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Member Bank Call Report No. 78 Condition of Member Banks December 31, 1938 BOARD OF GOVERNORS of the FEDERAL RESERVE SYSTEM WASHINGTON T h e MEMBER BANK CALL REPORT is published following each official call upon member banks of the Federal Reserve System for statements of their condition. It contains tables showing assets and liabilities and a classification of loans, in vestments, and deposits for all member banks (national and State) in the country as a whole, by Federal Reserve districts and by classes of banks. Tables are also given, by reserve cities and States, showing assets and liabilities and a classification of deposits for all member banks. The figures shown for central reserve city banks are exclu sive of assets and liabilities of any member banks located in outlying sections of such cities which have been granted per mission to carry either the same reserves as are required to be maintained by reserve city banks or the same reserves as are required to be carried by country banks. The figures shown for reserve city banks are exclusive of assets and liabilities of any member banks located in outlying sections of such cities which have been granted permission to carry the same reserves as are required to be carried by country banks. In the tabulations presented herewith the figures for all domestic branches are consolidated with those of their head offices. Consequently, the figures for some reserve cities as shown in the Call Report include assets and liabilities of many branches located outside of such cities. All figures included in this report relating to the condition of national banks were furnished by the Comptroller of the Currency. The abstract of condition reports of national banks issued by the Comptroller gives detailed statistical data regard ing the condition of national banks. MEMBER BANK CALL REPORT CONDITION OF MEMBER BANKS ON DECEMBER 31, 1938, COMPARED W ITH SEPTEMBER 28, 1938 AND DECEMBER 31, 1937 [In thousands of dollars] Condition on— D e c . 31, 1938 ASSETS L o a n s ( in c lu d in g o v e r d r a ft s ) 1__________________________________________________ U n it e d S ta te s G o v e r n m e n t d ir e c t o b l i g a t i o n s _______________________________ O b lig a t io n s g u a r a n t e e d b y U n it e d S ta te s G o v e r n m e n t ____________________ O b lig a t io n s o f G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s , n o t g u a r a n te e d b y U n it e d S ta te s i ______________________________________________________________ O b lig a t io n s o f S ta tes a n d p o lit ic a l s u b d i v is i o n s _____________________________ O t h e r b o n d s , n o t e s , a n d d e b e n t u r e s 1_________________________________________ C o r p o r a t e s t o c k s (i n c l u d i n g F e d e r a l R e s e r v e b a n k s t o c k ) 1_______________ T o ta l lo a n s a n d in v e s tm e n t s 1___________________________________________________ R e s e r v e w it h F e d e r a l R e s e r v e b a n k s _________________________________________ C a s h in v a u l t _____________________________________________________________________ D e m a n d b a la n c e s w it h b a n k s in U n it e d S ta tes (e x c e p t p r iv a t e b a n k s a n d A m e r ic a n b r a n c h e s o f fo r e ig n b a n k s ) __________________________________ O th e r b a la n c e s w it h b a n k s in U n it e d S ta te s _________________________________ B a la n c e s wTit h b a n k s in fo r e ig n c o u n tr ie s _____________________________________ D u e fr o m o w n fo r e ig n b r a n c h e s ________________________________________________ C a s h ite m s in p r o c e s s o f c o l le c t io n _____________________________________________ B a n k p r e m is e s o w n e d a n d fu r n it u r e a n d fix tu r e s ___________________________ O t h e r rea l e s ta te o w n e d _________________________________________________________ I n v e s t m e n t s a n d o t h e r assets in d ir e c t l y re p r e s e n tin g b a n k p r e m is e s or o th e r rea l e sta te 1______________________________________________________________ C u s t o m e r s ’ l i a b i li t y o n a c c e p t a n c e s ___________________________________________ I n c o m e a c c r u e d b u t n o t y e t c o l le c t e d _________________________________________ O th e r a sse ts_______________________________________________________________________ D e c . 31. 1937 S e p t. 28, 1938 D e c . 31, 1937 13, 207, 760 10, 882, 288 2, 340, 243 12, 937, 437 10, 712, 818 2, 298, 477 13, 957, 823 10, 574,143 1, 797, 407 330, 879 2, 447, 792 2, 401, 538 459, 990 276, 671 2, 317, 492 2, 545, 618 538, 376 280, 280 2, 046, 611 2, 566, 080 529,411 32, 070, 490 31, 626, 889 31, 751, 755 i +443, 601 i +318, 735 8, 694, 388 745, 650 8, 192, 978 774, 887 7, 005, 209 589, 457 + 5 0 1 , 410 - 2 9 , 237 + 1 , 689,179 + 1 5 6 ,1 9 3 4, 119, 119, 50, 4, 1, 758, 945, 325, 3, 817, 382 119, 644 73, 374 1, 261 1,460, 367 968, 380 335, 567 3, 319, 94, 69, 3, 2, 259, 971, 342, 785 605 723 578 351 465 694 + 3 0 2 , 313 +180 - 22, 821 + 2 , 935 + 2 9 8 , 342 - 2 3 , 343 - 9 , 933 + 7 9 9 , 910 + 2 5 , 219 - 1 9 ,1 7 0 +618 - 5 0 0 , 642 -2 6 ,4 2 8 - 1 7 ,0 6 0 0) 154, 504 0) + 7 , 757 (0 - 3 3 , 782 695 824 553 196 709 037 634 144, 508 120, 722 1 00,638\ 129, 791/ 49, 329, 835 T o ta l a s s e t s ________________________________________________________________ S e p t. 28, 1938 Change since— 0) 112, 965 207, 832 2 47, 691,526 2 i + 2 7 0 , 323 + 1 6 9 , 470 + 4 1 , 766 i - 7 5 0 , 063 + 3 0 8 ,1 4 5 + 5 4 2 ,8 3 6 i +54, +130, i -1 4 4 , i -7 8 , i + 5 0 , 599 + 4 0 1 ,1 8 1 i - 1 6 4 , 542 i - 6 9 , 421 208 300 080 386 182,160 + 2 2 , 597 + 4 8 , 269 46, 744, 286 +1, 638, 309 +2,585,549 +1, 544, 491 +2,535, 771 L IA B IL IT IE S D e m a n d d e p o s its — T o t a l ______________________________________ __________________ I n d i v i d u a l s , p a r tn e r s h ip s , a n d c o r p o r a t i o n s ____________________________ U n it e d S ta te s G o v e r n m e n t ________________________________________________ S ta te s a n d p o lit ic a l s u b d i v i s i o n s __________________________________________ B a n k s in U n it e d S ta te s _____________________________________________________ B a n k s in fo r e ig n c o u n t r ie s _________________________________________________ C e r t ifie d a n d o ffic e r s ’ c h e c k s , ca sh le tte r s o f c r e d it a n d tr a v e le r s ’ c h e c k s , e t c --------------------------------------------------------------------------------------------------T im e d e p o s its — T o t a l ____________________________________________________________ I n d i v i d u a l s , p a r tn e r s h ip s , a n d c o r p o r a t io n s : S a v in g s d e p o s i t s ________________________________________________________ C e r tific a te s o f d e p o s i t __________________________________________________ C h r is tm a s s a v in g s a n d sim ila r a c c o u n t s ____________________________ O p e n a c c o u n t s __________________________________________________________ P o s t a l s a v in g s 3______________________________________________________________ S ta te s a n d p o lit ic a l s u b d i v i s i o n s __________________________________________ B a n k s in U n it e d S ta te s ____________________________________________________ B a n k s in fo r e ig n c o u n t r ie s _______________________ ,_________________________ T o ta l d e p o s it s _____________________________________________________________________ D u e t o o w n fo r e ig n b r a n c h e s ___________________________________________________ B ills p a y a b le , r e d is c o u n t s , a n d o th e r lia b ilitie s fo r b o r r o w e d m o n e y _____ A c c e p t a n c e s o u t s t a n d i n g ________________________________________________________ D i v i d e n d s d e c la r e d b u t n o t y e t p a y a b le 4_ . _________________________________ I n c o m e c o lle c t e d b u t n o t y e t e a r n e d __________________________________________ E x p e n s e s a c c r u e d a n d u n p a i d __________________________________________________ O th e r lia b ilit ie s ___________________________________________________________________ 31, 852, 795 30, 308, 304 29, 317, 024 21,1 19 ,18 8 789, 816 2, 385, 689 6, 510, 303 500, 641 20, 438, 710 707, 267 2, 079, 830 6 ,0 8 8 ,0 9 3 456, 517 19, 747, 450 781,034 2,131, 984 5, 436, 442 452, 772 478 549 859 210 124 + 1 , 371, + 8, +253, + 1 ,0 7 3 , +47, 738 782 705 861 869 547, 158 537, 887 767, 342 + 9 , 271 11, 510, 343 11, 462, 315 11, 521, 632 +48, 028 -11,289 9, 556, 698 702, 077 20, 971 566,116 61, 288 461, 512 131, 637 10, 044 9, 398, 613 724, 377 121, 292 544, 378 69, 605 464, 427 130,009 9, 614 126 327 761 832 653 721 641 571 + 158, 085 - 2 2 , 300 - 1 0 0 , 321 + 2 1 , 738 -8 ,3 1 7 -2 ,9 1 5 + 1 ,6 2 8 +430 + 9 5 , 572 - 3 8 , 250 - 7 , 790 - 9, 716 - 3 3 , 365 - 2 0 , 209 + 2 , 996 -5 2 7 43, 363,138 41, 770, 619 40, 838, 656 +1, 592, 519 +2, 524, 482 117, 432 14, 001 121,414 35, 817 117,510 14, 621 173,611 43, 423 + 2 5 , 993 - 7 , 792 + 17, 323 4 - 3,153 + 2 5 , 915 -8 ,4 1 2 - 3 4 , 874 4 - 1 0 , 759 222, 359 185, 290 -9 4 4 + 3 6 ,1 2 5 41,373, 111 +1,623,946 +2,532,477 2, 430, 606 2,010, 421 602, 430 311,355 16, 363 - 2 2 , 530 + 3 5 , 882 4 - 9 , 995 -9 ,0 5 0 4 + 2 0 ,0 5 6 - 2 7 ,5 0 8 + 7 2 , 305 4 + 3 3 ,1 1 8 - 4 6 ,0 1 0 4 + 2 1 ,1 6 7 143, 425 6, 209 138, 737 32, 664 43, 649) 69, 683 }• 108, 083 ] 43,905,588 T o ta l lia b ilit ie s ____________________________________________________________ +680, +82, +305, +422, +44, 2 42,281,642 9, 461, 740, 28, 575, 94, 481, 128, 10, 2 -2 2 0 ,1 8 4 C A P IT A L A C C O U N T S C a p it a l (see p a g e 3 ) ______________________________________________________________ S u r p lu s ____________________________________________________________________________ U n d i v i d e d p r o fits 4______________________________________________________________ R e s e r v e s fo r c o n t in g e n c ie s ______________________________________________________ O th e r c a p it a l a c c o u n ts 4_________________________________________________________ 2, 425, 628 2, 046,844 645, 543 274, 395 17, 474 2, 403,098 2,082, 726 635, 548 265, 345 37, 530 T o ta l capital a c c o u n t s 4___________________________________________________ 5, 424,247 T otal lia b ilitie s a n d ca pital a c c o u n t s ___________________________________ 49,329, 835 N e t d e m a n d d e p o s it s s u b je c t t o re s e r v e (see p a g e 19)____________________ D e m a n d d e p o s it s — a d ju s t e d 5__________________________________________________ N u m b e r o f b a n k s ________________________________________________________________ 25, 982, 672 22, 293, 326 6, 338 5, 409, 884 2 47, 691, 526 25, 038, 348 2 1,5 96 ,06 0 6, 341 2 5,371,175 4+14,363 4 +53, 072 46, 744, 286 +1, 638, 309 +2,585, 549 23, 740, 652 20, 387, 425 6, 341 + 9 4 4 , 324 + 6 9 7 , 266 -3 + 2 , 242, 020 + 1 , 905, 901 -3 1 F ig u r e s o f lo a n s a n d in v e s t m e n t s b e g in n in g D e c e m b e r 31, 1938 a re n o t e n t ir e ly c o m p a r a b le w it h p r io r ca ll d a te s b e c a u s e in v e s t m e n t s a n d o t h e r a ssets ( p r i n c i p a ll y lo a n s ) i n d ir e c t l y re p r e s e n tin g b a n k p r e m is e s a n d o t h e r rea l e sta te a re n o w r e p o r t e d s e p a r a t e ly . S u c h in v e s t m e n t s a n d o t h e r a ssets a m o u n t e d t o $94,569,000 a n d $49,939,000, r e s p e c t iv e ly , o n D e c e m b e r 31, 1938. F e d e r a l H o m e L o a n b a n k d e b e n t u r e s , n o w r e p o r t e d as “ O b lig a t io n s o f G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s , n o t g u a r a n t e e d b y U n it e d S t a te s ,” w e re h e r e to fo r e in c lu d e d in “ O t h e r b o n d s , n o te s , a n d d e b e n t u r e s .” 2 R e v is e d t o e x c lu d e a c c e p t a n c e s o f o t h e r b a n k s a n d b ills s o ld w it h e n d o r s e m e n t , n o w r e p o r t e d as c o n t in g e n t lia b ilit ie s . 3 I n c lu d e s U n it e d S ta te s T r e a s u r e r ’ s t im e d e p o s it s , o p e n a c c o u n t. 4 R e s e r v e s fo r d i v id e n d s p a y a b le in c o m m o n s t o c k , $5,544,000 o n D e c e m b e r 31, 1938, w e r e fo r m e r ly p u b l is h e d as p a r t o f u n d iv id e d p r o fit s . R e se r v e s fo r u n d e c la r e d ca sh d i v id e n d s o n c a p it a l s t o c k a n d fo r a c c r u e d in te r e s t o n c a p it a l n o t e s a n d d e b e n t u r e s , $10,691,000 o n D e c e m b e r 31, 1938, w e r e f o r m e r ly r e p o r t e d in c o m b in a t i o n w it h d iv id e n d s d e c la r e d b u t n o t y e t p a y a b le . B e g in n in g D e c e m b e r 31, 1938 t h e se t w o re s e rv e s are in c lu d e d in “ O t h e r c a p it a l a c c o u n t s .” 5 D e m a n d d e p o s it s o t h e r t h a n in t e r b a n k a n d U n it e d S ta te s G o v e r n m e n t , less ca sh it e m s r e p o r t e d as in p r o c e s s o f c o lle c t io n . (i) 2 ALL MEMBER BANKS— CONDITION ON SELECTED CALL DATES, DECEMBER 30, 1933, TO DECEMBER 31, 1938 [Amounts in thousands of dollars] 1933 D e c . 30 1938 D e c . 31 1934 D e c . 31 1935 D e c . 31 1936 D e c . 31 1937 D e c . 31 1938 S e p t. 28 12, 028,103 9, 905, 692 1 2,175,102 10, 500, 527 1, 767, 864 13, 359,853 11, 639, 486 1, 905, 718 13, 957, 823 10, 574,143 1, 797, 407 12, 937, 437 10, 712, 818 2, 298, 477 13, 207, 760 10,882, 288 2, 340, 243 990 515 404 472 295, 628 2, 226,412 3 ,0 3 1,0 28 541, 559 280, 280 2, 046, 611 2, 566,080 529, 411 276, 671 2, 317, 492 2, 545, 618 538, 376 330, 879 2, 447, 792 2,401, 538 459,990 28,150,278 29,984, 874 32,999, 684 31, 751, 755 31, 626, 889 32,070, 490 4,081, 565 608, 602 5, 573, 212 664, 778 6, 571, 694 697, 380 7,005, 209 589, 457 8 ,1 9 2 ,9 7 8 774, 887 8, 694, 388 745, 650 3, 035, 834 e 113,139 184, 515 92, 536 - 1, 903, 307 1, 001, 087 313, 556 3, 621,009 154, 870 50, 788 5, 572 2, 254, 755 991, 684 366, 979 3, 918, 147, 55, 14, 2, 533, 981, 367, 3 ,319, 94, 69, 3, 2, 259, 971, 342, 3, 817, 382 119, 644 73, 374 1,261 1, 460, 367 968, 380 335, 567 4,119, 695 119, 824 50, 553 4,196 1, 758, 709 945, 037 325, 634 ASSETS L o a n s (i n c l u d i n g o v e r d r a ft s ) i _______________________________ 12. 833, 483 7, 254, 234 U n it e d S ta te s G o v e r n m e n t d ir e c t o b li g a t io n s ____________ O b lig a t io n s g u a r a n t e e d b y U n it e d S ta te s G o v e r n m e n t — O b lig a t io n s o f G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s , n o t g u a r a n t e e d b y U n it e d S ta te s i ________________________ O b lig a t io n s o f S ta te s a n d p o l it i c a l s u b d i v is i o n s __________ 1, 788, 686 2, 747,199 O t h e r b o n d s , n o t e s , a n d d e b e n t u r e s i _______________________ C o r p o r a t e s t o c k s (i n c l u d i n g F e d e r a l R e s e r v e b a n k s t o c k ) 596,041 25,219, 643 T o ta l lo a n s a n d in v e s tm e n t s i ________________________________ 2, 677, 693 R e s e r v e w it h F e d e r a l R e s e r v e b a n k s _______________________ 471, 006 C a s h in v a u l t ___________________________________________________ D e m a n d b a la n c e s w it h b a n k s in U n it e d S ta te s (e x c e p t 1, 969,141 p r iv a t e b a n k s a n d A m e r ic a n b r a n c h e s o f fo r e ig n b a n k s ) _ O th e r b a la n c e s w it h b a n k s in U n it e d S t a te s ________ _____ 6 61, 868 158, 683 B a la n c e s w it h b a n k s in fo r e ig n c o u n t r ie s __________________ 143, 816 D u e fr o m o w n fo r e ig n b r a n c h e s _____________________________ 7 1,132, 338 C a s h it e m s in p r o c e s s o f c o l le c t io n __________________________ 981, 206 Bank premises owned and furniture and fixtures_______ 274, 966 O t h e r rea l e sta te o w n e d _______________________________________ I n v e s t m e n t s a n d o t h e r a ssets in d ir e c t l y r e p r e s e n tin g rea l e s t a t e 1_________________________________________________________ 459, 264 C u s t o m e r s ’ l i a b i li t y o n a c c e p t a n c e s _________________________ I n c o m e a c c r u e d b u t n o t y e t c o l le c t e d _______________________ 280, 353 Other assets____________________________________ 364, 1,964, 2, 380, 517, _____ 2 33, 829, Total assets 452 736 764 323 272, 2,177, 2, 581, 509, 620 837 480 209 275 975 486 785 605 723 578 351 465 694 241, 951 179, 071 179,414 154,504 112, 965 349, 060 263, 306 240, 701 182,160 207, 832 977 2 40, 075, 430 44,110,! 2 48, ‘ 707, 755 2 46, 744,286 247,691,526 144,508 120,722 100, 638 129, 791 49,329, 835 LIABILITIES D e m a n d d e p o s its — T o t a l ______________________________________ I n d i v i d u a l s , p a r tn e r s h ip s , a n d c o r p o r a t i o n s __________ U n it e d S ta te s G o v e r n m e n t ______________________________ S ta te s a n d p o lit ic a l s u b d i v is i o n s __________________ _____ B a n k s in U n it e d S t a te s __________________________________ B a n k s in fo r e ig n c o u n t r ie s _______________________________ C e r t ifie d a n d o ffic e r s ’ c h e c k s , ca sh le tte r s o f c r e d it a n d t r a v e le r s ’ c h e c k s , e t c ---------------------------------------------T i m e d e p o s its — T o t a l __________________________________________ I n d i v i d u a l s , p a r tn e r s h ip s , a n d c o r p o r a t io n s : S a v in g s d e p o s i t s ______________________________________ C e r tific a te s o f d e p o s i t ___________________________ C h r is t m a s s a v in g s a n d s im ila r a c c o u n t s __________ O p e n a c c o u n t s ________________________________________ P o s t a l s a v in g s _____________________________________________ S ta te s a n d p o l it i c a l s u b d i v is i o n s -----------------------------------B a n k s in U n it e d S t a te s __________________________________ B a n k s in fo r e ig n c o u n t r ie s _______________________________ T o ta l d e p o s it s ___________________________________________________ D u e t o o w n fo r e ig n b r a n c h e s ___________________________ _____ B ills p a y a b le , r e d is c o u n t s , a n d o t h e r lia b ilit ie s for b o r r o w e d m o n e y _________________________________________________ A c c e p t a n c e s o u t s t a n d i n g ______________________________________ D i v i d e n d s d e c la r e d b u t n o t y e t p a y a b le 4--------------------------I n c o m e c o lle c t e d b u t n o t y e t e a r n e d ________________________ E x p e n s e s a c c r u e d a n d u n p a i d —__________ ___________________ O th e r lia b ilit ie s ________________________________________________ T o ta l l i a b i li t ie s __________________________________________ 18,041, 733 23, 940, 477 28, 040,086 31, 896,215 29, 317, 024 30, 308,304 31,852, 735 12,108, 621 967,167 1, 319, 689 3,138, 755 129, 248 14, 1, 1, 4, 18, 035, 844, 2,139, 5, 695, 443, 20, 970, 304 881, 961 2, 329,180 6, 401, 831 431, 808 19, 747, 450 781,034 2 ,131, 984 5, 436, 442 452, 772 20, 438, 707, 2,079, 6, 088, 456, 21,119,188 789, 816 2, 385, 689 6, 510, 303 500, 641 951,169 635, 516 799, 435 569, 264 146, 838 082 041 464 795 998 710 267 830 093 517 378, 253 838, 255 881, 706 881,131 767, 342 537, 887 547,158 9,125,241 9, 907, 928 10, 414, 097 10,989, 111 11, 521, 632 11, 462,315 11, 510, 343 6,428, 536 900, 043 18,061 s 610, 402 778, 205 300, 559 82, 793 6, 642 7, 599, 881, 19, 520, 451, 294, 133, 7, 126 327 761 832 653 721 641 571 9, 398, 613 724, 377 121, 292 544, 378 69, 605 464, 427 130,009 9,614 9, 556, 698 702,077 20.971 566,116 3 61, 288 461,512 131, 637 10,044 27,166, 974 028 978 347 089 988 452 552 494 33, 848, 405 13, 748 19,128 262, 767 40, 312 155, 009 491, 694 f 1,040,190 28, 867, 615 9, 461, 740, 28, 575, 94, 481, 128, 10, 860 901 503 372 564 346 775 776 8, 991, 216 765, 315 25, 319 647, 498 104, 369 296, 229 153,372 5, 793 38, 454,183 42, 885,326 40, 838, 656 41, 770, 619 43, 363,138 51,379 63, 968 117, 510 117, 432 143, 425 14,199 197, 571 41,019 17,135 201, 487 45, 431 14, 621 173,611 43, 423 14,001 121,414 35, 817 207, 375 219, 229 185, 290 222, 359 6,209 138, 737 32, 664 43, 649 69, 683 108,083 8, 293, 815, 21, 548, 217, 361, 150, 4, 5, 020, 935 238, 965, 726 243, 432, 576 241, 373, 111 242,281,642 43,905,5 CAPITAL ACCOUNTS 2, 415, 629 1, 749, 935 355, 386 441, 412 C a p it a l (see p a g e 3 ) ________ S u r p lu s _______________________ U n d iv i d e d p r o f i t s 4_________ R e s e r v e s fo r c o n t in g e n c ie s .. O t h e r c a p it a l a c c o u n t s 4___ Total capital accounts4---------------------Total liabilities and capital accounts^ N e t d e m a n d d e p o s it s s u b je c t t o r e s e r v e (see p a g e 1 9 ). D e m a n d d e p o s it s — a d ju s t e d 5-----------------------------------------N u m b e r o f b a n k s __________________________________________ r or louiiiuivb 1 to o* i. 4, 962,362 2, 664, 086 1, 661, 656 391,013 335, 218 2, 522 2, 633, 740 1, 710, 599 458, 292 336, 375 6,166 054, 495 5,145,172 i, 233,829, 977 240, 075, 430 244,110,8 14, 821,139 12, 674, 225 6,011 18, 850, 646 15, 685, 552 6, 442 22,169, 397 18, 801, 497 6, 387 2, 453, 840 1, 936, 370 560,324 309, 817 14, 828 2, 430, 2, 010, 602, 311, 16, 5,275,179 5, 371,175 5, 409, 884 5, 424,247 248, 707, 755 246, 744,286 47,691,526 49,329, 835 25,038, 348 21, 596,060 6, 341 25, 982, 672 22, 293, 326 6, 338 25, 449, 917 21,647, 340 6, 376 . 606 421 430 355 363 2, 425, 2,046, 645, 274, 17, 23, 740, 652 20, 387, 425 6, 341 , 2,403, 2, 082, 635, 265, 37, 628 844 543 395 474 i i. // i 098 726 548 345 530 6 B a la n c e s w it h p r iv a t e b a n k s a n d A m e r ic a n b r a n c h e s o f fo r e ig n b a n k s w e re n o t r e p o r t e d s e p a r a t e ly o n th e s e d a te s a n d are in c lu d e d in “ O th e r it s .” ^ I n c lu d e s s o m e ca sh it e m s n o t in p r o c e s s o f c o lle c t io n . s I n c l u d e s $27,288,000 r e p o r t e d s e p a r a t e ly as d e p o s its t h e p a y m e n t o f w h ic h w a s d e fe rre d b y a g r e e m e n t o r o th e r w is e . 3 ALL MEMBER BANKS— CLASSIFICATION OF LOANS, INVESTMENTS, REAL ESTATE, AND CAPITAL ON SELECTED CALL DATES, DECEMBER 30, 1933, TO DECEMBER 31, 1938 [In thousands of dollars] 1933 D e c . 30 1934 D e c . 31 1935 D e c . 31 L o a n s l— ‘T o t a l ___________________________________________________________________ 12, 833, 483 12, 028,103 12,175,102 C o m m e r c ia l a n d in d u s t r ia l lo a n s 2______________________________________ A g r ic u lt u r a l lo a n s 2________________________________________________________ 271, 131, 557 C o m m e r c ia l p a p e r b o u g h t in o p e n m a r k e t _____________________________ 36, 524 28, B ills , a c c e p ta n c e s , e t c ., p a y a b le in fo r e ig n c o u n tr ie s __________________ 181, 223, 361 A c c e p t a n c e s o f o th e r b a n k s , p a y a b le in U n it e d S ta te s _______________ 212, 637 169, R e p o r t in g b a n k s ’ o w n a c c e p t a n c e s ______________________________________ , 243, L o a n s t o b r o k e r s a n d d e a le rs in s e c u r itie s ______________________________ 1, 005, 693 5, 892, 3, 605, 685 O th e r lo a n s fo r p u r c h a s in g o r c a r r y in g s e c u ritie s 3_________________ 317, 853 251, R e a l e sta te lo a n s : O n fa r m l a n d __________________________________________ O n re s id e n tia l p r o p e r t y _____________________________ 12, 041, 442 !, 032, O n o th e r p r o p e r t ie s __________________________________ 155, 287, 003 97, L o a n s to b a n k s _____________________________________________________________ :, 999, 701, A l l o th e r lo a n s 4____________________________________________________________ 4, 967, 005 6, 4, 723 6, O v e r d r a f t s ________________________________ .*_________________________________ 500, 905, U n ite d S ta te s G o v e r n m e n t d ir e c t o b lig a t io n s — T o t a l ______________________ 7, 254, 234 ,030, 5 927,057 191, T r e a s u r y b i l l s ______________________________________________________________ 403, 1, 916, 299 , 217, T r e a s u r y n o t e s _____________________________________________________________ B o n d s m a tu r in g in 1939-1943 2___________________________________________ B o n d s m a tu r in g in 1944-1948 2___________________________________________ 905, 4,410,878 4, 658, 549 B o n d s m a tu r in g in 1949-1958 2___________________________________________ B o n d s m a tu r in g in 1959 or la te r 2________________________________________ 989,208 767, O b lig a t io n s g u a r a n t e e d b y U n ite d S ta te s G o v e r n m e n t — T o t a l ___________ (6) M a tu r in g in 1939-1943 2_______________________________________________ 241, 241, R e c o n s t r u c t io n F in a n c e C o r p o r a t i o n ___________________________________ (6) 505, , 090, H o m e O w n e r s ’ L o a n C o r p o r a t io n _______________________________________ 242, 435, F e d e r a l F a r m M o r t g a g e C o r p o r a t i o n ___________________________________ O th e r G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s _________________________ O b lig a t io n s o f G o v e r n m e n t c o r p o r a tio n s a n d a g e n c ie s , n ot g u a r a n te e d 364, 452 272,990 b y U n ite d S ta te s— T o t a l _____________________________________________________ ( 6) M a tu r in g in 1939-194.3 2_______________________________________________ 175, 161 136,015 F e d e r a l L a n d b a n k s _______________________________________________________ (6) 97, 829 117, r “ F e d e r a l I n t e r m e d ia te C r e d it b a n k s _____________________________________ (6) 8 111, 148 O th e r G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s _________________________ O b lig a t io n s o f S ta te s a n d p o litica l s u b d i v is i o n s 9— T o t a l __________________ 1, 788, 686 1, 964, 736 2,177, 515 I n d e f a u l t 2__________________________________________________________________ W i t h o u t s p e c ific m a t u r it y 2______________________________________________ M a t u r i n g in 1939-1943 2____________________________________________________ M a t u r i n g in 1944 o r la te r 2________________________________________________ O t h e r b o n d s , n o te s , a n d d e b e n t u r e s *— T o t a l ______________________________ 82, 747,199 2, 380, 764 2, 581, 404 In default 2______________________________________________________________ M a tu r in g in 1939-1943 2_______________________________________________ 719, 376 792, 983 821, 837 R a il r o a d s ____________________________________________________________________ 704, 698 714, 803 855, 647 P u b l ic u t il it i e s _____________________________________________________________ I n d u s tr ia ls 2________________________________________________________________] 872, 978 903, 920 O th e r d o m e s t ic c o r p o r a t io n s ____________________________________________ f fll, 323, 125 F o r e ig n — p u b l i c a n d p r i v a t e 11__________________________________________ j 596, 041 517, 323 509, 472 C orp ora te s t o c k s 1— T o t a l ______________________________________________________ 146, 553 130, 317 139, 829 F e d e r a l R e s e r v e b a n k _____________________________________________________ A ffilia te s o f r e p o r t in g b a n k s ____________________________________________ 1 O t h e r d o m e s t ic b a n k s ____________________________________________________( 456, 212 370, 770 O t h e r d o m e s t ic c o r p o r a t i o n s ____________________________________________ [ F o r e ig n c o r p o r a t io n s 11___________________________________________________ j B a n k p r e m is e s , fu r n itu r e & fix tu re s, a n d o th e r re a l e sta te — T o t a l ______ 1, 256,172 1, 314, 643 1, 358, 663 B a n k p r e m is e s _____________________________________________________________\ 981, 206 1, 001, 087 991,684 F u r n it u r e a n d fix tu r e s ___________________________________________________ j F a r m la n d (i n c l u d i n g im p r o v e m e n t s ) _________________________________ I 274, 966 313, 556 366, 979 R e s id e n t ia l p r o p e r t ie s _____________________________ ______________________ [> O t h e r rea l p r o p e r t ie s _____________________________________________________ J A s s e t s in d ir e c t ly r e p r e s e n tin g b a n k p r e m is e s o r o t h e r re a l e s ta te 1— T o t a l I n v e s t m e n t s 1_______________________________________________________________ O th e r a ssets 1________________________________________________________________ C a p ita ]: P a r o r fa ce v a l u e — t o t a l ____j ______________________________________________ 2, 417, 077 2, 668,169 2, 642,146 103, 610 120, 465 115, 100 C a p it a l n o te s a n d d e b e n t u r e s _______________________________________ 564, 383 530, 628 159, 025 F ir s t p r e fe r r e d s t o c k __________________________________________________ 22, 946 29, 180 5, 750 S e c o n d p r e fe rr e d s t o c k ________________________________________________ 2, 148, 692 1, 994, 130 1, 933, 483 C o m m o n s t o c k _____________________________________ ’ __________________ R e t i r a b l e v a lu e o f: F ir s t p r e fe r r e d s t o c k _______________________ ________ S e c o n d p r e fe r r e d s t o c k _____________________________ 171, 242 6, 000 543, 727 23, 697 578, 994 30, 554 1936 D e c . 31 1937 D e c . 31 1938 S e p t. 28 1938 D e c . 31 13, 359, 853 13, 957, 823 12,937, 437 13,207, 760 382,137 323, 742 18, 388 160, 525 131,131 1, 410, 608 2, 784, 736 258, 227 500, 363, 22, 125, 129, 950, :, 752, 264, 271, 474 13, 206 86, 972 111.918 712, 808 !, 589, 614 275, 220 2, 146, 305 !, 386, 034 85, 109 5, 651, 416 7, 529 126,038 i, 352, 936 11, 217 4, 732,173 716, 521 247, 829 9, 987 88, 048 94, 730 973, 351 774, 956 278,092 1, 720, 434 717, 390 124, 785 2, 721, 488 7, 976 11, 639, 486 712, 818 10, 882,288 1, 052, 517 4, 526, 645 285, 789 3, 388, 961 f 726,907 j 2 ,4 5 3,0 98 , 692, 735 ] 2,887, 835 (1 ,13 9 , 698 313, 458 , 706, 625 6,060, 324 1, 905, 718 407 , 298, 477 2,340,243 255, ., 143, 398, 425, , 292, 419, 160, 295, 628 7 280, 280 i 276, 671 184, 560 111,068 150,106 130, 174 ( 7) 126, 395 150, 276 (7) 210, 328 1, 238,002 457, 388 576 94' 168 786 963,157 426, 961 1, 323, 848 433, 588 155, 846 , 226, 412 2, 046, 611 2, 317, 492 , 031, 028 72, 566, 080 72, 545, 618 991, 934 1, 002, 085 885, 643 794, 471 826,415 772, 612 1, 037, 009 7 885, 966 7 946, 591 541, 559 529, 411 538, 376 130, 744 132, 637 134,120 410, 815 396, 774 404, 256 1, 349, 461 1, 314,159 1, 303, 947 981, 975 971, 465 968, 380 367, 486 342, 694 335, 567 2, 457, 606 2. 415, 007 2,408,291 2, 409, 770 74, 396, 27, 1,959, 432 130 579 465 52,006 342, 903 25, 239 1, 994, 859 48,144 317, 675 25,166 2,017, 306 438, 314 29, 421 391,809 29, 303 372, 940 29, 578 47, 314, 24, 2, 023, 369 626 473 302 378, 450 29, 762 1 S ee f o o t n o t e 1 o n p a g e 1. 2 N o t r e p o r t e d s e p a r a t e ly w h e r e n o fig u re s a re s h o w n . 3 F ig u r e s p r io r t o D e c e m b e r 31, 1938 r e p r e s e n t a ll lo a n s o n s e c u ritie s , re g a rd le ss o f p u r p o s e , e x c e p tin g o n l y lo a n s t o b a n k s a n d t o b r o k e r s a n d d e a le rs. 4 T h is is a r e s id u a l it e m a n d , b e c a u s e o f r e v is e d lo a n cla s s ific a t io n b e g in n in g D e c e m b e r 31, 1938, t h e re s id u a l a m o u n t s a re n o t c o m p a r a b le . E x c lu d e s a g r ic u lt u r a l lo a n s w h e r e s h o w n s e p a r a t e ly . 5 I n c lu d e s c e r t ific a t e s o f in d e b t e d n e s s . 6 O b lig a t io n s o f R e c o n s t r u c t io n F in a n c e C o r p o r a t io n e s t im a t e d as $125,000,000, a n d o b lig a t io n s o f F e d e r a l L a n d a n d I n t e r m e d i a t e C r e d i t b a n k s e s t im a t e d as $150,000,000, a re in c lu d e d in “ O th e r b o n d s , n o t e s , a n d d e b e n t u r e s .” 7 F e d e r a l H o m e L o a n b a n k d e b e n t u r e s a re in c lu d e d in “ O t h e r b o n d s , n o te s , a n d d e b e n t u r e s .” 8 H o m e O w n e r s ’ L o a n C o r p o r a t io n b o n d s g u a r a n t e e d as t o in te r e s t b u t n o t p r in c ip a l. 9 I n c lu d e s o b lig a t io n s o f t e r r it o r ia l a n d in s u la r p o s se ss io n s. 10 D o e s n o t in c lu d e r a ilr o a d o b lig a t io n s o t h e r t h a n b o n d s . 11 C o r p o r a t e s t o c k s o f fo r e ig n c o r p o r a t io n s w e r e r e p o r t e d in c o m b in a t i o n w it h fo r e ig n b o n d s , n o t e s , a n d d e b e n t u r e s p r io r t o D e c e m b e r 31, 1938. 4 ALL MEMBER BANKS— CONDITION ON DECEMBER 31, 1938, BY CLASSES OF BANKS [Amounts in thousands of dollars] A ll m em ber banks A ll n a t io n a l m em ber banks A l l S ta te m em ber banks C e n t r a l re s e r v e c i t y m em ber b a n k s1 N ew Y ork C h ic a g o R eserve city m em ber ban k s1 C o u n try m em ber ban k s1 ASSETS L o a n s (i n c l u d i n g o v e r d r a f t s ) --------------------------------------------------U n it e d S ta te s G o v e r n m e n t d ir e c t o b li g a t io n s ------------------O b lig a t io n s g u a r a n t e e d b y U n it e d S ta te s G o v e r n m e n t . __ O b lig a t io n s o f G o v e r n m e n t c o r p o r a t io n s a n d a g en cies , n o t g u a r a n t e e d b y U n it e d S t a te s __________________________ O b lig a t io n s o f S ta te s a n d p o l it i c a l s u b d i v is i o n s ___________ O t h e r b o n d s , n o t e s , a n d d e b e n t u r e s _________________________ C o r p o r a t e s t o c k s (i n c l u d i n g F e d e r a l R e s e r v e b a n k s t o c k ) . 13,2 07 ,76 0 10,882, 288 2, 340, 243 7 ,157, 338 1, 533,441 4, 738,379 3, 724, 950 806, 802 3, 262,309 2 ,9 6 2 ,9 7 1 894, 302 538, 602 1 ,0 0 4 ,9 3 7 108,909 4 ,9 6 2 ,9 0 6 4, 278,074 739, 905 330, 879 2, 447, 792 2,401, 538 459,990 227,185 1, 604, 446 1, 683, 698 227, 392 103,694 843, 346 717, 840 232, 598 121,082 517,209 404, 626 172,283 27,393 140, 748 118, 603 29, 709 100,174 807, 504 610, 753 154, 644 Total loans and investments-------------------------------------------- 32, 070, 490 20, 902, 881 11,167, 609 8, 334, 782 1, 968, 901 11, 653, 960 10,112, 847 R e s e r v e w it h F e d e r a l R e s e r v e b a n k s ----------------------------------C a s h in v a u l t -----------------------------------------------------------------------------D e m a n d b a la n c e s w it h b a n k s in U n it e d S ta te s (e x c e p t p r iv a t e b a n k s a n d A m e r ic a n b r a n c h e s o f fo r e ig n b a n k s ) _ O t h e r b a la n c e s w it h b a n k s in U n it e d S ta te s _______________ B a la n c e s w it h b a n k s in fo r e ig n c o u n t r ie s ----------------------------D u e fr o m o w n fo r e ig n b r a n c h e s ______________________________ C a s h ite m s in p r o c e s s o f c o l le c t io n ___________________________ B a n k p r e m is e s o w n e d a n d fu r n it u r e a n d fix tu r e s _________ O t h e r rea l e sta te o w n e d _______________________________________ I n v e s t m e n t s a n d o t h e r a ssets i n d ir e c t l y r e p r e s e n tin g rea l e s t a t e _____________________________________________________ C u s t o m e r s ’ li a b i li t y o n a c c e p t a n c e s -------------------------------------I n c o m e a c c r u e d b u t n o t y e t c o l le c t e d ----------------------------------O t h e r a s s e t s .------- ------------------------------------------------------------------------ 8, 694, 388 745, 650 4, 775, 236 551,158 3 ,9 1 9 ,1 5 2 194, 492 4,1 0 3, 767 68; 247 883, 775 34, 572 2, 354,176 320, 553 1, 352, 670 322, 278 4 ,119, 695 119, 824 50, 553 4 ,1 9 6 1, 758, 709 945,037 325, 634 3,144, 921 89, 775 29, 724 4,1 9 6 1,100, 827 615, 923 146, 780 974,774 30,049 20, 829 222, 527 12, 764 1,992 119,728 21,097 5, 502 1, 885, 687 54, 398 11, 289 4,0 0 4 786, 776 329, 265 118,816 1,904, 710 50, 886 3 ,196 657," 882 329,114 178, 854 106, 771 1,776 3 4.076 192 579, 743 213,474 33, 791 144, 508 120, 722 100,638 129, 791 69, 522 64, 394 60,424 48,166 74, 986 56, 328 40,214 81, 625 16, 906 89, 523 30, 896 43.076 985 2, 431 8, 391 6, 621 97, 551 27,147 41, 580 34,984 29,066 1,621 19.771 45,110 49,329, 835 31, 603, 927 17, 725, 908 13, 657, 020 3, 289, 286 17, 720,186 14, 663, 343 Demand deposits— T o t a l -------------------------------------------------------- 31, 852, 795 19,981, 091 11, 871, 704 11, 011, 639 2, 558, 360 11,196, 531 7, 086,265 I n d i v i d u a l s , p a r tn e r s h ip s , a n d c o r p o r a t i o n s __________ U n it e d S ta te s G o v e r n m e n t ______________________________ S ta te s a n d p o l it i c a l s u b d i v is i o n s -----------------------------------B a n k s in U n it e d S ta te s __________________________________ B a n k s in fo r e ig n c o u n t r ie s ----------------------------------------------C e r t ifie d a n d o ffic e r s ’ c h e c k s , ca s h le tte r s o f c r e d it a n d t r a v e le r s ’ c h e c k s , e t c ---------------------------------------------Time deposits— T o t a l --------------------------------------------------------------I n d i v i d u a l s , p a r t n e r s h ip s , a n d c o r p o r a t io n s : S a v in g s d e p o s i t s ______________________________________ C e r t ific a t e s o f d e p o s i t ________________________________ C h r is t m a s s a v in g s a n d s im ila r a c c o u n t s __________ O p e n a c c o u n t s ________________________________________ P o s t a l s a v in g s 2____________________________________________ S ta te s a n d p o l it i c a l s u b d i v is i o n s ________________________ B a n k s in U n it e d S ta te s ___________________ „ --------------------B a n k s in fo r e ig n c o u n t r ie s _______________________________ 2 1,1 19 ,18 8 789, 816 2, 385, 689 6, 510, 303 500, 641 12, 942, 704 530,183 1, 769, 791 4 ,167, 506 227,003 7, 273, 337 139, 413 280,100 2, 687, 377 436, 776 1, 596, 974 83, 419 181, 490 657,821 9, 493 Total deposits___________________________________________ D u e t o o w n fo r e ig n b r a n c h e s ------------------------------------ ------------B ills p a y a b le , r e d is c o u n t s , a n d o th e r lia b ilitie s fo r b o r r o w e d m o n e y . — --------------------------------------------------------------------A c c e p t a n c e s o u t s t a n d i n g _____________________________________ D i v i d e n d s d e c la r e d b u t n o t y e t p a y a b l e ----------------------------I n c o m e c o lle c t e d b u t n o t y e t e a r n e d ________________________ E x p e n s e s a c c r u e d a n d u n p a i d _______________________________ O th e r lia b ilit ie s _________________________________________________ Total assets.. 4, 443, 943 2, 636, 306 597,127 82, 982, 1, 267, 103, 230 331 556 354 272, 462 381, 201 167, 525 LIABILITIES Total liabilities_____________________ 8 ,176, 259, 615, 2, 342, 273, 484 633 898 797 638 7, 034, 424, 796, 2, 719, 52, 292 317 320 227 673 5, 214, 585 142, 667 1,127, 779 445, 878 1,699 153, 657 547,158 343, 904 203,254 194,636 29,163 169, 702 11, 510,343 8,014, 630 3, 495, 713 694,113 461,111 4, 632,174 5, 387, 611 28, 075 876 235, 366 404, 785 14, 718 143 32,1 15 36, 239 302 5, 644 9, 350 3,8 0 9, 606 183, 946 7, 541 232, 401 17, 284 268, 744 108, 252 4,400 4, 954, 696 475, 338 12,411 66, 234 44,004 147,179 ,019, 471 15,828, 705 12,809,210 9, 556, 698 702,077 20,971 566,116 61, 288 461, 512 131, 637 1 0,044 6, 676, 544, 14, 260, 51, 362, 97, 7, 722, 945 490 528 594 206 368 781 299 364 157,549 6, 377 305, 910 9, 920 98, 731 34,338 2, 680 43,363,138 27,995,721 15,367,417 11, 705, 752 143, 425 97, 829 45, 596 143, 425 6,2 0 9 138, 737 32, 664 4 3,649 69, 683 108,083 5,608 71, 775 18, 707 29, 288 40,877 23, 169 601 66,962 13, 957 14, 361 28, 806 84,9 14 104, 228 12, 654 8, 560 15, 864 73, 981 2, 666 800 1 ,486 7, 760 252 378 30,173 11, 839 21, 731 29, 506 20, 606 5, 831 1,670 7,371 11, 872 16, 553 13, 244 43, 905,588 28,282, 974 15, 622, 614 12, 064, 464 3,032, 435 15,942,938 12, 865, 751 CAPITAL ACCOUNTS C a p it a l (see p a g e 5 ) .........— S u r p lu s _______________________ U n d i v i d e d p r o fit s __________ R e s e r v e s fo r c o n t in g e n c ie s .. O t h e r c a p it a l a c c o u n t s _____ Total capital accounts_______________ Total liabilities and capital accounts. N e t d e m a n d d e p o s it s s u b je c t t o r e s e r v e (see p a g e 1 9 ). D e m a n d d e p o s it s — a d ju s t e d 3____________________________ N u m b e r o f b a n k s ------------------------------- -------------------------------- 796, 643, 219, 105, 11, 931, 768 558, 954 217,354 67, 373 22,143 1, 566, 1,146, 419, 158, 29, 847 800 426 318 562 836, 251 935, 926 216,122 107,027 7, 968 548, 395 807, 960 169, 635 63, 350 3 ,2 1 6 5,424,247 3,320,953 2,103,294 1,592,556 256,851 1, 777,248 1,797,592 3,289,286 17, 720,186 14,663,343 49,329,835 31, 603,927 17, 725,908 13,657,020 25, 982, 672 22, 293, 326 6, 338 15, 738, 373 13, 955, 572 5, 224 10, 244, 299 8, 337, 754 1,114 10, 325,125 7,168, 330 36 126, 72, 28, 28, 500 280 747 951 373 1 S ee s e c o n d a n d t h ir d p a r a g r a p h s o n b a c k o f t it le p a g e . 2 I n c lu d e s U n it e d S ta te s T r e a s u r e r ’ s t im e d e p o s it s , o p e n a c c o u n t . s D e m a n d d e p o s it s o t h e r t h a n in t e r b a n k a n d U n it e d S ta te s G o v e r n m e n t , less ca s h it e m s r e p o r t e d as in p r o c e s s o f c o l le c t io n . 435 532 812 671 798 2, 403,098 2 ,082, 726 635, 548 265, 345 37, 530 4, 913, 614 6, 223, 559 5,945 5 ALL MEMBER BANKS— CLASSIFICATION OF LOANS, INVESTMENTS, REAL ESTATE, AND CAPITAL ON DECEMBER 31, 1938, BY CLASSES OF BANKS [In thousands of dollars] A ll m em ber banks Loans—total__________________________________________ - - - C o m m e r c ia l a n d in d u s t r ia l lo a n s --------------------------------------A g r ic u lt u r a l l o a n s -----------------------------------------------------------------C o m m e r c ia l p a p e r b o u g h t in o p e n m a r k e t ---------------------B ills , a c c e p t a n c e s , e t c ., p a y a b le in fo r e ig n c o u n t r ie s — A c c e p t a n c e s o f o t h e r b a n k s , p a y a b le in U n it e d S ta te s .. R e p o r t in g b a n k s ’ o w n a c c e p t a n c e s -----------------------------------L o a n s t o b r o k e r s a n d d e a le rs in s e c u r itie s -----------------------O th e r lo a n s fo r p u r c h a s in g o r c a r r y in g s e c u r it ie s ----------R e a l e s ta te lo a n s : O n fa r m l a n d ____________________________________________ O n r e s id e n tia l p r o p e r t y ------------------------------------------------O n o th e r p r o p e r t ie s _____________________________________ L o a n s to b a n k s ______________________ _____ __________________ A l l o t h e r lo a n s ________________________________________________ O v e r d r a f t s ____________________________________________________ U. S. Government direct obligations—total T r e a s u r y b i l l s -------------------------------------------T r e a s u r y n o t e s -----------------------------------------B o n d s m a t u r in g in 1939-1943-----------------B o n d s m a tu r in g in 1944-1948-----------------B o n d s m a t u r in g in 1949-1958-----------------B o n d s m a t u r in g in 1959 or la t e r ------------- A ll n a t io n a l m em ber banks A ll S ta te m em ber banks C en tra l reserv e c it y m em ber banks 1 N ew Y ork , 207,760 8, 469, 381 4, 738, 379 3,262,309 , 732,173 716, 521 247, 829 9, 987 88,048 94, 730 973, 351 774, 956 3 ,0 8 6 ,8 5 0 612,064 168, 571 7 ,214 4 3,019 57,088 398. 781 477, 678 278,092 , 720, 434 717, r ‘ 124, 785 , 721, 488 7,976 225,029 1,087. 200 412, 686 53, 546 1, 834, 995 4, 660 C h ic a g o C o u n try m em ber banks 1 538, 602 4, 962,906 4, 443, 943 323 457 258 773 029 642 570 278 1, 449, 781 10, 768 9,0 3 9 927 76, 224 52, 269 786, 708 220,171 319, 233 16, 770 13,071 457 186 2, 399 42, 889 69, 773 53, 063 633, 234 304, 704 71, 239 886, 493 3,316 294 59, 395 61, 441 98, 905 433,186 3, 201 206 6, 768 4, 534 520 61, 747 49 1, 645, 104, 79, 2, 45, 37, 574, 297, R eserv e city m em ber banks 1 1 ,915, 271 205, 456 91,886 7, 569 10. 345 37, 950 119,197 241, 963 1, 047, 888 483, 527 133,833 1,034 1, 293 2 ,112 24, 557 243, 049 95, 780, 353, 19, 1,080, 2, 181, 688 873,444 298,036 5, 395 1,146, 208 1, 879 904 827 379 965 347 847 7,157,338 3, 724,950 2,962,971 1, 004, 937 4,278, 074 2, 636,306 10,882,: 122, 740 285, 789 3, 388,961 2,198, 482 470, 574 726, 907 1, 520, 263 2, 453, i 2, 887, 835 2,097, 502 1.139, “ ■ 747, 777 163,049 1,190, 479 256, 333 932, 835 790, 333 391, 921 158, 436 1 ,1 4 1,9 23 348,016 580, 978 534,152 199, 466 58, 291, 35, 133, 352, 132, 879 453 603 602 521 879 57,149 1, 223, 608 216, 969 1,116, f 1,184, 693 478, 786 11,325 731,977 126, 319 621, 649 816, 469 328, 567 2,340,243 1,533,441 806, 802 894,302 108, 909 739, 905 597,127 963,157 426, 961 1, 323, 848 433, 588 155, 846 512, 656 257, 484 843,016 339, 318 93, 623 450, 501 169, 47" 480,832 94, 270 62, 223 490,230 234, 820 504, 754 98,313 5 6,415 9 8,433 80, 149 10, 562 4, r~ ' 13,317 227, 65, 450, 166, 57, 146, 846 46, 974 357, 551 164, 366 28, 236 330, 879 227,185 103, 694 121, 082 27,393 100,174 82, 230 222, 106, 126, 97, 140,272 86, 323 72, 875 67, 987 81,777 20,117 53. 989 29, 588 119, 542 1,034 77, 728 42, 320 12, 298 15,147 8, 602 3, 644 62, 587 37,101 33, 686 29, 38: 27,622 5 3,158 6 ,848 22, 224 2, 447, 792 I, 604, 446 843, 346 517,209 140, 748 807, 504 982,331 2, 27, 588, 224, 978 498 449 421 960 3,011 437, 985 75, 253 271 34, 753 85, 780 19, 944 3, 47, 443. 312; 4, 63, 510, 403, 2, 401, 538 1, 683, 698 717,840 404, 626 118, 603 8 9,239 431, 610 786, 594 766, 456 568, 366 97, 934 182,188 5 1.313 255, 541 559, 994 535, 758 403,041 56, 253 128, 652 3 7,9 26 176,069 226, 600 230, 698 165, 325 41, 681 53, 536 22, 450 82, 521 128, 864 118, 97" 93, 339 13. 304 50,142 1, 46, 22, 825 45,017 34, 852 1 ,367 14, 542 30,307 138,110 185,073 175, 578 161, 360 3 8,147 50, 595 34,5 50 164,741 449, 832 426, 884 278, 815 45, 116 Corporate stocks—total----------------- 459, 990 227, 392 232, 598 172, 283 29, 709 154, 644 103, 354 F e d e r a l R e s e r v e b a n k ------------A ffilia te s o f r e p o r t in g b a n k s _. O th e r d o m e s t ic b a n k s ------------O th e r d o m e s t ic c o r p o r a t io n s .. F o r e ig n c o r p o r a t i o n s __________ 134, 494 104,148 23, 430 196, 175 .1, 743 8 1.314 47, 475 10,168 87, 668 767 53,180 56, 673 13, 262 108, 507 40, 729 47, 743 2 ,913 80, 436 462 5, 958 276 503 22, 945 27 43, 045 48, 381 10, 420 52,119 679 Bank premises, furniture and fixtures, and other real estate—total. 1,270, 671 762, 703 507, 968 247,265 26, 599 448,081 548, 726 B a n k p r e m is e s __________________________________________•--------------------F u r n it u r e a n d fix tu r e s ----------------------------------------------------------------------F a r m la n d (i n c l u d i n g i m p r o v e m e n t s ) ------------------------------------------R e s id e n tia l p r o p e r t ie s ----------------------------------------------------------------------O th e r rea l p r o p e r t ie s _________________________________________________ 863, 883 81,154 23, 741 136, 227 165, 666 553,020 62, 903 17, 527 56,033 73, 220 310, 863 18, 251 6, 214 80,194 92, 446 211, 870 1, 31 10, 271 23, 489 2 1,013 84 641 1, 672 3 ,189 294, 628 34, 637 6. 807 43, 550 68, 459 336, 44, 16, 80, 70, Assets indirectly representing bank premises or other real estate—total 144, 508 69,522 74, 16, 906 985 97, 551 29, 066 94, 569 49, 939 53,190 16. 332 41, 379 33, 60" 14. 544 2, 362 928 57 61,596 35, 955 17, 501 11, 565 2, 409, 770 1,571,320 838, 450 548, 395 126, 500 796. 435 938, 440 47, 314, 24, 2. 023, 47, 74, 7, 709, 556 9, 445 25, 700 538, 394 100, 800 25, 800 109,685 8,150 652, 800 2 1,013 169, 796 16, 323 731, 308 23,311 25, 700 126, 978 8, 550 202, 461 21, 212 Obligations guaranteed by United States Government—total. T ota l a m o u n t m a tu rin g in 1939-1943------------------------------R e c o n s t r u c t io n F in a n c e C o r p o r a t i o n ----------------------------------H o m e O w n e r s ’ L o a n C o r p o r a t io n ----------------------------------------F e d e r a l F a r m M o r t g a g e C o r p o r a t i o n ---------------------------------O t h e r G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s -------------------- Obligations of Government corporations and agencies, not guaranteed by United States—total------------------------------------------------------------------T ota l a m o u n t m a tu rin g in 1939-1943-------------------------------------------F e d e r a l L a n d b a n k s ____________________________________________________ F e d e r a l I n t e r m e d ia te C r e d it b a n k s --------------------------------------------------O th e r G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s --------------------------------- Obligations of States and political subdivisions—total----------------------I n d e f a u l t ________________________________________________________________ W i t h o u t s p e c ific m a t u r i t y -------------------------------------------------------------------M a t u r i n g in 1939-1943_________________________________________________ M a t u r i n g in 1944 or la t e r ---------------------------------------------------------------------- Other bonds, notes, and debentures—total. _ T ota l a m o u n t in d efa u lt________________ T ota l a m o u n t m a tu rin g in 1939-1943.. R a il r o a d s ______________ ______________________ P u b l i c u t il it i e s ______________________________ I n d u s t r ia l s ___________________________________ O t h e r d o m e s t ic c o r p o r a t i o n s --------------------F o r e ig n — p u b l i c a n d p r iv a t e _____________ I n v e s t m e n t s ________________________________________________________________ O th e r a s s e t s ________________________________________________________________ 9, 149, 1, 478, 810, 049 440 864 575 373 374 409 636 6, 395 121, 876 889, 960 586, 215 Capital: P a r or fa ce v a lu e — t o t a l _____________ C a p it a l n o t e s a n d d e b e n t u r e s .. F ir s t p r e fe r r e d s t o c k ____________ S e c o n d p r e fe r r e d s t o c k _________ C o m m o n s t o c k __________________ R e t i r a b l e v a lu e o f— F ir s t p r e fe r r e d s t o c k ___ S e c o n d p r e fe r r e d s t o c k .. 1 See second and third paragraphs on back of title page. 369 626 473 302 240, 329 16, 986 1, 314,005 378, 450 29, 762 266, 923 18, 884 369 297 487 29’ 111, 527 10, 878 648 018 981 028 878 814 671 668 351 328 939 976 088 610, 753 1,267, 556 44, 7, 9. 40, 762 748 594 675 575 372 829 262 734 529 6 ALL MEMBER BANKS— CONDITION ON DECEMBER 31, 1938, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] F e d e r a l R e s e r v e d is t r ic t T o ta l, all d is tr ic t s B o s to n N ew Y ork P h il a d e lp h ia C le v e la n d R ich m ond Atlanta ASSETS L o a n s (i n c l u d i n g o v e r d r a f t s )_________________________________________________ U n it e d S ta te s G o v e r n m e n t d ir e c t o b li g a t io n s _____________________________ O b lig a t io n s g u a r a n t e e d b y U n it e d S ta te s G o v e r n m e n t __________________ O b lig a t io n s o f G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s , n o t g u a r a n te e d b y U n it e d S t a te s _____________________________________________________________ O b lig a t io n s o f S ta te s a n d p o l it i c a l s u b d i v is i o n s ___________________________ O t h e r b o n d s , n o t e s , a n d d e b e n t u r e s _________________________________________ C o r p o r a t e s t o c k s ( i n c l u d i n g F e d e r a l R e s e r v e b a n k s t o c k ) _______________ T o ta l lo a n s a n d in v e s tm e n t s __________________________________________________ R e s e r v e w it h F e d e r a l R e s e r v e b a n k s _______________________________________ C a s h in v a u l t . ______ ____________________________________________________________ D e m a n d b a la n c e s w it h b a n k s in U n it e d S ta te s (e x c e p t p r iv a t e b a n k s a n d A m e r ic a n b r a n c h e s o f fo r e ig n b a n k s ) ________________________________ O t h e r b a la n c e s w it h b a n k s in U n it e d S t a te s _______________________________ B a la n c e s w it h b a n k s in fo r e ig n c o u n t r ie s _______________________ D u e fr o m o w n fo r e ig n b r a n c h e s ______________________________________________ C a s h it e m s in p r o c e s s o f c o l le c t io n ___________________________________________ B a n k p r e m is e s o w n e d a n d fu r n it u r e a n d fix tu r e s _________________________ O t h e r rea l e sta te o w n e d _____________________________________________________ " I n v e s t m e n t s a n d o th e r a ssets in d ir e c t l y re p r e s e n tin g b a n k p r e m is e s o r o th e r rea l e s ta te __________ ________________________________________________ C u s t o m e r s ’ l i a b i li t y o n a c c e p t a n c e s _________________________________________ I n c o m e a c c r u e d b u t n o t y e t c o l le c t e d _______________________________________ O t h e r a sse ts_________________________________________________________________ Total assets.. 13, 207, 760 10, 882, 288 2, 340, 243 915,145 624, 513 58, 613 330, 879 2, 447, 792 2, 401, 538 459, 990 11,814 83, 659 175, 893 26, 207 4, 266, 559 3, 675, 680 1, 043, 915 905, 616 627, 609 149, 382 1, 029, 040 1, 041, 149 157, 558 566, 336 460, 563 73, 790 560, 254 264, 790 72, 683 16, 995 148,172 440, 392 38, 936 29,006 160, 590 297, 512 54, 952 15,006 71, 797 66, 938 11,032 131,098 40,355 10, 003 4, 451, 462 126, 659 374, 794 49, 580 474, 365 71,061 230, 542 41, 510 187, 785 30,870 579 477 384 004 829 016 667 382, 42; 6, 335 36, 533 192 666,185 307, 721 101, 081 296,850 12, 664 1,373 406, 318 20, 468 1,128 257,151 5, 723 78 264,841 6, 667 344 102, 838 82, 724 73, 634 113, 067 96, 988 34, 404 66, 674 49, 526 14, 979 73,735 41, 424 15,002 8, 427 9, 874 5 ,099 2, 858 38,563 90, 228 39, 902 69, 957 24, 594 8 ,0 1 4 7 ,242 12, 082 12, 329 1,102 8, 674 5, 212 2, 775 448 2, 215 3, 792 4, 510 1,140 3, 471 6, 341 132, 727, 737, 220, 066 891 045 540 32, 070, 490 1, 895, 844 10, 803, 696 2, 327,102 2, 769, 807 1,265, 462 1, 087,281 8. 694, 745, 650 391, 087 162, 509 4,119, 695 119, 824 50, 553 4,196 1, 758, 709 945,037 325, 634 240, 2, 2, 4, 94, 67, 17, 144, 120, 100, 129, 508 722 638 791 49,329, 835 2, 904, 654 17,120, 941 3, 373, 491 4, 014, 923 1, 940, 875 1, 723, 411 LIABILITIES Demand deposits—total_____________________________________________ 852, 795 1, 841, 486 12, 514,146 1, 755, 612 2, 074, 339 1,184, 588 1,148, 296 I n d i v i d u a l s , p a r t n e r s h ip s , a n d c o r p o r a t io n s _________________ ” ____ [ U n it e d S ta te s G o v e r n m e n t _____________________________________________ S ta te s a n d p o lit ic a l s u b d i v is i o n s _______________________________________ B a n k s in U n it e d S ta te s _______________________________________________ ~ B a n k s in fo r e ig n c o u n tr ie s ______________________________________________ C e r t ifie d a n d o ffic e r s ’ c h e c k s , ca sh le tte r s o f c r e d it a n d tr a v e le r s 1 ch e c k s , e t c _______________ _________ ______________________________________ Time deposits—total_________________________________________________ I n d i v i d u a l s , p a r tn e r s h ip s , a n d c o r p o r a t io n s : S a v in g s d e p o s i t s ________ ____ ________ ________________________________ C e r tific a te s o f d e p o s i t ____ __________________________________________ C h r is t m a s s a v in g s a n d s im ila r a c c o u n t s _________________________ O p e n a c c o u n t s _____________________________________________________ P o s t a l s a v in g s 1_________________________________________________________ "" S ta tes a n d p o lit ic a l s u b d i v is i o n s __________________________________ B a n k s in U n it e d S t a te s ________________________________________ B a n k s in fo r e ig n c o u n t r ie s _____________________________________ Total deposits___________________________________________________ D u e to o w n fo r e ig n b r a n c h e s __________________________________________ B ills p a y a b le , r e d is c o u n t s , a n d o t h e r lia b ilit ie s fo r b o r r o w e d m o n e y ____ A c c e p t a n c e s o u t s t a n d i n g ___________________________________________________ D i v i d e n d s d e c la r e d b u t n o t y e t p a y a b l e _______________________________ I n c o m e c o lle c t e d b u t n o t y e t e a r n e d ___________________________________ ” E x p e n s e s a c c r u e d a n d u n p a i d _______________________ __ _ . O t h e r li a b ilit ie s _________________ __________ Total liabilities. 119,188 789, 816 385, 689 510,303 500, 641 547,158 11, 1, 342,103 24, 529 149, 059 272, 817 24, 778 28, 200 8, 306, 186, 586, 2, 762, 438, 820 490 560 286 495 233. 495 1, 232, 76, 103, 313, 206 845 938 275 20, 362 1, 537, 49, 144, 314, 1, 249 735 865 249 269 26, 972 747, 295 38, 246 112, 200 264,009 533 634,023 60,006 151,109 286, 652 1,496 510,343 648, 584 2, 238, 565 1,105, 334 1, 382, 770 22, 305 15,010 540, 735 388, 289 556, 698 702,077 20, 971 566,116 61, 288 461, 512 131, 637 10,044 597, 244 25, 297 1,653 13, 494 4,1 2 7 5,143 1,176 450 474, 760 29, 522 1,350 13, 464 3,091 11,735 6, 813 315, 992 34, 951 754 4, 267 11,000 15,302 6,023 1, 823,185 56, 457 4, 680 260, 668 100 69, 212 18, 619 864,003 91,180 3,1 7 6 87, 864 12,112 34, 853 12,146 1,125, 433 75,964 2, < 78, 869 8, 478 52, 909 38, 224 43, 363,138 2, 490,070 14, 752’ 711 2, 860, 946 3, 457,109 1,725,323 1,536,585 143, 425 6, 209 138, 737 32, 664 43, 649 69, 683 108, 083 10, 3, 3, 5, 2, 867 724 790 323 649 075 143, 425 1,194 104, 936 13, 455 12, 546 18, 953 80, 302 1, 347 9,1 9 4 2, 932 2, 377 5, 004 4, 574 520 1,127 1,383 1, 794 9, 077 1,882 391 448 1,813 1,399 2, 359 236 1,357 1,749 2, 234 1,285 512 43, 905, 588 2, 516, 498 15,127, 522 2, 886, 374 3, 472, 892 1, 732, 701 1, 543, 958 CAPITAL ACCOUNTS C a p it a l (see p a g e 8) ________ S u r p lu s _______________________ U n d i v i d e d p r o fi t s ___________ R e s e r v e s fo r c o n t in g e n c ie s .. O t h e r c a p it a l a c c o u n t s _____ Total capital accounts.. Total liabilities and capital accounts.. N e t d e m a n d d e p o s it s s u b je c t t o re s e r v e (see p a g e 1 9 ). D e m a n d d e p o s it s — a d j u s t e d 2___________ Number o f banks_____ 2, 403, 2,082, 635, 265, 37, 098 726 548 345 530 5, 424, 247 159,170 154,121 49, 452 24, 268 1,145 774, 920, 210, 77, 9, 417 912 786 799 505 388,156 1, 993, 419 189, 212, 61, 20, 3, 782 047 376 667 245 230, 040 225, 947 46,112 36,131 3, 801 102,109 65,161 29,061 10,012 i,r 100, 650 49,155 19,074 7, 460 3,114 487,117 542,031 208,174 179,453 49, 329, 835 2, 904, 654 17,120, 941 3, 373, 491 4, 014, 923 1,940, 875 1,723,411 25, 982, 672 22, 293, 326 6, 338 1 ,3 5 6,1 19 1, 253, 668 655 1. 555, 421 1 ,5 9 6 ,0 1 9 624 i Includes United States Treasurer’s time deposits, open account. 1 Demand deposits other than Interbank and United States Government, less cash items reported as in process of collection. 861, 805 815, 126 406 809, 775 726, 407 320 7 ALL MEMBER BANKS— CONDITION ON DECEMBER 31, 1938, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district C h ic a g o St. L o u is M in n e a p o lis K ansas C ity D a lla s Sa n F r a n c is c o ASSETS L o a n s ( in c lu d in g o v e r d r a f t s ) ______ _______________________________________________________ U n it e d S ta te s G o v e r n m e n t d ir e c t o b li g a t io n s __________________________________________ O b lig a t io n s g u a r a n te e d b y U n it e d S ta te s G o v e r n m e n t ______________________ O b lig a t io n s o f G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s , n o t g u a r a n te e d b y U n it e d S ta tes O b lig a t io n s o f S ta te s a n d p o lit ic a l s u b d i v is i o n s ________________________________________ O th e r b o n d s , n o te s , a n d d e b e n t u r e s ________________________ ____________________________ C o r p o r a t e s t o c k s (i n c l u d i n g F e d e r a l R e s e r v e b a n k s t o c k ) . ’ ____ 1,345, 556 1, 898,104 323, 848 513, 486 336, 515 84, 304 297, 805 277, 334 34. 118 Total loans and investments____________________________________ " _______ _____ _ 52, 903 356,163 329,182 40, 392 15, 080 105, 529 73, 016 19,011 5, 782 72, 739 59, 517 3,316 4, 346,148 1,146, 941 R e s e r v e w it h F e d e r a l R e s e r v e b a n k s ______________________ _________ ___________ C a s h in v a u l t __________________________________ ________ _________ ____________________________ D e m a n d b a la n c e s w it h b a n k s in U n it e d S ta te s (e x c e p t p r iv a t e b a n k s a n d A m e r i c a n b r a n c h e s o f fo r e ig n b a n k s ) ______________________________________ __________ _______ O t h e r b a la n c e s w it h b a n k s in U n it e d S t a te s ____________ _______________ ________________ B a la n c e s w it h b a n k s in fo r e ig n c o u n t r ie s __________________ _________________ _____ D u e fr o m o w n fo r e ig n b r a n c h e s _________________________________ C a s h it e m s in p r o c e s s o f c o l le c t io n _____________________________________ __________________ B a n k p r e m is e s o w n e d a n d fu r n it u r e a n d fi x t u r e s ______________________________________ O th e r rea l e s ta te o w n e d ____________________________________________________________________ I n v e s t m e n t s a n d o t h e r a ssets in d ir e c t l y re p r e s e n tin g b a n k p r e m is e s or o t h e r rea l e sta te C u s t o m e r s ’ l i a b i li t y o n a c c e p t a n c e s . . . In co m e a ccru e d b u t n o t y e t co lle c t e d . O t h e r a sse ts_______________________________ 750, 611 1, 097, 993 901, 366 3, 678,239 1, 289,196 109, 656 209,197 24, 061 113, 301 17, 678 227, 679 24, 741 182, 496 25, 622 562, 484 61, 703 692, 639 19, 352 3, 452 224, 599 1, 375 182 194, 099 5, 991 759 413, 118 13, 086 486 358, 912 5,316 282 388,162 20, 370 3, 552 240,184 80, 598 17, 354 62, 431 26, 789 12, 690 35, 884 19,611 2, 263 76,198 30, 588 2, 841 49, 931 34, 798 6, 746 176, 753 107, 254 26, 973 4,373 2, 569 13, 770 12, 592 525 2, 769 1,654 4, 624 179 2, 605 3, 684 1, 513 43 2, 070 1, 786 4, 836 1,381 860 2, 336 Total assets. 483, 421 308, 049 81, 600 455, 805 247, 792 56, 986 17, 155, 44, 6, 9, 691 107, 286 17, 232 6.574 951 900 497 575 1, 868, 737 1,120, 190 203, 446 16, 326, 119, 22, 37, 5, 11, 7, 487 968 959 452 269 219 961 497 6, 831, 883 1, 713, 908 1,151,289 1, 892,142 1, 574, 882 5, 087, 436 L IA B IL IT IE S D e m a n d d e p o s its — to ta l____________________________________________________________________ I n d i v i d u a l s , p a r t n e r s h ip s , a n d c o r p o r a t i o n s ______________________________________ U n it e d S ta te s G o v e r n m e n t __________________________________________________________ S ta te s a n d p o l it i c a l s u b d i v is i o n s ____________________________________________________ B a n k s in U n it e d S t a t e s _______________________________________________________________ B a n k s in fo r e ig n c o u n t r ie s ____________________________________________________________ C e r t ifie d a n d o ffic e r s ’ c h e c k s , ca sh le tte r s o f c r e d it a n d tr a v e le r s ’ c h e c k s , e t c .. T im e d e p o s its — to ta l________________________________________________________________________ I n d i v i d u a l s , p a r tn e r s h ip s , a n d c o r p o r a t io n s : S a v in g s d e p o s i t s ___________________________________________________________________ C e r tific a te s o f d e p o s i t ____________________________________________________________ C h r is tm a s s a v in g s a n d sim ila r a c c o u n t s ______________________________________ O p e n a c c o u n t s ____________________________________________________________________ P o s t a l s a v in g s 1________________________________________________________________________ S ta te s a n d p o lit ic a l s u b d i v is i o n s ______________________________________ ______________ B a n k s in U n it e d S t a t e s _______________________________________________________________ B a n k s in fo r e ig n c o u n t r ie s ____________________________________________________________ T o ta l d e p o s it s -------------------------------------------------------------------------------------------- _------------------- ------D u e t o o w n fo r e ig n b r a n c h e s _____________________________________________________________ B ills p a y a b le , r e d is c o u n t s , a n d o t h e r lia b ilit ie s fo r b o r r o w e d m o n e y _______________ A c c e p t a n c e s o u t s t a n d i n g __________________________________________________________________ D iv id e n d s d e c la r e d b u t n o t y e t p a y a b l e ________________________________________________ I n c o m e c o lle c t e d b u t n o t y e t e a r n e d _____________________________________________________ E x p e n s e s a c c r u e d a n d u n p a i d __________________________________________________ I O th e r li a b i li t ie s _______________________________________________________________________ Total liabilities. 4,555, 035 1,133,327 666, 679 1, 401, 274 1,183,340 2,394, 673 2, 995, 464 141,164 435, 992 909, 833 10, 425 62,157 692, 24, 96, 310, 407, 3, 104, 138, 793, 26, 167, 384, 753, 137 41,017 102, 731 246, 570 741 39, 144 1, 680, 656 409, 221 361,181 309, 604 224, 321 2, 221, 083 1,499, 609 102, 587 2, 024 37,079 3, 088 26, 530 9, 739 308, 788 74, 430 369 3, 035 3, 429 11, 939 7, 231 284, 455 62,193 380 3,701 2, 435 5, 162 2, 855 224, 919 59, 059 533 7, 786 2, 482 6, 879 7, 946 178, 810 014 026 719 325 238 10,005 204 320 543 975 737 11, 900 295 660 889 894 199 28, 337 23, 704 294 4, 432 2, 379 13, 922 780 1, 678, 117, 230, 306, 12, 49, 378 778 084 418 744 271 1, 859, 500 66, 733 2, 865 51, 457 8, 567 207, 926 20,085 3, 950 6, 235, 691 1, 542, 548 1, 027, 860 1, 710, 878 1, 407, 661 4, 615, 756 130 2, 802 2 ,158 4,417 11,413 2, 328 536 1,284 1,464 1, 829 2, 436 134 179 175 3, 067 2, 887 3, 497 785 46 970 952 ,8 9 0 75 349 1,636 1, 173 645 2, 383 620 160 5, 752 1,782 9, 431 6, 954 8,814 6, 258, 939 1, 550,193 1, 037, 799 1, 715, 596 1, 414, 467 4, 648, 649 CAPITAL ACCOUNTS C a p it a l (see p a g e 9 ) ------------S u r p lu s _______________________ U n d iv i d e d p r o fit s ___________ R e s e r v e s fo r c o n t in g e n c ie s .. O th e r c a p it a l a c c o u n t s _____ Total capital accounts. 299, 152, 69, 47, 4, ____________ Total liabilities and capital accounts.. N e t d e m a n d d e p o s it s s u b je c t t o r e s e r v e (see p a g e 19) _ D e m a n d d e p o s it s — a d ju s t e d 2_____________________________ N u m b e r o f b a n k s __________________________________________ 256 063 239 690 696 88, 073 43, 776 25, 633 4, 538 1, 695 572, 944 163, 715 62, 33, 12, 3, 867 750 335 735 803 88, 487 52, 057 26, 954 7, 838 1, 210 113, 490 176, 546 660 078 646 661 370 160, 415 222, 587 127, 659 63, 880 20, 546 4,1 1 5 438, 787 6,831, 883 1, 713, 908 1,151, 289 1, 892,142 1, 574, 8 5, 087, 436 3, 625, 657 3, 253, 429 787 1, 830, 330 1, 780, 980 288 846, 300 736, 307 391 437, 737 487, 763 461 912, 380 913, 323 734 1 I n c lu d e s U n it e d S ta te s T r e a s u r e r ’ s t im e d e p o s it s , o p e n a c c o u n t . 2 D e m a n d d e p o s it s o t h e r t h a n in t e r b a n k a n d U n it e d S ta tes G o v e r n m e n t , less ca sh ite m s r e p o r t e d as in p r o c e s s o f c o lle c t io n . 85, 46, 21, 4, 2, 774, 497 845, 081 544 8 ALL MEMBER BANKS— CLASSIFICATION OF LOANS, INVESTMENTS, REAL ESTATE, AND CAPITAL ON DECEMBER 31, 1938, BY FEDERAL RESERVE DISTRICTS [In thousands of dollars] F e d e r a l R e s e r v e d is t r ic t LOtai, a ll d is t ricts Loans—total______________________________________________ C o m m e r c ia l a n d in d u s t r ia l lo a n s __________________________ A g r ic u lt u r a l lo a n s ___________________________________________ C o m m e r c ia l p a p e r b o u g h t in o p e n m a r k e t ______________ B ills , a c c e p t a n c e s , e t c ., p a y a b le in fo r e ig n c o u n t r ie s — A c c e p t a n c e s o f o t h e r b a n k s , p a y a b le in U n it e d S ta te s . R e p o r t in g b a n k s ’ o w n a c c e p t a n c e s _______________________ L o a n s t o b r o k e r s a n d d e a le rs in s e c u r it ie s _______________ O th e r lo a n s fo r p u r c h a s in g or c a r r y in g s e c u r it ie s _______ R e a l e sta te lo a n s : O n fa r m la n d ____________________________________________ O n re s id e n t ia l p r o p e r t y ________________________________ O n o t h e r p r o p e r t ie s _____________________________________ L o a n s t o b a n k s ______________________________________________ A ll o t h e r lo a n s _______________________________________________ O v e r d r a fts ___________________________________________________ U. S. Government direct obligations—totalT r e a s u r y b il ls _____________________________ T r e a s u r y n o t e s ____________________________ B o n d s m a tu r in g in 1939-1943___________ B o n d s m a tu r in g in 1944-1948___________ B o n d s m a t u r in g in 1949-1958___________ B o n d s m a t u r in g in 1959 o r la t e r ________ Obligations guaranteed by United States Government—total. T ota l a m o u n t m a tu rin g in 1939-1943------------------------------R e c o n s t r u c t io n F in a n c e C o r p o r a t io n _______________________ H o m e O w n e r s ’ L o a n C o r p o r a t io n __________________________ F e d e r a l F a r m M o r t g a g e C o r p o r a t io n ____________________ . . O t h e r G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s ------------------- Obligations of Government corporations and agencies, not guaranteed by United States—total-------------------------------------------------------------------------T ota l a m o u n t m a tu rin g in 1939-1943________________________________ F e d e r a l L a n d b a n k s ______________________________________________________ F e d e r a l I n t e r m e d ia te C r e d it b a n k s ____________________________________ O t h e r G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s ------------------------------------- Obligations of States and political subdivisions—total--------------------------I n d e f a u l t ___________________________________________________________________ W i t h o u t s p e c ific m a t u r i t y _______________________________________________ M a t u r i n g in 1939-1943________________________________ ____________________ M a t u r i n g in 1944 o r la t e r _________________________________________________ Other bonds, notes, and debentures—total-_ T otal a m o u n t in d efa u lt_______________ T ota l a m o u n t m a tu rin g in 1939-1943.. R a il r o a d s ____________________________________ P u b l i c U t i li t ie s _____________________________ I n d u s t r ia ls ______________________________ _ O t h e r d o m e s t ic c o r p o r a t i o n s ______________ F o r e ig n — p u b l i c a n d p r iv a t e --------------------- Corporate stocks—total___________ F e d e r a l R e s e r v e b a n k ________ A ffilia t e s o f r e p o r t in g b a n k s . _ O t h e r d o m e s t ic b a n k s _________ O t h e r d o m e s t ic c o r p o r a t io n s .. F o r e ig n c o r p o r a t i o n s __________ Bank premises, furniture and fixtures, and other real estate—total. B a n k p r e m is e s ________________________________________________________ F u r n it u r e a n d fix tu r e s ________ ______________________________________ F a r m la n d (i n c l u d i n g i m p r o v e m e n t s ) -------------------------------------------R e s id e n t ia l p r o p e r t ie s ----------------- ---------- -------------------------------------------O th e r re a l p r o p e r t ie s _________________________________________________ Assets indirectly representing bank premises or other real estate.. I n v e s t m e n t s . .______ __________________________________________________ O th e r a sse ts___________________________________________________________ Capital P a r or fa c e v a l u e — t o t a l___ _________ C a p it a l n o t e s a n d d e b e n t u r e s .. F ir s t p r e fe r r e d s t o c k ____________ S e c o n d p r e fe r r e d s t o c k -------------C o m m o n s t o c k __________________ R e t i r a b l e v a lu e o f— F ir s t p r e fe r r e d s t o c k ___ S e c o n d p r e fe r r e d s t o c k .. P h il a d e lp h ia N ew Y ork B o s to n C le v e la n d R ic h m ond A t la n t a 559 595 670 998 927 76, 627 53, 401 797, 876 319,022 905, 616 1, 029, 040 296, 519 288, 584 21, 249 17,136 9, 962 28, 714 14 172 514 454 1,867 3, 842 25, 442 20, 960 60, 667 6 5,975 566, 336 180, 816 19,041 11, 897 21 771 288 4 ,819 27, 641 560,254 226, 460 65, 941 4, 370 1,011 785 1, 040 9. 493 20, 758 12, 448 300, 642 158, 519 99, 418 686,090 3, 326 18, 729 142, 097 68,001 1,896 249,006 50 27, 626 233, 368 66, 272 2 ,914 282, 501 125 19, 776 84, 762 36, 866 1,384 178,141 113 11, 995 31, 839. 26,098 2, 065 158.052 347 1 0 ,8 82 ,28 8 285, 789 3, 388.961 726, 907 2 ,4 5 3 ,0 9 8 2, 887, 835 1,139, 698 624,513 3, 675, 680 159, 931 107 162, 990 1, 308, 462 369, 476 27, 899 780, 783 157, 925 761. 766 201, 506 295, 262 7 4,086 627, 609 60 101, 415 36, 917 148,119 218, 886 122, 212 1, 041,149 27, 259 320, 311 7 4,9 60 280, 292 238,205 100,122 460, 563 196 162, 850 15, 423 144, 348 103,086 34, 660 264. 790 1. 595 66, 034 16, 306 79, 708 81, 505 19, 642 2 ,3 4 0 ,2 4 3 9 63,157 426, 961 1, 323, 848 433, 588 155, 846 58, 613 1. 043, 915 550,843 25, 920 254, 215 11, 537 598, 677 27, 951 122, 869 10, 889 6 8,154 8, 236 149, 382 30,4 85 3, 824 109, 768 32, 982 2 ,808 157, 558 50, 700 18,001 104,066 22, 220 13, 271 73, 790 18,470 6, 240 50, 235 15, 357 1, 958 72,683 18,102 2, 354 44, 718 23, 323 2, 288 L3,207,760 4, 732,173 716, 521 247, 829 9, 987 8 8,048 94, 730 973,351 774,956 915,145 337, 245 8 ,0 1 4 68,178 352 4 ,1 5 2 18,136 32, 643 46,070 278,092 1, 720, 434 717, 390 124, 785 2, 721, 488 7, 976 4, 515 127,169 59, 314 2,617 206,492 248 4 ,266. 1, 697, 30. 29, 879 049 440 864 575 11, 814 9, 474 2, 270 6 ,104 3, 440 132, 066 127,241 4, 490 79, 348 48, 228 16, 995 1 ,9 2 6 14, 870 280 1, 845 29, 006 8, 691 20, 036 4 ,1 7 7 4, 793 15, 006 5 ,. 319 9, 486 1, 730 3, 790 8, 098 6 ,103 1,999 2,121 3, 978 2 ,447. 792 9, 373 149,374 1, 478, 409 810, 636 83,659 330 1,031 69, 683 12, 615 727,891 1, 471 4 ,1 0 7 566, 358 155, 955 1 48,172 595 3, 457 57, 232 86, 888 160,590 1, 926 3 ,211 99, 450 56,003 71,797 98 439 38, 048 33, 212 131,098 592 3, 729 60, 793 65, 984 2, 401, 538 89,239 431,610 786, 594 766, 456 568, 366 97, 934 182,188 175,893 7 ,0 7 7 33,9 49 57,118 67, 586 28, 870 8, 969 13, 350 737, 045 37,3 43 125, 816 265, 411 228, 999 154, 677 22,187 65, 771 440, 392 14,427 50,8 69 167, 320 145, 551 89, 439 10, 522 27, 560 297,512 9 ,2 9 0 4 6,8 76 93, 217 90,180 86, 806 11,832 15, 477 66, 938 2, 741 9 ,2 6 2 23,033 18,181 17,161 4, 684 3, 879 40, 355 1,547 9,351 13, 659 8, 831 12, 462 3, 226 2,177 459,990 134, 494 104,148 23, 430 196,175 1, 743 26,207 9, 396 2, 756 4, 749 8, 839 467 220,540 51, 032 49, 932 7, 675 110, 964 937 3 8,936 12, 207 4 ,7 1 4 4, 864 17,115 36 54,952 13, 550 21, 599 1,290 18, 366 147 11, 032 5,002 1,170 533 4 ,315 12 10, 003 4, 494 1, 723 468 3, 279 39 1 ,2 7 0,6 71 863, 883; 81,154 23, 741 136,227 165, 66Ci 84, 683 62,511 4, 505 219 8, 397 9,051 408, 298, 9, 1, 44, 54, 802 481 240 348 990 743 156,358 71, 414 11,310 2 ,189 34, 604 36, 841 131,392 9 0,062 6, 926 2, 088 16, 636 15, 680 64, 505 45,097 4, 429 1, 926 5, 478 7, 575 56,426 36, 476 4, 948 2, 608 3, 243 9,151 1 4 4 ,50Si 94, 56C1 49, 93S1 8,427 7,129 1,298 38, 563 24, 076 14, 487 24, 594 13,478 11,116 12,329 4, 555 7, 774 2, 775 1, 997 778 4 ,510 3, 351 1,159 159,177 77(11 36£1 626i " ' “ 16,'696 472\ 2,505 139,976 m 1 779, 657 13,011 66,125 7, 915 692, 606 190,076 23, 966 5, 293 160,817 230, 04(1l 21, 44£1 26, 5431 1,038i 181,014 102,109 2,682: 13,433 238 85, 756 100, 650 542 20,832 3, 475 75,801 34, 214 5,966 26, 671 1,03*J 14. 444 '2 3 8 22, 483 3,475 330, 222, 106, 126, 97, 2, 409, 47, 314, 24, 2 ,023, 378, 45C) 29, 76$I 18,582! 3,8601 100,887 10,766i 9 ALL MEMBER BANKS, CLASSIFICATION OF LOANS, INVESTMENTS, REAL ESTATE, AND CAPITAL ON DECEMBER 31, 1938, BY FEDERAL RESERVE DISTRICTS [In thousands of dollars] F e d e r a l R e s e r v e d is t r ic t C h ic a g o S t. L o u is M in n e a p o lis K ansas C ity D a lla s San F r a n c is c o 1, 345, 556 513, 486 297, 805 483, 421 455, 805 1,868,737 C o m m e r c ia l a n d in d u s t r ia l l o a n s _________________________ A g r ic u lt u r a l lo a n s ___________________________________________ C o m m e r c ia l p a p e r b o u g h t in o p e n m a r k e t ---------------------B ills , a c c e p t a n c e s , e t c ., p a y a b le in fo r e ig n c o u n t r i e s . __ A c c e p t a n c e s o f o t h e r b a n k s , p a y a b le in U n it e d S t a t e s . R e p o r t in g b a n k s ’ o w n a c c e p t a n c e s _______________________ L o a n s t o b r o k e r s a n d d e a le rs in s e c u r it ie s _______________ O t h e r lo a n s fo r p u r c h a s in g or c a r r y in g s e c u r it ie s ----------- 559, 561 88, 905 47, 546 467 589 2, 449 48, 374 101, 721 175, 343 84, 204 7, 349 101 59 220 7 ,043 17, 562 97,099 46, 794 8, 822 174,168 116, 994 20, 777 1 1,141 1,427 13, 512 76 5, 425 17, 894 190, 683 93, 315 2 ,100 11 596 269 4 ,013 18, 538 508,100 124, 258 8 ,1 1 6 6,911 3, 500 12,001 15, 836 65, 596 R e a l e sta te lo a n s : O n fa r m la n d ____________________________________________ O n r e s id e n tia l p r o p e r t y ________________________________ O n o th e r p r o p e r t ie s ____________________________________ L o a n s t o b a n k s ______________________________________________ A ll o t h e r l o a n s _______________________________________________ O v e r d r a ft s _______________________________________ ___________ 34, 869 164, 250 52,087 4, 782 239, 687 269 13,965 6 0,189 26,090 7, 850 113, 277 234 9,1 8 8 21, 735 6,0 6 2 204 91, 678 142 18,150 27, 213 12, 394 732 89, 364 234 10, 866 18, 378 12, 692 266 103, 323 755 95, 965 508, 792 192,995 657 323, 877 2 ,133 U. S. Government direct obligations—total _ 1, 898,104 336, 515 277, 334 308, 049 T r e a s u r y b il ls ______________________________ T r e a s u r y n o t e s ____________________________ B o n d s m a t u r in g in 1 939-1943___________ B o n d s m a t u r in g in 1 94 4-19 4 8 ___________ B o n d s m a t u r in g in 1 949-1958____________ B o n d s m a t u r in g in 1959 o r la t e r ________ 61, 200 608, 910 81, 212 326, 990 595, 788 224,004 9, 861 110, 385 31, 955 98, 980 63,197 22,137 Loans—total----------------------------------------------------------------------- 95, 5, 87, 76, 11, 325 706 885 515 332 571 9, 124, 15, 62, 69, 24, 950 486 825 989 972 827 247, 792 1,120,190 9, 975 89, 627 3, 273 45, 948 70,970 27, 999 5, 330 237, 785 47, 776 239, 501 406, 622 183,176 Obligations guaranteed by United States Government—total.. 323, 848 84,304 34,118 81,600 56, 986 203, 446 T ota l a m o u n t m a tu rin g in 1939-1943_____________________ R e c o n s t r u c t io n F in a n c e C o r p o r a t io n ________________ _______ H o m e O w n e r s ’ L o a n C o r p o r a t i o n __________________________ F e d e r a l F a r m M o r t g a g e C o r p o r a t io n _______________________ O t h e r G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s -------------------- 147,115 89,044 134, 638 73, 422 26, 744 26,1 53 5, 979 42, 715 25, 787 9, 823 10, 959 2, 386 17,028 12, 205 2, 499 3 0,2 63 13, 569 37, 742 25, 717 4, 572 20, 855 8, 427 32, 493 9, 006 7, 060 33, 11, 123, 59, 8, 52, 903 15, 080 Obligations of Government corporations and agencies, not guaranteed by United States—total_____________________________________________________________ 292 385 817 811 433 5, 782 17, 951 9, 691 16, 487 813 209 285 586 1,5 4 0 4, 217 708 857 8, 866 8, 712 6, 027 3,2 1 2 3 ,6 4 6 6 ,039 2,144 1,508 12,068 4, 409 7, 494 4, 584 356,163 105, 529 72, 739 155, 900 107,286 326, 968 928 43, 367 211, 689 100,179 858 4, 536 58, 768 41, 367 266 8, 267 41, 966 22, 240 777 13,438 94, 921 46, 764 283 25, 300 49, 206 32, 497 1,249 38, 492 130, 295 156, 932 329,182 73, 016 59, 517 44, 497 17,232 119, 959 5 ,1 8 0 83,461 79, 702 113, 912 96, 926 12,094 26, 548 3 ,0 5 8 13, 073 19, 758 22, 627 22, 850 5, 242 2, 539 1,090 12,9 32 18, 648 15, 868 17, 989 2 ,104 4 ,9 0 8 1,6 9 0 15,573 12, 616 11, 469 11, 747 1, 909 6, 756 388 3, 818 2, 870 4, 097 6, 682 3,091 492 5, 408 26.6 30 33, 242 39,155 22, 757 12,074 12, 731 40, 392 19, 011 3, 316 6, 575 6, 574 22, 452 13, 470 2, 353 570 23, 971 28 3, 947 13, 718 125 1,220 1 2, 899 70 47 293 7 4, 210 1, 679 242 444 3, 944 1,318 537 773 2 10, 343 3 ,116 2, 330 6, 596 67 Bank premises, furniture and fixtures, and other real estate—total.. 97,952 39,479 21, 874 33, 429 41, 544 134,227 B a n k p r e m is e s ------------------------------------- ----------------------------------------------F u r n it u r e a n d fix tu r e s ----------------------- ----------------------------------------------F a r m la n d (i n c l u d i n g i m p r o v e m e n t s ) --------------- -------------- ------------R e s id e n t ia l p r o p e r t ie s ________________________________________________ O t h e r re a l p r o p e r t ie s _________________________________________________ 74, 383 6, 215 2, 622 6, 865 7,867 22,950 3 ,8 3 9 1,744 2, 777 8 ,169 17, 635 1, 976 866 303 1,094 27, 737 2, 851 1, 811 516 514 30, 716 4,0 8 2 1,609 1, 292 3, 845 86, 421 20, 833 4,711 11,126 11,136 Assets indirectly representing bank premises or other real estate.. 4,373 695 4,624 1,513 4,836 37,269 I n v e s t m e n t s ----------------- ---------------------------------------------- --------------- ------O t h e r a sse ts__________________________________________________________ 2, 879 1,494 609 86 4, 552 72 1,179 334 4, 585 251 26,179 11,090 299,425 88, 915 62,875 88,542 85, 660 222,644 5, 70, 1, 222, 663 291 265 206 2. 523 8, 432 1,162 76, 798 285 9 ,174 1, 200 52, 216 58 10, 230 354 77, 900 306 13,187 6 72,161 854 35, 717 22 186, 051 70, 461 1, 265 8 . 583 i ; 172 9 ,581 1, 600 10, 230 354 13, 847 6 48, 467 22 TotaL a m o u n t m a tu rin g in 1939-1943---------------------------------------------------------F e d e r a l L a n d b a n k s _____________________________________________________________ F e d e r a l I n t e r m e d ia te C r e d it b a n k s ___________________________________________ O th e r G o v e r n m e n t c o r p o r a t io n s a n d a g e n c ie s ----------------------------------------------- 29,3 62 22, 703 14, 446 15, 754 Obligations of States and political subdivisions—total----------------------------------I n d e f a u l t _________________________________________________________________________ W i t h o u t s p e c ific m a t u r i t y ______________________________________________________ M a t u r i n g in 1939-1943___________________________________________________________ M a t u r i n g in 1944 o r la t e r _________________________________________________ _____ Other bonds, notes, and debentures—total T ota l a m o u n t in d efa u lt________________ T ota l a m o u n t m a tu rin g in 1939-1943.. R a i l r o a d s ____________________________________ P u b l ic u t ilit ie s ______________________________ I n d u s t r ia ls ___________________________________ O th e r d o m e s t ic c o r p o r a t i o n s ______________ F o r e ig n — p u b l i c a n d p r iv a t e ______________ Corporate stocks—total___________ F e d e r a l R e s e r v e b a n k ________ A f filia t e s o f r e p o r t in g b a n k s . _ O t h e r d o m e s t ic b a n k s _________ O t h e r d o m e s t ic c o r p o r a t io n s .. F o r e ig n c o r p o r a t i o n s __________ Capital: P a r o r fa ce v a lu e — t o t a l -------------------C a p it a l n o t e s a n d d e b e n t u r e s .. F ir s t p r e fe r r e d s t o c k ____________ S e c o n d p r e fe r r e d s t o c k -------------C o m m o n s t o c k __________________ R e t i r a b l e v a lu e o f— F ir s t p r e fe r r e d s t o c k ___ S e c o n d p r e fe r r e d s t o c k . 7, 7, 2, 5, 10 ALL MEMBER BANKS— CONDITION DECEMBER 31, 1938, OF BANKS IN EACH CENTRAL RESERVE ASSETS [in thousands of dollars] F ederal R eserv e d is t r ic t n u m b e r s , a n d re s e rv e c itie s N u m ber of banks All member banks___ Reserve bank cities 1___ _ 1. B o s t o n . . . _____ _ 2 . N e w Y o r k *___ _ __ _ _ 3. P h il a d e lp h ia ________ _ _ 4. C l e v e l a n d ________ 5. R i c h m o n d _________ _ 6 . A t l a n t a _______ _______ 7. C h ic a g o 2__________________ 8. S t. L o u i s . . ____ 9. M i n n e a p o l is _______ __ 10. K a n s a s C i t y _________ 11. D a lla s _____________________ 12. S a n F r a n c i s c o _______ . __ Reserve branch cities L L oans (in clu d in g o v e r d r a fts) U . S. G overn m ent d ir e c t o b li g a t io n s O b lig a tio n s g u ar a n te e d b y U .S . G overn m ent 6, 338 13, 207, 760 10, 882,288 2, 340,243 170 6, 426, 054 5, 887, 595 1, 325, 681 11 42 24 4 5 3 45 11 4 9 5 7 409, 242 3, 274,102 355, 279 205, 319 48, 527 64, 449 597, 698 154, 703 78, 413 89, 729 100, 805 1, 047, 788 O b lig a tio n s o f G overn m ent a g e n c ie s n ot gu ar a n te e d b y U . S. O b lig a t io n s o f S ta tes and p o lit ic a l su b d iv is io n s O th e r bon ds, n o te s and deben t u re s 193, 647 1, 070, 658 829, 634 276, 900 16, 010,169 6,182, 822 245, 243 12, 466 766, 933 172, 625 8,363, 361 4 ,1 0 8 ,0 4 0 223, 812 22, 569 1, 014, 780 464, 456 107, 943 4 ,013 23,064 758 111, 207 931 119, 730 25, 346 30, 244 2,142, 825 919, 944 14, 665 107, 685 452, 093 718 191, 266 36, 932 47, 722 2, 507 223,436 33, 522 161, 438 1,961 303, 569 13, 443 1, 998, 644 305, 084 270, 488 2, 971, 487 334, 203 158, 866 37, 510 31, 652 1, 074, 894 185,037 89, 262 65, 713 41,412 627, 071 18, 734 895, 628 79,137 54,139 7, 956 8, 700 118, 430 40,068 4, 687 16, 649 7, 908 73, 645 5, 979 121, 252 7, 401 4, 543 2,004 1,898 28, 422 5, 765 724 4, 678 511 10, 470 24, 832 519, 848 80, 588 8, 701 8, 651 9, 841 158, 387 32, 347 10, 067 32,162 5, 709 179, 525 25,192 408, 419 135, 603 28, 875 5, 801 2, 259 134, 750 19, 508 7, 395 11, 998 3, 132 46, 702 132 1, 784, 486 1, 787, 793 231, 509 304, 302 33, 807 286, 287 18, 646 9, 423 10, 223 3,610 5, 989 5,100 11,479 1,463 12, 043 81, 631 2, 014 6, 562 6, 724 782 4, 282 6,319 4, 258 706 11,186 5, 292 62, 866 24, 390 3,171 6 ,143 55 1, 294 2, 104 764 1,610 71 1,403 170 974 12,002 91 1,447 1, 272 54 966 995 2. 260 327 1,942 17, 522 16,144 26,137 5, 229 7, 657 9, 156 5,125 8, 538 17,173 15,186 3, 970 3, 046 11,487 1,022 9 ,206 15, 325 12, 775 1 603 5’ 081 6, 349 58, 414 11, 139 6 ,184 12, 819 908 527 483 247 275 2, 960 3, 780 3, 015 2, 978 12, 233 500 6, 246 1, 246 571 8, 674 825 4, 248 3 4, 630 827 33, 884 7, 386 1,908 5,155 Other Reserve cities L_ _ 91 553,277 570, 594 4. 4. 5. 6. 7. 7. 7. 7. 7. 7. 7. 7. 9. 10. 10. 10. 10. 10. 10. 10. 11. 11. 11. 12. 12. 12. 113,133 21,195 108, 516 72, 839 4 4 13 4 1 3 1 3 4 5 3 4 3 2 3 1 5 4 4 4 3 4 3 1 2 3 36,164 22, 803 88, 349 3,914 3,104 15,911 5,128 19, 800 87, 363 119, 910 13, 786 3, 366 43, 918 3, 308 16, 603 6,154 4, 963 7, 392 19, 525 16, 657 12, 916 5, 866 4, 222 356 3,098 6 ,018 1,811 19, 495 22, 601 541 1,885 5, 542 1, 255 6, 830 4,147 4, 757 4, 738 2,005 5, 003 1,232 281 519 2, 349 1,981 8,033 5, 351 5, 920 825 2,077 6,161 91 4, 385 964 2, 516 1,439 90 17, 346 3, 366 1,931 1,759 8, 217 6,416 501 5, 045 18,169 9, 307 3, 342 1,040 2 ,173 1,044 962 230 1,230 3, 944 8, 777 996 4, 691 2 ,910 1,127 289 675 3, 029 5, 945 4, 443, 943 2, 636, 306 597,127 82, 230 982,331 1,267, 556 39, 879 129, 641 70, 245 62, 467 33, 634 33, 357 92, 628 28, 936 23, 646 30, 346 23,072 29, 276 5, 835 10, 759 9, 594 14, 813 6, 243 2,618 10, 980 6, 505 3, 983 5, 071 2,918 2,911 58, 827 190, 521 67, 584 88, 896 48, 329 79, 506 130, 553 54, 679 59, 477 69, 249 79, 816 54, 894 5. 5. 6. 6. 6. 6. 7. 8, 8. 8. 9. 10. 10. 10. 11. 11. 11. 12. 12. 12. 12. _ B a lt i m o r e ___________ C h a r l o t t e _______________ __ B i r m i n g h a m ________ _ _ J a c k s o n v ille ____ . N a s h v i ll e ____ N e w O rle a n s ___ D e t r o i t ___ . L it t l e R o c k _______________ L o u is v i ll e _ . ... .. M e m p h i s ____ . . .. . H e le n a ____ ____ . . . _ D e n v e r ____ ___________ O k la h o m a C i t y _______ _ O m a h a ___ ________ E l P a s o ________ _ _ H o u s t o n ________ _ . . . San A n t o n io .. . _ L o s A n g e le s . _ _ ... P o r t la n d __________ _____ S a lt L a k e C i t y . .. _ S e a t tle _________ . . C o l u m b u s ___ T o le d o . _ ... _ ____ W a s h in g to n . . . _ _ _ Savannah _ _ C e d a r R a p i d s _________ __ D es M o in e s . _ . _ D u b u q u e _____________ .. G r a n d R a p i d s ____ I n d i a n a p o l is ______ ._ _ M i lw a u k e e _______ . . . P e o r ia . . . ____ __ S io u x C i t y ________________ S t. P a u l . . . _ _- ____ __ K ansas C ity , K an s. L i n c o l n _________ P u e b lo .. . . . . __ S t. J o s e p h _________________ T o p e k a ___________ . . .. __ _ _ T u ls a _______ W i c h i t a ______ __ ______ F o r t W o r t h _______ _ _ ... G a l v e s t o n ____ W a c o ___________ . __ __ O a k la n d _______ _ _ _ _ _ _ O g d e n ____ ________ ___ S p o k a n e _______ _ _ Country banks, by districts. _ 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. B o s to n . _ _ _ _ _ _ N e w Y o r k _____________ P h il a d e lp h ia ______________ C l e v e l a n d _____ _ __ __ R i c h m o n d _________ _ ___ A t l a n t a _______ . . . . C h i c a g o ____________ __ _ S t. L o u is _______ ______ M i n n e a p o l is ____ K a n s a s C i t y _________ ___ D a l la s _____________________ S a n F r a n c is c o ___ __ 345 725 631 590 373 299 713 367 452 684 510 256 35, 25, 77, 52, 7, 27, 009 870 327 277 482 054 408 14, 941 32, 694 55, 600 9, 051 8, 594 54, 776 5,011 7, 856 641 8, 236 4, 874 38, 664 11,027 31,100 13, 781 6, 435 1, 263 11, 959 11, 347 505, 903 883, 315 550, 337 428, 042 358, 867 241, 712 427,187 208, 525 162, 360 209, 977 219, 790 247, 928 354,025 643,139 293, 406 246, 329 146, 289 116,054 331, 820 106,125 139,194 87, 744 73, 534 98, 647 1 See second and third paragraphs on back of title page. C a sh in v a u lt 745,650 61,054 94, 099 482, 888 174,099 14,316 14,148 19, 456 7, 394 72,172 223, 022 3 ,819 25, 502 16, 032 4, 960 4 3,077 12, 996 23, 917 9, 226 70, 293 30, 323 229, 949 65, 659 17, 708 71, 684 _ _ R eserv e w it h F ederal R eserv e banks 459,990 32, 070, 490 8, 694,388 109.142 121, 493 213, 307 57, 307 24, 308 36, 305 24, 598 54, 967 85, 946 164, 847 18, 934 62, 539 68, 785 2, 256 44, 632 28,115 34, 659 13, 754 52, 263 17, 877 362, 706 67, 222 20,019 98, 505 . . . Total loans and invest ments 330, 879 2, 447, 792 2, 401, 538 5 10 12 11 4 2 3 4 5 5 4 6 3 2 7 5 6 2 10 7 6 2 6 5 2. B u f f a lo ___ 4. C i n c i n n a t i . . ___ 4. P it t s b u r g h _______ C or p ora te stock s (in c lu d in g F . R . bank s tock ) 3, 235 24 747 50 297 70 443 513 126 1,021 228 169 10 410 62 899 2,203 2,217 663 123 26, 19, 73, 10, 4, 1, 10, 4, 836 274 981 505 160 2, 165 350 4, 085 6, 030 24,000 1, 759 820 2, 991 423 991 428 1, 022 53 1, 924 226 917 672 103 1,082 1,042 150, 701 301, 718 304, 789 169,517 39, 634 20, 858 142, 830 45, 516 48, 560 13, 685 6, 948 22,800 127, 332 69, 111 14, 969 10,193 1,083 1, 341 43, 010 4, 676 3,087 2, 585 1,615 26, 082 70, 479 4, 498, 663 246, 504 13,177 4, 579 266, 559 34, 416 842, 558 253, 305 2, 049 54, 334 179 68, 659 919 365 66,206 78, 479 2, 932 191, 926 640 510, 447 1, 526 29, 414 86 106,103 761 105, 970 424 9, 684 39 111, 256 419 64, 871 296 82, 421 304 25, 340 48 147, 455 767 60, 930 238 753, 458 4, 892 176,190 394 49, 678 361 196, 916 668 833, 613 76, 768 32, 625 46, 391 138, 274 57, 247 13, 659 12, 161 11, 998 13. 848 40,761 93,459 5, 789 20, 230 17, 939 3, 271 36, 769 17, 574 17, 827 4, 547 40, 249 11,694 127, 269 25, 050 13, 213 31, 769 4, 158 6, 338 8, 046 7, 236 605 1,012 1, 376 1,517 2,416 10, 843 452 2, 098 1, 774 100 3,119 653 1,091 367 3,101 1,256 9, 448 3, 660 632 5, 470 9, 257 1, 448, 811 102, 059 732 73, 207 308 207, 390 1,816 64, 256 296 20, 908 60 57, 339 201 7, 957 18 50, 951 180 150, 913 2, 067 214, 902 1, 328 33, 359 170 16, 014 63 110, 319 437 45 11,291 26, 961 99 8, 074 92 18, 306 96 18, 368 62 78,151 329 36, 585 125 58,141 380 24, 854 137 14,143 56 12 1, 920 19, 393 63 23, 050 85 325,283 41, 520 20,191 35, 085 51, 593 14,638 3, 837 10,148 1,201 8 ,1 9 5 29, 275 47, 863 8, 148 2, 860 19, 761 3, 650 5, 355 1, 797 3, 701 4 ,067 16, 063 7,401 13,093 5, 841 2, 446 255 2, 841 5, 978 3, 862 3, 679 8, 754 1,669 370 1, 514 185 1, 531 4, 791 4, 697 947 594 1,297 127 574 366 566 357 1, 268 620 1, 338 604 543 56 478 733 103, 354 10,112, 847 1, 352, 670 145, 844 13, 741 1,128, 911 310, 797 34, 738 2,193, 831 150, 982 16, 367 1, 312, 322 126, 481 10, 904 1, 020, 968 84, 979 639,226 6, 230 69, 033 3, 920 498, 025 164, 266 4, 535 1,140, 533 3, 075 57, 554 453, 361 2,1 2 2 53, 337 439, 342 65, 753 2, 201 418, 273 409, 065 71,104 2, 987 2, 534 52, 540 458, 990 322,278 2 Includes both central reserve city and reserve city banks. 35,177 53, 390 34, 611 38, 943 23, 832 21, 539 41,174 15, 061 13,194 13, 415 16, 798 15,144 11 AND RESERVE C IT Y 1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT ASSETS [in thousands of dollars] D em and b a la n c e s w it h banks J in U . S. (e x c e p t p r iv a t e b an k s, e t c .) O th er b a la n c e s w it h banks in U . S. B a la n c e s w it h b a n k s in fo r e ig n c o u n tr ie s C a sh it e m s in p rocess o f c o l le c t io n B ank p r e m is e s , fu r n it u r e and fix tu re s 4,119, 695 119, 824 50, 553 1, 758, 709 945, 037 1,112, 229 40, 007 42, 935 1, 073, 414 70,149 109, 417 145, 426 8 0,434 15, 249 20, 144 266, 444 64, 306 6 1,027 94, 396 56, 097 129,140 1,925 1, 793 8, 645 2, 634 1, 467 10c 12, 764 334 1, 245 3, 850 915 4, 332 1,739 34, 085 1 ,368 592 1 2, 022 114 385 440 9 2 ,180 50,082 581, 263 77, 878 27, 540 10, 511 13, 678 134, 752 2 9,136 16, 042 28, 225 13, 269 91, 038 747, 330 19, 907 3, 571 25, 722 44, 996 96, 368 34, 605 19, 971 12, 672 19, 653 1 8 ,91C 25, 258 81,164 4, 43C 28, 329 19, 406 3, 532 38, 814 22, 396 12, 906 4, 682 67, 596 21, 601 56, 889 19, 524 17, 231 50, 675 842 1,061 3, 345 1,180 127 103 18 1, 666 352 927 1 ,950 1, 225 3, 166 355, 426 26, 046 11, 134 41, 667 14, 446 3, 030 8,1 1 0 816 4, 300 45, 080 38, 437 7, 794 4, 994 23, 596 4, 842 7, 732 9,014 9, 357 5, 717 34, 047 12, 26] 19, 007 9, 323 3, 357 618 4, 896 5, 805 O th e r rea l e sta te ow ned A s se ts C u sto in d ir e c t ly m ers’ rep re li a b i li t y s e n t in g on a c rea l c e p ta n c e s e sta te In com e a ccru ed b u t not c o lle c t e d 325, 634 144, 508 120, 722 371,648 99, 539 81,193 116,193 24, 479 214, 309 2 3,015 7,011 2, 666 4, 527 23, 456 5, 232 757 3 .119 6, 524 56, 553 4, 432 33,993 30, 396 8, 834 437 834 6, 632 4 ,919 522 803 1,746 5, 991 5,014 16, 906 22, 806 8, 267 1,988 9, 512 89, 540 7, 924 677 1,732 569 3, 450 423 2, 439 514 174 20, 038 304,107 130,274 48, 250 11, 926 13, 964 24, 461 7,016 1,301 1, 855 3, 587 2, 803 4, 777 3, 625 713 2,014 4,1 8 6 359 1,409 1, 248 3, 364 215 6, 135 3, 479 20, 810 5, 732 948 4, 347 6, 741 4, 485 6, 303 477 124 4, 477 279 1, 536 901 1,833 73 3 ,155 78 7 167 287 13,125 19, 260 33, 239 16,117 4, 093 4, 826 6, 343 8, 904 17, 209 37, 686 2, 840 12, 461 6, 529 1,280 12,073 7, 939 10, 343 1, 384 13, 455 4, 805 4 0,116 10, 143 6, 433 13, 504 131 45 490 160 16, 176 205 45 362 127 490 9, 024 851 108, 726 61, 914 10, 320 3, 231 422 3,135 454 300 180 318 211 32 57 5 6, 362 2, 235 14, 421 4, 845 1,133 2,103 52 1, 525 4, 269 4, 954 2, 167 481 4, 161 646 799 191 308 672 4, 503 1,194 2, 601 1, 145 243 29 295 580 504 1, 286 4, 091 495 97 165 18 26 59 98 313 453 196 63 21 479 679 1, 062 211 4 8 49 15 72 71 48 41 655 17 221 172 4 31 33 1,000 5 44 29 1, 325 25C 540 1, 258 147 208 28 65 1,413 95 127 699 35 14 35 12 711 194 61, 791 979 4, 434 31, 018 2, 486 15. 941 42 301 63 244 947 856 3, 738 559 199 507 228 195 1,022 1,790 59 434 162 55 437 181 321 17 262 132 2, 515 835 11, 638 6, 723, 566 348, 694 958 387 404, 725 2 ,199 1,160, 897 563 377, 387 94, 565 235 764 106 933 59 111,’ 643 217 126 903 2, 825 290, 772 602 744, 310 120 44, 037 140 175,172 114 156, 223 1 18, 354 500 206,295 104 115, 392 488 128’ 892 57 36 689 163 284’ 899 23 104, 753 925 1, 044^ 067 58 243, 904 96 90 907 40 307^ 153 Reserve branch cities 1 3, 924 2, 200 560 2,416 898 244 594 6 2 324 290 4, 147 321 14, 532 41 168 291 363 1, 406 50, 886 3,196 272, 462 381. 201 167, 525 29, 066 1, 621 19,771 170, 430 247, 288 151, 424 147, 340 145, 659 153, 758 232, 470 108,128 105, 944 161, 636 177, 249 103, 384 552 3, 700 4 ,0 1 9 12, 674 4, 032 4,131 2, 374 658 4, 681 4, 218 1, 536 8,311 645 1, 268 5 63 2 183 407 33 262 32 184 112 44, 747 71, 797 24, 960 17, 399 21, 362 15, 340 28, 528 11, 465 8, 537 5, 661 9, 614 13, 052 42; 537 81, 486 59, 709 42, 955 24, 122 19, 030 36, 833 14, 644 14, 334 13,135 14,456 17, 960 13, 235 60, 347 43, 238 12, 992 9, 850 6, 480 6, 370 4. 465 1,726 1, 444 3, 222 4, 156 3,413 17, 733 1, 788 1, 600 787 1, 534 916 126 174 370 67 558 362 646 90 43 178 243 39 9 2, 626 7,915 1,442 1,372 541 958 1, 673 583 1, 610 137 299 615 2, 250 40 15 1,005 200 331 501 15 42 1 See second and third paragraphs on back of title page. Reserve bank cities 1 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 1, 904, 710 112 73. 734 25, 570, 758 1,314, 008 13, 696,152 1, 585, 005 721, 744 168, 225 186, 715 3, 572, 097 671,796 318, 317 405, 733 276, 554 2, 654, 412 4. 695 43, 294 8,1 8 6 866 89 647 6, 993 687 2, 754 197 411 4 ,9 1 5 68 73 217 34 133, 987 49, 329, 835 All member banks 473 040 800 297 463 365 9 ,084 1, 531 676 537 29 7, 496 259 200 _ F ederal R eserv e d is t r ic t n u m b e r s , a n d r e s e r v e citie s Total assets 2, 31, 5, 2, 321 308 591 435 354 156 625 2, 523 10, 206 16, 219 1, 697 1, 438 10, 025 1,061 2,144 73 713 2, 747 3, 375 1, 844 5, 094 1 ,817 493 71 770 1. 626 105 1, 200 1, 116 535 10, 5, 14. 7, 2, 4, 100, 638 O th e r a ssets 44 300 606 2 50 264 83 102 4 2 741 146 196 301 30 8 735 227 33 82 217 42 105 2 14 9 1 7 4 3, 505 2, 372,168 37 170,260 22 132, 766 356 343, 579 78 108, 440 31, 632 146 84,’ 472 11 10, 868 94 69^ 820 90 247,196 2, 327 332,248 82 54, 975 3 26 438 16 170’ 564 3 21, 669 1 43 664 2l’ 837 7 33’ 204 18 32!095 78 138^ 750 29 60’ 176 47 100’ 799 10 44’ 512 24 21, 474 2 2 ’ 960 10 29^ 707 14 38, 063 45,110 14, 663, 343 1, 590, 646 3, 076, 095 1, 788, 486 1, 424, 531 957,119 792,005 1, 657, 827 666, 680 644, 054 684, 435 705, 202 676,263 2 ,167 25, 897 3, 896 1, 701 2, 549 1, 751 2, 244 593 913 361 1, 601 1. 437 2. 4. 4. 5. 5. 6. 6. 6. 6. 7. 8. 8. 8. 9. 10. 10 , J-U 10. 11. 11. 11 11. 12. 12. 12. 12. B o s to n N ew Y ork 2 P h ila d e lp h ia C le v e la n d R ich m o n d A tla n ta C h ic a g o 2 S t. L o u is M i n n e a p o l is K ansas C ity D a lla s S a n F r a n c is c o B u f fa lo C in c in n a t i P it t s b u r g h B a lt im o r e C h a r lo t t e B ir m in g h a m J a c k s o n v ille N a s h v ille N e w O rlea n s D e tro it L it t l e R o c k L o u is v i ll e M e m p h is H e le n a D enver Ojv k iciiiu la h o m a v f l ii tl vj v iiia O m aha E l P aso H ou ston San jrxl.il/UlllU A n tn n in Oall L o s A n g e le s P o r t la n d S a lt L a k e C i t y S e a ttle Other Reserve cities 1 4. C o l u m b u s 4. T o le d o 5. W a s h i n g t o n 6. Savannah 7. C e d a r R a p i d s 7. D e s M o i n e s 7. D u b u c ju e 7. G r a n d R a p i d s 7. I n d ia n a p o lis 7. M ilw a u k e e 11• 1 P t5Ul AnriId a 71• OIUIAA SinnY n v li tt vj 9. S t. P a u l 10. K a n s a s C i t y , K a n s 10 T JnpnlTi 10. P u e b l o 10. S t. J o s e p h 10. T o p e k a 10. T u ls a 10. W i c h i t a 11. F o r t W o r t h 11. G a lv e s t o n 11. W a c o 12. O a k la n d 12. O g d e n 12. S p o k a n e Country banks, by districts 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. B o s to n N ew Y ork P h ila d e lp h ia C le v e la n d R ich m o n d A t la n t a C h ic a g o S t. L o u is M i n n e a p o l is K an sas C ity D a lla s S a n F r a n c is c o 2 Includes both central reserve city and reserve city banks. 12 ATT MEMBER BANKS— CONDITION ON DECEMBER 31, 1938, OF BANKS IN EACH CENTRAL LIA B IL IT IE S [in thousands of dollars] T i m e d e p o s it s D e m a n d d e p o s it s I n d i v id u a ls , p a rtn er s h ip s and corp ora t io n s F ederal R eserv e d is t r ic t n u m b e r s , a n d re s e rv e citie s All member banks.. Reserve bank cities L 1. B o s t o n _____________ 2. N e w Y o r k 2----------3. 4. 5. 6. 7. 8. 9. 10. 11. 12. P h il a d e lp h ia --------C l e v e l a n d -------------R i c h m o n d ________ A t l a n t a ____________ C h ic a g o 2--------------S t. L o u is __________ M i n n e a p o l is ______ K a n s a s C i t y --------D a l la s _____________ S a n F r a n c i s c o ------ Reserve branch cities 2. 4. 4. 5. 5. 6. 6. 6. 6. 7. 8. 8. 8. 9. 10. 10. 10. 11. 11. 11. 12. 12. 12. 12. B u f fa lo _______________ C i n c i n n a t i___________ P it t s b u r g h ---------------B a lt i m o r e ___________ C h a r l o t t e -----------------B i r m i n g h a m ------------J a c k s o n v ille -------------N a s h v i ll e -----------------N e w O r le a n s -----------D e t r o i t _______________ L it t l e R o c k _________ L o u is v i ll e ___________ M e m p h i s ------ ----------H e le n a _______________ D e n v e r ______________ O k la h o m a C i t y ------O m a h a _______________ E l P a s o --------------------H o u s t o n _____________ S a n A n t o n i o -----------L o s A n g e le s -------------P o r t la n d ------------------S a lt L a k e C i t y -------S e a t tle _______________ Other reserve cities 1-----4. 4. 5. 6. C o l u m b u s ------------------T o l e d o ________________ W a s h i n g t o n __________ S a v a n n a h _____________ 7. C e d a r R a p i d s -----------7. D e s M o i n e s __________ 7. D u b u q u e -------------------7. G r a n d R a p i d s -----------7. I n d i a n a p o l is --------------7. M i lw a u k e e ___________ 7. P e o r ia _________________ 7. S io u x C i t y ____________ 9. S t. P a u l_______________ 10. K a n s a s C i t y , K a n s .. 10. L in c o l n _______________ 10. P u e b l o . . ---------------------10. S t. J o s e p h ------------------10. T o p e k a -----------------------10. T u ls a __________________ 10. W i c h i t a _______________ 11. F o r t W o r t h __________ 11. G a l v e s t o n ____________ 11. W a c o __________________ 12. O a k la n d ______________ 12. O g d e n ____________ 12. S p o k a n e ------- ----------- Country banks, by districts. 1. B o s t o n _______ 1------------------2. N e w Y o r k _________________ 3. P h il a d e lp h ia ______________ 4. C l e v e l a n d _________________ 5. R i c h m o n d ________________ 6 . A t l a n t a ____________________ 7. C h i c a g o ____________________ 8 . S t. L o u is __________________ 9. M i n n e a p o l is ______________ 10. K a n s a s C i t y -------- -----------11. D a lla s _____________________ 12. S a n F r a n c i s c o ____________ U . S. G ov ern m ent Banks U n it e d S ta te s Banks C e r t i in fie d a n d fo r e ig n o ffic e r s ’ cou n ch eck s, tries e tc. , 19,004, 1,025, 11,033, 1,134, 392, 117, 138, 2, 706, 508, 234, 348, 218, 1,144, , 12, 312,553 699, 738 292,096 731, 313 300, 250 56, 510 69, 789 1, 737,112 304, 204 126, 552 144, 562 95, 631 754, 796 435,713 9 .1 6 7 140,823 51, 713 5,126 2.167 9, 645 85, 634 12,466 206 8,1 8 9 21,923 88, 654 53,944 8,119 10, 630 68, 499 64, 516 27,059 46,130 27,406 25,184 42, 439 12,956 4, 798 79, 418 56,426 6, 798 945 20, 689 656 200 8, 661 2, 349 31,186 3, 353 1, 240 672 2, 455 5,469 199 970 1,670 175 745 40 85 90 15 2, 555 1, 282 3, 454 91 265 5, 722,945 , 954, 696 548, 707 515, 509 21, 217 35, 262 1,395, 039 ,31 1 , 753 864, 615 744, 672 15,873 656, 002 570,160 10,026 337.249 299, 236 13, 878 215,779 172,164 6, 983 675,200 585, 488 12, 607 235,696 152, 483 4, 347 271,377 201, 998 5, 897 94,398 154, 768 8,011 66, 798 100,265 13,046 268,248 240,037 6, 510 553,983 153,657 387 5,000 2, 575 310 50 17, 593 14,293 445,878 22,8 66 41 6, 742 5 50 1,673 164, 932 3 .0 9 5 3, 510 6,7 1 4 1,907 353 726 620 1.006 9 .0 9 6 3,600 1, 284 538 1, 722 271 368 12 501 453 3, 725 54 955 372 99 207 285 474 7,086,265 5,214,585 142,667 L, 127,779 642, 365 15, 362 77, 732 816,040 35,024 894, 328 289,165 1,308,295 25,132 70, 738 500, 893 620,755 474, 225 8,0 8 6 71, 412 574,380 72, 890 337, 478 500,414 7 ,' 80,102 313, 18,481 483, 962 623,892 10,959 138,340 812,864 7 ,003 49, 538 248, 343 355,361 57, 314 1, 979 210.901 303,557 4, 303 95, 239 450,549 317,810 67,159 5,481 394,862 523,249 3 ,1 8 8 58,150 255,995 336,839 181 154 165 5 650 5 22 12 41,947 2, 752 2 ,172 4, 763 853 211 1,107 39 553 2 ,944 3 ,017 680 372 1, 317 521 47 333 245 5, 720 1,020 10,195 225 527 38 139 321 53 145 450 5, 644 1,691 37, 523 5.050 3 .050 1,584 15 13, 535 27, 382 34,8 78 83,9 64 20, 896 6, 255 9, 4, 857 27, 909 36,113 82, 454 15, 747 3, 788 33, 421 3, 879 4, 330 4, 421 7,091 1 ,906 10, 270 3, 676 13, 366 11,909 4, 441 770 9 ,003 11, 494 40, 597 21,843 7, 416 27, 410 24, 814 12, 497 17,423 327 4,871 40, 397 54,942 4, 422 7,314 33,027 3 ,979 12,056 3, 677 9 ,140 5, 528 23, 554 16, 353 27,978 9,4 7 7 2, 517 176 2, 861 71, 200 64, 820 178,121 43,176 8, 932 30,966 3, 613 19, 655 87, 224 129.900 22, 498 9,8 1 2 6 2,804 3 ,9 1 4 16, 419 10, 579 10, 565 13,098 59,929 26,2 45 34,828 14, 365 9, 764 974 9, 441 15, 892 10,044 491 427 11,025 348 16 562 474,020 377,958 21, 045 4, ‘ 103 2 ,895 966 13,948 613 8,691 29,605 15.477 1, 798 2,061 15, 712 6,8 8 9 5, 753 548 2, 749 7, 636 10,426 5,503 4 ,2 5 4 1, 284 1,432 149 4,4 0 8 2, 538 958, 734 37,835 9, 695 227,417 540,549 36, 024 39,817 91,243 23,141 6, 608 10,537 5,477 29,086 51,878 87,347 17, 795 4,333 35,184 4,290 4, 707 4,963 7,646 2,371 19,205 3, 746 14, 421 13, 580 4,540 1,227 9,397 171,343 1,595,026 116,933 80,218 212, 470 74,042 22,642 65, 705 4,621 33,913 172, 111 213,135 30,346 19,716 114,300 15,833 35,621 14, 22,926 27,047 107,008 51,108 77,670 26,804 14,742 1,337 17,030 16, 639 264, 894 103,622 13, 224 1,543 3, 362 48, 357 6,1 0 8 2, 741 3, 679 1,077 76, 358 10, 044 8 ,1 4 7 9,101 76, 470 9, 327 2, 757 119 367 4, 229 2, 614 2, 356 168 1, 774 1,363 236 1,247 1, 579 944 385 1,228 662 19, 910 4 ,1 1 6 648 1, 60 950 1, 737 2, 304 36 2, 261 29 143 11,888 9, 654 948 157 1,106 734 872 31 139 540 7, 379 1,987 374 1,453 502 74,153 476, 801 136,391 60,569 198,572 131 49 247 952 591 541, 604 81, 735 397, 783 119, 331 237,173 31, 554 23, 415 513,083 94,4 18 46, 627 24, 561 25, 425 005, 622 11, 23, 805 48, 764 78, 598 52, 326 23, 995 27, 374 73, 754 68, 421 61, 575 54, 545 23, 652 17,174 2 Includes both central reserve city and reserve city banks. Banks in fo r e ig n cou n tries 61, 288 461, 512 131,637 151, 630 45,619 222, 668 1,072 705 600, 727 U n it e d S ta tes 113,649 109,018 146,822 54, 543 5, ' 19,148 16, 581 24, 838 38, 950 214,115 6, 738 25, 575 29, 574 2, 409 43,157 14, 579 12, 651 7, 935 31,022 17, 914 417, 353 78, 368 20, 389 76, 464 1,141 92 194 126 10, 643 12, 417 23,096 25,953 720 3, 4, 506 6, 752 14, 852 19, 455 219 2 ,188 2 ,150 29 366 275 1,845 682 6,6 9 4 3, 908 14, 841 5 ,603 9 5 ,148 O th e r B anks 527,255 20, 457 50, 291 161, 898 76, 313 45, 802 20, 550 32,919 23, 382 76, 821 81, 298 12,132 47, 597 37, 507 4,129 37,470 30, 350 38,125 6,058 58,067 17, 286 52, 780 18,312 18,025 40, 221 120, 396 161, 965 464, 789 152, 450 22, 736 40, 560 34, 280 34,190 98, 535 321,860 15,980 69, 418 54,069 6, 947 93,0 68 38, 745 58, 361 16, 429 140, 812 46, 446 384,047 95, 622 31, 947 129, 664 S a v in g s S ta te s and p o lit ic a l s u b d i v is io n s P osta l sa v in g s and U . S. T rea s. 61, 439 1, 819,527 137,255 3, 2, 595 121,418 275, 714 6 ,260 1,675 67, 880 462 9, 661 483 19,287 18,595 618 871 33,206 1,782 50, 839 7, 579 217,415 6,956 1,186 1,429 28,569 815 32, 452 2,660 159 2, 324 47, 015 18, 686 4 ,203 1,004 13, 601 8, 460 705 33, 581 3 ,997 3 ,014 21.249 466, 748 I I,0 9 0 87, 640 2, 713 21, 304 474 79, 336 2, 718 6, 432 16, 677 8,0 4 5 18, 211 20, 472 7, 6, 937 10,307 14, 850 23,901 42, 340 4 ,353 6 ,499 13, 583 2, 6, 695 10, 200 4, 933 1, 452 13,049 3, 252 13,091 13, 550 10,114 19, 761 172, 597 235, 405 674, 448 276,989 77,188 71,996 82, 649 80, 045 216, 963 473,237 33,870 127,131 108,124 14,163 139,976 83,773 104,268 25, 457 Total 793,928 , 678,677 491,735 291, 465 3, 427,322 99, 877 6, 983 213,821 24,410 71, 327 706,271 280, 718 , 687,885 436, 782 194, 950 240,719 4, — 305,156 33, 200 3,1 6 7 253, 795 62,171 21, 292 34, 702 I,5 2 7 45,985 71 11, 267 18 27, 442 43, 650 3, 420 12,117 574,980 9, 515 33,048 659, 283 182,153 105, 548 238 2, 228 166, 959 22, 746 51, 960 512 4, 358 74,413 28, 618 144 4, 592 28, 606 179,478 11,318 11 28,225 7, 435 82, 748 10, 849 10,099 25, 268 1,275,197 157,128 108,323 292, 639 , 007, 790 1 167,433 2, 633,316 165, 817 In d iv id u a ls , p a r t n e r s h ip s a n d c o r p o r a t io n s 547,158 11, 510,343 9,556, 698 1,289,164 31,852,795 21 119,188 789, 816 2,385, 689 6,510,303 i See second and third paragraphs on back of title page. S ta te s and p o lit ic a l s u b d i v is io n s 5 547 1 1 20 5 14 3,631 1,130 1, 420 140 50 240 355 262 963 32 4 18 764 134 6, 510 1, 275 3, 413 1, 787 15 ’ ’ "lo o 250 59 13 44, 004 147,179 23, 083 5 ,143 24, 891 29, 803 26, 300 9 ,295 6,5 9 9 11, 978 9, 389 5,157 2, 525 7, 380 8,719 685 9, 531 1,121 796 1, 939 3,139 1,075 2,016 265 1, 540 617 3, 565 100 10, 421 6, 420 2, 784 6,5 0 3 2 ,905 3, 387 2, 382 1, 941 1, " " ' 1,701 3, 950 13 RESERVE AND RESERVE CITY1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT LIABILITIES AND CAPITAL ACCOUNTS [in thousands of dollars] Total deposits 43, 363,138 B ills pay a b le and oth er bor row ed m oney 6,309 22, 431, 393 1,125, 333 11, 739, 525 1, 375, 576 646, 750 152, 229 166, 081 3,281, 725 614, 389 286, 619 376, 889 246, 822 2, 419, 465 5, 986, 960 309, 852 356, 823 950, 162 344, 869 86, 849 91, 283 101, 244 113, 251 267, 802 690, 652 40, 826 155, 700 140, 576 16, 823 186, 991 102, 459 117, 869 33, 917 256, 249 95, 402 943, 549 224, 031 81, 873 277, 908 Total lia bilities C a p it a l S u r p lu s U n d i v id e d p r o fit s O th er R eserv e c a p it a l for c o n a c t in g e n c ie s c o u n ts Total capital accounts N et dem and d e p o s it s s u b je c t to re s e rv e 635,548 265, 345 133, 884 310, 656 22,875,936 1, 060, 880 1,182,524 81, 898 56, 753 6, 922 1,142, 569 808, 792 551, 580 254, 727 12, 098, 497 86, 359 65, 815 8.0 8 4 1,392, 764 11,119 54, 576 650, 532 3.0 8 5 5.1 7, 750 152, 891 662 6, 320 8, 875 167,271 1,190 77, 611 136, 255 11,381 3,295, 780 11,340 31, 600 616, 712 I ,7 9 8 10,026 13, 876 290, 978 4,1 8 5 7, 657 12, 850 377, 538 649 6, 970 15,150 248, 741 685 69, 352 105, 800 17, 288 2, 441, 663 313, 674 131, 853 20,367 170,194 27, 279 2, 277 1, 2,016 31, 219 10, 391 2, 457 6 ,169 5, 427 34, 289 12, 401 63, 726 12,189 2, 251 839 2 ,118 30, 658 1, 750 976 1 ,502 229 3, 214 5, 891 2, 694,822 16, 819, 905, 171,439 20 3, 363 1, 597, 655 10, 342, 911, 192,241 284, 71,212 15, 334 91, 104, 19, 444 115 276,317 2, 306, 574 415, 55, 084 3 157, 27, 339 4 225, 28.195 17 149, 27, 813 37 924, 212,749 94 1,234 4,9 1 0 3, 758 42 301 63 244 244 175 150 311 363 435 18 227 5,831 1, 670 864 1,194 1,347 520 391 186 130 96 134 785 24 160 403 649 90 48 178 245 37 26, 691 6, 016, 784 310, 498 604 358, 587 1,463 955, 628 5, 403 346,285 1,172 87,153 304 91, 520 237 101, 537 243 114,093 598 269, 308 697 692,968 2,310 40, 57 158,680 2, 980 141,175 597 16; 843 20 187, 711 720 102, 722 222 118,315 346 34, 213 121 257,917 1, 350 95, 786 384 948,295 4, 435 225,268 874 82,333 460 279,166 1,094 294,152 273,857 76, 766 54, 754 7,253 18, 200 24,800 36, 642 14,970 2, 440 11,818 6, 000 8, 800 10, 408 26,960 1, 654 7, 530 5, 500 1,080 6, 260 7, 350 5,900 600 14, 615 5,075 50, 400 7, 500 4, 750 14, 900 16, 237 14, 400 130,430 9 ,187 2, 335 1,262 2, 350 2, 650 6,410 14,000 956 6, 485 5, 750 253 6, 520 2, 205 3, 623 1,050 7, 2.001 24, 255 5, 650 1, 5, 2, 4, 13, 4, 1, 44 204 392 102 100 834 1, 1,135 3, 363 7, 239 328 1,949 3, 247 165 4 ,125 2, 879 422 506 3,103 1,394 9 ,093 3, 417 1, 348 4, 647 1, ~~~ 2,114 24,050 1, 919 1,196 1,129 687 216 337 2, 830 121 69 551 13 1, 211 722 305 825 216 9, 652 1 ,938 332 2, 550 II,117 2,147,117 153,373 398 120, 693 658 304, 820 1,081 98, 069 827 29,250 76,503 244 10, 098 63, 041 42 224, 726 733 302, 098 1, 585 48,288 114 24,087 38 153,274 3, 785 20,175 52 40, 399 71 19, 53 35 30, 607 29, 468 50 126, 591 373 55,021 167 92, 249 158 40, 764 153 19,350 2, 567 26, 785 358 34,923 71 116,298 67,391 27,754 11, 365 2,243 9, 300 6, 800 15, 875 6, 499 500 5,000 300 3, 770 9, 355 20, 770 3, 260 1,225 8,153 942 1,753 500 1, 300 1, 400 6, 270 2, 400 4, 500 1,650 1, 240 329 1, 510 1, 697 5, 282 3, 541 13, 751 2, 661 1,500 1, 325 300 2, 230 7, 720 4, 475 2,170 886 6,400 358 710 1,000 972 572 4, 675 1, 775 1, 742 1,166 619 56 530 975 1,640 1,000 7 ,814 990 182 969 111 539 3, 761 2, 708 766 127 1,907 119 212 140 235 534 565 823 1,139 689 192 8 442 142 640 732 1,254 201 200 421 59 78 1,299 1,869 491 87 605 25 49, 040 12,865, 751 7 ,915 1,373,929 13, 350 2, 718, 527 6, 803 1, 493, 610 3 ,1 2 9 1,234, 079 841, 552 3, 320 702,160 1, 1, 492,100 3, 593,743 1, 581 576, 704 1, 636 607, 351 1,149 635, 447 1 ,902 607, 649 2, 931,768 558,954 217,354 67,373 102, 417 204. 637 123; 967 97, 922 61,074 48, 250 91, 861 41, 789 39, 758 41, 562 42, 830 35, 701 72, 223 95, 883 125,688 61,175 34, 808 27, 502 39, 846 19, 245 17,071 21, 990 24, 562 18, 961 29, 085 38, 265 34, 097 22, 820 13, 393 10,131 21,618 9,7 1 8 7, 806 10, 731 9 ,196 10, 494 11. 867 12, 685 8, 478 6, 344 4, ' 2, 772 9, 698 2,047 2,141 2, 187 2,150 2, 200 1 See second and third paragraphs on back of title page. 327 620 755 924 341 370 557 299 83 121 626 147 645 223 403 257 D em and d e p o s it s a d ju s t e d F e d e r a l re s e rv e d is t r ic t n u m b e r s , a n d re s e rv e citie s 37, 530 5, 424,217 25,982, 672 33,393,326 All member banks 397,504 43, 905, 588 3, 403, 098 3,083, 726 2, 674 525 174 375 O th er lia b ilit ie s 138, 737 10, 321 104, 245 9,1 0 4 697 2,135, 575 152, 957 120, 035 303, 713 97, 183 29, 250 76, 242 10, 098 62, 999 223, 989 300, 482 48, 141 34, 049 149, 484 20, 123 40, 328 19, 845 30, 572 29, 418 126, 213 54, 854 92, 091 40, 384 19, 383 % 564 26, 437 34, 853 12,809, 310 1,364, 747 2, 703, 334 1, 485, 370 1,230, 383 837, 663 699, 741 1,488, 064 591, 057 574, 934 605, 317 623, 514 605, 087 A ccep t a n ce s ou t st a n d in g 946 313 95 459 296 25 10 15 471 281 2, 372 131 154 162 335 26 225 75 33 23 10 524 20 37 69 2,324,532 Reserve bank cities 1 727, 966 7 ,186, 501 691,124 297,169 58, 793 71, 648 1, 817, 561 300, 042 143, 486 132, 247 100, 646 797, 349 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. B o s to n N ew Y ork 2 P h ila d e lp h ia C le v e la n d R ich m o n d A t la n t a C h ic a g o 2 S t. L o u is M in n e a p o its K a n s a s C i ly D a lla s S a n F r a n c is c o 706, 782 3,118, 571 2, 683,287 127, 231 133, 750 38.196 153, 345 171,149 46,138 456,021 544, 841 205,269 158, 480 226, 267 31,103 26. 573 53,124 7, 412 43,154 54, 498 15, 413 38, 862 56, 653 10,106 41,007 52, 231 12, 810 107,009 174, 496 21, 464 334,093 356, 653 51, 342 18, 679 26, 600 3.154 64, 885 86, 341 16, 493 61, 938 8 2,189 15, 048 8,7 2 5 9, 351 1, 511 90,014 89,089 18, 584 45, 209 53, 438 12, 670 53, 955 81,019 10, 677 17, 202 19, 391 2, 476 144, 403 141,617 26, 982 47, 907 47, 747 8, 967 368,112 379, 929 95,772 101, 742 106, 724 18, 636 36,102 37, 081 8, 574 138, 639 134, 393 37, 987 Reserve branch cities 1 335,051 1,130, 990 1,061,948 84, 676 80, 566 16, 887 66, 544 63, 892 13, 073 168, 396 156, 212 38, 759 39, 489 52,161 10, 371 7, 755 17, 258 3, 383 41, 865 53, 439 7,969 3, 640 3 ,1 8 0 770 26, 376 27, 090 6, 779 109, 567 116, 825 33, 470 132,175 158, 479 30,150 23, 279 20, 855 6, 687 10, 807 13, 284 2,351 69,977 80, 679 17, 290 10, 059 9, 930 1, 494 20, 549 25, 745 3, 265 11,101 5, 795 1, 939 12, 934 12, 856 2, 597 18, 232 18, 583 2,627 72, 700 69, 586 12,159 30, 924 37,003 5.155 44,183 53, 569 8, 550 14,057 15, 664 3, 748 11, 230 10, 892 2,124 1,090 648 393 13, 218 11, 364 2,922 17,125 15, 435 3,140 Other reserve cities 1 22,143 1, 797,592 4,913, 614 6,223, 559 696, 567 600,979 216, 717 1,125 989, 888 1,1 4 6 ,9 5 8 357,568 6 ,098 562, 544 444, 562 294, 876 % 538, 264 409, 992 190, 452 2,191 402,884 334, 435 115, 567 1,488 385, 238 314, 919 89, 845 1,190 552, 225 746, 311 165, 727 2, 704 290, 763 235, 771 73, 937 1,138 265, 575 190,117 67, 350 574 415, 399 283, 674 77,184 714 465,453 336, 386 79, 755 1,017 307, 603 220, 666 68, 614 1, 258 2 Includes both central reserve city and reserve city banks. 2. 4. 4. 5. 5. 6. 6. 6. 6. 7. 8. 8. 8. 9. 10. 10. 10. 11. 11. 11. 12. 12. 12. 12. 4. 4. 5. 6. 7. 7. 7. 7. 7. 7. 7. 7. 9. 10. 10. 10. 10. 10. 10. 10. 11. 11. 11. 12. 12. 12. B u f fa lo C in c in n a t i P it t s b u r g h B a lt im o r e C h a r lo t t e B ir m in g h a m J a c k s o n v ille N a s h v ille N e w O rlea n s D e tro it L it t l e R o c k L o u is v ille M e m p h is H e le n a D enver O k la h o m a C i t y O m aha E l P aso H o u s to n San A n to n io L o s A n g e le s P o r t la n d S a lt L a k e C i t y S e a ttle C o lu m b u s T o le d o W a s h in g t o n S avannah C ed a r R a p id s D e s M o in e s D ubuque G ra n d R a p id s I n d ia n a p o lis M i lw a u k e e P e o r ia S io u x C i t y S t. P a u l K ansas C ity , K ans. L in c o ln P u e b lo S t. J o s e p h Topeka T u ls a W ich ita F ort W orth G a lv e s t o n W a co O a k la n d O gden Spokane Country banks, by districts 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. B o s to n N ew Y ork P h ila d e lp h ia C le v e la n d R ich m o n d A t la n t a C h ic a g o S t. L o u is M in n e a p o lis K an sas C ity D a lla s S a n F r a n c is c o 14 ALL MEMBER BANKS— CONDITION OF BANKS A S S E T S [in thousands of dollars] N um ber of banks S ta te Total, all States. ___ _ N e w E n g la n d : M a in e _. ___ . ________ N e w H a m p s h ir e _______ V e r m o n t ___ __ _ M a ss a ch u se tts. _ ... R h o d e I s la n d ___ ____ C o n n e c t ic u t . . _ _ _ _ _ M id d le A tla n tic: N ew Y ork__ _ N e w Jersey _ _ _ P e n n s y lv a n ia ___________ E a s t N o r t h C e n t r a l: O h i o . . __ _ _________ I n d ia n a _ _ I llin o is ._ _ . M ich ig a n _ _ W isco n s in _ _ _ W e s t N o r t h C e n t r a l: M in n e s o ta I o w a ._ M is s o u r i N o r t h D a k o t a ________ __ S o u t h D a k o t a ____ _ _ N eb ra sk a . K a n s a s ____ S o u th A tla n tic: D e la w a r e ________ _ M a r y l a n d . __ D is tr ic t o f C o l u m b i a ___ V ir g in ia W e s t V i r g in i a ___ _ _. N o r t h C a r o lin a __________ S o u t h C a r o l in a _____ G e o r g ia , _ _ _ _ F lo r id a E a s t S o u t h C e n t r a l: K e n t u c k y ___ T e n n e s s e e ___ A la b a m a . . . . . M is s i s s ip p i ________ W e s t S o u t h C e n t r a l: A r k a n s a s ________ L o u is ia n a . . O k l a h o m a _______ T exas . M o u n ta in : M o n t a n a _______ _______ Id ah o. _ _ _ W y o m in g . __ _ C o l o r a d o ____ _______ __ N e w M e x ic o . _ _ A r iz o n a _________ _ N e v a d a .. ___ _ __ P a c ific : W a s h i n g t o n ________ _ _ O r e g o n _______ __ _ _ C a lifo r n ia ___ . . . . . .. L oans (i n c l u d in g o v e r d r a fts) U . S. G overn m ent d ir e c t o b lig a t io n s O b lig a tio n s g u ar a n te e d b y U . S. G overn m ent O b lig a tio n s o f G overn m ent a g e n c ie s n o t g u ar a n te e d b y U . S. 6, 338 13, 207, 760 10, 882, 288 2, 340, 243 44 53 42 155 14 59 50, 764 30,033 24, 278 619,166 8 8,991 119, 605 563 283 776 36, 13, 9, 430, 72, 73, O th e r b on ds, n o te s and deben tu re s 330, 879 2, 447, 792 2, 401, 538 C or p ora te stock s (in clu d in g F . R . bank sto ck ) Total loans and invest ments R eserv e w it h F ederal R eserv e banks 459, 990 32, 070, 490 8, 694,388 C a sh in v a u lt 745, 650 964 292 676 533 645 519 8,112 1,697 2, 667 31, 850 5, 361 11,017 419 274 224 8, 554 559 2,213 3, 071 2, 603 2, 658 44,025 4, 043 29, 593 27, 287 12, 826 10, 229 95, 623 13, 473 21,144 1,331 518 339 18,191 4,061 1,990 3, 895,804 429, 291 1,144, 780 3, 382,711 320, 245 1,142, 645 992, 510 64, 426 157, 385 128, 355 5, 232 20, 742 658, 739 80, 271 165,044 616, 550 145, 848 575, 252 202, 444 20, 395 74, 911 327 145 395 207 133 608,178 130, 304 764, 785 311,781 127, 570 434, 707 159, 750 1 ,2 3 7,1 08 333, 699 189, 981 120,145 23, 484 160, 330 114,912 21.359 21, 828 4, 371 33, 955 14, 118 1,288 111,652 33, 715 217,143 71, 553 27, 963 110, 520 37,051 186, 998 64, 757 73, 600 13, 203 3,1 5 5 32,195 3 ,183 2, 334 1, 420, 233 391, 830 2, 632, 514 914, 003 444, 095 278, 986 63, 234 996,101 150, 363 76, 368 44, 907 15,411 59, 790 25, 836 11, 258 206 142 141 50 64 150 200 206,051 117, 598 325,199 15,197 23, 677 81, 942 71, 542 197, 828 56,112 294, 252 11, 332 10, 709 53, 485 48, 923 19, 324 18, 774 73, 527 3, 337 2, 682 10, 350 16, 838 3, 662 2, 709 13, 739 283 410 3,803 3, 872 44, 323 35, 337 82, 224 4,613 8, 421 19, 722 19, 834 30,034 11, 596 45, 795 2, 216 2,210 8 ,074 2, 921 2 ,137 857 18, 806 178 202 745 756 503, 359 242, 983 853, 542 37,156 48, 311 178.121 164; 686 76, 877 37,001 178, 843 3, 824 6, 878 34, 685 30, 986 9 ,148 7 ,206 12, 384 987 1,496 3, 233 4, 028 20 74 13 157 98 52 24 73 57 43,154 102, 677 77, 327 191, 778 90, 953 90, 929 31,313 162,150 69,126 23, 473 196, 408 88, 349 91,107 34, 462 45, 868 12, 442 42, 105 64, 715 8, 048 7, 844 22, 601 18, 252 10, 272 14, 379 2, 834 11,196 25, 437 162 2, 510 4, 385 4,016 1, 208 2, 771 530 3, 122 2, 350 7, 765 8,817 1, 931 21,097 11, 703 22, 823 7, 730 15, 942 19,126 13, 095 28, 769 10, 981 17, 638 12, 333 1 ,455 1,149 9 ,800 9, 279 1,317 2, 649 1,816 3. 387 2, 772 1,199 333 2,1 6 8 1,192 97, 014 347,674 207,390 347, 275 163, 703 179, 424 56,331 246. 483 191,225 10, 066 68, 434 51, 593 55, 644 20, 559 30, 748 7, 688 47, 462 30, 774 1, 653 10, 435 8, 754 8, 921 6, 565 5, 759 2, 585 5, 883 7, 963 111 77 82 27 128, 183, 99, 22, 978 689 566 262 54,125 56, 767 28, 491 8 ,088 12, 767 16, 604 12, 364 971 2,913 2,110 378 431 14, 954 36, 221 31, 705 16,091 15, 708 9, 381 8, 367 1,736 1,827 4, 257 1,638 381 231,272 309, 029 182, 509 49, 960 36, 252 47,069 27, 229 6, 545 6, 222 7, 907 5, 435 2,145 57 37 221 501 51, 129, 122, 417, 859 339 797 721 503 678 622 373 5,173 24, 252 21, 228 46,049 681 1, 111 2, 530 9, 266 15,164 35, 971 59, 936 96, 268 4 ,195 3, 960 4, 977 16, 461 550 1, 646 1,322 5, 715 91.125 279, 957 263, 412 831,853 14, 807 55, 676 51,076 171, 222 2, 5, 5, 23, 531 338 787 240 2, 2, 1, 5, 1, 1, 1, 875 306 533 730 465 782 707 950 13, 83, 50, 240, 127, 948 61,243 50, 071 1.247, 942 189,133 259,081 13, 7, 5, 304, 26. 40, 621 349 387 726 445 451 3, 284 2, 297 1, 200 142,004 6,284 9,014 9, 877,113 4, 334,867 1, 065. 708 142, 380 3, 280, 759 512, 595 102, 974 28,060 64,118 67 30 35 89 27 7 33 5 24, 820 24, 913 17, 754 75, 452 15, 281 26,149 43, 853 9 ,310 32, 938 17,055 8, 976 62, 402 10,030 12,909 2 2,078 7,090 3, 971 8,023 1,204 8, 580 2, 616 4,911 6, 601 3,078 923 141 182 1, 722 475 1,809 327 162 8, 024 5, 723 3, 278 15, 379 3, 353 2, 633 8 ,132 2, 479 5, 340 1,749 1, 269 13, 219 453 2,001 3 ,174 912 361 174 160 773 119 137 555 36 76, 377 57,778 32,823 177,527 32,327 50, 549 84, 720 23, 067 16,136 9, 462 7, 212 46,919 6,0 6 4 6, 349 18, 343 2. 569 63 35 117 146, 669 78, 592 1, 542, 813 97, 626 71, 330 895, 162 10, 454 26, 216 144, 231 2, 304 117 11, 633 23,971 17,010 268, 019 11,136 8 ,1 5 5 92, 842 1,543 486 19, 546 293, 703 201, 906 2, 974,246 45, 935 27, 996 452, 592 STATES LOCATED C o n n e c t ic u t — D is t . N o . 2 ___ N e w J e rs e y — D is t . N o . 2 ____ K e n t u c k y — D is t . N o . 4 _____ P e n n s y lv a n ia — D is t . N o . 4__ W e s t V ir g in ia — D is t . N o . 4__ L o u is ia n a — D is t . N o . 6 ______ M is s is s ip p i— D is t . N o . 6 ____ T e n n e s s e e — D is t . N o . 6 _____ I n d ia n a — D is t . N o . 7 ________ I llin o is — D is t . N o . 7_________ M i c h i g a n — D is t . N o . 7______ W is c o n s in — D is t . N o . 7_____ M is s o u r i— D is t . N o . 10______ N e w M e x i c o — D is t . N o . 1 0 _ . O k la h o m a — D is t . N o . 10____ A r iz o n a — D is t . N o . 12_______ O b lig a t io n s o f S ta tes and p o lit ic a l su b d iv is io n s 11 198 59 226 12 26 17 65 106 273 170 96 42 8 210 5 17, 692 353,063 43, 675 358, 546 18, 641 103, 228 17, 543 108, 641 103, 596 713,071 297, 360 113, 931 107,064 8,6 9 8 120, 969 22, 587 12,116 280, 853 20, 468 577,901 8 ,073 82,133 7, 471 39, 875 147,195 1,195, 644 319, 953 179, 200 76, 425 7, 498 50, 340 9, 849 2, 091 49, 314 3, 858 31,163 2, 392 13, 658 662 9, 366 20, 348 153, 259 112, 323 19,144 2 1,059 2, 433 2 1,136 4, 843 IN TW O 429 3, 282 905 5, 859 414 1,001 421 826 3, 536 31, 756 13, 870 1,032 5, 676 166 2, 530 1,803 FEDERAL 2, 334 66, 818 8, 544 38,090 2, 304 28, 833 12, 598 22, 894 30, 631 198, 037 66, 921 25, 237 37, 279 2, 282 58,126 1, 634 RESERVE 4, 689 115,806 5, 608 177, 997 3, 387 3, 383 1 ,509 8 ,017 30, 601 168, 345 53, 477 65,163 13, 768 359 4, 887 1,991 223 17, 873 811 39, 814 1,124 882 342 3, 781 2, 810 31, 646 2, 947 2, 132 2, 770 73 1, 298 112 9, 228 4,910 4 1,122 D IS T R IC T S — C O N D IT IO N 39, 574 887, 009 83, 869 1, 229,370 36, 335 233,118 40, 546 193, 400 338, 717 2, 491, 758 866, 851 405, 839 264, 041 21, 509 259, 286 42, 819 6, 892 109, 703 10,711 180, 544 4 ,1 2 4 48, 849 5, 372 2 8.099 56, 668 978, 382 144, 532 72, 613 54, 422 3 ,0 3 2 50,423 5, 587 1,574 22, 111 2,505 22,140 1, 509 4,096 1, 770 5, 723 12, 734 55, 794 24,054 9, 868 3, 803 850 5, 564 1. 480 15 BY STATES, ON DECEMBER 31, 1938 A S S E T S [in thousands of dollars] D em and b a la n c e s w it h banks in U . S. (e x c e p t p r iv a t e b an k s, e t c .) O th er b a la n c e s w it h banks in U . S. 4,119, 695 B a la n c e s w it h b a n k s in fo r e ig n c o u n tr ie s 119,824 C ash it e m s in p rocess o f c o l le c t io n 50, 553 1, 758, 709 Bank p r e m is e s , fu r n it u r e and fix tu re s O th e r rea l esta te ow ned A s se ts C u sto in d ir e c t ly m ers’ rep re li a b i li t y se n tin g on a c rea l ce p t a n c e s e sta te 945, 037 325, 634 144, 508 667 634 491 207 682 403 45 144 15 2, 005 172 222 69 24 101 1,877 268 45 4,0 6 8 3,1 2 8 1 ,188 68, 821 6, 515 12, 883 2, 003 2 ,218 1,037 41, 374 8, 694 14, 171 447 185 328 11,879 3, 225 2, 402 411 77 245, 690 156, 489 372, 952 4, 272 3, 725 16, 365 36, 471 62 1,534 638, 064 31, 806 128, 942 267, 788 48, 810 111,308 241,172 95,054 390, 293 139, 663 84,047 9, 675 2,710 13, 557 1,998 1,650 967 250 2, 023 1,193 34 74, 321 18.093 149, 768 47, 624 19, 786 128,508 47,135 205,009 7, 360 11,294 38, 810 62, 773 3, 882 620 4, 440 3 105 554 53 516 32 35, 311 49, 103 41, 667 57, 397 33, 168 58,101 23, 525 55, 981 57, 428 396 272 180 3. 152 6, 328 122 82 717 1,826 55, 78, 48, 13, 318 895 843 161 808 3, 301 198 22, 891 60, 885 103,591 325, 186 273 705 3, 337 4, 766 28, 507 13, 677 15, 082 74, 871 12, 623 12, 963 28, 124 4, 499 1,683 1, 421 365 4, 762 150 740 1,490 2 ,1 3 5 76, 904 4, 263 25, 877 784 8, 103 16, 8, 5, 126, 22, 70, 229, OF BAN K S 9 ,5 0 5 127, 232 18, 668 140, 670 5 ,810 37, 381 9, 788 _ 55, 420 80, 388 359, 836 130, 765 74, 515 111, 924 7, 491 102,167 9, 297 18 57 2 1 5 134 35 78 127 196 71 14 86 439 194 2, 919 2, 748 LOCATED 126 . 937 495 . 885 413 . 690 236 635 387 738 592 961 150 332 210 IN 127 ! 217 2, 023 1,178 34 440 . - In com e a ccru ed bu t n ot c o lle c t e d O th e r assets Total assets S ta te 120, 722 100, 638 5, 714 2, 210 23 9, 531 343 20 140 4 134 3, 833 573 522 181 41 100 5, 666 419 509 168, 884 85, 344 65, 052 1, 971, 579 266, 963 409, 746 67, 650 41, 772 76, 562 30, 420 8, 276 26, 336 89, 803 465 8, 052 36, 114 4, 133 10, 962 68, 764 2, 199 13, 970 15, 799, 990 1. 533, 885 4, 624, 455 649 050 870 898 551 19, 387 2, 288 9, 766 4, 409 2, 360 9, 200 233 2,310 1, 120 123 1,004 16 2, 478 20 31 4, 114 771 9, 604 2, 331 1,126 2, 146 423 7, 984 1, 339 2, 772 2.157, 701 603,363 4, 315, 058 1, 308, 797 656, 201 29, 455 12, 452 62, 046 696 1, 318 13, 340 6, 764 10,198 6, 679 13, 643 1, 699 1, 956 6, 002 6, 360 1, 217 600 7, 587 266 232 447 786 4,519 681 1,104 179 24 516 1, 726 376 2, 332 176 243 2, 870 315 1,103 68 97 532 153 772, 558 355,452 1, 343,103 52, 288 72! 030 275 624 277’ 395 4, 16, 14, 17, 4, 11, 2, 23, 10, 852 785 591 775 795 200 641 338 723 1, 9, 14, 12, 6, 5, 1, 651 868 421 369 821 745 590 11, 534 7, 493 1, 104 1.490 4, 091 3, 907 4, 746 1,672 305 2, 536 1, 076 676 47 231 573 453 647 156 465 22 626 639 94 756 356 1, 184 562 901 115 903 300 153 048 505’, 730 343, 57» 510, 332 248 086 294’ 270 94, 885 395’ 595 310,187 13, 19, 7, 1, 987 297 844 206 5, 12, 6, 1, 734 517 639 731 3, 961 2 , 886 6, 084 1, 014 570 217 1, 121 246 180 534 521 734 22 367 696 1, 513 152 355 025 482,' 616 288, 40? 75, 938 4, 050 2 0,138 12, 705 47, 323 2, 309 7,291 9, 392 33, 291 791 1,852 208 6 ,416 24 2, 561 290 4, 836 7 597 43 1,378 125 1,339 430 626 228 3, 563 331 1, 592 139,161 440, 029 450, 602 1, 451, 925 2, 995 2, 872 670 13,146 587 2, 493 7, 345 991 2, 859 1, 545 806 3, 597 979 1,598 1, 698 715 129 31 45 381 48 377 205 23 200 2, 235 75 265 1 20 444 12 162 99 602 159 27 521 51 69 126 50 132, 502 89 252 58 766 328’ 241 54, 306 77,’ 368 145 993 35’ 173 16, 468 10, 316 136, 498 8, 341 6, 554 86, 991 1,003 350 25, 108 6 21 34, 732 586 851 10, 262 746 89 6, 283 457, 753 282,175 4, 013, 365 A r iz o n a U ta h 1ST0 Vavia HQ P a c ific : W a s h in g to n O regon C a lifo r n ia 107 3, 681 56 4, 403 101 1,105 8 359 709 9, 423 2, 276 986 585 12 430 162 54 1,331 134 2, 850 82 2 ,9 1 7 132 576 347 7, 866 1,324 2, 740 244 3 306 44 62,914 1,258,037 121,295 1, 679, 860 56. 007 357; 708 61, 086 310, 428 521, 208 4,112,136 1, 242, 495 600, 592 474, 201 34,122 443, 793 63, 725 C o n n e c t ic u t — D is t . N o . 2 N e w J e r s e y — D is t . N o . 2 K e n t u c k y — D is t . N o . 4 P e n n s y lv a n ia — D is t . N o . 4 W e s t V ir g in ia — D is t . N o . 4 L o u is ia n a — D is t . N o . 6 M i s s i s s ip p i— D is t . N o . 6 T e n n e s s e e — D is t . N o . 6 I n d ia n a — D is t . N o . 7 I llin o is — D is t . N o . 7 M i c h i g a n — D is t . N o . 7 W i s c o n s in — D is t . N o . 7 M i s s o u r i— D is t . N o . 10 N e w M e x i c o — D is t . N o . 10 O k l a h o m a — D is t . N o . 10 A r iz o n a — D is t . N o . 12 FEDERAL 1,774 26, 347 1,218 36, 415 1,113 18, 092 1,083 12, 655 16, 242 145, 500 47,0 09 18, 981 29, 318 419 12, 541 2, 263 51, 13, 38, 18, 12, RESERVE 2, 481 37, 452 2, 458 41, 593 1,288 6, 490 1,477 7, 791 10, 523 34, 846 17, 383 11, 167 3, 970 636 9 ,2 1 7 1,410 100 5 2, 040 683 5 23 588 275 26 19 128 104 18 3 183 329 D IS T R IC T 799 32, 632 613 13, 172 1, 232 1, 688 910 2, 708 1,804 8 , 600 4, 247 2, 103 968 20 194 253 449 133 181 131 363 4, 725 133, 987 49, 329, 835 Total, all States N e w E n g la n d : M a in e N e w H a m p s h ir e V erm on t M a ssa ch u setts R h o d e I s la n d C o n n e c t ic u t M id d le A tla n tic: N ew Y ork N e w J e rse y P e n n s y lv a n ia E a st N o r th C en tra l O h io I n d ia n a I llin o is M ich ig a n W is c o n s in W e s t N o r t h C e n t r a l: M in n e s o ta Iow a M is s o u ri N o rth D a k ota finnth L/di\ULcl nolrnf o OulltlJ 1 STcUidolvd ohroclrQ i> K ansas S o u th A tla n tic: D e la w are M a ry la n d D is t r ic t o f C o l u m b i a V ir g in ia >* Col \7ircnniQ V11£,111Id N o r t h C a r o lin a S o u t h C a r o lin a G e o r g ia F lo r id a E a s t S o u t h C e n t r a l: ITAnti/11 pi? yT7 ivuij. UvK T en n essee A la b a m a M is s is s ip p i W e s t S o u t h C e n t r a l: A rk an sas L o u is ia n a O k la h o m a T exas M o u n ta in : M on ta n a Ida h o W UATTl 1fl O * C o lo r a d o \Tpm A/TaYiPn vW lVlcAlLU S P E C IF IE D 8 8,1 3 5 570 2, 559 20 405 2, 561 594 217 208 2, 243 1,118 123 525 244 16 2, 478 20 31 290 200 43 98 16 ALL MEMBER BANKS— CONDITION OF BANKS L IA B IL IT IE S [in thousands of dollars] T i m e d e p o s it s D e m a n d d e p o s it s Total T o ta l, a ll S ta te s _____ N e w E n g la n d : M a i n e ___________________ N e w H a m p s h ir e _______ V e r m o n t ________________ M a s s a c h u s e t t s -------------R h o d e I s l a n d __________ C o n n e c t ic u t ____________ M id d le A tla n tic: N e w Y o r k _____________ N e w J e r s e y ____________ P e n n s y lv a n ia _________ E a s t N o r t h C e n t r a l: O h io ____________________ I n d i a n a ________________ I llin o is _________________ M i c h i g a n ______________ W i s c o n s in _____________ W e s t N o r t h C e n t r a l: M i n n e s o t a _____________ I o w a ____________________ M i s s o u r i _______________ N o r t h D a k o t a ________ S o u t h D a k o t a _________ N e b r a s k a ______________ K a n s a s _________________ S o u t h A t la n t ic : D e la w a r e ______________ M a r y l a n d ______________ D is t r ic t o f C o l u m b i a . V ir g in ia ________________ W e s t V i r g in i a _________ N o r t h C a r o lin a _______ S o u t h C a r o l in a _______ G e o r g ia _________________ F lo r id a _________________ E a s t S o u t h C e n t r a l: K e n t u c k y ______________ T e n n e s s e e ______________ A l a b a m a _______________ M i s s i s s ip p i____________ W e s t S o u t h C e n t r a l: A r k a n s a s _______________ L o u is ia n a ______________ O k l a h o m a _____________ T e x a s ___________________ M o u n ta in : M o n t a n a _______________ I d a h o ___________________ W y o m i n g ______________ C o l o r a d o _______________ N e w M e x i c o __________ A r iz o n a ________________ U t a h ___________________ N e v a d a ________________ P a c ific : W a s h i n g t o n ___________ O r e g o n _________________ C a lifo r n ia ______________ I n d i v id u a ls , p a rtn er sh ip s and corpora t io n s U . S. G ov e rn m ent S ta tes and p o l it ic a l s u b d i v is io n s Bank U n it e d S ta tes In d iv id u a ls , p a r t n e r s h ip s a n d c o r p o r a t io n s Total S a v in g s O th er 31, 852, 795 21,119,188 789,816 2,385,689 6,510,303 500, 641 547,158 11, 510,343 9, 556, 698 1,289,164 59, 405 47,160 19, 793 360,745 132,049 255, 482 45, 696 33, 959 16, 442 957.121 109,036 203,730 1 ,123 617 381 19, 776 409 3, 561 5,157 4, 836 237, 613 8,983 18, 487 6, 298 6, 576 1, 574 104,424 11,119 2 3,102 24,410 367 1.130 1, 510 560 17,401 2 ,135 6, 602 85, 790 23,260 35,293 328, 894 98,158 99,173 P osta l sa v in g s and U . S. T rea s. S ta tes and p o lit ica l s u b d i v is io n s Banks in U n it e d Sta tes 797 285 238 693 563 2, 732 55 398 302, 890 21, 763 266,154 16,357 59, 591 14, 301 61,602 18, 492 708 42, 615 1,670 1,100 438 25,1 44 4,2 1 6 1, 642, 651 1, 256,034 689, 342 652, 570 1, 513, 581 1,126, 853 438, 250 245 9,181 218, 946 14, 784 25, 385 854, 848 ,139, 720 228, 446 365, 520 !, 114, 434 2 ,043, 489 700, 224 478, 587 340, 469 230, 479 21, 800 14, 446 91, 806 22, 335 13,099 98,058 65,195 233, 392 94, 856 30, 510 147,169 51,162 698, 027 92, 342 60, 536 1,074 53 9, 515 713 145 16, 771 6 ,218 38, 205 11,391 5, 700 771,580 177, 827 833,434 497,206 248,161 681, 137, 714, 478, 223, 940 837 941 891 489 59, 555 30, 251 86, 263 12, 646 21, 400 3, 329 1, 651 1,179 760 941 20,136 47 30, 907 3, 514 856 6, 620 8, 041 144 1, 395 1, 475 471, 833 225, 037 L,001, 776 26, 500 44, 495 203, 059 207,319 269, 786 137,445 549, 764 21,122 28, 744 124, 268 118, 450 1 3, 457 23, 258 124 384 3, 235 5, 69, 381 3 8,032 56, 737 2, 519 11,011 21,079 49, 899 121, 524 42, 727 363,041 2, 215 3, 798 51, 824 30,971 736 8, 421 3, 376 8, 594 520 558 2, 653 2, 710 218,159 96, 914 227,050 19, 614 19, 494 44,194 40,353 170, 295 72, 629 184, 922 12,113 11, 704 26, 586 23, 853 41, 012 23, 806 34, 615 7, 040 7 ,034 17, 227 15, 465 1,560 430 1, 325 138 86 318 544 2, 558 39 765 323 659 34 142 2, 734 10 5, 423 104, 778 319,508 212,470 264, 492 124, 094 217,182 67, 903 268, 651 223, 719 98, 837 187,147 178.121 162, 263 90, 444 102, 287 43, 309 152, 869 136, 239 685 26, 522 1 ,737 4, 991 2, 259 2, 742 500 13, 537 8 ,194 I ,0 8 7 26, 741 103 25, 276 17, 767 26, 872 17, 484 2,618 2, 4, 763 5, 835 3, 909 5,127 1,303 4 ,8 6 8 2, 739 18.311 137,184 91,243 183,144 86,987 48, 547 17, 690 79,190 55, 945 15, 431 121.147 83, 964 159, 780 76, 992 37, 846 16, 02'" 68, 426 48,1 45 1,903 10, 340 6 ,7 1 4 12, 854 8,169 7, 779 1,130 8, 705 1, 530 445 468 300 884 1,228 361 28 1,502 451 352 1, 854 31, 794 1, 551 76, 903 27, 410 66, 056 9 .715 8 0,154 5, 307 75,317 44, 586 8, 337 47 1,064 437 333 4, 554 180 3, 375 265 1,289 551 1, 497 68 224 1, 265 219, 556 305,168 173,109 43, 593 147, 813 156, 245 103,795 27, 082 4,181 15, 483 8 ,1 1 9 1,185 15, 302 40, 590 26,122 10, 395 49, 989 88, 796 33,055 4, 541 2, 271 4 ,054 1, 779 390 90, 539 127, 065 76, 364 23, 888 71,057 94, 622 68, 086 19, 233 16, 502 19, 874 5,181 3 ,9 5 6 518 3,1 5 6 1, 531 681 2,126 5,711 649 3 3, 702 917 15 91, 027 319, 705 324, 025 L, 095, 088 57, 584 162, 387 194,098 695, 504 16, 814 8 ,6 0 7 39, 791 I I, 892 43,191 46, 951 9 0,025 1 3, 308 13, 879 37, 402 33, 040 83,241 78,113 200, 563 26,020 68,181 46, 431 157, 359 5, 5, 343 21,025 26, 205 618 4, 029 813 2,356 176 5, 503 5, 879 13, 875 328 185 3,965 768 83,174 56,995 35,906 215,891 40,351 52,287 90, 377 20,113 56, 367 37, 761 21, 356 154,139 23,690 35, 618 49,001 14,028 1,677 627 348 3, 219 644 1,089 912 510 36,239 23,939 16, 419 80,917 9, 876 18,976 40,126 12, 353 27, 893 20, 260 12, 925 73,093 7, 597 17, 644 37, 792 11, 990 7, 030 3, 262 2, 786 4, 301 2 ,0 4 2 1,124 1,776 211 95 292 68 186 158 46 125 66 1,126 95 125 225 3,080 136, 017 128, 646 87, 710 101,337 1, 892, 962 1, 559, 791 5,918 6, 836 102,195 22,042 18, 92, 60, 231, 755 933 488 726 261 327 208 569 345 131 225 15,062 15, 634 8, 664 15, 263 13,069 12,987 18, 975 4, 72' 9 ,807 2, 646 5, 330 42, 648 2, 603 2, 359 21, 264 660 6, 275 188, 780 276, 444 5, 634 112, 695 157,194 I, 749, 360 1, 246, 281 105,024 29, 383 16, 623 133, 663 47,010 18, 777 213, 771 23, 881 33,148 4 26,922 541,493 50,397 59, 775 615, 728 853,783 16, 276 21,061 125, 478 260,380 19,927 33, 875 95, 715 188,562 199, 637 324, 727 I, 005,255 1, 980, 501 464,045 680, 869 213, 836 319,147 172, 232 395,553 12,040 24,657 190, 810 318, 889 29,8 32 44,190 1,338 11, 306 1, 433 25, 997 505 15, 742 1,149 13, 265 14,028 88, 811 21,981 12, 887 8 , 535 308 8, 516 105 4 ,0 3 4 63,121 5 ,898 3 8,866 2,043 37,016 8, 081 26,054 59,962 219, 202 91,029 27, 767 17, 587 9, 732 45, 665 11,079 2, 757 26,488 1, 561 163,983 1 ,536 7 8,942 4 ,: 50, 354 45, 703 670,156 9 2,083 59,164 191, 814 2 ,097 60, 210 2, 290 126 336 71 18 167 1,072 2 640 103 1,065 591 11,086 3, 931 2, 874 39, 535 LOCATED 245 195 "1 ,0 7 2 9, 515 712 145 144 IN 1,138 13, 411 486 9 ,014 701 2,130 320 3 ,174 5, 344 37,070 11,019 5, 348 5, 241 480 13, 686 882 TW O FEDERAL 21,984 573,930 45,160 541,970 24,060 67, 579 20,210 89,001 145,623 760,427 457,530 220,162 43,201 7,169 77,351 14,349 20, 709 546, 442 38,088 384, 409 20,9 96 5 3,150 1 7,070 61,115 113, 824 673, 226 440, 745 199,185 36, 521 5 ,8 3 2 4 6,109 13,311 RESERVE 1,010 17,905 5, 826 89, 695 2, 650 4, 722 2, 570 17, 264 23, 767 64, 229 1 1,728 1 8,160 5, 869 1 ,123 20, 607 857 415 257 79 152 101 86 7 443 6 ,084 342! 7, 253; 201,523 10,044 723 519, 405 2, 733,041 27, 880 95, 499 474,315 109, 339 382 Banks in fo r e ig n cou n tries 61,288 461,512 131,637 1,121 283 146 1,355 553 769 8 2.147 21,194 34, 471 300, 529 92, 826 86, 786 , 939,505 7, 856,017 173, 846 18,12: 508, 612 665,147 !, 380,963 1, 667,407 95, 336 STATES C o n n e c t ic u t — D is t . N o . 2__ N e w J e rs e y — D is t . N o . 2_._ K e n t u c k y — D is t . N o . 4 ------P e n n s y lv a n ia — D is t . N o . 4. W e s t V ir g in ia — D is t . N o . 4 L o u is ia n a — D is t . N o . 6 ------M is s is s ip p i— D is t . N o . 6- ._ T e n n e s s e e — D is t . N o . 6------I n d ia n a — D is t . N o . 7----------I llin o is — D is t . N o . 7________ M i c h i g a n — D is t . N o . 7____ W is c o n s in — D is t . N o . 7____ M is s o u r i— D is t . N o . 10------N e w M e x i c o — D is t . N o . 10. O k la h o m a — D is t . N o . 10___ A r iz o n a — D is t . N o . 12______ C e r t i Banks fie d a n d in fo r e ig n o ffic e r s ’ ch eck s, cou n e tc. tries 5, 644 11 29 349 10 332 1, 365 18, 250 3, 950 D IS T R IC T S — C O N D IT IO N 100 281 4, 690 178 4 ,019 560 2 ,937 1,161 352 459 686 408 155 803 46 165 9, 456 823 31,946 4 5 ,503 4, 263 17 22, 600 3 ,203 671 93 59 5 ,879 125 127 142 31, 230 232 185 10 3,422 6 ,854 20 1 ,395 1,460 310 3,953 10 17 BY STATES, ON DECEMBER 31, 1938 L IA B IL IT IE S A N D C A P IT A L A C C O U N T S [in thousands of dollars] Total deposits B ills pay a b le and oth er b or row ed m oney 43,363,138 145,195 70,420 55, 086 1, 689, 639 230,207 354, 655 13,582,156 1,354, 489 3, 894, 544 6,209 240 64 563 1,169 60 1, 234 A ccep t a n ce s ou t s t a n d in g O th er lia b ilit ie s 10,340 384 20 781 439 380 17, 622 3, 455 1,865 130 87 59 533 36 476 104, 508 468 9, 232 260, 516 8, 690 20,050 13, 948, 349 1, 363, 707 3, 925, 060 689, 968 100, 375 232, 306 884,194 43, 797 343, 158 197, 680 16, 47' 75, 670 73,078 5. 487 45, 507 6, 721 4 ,0 4 2 2, 754 1, 851, 641 11,056,061 7, 956, 304 477, 220 587,089 170,178 699,395 1,879, 615 1, 673,189 208 586 787 660 442 1,919, 685 544, 949 3, 963,378 1,201,135 591,141 145, 995 29, 889 175, 821 61,001 39, 929 8, 2, 34, 5, 3, 751 889 888 817 671 2,506 1,117 1,499 1,591 728 824, 343 895, 356 238, 076 281, 766 252, 373 58, 414 351, 680 2, 575, 555 2 ,165. 318 515, 959 537, 210 107,662 236, 666 246, 903 65, 060 548 3,1 0 0 161 282 500 448 699, 071 322, 611 1,232, 514 46,285 64,271 248,191 248,211 640 1,424 1,081 1,977 654 1,418 165 2, 270 644 246 182 7 812 46 1,633 193 90 104 18 310,095 432,233 249, 473 67, 481 119, 413 80,934 52,325 296, 808 50,227 71, 263 130,503 32, 466 OF BAN K S 1,115, 104, 1,395, 45, 327, 54. 277, 470, 3, 765, 1,138, 539, 438, 31, 396, 58, 168 363 5, 221 LOCATED 25 225 47 100 IN 20 408 98 809 75 12 30 61 10 244 16 2,711 20 31 46 397,504 43,905,588 2,403,098 2, 082, 726 23,230 14,459 9, 707 261, 636 33, 629 53, 021 38, 701 35, 398 13,114 1 ,1 6 6 ,0 3 2 102, 852 172,211 49,056 38,917 17, 388 1 ,0 1 0,1 25 115, 775 220, 551 N e w E n g la n d : M a in e N e w H a m p s h ir e V erm on t M a ssa ch u setts R h o d e I s la n d C o n n e c t ic u t M id d le A tla n tic: N ew Y ork N e w J e rse y P e n n s y lv a n ia E a s t N o r t h C e n t r a l: O h io I n d ia n a I llin o is M ic h i g a n W is c o n s in W e s t N o r t h C e n tr a l: M in n e s o t a Iow a M is s o u r i N o rth D a k ota S ou th D a k o ta N eb ra sk a K ansas S o u th A tla n tic: D e la w a r e M a ry la n d D is t r ic t o f C o l u m b i a V ir g in ia W e s t V ir g in ia N o r t h C a r o lin a S o u t h C a r o lin a G e o r g ia F lo r id a E a s t S o u t h C e n t r a l: K en tu ck y T ennessee A la b a m a M is s is s ip p i W e s t S o u t h C e n tr a l: A rkan sas L o u is ia n a O k la h o m a . T exas M o u n ta in : M o n ta n a Idaho W y o m in g C o lo r a d o N e w M e x ico A r iz o n a U ta h N evada P a c ific : W a s h in g t o n O re g o n C a lifo r n ia 354 495 443 629 224 20, 470 8, 024 4 2,029 12,624 7 ,508 38, 674 17, ‘ 60, 843 3, 812 5, 211 15,000 16,063 24, 290 9, 216 25, 508 1,629 1, ~~~ 7, 7, 915 7, 634 3, 978 20,033 423 864 2, 402 4, 493 2, 455 1,924 3, 773 123 232 1,873 501 434 463 432 16 113 160 212 73, 487 32, 841 110, 589 6,003 7, 759 27, 433 29,184 314, 085 165, 450 734, 721 18, 444 31, 883 150, 909 137, 782 318,133 166, 401 553, 049 23, 465 38, 995 134, 660 164, 295 123, 854 458,391 304, 820 449, 840 211,928 267, 365 85,758 350, 215 280, 487 8, 695 23, 299 15, 875 31, 099 18, 395 12, 944 5, 037 23, 699 16,149 16,056 14, 126 13, 751 19,104 11, 581 8, 360 2, 341 13, 651 9,011 3, 990 6 ,8 6 8 7, 814 7, 333 4, 229 3, 203 1, 218 4. 863 2, 447 2, 1, 254 2, 1,633 1,913 236 2, 945 1,297 366 65 308 320 485 295 222 277 29,194 47,339 38, 759 60, 492 36,158 26, 905 9,127 45, 380 29, 700 64,615 254,130 156, 212 189, 852 86,131 147, 881 41, 737 189, 358 155, 584 97, 690 199,172 168, 396 175, 599 107, 325 123,086 59, 455 156, 441 160, 049 3 ,3 1 6 1, 664 832 153 313, 687 434,143 250,487 67, 709 19, 938 26, 462 22, 656 14, 801 13, 631 9,091 2, 349 4, 525 6, 866 3, 323 466 1,184 1, 228 1.905 50 890 286 945 273 41, 338 48, 473 37,920 8,227 150, 251 206, 976 116,435 29, 226 151, 181, 123, 36, 399 592 852 661 327 1,700 1,097 3,9 1 5 124,446 405, 458 403,291 1,301, 548 7, 585 17, 793 24, 926 80,113 4, 025 10, 427 14,025 42, 324 2, 573 4 ,409 6, 765 2 1,156 261 761 1,459 4, 458 271 1, 181 136 2, 326 14, 715 34, 571 47, 311 150, 377 64,086 238, 682 207, 729 722, 579 67, 188, 242, 775, 334 748 223 608 203 224 138 954 49 399 839 346 119, 616 81,163 52, 463 297, 947 50,276 71, 662 131, 342 32, 812 6, 955 4, 2, 925 12, 468 2,2 1 5 2, 815 7, 909 3, 323 1,623 1,956 10,141 1,268 1,692 3, 601 366 2, 092 1,382 1,106 5, 230 251 711 2 ,056 1,061 504 675 246 1, 975 204 180 841 42 12 366 70 12, 886 244 32 8, 089 6, 303 30,294 4,030 5, 706 14, 651 2, 361 51,712 40,446 20, 525 127, 925 27,141 36, 831 55,084 14, 623 7 0 , 111 51,150 29, 698 159, 475 36, 816 47, 201 61, 543 18, 274 1,451 951 22, 813 414,100 259, 845 3, 670, 491 23, 867 9, 355 174,088 10, 266 6, 957 103, 654 6, 283 3, 878 48, 536 3,0 8 5 1, 967 13, 756 152 173 2, 840 43, 653 22,330 342, 874 183,077 121, 001 1, 383, 469 205, 626 121, 876 1, 282, 981 274 4, 447 701 26, 327 352 646 36 631 2, 654 3 4,045 5, 634 3, 433 1, 668 118 1,457 180 176 2, 608 338 949 8 1,165 244 261 954 1,188 1,473 618 88 71 129 308 21, 869 7,526 27, 297 C o n n e c t ic u t — D is t . N o . 2 134,252 388, 282 477,107 N e w J e rs e y — D is t . N o . 2 15, 951 39, 891 55, 563 K e n t u c k y — D is t . N o . 4 277,398 677,049 627,193 P e n n s y lv a n ia — D is t . N o . 4 14,138 10, 606 17, 907 W e s t V ir g in ia — D is t . N o . 4 204, 907 28,072 146, 532 L o u is ia n a — D is t . N o . 6 23, 004 27. 245 M i s s is s ip p i— D is t . N o . 6 6, 797 31, 584 120, 487 112, 288 T e n n e s s e e — D is t r ic t N o . 6 49, 461 228,097 248, 701 I n d i a n a — D is t . N o . 7 331,275 2, 501,098 2,0 9 1, 273 I llin o is — D is t . N o . 7 100. 470 505, 361 519, 084 M i c h i g a n — D is t . N o . 7 58,897 225, 651 227, 970 W i s c o n s in — D is t . N o . 7 34, 653 254, 311 165, 742 M i s s o u r i— D is t . N o . 10 2,251 21, 833 N e w M e x i c o — D is t . N o . 10 16, 747 204,181 46, 428 237, 620 O k la h o m a — D is t . N o . 10 4,829 32, 630 39, 530 A r iz o n a — D is t . N o . 12 7, 1, 12, 3, 2, FEDERAL 236 7, 929 184 6 , 564 180 868 129 1,037 1,381 12, 456 3. 606 2, 325 733 45 1 ,069 357 RESERVE 55, 388 1,123, 785 105, 344 1,402, 462 45, 401 329, 636 54,289 278,844 471, 747 3, 780, 861 1,142, 025 541,695 439, 548 31, 871 397,365 58, 896 60, 16, 97, 26, 13, S ta te 37,530 5,424,247 25, 982, 672 22,293,326 Total, all States 265,345 3, 456 2, 725 1, 393 33, 887 1, 87'” 6, 748 275 26 19 20 D em and d e p o s it s a d ju s t e d 635, 548 438 91 135 N et dem and d e p o s it s s u b je c t to reserve 6, 861 4, 1 2, 633 108,043 15, 731 17, 882 179 24 527 412,461 258, 531 3,642,322 Total capital accounts 12, 002 6, 322 5, 242 101, 551 12, 530 26,050 689,992 321,951 1,228, 826 46,114 63,989 247,253 247, 672 10 349 S u r p lu s O th e r R eserve c a p it a l fo r c o n a c t in g e n c ie s co u n ts 145, 654 70, 885 55, 345 1, 709,943 233,334 356,725 1,029 16 2,711 20 31 124,067 402,946 402,138 1,295,651 C a p it a l U n d i v id e d p r o fit s 459 225 195 9, 401 2, 743 2 ,050 138,737 1,911,300 543, 347 3, 947, 868 1,197, 588, 630 123,089 456, 692 303, 713 447, 636 211, 081 265, 729 85, 593 347, 841 279,664 Total lia bilities D IS T R IC T 4, 527 79, 922 7, 833 71, 672 4, 540 14,094 4 ,147 19, 905 24, 744 164, 537 56, 735 35, 980 16, 388 1, 285 24, 358 2, 465 S P E C IF IE D 1, 915 34, 803 5, 330 156,161 4 ,102 7, 995 1,971 7, 436 14,154 92,009 24, 816 11, 868 9, 576 711 13, 760 1,192 634 12, 472 1, 749 22, 289 1,604 4 ,172 399 3, 351 6, 955 39, 496 11,812 6, 998 6, 933 66 6, 724 684 STATE MEMBER BANKS— CONDITION ON DECEMBER 31, 1938, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district T ota l B o s to n N ew Y ork P h ila d e lp h ia C le v e la n d R ich A t la n t a m ond C h ic a g o S t. L o u is M in n e K an sas | D a lla s a p o lis C ity San F ra n c isc o ASSETS L o a n s (i n c lu d in g o v e r d r a ft s )_________________________________________________________________________ U n it e d S ta tes G o v e r n m e n t d ir e c t o b li g a t io n s _____________________________________________________ O b lig a t io n s g u a r a n te e d b y U n it e d S ta tes G o v e r n m e n t __________________________________________ O b lig a t io n s o f G o v e r n m e n t c o r p o r a tio n s a n d a g e n c ie s , n o t g u a r a n te e d b y U n it e d S t a t e s .__ O b lig a t io n s o f S ta tes a n d p o lit ic a l s u b d i v is i o n s ____________________________________________________ O th e r b o n d s , n o te s, a n d d e b e n t u r e s _________________________________________________________________ C o r p o r a t e s to c k s (in c lu d in g F e d e r a l R e s e r v e b a n k s t o c k ) _______________________________________ T o ta l lo a n s a n d in v e s tm e n t s __________________________________________________________________________ R e s e r v e w it h F e d e r a l R e s e r v e b a n k s _____________________________ __________________________________ C a s h in v a u l t ___________________________________________________________________________________________ D e m a n d b a la n c e s w it h b a n k s in U n it e d S ta te s (e x c e p t p r iv a t e b a n k s a n d A m e r ic a n b r a n c h e s o f fo r e ig n b a n k s ) __________________________________________________________________________ O th e r b a la n c e s w it h b a n k s in U n it e d S ta te s _______________________________________________________ B a la n c e s w it h b a n k s in fo r e ig n c o u n t r ie s ___________________________________________________________ D u e fr o m o w n fo r e ig n b r a n c h e s ______________________________________________________________________ C a s h it e m s in p r o ce ss o f c o l le c t io n ___________________________________________________________________ B a n k p r e m is e s o w n e d a n d fu r n itu r e a n d fi x t u r e s _________________________________________________ O th e r real esta te o w n e d _______________________________________________________________________________ I n v e s t m e n t s a n d o th e r assets in d ir e c t ly re p r e s e n tin g rea l e s ta te ________ _______________________ C u s t o m e r s ’ li a b i li t y o n a c c e p t a n c e s _________________________________________________________________ I n c o m e a c c r u e d b u t n o t y e t c o l le c t e d _______________________________________________________________ O th e r assets_____________________________________________________________________________________________ Total assets. , 738, 379 223, 340 , 724, 950 178,004 806, 802 11,915 103, 694 1,637 843, 346 19,490 717, 840 38, 642 232, 598 10.449 2, 584, 370 2,094, 761 496, 340 62, 049 357,150 293, 471 124, 894 251,148 175, 822 58, 564 5, 034 61, 457 8 8 ,9 2 " 23, 209 487, 705 178, 311 387, 817 118, 684 85, 410 25,102 6, 926 6, 619 46, 665 26,194 87, 840 21. 302 41, 754 5 ,168 73,080 34, 736 5, 562 241 16,182 4,352 2, 928 358, 910 353, 270 64, 153 7, 78f 166, 278 110,057 4 ,r ~ ‘ 149, 223 127, 262 22, 015 3, 704 33, 824 24, 989 13,153 Total liabilities. 60, 961 31,143 12, 723 3, 387 30, 922 9, 257 1,108 20, 933 329, 729 6, 426 202, 873 1. 828 20, 406 111 5, 631 6, 946 71, 386 310 32, 869 208 4 ,608 ,167,609 483, 477 6, 013, 035 664,161 , 144,117 381, 380 137, 081 1, 065, 314 374,170 , 919,152 194, 492 77, 864 11,982 2, 878,071 74, 409 123,179 12, 562 232, 996 27, 877 7 1 ,r " 12,171 28, 859 3, 641 282, 241 31, 144 67, 529 5, 695 8, 373 1,738 32, 627 2, 802 974, 774 30, 049 20, 826 55, 421 434 405 196,782 3, 583 18, 485 113,432 5,014 34 136, 569 9, 451 550 74, 907 609 55 34, 460 1, 515 5 136, 926 1,990 378 63, 040 548 67 16, 958 512 2 48, 630 1, 712 369 17, 201 65 657, 882 329,114 178, 854 74, 986 56, 328 40, 214 81, 625 19, 980 18,088 8 ,8 1 6 3, |— 532 I,* 1, 420, 218 175, 712 75,009 34, 254 53, 763 24, 078 59, 681 23,385 36, 966 21,624, 58, 3, 082 6,719 47, 966 36,196 23,158 7, 562 352 4, 463 2, 991 21, 286 19, 481 5, 1, 719 128 1,171 1, 8,143 4, r “ 3,162 2, 439 228 318 3, 608 18, 634 8, 456 7 ,187 611 139 908 823 1,404 1, 532 272 15, 570 3,112 1,082 359 1,092 1 ,015 340 48, 18, 7, 2, 120 356 202 504 82 2, 972 1,890 17, 725, 908 683, 365 10, 027, 080 1, 036, 802 1, 674, 248 592, 669 228, 298 1, 599,119 547, 807 L IA B IL IT IE S D e m a n d de p o sits— to ta l_____________________________________________________________________ I n d iv id u a ls , p a rtn e r s h ip s , a n d c o r p o r a t i o n s ________________________________________ U n it e d S ta tes G o v e r n m e n t ____________________________________________________________ S ta te s an d p o litic a l s u b d i v is i o n s _____________________________________________________ B a n k s in U n it e d S t a te s ________________________________________________________________ B a n k s in fo r e ig n c o u n tr ie s _____________________________________________________________ C e r tifie d a n d o ffic e r s ’ ch e c k s , ca sh le tte r s o f c r e d it a n d tra v e le r s ’ ch e c k s , etc._ T im e d e p o sits— to ta l_________________________________________________________________________ I n d iv id u a ls , p a rtn e r s h ip s , a n d c o r p o r a t io n s : S a v in g s d e p o s it s ____________________________________________________________________ C e r tifica te s o f d e p o s i t _____________________________________________________________ C h r is tm a s s a v in g s a n d s im ila r a c c o u n t s ________________________________________ O p e n a c c o u n t s ___________________________________________ _ ________________________ P o s t a l s a v in g s (see p a g e 1, fo o t n o t e 3 ) _______________________________________________ S ta tes a n d p o lit ic a l s u b d i v is i o n s ______________________________________________________ B a n k s in U n it e d S t a t e s ________________________________________________________________ B a n k s in fo r e ig n c o u n t r ie s _____________________________________________________________ T o ta l d e p o s it s _________________________________________________________________________________ D u e t o o w n fo r e ig n b r a n c h e s ______________________________________________________________ B ills p a y a b le , re d is c o u n ts , a n d o th e r lia b ilitie s fo r b o r r o w e d m o n e y ________________ A c c e p t a n c e s o u t s t a n d in g ___________________________________________________________________ D i v i d e n d s d e c la re d b u t n o t y e t p a y a b le _________________________________________________ I n c o m e c o lle c t e d b u t n o t y e t e a r n e d ______________________________________________________ E x p e n s e s a c c r u e d a n d u n p a i d _____________________________________________________________ O th e r li a b i li t ie s ______________________________________________________________________________ 20, 669 14,152 2, 784 573 6, 852 5, 824 255 51,109 149, 501 467 479 47, 449 431, 029 35,101 314, 998 727 8, 642 7, 731 25, 481 3, 001 69, 645 5,316 6, 947 86, 7, 27, 22, 495, 713 199, 713 1, 090, 878 8 2 8 , 113 376, 774 658, 793 216,232 24,199 9, 621 50, 807 34,160 81, 742 108, 633 521 132 12, 051 7, 996 145, 003 523,165 21, 252 19,071 74, 102 68 6, 701 671, 045 16.909 71.910 123, 690 798 13, 855 228, 628 14, 869 22, 029 88, 741 42 2, 488 28, 390 198 9, 071 4, 970 1 724 230, 774 92, 995 2, 396 17,127 89, 653 141 2, 737 588, 641 148,295 54, 478 564,221 132, 982 30, 025 29, 643 169, 668 24, 459 648 27,076 849 7, 393 681 493, 856 133, 570 27,076 6, 477 1,579 453 39, 729 3, 511 1,125 446 20, 568 2,319 4, 708 1, 519 41, 605 4,814 55 399 3, 970 3, 336 299 525, 063 23, 384 505 9, 425 863 3. 853 1,128 108, 050 2 1,012 85 774 570 2, 298 193 21, 427 7, 402 30 41 161 910 54 24, 357 4, 078 98 108 385 119 498 157, 6, 305, 9, 98, 34, 2, 549 377 910 920 731 338 680 188,119 6 , 225 446 1,193 1,346 1,961 423 802,144 21,975 2, 232 207,158 42,031 14,058 1,280 i, 367, 417 584,931 8, 601,230 45, 596 601 66, 962 13, 95' 14, 361 28, 806 84, 914 543 475 795 3 ,177 490 45, 596 50 64,176 10,092 6, 476 11,608 74, 085 875,133 1, 416, 754 525, 069 199, 481 1, 462, 428 489, 779 40 77 1,020 788 2, 726 3, 054 15, 622, 614 590, 411 8, 813,313 43 353 354 1, 111 5, 328 1,377 140 128 265 528 1,033 771 111 228 354 291 296 60 46 156 338 1,892 2, 057 634 18, 942 9, 672 225 1,046 1,107 2, 362 43,354 205, 049 644,359 5,015, 594 144,152 296, 54' 1, 649, 89( 266, 200 137, 969 898, 207 356, 797 81 80, 448 4 ,616 479 64, 358 933, 444 176, 259, 615, 342, 273, 203, 457 265 362 252 9 1,658 6, 266 109,161 1,470 9,001 82, 008 256, 710 871, 704 385,218 7, 510, 352 484 305,086 633 9 ,403 898 34, 602 797 26, 478 638 410 254 9, 239 36, 762 667,502 73, 379 234, 692 50 10, 051 416, 012 8 ,2 8 7 364, 062 9, 443 1, 204 9 237 93 16, 403 58 147 400 13, 543 10, 777 1,400 57, 500 847, 041 101 139 345 479 623 2, 229 142 41 213 1, 425, 320 527, 934 200, 821 1, 467, 551 493, 594 73, 511 235,189 20 1, 162 507 1,928 1, 623 2, 210 57, 641 CAPITAL ACCOUNTS C a p i t a l ______________ S u r p lu s ______________________ U n d iv i d e d p r o fit s __________ R e s e r v e s fo r c o n t in g e n c ie s . O th e r c a p it a l a c c o u n t s _____ Total capital accounts_______________ Total liabilities and capital accounts. N e t d e m a n d d e p o s it s s u b je c t t o re s e rv e (see p a g e 1 9). D e m a n d d e p o s it s — a d ju s t e d (see p a g e 1, n o t e 5 ) ______ N u m b e r o f b a n k s __________________________________________ 836, 251 935, 926 216,122 107, 027 7, r ~~ 2,103,294 38, 268 3 6,088 9, 337 9, 241 20 441, 991 598, 676 121, 668 48, 628 2,804 57,108 74, 801 14,869 6, 641 545 92,954 1, 213, 767 153,964 93, 679 124,015 15,136 15,143 955 31, 651 21, 425 7, 992 3 ,132 535 14, 496 8, 432 2, r “ ‘ 1, J 306 248, 928 64, 735 27, 477 61, 32, 18, 17, 1, 855 877 021 070 745 131, 568 33, 10, 7, 1, 495 920 684 339 775 54, 213 5,108 1, 793 1,103 470 10, 500 5, 520 3, 973 1,454 74 8, 497 3, 997 2,109 44,103 19, 270 12, 972 2, 439 21, 521 6, 717 78, 953 17, 725, 908 683, 365 10,027, 080 1, 036,802 1, 674, 248 592, 669 228, 298 1, 599,119 547, 807 82, 008 256, 710 64, 358 933, 444 10, 244, 299 310, 062 8, 337, 754 328, 947 1, 114 42 25, 032 36, 781 71 29, 156 42, 629 59 6, 893, 367 5,029, 892 173 504, 345 522, 351 643, 694 280, 836 673, 685 237,102 114 102, 400 107, 334 52 717, 288 708, 690 253 275, 123 234, 511 77 140, 849 97, 289 70 19 ALL MEMBER BANKS— RESERVE POSITION ON DECEMBER 31, 1938 [In thousands of dollars] G ro ss d e m and d e p o s it s D edu c N et de t io n s a l m and lo w e d in d e p o s it s com p u t s u b je c t to in g re s e r v e re s e rv e s 1 R e s e r v e s w it h F e d e r a l R e s e r v e banks T im e d e p o s it s N et de m and p lu s t im e d e p o s it s H e ld s R e q u ir e d 2 E x ce s s R a t io o f R a t io o f r e q u ir e d res erv es res erv es h e ld to to n e t n et d e dem and m and p lu s t im e p lu s t im e d e p o s it s d e p o s it s (p e r c e n t ) (p e r c e n t ) All m em ber b a n k s ___________ 431,851,305 4 5,868,633 25, 982, 672 11, 510, 343 37, 493,015 5, 510, 694 8, 694, 388 3,183, 694 C e n t r a l re s e r v e c i t y b a n k s . . ______________ 413,568,509 4 1,026,459 12. 542, 050 R e s e r v e c i t y b a n k s __________________________ 11,196, 531 2, 669, 523 8. 527,008 C o u n t r y b a n k s ____________ __________________ 7, 086, 265 2,172, 651 4, 913, 614 A ll m e m b e r b a n k s , b y d is t r ic t s : B o s t o n ___ __________ _____________________ N e w Y o r k _________________________ _____ P h il a d e lp h ia ..................................... ............... C l e v e l a n d ....................... ........................ ........... R i c h m o n d __________________ ___________ A t l a n t a . . _______. . _______________________ C h i c a g o ________ ________ __________________ S t. L o u i s . ____ ___________________________ M i n n e a p o l i s . . ........................... ................... K a n s a s C i t y _____________________________ D a lla s ____________ ________________________ S a n F r a n c i s c o _______________ _________ C e n t r a l r e s e rv e c i t y b a n k s : N e w Y o r k . . . ______ _________ ____________ C h i c a g o ____ _____________________________ R e s e rv e c i t y b a n k s , b y d is t r ic t s : B o s t o n ___________ ______________________ N e w Y o r k _______ ________ ___________ P h il a d e lp h ia ________ __ _______________ C l e v e l a n d ............................................... ........... R i c h m o n d ___________ ____________________ A t l a n t a ___________________________________ C h i c a g o __________________________ ______ S t. L o u is ___________________________ ______ M i n n e a p o l is _____________________________ K a n s a s C i t y ___________ __________________ D a lla s __________ __________ _______________ S a n F r a n c i s c o ________ ___________________ C o u n t r y b a n k s , b y d is tr ic ts : B o s t o n ___________________________________ N e w Y o r k _______________________________ P h il a d e lp h ia _____________________________ C l e v e l a n d . . ____________ ________________ R i c h m o n d _____________ ________ _________ A t l a n t a ___________________________ _______ C h i c a g o _______ _ ________________ _______ S t. L o u i s . . . ____ _________ __ ________ . M i n n e a p o l is _____________________________ K a n s a s C i t y ______________ ___________ D a lla s _________________________ _________ S a n F r a n c i s c o _________ _______ _________ 14.7 23.2 1,155, 224 13, 697, 274 4, 632,174 13,159,182 5, 722, 945 10, 636, 559 2 ,9 1 1 ,0 7 8 1, 723, 835 875, 781 4, 987, 542 2, 354,176 1, 352, 670 2 ,076, 464 630, 341 476, 889 2 1.3 13.1 8 .2 3 6 .4 17.9 12.7 1, 841,486 12, 514,146 1, 755, 612 2, 074, 339 1,184, 588 1,148, 296 4 4, 553, 545 1,133, 327 666, 679 1, 401, 274 1,183, 340 2, 394, 673 335, 047 1, 506,439 1, 047, 934 11. 466, 212 399, 493 1, 356,119 518, 918 1, 555, 421 322, 783 861, 805 338, 521 809, 775 4 927, 888 3, 625, 657 287,027 846, 300 228, 942 437, 737 488, 894 912, 380 408, 843 774, 497 564, 343 1, 830, 330 648, 584 2 ,1 5 5 ,0 2 3 2, 238, 565 13, 704, 777 1,105, 334 2. 461, 453 1, 382, 770 2, 938,191 540, 735 1, 402, 540 388, 289 1 ,1 9 8,0 64 1, 680, 656 5, 306, 313 409, 221 1, 255, 521 361,181 798, 918 309, 604 1,221,984 224, 321 998, 818 2, 221,083 4 ,0 5 1 ,4 1 3 263, 002 2, 606,142 268,137 318, 787 159, 459 143, 804 804, 539 155, 596 84, 207 159, 544 128, 252 419, 225 391, 087 4, 451, 462 374, 794 474, 365 230, 542 187, 785 1 ,2 8 9,1 96 209,197 113, 301 227, 679 182, 496 562, 484 128, 085 1, 845, 320 106, 657 155, 577 71, 083 43, 981 484, 657 53, 601 29,094 68,135 54, 244 143, 259 12. 2 19.0 1 0.9 10.8 1 1.4 1 2.0 1 5.2 1 2.4 10.5 13.1 12.8 10.3 18.1 3 2.5 1 5.2 16.1 16.4 15.7 2 4.3 1 6.7 1 4.2 18.6 18.3 13.9 1 1,011,639 4 2, 556, 870 686, 514 10, 325,125 4 339, 945 2, 216, 925 694,113 11,019, 238 461, 111 2, 678, 036 2, 383, 672 527, 406 4 ,103, 767 883, 775 1,720, 095 356, 369 2 1 .6 19. 7 3 7 .2 3 3 .0 1, 025, 446 194, 212 1,134, 857 1, 499, 959 684,174 664, 334 41, 183, 811 777, 966 363,122 950, 725 660, 091 2, 057, 834 119,986 43,013 223, 300 354, 530 156, 804 169, 478 4 327, 304 167, 437 115, 502 322,019 221, 980 448,170 905, 460 151,199 911, 557 1,145, 429 527, 370 494, 856 856, 507 610, 529 247, 620 628, 706 438, 111 1, 609, 664 99, 877 149, 413 240, 719 726, 768 203, 486 172, 510 544, 345 173, 525 89, 804 154, 836 124,056 1, 952, 835 1, 005, 337 300,612 1,152, 276 1 ,872,197 730, 856 667, 366 1,400, 852 784, 054 337, 424 783, 542 562,167 3, 562, 499 163, 449 33, 931 171, 559 236, 788 102, 464 95, 225 177, 106 115, 519 47, 824 117, 765 82, 872 379, 333 245, 243 36,898 223, 812 347, 884 145, 563 118, 752 241,155 151,643 59, 964 161, 926 111,392 509, 944 81,794 2, 967 52, 253 111,096 43,099 23, 527 64,049 36,124 12,140 44, 161 28, 520 130, 611 1 6.3 11. 3 14.9 12.6 14.0 14.3 12.6 14.7 14.2 15.0 14. 7 10. 6 2 4.4 12.3 19.4 18.6 1 9.9 17.8 17.2 19.3 17.8 20. 7 19.8 14. 3 215, 061 318, 407 176,193 164, 388 165, 979 169, 043 260, 639 119, 590, 113, 440 166, 875 186, 863 116,173 600, 979 989, 888 444, 562 409, 992 334, 435 314, 919 552, 225 235, 771 190,117 283, 674 336, 386 220, 666 548, 707 1, 395,039 864, 615 656,002 337, 249 215, 779 675, 200 235, 696 271, 377 154, 768 100, 265 268, 248 1,149, 686 2, 384, 927 1,3 0 9,1 77 1, 065, 994 671, 684 530, 698 1, 227, 425 471, 467 461, 494 438, 442 436, 651 488, 914 99, 188, 96, 81, 56, 48, 100, 40, 36, 41, 45, 39, 145, 310, 150, 126, 84, 69, 164, 57, 53, 65, 71, 52, 46, 122, 54, 44, 27, 20, 64, 17, 16, 23, 25, 12, 8 .7 7 .9 7 .4 7. 7 8. 5 9. 2 8 .1 8. 5 7 .9 9. 5 10.4 8 .2 12. 7 13.0 11. 5 1 1.9 12.7 13.0 13.4 12. 2 11. 6 15.0 16.3 10.7 816, 1, 308, 620, 574, 500, 483, 812, 355, 303, 450, 523, 336, 040 295 755 380 414 962 864 361 557 549 249 839 553 539 578 999 995 579 027 077 383 779 380 892 844 797 982 481 979 033 266 554 337 753 104 540 291 258 404 482 984 454 239 477 954 974 724 648 1 D e m a n d b a la n c e s w it h b a n k s m U n it e d S ta tes , e x c e p t p r iv a t e b a n k s a n d A m e r ic a n b r a n c h e s o f fo r e ig n b a n k s , p lu s ca sh it e m s in p r o ce s s o f c o lle c t io n . T h e d iffe r e n c e b e t w e e n t h e fig u re s s h o w n in t h is c o l u m n a n d th e fig u re s s h o w n a g a in st t h e c o r r e s p o n d in g c a p t io n s u n d e r “ A s s e t s ” is a c c o u n t e d fo r b y a n ex ce ss o f a llo w a b le d e d u c t i o n s o v e r g ross d e m a n d d e p o s it s a t a n u m b e r o f b a n k s . 2 R e s e r v e s a c t u a ll y r e q u ir e d a re b a s e d o n d e p o s it s a t o p e n in g o f b u sin e ss. T h e fig u re s in t h is c o lu m n , th e re fo re , re p r e s e n t t h e r e s e rv e s r e q u ire d to b e m a in t a in e d o n t h e b u s in e s s d a y fo l lo w i n g t h e c a ll d a te . P u r s u a n t t o t h e p r o v is io n s o f la w , t h e B o a r d o f G o v e r n o r s o f t h e F e d e r a l R e s e r v e S y s t e m h a s p r e s c r ib e d t h e f o l lo w i n g r e q u ir e m e n t s as t o re s e rv e s t o b e m a in t a in e d b y e a ch m e m b e r b a n k : T i m e d e p o s it s — 5 p e r c e n t fo r all m e m b e r b a n k s ; N e t d e m a n d d e p o s it s — 2 2 % p e r c e n t fo r C e n t r a l R e s e r v e c i t y b a n k s , 17% p e r c e n t fo r R e s e r v e c i t y b a n k s a n d 12 p e r c e n t fo r C o u n t r y b a n k s . s A s rep orted b y m e m b e r b an k s. T h e s e fig u res d iffe r fr o m th o s e s h o w n b y t h e F e d e r a l R e s e r v e b a n k s ’ b o o k s b e c a u s e o f a la c k o f s y n c h r o n iz a t io n o f e n trie s o n t h e b o o k s o f t h e F e d e r a l R e s e r v e b a n k s a n d t h e m e m b e r b a n k s . 4 “ G ro s s d e m a n d d e p o s i t s ” a n d “ D e d u c t i o n s ” , as s h o w n in th is ta b le b u t n o t e ls e w h e re , e x c lu d e u n in v e s t e d tru s t fu n d s a n d b a la n c e s d u e fr o m b a n k s , r e s p e c t i v e ly , r e p o r t e d b y o n e b a n k t h a t h a s n o c o m m e r c ia l d e p a r t m e n t . ALL MEMBER BANKS— PLEDGED ASSETS AND SECURED AND PREFERRED LIABILITIES ON DECEMBER 31, 1938 [I n t h o u s a n d s o f d olla rs ] T o ta l, a ll m em ber banks A ll n a t io n a l m em ber banks A ll S ta te m em ber banks C en tra l R e s e rv e c it y m em ber banks N ew Y ork Pledged assets (and securities loaned)— total___________ U n it e d S ta te s G o v e r n m e n t o b lig a t io n s , d ir e c t a n d g u a r a n t e e d , p l e d g e d t o se c u r e lia b ilit ie s ____________ O t h e r a ssets p l e d g e d t o s e c u r e li a b i li t ie s _______________ A s s e t s p l e d g e d t o q u a l if y fo r ex e rcise o f fid u c ia r y or c o r p o r a t e p o w e r s , a n d fo r p u r p o s e s o t h e r t h a n to s e c u re lia b ilit ie s __________________________________________ S e c u r it ie s lo a n e d ___________________________________________ Secured and preferred liabilities—total______ ___________ D e p o s i t s s e c u r e d b y p l e d g e d a sse ts_____________________ B o r r o w in g s s e c u r e d b y p l e d g e d a s s e ts__________________ O t h e r lia b ilit ie s s e c u r e d b y p l e d g e d a sse ts_____________ D e p o s i t s p r e fe r r e d u n d e r p r o v is io n s o f la w b u t n o t s e c u r e d b y p le d g e o f a s s e ts _____________________________ C h ic a g o O th e r re s e rv e city m em ber banks C o u n try m em ber banks 3, 962, 601 2, 946, 084 1,016,517 500, 036 320,162 1, 932,577 1,209, 826 2, 951, 413 745, 430 2, 258, 878 567, 072 692,535 178, 358 296, 906 70, 438 300, 368 269 1, 558, 766 321, 853 795, 373 352, 870 167,001 98, 757 94, 730 25, 404 72, 271 73, 353 58, 754 73, 938 3, 822, 942 4, 938 14, 587 2,383, 618 1, 439,324 44. 327 7, 631 827, 787 58, 982 2, 601 333,175 1,578, 041 3,101, 361 5, 603 63, 720 1, 083, 939 2, 377, 637 4, 858 1,123 723, 724 745 62. 597 297, 568 333, 165 1, 498, 876 43, 740 10 9, 842 971, 752 5,603 10,128 652, 258 486, 479 69, 323 96. 456 652, 258 F E D E R A L R E S E R V E D IS T R IC T S BOUNDARIES OF FEDERAL RESERVE DISTRICTS BOUNDARIES OF FEDERAL RESERVE BRANCH TERRITORIES (APPROXIMATE IN THE ST. LOUIS DISTRICT) o FEDERAL RESERVf BANK CITIES. FEDERAL RESERVE BRANCH CITIES FEDERAL RESERVE BANK AGENCY