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MEMBER BANK

CALL REPORT




NUMBER 127

C O N D I T I O N O F M E M B E R BANKS

BOARD OF GOVERNORS
OF THE FEDERAL RESERVE SYSTEM
WASHINGTON

CONTENTS
Assets and Liabilities:

PAGE

Of All Member Banks April 20, 1953, December 31, 1952, and March 31, 1952

1

Of All Member Banks on Selected Call Dates, 1948—1953

2

By Class of Bank

3

By Federal Reserve Districts

4—5

Classification of Loans and United States Government Direct Obligations:
Of All Member Banks on Selected Call Dates, 1947-1953

6

By Class of Bank

6

By Federal Reserve Districts

7

Of Reserve City and Country Member Banks, by Federal Reserve Districts

8—9

All Member Banks—Assets and Liabilities of Central Reserve City and Reserve City Banks, by Cities,
and of Country Banks in Each Federal Reserve District
Assets and Liabilities of Member Banks, by States

10-13
14-17

Deposits and Reserves by Class of Bank and Federal Reserve Districts

18

Assets and Liabilities of State Member Banks, by Federal Reserve Districts

19

These statistics are tabulated from condition reports submitted by member banks following each official call,
a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The
Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes the
combined statistics of national and State member banks in the Member Bank Call Report.
Member banks are classified according to their reserve requirements as central reserve city banks, reserve
city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city is
classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central
reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central
reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities
have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member
bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition
report, the report is tabulated according to a single location (that of the bank's head office, unless it has a branch
in a city where banks are subject to higher reserve requirements).
The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve
membership, mergers, etc., and by changes in the reserve classification of cities or individual banks.




MEMBER BANK CALL REPORT
ASSETS AND LIABILITIES OF MEMBER BANKS ON APRIL 20, 1953 COMPARED
WITH DECEMBER 31, 1952 AND MARCH 31, 1952
[ A m o u n t s in t h o u s a n d s of dollars]
Change since—

Condition on—
April 20,
1953
ASSETS
Loans and investments
Loans (including overdrafts)
United States G o v e r n m e n t direct obligations
Obligations g u a r a n t e e d by United States G o v e r n m e n t . . .
O b l i g a t i o n s of S t a t e s a n d p o l i t i c a l s u b d i v i s i o n s
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve B a n k stock)

Dec. 31,
1952

March 31,
1952

D e c . 31,
1952

March 31,
1952

116,489,072
55,645,919
48,772,326
25,815
8,859,627
2,849,918
335,467

119,547,412
55,033,612
52,743,575
19,295
8,408,621
3,010,078
332,231

110,996,937
49,428,768
50,160,164
14,212
7,960,083
3,114,369
319,341

-3,058,340
+612,307
-3,971,249
+6,520
+451,006
-160,160
+3,236

+5,492,135
+6,217,151
-1,387,838
+ 11,603
+899,544
-264,451
+ 16,126

Reserves, cash, a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
C a s h in v a u l t
.
D e m a n d b a l a n c e s w i t h b a n k s in U n i t e d S t a t e s ( e x c e p t
p r i v a t e b a n k s a n d A m e r i c a n b r a n c h e s of f o r e i g n b a n k s )
O t h e r b a l a n c e s w i t h b a n k s in U n i t e d S t a t e s
B a l a n c e s w i t h b a n k s in f o r e i g n c o u n t r i e s
C a s h i t e m s in p r o c e s s of c o l l e c t i o n

35,860,476
19,881,753
1,882,949

39,254,535
19,810,476
2,080,744

35,061,482
19,586,318
1,772,485

-3,394,059
+71,277
-197,795

+798,994
+295,435
+ 110,464

5,934,904
26,490
46,219
8,088,161

7,349,051
28,812
74,653
9,910,799

6,348,172
23,931
41,123
7,289,453

-1,414,147
-2,322
-28,434
-1,822,638

-413,268
+2,559
+5,096
+798,708

Due f r o m own foreign branches
B a n k p r e m i s e s o w n e d a n d f u r n i t u r e a n d fixtures
O t h e r real e s t a t e o w n e d
I n v e s t m e n t s a n d other assets indirectly representing b a n k
p r e m i s e s or o t h e r real e s t a t e
Customers' liability on acceptances
I n c o m e a c c r u e d b u t n o t y e t collected
Other assets

53,058
1,130,259
25,073

47,666
1,100,420
25,336

72,221
1,047,820
24,341

+5,392
+29,839
-263

-19,163
+82,439
+732

86,880
307,460
281,241
167,351

86,169
323,972
290,796
149,940

86,888
349,790
266,140
158,155

+711
-16,512
-9,555
+ 17,411

—8
-42,330
+15,101
+9,196

154,400,870

160,826,246

148,063,774

-6,425,376

+6,337,096

105,740,367
80,998,411
3,044,486
7,234,437
10,593,304
1,349,502

114,045,008
85,680,237
4,566,950
7,029,457
12,593,672
1,431,081

103,600,241
77,007,144
5,408,776
6,816,001
10,841,054
1,307,926

-8,304,641
—4,681,826
-1,522,464
+204,980
-2,000,368
-81,579

+2,140,126
+3,991,267
-2,364,290
+418,436
-247,750
+41,576

2,520,227

2,743,611

2,219,340

-223,384

+300,887

34,054,728
31,782,842
293,064
17,708
1,336,594
29,384
595,136

33,482,402
31,266,362
302,812
17,723
1,303,176
32,259
560,070

31,564,857
29,555,889
255,067
16,770
1,291,221
24,168
421,742

+572,326
+516,480
-9,748
—15
+33,418
-2,875
+35,066

+2,489,871
+2,226,953
+37,997
+938
+45,373
+5,216
+173,394

139,795,095

147,527,410

135,165,098

-7,732,315

+4,629,997

660,869

728,389

+44,658

-22,862

1,213,250
326,422
32,242
454,602
688,417
226,899

164,581
343,277
63,485
406,393
671,953
227,497

298,688
371,834
53,274
277,622
585,872
197,557

+1,048,669
-16,855
-31,243
+48,209
+ 16,464
-598

+914,562
-45,412
-21,032
+176,980
+ 102,545
+29,342

143,442,454

150,065,465

137,678,334

3,345,083
5,243,250
1,998,185
371,898

3,294,025
5,188,281
1,895,200
383,275

3,230,241
4,857,201
1,926,843
371,155

Total assets.
LIABILITIES
Demand deposits
Individuals, partnerships, and corporations
United States Government
S t a t e s a n d political s u b d i v i s i o n s
B a n k s in U n i t e d S t a t e s
B a n k s in foreign countries
C e r t i f i e d a n d officers' c h e c k s , c a s h l e t t e r s of c r e d i t , a n d
travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations.
United States Government
Postal savings
States and political subdivisions
B a n k s in U n i t e d S t a t e s
B a n k s in f o r e i g n c o u n t r i e s
Total deposits

•

Due to own foreign b r a n c h e s
Bills p a y a b l e , r e d i s c o u n t s , a n d o t h e r l i a b i l i t i e s f o r b o r r o w e d
money
Acceptances outstanding
Dividends declared b u t not yet p a y a b l e
I n c o m e collected b u t not yet e a r n e d
Expenses accrued and unpaid
O t h e r liabilities
Total liabilities

705,527

CAPITAL ACCOUNTS
Capital
Surplus
Undivided profits
Other capital accounts.
Total capital accounts
Total liabilities and capital a c c o u n t s .
MEMORANDA
N e t d e m a n d d e p o s i t s s u b j e c t t o r e s e r v e (see p a g e 18).
D e m a n d deposits a d j u s t e d 1
P l e d g e d assets ( a n d s e c u r i t i e s l o a n e d )
N u m b e r of b a n k s

-6,623,011 |
+51,058
+54,969
+ 102,985
-11,377

+114,842
+386,049

10,958,416

1 0 , 7 6 0 781

10,385,440

+197,635

+572,976

154,400,870

160,826,246

148,063,774

-6,425,376

+6,337,096

91,719,213
82,664,914
17,817,299
6,770

96,786,455
85,542,506
17,333,288
6,798

89,964,157
78,753,032
17,381,407
6,826

-5,067,242
-2,877,592
+484,011
-28

+1,755,056
+3,911,882
+435,892

I D e m a n d d e p o s i t s o t h e r t h a n i n t e r b a n k a n d U n i t e d S t a t e s G o v e r n m e n t , less cash i t e m s r e p o r t e d as in process of collection.




+5,764,120

1

2
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON SELECTED CALL DATES
APRIL 12, 1948 TO APRIL 20, 1953
[Amounts in thousands of dollars]
1948
April 12

ASSETS
Loans and I n v e s t m e n t s

Loans (including o v e r d r a f t s )
United States G o v e r n m e n t direct obligations.
Obligations g u a r a n t e e d by United States G o v ernment
Obligations of States and political subdivisions
Other bonds, notes, and d e b e n t u r e s
Corporate stocks (including Federal Reserve
Bank stock)

Reserves, cash, and bank balances

Reserve with Federal Reserve Banks
Cash in v a u l t
D e m a n d balances with b a n k s in United States
(except private banks and American branches
of foreign banks)
Other balances with b a n k s in United S t a t e s . .
Balances with b a n k s in foreign countries
Cash items in process of collection

Due from own foreign branches
Bank premises owned and f u r n i t u r e and fixtures. .
Other real estate owned
I n v e s t m e n t s and other assets indirectly representing b a n k premises or other real estate
Customers* liability on acceptances
Income accrued b u t not yet collected
Other assets

Total assets.
LIABILITIES
D e m a n d deposits

Individuals, partnerships, and c o r p o r a t i o n s . . .
United States G o v e r n m e n t
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc

T i m e deposits

Individuals, partnerships, and c o r p o r a t i o n s . . .
United States G o v e r n m e n t
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries

Total deposits

1949
April 11

1950
April 24

1951
April 9

1952
March 31

1952
Dec. 31

1953
April 20

95,895,763 93,834,682 101,521,024 105,705,343 110,996,937 119,547,412 116,489,072
3 3 , 0 6 1 , 6 3 6 34,905,095 36,784,591 4 6 , 3 1 8 , 0 4 2 4 9 , 4 2 8 , 7 6 8 5 5 , 0 3 3 , 6 1 2 5 5 , 6 4 5 , 9 1 9
55,363,506 51,361,882 55,575,473 [48,853,862 50,160,164 52,743,575 48,772,326
[
6,644
19,295
14,212
25,815
4,452,284
4,636,598
5,954,395
6,925,878
8,408,621
7,960,083
8,859,627
2,738,540
2,649,015
2,913,797
3,297,618
3,010,078
3,114,369
2,849,918
279,797

282,092

292,768

303,299

319,341

332,231

335,467

29,343,289 30,978,407
16,749,500 19,186,013
1,562,802
1,609,386

27,932,502
15,642,560
1,652,695

32,688,508
19,305,272
1,713,063

35,061,482
19,586,318
1,772,485

39,254,535
19,810,476
2,080,744

35,860,476
19,881,753
1,882,949

5,342,333
32,145
19,489
5,637,020

5,028,933
27,588
21,185
5,105,302

5,260,916
26,940
36,110
5,313,281

5,503,914
29,290
110,301
6,026,668

6,348,172
23,931
41,123
7,289,453

7,349,051
28,812
74,653
9,910,799

5,934,904
26,490
46,219
8,088,161

11,829
836,586
13,056

40,758
887,672
14,427

35,519
922,994
16,847

54,616
977,613
17,872

72,221
1,047,820
24,341

47, ,666
1,100, 420
25 336

53,058
1,130,259
25,073

58,705
155,961
218,579
141,002

59,737
149,491
223,092
162,200

68,770
147,420
258,785
128,133

86,815
277,793
229,729
149,545

349,790
266,140
158,155

169
323 972
290 796
149 940

86,880
307,460
281,241
167,351

126,674,770 126,350,466 131,031,994 1 4 0 , 1 8 7 , 8 3 4 1 4 8 , 0 6 3 , 7 7 4 1 6 0 , 8 2 6 , 2 4 6 154,400,870
88,040,639
68,093,185
2,115,433
5,569,956
9,133,001
1,374,534

86,906,468
66,766,174
2,563,280
5,848,945
8,855,023
1,410,930

90,361,101
69,364,512
2,686,514
6,099,572
9,150,132
1,342,534

1,754,530

1,462,116

1,717,837

28,631,741
27,615,909
98,270
3,328
872,364
32,749
9,121

29,104,984
27,885,483
118,340
4,416
1,029,969
27,315
39,461

29,605,473
28,212,782
164,641
4,916
1,073,538
26,509
123,087

9 8 , 5 8 8 , 3 0 9 1 0 3 , 6 0 0 , 2 4 1 114,045,008 105,740,367
7 3 , 1 1 8 , 3 2 2 7 7 , 0 0 7 , 1 4 4 8 5 , 6 8 0 , 2 3 7 80,998,411
6,255,604
5,408,776
4,566,950
3,044,486
6,190,229
6,816,001
7,029,457
7,234,437
9 , 7 3 9 , 0 9 2 1 0 , 8 4 1 , 0 5 4 12,593,672 10,593,304
1,443,610
1,307,926
1,431,081
1,349,502
1,841,452

2,219,340

29,640,388 31,564,857
27,891,436 29,555,889
182,487
255,067
7,449
16,770
1,200,923
1,291,221
24,689
24,168
333,404
421,742

2,743,611

2,520,227

33,482,402 34,054,728
31,266,362 31,782,842
302,812
293,064
17,723
17,708
1,303,176
1, 336,594
32,259
29,384
560,070
595,136

116,672,380 1 1 6 , 0 1 1 , 4 5 2 119,966,574 1 2 8 , 2 2 8 , 6 9 7 135,165,098 1 4 7 , 5 2 7 , 4 1 0 1 3 9 , 7 9 5 , 0 9 5

Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances o u t s t a n d i n g
Dividends declared b u t not yet payable
Income collected b u t not yet earned
Expenses accrued and unpaid
Other liabilities

Total liabilities.
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital a c c o u n t s
Total liabilities and capital a c c o u n t s .
MEMORANDA

P a r or face value of capital
Capital notes and d e b e n t u r e s
Preferred stock
Common stock
Retirable value of preferred stock

Net d e m a n d deposits subject t o reserve (see page 18)
Demand deposits a d j u s t e d (see f o o t n o t e on page 1).
Pledged assets (and securities loaned)
N u m b e r of b a n k s




280,726

315,187

498,555

412,288

728,389

660,869

705,527

234,747
172,431
10,694
140,536
328,854
224,066

199,084
163,584
14,233
162,894
355,438
179,986

252,143
160,668
23,871
228,750
404,318
149,893

309,064
310,435
31,626
261,680
496,884
296,908

298,688
371,834
53,274
277,622
585,872
197,557

164,581
343,277
63,485
406,393
671,953
227,497

1,213,250
326,422
32,242
454,602
688,417
226,899

1 1 8 , 0 6 4 , 4 3 4 117,401,858 1 2 1 , 6 8 4 , 7 7 2 1 3 0 , 3 4 7 , 5 8 2 1 3 7 , 6 7 8 , 3 3 4 1 5 0 , 0 6 5 , 4 6 5 1 4 3 , 4 4 2 , 4 5 4
2,751,651
3,848,392
1,512,005
498,288

2,868,904
3,945,344
1,688,444
445,916

2,917,728
4,261,297
1,742,036
426,161

3,031,005
4,587,126
1,839,676
382,445

3,230,241
4,857,201
1,926,843
371,155

3,294,025
5,188,281
1,895,200
383,275

3,345,083
5,243,250
1,998,185
371,898

8,610,336

8,948,608

9,347,222

9,840,252

10,385,440

10,760,781

10,958,416

126,674,770 126,350,466 1 3 1 , 0 3 1 , 9 9 4 1 4 0 , 1 8 7 , 8 3 4 148,063,774 160,826,246 1 5 4 , 4 0 0 , 8 7 0
2,751,727
15,585
61,165
2,674,977

2,868,904
9,993
56,246
2,802,665

2,917,728
9,298
48,653
2,859,777

3,031,005
9,081
42,901
2,979,023

3,230,241
8,975
32,428
3,188,838

3,294,025
15,418
21,799
3,256,808

3,345,083
14,777
21,442
3,308,864

115,627

107,947

95,187

84,792

71,711

52,379

51,850

77,062,588
69,780,651
11,174,295
6,932

76,773,757
68,971,933
12,390,765
6,913

79,789,023
71,868,640
13,552,424
6,891

87,059,935
75,123,335
16,865,825
6,869

89,964,157
78,753,032
17,381,407
6,826

96,786,455
85,542,506
17,333,288
6,798

91,719,213
82,664,914
17,817,299
6,770

3
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 20, 1953
BY CLASS OF BANK
[ A m o u n t s in t h o u s a n d s of dollars]
Central reserve city
member banks 1

ASSETS
Loans and investments
Loans (including overdrafts)
United States G o v e r n m e n t direct obligations.
Obligations guaranteed by United States G o v ernment
O b l i g a t i o n s of S t a t e s a n d p o l i t i c a l s u b d i v i s i o n s
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve
B a n k stock)

Reserve
citymember
banks 1

New York

Chicago

20,578,547
12,169,343
6,264,167

5,634,639
2,590,733
2,461,370

44,666,268
22,093,811
18,123,320

1,819
1,505,584
536,843

409,471
159,697

20,568
3,188,074
1,123,999

Country
member
banks 1

All
member
banks

45,609,618 116,489,072
18,792,032 55,645,919
21,923,469 48,772,326
3,428
3,756,498
1,029,379

25,815
8,859,627
2,849,918

All
national
member
banks

All S t a t e
member
bank#

78,388,116
36,449,524
33,350,413

38,100,956
19,196,395
15,421,913

21,283
6,304,230
2,063,377

4,532
2,555,397
786,541

100,791

13,368

116,496

104,812

335,467

199,289

136,178

Reserves, cash, a n d b a n k balances
Reserve with Federal Reserve Banks
C a s h in v a u l t
D e m a n d b a l a n c e s w i t h b a n k s in U n i t e d S t a t e s
(except private b a n k s and A m e r i c a n branches
of f o r e i g n b a n k s )
_
O t h e r b a l a n c e s w i t h b a n k s in U n i t e d S t a t e s . . .
B a l a n c e s w i t h b a n k s in f o r e i g n c o u n t r i e s
C a s h i t e m s in p r o c e s s of c o l l e c t i o n

7,695,720
5,051,564
143,152

1,944,377
1,323,348
31,816

14,189,189
7,742,672
583,339

12,031,190
5,764,169
1,124,642

35,860,476
19,881,753
1,882,949

23,923,250
12,982,079
1,273,839

11,937,226
6,899,674
609,110

39,844
2,361
22,551
2,436,248

126,101
1,416
2,351
459,345

1,902,560
15,105
19,137
3,926,376

3,866,399
7,608
2,180
1,266,192

5,934,904
26,490
46,219
8,088,161

4,517,952
18,550
25,352
5,105,478

1,416,952
7,940
20,867
2,982,683

Due from own foreign branches
Bank premises owned and f u r n i t u r e and fixtures. . .
O t h e r real e s t a t e o w n e d
I n v e s t m e n t s and other assets indirectly representing b a n k p r e m i s e s o r o t h e r real e s t a t e
Customers' liability on acceptances
I n c o m e accrued b u t not yet collected
O t h e r assets

53,058
158,101

15,669

416,362
15,158

540,127
9,909

53,058
1,130,259
25,073

52,677
765,575
22,097

381
364,684
2,976

2,537
201,011
62,524
27,779

151
3,493
19,512
9,272

70,655
98,477
138,321
75,486

13,537
4,479
60,884
54,814

86,880
307,460
281,241
167,351

58,539
146,297
185,674
102,362

28,341
161,163
95,567
64,989

28,779,283

7,627,113

59,669,916

58,324,558 154,400,870 103,644,587

50,756,283

22,451,465
16,716,157
468,625
335,678
2,898,090
1,076,970

5,781,252
4,064,477
187,222
299,442
1,132,657
34,409

40,806,098
30,416,107
1,221,085
2,677,798
5,525,419
227,337

36,701,552 105,740,367
29,801,670 80,998,411
1,167,554
3,044,486
3,921,519
7,234,437
1,037,138 10,593,304
10,786
1,349,502

35,051,606
27,383,405
965,027
1,821,350
3,234,693
594,029

955,945

63,045

738,352

762,885

2,520,227

1,467,125

1,053,102

2,320,273
1,751,812
53,029

1,180,965
1,161,915
3,350

32,321
4,500
478,611

8,250
3,450
4,000

13,585,065
12,591,668
100,996
2,761
768.307
8,808
112,525

16,968,425
16,277,447
135,689
14,947
527,716
12,626

34,054,728
31,782,842
293,064
17,708
1,336,594
29,384
595,136

23,373,077
21,781,010
256.933
13,403
1,010,355
23,013
288,363

10,681,651
10,001,832
36,131
4,305
326,239
6,371
306,773

24,771,738

6,962,217

54,391,163

53,669,977 139,795,095

94,061,838

45,733,257

169.308

705,527

694,283

11,244

1,213,250
326,422
32,242
454,602
688,417
226,899

626,840
158,443
29,378
312,428
447.934
154,312

586,410
167,979
2,864
142,174
240,483
72,587

54,246,944 143,442,454

96,485,456

46,956,998
1,095,616
1,892,925
700,291
110,453

Total assets.
LIABILITIES
Demand deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
B a n k s in U n i t e d S t a t e s
B a n k s in foreign countries
C e r t i f i e d a n d o f f i c e r s ' c h e c k s , c a s h l e t t e r s of
credit, and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations.
United States Government
Postal savings
States and political subdivisions
B a n k s in U n i t e d S t a t e s
B a n k s in f o r e i g n c o u n t r i e s
Total deposits
Due to own foreign b r a n c h e s
Bills p a y a b l e , r e d i s c o u n t s , a n d o t h e r liabilities f o r
borrowed money
Acceptances outstanding
Dividends declared b u t not yet payable
I n c o m e collected b u t not yet earned
Expenses accrued and unpaid
O t h e r liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
Total liabilities a n d capital a c c o u n t s .
MEMORANDA
P a r or f a c e v a l u e of c a p i t a l
Capital notes and d e b e n t u r e s . .
Preferred stock.
Common stock

536,219
391,922
212,024
8,013
45,211
167,841
113,365

52,500
3,929
4,175
9,566
40,181
12,849

562,605
105,630
17,215
215,904
325,185
76,750

26,246,333

7,085,417

55,863,760

712,586
1,378,916
420,045
21,403

202,750
241,050
49,186
48,710

1,178,540
1,842,357
669,489
115,770

2,532,950

541,696

3,806,156

28,779,283

7,627,113

59,669,916

712,586
1,300

202,750

1,178,540
5,400
1,482
1,171,658

7

- M

1,251,207
1,780,927
859,465
186,015

3,345,083
5,243,250
1,998,185
371,898

2,249,467
3,350,325
1,297,894
261,445

4,077,614

10,958,416

7,159,131

3,799,285

58,324,558 154,400,870 103,644,587

50,756,283

2,249,467

1,095,616
14,777
15,823
1,065,016

1,251,207
8,077
18,460
1,224,670

3,345,083
14,777
21,442
3,308,864

5)619
2,243,848

711,286

1,500
201,250
1,500

1,492

48,858

51,850

8,851

42,999

19,975,373
15,571,532
2,105,694
22

5,195,806
3,967,619
781,377
13

34,977,890
29,905,881
8,090,673
321

31,570,144
33,219,882
6,839,555
6,414

91,719,213
82,664,914
17,817,299
6,770

61,065,331
55,389,740
13,052,376
4,883

30,653,882
27,275,174
4,764,923
1,887

R e t i r a b l e v a l u e of p r e f e r r e d s t o c k
N e t d e m a n d d e p o s i t s s u b j e c t t o r e s e r v e (see p a g e 18)
D e m a n d d e p o s i t s a d j u s t e d (see f o o t n o t e o n p a g e 1) .
Pledged assets (and securities loaned)
N u m b e r of b a n k s

206,223
4,839
2,839
183,921
155,210
23,935

70,688,761
53,615,006
2,079,459
5,413,087

1
B a n k s a r e classified a c c o r d i n g t o t h e i r r e s e r v e r e q u i r e m e n t s a n d n o t n e c e s s a r i l y a c c o r d i n g t o l o c a t i o n ; see c o n t e n t s p a g e f o r b a s i s of classific a t i o n of m e m b e r b a n k s .




4
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 20, 1953
BY FEDERAL RESERVE DISTRICTS
[ A m o u n t s in t h o u s a n d s of dollars]
Federal Reserve district
Total, all
districts

ASSETS
Loans and investments
116,489,072
Loans (including o v e r d r a f t s )
....
55,645,919
U n i t e d S t a t e s G o v e r n m e n t direct o b l i g a t i o n s . . 4 8 , 7 7 2 , 3 2 6
Obligations g u a r a n t e e d b y U n i t e d S t a t e s G o v ernment
25,815
Obligations of S t a t e s a n d political s u b d i v i s i o n s .
8,859,627
O t h e r bonds, notes, a n d d e b e n t u r e s
2,849,918
C o r p o r a t e stocks (including F e d e r a l R e s e r v e
B a n k stock)
335,467

Boston

New York

Philadelphia

Cleveland

Richmond

Atlanta

5,609,239
2,782,189
2,258,215

29,748,058
16,346,157
10,184,033

6,319,577
2,860,300
2,642,313

9,984,680
4,281,933
4,652,923

5,235,538
2,339,635
2,464,896

5,494,836
2,285,979
2,650,141

310
391,196
161,121

3,987
2,304,525
780,762

89
526,696
267,797

390
720,821
303,297

1,678
305,437
111,894

118
475,892
70,816

16,208

128,594

22,382

25,316

11,998

11,890

Reserves, cash, a n d b a n k b a l a n c e s
Reserve with F e d e r a l R e s e r v e B a n k s
C a s h in v a u l t
D e m a n d balances with b a n k s in U n i t e d S t a t e s
(except p r i v a t e b a n k s a n d A m e r i c a n b r a n c h e s
of foreign b a n k s )
O t h e r balances with b a n k s in U n i t e d S t a t e s . . .
Balances with b a n k s in foreign c o u n t r i e s
Cash i t e m s in process of collection

35,860,476
19,881,753
1,882,949

1,640,016
866,366
110,547

9,821,169
6,170,071
357,235

1,742,765
921,480
131,643

2,697,638
1,461,346
196,508

1,693,029
842,375
150,176

1,931,692
908,806
125,951

5,934,904
26,490
46,219
8,088,161

219,354
1,086
4,898
437,765

428,276
3,577
24,477
2,837,533

318,662
1,517
1,941
367,522

477,150
513
1,156
560,965

361,873
838
202
337,565

538,986
1,491
242
356,216

Due f r o m own foreign b r a n c h e s
B a n k premises o w n e d a n d f u r n i t u r e a n d fixtures. . .
O t h e r real e s t a t e o w n e d
I n v e s t m e n t s and o t h e r assets indirectly r e p r e s e n t ing b a n k premises or o t h e r real e s t a t e
C u s t o m e r s ' liability on a c c e p t a n c e s
I n c o m e accrued b u t not yet collected
O t h e r assets

53,058
1,130,259
25,073

71,374
800

53,058
276,939
1,043

68,590
1,278

98,880
274

67,916
911

75,113
2,084

86,880
307,460
281,241
167,351

1,591
26,793
12,922
11,582

7,121
203,063
83,680
44,696

8,462
2,093
9,999
12,351

19,671
707
26,537
11,065

2,944
440
7,825
10,053

1,080
7,444
12,302
8,156

154,400,870

7,374,317

40,238,827

8,165,115

12,839,452

7,018,656

7,532,707

105,740,367
80,998,411
3,044,486
7,234,437
10,593,304
1,349,502

5,245,506
4,179,038
187,658
346,950
346,296
31,592

28,978,690
21,853,335
700,672
1,164,618
3,024,801
1,084,471

5,237,413
4,260,836
172,721
271,200
427,869
13,919

8,080,723
6,584,997
309,909
482,841
535,471
11,764

4,891,195
3,769,077
183,736
375,126
456,616
7,566

5,735,749
4,081,035
118,597
751,608
718,966
10,195

Total assets
LIABILITIES
Demand deposits
Individuals, partnerships, and corporations
United States Government
States a n d political subdivisions
B a n k s in U n i t e d S t a t e s
B a n k s in foreign countries
Certified a n d officers' checks, cash l e t t e r s of
credit, a n d t r a v e l e r s ' checks, etc
T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal savings
S t a t e s a n d political subdivisions
B a n k s in U n i t e d S t a t e s
B a n k s in foreign countries
Total deposits
Due t o own foreign b r a n c h e s
Bills p a y a b l e , rediscounts, a n d o t h e r liabilities for
borrowed m o n e y
Dividends declared b u t not yet p a y a b l e
I n c o m e collected b u t not yet earned
Expenses accrued a n d u n p a i d
Total liabilities
Capital
Surplus

CAPITAL ACCOUNTS

O t h e r capital a c c o u n t s

2,520,227

153,972

1,150,793

90,868

155,741

99,074

55,348

34,054,728
31,782,842
293,064
17,708
1,336,594
29,384
595,136

1,343,729
1,313,156
12,645
1,850
8,003
75
8,000

6,276,262
5,614,240
61,830
20
114,748
6,813
478,611

2,073,029
1,997,067
7,320
650
67,863
129

3,560,790
3,369,881
2,814
1,177
186,018
900

1,511,368
1,358,871
58,636
1,559
72,933
1,794
17,575

1,260,224
1,208,995
26,336
4,056
17,429
3,158
250

139,795,095

6,589,235

35,254,952

7,310,442

11,641,513

6,402,563

6,995,973

705,527

5,367

536,219

1,213,250
326,422
32,242
454,602
688,417
226,899

65,632
29,687
424
23,598
35,977
9,736

465,887
214,109
8,428
98,153
205,325
122,903

67,619
2,136
793
21,361
25,989
5,759

103,275
710
1,317
33,232
60,209
15,874

72,480
440
315
19,197
26,317
9,249

7,000
8,432
608
27,461
25,970
1,897

143,442,454

6,759,656

36,905,976

7,434,099

11,856,130

6,530,561

7,067,341

3,345,083
5,243,250
1,998,185
371,898

176,611
283,211
108,231
46,608

984,205
1,739,731
565,419
43,496

196,279
385,699
133,279
15,759

298,737
522,511
145,018
17,056

131,188
241,570
89,724
25,613

147,473
215,763
75,550
26,580

10,958,416

614,661

3,332,851

731,016

983,322

488,095

465,366

T o t a l liabilities a n d capital a c c o u n t s . . . 154,400,870

7,374,317

40,238,827

8,165,115

12,839,452

7,018,656

7,532,707

176,611

196,279

298,737
75

131,188
100
445
130,643

147,473

Total capital accounts

MEMORANDA
P a r or face value of capital
C a p i t a l notes a n d d e b e n t u r e s
P r e f e r r e d stock
C o m m o n stock

3,345,083
14,777
21,442
3,308,864

878
175,733

984,205
13,729
11,681
958,795

1,665
194,614

R e t i r a b l e value of preferred stock

51,850

1,503

41,245

1,665

91,719,213
82,664,914
17,817,299
6,770

4,588,503
4,242,195
639,871
320

25,712,881
21,331,213
3,209,385
709

4,551,229
4,255,382
1,035,680
618

N e t d e m a n d deposits subject t o reserve (see page 18)
D e m a n d deposits a d j u s t e d (see f o o t n o t e on page 1) .
Pledged assets (and securities loaned)
N u m b e r of b a n k s




298,662

147,473

454
7,042,608
6,662,614
1,714,112
662

4,191,757
3,905,712
1,083,588
476

4,840,547
4,531,775
1,393,031
362

5
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 20, 1953
BY FEDERAL RESERVE DISTRICTS
[ A m o u n t s in t h o u s a n d s of dollars]
Federal Reserve district

ASSETS
Loans and investments
U n i t e d S t a t e s G o v e r n m e n t direct obligations
Obligations g u a r a n t e e d b y U n i t e d S t a t e s G o v e r n m e n t .
Obligations of S t a t e s a n d political subdivisions
O t h e r b o n d s , notes, a n d d e b e n t u r e s
C o r p o r a t e stocks (including F e d e r a l Reserve B a n k
stock)

Reserves, cash, and bank balances
D e m a n d balances with b a n k s in U n i t e d S t a t e s (except p r i v a t e b a n k s a n d A m e r i c a n b r a n c h e s of
O t h e r balances with b a n k s in U n i t e d S t a t e s
Balances with b a n k s in foreign countries

B a n k premises o w n e d and f u r n i t u r e a n d fixtures
I n v e s t m e n t s a n d o t h e r assets indirectly representing b a n k
I n c o m e accrued b u t not yet collected

Total assets
Demand deposits

LIABILITIES

Individuals, partnerships, and corporations

B a n k s in foreign countries
Certified and officers' checks, cash letters of credit,

Individuals, p a r t n e r s h i p s , a n d c o r p o r a t i o n s

B s n k s in foreign, countries

Chicago

St. Louis

18,756,556
7,236,170
9,525,092
6,657
1,506,304
448,150

4,396,275
2,037,405
1,957,985
391
293,909
94,081

Minne-

Kansas
City

Dallas

3,089,592
1,359,320
1,415,517
49
220,220
88,691

5,306,220
2,242,367
2,513,560
145
431,624
108,424

5,606,988
2,891,000
2,287,973
8
365,596
48,946

San
Francisco

16,941,513
8,983,464
6,219,678
11,993
1,317,407
365,939

34,183

12,504

5,795

10,100

13,465

43,032

5,495,430
3,174,778
293,809

1,436,657
722,093
81,585

838,401
408,807
47,591

2,023,703
948,580
81,715

2,433,833
1,021,007
108,979

4,106,143
2,436,044
197,210

970,352
2,505
3,602
1,050,384

357,404
123
112
275,340

205,307
366
783
175,547

662,556
1,532
115
329,205

933,704
6,444
1,686
362,013

461,280
6,498
7,005
998,106

112,683
668

36,366
640

20,847
606

39,341
716

89,011
12,510

173,199
3,543

5,500
3,880
47,296
24,028

303
7,237
8,338
5,634

3,636
719
9,532
2,542

2,697
729
9,125
6,491

6,480
17,694
8,041
5,439

27,395
36,661
45,644
25,314

24,446,041

5,891,450

3,965,875

7,389,022

8,179,996

21,359,412

16,022,645
12,213,205
606,520
1,170,122
1,739,972
41,332

4,330,488
3,190,548
122,333
293,552
682,467
3,702

2,637,357
1,926,913
76,466
277,378
316,184
4,043

5,889,810
4,154,494
137,639
645,230
892,582
1,871

6,719,736
5,030,900
129,381
540,330
921,280
11,008

11,971,055
9,754,033
298,854
915,482
530,800
128,039

251,494

37,886

36,373

57,994

86,837

343,847

6,597,290
6,440,495
22,295
4,658
121,166
4,676
4,000

1,049,296
1,005,179
9,056
664
33,937
460

1,014,297
1,000,660
2,255
347
10,851
184

921,867
881,675
14,339
235
24,721
897

856,870
724,421
21,233
1,180
105,093
4,943

7,589,706
6,868,202
54,305
1,312
573,832
5,355
86,700

22,619,935

5,379,784

3,651,654

6,811,677

7,576,606

19,560,761

182,580
4,317
5,419
69,704
93,581
19,780

64,600
7,244
710
13,774
20,726
7,435

21,840
719
30
17,623
15,996
2,920

76,437
729
543
9,585
20,410
1,839

8,125
18,619
709
10,037
27,462
162

77,775
39,280
12,946
110,877
130,455
29,345

22,995,316

5,494,273

3,710,782

6,921,220

7,641,720

20,125,380

461,385
635,823
255,771
97,746

126,457
170,923
86,911
12,886

70,849
122,077
45,586
16,581

139,643
184,458
120,799
22,902

201,495
220,783
94,850
21,148

410,761
520,701
277,047
25,523

163,941
Bills p a y a b l e , rediscounts, a n d o t h e r liabilities for b o r Dividends declared b u t not y e t p a y a b l e

CAPITAL ACCOUNTS

Total liabilities and capital accounts
MEMORANDA

N e t d e m a n d deposits s u b j e c t t o reserve (see page 18)
D e m a n d deposits a d j u s t e d (see f o o t n o t e on page 1)




1,450,725

397,177

255,093

467,802

538,276

1,234,032

24,446,041

5,891,450

3,965,875

7,389,022

8,179,996

21*359,412

461,385
523
4,675
456,187

126,457
350
520
125,587

70,849

139,643

201,495

410,761

100
70,749

13
139,630

200
201,295

1,265
409,496

4,685

520

100

13

400

1,265

14,002,809
12,584,437
2,212,805
1,010

3,697,744
3,246,646
640,317
492

2,256,503
2,065,117
577,575
474

4,898,084
4,528,513
1,144,820
754

5,424,019
5,296,054
1,170,978
634

10,512,529
10,015,256
2,995,137
259

6
ALL MEMBER BANKS—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
All member banks on selected call dates

Loans—net
Reserves
Loans—gross 1
Commercial and industrial loans, including o p e n - m a r k e t paper
Loans to farmers directly guar, b y C C C
Other loans t o f a r m e r s
Loans t o brokers and dealers in s e e s . . .
Other loans for purchasing or carrying
securities
Real estate loans:
On f a r m land
On residential p r o p e r t y :
Insured by F H A
Insured or g u a r a n t e e d by V A .
N o t ins. or guar, by F H A or V A . .
On other properties
Other loans t o i n d i v i d u a l s :
Retail automobile i n s t a l m e n t p a p e r .
Other retail in s t a l m e n t paper
Repair and modernization instalment
I n s t a l m e n t cash loans
Single-payment loans
Loans to b a n k s
All other loans (including o v e r d r a f t s ) . .
United States G o v e r n m e n t direct obligations
Treasury bills
Treasury certificates of i n d e b t e d n e s s . . ,
T r e a s u r y notes
N o n m a r k e t a b l e bonds
Other bonds maturing in 5 years or less,
Other bonds m a t u r i n g in 5 to 10 y e a r s . ,
Other bonds m a t u r i n g in 10 to 20 years,
Other bonds m a t u r i n g after 20 y e a r s . . .

1947
Dec. 31

1948
Dec. 31

1949
Dec. 31

1951
April 9

1952
M a r c h 31

1952
Dec. 31

32,627,985

36,060,317
363,012
36,423,329

36,230,459
484,328
36,714,787

46,318,042
617,073
46,935,115

49,428,768
741,683
50,170,451

55,033,612
798,021
55,831,633

16,962,393
43,548
1,002,663
810,737

17,630,827
582,390
1,217,300
1,324,123

15,856,820
700,704
1,244,047
1,736,674

22,157,817
127,158
1,719,172
1,275,703

24,275,968
105,031
2,049,539
1,201,632

2

26,232,500
403,060
2,012,988
2,031,524

1,064,666

834,381

757,517

891,833

837,033

965,925

447,431

476,332

497,681

541,880

553,575

2 572,337

^5,380,658

6,263,724

6,758,420

8,387,040

1,302,410

1,503,928

1,577,809

1,791,068

(2,897,404
•<2,450,069
(3,578,202
1,925,679

3,139,269
2,511,310
3,957,659
2,032,422

756,608
479,516
479,017
711,897
2,234,633
113,026
838,782

1,143,320
692,214
628,165
815,677
2,305,170
119,962
885,816

1,549,461
876,780
796,538
891,412
2,437,224
96,814
936,886

2,161,764
1,219,492
917,199
1,049,263
2,994,368
346,723
1,354,635

2,180,802
1,107,695
995,128
1,176,736
3,155,830
303,686
1,376,442

2,864,456
1,492,694
1,286,810
1,357,699
3,394,410
155,000
1,421,570

57,904,405
1,987,334
5,816,421
4,814,950
1,101,937
15,727,684
19,674,381
6,673,306
2,108,392

52,148,672
2,587,686
7,999,315
2,800,214
1,348,923
16,515,388
13,388,994
5,859,845
1,648,307

56,879,051
3,388,597
10,408,817
5,085,145
1,383,781
23,704,246
6,895,477
3,955,049
2,057,939

48,853,862
2,693,732

50,160,164
5,115,403
6,125,192
9,499,012
1,704,264
16,363,166
6,777,254
2,627,577
1,948,296

52,743,575
6,565,452
4,255,435
9,835,192
1,774,238
15,541,629
10,087,508
4,684,121

14,005,175
1,633,907
18,901,153
6,999,596
2,597,045
2,023,254

By class of b a n k , April 20, 1953
Central reserve city
member banks 3

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including o p e n - m a r k e t paper
Loans to farmers directly guar, by C C C .
Other loans t o farmers
Loans to brokers and dealers in s e e s . . . .
Other loans for purchasing or carrying
securities
Real estate loans:
On f a r m land
On residential property:
Insured by F H A
Insured or guaranteed b y VA
N o t ins. or guar, by F H A or V A . .
On other properties
Other loans to individuals:
Retail automobile instalment p a p e r . .
Other retail instalment paper
Repair and modernization instalment.
I n s t a l m e n t cash loans
Single-payment loans
Loans to banks
All other loans (including o v e r d r a f t s ) . .
U n i t e d States G o v e r n m e n t direct obligations
Treasury bills
T r e a s u r y certificates of i n d e b t e d n e s s . . .
Treasury notes
N o n m a r k e t a b l e bonds
Other bonds m a t u r i n g in 5 years or less.
Other bonds maturing in 5 to 10 y e a r s . .
Other bonds m a t u r i n g in 10 to 20 years.
For footnotes, see opposite page.




New York

Chicago

Reserve
city
member
banks 8

12,169,343
183,039
12,352,382

2,590,733
54,335
2,645,068

22,093,811
333,404
22,427,215

18,792,032
244,206
19,036,238

55,645,919
814,984
56,460,903

36,449,524
530,705
36,980,229

8,580,887
1,085
,275,550

1,987,692
3
10,567
180,965

10,768,296
13,615
445,186
211,098

4,780,929
323,067
1,561,809
51,044

26,117,804
336,685
2,018,647
1,718,657

16,763,816
251,773
1,569,061
827,400

270,206

66,712

440,471

192,550

969,939

567,517

616

100,948

483,111

584,675

408,832

267,527
8,181
62,329
54,041

6,992
5,222
30,031
24,178

1,733,361
1,146,940
1,383,498
815,993

1,180,492
1,354,139
2,565,420
1,193,357

3,188,372
2.514.482
4,041,278
2,087,569

2,102,539
1,888,765
2,553,769
1,373,096

134,343
266,057
170,175
198,488
471,259
139,048
453,206

59,599
52,436
25,897
14,495
74,222
2,893
102,548

1,449,780
659,093
648,345
484,072
1,396,663
129,160
600,696

1,554,827
688,934
458,301
736,428
1,560,950
20,238
330,642

3,198,549
1,666,520
1,302,718
1.433.483
3,503,094
291,339
1,487,092

2,262,632
1,165,224
925,293
992,488
2,232,783
141,883
953,358

6,264,167
203,847
201,411
1,082,336
55,750
2,024,301
2,075,833
620,689

2,461,370
56,332
198,005
606,634
15,465
651,704
563,296
369,934

18,123,320
1,273,232
1,475,041
3,687,708
270,379
6,060,422
3,575,524
1,781,014

21,923,469
2,065,294
1,850,709
4,204,165
1,428,272
7,012,519
3,455,763
1,906,747

48,772,326
3,598,705
3,725,166
9,580,843
1,769,866
15,748,946
9,670,416
4,678,384

33,350,413
2,558,216
2,710,184
6,583,429
1,328,232
10,830,596
6,099,418
3,240,338

Country
member
banks 3

All
member
banks

All
national
member

7
ALL MEMBER BANKS—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
By Federal Reserve districts, April 20, 1953
T o t a l , all
districts

Boston

New York

Philadelphia

Cleveland

Richmond

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including
o p e n - m a r k e t paper
Loans to farmers directly g u a r a n t e e d by C C C
Other loans to farmers
Loans to brokers and dealers in securities. . .
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential p r o p e r t y :
Insured by F H A
Insured or guaranteed by VA
Not insured or guaranteed by F H A or VA
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment p a p e r
Repair and modernization instalment loans
I n s t a l m e n t cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)

55,645,919
814,984
56,460,903

2,782,189
47,353
2,829,542

16,346,157
261,611
16,607,768

2,860,300
47,958
2,908,258

4,281,933
71,706
4,353,639

2,339,635
26,163
2,365,798

26,117,804
336,685
2,018,647
1,718,657

1,417,314
87
25,124
18,877

9,820,886
635
78,389
1,311,981

1,206,232
524
51,764
40,677

1,811,175
8,833
68,531
50,246

829,391
3,047
63,126
15,877

969,939

40,140

312,456

35,593

94,749

103,886

584,675

15,543

37,020

41,565

80,030

48,979

3,188,372
2.514.482
4,041,278
2,087,569

62,686
99,658
258,455
159,819

670,633
464,428
599,600
297,044

80,791
195,980
305,406
153,968

169,986
258,711
562,273
224,600

58,139
99,624
256,767
157,393

3,198,549
1,666,520
1,302,718
1.433.483
3,503,094
291,339
1,487,092

140,084
65,612
44,268
93,957
269,117
45,996
72,805

416,863
445,426
292,958
376,332
792,133
149,127
541,857

190,794
80,300
87,139
115,914
240,426
3,321
77,864

249,277
109,654
105,242
119,932
329,630
988
109,782

164,320
72,699
37,124
97,274
283,532
10,871
63,749

United States Government direct obligations
Treasury bills
Treasury certificates of indebtedness
T r e a s u r y notes
N o n m a r k e t a b l e bonds
Other bonds m a t u r i n g in 5 years or less
Other bonds m a t u r i n g in 5 to 10 years
Other bonds m a t u r i n g in 10 to 20 years

48,772,326
3,598,705
3,725,166
9,580,843
1,769,866
15,748,946
9,670,416
4,678,384

2,258,215
150,385
136,835
270,968
98,223
682,793
541,345
377,666

10,184,033
429,260
345,449
1,607,313
260,880
3,419,667
2,899,234
1,222,230

2,642,313
164.259
138,017
384.260
162,150
769,747
546,439
477,441

4,652,923
379,428
466,123
1,020,262
158,368
1,535,437
668,169
425,136

2,464,896
230,631
200,376
465,895
144,039
825,932
423,578
174,445

By Federal Reserve districts, April 20, 1953—Continued

Commercial and industrial loans, including o p e n - m a r k e t
Loans t o farmers directly guaranteed by C C C
Other loans for purchasing or carrying securities
Real estate loans:
On residential p r o p e r t y :
N o t insured or guaranteed by F H A or VA
Other loans to individuals:
Repair and modernization instalment loans

United States G o v e r n m e n t direct obligations

Other bonds m a t u r i n g in 5 years or less

Chicago

St. Louis

Minne-

Kansas
City

Dallas

7,236,170
124,005
7,360,175

2,037,405
23,920
2,061,325

1,359,320
17,518
1,376,838

2,242,367
18,935
2,261,302

2,891,000
30,619
2,921,619

8,983,464
112,014
9,095,478

3,367,824
80,205
264,570
191,642
134,348

829,161
10,758
120,374
13,741
31,064

428,947
46,463
140,977
2,173
13,839

828,531
134,203
424,494
11,228
27,390

1,464,035
27,977
274,242
10,930
89,756

3,070,165
20,216
418,481
31,877
30,099

San
Francisco

93,289

40,665

22,261

34,710

29,490

111,129

401,985
311,657
676,529
278,278

143,506
55,323
166,252
101,091

106,202
106,231
101,796
50,791

77,863
44,885
91,952
84,444

27,874
33,253
89,333
93,096

1,349,931
820,213
805,661
383,277

440,019
218,421
195,279
118,284
384,459
17,968
185,418

115,373
53*564
69,772
44,675
204,656
14,641
46,709

94,932
58,777
73,542
29,548
64,489
412
35,458

134,845
59,574
38,669
40,672
160,966
10,591
56,285

200,984
99,824
57,726
93,122
264,995
9,636
55,346

854,967
318,262
230,418
223,437
261,978
16,775
148,592

9,525,092
523,729
726,010
2,257,678
331,323
2,889,731
2,056,399
740,222

1,957,985
218,760
221,533
429,223
94,676
602,708
299,219
91,866

1,415,517
98,621
126,957
332,124
127,733
479,327
187,443
63,312

2,513,560
396,444
321,524
570,782
116,312
652,846
331,629
124,023

2,287,973
328,785
298,116
474,810
60,850
684,142
305,016
136,254

6,219,678
346,485
385,558
1,182,202
132,009
2,461,316
1,069,807
642,301

i December 31, 1947 figures for various loan items are shown net (i.e., after deduction of valuation reserves) and are not entirely comparable
with subsequent figures.
3 Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification
of member banks.




8
RESERVE CITY BANKS1—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]

T o t a l , all
reserve
city banks

By Federal Reserve districts, April 20, 1953
Boston

New York

Philadelphia

Cleveland

Richmond '

Atlanta '

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including
o p e n - m a r k e t paper
Loans to farmers directly guaranteed by C C C
Other loans t o farmers
Loans to brokers and dealers in securities. . . ,
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by F H A or VA
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans
I n s t a l m e n t cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)

22,093,811
333,404
22,427,215

1,152,323
22,792
1,175,115

601,975
21,057
623,032

1,301,808
27,054
1,328,862

2,656,604
51,317
2,707,921

1,054,029
13,307
1,067,336

1,085,155
17,953
1,103,108

10,768,296
13,615
445,186
211,098

772,332

346,619
51
2,344
2,056

803,567

1,507,260

96
15,623

5
37,148

698
49,782

481,927
37
1,716
12,319

580,308
37
11,105
15,680

440,471

22,944

11,002

14,543

75,695

80,160

37,661

100,948

59

2,342

159

4,444

2,484

3,021

1,733,361
1,146,940
1,383,498
815,993

26,257
15,966
31,660
42,021

39,958
28,446
43,181
31,082

15,743
3,738
22,597
15,107

93,468
116,527
212,450
91,584

16,790
28,468
79,748
63,504

14,983
5,647
29,695
36,342

1,449,780
659,093
648,345
484,072
1,396,663
129,160
600,696

37,885
16,541
11,177
12,826
91,548
39,070
39,110

21,284
20,960
12,102
16,336
34,619
10,650

101,729
40,113
55,298
46,265
127,834
3,290
41,726

91,419
56,700
66,804
53,002
200,286
948
86,854

67,666
29,958
17,122
30,595
111,528
9,451
33,863

90,022
38,965
33,626
28,308
109,159
9,517
59,032

United States G o v e r n m e n t direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
N o n m a r k e t a b l e bonds
Other bonds m a t u r i n g in 5 years or less
Other bonds m a t u r i n g in 5 to 10 years
Other bonds maturing in 10 to 20 years

18,123,320
1,273,232
1,475,041
3,687,708
270,379
6,060,422
3,575,524
1,781,014

642,108
38,656
80,403
70,918
11,610
150,295
146,190
144,036

405,114
19,506
12,499
29,046
5,150
176,501
97,713
64,699

729,081
34,629
15,123
108,907
3,758
208,134
186,494
172,036

2,529,663
178,058
300,599
568,824
24,148
795,395
388,103
274,536

1,075,139
93,723
80,883
227,284
28,564
332,368
228,705
83,612

1,016,825
125,968
140,117
216,721
10,125
259,544
166,074
98,276

By Federal Reserve districts, April 20, 1953—Continued
Chicago

St. Louis

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including o p e n - m a r k e t
paper
Loans to farmers directly guaranteed b y C C C
Other loans to farmers
Loans to brokers and dealers in securities
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential p r o p e r t y :
Insured by F H A
Insured or guaranteed by VA
N o t insured or guaranteed b y F H A or VA
On other properties
Other loans t o individuals:
Retail automobile instalment paper
Other retail instalment paper
|
Repair and modernization instalment loans
I n s t a l m e n t cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)

2,066,467
32,887
2,099,354

1,186,613
15,586
1,202,199

884,104
2,954
9,671
10,085
46,256

658,177
208
14,857
13,471
18,969

United States G o v e r n m e n t direct obligations
T r e a s u r y bills
T r e a s u r y certificates of indebtedness
T r e a s u r y notes
N o n m a r k e t a b l e bonds
Other bonds maturing in 5 years or less
Other bonds m a t u r i n g in 5 to 10 years
Other bonds maturing in 10 to 20 years
1
See contents page for basis of classification of member banks.
' See note 3, page 11.




Minne-

Kansas
City

Dallas

547,007
6,636
553,643

1,257,834
11,521
1,269,355

1,614,566
17,298
1,631,864

7,569,430
95,996
7,665,426

281,310
285
3,035
2,139
8,290

653,800
8,361
113,757
10,920
22,016

1,024,784
26
23,233
10,454
75,679

2,774,108
1,656
264,669
31,421
27,256

San
Francisco 1

4,026

1,860

136

5,426

4,583

72,408

208,691
119,154
184,109
77,809

63,265
16,302
51,605
52,138

29,285
36,511
16,596
13,577

51,145
19,300
39,345
53,622

13,095
16,883
25,427
51,555

1,160,681
739,998
647,085
287,652

151,322
60,908
101,891
31,742
139,791
15,072
51,769

50,847
25,874
52,835
15,802
113,947
14,518
37,524

24,297
28,451
48,853
9,922
25,758
340
24,858

57,968
35,001
28,281
17,935
95,191
10,544
46,743

65,248
57,527
34,187
42,443
143,203
9,636
33,901

690,093
248,095
186,169
178,896
203,799
16,774
134,666

3,316,937
162,815
211,015
816,596
56,573
1,007,726
883,096
179,116

816,134
89,598
87,840
163,982
13,935
275,560
159,233
25,986

370,680
9,016
26,034
78,910
5,249
132,616
81,483
37,372

1,348,257
234,772
158,460
294,002
21,687
336,788
218,562
83,986

931,528
70,195
94,453
146,785
12,167
327,423
179,316
101,189

4,941,854
216,296
267,615
965,733
77,413
2,058,072
840,555
516,170

9
COUNTRY BANKS1—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
By Federal Reserve districts, April 20, 1953

T o t a l , all
country
banks

Boston

New York

Philadelphia

Cleveland

Richmond

Atlanta

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including
o p e n - m a r k e t paper
Loans to farmers directly g u a r a n t e e d by C C C
Other loans to farmers
Loans to brokers and dealers in securities. . .
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential p r o p e r t y :
Insured b y F H A
Insured or guaranteed by VA
N o t insured or g u a r a n t e e d by F H A or VA
On other properties
Other loans to individuals:
Retail automobile i n s t a l m e n t paper
Other retail in s ta lm e n t paper
Repair and modernization instalment loans
I n s t a l m e n t cash loans
Single-payment loans
Loans t o banks
All other loans (including overdrafts)

18,792,032
244,206
19,036,238

1,629,866
24,561
1,654,427

3,574,839
57,515
3,632,354

1,558,492
20,904
1,579,396

1,625,329
20,389
1,645,718

1,285,606
12,856
1,298,462

1,200,824
15,229
1,216,053

4,780,929
323,067
1,561,809
51,044

644,982
87
25,028
3,254

893,380
584
74,960
34,375

402,665
524
51,759
3,529

303,915
8,833
67,833
464

347,464
3,010
61,410
3,558

463,835
3,700
77,470
3,728

United States Government direct obligations,
T r e a s u r y bills
.
T r e a s u r y certificates of indebtedness
T r e a s u r y notes
N o n m a r k e t a b l e bonds
Other bonds m a t u r i n g in 5 years or less
Other bonds m a t u r i n g in 5 t o 10 years
Other bonds m a t u r i n g in 10 to 20 years

192,550

17,196

31,248

21,050

19,054

23,726

18,958

483,111

15,484

34,678

41,406

75,586

46,495

26,973

1,180,492
1,354,139
2,565,420
1,193,357

36,429
83,692
226,795
117,798

363,148
427,801
494,090
211,921

65,048
192,242
282,809
138,861

76,518
142,184
349,823
133,016

41,349
71,156
177,019
93,889

23,793
18,872
97,559
67,426

1,554,827
688,934
458,301
736,428
1,560,950
20,238
330,642

102,199
49,071
33,091
81,131
177,569
6,926
33,695

261,236
158,409
110,681
161,508
286,255
10,079
78,001

89,065
40,187
31,841
69,649
112,592
31
36,138

157,858
52,954
38,438
66,930
129,344
40
22,928

96,654
42,741
20,002
66,679
172,004
1,420
29,886

106,069
45,442
36,955
52,028
137,554
1,496
34,195

21,923,469
2,065,294
1,850,709
4,204,165
1,428,272
7,012,519
3,455,763
1,906,747

1,616,107
111,729
56,432
200,050
86,613
532,498
395,155
233,630

3,514,752
205,907
131,539
495,931
199,980
1,218,865
725,688
536,842

1,913,232
129,630
122,894
275,353
158,392
561,613
359,945
305,405

2,123,260
201,370
165,524
451,438
134,220
740,042
280,066
150,600

1,389,757
136,908
119,493
238,611
115,475
493,564
194,873
90,833

1,633,316
205,950
218,551
368,605
73,178
485,756
176,064
105,212

By Federal Reserve districts, April 20, 1953—Continued
Chicago

St. Louis

Minneapolis

Kansas
City

San
Francisco

Loans—net
Reserves
Loans—gross
••
Commercial and industrial loans, including o p e n - m a r k e t
paper
Loans t o farmers directly guaranteed b y C C C
Other loans to farmers
..
Loans t o brokers and dealers in securities. . . .
Other loans for purchasing or carrying securities
Real estate loans:
On f a r m land
On residential p r o p e r t y :
Insured b y F H A
Insured or guaranteed b y VA
Not insured or guaranteed b y F H A or VA
On other properties
Other loans to individuals:
Retail automobile instalment p a p e r
Other retail instalment paper
Repair and modernization i n s t a l m e n t loans
I n s t a l m e n t cash loans
Single-payment loans
Loans t o banks
All other loans (including overdrafts)

2,578,970
36,783
2,615,753

850,792
8,334
859,126

812,313
10,882
823,195

984,533
7,414
991,947

1,276,434
13,321
1,289,755

1,414,034
16,018
1,430,052

496,028
77,248
244,332
592
21,380

170,984
10,550
105,517
270
12,095

147,637
46,178
137,942
34
5,549

174,731
125,842
310,737
308
5,374

439,251
27,951
251,009
476
14,077

296,057
18,560
153,812
456
2,843

United States G o v e r n m e n t direct obligations
Treasury bills
T r e a s u r y certificates of indebtedness
Treasury notes
N o n m a r k e t a b l e bonds
Other bonds m a t u r i n g in 5 years or less
Other bonds m a t u r i n g in 5 to 10 years
Other bonds m a t u r i n g in 10 to 20 years
1

88,647

38,805

22,125

29,284

24,907

38,721

186,302
187,281
462,389
176,291

80,241
39,021
114,647
48,953

76,917
69,720
85,200
37,214

26,718
25,585
52,607
30,822

14,779
16,370
63,906
41,541

189,250
80,215
158,576
95,625

229,098
105,077
67,491
72,047
170,446
3
31,101

64,526
27,690
16,937
28,873
90,709
123
9,185

70,635
30,326
24,689
19,626
38,731
72
10,600

76,877
24,573
10,388
22,737
65,775
47
9,542

135,736
42,297
23,539
50,679
121,792
21,445

164,874
70,167
44,249
44,541
58,179
1
13,926

3,746,785
304,582
316,990
834,448
259,285
1,230,301
610,007
191,172

1,141,851
129,162
133,693
265,241
80,741
327,148
139,986
65,880

1,044,837
89,605
100,923
253,214
122,484
346,711
105,960
25,940

,165,303
161,672
163,064
276,780
94,625
316,058
113,067
40,037

1,356,445
258,590
203,663
328,025
48,683
356,719
125,700
35,065

1,277 824
130,189
117,943
216,469
54,596
403,244
229,252
126,131

See contents page for basis of classification of member banks.




10
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 20, 1953, OF CENTRAL RESERVE CITY AND
A S S E T S [In thousands of dollars]
Loans and investments
Federal Reserve district
numbers, and reserve cities

All m e m b e r banks.
Reserve bank cities 1 .
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.

Boston
New York 2 *
Philadelphia*
Cleveland
Richmond..
Atlanta 8
Chicago'
St. Louis*
Minneapolis*
Kansas City*
Dallas*...
San Francisco

Reserve branch cities 1 . .

2.
4.
4.
5.
5.
6.
6.
6.
6.
7.
8.
8.
8.
9.
10.
10.
10.
11.
11.
11.
12.
12.
12.
12.

Buffalo*
Cincinnati
Pittsburgh*
Baltimore*8
Charlotte
Birmingham
Jacksonville*
Nashville
New Orleans
Detroit
Little Rock
Louisville
Memphis
Helena
Denver*
Oklahoma C i t y *
Omaha
El Paso
Houston*
San Antonio*
Los Angeles*
Portland
Salt Lake City 8
Seattle*

Other reserve c i t i e s 1 . . . .

4.
4.
5.
7.
7.
7.
7.
7.
7.
8.
9.
10.
10.
10.
10.
10.
10.
10.
11.

Columbus
Toledo
Washington*
Cedar Rapids
Des Moines*
Dubuque
Indianapolis
Milwaukee*
Sioux City
National Stock Y a r d s . .
St. P a u l *
Kansas City, K a n s a s * .
Lincoln*
Pueblo
St. Joseph
Topeka
Tulsa*
Wichita
Fort Worth*

Country banks, by districts

1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.

Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

ber
of
banks

Total

Loans (including

U. S.
Govern-

drafts)

direct obligations

6,770 116,489,072 55,645,919 48,772,326

160 4 7 , 8 7 1 , 085 26, 822,357 15. 960,531
10
1 , 9 6 3 ,431 1 , 1 5 2 , 3 2 3
29 20,877, 689 12,324,116
11
2 , 3 3 1 , 304 1 , 3 0 1 , 8 0 8
4
2 , 0 3 9 , 540
983,297
6
363, 454
170,423
5
730, 444
412,824
59
7 , 1 3 4 , 288 3 , 0 6 3 , 7 5 7
6
1,109, 009
645,661
661, 071
357,329
813, 786
360,165
987, 208
720,231
8 , 8 5 9 , 861 5 , 3 3 0 , 4 2 3

124 1 7 , 8 8 9 , 2 0 6
834,612
854,683
2,074,365
649,464
430,158
294,581
288,164
358,656
636,372
2,751,772
133,746
432,351
425,566
38,167
532,387
305,290
339,094
140,661
923,837
11
297,454
2,696,753
1,009,037
358,257
1,083,779
5,119,163
439,074
364,243
8 5 4 ,4 2 1
70,907
198,667
38,363
640,124
750,646
7 7 ,2 1 6
72,687
339,386
53,004
101,833
32,112
65,696
86,635
366,227
222,104
345,818

642,108
376,618
729,081
838.092
164,420
246,594
334.093
377,396
222,021
367,692
217,504
444,912

8 , 0 1 1 , 3 9 0 8 , 2 4 7 381
447,202
292, 663
415,076
376: 839
1,032,982
798: 828
270,910
329: 570
248,841
142 830
125,744
125 457
112,539
1 4 9 : 894
210,947
1 2 4 : 401
223,101
370: 479
944,466 1,499: 628
43,882
72 785
201,695
204: 513
270,545
118: 814
12,413
2 2 : 859
233,016
272: 634
151,828
110 602
149,968
1 3 5 : 832
89,260
4 4 : 837
477,549
404: 480
110,419
152. 494
962,918 i , 6 i o : 777
546,469
351, 071
170,538
160 773
559,082
374 321
2,020,140
135,074
90,175
363,855
14,516
90,713
8,847
203,670
296,51
34,720
24,830
177,265
24,735
35,415
17,881
22,715
33,847
156,026
72,238
217,107

2,640,945
258,154
257,750
438,319
34,526
80.007
26,004
369,872
396,767
37,410
42,626
125,800
23,346
54.008
13,333
38,943
43,382
166,937
121,548
112,213

,,414 4 5 , 6 0 9 , 6 1 8 18,792 032
310 3 , 6 4 5 , 8 0 8 1,629 866
8 , 0 3 5 , 7 5 7 3 , 5 7 4 839
676
607
3 , 9 8 8 , 2 7 3 1,558 492
637 4 , 2 1 2 , 7 7 5 1,625 329
445
2 , 9 3 8 , 0 4 1 1,285 606
341
3 , 1 8 6 , 6 1 9 1,200 824
7 , 0 9 4 , 5 7 3 2 , 5 7 8 970
924
472
2,222,916
850: 792
2,050,968
465
8 1 2 : 313
704
2,388,052
984: 533
603
2 , 9 1 2 , 0 1 0 1 , 2 7 6 , 434
230
2 , 9 3 3 , 8 2 6 1 , 4 1 4 , 034

,923,469
,616,107
514,752
913,232
,123,260
,389,757
633,316
746,785
141,851
044,837
165,303
356,445
277,824

Reserves, cash,

ObligaObligaCorporate
Other
tions of
stocks
guaranStates
and bonds,
(including
teed by
notes,
and
political
F. R.
U. S.
Bank
Govern- subdivisions
stock)

Reserve

Total

Federal
Reserve
Banks

25,815 8,859,627 2,849,918

335,467 3 5 , 8 6 0 , 4 7 6 1 9 , 8 8 1 , 7 5 3 1,882,949

13,487

,570,264
123,778
,522,948
201,266
143,247
22,761
56,040
512,440
54,681
54,063
66,925
42,898
769,217

,325,984
39,186
550,557
89,484
70,914
5,022
13,456
208,634
26,005
26,158
17,377
3,627
275,564

178,462 16 ,007,432
6,036
655,990
101,631
,796,957
9,665
847,543
3,990
558,812
828
137,771
1,530
280,914
7 2,348,072
382,393
'l-Ms
1,500
223,229
1,599
363,079
473,381
2,945
28,146 1 , 9 3 9 , 2 9 1

9,968,422
405,049
5,113,394
461,815
303,902
70,797
139,573
1,556,543
217.740
95,007
169,672
203,563
1,231,367

,223,743
60,642
#,719
125,940
38,333
24,576
36,114
19,521
17,713
36,998
257,633
13,532
11,606
33,499
2,218
17,312
33,449
40,471
6,205
32,441
26,480
97,103
100,545
23,394
121,299

355,767
30,600
13,764
108,238
9,091
11,266
6,717
5,562
4,054
4,514
39,327
3,301
13,520
1,553
611
8,555
8,669
12,196
50
7,108
7,545
20,453
8,970
2,820
27,283

42,101 5,923,993
3,493
255,835
2,051
284,181
8,377
588,818
1,560
247,992
1,006
164,928
549
107,827
648
143,212
1,541
115,393
1,175
270,829
804,403
59,562
168,138
149,800
66
15,051
870
190,956
742
123,489
627
146,497
309
58,051
2,259
437,319
516
108,408
5,361
746,919
1,982
270,326
518
111,399
1,794
354,660

3,180,892
134,245
143,427
357,771
126,798
77,309
58,945
62,894
59,056
140,762
454,352
29,886
87,784
73,124
7,726
103,214
54,648
69,223
28,894
193.741
58,280
427,396
170,776
66,929
193,712

309,122
38,432
12,733
26,050
21,253
21,326
1,609
47,905
25,908
3,838
4,903
25,437
4,138
9,953
803
2,374
8,257
28,225
13,985
11,993

138,788
6,649
3,048
24,235
447
6,313
1,840
17,505
30,012
1,107
148
10,089
679
2,258
22
1,352
965
14,419
13,990
3,710

10,092
765
537
1,962
165
308
63
1,164
1,397
141
180
7 95
102
199
73
312
173
618
343
795

1,897,861
164,966
123,150
294,825
24.179
74.180
10,366
240,703
269,112
26,461
33,347
105,901
24,337
37,819
15,756
24,500
31,235
170,637
86,980
139,407

968,270
85,283
67,994
180,605
12,404
27,920
4,616
121,657
139,289
12,778
12,555
47,770
10,105
20,318
6,452
11,144
14,989
77,787
45,562
69,042

3 , 4 2 8 3 , 7 5 6 498
310
267
720
2,156
89
325 ,430
156
353
39
193 : ? ! ?
13
309 ,506
112
614 ,392
360
175 ,688
49
138 ,502
100 205 ,732
5
245 ,579
39
205 ,849

,029,379

104,812
10,172
23,470
12,717
9,596
6,642
6,447
11,349
4,671
3,434
4,442
6,641
5,231

12,031,190
984,026
1,768,377
895,222
977,711
847,513
1,013,517
1,697,954
643.417
494,220
808.418
1,217,267
683,548

5 , 7 6 4 169
461 317
922 :432
459 665
502 969
386 ,866
447 576
845 219
301 004
258 304
365 466
467 487
345 864

"L819

28
3
11,599
8,824
12
234
1,639

105
6,479

141
214
76

51

199,605
•HI 121,935
178,313

100,684
62,280
36,513
142,965,
49,554
51,833
27,942
26,906
30,849

i s

* Excludes figures for one or more banks classified as " C o u n t r y " .
1
Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification
of member banks.
2
Includes both central reserve city and reserve city banks.
For other footnote, see opposite page.




Cash in
vault

11
RESERVE CITY BANKS, 1 BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
AS S E T S [In thousands of dollars]
and b a n k balances

Other
balances
with
banks in
U. S.

Balances
with
banks in
foreign
countries

Cash
items in
process
of collection

Bank
premises,

Other

ture, and
fixtures

owned

Assets
indirectly
representing
real
estate

Customers'
liability

Income
accrued
b u t not
collected

Other

Total
assets

25,073

86,880

307,460

281,241

220,409

154,400,870

358,728
17,432
159,987
16,508
7,614
3,262
12,098
24,161
7,008
1,038
4,875
16,140
88,605

8,607

44,822
443
3,012
7,155
9,872

283,868
25,456
202,066
1,920
12
15

309

3,582
1,984
568
212
12,693
35,360

143,822
6,434
63,417
6,537
8,541
1,090
2,137
23,956
3,298
2,318
955
1,778
23,361

132,789
6,514
81,228
7,844
3,372
567
1,809
10,705
1,524
669
656
773
17,128

64,851,153
2,675,700
29,184,362
3,218,811
2,627,763
506,858
1,027,515
9,545,151
1,505,376
892,023
1,184,039
1,498,619
10,984,936

175,917
10,816
11,720
25,087
6,803
3,354
3,044
4,308
4,790
6,385
13,048
864
2,583
5,718
219
984
6,119
3,327
1,290
15,746
5,370
12,539
14,186
3,172
14,445

5,704

62,534
3,302
3,752
8,904
2.233
1.234
1,080
480
827
2,383
10,104
131
1,457
1,006
207
2,358
911
919
162
2,928
809
10,444
3,054
72
3,777

25,282
3,138
1,228
1,707
2,441
1,453
410
134
623
1,315
3,618
115
363
270
5
2,774
95
186
151
794
73
2,340
837
322
890

55,487
7,214
1,545
15,816
971
722
294
4,874
5,843

853

3,280

333

103
1,150

14,001
409
1,549
1,057

7,524
912
416
1,236

2,792
413
815
291
566
628
3,122
1,336
7,360

5
190
186
139

765
25
2,181
1,838
293
347
1,380
20
338
8
176
336
1,170
1,021
1,088

239
18
635
2,021
25

390

425 306
48 553
12 ;si7
45 ,919
7 ,814
16 ,597
2 ,344
58 ,194
86 ,433
5 ,047
17 ,813
39 ,878
3 ,744
9 ,470
1,709
3 ,716
5 ,054
20 267
13 354
26 ,583

7,608
359
915
325
253
811
861
263
55
162
811
2,284
509

,180 1 , 2 6 6 , 1 9 2
597
236,462
301
300,328
98,813
7
78,101
1 99,025
228
99,874
119,800
116
3
37,813
176
36,746
26,945
415
61,858
70,427
336

540,127
53,942
106,136
52,082
45,700
38,681
44,'
61,885
20,193
16,798
16,865
43,105
4 0 ,2 5 2

9,909
800
1,037
1,278
274
534
1,494
589
441
256
335
1,487
1,384

60,884
6,488
16,961
3,462
3,382
2,211
5,395
8,134
2,099
5,627
913
1,276
4,936

54,814
5,068
13,388
4,507
3,430
4,356
3,865
6,767
3,362
1,191
1,637
3,446
3,797

26,490

2,361
1,192
60
200
1,416
20
204
10
1,631
4,206
5,943
301
200

430
544

201
'270
1,780
359
36
660
353
734
912

46,219 8,088,161 1,130,259
37,784 4,752,070
4,301
201,303
22,702 2 , 4 5 8 , 6 6 4
1,941
268,709
783
177,916
12
49,220
87,685
2,360
521,301
107
125,016
93,974
523
103
128,953
238
136,973
4,714
502,356
6,003
1,474
83
243
111

,644,593
78,541
86,742
156,836
74,898
68,503
23,827
40,714
27,658
14
76.458
1,076
232,854
13,325
46,267
35,106
4,949
40.459
26,277
49,257
354
10,803
660
103,339
19
22,457
912
218,749
67,641
360
26,705
683
112,228
252
40
78

84

40
200

8

6
11
113
78
160
350
6,646
1,243

33
316
73

2,780
476
20,087
25,241
559
440

1

500
969

39

125

130
4,040
68
107
394
415

18,965
222
244
360
263
6
492
5,447
44
5,200

122
1,684

204
301

6,084

4,881

4,909

372
752

"861

177
148

1,730
92
214

82

13,537
1,148
3,550
1,307
708
666
580
2,491
178
642
333
396
1,538

4,479
1,337
775
173
91
156
1,505
162
148
12
120

677
257
49
7
31
289
351
159
202

Federal Reserve district
numbers, and reserve cities

All m e m b e r b a n k s
Reserve bank cities
1. Boston
2. New York 2 *
3. Philadelphia*
4. Cleveland
5. Richmond
6. Atlanta 8
7. Chicago 2
8. St. Louis*
9. Minneapolis*
10. Kansas City*
11. Dallas*
12. San Francisco

2 4 , 1 2 6 , 8 4 2 R e s e r v e b r a n c h cities»
2. Buffalo*
1,108,484
4. Cincinnati
1,155,808
4. P i t t s b u r g h *
2,708,229
5. Baltimore*
909,636
5. C h a r l o t t e 8
601,166
6. Birmingham
406,942
6. Jacksonville*
436,386
6. Nashville
481,097
6. New Orleans
923,304
7. Detroit
3,583,959
8. Little Rock
194,418
8. Louisville
605,056
8. M e m p h i s
587,560
9. Helena
53,649
729.785 10. Denver*
4 3 7 , 8 8 9 10. Oklahoma City*
4 9 0 , 0 2 3 10. O m a h a
200,445 11. El Paso
1 , 3 9 5 , 6 2 9 11. H o u s t o n *
4 1 2 , 1 8 2 11. San Antonio*
3 , 4 7 4 , 3 8 3 12. Los Angeles*
1 , 2 9 8 , 5 8 6 12. P o r t l a n d
8
4 7 4 , 0 8 3 12. Salt Lake City
1 , 4 5 8 , 1 4 3 12. Seattle*
1
7 , 0 9 8 , 3 1 7 O t h e r reserve c i t i e s
4. Columbus
612,575
4. Toledo
491,006
5. Washington*
1,168,838
7. Cedar Rapids
96,057
7. Des Moines*
276,303
7. D u b u q u e
49,066
7. Indianapolis
888,517
7. Milwaukee*
1,029,553
7. Sioux City
104,880
8. National Stock Yards
106,434
9. St. P a u l *
450,353
7 8 , 0 3 1 10. Kansas City, Kansas*
140,854 10. Lincoln*
4 8 , 1 7 4 10. Pueblo
9 1 , 0 5 1 10. St. Joseph
119,128 10. T o p e k a
541,697 10. Tulsa*
311.786 10. Wichita
4 9 4 , 0 1 4 11. F o r t W o r t h *

58,324,558 C o u n t r y banks, by districts
1. Boston
4,698,617
2. N e w York
9,945,981
3. Philadelphia
4,946,304
5,244,071
4. Cleveland
3,832,158
5. R i c h m o n d
4,257,463
6. A t l a n t a
8,872,555
7. Chicago
2,892,606
8. St. Louis
2,569,850
9. Minneapolis
3 , 2 1 6 , 5 6 5 10. Kansas City
4 , 1 7 9 , 1 0 7 11. Dallas
3 , 6 6 9 , 2 8 1 12. San Francisco

Includes figures for a b a n k with its head office in a nonreserve city, which has a branch in this reserve city; see contents page.
For other footnotes, see opposite page.




1

12
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 20, 1953, OF CENTRAL RESERVE CITY AND
L I A B I L I T I E S [In thousands of dollars]
Time deposits

D e m a n d deposits
Federal Reserve
district numbers,
and reserve cities

All member
banks
Reserve bank
cities 1
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.

Boston
New York 2 * .
Philadelphia*..
Cleveland..
Richmond....
A t l a n t a 82 . . .
Chicago . .
St. Louis*. .
Minneapolis*..
Kansas C i t y * . .
Dallas*......
San Francisco

Reserve branch
cities 1
2.
4.
4.
5.
5.
6.
6.
6.
6.
7.
8.
8.
8.
9.
10.
10.
10.
11.
11.
11.
12.
12.
12.
12.

Buffalo*
Cincinnati. . .
Pittsburgh*. . .
Baltimore*.
Charlotte 8 . . . .
Birmingham...
Jacksonville*..
Nashville
New O r l e a n s . .
Detroit
Little R o c k . . .
Louisville
Memphis
Helena
Denver*
Okla'ma City*.
Omaha
El Paso
Houston*. . . . .
San Antonio*.
Los Angeles*. .
Portland
Salt Lake C i t y 8
Seattle*

Other reserve
cities 1
4.
4.
5.
7.
7.
7.
7.
7.
7.
8.

9.
10.
10.
10.
10.
10.
10.
10.
11.

Columbus
Toledo
Washington*. .
Cedar R a p i d s .
Des Moines*. .
Dubuque
Indianapolis...
Milwaukee*. . .
Sioux C i t y . . . .
National Stock
Yards
St. Paul*
Kansas City,
Kansas*. . . .
Lincoln*
Pueblo
St. J o s e p h . . . .
Topeka
Tulsa*
Wichita
Fort W o r t h * . .

Total

Individuals,
partnerships, and
corpora-

Boston
New York
Philadelphia...
Cleveland
Richmond....
Atlanta
Chicago
St. Louis
Minneapolis...
Kansas C i t y . .
Dallas
San Francisco.

States
and
political
subdivi-

Banks in
United
States

in
foreign
tries

Certified
and officers'
checks,
etc.

Total

Individuals,
partnerships,
and
corpora-

United
States
Gov-

Postal

States
and
political

ings

Banks
in
U. S.

1 0 5 , 7 4 0 , 3 6 7 8 0 , 9 9 8 , 4 1 1 3 , 0 4 4 , 4 8 6 7 , 2 3 4 , 4 3 7 1 0 , 5 9 3 , 3 0 4 1 , 3 4 9 , 5 0 2 2 , 5 2 0 , 2 2 7 3 4 , 0 5 4 , 7 2 8 3 1 , 7 8 2 , 8 4 2 293,064 17,708 1 , 3 3 6 , 5 9 4 29,384 595,136
,287,212
29,670
,080,518
13,903
5,053
219
51
34,616
3,385
3,220
1,347
1,375
113,855

,383,435 10,804,612
181,858
22,801
,360,961
959,888
235,448
16,812
739,923
22,572
85,497
3,395
108,510
3,891
,987,291
85,470
164,665
6,847
106,739
11,902
90,829
10,856
174,872
12,098
,568,019
226,903

,114,414 2,177,801
23,556
80,626
104,590
21,677
195,756
34,436
82,605
56,377
109,711
21,238
37,087
23,282
97,679
60,896
83,340
45.874
138,525
115,947
200,033
113,344
39,423
21,031
121,417
15,593
114,413
32,970
9,478
12,801
83,650
25,967
89,001
44,141
106,600
27.875
27,910
10,193
210,672
65,140
14,388
55,994
111,765
42,357
32,655
90,699
37,481
37,766
64,460
99,796

43,264
3,134
854
5,813
1,156
26

229,538 5 , 1 3 2 , 3 9 5
332,104
9,130
243,386
16,344
475,537
15,410
122,931
5,275
72,723
13,928
64,564
2,824
53,362
1,820
115,208
4,155
123,861
5,455
36,256 1 , 0 7 7 , 3 8 6
22,398
897
69,281
7,770
94,916
2,214
7,002
427
149,295
7,737
36,822
4,526
43,984
2,114
36,279
1,374
120,276
10,783
64,946
3,582
967,457
45,227
407,887
18,281
106,649
2,552
324,141
11,457

504,388
93,952
8,627
193
7,396
44,419
2,445
105,018
38,380
5,864

866,077
46,969
21,079
57,163
26,815
44,837
951
90,882
127,271
25,879

8,240
44

412
11,020

1,949
44,483

66,644
71,503

789
2,219
537
968
3,945
9,748
6,786
8,126

13,680
16,695
2,654
3,188
27,846
22,535
39,296
25,768

21,379
31,660
4,832
17,668
12,261
68,490
39,428
90,366

,167,554
127,396
200,152
102,101
120,598
87,057
64,081
187,627
52,766
45,736
63,885
70,347
45,808

,921,519
198,879
741,467
179,821
261,620
257,888
417,662
538,657
193,937
173,821
378,365
364,699
214,703

1,037,138
102,905
102,322
17,903
24,497
112,593
204,384
88,258
53,741
63,483
62,900
174,532
29,620

583.350
654,897
024,747
020,681
330,883
230,436
569,217
983,753
811.351
447,686
556,497
728,899
224,303

178,555
60,262
477,831
70,620
72,428
11,385
23,101
230,188
43,908
18,850
15,638
20,316
134,028

,694,116 6,512,
243,
148,071
342,525 2 , 8 9 8 ,
409,
91,379
62,529
39,430
87,947
314,599 1 , 1 3 5 ,
286,
28,072
46,273
42,988
60,142
254,
430,161

16,965,250 12,868,149
683,021
543,886
788,620
619,111
1,909,513 1,593,421
702,758
519,310
451,027
292,723
312,175
238,249
351,278
186,359
329,568
189,762
736,284
459,881
2 , 2 6 9 , 9 2 8 1,787,892
160,665
96,926
479,024
317,642
440,702
284,531
43,216
19,650
392,911
527,802
206,266
348,125
399,846
251.761
106,140
150,086
1,163,244
849,789
242,272
323,260
2,266,526 1,989,564
781,122
623,904
331,877
249,437
1,015,583
806.762

532,084
22,689
26,044
64,677
38,035
13,401
10,733
4,400
6,437
9,845
126,982
2,388
16,580
6,279

5,434,609
470,565
339,839
885,348
71,277
225,318
25,254
675,860
738,393
79,948

3,745,242
293,537
276,130
763,672
35,758
125,937
20,457
434,219
515,127
45,968

166,293
12,295
13,867
33,858
1,189
7,769
1,206
15,519
34,358
1,682

86,964
338,666

17,452
208,143

58,309
119,087
34,485
61,336
93,817
468,177
271,520
390,446

21,974
66,086
26,315
37,635:
49,161
364,221
183,330
260,120

4 6 , 6 3 8 956
2,159 092
22,784 432
2 , 6 2 3 361
1,636 045
379 409
842 158
6 , 7 8 3 672
1,180 ,392
699 651
982 039
1,184 636
5 , 3 8 4 069

Country banks,
by districts.. 3 6 , 7 0 1 , 5 5 2 2 9 , 8 0 1 , 6 7 0
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.

United
States
Government

3,086,414
5,511,237
2,614,052
2,936,141
2,472,653
3,164,286
5,152,995
1,982,741
1,555,824
2,525,267
3,508,064
2,191,878

2,524,141
4,284,702
2,240,155
2,471,915
1,962,936
2,437,567
4,264,094
1,662,646
1,251,434
1,998,337
2,843,680
1,860,063

860

17,441
4,191
11,492
3,251
22,485
4,856
71,779
14,254
4,640
28,345

:s

I:

124
6,631
5,421
22
295
96
4
1,218
4,375
2,168
5,834
1,329

4,%%

6,100
234
802

636

424

10,786
1,922
819
16
65
3,389
259
187
1,872
2,257

9 , 5 8 5 , 6 4 0 106,597
167,657
6,195
1 , 7 8 8 , 4 4 9 53,029
30
223,235
715,114
79,447
3,410
2,155
106,327
3,350
1,936,813
1,550
162,605
9
106,729
90,778
161,850
4 , 0 4 6 , 6 3 6 36,869

1,479

23,172

1,137

4,834,195
330,481
208,103
449,511
122,31
45,999
64,564
51,412
111,848
119,251
1,069,966
22,167
67,457
94,166
6,947
142,198
31,337
43,976
31,701
94,237
46,140
866,437
397,169
101,249
315,568

75
15
673
510

1
1

198

258
600
2,752
1,950
266
300
2,005
225

5 2 6 , 7 0 2 12,883 571,311
1,000
36,372 4,500 478,611
12,003
105
37
24,772
2,630
10
6
38,995 3,460

12,932
398,991
265,084
1,078
35,098
25,293
23,330

35

20

750
50
2,050

5,035
5,350

100

3
2,141

1 , 0 8 5 , 5 6 0 27,606
95,802
820
195
123,117
163,191 11,751
18,176
28,258
2,245
20,864
151,928
3,860
192,715
3,945
18,453

,557
545
180
465
20
640

3,089
4,025
5,375

1,800

1,754
615
45
3,325
2,183

50
90
4,625

1,020

2,437
26,002
17,035
100,305
10,623
1,005

145
5
55
25

17,092
7,997
2,337
98

144,369
23,768
20,136
24,362
119
2,356
195
29,988
22,455
555

,149,296
104,810
125,704
192,640
18,176
30,519
20,864
156,096
197,089
18,460

507
2,881

6,450
69,012

1,574
68,737

275

487
2,427
147
1,877
604
2,759
2,680

15,018
13,456
8,265
24,154
15,108
37,353
21,580
67,811

75

775

6,066

15,023
13,471
9,115
24,159
16,249
37,908
23,845
69,706

1,130
165
2,250
895

1,000

762,885
131,171
181,775
74,056
57,511
52,114
37,203
74,100
19,651
21,163
21,780
52,934
39,427

968,425
161,871
,583,197
,837,581
871,430
,037,577
794,719
,091,409
691,586
831,544
461,167
390,791
,215,553

100
50
50
390
1,318

186

16

277,447 135, 689 14,947
145,499
6 450 1,844
495,310
20
8: 801
575
773,832
7 290
778,234
1 541 1,102
947,923 40 123 1,532
755,593 21 665 4 , 0 0 6
003,322
6 890 3 , 9 5 7
147
657,210
4 731
818,247
346
1 921
198
438,452
8 566
322,682 16 443 1,126
141,143 11 ,268
94

303
424
4,875

385
15

527,716 12,626
75
8,003
77,298 1,768
55,860
24
90,521
32
46,875 1,124
10,308 3,147
76,791
449
29,058
440
10,851
179
13,556
395
45,687 4,853
62,908
140

* Excludes figures for one or more banks classified as " C o u n t r y " .
1 Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks
Includes both central reserve city and reserve city banks.
Digitized
forother
FRASER
For
footnote, see opposite page.
2



13
RESERVE CITY BANKS1, BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
L I A B I L I T I E S A N D C A P I T A L A C C O U N T S [In thousands of dollars]

Total
deposits

Bills
payable
and other
borrowed
money

Acceptances
outstanding

Other
liabilities

139,795,095 1,213,250

326,422 2,107,687

57,443,568
2,340,950
25,145,393
2,858,809
2,375,968
464,906
950,668
8,770,963
1,345,057
806,390
1,072,868
1,359,508
9,952,088

746,907
24,000
392,382
54,350
65,500
5,000

301,563 1,453,288
34,589
28,350
873,911
213,112
34,760
1,963
29,666
12
5,416
15
12,759
4,018
84,484
16,725
1,991
12,109
568
212
5,084
13,377
10,358
333,427
37,945

22,097,645
1,015,125
1,032,006
2,385,050
825, 68 9
523,750
376,739
404,640
444,776
860,145
3,347,314
183,063
548,305
535,618
50,218
677,097
384,947
443,830
186,365
1,283,520
388,206
3,233,983
1,189,009
438,526
1,339,724

211,120
7,500
29,800

6,583,905
575,375
465,543
1,077,988
89,453
255,837
46,118
831,956
935,482
98,408

49,000

"i;6oo

93,414
407,678

4,000
2,000

73,332
132,558
43,600
85,495

66,350
38,700
14,000
38,000
48,625

1,000

20,900
23,000

5,000
48,000
12,570
500
5,850
15,000
12,000

6

492
6,076
44
5,200
204
301

6,000

5,122

6,000

383
770

''6,000
12,000

182
148

11,300

92

28,500

110,066

,200

53,669,977
4,248,285
9,094,434
4,451,633
4,807,571
3,510,230
3,959,005
8,244,404
2,674,327
2,387,368
2,986,434
3,898,855
3,407,431

206,223
41,632
66,005
13,269
6,975
12,280
2,000
38,730
9,330
5,340
3,387
2,125
5,150

506,085
295,365
460,152

19,872
222
244
363
263

4,839
1,337
775
173
91
156
1,864
163
148
12
120

Capital

Surplus

Undivided
profits

Other
capital
accounts

143,442,454 3,345,083 5,243,250 1,998,185
,502,057
64,375
722,286
65,476
47,500
8,395
20,200
230,175
42,400
12,500
21,400
48,650
218,700

,503,174
129,775
,390,816
152,122
85,500
16,295
29,558
272,707
37,900
37,500
29,825
48,776
272,400

771,100
34,255
424,688
46,689
20,004
5,120
5,777
62,311
21,649
4,352
14,701
17,220
114,334

129,496
19,406
21,774
4,642
3,613
1,711
8,553
54,143
954
4,604
1,949
730
7,417

238,261
10,034
11,713
29,597
5,673
14,557
4,660
3,545
7,841
4,473
31,953
1,031
6,464
5,569
553
5,942
2,333
3,378
1,540
9,908
3,148
36,886
18,544
4,768
14,151

22,566,898
1,032,881
1,073,763
2,416,010
852,525
561,313
381,399
408,185
453,109
875,694
3,427,311
184,094
567,339
546,387
51,271
689,093
402,581
459,208
187,905
1,304,550
391,354
3,277,252
1,208,323
449,294
1,366,057

467,944
30,094
26,175
83,600
14,031
7,950
9,200

764,854
38,926
42,175
184,750
29,169
25,550

286,783
6,383
13,516
23,065
9,315
5,173
4,759
2,800
5,278
9,233
30,719
1,892
6,097
5,173
173
8,744
10,090

40,363
200
179
804
4,596

50,233
5,043
4,008
6,353
2
1.725
122
4,485
6,099
546

6,683,286
580,418
469,551
1,095,641
89,455
258,562
46,240
836,441
970,173
98,954

790
8,623

98,257
418,304

365,905
40,513
87,083
19,142
30,605
23,079
22,658
59,068
12,066
15,284
6,929
9,690
39,788

10,100

Net
demand
deposits
subject to
reserve
(see
page 18)

Demand
deposits
adjusted
(see footnote on
page 1)

1,180

1,484
3,901
10
2
4,601
232
70

4 , 9 0 5 , 827
247, 811
2 , 5 5 9 , 564
268, 929
156, 617
31, 521
64, 088
619, 336
102, 903
58. 956
67: 875
115 376
612 ,851

908,831
624,466
868,496
860,163
238,068
224,041
573,370
862,521
721,254
411,887
481,388
664,166
379,011

057,597
930,793
275,795
270,566
409,081
318,351
711,167
055,356
025,568
578,056
795,267
924,864
762,733

1 , 5 5 9 , 944 14,493 105 12, 567,508
555,101
75, 603
580 032
570,390
661 ,7 02
82, 045
,486,431
292, 219 1,707 ,096
506,064
57, 111
599 ,961
259,386
39, 853
369 ,694
240.528
25, 543
268 ,252
208,361
274 ,901
28, 201
212,133
27, 988
278 ,705
504,825
47, 610
615 ,594
,704,638
156, 648 1,966 ,368
105.529
132 ,982
10, 324
294,738
405 ,789
37, 717
284,609
370 ,849
41, 173
27,929
36 , 1 2 0
2, 378
386,156
447 ,471
40, 692
228,656
35, 308
282 ,342
232,493
30, 815
326 ,628
106,904
123 ,576
12, 540
822,373
91, 079
932 ,484
237,785
20, 828
278 ,924
,858,399
197, 131 1,972 ,110
665,243
694 ,607
90, 263
263,050
292 ,176
24, 789
805,787
874 ,742
92, 086

10,500
11,700
37,744
3,600
10,350
11,250

11,500
12,200
26,675
83,584
4,600
21,200
24,750

11,200
12,350
10,200
3,900
36,950
6,550
56,250
29,700
8,750
24,800

17,800
12,350
10,700
6,400
38,350
10,650
73,275
36,350
7,700
35,000

123,875
8,700
20,150
500
5,000

194,295
15,500
9,200
38,050
5,000
5,250

13,025
17,200
1,900

25,750
25,685
2,900

80,837
5,712
2,740
12,082
1,102
6,113
626
12,215
15,074
858

1,000

5,000
17,500

2,177
4,035

1,514

8,177
32,049

66,849
283,346

2,095
215,629

4,115
7,913
4,382
5,294
6,855
30,289
14,461
30,136

44,719
102,993
26,111
49,213
79,132
379,641
233,400
326,034.

32,397
75,738
27,407
38,984
72,557
369,248
211,952
265,371

4 , 0 7 7 , 614
366, 850
697, 684
462; 087
398; 829
286; 413
271 936
530 190
196 883
161 710
219: 803
268; 317
216 912

570,144
657,710
857,054
280,663
572,681
110,041
691,928
459,914
695,707
358,981
131,167
838,137
916,161

219,882
617,729
907,616
395,219
712,945
173,913
,792,558
,757,051
,838,421
,409,672
,371,537
,199,455
043,766

1,100

10,000

1,100

9,000

1,100

1,000

iffi

14,950
3,173
66,121
24,213
7,280
20,495

5
2,948
518
3,546
468
829
455
1,485
1,059
11,791
16,024
945
815
2,915
1,378
100
1,086
1,421
268

1,500
3,200
1,300
1,650
2,950
7,950
4,500
13,250

1,900
2,930
1,100
i,f~
2,800
12,650
6,950
13,250

677
1,209
1,273
1,553
981
8,027
2,415
1,968

38
574
709
211
124
1,662
596
1,668

944 1 , 2 5 1 , 2 0 7
767
112,236
231,825
297
130,803
217
122,762
242
80,662
745
85,873
527
154,741
365
57,857
723
48,249
140
61,443
762
92,195
790
369
72,561

,780,927
153,436
309,989
233,577
185,386
132,506
125,730
213,947
77,473
65,977
83,573
103,357
95,976

859,465
73,976
134,348
86,590
79,981
58,034
47,703
126,753
49,923
37,026
64,760
55,767
44,604

186,015
27,202
21,522
11,117
10,700
15,211
12,630
34,749
11,630
10,458
10,027
16,998
3,771

73,916
132,941
43,792
85,757
112,273
511,408
297,325
463,878
54,246
4,331
9,248
4,484
4,845
3,545
3,985
8,342
2,695,
2,408,
2,996,
3,910,
3,452,

10,000

Total
capital
accounts

371,898 1 0 , 9 5 8 , 4 1 6 9 1 , 7 1 9 , 2 1 3 8 2 , 6 6 4 , 9 1 4

5 9 , 9 4 5 , 326
2 , 4 2 7 , 889
2 6 , 6 2 4 , 798
2 , 9 4 9 , 882
2 , 4 7 1 , 146
475, 337
963, 427
8 , 9 2 5 , 815
1 , 4 0 2 , 473
833, 067
1,116, 164
1,383, 243
10,372, 085

584
383
192
262
1,007
4,323
1,960
3.726

,000

Total
liabilities

415,031 4,598,367 3,968,693
362,704
32,157
398,723
292,076
21,455
293,325
742,308
73,197
793,710
35,459
6,602
60,627
156,115
182,607
17,741
20,753
20,141
2,826
52,076
5%% 881 511,031
489,529
59,380
619,198
47,340
67,717
5,926

• Includes figures for a b a n k with its head office in a nonreserve city, which has a branch in this reserve city; see contents page.
For other footnotes, see opposite page.




Federal Reserve
district numbers,
and reserve cities

All member
banks
Reserve bank
cities 1
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.

Boston
New York 2 *
Philadelphia*
Cleveland
Richmond
Atlanta 33
Chicago
St. Louis*
Minneapolis*
Kansas City*
Dallas*
San Francisco

Reserve branch
cities 1
2.
4.
4.
5.
5.
6.
6.
6.
6.
7.
8.
8.
8.
9.
10.
10.
10.
11.
11.
11.
12.
12.
12.
12.

Buffalo*
Cincinnati
Pittsburgh*
Baltimore*
Charlotte 8
Birmingham
Jacksonville*
Nashville
New Orleans
Detroit
Little Rock
Louisville
Memphis
Helena
Denver*
Oklahoma City*
Omaha
El Paso
Houston*
San Antonio*
Los Angeles*
Portland
Salt Lake City 3
Seattle*

Other reserve
cities 1
4.
4.
5.
7.
7.
7.
7.
7.
7.
8.

9.
10.
10.
10.
10.
10.
10.
10.
11.

Columbus
Toledo
Washington*
Cedar Rapids
Des Moines*
Dubuque
Indianapolis
Milwaukee*
Sioux City
National Stock
Yards
St. P a u l *
Kansas City,
Kansas*
Lincoln*
Pueblo
St. Joseph
Topeka
Tulsa*
Wichita
Fort W o r t h *

Country banks,
by districts
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.

Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

14
ALL MEMBER BANKS—ASSETS AND LIABILITIES
A S S E T S [in thousands of dollars]
Loans and investments

Number of
banks

State

Total, all S t a t e s

Total

(including
overdrafts)

U. S.
Governdirect obligations

116,489,072 55,645,919 48,772,326

New E n g l a n d :
Maine
New H a m p s h i r e . . . .
Vermont
Massachusetts
Rhode Island
Connecticut
Middle A t l a n t i c :
New York
New Jersey
Pennsylvania
East N o r t h C e n t r a l :
Ohio
Indiana
Illinois
Michigan
Wisconsin
West N o r t h C e n t r a l :
Minnesota
Iowa
Missouri
North Dakota
South D a k o t a
Nebraska
Kansas
South A t l a n t i c :
Delaware
Maryland
District of Columbia
Virginia
West Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South C e n t r a l :
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho.
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California

38
52
38
139
8
61

306,033
173,878
135,291
3,399,638
651,666
1,242,364

Obligaguaranteed by
U. S.
Govern-

Obligations of
States and
political
subdivi-

25,815 8 , 8 5 9 , 6 2 7

145,089
86,853
68,297
1,769,172
308,597
525,425

131,548
69,519
53,449
1,302,453
312,224
536,130

11
35
42
218

516 2 6 , 1 7 3 , 4 8 2 14,875,248
264
4,007,868 1,600,722
698
8,477,957 3,889,602

8,574,361
1,852,459
3,492,917

413
237
509
227
168

6,436,326
2,227,218
9,980,584
4,848,229
1,889,000

2,696,416
792,374
3,907,668
1,814,689
686,315

207
163
177
41
62
140
214

1,823,901
1,041,589
2,895,814
224,964
295,905
829,758
946,151

14
72
15
204
109
55
33
66
76

Reserves, cash,

Other
bonds,
notes,
and debentures

2,849,918

Corporate
stocks
(including
F. R.
Bank
stock)

Total

Reserve
with
Federal
Reserve
Banks

Cash in
vault

3 3 5 , 4 6 7 3 5 , 8 6 0 , 4 7 6 1 9 , 8 8 1 , 7 5 3 1,882,949

16

15,696
11,732
8,134
210,745
19,452
150,060

12,822
5,251
4,989
107,426
9,187
27,419

867
70,572
488
55,278
380
29,497
9,624 1,025,231
147.120
2,206
3,314
392,361

34,967
22,324
13,832
597.127
81,387
153,457

7,517
6,853
3,158
48.907
16,023
36,716

3,054
963
187

1,927,402
416,373
669,701

676,876
123,937
395,166

116,541 9 , 0 4 6 , 2 9 0
13,414
864,172
30,384 2 , 3 3 7 , 7 9 2

5,759,073
460,581
1,286,840

278,460
90,875
168,900

3,102,303
1,242,248
4,997,423
2,471,707
1,035,627

250
53
19
6,551
77

484,179
142,485
776,301
468,713
104,257

140,380
46,202
279,509
78,854
59,406

12,798 1 , 7 5 1 , 1 6 5
3,856
676,200
19,664 3 , 0 7 4 , 3 0 0
7,715 1 , 2 4 0 , 2 7 6
3.318
528,690

924,320
332,130
1,922,150
670,172
262,148

122,772
58,103
117,697
95,116
30,939

876,398
451,719
1,417,401
82,869
129,445
341,993
371,786

741,776
458,049
1 ,2 3 0 , 3 5 1
125,190
141,461
389,265
450,461

384
7
13
3
95

143,441
113,352
176,018
11,295
17,338
78,383
97,051

58,537
16,579
62,382
5,256
7,186
18,624
25,100

3,742
1,890
9,278
347
462
1,490
1,658

515,774
313,158
1,019,039
51,596
74,347
300,203
338.121

237,052
145,591
519,059
29,876
41,259
151.128
162,569

23,773
20,372
36,464
3,630
5,100
10,960
15,527

289,298
1,024,722
884,169
1,494,251
674,483
834,564
421,970
1,083,868
1,477,102

150,000
413,921
377,870
709,203
254,695
454,300
167,841
600,914
461,132

127,642
520,870
453,474
659,192
365,590
301,588
215,138
378,009
876,858

7,426
61,794
26,180
95,297,
42,424
60,308
26,683
85,404
115,598

2,852
25,815
24,635
27,003
10,022
14,785
11,499
17,195
20,706

1,378
2.319
2,010
3,530
1,747
1,944
804
2,346
2,808

78,397
337,550
301,050
450,754
189,826
300,561
137,252
385,934
525,928

37,057
172,990
183,777
210,508
88,692
135,832
62,314
187,784
233,835

4,565
29,768
23,543
41,614
21,364
21,575
15,390
23,111
33,348

110
84
96
31

891,032
1,352,387
914,413
258,844

385,511
694,986
400,775
105,352

446,148
549,370
386,080
106,219

34,391
92,626
109,176
44,823

22,780
11,535
16,495
1,803

2,198
3,862
1,885
644

303,992
447,634
293,701
94,255

152,632
211,560
139,700
38,305

21.452
29,881
24,729
7,342

69
49
224
581

455,455
1,173,068
1,244,321
5,188,738

167,160
434,112
537,198
2,717,938

224,877
628,386
547,968
2,086,111

56,508
101,242
129,166
324,550

5,936
6,477
27,444
47,965

974
177,346
2,746
453,472
2,526
514,502
12,171 2 , 2 8 3 , 1 0 4

77,884
217,882
218,115
960,512

10.908
24,507
21,097
96.453

82
21
40
94
34
5
29
6

426,370
360,859
197,814
930,180
263,584
433,151
469,641
174,925

161,489
174,406
82,081
419,618
105,828
216,451
235,208
72,486

226,460
171,419
102,338
462,357
148,162
171,274
203,241
89,975

122,688
79,400
68,698
327,701
95,723
99,079
142,681
37,102

64,829
45,213
29,660
163,399
43,747
51,992
81,003
22,488

8,132
5,999
4,474
16,097
7,412
9,704
7,139
5,150

49
1,600,094
29
1,178,623
121 1 2 , 7 8 3 , 5 3 0

811,401
625,900
6,870,065

581,181
424,900
4,606,578

2,749
482,442
2,298
313,293
35,840 2 , 9 6 5 , 2 2 9

254,208
193,505
1,795,288

29,930
15,951
124,452

Mutual Savings Banks !.. .

26
5
,639

105
19
3
10

40
214

11,744

25,311
12,760
10,548
34,460
8,476
37,921
27,221
7,619

2,502
12,100
691
6,812
2,999
4,606

174,101
116,526
948,980

30,662
8,999
310,323

'?:SB

20,199

630
555
345
653
758
239

61

2,602

STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION
Connecticut—Dist. No. 2 . .
New J e r s e y — D i s t . No. 2 . .
K e n t u c k y — D i s t . No. 4
Pennsylvania—Dist. No. 4.
West Virginia-—Dist. No. 4
Louisiana—Dist. No. 6 . . . .
Mississippi—Dist. No. 6 . . .
Tennessee—Dist. No. 6 . . . .
I n d i a n a — D i s t . No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7 . . . .
Wisconsin—Dist. No. 7 . . . .
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
O k l a h o m a — D i s t . No. 1 0 . .
Arizona—Dist. No. 1 2 . . . .
I These banks, t w o in



16
177
56
181
12
34
19
71
176
358
187
126
45
10
211
4

299,631
274,945
269,132
180,601
98,621
928,405
215,420
875,628
,947,630
,348,560
,697,179
,721,598
,008,689
169,973
223,655
373,841

121,244
147,108
1,349,665 1,462,564
131,523
116,963
1,430,359 1,368,141
38,195
50,956
333,092
513,935
90,103
84,641
399,963
410,618
677,096 1 , 0 9 4 , 4 7 1
3,715,470 4,645,868
1,763,427 2,387,731
628,458
938,973
433,452
471,530
66,741
96,937
526,696
540,672
193,998
142,384

12
921
140
105
3
8
34
7
6,539
77
28

24,623
352,500
15,089
214,304
7,249
73,801
38,891
53,022
131,154
711,663
455,355
94,780
79,424
5,382
126,376
30,200

Wisconsin and one in Indiana, are included in the figures for those States.

5,973
97,913
4,807
156,245
1,865
5,758
1,256
9,406
41,570
256,983
76,713
56,305
22,044
641
27,413
6,631

671
80,043
11,382
694,836
750
79,749
11,412
842,760
356
23,964
366,895
1,714
77,595
526
281,639
2,611
3,305
586,483
18,569 2 , 9 0 0 , 8 1 9
7,414 1 , 2 0 9 , 6 0 2
3,005
485,368
2,211
429,824
272
55,487
2,479
503,669
85,996
593

36,728
374,270
36,560
488,728
11,738
184,544
31,634
131,309
292,104
1,840,554
654,016
242,513
199,466
27,360
214,998
44,339

8,627
70,148
8,109
62,549
3,078
17,491
6,010
21,262
50,120
104,218
91,635
27,464
10,543
3,770
20,344
8,589

15
OF BANKS ON APRIL 20, 1953, BY STATES
A S S E T S [in thousands of dollars]
and b a n k balances

Other
balances
with
banks in
U. S.

26,490
13
18
15
748
28
264

'ISi
1,424

Balances
with
banks in
foreign
countries

Cash
items in
process
of collection

Bank
premises,
furniture, and
fixtures

46,219 8,088,161 1,130,259
78
9
40
4,344
409
27

Other
real
estate
owned

25,073
60
64
124
372

Assets
indirectly
representing
real
estate

86,880
353
46
23
1,169

12,617
14,376
4,517
281,885
32,726
106,918

2,600
2,373
1,787
39,303
11.993
18,505

205

57

24,440 2 , 7 0 3 , 5 5 4
28
138,284
2,191
499,601

229,482
52,319
93,397

603
552
1,188

6,573
645
16,290

Customers'
liability

307,460

Income
accrued
b u t not
collected

281,241

Total
assets

Other

220,409

154,400,870

361
9
129
9,784
1,740
1,315

374
139
76
,321
709
,167

380,353
231,787
166,927
4,510,518
814,321
1,655,974

202,91
300
2,396

75,126
9,366
17,214

94,243
4,670
12,977

35,828,710
4,939,892
10,959,211

25,700
1,093

390
205
1,477
680
98

906
29
2,360
1,195
21

382,863
88,410
575,045
272,600
106,104

57,464
19,004
43,840
38,794
14,108

111
56
472
301
127

10,639
25
1,248
1,423
328

256
79
3,635
66
153

16,934
4,416
26,736
12,578
3,381

8,460
3,182
13,005
5,619
3,304

8,281,355
2,930,180
13,143,820
6,147,286
2,439,091

318
85
130
4

687

150,050
42,697
272,918
3,421
4,971
62,282
27,565

10,718
6,818
20,809
1,403
2,617
6,098
6,115

388
64
248
122

3,634
2,476
652

672

6,193
1,407
5,634
842
983
1,405
1,409

1,750
728
3,124
84
394
419
1,123

2,363,030
1,366,240
3,947,516
279,011
374,248
1,137,904
1,293,242

20,578
77,589
47,063
91,952
18,546
85,364
19,589
97,300
79,473

3,073
12,024
16,302
18,988
6,481
9,870
4,609
17,629
21.994

93
9
340
372
54
107
29
202
780

1,036
441
1,150
704
609
21
19

877
2,360
1,057
372

324
3,371
1,279
2,115
941

2,716
3,339

2,270
1,637

373,098
1,380,740
1,205,347
1,969,170
872,769
1,148,818
565,079
1,492,624
2,030,894

51,350
79,298
41,1
9,618

7,335
18,805
9,391
3,798

76
506
451
73

139
54
477

5,692
1,445
44

1,734
2,497
1,925
31

663
1,490
1,178
415

1,204,971
1,829,065
1,222,981
357,460

21,607
97,569
49,882
346,654

3,400
12,811
12,949
84,052

14
151
303
12,319

30
550
1,895
6,337

5,447
313
17,694

414
3,575
2,118
7,281

366
2,196
941
5,130

637,025
1,651,270
1,777,342
7,604,655

13,462
7,519
3,547
48,151
4,726
19,519
27,823
4,038

3,683
3,681
1,737
4,501
3,692
6,702
4,503
2,066

14
48
21
99
76
1,085
13
33

138
334
143
3,003
100
812
329
353

554,079
444,417
268,633
1,268,309
363,543
542,271
618,134
215,015

131,272
68,903
740,477

21,829
16,463
118,344

496
424
1,594

21,277

2,111,111
1,513,754
15,987,680

210
36

270
158
151
2
461
100
85
190
260
400
20
28
399
15
432
606
6,444
44
60
238
150
353
744
714
4,627

111
78
12

2
138

,686
57
12
i 78

747
360
5,720

21
213

"2J96

110
263
168
3
6

103

11

122
105
4

204

1,139
95
220
2,499
263
1,438
78
536

523

177
752
35,732

4,250
3,252
35,995

47

'25^979

u

Vst

10

22,879

State

Total, all S t a t e s
New E n g l a n d :
Maine
New H a m p s h i r e
Vermont
Massachusetts
R h o d e Island
Connecticut
Middle A t l a n t i c :
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West N o r t h C e n t r a l :
Minnesota
Missouri
North Dakota
South D a k o t a
Nebraska
Kansas
South A t l a n t i c :
Delaware
Maryland
District of Columbia
Virginia
West Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
E a s t South C e n t r a l :
Kentucky
Tennessee
Alabama
Mississippi
West South C e n t r a l :
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Mutual Savings Banks1

OF B A N K S L O C A T E D I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D

292

9
28

123

250

432

14

175
1,467
680
98
110
150
606

29
2,360
1,192
21
103
178

15,274
118,705
3,328
172,236
2,538
84,924
9,030
43,601
79,082
553,544
271,336
103,725
134,321
3,688
49,651
18,074

Digitized for For
FRASER
footnote, see opposite page.


5,187
42,270
3,129
37,929
358
10,171
3,504
12,424
15,877
39,512
37,539
12,937
6,179
1,972
12,739
6,313

25
415
23
140

57
491
14
9,018

127
18
506
45
213
294
52

500

63
299
935

25
1,248
1,423
328
558
12
1,895
4

152
451
5,447
44
492
79
3,582
66
153
212
313

416
8,138
101
9,320
182
2,815
25
1,482
4,194
26,111
12,573
3,011
2,118
1,438

204
3,307
150
2,313
142
1,970
193
908
1,968
12,585
5,549
3,198
807
66
930
774

385,563
4,024,554
352,298
4,082,532
123,267
1,316,330
296,799
1,173,079
2,556,301
12,332,630
5,964,225
2,226,645
1,447,480
227,836
1,745,618
469,301

C o n n e c t i c u t — D i s t . No. 2
New J e r s e y — D i s t . No. 2
K e n t u c k y — D i s t . No. 4
P e n n s y l v a n i a — D i s t . No. 4
West Virginia—Dist. No. 4
L o u i s i a n a — D i s t . No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
I n d i a n a — D i s t . No. 7
Illinois—Dist. No. 7
M i c h i g a n — D i s t . No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
O k l a h o m a — D i s t . No. 10
Arizona—Dist. No. 12

16
ALL MEMBER BANKS —ASSETS AND LIABILITIES
L I A B I L I T I E S [In thousands of dollars]
Demand deposits

State

Total, all S t a t e s

Total

Individuals,
partnerships, and
corpora-

States
and
political
subdivi-

Banks in
United
States

Banks
in
foreign
countries

Certified
and officers'
checks,
etc.

Total

Individuals,
partnerships,
and
corpora-

United
States
Gov-

Postal

States
and
political

ings

Banks
in
U. S.

Banks
in
foreign
tries

105,740,367 8 0 , 9 9 8 , 4 1 1 3 , 0 4 4 , 4 8 6 7 , 2 3 4 , 4 3 7 1 0 , 5 9 3 , 3 0 4 1 , 3 4 9 , 5 0 2 2 , 5 2 0 , 2 2 7 3 4 , 0 5 4 , 7 2 8 3 1 , 7 8 2 , 8 4 2 293,064 17,708 1 , 3 3 6 , 5 9 4 29,384 595,136

fdw E n g l a n d :
Maine
206,744
169,647
New H a m p s h i r e . . . .
159,532
125,180
Vermont
70,844
61,502
Massachusetts
3,387,011 2,664,722
Rhode Island
462,914
372,242
Connecticut
1,207,041
992,466
fiddle Atlantic:
New York
26,594,733 19,901,599
New J e r s e y . . . . .
2,680,038 2,177,239
Pennsylvania
7,040,021 5,821,811
last N o r t h C e n t r a l :
Ohio
5,131,151 4,080,774
Indiana
1,984,419 1,470,069
Illinois
9,060,043 6,912,564
Michigan
3,509,417 2,777,552
Wisconsin
1,462,496 1,111,175
fest N o r t h C e n t r a l :
Minnesota
1,573,959 1,072,541
969,940
673,039
Missouri
3,008,401 2,079,527
North D a k o t a . . . ,
186,585
155,422
South D a k o t a . . . ,
265,557
213,247
Nebraska
927,345
675,819
Kansas
1,068,157
743,395
outh Atlantic:
Delaware
283,710
241,800
Maryland
962,546
726,321
District of Columbia
905,530
783,099
Virginia
1,226,693
921,473
West Virginia
572,481
439,006
N o r t h Carolina
841,266
616,872
South Carolina
454,191
334,932
Georgia
1,174,891
841,384
Florida
1,614,232 1,211,858
ast South Central:
Kentucky
928,637
706,434
Tennessee
1,293,636
868,591
Alabama
881,712
673,614
Mississippi
274,315
175,426
est South C e n t r a l :
Arkansas
501,874
378,684
1,302,923
Louisiana
869,018
Oklahoma
1,462,472 1,085,104
Texas
6,258,799 4,677,612
fountain:
425,839
340,850
Montana
298,807
231,948
Idaho
198,669
154,159
Wyoming
908,544
Colorado
712,870
286,494
191,558
New Mexico
394,803
321,293
Arizona
409,999
306,460
Utah
133,428
103,217
Nevada
acific:
1,410,609 1,138,504
Washington
920,856
743,237
Oregon.
8,456,063 6,951,555
California
utual Savings Banks1...

United
States
Govern-

Time deposits

6,772
7,145
2,105
111,681
16,354
55,801

16,745
11,713
3,704
216,589
46,952
63,788

610,518
97.174
230,173

132,205
46,611
77,542
591,929
280,428
292,517

531
545
148
8,925
488
2,018

6
20
3
1,638
173
30

727
78
386
6,263
465
379

971,540
261,230
262,013

2 , 9 5 9 , 6 3 5 1,084,005 1 , 0 6 7 , 4 3 6 4 , 6 1 3 , 0 4 1
83,723 1 , 8 5 2 , 4 2 9
60,206
466
19,732
88,545 2 , 7 3 4 , 1 6 1
617,747

3,975,758
1,818,936
2,625,664

59,432
5,051
4,782

925

92,515
28,345
102,205

6,725 478,611
97
585

211,783
66,146
293,760
177,149
67,429

372,047
271,555
469,947
275,054
110,083

331,258
124,695
1,234,359
216,988
141,138

5,951
234
34,819
5,477
802

129,338 2 , 4 4 9 , 4 9 1
51,720
750,323
114,594 3 , 0 7 2 , 0 3 0
57,197 2 , 1 8 7 , 4 9 8
787,200
31,869

2,302,309
740,311
2,942,078
2,152,218
778,864

2.107
6,751
5,753
3,710
4,743

891
2,335
1,276
86
1,210

143,779
503
115,453
31,080
1,954

405
423
3,470
404
429

47,831
30,606
78,714
4,669
7,005
25.272
27,270

151,878
145,219
143,591
15,889
34,510
76,341
201,847

274,567
111,687
676,118
8,550
7,722
143,110
87,089

4,732
17

23,116
9,389
25,719
2,038
3,073
6,799
8,556

578,416
296,019
574,026
74,219
82,782
120,766
140,210

571,536
293,533
566,992
73,273
78,302
120,542
135,735

383
2,285
1,648
657
1,026
49
3,903

71
81
558
6
5
33
53

6,252
120
4,613
283
3,449
142
496

12,641
44,535
34,196
37,629
19,868
27,047
24.175
35.176
23,060

8,115
98,855
193
100,361
63,496
52,662
69,964
117,645
203,981

5,149
84,340
57,277
144,040
37,925
118,963
17,443
174,523
153,457

16,005
7,339
24,665
22,956:
12,186
25,646
7,677
6,088
18,871

45,542
296,644
206,834
571,566
213,884
183,600
73,637
201,624
286,056

45,257
288,476
172,104
517,497
211,213
138,287
65,141
193,376
271,892

205
5
7,087
16,032 1,025
21,260
228
1,408
297
5,564
7
7
7,655
6,285 1,158
8 , 3 4 7 2,655

1,056
98
31,858:
739
39,093
659
793
2,842

29,465
22,683
23,970
6,231

52,900
130,515
103,756
57,202

129,147
255,738
71,703
34,092

10,669
15,814
8,185
1,364

167,700
393,577
244,168
58,607

159,599
378,424
238,909
57,861

5,657
3,940
4.108
736

16
172
27

8,925
20,867
24,826
121,890

55,225
215,668
166,005
480,754

55,785
174,068
172,101
892,719

3,255
16,671
14,012
74,816

87,452
237,947
162,349
778,809

86,135
228,812
150,565
647,520

245
3,788
5,193
20,132

35
56
96
1,170

9,000
5,540
3,046
25,368
14,667
6,474
5,595
3,706

48,445
53,301
29,939
66,790
65,759
49,420
54,848
22,293

21,984
5,135
9,786
92,359
11,005
7,154
39,558
1,347

5,560
2,883
1,739
11,061
3,505
8,663
3,537
2,865

99,000
120,904
51,803
267,703
56,285
105,717
161,178
67,375

98,542
119,286
51,056
248,366
52,832
103,681
155,731
65,311

65
1,473
392
2,693
3,032
2,025
3,340
1,802

3
11
18
10
11
10
1,020

37.273
17,322
223,954

138,557
105,685
499,868

73,928
33,845
369,863

17,526
533,422
467,098
19,438
2%,734 6,149,506

521,080
454,783
5,463,823

5,923
47
39,695

15
14
242

44

147

11

133,469
47,254
78,079
616,830
281,554
294,944

8,761
8,057
1,209
288,529
10,423
37,022

29,684
1,867
30

4,026

1,156
6,100
234
76
75
3,005
22
295
484

6,631
424
11,008

96
1,799

4,821
1,329
120,089

4,8
7,437
2,324
75,806
15,076
57,934

2,378
9,957
320
10

75

4,000

174
215

23
20
723
227
649
175
12
320

17,575

50
1,084
804

827
210
4,088
953
817
5,678
105,049 4 , 9 3 8
380
94
337
16,622
410

8,000

250

10
40

1,017
262
390 6,000
14
12,204
50
560,241 4,805 80i700

20,776

100

STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION
annecticut—Dist. No. 2
ew Jersey—Dist. No. 2.
e n t u c k y — D i s t . No. 4 . .
snnsylvania—Dist. No.4
est Virginia—Dist. No. 4
auisiana—Dist. No. 6.
ississippi—Dist. No. 6
nnessee—Dist. No. 6 .
diana—Dist. No. 7 . . .
inois—Dist. No. 7 . . .
ichigan—Dist. No. 7 .
isconsin—Dist. No. 7 .
issouri—Dist. No. 10.
ew Mexico—Dist. No. 10
d a h o m a — D i s t . No. 10
izona—Dist. No. 12. .
1

248,580
2,135,377
247,081
2,630,979
71,512
1,035,632
225,551
803,731
1,724,056
8,542,153
3,435,920
1,350,576
1,178,265
170,450
1,438,380
341,293

206,721
1,745,015
216,598
2,234,999
52,626
672,708
137,903
543,568
1,272,780
6,523,512
2,721,557
1,022,317
706,386
95,008
1,066,857
279,112

12,200
77,954
5,099
89,313
3,714
16,322
4,744
15,325
57,946
281,351
173,209
63,408
19,126
13,001
24,556
5,464

12,541
180,537
20,768
79,621
10,405
185,094
48,336
92,796
239,835
426,587
262,968
95,513
59,061
49,897
161,355
40,930

7,
57,
3,
197,
3,
147,
33,
138,
108,
1,165,
216,
138,
378,
9,
171,
7,

466
5,813
6,631
234
34,819
5,477
802
1,347
424
1,799

108,401
9,413
73,944 1 , 5 5 4 , 8 2 0
72,219
1,547
23,461 1 , 0 0 4 , 2 8 3
1,395
34,797
192,397
7,734
1,196
51,064
13,274
284,915
45,166
665,029
110,459 2 , 8 4 1 , 4 2 4
56,079 2 , 0 9 2 , 7 4 6
30,401
702,072
13,607
139,768
2,706
44,040
157,577
13,526
90,223
6,864

These banks, two in Wisconsin and one in I n d i a n a , are included in the figures for those States.




108,076
1,530,406
71,341
962,384
33,847
183,362
50,356
271,100
655,448
2,739,439
2,057,769
694,306
138,537
41,594
145,845
88,188

10
2,388

20

1

330
275
370
10
3,698
46
708
3,190
170
6,650 2,315
5 , 0 3 1 1,228
31
3,586
4,743 1,003
88
14
2,025
11
5,189
96
2,025
10

295
21,938
840
40,829
570
4,088
9,386
233
88,266
30,956
1,591
1,079
410
5,635

30
465
953

250

1,069
383
3,460
404
429
50

4,000

812

17
OF BANKS ON APRIL 20, 1953, BY STATES
L I A B I L I T I E S A N D C A P I T A L A C C O U N T S [In thousands of dollars]

Total
deposits

Bills
payable
and other
borrowed

139,795,095 1,213,250

Acceptstanding

Other
liabilities

326,422 2,107,687

Total
liabilities

33,805
11,749
17,157

72,821
18,258
98,908
63,011
11,500

7,752,194
2,758,529
12,309,903
5,835,292
2,291,279

169,197
48,165
286,147
92,341
42,351

256,641
75,385
359,366
141,177
64,203

92,797
41,857
114,074
64,742
35,397

10,526
6,244
74,330
13,734
5,861

529,161 4 , 4 2 8 , 3 7 4
171,651 1 . 6 9 8 . 7 8 9
833,917 8 , 0 2 9 , 4 2 7
311,994 3 , 0 3 6 , 3 0 4
147,812 1 , 2 2 7 , 8 0 9

4,199,296
1,704,934
6,922,060
2,837,203
1,147,023

27,641
3,481
28,405
1,954
2,603
4,526
4.301

2,200,538
1,270,840
3,699,035
262,908
351,942
1,066,187
1,214,371

41,511
22,893
88,174
4.750
6,498
23,145
23,480

83,220
40,160
97,194
6,830
8,975
25,816
31,726

25,447
26,513
58,359
3,566
5,473
16,888
21,267

12,314
5,834

162,492
95,400
248,481
16,103
22,306
71,717
78,871

1,320,015
822,830
2,545,260
168,535
237,569
789,500
908,290

1,097,485
784,950
1,975,919
169,928
245,859
696,677
926,233

3,503
7,179
6,523
14,875
3,765
19,338
4,362

334,755
1,288,932
1,130,187
1,822,782
797,483
1,067,360
532,490
1,393,371
1,914,273

9,388
23,662
20,950
42,314
20,590
18,200
9,762
30,413
42,205

23,(
44,590
38,850
67,041
36,700
46,532
15,442
44,370
51,230

4,971
16,632
12,445
28,770
14,258
13,669
5,751
13,104
15,327

6,924
2,915
8,263
3,738
3,057
1,634
11,366
7,859

116

38,343
91,808
75,160
146,388
75,286
81,458
32,589
99,253
116,621

247,086
827,867
811,878
1,028,534
492,811
698,197
394,834
1,000,115
1,355,974

245,342
754,926
760,894
952,838
496,142
609.816
392,984
867.817
1,355,237

1,266

1,117,569
1,708,668
1,137,451
334,232

24,450
36,886
25,827
6,735

44,092
59,826
37,913
14,540

16,414
20,299
17,476
1,722

2,446
3,386
4,314
231

87,402
120,397
85,530
23,228

798,749
1,087,473
752,977
225,707

718,653
935,622
743,667
224,374

2,341
8,207
7,984
35,310

591,667
1,560,753
1,649,352
7,099,062

13,680
27,228
36,795
189,295

18,003
45,737
47,356
207,246

11,583
17,033
39,048
89,692

2,092
519
4,791
19,360

45,358
90,517
127,990
505,593

415,557
413,338
1,092,286 1,003,788
1,187,788 1,215,239
5.040.790 4,886,528

528,446
422,176
252,634
1,189,559
3 4 4 ,0 8 1
515,300
582,910
203.456

9,575
8,415
3,358
22,255
7,265
8,525
11,767
3.751

11,205
10,075
7,660
32,523
6,970
13,500
12,606
4,200

4,437
3,376
4,129
19,287
1,932
4,846
9,632
3,533

416
375
852
4,685
3,295
100
1,219
75

25,633
22,241
15,999
78,750
19,462
26,971
35,224
11,559

376,213
270,679
164,105
760,589
242, C "
357,598
355,828
123,964

381,393
280,613
182,290
742,570
256,096
359,857
337,022
124,337

1,976,501
1,410,003
15,084,851

37,615
34,085
307,603

53,91
42,506
385,153

30,019
26,956
199,488

13,065
204
10,585

134,610
103,751
902,829

1,213,796
818,093
7,421,766

1,163,315
799,457
7,001,680

13

1,953

19,850
1,400
86,000
150

672

329,252
1,259,190
1,112,364
1,798,259
786,365
1,024,866
527,828
1,376,515
1,900,288

2,000
22,300
11,300
9,480
7,350
23,150
300
850
1,100

1,096,337
1,687,213
1,125,880
332,922

13,400
40
10

589,326
1,540,870
1,624,821
7,037,608
524,839
419,711
250,472
1,176,247
342,779
500,520
571,177
200,803
1,944,031
1,387,954
14,605,569

2^203

1,000

13,550
1,703

263
168
3
6

16,001
12,874

5,692
1,804
44

7,832

5,600
16,234
7,525

6,076
313
18,619

590

47

900
5,950

204

2,970
2,465
1,262
7,158
1.302
9,780
5,733
2,653

182
770
38,328

20,138
21,279
386,329

5,000
6,000
12,150
54,625

178,583
129,954
63,013
2,675,232
401,544
1,007,270

513,868
58,596
161,007

2,152,375
1,265,959
3,582,427
260,804
348, 339
1,048,111
1,208,367

66

178,747
133,458
58,392
3,013,022
413,641
1,005,144

892,156 1,609,391
148,997
104,648
576,023
281,214

256
79
4,072
153

35,486
23,698
16,472
390,707
59,664
113,923

32,779,490
4,615,902
9,923,810

98,475
5,450
74,850
75,300
29,930

7,580,642
2,734,742
12,132,073
5,696,915
2,249,696

371,898 1 0 , 9 5 8 , 4 1 6 9 1 , 7 1 9 , 2 1 3 8 2 , 6 6 4 , 9 1 4
1,123
1,255
1,444
31,643
6,474
5,186

936,767
35,271
82,736

420,992
47,864
64,450

28,594
1,093

Demand
deposits
adjusted
(see footnote on
page 1)

8,604
6,195
3,411
64,327
9,665
20,303

213,957
300
2,442

31,207,774
4,532,467
9,774,182

27 * 090

Other
capital
accounts

Net
demand
deposits
subject to
reserve
(see
page 18)

13,244
10,079
5,864
188,134
28,720
48,460

344,867
208,089
150.455
4,119,811
754,657
1,542,051

1,950
840
127
36,425

Surplus

143,442,454 3,345,083 5,243,250 1,998,185

2,704
463
1,405
50,951
9,096
12,976

340,213
206,786
148,923
4,003,841
744,468
1,501,985

Capital

Undivided
profits

Total
capital
accounts

12,515
6,169
5,753
106,603
14,805
39,974

1,615

20,926

20,923

1,360
5,868
2,398

3 , 0 4 9 , 2 2 0 2 3 , 6 1 3 , 7 0 1 19,237,021
323,990 2 , 3 6 7 , 7 0 7 2 , 3 8 3 , 9 0 8
1,035,401 6,161,584 5,672,768

State

Total, all States
New E n g l a n d :
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle A t l a n t i c :
New York
New Jersey
Pennsylvania
East N o r t h Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West N o r t h C e n t r a l :
Minnesota
Iowa
Missouri
N o r t h Dakota
South Dakota
Nebraska
Kansas
South A t l a n t i c :
Delaware
Maryland
District of Columbia
Virginia
West Virginia
N o r t h Carolina.
South Carolina
Georgia
Florida
E a s t South C e n t r a l :
Kentucky
Tennessee
Alabama
Mississippi
West South C e n t r a l :
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Mutual Savings Banks

1

OF B A N K S L O C A T E D I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D
356,981
3,690,197
319,300
3,635,262
106,309
1,228,029
276,615
1,088,646
2,389,085
11,383,577
5,528,666
2,052,648
1,318,033
214,490
1,595,957
431,516

800

44,095
800
2,600
1,400
5,000

40
5,450
70,750
75,300
29,680
38,100
16,234
5,000

152
454
6,076
44
492
79
4,019
66
153
212
313

For footnote, see opposite page.




2,493
31,768
1,007
35,840
964
6,084
1,211
10,009
15,505
96,388
62,655
10,455
5,968
1,225
7,937
8,967

360,274
3,766,212
321,107
3,674,156
108,673
1,245,189
277,870
1,099,187
2,410,119
11,554,734
5,666,687
2,092,936
1,362,313
215,715
1,620,441
445,483

9,208
82,841
9,120
116,130
4,290
19,303
5,460
24,265
40,800
271,515

88,101

38,076
26,620
4,700
36,085
7,525

11,290
119,050
14,146
244,139
7,585
36,926
12,057
33,267
64,414
337,716
135,409
58,124
35,883
4,360
46,490
12,250

4,274
47,277
6,402
44,018
1,801
14,440
1,366
13,837
35,808
99,974
61,228
32,248
20,010
897
38,321
4,043

517
9,174
1,523
4,089
918
472
46
2,523
5,160
68,691
12,800
5,261
2,654
2,164
4,281

213,401
213,901
25,289
258,342 1 , 8 8 5 , 2 7 9 1 , 8 8 0 , 7 9 1
235,585
31,191
212,001
408,376 2 , 3 3 9 , 8 6 9 2 , 1 6 5 , 8 4 5
14,594
62,364
61,888
780,612
71,141
871,218
185,600
178,405
18,929
606,037
73,892
674,663
146,182 1 , 4 8 0 , 1 0 4 1 , 4 7 8 , 6 9 9
777,896 7 , 5 8 9 , 9 3 3 6 , 5 0 7 , 0 1 4
297,538 2 , 9 7 3 , 8 4 1 2 , 7 6 9 , 2 6 8
133,709 1 , 1 3 6 , 1 0 1 1 , 0 4 4 , 5 0 6
85,167
958,698
644,733
146,243
143,923
12,121
125,177 1 , 1 7 0 , 6 5 9 1 , 1 9 2 , 0 8 7
308,403
23,818
308,832

Connecticut—Dist. No. 2
New J e r s e y — D i s t . No. 2 .
K e n t u c k y — D i s t . No. 4
P e n n s y l v a n i a — D i s t . No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
I n d i a n a — D i s t . No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
O k l a h o m a — D i s t . No. 10
Arizona—Dist. No. 12

18
ALL MEMBER BANKS—DEPOSITS AND RESERVES, APRIL 20, 1953
[In thousands of dollars]

demand
deposits

All m e m b e r banks
Central reserve city b a n k s 3 . . . .
Reserve city b a n k s 3

Net
Deductions
demand
allowed in
deposits
computing
reserves * s u b j e c t to
reserve

Reserves with Federal
Reserve B a n k s 2
Time
deposits
Total

R e q u ir e d

Excess

105,740,367 14,021,154

3 4 , 0 5 4 , 7 2 8 19,881,753

381,988

~28,232,717

3,501,238 6 , 3 7 4 , 9 1 2

123,755

3,061,538

R a t i o of
total
reserves
demand
plus t i m e
deposits
(per cent)

15.8
~iY.Y

40,806,098

5,828,208 34,977,890 13,585,065

7,742,672

7,810,682

-68,010

15.9

36,701,552

5,131,408 31,570,144 16,968,425

5,764,169

5,437,926

326.243

11.9

All m e m b e r b a n k s , b y d i s t r i c t s :
Boston
N e w York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

5,245,506
28,978,690
5,237,413
8,080,723
4,891,195
5,735,749
16,022,645
4,330,488
2,637,357
5,889,810
6,719,736
11,971,055

657,
3,265,
686,
1,038,
699,
895,
2,019,
632,
380,
991,
1,295,
1,458,

,588,503
712,881
551,229
042,608
191,757
840,547
002,809
697,744
256,503
898,084
424,019
512,529

1,343,729
6,276,262
2,073,029
3,560,790
1,511,368
1,260,224
6,597,290
1.049.296
1.014.297
921,867
856,870
7,589,706

866,366
6,170,071
921,480
1,461,346
842,375
908.806
3,174,778
722,093
408.807
948,580
1,021,007
2,436,044

838,862
6,026,743
897,788
1,467,1
802,431
882,207
3,136,637
700,764
430,620
907,058
965,928
2,442,919

27,504
143,328
23,692
-6,462
39,944
26,599
38,141
21,329
-21,813
41,522
55,079
-6,875

14.6
19.3
13! 8
14.8
14.9
15.4
15.2
12.5
16.3
16.3
13.5

Central reserve city b a n k s :
N e w York
Chicago

22,451,465
5,781,252

2 , 4 7 6 , 0 9 2 19,975,373
585,446 5 , 1 9 5 , 8 0 6

2,320,273
1,180,965

5,051,564
1,323,348

4,933,306
1,317,851

118,258
5,497

22.7
20.8

1,930,793
181,858
880,454
372,792
2,270,566
235,448
4,469,927 1,689,360
2,081,716
473,791
2,148,619
465,505
4,347,089 2,324,916
2,002,037
357,710
897,522
182,753
2,766,917
460,700
2,585,882
466,079
8,596,368 6,374,153

405,049
196,075
461,815
958,377
455,509
461,230
1,006,211
421,089
150,503
583,114
553,520
2,090,180

397,070
198,458
468,240
995,347
444,771
457,654
1,008,913
421,870
190,470
581,025
545,141
2,101,723

7,979
-2,383
-6,425
-36,970
10,738
3,576
-2,702
— 781
-39,967
2,089
8,379
-11,543

19.2
15.6
18.4
15.6
17.8
17.6
15.1
17.8
13.9
18.1
18.1
14.0

461,317
922,432
459,665
502,969
386,866
447,576
845,219
301,004
258,304
365,466
467,487
345,864

441,792
894,979
429,548
472,461
357,660
424,553
809,873
278,894
240,150
326,033
420,787
341,196

19,525
27,453
30,117
30,508
29,206
23,023
35,346
22,110
18,154
39,433
46,700
4,668

12.1
10.9
11.2
11.3
12.3
12.8
11.2
12.6
11.8
14.1
14.5
11.0

Country banks

3

Reserve city b a n k s , b y d i s t r i c t s :
Boston
N e w York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

2,159,092
1,015,988
2,623,361
5,144,582
2.418.542
2,571,463
5,088,398
2,347,747
1,081,533
3.364.543
3,211,672
9,779,177

228,299
135,534
352,795
674,655
336,826
422,844
741,309
345,710
184,011
597,626
625,790
1,182,809

Country banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond.
Atlanta
Chicago
St. Louis
Minneapolis
K a n s a s City
Dallas
San Francisco

3,086,414
5,511,237
2,614,052
2,936,141
2,472,653
3,164,286
5,152,995
1,982,741
1,555,824
2,525,267
3,508,064
2,191,878

428,704
654,183
333,389
363,460
362,612
472,358
693,081
287,034
196,843
394,100
669,927
275,717

2,657,710
4,857,054
2,280,663
2,572,681
2,110,041
2,691,928
4,459,914
1,695,707
1,358,981
2,131,167
2,838,137
1,916,161

1,161,871
3,583,197
1,837,581
1,871,430
1,037,577
794,719
3,091,409
691,586
831,544
461,167
390,791
1,215,553

1
D e m a n d balances with b a n k s in U n i t e d States, except private banks and American branches of foreign banks, plus cash items in process of
collection. T h e difference between the figures shown in this column and the figures shown against t h e corresponding captions u n d e r " A s s e t s "
is accounted for by an excess of allowable deductions over gross d e m a n d deposits at a n u m b e r of banks.
3
T h e figures shown in the " T o t a l " column represent the reserve balances as reported by member banks from their own books. T h e y differ
f r o m those shown by t h e Federal Reserve Banks' books because of a lack of synchronization of entries on the books of Federal Reserve Banks
and member banks. In determining whether member b a n k s ' reserves meet requirements, the reserve balances shown by the books of t h e Federal
Reserve Banks are used.
, Reserves actually required on a given date are based on deposits at the opening of business on t h a t day, which is the same as the close of
business the preceding day. Therefore, the figures in the " R e q u i r e d " column represent the reserves required to be maintained on the business
d a y following the call date. P u r s u a n t to t h e provisions of law, the Board of Governors of the Federal Reserve System prescribed the following
requirements for reserves to be m a i n t a i n e d by each member b a n k which were in effect on t h a t d a t e : T i m e d e p o s i t s — 6 % for all member banks; net
d e m a n d d e p o s i t s — 2 4 % for central reserve city banks, 2 0 % for reserve city banks, and 14% for c o u n t r y banks.
T h e figures shown in t h e " E x c e s s " column are the differences between reserve balances reported b y m e m b e r b a n k s on the call d a t e and t h e
reserves required to be m a i n t a i n e d on t h e first business d a y following t h e call date. T h e y are, therefore, merely approximations of t h e reserve
position of member banks.
* Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of m e m b e r banks.




STATE MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 20, 1953, BY FEDERAL RESERVE DISTRICTS
[ A m o u n t s in thousands of dollars]

Federal R e s e r v e district

Total
Boston

Loans arid investments

York

Philadelphia

Cleveland

Rich-

Atlanta

Chicago

LSt'-

Minneapolis

Kansas
City

Dallas

San
Francisco

ASSETS

38,100,956 1,790,114 16,558,473 2,211,843 3,546,969 1,732,080 737,176 5,323,147 1,533,449 401,873 815,115
2,803,429
19,196,395
854,811 9,416,504 1,112,258 1,546,723 835,453 376,346 2,041,346 751,566 171,807 385,053 647,288
313,768 1,390,760
15,421,913
751,807 5,861,393 853,968 1,620,502 757,634 289,704 2,640,851 660,910 199,490 327,455 271,893
1,186,306
4,532
160
1,477
10
367
1,653
110
139
338
26
23
224
2,555,397
116,940
945,577 152,986 256,133
90,116 64,392 518,211
76,351
22,506
88,729
56,091
167,365
786,541
60,268
254,295
81,521 115,522
42,608
4,320 113,954
38,250
7,392
12,116 4,033
52,262
136,178
6,128
79.227
11,100
7,722
4,616
2,304
8,646
6,034
652
1,739 1,498
6,512
Reserves, cash, and bank balances
11,937,226 485,710 5,804,421 648,814 899,769 571,514 232,624 1,351,301 509,311
313,826 259,407 758,410
Reserve with Federal R e s e r v e B a n k s
6,899,674 251,185 3,618,432 360,457 491,724 292,456 111,748 788,268 264,556 102,119
54,504
146,484
106,710
413,150
Cash in v a u l t
609,110
40,033
203,713
34,445
73,777
49,181 17,828
93,762
25,563
7,254
10,902 18,267
34,385
D e m a n d balances with b a n k s in U n i t e d States (except p r i v a t e
b a n k s and A m e r i c a n b r a n c h e s of foreign banks)
1,416,952
59,438
180,885
75,747 170,372 100,484 66,341 284,139 111,826 31,297
82,076 121,085 133,262
O t h e r balances w i t h b a n k s in U n i t e d S t a t e s
7,940
327
3,265
1,089
220
204
531
70
313
274
1,642
Balances with b a n k s in foreign countries
20,867
469
18,218
161
206
52
22
569
51
1
69
60
989
Cash items in process of collection
2,982,683
134,258 1,779,908 176,915 163,470 129,137 36,685 184,032 107,245
9,058
73,982
13,011
174,982
D u e f r o m own foreign b r a n c h e s
381
381
B a n k premises owned and f u r n i t u r e a n d fixtures
364,684 "'25j764
156,509
11,858
37,680
10,774
2,059
4,206 10,231
28,397
2,976
302
282
330
251
189
488
205
70
36
6
702
115
I n v e s t m e n t s and o t h e r assets indirectly representing b a n k premises
28,341
or o t h e r real e s t a t e
.
815
4,106
7,325
11,244
1,775
1,598
54
74
96
35
1,219
161,163
C u s t o m e r s ' liability on a c c e p t a n c e s
1,289
150^838
529
96
3
552
343
1,028
204
242
6,039
95,567
I n c o m e accrued b u t not yet c o l l e c t e d .
4,178
52.228
4,992
9,729
3,261
1,391
9,492
3,011
492
884
322
5,587
64,989
O t h e r assets
3,557
28,316
6,103
4,547
5,796
2,000
4,664
2,122
255
1,474
750
5,405
50,756,283 2,311,729 22,755,554 2,904,802 4,500,434 2,339,129 986,089 6,728,430 2,059,819 506,908 1,135,811 918,977
Total assets
3,608,601
Loans (including o v e r d r a f t s )
U n i t e d S t a t e s G o v e r n m e n t direct obligations
Obligations g u a r a n t e e d b y U n i t e d S t a t e s G o v e r n m e n t
Obligations of S t a t e s a n d political subdivisions
O t h e r bonds, notes, and d e b e n t u r e s
C o r p o r a t e stocks (including F e d e r a l R e s e r v e B a n k stock)

LIABILITIES

35,051,606 1,579,196 17,038,414 2,097,853 2,592,883 1,585,115 725,663 3,864,019 1,504,851
27,383,405 1,278,060 12,950,120 1,788,902 2,175,955 1,214,709 542,240 3,124,371 1,117,003
965,027
57,522
413,519
61,735 100,103
49,394 14,307 135,032
44,470
1,821,350
133,328
568,599
63,852 144,218 105,498 103,517 296,976
77,784
3,234,693
43,348 1,819,362 145,852 121,747 181,902 58,908 231,703 249,472
594,029
3,247
559,623
3,038
2,545
1,696
404
2,512
2,773
1,053,102
727,191
63,691
34,474
48,315
31,916
6,287
73,425
13,349
10,681,651 504,342 3,086,201 489,980 1,513,138 515,376 187,282 2,383,476 357,223
Time deposits
10,001,832 500,662 2,737,455 473,472 1,439,242 452,443 176,202 2,343,897 350,032
Individuals, p a r t n e r s h i p s , a n d c o r p o r a t i o n s
36,131
U n i t e d States G o v e r n m e n t
1,327
6,926
230
393
10,979
4,133
3,647
4,051
4,305
Postal savings
218
15
41
716
232
2,631
359
27
States and political subdivisions
326,239
2,135
55,042
16,161
72,674
34,172
3,115
35,427
3,108
Banks in U n i t e d S t a t e s
6,371
2,065
76
113
475
1,201
146
306,773
Banks in foreign countries
284,698
17,075
Total deposits
45,733,257 2,083,538 20,124,615 2,587,833 4,106,021 2,100,491 912,945 6,247,495 1,862,074
Due t o own foreign b r a n c h e s
11,244
11,244
Bills payable, rediscounts, a n d o t h e r liabilities for borrowed m o n e y .
586,410 ' i 9 * 3 40
301,262
46,250
360
48,530
42,520
Acceptances o u t s t a n d i n g
1,289
167,979
157,295
529
96
3
552
381
1,028
Dividends declared b u t not y e t p a y a b l e
354
2,864
1,114
297
385
275
5
68
23
8,907
I n c o m e collected b u t not yet e a r n e d
142,174
49,153
10,125
12,166
9,457
4,225
21,613
5,263
Expenses accrued a n d u n p a i d
12,592
240,483
116,972
14,179
24,270
11,524
4,047
24,410
7,964
O t h e r liabilities.
3,439
72,587
35,473
2,154
3,935
6,692
798
6,801
6,123
Total liabilities
46,956,998 2,129,459 20,797,128 2,650,070 4,197,850 2,174,692 922,932 6,349,298 1,924,995
Demand deposits

Individuals, p a r t n e r s h i p s , a n d c o r p o r a t i o n s
U n i t e d States G o v e r n m e n t
States and political subdivisions
Banks in U n i t e d S t a t e s
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and

Capital

CAPITAL ACCOUNTS

Undivided profits
O t h e r capital accounts

Total capital accounts
Total liabilities and capital accounts
N e t demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)




1,095,616
700,291
110,453
3,799,285

53,553
543,504
74,118 1,048,058
34,630
342,669
19,969
24,195

68,467
140,815
39,870
5,580

89,753
153,610
50,697
8,524

42,093
84,769
29,221
8,354

21,665
28,864
10,343
2,285

106,630
157,934
82,746
31,822

47,121
52,946
32,158
2,599

1,958,426

254,732

302,584

164,437

63,157

379,132

134,824

182,270

5 0 , 7 5 6 , 2 8 3 2,311,729 2 2 , 7 5 5 , 5 5 4 2 , 9 0 4 , 8 0 2 4,500,434 2,339,129 9 8 6 , 0 8 9 6,728,430 2 , 0 5 9 , 8 1 9

h*
XO

321,303
253,152
8,436
42,284
12,365

885,918
576,965
16,486
99,721
185,169
635

747,698 2,108,693
612,030 1,749,898
11,042
52,981
81,670 103,903
34,412 150,453
444
17,112

5,066
153,109
150,257
52
31
2,764

6,942 8,100
34,346
138,097 110,569 1,242,858
134,492 98,648 1,145,030
597 1,041
2,755
17
12
2,891 10,114
88,636
100
760
1,425
5,000
474,412 1,024,015 858,267 3,351,551
90
8
952
612
67

34,378
204
8
1,415
3,812
655

600
242
20
795
2,033
24

7,150
6,360
307
18,103
18,068
6,426

476,141 1,064,487 861,981 3,407,965
9,797
11,656
7,684
1,630

20,503 22,095
28,429 20,356
19,621 12,741
2,771 1,804

70,435
91,370
37,911
920

30,767

71,324 56,996

200,636

5 0 6 , 9 0 8 1,135,811 9 1 8 , 9 7 7 3 , 6 0 8 , 6 0 1

3 0 , 6 5 3 , 8 8 2 1,385,616 15,077,621 1,845,191 2,259,041 1,355,494 622,637 3,396,748 1,285,780 280,948
2 7 , 2 7 5 , 1 7 4 1,340,821 12,466,002 1,710,313 2,205,018 1,222,986 615,359 3,310,740 1,100,891 291,444
4,764,923
166,171 1,700,810 415,692 577,346 349,984 164,914 467,820 202,955 63,554
1,887
46
219
82
222
138
72
444
167
130

729,895 613,602 1,801,309
609,646 688,789 1,713,165
148,136 128,116 379,425
130
151
86

FEDERAL RESERVE SYSTEM
BOUNDARIES OF FEDERAL RESERVE DISTRICTS
AND THEIR BRANCH TERRITORIES

MINNEAPOLIS >

Omoho

CHICAGO i

1 CLEVELAND
Cincinno

KANSAS CITY

ST. LOUIS

loulsviUe
RICHMOND

Nashville

Oklahoma City

Charlotte

Memphis
L i t t l e Rock

""'ATLANTA
DALLAS®
tl Paso
jocksoniW*
5 = =

New Orleone

BOUNDARIES OF FEDERAL RESERVE DISTRICTS
BOUNDARIES OF FEDERAL RESERVE BRANCH TERRITORIES

*

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM

<§>

F E D E R A L RESERVE BANK CITIES

*

F E D E R A L RESERVE BRANCH CITIES




Sen Antonio

OCTOBER *. 1945
BOARD Of GOVERNORS OF THE FEDER/CL RCSERVE SYSTEM