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Member Bank Call Report




No. 82

Condition of Member Banks
December 30, 1939

BOARD OF GOVERNORS
of the

FEDERAL RESERVE SYSTEM ____
WASHINGTON

a.

A

*

*

T h e MEMBER BANK CALL REPORT is published follow­
ing each official call upon member banks of the Federal Reserve
System for statements of their condition. It contains tables
showing assets and liabilities and a classification1 of loans, in­
vestments, and deposits for all member banks (national and
State) in the country as a whole, by Federal Reserve districts
and by classes of banks. Tables are also given, by reserve cities
and States, showing assets and liabilities and a classification
of deposits for all member banks.
The figures shown for central reserve city banks are exclu­
sive of assets and liabilities of any member banks located in
outlying sections of such cities which have been granted per­
mission to carry either the same reserves as are required to be
maintained by reserve city banks or the same reserves as are
required to be carried by country banks. The figures shown
for reserve city banks are exclusive of assets and liabilities of
any member banks located in outlying sections of such cities
which have been granted permission to carry the same reserves
as are required to be carried by country banks.
In the tabulations presented herewith the figures for all
domestic branches are consolidated with those of their head
offices. Consequently, the figures for some reserve cities as
shown in the Call Report include assets and liabilities of many
branches located outside of such cities.
All figures included in this report relating to the condition
of national banks were furnished by the Comptroller of the
Currency. The abstract of condition reports of national banks
issued by the Comptroller gives detailed statistical data regard­
ing the condition of national banks.

1
B egin n in g w ith the O ctober, 1939, call a “ short fo rm ” o f M em ber B ank Call R ep ort is being
used f o r sp rin g and autum n calls. As a result, the loan and investm ent classifications heretofore
published on pages 3, 5, 8 and 9 o f the “ M em ber Bank Call R ep ort” will be available only as o f
June and Decem ber call dates. Likewise, som e o f the items o f assets and liabilities show n sepa­
rately on J une and D ecem ber call dates will be com bined w ith other items on sp rin g and autum n
call dates.




MEMBER BANK CALL REPORT
CONDITION OF MEMBER BANKS ON DECEMBER 30, 1939, COMPARED WITH OCTOBER 2, 1939
AND DECEMBER 31, 1938
[Amounts in thousands of dollars]
Condition on—

Change since—

Dec. 30, 1939

Oct. 2, 1939

Dec. 31, 1938

13,961, 820
11,184,195
3,143, 960
2, 691, 687

13, 470, 421
10,890, 726
2, 919, 672
2, 764, 373

13, 207, 760
10,882, 288
2,340, 243
2,447, 792

A SSETS
Loans (including overdrafts)_____________________________________
United States Government direct obligations____________________
Obligations guaranteed b y United States Government___________
Obligations of States and political subdivisions__________________
Obligations of Government corporations and agencies, not guaranteed b y
United S ta tes...________ __________ ___________________________
Other bonds, notes, and debentures______________________ ______
Corporate stocks (including Federal Reserve bank stock )________
Total loans and investments_____________________________________
Reserve with Federal Reserve banks____________________________
Cash in vault-------- ----------------------------------------------------------------------Demand balances with banks in United States (except private banks
and American branches of foreign banks)____________________________
Other balances with banks in United States___________________________
Balances with banks in foreign countries_______________________________
Due from own foreign branches________________________________________
Cash items in process of collection_____________________________________
Bank premises owned and furniture and fixtures_______________________
Other real estate o w n e d ...______ ____________________________ _________
Investments and other assets indirectly representing bank premises or
other real estate--------------------------------------------------- ------- ----------------------Customers’ liability on acceptances____________________________________
Income accrued but not yet collected__________________________________
Other assets------ ------------------------------------------------------------------------------------Total assets..

376, 697
/
330,879
2,142, 672 | i 2, 582,455 1 2,401, 538 |
439,477
447, 483
459, 990
33,940,508
33,075,130
32,070,490
11, 616, 524
11, 603, 504
8, 694, 388
841, 215
773, 514
745, 650
5,147, 234

4,119, 695
119,824
50,553 |
4,196
1, 758, 709
945, 037
325, 634

Oct. 2, 1939

+491,
+293,
+224,
-7 2 ,

Dec. 31, 1938

399
469
288
686

+754,060
+301,907
+803, 717
+243,895
/
\

-63,086
-8 ,0 0 6
+865,378
-13,020
+67, 701

+45,818
-258,866
-2 0 , 513
+1,870,018
+2,909,116
+95, 565

5,370, 257
136,112
23, 796 }
7, 827
1, 807, 370
924, 273
287, 709

» 197,020 /
\
12,135
1,921, 302
931, 929
298,196

130, 774
107, 543
100,159
79, 902

144,948
80, 663
108,999
93, 615

144, 508
120, 722
100,638
129, 791

-14,174
+26,880
-8 ,8 4 0
-1 3 , 713

-13,734
-13,179
-4 7 9
-49,889

55,360, 949

54,401,209

49,329,835

+959,740

+6,031,114

+223, 023
-37,112 /
\
- 4 , 308
-113, 932
- 7 , 656
-10,487

+1,250, 562
+16,288
-26,757
+ 3, 631
+48, 661
-2 0 , 764
-37,925

LIABILITIES
Demand deposits—Total----------------------------------------------------------------------Individuals, partnerships, and corporations_______________________
United States G overnm ent3______________________________________
States and political subdivisions__________________________________
Banks in United States------------------------------------------------------------------Banks in foreign countries________________________________________
Certified and officers’ checks, cash letters of credit and travelers’
checks, etc------------------------------------------------------------------------------------Tim e deposits—T ota l---------------------------------------------------------------------------Individuals, partnerships, and corporations:
Savings deposits______________ ______________________ _________
Certificates of deposit_____________ _____ ______________________
Christmas savings and similar accounts________________________
Open accounts______________________ __________________________
Postal savings 2__________ _____ ________________ __________________
States and political subdivisions___________________________________
Banks in United States.______ _______________ _____ ______________
Banks in foreign countries_____________________ ______ ____________
Total deposits____ ______________________________ ___________ __________
Due to own foreign branches____ ____________________ _____________ ___
Bills payable, rediscounts, and other liabilities for borrowed m oney____
Acceptances outstanding___________________ ___________ _____ _________
Dividends declared but not yet payable............................ .......... .................
Income collected but not yet earned................................... ............. .............
Expenses accrued and unpaid.......................................................................... .
Other liabilities____ ___________________________________________________
Total liabilities..

37, 487, 815
36, 702, 798
31, 852, 795
24, 603, 982
21,119,188
23, 983, 218
674, 652
742, 566
789,816
2,321,334
2, 390, 422
2, 385, 689
8, 507,394
/
6, 510, 303
}
1
8,988,854
749, 251
\
500,641 ]
665, 652
11,726, 788

563, 288
11,852,337

9,883,113
676, 529 | i 11,103,802
24,434
631,033
51, 330
51,423
432,173
417, 849
144,188 |
i
153,
714
9,537
49,340,152
48,429,586
127, 731
150,938
4, 722
3, 241
123, 755
99, 248
37,968
6,365
55,046
56, 310
68, 690
88, 743
59, 342
58,136
49,839,190

48,870, 783

2, 363, 229
2,166, 392
674, 734
276, 613
40, 791

2, 385, 745
2,120, 960
700, 545

547,158
11,510,343
f
j
I
(

9, 556, 698
702,077
20,971 i
566,116
61,288
461, 512
f
131,637
\
10,044 }
43,363,138
143, 425
6,209
138, 737
32, 664
43, 649
69, 683
108,083
43,905,588

+785, 017
+5,635,020
+620, 764
+3,484, 794
+67, 914
-4 7 , 250
-6 4 , 355
-69,088
/ +1,997,091
+267,791 \
+248,610
-102, 364
+125,549

+16,130
+341, 994

f
+326,415
-25,548
+111,307 j
1
+3,463
I
+64,917
-9 3
- 9 , 958
+14, 324
-2 9 , 339
/
+12,551
-5 0 7
+U \
+910,566
+5, 977, 014
+23, 207
+ 7, 513
- 1 , 481
- 2 , 968
+24, 507
-14,982
+31, 603
+5, 304
+ 1, 264
+12, 661
-20,053
-993
- 1 , 206
-4 9 , 947
+968, 407

+5, 933,602

- 2 2 , 516
+45,432
-2 5 , 811
-5 ,7 7 2

-39,869
+83, 666
+39,186
+11,268
+3,261

CAPITAL ACCOUNTS
Capital...................................
Surplus...................................
Undivided profits_________
Reserves for contingencies..
Other capital accounts____

j

i 323,176 /
\

2,403,098
2,082, 726
635, 548
265,345 }
37,530

j

I

5,521, 759

5,530,426

5,424,247

-8,667

+97,512

Total liabilities and capital accounts.

55,360,949

54,401,209

49,329,835

+959,740

+6,031,114

Net demand deposits subject to reserve (se
Dem and deposits—a djusted3____________
N um ber of banks____ ____________________

30,325,868
25, 681, 234
6, 362

29,652, 240
25,117,990
6, 339

25,982,672
22, 293, 326
6, 338

+673, 628
+563, 244
+23

+4,343,196
+3,387,908
+24

Total capital accounts______ ______

1 This is a combination of two or more items shown separately on June and December call dates. See note on back of title page.
2 United States Treasurer’s t i m e deposits, open account, are combined with postal savings (time) deposits.
3 Dem and deposits other than interbank and United States Government, less cash items reported as in process of collection.




(i)

2

ALL MEMBER BANKS— CONDITION ON SELECTED CALL DATES, DECEMBER 31, 1934, TO
DECEMBER 30, 1939
[Amounts in thousands of dollars]
1934
Dec. 31

1935
Dec. 31

1936
Dec. 31

1937
Dec. 31

1938
Dec. 31

1939
June 30

Dec. 30

12,175,102
10, 500, 527
1, 767, 864
2,177, 515

13, 359, 853
11, 639, 486
1, 905, 718
2, 226,412

13, 957, 823
10, 574,143
1, 797,407
2, 046, 611

13, 207, 760
10, 882, 288
2, 340, 243
2,447, 792

13,141,068
10,946,242
2,830,819
2, 554, 213

13, 961, 820
11,184,195
3,143, 960
2,691,687

272, 990
2, 581,404
509,472
29, 984, 874
5, 573, 212
664, 778

295, 628
3,031,028
541, 559
32, 999, 684
6, 571, 694
697, 380

280, 280
2, 566,080
529,411
31, 751, 755
7,005, 209
589, 457

330, 879
2,401, 538
459,990
32,070, 490
8, 694, 388
745, 650

380,199
2,301, 694
449,184
32, 603,419
10,010, 744
712,132

376, 697
2,142,672
439,477
33, 940,508
11, 603, 504
841,215

3, 621,009
154, 870
50, 788
5, 572
2, 254, 755
991, 684

3, 918, 620
147, 837
55, 480
14, 209
2, 533, 275
981, 975
367, 486

3, 319, 785
94, 605
69, 723
3, 578
2, 259, 351
971, 465
342, 694

4,119, 695
119, 824
50, 553
4,196
1, 758, 709
945, 037
325, 634

4, 542, 241
132,012
42,887
5, 776
2,183,072
933, 703
305,475

5, 370, 257
136,112
23, 796
7,827
1, 807, 370
924, 273
287, 709

179,414

154, 504

240, 701

182,160

144, 508
120, 722
100,638
129, 791

146, 910
101, 672
102, 595
85,491

130, 774
107, 543
100,159
79, 902

44,110, 898 448, 707, 755 246, 744,286

49,329, 835

51,908,129

55,360, 949

23,940, 477
14, 951,169
1, 635, 516
1, 799, 435
4, 569, 264
146,838

28,040, 086
18,035,082
844,041
2,139, 464
5, 695, 795
443,998

31, 896,215
20, 970, 304
881, 961
2,329,180
6, 401,831
431, 808

29,317, 024
19, 747, 450
781, 034
2,131, 984
5, 436,442
452, 772

31, 852, 795
21,119,188
s 789,816
2, 385, 689
6, 510, 303
500, 641

34,153,939
22,448,169
» 694,001
2,531,570
7,096,824
593, 222

37,487,815
24,603,982
742, 566
2, 321, 334
8, 507, 394
749, 251

838, 255
9,907,928

881, 706
10, 414, 097

881,131
10,989, 111

767, 342
11,521, 632

547,158
11,510,343

790,153
11, 719,315

563, 288
11,852,337

7, 599,028
881, 978
19, 347
520,089
451, 988
294,452
133,552
7,494
33,848, 405

8, 293, 860
815, 901
21, 503
548, 372
217, 564
361, 346
150, 775
4, 776
38,454,183
51, 379

8,991, 216
765, 315
25,319
647,498
104, 369
296, 229
153,372
5, 793
42,885,326
63, 968

9, 461,126
740, 327
28, 761
575, 832
94, 653
481, 721
128, 641
10, 571
40,838, 656
117, 510

9, 556, 698
702,077
20, 971
566,116
3 61, 288
461, 512
131, 637
10,044
43,363,138
143,425

9, 662,028
709, 234
98,122
593,845
a 59,135
441, 200
141, 738
14,013
45,873,254
188,399

9, 883,113
676, 529
24, 434
631,033
51, 330
432,173
144,188
9, 537
49,340,152
150,938

19,128
262, 767
40, 312

14,199
197, 571
41,019

17,135
201, 487
45, 431

14, 621
173, 611
43, 423

850, 323

207, 375

219, 229

185, 290

6,209
138,737
32, 664
43, 649
69, 683
108,083

4, 662
120,164
35, 832
51, 880
78,451
59, 261

3,241
123, 755
37, 968
56, 310
68, 690
58,136

435,020,935

38,965, 726

43,905,588

46, 411,903

49,839,190

2, 664,086
1, 661, 656
391,013
335, 218
2, 522

2, 633, 740
1, 710, 599
458, 292
336,375
6,166

2, 453, 840
1, 936, 370
560, 324
309,817
14,828

2,430, 606
2,010, 421
602, 430
311, 355
16, 363

2,403,098
2,082, 726
635, 548
265, 345
37, 530

2, 390,0232, 111, 569
678,033
276, 687
39,914

2,363, 229
2, 166, 392
674, 734
276, 613
40, 791

5, 054, 495

5,145,172

5,275,179

5,371,175

5, 424,247

5, 496,226

5,521,759

440,075,430 444,110, 898 ‘ 48, 707, 755 M6, 744,286

49,329,835

51, 908,129

55,360, 949

25, 982, 672
22, 293, 326
6, 338

27, 440,926
23, 586,820
6, 330

30,325,868
25, 681, 234
6, 362

ASSETS
Loans (including overdrafts) 1______ _____________________
12,028,103
United States Government direct obligations____________
9, 905, 692
Obligations guaranteed b y United States G overnm ent-..
989, 208
Obligations of States and political subdivisions__________
1,964, 736
Obligations of Government corporations and agencies, not
guaranteed b y United States__________________________
364,452
Other bonds, notes, and debentures 1_____________________
2, 380, 764
Corporate stocks (including Federal Reserve bank sto c k )1
517, 323
Total loans and investments1___________________________
38,150,278
Reserve with Federal Reserve banks___________________
4,081, 565
Cash in vault___________________________________________
608, 602
Dem and balances with banks in United States (except
private banks and American branches of foreign banks) __ 3,035, 834
Other balances with banks in United States____________
2 113,139
Balances with banks in foreign countries________________
184, 515
Due from own foreign branches_________________________
92, 536
Cash items in process of collection______________________
3 1,903, 307
Bank premises owned and furniture and fixtures________
1, 001, 087
Other real estate owned__________________________ _______
313, 556
Investments and other assets indirectly representing bank
premises or other real estate1__________________________
Customer's liability on acceptances______________________
241, 951
Income accrued but not yet collected____________________
349,060
Other assets_____________________________________________
Total assets..

^40, 075, 430

179, 071
263, 306

r

LIABILITIES
Demand deposits—Total_________________________________
Individuals, partnerships, and corporations__________
United States G overnm ent5_________________________
States and political subdivisions_____________________
Banks in United States______________________________
Banks in foreign countries___________________________
Certified and officers’ checks, cash letters of credit and
travelers’ checks, etc_______________________________
Tim e deposits—T otal______________________ i ____________
Individuals, partnerships, and corporations:
Savings deposits_________________________________
Certificates of deposit____________________________
Christmas savings and similar a ccou n ts..._______
Open accounts___________________________________
Postal savings 5______________________________________
States and political subdivisions_____________________
Banks in United States______________________________
Banks in foreign countries___________________________
Total deposits____________________________________________
Due to own foreign branches_____________________________
Bills payable, rediscounts, and other liabilities for bor­
rowed m oney__________________________________________
Acceptances outstanding________________________________
Dividends declared but not yet payable6________________
Income collected but not yet earned_____________________
Expenses accrued and unpaid____________________________
Other liabilities__________________________________________
Total liabilities______________________

43,432,576 441,373, 111

CAPITAL ACCOUNTS
Capital___________________
Surplus___________________
U ndivided profits 6_______
Reserves for contingencies_.
Other capital accounts 6___
Total capital accounts6______________
Total liabilities and capital accounts..
Net demand deposits subject to reserve (see page 19).
Dem and deposits—adjusted 7_______________________
Num ber of banks____________________________________

18, 850, 646
15, 685, 552
6, 442

25, 449,917
21, 647, 340
6, 376

23, 740, 652
20,387, 425
6, 341

1 Figures of loans and investments beginning December 31, 1938 are not entirely comparable with prior call dates because investments and
other assets (principally loans) indirectly representing bank premises and other real estate are now reported separately. Such investments and
other assets amounted to $94,569,000 and $49,939,000, respectively, on December 31, 1938.
2 Balances with private banks and American branches of foreign banks were not reported separately on this date and are included in “ Other
assets.”
3 Includes some cash items not in process of collection.
4 Revised to exclude acceptances of other banks and bills sold with endorsement, now reported as contingent liabilities.
5 United States Treasurer’s t i m e deposits, open account, are combined with postal savings (time) deposits.
6 Reserves for dividends payable in com m on stock, $5,544,000 on December 31, 1938, were formerly published as part of undivided profits. Re­
serves for undeclared cash dividends on capital stock and for accrued interest on capital notes and debentures. $10,691,000 on December 31, 1938,
were formerly reported in combination with dividends declared but not yet payable. Beginning December 31, 1938 these two reserves are included
in “ Other capital accounts.”
7 Dem and deposits other than interbank and United States Governm ent, less cash items reported as in process of collection.




3
ALL MEMBER BANKS— CLASSIFICATION OF LOANS, INVESTMENTS, REAL ESTATE, AND CAPITAL
ON SELECTED CALL DATES, DECEMBER 31, 1934, TO DECEMBER 30, 1 9 3 9 1
[In thousands of dollars]

Loans— Total. _____________ _______

Agricultural loans 2 _ ____

_

_____

1934

1935

1936

1937

1938

Dec. 31

Dec. 31

Dec. 31

Dec. 31

Dec. 31

12,175,102

13, 359, 853

13, 957, 823

13,207, 760

13,141,068

13, 961, 820

271, 949
28, 917
181,011
169, 397
1, 243,143
2,892, 543
251, 215

382,137
323, 742
18, 388
160, 525
131,131
1, 410, 608
2, 784, 736
258, 227

500,058
363, 597
22, 502
125, 835
129, 695
950, 202
2, 752, 420
264, 924

2,032, 634

2,146, 305

2,282,503

6 , 567

97, 985
4, 999, 583
6 , 725

85,109
5, 651, 416
7, 529

69, 943
6,489,150
6 , 994

4, 736, 645
711, 771
249, 329
9, 987
88,048
94, 730
973, 351
774,956
278,092
/ 1,720,434
\
717,390
124, 785
2, 720, 266
7, 976

4, 782, 742
788,451
244, 623
8 , 564
66 , 526
100, 346
730, 774
736,053
284,176
1, 775, 600
768,470
58, 297
2, 783,455
12, 991

5, 385, 773
729, 539
290, 817
9, 229
63, 246
91, 681
790, 316
700,351
288, 696
1,883, 553
784,476
56, 350
2, 876, 628
11,165

9, 905, 692

10, 500, 527

11, 639, 486

10, 574,143

10, 882,288

10,946,242

11,184,195

5 1 , 030, 052
4, 217, 091

1,191, 576
5,403, 466

1, 052, 517
4, 526, 645

661, 772
4, 277,041

285, 789
3, 388, 961
726,907
2,453,098
2,887,835
1,139,698

441,147
2, 719, 567
781, 374
2,826,145
2,889, 254
1, 288, 755

562, 737
2, 223, 277
773, 492
3,017,960
3, 657, 326
949, 403

2,340,243

2, 830,819

3,143, 960

_ _ __

__ - 12, 028,103

__

___

_

232, 441
31, 404
256,041
231, 824
1,030,073
3,109, 560
261, 796

Bills, acceptances, etc., payable in foreign countries.__
Acceptances of other banks, payable in United States..
Reporting banks’ own acceptances

_ _

Loans to brokers and dealers in securities
____
Other loans for purchasing or carrying securities 3
Real estate loans: On farm land
_____ _
On residential property
- __ _ ._ J 2,011,565
On other properties
_ __
Loans to ban ks._ __ _____ _
_ __
__
155, 497
All other loans4___ __ __
__
_ _ _____
4, 701, 335
United States Government direct obligations— Total __

__
Treasury bills___
_ _
_
_
__ _
Treasury notes
Bonds maturing in 5 years or less 210___________
Bonds maturing in 5 to 10 years 210.__ _____________
Bonds maturing in 10 to 20 years210___ _________
Bonds maturing after 20 years 210__
_ _
_ _

1

f
I
I
I

6,060, 324

5, 635, 330

989,208

1, 767, 864

1, 905, 718

1, 797, 407

1 ,3 7 0 ,2 3 9

2 ,0 8 2 ,2 5 4

241, 389
505, 719
242,100

241, 404
1, 090, 954
435, 506

210, 328
1, 238,002
457, 388

255, 432
1,143,076
7 398, 899

426, 961
1, 323, 848
433, 588
155,846

642,034
1, 458,144
487,010
243, 631

833, 690
1, 500, 513
444, 449
365, 308

364, 452

272, 990

295, 628

280,280

330, 879
222, 049

380,199

376, 697

282, 723

2 8 0 ,9 6 3

96,823
141,010
142,366

94, 977
154, 365
127,355

j

Obligations guaranteed by United States Government—

________________________________________________
T o t a l a m o u n t m a t u r i n g i n 5 y e a r s o r le s s 210 _ _
__
Reconstruction Finance Corporation
Hom e Owners’ Loan Corporation __
_ ___
Federal Farm Mortgage Corporation
__
Other Government corporations and agencies _ __

9 6 3 ,1 5 7

Obligations of Government corporations and agencies, not
guaranteed by United States—Total
_
__ __ _ _
T o t a l a m o u n t m a t u r i n g i n 5 y e a r s o r le s s

1939

Dec. 30

3, 905, 485

| 4,658,459

Total

1939

June 30

210

Federal Land banks _
_
__
_
. ____
Federal Intermediate Credit banks
_ _
Other Government corporations and agencies:
__

136,015
117, 289
6 111,148

175,161
97, 829

184, 560
1 1 1 , 068

150,106
130,174

106, 440
126,864
97, 575

Obligations of states and political subdivisions 8—Total___

1, 964, 736

2,177,515

2,226,412

2,046, 611

2, 447, 792

2,554,213

2,691,687

9,
149,
1, 478,
810,

373
374
409
636

8,566
144,018
1, 531, 203
870, 426

7,022
172, 253
1, 645,051
867, 361

2, 581, 404

3,031,028

2,566,080

2, 401, 538

In default 2___
_______________________ _ __ _ __
W ithout specific m aturity2
Maturing in 5 years or less 2 10_ __
__ _ _
M aturing after 5 years 2 10___ ___
. . . ____
2,380, 764

Other bonds, notes, and debentures—Total______________
T o t a l a m o u n t i n d e f a u l t 2____
_
_
T o ta l a m o u n t m a tu r in g in 5 y e a r s o r less

_________
210 __ _
R a ilr o a d s ...__ __ _ _. _ ________ _________________
Public utilities _ .
_ __
Industrials.__ __
_ _
_ ____________
_ ______
Other domestic corporations. _ _
__ |
Foreign—public and private 9 __
Corporate stocks—T o t a l - ___ ______

Federal Reserve b a n k __
Affiliates of reporting banks _ _
Other domestic banks _ _ _
Other domestic corporations.
Foreign corporations 9 _____

_

792, 983
714, 803

821, 837
855, 647

991, 934
1,002,085

885, 643
794, 471

872,978

903, 920

1,037,009

885,966

(
1

517,323

509, 472

541,559

529, 411

146,553

130,317

130, 744

132, 637
f

__ _ ___

___

|

___ ___

370,770

379,155

410, 815

396, .774

- _

I

Bank4 premises, furniture and fixtures, and other real
estate—Total _ _ _ _ _ _
_
_____ __ ____ _ _____

1,314, 643
Bank premises
_
___
__ __ ____
__ __ 1 1,001,087
Furniture and fixtures._
_ _
_
__
\
Farm land (including im provem ents).. _ _ _
313,556
Residential properties_________
._
______
__ __ \
Other real properties____ ______
_ _ _ __

1,358, 663

1,349, 461

1,314,159

991, 684

981,975

971, 465

366, 979

367, 486

342, 694 '\

Investm ents2
Other assets2
Capital:

__ _______

Retirable value of: First preferred stock
__ _________
Second preferred stock__ __ __ _

J
\
f

[

Assets indirectly representing bank premises or other real
estate—T o t a l2._
__ __
______ __ _______ ____ _

Par or face value—T ota l-_ ____ _______
Capital notes and debentures.
First preferred stock. _
Second preferred stock
C om m on stock__

\

2,301, 694

2,142,672

8 9 ,2 3 9
4 3 1 ,6 1 0

8 7 ,2 7 5
U 7 , 948

4 5 1 ,3 6 4

786, 594
766,456
568,366
97,934
182,188

746, 545
704, 622
566, 391
95, 469
188, 667

731,149
604, 513
527, 541
93,015
186,454

459, 990

449,184

439, 477

134, 494
104,148
23,430
196,175
1,743

134, 942
103, 543
22,169
186, 554
1, 976

135, 546
100,069
20,369
181, 778
1, 715

1,270, 671

1,239,178

1,211,982

863,883
81,154
23,741
136,227
165,666

855, 728
77,975
23, 557
126, 261
155, 657

848,862
75,411
21,835
116,135
149, 739

144,508

146,910

130,*774

94, 569
49, 939

96, 688
50, 222

85,997
44, 777

2,393,808

2,366,514

42, 749

7 7 ,2 5 7

2, 668,169

2,642,146

2,457,606

2,415,007

2,409,770

120, 465
530, 628
22, 946
1, 994,130

115,100
564, 383
29, 180
1, 933, 483

74, 432
396,130
27, 579
1, 959,465

52,006
342,903
1, 994,859

47, 369
314, 626
24, 473
2,023, 302

24, 237
2,026,326

43, 677
265,166
24,029
2 , 033, 642

543, 727
23, 697

578, 994
30, 554

438,314
29,421

391, 809
29, 303

378, 450
29, 762

368, 795
29, 674

335, 277
29,499

25, 239

300, 496

1 These classifications not available for spring and autumn call dates, beginning October, 1939; see footnote on back of title page.
2 N ot reported separately where no figures are shown.
3 Figures prior to December 31, 1938 represent all loans on securities, regardless of purpose, excepting only loans to banks and to brokers and
dealers.
4 This is a residual item and, because of revised loan classification beginning December 31, 1938, the residual amounts are not comparable.
5 Includes certificates of indebtedness.
6 H ome Owners’ Loan Corporation bonds guaranteed as to interest but not principal.
7 Federal Hom e Loan bank debentures are included in “ Other bonds, notes, and debentures.”
s Includes obligations of territorial and insular possessions.
9 Corporate stocks of foreign corporations were reported in combination with foreign bonds, notes, and debentures prior to December 31, 1938.
Prior to June 30, 1939, the maturities reported were 1939-1943, 1944-1948, 1949-1958, and 1959 or later, respectively.




4
ALL MEMBER BANKS— CONDITION ON DECEMBER 30, 1939, BY CLASSES OF BANKS
[Amounts in thousands of dollars]
All
national
member
banks

All State
member
banks

13,961,820
11,184,195
3,143,960
2, 691, 687

9,021, 748
7,101,805
1,955,835
1, 782,161

4, 940,072
4,082, 390
1,188,125
909, 526

376, 697
2,142, 672
439, 477
33,940,508
11,603, 504
841, 215

257, 645
1,470, 268
220,873
31,810,335
6, 493, 792
611, 339

5, 370, 257
136,112
23, 796
7, 827
1,807, 370
924, 273
287, 709

Central reserve city
member banks 1
Chicago

Reserve
city
member
banksi

3, 296, 299
3, 496,994
1, 274, 508
578, 749

569, 289
1,030, 661
172, 303
162, 288

5,328, 533
4, 222,057
972, 226
889, 746

4, 767, 699
2,434,483
724,923
1,060, 904

119,052
672,404
218,604
12,130,173
5,109, 712
229,876

128, 541
404, 298
159, 921
9,339,310
5,914, 718
89, 034

24, 980
117,005
28, 356
2,104,882
993,082
41, 885

129, 486
575, 309
154, 795
12,272,152
3,118,161
347,527

93, 690
1,046,060
96,405
10,224,164
1, 577, 543
362,769

4,113,177
101,927
15,971
7,027
1,153,289
598, 665
131, 669

1, 257,080
34,185
7,825
800
654,081
325, 608
156,040

122,852
2,017
14,108
800
560, 243
206, 679
28,818

267, 368
15,166
857

2, 554,445
59,684
1,933

127, 640
20,404
4,523

2, 425, 592
59, 245
6,898
7,027
827, 661
321,404
107, 221

' " ‘ 291,'826
375, 786
147,147

130, 774
107, 543
100,159
79,902

65, 551
55,843
57,872
40,917

65, 223
51, 700
42, 287
38,985

11,140
74, 741
33,962
14, 625

858
3,153
8,006
6, 923

90, 619
27,607
39,438
36,177

28,157
2,042
18, 753
22,177

55,360,949

35,257,374

20,103,575

16, 413,047

3,594, 747

19,686, 729

15, 666, 426

Demand deposits—T otal________________________________
37,487,815
Individuals, partnerships, and corporations_________
24, 603,982
United States G overnm ent2________________________ v 742,566
States and political subdivisions_____________________
2, 321,334
Banks in United States_____ ________________________
8, 507,394
Banks in foreign countries___________________________
749, 251
Certified and officers’ checks, cash letters of credit and
travelers’ checks, etc_____________ _________________
563, 288
Time deposits—Total________________________ ___________ 11,852,337
Individuals, partnerships, and corporations:
Savings deposits............... .............. .............. ..............
9,883,113
Certificates of deposit............................. .......... .........
676,529
Christmas savings and similar accounts_________
24,434
Open accounts____ ______________________________
631,033
Postal savings 2_____________________ _____ __________
51,330
States and political subdivisions.......................... .........
432,173
Banks in United States______________________________
144,188
Banks in foreign countries_____ _____________________
9,537
Total deposits__________ _________________________________ 49,340,152
Due to own foreign branches____________________________
150, 938
Bills payable, rediscounts, and other liabilities for bor­
rowed m oney__________________________________________
3,241
Acceptances outstanding___ ____________________________
123, 755
Dividends declared but not yet p a y a b le .________________
37,968
Income collected but not yet earned_____________________
56,310
Expenses accrued and unpaid____________________________
68, 690
Other liabilities_________________ _______________________
58,136

23,368,070
14,921,445
540, 296
1, 733,425
5, 431, 998.
356,836

14,119, 745
9,682,537
202, 270
587, 909
3,075, 396
392,415

13, 763, 924
9,030, 363
73, 906
250, 918
3, 541, 727
689,032

2, 834,938
1,675, 767
79, 610
167, 425
879,144
9,115

13, 004,583
8,001,603
434, 969
812, 640
3, 515,944
49, 542

7,884,370
5,896,249
154,081
1,090,351
570, 579
1, 562

384,070
8,190,880

179, 218
3,661,457

177,978
742,950

23,877
495,407

189, 885
4, 736,102

171, 548
5,877,878

6,890,392
527,521
16,418
259,281
44, 531
343,343
103,937
5,457
31,558,950
111, 032

2,992,721
149,008
8,016
371,752
6,799
88,830
40, 251
4,080
17,781,202
39,906

385,648
23,341
921
283,201

427,846
24,133
178
30,400
3,000
9,850

5,125,289
467,043
14,721
70,375
34,649
139,657
26,144

3,330,345

3,944,330
162,012
8,614
247,057
13, 681
240,149
116,859
3,400
17,740,685

I * ;762,248

2,882
64,173
23, 668
37,694
40, 948
20, 644

359
59, 582
14,300
18, 616
27, 742
37,492

85, 896
18, 036
9, 730
14, 977
34,180

3, 531
800
1, 569
8, 256
132

121
32,090
11, 528
28,386
29, 274
16,180

3,120
2,238
7,604
16,625
16,183
7,644

49,839,190

31,859,991

17,979,199

14,820,631

3,344, 633

17,858,264

13,81% 662

2, 363, 229
2,166, 392
674, 734
276, 613
40, 791

1, 529,103
1, 213,857
445, 206
176, 960
32,257

834,126
952, 535
229, 528
99, 653
8,534

548, 245
814, 572
173,100
53, 260
3,239

101, 700
87, 260
29,530
31, 498
126

794, 362
671,187
238,165
111, 733
13,018

918,922
593,373
233, 939
80,122
24,408

All
member
banks

N ew York

Country
member
banksi

Assets
Loans (including overdrafts)__________________ __________
United States Governm ent direct obligations............... ......
Obligations guaranteed b y United States Governm ent.._
Obligations of States and political subdivisions__________
Obligations of Government corporations and agencies, not
guaranteed b y United States_______ __________________
Other bonds, notes, and debentures_____________________
Corporate stocks (including Federal Reserve bank stock)
Total loans and investments_____________________________
Reserve with Federal Reserve banks____________________
Cash in vault____________________________________________
Demand balances with banks in United States (except
private banks and American branches of foreign banks)..
Other balances with banks in United States............ ...........
Balances with banks in foreign countries________________
Due from own foreign branches__________________________
Cash items in process of collection_______________________
Bank premises owned and furniture and fixtures________
Other real estate owned_________________________________
Investments and other assets indirectly representing bank
premises or other real estate___________________________
Customers’ liability on acceptances______________________
Income accrued but not yet collected ..__________________
Other assets..___________________________________________
Total assets..
Liabilities

Total liabilities.

42," 517'
1,185
6,137
14,506,874
150, 938

Capital Accounts
Capital (see page 5)_______
Surplus__________ _________
Undivided profits____ ____
Reserves for contingencies.
Other capital accounts____
Total capital accounts________ ______

5,521,759

3,397,383

2,124,376

1,592,416

250,114

1,828,465

1,850,764

Total liabilities and capital accounts..

55,360,949

35,257,374

20,103,575

16,413, 047

3,594,747

19,686,729

15,666,426

30,325,868
25, 681, 234
6, 362

18,110,036
15,885, 651
5,187

12,215,832
9, 795, 583
1,175

9, 756, 072
8,176,467
346

5,047, 602
6,866,322
5,966

Net demand deposits subject to reserve (see page 19) .
Demand deposits—adjusted 8___________ ____________
Number of banks____ _______________________________

1 See second and third paragraphs on back of title page.
United States Treasurer’s t i m e deposits, open account, are combined with postal savings (time) deposits.
* Dem and deposits other than interbank and United States Government, less cash items reported as in process of collection.

2




V"

5
ATI. MEMBER BANKS— CLASSIFICATION OF LOANS, INVESTMENTS, REAL ESTATE, AND CAPITAL
ON DECEMBER 30, 1939, BY CLASSES OF BANKS
[In thousands of dollars]

____________________ ______
Central reserve city
member banks 1

Reserve
city
member
banks 1

Country
member
banksi

569,289
365,331
6,306
12,879
1,945
82
2,375
40,651
66,158
386
7,870
4,711
179
60,263
153

5,328,533
2,100,962
221,094
111, 479
5,790
7,685
29,856
118, 621
222, 205
93,834
861,870
378,948
8, 638
1,164, 778
2,773

4, 767, 699
1,151, 214
494, 674
158,406
1, 255
1,854
1,694
20,025
223, 594
193,820
955,118
327, 596
4,005
1, 232, 558
1,886

3,496,994
315,234
796,724
317, 554
921,088
917,053
229,341

1,030,661
152,953
176,268
32, 919
122, 597
444, 524
101,400

4,222,057
63,396
819, 404
267,491
1, 311, 395
1,403,013
357, 358

2,434,483
31,154
430,881
155, 528
662, 880
892,736
261,304

All
member
banks

All
national
member
banks

All State
member
banks

Loans—Total----------------- . ------- ------- --------------------------------Commercial and industrial loans-------------------------------Agricultural loans------------------------------------------------------Commercial paper bought in open market-------- ------- Bills, acceptances, etc., payable in foreign countries...
Acceptances of other banks, payable in United States..
Reporting banks’ own a ccep ta n ces.....---------------------Loans to brokers and dealers in securities-----------------Other loans for purchasing or carrying securities..........
Real estate loans: On farm land--------------- ----------------On residential property.......... .........
On other properties----------------------Loans to banks______________________________ _______
All other loans______________________________________
Overdrafts___________________________________ _______

13,961,820
5, 385, 773
729, 539
290,817
9,229
63, 246
91, 681
790,316
700,351
288, 696
1,883, 553
784, 476
56,350
2,876, 628
11,165

9, 021, 748
3,484,417
620,283
192.795
6,883
30,827
54, 233
313,864
415,309
231,806
1, 208,313
461, 559
26, 524
1,970,156
4,779

4,940,072
1,901,356
109, 256
98,022
2,346
32,419
37,448
476,452
285,042
56,890
675, 240
322,917
29,826
906,472
6,386

3,296,299
1,768, 266
7,465
8,053
239
53,625
57,756
611,019
188,394
656
58,695
73, 221
43,528
419,029
6,353

United States Government direct obligations—Total..........
Treasury bills------------------------------------------------------------Treasury notes----------------------------------------------------------Bonds maturing in 5 years or less------------------------------Bonds maturing in 5 to 10 years--------------------------------Bonds maturing in 10 to 20 years--------------------- ------Bonds maturing after 20 years................... .............. ........

11,184,195
562, 737
2, 223,277
773,492
3,017,960
3, 657,326
949,403

7,101,805
447, 521
1,429,756
471, 686
1, 785,405
2,390, 642
576.795

4,082,390
115, 216
793,521
301,806
1, 232, 555
1,266,684
372,608

1,955,835

1,188,125

Obligations guaranteed by United States Government—
T otal__________________________________________________
T o t a l a m o u n t m a t u r i n g i n 5 y e a r s o r l e s s . . ...............
Reconstruction Finance Corporation------- -----------------Hom e Owners’ Loan Corporation-----------------------------Federal Farm Mortgage Corporation— ......................
Other Government corporations and agencies-----------Obligations o f Government corporations and agencies, not
guaranteed by United States—T otal-----------------------------T o t a l a m o u n t m a t u r i n g i n 5 y e a r s o r l e s s . . ...............
Federal Land banks------ --------------------------------------------Federal Intermediate Credit banks----------- ---------------Other Government corporations and agencies...............

3,143,960

2,082,254

1,195,822

376,697

257,645

833, 690
1, 500, 513
444,449
365, 308

439, 622
987, 670
287,983
240, 560

N ew York

Chicago

1,274,508

1,002,449

172,303

886,932

394,068
512,843
156,466
124,748

439, 544
546,765
168,856
119, 343

112,365
24,029
4,592
31,317

163,635

972,226

555, 507

167, 317
547,409
131,507
125, 993

724,923

360,663

114,464
382, 310
139, 494
88,655

119,052

128,541

129,486

93, 690

180,168

100,795

116,861

24,980

280,963

12,845

1 0 2 ,4 8 2

77,477
86, 526
93,642

17,500
67,839
33,713

11, 673
83,442
33,426

12,185
8,021
4,774

26, 668
54,176
48, 642

48,775

94,977
154,365
127,355

Obligations o f states and political subdivisions—Total.......
In default------- ----------------------------------------------------------W ithout specific m aturity___________________________
Maturing in 5 years or less----------------------------------------Maturing after 5 years-----------------------------------------------

2,691,687
7,022
172,253
1,645,051
867,361

1,782,161
5,782
146, 537
973, 552
656,290

909,526
1,240
25, 716
671,499
211,071

578,749
743
2,806
488,951
86,249

162,288
180
45,113
96,416
20,579

889,746
3,007
57,390
493,447
335,902

1,060,904
3,092
66,944
566,237
424, 631

Other bonds, notes, and debentures—T otal--------------------T o t a l a m o u n t i n d e f a u l t ________________ ________
T o t a l a m o u n t m a t u r i n g i n 5 y e a r s o r l e s s ............ —
Railroads------ ------- -------------------------------------- -------------Public utilities------ ----------------------------------------------------Industrials_______________________________ __________
Other domestic corporations-------------------------------------Foreign—public and private---------------------------------—

2,142,672

1,470,268

404,298

575,309

1,046,060

47,483
253,480

29,774
197,884

21,310
109,747

117,005

4 5 1 ,8 6 4

217,237
194,993
154,310
45,838
60,026

121,914
97,532
106, 595
20, 607
57,650

185,326
152,707
152,169
35,410
49, 697

399,073
311,156
236,169
35, 263
64,399

Corporate stocks—T otal---------------------------------------------------Federal Reserve banks----------------------------------------------Affiliates of reporting banks--------------------------------------Other domestic banks---------- -------------------------------------Other domestic corporations_________________________
Foreign corporations------ --------------------- ----------------------

439, 477
135, 546
100,069
20,369
181,778
1,715

220,873
82,087
46,190
7,893
83,856
847

218,604
53,459
53,879
12,476
97,922

Bank premises, furniture and fixtures, and other real es­
tate—T o ta l.------ ------- ---------------------------------------------------Bank premises.--------------------------- ------------------ ----------Furniture and fixtures-------------- --------------------------------Farm land (including im provem ents)......... ..................
Residential properties.------- --------------------------------------• Other real properties.............— ......................................

1,211,982
848,862
75,411
21,835
116,135
149,739

730,334
540,123
58,542
15,894
46,489
69,286

Assets indirectly representing bank premises or other real
estate—Total.................................................. ..........................
Investm ents..----------- -----------------------------------------------Other assets...------- -------------------------------------------- -------

130,774
85,997
44,777

Capital:
Par or face value—Total------- ---------------------------- -------Capital notes and debentures____________________
First preferred stock------------------------------------------Second preferred stock----------------------------------------Comm on stock--------------------------------------------- ------Retirable value of: First preferred sto ck ...................... .
Second preferred stock___________
1 See second and third paragraphs on back of title page.




672,404

44,451
8,726
40, 513

1,571
49,955

25,213
142,697

29,163
148,965

159,921
40,719
42, 759
2,526
73,449
468

28, 356
5,667
276
36
22,362
15

154,795
43,799
50,697
8, 796
50,700

96,405
45,361
6,337
9,011
35, 267
429

481,648
308,739
16,869
5,941
69,646
80,453

235,497
205,945
734
28
10,743
18,047

24,927
20,320
84
390
1,354
2,779

428,625
289,153
32,251
7,433
37,348
62,440

522,933
333,444
42,342
13,984
66,690
66,473

65,551
50, 725
14,826

65,223
35,272
29,951

11,140
8,874
2,266

858
795
63

90,619
57,581
33,038

28,157
18,747
9,410

2,366,514
43,677
265,166
24,029
2,033, 642

1,531,627

834,887
43,677
69,759
7,824
713,627

548,245
464
9,237

101,700

195,407
16, 205
1, 320,015

........ 700'

538, 544

101,000

794,362
26,720
101,961
8,100
657, 581

922,207
16,493
153,268
15,929
736, 517

335, 277
29, 499

228,068
18, 228

107, 209
11, 271

22,914

700

122,890
8,500

188, 773
20, 999

77,257

731,149
604, 513
527, 541
93,015
186,454

513,912
409, 520
373, 231
47,177
126,428

24,836
43,118
32,608
1, 735
14,708

6
ALL MEMBER BANKS— CONDITION ON DECEMBER 30, 1939, BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district
Total,
all dis­
tricts

New York

Phila­
delphia

Cleveland

R ichm ond

Atlanta

ASSETS
Loans (including overdrafts)-------------------------------------------United States Government direct obligations-----------------Obligations guaranteed b y United States Governm ent—
Obligations of States and political subdivisions---------------Obligations of Government corporations and agencies, not
guaranteed b y United States.--------- -----------------------------Other bonds, notes, and debentures--------------------------------Corporate stocks (including Federal Reserve bank stock).
Total loans and investments---------------------------------------------Reserve with Federal Reserve banks-------------------------------Cash in vault____________________________________________
Demand balances with banks in United States (except
private banks and American branches of foreign banks) _.
Other balances with banks in United States--------------------Balances with banks in foreign countries-------------------------Due from own foreign branches---------------------------------------Cash items in process of collection-----------------------------------Bank premises owned and furniture and fixtures------------Other real estate owned---------------------------------------------------Investments and other assets indirectly representing bank
premises or other real estate-----------------------------------------Customer’s liability on acceptances---------------------------------Income accrued but not yet collected------------------------------Other assets_____________________________________________
Total assets..

13,961,820
11,184,195
3,143,960
2, 691, 687

978, 696
585,027
91,172
81,670

945, 402
613, 227
167, 753
153, 679

1,105,929
1,031, 261
187, 369
186,475

622,093
449, 231
93, 720
69, 519

588, 777
236, 224
103, 226
150,453

376, 697
2,142, 672
439,477
33,940,508
11, 603, 504
841, 215

13,090
147,803
25,119
1,922,577
543,004
168, 533

18, 396
406,129
37,053
2,341, 639
595, 654
54, 331

28,855
273,954
54,484
2,868,327
675,117
81, 623

18, 359
57, 772
10, 695
1,321,389
282,177
48,856

13,866
35, 296
9, 661
1,137,503
208, 303
36,847

5, 370, 257
136,112
23, 796
7, 827
1,807,370
924, 273
287, 709

296, 788
4,608
1,234
7,027
107, 753
65, 927
16,089

435, 812
13, 323
1,737

530, 841
20, 493
564

365, 547
6, 799
45

389, 317
10,128
125

101, 905
82, 692
68,941

114, 748
95, 789
31,338

76, 518
49, 309
13,005

80, 501
41,497
13, 791

130, 774
107, 543
100,159
79,902

8,486
9, 410
5,092
2,503

20, 769
8, 848
6, 359
14,011

11, 943
841
7, 901
4,196

3,123
991
2,027
4,169

5, 540
1,237
3,104
8,283

55,360,949

3,159,031

20,009,152

3,746,021

4,443,721

2,173,955

1,936,176

37,487,815
24, 603, 982
742, 566
2,321, 334
8, 507,394
749, 251

2,099, 715
1, 523, 758
26, 711
131,057
362, 581
16,047

15, 400, 420
10, 205,969
126,269
523,808
3, 637, 786
690, 761

2,116,559
1, 452, 682
77,807
123, 872
433, 644
5, 726

2, 451, 646
1, 780,091
56, 222
160, 556
422,400
1, 308

1,388, 841
860, 317
43,729
106, 396
350, 956

1,333, 783
735,121
63,000
153,129
364, 269
1,319

563, 288
11,852,337

39, 561
641,320

215, 827
2,284,847

22,828
1,114, 815

31,069
1, 414, 489

26, 757
561,969

16,945
406,501

9,883,113
676,529
24,434
631,033
51,330
432,173
144,188
9, 537
49,340,152
150,938

601, 726
19,866
2,954
8,571
3, 553
3,853
797

1, 826, 666
47,190
5,090
308, 557
66
69, 734
21, 407
6,137
17,685,267
150,938

871, 631
87,892
3, 388
93, 628
10,196
30, 999
17,081

1,159, 474
70,305
3, 210
88, 920
5, 767
47,171
39, 642

497, 961
26,169
1,337
14,060
3, 352
12,131
6,959

342, 282
32, 819
825
5,549
5, 628
12, 496
6,902

3,231,374

3,866,135

1,950,810

1, 740,284

LIABILITIES
Demand deposits—Total-------------------------------------------------Individuals, partnerships, and corporations--------------United States Government 1_________________________
States and political subdivisions-------------------------------Banks in United States______________________________
Banks in foreign countries___________________________
Certified and officers’ checks, cash letters of credit and
travelers’ checks, etc----------------------------------------------Time deposits—Total____________________________________
Individuals, partnerships, and corporations:
Savings deposits_________________________________
Certificates of deposit___________________________
Christmas savings and similar accounts--------------Open accounts__________________________________
Postal savings 1______________________________________
States and political subdivisions_____________________
Banks in United States______________________________
Banks in foreign countries-----------------------------------------Total deposits------------------------------------------------------------------Due to own foreign branches_____________________________
Bills payable, rediscounts, and other liabilities for bor­
rowed m oney__________________________________________
Acceptances outstanding________________________________
Dividends declared but not yet payable-------------------------Income collected but not yet earned-------------------------------Expenses accrued and unpaid___________________________
Other liabilities_________________________________________
Total liabilities_____________________

2,741,035

3,241
123, 755
37, 968
56,310
68, 690
58,136

657
10, 702
3, 758
3,988
5,476
1,940

448
86, 546
18,955
15, 615
17,860
36,063

197
10, 572
2,820
3,122
4,802
3,142

268
879
1, 369
2,606
9,237
2,192

258
991
1,836
1, 797
2,308

30
1, 595
1,965
3,015
1, 657
732

49,839,190

2, 767,556

18, 011,692

3,256, 029

3, 882,686

1,958, 959

1, 749,278

2,363, 229
2,166, 392
674, 734
276, 613
40, 791

156, 381
155, 755
51, 444
26,480
1, 415

766,964
934,922
216, 757
68,938
9,879

188, 774
214,439
59, 536
23,164
4,079

229, 306
236,012
53,464
38,063
4,190

101, 847
71,012
30, 593
9,910
1,634

99,862
54, 205
21, 576

5,521,759

391,475

1,997,460

489, 992

561, 035

214, 996

186, 898

4, 443, 721

2,173, 955

1,936,176

1, 806,894
1,856, 968

947,637
916,952
410

864,114
824, 694
315

CAPITAL ACCOUNTS
Capital (see page 8 ) ______
Surplus___________________
Undivided profits________
Reserves for contingencies.
Other capital accounts____
Total capital accounts_______________
Total liabilities and capital accounts..

55,360,949

3,159,031

20,009,152

3, 746,021

Net demand deposits subject to reserve (see page 19).
Demand deposits—adjusted 2________________________
Number of banks ______________________________ ____

30, 325,868
25, 681, 234
6, 362

1,695,803
1, 586, 623
353

14,273,173
10,294,070

1, 581,441
1, 497, 477
652

1 Includes United States Treasurer’s t i m e deposits, open account, are combined with postal savings (time) deposits.
2 Dem and deposits other than interbank and United States Government, less cash items reported as in process of collection.




7
ALL MEMBER BANKS— CONDITION ON DECEMBER 30, 1939, BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district

Chicago

St. Louis

M inne­
apolis

Kansas
C ity

Dallas

San
Francisco

ASSETS
Loans (including overdrafts)_________________________________________
United States Government direct ob lig a tion s..,-_____________________
Obligations guaranteed b y United States Government_______________
Obligations of States and political subdivisions_______________________
Obligations of Government corporations and agencies, not guaranteed
b y United States___________________________________________________
Other bonds, notes, and debentures___________________________ ______
Corporate stocks (including Federal Reserve bank stock)____________
Total loans and investments___________ ______________________________
Reserve with Federal Reserve banks_________________________________
Cash in vault________________________________________________________
Demand balances with banks in United States (except private banks
and American branches of foreign banks)___________________________
Other balances with banks in United States__________________________
Balances with banks in foreign countries_____________________________
Due from own foreign branches______________________________________
Cash items in process of collection__________________ _________________
Bank premises owned and furniture and fixtures_____________________
Other real estate owned______________________________________________
Investments and other assets indirectly representing bank premises
or other real estate---------------------------------------------------------------------------Customers’ liability on acceptances__________________________________
Income accrued but not yet collected________________________________
Other assets__________________________________________________________
Total assets..

1,469, 263
1, 859, 702
425, 925
406, 438

555, 707
293, 962
100, 480
106, 973

356, 952
248,800
48, 342
76,031

542, 979
278, 508
88, 229
159,129

496, 359
218,082
61, 368
114,045

1,966, 868
1,149, 652
300, 458
382, 412

59,178
297, 904
39, 702
4, 558,112
1, 515, 408
127, 998

19,116
63, 394
19, 391
1,159,023
270, 276
25, 704

6, 227
46, 855
3, 304
786,511
153, 910
18, 838

20,122
40,199
6,480
1,135, 646
258, 965
30, 286

8,598
16, 683
6, 554
921, 689
215, 666
28, 465

23, 834
95, 037
23,148
3,941,409
580,089
64, 489

951, 311
23,075
1,605

327, 399
1,589
59

214, 750
6,713
369

493, 847
12, 602
473

474,346
6,115
215

413,736
23, 498
2,100

260, 476
80,107
13, 526

73, 548
26, 631
10, 648

40, 688
18, 549
1, 462

75, 553
29, 394
2, 460

54, 291
35,112
5, 668

169,855
101, 374
25, 656

4,883
3, 359
13, 527
12, 492

1,017
600
2, 940
1,911

4, 867
255
2,698
2, 524

1,699
77
2,115
1,507

4, 484
362
711
2,208

33, 924
6,172
11, 625
5, 652

7,565, 879

1,901, 345

1,252,134

2, 044, 624

1, 749, 332

5,379,579

5,131, 086
3, 305, 347
141, 899
403, 980
1, 207, 451
10, 756

1, 301, 962
758, 715
22, 657
94, 587
414, 801
246

758,280
470, 565
3, 247
99,095
172,084
1, 301

1,536, 768
834,158
28,125
170, 889
473,149
236

1,343, 309
820, 785
38,107
110, 418
331,131
649

2, 625, 446
1, 856, 474
114, 793
243, 547
337,142
20, 216

61,653
1, 821,352

10, 956
422, 876

11, 988
366, 901

30, 211
316, 951

42, 219
233, 435

53, 274
2,266,881

1, 623, 665
111, 661
2, 353
37,132
7, 889
27, 983
10, 669

322,168
71, 447
421
3,173
4,045
14, 280
7, 342

290, 947
61, 479

182, 343
25, 428

4,105
2,474
4, 850
2, 727

233, 683
58, 835
549
8, 527
2,917
4, 893
7,547

6, 952, 438

1, 724,838

1,125,181

1, 853, 719

1,576, 744

1, 930, 567
63, 438
3, 677
53, 913
3, 511
186,144
22, 231
3,400
4,892,327

37
3, 737
2,197
5,892
11, 915
1, 229

40
612
1,128
2,058
2,138
1, 211

151
259
163
3, 543
2, 504
2,843

77
846
1,126
1,898
200

125
362
1, 259
754
2, 200
668

170
7, 423
1, 672
12, 794
6,695
6,957

6,977, 445

1, 732, 025

1,134, 644

1, 858, 726

1, 582,112

4,928, 038

275, 552
175,066
78,179
54, 403
5,234

87, 932
48, 318
26,188
5,204
1, 678

62, 314
35, 458
14, 547
4,019
1,152

88, 417
55, 436
31, 366
9,404
1, 275

84,380
50, 984
23, 516
5,821
2, 519

221,500
134, 785
67, 568
22, 838
4,850
451,541

LIABILITIES
Dem and deposits—T otal-------------------------------------------------------------------Individuals, partnerships, and corporations_____________________
United States G overnm ent1____________________________________
States and political subdivisions_________________________________
Banks in United States_________________________________________
Banks in foreign countries_______________________________________
Certified and officers’ checks, cash letters of credit and travelers’
checks, etc--------------------------------------------------------------------------------Tim e deposits—T otal________________________________________________
Individuals, partnerships, and cor ^orations:
Savings deposits____________________________________________
Certificates of deposit_______________________________________
Christmas savings and similar accounts_____________________
Open accounts______________________________________________
Postal savings 1_________________________________________________
States and political subdivisions_________________________________
Banks in United States__________________________________________
Banks in foreign countries_______________________________________
Total deposits________________________________________________________
Due to own foreign branches________________________________________
Bills payable, rediscounts, and other liabilities for borrowed m oney. __
Acceptances outstanding_____ ______________________________________
Dividends declared but not yet payable_____________________________
Income collected but not yet earned_____________________________
Expenses accrued and unpaid_______________________________________
Other liabilities_____________________________________________________
Total liabilities.

319

311

4,898
1,932
17, 639
884

CAPITAL ACCOUNTS
Capital (see page 9)----------Surplus______ a __________
Undivided profits_________
Reserves for contingencies..
Other capital accounts____
Total capital accounts_______________

588, 434

169,320

117, 490

185, 898

167, 220

Total liabilities and capital accounts.

7, 565, 879

1,901,345

1,252,134

2, 044, 624

1, 749, 332

3, 927,109
3, 510, 504

901, 353
790, 710
392

503, 601
540,960
467

967, 754
959, 705
736

814, 740
919, 131
544

Net demand deposits subject to reserve (see page 19).
Demand deposits—adjusted 2________________________
Number of banks____________________________________

1 United States Treasurer’s t i m e deposits, open account, are combined with postal savings (time) deposits,
2 Demand deposits other than interbank and United States Government, less cash items reported as in process of collection.




2,042, 249
1,983, 440
282

8
ALL MEMBER BANKS— CLASSIFICATION OF LOANS, INVESTMENTS, REAL ESTATE, AND CAPITAL
ON DECEMBER 30, 1939, BY FEDERAL RESERVE DISTRICTS
[In thousands of dollars]

Total,
all dis­
tricts

Federal Reserve district
Boston

New
York

Phila­
delphia

Cleve­
land

R ich­
mond

Atlanta

Loans—Total________________ _____________ _______
13, 961,830
Commercial and industrial loans_____ ___ _________
5,385, 773
Agricultural loans________________________ _ ______
729, 539
Commercial paper bought in open market___________
290,817
Bills, acceptances, etc., payable in foreign countries. __
9, 229
Acceptances of other banks, payable in United States_.
63, 246
Reporting banks’ own acceptances_________ _ ______
91, 681
Loans to brokers and dealers in securities________ __
790, 316
Other loans for purchasing or carrying securities_____
700, 351
Real estate loans: On farm land . . .
288, 696
On residential property. _ __ _ _ 1, 883, 553
On other properties____
____
784, 476
Loans to banks________ _________
56, 350
All other lo a n s ___ ________
___
2,876, 628
Overdrafts______ ___ . . . . . . _________
11,165

978, 696
385, 865
7, 758
78, 382
855
4, 350
12, 398
27, 447
39, 301
4, 492
128, 586
63, 743
1,004
224, 430
85

4,333,795
2,036, 313
27, 899
32, 495
239
53, 633
58,194
622,855
274, 431
13, 295
303, 230
167,141
43, 988
692, 557
6, 525

945,403
308, 493
17,895
33,906
190
791
2,260
25, 696
61,179
19, 419
149,171
76, 397
1,014
248, 945
46

1,105, 939
327, 279
23,819
9, 918
84
143
2, 621
21, 983
57, 922
30,453
249, 954
73, 759
3,780
304,095
119

633,093
203,536
17, 901
19,607
1
522
435
4, 893
26, 001
20, 626
96,213
43, 651
436
188,139
132

588, 777
245, 223
43,793
4, 934
1,188
671
711
8,513
19, 666
11,795
36, 575
28,248
1, 410
185, 657
• 393

United States Government direct obligations—Total. _
Treasury bills________ __________
Treasury notes__________
_ _____
_____
Bonds maturing in 5 years or less______ _________
Bonds maturing in 5 to 10 years___
_ _ _
Bonds maturing in 10 to 20 years________________
Bonds maturing after 20 years_____ _______
___ __

585, 037
9, 330
69, 428
33, 502
134,494
249, 759
88, 514

4,330, 519
322,801
885, 302
367, 428
1,123, 419
1,189, 755
331, 814

613,337
730
64,015
33, 847
162, 550
243, 548
108, 537

1, 031,361
14, 043
209, 805
67,168
360, 849
305, 714
73, 682

449,331
3, 776
175, 736
37, 415
67, 413
145, 702
19,189

336,234
3, 545
47, 295
12, 876
86,070
79, 248
7,190

Obligations guaranteed by United States Government—
T otal_____________________
__
_ _
_ ___ __
T o t a l a m o u n t m a t u r i n g i n 5 y e a r s o r le s s

Reconstruction Finance Corporation. ___
Home Owners’ Loan Corporation____ __
Federal Farm Mortgage Corporation___
___ _
Other Government corporations and agencies
__ __
Obligations of Government corporations and agencies, not
guaranteed by United States—T otal_____ _ _ _ _ _
T o t a l a m o u n t m a t u r i n g i n 5 y e a r s o r l e s s _______
Federal Land banks
_ __ ______ __________
Federal Intermediate Credit banks_______
Other Government corporations and agencies______ __

11,184,195
562, 737
2, 223, 277
773, 492
3,017, 960
3, 657, 326
949, 403
3,143, 960

91,173

1, 475, 918

167, 753

187, 369

93, 730

103,326

2 ,0 8 2 ,2 5 4

63, 6 76

1 ,1 2 4 ,3 9 7

7 3 ,2 2 3

1 2 0 ,4 0 2

5 1 ,9 3 3

5 3 ,2 7 4

833, 690
1, 500, 513
444, 449
365, 308

31, 680
30, 514
8, 500
20, 478

484, 980
654, 760
186,097
150, 081

15, 990
117, 026
18, 878
15, 859

45, 687
87, 544
24,115
30, 023

16, 892
54, 937
13, 238
8, 653

12,316
59, 785
20, 894
10, 231

376, 697

13, 090

147, 056

18,396

38,855

18,359

13, 866

2 8 0 ,9 6 3

10, 738

1 3 2 ,4 5 7

9 ,0 8 6

1 2 ,8 9 4

1 1 ,4 6 3

94, 977
154, 365
127, 355

1 2 ,4 4 4

2,342
7, 323
3, 425

14, 536
85, 864
46, 656

9,199
1, 735
7, 462

15, 857
3,319
9, 679-

6,893
2,145
9,321

1, 414
5, 299
7,153

Obligations of states and political subdivisions—T ota l___
In default_______________
_______ _______
W ithout specific m aturity, _______ __
___ ________
Maturing in 5 years or less____
Maturing after 5 years_______ _ __

2,691,687
7,022
172, 253
1, 645,051
867, 361

81,670
784
699
65, 714
14, 473

804, 863
1,081
4,976
626, 297
172, 509

153,679
380
636
68, 395
84, 268

186,475
798
2,655
118, 491
64, 531

69,519
76
413
38, 585
30, 445

150,453
397
3,002
72, 348
74, 706

Other bonds, notes, and debentures—T otal____________
T o t a l a m o u n t i n d e f a u lt _ _ ________
T o t a l a m o u n t m a t u r i n g i n 5 y e a r s o r l e s s ____
Railroads_________________ _____ __________
Public utilities_ ___________
_______________
Industrials___________
________________
Other domestic corporations______ __
__ ___
Foreign—p ublic and private___________________

2 , 143, 673
7 7 ,2 5 7
4 5 1 ,3 6 4

147,803

661, 646

406,139

373,954

57, 773

35,296

4 ,9 5 8
3 0 ,6 5 5

3 3 ,0 5 9
1 4 7 ,2 3 1

1 2 ,7 0 5
5 2 ,3 8 6

8 ,2 0 1
5 1 ,6 1 4

2 ,5 5 6
8 ,3 7 6

1 ,4 2 8
8 ,0 9 9

731,149
604, 513
527, 541
93,015
186, 454

52, 515
50, 651
22, 759
7,253
14, 625

231, 949
172,000
158, 967
26, 937
71, 793

159, 303
122,908
81, 755
11,086
31,077

94,079
73, 850
85,345
7,986
12, 694

21, 450
14, 735
14, 560
4,024
3,003

12, 698
5, 972
11,865
3, 023
1, 738

439,477
135, 546
100,069
20, 369
181, 778
1, 715

35,119
9, 386
2,499
4, 610
8,145
479

303,886
50, 950
44,896
7, 238
99, 937
865

37,053
12,114
4,732
4,151
16,012
44

54,484
13,830
22,018
1, 251
17, 291
94

10,695
5,160
954
500
4,079
2

9,661
4, 618
1, 538
319
3,185
1

Bank premises, furniture and fixtures, and other real
estate—T ota l____ __________________
Bank premises__________________________
Furniture and fixtures_____ ___________
Farm land (including improvem ents)_____
Residential properties________ ______
Other real properties_____ ____ __ _ __

1,311,983
848, 862
75, 411
21,835
116,135
149, 739

83,016
61,815
4,112
184
6, 577
9, 328

383, 017
289, 909
7,983
1, 250
38, 570
45, 305

151,633
72,151
10, 541
1, 955
33, 305
33, 681

137,137
89,070
6,719
2,006
13, 662
15, 670

63,314
44, 927
4, 382
1, 627
4, 563
6,815

55,288
37,186
4,311
2, 385
2, 707
8, 699

Assets indirectly representing bank premises or other real
estate—T o t a l ......................
Investments_________ _________ __
Other assets______ _ _ _ _ _ _ ___ __

130, 774
85, 997
44, 777

8,486
7, 776
710

30,039
17,928
12, 111

30,769
11,208
9, 561

11,943
4,135
7, 808

3,123
1,646
1,477

5,540
4, 052
1, 488

Capital:
Par or face value—T otal_____________________________
Capital notes and debentures________ ____________
First preferred stock_____________________________
Second preferred stock_______________
Comm on stock ____________________
___

3,366,514
43, 677
265,166
24,029
2, 033, 642

156,387

769,503
11,025
60, 296
7,700
690, 482

188,873

14,457
2, 272
139, 658

23,045
5,408
160, 420

339,306
21, 260
23, 994
988
183,064

101,847
2, 671
12,094
233
86, 849

99, 862
512
18, 770
3, 475
77,105

Retirable value of: First preferred stock____ _____ __
Second preferred stock ___________

335, 277
29, 499

15, 918
3, 627

98,188
10, 732

33,290
6,081

27, 948
988

13,057
233

20,391
3, 475

Corporate stocks—Total_______ __________
Federal Reserve bank______________________
Affiliates of reporting banks___ ___ ___ _____
Other domestic banks_______________________
Other domestic corporations_______________
Foreign corporations__________________




9
A ll. MEMBER BANKS— CLASSIFICATION OF LOANS, INVESTMENTS, REAL ESTATE, AND CAPITAL
ON DECEMBER 30, 1939, BY FEDERAL RESERVE DISTRICTS
[In thousands of dollars]
Federal Reserve district

Chicago

St.
Louis

M inne­
apolis

Kansas
City

Dallas

San
Francisco

Loans—Total_________________________________________________________
Commercial and industrial loans_________________________________
Agricultural loans________________________________________________
Commercial paper bought in open market------------------------------------Bills, acceptances, etc., payable in foreign countries---------------------Acceptances of other banks, payable in United States------------------Reporting banks’ own acceptances_______________________________
Loans to brokers and dealers in securities-------------------------------------Other loans for purchasing or carrying securities---------------------------Real estate loans: On farm land----------------------------------------------------On residential property________________________
On other properties____________________________
Loans to banks___________________________________________________
All other loans___________________________________________________
Overdrafts_______________________________________________________

1,469,263
627,152
86, 959
55, 228
1, 999
83
2, 450
47, 399
94, 727
38, 275
205, 518
60, 226
1,201
247, 719
327

555, 707
213, 573
76, 098
14, 309
130
144
5
5, 468
19, 781
14, 717
67, 376
28, 767
2,011
113,176
152

356,952
116, 660
65, 844
7, 997

542,979
193, 795
141,087
22, 526

496,359
220,182
90, 403
2, 978

9
1, 216
1,164
13, 389
9, 949
28, 995
7, 621
109
103, 856
143

36
24
3,916
15, 315
19, 364
31,142
15, 743
633
99,159
239

913
373
3,604
19,105
10, 893
21, 623
15,649
366
109, 496
774

1,966,868
507, 702
130,083
8, 537
4,543
1, 951
10, 994
17, 378
59, 534
95, 418
565,170
203, 531
398
359, 399
2, 230

United States Government Direct Obligations—T otal-------------------------Treasury bills____________________________________________________
Treasury notes___________________________________________________
Bonds maturing in 5 years or less_________________________________
Bonds maturing in 5 to 10 years__________________________________
Bonds maturing in 10 to 20 years_________________________________
Bonds maturing after 20 years____________________________________

1, 859, 702
153, 220
402,547
107, 860
326, 695
720, 212
149,168

293,962
9, 418
60, 793
38,161
86, 314
88, 744
10, 532

248, 800
103
55,187
7, 357
87, 771
91, 350
7,032

278,508
20,688
84,983
27, 441
60,134
72, 452
12, 810

218, 082
17,883
56, 887
4,717
44, 461
77, 383
16, 751

1,149, 652
7, 200
111, 299
35, 720
477, 790
393, 459
124,184

Obligations guaranteed by United States Government—T otal-------------T o t a l a m o u n t m a t u r i n g i n 5 y e a r s o r l e s s _______________________
Reconstruction Finance Corporation--------------------------------------------Home Owners’ Loan Corporation________________________________
Federal Farm Mortgage Corporation_____________________________
Other Government corporations and agencies-------------------------------Obligations o f Government corporations and agencies, not guaranteed
by United States—Total___________________________________ _________
T o t a l a m o u n t m a t u r i n g i n 5 y e a r s o r l e s s _______________________
Federal Land banks______________________________________________
Federal Intermediate Credit banks_______________________________
Other Government corporations and agencies--------------------------------

425,925

100, 480

48,342

88,229

61,368

300,458

3 0 7 , 7^5

5 2 ,1 6 1

2 3 ,6 8 7

5 4 ,2 9 8

3 3 ,6 8 5

1 2 3 ,7 7 3

144, 481
158, 886
59, 878
62, 680

13,172
51, 786
23, 504
12,018

8,141
21, 621
10,845
7, 735

20, 926
35,127
19, 668
12, 508

10, 768
33, 492
4, 793
12, 315

28, 657
195,035
54,039
22, 727

8,598

23,834

4 ,8 6 4

1 9 ,4 7 4

19, 202
21,860
18,116

6,502
4, 811
7,803

2, 722
1, 680
1,825

8,199
7, 405
4, 518

3, 734
2, 866
1, 998

4, 377
10,058
9, 399

Obligations o f states and political subdivisions—T otal-------------------------In default________________________________________________________
W ithout specific m aturity________________________________________
Maturing in 5 years or less_______________________________________
Maturing after 5 years____________________________________________

406, 438
665
56,119
246, 476
103,178

106, 973
618
4,703
62,135
39, 517

76,031
171
7, 643
43, 742
24, 475

159,129
188
9, 340
96, 743
52, 858

114, 045
270
25,823
55, 229
32, 723

382, 412
1, 594
56, 244
150,896
173, 678

Other bonds, notes, and debentures—T otal----------------------------------------T o ta l a m o u n t i n d e f a u l t _______________________________________
T o t a l a m o u n t m a t u r i n g i n 5 y e a r s o r l e s s _______________________
Railroads_____ ___________________________________________________
Public utilities___________________________________________________
Industrials_______________________________________________________
Other domestic corporations______________________________________
Foreign—public and private______________________________________

297,904

63,394

46,855

40,199

16, 683

95, 037

4 ,5 1 5
8 3 ,6 2 1

2 ,1 8 2
1 2 ,6 5 7

1 ,0 7 3
1 2 ,1 4 3

1 ,2 6 1
16, 5 6 2

489
3 ,8 7 3

4, 830
2 4 ,1 4 7

78, 439
95,034
85,072
11, 544
27,815

18, 563
18, 356
18,860
4,708
2,907

17, 498
9,983
12, 573
1, 922
4, 879

14,150
9, 222
9, 452
1,412
5, 963

2, 730
3, 608
7,103
2, 814
428

27, 775
28,194
19, 230
10, 306
9,532

Corporate stocks—Total______________________________________________
Federal Reserve bank____________________________________________
Affiliates of reporting banks______________________________________
Other domestic banks____________________________________________
Other domestic corporations______________________________________
Foreign corporations______ - _____________________________________

39, 702
13, 472
2, 358
114
23, 743
15

19,391
4,074
14,133
109
1,075

3,304
2,927
107
19
246
5

6,480
4,310
1, 479
238
453

6,554
4,062
1,850
69
572
1

23,148
10, 643
3, 505
1, 751
7,040
209

Bank premises, furniture and fixtures, and other real estate—T otal----Bank premises___________________________________________________
Furniture and fixtures____________________________________________
Farm Land (including im provem ents)___________________________
Residential properties______ ______________________________________
Other real properties_____________________________________________

93, 633
74, 278
5, 829
2,105
4, 367
7,054

37,279
23, 012
3, 619
1,193
2,020
7, 435

20,011
16, 887
1, 662
653
162
647

31, 854
26,895
2, 499
1, 558
347
555

40, 780
31,050
4,062
1,410
716
3, 542

127,030
81, 682
19, 692
5, 509
9,139
• 11,008

Assets indirectly representing bank premises or other real estate—TotalInvestments_____________________________
Other assets______________________________

4, 883
2, 754
2,129

1, 017
715
302

4, 867
4, 843
24

1, 699
1, 430
269

4, 484
4,139
345

33,924
25, 371
8, 553

Capital:
Par or face value—Total_________________
Capital notes and debentures________
First preferred stock_________________
Second preferred stock ____________ _
C om m on stock_______________________

275,593
5,100
42, 225
1, 279
226,989

88, 487
1,800
7, 970
1,147
77, 570

62,314
246
8,188
1,195
52, 685

88, 462
51
8, 831
304
79, 276

84,380
271
11,092
6
73,011

221,500
741
34, 204
22
186, 533

Retirable value of: First preferred s t o c k s
Second preferred stock.

42, 365
1, 279

8,120
1,157

8,586
1,595

8, 831
304

11, 749
6

46,834
22




59,178

19,116

6,227

20,122

3 9 ,8 3 8

1 2 ,6 3 7

3 ,4 9 0

1 1 ,5 7 8

10
ALL MEMBER BANKS— CONDITION ON DECEMBER 30, 1939, OF BANKS IN EACH CENTRAL RESERVE
ASSETS [in thousands of dollars]

Federal Reserve
district numbers, and
reserve cities

All member banks___

Num ber
of
banks

U. S.
Loans
Govern­
(includ­
ment
ing over­
direct
drafts)
obliga­
tions

Obliga­
tions
guar­
anteed
b y U. S.
Govern­
ment

Obliga­
Obliga­
tions of
tions of
Govern­
States
ment
and
agencies
political not guar­
sub­
anteed
divisions b y U. S.

6, 362 13, 961, 820 11,184,195 3,143, 960 2, 691, 687

Reserve bank cities 1_____ .
1. Boston_________________
2. New York 2____________
3. Philadelphia______
.
4. C leveland.. ______
5. R ichm ond____
_ _
6. Atlanta________________
7. Chicago 2______________
8. St. L ou is..______________
9. M inn eapolis_______
10. Kansas C ity_____ ._ _
11. Dallas____ . _
_ 12. San Francisco..
___ _

174 6, 686, 729 6, 444, 625 1, 880, 681 1,194,372
11
435, 615
28,185
263, 298
20,177
43 3, 314, 793 3, 511, 484 1,278, 805
583, 514
24
369, 214
83,174
342, 531
81,051
4
234, 229
46, 400
162, 906
7, 340
6
61,030
11,910
32, 755
8, 864
3
69,121
15, 653
37, 448
9, 930
46
647, 623 1,088, 252
183,133
183,174
11
159, 707
49, 666
159, 629
29, 920
4
96,014
9, 614
88, 697
12, 599
9
103,130
18, 667
66, 241
35, 477
6
126, 252
41, 607
4, 388
5, 232
7 1,070,001
649, 777
151,086
217, 094

Reserve branch cities L . __
2, Buffalo_________
____
4. Cincinnati_____
__
4. Pittsburgh _ _ . . .
5. Baltimore____
5. Charlotte_____ _ _______
6. Birmingham ...........
__
6. Jacksonville... . . .
6. N ashville_____ . . . . .
6. New Orleans. _ _
7. D etroit_______ _ _______
8. Little R ock ____________
8. Louisville______ _____
8. M em phis_____ ________
9. Helena__________
___
10. Denver________ _ ___
10. Oklahoma C ity________
10. Omaha_________________
11. El Paso_______ .
11. H ouston______ _ _____
11. San A ntonio______
___
12. Los Angeles____________
12. Portland_______
12. Salt Lake C ity____ _ _
12. Seattle...............
........

130 1,878,227 1, 786,162
5
111, 494
76, 338
10
123,132
94, 313
12
213, 698
503, 605
10
60, 391
192, 475
3
25, 679
18, 835
2
34, 902
14, 999
3
29,125
19, 685
4
58, 313
4,140
5
83, 762
48, 224
5
155, 943
213, 322
4
18,837
3, 806
6
68,148
23, 483
3
80, 547
15, 957
2
4,100
4, 346
7
48, 238
42, 794
5
31, 468
8, 699
6
41, 488
20, 799
2
15,133
5, 989
10
61, 789
51, 725
7
19, 039
27, 219
6
383, 222
227, 729
2
73, 390
72, 580
6
21, 592
18, 009
5
114, 797
77, 091

Other Reserve cities 1_______
4. Columbus___ ________
4. Toledo _ ______ _____
5. W ashington___
_ . _
6. Savannah.
_. __
7. Cedar R apids.
_____
7. Des M oines___ ___ __
7. D ubuque______________
7. Grand Rapids___
___
7. Indianapolis___________
7. Milwaukee_____
___
7. Peoria__________________
7. Sioux C ity_______
___
9. St. Paul________________
10. Kansas C ity, K ans_____
10. Lincoln............ .
..........
10. Pueblo__________ ____
10. St. Joseph______
___
10. Topeka_______ _
_.
10. T ulsa........ — . . .
_
10. W ichita________________
11. Fort W orth______ . . . .
11. Galveston___ . . . . . .
11. W aco....................... ...........
12. Oakland_________
. _
12. Ogden_____________ __
12. Spokane_____ _______
Country banks, by districts..
1. Boston______________ __
2. New Y ork_____ _______
3. Philadelphia_________
4. Cleveland______ ____
5. R ichm ond.............. ...........
6. Atlanta....................... __
7. C hicago._______________
8. St. L o u is... _ ________
9. Minneapolis____________
10. Kansas C ity_______ _ .
11. Dallas__________________
12. San Francisco__________

92
4
4
14
4
1
3
1
3
4
5
3
4
3
2
3
1
5
4
4
4
3
4
3
1
2
3

629,165
37, 511
27, 372
92, 545
55, 780
7, 865
28, 676
409
16,087
36,156
66, 215
10, 425
9,316
61, 585
6, 875
10, 739
500
9, 760
5,601
41, 488
15, 550
37, 986
15, 462
6, 911
1,848
12*407
14,096

518, 925
24, 999
22, 768
77, 426
2, 921
2, 376
13,180
5, 284
19,000
100,041
107, 863
15, 037
2,116
34, 740
2, 494
18,199
4, 275
4, 724
6, 265
16,139
8, 968
13,127
4, 910
3, 445
252
2, 483
5, 893

5, 966 4, 767, 699 2, 434, 483
342
543,081
321, 729
720
906, 508
632, 697
628
576,188
270, 696
605
469, 987
222, 670
377
382, 448
127, 740
294
257, 774
108, 807
729
490, 548
293, 231
368
228, 468
91, 087
458
195, 253
121,017
686
228,142
78, 911
509
213, 787
70,060
250
275, 515
95, 838

1 See second and third paragraphs on back of title page.




Total
loans
and
invest­
ments

Reserve
. with
Federal
Reserve
banks

Cash
in
vault

439, 477 33, 940, 508 11, 603, 504

841, 215

205, 771
5, 749
128, 791
4, 711
5, 944
1,083
2, 695
26,188
7, 835
1, 275
5, 759
461
15, 280

809, 008
20, 255
407, 445
141, 906
24, 251
5, 657
1, 603
131, 218
16, 674
6, 704
11, 853
3, 068
38, 374

262, 851
12, 715
160, 469
21,005
3, 496
776
886
28, 908
15, 042
719
2, 477
1, 954
14, 404

17, 484, 037 8, 560,196
785, 994
354,136
9, 385, 301 5, 924, 336
1, 043, 592
421,311
484, 566
167, 654
122, 075
31, 350
137, 336
26, 729
2,288, 496 1, 047, 377
438, 473
145, 542
38, 712
215, 622
243, 604
61, 235
42,162
182, 962
299, 652
2,156, 016

343, 847
129, 685
90, 939
16,196
11, 469
1, 559
1,465
51, 772
4, 389
3,172
6,031
1, 894
25, 276

219, 506
21, 129
20, 985
79, 458
8, 344
140
3,076
3,205
2, 926
2, 927
10, 683
530
6, 379
1, 309
538
9,010
753
3, 756
3
5, 390
1, 263
27, 236
5, 555
1, 414
3, 497

70, 520 4, 717,906 1, 045, 400
256, 929
36, 867
13, 271
55, 079
277,317
4, 751
229, 261
34, 544
887,149
73, 726
276, 465
1, 908
58, 024
13, 065
157
866
16, 276
71, 870
14, 117
351
73, 764
11,631
79, 257
2, 841
44, 387
782
185,806
518,347
128, 208
1, 573
94
9, 290
32,257
21, 699
112,138
693
21, 454
119,515
447
4, 111
11, 663
40
115, 691
45, 561
416
19, 409
• 328
60, 540
4 310
86, 748
19, 221
5, 790
52
23, 865
148, 653
47,’ 815
778
244
63,199
13, 407
793,025
136, 709
4, 624
185,289
28, 588
405
12, 475
51, 898
346
37, 254
699
228, 497

86, 411
4, 244
6, 629
9, 555
8, 160
532
1, 140
1,633
1,654
2, 921
12, 892
579
2, 333
1, 802
99
3, 365
713
1,356
559
3, 373
1,316
10, 390
4,011
600
6, 555

420, 365
25, 763
47, 302
65, 306
14, 563
3, 832
9,246
913
10, ^06
35, 719
63, 996
11, 551
3,419
46, 698
2, 704
6, 773
1, 773
4, 328
4,509
15, 972
9, 026
17, 295
5, 988
2, 744
295
3, 267
7,177

48,188
4, 743
4, 209
10, 470
1, 969
509
1, 632
200
1, 823
5, 522
5,121
1,158
555
1, 385
178
664
425
571
500
1, 335
646
1, 714
783
482
99
572
923

10, 224,164 1, 577,543
188, 868
1,136,583
2,204, 453
343, 732
174, 343
1,298, 047
1, 042, 455
150,058
98, 730
645,374
80, 600
516, 803
200, 941
1,176, 273
72, 291
456, 640
64, 389
451, 802
422,385
68, 454
395,554
80, 465
54, 672
477, 795

362, 769
38, 848
60,062
38,135
45, 018
28,135
26,065
46, 814
16, 601
14,182
14, 502
18, 344
16,063

312,250
15,914
19,187
30,128
4, 865
5,315
11, 093
7, 986
8,135
17, 378
17,855
4,865
3,180
12,160
987
8, 508
15, 093
12, 577
1,966
6,143
6, 308
72, 724
10, 428
6, 208
13, 247

50, 918

138, 033
7, 348
22, 518
27, 672
1,204
2, 067
5, 970
1, 551
4, 863
5,134
8,132
1, 896
2,155
5, 973
1, 812
916
250
3,166
2, 772
10, 687
7, 959
7,202
1,143
1,126

124,161
20, 759
3,156
2, 244
5, 784
8, 826
5, 607
539
6, 954
16, 297
12, 407
3, 399
913
2, 007
939
1,319
119
1,580
5,007
8, 693
980
6, 875
3, 298
1,196
772
1,556
2, 935

26, 318
3, 878
176
7, 519
3,035

724, 923 1, 060, 904
62, 987
61,493
205, 435
178, 330
84, 579
72, 628
105, 905
75, 979
40,003
48, 231
36,007
90,147
112, 953
150, 467
32, 357
56, 848
31,157
60, 438
27, 874
68, 837
83,027
16, 476
57, 448
26, 221

Cor­
porate
stocks
(includ­
ing F. R.
bank
stock)

376, 697 2,142, 672

400, 323
18, 783
13, 990
21,134
6, 409
7, 726
6,513
11,073
2, 657
30,119
98, 071
3, 894
7, 636
6, 927
1, 598
5,433
3, 398
5,295
722
21, 397
8, 914
75,878
22, 781
3, 812
16,163

2, 897
1,620

Other
bonds,
notes
and
deben­
tures

959
4, 582
2,073
172
421
2, 339
245
2,614
20, 900
231
2, 619
2,168
54
1, 292
801
2, 523
1, 431
212
1, 612
150
517
3,003

523
128
900
283
425
10
434
62
1, 079
2, 698
2,287
449
148

68, 098
3, 944
1, 258
10,189
3, 646
131
2,093
326
3, 562
7, 355
25,329
1, 883
529
1, 779
306
595
332
1,131
32
522
155
456
865
151

426

758
771

285
297
105
1,171

93, 690 1, 046, 060
127, 548
7, 341
18, 265
233, 072
264, 223
13, 685
144,058
13,316
33, 442
7, 512
17, 913
2, 517
114, 795
9, 581
6, 263
38, 502
37, 834
3, 998
11, 754
4, 756
3, 610
5, 487
2, 846
17, 432

9, 701 1, 514, 401
99, 276
837
77, 564
316
219, 451
1, 856
297
72, 667
60
21, 325
194
56, 005
8,424
18
50, 748
177
168,191
2,037
221, 748
1, 802
171
33,334
64
15,221
440
107, 424
41
12, 750
96
32,289
86
5, 572
92
20, 887
60
19, 799
331
78, 939
132
36, 442
232
68,165
136
26, 263
51
13, 028
12
2, 884
20,164
63
25, 841
100
96, 405
12, 404
30,146
16,048
10, 540
5, 998
3, 638
4, 698
3,115
2,105
2, 111
3,107
2, 495

2 Includes both central reserve city and reserve city banks

11
AND RESERVE CITY' AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
ASSETS [in thousands of dollars]
Demand
balances
with
banks
in U. S.
(except
private
banks,
etc.)

Other
balances
with
banks
in U. S.

Cash
items in
process
of col­
lection

Balances
with
banks in
foreign
countries

Bank
premises,
furniture
and
fixtures

Assets
Cus­
indirectly tomers’
Income
repre­
accrued
liability
senting
but not
on ac­
real
ceptances collected
estate

Other
real
estate
owned

Other
assets

Total
assets

Federal Reserve
district numbers, and
reserve cities

5, 370,257

136,112

23, 796 1, 807, 370

924,273

287, 709

130, 774

107,543

100,159

' 1,326^82
72, 559
129, 729
192, 681
86, 666
20, 346
35, 439
322, 785
101, 505
57, 920
113,159
75, 978
117, 715

43, 338
2, 291
2,035
8,963
2, 590
1, 595
517
15,166
386
1,076
3, 550
1,767
3, 402

19, 940 1, 083, 011
829
60, 200
562, 529
14, 108
1,732
76, 777
184
32, 914
3
13, 682
16, 514
858
143,813
32
34, 480
145
20,107
452
28, 787
10
13, 609
1,587
79, 599

360, 463
23, 754
208, 413
24,351
7,046
2, 689
4, 559
22, 711
5,081
651
2, 658
6, 533
52,017

89,333
4, 382
29, 319
26, 849
6, 475
431
606
5, 207
4, 536
127
710
1, 604
9,087

70, 248
3, 997
11,140
18, 974
7,193
1,908

102,275
8,877
74, 746
8, 705
373

1, 599
753
3, 720
706
1
20, 257

3,168
587
241

63,276
2, 579
34,154
4, 796
1,944
502
301
8, 663
1,435
732
516
26
7, 628

48,822 29, 595,268
7, 809 1, 457, 092
15, 530 16, 482,279
10, 476 1, 855, 403
1,023
810, 097
121
196, 261
323
223, 789
7,104 3, 918, 719
866
738, 065
1,933
344,158
223
461, 631
348
326, 899
3,066 2, 780, 875

1,038, 044
23,401
66, 664
112, 867
60, 723
27, 779
19, 952
26, 563
25, 656
53,081
152, 490
11,297
36, 542
36, 785
2, 970
41, 301
27, 917
22,086
7, 855
95, 292
22,182
62, 904
29, 311
17, 336
55, 090

24, 036
914
1,685
2, 866

28, 799
3, 968
3
2, 262
405

2, 909
12
278
143
368
325

262
46

126,103
11,926
13, 568
23, 738
6, 857
1,013
869
3, 513
2, 956
4, 579
3, 603
716
1,999
4, 048
350
1,324
1, 190
3, 209
200
6, 655
3, 481
19, 228
5,715
892
4, 474

42, 430
6, 741
3, 808
6, 722
407
84
4, 328
453
1, 213
741
1,207
40
2, 847
128
6
148

2, 105
444
2, 049
2, 383
1, 075
4, 007

326,725
13, 760
20, 599
28,113
17, 366
11,044
6, 534
6, 567
7, 678
19, 708
41, 864
2, 601
15,413
7, 897
1,985
11, 245
8, 311
10, 612
1, 795
13, 883
5, 262
40, 334
11,070
7, 277
15, 807

15, 339
860
805
3, 458
484
135
401
266
224
978
2, 035
89
334
474
62
426
203
372
21
213
120
2, 026
759

14, 022 7, 469, 402 Reserve branch cities 1
361,305 2. Buffalo
1, 242
190
446, 648 4. Cincinnati
1,231 1,307, 411 4. Pittsburgh
587
445, 558 5. Baltimore
241
112,335 5. Charlotte
643
122, 013 6. Birmingham
55
128, 932 6. Jacksonville
216
131,295 6. Nashville
321, 721 6. New Orleans
5, 393
1,628
865, 295 7. Detroit
119
57,135 8. Little Rock
122
193, 654 8. Louisville
192,415 8. Memphis
176
100
21, 366 9. Helena
377
221,085 10. Denver
102
118,712 10. Oklahoma City
254
144, 025 10. Omaha
89
40,257 11. El Paso
156
322, 473 11. Houston
35
109, 860 11. San Antonio
873 1, 092, 566 12. Los Angeles
39
267,370 12. Portland
104
93, 025 12. Salt Lake C ity
50
352,946 12. Seattle

451,286
39, 923
14, 900
46, 387
25, 388
7, 555
16, 934
748
7, 145
39, 900
50, 611
9,117
9, 370
30, 558
4, 627
6, 749
13, 551
9, 976
8, 280
38, 714
18, 377
22,168
11,493
5,982
527
4, 638
7, 668

9, 054
482
300
191
825

645
264
35
27
5

105
1,200
997
620

24
170
41

61, 921
6, 264
2, 125
14, 654
4, 721
1, 100
2, 037
52
1, 503
4,179
4, 924
2, 119
472
3, 630
724
757
178
284
984
4, 596
1,083
2,677
1,117
235
28
933
545
375, 786
42,173
77, 553
58, 341
43, 048
24, 096
20, 300
37, 407
14, 787
13, 918
12, 407
14, 214
17, 542

147,147
11, 707
49,065
42, 092
12, 893
8, 664
6,001
4, 969
3,097
1,329
1,229
2, 547
3, 554

2, 554, 445
224, 229
323, 433
243,131
209, 821
210, 312
203, 238
334, 656
141, 270
123, 302
189,110
233,396
118, 547

1,278
441
23
46
10

93
1, 525
550
767
1,487
147
178
129
20
1,473
94
45

6
16
234
2
14
38
9

131

100
200

19

105, 808
9, 338
2, 595
10, 383
7, 782
2, 280
5, 258
463
2,918
12, 771
16, 937
1,975
1,418
9, 947
1, 095
1,946
90
888
1,861
3, 732
929
5, 648
1,973
562
122
920
1, 977

59, 684
2,317
4, 220
4, 360
12, 570
4, 920
5, 944
3, 500
749
5, 617
3, 845
1, 360
10, 282

1, 933
405
721
5
12
5
98
278
25
167
7
155
55

291, 826
47, 553
75, 245
25,128
21,189
24, 043
15, 718
30, 779
13, 157
8, 649
6, 057
11, 559
12, 749

5

57

2, 250
40
1, 100
200
329
110

3

122
45
378
93
12, 453
76
41
349

470
2,716
1, 273

260
628
27

49
5
160
172
3, 707
321
11,967

61
234'

1, 326

346
83
1
138

8, 799
120
1,320
3, 419
449

3, 570
1, 143
153

317
9

42
341
627
935
189
2
25
19
70
73
21
43
666
142
193

594

6
24

2, 791
73
308
411
54

655

11

207

106

1
52
69

1, 000
1

14

18
268
548
1
52
257

5

98

11

55
87
196
51
97

102
19
301

110
90
10

92
4

> See second and third paragraphs on back of title page.




5
5, 573

5
28,157
4, 489
14, 931
1,795
1,189
810
2, 354
1, 250
215
147
539
64
374

2, 042
533
633
143
38
292
325
31
8
13
26

18, 753
2, 513
7,046
1, 563
1,313
495
880
1, 735
608
1,647
111
234
608

87, 729 55,360, 949 All member banks

2, 708 2, 629,853
187, 419
21
150, 835
24
371, 078
373
128, 537
90
36, 601
92, 084
57
10’ 849
42
74, 904
73
269, 012
358
367,209
1,299
60,222
89
7
30,516
200, 988
18
22' 114
5
49, 300
23, 909
7
37,211
36, 074
14
144, 713
75
66, 797
43
119,120
60
47, 892
20
5
23, 431
5
3, 970
10
30, 696
44,372
13
22,177 15, 666, 426
1,721 1, 701, 939
4, 474 3,165,568
3, 535 1, 890, 618
1, 707 1,541, 311
2,847 1, 048, 723
1,563
879, 889
1, 835 1, 840, 468
628
720, 076
473
685, 622
407
719, 053
759, 400
1,495
1, 492
713,759

Reserve bank cities 1
1. Boston
2. New York 2
3. Philadelphia
4. Cleveland
5. Richm ond
6. Atlanta
7. Chicago 2
8. St. Louis
9. Minneapolis
10. Kansas C ity
11. Dallas
12. San Francisco

Other Reserve cities 1
4. Columbus
4. Toledo
5. Washington
6. Savannah
7. Cedar Rapids
7. Des Moines
7. Dubuque
7. Grand Rapids
7. Indianapolis
7. Milwaukee
7. Peoria
7. Sioux C ity
9. St. Paul
10. Kansas City, Kans.
10. Lincoln
10. Pueblo
10. St. Joseph
10. Topeka
10. Tulsa
10. W ichita
11. Fort W orth
11. Galveston
ll ! W aco
12. Oakland
12. Ogden
12. Spokane
Country banks, by districts
1. Boston
2. N ew York
3. Philadelphia
4. Cleveland
5. Richm ond
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas C ity
11. Dallas
12. San Francisco

2 Includes both central reserve city and reserve city banks.

12
ALL MEMBER BANKS— CONDITION ON DECEMBER 30, 1939, OF BANKS IN EACH CENTRAL
LIABILITIES [in thousands of dollars]
Tim e deposits

Demand deposits
Indi­
viduals,
partner­
ships
and
corpora­
tions

Federal Reserve
district numbers, and
reserve cities

U. S.
G ov­
ern­
ment

States
and
polit­
ical
subdi­
visions

Banks
United
States

Banks Certi­
fied and
in
foreign officers
coun­ checks,
tries
etc.

Individuals,
partnerships
and corporations
Total

Savings

Other

All m em ber banks___ 37, 487, 815 24, 603, 982 742,566 2,321,334 8,507,394 749,251 563,288 11,852,337 9,883,113 1,331,996
Reserve bank cities i_____
1. B oston___________^___
2. New York 2__________
3. Philadelphia_________
4. Cleveland____________
5. R ichm ond___________
6. Atlanta______________
7. Chicago 2____________
8. St. Louis_____________
9. M inneapolis_________
10. Kansas C ity_________
11. Dallas_______________
12. San Francisco________

22, 927,
1,179,
13, 801,
1, 400,
470,
141,
174,
3, 007,
572,
261,
402,
267,
1,249,

14, 631,160 364,344
802, 212 10,456
061, 251 76, 558
' 871,845 51,494
350, 252
5,469
71,695
2,232
85, 863 10, 731
1,840,139 81,906
9,424
321,809
144,151
226
146,866
8, 217
108, 930 18, 206
826,147 89, 425

304, 790
15,019
8,876
22, 579
23,005
5, 646
7, 915
9,989
8,437
24, 911
41, 996
5,687
7, 263
11, 224
2, 973
7,176
9, 264
6, 312
1,3241
14, 693
3, 429
20, 669
14, 592
7,892
23,919

,302,144
25,973
63, 214
227,867
106, 348
64, 823
25, 992
45, 405
26, 686
92, 648
108, 748
19, 771
59, 580
61, 670
5,585
41, 388
34, 979
47, 481
7,819
75, 987
19,174
60, 260
21, 256
18,160
41, 330

7,647
1,152
87
295
230

Other reserve cities 1_____ 1,825,625 1,078,934
78,171
4. C olum bus___________
133, 678
75, 854
4. T oledo_______________
97,197
194,086
5. Washington__________
232,012
52,426
6. Savannah____________
93, 461
10,058
7. Cedar Rapids________
27,582
33,901
7. Des M oines__________
72,564
3, 548
7. D ubuque_____ _______
4,598
23, 890
7. Grand R apids_______
37,173
7. Indianapolis_________
103,803
192,405
144,921
7. Milwaukee___________
244.449
25, 701
7. Peoria_______________
35, 680
7. Sioux C ity ___________
10,491
23,263
78,
9. St. P aul_____________
143, 781
3 812
—
10. Kansas City, Kans__
15,718
10. Lincoln______________
18, 411
40,367
10, 838
10. Pueblo_____________
16,747
10. St. Joseph___________
11, 839
24,558
10. Topeka______________
13, 709
30,327
10. Tulsa________________
58, 784
113.450
29, 257
10. W ichita______________
57,402
11. Fort W orth__________
37,882
95, 785
11. Galveston____________
15, 809
30,012
10, 341
11. W aco________________
16, 466
1,458
12. Oakland_____________
1, 717
12. Ogden_______________
10,358
17,385
20, 590
12. Spokane_____________
27,848

171,839
25, 717

788
41

2,402
19, 394
5, 771
5,369
562
1, 798
8,225
9, 556
6,426
5,400
1, 256
1, 931
149
4,075
3,:

482.185
26,001
8,703
31, 440
34, 244
16.191
24,898
371
5,384
49, 383
70, 687
6, 635
9, 930
43,067
4,828
14, 942
5, 278
10, 236
7, 512
32, 539
18, 453
41.158
11,162
2,748
76
2, 755
3, 564

Country banks, by districts 7, 884, 370 5,896,249 154, 081 , 090,351
1. Boston_________
77, 653
721, 546 16, 255
920,256
2. New Y ork ______
1, 407,133 1,009,927 38, 218 255, 765
79, 631
580,837 26,313
3. Philadelphia___
716,394
69,197
548, 848
8,686
4. Cleveland______
650, 730
70,820
5. R ichm ond______
386,005
7, 770
572, 026
79,846
359, 855 19, 969
6. Atlanta________
552, 619
724, 976 12, 405 133, 749
7. Chicago________
920, 047
47,178
7,800
8. St. Louis_______
279,385
398,522
54, r "
239, 553
2, (
9. M inneapolis___
336,554
10. Kansas C ity ____
4, 760
97,464
338, 784
477, 450
11. Dallas__________
425, 894
6,117
68, 228
570, 021
3, 690
56,184
280, 639
12. San Francisco...
362, 618

570,579
77, 396
68, 443
11, 232
12.191
90,187
84, 765
34, 643
59, 424
33,404
27, 585
56,300
15, 009

46,860
57
950
1,406
2,313
36
2, 215
118
161
12, 631
9,621
963
181
910
784
1,027
35
166
609
7,602
2,234
386
1, 574
591
78
212

1 See second and third paragraphs on back of title page.




9,112

65
3, 462
1,111

10, 200
488
7,144
22, 538
14, 594

963
1, 422

39
2

160
63
180
972
516
4
1,540

319

52
131
220

25

60,365
3,242
2, i—

5, 510
2, 504
385
615
753
706
1.193
7, 748
718
1, 754
814
130
2, 760
2,900
1.193
722
4,149
2, 953
10,407
2, 921
484
3,116
45,019
3, 691
2,578
4, i
1,016
186
1,350
73
594
4’ 495
495
259
1,378
339
618
34
519
272
4, \
1,032
10, 959
211
855
34
119
249

9, 537

7,807 223, 818
238
47, 948
3, 628
576
3, 024
1, 645
2
20
726
3, 000 14, 436
1, 522
7
6
5
1,910
1, 731 151,195

45,576
166
1, 759
15, 671
781
17

9, 537

62,531
5, 336
850
12,498
662
175

57,152
9, 674
2, 250
31, 982
3, 550
528

605
852
4, 431
105
3

540
1, 793
450
756
70
85
175
15
2, 543

582, 045
5, r ~
308,042
107, 442
14, 665
2, 761
2, 277
56, 512
5, 217
2, 573
4,294
1,643
70, 739

1,862, 715 ,581,812
131,966 109,973
117,366 107, 816
271,127 146, 806
56, 293
67, 477
4, 562
7,819
20, 522
20,806
17, 447
20, 584
28,
34, 833
41, 783
49,034
242,171 236,162
7, 516
8,093
25, 531
28, 051
32, 384
37,000
2,606
3,022
44,106
48,591
14, 477
18,145
12, 956
13,867
8, 261
8, 874
32, 792
36, 905
16, 973
21,070
470,901 424, 715
82, 798
91,803
20, 591
21, 711
86, 544
91,499

156,120
6, 983
6, 445
79, 825
6, 971
2, 553
263
U
3, 576
1,806
2, 648
98
1, 430
1,665
251
1,892
1, 658
906
458
1, 769
495
22,091
5,
929
3, 539

5,100

490, 427
27,097
34, 622
90,154
21, 996
6,163
10,156
4,925
29,915
36, 273
84, 768
15, 538
4,203
33,497
4,140
4, 602
4, 449
9, 371
1,805
9, 963
3, 633
13, 266
12,114
4, 756
1, 351
9, 525
12,145

41, 692
3, 663
4, 522
6,059
867
295
544
535
563
8, 618
3, 720
1,193
571
1,841
375
418
27
574
607
4,150
126
1,055
344
95
169
291
470

,125,289
521,173
, 314, 558
754,106
599, 488
313, 376
187, 642
645, 958
161, 793
209,003
99, 941
68,329
249, 922

552,139
25, 511
45, 812
77, 466
53, 315
23, 222
28, 417
75, 947
66, 631
61, 238
52,884
24, 778
16,918

557,376
36,394
40,537
96,879
23,089
6,458
10,712
5, 460
30, 667
52,392
89,685
17,489
4, 781
35,929
4,703
5,253
4,956
9,955
2,949
17,914
3,775
14,421
13, 752
4,851
1,830
9,925
12, 620

1,562 171,548 5,877,
554,
287 27,119
566 34, 214 1,386,
869,
18, 381
686,
11,808
351,
17, 244
230,
7 ,r _
319
737,
3 14, 271
4, 735
243,
277,
6, 783
158,
8, 857
104,
237 13, 245
276,
7,026
70

* Includes both central reserve city and reserve city banks.

States Banks Banks
and
in
polit­ United foreign
States
coun­
ical
subdi­
tries
visions

51,330 432,173 1^, 188

, 685, 585
80, 553
402,135
117,525
243, 645
33, 576
24, 694
549, 604
94, 944
45, 841
24, 240
25, 852
, 042, 976

754,354 , 152,486 739,254 286,356 3,554,
86 ,
53, 404 285.185 15, 760 12, 442
766,
253,024 , 543,370 689,043 178, 371
244,
4, 447
44, 241 422,412
5, 726
84, 424
4, 794
262,
885
25,075
38,
1 *---58.158
137
6,860
54, 529
15
i 797
27,
18, 569
623,
9,148 28,184
167, 872 880, 581
2,935
106,
246
23, 235 214, 356
50,
90,028
3, 697
1,001
22,092
28,
227, 928
6,718
195
12, f "
29,
9
9,125
14,157 116, 783
112,859 174, 732 17,089 28, 918 1,289,

Reserve branch cities 1___ 4, 849, 866 2,997,639 177,281
134, 791 11, 493
2. Buffalo______________
191, 670
190, 604 14, 833
4. Cincinnati___________
280, 302
536, 362 26, 227
4. Pittsburgh___________
818, 840
182, 974 31, 377
346, 438
5. Baltimore____________
944
25, 557
5. Charlotte____________
97,355
1,156
49, 648
6. Birmingham_________
85, 326
6,013
35, 261
6. Jacksonville__________
97, 443
7, 390
39, 346
6. Nashville____________
82, 565
112, 722 15, 428
6. New Orleans_________
247,865
383, 919 21, 662
7. D etroit______________
565, 495
253
19,132
8. Little R ock __________
45,561
2, 573
75,904
8. Louisville____________
147,074
2, 607
62,485
8. M em phis____________
138, 800
13
8,049
9. Helena_______________
16, 750
10. Denver______________
1,198
99, 958
152,519
301
39,
398
10. Oklahoma C ity______
86, 842
1,192
62, 318
10. Omaha______________
118, 498
17, 664
11. El Paso______________
811
28, 500
6, 346
11. Houston_____________
155,033
256,271
4,076
11. San A ntonio_________
49,
232
79,044
12. Los Angeles__________
416, 872 10,186
519, 366
5,838
109,394
12. Portland_____________
154, 517
9
35, 839
12. Salt Lake C ity ...,____
62, 388
12. Seattle_______________
5,355
155,177
230,437

Postal
sav­
ings
and
U. S.
Treas.

5
16
1
1
21

5
414
564
2,500
406
5
5
150
400
5

1,000

2, 771
50
500

5,000
2, 260
110
15
19, 797

1,110

155

41.
34
20
1
5
501

2, 303
3, 568
23, 905
2, 917

3, 774
1, 440
60
201
18

6,167
551
1,230
159

170
205
186
915
15,316
3, 643
103
465
49

12
5
156
1
7
591
23
233

2

15
757

124
7,:
1,182

165
470

10

537

1,687
15

11

1
100
409
300
59
34, 649 139, 657
3, 853
3,315
16, 450
66
9, 620 27, 371
4,246 29,018
9, 649
3,147
6, 429
3,880
2,208 12, 608
2,107 10, 506
4, 843
1, 727
2,225
1,691
1,448
8, 878
1,194
7,827

10

50
5
26,144
631
9, 974
1,410
&
1,264
2,012

452
1,447
709

6,137

3, 400

13
RESERVE AND RESERVE CITY1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
LIABILITIES AND CAPITAL ACCOUNTS [in thousands of dollars]

Total
deposits

49, 340,152

Bills
pay­
Accept­
able
ances
Other
and
out­
lia­
other
stand­
bilities
bor­
ing
rowed
money

117,887 285,547
7,119
9, 979
85, 901 228, 226
8,153
10, 429
4, 255
760
1,493
3, 546 12, 224
595
1,955
241
3,616
515
5
560
6, 792 16, 671

6, 712,
323,
397,
1, 089,
413,
105,
106,
118,
117,
296,
807,
53,
175,
175,
19,
201 ,
104,
132,
37,
293,

12

278
153
368
325
260
982
27

234

100,

990,
246,
84,
321,

376

2, 383,
170,
137,
328,
116,
34,
83,

321

1
139

10,

67,
244,
334,
53,
28,
179,
20,
45,
21,

34,
33,
131,
61,

11

110,

43,
21,
3,
27,
40,

783,
, 658,
641,
613,
635,
674,

Capital

U ndi­
vided
profits

Surplus

3,241 123, 755 372, 042 49,839,190 2,363,229 2,166,392

26, 482,
1, 266,
14, 567,
1, 645,
733,
179,
202,
3, 631,
678,
311,
431,
296,
2, 539,

13, 762,
1, 474,
2, 793,
1,586,
1, 337,

Total
lia­
bilities

llo

5
3,120
655
448
197
268
258
30
37
40
151
860
6
170

2,238
723
633
143
40
292
329
31
8
13
26

885, 758 1,037, 790 1,214,511
283, 396
81,923
56, 753
881, 765
815, 730
553,982
65, 773
663,589
88, 565
737, 668
53, 972
11, 881
179, 771
5, 755
7, 850
6,520
8, 875
203, 714
647,152
93, 544
111, 449
681,238
12, 500
31, 600
315, 739
10, 215
13, 686
7.874
12, 750
432,060
297,195
15, 400
8, 561
71, 443
105, 700
562,471

276, 613 40, 791

322,449
21,834
173, 737
24, 623
2,804
1, 606
2,437
32, 232
10, 684
3, 499
7, 426
5, 346
36, 221

128,207
13,166
53, 595
12, 099
3,007
1, 205
2,085
33, 892
2,041
972
1, 501
285
4, 359

86,320
2,123
5, 574
17, 483
4,
1,019
771
1,128
1, 542
3,972
8,899
325
1,
3,324
191
4,477
3, 228
652
551
3, 544
1, 518
9,064
3,
1,304
4, 713

54, 681
405
1,691
24, 059
984
978
1,057
861
166
629
3,144
74

7,110
50
254
332

101

461

291,217
18,400
24.300
36, 623
14, 570
2,000
12,114
6,000
8, 550
9,908
27, 620
1,651
7, 475
5,700
1, 050
6,060
7, 350
5,950
600
13,800
4, 996
49.300
7, 500
4, 650
15,050

286,671
16, 258
15,450
133,835
9,453
2,510
1, 418
2, 650
2,700
6,985
14,800
1, 207
6, 665
6, 300
295
6, 645
2, 655
3,844
1,150
8, 763
2,198
25, 900

11. 045 2, 394,367
446
170,527
678
138,412
1, 201
330, 098
1,125
117,699
34, 040
272
83,559
1
10, 059
58
67,898
652
245,450
1, 043
335,229
103
53,341
60
28,104
3, 659
183,387
71
20,492
87
45, 712
65
21,768
74
34,587
64
33,340
317
131, 692
241
61, 418
115
110,321
164
44, 038
81
21,398
4
3,551
333
27, 643
131
40, 604

115,300
8,800
6,800
16,103
6, 476
500
5.000
300
3,330
9, 235
20, 740
3, 260
1,200
8,137
934
1.1
500
1, 300
1.400
6,143
2.400
4, 250
1, 650
1,025
332
1,450
2,197

71,837
5,
3,900
14,891
2,794
1.500
1.500
300
2, 570
7,790
4,650
950
6,560
366
716
1,000
980
595
4.875
2,005
2,110
1,171
680
68
652
1,100

1,429
962
8,396
1,194
361
1,015
113
81.1
4, 222
4,365
890
145
1,
184
381
158
227
624
955
825
1,032
802
191
19
504
235

48, 056
8, 043
10, 784
5, 733
3, 633
3, 440
2, 337
4,287
1, 901
1, 742
1,277
1, 931
2, 948

918,922
99, 628
194, 582
123,001
98, 811
61,324
47,939
92,918
41, 506
39,441
41, 792
42, 659
35, 321

593,373
73,832
102,934
125,874
65,052
38,403
31,138
45, 242
21, 646
18, 388
23, 881
26, 351
20, 632

233,939
29,610
40,897
34,913
25, 212
14, 573
10, 532
25,126
9, 875
8, 871
12, 229
10, 532
11, 569

815,662
484,160
805,858
592,440
341,621
927,809
785,753
662,387
643,520
615,710
637,775
676,113
642,516

1 See second and third paragraphs on back of title page.




674,734

27,394 6, 743,403
421
324, 069
1,433
399,379
4, 959 1,095,079
1,170
415, 453
329
105, 828
290
106, 422
266
118,293
671
118,329
1,187
299, 068
2, 533
810,226
103
53, 757
1, 847
176, 972
729
176, 538
36
19, 808
779
201, 889
206
105,254
374
132, 739
144
37, 518
1,
295, 018
397
100,511
5, 487
996,130
1,060
247, 464
197
84,297
1, 287
323,362

6,000

2,245
6,745

2, 220

Other
Reserve
for contin­ capital
gencies,
ac­
etc.
counts

231
1,159
606
121

22

2,

352
3,076
13, 603
769
761
1, 585
360

376
32
15
212

423
2, 423
131
177
2, 720

200

635
77
154
1,'
1, 733
511
117
568
8
603
483
109
115
1, 018
129
850
214
137

375

401
158

46
78

80,122
13, 314
14,938
11,065
7, 776
5,158
3, 211
12, 032
2,435
2,457
2,767
2, 562
2,407

141
407
492
350
130
50

30
20

557
17

Net
demand
deposits
subject
to
reserve

Demand
depositsadjusted

Federal reserve
district numbers, and
reserve cities

5,521, 759 30,325,868 25, 681,234 AH member banks

6,553 2, 709,
20
173,
3, 470 1, 600,
754
191,
765
72,
74.
16,
20 ,
158
450
271,
2
56,
47
28,
29,
20
112
29,
218,
681

553
1, 638
225
808
423
1,136
214
9, 749

Total
capital
accounts

50,520,945 14, 588, 859 Reserve bank cities 1
1,046, 898
807,858 1. Boston
13,109, 359
930.117 2. New York 2
1,130, 714
843, 756 3. Philadelphia
351, 319
347, 207 4. Cleveland
106, 982
66, 801 5. Richm ond
122, 551
92, 715 6. Atlanta
2, 543, 511 1, 892, 382 7. Chicago 2
436,020
313, 499 8. St. Louis
183,168
149, 833 9. Minneapolis
260, 944
137, 763 10. Kansas C ity
177, 623
118, 603 11. Dallas
1,051, 856
888, 325 12. San Francisco

725,999 3,488, 699 3,036,069 Reserve branch cities 1
154, 509
37,236
139, 292 2 . Buffalo
47,269
193,039
181, 569 4. Cincinnati
212,332
677,860
536, 338 4. Pittsburgh
30,105
268, 349
191.117 5. Baltimore
58, 532
6,507
20, 544 5. Charlotte •
15,591
58,840
51, 644 6. Birmingham
64, 313
10, 639
39, 436 6. Jacksonville
49, 326
12,966
40,811 6. Nashville
175,076
22,653
119.118 6. New Orleans
374, 499
55,069
391, 799 7. Detroit
3.378
31, 663
22, 936 8. Little Rock
95,119
16, 682
69, 508 8. Louisville
15, 877
94,118
66, 626 8. Memphis
1,558
11, 795
9,167 9. Helena
19,196
99, 973
98, 649 10. Denver
13, 458
50, 614
43, 251 10 . Oklahoma City
85,800
11,286
59, 211 10. Omaha
18, 850
2, 739
17,915 11. El Paso
27, 455
147,096
159, 992 11. Houston
9,349
51, 600
50, 352 11. San Antonio
96, 436
416, 232
407, 614 12. Los Angeles
114,136
19,906
115, 837 12 . Portland
8, 728
37,820
36, 938 12 . Salt Lake City
29,584
159, 540
166,405 12 . Seattle
235, 486 1,268, 622 1,189,984
84,417
16, 892
98, 241
79, 793
12,423
84, 949
175, 242
40.980
188, 464
10,838
60, 291
49,122
2,561
17, 747
9,075
8,525
50, 372
40,193
790
3,387
3,
7,
27,110
28, 710
139, 734
23,562
117, 568
31.980
176,901
147,073
6,881
24, 588
26,107
12, 475
2, 412
11, 734
17, 601
103, 276
89, 637
1,622
9, 996
9,011
3,588
31, 672
22, 452
2,141
3,106
11, 344
2,624
13, 694
13, 268
2, 734
20,186
20, 345
13,021
71,004
69, 577
5.379
38,096
35, 786
8,799
67, 969
48,
3,854
16, 546
15, 303
9, 922
2,
12, 565
419
1,
1, 519
3,053
13, 632
11,827
3, 768
18, 203
22,070

Other reserve cities 1
4. Columbus
4. Toledo
5. Washington
6. Savannah
7. Cedar Rapids
7. Des Moines
7. D ubuque
7. Grand Rapids
7. Indianapolis
7. Milwaukee
7. Peoria
7. Sioux City
9. St. Paul
10. Kansas City, Kans.
10 . Lincoln
10 . Pueblo
10. St. Joseph
10. Topeka
10. Tulsa
10. Wichita
11. Fort W orth
11. Galveston
11. W aco
12. Oakland
12. Ogden
12 . Spokane

24,408 1,850, 764 5,047,602 6,866,322 Countrybanks, by districts
1, 395
217, 779
648, 905
778,765 1. Boston
359, 710 1, 009, 305 1, 224, 661 2. N ew York
6,359
298,178
3, 325
450, 727
653, 721 3. Philadelphia
199, 690
2, r ~
420, 466
608, 664 4. Cleveland
120,914
1,456
450,026 5. Richm ond
338, 532
1,316
94,136
333, 717
431,848 6. Atlanta
178,081
2,763
556, 785
842, 217 7. Chicago
1,094
76,556
244, 433
318,141 8. St. Louis
69,912
755
205, 362
292, 323 9. Minneapolis
609
81,278
282, 669
439,048 10. Kansas C ity
1,183
83,287
325,134
495,808 11. Dallas
1, 314
71,243
231, 567
331,100 12. San Francisco

2 Includes both central reserve city and reserve city banks.

14
ALL MEMBER BANKS— CONDITION OF BANKS
ASSETS [in thousands of dollars]

State

Total, all States..........
N ew England:
M aine_________________
New Hampshire. . . . . .
V erm ont_____ ____ _
Massachusetts __ _ __
Rhode Island. . _____
C onnecticu t.............
M iddle Atlantic:
New York _
_ ______
N ew Jersey.
. . . ____
Pennsylvania______
East North Central:
Ohio___________________
Indiana____
_______
Illinois____
. ______
M i c h ig a n ..______ _____
W isconsin___________
West North Central:
M innesota___ ________
Iowa________ _____ . . .
M is s o u r i.._______
North Dakota_____
...
South Dakota_________
N eb ra sk a ____ _
Kansas_______
__ _ South Atlantic:
Delaware________ __ ..
M aryland_____________
District of Colum bia___
Virginia________________
W est Virginia___ _. . . .
North Carolina________
South Carolina_____ . . .
Georgia_____ __
__
Florida______ ________
East South Central:
K entucky____ ___
Tennessee_______
Alabama___________ ._ .
Mississippi_______ . . . .
West South Central:
Arkansas___________ ..
Louisiana______________
Oklahoma______ . . . _.
Texas______ . . . ____
Mountain:
M ontana_____ ________
Id a h o... _ ________ .
W yom ing___ ______
Colorado___
._
New M exico___________
A rizona.. ______...
____
U tah___________________
N eva d a ..„. —_ __ . . ...
Pacific:
Washington____________
Oregon___________ ___
California_____
.. .

Num ber
of
banks

Loans
(includ­
ing over­
drafts)

U. S.
Govern­
ment
direct
obliga­
tions

Obliga­
tions
guar­
anteed
b y U. S.
Govern­
ment

Obliga­
Obliga­
tions of
tions of
govern­
ment
States
and
agencies
political not guar­
sub­
anteed
divisions b y U. S.

6, 362 13,961, 820 11,184,195 3,143,960 2, 691,687
43
53
42
154
14
58

Other
bonds,
notes
and
deben­
tures

376,687 2,142,672

9,700
2, 583
1,891
49,404
6, 462
24, 352

2,858
2,705
2,748
40, 536
3, 710
30,806

388
298
238
8, 705
1,282
2, 619

22,032
12,129
8,486
79,977
11, 780
16,394

563 3, 966, 599 3, 910, 826 1,405,408
331,359
277
427,055
92,037
775 1,185, 550 1,146, 586
177, 613

726, 626
90, 240
179, 964

140, 411
12, 981
20,072

344
148
404
213
134

675, 853
419,818
164, 255
153,097
842, 422 1, 227, 203
314, 955
328, 011
148, 281
172, 820

135, 213
32, 743
231, 575
134, 841
25,190

126, 452
35, 820
249, 731
82, 764
34, 594

209
143
142
50
64
148
203

241, 667
124,671
355, 412
21, 459
30, 987
93, 288
84, 565

178, 255
49,093
264,385
9, 452
10, 272
51,424
37, 325

30, 951
19, 433
86, 991
3,268
2, 620
11, 520
20,086

19
73
14
162
96
51
25
70
56

43,805
106,991
92, 545
216, 286
93, 996
99, 670
32, 709
169, 403
79, 596

24, 867
214,099
77, 426
79, 239
24, 210
47,041
12,619
47, 525
63, 465

112
77
82
26

138, 532
202, 757
98, 815
24, 837

56
36
220
501
68
28
35
91
27
7
33
7

54,828
32, 791
26,462
662, 325
97,143
124, 377

31,605
12, 288
8, 531
405,981
74, 783
61, 640

Cor­
porate
stocks
(includ­
ing F. R.
bank
stock)

Total
loans
and
invest­
ments

Reserve
with
Federal
Reserve
banks

439, 477 33, 940,508 11,603,504
1, 211
122,622
63,322
528
325
48, 681
17, 578 1,264,506
3,839
198, 999
1,859
262, 047

Cash
in
vault

841,215

16,840
8,825
6,582
426,377
40, 494
54,626

3, 759
2,510
1,198
146, 325
6,664
9,889

569,906
114,094
537,475

189, 385 10,909,161 6,163,635
16, 813 1,084, 579
161, 540
834, 518
72, 885 3,320,145

129,097
30, 750
72,665

19, 478
4, 620
32, 359
23,091
1,093

98,050
33, 541
173,807
50,013
67, 488

13,100 1, 487,964
377,641
3,173
427,249
80, 788
30, 944 2, 788, 041 1,146, 982
3,314
936, 989
193, 551
452,255
2, 789
96, 741

51,161
18, 788
70, 292
29,148
12,395

46, 877
35, 500
84,062
4,189
8, 776
19,058
22, 496

4,121
2,091
16, 904
134
268
4,319
4,197

23,733
10, 309
40, 594
1, 659
1,621
6, 770
2, 429

2,162
844
19,151
171
203
750
773

527,766
241,941
867, 499
40, 332
54, 747
187,129
171, 871

108,845
39,856
235,659
4,546
8, 501
38,376
32,823

9, 695
7,889
16,043
1,041
1, 649
3, 728
4, 587

10,030
12,150
27, 672
22,893
11,943
19, 966
1,936
18, 975
25, 645

6, 694
8,092
2, 244
22,167
12, 907
20,960
7, 503
21,066
24, 902

132
3, 516
7, 519
2, 776
1,400
3,030
532
6,030
3, 482

12,160
22,106
10,189
15,977
9,876
1,231
1,068
7,875
7, 403

1, 320
2, 483
1, 856
3,463
2,391
1,080
358
2,118
948

99, 008
369, 437
219, 451
362, 801
156, 723
192, 978
56, 725
272, 992
205, 441

12,094
85, 991
65,306
71,107
22, 628
32, 588
9,312
49,090
36, 213

1, 556
11, 570
10,470
10,988
7, 394
6, 674
3,171
6,966
10, 238

45, 681
50, 971
29, 434
5, 500

14, 843
16, 725
14, 851
1,027

15, 628
37, 378
35, 684
19, 278

3, 476
2,929
773
201

13, 946
9, 233
7, 743
1,338

1, 718
4,100
1, 576
442

233, 824
324, 093
188, 876
52, 623

39, 641
51,311
35,014
8, 215

6, 714
8, 525
6,499
2,648

45, 270
128, 592
131,189
458,820

12, 575
64, 512
39, 702
205, 260

6, 619
37,074
20,000
57,082

16,841
36, 742
57, 237
102,190

496
2,823
2, 632
8,123

3,680
3, 623
3, 366
16,199

540
1, 930
1,240
5,544

86,021
275,296
255,366
853,218

20,827
58, 934
53,096
203, 989

3,028
6,157
5, 981
25, 791

30, 750
29, 232
19, 398
83,052
17, 280
30, 760
47, 239
12, 204

29, 398
19, 265
8, 748
57, 848
9, 359
9,151
21, 749
7, 265

6,171
6,824
1, 732
9,501
2, 404
4, 957
7, 484
3,051

7, 683
6, 991
3, 277
14, 831
3, 858
3, 898
9,132
2, 610

869
202
64
1,917
468
1,851
517
21

4,193
1, 273
995
12, 667
458
826
2,340
1,197

352
184
164
771
110
139
549
54

79, 416
63,971
34,378
180,587
33, 937
51,582
89,010
26, 402

19, 830
8, 517
7,106
56, 293
6, 253
6, 672
17,917
3, 731

3,285
2,327
1,532
6,286
1,630
2,108
1,839
1,019

60
168,972
34
85,312
115 1, 596,965

102,834
78, 351
913, 245

20,121
24, 414
233, 989

23, 825
15, 964
321, 593

3, 656
262
17, 331

7, 574
5,981
75, 868

328,391
1, 409
497
210, 781
20, 344 3,179,335

52, 370
32,007
459, 706

10, 345
5,362
41,839

S T A T E S L O C A T E D IN T W O F E D E R A L R E S E R V E D IS T R IC T S —C O N D IT IO N
Connecticut—Dist. N o. 2 ...
New Jersey—Dist. N o. 2___
K entucky—Dist. N o. 4____
Pennsylvania—Dist. N o. 4__
West Virginia—Dist. N o. 4__
Louisiana—Dist. N o. 6_____
Mississippi—Dist. N o. 6___
Tennessee—Dist. N o. 6 ____
Indiana—Dist. N o. 7 ...........
Illinois—Dist. N o. 7________
Michigan—Dist. N o. 7_____
Wisconsin—Dist. N o. 7____
Missouri—Dist. N o. 10.........
N ew M exico—Dist. N o. 10_.
Oklahoma—Dist. N o. 10___
Arizona—Dist. N o. 12..




11
194
59
225
11
25
17
65
109
281
174
97
42
8
209
5

19, 230
9, 801
346,966
299, 892
45, 930
16, 347
364,042
589, 693
20,104
5, 403
104,096
56, 441
21,187
5, 111
34, 248
115,680
154, 797
121,043
779, 346 1,189, 460
302, 154
311,838
132, 365
164, 198
123,434
76, 645
7, 075
10,116
129,126
39, 443
26, 944
6, 943

3, 220
67, 290
4, 679
44, 637
2,840
33,410
839
9,506
29,488
222, 305
131, 633
23,066
23, 226
2,187
19,977
4, 575

1,693
76, 544
8, 994
46, 675
4, 354
29,192
16, 235
23, 374
32, 275
229,811
77, 627
31, 225
41, 076
2,842
55, 549
2,297

440
6,205
379
8,584
414
2, 641
191
749
3, 958
29, 780
22,469
880
6,812
181
2, 632
1,845

2, 995
88, 745
4, 374
168, 855
2, 675
3, 258
1, 190
7, 827
28, 378
157, 365
41, 388
60, 464
13, 611
405
3, 322
804

221
10, 740
37, 600
130, 560
14, 280
899,922
10, 783
763
81, 466
281,938
39, 685 1,262,171
4, 755
36, 726
936
52,029
230,058
1,020
7,130
45,156
403
194,980
28,827
3,596
73, 712
2,807
372, 746
30,364 2,638,431 1, 123, 736
186, 745
890,191
3, 082
91, 359
414,803
2,605
68, 959
2,744
287,548
3,049
63
22,869
52,359
251,264
1, 215
5,841
111
43, 519

1,812
24, 336
2,747
26, 304
3, 411
4, 693
2,194
6, 257
15,919
65,815
27,320
11,055
7,402
977
5,774
1, 758

15
BY STATES, ON DECEMBER 30, 1939
ASSETS [in thousands of dollars]
Demand
balances
with
banks
in U. S.
(except
private
banks,
etc.)
5,370,257

Other
Cash
Balances
balances
items in
with
with
banks in process
banks
foreign
of col­
in IT. S. countries lection

136,112
23

23, 796 1, 807,370

Bank
premises,
furniture
and
fixtures

924,273

Other
real
estate
owned

287, 709

Assets
Custo­
Income
indirectly
mers’
accrued
repre­
liability
but not
senting
on ac­
real
ceptances collected
estate

130, 774

41
29
43
954
137

3, 956
2, 938
1,206
79, 854
7, 676
14,155

2,033
2,244
1,039
40, 670
8, 470
13, 940

397
166
305
10, 728
3,139
2,126

537
77
32
5,132
2,687
29

4,'
4, 338
16,649

15,209
61
1, 791

617, 623
38,166
122, 578

261,104
45, 637
110, 533

61,148
31, 825
72,314

25,338
4,905
22,692

313,808
110, 287
502,371
227,174
112, 588

10,197
3,i
16,104
2,910
1, 520

510
195
859
544
41

80, 227
22,028
160,522
53, 327
20,891

51,134
13, 338
38, 559
18, 753
12, 415

16,448
1,814
7, 575
3,041

139, 859
77,301
268,002
8, 313
13, 687
51, 493
77, 569

4, 445
29
4, 202
3
24
45
495

484
7

33, 741
12,981
68,106
846
1.194
13,292
5,092

9, 391
6,580
12, 946
1, 821
1, 887
5,1
6, 453

493
6, 540
187
163
422
633

64, 640
81, 551
46, 387
73, 627
52, 790
85, 770
31,892
86, 723
83, 550

376
638
191
3, 622

5.195
18,037
10, 383
23,082
5, 792
17, 537
2, 769
26, 527
10, 976

1,608
9, 661
14, 654
12, 372
6, 415
5,643
1, 561
11,514
7, 577

959
1,375
3, 419
3, 676
4,:
1,322
241
2,032
1,196

70, 899
107, 994
66,188
26, 624

819
3, 574
882
325

52

17,012
18, 680
9, 853
1, 585

6,147
12, 475
6, 235
2,280

3, 525
2, 586
5,944
970

41, 590
97,319
122,158
430, 714

280
1,073
3,161
5, 845

16

4,044
23, 299
13,188
51, 571

2, 280
7,r~~
9,145
33, 584

517
1, 416
157
5, 492

31, 532
13,142
17, 211
85,013
14,882
14,067
27, 980
6,024

1, 961
2, 726
380
4, 570
300
460
1,175
2, 485

43

3, 242
2,560
816
12, 382
918
2,'
8, 289
1, 270

2,700
1, 523
756
3, 464
920
1,594
2,251
759

31
358
34
317
259
13

84, 637
37,108
234, 230

5,547
3, 308
8,047

177
46
1,877

19,022
11,199
124, 758

8,179
6, 505
80, 744

827
197
24,117

26, 281
10,271
8, 950
152, 272
19, 372
94, 751

15
2, 456
802
1,290

292,307
217,365
509,994

. 22

6, 210

273
81
1,458
3,028

165

2,100

107, 543

100,159

Other
assets

Total

87, 729 55, 360, 949

130
4
119
3, 834
572
506

137
26
64
8, 606
262
478

176, 756
90, 434
68, 234
!, 150, 602
289, 796
453, 895

75,061
382

38,855
3,885

20, 339
1,304
15, 405

1,613, 545
, 624, 737
i, 117, 725

9,101
332
2,159
1,499
296

671
23
3, 238
30
52

3,630
760
9, 259
2, 510
1,084

2,113
706
8,042
2, 334
1, 495

!, 404, 605
679, 388
[, 754, 003
, 471, 810
713, 873

4, 764
680
1, 568

255
16
595

1, 784
370
2, 210

2,032
207
1, 330
51

843, 576
388, 343
184
57; 343

196
261
514
147

100

700
428
1, 963
726
6

300,
300,

492
411
640
151
432
8
416
645

56
743
373
1,389
492
794
444
589
410

186,
580,
371,
565,
263,
344,
106,
458,
360,

438
815
614

336
611
1, 232
154

379,
531,
322,
95,

201

400
6
10

*575

46
1, 381
57
282
1, 111

21

V

4, 484

631
72
359

176
1, 253
413
538
277

262
224
9
400
61

114

52

707
775

712
191
4,277

511,
307,
t, 207,

73
3,132
66
4,098
107
1,081
8
340
700
9,043
2, 466
948
582
4
412
135

43
864
127
1, 890
66
5, 495
134
423
584
7,931
2,302
1, 468
289

434
4
135

100

220
041
159,1
6,092
48i,;361
384
487
1, 496 1, 617,246
142,
95,
62,
349,
58,
80,
150,
41,

12
22

4
182
164

120

275
167

111

122

32, 398

143
83
5,945

State

Total, all States
N ew England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
M iddle Atlantic:
N ew York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
M aryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
M ountain:
M ontana
Idaho
W yom ing
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California

OF B A N K S L O C A T E D IN F E D E R A L R E S E R V E D IS T R IC T S P E C IF IE D
15,109
169,147
23, 523
187, 040
6,470
64, 405
21, 874
66, 577
91,172
464,435
217, 353
101,050
132, 787
8, 993
120, 781
10, 615

2, 501
541
5,539
4, 216
1, 058
305
3, 397
3,005
15, 891
2,685
1, 465
3, 656
300
3,156
210




61
54
16
170
859
535
41
452

2,032
31, 879
1, 284
32,155
1,082
20, 992
1,479
10, 674
19, 764
155,178
52, 676
19, 877
30,050
826
13,095
2, 757

2,469
34, 319
2, 891
40, 767
997
6,236
2,030
7, 905
10,862
34, 247
17, 350
11,068
3,459
595
8,973
1,413

772
23, 205
550
12,952
1, 388
1, 383
864
2, 372
1, 479
6, 753
2, 915
1,886
861
15
140
210

8
4, 693
7
2, 835

28
302

2, 789

628

213
310
2,101
1, 497
295
808

275
23
3, 238
30
52

366
100

72

170

70,686
1,324,921
123,985
1,857,913
57,218
390,863
81,174
322,240
590,446
4,527, 658
1,404, 065
655, 367
536, 853
37,628
367
456, 759
74
66,632

Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
K entucky—Dist. N o. 4
Pennsylvania—Dist. N o. 4
W est Virginia—Dist. N o. 4
Louisiana—Dist. N o. 6
Mississippi—Dist. No. 6
Tennessee—Dist. N o. 6
Indiana—Dist. N o. 7
Illinois—Dist. No. 7
M ichigan—Dist. N o. 7
Wisconsin—Dist. N o. 7
Missouri—Dist. No. 10
N ew M exico—Dist. N o. 10
Oklahoma—Dist. N o. 10
Arizona—Dist. N o. 12

16
ALL MEMBER BANKS— CONDITION OF BANKS
LIABILITIES [in thousands of dollars]
Tim e deposits

Demand deposits

State
Total

Total, all States___

Indi­
viduals,
partner­
ships
and
corpora­
tions

U. S.
G ov­
ern­
ment

States
and
polit­
ical
subdi­
visions

United
States

37, 487, 815 24,603,982 742,566 2,321,334 ], 507,394 749,251

New England:
M aine_______________
66, 727
50, 711
1,127
New Hampshire____
51,148
37.080
699
Verm ont____________
21,528
18.080
351
Massachusetts______
1,549,275 1,087, 513 21, 551
Rhode Island_______
152,557
123, 770
575
234, 572
Connecticut_________
298,293
3,;
M iddle Atlantic:
New Y ork__________ 14,740,455 9, 687, 975 112, 808
766, 472
583,392 18, 331
N ew Jersey_________
Pennsylvania_______
2, 853, ~ 1, 941, 930 100,110
East North Central:
1, 346, 006
997, 994 24,905
Ohio________________
420, 655
Indiana_____________
273, 621 16,056
Illinois______________ 3, 481,162 2,198, 054 88,975
M ichigan___________
810, 485
562,408 24, 747
W isconsin___________
385, 490
258, 953 13, 362
West North Central:
538,118
312, 716
Minnesota__________
1, 796
251, 511
152, 412
Iowa________________
3, 538
Missouri____________
1,132,985
583,029 20, 417
30, 958
North Dakota_______
25,448
150
52, 379
32, 949
South Dakota_______
380
226,282
134, 370
Nebraska___________
2,794
Kansas______________
226,088
128, 786
5,748
South Atlantic:
138,066
Delaware___________
129,000
M arylan d __________
393, 949
222,009 32,023
194,086
232,012
District of Columbia
1,406
190, 764
306,280
Virginia_____________
5,600
138,511
West Virginia_______
101,154
2, i
263, 918
North Carolina_____
117,840
2,056
South Carolina______
77,180
52,351
500
329,062
182,166 14, 824
Georgia_____________
Florida______________
267,234
158, 279
9,207
East South Central:
245,177
K entucky___________
159, 502
4,'
345,040
Tennessee___________
175,135 17,432
199,161
Alabama____________
120,943
6,504
Mississippi__________
57, 697
33, 765
1,376
West South Central:
109,247
Arkansas____________
64, 525
927
358, 753
Louisiana___________
181,335 17,481
336, 912
Oklahoma___________
195, 759
9,065
Texas_______________ 1,247, 444
758, 4r
36,852
Mountain:
92, 421
Montana____________
’64, 229
259
61,152
Idaho_______________
42,817
310
W yom ing___________
38, 496
24, 295
221
Colorado____________
163,419
232,521
1,429
43,970
New M exico________
26, 592
424
54,463
Arizona_____________
182
39, 594
92, 619
Utah______ _________
54,082
123
23, 696
Nevada_____________
17,134
117
Pacific:
W ashington_________
317,166
221, 475
6,802
Oregon______________
177,875
128, 525
5,877
California___________ 1, 906,186 1, 359,027 101, 410

Individuals,
partnerships
and corporations

Banks Certi­
in
fied and I
foreign officers’
coun­ checks,
tries
etc.

Savings

Other

11, 852,337 9, 883,113 1, 331, 996

Postal
sav­
ings
and
U. S.
Treas.

States
and
Banks
polit­
ical
United
subdi­ States
visions

51,330 432,173 144,188

82, 718
22,151
35, 291
300, 982
93,131
89,110

2, 216
975
476
14, 232
5,701
8,830

964
555
228
594
604
674

684
235
267
572
612
1, 661

446,1
3, 601,348 690, 530 200,986 1,695,789 1, 257,955
681,975 652, 593
115,070
231 14, 248
35, 200
121,174 658,812
24, 986 1,524,385 1,141, 373
6,021

347, 545
15, 836
272, 766

3.000
9,402

62,823
9, 836
52, 518

21, 329
710
48, 326

5, 450
6,020
1,583
83, 676
15, 371
23,108

8,120
5, 623
880
315, 222
9,937
26,827

15, 760
287

1,319
1, 726
634
25, 553
2, 617
9,902

86.631
24,267
36,272
316, 767
100,048
100,275

10

387

188,121
63, 522
933,076
121, 461
77, 344

1,013
52
9,148
1,427
131

21, 367
8, 229
33,928
11,969
7,281

801,524
194,668
903,248
542,360
258,055

708, 604
153,215
771,132
521,110
234,143

61, 077
31,081
94,857
13,152
21,020

2, 780
1,477
3, 797
3,069
665

21,828
42
33, 334
3,440
855

7, 235
8, 853
128
1,
1, 372

62, 311
34, 483
56,992
2,414
13, 975
21,848
52,065

151, 581
57, 620
460, 260
2,427
4, 426
64, 258
36, 696

1,299

8,415
3, 458
11, 846
519
649
3,010
2, 793

220,898
101,097
233, 718
19,928
21,330
45,226
42,516

173,040
76,947
192, 236
12, 578
13,053
27, 783
24,920

41,145
23, 912
32, 749
6, 963
7, 424
16, 978
16,050

1.1
198
2, 652
124
63
421
977

2, 493
35
849
252
740

2, 571
5
5, 232

1,535
29, 746
65
19, 732
16,105
26,073
16,142
27, 732
35,839

2, 378
107,016
31, 440
82, 421
13, 694
111, 481
6,801
98,052
60,483

4,:
2,925
4,i
7, 626
4, 865
6, 468
1, 386
6, 273
3,247

17,885
137,764
96,879
192,556
88,663
50,967
19,261
80,146
61,429

15,438
124, 309
90,154
167, 573
79, 598
39, 905
17, 520
71, 766
52, 533

1,847
7, 972
6.059
13, 513
7,484
8, 055
1,167
6, 713
3,153

410
266

5
1, 652

15,965
27, 264
27,422
11, 483

62, 903
120,825
42,114
10, 561

2, 509
4, r ‘
2,016
512

89,571
133,815
83,057
28,059

71,984
104, 214
73,403
22, 716

14, 944
19, 372
6,080
4,466

382
1,121

13,351
42, 998
45,220
99,078

29,021
113, 581
74,801
311,867

1,<
2 !
12’ 067
40, 663

34,096
82,795
75,112
208,887

27,:
72, 292
46, 840
160,026

5, 740
4,193
19,840
28, 464

14,822
14, 605
8,304
15, 425
13, 415
11, 575
16,177
4, 660

11, 627
2, 740
5, 286
48,141
2,930
1, 464
21, 370
1,009

1,484
680
390
4.068
609
1, 559
863
776

36,862
25,139
17,017
84,188
10.631
19,281
41,961
14,851

28,873
21, 701
13, 668
75, 532
8, 333
17,978
39, 323
14,127

34, 747
17, 886
144,966

48, 504
21, 974
240,149

146,529 137, 373
4.068
104,700
92, 404
3,097
42, 515 1,919,259 1, 612,176

319
137

15
179

162

567

1, 570
516
18,119

21

138

201

685
1, 043
1, 303
31
1,175
112

54
871
474
373
4,876

11

185
3, 565
465
1, 702
484
833
69
119
755
375
4, 291
1,613
55

507
1,311
781
1,907

183
4, 529
3,909
17, 616

377
470
3, 742
874

6, 744
3, 051
2, 590
5,203
2.060
1,139
2,138
544

227
240
131
127
164
26
119

397
306
74
127
115

7,450
8,072
98, 958

753
180

822

2

6,137

50
23
431

l,i
4, 817
•741

1, 220

9,537

49
351

112, 606
59,175
217,981
88, 473
28,419

441

Banks
in
foreign
coun­
tries

70
145
231
3,020
11
266

86
2

3,804
182,008

951
240
20, 618

3,400

S T A T E S L O C A T E D IN T W O F E D E R A L R E S E R V E D IS T R IC T S —C O N D IT IO N
39,813
Connecticut—Dist. N o. 2_
620,152
New Jersey—Dist. N o. 2_.
Kentucky—Dist. No. 4___
61,771
Pennsylvania—Dist. No.4 1,020,860
23, 009
West Virginia—Dist. No.4
Louisiana—Dist. N o. 6___
292,270
48, 634
Mississippi—Dist. No. 6 __
197, 422
Tennessee—Dist. N o. 6__
374,065
Indiana— Dist. No. 7_____
Illinois—Dist. N o. 7 _____ 3,353, 939
Michigan—Dist. No. 7___
789,575
Wisconsin—Dist. No. 7__.
361,996
Missouri—Dist. N o. 10___
454,170
New Mexico—Dist. No. 10
27,263
Oklahoma—Dist. N o. 10__
331,948
Arizona—Dist. N o. 12____
46, 752




27, 968
490,026
52, 596
711, 614
17,887
141, 689
26,350
105, 694
241, 618
!, 125,179
545, 687
240,451
177, 479
13,413
192,;
33, 414

1, 476
11, r -

1, 255
29, 513
549
16,417
1,285
14, 763
15, 598
85, 316
24, 322
13,125
8,607
356
8,970
154

4,151
72, 849
5, 425
41,058
1,467
36, 708
10,095
15, 333
53, 569
204, 609
85,418
25,901
18, 593
10, 531
44,123
10,506

4,028
32,410
2,046
230, 336
1, 897
95,017
10, 452
58,151
56,188
896,861
121,127
75, 655
241, 669
2, 523
74, 576
1, 396

231
"295
’ 963
52
9,148
1, 425
131
195

2,190
12, 651
449
8,044
1,209
1, 476
452
3,481
7,040
32, 826
11, 596
6, 733
7, 627
440
11, 883
1, 275

22,940
566,118
45,532
543,312
24,121
66,608
24,270
90, 991
161,750
825,973
502,970
229,562
45,783
7,926
74,295
14, 442

21, 657
547,054
39,053
390, 719
21,098
56, 656
20, 394
67, 530
128,477
726, 391
482,802
209,048
38, 773
6,517
46,490
13,463

1,039
12, 253
5,386
93, 288
2,684
3, 652
3,138
16, 457
24, 425
72, 264
12, 547
17,998
6,498
1,196
19, 396
815

66
194
2,616
177
1, 301
718
1,102
1,119
3,249
2,807
516
331
159
771
26

178
6, 733
713
24, 627
3
4, 529
1,977
21

24,049
3, 225
653
71
54
3, 906
127

78
186
32,062
159
470

.
.
.
.
.

20

.

3, 925 .
7, 708 .
20

.

1,'
1,347 110

.

3, 732 _
11

.

17
BY STATES, ON DECEMBER 30, 1939
LIABILITIES AND CAPITAL ACCOUNTS [in thousands of dollars]

Total
deposits

49,340,152
153,358
75,415
57,800
1,866,042
252,605
398,568

Bills
pay­ Accept­
able
Other
ances
and
out­
lia­
other
bilities
stand­
bor­
ing
rowed
money

552
25

2,147,530
615,323
4,384,410
1,352,845
643,545

60

759,016
352,608
1,366,703
50,886
73,709
271,508
268,604

68
36
51
50
33
361
15

143,343
441,548
412,024
1, 456,331
129,283
86,281
55, 513
316, 709
54, 601
73, 744
134,580
38,547
463, 695
282, 575
3, 825,445

Surplus

1

258

Undi­
vided
profits

Other
Reserve
Total
for contin­ capital
capital
acgencies,
accounts
ounts
etc.

674,734

276,613

Net
demand
deposits Demand
subject depositsadjusted
to
reserve

10,997
6, 311
5, 219
100,443
12, 505
25,395

7,066
4,918
2, 710
108,740
15, 794
18,487

3,696
2,819
1,527
35, 427
1,955
6,661

865
552
702
19, 232
3, 385
2,037

86, 216 234, 761 16,757,624
382
5, 457 1, 454,366
10, 672 18,477 4,406,767

687, 075
95,187
231, 794

895, 618
46,537
349, 227

202, 504
17, 710
78, 293

63, 649
6,462
48,423

7,075 1,855,921 13,831,111 9, 718,146
4,475
170,371
511, 205
674, 544
710,958 2,223, 790 1, 965, 512
3, 221

9,990
712
28

242
107
77
645
43
561

53, 524
22,866
36,895
14,707
37, 939
41,888
10,235
11, 386
19,091
264,487 1, 317,359 1,116,888
134,082
33,682
125, 509
53,141
189,387
253,427

699
23
3, 616
30
52

8,691 2,156, 980
1,875
617,221
13,903 4,401,930
4,135 1,357,010
1, 595
645,192

146,085
30,237
151,822
61,184
39, 561

65,886
17, 663
116,117
29, 316
14, 272

23,160
9, 212
43, 553
15,663
9,884

9, 737
3, 793
38,981
7,014
4,021

2, 757
1, 262
1,600
1, 623
943

259
16
603

8,156
767,499
590
353,250
3, 310 1,370,667
175
51, 111
290
74,032
557
272,431
579
269,198

38,342
17, 378
60, 744
3, 734
5, 229
14,972
16,400

25,465
9,833
27,453
1, 671
1,484
8,415
8,748

9,183
4, 786
21,851
623
1,118
2, 874
4,840

2,485
2,503
4,069
152
258
2,084
564

602
593
400
52
212
197
273

76,077
35,093
114,517
6,232
8,301
28,542
30,825

364,995
161, 229
796,877
21, 799
37,498
161,497
143, 466

349, 701
177, 372
583, 761
27, 535
46,379
145, 936
178, 552

685
1, 398
1,201
2,195
680
1, 456
191
2, 942
840

156, 636
533, 511
330,098
501,299
227,854
316,916
96,632
412,220
329,513

8, 669
22, 747
16,103
31, 671
17,411
12, 875
4,980
23,416
15,858

16, 561
14, 769
14,891
20,969
12,143
9, 347
2,825
14,117
10, 528

4,033
6, 965
8,396
7, 793
4,328
3, 290
1, 332
5,491
2, 939

493
1, 980
1,585
3, 219
1,631
1, 763
216
2, 979
1, 583

1
361
5
333
314
401
220
206
295

29, 757
46,822
40,980
63,985
35, 827
27,676
9,573
46,209
31,203

68, 231
294, 639
175, 242
210,047
80,036
160, 611
42, 519
215,841
172, 733

129, 629
236, 643
188,464
195,040
116, 332
132, 844
67,110
189, 644
186,389

5

400
6
10
575
70
10

State

40,791 5,521, 759 30,325,868 25, 681,234 Total, all States

532
153,890
232
75, 727
199
57,999
9, 531 1,886,115
2, 797
256,114
2,133
400, 754

80

403
80
200

334, 748
478, 855
282,218
85,756

Capital

3,241 123, 755 372,042 49,839,190 2,363,229 2,166,392

16,436,244
1,448,447
4,377,418

155,951
531,713
328,891
498, 836
227,174
314,885
96, 441
409,208
328, 663

Total
lia­
bilities

247,625
952,078 1,051, 740
62,167
288, 351
318, 997
352,073 2,822, 544 2, 289,441
114,800
533, 520
609, 523
68,681
273, 762
252, 281

N ew England:
Maine
N ew Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
M iddle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
N orth Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
W yoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California

210
20
10

284
258

2,183
1,871
881
195

337,141
481,030
283,367
85, 951

19, 715
26,128
23, 243
5, 389

15, 647
15,025
9, 809
3, 284

4,819
7, 284
4,113
454

1, 215
1,380
1,880
114

875
381
342
253

42,271
50,198
39,387
9, 494

157,266
218,461
123,120
29, 488

160, 964
188,103
140, 528
44,175

2
123

985
72
359

383
143, 726
2, 249
444, 782
1,078
413,176
3, 972 1,460, 785

7, 434
17,120
24, 746
78, 849

4,644
11, 367
15,153
46,839

2, 655
5,358
8,281
22,848

294
1, 289
2,009
5,457

288
1,445
122
2, 468

15,315
36, 579
50,311
156, 461

63,951
238,135
201, 580
765,227

75, 255
203, 429
239, 858
846, 587

129,524
86,514
55,835
318,040
54, 636
74,269
135,142
39, 004

6,886
4,102
2,882
12,383
2, 260
2,803
7, 771
1,020

3, 576
2,002
2,120
10, 596
1,407
1, 765
4,037
754

2,115
1, 581
1, 274
5,821
212
760
2,140
1,003

507
607
276
2,582
355
196
872
52

23
233
36
543
69
388
264
42

13,107
8,525
6,588
31,925
4,303
5,912
15,084
2,871

57, 647
45,450
20, 766
135,162
28,170
37, 411
56,395
16,402

77, 293
55, 542
32,173
170, 530
39, 698
49, 743
62,833
21,300

1, 892
465, 731
1,157
283,816
23, 356 3, 856,165

23,803
9, 333
173,018

11, 261
7,290
108, 246

6,535
4, 583
50,992

3, 548
2, 391
15,172

179
182
3, 562

45,326
213, 557
241, 268
23,779
129, 568
138, 309
350,990 1, 547, 497 1, 421, 750

260
2,544
359
1,074

7,643
22, 672
32, 277 Connecticut—Dist. No. 2
133,896
419, 390
543, 647 New Jersey—Dist. No. 2
16,345
36, 964
57,186 Kentucky—Dist. No. 4
287,198
802, 395
728, 561 Pennsylvania—Dist. No. 4
9, 867
15, 457
19, 481 West Virginia—Dist. No. 4
29,582
206,873
158, 881 Louisiana—Dist. No. 6
8,089
25, 281
35, 418 Mississippi—Dist. No 6
32,428
120, 266
113, 834 Tennessee—Dist. No. 6
53,013
263,140
282, 463 Indiana—Dist. No. 7
330, 620 2, 738, 601 2, 207, 436 Illinois—Dist. No. 7
107,419
523,004
590,025 Michigan—Dist. No. 7
62,289
241,135
253, 208 Wisconsin—Dist. No. 7
36,220
291, 333
173, 649 Missouri—Dist. No. 10
2,404
17, 444
23, 558 New Mexico—Dist. No. 10
49,394
198,086
235,307 Oklahoma—Dist. No. 10
4,966
33, 380
42,438 Arizona—Dist. No. 12

159
274
1

170

144
84
7,194

241
223
163
1,057
35
525
561
457

OF B A N K S L O C A T E D IN F E D E R A L R E S E R V E D IS T R IC T S P E C IF IE D
62,
1,186,
107,
1,564,
47,
358,
72,
288,
535,
4,179,
1,292,
591,
499,
35,
406,
61,

45
170
38

28
302
180
982

20
1

275
23
3, 616
30
52

51
72

262

63, 043
1,191,025
167
107, 640
6,325 1, 570, 715
221
47,351
1,421
361,281
181
73,085
1,104
289,812
1, 595
537,433
13, 509 4,197,038
4,071 1,296,646
1, 468
593,078
629
500,633
35
35,224
1,050
407,365
472
61, 666
V




4, 489
75,400
7,805
71,476
3,940
13, 435
V
19,414
25,157
140, 395
56,916
35,706
16, 270
1,330
24,180
2,453

1,960
37, 344
5,652
160,542
3, 932
8, 726
2,855
8,170
15,158
109, 749
27, 532
12, 794
9,931
765
14, 861
1,195

641
13, 612
1,905
26,888
1, 511
4, 935
400
3, 698
8,078
41,276
14, 749
9,290
8,283
29
8,245
734

293
4,1
624
27, 218
484
1,060
85
782
3, 510
37,972
6, 731
3,687
1,669
236
1,993
196

1,426
253
364
1,110
1, 228
1, 491
812
67
44
115

STATE MEMBER BANKS— CONDITION ON DECEMBER 30, 1939, BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]

•
Federal Reserve District

Total

'

Boston

New
York

Phila­
delphia

Cleve­
land

R ich­ Atlanta Chicago
mond

St. .
Louis

Minne­ Kansas
C ity
apolis

Dallas

San
Fran­
cisco

ASSETS
4, 940,072
4,082, 390
Obligations guaranteed b y United States Government _
__ 1,188,125
909, 526
119,052
Obligations of Government corporations and agencies, not guaranteed b y United States----672, 404
218, 604
12,130,173
5,109, 712
229,876
Demand balances with banks in United States (except private banks and American branches
1, 257,080
34,185
____
Other balances with banks in United States.
7, 825
800
654,081
325, 608
Bank premises owned and furniture and fixtures .
__
156,040
65, 223
Investments and other assets indirectly representing bank premises or other real estate,. . _
51, 700
42, 287
Income accrued but not yet collected... . ..
-------- ----- ------38, 985
Other assets______________________________________________________________________________
Total assets________

--

_ _ ..

-----

--

-

.

_

.

----- -

-

---------

-----

.

Total liabilities and capital accounts
Net demand deposits subject to reserve (see page 19)-.- _ .
Demand deposits—adjusted { s e e p a g e 1, f o o t n o t e 3 ) ____ __
forNumber
FRASER
of banks . . .
_ _ ______ _____ ____
- _____

Digitized


435,568
354,434
9, 711
30,185
28, 822
498
11, 918
202,508

9, 078,375
6,065, 372
81, 226
243, 605
2, 200, 843
381, 982
105, 347
1,140, 065

348,059
246, 965
25, 961
73,179
6, 575
28, 955
4, 465
734,159
118, 640
10, 296

173,152
5, 348
17

159, 534 114, 634
9, 529
649
179
24

48, 608
1,335
5

181,186
3, 883
155

85,178
575
23

17,193
480
9

53, 914
1,626
449

22,982
125

78, 828
4, 844
455

28, 546
22,884
34,227
19, 894
171
2, 951
7, 719

44,427 28, 601
35, 653 19, 770
22,187 5, 262
6,433 2,177
256
575
3, 927 1,148
2, 465 1, 768

11,193
5, 781
2, 622
2, 739
187
343
5, 810

48, 651
19,061
5, 774
2, 986
133
3,082
1, 762

20,857
8, 256
5, 947
785
127
829
1,017

1,649
1, 576
247

16, 855
3,105
894
278

1, 485
1,114
319
4

109
122

469
466

47
144

28, 591
18, 259
8,078
216
2, 614
1, 510
1,075

773,215
619,195
22, 636
29, 558
93, 214
14
8, 598
229, 627

963, 858 456, 959 175,223 1, 006, 830 398, 764
760,414 255, 475 101,037 750, 906 250, 954
7, 570
27,123 11, 267
17, 761 11, 689
57, 956 32, 982 31,363
69, 625 22,125
33,
955
104, 511 148, 204
152,901 111, 270
15
50
466
177
553
1,283
2, 676
13, 388 8, 854
15,084
610, 764 164, 510 57,175 614, 830 130, 334

93, 912 294,158

77,871 1,007,565

49, 736 238, 989
33, 340 102, 370
236
2, 566
9, 763 19,909
5, 652 110, 639
2
190
743
3,315
34, 675 31, 517

57,633
43,063
1,005
6,974
5, 720

84, 411 270, 506

69,986

_ 17, 979,199 643, 619 10, 371, 505 1, 009, 538 1, 583, 928 624, 915 233, 887 1, 627, 400 532,014
438, 611
601, 704
125, 469
39, 249
2, 870

56, 993
72,159
15, 080
7,191
673

94, 781 32,838
130,051 23, 394
16, 989 9,035
16, 246 3, 555
1,048
590

14, 538
9, 587
3, 516
1,100
406

61, 596
37,180
20,057
18,176
1, 736

32, 694
11, 608
7, 901
803
784

2,124, 376 93, 055 1,207, 903

152, 096

359,115 69, 412

29,147

138, 745

53, 790

834,126 37, 546
952, 535 35, 562
229, 528 10,144
99, 653 9, 707
96
8, 534

20,103, 575 736, 674 11, 579, 408 1,161, 634 1, 843, 043 694, 327 263, 034 1, 766,145 585, 804
__ 12, 215, 832 341, 785 8, 427, 321
9, 795, 583 375, 905 6,011, 730
42
172
1,175

571, 535
628, 805
66

760,006 313, 979 115, 422
787, 331 268, 710 122, 490
135
77
51

783, 252 292, 729
786, 964 254,898
265
78

24, 650
8,616
31
8
301
981
88

871
12, 353

484,595
345, 977
9, 480
33, 864
79, 665
8, 468
7,141
433, 099
386,087
10, 368
261
16, 765
91
4, 250
14, 077
1,200
917, 694

__

_.
_ _ ..............
- - -

20,632
17,814
8, 257
3,545
621
1,438
975

24, 597
7,011
1,681
7,960
119
384
285
42,037
7, 756
1, 858

9, 892
1, 530
10
263
48
595
15

-

__

248, 522
4,093
6, 426
800
402, 594
172, 335
62, 226
26,166
47,016
26, 434
15, 662

29,394 73,063
14,411 38, 881
4, 224 10,868
7,523 34, 357
4,135
590
9,185
4, 360
264
1,141
60,766 171, 630
9, 720 41, 204
2,041
3, 268

25, 716
4,491
61
453
291
138
367

-

Total capital accounts

73,349
1, 698
83

266, 281 526,061 208, 574 80, 725 412,073 157, 347
157, 608 407, 821 117, 898 25, 518 305, 726 113, 472
66,158
88, 633 38,127 12, 531 100, 717 31, 750
54, 702
59,143 24, 476 21, 872 184, 854 31,121
471
5,930
7, 842
8, 378
9, 404 5, 378
3, 740 106, 661 19,141
89,024
86, 412 18, 636
3,046
21, 900
41, 533 4, 944
5,487 13, 201
663,515 1,219, 007 418, 033 147,903 1,123, 896 371,962
189,030 307, 234 88, 686 32, 451 341, 342 84, 353
4, 057
5,895
14,180
32, 212 13,000
34, 234

786, 909 170,083 518,093 147, 990 47, 282 575, 234 109, 291
191, 494
18, 808
4, 951
5,438
23, 807
23, 944 17,147
23, 831 6, 077
2, 422
56
94
688
1, 613
1,695
492
593
266, 623
312
702
1, 428
28, 479
43, 613 4,589
8, 517
340
748
1,065
556
456 1, 357
1,546
3, 780
2,145
1, 323 ” ""45,” 575
5, 322
18,041 2, 938
3, 742
454
16, 848
692
207
147
5,035 1,067
1,254
2,880
638,076 10, 218, 440 1, 002, 842 1, 574, 622 621, 469 232,398 1 , 621, 660 529, 098
39, 906
120
50
36
54, 301
127
187
698
171
256
575
215
10, 407
472
358
497
966
358
278
308
7,
630
513
635
935
1,240
1, 676
721
2, 687
11,164
854
278
2, 563
3, 085
5, 225 1,102
1,959
29, 537
942
39
328
1, 756
1, 741
770
535

CAPITAL ACCOUNTS
Surplus
_
Undivided profits
Reserves for contingencies
Other capital accounts

2, 576,184
2, 471, 992
788, 771
393, 487
68, 852
274,121
112,408
6 , 685, 815
3, 785, 542
95, 777

----- - - 20,103, 575 736, 674 11, 579, 408 1,161, 634 1, 843, 043 694,327 263, 034 1, 766,145 585, 804

LIABILITIES
14,119, 745
Demand deposits—total
__
_________ ______ __ _
Individuals, partnerships, and corporations______
- . 9, 682, 537
202, 270
United States Government ( s e e p a g e 1, f o o t n o t e 2 ) _
__
587, 909
States and political subdivisions _____________
3,075, 396
Banks in United States
.
392, 415
Banks in foreign countries
_ _ . _
179, 218
Certified and officers’ checks cash letters of credit and travelers’ checks, etc.
Time deposits—total_______________________________________________________________________ 3,661, 457
Individuals, partnerships, and corporations:
2, 992, 721
Savings deposits
- ___
. 149,008
Certificates of deposit
_
.
.
.
.
8,016
Christmas savings and similar accounts
_
_
_ 371, 752
Open accounts_________
-------- --- ------------------------------------------------ -------------6,799
Postal savings (s e e p a g e 1 , fo o t n o t e 2 ) __ _
__
88, 830
States and political subdivisions _ _.
_ 40, 251
Banks in United States
4,080
Banks in foreign countries
17, 781, 202
Total deposits
____
_
_ _ _
39, 906
Due to own foreign branches
359
Bills payable rediscounts and other liabilities for borrowed monev
59, 582
Acceptances outstanding
14, 300
Dividends declared but not yet payable
_
.
.
18, 616
Income collected but not yet earned
27, 742
Expenses accrued and unpaid
-_
_
37, 492
Other liabilities ______ __
. _ .
Total liabilities. __

237, 714
175,087
18, 704
16, 852
1, 378
31, 785
9,930
491, 450
103, 754
13,058

76

77

5
39
49
2

32
57
209
4

96
15
83
3

3,052
523
2, 468
1,171
1,835

84,582 270, 885

70,183

926, 743

4, 358
2,600
563
150
17

44,005
20, 508
14, 671
1, 397
241

7, 688

80,822

5, 344
2,204
1, 307
436
39

10, 822
5, 978
4, 796
1, 643
34

9,330

23,273

93,912 294,158
■ -30, 910 168, 247
42,197 108, 739
81
76

-■

77, 871 1, 007,565
---33,166 377, 480
49, 423 358, 391
63
69

00

19
ALL MEMBER BANKS— RESERVE POSITION ON DECEMBER 30, 1939
[In thousands of dollars]

All member banks_____

Reserves with Federal Reserve
banks
D educ­
Net de­
Net de­
tions
al­
mand
Gross de­
mand
Tim
e
lowed
in
deposits
mand
deposits plus time
deposits com put­ subject to
deposits Required* Held*
ing
Excess
reserve
reserves1

Ratio of
required
reserves
to net
demand
plus time
deposits
(per cent)

Ratio of
reserves
held to
net de­
mand
plus time
deposits
(per cent)

__ _____ 437,487,405 47,161,537 30,325,868 11,852,337 42,178,205 6,436,941 11,603,504 5,166,563

15.3

27.5

__ 4 16, 598,452 <1,076, 258 15, 522,194 1, 238, 357 16, 760, 551 3, 593, 217 6,907,800 3, 314, 583
13,004, 583 3, 248, 511 9, 756,072 4, 736,102 14, 492,174 1, 944,118 3,118,161 1,174,043
677,937
899, 606 1, 577, 543
7,884, 370 2,836, 768 5,047, 602 5,877, 878 10, 925,480

21.4
13.4
8.2

41.2
21.5
14.4

293,142
543,004
249,862
2, 337,123
16, 558,020 3, 243, 280 6,304, 935 3,061,655
307, 703
595, 654
287,951
2, 696, 256
675,117
311,312
3, 221, 383
363,805
282,177
106, 862
175, 315
1, 509, 606
153,190
55,113
208, 303
1, 270, 615
875,860 1, 515, 408
639, 548
5, 748,461
104,840
1, 324, 229
165,436
270, 276
870, 502
95,181
153, 910
58, 729
1, 284, 705
169, 658
258,965
89,307
136, 369
215, 666
79, 297
1,048,175
458,002
122,087
580,089
4, 309,130

12.5
19.6
11.4
11.3
11.6
12.1
15.2
12.5
10.9
13.2
13.0
10.6

23.2
38.1
22.1
21.0
18.7
16.4
26.4
20.4
17.7
20.2
20.6
13.5

742, 950 13,823, 779 3,013, 036 5, 914, 718 2, 901, 682
580,181
993,082
412,901
495, 407 2,936, 772

21.8
19.8

42.8
33.8

Central reserve city banks _ . ___
Reserve nit.y banks
Country banks

A ll member banks, b y districts:
B oston________ __
_____________
N ew York _ _ _ _ _
_ _
__
Philadelphia_____
_ _
__
__
Cleveland______ ___________
__ _
_
Richm ond___
Atlanta_______ ______ _
_ __
Chicago___ _
___
St. Louis___ _______ __ _ _
____
Minneapolis
____ _
____ __
Kansas City__ ________________ __
Dallas_________ __ _ _ __________
San Francisco____
_ _ _______
Central reserve city banks:
N ew York __ _
_
_
C hicago.
___ ____
__ ___
Reserve city banks, b y districts:
Boston
_
__ __
N ew York
_ . . __
P h ilad elp h ia____
___
__
__
Cleveland___ _____ _______
_
_ __
R ichm ond___ _
Atlanta_________
__ __
Chicago_______ _
_
_ - __
St. L o u i s . ___
__ __
____
Minneapolis______
_
_______
_____ __
Kansas City_._
__ _
Dallas. _ _____
_______
San Francisco______ ________ ____
Country banks, b y districts:
B o sto n .. _
___ _
____ ____
New Y ork __
_ _
_ _ __ __
_______. __
Philadelphia
_
Cleveland.
_
_
__
R ichm ond____ ______ _ _ _
___
Atlanta____ _ _ _
Chicago__ ______
______
St. L ouis___ _ _ __
______
Minneapolis.
_.
_____
Kansas C ity .
_
_ ______
D a llas... .
_____
_ ____ ___
San Francisco__ ______ . . .
_

2,099, 715
403,912
15,400,420 1,127, 247
2,116, 559
535,118
644, 752
2,451, 646
1, 388,841
441, 204
1, 333, 783
469, 669
4 5,130, 676 41, 203, 567
1, 301, 962
400, 609
758, 280
254, 679
1, 536, 768
569,014
1, 343, 309
528, 569
2, 625,446
583,197
13, 763,924
4 2,834, 528

1, 695,803
14, 273,173
1 581,441
1 806,894
947, 637
864,114
3, 927,109
901, 353
503, 601
967, 754
814, 740
2,042, 249

683,095 13,080,829
4 393,163 2, 441, 365

641, 320
2, 284,847
1,114, 815
1,414, 489
561, 969
406, 501
1, 821, 352
422,876
366, 901
316, 951
233,435
2, 266,881

1,179, 459
229, 363
1,400,165
1,800, 916
816,815
781,164
1, 376,101
903,440
421, 726
1,059, 318
773, 288
2, 262, 828 ,

132, 561
46,324
269, 451
414,488
207, 710
250, 767
447,142
246, 520
123, 487
374, 233
283, 682
452,146

1,133, 735
338,076
1,375, 556
2,113, 967
819, 281
706,460
1, 516,919
836, 747
387,877
843,848
618, 899
3,800,809

187, 549
39, 784
210,117
279,002
117,102
101, 622
191,966
123, 952
56, 674
127,828
92,146
416, 376

354,136
46,485
421, 311
525,059
183, 447
127, 703
321, 385
197, 985
89, 521
190, 511
135, 201
525,417

166, 587
6,701
211,194
246, 057
66,345
26,081
129, 419
74,033
32,847
62, 683
43,055
109,041

16.5
11.8
15.3
13.2
14.3
14.4
12.7
14.8
14.6
15.1
14.9
11.0

31.2
13.7
30.6
24.8
22.4
18.1
21.2
23. 7
23.1
22.6
21.8
13.8

920, 256
1, 407,133
716, 394
650, 730
572,026
552, 619
920,047
398, 522
336, 554
477,450
570,021
362, 618

554, 483 1, 203, 388
648, 905
271, 351
397, 828 1,009, 305 1,386,860 2, 396,165
450, 727
869, 973 1, 320, 700
265, 667
420, 466
686, 950 1,107, 416
230, 264
690, 325
338, 532
351, 793
233,494
564,155
230,438
333, 717
218,902
737, 985 1, 294, 770
556, 785
363, 262
487,482
244,433
243, 049
154,089
482, 625
205, 362
277, 263
131,192
440, 857
282, 669
158,188
194, 781
429, 276
104,142
325,134
244, 887
508, 321
276, 754
231, 567
131,051

105, 593
190,460
97, 586
84,803
58, 213

188, 868
343, 732
174, 343
150,058
98, 730
80, 600
200, 941
72, 291
64, 389
68, 454
80,465
54, 672

83, 275
153, 272
76, 757
65, 255
40, 517

8.8
7.9
7.4
7.7
8.4
9.1
8.0
8.5
8.0
9.5
10.3
8.2

15.7
14.3
13.2
13.6
14.3

1,046,898
86, 837
183,039
155,037
1,130, 714
244,842
727, 539
1, 386, 428
609,105
210,176
530,397
176,063
587, 960
928, 959
179,827
656, 920
298, 239
89, 638
685,085
158, 763
129, 293
489, 606
1,810, 682 1, 990,127

51, 568

103, 713
41, 484
38, 507
41,830
44, 223
41, 626

29,032

97, 228
30,807
25, 882
26, 624
36, 242
13,046

14.3

15.5
14.8
13.3
15.5
18.7
10.8

i Dem and balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of
collection. The difference between the figures shown in this column and the figures shown against the corresponding captions under “ Assets” is
accounted for b y an excess of allowable deductions over gross demand deposits at a number of banks.
* Reserves actually required are based on deposits at opening of business. The figures in this column, therefore, represent the reserves required
to be maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve
System has prescribed the following requirements as to reserves to be maintained b y each member bank: Tim e deposits—5 per cent for all member
banks; N et demand deposits— 2 2 % per cent for Central Reserve city banks, 17^ per cent for Reserve city banks and 12 per cent for Country banks.
* As reported b y member banks. These figures differ from those shown by the Federal Reserve banks’ books because of a lack of synchro­
nization of entries on the books of the Federal Reserve banks and the member banks.
* “ Gross demand deposits” and “ Deductions” , as shown in this table but not elsewhere, exclude uninvested trust funds and balances due from
banks, respectively, reported b y one bank that has no commercial department.

ALL MEMBER BANKS— PLEDGED ASSETS AND SECURED AND PREFERRED LIABILITIES
ON DECEMBER 30, 1939
[In thousands of dollars]

All
State
member
banks

Central Reserve city
member banks

All
member
banks

All
national
member
banks

Pledged assets (and securities loaned)—total _
. . . ..
United States Government obligations, direct and
guaranteed, pledged to secure liabilities._ _ __ ----Other assets pledged to secure liabilities
._
_ ._
Assets pledged to qualify for exercise of fiduciary or
corporate powers, and for purposes other than to
secure l i a b i l i t i e s _.
__
_
_ -------- --Securities loaned___
___ _
_ . . . ___

3, 952,234

3, 006, 606

945,628

434, 492

322,484

1, 996,523

1,198, 735

2,963, 257
757,062

2, 284,905
605,118

678, 352
151, 944

254, 816
61,643

310,838
334

1, 590, 790
361,095

806, 813
333,990

163, 568
68, 347

93, 789
22, 794

69, 779
45, 553

58, 788
59, 245

5, 278
6,034

41, 784
2,854

57, 718
214

Secured and preferred liabilities—total __ ___
_ ----------Deposits secured b y pledged assets _
_ _
Borrowings secured b y pledged assets
Other liabilities secured b y pledged assets. . . . .
Deposits preferred under provisions of law but not
secured b y pledge of assets

3,876, 761
3, 056, 587
2,688
19, 697

2,401,053
2, 397, 705
2, 373
975

1,475, 708
658,882
315
18, 722

856,222
224, 214

295, 584
295, 584

1, 652,819
1, 567, 780

4, 970

12, 222

1, 072,136
969,009
2,688
2,505

797, 789

627, 038

72, 817

97,934




797, 789

N ew York

Chicago

Reserve
city
member
banks

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member
banks

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