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Member Bank Call Report
No. 54

Condition of all Member Banks
December 31,1931




FEDERAL RESERVE BOARD
WASHINGTON

UNITED STATES
GOVERNMENT PRINTING OFFICE
WASHINGTON: 1932

■




T

he

M E M B E R B A N K CALL REPORT is pub­

lished following each official call upon member banks
for statements of their condition.

It contains tables

showing resources and liabilities and a classification
of loans, investments, deposits, and borrowings for all
member banks (National and State) in the country as
a whole, by Federal reserve districts and by classes of
banks.

Tables are also given, by States and cities,

showing resources and liabilities for all member banks.
A ll figures included in this report relating to the con­
dition of national banks were furnished by the Comp­
troller of the Currency.

The abstract of condition

reports of national banks issued by the comptroller
gives detailed statistical data regarding the condition
of national banks.

<H)

MEMBER BANK CALL REPORT

,

Washington February 27,1932
CONDITION OF ALL MEMBER BANES
[Amounts in thousands of dollars]

Condition on—

Change since—

Dec. 31,1931 Sept. 29,1931 Dec. 31,1930 Sept. 29,1931 Dec. 31,1930
RESOURCES

Loans (including overdrafts)..............................................................................
United States Government securities..............................................................
Other securities.....................................................................................................
Total loans and investments........................................................................
Customers’ liability on account of acceptances...............................................
Banking house, furniture, and fixtures...........................................................
Other real estate owned........................................................................................
Cash in vault..........................................................................................................
Reserve with Federal reserve banks..................................................................
Items with Federal reserve banks in process of collection............................
Due from banks in United States......................................................................
Due from banks in foreign countries (including own branches) .................
Exchanges for clearing house and other checks on local banks....................
Outside checks and other cash item s................................................................
Redemption fund and due from United States Treasurer............................
Acceptances of other banks and bills of exchange or drafts sold with in­
dorsement....................... ....................................................................................
Securities borrowed................................... ...................„.....................................
Other assets......................................... ..................................... .

19,260,685
5,318,654
5,995,786
30,575,125
718,500
1,174,957
211,755
522,551
1,975,169
598,285
1,662,226
174,183
1,388,409
108,128
31,372

20,874,084
5,564,461
6,634,689
33,073,234
662,415
1,220,317
209,518
554.150
2,339,230
531.691
1,935,119
215.692
959,218
50,696
31,524

23,870,488
4,124,776
6,864,247
34,859,511
1,117,833
1,240,444
191,169
592,504
2,474,509
757,216
2,455,948
260,818
2,076,189
92,766
32,318

310,502
13,473
223,687

329,756
17.150
249,067

21,069
222,911

-19,254
-3,677
-25,380

-352,184
- 7 ,596
+776

39,688,322

42,378,777

47,057,891

-2,690,455

-7,369,569

2,499,098
2,524,460
605,403
370,368
98,668
48,381
2,832,296
433,740
729,301
19,581
14,955,400
11,315,842
411,845
30,746,386
81,583

2,580,550
2,695,285
811,456
271,408
162,507
41,070
3,222,466
747,282
617,053
23,701
15,526,182
12,776,332
526,161
33,480,247
25,303

2,665,151
2,822,091
211,407
121,190
49,267
3,872,842
634,927
1,223,777
20,960
17,501,550
13,546,201
267,415
37,116,939
158,141

-81,452
-170,825
-206,053
+98,960
-63,839
+7,311
-390,170
-313,542
+112,248
-4,120
-570,782
-1,460,490
-114,316
-2,733,861
+56,280

-166,053
-297,631
-288,985
+158,961
-22,522
-8 8 6
-1,040,546
-201,187
-494,476
-1,379
-2,546,150
-2,230,359
+144,430
-6,370,553
-76,558

622,652
216,476

323,354
142,357

248,017
107,151

+299,298
+74,119

+374,635
+109,325

310,502
732,253
14,169
624,234
13,473
228,597

329,756
681,145
13,197
628,334
17,150
216,728

662,686
1,138,624
15,031
639,640
21,069
236,366

-19,254
+51,108
+972
-4,100
-3,677
+11,869

-352,184
-406,371
-8 6 2
-15,406
-7,596
-7 ,7 6 9

T o t a l ... ... .

39,688,322

42,378,777

47,057,891

-2,690,455

-7,369,569

Number of banks.

7,246

8,052

-353

-806

Total-

Capital stock paid in.......................................... ................................................
Surplus................................... ...............................................................................
Undivided profits—net.........................................................................................
Reserves for dividends, contingencies, etc.......................................................
Reserves for interest, taxes, and other expenses accrued and unpaid........
Due to Federal reserve banks.............................................................................
Due to other banks in United States................................................................
Due to banks in foreign countries (including own branches)............... .......
Certified and officers’ checks outstanding.............................................
Cash letters of credit and travelers’ checks outstanding...............................
Demand deposits...................................................................................................
Time deposits.........................................................................................................
United States deposits.................................................................
Total deposits.....................................................................................................
Agreements to repurchase U. S. Government or other securities sold____
Bills payable and rediscounts:
With Federal reserve banks.........................................................................
All other_______________ ____________________________________ _____
Acceptances of other banks and bills of exchange or drafts sold with in­
dorsement.............................................................................................................
Acceptances executed for customers..................................................................
Acceptances executed by other banks for account of reporting banks.......
National-bank notes outstanding.......................................................................
Securities borrowed................................ ..............................................................
Other liabilities........................................................................




(i)

-1,613,399
-245,807
—638,903
-2,498,109
+56,085
-45,360
+2,237
-31,599
-364,061
+ 66,594
-272,893
-41,509
+429,191
+57,432
-152

-4,609,803
+1,193,878
-868,461
-4,284,389
-399,333
-65,487
+20,586
-69,953
-499,340
-158,931
-793,722
-86,635
-687,780
+15,362
-946

ALL MEMBER BANKS— CONDITION ON CALL DATES MARCH 27, 1929, TO DECEMBER 31, 1931
[Am ounts in thousands of dollars]

Mar. 27

June 29

1931

1930

1929
Oct. 4

Dec. 31

Mar. 27

June 30

Sept. 24

Dec. 31

Mar. 25

June 30

Sept. 29

Dec. 31

BESOUBCES

Loans (including overdrafts).........................- ............—
United States Government securities.................. - ........
Other securities.................................................................. .
Total loans and investm ents.................................... .
Customers’ liability on account of acceptances---------Banking house, furniture, and fixtures...........— ........ .
Other real estate owned-....................................... ...........
Cash in vault.................................................. - ................. .
Reserve with Federal reserve banks...................... - —
Items with Federal reserve banks in process of collec­
tionDue from banks in United States.----- ----------------------Due from banks in foreign countries (including own
branches).................................................- - - -------- -- - - - Exchanges for clearing house and other checks on local
banks.........................................r.......... - ..........................
Outside checks and other cash items..............................
Redemption fund and due from United States Treas-

24,944,641 25,658,491 26.164,829 26,150,061 25,118.783 25,213,770 24,738,011 23.870,488 22,839,946 21,816,243 20,874,084
4.453,953 4,154,929 4,021,636 3,862,968 4,085,006 4,061,395 4,095,270 4,124,776 5,002.262 5,343,032 5, 564,461
5,994,432 5,897, 541 5,727,306 5,920,921 5,851,908 6,380,494 6,638.969 6,864,247 6, 886,357 6,763,247 6,634,689
35,393,026 35,710,961 35,913,771 35,933,950 35,055,697 35,655,659 35,472,350 34,859,511 34,728,565 33,922,522 33,073,234
662,415
888,454
912,852 1,117,833 1,035,978
928,807
988,912 1, 252,147 1,111,153
802,188
836, 028
1,118,418 1,169,752 1,175,393 1,190,306 1, 202, 486 1,217,963 1,230,754 1,240,444 1,239,935 1,234,404 1,220,317
206, 569
199,935
209,518
197,869
191,169
190,995
188,815
183.989
182,796
179,878
184,873
554, 150
519,135
592,504
484,262
470,367
461, 267
496,633
558.450
497,212
433,491
516, 742
2,338,569 2, 359,077 2,321,806 2,373,760 2,352,738 2,407,960 2,414,991 2,474,509 2,364,478 2,396,421 2,339,230

19,260,685
5,318.654
5,995,78ft
30,575,125
718,500
1, 174,957
211,755
522, 551
1,975,169

629,418
2,517,096

531.691
1,935,119

598,285
1,662,226

923.363
2,004,938

994,373
2,167,756

719,201
1,901,517

836,471
2,360,377

757,216
2,455,948

524,765
2,791,204

202,447

260,818

296, 376

351, 320

215.692

174,183

1,146,915
51, 706

2,076,189
92, 766

975,215
43,344

1,771,312
87,358

959.218
50,696

1,388,409
108,128

32,318

32,264

32,001

698,871
2, 462,827

841,606
1,741,478

775,822
1,885,167

287,248

272,682

246,996

263,834

247,612

220,793

1,446,186
117,298

2,132,331
102.363

2,762,463
139,056

1,616,954
65,331

2,645,057
118, 552

32,828
32,715
32,761
Acceptances of other banks and bills of exchange or
551,587
453, 826
475,155
drafts sold with indorsement------------- ---------- - .........
32,592
36.337
48,844
Securities borrowed...............................................—.........
232,621
198, 700
229, 751
Other assets..........................................................................
46. 673. 097 45. 908,001 47,305, 5
Total..................

32,889

32,823

32,658

32,604

735,193
35,533
219,379

2,486,203
142,395

31,524

31,372

329,756
452, 045
662,686
524,104
592,732
557, 748
612,193
20, 279
24,822
17,150
21,069
23,866
26,324
25, 744
260, 254
249, 067
222, 911
300.024
242,062
223,114
231,482
42, 378, 777
13, 078 45, 860, 379 47,906, 740 46, 153.113 47, 057,891 45,542, 276 45, 288, 5

310,502
13,473
223, 687
39,688, 322

LIABILITIES

Capital stock paid in............... - ..................... - .................
Surplus................................................................................. .
Undivided profits—net..................................................... .
Reserves for dividends, contingencies, etc................... .
Reserves for interest, taxes and other expenses accrued
and unpaid........................................................................
Due to Federal reserve banks......................................... .
Due to other banks in United States............................
Due to banks in foreign countries (including own
branches)........ .................................................................
Certified and officers’ checks outstanding.............. - . .
Cash letters of credit and travelers’ checks outstanding.
Demand deposits.................................................................
Tim e deposits.......................................................................
United States deposits............ ..........................................
Total d e p o sits...................................... - .........................
Agreements to repurchase U. S. Government or other
securities sold................. - ................ - ..............................
Bills payable and rediscounts:
W ith Federal reserve banks.......................... - ..........
A ll other..................................... ........- - - - - ................
Acceptances of other banks and bills of exchange or
drafts sold with indorsement........ - .............. - .............
Acceptances executed for customers. - ............- .............
Acceptances executed b y other banks for account of
reporting banks...... ..........................................................
National-bank notes outstanding....................................
Securities borrow ed............................................................
Other liabilities....................................................................
Total..........................................................
Number of banks...............................................




2,563, 278
2, 548,155
918,145
144,242

2,646,928
2,650,336
882,806
164,430

2, 739,645
2,811, 269
980,928
143,603

2, 757,113
2, 864,612
909. 548
177,252

2,744,975
2,881.944
956,053
176,610

2,721,997
2,870,800
950, 072
182,940

2, 728,664
2, 903,258
1, 009.435
185, 602

2,665, 151
2, 822,091
894, 388
211,407

2,657,172
2,804,906
910, 480
225, 483

2,620,606
2,741,351
804,199
264,068

2,580,550
2,695, 285
811,456
271,408

2,499,098
2, 524,460
605,403
370,368

157.144
51,433
3,070,084

148.825
51,883
3,091,639

172,193
55,720
3,153,077

137,660
54,458
3,517,325

175,896
51,915
3,204,316

148,960
46,206
3,831, 656

182,397
47.147
3, 817,132

121,190
49, 267
3,872,842

158,416
43, 323
4,236,451

127,345
41.073
4,004,077

162, 507
41,070
3,222,466

48,381
2,832,296

747,282
657, 285
634,927
566,579
660,612
498,075
571,766
576,664
481, 696
464,871
462,649
617,053
999, 310
626, 747
771, 941 1,223, 777
753,620 1,405,446 1,603, 562 1,134,283 1,493,437
1,739,947
23, 701
33,231
22,506
20, 960
26,638
41, 389
25,038
23,460
27,613
43,182
27, 385
15,526,182
16,338,728
16,622,224
17,
501,
550
16,
838,
351
18.
061,977
17,078,905
18,
861,
582
17,
937,478
17, 708,269 17, 814,603
13, 328, 712 13, 325,066 13, 317, 649 13,233, 481 13,518,731 13, 811, 978 13,944,868 13, 546,201 13,663,258 13,515,468 12,776, 332
526,161
502,204
395,397
257,185
267, 415
324,893
280, 769
143,203
315, 479
347,967
410,867
36,799,346 35,892,831 36,694,158 38,013,735 35,836,156 38,139,178 36,363,874 37,116,939 35,999,796 36,268,065 33,480,247

433,740
729,301
19,581
14,955,400
11,315, 842
411,845
30,746,386

102,423

103,758

149, 090

136,957

66,214

37,164

38,144

158,141

23,599

15,371

25,303

81,58a

981,434
171,601

1, 029,391
168,975

899,311
250,587

646,334
232,188

206,124
140,467

273,880
161,090

172,578
143,402

248,017
107,151

165,106
116,336

146,819
70,079

323,354
142,357

622,652
216,476

475, 155
846, 370

453.826
800,423

551, 586
984,670

735,193
1,276,159

612,193
1,125,907

557,748
925,576

592,732
929,337

1,138, 624

524,104
1,063,334

452,045
901,351

329,756
681,145

310,502
732,253

13,197
11.514
15,553
15,031
18,127
34, 998
24,654
40,400
29,647
42,075
628,334
636,041
642,284
639,640
648,999
649,098
647,481
645,562
640,610
648,944
17,150
20,279
24, 822
21,069
23, 866
26, 324
25,744
35, 533
32.592
36,337
216,728
209,455
236,366
210,885
212,698
226, 915
239,961
245,585
214. 946
238,116
42,378,777
45,288,
588
45,
542,
276
47,
057,891
46,673,097 45,908,001 47,305, 588 48, 843,078 45,860,379 47,906. 740 46,153.113
7, 599
7,782
8,052
8,246
1,522
8,406
8,315
8,616
8,707
8,755

14,169
624,234
13,473
228,597
39,688, 322
7,246

45,025
647,354
48, 844
224, 581

ALL MEMBER BANKS— LOANS, INVESTMENTS, DEPOSITS, AND BORROWINGS ON CALL DATES SINCE MARCH, 1929
[Amounts in thousands of dollars]
1929
Mar. 27
Loans— Total ______ ______________________ ______
Acceptances of other banks payable in U. S-------Bills, acceptances, etc., payable in foreign coun­
tries------------------------- ------- ------------- ------------------Commercial paper bought in open market.............
Loans to banks— On securities..............................
A ll other_______________________
Loans on securities, excl. of loans to banks—TotaL
T o brokers and dealers in New Y ork ------------T o brokers and dealers elsew here..................
T o others.......... .......................... ..........................
Real-estate loans— On farm land—................ ..........
On other real estate.................
Reporting banks’ own acceptances........ .................
All other loans (including overdrafts).....................

June 29

1930
Oct. 4

Mar. 27

June 30

1931
Sept. 24

D ec. 31

Mar. 25

June 30

Sept. 29

24,944,641 25,658,491 26,164,829 26,150,061 25,118,783 25,213,770 24,738,011 23,870,488 22,839,946 21,816,243 20,874,084
145,754
107,993
205,432
314,801
174, 509
169,668
361,471
388,534
211,950
268,490
93,107

]

92,701
375,501
548,152

90,001
248, 609

69,561
227, 574

670, 277

640,301

9,418,942 9, 758,885 9, 993, 767
1,879,477 2, 024, 592 1,884,886
1,013,679
921,488
939,068
6, 525, 786 6, 812,805 7,169,813
403,475
403,991
392.076
2, 719, 657 2, 760,435 2, 760,422
^11,240,459 11,618,300 11,988,021

Loans eligible for rediscount with F. R . banks— 4,343,404
United States Governm ent securities—Total........ 4,453,953
B onds_________________ _________ _______ _______ 3,121, 552
804, 739
Treasury notes---------------------------- . . . ------------------455,821
Certificates of indebtedness-------------------- ---------—
71,841
Treasury bills 1............... .......................................... .
5,994,432
Other securities—T otal----------- ------------- -----------------Domestic securities—T ota l............... ......... .............. 5,341, 637
State, countv, and municipal bonds_________ 1,168, 501
863,345
Railroad bonds--------------- ------------- ---------------958,194
Other public-service corporation bonds--------All other bonds.............. ....................................... 1,339.802
153,834
Stock of Federal reserve banks..........................
438, 756
Stock of other corporations_________ ________
181,969
Collateral trust and other corporation n otes..
149,593
M unicipal warrants............. ...............................
87,643
All other............... ................................................652,795
Foreign securities—T otal...........................................
319,239
Government b on d s..................... .........................
333,556
Other foreign securities........................................
Dem and deposits—T otal................................................ 177708,269"
Individual deposits subject to check........................ 15,840,108
207,050
Certificates of deposit....................... : .........................
State, county, and municipal deposits.................... 1,384,876
276,235
All oth er....... .................................................................
Net demand deposits (see p. 10)............................... 18,833,161"

4,389,853

4,154,929
3, 004,836
703, 641
339,456
106, 996
5,897,541
5,262, 502
1,144,362
831,913
931. 938
1, 316,859
158,290
469,314
168, 720
150,681
90,425
635,039
308,773
326,266
17,814,603
15, 742, 528
200,986
1,511,706
359,383
1879777213“
Tim e deposits—T otal....................................................... 13,328,712 13,325,066
476,554
States, counties, and municipalities. . .....................
429,265
79,894
Banks in United States.............................................. } 113,443 /
\
77,508
Banks in foreign countries..........................................
Other time deposits—
Evidenced b y savings pass books...................... 9, 728,154 9,834,363
Certificates of deposit........................................... 1,831,666 1,745,134
Open accounts, Christmas savings, etc............ 1,110,132
996,976
114,637
116,052
Postal savings...............................................................
Bills payable and rediscounts—Total........................ 1,153,035
W ith Federal reserve banks—
761,755
Bills payable..........- ..............................................
219,679
Rediscounts............................................................
All other—
148,504
Bills payable...........................................................
R ediscounts.. . . ...... ..............................................
23.097

61,934
79, 577
79,219
71,438
499,286
507,392
523,129
290,822
174,857
/ 260,124
230,166
714, 076 1 266,957
290,936
305,141
10.147,866 10, 073,809 10,425,353 10,335,938
1,660,150 2, 344, 242 2,364,735 2,471,781
773, 775
818,834
802, 715
706,053
7,685, 001 7, 023, 514 7,241, 784 7,090,382
387,366
394,117
387, 714
386,036
2,803,281 2, 775,673 2,769,262 2, 776,344
11, 514,775 10, 595,089 10, 349,314 9, 982,075

4, 598,240 4,396, 904 4,204,395 3,904,968
4,021,636 3,862,968 4,085,006 4,061,395
2,992,184 3,094, 275 3,287,968 , 3,339,834
524, 452 i 462,924
664,821
519,983
151,659
234,543
254,404
251,392
38,043 1
4,233
113,239
97,051
5,727,306 5,920,921 5,851,908 6,380,494
5,114,902 5, 292,123 5, 242, 297 5,691,850
1,116,276 1, 224,030 1,168,275 1,232,040
781,471 J 914, 037
787,134
785,867
902, 764
980, 210 ! 1,047,687
905, 606
1,227,883 1,253,469 1,222,847 1, 340,789
173,384
169, 505
166,686
170, 517
527, 917
565,417
503,848
558, 794
164, 214
180,936
154,060
166, 049
163,434
169, 501
170, 575
168,947
70.864
58,844
60, 545
86, 750
609, 611
688,644
| 612,404
628, 798
304,123
280,835 | 346,219
| 303,407
324,675
328,776 i 342,425
1 308,997
17,937,478 18,861,582 17,078,905 18,061,977
16,167,047 16,935,643 15,194,883 15,930,369
182,828 1 198,041
i 188,152
201, 671
1,224,375 1,335,485 1,446,366 ! 1,568,470
254,828
365,097
388, 783
1 357,904
18,951,600 19,797,028 18,488,669 19,170,357
13,317,649 13,233,481 13,518,731 13,811,978
594,896
535,564
491,095
570,679
111, 829
111, 148
102,793
95,170
224,114
112,405
154,009
175,529
9, 592,096
1,740, 944
933,902
122,464

1,198,366

1,149,898

878,522

738,768
290,623

583,665
315,646

453, 574
192,760

105,209
100,915

147,826
126,054

149,576
19.399

226,742
23.845

214,209
17.979

134,761
5.706

155,189
5.901

54,946
365,875
314, 768
315, 777
9, 439,160
1,497, 530
675,286
7, 266,344
386, 726
2, 847,045
9,831,390

3,812,169 3, 538, 001
4,095,270 4,124,776
3, 342, 974 3, 270,871
484,911
418,495
284,953
296,418
48,848
72, 576
6,638,969 6,864,247
5,938,307 6,149, 319
1, 379,471 1,492,689
938,869
982,685
1, 074,627 1,101,386
1,330,420 1,354, 258
170, 260
167,297
572,941
586,970
217,924
199,101
181,958
199, 743
71,837
65,190
714,928
700,662
344,439
360, 745
354,183
356, 223
16,838,351 17,501,550
15,107,131 15, 560,443
192,399
196,673
1,276,471 1,362,482
258,076
386,226
18, 657,238 18,969,380
13,944,868 13,546,201
572,004
509,029
101,313
107,405
233,873
237, 581

9,626,033 9,677,521 9,631,588
1,811,315 1,861, 504 1,959,775
1,139,518 1,232,679 1,302, 785
143,530
127,979 1 133,652
346,591 j 434,970 “ 315,980

9,603,720
1,743,212
1,136,043
120,026

* Prior to 1930 represents items reported as “ all other” United States securities.




Dec. 31

9, 590,953
1,884,919
1,027, 209
189,105

Dec. 31
19,260,685
145,830

112, 757
100, 618
69,973
41,183
361, 052
383,873
296, 433
139, 661
228, 602
218, 503
310,909
455,206
287,621
228, 265
227, 771
334,428
9, 053, 749 8, 334,479 7,770,142
6,865,072
1,630,494 1,217, 451
927,813
574, 748
574,978
514, 684
521,157
391,012
6,848, 277 6, 602,344 6,321,172
5,899, 312
385, 558
388,124
375,973
359, 065
2,833, 559 2,830,109 2, 772, 606
2, 678,494
/
177,732
130,298
116,002
9, 297,665 \8, 743, 768 8, 591, 639
8,125, 744
3,418,472 3,197, 984 179967167’
2,5727891
5,002,262 5,343,032 5,564,461
5,318,654
3,771, 086 4, 038,894 4, 278,845
4,199,485
332, 295
403,248
371,494
440, 574
638,054
725,852
553, 996
519, 595
262,836
173, 029
360,126
159,000
6,886,357 6,763,247 6,634,689
5,995,786
6,181, 525 6,121,345 5, 972, 752
5,455, 714
1, 553, 636 1, 535,157 1, 582, 861
1, 388,103
987,115
1, 003, 728 1,016,332
941, 075
1,102, 961 1,115,864 1, 028, 292
942,324
1, 295, 253 1, 265,866 1,198, 078
1,081,916
164, 327
165,419
167, 028
158, 328
587,360
573, 611
561, 772
511,136
214, 222
235,446
226, 910
211,041
214,169
165, 567
165,887
174, 669
49, 294
42,550
56, 917
47,122
704,832
«41,902
661, 937
540,072
369, 290
318, 564
317, 315
269, 556
344, 622
335, 542
323, 338
270,516
16,338,728 16,622,224 15,526,182 14,955,400
14,387,465 14, 520, 925 13, 702, 657 13,151,115
171, 58 I
179,078
180,334
166,076
1,478,593 1, 556,292 1,349, 502
1,303, 273
302.441
364, 673
293, 592
334.936
18,481,083 18,357, 000 17,445,203 16.067,418
13,663,258 13,515,468 12,776,332 11,315,842
507,855
439, 571
529,635
387. 700
135,463
113,753
86,136
62,899
201,284
155,094
112,146
26,125

3557168

281,442

216,898

8,768,492
1,786, 746
1,222,950
360,291
465,711

76,865
95,713

138,843
109,174

81,242
83,864

61,994
84,825

209,024
114,330

402,003
220,649

137,890
5. 512

101,710
5,441

112,012
4. 324

65,428
4. 651

133,002
9,355

202.833
13 643

9,446,356
1,928,323
1,179, 744
242. 453

9,316,020
1,906,471
1,237,301
278,974

8,134,097
1,471,624
770. 750
462,647
839,128

ALL MEMBER BANKS— CONDITION ON DECEMBER 31 AND SEPTEMBER 29, 1931, AND DECEMBER 31, 1930. BY CLASSES OP
BANKS
[Amounts in thousands of dollars]
Central reserve city banks
New York
Dec. 31,
1931

Sept. 29,
1931

Other reserve city banks

Country banks

Chicago
Dec. 31,
1930

Dec. 31, Sept. 29, Dec. 31,
1931
1931
1930

Dec. 31,
1931

Sept. 29,
1931

Dec. 31,
1930

Dec. 31,
1931

Sept. 29,
1931

Dec. 31,
1930

v RESOURCES
I>oans (including overdrafts)........................................................................ 4,763,397 5,220,493 6,146,731 1,037,506 1,129,328 1,343,775 6,852,045 7,325,353 8,379,156 6,607,737 7,198,910 8,000.826
united States Government securities......................................................... 1,768,131 1,830,393 1,238,807 288,393 307,955 240,274 1,844,390 1,992,688 1,486,289 1,417,740 1,433,425 1,159,406
Other securities.......................................................................................... .
928,467 1,202,088 1,196,549 191,481 206,237 277,312 1,901,912 2,054,011 2,031,140 2,973,926 3,172,353 3,359,246
T o ta l loans an d investm ents................................................................ 7,459,995 8,252,974 8,582,087 1,517,380 1,643,520 1,861,361 10,598,347 11,372,052 11,896,585 10,999,403 11,804,688 12,519,478
Customers’ liability on account of acceptances........................................
540,048
489,302
790,715
39,910
45,108
67,323
127,306
126,116
245,866
7,228
5,897
13,929
Banking house, furniture, and fixtures......................................................
232.992
231,534
214, 548
25,323
25,118
41,093
440.526
425,948
448,872
490,694
523,139
535,931
Other real estate owned................................................................................
12,542
11,942
4,477
11,993
4,348
505
67,432
79,963
79,078
114,773
114,150
111,239
•Cash in vault................................. .......................................... .....................
54,093
12,832
68,409
95,047
13,217
10.923
153,520
163,194
169,217
302,106
309,330
317,317
Reserve with Federal reserve banks...........................................................
665,005
883,112
899,447 159,777 182,203 209,899
652,441
719,597
770,591
497,946
554,318
594,572
Items with Federal reserve banks in process of collection.....................
175,841
234,949
148,495
30,358
27,287
38,014
348,204
257.527
270,266
121,820
98,382
136,049
Due from banks in United States...............................................................
105,222
101, 574
145,100 121,625 165,676 194,474
750,680
880,505 1,141,771
684,699
787,364
974,603
Due from banks in foreign countries (including own branches)..........
118,577
155,357
2,597
181,594
3,698
6,977
49,330
52,830
69,411
3,679
3,807
2,836
Exchanges for clearing house and other checks on local banks.............
712,912 1, 547,907
983,474
30,221
54,809
69,693
273,024
172,560
361,952
77,102
43,525
96,637
Outside checks and other cash items....................................... .................
8,944
1,407
1,581
4,868
2,600
10,926
28,690
54,222
76,136
21,641
15,557
25,018
Redemption fund and due from United States Treasurer.....................
2,019
20
20
2,008
412
1,808
7,817
7,460
7,426
21,516
22,036
22,672
Acceptances of other banks and bills of exchange or drafts sold with
indorsement........................................ ......................................_ ................
223,627
32,441
40,4S2
219,759
489,239
69,734
52,715
67,118
98,309
1,719
2,387
5,404
Securities borrowed............... .......................... ............................................
200
5,485
9,752
9,266
7,788
7,884
11,317
Other assets........................ ___........................................ .......................... .
56,138
68,087
73,952
27,399
14,706
11,717
84,090
100,902
80,933
56,060
65,372
56,309
Total..................... ....................... ......................................................... 10,638,717 11,350,333 13,279,312 2,035,553 2,191,997 2,584,725 13,605,878 14,478,611 15,770, 543 13,408,174 14,357,836 15,423,311
LIABILITIES
Capital stock paid in......... ............ ...............................................................
649,089
681,114
688,692 129,950 129,950 149,950
809,117
817,477
841,701
910,942
952,009
984,808
Surplus............ ...................... .........................................................................
873,230
958,806
985,186 113,920 113,920 124,120
778, 661
817,995
854,245
804,564
758,649
858,540
Undivided profits—net..................................................................................
184,964
272,216
314,263
16,028
20,909
173,011
25,640
218,665
231,335
231,400
299,666
323,150
Reserves for dividends, contingencies, etc................................................
155,758
57,192
19,206
78,381
10, 256
112,801
20,551
125, 077
7% 124
79,277
61,020
61,540
Reserves for interest, taxes, and other expenses accrued and unpaid.
22,516
33,401
16,088
27,972
12,692
33, 747
67,046
38,402
20,000
45,972
29,713
34,816
Due to Federal reserve banks......................................................................
9
9,511
7,182
9,420
38,870
33,888
39,838
Due to other banks in United States........................................................
987,845 1,135, 327 1,348,543 "274,'323 "283,"737 ” 365,"272 1,275, 480 1,471,769 1,772,505
294,648
331,633
386, 522
Due to banks in foreign countries (including own branches)..............
368,739
651,838
551,236
32,160
45,231
26,038
30, 699
48,968
55,722
2,142
1,245
1,931
Certified and officers’ checks outstanding....... .........................................
466,880
441, 845
852,007
14,642
22, 577
13, 985
165, 205
104,351
237,458
82; 574
56,872
111,735
qox
Cash letters of credit and travelers’ checks outstanding........................
13,090
15, 701
13. 317
1,418
1, 576
4,869
6,137
5.471
204
1,788
287
Demand deposits........................................................................................... 4,983,684 4,953.020 5.591, 642 896, 547 971,842 1,095.828 4,778.949 4,965,517 5,594,468 4,296.220 4,635,803 5,219,612
Time deposits.................................. ...............................................................
829,903 1,135,015 1,295,512 389,008 455,0391 509,892 4,455,657 4,979,317 5, 202,345 5,641,274 6,206,961 6,538,452
United States deposits........ .................... ................................. ..................
166,561
128,902
168,504
37,490
11,7751
25,150
15,786
253,576
151,867
60,994
131,908
52,908
Total deposits.......................................................... .......................... ....... 7,816,702 8,461,648 9,689,756 1,623,884 1,783,185|2,046,545 10,888,874 11,836,817 13,029,256 10,416,926 11,398,597 12,351,382
Agreements to repurchase U. S. Government or other securities sold.
7,060
99,421
49, 757
--------------- 1
42,237
1,500
24,766
10,627
14 676
14,983
Bills payable and rediscounts:
With Federal reserve banks_________________________ __________
41,652
12,881
20, 516
256,894
324,066
40
117,198
700
63,380
192, 575
164,121
All other_____________ ____ _________ ________ _________ ________
19,650
22,700|
16,024
4Gj
80,131
25
51,301
11,638
116,655
68,331
79,489
Acceptances of other banks and bills of exchange or drafts sold with
indorsement......... .......... ....................... ..................................... ..............
223, 627
219,759
489,239
52, 715
32,441
69, 734
67,118
98,309
40, 492
1,719
2,387
5,404
Acceptances executed for customers____ ___________________________
553.891
505,565'
804,332
44, 314!
128,419
129,487
252,889
41,417
68, 819
5, 629
4,676
12, 584
Acceptances executed by other banks for account of reporting banks.
7,450
8,193!
9, 474!
2,839
3,085
2, 020'
177
404
3.471
1,860:
1,742
1,682
National-bank notes outstanding____ ______ _____ _______ __________
40,343
39,958!
154,354
35,869!
399
148,294
144,298
4P0;
429,137
8,250
439,683
451,223
1
i
Securities borrowed_________ ____________ _______ __________________
1
200 ____
5,485
9; 266
7,884
9, 752
7,788
11,317
Other liabilities______ _____________ _______ ________ ____ __________
42, 585
55,71l|
41,376,
49,568
25,529
49, 212
66, 797
67,385
77,506
69,647
68,103
68,272
Total________________________________________________________ !10,638, 717 11,350,333 13, 279.312 2, 035, 553j2,191. 997 2, 584, 725 13,605,878 14,478,611 15,770,543 13,408,174 14, 357,836 15,423,311
Number of banks.................................................................... ......................




39

42

48,
1

12
1

12

14

352

366

402

6,843

7,179

7,588

ALL MEMBER BANKS— LOANS, INVESTMENTS, DEPOSITS, AND BORROWINGS, BY CLASSES OF BANKS
[Amounts in thousands of dollars]
Central reser re city banks
Other reserve city banks
N ew York
Dec. 31,
1931
4,763,397
106,681
17,419
29,362
203,740
170,124
2, 270,166
541,962
87,392
1,640,812
452
152,882
77,349
1,735, 222
Loans eligible for rediscount with Federal reserve banks......... /4 4 4 ,992
1,768,131
United States Governm ent securities—Total...............
Bonds....... .......................................................................................- - - 1,319,073
159, 276
Treasury notes...... .............................................................................
174,865
Certificates of indebtedness.........................- ..................................
Treasury bills..................................................................................... 114,917
928,467
Other securities—T ota l........................................................................
822,113
Dom estic securities—T otal____ ______________ ______________
203,316
State, county, and municipal bonds_____________________
208,106
Railroad bonds......... ..................................................................
75,099
Other public-service corporation b o n d s................................
All other bonds................... .................................... .................. 122,991
48,389
Stock of other Federal reserve banks.....................................
102,428
Stock of other corporations......................................................
47,767
Collateral trust and other corporation notes.........................
12,466
M unicipal warrants......................... ........................................
1,551
All oth er......... ............................................................................
106,354
Foreign securities—T otal.................................................................
61,665
Government bonds.....................................................................
44,689
Other foreign securities.............................................................
D em and deposits—Total.................... ........................................ ....... 4,983,684
Individual deposits subject to check............................................. 4,590,387
31,195
Certificates of deposit........................................................................
180,466
State, county, and municipal deposits..........................................
181,636
A ll other...............................................................................................
N et demand deposits (see p. 10)..................................................... 5,561,822
829,903
Tim e deposits—Total........................... ...............................................
States, counties, and municipalities..............................................
10,888
Banks in United States....................................................................
1,670
Banks in foreign countries...............................................................
21,299
Other time deposits—
Evidenced b y savings pass books_____________ __________ 320,456
86,051
Certificates of deposit................................................................
Open accounts, Christmas savings accounts, etc................. 325,364
64,175
Postal savings.....................................................................................
61,302
Bills payable and rediscounts—Total.............................................
41,329
W ith Federal reserve banks—Bills payable.................................
R ediscounts..................................
323
A ll other—Bills payable...... ............................................................
19,650
Rediscounts................................ — ..............................
Loans—T o ta l ................................ ................................. ......................
Acceptances of other banks payable in United States...............
Bills, acceptances, etc., payable in foreign countries..................
Commercial paper bought in open market......... .........................
Loans to banks—On securities.......................................................
All other.. _................................... .......................
Loans on securities, exclusive of loans to banks—Total............
T o brokers and dealers m New Y ork .....................................
T o brokers and dealers elsewhere............................................
T o others......................... ............................................................
Real estate loans— On farm land....................................................
On other real estate.........................................
Reporting banks' own acceptances................................................
A ll other loans (including overdrafts)...........................................




Sept. 29,
1931
5,220,493
200,523
32,991
48,059
124,919
125,428
2,654, 583
839,041
116,449
1,699,093
452
152,143
104,123
1,777, 272
706,009
1,830,393
1,216,636
153,207
138,065
322,485
1,202 088
1,017,689
321, 715
222,431
78,556
137,040
51,099
135,652
66,930
3,325
941
184,399
84,854
99,545
4,953,020
4,626,171
38,121
136,548
152,180
6,178,039
1,135,015
18,702
6,217
79,103
342,454
108,998
519,545
59,996
35,581
11,983
898
22,700

Country banks

Chicago
Dec. 31,
1930

Dec. 31,
1931

Sept. 29,
1931

Dec. 31,
1930

Dec. 31,
1931

Sept. 29,
1931

Dec. 31,
1930

Dec. 31,
1931

6,146,731 1,037,506 1,129,328 1,343,775 6,852,045 7,325,353 8,379,156 6,607,737
4,069
188,143
32,750
104,462
2,330
2,315
17, 501
64,716
12, 218
22,354
9,899
11,587
2,278
22, 790
14,057
15,252
9,482
142,720
34,013
18,044
52,933
194,240
47,884
24,496
132,371
42,272
153,833
23,594
74,039
110,636
125,046
58, 075
150,821
12,839
108,086
45,008
12,949
105,619
7, 371
106,347
3,417,827
605,464
718,445 2, 289,038 2,542,519 3,104,812 1,772,401
533,467
1,280,772
44, 914
13,834
29,047
122,520
16,352
2,600
27, 355
152,004
103,949
205,097
27,870
123, 746
201,152
311,517
156,760
2,033,106
472,379 2,123, 200 2,308,375 2,670, 775 1,728,179
407,121
421,349
375
119,879
237, 240
1,494
1, 502
120,499
120,480
1,696
147,179
21,990
23, 500
17,968 1,394,889 1,439,846 1,490,693 1,108, 733
22,032
4,491
23,
256
10,906
3,
242
}2,053,648
} 500,953 2,667, 533 2,762,081 }3 ,118,552 3,362,039
360,950
380,573
748, 538
173,002
872,414
979,661 1,178,332 1,067, 722
87, 763
101, 345
1,238,807
240,274 1,844,390 1,992,688 1,486,289 1,417,740
288,393
307, 955
862, 744
123, 288 1, 547,608 1,693,959 1,271,319 1,235,157
92, 224
97,647
228,157
38,524
109,970
58,034
132,310
106,711
39,018
38, 045
99,594
154,026
219,910
94,979
44,066
70,240
146,638
163, 502
48,312
6,207
8, 222
32, 786
20, 785
13, 280
5,090
14,184
1,196,549
2,054,011
2,973,926
1,
901,912
2,031,140
191,481
277,312
206,237
1,048,678
254, 089 1, 759,712 1,898,068 1,869,623 2,693,410
180,479
193,445
594,995
609,609
305.745
542,543
543, 721
32,635
61,438
36,454
242, 271
241,046
491,570
209,966
11,422
13,610
229,977
10, 828
95,724
23,013
227,543
248,250
647,669
201,560
17,996
20,877
182,035
42,455
389,069
394,404
580,130
25,609
353,186
30,480
8, 222
52,215
51,055
50,981
51,867
7,712
50,408
7,316
6,083
234,283
243,445
241,573
169,564
4,861
156, 266
5,302
92,570
38,959
22,442
3,296
93, 916
48,414
92,418
21,085
68, 289
4,480
52,191
77,853
41,822
40,058
41,723
56, 560
4,448
14,788
18,119
15,372
6,007
13,614
25,950
4,147
147,871
11,002
12, 792
23,223
142,200
155,943
161,517
280,516
84,302
4,315
14,457
76,272
74, 543
134, 714
68,862
6,704
6,687
63, 569
79,671
8, 766
145,802
6,088
73,338
86,974
5,591,642
896,547
971,842 1,095,828 4,778,949 4,965,517 5,594,468 4,296,220
5,195,327
852,463
893.882 1,020, 779 4,276,409 4,473,059 5,054,084 3,431,856
21,936
2,045
3,278
91,444
41,392
36,040
47,772
2,009
110,035
69, 252
40,573
421,680
692,435
75,265
389,799
389,813
264,344
1,466
2,519
66.605
80,485
686
70,932
71,349
6,405, 267 1.034. 288 1,105, 704 1,241, 871 5,120,570 5,458,452 6,041.821 4,350, 738
1,295,512
389,008
509,892 4,455,657 4,979,317 5,202,345 15,641,274
455,039
12,884
283,694
10,778
72,893
295,328
105,575
260,459
20,631
37,219
51,515
10,355
41,732
43,943
6,931
17,849
17,646
182,313
23,014
3, 821
5
1,000
23,000
32,268
10,000
452,284
96,332
476,960
37,520
36,540
17,540
2,976
15,980
44

185,155
40,947
123,346
17,427
80
40
40

197,683
51,929
145,105
12,045
725
700
25

Sept. 29,
1931

D ec. 31,
1930

7,198,910 8,000,826
936
4,695
1,974
3,283
81,158
119,578
17, 279
15,079
46, 736
46,498
1,967,576 2,198,076
32,370
49,324
42,851
58,668
1, 892, 355 2,090,084
253,520
264,175
1,157,117 1,191,205
901
3, 671, 713 } 4 ,158,237
1,209, 152 | 1,438,129
1,433 425 1,159,406
1, 276,026 1,013, 520
122,208
111,519
32, 519
31,605
2,672
2,762
3,172,353 3,359,246
2,863, 550 2,976,929
629,697
581, 785
511,585
518,063
701,316
734,399
641,489
735,364
54,535
56,153
177,373
183,048
54,861
62,930
63,860
77,352
28,834
27,835
308,803
382,317
149,485
187,443
159,318
194,874
4,635,803 5,219,612
3, 709,545 4,290,253
95,412
119,413
747,876
761,515
82,970
48,431
4, 703,008 5, 280.421
6,206,961 6,538,452
116,544
127,924
10,758
10,605
29

184,199 3,282,978 3,533,357 3,907,230 4,345,508 4,694,998
73,023
428,596
560,868
545,913
916,030 1,064,951
383,539
87,824
174,761
234,216
321,166
133,713
143,330
201,644
179.401
144.920
5,215
58.708
168,499
337,025
75,018
440,721
260,906
100,145
96,196
49,924
178.681
181,953
96,379
17,053
78,213
13,456
142,113
45,349
112,430
64,928
70,713
11,488
5,952
3.403
4,225
9.418
150

5,047,240
1,169,651
95,370
87,662
243,610
71,379
92,742
74,242
5,247

NATIONAL AND STATE MEMBERS— CONDITION ON DECEMBER 31, 1931, BY CLASSES OF BANKS
[Amounts in thousands of dollars]
National banks *

All member banks

Total

Loans (including overdrafts).......... ................................. ......................
United States Government securities............... ..................... ................
Other securities......... ................ .................... ............................................
T o t a l lo a n s a n d In v e stm e n ts ...............................................................
Customers’ liability on account of acceptances____ ________________
Banking house, furniture, and fixtures. .................................................
Other real estate owned............................. ................................................
‘Cash in vault...................................................................
Reserve with Federal reserve banks....................................... ...............
Items with Federal reserve banks in process of collection..................
Due from banks in United States............................................................
Due from banks in foreign countries (including own branches)........ .
Exchanges for clearing house and other checks on local banks...........
Outside checks and other cash items........................................ ............. .
Redemption fund and due from United States Treasurer...................
Acceptances of other banks and bills of exchange or drafts sold with
indorsement............... ................... ......... .................................................
Securities borrowed..................................................................................... .
Other assets................. ....................... ..........................................................
Totel,

Central
reserve
city
banks

9,260,685 5,800,903
5,318,654 2,056,524
5, 995, 786 1,119,948
1,575,125 8,977,375
585,156
718,500
258, 315
L, 174,957
17, 019
211, 755
522, 551
66, 925
824, 782
1,975,169
598,285
206,199
226,847
L, 662,226
121,174
174,183
L, 388,409 1,038, 283
108,128
10,351
2,039
31, 372
256,

310,502
13,473
223,687

200
83,537

Other
reserve
city
banks

Country
banks

,852,045 6,607, 737
, 844i 390 1,417, 740
, 901,912 2,973,926
,598,347 10,999,403
7,228
126,116
490,694
425,948
114, 773
79,963
302,106
153,520
497, 946
652,441
121, 820
270,266
684,699
750,680
3, 679
49,330
77,102
273,024
21, 641
76,136
21, 516
7,817
52, 715
5,485
84,090

1, 719
7,788
56,060

Other
reserve
city
banks

Central
reserve
city
banks

Other
reserve Country
banks
city
banks

11,904, 779 2,478,887 , 512,570 4,913,322 7,355,906 3,322,016
3,171,103
72M53 ,292,063 1,158,187 2,147,551 1,335, 671
604,909
515,039 ,166,948 2,335,746 1,978,053
4,017, 733
19,093,615 3,714,779 ,971,581 8,407,255 11,481,510 5,262,596
389,386
329,114
293,996
4,320
291,160
93,906
404,962
158,816
769, 995
385,108!
99,499 285,388
132,391
6,418
86,368
79,364
10,601
39,605
38,493
28,432 105,780
243,358
144,981
377,570
297, 327 454,343
386,077
837,422
527,455
1,137, 747
111,324
226,919
82,611
371,366
94,875 193,880
1,175, 677
572,474
486,549
173,136
53, 711 549,492
148, 588
2,279
18,996
102,178
25,595
44,131
424,126 195,469
614,157
50,5741 718, 240
670,169
4, 712
87,998
5,639
18,074
20,130
64,285
2,039
21,516
31, 372
7,817

339,475 1,694,415
552,327 259,553
734,964 638,180
626,766 2,592,148
2,908
32,210
140,560 105,586
28,405
40,358
58,748
47, 740
198,098 111,869
39,209
76,386
201,188 112,225
1,400
5,199
26,528
77, 555
3,567
11,851

Total

106, 263!
9,003;
117,074!

Central
reserve
city
banks

State bank members

85,056
28, 707

19,493
2,945
48,742

Country
banks

1, 714
6,058
39,625

Total

204,239
4,470
106,613

171,012
200
54,830

33,222
2,540
35, 348

5
1,730
16,435

39, 688,322 12,674,270 13,605,878 13,408,174 24, 618, 214 5,233, 946 9,076,857 10, 307,411 15,070,108 7,440,324 4, 529, 021 3,100, 763
IJARIIITIES

Capital stock paid in........................................ ........................................... 2,499,098
Surplus............................................................................................................ 2,524,460
Undivided profits—net.................................................................................
605,403
Reserves for dividends, contingencies, e tc ...............................................
370,368
Reserves for interest, taxes, and other expenses accrued and unpaid.
98, 668
Due to Federal reserve banks.................................................... ...........
48,381
Due to other banks in United States......................................................... 2,832,296
Due to banks in foreign countries (including own branches)..............
433,740
Certified and officers’ checks outstanding................................................
729,301
Cash letters of credit and travelers’ checks outstanding.......................
19,581
Demand deposits...................... .................................................................... 14,955,400
Tim e deposits................................................................................................. 11, 315,842
United States deposits.....................................................................
411, 845
T o t a l d e p o sits __________ __________ _____ _____ ___________
30,746,386
Agreements to repurchase U. S . Government or other securities sold.
81,583
iBills payable and rediscounts:
W ith Federal reserve banks..............................................................
622, 652
A ll other..................... ..................................................................... ......
216,476
Acceptances of other banks and bills of exchange or drafts sold with
indorsement............. ................................................. ».............................
310, 502,
732,253
Acceptances executed for custom ers.................. .......................................
Acceptances executed b y other banks for account of reporting banks
14,169
624, 234
National-bank notes outstanding........................................................... .
13, 473
Securities borrowed_________________ ________ _____________________
Other liabilities____________________ _____ __________ ______________
228, 597

779,039
987,150
200,992
166,014
35,208
1,262,168
400,899
481,522
14,508
5,880,231
1,218,911
182,347
9,440,586
7,060

910,942
809,117
758,649
778, 661
231,400
173,011
79,277
125,077
29,713
33,747
38,870
9,511
294,648
., 275,480
2,142
30, 699
82,574
165,205j
90 4 .
4,869,
:, 778,949! 4, 296, 220
, 455, 657 5, 641,274
168,504i
60, '
',888,874:10, 416,936
49,757:
24,766

881,074
710,409
423,460 257,081 200,533
552,036
613,505 342,208 189,198
436,453
569,451 1,144,911
47.978
183,422
114,140
254,410
58,871
14T, 561
38,639
40, 638
68,748
92,290
199, 677
56,329
10,743
18,970
21.368
12.379
46,113
22,991
10,923
27,947
12,668
1,745
7,766
65,170
229,478 1,112,449 '726,"842 320,437
955,043'
443
1,694
207,725
23.493
215,379
7,206
23,595
39,622
125,583
58,979
376,935
313,718
120
84
4,724
10,830
145
11,095
3,297,126 3,266,107 5,899,071 3,387,135 ,481,823 ,030,113
2,839,922 4,361,428 3,721,374
825,793 , 615, 735 , 279,846
17,239
52,970
115,534
43,755
152,396
82,187
7,369,191 7,989,472 11,501,367 5,554,230 ,519,683 ,427,454
6,475
32,558
18,291
17,199
30,482

1, 618,024
355,
1,379,549i 373,
350,993
53,
170, 691i
73,
52,555!
12,
35,713!
1,719,847 '535,'
218,36l! 193,
352,366
167,
8,486
3,
9,056, 329: 2,493,
7,594, 463i 393,
100,
259, 449
19,245,019 3,886,
51,101:

41,692
19,690

256,894!
80,131!

324,066
116, 655j

424, 7941
130,571

32, 393
40

150,120
48,855

242, 281
81, 676

197,858
85,905

9,299
19, 650

106,774
31,276

81,785
34.979

256,068
598,205
9,470
40, 743
200
92,153

52, 715
128,419
2,839
154,354
5, 485
66, 797

1, 719
5, 6291
1,860!
429,137;
7, 788'
69, 617

106, 263!
397,587,!
5, 528
624, 234;!
9,003
52, 302

85,056
298,445
2, 568
40, 743

19.493
95,353
2,293
154,354
2,945
21.369

1, 714
3, 789
667
429,137
6,058
11,436

204, 239
334, 665
8,641

171,012
299, 760
6,902

33,222
33,066
546

5
1,840
1,193

4,470
176,295

200
72, 656

2,540
45,428

1,730
58,211

19, 497

T otal............................................................... ..................................... 39, 688, 322 12, 674,270 13, 605, 878 13,408,174 24, 618, 214; 5, 233,946 9,076,857 10,307, 411 15,070,108 7,440, 324 4,529,021 3,100, 763
Number of banks.................. ..................... ............. ............. ....................

7,246

* Member banks only; i. e., exclusive of national banks in Alaska and Hawaii.




51

352

6, 8431

6, 36S!

22

253

878

29

99

NATIONAL AND STATE MEMBERS— LOANS, INVESTMENTS, DEPOSITS, AND BORROWINGS ON DECEMBER 31, 1931
[Amounts in thousands of dollars]

105357-

Total
L o a n s —T otal.................................. ............... ................. ............... 19,260,685
Acceptances of other banks payable in United States........
145,830
Bills, acceptances, etc., payable in foreign countries___ __
41,183
Commercial paper bought in open market____________ _
139,661
Loans to banks— On securities____________________ _______
455, 206
All other__________________________ _____
334,428
Loans on securities, exclusive of loans to banks—Total___ 6, 865,072
T o brokers and dealers in N ew Y ork .......... .................
574, 748
T o brokers and dealers elsewhere_______________ _____
391,012
T o others______ ___________ _________________________ 5, 899, 312
Real estate loans— On farm land..............................................
359, 065
On other real estate............................... . 2, 678,494
Reporting banks' own acceptances_____ __________________
116,002
All other loans (including overdrafts)_____ ____ __________ 8,125, 744
Loans eligible for rediscount with Federal reserve banks __ 2,572,891
U n ite d S tates G o v e r n m e n t securities—T o t a l........... .......... 5,318,654
B onds........ ............ ................. ................................... .................. 4,199,485
Treasury notes______ _____ _________ _________ __________
440, 574
Certificates of indebtedness...................... ...........................
519,595
Treasury bills.................................................................. ............
159,000
O th e r securities—T otal................................................................ 5,995,786
Dom estic securities—Total................................................ ....... 5,455, 714
State, county, and municipal bonds..................... ........... 1, 388,103
Railroad b o n d s ................................................. ..................
941,075
Other public-service corporation bonds............ .............
942,324
All other bonds______________________________ ______
1,081,916
Stock of Federal reserve banks.......................................
158,328
Stock of other corporations___________________________
511,136
Collateral trust and other corporation notes__________
211, 041
M unicipal warrants........ ........ ..........................................
174,669
All other ............... ............................... ..............................
47,122
Foreign securities—T otal...........................................................
540,072
Government bonds........................ .....................................
269, 556
Other foreign securities...... ................................................
270,516
D e m a n d d ep osits—Total............................................................... 14,955,400
Individual deposits subject to check....................................... 13,151,115
Certificates of deposit................................................................
166, 076
State, county, and municipal deposits.................................... 1, 303, 273
A ll other......................... ........... ............................__..................
334,936
N et demand deposits (see p. 10).......................................... . 16,067,418
T im e deposits—Total...................................................................... 11,315,842
State, counties, and municipalities..........................................
387,700
Banks in United States..............................................................
62,899
Banks in foreign cou ntries......................................................
26,125
Other time deposits—
Evidenced b y savings pass books..................................... 8,134,097
Certificates of deposit....................................................... 1,471,624
Open accounts, Christmas savings accounts, etc..........
770,750
Postal savings...... ....................................................... ........... ...
462,647
Bills payable and rediscounts—T otal.......................................
839,128
W ith Federal reserve banks—Bills payable..................... .
402,003
Rediscounts........................
220,649
A ll other—Bills payable.............................................. .............
202,833
Rediscounts___________________ _____________ 1
13,643

All member banks
Central
Other
reserve
reserve
city
city
banks
banks
5,800,903 6,852,045
109,011
32,750
27,318
11, 587
38,844
52,933
277,779
153,833
183,073
106,347
2,803, 633 2,289, 038
544,562
13,834
211,138
152,004
2,047,933 2,123,200
119,879
1,946
174,872 1,394,889
88,255
23, 256
2,096,172 2,667,533
632,755
872,414

505,611 3,282,978 4,345, 508
126,998
428, 596
916, 030
448, 710
234, 216
87, 824
81,602
201,644
179,401
337,025
61,382
440,721
41,369
178,681
181, 953
323
78, 213
142,113
19, 690
70, 713
112,430
1
9,418
4,225

banks 1
Other
reserve
city
banks
4,512,570
31, 926
8, 578
41, 201
119,312
79, 220
1, 381, 302
8, 054
95,815
1, 277,433
95, 777
760,870
15, 534
1, 978,850

230, 536

695, 375

i

3,266,107 5,899,071
2, 603, 448 5,320,135
51, 611
73, 296
329, 865
565, 368
197, 460
23, 995
3, 310, 316 6, 388, 310

State bank members
Central
Other
reserve
reserve Country
city
city
banks
banks
banks
3,322,016 2,339,475 1,694,415
75, 050
824
890
13, 071
3,009
261
21,899
11, 732
9,171
173,214
34, 521
3,683
113,266
27,127
5, 500
1, 589, 450
907, 736
496, 066
5,780
336,163
8,307
149,610
56,189
10,175
1,103, 677
845, 767
477, 584
24,102
1,329
41,847
634,019
160,148
496,327
92
7,722
■ 54,360
640, 578
688,683
1,120. 229
402, 219
177,039
166, 733
552,327
259,553
1,335,671
481,828
218,381
914, 922
38,837
32,146
96, 017
31,412
8, 272
210,865
250
754
113, 867
734,964
6387180
“ 604,909
692,727
549, 714
596,428
147, 260
114, 633
160, 938
79,486
98, 399
83, 719
68,071
108,513
45,480
72, 285
136,845
108, 279
19, 207
11,978
32, 264
190,977
136,846
77,124
38, 283
42, 340
5, 678
9,859
10,418
28, 546
2, 739
1,684
7, 018
42, 237
41, 752
55,195
19,
217
20,
584
31, 510
23,020
21,168
23, 685
3,387,135 1,481,823 1,030,113
828,408
3,170, 963 1, 320, 764
15,494
18,148
17, 969
110, 089
92, 709
127, 067
35, 476
56,490
105, 494
3, 792,488 1, 555, 400 1, 040,422

7,594,468
289,499
37, 292
7, 530

393,118 2,839,922 4,361,428 3,721,374
9,463
194, 747
98, 201
85, 289
2,419
25, 607
29,433
5, 440
3,804
3, 721
18, 595
5

825,793 1,615,735 1,279,846
12, 203
65, 712
20,286
14, 510
1, 491
9, 606
100
18, 495

5, 545,462
1, 075, 839
285, 286
353, 560
555,365
279,157
145,637
125, 911
4, 660

183,180 2,072, 794 3, 289,488 2, 588,635
35, 643
270, 492
769, 704
395, 785
118,183
111, 899
55, 204
485,464
40, 426
109, 087
156,836
156, 298
198,975
32,433
283,763
323,957
112, 588
32,393
122,846
134,176
37, 532
108,105
75, 012
-- 47, 261
78, 610
76, 922
1,594
8.983
3. 066

322, 431 1, 210,184 1,056,020
158,104
146, 326
91, 355
122,317
32,620
330, 527
44, 808
23,103
41,176
28,949
138,050
116,764
47,777
8,976
66, 093
34,008
40, 681
323
33, 820
19, 650
23, 452
1.159
7, 824

Total

6,607,737 11,904,779
4,069
69, 066
2, 278
24, 842
47,884
96,859
243,788
23,594
188,535
45,008
1, 772,401
3, 871, 820
16, 352
224,498
27,870
175, 038
1,728,179
3,472, 284
237, 240
291,787
1,108,733
1,388,000
4,491
53,828
3,362,039
5, 676, 254
1, 067,722
1,826,900
1,417,740
3,171,103
2, 584,354
1, 235,157
132,310
273, 574
269,046
44,066
___6,207
44,129
4,017,733
2,973,926
2, 693,410 3, 616, 845
609,609
965, 272
491, 570
679,471
647,669
720, 260
764,507
580,130
52, 215
94,879
169, 564
106,189
124, 740
48,414
68, 289
125,846
25,950
35,681
280, 516
400,888
134,714
198, 245
202,643
145,802

2,056,524 1,844,390
1,41(^720 1,547, 608
19§^94
109,970
321,503
154, 026
120,007
32, 786
1,119,948 1,901,912
1,002,592 1,759, 712
542, 543
235,951
229, 977
219,528
201,560
93,095
353,186
148,600
55,705
50,408
107, 289
234, 283
92,418
70, 209
64,657
41, 723
7,558
13,614
142, 200
117,356
68,862
65,980
73, 338
51,376
5,880,231 4,778,949 4,296,220
5,442,850 4,276,409 3,431,856
33,240
41,392
91,444
221, 039
389, 799
692,435
183,102
71, 349
80,485
6, 596,110 5,120, 570 4, 350, 738
1,218,911 4,455,657 5,641,274
21, 666
260,459
105, 575
12, 025
43, 943
6,931
22, 299
3, 821
5

i M em ber banks only, i. e., exclusive of national banks in Alaska and Hawaii.




Country
banks

National
Central
reserve
city
banks
2,478,887
33, 961
14,247
16, 945
104, 565
69,807
1, 214,183
208, 399
61, 528
944, 256
617
14, 724
33, 895
975,943

9,056,329
7,830, 980
114,465
973,408
137,476
9, 679,108

720,853 1,292,063
501, 798 1,065, 780
102, 277
71,133
122,614
110, 638
32, 536
6,140
515,039 1,166,948
452, 878 1,066, 985
75, 013
395, 283
135, 809
150,491
133, 489
47, 615
216,341
76, 315
23,441
31, 201
30,165
43, 306
27, 869
54,135
31,864
36, 111
540
10, 875
62,161
99, 963
34,470
49, 645
27, 691
50, 318
2,493,096 3,297,126
2, 271,887 2, 955, 645
15, 271
25, 898
128, 330
279, 710
77, 608
35, 873
2, 803,622 3, 565,170

Country
banks

Total

4,913,322
3,179
2,017
38, 713
19,911
39, 508
1, 276,335
8,045
17,695
1, 250, 595
195,393
612,406
4, 399
2, 721,461

17,355,906
76, 764
16,341
42,802
211,418
145,893
2,993, 252
| 350,250
1 215,974
2,427, 028
j 67,278
!1,290,494
1 62,174
2,449,490

900, 989
745, 991
1,158,187 2,147,551
1,016, 776 1, 615,131
100,164
167, 000
35, 794
250, 549
5,453
114, 871
2,335,746 1,978,053
2,096, 982 1, 838, 869
422,831
494, 976
261, 604
393,171
222,064
539, 156
317,409
471, 851
63,449
40, 237
404, 947
32, 718
86, 301
42, 736
48,823
57,871
11,441
24,266
139,184
238, 764
71,311
114,130
124, 634 I 67,873

ALL MEMBER BANKS— CONDITION ON DECEMBER 31, 1931, BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve District
Total
Boston

New
York

Phil­
adel­
phia

Cleve­
land

Rich­
mond

1,520,817
336,900
700,188
2,557,905
17,058
106,764
29,369
43,272
125,848
49,857
121,822
3,126
49,710
2,746
2, 861

807,046
489,264
568,732
865,042
14,483
130,1
29,518
54, 403
146, r~“
53, 321
124, 431
1, 786
40,060
5, 406
3, 438

692,594
157,375
200,129
050,098
3,254
55,693
14,880
30,454
51,201
27, 370
77,930
145
18,892
2,887
2,347

2,760
553
17, 770

7, 338
5,021
19, 371

2,612
1,<
6,125

Atlanta Chicago

St.
Louis

Minne­
apolis

Kansas
City

Dallas

San
Fran­
cisco

RESOURCES

Loans (including overdrafts)___ ______ ________ _______________
United States Government securities__________________________
Other securities..................................... .......... ........... ...................
T otal loans and investm ents_____________________ . I l l ___ II
Customers’ liability on account of acceptances_________________
Banking house, furniture, and fixtures. ..........................................
Other real estate owned....... .............................................................
Cash in vault__________________ ____________________________
Reserve with Federal reserve banks................................... ...........
Items with Federal reserve banks in process of collection................
Due from banks in United States....................................... ...........
Due from banks in foreign countries (including own branches)__
Exchanges for clearing house and other checks on local banks___
Outside checks and other cash items........... ..................................
Redemption fund and due from United States Treasurer________
Acceptances of other banks and bills of exchange or drafts sold
with indorsement___________________ ______________________
Securities borrowed__________________________________________
Other assets.......... .......................................... II.IIIIIIIIIIIIIIIII

1,260,685 ,390,
302,
i, 318,654
491,
i, 995,786
1,575,125 ,184,
718,500
47,
, 174,957
71,
211,755
9,
45,
522,551
148,
., 975,169
53,
598,285
94,
, 662, r ~
33,
174,183
., 388,409
41,
108,128
5,
31, 372
2,
310,502
13,473
223,687

3,731
27
9,973

6,
2,125;
1,830,
10,565,
548,
347,
33,
112,
796,
237,
221,
121,
1,014,
14,
4,
241,1
670
75,286

593,294 , 632,402 623,439
153,550 598, 953 158,694
159,154 650,450 248,644
905,998 ,881,805 ,080,777
8,070
1,861
51,
33,602
52, 316 144,737
11,942
33,469
17, 414
20,525
76,080
24,178
59,938
48, 510 286,429
23, 392
14, 979
73,768
97, r 73,365
279,313
326
4,604
538
15,404
96, 741
15, 759
2,329
37,252
4,397
1,302
3, 711
2,128
3,614
1,842
4, 735

32,510
1,117
42,1

Total......................................................................................... 39, 688, 322 2, 750,793 14,335,436 3,131,421 3, 501, 312 1, 345,587 1,202,147 5, 045,1

4,366
1,281
5,213

440,589 573,601
111, 783 204,753
236,849 237,726
789,221 1,016,080
1,951
37
28,338
41,436
3,897
5,646
17,446
26,689
76,242
45,571
4,643
20,314
95,379 158,809
1,039
374
7,962
14,003
6,274
4,015
1,263
1,509
1,
30
11,443

401
3,207

1,285,623 1,015, 553 1, 368,762

479,612 ,897,806
132,233 546,823
112,024 559,829
723,869 ,004,558
4,181
20, 510
42,780 119,872
9,173
13,448
20,795
51,105
49,638 139,837
15,119
24,159
113,904 203,253
188
6,845
11,628
62,380
3,590
19,081
2,204
3,717
229
221
2,408

11, 207
611
25,290

999,927 3,705,873

LIABILITIES

Capital stock paid in.......................................................................... 2,499,098 188,610
856,496 181,873 205, 733
Surplus................................................................................................ 2,524,460 161, 783 .,069,061 328,389 266,386
Undivided profits—net......................................................................
49, 358
246,500
55,424
52,260
605,403
Reserves for dividends, contingencies, etc........................................
193,967
29, 771
370,368
^7,641
46,823
Reserves for interest, taxes, and other expenses accrued and unpaid
10, 852
28,320
6, 373
*9,410
98,668
Due to Federal reserve banks..........................................................
5,192
15,290
7,244
6, 288
48,381
Due to other banks in United States................................................ 2,832,296 159,067 ., 073,093 165,195 189,587
Due to banks in foreign countries (including own branches)......... .
370, 274
2,115
1,577
12,713
433,740
Certified and officers’ checks outstanding.......................................
487,097
14, 223
17,254
26, 930
729,301
Cash letters of credit and travelers’ checks outstanding...................
13,185
19,581
3,190
26
385
Demand deposits................................................................................ 14,955,400 1,081,003 i, 096,963 , 013, 888 , 107, 079
Time deposits..................................................... ............................... 11,315,842
492,551 , 031,829 , 333, 792
;53,363
United States deposits......................................................................
29, 295
29, 713
411,845
11,729
186,095
T ota l deposits................... .............................................................. 30,746,386 2,142,758 10, 734,548 ,263,277 , 696,642
Agreements to repurchase U. S. Government or other securities
sold......... ......................... .............................. ................... ...........
12, 538
5,995
12,235
10,485
81,583
Bills payable and rediscounts:
148,357 116,474
With Federal reserve banks........................................................
42,974
92,290
622,652
All other.......................................................................................
19,002
46,020
37,164
24,416
216,476
Acceptances of other banks and bills of exchange or drafts sold
with indorsement...........................................................................
3,731
241,039
310,502
7,338
2,760
Acceptances executed for customers.................................................
47,892
732,253
14,590
560,913
16,642
Acceptances executed by other banks for account of reporting
banks................................................................................................
1,001
8,997
14,169
248
1,123
National-bank notes outstanding......................................................
41,849
624,234
68,910
95,918
57,103
Securities borrowed............................................................................
27
5,021
670
553
13,473
Other liabilities..................................................................................
92,395
4,471
5,860
228,597
19,706

318, 741
94,424
53,963
245,016
56,648
16,643
5,:
23,986
21,051
2,316
488
4,069
410,229
95,685
33,559
173
8,908
55,725
41
1, 731
880,019 495,862
645,159 419,521
7,500
33,846
064,337 1,028,178

72,306
21,173
7,945
3,527
6,170
86,040
782
12,962
30
437,067
474,104
19, 861
037,016

93, 815
60, 435
14, 772
5, 323
2, 516
1, 324
90, 475
1, 636
12, 691
32
409, 509
369, 135
25, 212
910, 014
6,365

2,846

2,934

230

1,821

1,416

21,719

31,541
6,583

30,666
17,094

73,595
17,844

16,454
10,140

6,035
1,508

24,446
4,

10,718
3,

29,102
28,099

2,612
3,060

3,614
8,783

32,510
50,853

4,366
l, ~ ~

1,096
1,970

14

229
4,212

11,207
21,461

202
46,
1,
9,112

388
42,507
1,842
4,013

2,053
73,576
1,117
61,715

25,909
1,281
21,324

4
24,948
30
1,341

23
30,171
401
773

42,602
221
1,383

130
73,911
611
6,504

Total..........................................................................................

1,762

1,927

N um ber of banks.................................................................... .................

824

617




91,072
60,990
35,150
43,256
19,330
10,518
4,181
6,363
4,852
2,554
192
416
86,245 165,003
967
193
6,877
22,715
41
19
333,082 611, 718
429,973 340,900
3,141
4,773
860,518 ,145,737

84,247 224,115
41, 804 146,911
18,077
44,700
5,597
12,943
1,801
5,096
1,150
558
96,213 215,464
580
9,171
24,062
39,857
9
892
441,092 1,048,118
198,918 1,726,597
21,973
38,707
783,997 3,079,364

ALL MEMBER BANKS— LOANS, INVESTMENTS, DEPOSITS, AND BORROWINGS ON DECEMBER 31,1931, BY DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve District
Total

Boston

N ew
Y ork

Philadel­
phia

Cleve­
land

R ich­
Chicago
m ond Atlanta

St.
Louis

M inne­ Kansas Dallas San Fran­
C ity
cisco
apolis

Loans—T otal.............................................................................................. 19,260,685 1,390,491 6,608,894 1,520,817 1,807,046 692,594 593,294 2,632,402 623,439 440,589
640
450
2,913
651
3
107,172
306
124
145,830
18,385
Acceptances of other banks payable in United States.................
32
551
9,958
1,191
1,851
1,584
17,948
330
41,183
2,080
Bills, acceptances, etc., payable in foreign cou n tries..................
6,784
8,138
17,243
1,765
3,072
5,366
38,493
11,806
29,181
139,661
Commercial paper bought in open market.....................................
1,482
8,004
98, 505
7,159
5,895
215,038
39,976
25,735
455,206
41,577
Loans to banks— On securities.......................................... ............ . .
7,699
31, 630 20,372
178,422
12,887
17,259 10, 644 16,319
334,428
7,954
A ll other..................................................................
983, 310 184, 059 102, 360
494,031 2,912,025
539,535
705,581 201,886 149,186
Loans on securities, exclusive of loans to banks—T otal.............. 6,865,072
1,327
1, 574
312
3, 111
477
2,581
3,593
549,780
4,803
574,748
T o brokers and dealers in New Y ork ____ _________________
3,641
8,672
136, 002
6, 666
8,250
24,911
391,012
47, 204
97,197
29, 560
T o brokers and dealers elsewhere..............................................
844,197 174, 060 97,145
509,821
443, 234 2, 265, 048
673,440 194,743 140, 624
T o others......................................................................................... 5,899, 312
59, 591 20, 211 21,450
13,396
14,008
28, 200 15, 636 23, 229
359,065
7,205
Real estate loans—On farm land...................................... - ..............
394, 608 80,881 23,045
542,983
225,706
422,175 50, 974 46, 599
246,839
On other real estate........................................... 2,678,494
2,108
154
828
10,942
3,068
116,002
2,904
2, 329
1,120
80, 683
Reporting banks own acceptances....................................................
672,105
602, 241 398, 907 344, 731 1, 023, 702 300,619 274,989
542,119 2, 502,734
A ll other loans (including overdrafts).............................................. 8,125, 744
150,887
119,
825
278, 094
193,004
754, 209
156, 575 128,464 115,607
171.649
Loans eligible for rediscount with Federal reserve banks........... 2, 572,891
598,953 158,694 111, 783
302,460 2,125,866
336,900
489,264 157,375 153,550
United States Government securities—T otal................................ 5,318,654
351,. 256 129,156 98, 580
232,891 1, 630,519
279,094
468, 595 136,804 134,842
Bonds................ .................................................................................. 4,199,485
6,119
64,113 17, 702
7,031
440,674
29,096
192,705
15,374 13,112
43,465
Treasury notes..................... ...............................................................
172, 211 11,823 i 6,932
7,152 10,177
519, 595
5,146
29,613
186,470
13,734
Certificates of indebtedness................................................................
13 |
152
11, 373
307
159,000
149
1, 500
10,860
116,172
607
Treasury bills. ......................................................................................
650,450 248,644 236,849
491,558 1,830,503
700,188
Other securities—T o t a l......................................................................... 5,995,786
568,732 200,129 159,154
601, 271 231,161 ;211, 858
Dom estic securities—Total........... .................................................... 5,455,714
517, 604 186, 267 149, 685
431, 995 1, 642, 446 1 628, 287
153, 722 71, 976 72,476
State, county, and municipal b on d s........................................ 1,388,103
39, 200
68, 581
74,654 40,197 52, 767
355,151
55, 747 25, 995 31, 578
Railroad b o n d s............................. ..............................................
144, 285
83,639
412,169
91,005 22, 843 12, 944
941,075
109,917 33, 228 34, 664
Other public-service corporation b on d s..................................
942, 324
159, 775
86,026 27,848 14,294
266, 569
145,499
137, 862 46, 361 52, 780
A ll other bonds...................................................................'......... 1,081,916
118,569
159, 620 47, 932 36, 686
79,587
252, 305
2,925
4,505
17, 662
4,895
14, 382
5,324
Stock of Federal reserve banks..................................................
158,328
16, 511
11,570
61, 202
1,399
14, 409 30, 604
Stock of other corporations____ ___________________________
54,906 25, 218 18, 806
58,877
212,462
64,811
511,136
4,334
4,927
34, 302
1, 726
Collateral trust and other corporation notes...... .............. . . .
211,041
46, 238
28, 353 14, 316
10,145
57,835
9,891
6, 999
4,927
63, 360
Municipal warrants..................................................... ...............
174, 669
1,681
5,799
655
21, 694
7,699
1,811
6, 566
14, 290
2,640
1, 934
A ll other............. ...........................................................................
47,122
1,797
1,818
2,859
3,059
9,469
49,179 17, 483 24, 991
Foreign securities—Total....................................................................
540, 072
59,563
51,128 13, 862
188,057
71,901
8, 723 11, 245
4,857
22,859
Government bonds.......................................................................
23,892
6,290
269, 556
37,850
30,479
97,714
8, 760 13, 746
4,612
26, 320
Other foreign securities................................................................
7,572
270, 516
29,084
34,051
27,236
90, 343
D em and deposits—Total....................................................................... 14,955,409 1,081,003 6,096,963 1,013,888 1,107,079 437,067 409,509 1,880,019 495,862 333,082
Individual deposits subject to check................................................ 13,151,115
893,010
985,144 5,456,880
965,311 378,018 332, 710 1,682,408 422,875 257,521
7,995
Certificates of deposit..........................................................................
18,158 16,108
10,772
4,561
8,353
166,076
8,259
5,892
44,201
State, county, and municipal deposits............................................ 1,303,273
168,991 52,949 65,149
111,0 0 2 46,924 64,399
69,926
363,913
98,569
2,417
3,930
10,462
All other.................................................................................................
7,839
17,674
19,994
6,233
334,936
13,956
231,969
Net demand deposits (see p. 10)........................................................ 16,067,418 1,125,306 6,684,437 ~il, 039,208 l7l82~724T 449,768 427793T 2,041, 721 519, 775 354,617
T im e deposits—Total.............................................................................. 11,315,842
853,363 2,492,551 1,031,829 1,333,792 4747T04T 369,135 1,645,159 419,521 429,973
6,194
States, counties, and municipalities.......................... .....................
21,640 12,346
387,700
6,682
41,394
14,582
37,137 10,203 17,516
Banks in United States........................................... ..........................
6,455
7,430
17,593
62,899
8,331
1,725
1,418
7,365
1,859
616
Banks in foreign countries____________________________________
1,000
26,125
721
21,304
Other time deposits—
Evidenced by savings pass books............................................. 8,134,097
702,996 1,795,830
785,886 1,042,797 362,176 234,933 1,083,977 230,880 250,525
Certificates of deposit................................................................... 1,471,624
298,351 139,253 124,010
102,283
134,637
160,601 67,369 62,135
176,265
Open accounts, Christmas savings accounts, etc...................
9,689
142,192 11,726
770,750
21,587
365,109
66,782
58,935 18,885 10,981
Postal savings....................................................................................... __ 462,647
80,406 18,861 32,225
85,284
18,676
28,083
33,706 13,746 35,239^
7,543
Bills payable and rediscounts—Total...............................................
91,439 26,594
839,128
129,454 38,124 47,760
61,976
194,377
140,890
With Federal reserve banks—Bills payable...................................
2,128
53,372 14,119
64,684 13,601 10.282
402,003
25,145
122,888
74,126
Rediscounts................ ...................
3,907
2,336
20,223
220,649
17,829
42,349
25,469
37,706 17,940 20,384
All other—Bills payable......................................................................
9,842
1,433
16,889
202,833
28,231
18,488
24,187
6,306 16,776
45,291
Rediscounts.......................................................................
76
298
955
13,643
318
514
8,933
277
729
229




573,601 479,612 1,897,906
1, 277
13,452
457
558
4,992
108
6,943
2,705
8,165
1,303
5, 216
5,316
5,903
16, 663
8,676
378,160
115.078 99,861
1,232
588
5,370
2,924
20, 956
5,029
351,834
108, 817 96, 349
113,376
23,962 18,801
597,901
22, 222 24, 561
1,027
10,451
388
757,417
382,564 323,616
131,917
198,975
132,233
546,823
461, 478
112, 792
31, 619
8,817
39, 375
10,132
14,351
492
559,829
112,024
523, 237
108,075
314, 244
40,021
41,400
4, 559
41,492
5,788
80,884
28, 293
11, 241
3,957
10,634
5,859
3,330
3,119
17,113
13, 282
2,899
3,197
36, 592
3,949
16,567
2,144
20,025
1,805
441,092 1,048,118
909,469
378,709
11.880
8,742
112,290
50,373
14,479
3,268
664,001 474,545~ 1,103,385
340,900 198,918 1,726,587
197,431
10,805 12,770
9,520
197
390
3,100

173, 685
204,753
163, 478
11,421
26,830
3,024
237,726
223,828
105,114
14,911
17, 224
41,037
4,154
13,151
2,416
21, 569
4,252
13, 898
6,936
6,962
611,718
489,060
21,155
98,788
2,715

174,617 139,558 1,329,922
89,274
92,676 24,770
37,549
23,442
3,973
59,801
38,970 17, o50
577201
29,429 14,341
23,335
2,338
6,086
6,767
18,360
8,380
27,770
3,389
4,231
329
234
762

10
ALL MEMBER BANKS— RESERVE POSITION ON DECEMBER 31,1931
[Amounts in thousands of dollars]
Reserve with Federal reserve
banks

N et demand deposits
N et de­
mand plus
time
deposits

Required

Ratio of
required
reserves
to net
demand
plus time
Excess 8 deposits
(per cent)

Demand
deposits,
exclusive
of bank
and G ov­
ernment
deposits 1

Due to
banks,
n et2

All member banks____________

14,955,400

1,112,018

16,067,418

11,315,842

27, 383, 260

2,013, 579

1,975,169

-38,410

7.4

Central reserve city banks _________
Reserve city banks_________ ________
Country banks_________ ___________. -

5,880, 231
4, 778, 949
4, 296, 220

715, 879
341,621
54, 518

6,596,110
5.120, 570
4, 350, 738

1,218,911
4,455, 657
5, 641, 274

7,815,021
9, 576, 227
9,992,012

894,062
645, 727
473, 790

824, 782
652,441
497,946

-69,280
6,714
24,156

11.4
6.7
4.7

N ew Y o r k ____ _______________ __
Philadelphia.................. .................
Cleveland_______________________
R ichm ond_______________________
Atlanta_____________ ___________
Chicago-------------- -----------------------St. L o u is ..._____ ________________
Minneapolis____________________
Kansas C ity ____ ________________
Dallas. ________________________
San Francisco................................. .

1,081, 003
6,096,963
1,013, 888
1,107, 079
437, 067
409, 509
1, 880, 019
495, 862
333,082
611, 718
441,092
1,048,118

44, 303
587, 474
25,320
75, 645
12, 701
18,422
161, 702
23,913
21, 535
52, 283
33,453
55, 267

1,125, 306
6, 684,437
1,039, 208
1,182, 724
449, 768
427, 931
2,041, 721
519, 775
354, 617
664, 001
474, 545
1,103, 385

853, 363
2,492, 551
1,031,829
1, 333, 792
474,104
369,135
1, 645,159
419, 521
429, 973
340,900
198,918
1, 726, 597

1,978, 669
9,176,988
2,071,037
2, 516, 516
923,872
797, 066
3, 686, 880
939, 296
784, 590
1,004,901
673, 463
2, 829,982

122,176
880, 683
121, 735
147,471
52,447
48,098
270, 501
58, 718
42, 631
68, 810
45, 912
154, 397

148,800
796,159
125,848
146,996
51, 201
48, 510
286, 429
59, 938
45, 571
76, 242
49, 638
139,837

26,624
-8 4 , 524
4,113
—475
- 1 , 246
412
15,928
1, 220
2,940
7,432
3, 726
-1 4 , 560

6.2
9.6
5.9
5. 9
5.7
6.0
7.3
6.3
5.4
6.8
6.8
5.5

Central reserve city banks:
N ew Y o rk ________ ______________
Chicago_________________________

4,983, 684
896, 547

578,138
137, 741

5, 561, 822
1,034, 288

829,903
389,008

6, 391, 725
1,423, 296

747, 934
146,128

665,005
159, 777

-82,929
13,649

11.7
10.3

Reserve city banks:
Boston__________________________
N ew Y o rk ________ ______________
Philadelphia________ ____________
Cleveland_____________ __________
R ichm ond_______________________
Atlanta________ _________________
C h ica g o ___________ ___________
St. Louis________ ________________
M inneapolis_____________________
Kansas C ity __________ __________
Dallas, ________________________
San Francisco___________ ________

557,123
142, 201
578, 046
747, 619
216,815
220,300
521,853
305, 566
145,455
353, 737
195, 941
794, 293

36, 347
667
23,135
74, 600
7,871
15, 303
17, 088
19, 388
18,146
49, 672
28, 280
51,124

593,470
142, 868
601,181
822, 219
224, 686
235, 603
538, 941
324,954
163, 601
403,409
224, 221
845, 417

201, 872
203, 058
233, 255
774, 418
163, 314
183, 511
615,968
194,854
122,891
174,194
119,902
1,468, 420

795, 342
345, 926
834,436
1, 596, 637
388,000
419,114
1,154,909
519,808
286,492
577, 603
344,123
2, 313, 837

65,403
20, 379
67,116
105,454
27,368
29,066
72, 373
38, 341
20,047
45, 567
26,019
128, 594

95,007
18, 447
68, 247
102,113
24,947
27,023
68,154
37, 289
21, 538
48, 943
28, 310
112, 423

29,604
-1 ,9 3 2
1,131
-3,341
-2,421
-2,043
-4 ,2 1 9
-1 ,0 5 2
1,491
3, 376
2,291
-16,171

8.2
5.9
8.0
6.6
7.1
6.9
6.3
7.4
7.0
7.9
7.6
5.6

Country banks:
Boston__________________________
N ew Y ork _______________________
Philadelphia_____________ _______
Cleveland_______________________
R ichm ond_______________________
A tlanta___________ ____________
Chicago........... ....................- ............
St. Louis________________________
M inneapolis------------- -----------------Kansas C ity ................... .................
Dallas____________________ _______
San F rancisco.................................

523, 880
971,078
435,842
359, 460
220, 252
189, 209
461, 619
190, 296
187, 627
257,981
245,151
253,825

7, 956
8, 669
2,185
1,045
4,830
3,119
6,873
4, 525
3,389
2,611
5,173
4,143

531, 836
979, 747
438, 027
360, 505
225,082
192,328
468,492
194,821
191,016
260, 592
250, 324
257,968

651, 491
1, 459, 590
798, 574
559, 374
310, 790
185, 624
640,183
224, 667
307,082
166, 706
79,016
258,177

1,183, 327
2,439, 337
1, 236,601
919, 879
535, 872
377, 952
1,108, 675
419, 488
498,098
427, 298
329, 340
516,145

56, 773
112,370
54, 619
42,017
25, 079
19,032
52,000
20, 377
22, 584
23, 243
19, 893
25,803

53, 793
112, 707
57, 601
44,883
26, 254
21, 487
58,498
22,649
24,033
27, 299
21, 328
27,414

-2 ,9 8 0
337
2,982
2, 866
1,175
2, 455
6,498
2, 272
1,449
4,056
1,435
1,611

4.8
4.6
4.4
4.6
4.7
5.0
4.7
4.9
4.5
5.4
6.0
5.0

Class of bank and Federal reserve
district

All member banks:

T im e de­
posits
Total

Held

1 Exclusive also of certified and cashiers’ or treasurers’ checks outstanding and letters of credit and travelers’ checks sold for cash and outstanding.
2 Combined excess of amounts due to banks over amounts due from banks as shown b y individual bank reports. W hen, for a given bank,
amounts due from banks exceed amounts due to banks, the excess due from can not be deducted in determining deposits on which reserves are
com puted, and for this reason amounts in this column do not agree with the difference between aggregate amounts due to banks and due from banks.
In this calculation the amounts due to banks include due to Federal reserve banks, bankers, and trust companies, certified and cashiers’ or treas­
urers’ checks outstanding, and letters of credit and travelers’ checks sold for cash and outstanding, while amounts due from banks include items
with Federal reserve banks in process of collection, amounts due from banks and trust companies in United States, balances payable in dollars due
from foreign branches of other American banks, and exchanges for clearing house and other checks on local banks.
3 Deficiencies in reserves indicated b y a minus ( —) sign.




STATE BANK MEMBERS— CONDITION ON DECEMBER 31, 1931, BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve District
Total
Boston

New
York

Phila­
delphia

Cleve­
land

Rich­
mond

Min­
neapo­
lis

Kansas
City

Dallas

23,334
4,578
14,213
42,125

47,324
20,589
23,138
91,051

30,583
4,932
6,853
42,368

1,257
439
1,451
2,322
216
5,262
22
210
72

2,952
1,380
2,002
6,726
3,095
19,872
199
1,360
65

2,767
841
1,233
2,880
679
6,649

18
725
2,721

10
299

248, 770 2,031,635

491,689

138,366
117,210
19,249
14,817

38,635
21,953
5,675
2,298

11,130
518
19,901
165,937
1,264
20,086
1,625
15,157
17
838
75,448
711,530
657,983
75,200
6,743
17, 772
180,204 1,589,821

1,148

166

273

31,808
31
3,595
22
186,572
161,804
4,045
387,877

3,815

16,400
25,898
11
46,513

27,623
72
2,342
3
57,045
25, 285
860
113,230

26,903
9,488
2,313
46,630

85

Chicago

St.
Louis

133,898 1,060,318
251,892
10,064
252,514
41,175
185,137 1,564,724
34,517
4,283
42,398
15, 572
10,312
2,871
20,217
2.494
121,510
9,231
22,423
1,962
108,333
14, 528
1,337
301
42,367
6.495
2,855
1,316

242,090
60,035
99,013
401,138
1,659
12,560
6,888
5,939
22,672
9,456
20,237
114
6,485
1,077

32,441
704
27,497

Atlanta

San
Fran­
cisco

RESOURCES

Loans (including overdrafts)............ .................................................... 7,355,906
United States Government securities................................................. 2,147,551
Other securities..................................... ....... ....................................... . 1,978,053
Total loans and investments.......................................................... 11,481,510
Customers’ liability on account of acceptances................................
329,114
Banking house, furniture, and fixtures...............................................
404,962
Other real estate owned..........................................................................
79,364
Cash in vault............................................................................................
144,981
Reserve with Federal reserve banks...................................................
837,422
Items with Federal reserve banks in process of collection.............
226,919
Due from banks in United States.......................................................
486, 549
Due from banks in foreign countries (including own branches) _ _
25,595
Exchanges for clearing house and other checks on local banks___
718,240
Outside checks and other cash items.................................................
20,130
Acceptances of other banks and bills of exchange or drafts sold
with indorsement........ ........................................................................
204,239
Securities borrowed........ ........................................................................
4,470
Other assets...............................................................................................
106,613
Total............................................................................................... 15,070,108

350,618 3,523,783
87,712 1,263,867
793,440
126,161
564,491 5,581,090
267,342
1,454
195,771
10,186
15,504
1,701
52,411
12, 517
29,664
489,611
6,894
124,959
145,110
16,249
432
20,828
601,157
8,388
794
5,268
720

155,877
280
42,134

493,024
955,185
195,722
116,047
222,366
228,641
837,712 1,373,273
1,032
10,853
34,043
59,660
12,292
18,146
10,070
21, 562
43,025
68,027
14,137
25,317
38,979
46,203
75
1,135
13,700
21,957
875
3,649
77
300
7, 548

162,318
25,016
54,309
241,643
1,957
14,525
2,959
6,663
11, 707
11,909
19,912
68
6,076
539

5,619
916
12,301

1,863
326
1,396

657,205 7,697,342 1,013,865 1,668,618

321, 543

3, 715

1,829
1,202
1,549

590
685

333,431
107,097
116,230
556,758
6,017
13,271
6,031
8,422
30,047
5,872
45,215
1,084
9,455
2,935

825

2
354

5,795
5
6,274

53,685

129, 527

59,048

697,181

3,165
1,746
601
686

8,730
3,307
2,503

6,825
2,112
1,027
181

37,985
24, 548
9,763
2,132

LIABILITIES

Capital stock paid in.......................... ....................................................
Surplus..................................... ................................................................
Undivided profits—net........... .............. ...............................................
Reserves for dividends, contingencies, etc....................... .................
Reserves for interest, taxes, and other expenses accrued and un­
paid.............. .........................................................................................
Due to Federal reserve banks...............................................................
Due to other banks in United States................................. ................
Due to banks in foreign countries (including own branches)........
Certified and officers’ checks outstanding____________ __________
Cash letters of credit and travelers’ checks outstanding.................
Demand deposits........... ...................................................................
Time deposits.................. ..................................... .................................
United States deposits............ .............. .......................... ....................
Total deposits................... ...................... ..................... .......................
Agreements to repurchase U. S. Government or other securities
sold........................................................................................................
Bills payable and rediscounts:
With Federal reserve banks...........................................................
All other.............................................................................................
Acceptances of other banks and bills of exchange or drafts sold
with indorsement................................ - ........................................... .
Acceptances executed for customers....................................................
Acceptances executed by other banks for account of reporting
banks....................................................................................................
Securities borrowed............ ....................................................................
Other liabilities...........................—_______________________________

881,074
1,144,911
254,410
199,677
46,113
12,668
1,112,449
215,379
376,935
11,095
5,899,071
3, 721,374
152,396
11,501,367

37,405
46,860
9,872
11,932

4,502
17,128
801
6,596
16,029
629,110
189,161
271
4,799
316,092
12
10,146
258,783 3,386,399
241,928 1,155,023
1,534
77,358
524,157 5,769,885

93,445
143,350
16,864
17,718

25.025
16.026
4,942
2,325

3,621
5,100
1,647
1,838
56,171
78,597
41
1,096
4,825
5
7
365,569
497,807
253,553
679,469
17,965
13,234
699,776 1,287,034

1,046
1,251
29,889
109
5, 976
2
114,274
90,813
10,135
252,449

18,605
12,948
3,567
1,256

6,263
1,663"

1,210
11
47,306
3,248
5,486
43
202,341
344,930
426
603,791

30,482

1, 624

9,864

5, 045

11,648

57

384

540

10

670

640

10,494
6,422

54, 778
25,938

40,165
7,858

51,46
21,820

6, 505
796

11,103

12,665

5,933
4,966

494
27

661
355

2,934
670

155,877
273,222

77
1,028

5,619
11,146

1,863
1,841

1,829
4,831

32,441
33,376

18
1,659

5,955
280
71,143

300
15,731

24
916
2,474

124
326
8,275

365
1,202
3,222

1,913
704
51,479

725
20,262

,342 1, 013,865

18,618

321,543

~70

32

204,239
334,666
241
1,607

Total .............................................................................................. 15,070,108

657,205




58,396
133,151
16, 302
32,415

197,858
85,905

8,641
4,470
176,295

Number of banks....................... ........................ ...................................

414,492
621,700
164,045
113,035

878

~30

142

73

248,770 2,031,635
44

175

491, €

5,795
6,194

53,685
40

129, 527

2
489

19
5
1,495

59,048

697,181

~67

~96

ALL MEMBER BANKS— CONDITION ON DECEMBER 31, 1931, OF BANKS IN CENTRAL RESERVE AND RESERVE CITIES 1 AND
OF BANKS OUTSIDE SUCH CITIES (COUNTRY BANKS)
[Amounts in thousands of dollars.

Federal reserve bank and branch cities are shown in bold-face type]

C ountry
banks

BOS­
TON

District N o. 3

District N o. 2

District N o. 1

•

District N o. 4

P H IL­ Country CLEVE­ Cincin­
Country
NEW
Buffalo banks ADEL­ banks L A N D
nati
YORK 2
P H IA

Pitts­ Colum­ Toledo Country
bus
burgh
banks

RESOURCES
_________ ___________
Loans (including overdrafts) - _
_____
United States Government securities___ ___________________ _________
T o ta l lo a n s a n d I " m ^ n t »
Banking house, furniture, and fixtures___
Cash in vault

_ __
,

__

_______________________________ - ____ _________________

Tt0Tns with Fftderal reserve banks in pronftss of collection

_____

"Due from banks in foreign countries (including own branches).
Redem ption fund and due from United States Treasurer______________
Acceptances of other banks and bills of exchange or drafts sold with
inH ArcoTTi ont
__ ________
Securities borrowed
Other assets..........................................................................................................
Total

_ _________________________ _____ _____ ____________

797,071 4,780,851 264,801 1,563,242 652,029 868,788 559,026 175,829
593,420
189,403 1,771,903 44,936 309,027 171,629 165,271 80,836 29,121
113,057
938,189 73,573 818,741 247,870 452,318 94,039 47,385
357,531
134,027
840,504 1,344,005 7,490,943 383,310 2,691,010 1,071,528 1,486,377 733,901 252,335
214
326 13,898
16,732
2,334
6,173
540,052
45,524
1,526
76, 257 29,951 13,265
96,488
30,507
234,456 16,569
40,071
31,137
2,988
9,426
20,968
8,401
18,850
1,797
12,821
4,262
5,269
9,766
4,243
32, 374
54,767
10,898
2,840
54,766
11,938
33,293
57,601 34,465 13, 741
68,247
667,029 16,423 112,707
95,007
53,793
8,055
13,732 15,349
53,609
36,125
7,710
22,785
30,726
176,533
8,118
48,539 29,891
73,283
98,126
106,568 16,739
49,326,
45,592
83
1,196
10
3,116
1,471
1,884
118,578
1,008
32,271
5,200
15,872
6,226
43,484
22,545
8,078
984,084
10,919
30,244
734
1,413
1,785
1,333
4,755
691
8,945
2,429
3,331
104
2,613
173
248
30
2,705
2,055
51
2,051
3,729
5,681

2
27
4,292

223,627
200
56,443

17,301
2^120

111
470
16,723

2,735
77
10,361

25
476
7,409

7,323
501
8,961

1,531
798

328,345
235,408
157,429
721,182
291
26,024
4,131
5,281
44,401
18,490
22,416
308
11,645
984
648
3
55
5,979

51,813 32,832 659,201
8,905 19,209 115,785
7,580 245,594
16,705
77,423 59,621 1,020,580
21 ----------59
2,765
53,068
5,625
12,870
103 ----------3,456
29,544
2,113
3,799
44,883
5,707
1,819
4,474
5,134
2,296
56,531
5,179
104 ----------95
541
4,815
1,987
447
1,416
40
62
2,426
25
115
333

1,179,997 1,570,796 10,677,100 481,665 3,176,671 1,377,075 1,754,346 912,458 311,409 861,838 103,613

12
2,819
3,300

75,1021,236,892

LIABILITIES
Capital stock paid in

_________ __________________ _________________

Undivided profits—net
- ________________ - __________ Reserves for dividends, contingencies, etc __ - _______________________
Reserves for interest, taxes, and other expenses accrued and unpaid—
Due to Federal reserve banks
______ _____
Due to other banks in United States ________________________________
Due to banks in foreign countries (including own branches)___________
Certified and officers’ checks outstanding ___________________________
rinoVt lnfforc Af nrnHi'f o ri H
r> llo p lro A l lf c f o T l/ lin iy
Demand deposits
________________________________________________
Tim e deposits
. _ _ __________________________________________
United States deposits - ________________________________________
T o ta l deposits
___________________________
Agreement to repurchase U. S. Government or other securities sold----Bills payable and rediscounts:
W ith Federal reserve banks
___________________________________
All ntViAr
Acceptances of other banks and bills of exchange or drafts sold with inAcceptances executed for customers...............................................................
Acceptances executed b y other banks for account of reporting banks.
National-bank notes outstanding
___________________________
.Q o p n ritiA Q h n r r n w p H
_

96,275
67, 775
14, 615
15,874
2,834
119, 587
12,007
10,652
362
557,123
201, 872
5, 630
907,233
2,065

Number of banks

___________________________________________________

5,500
83,310
7,200
63, 589 118, 284 54,650 19,950 35,123
80,886
4,000
6,100
158,120 170, 269 36,450 18,350 120,600
25,473
775
891
5,350
9, 576
7,293
38, 053
17,371
589
333
3, 577
1,976 14, 261
12,094
9,035
34, 729
2,821
250
267
2,987
1,417
3,110
3,060
3,313
2,156
1,311
1, 725
5,958
330
8,929
9,161
10,613
12,020 ” 44,'462 ” 21,’ 155 ” 95,’ 267
153,175
32 ----------- ------------46
396
1
1,103
2,114
5,885
598
965
3,828
7,093
8, 561
6, 533
7, 690
1
3,189 _______ _______
14
12
359,460
578, 046 435,842 231, 522 108, 313 322,558 53, 699 31,527
233, 255 798, 574 429, 559 107, 758 201,924 19, 267 15,910 559,374
2,341
1,290
1, 308
4,712 13,613
7,229
6,031
22, 484
997,106 1,266,171 721,238 245,812 644,040 85,925 60,848 938,779
3,
111
645
8, 782
5,235
5, 250

6,175
11,427

36,799
7, 575

43, 755
20,200

14,426
263

90,176
25, 557

65, 350
2,761

51,124
21, 655

30,830
14,695

3, 729
46, 446
770
1,025

2!
1,446
231
40,824
27
2,106i

223,627
553,891
7,454
41,066
200
42,642

17,301
6,173

111
849
1,543
54,252
470
42,915

25
2, 735
322
16,320
1,123
4,951 ’ "'52,’ 152
476
77
15,426
4,280

7,323
14,252
2
3,443
501
854

3, 754
T o ta l................ ..................... ....................................................................

654,464 22,300 179,732
92,335
875, 635 32,850 160, 576
94,008
9,664
51,197
185,639
37,645
25, 099
155,945 12,923
11,767
744
5,027
22, 549
6, 576
15,030
260
7,244
58,876
988,125 26,092
39,480
1,241
293
368, 740
706
16,308
3, 723
6,602
467,066
22
73
23
13,090
523,880 4,999,622 126,263 971,078
839,662 193, 299 1,459, 590
651,491
14,674
4, 753
166,668
6,099
1,235,525 7,842,973 355,653 2,535,922
3,245
1,930
7, 060
3,930

600
6,838

192
22
2,067
1, 531
56

16,311
2,983
3
78
212
13,287
55
2,322

1,275

13

3601

48

6

787

28

687

6

8

12

2,820

OI

1,230
115

489
87

1,179,997 1, 570,796» 10, 677,100 481,665i 3,176,671 1,377,075 1, 754, 346 912,458 311,409 861,838 103, 613

i Outlying banks in above cities which have been authorized to carry country bank reserves, are included with country banks.
* Includes both central reserve city and reserve city banks.




14,041

3

27,013
19,486
12
47
12
48,394
2,819
1,152

75,102 1,236,892
2

624

ALL MEMBER BANKS— CONDITION ON DECEMBER 31, 1931, OF BANKS IN CENTRAL RESERVE AND RESERVE CITIES 1 AND OF
BANKS OUTSIDE SUCH CITIES (COUNTRY BANKS)— Continued
[Amounts in thousands of dollars.

Federal reserve bank and branch cities are shown in bold-face type]
District N o. 5

RICH­
M OND

Balti­
more

Char­
lotte

1, 261
832
1, 356
5,802
5,177
6, 673
25
2,136
273
50

93,013
29, 506
55, 933
178,452
2,179
10, 508
278
2,731
7,888
10,056
17, 324
48
7,223
381
235

23,885
4,820
4,044
32,749
124
2,459
133
319
1,809
2,682
4,403

384
115
639

District N o. 6

Washing­ Country ATLAN
banks
ton
TA

Bir­
ming­
ham

Jack­
sonville

Nash­
ville

New Or­
leans

Savan­
nah

C ountry
banks

44,850
3,462
6,329
54,641
151
1,724
412
554
2,871
1,483
5,423
697
383
155

115,021
13,168
37,392
165,581
4, 923
14,920
644
1, 630
9,037
2,288
11,195
336
7,741
1, 353
140

44,184
6,553
4,377
55,114
712
2,398
3, 790
1, 641
3, 996
1,310
6,960
2
1,351
185

271,668
78,871
76,040
426,579
1,974
21,652
7,830
17, 378
21,487
2,696
42, 919
171
3, 275
1,325
1,473

R ESOURCES

Loans (including overdrafts)................... .................... .................................
United States Government securities........ ............................ .....................
Other securities___________________________ _______ __________________
T o t a l lo a n s a n d in v e s t m e n ts ........................... ............. ..........................
Custom er’s liability on account of acceptances..........................................
Banking house, furniture, and fixtures.............. .......................... ................
Other real estate o w n ed ............................................ ...................................
Cash in vault______________________________ ______ ______ _____ _____ _
Reserve with Federal reserve banks_____ __________ _____ ___________ _
Items with Federal reserve banks in process of collection........................ .
Due from banks in United S ta tes.......................... .....................................
Due from banks in foreign countries (including own branches)............... .
Exchanges for clearing house and other checks on local banks........... .
Outside checks and other cash items________ ______ ________ _________ _
Redemption fund and due from United States Treasurer.........................
Acceptances of other banks and bills of exchange or drafts sold with
indorsement.................. ............ ............ ........................................................ .
Securities borrow ed..............— ....................................................................... .
Other assets......... .......... ........................... ........................................................ .
Total-

67,070
7,731
19, 995
94,796

431, 718
77,083
100, 781
609,582
941
30,153
10, 956
21,971
26, 254
6,947
40,217
28
4,682
1, 607
1,783

55,493
21, 246
16,035
92,774
310
6,271
1,127
1,158
3,561
3,567
19,161

46,042
9,375
7,250
62,667

16,036
20,875
11, 731
48,642

1, 811
3,505
823
4,085
1,759
6,004

414
90
58

76,908
38,235
19,376
134,519
10
11, 312
2,681
4,077
9,448
2,508
9,313
44
4,437
536
221

”1,462*
515
125

“ "563
330
207

3,540
106
994
3,473
1,876
6,007
29
670
306
28

44

570
1,322

724
1,014
2,645

1,300

’ ~‘ i ’ 475'

204

267

130

1,519
1,200
1,472

110
77

795
452
2,196

119, 519

240, 282

45,284

180, 998

759, 504

131,800

65, 938

1,624

223, 979

77,646

552,202

10,600
7,100
1,725
1, 543
269

15, 500
12,350
4,601
1,317

3,700
3,000
1,891
204
205

6,500
6,255
192
188
218

6,000
2,270
417
123

3,900
3,450
663
696
236

13,125
9,100
2,812
521
692

31,700
177
2,919

7,063

13,355

6,662

~6,'314'

43,414
33,751
1 108
93,719
120

85,254
59,647
7,487
187,184

15,705
10,698
160
33,925

"’ "4,‘ l57‘
4
43,505
41,210
1,034
103,265
2,800

” ""312'
16
33,268
22,467
1,149
63,874

8,818
14
1,117
*23,"468"
19,739
2,420
55,576
887

21,836
22,099
42
50,774
200

28,438
1.415
1,484
1
72,863
50,180
13,923
168,304
57

6,600
3,378
422
1,589
92
15
8,431

’ ""299'

58,007
41,131
10,233
3,847
2,139
4,147
22,953
244
7,796
4
220,252
310,790
10,656
576,842
979

8,900
8,250
2,577
595
443

14,299
23
1,124

11,175
8,725
2,723
1,034
428
2,023
10,025
338
824
26
72,442
59,218
450
145,346
1,900

48,790
27,732
7,689
1,611
763
1,309
18,457
207
3,176
11
189,209
185,624
6,507
404,500
2,421

2,566

1,820
450

1,085

3,682
975

22,388
5,158

500

312
160

3,295
1,938

7,494
7,657

384

1,504
2,189
124
1,150

724
871
68
35, 590
1,014
513

1,300
310

10
4,390
570
40

4,150

552

150
1
3,100

" ‘ 109"

"41

221

1,504

81,'

L IA B IL IT IE S

Capital stock paid i n . .................. ...................... ............................................
Surplus____________________________ _________________________________
Undivided profits—net_________________ __________ ____________ ______
Reserves for dividends, contingencies, etc____________________________
Reserves for interest, taxes, and other' expenses accrued and unpaid___
Due to Federal reserve banks............ ....... .............. ........................................
Due to other banks in United S ta tes............. ............................................ .
Due to banks in foreign countries (including own branches)...................
Certified and officers’ checks outstanding................................................... .
Cash letters of credit and travelers’ checks outstanding............................
Dem and deposits.......... ....................... ........................................................... .
Tim e deposits................................... ..................................................................
United States deposits.............................. ....................................................... .
T otal deposits............................ ......................................................................
Agreements to repurchase U .S . Government or other securities sold____
Bills payable and rediscounts:
W ith Federal reserve banks..................................................................... .
All other........ ...............................................................................................
Acceptances of other banks and bills of exchange or drafts sold with
indorsement............ .........................................................................................
Acceptances executed for customers................................................................
Acceptances executed b y other banks for account of reporting banks__
National-bank notes outstanding.................. .............................................. .
Securities borrowed................. ........................................................................ .
Other liabilities................................................................................................... .
Total............
N um ber of banks.

1,000
115
378

4,700
8,181

45,284

2,460
80
320

180,998
12"

1 Outlying banks in above cities, which have been authorized to carry country bank reserves, are included with country banks.




n2

65,938

1,519
5,563
374
2,800
1,200
2,761
223,979

1,962
25,360
27,816
137
63,721
596
420
700
12
110,
6

18,469
6,919
795
2,060
1
29,445
452
555
552,202
327

ALL MEMBER BANKS— CONDITION ON DECEMBER 31, 1931, OF BANKS IN CENTRAL RESERVE AND RESERVE CITIES1 AND OF
BANKS OUTSIDE SUCH CITIES (COUNTRY BANKS)— Continued
[Amounts in thousands of dollars.

Federal reserve bank and branch cities are shown in bold-face type]
District N o. 8
(see also p. 15)

District N o. 7

C H I­
C A G O 2 Detroit

Grand Indian­ M il­
Des
D u­
Cedar
Rapids Moines buque Rapids a p o lis waukee

Peoria

57,851 146,153
21,503 25,862
14,594 20,036
93,948 192,051
2, 511
3
6,249
4, 839
178
373
7, 312
3,415
7,016 11, 530
4,652
5,186
14, 487 14,882
317
217
2,328
3, 589
532
631
249
271

18,098
9,331
7, 517
34,916

Country
banks

ST.
LOUIS

Little
Rock

Louis­
ville

7,669
719,678
4,659
151,393
299,495
5,454
17,782 1,170,566
38
549
66, 617
15,104
37,431
820
58,498
1, 551
9,059
145
78, 603
3, 226
141
8, 706
230
41
2,404
2,648
33

225,055
79,079
88,814
392,948
295
6,125
4,532
3,123
26, 739
13,999
21,601
286
8,087
666
93

16,986
892
1,891
19,769
100
667
323
265
1, 310
983
2,893

73,845
15,566
11,378
100,789

Sioux
C ity

RESOURCES

Other securities__________________________________________________
T o ta l ln^ns a n d in v estm p n ts
_ _ __
Customer,s’ liability on app.nnnf, nf anr'eptances__________ - Banking bouse, furniture, and fixtures....... ,
Cash in vault______ ______________________________________________
Reserve with Federal reserve banks______________________________
Items with Federal reserve banks in process of collection_________
Due to banks in United States___________________________________
Exchanges for clearing house and other checks on local banks_____
Outside checks and other cash items
Redemption fund and due from United States Treasurer-------------Acceptances of other banks and bills of exchange or drafts sold with
indorsement
- _ ___________
Securities borrowed
__ _ ________
Other assets
_____________________________________________

1,074,452 517,539
295,230
81,652
59,469
216,704
1,586,386 658,660
3, 766
45,155
25,152
30,627
5,219 - 11, 334
6,206
16,657
165,034
32,906
19, 324
31, 235
24,600
126,957
2, 633
1, 270
56,089
22,126
31, 288
1, 670
172
66

9,441
2,381
3,573
15,395

26,857
2,376
12,808
42,041

892

1, 436
341
1,038
2,803
2,205
5,108

488
1,051
533
3,648
• 15
72
129
50

820"
277
25

50,268
3,487
6,596
60,351
13
5,426
253
448
155
1,386
517
3, 278
697
663
220
4, 371
738
11
96" 2,253
205
23
45
12 !

4,396
1,079
4,204
9,679

1

32,441

2, 697
317
810
2,065
546
2,693
432
52
140

47

28, 458

4, 238

Total..... .......... ............ .................................................... ................. 2,128, 627

841, 042

22, 274

56, 675

12,437

37, 500
33,400
9,222
2,656

500
500
6

3,750
1,653
316
115

700
300
164
85

303
105

306
855

1,045

5

78,858 137, 772 241, 268

44, 703

14, 900
8, 550
4, 721
1, 027

3, 260
3, 550
374
106

LIABILITIES

139, 700
Capital stock paid in __________________________________________
118,485
Surplus . - _ __________________________________________________
17,130
Undivided profits—n e t _____ ____________________________________
11, 796
Reserves for dividends, contingencies, etc________________________
Reserves for interest, taxes, and other expenses accrued and un­
13,184
paid
_ _ - ______________________
Due to Federal reserve banks
275,105
Due to other banks in United States_________________ ____ ______
32,179
Due to banks in foreign countries (including own branches)
15, 847
Certified and officers’ checks outstanding
_____________________
1, 449
Cash letters of credit and travelers’ checks outstanding
Dem and deposits
__ ____________________________ ______________ 924, 674
Tim e deposits .
_ _ _ _ _ _ ___________________________________ 428, 583
16,187
United States deposits___________________________________________
T o t a l d ep osits___ __________________________ ______ ____ ______ 1,694,024
Agreements to repurchase U. S. Governm entor other securities sold.
Bills payable and rediscounts:
1, 016
W ith Federal reserve banks
- - - - 3,135
All other
Acceptances of other banks and bills of exchange or drafts sold
32,441
with indorsement
______
44, 314
Acceptances executed for customers
Acceptances executed b y other banks for account of reporting
2,037
banks
1, 310
National-bank notes outstanding
_
____ _
____ _
Securities borrowed
50,055
Other liabilities
- _____________________________

1, 919

552

129

6

59

37, 904
1,169
26, 291
224
258,984
378, 098
1, 787
704,457
460

5, 375

7,162

637

4, 353

392
909
52
97
10
7,145" 24,649" " 3, 437’ 24,963
7,065 14, 881
6, 803 36, 091
225
388
3
37
19,719 47,826 10,932 66,197

39,515
160

1, 688
173

8, 350
5, 750
2, 662
320

485
1,127
1,175
2, 016
17,494 24, 321
37
153
885
1, 074
1
11
58, 678 92, 767
32, 749 77, 729
2, 992
4, 655
114,200 202,537

250

496

505
45
475

841, 042

22, 274

56, 675

12,437

4

1

4

2

4, 293

T otal.................................... .............................................................. 2,128, 627
35

4

3

24

261

813

24,417 1, 457,815

485,484

27,147

122, 585

36,170
15, 849
6, 395
1,669

1,650
820
267
135

4, 750
6,950
768
820

338

68

627

104,181
68,103
21,494
7,495

81

7

2,147

6, 272

3, 502
878
29,459
21
9,425
36
461,619
640,183
7,227
1,148, 848
2,101

333

420

14,804
17,185
69
34,538

8, 299
5, 792
276
21,059
285
347

900
303
200

5, 408
306
288

68
2,498
13
4, 980

4

4

2,794

5

647
9

502

78, 858 137, 772 241, 268

1 Outlying banks in above cities, which have been authorized to carry country bank reserves, are included with country banks.
2 Includes both central reserve city and reserve city banks.




18

2,690

1, 050
800
126
87

345

1, 688

1

500

4,300
40

I

4,028
3,432

N um ber of banks _ _____________________________________________

4,850
3,925
433
299

44, 703
3

36l" ’ " ‘ I,"601
197
230
75

463
7, 537

68
45
536

1,873
483
1,416
5,100
4,321
5,860

28,996
14,376

1,360
823

60
2,053

275

4,300
297

18
100

24

6

3
52,850
1,847
463
5,397 ........582’

24,417 1,457,815
4

15, 570
49,490
3,903
173
4,202
751
494
28
219,986 " 10,’ 359" "43," 050
134,810
6, 708
26, 926
225
570
5,655
86,610
414,344 21,946
1, 510

837

1,494
30" ” 26,267

485,484

27,147

122, 585

13

4

5

ALL MEMBER BANKS— CONDITION ON DECEMBER 31, 1931, OF BANKS IN CENTRAL RESERVE AND RESERVE CITIES 1 AND OF
BANKS OUTSIDE SUCH CITIES (COUNTRY BANKS)— Continued
[Amounts in thousands of dollars.

Federal reserve bank and branch cities are shown in bold-face type]

District N o. 8—
Continued

M em ­
p h is

Coun­
try
banks

District N o. 9

M IN ­
NEAP­
OLIS

District N o. 10 (see also p . 16)

Coun­
try
banks

KAN­
SAS
C IT Y

Denver

Okla­
homa
City

109,582
4,233
74,215 252,559
27,594
1,217
70,544
12,428
21,726 180,088
30,437
4,598
167,613
10,048 108,369 503,191
1,387
564
2,459 ........ 413'
5,686
19,780
617
3,280
1,490 ........ i n ’
1,271" 14,574
8,014
925
12,599
24,033
1,954
956
519
1,214
10,057
27,144
1,252
56,926
538
252
11
238
1,405
4,324
75
2,158
812
4,363
51
1,048
132
30
1,091
10

95,949
36,150
42,002
174,101

54,331
44,083
20,271
118,685

40,103
5,050
16,982
62,135

Helena

St. Paul

Omaha

Kansas
C ity,
Kans.

Lincoln

7,520
3,027
1,556
12,103

12,445
3,906
2,948
19,299

Pueblo

RESOURCES

Loans (including overdrafts).............................................................. . .
United States Governm ent securities________________ ________ _
Other securities___________________________________ _____ ________
Total loans and investm ents..................................................... .........
Customers’ liability on account of acceptances............................... .......
Banking house, furniture, and fixtures. _ .........................
Other real estate ow n ed__________________________________________
Cash in vault______________________________________________ ______
Reserve with Federal reserve banks___________________•......................
Items with Federal reserve banks in process of collection....................
Due from banks in United States_________________ ________________
Due from banks in foreign countries (including own branches)..........
Exchanges for clearing house and other checks on local banks______
Outside checks and other cash item s______________________ ________
Redemption fund and due,from United States Treasurer....................
Acceptances of other banks and bills of exchange or drafts sold with
indorsement.................................................................................................
Securities borrowed—...................................................................... .............
Other a ssets........................................................ ............ ..............................
T o t a l - ......................... ........................ ..................................... .......

44,447
3,563
10,994
59,004
1,455
4,920
1,714
1,271
4,140
1,380
10,370
1
1,333
187
35

263,106
59,594
135,567
458,267
11
20,017
4,890
14,450
22,649
2,709
32,641
39
4,022
1,049
1,099

92
85,902

24
1,281
1,357
564,505

545
984
226,149

3,478
1,222
1,753
14,446
8,061
33,185
230
3,528
1,041
35

2,747
1,656
OOO
53
5,531
539
11,310
4 199
2,977
2^603
11,685
7,077
27
2,161 ........ 531 "
896
195
32

551
147
13,562

3,474

30
6,838

141,441

634,401

298
1,017
242,395

265
156,684

151
7Q
1QQ
<y,ioy

40,677
14,655
12,281
67,613
23
3,706
182
985
5,367
2,617
14,254
40
2,128
OQQ
uuu
57
g
371
97,750

LIABILITIES

Capital stock paid i n . _____ ____________________________________ _ _
7,500
Surplus........... ............................................................................... .................
6,000
Undivided profits—net........................................................................... .....
715
Reserves for dividends, contingencies, etc............................. .................
1,296
Reserves for interest, taxes, and other expenses accrued and unpaid.
64
Due to Federal reserve banks....................................................................
Due to other banks in United States................................................ .......
8,914
Due to banks in foreign countries (including own branches)..............
Certified and officers’ checks outstanding...............................................
439
Cash letters of credit and travelers’ checks outstanding.......................
Dem and deposits...........................................................................................
32,171
Tim e deposits_____________________________________________________
26,410
United States deposits.............................................................. ..................
100
T otal deposits......................... ................................... ............. ................. 68,034
Agreements to repurchase U .S . Government or other securities sold.
Bills payable and rediscounts:
W ith Federal reserve banks.................................................................
A ll other................ ..................................................................................
Acceptances of other banks and bills of exchange or drafts sold with
indorsement.................................................................................................
Acceptances executed for customers..........................................................
1,455
Acceptances executed b y other banks for account of reporting banks. __ _____
National-bank notes outstanding..............................................................
700
Securities borrowed......................................................................................
Other liabilities...............................................................................................
138
Total.....................................................................................................
85,902
Num ber of banks........................................................... ..............................

3

44,354
12,200
24,344
7,550
1,031
8,498
1,908
529
1,219
1,148
488
17,808 "41,"3U~
693
3,022
1,675
11
13
190,296
89,517
224,667
64,356
950
821
437,244 198,384
1,424
14,759
7,264

51

24
11

545
1,406
4
2,622

21,868
1,281
307
564,505

679
226,149

440

4

550
450
326
35
26
2,401"
168
5,188
4,195
21
11,973

6,850
4,750
1,324
625
1,160

41,390
22,400
7,837
5,174
2,518
192
’ "l8,_522~ 24,011
178
96
547
4,487
3
27
50,750 187,627
54,340 307,082
431
1,868
124,795 525,366
230

14,500
5 140
4,338
1,229
209

6,300
O, 01)o
3,955
132
641

7,200
i DiU
sin
1,
1,185
273
128

5,000
2,450

64,072
86
7 044
g
107,004
29,937
1,101
209,250
1,000

14,616
32
1,643

11,361

19,293
12
Oil
g
43,747
18,286
7H
Q
/Uo
82,985

5,984
1,508

4,779
650

21,527
30
437

156,684
oQ

182’
01
Zl
40

GA*7
263
46
21
541
465
1,695
806
849
2,069
5,214
18
281 .......... 117
134
9
10
20

1

67

15,189
-------------

25,956

18,360

Q
CA
you
320
61

1,350
550
181
146
26
95
5,793

600
1,100
41

2,150

117
3,805

im
iUl ........ 318’ .......... 145
5,626" "”l2,’ 545"
3,723
3,834
36
527
11,636
23,112
40

4,531

1,392

350

23
1,150
3
181

790

200

79,139

97,750

15,189

5

6

6,115
5,994
35
16,094

551
564
200

599

2
13,562

223
141,441

634,401

666
298
336
242,395

2

3

570

Q

1 Outlying banks in above cities, which have been authorized to carry country bank reserves, are included with country banks.




3,328"

fiQ 7^7
oy,
iDi ""§6,"579”
23,404
52,979
171
177
139,204
68,843
175

752
124

795
61
117
823
310
736

4,576
1,742
5,127
11,445

650
24

0 1
2 I

o»7

41

11

25,956

18,360

3

2

ALL MEMBER BANKS— CONDITION ON DECEMBER 31, 1931, OF BANKS IN CENTRAL RESERVE AND RESERVE CITIES 1 AND OF
BANKS OUTSIDE SUCH CITIES (COUNTRY BANKS)— Continued
[Amounts in thousands of dollars.

Federal reserve bank and branch cities are shown in bold-face type]
District N o. 11

District N o. 10—Continued
St.
Joseph

Topeka

10,411
4,062
2,499
16,972

7,810
6,021
5,744
19,575

373
23
763
1,124
257
5,562

Wichita

Tulsa

Galves­
ton

Fort
Country DALLAS El Paso jHouston San An­
W orth
tonio
banks

Country
banks

W aco

RESOURCES

Total l o a n s and

.

.

_____

Redemption fund and due from United States Treasurer
Acceptances of other banks and bills of exchange Or drafts sold with

Total

................. .................... .................

9,816
7,413
8,914
26,143

247,511
70,684
107,610
425,805

660
30
397
1,427
512
3,238

42,452
7,960
11, 792
62,204
14
4, 933
292
1,066
5,308
290
6,932

1,633

268
30
17

503
51
20

991
262
19

541
23

20,245
3,348
13,954
27,299
1,012
64,139
59
2,772
954
1, 259

48

24

160

77

95
1,026

25,437

26,437

82,471

36,977

561, 967

1,300
1,050
181
68
2

1,400
453
413
36
59

5,950
2,650
1,263
8
172

2,400
1,300
488
38
270

5,970

4,094

7, 251

7,850

109

185

2,741

489
1
16,875
7,183
60
32,458

578
2,438
826
4, 718

186
36
65

65,055
22,949
15,321
103,325
815
6,521
205
1,759
8,586
3,759
17,523
17
4,825
1,174
266

292

14

485

174,648

18, 709

149,276

91, 617
20,106
17, 722
129,445
3,171
6,460
1, 372
947
8,254
5,693
15,112
58
2,409
967
255

5, 827
4,497
2,856
13,180
428
2

265
1,184
530
2,819

8,961
4,079
3,517
16,557

2,480
657
950
4, 639
1,909
6,602
2
860
144
102

15,045
4,727
4,887
24,659
183
950
143
615
1,987
408
4,609
30
312
205
86

87
57
83

234,016
57,624
56,599
348,239
12
20,143
6,372
14,246
21,328
1,461
55,827
80
2,074
985
1,209

16

2

50

221
1,450

22,208
9,421
4,972
36,601

36, 883
8,830
6,150
51,863

5,452
263
1,154
2,823
1,094
9,650
1
875
22
138

99

346
159
859
837
265
1,762

16

213

58,172
-- -

70,224
---

34,189
^--

21,062
----£=__

473,647
= =

5,050
2,075
1,023
61
126

4, 550
2,805
1,169

2,150
850
443
101
92
36
4,636

1,350
400
146
13
23
156
1,723

46,297
25,199
8,013
1,483
588
597
21,777
325
4,981
6
245,151
79,016
1,793
353,646
514

LIABILITIES

Capital stock paid i n .

-

_

__________ ____________

Undivided profits—net
_ - _______________________________
Reserves for dividends contingencies etc
_____
Reserves for interest, taxes, and other expenses accrued and unpaid.
■Hiia tn
rpcprtrp hanks
Due to other banks in United States_______________________________
T\iia I a Konb-c in fnrQi'orn pnnntrioc ^inplnHl’ncr ntrtl
Certified and officers’ checks outstand ing_________________________
T n f n t i t t a I a i * o ^ rtplrO AllfC^QTl/1lTl(y
Demand deposits
________ ____________________________
Tim e d ep osits______________________________________ - ____________
United States
____ ___ _________________ ____
Total deposits
_ ______
___________________________________
Agreements to repurchase U .S . Government or other securities sold.
Bills payable and rediscounts:
XXTifVi Pn/lDrQl roCflfVD V^QfilrQ
All other
Acceptances of other banks and bills of exchange or drafts sold with
Annanf onPDQ oYOPiitaH fnr PUQtoTTlArs
4 n/iArvfnnnnc cxeiuicu K
ntViO
T* KoTllrC
nf icpuiwii^
1*OT^AT*i'lTl£FHfiTllrS
ACC6pian(;es
ot
yt om
cr
uoiiko fAi*
iur oPPHllTlt
avtuuut ui
uoimo.
National-bank notes outstanding
- -------------Other liabilities..............................................................................................
Total

....................................... - ........................................................

Number of banks

_

_

_______ _________________

Q

8,515 ” 14,593” ” 38,381'
4,397
16, 771
7,686
353
201
401
65,497
23,670
22,487

600
9,100
44,122
15,150
850
5,175
4,450
21,130
1,141
355
5,787
6, 678
974
20
2,945
1,499
327
458
61
806
321
1,165
24,665
18,748
26,212
72
70
63
36
7,398
491
2,465
5, 671
3
3
257,981 " 61,"220" ” 16,671" 58,459
3,
632
37,605
32,349
166,706
492
825
1,008
11,226
16,523 124,092
450,501 138,441
625
606

340

400

9

6

25,437

26,437

5

4

2,039

1,381

340

53

41

1

149,276

58,172

70,224

34,189

5

2

7

7

4

772

283

12

183
2,750

18,709

561,967

* Outlying banks in above cities, which have been authorized to carry country bank reserves, are included with country banks.




9,663
3,249

174,648

23

82,471 1 36,977
4

136
8,642
6,208
580
17,445
40

5,325

5,065

49

419
9,844
13,908
145
28,988
_____

300

25,203
95
93

375

7,128
24,040
14, 638
2,371
59,257
237

16
815

213
3,202

14

23,065
11,562
4,541
45,605

126
361
10, 719

1,055
374

10,630
604

2,764
3,729

5,316
77
1,044

4~

4”

1,645

24,097
221
665

21,062

-473,647

3"

585

ALL MEMBER BANKS— CONDITION ON DECEMBER 31, 1931, OF BANKS IN CENTRAL RESERVE AND RESERVE CITIES 1 AND OF
BANKS OUTSIDE SUCH CITIES (COUNTRY BANKS)— Continued
[Amounts in thousands of dollars.

Federal reserve bank and branch cities are shown in bold-face type]
District N o. 12

SAN
FRAN­
CISCO

Los
Port­
Angeles land

Recapitulation

Salt
Lake Seattle Spo­
kane
City

Oak­
land

Ogden

Coun­
try
banks

Federal
reserve
bank
cities

Federal
reserve
branch
cities

Other
reserve
cities

Country
banks

RESOURCES

Loans (including overdrafts)..........................................................
992, 567 435,449 31,932 25,168 64,837 22,428 20,750
United States Government securities............. ................... ...........
285,402 " “,473 42,561 " 653 29,192 3,901 3,518
Other securities............................................................................ ......
224,323 111, 058 31,827 14,090 22,902 5,803 4,908
T o t a l lo a n s a n d In v e stm e n ts ....... ............................................ 1,503,292 645,980 106,320 47,911 116,931 32,132 29,176
Customers’ liability on account of acceptances........................... .
13,840
4,892
267
771
731
2
Banking house, furniture, and fixtures. ........................................
57,944 25,928
2,942 1,137
2,984 2,145
366
Other real estate ow ned............................. ............. ...................... .
347
7,290
32
416
5
140
176
Cash in vault................................................................................... .
19,121
9,179
1,338
402
1,772
472
413
Reserve with Federal reserve banks. ...................... ..................... .
55,143 35,024
6,632 3,425
7,229 2,310 2,046
Items with Federal reserve banks in process of collection_____
8,250
6,905
1,508 2,060
2,010 1,187
Due to banks in United States........................................................
65,971 35,228 11,519 7,503 14,767 2,620 2,575
Due from banks in foreign countries (including own branches).
4,128
1,182
473
1
500
222
Exchanges for clearing house and other checks on local banks..
39,848
8,666
1,927 1,914
3,077
563 I,"290’
Outside checks and other cash item s. ...........................................
3,858 10,692
1,212
60
915
24
22
Redemption fund and due from United States Treasurer_____
1,553
149
310
77
269
100
75
Acceptances of other banks and bills of exchange or drafts sold
with indorsement...........................................................................
10,071
910
100
Securities borrow ed........ ........._...................................................... .
171
Other assets.................. ....................... ............ ..................................
17,102
1,166
276
557
32
42
T otal.

1,806, 582 789,906 135,646 66,053 151,747 41,983

5,596 299,179 9,297, 111 2,572,887
782,950 6,607,737
1,662 72,461 2,909,963
777,996
212,955 1,417,740
1,356 143,562 2,070,157
747,759
203,944 2,973,926
8,614 515,202 14,277,231 4,098,642 1,199,849 10,999,403
7
680,364
26,875
4,033
7,228
223 26,203
440,676
179,491
64,096
490,694
6
5,036
57,121
29,897
9,964
114,773
284 18,124
132,973
52,080
35,392
302,106
614 27,414 1,156,326
236,198
84,699
497,946
117
2,122
336,669
108,176
31,620
121,820
2,165 60,905
571,138
277,249
129,140
684,699
339
163,059
6,433
1,012
3,679
187
4,908 1,191,567
94,580
77,102
25,160
42
2,256
28,747
52,830
4,910
21,641
25
1,159
3,360
4,836
21, 516
1,660
100

.....

26
440
1,287

6,147 12,381

286,668
1,442
133,017

21,395
2,794
26,280

720
1,449
8,330

1, 719
7,788
56,060

19,461,834 5,216,280 1,602,034 13,408,174

LIABILITIES

Capital stock paid in ........... ............................................................
97, 625
Surplus................. .............................................................. ............... .
81, 725
U ndivided profits—net_______ __________________ ________ ___
19,386
Reserves for dividends, contingencies, etc................................. .
2,832
Reserve for interest, taxes, and other expenses accrued and
unpaid................................................................................ ............. .
2,369
D ue to Federal reserve banks......................................................... .
8
D ue to other banks in United States..............................................
102,562
Due to banks in foreign countries (including own branches)..
6,976
Certified and officers’ checks outstanding........ ..........................
18,874
Cash letters of credit and travelers’ checks outstanding...........
661
Dem and deposits................ ..............................................................
424,923
Tim e deposits....................................................................................
896,446
United States deposits...................................................................... .
29,459
T o t a l d ep osits.................................................................................... , 479,909
Agreements to repurchase U. S. Government or other securi­
ties sold............................................................................................. .
20,509
Bills payable and rediscounts:
W ith Federal reserve banks..................................................... .
18,690
All other.........................................................................................
24,395
Acceptances of other banks and bills of exchange or drafts sold
with indorsement........................................................................... .
10,071
Acceptances executed for customers................................................
14,616
Acceptances executed b y other banks for account of reporting
banks.
125
National-bank notes outstanding..
30,888
Securities borrowed..........................
171
Other liabilities................................
3,271
Total.
1,806,582
Number of banks.

10

45,500
31,055
10,754
4,244

7,100
3.300
1,921
167

4,150
2,105
757
328

1,195

262

215
11,434

1,002
7,328
204
214,908
429,354
3,428
685,610

16,925
240
628
2
40,834
54,118
2,079
114,826

600
25,223
18,762

KQ

56,078

13,900
3,375
1,593

3,200
680
629
176

1,700
1,600
1,016
415

800
200
54
122

50,140
22,871
8,590
3,723

600

910
4,953

266

100
771

2
2,975

1
6,196

1,545

947

910,942
758,649
231,400
79,277

5,585
29,713
8,913
38,870
294,648
185,342
2,142
738
22,535
82,574
204
84
632,421 4,296,220
470,532 5, 641,274
60,994
18,086
1,338,651 10,416,926 30,7

970

49,721

4,594

2,502

24,766

175,072
78,086

106,567
16,438

16,947
5,297

324,066
116,655

26
5

286,668
695,054

21,395
27,481

720

1,719
5,629

100
100

748

99,185
65, 259
20,393
7,156

8,065
3,304

2
11,515
759
35
1,860
22,935
96,343
66,495
32,259
429,137
440
1,442
2,794
1,449
7,788
407
2,468
273
107, m
81
49,009
2,507
69,647
789,906 135,646 66,053 151,747 41,983 36,147 12,381 665,428 19,461,834 5,216,280 1,602,034 13,408,174 39,688,322
5,372

6

2,000

1,500

500

2

1 Outlying banks in above cities, which have been authorized to carry country bank reserves, are included with country banks




285,148
314,023
70,323
47,185

45
18
37
50,224
13,
550
338
20,164 6,025
3,139 20,446 1,891,755
460,
696
71
.......
186
424,130
1,772
261 1,655
8,688
554,290
6
2
17
15,623
3,
56,687 12,993 13, 695 5,"030" 253, 825 8,280,556 1,746,
43, 474 14,922 9,096 2,248 258,177 3, 365,790 1,838,
1,890
34
65
1,693
267,404
65,
124,689 34,306 29,896 10,468 543,582 14,799,886 4,190,

240
800
400

1,203,823
1, 386, 529
283, 287
236,750

481

180

133

90

6,843

18
ALL MEMBER BANKS— CONDITION OF BANKS,
RESOURCES (in thousands of dollars)

State

T otalN ew England:
M aine_______________
N ew H am pshire..........
V erm ont........................
Massachusetts.............
R hode Island...............
Connecticut____ ______
M id d le Atlantic:
N ew Y ork ___________
N ew Jersey__________
Pennsylvania________
East N orth Central:
O h io _________________
In d ia n a ________ _____
Illin ois______________
M ch igan _____ ______
W isconsin___________
W est North Central:
M innesota__________
Io w a ................. .............
M issouri____ ________
N orth Dakota.............
South D a k o ta ...........
Nebraska___________
Kansas.........................
South Atlantic:
Delaware------------------M aryland......... ..........
District of C olum bia.
Virginia.................... ...
W est Virginia-----------N orth C arolin a.........
South Carolina....... ...
Georgia.........................
Florida______________
East South Central:
K entucky....................
Tennessee___________
A la b a m a ................. ...
Mississippi....... ..........
West South Central:
Arkansas........... ..........
Louisiana.......... ..........
Oklahoma___________
Texas.............................
M ountain:
M ontana......................
Idaho............................
W yom ing.....................
Colorado.......................
N ew M exico................
Arizona.........................
Utah........... .................
N evada.........................
Pacific:
W ashington.................
Oregon............... ..........
California-------- ----------

Custom­ Banking
ers’ lia­
house,
bility on furniture,
account of and fix­
accept­
tures
ances

Other
real
estate
owned

Cash in
vault

Reserve
with Fed­
eral re­
serve
banks

718,500

1,174,957

211,755

522,551

1,975,169

127,514
70,700
62,468
1,387,334
307,398
274,112

45,711
1,332
229

2, 567
2,864
I,252
50,575
2,705
14,431

527
138
336
6,791
335
1,884

2,713
2,308
1,495
25,836
6,829
8,231

4,900
3,386
2,478
117,648
11,627
11,385

1,490,854
393,867
917, 596

9,427,473
1,356,869
3,401, 507

547,445
928
17,313

300,279
60,603
136,997

24,871
13,365
33,074

88,378
28,124
52,346

743, 785
61, 586
174,007

191,180
58,727
369, 928
124,189
56,667

256,914
70,161
339,942
190,073
89.399

1, 567,627
333,136
2,029,480
1,139,455
438,028

14,180
3
45,155
3,817
2, 511

77, 748
18,703
54, 330
57,289
18, §34

18,998
3, 582
10, 578
17,704
1,478

34,576
16,434
31, 971
19, 558
9, 545

78,375
19,367
188,590
54,935
22,942

69,810
27,884
141,907
6,896
7,071
30,824
33,432

127, 047
64,058
189,730
15,821
18,875
29,857
38,072

485,263
233,847
757.769
54,857
54, 796
161, 766
168,304

1,951

15,471
8,669
17, 750
2,884
2,446
7,353
9,124

2,079
2, 941
7,138
513

161
237

288,406
141,905
426,132
32,140
28,850
101,085
96,800

1,307

7,660
7,683
10,210
1,'456
1,763
3,787
4,444

30,236
13,642
51,331
2,776
2,999
12,522
11,686

20
74
12
153
99
49
28
90
54

54,611
150,370
76,908
242,453
116, 228
91,166
38,225
142,881
44,973

9,664
37,280
38,235
38,877
17,400
22,102
7,168
39,021
54,659

16,613
90,647
19,376
45,350
24,926
12,474
11,336
28.399
32,512

80,888
278,297
134, 519
326,680
158,554
125,742
56,729
210,301
132,144

272
525
1,022
1

1,901
13,334
II,312
12,386
8,144
9,228
2,748
11,729
7,479

549
1,099
2,681
3,803
3,661
2,282
1,474
6,688
1,011

1,324
5,384
4,077
7, 791
4, 587
6,205
3,286
5,250
5.686

3,499
11,905
9,448
15,651
6.846
6,367
2,303
10,179
8,627

125

166,909
182,601
118,225
29, 515

29,594
22,013
24,241
3,882

30,386
31,212
29,363
12,276

226,889
235,826
171,829
45,673

12
1,938
1,641
11

6,073
13,307
7,235
1, 780

1,894
4,347
5,468
762

5,038
5,832
5,238
1,937

10,849
12,149
9,379
3,125

64
35
252
572

47,615
163,173
138,758
439,030

9,924
18,197
32,928
121,060

14,379
47,669
69,083
99,502

71,918
229,039
240.769
659,592

100
4,923
14
4,181

2,323
19,091
12,821
39,530

992
1,855
853

2,343
3,119
4.686
19,097

4,442
11,812
16.846
46,805

71
48
30
108
28
13
35
10

40,961
22,273
19,234
95,613
13,055
12,784
42,559
10,758

14,175
6,151
5,360
55,696
4,657
11,084
12,180
2,933

31,666
9,695
5,726
43,082
5,877
5,992
17,139
3,401

38,11&
30,320
194,391
23,589
29,860
71,878
17,092

771

3,535
1,986
1,065
5,947
1,221
1,437
1,974

496
535
181
1,136
208
434
605
61

3,529
1,487
1,453
8,858
985
2,253
1,168
671

5,207
2,072
1,860
15,977
1,471
1,695
4,909
826

125
103
191

149,318
70,910
1, 592,262

52,172
53,510
414,726

63,093
50, 111
411,880

264,583
174,531
2,418,868

736
267
18,736

10,776
6,812
96,310

780
536
10,501

7,022
4,624
34,274

15,713
10,562
104,542

N um ­
ber of
banks

Loans (in­
cluding
overdrafts)

United
States
Govern­
ment se­
curities

Other sesecurities

Total
loans and
invest­
ments

7,246

19,260,685

5,318,654

5,995,786

30,575,125

45
53
45
164
14
64

67,549
39,663
33,688
912, 546
174,461
191,891

11,437
13,050
6,913
183,638
59,522
34,813

48,528
17,987
21,867
291,150
73,415
47,408

332
854

5,948,100
803,460
1,900,095

1,988, 519
159,542
583,816

315
180
429
213
152

1,119, 533
204,248
1,319,610
825,193
291,962

245
211
165

295
23

2,193
10
254

S T A T E S L O C A T E D IN T W O F E D E R A L R E S E R V E D I S T R I C T S —C O N D IT IO N
Connecticut—district N o. 2 .,
N ew Jersey—district N o. 2 .,.
K entucky—district N o. 4____
Pennsylvania—district N o. 4.
West Virginia—district N o. 4.
Louisiana—district N o. 6........
Mississippi—district N o. e - . Tennessee—district N o. 6____
Illinois—district N o. 7............
Indiana—district N o. 7...........
M ichigan—district N o. 7........
Wisconsin—district N o. 7___
Missouri—district N o. 10.......
N ew M exico—district N o. 10.
Oklahoma—district No. 1 0 ...
Arizona—district N o 12..........




12
231
68
260
12
23
17
72
286
132
167
107
38
9
241
10

29,307
631,487
58,895
605,862
22,756
132,908
23,876
130,431
1,251,904
171,670
797,722
269,201
116,415
7,412
137,042
9,826

6,913
130,434
8,709
285,688
3,687
15,116
3,054
17,459
351,580
52,464
117,397
49,628
44,015
2,836
32,590
5,151

8,797
330,852
10,802
297,036
3,980
40,192
10,052
18,636
295,459
54,901
161,135
74,897
49,592
4,185
67,212
4,510

45,017
1,092, 773
78,406
1,188,586
30,423
188,216
36,982
166,526
1,898,943
279,035
1,076,254
393,726
210,022
14,433
236,844
19,487

222
892
12
291
4,923
483
45,155
3
3,817
2,511
14

3,186
44,048
2,802
48,689
1,459
16,800
1,346
7,727
48,325
15,922
55,154
16,667
4,542
783
12,622
1,115

480
8,117
898
9,502
120
1,190
677
2,380
9,045
2,841
17,383
1,259
1,510
92
834
430

2,181
21,814
2,243
16,708
876
2,379
1,545
4,080
28,321
14,011
17,737
8,328
3,040
543
4,564
1,859

2,624
49,750
3,808
63,494
1,319
10,209
2,595
7,521
182, 787
16,476
52,464
21,060
16,728
865
16,604
1,213

19
BY STATES, ON DECEMBER 31, 1931
RESOURCES (in thousands of dollars)

Items
with
Federal
reserve
banks in
process of
collection

598,285

Due from banks in—

United
States

1,662,226

Foreign
countries
(includ­
ing own
branches)
174,183

Ex­
changes
Outside
for clearing checks
anl
house and
other
other
cash
checks on
items
local
banks
1,388,409

108,128

Redemp­ Acceptances
of other
tion
banks and
fund and bills of ex­ Securi­
ties bor­
due from
change or
rowed
U. S.
drafts sold
Treas­
with in­
urer
dorsement
31,372

310,502

1,019
1,683
697
41,872
1,344
7,912

5,054
3,516
1,977
62,263
6,578
17,087

133
24
91
32,601
395
35

447
269
169
33,546
3,049
4,250

325
209
113
4,111
151
873

218
233
214
853
167
529

208,959
32,699
63,115

176,369
53,133
153,390

121,795
146
3,506

999,400
16,753
60,126

12,763
1,815
3,864

3,812
1,216
4,010

240,994
45
2,768

33,127
7,797
35,622
22,423
5,800

69,992
31,960
159,686
47,733
36,754

1,397
219
2,642
1,432
317

26,487
5,849
58,486
26,859
5,272

3,932
1,278
2,789
32,163
862

1,536
1,127
1,230
835
783

7,323
32,441

3,643
4,019
23,047
134
88
3,613
2,061

61,920
24,846
71,514
5,826
6,430
24,609
27, 111

929
16
549
19

6,566
2,011
14,024
440
242
2,606
2. 341

5,592
750
2,213
114
127
657
303

689
500
401
127
79
316
463

1,319
10,095
2,508
8,118
2,217
4,366
773
4,968
2,566

4,981
21,769
9,313
18,876
10,295
12,897
6,449
31,568
15,327

479
7,428
4,437
4,061
888
1,389
875
3,514
1,275

39
537
536
1,104
312
240
175
858
401

46
408
221
887
470
288
152
349
199

4,478
4,078
2,280
114

15,331
26,858
17,957
4,964

1
1
147

2,398
3,143
1,173
282

378
924
715
331

540
732
655
97

1,076
2,824
3,034
14,638

9,790
18,452
31,455
106,446

4
336
3
159

562
8,236
2,123
11,015

279
1,462
751
3,452

156
296
283
2,054

761
193
16
3,068
154
280
2,204
17

12,472
6,629
5,010
26,688
3,184
3,540
11,580
1,476

72
1

356
230
132
2,742
163
542
2,144
91

289
133
49
1,127
64
58
127
40

3,704
1,575
16,187

30,654
18,840
131,677

4,283
2,199
53,057

1,804
1,321
15,618

58
56
48
44
48
5
2
53

27
29
1
1,046
473
5,324

68

700
1,300
2
45
673
28
1,639
229

10,986

39,688,322

Total.

145,503
85,498
71,595
1,819,651
344,118
341,749

570
100
674

66,397
12,815
20,742

12,963,290
1,640,197
4,127,439

4,380
687
232
633
2

11,869
3,116
30,703
5,958
3,273

1,951,547
443,258
2,683,935
1,430,794
546,169

13
45
1,029
1
9
43

8,945
809
4,474
622
619
524
259

632,053
299,778
966,044
69,769
69,858
218,429
227,502

570
252
1,200
152
16
220
141

149
1,533
1,322
1,738
1,057
278
248
608
1,315

95,174
355,634
180,998
402,057
198,231
169,706
76,458
288,556
176,227

71
149
2
3

894
763
518
93

274,891
310,047
224,910
59,172

1,386
70
185

481
1,758
924
2,079

94,494
306,228
314,632
917,831

15
5

839
96
8
278
18
102
303

114,465
51,582
40,168
260,449
31,125
40,201
97,990
21,235

591

690
1,249
22,911

342,400
223,467
2,941,918

337
8,552
67
7,384
51
1,532
92
670
30,159
3,085
5,755
3,058
1,238
9
891
41

57,321
1,314,825
95,804
1,416,564
37,397
253,816
47,819
210,819
2,524,962
373,593
1,355,858
491,697
293,221
19,286
309,707
27,281

Connecticut—district N o. 2.
N ew Jersey—district N o. 2.
K entucky—district N o. 4.
Pennsylvania—district N o. 4.
West Virginia—district N o. 4.
Louisiana—district N o. 6.
Mississippi—district N o. 6.
Tennessee—district N o. 6.
Illinois—district N o. 7.
Indiana—district N o. 7.
M ichigan—district N o. 7.
W isconsin—district N o. 7.
Missouri—district N o. 10.
N ew M exico—district N o. 10.
Oklahoma—district N o. 10.
Arizona—district N o. 12.

1,504
408

223,687

State

86
141
305
6,779
2,208
791

3,731

1,096
1
4,300

Total

New England:
Maine.
N ew Hampshire.
Vermont.
Massachusetts.
R hode Island.
Connecticut.
M iddle Atlantic:
N ew York.
N ew Jersey.
Pennsylvania.
East N orth Central:
Ohio.
Indiana.
Illinois.
Michigan.
Wisconsin.
W est North Central:
Minnesota.
Iowa.
Missouri.
N orth Dakota.
South Dakota.
Nebraska.
Kansas.
South Atlantic:
Delaware.
Maryland.
District of Columbia.
Virginia.
W est Virginia.
N orth Carolina.
South Carolina.
Georgia.
Florida.
East South Central:
Kentucky.
Tennessee.
Alabama.
Mississippi.
W est South Central:
Arkansas.
Louisiana.
Oklahoma.
Texas.
ftLountain:
Montana.
Idaho.
W yom ing.
Colorado.
N ew Mexico.
Arizona.
Utah.
Nevada.
Pacific:
Washington.
Oregon.
California.

27

107
21
80
74
210
68 I.....................
56
121
200
62
609
478
2,336

13,473

Other
assets

O F B A N K S L O C A T E D IN F E D E R A L R E S E R V E D IS T R IC T S P E C IF IE D
1,016
27,877
88
19,399
707
2,359
114
2,692
34,568
6,975
22,409
5,797
8,383
139
3,034
279

1,557
43,507
6,595
46,175
1,669
13,454
3,858
15,505
150,898
27,813
43,445
32,311
42,069
2,184
31,138
2,397

138
1
388
336
____
2,642
217
1,413
317
230




3

567
14,740
479
12,908
186
7,817
217
1,763
58,207
4,750
26,658
5,115
3,924
152
2,106
376

22
1,606
91
1,366
17
1,374
326
723
2,508
1,121
32,068
805
1,094
40
745
38

112
866
278
1,545
79
202
67
656
900
954
684
673
126
46
274
31

45
7
8
1,639
32,441
68

100
29
121
491
1,386
93
63
390
617
2
315
34
15

20
ALL MEMBER BANKS— CONDITION OP BANKS,
LIABILITIES (in thousands of dollars)

State

T otalNew England:
Maine...........................
New Hampshire.........
Vermont.......................
Massachusetts___ ___
Rhode Island..............
Connecticut.................
Middle Atlantic:
New York....................
New Jersey.................
Pennsylvania-......... .
East North Central:
Ohio...............................
Indiana..... ...................
Illinois...........................
Michigan......................
Wisconsin.....................
West North Central:
Minnesota....................
Iowa..............................
Missouri........................
North D a k o ta ....___
South Dakota.............
Nebraska......................
Kansas..........................
South Atlantic:
Delaware......................
Maryland............ .........
District of Columbia..
Virginia..................... .
West Virginia..............
North Carolina...........
South Carolina..........
Georgia.........................
Florida............... ..........
East South Central:
Kentucky.......... ..........
Alabama................
Mississippi............
West South Central:
Arkansas...........
Louisiana________
Oklahoma............
Texas......................
Mountain:
Montana________
Idaho......................
Wyoming............
Colorado________
New Mexico_____
Arizona..................
Utah................. .
Nevada........... .......
Pacific:
Washington..........
Oregon...................
California________

Capital
stock
paid in

Surplus

2,499,098 2,524,460

Undi­
vided
profits,
net

Reserves
Due to
for divi­
Fed­
dends,
for ex­
eral
contin- penses
accrued reserve
banks
etc.

605,403

370,368

f, 668

Due to other banks
in—

United
States

48,381 2,832,296

0.715
5,630
5.260
135,456
14,720
24,162

6,545
5,055
2,866
102,162
24,310
24,502

4,029
3,230
1, 618
30,700
4,809
8,851

482
336
377
20,569
4,006
2,133

236
75
183
4,360
3,425
1,313

774,950
95,073
219,762

89,154
453,595

228,709
23,225
68,562

187,110
9,248
59,970

25,966
2,578
9,487

8,353 1,045,726
7,930
26,373
4,347
261,475

130,945
31,542
182,720
73,600
36,170

94,458
19,440
146,285
62,057
21,307

24,397
6,040
26, 629
16,433
10, 561

12, 697
710
15,043
7,488
2,204

6,336
905
14,533
3,503
2,286

4,921
1,952
102
155
2,306

87,486
26,783
291,394
46,057
34,146

37,515
19.561
68,205
4,725
4,515
14,100
17.562

21,811
9,791
30,397
2,353
2,384
6,892
8,459

5,014
2,214
13, 709
789
1,072
2,243
3,479

3,272
904
3,470
485
445
1,362
342

3,250
861
881
299
208
272
420

13

71, 664
24,127
124,211
1,926
3,505
26,883
19,909

10,269
20,907
11,175
35,198
15,277
13, 605
5,460
24,545
15, 680

16,610
19,405
8,725
21, 685
11,260
9,837
3,649
16, 788
6,712

2,736
6,148
2.723
5,828
3,428
3,332
811
4,366
1,807

905
1, 651
1,034
3,299
571
1,262
223
2,878
332

706
604
428
1,330
396
745
119
631
200

471
40
2,023
1,798
933
1,289
297
128
148

2,570
32, 250
10,025
21,780
5,207
13, 684
4,250
24, 560
12,065

16,978
23,674
19,645
4.260

15,744
15, 716
14, 741
3,159

2,880
3,318
2.723
550

1,276
2,228
591

1,084
481
459
93

826
209
15

17,090
22, 875
9,489
1,197

7.260
19,800
25,425
78, 462

3,896
12, 222
8,898
38,928

1,839
3,307
3,466
17,643

263
933
829
5,161

187
877
578
1, 631

29
148
19
965

7, 823
36, 962
23,137
88,854

6,335
3,125
2, 435
13,115
1, 990
2,825
G, 410
1, 500

3,982
1,432
1,751
9, 721
1, 064
1,775
3, 491
665

1,981
369
691
4, 635
101
329
911
123

856
1,174
71
192
124
11
775
79

547
138
16
1,026
48
60
348

179
78

7,157
3,130
2, 318
19,758
853
568
14, 714
1, 699

28, 070
14,485
168,300

9,233
6,175
124,565

3,986
3,038
35,991

1,701
364
8,839

485
342

156
393
285
3,625
299

404

426

2,414
3,728
1,121
138,042
5,522
10,403

29, 585
17, 784
148,017

Foreign
countries
(includ­
ing own
branches)
433,740

Certified
and
officers’
checks

Cash
letters
of
credit
and
trav­
elers*
checks

Demand
deposits

729,301

19,581 14,955,400

458
436
219
13,392
1,058
1,999

362
15
8

26,313
31,670
12,518
789,231
97,607
143,428

370,248
26
2,511

477,891
10,077
21,957

13,131
63
3,205

5, 648,480
537,282
1,324,222

1,181
37
32,179
1,190
153

47,019
2,379
19,205
31,490
2,548

1
1
1,455
266
12

601,145
163,902
1,121,241
409,068
179,670

954

4,032
2,198
12,811
480
707
1,787
I,* 557

40

213,474
105,864
414,466
22,735
26,547
94,830
109,709

12,463
247

259

177
338
53

173

1,415
62
487

32
93

821
240
8,110

276
3,224
824
2,718
3,037
2,967
504
6,464
2,127

48

26

41,876
108,266
72,442
122, 646
66,511
53,215
24.032
92,986
70.033

855
411

97,207
97.425
84,083
20.426

1,088
2,036
8, 937
23, 359

32, 767
106, 354
144,223
407, 758

904
487
315
2,531
376
536
752
277

43,533
21,943
16, 671
112,181
16, 222
16,334
36, 897
6,300

2, 918
1,178
33,846

126, 587
76,655
766,425

STATES L OCATED IN T W O FE D E R A L RESERVE DISTR ICTS—COND ITIO N
Connecticut—district No. 2..
New Jersey—district No. 2 . . .
Kentucky—district No. 4____
Pennsylvania—district No. 4.
W est Virginia—district N o. 4.
Louisiana—district N o. 6____
Mississippi—district N o. 6___
Tennessee—district No. 6____
Illinois—district No. 7______
Indiana—district N o. 7..........
Michigan—district No. 7____
Wisconsin—district No. 7.......
Missouri—district No. 10........
N ew M exico—district N o. 10.
Oklahoma—district No. 10___
Arizona—district N o. 12..........




3, 333
78, 213
7,130
65, 018
2,640
16,000
3,140
14,805
170,965
26,345
69,520
32,350
17,830
1,130
24,900
2,225

3, 657
66, 596
5, 299
164,374
2,255
10, 346
2,710
9,138
139,687
16, 794
59.363
19, 381
7,046
602
8,785
1,350

977
16,814
1,579
22, 285
1, 097
3,056
410
2,410
23, 977
5,125
15, 508
9,824
4,821
14
3,447
252

262
6,595
274
16, 705
95
552
74
896
14,126
569
6, 694
1, 693
1,316
78
820
11

182
538
2,172
6,399
195 _____
4,226
61
95
210
736
77
15
413
824
14,118
102
831
1,497
3,166
155
2,075
2,306
214 __
31
12
575
51

2,163
25,204
926
100,019
1,156
29, 795
1,060
13,506
284, 385
23, 507
45, 770
32,440
72,304
762
23, 069
535

26

1, 415
32,179
37
1,190
153

308
8,898
410
9,189
312
1, 700
380
1,165
18, 062
2,181
31, 047
2,237
7,442
231
8,852
399

54
3,189
1
1,452
1
266
12
12
2
1

19, 764
428,719
35,116
460, 773
10,045
85, 763
15, 834
60,810
1,070,793
141,417
395,090
166,855
127,602
9,228
141,497
13,311

21
BY STATES, ON DECEMBER 31, 1931— Continued
LIABILITIES (in thousands of dollars)

Agree­
ments
United to re­
Tim e
States
pur­
deposits deposits chase
securi­
ties sold

11,315,842 411,845
88,923
26,523
40,190
440,643
178,347
100,584

509
277
118
8,370
917
1,620

1,880,392 181,209
6,053
716,593
1,377,560 42,126
793,479
148,102
641,395
685,100
224,259

14,798
4,160
19,613
3,892
6,482

249,813
114,607
254,887
32,469
26,633
53,276
51,718

1,713
986
7,406
121
332
1,301
793

A ccept­
A ccept­
Naances
ances of
Accept­ execut­ tionalother
ances
bank Securi­ Other
ed b y
banks and
exe­
other
notes ties bor­ liabili­
bills of
cuted
rowed
ties
banks
out­
exchange
cus­ for re­ stand­
A ll
sold with for
tomers
other
ing
porting
indorse­
banks
ment

Bills payable
and rediscounts
W ith
Federal
reserve
banks

81,583 622,652 216,476

310,502

732,253

624,234

14,1

13,473 228,597 39,688,322

43

1,078
1,017
1,147
49
157
234
52

914
8,140
4,390
17,736
9,377
5,740
3,022
6,948
3,966

570
252
1,200
152
16
220
141

511
8,201
40
687
113
46
30
617
73

95,174
355, 534
180,998
402,057
198,231
169,706
76,458
288,556
176.227

1,937
1, 728
11

10,793
14,643
13,089
1,995

71
149
2
3

20,325
387
309
4

274,891
310,047
224,910
59,172

100
5,563
14
4,212

3,076
5,898
5,646
39,618

70
185

58
3,050
88
1,059

94,494
306.228
314,632
917,831

18
3
38

114,465
51,582
40,168
260,449
31,125
40,201
97,990
21,235

281
414
5,785

342,400
223,467
2,941,918

104
20,435
44
2,940
5
2,762
3
249
50,195
4,556
5,326
621
352
9
88
16

57,321
1,314,825
95,804
1,416,564
37,397
253,816
47,819
210,819
2,524,962
373,593
1,355,858
491,697
293,221
19,286
309,707
27,281

Connecticut—district N o. 2.
N ew Jersey—district N o. 2.
Kentucky—district N o. 4.
Pennsylvania—district N o. 4.
West Virginia—district N o. 4.
Louisiana—district N o. 6.
Mississippi—district N o. 6.
Tennessee—district N o. 6.
Illinois—district N o. 7.
Indiana—district N o. 7.
M ichigan—district N o. 7.
W isconsin—district N o. 7.
Missouri—district N o. 10.
N ew Mexico—district N o. 10.
Oklahoma—district N o. 10.
Arizona—district N o. 12.

4
4
40
4,157
1,197
562

145,503
85,498
71,595
1,819,651
344,118
341,749

548
802
434
16,504
50
729

3,731

46,602
1,283
7

801
200
222

4,337
4,672
4,273
16,930
3,294
10,594

9,714 117,925
7,381 45,508
5,510 123,391

36,256
16,955
26,499

240,994
45
2,768

560,295
654
16,684

8,433
342
1,335

76,274
24,372
80,394

570
100
674

26,439
2,192
7, 574
9,016
929

7,323

14, 512
3
44,314
4,038
2,498

24

32,441

2,037

30,597
22,477
24,503
16,662
15,611

4,380
687
232

1,482
4,564
50,238
5,339
647

1,951,547
443,258
2,683,935
1,430, 794
546,169

13,564
9,481
7,971
2,545
1,584
6,323
9,233

13
45
1,029
1

632,053
299,778
966,044
69, 769
69,858
218,429
227,502

12,445
1,269
400
600
140

65,482
6,113
10,402
54,207
4,154

622
3,168
105
125

1,865
4,436
36
81
156

80

1,464
5,625
12,944
645
1,563
8,319
4,048

1,900
120
73
400
574
3.131
1.131

987
3,230
3,682
10,998
6,589
6,433
2, 164
4.508
1,056

152
1,096
975
1,124
2,251
1,244
416
924
349

15,592
130,944
59,218
151,951
71.505
48,005
27,595
94,462
56,459

7,544
450
2,192
503
7,262
2,071
2,069

85.278
107,345
65,115
23,970

670
1,602
3,215
639

150
918
803
355

2,664
9.508
5,694
1, 501

1,638
5,346
1,297
490

31.279
70,040
83.506
175,451

338
14,297
747
21,526

401
110
361
1,342

1,333
10,687
4,693
8,052

2,727
9,129
3,932
2,900

45,861
17,373
13,650
90,902
7,964
15,631
29,371
8,283

147
167
87
289
113
123
59
100

861
508
652
1,396
546
197
647
301

54
38
23
91
222
163
57
531

118,539
87,994
1,457,066

2,814
2,138
33,367

3,423
2,255
21,897

816
614
26,011

39
287
114
357
21
203
20
21,079

1, 096
1
4,300

16

1,970
297

1, 504
408
700
1,300
2
45
673
28
229

200

Total.
New England:
Maine.
N ew Hampshire.
Vermont.
Massachusetts.
Rhode Island.
Connecticut.
M iddle Atlantic:
N ew York.
N ew Jersey.
Pennsylvania.
East North Central:
Ohio.
Indiana.
Illinois.
Michigan.
Wisconsin.
West North Central:
Minnesota.
Iowa.
Missouri.
N orth Dakota.
South Dakota.
Nebraska.
Kansas.
South Atlantic:
Delaware.
Maryland.
District of Columbia.
Virginia.
West Virginia.
N orth Carolina.
South Carolina.
Georgia.
Florida.
East South Central:
K entucky.
Tennessee.
Alabama.
Mississippi.
West South Central:
Arkansas.
Louisiana.
Oklahoma.
Texas.
M ountain:
Montana.
Idaho.
W yom ing.
Colorado.
N ew Mexico.
Arizona.
Utah.
Nevada.
Pacific:
Washington.
Oregon.
California.

3,831
2,640
2,093
26,149
2,219
7,468

5,402
593
140

State

Total

249
83
525
1,010

187

2,042
1,557
1,488
4,255
1,356
1,123
2,415
1,244

871
753
266
19,571

27

1
129

12,173
9,502
46,397

591

71,856 12,963,290
21,165 1,640,197
21,405 4,127,439

OF B A N K S L O C A T E D IN F E D E R A L R E S E R V E D I S T R I C T S P E C IF IE D
21,847
590,312
37,595
487,604
15,114
57,220
20,063
75,816
575,843
120,547
639,222
194,940
42,871
5,877
82,606
7,971

82
4,804
76
14,260
161
13,928
624
1,484
19,158
4,126
3,138
6,438
1,460
110
733
62

1,426
140
2,381 29,006
_______
847
25 24,406
1,555
68
8,670
57
1,320
355
9,418
888
7,107
215
4,004
1,269
600 53,287
3,572
140
5,315
1,000
153
114
4,563
340
71
357




65
9,699
711
9,491
523
8,824
405
5,295
5,738
1,364
8,215
662
750
8
3,859
32

45
7
8

618

"1,639

5,563

32,441

78'

482
44,314
3
4,038
2,498
14

222
342
12
212

2,251
17,393
5,554
31,184
1,575
'374' 4,029
1,349
1 13,126
2,037 18,005
19,030
13,646
13,414
2,485
925
5,462
623

100
29
121
491
1,386
93
63
390
617
2
315
34
15




0. 8 . GOVERNMENT PRINTIR6 OFFICE: IMS-