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MEMBER BANK

CALL REPORT
NUMBER 111

CONDITION OF MEMBER BANKS
APRIL 11,1949

BOARD OF GOVERNORS
OF THE FEDERAL RESERVE SYSTEM
WASHINGTON.

CONTENTS
Assets and Liabilities:

PAGE

Of All Member Banks April 11, 1949, December 31, 1948, and April 12, 1948

1

Of All Member Banks on Selected Call Dates, 1944-1949

2

By Class of Bank

3

By Federal Reserve Districts

4-5

Assets and Liabilities of Member Banks in Each Central Reserve and Reserve City and of Country
Banks in Each Federal Reserve District

6 9

Assets and Liabilities of Member Banks, by States
Reserve Position by Class of Bank and Federal Reserve Districts
Assets and Liabilities of State Member Banks, by Federal Reserve Districts

10-13
•

14
15

These statistics are tabulated from condition reports submitted by member banks following each official call, a minimum of three of w h i c h are required by law each year. The Comptroller of the Currency
tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National
Banks. The Board of Governors of the Federal Reserve System tabulates the reports of State member banks
and publishes the combined statistics of national and State member banks in the Member Bank Call Report.
Member banks are classified according to their reserve requirements as central reserve city banks,
reserve city banks, or nonreserve city ( " c o u n t r y " ) banks. A member bank t h a t has an office in a central
reserve city is classified as a central reserve city bank; a member bank t h a t has an office in a reserve city, but
not in a central reserve city, is classified as a reserve city bank; a member bank t h a t does not have an office
in a reserve or central reserve city is classified as a country bank. However, some banks in outlying sections
of central reserve cities have permission to maintain the reserves required of reserve city banks or country
banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance w i t h the reserve
classifications of the banks. Since a member bank t h a t has t w o or more offices, w h e t h e r in the same city
or in different cities, submits a consolidated condition report, the report is tabulated according to a single
location ( t h a t of the bank's head office, unless it has a branch in a city where banks are subject to higher
reserve requirements).
The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve
membership, mergers, etc., and by changes in the reserve classification of cities or individual banks.




MEMBER BANK GALL REPORT
ASSETS AND LIABILITIES OF MEMBER BANKS ON APRIL 11, 1949, COMPARED WITH
DECEMBER 31, 1948, AND APRIL 12, 1948
[In thousands of dollars)
C o n d i t i o n on—
April 11,
1949
ASSETS
Loans and i n v e s t m e n t s
Loans (including overdrafts)
United States Government direct obligations
Obligations guaranteed by United States Government. . .
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank stock).

Dec. 31,
1948

C h a n g e since—
April 12,
1948

Dec. 31,
1948

April 12,
1948

93,834,682
34,905,095
51,361,882
4,636,598
2,649,015
282,092

95,616,170
36,060,317
1 52,148,672
\
4,930
4,479,920
2,641,521
280,810

95,895,763
33,061,636
} 55,363,506
4,452,284
2,738,540
279,797

-1,781,488
-1,155,222
-791,720
+ 156,678
+7,494
+ 1,282

-2,061,081
+ 1,843,459
-4,001,624
+184,314
-89,525
+2,295

30,978,407
19,186,013
1,609,386

34,201,796
20,405,686
1,485,771

29,343,289
16,749,500
1,562,802

-3,223,389
-1,219,673
+123,615

+1,635,118
+2,436,513
+46,584

5,028,933
27,588
21,185
5,105,302

5,643,423
30,697
28,659
6,607,560

5,342,333
32,145
19,489
5,637,020

-614,490
-3,109
-7,474
- 1 ,502,258

-313,400
-4,557
+ 1 ,696
-531,718

40,758
887,672
14,427

54,521
872,265
13,446

11,829
836,586
13,056

-13,763
+15,407
+981

+28,929
+51,086
+ 1,371

59,737
149,491
223,092
162,200

58,445
179,504
237,105
158,271

58,705
155,961
218,579
141,002

+ 1,292
-30,013
-14,013
+3,929

+ 1,032
-6,470
+4,513
+21,198

126,350,466

131,391,523

126,674,770

-5,041,057

-324,304

D e m a n d deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and
travelers' checks, etc

86,906,468
66,766,174
2,563,280
5,848,945
8,855,023
1,410,930

92,459,455
70,946,667
2,121,969
5,850,375
10,098,396
1,479,632

88,040,639
68,093,185
2,115,433
5,569,956
9,133,001
1,374,534

-5,552,987
-4,180,493
+441,311
-1,430
-1,243,373
-68,702

-1,134,171
-1,327,011
+447,847
+278,989
-277,978
+36,396

1,462,116

1,962,416

1,754,530

-500,300

-292,414

T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal Savings
States and political subdivisions
Banks in United States
Banks in foreign countries

29,104,984
27,885,483
118,340
4,416
1,029,969
27,315
39,461

28,902,421
27,801,151
107,156
3,793
927,324
29,990
33,007

28,631,741
27,615,909
98,270
3,328
87:2,364
32,749
9,121

+202,563
+84,332
+ 11,184
+623
+ 102,645
-2,675
+6,454

+473,243
+269,574
+20,070
+ 1,088
+ 157,605
-5,434
+30,340

116,011,452

121,361,876

116,672,380

-5,350,424

-660,928

315,187

262,262

280,726

+52,925

+34,461

199,084
163,584
14,233
162,894
355,438
179,986

45,407
201,322
56,225
159,704
317,882
185,731

234,747
172,431
10,694
140,536
328,854
224,066

+153,677
-37,738
-41,992
+3,190
+37,556
-5,745

-35,663
-8,847
+3,539
+22,358
+26,584
-44,080

117,401,858

122,590,409

118,064,434

-5,188,551

-662,576

2,868,904
3,945,344
1,688,444
445,916

2,781,808
3,969,572
1,601,946
447,788

2,751,651
3,848,392
1,512,005
498,288

+87,096
-24,228
+86,498
-1,872

+ 117,253
+96,952
+ 176,439
-52,372

Reserves, cash, a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except
private banks and American branches of foreign banks).
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
T o ta l a s s e t s
LIABILITIES

Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed
money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
T o ta l liabilities
Capital

CAPITAL ACCOUNTS

Undivided profits
Other capital accounts
T o t a l capital a c c o u n t s

8,948,608

8,801,114

8,610,336

+147,494

+338,272

T o t a l liabilities a n d c a p i t a l a c c o u n t s

126,350,466

131,391,523

126,674,770

-5,041,057

-324,304

MEMORANDA
Net demand deposits subject to reserve (see page 14)
Demand deposits adjusted 1
Pledged assets (and securities loaned)
Number of banks

76,773,757
68,971,933
12,390,765
6,913

80,209,758
72,151,898
11,671,462
6,918

77,062,588
69,780,651
11,174,295
6,932

-3,436,001
-3,179,965
+719,303
-5

-288,831
-808,718
+1,216,470
-19

1

Demand deposits other than interbank and United States Government, less cash items reported as in process of collection.




1

z
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON SELECTED CALL DATES
APRIL 13, 1944 TO APRIL 11, 1949
[In thousands of dollars]
1944
April 13
ASSETS
Loans and i n v e s t m e n t s
Loans (including overdrafts)
United States Government direct obligations
e
Obligations guaranteed by United States
Government
Obligations of States and political subdivisions
»• *
Other bonds, notes, and debentures. . . .
Corporate stocks (including Federal
Reserve Bank stock)
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve B a n k s . . .
Cash in vault
Demand balances with banks in United
States (except private banks and
American branches of foreign banks).
Other balances with banks in United
States
Balances with banks in foreign countries.
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and
Other real estate owned
Investments and other assets indirectly representing bank premises or other real
Customers' liability on acceptances
Income accrued but not yet collected

1945
Mar. 20

1945
Dec. 31

1946
Dec. 31

1948
April 12

1948
Dec. 31

1949
April 11

78,027,217
16,134,776

90,523,939
17,219,067

107,183,445
22,775,207

96,361,989
26,695,670

95,895,763
33,061,636

95,616,170,
36,060,317

93,834,682
34,905,095

|s6,771,128

67,915,385

78,322,769

63,030,370

|s5,363,506

52,148,672

|si,361,882

15,705

11,445

|

1

4,930

2,818,179
1,990,473

2,989,135
2,096,970

3,254,356
2,520,773

3,547,509
2,803,256

4,452,284
2,738,540

4,479,920
2,641,521

4,636,598
2,649,015

312,661
22,589,160
12,497,119
1,265,179

303,382
25,328,215
14,604,842
1,364,659

294,635
29,845,331
15,811,292
1,437,801

273,739
29,586,897
16,014,569
1,575,556

279,797
29,343,289
16,749,500
1,562,802

280,810
34,201,796
20,405,686
1,485,771

282,092
30,978,407
19,186,013
1,609,386

5,225,385

5,734,031

7,077,345

5,900,492

5,342,333

5,643,423

5,028,933

40,581
18,632
3,542,264
12,081

38,240
16,816
3,569,627
1,633

39,242
23,372
5,456,279
7,321

35,202
56,143
6,004,935
6,353

32,145
19,489
5,637,020
11,829

30,697
28,659
6,607,560
54,521

27,588
21,185
5,105,302
40,758

855,232
70,937

813,413
36,639

787,692
19,311

789,239
14,235

836,586
13,056

872,265
13,446

887,672
14,427

64,738
69,015
75,214
65,608
47,063
54,237
239,478
168,729
169,092
90,952
92,579
90,273
101,943,443 117,081,225 138,303,876

60,573
116,995
218,481
85,964
127,240,726

58,705
155,961
218,579
141,002
126,674,770

59,737
58,445
149,491
179,504
223,092
237,105
162,200
158,271
131,391,523 126,350,466

Total assets
LIABILITIES
88,040,639 92,459,455 86,906,468
90,917,359
78,465,958 88,419,025 105,395,466
Demand deposits
Individuals, partnerships, and corpora66,766,174
70,946,667
68,093,185
69,126,705
62,950,086
59,409,352
52,126,437
tions
U. S. Government: W a r loan and Series
2,473,253 | 2,115,433
12,149,569 21,945,123
E bond accounts. 11,212,379
2,563,280
2,121,969
198,748
233,971
258,986
255,656
Other
5,848,945
5,850,375
5,569,956
4,914,500
4,240,421
4,029,652
3,613,295
States and political subdivisions
8,855,023
10,098,396
9,133,001
10,644,127
12,333,313
10,250,299
9,263,286
Banks in United States
1,410,930
1,479,632
1,374,534
1,353,444
1,242,626
1,015,799
936,999
Banks in foreign countries
Certified and officers' checks, cash let1,462,116
1,962,416
1,754,530
2,206,582
1,305,368
2,449,926
1,057,906
ters of credit, and travelers' checks, etc.
29,104,984
28,902,421
27,274,368 27,252,542 28,631,741
16,164,854 20,547,527
Time deposits
Individuals, partnerships, and corpora27,885,483
27,801,151
15,645,126 20,003,833 23,712,364 26,525,446 27,615,909
118,340
107,156
98,270
110,499
95,742
97,421
108,667
United States Government
4,416
3,793
3,328
3,481
3,487
3,728
4,224
Postal Savings
1,029,969
927,324
872,364
550,970
398,892
377,871
346,819
States and political subdivisions
27,315
29,990
32,749
43,346
46,283
53,549
53,668
Banks in United States
39,461
33,007
9,121
18,800
17,600
11,125
6,350
Banks in foreign countries
108,966,552 129,669,834 118,169,901 116,672,380 121,361,876 116,011,452
94,630,812
Total deposits
315,187
262,262
280,726
194,878
211,181
182,432
180,943
Due to own foreign branches
Bills payable, rediscounts, and other liabili199,084
45,407
234,747
30,129
285,124
208,094
99,655
ties for borrowed money
163,584
201,322
172,431
75,965
132,104
56,354
62,590
Acceptances outstanding
14,233
56,225
10,694
53,132
26,738
53,023
6,044
Dividends declared but not yet p a y a b l e . . . .
162,894
159,704
140,536
81,354
46,244
39,710
36,578
Income collected but not yet earned
355,438
317,882
328,854
356,375
346,321
288,164
219,366
Expenses accrued and unpaid
179,986
185,731
224,066
128,062
104,290
97,959
80,167
Other liabilities
109,943.033 130,714,952 119,145,935 118,064,434 122,590,409 117,401,858
95,316,155
T o t a l liabilities
CAPITAL ACCOUNTS
2,868,904
2,781,808
2,751,651
2,691,775
2,592,364
2,484,156
2,434,828
3,945,344
3,969,572
3,848,392
3,595,445
3,383,332
3,084,315
2,784,041
Surplus
1,688,444
1,601,946
1,512,005
1,287,268
1,115,849
1,112,062
966,625
Undivided profits
445,916
447,788
498,288
520,303
457,659
497,379
441,794
Other capital accounts
8,948,608
8,801,114
8,610,336
8,094,791
7,588,924
7,138,192
6,627,288
Total capital accounts
T o t a l l i a b i l i t i e s a n d c a p i t a l ac101,943,443 117,081,225 138,303,876 127,240,726 126,674,770 131,391,523 126,350,466
counts
MEMORANDA
2,868,904
2,781,808
2,751,727
2,691,986
2,592,773
2,484,765
2,435,886
Par or face value of capital
9,993
10,604
15,585
21,642
27,438
29,142
31,816
Capital notes and debentures
53,165
54,719
56,950
77,382
107,205
135,035
171,509
First preferred stock
3,081
3,879
4,215
6,045
7,035
8,484
12,276
Second preferred stock
2,802,665
2,712,606
2,674,977
2,586,917
2,451,095
2,312,104
2,220,285
Common stock
Retirable value of capital: First preferred
101,697
104,816
107,542
133,945
176,310
218,825
257,309
stock.........
Second preferred
6,250
7,672
8,085
10,558
11,948
13,825
18,076
stock
Net demand deposits subject to reserve
76,773,757
80,209,758
77,062,588
76,540,041
70,918,241
66,968,747
58,488,849
(see page 14)
Demand deposits adjusted (see footnote on
72,151,898 68,971,933
69,780,651
70,242,852
53,255,374 61,174,745 64,184,154
page 1)
12,390,765
11,671,462
11,174,295
11,764,847
21,894,389 29,872,453
20,130,475
Pledged assets (and securities loaned)
6,913
6,918
6,932
6,900
6,884
6,823
6,764




3
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949
BY CLASS OF BANK
[In thousands of dollars]
Central re serve city
member banks 1

Reserve
city
member

Country
member

All
member
banks

All
national
member

All State
member

New York
ASSETS
Loans and i n v e s t m e n t s
Loans (including overdrafts)
United States Government direct and guaranteed obligations
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve
Bank stock)
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
Other balances with banks in United States. . .
Balances with banks in foreign countries
Cash items in process of collection
Bank premises owned and furniture and fixtures. . .
Other real estate owned
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets

Chicago

18,064,665
7,545,834

4,594,939 34,741,082 36,433,996
1,616,767 13,739,652 12,002,842

93,834,682
34,905,095

62,680,580 31,154,102
22,869,274 12,035,821

18,445,134 20,967,408
1,470,516
2,272,088
1,104,287
994,556

51,361,882
4,636,598
2,649,015

34,466,121
3,285,515
1,898,608

16,895,761
1,351,083
750,407

161,062

121,030

9,382,698
657,978
385,452
92,703

10,794

91,224

87,371

282,092

6,793,340
5,164,221
139,875

1,705,215
1,254,730
26,530

11,956,017
7,220,331
521,401

10,523,835
5,546,731
921,580

30,978 407
19,186,013
1,609,386

38,330
2,601
11,272
1,437,041

127,599
1,179
729
294,448

1,664,781
13,581
7,205
2,528,718

3,198,223
10,227
1,979
845,095

5,028,933
27,588
21,185
5,105,302

3,809,367
19,655
12,539
3,340,147

1,219,566
7,933
8,646
1,765,155

30,457
156,135
536

16,608

10,301
324,898
7,578

390,031
6,313

40,758
887,672
14,427

40,575
582,204
9,950

183
305,468
4,477

3,307
87,406
57,538
64,268

284
4,545
15,371
4,293

44,070
53,673
103,497
51,221

12,076
3,867
46,686
42,418

59,737
149,491
223,092
162,200

45,262
89,349
146,315
115,407

14,475
60,142
76,777
46,793

25,257,652

LIABILITIES
20,584,304
Demand deposits
Individuals, partnerships, and corporations. .. . 15,526,444
470,575
United States Government
234,751
States and political subdivisions
2,597,920
Banks in United States
1,204,220
Banks in foreign countries
Certified and officers' checks, cash letters of
550,394
credit, and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal Savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total d e p o s i t s
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
To ta l liabilities
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
T o t a l liabilities a n d c a p i t a l a c c o u n t s . . .
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock
Common stock. . .

1,637,629
1,554,932
17,655
27,671
910
36,461
22,221,933

1

4,821,234 32,356,855 29,144,075
3,298,767 23,806,005 24,134,958
234,256
841,776
1,016,673
256,515
2,420,838
2,936,841
795,617
953,623 4,507,863
150,412
48,110
8,188

58,129,835 28,776,633
44,248,431 22,517,743
1,681,988
881,292
1,369,012
4,479,933
2,741,559
6,113,464
721,608
689,322

455,064

426,695

1,462,116

884,411

577,705

14,905,542
14,452,611
52,599
3,325
384,578
12,429

29,104,984
27,885,483
118,340
4,416
1,029,969
27,315
39,461

19,748,718
18,797,587
99,342
3,331
797,321
21,444
29,693

9,356,266
9,087,896
18,998
1,085
232,648
5,871
9,768

29,963

5,856,187 43,883,715 44,049,617 116,011,452

47,437
60,000
4,582
78,952
174,919
33,886

660,172
1,157,750
455,585
50,570
2,324,077
25,257,652

5,302
1,642
4,962
23,274
5,046

77,878,553 38,132,899

315,187
47,997
3,970
1,824
62,058
80,252
13,853

289,307

25,880

199,084
163,584
14,233
162,894
355,438
179,986

89,553
97,859
9,716
111,056
238,010
40,532

109,531
65,725
4,517
51,838
117,428
139,454

5,896,413 44,312,299 44,259,571 117,401,858
161,750
193,660
42,984
46,448

987,086
1,270,624
541,089
181,239

1,059,896
1,323,310
648,786
167,659

2,868,904
3,945,344
1,688,444
445,916

444,842

2,980,038

3,199,651

8 948,608

6,341,255 47,292,337 47,459,222 126,350,466

78,754,586 38,647,272
1,900,476
2,473,544
1,066,765
322,544

968,428
1,471,800
621,679
123,372

5,763,329

3,185,279

84,517,915 41,832,551

987,086
1,900
20,179
150
964,857

1,059,896
7,146
31,486
2,931
1,018,333

2,868,904
9,993
53,165
3,081
2,802,665

1,900,476
20,938
1,131
1,878,407

968,428
9,993
32,227
1,950
924,258

20,936
150

79,261
6,100

101,697
6,250

29,466
1,518

72,231
4,732

4,399,187 28,164,067 25,101,570
3,290,797 24,153,189 26,653,399
4,702,045
672,470 5,732,725
336
13
6,529

76,773,757
68,971,933
12,390,765
6,913

660,172
947

161,750

659,225

160,250

1,500

1,500
19,108,933
14,874,548
1,283,525
35

86,906,468
66,766,174
2,563,280
5,848,945
8,855,023
1,410,930

1,034,953 11,526,860
1,022,153 10,855,787
2,150
45,936
1,091
607,220
10,500
13,826
150
3,000

103,650
94,312
6,185
16,922
76,993
127,201

See contents page for basis of classification of member banks.




84,517,915 41,832,551

28,808

22,933,575

20,808,273 10,170,134
12,526,727
6,659,286
1,099,838
509,548

6,341,255 47,292,337 47,459,222 126,350,466

286,379

Retirable value of capital: First preferred stock. . . .
Second preferred stock. .
Net demand deposits subject to reserve (see page 14)
Demand deposits adjusted (see footnote on page 1).
Pledged assets (and securities loaned)
Number of banks

2,566,642
236,016
164,720

50,980,321 25,793,436
46,272,628 22,699,305
3,047,140
9,343,625
4,990
1,923

4
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949
BY FEDERAL RESERVE DISTRICTS
[In thousands of dollars]
Federal Reserve district
T o t a l , all
districts

ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct and guaranteed obligations
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
Other balances with banks in United S t a t e s . . .
Balances with banks in foreign countries
Cash items in process of collection
Bank premises owned and f u r n i t u r e and fixtures. . .
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Total assets

Boston

New York

Philadelphia

Cleveland

Richmond

Atlanta

93,834,682
34,905,095

4,551,295
1,648,695

25,255,521
9,946,192

5,296,177
1,744,740

8,011,859
2,633,045

4,249,172
1,561,694

4,269,340
1,502,363

51,361,882
4,636,598
2,649,015

2,615,222
155,095
118,933

13,506,202
1,058,633
626,130

2,924,881
294,856
310,344

4,621,271
356,474
372,154

2,420,881
126,114
130,462

2,367,090
316,660
73,683

282,092

13,350

118,364

21,356

28,915

10,021

9,544

30,978,407
19,186,013
1,609,386

1,383,172
810,136
114,753

8,502,436
6,152,838
311,798

1,526,242
911,826
115,925

2,296,741
1,376,874
175,574

1,537,395
814,661
124,545

1,708,794
890,897
106,966

5,028,933
27,588
21,185
5,105,302

190,023
1,104
1,056
266,100

333,092
3,875
12,404
1,688,429

266,245
1,842
709
229,695

414,960
1,252
491
327,590

352,344
744
70
245,031

460,486
2,489
126
247,830

40,758
887,672
14,427

10,301
53,021
831

30,457
248,826
2,102

61,969
903

87,135
247

52,555
926

52,722
1,842

59,737
149,491
223,092
162,200

1,770
22,650
11,462
5,619

6,750
87,871
74,254
75,352

4,169
4,278
8,637
12,544

2,850
777
17,468
6,745

2,782
228
6,563
8,757

798
4,319
8,945
6,429

126,350,466

6,040,121

34,283,569

6,914,919

10,423,822

5,858,378

6,053,189

4 , 1 9 4 , 4 4 3 25,232,597
3,399,390 19,288,995
635,266
123,006
751,326
241,867
2,701,435
313,880
1,207,333
30,939

4,262,994
3,511,904
126,847
234,818
320,563
11,015

6,294,894
5,141,442
251,809
372,799
450,962
5,546

4,097,794
3,227,934
117,829
307,570
377,699
5,403

4,563,636
3,232,956
86,134
604,331
592,747
11,093

LIABILITIES
86,906,468
Individuals, partnerships, and corporations. . . . 66,766,174
2,563,280
United States Government
5,848,945
States and political subdivisions
8,855,023
1,410,930
Certified and officers' checks, cash letters of
1,462,116
credit, and travelers' checks, etc
Time deposits
Individuals, partnerships, and c o r p o r a t i o n s . . . .
United States Government
Postal Savings
States and political subdivisions

Total deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared b u t not yet payable
Income collected b u t not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL A C C O U N T S

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts

85,361

648,242

57,847

72,336

61,359

36,375

29,104,984
27,885,483
118,340
4,416
1,029,969
27,315
39,461

1,262,603
1,252,297
6,717
233
3,322
34

5,285,317
5,149,460
28,337
15
67,627
3,417
36,461

1,961,788
1,856,571
3,635
380
101,022
180

3,249,415
3,074,836
1,844
524
168,970
3,241

1,331,565
1,264,340
16,709
741
48,476
1,299

1,109 916
1,078,242
9,150
338
16,805
5,381

116,011,452

5,457,046

30,517,914

6,224,782

9,544,309

5,429,359

5,673,552

199,084
163,584
14,233
162,894
355,438
179,986

9,525
23,610
343
10,018
19,426
8,180

126,843
94,777
6,735
36,996
97,602
131,743

24,212
4,700
370
9,048
14,767
3,290

11,780
792
728
12,903
32,261
4,037

8,245
228
244
7,033
12,533
7,004

1,210
5,036
489
9,398
13,302
800

117,401,858

5,528,148

31,298,989

6,281,169

9,606,810

5,464,646

5,703,787

2,868,904
3,945,344
1,688,444
445,916

157 ,*217
224,617
88,998
41,141

895,341
1,430,076
574,626
84,537

183,956
311,942
115,028
22,824

272,110
368,807
131,249
44,846

120,457
176,592
73,192
23,491

114,353
153,944
60,917
20,188

511,973

8,948,608

T o t a l l i a b i l i t i e s a n d c a p i t a l a c c o u n t s . . . . 126,350,466
MEMORANDA
Par or face value of capital
Ponifol nnfpg onrl Hphpntiirpc
First preferred stock
QorntiH nrpfprrpH ctn^lr
Common stock
Retirable value of capital: First preferred stock. . . .
Second preferred stock. .

2,984,580

633,750

817,012

393,732

349,402

6 , 0 4 0 , 1 2 1 34,283,569

6,914,919

10,423,822

5,858,378

6,053,189

272,110
173
7,000

120,457
224
741
15
119,477

114,353

2,868,904
9,993
53,165
3,081
2,802,665

157,217

895,341
7,596
21,391
1,791
864,563

183,956

453
500
156,264

101,697
6,250

659
1,250

63,377
4,210

8,516
285

7,000

750
15

793

3,738,674 23,211,076
3,460,518 19,000,134
1,984,216
331,202
782
334

3,767,054
3,574,874
771,788
643

5,552,344
5,258,987
1,089,206
703

3,500,419
3,351,832
754,009
479

3,855,320
3,625,832
1,013,660
348

Net demand deposits subject to reserve (see page 14). 76,773,757
Demand deposits adjusted (see footnote on page 1). . 68,971,933
12,390,765
Pledged assets (and securities loaned)
6,913




286,379

315,187

3,377
285
180,294

264,937

793
113,560

5
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949
BY FEDERAL RESERVE DISTRICTS
[In thousands of dollars]
Federal Reserve district
Chicago
ASSETS
Loans a n d i n v e s t m e n t s
Loans (including overdrafts)
United States Government direct and guaranteed obligations
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank
stock)

St. Louis

Minneapolis

Kansas
City

Dallas

San
Francisco

14,666,554
4,396,754

3,621,471
1,476,914

2,668,589
905,978

4,163,100
1,472,855

4,124,263
1,779,887

12,957,341
5,835,978

8,954,556
816,640
471,350

1,834,225
192,300
107,730

1,559,789
112,561
85,718

2,309,342
270,598
102,848

2,036,676
247,665
51,215

6,211,747
689,002
198,448

27,254

10,302

4,543

7,457

8,820

22,166

Reserves, cash, a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except
private banks and American branches of foreign
banks)
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection

4,689,610
2,954,645
243,188

1,315,866
705,262
66,947

858,340
477,937
40,994

1,757,438
884,458
68,038

1,853,229
912,639
85,587

3,549,144
2,293,840
155,071

828,538
2,288
1,596
659,355

312,892
180
36
230,549

210,387
2,141
508
126,373

571,192
3,112
81
230,557

647,581
2,857
1,047
203,518

441,193
5,704
3,061
650,275

Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets

84,281
859

27,343
2,112

14,897
537

26,917
430

54,228
2,763

123,778
875

5,271
4,885
34,558
17,082

159
508
6,064
3,617

3,999
314
7,312
1,941

837
126
6,564
4,512

4,548
4,182
4,011
3,993

25,804
19,353
37,254
15,609

19,503,100

4,977,140

3,555,929

5,959,924

6,051,217

16,729,158

12,655,879
9,508,237
576,865
959,450
1,409,481
52,356

3,684,146
2,702,571
96,757
250,855
604,957
1,700

2,387,285
1,700,337
70,835
298,483
287,451
2,804

4,921,964
3,477,479
118,228
513,744
769,315
1,097

5,061,255
3,853,148
78,577
500,660
575,732
6,435

9,549,581
7,721,781
281,127
813,042
450,801
75,209

To ta l a s s e t s
LIABILITIES

Demand deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and
travelers' checks, etc

CAPITAL ACCOUNTS

Capital
Surplus.
Undivided profits
Other capital accounts

Net demand deposits subject to reserve (see page 14)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)
Number of banks




207,621
6,111,271
5,708,724
22,390
430
375,084
2,143
2,500

4,649,319

3,328,536

5,595,453

5,672,188

15,660,852

2,730
5,663
2,518
24,799
49,878
10,112

2,290
703
471
6,332
9,616
2,112

2,750
314
56
7,825
8,748
1,847

4,815
126
383
3,810
8,849
416

384
4,770
536
2,441
12,265
138

4,300
22,865
1,360
32,291
76,191
10,307

4,670,843

3,350,076

5,613,852

5,692,722

15,836,974

105,055
120,774
70,115
10,353

64,814
86,180
38,415
16,444

110,482
129,118
85,878
20,594

132,104
140,375
69,171
16,845

328,058
326,392
193,338
44,396

28,808

1,149,258

T o t a l liabilities a n d capital a c c o u n t s

Retirable value of capital: First preferred stock
Second preferred stock

46,703
610,933
517,422
7,525
380
82,355
2,751
500

....

306,297

205,853

346,072

358,495

892,184

19,503,100

T o ta l capital a c c o u n t s

MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock
Common stock

42,101
673,489
661,834
4,935
219
5,060
1,441

384,957
476,527
187,517
100,257

To ta l liabilities

27,375
941,251
930,099
1,362
135
4,095
5,560

18,353,842

Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities

27,306
965,173
921,559
2,101
248
41,048
217

18,258,142

Total deposits

149,490
5,602,263
5,470,099
13,635
773
116,105
1,651

T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal Savings
States and political subdivisions
Banks in United States
Banks in foreign countries

4,977,140

3,555,929

5,959,924

6,051,217

16,729,158

384,957
1,299
7,669
300
375,689

105,055
606
705
150
103,594

64,814
25
1,175
25
63,589

110,482

132,104
70
455

328,058

131,579

318,820

7,699
300

705
150

1,175
25

168
15

890

9,965

11,168,549
9,957,822
1,510,724
1,006

3,140,705
2,750,183
438,759
494

2,050,525
1,899,822
590,339
477

4,120,215
3,802,767
824,881
761

4,210,156
4,196,993
808,583
620

8,458,720
8,092,169
2,273,398
266

168
15
110,299

9,238

6
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949, OF BANKS IN EACH CENTRAL
A S S E T S [In thousands of dollars]
Loans and investments

Federal Reserve district numbers,
a n d reserve cities

All m e m b e r b a n k s
R eserve b a n k c i t i e s
1. Boston
2. New York 2
3. Philadelphia
4. Cleveland
5. Richmond
6. A t l a n t a 32
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

1

Reserve b r a n c h c i t i e s
2. Buffalo
4. Cincinnati
4. Pittsburgh
5. Baltimore
5. Charlotte 3
6. Birmingham
6. Jacksonville
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver
10. Oklahoma City
10. O m a h a
11. El Paso
11. H o u s t o n . .
11. San Antonio
12. Los Angeles
12. Portland
12. Salt Lake City 3
12. Seattle

NumLoans (including
overdrafts)

U.S. G o v t . Obligadirect
tions of
and guar- S t a t e s a n d
anteed
political
obligasubdivitions
sions

6,913 93,834,682 34,905,095 51,361,882 4,636,598
171 3 9 , 2 3 3 , 5 2 1 16,674,771 1 9 , 7 5 3 , 2 4 5
692,122
10 1 , 6 8 9 , 3 8 1
923,162
40 1 8 , 2 0 0 , 3 8 4 7 , 5 9 9 , 8 1 4 9 , 4 5 5 , 4 2 9
736,029
927,827
13 1 , 9 1 1 , 1 2 8
530,514
947,276
4 1,580,322
281,014
104,198
159,761
6
568,991
5
263,321
260,129
57 5 , 7 7 2 , 4 7 9 1 , 8 7 4 , 2 7 4 3 , 3 9 8 , 7 7 3
917,367
402,399
7
463,697
544,166
240,829
4
258,932
638,635
264,888
10
310,039
427,205
629,004
180,520
8
7 6,500,650 3,477,880 2,528,998

1

O t h e r reserve c i t i e s 1
4. Columbus
4. Toledo
5. Washington
7. Cedar Rapids
7. Des Moines
7. D u b u q u e
7. Indianapolis
7. Milwaukee
7. Peoria
7. Sioux City
8. National City
9. St. Paul
10. K a n s a s City, Kansas
10. Lincoln
10. Pueblo
10. St. Joseph
10. T o p e k a
10. Tulsa
10. Wichita
11. F o r t W o r t h
11. Galveston
11. Waco
C o u n t r y b a n k s , by d i s t r i c t s .
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. A t l a n t a
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco
1
2

Other
bonds,
notes,
and
debentures

Total

Reserve
with
Federal
Reserve
Banks

2,649,015

282,092 ;

1,015,040
18,771
387,066
111,721
72,748
8,622
15,965
198,779
26,628
24,324
21,063
4,789
124,564

144,314 13 , 8 1 0 , 0 6 9
5,086
583,981
93,182 6,836,134
9,646
695,893
2,597
445,472
622
113,557
1,184
243,946
12,227 2 , 0 5 0 , 9 9 0
4,587
351,726
1,065
234,147
1,229
329,131
1,757
318,167
11,132 1 , 6 0 6 , 9 2 5

9,750,181
390,391
5,192,949
440,975
288,163
60,358
136,447
1,464,962
200,296
126,217
155,460
155,968
1,137,995

42,411 4,948,560
3,042
189,938
1,733
233,499
15,383
492,099
1,482
211.640
778
153,875
429
97.274
546
118.742
1,737
103,756
831
234,964
3,525
600,825
180
48,894
851
148,685
778
141,819
51
15,073
630
160,226
485
112,035
460
118,634
204
47,603
1,534
313,394
383
102,253
4,656
620.743
1,077
258,909
445
98,889
1,191
324,791

2,945,253
105,678
131,194
327,064
119,689
73,474
70,537
55,796
60,319
139,224
371,736
25,907
82,416
79,927
10,070
95,029
58,975
63 ,11_
22,215
177,630
59,563
408,731
169,933
56,639
180,396

4,894,667 8,084,442
234,405
305,772
244,101
360,454
892,352
628,307
389,259
137,475
160,779
148,956
83,980
133,344
110,184
80,496
121,577
111,483
155,843
345,094
506,561 1 , 3 2 0 , 9 5 0
37,660
56,190
136,090
175,402
193,816
130,415
9,686
29,964
124,647
263,678
85,769
114,134
92,602
129,997
60,962
34,226
301,251
360,481
64,953
169,591
651,434 1 , 5 0 0 , 2 4 6
311,485
422,432
107,811
149,400
362,977
430,438

560,726
9,484
26,332
38,846
7,749
5,846
18,241
13,384
20,208
27,417
51,143
7,406
6,047
23,592
339
12,145
21,733
22,529
2,983
25,940
7,012
54,469
64,452
8,618
84,811

386,514
12,444
15,776
121,297
18,721
9,717
6,867
5,127
9,493
3,948
76,570
5,180
8,751
3,073
479
10,722
4,322
13,460
92
7,594
7,512
11,081
7,750
2,776
23,762

81 4 , 1 9 8 , 4 0 5
318,426
3
265,580
4
707,413
14
58,233
1
189,540
3
33,525
2
475,891
5
603,978
6
100,216
3
64,773
4
59,833
1
298,106
3
41,832
2
80,504
3
21,053
1
55,721
4
4
60,484
262,576
4
153,664
4
232,012
3
64,780
4
50,265
3

1,332,815 2,556,787
186,394
85,642
57,907
199,249
236,807
428,934
11,207
26,187
62,456
108,985
5,639
26,615
106,974
333,860
169,506
392,423
32,900
61,598
36,069
26,355
22,377
35,883
110,489
171,486
22,440
16,399
25,042
52,682
17,991
2,224
16,048
36,455
21,372
32,177
96,120
153,977
60,635
78,808
119,956
96,113
17,617
40,315
23,102
24,187

157,633
21,382
4,965
2,964
20,009
11,264
947
21,202
20,603
3,682
1,087
1,315
6,455
2,160
1,564
297
1,484
5,855
8,817
5,114
9,884
3,684
2,899

143,174
24,453
2,989
37,061
701
6,550
288
12,980
20,452
1,808
1,154
108
8,978
758
1,045
479
1,642
978
3,252
8,843
5,594
3,061

36,433,996 12,002,842 20,967,408
2,861,914
956,573 1 , 6 9 2 , 0 6 0
6,489,990 2,111,973 3,745,001
3,385,049 1,008,711 1,997,054
3,502,950 1,086,574 2,035,546
2,379,983
922,435 1 , 2 9 3 , 9 7 1
2,450,120
797,146 1 , 4 0 6 , 8 5 6
5,409,170 1,600,882 3,249,096
1,858,840
623,274 1 , 0 3 3 , 9 3 6
1,785,798
544,974 1 , 0 9 9 , 4 0 7
1,951,318
661,068 1 , 1 0 3 , 0 0 5
2,103,484
764,841 1 , 1 3 1 , 2 4 3
924,391 1 , 1 8 0 , 2 3 3
2,255,380

2,272,088
104,855
384,256
168,951
237,762
101,744
209,018
398,277
133,884
86,751
147,484
180,530
118,576

1,104,287
100,162
226,620
198,623
134,891
56,341
32,283
152,068
63,990
51,937
36,284
22,573
28,515

6,529
324
737
630
674
446
327
918
473
468
711
582
239

Corporate
stocks
(including
F . R.
Bank
stock)

1,646,151
50,240
664,893
125,905
27,187
7,811
28,392
288,426
20,056
19,016
41,416
14,733
358,076

13,968,760
565,147
648,396
1,696,185
554,686
326,076
242,861
209,737
264,498
533,133
1,958,749
106,616
327,141
351,674
40,519
411,822
226,443
259,048
98,467
696,800
249,451
2,221,886
807,196
269,050
903,179

132
5
10
8
9
4
3
3
4
6
7
4
6
3
2
7
5
6
3
11
6
6
3
6
5

See contents page for basis of classification of member banks.
Includes both central reserve city a n d reserve city banks.
For other footnote, see opposite page.




Reserves, cash,

7,996
555
470
1,647
129
285
36
875
994
228
108
150
698
75
171
62
92
102
410
264
465
103
77

19,186,013

1,695,943
126,313
87,217
280,350
23.275
78,202
10,185
190,227
237.641
33,010
25,985
33,655
112,336
18,048
32,913
16,248
24,017
26,404
105,588
66,137
117,859
27,206
23,127

943,848
68,796
53,595
170,652
12,250
43,805
6,483
111,642
126,503
18,699
12,752
13,882
66,162
9,489
18,892
4,553
11,898
14,688
54,896
36,756
60,324
14,313

8 7 , 3 7 1 10, 523,835
799,191
8,264
22,140
476,364
11,710
830,349
912,141
8,177
5,492
777,973
4,817
910,112
8,847
439,270
3,756
591,087
496,784
2,729
3,477
748,057
4,297
903,620
3,665
638,887

5,546,731
419,745
854,21
470,851
508,062
390,488
428,574
785,813
302,834
275,488
360,711
409,808
340,146

12,818

7
RESERVE AND RESERVE CITY

AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
A S S E T S [In thousands of dollars]

and bank balances

Other
balances
with
banks in
U. S.

Balances
with
b a n k s in
foreign
countries

Cash
items in
process
of collection

27,588

21,185

5,105,302

11,779
763
2,601
1,577
210
85
1,179
54
173
1,057
395
3,685
4,609
283
252

50
525
296
62

270
910
376
17
573
70
820
973

Other
real
estate
owned

887,672

14,427

Assets
indirectly
representing
real
estate

Customers'
liability
accept-

Income
accrued
b u t not
collected

59,737

149,491

31,576
460
3,357
2,864
872
700

16,028 2 , 9 1 0 , 0 7 0
134,688
515
11,281 1 , 4 4 4 , 6 0 1
160,806
704
94,594
214
35,954
67.003
333,028
731
110,572
34
71,667
223
98,623
67
68.004
130
290,530
2,129

321,578
15,821
157,149
17,669
8,815
3,174
7,916
21,099
4,712
359
5,671
11,237
67,956

4,200
330
587
2

1,064,932
48,852
56,279
92,539
5 4 ,4 3 9
47,123
8,972
27,714
18,852
53,307
28
118,603
676
10,903
38,167
27,189
1,990
30,887
14
21,349
30,441
8,690
296
45,411
257
20,153
33
131,510
254
54,001
129
26,790
90,771
261

131,838
8,579
10,197
23,109
6,122
2,862
1,854
2,521
3,502
5,844
7,096
720
1,756
3,157
223
1,024
957
3,009
1,354
13,252
3,421
10,407
12,249
1,715
6,908

2,812
25
115
17

12,454
499

123
176
327
229
56

285,205
25,455
5,683
38,109
6,530
9,016
1,202
33,138
70,470
3,431
4,952
14,890
21,774
2,689
8,294
299
2,635
2,737
7,321
4,538
17,409
2,919
1,714

44,225
6,295
1,429
13,062
838
689
23
3,001
5,445
1,881
598

1,102

223
46

129
250
40
200
100
109
10
1,979
541
388
5
7
98
164
1
156
331
288

3

11

325
27

1,811

500

301
306

3,100
306
19,099

1,375

55
4,636
364
226
40
2,500
18,268
6,413
28
91
56
88

304
2,881
62
144
325

160
1,413

'

28

15
79

3,825

1,646

'4^808

556
403

"

874

3,631

126
125

99
1,350
1,703
50

94
3

Total
assets

Federal Reserve district
numbers, and reserve cities

223,092

202,958

126,350,466

All m e m b e r b a n k s

120,721
5,924
57,924
5,907
5,342
903
1,551
18,326
2,710
1,816
1,072
179
19,067

134,740
12,541
95,120
7,945
1,263
395
1,124
6,576
1,075
693
419
333
7,256

45,722
1,882
2,033
6,332
2,095
925
929
370
694
1,491
7,083
129
1,104
474
177
1,592
601
848
101
1,824
640
8,356
2,624
8
3,410

20,564
1,730
644
1,329
2,417
975
462
188
532
1,091
3,124
60
380
286

9,963
284
947
1,019

5,236
196
128
1,125
99
7
247

1,393
707
354
165
215
,125
2
229

623

2,392
358
643
65
85
552
2,126
.
834
2,362
1,367
180

845,095 390,031
37,200
131,412
83,098
194,976
44,300
68,889
37,290
53,040
27,335
69,406
31,085
71,982
43,611
78,985
16,998
28,828
11,923
30,942
11,593
20,744
21,055
39,218
24,543
56,673

818

Other

599

139,086
20,825
87,406
4,212
554

25

2,955
735
84
140
47

86
50
127

10,227
341
991
265
790
738
1,829
550
64
1,968
1,095
1,057
539

Bank
premises,
furniture, and
fixtures

26

12,076
1,310
2,894
1,305
504
732
773
1,972
159
599
109
696
1,023

3,867
1,825
437
66
76
140
1,079
127
49
32
36

,118

131
22
165
35

137
210
765
508
304

54
154
382
237
84
16
36

46,686
5,538
14,448
2,730
2,530
1,621
3,910
4,931
1,432
4,194
600
963
3,789

42,418
3,379
8,959
4,599
3,185
3,845
3,032
4,758
1,816
1,083
1,779
2,088
3,895

27
6,313
501
1,490
901
115
670
662
153
301
37
326
682
475

911
41
500
68
1,290
78
1,273
2,257
517
411

53,795,491 Reserve b a n k cities
1. Boston
2,329,263
2. N e w York 2
25,438,061
3. Philadelphia
2,645,620
4. Cleveland
2,042,640
5. R i c h m o n d
399,754
823,908
6. A t l a n t a 32
7. Chicago
7,874,951
8. St. Louis
1,279,765
9. Minneapolis
785,007
9 7 5 , 2 7 4 10. K a n s a s C i t y
9 6 1 , 7 2 1 11. Dallas
8 , 2 3 9 , 5 2 7 12. San Francisco

19,137,123 Reserve b r a n c h cities
767,828
2. Buffalo
894,975
4. Cincinnati
2,220,502
4. P i t t s b u r g h
777,048
5. Baltimore3
484,713
5. Charlotte
343,528
6. Birmingham
331,734
6. Jacksonville
373,613
6. Nashville
779,633
6. N e w Orleans
2,577,718
7. D e t r o i t
156,419
8. Little Rock
479,066
8. Louisville
497,554
8. M e m p h i s
55,992
9. Helena
5 7 5 , 6 7 8 10. D e n v e r
3 4 0 , 4 0 4 10. O k l a h o m a City
382,039 10. O m a h a
147,753 11. El Paso
1 , 0 3 3 , 4 4 4 11. H o u s t o n
3 5 5 , 8 4 3 11. San Antonio
2 , 8 6 8 , 0 2 9 12. Los Angeles
1 , 0 8 3 , 6 3 8 12. P o r t l a n d
3
3 7 1 , 0 6 8 12. Salt Lake City
1 , 2 3 8 , 9 0 4 12. Seattle

1

1
5 , 9 5 8 , 6 3 0 O t h e r reserve c i t i e s
4. Columbus
451,514
4. Toledo
355,400
5. W a s h i n g t o n
1,004,564
7. Cedar Rapids
82,346
7. Des Moines
270,832
7. D u b u q u e
43,790
7. Indianapolis
670,759
7. Milwaukee
850,952
7. Peoria
136,217
7. Sioux City
91,543
8. N a t i o n a l City
93,703
9. St. Paul
414,463
6 0 , 2 7 5 10. K a n s a s City, K a n s a s
114,289 10. Lincoln
3 7 , 3 6 6 10. Pueblo
8 0 , 1 0 8 10. St. Joseph
8 7 , 8 3 1 10. T o p e k a
371,466 10. Tulsa
221,380 10. W i c h i t a
3 5 2 , 8 2 8 11. F o r t W o r t h
9 3 , 3 6 9 11. Galveston
7 3 , 6 3 5 11. W a c o

4 7 , 4 5 9 , 2 2 2 C o u n t r y b a n k s , by d i s t r i c t s
1. Boston
3,710,858
2. N e w York
8,077,680
3. Philadelphia
4,269,299
4. Cleveland
4,458,791
5. R i c h m o n d
3,192,299
6. A t l a n t a
3,400,773
7. Chicago
6,903,992
8. St. Louis
2,470,633
9. Minneapolis
2,300,467
2 , 7 1 3 , 8 1 4 10. K a n s a s City
3 , 0 3 2 , 6 2 4 11. Dallas
2 , 9 2 7 , 9 9 2 12. San Francisco

Includes figures for a b a n k with its head office in a nonreserve city, t h a t has a branch in this reserve city; see c o n t e n t s page,
For other footnotes, see opposite page.




1

8
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949, OF BANKS IN EACH CENTRAL
LIABILITIES [In thousands of dollars]
Demand deposits
Federal Reserve
district numbers,
and reserve cities

Individuals,
partnerships, and
corporations

Total

United
States
Government

States
and
political
subdivisions

Time deposits

Banks in
United
States

Banks
in
foreign
countries

Certified
and officers'
checks,
etc.

Total

Individuals,
partnerships,
and
corporations

United PostStates
al
Gov- Savernings
ment

States
and
political
subdivisions

Banks
in
Banks forin
eign
U. S.
tries

All member
banks
86,906,468 66,766,174 2,563,280 5,848,945 8,855,023 1,410,930 1,462,116 29,104,984 27,885,483 118,340 4,416 1,029,969 27,315 39,461
Reserve bank
cities 1
999,027 29,720 ,180 ,168,324 ,355,342 ,584,232 ,365,451 805,498 8,614,722 8,096, 944 39,246 300 432,284 6,987 38,961
1. Boston
884,609 1,472 ,672
44,135
94,389 227,994
29,588
15,831
187,950
184, 641 3,303
6
2. New Y o r k 2 . . . .
701,661 15,631 ,776 475,579 238,401 ,599,134 ,204,245 552,526 1,687,998 1,604 760 17,715
28,152
910 36,461
3. Philadelphia. . .
120,831 1,646 ,008
48,261
91,172 306,968
10,996
17,426
252,447
2 1 1 825
381
69
40,043
129
4. Cleveland
213,337
965 ,483
66,449
55,927
111,677
2,470
11,331
696,450
692 392
4,005
53
5. Richmond
302,421
188 379
17,733
20,439
70,842
167
4,861
70,041
67 160
545
2,330
6
6. Atlanta 32
656,742
453 ,538
16,748
50,942
129,612
28
5,874
112,900
111 936
920
14
21
9
7. Chicago
597,058 4,015 ,226 270,328 262,249 955,945
48,619
44,691 1,726,381 1,658 786 2,210
65,225
160
8. St. Louis
023,413
677 759
40,031
35,847 262,832
1,602
5,342
163,874
163 541
322
5
6
9. Minneapolis. . .
616,933
375 708
16,642
54,376 159,926
2,102
8,179
112,280
108 032
42
6
4,200
10. Kansas City. . .
843,611
463 603
13,400
23,795 337,337
638
4,838
76,272
76 147
68
2
55
11. Dallas
787,427
497 734
12,692
63,038 206,191
681
7,091
96,620
94 618
127
1,850
25
12. San Francisco..
250,984 3,332 294 146,326 364,767 215,774
64,315
127,508 3,431,509 3,123 106 13,613
198 290,652 1,440 2,500
Reserve branch
13,240,008 9,849,385 402,176 032,078 ,770,188
cities 1
31,816 154,365 4,528,780 4,321,648 14,268 138 187,566 4,660
500
2. Buffalo
476,719
379,260
15,349
48,221
24,664
2,062
7,163
234,341
231,995
1,756
590
4. Cincinnati
602,225
464,491
22,623
21,053
86,352
1,002
6,704
215,796
194,983
144
5
20,351
313
4. Pittsburgh
1,541,662 1,259,292
54,460
30,254 184,427
2,040
11,189
392,468
360,947
95
29
29,406 1,991
588,171
439,516
5. Baltimore3
18,955
53,455
70,498
1,233
4,514
130,382
128,759
782
570
271
387,438
5. Charlotte
246,738
8,054
31,751
94,862
6,033
60,169
40,146 2,802
2
16,912
307
6. Birmingham. . .
263,260
202,222
6,469
24,540
28,730
1,299
57,106
57,106
6. Jacksonville
264,496
149,588
3,519
33,182
77,17*9
134
894
43,338
43,314
24
267,055
6. Nashville
149,965
4,626
44,871
66,338
1,255
82,080
81,242
587
251
6. New Orleans...
617,148
350,831
8,852
115,096 129,834
7,904
4,631
121,460
117,492
94
33
3,841
7. Detroit
1,538,494 1,187,576
96,348
85,585 138,795
3,085
27,105
896,719
894,671 1,675
193
180
127,317
8. Little Rock.. . .
81,004
2,148
11,211
31,830
1,124
20,833
20,574
250
6
3
8. Louisville
387,536
251,520
12,383
10,128 108,591
4,914
57,520
57,105
395
20
8. Memphis
382,671
241,629
5.785
34,267
98,699
2,193
84,042
84,042
48,225
9. Helena
16,890
733
21,179
9,081
342
5,631
5,476
150
5
10. Denver
422,505
320.732
11,749
23,879
61,966
4,134
118,010
117,771
100
27
112
10. Oklahoma City.
290,324
154,524
53,363
4,997
74,025
3,415
23,508
20,236
146
2,870
256
316,978
10. Omaha
196,953
9.786
14,585
93,719
2
1,933
41,048
41,040
3
5
112,338
78,747
11. El Paso
2,265
12,033
16,550
1,387
1,356
25,937
25,412
525
844,938
593,102
11. Houston
102,945 126,477
13,552
2,090
6,772
119,743
86,759
36
32,423
25
500
268,866
205.733
11. San Antonio. . .
12,782
4,738
41,630
1,149
2,834
69,050
46,622
72
2
22,354
1,654,753 1,441,399
12. Los Angeles
50,171
44,096
6,050
84,097
28,940 1,036,297
983,960
698
51,539
100
702,727
12. Portland
568,327
16,609
76,631
28,179
994
11,987
310,286
305,236
80
4,920
50
277,255
203,511
12. Salt Lake City 3 .
3,802
32,914
35,305
1,723
73,270
72,560
490
20
150
50
856,907
665,835
12. Seattle
24,203
94,057
2,541
58,360
11,911
309,746
304,200 5,156
390
Other reserve
4,523,358 3,061,651
cities 1
151,004 524,684 704,986
5,475
75,558 1,055,940 1,014,280 12,227 653
25,541 3,239
333,509
221,502
4. Columbus
8,564
59,790
35,858
34
7,761
92,550
83,430
1,250
5
7,179
686
230,522
189,018
4. Toledo
11,896
10,389
14,687
4,532
103,720
100,900
55
2,765
756,082
5. Washington
663,962
20,838
127
48,701
4,003
18,451
180,990
179,215
1,750
25
60,399
30,774
7. Cedar Rapids. .
1,689
5,208
22,602
126
17,036
17,036
226,662
108,344
7. Des Moines
12,087
64,702
39,830
1,699
28,586
26,627
1,945
14
7. Dubuque
22,488
18,588
1,281
1,717
785
117
19,222
19,222
7. Indianapolis. . .
518,080
329,882
12,893 109,134
58,790
89
7,292
112,876
110,795
1,291 500
290
604,482
7. Milwaukee
404,387
27,361
51,431 104,393
512
16,398
189,717
185,188 4,001
12
516
87,661
69,210
7. Peoria
3,819
2,925
8,677
3,030
38,394
35,580
64
2,750
71,949
7. Sioux City
42,873
1,959
5,759
20,835
523
14,992
14,985
7
75,443
16,934
8. National City..
364
602
57,327
216
11,730
1,729
1
10,000
312,183
157,275
9. St. Paul
12,284
76,385
63,782
2,032
66,851
65,822
29
1,000
10. Kansas City,
44,430
17,600
Kansas
790
9,857
15,834
349
12,302
12,287
15
93,639
56,734
10. Lincoln
2,984
7,397
25,333
1,191
11,193
11,113
75
5
25.420
18,912
10. Pueblo
77
1,748
4,491
192
8,555
8,455
100
35,049
54.421
10. St. Joseph
1.355
2,795
14,267
955
21,737
21,722
15
74,819
10. Topeka
39,762
5,317
19,453
9,821
466
8,191
7,770
420
1
323,305
236,852
10. Tulsa
12,848
31,197
39,866
2,130
24,973
24,256
95
5
617
194,565
5,398
122,478
10. Wichita
29,508
34,480
2,701
15,094
13,772
1,307
15
292,068
191,230
11. Fort W o r t h . . . .
4,532
25,062
67,929
3,315
40,376
40,376
61,499
42,248
11. Galveston
1,312
2,8
13,986
1,065
26,566
23,711
25
2,830
59,732
48,037
1.356
11. Waco
6,610
2,712
1,017
10,289
10,289
Country banks,
by districts
1. Boston
2. New York
3. Philadelphia. . .
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis. . .
10. Kansas City. . .
11. Dallas
12. San Francisco..

144,075
309,834
054,217
142,163
373,639
063,682
494,935
928,606
687,766
409,944
237,947
634,387
806,955

24,134,958
1,926,718
3,277,959
1,865,896
2,041,656
1,689,339
1,926,812
3,301,377
1,433,725
1,150,464
1,814,280
2,196,317
1,510,415

1
2

841,776 !, 936,841
78,871 147,478
144,338 464,704
78,586
143,646
87,817
195,386
52,249 201,798
45,920 335,700
149,100 370,740
36,046 158,800
41,176 146,543
49,527 296,167
38,130 275,302
40,016 200,577

See contents page for basis of classification of member banks.
Includes both central reserve city and reserve city banks.
For FRASER
Digitized for other footnote, see opposite page.



795,617
85,886
77,637
13,595
17,961
92,796
161,054
58,829
45,678
54,662
58,176
100,257
29,086

8,188
1,351
1,026
19

3,027
51
277
1,128

1,309

426 695
69 530
88 553
40, 421
30, 819
27, 500
2 2 , 422
48, 509
13, 517
1 6 , 822
19, 797
23, 253
25, 552

905,542 14,452,611 52,599 3,325
074,653 1,067,656 3,414 227
362,978 3,312,705 10,622
15
709,341 1,644,746 3,254 311
748,431 1,642,184
355 430
889,983
849,060 10,830 714
693,032
667,152
7,525 291
558,340 2,507,209 2,449 252
627,174
594,568
1,134 236
756,489
750,769
1,141
129
312,606
307,265 2,721
191
222,352
189,635 6,801 317
950,163
919,662 2,353 212

384,578
3,322
37,719
60,979
105,264
28,664
12,692
47,925
31,039
4,095
2,158
22,898
27,823

12,429
34
1,917
51
198
715
5,372
505
197
355
271
2,701
113

9
RESERVE AND RESERVE CITY

1

AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT

L I A B I L I T I E S A N D C A P I T A L A C C O U N T S [In t h o u s a n d s of dollars]

Total
deposits

Bills
payable
and other
borrowed
money-

Acceptances
outstanding

Other
liabilities

Total
liabilities

116,011,452

199,084

163,584 1 , 0 2 7 , 7 3 8 1 1 7 , 4 0 1 , 8 5 8

48,613,749
2,072,559
22,389,659
2,373,278
1,909,787
372,462
769,642
7,323,439
1,187,287
729,213
919,883
884,047
7,682,493

138,887
3,500
103,650
18,137
10,000

151,729
21,785
94,312
4,634
554

17,768,788
711,060
818,021
1,934,130
718,553
447.607
320,366
307,834
349,135
738.608
2,435,213
148,150
445,056
466,713
53,856
540,515
313,832
358,026
138,275
964,681
337,916
2,691,050
1,013,013
350,525
1,166,653

6,000
100
100

5,579,298
426,059
334,242
937,072
77,435
255,248
41,710
630,956
794,199
126,055
86,941
87,173
379,034

6,200

56,732
104,832
33,975
76,158
83,010
348,278
209,659
332,444
88,065
70,021
44,049,617
3,384,487
7,417,195
3,851,504
4,122,070
2,953,665
3 , 1 8 7 967
6,486,946
2,314,940
2,166,433
2,550,553
2,856,739
2,757,118
3

600

3,000

5,300

Surplus

2,868,904 3,945,344 1,688,444

Other
capital
accounts

7,760
•

28

91
71

685
403
127
125

2,000

58

,700

39

2,500

3,970
1,825
437
66
76
140
1,182
127

731,983
19,810
515,146
16,349
12,496
2,590
5,792
43,167
6,404
6,905
1,781
3,510
98,033

49,636,348 1,308,884
59,437
2,117,654
665,072
23,102,767
58,671
2,412,398
41,514
1,932,837
7,340
375,052
15,700
775,489
7,372,620
182,900
1,194,250
34,225
12,500
736,344
18,900
921,704
890,057
28,400
184,225
7,805,176

,935,877
102,913
,162,400
122,347
45,046
9,560
19,558
214,708
26,725
23,000
19,985
28,900
160,735

744,760
30,325
456,809
41,275
16,475
6,300
7,756
53,072
23,389
7,199
13,036
13,124
76,000

169,622
18,934
51,013
10,929
6,768
1,502
5,405
51,651
1,176
5,964
1,649
1,240
13,391

110,072
3,243
4,946
13,716
2,362
6,043
1,898
1,624
2,655
2,442
14,988
745
3,219
2,328
206
2,664
1,230
1,002
737
4,654
1,460
24,024
7,158
1,643
5,085

17 892,620
714,431
823,158
1,947,917
726,303
453,650
322,264
309,458
352,094
744,545
2,450,263
148,895
448,275
469,185
54,062
543,207
315,062
359,528
139,012
971,569
339,376
2,715,759
1,020,574
352,168
1,171,865

389,739
19,765
23,900
85,600
13,831
7,300
7,200
6,000
7,400
10,283
36,000
2,800
9,900
7,400
850
8,860
8,000
7,700
2,850
26,000
5,550
53,000
15,200
6,750
17,600

539,204
27,295
33,860
126,150
23.599
17,900
7,100
11,000
11,000
16,607
61,500
3,200
16,350
15.600
838
12,140
8,150
7,635
3,950
25,120
7,200
53,010
20,700
7,200
22,100

230,414
5,670
11,178
36,818
9,190
3,450
4,809
2,384
3,101
7,846
19,242
1,355
4,386
4,617
242
8,690
8,704
4,499
1,396
9,798
2,902
37,890
22,227
3,701
16,319

85,146
667
2,879
24,017
4,125
2,413
2,155
2,892
18
352
10,713
169
155
752

27,696
2,003
2,505
5,457
2
802
26
1,858
3,199
1,298
210
203
4,950

5,613,319
428,062
336,747
942,529
77,437
256,050
41,736
632,814
799,456
127,355
87,151
87,376
385,723

110,385
9,000
7,700
18,900
500
4,750
550
10,025
16,600
3,260
1,600
1,000
9,000

146,953
9,500
7,950
28,800
3,800
4,750
650
19,100
16,527
4,240
2,000
4,000
14,250

64,484
4,285
2,004
11,597
609
2,981
622
7,861
12,950

23,489
667
999
2,738

57,127
107,624
34,063
76,284
83,366
350,136
210,740
333,161
88,172
70,210

1,350
2,700

1,150
2,475
1,000
1,350
1,695
7,910
5,400
7,225
1,556
1,625

620
929
903
913
809
4,742
1,335
2,782
1,302
762

157,987
18,157
41,066
11,126
14,263
10,362
9,578
21,757
5,632
6,415
2,611
4,006
13,014

44,259,571
3,410,494
7,481,791
3,868,771
4,138,089
2,967,112
3,199,937
6,508,960
2,322,862
2,173,947
2,555,011
2,861,165
2,771,432

1,059, 896 1 323,310
97, 780
121,704
240,381
210, 504
189,595
125, 285
104, 396
146,301
96,733
73, 086
67, 770
88,679
149,252
128, 772
54,899
49, 730
48,092
42, 464
60,228
49, 822
59, 004
64,799
51, 283
62,647

648,786
58,673
112,147
73,753
60,489
42,655
35,021
88,634
35,041
27,369
40,698
37,105
37,201

1,000

1,300
1,700
5,750
3,400
7,500
1,850
950

1,010

536
1,327
3,605

Total
capital
accounts

445,916 8 , 9 4 8 , 6 0 8

395
292
88
126
356
1,832
1,081
717
107
189

55
5,414
559
226
40
2,500
21,650

304
3,495
62

47,997
6,025
23,093
6,075
1,680
2,945
1,210
130
2,290
1,050
1,815
384
1,300

Capital

Undivided
profits

2,781
488
2,677
545
957
815
8,370
4,937
1,249
11,020

Net
demand
deposits
subject to
reserve
(see
page 14)

Demand
deposits
adjusted
(see footnote on
page 1)

76,773,757 68,971,933

, 1 5 9 , 1 4 3 3 6 , 3 4 3 , 654
211,609
1,719, 513
, 3 3 5 , 2 9 4 19,217, 070
233,222
1,896, 460
109,803
1,082 611
24,702
254, 076
48,419
558, 551
502,331
5 , 0 6 2 627
85,515
880 697
48.663
514 658
53,570
677 149
71.664
632 380
434,351
3 , 8 4 7 , 862

,970,950
,448,204
,978,102
,593,800
938,147
177,725
443,351
,989,138
608,376
366,596
393,613
499,859
,534,039

,244,503 11,469,002 9,970,896
53,397
405,238
385,792
71,817
512,720
435,969
272,585
1,405,878 1,208,196
50,745
510,427
443,046
31.063
312,411
237,399
21,264
241,576
219,089
22,276
204,820
155,950
21,519
228,377
177,239
35,088
529,858
417,251
127,455
1,347,794 1,181,663
7,524
105,876
82,436
30,791
326,924
228,395
28,369
326,005
250,900
1,930
43,421
36,421
32,471
317,858
363,561
25,342
239,899
189,953
22,511
265,012
183,030
8,741
88,783
83,446
61,875
720,744
657,408
16,467
230,833
201,196
152,270
1,462,649 1,382,925
63.064
626,680
602,944
18,900
238,444
211,358
67,039
731,072
681,032

All m e m b e r
banks
R e s e r v e1 b a n k
cities
1. Boston
2. N e w York 2
3. Philadelphia
4. Cleveland
5. Richmond
6. A t l a n t a 32
7. Chicago
8. St. Louis
9. Minneapolis
10. K a n s a s City
11. Dallas
12. San Francisco
Reserve b r a n c h
cities1
2. Buffalo
4. Cincinnati
4. P i t t s b u r g h
5. Baltimore
5. Charlotte 3
6. Birmingham
6. Jacksonville
6. Nashville
6. N e w Orleans
7. D e t r o i t
8. Little Rock
8. Louisville
8. M e m p h i s
9. Helena
10. D e n v e r
10. Oklahoma City
10. O m a h a
11. El Paso
11. H o u s t o n
11. San Antonio
12. Los Angeles
12. P o r t l a n d
12. Salt Lake City 3
12. Seattle

345,311
23,452
18,653
62,035
4,909
14,782
2,054
37,945
51,496
8,862
4,392
6,327
28,740

3,859,531
283,691
204,736
668,356
50,640
195,683
19,492
450,237
503,481
75,377
60,250
56,115
269,213

,376,688
263,598
198,256
644,431
29,578
165,729
19,220
413,170
401,746
71,734
44,203
2,862
213,918

28
561
400
261
261
2,928
505
2,160
489

3,148
6,665
3,303
3,824
4,465
21,330
10,640
19,667
5,197
3,425

36,317
81,044
14,672
43,377
64,299
275,964
167,337
238,311
50,014
50,925

25,117
57,028
20,553
36,164
56,944
262,858
150,149
202,198
43,282
53,950

O t h e r reserve
cities1
4. Columbus
4. Toledo
5. W a s h i n g t o n
7. Cedar Rapids
7. Des Moines
7. D u b u q u e
7. Indianapolis
7. Milwaukee
7. Peoria
7. Sioux City
8. National C i t y
9. St. Paul
10. K a n s a s City,
Kansas
10. Lincoln
10. Pueblo
10. St. Joseph
10. T o p e k a
10. Tulsa
10. Wichita
11. F o r t W o r t h
11. Galveston
11. W a c o

167,659
22,207
32,857
11,895
9,516
12,713
9,366
28,374
8,101
8,595
8,055
10,551
5,429

,199,651
300,364
595,889
400,528
320,702
225,187
200,836
395,032
147,771
126,520
158,803
171,459
156,560

,653,399
,012,314
,636,240
,981,074
,214,821
,849,231
,212,952
,641,641
,577,214
,282,887
,109,500
,455,654
,679,871

Country banks,
by d i s t r i c t s
1. Boston
2. N e w York
3. Philadelphia
4. Cleveland
5. Richmond
6. A t l a n t a
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

2,301
232
959
5,419
352
256
1,885

25,101,
2,019,
3,588,
1,870,
2,062,

1,755,
2,092,
3,402,
1,445,
1,223,
1,891
2,198,
1,552

570
161
768
594
708
149
138
968
088
233
584
166
013

Includes figures for a b a n k with its head office in a nonreserve city, t h a t has a branch in this reserve city; see c o n t e n t s page.
page.

For other footnotes, see opposite



Federal Reserve
district numbers,
and reserve cities

Io
ALL MEMBER BANKS—ASSETS AND LIABILITIES
A S S E T S [In t h o u s a n d s of dollars]
Reserves, cash,

Loans and investments

Number of
banks

State

93,834,682 34,905,095 51,361,882 4,636,598

Total, all S t a t e s .
New E n g l a n d :
Maine
New Hampshire
Vermont
Massachusetts
R h o d e Island
Connecticut
Middle Atlantic:
N e w York
N e w Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West N o r t h Central:
Minnesota
Iowa
Missouri
North Dakota
South D a k o t a
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas.
Mountain:
Montana
Idaho
Wyoming
Colorado
N e w Mexico
Arizona
. Utah
Nevada
Pacific:
Washington
Oregon
California
Mutual

Savings Banks

Total

U. S.
ObligaLoans
Governtions of
(including m e n t direct S t a t e s and
and guarpolitical
overdrafts)
anteed
. subdiviobligations

Other
bonds,
notes,
a n d debentures

2,649,015

Corporate
stock
(including
F. R.
Bank
stock)

Total

Reserve
with
Federal
Reserve
Banks

282,092 30,978,407 19,186,013

148,653
62,512
43,463
1,692,873
324,423
466,169

8,102

6,733
6,347
85,128
7,112
48,231

9,571
5,506
5,212
75,925
4,316
27,461

812
438
324
8,311
1,946
2.091

73,384
51,087
27,053
917,346
113,737
261,047

37,122
23,679
14,243
573,954
69,921
124,609

9,105,819 11,709,361
911,060 2 , 0 3 8 , 9 3 2
2,412,095 3,907,819

871,835
215,853
329,550

506,668
139,244
459,855

106,359
13,323
36,543

7,835,406
751,173
2,056,993

5,760,694
443.186
1,255,526

1,619,947
471,561
2,422,672
1,061,229
431,735

2,955,788
1,091,065
4,892,847
2,095,948
995,764

259,381
87,801
463,249
187,577
68,192

177,276
48,105
273,512
117,885
50,154

9,629
3,093
15,617
6,329
2,535

1,449,556
537,916
2,712,638
957,419
484,424

860,023
300,701
1,829,507
567,734
248,848

1,553,255
913,792
2,355,325
209,033
261,762
676,679
766,544

562,630
314,682
1,015,315
55,619
92,053
227.751
271,084

859,411
494,756
1,158,912
142,331
151,500
383,791
410,408

66,692
81,808
101,466
6,461
12,401
42,873
58,435

61,611
21,062

25,341

2,911
1,484
7,807
266
359
1,142
1,276

527,149
307,861
937,663
62,461
74,426
262,970
300,833

291,036
166,557
485,656
33,663
45,860
144,570
156,331

17
77
16
204
108
54
32
65
73

230,595
878,791
726,425
1,130,987
593,899
663,328
340,189
837,452
1,043,629

83,705
257,727
246,084
503,468
185,600
291,433
109,510
396,432
261,303

127,275
570,343
437,923
556,423
371,090
326,366
202,869
377,258
701,348

10,272
18,280
3,016
42,558
23,573
27,237
16,727
43,000
64,228

8,071
30,258
37,713
25,595
12,176
16,803
10,531
18,920
14,658

1,272
2,183
1,689
2,943
1,460
1,489
552
1,842
2.092

67,522
294,997
285,961
377,409
200,742
276,851
125,766
337,363
446,814

36,148
167.187
173,629
190,757
101,065
130,731
63,874
182,534
207,933

112

82
91
31

732,221
1,087,462
759,488
223,246

267,386
472,892
292,763
69,811

418,442
516,169
371,880
111,119

23.986
77,719
74,918
38,844

20,573
17,254
18,482
2,977

1,834
3,428
1,445
495

283,190
414,386
277,482
84,426

151,582
221,230
156,728
38,688

67
46
225
569

382,023
948,018
969,748
3,802,983

139,970
297,192
346,802
1,664,869

194,692
569,352
530,042
1,862,542

36,233
71,046
80,673
219,336

10,396
8,373
10,442
48,488

732
2,055
1,789
7,748

156,859
398,838
426,913
1,728,070

84
27
41
92
34
5
31
6

364,313
297,230
149,624
713,415
179,187
285,181
357,103
122,423

113,354
109,820
50,806
221,428
79,114
143,948
157.752
47,909

231,229
179,256
88,468
444,952
90,680
118,682
184,726
65,781

12,627
6,482
7,772
28,451

6,608
1,283
2,322
17,383
1,088
9,689
3,006
834

495
389
256

1,201

293
363
632
133

122,360
89,348
55,083
285,788
69,608
82,809
129,217
29,995

70,648
48,411
27,334
151,291
32,966
51,804
69,302

1,911
1,253
17,523

453,277
292,447
2,482,344

246,513
188,828
1,677,676

38
52
40
145
10
65

267,086
142,610
110,438
2,945,318
500,421
804,609

567
286
747

22,300,042
3,318,412
7,145,862

425
236
505
230
166

5,022,021
1,701,625
8,067,897
3,468,968
1,548,380

207
164
180
42
62
144
215

53
30
115

1,342,921
924,605
9,668,117

99,948
67,421
55,092
1,083,081
162,624
260,657

553,626
348,539
4,487,777

646,840
491,005
4,548,404

71,825
4,356
5,449

21,122

8,012

12,499
10.987
7,766
115,017
75,992
464,120

25,527
7,816
150,293

1

249

..

2,055

75,991

211,682

204,570
855,371

18,120

J , 297

STATES LOCATED IN TWO F E D E R A L R E S E R V E D I S T R I C T S — C O N D I T I O N
Connecticut—Dist. No. 2 . .
New J e r s e y — D i s t . No. 2.. .
K e n t u c k y — D i s t . No. 4 . . . .
P e n n s y l v a n i a — D i s t . No. 4 .
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6 . . .
Mississippi—Dist. No. 6 .
Tennessee—Dist. No. 6 . . . .
I n d i a n a — D i s t . No. 7
Illinois—Dist. No. 7 . . . . . . .
Mi chi g a n —D is t. N o . 7
Wisconsin—Dist. No. 1 . . . .
Missouri—Dist. N o . 10. . .
New Mexico—Dist. No. 10
O k l a h o m a — D i s t . No. 10. .
Arizona—Dist. N o . 12
1

16
199
58
208
12
32
19
68
174
354
189
125
46
11
212
4

219,187
2,736,292
242,991
2,662,400
84,447
754,911
185,072
688,788
1,485,921
7,529,719
3,336,522
1,400,600
795,837
108,902
952,099
244,942

122,871
80,128
760,245 1 , 6 7 3 , 9 7 0
146,175
79,095
901,875 1 , 4 7 5 , 1 7 5
44,133
32,128
462,777
233,222
56,919
91,983
261,724
361,844
396,608
969,127
2,274,822 4,574,279
1,021,978 2,015,487
900,907
388,664
405,613
313,525
49,276
53,513
522,597
338,985
130,555
95,735

6,558
180,240
11,237
80,579
5,277
51,847
33,200
49,467
76,949
416,494
178,822
62,567
49,651
4,893
78,523
8,638

9,058
110,404
5,842
186,422
2,614
5,890
2,559
13,174
40,539
249,404
114,163
46,182
25,394
1,037
10,249
9,689

These banks, two in Wisconsin a n d one in Indiana, are included in the figures for those States.




572
60,482
606,548
11,433
79,956
642
18,349
742,898
24,331
295
1,175
321,855
69,110
411
256,170
2,579
468,313
2,698
14,720 2 , 5 4 3 , 5 3 7
6,072
927,817
442,082
2,280
1,654
394,126
40,804
183
1,745
417,834
325
72,516

33,392
358,752
39,987
464,282
12,582
178,775
31,585
133,342
266,740
1,741,496
551,343
228,509
184,943
18,712
201,277
44,990

7,286
60,067
6,644
57,764
2,564
14,746
5,408
18,135
37,301
87,012
73,480
26,092
9,473
2,645
16,434
5,715

II
OF BANKS ON APRIL 11, 1949, BY STATES
A S S E T S [In t h o u s a n d s of dollars]
and bank balances

Other
balances
with
banks
in U. S.

Balances
with
b a n k s in
foreign
countries

27,588

21,185

Bank
premises,
furniture,
and
fixtures

Cash
items in
process
of collection

5,105,302

887,672

Other
real
estate
owned

14,427

547
396
28

11,054
9,018
3,909
189,316
15,104
48,336

1,862
1,684
1,394
32,095
7,389
13,352

124
26
27
427

3,621
312
1,986

12,381
14
856

1,601,182
86,129
310,448

211,478
41,651
85,768

1,477
664
786

898
222
1,248
647
103

344
10
732
842
15

219,939
5 0 ,8 8 9
375,093
143,227
86,078

49,588
13,225
37,078
25,599
12,105

733
172
17

2,115
127
1,239
6

423

102,964
30,380
226,380
4,269
4,685
4 1 ,8 9 9
13,912

7,254
4,865
17,396
1,254
1,593
5,162
4 ,5 0 2

13,188
56,782
38,803
62,977
14,390
58,912
15,081
73,205
56,723
41,550
57,562
20,600
7,286

9
3
15
797
79
201

69
3
22

102
13

270
248
102
3

1

376
135
2
257
150
330

20
265

1,281

1,047

20
60

69

405
150

14

70
75
840
604
4,055

287
129
2,498

Customers'
liability
on
accept-

Income
accrued
b u t not
collected

Other
assets

Total
assets

59,737

149,491

223,092

202,958

126,350,466

338
57
23
1,352

318
2
121

551
110
158
14,142
466
632

343,663
195,576
139,214
3,940,512
625,009
1,081,093

20,835
1,815
13

8,997

5,313
1,803
4,619

87,477
381
4,410

66,642
14,009

8,162

103,298
4,079
12,762

30,611,133
4,126,325
9,325,209

181
21

1,358
96
1,237
1,175
265

645
50
4,638
138
58

10,539
2,854
20,234
8,363
2,982

4,367
1,487
8,537
4,291
3,042

6,538,255
2,257,274
10,852,992
4,466,125
2,051,273

529
21

3,999
2,500
473

314

1,941

46

106

4,754
1,010
4,840
663
728
1,179
737

1,140
435
2,316
42
343
730
784

2,098,394
1,230,485
3,320,358
273,453
338,852
946,726
1,073,552

I,644
9,563
13,260
14,785
5,854
6,824
2,680
10,947
14,428

110
90
265
303
208
40
20
375
437

656
4
1,350
732
674

430

177
3,068
1,217
1,897
1,026
1,276
399
1,526

301,134
1,188,789
1,029,498
1,527,615
802,736
949,754
469,456
1,189,537
1,509,158

5,683
13,064
7,401
2,771

24
509
192
32

17
54
712

257

1

404

6

88

1,181
1,180

2,188

2,847
10,169
6,188
50,814

53
298
6
2,750

10.532
11,557
3,295
35,145
2,185
9,476
28.533
2,970

2,510
2,875
930
3,261
1,748
3,062
2 ,4 8 9
1,071

10
69
83
239
139
79
13

105,330
54,891
438,442

II,001
13,525
89,984

91
9

1,020
1,381
333
1,415
381
1,783
2,494

448
1,006
26

1,285
1,767
1,540
26

655
1,213
251

1,023,075
1,518,903
1,048,947
310,778

2,891
58
4,174

222
2,406
1,413
3,420

297
1,914
1,280
3,551

542,331
1,364,642
1,405,931
5,600,202

858
2
140
1,651
190
1,075
8
445

222
248
84
1,029
135
653
544
429

490,263
389,713
205,930
1,005,255
251,107
373,142
490,356
154,376

3,802
2,842
29,080

859
2,349
10,560

1,812,603
1,236,171
12,323,591

13

17,058
69,743
32,730
192,145

11

5
525
879
2,832

Assets
indirectly
representing
real
estate

17,778

121

1

21

86

30
108
325
4,440

58

223
916
475
24,190

126
403
18,824

1,261

1,126

State

Total, all States
New England:
Maine
New Hampshire
Vermont
Massachusetts
R h o d e Island
Connecticut
Middle Atlantic:
New York
N e w Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
W e s t Virginia
N o r t h Carolina
S o u t h Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
N e w Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Mutual

Savings Banks1

OE B A N K S L O C A T E D I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D
9,158
110,851
31,028
116,941
7,241
67,446
25,101
74,539
116,760
356,795
159,605
103,884
96,026
17,856
166,836
13,112

254
20
304
30
525
203
182
229
647
103
,185
150
854

147
" 2 8

10
732
839
15
67

For footnote, see opposite



page.

10,637
76,610
2,277
103,460
1,914
60,335
7,016
29,951
47,320
356,273
141,903
83,479
102,432
1,441
32,433
8,552

4,755
32,593
2,635
34,501
411
8,023
2,435
9,488
10,737
33,261
24,521
10,897
6,165
911
5,986
2,833

30
595
4
62
298
32
508
7
650
169
12
226
6
139

3
1,434
17
1,475

96
1,235
1,175
265
400
325
223

13
381
132
2,883
26
304
50
4,638
138
58
40
58

337
7,275
85
6,689
155
1,815
22
1,291
2,749
19,763
8,346
2,690
1,254
190
1,413
1,075

139
2,372
150
2,102
126
1,555
203
758
1,337
8,171
4,201
2,938
520
100
1,265
620

284,946
3,387,490
325,838
3,450,259
109,470
1,091,340
256,900
957,307
1,969,210
10,140,974
4,302,889
1,859,542
1,198,342
151,133
1,378,986
322,348

Connecticut—Dist. No. 2
N e w Jersey—Dist. No. 2
K e n t u c k y — D i s t . No. 4
P e n n s y l v a n i a — D i s t . No. 4
W e s t Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
I n d i a n a — D i s t . No. 7
Illinois—Dist. No. 7
Michigan—Dist.No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
N e w Mexico—Dist. No. 10
O k l a h o m a — D i s t . No. 10
Arizona—Dist. No. 12

II

ALL MEMBER BANKS—ASSETS AND LIABILITIES
L I A B I L I T I E S [In thousands of dollars]
D e m a n d deposits

State
Total

T o t a l , all S t a t e s . .
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
N e w York
New Jersey
Pennsylvania
East N o r t h C e n t r a l :
Ohio
Indiana
Illinois
Michigan
Wisconsin
West N o r t h Central:
Minnesota
Iowa
Missouri
North Dakota
South D a k o t a
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California

Individuals, p a r t nerships,
and corporations

United
States
Government

States
a n d political
subdivisions

86,906,468 66,766,174 2,563,280 5,848,945
179,580
129,821
57,195
,880,525
370,697
746,173

153,368
103,933
51,239
2,303,217
309,566
620,382

5,044
3,827
1,439
82,055
26,658

11,963
11,045
2,670
148,797
32,249
44,388

397,867 1 7 , 7 8 6 , 5 1 8
085,989 1 , 6 8 9 , 8 8 5
768,461 4 , 8 0 1 , 9 9 3

570,889
70,485
170,056

835,322
518,324
472,547
386,748
180,935

3,057,524
1,159,447
5,620,336
1,870,329
866,645

1,398,078
898,072
2,578,050
190,329
258,031
780,965
917,104

T i m e deposits

Banks
United
States

Banks
in
foreign
countries

Certified
and
officers'
checks,
etc.

Total

Individ
uals,
United Post
partnerStates
al
ships, and Govern- Savcorporament
ings
tions

States
and
political
subdivisions

Banks
in
U. S.

Banks
in
foreign
countries

8 , 8 5 5 , 0 2 3 1 , 4 1 0 , 9 3 0 1 , 4 6 2 , 1 1 6 2 9 , 1 0 4 , 9 8 4 2 7 , 8 8 5 , 4 8 3 118,340 4 , 4 1 6 1 , 0 2 9 , 9 6 9 27,315 39,461
6,972
6,057
889
265,515
9,953
30,532

4
29,588
1,314
33

2,229
4,959
958
51,353
6,433
24,180

132,285
44,455
66,599
665,771
201,882
243,866

131,342
43,586
65,915
660,188
201,197
242,222

593
404
138
3,488
620
1,540

144
50
25

574,024
237,929
222,471

2,654,179 1,206,708
43,066
625
501,347
13,055

605,549
43,999
59,539

3,715,699
1,736,500
2,569,539

3,589,539
1,721,351
2,424,632

26,288
4,748
869

587

60,031 3 , 3 8 0 36,461
10,353
48
141,291 2 , 1 6 0

170,667
45,751
326,720
129,081
57,260

290,585
209,631
371,510
193,715
115,646

259,548
84,057
1,039,507
151,207
116,823

3,506
89
48,619
3,145
512

53,492
19,349
65,855
39,271
24,049

2,254,657
603,655
2,657,241
1,807,537
740,735

2,126,596
599,816
2,512,247
1,798,811
734,768

1,602
2,410
2,786
2,271
4,191

311
651
97
63
40

125,064
48
141,951
6,137
1,190

1,084
730

907,741
617,456
1,731,087
166,355
210,762
583,921
654,233

44,031
38,509
70,109
4,694
8,601
23,780
27,054

177,069
139,942
128,730
8,566
30,283
43,978
151,991

249,457
93,811
629,298
8,617
6,256
123,402
75,978

2,795

16,985
8,354
16,586
2,097
2,129
5,882
7,848

550,349
259,415
531,601
69,052
63,137
106,604
96,504

542,593
256,853
523,929
68,577
61,283
106,472
93,392

97
2,041
676
375
701
96
2,007

59
70
143
6
3
23
38

2,050
451
6,798
94
1,150
10
1,034

5,550

239,237
799,775
770,253
953,336
544,264
712.370
378,341
913.371
,181,797

208,251
612,526
677,505
735,156
438,512
519,274
293,686
673,767
897,091

16,569
24,889
33,813
16,588
16,544
8,072
22,555
19,057

1,963
83,298
127
59,732
49,472
61.659
58.660
70,568
133,195

3,548
71,918
48,749
109,430
33,317
102,437
14,143
139,307
119,495

8,906
5,911
18,648
15,038
6,375
12,456
3,780
7,146
10,176

25,672
299,946
190,099
450,022
194,794
166,469
65,584
193,019
236,625

25,424
295,559
187,324
423,140
192,942
136,465
63,636
191,207
223,765

226
1,625
2,250
6,771
813
4,610
640
1,402

804,824
,094,557
761,573
232,416

620,857
725,326
582,413
155,115

19,664
19,197
15,706
4,162

41,833
128,270
104,230
41,189

115,194
213,410
53.267
31,032

98
378

7,276
8,256
5,579
918

144,102
328,742
215,500
60,131

141,673
320,072
212,975
59,422

3,030
1,463
704

430,768
,073,192
,209,717
,695,236

335,010
678,540
858,562
3,568,119

6,601
17,051
28,585
72,218

39,519
201,076
182,817
453,153

46,128
158,949
127,396
553,567

7,904
412
6,435

3,510
9,672
11,945
41,744

76,761
218,459
99,878
550,341

383,758
289,179
157,415
749,236
204,007
279,459
343,576
91,587

293,608
226,107
125,033
604,578
146,380
221,314
256,734
71,261

7,713
5,130
3,005
16.638
3,476
6,386
4,314
2,669

58,113
49,775
19,614
51,650
42,785
42,835
42,572
15,183

20,040
5,376
8,281
69,182
8,917
2,845
37,459
781

4,284
2,791
1,482
7,143
2,449
5,005
2,497
1,693

224,295
809,817
6 , 548,299

965,588
661,721
5,348,203

34,009
18.639
210,917

138,723
86,370
443,382

67.268
29,393
307,723

Mutual Savings Banks1

11,182

21,221

2,240
2

1,233
4,003
167

22
2,481

160

255
546

55

33

10
525
166
30
8
7
48
66

19,658
698
25,070
1,051
342
9,968

287
311
316
250

1,216

16
149
17

1,142
2,538
225

55
2,953
820
5

76,169
213,035
95,079
457,211

265
673
304
7,516

25
70
100
370

84,639
82,403
35,875
193,661
34,402
74,311
118,378
53,119

84,005
81,655
35,040
193,113
32,285
73,856
117,569
50,865

161
673
345
109
2,005
250
498
134

16,143
483,083
12,700
347,000
167,497 4 , 9 6 4 , 8 8 6

476,434
340,947
4,579,307

6,236
86
14,513

28
2,783

2,564
994
70,577

344
445
543
1,917
15
79

13

16,128

1,881

7

11

17
5
11

5
20
19
15
360

271

20

945

202
100
3,991
690
3 , 2 5 2 1,143
81,998 2,746
456
24
473
222

10
40

101

200

221
2,120

70

4
390
5,902
50
366,613 1,593 2,500

16,124

STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION
Connecticut—Dist. No. 2 . .
New Jersey—Dist. No. 2 . . .
K e n t u c k y — D i s t . No. 4 . . . .
Pennsylvania—Dist. No. 4 .
West Virginia—Dist. No. 4.
Louisiana—Dist. No. 6 . . . .
Mississippi—Dist. No. 6 . . .
Tennessee—Dist. No. 6 . . . .
I n d i a n a — D i s t . No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7 . . . .
Missouri—Dist. No. 1 0 . . . .
New Mexico—Dist. No. 10.
Oklahoma—Dist. No. 1 0 . . .
Arizona—Dist. No. 12
1

169,548
1,665,182
233,516
2,165,511
60,545
854,904
188,797
663,194
1,323,261
7,023,952
2,324,379
1,086,215
1,014,620
115,245
1,187,379
242,828

142,315
1,360,162
207,130
1,828,063
48,725
514,148
120,964
444,573
1,001,569
5,274,109
1,821,250
793,853
596,262
71,679
841,773
192,167

7,199
57,178
4,759
73,085
3,298
12,692
3,393
12,731
41,268
316,543
126,803
53,742
16,753
2,666
28,332
5,449

9,245
168,057
17,348
59,488
5,378
175,730
33,247
87,361
191,653
342,946
183,916
100,993
37,272
30,933
178,306
37,037

6,038
41,218
2,939
186,180
2,295
137,755
30,382
112,541
71,349
979,372
150,844
114,105
357,086
8,233
127,153
2,801

625
'2,040
7^904
89
48,619
3,136
512
638
412
1,074

4,751
37,942
1,340
16,655
849
6,675
811
5,988
17,333
62,363
38,430
23,010
6,609
1,734
11,403
4,300

These banks, two in Wisconsin a n d one in I n d i a n a , are included in t h e figures for those States.




92,255
1,477,363
66,849
892,560
35,349
178,420
53,124
233,228
529,784
2,438,866
1,718,680
655,518
115,209
28,163
97,473
62,402

92,153
1,467,768
66,446
847,068
34,726
173,154
52,418
224,723
526,065
2,327,243
1,710,237
649,701
114,874
26,151
92,792
61,947

66
1,983
17
225
673
701
3,030
2,400
2,760
2,247
4,187
78
2,000
300
250

15
1
207
5
60
147
621
39
8
35
25
11
100
5

21
7,575
355
43,069
482
3,843

37
30
1,991
136
690
5
2,427 2,901
8
690
108,664
160
5,933
255
1,049
546
177
55
1
3 , 1 4 3 1,138
200

r

3

OF BANKS ON APRIL 11, 1949, BY STATES
LIABILITIES AND

Bills
payable
and
other
borrowed
money

199,084

Acceptances
outstanding

Other
liabilities

Total
liabilities

163,584 1 , 0 2 7 , 7 3 8 1 1 7 , 4 0 1 , 8 5 8

C A P I T A L A C C O U N T S [In t h o u s a n d s of dollars]

Capital

Surplus

2,868,904

3,945,344

Undivided
profits

Other
capital

1 , 6 8 8 , 4 4 4 445,916

Total
capital
accounts

N e t dem a n d deposits
subject to
reserve
(see
page 14)

Demand
deposits
adjusted
(see footnote on
page 1)

8,948,608 76,773,757 68,971,933
151,518
30,214
108,669
20,122
46,982
14.148
337,782 2,605,731
339,462
46,384
636,065
83,065

156,506
110,919
50,958
2,314,051
333,144
640,614

21,795
1,815
13

1,259
228
797
28,289
4,131
4,501

313,449
175,454
125,066
3,602,730
578,625
998,028

10,540
5,860
4,857
99,729
14,720
29,067

11,471
8,398
4,869
151,897
22,020
34.467

7,116
4,637
3,126
55,765
5,237
15,826

1,087
1,227
1,296
30,391
4,407
3,705

120,603
6,000
21,952

94,383
381
4,847

542,490
18,618
40,524

27,871,042
3,847,488
8,405,323

809,713
97,620
271,930

1,328,536
114,292
446,213

531,227
50,539
155,277

70,615
16,386
46,466

2 , 7 4 0 , 0 9 1 2 1 , 5 8 3 , 6 0 2 17,364,909
278,837 1 , 8 5 5 , 1 4 0 1 , 8 8 5 , 6 8 4
919,886 5 , 1 2 2 , 8 0 7 4 , 7 7 3 , 5 5 5

11,430
65
800

645
50
5,416
138
58

31,252
7,080
49,939
25,692
5,909

6,133,306
2,129,174
10,185,943
4,220,115
1,929,702

143,475
40,335
233,282
80,011
38,955

175,696
54,453
275,961
103,817
45,012

69,937
27.752
90,182
43,952
28,668

15,841
5,560
67,624
18,230
8,936

404,949 3 , 3 5 5 , 6 3 3 3 , 1 8 1 , 6 6 2
1,337,538
128,100 1,324,2
667,049 6 , 6 8 9 , 0 7 0 5 , 6 8 2 , 6 0 8
2,074,861 1,960,088
246,010
920,262
975,038
121,571

314
1
599

14,777
1,520

39,401
19,769
73,749
4,030
4,918
18,800
19,150

57,638
29,657
67,527
4,855
6,974
18,689
22,960

23,127
16,191
51,230
2,719
3,707
11,316
13,250

12,810

914
1,009
1,547
2,151

1,965,418
1,159,008
3,123,581
261,045
322,177
893,306
1,016,134

5,860
4,271
804
1,076
4,615
2,058

132,976
71,477
196,777
12,408
16,675
53,420
57,418

1,185,309
776,198
2,159,721
164,595
233,667
672,655
784,544

998,831
735,372
1,650,023
172,749
238,489
591,882
800,160

91
9

1,637
3,364
5,525
6,896
1,940
7.973
1,644
6,992
5,218

266,896
1,108,573
965,877
1,411,805
742,313
887,181
445,669
1,114,658
1,423,649

8,873
23,022
19,600
38,391
19,534
16,125
7,575
24,337
30,800

20,460
36.468
29,500
47,351
27,458
32,740
9,125
30,556
37,494

4,767
14,925
11.753
23,760
10,151
9,412
5,061
12,747
11,973

138
5,801
2,768
6,308
3,280
4,296
2,026
7,239
5,242

34,238
80,216
63,621
115,810
60,423
62,573
23,787
74,879
85,509

211,938
695,846
680,592
799,471
463,577
583,901
328,422
777,945
970,796

205,932
644,953
657,477
746,949
479,969
534,477
341,045
678,276
983,739

448
1,109
26

3.974
6,025
4,378
509

952,990
1,429,797
982,560
293,082

22,785
26,871
20,760
6,043

34,100
44,002
27,011
10,336

11,553
15,149
14,037
1,144

1,647
3,084
4,579
173

70,085
89,106
66,387
17,696

690,132
926,473
664,072
193,402

628,416
804,290
671,622
189,936

3,505
58
4,762

1,518
4,037
3,694
14,236

5 0 9 ,0 4 7
1,299,393
1,313,347
5,264,759

10,960
20,059
26,913
124,408

12,536
29,772
32,692
130,295

8,394
14,238
27,301
65,032

5,678
15,708

359,028
33,284
906,851
65,249
92,584 1,005,168
335,443 3 , 9 0 3 , 1 6 6

360,981
819,545
1,020,594
3,870,871

1,072
832
467
3,104
338
3,532
1,765
1,251

469,569
372,564
193,807
946,179
238,747
357,302
463,719
145,957

8,415
6,535
3,025
17,059
5,130
5,400
9,375
2,163

7,741
6,438
5,556
22,909
4,448
6,695
10,787
2,285

3,896
3,455
14,851
991
2,724
5,031
3,946

339,174
253,845
133,691
629,105
172,236
255,080
289,071
82,694

345,473
267,116
142,834
628,226
189,429
259,678
273,270
85,167

7,286
7,567
127,056

1,715,491
1,164,787
11,666,026

27,520
17,415
259,900

34,418
24,356
242,413

22,548
24,379
131,827

97,112 1,044,948
721,201
71,384
657,565 5 , 8 4 5 , 7 9 7

1,015,124
705,900
5,520,640

325
950
475
6,350
100
3,475

2,065
1,900
2,050
750

11,281

4,190
375
350
5,400
1,430
1,315
350
100
1,185

88
121
19

100
150
50
150

700
3,450

127
403
22,335

22

1,367

16,163

2,618

1,394
1,180

642
721
924
4,257
1,791
1,021

1,444
25

12,626
5,234
23,425

20,694
17.149
12,123
59,076
12,360
15,840
26,637
8,419

T o t a l , all S t a t e s
New England:
Maine
New Hampshire
Vermont
Massachusetts
R h o d e Island
Connecticut
Middle Atlantic:
N e w York
N e w Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
W e s t N o r t h Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
W e s t Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
N e w Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Mutual

7,615

233

State

Savings Banks1

OF BANKS LOCATED IN F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D
2,150
4,090
350
25
65
600
2,065
50

13
381
147
3,497
26
304
50
5,416
138
58
40
58

1,238
15,727
572
17,577
528
3,296
489
3,616
6,124
48,766
25,480
5,417
2,228
300
3,661
3,200

For footnote, see opposite page.




265,204
3,162,743
300,937
3,075,795
96,772
1,040,117
242,436
900,367
1,859,284
9,517,600
4,068,677
1,749,273
1,132,147
143,708
1,288,571
308,430

7,556
78,072
8,450
116,395
3,790
15,153
4,863
18,440
34,407
219,865
76,011
34,905
22,945
3,300
26,203
5,150

8,505
93,035
11,073
175,988
6,050
23,122
8,707
27,054
47,391
259,622
99,245
40,612
24,294
2,775
31,935
5,695

2,709
40,690
4,577
54,865
1,870
11,808
763
9,589
23,404
80,268
41,228
26,426
16,688
345
26,810
2,152

972
12,950
801
27,216
988
1,140
131
1,857
4,724
63,619
17,728
8,326
2,268
1,005
5,467
921

19,742
224,747
24,901
374,464
12,698
51,223
14,464
56,940
109,926
623,374
234,212
110,269
66,195
7,425
90,415
13,918

145,674
149,753
1,477,721 1,489,551
223,541
200,211
1,945,110 1,800,746
53,038
51,390
636,218
727,123
148,006
156,680
507,971
558,704
1,159,348 1,163,235
6,310,884 5,323,145
2,022,871 1,901,693
834,377
899,248
537,711
816,162
102,905
95,948
999,049
988,110
224,952
221,164

(
Connecticut—Dist. No. 2
N e w Jersey—Dist. No. 2
I
]
K e n t u c k y — D i s t . No. 4
]
Pennsylvania—Dist. No. 4
W e s t Virginia—Dist. No. 4
]
Louisiana—Dist. No. 6
]
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
] n d i a n a — D i s t . No. 7
I
]
Illinois—Dist. No. 7
]
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
iN e w Mexico—Dist. No. 10
(
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12

H
ALL MEMBER BANKS—RESERVE POSITION ON APRIL 11, 1949
[In thousands of dollars]

Gross
demand
deposits

All m e m b e r banks.

Net
Deductions
allowed i n demand
deposits
computing
reserves 1 subject to
reserve

Reserves with Federal
Reserve Banks
Time
deposits
Total 2

Required

;

Excess

86,906,468 10,132,711 76,773,757 29,104,984 19,186,013 18,507,331

678,682

Central reserve city b a n k s . .

25,405,538

Reserve city banks.

32,356,855 4,192,788 28,164,067

Ratio of
total
reserves
to net
demand
plus time
deposits
(per cent)

1,897,418 23,508,120 2,672,582

Country banks

4,194,443
455 769
25,232,597 2,021 521
4,262,994
495 940
6,294,894
742 550
4,097,794
597 375
4,563,636
708 316
12,655,879 1,487 330
3,684,146
543 441
2,387,285
336 760
4,921,964
801 749
5,061,255
851 099
9,549,581 1,090 861

Central reserve city banks:
New York
Chicago

20,584,304
4,821,234

,738,674
211,076
,767,054
552,344
,500,419
855,320
,168,549
140,705
,050,525
120,215
,210,156
,458,720

1,475,371 19,108,933
422,047 4,399,187

6,312,555

106,396

1,526,860

7,220,331

7,060,609

159,722

14,905,542

29,144,075 4,042,505

All member banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

6,418,951

5,546,731

5,134,167

412,564

1,262,603
5,285,317
1,961,788
3,249,415
1,331,565
1,109,916
5,602,263
965,173
941,251
673,489
610,933
6,111,271

810,136
6,152,838
911,826
1,376,874
814,661
890,897
2,954,645
705,262
477,937
884,458
912,639
2,293,840

796,054
6,051,867
863,651
1,341,460
764,651
805,885
2,849,039
676,638
448,315
843,464
840,164
2,226,143

14,082
100,971
48,175
35,414
50,010
85,012
105,606
28,624
29,622
40,994
72,475
67,697

1,637,629 5,164,221
1,034,953 1,254,730

5,091,145
1,221,410

73,076
33,320

24.9
23.1

392,389
134,296
436,155
880,294
417,078
419,166
891,279
398,386
195,861
517,365
471,781
1,906,559

-1,998
110
4,820
-11,482
7,095
43,157
22,823
4,042
6,588
6,382
31,050
47,135

20.5
16.8
20.5
17.4
19.4

403,665
826,426
427,496
461,166
347,573
386,719
736,350
278,252
252,454
326,099
368,383
319,584

16,080
27,785
43,355
46,896
42,915
41,855
49,463
24,582
23,034
34,612
41,425
20,562

13.6
12.3
13.2
13.3
14.8
15.4
13.2
14.6
13.9
16.4
16.9
13.6

Reserve city banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

1,884,609
594,076
2,120,831
3,921,255
2,034,112
2,068,701
3,906,039
1,996,380
977,341
2,684,017
2,426,868
7,742,626

165,096
80,701
224,371
431,619
288,842
305,519
539,645
300,763
150,049
455,386
414,878
835,919

1,719,513
187,950
390,391
513,375
284,710
134,406
1,896,460
252,447
440,975
3,489,636 1,500,984
868,812
1,745,270
441,582
424,173
1,763,182
416,884
462,323
3,366,394 2,008,970
914,102
1,695,617
337,999
402,428
827,292
184,762
202,449
2,228,631
360,883
523,747
2,011,990
388,581
502,831
6,906,707 5,161,108 1,953,694

Country banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

2,309,834
4,054,217
2,142,163
2,373,639
2,063,682
2,494,935
3,928,606
1,687,766
1,409,944
2,237,947
2,634,387
1,806,955

290,673
465,449
271,569
310,931
308,533
402,797
525,638
242,678
186,711
346,363
436,221
254,942

2,019,161 1,074,653
3,588,768 3,362,978
1,870,594 1,709,341
2,062,708 1,748,431
1,755,149
889,983
2,092,138
693,032
3,402,968 2,558,340
1,445,088
627,174
1,223,233
756,489
1,891,584
312,606
2,198,166
222,352
1,552,013
950,163

419,745
854,211
470,851
508,062
390,488
428,574
785,813
302,834
275,488
360,711
409,808
340,146

24.5

16.2

21.6

15.9
15.6
16.9
17.9
17.6
17.2
16.0
18.5
18.9
15.7

21.2

17.0
19.8
20.0
20.2
20.9
16.2

Demand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of
collection. War loan and series E bond accounts were also exempt from reserve requirements and were, therefore, deducted in computing net
demand deposits subject to reserve for the April 1944-December 1946 call dates shown on page 2. The difference between the figures shown in
this column and the figures shown against the corresponding captions under "Assets" is accounted for by an excess of allowable deductions over
gross demand deposits at a number of banks.
2 As reported by member banks. These figures differ from those shown by the Federal Reserve Banks' books because of a lack of synchronization of entries on the books of the Federal Reserve Banks and the member banks.
3
Reserves actually required are based on deposits at opening of business. The figures in this column, therefore, represent the reserves required
to be maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve
System prescribed the following requirements as to reserves to be maintained by each member bank effective September 16, 1948 at Country banks
and September 24 at other classes: Time deposits— 7y 2 per cent for all member banks; Net demand deposits—26 per cent for Central reserve city
banks, 22 per cent for Reserve city banks, and 16 per cent for Country banks.




STATE MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949, BY FEDERAL RESERVE DISTRICTS
[In thousands of dollars]
Federal Reserve district
Total
Boston

New
York

Philadelphia

Cleveland

Rich-

Chicago

Atlanta

ASSETS
2,827,724 1,400,790
31,154,102 1,238,473 14,497,598 1,642,280 :
578,390
584,459 942,727
427,383 6,087,205
12,035,821
Loans (including overdrafts)
737,945
745,875 7,617,585 855,005 1,638,933
United States Government direct and guaranteed obligations.. . 16,895,761
37,940
121,790
114,252
479,152
27,057
1,351,083
Obligations of States and political subdivisions
42,375
118,195
77,665
239,973
33,694
750,407
Other bonds, notes, and debentures
4,140
6,079
10,899
73,683
4,464
121,030
Corporate stocks (including Federal Reserve Bank stock)
340,395 5,018,068 494,495 773,412 515,593
10,170,134
201,180 3,654,755 309,399 469,161 277,219
6,659,286
39,850
63,431
31,263
178,351
30,890
509,548
Cash in vault
•••
Demand balances with banks in United States (except private
106,929
136,936
70,858
157,943
47,693
1,219,566
banks and American branches of foreign banks)
173
434
1,513
3,462
312
7,933
28
136
5
6,516
351
8,646
Balances with banks in foreign countries
91,394
103,314
81,457
59,969 1,017,041
1,765,155
Cash items in process of collection
183
183
19,893
25,331
22,595
146,436
17,815
305,468
273
236
386
1,389
403
4,477
Investments and other assets indirectly representing bank premises
2,032
1,919
3,646
3,989
1,043
14,475
19
154
122
53,114
2,205
60,142
2,668
6,063
3,706
45,691
2,963
76,777
4,578
2,737
6,273
19,988
1,835
46,793

498,122
216,490
235,044
38,866
5,775
1,947
197,759
99,093
13,635

St.
Louis

Minneapolis

4,251,736 1,274,823 345,863
1,253,485 560,470 122,814
624,337 201,243
2,552,577
14,492
43,837
296,277
6,810
40,770
142,648
504
5,409
6,749
1,180,804 467,253 99,594
251,555 59,074
741,982
6,041
21,492
77,414

Kansas
City

636,304
255,612
316,518
51,740
11,199
1,235
275,142
136,552
9,007

Dallas

San
Francisco

2,106,163
434,226 :
183,712 823,074
208,540 1,162,159
:
87,474
38,206
28,465
2,838
4,991
930
186,547 621,072
87,534 371,782
25,869
12,305

77,595 77,884
85
198
17
34
51,756 8,722

111,412
870
1,372
109,767

3,420
82

6,101
234

19,517
251

118

1
8
218
417

148
3,772
3,976
3,032

64,330
55
5
20,641

246,505
722
161
114,020

93,119
94
18
100,975

28,362
15
3
6,099

7,096
242

26,316
28

9,430
948

1,518
5

348
715
1,261

1,552
306
7,155
3,583

27
94
2,410
1,822

347
332

865
935

447,659 916,866 627,752 2,757,931
41,832,551 1,605,132 19,786,456 2,173,503 3,637,576 1,945,846 705,543 5,471,480 1,756,807
LIABILITIES

28,776,633 1,021,407 14,883,651 1,504,972 1,974,362 1,340,895 517,569 3,072,741 1,305,417
859,103 11,408,924 1,326,329 1,649,053 1,043,934 385,672 2,439,020 950,649
22,517,743
38,135
171,816
9,003
31,767
80,761
49,373
396,210
30,400
881,292
67,487
96,974 67,951 227,337
118,676
47,414
416,945
70,735
1,369,012
184,231 238,422
149,993 49,385
98,544
61,329
30,926 1,608,620
2,741,559
840
1,632
121
1,246
1,829
92
668,227
1,389
689,322
Certified and officers' checks, cash letters of credit, and travelers
9,884
48,705
5,437
16,981
25,499
20,435
384,725
28,854
577,705
checks, etc
437,949 2,739,178 450,842 1,410,143 452,626 139,409 2,075,894 329,081
9,356,266
Time deposits
325,723
421,319 1,348,382 425,121 135,342 2,051,212
437,331 2,682,080
9,087,896
Individuals, partnerships, and corporations
1,282
593
659
4,997
243
581
9,990
380
18,998
19
549
36
163
146
34
10
75
1,085
2,057
23,307
2,555
22,020
61,066
28,885
35,278
163
232,648
233
817
325
306
23
2,052
5,871
Banks in United States
9,768
9,768
Banks in foreign countries
38,132,899 M 5 < M 5 6 ,17,622,829 '1^955^814 3^384^505 1^793^521 656^978 5J48^635 1^634^498
Total deposits
25,880
25,880
Due to own foreign branches
2,200
300 ' " ' 2 , 3 5 5
'2',090
905
92,0401 " ' 5 ,187
"2 ',555
109,531
Bills payable, rediscounts, and other liabilities for borrowed money.. .
94
335
348
19
154
122
58,356
2,205
65,725
136
53
3
25
12
286
3,466
204
4,517
2,171
7,494
1,320 1
3,623
5,568
3,541
18,555
3,343;
51,838
4,288
12,202
1,548
5,666
13,6501
6,976
54,191
6,036
117,428
1,330
3,445
181
4,6891
1,891
1,662
121,8231
1,858;
139,454

291,563 759,516 527,370 1,577,170
227,450 504,412 435,856 1,287,341
47,347
13,596 6,070
6,814
82,169
42,318 68,540 62,466
122,198
12,010 167,520 18,381
13,559
112
266
9
24,556
4,485
5,182
2,962
132,074 101,030 63,061 1,024,979
130,726 100,293 59,860 970,507
55
18
30
170
11
6
7
29
53,271
2,402
500
1,144
1,135
775
200
5
423\637 860\546 590^431 2^602^149
250

675

45
172
274
42

8
464
1,316
285

124
8
18
229
764
28

850
4,084
261
5,358
10,517
2,220

r
424,4201 863,294 591,602 2,625,439
i
1
38,647,272 1,475,559 17,997,1401 1,973,588 3,406,685 1,809,633: 660,67815,174,519 1,644,717

CAPITAL ACCOUNTS

968,428
1,471,800
621,679
123,372
3,185,279

T o t a l liabilities a n d capital a c c o u n t s
Net demand deposits subject to reserve (see page 14)
Demand deposits adjusted (see footnote on page 1)




514,801
883,131
353,76C)
37,6241

56,441
100,844
34,6201
8,010l

77,0491
103,072!
40,8491
9,921

40,221
65,336>
22,7451
7,911

14,0951
21,237
7,505;
2,028;

88,846
111,837
62,756
33,522

43,374
40,235
25,856
2,625

8,337
8,037
5,632:
1,2331

18,4501 13,589
20,186> 12,882
12,554: 8,401
2,382i 1,2781

53,532
52,515
25,661
784

129,575> 1,789,316,

199,915i

230,8911

136,213;

44,865•

296,961

112,090l

23,2391

53,5721 36,150l

132,492

39,6921
52,482\
21,34C)
16,054L

,
;
41,832,551 1,605,13:I 19,786,456 > 2,173,502 3,637,576> 1,945,846
25,793,436 ,
22,699,305 i
3,047,140 >
1,923:

914,099)13,708,661r 1,352,657' 1,734,11:I 1,142,572 !
898,72-$ 11,193,55-(1,312,721 1,689,914i 1,066,49!>
970,471L 304,20=i 361,27!5 242,222!
80,53:I
14C)
8*i
23!>
25()
4'1

705,543\ 5,471,480 l1,756,807 ' 447,654• 916,866,627,752 I 2,757,931
432,592I 2,712,779• 1,111,323i 257,102! 630,16=; 440,764l 1 , 3 5 6 , 5 9 8
!
438,419> 2,601,042 927,04=; 266,631 526,37*i494,085i 1,284,299
102,2721 334,302! 139,259) 61,49/ r 120,64!> 80,986> 249,468
80
14(>
131I
13C)
171
441
61J

H
vVi

FEDERAL RESERVE SYSTEM
BOUNDARIES

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FEDERAL

AND THEIR

BRANCH

RESERVE

DISTRICTS

TERRITORIES

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BOUNDARIES OF FEDERAL RESERVE DISTRICTS
BOUNDARIES OF FEDERAL RESERVE BRANCH TERRITORIES
•

FEDERAL RESERVE BANK CITIES

•

i San Antonio >

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM

*

New Orleans

FEDERAL RESERVE BRANCH CITIES




OCTOBER
BOARD OF GOVERNORS

OF THE FEDERAL RESERVE

A /*¥»
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