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MEMBER BANK

CALL REPORT




NUMBER 142

CONDITION OF MEMBER BANKS

December 31,1956

BOARD O F GOVERNORS
O F T H E F E D E R A L RESERVE SYSTEM
WASHINGTON

CONTENTS
Assets and Liabilities:

PAGE

Of All Member Banks December 31, 1956, September 26, 1956, and December 31, 1955

1

Of All Member Banks on Selected Call Dates, 1951-1956

2

By Class of Bank

3

By Federal Reserve Districts

4—5

Classification of Loans and United States Government Direct Obligations:
Of All Member Banks on Selected Call Dates, 1951-1956

6

By Class of Bank

6

By Federal Reserve Districts

7

Of Reserve City and Country Member Banks, by Federal Reserve Districts

8-9

All Member Banks—Assets and Liabilities of Central Reserve City and Reserve City Banks, by Cities,
and of Country Banks in Each Federal Reserve District

10-13

Assets and Liabilities of Member Banks, by States

14-17

Deposits and Reserves by Class of Bank and Federal Reserve Districts

18

Assets and Liabilities of State Member Banks, by Federal Reserve Districts

19

These statistics are tabulated from condition reports submitted by member banks following each official
call, a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates
the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks.
The Board of Governors of the Federal Reserve System tabulates the reports of State member banks and
publishes the combined statistics of national and State member banks in the Member Bank Call Report.
Member banks are classified according to their reserve requirements as central reserve city banks,
reserve city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city is classified as a central reserve city bank; a member bank that has an office in a reserve city, but not
in a central reserve city, is classified as a reserve city bank; a member bank that does not have an office in a
reserve or central reserve city is classified as a country bank. However, some banks in outlying sections of
central reserve cities have permission to maintain the reserves required of reserve city banks or country
banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve
classifications of the banks. Since a member bank that has two or more offices, whether in the same city
or in different cities, submits a consolidated condition report, the report is tabulated according to a single
location (that of the bank's head office, unless it has a branch in a city where banks are subject to higher
reserve requirements).
The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve
membership, mergers, etc., and by changes in the reserve classification of cities or individual banks.




MEMBER BANK CALL REPORT
ASSETS AND LIABILITIES OF MEMBER BANKS ON DECEMBER 31, 1956 COMPARED
WITH SEPTEMBER 26, 1956 AND DECEMBER 31, 1955
[Amounts in thousands of dollars]
Condition o n —

Change since—

December 31,
1956

September 26,
1956

December 31,
1955

September 26,
1956

138,767,502
78,033,610
47,563,333
11,872
10,493,528
2,250,242
414,917

136,153,804
76,305,264
46,343,006
11,429
10,686,714
2,396,803
410,588

135,359,650
70,982,172
50,687,953
9,251
10,444,135
2,843,352
392,787

+2,613,698
+ 1,728,346
+ 1,220,327
+443
-193,186
-146,561
+4,329

+ 3,407,852
+ 7,051,438
-3,124,620
+ 2,621
+49,393
-593,110
+ 22,130

Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except
private banks and American branches of foreign banks).
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection

42,906,094
18,707,348
2,487,063

36,817,477
18,501,710
2,295,875

41,415,644
18,722,421
2,019,213

+6,088,617
+ 205,638
+ 191,188

+1,490,450
— 15,073
+467,850

8,095,910
27,749
58,550
13,529,474

6,400,835
27,845
120,300
9,470,912

7,585,414
26,855
96,936
12,964,805

+ 1,695,075
-96
-61,750
+4,058,562

+510,496
+ 894
—38,386
+564,669

Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets

83,958
1,603,510
40,096

78,611
1,568,332
39,584

65,832
1,443,818
29,584

+ 5,347
+35,178
+ 512

+ 18,126
+ 159,692
+ 10,512

116,645
704,986
386,181
265,430

111,886
589,127
385,655
238,840

106,792
422,210
369,606
201,126

+4,759
+ 115,859
+ 526
+ 26,590

+9,853
+ 282,776
+ 16,575
+64,304

184,874,402

175,983,316

179,414,262

+8,891,086

+5,460,140

125,708,473
95,163,388
3,292,093
8,210,716
13,817,890
1,748,982

115,791,920
87,859,063
4,537,963
7,683,727
11,400,253
1,615,194

123,238,555
93,686,682
3,326,705
8,074,602
13,001,524
1,510,697

+9,916,553
+ 7,304,325
-1,245,870
+ 526,989
+ 2,417,637
+ 133,788

+2,469,918
+ 1,476,706
-34,612
+ 136,114
+ 816,366
+ 238,285

ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct obligations
Obligations guaranteed by United States Government. . .
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank stock),

Total assets
LIABILITIES

D e m a n d deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States.
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and
travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal savings
States and political subdivisions
Banks in United States.
Banks in foreign countries
Total deposits
Due to own foreign branches
..
Bills payable, rediscounts, and other liabilities for borrowed
money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
T o t a l liabilities
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
T o t a l liabilities a n d c a p i t a l a c c o u n t s
MEMORANDA
Net demand deposits subject
to reserve (see page 18)
Demand deposits adjusted 1
Pledged assets (and securities loaned)
Number of banks

3,475,404

2,695,720

3,638,345

+ 779,684

-162,941

42,197,106
38,769,135
281,652
19,135
1,838,587
38,969
1,249,628

41,823,096
38,263,540
281,828
19,240
1,912,765
41,828
1,303,895

40,518,171
36,972,332
307,725
19,484
1,865,438
38,181
1,315,011

+ 374,010
+ 505,595
—176
-105
-74,178
-2,859
-54,267

+1,678,935
+ 1,796,803
-26,073
-349
—26,851
+ 788
-65,383

167,905,579

157,615,016

163,756,726

+ 10,290,563

+4,148,853

614,059

676,905

553,269

-62,846

+60,790

47,952
735,456
88,553
748,101
774,794
305,154

1,532,125
614,515
65,506
755,687
848,861
305,123

137,385
451,287
84,385
644,525
722,700
280,654

-1,484,173
+ 120,941
+ 23,047
-7,586
-74,067
+ 31

-89,433
+ 284,169
+4,168
+ 103,576
+ 52,094
+ 24,500

171,219,648

162,413,738

166,630,931

+ 8,805,910

+4,588,717

4,117,435
6,795,628
2,391,099
350,592

4,053,539
6,625,101
2,533,069
357,869

3,862,171
6,294,687
2,264,160
362,313

+63,896
+ 170,527
-141,970
-7,277

+ 255,264
+500,941
+ 126,939
-11,721

13,654,754

13,569,578

12,783,331

+85,176

+871,423

184,874,402

175,983,316

179,414,262

+ 8,891,086

+5,460,140

104,084,331
93,320,034
18,776,610
6,462

99,922,093
88,767,598
20,128,361
6,488

102,690,086
92,434,824
18,784,255
6,543

+4,162,238
+4,552,436
-1,351,751
—26

+ 1,394,245
+ 885,210
• -7,645
-81

i Demand deposits other than interbank and United States Government, less cash items reported as in process of collection.




December 31,
1955

ALL MEMBER BANKS—ASSETS AND LIABILITIES ON SELECTED CALL DATES
DECEMBER 31, 1951 TO DECEMBER 31, 1956
[Amounts in thousands of dollars]
1951
Dec. 31

1952
Dec. 31

1953
Dec. 31

1954
Dec. 31

1955
Dec. 31

1956
Sept. 26

1956
Dec. 31

ASSETS
138,767,502
112,247,105 1 1 9 , 5 4 7 , 4 1 2 1 2 2 , 4 2 1 , 6 1 3 1 3 1 , 6 0 1 , 5 2 4 1 3 5 , 3 5 9 , 6 5 0 136,153,
Loans and investments
78,033,610
4 9 , 5 6 0 , 5 9 6 5 5 , 0 3 3 , 6 1 2 5 7 , 7 6 2 , 0 3 7 6 0 , 2 4 9 , 6 9 0 7 0 , 9 8 2 , 1 7 2 76,305,
Loans (including overdrafts)
: • • •.
47,563,333
United States G o v e r n m e n t direct obligations. . 5 1 , 6 0 5 , 8 8 7 5 2 , 7 4 3 , 5 7 5 52,571,395 5 7 , 7 8 9 , 0 5 6 5 0 , 6 8 7 , 9 5 3 4 6 , 3 4 3 ,
Obligations guaranteed by U n i t e d States G o v 11,872
11,
9,251
20,165
31,321
19,295
15,260
ernment
•.•.••••
10,493,528
8 , 8 7 1 , 4 2 6 10,448,648 10,444,135 10,686,
8,408,621
7,527,790
Obligations of States and political subdivisions.
2,250,242
2,396,
2,843,352
2,728,729
2,841,332
3,010,078
3,223,252
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve
414,917
410,588
392,787
365,236
344,102
332,231
314,320
B a n k stock)
39,252,126 39,254,535 39,381,408 38,075,564 41,415,644
Reserves, cash, a n d b a n k b a l a n c e s
1 9 , 9 1 1 , 7 7 7 1 9 , 8 1 0 , 4 7 6 19,996,858 18,734,993 18,722,421
Reserve with Federal Reserve Banks
2,019,213
1,842,579
1,869,961
2,080,744
2,061,866
Cash in v a u l t
D e m a n d balances with b a n k s in United States
(except private b a n k s and American branches
7,585,414
7,583,552
7,527,787
7,349,051
• of foreign banks)
• » 7,435,198
26,855
29,617
26,603
28,812
27,582
Other balances with b a n k s in U n i t e d S t a t e s . . .
96,936
117,618
63,150
74,653
48,608
Balances with b a n k s in foreign countries
9 , 7 6 7 , 2 0 5 12,964,805
9,897,049
9,910,799
9,767,095
Cash items in process of collection

36,817,477
18,501,710
2,295,875

42,906,094
18,707,348
2,487,063

6,400,835
27,845
120,300
9,470,912

8,095,910
27,749
58,550
13,529,474
83,958
1,603,510
40,096

Due from own foreign branches
Bank premises owned and f u r n i t u r e and fixtures. .
Other real estate owned
I n v e s t m e n t s and other assets indirectly representing b a n k premises or other real estate
Customers' liability on acceptances
Income accrued b u t not y e t collected
Other assets
Total assets.
LIABILITIES
Demand deposits
Individuals, partnerships, and c o r p o r a t i o n s . . .
United States G o v e r n m e n t . .
States and political subdivisions
Banks in United S t a t e s .
Banks in foreign countries
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc
Time deposits
Individuals, partnerships, and c o r p o r a t i o n s . . .
U n i t e d States G o v e r n m e n t
Postal savings
States and political subdivisions
Banks in United States.
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money.
Acceptances o u t s t a n d i n g
Dividends declared b u t not yet payable
Income collected b u t not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
Total liabilities a n d capital a c c o u n t s .
MEMORANDA
Par or face value of capital
Capital notes and debentures.
Preferred s t o c k
Common stock
Retirable value of preferred stock
N e t demand deposits subject t o reserve (see page 18)
D e m a n d deposits a d j u s t e d (see footnote on page 1)
Pledged assets (and securities loaned)
N u m b e r of b a n k s




69,524
1,023,130
21,171

47,666
1,100,420
25,336

37,837
1,178,677
34,006

74,453
1,292,385
20,589

65,832
1,443,818
29,584

78,611
1,568,332
39,584

91,017
325,456
268,162
141,478

86,169
323,972
290,796
149,940

80,375
375,227
333,150
140,255

88,944
579,642
352,558
155,926

106,792
422,210
369,606
201,126

589,127
385,655
238,840

111 J

116,645
704,986
386,181
265,430

1 5 3 , 4 3 9 , 1 6 9 160,826,246 163,982,548 172,241,585 1 7 9 , 4 1 4 , 2 6 2 1 7 5 , 9 8 3 , 3 1 6 1 8 4 , 8 7 4 , 4 0 2
109,970,466 114,045,008 113,929,894 1 1 7 , 8 2 6 , 3 9 1 123,238,555 1 1 5 , 7 9 1 , 9 2 0 1 2 5 , 7 0 8 , 4 7 3
83,240,152 85,680,237 85,710,678 88,858,664 93,686,682 87,859,063 95,163,388
3,292,093
,537,963
3,326,705
3,714,926
3,756,360
4,566,950
3,100,730
8,210,716
7,683,727
8,074,602
7,780,934
7,530,303
7,029,457
6,665,709
1 2 , 6 3 4 , 0 1 7 12,593,672 12,858,318 13,014,761 1 3 , 0 0 1 , 5 2 4 1 1 , 4 0 0 , 2 5 3 1 3 , 8 1 7 , 8 9 0
1,615,194
1,748,982
1,510,697
1,493,092
1,291,105
1,431,081
1,368,777
3,638,345

2,695,720

3,475,404

31,045,022 33,482,402 36,234,225 39,425,329 40,518,171
29,128,499 31,266,362 33,310,562 35,650,129 36,972,332
307,725
314,566
290,403
302,812
243,210
19,484
19,292
17,709
17,723
13,557
1,865,438
1,965,985
1,594,503
1, 303,176
1,237,846
38,181
63,573
37,608
32,259
22,357
1,315,011
1,411,784
983,440
560,070
399,553

41,823,096
38,263,540
281,828
19,240
1,912,765
41,828
1,303,895

42,197,106
38,769,135
281,652
19,135
1,838,587
38,969
1,249,628

2,961,081

2,743,611

2,783,130

2,964,014

141,015,488 1 4 7 , 5 2 7 , 4 1 0 150,164,119 1 5 7 , 2 5 1 , 7 2 0 1 6 3 , 7 5 6 , 7 2 6 1 5 7 , 6 1 5 , 0 1 6 167,905,579
714,706

660,869

5#,952

508,511

553,269

676,905

614,059

25,612
352,668
60,754
270,139
570,879
210,436

164,581
343,277
63,485
406,393
671,953
227,497

42,839
400,234
73,321
470,862
755,555
189,726

15,304
608,346
80,642
478,344
888,524
200,476

137,385
451,287
84,385
644,525
722,700
280,654

1,532,125
614,515
65,506
755,687
848,861
305,123

47,952
735,456
88,553
748,101
774,794
305,154

1 4 3 , 2 2 0 , 6 8 2 150,065,465 152,666,608 1 6 0 , 0 3 1 , 8 6 7 1 6 6 , 6 3 0 , 9 3 1 1 6 2 , 4 1 3 , 7 3 8 1 7 1 , 2 1 9 , 6 4 8
3,142,240
4,809,311
1,884,390
382,546

3,294,025
5,188,281
1,895,200
383,275

3,416,094
5,480,850
2,053,369
365,627

3,637,608
6,010,072
2,173,868
388,170

3,862,171
6,294,687
2,264,160
362,313

10,218,487

10,760,781

11,315,940

12,209,718

12,783,331

4,053,
6,625,
2,533,
357,
13,569,578

4,117,435
6,795,628
2,391,099
350,592
13,654,754

153,439,169 160,826,246 163,982,548 172,241,585 1 7 9 , 4 1 4 , 2 6 2 1 7 5 , 9 8 3 , 3 1 6 1 8 4 , 8 7 4 , 4 0 2
3,142,240
9,025
35,364
3,097,851

3,294,025
15,418
21,799
3,256,808

3,416,094
14,371
20,112
3,381,611

3,637,608
18,312
14,743
3,604,553

3,862,171
22,761
11,253
3,828,157

76,078

52,379

49,264

33,202

15,847

9 2 , 7 7 0 , 1 7 6 9 6 , 7 8 6 , 4 5 5 9 6 , 5 0 6 , 5 2 1 100,477,385 1 0 2 , 6 9 0 , 0 8 6
83,099,847 85,542,506 86,127,062 89,836,407 92,434,824
15,470,522 17,333,288 17,166,398 18,679,055 18,784,255
6,543
6,660
6,743
6,798
6,840

4,053,539
22,021
10,178
4,021,340

4,117,435
21,996
10,293
4,085,146

14,621

14,736

9 9 , 9 2 2 , 0 9 3 104,084,331
88,767,598 93,320,034
20,128,361 18,776,610
6,462
6,488

3
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON DECEMBER 31, 1956
BY CLASS OF BANK
[Amounts in thousands of dollars]
Central r eserve city
membe r b a n k s 1

ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct obligations.
Obligations guaranteed by United States Government
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve
Bank stock)

Reserve
city
member1
banks

Country
member

All
member
banks

New York

Chicago

23,809,086
15,987,226
6,053,647

6,472,826 , 53,914,535i 54,571,055 138,767,502
3,771,982 : 31,782,961 26,491,441 78,033,610
2,112,909 • 17,363,8201 22,032,957 47,563,333

3,406
1,406,377
247,67C
110,76C

440,1781
131,284
16,473

4,208!
3,819,652:
783,502
160,392

4,258
4,827,321
1,087,786

11,872
10,493,528
2,250,242

127,292

414,917

2,171,008 l 17,716,326 14,389,792
1,157,7691 7,649,364
5,525,570
37,327
786,791
1,502,058

42,906,094
18,707,348
2,487,063

All
national
member
banks

All State
member

88,476,732! 50,290,770
48,109,285: 29,924,325
31,563,455> 15,999,874
4,305
7,009,305
1,553,857

7,567
3,484,223
696,385

236,521

178,396

Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
Other balances with banks in United States. . .
N Balances with banks in foreign countries
Cash items in process of collection

8,628,968
4,374,645
160,887
96,486
2,412
28,127
3,966,411

173,141
1,276
4,722
796,773

2,641,449
14,698
23,267
6,600,757

5,184,834
9,363
2,434
2,165,533

8,095,910
27,749
58,550
13,529,474

6,124,852
19,494
24,648
7,718,039

1,971,058
8,255
33,902
5,811,435

Due from own foreign branches
Bank premises owned and furniture and fixtures. . .
Other real estate owned
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets

83,958
187,354

15,260

641,230
13,818

759,666
26,272

83,958
1,603,510
40,096

46,014
1,084,230
33,257

37,944
519,280
6,839

1,683
491,784
88,915
89,271

1,650
5,552
21,939
6,487

81,875
202,901
183,620
99,448

31,437
4,749
91,707
70,224

116,645
704,986
386,181
265,430

83,630
262,387
237,168
114,940

33,015
442,599
149,013
150,490

Total assets
LIABILITIES
Demand deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
T o ta l liabilities
Capital

CAPITAL ACCOUNTS

Undivided profits
Other capital accounts
Total capital accounts
T o ta l liabilities a n d capital a c c o u n t s . . .
MEMORANDA
P a r or face value of capital
Capital notes and debentures
Preferred stock
Common stock

33,381,025

8,694,722 72,853,753 69,944,902 184,874,402 117,344,590 67,529,812

25,708,889
18,482,064
746,852
286,412
3,621,904
1,400,107

6,616,741 49,432,385 43,950,458 125,708,473
4,689,738 36,518,553 35,473,033 95,163,388
183,971
1,201,227
1,160,043
3,292,093
294,097 3,092,042 4,538,165
8,210,716
1,318,082
7,297,720
1,580,184 13,817,890
46,072
286,361
16,442
1,748,982

1,171,550
3,440,603
2,395,367
35,889
44,118
8,550
956,679
29,149,492

84,781

1,500
513,677
29,154
67,565
183,530
129,724
30,507,743
809,478
1,539,992
504,094
19,718
2,873,282
33,381,025
809,478
1,000
808,478

21,645,992
15,973,615
1,726,385
18

1,036,482

1,182,591

3,475,404

1,326,637 17,091,155 20,338,711
1,302,412 15,747,762 19,323,594
4,525
109,420
131,818
4,687
14,448
12,250
935,038
847,181
400
15,409
14,610
7,050
278,839
7,060

42,197,106
38,769,135
281,652
19,135
1,838,587
38,969
1,249,628

78,828,937 46,879,536
59,440,194 35,723,194
2,073,660
1,218,433
6,031,671 2,179,045
8,736,590 5,081,300
585,148
1,163,834
1,961,674

1,513,730

28,332,445 13,864,661
26,163,538 12,605,597
232,878
48,774
12,731
6,404
1,401,237
437,350
20,823
18,146
501,238
748,390

7,943,378 66,523,540 64,289,169 167,905,579 107,161,382 60,744,197

433,101

Retirable value of preferred stock
Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1).
Pledged assets (and securities loaned)
Number of banks

27,006,232 I 15,899,862
11,434,099 1 7,273,249
1,685,100
801,963

180,958
3,998
5,815
3,122
15,325
40,091
23,321

21,295
211,085
25,153
340,912
354,858
120,420

21,159
4,879
31,124
324,299
196,315
31,689

614,059

297,313

316,746

47,952
735,456
88,553
748,101
774,794
305,154

18,654
273,738
50,038
491,445
448,986
152,905

29,298
461,718
38,515
256,656
325,808
152,249

8,035,050 67,778,221 64,898,634 171,219,648 108,894,461 62,325,187
239,105
308,205
58,888
53,474

1,528,153
2,649,571
816,027
81,781

1,540,699
2,297,860
1,012,090
195,619

4,117,435
6,795,628
2,391,099
350,592

2,631,958
4,129,383
1,436,125
252,663

1,485,477
2,666,245
954,974
97,929

659,672

5,075,532

5,046,268

13,654,754

8,450,129

5,204,625

8,694,722 72,853,753 69,944,902 184,874,402 117,344,590 67,529,812
239,105
1,500
237,605

1,528,153
4,700
1,100
1,522,353

1,540,699
16,296
7,693
1,516,710

4,117,435
21,996
10,293
4,085,146

1,500

1,100

12,136

14,736

5,646,827 40,190,311 36,601,201 104,084,331
4,271,843 34,046,320 39,028,256 93,320,034
750,735
8,221,632
8,077,858 18,776,610
14
289
6,141
6,462

2,631,958
3,808
2,628,150

1,485,477
21,996
6,485
1,456,996

4,008

10,728

64,986,046 39,098,285
59,715,500 33,604,534
13,801,382 4,975,228
4,651
1,811

Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classifi-




4
ATT MEMBER BANKS—ASSETS AND LIABILITIES ON DECEMBER 31, 1956
BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district
Total, all
districts

ASSETS
138,767,502
Loans and investments
78,033,610
Loans (including overdrafts)
. . . ..
47,563,333
United States G o v e r n m e n t direct obligations.
Obligations guaranteed b y United States G o v 11,872
ernment
; v.
Obligations of States and political subdivisions. 1 0 , 4 9 3 , 5 2 8
2,250,242
Other bonds, notes, and d e b e n t u r e s .
Corporate stocks (including Federal Reserve
414,917
Bank stock)

Richmond

Philadelphia

Cleveland

6,339,941 35,033,444
3,747,698 22,165,467
9,777,838
1,991,993

7,267,822
4,113,149
2,367,248

11,680,233
6,188,8781
4,326,982

6,250,041
3,260,291
2,446,019

1,814
473,817
103,762

6,357
2,508,766
430,989

72
580,880
179,847

332
943,099
186,298

1,125
394,986
131,892

20,857

144,027

26,626

34,644

15,728
2,077,888
818,874
189,245

Boston

New York

Reserves, c a s h , a n d b a n k b a l a n c e s . .
Reserve with Federal Reserve Banks
Cash in v a u l t
........... ...
D e m a n d balances with b a n k s in U n i t e d btates
(except private b a n k s and American branches
of foreign banks) • • • • • • v • • • v • : v
Other balances with b a n k s in United States
Balances with b a n k s in foreign c o u n t r i e s . . .
Cash items in process of collection

42,906,094
18,707,348
2,487,063

1,874,266
774,115
165,197

11,132,225
5,462,628
451,031

2,101,916
849,306
174,106

3,253,162
1,426,224
273,708

8,095,910
27,749
58,550
13,529,474

284,118
818
4,239
645,779

588,201
3,961
30,806
4,595,598

414,832
1,117
2,940
659,615

601,755
258
2,371
948,846

484,212
2,069
525
582,963

Due f r o m own foreign branches
••
Bank premises owned and f u r n i t u r e and fixtures. .
Other real estate o w n e d .
Investments and other assets indirectly representing b a n k premises or other real estate
Customers' liability on acceptances. .
Income accrued b u t not yet collected
Other assets

83,958
1,603,510
40,096

85,142
2,153

83,958
347,897
2,741

110,358
2,582

132,928
1,001

95,687
1,929

116,645
704,986
386,181
265,430

2,141
33,744
15,239
8,584

6,615
493,137
121,998
107,692

9,055
8,624
15,423
16,546

14,748
920
30,427
16,692

5,257
648
10,551
14,947

8,361,210 47,329,707

9,532,326

15,130,111

8,456,948

6,118,296 33,685,442
4,843,793 24,840,076
969,699
165,117
1,194,197
399,177
3,805,465
457,975
1,411,770
30,814

6,159,666
5,000,299
162,310
286,382
550,026
20,228

9,530,253
7,855,382
269,537
568,302
626,458
11,986

5,906,447
4.450.525
168,647
440,930
664,422
11,460

Total assets.

184,874,402

LIABILITIES
125,708,473
Demand deposits
95,163,388
Individuals, partnerships, and corporations
3,292,093
United States G o v e r n m e n t .
8,210,716
States and political subdivisions
13,817,890
Banks in United States.
1,748,982
Banks in foreign countries
Certified and officers' checks, cash letters of
3,475,404
credit, and travelers' checks, etc
Time deposits
Individuals, partnerships, and corporations
United States G o v e r n m e n t
Postal savings.
•••• ;
States and political subdivisions
Banks in United S t a t e s . . .
Banks in foreign countries
Total deposits.
Due to own foreign branches. . . . . . . . . . . . . . . . . . . .
Bills payable, rediscounts, and other liabilities f e r
borrowed m o n e y . . .
Acceptances outstanding
•
Dividends declared b u t not yet payable
Income collected b u t not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.

221,420

1,464,235

140,421

198,588

170,463

42,197,106
38,769,135
281,652
19,135
1,838,587
38,969
1,249,628

1,380,692
1,346,635
12,470
1,823
10,862
152
8,750

8,249,019
7,081,371
44,133
20
155,265
11,491
956,739

2,397,924
2,338,196
8,164
655
46,860
49
4,000

4,239,539
4,067,241
4,823
1,078
164,777
1,120
500

1.837.526
1,679,885
47,262
3,569
89,595
3,940
13,275

167,905,579

7,498,988

41,934,461

8,557,590

13,769,792

7,743,973

614,059

14,698

433,101

47,952
735,456
88,553
748,101
774,794
305,154

1,019
35,287
8,161
43,138
40,143
8,680

4,290
515,041
34,074
159,496
229,336
141,812

21,464
9,474
7,192
42,080
35,435
6,598

2,003
938
4,169
66,972
69,063
7,712

6,436
648
4,107
32,204
32,206
17,275

7,650,114 43,451,611

8,679,833

13,920,649

7,836,849

349,120
694,839
151,923
13,580

163,051
332,944
99,841
24,263

171,219,648

CAPITAL ACCOUNTS
Capital
Surplus..
Undivided profits
Other capital accounts

4,117,435
6,795,628
2,391,099
350,592

203,681
357,257
124,689
25,469

1,150,865
2,009,313
676,814
41,104

219,871
470,363
147,206
15,053

Total capital accounts

13,654,754

711,096

3,878,096

852,493

1,209,462

620,099

8,361,210 47,329,707

9,532,326

15,130,111

8,456,948

219,871

349,120

163,051

205,853

349,120

40
163,011

200
205,653

40

200

7,979,652
7,673,426
1,754,162
606

4,839,272
4,478,955
1,095,972
470

5,796,986
5,339,284
1,720,184
391

Total liabilities a n d capital a c c o u n t s . . . 184,874,402
MEMORANDA
P a r or face value of capital
Capital notes and debentures
Preferred stock
Common stock
Retirable value of preferred stock

4,117,435
21,996
10,293
4,085,146

203,681
800
202,881

1,150,865
21,243
3,313
1,126,309

14,736

1,200

7,355

N e t d e m a n d deposits subject to reserve (see page 18) 104,084,331
D e m a n d deposits a d j u s t e d (see footnote on page 1). 9 3 , 3 2 0 , 0 3 4
18,776,610
Pledged assets (and securities loaned)
6,462
N u m b e r of b a n k s




5 , 1 8 8 , 5 3 1 28,501,643
4,818,611 22,902,910
2,962,926
511,038
587
299

85
219,786
85
5,085,219
4,767,487
934,472
547]

5
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON DECEMBER 31 1956
BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district

ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct obligations
Obligations guaranteed by United States Government
Obligations of States and political subdivisions. .
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank
stock)
Reserves, cash, a n d b a n k balances
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except private banks and American branches of
foreign banks)
Other balances with banks in United States .
Balances with banks in foreign countries.. . .
Cash items in process of collection

Chicago

St. Louis

Minneapolis

Kansas
City

Dallas

22,395,454
10,842,086
9,339,539
235
1,780,636
385,803

5,109,324
2,665,188
1,948,326
499
376,113
105,478

3,587,661
1,875,101
1,336,254
87
274,131
94,861

6,039,774
2,927,811
2,443,528
172
530,393
124,414

7,092,236
4,020,769
2,455,219

47,155

13,720

7,227

13,456

18,237

57,465

1,783,304
697,271
99,589

1,055,242
384,232
54,838

2,351,950
836,743
97,599

3,316,896
989,800
142,899

5,069,541
2,610,441
278,703

1,187,086
2,531
6,700
1,729,212

513,792
154
231
472,267

282,618
350
2,977
330,227

910,337
1,073
234
505,964

1,419,263
8,912
2,408
753,614

554,732
5,235
4,690
1,615,740

3^037

47,310
2,164

34,553
2,652

55,121
2,385

152,526
10,639

264,603
4,121

12,459
6,143
55,997
26,292

1,179
12,614
10,722
5,760

5,672
856
10,510
2,927

5,924
2,233
12,115
8,512

5,318
71,301
12,798
7,061

41,511
70,848
72,842
40,000

28,924,302

6,972,377

4,700,073

8,478,014

10,668,775

26,512,497

18,842,892
14,558,198
5%,698
1,248,148
2,021,118
57,085

5,107,274
3,648,578
120,566
343,768
935,087
4,862

3,124,243
2,288,014
97,970
280,170
411,024
4,674

6,658,715
4,654,137
157,523
675,905
1,077,304
4,809

8,415,149
5,945,126
161,552
587,516
1,520,147
20,425

14,818,497
12,041,387
275,040
1,300,024
596,933
157,568

LIABILITIES

D e m a n d deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit,
and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations
United States Government.. . .
Postal savings
States and political subdivisions. .
Banks in United States
Banks in foreign countries
Total deposits

361,645

54,413

42,391

89,037

180,383

447,545

7,907,497
7,637,175
20,195
4,549
237,414
1,114
7,050

1,288,165
1,212,696
9,637
657
64,805
320
50

1,200,536
1,173,033
3,037
326
24,074
66

1,164,114
1,104,295
14,791
227
43,493
1,308

1,388,255
1,113,251
22,573
1,177
240,801
5,453
5,000

9,427,166
8,434,257
70,035
1,211
663,308
11,591
246,764

26,750,389

6,395,439

4,324,779

7,822,829

9,803,404

24,245,663

5,512
6,406
7,906
118,476
100,404
35,041

313
12,677
2,845
22,462
21,853
19,609

3,630
856
667
26,557
17,839
4,414

1,097
2,233
3,012
18,561
25,404
2,012

40
73,590
5,118
16,258
33,429
503

298
73,321
5,839
151,040
136,147
58,840

27,024,134

6,475,198

4,378,742

7,875,148

9,932,342

24,837,408

595,065
890,651
307,498
106,954

150,832
221,589
109,782
14,976

99,292
141,035
65,487
15,517

171,585
264,950
140,039
26,292

278,011
324,763
107,003
26,656

530,209
773,401
361,967
9,512

Due to own foreign branches. . . .

166,260

rowed money
Acceptances outstanding
Dividends declared but not yet payable.
Income collected but not yet earned
Expenses accrued and unpaid..
Other liabilities
i orai iiaDiiities
^ .
Capital

CAPITAL ACCOUNTS

Undivided profits
Other capital accounts
T o ta l capital a c c o u n t s
T o ta l liabilities a n d c a p i t a l a c c o u n t s
MEMORANDA
Par or face value of capital
Capital notes and debentures
Preferred stock
Common stock
Retirable value of preferred stock . . .
Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned). . .
Number of banks




20,949,031
12,616,206
6,453,145
1,120
1,544,853
276,242

6,259,788
2,951,284
382,975

Due from own foreign branches
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances..
Income accrued but not yet collected..
Other assets

'469)712
128,299

San
Francisco

'**

1,900,168

497,179

321,331

602,866

736,433

1,675,089

28,924,302

6,972,377

4,700,073

8,478,014

10,668,775

26,512,497

595,065
328
4.885
589,852

150,832
425
370
150,037

99,292

171,585

278,011

530,209

99,292

171,585

278,011

529,609

4.886

370

15,927,196
14,438,779
2,098,583
1,023

4,121,215
3,574,492
610,416
492

2,511,398
2,280,348
680,802
473

5,242,475
4,913,115
1,273,236
753

6,242,272
5,959,411
1,456,432
634

12,648,472
12,173,216
3,678,387
187

,

600

6
ATT MEMBER BANKS—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
All member banks on selected call dates
1951
Dec. 31
49,560,596
L o a n s a n d d i s c o u n t s , net- - t o t a l .
720,038
Valuation reserves
50,280,634
Loans and discounts, gross - t o t a l .
11,334,393
Real estate loans—total
544,088
Secured by f a r m land
Secured by residential properties:
2
,
8
93,028
Insured by F H A
2,448,040
Insured or guaranteed b y VA
3
,
5
36,461
N o t ins. or guar, by F H A or V A . .
Secured by other properties
Loans to banks
1,550,667
Loans to brokers and dealers in s e e s . . .
Other loans for purchasing or carrying
850,547
securities
•••
153,615
Loans to farmers directly guar, by CCC.
1,986,539
Other loans to farmers
••••
Commercial and industrial loans (in24,346,546
cluding open m a r k e t paper)
Other loans to individuals for
8,523,584
personal expenditures—total
2,175,602
Passenger automobile i n s t a l m e n t . . .
1,123,250
Other retail consumer i n s t a l m e n t . . .
1,007,389
Resident, repair and modern, instal..
1,118,180
Other instalment loans
3
,099,163
Single p a y m e n t loans
1,387,212
All other loans (including o v e r d r a f t s ) . .
United States G o v e r n m e n t direct
51,605,887
obligations
6,398,840
Treasury bills .
. . . . .. • .
6,009,989
T r e a s u r y certificates of indebtedness. .
9,596,163
Treasury notes
1,695,398
Nonmarketable bonds
Other bonds maturing in 5 years or less. 1 6 , 8 6 2 , 6 7 6
6,431,828
Other bonds m a t u r i n g in 5 to 10 years.
2,594,077
Other bonds maturing in 10 to 20 years.
2,016,916
Other bonds maturing after 20 y e a r s . .

1956
Dec. 31

1952
Dec. 31

1953
Dec. 31

1954
Dec. 31

1955
Dec. 31

1956
Sept. 26

55,033,612
798,021
55,831,633
12,212,997
572,337

57,762,037
849,869
58,611,906
13,019,917
585,387

60,249,690
949,249
61,198,939
14,433,183
623,438

70,982,172
1,119,425
72,101,597
16,390,519
710,349

76,305,264
1,203,318
77,508,582
17,606,036
734,841

78,033,610
1,382,789
79,416,399
17,811,006
723,999

3,139,269
2,511,310
3,957,659
2,032,422
155,000
2,031,524

3,364,357
2,563,374
4,296,593
2,210,206
160,949
2,320,997

3,554,455
2,836,425
4,845,360
2,573,505
239,191
2,880,898

3,968,676
3,137,144
5,560,237
3,014,113
569,188
3,150,134

4,156,305
3,287,608
6,032,685
3,394,597
1,337,983
2,236,151

4,219,025
3,294,875
6,094,865
3,478,242
649,765
2,446,791

965,925
403,060
2,012,988

1,060,003
1,536,817
1,725,805

1,363,281
1,732,257
1,797,168

1,559,841
657,275
2,068,481

1,457,864
238,808
2,230,748

1,472,771
440,739
2,037,528

26,232,500

25,519,308

25,007,312

31,019,311

34,573,526

36,296,135

10,396,069
2,864,456
1,492,694
1,286,810
1,357,699
3,394,410
1,421,570

11,910,564
3,610,043
1,790,765
1,474,171
1,518,612
3,516,973
1,357,546

12,127,176
3,481,740
1,598,112
1,466,330
1,680,294
3,900,700
1,618,473

14,312,954
4,719,836
1,734,187
1,506,590
1,825,600
4,526,741
2,373,894

15,448,487
5,134,625
1,942,722
1,594,890
1,981,918
4,794,332
2,378,979

15,764,885
5,127,440
2,079,742
1,651,380
2,010,573
4,895,750
2,496,779

52,743,575
6,565,452
4,255,435
9,835,192
1,774,238
15,541,629
10,087,508
4,684,121

52,571,395
4,095,494
8,286,603
10,299,634
1,723,678
14,996,060
9,183,309
3,883,426
103,191

57,789,056
4,074,637
4,307,027
12,463,592
1,745,190
10,803,214
19,781,900

50,687,953
3,250,044
1,737,553
11,507,953
1,705,529
10,754,888
17,784,390
3,713,206
234,390

46,343,006
2,147,212
1,783,310
9,953,576
1,348,587
10,841,921
16,093,826
4,030,506
144,068

47,563,333
4,382,854
1,468,617
9,493,374
1,276,547
17,281,033
9,479,621
4,032,123
149,164

By class of bank, December 31, 1956
Central reserve city
member banks 1
New York
15,987,226
Loans and discounts, n e t — t o t a l . . . .
313,103
Valuation reserves
16,300,329
Loans and discounts, gross—total. .
616,824
Real estate loans—total
Secured b y f a r m land
Secured by residential properties:
164,799
Insured b y F H A . . . . . . . .
177,751
Insured or guaranteed by VA
129,350
N o t ins. or guar, by F H A or V A . .
144,924
Secured by other properties
437,454
Loans to banks
•.
1
,
4
08,584
Loans to brokers and dealers in s e e s . . .
Other loans for purchasing or carrying
401,962
securities
••••
Loans to farmers directly guar, by C C C .
613
Other loans to farmers
Commercial and industrial loans (in11,265,701
cluding open m a r k e t paper)
Other loans to individuals for
personal expenditures—total
Passenger automobile i n s t a l m e n t . . . .
199,339
Other retail consumer i n s t a l m e n t . . .
161,238
Resident, repair and modern, instal..
297,658
Other instalment loans
734,576
Single p a y m e n t loans
-----611,086
All other loans (including o v e r d r a f t s ) . .
United
States Government direct
obligations
Treasury bills.
• -.- • • •• •
Treasury certificates of i n d e b t e d n e s s .
T r e a s u r y notes
N o n m a r k e t a b l e bonds
•••
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 t o 20 years
Other bonds m a t u r i n g a f t e r 20 y e a r s .
For footnote, see opposite page.




193,576
976,474
22,941
2,013,140
1,568,787
552,519
2,563

Reserve
city
member

|
i

Country
member
banks 1

All
member
banks

All
national
member

All State
member

Chicago
3,771,982
76,199
3,848,181
133,558
485

31,782,961
543,931
32,326,892
7,653,847
132,992

26,491,441
449,556
26,940,997
9,406,777
590,522

78,033,610
1,382,789
79,416,399
17,811,006
723,999

48,109,285
831,087
48,940,372
11,992,866
514,221

29,924,325
551,702
30,476,027
5,818,140
209,778

10,338
36,868
44,965
40,902
5,000
203,121

2,555,689
1,440,981
2,118,587
1,405,598
200,889
501,258

1,488,199
1,639,275
3,801,963
1,886,818
6,422
333,828

4,219,025
3,294,875
6,094,865
3,478,242
649,765
2,446,791

2,993,898
2,317,507
3,916,270
2,250,970
247,223
1,127,255

1,225,127
977,368
2,178,595
1,227,272
402,542
1,319,536

97,064
58
16,583

712,446
46,342
442,627

261,299
394,339
1,577,705

1,472,771
440,739
2,037,528

713,497
329,777
1,574,638

759,274
110,962
462,890

2,780,934

15,169,610

7,079,890

36,296,135

21,114,193

15,181,942

10,388,060
3,502,563
1,459,239
1,124,310
1,367,047
2,934,901
1,452,863

5,376,825
1,624,877
620,503
527,070
643,526
1,960,849
1,043,916

31,563,459
2,791,323
1,049,874
6,230,220
961,106
11,233,403
6,310,753
2,893,910
92,870

15,999,874
1,591,531
418,743
3,263,154
315,441
6,047,630
3,168,868
1,138,213
56,294

439,080
76,086
230,246
25,582
17,710
89,456
172,783

6,512,014
2,295,434
772,017
810,871
610,244
2,023,448
1,087,859

7,255,686
2,590,626
878,140
653,689
1,084,961
2,048,270
625,051

15,764,885
5,127,440
2,079,742
1,651,380
2,010,573
4,895,750
2,496,779

2,112,909
112,276
41,680
316,227
10,125
849,774
731,086
46,912
4,829

17,363,820
1,185,129
441,083
3,742,272
219,465
6,735,294
3,455,436
1,516,836
68,305

22,032,957
2,361,802
792,278
4,458,401
1,024,016
7,682,825
3,724,312
1,915,856
73,467

47,563,333
4,382,854
1,468,617
9,493,374
1,276,547
17,281,033
9,479,621
4,032,123
149,164

7
ALL MEMBER BANKS—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]

T o t a l , all
districts

Loans and discounts, net—total
Valuation reserves
Loans and discounts, gross—total
Real estate loans—total
Secured by f a r m land
Secured b y residential properties:
Insured by F H A
Insured or guaranteed by VA
N o t insured or guaranteed by F H A or VA
Secured by other properties
Loans to b a n k s
Loans to brokers and dealers in securities. . . .
Other loans for purchasing or carrying securities.
Loans to farmers directly guaranteed by CCC,
Other loans to farmers
Commercial and industrial loans (including
open m a r k e t paper)
Other loans to individuals for personal expenditures—total
Passenger automobile instalment loans
Other retail consumer instalment loans
Residential repair and modern, instal
Other instalment loans
Single p a y m e n t loans
All other loans (including overdrafts)
U n i t e d States G o v e r n m e n t direct obligations.
T r e a s u r y bills
Treasury certificates of indebtedness
T r e a s u r y notes
N o n m a r k e t a b l e bonds
Other bonds m a t u r i n g in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds m a t u r i n g after 20 years

47,563,333
4,382,854
1,468,617
9,493,374
1,276,547
17,281,033
9,479,621
4,032,123
149,164

78,033,610
1,382,789
79,416,399
17,811,006
723,999

By Federal Reserve districts, December 31, 1956
Boston

New York

3,747,698 22,165,467
77,485
454,848
3,825,183 22,620,315
759,056
2,992,859
19,423
47,863

Philadelphia

Cleveland

Richmond

Atlanta

4,113,149
86,055
4,199,204
1,106,410
54,035

6,188,878
99,953
6,288,831
1,963,040
95,072

3,260,291
47,508
3,307,799
816,629
57,763

3,610,966
57,930
3,668,896
527,622
44,635

4,219,025
3,294,875
6,094,865
3,478,242
649,765
2,446,791
1,472,771
440,739
2,037,528

61,340
107,701
333,372
237,220
10,338
39,629
38,670
196
34,243

605,133
808,931
983,990
546,942
437,670
1,589,674
463,616
936
82,971

88,328
207,814
465,409
290,824
2,645
73,685
76,576
328
65,358

254,309
361,505
863,971
388,183
3,791
150,496
174,945
9,515
88,218

75,939
118,809
352,038
212,080
7,623
43,900
71,147
3,865
64,623

42,955
39,988
211,172
188,872
8,635
63,559
82,759
19,562
72,783

36,296,135

1,896,459

13,015,927

1,616,187

2,316,007

1,201,939

1,680,751

15,764,885
5,127,440
2,079,742
1,651,380
2,010,573
4,895,750
2,496,779

946,009
302,398
91,181
57,766
132,683
361,981
100,583

3,249,518
698,942
390,599
348,950
591,742
1,219,285
787,144

1,118,618
367,621
135,094
113,260
141,678
360,965
139,397

1,394,705
464,131
154,756
167,160
166,023
442,635
188,114

961,709
296,924
96,539
63,258
141,639
363,349
136,364

1,055,324
310,497
132,719
102,705
132,665
376,738
157,901

1,991,993
230,644
68,406
348,180
68,582
640,393
445,600
179,654
10,534

9,777,838
1,003,496
282,869
1,515,464
171,453
3,436,688
2,300,395
1,054,926
12,547

2,367,248
159,992
72,873
359,058
122,951
823,963
489,474
325,103
13,834

4,326,982
269,315
148,580
986,987
110,005
1,686,796
805,144
286,992
33,163

2,446,019
236,192
84,813
487,487
86,360
832,056
560,075
154,155
4,881

2,677,242
300,969
133,404
666,641
55,285
915,851
384,625
216,456
4,011

By Federal Reserve districts, December 31, 1956—Continued
Chicago

Loans and discounts, net—total
Valuation reserves
Loans and discounts, gross—total
Real estate loans—total
Secured by f a r m land
Secured by residential properties:
Insured by F H A
Insured or guaranteed by VA
N o t insured or guaranteed by F H A or VA
Secured by other properties
Loans to banks
Loans to brokers and dealers in securities
Other loans for purchasing or carrying securities
Loans to farmers directly guaranteed by C C C . . .
Other loans to farmers
Commercial and industrial loans (including open market
paper)
.•••.•:
Other loans to individuals for personal expenditures—total.
Passenger automobile instalment loans
Other retail consumer instalment loans
Residential repair and modernization i n s t a l m e n t loans.. .
Other in s ta lm e n t loans
Single p a y m e n t loans
All other loans (including overdrafts)
United States G o v e r n m e n t direct obligations
T r e a s u r y bills
T r e a s u r y certificates of indebtedness
T r e a s u r y notes
N o n m a r k e t a b l e bonds
Other bonds m a t u r i n g in 5 years or less
Other bonds m a t u r i n g in 5 to 10 years
Other bonds m a t u r i n g in 10 to 20 years
Other bonds m a t u r i n g a f t e r 20 years

St. Lo

Minne-

Kansas
City

Dallas

San
F ranciscc

10,842,086
211,156
11,053,242
2,701,585
113,340

2,665,188
37,449
2,702,637
617,720
54,646

1,875,101
30,985
1,906,086
574,210
27,654

2,927,811
36,032
2,963,843
500,882
48,054

4,020,769
64,277
4,085,046
391,927
38,200

12,616,206
179,111
12,795,317
4,859,066
123,314

583,448
456,592
1,071,139
477,066
6,830
280,954
225,066
73,390
326,265

155,703
70,264
200,737
136,370
630
33,736
43,029
46,041
114,638

141,699
162,454
159,577
82,826
2,150
9,384
21,732
55,524
164,617

100,524
59,275
141,845
151,184
3,337
28,592
31,746
98,116
381,708

32,332
45,336
119,916
156,143
1,365
35,628
187,801
117,831
209,254

2,077,315
856,206
1,191,699
610,532
164,751
97,554
55,684
15,435
432,850

4,882,563
2,187,293
700,862
478,617
272,471
161,285
574,058
369,296

1,105,092
645,830
177,524
73,722
74,377
51,608
268,599
95,921

601,090
423,130
151,840
77,727
77,810
40,114
75,639
54,249

1,249,053
587,533
202,429
79,908
54,613
56,434
194,149
82,876

2,100,775
884,750
294,109
103,050
70,169
124,844
292,578
155,715

4,630,292
2,310,466
1,160,163
265,830
248,841
269,858
365,774
229,219

9,339,539
738,330
251,243
1,915,928
245,567
3,768,422
1,901,832
503,271
14,946

1,948,326
229,834
60,833
474,829
74,456
676,586
353,741
72,068
5,979

1,336,254
134,344
51,774
309,173
89,504
464,533
226,147
58,787
1,992

2,443,528
304,676
79,499
626,854
88,802
825,992
405,719
102,783
9,203

2,455,219
379,236
110,734
479,640
45,449
850,632
407,941
178,169
3,418

6,453,145
395,826
123,589
1,323,133
118,133
2,359,121
1,198,928
899,759
34,656

1
Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classifi"
cation of member banks.




8
RESERVE CITY BANKS1—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
By Federal Reserve districts, December 31, 1956
Total, all
reserve
city banks

31,782,961
Loans and discounts, net—total
543,931
Valuation reserves
32,326,892
Loans and discounts, gross—total
7,653,847
Real estate loans—total
132,992
Secured by f a r m land
Secured by residential properties:
2
,
5
55,689
Insured by F H A
1,440,981
Insured or guaranteed b y VA
2,118,587
N o t insured or guaranteed by F H A or VA
1,405,598
Secured by other properties
200,889
Loans to banks
501,258
Loans to brokers and dealers in securities. . . ,
712,446
Other loans for purchasing or carrying securities.
46,342
Loans to farmers directly guaranteed by C C C
442,627
Other loans to farmers
Commercial and industrial loans (including
15,169,610
open market paper)
Other loans to individuals for personal ex6,512,014
penditures—total. .
2,295,434
Passenger automobile i n s t a l m e n t l o a n s . . . .
772,017
Other retail consumer i n s t a l m e n t loans. .. .
810,871
Residential repair and modern, instal
610,244
Other instalment loans
2,023,448
Single p a y m e n t loans
1,087,859
All other loans (including overdrafts)
United States Government direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years

New York

Boston

Philadelphia

Cleveland

2

Richmond

2

Atlanta

2

1.495,420
35,047
1,530,467

912,435
32,448
944,883
232,141
4,015

,944,257
44,261
,988,518
149,578
1,285

3,885,306
63,597
3,948,903
910,962
5,326

1,538,246
24,923
1,563,169
266,314
4,797

1,589,021
27,715
1,616,736
133,179
8,395

5,551
14,286
34,360
66,862
8,316
20,514
14,963

20,954
18,268
42,476
66,595
2,645
31,661
51,129

155,451
214,733
345,660
189,792
3,791
139,225
148,186

2,330

42,183
42,831
86,029
57,083
204
20,946
19,576
250
4,674

1,094

2,004

28,620
47,581
98,862
86,454
6,373
34,175
46,260
20
5,060

13,582
12,069
44,190
54,943
7,616
38,274
53,012
2,841
10,015

1,044,595

438,406

,096,156

1,867,004

717,650

841,119

290,019
86,953
31,930
14,695
18,627
137,814
28,549

205,634
60,145
28,576
18,088
35,798
63,027
23,052

569,809
201,382
83,899
67,211
46,593
170,724
86,446

737,621
178,233
85,922
110,968
72,026
290,472
140,108

396,054
117,411
38,554
34,653
41,531
163,905
91,263

420,994
132,761
51,327
40,981
34,790
161,135
109,686

544,123
61,140
14,706
83,390
5,300
162,173
180,042
32,023
5,349

349,957
19,717
7,151
60,759
3,967
169,804
68,210
20,349

630,151
9,016
34,540
94,239
6,242
266,594
155,208
64,008
304

2,229,562
96,023
76,532
591,757
18,094
895,920
418,008
108,532
24,696

1,033,757
59,246
30,953
205,571
10,002
396,507
277,101
52,993
1,384

940,700
76,640
52,189
241,194
4,958
354,292
138,947
72,445
35

121,181
122

17,363,820
1,185,129
441,083
3,742,272
219,465
6,735,294
3,455,436
1,516,836
68,305

By Federal Reserve districts, December 31, 1956—Continued

Loans and discounts, net—total
Valuation reserves
Loans and discounts, gross—total
Real estate loans—total
Secured by farm land
Secured by residential properties:
Insured by F H A
Insured or guaranteed by VA
N o t insured or guaranteed by F H A or VA
Secured by other properties
Loans to banks
Loans to brokers and dealers in securities. . .
Other loans for purchasing or carrying securities
Loans to farmers directly guaranteed by C C C
Other loans to farmers
Commercial and industrial loans (including open market

Dalla

San
Francisco 2

724,992
10,367
735,359
131,466
145

1,676,376
20,780
1,697,156
245,384
5,488

2,286,084
38,400
2,324,484
165,371
6,632

10,883,605
156,460
11,040,065
4,177,716
86,830

53,800
22,903
42,596
63,852
630
29,296
25,755
5,719
9,023

26,793
54,803
27,126
22,599
2,150
5,121
13,511
987
5,453

63,566
26,839
54,949
94,542
2,616
16,209
24,708
16,845
92,303

10,289
28,303
35,138
85,009
1,072
23,386
167,661
12,826
14,102

1,846,998
761,423
1,007,422
475,043
164,751
83,073
50,708
5,021
285,114

1,393,268
800,781
268,712
87,515
155,623
44,282
244,649
115,682

845,282
345,957
73,409
38,535
50,438
161,564
74,838

378,694
163,298
43,143
30,923
42,698
11,341
35,193
34,679

947,258
288,397
76,934
44,598
34,557
18,352
113,956
63,436

1.415.442
413,285
104,041
47,954
40,143
54,052
167,095
111,339

4,184,736
1,880,165
952,310
202,284
200,816
210,841
313,914
208,781

3,151,775
255,921
49,238
660,960
44,070
1,406,150
536,651
195,815
2,970

754,312
73,311
11,344
205,617
11,334
267,868
173,475
10,282
1,081

320,092
29,811
5,196
72,492
3,812
108,379
83,862
15,889
651

1,086,287
106,911
23,043
280,340
13,955
411,587
208,155
37,492
4,804

1.043.443
131,837
52,888
160,329
8,239
373,975
204,069
111,566
540

5,279,661
265,556
83,303
1,085,624
89,492
1.922,045
1,011,708
795,442
26,491

St. Louis

3,347,234
66,670
3,413,904
933,807
6,360

1,499,985
23,263
1,523,248
186,748
3,597

287,902
196,942
299,779
142,824
725
59,378
96,977
1,831
11,455

Other loans to individuals for personal expenditures—total.
Passenger automobile instalment loans
Other retail consumer instalment loans
Residential repair and modernization instalment loans. . .
Other instalment loans
Single p a y m e n t loans
All other loans (including overdrafts)
United States Government direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years
1 See contents page for basis of classification of member banks.
2
See note 3, page 11.




Kansas
City

Chicago

22,011

Minne-

9
COUNTRY BANKS1—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
By Federal Reserve districts, December 31, 1956

Total, all
country
banks

Boston

New York

Philadelphia

Cleveland

Richmond

Atlanta

Loans and discounts, net—total
Valuation reserves
L o a n s a n d d i s c o u n t s , gross—total
Real estate loans—total
Secured by farm land
Secured by residential properties:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA.
Secured by other properties
Loans to banks
Loans to brokers and dealers in securities. . . .
Other loans for purchasing or carrying securities.
Loans to farmers directly guaranteed by CCC.
Other loans to farmers
Commercial and industrial loans (including
open market paper)
Other loans to individuals for personal expenditures—total
Passenger automobile instalment loans.. . .
Other retail consumer instalment loans
Residential repair and modern, instal
Other instalment loans
Single payment loans
All other loans (including overdrafts)

26,491,441
449,556
26,940,997
9,406,777
590,522

2,252,278
42,438
2,294,716
637,875
19,301

5,265,806
109,297
5,375,103
2,143,894
43,848

2,168,892
41,794
2,210,686
956,832
52,750

2,303,572
36,356
2,339,928
1,052,078
89,746

1,722,045
22,585
1,744,630
550,315
52,966

2,021,945
30,215
2,052,160
394,443
36,240

1,488,199
1,639,275
3,801,963
1,886,818
6,422
333,828
261,299
394,339
1,577,705

55,789
93,415
299,012
170,358
2,022
19,115
23,707
196
31,913

398,151
588,349
768,611
344,935
12
160,144
42,078
686
77,684

67,374
189,546
422,933
224,229

98,858
146,772
518,311
198,391

42,024
25,447
328
64,264

11,271
26,759
9,513
86,214

47,319
71,228
253,176
125,626
1,250
9,725
24,887
3,845
59,563

29,373
27,919
166,982
133,929
1,019
25,285
29,747
16,721
62,768

7,079,890

851,864

1,311,820

520,031

449,003

484,289

839,632

7,255,686
2,590,626
878,140
653,689
1,084,961
2,048,270
625,051

655,990
215,445
59,251
43,071
114,056
224,167
72,034

1,485,779
473,503
162,684
169,624
258,286
421,682
153,006

548,809
166,239
51,195
46,049
95,085
190,241
52,951

657,084
285,898
68,834
56,192
93,997
152,163
48,006

565,655
179,513
57,985
28,605
100,108
199,444
45,101

634,330
177,736
81,392
61,724
97,875
215,603
48,215

U n i t e d S t a t e s G o v e r n m e n t direct obligations.
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years

22,032,957
2,361,802
792,278
4,458,401
1,024,016
7,682,825
3,724,312
1,915,856
73,467

1,447,870
169,504
53,700
264,790
63,282
478,220
265,558
147,631
5,185

3,374,234
260,132
82,142
478,231
144,545
1,253,744
663,398
482,058
9,984

1,737,097
150,976
38,333
264,819
116,709
557,369
334,266
261,095
13,530

2,097,420
173,292
72,048
395,230
91,911
790,876
387,136
178,460
8,467

1,412,262
176,946
53,860
281,916
76,358
435,549
282,974
101,162
3,497

1,736,542
224,329
81,215
425,447
50,327
561,559
245,678
144,011
3,976

By Federal Reserve districts, December 31, 1956—Continued
Chicago

St. Louis

Minne-

Kansas
City

Dallas

Loans and discounts, net—total
Valuation reserves
L o a n s a n d d i s c o u n t s , gross—total
Real estate loans—total
Secured by farm land
Secured by residential properties:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA
Secured by other properties
Loans to banks
Loans to brokers and dealers in securities
Other loans for purchasing or carrying securities
Loans to farmers directly guaranteed by CCC
Other loans to farmers
Commercial and industrial loans (including open market
paper)
Other loans to individuals for personal expenditures—total.
Passenger automobile instalment loans
Other retail consumer instalment loans
Residential repair and modernization instalment loans.. .
Other instalment loans
Single payment loans
All other loans (including overdrafts)

3,722,870
68,287
3,791,157
1,634,220
106,495

1,165,203
14,186
1,179,389
430,972
51,049

1,150,109
20,618
1,170,727
442,744
27,509

1,251,435
15,252
1,266,687
255,498
42,566

1,734,685
25,877
1,760,562
226,556
31,568

1,732,601
22,651
1,755,252
681,350
36,484

285,208
222,782
726,395
293,340
1,105
18,455
31,025
71,501
298,227

101,903
47,361
158,141
72,518

114,906
107,651
132,451
60,227

54^537
159,164

22,043
17,033
84,778
71,134
293
12,242
20,140
105,005
195,152

230,317
94,783
184,277
135,489

4,440
17,274
40,322
105,615

36,958
32,436
86,896
56,642
721
12,383
7,038
81,271
289,405

14,481
4,976
10,414
147,736

708,361
947,432
356,064
160,856
91,266
99,293
239,953
80,831

259,810
299,873
104,115
35,187
23,939
29,597
107,035
21,083

222,396
259,832
108,697
46,804
35,112
28,773
40,446
19,570

301,795
299,136
125,495
35,310
20,056
38,082
80,193
19,440

685,333
471,465
190,068
55,096
30,026
70,792
125,483
44,376

445,556
430,301
207,853
63,546
48,025
59,017
51,860
20,438

U n i t e d S t a t e s G o v e r n m e n t direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years.

4,074,855
370,133
160,325
938,741
191,372
1,512,498
634,095
260,544
7,147

1,194,014
156,523
49,489
269,212
63,122
408,718
180,266
61,786
4,898

1,016,162
104,533
46,578
236,681
85,692
356,154
142,285
42,898
1,341

1,357,241
197,765
56,456
346,514
74,847
414,405
197,564
65,291
4,399

1,411,776
247,399
57,846
319,311
37,210
476,657
203,872
66,603
2,878

1,173,484
130,270
40,286
237,509
28,641
437,076
187,220
104,317
8,165

1

See contents page for basis of classification of member banks.




4,263

San
Francisco

10
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON DECEMBER 31, 1956, OF CENTRAL RESERVE CITY AND
ASSETS [In thousands of dollars]
Reserves, cas

Loans and investments

Federal Reserve district
numbers, and reserve cities

All member banks

Number
of

Total

Loans (including
overdrafts)

U. S.
Governligations

6,462 138,767,502 78,033,610 47,563,333
,533,470 15,366,579
544,123
,495,420
172,445
,238,771
630,151
,944,257
749,267
,458,697
169,648
303,032
235,173
586.265
,472,700 2,988,010
337,927
726,231
204,800
475,087
312,563
453,290
312,050
,009,256
,370,464 2,710,422

Reserve bank cities 1
1. Boston
2. New York 2*
3. Philadelphia*
4. Cleveland
5. Richmond
6. Atlanta 32
7. Chicago
8. St. Louis*
9. Minneapolis*
10. Kansas City*.
11. Dallas*
12. San Francisco. . . ,

150 56,524, 821
9 2,168, 039
25 24,206, 302
8 2,821, 398
5 2,428, 634
514 017
5
894 318
5
61 8,257 789
.5 1.158 799
748, 735
4
844 501
9
6 1,377 691
11,104 598

Reserve branch cities 1
2. Buffalo*.,
4. Cincinnati 3
4. Pittsburgh *
5. Baltimore*3
5. Charlotte
6. Birmingham
6. Jacksonville*
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver*
10. Oklahoma City*. . .
10. Omaha
11. El Paso*
11. Houston*
11. San Antonio*
12. Los Angeles*
12. Portland
12. Salt Lake C i t y 3 . . . .
12. Seattle

113 22,036, 325 12 ,122,664 7,898,753
231,159
660,890
081
3
291,250
577,202
678
5
676,920
7 2,554 909
298,836
699, 833
5
«
165,456
366,857
580, 734
4
111,436
170,508
337, 184
117,814
175,769
323, 077
132,634
266,873
434 366
343,643
389,606
793: 466
,606,936 1,524,206
3,450 581
55,072
73,339
149 770
209,488
297.266
538 790
105,082
368,413
145
512
19,795
21,224
43 496
220,830
367,782
622 154
109,042
189,831
346 , 166
106,111
206,187
357 429
56,148
107,725
172 797
380,459
718,898
1.159 ,947
174,133
166,859
377 271
,601,814 1,523,623
3,341 ,426
491,411
781,020
1,443 ,511
160,296
290,790
,949
487
393,909
839,517
1,377 565

Other reserve cities 1 . . . .
4. Columbus
4. Toledo
5. Washington*
7. Cedar Rapids*
7. Des Moines*
7. Indianapolis
7. Milwaukee*
7. Sioux City
8. National Stock Yards..
9. St. Paul*
•
10. Kansas City, Kansas*.
10. Pueblo
10. Topeka
10. Tulsa*
10. Wichita*
11. Fort Worth*
Country banks, by districts
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis..
9. Minneapolis
10. Kansas City
11. D a l l a s . . . .
12. San Francisco

5,635,301
486.206
398,049
997,390
74,308
223,006
777,458
811,318
85,085
90,414
364,490
59,590
38,389
97,525
458,869
242,231
430,973

035
665
126, 041
538, 700
2 8 : 498
124, 417
368 878
471 677
46 110
34 736
228 681
31 109
23 ,377
42 ,314
251 ,566
1 1 0 920
283 ,346

,265,044
261,176
250,949
399,817
27,562
64,343
349,037
277,806
33,720
46,743
95,497
20,427
12,740
40,173
161,486
102,915
120,653

6,141 54,571 055
290 4,171 902
559 9,820 061
539 4,446 424
583 4,887 757
445 3,458 067
370 4,240 130
938 8,715 909
472 2,659 ,406
464 2,430 ,940
712 2,972 ,920
608 3,573 ,557
161 3,193 982

491,441
,252,278
,265,806
,168,892
,303,572
,722,045
,021,945
,722,870
,165,203
,150,109
,251,435
,734,685
,732,601

032,957
447,870
374,234
737,097
097,420
412,262
,736,542
074,855
,194,014
,016,162
,357,241
,411,776
173,484

58
11

4
4
4
3

ObligaCorporate
Obligations
Other
tions of
guaranbonds,
teed by States and notes, and (including
F. R.
political
U. S.
Bank
Govern- subdivistock)
11,872 10,493,528 2,250,242
,665,071
98,380
,429,899
197,005
173,732
37,401
60,541
598,782
70,657
52,908
59,677
45,607
840,482

738,321
19,360
250,000
36,243

,657,678
97,172
41,639
280,534
62,386
29,222
1,023
41,965
25,356
27,125
45,701
13 290,450
16,373
22,455
35,019
1,873
24,703
34,129
36,818
7,393
44,178
23,725
53 168,294
154,843
31,633
114,692

296,436
14,118
11,880
36,518
7,160
16,615
12,510
3,262
6,721
12,897
20,008
4,627
8,186
2,213
534
7,505
12,167
7,491

343,458
41,778
18,117
30,758
17,900
25,487
48,053
28,448
4,335
8,695
32,578
5,511
2,150
12,835
28,462
17,401
20,950

127,699
6,627
2,244
25,563
153
8,346
9,611
31,584
734

6,319
1,545
3,406
11
455
"22

,283

12

4,258
269
2,936
72
153
91
59
218
44
87
142
187

w

10,097
179,237
18,775
14,140
16,844
6,029
143,778

1,111

13,124
11,732
41,578
13,490
4,358
26,631

6,714
2,415
16
1,961
16,308
10,479
4,944

321 ,087,786
84,402
437
981, 695 166,871
383, 875 143,604
87,926
387 299
79,839
219
56,870
454
136,130
767 181
71,677
222 914
73,473
186 ,772
49,228
308 ,707
91,359
327 859
46,407
234 909

Total

Reserve
with
Federal
Reserve
Banks

414,917 42,906,094 18,707,348 2,487,063
215,061 18 ,945,314
715,800
9,211
,742,693
1,099,726
698,067
186,278
1,210
335,172
2,242
19,060 2,622,589
493,517
4,754
322,396
1,800
443,502
2,105
759,265
4,749
2,526,309
38,572

9,186,116
340,807
4,434,507
429,083
312,716
78,367
126,614
1,386,016
223,422
92,889
164,946
198,082
1,398,667

59,511 7,338,836
301.704
3,727
314,716
2,528
736,892
13,236
283.705
1,794
260,003
151,880
175,204
876
165,629
1,013
334,858
1,619
867,070
8,968
74,702
359
223.491
1,395
207,166
1,418
18,970
70
237,685
I,334
157,378
997
169,300
822
75,616
420
644.492
3,288
119,700
822
917,657
6,064
303,470
2,747
159,524
872
438,024
2,816

,126,038
133,070
131,764
337,844
113,827
84,998
65,106
50,849
66,184
119,250
437,017
29,411
95,721
49,807
5,912
97,085
51,698
61,514
28,147
199.821
48,717
461.822
181,889
71,182
203,403

13,053 2,232,152
216,757
960
134,763
698
313,695
2
' $
26,083
83,541
305,772
1,875
326,857
I,803
34,131
186
37,737
240
138,062
1,020
34,420
128
17,024
106
38,911
234
207,397
1,047
93,680
516
223,322
1,080

869,624
86,865
68,168
163,903
12,092
17,867
138,803
141,822
14,266
10,079
46,333
10,588
5,122
13,624
32,370
46,060
61,662

127,292
II,646
28,519
12,884
II, 387
8,611
9,260
4,337
6,167
7,878
6,394

389,792 5,525,570
433,308
158,466
895,051
087,828
420,223
002,190
488,867
151,967
377,779
034,207
478,427
,467,173
803,401
,993,745
288,831
746,691
239,098
575,814
353,736
952,653
453,371
,494,501
293,478
724,557

not necessarily according to location: see contents page for basis of classification of
member banks.
.
, .
2 Includes both central reserve city and reserve city banks.
For other footnote, see opposite page.




11
RESERVE CITY BANKS,1 BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
A S S E T S [In thousands of dollars]
and bank balances

Other
balances
with
banks in
U.S.

27,749

2,414
925
136
128
1,276
13
184
68
331
3,672
7,341
253
107
106

413
622
25
100
250
270
3,576
294
10
625
97
593

Balances
banks in
foreign
countries

Cash
items in
process
of collection

Bank
premises,
furniture, and
fixtures

58,550 13,529,474 1 , 6 0 3 , 5 1 0
46,350 7,948,723
3,745
317,530
28,306 3 , 9 9 9 , 8 3 3
2,940
518,458
1,204
278,857
49
79,190
162,543
4,730
893,965
95
217,851
2,705
181,719
174
205,677
862
288,706
1,540
804,394

500,986
17,781
189,788
43,391
9,424
6,370
16,827
25,509
5,139
2,523
4,301
42,947
136,986

9,075 2,714,431
2,063
117.079
235
128,258
708
308,141
171
109.080
140,845
46,325
78,909
49,557
72
139,068
1,542
309,486
24,447
15
74,779
120
68,559
8,846
69,650
38,478
57,846
216
17,595
1,028
217,794
87
37,468
1,155
339,062
553
90,018
64,704
1,050
178,417

268,854
15,920
13,751
33,032
8,150
6,823
5,826
4,045
5,833
8,444
26,737
3,347
3,142
6,697
233
3,359
5,262
3,781
1,842
33,383
5,950
25,577
22,800
2,393
22,527

1,324

691
58

108

301

54
70
214

72
201

Other

indirectly

owned

senting

Other

Total
assets

Federal Reserve district
numbers, and reserve cities

116,645

704,986

386,181

349,388

184,874,402

5,311

52,493
383
2,113
7,929
11,272
2,520:

666,352
31,754
492,838
8,537
3

2,492
100
4,987
689

5,598
2,335
693
276
54,582
69,736

200,608
6,877
90,037
10,073
8,640
1,585
2,036
26,964
4,130
2,169
2,001
3,502
42,594

232,922
4,047
174,240
9,602
5,298
1,055
1,277
8,108
2,259
251
646
1,336
24,803

77,128,807
2,944,681
33,898,017
4,001,011
3,161,338
712,092
1,250,765
10,949,109
1,666,707
1,082,164
1,295,933
2,240,964
13,926,026

R e se r v e b a n k c i t i e s
1. Boston
2. New York 2*
3. Philadelphia*
4. Cleveland
5. Richmond
6. Atlanta 3
7. Chicago 2
8. St. Louis*
9. Minneapolis*
10. Kansas City*
11. Dallas*
12. San Francisco

79,697
4,352
4,041
11,330
2,596
1,651
1,332
749
992
3,414
12,715
274
1,730

36,600
2,469
1,683
3,901
2,550
4,284
539
140
586
782
3,320
113
388
178
28
2,489
1,532
187
180
579
1,998
4,580

29,829,465
1,331,956
1,258,954
3,342,307
996,984
853,503
496,761
503,630
607,448
1.145.382
4,365,564
228,206
767,723
737,617
63,153
868,605
516,120
532,078
251,772
1,865,749
506,555
4,308,845
1,779,151
657,122
1,844,280

Reserve branch cities
2. Buffalo*
4. Cincinnati
4. P i t t s b u r g h 3 *
5. Baltimore*3
5. Charlotte
6. Birmingham
6. Jacksonville*
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver*
10. Oklahoma City*
10. Omaha
11. El Paso*
11. H o u s t o n *
11. San Antonio*
12. Los Angeles*
12. Portland
12. Salt Lake City 3
12. Seattle

6
355
267
1,135
60
428
410
17
1,641
992
7,575

20,008
28,008
430
1,501

308
840
190
192
32

281

156
3,835
450
118
15
624

500
4,204
182

10,230

1,000
14,811

'7^699
6,241

374

1,150

17

309

3,660
957
583
694
5,072
3,167
7,641

397

140

878

7,709
2,060
10,349
33,069
15,197
70,384

9,363
244
1,294
192
15
1,855
730
295
16
166
485
3,833
238

2,434 2,165,533
494
328,249
437
478,686
141,157
166
139,597
4
181,885
357
213,227
155
227,550
1 62,990
213
65,451
65,929
215
121,667
392
139,145

759,666
67,361
142,189
66,967
65,758
54,658
71,278
91,305
28,985
28,137
27,945
60,763
54,320

1,897

26,272
2,153
2,735
2,227
906
1,237
2,861
2,120
1,546
1,653
1,905
4,557
2,372

107
42
3,530
97

4,540

4,707

100

85
647
107

1,945

938

' 50

33,570

120
2,586

74,004
8,788
2,175
19,686
845
676
10,512
8,409
1,139

3

Income
accrued
b u t not
collected

40,096

700,787
63,390
30,603
71,963
8,717
30,632
100,963
150,282
7,617

59

Cus.
tomers'
liability

426
180
360

1,011

234
2,766
970
1,381
181
4,162
1,186
11,480
6,504
540
4,106

2

- ^
1,069

315

14,169
276
1,502
1,730

9,642
924
269
1,365

97
40
26
8
19
125

685
1,924
1,640
323
370
1,570

255
952
3,807
24

1,043
168
31,437
1,758
4,072
1,126
1,975
1,587
6,266
3.557
897
545

4,749
1,990
299
87
185
541
239
277
30
38

7.558

908
143

12

9
495
1,345
860
1,440

755
469
17
82
318
119
286

91,707
8,362
27,609
5,350
4,638
2,989
9,036
11,746
3,207
6,537
2,288
2,327
7,618

70,224
4,537
14,941
6,944
4,617
5,693
7,093
9,826
2,822
1,893
2,653
2,682
6,523

All m e m b e r b a n k s

1

7 , 9 7 1 , 2 2 8 O t h e r reserve c i t i e s 1
712,951
4. Columbus
536,758
4. Toledo
1,335,390
5. Washington*
101,236
7. Cedar Rapids*
310,157
7. Des Moines*
1,096,658
7. Indianapolis
1.152.383
7. Milwaukee*
120,710
7. Sioux City
128,540
8. National Stock Yards
509,199
9. St. P a u l *
95,436 10. Kansas City, Kansas*
5 6 , 0 2 2 10. Pueblo
137,807 10. Topeka
6 7 4 , 0 4 4 10. Tulsa*
340,275 10. Wichita*
6 6 3 , 6 6 2 11. F o r t W o r t h *
69,944,902
5,416,529
12,099,734
5,531,315
6,117,803
4,558,979
5,804,076
10,828,485
3,443,584
3,045,557
3,961,694
5,140,073
3,997,073

Country banks, by districts
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. A t l a n t a
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

Includes figures for a b a n k with its head office in a nonreserve city, which has a branch in this reserve city; see contents page
r o r other footnotes, see opposite page.




1

12
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON DECEMBER 31, 1956, OF CENTRAL RESERVE CITY AND
L I A B I L I T I E S [In thousands of dollars]
Time deposits

D e m a n d deposits
Federal Reserve
district numbers,
and reserve cities

All m e m b e r
banks

Total

Individuals,
partnerships, and
corpora-

political
subdivi-

Banks in
United
States

Banks
in
foreign
countries

Certified
and officers'
checks,
etc.

Total

Individuals,
partner-

United
States

Postal
ings

corpora-

Reserve b r a n c h
20,853 278
cities 1
784, 773
2. Buffalo*. .. . . . .
932, 723
4. C i n c i n n a t i3. . . .
2,291, 052
4. P i t t s b u r g h * . .
823, 356
5. B a l t i m o r e3* . . . .
679. 186
5. Charlotte . . . .
383: 873
6. B i r m i n g h a m . . .
406 012
6. Jacksonville*..
410 115
6. Nashville
921 803
6. New Orleans.. .
2
,
7
2 2 954
7. Detroit
183 546
8. Little R o c k . . .
634 522
8. Louisville
532 101
8. Memphis
51 015
9. Helena
636 085
10. Denver*
•
412 086
10. Oklahoma City*
457 ,845
10. Omaha
184 ,848
11. El Paso*
1,513 ,922
11. Houston*
,879
358
11. San Antonio*.
2,819 ,033
12. Los Angeles*. .
,102
1,015
12. Portland
447 ,593
12. Salt Lake City 3
,854
1,250
12. Seattle. .

,681,385
644,781
734,117
,919,176
617,163
416,053
286,016
209,970
238,388
554,530
,169,336
113,485
406,881
318,440
22,150
470,682
242,725
299,646
132,103
,0 2 7 ,8 4 3
268,123
,481,748
786,646
316,301
,005,082

041
101
3 , 6 2 4 581
528 896
170 052
137 831
240 777
1,323 233
366
232 • i n
400 |993
645 ,480
279 645

,661,231
28,855
,406,899
20,208
7,732
353
41
46,407
2,453
3,684
4,582
3,948
136,069

,738,136 14 069,774 12, 101,346 105,163 3 , 4 9 6
5,200
183,180
197,161
24,799
462,411 35,889
515,698
,180,112
82
925
355,746
364,721
31,926
430
956,509
980,459
23,533
2
,
0
0
0
615
145,012
157,082
6,204
15
420
133,500
136,951
20,201
673
4,545
212,021
293,294
106,370
510
2,650
180,261
192,021
14,183
434
123,531
125,215
11,692
1
101,570
109,161
8,067
238,950
264,793
29,366
008,655 54,055 " 209
,733,218
281,683

523,026 , 3 6 9 , 6 4 5 2 , 9 1 0 , 5 5 6
36,010
61,842
24,604
137,413
31,540
20,890
211,281
61,437
60,287
110,408
59,892
28,606
184,457
51,237
10,066
46,562
39,047
9,065
143,445
44,710
4,968
112,475
49,056
7,768
215,061
112,106
19,292
217,582
142,439
143,772
47,260
18,820
1,839
192,568
12,724
16,339
170,855
32,487
4,766
12,897
14,974
342
109,513
30,945
15,987
115,116
43,919
4,902
117,279
20,554
18,078
36,176
9,299
3,159
352,239
81,379
22,644
56,657
17,022
4,667
154,352
61,040
59,985
25,051
155, J
12,968
37,551
80,853
6,420
68,348
136,441
21,612

58,512
3,838
838
3,351

310,154 6 , 4 9 0 , 3 8 3 6 , 1 1 4 , 0 1 7 2 2 , 3 3 9 1 , 0 6 5
109
431,012
435,293
13,698
500
192,774
212,757
7,925
225
626,959
647,960
35,520
434
97,123
99,897
6,186
79,984
94,373
17,318
72,696
72,701
3,183
900
54,063
55,213
2,852
6
137,995
150,680
2,428
36
550
134,625
147,311
12,428
3
,
5
7
5
41,215 1 , 3 2 8 , 2 9 4 1,319,575
29,369
29,375
2,142
73,749 " l ] 5 5 5
75,396
5
850
131,337
132,237
3,246
50
8,678
8,728
652
2,605
163,849
166,530
8,859
106
47,054
52,589
5,424
3
34,520
34,523
2,251
2,185
37,670
47,177
2,265
144,124
200,741
23,195
1,300
77,637
112,519
6,736
965
53,799 1 , 1 6 6 , 0 9 2 1 , 0 4 4 , 8 1 1
227
571,531
602,931
33,025
918
2,342
162,145
166,610
6,465
1,966
440,737
450,456
13,434

12,797
38

,473,187 1,857,977
150,469
48,242
299,822
757,792
102,569
64,793
82,437
61,836
47,014
8,928
91,544
20,532
313,096
230,495
39,752
39,049
36,285
42,025
30,632
12,793
35,034
56,139
629,323
130,563

1A

fs
67

8,386
8,610
102
2,307
99
37
1,846
6,622
5,674
8,109
1,530
3
5,937

, 2 3 0 , 1 7 8 22,332
2,100
97,752
200
125,108
226,988 10,522
18,889
1,695
33,973
1,920
188,615
1,995
209,064
20
22,484

244,523
23,437
22,597
41,699
606
6,422
#,998
47,465
567

,298,238
111,498
127,748
250,810
18,889
35,685
190,555
211,443
22,511

136
2,777

7,106
77,811

2,605
77,461

350

30,667
6,133
14,652
96,732
48,996
156,716

781
433
567
23,165
2,579
26,294

19,002
11,212
16,804
50,145
30,287
116,732

18,997
10,544
15,933
49,465
28,687
103,613

15
710
375
1,600
830

,538,165 1,580,184
130,874
248,708
144,874
832,533
21,130
183,813
33,218
266,992
160,643
282,612
393,611
549,734
102,688
627,057
69,565
238,886
81,493
194,722
137,223
454,146
272,879
422,477
31,986
236,485

16,442 1 , 1 8 2 , 5 9 1
196,621
1,959
270,425
1,033
108,495
20
85,576
27
99,056
74
63,771
4,807
47
114,002
28,798
27,270
218
36,911
2
92,527
2,335
59,139
5,920

6,084,708
554,550
376,638
975,714
74,036
251,830
818,646
866,899
90,403

4,196,513
357,409
307,308
824,083
41,819
139,191
567,203
607,762!
52,017

135,837
8,598
11,411
28,797
1,340
6,190
18,687
20,726
1,629

444,929
113,766
12,130
175
5,346
37,525
81,595
36,622
4,468

,050,109
51,302
23,192
71,083
24,925
62,502
105,092
153,374
31,722

110,565
382,398

20,313
250,640

309
9,707

1,099
34,189

88,708
84,313

70,287
39,494
110,382
576,193
286,505
500,168

27,439
28,872
67,419
429,547
186,283
289,208

737
1,596
2,887
9,605
7,973
5,645

10,663
2,460
24,857
17,055
40,674
22,305

County banks,
by d i s t r i c t s . . 43,950, 458
3 , 7 4 1 263
1. Boston
6 , 7 9 1 639
2. New York. . . .
2,958 292
3. Philadelphia...
3 , 4 3 5 064
4. Cleveland
2 , 9 2 9 387
5. Richmond
4 , 2 1 5 662
6. Atlanta
6 , 2 3 6 566
7. Chicago
2 , 3 2 4 ,666
8. St. L o u i s . _ . . . .
1,825 ,730
9. M i n n e a p o l i s . . .
2 , 9 7 8 ,159
10. Kansas City. .
4 , 1 2 3 ,168
11. Dallas. . . . . . . .
2,390 ,862
12. San Francisco.

473,033
046,226
355,471
547,317
942,736
294,752
117,930
218,913
929,153
)476,131
,266,912
,263,652
,013,840

,160,043
116,875
187,303
97,517
106,515
92,250
85,809
173,859
58,264
45,896
82,965
69,298
43,492

9,877
1,071
950

772

338,711 19,323, 594 131 818
7: 270
183,531 1,163, 455
8 : 135
298,028 4 , 1 8 7 , 948
7, 239
033,203 1,982, 450
i 368
;159,117 2,068, 139
, 2 3 5 , 3 6 4 1,130, 778 33 805
22 656
, 1 5 3 , 8 1 7 1,048,
6 445
,806,826 3,632,
4 ,582
795, 375
852,030
2 ,203
963, 363
988,782
9 ,377
633, ,676
673,861
511 ,257 18 ,258
646,293
, 3 0 7 , 8 5 9 1 , 2 0 6 : ,378 10 ,480

3?i

States
and
political

in
U. S.

visions

281,652 19,135
125,708,473 9 5 , 1 6 3 , 3 8 8 3 , 2 9 2 , 0 9 3 8 , 2 1 0 , 7 1 6 1 3 , 8 1 7 , 8 9 0 1 , 7 4 8 , 9 8 2 3 , 4 7 5 , 4 0 4 4 2 , 1 9 7 , 1 0 6 3 8 , 7 6 9 , 1 3 5

Reserve b a n k
54,820 ,029 39. 8 1 2 , 4 5 7
cities 1
,797,567
2,377, ,033
1. Boston. . . 2• • . .
,839,824
2. New York *. . 26,109 ,030
,452,982
,374
3
,
2
0
1
3. Philadelphia*..
,594,636
1,940 ,226
4. Cleveland
298,474
,804
498
5. R i c h m o n d . . . .
631,039
1,004 ,134
6. Atlanta 3
,
7
61,957
,558
7
,
7
8
1
A Chicago'
860,306
1,321 ,874
8. St. L o u i s * . . . . .
539,093
,100
865
9. M i n n e a p o l i s * . .
634,612
1,091 ,679
10. Kansas City*..
964,197
1,734 ,164
11. Dallas*
,437,770
6 , 8 9 5 ,053
12. San Francisco.

O t h e r reserve
cities 1
4. Columbus
4. Toledo
5. Washington*. .
7. Cedar Rapids*
7. Des Moines*. .
7. I n d i a n a p o l i s . . .
7. Milwaukee*.. .
7. Sioux C i t y . . . .
8. National Stock
Yards
9. St. P a u l * .
10. Kansas City,
Kansas*... .
10. Pueblo
10. Topeka
10. Tulsa*
10. Wichita*
11. Fort W o r t h * . .

United
States
Govern-

126

,838,587 38,969 1,249,628
627,571 20,255 1,211,943
8,750
25
956,679
51,769 8 , 9 5 0
4,000
20
3,948
500
38
22,982
85
9,370
4
3,012
400
68,605
8,600
1,250
7,590
25,843
424,577 10,758
332,226 3 , 3 8 6
160
4,012
30
19,448
951
19,791
2,340
10,966 1,530
250
12,679
6,600
5,144
92
76
5,179

250

7,322
56,580
28,565
120,016
31,123
1,205
838

415

31,609
11,622
2,385

17
10

50

718
19

15
374

4,500

653
150

305

12,289
14,448
1,817
20
573
979
1,537
3,787
3,847
140
326
215
1,123
84

847,181
10,837
99,484
42,912
88,549
66,919
74,792
163,655
51,613
22,824
29,845
110,202
85,549

14,610
152
2,381
29
82
2,325
2,361
325
320
66
748
5,453
368

*Ba X nk" d a7e fi c!as r sTfied r a^corYing^o the^r r e s e r v ^ r e q u i r e g e n t s and not necessarily according to location; see contents page for basis of classification of member banks.
2
Includes both central reserve city and reserve city banks.
For other footnotes, see opposite page.




13
RESERVE CITY BANKS,1 BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
L I A B I L I T I E S A N D C A P I T A L A C C O U N T S [In thousands of dollars]

Total
deposits

Bills
payable
and other
borrowed
money

Other
liabili-

Total
liabilities

Capital

Surplus

113,606
51,750
51,475
246,535
40,550
42,800
13,500
16,350
16,500
38,100
153,037
6,800
28,250
32,500
1,096
26,250
16,850
15,700
7,500
56,300
16,500
111,371
50,550
16,242
57,100

348,369
9,696
12,455
24,590

23,382
425
26
1,613
2,434

157,378
11,000
11,500
26,650
1,000
6,750
21,978
18,400
2,100

271,522
22,000
12,000
51,200
5,500
7,000
40,500
41,702
4,100

78,819
6,653
3,127
13,992
1,810
5,383
15,028
6,433
1,067

118.421
468,896

1,000
13,000

7,000
21,000

2,119
5,749

89,921
51,151
128,756
630,368
319,230
621,845

1,750
1,800
3,400
12,550
6,500
18,000

2,500
1,720
4,250
22,350
10,700
18,000

1,148
860
1,335
7,245
3,476
3,394

,297,860 1 , 0 1 2 , 0 9 0
200,037
81,692
402,971
157,717
266,269
87,867
226,229
89,977
174,844
66,086
182,153
60,403
285,983
158,817
104,026
61,549
85,939
50,220
119,530
82,033
139,462
69,633
110,417
46,096

695,716 1 , 5 5 3 , 7 0 6
33,297
51,638
514,742
848,061
9,387
56,397
30,300
8,512
16,238
5,861
102,149
2,398
30,737
693
15,781
276
7,773
56,871
15,084
72,188
371,036

71,165, 406
2 , 6 5 9 , 129
3 0 , 9 8 9 , 151
3 , 6 4 9 , 879
2 , 9 5 0 , 988
664, 398
1,157, 323
10,186, 860
1 , 5 4 7 , 093
1 , 0 0 9 , 289
1,208, 889
2 , 0 7 0 , 912
13,071, 495

,782,442
72,175
825,108
84,865
58,400
16,788
25,890
275,561
46,188
27,000
22,950
70,530
256,987;

,112,640
157,220
,554,592
204,094
136,600
23,550
47,920
352,829
43,013
33.000
45,100
87.001
427,721

328,985
16,169
16,640
38,329
8,369
21,526
6,291
5,084
11,003
8,241
45,052
1 >1—
8,328
6,569
753
9,569
3,281
3,156
1,562
10,970
4,399
42,612
32,230
7,129
20,055

27,707,192
1,236,235
1,162,223
2,977,988
931,729
795,085
462,865
466,416
571,840
1,081,822
4,096,397
214,589
718,246
681,137
60,496
812,184
469,901
495,524
234,587
1,740,444
475,797
4,028,184
1,650,443
621,335
1,721,725

636,916
33,850
32,775
91,581
14,150
10,210
12,000
12,850
14,000
13,450
68,903
5,150
15,750
14,750
1,250
18,050
16,350
11,700
6,500
53,300
10,900
90,754
41,000
11,693
36,000

64,543
6,750
4,596
11,741
1,604
8,604
7,396
498

7,448,416
672,798
508,982
1,238,877
92,926
289,216
1,017,845
1,085,764
113.420

731
8,562
632
445
1,570
4,030
2,438
4,945

10,230
1,945
1,000
14,811
447
180
3
360

7,382,946
666,048
504,386
1,226,524
92,925
287,515
1,009,201
1,078,342
112,914

315

117,671
460,209

19
125

1

89,289
50,706
127,186
626,338
316,792
616,900
64,289,169
4,924,794
11,089,667
4,991,495
5,594,181
4,164,751
5,369,479
10,043,392
3,176,696
2,814,512
3,652,020
4,769,461
3,698,721

21,159
1,019
2,670
3,464
2,003
5,824
1,850
1,514
250
1,130
1,09?
40
298

4,879
1,990
299
87
185
541
369
277
30
38
12
908
143

3

583,427
63,182
133,589
34,908
51,301
35,644
45,656
96,523
18,736
24,381
16,095
18,348
45,064

171,219,648 4,117,435 6,795,628 2,391,099

64,898
4,990
11,226
5,029
5,647
4,206
5,417
10,141,
3,195,
2,840,
3,669,
4,788,
3,744,

634
985
225
954
670
760
354
706
712
061
224
757
226

,540,699
131,506
291,907
135,006
143,864
95,253
127,663
200,373
67,994
58,042
76,535
118,781
93,775

8,121

4,408
6,907
2,910
5,108
11,786
42,803
1,466
5,430
9,230
311
10,049
12,429
6,771
3,094
15,663
3,182
78,261
37,158
7,401
29,140

1,000

1,489
5,104

224
4,424
201
47
2,072
590
2,383
91
42
176
275
451
315
15,093
500
1,149
4,671

5 , 9 6 3 , 401
285, ,552
2 , 9 0 8 , 866
351, 132
210, 350
47, 694
93, 442
762, 249
119, 614
72, 875
87, 044
170, 052
854, 531

641,053 35,459,847
029,996 1,655,305
001,267 16,319,925
575,697 2 , 0 6 9 , 0 1 9
596,742 1 , 4 2 1 , 7 4 9
400,789
272,502
804,927
580,241
619,740 5 , 2 8 7 , 4 5 8
062,244
696,390
645,758
405,351
821,487
467,634
183,570
739,891
898,836 5 , 5 4 4 , 3 8 2

2,122,273 17,006,086 14,646,753
95,721
642,054
603,242
96,731
768,164
645,324
364,319 1 , 9 3 4 , 1 2 8 1 , 7 0 7 , 9 9 2
65,255
674,807
574,161
58,418
515,875
343,763
33,896
304,044
281,921
37,214
285,885
178,623
35,608
318,851
240,315
63,560
717,907
539,976
269,167 2 , 3 5 5 , 2 2 6 2 , 0 4 3 , 5 0 4
13,617
140,855
110,000
49,477
516,097
350,734
56,480
385,067
285,614
2,657
38,224
28,930
56,421
503,227
440,836
46,219
309,701
253,590
36,554
354,746
264,605
17,185
140,987
126,072
125,305 1 , 0 8 7 , 7 7 3
914,623
30,758
293,956
254,413
280,661 2 , 4 0 0 , 8 4 9 2 , 2 5 7 , 5 2 5
128,708
909,020
885,535
35,787
367,287
338,915
122,555 1 , 0 4 1 , 3 5 6
976,540

1,307
84
23

522,812
40,153
27,776
96,513
8,310
20,941
78,813
66,619
7,290

4,835,991
437,097
320,567
852,930
61,482
190,187
669,765
694,344
72,425

:,185,178
431,222
311,432
793,994
39,054
152,506
592,833
541,567
49,435

554

10,119
40,303

83,974
293,978

4-2,093
213,395

2,423

5,515
4,871
9,051
43,676
21,045
41,817

47,371
28,533
87,059
406,586
242,940
346,753

31,174
29,705
82,494
436,698
214,339
267,423

195,619
12,309
20,914
12,219
10,063
16,036
16,503
41,606
14,303
11,295
14,372
23,440
2,559

,046 268
425 ,544
873 509
501 361
470 ,133
352 219
386 722
686 779
247 872
205 496
292 470
351 316
252 847

1,:

117
491
66

'•15

601,201 3 9 , 0 2 8 , 2 5 6
158,535 3 , 1 6 3 , 3 0 6
858,322 5 , 9 7 9 , 7 4 3
509,522 2 , 6 9 8 , 4 6 8
922,954 3 , 1 5 5 , 7 0 7
394,871 2 , 4 9 4 , 5 3 5
365,372 3 , 5 1 8 , 2 0 8
264,027 5 , 7 3 2 , 4 2 2
932,978 2 , 1 3 3 , 8 4 7
533,438 1,632,672
440,825 2 , 6 9 2 , 0 4 0
189,233 3 , 6 5 6 , 9 8 9
031,124 2 , 1 7 0 , 3 1 9

Includes figures for a b a n k with its head office in a nonreserve city, which has a branch in this reserve city; see contents page.
Cash items reported in process of collection were in excess of demand deposits other t h a n interbank and United States Government,
r o r other footnotes, see opposite page.




Federal Reserve
district numbers,
and reserve cities

Reserve b a n k
cities 1
1. Boston
2. New York 2*
3. Philadelphia*
4. Cleveland
5. Richmond
6. Atlanta 82
7. Chicago
8. St. Louis*
9. Minneapolis*
10. Kansas City*
11. Dallas*
12. San Francisco

26,181

107
42
4,467
97

Demand
deposits
adjusted
(see footnote on
page 1)

116,498
13,160
19,765
2,834
229
122
7,896
57,702
425
3,668
4,301
484
5,912

68,889,803
2,574,194
29,624,728
3,566,095
2,920,685
655,886
1,141,085
10,074,852
1,513,895
990,315
1,200,840
1,998,957
12,628,271

103
647
107

Net
demand
deposits
subject to
reserve
(see
page 18)

951,821
42,997
509,401
59,339
15,121
7,234
11,736
76,157
29,988
9,207
14,693
12,037
163,911

735,456 2 , 5 3 0 , 6 6 1

2 7 , 3 4 3 ,661
1,220 ,066
1,145 ,480
2 , 9 3 9 ,012
923 ,253
773 ,559
456 ,574
461 ,225
560 ,795
1,069 ,114
4 , 0 5 1 ,248
212 ,921
709 ,918
664 338
59: 743
802 i 615
464, 675
492, 368
232, 025
1,714, 663
471, 398
3 , 9 8 5 , 125
1 , 6 1 8 , 033
614, 203
1 , 7 0 1 , 310

Total
capital
accounts

All m e m b e r
banks

47,952

3,998
63
2,500

Other
capital
accounts

350,592 1 3 , 6 5 4 , 7 5 4 104,084,331 9 3 , 3 2 0 , 0 3 4

167,905,579

1,620
18,000

Undivided
profits

Reserve b r1 a n c h
cities
2. Buffalo*
4. Cincinnati 3
4. Pittsburgh *
5. Baltimore*
5. Charlotte 8
6. Birmingham
6. Jacksonville*
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver*
10. Oklahoma City*
10. Omaha
11. El Paso*
11. Houston*
11. San Antonio*
12. Los Angeles*
12. Portland
12. Salt Lake City 3
12. Seattle
Other reserve
cities 1
4. Columbus
4. Toledo
5. Washington*
7. Cedar Rapids*
7. Des Moines*
7. Indianapolis
7. Milwaukee*
7. Sioux City
8. National Stock
Yards
9. St. Paul*
10. Kansas City,
Kansas*
10. Pueblo
10. Topeka
10. Tulsa*
10. Wichita*
11. Fort Worth*
Country banks,
by d i s t r i c t s
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

14
ALL MEMBER BANKS—ASSETS A N D LIABILITIES
A S S E T S [In thousands of dollars]
Reserves, cash,

Loans and investments

State
Territory

Total, including Alaska. .

Number of
banks

Total

(including
overdrafts)

U. S.
Governdirect obligations

6,462 138,767,502 78,033,610 47,563,333

T o t a l , all S t a t e s . . . 6 , 4 6 1 1 3 8 , 7 6 2 , 2 7 9 7 8 , 0 3 0 , 6 0 8 4 7 , 5 6 1 , 1 8 5
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wiscors n
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia. .
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama.
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon.
California
Alaska 1
Mutual Savings Banks2.

36
51
35
134
6
51
419
233
601

Obligations of
States and
political
subdivi-

u. s.

Govern-

bentures

Total

(including
F. R.
Bank
stock)

Federal
Reserve
Banks

Cash in

414,917 42,906,094 18,707,348

2,487,063

11,872 1 0 , 4 9 3 , 4 6 3 2 , 2 5 0 , 2 4 2

414,909 42,905,031 18,706,839

2,486,903

88,741
69,556
37,245
,184,484
140,209
444,262

35,942
25,117
15,094
528,688
59,040
144,625

11,749
8,559
3,915
84,473
17,857
51,262

983
577
396
13,229
2,295
4,282

16

16,164
16,479
11,485
207,320
64,435
191,568

10,185
3,779
3,544
68,772
5,403
15,876

4,300
2,080
174

1,994,308
570,946
853,493

346,254
104,326
222,790

129,828 1 0 , 1 8 8 , 1 6 1
15,211 1 , 0 5 6 , 4 7 9
39,602 2 , 7 8 6 , 5 7 5

5,066,390
445,454
1,185,103

335,677
130,531
219,558

3,911,053 2,965,423
1,169,442 1,293,875
5,721,623 4,810,903
2,899,563 2,585,368
897,912
1,028,964

195
40
103
28
72

550,638
168,879
924,067
553,961
124,286

111,868
36,005
265,090
47,595
58,176

16,999 2 , 1 3 4 , 9 8 3
824,802
5,041
24,588 3 , 4 5 5 , 8 6 5
13,621 1 , 3 7 4 , 6 5 5
629,644
4,181

937,161
339,910
1,741,429
635,900
254,028

178,499
72,397
144,187
134,553
39,869

12
30
487

170,153
127,424
210,714
14,641
20,245
87,321
135,997

51,069
19,199
67,257
9,729
8,298
17,338
27,375

4,641
2,442
9,696
443
623
1,869
2,200

689,493
343,910
1,266,442
57,984
82,099
315,908
376,989

232,066
129,724
518,494
29,217
34,824
124,325
153,194

28,189
24,961
44,967
3,967
5,184
12,513
18,706

2,327
91,268
30,808
136,793
44,359
65,396
34,888
97,326
173,918

22,615
25,708
34,443
10,808
27,491
12,357
17,196
23,347

717\

1,483
2,856
2,618
4,768
2,056
2,804
1,018
3,219
4,477

96,725
384,549
321,844
579,588
235,873
417,216
162,605
471,807
784,432

30,416
161,069
167,673
221,494
91,195
132,791
51,441
173,418
229.573

6,471
35,540
28,050
56,349
25,478
30,316
17,658
25,500
55,507

53,512
118,243
126,385
51,995

20,176
17,234
26,328
4,436

2,783
3,819
2,520
1,002

413,782
621,374
382,932
127,038

153,256
194,464
151,414
40,372

27,477
42,637
32,620
9,894

74,730
135,710
156,981
416,349

12,455
25,613
36,296
118,213

1,282
3,241
3,505
17,016

197,993
621,299
619,392
3,092,292

71,610
228,861
165,554
915,556

13,239
34,323
25,849
126,407

36,785
17,892
14,195
50,908
14,059
50,024
36,(%0
9,395

18,150
3,105
4,210
13,397
1,986
5,925
4,701
7,125

790
723
460
2,351
487
1,268
1,065
403

147,267
90,751
76,582
386,053
126,151
161,497
185,989
45,123

54,545
39,707
29,675
151,961
39,125,
64,4391
79,471
23,175

8,660
7,270
5,468
18,680
8,696
16,475
9,732
5,114

169,038
161,511
1,108,104

31,282
13,536
211,464

4,029
2,863
47,256

558,431
318,148
3,729,812
1,063

249.574
188,564
1,970,721
509

34,443
15,750
191,727
160

7S\

2,327

7,362

232

13
33
13
1,751

30,876,405 20,119,050 8,282,665
4,681,047 2,273,973 1,714,511
9 , 7 3 2 , 3 3 3 5,571,r- 3 , 0 4 4 , 2 8 6

207
165
176
40
60
140
214

2,114,194
1,199,897
3,205,284
254,889
336,114
876.445
1,058,670

1,191,775
593,958
1,746,591
121,310
164,153
415,777
450,648

696,544
456,844
1,170,539
108,755
142,788
354,140
442,342

10
68
13
203
112
53
33
65
106

352.446
1,164,997
1,029,534
1,917,903
746,473
1,044,791
450,962
1,304,526
2,053,717

211,402
539,467
555,627
1 ,0 4 9 ,3 1 3
324,135
618,647
219,908
810,865
988,481

136,517
508,791
414,773
692,484
365,115
329,430
182,791
375,870
863,488

109
82
94
34

1,053,444
1,619,724
1,100,429
334,887

543,718
934,238
552,914
168,442

433,251
546,187
392,282
109,012

73
52
222
579

5 5 2 ,4 8 9
1,544,202
1,480,672
6,568,565

250,578
731,457
723,596
3,772,239

213,444
648,181
560,277
2,244,748

84
18
40
95
34
4

512,367
410,389
242,875
1,107,490
334,999
586,857
579,147
248,061

241,622
217,517
102,197
586,764
152,606
375,781
340,887
122,543

214.971
170.972
121,788
454,070
165,861
153,859
196,454
108,595

586,274
1,928,661 1,138,038
521,520
799,921
1,499,351
15,764,533 9,656,416 4,740,353
2,148
5,223
3,002
25,225

Reserve

Corporate

Other

11,872 1 0 , 4 9 3 , 5 2 8 2 , 2 5 0 , 2 4 2

127,174
213,279:
69,187
122,530
54,165
85,966
2 , 3 2 5 , 5 1 8 1,143,872
196,635
412,996
551,899
761,132

367,798
212,585
155,569
3,760,462
681,764
1,524,773

7,556,176
395
2,673,282
235
521 1 1 , 7 4 6 , 3 7 4
6,100,136
228
2,113,591
166

21

Obligaguaranteed by

74,924

11

108

102
1,023

17
49
180
25

940

7,493

77,9/7

<976

S T A T E S L O C A T E D IN T W O F E D E R A L R E S E R V E D I S T R I C T S - C O N D I T I O N
Connecticut—Dist. No. 2 . . .
New Jersey—Dist. No. 2. . .
K e n t u c k y — D i s t . No. 4 . . . .
Pennsylvania—Dist. No. 4.
West Virginia-—Dist. No. 4
Louisiana—Dist. No. 6. . . .
Mississippi—Dist. No. 6 . . .
Tennessee—Dist. No. 6 . . . .
I n d i a n a — D i s t . No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7 . . . .
Wisconsin—Dist. No. 7 . . . .
Missouri—Dist. No. 10.. . .
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10. .
Arizona—Dist. No. 12. . . .

363,010
14
3,794,029
154
315,463
56
3,703,975
143
104,619
12
1,235,466
35
279,865
21
1,048,538
70
2,350,712
174
372 1 1 , 0 0 1 , 2 1 5
188 5 , 9 1 8 , 2 4 3
1,925,387
124
1,080,367
45
218,741
10
1,455,186
209
513,666
3

150,939
173,723
1,872,694 1,344,234
130,362
159,499
2,071,520 1,183,832
47,365
46,806
537,950
577,700
85,078
146,690
422,574
534,316
1,018,151 1,139,236
5,457,691 4,433,375
2,824,196 2,500,415
809,669
948,090
418,260
553,097
101,204
108,996
551,724
710,332
126,829
337,882

12

2,045

137

17

33,634
480,824
18,873
365,062
8,526
99,565
44,002
74,946
157,347
849,925
535,154
110,786
80,934
7,382
153,656
42,6

3,797
80,938
5,852
67,048
1,530
17,833
3,239
14,414
31,582
236,866
45,190
52,966
25,222
860
36,012
5,029

1 This bank is included in national, " C o u n t r y " , and San Francisco District figures elsewhere in this report.
2 These banks, two in Wisconsin and one in I n d i a n a , are included in the figures for those States.




90,231
905
853,833
13,294
110,362
877
984,030
16,376
23,787
392
488,166
2,418
108,330
856
394,249
2,285
727,714
4,366
23,275 3 , 2 6 2 , 2 6 4
13,268 1 , 3 4 1 , 2 8 0
584,620
3,804
521,073
2,832
68,940
299
606,405
3,445
140,224
1,118

34,391
361,847
32,454
449,820
6,789
180,302
33,158
138,565
302,960
1,662,252
620,985
235,363
192,875
22,289
162,424
58,720

12,618
102,736
11,345
79,718
4,146
25,232
8,016
30,298
63,836
128,594
129,789
35,795
13,120
4,287
24,825
14,507

15
OF BANKS ON DECEMBER 31, 1956, BY STATES
A S S E T S [In thousands of dollars]
and bank balances

Other
balances
with
banks in
U. S.

Balances
with
banks in
foreign
countries

Cash
items in
process
of collection

Bank
premises,
furniture, and
fixtures

Other
owned

indirectly
representing
real
estate

Customers'
liability
on
acceptances

Income
accrued
b u t not
collected

Other

State

Total

Territory

27,749

5 8 , 5 5 0 13,529,474 1 , 6 0 3 , 5 1 0

40,096

116,645

704,986

386,181

349,388

184,874,402 Total, i n c l u d i n g Alaska

27,749

5 8 , 5 5 0 13,529,289

,603,407

40,096

116,630

704,986

386,181

349,356

184,867,966

18
15
649
45
591
3,148
400
930

21.678
19.679
6,023
450,043
33,928
137,067

6,030
2,766
2,078
47,006
10,801
23,597

177
546
207
629
46
565

390
57
434
930
330

32,009
1,735
33

231
10,436
1,983
2,603

1,856

464,155
285,687
195,871
5,042,415
837,159
1,998,019

30,684 4 , 3 8 1 , 3 0 1
221,237
110
936,337
3,664

289,279
66,254
139,991

2,188
876
2,421

6,074
541
9,627

492,878
226
9,456

109,066
14,552
24,418

187,576
5,477
18,643

42,151,627
5,825,452
12,723,464

17,870
4,565
31,456
16,462
3,510

11,535
3,303
11,945
6,039
5,869

9,813,231
3,537,111
15,309,964
7,570,084
2,773,322

6,703
1,441
8,244
867
1,083
2,089
1,390

1,846
778
3,903
149
319
380
1,328

2,837,427
1,558,014
4,510,902
318,118
423,183
1,204,041
1,448,745

836
2,822
1,730

455,916
1,572,760
1,376,659
2,537,531
994,022
1,484,201
621,519
1,807,471
2,890,034

113
9
22
3,800
263
44

658
12

107

'•S

258
130
1,330
788
83

1,647
72
4,730
1,702
201

605,113
159,945
990,326
375,375
185,248

79,311
30,311
53,438
66,284
19,059

373
473
1,470
1,340
493

12,895
316
3,769
5,056
917

59
5,647

296
214
81

2,891

282,739
69,303
453,381
5,260
7,748
74,490
39,379

18,091
9,109
21,948
3,467
3,168
8,063
9,940

986
130
986
513
400
156
250

5,258
2,644
1,484
249

856
105
2,611

26,876
114,681
73,901
153,917
39,107
171,331
34,256
178,546
179,180

4,215
15,581
20,387
30,492
8,942
14,867
6,153
24,856
37,019

288
69
393
798
152
141
377
1,651
1,373

1,036
287
1,150
3,152
912

407
5

4,274

11
5
233

2,723
5,648

370
4,348
1,621
2,657
1,095
4,704
665
1,903
3,338

15
120
229

84,503
156,637
74,981
18,870

9,653
23,710
13,891
6,047

248
365
573
402

1,492
500

30
10,272
108

2,066
2,841
2,710
354

687
1,273
1,818
1,259

1,480,092
2,279,559
1,503,953
470,487

72

37,216
178,450
77,525
717,573

7,984
19,030
16,966
145,452

392
668
562
10,078

30
500
3,696
5,318

960
5,288
2,418
11,469

522
1,400
2,624
6,668

760,370
2,195,917
2,128,287
9,911,143

29,502
20,894
8,840
81,172
13,707
51,484
68,557
5,337

6,606
6,415
2,244
8,629
5,428
12,246
3,294
4,435

409
55
656
523
343
675
84
11

165

1,411
212
421

219
337
102
3,144
3,184
510
277

668,444
508,212
322,880
1,509,244
467,469
772,228
775,921
298,741

207,355
90,563
,178,728
185

32,698
23,531
182,645
103

1,099
118
2,368

1,498
2,594
31,669
32

2,528,091
1,850,459
19,868,365
6,436

45

106

10
270
113
100
106
108
1,510
10
160
175
159
372
100
322
40
418
397
8,887
31
50
250
97
593
663
3,832

270
24

171
301
53

1
127

2,375
57
60
184

1,192
553
2,794

112

239

1,000
178

182

107

3,530
1,957
71,301
32.

21

290

^'337
2,936
540
834

4,765
6,354
480
29,876
15

••in

118

360
180
70,205

4,864
6,537
57,257

211

Total, all States
New E n g l a n d :
Maine
New H a m p s h i r e
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West N o r t h C e n t r a l :
Minnesota
Iowa
Missouri
North Dakota
South D a k o t a
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
E a s t South Central:
Kentucky
Tennessee
Alabama
Mississippi
W e s t South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Alaska 1

2 7 , 6 6 3 Mutual

Savings Banks

2

OF B A N K S L O C A T E D I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D
500
313

110

418

"72

130
1,329
788
70

72
4,730
1,697
201
174

12

724

372

151

22,639
191,658
6,326
333,177
4,230
152,409
18,018
86,515
143,015
961,249
373,101
182,544
213,488
11,546
77,049
44,121

For footnote, see opposite page.




7,136
51,482
4 ,2 6 2
48,620
735
14,956
5,254
16,277
26,109
47,792
64,782
17,340
6,087
3,521
16,637
11,482

17
536
160
467
1
518
402
175
420
998
,307
182
17
221
562
386

541
1,608
245
500
500
316
3,526
5,056
917
760
3,696
4,765

33
226
832
3,530
42
59
5,628
112

239
276
1,957
68

684
12,248
208
12,135
214
4,299
350
1,829
4,358
30,672
16,457
3,069
2,347
335
2,418
2,598

985
3,089
159
4,855
143
1,179
1,140
1,039
2,741
11,259
5,799
5,715
794
162
2,602
3,083

462,096
4,715,984
430,614
4,756,522
129,744
1,748,614
395,841
1,462,149
3,112,429
14,363,354
7,353,036
2,537,469
1,611,721
291,920
2,089,463
676,272

C o n n e c t i c u t — D i s t . No. 2
New J e r s e y — D i s t . No. 2
K e n t u c k y — D i s t . No. 4
P e n n s y l v a n i a — D i s t . No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
I n d i a n a — D i s t . No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
O k l a h o m a — D i s t . No. 10
Arizona—Dist. No. 12

16
ALL MEMBER BANKS—ASSETS AND LIABILITIES
L I A B I L I T I E S [In thousands of dollars]
Time deposits

D e m a n d deposits

State
or
Territory

Individuals,
partnerships, and
corpora-

Total

United
States
Govern-

States
and
political
subdivi-

Banks in
United
States

Banks
in
foreign

Certified
and officers'
checks,
etc.

Total

Individuals,
partnerships,
and
corpora-

United
States
Gov-

States
and
political

Postal
savings

Banks
in
U. S.

T o t a l , i n c l . A l a s k a . . . . 1 2 5 , 7 0 8 , 4 7 3 9 5 , 1 6 3 , 3 8 8 3 , 2 9 2 , 0 9 3 8 , 2 1 0 , 7 1 6 1 3 , 8 1 7 , 8 9 0 1 , 7 4 8 , 9 8 2 3 , 4 7 5 , 4 0 4 4 2 , 1 9 7 , 1 0 6 3 8 , 7 6 9 , 1 3 5 281,652 19,135 1 , 8 3 8 , 5 8 7 38,969 1,249,628
T o t a l , a l l S t a t e s . . . 1 2 5 , 7 0 5 , 1 3 3 9 5 , 1 6 0 , 6 0 8 3 , 2 9 1 , 8 6 4 8 , 2 1 0 , 5 8 9 1 3 , 8 1 7 , 8 9 0 1 , 7 4 8 , 9 8 2 3 , 4 7 5 , 2 0 0 4 2 , 1 9 4 , 3 2 4 3 8 , 7 6 6 , 9 6 5 281,452 19,135 1 , 8 3 8 , 1 7 5 38,969
New England:
Maine
New H a m p s h i r e . . . .
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
E a s t N o r t h Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Missouri
North D a k o t a
South Dakota
Nebraska
Kansas.
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama.
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Alaska 1
Mutual

Savings Banks

2

260,908
208,318
89,710
3,897,531
470,148
1,494,237

212,144
160,085
75,627
3,013,103
387,986
1,242,448

7,254
8,419
2,329
94,672
11,062
51,278

24,449
18,944
6,563
257,060
35,869
72,104

8,028
11,224
1,739
390,261
9,848
47,238

30,738,330 22,437,450
3,310,000 2,704,878
8,177,593 6,717,813

886,146
95,874
203,612

956,705
296,127
315,963

3,710,283
88,800
752,929

6,123,480 4,960,883
2,390,248 1,822,382
10,539,878 8,066,209
4,227,279 3,389,527
1,734,124 1,360,008

178,012
64,482
294,614
189,436
50,359

431,799
281,347
533,756
329,895
94,156

401,351
142,050
1,451,082
238,696
167,916

8,635
1,071
46,407
8,657
950
4,657

1,917,698
1,083,864
3,443,950
213,468
284,479
997,813
1,157,434

1,318,520
773,242
2,332,182
183,939
226,838
727,553
776,673

69,618
29.446
73,121
5,957
6,382
31,952
27,170

143,438
125,111
184,107
11,229
36,432
74,129
235,350

354,803
133,628
813,644
9,933
11,440
157,335
109,786

350,794
1,139,450
998,313
1,553,688
664,881
1,129,211
496,059
1,393,572
2,178,234

313,184
867,534
845,513
1,118,710
486,772
800,477
386,083
937,238
1,592,580

18,592
37,532
29,313
40,612
24,441
23,045
16,460
34.447
31,936

3,616
110,795
176
125,062
66,215
82,231
66,317
132,571
216,547

5,588
112,677
71,205
221,439
15,801
193,621
15,879
262,087
303,626

1,149,815
1,570,025
1,090,830
361,346

857,431
1,008,042
823,142
232,536

27,647
27,316
27,735
7,169

47,108
135,446
131,886
58,892

208,091
378,830
91,435
60,742

570,579
1,739,754
1,712,182
7,832,711

432,501
1,074,350
1,237,353
5,535,185

11,663
33,242
36,856
151,572

48,538
315,368
165,761
492,939

72,006
273,232
232,797
1,475,190

490,197
332,772
225,044
1,071,961
348,016
513,589
513,445
184,425

380,133
255,842
166,210
844,187
238,761
427,845
359,245
138,833

8,367
4,772
4,599
27,893
14,489
7,628
7,729
2,961

64,231
61,875
40,605
62,882
74,016
51,735
97,521
37,494

31,566
6,184
11,623

1,649,775
1,061,954
10,622,021
3,340

1,344,741
823,319
8,743,371
2,780

30,169
13,863
208,621
229

171,708
164,006
720,515
127

157

107

121,211

17
28,897
1,861
39

9,016
9,646
3.452
113,538
23,522
81,130

157,113
48,093
85,706
587,104
289,734
334,498

,411,293 1 , 3 3 6 , 4 5 3 6 , 4 1 9 , 8 8 8
123,844 2 , 0 6 6 , 7 4 5
477
163,697 3 , 1 7 2 , 7 0 2
23,579

155,907
47,468
84,890
560,583
287,017
331,891

616
455
74
7,918
1,419
2,053

5,272,808 41,601
2,037,170
5,452
5,250
3,090,657

7
15
3
1,624
174
20

840

583
155
739
8,087
1,124
524

2,786,964
881,134
3,416,840
2,661,837
841,772

4,503
3,560
9,188
4,597
2,470

883
2,246
1,265
55
1,217

127,696
533
161,672
104,891
3,330

26,662
22,437
33,861
2,393
3,387
6,807
8.453

678,067
350,033
707,195
80,915
107,300
113,395
181,247

662,506
347,782
671,129
78,966
99,853
113,161
177,629

1,153
1,771
3,395
377
1,032
109
3,355

70
81
556
6

14,277
399
31,990
1,566
6,413
96
205

9,814
9,811
42,229
47,463
35,652
29,757
11,320
27,110
29,11

55,419
314,675
266,641
770,734
227.112
215,349
78,075
255,062
499,536

55,134
298,787
238,118
698,656
224,749
181,574
72,192
244,926
428,764

210
6,224
14,223
16,800
156
4,802
5,093
4,202
9,025

102
2,307
362

9,436
18,084
16,270
2,007

210,703
523,478
286,666
72,201

193,410
490,970
281,118
70,000

3,348
3,785
3,979
2,186

15
176
27

8,386
89
20,412

5,871
35,176
39,326
157,413

128,746
308,009
237,635
1,266,942

126,513
291,519
225,263
1,000,014

635
2,633
5,615
21,697

25
57
97
1,167

99

5,900
4,099
2,007
15,689
6,453
12,404
7,612
3,207

136,267
145,331
73,816
319,183
92,491
195,770
210.113
93,768

135,527
144,108
68,024
301,857
77,656
167,186
205,286
90,295

271
1,202
1,298
3,705
1,382
2,413
2,354

677,051
20,673
622,191
33,704
367,975 7 , 5 0 6 , 1 8 4
2,782
204

663,581
589,326
6,594,448
2,170

5,407
229
56,948
200

1,101
9,877
402
80
119
4,434

14,297
9,022
41,335
1,930

4,955

76,451
25,532
436,479

6,033
1,530
145,060

1,282

2

29
50
6
1,025
2,236
298
7
7
863
2,733

3

11

18
10
11
27
918
9
13
233

10

137,562 11,203
23,796
302
70,949 1,006

142,800 2 , 9 2 0 , 6 4 5
887,573
78,916
147,810 3 , 5 9 6 , 4 1 5
71,068 2 , 7 7 1 , 6 3 9
849,169
60,735

7,035
17

142

99
100
400
259
380
61
125

75
9,658
51,124
1,842
27,286
508
5,057
56,679

1,918
67
1,680
275
14
335

13,880
27,785
846
15

50
712
696

1,418
155
7,677
623
5,586 1,074
233,666 5,398
461
10
4,476
13,330
13,442
21,144
1,205
2,191

281

350

1,139
415
32,573
50
608,515 10,776
412

25,064

50

STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION
Connecticut—Dist. No. 2
New Jersey—Dist. No. 2.
Kentucky—Dist. No. 4 . .
Pennsylvania—Dist.No.4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6.
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6 .
Indiana—Dist. No. 7 . . .
Illinois—Dist. No. 7 . . .
Michigan—Dist. No. 7.
Wisconsin—Dist. No. 7.
Missouri—Dist. No. 10.
NewMexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12. .
1
2

302,556
2,644,556
297,453
3,034,165
75,155
1,392,701
303,806
982,456
2,095,012
9,921,014
4,134,925
1,608,077
1,318,826
203,189
1,684,448
450,765

247,600
2,155,026
259,385
2,580,550
54,564
854,759
185,715
644,439
1,598,202
7,615,803
3,317,680
1,253,271
799,161
123,529
1,216,824
373,256

9,897
73,656
6,657
82,112

2,756
26,790
5,413
21,113
55,012
280,091
185,765
46,384
17,160
12,115
36,634
6,696

15,812
221,680
18,993
107,644
9,866
255,471
52,029
97,693
246,584
477,242
315,711
83,500
52,885
49,860
160,194
46,778

10,363
84,819
10,435
212,472
2,200
230,669
59,186
204,928
124,171
,359,989
238,408
164,922
432,649
12,783
231,917
9,022

477
3,351
8,386
1,071
46,407
8,657
950
4,582
89
4,942

121,556
18,884
108,898 1 , 7 0 7 , 5 7 5
94,467
1,983
48,036 1,189,367
35,060
5,769
241,249
16,626
1,463
60,669
373,491
14,283
792,896
#,972
3
,
3
41,747
141,482
68,704 2 , 6 6 5 , 3 2 8
757,493
59,050
174,876
12,389
71,717
4,902
229,880
38,790
169,746
10,071

This bank is included in national, " C o u n t r y " , and San Francisco District figures elsewhere in this report.
and one in Indiana, are included in the figures for those States.

banks, two in Wisconsin
Digitized forThese
FRASER


121,121

1,687,442
88,763
1,157,323
34,191
224,864
58,811
342,617
787,323
3,194,642
2,556,811
750,617
165,144
60,869
217,611
145,043

65
2,467

20

185
281
36
10
2,538
47
1,853
173
2,935
3,115 2,226
8,446 1,215
30
4,418
2,445
997
108
12
605
11
97
5,611
2,413
27

350
17,353
5,651
30,607
823
7,677
27,069
157
129,994
103,810
3,054
9,612
10,232
5,542
17,263

1,019 .

17
OF BANKS ON DECEMBER 31, 1956, BY STATES
LIABILITIES AND CAPITAL ACCOUNTS [In thousands of dollars]

Bills
payable
and other
borrowed
money-

Acceptances

Other
liabili-

Total
liabilities

Capital

Surplus

Undivided
profits

Other
capital
accounts

Total
capital
accounts

Net
demand
deposits
subject to
reserve
(see
page 18)

Demand
deposits
adjusted
(see footnote on
page 1)

47,952

735,456 2,530,661

171,219,648 4,117,435 6,795,628 2,391,099

350,592 13,654,754 104,084,331 93,320,034

47,952

735,456 2,530,637

171,213,502 4,117,232 6,795,573 2,391,067

350,592 13,654,464 104,081,385 93,317,108

100
310

423,261
258,098
177,600
4,595,517
772,223
1,851,797

14,319
6,394
5,967
118,971
18,245
51,827

15,663
13,071
7,118
233,107
35,910
68,711

9,703
6,473
4,017
75,481
10,712
23,103

1,209
1,651
1,169
19,339
69
2,581

40,894
219,971
223,931
27,589
172,465
168,996
18,271
71,511
79,619
446,898 3,330,789 2,933,658
64,936
407,144
413,449
146,222 1,246,497 1,258,615

,838,578
195,635
709,739

620,947
62,711
173,706

31,030
12,025
17,541

3,526,972 25,986,068 20,349,307
396,216 2,830,016 2,903,612
1,212,771 6,800,273 6,261,136
673,702
229,576
1,038,300
473,397
174,083

42

33,552
1,735
33

5,140
1,377
2,184
76,763
10,606
22,987

4,240
450
21,114

514,782
226
10,306

947,415
51,815
128,978

38,624,655 1,036,417
5,429,236
125,845
11,510,693 311,785

253
250
4,312

106
59
5,910

1,100

239

95,045
29,405
125,149
97,657
14,607

9,139,529
3,307,535
14,271,664
7,096,687
2,599,239

207,769
63,583
346,323
143,185
47,451

361,799
103,347
466,545
233,075
91,754

97,624
53,246
143,017
82,057
29,830

6,510
9,400
82,415
15,080
5,048

2,680
200
63
200
50
250
347

856
105
2,674

34.951
4,727
48,586
3,189
3,146
4,915
6,603

2,634,252
1,438,929
4,202,468
297,772
394,975
1,116,373
1,345,631

64,381
28,373
98,272
6,000
7,363
26,520
27,447

90,645
53,253
129,483
8,728
12,464
35,031
45,971

37,431
31,169
73.988
4,792
7,022
20,611
27,542

10,718
6,290
6,691
826
1,359
5,506
2,154

203,175 1,491,647 1,205,881
119,085
894,853
851,487
308,434 2,741,381 2,096,769
20,346
188,692
192,301
28,208
242,398
258,909
87,668
819,013
733,999
103,114
952,458
981,097

6,169
10,862
12,005
22,123
6,093
29,883
5,955
21,117
28,019

412,382
1,465,094
1,277,57V
2,350,082
902,185
1,374,861
580,100
1,669,756
2,706,422

10,978
25,071
27,650
56,318
24,411
22,355
11,951
38,662
71,410

26,625
60,480
52,400
92,721
44,284
70,520
21,039
66,326
78,813

5,863
16,149
14,337
33,406
18,017
13,533
6,712
20,563
22,043

5,966
4,701
5,004
5,125
2,932
1,717
12,164
11,346

43,534
291,056
299,738
107,666
951,787
873,459
99,088
872,601
814,017
187,449 1,253,506 1,137,218
91,837
545,691
549,532
109,340
741,134
875,262
429,464
41,419
402,728
137,715 1,120,843
918,373
183,612 1,679,381 1,659,058

567

612
3,130
4,094
300

112

107

5,106,062
1,978,038
8,975,689
3,625,567
1,399,180

4,930,369
2,022,700
7,757,449
3,415,115
1,329,651

300

407
5
118
11
5
333

1,550

30
10,272
138

11,159
21,448
14.952
2,104

1,371,707
2,125,223
1,394,136
435,651

32,040
46,260
32,890
9,640

56,978
78,007
51,702
24,414

17,515
26,157
20,932
584

1,852
3,912
4,293
198

108,385
916,781
829,572
154,336 1,185,972 1,004,935
109,817
892,483
896,317
34,836
284,574
274,565

40

4,467
1,957
73,590

3,846
15,267
10,628
50,135

703,171
2,067,497
1,962,402
9,223,418

17,455
36,386
48,220
260,141

25,466
69,212
69.312
302,144

12,415
22,187
43,427
100,641

1,863
635
4,926
24,799

57,199
457,475
449,694
128,420 1,382,129 1,246,444
165,885 1,284,590 1,364,915
687,725 5,793,644 5,467,964

6,165
3,040
2,000
13,257
2,907
12,593
8,306
2,798

633,229
481,175
300,860
1,404,901
443,414
722,020
731,867
280,991

12,053
11,390
3,833
32,415
8,150
17,355
13,788
6,930

14,288
12,716
11,293
45,946
8,130
24,925
20,647
6,485

8,195
2,847
5,590
21.989
2,783
7,928
9,093
4,285

679
84
1,304
3,993
4,992

26,805
32,418
433,338
24

2,354,191
1,716,808
18,634,254
6,146

52,213
42,390
388,440
203

81.313
53,075
576,685
55

39,297
38,077
261,320
32

1,077
109
7,666

600

32

500

200
65
33

360
180
72,678

109

25,330

526
50

35,215
27,037
22,020
104,343
24,055
50,208
44,054
17,750

406,223
289,048,
183,605
856,859
269,686
433,190
416,756
167,591

420,762
300,922
199,982
841,586
305,523
440,500
395,821
174,197

173,900 1,377,146 1,329,767
133,651
949,336
930,466
1,234,111 9,061,730 8,653,133
290
2,926
2,946

Total, including Alaska
Total, all States
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Alaska 1
Mutual Savings Bank

2,333

2, WW

State
or
Territory

2

OF BANKS LOCATED IN F E D E R A L RESERVE DISTRICT S P E C I F I E D
50
50
1,700
50
4,262

T,66o

33
226
832
:467
42
59
,891
112

239
276
1,957
68

For footnotes, see opposite page.

4,237
46,167
2,252
49,490
1,129
11,832
1,875
14,718
25,946
120,916
96,970
13,268
9,221
2,570
10,423
11,397




428,382
4,398,574
394,172
4,273,904
113,044
1,650,249
366,350
1.370.707
2,913,963
13,393,830
6,897,335
2,380,077
1,503,199
277,476
1.926.708
631,976

12,042
102,406
10,315
126,331
4,705
24,901
8,065
29,925
54,948
330,603
138,195
42,946
28,885
4,975
47,510
14,855

16,323
154,412
17,316
307,224
8,500
53,546
20,974
43,162
89,362
438,117
226,251
83,668
53,720
4,975
68,014
22,425

4,800
51,067
7,979
44,007
2,313
19,324
423
15,565
46,612
125,877
77,546
26,294
20,684
1,012
42,611
7,016

549
9,525
832
5,056
1,182

594
29
2,790
7,544
74,927
13,709
4,484
5,233
3,482
4,620

33,714
317,410
36,442
482,618
16,700
98,365
29,491
91,442
198,466
969,524
455,701
157,392
108,522
14,444
162,755
44,296

259,846
7,255,729
230,890
2,580,397
62,303
1,110,559
236,650
757,070
1,734,379
8,455,655
3,546,904
1,295,405
1,004,051
160,825
1,265,664
383,919

259,657
2,293,946
274,035
2,403,053
65,969
974,447
221,189
669,900
1,771,743
7,273,278
3,328,994
1,213,277
650,947
166,745
1,333,759
385,984

Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12

18

ALL MEMBER BANKS—DEPOSITS A N D RESERVES, DECEMBER 31, 1956
[In thousands of dollars]

demand
deposits

All m e m b e r b a n k s . . .

Deductions
Net
demand
allowed in
computing deposits
subject to
reserves
reserve

Reserves with Federal
Reserve Banks 2
Time
deposits
Total

1 2 5 , 7 0 8 , 4 7 3 2 1 , 6 2 4 , 1 4 2 104,084,331 4 2 , 1 9 7 , 1 0 6 1 8 , 7 0 7 , 3 4 8 1 9 , 1 9 4 , 8 2 0

-487,472

5,696,926

-164,512

17.3

-439,450

13.4

5,409,080

116,490

9.7

774,115
380,692
188,531
501,643 8 , 2 4 9 , 0 1 9 5 , 4 6 2 , 6 2 8
849,306
085,219 2 . 3 9 7 . 9 2 4
979,652 4 , 2 3 9 , 5 3 9 1 , 4 2 6 , 2 2 4
818,874
839,272
,837,526
906,430
796,986 1 , 7 1 6 , 6 7 3
927,196 7 , 9 0 7 , 4 9 7 2 , 9 5 1 , 2 8 4
697,271
288,165
121,215
384,232
511,398 1 , 2 0 0 , 5 3 6
836,743
,242,475 1,164,114
989,800
,242,272 1,388,255
648,472 9 , 4 2 7 , 1 6 6 2 , 6 1 0 , 4 4 1

813,458
5,624,168
884,665
1,472,937
819,253
927,368
3,059,364
690,248
420,073
855,402
1,001,668
2,626,216

-39,343
-161,540
-35,359
-46,713
-379
-20,938
-108,080
7,023
-35,841
-18,659
—11,868
-15,775

11.8
14.9
11.3
11.7
12.3

3,440,603 4,374,645
1,326,637 1 , 1 5 7 , 7 6 9

4,501,229
1,195,697

-126,584
-37,928

17.4
16.6

197.161
029,996
510,388
997,329
364,721
575.697
056.698 2 , 0 8 0 , 4 2 2
602.162
444,401
562,856
431,614
016,342 2 , 7 7 4 , 0 3 4
436,135
,188,237
211,754
977,960
490,253
801,650
741,962
,053,039
,617,348 8,119,307

340,807
192,932
429,083
937,357
441,095
428,003
990,114
408,440
145,134
483,007
536,429
,316,963

375,257
205,039
481,862
1,014,227
470,100
465,833
1,041,643
415,689
186,621
528,810
586,645
2,317,088

-34,450
-12,107
-52,779
-76,870
-29,005
-37,830
-51,529
-7,249
-41,487
-45,803
-50,216
-125

15.3

582,728 3 , 1 5 8 , 5 3 5 1 , 1 8 3 , 5 3 1
933,317 5 , 8 5 8 , 3 2 2 4 , 2 9 8 , 0 2 8
448,770 2 , 5 0 9 , 5 2 2 2 , 0 3 3 , 2 0 3
512,110 2 , 9 2 2 , 9 5 4 2 , 1 5 9 , 1 1 7
534,516 2 , 3 9 4 , 8 7 1 1 , 2 3 5 , 3 6 4
850,290 3 , 3 6 5 , 3 7 2 1 , 1 5 3 , 8 1 7
972,539 5 , 2 6 4 , 0 2 7 3 , 8 0 6 , 8 2 6
852,030
391,688 1 , 9 3 2 , 9 7 8
988,782
292,292 1 , 5 3 3 , 4 3 8
673,861
537,334 2 , 4 4 0 , 8 2 5
646,293
933,935 3 , 1 8 9 , 2 3 3
359,738 2 , 0 3 1 , 1 2 4 1 , 3 0 7 , 8 5 9

433,308
895,051
420,223
488,867
377,779
478,427
803,401
288,831
239,098
353,736
453,371
293,478

438,201
917,900
402,803
458,710
349,153
461,535
822,024
274,559
233,452
326,592
415,023
309,128

-4,893
-22,849
17,420
30,157
28,626
16,892
-18,623
14,272
5,646
27,144
38,348
-15,650

10.0

Central reserve city b a n k s 3 .

32,325,630

5 , 0 3 2 , 8 1 1 27,292,819

4,767,240

5,532,414

Reserve city b a n k s 3

49,432,385

9 , 2 4 2 , 0 7 4 4 0 , 1 9 0 , 3 1 1 17,091,155

7,649,364

43,950,458

7,349,257 36,601,201 20,338,711

5,525,570

C o u n t r y banks

3

All member banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
r rancisco.

6,118,296
929 765
3 3 , 6 8 5 , 4 4 2 5,183: 799
6 , 1 5 9 , 6 6 6 1,074 447
9 , 5 3 0 , 2 5 3 1,550 601
5 , 9 0 6 , 4 4 7 1,067 175
7 , 3 4 1 , 5 9 9 1,544 613
18,842,892 2,915 ,696
986 ,059
5,107,274
612 ,845
3,124,243
6 , 6 5 8 , 7 1 5 1,416 ,240
8 , 4 1 5 , 1 4 9 2,172 ,877
1 4 , 8 1 8 , 4 9 7 2 , 1 7 0 ,025

Central reserve city b a n k s :
New York
Chicago

25,708,889 4,062,897 21,645,992
969,914 5 , 6 4 6 , 8 2 7
6,616,741

Reserve city banks, b y districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis.
Minneapolis
Kansas City
Dallas
San Francisco

2,377,033
1,184,914
3,201,374
6,095,189
2,977,060
3,125,937
5,989,585
2,782,608
1 ,2 9 8 ,5 1 3
3,680,556
4,291,981
12,427,635

C o u n t r y banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis. .
Minneapolis
Kansas City
Dallas.
San Francisco.

Required

Ratio of
total
reserves
to net
demand
plus time
deposits
(per cent)

3,741,263
6,791,639
2,958,292
3,435,064
2,929,387
4,215,662
6,236,566
2,324,666
1,825,730
2,978,159
4,123,168
2,390,862

347,
187,
625,

'-sit;
694,
973,
594,
320,
878,
1,238,
1,810,

12.8

12.1

12.4
12.9
10.4
13.1
13.0
11.8

12.8

14.6
13.1
14.5
14.3
12.7
15.6
12.2
14.7
14.1
12.4

8.8

9.3
9.6
10.4
10.6
8.9
10.4
9.5
11.4
11.8

1 D e m a n d balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of
collection. The difference between the figures shown in this column and the figures shown against the corresponding captions u n d e r Assets
is accounted for by an excess of allowable deductions over gross demand deposits at a number of banks.
2 The figures shown in the " T o t a l " column represent the reserve balances as reported by member banks from their own books. They differ
from those shown by the Federal Reserve Banks' books because of a lack of synchronization of entries on the books of f e d e r a l Reserve Banks
and member b a n k s . In determining whether member b a n k s ' reserves meet requirements, the reserve balances shown by the books of the Federal
Reserve Banks are used.
. . . .
,
.
,. , . ,
,
.
,
Reserves actually required on a given date are based on deposits at the opening of business on t h a t day, which is the same as the close ox
business the preceding day. Therefore, the figures in the " R e q u i r e d " column represent the reserves required to be maintained on the business
day following the call date. P u r s u a n t to the provisions of law, the Board of Governors of the Federal Reserve System prescribed the following
requirements for reserves to be maintained by each member b a n k which were in effect on t h a t d a t e : Time deposits—5% for all member b a n k s ; net
demand d e p o s i t s — 2 0 % for central reserve city banks, 18% for reserve city banks, and 12% for c o u n t r y banks.
T h e figures shown in the " E x c e s s " column are the differences between reserve balances reported by member banks on the call date and the
reserves required to be maintained on the first business d a y following the call date. T h e y are, therefore, merely approximations of the reserve
position of member banks.
..
, , . r i
-c
3 Banks are classified according to their reserve requirements and not necessarily according to location: see contents page tor basis ot classification of member banks.




STATE MEMBER BANKS—ASSETS AND LIABILITIES ON DECEMBER 31, 1956, BY FEDERAL RESERVE DISTRICTS
[Amounts in t h o u s a n d s of dollars]
Federal Reserve district
Total
Boston

New
York

Philadelphia

ASSETS
Loans and investments
5 0 , 2 9 0 , 7 7 0 1 , 8 4 1 , 0 3 5 2 4 , 1 3 7 , 6 4 8 3 , 0 1 0 , 267
Loans (including overdrafts)
2 9 , 9 2 4 , 3 2 5 1,034,365 15,715,584 1,911, 792
United States G o v e r n m e n t direct obligations
15,999,874
597,789 6 , 5 6 0 , 3 6 3
861, 912
Obligations guaranteed by United States G o v e r n m e n t . . .
7,567
164
5,860
6
Obligations of States and political subdivisions
3,484,223
166,173 1 , 4 8 6 , 8 9 9
177, 756
Other bonds, notes, and debentures
696,385
36,138
260,784
43, 732
Corporate stocks (including Federal Reserve B a n k stock).
178,396
6,406
108,158
15, 069
Reserves, c a s h , a n d b a n k b a l a n c e s
15,899,862
553,375 8 , 1 3 4 , 8 8 6 1 , 0 0 4 , 177
Reserve with Federal Reserve Banks
7,273,249
216,633 3 , 9 8 9 , 7 0 6
391, 525
Cash in vault
801,963
48,882
261,575
57, 594
D e m a n d balances with banks in United States (except private banks and American branches of foreign b a n k s ) . .
1,971,058
89,199
278,821
122,632
Other balances with banks in United States
8,255
545
1,030
3,587
Balances with banks in foreign countries
33,902
1,056
27,678
992
Cash items in process of collection
5,811,435
197,060 3 , 5 7 3 , 5 1 9
430,404
Due from own foreign branches
37,944
37,944
Bank premises owned and f u r n i t u r e and fixtures
519,280
25,525
227,091
46,645
Other real estate owned
6,839
292
836
872
Investments and other assets indirectly representing bank
premises or other real estate
33,015
878
3,137
5,305
Customers' liability on acceptances
442,599
1,110
429,483
3,032
Income accrued b u t not yet collected
149,013
4,472
85,598
9,944
Other assets
150,490
2,474
95,907
8,691
Total assets.

Cleveland

Rich-

,260,123
,294,368
,556,946
137
330,651
65,991
12,030
,128,793
516,503
102,609

,965,098
,123,495
682,300
1,034
107,456
45,481
5,332
685,687
277,834
58,349

924,955
523,341
309,566
50
80,429
9,423
2,146
320,250
114,208
25,884

6 , 5 4 4 , 537
3 , 0 6 8 , 395
2 , 7 5 3 , 658
138
616, 319
94, 552
1 1 , 475
1 , 6 2 0 , 813
782, 876
125, 385

212,295
107
545
296,734

125,311

163
223,904

121,390
77
58,690

362,828
745
2,184
346,795

148,075
13
26
162,772

36,420
416

29,066
153

16,675
547

56,642
419

"IS?
11,578

3,798
69
4,579
8,048

1,858
3,208

4,225
337
12,913
8,384

8,023

126

Chicago

Atlanta

1

CAPITAL ACCOUNTS
Capital
Surplus
Undivided profits
Other capital accounts
Total capital accounts
Total liabilities and capital a c c o u n t s
N e t demand deposits subject to reserve (see page 18).
D e m a n d deposits a d j u s t e d (see footnote on page 1 ) . . .
Pledged assets (and securities loaned)
Number of banks




5,204,625

63,579
94,781
36,802
4,088

Kansas
City

759,632 3,704,049
402,037 2,226,390
274,388 1 , 2 0 1 , 0 9 8

41,002
13
21
19,667

110,289
275
119
119,534

178,179
344
79
35,875

181,037
1,393
1,038
346,481

14,008
110

3,280
347

5,617
202

14,947
2,498

43,364
147

439
1,444
4,251
2,824

236
10
696
211

84
2,049
2,407

731
668

3,276
6,437
10,344
9,645

20,569
436,249
420,155
3,565
29
12,495

5,644
190,026
184,762

57

7
5,200

,661,629 2,151,568 566,770
5,098
344
2,194
38,130
27,080
6,674

1,507
1,034
7,678
9,391
17,897

219,062
64,292
17,085
49,968
1,830
7,531
335,666 1 , 0 4 2 , 1 2 0
97,191
465,278
23,998
46,893

610,008 1 , 2 9 1 , 3 8 0 1 , 1 1 4 , 2 2 6 4 , 8 1 9 , 3 8 2

4,758,110 1,715,319 376,744 1,000,831
3 , 8 5 4 , 8 6 6 1 , 2 4 1 , 9 2 5 297,175
665,082
158,210
43,301
7,660
14,608
372,682
84,569
49,735
92,965
266,698
323,274
16,530
219,166
1,681
5,842
752
99,812
2,903,519
2,837,065
2,230
354
63,764
106

, San
Francisco

Dallas

909,746
476,478
320,039
92
95,767
14,989
2,381
371,271
128,285
12,769

62,325,187 2,229,911 30,380,768 3,722,666 5,061,260 2,495,663 1,179,910 7,741,149 2,189,075
1,485,477
2,666,245
954,974
97,929

Minneapolis

,745,962 487,718
915,995 232.085
677,729 204.086
27
59
102,881
36,538
44,105
14,137
5,225
813
5 8 5 , 3 1 4 117,510
245,485
47,725
28,943
9,082

6 7 , 5 2 9 , 8 1 2 2 , 4 2 9 , 1 6 1 33,152,566 4 , 0 8 8 , 8 9 7 5 , 4 5 7 , 4 9 9 2 , 6 9 6 , 4 9 8 1 , 2 6 7 , 5 7 3 8 , 2 4 8 , 2 7 0 2 , 3 5 4 , 3 5 2

LIABILITIES
D e m a n d deposits
46,879,536 1,835,181 24,470,022 3,031,014 3,165,598 1,874,716
903,719
Individuals, partnerships, and corporations
3 5 , 7 2 3 , 1 9 4 1,493,306 17,885,595 2 , 5 0 6 , 0 7 6 2 , 7 0 2 , 4 4 3 1,384,851
636,033
United States G o v e r n m e n t
1,218,433
49,354
664,591
72,998
89,598
37,781
14,539
States and political subdivisions
2,179,045
126,217
703,284
83,161
160,181
128,833
126,531
Banks in United States
5,081,300
75,227 3 , 0 6 9 , 9 6 4
307,285
144,790
271,141
114,347
Banks in foreign countries
1,163,834
2,639 1 , 1 1 4 , 8 9 9
7,576
3,901
5,073
1,197
Certified and officers' checks, cash letters of credit, and
travelers' checks, etc
1,513,730
88,438 1 , 0 3 1 , 6 8 9
53,918:
64,685
11,072
47,037
T i m e deposits
13,864,661
360,389 4 , 7 4 6 , 1 9 4
619,512 1,840,950
578,921
263,142
Individuals, partnerships, and corporations
12,605,597
355,198 3 , 9 0 7 , 9 1 3
606,096 1 , 7 7 3 , 8 1 3
523,990
239,322
United States G o v e r n m e n t
48,774
21,247
1,305
495
4,017
9,213
2
Postal savings
6,404
*222
15
97
703
2,240
2,709
States and political subdivisions
437,350
2,881
83,555
11,704
65,909
28,943
16,334
Banks in United States
18,146
8,449
10
30
1,260
760
Banks in foreign countries
748,390
725,015
300
13,275
Total deposits
6 0 , 7 4 4 , 1 9 7 2 , 1 9 5 , 5 7 0 2 9 , 2 1 6 , 2 1 6 3 , 6 5 0 , 5 2 6 5^006^548 2 , 4 5 3 , 6 3 7 1 , 1 6 6 , 8 6 1
Due to own foreign branches
316,746
316,746
Bills payable, rediscounts, and other liabilities for borrowed
money
29,298
284
1,670
18,100
1,700
1,606
50
Acceptances outstanding
461,718
1,110
448,224
3,190
615
69
80
Dividends declared b u t not yet payable
38,515
1,547
25,053
3,828
1,451
537
830
Income collected b u t not yet earned
256,656
13,810
91,905
22,667
21,909
15,140
7,455
Expenses accrued and unpaid
325,808
14,623
178,952
22,097
27,364
12,421
4,234
Other liabilities
152,249
2,967
102,002
2,258
1,673
12,253
400
Total liabilities.

LSt''

150
10
142
1,927
1,009
196

8,258
185,243
174,472
764
16
9,891
100

877,491 2,870,791
714,902 2 , 3 4 0 , 9 4 0
11,552
54,241
84,135
166,752
51,589
221,289
454
19,820
14,859
67,749
158,115 1 , 5 8 2 , 4 0 1
136,513 1 , 4 4 6 , 2 9 8
728
3,065

1

20,873

11

115,801
7,426
9,800
,186,074 1,035,606 4 , 4 5 3 , 1 9 2
335

40

316
3,463
5,163
980

503

2,126

2,578
122

265
6,569
1,080
30,446
20,896
4,827

570,204 1,196,331 1,040,975 4,517,275

775,779
1,460,558
509,461
26,000

95,417
209,065
57,807
3,942

106,164
232,408
52,927
4,740

50,350
112,076
30,533
7,876

31,293
39,033
14,998
2,339

149,784
216,525
105,113
35,699

54,049
67,630
40,884
2,714

11,687
15,340
10,665
2,112

24,443
45,384
21,099
4,123

27,643
28,091
14,850
2,667

95,289
145,354
59,835
1,629

199,250 2 , 7 7 1 , 7 9 8

366,231

396,239

200,835

87,663

507,121

165,277

39,804

95,049

73,251

302,107

6 7 , 5 2 9 , 8 1 2 2 , 4 2 9 , 1 6 1 33,152,566 4 , 0 8 8 , 8 9 7 5 , 4 5 7 , 4 9 9 2 , 6 9 6 , 4 9 8 1 , 2 6 7 , 5 7 3 8 , 2 4 8 , 2 7 0 2 , 3 5 4 , 3 5 2

610,008 1,291,380 1,114,226 4,819,382

3 9 ,0 9 8 , 2 8 5 1,549,054 20,617,682 2 , 4 7 7 , 9 7 8 2 , 6 5 6 , 5 6 9 1 , 5 2 5 , 5 0 1
3 3 , 6 0 4 , 5 3 4 1,510,901 16,047,049 2 , 2 1 2 , 7 5 1 2 , 6 3 0 , 5 7 5 1 , 3 3 6 , 8 1 7
4,975,228
149,724 1,850,624
379,228
574,424
302,256
1,811
42
182
74
209
131

316,075
332,887

723,639 4 , 0 4 9 , 0 8 9 1 , 4 0 4 , 4 7 2
714,946 3 , 9 8 0 , 5 6 5 1 , 1 8 4 , 2 9 1
501,716
203,719
181,582
71
451
170

771.069
646.771
160.286

663,437 27343/720
778,021 2 , 2 2 8 , 9 6 0
150,731
440,757
140
75




FEDERAL RESERVE SYSTEM
BOUNDARIES OF FEDERAL RESERVE DISTRICTS
AND THEIR BRANCH TERRITORIES

MINNEAPOLIS<g)i(

clbvelahd

CHICAGO i
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Cincinno

Denver

KANSAS GIT

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ST. LOUIS

Nashville

Oklahoma City

Charlotte

Memphis
L i t t l e Rock

»"***

XTLAHTA

DALLAS ®
El Paso

jeeVon*"^
=====

BOUNDARIES OF FEDERAL RESERVE DISTRICTS

^u^New Orleans
Son Antonio

BOUNDARIES OF FEDERAL RESERVE BRANCH TERRITORIES
+

BOARD OF GOVERNORS OF T H E FEDERAL RESERVE SYSTEM

e

F E D E R A L RESERVE BANK CITIES

•

F E D E R A L RESERVE BRANCH CITIES

DECEMBER /, t»34
BOARD

OF GOVERNORS

OF THE FEDERAL

RESERVE

SYSTEM