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MEMBER BANK CALL REPORT NUMBER 120 CONDITION OF MEMBER BANKS JUNE 30,1951 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON CONTENTS Assets and Liabilities: PAGE Of All Member Banks June 30, 1951, April 9, 1951, and June 30, 1950 1 Of All Member Banks on Selected Call Dates, 1946-1951 2 By Class of Bank 3 By Federal Reserve Districts 4-5 Classification of Loans and United States Government Direct Obligations: Of All Member Banks on Selected Call Dates, 1946-1951 6 By Class of Bank 6 By Federal Reserve Districts 7 Of Reserve City and Country Member Banks, by Federal Reserve Districts 8-9 Assets and Liabilities of Member Banks in Each Central Reserve and Reserve City and of Country Banks in Each Federal Reserve District 10-13 Assets and Liabilities of Member Banks, by States 14-17 Deposits and Reserves by Class of Bank and Federal Reserve Districts 18 Assets and Liabilities of State Member Banks, by Federal Reserve Districts 19 These statistics are tabulated from condition reports submitted by member banks following each official call, a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes the combined statistics of national and State member banks in the Member Bank Call Report. Member banks are classified according to their reserve requirements as central reserve city banks, reserve city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city is classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition report, the report is tabulated according to a single location (that of the bank's head office, unless it has a branch in a city where banks are subject to higher reserve requirements). The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve membership, mergers, etc., and by changes in the reserve classification of cities or individual banks. MEMBER BANK CALL REPORT ASSETS A N D LIABILITIES OF MEMBER BANKS ON J U N E 30, 1951 COMPARED WITH APRIL 9, 1951, A N D J U N E 30, 1950 [Amounts in thousands of dollars] C h a n g e since— Condition on— June 30, 1951 ASSETS Loans and investments Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government.. . Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock). Apr. 9, 1951 June 30, 1950 Apr. 9, 1951 June 30, 1950 106,563,375 46,865,609 49,100,769 7,174 6,978,398 3,304,431 306,994 105,705,343 46,318,042 48,853,862 6,644 6,925,878 3,297,618 303,299 102,745,433 37,658,430 55,753,293 5,265 6,039,858 2,992,716 295,871 +858,032 +547.567 +246,907 +530 +52,520 +6,813 +3,695 +3,817,942 +9,207,179 -6,652,524 + 1,909 +938,540 +311,715 + 11,123 33,244,410 18,945,745 1,402,586 32,688,508 19,305,272 1,713,063 29,379,934 15,864,291 1,358,380 +555,902 -359,527 -310,477 +3,864,476 +3,081,454 +44,206 5,542,882 24,589 119,294 7,209,314 5,503,914 29,290 110,301 6,026,668 5,450,490 27,494 50,274 6,629,005 +38,968 -4,701 +8,993 + 1,182,646 +92,392 -2,905 +69,020 +580,309 62,555 992,595 18,169 54,616 977,613 17,872 47,801 925,152 16,823 +7,939 + 14,982 +297 + 14,754 +67,443 + 1,346 87,154 235,648 251,564 156,460 86,815 277,793 229,729 149,545 79,708 170,827 266,705 109,880 +339 -42,145 +21,835 +6,915 +7,446 +64,821 -15,141 +46,580 141,611,930 140,187,834 133,742,263 +1,424,096 +7,869,667 Demand deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc 99,664,029 74,061,363 5,811,429 6,712,772 9,658,624 1,327,194 98,588,309 73,118,322 6,255,604 6,190,229 9,739,092 1,443,610 92,877,530 70,462,827 3,339,982 6,428,099 9,368,073 1,277,558 +1,075,720 +943,041 -444,175 +522,543 -80,468 -116,416 +6,786,499 +3,598,536 +2,471,447 +284,673 +290,551 +49,636 2,092,647 1,841,452 2,000,991 +251,195 +91,656 Time deposits Individuals, partnerships, and corporations United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries 30,073,341 28,262,907 197,960 8,281 1,242,832 22,501 338,860 29,640,388 27,891,436 182,487 7,449 1,200,923 24,689 333,404 29,829,069 28,328,248 175,507 6,309 1 ,115,220 26,222 177,563 +432,953 +371,471 + 15,473 +832 + 4 1 ,909 -2,188 +5,456 +244,272 -65,341 +22,453 + 1,972 + 127,612 -3,721 + 161,297 129,737,370 128,228,697 122,706,599 +1,508,673 +7,030,771 456,308 412,288 470,296 +44,020 -13,988 55,219 265,826 53,706 251,377 481,231 323,555 309,064 310,435 31,626 261,680 496,884 296,908 29,810 189,512 53,074 241,183 381,682 146,672 -253,845 -44,609 +22,080 -10,303 -15,653 +26,647 +25,409 +76,314 +632 +10,194 +99,549 + 176,883 131,624,592 130,347,582 124,218,828 + 1,277,010 +7,405,764 3,084,114 4,665,052 1,859,884 378,288 3,031,005 4,587,126 1,839,676 382,445 2,958,830 4,375,971 1,759,598 429,036 +53,109 +77,926 +20,208 -4,157 + 125,284 +289,081 + 100,286 -50,748 Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks). Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets LIABILITIES Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities CAPITAL ACCOUNTS Undivided profits Other capital accounts 9,987,338 9,840,252 9,523,435 +147,086 +463,903 Total liabilities a n d capital a c c o u n t s 141,611,930 140,187,834 133,742,263 +1,424,096 +7,869,667 MEMORANDA Net demand deposits subject to reserve (see page 18) Demand deposits adjusted 1 Pledged assets (and securities loaned) Number of banks 86,913,472 75,657,468 17,096,873 6,859 87,059,935 75,123,335 16,865,825 6,869 80,799.706 72,262,912 13,739,076 6,885 -146,463 +534,133 +231,048 -10 +6,113,766 +3,394,556 +3,357,797 —26 Total capital accounts 1 Demand deposits other than interbank and United States Government, less cash items reported as in process of collection. 1 2 ALL MEMBER BANKS- ASSETS A N D LIABILITIES ON SELECTED CALL DATES J U N E 29, 1946 TO J U N E 30, 1951 [Amounts in thousands of dollars] 1946 J u n e 29 1947 J u n e 30 ASSETS Loans and investments 102,031,630 94,801,522 Loans (including overdrafts) 23,302,464 28,655,103 United S t a t e s G o v e r n m e n t direct obligations 72,251,496 59,188,501 Obligations g u a r a n t e e d b y United States Government 20,013 9,863 Obligations of S t a t e s a n d political subdivisions 3,306,835 3,981,637 Other bonds, notes, a n d d e b e n t u r e s . . . . 2,860,553 2,688,436 Corporate stocks (including Federal Reserve Bank stock) 290,269 277,982 Reserves, c a s h , a n d b a n k b a l a n c e s 28,079,483 28,694,099 Reserve with Federal Reserve B a n k s . . . 1 6 , 0 0 0 , 6 1 0 16,040,361 Cash in v a u l t 1,141,017 1,408,907 D e m a n d balances with b a n k s in United States (except private b a n k s a n d American branches of foreign banks) 5,734,475 5,489,091 Other balances with b a n k s in United States 37,100 31,588 Balances with b a n k s in foreign countries 33,542 34,228 Cash items in process of collection. . . . 5,132,739 5,689,924 D u e f r o m own foreign branches 9,959 284 Bank premises owned a n d f u r n i t u r e and fixtures 786,748 798,485 Other real estate owned 16,898 12,723 I n v e s t m e n t s and other assets indirectly representing b a n k premises or other real estate 63,512 61,294 Customers' liability on acceptances 90,688 86,439 225,637 Income accrued b u t not yet collected 229,042 Other assets 92,349 116,180 Total assets 131,400,309 1 2 4 , 7 9 6 , 6 6 3 LIABILITIES Demand deposits 87,361,458 96,331,901 Individuals, partnerships, and corpora65,588,767 67,933,249 U. S. G o v e r n m e n t : W a r Loan and Series 910,698 E bond a c c o u n t s . 1 1 , 8 2 0 , 3 1 4 188,572 184,465 Other States and political subdivisions 5,375,667 4,826,211 Banks in United S t a t e s 9,612,469 10,390,585 Banks in foreign countries 1,369,268 1,338,924 Certified and officers' checks, cash letters of credit, and travelers' checks, etc. 2,178,528 1,975,642 T i m e deposits 28,073,648 26,186,645 Individuals, partnerships, and corpora25,567,562 27,259,348 United S t a t e s G o v e r n m e n t 102,564 97,413 Postal savings 3,327 3,358 S t a t e s and political subdivisions 648,893 446,607 Banks in United S t a t e s 38,366 46,105 B a n k s in foreign countries 21,150 25,600 Total deposits 122,518,546 115,435,106 D u e to own foreign branches 270,208 208,409 Bills payable, rediscounts, a n d other liabilities for borrowed money 50,010 72,240 Acceptances o u t s t a n d i n g 99,109 108,372 Dividends declared b u t n o t y e t payable 51,031 46,450 101,529 Income collected b u t n o t yet earned 63,385 Expenses accrued a n d u n p a i d 349,235 371,862 Other liabilities 125,580 91,269 Total liabilities 1 2 3 , 4 8 0 , 5 3 3 116,481,808 CAPITAL ACCOUNTS Capital 2,718,994 2,628,165 Surplus 3,701,871 3,505,260 Undivided profits 1,271,291 1,401,865 Other capital accounts 515,060 492,125 Total capital accounts 7,919,776 8,314,855 Total liabilities a n d capital accounts . 131,400,309 1 2 4 , 7 9 6 , 6 6 3 MEMORANDA P a r or face value of capital 2,628,477 2,719,126 Capital notes a n d d e b e n t u r e s . 19,418 26,656 First preferred stock 62,967 84,726 Second preferred stock 5,267 6,537 C o m m o n stock 2,510,558 2,631,474 Retirable value of capital: First preferred stock 143,170 118,377 Second preferred 11,095 stock 9,663 N e t d e m a n d deposits subject to reserve (see page 18) 76,183,919 73,645,654 D e m a n d deposits a d j u s t e d (see footnote on page 1) 67,460,767 69,594,634 Pledged assets (and securities loaned) 21,446,716 9,951,241 N u m b e r of b a n k s 6,887 6,928 1948 J u n e 30 1949 J u n e 30 1950 J u n e 30 1951 Apr. 9 95,449,273 33,871,224 95,314,997 34,456,212 102,745,433 37,658,430 105,705,343 46,318,042 106,563,375 46,865,609 54,130,980 53,127,918 55,753,293 48,853,862 49,100,769 8,416 4,079 5,265 6,644 7,174 4,435,849 2,723,653 4,710,463 2,732,448 6,039,858 2,992,716 6,925,878 3,297,618 6,978,398 3,304,431 279,151 30,303,148 17,356,081 1,605,925 283,877 30,422,825 17,807,784 1,567,867 295,871 29,379,934 15,864,291 1,358,380 303,299 32,688,508 19,305,272 1,713,063 306,994 33,244,410 18,945,745 1,402,586 5,386,644 5,038,538 5,450,490 5,503,914 5,542,882 32,392 23,047 5,899,059 6,931 26,108 17,958 5,964,570 42,205 27,494 50,274 6,629,005 47,801 29,290 110,301 6,026,668 54,616 24,589 119,294 7,209,314 62,555 846,506 12,679 892,921 15,974 925,152 16,823 977,613 17,872 992,595 18,169 59,850 191,642 225,541 201,905 127,297,475 64,930 134,606 232,700 137,468 127,258,626 79,708 170,827 266,705 109,880 133,742,263 86,815 277,793 229,729 149,545 140,187,834 87,154 235,648 251,564 156,460 141,611,930 1951 J u n e 30 88,582,788 87,575,505 92,877,530 98,588,309 99,664,029 68,204,256 67,156,574 70,462,827 73,118,322 74,061,363 } 1,845,653 5,873,317 9,433,286 1,353,415 1.980.201 5,983,185 8.864.202 1,369,426 3,339,982 6,428,099 9,368,073 1,277,558 6,255,604 6,190,229 9,739,092 1,443,610 5,811,429 6,712,772 9,658,624 1,327,194 1,872,861 28,869,445 2,221,917 29,404,765 2,000,991 29,829,069 1,841,452 29,640,388 2,092,647 30,073,341 27,805,454 101,651 3,893 911,936 30,990 15,521 117,452,233 269,015 28,037,754 153,571 3,880 1,068,970 23,861 116,729 116,980,270 329,214 28,328,248 175,507 6,309 1,115,220 26,222 177,563 122,706,599 470,296 27,891,436 182,487 7,449 1,200,923 24,689 333,404 128,228,697 412,288 28,262,907 197,960 8,281 1,242,832 22,501 338,860 129,737,370 456,308 52,833 214,368 51,839 144,876 313,648 174,656 118,673,468 21,344 149,450 52,512 171,983 343,032 188,803 118,236,608 29,810 189,512 53,074 241,183 381,682 146,672 124,218,828 309,064 310,435 31,626 261,680 496,884 296,908 130,347,582 55,219 265,826 53,706 251,377 481,231 323,555 131,624,592 2,754,141 3,885,248 1,524,489 460,129 8,624,007 2,873,769 3,999,503 1,698,357 450,389 9,022,018 2,958,830 4,375,971 1,759,598 429,036 9,523,435 3,031,005 4,587,126 1,839,676 382,445 9,840,252 3,084,114 4,665,052 1;859,884 378,288 9,987,338 127,297,475 127,258,626 133,742,263 140,187,834 141,611,930 2,754,200 15,426 55,294 4,074 2,679,406 2,873,769 9,762 53,004 3,076 2,807,927 2,958,830 9,068 45,432 2,719 2,901,611 3,031,005 9,081 40,323 2,578 2,979,023 3,084,114 10,618 37,899 2,442 3,033,155 106,138 100,262 88,071 79,327 76,634 7,868 6,075 5,606 5,465 5,299 77,298,285 76,573,576 80,799,706 87,059,935 86,913,472 70,051,375 69,397,106 11,332,915 12,034,677 6,925 | 6,903 72,262,912 13,739,076 6,885 75,123,335 16,865,825 6,869 75,657,468 17,096,873 6,859 3 ALL MEMBER BANKS—ASSETS A N D LIABILITIES ON J U N E 30, 1951 BY CLASS OF BANK [Amounts in thousands of dollars] Central reserve city m e m b e r banks 1 ASSETS Loans and investments Loans (including overdrafts) United States G o v e r n m e n t direct obligations. , Obligations g u a r a n t e e d by United S t a t e s Government Obligations of S t a t e s and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves, cash, a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault D e m a n d balances with b a n k s in United States (except private b a n k s and American branches of foreign banks) Other balances with b a n k s in United S t a t e s . . . Balances with b a n k s in foreign countries Cash items in process of collection D u e from own foreign branches Bank premises owned and f u r n i t u r e and fixtures. . . Other real estate owned I n v e s t m e n t s and other assets indirectly representing b a n k premises or other real estate Customers' liability on acceptances Income accrued b u t n o t yet collected Other assets Total assets. LIABILITIES Demand deposits Individuals, partnerships, and corporations United States G o v e r n m e n t States and political subdivisions Banks in United S t a t e s Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc Time deposits Individuals, partnerships, and corporations. United States G o v e r n m e n t Postal savings States and political subdivisions Banks in United S t a t e s Banks in foreign countries Total deposits D u e to own foreign branches Bills payable, rediscounts, a n d other liabilities for borrowed money Acceptances o u t s t a n d i n g Dividends declared b u t not yet payable Income collected b u t not yet earned Expenses accrued and unpaid Other liabilities Total liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts Total liabilities a n d capital accounts. MEMORANDA P a r or face value of capital Capital notes and d e b e n t u r e s . . First preferred stock Second preferred stock Common stock N e w York Chicago 20,604,064 1 0 ,2 3 4 ,1 0 3 8,458,656 5,520,235 2,214,968 2,741,757 1,666 1,176,272 637,944 347,419 203,966 1 All member banks All national member banks 39,990,867 40,448,209 106,563,375 18,558,463 1 5 , 8 5 8 , 0 7 5 4 6 , 8 6 5 , 6 0 9 17,657,346 2 0 , 2 4 3 , 0 1 0 4 9 , 1 0 0 , 7 6 9 71,013,758 30,479,335 32,962,279 4,306 3,136,841 1,109,538 2,660 4,959,031 2,431,857 1,202 2,317,866 1,352,983 7,174 6,978,398 3,304,431 95,423 12,125 103,007 96,439 306,994 178,596 1,898,236 1,282,315 27,394 13,174,558 7,437,660 445,545 10,778,896 5,172,494 833,625 33,244,410 18,945,745 1,402,586 22,198,041 12,341,677 968,200 45,907 2,268 79,474 2,115,773 128,590 1,421 4,496 454,020 1,795,094 13,115 32,058 3,451,086 3,573,291 7,785 3,266 1,188,435 5,542,882 24,589 119,294 7,209,314 4,187,865 16,703 67,926 4,615,670 57,348 154,336 306 15,807 5,207 361,628 9,236 460,824 8,627 62,555 992,595 18,169 59,477 658,417 15,296 1,374 151,845 58,956 23,151 446 4,556 17,509 20,533 71,822 72,159 119,471 64,576 13,512 7,088 55,628 48,200 87,154 235,648 251,564 156,460 61,958 122,197 162,630 101,996 28,444,100 7,477,322 53,869,524 5 1 , 8 2 0 , 9 8 4 141,611,930 94,393,770 23,140,049 16,380,587 1,807,574 280,124 2,744,333 1,104,249 5,795,307 3,904,695 483,848 316,103 1,005,602 33,607 37,964,924 27,213,956 2,272,301 2,712,795 4,995,751 178,499 32,763,749 26,562,125 1,247,706 3,403,750 912,938 10,839 66,116,342 48,699,506 3,701,351 5,062,372 6,703,797 697,135 99,664,029 74,061,363 5,811,429 6,712,772 9,658,624 1,327,194 823,182 51,452 591,622 626,391 2,092,647 1,252,181 1,924,442 1,604,683 38,920 1,125,988 1,112,388 3,250 21,979 150 258,710 10,000 350 11,909,324 11,019,986 66,315 1,788 731,217 10,368 79,650 15,113,587 14,525,850 89,475 6,493 479,636 11,633 500 30,073,341 28,262,907 197,960 8,281 1,242,832 22,501 338,860 20,472,475 19,115,676 168,609 7,194 956,813 16,823 207,360 25,064,491 6,921,295 4 9 , 8 7 4 , 2 4 8 4 7 , 8 7 7 , 3 3 6 129,737,370 86,588,817 400,920 55,388 456,308 447,558 55,219 265,826 53,706 251,377 481,231 323,555 32,890 137,755 34,382 168,016 307,646 172,663 50,439,014 48,162,987 131,624,592 87,889,727 1,125 172,157 20,525 30,039 126,847 230,175 10,000 4,867 2,033 6,736 23,468 7,913 26,046,279 6,976,312 674,524 1,253,960 447,300 22,037 165,750 236,625 47,646 50,989 1,089,181 1,594,747 623,396 123,186 1,154,659 1,579,720 741,542 182,076 3,084,114 4,665,052 1,859,884 378,288 2,062,180 2,988,286 1,191,351 262,226 1,021,934 1,676,766 668,533 2,397,821 501,010 3,430,510 3,657,997 9,987,338 6,504,043 3,483,295 28,444,100 7,477,322 53,869,524 5 1 , 8 2 0 , 9 8 4 141,611,930 94,393,770 47,218,160 674,524 1,500 165,750 1,500 1,089,181 500 13,317 164,250 1,075,364 1,500 20,978,369 15,368,120 2,680,541 22 See contents page for basis of classification of m e m b e r banks. Country member banks 1 392,720 053,276 96,022 Retirable value of capital: First preferred s t o c k . . . . Second preferred s t o c k . . N e t demand deposits subject to reserve (see page 18) D e m a n d deposits a d j u s t e d (see f o o t n o t e on page 1). Pledged assets (and securities loaned) N u m b e r of b a n k s Reserve city member banks 1 8,170 81,502 16,352 115,383 219,456 68,515 35,924 7,300 14,796 99,219 111,460 16,952 116,062 1,154,659 8,618 23,082 2,442 1,120,517 3,084,114 10,618 37,899 2,442 3,033,155 2,062,180 1,021,934 11,700 647 2,049,833 26,199 1,795 983,322 13,906 61,228 5,299 76,634 5,299 16,192 922 60,442 4,377 5,212,697 32,719,180 3,818,230 27,067,287 989,085 7,516,243 13 324 28,003,226 29,403,831 5,911,004 6,500 86,913,472 75,657,468 17,096,873 6,859 57,312,807 50,398,389 12,409,273 4,946 29,600,665 25,259,079 4,687,600 1,913 10,618 4 ALL MEMBER BANKS—ASSETS A N D LIABILITIES ON J U N E 30, 1951 BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district T o t a l , all districts ASSETS 106,563,375 Loans and investments 46,865,609 Loans (including overdrafts) United States Government direct obligations. . . 49,100,769 Obligations guaranteed by United States Gov7,174 ernment Obligations of States and political subdivisions. . 6,978,398 3,304,431 Other bonds, notes, and debentures Corporate stocks (including Federal Reserve 306,994 Bank stock) Boston New York 5,202,597 28,869,202 2,367,293 13,692,829 2,334,820 12,352,706 460 329,622 155,861 3,943 1,819,608 877,991 Philadelphia Cleveland Richmond Atlanta 5,894,866 2,402,304 2,725,447 9,060,595 3,509,952 4,568,086 4,623,801 2,002,063 2,292,851 4,726,787 1,971,355 2,264,074 93 440,736 304,127 529 533,541 424,902 48 201,009 116,749 26 404,143 76,646 14,541 122,125 22,159 23,585 11,081 10,543 33,244,410 Reserves, c a s h , a n d b a n k b a l a n c e s 18,945,745 Reserve with Federal Reserve Banks 1,402,586 Cash in vault Demand balances with banks in United States (except private banks and American branches 5,542,882 of foreign banks) 24,589 Other balances with banks in United States. . . 119,294 Balances with banks in foreign countries 7,209,314 Cash items in process of collection 1,478,114 830,636 92,790 9,235,162 6,058,136 237,157 1,621,306 892,678 92,243 2,540,998 1,449,346 148,568 1,583,131 811,656 103,639 1,740,451 814,943 91,703 213,118 1,457 10,909 329,204 381,326 3,667 83,244 2,471,632 303,984 1,261 2,622 328,518 457,065 1,076 1,304 483,639 359,807 895 ,249 306,885 477,342 1,078 226 355,159 62,555 992,595 18,169 5,207 61,584 424 57,348 260,403 1,562 62,696 1,509 88,658 95 59,973 1,199 63,767 2,449 87,154 235,648 251,564 156,460 1,890 37,844 11,047 7,289 5,799 153,510 80,174 36,902 6,503 3,940 10,281 11,956 17,967 1,453 19,547 8,637 3,196 932 6,496 8,991 1,669 4,909 10,738 7,984 141,611,930 6,805,996 38,700,062 7,613,057 11,737,950 6,287,719 6,558,754 99,664,029 74,061,363 5,811,429 6,712,772 9,658,624 1,327,194 4,918,523 28,932,298 3,862,765 20,936,866 255,312 2,079,248 320.076 972,597 321.077 2,852,088 32,648 1,111,854 4,929,338 3,975,662 268,251 215,673 383,776 14,428 7,515,303 5,936,231 554,404 418,997 482,542 8,677 4,460,600 3,422,470 195,791 351,462 411,293 7,119 4,984,316 3,478,670 156,618 661,817 623,196 13,380 Bank premises owned and furniture and fixtures. . . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets LIABILITIES D e m a n d deposits Individuals, partnerships, and c o r p o r a t i o n s . . . . United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and c o r p o r a t i o n s . . . . United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches . Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities 2,092,647 126,645 979,645 71,548 114,452 72,465 50,635 30,073,341 28,262,907 197,960 8,281 1,242,832 22,501 338,860 1,225,516 1,208,932 5,481 328 9,707 68 1,000 5,571,646 5,167,183 49,551 20 93,066 3,116 258,710 1,946,739 1,856,512 5,301 385 83,378 663 500 3,254,592 3,081,815 3,624 791 167,050 1,312 1,343,082 1,231,105 32,904 1,609 59,942 1,022 16,500 1,120,503 1,084,755 17,299 744 13,854 3,851 129,737,370 6^144,039 34,503,944 6,876,077 10,769,895 5,803,682 6,104,819 456,308 400,920 12,595 174,006 23,057 59,423 155,273 237,117 2,660 4,317 3,826 13,338 20,644 4,403 5,915 1,453 2,040 19,340 41,835 8,578 3,625 944 2,363 10,824 19,212 8,594 1,305 5,610 2,827 15,360 18,961 2,415 6,252,043 35,566,335 6,925,265 10,849,056 5,849,244 6,151,297 191,625 358,246 119,593 18,328 277,129 464,904 129,443 17,418 125,566 213,810 75,911 23,188 127,772 189,531 65,971 24,183 55,219 265,826 53,706 251,377 481,231 323,555 131,624,592 T o t a l liabilities CAPITAL ACCOUNTS 3,084,114 4,665,052 1,859,884 378,288 Capital Surplus Undivided profits Other capital accounts 9,987,338 Total capital accounts T o t a l l i a b i l i t i e s a n d c a p i t a l a c c o u n t s . . . 141,611,930 MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock . . . . Retirable value of capital: First preferred stock. . . . Second preferred stock. . 166,797 244,410 101,199 41,547 922,788 1,578,058 580,434 52,447 553,953 3,133,727 687,792 888,894 438,475 407,457 6,805,996 38,700,062 7,613,057 11,737,950 6,287,719 6,558,754 191,625 277,129 173 2,500 125,566 175 510 15 124,866 127,772 3,084,114 10,618 37,899 2,442 3,033,155 166,797 315 625 165,857 922,788 8,713 16,127 1,307 896,641 1,425 195 190,005 76,634 5,299 319 1,250 50,910 3,539 4,575 195 2,500 519 15 238 4,376,362 26,079,340 3,980,282 20,417,476 518,712 3,696,068 325 743 4,296,836 3,934,365 959,366 637 6,574,599 5,986,041 1,650,229 688 3,793,908 3,539,512 895,045 475 4,151,815 3,835,963 1,146,762 356 Net demand deposits subject to reserve (see page 18) 86,913,472 Demand deposits adjusted (see footnote on page 1). . 75,657,468 17,096,873 Pledged assets (and securities loaned) 6,859 Number of banks 8,996 43,492 5,083 14,636 24,125 11,672 274,456 238 127,534 5 ALL MEMBER BANKS—ASSETS A N D LIABILITIES ON J U N E 30, 1951 BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district ASSETS Loans and investments Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government. Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Chicago St. Louis Minneapolis Kansas City Dallas 17,187,733 6,044,119 9,391,170 210 1,156,664 564,839 3,980,838 1,802,244 1,806,979 265 243.614 116,112 2,757,067 1,195,938 1,284,702 54 168,469 102,665 4,615,999 1,944,517 2,203,136 529 353,118 105,285 4,848,553 2,420,237 2,045,280 103 303,106 68,589 San Francisco 14,795,337 7,512,758 5,831,518 914 1,024,768 390,665 30,731 11,624 9,414 11,238 34,714 Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection 5,226,783 3,008,781 219,119 1,326,596 679.615 64,295 852,832 409,998 40,895 1,811,534 863,095 65,861 2,168,439 941,008 83,311 3,659,064 2,185,853 163,005 924,629 2,506 6,059 1,065,689 323,184 134 184 259,184 224,907 271 822 175,939 574,813 2,006 112 305,647 847,047 4,086 2,316 290,671 455,660 6,152 11,247 837,147 Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets 99,096 377 33,581 445 18,186 566 30,308 462 66,697 6,123 147,646 2,958 4,958 4,923 38,114 35,695 251 1,606 6,512 4,573 3,963 696 7,453 2,334 4,917 459 7,016 5,270 9,242 3,094 6,266 3,678 26,799 22,282 47,920 23,151 22,597,679 5,354,402 3,643,097 6,475,965 7,112,092 18,725,157 15,306,438 11,230,143 1,096,979 1.185.635 1.540.636 39,868 3,982,334 2,904,845 167,710 283,923 592,560 1,489 2,492,948 1,755,247 98,861 289,716 315,734 2,533 5,307,703 3,711,244 190,343 556,103 794,830 1,884 5,951,494 4,416,912 165,568 464,627 826,116 7,853 10,882,734 8,430,308 582,344 992,146 514,776 85,461 213,177 31,807 30,857 53,299 70,418 277,699 6,488,378 5,865,106 33,418 2,312 519,644 5,748 62,150 17,371,112 Total assets LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc Time deposits Individuals, partnerships, and corporations United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities T o t a l liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts Total liabilities a n d capital a c c o u n t s MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock . . . . . Retirable value of capital: First preferred stock Second preferred stock Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) Pledged assets (and securities loaned) Number of banks . .. 5,239 ; 5,842,298 5,703,235 19,271 1,144 116,889 1,759 986,664 932,664 5,287 177 48,153 383 890,242 881,592 1,823 124 6,514 189 728,808 687,708 10,719 236 28,929 1,216 674,873 562,300 13,282 411 95,706 3,174 21,148,736 4,968,998 3,383,190 6,036,511 6,626,367 10,435 5,248 4,887 41,539 59,818 13,964 1,313 1,640 2,193 9,160 13,225 4,577 325 696 264 11,375 12,179 1,896 4,438 459 1,537 5,397 13,559 669 2,716 3,094 1,908 5,308 19,304 160 896 24,867 3,721 45,677 83,096 29,510 21,284,627 5,001,106 3,409,925 6,062,570 6,658,857 17,614,267 407,697 579,707 224,554 101,094 116,749 146,080 77,986 12,481 67,354 108,337 41,128 16,353 130,186 161,293 100,373 21,543 170,029 180,583 81,431 21,192 380,422 440,093 261,861 28,514 55,388 1,313,052 353,296 233,172 413,395 453,235 1,110,890 22,597,679 5,354,402 3,643,097 6,475,965 7,112,092 18,725,157 407,697 996 7,049 125 399,527 116,749 497 370 150 115,732 67,354 25 1,135 25 66,169 130,186 380,422 38 170,029 39 200 130,148 169,790 372,430 7,057 125 370 150 1,135 25 38 400 8,573 13,316,874 11,563,266 2,233,504 1,010 3,399,966 2,961,391 537,777 496 2,092,102 1,899,881 539,059 476 4,427,243 4,014,999 984,104 755 4,813,776 4,661,286 1,000,751 631 9,590,651 8,863,006 2,935,496 267 7,992 6 ALL MEMBER BANKS—CLASSIFICATION OF LOANS A N D UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] All m e m b e r b a n k s on selected call dates Loans—net Reserves Loans—gross 1 Commercial a n d industrial loans, including o p e n - m a rk e t paper Loans to f a r m e r s directly guaranteed by the C o m m o d i t y Credit C o r p o r a t i o n . . O t h e r loans to farmers Loans t o brokers a n d dealers in securities Other loans for purchasing or carrying securities Real estate loans: On f a r m land On residential property On other properties. . Co n s u m e r loans to individuals: Retail automobile instalment paper. Other retail instalment paper Repair a n d modernization instalm e n t loans I n s t a l m e n t cash loans Single-payment loans of less t h a n $3,000 Other loans to individuals: Single-paym e n t loans of $3,000 and over Loans to b a n k s All other loans (including o v e r d r a f t s ) . . United States G o v e r n m e n t direct obligations T r e a s u r y bills T r e a s u r y certificates of indebtedness. . . T r e a s u r y notes N o n m a r k e t a b l e bonds 2 Other bonds m a t u r i n g in 5 years or less.. Other bonds m a t u r i n g in 5 to 10 y e a r s . Other bonds m a t u r i n g in 10 to 20 y e a r s . . Bonds m a t u r i n g after 20 years 1946 J u n e 29 1947 J u n e 30 1948 J u n e 30 1949 J u n e 30 1950 J u n e 30 1951 Apr. 9 23,302,464 28,655,103 33,871,224 296,438 34,167,662 34,456,212 399,130 34,855,342 37,658,430 518,605 38,177,035 46,318,042 617,073 46,935,115 9,685,416 13,819,662 16,733,811 15,213,034 15,707,683 22,157,817 81,222 796,179 11,872 960,573 15,316 1,225,463 341,096 1,362,506 327,283 1,443,014 127,158 1,719,172 2,395,464 1,506,695 1,171,482 1,958,192 1,839,788 1,275,703 2,480,167 339,937 1,153,632 429,968 956,267 479,551 803,489 487,686 806,740 505,847 891,833 541,880 3,085,189 841,940 4,619,673 1,190,294 5,882,780 1,414,249 6,364,919 1,530,394 7,452,455 1,588,479 8,387,040 1,791,068 264,056 600.297 368.298 993,911 598,303 1,330,366 717,949 1,907,899 1,040,304 2,161,764 1,219,492 392,433 345,316 636,610 559,719 787,116 680,125 866,019 844,997 976,640 917,199 1,049,263 1,468,950 2,047,419 2,309,726 54,977 1,077,773 99,637 865,157 72,251,496 1,072,332 15,292,036 10,467,220 729,464 8,598,041 28,745,752 5,027,229 2,319,422 59,188,501 773,086 7,544,066 4,368,940 709,330 12,424,149 24,610,897 6,309,017 2,449,016 338,761 639,792 735,080 767,690 159,261 880,707 1,624,711 98,059 837,005 1,896,058 100,576 1,004,192 2,226,678 346,723 1,354,635 54,130,980 2,188,224 7,597,146 4,103,753 1,086,599 11,319,207 19,906,607 5,984,322 1,945,122 53,127,918 2,650,647 8,468,955 1,638,829 1,333,909 21,654,832 8,704,746 6,688,581 1,987,419 55,753,293 3,538,646 4,820,503 9,989,718 1,323,251 23,985,796 7,370,112 2,556,713 2,168,554 48,853,862 2,693,732 14,005,175 1,633,907 18,901,153 6,999,596 2,597,045 2,023,254 By class of b a n k J u n e 30, 1951 Central reserve city member banks 3 Loans—net Reserves Loans—gross Commercial a n d industrial loans, including open-market paper Loans to f a r m e r s directly guaranteed b y the C o m m o d i t y Credit Corporation Other loans to f a r m e r s Loans to brokers a n d dealers in securities Other loans for purchasing or carrying securities Real estate loans: On f a r m land On residential property On other properties.. Consumer loans to individuals: Retail automobile instalment paper. Other retail in st a l m e n t paper Repair and modernization instalm e n t loans I n s t a l m e n t cash loans Single-payment loans of less t h a n $3,000 Other loans to individuals: Single-paym e n t loans of $3,000 and over Loans to b a n k s All other loans (including o v e r d r a f t s ) . . U n i t e d S t a t e s G o v e r n m e n t direct obligations T r e a s u r y bills T r e a s u r y certificates of indebtedness. . T r e a s u r y notes N o n m a r k e t a b l e bonds Other bonds m a t u r i n g in 5 years or less.. Other bonds m a t u r i n g in 5 to 10 y e a r s . . Other bonds m a t u r i n g in 10 to 20 y e a r s . . Bonds m a t u r i n g a f t e r 20 years F o r footnotes, see opposite page. N e w York Chicago Reserve city member banks 3 10,234,103 142,062 10,376,165 2,214,968 37,156 2,252,124 18,558,463 256,365 18,814,828 15,858,075 194,291 16,052,366 46,865,609 629,874 47,495,483 30,479,335 407,261 30,886,596 16,386,274 222,613 16,608,887 6,844,607 1,717,483 9,254,201 4,344,970 22,161,261 14,309,750 7,851,511 245 647 6,276 5,077 420,079 20,126 1,466,885 25,850 1,893,485 19,890 1,489,119 5 ,960 404,366 1,287,254 112,868 163,819 36,566 1,600,507 620,554 979,953 273,263 64,019 702 361,900 93,559 183,289 458,188 882,471 552,449 495,821 390,256 386,650 162,193 443,345 58,551 49,160 20,288 3,757,203 706,866 4,354,721 1,032,712 8,604,429 1,818,417 5,644,883 1,188,837 2,959,546 629,580 86,517 187,889 47,525 42,455 984,806 485,936 1,077,906 466,831 2,196,754 1,183,111 1,547,346 859,599 649,408 323,512 119,207 131,217 26,427 10,507 464,752 344,974 320,678 578,820 931,064 1,065,518 655,428 744,799 275,636 320,719 Country member banks 3 All member banks All national member banks All S t a t e member banks 14,466 4,125 212,533 566,123 797,247 580,751 216,496 414,762 111,341 403,501 60,493 14 89,135 963,307 37,270 558,546 845,375 3,810 295,366 2,283,937 152,435 1,346,548 1,370,844 75,789 892,930 913,093 76,646 453,618 8,458,656 1,034,059 353,536 1,564,962 58,929 3,169,877 1,735,903 447,809 93,581 2,741,757 209,223 150,214 652,880 15,898 905,920 441,192 329,952 36,478 17,657,346 1,176,930 1,069,447 4,664,991 247,424 6,610,535 2,165,781 978,285 743,953 20,243,010 1,064,864 950,914 5,430,405 1,354,712 7,232,762 2,222,860 834,880 1,151,613 49,100,769 3,485,076 2,524,111 12,313,238 1,676,963 17,919,094 6,565,736 2,590,926 2,025,625 32,962,279 2,175,886 1,742,919 8,671,832 1,255,173 12,045,928 3,901,671 1,711,512 1,457,358 16,138,490 1,309,190 781,192 3,641,406 421,790 5,873,166 2,664,065 879,414 568,267 7 ALL MEMBER BANKS—CLASSIFICATION OF LOANS A N D UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] Total, all districts Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed b y the C o m m o d i t y Credit Corporation Other loans to f a r m e r s Loans to brokers a n d dealers in securities. . . Other loans for purchasing or carrying securities Real estate loans: On f a r m land On residential p r o p e r t y . . . On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair a n d modernization instalment By Federal Reserve districts, J u n e 30, 1951 Boston New York Philadelphia Cleveland Richmond Atlanta 46,865,609 629,874 47,495,483 2,367,293 38,530 2,405,823 13,692,829 201,162 13,893,991 2,402,304 34,986 2,437,290 3,509,952 49,527 3,559,479 2,002,063 22,350 2,024,413 1,971,355 27,089 1,998,444 22,161,261 1,285,681 7,960,467 1,034,920 1,450,391 738,756 911,808 25,850 1,893,485 1,600,507 1 20,271 13,245 6 67,678 1,312,835 23 42,759 31,933 584 66,243 35,860 60,907 8,828 370 79,219 16,043 882,471 552,449 8,604,429 1,818,417 40,813 13,746 329,800 132,570 320,341 34,776 1,582,857 263,054 24,035 37,295 507,684 130,088 99,887 75,430 837,672 194,853 67,775 47,244 374,973 138,969 51,301 27,901 201,670 92,128 2,196,754 1,183,111 91,432 49,724 258,213 316,420 124,765 62,463 188,314 77,877 116,509 45,741 147,433 57,529 I n s t a l m e n t cash loans Single-payment loans of less t h a n $3,000. Other loans to individuals: Single-payment loans of $3,000 and over Loans to b a n k s All other loans (including overdrafts) 931,064 1,065,518 797,247 34,636 74,342 53,783 211,312 276,070 92,829 69,113 81,301 49,274 72,851 89,267 73,718 23,501 73,764 87,764 48,291 63,513 78,442 2,283,937 152,435 1,346,548 193,445 2,481 69,853 611,064 111,795 474,274 173,426 275 67,936 197,117 1,335 98,080 170,652 6,131 62,810 141,134 6,590 75,072 United States G o v e r n m e n t direct obligations. Treasury bills T r e a s u r y certificates of indebtedness T r e a s u r y notes N o n m a r k e t a b l e bonds Other bonds m a t u r i n g in 5 years or less Other bonds m a t u r i n g in 5 to 10 years Other bonds m a t u r i n g in 10 to 20 years Bonds m a t u r i n g a f t e r 20 years 49,100,769 3,485,076 2,524,111 12,313,238 1,676,963 17,919,094 6,565,736 2,590,926 2,025,625 2,334,820 185,440 93,269 386,815 79,396 795,513 413,680 268,209 112,498 12,352,706 1,159,808 461,092 2,301,499 250,250 4,610,986 2,398,640 670,310 500,121 2,725,447 176,829 73,172 544,021 159,968 900,752 416,641 231,424 222,640 4,568,086 304,411 260,027 1,104,062 152,992 1,732,546 491,734 275,843 246,471 ,292,851 163,225 94,490 583,004 136,114 872,092 269,614 97,080 77,232 2,264,074 122,030 188,947 773,342 75,017 755,491 136,301 50,309 162,637 By Federal Reserve districts, J u n e 30, 1951—Continued San Francisco Chicago St. Louis Minneapolis Kansas City Dallas Loans—net Reserves Loans—gross Commercial a n d industrial loans, including open-market paper Loans to f a r m e r s directly g u a r a n t e e d by the C o m m o d i t y Credit Corporation Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities Real estate loans: On f a r m land On residential property On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans of less t h a n $3,000 Other loans to individuals: Single-payment loans of $3,000 and over Loans to banks All other loans (including overdrafts) 6,044,119 89,432 6,133,551 1,802,244 19,487 1,821,731 1,195,938 15,336 1,211,274 1,944,517 15,163 1,959,680 2,420,237 26,946 2,447,183 7,512,758 89,866 7,602,624 2,906,117 749,611 426,959 815,542 1,245,875 2,635,134 12,111 226,265 123,013 105,202 87,697 1,204,869 236,164 997 112,794 9,941 32,466 39,126 348,057 94,624 2,114 137,590 3,121 12,582 23,955 261,452 45,870 8,352 414,166 8,005 23,046 35,290 195,936 73,342 594 275,887 9,260 71,275 26,858 139,674 82,453 609 389,706 28,423 33,748 103,131 2,619,785 334,302 327,956 166,417 148,401 85,751 93,048 88,011 44,725 41,123 35,480 51,195 71,687 46,730 49,127 23,601 24,281 96,985 36,834 28,571 33,098 47,809 156,950 67,117 33,739 69,616 70,355 528,499 211,534 170,399 159,715 74,749 255,638 232 154,670 126,840 2,056 44,685 32,443 75 49,687 100,767 1,831 40,106 141,059 1,542 54,929 140,352 18,092 154,446 United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes N o n m a r k e t a b l e bonds Other bonds m a t u r i n g in 5 years or less Other bonds m a t u r i n g in 5 to 10 years Other bonds m a t u r i n g in 10 to 20 years Bonds m a t u r i n g a f t e r 20 years 9,391,170 548,001 586,276 2,500,161 327,550 3,443,116 1,260,159 494,310 231,597 1,806,979 94,732 143,613 532,115 92,412 690,219 150,205 59,087 44,596 1,284,702 29,269 62,718 377,957 124,720 499,240 135,407 33,025 22,366 2,203,136 255,476 156,090 770,964 111,520 633,483 141,797 87,049 46,757 2,045,280 247,531 163,461 666,699 52,553 674,284 123,071 57,793 59,888 5,831,518 198,324 240,956 1,772,599 114,471 2,311,372 628,487 266,487 298,822 1 Beginning J u n e 30, 1948, figures for various loan items are shown gross (i. e., before deduction of] valuation reserves) a n d are n o t entirely comparable with prior figures. 2 Prior to December 31, 1947, this item included United States savings bonds only; depositary bonds were included with other United States bonds according to m a t u r i t y . 3 See contents page for basis of classification of member banks. 8 RESERVE CITY BANKS 1 —CLASSIFICATION OF LOANS A N D UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] Loans—net Reserves Loans—gross • Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by the Commodity Credit Corporation Other loans to farmers Loans to brokers and dealers in securities. . . Other loans for purchasing or carrying securiReal estate loans: On farm land On residential property. . . On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans of less than $3,000. Other loans to individuals: Single-payment loans of $3,000 and over Loans to banks All other loans (including overdrafts) United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years By Federal Reserve districts, June 30, 1951 Total, all reserve city b a n k s Boston 18,558,463 256,365 18,814,828 1,003,569 17,939 1,021,508 9,254,201 715,769 5,077 420,079 163,819 Philadelphia Cleveland 491,925 15,530 507,455 1,070,854 20,392 1,091,246 2,102,617 32,999 2,135,616 888,379 10,949 899,328 300,506 668,524 1,172,148 421,655 New York 18 Richmond 2 106 9,945 1,689 4,502 28,900 537 35,382 934 6,303 24,529 6,740 126 49,321 15,526 81,337 3,301 343,712 80,410 48,412 2,776 117,773 53,596 361,900 93,559 3,757,203 706,866 55,327 37,214 12,157 1,844 68,872 25,841 984,806 485,936 25,250 15,030 13,695 18,332 62,589 33,852 68,825 38,702 54,550 19,467 464,752 344,974 212,533 10,753 10,322 7,222 5,336 12,190 4,399 43,839 23,132 7,226 46,753 37,362 16,718 11,659 22,302 19,853 963,307 37,270 558,546 74,222 657 35,162 29,683 8,409 113,487 275 37,709 132,624 1,320 76,467 77,011 5,591 37,446 17,657,346 1,176,930 1,069,447 4,664,991 247,424 6,610,535 2,165,781 978,285 743,953 732,774 87,102 53,606 97,997 4,685 203,386 127,676 154,370 3,952 396,817 10,099 14,002 57,009 5,062 185,921 61,784 39,482 23,458 796,225 56,978 21,068 166,591 3,868 260,096 148,958 81,387 57,279 2,584,761 203,538 165,214 592,672 21,597 940,250 309,621 205,750 146,119 ,089,889 95,595 37,422 285,121 34,582 401,714 163,104 50,190 22,161 By Federal Reserve districts, June 30, 1951—Continued Loans—net Reserves Loans—gross •• •• Commercial and industrial loans, including open-market Dallas 502,034 6,120 508,154 1,153,686 8,469 1,162,155 1,324,414 15,868 1,340,282 6,365,909 77,337 6,443,246 583,152 274,258 644,807 867,925 2,360,416 35 12,642 9,607 21,095 2,090 119,443 49,853 305 3,699 3,067 6,861 215 69,613 9,840 2,053 117,258 7,766 18,261 6,011 102,595 45,980 1 23,128 8,327 57,326 4,418 54,333 44,065 198 243,616 27,464 30,293 66,954 2,266,102 245,500 110,676 50,881 74,519 22,924 20,470 38,742 25,182 29,595 13,769 12,246 16,767 24,229 34,717 7,491 3,861 41,608 20,737 21,731 15,504 18,074 51,347 38,770 20,095 29,845 21,000 433,933 172,187 141,860 127,840 54,567 110,630 100 36,151 77,492 2,031 33,532 15,315 75 37,841 68,360 1,813 29,597 81,661 1,542 36,499 111,438 18,092 142,786 3,271,898 204,269 260,617 819,168 54,151 1,256,653 519,999 89,824 67,217 786,881 44.977 81,625 196,111 14,862 349,460 65,119 23,749 10.978 340,920 2,443 20,335 94,445 4,974 137,193 54,438 19,160 7,932 1,154,926 165,306 82,245 375,059 19,847 330,878 89,679 68,960 22,952 858,611 119,494 50,107 193,682 13,528 340,790 68,449 34,693 37,868 4,772,640 133,139 198,303 1,513,213 61,286 1,907,831 499,842 193,837 265,189 St. Louis 1,680,044 24,236 1,704,280 1,018,334 12,172 1,030,506 732,375 2,142 6,890 9,349 20,645 2,711 441,684 62,133 Loans to farmers directly guaranteed by the Commodity Credit Corporation Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans of less than $3,000 Other loans to individuals: Single-payment loans of $3,000 and over Loans to banks All other loans (including overdrafts) United States Government direct obligations. Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years 1 See contents page for basis of classification of member banks. 2 See note 3, page 11. San Francisco 2 Kansas City Chicago Minneapolis 9 COUNTRY BANKS 1 —CLASSIFICATION OF LOANS A N D UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] By Federal Reserve districts, June 30, 1951 T o t a l , all country banks Boston New York Philadelphia Cleveland Richmond Atlanta Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by the Commodity Credit Corporation Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities Real estate loans: On farm land On residential p r o p e r t y . . . . On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans of less than $3,000.. Other loans to individuals: Single-payment loans of $3,000 and over Loans to banks All other loans (including overdrafts) 15,858,075 194,291 16,052,366 1,363,724 20,591 1,384,315 2,966,801 43,570 3,010,371 1,331,450 14,594 1,346,044 1,407,335 16,528 1,423,863 1,113,684 11,401 1,125,085 1,014,657 12,735 1,027,392 4,344,970 569,912 815,354 366,396 278,243 317,101 399,142 20,126 1,466,885 36,566 1 20,165 3,300 6 65,744 21,079 23 42,759 3,033 566 65,706 478 89 59,973 2,525 45 69,639 2,836 183,289 458,188 4,354,721 1,032,712 16,284 13,746 274,473 95,356 34,921 32,932 1,070,640 178,662 17,295 37,169 458,363 114,562 18,550 72,129 493,960 114,443 19,363 44,468 257,200 85,373 17,057 24,788 133,242 55,220 1,077,906 466,831 66,182 34,694 158,001 110,199 62,176 28,611 119,489 39,175 61,959 26,274 80,609 28,962 320,678 578,820 566,123 23,883 64,020 46,561 86,769 132,663 73,964 25,274 58,169 42,048 26,098 51,905 57,000 11,842 51,462 67,911 24,396 41,220 51,545 845,375 3,810 295,366 119,223 1 ,824 34,691 166,619 454 62,364 59,939 64,493 15 21,613 93,641 540 25,364 69,750 30,227 United States Government direct obligations. Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years 20,243,010 1,064,864 950,914 5,430,405 1,354,712 7,232,762 2,222,860 834,880 1,151,613 1,602,046 98,338 39,663 288,818 74,711 592,127 286,004 113,839 108,546 3,497,233 115,650 93,554 679,528 186,259 1,255,188 600,953 183,019 383,082 1,929,222 119,851 52,104 377,430 156,100 640,656 267,683 150,037 165,361 1,983,325 100,873 94,813 511,390 131,395 792,296 182,113 70,093 100,352 1,202,962 67,630 57,068 297,883 101,532 470,378 106,510 46,890 55,071 1,393,070 68,040 104,044 499,419 66,035 459,128 79,189 33,426 83,789 28,125 By Federal Reserve districts, June 30, 1951—Continued Chicago Loans—net Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by the Commodity Credit Corporation Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans of less than $3,000 Other loans to individuals: Single-payment loans of $3,000 Kansas City Dallas San Francisco 783,910 7,315 791,225 693,904 9,216 703,120 790,831 6,694 797,525 1,095,823 11,078 1,106,901 1,146,849 12,529 1,159,378 456,259 166,459 152,701 170,735 377,950 274,718 9,322 213,099 796 20,538 84,284 714,025 153,743 962 100,152 334 11,371 37,036 228,614 44,771 1,809 133,891 54 5,721 23,740 191,839 36,030 6,299 296,908 239 4,785 29,279 93,341 27,362 593 252,759 933 13,949 22,440 85,341 38,388 411 146,090 959 3,455 36,177 353,683 88,802 169,755 73,081 47,455 52,320 68,453 49,269 19,543 11,528 21,711 38,949 54,920 22,501 14,410 16,110 20,420 55,377 16,097 6,840 17,594 29,735 105,603 28,347 13,644 39,771 49,355 94,566 39,347 28,539 31,875 20,182 84,515 118 29,384 49,348 25 11,153 17,128 32,407 18 10,509 59,398 28,914 11,846 18,430 11,660 3,377,515 134,509 175,445 1,028,113 257,501 1,280,543 298,968 74,534 127,902 1,020,098 49,755 61,988 336,004 77,550 340,759 85,086 35,338 33,618 943,782 26,826 42,383 283,512 119,746 362,047 80,969 13,865 14,434 1,048,210 90,170 73,845 395,905 91,673 302,605 52,118 18,089 23,805 1,186,669 128,037 113,354 473,017 39,025 333,494 54,622 23,100 22,020 1,058,878 65,185 42,653 259,386 53,185 403,541 128,645 72,650 33,633 United States G o v e r n m e n t direct obligations Treasury bills Treasury certificates of indebtedness Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years See contents page for basis of classification of member banks. Minneapolis 2,149,107 28,040 2,177,147 Loans to banks All other loans (including overdrafts) 1 St. Louis 10 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1951, OF BANKS IN EACH CENTRAL A S S E T S [In thousands of dollars] Loans and investments Federal Reserve district numbers, a n d reserve cities Number of banks Total Loans (including drafts) All m e m b e r b a n k s Reserve b a n k cities 1. Boston 2. New York 2 3. Philadelphia 4. Cleveland 5. Richmond 6. A t l a n t a 32 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 1 Reserve b r a n c h cities 2. Buffalo 4. Cincinnati 4. P i t t s b u r g h 5. Baltimore 5. Charlotte 3 6. Birmingham 6. Jacksonville 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. M e m p h i s 9. Helena 10. Denver 10. Oklahoma City 10. O m a h a 11. El Paso 11. Houston 11. San Antonio 12. Los Angeles 12. Portland 12. Salt Lake City 3 12. Seattle U. S. Government direct obligations 6,859 106,563,375 46,865,609 49,100,769 161 4 5 , 4 4 3 386 $2,623,885 18, 375 747 10 1 , 8 8 3 364 1 , 0 0 3 , 5 6 9 732 774 29 2 0 , 8 5 9 693 10,387,331 540 814 12 2 , 1 5 4 063 1 , 0 7 0 , 8 5 4 796 225 4 1 , 7 9 7 313 756,992 847 649 6 330 132 144,905 164 283 5 644 414 373,303 2 1 1 160 59 6 , 8 4 5 : 109 2 , 5 8 9 , 9 4 4 3 , 5 7 1 721 7 1,007. 020 569,929 364 177 4 596. 744 331,534 193 470 10 372,609 713 714 267 641 854: 616 586,385 233 476 7 , 7 5 7 . 204 4 , 4 3 6 , 5 3 0 2.452 357 1 O t h e r reserve cities 1 4. Columbus 4. Toledo 5. Washington 7. Cedar R a p i d s 7. Des Moines 7. D u b u q u e 7. Indianapolis 7. Milwaukee 7. Sioux City 8. National Stock Y a r d s 9. St. Paul 10. Kansas City, K a n s a s 10. Lincoln 10. Pueblo 10. St. Joseph 10. T o p e k a 10. Tulsa 10. Wichita 11. F o r t W o r t h C o u n t r y banks, by districts 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. A t l a n t a 7. Chicago 8. St. Louis 9. Minneapolis 10. K a n s a s City 11. Dallas 12. San Francisco. 1 2 127 1 6 , 0 7 3 , 0 8 6 4 720,414 9 747,338 6 2,000,402 9 601,398 4 3 6 8 ,8 8 3 3 264,758 3 228,643 4 309,799 6 566,716 7 2,470,452 4 118,547 6 390.098 3 380,482 2 34,246 7 484,124 4 266,657 6 306,020 3 107,596 11 809,188 6 263,014 6 2,407,870 3 898,374 6 291,443 5 1,036,624 71 3 4 13 1 3 2 5 6 4 1 3 2 3 2 4 4 4 4,598,694 371,027 317,266 797,947 66,466 222,325 34,812 574,190 686.099 77,836 64,818 317,679 44,683 93,363 24,370 60,909 68,734 310,176 185,510 280,484 6 , 6 4 8 , 7 2 6 8 , 0 1 9 724 338,697 314 659 319,295 371 388 830,590 937 987 213.403 362 831 218,419 118 031 105,509 125 375 97,111 106 366 184,734 99 057 196,041 329 046 758,537 1,495 570 40,461 61 755 175,533 189 472 203,267 138 757 13,673 18 835 196,874 265 598 129,310 104 006 132,422 126 846 71,593 31 954 400,903 365 898 92,975 136 010 838,617 1.453 921 453,842 344 063 147,287 127 570 489,633 394 729 1 , 7 3 4 , 9 2 3 2 , 4 6 2 288 118,915 199 973 76,825 227 764 311,652 444 744 16,717 26 966 110 197 84,399 8,024 23 796 355 686 164,324 238.404 391 421 34,663 38 298 29,144 32 720 156,827 128 615 26,367 13 800 36,147 51 690 4,972 18 178 23,138 33 930 31,716 28 666 130,163 152 353 69,968 92 218 172,558 91 273 6 , 5 0 0 4 0 , 4 4 8 , 2 0 9 15,858 075 315 3 , 3 1 9 , 2 3 3 1,363 724 710 7 , 2 8 9 , 0 9 5 2 , 9 6 6 801 625 3 , 7 4 0 , 8 0 3 1,331 450 662 3 , 8 2 7 , 2 4 9 1,407 335 443 2 , 5 2 5 , 4 4 1 1,113 684 335 2 , 7 1 2 , 4 5 7 1,014 657 923 6 , 2 1 0 , 4 4 4 2,149 107 475 2,019,873 783 910 467 1,808,398 693 904 705 2,057,739 790 831 600 2 , 5 3 3 , 6 5 5 1,095 823 240 2 , 4 0 3 , 8 2 2 1,146, 849 See contents page for basis of classification of m e m ber b a n k s . Includes b o t h central reserve city a n d reserve city banks. F o r other footnotes, see opposite page. ,243 ,602 ,497 ,929 983 ,202 393 377 020 943 048 186 058 010 046 233 222 325 962 070 515 098 782 210 669 878 Reserves, cash, ObligaObligations Other Corporate tions of guaranstocks States and bonds, teed by (including notes, and political U. S. debenF . R. subdiviGoverntures Bank stock) Total Reserve with Federal Reserve Banks Cash in vault 7,174 6,978,398 3,304,431 306,994 3 3 , 2 4 4 , 4 1 0 1 8 , 9 4 5 , 7 4 5 1,402,586 2 , 1 7 3 2,732, 354 104, 073 i',666 1 8 8 , 630 160, 574 89, 949 13, 246 45, 354 420, 836 38, 396 39, 363 399 55, 997 3 2 6 , 505 93 549, 431 ,546,303 37,715 645,067 116,710 99,407 6,939 13,311 248,759 29,328 31,072 15,609 5,665 296,721 162,924 1 5 , 2 2 6 , 0 6 3 623,012 5,233 96,185 7,481,741 795,340 9,700 546,715 3,316 759 131,543 279,774 1,286 13,842 2 , 2 7 3 , 2 9 2 364,075 5,185 241,752 1,305 336,225 1,459 412,495 2,582 22,072 1 , 7 4 0 , 0 9 9 9,764,515 412,742 5,109,443 452,282 323,349 76,741 132,979 1,485,240 207,103 114,068 153,227 198,690 1,098,651 307,561 15,811 99,657 19,067 23,481 3,757 6,539 48,718 8,073 4,626 5,894 5,995 65,943 874,323 45,326 35,742 58,357 14,705 19,794 25,595 17,897 17,989 33,364 119,664 11,441 8,962 29,668 801 11,694 24,505 34,873 3,737 31,572 16,560 90,421 87,621 13,692 120,343 490,836 18,195 18,775 165,281 8,858 11,724 7,782 6,689 6,472 7,271 92,601 4,665 15,204 7,921 885 9,124 7,847 11,298 50 9,205 17,044 19,773 11,349 2,440 30,383 38,872 5,455,502 223,804 3,525 268,939 1,910 572,678 8,187 229,702 1,601 172,484 900 100,089 489 126,235 573 113,200 1,547 224,314 994 764,696 4,050 47,773 225 151,621 927 149,698 869 17,286 52 178,364 834 118.034 989 134,389 581 55,739 262 383.035 1,610 106,286 425 624,952 4,836 235,681 1,499 98,436 451 358,067 1,536 3,077,293 127,435 150,223 378,634 127,321 84,223 65,902 51,093 55,114 118,706 444,569 26,497 80,349 74,931 8,096 94,911 55,749 65,774 22,183 189,525 56,725 398,263 145,720 59,277 196,073 188,287 12,852 9,534 20,817 10,891 4,513 3,768 2,819 3,943 5,867 27,542 1,000 5,634 5,506 231 5,567 1,920 2,834 2,071 8,206 4,127 18,179 10,048 3,147 17,271 234,880 33,302 8,672 11,296 21,982 17,681 1,575 33,786 25,212 3,129 2,748 18,739 3,831 4,061 871 2,344 7,017 18,001 10,332 10,301 157,754 18,243 3,528 28,394 651 9,763 1,357 19,257 29,975 1,615 56 12,703 594 1,291 277 1,393 1,171 9,120 12,674 5,692 1,783,949 144,611 113,661 274,053 24,738 84,098 9,179 236,733 255,032 33,250 31,319 115,913 20,987 37,483 18,294 21,476 30,043 120,379 72,791 139,909 931,443 72,469 62,731 175,101 13,407 42,133 3,448 116,358 134,944 16,658 12,652 50,807 7,740 18,325 4,789 12,078 14,516 65,508 45,763 62,016 73,113 6,038 7,178 9 6 , 4 3 9 10 778,896 855,102 9,308 22,415 529,617 12,459 825,966 9,101 894,394 5,960 775,349 896,839 5,654 10,062 545,765 582,110 4,268 477,881 3,087 4,106 723,069 5,699 070,975 4,320 601,829 5,172,494 417,894 821,258 440,396 461,940 348,270 391,149 752,024 278,083 237,027 324,715 411,869 287,869 833,625 76,979 124,648 73,176 81,520 66.416 68,767 116,971 43,591 33,757 40,115 59,268 48.417 605 12 228 302 ' ' *3 90 4 , 3 0 6 3,136 841 [ , 1 0 9 , 5 3 8 118,146 460 225 549 214,729 2,265 585 ,652 187,417 280 162 93 119,668 301 307 ,519 60,834 33 141 ,968 35,121 11 263 ,944 100 160,861 512 ,799 58,938 260 152 ,399 58,005 54 109 ,566 34,887 113 179 ,592 30,933 100 214 ,431 29,999 516 163 ,260 8,759 594 477 1,861 150 285 60 1,126 1,025 131 150 795 87 174 72 104 153 537 318 660 18,062 1,136 2,858 484 10,962 9,333 1,115 491 2,281 401 1,241 756 971 1,138 2,914 2,110 3,644 11 RESERVE A N D RESERVE CITY 1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT A S S E T S [In t h o u s a n d s of dollars] a n d b a n k balances Other balances with b a n k s in U. S. 24,589 10,746 710 2,268 993 534 100 1,421 10 93 49 444 4,124 Balances with b a n k s in foreign countries 87,154 235,648 251,564 219,015 141,611,930 107,304 4 , 2 1 7 , 8 8 5 149,767 10,040 79,945 ,134,391 239,443 2,617 147,070 678 38,585 13 105,261 535,084 4,502 118,477 178 95,569 489 119,355 99 94,885 154 439,998 8,589 334,267 16,701 155,162 15.863 7,364 3,310 10,062 23,851 7,197 604 5,195 12,706 76,252 219,429 35,106 152,736 3,525 59 2,817 1,275 20,464 137,174 5.186 59,445 7,078 6,371 1,024 1,949 20,938 2,575 1,638 740 1,560 28,670 141,899 7,r~ 80,883 8,085 2,176 448 1,227 21,709 1,702 370 411 463 16,577 ,403,464 52,720 73,347 134,989 62,925 61,630 10,925 37,785 27,841 77,163 217,788 10,409 39,166 36,722 5,733 43,103 26,606 40,447 8,375 76,667 23,742 135,735 57,972 22,573 119,101 151,640 9,768 10,164 22,992 6,514 3,307 2,017 4,120 4,386 5,763 9,310 783 2,177 4,500 223 1,003 1,454 3,275 1,258 15,352 4,200 11,143 13,527 2,555 11,849 3,160 24,951 819 48,142 2,289 2,399 6,531 1,777 1,004 968 437 674 2,084 7,121 169 1.187 427 163 1,921 515 926 95 1,992 690 7,350 3,907 52 3,464 22,022 2,188 973 1,557 1,851 1,739 1,099 102 617 931 3,931 86 305 123 9 1,900 96 223 202 572 159 1,414 852 504 589 399 ,530 41 ,967 10 ,011 37 ,456 7 ,540 12 ,715 3 ,430 65 ,352 80 ,019 5 ,493 16 ,462 38 ,167 4 ,850 11 755 581 3 306 7 ,592 15 ,794 6 ,147 30 893 45.864 6,860 1,422 14,237 935 645 197 4,693 5,631 687 893 6,272 3 679 110 1,250 10,620 294 1,135 949 6,894 205 135 738 576 164 44 581 3,261 208 3,266 1,188,435 179,437 869 284,521 951 89,075 5 76,255 3 1 106,289 96,184 136 138,268 161 1 37,948 36,470 187 460,824 44,883 95,473 46,833 39,856 32,605 37,419 53,147 18,924 14,573 13,291 31,500 32,320 785 695 34 1,214 591 549 343 72 50 177 200 100 380 7,785 747 1,101 268 442 893 783 277 39 178 1,147 1,489 421 Total Other 42,419 437 1,637 5,417 9,872 683 90 1,360 949 Income accrued but not collected 5,489 195 581 1,446 327 18 659 104 826 Customers' liability on acceptances 18,169 8,381 2,348 401 150 146 270 Assets indirectly representing real estate Other real estate owned 992,595 119,294 7 , 2 0 9 , 3 1 4 5,109 298 100 25 Cash items in process of collection Bank premises, furniture, a n d fixtures 648 304 26,111 56,109 61,768 2,786 453 675 112 315 680 2 ,8 6 2 993 1,681 306 253 238 26 112 450 531 3,105 273 7,263 500 161 138 24 647 818 40 4,645 1,317 473 207 773 20,548 8,486 230 470 297 185 423 3,030 10 101 4,129 140 2,160 5,456 1,837 904 452 154 26 292 645 296 1,753 11 116 47 118 12 255 182 2,810 8,627 420 1,256 1,256 92 512 1,912 327 333 13,512 1,453 3,343 1,086 722 763 116 368 824 1,211 1,657 1,657 183 242 1,065 1,022 1,855 226 598 427 976 1,041 346 190 1 68 125 290 937 553 691 86 119 491 216 109 7,088 2,738 774 415 398 450 1,416 152 141 105 15 484 55,628 5,861 18,440 3,203 2,817 1,742 4,626 5,971 1,912 4,587 754 1,238 4,477 48,200 4,648 11,179 3,871 3,591 4,215 4,008 5,797 2,357 1,609 1,537 2,173 3,215 Federal Reserve district n u m b e r s , and reserve cities All m e m b e r b a n k s 6 1 , 5 5 0 , 126 R e s e r v e b a n k c i t i e s 1. Boston 2 , 5 7 1 , 658 2. N e w York 2 2 8 , 7 9 1 , 603 624 3. Philadelphia 2,989, 4. Cleveland 2 , 3 6 9 , 870 148 5. Richmond 467. 6. A t l a n t a 3 937 704 2 101 7. Chicago 9,190 8. St. Louis 1 , 3 8 3 998 136 9. Minneapolis 845 1,056 765 10. K a n s a s City 1 , 2 8 5 430 11. Dallas 9 , 6 6 1 089 12. San Francisco 21,786 989 R e s e r v e b r a n c h c i t i e s 2. Buffalo 959, 282 4. Cincinnati 1,030, 043 893 4. Pittsburgh 2,611, 5. Baltimore 842. 039 5. Charlotte 3 547: 602 6. Birmingham 368 931 6. Jacksonville 359 537 6. Nashville 429 260 6. New Orleans 803 623 7. D e t r o i t 3 , 2 5 6 362 8. Little Rock 167 358 8. Louisville 545 413 8. M e m p h i s 535 331 9. Helena 51 927 667 377 10. D e n v e r 391 054 10. O k l a h o m a City 444 833 10. O m a h a 165 030 11. El Paso 1,219 592 11. H o u s t o n 374 349 11. San Antonio 3 , 0 5 8 250 12. Los Angeles 1 , 1 5 2 793 12. P o r t l a n d 393 847 12. Salt Lake City 3 1 , 4 1 1 263 12. Seattle 1 1 6 , 4 5 3 , 831 O t h e r r e s e r v e c i t i e s 4. Columbus 523, 293 4. Toledo 433 732 5. W a s h i n g t o n 1 , 0 8 9 , 853 139 7. Cedar Rapids 309:561 7. Des Moines 243 7. D u b u q u e 7. Indianapolis 817', 854 797 7. Milwaukee 164 7. Sioux City 426 8. N a t i o n a l Stock Y a r d s 167 9. St. Paul 438, 66, 325 10. K a n s a s City, K a n s a s 131, 776 10. Lincoln 777 10. Pueblo 999 10. St. Joseph 881 10. T o p e k a 434, 915 10. Tulsa 260, 063 10. W i c h i t a 425, 866 11. F o r t W o r t h l I 5 1 , 8 2 0 , 984 C o u n t r y b a n k s , b y d i s t r i c t s 1. Boston 4 , 2 3 4 , 338 2. N e w York 8 , 9 4 9 , 177 3. Philadelphia 4 , 6 2 3 , 433 4. Cleveland 4 , 7 6 9 , 119 5. R i c h m o n d 3 , 3 4 1 , 077 6. A t l a n t a 3 , 6 5 9 , 699 7. Chicago 7 , 8 2 3 , 458 8. St. Louis 2 , 6 2 5 . 876 9. Minneapolis 2 , 3 0 7 . ,867 2 , 7 9 7 , ,200 10. K a n s a s City 3 , 6 4 1 ,825 11. Dallas 3 , 0 4 7 ,915 12. San Francisco s Includes figures for a b a n k w i t h its head office in a nonreserve city, which has a branch in this reserve city, see c o n t e n t s page. F o r other footnotes, see opposite page. 1 12 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1951, OF BANKS IN EACH CENTRAL L I A B I L I T I E S [In t h o u s a n d s of dollars] D e m a n d deposits Federal Reserve district numbers, and reserve cities All m e m b e r banks Individuals, partnerships, and corporations Total United States Government States and political subdivisions 99,664,029 74,061,363 5,811,429 6,712,772 T i m e deposits Banks in United States 46,214 2,103 23,428 2,484 1,540 358 768 6,717 1,116 683 912 1,061 5,038 086 941 142 170 806 559 383 513 235 578 143 970 646 ,305,267 102,004 ,818,274 149,084 150,231 17,192 39,686 528,648 76,152 31,819 35,605 36,395 320,177 , 6 7 4 , 0 3 2 6 , 0 5 1 ,596 130,129 228 ,926 285,485 2 , 7 4 4 ,826 74,638 368 267 63,333 131 ,799 43,923 82 419 82,536 145 246 337,303 1,008 5 6 8 20,336 250 094 51,943 174 755 42,543 312 933 59,319 342 556 482,544 261 207 Reserve b r a n c h cities 1 2. Buffalo 4. Cincinnati 4. Pittsburgh 5. Baltimore 5. Charlotte 3 6. B i r m i n g h a m . . . 6. Jacksonville. . . , 6. Nashville 6. New Orleans. . . 7. Detroit 8. Little R o c k . . . . 8. Louisville 8. Memphis 9. Helena 10. Denver 10. Oklahoma C i t y . 10. O m a h a 11. El Paso 11. Houston 11. San A n t o n i o . . . . 12. Los Angeles. . . . 12. Portland 12. Salt Lake City 3 . 12. Seattle 15,662 ,609 11 , 4 0 6 , 0 0 2 625 ,616 485,031 727 ,256 559,611 1 , 8 9 3 ,978 ,4 8 3 ,4 2 5 661 ,684 485,998 439 147 263,742 284 638 213,135 280 ,816 156,246 298 538 160,242 640 334 387,713 2 , 1 7 1 926 ,620,077 137 297 82,560 443 426 279,480 416 224 276,102 43 460 17,058 507 532 370,377 315 036 177,593 372 345 221,596 124 209 84,092 1,016 973 721,034 288 817 218,204 1 , 9 0 1 530 ,609,973 753 917 604,707 288 406 212,802 1,029 504 715,204 984,435 40,218 57,257 158,434 38,361 28,154 15,861 6,745 8,020 16,181 261,636 2,807 31,035 8,880 1,826 30,398 8,055 17,852 4,080 38,084 8,074 109,906 29,783 7,822 54,966 ,117,842 65,194 17,884 40,275 56,735 33,444 20,573 30,331 55,753 108,191 85,569 18,356 19,387 36,139 12,726 34,774 44,136 17,863 8,605 73,669 14,257 48,280 68,200 29,436 178,065 1,925,245 21,733 85,275 192,076 74,434 107,829 33,934 85,779 73,076 113,362 164,932 32,415 108,908 92,856 11,231 66,603 O t h e r reserve cities 1 4. Columbus 4. Toledo 5. W a s h i n g t o n . . . . 7. Cedar R a p i d s . . 7. Des Moines 7. D u b u q u e 7. Indianapolis 7. Milwaukee 7. Sioux City 8. National Stock Yards 9. St. Paul 10. Kansas City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. Topeka 10. Tulsa 10. Wichita 11. F o r t W o r t h . . . . Country banks, by districts. .. 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. A t l a n t a 7. Chicago 8. St. Louis 9. M i n n e a p o l i s . . . . 10. K a n s a s City 11. Dallas 12. San Francisco. . 32,736 1,589 16,644 1,861 1,173 210 498 4,736 762 413 513 611 3,720 113,392 24,293 170,745 44,902 92,062 34,073 35,850 64,204 ,357,150 249,158 233,520 728,666 32,599 115,018 19,192 416,169 467,964 4 8 ,0 1 9 274,021 15,355 30,930 33,112 2,312 20,728 1,178 29,581 59,527 1,879 517,148 78,100 11,819 143 5,765 85,054 1,757 103,073 42,543 6,129 768,845 38,707 15.384 49,344 27,954 42.031 782 70,226 113,943 33.032 78,037 340,741 17,828 187,647 582 26,352 861 55,689 58,709 68,106 49,198 109,982 32,875 56,856 83,572 377,296 228,369 352,226 19,909 59,739 26,532 33,863 43,217 290,333 144,546 223,231 1,040 2,903 760 1,778 4,208 20,404 10,627 10,765 10,822 11,233 1,446 3,486 24,912 16,213 35,145 22,958 16,400 32,288 4,003 16,290 10,822 46,074 35,365 89.385 562,125 272,824 ,807,693 ,114,492 ,236,711 733,505 062,951 ,774,592 ,486,640 136,964 810,396 558,381 ,566,976 ,247,706 153,308 220,756 119,167 142,197 78,972 70,125 191,490 48,254 38,864 56,713 68,170 59,690 ,403,750 189,947 621,918 141,035 207,586 217,217 364,433 518,442 188,844 169,358 313,530 285,819 185,621 912,938 92,151 85,529 15,509 19,301 97,267 171,799 79,168 49,578 61,642 59.379 154,235 27.380 749 776 883 880 986 011 033 321 272 622 750 615 600 1 2 See contents page for basis of classification of m e m b e r banks. Includes b o t h central reserve city a n d reserve city banks. F o r other footnotes, see opposite page. ,270,775 30,648 ,107,760 14,420 5,677 153 51 33,969 1,336 1,771 1,401 934 72,655 38,155 3,203 733 2,244 1,496 21 84 9,300 4,764 38 115 81,281 5,023,308 397,716 298,504 831,745 68,737 264,952 23,139 635,470 703,716 90,177 32,763 2,814 4,877 2,444 2,656. 2,170 2,711 4,631, 1,791, 1,425, 2,261, 3,107, 1,870, Total Individuals, partnerships, and corporations United States Government Postal savings States and political subdivisions Banks in U. S. 9 , 6 5 8 , 6 2 4 1 , 3 2 7 , 1 9 4 2 , 0 9 2 , 6 4 7 3 0 , 0 7 3 , 3 4 1 2 8 , 2 6 2 , 9 0 7 197,960 8 , 2 8 1 1 , 2 4 2 , 8 3 2 22,501 Reserve b a n k cities 1 1. Boston 2. New York 2 . . . 3. P h i l a d e l p h i a . . . 4. Cleveland 5. R i c h m o n d . . . . 6. A t l a n t a 32 7. Chicago 8. St. Louis 9. Minneapolis.. . 10. Kansas C i t y . . . 11. Dallas 12. San Francisco. 363 747 799 458 863 013 957 000 078 125 892 654 777 Certified and officers' checks, etc. Banks in foreign countries 1,747 2,604 958 6,394 1 ,209 2 3,199 7,425 23 162 922 503 10,839 2,000 891 73 3,945 51 259 1,610 2,002 , 1 7 6 , 6 0 7 9 , 3 7 0 567 22,099 179 770 828,312 1 , 9 5 5 855 16,879 222 334 16,017 672 337 3,767 77. 012 3,055 104:272 71,999 1,836 991 5,925 158, 923 9,259 98, 652 7,267 79, 132 10,480 114, 957 181,548 3 , 8 7 0 , 332 ,481,860 72,517 177,504 1,260 ,635,049 3 8 , 9 2 0 20 198,036 662,281 3,460 71,016 755 103,472 ,786,681 157,367 98,401 79,079 108,907 ,404,067 190,930 4 , 5 7 5 , 6 9 9 4 , 2 9 8 , 8 2 1 10,237 259,409 255,862 6,496 188,526 218,352 400,679 17,524 427,562 4,660 121,801 122,621 5,957 41,287 60,215 1,135 57,969 57,969 1,631 49,037 50,987 . 1,447 96,501 99,846 5,587 112,031 114,551 912,125 34,948 917,690 1,159 19,941 19,685 4,578 63,583 61,793 2,132 83,398 80,998 . 619 6,099 6,154 5,344 117,561 116,284 3,971 43,747 24,309 43,435 1,634 43,448 26,872 1,392 29,194 10,837 87,652 124,779 65,473 2,422 45,562 34,915 872,360 960,188 15,945 307,188 313,742 77,919 2,494 79,869 13,866 292,847 295,420 1,118 ,013,488 95,966 112,123 184,057 17,695 27,407 18,589 132,041 186,964 16,326 956,376 86,985 108,453 161,871 17,695 24,847 18,589 130,258 181,347 16,319 57 2,444 10,540 59,995 1,538 59,995 1,027 3,819 134 1,439 413 3,833 2,686 5,887 13,000 12,481 5,708 21,605 9,397 26,913 17,258 45,423 12,985 12,476 5,608 21,600 8,966 26,378 15,043 45,423 626,391 104,546 141,096 54,669 51,191 42,977 37,780 67,578 17,956 18,535 21,732 39,400 28,931 113,587 045,746 356,382 724,405 728,252 899,177 692,878 688,595 650,279 725,441 338,558 295,047 968,827 98,719 16,373 6,851 15,104 107 2,121 230 16,259 18,817 299 6 3,250 250 '6,050 23,302 375,520 150 629 48 6 8 360 50 5,095 255,657 3 , 0 3 9 2,608 939 29,588 233 26,026 629 20 16,462 212 203 800 2,252 1,950 591 2,654 2,486 4,535 975 250 1,770 2,400 50 1,236 100 8 2,131 28 19,150 191 37,056 18,396 87,313 6,459 305 1,499 415 45 575 2,183 5,000 23,026 23,577 10,008 2,530 23 46,700 1 1,550 18,935 1,995 4 8 7 , 6 8 5 6,346 340 5 55 230 19,854 6,675 3,615 456 55 5 13 188 35 100 50 50 390 1,483 306 2^545 1,485 5,195 293 419 9,000 420 95 2,200 525 850 8 9 , 4 7 5 6 , 4 9 3 322 031,428 4,221 20 276,272 10,631 658,476 5,281 313 701 634,891 1,426 835,130 21,392 1,377 696 665,745 14,003 5 , 8 2 1 1,117 615,374 1,717 164 611,283 1,773 123 717,097 207 321,545 6,660 359 247,884 9,652 910,725 6 , 8 9 8 1,094 435 15 479,636 9,707 67,432 59,801 91,138 40,494 8,691 65,651 36,752 6,264 9,646 34,013 50,047 11,633 68 2,027 34 96 784 3,743 632 363 184 500 3,139 63 13 RESERVE AND RESERVE CITY 1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT L I A B I L I T I E S A N D C A P I T A L A C C O U N T S [In thousands of dollars] Bills payable and other borrowed money Acceptances outstanding Total liabilities Other liabilities Capital Surplus 4 , 5 7 2 , 022 221 468 2 , 4 2 1 172 252 310 135 177 28 250 54 696 570 255 96 253 53 929 61 ,858 100 ,995 575 659 668,520 36,700 40,800 168,750 28,619 22,300 8,100 12,500 12,200 21,320 77,000 4,150 18,750 17,000 854 17,700 10,100 9,675 5,338 25,930 8,630 56,524 29,780 7,200 28,600 250,789 5,854 11,807 20,958 7,443 5,167 5,566 2,904 3,705 8,362 22,587 1,407 4,882 5,409 257 7,261 8,892 5,081 1,155 14,748 2,964 57,280 23,460 6,835 16,805 41,593 302 415 804 3,403 1,159 1,483 3,567 35 629 5,872 248 128 700 10 3,003 575 73,644 5.224 3,228 10,695 506 3,677 412 8,891 18,709 730 20,128 890 956 2,790 12,525 16,600 1,900 167,745 10,900 8,200 35,350 4,700 4,750 1,000 25,000 17,660 2,450 89,176 406,971 1,000 9,000 4,000 17,500 2,250 2,784 62,606 124,712 38,612 78,606 93,630 407,254 247,105 400,154 1,350 2,700 1,300 1,450 2,950 7,850 4,500 11,000 1,550 2,600 1,060 1,600 2,175 10,150 6,100 11,000 785 1.225 987 1 154,659 107,360 853 214,620 422 127,825 951 112,317 934 76,753 759 76,072 809 141,652 510 54,324 157 45,004 791 56,786 093 79,429 444 62,517 264 ,579,720 136,497 277,048 219,763 170,954 113,759 110,353 183,682 68,405 58,983 73,268 86,935 80,073 741,542 65,504 123,600 75,372 67,811 47,639 38,944 109,284 41,695 32,513 50,587 46,757 41,836 5 6 , 9 7 8 , 104 2 , 3 5 0 , 190 2 6 , 3 7 0 , 431 2 , 7 3 7 , 314 2,234, 693 438 898 883 008 8 , 6 1 9 846 1,287. 745 791, 207 994 907 1,184 435 9 , 0 8 5 430 ,394,555 59,437 683,224 63,800 45,212 7,832 16,200 190,670 39,025 12,500 21,250 42,650 212,755 ,249,067 107,913 ,264,310 138,483 65,300 13,782 25,058 263,465 33,775 31,000 25,315 42,750 237,916 160,257 6,457 7,483 20,171 4,141 11,779 2,975 2,263 4,713 3, 23,277 965 4,594 3,499 342 4,220 2,285 1,702 1,178 6,591 1,773 24,818 11,049 3,412 6,672 20,407,862 891,482 953,321 2,342,181 788,743 511,326 345,582 334,066 403,520 762.312 3,112,903 158,203 511,603 503,222 49,956 629.313 361,237 417,495 154,581 1,150,180 356,063 2,887,476 1,079,353 371,687 1,332,057 418,225 24,944 23,700 79,200 13,831 7,650 8,200 6,500 9,800 11,000 38,000 3,350 10,050 9,000 850 10,100 10,250 9,700 3,400 27,750 5,800 55,500 20,200 6,850 22,600 35,686 3,301 3,021 5,704 1,134 3 2,906 4,711 284 6,075,639 497,279 413,648 1,021,518 86,433 293,493 41,731 770,417 895,507 106,787 116,675 9,000 7,700 19,500 500 4,750 552 6,117 408 249 29 145 661 2.477 1.478 2,505 423 3,529 10 101 1,837 940 645 2,500 657 296 12 116 47 118 2,000 35,924 8,496 11,300 2,660 915 3,625 1,305 435 1,313 325 1,938 2,716 896 7,300 2,748 774 415 398 450 1,618 152 141 105 15 484 1 242,427 30,087 58,083 15,591 21,383 15,496 15,975 37,007 8,152 10,298 4,832 7,582 17,941 Demand deposits adjusted (see footnote on page 1) 134,491 18,423 22,658 5,806 4,250 1,669 6,948 56,362 1,110 4,855 1,678 1,389 9,343 248,572 1,127,807 25,429 40,744 811,250 173,232 26,620 3,902 16,434 59 3,873 9,739 40 50,885 4,970 11,393 1,351 8,957 473 2,676 207 7,051 773 153,500 22,821 230 470 297 185 Net demand deposits subject to reserve (see page 18) 793,909 35,695 450,980 44,221 20,415 4,967 6,490 59,758 22,343 5,574 13,615 14,206 115,645 16,795 500 1,295 9,297 Total capital accounts 9,987,338 86,913,472 75,657,468 265,826 1 , 5 6 6 , 1 7 7 '10,000 Other capital accounts 378,288 131,624,592 3,084,114 4,665,052 1,859,884 55,219 5,000 Undivided profits 48,162, 3,901, 8,304, 4,187, 4,407, 3,088, 3,422, 7,357, 2,451, 2,161, 2,607, 3,413, 2,858, 1,100 1,210 1,137 948 7,825 1,807 1,601 2,882 556 984 892 1,470 1,275 11,201 2,891 1,021 3,321 297 1,912 34 539 595 206 178 1,836 551 2,1 182,076 23,124 29,48 12,522 10,103 14,167 11,521 31,330 10,295 9,576 9,466 15,260 5,225 All m e m b e r banks ,178,587 920,199 238,371 164,077 ,342,190 306,981 628,801 ,983,589 967,367 560,649 735,936 854,442 ,475,985 ,368,840 ,592,402 ,623,548 ,713,244 ,106,086 219,664 478,713 ,610,731 670,019 379,211 443,598 586,884 ,944,740 Reserve b a n k cities 1 1. Boston 2. New York 2 3. Philadelphia 4. Cleveland 5. Richmond 6. A t l a n t a 3 7. Chicago 2 8. St. Louis 9. Minneapolis 10. K a n s a s City 11. Dallas 12. San Francisco 127 13 486,338 544,745 800 722 618,575 712 720,901 296 570,340 276 355,399 349 254,219 471 208,493 740 244,395 311 540,878 459 881,282 9 155 117,046 33 810 377,788 32 109 347,028 34,501 1 971 38 064 429,859 29 817 254,671 27 338 306,834 93,509 10 449 69 412 833,810 243,744 18 286 170 774 ,694,329 73 ,440 675,254 22 ,160 252,582 79 ,206 886,156 ,311,310 507,742 510,644 ,406,235 484,468 241,513 223,918 150,423 189,601 424,328 ,522,806 91,666 264,279 277,651 24,670 367,392 199,094 200,646 85,714 728,873 211,141 ,557,433 630,880 222,159 788,034 Reserve b r a n c h cities1 2. Buffalo 4. Cincinnati 4. Pittsburgh 5. Baltimore 5. Charlotte 3 6. Birmingham 6. Jacksonville 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. M e m p h i s 9. Helena 10. Denver 10. Oklahoma C i t y 10. O m a h a 11. El Paso 11. Houston 11. San Antonio 12. Los Angeles 12. Portland 12. Salt Lake City 3 12. Seattle 378,192 4 , 2 4 5 , 3 2 1 26,014 331,684 254,752 20,084 750,946 68,335 5,706 58,542 16,068 225,845 2,512 17,892 526,065 47,437 56,290 593,153 5,377 74,877 ,573,487 301,664 242,179 706,457 30,931 189,478 17,749 470,149 449,305 49,773 1,379, 67, 76 269 53 36 23 25 25 41 143 7.250 31,196 59,861 278,062 2,284 207,613 3,719 7,064 4,165 4,393 6.251 27,661 12,958 25,712 36,352 92,065 20,126 48,469 69,183 325,539 203,551 278,357 26,908 63,036 27,531 35,482 60,950 294,585 176,230 221,183 ,657 997 332 485 644 755 435 482 361 185 252 318 236 890 465 948 174 719 146 076 190 107 228 381 189 ,651 2 8 , 0 0 3 , 226 29 4 0 3 , 8 3 1 387,880 2,456, ,286,186 4,296, ,221,121 2,132, 419,233 2,306, ,887,410 1,810, 368,980 2,275, ,222,344 3,955, ,655,492 1,530, 288,387 1,218, ,119,547 1,904, ,827,491 2,509, 719,760 1,606, 3 Includes figures for a b a n k w i t h its head office in a nonreserve city, which has a branch in this reserve city; see c o n t e n t s page. F o r other footnotes, see opposite page. Federal Reserve district numbers, a n d reserve cities O t h e r reserve cities 1 4. Columbus 4. Toledo 5. Washington 7. Cedar Rapids 7. Des Moines 7. D u b u q u e 7. Indianapolis 7. Milwaukee 7. Sioux City 8. National Stock Yards 9. St. Paul 10. K a n s a s City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. T o p e k a 10. Tulsa 10. Wichita 11. F o r t W o r t h Country banks, by districts 1. Boston 2. N e w York 3. Philadelphia 4. Cleveland 5. Richmond 6. A t l a n t a 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 14 ALL MEMBER BANKS—ASSETS A N D LIABILITIES A S S E T S [in thousands of dollars] Loans and investments State Total, all S t a t e s New E n g l a n d : Maine New H a m p s h i r e . . . . Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East N o r t h Central: Ohio Indiana Illinois Michigan Wisconsin West N o r t h Central: Minnesota Iowa Missouri North Dakota. South D a k o t a Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia N o r t h Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South C e n t r a l : Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado N e w Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Number of banks Total (including overdrafts) U. S. Government direct obligations 6,859 106,563,375 46,865,609 49,100,769 38 52 39 141 270,740 161,084 117,008 3,241,714 566,361 1,108,231 120,212 80,523 58,656 1,539,376 242,740 427.973 119,404 64.220 45,562 1,405,402 300,994 529,497 541 2 5 , 5 6 3 , 7 0 3 12,453,766 10,712,814 274 3,685,030 1,334,827 1,871,815 730 8,007,103 3,262,295 3,711,659 Obligations guaranteed by U. S. Government Obligations of States and political subdivi- Reserves, cash, Other bonds, notes, and debentures Corporate stocks (including F . R. Bank stock) Total Reserve with Federal Reserve Banks 7,174 6,978,398 3,304,431 185 41 18 16,454 10,709 8,203 183,335 14,054 117,089 13,613 5,140 4,23? 104,709 6,977 30,463 872 451 332 8,680 1,596 3,193 68,663 48,580 27,719 957,495 111,935 331,152 32,151 20,674 13,339 585,745 3,442 531 330 1,518,737 332,816 509,926 764,518 131,862 492,771 110,426 13,179 30,122 8,556,788 765,831 2,206,880 5,683,497 421,370 1,280,475 212 306,994 3 3 , 2 4 4 , 4 1 0 1 8 , 9 4 5 , 7 4 5 1,402,586 61,801 150,447 420 239 510 231 166 5,669,805 1,986,391 9,383,241 4,244,818 1,690,904 2,186,982 656.974 3,290,302 1,505,717 582,526 2,891,504 1 ,1 5 8 ,9 6 1 5,112,074 2,303,066 950,282 250 61 17 89 80 383,369 114,976 636,716 294,231 90,343 196,544 51,821 326,502 134,577 64,928 11,156 3,598 17,630 7,138 2,745 1,637,170 620,197 2,952,573 1,150,623 501,278 904,609 304,290 1,818,127 631,406 246,450 206 160 180 42 62 140 215 1,655,381 992,347 2,607,787 197,376 261,358 744,421 809,958 785,297 393,208 1,330,995 67,535 110,656 286,091 316,887 683,012 468,537 1,059,798 115,142 128,575 375,270 380,895 435 7 13 8 103 109,310 104,657 141,660 9,028 15,062 63,211 83,828 74,342 24,308 66,041 5,355 6,649 18,510 26,746 3,413 1,637 8,858 309 403 1,331 1,499 538,803 311,268 948,752 49,332 75,653 285,618 292,941 252,276 154,846 482,916 26,943 38,667 139,517 149,039 17 75 15 203 108 54 32 66 75 300,420 934,847 821,924 1,282,532 599,450 719,929 358,449 945,899 1,225,222 125,484 336,553 324,127 621,013 221,332 392,555 142,157 538,075 361,595 158,613 539,337 455,599 569,794 337,189 260,236 180,633 322,463 746,913 10,000 32,777 11,353 61,867 27,604 49,110 23,479 66.973 95,856, 4,949 23,873 28,942 11,719 16,305 11,499 16,356 18,476 1.374 2,299 1,903 3,220 1,606 1,708 676 2,032 2.375 74,666 307,890 280,042 402,821 187,800 302,223 122,934 373,773 420,068 36,192 168,047 177,981 198,916 83,639 134,814 56,71 171,505 190,682 113 84 93 31 799,662 1,181,748 804,375 227,297 343,658 579,553 351,580 85.589 399,339 490,802 346,856 94,546 29,332 86,308 86,426 43,906 25,320 21,610 17,800 2,684 2,009 3,469 1,703 569 270,196 453,097 281,058 86,511 138,230 207,157 143,675 34,929 68 47 224 579 410,654 1,017,902 1,075,595 4,497,398 151,604 365,478 446,848 2,285,467 201,238 549,085 504,448 1,868,970 46.974 90,538 99,408 266,266 9,762 10,413 22,305 66,529 876 2,388 2,567 10,063 153,696 386,356 433,060 2,037,051 70,590 186,368 199,751 886,564 84: 24 39 93 35 5 31 6 356,768 296,659 165,632 824,786 205,658 350,343 384,266 139,173 129,576 148,073 69,665 333,286 97.590 184,743 204,151 57,729 201,057 139,124 84,372 447,243 97,981 133,181 160,764 70,961 15,675 8,394 8,937 28,040 8,788 23,174 16,048 7,104 9,899 586 2,372 14,699 827 8,754 2,638 3,193 546 474 286 1,518 472 467 662 186 119,574 72,699 59,025 298,985 85,760 79,182 129,438 31,038 59,083 38,772 26,364 147,047 36,862 43,899 70,926 16,973 1,492,825 1,039,180 11,140,021 702,957 510,022 5,721,611 585,507 414,201 4,351,834 168,303 101,851 706,193 33,673 11,374 330,643 28,861 2,385 1,732 481,643 273,739 2,600,834 251,062 165,762 1,604,653 51 30 121 Savings Banks i... 19 103 879 26,618 17,229 51 STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION Connecticut—Dist. No. 2. New J e r s e y — D i s t . No. 2 . K e n t u c k y — D i s t . No. 4 . . . Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6. . Mississippi—Dist. No. 6. Tennessee—Dist. No. 6. I n d i a n a — D i s t . No. 7 Illinois—Dist. No. 7. . . . Mi chi gan —D is t. No. 7 . . Wisconsin—Dist. No. 7 . . Missouri—Dist. No. 10. . N e w Mexico—Dist. No. 10 O k l a h o m a — D i s t . No. 10 Arizona—Dist. No. 1 2 . . . 15 187 59 197 12 33 19 70 177 358 190 125 46 11 211 4 1 These banks, t w o in Wisconsin 262,541 3,042,958 242,731 3,054,729 93,330 809,396 186,556 755,339 1,736,329 8,809,519 4,106,351 1,543,187 885,468 129,036 1,056,698 303,213 102,187 130,259 1,136,876 1,509,633 103,870 119,638 1,183,426 1,507,007 35,674 49,937 292,365 441,451 72,141 73,403 355,599 332,988 557,110 1,026,062 3,108,432 4,800,139 1,456,490 2,228,818 528,879 867,614 439,279 357,549 62,178 59,687 437,131 498,120 168,215 109,127 12 489 279 3 6 40 13 77 80 399 19 24 20,222 280,649 13,634 131,357 5,181 65,331 38,227 51,330 104,128 582,699 282,281 82,899 66,240 6,062 96,800 16,875 a n d one in Indiana, are included in t h e figures for those States. 9,278 104,195 4,891 221,260 2,207 8,799 2,319 12,896 45,861 301,585 131,831 61,254 20,076 775 22,107 8,558 583 67,430 11,116 610,944 698 68,122 11,400 815,127 331 20,579 1,450 304,492 463 72,863 2,520 288,197 3,128 543,757 16,651 2 , 7 8 9 , 3 2 7 6,854 1,120,935 2,461 461,496 1,925 396,160 334 53,932 2,521 424,873 414 69,673 33,521 341,118 32,038 504,241 8,458 155,092 28,372 125,617 268,666 1,740,442 616,608 228,219 181,489 22,792 196,847 37,705 5,721 45,922 5,807 45,833 2,285 11,735 4,189 16,377 36,030 81,299 61,054 24,193 9,202 2,760 15,648 6,779 15 OF BANKS ON J U N E 30, 1951, BY STATES A S S E T S [in thousands of dollars] a n d b a n k balances Other balances with banks in U. S. Balances with b a n k s in foreign countries Cash items in process of collection 24,589 119,294 7,209,314 Bank premises, furniture, and fixtures 992,595 Assets indirectly representing real estate Other real estate owned 18,169 87,154 682 32 11,884 5,290 215,853 21,677 75,166 2,173 1,913 1,543 35,330 8,687 16,794 150 33 32 41 16 193 297 56 23 1,514 91 3,243 499 1,364 82,881 354 2,775 ,346,233 131,037 445,651 217,731 47,285 85,796 1,008 591 1,361 4,423 1,513 12,940 769 157 1,475 720 50 1,151 8 4,503 1,521 28 327,239 93,888 596,041 264,268 101,541 50,729 16,579 42,531 31,570 12,592 51 58 223 242 9 732 148,049 41,477 257,032 3,690 5,107 55,637 23,257 8,872 5,543 20,138 1,377 2,110 5,727 5,451 507 29 253 21 15,618 66,439 38,421 78,988 25,112 81,397 19,648 117,401 64,995 2,215 10,301 14,519 17,119 6,380 8,478 3,558 14,583 18,081 113 147 691 226 46 13 77 410 1,081 656 546 ,250 702 600 56 42 44,583 87,867 31,194 7,615 6,391 16,479 7,732 3,400 5 248 366 80 18,901 96,539 47,221 275,971 3,114 11,234 7,346 62,400 5 274 64 6,073 15,977 7,701 4,210 49,368 3,189 13,109 24,012 3,911 3,414 3,501 1,586 3,309 2,288 5,158 3,558 1,732 30 32 3 153 198 866 49 48 137,898 60,105 591,079 17,682 15,196 101,370 1,621 54 3 15 774 30 627 10,101 21 28 211 177 159 4 278 26 270 260 99 146 89 13 2 626 75 10 192 160 296 20 125 360 118 30 197 90 5 ' 2, 316 63 289 150 826 712 4,450 13 163 579 591 9,914 10,828 Customers' liability accept- Income accrued b u t not collected Other assets 235,648 251,564 219,015 333 14 141,611,930 35,213 2,631 114 339 1 146 8,082 1,536 1,318 512 141 84 10,041 545 1,361 342,874 211,808 146,555 4,289,430 691,711 1,459,254 153,187 254 4,574 70,484 10,422 15,722 91,337 3,758 12,975 34,658,661 4,514,684 10,347,351 10,630 53 832 1,291 291 4,712 86 172 12,291 3,401 23,241 8,357 3,067 6,023 1,907 23,935 5,838 4,237 7,387,332 2,628,586 12,431,288 5,442,825 2,212,550 3,963 2,508 472 l]542 4,775 1,059 4,673 727 788 1,314 866 1,465 807 3,180 28 571 453 799 2,214,457 1,313,561 3,586,797 248,861 340.481 1,037,554 1,110,171 364 5 394 1,894 949 1,587 405 1,448 424 2,287 3,002 222 2,850 766 1,761 1,387 2,103 342 1,836 1,364 378,686 1,258,772 1,120,141 1,707,112 796,073 1,034,516 485,826 1,338,846 1,669,249 41 35 591 141 526 1,069 323 1,408 1,778 1,582 39 526 1,064 1,861 398 1,078,370 1,654,975 1,098,634 318,048 63 710 4,345 9,074 123 3,034 252 3,094 296 3,170 1,524 5,582 353 1,902 1,197 3,434 568,304 1,424,582 1,523,383 6,624,106 874 6 168 1,973 251 1,325 75 459 157 138 105 2,100 104 758 554 256 480,822 373,035 226,519 1,131,306 294.482 437,632 518,804 172,706 3,942 4,242 37,871 1,219 969 19,292 1,998,497 1,333,800 13,947,913 691 1 21 63 Total assets 93 297 266 431 223 864 475 8 25,452 378 452 21,452 19,552 State T o t a l , all S t a t e s New England: Maine New Hampshire Vermont Massachusetts R h o d e Island Connecticut Middle Atlantic: New York N e w Jersey Pennsylvania E a s t N o r t h Central: Ohio Indiana Illinois Michigan Wisconsin W e s t N o r t h Central: Minnesota Iowa Missouri North Dakota South D a k o t a Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia W e s t Virginia N o r t h Carolina South Carolina Georgia Florida E a s t South Central: Kentucky Tennessee Alabama Mississippi W e s t South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado N e w Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks 1 OF BANKS LOCATED IN F E D E R A L RESERVE DISTRICT SPECIFIED 424 20 277 10 197 65 127 1,471 681 50 149 150 9 354 153 90 4,503 1,520 28 99 For footnote, see opposite page. 11,494 113,905 3,397 149,883 3,120 83,898 7,130 50,541 87,010 574,509 263,353 99,340 124,156 2,024 46,995 12,441 4,856 37,816 2,763 34,784 382 8,809 3,071 11,491 13,583 38,221 30,319 11,430 5,922 1,171 7,142 4,607 41 513 43 1 269 78 245 35 69 236 8 158 64 861 91 1,285 16 7,321 114 209 141 679 375 9,315 103 6,942 647 3,034 323 425 2,486 31 1,350 3,193 22,727 8,356 2,779 920 251 1,524 1,325 53 815 1,291 291 361 118 4,345 4,665 86 172 207 252 211 188 2,725 122 2,274 218 1,731 344 848 1,682 23,244 5,773 4,189 550 69 1,194 723 335,636 3,705,765 313,998 3,921,899 114,721 1,130,864 263,266 1,057,895 2,298,632 11,688,587 5,273,347 2,023,552 1,289,588 184,735 1,496,092 380,402 Connecticut—Dist. No. 2 N e w Jersey—Dist. No. 2 K e n t u c k y — D i s t . No. 4 Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 I n d i a n a — D i s t . No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 N e w Mexico—Dist. No. 10 O k l a h o m a — D i s t . No. 10 Arizona—Dist. No. 12 16 ALL MEMBER BANKS—ASSETS A N D LIABILITIES L I A B I L I T I E S [In thousands of dollars] Demand deposits State Total Total, all States. . New England: Maine New Hampshire.. . . Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Individuals, partnerships, and corporations United States Government States and political subdivisions Time deposits Banks in foreign countries Banks United States Certified and officers' checks, etc. Total Individuals, United PostpartnerStates al ships, and Governcorporaings ment tions States and political subdivisions Banks in U. S. 99,664,029 74,061,363 5,811,429 6,712,772 9,658,624 1,327,194 2,092,647 30,073,341 28,262,907 197,960 8,281 1,242,832 22,501 187,069 143,466 63,019 3,225,675 438,312 1,076,352 154,905 113,231 54,590 2,503,274 335,472 875,631 7,923 6,022 1,564 158,270 33,729 61,181 26,779,893 19,156,800 1,989,634 2,417,596 2,003,229 92,867 6,732,272 5,439,586 398,365 12,344 10,878 3,305 197,284 43,224 66,851 6,619 6,897 1,041 268,572 11,924 32,815 1,111,226 628 16,672 909,032 3,971,629 70,045 1,768,388 81,509 2,575,128 6,433 162 33,969 4,828 922 83,059 2,227,260 34,501 648,517 96,140 2,804,428 53.427 1,872,777 28,607 720,508 3,593,953 1,329,000 6,437,955 2,476,892 996,795 354,828 80,931 588,859 315,699 95,314 320,398 283,635 274,616 97,354 536,403 1,098,236 215,106 180,305 100,039 126,639 1,533,309 972,740 2,796,771 167,125 252,918 857,998 933,716 985,131 643,639 1,918,673 142,582 202,942 613,941 647,828 74,445 41,813 133,115 3,481 5,018 27,240 26,655 178,424 160,176 122,994 11,379 34,037 57,156 174,438 273,307 116,624 596,989 7,715 8,630 151,401 76,522 301,705 885,334 848,500 1,075,968 538,339 787,848 391,922 1,054,735 1,308,882 239,481 660,151 744,695 798,833 413,142 547,404 306,813 732,705 982,866 41,254 43,717 33,451 42,942 22,184 44,998 14,379 50,211 30,227 6,036 97,288 143 90,672 56,615 64,638 50,297 109,673 142,392 3,755 76,226 49,428 122,619 35,893 116,289 13,421 156,555 132,194 841,912 1,202,006 797,534 238,522 623,450 799,022 603,456 153,475 41,360 30,891 29,789 5,738 54,550 140,799 92,831 50,061 115,039 218,845 63,271 27,514 448,879 1,126,763 1,275,401 5,553,906 338,267 725,600 930,382 4,114,476 9,201 29,959 40,990 154,891 49,708 206,270 148,200 411,232 48,098 143,128 141,181 801,863 370,465 262,789 174,906 855,122 237,421 321,901 359,040 102,970 290,442 202.741 135,357 670,793 161.742 257,509 266,114 79,104 8,661 7,279 3,684 36,773 16,163 8,355 8,798 2,734 44,168 46,013 26,197 64,435 46,813 45,519 43,093 17,650 22,660 4,332 7,789 74,020 9,366 3,677 37,691 1,362 1,406,143 884,929 7,586,951 1,020,136 718,913 5,918,245 77,246 33,073 445,528 212,848 78,057 556,747 73,915 36,412 357,463 126 30,648 1,940 43 120,400 44,601 67,613 623,065 195,742 270,398 811,771 2,801,430 204,158 46,669 224,846 571,294 4,642,306 1,816,564 8,791,562 3,246,257 1,348,316 Mutual Savings Banks 1.., 5,261 6,438 2,519 67,627 12,023 39,831 2,520 119,638 43,785 67,032 610,978 194,855 268,341 486 643 132 2.290 538 1,402 6 20 3 136 153 30 270 153 446 8,593 196 625 3,590,421 47,785 1,737,591 4,615 2,453,329 2,451 797 71,834 25,936 117,268 2,095,765 643,104 2,668,830 1,851,777 711,484 3,035 4,058 4,693 2,321 5,767 368 479 101 76 555 127,493 163 130,444 18,302 2,277 83 2,585 1,592 525 1,026 39 2,966 19,482 10,488 22,263 1,968 2,291 8,252 8,273 511,954 256,018 540,829 65,684 65,860 112,039 103,528 507,556 253,244 532,645 65,028 63,660 111,957 99,176 50 79 60 6 5 23 53 4,086 110 6,362 125 1,169 11,179 6,456 15,407 20,676 10.505 14,498 7,012 5,539 17.428 37,282 283,025 195.318 489,281 185,937 159,356 63,187 185,101 250,620 36,517 205 276,422 5,305 5 170,232 6,900 1,230 445,051 14,259 224 183,754 1,506 145 126,907 4,094 8 61,113 1,210 7 181,035 3,248 448 242,217 5,008 66 60 1,273 456 29,387 272 38 115 253 7,475 12,334 7,934 1,734 151,483 339,623 217,037 57,831 143,673 323,682 213,220 57,119 3,415 3.291 2,756 702 16 170 17 4,319 10,799 180 10 9,300 439 7,853 3,605 12.506 14,209 63,591 77,446 209,694 129,748 614,231 75,992 266 203,756 2,387 105,917 3,097 501,859 13,176 30 55 96 401 1,008 2,501 19,515 95,626 4,534 2,424 1,879 9,065 3,337 5,366 3,342 84,556 87,615 36,542 200.319 38,599 85,996 124,780 58,058 83,965 85,862 36,109 190,588 36,096 85,811 65 3 649 1 , 0 1 1 385 17 1,798 10 2,437 21 175 10 590 020 1,647 513 53 31 7,910 45 1,496 5,376 226 52 3,775 1,475 2 3,247 1,209 79,528 2,120 18,751 464,299 17,265 352,603 229,440 5,327,408 100 17,590 122,611 55,553 458,567 5,323 345,293 47 4,723,790 24,987 15 15 241 18 1,300 28,126 652 356 2,979 489 858 4 7,198 511,042 17,587 STATES LOCATED IN TWO F E D E R A L R E S E R V E DISTRICTS—CONDITION Connecticut—Dist. No. 2. New Jersey—Dist. No. 2 . . Kentucky—Dist. No. 4 . . . Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6. . . Mississippi—Dist. No. 6. . Tennessee—Dist. No. 6 . . . Indiana—Dist. No. 7 . . . . Illinois—Dist. No. 7 Michigan—Dist. No. 7. . . Wisconsin—Dis. No. 7 Missouri—Dist. No. 10. . . New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10.. Arizona—Dist. No. 12. . . 1 215,370 1,937,035 220,486 2,585,200 67,311 888,180 194,585 740,400 1,588,661 8,319,595 3,176,766 1,248,676 1,090,155 142,208 1,253,598 279,912 174,338 1,605,728 192,804 2,100,906 48,568 552.582 120.583 486,478 1,157,130 6,089,837 2,422,828 916,709 648,165 81,420 913,740 225,055 13,377 76,237 5,698 187,998 5,880 21,178 4,155 21,058 73,232 578,177 312,679 91,078 40,065 15,078 40,848 7,686 13,810 6 791 147,016 43 867 18,057 2 249 72,351 194 075 8,191 2 583 176,973 120 008 41,243 26 995 98,705 124 173 243,588 84 403 488,434 1,036, 087 204,545 179 766 88,892 123, 756 55,181 335, 608 34,678 8 , 722 144,018 140, 768 37,738 3, 601 628 *2',244 9,300 162 33,969 4,815 922 1,401 439 1,475 These banks, two in Wisconsin and one in Indiana, are included in the figures for those States. 7,054 96,303 63,559 1,503,714 1,678 63,965 27,626 930,345 2,089 33,022 8,139 172,632 1,609 50,790 9,986 244,323 30,146 569,308 93,091 2,585,875 52,133 1,786,459 27,319 644,638 9,735 119,232 2,310 30,349 13,785 126,799 4,357 73,615 95,697 1,481,065 63,816 889,860 32,374 166,794 50,091 231,398 564,112 2,484,001 1,765,934 635,944 118,963 27,888 103,027 73,430 10 1,756 5 214 370 2,297 699 3,291 4,046 4,676 2,197 5,767 13 2,425 3,093 175 20 1 412 10 45 168 449 45 21 550 16 21 96 10 576 20,656 103 39,230 224 2,501 7,838 28 96,793 18,006 1,952 190 15 19,465 17 OF BANKS ON J U N E 30, 1951, BY STATES L I A B I L I T I E S A N D CAPITAL ACCOUNTS [In thousands of dollars] Total deposits Bills payable and other borrowed money 129,737,370 Acceptances outstanding Other liabilities Total liabilities 55,219 265,826 1,566,177 29,940 4,150 4,711 161,682 32,960 158,308 118,663 120,645 21,756 55,124 14,737 51,103 355,479 2,912,573 2,552,332 369,042 400,131 48,327 907,147 920,793 102,066 31,787,600 4,213,150 9,375,338 838,749 1,462,010 133,619 95,478 533,709 274,475 531,188 56,157 145,230 39,114 16,280 18,599 2,871,061 24,178,240 18,531,370 301,534 2,135,059 2,146,395 972,013 5,929,758 5,300,290 45,494 11,091 60,035 42,767 8,457 6,921,258 2,476,422 11,671,215 5.161.922 2,077,503 152,994 45,131 243,217 86,550 40,590 219,386 69,163 336,673 127,515 50,849 82,455 32,093 105,522 52,731 36,553 11,239 5,777 74,661 14,107 7,055 466,074 152,164 760,073 280,903 135,047 19,681 2,197 18,533 1,344 I,766 2,494 3,241 2,065,635 1,230,955 3,358,909 234,153 320,744 974,589 1,041,035 40,131 21,398 83,049 4,245 5,673 21,565 22,700 74,135 33,639 85,772 6,065 8,500 22,398 27,533 22,353 20,682 54,639 3,533 4,220 14,212 16,729 12,203 6,887 4,428 865 1,344 4,790 2,174 148,822 1,267,670 1,034,988 772,826 833,038 82,606 227,888 2,363,327 1,806,898 152,239 148,072 14,708 234,163 220,494 19,737 623,712 721,092 62,965 807,282 802,176 69,136 3,132 5,354 5,879 9,854 3,079 14,522 3,036 12,133 8,352 342,119 1,174,010 1,050,109 1,576,767 728,835 962,442 458,145 1,253,132 1,568,054 8,973 22,862 20,200 40,567 20,265 17,075 8,737 25,988 33,375 22,786 42,809 36,050 57,284 32,442 39,827 12,283 37,945 45,933 4,689 13,484 10,992 24,973 10,984 12,074 5,178 12,300 14,610 119 5,607 2,790 7,521 3,547 3,098 1,483 9,481 7,277 266,505 36,567 765,003 84,762 765,464 70,032 900,991 130,345 450,077 67,238 634,518 72,074 335,340 27,681 868,007 85,714 101,195 1,105,357 241,078 697,456 721,824 831,193 455,150 545,143 344,474 730,516 1,077,691 23,325 33,171 23,255 13,347 16,469 15,604 870 2,191 3,365 4,306 295 78,626 103,077 76,195 20,250 725,614 979,419 679,104 192,147 640,892 864,288 673,027 197,655 30,751,522 4,185,984 9,307,400 10,795 173,683 254 2,050 2,310 4,951 851,600 24,862 60,677 6,869,566 2,465,081 11,595,990 5,119,034 2,068,824 5,565 250 10,153 35 50 633 338,987 1,168,359 1,043,818 1,565,249 724,276 947,204 455,109 1,239,836 1,559,502 993,395 1,541,629 1,014,571 296,353 526,325 1,336,457 1,405,149 6,168,137 455,021 350,404 211,448 1.055.441 276,020 407,897 483,820 161,028 1,576 200 2,058 550 400 1,300 1,475 450 297 12 364 5 266 9,987,338 86,913,472 75,657,468 1,126 309,914 190,052 131,818 3,933,951 643,384 1,357,188 1,200 12,190 6,110 4,807 100,814 14,570 36,314 1,157 1,151 1,105 200 58 410 141 526 1,271 323 5,798 9,743 6,597 1,122 999,744 1,551,898 1,022,439 297.798 6,218 39,763 50,072 33,030 12,867 670 2,702 123 3,533 252 3,094 2,038 6,618 5,852 24,741 528,486 1,346,608 1.411.923 6,198,674 12,785 22,651 33,508 160,779 15,857 38,467 39,728 168,281 9,298 15,813 32,910 76,633 1,878 1,043 5,314 19,739 125 5 1,939 1,930 828 4,816 765 5,163 3,620 8,890 7,800 3,083 19,640 7,095 8,325 9,590 2,238 9,107 8,267 6,528 31,053 6,399 11,465 11,543 3,948 5,133 3,980 3,300 15,246 1,211 3,671 8,824 4,164 602 654 732 4,550 2,978 1,288 457,090 352,334 212,876 1,060,817 276.799 413,060 487,440 162,316 9,428 II,870 184,548 1,880,927 1,250,347 13,122,668 34,390 22,835 295,744 45,374 34,997 325,749 25,071 25,356 191,350 12,735 265 12,402 61 17,827 1,517 192 16 1,725 2,854 46,392 5,123 40,091 1,774 12,806 573 10,078 27,426 93,051 49,491 33,904 18,001 592 32,293 3,116 688 12,645 1,296 4,025 858 1,023 165 1,931 4,781 69,603 13,442 6,381 2,338 2,001 4,958 1,011 21,372 241,294 28,135 381,028 13,657 61,282 16,481 66,590 130,734 709,935 267,479 122,298 76,725 11,468 108,969 22,167 600 560 14 1.870.442 1,237,532 12,914,359 596 300 17,7/6 50 461 645 23,761 Demand deposits adjusted (see footnote on page 1) 7,297 5,499 3,561 61,880 8,037 17,779 1,945 515 1,060 37,860 6,689 9,824 691 Net demand deposits subject to reserve (see page 18) 12,316 8,996 5,243 162,845 21,570 43,262 500 1,470 126 6,500 40,851 2,641 114 500 2,045,263 1,228,758 3,337,600 232,809 318,778 970,037 1,037,244 Surplus Total capital accounts 131,624,592 3,084,114 4,665,052 1,859,884 378,288 307,469 188,067 130,632 3,848,740 634,054 1,346,750 '5,037 86 172 Capital Other capital accounts Undivided profits 1,111 1,407 40 4,006,308 1,542,916 7,754,506 2,793,314 1,121,528 3,670,171 1,544,229 6,474,457 2,481,157 1,023,900 372,679 373,542 39,818 847,837 943,620 77,974 111,460 1,059,335 1,045,570 425,432 4,484,755 4,313,328 23,732 20,701 13,643 70,489 17,683 24,572 31,364 10,390 317,063 234,133 146,187 716,768 193,599 294,241 306,416 92,650i 323,167 243,477 159,223 694,925 208,703 295,285 288,537 94,963 117,570 1,204,066. 1,113,837 754,130 790,925 83,453 825,245 6,707,575: 6,113,353 State T o t a l , all S t a t e s New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks OF BANKS LOCATED IN F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D 311, 673 3,440, 749 284, 451 3,515, 545 100, 333 1,060, 812 245, 375 984, 723 2,157, 969 10,905, ,470 4,963 ,225 1,893 ,314 1,209 ,387 172 ,557 1,380 ,397 353 ,527 100 1,700 350 114 209 141 679 3,533 323 425 250 10,100 ' ' 4 , 9 9 0 86 35 172 50 207 670 252 2,377 21,813 921 24,647 731 5,237 1,087 6,157 9,679 58,092 42,522 7,718 3,269 710 5,804 4,708 For footnote, see opposite page. 314,264 3,464,471 285,863 3,540,871 101,064 1,069,582 246,785 991,305 2,167,898 10,978,652 5,005,868 1,901,254 1,212,863 173,267 1,387,123 358,235 8,008 76,031 8,725 111,270 4,140 17,026 4,988 23,140 38,544 229,030 82,335 36,390 25,720 4,680 32,798 7,825 9,822 106,226 12,991 225,642 6,885 30,427 10,755 31,441 59,983 318,251 122,211 45,623 30,666 4,195 38,920 10,215 187,191 1,713,909 190,229 2,320,577 57,485 750,802 154,283 594,262 1,349,814 7,357,983 2,735,694 1,040,345 884,934 113,978 1,042,108 254,886 183.708 1,702,398 209,142 2,051,000 55,728 653,796 156,305 544,628 1,343,854 6,096,853 2,416,153 933,580 588,925 116,384 1,024,548 254.709 Connecticut—Dist. No. 2 New Jersey—Dist. No. 2 Kentucky—Dist. No. 4 Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 Indiana—Dist. No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10 Arizona—Dist. No. 12 18 ALL MEMBER BANKS—DEPOSITS A N D RESERVES, J U N E 30, 1951 [In thousands of dollars] Gross demand deposits All m e m b e r b a n k s Central reserve city banks f Net Deductions demand allowed in deposits computing to reserves 1 subject reserve Reserves with Federal Reserve Banks 2 Time deposits Total Required 99,664,029 12,750,557 86,913,472 30,073,341 18,945,745 18,554,544 28,935,356 2,744,290 26,191,066 3,050,430 6,335,591 6,468,882 Excess Ratio of total reserves to net demand plus time deposits (per cent) Ratio of required reserves to net demand plus time deposits (per cent) 391,201 16 .2 15 .9 -133,291 21 .7 22 .1 Reserve city banks 37,964,924 5,245,744 32,719,180 11,909,324 7,437,660 7,258,395 179,265 16 .7 16 .3 Country banks 32,763,749 4,760,523 28,003,226 15,113,587 5,172,494 4,827,267 345,227 12 .0 11 .2 AH member banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 4,918,523 28,932,298 4,929,338 7,515,303 4,460,600 4,984,316 15,306,438 3,982,334 2,492,948 5,307,703 5,951,494 10,882,734 4,376,362 26,079,340 4,296,836 6,574,599 3,793,908 4,151,815 13,316,874 3,399,966 2,092,102 4,427,243 4,813,776 9,590,651 1,225,516 830,636 5,571,646 6,058,136 1,946,739 892,678 3,254,592 1,449,346 1,343,082 811,656 1,120,503 814,943 5,842,298 3,008,781 986,664 679,615 409,998 890,242 863,095 728,808 941,008 674,873 6,488,378 2,185,853 801,434 6,131,528 848,205 1,371,806 730,753 761,092 2,985,083 647,340 398,701 814,897 852,653 2,211,052 29,202 -73,392 44,473 77,540 80,903 53,851 23,698 32,275 11,297 48,198 88,355 -25,199 14 .8 19 .1 14 .3 14 .7 15 .8 15 .5 15 .7 15 .5 13 .7 16 .7 17 .1 13 .6 14 .3 19 .4 13 .6 14 .0 14 .2 14 .4 15 .6 14 .8 13 .4 15 .8 15 .5 13 .8 Central reserve city banks: New York Chicago 23,140,049 2,161,680 20,978,369 5,795,307 582,610 5,212,697 1,924,442 5,053,276 1,125,988 1,282,315 5,150,275 1,318,607 -96,999 -36,292 22 . 1 20 .2 22 .5 20 .8 Reserve city banks, by districts: Boston New York Philadelphia Cleveland 1 Richmond Atlanta Chicago 'St. Louis Minneapolis Kansas City Dallas San Francisco 2,103,747 183,548 1,920,199 179,770 412,742 914,366 109,619 183,602 804,747 290,822 2,484,458 320,381 2,164,077 222,334 452,282 4,858,317 590,215 4,268,102 1,526,340 987,406 2,290,589 306,923 1,983,666 443,905 463,386 2,273,283 396,497 1,876,786 423,794 427,625 4,879,810 731,262 4,148,548 2,027,715 974,442 2,191,062 321,972 1,869,090 401,532 336,385 1,067,326 194,114 164,801 172,971 873,212 3,045,953 523,368 2,522,585 390,250 538,380 540,017 2,303,862 2,843,879 379,826 529,139 9,012,134 1,027,828 7,984,306 5,519,551 1,897,984 394,826 178,399 446,155 945,201 423,368 401,015 951,372 394,001 184,530 527,932 483,562 1,928,034 17,916 5,203 6,127 42,205 40,018 22,779 23,070 7,531 -11,559 10,448 45,577 -30,050 19,,7 16. 8 19. 0 17. 0 19. 1 18. 4 15. 8 18. 2 16. 7 18. 5 19. 7 14. 1 18 .8 16..3 18. 7 16. 3 17. 4 17. 4 15. 4 17. 9 17. 8 18. 1 18. 0 14. 3 Country banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 2,814,776 4,877,883 2,444,880 2,656,986 2,170,011 2,711,033 4,631,321 1,791,272 1,425,622 2,261,750 3,107,615 1,870,600 406,608 802,854 402,050 426,605 307,385 360,077 715,104 253,339 214,171 286,965 369,091 283,018 11,286 18,404 38,346 35,335 40,885 31,072 36,920 24,744 22,856 37,750 42,778 4,851 11. 9 10. 7 11. 4 11. 4 12. 9 13. 2 11. 3 12. 7 12. 2 14. 5 14. 7 11. 2 11. 6 10. 5 10. 4 10. 6 11. 3 12. 1 10. 8 11. 6 11. 0 12. 8 13. 2 11. 0 542,161 2,852,958 632,502 940,704 666,692 832,501 1,989,564 582,368 400,846 880,460 1,137,718 1,292,083 358,613 581,659 312,121 350,489 359,769 436,004 675,692 260,396 206,732 357,092 597,701 264,255 2,456,163 1,045,746 4,296,224 3,356,382 2,132,759 1,724,405 2,306,497 1,728,252 1,810,242 899,177 692,878 2,275,029 3,955,629 2,688,595 650,279 1,530,876 725,441 1,218,890 1,904,658 338,558 295,047 2,509,914 1,606,345 968,827 417,894 821,258 440,396 461,940 348,270 391,149 752,024 278,083 237,027 324,715 411,869 287,869 1 Demand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of collection. War loans and series E bond accounts were also exempt from reserve requirements during the period April 13, 1943, to June 30, 1947, and were, therefore, deducted in computing net demand deposits subject to reserve for the June 1946-June 1947 call dates shown on page 2. The difference between the figures shown in this column and the figures shown against the corresponding captions under "Assets" is accounted for by an excess of allowable deductions over gross demand deposits at a number of banks. 2 The figures shown in the " T o t a l " column represent the reserve balances as reported by member banks from their own books. They differ from those shown by the Federal Reserve Banks' books because of a lack of synchronization of entries on the books of Federal Reserve Banks and member banks. In determining whether member banks' reserves meet requirements, the reserve balances shown by the books of the Federal Reserve Banks are used. Reserves actually required on a given date are based on deposits at the opening of business on t h a t day, which is the same as the close of business the preceding day. Therefore, the figures in the "Required" column represent the reserves required to be maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System prescribed the following requirements for reserves to be maintained by each member bank which were in effect on t h a t date: Time deposits—6% for all member banks; net demand deposits—24% for central reserve city banks, 20% for reserve city banks, and 14% for country banks. The figures shown in the "Excess" column are the differences between reserve balances reported by member banks on the call date and the reserves required to be maintained on the first business day following the call date. They are, therefore, merely approximations of the reserve position of member banks. STATE MEMBER BANKS—ASSETS A N D LIABILITIES ON J U N E 30, 1951, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Total Boston ASSETS Loans and investments Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve B a n k stock) Reserves, cash, a n d b a n k balances Reserve with Federal Reserve Banks Cash in vault D e m a n d balances with b a n k s in United States (except private b a n k s and American branches of foreign banks) Balances with banks in foreign countries Cash items in process of collection Bank premises owned and f u r n i t u r e a n d fixtures Other real estate owned I n v e s t m e n t s and other assets indirectly representing b a n k premises I n c o m e accrued but not yet collected O t h e r assets New York Philadelphia Cleveland Rich- Atlanta Chicago Lst, Minneapolis 3 5 , 5 4 9 , 6 1 7 1,453,066 16,533,516 2 , 0 8 8 , 2 7 2 3 , 1 8 2 , 7 1 4 1 , 5 2 2 , 4 3 0 6 1 3 , 7 4 5 4 , 8 0 3 , 7 9 4 1 , 4 1 2 , 9 1 7 348,691 16,386,274 629,067 8,218,721 910,446 1,288,332 732,756 303,921 1,704,783 693,596 140,731 674,077 243,137 2 , 5 0 6 , 9 8 1 16,138,490 933,250 1,536,984 609,068 181,142 682,928 7,247,920 3 2,900 6 375 15 112 209 4,514 327 31 71,179 57,798 61,563 17,666 2,019,367 85,992 700,737 135,955 203,765 446,598 49,509 40,017 872,574 287,499 6,768 137,814 97,078 146,324 42,436 8,553 11,537 2,118 7,506 6,045 128,398 5,243 75,739 6,934 4,386 568 379,971 5,454,395 616,774 875,846 548,724 208,908 1 , 2 6 3 , 9 7 1 469,728 98,986 11,046,369 197,834 3,543,982 355,162 50,626 6,604,068 509,117 292,681 102,153 723,074 246,113 134,939 23,888 32,476 12,308 69,598 21,014 434,386 28,443 57,256 6,832 1,355,017 7,886 51,368 2,593,644 3,078 334,178 2,873 58,902 612 1,583 92,597 25,196 113,451 88,934 54,464 Kansas City 696,410 351,280 268,587 399 65,801 8,923 1,420 265,911 119,853 8,630 Dallas San Francisco 529,414 2 , 3 6 4 , 6 4 8 259,999 1,152,642 215,123 1 , 0 3 9 , 2 9 3 100 37 123,748 48,565 4,326 43,327 5,601 1,301 645,289 217,866 373,095 90,378 25,987 13,015 72,739 823 1,166 162,996 160,299 270 593 148,311 108,478 265 128 114,696 60,676 50 3 33,718 266,073 613 999 203,614 101,146 65 148 101,242 32,851 19,613 119 185,453 3,336 43,105 1,543,580 3,078 152,518 756 24,555 327 25,513 90 21,836 325 8,876 715 32,554 174 11,214 21 1,867 37 3,614 82 9,037 106 22,981 121 1,160 2,338 3,231 3,018 2,803 102,623 50,600 20,817 6,134 570 5,545 5,495 11,073 323 7,406 3,698 1,868 57 3,088 5,695 147 762 1,042 2,005 1,668 400 8,126 4,838 67 1,135 2,474 2,548 110 403 215 670 2,004 25 632 273 356 141 4,611 6,076 3,775 47,218,160 1,862,516 22,321,106 2 , 7 4 7 , 6 7 2 4 , 1 0 6 , 6 6 3 2 , 1 0 4 , 0 2 3 1 8,676 71,219 100,011 252 384 29 231 6 5 , 9 2 8 13,847 137,170 1,216 3,382 104,439 836,200 6 , 1 1 5 , 5 2 5 1 , 9 0 0 , 1 0 4 450,199 968,801 757,709 3 , 0 4 7 , 6 4 2 3 3 , 5 4 7 , 6 8 7 1,273,649 17,234,175 1,999,989 2 , 4 1 7 , 3 4 2 1 , 4 6 6 , 8 7 6 615,018 3 , 5 9 3 , 4 4 4 1,422,866 291,283 25,361,857 1,047,596 12,573,754 1,670,340 1,970,877 1,089,290 447,213 2 , 8 2 3 , 0 7 0 1,031,218 227,674 119,270 174,245 69,047 205,414 75,777 61,148 1,256,656 18,439 2,110,078 6,894 527,512 50,500 131,959 114,750 90,494 1,650,400 84,779 284,635 73,968 39,843 127,713 171,681 214,543 2,954,827 34,854 1,692,022 104,226 53,818 229,572 13,175 3,761 1,940 249 2,106 630,059 597,224 3,031 639 13 2,172 796,076 629,460 1 , 8 0 7 , 5 0 9 522,816 516,667 1,441,342 20,177 93,759 9,252 89,331 68,074 94,555 155,930 27,486 129,807 531 17,784 609 43,100 587,007 33,004 4,805 840,466 28,405 20,168 63,676 11,692 3,684 481,629 1 , 3 8 9 , 1 3 3 465,559 158,131 2 , 1 3 6 , 5 1 0 338,362 130,005 9,600,866 414,645 2 , 8 5 3 , 9 1 5 412,199 150,480 2 , 1 0 4 , 0 6 8 9,147,231 410,035 2,682,033 331,839 128,065 455,139 1,326,953 220 7,867 29,351 1,069 9,546 392 2,859 2,140 3,110 52 15 40 214 431 31 27 1,087 66 188 31 46,076 61,373 25,655 28,832 3,614 29,939 1,852 286,019 3,475 3,386 1,245 75 201 230 5,678 1,147 175 5 500 16,000 131,500 115,000 4 3 , 1 4 8 , 5 5 3 1,688,294 20,088,090 2 , 4 8 1 , 6 1 8 3i806^475 1 , 9 3 2 , 4 3 5 773,149 5 , 7 2 9 , 9 5 4 1 , 7 6 1 , 2 2 8 421,288 8,750 8,750 Diip to own foreign forA.nnhps 300 500 '5,500 140 555 10,135 803 22,329 3,335 50 Bills payable, rediscounts, a n d other liabilities for borrowed money. 57 117,150 762 1,135 128,071 572 323 429 2,353 Acceptances outstanding 1,334 743 311 1,069 19,324 1,032 12,986 558 324 23 Dividends declared b u t not yet payable 6,966 8,089 5,065 30,011 5,283 83,361 2,182 12,308 2,969 515 Income collected b u t not yet earned 173,585 12,279 16,262 8,768 15,552 6,080 8,249 86,629 2,666 542 Expenses accrued and unpaid 122,401 3,175 7,337 4,805 150,892 2,890 1,753 1,711 3,403 58 Other liabilities 7,291 30,262 7,372 105,965 76,796 1 , 0 5 0 , 2 1 6 104,647 72,498 969,275 15 2,054 27 27 11 6 1,176 77,161 3,480 100 1,715 785 Total assets LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries T o t a l liabilities CAPITAL ACCOUNTS Total capital accounts T o t a l liabilities a n d capital a c c o u n t s N e t d e m a n d deposits subject t o reserve (see page 18) D e m a n d deposits a d j u s t e d (see footnote on page 1) Pledged assets (and securities loaned) 4 3 , 7 3 4 , 8 6 5 1 , 7 1 3 , 3 8 3 20,469,352 2 , 5 0 4 , 8 2 2 3 , 8 3 5 , 2 0 7 1 , 9 5 4 , 6 9 1 781,349 5 , 7 7 4 , 2 5 2 1,776,176 1,021,934 1,676,766 668,533 116,062 3,483,295 422,476 521,753 952,568 348,557 28,876 66,485 132,728 37,363 6,274 82,096 128,871 51,947 8,542 40,718 76,128 24,275 8,211 17,053 26,801 8,676 2,321 95,637 134,440 74,909 36,287 44,288 46,537 30,701 2,402 8,925 9,870 7,319 1,609 149,133 1,851,754 242,850 271,456 149,332 54,851 341,273 123,928 27,723 46,388 60,356 25,822 16,567 902,041 706,256 2 , 8 5 7 , 7 2 5 495 132 798 2,091 295 416 632 110 352 1,339 69 100 4,658 702 8,823 13,128 2,995 905,852 709,174 2 , 8 8 8 , 1 3 1 19,453 25,383 15,497 2,616 18,429 17,276 11,183 1,647 60,709 65,808 32,284 710 62,949 48,535 159,511 47,218,160 1,862,516 22,321,106 2 , 7 4 7 , 6 7 2 4 , 1 0 6 , 6 6 3 2 , 1 0 4 , 0 2 3 836,200 6 , 1 1 5 , 5 2 5 1,900,104 450,199 968,801 757,709 3 , 0 4 7 , 6 4 2 2 9 , 6 0 0 , 6 6 5 1,122,311 15,505,142 1,764,254 2,108,732 1,243,702 520,624 3 , 1 2 4 , 5 1 1 1,220,478 249,756 25,259,079 1,082,878 12,144,693 1,586,249 1,987,529 1,109,512 508,794 2 , 9 6 7 , 7 6 7 1,015,636 262,525 508,026 385,781 293,626 139,875 4,687,600 132,605 1,994,981 411,694 183,857 60,641 86 231 137 70 1,913 233 444 171 45 131 658,929 515,602 1 , 5 6 6 , 6 2 4 553,510 578,266 1 , 4 6 1 , 7 2 0 133,744 9 8 , 1 6 6 344,604 129 150 86 FEDERAL RESERVE SYSTEM BOUNDARIES OF FEDERAL RESERVE DISTRICTS AND THEIR BRANCH TERRITORIES fS e ,off/e P " t f a . MINNEAPOLIS ! ,1 Detroit CHICAGO i f C L E VEUANO J «aNi XC/SCO D *hvei KANSAS CITY (§ Louisville / ST. LOUIS Charlotte X Lo « Memphis!! Oklahoma City L i t t l e Rock £ ATLANTA^ DALLAS® \EI Paso jacksot New O r l e a n s BOUNDARIES OF F E D E R A L RESERVE DISTRICTS BOUNDARIES OF F E D E R A L RESERVE BRANCH T E R R I T O R I E S • BOARD OF GOVERNORS OF T H E F E D E R A L RESERVE S Y S T E M ® F E D E R A L RESERVE BANK C I T I E S • F E D E R A L RESERVE BRANCH CITIES l San Antonio > OCTOBER / . 1945 BOAItO OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM