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M E M B E R BANK
CALL REPORT
APRIL 12, 1948
BOARD OF GOVERNORS
OF THE FEDERAL RESERVE SYSTEM
TABLE OF CONTENTS
Assets and Liabilities:
Of All Member Banks April iz, 1948, December 31, 1947, and December 31, 1946
1
Of All Member Banks on Selected Call Dates, 1942.-1948
By Class of Bank
By Federal Reserve Districts
^
.
Assets and Liabilities of Member Banks in Each Central Reserve and Reserve City and of Country
Banks in Each Federal Reserve District
Assets and Liabilities of Member Banks, by States
4-^
6-9
10-13
Reserve Position by Class of Bank and Federal Reserve Districts
^
Assets and Liabilities of State Member Banks, by Federal Reserve Districts
15
These statistics are tabulated from condition reports submitted by member banks following each official call, a minimum of three of which are required by law each year. The Comptroller of the Currency
tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National
Banks. The Board of Governors of the Federal Reserve System tabulates the reports of State member banks
and publishes the combined statistics of national and State member banks in the Member Bank Call Report.
Member banks are classified according to their reserve requirements as central reserve city banks,
reserve city banks, or nonreserve city ("country") banks. A member bank that has an office in a central
reserve city is classified as a central reserve city bank; a member bank that has an office in a reserve city, but
not in a central reserve city, is classified as a reserve city bank; a member bank that does not have an office
in a reserve or central reserve city is classified as a country bank. However, some banks in outlying sections
of central reserve cities have permission to maintain the reserves required of reserve city banks or country
banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required
of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member bank that has two or more offices, whether in the same city or in
different cities, submits a consolidated condition report, the report is tabulated according to a single location
(that of the bank's head office, unless it has a branch in a city where banks are subject to higher reserve requirements).
The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve
membership, mergers, etc., and by changes in the reserve classification of cities or individual banks. On
March 1, 1948, National City, Illinois, was classified as a reserve city and the designations of Grand
Rapids, Michigan, Ogden, Utah, and Spokane, Washington, as reserve cities were terminated.
MEMBER BANK CALL REPORT
ASSETS AND LIABILITIES OF MEMBER BANKS ON APRIL 12, 1948, COMPARED WITH
DECEMBER 31, 1947, AND DECEMBER 31, 1946
[Amounts in thousands of dollars]
C h a n g e since—
C o n d i t i o n on—
Dec. 31,
1947
April 12,
1948
Dec. 31,
1947
Dec. 31,
1946
ASSETS
Loans a n d i n v e s t m e n t s
Loans (including overdrafts)
United States Government direct obligations
Obligations guaranteed by United States Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures..
....
••
Corporate stocks (including Federal Reserve Bank stock) .
95,895,763
33,061,636
55,363,506
4,452,284
2,738,540
279,797
97,845,741
32,627,985
57,904,405
9,700
4,199,095
2,826,707
277,849
1,949,978
96,361,989
+433,651
26,695,670
63,030,370 1 _<2,550,599
11,445
+253,189
3,547,509
-88,167
2,803,256
+1,948
273,739
Reserves, cash, a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
29,343,289
16,749,500
1,562,802
32,845,266
17,796,687
1,672,074
29,586,897
16,014,569
1,575,556
-3,501,977
-1,047,187
-109,272
5,342,333
32,145
19,489
5,637,020
6,236,307
33,818
25,454
7,080,926
5,900,492
35,202
56,143
6,004,935
-893,974
-1,673
-5,965
-1,443,906
11,829
836,586
13,056
4,789
820,199
12,239
6,353
789,239
14,235
+7,040
+16,387
+817
58,705
155,961
218,579
141,002
58,101
141,254
227,386
105,497
60,573
116,995
218,481
85,964
+604
+14,707
-8,807
+35,505
126,674,770
132,060,472
127,240,726
-5,385,702
88,040,639
68,093,185
2,115,433
5,569,956
9,133,001
1,374,534
94,137,848
72,703,750
1,176,098
5,504,054
10,977,636
1,375,491
90,917,359
69,126,705
2,672,001
4,914,500
10,644,127
1,353,444
-6,097,209
-4,610,565
+939,335
+65,902
-1,844,635
-957
Demand balances with banks in United States (except private banks and
American branches of foreign banks)
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
.
;••••' •
;
•
Investments and other assets indirectly representing bank premises or other
real estate
Customers' liability on acceptances
Income accrued b u t not yet collected
Other assets
Total Assets.
LIABILITIES
Demand deposits
;
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
..
• • • • • • • • •
Certified and officers' checks, cash letters of credit, and travelers checks,
etc
Time deposits
...
•
•;••••
Individuals, partnerships, and corporations .
United States Government
Postal savings.... • •. • . . • • ;
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits.
Due to own foreign branches. . . . . . . . . . •
------•
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances outstanding
Dividends declared b u t not yet payable
Income collected b u t not yet earned
Expenses accrued and unpaid
Other liabilities.
T o t a l lia b ilit ie s .
CAPITAL ACCOUNTS
Capital
Surplus
Undivided profits
Other capital accounts.
Total capital accounts
Total liabilities and capital accounts
MEMORANDA
Net demand deposits subject to reserve (see page 14).
Demand deposits adjusted 1
Pledged assets (and securities loaned)
Number of b a n k s —
1,754,530
2,400,819
2,206,582
-646,289
28,631,741
27,615,909
98,270
3,328
872,364
32,749
9,121
28,389,879
27,541,909
101,194
3,364
693,446
38,866
11,100
27,252,542
26,525,446
110,499
3,481
550,970
43,346
18,800
+241,862
+74,000
-2,924
-36
+178,918
-6,117
-1,979
116,672,380
122,527,727
118,169,901
-5,855,347
280,726
234,747
172,431
10,694
140,536
328,854
224,066
221,778
53,965
164,565
55,509
124,737
306.501
141.502
194,878
30,129
132,104
53,132
81,354
356,375
128,062
+58,948
+180,782
+7,866
-44,815
+15,799
+22,353
+82,564
118,064,434
123,596,284
119,145,935
-5,531,850
2,751,651
3,848,392
1,512,005
498,288
2,730,394
3,823,530
1,409,515
500,749
2,691,775
3,595,445
1,287,268
520,303
+21,257
+24,862
+102,490
-2,461
,610,336
8,464,188
3,094,791
+146,148
126,674,770
132,060,472
127,240,726
-5,385,702
-565,956
77,062,588
69,780,651
11,174,295
6,932
80,822,042
73,527,697
10,038,160
6,923
76,540,041
70,242,852
11,764,847
6,900
-3,759,454
-3,747,046
+1,136,135
+9
+522,547
-462,201
-590,552
+32
i Demand deposits other than interbank and United States Government, less cash items reported as in process of collection.
1
Dec. 31,
1946
2.
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON SELECTED CALL DATES, DECEMBER 31, 1942
TO APRIL 12, 1948
[Amounts in thousands of dollars]
1942
Dec. 31
ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct obligations
Obligations guaranteed by United States Government.
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank
stock)
•
Reserves, cash, a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except
private banks and American branches of foreign banks)
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued b u t not yet collected
Other assets
:
Total assets..
LIABILITIES
59,263,331
16,088,324
35,006,436
2,539,753
2,965,179
2,286,693
1944
April 13
78,027,217
16,134,776
56,771,128
2,818,179
1,990,473
1945
Mar. 20
1945
Dec. 31
90,523,939 107,183,445
17,219,067 22,775,207
67,915,385 f 78,322,769
I
15,705
2,989,135
3,254,356
2,096,970
2,520,773
1946
Dec. 31
1947
Dec. 31
96,361,989
26,695,670
63,030,370
11,445
3,547,509
2,803,256
97,845,741
32,627,985
57,904,405
9,700
4,199,095
2,826,707
1948
April 12
95,895,763
33,061,636
55,363,506
4,452,284
2,738,540
376,946
312,661
303,382
294,635
273,739
277,849
279,797
24,280,295
13,072,358
1,018,612
22,589,160
12,497,119
1,265,179
25,328,215
14,604,842
1,364,659
29,845,331
15,811,292
1,437,801
29,586,897
16,014,569
1,575,556
32,845,266
17,796,687
1,672,074
29,343,289
16,749,500
1,562,802
6,084,146
62,371
12,953
4,029,855
5,225,385
40,581
18,632
3,542,264
5,734,031
38,240
3,569,627
7,077,345
39,242
23,372
5,456,279
5,900,492
35,202
56,143
6,004,935
6,236,307
33,818
25,454
7,080,926
5,342,333
32,145
19,489
5,637,020
362
904,130
134,846
12,081
855,232
70,937
1,633
813,413
36,639
7,321
787,692
19,311
6,353
789,239
14,235
4,789
820,199
12,239
11,829
836,586
13,056
92,935
40,507
126,287
73,887
75,214
54,237
169,092
90,273
69,015
47,063
168,729
92,579
64,738
65,608
239,478
90,952
60,573
116,995
218,481
85,964
58,101
141,254
227,386
105,497
58,705
155,961
218,579
141,002
84,916,580
16,816
101,943,443 117,081,225 138,303,876 127,240,726 132,060,472 126,674,770
Demand deposits
Individuals, partnerships, and corporations
U. S. Government: War loan and Series E bond accounts.
Other
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and
travelers' checks, etc
65,435,697
78,465,958
42,139,236
52,126,437
7,923,429 / 11,212,379
255,656
17,989
3,613,295
10,101,306
9,263,286
811.439
936,999
1,142,298
1,057,906
1,305,368
2,449,926
2,206,582
2,400,819
1,754,530
Time deposits
Individuals, partnerships, and corporations.
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries
12,840,974
12,365,923
47,675
8,566
331,933
16,164,854
15,645,126
108,667
4,224
346,819
53,668
6,350
20,547,527
20,003,833
97,421
3,728
377,871
53,549
11,125
27,274,368
23,712,364
95,742
3,487
398,892
46,283
17,600
27,252,542
26,525,446
110,499
3,481
550,970
43,346
18,800
28,389,879
27,541,909
101,194
3,364
693,446
38,866
28,631,741
27,615,909
98,270
3,328
872,364
32,749
9,121
Total deposits
78,276,671
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed
money
Acceptances outstanding
Dividends declared but not yet payable
Income collected b u t not yet earned
Expenses accrued and unpaid
Other liabilities
T o t a l liabilities.
CAPITAL ACCOUNTS
Capital
Surplus
Undivided profits
Other capital accounts
Total capital accounts
Total liabilities and capital accounts.
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock.
Common stock
82,066
4,811
88,419,025 105,395,466
59,409.352 62,950,086
12,149,569 21,945,123
258,986
233,971
4,029,652
4,240,421
10,250,299 12,333,313
1,015,799
1,242,626
90,917,359
69,126,705
2,473,253
198. 748
4,914,500
10,644,127
,353,444
94,137,848
72,703,750
1,176,098
5,504,054
10,977,636
1,375,491
11,100
88,040,639
68,093,185
2,115,433
5,569,956
9,133,001
1,374,534
94,630,812 108,966,552 129,669,834 118,169,901 122,527,727 116,672,380
216,952
180,943
182,432
211,181
194,878
221,778
280,726
4,807
46,175
37,486
46,514
116,750
70,372
99,655
62,590
6,044
36,578
219,366
80,167
285,124
56,354
26,738
39,710
288,164
97,959
208,094
75,965
53,023
46,244
346,321
104,290
30,129
132,104
53,132
81,354
356,375
53,965
164,565
55,509
124,737
306.501
141.502
234,747
172,431
10,694
140,536
328,854
224,066
78,815,727
2,378,674
2,499,071
846,793
376,315
2,434,828
2,784,041
966,625
441,794
2,484,156
3,084,315
6,100,853
6,627,288
84,916,580
128,062
95,316,155 109,943,033 130,714,952 119,145,935 123,596,284 118,064,434
457,659
2,592,364
3,383,332
1,115,849
497,379
2,691,775
3,595,445
1,287,268
520,303
2,730,394
3,823,530
1,409,515
500,749
2,751,651
3,848,392
1,512,005
498,288
7,138,192
7,588,924
8,094,791
8,464,188
8,610,336
1,112,062
101,943,443 117,081,225 138,303,876 127,240,726 132.060,472 126,674,770
2,380,309
36,121
196,938
16,831
2,130,419
2,435,886
31,816
171,509
12,276
2,220,285
2,484,765
29,142
135,035
8,484
2,312,104
2,592,773
27,438
107,205
7,035
2,451,095
2,691,986
21,642
77,382
6,045
2,586,917
2,730,477
17,363
59,928
4,528
2,648,658
2,751,727
15,585
56,950
4,215
2,674,977
Retirable value of capital: First pieferred stock
Second preferred stock. . . .
285,138
22,706
257,309
18,076
218,825
13,825
176,310
11,948
133,945
10,558
111,426
8,398
107,542
8,085
Net demand deposits subject to reserve (see page 14).
Demand deposits adjusted (see footnote on page 1 ) . . .
Pledged assets (and securities loaned)
Number of banks
55,325,653
42,569,668
12,530,629
6,679
58,488,849
53,255,374
20,130,475
6,764
66,968,747
61,174,745
21,894,389
6,823
70,918,241
64,184,154
29,872,453
6,884
76,540,041
70,242,852
11,764,847
6,900
80,822,042
73,527,697
10,038,160
6,923
77,062,588
69,780,651
11,174,295
6,932
3
ALL MEMBER BANKS-ASSETS AND LIABILITIES ON APRIL 12, 1948, BY CLASS OF BANK
[Amounts in thousands of dollars]
Central reserve city
member banks 1
ASSETS
Loans a n d i n v e s t m e n t s . . . . . . . . .
Loans (including overdrafts).
United States Government direct and guaranteed
obligations
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank stock)
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Demand balances with banks in United States (except
private banks and American branches of foreign banks)
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
•_
Bank premises owned and furniture and fixtures
Other real estate owned
, V
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued b u t not yet collected
Other assets
Total assets
LIABILITIES
Demand deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
...
• •••••. • • • • •
Certified, and officers' checks, cash letters of credit, and
travelers' checks, etc
Time deposits
Individuals, partnerships, and corporations.
United States Government
Postal savings
-; :
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches .
,
Bills payable, rediscounts, and other liabilities for borrowed
money
Acceptances outstanding
,i
Dividends declared b u t not yet payable
Income collected b u t not yet earned
Expenses accrued and unpaid
Other liabilities
T o t a l liabilities.
CAPITAL A C C O U N T S
Capital
Surplus
Undivided profits
Other capital accounts
T o t a l capital a c c o u n t s
Total liabilities and capital accounts.
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock
Common stock
Country
member
banks 1
All
national
member
banks
Chicago
19,546,685
7,169,172
4,680,903
1,663,281
34,968,946
13,352,444
36,699,229
10,876,739
95,895,763 63,855,479
33,061,636 21,760,902
11,128,587
720,640
433,388
94,898
2,619,931
223,379
164,454
9,858
19,234,479
1,342,969
949,919
89,135
22,380,509
2,165,296
1,190,779
85,906
55,363,506 36,808,324
4,452,284 3,168,979
2,738,540 1,959,738
157,536
279,797
6,279,254
4,481,136
140,771
1,570,056
1,050,730
26,404
11,491,210
6,402,935
511,347
10,002,769
4,814,699
884,280
29,343,289 19,879,686
16,749,500 11,044,604
1,562,802 1,069,358
43,192
2,468
10,133
1,601,554
145,049
1,318
647
345,908
1,775,496
15,928
6,444
2,779,060
3,378,596
12,431
2,265
910,498
5,342,333
32,145
19,489
5,637,020
4,055,483
23,350
10,749
3,676,142
778
158,106
535
16,288
11,051
301,402
6,831
360,790
5,690
11,829
836,586
13,056
11,051
543,457
8,846
2,869
97,833
58,873
46,525
165
3,256
15,493
5,018
44,264
51,489
98,947
49,198
11,407
3,383
45,266
40,261
58,705
155,961
218,579
141,002
44,561
95,027
141,580
91,792
26,191,458
6,291,179
47,023,338
47,168,795
126,674,770 84,671,479
21,673,854
16,345,409
375,481
232,493
2,775,965
• 1,219,501
•
4,907,714
3,488,998
102,463
251,235
1,004,269
23,535
32,416,839
24,122,778
793.405
2,313,955
4,538,970
123.689
29,042,232
24,136,000
844,084
2,772,273
813,797
7,809
88,040,639 58,781,057
68,093,185 45,058,086
2,115,433 1,419,891
5,569,956 4,207,123
9,133,001 6,319,533
684,294
1,374,534
725,005
37,214
524,042
468,269
11,304,353
10,791,812
39,540
734
455,012
17,255
14,871,658
14,456,311
43,852
2,594
353,867
15,034
28,631,741 19,443,568
27,615,909 18,643,430
82,977
98,270
2,788
3,328
685,102
872,364
26,100
32,749
3,171
9,121
43,721,192
43,913,890
116,672,380 78,224,625
1,536,981
1,459,687
13,978
918,749
908,099
900
53,735
460
9,121
9,750
23,210,835
5,826,463
13,845
266,881
119,160
107,025
3,485
15,594
70,541
130,399
750
3,926
1,320
4,512
22,548
5,293
59,647
57,689
4,161
69,053
160,084
55,190
3,791
1,728
51,377
75,681
19,488
23,923,920
5,864,812
44,154,557
44,121,145
1,196,970
396,189
62,357
612,022
145,250
178,950
54,585
47,582
957,478
1,230,348
481,644
199,311
1,036,901
1,242,124
579,587
189,038
2,267,538
426,367
2,868,781
3,047,650
1,754,530
1,092,130
280,726
253,905
234,747
172,431
10,694
140,536
328,854
224,066
152,315
105,609
9,111
97,101
220,019
83,231
118,064,434 79,145,916
2,751,651
3,848,392
1,512,005
498,288
1,795,398
2,415,047
960,608
354,510
8,610,336
5,525,563
3,084,773
126,674,770 84,671,479
42,003,291
956,253
15,585
34,002
26,191,458
6,291,179
47,023,338
47,168,795
612,022
145,250
957,478
6,250
21,649
150
929,429
1,036,977
2,751,727
15,585
56,950
4,215
2,674,977
1,795,474
35,301
4,065
989,323
22,421
150
85,121
7,935
107,542
8,085
32,601
3,275
74,941
4,810
27,862,768
24,181,715
5,004,387
344
24,753,955
26,466,044
4,428,895
6,537
77,062,588 51,049,443
69,780,651 46,681,197
11,174,295 8,451,710
5,008
6,932
26,013,145
23,099,454
2,722,585
1,924
1,047
610,975
145,250
20,029,108
15,701,353
1,215,327
37
4,416,757
3,431,539
525,686
14
i See Table of Contents page for basis of and changes in classification of member banks.
All
member
banks
New York
Retirable value of capital: First preferred stock
Second preferred stock —
Net demand deposits subject to reserve (see page 14).
Demand deposits adjusted (see footnote on page U n pledged assets (and securities loaned)
Number of banks
Reserve
city
member
banks 1
8,288
22,948
2,187
1,770,339
2,028
904,638
4
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 12, 1948,
BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
T o t a l , all
districts
ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct and guaranteed
obligations
Obligations of States and political subdivisions
Other bonds, notes and debentures
Corporate stocks (including Federal Reserve Bank stock)
Reserves, cash, and bank balances
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except
private banks and American branches of foreign banks).
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches.
Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate.
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets
LIABILITIES
Demand deposits
Individuals, partnerships, and corporations.
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and
travelers' checks, etc
n < deposits
Individuals, partnerships, and corporations
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed
money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS
Capital
Surplus
Undivided profits
Other capital accounts
Total capital accounts
Total liabilities and capital accounts
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second prefeired stock
Common stock
Retirable value of capital: First preferred stock
Second preferred stock
Net demand deposits subject to reserve (see page 14)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)
Number of banks
Federal Reserve district
New York
Philadelphia
Cleveland
Richmond
Atlanta
95,895,76-i 4,641,669
33,061,634> 1,699,208
26,765,356
9,435,455
5,304,528
1,620,438
7,975,895
2,533,225
4,323,321
1,492,121
4,264 701
1,436,970
55,363,50(, 2,682,379
4,452,284i
123,624
2,738,54C1
122,849
279,797
13,609
15,408,211
1,115,623
684,838
121,229
3,099,143
231,649
331,965
21,333
4,678,438
352,707
383,513
28,012
2,574,313
115,033
132,228
9,626
2,427,938
309,909
80,547
9,337
29,343,289i
16,749,500
1,562,802
1,314,497
711,685
111,575
7,908,630
5,345,144
303,426
1,435,422
777,979
111,487
2,209,002
1,219,748
171,285
1,475 ,608
727,049
120,109
1 ,621,565
778,846
102,523
5,342,333
32,145
19,489
5,637,020
203,240
1,408
1,118
285,471
377,884
3,757
11,769
1,866,650
286,972
2,139
687
256,158
444,423
1,607
308
371,631
358,967
1,016
61
268,406
491,292
2,871
227
245,806
11,829
836,586
13,056
11,051
51,804
808
778
246,629
1,783
61,179
1,014
82,897
274
47,272
1,219
48,846
1,279
58,705
155,961
218,579
141,002
1,708
22,700
11,197
5,731
6,154
98,064
75,307
56,568
4,559
7,162
8,601
13,417
3,106
1,531
16,023
6,786
2,617
477
6,608
10,013
1,190
3,832
8,604
5,774
126,674,770
6,061,165
35,159,269
6,835,882
10,295,514
5,867,135
5,955,791
88,040,639
68,093,185
2,115,433
5,569,956
9,133,001
1,374,534
4,173,731
3,440,347
92,133
218,659
310,590
19,934
26,267,396
20,062,754
505,261
764,486
2,880,584
1,222,429
4,251,763
3,503,088
113,554
235,013
330,707
10,222
6,285,770
5,206,525
198,630
329,780
454,918
5,630
4,152,174
3,210,315
114,098
360,908
384,632
4,150
4,477,681
3,204,341
79,735
571,131
582,421
5,227
Boston
1,754,530
92,068
831,882
59,179
90,287
78,071
34,826
28,631,741
27,615,909
98,270
3,328
872,364
32,749
9,121
1,299,574
1,291,096
5,872
250
2,255
101
5,205,927
5,079,545
23,706
15
90,555
2,985
9,121
1,928,929
1,862,333
1,267
228
64,895
206
3,148,928
3,000,947
1,843
521
140,733
4,884
1,306,445
1,269,305
14,949
193
20,328
1,670
1,116,746
1,073,356
8,934
233
27,628
6,595
116,672,380
5,473,305
31,473,323
6,180,692
9,434,698
5,458,619
5,594,427
266,881
280,726
234,747
172,431
10,694
140,536
328,854
224,066
17,668
24,033
390
9,030
19,084
12,739
137,707
107,256
3,978
33,132
90,447
137,190
6,804
7,998
421
6,640
14,707
3,772
14,938
1,531
709
10,033
31,062
4,837
12,082
477
274
6,244
11,724
5,038
2,891
4,843
498
8,200
12,011
706
118,064,434
5,556,249
32,249,914
6,221,034
9,497,808
5,494,458
5,623,576
2,751,651
3,848,392
1,512,005
498,288
158,031
218,844
85,563
42,478
846,781
1,459,853
502,588
100,133
183,420
301,159
104,342
25,927
275,806
356,282
115,989
49,629
117,027
164,222
66,104
25,324
112,280
144,929
52,351
22,655
8,610,336
504,916
2,909,355
614,848
797,706
372,677
332,215
126,674,770
6,061,165
35,159,269
6,835,882
10,295,514
5,867,135
5,955,791
2,751,727
15,585
56,950
4,215
2,674,977
158,031
846,857
8,551
22,869
2,105
813,332
183,420
275,806
4,298
7,092
117,027
324
1,107
14
115,582
112,280
459
583
156,989
107,542
8,085
670
1,333
65,579
4,625
10,550
1,498
7,092
1,232
14
1,204
77,062,588
69,780,651
11,174,295
6,932
3,685,239
3,465,603
298,112
337
24,022,862
19,792,472
1,924,061
794
3,708,633
3,541,122
667,376
647
5,469,716
5,254,961
1,022,536
711
3,524,801
3,380,888
725,120
477
3,740,583
3,564,492
912,261
342
4,265
898
178,257
264,416
1,150
111,130
5
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 12, 1948,
BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district
ASSETS
Loans a n d i n v e s t m e n t s
Loans (including overdrafts)
United States Government direct and guaranteed obligations.
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank stock) — .
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
- ,
Demand balances with banks in United States (except private banks
and American branches of foreign banks)
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
•
Investments and other assets indirectly representing bank premises or
other real estate
Customers' liability on acceptances
Income accrued b u t not yet collected
Other assets
Total assets.
LIABILITIES
Demand deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions .
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash, letters of credit, and travelers
checks, etc
San
Francisco
Minneapolis
Kansas
City
10,065
2,676,231
783,147
1,692,815
105,141
90,765
4,363
4,138,917
1,293,979
2,482,050
244,377
111,507
7,004
4,079,183
1,625,015
2,163,177
231,654
50,988
8,349
13,342,836
5,498,280
6,996,138
664,036
162,839
21,543
1,229,109
607,233
64,467
807,192
419,070
39,902
1,694,993
779,069
64,744
1,806,331
807,107
78,755
3,453,355
2,047,146
158,926
894,650
2,320
1,404
724,184
308,975
148
53
248,233
213,157
1,247
662
133,154
589,019
5,858
150
256,153
688,043
4,015
1,089
227,322
485,711
5,759
1,961
753,852
77,904
733
25,805
2,083
13,586
597
24,168
273
47,005
2,558
109,491
435
5,001
3,645
34,032
16,406
145
881
5,817
4,614
4,144
451
6,782
1,272
1,480
443
6,117
4,748
3,530
3,583
3,610
25,071
14,595
35,908
12,063
19,295,402
4,881,484
3,510,255
5,871,139
5,947,980
16,993,754
12,651,944
9,659,884
424,193
906,477
1,465,546
3,616,020
2,665,615
84,705
236,133
598,153
2,613
2,349,115
1,693,582
70,966
260,127
293,564
2,525
4,856,395
3,441,326
124,300
468,007
776,217
511
5,023,113
3,862,197
75,095
418,995
608,402
5,791
9,935,537
8,143,211
232,763
800,240
447,267
66,902
Chicago
St. Louis
14,770,096
4,267,114
9,246,777
765,397
465,481
25,327
3,613,030
1,376,684
1,912,127
193,134
4,387,585
2,529,424
235,603
28,600
121,020
Dallas
2,180
167 244
28,801
28,351
46,034
52,633
245,154
5,459,963
5,2%9,535
12,396
435
155,254
2,343
948,906
908,044
929,727
922,003
238
38,178
326
198
4,522
1,993
672,364
657,965
3,278
204
4,699
572,656
492,890
6,397
380
69,725
3,264
6,041,576
5,768,890
16,497
433
252,073
3,683
18,111,907
4,564,926
3,278,842
5,528,759
5,595,769
15,977,113
5,550
4,315
2,003
48,499
8,627
5,630
926
477
5,435
8,957
1,961
18,650
451
15
5,454
8,377
484
4,740
443
448
3,091
7,686
647
487
2,251
381
1,893
10,078
780
18,201,522
4,588,312
3,312,273
5,545,814
5,611,639
16,161,835
360,643
442,645
179,030
111,562
10.4,263
113,105
62,676
13,128
63,469
81,919
33,337
19,257
106,976
117,219
78,870
123,918
129,705
61,843
20,875
299,037
318,510
169,312
45,060
1,093,880
293,172
197,982
325,325
336,341
831,919
19,295,402
4,881,484
3,510,255
5,871,139
5,947,980
16,993,754
360,643
1,538
6,706
300
352,099
104,263
735
1,014
240
102,274
63,469
40
1,278
60
62,091
106,976
123,918
70
1,104
299,037
29
9,681
122,744
289,327
Retirable value of capital: First preferred s t o c k . . . —
Second preferred stock —
6,741
300
1,024
240
1,278
60
225
15
1,539
10,408
Net demand deposits subject to reserve (see page 14)
Demand deposits adjusted (see footnote on page 1)...
Pledged assets (and securities loaned)
Number of banks.
11,033,694
10,009,421
1,303,645
1,003
3,058,812
2,682,316
409,246
495
2,002,804
1,848,906
499,688
475
4,011,234
3,699,214
757,389
759
4,107,748
4,106,503
698,048
616
8,696,462
8,434,753
1,956,813
276
Time deposits
Individuals, partnerships, and corporations .
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits..
Due to own foreign branches
•
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances outstanding
Dividends declared b u t not yet payable
Income collected b u t not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS
Capital
Surplus
Undivided profits
Other capital accounts.
Total capital accounts
Total liabilities and capital accounts
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock
Common stock
20,621
2,120
1,011
6,218
22,260
225
15
106,736
13,845
7,600
17,907
1,100
30,763
66,222
47,285
6
A L L MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 12,194S, OF BANKS IN EACH CENTRAL
ASSETS [In thousands of dollars]
Loans and investments
Federal Reserve district numbers,
and reserve cities
Number
b
k
Total
Reserves, cash,
ObligaCorporate
U. S.
Other
Loans (intions of
Stocks
Govt, di- States
bonds, (including
cluding
and
rect and
overpolitical notes, and
F. R.
guaranteed
debendrafts)
subdiviBank
obligations
tures
sions
stock)
Total
Reserve
with
Federal
Reserve
Banks
6,932
95,895,763
33,061,636 55,363,506 4,452,284
2,738,540
279,797
29,343,289
16,749,500
Reserve bank cities 1
1. Boston
2. New York 2
3. Philadelphia
4. Cleveland
..
5. Richmond
6. Atlanta 32
7. Chicago
8. St. Louis.
9. Minneapolis.
10. Kansas City.
11. Dallas
12. San Francisco
183
41,010,825
1,717,604
19,685,179
1,993,925
1,579,774
273.185
584,693
5,850,250
904,745
558,135
637,929
619,562
6,605,844
16,218,018 22,055,919 1,579,215
789,295
872,258
32,886
727,503
7,226,955 11,197,390
721,177 1.072.551
77,074
525,600
984,144
18,247
105,715
148,938
7,593
278,839
263,966
25,112
1,910,789 3,464,842
265,894
23,080
453,619
393,585
232,926
281,157
17,082
259,127
322,337
37,474
429,866
167,065
16,479
3,284,110 2,887,686
330,791
1,012,445
17,983
437,966
112,771
49,185
10,356
15,601
197,556
29,976
25,917
17,873
4,413
92,848
145,228
5,182
95,365
10,352
2,598
583
1,175
11,169
4,485
1,053
1,118
1,739
10,409
12,981,460
549,117
6,317,402
692,157
428,568
114,494
239,731
1,897,558
339,536
229,458
320,761
297,628
1,555,050
8,454,435
341,662
4,505,412
390,392
251,241
55,347
119,539
1,232,982
173,704
116,778
136,712
141,253
989,413
Reserve b r a n c h cities 1
2. Buffalo
4. Cincinnati
4. Pittsburgh
5. Baltimore
5. Charlotte 3
6. Birmingham
6. Jacksonville
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver
10. Oklahoma City
•10. Omaha
11. El Paso
11. Houston
11. San Antonio
12. Los Angeles
12. Portland
12. Salt Lake City
12. Seattle
131
5
10
115.597
317,878
1,305,207
59,690
170,165
138.463
30,979
263,422
115,292
141,581
49,730
362,431
179,033
1,632,792
484,267
132,318
483,001
556,554
10,764
26,372
37,323
5,659
6,605
18,459
12,432
20,406
29,653
45,226
7,728
8,279
23,310
318
11,056
18,439
20,416
2,389
25,584
7,035
49,784
83,985
6,905
78,427
388,179
14,425
20,119
129,560
9,675
11,842
5,784
5,529
8,618
5,810
68,718
5,460
9,326
5,034
494
10,673
4,208
13,494
92
8,978
5,402
11,544
10,662
2,065
20,667
40,875
3,114
1,631
14,648
1,518
727
429
531
1,823
819
3,217
171
829
703
51
590
486
445
167
1,407
373
4,595
1,076
334
1,191
4,722,036
172,127
218,841
477,379
200,988
164,311
93,126
115,833
100,332
209,676
556,603
44,536
134,445
132,363
14,037
155,908
100,856
112,199
43,407
295,584
104,599
612,380
265,175
73,894
323,437
2,643,763
89,911
114,464
300,545
103,639
85,573
63,391
47,051
53,146
123,574
332,006
22,263
70,545
69,380
9,221
84,625
48,073
55,070
19,435
154,280
55,037
385,883
151,217
41,038
164,396
Other reserve cities 1
4. Columbus
4. Toledo
5. Washington
7. Cedar Rapids
7. Des Moines
7. Dubuque
7. Indianapolis
7. Milwaukee
7. Peoria
7. Sioux City
8. National City, 111
9. St. Paul
10. Kansas City, Kansas
10. Lincoln
10. Pueblo
10. St. Joseph
10. Topeka
10. Tulsa
10. Wichita
11. Fort Worth
11. Galveston
11. Waco
81
3
4
14
1
3
2,590,526
152,930
198,045
470,858
25,442
101.598
27,335
321,314
409,249
68,653
41,312
33,296
164,149
18,323
61,594
18,149
38,714
29,975
166,337
83,329
98,546
39,867
21,511
151,219
22,281
5,544
2,694
20,776
11,048
1,016
20,437
18,280
3,728
1,007
1,274
4,599
1,505
1,523
576
1,410
5,207
9,273
3,914
10,836
2,597
1,694
147,137
24,322
3,978
36,291
711
6,013
312
11,258
21,009
2,129
2,355
168
8,277
1,508
1,371
165
1,779
1,283
3,408
12,078
5,819
2,898
5
7,788
539
459
1,648
120
285
36
830
993
216
103
120
675
71
169
63
86
99
406
234
463
103
70
1,637,024
122,688
87,789
253,197
22,597
77,620
8,754
184,146
224,268
33,043
28,005
29,242
104,327
15,966
35,002
19,280
22,677
25,254
117,088
64,780
109,255
29,188
22,858
836,603
58,259
47,333
152,834
11,016
34,320
4,291
98,472
112,991
18,482
12,154
10,739
56,201
7,732
18,620
4,872
10,480
13,076
55,296
31,741
54,093
13,410
10,191
10,876,739 22,380,509 2,165,296
909,913 1 , 8 1 0 , 1 2 1
90,738
1,980,193 3,905,359
377,356
899,261 2,026,592
154,575
1,030,993 2,118,561
242,940
848,140 1,369,633
92,482
727,548 1,490,895
203,847
1,423,612 3,481,825
377,985
543,133 1,116,928
129,463
429,822 1,216,530
83,142
533,466 1,222,997
133,584
657,436 1,244,994
165,040
893,222 1,376,074
114,144
1,190,779
104,866
232,447
219,194
156,349
64,064
39,205
155,420
71,056
56,077
43,667
23,381
25,053
85,906
8,427
22,750
10,981
8,137
5,150
4,560
8,358
3,757
2,584
3,237
4,027
3,938
10,002,769
765,380
1,419,101
743,265
873,737
742,618
862,867
1,354,991
548,987
459,370
705,222
903,812
623,419
4,814,699
370,023
749,821
387,587
447,906
329,656
372,145
672,710
260,602
236,870
312,772
359,408
315,199
All member banks.
C o u n t r y b a n k s , by d i s t r i c t s
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago 4
8. St. Louis 4 .
9. Minneapolis.
10. Kansas City
11. Dallas
12. San Francisco 4
11
42
22
4
6
4
58
7
4
10
14,012,436
562,072
660,604
1,626,315
564,646
371,158
239,577
213,792
256,398
504.186
1,951,037
103,210
330,622
347,471
40,135
410,950
218,454
262,367
100,241
670,612
254,028
2,332,786
844,606
211,287
935,882
4,690,276
228,307
263,898
568,610
146,949
167,945
85,363
85,240
109,954
1,276,603
3
1
4
4
4
4
3
4
3
4,173,273
286,198
266,024
734,863
59,353
181,905
33,343
459,741
620,825
100,810
65,632
62,645
289,806
41,849
87,424
20,767
56,007
55,398
262,526
148,295
234,414
59,522
45,926
6,537
326
747
625
682
444
322
915
474
466
709
578
249
36,699,229
2,924,065
6,518,105
3,310,603
3,556,980
2,379,469
2,466,055
5,447,200
1,864,337
1,788,155
1,936,951
2,094,878
2,412,431
8
9
4
3
3
4
6
6
4
6
3
2
7
5
6
3
11
6
6
3
6
5
2
5
6
3
4
1
3
2
150,026
528,669
30,161
142,023
179,961
8,293
125,209
80,029
86,431
47,863
272,212
62,185
634,071
264,616
69,665
352,596
86,126
57,998
223,372
12,304
62,961
4,644
105,902
171,294
26,084
20,855
27,787
112,106
20,442
22,767
1,814
14,018
18,834
83,102
48,740
118,750
14,057
22,646
8.336.552
305.462
348,584
876,174
400,845
184,039
129,542
110,060
1
See Table of Contents page for basis of and changes in classification of member banks.
Includes both central reserve city and reserve city banks.
For other footnotes, see opposite page.
2
Cash in
vault
7
1
RESERVE AND RESERVE CITY AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
ASSETS [In thousands of dollars]
and bank balances
Demand
balances
with banks
Balances
with
banks in
with
foreign
banks in
countries
U. S.
32,145
12,065
1,065
2,468
1,778
37
52
1,318
52
277
1,078
300
3,640
4,230
443
502
50
517
299
23
100
270
261
270
29
206
50
1,156
Cash
items in
process
of collection
19,489 5,637,020
14,037 3,292,391
146,456
711
10,149 1,609,321
190,175
682
111,120
153
38,779
73.578
391,487
647
124,608
51
74,930
216
104,638
132
73,160
261
354,139
1,035
Bank
premises,
furniture, and
fixtures
836,586
311
15,
159,
19,
8,
4,
9,
59,
121,988
8,833
9,575
21,896
5,953
311,623
31,036
42,054
6,134
1,424
12,144
864
668
20
2,877
5,241
1,781
609
3,419
1
428
70
2
31
91
100
2,250
800
100
67
10
12,431
343
846
361
1,068
961
2,252
512
73
970
1,260
3,107
678
3
2,265
407
576
5
7
214
147
1
140
394
374
8,211
33.667
6,790
11,196
1,980
34,630
71,879
3,953
6,019
15,363
23,113
2,795
8,747
317
3,263
1,160
17,160
5,984
19,778
2,592
1,990
910,498
139,015
209,968
65,983
57.505
82,797
70,454
89,176
31,435
32,732
21,737
45,879
63,817
155,961
218,579
152,831 126,674,770
119,609
5,396
59,258
5,966
4,771
865
1,516
18,455
2,640
1,660
1,158
206
17,718
89,423 54,693,799
13,082 2,322,547
47,610 26,369,765
9,526 2,731,496
1,201
2,024,267
435
392,405
834,733
1,027
6,585 7,797,535
1,993 1,256,052
794,025
233
1,098
966,028
438
929,061
6,195 8,275,885
Reserve b a n k cities 1
1. Boston
2. New York2
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta 3
7. Chicago2
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco
44,454
1,997
2,044
5,371
2,099
1,065
756
409
627
1,368
7,001
94
1,110
413
165
1,455
565
847
114
1,645
604
8,577
16,968 18,938,773
746,957
1,505
770
892,162
1,331 2,133,772
775,969
1,939
1,326
540,181
428
335,974
181
332,901
408
361,090
971
724,705
1,730 2,523,240
112
148,649
321
468,245
484,006
369
54,564
570,209
935
321,557
35
362
378,216
108
145,140
• 437
985,437
362,695
28
1,101
2,970,648
2,085 1,125,908
299
287,196
187 1,269,352
Reserve b r a n c h cities'
2. Buffalo
4. Cincinnati
4. Pittsburgh
5. Baltimore3
5. Charlotte
6. Birmingham
6. Jacksonville
6. Nashville
6. New Oi leans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver
10. Oklahoma City
10. Omaha
11. El Paso
11. Houston
11. San Antonio
12. Los Angeles
12. Portland
12. Salt Lake City
12. Seattle
2,276
25
125
1
105
132
168
185
39
1,955
2,518
2,623
5,821
6,247
697
1,747
3,149
227
886
946
2,441
1,270
11,724
3,436
10,092
10,978
777
6,036
3,300
325
19,041
1,018
19
3,454
640
330
1,000
12,815
11,750
398
114
1,440
6,865
260
257
2,644
30
89
40
343
55
241
440
,278
3,032
1,125
4,568
1,144
462
30
113
906
1,128
4,191
1
250
162
1,400
174
304
1
1,655
50
2,373
383
590
75
90
571
2,154
859
1,
1,145
163
2,602
3
3,523
9,250
203
900
996
6,179
113
105
1,658
483
62
33
580
2,193
111
14
1,254
1,804
381
141
201
1,004
245
97
4
500
28,
39,
15,
10,
1!:
22,
853
592
360
35,
78,
41,
35
24,
I
Federal Reserve district
numbers, and reserve cities
145,409
21,165
97,835
7,133
297
120
2,161
Total
58,705
1,839
554
4,
Other
assets
31,357
330
2,924
2,977
872
715
102
20,
Income
accrued
but not
collected
3,962
314
201
7,
Customers'
liability
13,056
535
2,
2,759 1,122,508
47,361
1,044
12
62,587
64
101,172
56,284
30
56,879
11,404
28,130
20,646
41,594
13
107,074
591
11,342
37,981
27.504
2,379
33,811
21,875
34.666
7,581
228
53.579
168
38
22,763
149,143
317
40
67,635
20,442
98,676
195
indirectly
representing
real
estate
Other
real
estate
owned
5,690
808
1,223
912
148
549
554
100
244
43
188
749
172
11,407
1,358
2,832
1,582
518
502
930
1,828
145
544
114
498
556
48
3,383
1,535
229
29
383
79
912
100
109
185
669
383
290
45,266
5,801
14,052
2,635
2,734
1,583
3,928
4,513
1,359
3,953
501
722
3,485
196
53
79
251
169
184
366
6
5
5,873,403
415,337
356,405
1,004,508
82,814
262,393
42,200
648,598
854,415
136,759
94,401
92,088
398,102
58,349
123,262
40,122
79,059
81,673
383,154
214,501
346,448
89,861
68,954
All member b a n k s
O t h e r reserve cities 1
4. Columbus
4. Toledo
5. Washington
7. Cedar Rapids
7. Des Moines
7 . Dubuque
7 . Indianapolis
7 . Milwaukee
7. Peoria
7. Sioux City
8. National City, 111.
9. St. Paul
10. Kansas City, Kansas
10. Lincoln
10. Pueblo
10. St. Joseph
10. Topeka
10. Tulsa
10. Wichita
11. Fort Worth
11. Galveston
11. Waco
40,261 47,168,795 C o u n t r y b a n k s , by d i s t r i c t s
3,700 3,738,618 1. Boston
8,231 8,042,547 2. New York
3,891 4,104,386 3. Philadelphia
3,266 4,473,571 4. Cleveland
4,655 3,154,072 5. Richmond
2,759 3,366,388 6. Atlanta
5,098 6,853,047 7. Chicago* 4
1,819 2,432,444 8. St. Louis
843 2,263,564 9. Minneapolis
1,581 2,655,009 10. Kansas City
3,020,384 11. Dallas
2,222
4
2,196 3,064,765 12. San Francisco
Includes figures for a bank with its head office in a nonreserve city, that has a branch in this reserve city; see Table of Contents page.
See footnote 4, page 14.
For other footnotes, see opposite page.
4
8
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 12, 1948, OF BANKS IN EACH CENTRAL
LIABILITIES fin thousands of dollars]
Demand deposits
Federal Reserve district
numbers, and reserve cities
41,359 ,064
1,872 ,575
21,785 ,580
2,202 ,497
1,208 ,166
297 ,025
668 ,189
5,674 ,805
1,000 ,341
613 ,106
837 ,916
762 ,771
4,436 ,093
.
1
Other reserve cities
4. Columbus
4. Toledo
5. Washington
7. Cedar Rapids
7. Des Moines
7. Dubuque
7. Indianapolis
7. Milwaukee
7. Peoria
7. Sioux City
8. National City, 111
9. St. Paul
10. Kansas City, Kansas. .
10. Lincoln
10. Pueblo
10. St. Joseph
10. Topeka
10. Tulsa
10. Wichita
11. Fort Worth
11. Galveston
11. Waco
Country b a n k s , by d i s t r i c t s
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago 4
8. St. Louis 4
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco 4
;i ,014,080
1,488,788
6,448,340
1,726,844
995,481
186,327
455,424
4,198,450
674,088
374,078
449,866
482,152
3,534,242
Banks
in
foreign
countries
332,790
9,768
17,680
38,422
14,254
11,479
3,767
3,076
5,202
6,989
77,720
2,230
9,136
6,279
4,457,731 3,042,334
205.227
312,696
197,923
237,203
658,881
749,150
29,469
61,238
98,321
217,120
17,087
21,013
317,875
508,489
398,858
586,018
69,546
88,769
75,333
43,603
16,247
74,225
163,761
299,492
16,668
43,175
57,787
102,807
18,298
26,316
33,979
55,170
38,817
69,520
258,594
336,476
119,408
188,839
191,707
288,262
61,656
44,898
54,764
45,380
126,951
4,654
8,493
19,901
1,923
13,652
1,246
13,087
20,411
3
,136,000
951,559
252,882
776,244
082,989
682,333
904,221
296,967
418,600
138,029
794,737
214,395
623,044
1,012
10,189
5,772
9,099
2,178
8,995
4,026
45,039
16,626
2,144
21,708
975,594 1,770,887
43,506
22,107
19,312
87,716
27,570
191,230
51,197
74,845
106,936
89,528
23,868
30,291
71,480
37,537
45,649
64,918
116,192
86,702
81,083
127,308
11,378
31,167
9,630
104,444
33,073
96,263
18,965
9,206
63,959
21,043
40,632
70,747
15,211
98,901
13,502
17,713
135,061
60,975
17,229
45,918
48,997
80,938
60,046
30,821
32,644
21,787
97,174
60,082
25,161
2,009
381
2,077
1,130
237
2,778
3,992
89
33
2
1,180
1,331
1,315
5,019
795
1
2,792
719,527
39,669
12,860
41,937
24,044
38,004
800
65,201
108,011
9,805
24,247
57,118
63,447
16,181
30,197
6,033
16,128
10,253
37,884
33,163
70,127
11,955
2,463
3,920
39
4,347
797
1,187
469,629
50,507
11,117
132
5,685
65,170
1,750
101,746
41,056
2,438
4,848
157
61,748
9,183
9,084
1,831
2,406
17,018
29,871
27,642
18,454
2,910
4,876
118,217
79,986
83,618
58,063
47,431
154,332
43,730
49,738
62,899
42,675
44,211
2,772,273
133,581
485,666
140,065
178,121
193,889
313,754
347,115
149,893
125,766
260,348
252,124
191,951
813,797
79,956
80,887
13,042
18,606
91,663
166,537
60,873
45,909
57,822
57,156
113,255
28,091
7,809
1,259
893
9
2,923
95
504
359
Total
IndividBanks
States
uals,
United
and Banks in
partner- States Postal
forpolitiships,
Gov- savin
eign
cal
and
ings subdiU. S.
erncorpora- ment
tries
visions
tions
98,270 3,328 872,364 32,749 9,121
95,370 1,053,078
12,600
79,252
98,643
6,810
189,471
25,376
16,946
117
29.863
1,973
19,250
130
102,450
10,485
213,179
17,178
38,036
3,794
14,686
636
259
11,768
1,854
67,035
361
11,763
1,352
10,700
91
10,496
1,080
20,172
468
7,589
2,057
24,613
3,168
14,944
38,335
3,627
1,096
23,260
858
10,627
228
1,311
1,869
24,
30,
5
2,182
53
32,639
2,553
14,038
431
495
943
959
322
42
51
127
12,678
176,409 4,460,167 4,308,537 10,431
6,751
245,903
243,744
210,991
7,236
195,405
154
10,412
334,079
310,162
100
134,593
4,263
132,897
816
10,075
42,496
40,023 2,150
1,160
56,045
56,045
46,395
1,521
46,116
29
69,884
1,570
68,397 1,484
123,550
3,162
119,223
108
884,156
27,915
880,421 1,875
20,987
1,123
400
20,578
57,229
4,349
56,810
399
82,696
3,562
82,696
5,209
367
5,059
150
121,314
4,856
100
118,969
24,806
19,956
3,282
246
41,970
3,121
41,965
1,459
25,493
24,968
525
9,971
103,650
80,506
68,676
2,671
48,859
81
35,112 1,074,296 1,036,482
666
321,172
17,760
316,428
80
1,099
46.862
46,702
5
317,715
13,612
316,126 1,063
468
75,
97,
39,
37,
33
24,
52
13,
17,
1 See Table of Contents page for basis of and changes in classification of member banks.
2 Includes both central reserve city and reserve city banks.
For other footnotes, see opposite page.
Certified
and officers'
checks,
etc.
811,608 1,352,460 5,828,790 1,337,644 ,014,482 8,246,838 7,856
230,634
16,451
194,109
85,078
18,675
32,949
191,
377,276 235,314 2,777,590 1,219,527 727,533 1,591,054 1,513,
263,232
94,948
317,665
19,259
33,568
251,
10,213
15,799
685,535
43,153
104,837
45,763
3,133
667,
26,162
69,251
69,090
10,401
92
4,792
67,
63,621
133,003
30
2,841
112,819
13,270
111
52,923 1,593,659 1,523,
136,637 255,586 1,007,253
23,956
32,002
2,524
5,589
162,276
22,886
263,252
161
108,515
53,648
163,089
8,460
11,893
1,938
106,
75,500
33,738
476
5,181
13,040
335,615
75,
10,890
48,925
211,910
654
89,741
8,240
87'
103,035 380,285
214,691
56,426 147,414 3,301,308 3,099,
9,900,771
361,532
445,673
474,029
606,354
1,520,587 1,250,876
438,293
583,982
244,481
462,499
197,561
256,647
149,967
263,818
150,942
268,281
346.226
562,049
1,507,726 1,189,708
74,005
119,903
249,976
377,535
232,699
371,965
17,714
47,264
315,704
415,784
150,460
270,893
187,008
313,342
74,927
110,959
603,518
819,851
205,220
276,379
1,731,324 1,516,219
613,185
739,233
168,833
226,508
687,688
883,056
13,181,612
29,042
2,301
4,036
2,049
2,400
2,059
2,458
3,911
1,672
1,389
2,196
2,648
1,919
States
and
Banks in
political United
subdiviStates
sions
5,569,956 9,133,001 1,374,534
8,040,639
All member b a n k s
Reserve bank cities 1
1. Boston
2. New York 2
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta 3
7. Chicago 2
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco
Reserve branch cities 1
2. Buffalo.
4. Cincinnati.
4. Pittsburgh
5. Baltimore
5. Charlotte 3
6. Birmingham
6. Jacksonville
6. Nashville.
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver
10. Oklahoma City
10. Omaha
11. El Paso
11. Houston.
:
11. San Antonio.
12. Los Angeles
12. Portland
12. Salt Lake City
12. Seattle
Total
Individuals,
United
partnerStates
ships, and Governcorporament
tions
Time deposits
21
,871,658
,105,465
,368,970
,665,697
,740,428
870,795
708,053
,547,738
613,950
748,968
308,497
212,874
980,223
291 342,751 5,065 9,121
6
460 9,121
54,185
67 10,938
128
52
18,339
6
1,330
6 • 179
164
69,475
25
5
5
6
1,500
2
25
1,845
199 186,455 2,705
104 132,490 8,605
1,644
515
5 15,055
372
10 20,888 2,919
570
310
1
322
33
6
5
36
2
5
1
994
72
96,
11,348
1,251
27
19,
99
187,
35,
14,
2,345
14
1,687
3,000
59
156
188
16,
1,000
339
5
55
25
66,
34
7
1
41
10,
10,
20
75
4
1,
11,
7
23
13,
38,
21
10
495
95
1,307
5
1
25
3
4,166
1,480
250
20
380
20
32 2,213
4,100
504
23,098
19,734
37,048
4,519
150
10
100
145
525
43,256 4,045
3,992 1,171
10
2,321
22,318
2,750
625
516
10,000
65
300
150 1,343
15
1,725
14,456,311 43,852 2,594 353,867 15,034
1,099,546 3,319
244
101
2,255
15 34,726 2,010
3,322,551 9,668
1,610,665
161 53,957
836
78
1,659,146
446 80,138
338
360
167 18,428 1,032
840,680 10,488
672,048 6,370
194 23,280 6,161
2,484,956 2,471
258 59,231
822
584,274
999
226 28,170
281
743,017
785
151
493
4,522
909
305,206
187
1,936
259
180,341 5,664
317 23,323 3,229
953,881 2,005
228 23,901
208
9
RESERVE AND RESERVE CITY' AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
LIABILITIES AND CAPITAL ACCOUNTS [In thousands of dollars]
Bills
payable
Total
and other
d e p o s i t s borrowed
money
Acceptances
outstanding
Total
liabilities
Other
liabilities
Capital
Surplus
Undivided
profits
Other
capital
accounts
Net
Demand
demand
deposits
Total
deposits
c a p i t a l subject to adjusted
(see footacreserve
note on
counts
(see
page 1)
page 14)
Federal Reserve district
numbers, and reserve cities
116,672,380
234,747
172,431
984,876 118,064,434 2,751,651 3,848,392 1,512,005
498,288
8,610,336 77,062,588 69,780,651
49,605,902
2,066,684
23,376,634
2,465,729
1,893,701
366,115
781,008
7,268,464
1,162,617
721,621
913,416
852,512
7,737,401
166,697
3,500
119,160
2,337
160,128
22,090
107,027
7,969
717,238
22,694
488,177
15,825
12,534
50,649,965 1,226,191 1,948,062
99,387
59,463
2,114,968
616,922 1 , 2 0 1 , 2 2 0
24,090,998
126,773
62,952
2,491,860
42,230
44,330
1,915,253
8,450
7,650
368,296
19,500
15,500
787,338
197,895
165,100
7,317,256
26,725
34,225
1,172,473
22,800
12,300
745,656
15,900
18,900
914,968
28,850
856,327
27,850
158,332
160,999
7,874,572
674,724
30,113
397,407
38,700
194,857
18,616
63,218
4,043,834 37,238,451 30,088,631
207,579 1,693,123 1,443,861
2,278,767 20,131,249 15,801,866
239,636 1,933,188 1,650,876
109,014 1,056,606
943,313
24,109
242,104
178,502
47,395
557,777
448,308
480,279 5,063,183 4,115,472
83,579
843,286
587,071
48,369
506,685
361,256
51,060
660,948
384,147
72,734
613,248
466,157
401,313 3,937,054 3,707,802
Reserve b a n k citiesi
1. Boston
2. New York:
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta 3
7. Chicago^
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco
17,641,779
691,576
817,345
1,854,666
. 718,575
504,995
312,692
310,213
338,165
685,599
2,391,882
140,890
434,764
454,661
52,473
537,098
295,699
355,312
136,452
923,501
345,055
2.805.620
1,060,405
273,370
1,200,771
7,200
516,611
27,025
30,435
125,200
23.499
16,300
7,200
6,000
10.500
199,641
4,#3
11,797
31,527
8,590
3,276
4,224
I,989
2,762
6,097
14,980
1,184,241 11,324,496
52,351
376,168
69,041
514,144
265,757 1,368,751
50,182
500,912
29,136
388,745
21,668
231,625
20,856
198,292
20,378
225,714
33,148
483,422
118,587 1,319,327
7,042
99,136
30,390
319,198
26,973
314,436
1,905
42,667
30,523
350,626
24,522
220,641
21,632
259,539
7,889
88,652
56,934
688,064
16,182
230,673
144,502 1,525,422
58,153
638,961
13,029
195,533
63,461
743,848
Reserve b r a n c h citiesi
2. Buffalo
4. Cincinnati
4. Pittsburgh
5. Baltimore
5. Charlotte 3
6. Birmingham
6. Jacksonville
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver
10. Oklahoma City
10. Omaha
11. El Paso
11. Houston
11. San Antonio
12. Los Angeles
12. Portland
12. Salt Lake City
12. Seattle
8,000
1,018
1,500
3,300
3,000
18,500
19
4,124
685
330
7,400
15,866
7,360
8,208
760
1,450
4,750
89
40
343
55
2,181
1,000
257
3,#5
30
241
200
261
200
1,196
1,328
462
5,510,809
391,948
335,846
938,621
78,184
246,983
40,263
610,939
799,197
126,805
90,019
85,993
366,527
54,938
113,507
36,812
75,342
77,109
361,089
203,783
326,597
84,916
65,391
5,500
43,913,890
3.406.621
7,405,113
3,714,963
4,141,192
2,930,313
3,166,750
6,459,171
2,286,001
2,138,221
2,504,654
2,861,345
2,899,546
55,190
14,168
18,547
4,467
4,728
5,832
1,391
1,250
304
1
1,500
4,811
41,368
6,171
5,205
1,552
2,815
113,905
97,185
3,030
4,927
11,859
2,119
5,995
1,614
1,832
2,290
2,303
12,741
717
3,091
2,131
186
2,388
1,075
1,072
799
3,806
1,458
19,198
6,888
797
4,869
22,179
1,479
2,409
3,735
2
798
1,753
3,052
890
223
1,000
182
3,326
268
274
93
70
295
1,536
912
617
70
195
3,000
3,791
1,943
229
29
383
79
912
100
2,M0
150
1,340
487
200
148,274
18,549
40,421
9,715
13,433
9,250
8,565
18,923
4,538
5,613
2,337
3,372
13,558
17,754,532
694.606
823,121
1,868,015
725,787
511,045
314,306
312,045
340,712
691,557
2,404,653
141.607
437,855
457,033
52,659
539,686
297,035
356,584
137,251
928,503
346,513
2,826,146
1,067,755
274,167
1,205,891
5,538 : ,792
393 ,428
338 ,255
943 ,856
78 ,186
247 ,781
40 ,263
612 ,692
803 ,310
127 ,695
90
86 475
369 ,949
55 ,304
116 ,781
36 ,905
75 ,412
77 ,404
362 ,673
204 ,695
327 ,214
84 ,986
65 ,586
380,199
20,015
23,900
85,350
13,831
7,400
10,283
32,970
2,800
9,900
7,400
850
8,560
8,000
7,200
2,000
24,000
5,840
52,000
15,200
4,700
17,600
108,360
9,000
7,300
18,900
500
4,750
550
9,250
16,600
3,260
1,600
1,000
9,000
1,150
2,700
1,000
1,250
1,700
5,650
2,900
7,500
1,850
950
7,100
10,200
16,197
57,600
2,900
15,850
13,100
820
11,090
8,100
7,625
3,550
22,915
6,330
52,005
20,670
5,500
22,100
141,595
8,950
8,000
28,350
3,500
4,750
650
18,400
16,460
3,840
1,900
3,000
13,500
1,200
2,400
1,000
1,250
1,590
7,890
4,900
7,175
1,535
1,355
44,121,145 1,036,901 1,242,124
119,457
98,568
3,441,281
231,608
209,844
7,464,310
174,386
3,729,174
120,468
141,467
105,926
4,159,736
87,623
2,945,474
69,446
81,432
3,177,618
65,897
137,650
126,063
6,479,444
51,530
48,938
2,293,169
44,799
41,319
2,144,009
54,274
2,508,367
47,966
57,995
53,928
2,865,259
59,903
48,538
2,913,304
12,208
5,788
6,516
63,059
19,346
5,954
14,581
12,047
69,005
1,128
4,070
5,728
223
8,307
7,439
4,286
1,616
9,069
2,776
32,871
17,290
2,195
12,918
11,211
10,246
2,221
5,879
54,225
3,283
7,315
1,679
3,987
12,977
87,790
828
2,909
23,680
4,262
2,360
3,144
2,367
16
571
13,037
214
570
745
12
2,566
983
2,521
723
950
1,236
7,626
4,993
634
10,843
9,930,266
364,428
437,990
1,187,686
437,469
287,205
211,185
160,895
177,515
394,496
1,191,632
75,164
225,974
241,830
34,667
307,792
172,499
170,674
82,307
620,885
202,357
1,451,185
623,356
171,277
699,798
861
2,055
76
606
429
267
319
3,180
454
2,389
303
202
334,611 3,745,686 3,295,710
21,909
255,859
237,298
18,150
204,660
207,639
60,652
670,501
650,722
4,628
50,918
28,481
14,612
176,933
154,268
1,937
17,196
16,987
35,906
433,196
395,476
51,105
483,719
385,213
9,064
76,167
71,825
4,159
60,595
43,068
5,913
56,275
1,300
28,153
255,070
204,250
3,045
35,364
23,417
6,481
87,941
59,476
3,217
14,727
19,903
3,647
44,104
34,202
4,269
58,386
55,143
20,481
278,681
273,362
9,806
157,898
144,234
19,234
236,656
194,010
4,875
47,386
46,312
43,454
49,124
3,368
579,587
55,450
100,698
65,642
55,313
38,011
30,763
77,285
30,491
23,562
35,222
32,117
35,033
189,038
23,862
36,087
14,716
11,129
13,518
10,678
32,605
8,316
9,875
9,180
11,085
7,987
3,047, 650 24,753,955 26,466,044
297 ,337 1,992,116 2,021,742
578 ,237 3,515,445 3,626,178
375 ,212 1,775,445 1,890,246
313 ,835 2,069,696 2,241,035
208 ,598 1,722,539 1,826,990
188 ,770 2,043,753 2,172,093
373 ,603 3,352,460 3,606,999
139 ,275 1,426,481 1,550,977
119 ,555 1,198,382 1,248,733
146 ,642 1,842,379 2,054,365
155 ,125 2,159,615 2,445,351
151 461 1,655,644 1,781,335
58,053
3,280
1,864
10,439
628
2,496
481
7,221
II,264
1,197
419
1,913
3,598
619
775
788
880
660
3,761
1,552
2,170
1,187
26,603
679
986
2,963
2,616
256
1,035
6,781
767
240
All member b a n k s
Other reserve cities 1
4. Columbus
4. Toledo
5. Washington
7. Cedar Rapids
7. Des Moines
7. Dubuque
7. Indianapolis
7. Milwaukee
7. Peoria
7. Sioux City
8. National City, 111.
9. St. Paul
10. Kansas City, Kansas
10. Lincoln
10. Pueblo
10. St. Joseph
10. Topeka
10. Tulsa
10. Wichita
11. Fort Worth
11. Galveston
11. Waco
C o u n t r y b a n k s , by d i s t r i c t s
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago 4
8. St. Louis"
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco 4
Includes figures for a bank with its head office in a nonreserve city, that has a branch in this reserve city; see Table of Contents page.
See footnote 4, page 14.
For other footnotes, see opposite page.
3
4
IO
ALL MEMBER BANKS—ASSETS AND LIABILITIES
ASSETS [In thousands of dollars]
Loans and investments
State
Number of
banks
Total
(including
drafts)
T o t a l , all S t a t e s
New England:
Maine
New Hampshire
Vermont.
Massachusetts
Rhode Island.
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
.
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North D a k o t a
South D a k o t a
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada.
Pacific:
Washington
Oregon
California
6,932
U.S.
ObligaOther
Governtions of
bonds,
ment direct States and
notes,
and guarpolitical
and deanteed
subdivibentures
obligations
sions
95,895,763 33,061,636 55,363,506 4,452,284
38
52
40
148
11
65
271,906
145,957
113,423
3,003,281
527,309
806,417
573
291
758
23,802,667
3,322,094
7,168,467
425
238
502
230
165
93,184
66,292
54,356
1,168,846
148,443
242.268
Reserves, cash, and
160,854
Bank
stock)
Reserve
with
Federal
Reserve
Banks
2,738,540
279,797
29,343,289 16,749,500 1,562,802
9,892
6,614
7,198
76,600
5,086
22,857
796
419
319
8,494
2,037
44,611
1,690,354
365,999
494,557
7,180
6,520
6,939
58,987
5,744
44,623
8,637,818 13,559,943
869,350 2,079,945
2,240,608 4,122,665
935,896
207,676
267,850
559,984
151,639
501,329
4,957,424
1,695,459
8,147,019
3,480,809
1,566,869
1,586,712
447,486
2,379,510
1,051,328
409,288
2,939,070
1,115,404
5,041,229
2,132,535
1,047,694
257,043
81,541
437,913
178,676
59,283
206
163
180
42
63
145
215
1,557,964
929,953
2,338,475
206,284
268,679
695,649
746,674
527,443
263,329
971,227
35.048
68,382
904,949
562,270
1,186,162
61,108
78,756
97,194
6,067
17
78
16
66,112
Corporate
stock
(including
F. R.
.
Total
Cash in
vault
2,112
67,486
47,573
25,353
870,812
112,632
250,934
32,061
21,563
12,198
506,647
64,258
102,892
7,689
6,398
2,328
64,817
12,641
24,626
109,026
13,484
36,015
7,270,949
706,057
1,975,489
5,008,651
377,894
1,108,737
238,151
74,382
147,708
165,258
48,323
273,805
112,398
48,120
9,341
2,705
14,562
5,872
2,484
1,380,399
515,765
2,524,457
887,013
456,530
742,095
261,140
1,545,287
499,806
215,860
105,931
41,917
97,522
73,140
26,695
61,653
24,189
76,350
5,911
6,946
2,811
502,646
296,826
895,030
51,771
71,846
254,544
279,210
257,700
144,292
42i,375
28,410
40,160
129,608
133,860
21,056
18,419
31,077
2,863
3,823
9,605
11,031
210,009
159,012
180,401
445,577
454,981
39,310
48,657
31,840
1,409
7,542
246
339
1,092
1,187
235,734
882,258
753,243
1,134,289
571,429
722,158
344,446
864,467
1,051,824
75,143
249,888
232,756
482,527
168.269
294,472
96.049
401,639
255,895
142,474
593,208
479,109
577,437
364,863
382,650
220,373
404,129
708,580
9,102
13,205
2,746
38,801
22,533
27,777
15,673
38,190
64,909
7,780
23,802
36,942
32,685
14,428
15,865
11,814
18,696
20,456
1,235
2,155
1,687
2,839
1,336
1,394
537
1,813
1,984
64,960
274,912
258,574
352,667
190,228
293,135
127,952
333,653
417,027
31,688
141,615
155,346
167,708
85,656
136,013
51,215
161,328
173,806
3,975
22,964
22,331
31,466
18,333
16,506
11,119
19,541
26,919
113
81
745,638
1,079,058
758,721
221,143
432,561
268,461
64,492
262,121
433,244
547,866
394,588
119,043
25,130
76,850
76,050
34,059
23,291
18,379
18,237
3,091
1,852
3,402
1,385
458
257,458
403,572
267,048
81,631
132,178
196,043
139,559
33,678
16,379
24,458
20,320
6,019
66
46
225
566
377,193
909,141
962,190
3,765,028
105,926
267,892
303,392
1,533,403
222,320
557,120
572,008
1,971,561
37,615
71,373
74,219
204,456
10,613
10,748
10,842
48,289
2,008
719
145,195
360,198
417,354
1,681,992
64,852
185,031
183,593
758,324
8,465
18,024
16,019
70,649
83
26
38
92
33
5
36
6
358,913
294,231
137.695
719,591
165,715
296,918
358.696
130,229
76,931
83,978
40,292
212,401
68,632
142,423
146,808
47,167
262,631
203,667
87,728
459,874
87,689
136,544
198,710
74,326
11,068
5,040
6,949
26,827
7,934
10,969
10,189
8,078
7,804
1,215
2,491
19,373
111,005
83,379
50,646
281,684
66,352
75,197
109,379
27,982
60,383
43,153
21,504
135,401
27,413
45,011
57,299
16,768
6,352
5,325
3,689
13,069
4,820
5,938
4,429
55
33
116
1,394,444
975,904
9,932,688
512,391
298,494
4,279,498
748,013
569,833
5,089,594
108,902
95,379
428,687
2,263
1,242
16,666
449,026
303,024
2,414,737
222,965
170,078
1,497,398
27,662
15,814
97,787
49
1,80 7
7,077
744
202
108
54
32
65
71
Mutual Savings Banks1..
186,808
12,611
22,862
1,218
6,626
2,398
526
22,875
10,956
118,243
15,819
1,729
7,319
479
331
235
1,116
242
356
591
132
2,611
STATES LOCATED I N TWO F E D E R A L R E S E R V E D I S T R I C T S — C O N D I T I O N
Connecticut—Dist. No. 2 ..
New Jersey—Dist. No. 2. .
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4.
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6 . . .
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10. . ..
New Mexico—Dist. No. 10.
Oklahoma—Dist. No. 10....
Arizona—Dist. No. 12
1
17
204
58
215
13
32
19
67
175
351
189
125
46
11
212
4
226,624
2,736,065
248,267
2,685,702
84,502
721,093
183,654
684,942
1,471,225
7,605,631
3,347,829
1,415,458
797,236
98,915
943,157
256,644
74,181
723,456
73,466
841,207
31,840
220,082
53,674
237,219
375,285
2,243,227
1,016,220
369,053
303,768
45,014
295,687
129,944
140,108
1,708,160
158,260
1,537,781
43,327
439,143
98,160
383,338
981,603
4,708,497
2,047,793
946,614
423,283
47,552
563,055
111,995
6,369
173,358
10,341
79,621
5,702
52,325
29,092
49,343
71,311
391,658
170,034
53,638
45,423
5,029
72,182
7,761
5.398
119,456
5,617
209,327
3,311
8.399
2,348
12,411
40,698
248,527
108,160
43,907
23,231
1,163
10,547
6,626
These banks, two in Wisconsin and one in Indiana, are included in the figures for those States.
568
11,635
583
17,766
322
1,144
380
2,631
2,328
13,722
5,622
2,246
1,531
157
1,686
318
60,293
577,388
73,047
733,696
21,860
281,984
66,579
255,274
449,572
2,367,568
857,553
416,066
381,959
37,742
409,208
65,828
27,934
308,559
35,368
431,781
10,504
157,048
27,549
119,556
229,606
1,472,277
485,490
197,759
162,964
15,296
180,436
39,485
6,924
58,351
6,517
56,227
2,610
13,259
4,861
17,623
36,137
87,020
70,284
23,743
9,212
2,727
15,411
5,298
II
OF BANKS ON APRIL 12, 1948, BY STATES
ASSETS [In thousands of dollars]
bank balances
Demand
balances
Other Balances
with
with
banks in balances
banks in
with
U. S. (exforeign
cept pri- banks
U . S . countries
vate
banks,
etc.)
5,637,020 836,586
19,489
5,342,333 32,145
Bank
premises,
furniCash
ture,
items in
and
process
fixtures
of collection
Other
real
estate
owned
Assets
indirectly
representing
real
estate
Customers'
liability
on
acceptances
Income
accrued
but not
collected
13,056
58,705
155,961
218,579
31,526
7,274
12,758
325
60
5
1,298
20
21,165
1,516
14
1,775,323 210,538
87,253 40,528
346,126 84,782
1,197
716
959
4,655
1,988
4,967
97,859
193
7,250
1,514
98
1,190
998
284
1,443
35
3,454
79
71
4,144
2,451
461
451
6
640
1,821
4,489
207,659
20,544
47,181
76,000
212
233,640
166,124
370,006
3,448
380
2,154
11,736
24
758
275,294
154,937
442,314
177,381
126,734
1,252
402
1,426
433
169
237
6
648
738
13
255,590
57,363
437,260
135,515
87,059
46,168
12,363
35,509
II,491
169
105
688
50
15
1,162
571
579
1,190
184
17
109,040
35,787
247,799
4,604
5,031
47,406
13,905
6,662
113,117
98,328
193,405
15,871
22,832
67,655
120,166
17,080
51,847
46,348
87,056
70,949
64,876
43,820
73,221
160,652
67,920
120,752
81,280
35,413
54,885
99,898
173,606
633,028
33,327
25,191
22,055
92,393
31,472
13,194
23,150
4,424
81,397
48,091
291,898
23
3
20
1,118
32
270
248
30
31
1
506
125
103
307
213
519
21
1,878
1,212
I,476
4,453
4,193
1,542
8,811
12,323
12,972
5.682
5,783
2,256
4
40
118
30
47
273
625
127
656
4
1,400
757
455
126
21
169
24,834
6,521
39
317
838
13
16,988
56,606
42,454
214,922
2.683
9,661
6,004
44,109
33
243
4
2,430
30
185
940
3,344
10,833
9,630
3,393
38,403
2,497
10,917
24,451
4,104
2,085
2,354
742
18
73
18
137
261
40
1,523
115,560
68,660
522,099
2,806
1,488
2,435
2,031
913
9,759
12,011
80,138
1
4
75
145
1
1
47
195
2
189
343
50
1
24
323
195
40,931
13,457
133
8,524
1,316
1,159
84
509
791
37
2,669
345
2,180
1
204
969
1
49
23,848
174
462
13,959
497
152
73
14,903
522
781
13,260
54,970
3,213
14,426
9,729
4,359
2,610
1,820
20,280
8,128
8,510
4,385
856
4,756
603
693
1,197
669
459
4,066
50
248
554
835
3,023
404
2,141
999
1,382
300
1,551
384
1,773
2,550
1,296
1,650
1,377
3,082
3,209
182
2,552
1,762
1,949
1,056
1,631
1,202
1,442
1,042
587
1,293
1,068
11
238
184
2,207
325
1,860
725
2,918
1,268
3,036
794
16
112
1,499
156
952
4
443
150
188
67
1,124
164
557
349
3,967
583
2,147
8,071
2,808
27,718
201
20
61
575
152,831 126,674,770
67,973
8,059
580
5,047
II,702
7,249
2,479
1,089
341
4,032
4,602
15,724
61,668
37
80
5
2,400
150
1,181
22,000
91
3,980
50
75
1,162
1
243
405
1
626
58,452
34,517
65,931
15,165
75,637
21,491
79,345
55,091
I,656
10,166
5
40
50
650
886
1,682
8,862
12,028
189
4
332
48
23
18
84
481
154
10,096
77
4
23
746
254
23
17,540
10,743
6,295
89,825
14,903
Total
assets
Other
assets
State
Total, all States
New England:
342,415
Maine
New Hampshire
195,439
140,167
Vermont
Massachusetts
3,951,593
Rhode Island
651,070
Connecticut
1,072,217
Middle Atlantic:
New York
31,510,808
4,082,848
New Jersey
9,269,600
Pennsylvania
E a s t North Central:
6,401,205
Ohio
2,228,255
Indiana
Illinois
10,741,107
Michigan
4,402,159
Wisconsin
2,041,492
West North Central:
2,077,500
Minnesota
1,235,174
Iowa
Missouri
3,261,030
North Dakota
259,920
South Dakota
342,942
Nebraska
956,401
Kansas
1,031,748
South Atlantic:
303,508
Delaware
Maryland
1,171,068
District of Columbia
1,028,574
Virginia
1,504,691
West Virginia
769,277
N o r t h Carolina
1,024,469
South Carolina
476,261
Georgia
1,211,809
Florida
1,486,398
East South Central:
Kentucky
1,010,089
Tennessee
1,498,424
Alabama
1,037,287
Mississipp.
305,540
West South C e n t r a l :
Arkansas
525,643
Louisiana
1,286,164
Oklahoma
1,388,830
Texas
5,505,037
Mountain:
Montana
472,965
Idaho
380,168
Wyoming
189,266
Colorado
1,006,779
New Mexico
234,021
Arizona
376,264
Utah
471,475
Nevada
159,769
Pacific:
Washington
1,858,149
Oregon
1,296,407
California
12,-501,348
17,707 Mutual Savings Banks
OF BANKS LOCATED I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D
12,066
132,178
29,140
134,060
5,929
64,310
27,978
83,851
131,046
389,171
166,705
109,400
99,465
17,836
169,449
11,560
309
50
275
30
626
627
342
1,418
433
127
1,138
150
1,647
9
24
71
13
6
648
737
13
132
137
13,360
77,967
1,972
111,282
2,787
46,728
6,191
33,617
52,435
417,034
133,904
85,024
109,048
1,733
42,265
9,348
4,393
31,698
2,199
33,975
555
7,663
2,154
8,157
10,069
31,893
20,925
10,415
5,230
942
5,802
2,285
586
105
1,499
39
1,553
115
321
14
633
50
15
1
145
4
1
261 •
98
1,170
998
284
422
940
204
12
193
88
2,669
37
268
35
3,454
79
71
345
268
7,066
89
6,056
149
1,660
9
1,235
2,516
19,816
8,107
2,737
1,305
156
1,268
952
146
2,230
114
2,174
139
1,225
176
821
1,660
8,151
3,046
3,090
1,303
147
718
524
291,736
3,356,725
323,755
3,463,349
107,205
1,016,409
252,609
951,279
1,935,189
10,038,316
4,238,587
1,848,136
1,187,456
138,047
1,361,442
326,438
Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12
II
ALL MEMBER BANKS—ASSETS AND LIABILITIES
LIABILITIES [In thousands of dollars]
Demand deposits
State
Total
Total, all States.
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut..
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Individuals, partnerships,
and corporations
States
United
and poStates
litical
Governsubment divisions
Time deposits
Banks
United
States
Banks
in
foreign
Certified
and
officers'
checks,
etc.
tries
Total
States
IndividBanks
and
uals,
United
politiBanks in
partner
States Postal
forcal
in
ships, and Govern- savings
sub- U. S. eign
corporament
divitions
tries
88,040,639 68,093,185 2,115,433 5,569,956 9,133,001 1,374,534 1,754,530 28,631,741 27,615,909 98,270
175,951
150,257
129,419
106,702
58,429
52,509
2,864,084 2,330,075
385,775
326,635
736,759
623,272
4,554
3,462
1,399
56,960
12,814
18,321
24,445,947 18,548,345
2,054,983 1,693,078
5,803,167 4,846,678
455,295
55,532
134,131
603,037 2,832,406 1,221,972
215,837
43,319
457
227,283
518,454
12,299
3,078,687
1,155,414
5,787,412
1,873,402
855,200
133,469
46,189
200,624
47,954
250,111
256,401
199,164
89,929
355,690 1,094,073
183,539
139,946
99,191
121,460
1,377,'
910,354
901,726
613,246
2,537,457 1,703,493
181,113
158,447
263,953
213,548
792,138
577,230
881,717
634,394
39,356
46,250
54,905
5,455
10,148
29,410
29,841
154,161
136,904
128,907
7,528
29,921
44,085
135,570
253,231
97,021
630,294
8,145
242,739
786,389
762,436
943,721
515,608
814,059
386,020
934,108
1,151,344
205,080
606,524
671,575
734,039
419,422
525,168
298,451
683,214
876,731
24,248
18,675
2,624
78,149
132
55,175
37,976
136,615
56,870
82,564
130,984
3,434
76,260
41,961
31,377
115,022
14,343
143,736
109,962
795,723
1,092,942
753,711
228,723
620,526
718,856
579,180
146.885
21,006
12,555
5,708
39,346
126,966
98,052
42,928
110,562
215,429
58,259
32,353
417,588
323,263
668,440
996,249
1,199,360
879,048
4,661,945 3,575,745
7,736
15,009
25,180
68,207
38,799
156,775
159,828
380,306
44,300
145,785
123,687
584,659
287,505
231,887
113,994
605.886
141,765
229,733
252,797
77,630
9,263
6,703
3,225
16,834
4,061
4,838
3,683
46,731
39,276
2,100
45,154
34,191
41,196
34,464
15,496
20,741
3,527
8,940
72,857
6,966
2,183
37,600
908
1,265,266
997,491
862,402
722,367
6,845,576 5,661,605
34,264
19,393
162,427
143,833
69,023
460,822
68,647
31,998
302,456
3,792,051
1,513,928
7,537,746
2,350,963
1,150,946
368,560
283,900
143.919
748,763
189,498
285,452
330.920
97,986
108,126
20,182
30,308
17,101
19,467
11,755
20,027
18,846
18,437
11,902
9,858
2,615
137,192
28,240
38,766
16,180
7,675
5,425
827
266,354
9,173
27,934
20
18,675
1,230
9
3,553
95
23,956
4,059
504
2,511
3,000
8,012
133,771
73,031
108,168
1,130
2,923
97
30
2,129
89
290
2,778
5,791
33
1,551
2,818
795
61,737
Mutual Savings Banks..
1,543
3,972
1,079
54,828
7,683
28,457
134,956
45,120
66,959
690,303
208,784
246,840
133,919
44,620
66,477
686,112
208,044
245,169
498
352
131
2,741
672
1.554
3,328 872,364 32,749
7
526
3
160
50
25
348
1,195
18
92
20
784,892 3,635,829 3,516,243 22,284
46,760 1,735,47= 1,725,199 1,927
64,322 2,513,727 2,412,923
956
69,830 2,178,550 2,069,387
23,137
587,336
583,024
75,991 2,512,332 2,358,214
41,891 1,797,883 1,787,946
26,637
764,214
731,884
17,867
8,305
16,858
1,538
2,324
7,640
1,530
2,797
1.555
2,523
3,130
8,881
541,481
264,386
518,363
66,421
62,100
107,956
94,093
7,353
5,651
25,663
15,934
9,732
17,787
4,601
4,537
12,692
25,736
299,990
198,230
440,077
194,452
143,147
66,257
196,527
249,919
25,693
31
295,941 1,649
196,705 1,500
416,494 5,971
191,810 '1,234
138,702 3,955
64,672
640
194,602
984
226,155 1,375
6,852
10,596
5,375
849
141,662
315,026
214,922
59,748
140,196
306,111
212,767
59,033
964
4,180
3,490
7,462
11,617
47,237
76,003
221,275
98,731
512,894
4,320
2,507
1,580
7,999
2,515
5,951
2,375
1,852
83,454
79,841
34,229
199,997
32,942
73,135
113,942
52,633
537,021
261,836
511,746
- 65,990
60,452
107,842
91,206
2,440
797
245
497
77
1,824
128
85,265 2,916
8,267
82
96,298 3,117
310 105,670 1,653
307
31 1,177
93 152,470
64
6,663
687
40 28,596
564
121
75
131
6
4
22
40
13
25
2,263
35
5,659
30
180
1,147
9
940
12
2,077
310
16,974
936
135
116
30
7
7
40
61
522
442
348
310
628
722
179
21,158 1,170
1,016
16
57
17
416
70
1,431 3,247
162
960
75,312
215,048
91,194
433,361
410
684
376
6,395
20
70
95
370
156
105
4,373 1,100
4,969 2,097
69,515 3,253
82,762
79,083
33,846
197,100
32,422
72,670
113,079
49,687
154
667
340
100
502
250
490
135
695
18,213
493,405
490,936 1,420
18,826
360,164
354,106
84
196,529 4,880,295 4,621,168 13,451
20
526
5
5
75
5
279 2,513
1
6
21
210
283
70
2,811
20
504
525
15
5,809
150
362 242,451 2,863
16,189
STATES LOCATED I N TWO F E D E R A L R E S E R V E D I S T R I C T S - C O N D I T I O N
Connecticut—Dist. No. 2..
New Jersey—Dist. No. 2 . .
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4.
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6. . .
Tennessee—Dist. No. 6 . . . .
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7 . . . . .
Wisconsin—Dist. No. 1 . . . .
Missouri—Dist. No. 10 .
New Mexico—Dist. No. 10..
Oklahoma—Dist. No. 10...
Arizona—Dist. No. 12
176,686
1,644,763
233,297
2,204,363
56,059
780,478
185,593
672,447
1,315,252
7,091,066
2,288,063
1,055,837
1,010,432
103,599
1,175,827
249,487
149,103
1,365,306
206,532
1,876,442
44,864
504,883
113,720
446,613
996,640
5,445,124
1,822,820
782,054
581,605
67,612
860,605
199,434
5,377
44,589
6,003
55,768
3,390
10,103
4,234
13,970
40,678
187,929
105,834
43,502
17,086
3,070
24,834
4,193
9,914
151,535
16,464
59,196
4,009
135,194
35,258
89,079
180,875
327,754
174,837
86,107
46,237
24,986
155,795
37,326
6,798
41,380
2,898
193,120
2,499
122,966
31,651
115,847
76,727
,033,827
139,586
118,385
357,837
6,373
123,408
2,131
2,077
2,778
95
23,956
. 4,045
504
476
1,551
5,494
93,388
93,245
41,496 1,476,710 1,470,057
1,400
65,371
65,116
17,760
869,299
831,425
1,297
35,708
35,019
4,554
181,187
175,177
730
52,885
52,175
6,938
221,306
212,480
20,237
511,337
507,154
72,476 2,298,414 2,176,493
40,941 1,708,793 1,699,165
25,285
677,033
644,887
7,191
112,251
112,174
1,558
26,927
26,415
11,185
96,911
89,382
4,852
61,296
60,831
76
1,346
12
301
684
695
4,180
2,795
1,535
2,500
3,126
61
500
376
250
1
205
5
60
55
277
39
9
35
14
11
95
5
52
5,238
69
197
45
34,444 2,924
422
262
4,166 1 , 1 0 0
15
1,420 3,171
19 1,092
120,347
6,432
687
28,421
564
2
1
4,966 2,092
210
J
3
OF BANKS ON APRIL 12, 1948, BY STATES
LIABILITIES AND CAPITAL ACCOUNTS [In thousands of dollars]
Bills
payable
and
other
borrowed
money
234,747
475
1,198
275
10,695
3,200
2,525
Acceptances
outstanding
172,431
Other
liabilities
Capital
Surplus
Undivided
profits
984,876 118,064,434 2,751,651 3,848,392 1,512,005
1,286
22,090
1,924
14
Total
liabilities
217
720
31,440
4,216
4,579
312,668
175,971
126,383
3,618,612
603,899
990,717
10,946
7.880
4,670
147,818
22,013
33,569
6,794
4,436
2,934
53,969
5,455
14,677
760,853 1,361,446
98.188
109,382
273,307
438,324
463,896
45,026
138,818
10,525
5,760
4,815
100,030
15,570
29.187
Other
capital
Total
capital
accounts
Net deDemand
mand de- deposits
osits
adjusted
ject to (see footreserve
note on
(see
page 1)
page 14)
E
498,288 8,610,336 77,062,588 69,780,651
1,482
1,392
1,365
31,164
4,133
4,067
153,606
29,747
148,315
111,670
19,468
109,814
51,714
13,784
47,645
332,981 2,566,819 2,314,436
342,014
47,171
350,328
81,500
643,314
613,578
85,183 2,671,378 22,436,984 18,160,951
271,638 1,801,606 1,868,422
19,042
898,294 5,087,035 4,792,157
47,845
134,907
3,540
8,289
107,051
193
8,086
515,696 28,839,430
17,019 3,811,210
38,037 8,371,306
9,650
1,443
35
4,124
79
71
29,602 6,011,296
5,830 2,107,129
47,349 10,105,491
21,678 4,170,803
5,620
1,922,601
144,581
39,611
214,657
75,038
38,804
164,362
50,748
253,800
97,111
43,085
61,155
24.529
95,982
36,701
25,185
19,811
6,238
71,177
22,506
11,817
389,909 3,261,167
121,126 1,301,798
635,616 6,658,172
231,356 2,038,067
118,891
937,567
1,949,055
1,167,752
3,072,105
248,304
327,071
905,268
978,052
38,851
19,539
73,500
3,980
4,883
18,315
54,955
27,407
62,068
4,353
6,431
17,803
21,187
20,359
14,100
46,581
2,289
2,809
10,037
11,965
14,280
6,376
6,776
994
1,748
5,173
2,229
973,342
128,445 1,155,323
67,422
722,668
767,611
188,925 2,096,253 1,601,459
162,909
11,616
160,638
15,871
236,090
240,762
581,549
51,133
677,077
764,940
53,696
747,657
1,684
7,
1,591
5,890
4,824
270,009
1,094,621
966,446
1,394,112
713,134
965,478
454,068
1,139,290
1,406,089
8,582
22,132
19,500
38,011
18,524
15,925
7,225
24,237
29,800
19,266
34,998
29,050
44,062
24,053
29,886
8,623
29,696
34,932
5,509
13.530
10,569
20,907
9,913
8,760
4,245
10,977
10,564
142
5,787
3,009
7,599
3,653
4,420
3,652
5,455
3,885
509
942,140
1,413,968
973,464
289,017
22,785
26,652
20,199
5,923
32,412
39,424
25,358
9,111
1,236
4,015
3,249
11,846
494,827
1,225,219
1,301,775
5,189,423
10,535
19,883
26,308
116,586
11,670
28,378
31,132
120,448
11.268
23,254
58,714
1,416
6,361
19,866
823
816
305
2,826
248
3,202
1,511
1,716
452,837
364,557
178,453
951,786
223,188
361,789
446,373
152,335
7,905
2,855
16,462
4,221
5,150
8,079
2,163
7,773
5,988
4,725
20,646
3.881
6,685
10,619
2,248
3,759
2,993
2,283
13,688
780
1,782
4,551
3,010
691
1,370
950
4,197
1,951
858
1,853
13
7,393 1,766,315
7,236 1,230,264
137,669 11,888,334'
26,430
17,410
234,795
33,023
23,991
236,956
19,528
19,411
118,381
22,882
3,940
200
1,750
18,650
5,200
451
6
685
10,993
1,634
10,400
770
1,018
3,600
350
1,574
1,794
250
5,150
1,284
2,749
3,780
2,000
4,042
1,390
400
200
2,700
1,103
36
155
90
487
343
' 50
84
509
791
37
3,680
345
2,251
200
500
7,600
251
462
17,194
6,222
18,120
5,260
3.143.038
1,320,352
5,781,833
1,963,317
893.969
7,609
5,013
33,499
76,447
62,128
110,579
56,143
58,991
22,193
72,519
80,309
213,631
676,090
681,571
790,734
429,494
673,546
320,709
781,542
935,601
203,029
631,872
662,853
739,217
451,965
603,933
338,431
690.970
965,316
10.267
14,933
12,193
1,129
2,485
3,447
6,073
360
67,949
84,456
63,823
16,523
686,872
910,522
647,597
186,789
625,793
794,750
657,773
184,141
7,410
1,201
2,100
12,853
5,331
348,564
30,816
345,715
776,071
60,945
839,745
87,055
983,300 1.008.039
315,614 3,813,995 3,788,366
20,128
15,611
10,813
54,993
10.833
14,475
25,102
7,434
324,400
249,079
118,471
617,967
155,529
261,341
283,399
89,458
327,723
264,040
128,361
620,636
175,974
265,963
265,185
90,874
91.834 1,068,309 1,043,977
741,556
66,143
745,651
613,014 6,031,987 5,796,857
Total, all States
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
N o r t h Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Mutual Savings Banks
1,501
16,206
State
OF BANKS LOCATED I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D :
12
193
700
2,100
1,013
3,175
1,100
1,750
3,680
37
268
35
4,124
79
71
500
90
345
36
3,600
200
1,215
14,717
422
16,083
534
3,126
493
3,197
5,123
46,421
21,389
5,183
1,945
199
3,229
2,874
272,001
3,138,483
300,103
3,093,008
93,401
968,471
239,008
897,254
1,831,747
9,443,625
4,018,524
1,739,874
1,124,628
131,225
1,276,402
313,657
7,856
78,072
8,350
118,585
4,290
15,001
4,803
18,240
33,669
201,443
71,038
34,954
22,895
2,731
25,598
4,900
8,052
90,355
10,012
175,458
6,450
22,226
7,645
25,072
44,300
239,149
92,791
38,998
19,950
2,496
30,412
5,685
2,702
35,990
3,993
49,021
1,820
9,342
863
8,412
20,293
86,872
34,370
23,395
17,722
364
22,811
1,438
1,125
13,825
1,297
27,277
1,244
1,369
290
2,301
5,180
67,227
21,864
10,915
2,261
1,231
6,219
758
19,735
218,242
23,652
370,341
13,804
47,938
13,601
54,025
103,442
594,691
220,063
108,262
62,828
6,822
85,040
12,781
151,260
1,434,618
202,185
1,959,021
47,343
669,440
151,424
554,979
1,131,941
6,284,861
1,987,454
861,827
801,919
84,030
964,113
228,579
151,151
1,480,370
222,424
1,842,116
47,383
597,903
143,517
509,013
1,145,317
5,428,320
1,904,694
808,422
525,985
92,423
985,320
232,264
Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12
H
ALL MEMBER BANKS—RESERVE POSITION ON APRIL 12, 1948
[In thousands of dollars]
Gross
demand
deposits
All member b a n k s
Net
Deductions demand
allowed in deposits
computing
to
reserves1 subject
reserve
Rese rves with F<;deral
]Reserve Ban ks
Time
deposits
Total 1
Required8
88,040,639 10,978,051 77,062,588 28,631,741 16,749,500 16,134,102
Ratio of
required
reserves
to net
demand
plus time
deposits
(per cent)
615,398
15.8
15.3
6,432
20.6
20.5
6,250,815
152,120
16.3
16.0
4,357,853
456,846
12.2
11.0
695,495
5,306,583
750,936
1,158,697
679,994
692,497
2,421,524
583,108
384.442
732,046
726,332
2,002,448
16,190
38,561
27,043
61,051
47,055
86,349
107,900
24,125
34,628
47,023
80,775
44, 698
14.3
18.3
13.8
14.2
15.0
16.0
15.3
15.2
14.3
16.6
17.2
13.9
14.0
18.2
13.3
13.4
14.1
14.3
14.7
14.5
13.1
15.6
15.5
13.6
4,481,136
1,050,730
4,498,623
1,026,811
-17,487
23,919
20.8
19.7
20.9
19.2
Central reserve city banks
26,581,568
2,135,703 24,445,865
Reserve city banks
32,416,839
4,554,071 27,862,768 11,304,353
6,402,935
Country banks
29,042,232
4,288,277 24,753,955 14,871,658
4,814,699
All member banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco
4,173,731
26,267,396
4.251.763
6,285,770
4,152,174
4,477,681
12,651,944
3,616,020
2,349,115
4,856,395
5,023,113
9,935,537
488,492 3,685,239
2,244,534 24,022,862
543,130 3,708,633
816,054 5,469,716
627,373 3,524,801
737,098 3,740,583
1,618,250 11,033,694
557,208 3,058,812
346,311 2,002,804
845,161 4,011,234
915,365 4,107,748
1,239,075 8,696,462
1,299,574
5.205.927
1,928,929
3.148.928
1,306,445
1,116,746
5,459,963
948,906
929,727
672,364
572,656
6,041,576
711,685
5,345,144
777,979
1,219,748
727,049
778,846
2,529,424
607,233
419,070
779,069
807,107
2,047,146
Central reserve city banks:
New York
Chicago
21,673,854
4,907,714
1,644,746 20,029,108
490,957 4,416,757
1,536,981
918,749
2,455,730
Excess
Ratio of
total
reserves
to net
demand
plus time
deposits
(per cent)
5,531,866
5,525,434
Reserve city banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta 4
Chicago
St. Louis4
Minneapolis
Kansas City
Dallas
San Francisco 4
1,872,575
557,399
2,202,497
3,885,006
2,092,656
2,018,984
3,832,797
1,943,969
959,862
2,660,238
2,374,642
8,016,214
179,452
79,090
269,309
484,986
290,394
322,154
568,320
311,638
155,440
491,383
426,509
975,396
1,693,123
478,309
1,933,188
3,400,020
1,802,262
1,696,830
3,264,477
1,632,331
804,422
2,168,855
1,948,133
7,040,818
194,109
299,976
263,232
1,408,500
435,650
408,693
1,993,476
334,956
180,759
363,867
359,782
5,061,353
341,662
114,187
390.392
771,842
397.393
406,701
805,984
346,631
182,200
466,297
447,699
1,731,947
350,271
113,660
402,432
764,514
386,591
363,888
772,504
346,564
171,730
455,603
411,213
1,711,845
-8,609
527
-12,040
7,328
10,802
42,813
33,480
67
10,470
10,694
36,486
20,102
18.1
14.7
17.8
16.1
17.8
19.3
15.3
17.6
18.5
18.4
19.4
14.3
18.6
14.6
18.3
15.9
17.3
17.3
14.7
17.6
17.4
18.0
17.8
14.1
Country banks, by districts:
Boston:
New York
Philadelphia
Cleveland
Richmond
Atlanta 4
Chicago
St. Louis4
Minneapolis
Kansas City
Dallas
San Francisco 4
2.301.156
4,036,143
2,049,266
2.400.764
2,059,518
2,458,697
3,911,433
1,672,051
1,389,253
2.196.157
2,648,471
1,919,323
309,040
520,698
273,821
331,068
336,979
414,944
558,973
245,570
190,871
353,778
488,856
263,679
1,992,116
3,515,445
1,775,445
2,069,696
1,722,539
2,043,753
3,352,460
1,426,481
1,198,382
1,842,379
2,159,615
1,655,644
1,105,465
3,368,970
1,665,697
1,7*0,428
870,795
708,053
2,547,738
613,950
748,968
308,497
212,874
980,223
370,023
749,821
387,587
447,906
329,656
372,145
672,710
260,602
236,870
312,772
359,408
315,199
345,224
694,300
348,504
394,183
293,403
328,609
622,209
236,544
212,712
276.443
315,119
290,603
24,799
55,521
39,083
53,723
36,253
43,536
50,501
24,058
24,158
36,329
44,289
24,596
11.9
10.9
11.3
11.8
12.7
13.5
11.4
12.8
12.2
14.5
15.1
12.0
11.1
10.1
10.1
10.3
11.3
11.9
10.5
11.6
10.9
12.9
13.3
11.0
1
Demand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of collection. War loan and series E bond accounts were also exempt from reserve requirements and were, therefore, deducted in computing net demand
deposits subject to reserve for the December 1942-December 1946 call dates shown on pages 1 and 2. The difference between the figures shown in this
column and the figures shown against the corresponding captions under "Assets" is accounted for by an excess of allowable deductions over gross demand
deposits at a number of banks.
2
As reported by member banks. These figures differ from those shown by the Federal Reserve Banks' books because of a lack of synchronization
of entries
on the books of the Federal Reserve Banks and the member banks.
3
Reserves actually required are based on deposits at opening of business. The figures in this column, therefore, represent the reserves required to
be maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System
prescribed the following requirements as to reserves to be maintained by each member bank which were in effect on April 12, 1948: Time deposits—6
per cent for all member banks; Net demand deposits—22 per cent for Central reserve city banks, 20 per cent for Reserve city banks, and 14 per cent
for Country banks.
4 Data for these districts are not entirely comparable with prior dates due to a redesignation of reserve cities on March 1, 1948.
STATE MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 12, 1948, BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district
Total
Boston
New
York
Philadelphia
Cleveland
Richmond
ASSETS
32,040,284 1,251,075 15,268,379 1,620,967 2,810,985 1,470,301
Loans and investments
11,300,734 416,705 5,684,470 543,731 900,265 557,611
Loans (including overdrafts)
;
18,555,182 782,857 8,693,588 920,940 1,690,013 827,627
United States Government direct and guaranteed obligations
1,283,305
68,447 114,834
33,633
17,720
525,546
Obligations of States and political subdivisions
778,802
76,767
99,931
47,423
29,205
288,838
Other bonds, notes, and debentures
11,082
122,261
4,007
5,942
4,588
75,937
Corporate stocks (including Federal Reserve Bank stock)
9,463,603
453,083
505,579
310,715
730,092
4,606,127
Reserves, cash, and bank balances
5,704,896 171,479 3,084,775 261,940 407,006 266,544
Reserve with Federal Reserve Banks
493,444
29,191
30,488
60,762
37,737
174,652
Cash in vault
Demand balances with banks in United States (except private banks and American
96,178
1,286,850
48,535
78,519
142,613
184,013
branches of foreign banks)
275
8,795
850
322
1,795
3,293
Other balances with banks in United States
34
8,740
54
151
7,267
Balances with banks in foreign countries
1,960,878
80,336 118,807 104,811
61,037 1,152,127
Cash items in process of collection
778
778
Due from own foreign branches
16,908
293,129
145,783
17,307
23,848
23,448
Bank premises owned and furniture and fixtures
407
4,210
246
1,281
175
400
Other real estate owned
1,872
14,144
2,027
3,466
1,098
3,813
Investments and other assets indirectly representing bank premises or other real estate
90
60,934
3,617
220
157
52,240
Customers' liability on acceptances
76,999
2,719
3,095
5,563
46,807
3,529
Income accrued but not yet collected
4,834
49,210
3,263
1,886
18,335
7,296
Other assets
1
Atlanta Chicago
LSt'"
Minneapolis
Kansas Dallas
San
City
Francisco
534,507 4,258,425 1,276,149 342,545 629,227 415,022 2,162,702
220,037 1,180,065 521,495 93,971 235,483 155,514 791,387
263,262 2,662,618 663,063 226,995 335,089 223,682 1,265,448
75,526
41,509 267,788
42,974 14,406 48,299 32,623
43,170
7,622 141,923
6,697
9,252 2,348
25,626
6,031
5,447
4,715
476
1,104
855
2,077
200,634 1,081,610 441,992 94,829 262,126 174,306 602,510
89,675 633,779 218,443 51,563 120,649 74,246 324,797
5,905
25,606
75,272
21,165
8,320 10,941
13,405
73,015
143
5
24,391
248,393
598
143
123,425
94,685
113
42
107,544
30,802
30
1
6,528
6,786
135
23,723
34
1,517
416
6,684
4,160
8,942
930
1,316
53
2,299
2,923
315
172
272
858
1,504
75,710 79,293
65
325
46
126
56,996 9,715
135,094
986
866
115,161
3,862
425
2
18,057
93
224
3,869
3,986
2,802
3,149
84
125
950
1,728 !
194
308
42,003,291 1,588,967 20,143,196 2,112,693 3,576,244 2,002,710 744,696 5,376,569 1,733,288 439,177 897,389 594,119 2,794,243
Total assets
LIABILITIES
Demand deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and travelers' checks, etc
Time deposits
Individuals, partnerships, and corporations
United States Government
Postal savings
States and political subdivisions
Banks in United States.
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
29,259,582 999,022 15,361,501 1,472,158
23,035,099 860,992 11,861,479 1,293,390
695,542
26,012
293,691
54,641
1,362,833
52,398
407,595
46,418
2,813,468
27,262 1,685,766
57,686
690,240
1,150
669,792
44
662,400
31,208
443,178
19,979
9,188,173 440,454 2,701,934 433,930
8,972,479 439,726 2,650,189 416,587
15,293
366
9,077
413
540
84
10
33
187,262
228
35,017
16,877
6,649
50
1,691
20
5,950
5,950
38,447,755 1,439,476 18,063,435 1,906,088
26,821
26,821
6,200
82,432
48,310
1,887
66,822
4,025
157
57,395
1,583
250
704
267
43,435
2,893
16,328
2,414
108,835
6,361
47,693
7,280
140,835
121,615
2,957
1,022
1
1,978,980 1,416,463 559,215 3,038,528 1,286,838 286,851 749,392 503,366 1,607,268
1,666,245 1,048,256 428,644 2,467,955 943,589 224,872 492,202 422,663 1,324,812
30,250
8,701 17,228 6,157
34,122
37,082 10,505 103,917
73,236
88,302
64,270 37,003 69,080 53,448
104,354 147,656 67,118 225,191
99,759 157,070 49,130 188,791 234,015 12,934 165,619 16,057 119,379
12,711
270!
144
1,681
13
1,370
1,183
195
1,687
31,814
4,993 4,897
9,161
51,304
3,328
25,216
3,623
33,699
1,040,968
96,028
59,253
324,704
130,100
2,037,395
438,113
134,843
1,350,451
1,306,196 427,678 129,729 2,001,468 321,457 128,630 95,609 54,516 1,000,694
10
6
23
173
263
986
349
3,373
254
7|
6
11
18
30
55
112
28
146
197:
4,715
38,855
2,218
1,267
35,183
3,460
6,593
42,652
205
10
1,385
426
25
1,277
357
1,203
3,329,431 1,854,576 694,058 5,075,923 1,611,542 416,951 845,420 562,619 2,648,236
6,935
220
26
4,562
12,895
2,466
7,215
90
55
3,325
5,412
4,137
2,055
272
1
1,209
1,506
86
1,250
424
48
5,366
11,919
3,271
5,090
53
129
2,058
3,973
1,405
390
6
167
288
50
8
380
1,058 I
396
16
201
706
50
3,100
4,186
73
4,532
9,744
3,380
38,918,518 1,462,162 18,382,301 1,919,115 3,356,535 1,874,810 699,187 5,098,201 1,624,250 417,462 847,652 563,592 2,673,251
Total liabilities
CAPITAL ACCOUNTS
Capital
Surplus
Undivided profits
Other capital accounts
Total capital accounts
Total liabilities and capital a c c o u n t s
Net demand deposits subject to reserve (see page 14)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)
Number of banks
956,253
1,433,345
551,397
143,778
3,084,773
39,428
51,310
20,153
15,914
513,498 . 56,176
97,779
882,811
311,450
32,274
7,349
53,136
126,805 1,760,895
193,578
78,418
96,457
33,803
11,031
39,236
59,725
20,669
8,270
14,711
21,584
7,129
2,085
85,057
101,795
55,612
35,904
43,554
38,557
22,761
4,166
7,892
7,708
4,859
1,256
17,775 11,535
16,095 11,559
13,670 6,304
2,197 1,129
48,973
47,965
22,713
1,341
219,709
127,900
45,509
278,368
109,038
21,715
49,737 30,527
120,992
42,003,291 1,588,967 20,143,196 2,112,693 3,576,244 2,002,710 744,696 5,376,569 1,733,288 439,177 897,389 594,119 2,794,243
26,013,145
23,099,454
2,722,585
1,924
889,669 14,025,361 1,313,303 1,717,560 1,215,474 461,809 2,667,294 1,084,609 249,521 616,686 1414,358 1,357,501
883,561 11,560,125 1,279,451 1,685,491 1,116,317 474,994 2,621,025 909,476 258,675 509,279 471,293 1,329,767
82,642
840,539 266,947 316,777 258,188 105,186 256,990 135,634 53,834 120,090 (6,888 218,870
87
141
127
130
172
442
137
64
257
234
44
89
FEDERAL RESERVE SYSTEM
BOUNDARIES OF FEDERAL RESERVE DISTRICTS
AND THEIR BRANCH TERRITORIES
MINNEAPOLIS
Detroit
!*«>
L«*.
CHICAGO*,'
Omaha
| CLEVELAND
• s
5
-
Cincinria
Denver
KANSAS CITY
®
Louisville /
ST. LOUIS
RICHMOND
Nashville
O k l a h o m a City
Charlotte
Memphis
r*- —
L i t t l e Rock
B minah
'
° ATLANTA
DALLAS®
Jacksonville
Houston
=====
B O U N D A R I E S OF F E D E R A L R E S E R V E D I S T R I C T S
B O U N D A R I E S OF F E D E R A L R E S E R V E B R A N C H T E R R I T O R I E S
^
New O r l e a n s
San Antonio
B O A R D OF G O V E R N O R S OF T H E F E D E R A L R E S E R V E S Y S T E M
F E D E R A L RESERVE BANK CITIES
F E D E R A L RESERVE BRANCH CITIES
OCTOBER I. 1945
BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
@FedFRASER