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M E M B E R BANK CALL REPORT NUMBER 101 CONDITION OF MEMBER BANKS DECEMBER 31, 1945 B O A R D O F T H E O F F E D E R A L G O V E R N O R S R E S E R V E S Y S T E M TABLE OF CONTENTS Assets and Liabilities: Of All Member Banks December 31, 1945, June 30, 1945, and December 30, 194 4 ....................... 1 Of All Member Banks on Selected Call Dates, 1940-1945 .............................................................. 2. By Class of Bank.................................. .......................................... 3 By Federal Reserve Districts................................................................................................................ 4 -5 Classification of Loans and United States Government Direct Obligations: Of All Member Banks on Selected Call Dates, 1940-1945 ............................................................... 6 By Class of Bank............... ............................................................ ....................................................... 6 By Federal Reserve Districts................................................................................................................ 7 Of Reserve City and Country Member Banks, by Federal Reserve Districts........................ ......... 8-9 Assets and Liabilities of Member Banks in Each Central Reserve and Reserve City and of Country Banks in Each Federal Reserve D istrict............................................................................................ 10-13 Assets and Liabilities of Member Banks by States................................................................................... 14-17 Reserve Position by Class of Bank and Federal Reserve Districts.......................................................... 18 Assets and Liabilities of State Member Banks by Federal Reserve Districts......................................... *9 These statistics are tabulated from condition reports submitted by member banks following each offi cial call, a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of N ation al B anks . The Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes the combined statistics of national and State member banks in the Member Bank C all Report. Member banks are classified according to their reserve requirements as central reserve city banks, reserve city banks, or non-reserve city ( “country”) banks. A member bank that has an office in a central reserve city is classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifi cations of the banks. Since a member bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition report, the report is tabulated according to a single location (that of the bank’s head office, unless it has a branch in a city where banks are subject to higher re serve requirements.) The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve membership, mergers, etc. It is also affected by changes in the reserve classification of cities or individual banks, such as the termination on October the reserve city designation of Savannah, Georgia, and the amendment effective August of Regulation D, described on page of the Federal Reserve for July 1, 1, B u l l e t i n 1 9 4 5 . 1 9 4 5 1 9 4 5 6 4 5 MEMBER BANK CALL REPORT ASSETS A N D LIABILITIES OF MEMBER BANKS O N DECEMBER 31, 194 5 , COMPARED W IT H JUNE 30, 1945, A N D DECEMBER 30, 1944 [Amounts in thousands of dollars] C h a n g e sin ce— C o n d itio n o n — Dec. 30, 1944 Dec. 31, 1945 June 30, 1945 Dec. 30, 1944 June 30, 1945 A SSE T S Loans a nd in v e stm e n ts................................................................. Loans (including overdrafts)................................................... United States Government direct obligations...................... Obligations guaranteed by United States Government — Obligations of States and political subdivisions................. Other bonds, notes, and debentures....................................... Corporate stocks (including Federal Reserve Bank stock) 107,183,445 22,775,207 78,322,769 15,705 3,254,356 2,520,773 294,635 99,426,010 20,587,878 73,206,154 33,165 3,101,733 2,198,416 298,664 91,569,159 18,676,062 66,783,630 901,737 2,857,760 2,031,223 318,747 +7,757,435 +2,187,329 +5,116,615 -17,460 +152,623 +322,357 -4,0 2 9 +15,614,286 +4,099,145 +11,539,139 -886,032 +396,596 +489,550 -24,112 Reserves, ca sh , and ban k b a la n c e s .......................................... Reserve with Federal Reserve B anks..................................... 29,845,331 15,811,292 1,437,801 25,766,309 14,806,900 1,150,110 25,860,038 14,260,532 1,270,707 +4,079,022 +1,004,392 +287,691 +3,985,293 +1,550,760 +167,094 7,077,345 39,242 23,372 5,456,279 6,448,205 37,907 24,070 3,299,117 6,315,142 39,288 16,824 3,957,545 +629,140 +1,335 -6 9 8 +2,157,162 +762,203 -4 6 +6,548 +1,498,734 Due from own foreign branches................................................................................ Bank premises owned and furniture and fixtures................................................. Other real estate owned....................................................................................... Investments and other assets indirectly representing bank premises or other real e sta te ................................................................................................................... Customers’ liability on acceptances........................................... ............................. Income accrued but not y et collected...................................................................... Other assets.................................................................................................................... 7,321 787,692 19,311 270 800,589 27,678 217 816,540 41,073 +7,051 -12,897 -8,3 6 7 +7,104 -28,848 -21,762 64,738 65,608 239,478 90,952 65,525 40,964 223,445 84,950 70,364 62,398 206,043 79,922 -787 +24,644 +16,033 +6,002 -5 ,6 2 6 +3,210 +33,435 +11,030 T o ta l a s s e ts ................................................................................................... 138,303,876 126,435,740 118,705,754 +11,868,136 +19,598,122 105,395,466 62,950,086 21,945,123 233,971 4,240,421 12,333,313 1,242,626 96,569,239 57,416,587 21,713,593 253,696 3,877,395 11,063,706 1,105,851 91,599,715 56,270,259 18,241,712 267,188 3,743,572 10,880,788 944.952 +8,826,227 +5,533,499 +231,530 -19,725 +363,026 +1,269,607 +136,775 +13,795,751 +6,679,827 +3,703,411 -33,217 +496,849 +1,452/525 +297,674 2,449,926 1,138,411 1,251,244 +1,311,515 +1,198,682 +4,957,537 +4,905,644 -5,3 7 9 -354 +51,680 -8 0 4 +6,750 Demand balances with banks in United States (except private banks and American branches of foreign b anks)........................................................... Other balances with banks in United S tates.................................................. Balances with banks in foreign countries....................................................... Cash items in process of collection................................................................... LIABILITIES Dem and d e p o s its ........................................... ...................................................... Individuals, partnerships, and corporations................................................. United States Government: War loan and Series E bond accounts. Other.................................................................. States and political subdivisions...................................................................... Banks in United States...................................................................................... Banks in foreign countries................................................................................. Certified and officers’ checks, cash letters of credit and travelers’ checks, etc............................................................ ............................................................ T im e d e p o sits...................................................; ......................................................... Individuals, partnerships and corporations.................................................. United States Government.................................................................................. Postal savings....................................................................................................... States and political subdivisions....................................................................... Banks in United States........................................................................................ Banks in foreign countries.................................................................................. 24,274,368 23,712,364 95,742 3,487 398,892 46,283 17,600 21,808,837 21,254,312 97,889 3,633 392,223 44,430 16,350 19,316,831 18,806,720 101,121 3,841 347,212 47,087 10,850 +2,465,531 +2,458,052 -2,147 -1 4 6 +6,669 +1,853 + 1,250 T o ta l d e p o sits.............................................................................................................. 129,669,834 118,378,076 110,916,546 +11,291,758 +18,753,288 Due to own foreign branches..................................................................................... Bills payable, rediscounts, and other liabilities for borrowed money............. Acceptances outstanding........................................................................................... Dividends declared but not yet payable................................................................. Income collected but not yet earned.................................................................... Expenses accrued and unpaid.................................................................................... Other liabilities............................................................................................................ 211,181 208,094 75,965 53,023 46,244 346,321 104,290 196,233 51,897 48,833 45,761 39,140 318,729 81,248 183,943 111,255 72,289 45,579 36,728 263,348 108,290 +14,948 + 156,197 +27,132 +7,262 +7,104 +27,592 +23,042 +27,238 +96,839 +3,676 +7,444 +9,516 +82,973 -4,0 0 0 130,714,952 119,159,917 111,737,978 +11,555,035 +18,976,974 2,592,364 3,383,332 1,115,849 497,379 2,535,815 3,159,463 1,106,511 474,034 2,469,041 3,047,594 1,008,503 442,638 +56,549 +223,869 +9,338 +23,345 +123,323 +335,738 + 107,346 +54,741 T o ta l lia b ilitie s .......................................................................................... CAPITAL ACCOUNTS C apital............................... ............................................... Surplus.............................................................................. Undivided profits............................................................ Other capital accounts.................................................. T o ta l c a p ita l a c c o u n ts............................... T o ta l lia b ilitie s and c a p ita l a c c o u n ts .. MEMORANDA N et demand deposits subject to reserve (see page 18) Demand deposits adjusted1............................................... Number of banks.................................................................. 7,588,924 7,275,823 6,967,776 +313,101 +621,148 138,303,876 126,435,740 118,705,754 + 11,868,136 +19,598,122 70,918,241 64,184,154 6,884 65,110,503 59,133,276 6,840 63,087,686 57,307,530 6,814 +5,807,738 +5,050,878 +44 +7,830,555 +6,876,624 +70 1 Demand deposits other than interbank and United States Government, less cash items reported as in process of collection. 1 ALL MEMBER BAN K S—ASSETS A N D LIABILITIES O N SELECTED CALL DATES, DECEMBER 31, 1940, T O DECEMBER 31, 1945 [Amounts in thousands of dollars] A SSETS L o a n s a n d in v e s tm e n ts ............................................................. Loans (including o v erdrafts)................................................ United States Government direct obligations............... Obligations guaranteed by United States G overnm ent.. Obligations of States and political subdivisions............. Obligations of Government corporations and agencies not guaranteed by United States...................................... Other bonds, notes, and debentures.................................... Corporate stocks, (including Federal Reserve Bank stock)..................................................................................... 1940 Dec. 31 1941 Dec. 31 1942 Dec. 31 1943 Dec. 31 1944 Dec. 30 37,126,067 15,320,598 12,337,408 3,485,638 3,012,693 43,520,559 18,020,904 15,706,687 3,832,035 3,089,606 59,263,331 16,088,324 35,006,436 2,539,753 2,965,179 74,257,603 16,287,520 50,602,657 2,345,138 2,728,652 91,569,159 18,676,062 66,783,630 901,737 2,857,760 499,355 2,053,842 557,231 1,921,852 f 2,286,693 1,972,851 2,031,223 392,244 376,946 320,785 318,747 1945 June 30 1945 Dec. 31 99,426,010 107,183,445 20,587,878 22,775,207 73,206,154 78,322,769 33,165 15,705 3,101,733 3,254,356 2,198,416 2,520,773 298,664 294,635 R eserves, c a s h , a n d b a n k b a la n c e s1...................................... Reserve with Federal Reserve B anks................................... Cash in v a u lt............................................................................. Demand balances with banks in United States (except private banks and American branches of foreign banks)1..................................................................................... Other balances with banks in United S tates..................... Balances with banks in foreign countries........................... Cash items in process of collection...................................... 23,963,455 13,991,733 991,146 23,122,689 12,396,344 1,086,752 24,280,295 13,072,358 1,018,612 23,790,034 12,835,249 1,132,172 25,860,038 14,260,532 1,270,707 25,766,309 14,806,900 1,150,110 29,845,331 15,811,292 1,437,801 6,084,424 100,881 11,311 2,783,960 6,147,354 98,519 11,134 3,382,586 6,084,146 62,371 12,953 4,029,855 5,407,459 42,508 20,108 4,352,538 6,315,142 39,288 16,824 3,957,545 6,448,205 37,907 24,070 3,299,117 7,077,345 39,242 23,372 5,456,279 Due from own foreign branches................................................... Bank premises owned and furniture and fixtures..................... Other real estate owned.................................................................. Investm ents and other assets indirectly representing bank premises or other real e sta te ..................................................... Customers’ liability on acceptances............................................ Income accrued but not yet collected......................................... Other assets....................................................................................... 2,182 914,425 228,243 4,215 911,213 179,139 362 904,130 134,846 9,719 861,253 80,654 217 816,540 41,073 270 800,589 27,678 7,321 787,692 19,311 111,146 83,052 105,026 124,082 98,449 72,427 110,586 101,579 92,935 40,507 126,287 73,887 77,164 44,059 170,163 80,966 70,364 62,398 206,043 79,922 65,525 40,964 223,445 84,950 64,738 65,608 239,478 90,952 62,657,678 L IA B IL IT IE S D em an d d e p o sits 1.......... ............................................................. 44,110,412 Individuals, partnerships, and corporations...................... 29,576,064 U. S. Government: War loan and Series E bond accounts. O ther......................................................... | 616,118 States and political subdivisions.......................................... 2,723,660 Banks in United States1........................................................ 9,581,199 Banks in foreign countries...................................................... 700,073 Certified and officers’ checks, cash letters of credit and travelers’ checks, etc.................................................... 913,298 68,120,856 84,916,580 49,230,638 33,061,264 1,709,333 3,065,567 9,713,951 671,186 65,435,697 76,932,347 42,139,236 51,820,162 7,923,429^ 9,185,885 257,817 3,317,989 3,601,845 10,101,306 9,602,817 811,439 891,070 T o ta l a s s e ts ...................................................................... 99,371,615 118,705,754 126,435,740 138,303,876 91,599,715 56,270,259 18,241,712 267,188 3,743,572 10,880,788 944,952 96,569,239 105,395,466 57,416,587 62,950,086 21,713,593 21,945,123 253,696 233,971 3,877,395 4,240,421 11,063,706 12,333,313 1,105,851 1,242,626 1,009,337 1,142,298 1,572,751 1,251,244 1,138,411 2,449,926 T im e d e p o s its ................... ....................................................... 12,319,198 Individuals, partnerships, and corporations: Savings deposits.................................................................. 10,266,149 Certificates of deposit...................................................... 654,941 Christmas savings and similar accounts........................ 27,853 Open accounts..................................................................... 737,865 United States G overnm ent..................................................... 34,425 Postal savings........................................................................... 21-, 562 States and political subdivisions.......................................... 435,075 Banks in U nited S ta te s ........................................................... 135,226 Banks in foreign countries...................................................... 6,102 12,486,751 12,840,974 15,330,013 19,316,831 21,808,837 24,274,368 12,365,923 14,821,737 47,675 8,566 331,933 82,066 4,811 115,465 4,652 326.554 57,555 4,050 T o ta l d e p o sits 1................................................................. .......... 56,429,610 61,717,389 78,276,671 Due to own foreign branches....................................................... Bills payable, rediscounts, and other liabilities for borrowed money................................................... ........................................... Acceptances outstanding........................... ! ................................... Dividends declared but not y et p a y ab le .................................... Income collected b u t not yet earned.......................................... Expenses accrued and u n p aid ........................................................ Other liabilities.............................. ........................ .......................... 182,067 148,921 216,952 203,508 183,943 196,233 211,181 3,282 97,461 38,953 67,666 77,946 63,177 4,312 86,358 37,902 76,373 98,807 64,430 4,807 46,175 37,486 46,514 116,750 70,372 39,310 54,322 38,713 35,992 185.555 76,621 111,255 72,289 45,579 36,728 263,348 108,290 51,897 48,833 45,761 39,140 318,729 81,248 208,094 75,965 53,023 46,244 346,321 104,290 T o ta l lia b iliti e s ............................................................... 56,960,162 62,234,492 78,815,727 C A PITAL ACCOUNTS C ap ital................................................................................................ Surplus................................................................................................ Undivided profits.............................................................................. Reserve for contingencies................................................................ Other capital accounts.................................................................... 2,356,258 2,279,621 721,444 295,839 44,354 2,362,185 2,394,336 775,145 312,467 42,231 2,378,674 2,499,071 846,793 376,315 10,513,338 611,226 30,136 723,343 34,120 16,353 418,220 132,923 7,092 f 20,190,338 482,917 18,806,720<! 158,651 >23,712,364 422,406 97,889 101,121 95,742 3,841 3,633 3,487 347,212 392,223 398,892 47,087 44,430 46,283 10,850 16,350 17,600 92,262,360 110,916,546 118,378,076 129,669,834 92,896,381 111,737,978 119,159,917 130,714,952 2,416,374 2,769,777 865,993 423,090 2,469,041 3,047,594 1,008,503 442,638 2,535,815 3,159,463 1,106,511 474,034 2,592,364 3,383,332 1,115,849 497,379 6,475,234 6,967,776 7,275,823 7,588,924 T o ta l c a p ita l a c c o u n ts ................................................. 5,697,516 5,886,364 6,100,853 T o ta l lia b ilitie s a n d c a p ita l a c c o u n ts ................... 62,657,678 68,120,856 84,916,580 MEMORANDA Par or face value of cap ital........................................................... Capital notes and debentures................ ............................... First preferred stock............................................... ................ Second preferred sto ck............................................. . ............. Common sto ck ........................................................................... 2,359,291 40,758 247,726 18,243 2,052,564 2,364,456 38,512 220,587 17,716 2,087,641 2,380,309 36,121 196,938 16,831 2,130,419 2,417,531 32,431 179,834 13,311 2,191,955 2,469,723 29,273 143,240 9,077 2,288,133 2,536,232 28,285 127,908 7,772 2,372,267 2,592,773 27,438 107,205 7,035 2,451,095 R etirable value of capital: F irst preferred sto ck ..................... Second preferred sto ck ................. 343,093 23,894 312,094 23,591 285,138 22,706 266,140 19,107 227,897 14,425 210,067 12,972 176,310 11,948 N et demand deposits subject to reserve (see page 18)........... Demand deposits adjusted (see footnote on plage 1 ) ............... Number of banks.............................................................................. 35,261,636 30,429,062 6,486 39,707,549 33,753,582 6,619 55,325,653 42,569,668 6,679 57,989,934 52,642,220 6,738 63,087,686 57,307,530 6,814 65,110 503 59,133,276 6,840 70,918,241 64,184,154 6,884 99,371,615 118,705,754 126,435,740 138,303,876 1 B eginning Ju n e 30, 1942, a ssets an d lia b ilitie s exclude recip ro cal b an k balan ces, w hich on D ec. 31, 1942 ag g reg a ted 1513,171,000. 3 ALL MEMBER BAN K S—ASSETS A N D LIABILITIES O N DECEMBER 31, 1 945, BY CLASS OF B A N K [Amounts in thousands of dollars] Central reserve city member banks1 New York A SSETS 26,142,821 Reserve city member banks1 Chicago All State member banks 69,312,139 37,871,306 181,182 190,457 13,196 13,925,223 51,242,060 7,746 2,337,661 1,654,136 145,313 8,849,984 27,080,709 7,959 916,695 866,637 149,322 1,489,059 6,438,501 Investments and other assets indirectly representing bank All national member banks 35,002,214 107,183,445 5,595,511 22,775,207 26,989,304 78,322,769 15,705 9,312 3,254,356 1,341,526 2,520,773 988,711 294,635 77,850 1,332,525 4,213,339 Demand balances with banks in United States (except private banks and American branches of foreign banks) All member banks 8,513,659 29,547,234 5,023 1,125,514 808,627 107,654 5,930,699 7,333,512 17,572,892 1,370 Obligations guaranteed by United States G overnm ent.... 606,134 532,978 95,935 Corporate stocks (including Federal Reserve Bank sto ck ). Reserves, cash , an d ban k b a la n ce s....................................... Country member banks1 40,107,711 11,286,020 10,631,751 9,731,495 942,220 36,306 6,326,210 494,349 4,527,371 796,389 29,845,331 15,811,292 1,437,801 20,113,836 4,015,491 110,757 10,411.049 992,886 5,400,243 444,915 75,556 2,250 11,872 2,222,575 198,555 1,452 751 309,775 2,156,053 17,754 8,523 2,283,131 4,647,181 17,786 2,226 640,798 7,077,345 39,242 23,372 5,456,279 5,414,978 27,049 13,900 3,253,974 1,662,367 12,193 9,472 2,202,305 276 172,252 3,038 16,119 7,045 272,494 7,592 326,827 8,681 7,321 787,692 19,311 7,045 493,062 10,054 276 294,630 9,257 4,109 37,329 73,344 15,374 193 2,965 17,707 2,567 47,052 22,749 103,778 43,912 13,384 2,565 44,649 29,099 64,738 65,608 239,478 90,952 46,383 41,883 147,276 48,501 18,355 23,725 92,202 42,451 32,887,044 7,459,309 51,898,353 46,059,170 138,303,876 90,220,179 48,083,697 30,907,067 105,395,466 21,796,890 62,950,086 68,673,537 36,721,929 40,872,719 22,077,367 21,945,123 233,971 4,240,421 12,333,313 1,242,626 13,821,293 191,692 3,171,517 8,584,391 603,323 8,123,830 42,279 1,068,904 3,748,922 639,303 L IA B ILITIES 28,867,222 6,326,556 39,294,621 15,712,237 Individuals, partnerships, and corporations . ................ United States Government: War loan and Series E bond 6,908,704 31,474 ............................ Other 236,771 States and political subdivisions .................................... 3,535,071 1,104,810 .................................. Tla-nlrc in fnrpiVn ronntriP^ Certified and officers’ checks, cash letters of credit and 1,338,155 3,159,556 22,281,403 1,550,503 1,933 237,261 1,291,965 19,744 8,128,601 92,890 1,762,701 6,307,326 110,443 65,594 611,257 434,920 2,449,926 1,428,602 1,021,324 1,253,575 719,467 9,790,499 12,510,827 24,274,368 23,712,364 95,742 3,487 398,892 46,283 17,600 16,265,810 8,008,558 15,841,508 75,244 2,964 304,767 35,527 5,800 7,870,856 20,498 523 94,125 10,756 11,800 43,417,894 129,669,834 84,939,347 44,730,487 211,181 183,577 27,604 208,094 75,965 53,023 46,244 346,321 104,290 77,969 47,883 33,980 31,478 209,659 52,035 130,125 28,082 19,043 14,766 136,662 52,255 43,534,420 130,714,952 85,575,928 45,139,024 966,783 1,010,445 400,839 146,683 2,592,364 3,383,332 1,115,849 497,379 1,654,339 2,007,927 688,426 293,559 938,025 1,375,405 427,423 203,820 2,524,750 ...................... 1,206,471 9,650 719,067 .................................... 20,334 400 9,563,107 36,993 759 159,629 28,511 1,500 7,046,023 49,085,120 Individusls partnerships and corporations ..................... fac rrnvprnmpnt States and political subdivisions 1,020 16,100 30,120,797 5,357,315 107,674 2,003,688 1,198,951 7,629 12,223,719 49,099 2,728 218,529 16,752 211,181 Bills payable, rediscounts, and other liabilities for borrowed Acceptances outstanding ..................................................... Dividends declared b u t not y et payable ...................................... Income collected b u t not yet earned ...................................... T otal lia b ilitie s 195,000 44,084 24,570 7,156 121,569 42,214 3,041 1,310 2,005 28,289 1,144 2,350 26,222 15,020 23,177 130,785 49,475 30,766,571 7,081,812 49,332,149 600,955 1,093,390 322,810 103,318 141,500 147,550 41,996 46,451 883,126 1,131,947 350,204 200,927 10,744 2,618 12,123 13,906 65,678 11,457 CAPITAL ACC O U N TS 7,588,924 4,644,251 2,944,673 46,059,170 138,303,876 90,220,179 48,083,697 967,192 11,738 54,275 6,635 894,544 2,592,773 27,438 107,205 7,035 2,451,095 1,654,550 66,534 3,748 1,584,268 938,223 27,438 40,671 3,287 866,827 78,998 400 97,312 11,548 176,310 11,948 103,502 4,939 72,808 7,009 26,727,400 22,372,230 359 20,262,679 23,594,700 6,476 70,918,241 64,184,154 6,884 46,183,485 42,218,864 5,017 24,734,756 21,965,290 1,867 2,120,473 377,497 2,566,204 T otal lia b ilitie s a nd ca p ita l a c c o u n ts ............................ 32,887,044 7,459,309 51,898,353 MEMORANDA Par or face value of capital ......................................................... Capital notes and debentures ......................................... 600,955 700 141,500 600,255 141,500 883,126 15,000 52,930 400 814,796 T otal ca p ita l a cco u n ts Second preferred stock ....................................... ................................................. Retirable value of capital* First preferred stock...................... Second preferred stock.................. N et demand deposits subject to reserve (see page 18)............. . 19,660,387 15,064,588 X)gmand deposits adjusted (see footnote on page 1) ................. 37 Number of banks ....................................................... 4,267,775 3,152,636 12 1 See T a b le of C o n te n ts page for basis of an d changes in classification of m em ber b an k s. ALL MEMBER B A N K S-A SSE T S A N D LIABILITIES O N DECEMBER 31, 1945, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district T o ta l, all districts ASSETS Loans an d in v estm en ts..................................................... Loans (including o v erd rafts)............................................. United States Government direct obligations............... Obligations guaranteed by United States G overnm ent.. Obligations of States and political subdivisions........... Other bonds, notes, and debentures.................................. Corporate stocks (including Federal Reserve Bank s to ck )............................................................................... Reserves, cash, and b an k b a la n c e s.................................. Reserve with Federal Reserve B an k s................................ Cash in v a u lt........................................................................... Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United S tates................. Balances with banks in foreign countries..................... Cash items in process of collection................................ Due from own foreign branches.............................................. Bank premises owned and furniture and fixtures............... Other real estate owned................................................................. Investments and other assets indirectly representing bank premises or other real esta te...................... ...................... Customers’ liability on acceptances....................................... Income accrued but not yet collected................................... Other a sse ts................................................................................. T o ta l a s s e ts . LIABILITIES Demand d ep o sits................................................................ Individuals, partnerships, and corporations...................... U. S. Government: War loan and Series E bond accounts O th er..................................................... States and political subdivisions...................................!.. Banks in United S ta te s ......................................................... Banks in foreign countries................................................... Certified and officers’ checks, cash letters of credit and travelers’ checks, etc.................................................... 107,183,445 22,775,207 78,322,769 15,705 3,254,356 2,520,773 Boston New York delphia Phila Cleveland Richmond Atlanta 5,475,478 1,163,150 4,133,396 449 52,858 109,992 33,556,327 8,545,968 23,327,575 5,139 819,228 738,212 5,797,459 934,320 4,356,294 474 146,650 ' 338,994 8,391,716 1,542,750 6,263,174 1,340 238,163 307,076 4,626,586 890,107 3,557,996 743 82,716 86,107 4,641,464 1,005,089 3,293,858 422 272,926 60,630 294,635 15,633 120,205 20,727 39,213 8,917 8,539 29,845,331 15,811,292 1,437,801 1,304,059 707,061 115,470 7,940,500 4,833,568 246,118 1,456,104 795,782 101,580 2,151,839 1,137,657 160,432 1,519,781 725,282 110,162 1,744,957 760,473 98,063 7,077,345 39,242 23,372 5^456,279 269,748 2,241 2,240 207,299 456,629 3,630 13,834 2,386,721 338,746 3,173 525 216,298 543,591 2,997 582 306,580 495,529 1,807 82 186,919 680,497 3,925 291 201,708 7,321 787,692 19,311 7,045 51,808 1,972 276 254,413 . 5,381 61,470 3,413 79,820 1,058 46,633 726 43,929 1,225 64,738 65,608 239,478 90,952 3,275 7,725 12,135 4,353 7,877 37,807 90,323 23,049 5,251 5,166 11,009 11,037 2,905 269 17,024 5,622 2,726 1,273 7,051 6,440 2,818 4,790 9,719 7,351 138,303,876 6,867,850 41,915,953 7,350,909 10,650,253 6,211,216 6,456,253 ,395,466 ,950,086 ,945,123 233,971 ,240,421 ,333,313 242,626 5,180,997 3,188,164 1,293,927 11,742 210,719 374,473 24,919 34,177,167 19,071,267 8,218,800 48,222 670,865 3,637,694 1,106,688 5,175,741 3,378,890 1,124,234 6,117 171,739 426,864 11,206 7,191,862 4,643,006 1,592,371 10,263 246,251 604,304 3,819 4,731,346 2,951,781 903,772 28,004 233,984 545,265 3,148 5,184,572 2,923,182 882,974 17,694 399,535 907,336 10,268 2,449,926 77,053 1,423,631 56,691 91,848 65,392 43,583 Individuals, partnerships, and corporations. United States Government................................ Postal savings........................................................ States and political subdivisions....................... Banks in United S ta te s........................................ Banks in foreign countries.................................. 24,274,368 23,712,364 95,742 3,487 398,892 46,283 17,600 1,173,782 1,167,965 3,986 290 1,274 267 4,390,966 4,312,768 20,154 31 38,174 3,739 16,100 1,587,259 1,541,799 4,898 232 40,033 297 2,682,413 2,585,486 474 637 87,991 7,825 1,148,050 1,119,154 12,493 124 10,454 5,825 974,948 934,656 18,268 220 13,393 8,411 T o tal d ep o sits......................................................... 129,669,834 6,354,779 38,568,133 6,763,000 9,874,275 5,879,396 6,159,520 Time d ep o sits........................................................ Due to own foreign branches....................................................... Bills payable, rediscounts, and other liabilities for borrowed money.............................................................................................. Acceptances outstanding.......................................................’ . ] ’ | Dividends declared but not yet p ay ab le............................ ! .! ' Income collected but not yet earned....................................... . i Expenses accrued and u n p aid ................................................. ’ ]' Other liabilities......................................... ..................................... T o ta l lia b ilitie s. 211,181 211,181 208,094 75,965 53,023 46,244 346,321 104,290 1,660 8,594 4,276 3,156 23,365 4,709 197,930 44,557 26,523 11,887 139,776 45,470 869 5,839 3,462 2,241 15,493 3,947 2,960 269 2,847 2,900 27,533 8,632 875 1,222 2,153 2,210 11,940 1,886 450 5,682 2,455 2,712 12,261 877 130,714,952 6,400,539 39,245,457 6,794,851 9,919,416 5,899,682 6,183,957 2,592,364 3,383,332 1,115,849 497,379 156,952 199,888 72,107 38,364 821,137 1,308,583 402,990 137,786 181,722 263,535 84,239 26,562 223,814 378,551 74,490 53,982 109,661 134,172 47,830 19,871 103,081 114,500 37,355 17,360 CAPITAL ACCOUNTS Capital. Surplus. Undivided p ro fits......... Other capital accounts. T o ta l ca p ita l a c c o u n ts........................... 7,588,924 467,311 2,670,496 556,058 730,837 311,534 272,296 T o ta l liab ilities and cap ital accounts. 138,303,876 6,867,850 41,915,953 7,350,909 10,650,253 6,211,216 6,456,253 2,592,773 27,438 107,205 7,035 2,451,095 156,952 821,388 10,302 28,378 4,294 778,414 181,722 2,314 493 154,145 8.107 1.108 172,507 223,814 12,309 6,765 50 204,690 109,661 501 3,044 15 106,101 103,081 87 6,735 50 96,209 Retirable value of capital: F irst preferred stock ......... Second preferred sto ck __ 176,310 11,948 3,272 1,368 62,956 7,722 15,272 1,708 9,865 50 3,169 15 7,410 50 N et demand deposits subject to reserve (see page 18). Demand deposits adjusted (see footnote on page 1 )... Number of b an k s......................................................... 70,918,241 64,184,154 6,884 3,410,415 3,268,637 340 23,115,114 18,779,042 814 3,496,552, 3,391,022 647 4,749,320 4,674,525 721 3,145,126 3,064,238 472 3,419,393 3,164,592 325 MEMORANDA Par or face value of cap ital........................................ Capital notes and debentures............................. First preferred sto ck............................................. Second preferred stock.................................. ] ” j Common stock............................................... ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N DECEMBER 31, 1945, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district St. Louis Minne apolis Kansas City Dallas San Francisco 15,878,650 2,762,475 12,106,026 1,455 534,822 447,252 26,620 3,882,168, 896,386 2,726,300 905 149,308 94,656 14,613 2,734,477 451,621 2,156,544 312 61,523 60,605 3,872 4,288,320 780,938 3,253,211 647 174,233 69,214 10,077 4,002,789 1,138,936 2,702,330 274 132,142 22,290 6,817 13,908,011 2,663,467 10,446,065 3,545 589,787 185,745 19,402 4,266,151 2,310,416 221,712 1,254,844 597,809 60,400 849,586 380,913 32,012 1,863,810 771,741 54,376 1,951,263 759,333 73,289 3,542,437 2,031,257 164,187 1,146,120 3,762 1,627 582,514 426,214 224 146 170,051 322,470 1,466 859 111,866 815,843 6,942 19 214,889 919,800 2,292 688 195,861 662,158 6,783 2,479 675,573 71,052 218 23,354 3,225 13,392 17 22,026 399 38,416 960 81,379 717 4,092 3,425 35,332 11,033 145 1,106 5,990 3,937 4,039 146 6,510 1,940 1,920 94 5,650 2,854 4,378 635 2,988 2,103 25,312 3,172 35,747 11,233 20,269,953 5,174,769 3,610,107 6,185,073 6,003,532 17,608,008 LIABILITIES D em and d e p o sits................................................................................................. 14,778,286 Individuals, partnerships, and corporations............................................ 8,658,526 United States Government: War loan and Series E bond accounts ... 3,239,967 O ther.............................................................. 20,514 States and political subdivisions................................................................. , 742,895 Banks in United S tates.................................................................................. 9 1,911,142 Banks in foreign countries........................................................................... 25,081 Certified and officers’ checks, cash letters of credit and travelers’ checks, etc............................... *.................................................................... 180,161 4,098,387 2,335,919 697,656 9,392 180,807 840,800 2,226 2,664,602 1,497,971 544,840 4,864 160,357 424,641 2,375 5,313,335 3,039,653 715,042 16,144 329,835 1,140,199 1,407 5,285,569 3,303,687 745,550 14,505 251,292 863,580 5,904 11,613,602 7,958,040 1,985,990 46,510 642,142 657,015 45,585 Chicago ASSETS L oans and in v e stm e n ts..................................................................................... Loans (including overdrafts)......................................................................... United States Government direct obligations........................................... Obligations guaranteed by United States Government.......................... Obligations of States and political subdivisions...................................... Other bonds, notes, and d eb en tu res.,......................................................... Corporate stocks (including Federal Reserve Bank sto ck ).................... Reserves, c a sh , and bank b a la n ce s............................................................... Reserve with Federal Reserve B anks.......................................................... Cash in v a u lt..................................................................................................... Demand balances with banks in U nited States (except private banks and American branches of foreign banks).............................................. Other balances with banks in United S ta te s ............................................. Balances with banks in foreign countries.................................................. Cash items in process of co llection............................................................. Due from own foreign branches.......................................................................... Bank premises owned and furniture and fixtures............................................ Other real estate owned........................................................................................ Investments and other assets indirectly representing bank premises or other real esta te .................................................................................................. Customers’ liability on acceptances.................................................................. Income accrued but not' yet collected............................................................... Other assets.............................................................................................................. T o ta l assets. 31,587 29,554 71,055 101,051 278,320 T im e d e p o s its .................... ....................................... Individuals, partnerships, and corporations . United States Governm ent................................. Postal savings^ ................................................... . States and political subdivisions....................... Banks in United S tates........................................ Banks in foreign countries.................................. 4,479,582 4,415,075 5,274 457 53,076 5,700 813,145 788,203 3,830 252 20,532 328 765,497 760,467 390 204 3,576 860 594,428 584,782 2,392 207 1,466 5,581 452,895 414,298 6,851 400 30,012 1,334 5,211,403 5,087,711 16,732 433 98,911 6,116 1,500 T o ta l d e p o s its ............................................................ 19,257,868 4,911,532 3,430,099 5,907,763 5,738,464 16,825,005 3,535 4,090 6,678 49,485 3,784 3,050 1,106 1,539 1,803 8,221 2,327 146 295 2,179 7,571 424 300 94 1,344 1,071 7,312 250 635 1,608 595 7,512 977 4,286 2,431 8,812 35,852 31,007 19,325,440 4,929,578 3,440,714 5,918,134 5,749,791 16,907,393 348,205 361,906 132,833 101,569 99,877 89,564 44,440 11,310 61,389 69,440 26,063 12,501 98,306 97,318 54,449 16,866 102,458 100,911 35,233 15,139 285,762 264,964 103,820 46,069 Due to own foreign branches......................................................................... Bills payable, rediscounts, and other liabilities for borrowed money.. Acceptances outstanding................................................................................. Dividends declared but not y et payable..................................................... Income collected but not yet earned........................................................... Expenses accrued and unpaid........................................................................ Other liabilities................................................................................................. T o ta l lia b ilitie s. CAPITAL ACCOUNTS C apital............................ Surplus............................ Undivided profits........... Other capital accounts. T o ta l c a p ita l a c c o u n ts ............................... 944,513 245,191 169,393 266,939 253,741 700,615 T o ta l lia b ilitie s and c a p ita l a c c o u n ts .. 20,269,953 5,174,769 3,610,107 6,185,073 6,003,532 17,608,008 MEMORANDA Par or face value of cap ital......................................... C apital notes and debentures............................... F irst preferred stock............................................... Second preferred stock........................................... Common stock...................................................... . 348,227 2,318 18,859 365 326,685 100,013 1,493 2,947 500 95,073 61,389 122 1,535 87 59,645 98,306 821 61 97,424 102,458 94 2,049 285,762 212 25,651 12 259,887 Retirable value of capital: F irst preferred stock........... Second preferred stock....... 18,994 365 2,957 510 1,535 87 821 61 2,533 47,526 12 N e t dem and deposits su b jec t to reserve (see page 18). D em and deposits a d ju ste d (see footnote on page 1 )___ N um ber of b a n k s ........................................................................ 9,810,570 8,999,068 995 2,804,466 2,378,262 490 1,685,426 1,576,016 472 3,567,568 3,225,654 751 3,424,358 3,460,169 585 8,289,933 8,202,929 272 100,315 6 ALL MEMBER BAN K S—CLASSIFICATION OF LOANS A N D U N IT E D STATES G O VERNM ENT DIRECT OBLIGATIONS [In thousands of dollars] All member banks on selected call dates 1940 Dec. 31 1941 Dec. 31 1942 Dec. 31 1943 Dec. 31 1944 Dec. 30 1945 June 30 1945 Dec. 31 15,320,598 18,020,904 16,088,324 16,287,520 18,676,062 20,587,878 22,775,207 6,659,572 8,671,114 7,386,885 7,420,746 7,530,983 7,095,443 8,948,919 865,091 642,448 652,121 299,188 2,118,475 810,344 43,106 972,321 \/ 525,852 562,919 934,453 594,193 597,684 538,153 265,570 294,962 2,457,679 2,396,116 699,913 802,831 39,023 26,384 461,140 561,824 1,398,236 839,330 245,598 2,418,705 609,907 57,426 629,977 567,698 2,248,714 2,108,273 243,247 2,389,755 575,513 58,751 481,031 644,313 3,089,270 3,407,101 262,044 2,414,885 571,534 55,147 215,502 639,653 3,133,229 3,378,017 276,809 2,522,079 656,286 47,002 211,425 115,695 126,068 136,225 168,876 277,685 3,652,660 ] 284,876 1 1,073,186 [ 843,344 156,872 215,534 995,578 790,929 159,777 224,694 994,743 817,869 174,145 251,688 1,126,041 879,011 223,767 291,719 1,216,079 1,057,270 50,602,657 4,360,425 12,071,167 6,906,023 170,761 5,259,443 14,914,737 5,563,960 1,356,141 66,783,630 3,747,838 13,981,556 14,126,875 455,407 5,308,973 22,466,622 5,117,870 1,578,489 73,206,154 2,632,874 15,583,929 14,723,058 677,215 6,380,452 26,637,954 4,544,660 2,026,012 78,322,769 2,274,951 16,984,827 14,271,270 728,671 7,897,223 28,656,315 5,357,276 2,152,236 Commercial and industrial loans, including open-market Loans to farmers directly guaranteed by the Commodity C redit Corporation1.............................................................. Other loans to farmers1 .......................................................... Loans to brokers and dealers in securities......................... Other loans for purchasing or carrying securities.. . . . . . . Real-estate loans; On farm land ....................................... On residential property........................ On other properties............................... Loans to banks.......................................................................... Consumer loans to individuals: R etail automobile instalm ent pap er............................. Other retail and repair-modernization instalm ent loans ................................................................................ Personal instalm ent cash loans...................................... Single-payment loans to individuals............................. All other loans (including overdrafts)................................. U nited States G overnm ent d irect o b lig a tio n s.................. Treasury bills............................................................................. Treasury certificates of indebtedness................................... Treasury notes................................... ....................................... United States savings bonds2................................................. Other bonds maturing in 5 years or less............................. Other bonds maturing in 5 to 10 y ears................................ Other bonds m aturing in 10 to 20 y ears.............................. Bonds maturing after 20 years.............................................. J f j 3,230,253 J J 12,337,408 651,986 15,706,687 970,898 2,594,269 3,007,044 1,367,488 2,885,694 4,344,955 493,016 1,424,556 3,503,734 5,634,165 1,166,290 35,006,436 4,363,309 6,285,324 5,409,821 151,864 2,671,558 9,078,768 5,927,930 1,117,862 By class of bank, December 31,1945 C entral reserve city member banks3 Chicago Reserve city member banks3 Country member banks3 A ll member banks All national member banks All State member banks 7,333,512 1,332,525 8,513,659 5,595,511 22,775,207 13,925,223 8,849,984 3,043,826 760,177 3,661,405 1,483,511 8,948,919 5,672,967 3,275,952 2,019 210,714 233,033 588 15,845 19,101 65,411 139,412 427,240 1,502,614 52,394 1,145,487 261,005 16,985 149,876 498,174 42,238 470,816 223,824 1,324,061 333,067 3,999 215,502 639,653 3,133,229 3,378,017 276,809 2,522,079 656,286 47,002 193,275 512,625 1,424,389 1,994,096 192,938 1,618,421 388,219 26,536 22,227 127,028 1,708,840 1,383,921 83,871 903,658 268,067 20,466 New York Commercial and industrial loans, including open-market p ap er......................................................................................... Loans to farmers directly guaranteed by Commodity Credit Corporation................................................................ Other loans to farm ers............................................................. Loans to brokers and dealers in securities......................... Other loans for purchasing or carrying securities............ Real-estate loans: On farm lan d ........................................... On residential property ........................ On other properties............................... Loans to b anks......................................................................... Consumer loans to individuals: Retail automobile instalm ent p ap er............................. Other retail and repair-modernization instalm ent loans..................................................... ........................... Personal instalm ent cash loans...................................... Single-payment loans to individuals............................ All other loans (including overdrafts)................................. U nited S ta tes G overnm ent d irect o b lig a tio n s.................. Treasury b ills............................................................................. Treasury certificates of indebtedness.................................. Treasury n o tes........................................................................... United States savings bonds.................................................. Other bonds m aturing in 5 years or less............................. Other bonds m aturing in 5 to 10 y ears................................ Other bonds m aturing in 10 to 20 y ears.............................. Bonds m aturing after 20 y ears.............................................. 215 48 2,453,037 1,171,554 3 36,686 43,113 26,018 1,351 3,296 87,232 76,997 168,876 130,717 38,159 24,747 29,595 231,801 271,518 13,388 5,338 28,966 40,060 112,029 109,792 546,059 386,594 73,603 146,994 409,253 359,098 223,767 291,719 1,216,079 1,057,270 168,300 197,149 598,532 807,059 55,467 94,570 617,547 250,211 17,572,892 477,184 3,433,058 3,325,337 1,483 1,973,188 7,421,192 842,044 99,406 4,213,339 133,361 1,467,146 748,755 2,799 417,382 895,611 487,779 60,506 29,547,234 1,033,952 6,982,302 5,653,217 47,407 2,743,982 10,380,444 2,173,338 532,592 26,989,304 630,454 5,102,321 4,543,961 676,982 2,762,671 9,959,068 1,854,115 1,459,732 78,322,769 2,274,951 16,984,827 14,271,270 728,671 7,897,223 28,656,315 5,357,276 2,152,236 51,242,060 1,396,522 11,656,245 9,533 418 534,664 5,045,353 18,125,903 3,468,111 1,481,844 27,080,709 878,429 5,328,582 4,737,852 194,007 2,851,870 10,530,412 1,889,165 670,392 1 The classifications of certain of these loans were revised somewhat as of December 31, 1945; consequently, the items for th a t date may not be en tirely comparable with prior figures. Loans to farmers directly guaranteed by the Commodity C redit Corporation now include only those loans th a t are guaranteed as to interest and principal by the Commodity Credit Corporation and certificates of interest representing participation in a pool of simi larly guaranteed cotton producers’ notes; during the period December 31, 1942 through June 30, 1945, the corresponding former item included (a) loans to dealers, processors, and farm ers’ cooperatives which were covered by purchase agreements of the CommodityCredit Corporation (now classified as commercial and industrial loans), and (b) loans to farmers with similar indirect guarantees (now classified as other loans to farmers). 2 N ot reported separately prior to 1942. 3 See Table of Contents page for basis of and changes in classification of member banks. 7 ALL MEMBER BANKS—CLASSIFICATION OF LOANS A N D U N IT E D STATES GO VER NM EN T DIRECT OBLIGATIONS [In thousands of dollars] By Federal Reserve districts, December 31,1945 d istricts New York Boston Loans Commercial and industrial loans, including open-market Loans to farmers directly guaranteed by the Commodity Credit Corporation .................................................. Loans to brokers and dealers in securities......................... Other loans for purchasing or carrying securities............ R eal-estate loans: On farm la n d .................... ...................... On residential property ..................... On other properties ....................... Loans to banks ...................................................... Consumer loans to individuals: R etail automobile instalm ent paper ..................... Other retail and repair-modernization instalm ent Phila delphia Cleveland Richmond 22,775,207 1,163,150 8,545,968 934,320 1,542,750 890,107 1,005,089 8,948,919 575,265 3,366,552 329,142 485,680 303,381 404,929 215,502 639,653 3,133,229 3,378,017 276,809 2,522,079 656,286 47,002 4,618 10,281 82,220 82,985 5,794 120,061 59,970 6,968 357 23,011 2,491,003 1,302,932 14,812 386,576 126,668 26,293 571 12,616 51,789 86,020 16,235 157,615 59,222 367 301 21,003 116,696 300,473 36,734 287,791 60,659 942 7,175 17,354 19,755 159,450 20,883 122,451 48,609 3,717 20,080 22,611 24,251 241,162 11,947 43,957 27,195 3,022 168,876 6,098 9,316 5,794 9,774 8,101 10,093 5,793 17,823 99,635 55,980 8,190 14,507 66,051 107,094 3,557,996 138,991 784,809 562,300 47,389 330,703 1,426,321 163,634 103,849 3,293,858 79,430 815,076 584,983 29,166 376,781 1,125,681 131,026 151,715 223,767 291,719 1,216,079 1,057,270 12,399 19,093 119,802 57,596 53,200 67,480 330,714 347,054 12,878 26,763 134,545 40,763 16,165 30,846 96,609 79,077 U nited S ta tes G overnm ent d irect o b lig a tio n s .................. 78,322,769 2,274,951 Treasury bills ....................................................... Treasury certificates of indebtedness ............................ 16,984,827 Treasury notes ..................................................... 14,271,270 728,671 U nited States savings bonds ............................................... 7,897,223 O ther bonds m aturing in 5 years or l e s s ........................... 28,656,315 O ther bonds m aturing in 5 to 10 years ............................ 5,357,276 O ther bonds m aturing in 10 to 20 y e a r s ............................ Bonds m aturing after 20 years ........................................... 2,152,236 4,133,396 117,961 823,134 704,141 36,854 340,250 1,497,472 451,961 161,623 23,327,575 551,493 4,256,818 4,094,209 88,530 2,526,182 9,983,328 1,329,685 497,330 4,356,294 216,498 605,563 672,623 77,530 350,496 1,800,997 374,586 258,001 6,263,174 109,011 1,232,835 1,119,524 82,680 615,150 2,279,599 558,065 266,310 Personal instalm ent cash loans ................................... Single-payment loans to individuals ........................... All other loans (including overdrafts) ............................ Atlanta By Federal Reserve districts, December 31, 1945—Continued Chicago St. Louis Minne apolis Kansas City Dallas San Francisco 2,762,475 1,206,682 Commercial and industrial loans, including open-market p a p er....... Loans to farmers directly guaranteed by the Commodity Credit 1,598 Corporation..................................................................................................... 82,322 Other loans to farm ers............ ...................................................................... 228,301 Loans to brokers and dealers in securities............................................... 408,787 Other loans for purchasing or carrying securities.................................... 51,115 Real-estate loans: On farm lan d .................................................................. 389,163 On residential property............................................ - ■ 88,072 On other properties....................................................... 36 Loans to ban k s.................................................................................................. Consumer loans to individuals: 19,040 Retail automobile instalm ent p a p e r .................................................. 44,912 Other retail and repair-modernization instalment loans................. 27,979 Personal instalm ent cash loans.............................................................. 125,523 Single-payment loans to individuals.................................................... 88,945 All other loans (including overdrafts)......................................................... 896,386 404,081 451,621 150,610 780,938 290,374 1,138,936 500,313 2,663,467 931,910 15,066 34,603 13,875 132,507 18,854 109,718 26,895 432 9,178 47,874 6,517 67,992 11,465 66,847 10,594 561 29,131 140,165 8,936 106,614 22,206 57,280 17,967 802 97,861 86,318 10,303 225,615 13,307 33,471 22,584 1,467 29,566 141,495 79,583 263,480 53,457 747,149 107,851 2,395 7,200 8,578 10,774 72,826 40,977 6,418 11,580 7,302 14,974 39,709 9,687 7,114 8,480 38,972 43,210 14,267 8,866 12,937 41,037 70,590 63,088 34,092 47,735 75,391 86,275 12,106,026 305,972 3,113,476 2,199,020 147,050 1,301,027 3,750,999 978,902 309,580 2,726,300 66,768 537,413 612,657 45,938 246,643 957,378 189,088 70,415 2,156,544 49,064 412,725 396,331 70,501 238,119 802,146 114,329 73,329 3,253,211 146,708 882,095 752,776 54,861 339,146 886,189 130,283 61,153 2,702,330 106,702 799,986 555,839 20,243 293,663 790,188 90,673 45,036 10,446,065 386,353 2,720,897 2,016,867 27,929 939,063 3,356,017 845,044 153,895 U n ite d S ta te s G o v e rn m e n t d ir e c t o b lig a tio n s .......................................... Treasury bills................................................................................................... Treasury certificates of indebtedness.......................................................... Treasury n o tes.................................................................................................. United States savings bonds.......................................................................... Other bonds maturing in 5 years or less..................................................... Other bonds m aturing in 5 to 10 years....................................................... Other bonds m aturing in 10 to 20 years..................................................... Bonds m aturing after 20 years...................................................................... 8 RESERVE CITY BANKS1—CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In th o u san d s of dollars] T o tal, all reserve city banks L o a n s................................................................................................ Commercial and industrial loans, including open-market paper...................; ................................................................. ■Loans to farmers directly guaranteed by the Commodity Credit Corporation............................................................ Other loans to farmers........................................................... Loans to brokers and dealers in securities....................... Other loans for purchasing or carrying securities.......... Real-estate loans: On farm land......................................... On residential property...................... On other properties............................. Loans to banks........................................................................ Consumer loans to individuals: Retail automobile instalment paper........................... Other retail and repair-modernization instalment loans................................................................................ Personal instalment cash loans.................................... Single-payment loans to individuals........................... All other loans (including overdrafts)............................... U nited S ta tes G overnm ent direct o b lig a tio n s ................ Treasury bills........................................................................... Treasury certificates of indebtedness................................. Treasury notes......................................................................... United States savings bonds................................................ Other bonds maturing in 5 years or less........................... Other bonds maturing in 5 to 10 years....... ........................ Other bonds maturing in 10 to 20 y e a r s ............................. Bonds maturing after 20 years.............................................. By Federal Reserve districts, December 31, 1945 Boston New York Phila delphia Cleveland Richmond2 Atlanta2 8,513,659 661,627 172,682 480,091 1,047,765 453,944 592,258 3,661,405 407,095 73,662 226,041 395,792 174,620 241,978 1 63 19,485 25,439 120 25,068 10,394 18 79,255 34,050 3 75 115,519 253,543 1,577 115,203 26,158 700 578 241 16,062 114,710 1,656 38,816 23,106 2,553 2,154 3,167 17,260 188,810 1,637 10,097 11,200 2,637 65,411 139,412 427,240 1,502,614 52,394 1,145,487 261,005 16,985 13,509 21,645 5,347 47,614 57,980 91 6,953 12,984 255 87,232 1,024 757 1,324 2,433 3,085 4,703 112,029 109,792 546,059 386,594 7,708 3,531 62,507 25,956 1,981 2,235 8,159 5,318 7,766 7,259 104,309 7,497 9,532 16,543 63,309 47,378 3,233 6,552 55,216 13,516 4,489 6,082 38,803 59,241 29,547,234 1,033,952 6,982,302 5,653,217 47,407 2,743,982 10,380,444 2,173,338 532,592 1,559,675 82,032 375,376 236,109 537 105,441 502,372 245,923 11,885 578,426 7,993 86,754 120,374 1,379 37,783 278,771 40,225 5,147 1,918,150 96,245 285,958 352,669 2,218 139,528 827,244 174,520 39,768 3,583,813 55,960 780,863 706,086 2,439 343,645 1,262,017 359,720 73,083 1,792,427 96,737 365,508 254,545 4,640 161,583 812,791 62,533 34,090 1,493,195 50,824 397,406 250,391 1,835 170,413 508,832 55,767 57,727 By Federal Reserve districts, December 31, 1945—Continued Minne apolis San Francisco 503,655 234,289 705,460 347,973 2,275,625 813,766 467 1,052 6,465 56,340 23 16,681 871 550 9,040 32,182 8,834 97,697 5,737 31,321 11,279 717 26,165 9,465 8,190 194,812 2,802 14,878 14,713 1,447 17,243 86,286 78,906 250,725 34,311 658,439 83,665 2,390 3,278 6,760 5,117 50,541 23,858 2,055 8,428 3,087 3,904 30,558 3,743 4,826 3,802 27,463 32,725 4,892 6,792 5,363 19,438 48,530 52,500 27,846 39,168 60,836 69,544 1,370,643 35,922 248,489 352,801 3,160 106,295 505,772 102,202 16,002 884,342 24,875 163,209 165,952 1,906 91,917 344,305 53,533 38,645 1,948,262 91,222 490,423 446,561 6,998 213,780 586,112 86,210 26,956 1,453,841 50,429 402,729 282,209 4,137 167,270 470,941 50,597 25,529 8,765,321 316,127 2,386,278 1,719,176 3,633 747,880 2,794,426 682,206 115,595 St. Louis L o a n s ........... ^............................................................................................................. Commercial and industrial loans, including open-market p aper.......... Loans to farmers directly guaranteed by the Commodity Credit C orporation.................................................................................................... Other loans to farmers ................................................................................. Loans to brokers and dealers in securities................................................. Other loans for purchasing or carrying securities................................... R eal-estate loans: On farm lan d .................................................................. On residential property................................................ On other properties....................................................... Loans to banks.................................................................................................. Consumer loans to individuals: R etail automobile instalm ent p ap er..................................................... Other retail and repair-modernization instalm ent loans................. Personal instalm ent cash loans............................................................. Single-payment loans to individuals.................................................... All other loans (including overdrafts)......................................................... 789,795 315,656 594,975 325,232 235,782 105,301 32 3,342 16,384 134,460 3,348 170,984 30,364 19 9,710 3,539 13,266 94,048 1,092 43,538 14,626 370 7,438 22,668 11,053 51,574 22,473 U n ite d S ta te s G o v e rn m e n t d ir e c t o b lig a tio n s ........................................ Treasury b ills.................................................................................................... Treasury certificates of indebtedness.......................................................... Treasury notes.................................................................................................. United States savings bonds.......................................................................... Other bonds m aturing in 5 years or less................................................... Other bonds m aturing in 5 to 10 years....................................................... Other bonds maturing in 10 to 20 years...................................................... Bonds m aturing after 20 years...................................................................... 4,199,139 125,586 999,309 766,344 14,525 458,447 1,486,861 259,902 88,165 1 See Table of Contents page for basis of and changes in classification of member banks. 2 See note 3, page 11. Kansas City Dallas Chicago2 9 C O U N T R Y BAN K S1—CLASSIFICATION OF LOANS ANDLUNITED STATES G O VERNM ENT DIRECT OBLIGATIONS [In thousands of dollars] By Federal Reserve districts, December 31,1945 T o tal, all c o u n try banks Boston New York Phila delphia Cleveland Richmond2 Atlanta2 L o a n s .................................................................................................. Commercial and industrial loans, including open-market paper............................................................................... •■.••• Loans to farmers directly guaranteed by the Commodity Credit C orporation................................................................ Other loans to farm ers........................... ... ............................. Loans to buokers and dealers in securities......._................. Other loans for purchasing or carrying securities........... Real-estate loans: On farm la n d ......................................... On residential p ro p erty ....... .............. On other properties.............................. Loans to banks............ . . ......................................................... Consumer loans to individuals: R etail automobile instalm ent p ap er.; — _................. Other retail and repair-m odernization instalm ent loans................................................................................ Personal instalm ent cash loans.................................... Single-payment loans to individuals........................... All other loans (including overdrafts)............................... 5,595,511 501,523 1,039,774 454,229 494,985 436,163 412,831 1,483,511 168,170 249,064 103,101 89,888 128,761 162,951 149,876 498,174 42,238 470,816 223,824 1,324,061 333,067 3,999 4,618 10,281 2,965 48,935 5,794 106,552 38,325 1,621 141 22,900 18,481 105,939 14,689 324,822 73,161 275 553 12,616 4,175 28,040 16,144 150,662 46,238 112 298 20,928 1,177 46,930 35,157 172,588 34,501 242 6,597 17,113 3,693 44,740 19,227 83,635 25,503 1,164 17,926 19,444 6,991 52,352 10,310 33,860 15,995 385 76,997 5,074 7,208 4,470 7,341 5,016 5,390 73,603 146,994 409,253 359,098 4,691 15,562 57,295 31,640 26,472 35,650 90,754 70,218 5,112 19,504 30,236 33,266 6,633 14,303 33,300 31,699 2,560 11,271 44,419 42,464 3,701 8,425 27,248 47,853 U n ite d S ta te s G o v e rn m e n t d ir e c t o b lig a tio n s ................ Treasury b ills.................._..................... .................................. Treasury certificates of indebtedness................................. Treasury n o te s......................................................................... United States savings bonds................................................ Other bonds m aturing in 5 years or less........................... Other bonds m aturing in 5 to 10 y ears.............................. Other bonds maturing in 10 to 20 years............................ Bonds m aturing after 20 y ears............................................. 26,989,304 630,454 5,102,321 4,543,961 676,982 2,762,671 9,959,068 1,854,115 1,459,732 2,573,721 35,929 447,758 468,032 36,317 234,809 995,100 206,038 149,738 5,176,257 66,316 737,006 648,498 85,668 515,211 2,283,365 447,416 392,777 2,438,144 120,253 319,605 319,954 75,312 210,968 973,753 200,066 218,233 2,679,361 53,051 451,972 413,438 80,241 271,505 1,017,582 198,345 193,227 1,765,569 42,254 419,301 307,755 42,749 169,120 613,530 101,101 69,759 1,800,663 28,606 417,670 334,592 27,331 206,368 616,849 75,259 93,988 By Federal Reserve districts, December 31, 1945—Continued Commercial and industrial loans, including open-market paper....... Loans to farmers directly guaranteed by the Commodity Credit Corporation..................................................................................................... O ther loans to farm ers............ ............... . ...................................................... Loans to brokers and dealers in secu rities.............................................. Other loans for purchasing or carrying securities............................. Real-estate loans: On farm lan d ................................................................... On residential property................................................ On other properties....................................................... Loans to banks.................................................................................................. Consumer loans to individuals: Retail automobile instalment paper...................................................... Other retail and repair-modernization instalm ent loans................. Personal instalm ent cash loans............................................................. Single-paymeat loans to individuals.................................................... All other loans (including overdrafts)........................................................ U n ite d S ta te s G o v e rn m e n t d ir e c t o b lig a tio n s ........................................ Treasury bills................................................................................................... Treasury certificates of indebtedness.......................................................... Treasury notes................................................................................................... United States savings bonds.......................................................................... Other bonds m aturing in 5 years or le ss.................................................... Other bonds m aturing in 5 to 10 years....................................................... Other bonds m aturing in 10 to 20 years..................................................... Bonds maturing after 20 years...................................................................... Kansas City Dallas San Francisco St. Louis 640,155 130,849 301,411 78,849 215,839 45,309 277,283 56,085 433,476 152,340 387,842 118,144 1,566 76,961 1,203 41,294 47,179 202,334 38,607 17 5,356 31,064 609 38,459 17,762 66,180 12,269 62 8,711 46,822 52 11,652 11,442 50,166 9,723 11 20,091 107,983 102 8,917 16,469 25,959 6,688 85 71,696 76,853 2,113 30,803 10,505 18,593 7,871 20 12,323 55,209 677 12,755 19,146 88,710 24,186 5 8,306 8,856 11,588 44,983 26,412 3,922 1,818 5,657 22,285 17,119 4,363 3,152 4,215 11,070 9,151 5,944 2,288 4,678 11,509 10,485 9,375 2,074 7,574 21,599 22,060 10,588 6,246 8,567 14,555 16,731 3,693,548 47,025 647,021 683,921 129,726 425,198 1,368,527 231,221 160,909 1,355,657 30,846 288,924 259,856 42,778 140,348 451,606 86,886 54,413 1,272,202 24,189 249,516 230,379 68,595 146,202 457,841 60,796 34,684 1,304,949 55,486 391,672 306,215 47,863 125,366 300,077 44,073 34,197 1,248,489 56,273 397,257 273,630 16,106 126,393 319,247 40,076 19,507 1,680,744 70,226 334,619 297,691 24,296 191,183 561,591 162,838 38,300 1 See Table of C ontents page for basis of and changes in classification of member banks. 2 See note 3, page 11. Minne apolis Chicago2 IO ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N DECEMBER 31, 1945, OF BAN K S IN EACH CEN A SSETS [In th o u san d s of dollars] Loans and investments Federal Reserve district num bers, and reserve cities Num T o ta l A ll m em b er b a n k s ........... 6,884 Loans (includ ing over drafts) U. S. Govt. direct obliga tions 107,183,445 22,775,207 78,322,769 R eserve b a n k c itie s 1................... 1. B oston........................................ 2. New York2..................... ........... 3. Philadelphia.............................. 4. Cleveland................................... 5. Richmond.................................. 6. A tlanta3..................................... 7. Chicago2..................................... 8. St. Louis.................................... 9. M inneapolis............................... 10. Kansas C ity .............................. 11. D allas......................................... 12. San Francisco....................... 183 11 43 25 4 6 4 53 8 5 10 51,237,788 2,253,821 26,290,981 2,593,252 1,770,645 351,078 763,987 7,002,008 1,140,058 759,917 810,425 757,085 6,744,531 R eserve b r a n c h c itie s 1............... 2. Buffalo........................................ 4. Cincinnati................................ 4. P ittsb u rg h................................. 5. B altim ore................................... 5. Charlotte3.................................. 6. Birmingham .............................. 6. Jacksonville.............................. 6. N ashville.................................... 6. New O rleans............................. 7. D e tro it....................................... 8. Little Rock................................ 8. Louisville................................... 8. Memphis.................................... 9. H elena...................................... . 10. D enver........... ......................... 10. Oklahoma C ity ......................... 10. Omaha........................................ 11. El Paso....................................... 11. H ouston..................................... 11. San Antonio.............................. 12. Los Angeles............................... 12. P o rtlan d ..................................... 12. Salt Lake C ity .......................... 12. S eattle........................................ 135 5 10 12 9 4 3 4 4 6 6 4 6 3 2 7 5 6 2 10 7 6 3 6 5 15,832,954 3,062,461 11,946,043 634,869 136,627 472,963 801,390 224,592 537,790 1,660,847 252,772 1,268,540 764,874 148,720 609,536 395,664 113,509 267,073 293,824 60,012 211,312 290,673 74,705 196,645 319,642 87,770 193,952 575,810 137,772 392,778 2,156,381 308,674 1,767,424 117,019 20,818 85,000 457,998 117,348 318,686 377,921 155,997 192,141 43,919 3,271 40,117 456,211 • 77,184 363,366 266,933 52,115 192,849 360,478 63,300 264,218 98,754 39,562 57,093 709,047 135,209 550,558 271,584 37,385 225,108 2,454,302 394,867 2,000,897 976,482 154,964 742,982 209,434 31,370 169,706 1,138,898 233,918 825,309 O th e r reserve c itie s 1................... 4. Columbus................................... 4. Toledo................................... 5. W ashington............................... 7. Cedar R apids............................ 7. Des M oines................................ 7. D ubuque.................................... 7. Grand Rapids3.......................... 7. Indianpolis................................ 7. M ilwaukee................................. 7. Peoria......................................... 7. Sioux C ity................................. 9. St. Paul. ............. ............... 10. Kansas City, K ansas.............. 10. Lincoln....................................... 10. Pueblo........................................ 10. St. Jo sep h .................................. 10. T opeka....................................... 10. T u lsa........................................... 10. W ichita....................................... 11. F o rt W orth................................ 11. G alveston.................................. 11. Waco........................................... 12. Ogden.......................................... 12. Spokane...................................... 90 3 4 16 1 3 2 4 4 6 3 4 3 2 3 1 4 4 4 4 3 4 3 2 3 C o u n try b a n k s , b y d i s t r i c t s . .. 6,476 1. B oston........................................ 329 2. New Y ork.................................. 766 3. Philadelphia.............................. 622 4. Cleveland................................... 688 5. Richmond.................................. 437 6. A tla n ta .................................. 304 7. Chicago...................................... 909 8. St. Louis.................................... 469 9. M inneapolis.............................. 462 10. Kansas C ity.............................. 701 11. D allas......................................... 549 12. San Francisco........................... 240 5,110,489 328,791 321,489 795,070 70,259 203,773 33,866 295,327 477,547 745,699 101,110 72,141 358,861 47,047 112,321 19,212 60,689 58,627 230,498 180,800 274,151 56,019 50,053 92,361 124,778 13,250,936 661,627 7,369,567 480,091 462,744 82,395 231,999 1,499,607 300,812 160,260 201,088 379,336 1,421,410 35,365,015 1,559,675 17,678,355 1,918,150 1,269,919 252,324 498,508 5,067,572 774,816 567,679 554,531 364,933 4,858,553 866,299 4,022,407 69,385 234,091 38,272 273,473 109,320 663,494 7,430 43,847 50,153 140,343 1,722 30,864 60,747 221,522 72,903 374,394 93,984 626,401 8,237 88,064 18,863 52,047 72,251 276,546 10,397 34,528 10,836 99,945 456 18,544 8,275 50,043 7,184 48,442 46,276 175,874 26,544 145,922 95,043 173,188 8,384 44,576 10,541 38,385 20,461 69,306 18,635 98,568 35,002,214 5,595,511 26,989,304 3,221,657 501,523 2,573,721 6,630,477 1,039,774 5,176,257 3,204,207 454,229 2,438,144 3,508,554 494,985 2,679,361 2,319,900 436,163 1,765,569 2,397,528 412,831 1,800,663 4,720,539 640,155 3,693,548 1,789,172 301,411 1,355,657 1,571,780 215,839 1,272,202 1,685,079 277,283 1,304,949 1,786,096 433,476 1,248,489 2,167,225 387,842 1,680,744 Obliga tions guar anteed by U. S. Govern ment Obliga Other Corporate tions of ^stocks bonds, (including States and notes, and F. R. political deben subdivi Bank tures sions stock) both c e n tra l reserve c ity a n d reserve c ity banks. F o r o th e r fo o tn o te, see op p o site page. T o ta l Reserve with Federal Reserve Banks Cash in vault 15,705 3,254,356 2,520,773 294,635 29,845,331 15,811,292 1,437,801 5,460 43 1,712 1,325,069 1,132,337 14,635 11,082 611,168 533,783 51,203 133,336 3,789 31,674 6,403 9,404 21,779 10,668 207,589 212,984 29,610 24,790 9,352 21,642 38,581 10,784 7,611 3,714 326,902 124,923 158,971 13,034,270 7,880,254 6,759 546,531 347,380 96,396 6,475,059 4,040,297 697,367 10,472 417,384 2,519 367,679 213,262 105,654 552 61,871 1,032 243,954 124,701 14.250 1,823,035 1,109,177 9,691 313,511 174,587 984 212,872 111,076 5,055 348,983 160,114 1,488 307,075 142,989 9,773 1,592,550 977,416 1 6 339 386 3 2,970 612 169 153 14 45 71 7 153 321 308 7 4 2 9,312 406 3,427 474 1,171 743 268 1,120 521 312 255 271 344 ' 466,152 7,952 20,050 22,011 1,100 5,322 18,939 12,317 28,402 37,623 22,365 6,862 7,132 22,437 210 5,548 18,453 24,000 1,976 16,970 6,136 44,169 65,794 7,414 62,970 308,026 14,714 17,046 91,439 4,006 9,144 2,826 6,559 7,625 6,925 54,988 4,216 14,025 6,781 274 9,573 3,120 8,564 121,609 20,235 5,310 1,588 18,484 9,225 805 7,150 19,220 6,334 1,977 871 2,244 979 717 157 919 2,916 5,406 2,165 4,504 1,010 997 2,116 6,280 91,699 4,427 4,038 19,135 399 3,481 442 5,565 10,347 17,956 2,634 268 ■7,175 1,084 673 9 1,362 1,341,526 41,776 200,108 95,447 166,768 68,303 153,866 240,802 83,267 49,717 74,392 92,938 74,142 988,711 95,357 189,715 205,658 158,452 44,418 26,027 138,188 44,844 31,514 25,518 7,535 21,485 9 See T a b le of C o n te n ts page for basis of and changes in classification of m em ber b anks. z In clu d es Reserves, cash, 5,286 2,640 10,172 11,877 524 15,702 2,571 5,956 1,095 1,948 72 380 682 363,164 36,854 114,130 28,742 22,840 3,386 7,169 58,794 8,342 4,109 6,227 4,289 68,282 49,660 2,613 1,743 26,085 1,512 616 582 447 1,893 712 2,916 123 762 565 47 540 396 396 123 1,024 315 4,126 858 267 999 4,515,087 2,540,734 140,900 86,021 226,936 118,628 414,989 255,211 204,597 120,359 138,277 76,990 85,677 51,042 125,629 57,537 104,120 49,524 194,290 118,705 491,324 296,142 48,487 25,751 140,595 73,517 112,867 66,849 12,892 6,886 164,394 83,998 90,589 39,505 132,154 62,252 43,559 16,942 293,396 139,369 106,186 54,163 615,729 371,792 234,662 140,969 77,664 44,471 315,174 184,111 190,970 9,389 12,365 18,779 11,232 5,025 3,250 3,754 4,766 6,878 30,050 1,356 5,295 4,839 118 4,787 1,673 2,430 1,692 8,393 3,440 19,999 12,235 1,762 17,463 8,154 653 396 1,533 99 263 33 336 683 1,024 198 92 645 55 150 46 90 85 369 213 321 101 58 98 613 1,664,223 862,933 117,402 64,577 72,726 44,547 248,579 146,886 23,154 12,922 61,170 27,807 8,370 4,417 64,321 36,108 178,555 91,695 183,271 100,178 33,713 17,076 28,902 12,871 50,922 118, (M I 2 0 ,« F 8,899 37,81' 20,100 26,385 4,981 27,681 11,507 27,724 12,902 90,645 43,377 67,081 35,758 114,497 56,370 31,902 13,914 26,925 9,942 20,645 13,222 33,524 21,955 87,278 7,988 7,336 19,831 1,039 2,748 559 6,471 10,038 7,551 1,899 971 2,287 348 1,245 850 730 945 2,543 1,853 3,416 1,350 1,136 2,030 2,114 77,850 10,631,751 4,527,371 8,874 757,528 359,681 21,196 1,324,541 707,250 10,255 758,737 378,398 952,107 7,817 441,432 4,704 822,674 319,176 3,873 991,287 358,964 6,726 1,370,335 602,023 3,472 639,384 257,105 2,196 505,145 212,029 2,682 829,801 288,348 3,387 1,027,723 325,644 2,668 652,489 277,321 796,389 78,616 122,599 72,838 91,124 70,688 72,246 101,592 40,568 25,498 30,745 49,573 40,302 II TRAL RESERVE A N D RESERVE CITY* A N D OF C O U N T R Y BANKS IN EACH FEDERAL RESERVE DISTRIC T ASSETS [In thousands of dollars] and bank balances Demand Bank balances premises, Cash Balances Other with banks balances furni items in with in U. S. process ture, and with banks in (except foreign of collec fixtures banks private tion in U. S. countries banks, etc.) Other real estate owned Assets in directly repre senting real estate Custo mers* liability on accept ances Income accrued but not collected Other assets T otal assets Federal Reserve district numbers, and reserve cities 7,077,345 39,242 23,372 5,456,279 787,692 19,311 64,738 65,608 239,478 98,273 138,303,876 1,050,170 43,893 80,011 79,980 42,426 12,251 44,571 298,364 54,340 37,634 86,949 97.440 172,311 12,574 1,054 2,250 2,711 53 17,048 1,771 11,878 520 147 32,616 414 4,109 3,385 200 726 57,022 7,035 37,353 5,137 170 759 143 513 9 33 1,275 305,221 * 16,975 173,110 18,964 7,986 2,480 7,239 19,456 4,007 390 2,668 8,560 43,386 9,043 1,087 3,045 635 112 1,452 50 193 1,060 392 3,247 3,711,060 115,579 2,226,493 168,030 88,951 28,146 67,401 354,489 76.049 59,347 94,624 61,932 370,019 141,992 6,146 73,834 8,358 4,834 981 1,960 20,473 2,672 2,221 1,271 139 19,103 51,637 9,085 15,814 7,886 847 410 2,823 3,582 1,933 1,109 828 237 7,083 64,869,589 2,841,094 33,073,305 3,334,984 2,152,361 461,343 1,020,289 8,872,477 1,466,039 980,270 1,164,645 1,073,511 8,429,271 Reserve bank cities* 1. Boston 2. New York2 3. Philadelphia 4 Cleveland 5. Richmond 6. A tlanta3 7. Chicago2 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 897,138 18,691 42,152 56,661 37,320 21.440 15,846 42,007 43,468 29,995 86,720 13,655 27,191 22,155 3,149 45,993 31,314 31.522 19,773 93,842 27,688 84,399 38,017 15,595 48,545 4,490 322 447 878,079 24,795 53,313 84,009 35,563 34,817 15,539 22,281 6,362 38,270 77,754 '7,725 34,592 18,988 2,739 28,751 18,073 35,950 4,917 51,466 20,332 139,250 43,177 15,726 63,690 108,494 9,485 9,856 19,667 6,270 2,568 2,145 2,722 2,374 5,615 4,708 665 1,725 3,364 226 850 796 2,534 675 7,646 3,744 9,611 5,822 708 4,718 1,165 46 197 419 30 43,601 2,107 2,247 5,338 2,126 1,153 964 557 933 1,578 6,584 132 1,352 542 144 1,067 400 1,014 102 1,515 465 6,899 3,410 19 2,953 12,736 1,519 617 1,099 816 479 1,289 123 267 604 1,309 152 255 405 20,535,007 789,334 1,041,267 2,103,955 979,243 538,657 384,049 419,781 427,428 784,005 2,660,418 166,455 601,925 495,099 57,181 623,118 360,213 496,429 143,161 1,016,415 382,020 3,092,718 1,221,142 288,951 1,462,043 R eserve branch c itie s 1 2. Buffalo 4. Cincinnati 4. Pittsburgh 5. Baltimore 5. C harlotte3 6. Birmingham 6. Jacksonville 6. Nashville 6. New Orleans 7. D etroit 8. L ittle Rock 8. Louisville 8. Memphis 9. Helena 10. Denver 10. Oklahoma City 10. Omaha 11. El Paso 11. Houston 11. San Antonio 12. Los Angeles 12. Portland 12. Salt Lake City 12. Seattle 482,856 19,540 17,301 54,042 4,274 23,296 2,202 15,631 50,228 33,676 12,405 11,653 40,002 9,255 11,104 18,070 13.413 12,906 35.523 25.413 36,219 13,557 13,563 3,577 6,006 4,392 226,342 25,264 3,50. 27,750 4,919 7,319 1,182 6,037 26,551 41.049 2,223 3.408 25,307 2,014 5.408 234 1,991 971 8,402 3,857 18,356 3,081 2,274 1,816 3,424 47,150 5,203 1,636 13,354 916 394 11 3,101 2,653 4,518 1,851 432 2,572 439 511 101 100 613 3,199 899 2,107 995 150 775 620 9,236 301 885 1,001 4,801 42 52 1,013 417 3 475 1,258 1,669 243 129 951 2 168 6 109 177 592 562 254 114 32 283 354 2,033 64 35 166 33 3 21 13 44 144 70 175 62 8 35 10 29 6,840,110 451,758 396,789 1,060,574 94,329 267,343 42,332 363,514 660,367 937,406 136,993 101,641 481,631 68,037 150,875 45,761 88,707 87.293 325,004 249,517 391,371 88,924 77,163 113,812 158,969 O ther reserve cities* 4. Columbus 4. Toledo 5. Washington 7. Cedar Rapids 7. Des Moines 7. Dubuque 7. Grand R ap id s 7. Indianapolis 7. Milwaukee 7. Peoria 7. Sioux City 9. St. Paul 10. Kansas City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. Topeka 10. Tulsa 10. Wichita 11. Fort Worth 11. Galveston 11. Waco 12. Ogden 12. Spokane 4,647,181 225,855 357,927 258,766 365,511 370,476 504,610 607,671 308,873 241,685 494,381 617,718 293,708 17,786 1,187 1,058 462 2,497 1,691 3,334 1,289 141 1,273 1,713 915 2,226 640,798 91,720 135,433 48,268 51,538 60,643 51,855 57,583 32,697 24,473 14,614 33,503 38,471 326,827 34.833 71,818 42,506 35,472 21,961 23.834 33,012 13,593 10,204 9,316 14,539 15,739 8,681 885 2,290 2,778 441 625 483 211 238 17 173 239 301 44,649 5,989 14,382 2,651 3,419 1,790 3,727 4,081 1,292 3,191 282 513 3,329 29,099 2,313 5,992 3,151 2,965 3,722 2,245 3,227 1,192 665 671 1,468 1,488 46,059,170 4,026,756 8,053,314 4,015,925 4,504,123 3,171,399 3,420,701 6,133,133 2,445,251 2,091,025 2,525,474 2,830,967 2,841,102 3,676 1,682 31 329 48 13 557 429 101 855 24 235 16 34 271 28 310 529 18 236 110 946 419 422 33 37 34 800 110 159 2,250 40 800 200 136 25 2,226 469 274 5 5 278 177 187 370 461 14 297 2,987 169 415 394 150 77 64 154 652 3,625 301 29 3,271 871 136 19,204 3,020 15,033 373 5,937 35 24 10 530 516 1,586 1,998 112 28 3,956 1,375 79 4,012 612 4,609 16 22 921 47 131 422 3,705 84 19 1 57 1,500 6 1,475 50 7 188 400 28 12 1 4 15 57 84 8 300 5 13,384 2,861 3,395 1.866 1,119 500 820 1,615 145 14 152 366 531 2,565 690 419 29 46 227 777 113 235 6 23 596 41 249 71 187 35 1,552 766 205 100 A ll m em ber banks C ountry b an k s, by d istr ic ts 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. A tlanta 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco s Includes figures for a bank with its head office in a non-reserve city, that has a branch in this reserve city; see Table of Contents page. other footnotes, see opposite page. For 12. ALL MEMBER BAN K S—ASSETS A N D LIABILITIES O N DECEMBER 31, 1945, OF BANKS IN EACH CENTRAL L IA B IL IT IE S fin th o u san d s of dollars] Demand deposits Federal Reserve district numbers, and reserve cities T o ta l A ll m e m b e r b a n k s 53,547. 2,445, 28,994. R eserve b r a n c h c itie s 1. 2. B uffalo.. ..................... 4. C incinnati.................... 4. P ittsb u rg h ................... 5. B altim ore..................... 5. Charlotte3 .................... 6. Birmingham................. 6. Jacksonville................. 6. Nashville........................ 6. New O rleans................. 7. D e tro it........................... 8. Little R ock.................... 8. Louisville....................... 8. M em phis........................ 9. H elena............................ 10. D enver............................ 10. Oklahoma C ity ............. 10. O m aha............................ 11. El P a so ........................... 11. H ouston.......................... 11. San Antonio................... 12. Los Angeles................... 12. P o rtla n d ......................... 12. Salt Lake C ity .............. 12. S eattle............................ 15,527,252 512,187 794.216 1,606,347 799,399 474,849 315.099 353,886 350,973 639,595 1,754,713 141,659 517,597 400,159 51,061 489,915 321,847 437,752 115,571 890,088 313,313 2,046,571 870,176 233,428 1,096,851 C o u n tr y b a n k s , b y d is t r i c t s ................................. 1. B oston............................ 2. New Y ork....................... 3. Philadelphia................... 4. C leveland....................... 5. R ichm ond....................... 6. A tla n ta ................ ........... 7. Chicago........................... 8. St. Louis........................ 9. M inneapolis................... 10. Kansas C ity ................... 11. D allas.............................. 12. San Francisco............... States and Banks in political United States subdivi- Banks in foreign coun tries 2 , 886, 1,444; 375 870; 7,196, l,24i; 845! 1,054 946, 5,244; ,298,796 12,413 378,050 657, 801,372 6,973 725,144 669, 879,817 387 169,117 77, 393,681 192 825,345 1,725, 562,136 301 354,384 2 21 , 382,588 134, 359,141 210 468,021 861, 9,010,215 3,122,845 106,560 345,160 444,341 200,852 296,481 1,005,817 213,298 436,824 70.806 202,837 168,214 59,868 157,20 41,162 141,483 83,747 118,494 308.714 1,089,023 388,970 18,729 68,236 226,604 111,107 187.885 51,976 16,069 13,180 292,764 91,433 117,785 62,311 199,573 87,897 68,939 15,930 487.886 160,541 48,273 192,898 1,486,336 386,668 556,893 195,881 146,305 23,641 275,040 662,422 5,413,591 2,844,185 1,177,682 179,367 363,254 81,272 177,237 90,284 294,899 587,920 820,414 171,342 76,037 24,842 9,125 226.099 69,198 62,598 15,045 24,898 7,360 214,024 133,516 57,784 540,716 270,831 100,727 355,063 724,620 198,240 63,468 96,299 14,337 85,978 37,067 13,057 394,914 161,802 99,248 16,274 54,782 7,289 134,636 48,755 29,141 32,547 5,622 18,265 30,333 68,749 7,941 77,784 35,255 13,414 148,453 56,055 284,602 225.216 115,203 33,840 142.714 56,130 345,315 64,158 36,987 8,877 65,797 42,674 14,404 44,665 76,629 18,963 89,251 121,224 20,632 30,907 067 2,735 ,680 4,670 055 2,289 ,069 2,688 817 2,260 ,701 2,654 279 3,837 ,939 1,797 ,637 1,372 ,996 2,131 ,192 2,544 ,458 1,924 244 ,796,890 5,464, 810,114 648, 924,735 1,186, 653,746 460, 956,427 546, 555,083 398, 753,883 404, 775,128 683, 291,058 223, 965,716 215, 634,405 2 01 , 972,448 245, 504,147 250, ,212,018 7,700,163 287,505 74,252 238,796 3,536,435 49,387 414,307 38,378 119,272 20,494 104,083 219,859 56,847 244,126 1,300,068 31,614 336,395 28,499 227,622 34,112 488,152 38,305 318,384 357,208 348,081 T o ta l 684,637 2,480 27,901 24, 12.335 129, 20,884 264, 31,757 109, 47,659 149, 35,764 50, 26,318 126, 28,421 96, 40,673 158, 97,060 149, 10,641 43, 6,318 167, 20,770 137, 8,569 12 , 8,689 92, 31,629 102 9,958 137 4,058 23, 45,260 178 6,714 57 28,080 102 , 60,232 37 17,926 43, 57,021 85, 340,078 43,999 5,191 80 3,760 36,679 1,284 12,906 58,720 31,830 2,805 4,321 35,130 8,243 10,576 451 2,118 15.336 19,530 17,560 13,647 2,079 1,908 6,842 5,083 ,206,293 ,716,708 6,780,643 23,809 24,250 170,896 104,825 ,339,964 1,302,598 11,200 16.670 192,165 2,478 591,727 17,110 99 4,344 62,053 31 7,755 104,981 20.573 81,581 1,212,691 2,226 7,630 144,429 11,649 1,814 87,942 1,371 13,112 63,809 451 19.948 68,128 37,416 172,695 2,779,224 25,329 1,031 261 1,046 461 8,008 3,955 36 1,196 587 1,792 4,031 383 5 2,432 953,204 51,365 17,717 47,181 37,849 55.242 899 7,137 102,655 129,346 13,785 31,043 96,828 22,555 44,968 8,152 27,351 13.243 51,511 55,619 106,875 15,469 5,750 5,443 5,221 3,375 34 ,003,688 1,198,951 136,467 86,968 404,168 76,564 122,352 12,557 125.464 22,031 134,947 133,994 211,512 256,296 249,404 84,083 111.464 156,321 88,159 87,248 171,633 97,245 139,321 156,421 28,270 109,750 7,629 1,110 832 135 20 82 316 6 1,878 1,316 1 See Table of Contents page for basis of and changes in classification of member banks. 2 Includes both central reserve city and reserve city banks. For other footnote, see opposite page. Certified and offi cers checks, etc. Individ Banks States uals, United and Banks in partner States Postal politi for ships, in Gov sav eign cal and ern ings subdi U .S. coun corpora m ent tries visions tions 105,395,466 62,950,086 22,179,094 4,240,421 12,333,313 1,242,626 2,449,926 24,274,368 23,712,364 95,742 R eserve b a n k c itie s 1. .. 1. B oston.......................... 2. New York2................... 3. Philadelphia................. 4. Cleveland..................... 5. Richm ond..................... 6. A tlanta3 ....................... 7. Chicago2....................... 8. St. Louis . . ................... 9. M inneapolis................. 10. Kansas C ity ................. 11. D allas..... . .................... 12. San Francisco............. O th e r reserv e c itie s 1. ... 4. Columbus....................... 4. Toledo . ........................... 5. W ashington................... 7. Cedar R apids................ 7. Des M oines.................... 7. D ubuque........................ 7. Grand Rapids3............... 7. Indianapolis................... 7. M ilwaukee..................... 7. P eo ria.............................. 7. Sioux C ity ...................... 9. St. P au l.......................... 10. Kansas City, K an sas. . 10. Lincoln............................ 10. P ueblo ............................. 10. St. Joseph....................... 10. T opeka............................ 10. T u lsa ............................... 10. W ichita ........................... 11. Fort W orth.................... 11. G alveston....................... 11. W aco................................ 12. Ogden.............................. 12. Spokane.......................... Individ uals, United States partner ships, and Govern corpora ment tions Time deposits 6,608,491 27,670 170,091 799 1,254,506 9,701 189,802 424 583,841 57,104 4,100 103,965 881 1,192,984 57 144,097 327 87,898 37 63,706 46 66,435 130 2,694,062 11,168 203,231 3,889,568 3,806 228,176 6,840 226, 6,523 180,552 175 226,565 18,104 216, 7,748 131,388 126. 36,453 3.1 34, 49,024 49, 986 46,589 2,601 45, 1,230 57,862 57, 107.099 5,377 101 26.670 788,594 786, 19,302 1.002 18 54,737 53, 5,684 69,675 2,379 69, 4,097 300 4, 4,919 106,123 103 7,905 17,449 15, 39,256 39 3,212 22,052 1,578 21, 83,166 75, 16,847 54,459 41 5,792 911,905 38,553 894, 301.099 19,042 296, 44,006 1,556 43, 309,940 14,579 307, 11,959 95,067 1,093,330 1,073 67,225 65 7,217 4,470 84,791 84 181,899 11,303 181 14,413 461 14, 27,821 25, 2,382 15,783 175 15, 133,875 132 2,661 86,882 7,701 82, 164,321 9,825 163, 31,624 29, 1,904 11,923 490 11 , 58,058 1,708 57, 10,834 421 10 , 9,913 9, 1,196 10,318 9, 57 16,974 1,006 16, 5,611 536 5, 21,818 20, 9,053 15,418 2,994 14, 31,390 25.949 31, 19,913 746 18, 8,712 1,061 8, 32,099 30, 716 31,715 1,035 31, 7,014 51 434,920 52,803 76,827 40,021 38,424 38,193 25,634 46,311 14,892 15,897 26,644 29,130 30,144 ,510,827 002,886 ,860,192 395,094 ,531,553 736,257 609,393 ,991,655 525,002 615,400 276,905 165,075 801,415 3,487 398,892 46,283 17,600 292 119,941 6,649 17,600 69 198 21,065 1,226 16’100 1,743 127 128 7,758 843 6 109 20 19,650 55 25 1,538 67,323 4,973 1,500 76 302 ,676 625 665 640 56,073 14,506 936 567 4,250 793 5,221 4,389 565 3,344 411 5 510 6 9 3,873 560 570 3 5 500 30 50 50 405 37 2,448 829 600 55 698 ,350 900 320 1,613 258 90 5 2,101 5 1 353 5 55l 25 7,684 11,242 16,592 3,990 100 145 40 325 4,349 8,376 90 1,900 535 60 75 2,345 61 300 59 156 759 "lO 275 3,378 763 249 65 ’ '75 470 225 145 1,001 1,305 15 100 950 1,620 327 ,223,719 49,099 2,728 218,529 16,752 284 997,874 3,187 1,274 267 31 16,173 1,946 831,589 10,453 163 38,290 351,997 4,474 170 288 562 70,137 460,011 555 718,780 6,345 97 9,046 1,989 182 576,606 15,333 9,480 7,792 281 30,297 ,959,092 1,271 714 241 20,029 502,241 2,198 293 54 156 610,755 3,575 860 445 190 275,152 724 394 151,053 3, 327 8,498 1,309 788,569 1,163 214 11,006 463 J3 RESERVE A N D RESERVE C IT Y 1 A N D OF C O U N T R Y BANKS IN EACH FEDERAL RESERVE D ISTRIC T LIA BILITIES AND CAPITAL ACCOUNTS [In thousands of dollars] Net Bills payable T otal and other deposits borrowed money Accept ances o u t stand ing 208,094 75,965 129,669,834 195,450 195,000 450 19,416,8 740.3 974.7 1,832,9 930.7 511.3 364.1 400.4 408.8 746.6 2.543.3 160.9 572,3 469,8 55,1 596.0 339.2 477.0 137.6 973.2 367.3 2.958.4 1.171.2 277.4 1.406.3 Other liabili ties 66,513 7,874 44,109 5,810 170 29 3,380 871 136 ........ ........... 4,134 ........... ........ ........... ................. ................. ............. 150 1 ................. 7 . . ......... ............. 1 ......... 1 1,750 5. ... 8 ............. 6 ................. 8 .... 3 . . . 4 ................. 2 . .. 6 ....... 5 . .. 4 ................. 1 ............. 6,750 35 24 10 483 516 28 4,816 79 612 16 131 6,506/ 1 ................. 430.4 9 ............. 379, t 0 ............. ............. 1 , 002,2 3 90,4 o 0 ............... 253/ . .. 40, ( 1 347, * 9 ............. . .. 627,' 8 888 1 ........ . . 127, < 3 97, < 1 ........... 452, < 2 ................. 65,( 6 ................. 144,' 9 ................. 42, * ,5 ................. ......... 85,: :3 83,; 15 ....... _ 306,' 0 ___ 240,( •4 376/ 15 ........ 84,( 1 ........ ......... 74,' 19 __ 108,: •8 152/ 19........... 84 19 >4 10,744 >6 1,660 [7 2,930 >3 419 r0 2,960 >8 875 ’2 300 14........... 19 1,300 16................. 17 300 13................. 9 ......... 2,618 720 413 29 46 223 809 114 235 6 / Capital Surplus Other Un divided capital profits accounts 761,059 130,714,952 2,592,364 3,383,332 1,115,849 ................. ................. ................. ................. 1,900 T o ta l liab ili ties 28 12 1 4 15 5 565,986 61,156,148 1,207,849 1,743,135 93,987 59,063 18,711 2,642,798 605,730 1,096,105 407,427 30,944,059 114,272 65,485 18,016 3,103,113 31,730 48,330 14,909 2,051,135 7,250 7,300 439,883 1,847 16,300 13,900 980,183 4,433 163,945 158,560 37,715 8,450,749 20,725 34,025 6,442 1,393,077 21,400 12,100 937,636 3,927 15,275 17,600 1,556 1,119,678 23,600 23,600 2,167 1,017,164 138,546 161,856 48,836 8,076,673 527,205 27,239 323,650 38,394 6,971 4,079 5,216 47,286 14,807 4,345 10,339 7,491 37,388 137,404 4,077 9,491 15,422 5,878 2,741 3,109 1,106 2,644 5,247 12,705 584 3,048 4,985 307 6,173 6,005 2,835 476 4,109 2,022 19,807 13,692 1 ; 812 9,129 71,951 19,497,421 741,555 1,157 979,057 4,265 10,590 1,843,512 934,847 3,577 2,300 514,118 365,957 1,834 402,377 1,752 1,585 410,448 753,998 2,488 8,820 2,552,127 199 161,160 2,465 574,799 1,414 472,998 55,300 142 1,649 597,687 923 340,298 1,031 478,039 307 137,930 3,085 976,951 368,774 1,002 12,269 2,970,761 3,612 1,174,887 746 278,180 4,739 1,411,661 307,472 19,305 22,400 35,200 13,506 7,000 7,100 6,100 7,800 10,583 35,364 1,623 10,200 6,300 850 7,210 7,700 6,700 1,100 17,000 5,231 44,000 13,200 4,450 17,550 501,956 22,625 25,285 184,853 22,344 12,650 6,200 8,360 5,900 12,532 45,487 2,500 13,200 10,200 700 9,990 5,800 7,000 3,150 17,250 4,850 45,880 15,600 3,750 15,850 19,958 1,498 1,631 3,253 2 834 53 965 1,517 2,936 457 215 2,773 154 466 71 89 214 1,268 561 403 89 69 301 139 6,526,963 431,996 381,321 1,005,566 90,452 254,754 40,734 348,864 629,115 891,905 128,392! 98,117 455,7491 65,77(1I 145,03(11 42,936 85,812! 83,60*)) 307,688[ 241,195i 377,108t 84,160h 74,578i 109,02*3> 153,083[ 110,260 8,500 6,800 17,200 500 4,750 550 5,800 8,750 16,000 3,2601 1,6001 9,0001 1,0501 2,6001 5001 1,2501 1,7001 5,650l 2,9001 5,500l 1,65C1 85C1 1.70C1 2,20C1 127,796 7,650 6,700 24,600 3,000 4,000 550 5,400 14,000 15,753 3,250 1,490 12,500 800 1,900 1,000 1,030 1,185 7,700> 4,2001 5,0001 1,678 1,1001 1,5501 1,760i 103,164 16,795 26,253 7,127 9,019 7.212 6.213 10,523 3,3701 3,627 1,995 3,5701 7,4601 43,534,42(\ 3,757,741I 7,559,842* 3,691,738I 4,232,39!) 3,005,26*I 3,270,994[ 5,840,231L 2,327,544I 1,992,02*> 2,410,39:> 2,713,12*> 2,733,11*> 50,401 3,090 1,245 11,195 377 2,217 321 2,831 7,305 7,340 1,384 280 2,796 387 782 613 532 569 1,600 826 1,526 853 461 704 1,167 Demand demand deposits T o ta l deposits adjusted c a p ita l (subject to c o u n ts reserve (see page 18) (see foot note on page 1) Federal Reserve district numbers, and reserve citie3 All m em ber banks 497,379 7,588,924 70,918,241 164,184,154 235,252 18,007 103,761 13,720 14,195 2,831 4,690 51,937 3,405 4,489 1,753 1,656 14,808 3,713,441 36,451,444!28,516,462 198,296 1,631,045 1,360,973 2,129,246 19,746,408 15,153,639 231,871 1,969,775 1.623,171 846,354 101,226 926,691 258,803 165,809 21,460 40,106 568,738 390,882 421,728 4,820,963 3,796,563 811,700 525,331 72,962 335,185 527,217 42,634 738,290 335,188 44,967 56,347 578,889 355,462 3,627,905 3,872,925 352,598 Reserve b an k cities1 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. Boston New York2 Philadelphia Cleveland Richmond A tlanta3 Chicago2 St. Louis Minneapolis Kansas City Dallas San Francisco 90,754 1,037,586 10,653,454 9,020,004 Reserve b ran ch cities1 355,106 2. Buffalo 362,695 47,779 1,772 409,886 4. Cincinnati 62,210 498,185 5,034 260,443 1,171,714 960,796 4. Pittsburgh 24,968 44,396 440,766 5. Baltimore 515,492 2,668 219,483 5. C harlotte3 24,539 348,303 2,148 224,431 189,425 6. Birmingham 18,092 1,683 163,845 6. Jacksonville 17,404 249,082 1,838 16,980 218,280 164,772 6. Nashville 636 316,494 6. New Orleans 30,007 453,768 1,645 7. D etroit 1,134,999 1,203,791 108,291 14,735 72,154 8. Little Rock 5,295 101,637 588 8. Louisville 27,126 204,014 345,894 678 192,046 8. Memphis 22,101 307,277 616 9. Helena 22,199 1,881 32,071 24 277,621 10. Denver 25,431 325,687 2,058 139,246 10. Oklahoma City 19,915 211,033 410 176,793 10. Omaha 18,390 282,984 1,855 69,658 11. El Paso 5,231 74,998 505 498,527 11. Houston 39,464 584,670 1,105 11. San Antonio 185,072 13,246 217,309 1,143 121,957 1,438,161 1,413,719 12. Los Angeles 12,270 12. Portland 592,990 46,255 594,948 3,763 150,061 12. Salt Lake City 10,771 179,353 759 12. Seattle 711,691 670,332 50,382 7,853 24,690 522 723 2,013 1,622 177 619 1,197 6,408 707 154 1.586 30 563 712 83 230 2,366 396 2,237 583 174 829 759 313,147 3,550,664 3,052,988 O th er reserve cities 205,319 4. Columbus 19,762 238,078 183,393 4. Toledo 15,468 184,312 571,553 5. Washington 578,628 55,008 24,144 7. Cedar Rapids 3,877 57,737 133,465 100,940 7. Des Moines 12,589 14,239 15,322 7. Dubuque 1,598 134,905 143,046 7. Grand Rapids3 14,650 310,701 7. Indianapolis 364,744 31,252 355,669 7. Milwaukee 454,229 45,501 67,730 65,954 7. Peoria 8,601 38,470 7. Sioux City 3,524 57,917 173,333 9. St. Paul 25,882 231,221 22,924 10. Kansas City, Kansas 2,267 36,276 55,119 10. Lincoln 89,075 5,845 18,539 10. Pueblo 8,778 2,825 31,466 10. St. Joseph 45,540 2,895 50,156 10. Topeka 51,319 3,684 184,743 168,634 10. Tulsa 17,316 131,900 10. Wichita 163,320 8,322 163,954 11. Fort Worth 235,661 14,263 36,731 11. Galveston 4,764 38,863 43,369 11. Waco 35,625 2,585 50,407 12. Ogden 52,867 4,783 91,945 12. Spokane 5,886 91,392 C ountry banks, by d is 43,417,1 3,738,! 7,530,: 3,684,: 4,220,; 2,996," 3,263,1 5,829,' 2,322J 1,988,; 2,408,< 2,709,' 2,725,< 23 966,783; 1 , 0 1 0 ,4 4 5 1 400,839' 44,868 97,88S> 105,901 75,263; 196,102! 189,853i 149,2631 45,845 116,23/r 122,3331 38,271 102,584[ 23,937 64,65'i 67,3281 20,0331 65,20?; 57,59*\ 105,031 50,787 113,071[ 42,93S> 21,016; 47,72^) 18,61'i 34,84C) 39,13S) 23,788S 43,44() 41.438! 44,2821 18,29'i 47,52-r 20,121 40,80*) 42,028; tric ts 146,683 2,524,750120,262,679 23,594,700 269,015i 1,779,370 1,907,664 1. Boston 20,357 493,471 3,006,011 3,270,297 2 New York 32,253 324,187’ 1,526,777 1,767,851 3. Philadelphia 12,842 271,728I 1,730,3401 2,068,777 4. Cleveland 8,540 166,131 1,443,9001 1,666,627 5. Richmond 10,211 149,707r 1,705,094: 1,939,174 6. A tlanta 6,868 292,902! 2 ,500.85CI 3,013,260 7. Chicago 24,013 6,023I 117,707r 1,237,958; 1,384,717 8. St. Louis 98,996► 894,917r 1,045,299 9. Minneapolis 6,402! 6,41C> 115,0821 1,430,522( 1,818,068 10. Kansas City 7 ,73(> 117,841[ 1,658,342i 2,107,396 11. Dallas 107,982I 1,348,59() 1,605,570 12. San Francisco 5,028; 3 Includes figures for a bank with its head office in a non-reserve city, that has a branch in this reserve city; see Table of Contents page. see opposite page. For other footnotes, ALL MEMBER B A N K S—ASSETS A N D LIABILITIES A SSETS [In th o u san d s of dollars] Loans and investments State T o t a l, a ll S ta te s . New England: M aine............ ^............. New H am pshire......... V erm ont....................... M assachusetts............. Rhode Islan d .............. C onnecticut................. Middle Atlantic: New Y ork.................... New Jersey . ................ Pennsylvania............... E ast N orth C entral: Ohio............................... In d ian a......................... Illinois.......................... M ichigan...................... Wisconsin..................... West N orth Central: M innesota...................... Iow a................................ M issouri......................... N orth D ak o ta .............. South D ak o ta............... N ebraska....................... K ansas............................ South A tlantic: D elaw are........................ M aryland....................... D istrict of C olum bia.. V irginia.......................... West V irginia................ N orth C arolina............. South Carolina............. Georgia........................... Florida........................... E ast South Central: K entucky....................... Tennessee...................... A labam a......................... M ississippi..................... West South Central: A rkansas........................ Louisiana....................... O klahoma...................... T exas.............................. M ountain: M o n tan a........................ Id a h o .............................. Wyoming........................ Colorado........................ New M exico.................. A rizona........................... U ta h ................................ N evada........................... Pacific: W ashington................... O regon............................ C alifornia...................... N um ber of banks T o ta l Loans (includ ing over drafts) U .S. Govern ment direct obliga tions 6,884 107,183,445 22,775,207 78,322,769 38 53 40 150 303,318 161,016 112,490 3,678,579 558,029 906,294 45,482 32,314 30,049 883,132 78,882 132,624 Reserves, cash, and Obliga Obliga Corporate tions Other tions of stock guaran States and bonds, (including teed by notes, political F. R. U.S. and de Bank Govern subdivi bentures sions stock) ment 15,705 3,254,356 2,520,773 17 36 72 270 2,300 3,251 3,127 24,028 3,214 17,790 10,029 8,017 8.370 66,216 4,626 16,145 782 402 272 9,880 2,823 1,990 590 294 770 30,490,678 8,074,324 20,925,050 3,420,431 506.524 2,671,775 7,609,437 1,209,012 5,709,539 3,812 1,457 1,107 721,455 121,969 167,767 657,370 105,963 474,878 424 234 491 231 168 5,364,555 1,092,261 3,962,933 1,640,722 241,800 1,295,530 9,065,214 1,745,526 6,720,635 3,648,712 547,981 2,874,717 1,635,804 214,131 1,339,701 529 269 78 . 745 96 175,269 59,510 305.199 118,837 35,470 210 162 182 42 60 146 213 1,760,769 895,528 2,666,608 178,888 207,789 750,254 729,197 330,496 1,344,623 166,868 654,418 624,157 1,879,055 18,802 155,077 34,144 162,791 123,366 579.309 102,114 590,178 16 415 1,080 9 149 49 156 18 197 108 54 28 59 42,503 192,538 115,818 270,386 86,269 180,415 64,351 301,677 182,947 237,006 851,134 675,793 870,745 429,277 555,536 237,704 709,398 791,801 26 253 135 229 66 299,550 1,065,879 815,265 1,200,263 542,780 773,393 318,058 1,055,344 1,042,187 113 82 83 28 834,301 1,195,750 818,099 218,502 180,658 319,499 161,325 42,923 613,930 774,812 578,252 149,330 384,704 65.524 285,305 939.371 196,203 664,087 908,049 173,273 666,829 3,728,361 1,090,022 2,496,785 12 66 43 217 543 78 26 38 92 27 6 34 6 55 33 113 Mutual Savings Banks1. . 322,465 281,043 120,220 729,847 145,874 242,724 366,199 121,604 33,238 42,761 21,158 119,734 32,744 59,191 73,534 19,910 280.941 232,023 94,360 581,650 105,790 179,944 279.941 94,870 1,640,319 314.036 1,218,074 1,097,630 169,133 842,466 10,191,352 1,989,448 7,626,135 13,567 2,192 Reserve with Federal Reserve Banks Cash in vault 294,635 29,845,331 15,811,292 1,437,801 244,708 116,996 70,600 !, 695,053 468,484 737,679 64 T o ta l 71,449 46,28: 26,606 867,616 104,339 242,11" 33,102 13,006 510,615 58,760 96,332 7,688 5,042 2,248 70,940 13,115 22,662 108,667 12,743 47,134 7,336,482 4,525,458 696,591 356,225 1,932,456 1,072,779 190,305 64,292 132,115 124,549 41,336 276,668 101,275 44,032 9.014 2,277 17,108 5,157 2,374 1,337.414 706,091 537,45S 249,300 2,489,969 1,394,878 834,949 466,356 430,866 197,400 102,925 40,849 98,504 64,673 22,869 38.055 57,627 93,039 2,768 8,231 32,798 22,431 45,006 14.982 52,667 2,032 2,198 13,773 13,308 2.573 1,218 16,610 7,016 4,503 1.588 29,886 13,542 25,142 11,232 29,711 50,576 11,779 15,295 20,482 26,602 12,258 10,887 4,313 12.982 15,216 64 40 215 14 18,170 79,338 64,036 24,863 377 21,121 524,027 294,312 916,263 52,149 73,14* 292,037 334,201 240,037 130,703 440,471 24,860 30,101 132.861 132.862 16,341 15,614 28,276 2,435 3,035 7,320 9,439 2,156 1,563 2,509 1,205 1,313 453 1.573 1,647 74,989 282,468 252,381 391.581 198,693 279,229 137,952 350,743 445,556 35,926 157,073 149,076 177,774 77.330 127,982 45,815 163,251 167,942 3,908 19,149 20,298 29,383 16,164 16,789 10,679 17,050 27,219 19,853 18,813 12,872 991 1,626 3,248 1,399 381 297,04(1 414,357 303,412 100,378 132,666 192,350 129,009 36,428 15,980 22,957 19,977 5,760 24,835 68,522 58,116 114,632 8,331 8,379 8,357 21,017 621 1,803 1,452 5,873 171,165 369,047 415.582 1,801,844 69,817 179,358 155,731 712,478 8,445 17,183 12,691 65.582 28 157 4 4,706 4,601 2,433 11,650 5,061 2,432 10,842 6,245 3,104 1,068 2,078 15,850 2,124 919 1,241 454 409 280 188 940 155 120,843 91,706 59.,550 312,231 74,308 84,766 124,551 29,407 55,637 41,588 19,957 131,9S6 25,763 35.331 67,807 14,727 5,128 4,872 3,161 10,836 4,073 6,257 5,072 2,684 7 3,054 86.963 72,878 406,702 19,235 12,159 150,674 452,371 250,617 272,940 157,306 2,495,511 1,467,249 27,177 14.582 104,058 21 100 5 3 22 32 67 310 3 23 10,094 200 276 959 1,010 1,220 210 484 121 2,011 987 15,339 211 1,982 1,006 142 STATES LOCATED IN TWO FEDERAL RESERVE D ISTR IC TS—CONDITION Connecticut—D ist. No. 2.. New Jersey—D ist. No. 2 ... Kentucky—D ist. No. 4 ....... Pennsylvania—D ist. No. 4. West Virginia—D ist. No. 4 Louisiana—D ist. No. 6....... Mississippi—D ist. No. 6 ... Tennessee—D ist. No. 6 .... Indiana—D ist. No. 7.......... Illinois—D ist. No. 7........... Michigan—D ist. No. 7....... Wisconsin—D ist. No. 7__ Missouri—D ist. No. 10....... New Mexico—D ist. No. 10. Oklahoma—D ist. No. 10... Arizona—D ist. No. 12........ 17 207 57 227 13 31 18 68 172 344 190 127 47 8 207 5 244,248 39,333 200,124 2,821,401 432,311 2,202,401 227,551 39,411 178,423 2,710,558 391,408 2,059,625 89,052 19,670 62,193 764,250 167,913 533,299 188,100 39,020 126,124 773,484 152,207 554,984 1,418,147 202,612 1,124.145 8,545,025 1,665,824 6,326,157 3,522,913 533,043 2,773,650 1,497,037 194,128 1,227,656 971,326 224,627 682,464 92,843 19,907 66,900 894,633 170,032 658,350 209,864 54,645 152,556 12 1,315 10 801 150 14 40 211 59 678 92 394 22 13 852 96,921 6,536 53,181 3,177 54,526 21,706 52,371 52,684 277,967 114,664 31,880 44,382 4,067 56,472 1,556 3,411 77,431 2,602 176,195 3,730 7,385 910 11,265 36,572 258,656 95,929 41,113 13,998 1,875 8,332 914 1These banks, two in Wisconsin and one in Indiana, are included in the figures for those States. 516 11,022 569 29,348 282 977 326 2.617 1,923 16,362 4,949 2,168 5,461 94 1,425 180 54,355 25,875 549,663 282,235 93,636 34,885 698,268 386.913 22,521 9,768 278,730 151,490 84,210 29,748 282,306 119,033 462,678 221,367 2,322,765 1,324,868 803,052 452,364 383,344 181,114 426,188 188,200 35,778 13,348 403,825 152,527 75,951 31,963 6,225 49,588 6,060 49,147 2,300 12,375 4,527 16,915 34,143 89,486 61,946 20,523 9,240 2,148 12,232 5,742 x5 OF BANKS O N DECEMBER 31, 1 9 4 5 , B Y STATES ASSETS [In thousands of dollars] bank balances Demand balances Other Balances with _ with banks in balances banks in with U. S. (ex foreign cept pri banks n U .S . countries vate banks, etc.) 7,077,345 39,242 54 3 23,372 53 18 30 1,837 286 126 22,566 14,90-1 8,604 131,721 19,997 87,837 1,120 278,963 209,870 433,474 3,087 614 3,558 13,713 318,333 201,332 604,597 206,812 156,886 2,101 661 1,565 539 1,155 248 44 760 808 17 172,674 123,845 266,016 22,006 36,502 108,086 181,985 348 765 1,235 4 5 24,807 68,942 54,961 131,073 90,150 86,383 71,301 97,258 206,299 160 75 36 959 105 205 457 242 464 J. 10,569 165,053 127,572 52,930 250 1,904 869 69 81,730 121,879 216,046 835,614 58 430 1,624 2,277 50,907 37,079 34,534 133,965 42,708 35,177 33,691 8,721 1,002 99,108 56,974 394,904 20 72 972 12 11 859 152 39 348 456 5 3,645 150 5 48 34 5 41 3 232 53 10 335' 110 135 1,176 393 4,508 473 28 1,643 799 Bank premises, furni Cash ture, items in and process fixtures of col lection 5,456,279 787,692 7,986 5,199 2,698 151,383 12,109 34.188 I,878 1,666 I,103 31,595 6,560 13,308 Other real estate owned Assets in directly repre senting real estate Custom ers’ liability on accept ances Income accrued but not collected 19,311 64,738 65,608 239,478 46 34 24 1,435 341 351 345 62 11 1,168 1,700 , 7,048 677 1 169 9,054 1,645 1,173 202 Other assets 98,273 138,303,876 357 115 65 10,367 207 361 2,324,956 221,089 65,578 37,894 289,671 83,875 3,949 1,752 3,636 6,383 1,690 6,319 37,500 306 5,222 82,699 8,474 15,855 21,760 2,298 11,957 207,716 45,269 389,665 95,761 52,539 44,402 II,178 33,243 19,591 10,941 303 50 133 82 19 1,013 492 341 213 56 3,558 8 37 10,334 2,659 22,143 7,928 2,726 3,408 1,147 4,908 2,352 2,800 93,862 24,138 180,113 2,805 3.505 43.770 9,567 6,547 4,057 II,579 1,134 1,528 4,270 4,436 1 45 3,198 4,038 2,256 428 146 1 871 1,524 411 3,293 17 9 15 160 4,625 757 4,503 468 497 1,273 752 10.188 37,18 27,976 52,392 14,942 47.870 9,700 72,937 43,591 1,302 8,787 13,508 12,218 5,364 5,444 1,913 9,706 11,105 91 76 57 253 209 46 96 329 244 436 2,195 131 1,243 1,056 1,910 867 825 740 3,156 827 37,575 32,090 25,753 5,191 5,093 10,927 6,967 2,030 31 267 190 14 11,115 50,184 29,490 185,205 2,297 9,259 6,556 35,882 50 8,116 7,711 1,893 31,789 1,614 7,661 17.871 3,140 2,005 1,359 705 2,586 675 73,820 43,657 523,149 7,988 6,386 61,944 35 66 200 19 950 681 534' 11 1,500 752 461 2 .. „ . 666 71 40 1 66 731 30 2,129 1,375 4,247 28 734 31 3,956 79 635 3 64 124 1,791 799 27 8 661 1,590 342 1,775 327 2,305 2,438 171 968 47 2 24,124 136 3 j 036 212 320 476 20 488 932 1,973 116 277 2,240 1,018 2,584 330 1,286 371 1,499 670 46 21 850 40 484 78 174 28 749 15 370 219 144 3,621 3,602 27,104 234 818 9,339 1,539 2,197 1,480 68 1,111 2 1,222 1,002 T otal assets State T o ta l, a ll S ta te s New England: Maine 377,744 New Hampshire 209,191 Vermont 140,457 M assachusetts 4,606,862 Rhode Island 673,498 Connecticut 1,163,456 Middle A tlantic: New York 38,200,540 New Jersey# 4,169,435 Pennsylvania 9,668,757 E ast N orth C entral: Ohio 6,761,589 Indiana 2,193,267 Illinois 11,620,181 Michigan 4,514,114 Wisconsin 2,083,534 West N orth Central: M innesota 2,301,677 Iowa 1,197,367 Missouri 3.606.743 N orth D akota 232,656 South D akota 283,182 N ebraska 1,048,178 Kansas 1,069,237 South A tlantic: Delaware 377,180 M aryland 1,361,193 D istrict of Columbia 1,084,769 Virginia 1,608,569 West Virginia 748,714 N orth Carolina 1,061,380 South Carolina 459,157 Georgia 1,421,623 Florida 1,502,444 E ast South Central: K entucky 1,138,492 Tennessee 1,624,524 Alabama 1,133,586 M ississippi 321,091 West South C entral: Arkansas 558,853 Louisiana 1,327,488 Oklahoma 1,333,049 Texas 5,576,002 M ountain: M ontana 446,061 Idaho 374,331 Wyoming 180,573 Colorado 1,046,588 New Mexico 221,017 Arizona 330,103 U tah 493,785 N evada 152,439 Pacific: W ashington 2.104.743 Oregon 1,381,386 California 12,813,071 15,615 Mutual Savings Banks OF BANKS LOCATED IN FEDERAL RESERVE D IST R IC T SPEC IFIED 15,881 161,785 50,357 167,620 7,281 72,747 44,899 131,722 166,311 532,647 193,294 130,023 130,077 18,946 208,250 31,681 543 250 616 30 430 64 1,856 601 1,562 459 1,128 1,185 150 1,609 5 110 11 334 " l3 ' 44 760 806 17 9 335 6,264 55,501 2,084 93,638 3,142 41,675 4,972 12,780 40,212 373,442 94,183 50,539 97,477 1,186 29,207 6,225 4,302 29,022 2,238 32,579 601 7,237 1,788 7,126 8,919 29,722 18,460 9,894 3,200 436 6,393 1,112 110 1,322 744 11 193 6 263 26 54 77 16 169 124 16 1,494 1 306 1,945 56 1,998 3,956 31 23 56 3,323 8 37 3 1,004 492 340 385 1,375 171 79 268 7,356 110 6,400 180 1,837 8 1,651 2,500 21,671 7,908 2,496 1,408 20 1,018 850 74 1,491 155 1,858 201 802 81 512 1,017 4,562 2,322 2,721 950 2 329 305 303,358 3,412,055 323,690 3,452,408 112,566 1,059,003 274,224 1,065,373 1,893,343 10,928,126 4,355,232 1,895,885 1,403,626 129,203 1,307,668 288,253 C onnecticut—D ist. No. 2 New Jersey—D ist. No. 2 K entucky—D ist. No. 4 Pennsylvania—D ist. No. 4 West Virginia—D ist. No. 4 Louisiana—D ist. No. 6 Mississippi—D ist. No. 6 Tennessee—D ist. No. 6 Indiana—D ist. No. 7 Illinois—D ist. No. 7 Michigan—D ist. No. 7 Wisconsin—D ist. No. 7 M issouri—D ist. No. 10 New Mexico—D ist. No. 10 Oklahoma—Dist.JNTo. 10 A rizona—D ist. No. 12 i6 ALL MEMBER BANKS-ASSETS AND LIABILITIES OF BANKS LIA BILITIES [In thousands of dollars] Demand deposits Individ uals, United partner States ships, and Govern corpora ment tions States Banks and Banks in Postal politi for cal in savings sub U. S. eign coun divi tries sions 105,395,466 62,950,086 22,179,094 4,240,421 12,333,313 1,242,626 2,449,926 24,274,368 23,712,364 95,742 398,89? 46,283 17,600 State T o ta l T o ta l, a ll S ta te s , New England: M ain e .. ....................... New H am pshire......... V erm ont....................... M assachusetts............. Rhode Islan d.............. Connecticut................. Middle A tlantic: New Y ork.................... New Jersey.................. Pennsylvania.............. E ast N orth Central: Ohio.............................. In d ian a......................... Illinois.......................... M ichigan...................... Wisconsin..................... West N orth Central: M innesota.................... Iow a.............................. M issouri....................... N orth D ak o ta............. South D ak o ta............. N ebraska...................... K ansas.......................... South Atlantic: D elaw are...................... M aryland..................... D istrict of Columbia.. V irginia......................... West V irginia.............. N orth C arolina............ South C arolina............. Georgia.......................... Florida........................... East South Central: K entucky....................... Tennessee...................... A labam a......................... M ississippi..................... West South Central: A rkansas........................ Louisiana....................... Oklahoma...................... Texas.............................. M ountain: M o n tan a......................... Id ah o.............................. Wyoming........................ Colorado........................ New M exico.................. Arizona........................... U ta h ................................ N evada........................... Pacific: W ashington................... Oregon............................ California...................... Time deposits Individu als, part nerships. and cor porations 224,381 146,511 151,464 99,048 70,294 51,480 3,635,170 2,152,460 443,002 299,768 856,863 569,434 States United and po States litical Govern sub ment divisions 52,930 32,741 13,426 947,289 99,967 212,476 31,992,638 17,704,698 7,656,568 2,471,794 1,557,159 659,731 6,746,180 4,405,59! 1,406,978 4,501,464 1,601,229 9,084,132 2,718,019 1,346,693 2,808,447 1,117,049 1,015,321 286,365 5,188,157 2,006,893 1,720,773 606.723 793,762 332,095 13,922 9,866 3,189 137.696 22,571 30,195 Banks United States 7,761 6,807 1,032 324.027 14,231 27,169 3,232 3,002 1,167 49,889 5,380 17,589 T o ta l 125,534 40,489 57,768 626,160 181,653 226,749 124,932 39,984 57,292 624,003 180,826 225,340 17 56 3 155 49 41 543,019 3,593,333 1,106,396 1,388,624 3,075,081 3,002,686 17,879 179,256 39,794 292 35,562 1,453,933 1,445,645 3,410 165,820 688.633 12,252 66,900 2,044,867 1,983,198 3,869 478 34,780 3,636 16,100 4,761 117 52,645 4,677 178,753 331,293 140.351 140.028 338,712 1,429,155 177,872 167,864 55,789 146,201 260 718 350 1,394 419 385 322 116 76 39 73,431 2,966 16 3,633 64,718 5,395 1,286 1,124 861 296 2,422 907 120 416,170 168,962 519,892 24,287 26,603 148.345 108,569 95.351 83,851 113,334 4,078 17,593 35,575 104.696 362,955 142,411 873,748 13,180 12,302 188,230 117,743 321.437 1,015,373 835,876 1,144,987 531,627 883,937 385,571 1,175,815 1,234,410 249,334 601,528 5^8,803 693,151 337,586 488,193 270,954 612,323 761,316 55,321 247,527 175,659 219,598 105,721 148,957 54,456 245,125 182,961 2,141 45,552 80 49,912 34,008 72,683 35,100 70,092 90,327 2,865 110,771 47,217 162.633 42,031 164,425 20,898 238,434 185,948 945,214 1,271,646 887,356 256,112 581,165 657,226 548,894 138,622 155,835 210.345 144,616 41,444 22,972 75,802 91,954 30,161 176,524 318,612 94,804 44,711 465,199 311,392 1,071,442 604,621 1,175,369 697,025 4,927,812 3,048,357 52.917 161,251 172,832 727.396 30,103 80,886 96,695 228,796 67,315 205,660 179,483 822,812 43,922 25,356 11.918 123,643 17,125 30,565 47,000 14,763 31,305 27.465 13,315 22,647 19.466 17,681 31,074 11,727 31,584 11,624 105,468 14,482 2,486 50,404 1,267 1,541,567 994,374 349,695 990,286 652,918 209.397 8,095,265 5,597,779 1,359,690 79,933 67,627 409,428 95,966 39,742 461,230 245,386 226,519 102,921 561,051 132,289 201,773 232,611 74,552 Certified and officers’ checks, etc. 95 311 130 1,591 660 1,256 1,734,027 836,966 912,843 508,367 2,984,733 1,446,228 175.436 132,306 221,738 163.395 907,419 528,238 938,933 599,308 355,825 288,127 141,287 821,019 186,087 259,881 363,896 104,591 Banks in foreign coun tries 23,809 1,085 2,773 82 20,573 3,979 316 2,303 135 3,597 461 2,588 99 31 1,721 508 8,008 5,904 6,020 1,038 5 2,437 383 41,722 Mutual Savings Banks. 63,149 1,888,781 1,811,739 19,082 487,200 482,511 100,642 1,939,453 1,874,269 40,808 1,582,521 1,574,370 18,530 628,283 625,840 20,282 9,117 27,934 1,585 1,845 7,031 8,617 447,356 227,31' 449,084 47,714 48,577 96,166 85,104 444,295 224,782 445,971 47,503 47,756 96,014 83,513 11,776 9,534 11,529 19,594 12,281 9,679 4,163 9,810 12,137 23,058 274,003 189,465 367,799 166,988 125,822 55,82(1 180,623 200,263 23,030 267,884 189,365 351,642 165,699 121,140 54,548 178,348 185,309 6,980 262 3,643 340 1,984 4,313 8,718 9,661 6,580 1.174 131,526 277,915 190,480 51,117 128,648 266,822 188.351 49,307 2,066 5,127 802 1,800 3,472 11,016 29,334 94,547 69,187 195,402 84,439 399,607 67,993 187,218 80,377 361,041 945 4,242 620 6,849 3,560 2,767 1,509 8.174 2,725 6,338 2,802 2,282 71,584 72,531 30,114 179,316 <28,145 59,595 108,752 41,029 71,064 71,523 29,831 176,043 28,020 59,561 106,953 40,901 52 892 87 65 27 102 1,347 5 3 24 39 95 100 112 1,782 36 1,986 206 791 18 62 855 100 20 1,268 102 1,625 101 19,162 483,061 480,1*4 2,577 20,219 335,129 329,934 94 225,416 4,121,810 4,009,209 11,443 14,332 128 75 485 71 343 316 18 1,485 3,353 75 8,148 1,014 330 635 199 832 595 33 125 128 8,352 2,239 706 90 781 5,127 280 1,030 10 19 69 96 390 8 11 17 5 11 5 20 21 15 361 150 80 3,873 1,004 2,34: 30,009 1,318 455 5 105 99 280 2,923 6 6 19 10 44 110 27 325 4 4,931 155 93,886 5,411 14,327 STATES LOCATED IN TWO FEDERAL RESERVE D ISTRICTS—CONDITION Connecticut—D ist. No. 2.. New Jersey—D ist. No. 2... Kentucky—D ist. No. 4...... Pennsylvania—D ist. No. 4, West Virginia—D ist. No. 4. Louisiana—D ist. No. 6...... Mississippi—D ist. No. 6 ... Tennessee—D ist. No. 6 __ Indiana—D ist. No. 7.......... Illinois—D ist. No. 7........... Michigan—D ist. No. 7....... Wisconsin—D ist. No. 7___ Missouri—D ist. No. 10....... New Mexico—D ist. No. 10. Oklahoma—D ist. No. 10... Arizona—D ist. No. 12........ 200,177 1,984,352 245,055 2,379,318 66,025 850,426 215,848 820,717 1,382,327 8,595,980 2,643,913 1,243,223 1,249,951 102,208 1,152,518 229,870 130,537 53,160 1,236,032 557,294 198,957 , 31,058 1,597,168 434,385 38,434 20,142 460,660 139,601 108,190 36,054 431,799 152,311 869,028 250,993 4,886,514 1,940,430 1,672,262 589,584 722,355 310,512 507,704 155,797 61,084 12,191 679,347 170,723 179,287 26,599 6,720 6,554 121,126 37,807 9,795 3,680 54,352 266,621 3,351 2,710 68,208 166,998 26,615 43,977 52,339 177,175 125,558 119,777 311,855 1,339,509 170,901 167,327 50,730 142,118 44,466 525,175 14,518 12,900 94,618 179,059 14,888 2,386 292 1,046 8,008 82 20,573 3,975 316 1,371 1,038 3,206 84,571 84,412 31,801 1,231,314 1,225,670 1,565 58,500 58,219 25,746 703,285 684,404 1,388 31,847 31,124 6,951 159,097 150,923 1,012 46,574 44,764 7,093 197,911 186,961 16,889 421,123 416,553 97,099 1,770,606 1,723,379 39,864 1,507,255 1,499,402 17,192 553,283 550,959 15,438 97,623 97,442 1,515 22,956 22,839 28,771 83,149 79,100 5,672 49,091 49,057 57 2,218 31 183 4,242 1,800 5,127 718 336 1,383 415 71 100 620 31 1 246 5 59 56 292 35 21 34 15 11 96 5 71 3,323 103 199 50 14,058 4,394 303 415 3,873 10 763 5,004 7 3,553 46.856 5,163 1,286 1,014 861 95 6 1,001 2,332 19 10 J7 O N DECEMBER 3 1 , 194 5 , B Y STATES LIA BILITIES AND CAPITAL ACCOUNTS [In thousands of dollars] T o tal deposits Bills payable and other bor rowed money Accept ances o ut stand ing Other liabili ties 129,669,834 208,094 75,965 349,915 191,953 128,062 4,261,330 624,655 1,083,612 100 175 585 800 35,067,719 3,925,727 8,791,047 6,390,245 2,088,429 11,023,585 4,300,540 1.974,976 2,181,383 1,140,158 3,433,817 223,150 270,315 1,003,585 1,024,037 344,495 1,289,376 1,025,341 1,512,786 698,615 1,009,759 441,391 1,356,438 1,434,673 1,076,740 1,549,561 1,077,836 307,229 N et de mand de posits subject to reserve (see page 18) Demand deposits adjusted (see foot note on page 1; Other capital ac counts T otal cap ital ac co u n ts 761,059 130,714,952 2,592,364 3,383,332 1,115,849 497,379 7,588,924 70,918,241 64,184,154 9,861 7,081 3,935 134,748 20,961 29,651 4,950 3,223 2,025 48,602 4,315 10,903 1,211 839 1,086 28,690 3,542 4,556 155,679 26,537 141,974 106,717 99,587 16,943 53,138 11,771 45,912 311,382 2,410,921 2,188,662 315,610 313,440 44,313 583,030 73,815 523,684 2,468,872 21,772,467 17,311,385 229,749 1,546,015 1,706,399 835,080 4,623,151 4,348,646 T o ta l liabil ities Capital 10,515 5,800 4,725 99,342 15,495 28.705 Surplus Undi vided profits 7,887 707 1 1,192 295 449 25,678 3,823 5,228 351,207 192,248 128,686 4,295,480 629,185 1,089,641 197,230 1,050 579 44,250 306 5,895 422,469 12,603 36,156 35,731,668 3,939,686 8,833,677 740,226 1,225,213 93,015 91,244 222,119 461,337 378,201 29,204 102,331 125,232 16,286 49,293 300 213 56 3,667 9 37 27,184 3,862 41,937 13,414 4,877 6,417,942 2,092,347 11,069,189 4,313,963 1,979,890 143,506 37,862 205,682 73,820 38,492 133,537 38,633 209,977 77,100 37,860 42,055 19,290 71,887 26,641 16,918 24.549 5,135 63,446 22,590 10,374 1,300 146 1 871 300 15 8,341 1,753 9,514 447 591 1,696 1,293 2,189,870 1,141,912 3,445,502 223,597 270,906 1,005,596 1,025,330 38,276 18,990 70,990 3,446 4,713 16,780 17,410 48,837 21,902 50,493 3,313 4,566 14,935 16,549 15,552 10,020 33,446 1,566 2.101 7,037 8,237 9,142 4,543 6,312 734 896 3,830 1,711 666 71 40 1 1,294 4,182 3,303 4,953 1,654 3,599 1,093 5,120 4,151 345,789 1,294,041 1,028,644 1,518,616 702,419 1,014,024 442,555 1,361,598 1,439,275 8,277 22,035 17,700 34,646 18,455 14,940 6,225 22,184 23,425 18,602 31,921 25,100 34,487 19,873 22,733 5,968 24,330 28,246 4,357 9,102 11,293 14,159 5,778 6,100 2,582 7,734 8,359 155 4,094 2,032 6,661 2,189 3,583 1,827 5,777 3,139 31,391 67,152 56,125 89,953 46,295 47,356 16,602 60,025 63,169 232,238 665,008 588,633 750,592 322,178 603,117 251,298 765,616 806,299 253,063 619,433 582,436 710,265 368,933 522,685 300,517 619,288 820,189 28 766 31 3,090 3,901 3,076 426 1,080,280 1,555,240 1,081,678 307,686 22,345 26,089 18,752 5,900 27,041 29,095 21,171 6,713 6,768 11,060 8,221 471 2,058 3,040 3,764 321 58,212 69,284 51,908 13,405 643,540 866,189 592,078 159,903 575,280 710,599 621,675 164,766 4,816 79 635 656 4,167 3,028 9,518 535,042 1,275,827 1,262,915 5,337,572 8,428 19,189 24,873 96,462 9,603 22,516 25,514 93,429 4,384 7,619 15,462 34,075 1,396 2,337 4,285 14,464 608 696 161 1,998 46 1,243 1,099 1,478 428,017 361.354 171;562 1,002,333 214,278 320,719 473,747 147,098 7,355 5,210 2,830 13,543 2,790 . 3,600 7,551 2,020 6,115 4,488 3,620 17,328 2,480 3,875 7,432 2,015 3,982 2,097 1,998 9,574 256 1,417 3,178 1,261 592 1,182 563 3,810 1,213 492 1,877 45 5,762 3,802 64,153 2,030,526 1,329,217 12,285,378 26,077 15,256 226,298 24,755 17,924 205,225 13.986 15,072 67,000 9,399 3,917 29,170 43 14,377 1,098 115 25 1,238 1,911 22,878 2,476 28,775 1,184 7,030 363 5,648 16,744 65,372 24,858 15,839 12,263 81 15,259 1,226 1,560 10,994 740 28,178 515 2,156 276 2,248 4,167 61,032 22,181 9,646 1,935 802 4,215 479 17,450 184,174 19,253 355,988 11,949 41,501 11,358 44,335 86,257 517,213 190,831 94,757 54,258 4,004 68,922 8,180 483 ' 875 2,150 450 450 1,750 534,386 1,266,844 1,259,808 5,327,419 2 427,409 360,658 171,401 1,000,335 214,232 319,476 472,648 145,620 136 2,024,628 1,325,415 12,217,075 4,150 1 4,3341 343,647 100,920 550,992 200,151 103,644 2,864,270 1,073,235 6.090,468 1,813,335 809,916 2,842,633 1,129,485 5,237,846 1,843,692 815,542 858,737 111,807 1,052,940 577,197 597,487 55,455 161,241 2,023,037 1,407,383 135,164 127,138 9,059 179,328 156,540 12,276 527,074 609,083 42,582 703,054 43,907 642,900 333,852 23,811 321,057 646,339 740,558 51,661 793,564 70,134 760,774 238,430 3,193,050 3,186,495 18,044 12,977 9,011 44,255 6,739 9,384 20,038 5,341 253,347 218,876 93,517 534,997 125,706 187,377 266,862 79,026 272,135 249,040 115,852 560,083 152,866 218,131 248,616 85,421 74,217 1,022,826 1,019,649 697,107 682,252 52,169 527,693 5,853,827 5,709,474 State T o ta l, a ll S tates New England: Maine New Hampshire Vermont M assachusetts Rhode Island Connecticut Middle A tlantic: New York New Jersey Pennsylvania E ast N orth Central: Ohio Indiana Illinois Michigan Wisconsin West N orth Central: M innesota Iowa Missouri N orth Dakota South D akota N ebraska K ansas South A tlantic: Delaware M aryland D istrict of Columbia Virginia West Virginia N orth Carolina South Carolina Georgia Florida E ast South C entral: K entucky Tennessee Alabama Mississippi West South C entral: Arkansas Louisiana Oklahoma Texas M ountain: M ontana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks OF BANKS LOCATED IN FED ERA L RESERVE D IST R IC T SPEC IFIED 284 3,215 303 3,082 97 1,009 262 1,018 .1,803 10,366 4,151 1,796 1,347 125 1,235 278 700 450 60 2,150 1 306 56 4,816 31 28 56 3,432 9 37 79 1,159 11,209 432 13,701 595 3,163 413 2,382 3,580 40,895 13,224 4,585 1,794 35 3,000 1,112 285,908 3,227,881 304,437 3,096,420 100,617 1,017,502 262,866 1,021,038 1,807,086 10,410,913 4,164,401 1,801,128 1,349,368 125,199 1,238,746 280,073 7,630 73,2,81 7,560 68,408 4,340 15,008 4,985 18,727 31,572 192,930 70,039 34,674 21,645 1,750 24,348 3,350 6,349 77,021 8,477 230,627 5,910 17,307 5,734 17,712 33,774 197,879 73,753 34,598 18,415 1,371 25,100 3,125 125,103 1,217,544 162,042 1,687,308 35,700 598,128 131,686 525,586 929,448 5,755,845 1,771,062 756,728 868,356 70,640 748,075 166,264 134,199 1,333,458 208,233 1,583,628 40,031 494,144 130,845 478,451 971,263 4,922,026 1,788,844 739,738 470,131 75,931 773,529 193,622 Connecticut—D ist. No. 2 New Jersey—D ist. No. 2 Kentucky—D ist. No. 4 Pennsylvania—D ist. No. 4 West Virginia—D ist. No. 4 Louisiana—D ist. No. 6 Mississippi—D ist. No. 6 Tennessee—D ist. No. 6 Indiana—D ist. No. 7 Illinois—D ist. No. 7 Michigan—D ist. No. 7 Wisconsin—D ist. No. 7 Missouri—D ist. No. 10 New Mexico—D ist. No. 10 Oklahoma—D ist. No. 10 Arizona—D ist. No. 12 i8 ALL M EM BER B A N K S —RESERVE P O S IT IO N O N D ECEM BER 31, 1945 [In thousands of dollars] Gross demand deposits Deductions allowed in computing reserves W ar loan and Series E bond accounts N et demand deposits subject to O ther1 reserve Reserves with Federal Reserve Banks Time deposits T otal2 Required3 Excess A ll m e m b e r b a n k s ......................... 105,395,466 21,945,123 12,532,102 70,918,241 24,274,368 15,811,292 14,424,350 1,386,942 Ratio of required reserves to net demand plus time deposits (per cent) 16.6 15.2 53,696 393,300 939,946 19.1 17.3 13.8 18.9 16.2 10.9 645,748 4,706,120 702,940 1,006,989 611,274 640,070 2,080,838 535.404 329,320 663,348 612,545 1,889,754 61,313 127,448 92,842 130,668 114,008 120,403 229,578 62,405 51,593 108,393 146,788 141,503 15.4 17.6 15.7 15.3 16.9 17.3 16.2 16.5 15.5 18.5 19.6 15.0 11.1 17.1 13.8 13.5 14.2 14.6 14.6 14.8 13.4 15.9 15.8 14.0 28,867,222 6,908,704 2,298,131 19,660,387 1,253,575 4,015,491 4,007,292 6,326,556 1,550,503 508,278 4,267,775 719,467 942,220 896,723 8,199 45,497 19.2 18.9 19.2 18.0 Central reserve city ban k s...................... 35,193.778 8,459,207 2,806,409 23,928,162 1,973,042 4,957,711 4,904,015 Reserve city b an k s................................... 39,294,621 8,128,601 4,438,620 26,727,400 9,790,499 6,326,210 5,932,910 Country banks........................................... 30,907,067 5,357,315 5,287,073 20,262,679 12,510,827 4,527,371 3,587,425 All member banks, by districts: Boston........................................... New Y ork............................. . Philadelphia..................................... Cleveland......................................... Richmond........................................... A tla n ta ............................................... Chicago............................................... St. Louis....................................... Minneapolis ................................ Kansas C ity ............................... D allas................................................ San Francisco.................................... Central reserve city banks: New Y ork..................................... Chicago............................................. Reserve city banks, by districts: Boston............................................. New Y ork......................................... Philadelphia.................................... Cleveland ......................................... Richmond......................................... A tla n ta ............................................ Chicago............................................. St. Louis ....................................... Minneapolis....................................... Kansas C ity ........ .............................. Dallas .................................... San Francisco.................................... Country banks, by districts: Boston.................... •........................ New Y ork ................................. Philadelphia................................... C leveland........................................... Richmond........................................... A tlan ta........................................ Chicago.............................................. St. Louis........................................... M inneapolis..................................... Kansas C ity ...................................... D allas............................................ San Francisco................................... Ratio of total reserves to net demand plus time deposits (per cent) 5,180,997 34,177,167 5,175,741 7,191,862 4,731,346 5,184,572 14,778,286 4,098,387 2,664,602 5,313,335 5,285,569 11,613,602 1,293,927 8,218,800 1,124,234 1,592,371 903,772 882,974 3,239,967 697,656 544,840 715,042 745,550 1,985,990 476,655 2,843,253 554,955 850,171 682,448 882,205 1,727,749 596,265 434,336 1,030,725 1,115,661 1,337,679 3,410,415 23.115,114 3,496,552 4,749,320 3,145,126 3,419,393 9,810,570 2,804,466 1,685,426 3,567,568 3,424,358 8,289,933 1,173,782 4,390,966 1,587,259 2,682,413 1,148,050 974,948 4,479,582 813,145 765.497 594,428 452,895 5,211,403 707,061 4.833,568 795,782 1,137,657 725,282 760,473 2,310,416 597,809 380,913 771,741 759,333 2,031,257 2,445,317 655,192 159,080 639,890 139,315 51,859 2,886,672 668,887 248,010 4,503,045 1,050,943 433,122 2,470,645 518,090 251,329 2,530,293 490,254 325,740 4,613,791 1,016,916 554,930 2,300,750 479,547 254,695 1,291,606 332,919 168,178 3,182,143 523,361 521,737 2,741.I ll 510,656 464,440 9,689,358 1,742,521 1,005,500 1,631,045 170,896 347,380 336,463 448,716 277,199 110,827 106,375 1,969,775 192,165 417,384 405,485 3,018,980 1,150,860 696,225 672,848 1,701,226 411,793 406,106 364,953 1,714,299 365,555 401,509 364,793 3,041,945 1,768,460 766,173 714,497 1,566,508 288,143 340,704 330,590 790,509 150,097 168,884 167,108 2,137,045 317,523 , 483,393 446,460 287,820 1,766,015 433,689 370,472 6,941,337 4,409,988 1,753,936 1,652,866 10,917 4,452 11,899 23.377 41,153 36,716 51,676 10.114 1,776 36,933 63,217 101,070 19.3 15.3 19.3 16.7 19.2 19.3 15.9 18.4 18.0 19.7 21.1 15.5 18.7 14.7 18.8 16.1 17.3 17.5 14.9 17.8 17.8 18.2 18.0 14.6 2,735,680 638,735 4,670,055 1,170,781 2,289,069 455,347 2,688,817 541,428 2,260,701 385,682 2,654,279 392,720 3,837,939 672,548 1,797.637 218,109 1,372,996 211.921 2,131,192 191,681 2,544,458 234,894 1,924,244 243,469 1,779,370 3,006,011 1,526,777 1,730,340 1,443,900 1,705,094 2,500,850 1,237,958 894,917 1,430,523 1,658,343 1,348,596 50,396 114,797 80,943 107,291 72,855 83,687 132,405 52,291 49,817 71,460 83,571 40,433 12.9 12.1 13.0 13.5 14.6 15.5 13.4 14.6 14.0 16.9 17.9 12.9 11.1 10.1 10.2 10.2 11.3 11.9 10.5 11.6 10.7 12.7 13.3 11.0 317.575 493,263 306,945 417,049 431,119 556,465 664,541 341,570 266,158 508,988 651,221 332,179 1,002,886 2,860,192 1,395,094 1,531,553 736,257 609,393 1,991,655 525,002 615,400 276,905 165,075 801,415 359,681 707,250 378.398 441,432 319,176 358,964 602,023 257,105 212,029 288,348 325,644 277,321 309,285 592,453 297,455 334,141 246,321 275,277 469,618 204,814 162,212 216,888 242,073 236,888 an. j£iema balances with banks m United States, except private banks and American branches of foreign banks, plus cash items in process of collection. The difference between the figures shown in this column and the figures shown against the corresponding captions under “ A ssets” is accounted for by an excess of allowable deductions over gross demand deposits a t a number of banks. 2 As reported by member banks. These figures differ from those shown by the Federal Reserve Banks’ books because of a lack of synchronization of entries on the books of the Federal Reserve Banks and the member banks. ^3 Reserves actually required are based on deposits a t opening of business. The figures in this column, therefore, represent the reserves required to be maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System pre scribed the following requirements as to reserves to be m aintained by each member bank effective Oct. 3, 1942: Time deposits—6 Iper cent for all member banks; N et demand deposits—20 per cent for Central reserve city banks, 20 per cent for Reserve city banks, and 14 per cent for Country banks. ALL MEMBER B A N K S -P L E D G E D ASSETS A N D SECURED A N D PREFERRED LIABILITIES O N DECEMBER 31, 1945 [In thousands of dollars] Central reiserve city membe:r banks New York Chicago Reserve city member banks 8,058,949 1,838,705 11,679,791 8,295,008 29,872,453 19,557,912 10,314,541 7,865,497 4,885 1,832,212 504 11,402,759 217,836 8,034,832 192,496 29,135,300 415,721 19,091,792 352,297 10,043,508 63,424 150,282 38,285 4,611 1,378 56,532 2,664 67,352 328 278,777 42,655 109,439 4,384 169,338 38,271 S e c u ritie s a n d p re fe rr e d lia b iliti e s —T o t a l ...................... 8,126,525 1,799,608 10,373,991 7,111,035 27,411,159 17,251,912 10,159,247 Deposits secured by pledged assets..................................... Borrowings secured by pledged assets................................. Other liabilities secured by pledged assets........................ Deposits preferred under provisions of law b u t not secured by pledge of assets................................................................ 7,216,897 195,000 16 1,799,301 10,257,398 2,350 7 6,996,731 10,744 52 26,270,327 208,094 75 17,173,933 77,969 10 9,096,394 130,125 65 714,612 307 114,236 103,508 932,663 P le d g e d a s s e ts (a n d s e c u ritie s lo a n e d ) —T o t a l ............... United States Government obligations, direct and guar anteed pledged to secure liab ilities.............. .................... Other assets pledged to secure liabilities............................ Assets pledged to qualify for exercise of fiduciary or cor porate powers, and for purposes other than to secure liabilities................................................................................ Securities loaned...................................................................... Country member banks A ll m em ber banks All national member banks All State member banks 932,663 STATE MEMBER B A N K S-A SSE T S A N D LIABILITIES O N DECEMBER 31, 1945, BY FEDERAL RESERVE DISTRICTS [Ammints in thousands of dollars] Federal Reserve district T o ta l j Boston New York Phila delphia Cleve land Rich mond A tlanta Chicago A SSE T S 5,854,110 ]1,575,744 57,871,306 1,406,305 ]19,353,170 11,833,669 ■ 8,849,984 272,102 5 ,203,331 334,920 772,966 3 58,719 27,080,709 l,0 8 6,780 13,358,501 :1 ,376,998 :2 ,827,385 :1,161,191 410 1,149 379 3,141 271 7,959 22,883 86,408 29,740 374,535 10,144 916,695 28,474 137,701 80,377 336,580 31,553 866,637 4,067 28,501 11,255 77,082 5,455 149,322 4,620,931 472,281 859,802 488,505 R eserv es, c a s h , a n d b a n k b a la n c e s ............................................................................................. 9,731,495 298,196 261,639 491,238 265,568 162,654 2,748,793 5,400,243 Reserve with Federal Reserve B an k s ............................................................................................. 32,424 67,071 26,790 141,347 28,172 444,915 Demand balances with banks in United States (except private banks and American 118,877 179,696 91,581 216,104 1,662,367 66,436 856 943 2,751 2,720 1,140 12,193 41 154 5 7,751 9,172 344 74 , 6 6 8 120,700 85,586 2,202,305 39,450 1,504,216 97 f\ 276 Zi U 18,617 30,825 21,410 151,367 16,268 294,630 274 1,058 2,198 469 2,432 9,257 1 , 967 1,938 4,819 4,883 18,355 2,677 Investm ents and other assets indirectly representing bank premises or other real e sta te ----2 Z 567 70 21,323 23,725 672 3 ,116 8,888 56,020 4,538 3,238 92,202 2,526 3,693 3,327 16,371 42,451 1,236 St. Louis San Minne Kansas Dallas City apolis Francisco 621,260-4,195,554 1,450,375 279,969 638,728 333,967 2,328,455 O/CA 4^ AZ , V C\Q i/io , ooU J^7 311 ^0 / , O 1*T 680,299 o^)Z 14z z()U 157,067 A AO A2*l 217*173 11 , 72 V, OZo / Os} 411,572 3 ,1 4 5,159 1,040,392 223,393 44o,061 1 on 1zV 170 241 529 1,137 387 49,019 37,789 18,098 6,966 38,1.05 197,770 45,238 0244 , 03H7 U/ 1,723 7,515 3,063 165,418 35,056 4 ,870 4,271 653 1,716 392 8,033 5,771 2,126 241,037 1,103,894 449,340 97,742 290,742 184,798 624,227 98,156 12,186 580,042 71,503 221,236 19,003 41,911 4,671 121,045 6,489 65,851 8,525 312,110 26,734 106,441 408 5 23,841 349,789 931 304 101,325 131,812 45,431 887 103,578 103,778 311 148,844 126 77,053 5,895 250 20,807 132 1,776 318 7.397 4,053 8,181 2,005 43 1,205 3,343 110 ZCi 4,841 59,313 6,538 1U4, / / 4 1,328 14 3,032 7 19: 2,028 87 14,872 1, UzU loo 7 17 olo 1 48 2,008 2,408 OftQ I1, U 07 f. 7/C 0/0 6 1 286 165 1,125 OO 1 169 649 12/C QQ1 02 , oyi 48,083,697 1,729,061 24,226,773 2,342,643 4,760,018 2,091,316 873,033 5,333,931 1,914,365 379,505 934,779 521,329 2,976,944 L IA B IL IT IE S 1,946,445 36,721,929 1,198,393 20,034,638 1,852,892 3,050,348 1,571,229 698,547 3,329,885 1,518,524 257,327 810,782 452,919 7 1A 401 312 312 22,077,367 806,970 11,315,460 1,290,827 2 ,0 1 7 ,6 1 6 926,640 419,118 2,20 0 ,841 840,280 179,926 420,956 0 4 0 ,4z l 1 ’347^ 916 8,123,830 279,117 4,7 7 9 ,6 3 1 422,665 730,183 301,329 124,085 679,918 296,191 34,345 82,447 46,003 un ite a oiatcs vjrovernmeni. vvd,i iuclh diiu ocuca u v u u o v w u u to . ...................................... 6,890 389 174 561 2,680 1, 765 2,608 8,156 2,491 2,271 11,694 2,600 42,279 - - arn 28,353 , zM) 56.404 23,148 47,029 157,003 90,019 55,161 88,579 34,927 378,699 54,332 1,068,904 176 033 16.764 242,485 26,504 320,795 237.413 228,435 93,136 169,444 76,579 27,379 2,1 3 3 ,9 5 5 3,748,922 17,033 243 364 4 1,480 1,1 01 50 332 877 6 616,380 1,433 639,303 31,011 5,006 7,565 2,966 50,929 10,984 4,389 16,318 41,378 798,819 25,397 26,562 Certified and officers' checks, cash letters of credit and travelers checks, e tc .......... 1,021,324 914,434 8,008,558 402,779 2,251,967 299,990 1,336,865 397,559 129,785 1,749,163 294,230 104,328 80,613 46,845 nm UZ}nic /Zo 45,008 y 103,379 80,172 1 ,7 3 3 ,369 290,870 125,360 391,108 1,299,087 292,018 7,870,856 401,556 2,206,001 4 8 38 63 1,880 548 2,667 2,533 166 722 855 11,014 20,498 6 6 30 18 61 28 35 189 1 37 80 26 523 8 ,1 2 1 1,517 136 856 1,447 14,210 931 3 ; 021 36,134 7,168 20,346 94,125 238 3,375 306 260 15 975 799 862 1,289 45 2,780 50 10,756 11.800 11,800 44,730,487 1,601,172 22,286,605 2,152,882 4,387,213 1,968,788 828,332 5,079,048 1,812,754 361,655 891,395 499,764 2,860,879 Bills payable, rediscounts, and other liabilities for borrowed money..................................... lia b ilitie s 27,604 130,125 28,082 19,043 14,766 136,662 52,255 709 739 991 7,375 1,018 27,604 125,650 25,500 12,559 6,109 79,345 35,890 450 35 1,107 659 6,356 851 2,250 70 1,449 1,642 15,250 6,981 475 516 433 1,002 5,240 908 43 530 503 1,691 389 320 687 1,479 9,072 1,575 1,300 48 575 764 3, 610 1,548 27 43 222 33 102 64 930 77 128 27 474 71 841 707 .483 7,097 2,914 1 1,977,362 831,488 5,092,181 1,820,599i 361,980 892,568 500,464 2,873,921 .................................................................. 45 139,024 1,612,004 22,599,262 2,162,340 4,414,855 —= ----- =====. "= ----- = = = = = -=■ " C A PITA L ACCOUNTS 45,997 16,785 9,433 43,238! 7,156 15,159' 81,310i 38,421 92,965 55,390i 493,144 938,025 39,027 37,649 7,669 13,953 30,235 • 5,941 88,135 50,982: 17,610 1 88,965i 197,080i 790,926> 1,375,405i 4 6 ,2 5 t> 17,819 3,215 3,633 9,787 16,137 38,243 i 6,637 16,972 ! 28.056i 25,517 243,977 1 7 ,43CI 427,423; 1,558 548 1,68 6 795 4,1.52! 34,062 ! 2,135 > 7,575 ' 27,062 ! 10,431 99,464t 203,82(1> 14,344r 2,944,673; 117,057? 1,627,511[ 180,303I 345,163\ 113,954[ 41,54=> 241,75€) 93,76(> 17,525» 42,211 20,865» 103,023 48,083,697r 1,729,061L24,226,772\ 2,342,643; 4,760,01*! 2,091,31(> 873,032* 5,333,931L1,914,36'> 379,505> 934,775»521,329»2,976,944 1 7 2 ,71C) 565,444t 2 9 6 ,60C) 1,344,963 N et demand deposits subject to reserve (see page 18) .............................................................. 24,734,75(1* 813,782 ! 13,534,68/ J 1 ,2 5 3 ,06C) 2 ,0 1 9 ,76S>1,076,35= > 4 4 4 ,18() 2,199,73*5 1,013,46*i ) 201,195* 425,612! 373,242! 1,293,795 deposits adjusted (see footnote on page 1) .......................................................... . . . . . 21,965,29() 848,41-4t 10,988,762 ! 1,265,56=5 2,026,872 ; 958,30? ) 454,82' J 2,307,44?5 8 2 1 ,24f 81 11 *5 11 *5 171L 1 1 '1 44(j 5iJ 13^5 232! 8 (> 26,'5 4-i 1,867 1 FEDERAL RESERVE SYSTEM BOUNDARIES OF FEDERA L R E SE R V E DISTRICTS AND THEIR BRANCH T ERRITO RIES f S„'Utle r tf arid j\\ \ MINNEAPOLIS i (St jSait L-ake CHICAGOj City 'Wsco Leos^°n fcLEV E U A N p Denver KANSAS CITYi <£> Louisville / ST. LOUIS ^ r \o h m o n 6 3) Charlotte Ath '9*les Oklahoma City Memphisli ALittle Rock J I i i. ll!®™-8" at I a n t a ^ DALLAS® Paso Houston BOUNDARIES OF FE DERA L R E SE R V E DISTRICTS ------- BOUNDARIES OF FE DERA L R E SE R V E BRANCH T E RRITO RIE S ★ BOARD OF GOVERNORS OF THE F E D E R A L R E SE R V E SY STE M ® FE D E R A L R E S E R V E BANK C IT IE S • FE D E R A L R E SE R V E BRANCH C ITIES y ..--’ O C T O B E R I. 19 4 5 BOAR*. O F GO VERNO RS O F THE F E D E R A L R E S E R V E SY S T E M I
@FedFRASER