52,612,557 49,632,553 51,366,149 51,475,165 53,075,764 58,743,946
United States Government direct obligations. .
Obligations guaranteed by United States Gov- ^57,052,116
13,197
35,673
30,461
15,688
j
5,865
14,449
8,901,737 9,889,555 10,490,023
6,512,197 7,288,028 8,409,593
5,140,994
Obligations of States and political subdivisions.
2,682,189
2,637,245
3,226,888 2,802,862
3,322,242 3,208,533
2,843,437
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve
356,655
349,607
342,009
321,507
308,141
302,446
286,866
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
Other balances with banks in United States. . .
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures. . .
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Total assets
LIABILITIES
Demand deposits
Individuals, partnerships, and corporations
United States Government.
States and political subdivisions
Banks in United States.
Banks in foreign countries
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations. . . .
United States Government
Postal savings.
States and political subdivisions
Banks in United States.
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
T o t a l liabilities
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts

29,092,178
16,150,429
1,537,771

30,110,787 34,580,004 34,681,966 35,918,703 36,722,441
16,535,570 19,856,587 20,300,446 19,214,753 18,925,459
1,651,134 2,010,472 2,001,473
1,929,961
1,685,728

34,748,665
18,907,513
1,929,878

5,606,677
27,914
49,447
5,719,940

5,690,947
27,400
142,105
6,029,037

6,490,013
24,507
57,969
6,220,967

6,086,845
23,585
46,386
6,573,570

6,297,284
26,063
51,188
8,318,943

7,032,211
29,858
61,723
8,671,717

6,867,275
28,868
87,898
6,927,233

58,888
910,803
15,581

59,537
945,793
17,512

56,691
1,015,326
20,926

57,808
1,079,694
24,511

31,895
1,166,065
28,200

35,739
1,227,871
22,675

46,363
1,261,225
21,088

68,094
137,336
297,436
136,710

81,304
232,721
220,417
141,021

89,937
241,325
225,544
139,856

85,713
287,285
372,526
150,361

87,964
340,365
319,618
149,322

83,344
359,245
386,948
179,890

86,051
386,192
369,923
210,729

131,605,231 136,176,123 144,757,482 151,393,458 158,227,614 162,203,404 166,649,103
91,392,587
69,493,173
2,986,897
5,912,568
9,777,981
1,392,830
1,829,138
29,247,633
27,875,578
165,792
4,323
1,043,051
24,821
134,068

95,005,066 101,824,841 104,415,478 108,544,430 109,855,632 112,445,973
73,190,017 77,510,721 79,731,215 81,131,746 81,034,346 82,775,152
6,546,446
2,481,591 3,847,526 4,023,034 5,555,127 5,165,090
7,057,892
7,839,264
6,048,419 6,058,566 6,591,068 6,989,302
10,115,169 11,435,459 10,897,184 11,152,507 11,955,986 12,279,652
1,351,608
1,280,112
1,340,840
1,369,753
1,255,206
1,398,100
2,580,834

2,435,223

29,471,873 30,544,164 32,521,613 35,258,642 38,396,431
27,921,209 28,667,331 30,413,205 32,824,774 34,687,030
283,073
292,236
282,029
224,389
172,772
17,333
17,732
17,828
7,017
8,613
1,379,698 1,912,140
1,223,862
1,135,193
54,149
31,671
25,705
23,445
712,531 1,442,706
466,321
396,524
209,977

39,271,237
35,370,408
304,385
19,267
2,017,425
63,342
1,496,410

1,771,770

1,717,363

1,803,224

2,374,908

120,640,220 124,476,939 132,369,005 136,937,091 143,803,072 148,252,063 151,717,210
371,788

524,687

616,138

654,508

738,002

480,322

509,643

416,354
159,428
8,039
198,254
412,195
162,468

241,129
264,100
28,746
278,437
445,136
211,853

250,493
262,654
33,268
268,824
595,689
184,618

1,595,751
306,302
44,044
360,062
682,403
181,671

591,422
356,554
58,078
474,954
759,595
194,903

37,753
373,612
60,552
456,235
650,979
183,310

408,595
402,884
35,365
476,253
868,874
217,814

122,368,746 126,471,027 134,580,689 140,761,832 146,976,580 150,494,826 154,636,638
2,879,895
4,039,402
1,858,684
458,504

2,971,983
4,399,081
1,898,212
435,820

3,501,605
5,617,286
2,208,536
381,151

3,533,965
5,693,087
2,395,119
3%,294

9,236,485

9,705,096 10,176,793 10,631,626 11,251,034 11,708,578

12,012,465

3,102,949
4,698,311
1,991,558
383,975

3,265,401
4,971,535
2,016,093
378,597

3,381,875
5,353,725
2,148,081
367,353

T o t a l liabilities a n d c a p i t a l a c c o u n t s . . . 131,605,231 136,176,123 144,757,482 151,393,458 158,227,614 162,203,404 166,649,103
MEMORANDA
Par or face value of capital
Capital notes and debentures
Preferred stock
Common stock

2,879,895
10,096
54,422
2,815,377

2,971,983
9,514
46,288
2,916,181

3,102,949
10,308
39,778
3,052,863

3,265,401
14,161
29,756
3,221,484

Retirable value of preferred stock

103,062

90,262

80,895

65,078

Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)




80,067,617
71,514,939
13,352,268
6,901

83,286,713 89,115,277 91,756,521
74,981,169 79,065,683 81,551,937
13,633,081 16,084,510 19,155,395
6,808
6,846
6,885

3,533,965
18,312
15,106
3,500,547

3,381,875
14,470
21,184
3,346,221

3,501,605
18,422
17,702
3,465,481

51,450

43,127

33,597

93,929,660 94,154,214
82,177,013 82,782,727
18,643,382 18,632,817
6,753
6,721

98,652,695
85,341,034
20,849,522
6,703

3
ATT. MEMBER BANKS—ASSETS A N D LIABILITIES O N OCTOBER 7, 1954
B Y CLASS OF B A N K
[Amounts in thousands of dollars]
Central reserve city
member banks 1
New York
ASSETS
23,794,446
Loans and investments
11,633,384
Loans (including overdrafts)
.
9,638,813
United States Government direct obligations. .
Obligations guaranteed by United States Gov4,673
ernment
i
i *• * * * *
2,016,100
Obligations of States and political subdivisions.
400,870
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve
100,606
Bank stock)
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
.•••••
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
Other balances with banks in United States.. .
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures. .
Other real estate owned
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets.
LIABILITIES
Demand deposits
Individuals, partnerships, and corporations
United States Government.
States and political subdivisions
Banks in United States.
Banks in foreign countries
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations...
United States Government
Postal savings.
States and political subdivisions
Banks in United States.
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
Total liabilities a n d capital accounts.
MEMORANDA
Par or face value of capital
Capital notes and debentures.
Preferred stock
Common stock

6,856,258
4,636,495
153,756

Country
member
banks 1

All
member
banks

All
national
member
banks

6,342,940 49,675,686 49,705,795 129,518,867
2,473,041 22,530,748 20,595,684 57,232,857
3,301,822 22,036,003 23,767,308 58,743,946

86,594,273
37,333,479
39,796,718
3,829
7,325,145
1,919,559

377,516
176,512

5,941
3,875,482
1,096,742

2,583
4,220,925
1,008,065

13,197
10,490,023
2,682,189

14,049

130,770

111,230

356,655

215,543

1,752,610 13,822,332 12,317,465 34,748,665
5,411,276 18,907,513
1,135,907 7,723,835
1,929,878
597,890 1,151,814
26,418

23,316,452
12,320,249
1,306,729

36,656
2,455
48,444
1,978,452

117,248
1,394
6,705
464,938

2,032,494
15,947
30,221
3,421,945

4,680,877
9,072
2,528
1,061,898

6,867,275
28,868
87,898
6,927,233

5,206,061
20,648
41,948
4,420,817

46,363
167,071

14,873

466,358
6,275

612,923
14,807

46,363
1,261,225
21,088

40,295
864,344
16,708

150
3,045

68,401
104,896
183,661
98,516

14,825
5,141
79,620
58,083

86,051
386,192
369,923
210,729

54,190
186,135
248,552
125,509

2,675
273,110
82,091
49,051

%

31,271,071

8,143,248 64,426,125 62,808,659 166,649,103 111,446,458

23,824,708
16,239,868
1,993,604
333,002
3,076,355
1,083,441

6,180,312 43,518,723 38,922,230 112,445,973
4,074,361 31,217,305 31,243,618 82,775,152
6,546,446
1,634,801
465,154 2,452,887
7,057,892
265,438 2,391,922 4,067,530
12,279,652
1,311,151
1,276,403 6,615,743
1,351,608
11,168
215,844
41,155

1,098,438
3,636,083
2,089,788
54,450
215,933
18,950
1,256,962
27,460,791
146,574
286,527
12,221
45,608
187,834
117,422
28,616,903
720,017
1,410,305
495,182
28,664
2,654,168
31,271,071
720,017
1,200
718,817
21,809,600
15,692,856
3,400,797
22

74,835,990
55,035,751
4,067,059
5,105,291
8,619,081
692,824

653,962

2,435,223

1,315,984

1,282,367 15,505,007 18,847,780
1,244,637 14,185,566 17,850,417
147,543
98,362
4,030
14,525
4,742
814,815
976,927
9,750
1,150
25,787
213,623
22,800

39,271,237
35,370,408
304,385
19,267
2,017,425
63,342
1,496,410

26,751,984
24,311,035
265,440
13,026
1,349,486
45,279
767,718

57,801

625,022

'I'M

7*462,679 59,023,730 57,770,010 151,717,210 101,587,974
149,717

359,926

Retirable value of preferred stock
Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)
Number of banks

Chicago

Reserve
city
member
banks 1

15,000
3,477
2,582
8,636
46,837
11,709

204,340
107,739
16,872
209,418
426,975
61,516

42,681
5,141
3,690
212,591
207,228
27,167

509,643

500,933

408,595
402,884
35,365
476,253
868,874
217,814

233,478
191,957
24,927
322,127
559,1
132,580

7,550,920 60,200,307 58,268,508 154,636,638 103,553,964
205,555
260,955
70,714
55,104

1,268,671
2,074,934
768,054
114,159

1,339,722
1,946,893
1,061,169
192,367

3,533,965
5,693,087
2,395,119
390,294

2,389,061
3,683,223
1,536,080
284,130

592,328

4,225,818

4,540,151

12,012,465

7,892,494

8,143,248 64,426,125 62,808,659 166,649,103 111,446,458

1,500
204,055

1,268,671
5,050
1,100
1,262,521

1,339,722
12,062
12,506
1,315,154

3,533,965
18,312
15,106
3,500,547

1,500

1,100

30,997

33,597

7,109

5,598,126 38,064,653 33,180,316 98,652,695
3,932,662 30,812,304 34,903,212 85,341,034
7,480,350 20,849,522
917,133 9 0 5 1
'
'$
6,703
6,365
13

65,209,112
57,036,209
14,915,019
4,820

205,555

2,389,061
4,602
2,384,459

i Banks arc classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks.




4
ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N OCTOBER 7, 1954
B Y FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district

T o t a l , all
districts
Boston
ASSETS
Loans a n d Investments
129,518,867
Loans (including overdrafts)
57,232,857
United States Government direct obligations. . 58,743,946
Obligations guaranteed by United States Government
13,197
Obligations of States and political subdivisions. 10,490,023
Other bonds, notes, and debentures
2,682,189
Corporate stocks (including Federal Reserve
Bank stock)
356,655

New York

5,979,825 33,953,348
2,906,330 16,267,395
2,459,460 13,988,838
2,926
466,271
127,900

6,404
2,937,687
623,891

Philadelphia

Cleveland

6,906,060 10,791,793
3,144,625 4,317,311
2,826,293 5,291,565
86
674,173
235,642

1,670
862,739
289,422

Richmond

5,749,837
2,553,385
2,697,534
1,468
368*305
116,029

16,938

129,133

25,241

29,086

13,116

Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
Other balances with banks in United States. . .
Balances with banks in foreign countries
Cash items in process of collection

34,748,665
18,907,513
1,929,878

1,519,763
825,978
122,438

8,825,501
5,691,491
366,759

1,681,292
878,333
131,848

2,493,240
1,411,937
200,987

1,787,966
835,223
152,329

6,867,275
28,868
87,898
6,927,233

248,834
1,014
8,297
313,202

459,111
3,651
50,596
2,253,893

365,085
1,783
3,988
300,255

486,568
412
5,503
387,833

455,885
986
489
343,054

Due from own foreign branches
Bank premises owned and furniture and fixtures. . .
Other real estate owned
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets

46,363
1,261,225
21,088

76,812
1,012

46,363
297,212
1,450

110,839
550

78,876
1,706

86,051
386,192
369,923
210,729

1,584
26,773
15,269
8,653

6,862
274,442
109,297
63,360

12,197
337
31,745
11,716

4,205
297
10,572
12,722

Total assets

12,922
16,779

166,649,103

7,629,691 43,577,835

8,712,634 13,452,417

7,646,181

LIABILITIES
D e m a n d deposits
112,445,973
Individuals, partnerships, and corporations.... 82,775,152
United States Government
6,546,446
States and political subdivisions
7,057,892
Banks in United States
12,279,652
Banks in foreign countries
1,351,608
Certified and officers' checks, cash letters of
2,435,223
credit, and travelers' checks, etc

5,458,585 30,683,151
4,213,103 21,549,004
303,383 2,369,299
351,522 1,185,215
427,664 3,235,189
33,846 1,092,207

5,476,039
4,337,120
284,176
308,089
448,356
17,885

5,278,113
3,969,756
267,803
382,728
571,935
7,239

T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
T o t a l liabilities
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts

39,271,237
35,370,408
304,385
19,267
2,017,425
63,342
1,496,410
151,717,210

Retirable value of preferred stock
Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)
Number of banks




1,252,237

80,413

117,613

78,652

8,063,045
6,306,527
68,319
20
408,699
22,493
1,256,987

2,344,180
2,193,094
8,637
654
139,661
359
1,775

3,951,326
3,758,341
3,374
1,078
187,371
1,162

1,750,173
1,553,276
59,396
3,565
113,038
3,073
17,825

7,820,219 12,213,275

7,028,286

«.ra
1,018
40,263
75,636
7,522

2,856
297
376
22,206
31,454
11,802

7,927,537 12,373,776

7,097,277

6,854,416 38,746,196
5,751

359,926

408,595
402,884
35,365
476,253
868,874
217,814

18,177
28,143
401
26,945
41,830
7,992

165,067
287,961
13,007
106,865
240,436
128,755

3,533,965
5,693,087
2,395,119
390,294
12,012,465

T o t a l liabilities a n d c a p i t a l a c c o u n t s . . . 166,649,103
MEMORANDA
Par or face value of capital
Capital notes and debentures
Preferred stock
Common stock

129,067
1,395,831
1,347,751
11,548
1,834
11,898
110
22,690

509,643

154,636,638

3,533,965
18,312
15,106
3,500,547
33,597
98,652,695
85,341,034
20,849,522
6,703

8,261,949
6,537,400
486,160
536,304
577,044
7,428

6,983,655 40,048,213
183,995
309,048
121,862
31,131

1,008,399
1,795,223
673,322
52,678

646,036

3,529,622

7,629,691 43,577,835
183,995

39,512
2,817
602
24,698
35,306
4,383

204,607
419,379
144,879
16,232

313,550
578,829
170,967
15,295

785,097

1,078,641

548,904

8,712,634 13,452,417

7,646,181

853
183,142

1,008,399
17,559
6,802
984,038

1,253

24,883

1,010

4,896,663 27,970,147
4,380,490 21,732,563
619,344 4,638,022
313
687

4,810,699
4,425,367
1,161,080

142,799
274,984
104,843
26,278

204,607

313,550

142,799

1,010
203,597

313,550

345
142,454

7,387,548
6,803,484
1,795,265
643

4,479,174
4,088,082
1,160,299
477

354

5
ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N OCTOBER 7, 1954
B Y FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district

ASSETS
Loans a n d investments
Loans (including overdrafts)
. . ..
United States Government direct obligations
Obligations guaranteed by United States Government.
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank
stock)
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except private banks and American branches of
foreign banks)
......
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets.
LIABILITIES

D e m a n d deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit,
and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations.
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
T o t a l liabilities a n d c a p i t a l a c c o u n t s .
MEMORANDA
Par or face value of capital
Capital notes and debentures
Preferred stock
Common stock
Retirable value of preferred stock
Net demand deposits subject to reserve (see page 18).
Demand deposits adjusted (see footnote on page 1) . .
Pledged assets (and securities loaned)
Number of banks




Chicago

St. Louis

Minne-

20,833,620
7,524,594
11,203,075
105
1,614,478
453,652

4,798,005
2,103,603
2,238,370
87
351,557
91,926

3,438,278
1,454,322
1,664,898
40
241,971
70,891

Kansas
City
5,758,433
2,353,684
2,780,046
158
485,985
127,580

Dallas

6,294,426
3,116,911
2,668,820
4i6j780
81,024

37,716

12,462

6,156

10,980

16,891

5,187,406
2,897,603
299,078

1,506,984
707,063
81,447

983,824
457,885
46,778

2,048,283
908,753
82,817

2,578,219
982,868
118,569

1,073,279
2,627
8,313
906,506

439,269
189
73
278,943

285,472
689
731
192,269

726,439
328,600

1,121,074
8,790
2,093
344,825

130,168
1,153

44,068
738

23,722
753

42,806
1,120

95,919
4,960

5,070
3,215
61,090
21,105

713
3,759

'Hit

10,792
2,432

3,682
1,290
12,118
4,718

5,089
20,315
10,548
27,373

26,242,827

6,370,829

4,464,763

7,872,450

9,036,849

17,022,108
12,489,781
1,052,947
1,228,867
1,989,229
47,745

4,698,293
3,272,628
196,737
338,967
849,814
2,875

3,025,968
2,132,971
136,876
273,019
444,683
2,946

6,240,841
4,359,466
232,820
537,891
1,061,807
1,764

7,253,121
5,297,295
234,775
451,569
1,180,801
15,862

*•',&

213,539

37,272

35,473

47,093

72,819

7,225,365
6,999,534
19,760
4,696
176,463
2,112
22,800

1,174,188
1,120,708
11,060
656
41,349
415

1,106,319
1,082,810
2,529
329
20,512
139

1,064,109
1,018,159
29,540
1,507

>$ll

1,097,711
913,141
24,608
1,181
153,502
5,279

24,247,473

5,872,481

4,132,287

7,304,950

8,350,832

106,525
3,647
4,075
75,395
129,381
19,608

8,800
3,759
914
15,080
27,002
6,283

14
19,449
20,980
2,734

6,242
1,290
419

24,701
1,212

11,086

489
20,506
418
10,279
37,057
99

24,586,104

5,934,319

4,179,465

7,349,900

8,419,680

499,936
717,094
327,848
111,845

131,077
188,759
102,259
14,415

73,588
131,392
61,532
18,786

147,433
205,616
141,017
28,484

223,425
247,621
123,510
22,613

u

1,656,723

436,510

285,298

522,550

617,169

26,242,827

6,370,829

4,464,763

7,872,450

9,036,849

499,936
328
4.743
494,865

131,077
425
370
130,282

73,588

147,433

223,425

100
73,488

'147^433

223,425

4.744

370

100

15,042,935
13,025,681
2,336,545
1,022

3,980,081
3,369,924
654,668
491

2,548,227
2,249,194
651,129
473

5,185,859
4,615,850
1,208,576
749

5,787,222
5,476,858
1,373,589
636

6
ALL MEMBER BANKS—CLASSIFICATION OF LOANS A N D U N I T E D STATES
G O V E R N M E N T DIRECT OBLIGATIONS
[In thousands of dollars]
All member banks on selected call dates
1949
June 30
Loans—net
34 456 212
Reserves
399 130
Loans—gross
34 855 342
Commercial and industrial loans, including open-market paper
15 213 034
Loans to farmers directly guar, by CCC.
341 096
Other loans to farmers
1 362 506
Loans to brokers and dealers in sees. . . .
i: 958 ,192
Other loans for purchasing or carrying
securities
803,,489
Real estate loans:
On farm land
487,,686
On residential property:
Insured by FHA
)
6 i , 364,,919
Insured or guaranteed by VA
Not ins. or guar, by FHA or VA. . . r)
On other properties
i,,530,,394
Other loans to individuals:
Retail automobile instalment paper. .
i,,330.,366
717;,949
Other retail instalment paper
680:,125
Repair and modernization instalment.
866:,019
Instalment cash loans
Single-payment loans
2 . ,264:,503
Loans to banks
98 ,059
837,,005
All other loans (including overdrafts). .
U n i t e d S t a t e s G o v e r n m e n t d i r e c t obligations
53,,127,,918
Treasury bills
2 : ,650.,647
8 ,468:,955
Treasury certificates of indebtedness.. .
Treasury notes
1,,638.,829
1.,333.,909
Nonmarketable bonds
Other bonds maturing in 5 years or less. 21.,654:,832
8.
,704:,746
Other bonds maturing in 5 to 10 years. .
6.,688.,581
Other bonds maturing in 10 to 20 years.
Other bonds maturing after 20 years.. .
i:,987:,419

1950
Oct. 4

1951
Oct. 10

1952
Sept. 5

1953
Sept. 30

1954
June 30

41 611,,724
529,,311
42 141,,035

47,936,,169
638,,538
48,574,,707

51,,313,,769
759,,057
52,,072,,826

56,,633,,248
831.,348
57,,464,,596

57 ,197 ,407
876,,934
58 ,074,,341

57,232,,857
887.,388
58,120,,245

18 ,337,,433
163,,993
1 564,,980
1,,382,,222

23,164,,679
138,,292
1,988,,378
1,138,,480

23,,973,,048
249,,306
2.,196,,273
1 ,472,,821

26,,024.,505
374:,760
1,,992,,949
1 ,783:,492

24,,362,,485
1 ,452 ,519
1 ,949 ,662
2,,411 ,116

24,356,,525
460,,479
1,930,,469
2,451,,025

901,,331

839,,959

940,,605

897,,597

1,, 105,,900

1,168,,080

521,,173

559,,296

570,,639

595,,015

609,,543

617.,798

8,754,,452

3.,313.,654
2.,542.,582
4:,233:,030
2 : ,155:,529

3,,423,,748
2, ,629:,443
4.,429.,369
2 : ,347:,542

3,472,,750
2,725 ,493
4,651:,623
2,445,,477

1,,661,,138

1,858,,989

( 2,,993,,395
] 2,,478,,928
I 3,,849,,134
1 ,963,,206

2.,188,,124
1,,236,,201
922.,712
1 ,026:,851
2.,801,,795
304.,270
1,,194,,175

2,231,,279
1,092,,531
972,,852
1,083,,381
3,060.,627
333:,686
1,357,,826

2,,579.,485
1 ,249,,085
1,,166,,857
1.,276,,127
3,,327,,155
432,,204
1,,354,,558

3.,626.,315
i:,753,,195
i:,432,,080
i:,511.,542
3:,495:,893
406:,830
i, ,325,,628

3,,507,,767
1.,633,,200
i:,447.,184
i:,604:,659
3,,646:,882
174:,376
1,,338:,946

3,485,,214
1,578.,452
1,473.,446
1,646,,700
3,730,,754
493,,679
1,432,,281

52.,612,,557
3:,588,,429
i ,867.,592
12.,632,,729
i:,376,,407
2 1 : ,012.,120
7:,355:,689
2 : ,550,,962
2.,228.,629

49,632,,553
4,231,,707
4,738,,732
10,191,,683
1,714,,356
17,720.,644
6,428.,132
2,570.,093
2,037,,206

51,,366, 149
4.,268,,998
5:,475,,820
9.,461,,102
i:,743,,631
15.,994,,362
9:,506,,795
2.,972,,565
1.,942,,876

51.,475,,165
4:,170,,772
8:,602,,072
io:,909.,330
i:,748:,809
13.,812:,779
8:,262:,792
3:,866:,585
102.,026

53,,075,,764
3,,915,,488
4.,416,,923
10,,374.,392
1.,723:,625
11.,319.,071
17:, 0 1 1 : ,450
4,,238:,940
75:,875

58,743, 946
4,531,,112
3,740,,231
13,012,,348
1,737,,707
14,614,,291
16,557,,757
4,486,,720
63,,780

7,,934,,637

By class of bank, October 7, 1954
Central reserve city
member banks 1

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including open-market paper
Loans to farmers directly guar, by CCC.
Other loans to farmers
Loans to brokers and dealers in sees.. . .
Other loans for purchasing or carrying
securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not ins. or guar, by FHA or VA. .
On other properties
Other loans to individuals:
Retail automobile instalment paper. .
Other retail instalment paper
Repair and modernization instalment.
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts). .
U n i t e d S t a t e s G o v e r n m e n t d i r e c t obligations
Treasury bills
Treasury certificates of indebtedness..
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years.
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years. .
For footnote, see opposite page.




New York

Chicago

Reserve
city
member1
banks

11,633,384
191,970
11,825,354

2,473,041
55,954
2,528,995

22,530,748
374,426
22,905,174

20,595,684
265,038
20,860,722

57,232,857
887,388
58,120,245

37,333,479
582,227
37,915,706

7,304,072
2,173
1,791,715

1,833,144
35
5,993
237,920

10,127,605
87,155
410,196
346,071

5,091,704
373,289
1,512,107
75,319

24,356,525
460,479
1,930,469
2,451,025

15,849,535
373,897
1,489,115
940,001

364,301

72,743

522,909

208,127

1,168,080

654,062

461

100,775

516,562

617,798

435,613

183,788
59,529
95,072
79,565

7,401
6,828
38,060
27,607

2,008,441
1,238,804
1,556,748
955,453

1,273,120
1,420,332
2,961,743
1,382,852

3,472,750
2,725,493
4,651,623
2,445,477

2,363,501
2,033,456
2,960,309
1,608,376

105,323
171,618
180,080
265,261
493,279
362,059
367,519

54,724
53,573
25,905
12,099
64,966
10,925
76,611

1,538,209
579,163
702,009
497,711
1,508,375
98,809
626,741

1,786,958
774,098
565,452
871,629
1,664,134
21,886
361,410

3,485,214
1,578,452
1,473,446
1,646,700
3,730,754
493,679
1,432,281

2,411,096
1,137,933
1,045,227
1,145,543
2,356,860
188,185
922,997

9.638.813
844,111
551,588

3,301,822
243,983
223,229
864,319
15,887
738,008
913,043
303,292
61

22,036,003
1,380,630
1,473,679
5,121,826
263,714
5,373,514
6,789,633
1,618,125
14,882

23,767,308
2,062,388
1,491,735
4,846,752
1,400,530
5,845,530
6,087,267

58,743,946
4,531,112
3,740,231
13,012,348
1,737,707
14,614,291
16,557,757
4,486,720
63,780

39,796,718
3,122,678
2,673,566
8,349,626
1,307,705
9,439,906
11,580,429
3,268,337
54,471

2,1
57;576
2,657,239
2.767.814
554,968
26,066

1954
Oct. 7

Country
member
banks 1

All
member
banks

All
national
member
banks

2

'°22:771

7
ALL MEMBER BANKS—CLASSIFICATION OF LOANS A N D U N I T E D STATES
G O V E R N M E N T DIRECT OBLIGATIONS
[In thousands of dollars]
By Federal Reserve districts, October 7, 1954
T o t a l , all
districts

New York

Boston

Philadelphia

Cleveland

Richmond

Atlanta

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including
open-market paper
Loans to farmers directly guaranteed by CCC
Other loans to farmers
Loans to brokers and dealers in securities. . .
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment paper.. . . :
Repair and modernization instalment loans.
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)

57,232,857
887,388
58,120,245

2,906,330 16,267,395
278,839
52,857
2,959,187 16,546,234

3,144,625
55,874
3,200,499

4,317,311
76,449
4,393,760

2,553,385
30,057
2,583,442

2,478,680
34,274
2,512,954

24,356,525
460,479
1,930,469
2,451,025

1,380,549
30,893
33,333

8,567,997
2,505
82,515
1,859,090

1,222,066
1,662
54,187
44,037

1,439,432
18,347
77,101
100,039

859,182
4,815
65,001
26,071

1,113,813
15,410
78,278
21^647

1,168,080

35,424

415,204

61,769

95,441

97,290

51,162

617,798

16,403

40,390

45,739

83,221

53,960

32,729

3,472,750
2,725,493
4,651,623
2,445,477

76.984
107,851
289,379
176,738

590,437
570,465
744,367
358,815

84,083
209,905
354,787
198,951

197,093
282,707
646,390
283,793

64,837
110,191
296,059
171,677

33,953
26,981
149,746
121,648

3,485,214
1,578,452
1,473,446
1,646,700
3,730,754
493,679
1,432,281

196,767
71,074
48,905
105,172
300,817
24,935
63,912

461,732
356,469
337,236
488,835
840,121
364,204
465,852

258,504
88,190
94,029
123,470
270,678
6,045
82,397

304,270
120,039
129,004
137,908
344,102
1,726
133,147

197,265
74,353
53,995
120,790
300,519
14,553
72,884

206,595
98,585
89,114
94,939
269,334
8,814
100,206

United States G o v e r n m e n t direct obligations.
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years

58,743,946
4,531,112
3,740,231
13,012,348
1,737,707
14,614,291
16,557,757
4,486,720
63,780

2,459,460 13,988,838
214.449 1,118,451
754,499
156,834
375,170 2,885,627
263,354
93.985
577,315 3,854,631
735,999 3,960,475
303.450 1,121,655
30,146
2,258

2,826,293
175,104
154,089
487,981
158,618
770,230
696,779
379,653
3,839

5,291,565
256,281
347,447
1,208,513
151,883
1,412,381
1,508,464
400,075
6,521

2,697,534
192,664
146,564
567,576
141,593
683,778
757,555
207,069
735

3,010,377
303,865
274,587
749,138
80,021
619,395
753,656
228,635
1,080

By Federal Reserve districts, October 7, 1954—Continued

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including open-market
paper
Loans to farmers directly guaranteed by CCC
Other loans to farmers
Loans to brokers and dealers in securities
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property :
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)
U nited States Government direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years

Minne-

Kansas
City

Dallas

2,103,603
25,776
2,129,379

1,454,322
18,214
1,472,536

2,353,684
19,168
2,372,852

3,116,911
30,079
3,146,990

9,012,017
124,528
9.136.545

800,263
18,381
124,729
18,127
35,041

443,520
38,604
149,469
2,446
19,085

891,513
163,847
349,851
10,023
23,788

1,572,682
70,459
246,254
13,385
120,966

2,882,650
103,142
406,593
52,861
39,070

Chicago

St. Louis

7,524,594
141,273
7,665,867
3,182,858
.
23,256
265,598
269,966
173,840

Francisco

98,963

44,202

23,694

37,666

31,212

109,619

468,547
368,522
798,562
328,393

148,570
56,808
181,957
109,783

119,430
123,765
115,021
56,893

87,351
57,930
112,199
102,899

27,006
34,085
99,549
110,662

1,574,459
776,283
863,607
425,225

479,104
236,500
234,377
128,321
413,738
23,073
172,249

121,883
57,798
68,298
49,315
224,664
7,579
61,981

108,227
64,721
82,989
32,564
57,562
9
34,537

147,221
63,944
45,791
47,934
167,993
2,877
60,025

197,527
88,750
67,836
109,057
277,926
14,679
64,955

806,119
258,029
221,872
208,395
263,300
25,185
120,136

11,203,075
723,651
623,770
2,654,168
326,658
2,837,846
3,235,193
796,790
4,999

2,238,370
175,783
151,532
587,328
95,478
495,588
637,819
93,787
1,055

1,664,898
169,923
151,636
405,172
121,376
396,874
361,953
56,742
1,222

2,780,046
344,682
216,678
708,846
115,208
601,317
667,534
123,298
2,483

2,668,820
354,804
252,592
547,550
57,845
598,390
707,105
149,485
1,049

7,914,670
501,455
510,003
1,835,279
131,688
1.766.546
2,535,225
626,081
8,393

1
Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks.




RESERVE CITY BANKS 1 —CLASSIFICATION OF LOANS A N D U N I T E D STATES
G O V E R N M E N T DIRECT OBLIGATIONS
[In thousands of dollars]

T o t a l , all
reserve
city b a n k s

By Federal Reserve districts, October 7, 1954
New York

Boston

Philadelphia

Cleveland

Richmond 2

22,530,748
Loans—net
374,426
Reserves
22,905,174
Loans—gross
Commercial and industrial loans, including
10,127,605
open-market paper
87,155
Loans to farmers directly guaranteed by CCC.
410,196
Other loans to farmers
346,071
Loans to brokers and dealers in securities. . . ,
Other loans for purchasing or carrying se522,909
curities
Real estate loans:
100,775
On farm land
On residential property:
2,008,441
Insured by FHA
1,238,804
Insured or guaranteed by VA
1,556,748
Not insured or guaranteed by FHA or VA
955,453
On other properties
Other loans to individuals:
1,538,209
Retail automobile instalment paper
579,163
Other retail instalment paper
702,009
Repair and modernization instalment loans
497,711
Instalment cash loans
1,508,375
Single-payment loans
98,809
Loans to banks
626,741
All other loans (including overdrafts)

1,138,767
26,180
1,164,947

655,180
21,912
677,092

1,433,638
31,472
1,465,110

2,532,278
54,372
2,586,650

1,169,043
16,057
1,185,100

733,240

332,742
335
2,840
20,987

813,999

1,127,494

3,333
24,899

188
37,183

730
97,848

493,900
1,117
1,767
22,131

14,601

16,132

38,418

75,900

75,127

26

2,304

303

4,735

2,843

36,451
19,986
44,787
41,021

41,422
31,778
53,485
36,564

22,908
23,578
26,248
33,437

109,950
146,345
250,276
127,959

23,327
40,546
90,583
66,967

53,216
17,114
11,836
12,584
114,265
8,975
28,613

27,434
21,427
15,392
19,205
39,213

147,917
41,210
55,004
36,700
135,566
5,945
46,506

113,401
64,761
80,155
64,172
214,684
1,188
107,052

89,204
26,515
30,733
39,484
120,908
13,975
45,973

22,036,003
1,380,630
1,473,679
5,121,826
263,714
5,373,514
6,789,633
1,618,125
14,882

817,594
73,444
83,584
91,798
9,510
160,122
299,407
99,329
400

470,932
9,033
25,665
105,313
4,839
177,187
109,886
38,876
133

917,979
57,099
44,994
180,864
5,828
270,280
250,226
108,599

3,057,424
110,193
224,443
750,163
21,589
793,901
918,297
235,372
3,466

1,223,414
77,368
67,382
267,876
28,062
329,762
363,669
89,224
71

United States Government direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years

15,832

By Federal Reserve districts, October 7, 1954—Continued
Chicago

St. Louis

Minne-

Kansas
City

Dallas

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including open-market
paper
Loans to farmers directly guaranteed by CCC
Other loans to farmers
Loans to brokers and dealers in securities
Other loans for purchasing or carrying securities.
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)

2,213,792
46,015
2,259,807

1,177,640
16,655
1,194,295

551,847
6,684
558,531

1,275,571
11,064
1,286,635

1,754,337
16,301
1,770,638

810,876
399
7,669
30,454
77,393

605,549
3,002
18,612
17,804
23,768

275,668
256
3,460
2,308
11,887

674,227
17,722
79,913
9,787
17,071

1,089,726
5,299
20,377
12,226
106,104

United States Government direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years
1
See contents page for basis of classification of member banks.
* See note 3, page 11.




4,410

1,834

368

4,679

4,178

236,215
167,724
211,317
97,641

62,335
17,213
54,774
54,764

29,465
45,410
17,660
14,020

56,749
24,912 .
48,128
65,565

9,887
18,877
32,287
61,222

174,916
48,870
128,424
35,226
158,710
12,000
57,563

53,480
28,760
47,836
17,821
127,771
7,527
51,445

27,646
24,174
54,141
9,690
20,392
21,986

58,440
33,241
29,856
20,559
95,828
1,930
48,028

59,557
43,582
40,874
55,065
157,333
14,235
39,809

3,643,432
155,750
148,408
821,837
54,909
985,178
1,236,958
238,962
1,430

1,022,568
76,628
63,049
304,624
15,155
227,498
312,970
22,389
255

526,245
65,891
60,015
122,258
4,844
125,415
116,284
31,033
505

1,393,251
163,424
95,892
396,203
17,408
284,790
376,302
58,705
527

1,253,985
112,731
131,627
230,221
11,178
308,136
358,940
101,134
18

9
C O U N T R Y BANKS 1 —CLASSIFICATION OF LOANS A N D U N I T E D STATES
G O V E R N M E N T DIRECT OBLIGATIONS
[In thousands of dollars]
By Federal Reserve districts, October 7, 1954
country
banks

Boston

New York

Philadelphia

Cleveland

Richmond

Atlanta

Loans—net
20,595,684
Reserves
265,038
Loans—gross
20,860,722
Commercial and industrial loans, including
open-market paper
5,091,704
Loans to farmers directly guaranteed by CCC.
373,289
Other loans to farmers
1,512,107
Loans to brokers and dealers in securities. . . .
75,319
Other loans for purchasing or carrying securities
208,127
Real estate loans:
On farm land
516,562
On residential property:
Insured by FHA
1,273,120
Insured or guaranteed by VA
1,420,332
Not insured or guaranteed by FHA or VA.
2,961,743
On other properties
1,382,852
Other loans to individuals:
Retail automobile instalment paper
1,786,958
Other retail instalment paper
774,098
Repair and modernization instalment loans.
565,452
Instalment cash loans
871,629
Single-payment loans
1,664,134
Loans to banks
21,886
All other loans (including overdrafts)
361,410

1,767 ,563
26 ,677
1,794 ,240

3,978 ,831
64,,957
4,043 ,788

1,710 ,987
24 ,402
1,735 ,389

1,785 ,033
22 ,077
1,807 ,110

1,384 ,342
14 ,000
1,398 ,342

1,382 ,595
16 ,050
1,398 ,645

647,,309
51
27.,560
8,,434

931.,183
2.,170
77.,502
46:,388

408,,067
1,,662
53.,999
6,,854

311,,938
18 ,347
76,,371
2,,191

365 ,282
3,,698
63 ,234
3,,940

525,,312
8,,823
69 ,035
3,,120

20,,823

34.,771

23,,351

19,,541

22,,163

20,,263

16,,377

38,,086

45,,436

78,,486

51,,117

28,,994

40.,533
87:,865
244;,592
135:,717

365,,227
479,,158
595,,810
242,,686

61,,175
186.,327
328.,539
165;,514

87.,143
136.,362
396.,114
155,,834

41.,510
69.,645
205,,476
104,,710

27,,174
21.,306
117.,326
82,,587

143,,551
53,,960
37.,069
92:,588
186:,552
15:,960
35,,299

328.,975
163;,424
141.,764
204;,369
307,,629
2,,145
82,,501

110.,587
46;,980
39.,025
86:,770
135;,112
100
35,,891

190,,869
55.,278
48,,849
73,,736
129,,418
538
26,,095

108.,061
47:,838
23.,262
81:,306
179;,611
578
26,,911

112.,930
63:,547
53:,583
68.,616
154;,170
965
40,,894

United S t a t e s G o v e r n m e n t d i r e c t o b l i g a t i o n s .
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years

1,641,,866
141.,005
73,,250
283,,372
84,,475
417,,193
436,,592
204, 121
1,,858

3,879,,093
265,,307
177,,246
600,,863
200,,939
1,020,,205
1,082,,775
527, 811
3, 947

1,908,,314
118.,005
109;,095
307,,117
152,,790
499,,950
446,,553
271,,054
3,,750

2,234,,141
146,,088
123,,004
458,,350
130.,294
618:,480
590,,167
164,,703
3,,055

1,474,,120
115,,296
79,,182
299.,700
113,,531
354.,016
393,,886
117,,845
664

1,744,,386
162,,423
154,,573
431,,968
71,,007
344,,660
442,,757
135.,931
i; ,067

23,767,308
2,062,388
1,491,735
4,846,752
1,400,530
5,845,530
6,087,267
2,010,335
22,771

By Federal Reserve districts, October 7, 1954—Continued
Chicago

St. Louis

Minne-

Kansas
City

Dallas

San
Francisco

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including open-market
paper
Loans to farmers directly guaranteed by CCC
Other loans to farmers
Loans to brokers and dealers in securities
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)

2,837,761
39,304
2,877,065

925,963
9,121
935,084

902.475
11,,530
914,005

1 ,078,,113
8,,104
1 ,086, 217

1,362,,574
13,,778
1,376, 352

1,479,447
15,038
1,494,485

538,838
22,822
251,936
1,592
23,704

194,714
15,379
106,117
323
11,273

167,,852
38,,348
146,,009
138
7,,198

217,,286
146,,125
269,,938
236
6,,717

482,,956
65,,160
225,,877
1 , ,159
14,,862

300,967
50,704
144,529
944
3,461

United States Government direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years
1

See contents page for basis of classification of member banks.




94,092

42,368

23,,326

32,,987

27,,034

38,259

224,931
193,970
549,185
203,145

86,235
39,595
127,183
55,019

89,,965
78,,355
97,,361
42,,873

30,,602
33.,018
64,071
37,334

17,,119
15,,208
67,,262
49,,440

201,506
79,523
168,824
107,993

249,464
134,057
80,048
80,996
190,062
148
38,075

68,403
29,038
20,462
31,494
96,893
52
10,536

80.,581
40:,547
28.,848
22.,874
37,,170
9
12,,551

88.,781
30:,703
15,,935
27:,375
72.,165
947
11,,997

137,,970
45,,168
26,,962
53:,992
1 2 0 : ,593
444
25,,146

166,786
63,558
49,645
47,513
54,759

4,257,821
323,918
252,133
968,012
255,862
1,114,660
1,085,192
254,536
3,508

1,215,802
99,155
88,483
282,704
80,323
268,090
324,849
71,398
800

1,138 ,653
104,032
91,,621
282 ,914
116,,532
271,,459
245,,669
25:,709
717

1 ,386,,795
181,,258
120,,786
312 ,643
97,,800
316,,527
291,,232
64 ,593
1 ,956

1,414,835
242,,073
120,,965
317,,329
46,,667
290,,254
348,165
48 ,351
1 , ,031

1,471,482
163,828
101,397
301,780
50,310
330,036
399,430
124,283
418

15,514

10
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON OCTOBER 7, 1954, OF CENTRAL RESERVE CITY AND
ASSETS [In thousands of dollars]
Reserves, cash,

Loans and investments

Federal Reserve district
numbers, and reserve cities

Number
of

Total

Loans (including
overdrafts)

U. S.
Government
direct obligations

Corporate
Obligastocks
Other
tions of
States and bonds, (including
F. R.
notes,
and
political
te d by
Bank
subdivius
stock)
GovernObliga-

guaran-

Total

Reserve
with
Federal
Reserve
Banks

356,655 34,748,665 18,907,513 1,929,878

6,703 129,518,867 57,232,857 58,743,946

13,197 10,490,023 2,682,189

Reserve b a n k c i t i e s 1
1. Boston
2. New York 2*
3. Philadelphia*
4. Cleveland
5. Richmond*
6. Atlanta 33
7. Chicago
8. St. Louis*.
9. Minneapolis*
10. Kansas City*
11. Dallas*
12. San Francisco

159 54,384 ,483 86,371,197 22,208,485
817,594
2,153 ,626 1,138,767
i°9 24,121
,264 11,819,648 9,753,656
917,979
10 2,774 ,661 1,433,638
954,324 1,001,570
4 2,177 ,222
212,089
229,757
486 ,605
6
313,532
414,285
808 ,157
5
60 7,984 ,289 3,008,528 4,225,342
493,683
594,844
6 1,194 ,383
309,696
360.195
739 ,904
4
383,476
384,865
863 ,714
9
370.206
816,014
7 1,243 ,739
9 9,836 919 5,216,332 3,409,662

7,404 4,440,160 ,170,265
25,073
2,623 163,228
4,673 2,034,821 406,955
79,614
330,233
44.949
172,029
5,273
38,447
16,316
62,447
503,015 231,120
20,769
80,568
13,406
55,062
26,402
67,154
7,128
44,751
888,405 293,260

186,972 14, 869,174 9,347,163
399,876
612,045
6,341
941,492 4,695,079
101,511
472.795
837,801
305.796
503,000
w
81,951
170,075
139,059
280,103
2,120,478 1,348,182
215,087
379,700
135,723
274,326
1,545
163,555
365,642
1,783
198,011
486,312
5,640
29,204 1,898,200 1,192,049

Reserve b r a n c h cities 1
2. Buffalo*
4. Cincinnati
4. Pittsburgh*
5. Baltimore*
5. Charlotte 3
6. Birmingham
6. Jacksonville*
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver*
10. Oklahoma City*
10. Omaha
11. El Paso
11. Houston*.
11. San Antonio*
12. Los Angeles*
12. Portland
12. Salt Lake City 3
12. Seattle*

119 19,983,720 8,175,907 9,893,885
356,089
468,916
932,141
4
422,447
427,506
918,598
7
1,062,213
910,476
6 2,334,880
376,694
278,791
712,633
7
185.207
258,857
484,254
4
163,659
121,116
339,221
3
149,061
118,817
295,617
3
172,414
393,661
191,989
4
467,325
249,878
758,682
6
969,197 1,661,819
6 2,953,196
77,668
50,935
147,071
4
219,954
457,118
209,219
6
168,329
503,202
296,781
3
25,347
13,506
41,638
2
328,207
619,129
256,953
7
127,338
326,881
155,352
4
156,069
374,056
162.196
5
55,774
88,278
149,463
3
504,726
517,155
1,074,195
9
180,019
333,913
113,751
6
909,996 1,906,057
6 2,953,442
509,603
603,126
3 1,274,922
186,199
183,535
400,273
6
431,667
619,581
5 1,205,534

3,191 ,491,960
80,081
12
54,686
220
1,295 221,322
45,191
23,951
1,446
43,079
22,702
20,721
36,019
104
6 291,967
14,191
15
15,753
33,714
32
2,155
24,483
31,075
42,501
5,037
40,730
20,520
61 111,007
153,582
27,395
130,098

371,114
23,709
11,638
128,721
10,282
13,647
10,752
4,330
7,045
4,058
25,149
3,962
11,058
3,161
564
8,514
12.374
12,588
50
9,086
19,069
20,585
6,115
2,572
22,085

47,663 5,782,907 3,212,246
131,314
222,216
3,334
148,164
258,342
2,101
346,287
519,331
10,853
225,708
130,826
1,675
85,767
190,943
71,107
126,784
55,682
136,244
707
73,262
142,856
1,492
148,801
267,561
1,298
409,468
661,936
5,058
30,417
66,667
300
81,713
163,095
1,134
81,793
185,270
1,185
7,480
18,366
66
195,346
102,729
972
57,037
124,901
742
72,917
148,360
702
24,823
63,166
324
207,571
473,395
61,150
122,810
• • m
438,782
715,667
5,736
173,856
280,117
2,496
70,972
120,996
572
200,328
352,830
2,103

336,978
33,789
12,664
44,233
20,431
22,573
56,672
27,446
4,240
5,983
26,350
5,203
2,026
11,334
28,303
21,796
13,935

132,745
4,740
3,876
24,797
317
6,222
18,104
33,390
1,839
26
6,033
1,578
14
1,071
14,564
12,688
3,486

10,790 1,779,119
167,694
825
108,492
573
269,309
2,133
28,021
165
81,471
338
232,224
1,477
235,739
1,653
36,774
165
40,879
210
130,058
863
25,100
105
17,128
74
29,239
183
140,062
720
81,626
436
155,303
870

•

All m e m b e r b a n k s

O t h e r reserve cities 1
4. Columbus
4. Toledo
5. Washington*
7. Cedar Rapids
7. Des Moines*
7. Indianapolis
7. Milwaukee*
7. Sioux City
8. National Stock Yards
9. St. Paul*
10. Kansas City, Kansas*. . . .
10. Pueblo
10. Topeka
10. Tulsa*
10. Wichita
11. Fort Worth*
C o u n t r y b a n k s , by d i s t r i c t s
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis.
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

60
3
4
11
1
3
5
6
4

1

3
2
2
4
4
4
3

5,444,869
487,477
380,156
922,225
78,974
237,276
761,706
795,167
89,114
95,014
402,594
59,518
35,872
93,635
381,413
244,038
380,690

2,090, 069 2,874,268
309,667
138. 456
261,527
101, 516
449,424
401, 638
40,801
17. 260
110,179
97, 964
455,463
229j 986
403,787
328, 891
47,863
35, 007
62,934
25, 861
191,202
. 178, 146
23,649
28, 979
13,997
19, 761
49,425
31, 611
177,831
159. 995
133.259
7 5 : 859
143.260
219j 139

6,365 49,705, 795 20,595, 684
303 3,826, 199 1,767, 563
654 8,899, 943 3,978. 831
579 4,131, 399 1,710. 987
619 4,493, 460 1,785, 033
449 3,144, 120 1,384. 342
350 3,527, 591 1,382. 595
937 7,933, 898 2,837, 761
925, 963
471 2,401, 217
902 475
464 2,254, 142
708 2,760, 177 1,078
608 3,112, 426 1,362: 574
223 3,221, 223 1,479, 447

767,308
641,866
879,093
908,314
234,141
474,120
744,386
257,821
215,802
138,653
386,795
414,835
471,482

19

2,583 4,220 925 ,008,065
303 303 043 102,827
1,719 822 785 193,227
86 343 940 156,028
95,498
155 368 249
62,030
22 2 1 6 483
38,739
354 641
688 134 137,511
52.950
29 201 348
50,888
40 158 ,404
37,787
109 252 110
42,205
285 807
38.375
24 225 981

Cash in

936,828
88,101
60,282
159,106
14,479
38,851
130,227
134,085
16,063
18,502
67,869
9,811
5,492
14,785
70,306
42,810
66,059

111,230 12 ,317,465 5,411,276
426,102
907,718
10,597
865,098
,661,793
24,288
405,538
843,491
12,044
463,307
936,381
10,384
377,573
931,931
7,123
427,594
,083,657
7,222
806,248
,790,763
12,583
279,551
671,373
5,125
246,813
561,074
3,682
369,311
920,879
5,263
425,254
,277,233
7,005
318,887
731,172
5,914

* Excludes figures for one or more banks classified as "Country".
.
l Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis ot classification ot
member
banks.
2
Includes both central reserve city and reserve city banks*
For other footnote, see opposite page*




11
RESERVE CITY BANKS,1 BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
ASSETS [In thousands of dollars]
and bank balances

Other
balances
with
banks in
U* S.

28,868

2,578
1,405
200
1,394
12
218
22
384
2,858
8,566
274
100
104
10
390
689
50
112
200
270
4,312
283
11
668
368
725

Balances
with
banks in
foreign
countries

Assets
indirectly
representing
real
estate

Other
real
estate
owned

Customers'
liability
on
acceptances

Income
accrued
but not
collected

Other

Total

Federal Reserve district
numbers, and reserve cities

87,898 6,927,233 1,261,225

21,088

86,051

386,192

369,923

257,092

166,649,103

74,428 4,136,186
7,678 152,692
48,763 1,987,218
3,988 238,279
119,454
1,011
36
57.491
84,736
514,879
6,712
60 120,636
365 105,829
84 137,621
795 134,312
4,936 483,039

393,002
16,975
168,235
23,357
8,480
5,671
12,351
23,480
10,044
1,012
4,523
16,761
102,113

2,123
16
6
76

51,358
405
3,949
10,125
10,072
1,862

131
155
345

549
100

366,861
26,524
274,052
2,526
127
22
655

192,301
7,545
83,110
8,766
8,622
1.507
2,481
30,049
4.508
2,527
1,510
2,819:
38,857

160,064
3,445
95,890
11,304
2,463
661
1,951
6,639
1,774
424
482
17,816
17,215

70,419,366
2,820,581
31,687,998
3,668,616
2,709,986
666,407
1,105,701
10,168,667
1,591,388
1,022,650
1,236,338
1,781,382
11,959,652

Reserve b a n k cities 1
1. Boston
2. New York 2 *
3. Philadelphia*
4. Cleveland
5. Richmond*
6. Atlanta 82
7. Chicago
8. St. Louis*
9. Minneapolis*
10. Kansas City*
11. Dallas*
12. San Francisco

10,499 1,384,581
49,674
l
-Ui
58,969
109,285
55,020
80,002
22,163
40,771
26,825
70
64.139
143,780
1,425
16,777
45,176
47,403
7,838
43,538
27,998
47,179
10,367
902
81,038
18
27,053
786 174,332
383
72,644
29,930
854 102,680

195,953
11,488
12,163
29,275
7,230
4,154
2,912
4,334
5,011
6,986
17,700
1,460
2,811
6,431
215
1,230
5,513
3,543
1,392
15,547
5,534
14,077
17,710
3,574
15,663

3,941
46
48
155
86
188

81,153
3,157
4,620
11,197
2,799
1,580
1,514
609
1,059
2,681

31,286
2,465
1,528
2,169
2,275
1,971
2,281
135
896
1,122
3,605
643
367
321
16
1,362
106
306
134
5,519
90
1,372
836
689
1,078

26,108,811
1,172,065
1,195,366
2,898,272
951,186
683,090
472,712
436,939
543,658
1,040,269
3,651,596
216,020
625,419
699,475
60,504
820,278
461,453
528,045
214,504
1,585,505
463,248
3,703,675
1,578,891
526,520
1,580,121

Reserve b r a n c h cities 1
2. Buffalo*
4. Cincinnati
4. Pittsburgh*
5. Baltimore*
5. Charlotte 3
6. Birmingham
6. Jacksonville*
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver*
10. Oklahoma City*
10. Omaha
11. El Paso
11. Houston*
11. San Antonio*
12. Los Angeles*
12. Portland
12. Salt Lake City 3
12. Seattle*

344,568
34,421
6,564
43,993
7,388
15,703
44,911
62,018
6,972
17.492
43,465
3,867
1,046
4,293
11,803
8,568
32,064

59,347
7,621
1,884
16,850
843
677
5,801
7,233
1,034

217

4,089

56

95
1,150

7,659
806
430
2,082
93
94
444

O t h e r reserve cities 1
4. Columbus
4. Toledo
5. Washington*
7. Cedar Rapids
7. Des Moines*
7. Indianapolis
7. Milwaukee*
7. Sioux City
8. National Stock Yards
9. St. Paul*
10. Kansas City, Kansas*
10. Pueblo
10. Topeka
10. Tulsa*
10. Wichita
11. Fort Worth*

,061,898
160,510
217,001
61,976
9
59.140
9 106,548
241 105,798
105 110,855
31,459
1
293
35,137
42,687
289
59,991
450
70,796

612,923
59,837
117,489
56,628
51,416
44,971
49,926
73,400
23,322
19,748
20,399
49,626
46,161

1,316

443
16
283

73
188
200
714
9,072
259
799
378
224
882
1,433
330
15
471
699
3,097
485

Cash
items in
process
of collection

Bank
premises,
furniture, and
fixtures

2,528
619
512

3

2,747
446
348
606
4,767
1,431
7,059

235
,152

'•?$
20,464
15,779
552

732
15
13,700
44,732
14,072

1,177
400

138
10

500

37

182

177

240
1,686

1,268

4,584

6,352

5,473

90
270

37
2,727

I5

130
,077
47
30
289
2
481

926
59

1,659

185

1

1,000

14,807
996
1,398
1,631
347
1,372
2,426
1,014
546
408
790
2,471
1,408

14,825
1,179
2,361

145

1,188

853
793
997
2,862
431
602
304
505
2,750

3,008

6

104

'l79

1 ,'243
269
2,794
1,098
1,780
219
13,524
4,747
54
4,372

118

16,849
806
2,031
1,812

91

901
2,604
1,767
332
598
1,790

27

5,141
249
390
50
55
220
3,660
72
63
7
263
112

32
480
1,355
1,123
1,211

776
118
28
60
503
98
208

7,312,267
664,404
493,088
1,213,484
107,931
322,169
1,002,787
1,041,792
127,287
136,518
538,150
85,189
53,415
124,020
529,101
328,461
544,471

79,620
7,724
23,030
4,156
4,469
2,874
7,314
10,278
2,877
6,206
1,939
1,609
7,144

58,083
5,208
11,368
5,475
4,320
5,733
5,377
8,311
2,243
1,216
1,655
3,606
3,571

62,808,659
4,809,110
10,717,772
5,044,018
5,491,301
4,132,014
4,680,948
9,820,598
3,102,009
2,843,459
3,706,150
4,447,739
4,013,541

1 ,

' 33

All m e m b e r b a n k s

C o u n t r y b a n k s , by d i s t r i c t s
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page.
For other footnotes, see opposite page.




12

ATT. MEMBER BANKS—ASSETS AND LIABILITIES ON OCTOBER 7, 1954, OF CENTRAL RESERVE CITY AND
LIABILITIES [In thousands of dollars]

^ 6
Time deposits

Demand deposits

Federal Reserve
district numbers,
and reserve cities

All m e m b e r
banks

Total

Individuals,
partnerships, and
corpora-

United
States
Govern-

States
and
political
subdivi-

Banks in
United
States

Reserve b r1a n c h
18,295, 268 13 272,135
cities
707, 247
551,874
2. B u f f a l o * . . . . . .
848, 488
652,532
4. C i n c i n n a t i . . . .
1,963, 233 1,548,779
4. P i t t s b u r g h * . . .
747, 896
524,637
5. Baltimore*...
.
553, 321
319,521
5. Charlotte 3 . . . .
372, 203
277.863
6. Birmingham...
346, 182
191,735
6. Jacksonville*. .
374, 962
199,746
6. Nashville
843, 483
470,862
6. New Orleans.
2,180, 631 1,654,205
7. Detroit
177, 132
100,155
8. Little Rock. . .
496, 924
333,491
8. Louisville
531, 698
287,919
8. Memphis
49, 962
21,866
9. Helena
603, 062
434,087
10. Denver*
371, 075
211,304
10. Okla'ma City*.
450. 654
263,218
10. Omaha
155 105
109,434
11. El Paso
1,328, 134
901,155
11. Houston*
340. 903
246,442
11. San Antonio*
2,439 894 2,084,452
12. Los Angeles*. .
922, 689
758,023
12. Portland.
375. 868
273,092
12. Salt Lake City 8
1,114 522
855,743
12. Seattle*.

Country banks,
by d i s t r i c t s . .
1. Boston
2. New York. . . .
3. Philadelphia...
4. Cleveland
5. R i c h m o n d . . . .
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis...
10. Kansas C i t y . .
11. Dallas
12. San Francisco.

Certified
ind officers'
checks,
etc.

Total

Individuals,
partner-

United
States
Gov-

corpora-

Postal
ings

States
and
political

Banks
in
U. S.

visions

112,445,973 82,775,152 6,546,446 7,057,892 12,279,652 1,351,608 2,435,223 39,271,237 35,370,408 304,385 19,267 2,017,425 63,342 1,496,410

Reserve b a1 n k
49,661. 674 34,499, 117 3,613,476 ,432,894 7,347, 491
cities
308, 567
2,262. 646 1,652, 192 140,321 108,932
1. Boston
342,910 3,077, 681
2. New York 2*. . 24,140 656 16,521, 031 2,009,216
429, 066
103,539
659 163,433
2,851 010
3. Philadelphia*..
154, 548
68,586
1,632 432
292 113,353
4. Cleveland
130, 068
20,779
29,463
471 362 ' • B : 169
5. Richmond*. . .
3
2
0 2 , 062
717
68,721
094
42.398
898
580,
6. A t l a n t a
7,204 372 5,006, 990 517,041 281,958 1,279, 810
7. Chicago 2
342. 631
40,740
74.399
1,283 148
815. 709
8. St. Louis*.... .
47,358
243: 984
48,644
829 ,966
476, 214
9. Minneapolis*..
408: 213
28,814
38,247
1,053 ,972
571. 993
10. Kansas City*..
472: 452
28,156
71,446
1,369 005
783: 596
11. Dallas*
298:,409
5,664 ,388 4,424 178 374,199 283,717
12. San Francisco.

O t h e r reserve
cities 1
4. Columbus..
4. Toledo
5. Washington*. .
7. Cedar Rapids.
7. Des Moines*. .
7. Indianapolis...
7. Milwaukee*.. .
7. Sioux C i t y . . . .
8. National Stock
Yards
9. St. Paul*
10. Kansas City,
Kansas*... .
10. Pueblo
10. Topeka
10. Tulsa*
10. Wichita
11. Fort Worth*. .

Banks
in
foreign
countries

5,566,801 3,760,282
509,208
322,667
327,625
262,235
892.738
762,244
81,696
39,118
264,731
138,792
761,025
487,936
761,370
538,130
97,962
53,315

864,438 40,643 1,468,560
22,690
229,683 18,950 1,256,962
1,775
325
85,031
37
23,536
110
10,222
1,758
46,430 1,160

303
43
41,458
1,973
2,202
1,329
2,079
95,227

,482,205 13 ,533,862 11,047,373 109,365 3,483
195,698 4,395
222,789
20,296
,701,689 2,141,644 54,450
,102,670
45
346,966
434,222
28,439
385
838,065
862,023
20,136
128,554 4,313 2,000
145,199
3,580
15
1,205
116,702
119,685
5,399
673
,164,990 2,089,897 4,030
77,115
510
169,668 2,050
172,228
7,696
9
109,990
111,249
11,564
1
100,718
100,819
5,376
218,076
243,371
11,276
,255,598 4,591,395 38,483 ' 198
188,658

46,033
999,010 ,117,998 2,638,843
4,167
31,393
69,526
40,848
623
108,780
44,720
31,289
2,240
215,355
46,171
133,413
1.028
96,452
61,929
59,713
149,924
44,244
30,256
48,007
27,648
17,133
57
103,189
34,186
15,525
95,917
32,102
44,888
6,,865
164,116
29,243
158,384
4,,859
221,918
161,347 108,540
46,087
6,176
24,068
42
11,385
116,476
27,170
860
188,538
33,260
18,859
15,329
1,697
10,743
92
112,543
23,833
27,253
109,523
14,479
32,067
9
137,227
23,598
24,636
1.,423
29,048
6,717
6,327
6:,156
290,650
64,409
50,421
3,,671
66,419
9,004
12,206
5:,937
136,684
122,930
51,927
30,901
i:,685
47,635
60,322
46,364
33,560
19,278
78,003 " " 6 i 2 7 4
103,098
58,845

221,249 5,659,626 5,310,182 24,134 1,133
370,274
373,076
9,439
209,595
239,040
10,544
225
544,604
566,349
17,275
600
117,352
134,126
4,137
53,642 2,797
68,391
9,331
65,529
65,529
1,552
50,736 1,950
55,151
1,490
66
125,269
129,209
2,309
123,332
134,005
14,013
2,865
29,762 1,150,416 1,140,233
225
24,936
25,167
646
76,644 1,805
78,822
8,360
850
113,439
114,289
2,262
50
7,117
7,172
327
157,733 2,055
165,136
5,254
100
40,536
46,441
3,702
3
41,564
41,567
1,966
36,620 1,851
44,056
2,156
101,682
135,457
15,343
71,834
95,985
3,161
884,286
37,964 1,003,303
62
504,699
522,337
24,123
112,603 2,335 1,020
116,563
3,574
3,926
335,923
348,039
12,559

313,027
2,267
80
29,360
712
20,798
20
16,154
10,260 1,690

126
5
55
25

25,145 1,094
236
13,769
2,410

299,159
19,248
21,660
46,832
3,751
13,760
69,735
40,986
3,757

439,470
101,728

41,106
89,154
26,961
6,02&

982,167
51,018
22,910
65,538
31,711
68,045
100,099
142,015
33,987

"-SS
6,956

120.739
420,045

19,790
247,125

3,929
22,176

4,449
48,189

92,352
98,682

62,015
37,554
96,564
437,290
281,668
414,571

23,534
27,909
53,088
331,199
188,336
264.864

2,114
2,212
5,229
18,085
11,307
14,378

10,668
2,294
24,288
13,939
34,124
17,509

25,030
4,852
13,492
71,597
45,404
115,435

38,922,230 31,243,618 1,634,801 ,067,530
3,195,939 2,560,911 163,062 242,590
772,779
319,235
5,835,248 4,476,099
120,743 204,550
2,625,029 2,228,461
153,766 276,566
2,980,963 2,479,895
110,223 246,979
2,612,796 2,076,185
127,980 402,996
3,340,150 2,518,692
242,570 668,164
5,670,321 4,571,295
66,204 225,065
2,088,652 1,715,564
64,359 166,729
1,725,995 1,387,766
89,258 344,266
2,846,987 2,254,798
83,199 322,572
3,645,403 2,991,804
194,274
94,202
2,354,747 1,982,148

,311,151
119,097
126,115
19,290
24,433
129,953
253,192
111,644
63,730
86,688
133,926
206,797
36,286

,286,491
32,338
,087,148

W

7,916
48
5 ,756
371

1,001

77,807 1,229,969
114,222
14,499
133,346
8,856
230,435
12,255
18,943
160
35,614
3,028
174,078
13,730
205,737
n
21,310

'lVs

1,162,436 23,343
825
99,387
200
130,681
202,307 10,278
18,943
34,137 1,460
171,220 2,810
201,104 4,180
20
21,283

411

219
3,462

5,928
74,496

1,427
74,146

350

329

669
287
467
2,141
2,497
2,385

17,587
10,922
18,634
50,319
27,126
91,272

17,582
9,842
17,690
49,219
26,006
87,462

910
485

11,168
1,508
892
11
107
,249
56
333
5
2,533
2,474

653,962
108,771
140,128
51,974
#,303
49,349
34,041
76,592
18,089
20,120
24,734
38,498
45,363

1,250
100
25,295
441,233 19,956

2,465
3,869
10,637
7,318
353

20

5,335
5,325

5
13
480

5,585
33,738
22,380
118,302

"•m
800

100
50
50
390

43
450
4,500

11

18,847,780 17,850,417 147,543 14,525
1,173,042 1,152,053 7,153 1,828
20
3,988,280 3,794,609 13,869
574
8,592
1,909,958 1,846,128
2,036,346 1,936,009 1,739 1,003
1,172,022 1,051,421 41,408 1,538
891,451 20,936 3,671
984,534
3,454,277 3,322,717 4,395 3,994
139
734,594 6,130
777,754
329
891,557 2,120
913,402
214
557,269 9,924
585,558
397,467 20,378 1,127
487,570
1,365,037 1,275,142 10,899

1,000
255

360

3,185
814,815 17,455
110
11,898
176,749 3,008
34
54,630
97
97,498
76,402 1,253
60,112 5
' $
122,712
395
36,496
19,262
549
17,602
63,319
78,135

*1 Excludes figures for one or more banks classified as "Country".
Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks. ®
3
Includes both central reserve city and reserve city banks.
For other footnote, see opposite page.




13
RESERVE CITY BANKS,1 BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
LIABILITIES A N D CAPITAL ACCOUNTS [In thousands of dollars]

Bills
payable
and other
borrowed
money

Acceptances
out-

Other
liabili-

ing

408,595

402,884 2,107,949

252,614
15,000
148,214
29,500
12,000

383,025 1,306,967
27,894
34,552
287,571 726,577
40,388
2,767
127
31,709
22
8,146
655
13,161
3,484
90,783
724
18,278
732
13,213
15
5,791
13,700
15,484
45,334 308,885

18,900
8,000
3,000
18,000
105,100

14,600

390,294 12,012,465 98,652,695 85,341,034

927,816
37,061
500,409
49,944
25,999
7,496
10,780
90,872
27,391
7,895
14,864
22,414
132,691

140,900
16,277
28,835
4,696
696
932
11,295
60,220
919
5,095
3

- $
7,981

5,281,224
257,700
2,683,291
310,729
171,695
41,678
73,483
686,138
109,010
64,490
75,741
139,822
667,447

44,649 903
278,030
2,081 834
628,728
22,107, 960
979,393
2,525 009
002,358
1,465, 313
240,560
391, 233
262,721
766: 488
569,478
6,493. 793 4, 851,184
743,509
1 , 1 2 6 , 770
697, 386
429,307
858, 612
468,562
1,089, 468
688,716
5,046, 037
413,514

1,746
78
85
325

16 003,214

118

62,448
5,987
5,075
9,602
2,167
5,744
9,561
684

131,118
10,500
9,200
22,940
500
5,500
18,228
18,200
1,900

217,756
17,000
9,900
41,510
5,000
5,750
31,000
33,221
3,700

77,819
6,777
4,024
12,487
1,792
6,496
11,277
11,604
758

18,038
710
918
3,272

91

6,867,536
629,417
469,046
1,133,275
100,639
302,603
940,847
976,668
120,656

27

1,082
9,068

127,776
503,609

1,000
9,000

6,000
19,750

1,742
4,261

1,530

8,742
34,541

99,037
360,785

6,966
255,311

759
215
1,225
4,089
2,568
4,622

80,361
48,691
116,423
495,698
311,362
510,465

1,500
1,300
3,200
8,150
5,500
14,500

2,000
1,125
2,900
15,350
9,050
14,500

1,280
1,439
1,356
7,876
1,896
2,754

48
860
141
2,027
653
2,252

4,828
4,724
7,597
33,403
17,099
34,006

47,482
26,853
83,903
372,611
246,544
331,909

31,004
29,444
73,550
335,476
216,389
252,694

450,676
48,367
109,468
24,601
35,612
26,664
32,186
74,881
14,333
20,202
10,330
11,238
42,794

58,268 ,508
4,420 ,774
9,950 ,239
4,569 ,650
5,054 701
3,813, 458
4,363 730
9,201, 476
2,881, 539
2,659, 868
3,445, 124
4,144, 963
3,762, 986

,339,722 ,946,893
116,120 172,561
248,688 331,167
128,771 239,126
133,337 199,591
84,559 147,224
96,452
142,191
170,194 240,207
59,902
87,134
50,488
72,042
69,133
96,241
112,790
99,725
82,353 106,619

061,169
84,801
164,611
94,935
92,256
71,108
64,360
168,246
60,445
48,935
83,021
72,032
56,419

192,367
14,854
23,067
11,536
11,416
15,665
14,215
40,475
12,989
12,126
12,631
18,229
5,164

,540,151
388,336
767,533
474,368
436,600
318,556
317,218
619,122
220,470
183,591
261,026
302,776
250,555

33,180,316
2,814,829
5,227,403
2,285,690
2,621,026
2,158,021
2,783,567
4,856,235
1,751,749
1,450,781
2,346,543
2,881,455
2,003,017

34,903,212
2,751,762
5,172,005
2,423,009
2,743,624
2,265,965
2,849,931
5,205,196
1,927,259
1,539,478
2,581,111
3,292,883
2,150,989

37
3,055

700

4,000

5,141
249
390
50
55
220
3,660
72
63
7
263
112

35
3,821
653
4,073
406
1,222
127
2,338
1,057
3,330

1,820
1,435
2,099
273

359
798
881
436
62 233
46 228
29 251
31 502
30 529
53 192
190 910
12 424
41 749
44 115
2 676
45 549
39 652
32 931
13, 412
104 305
22: 848
215, 071
109, 681
28, 356
99, 630

634,784
753,543
819,708
669,532
455,964
321,756
269,301
311,846
733,791
975,151
142,790
423,364
436,371
39,275
517,920
306,077
379,314
119,643
079,552
285,195
188,449
829,562
330,728
979,598

444,731 4,819,262 3,932,991
34,987
404,473
438,949
24,042
276,491
289,009
80,209
804,424
730,619
7,292
38,846
69,642
19,566
225,174
167,223
61,940
545,909
673,053
65,124
515,350
671,095
6,631
53,246
78,792

Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page.
For other footnotes, see opposite page.




Federal Reserve
district numbers,
and reserve cities

All m e m b e r
banks
Reserve b a1 n k
cities
1. Boston
2. New York 2 *
3. Philadelphia*
4. Cleveland
5. Richmond*
6. Atlanta 32
7. Chicago
8. St. Louis*
9. Minneapolis*
10. Kansas City*
11. Dallas*
12. San Francisco

Reserve b r1 a n c h
13, 226,801
cities
581,165
2. Buffalo*
635,396
4. Cincinnati
,502,940
4. Pittsburgh*
535,683
5. Baltimore*
293,094
5. Charlotte 3
284,900
6. Birmingham
186,640
6. Jacksonville*
220,118
6. Nashville
579,120
6. New Orleans
648,727
7. Detroit
108,092
8. Little Rock
308,060
8. Louisville
276,038
8. Memphis
25,098
9. Helena
419,636 10. Denver*
219,075 10. Oklahoma City*
241,603 10. Omaha
107,940 11. El Paso
899,869 11. Houston*
234,756 11. San Antonio*
000,011 12. Los Angeles*
769,824 12. Portland
280,296 12. Salt Lake City 3
868,720 12. Seattle*

38,989
776
185
1,370
5,145
1,264
2,552
4,516
83
6
5,523
341
166

3,000
500

8

,552,584 ,659,924
67,875 136,487
729,917 ,424,130
75,836 180,253
49,750
95,250
12,450
20,800
20,800
30,608
237,630 297,416
42,475
38,225
13,000
38,500
21,900
35,400
57,650
59,381
223,301 303,474

Demand
deposits
adjusted
(see footnote on
page 1)

328,315
8,302
15,696
26,215
7,788
5,964
6,199
3,486
5,946
10,736
36,803
2,083
5,983
4,615
441
9,528
14,299
5,458
2,206
19,833
4,271
70,708
26,481
9,074
26,200

93
270
6
110

i:&

65,138,142
2,562,881
29,004,707
3,357,887
2,538,291
624,729
1,032,218
9,482,529
1,482,378
958,160
1,160,597
1,641,560
11,292,205

Net
demand
deposits
subject to
reserve
(see
page 18)

868,514
39,926;
44,525
212,563
35,100
30,350
11,200
12,000
13,500
30,550
100,800
5,300
23,850
28,250
1,100
19,500
12,350
11,700
6,900
42,500
11,550
78,025
46,400
9,475
41,100

6,543

3,200
1,925
800
206
2,242
489
296

154,636,638 3,533,965 5,693,087 2,395,119

Total
capital
accounts

510,541
29,794
25,475
85,288
14,200
8,650
9,300
11,500
11,000
11,900
47,784
4,700
11,750
11,250
1,100
12,700
12,350
11,700
3,900
40,750
6,900
64,000
36,800
8,750
29,000

1,268

42,681
3,177
16,853
10,012

Surplus

Other
capital
accounts

24,362,452
1,093,267
1,109,485
2,572,836
888,953
636,862
443,461
405,437
513,129
987,077
3,460,686
203,596
583,670
655,360
57,828
774,729
421,801
495,114
201,092
1,481,200
440,400
3,488,604
1,469,210
498,164
1,480,491

3,008

8,200

Capital

Undivided
profits

287,858
12,944
12,890
33,166
6,276
15,150
5,729
4,104
8,921
6,034
44,639
1,297
7,924
6,365
694
6,531
3,017
2,893
1,931
11,066
3,512
45,314
23,914
5,727
17,820

9,000
10,000
600

500
85,000

Total
liabilities

O t h e r reserve
cities 1
4. Columbus
4. Toledo
5. Washington*
7. Cedar Rapids
7. Des Moines*
7. Indianapolis
7. Milwaukee*
7. Sioux City
8. National Stock
Yards
9. St. Paul*
10. Kansas City,
Kansas*
10. Pueblo
10. Topeka
10. Tulsa*
10. Wichita
11. Fort Worth*
Country banks,
by d i s t r i c t s
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

14
ALL MEMBER BANKS—ASSETS A N D LIABILITIES
ASSETS [In thousands of dollars]
Reserves, cash,

Loans and investments

State
Territory-

Number of
banks

Total

(including
overdrafts)

U. S.
Government
direct obligations

Obligaguaranteed by
U. S.
Govern-

Obligations of
States and
political
subdivi-

Other
bonds,
and debentures

Corporate
(including
F. R.
Bank
stock)

Total

Reserve
with
Federal
Reserve
Banks

Cash in

Total, incl. Alaska

6,703 129,518,867 57,232,857 58,743,946

13,197 10,490,023 2,682,189

356,655 34,748,665 18,907,513 1,929,878

T o t a l , all S t a t e s . .

6,702 129,515,717 57,231,141 58,742,519

13,197 10,490,023 2,682,189

356,648 34,747,405 18,907,252 1,929,668

New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia..
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Alaska

37
52
38
138
6
57

325,481
193,239
145,678
3,654,793
672,127
1,307,796

81,352
57,187
33,364
974,344
108,031
331,579

38,052
24,917
15,551
574,575
63,765
143,234

9,746
6,489
3,212
63,664
14,681
32,759

520,506
122,129
381,538

116,677 8,107,699
830,360
13,645
36,007 2,190,654

5,322,371
417,338
1,227,305

285,195
94,751
161,069

528,587
160,126
794,106
530,276
115,509

111,614
43,527
308,394
56,895
60,278

13,885 1,643,822
663,137
4,319
21,011 2,901,301
1,130,224
9,030
493,883
3,706

908,222
326,645
1,702,532
622,125
251,439

134,635
55,219
114,601
103,312
33,521

157,063
124,401
217,982
12,266
17,522
84.788
120,308

40.430
18,138
68,628
6,134
4,817
20,577
24,810

611,859
349,357
1,031,193
60,382
83,238
509
306,370
1,635
327,222
1,819

295,018
148,438
503,393
27,221
38,739
144,173
150,289

23,512
20,763
35,562
3,593
4,751
11,124
15,803

2,323
72,823
44,363
121,562
42,930
60.834
33,334
96.835
139,521

1,798
25,318
24,797
27,013
9,094
19,198
12,176
19.431
20,756

1,389
2,465
2,190
3,941
1,828
2,155
898
2,432
3,270

66,518
315,895
277,238
507,288
210,694
348,448
152,097
397,909
503,715

30,198
173,815
162,227
218,915
91,115
143,721
57,035
183,124
209,258

4,844
27,079
22,500
44,261
20,053
26,032
15,495
21,932
35,388

43,825
100,947
124,550
48,651

18,809
19,266
18,905
1,117

2,357
3,925

287,599
534,700
339,214
108,958

135,771
232,984
150,269
42,649

21,118
34,050
25,377
7,567

63,431
111,004
133,458
361,677

7,648
6,614
33,938
79,576

197,440
1,097
462,366
2,983
493,572
2,714
15,477 2,424,828

73,878
226,297
205,951
924,560

10,668
24,718
20,851
106,498

240,633
179,837
114,988
563,005
147,805
184,720
241,190
113,507

28,405
13,441
11,847
46,531
9,696
45,664
32,309
7,527

13,904
1,332
3,629
12,222
923
7,484
2,773
6,466

151,287
82,226
77.358
352,514
111,486
90.359
154,696
48,337

63,757
46,203
28,104
161,792
45,627
42,099
84,402
22,353

7,597
5,914
4,692
17,077
6,738
9,847
6,862
5,613

673,373
892,309
556,501
636,631
6,748,152 5,994,359
1,427
1,716

186,049
162,487
124. 1,096,340

25,688
6,242
333,178

479,879
3,128
305,828
2,678
2,948,398
37,627
1,260

254,941
184,236
1,766,629
261

25,757
13,958
129,220
210

/2,3P9

7,465

379

162,860
96,781
71,506
1,796,970
332,755
574,915

134,293
77,663
58,840
1,492,533
293,040
556,447

496 30,126,182 14,698,782 12,288,952
263 4,330,573 1,745,199 1,960,069
655 9,257,333 4,010,546 3,922,842
409 6,933,999
236 2,480,955
515 11,159,834
230 5,335,677
168 2,039,415
206

166

178
40
62
139
211

2,074,386
1,167,079
3,139,131
238,425
324,746
900,077
1,021,331

2,808,914
865,204
3,925,220
1,976,538
764,481

3,470,763
1,407,747
6,111,046
2,762,917
1,095,423

954,627
918,313
569,557
452,926
1,422,814 1,420,599
123,515
96,134
156,526
145,362
442,137
350,940
490,355
383,932

65
85

310,945
1,124,859
953,015
1,726,143
712,110
901,738
431,050
1,187,597
1,614,597

165,298
440,931
416,097
825,807
270,904
470,322
168,407
611,493
564,923

140,137
583,322
465,568
747,803
387,354
347,783
216,230
457,406
886,127

109
84
96
32

909,664
1,521,354
1,017,756
296,952

414.507
731,010
411,722
121,264

430,162
666,168
460,528
125,145

70
52
222
580

494,840
1,358,437
1,325,110
5,847,087

83
20
40
94
34
5
29

453,818
385,730
215,430
1,064,723
269,677
468,022
526,988
214,952

13
71
13
205

l

\\
34

47 1,780,547
22 1,364,539
122 14,209,780
3,150

Mutual Savings Banks 1. . . .

22,337

236,177
186,472
749,252
488,480
586,777
568,206
2,933,586 2,456,771
170,195
190.508
84,593
441,177
110,798
229,181
249,882
87,194

<?,027

16,847
14.787
10,717
264,753
38,266
150,071

10,574
3,463
4,179
87,528
5,873
22,862

5,384 2,495,881
488,474
904,929
236
32
57
21
18

107

16
33
13
2,860
16

1:°"

17
1,446

15
104
17

891
512
423
10,149
2,193
3,485

3,946
2,057

9,053

2,049

III373

1,788
455
973
834
258

67

227

2.286

STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION
Connecticut—Dist. No. 2..
New Jersey—Dist. No. 2. .
Kentucky—Dist. No. 4 . . . .
Pennsylvania—Dist. No. 4.
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6. . . .
Mississippi—Dist. No. 6 . . .
Tennessee—Dist. No. 6 . . . .
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7 . . . .
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10.. . .
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10. .
Arizona—Dist. No. 1 2 . . . .

15
176
56
166
12

34
20
71
176
364
190
126
46
10
209
4

319,289
507,877
273,802
484,914
99,078
087,820
250,837
964,322
184,802
453,550
167,536
,860,653
077,412
175,546
,303,914
406,627

129,457
1,439,156
132,052
1,337,262
39,083
378,572
104,266
407,704
744,044
3,710,923
1,917,739
698,962
463,899
71,634
557,509
205,625

153,356
1,546,530
120,051
1,650,225
50,526
625,202
102,517
478,597
1,247,773
5,717,002
2,671,806
996,937
492,734
97,412
579,415
154,476

12
1,008
1,434

ioi

17

29,170
412,636
17,694
308,917
7,541
76,262
42,610
59,831
149,278
721,729
514,714
104,356
86,369
5,691
130,451
38,315


http://fraser.stlouisfed.org/
1 These banks, two in Wisconsin and one in Indiana, are included in the figures for those States.
Federal Reserve Bank of St. Louis

6,579
96,806
3,224
173,017
1,567
5,813
795
15,540
39,933
284,014
54,552
57,015
31,957
523
33,862
7,313

66,094
715
651,708
11.,741
71,192
781
754,532
14.,059
23,694
361
375,300
1,,867
91,786
649
329,281
2.,644
586,703
3:.752
19.830 2,704,297
8:,712 1,097,778
449,271
3,,365
434,085
2,,419
68,983
286
2,,660 481,751
78,358
898

34,116
335,004
30,606
461,504
11,605
191,490
36,579
144,785
292,201
1,616,550
608,199
232,215
190,068
31,204
203,123
35,849

8,,113
73,,451
7,,896
55.,365
3,,091
17,,757
6.,005
23 j,949
48,,033
100,,774
99.,559
29:,949
10.,681
3:,293
20.,147
8,,886

15

OF B A N K S O N OCTOBER 7, 1954, B Y STATES
ASSETS [In thousands of dollars]
and bank balances

Other
balances
with
banks in

u. s.

Balances
with
banks in
foreign
countries

Cash
items in
process

Bank
premises,
furniture, and
fixtures

Assets
indirectly
representing
real
estate

Other
owned

Customers'
liability

Income
accrued
but not
collected

Other

Total
assets

State
Territory

28,868

87,898 6,927,233 1,261,225

21,088

86,051

386,192

369,923

257,092

166,649,103

T o t a l , i n c l u d i n g Alaska

28,868

87,898 6,927,149 1,261,129

21,076

86,051

386,192

369,923

257,068

166,644,561

T o t a l , all S t a t e s

462
7
153
11,368
1,816
2,097

549
169
124
6,104
500
1,482

412,614
253,317
181,311
4,717,158
794,250
1,662,707

274,251
191
2,719

98,252
11,974
22,243

106,506
4,951
17,688

38,966,644
5,237,813
11,609,780

194

19,777
5,341
33,839
18,178
3,773

8,151
2,056
10,076
6,289
2,946

8,680,961
3,174,060
14,156,566
6,540,901
2.557.382

7,010
1,608
7,986
961
1,035
2,457
1,657

1,658
645
3,213
81
274
534
613

2,712,164
1,528,719
4,207,970
302,116
412,239
1,216,207
1,357,559

724
2,947
1,812
2,564
528

'•S
a ?

298
3,941
2,119
2,342
1,580
2,367
528
2,626
2,773

383,356
1,460,882
1,252,963
2,265,206
933,444
1,267,533
589,730
1.610.383
2,152,033

18
15
769
47
165
3,423
444
1,579

49
5
24

10,690
10,223
3,743
216,594
13,262
67,289

4,334
2,478
1,871
42,224
11,700
19,458

161
191
98
388

275
46
23
1,240

243

52

50,503 2,146,964
84 112,122
8,349 398,891

246,286
58,821
105,903

1,017
581
1,766

6,451
362
11,474

'•IS

33

26,697
76

298
180
1,494
811
79

1,142
34
6,712
1,536
37

261,127
71,567
565,397
180,099
75,456

63,935
22,056
46,450
49,522
16,808

99
202
556
476
83

10,984
313
*517
423

3,082
18
51

579
71
144
4

557

160,616
43,663
273,602
4,522
5,661
60,514
21,092

11,800
7,411
24,345
2,111
2,914
6,721
6,481

490
119
393
156
32
48
205

4,167
2,409
970

794
91
739

9,302
57,359
45,159
100,151
16,455
104,156
21,470
95,472
82,403

3,675
12,647
17,539
23,880
7,804

1,036
400
1,150
2,033
607

24 ,'790

160
138
90
775
114
553
36
163
1,168

8,243
20,748
9,815
4,235

57
419
516
231

358
500

3,045
486
3,095

2,106
3,156
2,607
45

723
1,608
3,310
284

1,208,587
2,085,030
1,374,062
414,300

75
597
2,858
4,907

2,727
1,275
20,315

684
4,097
2,538
9,681

1,072
2,034
1,144
26,810

698,572
1,844,903
1,841,225
8,428,769

1

1,305
56
293
2,981
345
2,146
66
749

257
312
82
1,645
122
681
750
324

610,667
472,750
295,430
1,427,115
385,879
570,715
688,677
267,235

104
270
44,824

5,096
4,799
55,786

1,556
865
20,306
24

2,292,491
1,695,491
17,444,695
4.542

145
83

270
134
102
104
452
180
65
185
460
612

161
283
45

w

112
468

12
150

49,574
91,827
40,142
10,233

65
493
680
,765

70

26,571
85,981
43,709
328,357

14,527
90,507

68
192
201
4,634.

18,272
10,496
6,638
50,316
5,049
17,455
32,466
4,517

3,973
4,287
1,933
4,785
4,042
7,690
5,124
2,834

26
124
334
227
122
747
93
39

120,804
73,382
676,339
84

24,197
18,897
136,718
96

578
293
1,674
12

11

71

98
140
388
368
736
727
3,144

'2|082
85
11
295
931
383
5,811

.1:1V,

1

50
55
181
7
54

15

665
69

139
195

15
240
85
975
954
534
'27i209

24,701

New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
W e s t Virginia

North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Alaska
Mutual Savings Banks 1

OF BANKS LOCATED IN F E D E R A L RESERVE D I S T R I C T S P E C I F I E D
228
114

4,361

493

" "70

180
1,494
803
79
132

34

655

535

37
84

8,599
98,330
3,280
121,730
1,696
72,916
9,714
43,785
65,379
545,107
178,864
73,493
142,563
4,038
43,439
15,333

284

http://fraser.stlouisfed.org/
For footnote, see opposite page.
Federal Reserve Bank of St. Louis

5,253
45,673
3,739

69
364

52
359
13
1,200

191

500
500

2,727
3,095
37

15,324

82
229
419
199
325
459
51

till
w

104
201
549

"•Si
H-Ml

13,509

iI:SS
48,082

1

305
U 6

i\ r

423
534

143

3,055
18
51
15
1,275
95

634
10,411
134
11,608
226
...»

i:8?
32,955
Mil
2,538
2,146

275
'•!8

••in
1,643

214
1,196
1,755
9,632

!:3§

693
56

'•85

391,666
4,219,525
349,089
4,298,790
123,577
1,482,719
350,356
1,310,674
2,796,638
13,246,764
6,338,794
2,331,912
1,520,735
247,455
1,807,949
496,519

Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist, No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12

ALL MEMBER BANKS—ASSETS A N D LIABILITIES
LIABILITIES [I n thousands of dollars]
Time deposits

Demand deposits
Individuals,
partnerships, and
corpora-

State
Territory

Total

United
Govern-

States
and
political
subdivi-

Banks in
United
States

Certified
and officers'
checks,
etc.

Banks
in
foreign
countries

Total

Individuals,
partnerships,
and
corpora-

United
States
Gov-

Postal
savings

Banks

States
and
political

Banks
in
U. S.

fin

eign
tries

1,496,410
T o t a l , incl. A l a s k a . . 112,445,973 82,775,152 6,546,446 7,057,892 12,279,652 1,351,608 2,435,223 39,271,237 35,370,408 304,385 19,267 2,017,425 63,342
1,496,410
63,342
2,016,645
19,267
304,285
35,369,069
T o t a l , all S t a t e s . . . 112,443,921 82,773,521 6,546,351 7,057,739 12,279,652 1,351,608 2,435,050 39,269,018

New England:
Maine
New H a m p s h i r e . . . .
Vermont
Massachusetts
Rhode Island
Connecticut

Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia. .
North Carolina.
South Carolina.
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico. . .
Arizona
Utah
Nevada
Pacific:
Washington.. . .
Oregon
California
Alaska
Mutual Savings Banks1. ..

229,931
178,334
79,319
3,556,596
441,496
1,215,366

179,115
136,622
66,370
2,691,240
344,025
991,576

12,238
8,797
3,206
202.734
23,641
66,779

28,173,088 19,548,163 2,224,868
158,578
2,872,556 2,282,413
7,265,428 5,777,984 409.735

22,107
15,675
6,109
199,261
49,835
74,013

10,630
10,809
I,199
361,889
9,601
42,689

17
32,,390
1,,420
19

4,108,874
1,562,187
7,016,673
2,755,406
1,182,209

305,721
125,056
601,323
231,850
83,278

353,759
415,957
134,927
281,984
559,647 1,418,619
241,389
291,002
158,900
89,992

5,,188
371
41,,458
4,,915
i:,001

1,868,744
1,085,527
3,256,144
203,420
285,450
1,007,869
1,097,245

1,192,740
734,896
2,156,486
171,675
234,245
708,449
791,934

97,055
48,049
143,203
6,580
10,899
42,307
32,802

168,457
141,713
138,072
11,922
26,507
68,608
166,610

384,278
149,542
792,911
11,189
10,924
182,260
98,540

2,,906

9,136
114,512
113
82,731
64,533
75,935
53,702
100,243
146,293

4,354
98,498
65,637
187,752
41,635
160,317
21,670
221,033
164,400

39,878
138.174
104,745
53,644.

123,043
357,734
92,334
48,486

251.418
736,893
782,412
1,020,964
464,515
657,470
361,704
866,428
1,196,367

14,808
69,892
47,367
55,334
30,212
46,947
21,304
59,040
57,781

141,356
48,602
82,758
651,188
281,686
305,656

967.173 3,156,257 1,091,,668 1,184,959 6,324,502
68,121 1,957,968
539
73,131
289,774
91,062 3,081,034
20,,125
657,752
308,770

5,278,236
2,134,771
9,743,938
3,578,418
1,537,235

285,555
1,026,707
913,842
1,366,679
611,011
963,120
468,163
1,255,272
1,583,311

5,824
6,431
2,435
69,082
12,974
40,290

909,168
1,473,172
1,002,500
314,921

693,555
891.419
749,768
200,760

40,837
72,897
47,253
11,031

535,582
1,465,013
1,478,497
6,778,306

386,128
910,664
1,085,853
4,941,703

16,260
47,343
55,722
222,117

466,689
310,293
213,993
1,026,773
295,692
387,649
463,535
170,776

372,417
250,437
168,336
789,167
195,462
307,502
338,684
131,103

12,619
11,923
6,215
40,113
14,016
19,219
21,494
6,263

42,471
38,582
25,984
63,391
69,535
43,961
48,817
28,721

34,398
5,324
II,786
124,197
13,544
8,187
49,633
1,644

1,544,536
995,384
9,048,671
2,052

1,210,045
820,500
7,358,565
1,631

77,919
49,207
532,519
95

142,121
66,903
365,108
153

89,819
32,168
439,899

161

58

68,447
61,867
205,323
273,299
198,960
125,230
384,922 1,148,235

3.,302
40
9
5
1 ,028
5,,756
360
95
108
2,797
42
860
444
6,865
329
15,862

30

4,598,450 65,547
7,230
1,914,582
2,907,274 4,234

829

893
2,662
4.428 2,389
7,021
3,533
4,680 1,212

88,737 2,715,765
817,869
30,246
106,218 3,348,285
53,856 2,419,818
836,145
21,855

2,562,780
810,069
3,179,279
2,352,847
822,099

6,236
7,354

629,307
330,505
636,694
77,713
98,775
123,313
164,865

617,514
328,704
627,342
75,786
91,588
123,074
160,457

5,839
5,884
12,557
19,538
10,116
22,356
9.783
8,420
15,673

47,533
324,734
246,340
711,216
233,214
191,361
78,944
225,184
404,278

240
47,130
6
298,981 6.429
212,666 14,824 1,025
625,465 21,968 2,232
298
1,986
229,710
7
151,899 5,728
7
69,100 8.836
865
216,453 4.837
339,028 9,991 2,610

11,813
12,088
7,956
1,000

192,915
458,242
263,959
66,291

180,292
437,068
256,639
65,503

23,308
11,327
22,170

2',&75

108,195
2,
262,320
21,519
206,844
12,403
65,467 1,005,902
4.784
4,027
1,672
9,813
3,135
7,169
4,907
3,045

92
,611
6,378
1,685
101,923

7
15

361
320
85
7,590
1,294
1,933

139,438
48,194
81,956
610,104
279,810
303,414

108,325
132,965
60,733
304,313
66,710
133,886
178,963
80,283

575,774
18,254
558,486
24,921
250,657 6,967,304
2,219
173
22,389

100

470
1,544
2

'i;
?i

M

3,243

70
83
556
6
5
28
50

1,550
73
664
9,119
408
279

22,690

381,138 22,405 1,256,962
25
107
36,024
1,775
165,850 1,072
149,055
825
136,759
63,041
7,698
lu

\li

6,246
1,264
6,081
137
1,107
163
19,298

375
158
l

'\?7
456
129
26
325

20

457
61,094
327
893
31,833 1,894
375
626
15
3,014
48,464 1,185

15
176
27

75
6,586
15,121 1,931
2,110 1,190
10

25
860
106,401
57
1,623
248,822
97
193,854 5,592
822,781 23,432 1,171

130
779
10,750 1,068
1,391
5,910
153,244 5,274

107,813
131,790
59,064
280,570
63,548
131,723
174,438
76,430

5,947
3,946
3,993
778

97
11
1,059
18
1,392
10
2,212
11
3,122
10
1,953
2,350 1,020
1,862

559,287 8,273
62
539,641
6,108,212 40,661
100
1,339

14
13
238

22,336

402
15
259
21,508
29
200
555
1,991

22,800

17,825

3,000

10
90

600

390
810
50
18,720
20,189
633,671
780

7,000
164,333

53

STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION
Connecticut—Dist. No. 2
New Jersey—Dist. No. 2.
Kentucky—Dist. No. 4. .
Pennsylvania—Dist.No.4
West Virginia—Dist. No.4
Louisiana—Dist. No. 6. .
Mississippi—Dist. No. 6.
Tennessee—Dist. No. 6. .
Indiana—Dist. No. 7 . . . .
Illinois—Dist. No. 7 . . . .
Michigan—Dist. No. 7. .
Wisconsin—Dist. No. 7. .
Missouri—Dist. No. 10. .
NewMexico—Dist. No. 10
Oklahoma—Dist. No. 10.
Arizona—Dist. No. 12. . .

195,845
242,457
2,267,606 1,804,996
204,625
232,410
2,679,894 2,169,699
54,202
71,409
705,542
1,180,457
160,707
265,485
560,180
888,672
1,876,512 1,368,716
9,146,081 6,610,448
3,495,400 2,690,115
1,418,588 1,085,606
729,904
1,260,243
104,856
180,479
1,454,239 1,066,820
266,671
336,861

14,012
130,419
8,660
168,526
3,253
38,432
9,269
52,606
114,998
584,495
227,575
77,830
43,842
12,150
55,391
17,669

9,153
15,478
69,779
202,564
2,609
14,522
217,102
97,027
3,574
8,798
175,236
238,047
47,655
47,019
165,825
100,476
119,473
245,909
483,913 1,323,819
241,129
279,002
155,266
78,330
434,972
42,460
11,833
49,460
198,219
121,378
8,160
36,493

539
2 j 240
'6^865
371
41,458
4,915

i:§3
329
1,611

115,165
115,415
7,969
59,309 1,623,128 1,592,912
78,036
80,698
1,994
1,119,227 1,082,980
34,545
35,636
196,846
210,214
55,993
56,705
"'MS
308,060
327,773
9,585
722,511
729,290
27,045
101,948 3,101,806 2,963,482
52,664 2,317,142 2,251,486
733,351
746,622
20,555
157,164
158,031
7,736
49,879
51,964
2,180
187,951
200,890
114,883
112,911

W7

Digitized
forbanks,
FRASER
i These
two in Wisconsin and one in Indiana, are included in the figures for those States.


35
2,737

20

330
375

175
10
47

195
27,366
55
2,600
732
35,010
706
10,725 1,068

173
3,096
3,973 2,369
1,217
30
997
m
12
123
11
2,045
97
5,588
10
1,953

14,528
304 • l i t
106,913 i
61,935 -it?
456
7,163
100
632
29
5,868 1,386
9

•lis

25

22,800

17
OF B A N K S O N OCTOBER 7, 1954, B Y STATES
Nk

LIABILITIES A N D CAPITAL ACCOUNTS [In thousands of dollars]

Total
deposits

Bills
payable
and other
borrowed
money-

Acceptances
outstanding

Other
liabilities

Total
liabilities

Capital

Surplus

Undivided
profits

Other
capital
accounts

Total
capital
accounts

Net
demand
deposits
subject to
reserve
(see
page 18)

Demand
deposits
adjusted
(see footnote on
page 1)

151,717,210

408,595

402,884 2,107,949

154,636,638 3,533,965 5,693,087 2,395,119

390,294 12,012,465 98,652,695 85,341,034

151,712,939

408,595

402,884 2,107,943

154,632,361 3,533,762 5,693,053 2,395,091

390,294 12,012,200 98,651,432 85,339,161

371,287
226,936
162,077
4,207,784
723,182
1,521,022

150
52
17,075
300
3,600

34,497,590
4,830,524
10,346,462

28,067
76

1.543
54,109
9,695
16,882

374,534
227,821
163,672
4.307.035
733,253
1,541,504

156,649
5,420
44,800

287,,770
191
2,,960

808,750
42,378
95,206

7,994,001
2,952,640
13,092,223
5,998,236
2,373,380

24,600
550
18,900
85,300
1,275

194
3,,514
18
51

2,498,051
1,416,032
3,892,838
281,133
384,225
1,131,182
1,262,110

3,000
700
8,500

794
91
739

333,088
1,351,441
1,160,182
2,077,895
.
844,225
fc 1,154,481
W 547,107
1,480,456
1,987,589

5,000
900
500
964
142
350

1,102,083
1,931,414
1,266,459
381,212
643,777
1,727,333
1,685,341
7,784,208

1,135

500
4,072
489

575,014
443,258
274,726
1,331,086
362,402
521,535
642,498
251,059
2,120,310
1,553,870
16,015,975
4,271

9,804
7,189
4,008
71,836
11,289
22,492

1,367
1,445
1,393
22,325
83
5,243

38,080
196,426
196,356
152,576
25,496
148.505
64,757
17,639
71,171
410,123 3,229,110 2,742,989
60,997
412,417
393,572
121,203 1,059,978 1,038,590

35,750,759
4,878,513
10,489,428

911,556 1,655,882
109,083
162,350
293,263 632,507

607,203
74,847
175,612

41,244
13,020
18,970

3,215,885 25,726,881 19,553,331
359,300 2,554,813 2,528,186
1,120,352 6,473,076 5,778,925

81,354
22,073
109,058
83,771
17,101

8,100,149
2,975,263
13,223,695
6,167,325
2,391,807

179,382
55,023
297,212
110,559
44,241

283,232
84,910
394,209
166,995
75,308

110,746
50,613
157,887
79,515
38,591

7,452
8,251
83,563
16,507
7,435

580,812
198,797
932,871
373,576
165,575

31,335
4,269
32,248
2,657
2,792
4,431
5,595

2,533,180
1,421,092
3,934,325
283,796
387,017
1,136,643
1,267,905

43,065
24,068
89,754
5,150
6,673
25,545
24,705

88,561
44,677
107,640
7,231
10,291
28,314
36,059

33,347
33,217
69,967
4,853
6,823
19,197
26,128

14,011
5,665
6,284
1,086
1,435
6,508
2,762

178,984 1,576,551 1,223,1
107,627
905,442
844,273
273,645 2,764,252 2,043,126
18,320
173,939
181,089
245,702
25,222
257,966
79,564
857,066
722,779
89,654
936,249
944,806

665
69

4,814
7,859
9,856
18,447
4,954
20,840
4,945
16.856
20,010

342,902
1,360,255
1,170,538
2,097,487
849,328
1,175,725
552,052
1,497,977
2,010,868

10,275
23,781
23,840
48,016
21,355
19,625
10,537
31,608
51,105

24,175
51,664
42,510
78,037
38,848
53,123
18,477
46,263
58,390

5,923
16,948
12,803
35,197
19,743
15,727
6,915
20,012
22,132

81
8,234
3,272
6,469
4,170
3,333
1,749
14,523
9,538

40,454
254,181
257,091
100,627
911,971
799,930
82,425
821,614
749,923
167,719 1,123,064 1,023,082
84,116
511,665
522,709
91,808
784,490
651,605
37,678
388,781
403,719
112,406 1,062,884
879,619
141,165 1,324,940 1,275,930

3,045
486
3,095

9,917
18,577
11,529
1.544

1,113,135
1.953.036
1,278,474
385,851

26,050
38,111
26,860
7,563

48,408
67,229
41,210
18,139

18,053
23,209
21,943
2,454

2,941
3,445
5,575
293

3,055
1,275
20,506

3,239
10,491
8,792
44,623

647,016
1,741,379
1,699,480
7,849,826

15,670
28,436
37,820
210,015

20,876
52,453
52,242
231,523

12,787
22,113
46,474
116,511

5,209
20,894

1
15

4,574
3,460
1,505
8,205
1,930
10.857
6,612
2,706

579,589
446,733
276,871
1,339,591
364,332
532,487
649,116
253,765

9,910
9,140
3,573
24,090
7,775
11,975
11,858
4,013

12,195
10,720
8,335
35,286
7,348
20,485
14,869
4,573

8,362
4,985
5,349
22,172
2,509
5,668
11,616
4,769

611
1,172
1,302
5,976
3,915
100
1,218
115

110
270
45,429

24,172
24,061
373,339

2,144,838
1,578,201
16,452,793
4,277

42,730
39,235
326,050
203

61,392
50,090
424,430
34

38,714
27,850
228,989
28

4,817
115
12,433

J/J

JO

4,756
61,363
7,591
50,140
2,490
18,543
1,787
17,090
43,380
141,292
75,091
34,868
21,571
1,025
45,575
4,622

725
10,,709
1 ,764
5,,130
949
490
154
2.,387
6,,511
77,370
15,,542
6,,757
4,,399
2,,650
4,,887

1,030
200

3,200

640
300

246
18^050

13,290
6,169
5,853
110,733
16,130
41,292

13,619
10,693
6,385
205,229
33,495
52,176

'•%

55
181

7
54

1

22,550

22,551

1,745

2

12i

4,678,711
1,853,717
8,667,976
3,175,978
1,329,035

95,452
778,458
131,994 1,205,630
95,588
839,550
28,449
256,179

4,352,441
1,802,850
7,117,141
2,920,165
1,218,600

695,672
949,854
822,327
245,171

51,556
422,753
424,304
103,524 1,254,225 1,119,501
141,745 1,212,407 1,179,777
578,943 5,395,383 5,063,735
31,078
26,017
18,559
87,524
21,547
38,228
39,561
13,470

386,939
280,324
169,431
853,527
236,571
349,531
400,598
150,405

401,400
282,550
189,354
812,055
263,083
341,177
359,942
158,352

147,653 1,347,022 1,249,616
117,290
888,860
838,942
991,902 8,005,397 7,297,991
265
1,263
1,873

State
Territory

T o t a l , i n c l u d i n g Alaska
T o t a l , all S t a t e s
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Alaska
Mutual Savings Banks 1

2.150

OF BANKS LOCATED I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D
357,872
3,890,734
313,108
3,799,121
107,045
1,390,671
322,190
1,216,445
2,605,802
12,247,887
5,812,542
*2,165,210
hi,418,274
f
232,443
1,655,129
451,744

3,000

>i\l

191

10,290

143

500

5:§37i

5

550
18,900
85,300
1,075
4,072

3,487
18
51
15
1,275
95

see opposite page.
DigitizedFor
forfootnote,
FRASER


3,292
36,947
1,560
40,462
1,063
8,166
1,479
12,095
19,325
105,812
83,340
15,713
7,106
1,829
8,747
10,098

3,933,290

12,376,086
5,981,200
2,182,049
1,425,395
234,272
1,669,223
461,937

9,472
87,371
9,170
120,643
4,355
19,601
6,288
25,490
47,423
282,435
106,144
39,866
27,500
4,910
37,110
10,975

12 ,549
126.,792
15 ,061
272.,861
7,675
41.,693
15.,363
37,,130
73,,647
369,,581
160,,817
68,,372
41,,870
4,,598
51,,154
18, 985

27,502
286,235
33,586
448,774
15,469
80,327
23,592
82,097
170,961
870,678
357,594
149,863
95,340
13,183
138,726
34,582

218,,601
2,,024,,665
199,,720
2,,446.,706
62:,411
1,,014,,967
216.,283
728,,125
1,,630,,262
8,,167,,314
3;,107,,713
1,,232,,204
1,,027,,180
145,,993
1,,196,,413
303,,522

2 1 0 ,693
1 ,968,,539
217,,861
2,,170.,296
62,,886
887:,008
198.,847
626j,456
1,,576,,291
6:,651,,202
2 . ,842,,917
1:,110,,998
637.,537
152.458
1,,156,,861
294,,088

Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12

18
ATT. MEMBER BANKS—DEPOSITS A N D RESERVES, OCTOBER 7, 1954
[In thousands of dollars]

Gross
demand
deposits

Net
Deductions demand
allowed in deposits
computing subject to
reserves *

Reserves with Federa
Reserve Banks 2
Time
deposits
Total

Required

Ratio of
required
reserves

Ratio of
total
reserves
to net
demand
plus time
deposits
(per cent)

demand
plus time
deposits
(per cent)

112,445,973 13,793,278 98,652,695 39,271,237 18,907,513 18,278,383

629,130

13.7

13.3

30,005,020 2,597,294 27,407,726 4,918,450 5,772,402

5,727,468

44,934

17.9

17.7

43,518,723 5,454,070 38,064,653 15,505,007 7,723,835

7,626,

96,947

14.4

14.2

38,922,230 5,741,914 33,180,316 18,847,780 5,411,276

4,924,027

487,249

10.4

9.5

825,978
5,691,491
878,333
1,411,937
835,223
915,505
2,897,603
707,063
457,885
908,753
982,868
2,394,874

782,302

1518

12.4
15.4
11.8

841,007
2,889,585
670,019
426,950
845,867
923,698
2,358,293

43,676
131,165
32,339
41,874
70,944
74,498
8,018
37,044
30,935
62,886
59,170
36,581

Central reserve city banks:
New York
Chicago

23,824,708 2,015,108 21,809,600 3,636,083 4,636,495
582,186 5,598,126 1,282,367 1,135,907
6,180,312

4,543,724
1,183,744

92,771
-47,837

18.2
16.5

17.9
17.2

Reserve city banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis.
Minneapolis
Kansas City
Dallas. . . .
San Francisco

180,812
90,051
326,001
514,464
344,164
432,365
582,901
5,171 $ 5
381,309
2,609 ,641
202,527
1,299 ,973
554,538
,854
3,393
701,951
3,607 ,718
10,517 361 1,142,987

399,876
222,789
2,081,834
189,1
438,682
933,144
472,795
434,222
2,525,009
948,630
4,766,522 1,914,980
457,650
578,151
2,321,153
487,911
503,579
2,403,182
955,448
4,588,574 2,488,721
427,512
396,434
2,228,332
211,072
192,917
1,097,446
539,442
478,551
2,839,316
557,614
610,141
2,905,767
9,374,374 7,245,840 2,075,987

385,870
189,900
476,213
953,723
446,715
457,752
950,379
420,922
207,186
535,004
553,545
2,049,679

14,006
-3,418
-5,093
10,935
30,159
5,069
6,590
3,886
4,438
4,069
26,308

17.4
13.8
16.0
14.2
15.8
16.8
13.5
16.3
16.4
16.3
15.9
12.5

16.7
13.8
16.1
14.3

426,102
865,098
405,538
463,307
377,573
427,594
806,248
279,551
246,813
369,311
425,254
318,887

396,432
826,702
369,781
416,340
317,564
383,255
755,462
249,097
219,764
310,863
370,153
308,614

29,670
38,396
35,757
46,967
60,009
44,339
50,786
30,454
27,049
58,448
55,101
10,273

All m e m b e r b a n k s . . .
8

Central reserve city banks .
Reserve city banks
Country banks

8

8

All member banks, by districts:
Boston
New York
Philadelphia

561,922 4,896,663 1,395,831
5,458
2,713,004 27,970,147 8,063,045
665,340 4,810,699 2,344,180
S:6476 ,039
874,401 7,387,548 3,951,326
,949
798,939 4,479,174 1,750,173
!;lfl ,113
5,186,749 1,488,113
988,948
6,175 ,697
17
15,042,935 7,225,365
,108
3,980,081 1,174,188
,293
477,741 2,548,227 1,106,319
3,025 ,968
5,185,859 1,064,109
1,054,982
,841
6,240
7,253 ,121 1,465,899 5,787,222 1,097,711
8,610,877
11,377,391
1,494,717
12,872 108

3

Cleveland

Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

dll

Country banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

2,262 ,646
,195
,010
5,280 986
317

I:SS

3,195,939
5,835,248
2,625,029
2,980,963
2,612,796
3,340,150
5,670,321
2,088,652
1,725,995
2,846,987
3,645,403
2,354,747

381,110
607,845
339,339
359,937
454,775
556,583
814,086
336,903
275,214
500,444
763,948
351,730

M

B

2,814,829
5,227,403
2,285,690
2,621,026
2,158,021
2,783,567
4,856,235
1,751,749
1,450,781
2,346,543
2,881,455
2,003,017

1,173,042
3,988,280
1,909,958
2,036,346
1,172,022
984,534
3,454,277
777,754
913,402
585,558
487,570
1,365,037

- 2

n13.0

12.6
13.0
13.0

13.7
12.5
14.5
14.3
12.0

8:1
11.8

Is:?
13.4
16.0
16.1

Is: 7
12.3

9.9
9.0
8.8
8.9
9.5
10.2

V*
9.7
9.9
11.3
11.3
9.7

i:S

11.1

9.3
10.6
11.0
9.2

10.4
12.6

•Jissr.S'SJSKS

a

j

POS,t 0

M

W

t

a

B

M

H

i Ba0nfk?!™bcirasbs?fiekd'according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks.




STATE MEMBER BANKS—ASSETS A N D LIABILITIES O N OCTOBER 7, 1954 B Y FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]

Federal Reserve district
Total
Boston
ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct obligations
Obligations guaranteed by United States Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank stock)
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except private
banks and American branches of foreign banks)
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets.

42,924 594
19,899 378
18,947 228
9 368
3,164 878
762 630
141 112
11,432 213
6,587 264
623, 149

,609,077
751,513
676,984
169
127,106
47,579
5,726
387,400
207,747
34,542

1,661,214
8,220
45,950
2,506,416
6,068
396,881
4,380

65,215
340
2,351
77,205

31,861
200,057
121,371
85,220

York

Philadelphia

Cleveland

,303,750 ,634,658 3,923,
',509,042 ,304,550 1,689,
1,186,248 ,010,097 1 , 8 2 0 ,
5,770
13
,281,763 236,081 309^
242,969
70,180
92,
77,958
13,737
10,
,290,955 676,994 869,
,389,150 388,719 497,
206,650
38,756
79,

Rich-

,843,579
886,511
802,883
1,451
106,353
41,753
4,628
585,524
281,296
46,879

Atlanta

Chicago

LSt.

810,440 ,946,252 ,647,296 437,211
395,095 ,198,140 753,471 183,158
338,512 ,035,377 757,720 215,911
104
91
26
23
70,046 564,885
95,321 28,556
4,357
138,297
35,116
8,870
2,326
9,462
5,642
693
258,280 ,345,633 498,755 118,809
117,240 747,402 245,766 53,072
18,817
99,589
25,008
7,455

91,862
1,250
442
155,965

179,881
100
258
112,160

131,600

84,012
200
20
37,991

23,154
319

180,602
3,345
40,675
,470,533
6,068
167,774
513

30,838
372

30,065
484

26,345
199

13,327
662

43.371
216

11,325
337

939
142
4,468
2,545

4,729
191,091
67,556
47,190

8,202
1,117
6,704
7,008

11,118
27
11,717
3,978

3,087,
61
4,345
5,628

3,472
1,585
2,138

2,006
507
11.372
5,894

307
380
4,006

125,246
282
221

Minne-

345,567 '126,626
597
12
572
29
151,906 101,314

1,

Kansas
City
867,908
416,137
332,861
64
98,358
18,506
1,982
325,832
141,086
11,127

Dalla

San
Francisco

682,378 3,218,066
326,202 1,485,898
286,309 1,484,141
10
60,473
186,710
7,872
54,375
1,522
6,932
283,991
790,900
421,254
97,371
19,862
34,884

47,669
13
4
10,596

96,155 151,093
335
261
38
29
77,091 15,375

167,286
1,485
1,311
164,680

2,211

4,421 12,163
199
833

31,887
200

46
70

566
385

92
8
1,466
1,457

27
311
703

1,284
3,252
7,275
6,306

55,202,645 2,028,044 25,079,626 3,365,893 4,850,508 2,468,768 1089,904 7,355,251 2,164,394 559,298 1,201,383 980,406 4,059,170
LIABILITIES

D e m a n d deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and
travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
T o t a l liabilities.
C A P I T A L ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
T o t a l liabilities a n d c a p i t a l a c c o u n t s .
Net demand deposits subject to reserve (see page 18) .
Demand deposits adjusted (see footnote on page 1). . .
Pledged assets (and securities loaned)
Number of banks




37,609,983 1,463,645 18,251,260 2,418,946 2,722,062 1,689,620 776,040 4,230,674 1,587,933
27,739,401 1,192,819 12,669,537 1,977,637 2,234,41 1,219,127 549,663 3,298,524 1,145,145
2,479,387
66,470 1,496,834 138,048
156,922
83,173 29,444 244,477
78,737
1,952,601
108,126
661,574
83,684 155,484 118,404 104,515
348,943
82,726
3,660,571
47,824 1,978,869 181,898 129,430 241,525 85,085 2 ^ , 2 9 1
266,446
658,784
1,084
626,672
4,390
2,421
2,173
571
3,313
1,459
1,119 239
47,322
817 ,774
33,289
43,394
25,218
6,762
65,126
13,420
12,519 ,253
369,400 4,159 ,051 602,117 1,714,184 570,671 228,062 2,620,228 400,423
11,059 373
362,658 3,148 588 528,022 1,644,825 492,111 202,222 2,570,761 391,060
38 945
1,943
11 ,364
470
792
10,684
2,488
2,450
4,290
6 241
220
15
49
713
2,237
2,586
353
29
667 ,939
4,579
280 336
73,505
67,834
46,429
19,381
46,387
5,039
18 063
12 481
71
20
1,385
1,385
277
728 692
706 267
17,825
50,129 236 1,833,045 22,410 311 3,021,063 4,436,246 ,260,291 1 004 102 6,850,902 ,988,356
8 710
8 710
175 117
1,450
131 232
12,700
17,100
691
500
5,125
5,250
210 927
142
201 861
1,164
27
61
3,472
512
380
10 438
163
8 483
354
352
193
19
69
154 126
8,848
52, 727
11,416
14,641
10,550
4,974
22,750
5,399
308 886
13,395
145 155
20,680
29,958
14,030
4,870
32,850
11,289
85 234
2,474
56 855
1,013
3,210
7,191
478
5,239
4,473
51,082,674 1,859,517 23,015,334 3,068,390 4,501,534 2,293,007 1,018,396 6,917,397 2,015,216
1,144,904
2,009,864
859,039
106,164

50,457
555,854
79,071 1,055,411
33,967
422,661
5,032
30,366

78,968
163,639
48,937
5,959

93,246
187,830
61,437
6,461

44,964
89,385
32,801
8,611

25,008
30,346
14,252
1,902

118,441
174,069
108,858
36,486

48,106
59,311
39,462
2,299

351,456
280,148
10,854
38,406
17,858

956,020
619,370
28,448
78,570
221,658
684

788,055 2,374,272
648,355 1,904,665
16,044
129,936
75,357
96,812
40,809
178,878
557
15,460

4,190
169,922
165,377
57
7
4,476

7,290 6,933
48,521
157,061 124,207 1,403,927
152,275 115,912 1,285,562
597 1,024
2,786
16
10
4,073 6,965
108,935
100
300
2,034
4,600
521,378 1,113,081 912,262 3,778,199
3
1,131
1,165
95

580
8
3
1,531
4,087
797

489
778
2,247
32

3,300
799
19,381
29,160
3,377

523,772 1,120,087 915,808 3,834,216
9,997
12,850
10,793
1,886

22,358 23,440
34,498 22,834
21,007 16,376
3,433
1,948

74,065
100,620
48,488
1,781

4,119,971
168,527 2,064,292 297,503 348,974 175,761 71,508 437,854 149,178 35,526
81,296 64,598
224,954
55,202,645 2,028,044 25,079,626 3,365,893 4,850,508 2,468,768 1,089,904 7,355,251 2,164,394 559,298 1,201,383 980,406 4,059,170
33,443,583 1,321,339 16,600,125 2,171,119 2,430,021 1,432,774 654,037 3,733,813 1,359,993 293,191 782,831 621,587 2,042,753
28,304,825 ' 271,062 12,678,352 1,938,645 2,321,129 1,231,149 622,949 3,560,687 1,139,977 312,148 628,139 715,270 1,885,318
5,934,503
134,963 2,632,185 525,677 554,257 358,315 204,523 473,687 217,439 #,684 155,623 134,686
472,464
1,883
44
210
77
218
139
70
452
168
130
131
151
93

^

FEDERAL RESERVE SYSTEM
BOUNDARIES OF FEDERAL RESERVE DISTRICTS
AND THEIR BRANCH TERRITORIES
" h i .

MINNEAPOLIS

'

I

'•!
Detroit

i8'l* Lc't,City

CHICAGO i

Co)

^

Denver
KANSAS CITY

V

I

^
LouisvW*/
ST. LOUIS

Oklahoma City

An,»•/«,

,CLEVELAND

Memphis

rvghiao^
Charlotte
•<-

L i t t l e Rock

ATLANTA
DALLAS®
\ E I Paso

jocMO"1''1!'
=====

BOUNDARIES OF F E D E R A L R E S E R V E DISTRICTS

l San Antonio >

BOUNDARIES OF F E D E R A L R E S E R V E BRANCH T E R R I T O R I E S
^

BOARD OF GOVERNORS OF T H E F E D E R A L R E S E R V E S Y S T E M

®

F E D E R A L R E S E R V E BANK CITIES

•

F E D E R A L R E S E R V E BRANCH CITIES




^
BOARD OF GOVERNORS

DECEMBER 4 1954
OF THE FEDERAL

RESERVE

SYSTEM