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MEMBER BANK CALL REPORT NUMBER 111 CONDITION OF MEMBER BANKS APRIL 11,1949 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON. CONTENTS Assets and Liabilities: PAGE Of All Member Banks April 11, 1949, December 31, 1948, and April 12, 1948 1 Of All Member Banks on Selected Call Dates, 1944-1949 2 By Class of Bank 3 By Federal Reserve Districts 4-5 Assets and Liabilities of Member Banks in Each Central Reserve and Reserve City and of Country Banks in Each Federal Reserve District 6 9 Assets and Liabilities of Member Banks, by States Reserve Position by Class of Bank and Federal Reserve Districts Assets and Liabilities of State Member Banks, by Federal Reserve Districts 10-13 • 14 15 These statistics are tabulated from condition reports submitted by member banks following each official call, a minimum of three of w h i c h are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes the combined statistics of national and State member banks in the Member Bank Call Report. Member banks are classified according to their reserve requirements as central reserve city banks, reserve city banks, or nonreserve city ( " c o u n t r y " ) banks. A member bank t h a t has an office in a central reserve city is classified as a central reserve city bank; a member bank t h a t has an office in a reserve city, but not in a central reserve city, is classified as a reserve city bank; a member bank t h a t does not have an office in a reserve or central reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance w i t h the reserve classifications of the banks. Since a member bank t h a t has t w o or more offices, w h e t h e r in the same city or in different cities, submits a consolidated condition report, the report is tabulated according to a single location ( t h a t of the bank's head office, unless it has a branch in a city where banks are subject to higher reserve requirements). The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve membership, mergers, etc., and by changes in the reserve classification of cities or individual banks. MEMBER BANK GALL REPORT ASSETS AND LIABILITIES OF MEMBER BANKS ON APRIL 11, 1949, COMPARED WITH DECEMBER 31, 1948, AND APRIL 12, 1948 [In thousands of dollars) C o n d i t i o n on— April 11, 1949 ASSETS Loans and i n v e s t m e n t s Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government. . . Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock). Dec. 31, 1948 C h a n g e since— April 12, 1948 Dec. 31, 1948 April 12, 1948 93,834,682 34,905,095 51,361,882 4,636,598 2,649,015 282,092 95,616,170 36,060,317 1 52,148,672 \ 4,930 4,479,920 2,641,521 280,810 95,895,763 33,061,636 } 55,363,506 4,452,284 2,738,540 279,797 -1,781,488 -1,155,222 -791,720 + 156,678 +7,494 + 1,282 -2,061,081 + 1,843,459 -4,001,624 +184,314 -89,525 +2,295 30,978,407 19,186,013 1,609,386 34,201,796 20,405,686 1,485,771 29,343,289 16,749,500 1,562,802 -3,223,389 -1,219,673 +123,615 +1,635,118 +2,436,513 +46,584 5,028,933 27,588 21,185 5,105,302 5,643,423 30,697 28,659 6,607,560 5,342,333 32,145 19,489 5,637,020 -614,490 -3,109 -7,474 - 1 ,502,258 -313,400 -4,557 + 1 ,696 -531,718 40,758 887,672 14,427 54,521 872,265 13,446 11,829 836,586 13,056 -13,763 +15,407 +981 +28,929 +51,086 + 1,371 59,737 149,491 223,092 162,200 58,445 179,504 237,105 158,271 58,705 155,961 218,579 141,002 + 1,292 -30,013 -14,013 +3,929 + 1,032 -6,470 +4,513 +21,198 126,350,466 131,391,523 126,674,770 -5,041,057 -324,304 D e m a n d deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc 86,906,468 66,766,174 2,563,280 5,848,945 8,855,023 1,410,930 92,459,455 70,946,667 2,121,969 5,850,375 10,098,396 1,479,632 88,040,639 68,093,185 2,115,433 5,569,956 9,133,001 1,374,534 -5,552,987 -4,180,493 +441,311 -1,430 -1,243,373 -68,702 -1,134,171 -1,327,011 +447,847 +278,989 -277,978 +36,396 1,462,116 1,962,416 1,754,530 -500,300 -292,414 T i m e deposits Individuals, partnerships, and corporations United States Government Postal Savings States and political subdivisions Banks in United States Banks in foreign countries 29,104,984 27,885,483 118,340 4,416 1,029,969 27,315 39,461 28,902,421 27,801,151 107,156 3,793 927,324 29,990 33,007 28,631,741 27,615,909 98,270 3,328 87:2,364 32,749 9,121 +202,563 +84,332 + 11,184 +623 + 102,645 -2,675 +6,454 +473,243 +269,574 +20,070 + 1,088 + 157,605 -5,434 +30,340 116,011,452 121,361,876 116,672,380 -5,350,424 -660,928 315,187 262,262 280,726 +52,925 +34,461 199,084 163,584 14,233 162,894 355,438 179,986 45,407 201,322 56,225 159,704 317,882 185,731 234,747 172,431 10,694 140,536 328,854 224,066 +153,677 -37,738 -41,992 +3,190 +37,556 -5,745 -35,663 -8,847 +3,539 +22,358 +26,584 -44,080 117,401,858 122,590,409 118,064,434 -5,188,551 -662,576 2,868,904 3,945,344 1,688,444 445,916 2,781,808 3,969,572 1,601,946 447,788 2,751,651 3,848,392 1,512,005 498,288 +87,096 -24,228 +86,498 -1,872 + 117,253 +96,952 + 176,439 -52,372 Reserves, cash, a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks). Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets T o ta l a s s e t s LIABILITIES Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities T o ta l liabilities Capital CAPITAL ACCOUNTS Undivided profits Other capital accounts T o t a l capital a c c o u n t s 8,948,608 8,801,114 8,610,336 +147,494 +338,272 T o t a l liabilities a n d c a p i t a l a c c o u n t s 126,350,466 131,391,523 126,674,770 -5,041,057 -324,304 MEMORANDA Net demand deposits subject to reserve (see page 14) Demand deposits adjusted 1 Pledged assets (and securities loaned) Number of banks 76,773,757 68,971,933 12,390,765 6,913 80,209,758 72,151,898 11,671,462 6,918 77,062,588 69,780,651 11,174,295 6,932 -3,436,001 -3,179,965 +719,303 -5 -288,831 -808,718 +1,216,470 -19 1 Demand deposits other than interbank and United States Government, less cash items reported as in process of collection. 1 z ALL MEMBER BANKS—ASSETS AND LIABILITIES ON SELECTED CALL DATES APRIL 13, 1944 TO APRIL 11, 1949 [In thousands of dollars] 1944 April 13 ASSETS Loans and i n v e s t m e n t s Loans (including overdrafts) United States Government direct obligations e Obligations guaranteed by United States Government Obligations of States and political subdivisions »• * Other bonds, notes, and debentures. . . . Corporate stocks (including Federal Reserve Bank stock) Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve B a n k s . . . Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks). Other balances with banks in United States Balances with banks in foreign countries. Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and Other real estate owned Investments and other assets indirectly representing bank premises or other real Customers' liability on acceptances Income accrued but not yet collected 1945 Mar. 20 1945 Dec. 31 1946 Dec. 31 1948 April 12 1948 Dec. 31 1949 April 11 78,027,217 16,134,776 90,523,939 17,219,067 107,183,445 22,775,207 96,361,989 26,695,670 95,895,763 33,061,636 95,616,170, 36,060,317 93,834,682 34,905,095 |s6,771,128 67,915,385 78,322,769 63,030,370 |s5,363,506 52,148,672 |si,361,882 15,705 11,445 | 1 4,930 2,818,179 1,990,473 2,989,135 2,096,970 3,254,356 2,520,773 3,547,509 2,803,256 4,452,284 2,738,540 4,479,920 2,641,521 4,636,598 2,649,015 312,661 22,589,160 12,497,119 1,265,179 303,382 25,328,215 14,604,842 1,364,659 294,635 29,845,331 15,811,292 1,437,801 273,739 29,586,897 16,014,569 1,575,556 279,797 29,343,289 16,749,500 1,562,802 280,810 34,201,796 20,405,686 1,485,771 282,092 30,978,407 19,186,013 1,609,386 5,225,385 5,734,031 7,077,345 5,900,492 5,342,333 5,643,423 5,028,933 40,581 18,632 3,542,264 12,081 38,240 16,816 3,569,627 1,633 39,242 23,372 5,456,279 7,321 35,202 56,143 6,004,935 6,353 32,145 19,489 5,637,020 11,829 30,697 28,659 6,607,560 54,521 27,588 21,185 5,105,302 40,758 855,232 70,937 813,413 36,639 787,692 19,311 789,239 14,235 836,586 13,056 872,265 13,446 887,672 14,427 64,738 69,015 75,214 65,608 47,063 54,237 239,478 168,729 169,092 90,952 92,579 90,273 101,943,443 117,081,225 138,303,876 60,573 116,995 218,481 85,964 127,240,726 58,705 155,961 218,579 141,002 126,674,770 59,737 58,445 149,491 179,504 223,092 237,105 162,200 158,271 131,391,523 126,350,466 Total assets LIABILITIES 88,040,639 92,459,455 86,906,468 90,917,359 78,465,958 88,419,025 105,395,466 Demand deposits Individuals, partnerships, and corpora66,766,174 70,946,667 68,093,185 69,126,705 62,950,086 59,409,352 52,126,437 tions U. S. Government: W a r loan and Series 2,473,253 | 2,115,433 12,149,569 21,945,123 E bond accounts. 11,212,379 2,563,280 2,121,969 198,748 233,971 258,986 255,656 Other 5,848,945 5,850,375 5,569,956 4,914,500 4,240,421 4,029,652 3,613,295 States and political subdivisions 8,855,023 10,098,396 9,133,001 10,644,127 12,333,313 10,250,299 9,263,286 Banks in United States 1,410,930 1,479,632 1,374,534 1,353,444 1,242,626 1,015,799 936,999 Banks in foreign countries Certified and officers' checks, cash let1,462,116 1,962,416 1,754,530 2,206,582 1,305,368 2,449,926 1,057,906 ters of credit, and travelers' checks, etc. 29,104,984 28,902,421 27,274,368 27,252,542 28,631,741 16,164,854 20,547,527 Time deposits Individuals, partnerships, and corpora27,885,483 27,801,151 15,645,126 20,003,833 23,712,364 26,525,446 27,615,909 118,340 107,156 98,270 110,499 95,742 97,421 108,667 United States Government 4,416 3,793 3,328 3,481 3,487 3,728 4,224 Postal Savings 1,029,969 927,324 872,364 550,970 398,892 377,871 346,819 States and political subdivisions 27,315 29,990 32,749 43,346 46,283 53,549 53,668 Banks in United States 39,461 33,007 9,121 18,800 17,600 11,125 6,350 Banks in foreign countries 108,966,552 129,669,834 118,169,901 116,672,380 121,361,876 116,011,452 94,630,812 Total deposits 315,187 262,262 280,726 194,878 211,181 182,432 180,943 Due to own foreign branches Bills payable, rediscounts, and other liabili199,084 45,407 234,747 30,129 285,124 208,094 99,655 ties for borrowed money 163,584 201,322 172,431 75,965 132,104 56,354 62,590 Acceptances outstanding 14,233 56,225 10,694 53,132 26,738 53,023 6,044 Dividends declared but not yet p a y a b l e . . . . 162,894 159,704 140,536 81,354 46,244 39,710 36,578 Income collected but not yet earned 355,438 317,882 328,854 356,375 346,321 288,164 219,366 Expenses accrued and unpaid 179,986 185,731 224,066 128,062 104,290 97,959 80,167 Other liabilities 109,943.033 130,714,952 119,145,935 118,064,434 122,590,409 117,401,858 95,316,155 T o t a l liabilities CAPITAL ACCOUNTS 2,868,904 2,781,808 2,751,651 2,691,775 2,592,364 2,484,156 2,434,828 3,945,344 3,969,572 3,848,392 3,595,445 3,383,332 3,084,315 2,784,041 Surplus 1,688,444 1,601,946 1,512,005 1,287,268 1,115,849 1,112,062 966,625 Undivided profits 445,916 447,788 498,288 520,303 457,659 497,379 441,794 Other capital accounts 8,948,608 8,801,114 8,610,336 8,094,791 7,588,924 7,138,192 6,627,288 Total capital accounts T o t a l l i a b i l i t i e s a n d c a p i t a l ac101,943,443 117,081,225 138,303,876 127,240,726 126,674,770 131,391,523 126,350,466 counts MEMORANDA 2,868,904 2,781,808 2,751,727 2,691,986 2,592,773 2,484,765 2,435,886 Par or face value of capital 9,993 10,604 15,585 21,642 27,438 29,142 31,816 Capital notes and debentures 53,165 54,719 56,950 77,382 107,205 135,035 171,509 First preferred stock 3,081 3,879 4,215 6,045 7,035 8,484 12,276 Second preferred stock 2,802,665 2,712,606 2,674,977 2,586,917 2,451,095 2,312,104 2,220,285 Common stock Retirable value of capital: First preferred 101,697 104,816 107,542 133,945 176,310 218,825 257,309 stock......... Second preferred 6,250 7,672 8,085 10,558 11,948 13,825 18,076 stock Net demand deposits subject to reserve 76,773,757 80,209,758 77,062,588 76,540,041 70,918,241 66,968,747 58,488,849 (see page 14) Demand deposits adjusted (see footnote on 72,151,898 68,971,933 69,780,651 70,242,852 53,255,374 61,174,745 64,184,154 page 1) 12,390,765 11,671,462 11,174,295 11,764,847 21,894,389 29,872,453 20,130,475 Pledged assets (and securities loaned) 6,913 6,918 6,932 6,900 6,884 6,823 6,764 3 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949 BY CLASS OF BANK [In thousands of dollars] Central re serve city member banks 1 Reserve city member Country member All member banks All national member All State member New York ASSETS Loans and i n v e s t m e n t s Loans (including overdrafts) United States Government direct and guaranteed obligations Obligations of States and political subdivisions. Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States. . . Balances with banks in foreign countries Cash items in process of collection Bank premises owned and furniture and fixtures. . . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets Chicago 18,064,665 7,545,834 4,594,939 34,741,082 36,433,996 1,616,767 13,739,652 12,002,842 93,834,682 34,905,095 62,680,580 31,154,102 22,869,274 12,035,821 18,445,134 20,967,408 1,470,516 2,272,088 1,104,287 994,556 51,361,882 4,636,598 2,649,015 34,466,121 3,285,515 1,898,608 16,895,761 1,351,083 750,407 161,062 121,030 9,382,698 657,978 385,452 92,703 10,794 91,224 87,371 282,092 6,793,340 5,164,221 139,875 1,705,215 1,254,730 26,530 11,956,017 7,220,331 521,401 10,523,835 5,546,731 921,580 30,978 407 19,186,013 1,609,386 38,330 2,601 11,272 1,437,041 127,599 1,179 729 294,448 1,664,781 13,581 7,205 2,528,718 3,198,223 10,227 1,979 845,095 5,028,933 27,588 21,185 5,105,302 3,809,367 19,655 12,539 3,340,147 1,219,566 7,933 8,646 1,765,155 30,457 156,135 536 16,608 10,301 324,898 7,578 390,031 6,313 40,758 887,672 14,427 40,575 582,204 9,950 183 305,468 4,477 3,307 87,406 57,538 64,268 284 4,545 15,371 4,293 44,070 53,673 103,497 51,221 12,076 3,867 46,686 42,418 59,737 149,491 223,092 162,200 45,262 89,349 146,315 115,407 14,475 60,142 76,777 46,793 25,257,652 LIABILITIES 20,584,304 Demand deposits Individuals, partnerships, and corporations. .. . 15,526,444 470,575 United States Government 234,751 States and political subdivisions 2,597,920 Banks in United States 1,204,220 Banks in foreign countries Certified and officers' checks, cash letters of 550,394 credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations United States Government Postal Savings States and political subdivisions Banks in United States Banks in foreign countries Total d e p o s i t s Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities To ta l liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts T o t a l liabilities a n d c a p i t a l a c c o u n t s . . . MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock. . . 1,637,629 1,554,932 17,655 27,671 910 36,461 22,221,933 1 4,821,234 32,356,855 29,144,075 3,298,767 23,806,005 24,134,958 234,256 841,776 1,016,673 256,515 2,420,838 2,936,841 795,617 953,623 4,507,863 150,412 48,110 8,188 58,129,835 28,776,633 44,248,431 22,517,743 1,681,988 881,292 1,369,012 4,479,933 2,741,559 6,113,464 721,608 689,322 455,064 426,695 1,462,116 884,411 577,705 14,905,542 14,452,611 52,599 3,325 384,578 12,429 29,104,984 27,885,483 118,340 4,416 1,029,969 27,315 39,461 19,748,718 18,797,587 99,342 3,331 797,321 21,444 29,693 9,356,266 9,087,896 18,998 1,085 232,648 5,871 9,768 29,963 5,856,187 43,883,715 44,049,617 116,011,452 47,437 60,000 4,582 78,952 174,919 33,886 660,172 1,157,750 455,585 50,570 2,324,077 25,257,652 5,302 1,642 4,962 23,274 5,046 77,878,553 38,132,899 315,187 47,997 3,970 1,824 62,058 80,252 13,853 289,307 25,880 199,084 163,584 14,233 162,894 355,438 179,986 89,553 97,859 9,716 111,056 238,010 40,532 109,531 65,725 4,517 51,838 117,428 139,454 5,896,413 44,312,299 44,259,571 117,401,858 161,750 193,660 42,984 46,448 987,086 1,270,624 541,089 181,239 1,059,896 1,323,310 648,786 167,659 2,868,904 3,945,344 1,688,444 445,916 444,842 2,980,038 3,199,651 8 948,608 6,341,255 47,292,337 47,459,222 126,350,466 78,754,586 38,647,272 1,900,476 2,473,544 1,066,765 322,544 968,428 1,471,800 621,679 123,372 5,763,329 3,185,279 84,517,915 41,832,551 987,086 1,900 20,179 150 964,857 1,059,896 7,146 31,486 2,931 1,018,333 2,868,904 9,993 53,165 3,081 2,802,665 1,900,476 20,938 1,131 1,878,407 968,428 9,993 32,227 1,950 924,258 20,936 150 79,261 6,100 101,697 6,250 29,466 1,518 72,231 4,732 4,399,187 28,164,067 25,101,570 3,290,797 24,153,189 26,653,399 4,702,045 672,470 5,732,725 336 13 6,529 76,773,757 68,971,933 12,390,765 6,913 660,172 947 161,750 659,225 160,250 1,500 1,500 19,108,933 14,874,548 1,283,525 35 86,906,468 66,766,174 2,563,280 5,848,945 8,855,023 1,410,930 1,034,953 11,526,860 1,022,153 10,855,787 2,150 45,936 1,091 607,220 10,500 13,826 150 3,000 103,650 94,312 6,185 16,922 76,993 127,201 See contents page for basis of classification of member banks. 84,517,915 41,832,551 28,808 22,933,575 20,808,273 10,170,134 12,526,727 6,659,286 1,099,838 509,548 6,341,255 47,292,337 47,459,222 126,350,466 286,379 Retirable value of capital: First preferred stock. . . . Second preferred stock. . Net demand deposits subject to reserve (see page 14) Demand deposits adjusted (see footnote on page 1). Pledged assets (and securities loaned) Number of banks 2,566,642 236,016 164,720 50,980,321 25,793,436 46,272,628 22,699,305 3,047,140 9,343,625 4,990 1,923 4 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949 BY FEDERAL RESERVE DISTRICTS [In thousands of dollars] Federal Reserve district T o t a l , all districts ASSETS Loans and investments Loans (including overdrafts) United States Government direct and guaranteed obligations Obligations of States and political subdivisions. Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United S t a t e s . . . Balances with banks in foreign countries Cash items in process of collection Bank premises owned and f u r n i t u r e and fixtures. . . Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Total assets Boston New York Philadelphia Cleveland Richmond Atlanta 93,834,682 34,905,095 4,551,295 1,648,695 25,255,521 9,946,192 5,296,177 1,744,740 8,011,859 2,633,045 4,249,172 1,561,694 4,269,340 1,502,363 51,361,882 4,636,598 2,649,015 2,615,222 155,095 118,933 13,506,202 1,058,633 626,130 2,924,881 294,856 310,344 4,621,271 356,474 372,154 2,420,881 126,114 130,462 2,367,090 316,660 73,683 282,092 13,350 118,364 21,356 28,915 10,021 9,544 30,978,407 19,186,013 1,609,386 1,383,172 810,136 114,753 8,502,436 6,152,838 311,798 1,526,242 911,826 115,925 2,296,741 1,376,874 175,574 1,537,395 814,661 124,545 1,708,794 890,897 106,966 5,028,933 27,588 21,185 5,105,302 190,023 1,104 1,056 266,100 333,092 3,875 12,404 1,688,429 266,245 1,842 709 229,695 414,960 1,252 491 327,590 352,344 744 70 245,031 460,486 2,489 126 247,830 40,758 887,672 14,427 10,301 53,021 831 30,457 248,826 2,102 61,969 903 87,135 247 52,555 926 52,722 1,842 59,737 149,491 223,092 162,200 1,770 22,650 11,462 5,619 6,750 87,871 74,254 75,352 4,169 4,278 8,637 12,544 2,850 777 17,468 6,745 2,782 228 6,563 8,757 798 4,319 8,945 6,429 126,350,466 6,040,121 34,283,569 6,914,919 10,423,822 5,858,378 6,053,189 4 , 1 9 4 , 4 4 3 25,232,597 3,399,390 19,288,995 635,266 123,006 751,326 241,867 2,701,435 313,880 1,207,333 30,939 4,262,994 3,511,904 126,847 234,818 320,563 11,015 6,294,894 5,141,442 251,809 372,799 450,962 5,546 4,097,794 3,227,934 117,829 307,570 377,699 5,403 4,563,636 3,232,956 86,134 604,331 592,747 11,093 LIABILITIES 86,906,468 Individuals, partnerships, and corporations. . . . 66,766,174 2,563,280 United States Government 5,848,945 States and political subdivisions 8,855,023 1,410,930 Certified and officers' checks, cash letters of 1,462,116 credit, and travelers' checks, etc Time deposits Individuals, partnerships, and c o r p o r a t i o n s . . . . United States Government Postal Savings States and political subdivisions Total deposits Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared b u t not yet payable Income collected b u t not yet earned Expenses accrued and unpaid Other liabilities Total liabilities CAPITAL A C C O U N T S Capital Surplus Undivided profits Other capital accounts Total capital accounts 85,361 648,242 57,847 72,336 61,359 36,375 29,104,984 27,885,483 118,340 4,416 1,029,969 27,315 39,461 1,262,603 1,252,297 6,717 233 3,322 34 5,285,317 5,149,460 28,337 15 67,627 3,417 36,461 1,961,788 1,856,571 3,635 380 101,022 180 3,249,415 3,074,836 1,844 524 168,970 3,241 1,331,565 1,264,340 16,709 741 48,476 1,299 1,109 916 1,078,242 9,150 338 16,805 5,381 116,011,452 5,457,046 30,517,914 6,224,782 9,544,309 5,429,359 5,673,552 199,084 163,584 14,233 162,894 355,438 179,986 9,525 23,610 343 10,018 19,426 8,180 126,843 94,777 6,735 36,996 97,602 131,743 24,212 4,700 370 9,048 14,767 3,290 11,780 792 728 12,903 32,261 4,037 8,245 228 244 7,033 12,533 7,004 1,210 5,036 489 9,398 13,302 800 117,401,858 5,528,148 31,298,989 6,281,169 9,606,810 5,464,646 5,703,787 2,868,904 3,945,344 1,688,444 445,916 157 ,*217 224,617 88,998 41,141 895,341 1,430,076 574,626 84,537 183,956 311,942 115,028 22,824 272,110 368,807 131,249 44,846 120,457 176,592 73,192 23,491 114,353 153,944 60,917 20,188 511,973 8,948,608 T o t a l l i a b i l i t i e s a n d c a p i t a l a c c o u n t s . . . . 126,350,466 MEMORANDA Par or face value of capital Ponifol nnfpg onrl Hphpntiirpc First preferred stock QorntiH nrpfprrpH ctn^lr Common stock Retirable value of capital: First preferred stock. . . . Second preferred stock. . 2,984,580 633,750 817,012 393,732 349,402 6 , 0 4 0 , 1 2 1 34,283,569 6,914,919 10,423,822 5,858,378 6,053,189 272,110 173 7,000 120,457 224 741 15 119,477 114,353 2,868,904 9,993 53,165 3,081 2,802,665 157,217 895,341 7,596 21,391 1,791 864,563 183,956 453 500 156,264 101,697 6,250 659 1,250 63,377 4,210 8,516 285 7,000 750 15 793 3,738,674 23,211,076 3,460,518 19,000,134 1,984,216 331,202 782 334 3,767,054 3,574,874 771,788 643 5,552,344 5,258,987 1,089,206 703 3,500,419 3,351,832 754,009 479 3,855,320 3,625,832 1,013,660 348 Net demand deposits subject to reserve (see page 14). 76,773,757 Demand deposits adjusted (see footnote on page 1). . 68,971,933 12,390,765 Pledged assets (and securities loaned) 6,913 286,379 315,187 3,377 285 180,294 264,937 793 113,560 5 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949 BY FEDERAL RESERVE DISTRICTS [In thousands of dollars] Federal Reserve district Chicago ASSETS Loans a n d i n v e s t m e n t s Loans (including overdrafts) United States Government direct and guaranteed obligations Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) St. Louis Minneapolis Kansas City Dallas San Francisco 14,666,554 4,396,754 3,621,471 1,476,914 2,668,589 905,978 4,163,100 1,472,855 4,124,263 1,779,887 12,957,341 5,835,978 8,954,556 816,640 471,350 1,834,225 192,300 107,730 1,559,789 112,561 85,718 2,309,342 270,598 102,848 2,036,676 247,665 51,215 6,211,747 689,002 198,448 27,254 10,302 4,543 7,457 8,820 22,166 Reserves, cash, a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection 4,689,610 2,954,645 243,188 1,315,866 705,262 66,947 858,340 477,937 40,994 1,757,438 884,458 68,038 1,853,229 912,639 85,587 3,549,144 2,293,840 155,071 828,538 2,288 1,596 659,355 312,892 180 36 230,549 210,387 2,141 508 126,373 571,192 3,112 81 230,557 647,581 2,857 1,047 203,518 441,193 5,704 3,061 650,275 Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets 84,281 859 27,343 2,112 14,897 537 26,917 430 54,228 2,763 123,778 875 5,271 4,885 34,558 17,082 159 508 6,064 3,617 3,999 314 7,312 1,941 837 126 6,564 4,512 4,548 4,182 4,011 3,993 25,804 19,353 37,254 15,609 19,503,100 4,977,140 3,555,929 5,959,924 6,051,217 16,729,158 12,655,879 9,508,237 576,865 959,450 1,409,481 52,356 3,684,146 2,702,571 96,757 250,855 604,957 1,700 2,387,285 1,700,337 70,835 298,483 287,451 2,804 4,921,964 3,477,479 118,228 513,744 769,315 1,097 5,061,255 3,853,148 78,577 500,660 575,732 6,435 9,549,581 7,721,781 281,127 813,042 450,801 75,209 To ta l a s s e t s LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc CAPITAL ACCOUNTS Capital Surplus. Undivided profits Other capital accounts Net demand deposits subject to reserve (see page 14) Demand deposits adjusted (see footnote on page 1) Pledged assets (and securities loaned) Number of banks 207,621 6,111,271 5,708,724 22,390 430 375,084 2,143 2,500 4,649,319 3,328,536 5,595,453 5,672,188 15,660,852 2,730 5,663 2,518 24,799 49,878 10,112 2,290 703 471 6,332 9,616 2,112 2,750 314 56 7,825 8,748 1,847 4,815 126 383 3,810 8,849 416 384 4,770 536 2,441 12,265 138 4,300 22,865 1,360 32,291 76,191 10,307 4,670,843 3,350,076 5,613,852 5,692,722 15,836,974 105,055 120,774 70,115 10,353 64,814 86,180 38,415 16,444 110,482 129,118 85,878 20,594 132,104 140,375 69,171 16,845 328,058 326,392 193,338 44,396 28,808 1,149,258 T o t a l liabilities a n d capital a c c o u n t s Retirable value of capital: First preferred stock Second preferred stock 46,703 610,933 517,422 7,525 380 82,355 2,751 500 .... 306,297 205,853 346,072 358,495 892,184 19,503,100 T o ta l capital a c c o u n t s MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock 42,101 673,489 661,834 4,935 219 5,060 1,441 384,957 476,527 187,517 100,257 To ta l liabilities 27,375 941,251 930,099 1,362 135 4,095 5,560 18,353,842 Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities 27,306 965,173 921,559 2,101 248 41,048 217 18,258,142 Total deposits 149,490 5,602,263 5,470,099 13,635 773 116,105 1,651 T i m e deposits Individuals, partnerships, and corporations United States Government Postal Savings States and political subdivisions Banks in United States Banks in foreign countries 4,977,140 3,555,929 5,959,924 6,051,217 16,729,158 384,957 1,299 7,669 300 375,689 105,055 606 705 150 103,594 64,814 25 1,175 25 63,589 110,482 132,104 70 455 328,058 131,579 318,820 7,699 300 705 150 1,175 25 168 15 890 9,965 11,168,549 9,957,822 1,510,724 1,006 3,140,705 2,750,183 438,759 494 2,050,525 1,899,822 590,339 477 4,120,215 3,802,767 824,881 761 4,210,156 4,196,993 808,583 620 8,458,720 8,092,169 2,273,398 266 168 15 110,299 9,238 6 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949, OF BANKS IN EACH CENTRAL A S S E T S [In thousands of dollars] Loans and investments Federal Reserve district numbers, a n d reserve cities All m e m b e r b a n k s R eserve b a n k c i t i e s 1. Boston 2. New York 2 3. Philadelphia 4. Cleveland 5. Richmond 6. A t l a n t a 32 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 1 Reserve b r a n c h c i t i e s 2. Buffalo 4. Cincinnati 4. Pittsburgh 5. Baltimore 5. Charlotte 3 6. Birmingham 6. Jacksonville 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver 10. Oklahoma City 10. O m a h a 11. El Paso 11. H o u s t o n . . 11. San Antonio 12. Los Angeles 12. Portland 12. Salt Lake City 3 12. Seattle NumLoans (including overdrafts) U.S. G o v t . Obligadirect tions of and guar- S t a t e s a n d anteed political obligasubdivitions sions 6,913 93,834,682 34,905,095 51,361,882 4,636,598 171 3 9 , 2 3 3 , 5 2 1 16,674,771 1 9 , 7 5 3 , 2 4 5 692,122 10 1 , 6 8 9 , 3 8 1 923,162 40 1 8 , 2 0 0 , 3 8 4 7 , 5 9 9 , 8 1 4 9 , 4 5 5 , 4 2 9 736,029 927,827 13 1 , 9 1 1 , 1 2 8 530,514 947,276 4 1,580,322 281,014 104,198 159,761 6 568,991 5 263,321 260,129 57 5 , 7 7 2 , 4 7 9 1 , 8 7 4 , 2 7 4 3 , 3 9 8 , 7 7 3 917,367 402,399 7 463,697 544,166 240,829 4 258,932 638,635 264,888 10 310,039 427,205 629,004 180,520 8 7 6,500,650 3,477,880 2,528,998 1 O t h e r reserve c i t i e s 1 4. Columbus 4. Toledo 5. Washington 7. Cedar Rapids 7. Des Moines 7. D u b u q u e 7. Indianapolis 7. Milwaukee 7. Peoria 7. Sioux City 8. National City 9. St. Paul 10. K a n s a s City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. T o p e k a 10. Tulsa 10. Wichita 11. F o r t W o r t h 11. Galveston 11. Waco C o u n t r y b a n k s , by d i s t r i c t s . 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. A t l a n t a 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 1 2 Other bonds, notes, and debentures Total Reserve with Federal Reserve Banks 2,649,015 282,092 ; 1,015,040 18,771 387,066 111,721 72,748 8,622 15,965 198,779 26,628 24,324 21,063 4,789 124,564 144,314 13 , 8 1 0 , 0 6 9 5,086 583,981 93,182 6,836,134 9,646 695,893 2,597 445,472 622 113,557 1,184 243,946 12,227 2 , 0 5 0 , 9 9 0 4,587 351,726 1,065 234,147 1,229 329,131 1,757 318,167 11,132 1 , 6 0 6 , 9 2 5 9,750,181 390,391 5,192,949 440,975 288,163 60,358 136,447 1,464,962 200,296 126,217 155,460 155,968 1,137,995 42,411 4,948,560 3,042 189,938 1,733 233,499 15,383 492,099 1,482 211.640 778 153,875 429 97.274 546 118.742 1,737 103,756 831 234,964 3,525 600,825 180 48,894 851 148,685 778 141,819 51 15,073 630 160,226 485 112,035 460 118,634 204 47,603 1,534 313,394 383 102,253 4,656 620.743 1,077 258,909 445 98,889 1,191 324,791 2,945,253 105,678 131,194 327,064 119,689 73,474 70,537 55,796 60,319 139,224 371,736 25,907 82,416 79,927 10,070 95,029 58,975 63 ,11_ 22,215 177,630 59,563 408,731 169,933 56,639 180,396 4,894,667 8,084,442 234,405 305,772 244,101 360,454 892,352 628,307 389,259 137,475 160,779 148,956 83,980 133,344 110,184 80,496 121,577 111,483 155,843 345,094 506,561 1 , 3 2 0 , 9 5 0 37,660 56,190 136,090 175,402 193,816 130,415 9,686 29,964 124,647 263,678 85,769 114,134 92,602 129,997 60,962 34,226 301,251 360,481 64,953 169,591 651,434 1 , 5 0 0 , 2 4 6 311,485 422,432 107,811 149,400 362,977 430,438 560,726 9,484 26,332 38,846 7,749 5,846 18,241 13,384 20,208 27,417 51,143 7,406 6,047 23,592 339 12,145 21,733 22,529 2,983 25,940 7,012 54,469 64,452 8,618 84,811 386,514 12,444 15,776 121,297 18,721 9,717 6,867 5,127 9,493 3,948 76,570 5,180 8,751 3,073 479 10,722 4,322 13,460 92 7,594 7,512 11,081 7,750 2,776 23,762 81 4 , 1 9 8 , 4 0 5 318,426 3 265,580 4 707,413 14 58,233 1 189,540 3 33,525 2 475,891 5 603,978 6 100,216 3 64,773 4 59,833 1 298,106 3 41,832 2 80,504 3 21,053 1 55,721 4 4 60,484 262,576 4 153,664 4 232,012 3 64,780 4 50,265 3 1,332,815 2,556,787 186,394 85,642 57,907 199,249 236,807 428,934 11,207 26,187 62,456 108,985 5,639 26,615 106,974 333,860 169,506 392,423 32,900 61,598 36,069 26,355 22,377 35,883 110,489 171,486 22,440 16,399 25,042 52,682 17,991 2,224 16,048 36,455 21,372 32,177 96,120 153,977 60,635 78,808 119,956 96,113 17,617 40,315 23,102 24,187 157,633 21,382 4,965 2,964 20,009 11,264 947 21,202 20,603 3,682 1,087 1,315 6,455 2,160 1,564 297 1,484 5,855 8,817 5,114 9,884 3,684 2,899 143,174 24,453 2,989 37,061 701 6,550 288 12,980 20,452 1,808 1,154 108 8,978 758 1,045 479 1,642 978 3,252 8,843 5,594 3,061 36,433,996 12,002,842 20,967,408 2,861,914 956,573 1 , 6 9 2 , 0 6 0 6,489,990 2,111,973 3,745,001 3,385,049 1,008,711 1,997,054 3,502,950 1,086,574 2,035,546 2,379,983 922,435 1 , 2 9 3 , 9 7 1 2,450,120 797,146 1 , 4 0 6 , 8 5 6 5,409,170 1,600,882 3,249,096 1,858,840 623,274 1 , 0 3 3 , 9 3 6 1,785,798 544,974 1 , 0 9 9 , 4 0 7 1,951,318 661,068 1 , 1 0 3 , 0 0 5 2,103,484 764,841 1 , 1 3 1 , 2 4 3 924,391 1 , 1 8 0 , 2 3 3 2,255,380 2,272,088 104,855 384,256 168,951 237,762 101,744 209,018 398,277 133,884 86,751 147,484 180,530 118,576 1,104,287 100,162 226,620 198,623 134,891 56,341 32,283 152,068 63,990 51,937 36,284 22,573 28,515 6,529 324 737 630 674 446 327 918 473 468 711 582 239 Corporate stocks (including F . R. Bank stock) 1,646,151 50,240 664,893 125,905 27,187 7,811 28,392 288,426 20,056 19,016 41,416 14,733 358,076 13,968,760 565,147 648,396 1,696,185 554,686 326,076 242,861 209,737 264,498 533,133 1,958,749 106,616 327,141 351,674 40,519 411,822 226,443 259,048 98,467 696,800 249,451 2,221,886 807,196 269,050 903,179 132 5 10 8 9 4 3 3 4 6 7 4 6 3 2 7 5 6 3 11 6 6 3 6 5 See contents page for basis of classification of member banks. Includes both central reserve city a n d reserve city banks. For other footnote, see opposite page. Reserves, cash, 7,996 555 470 1,647 129 285 36 875 994 228 108 150 698 75 171 62 92 102 410 264 465 103 77 19,186,013 1,695,943 126,313 87,217 280,350 23.275 78,202 10,185 190,227 237.641 33,010 25,985 33,655 112,336 18,048 32,913 16,248 24,017 26,404 105,588 66,137 117,859 27,206 23,127 943,848 68,796 53,595 170,652 12,250 43,805 6,483 111,642 126,503 18,699 12,752 13,882 66,162 9,489 18,892 4,553 11,898 14,688 54,896 36,756 60,324 14,313 8 7 , 3 7 1 10, 523,835 799,191 8,264 22,140 476,364 11,710 830,349 912,141 8,177 5,492 777,973 4,817 910,112 8,847 439,270 3,756 591,087 496,784 2,729 3,477 748,057 4,297 903,620 3,665 638,887 5,546,731 419,745 854,21 470,851 508,062 390,488 428,574 785,813 302,834 275,488 360,711 409,808 340,146 12,818 7 RESERVE AND RESERVE CITY AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT A S S E T S [In thousands of dollars] and bank balances Other balances with banks in U. S. Balances with b a n k s in foreign countries Cash items in process of collection 27,588 21,185 5,105,302 11,779 763 2,601 1,577 210 85 1,179 54 173 1,057 395 3,685 4,609 283 252 50 525 296 62 270 910 376 17 573 70 820 973 Other real estate owned 887,672 14,427 Assets indirectly representing real estate Customers' liability accept- Income accrued b u t not collected 59,737 149,491 31,576 460 3,357 2,864 872 700 16,028 2 , 9 1 0 , 0 7 0 134,688 515 11,281 1 , 4 4 4 , 6 0 1 160,806 704 94,594 214 35,954 67.003 333,028 731 110,572 34 71,667 223 98,623 67 68.004 130 290,530 2,129 321,578 15,821 157,149 17,669 8,815 3,174 7,916 21,099 4,712 359 5,671 11,237 67,956 4,200 330 587 2 1,064,932 48,852 56,279 92,539 5 4 ,4 3 9 47,123 8,972 27,714 18,852 53,307 28 118,603 676 10,903 38,167 27,189 1,990 30,887 14 21,349 30,441 8,690 296 45,411 257 20,153 33 131,510 254 54,001 129 26,790 90,771 261 131,838 8,579 10,197 23,109 6,122 2,862 1,854 2,521 3,502 5,844 7,096 720 1,756 3,157 223 1,024 957 3,009 1,354 13,252 3,421 10,407 12,249 1,715 6,908 2,812 25 115 17 12,454 499 123 176 327 229 56 285,205 25,455 5,683 38,109 6,530 9,016 1,202 33,138 70,470 3,431 4,952 14,890 21,774 2,689 8,294 299 2,635 2,737 7,321 4,538 17,409 2,919 1,714 44,225 6,295 1,429 13,062 838 689 23 3,001 5,445 1,881 598 1,102 223 46 129 250 40 200 100 109 10 1,979 541 388 5 7 98 164 1 156 331 288 3 11 325 27 1,811 500 301 306 3,100 306 19,099 1,375 55 4,636 364 226 40 2,500 18,268 6,413 28 91 56 88 304 2,881 62 144 325 160 1,413 ' 28 15 79 3,825 1,646 '4^808 556 403 " 874 3,631 126 125 99 1,350 1,703 50 94 3 Total assets Federal Reserve district numbers, and reserve cities 223,092 202,958 126,350,466 All m e m b e r b a n k s 120,721 5,924 57,924 5,907 5,342 903 1,551 18,326 2,710 1,816 1,072 179 19,067 134,740 12,541 95,120 7,945 1,263 395 1,124 6,576 1,075 693 419 333 7,256 45,722 1,882 2,033 6,332 2,095 925 929 370 694 1,491 7,083 129 1,104 474 177 1,592 601 848 101 1,824 640 8,356 2,624 8 3,410 20,564 1,730 644 1,329 2,417 975 462 188 532 1,091 3,124 60 380 286 9,963 284 947 1,019 5,236 196 128 1,125 99 7 247 1,393 707 354 165 215 ,125 2 229 623 2,392 358 643 65 85 552 2,126 . 834 2,362 1,367 180 845,095 390,031 37,200 131,412 83,098 194,976 44,300 68,889 37,290 53,040 27,335 69,406 31,085 71,982 43,611 78,985 16,998 28,828 11,923 30,942 11,593 20,744 21,055 39,218 24,543 56,673 818 Other 599 139,086 20,825 87,406 4,212 554 25 2,955 735 84 140 47 86 50 127 10,227 341 991 265 790 738 1,829 550 64 1,968 1,095 1,057 539 Bank premises, furniture, and fixtures 26 12,076 1,310 2,894 1,305 504 732 773 1,972 159 599 109 696 1,023 3,867 1,825 437 66 76 140 1,079 127 49 32 36 ,118 131 22 165 35 137 210 765 508 304 54 154 382 237 84 16 36 46,686 5,538 14,448 2,730 2,530 1,621 3,910 4,931 1,432 4,194 600 963 3,789 42,418 3,379 8,959 4,599 3,185 3,845 3,032 4,758 1,816 1,083 1,779 2,088 3,895 27 6,313 501 1,490 901 115 670 662 153 301 37 326 682 475 911 41 500 68 1,290 78 1,273 2,257 517 411 53,795,491 Reserve b a n k cities 1. Boston 2,329,263 2. N e w York 2 25,438,061 3. Philadelphia 2,645,620 4. Cleveland 2,042,640 5. R i c h m o n d 399,754 823,908 6. A t l a n t a 32 7. Chicago 7,874,951 8. St. Louis 1,279,765 9. Minneapolis 785,007 9 7 5 , 2 7 4 10. K a n s a s C i t y 9 6 1 , 7 2 1 11. Dallas 8 , 2 3 9 , 5 2 7 12. San Francisco 19,137,123 Reserve b r a n c h cities 767,828 2. Buffalo 894,975 4. Cincinnati 2,220,502 4. P i t t s b u r g h 777,048 5. Baltimore3 484,713 5. Charlotte 343,528 6. Birmingham 331,734 6. Jacksonville 373,613 6. Nashville 779,633 6. N e w Orleans 2,577,718 7. D e t r o i t 156,419 8. Little Rock 479,066 8. Louisville 497,554 8. M e m p h i s 55,992 9. Helena 5 7 5 , 6 7 8 10. D e n v e r 3 4 0 , 4 0 4 10. O k l a h o m a City 382,039 10. O m a h a 147,753 11. El Paso 1 , 0 3 3 , 4 4 4 11. H o u s t o n 3 5 5 , 8 4 3 11. San Antonio 2 , 8 6 8 , 0 2 9 12. Los Angeles 1 , 0 8 3 , 6 3 8 12. P o r t l a n d 3 3 7 1 , 0 6 8 12. Salt Lake City 1 , 2 3 8 , 9 0 4 12. Seattle 1 1 5 , 9 5 8 , 6 3 0 O t h e r reserve c i t i e s 4. Columbus 451,514 4. Toledo 355,400 5. W a s h i n g t o n 1,004,564 7. Cedar Rapids 82,346 7. Des Moines 270,832 7. D u b u q u e 43,790 7. Indianapolis 670,759 7. Milwaukee 850,952 7. Peoria 136,217 7. Sioux City 91,543 8. N a t i o n a l City 93,703 9. St. Paul 414,463 6 0 , 2 7 5 10. K a n s a s City, K a n s a s 114,289 10. Lincoln 3 7 , 3 6 6 10. Pueblo 8 0 , 1 0 8 10. St. Joseph 8 7 , 8 3 1 10. T o p e k a 371,466 10. Tulsa 221,380 10. W i c h i t a 3 5 2 , 8 2 8 11. F o r t W o r t h 9 3 , 3 6 9 11. Galveston 7 3 , 6 3 5 11. W a c o 4 7 , 4 5 9 , 2 2 2 C o u n t r y b a n k s , by d i s t r i c t s 1. Boston 3,710,858 2. N e w York 8,077,680 3. Philadelphia 4,269,299 4. Cleveland 4,458,791 5. R i c h m o n d 3,192,299 6. A t l a n t a 3,400,773 7. Chicago 6,903,992 8. St. Louis 2,470,633 9. Minneapolis 2,300,467 2 , 7 1 3 , 8 1 4 10. K a n s a s City 3 , 0 3 2 , 6 2 4 11. Dallas 2 , 9 2 7 , 9 9 2 12. San Francisco Includes figures for a b a n k with its head office in a nonreserve city, t h a t has a branch in this reserve city; see c o n t e n t s page, For other footnotes, see opposite page. 1 8 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949, OF BANKS IN EACH CENTRAL LIABILITIES [In thousands of dollars] Demand deposits Federal Reserve district numbers, and reserve cities Individuals, partnerships, and corporations Total United States Government States and political subdivisions Time deposits Banks in United States Banks in foreign countries Certified and officers' checks, etc. Total Individuals, partnerships, and corporations United PostStates al Gov- Savernings ment States and political subdivisions Banks in Banks forin eign U. S. tries All member banks 86,906,468 66,766,174 2,563,280 5,848,945 8,855,023 1,410,930 1,462,116 29,104,984 27,885,483 118,340 4,416 1,029,969 27,315 39,461 Reserve bank cities 1 999,027 29,720 ,180 ,168,324 ,355,342 ,584,232 ,365,451 805,498 8,614,722 8,096, 944 39,246 300 432,284 6,987 38,961 1. Boston 884,609 1,472 ,672 44,135 94,389 227,994 29,588 15,831 187,950 184, 641 3,303 6 2. New Y o r k 2 . . . . 701,661 15,631 ,776 475,579 238,401 ,599,134 ,204,245 552,526 1,687,998 1,604 760 17,715 28,152 910 36,461 3. Philadelphia. . . 120,831 1,646 ,008 48,261 91,172 306,968 10,996 17,426 252,447 2 1 1 825 381 69 40,043 129 4. Cleveland 213,337 965 ,483 66,449 55,927 111,677 2,470 11,331 696,450 692 392 4,005 53 5. Richmond 302,421 188 379 17,733 20,439 70,842 167 4,861 70,041 67 160 545 2,330 6 6. Atlanta 32 656,742 453 ,538 16,748 50,942 129,612 28 5,874 112,900 111 936 920 14 21 9 7. Chicago 597,058 4,015 ,226 270,328 262,249 955,945 48,619 44,691 1,726,381 1,658 786 2,210 65,225 160 8. St. Louis 023,413 677 759 40,031 35,847 262,832 1,602 5,342 163,874 163 541 322 5 6 9. Minneapolis. . . 616,933 375 708 16,642 54,376 159,926 2,102 8,179 112,280 108 032 42 6 4,200 10. Kansas City. . . 843,611 463 603 13,400 23,795 337,337 638 4,838 76,272 76 147 68 2 55 11. Dallas 787,427 497 734 12,692 63,038 206,191 681 7,091 96,620 94 618 127 1,850 25 12. San Francisco.. 250,984 3,332 294 146,326 364,767 215,774 64,315 127,508 3,431,509 3,123 106 13,613 198 290,652 1,440 2,500 Reserve branch 13,240,008 9,849,385 402,176 032,078 ,770,188 cities 1 31,816 154,365 4,528,780 4,321,648 14,268 138 187,566 4,660 500 2. Buffalo 476,719 379,260 15,349 48,221 24,664 2,062 7,163 234,341 231,995 1,756 590 4. Cincinnati 602,225 464,491 22,623 21,053 86,352 1,002 6,704 215,796 194,983 144 5 20,351 313 4. Pittsburgh 1,541,662 1,259,292 54,460 30,254 184,427 2,040 11,189 392,468 360,947 95 29 29,406 1,991 588,171 439,516 5. Baltimore3 18,955 53,455 70,498 1,233 4,514 130,382 128,759 782 570 271 387,438 5. Charlotte 246,738 8,054 31,751 94,862 6,033 60,169 40,146 2,802 2 16,912 307 6. Birmingham. . . 263,260 202,222 6,469 24,540 28,730 1,299 57,106 57,106 6. Jacksonville 264,496 149,588 3,519 33,182 77,17*9 134 894 43,338 43,314 24 267,055 6. Nashville 149,965 4,626 44,871 66,338 1,255 82,080 81,242 587 251 6. New Orleans... 617,148 350,831 8,852 115,096 129,834 7,904 4,631 121,460 117,492 94 33 3,841 7. Detroit 1,538,494 1,187,576 96,348 85,585 138,795 3,085 27,105 896,719 894,671 1,675 193 180 127,317 8. Little Rock.. . . 81,004 2,148 11,211 31,830 1,124 20,833 20,574 250 6 3 8. Louisville 387,536 251,520 12,383 10,128 108,591 4,914 57,520 57,105 395 20 8. Memphis 382,671 241,629 5.785 34,267 98,699 2,193 84,042 84,042 48,225 9. Helena 16,890 733 21,179 9,081 342 5,631 5,476 150 5 10. Denver 422,505 320.732 11,749 23,879 61,966 4,134 118,010 117,771 100 27 112 10. Oklahoma City. 290,324 154,524 53,363 4,997 74,025 3,415 23,508 20,236 146 2,870 256 316,978 10. Omaha 196,953 9.786 14,585 93,719 2 1,933 41,048 41,040 3 5 112,338 78,747 11. El Paso 2,265 12,033 16,550 1,387 1,356 25,937 25,412 525 844,938 593,102 11. Houston 102,945 126,477 13,552 2,090 6,772 119,743 86,759 36 32,423 25 500 268,866 205.733 11. San Antonio. . . 12,782 4,738 41,630 1,149 2,834 69,050 46,622 72 2 22,354 1,654,753 1,441,399 12. Los Angeles 50,171 44,096 6,050 84,097 28,940 1,036,297 983,960 698 51,539 100 702,727 12. Portland 568,327 16,609 76,631 28,179 994 11,987 310,286 305,236 80 4,920 50 277,255 203,511 12. Salt Lake City 3 . 3,802 32,914 35,305 1,723 73,270 72,560 490 20 150 50 856,907 665,835 12. Seattle 24,203 94,057 2,541 58,360 11,911 309,746 304,200 5,156 390 Other reserve 4,523,358 3,061,651 cities 1 151,004 524,684 704,986 5,475 75,558 1,055,940 1,014,280 12,227 653 25,541 3,239 333,509 221,502 4. Columbus 8,564 59,790 35,858 34 7,761 92,550 83,430 1,250 5 7,179 686 230,522 189,018 4. Toledo 11,896 10,389 14,687 4,532 103,720 100,900 55 2,765 756,082 5. Washington 663,962 20,838 127 48,701 4,003 18,451 180,990 179,215 1,750 25 60,399 30,774 7. Cedar Rapids. . 1,689 5,208 22,602 126 17,036 17,036 226,662 108,344 7. Des Moines 12,087 64,702 39,830 1,699 28,586 26,627 1,945 14 7. Dubuque 22,488 18,588 1,281 1,717 785 117 19,222 19,222 7. Indianapolis. . . 518,080 329,882 12,893 109,134 58,790 89 7,292 112,876 110,795 1,291 500 290 604,482 7. Milwaukee 404,387 27,361 51,431 104,393 512 16,398 189,717 185,188 4,001 12 516 87,661 69,210 7. Peoria 3,819 2,925 8,677 3,030 38,394 35,580 64 2,750 71,949 7. Sioux City 42,873 1,959 5,759 20,835 523 14,992 14,985 7 75,443 16,934 8. National City.. 364 602 57,327 216 11,730 1,729 1 10,000 312,183 157,275 9. St. Paul 12,284 76,385 63,782 2,032 66,851 65,822 29 1,000 10. Kansas City, 44,430 17,600 Kansas 790 9,857 15,834 349 12,302 12,287 15 93,639 56,734 10. Lincoln 2,984 7,397 25,333 1,191 11,193 11,113 75 5 25.420 18,912 10. Pueblo 77 1,748 4,491 192 8,555 8,455 100 35,049 54.421 10. St. Joseph 1.355 2,795 14,267 955 21,737 21,722 15 74,819 10. Topeka 39,762 5,317 19,453 9,821 466 8,191 7,770 420 1 323,305 236,852 10. Tulsa 12,848 31,197 39,866 2,130 24,973 24,256 95 5 617 194,565 5,398 122,478 10. Wichita 29,508 34,480 2,701 15,094 13,772 1,307 15 292,068 191,230 11. Fort W o r t h . . . . 4,532 25,062 67,929 3,315 40,376 40,376 61,499 42,248 11. Galveston 1,312 2,8 13,986 1,065 26,566 23,711 25 2,830 59,732 48,037 1.356 11. Waco 6,610 2,712 1,017 10,289 10,289 Country banks, by districts 1. Boston 2. New York 3. Philadelphia. . . 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis. . . 10. Kansas City. . . 11. Dallas 12. San Francisco.. 144,075 309,834 054,217 142,163 373,639 063,682 494,935 928,606 687,766 409,944 237,947 634,387 806,955 24,134,958 1,926,718 3,277,959 1,865,896 2,041,656 1,689,339 1,926,812 3,301,377 1,433,725 1,150,464 1,814,280 2,196,317 1,510,415 1 2 841,776 !, 936,841 78,871 147,478 144,338 464,704 78,586 143,646 87,817 195,386 52,249 201,798 45,920 335,700 149,100 370,740 36,046 158,800 41,176 146,543 49,527 296,167 38,130 275,302 40,016 200,577 See contents page for basis of classification of member banks. Includes both central reserve city and reserve city banks. For FRASER Digitized for other footnote, see opposite page. 795,617 85,886 77,637 13,595 17,961 92,796 161,054 58,829 45,678 54,662 58,176 100,257 29,086 8,188 1,351 1,026 19 3,027 51 277 1,128 1,309 426 695 69 530 88 553 40, 421 30, 819 27, 500 2 2 , 422 48, 509 13, 517 1 6 , 822 19, 797 23, 253 25, 552 905,542 14,452,611 52,599 3,325 074,653 1,067,656 3,414 227 362,978 3,312,705 10,622 15 709,341 1,644,746 3,254 311 748,431 1,642,184 355 430 889,983 849,060 10,830 714 693,032 667,152 7,525 291 558,340 2,507,209 2,449 252 627,174 594,568 1,134 236 756,489 750,769 1,141 129 312,606 307,265 2,721 191 222,352 189,635 6,801 317 950,163 919,662 2,353 212 384,578 3,322 37,719 60,979 105,264 28,664 12,692 47,925 31,039 4,095 2,158 22,898 27,823 12,429 34 1,917 51 198 715 5,372 505 197 355 271 2,701 113 9 RESERVE AND RESERVE CITY 1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT L I A B I L I T I E S A N D C A P I T A L A C C O U N T S [In t h o u s a n d s of dollars] Total deposits Bills payable and other borrowed money- Acceptances outstanding Other liabilities Total liabilities 116,011,452 199,084 163,584 1 , 0 2 7 , 7 3 8 1 1 7 , 4 0 1 , 8 5 8 48,613,749 2,072,559 22,389,659 2,373,278 1,909,787 372,462 769,642 7,323,439 1,187,287 729,213 919,883 884,047 7,682,493 138,887 3,500 103,650 18,137 10,000 151,729 21,785 94,312 4,634 554 17,768,788 711,060 818,021 1,934,130 718,553 447.607 320,366 307,834 349,135 738.608 2,435,213 148,150 445,056 466,713 53,856 540,515 313,832 358,026 138,275 964,681 337,916 2,691,050 1,013,013 350,525 1,166,653 6,000 100 100 5,579,298 426,059 334,242 937,072 77,435 255,248 41,710 630,956 794,199 126,055 86,941 87,173 379,034 6,200 56,732 104,832 33,975 76,158 83,010 348,278 209,659 332,444 88,065 70,021 44,049,617 3,384,487 7,417,195 3,851,504 4,122,070 2,953,665 3 , 1 8 7 967 6,486,946 2,314,940 2,166,433 2,550,553 2,856,739 2,757,118 3 600 3,000 5,300 Surplus 2,868,904 3,945,344 1,688,444 Other capital accounts 7,760 • 28 91 71 685 403 127 125 2,000 58 ,700 39 2,500 3,970 1,825 437 66 76 140 1,182 127 731,983 19,810 515,146 16,349 12,496 2,590 5,792 43,167 6,404 6,905 1,781 3,510 98,033 49,636,348 1,308,884 59,437 2,117,654 665,072 23,102,767 58,671 2,412,398 41,514 1,932,837 7,340 375,052 15,700 775,489 7,372,620 182,900 1,194,250 34,225 12,500 736,344 18,900 921,704 890,057 28,400 184,225 7,805,176 ,935,877 102,913 ,162,400 122,347 45,046 9,560 19,558 214,708 26,725 23,000 19,985 28,900 160,735 744,760 30,325 456,809 41,275 16,475 6,300 7,756 53,072 23,389 7,199 13,036 13,124 76,000 169,622 18,934 51,013 10,929 6,768 1,502 5,405 51,651 1,176 5,964 1,649 1,240 13,391 110,072 3,243 4,946 13,716 2,362 6,043 1,898 1,624 2,655 2,442 14,988 745 3,219 2,328 206 2,664 1,230 1,002 737 4,654 1,460 24,024 7,158 1,643 5,085 17 892,620 714,431 823,158 1,947,917 726,303 453,650 322,264 309,458 352,094 744,545 2,450,263 148,895 448,275 469,185 54,062 543,207 315,062 359,528 139,012 971,569 339,376 2,715,759 1,020,574 352,168 1,171,865 389,739 19,765 23,900 85,600 13,831 7,300 7,200 6,000 7,400 10,283 36,000 2,800 9,900 7,400 850 8,860 8,000 7,700 2,850 26,000 5,550 53,000 15,200 6,750 17,600 539,204 27,295 33,860 126,150 23.599 17,900 7,100 11,000 11,000 16,607 61,500 3,200 16,350 15.600 838 12,140 8,150 7,635 3,950 25,120 7,200 53,010 20,700 7,200 22,100 230,414 5,670 11,178 36,818 9,190 3,450 4,809 2,384 3,101 7,846 19,242 1,355 4,386 4,617 242 8,690 8,704 4,499 1,396 9,798 2,902 37,890 22,227 3,701 16,319 85,146 667 2,879 24,017 4,125 2,413 2,155 2,892 18 352 10,713 169 155 752 27,696 2,003 2,505 5,457 2 802 26 1,858 3,199 1,298 210 203 4,950 5,613,319 428,062 336,747 942,529 77,437 256,050 41,736 632,814 799,456 127,355 87,151 87,376 385,723 110,385 9,000 7,700 18,900 500 4,750 550 10,025 16,600 3,260 1,600 1,000 9,000 146,953 9,500 7,950 28,800 3,800 4,750 650 19,100 16,527 4,240 2,000 4,000 14,250 64,484 4,285 2,004 11,597 609 2,981 622 7,861 12,950 23,489 667 999 2,738 57,127 107,624 34,063 76,284 83,366 350,136 210,740 333,161 88,172 70,210 1,350 2,700 1,150 2,475 1,000 1,350 1,695 7,910 5,400 7,225 1,556 1,625 620 929 903 913 809 4,742 1,335 2,782 1,302 762 157,987 18,157 41,066 11,126 14,263 10,362 9,578 21,757 5,632 6,415 2,611 4,006 13,014 44,259,571 3,410,494 7,481,791 3,868,771 4,138,089 2,967,112 3,199,937 6,508,960 2,322,862 2,173,947 2,555,011 2,861,165 2,771,432 1,059, 896 1 323,310 97, 780 121,704 240,381 210, 504 189,595 125, 285 104, 396 146,301 96,733 73, 086 67, 770 88,679 149,252 128, 772 54,899 49, 730 48,092 42, 464 60,228 49, 822 59, 004 64,799 51, 283 62,647 648,786 58,673 112,147 73,753 60,489 42,655 35,021 88,634 35,041 27,369 40,698 37,105 37,201 1,000 1,300 1,700 5,750 3,400 7,500 1,850 950 1,010 536 1,327 3,605 Total capital accounts 445,916 8 , 9 4 8 , 6 0 8 395 292 88 126 356 1,832 1,081 717 107 189 55 5,414 559 226 40 2,500 21,650 304 3,495 62 47,997 6,025 23,093 6,075 1,680 2,945 1,210 130 2,290 1,050 1,815 384 1,300 Capital Undivided profits 2,781 488 2,677 545 957 815 8,370 4,937 1,249 11,020 Net demand deposits subject to reserve (see page 14) Demand deposits adjusted (see footnote on page 1) 76,773,757 68,971,933 , 1 5 9 , 1 4 3 3 6 , 3 4 3 , 654 211,609 1,719, 513 , 3 3 5 , 2 9 4 19,217, 070 233,222 1,896, 460 109,803 1,082 611 24,702 254, 076 48,419 558, 551 502,331 5 , 0 6 2 627 85,515 880 697 48.663 514 658 53,570 677 149 71.664 632 380 434,351 3 , 8 4 7 , 862 ,970,950 ,448,204 ,978,102 ,593,800 938,147 177,725 443,351 ,989,138 608,376 366,596 393,613 499,859 ,534,039 ,244,503 11,469,002 9,970,896 53,397 405,238 385,792 71,817 512,720 435,969 272,585 1,405,878 1,208,196 50,745 510,427 443,046 31.063 312,411 237,399 21,264 241,576 219,089 22,276 204,820 155,950 21,519 228,377 177,239 35,088 529,858 417,251 127,455 1,347,794 1,181,663 7,524 105,876 82,436 30,791 326,924 228,395 28,369 326,005 250,900 1,930 43,421 36,421 32,471 317,858 363,561 25,342 239,899 189,953 22,511 265,012 183,030 8,741 88,783 83,446 61,875 720,744 657,408 16,467 230,833 201,196 152,270 1,462,649 1,382,925 63.064 626,680 602,944 18,900 238,444 211,358 67,039 731,072 681,032 All m e m b e r banks R e s e r v e1 b a n k cities 1. Boston 2. N e w York 2 3. Philadelphia 4. Cleveland 5. Richmond 6. A t l a n t a 32 7. Chicago 8. St. Louis 9. Minneapolis 10. K a n s a s City 11. Dallas 12. San Francisco Reserve b r a n c h cities1 2. Buffalo 4. Cincinnati 4. P i t t s b u r g h 5. Baltimore 5. Charlotte 3 6. Birmingham 6. Jacksonville 6. Nashville 6. N e w Orleans 7. D e t r o i t 8. Little Rock 8. Louisville 8. M e m p h i s 9. Helena 10. D e n v e r 10. Oklahoma City 10. O m a h a 11. El Paso 11. H o u s t o n 11. San Antonio 12. Los Angeles 12. P o r t l a n d 12. Salt Lake City 3 12. Seattle 345,311 23,452 18,653 62,035 4,909 14,782 2,054 37,945 51,496 8,862 4,392 6,327 28,740 3,859,531 283,691 204,736 668,356 50,640 195,683 19,492 450,237 503,481 75,377 60,250 56,115 269,213 ,376,688 263,598 198,256 644,431 29,578 165,729 19,220 413,170 401,746 71,734 44,203 2,862 213,918 28 561 400 261 261 2,928 505 2,160 489 3,148 6,665 3,303 3,824 4,465 21,330 10,640 19,667 5,197 3,425 36,317 81,044 14,672 43,377 64,299 275,964 167,337 238,311 50,014 50,925 25,117 57,028 20,553 36,164 56,944 262,858 150,149 202,198 43,282 53,950 O t h e r reserve cities1 4. Columbus 4. Toledo 5. W a s h i n g t o n 7. Cedar Rapids 7. Des Moines 7. D u b u q u e 7. Indianapolis 7. Milwaukee 7. Peoria 7. Sioux City 8. National C i t y 9. St. Paul 10. K a n s a s City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. T o p e k a 10. Tulsa 10. Wichita 11. F o r t W o r t h 11. Galveston 11. W a c o 167,659 22,207 32,857 11,895 9,516 12,713 9,366 28,374 8,101 8,595 8,055 10,551 5,429 ,199,651 300,364 595,889 400,528 320,702 225,187 200,836 395,032 147,771 126,520 158,803 171,459 156,560 ,653,399 ,012,314 ,636,240 ,981,074 ,214,821 ,849,231 ,212,952 ,641,641 ,577,214 ,282,887 ,109,500 ,455,654 ,679,871 Country banks, by d i s t r i c t s 1. Boston 2. N e w York 3. Philadelphia 4. Cleveland 5. Richmond 6. A t l a n t a 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 2,301 232 959 5,419 352 256 1,885 25,101, 2,019, 3,588, 1,870, 2,062, 1,755, 2,092, 3,402, 1,445, 1,223, 1,891 2,198, 1,552 570 161 768 594 708 149 138 968 088 233 584 166 013 Includes figures for a b a n k with its head office in a nonreserve city, t h a t has a branch in this reserve city; see c o n t e n t s page. page. For other footnotes, see opposite Federal Reserve district numbers, and reserve cities Io ALL MEMBER BANKS—ASSETS AND LIABILITIES A S S E T S [In t h o u s a n d s of dollars] Reserves, cash, Loans and investments Number of banks State 93,834,682 34,905,095 51,361,882 4,636,598 Total, all S t a t e s . New E n g l a n d : Maine New Hampshire Vermont Massachusetts R h o d e Island Connecticut Middle Atlantic: N e w York N e w Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West N o r t h Central: Minnesota Iowa Missouri North Dakota South D a k o t a Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia N o r t h Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas. Mountain: Montana Idaho Wyoming Colorado N e w Mexico Arizona . Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks Total U. S. ObligaLoans Governtions of (including m e n t direct S t a t e s and and guarpolitical overdrafts) anteed . subdiviobligations Other bonds, notes, a n d debentures 2,649,015 Corporate stock (including F. R. Bank stock) Total Reserve with Federal Reserve Banks 282,092 30,978,407 19,186,013 148,653 62,512 43,463 1,692,873 324,423 466,169 8,102 6,733 6,347 85,128 7,112 48,231 9,571 5,506 5,212 75,925 4,316 27,461 812 438 324 8,311 1,946 2.091 73,384 51,087 27,053 917,346 113,737 261,047 37,122 23,679 14,243 573,954 69,921 124,609 9,105,819 11,709,361 911,060 2 , 0 3 8 , 9 3 2 2,412,095 3,907,819 871,835 215,853 329,550 506,668 139,244 459,855 106,359 13,323 36,543 7,835,406 751,173 2,056,993 5,760,694 443.186 1,255,526 1,619,947 471,561 2,422,672 1,061,229 431,735 2,955,788 1,091,065 4,892,847 2,095,948 995,764 259,381 87,801 463,249 187,577 68,192 177,276 48,105 273,512 117,885 50,154 9,629 3,093 15,617 6,329 2,535 1,449,556 537,916 2,712,638 957,419 484,424 860,023 300,701 1,829,507 567,734 248,848 1,553,255 913,792 2,355,325 209,033 261,762 676,679 766,544 562,630 314,682 1,015,315 55,619 92,053 227.751 271,084 859,411 494,756 1,158,912 142,331 151,500 383,791 410,408 66,692 81,808 101,466 6,461 12,401 42,873 58,435 61,611 21,062 25,341 2,911 1,484 7,807 266 359 1,142 1,276 527,149 307,861 937,663 62,461 74,426 262,970 300,833 291,036 166,557 485,656 33,663 45,860 144,570 156,331 17 77 16 204 108 54 32 65 73 230,595 878,791 726,425 1,130,987 593,899 663,328 340,189 837,452 1,043,629 83,705 257,727 246,084 503,468 185,600 291,433 109,510 396,432 261,303 127,275 570,343 437,923 556,423 371,090 326,366 202,869 377,258 701,348 10,272 18,280 3,016 42,558 23,573 27,237 16,727 43,000 64,228 8,071 30,258 37,713 25,595 12,176 16,803 10,531 18,920 14,658 1,272 2,183 1,689 2,943 1,460 1,489 552 1,842 2.092 67,522 294,997 285,961 377,409 200,742 276,851 125,766 337,363 446,814 36,148 167.187 173,629 190,757 101,065 130,731 63,874 182,534 207,933 112 82 91 31 732,221 1,087,462 759,488 223,246 267,386 472,892 292,763 69,811 418,442 516,169 371,880 111,119 23.986 77,719 74,918 38,844 20,573 17,254 18,482 2,977 1,834 3,428 1,445 495 283,190 414,386 277,482 84,426 151,582 221,230 156,728 38,688 67 46 225 569 382,023 948,018 969,748 3,802,983 139,970 297,192 346,802 1,664,869 194,692 569,352 530,042 1,862,542 36,233 71,046 80,673 219,336 10,396 8,373 10,442 48,488 732 2,055 1,789 7,748 156,859 398,838 426,913 1,728,070 84 27 41 92 34 5 31 6 364,313 297,230 149,624 713,415 179,187 285,181 357,103 122,423 113,354 109,820 50,806 221,428 79,114 143,948 157.752 47,909 231,229 179,256 88,468 444,952 90,680 118,682 184,726 65,781 12,627 6,482 7,772 28,451 6,608 1,283 2,322 17,383 1,088 9,689 3,006 834 495 389 256 1,201 293 363 632 133 122,360 89,348 55,083 285,788 69,608 82,809 129,217 29,995 70,648 48,411 27,334 151,291 32,966 51,804 69,302 1,911 1,253 17,523 453,277 292,447 2,482,344 246,513 188,828 1,677,676 38 52 40 145 10 65 267,086 142,610 110,438 2,945,318 500,421 804,609 567 286 747 22,300,042 3,318,412 7,145,862 425 236 505 230 166 5,022,021 1,701,625 8,067,897 3,468,968 1,548,380 207 164 180 42 62 144 215 53 30 115 1,342,921 924,605 9,668,117 99,948 67,421 55,092 1,083,081 162,624 260,657 553,626 348,539 4,487,777 646,840 491,005 4,548,404 71,825 4,356 5,449 21,122 8,012 12,499 10.987 7,766 115,017 75,992 464,120 25,527 7,816 150,293 1 249 .. 2,055 75,991 211,682 204,570 855,371 18,120 J , 297 STATES LOCATED IN TWO F E D E R A L R E S E R V E D I S T R I C T S — C O N D I T I O N Connecticut—Dist. No. 2 . . New J e r s e y — D i s t . No. 2.. . K e n t u c k y — D i s t . No. 4 . . . . P e n n s y l v a n i a — D i s t . No. 4 . West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 . . . Mississippi—Dist. No. 6 . Tennessee—Dist. No. 6 . . . . I n d i a n a — D i s t . No. 7 Illinois—Dist. No. 7 . . . . . . . Mi chi g a n —D is t. N o . 7 Wisconsin—Dist. No. 1 . . . . Missouri—Dist. N o . 10. . . New Mexico—Dist. No. 10 O k l a h o m a — D i s t . No. 10. . Arizona—Dist. N o . 12 1 16 199 58 208 12 32 19 68 174 354 189 125 46 11 212 4 219,187 2,736,292 242,991 2,662,400 84,447 754,911 185,072 688,788 1,485,921 7,529,719 3,336,522 1,400,600 795,837 108,902 952,099 244,942 122,871 80,128 760,245 1 , 6 7 3 , 9 7 0 146,175 79,095 901,875 1 , 4 7 5 , 1 7 5 44,133 32,128 462,777 233,222 56,919 91,983 261,724 361,844 396,608 969,127 2,274,822 4,574,279 1,021,978 2,015,487 900,907 388,664 405,613 313,525 49,276 53,513 522,597 338,985 130,555 95,735 6,558 180,240 11,237 80,579 5,277 51,847 33,200 49,467 76,949 416,494 178,822 62,567 49,651 4,893 78,523 8,638 9,058 110,404 5,842 186,422 2,614 5,890 2,559 13,174 40,539 249,404 114,163 46,182 25,394 1,037 10,249 9,689 These banks, two in Wisconsin a n d one in Indiana, are included in the figures for those States. 572 60,482 606,548 11,433 79,956 642 18,349 742,898 24,331 295 1,175 321,855 69,110 411 256,170 2,579 468,313 2,698 14,720 2 , 5 4 3 , 5 3 7 6,072 927,817 442,082 2,280 1,654 394,126 40,804 183 1,745 417,834 325 72,516 33,392 358,752 39,987 464,282 12,582 178,775 31,585 133,342 266,740 1,741,496 551,343 228,509 184,943 18,712 201,277 44,990 7,286 60,067 6,644 57,764 2,564 14,746 5,408 18,135 37,301 87,012 73,480 26,092 9,473 2,645 16,434 5,715 II OF BANKS ON APRIL 11, 1949, BY STATES A S S E T S [In t h o u s a n d s of dollars] and bank balances Other balances with banks in U. S. Balances with b a n k s in foreign countries 27,588 21,185 Bank premises, furniture, and fixtures Cash items in process of collection 5,105,302 887,672 Other real estate owned 14,427 547 396 28 11,054 9,018 3,909 189,316 15,104 48,336 1,862 1,684 1,394 32,095 7,389 13,352 124 26 27 427 3,621 312 1,986 12,381 14 856 1,601,182 86,129 310,448 211,478 41,651 85,768 1,477 664 786 898 222 1,248 647 103 344 10 732 842 15 219,939 5 0 ,8 8 9 375,093 143,227 86,078 49,588 13,225 37,078 25,599 12,105 733 172 17 2,115 127 1,239 6 423 102,964 30,380 226,380 4,269 4,685 4 1 ,8 9 9 13,912 7,254 4,865 17,396 1,254 1,593 5,162 4 ,5 0 2 13,188 56,782 38,803 62,977 14,390 58,912 15,081 73,205 56,723 41,550 57,562 20,600 7,286 9 3 15 797 79 201 69 3 22 102 13 270 248 102 3 1 376 135 2 257 150 330 20 265 1,281 1,047 20 60 69 405 150 14 70 75 840 604 4,055 287 129 2,498 Customers' liability on accept- Income accrued b u t not collected Other assets Total assets 59,737 149,491 223,092 202,958 126,350,466 338 57 23 1,352 318 2 121 551 110 158 14,142 466 632 343,663 195,576 139,214 3,940,512 625,009 1,081,093 20,835 1,815 13 8,997 5,313 1,803 4,619 87,477 381 4,410 66,642 14,009 8,162 103,298 4,079 12,762 30,611,133 4,126,325 9,325,209 181 21 1,358 96 1,237 1,175 265 645 50 4,638 138 58 10,539 2,854 20,234 8,363 2,982 4,367 1,487 8,537 4,291 3,042 6,538,255 2,257,274 10,852,992 4,466,125 2,051,273 529 21 3,999 2,500 473 314 1,941 46 106 4,754 1,010 4,840 663 728 1,179 737 1,140 435 2,316 42 343 730 784 2,098,394 1,230,485 3,320,358 273,453 338,852 946,726 1,073,552 I,644 9,563 13,260 14,785 5,854 6,824 2,680 10,947 14,428 110 90 265 303 208 40 20 375 437 656 4 1,350 732 674 430 177 3,068 1,217 1,897 1,026 1,276 399 1,526 301,134 1,188,789 1,029,498 1,527,615 802,736 949,754 469,456 1,189,537 1,509,158 5,683 13,064 7,401 2,771 24 509 192 32 17 54 712 257 1 404 6 88 1,181 1,180 2,188 2,847 10,169 6,188 50,814 53 298 6 2,750 10.532 11,557 3,295 35,145 2,185 9,476 28.533 2,970 2,510 2,875 930 3,261 1,748 3,062 2 ,4 8 9 1,071 10 69 83 239 139 79 13 105,330 54,891 438,442 II,001 13,525 89,984 91 9 1,020 1,381 333 1,415 381 1,783 2,494 448 1,006 26 1,285 1,767 1,540 26 655 1,213 251 1,023,075 1,518,903 1,048,947 310,778 2,891 58 4,174 222 2,406 1,413 3,420 297 1,914 1,280 3,551 542,331 1,364,642 1,405,931 5,600,202 858 2 140 1,651 190 1,075 8 445 222 248 84 1,029 135 653 544 429 490,263 389,713 205,930 1,005,255 251,107 373,142 490,356 154,376 3,802 2,842 29,080 859 2,349 10,560 1,812,603 1,236,171 12,323,591 13 17,058 69,743 32,730 192,145 11 5 525 879 2,832 Assets indirectly representing real estate 17,778 121 1 21 86 30 108 325 4,440 58 223 916 475 24,190 126 403 18,824 1,261 1,126 State Total, all States New England: Maine New Hampshire Vermont Massachusetts R h o d e Island Connecticut Middle Atlantic: New York N e w Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia W e s t Virginia N o r t h Carolina S o u t h Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado N e w Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks1 OE B A N K S L O C A T E D I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D 9,158 110,851 31,028 116,941 7,241 67,446 25,101 74,539 116,760 356,795 159,605 103,884 96,026 17,856 166,836 13,112 254 20 304 30 525 203 182 229 647 103 ,185 150 854 147 " 2 8 10 732 839 15 67 For footnote, see opposite page. 10,637 76,610 2,277 103,460 1,914 60,335 7,016 29,951 47,320 356,273 141,903 83,479 102,432 1,441 32,433 8,552 4,755 32,593 2,635 34,501 411 8,023 2,435 9,488 10,737 33,261 24,521 10,897 6,165 911 5,986 2,833 30 595 4 62 298 32 508 7 650 169 12 226 6 139 3 1,434 17 1,475 96 1,235 1,175 265 400 325 223 13 381 132 2,883 26 304 50 4,638 138 58 40 58 337 7,275 85 6,689 155 1,815 22 1,291 2,749 19,763 8,346 2,690 1,254 190 1,413 1,075 139 2,372 150 2,102 126 1,555 203 758 1,337 8,171 4,201 2,938 520 100 1,265 620 284,946 3,387,490 325,838 3,450,259 109,470 1,091,340 256,900 957,307 1,969,210 10,140,974 4,302,889 1,859,542 1,198,342 151,133 1,378,986 322,348 Connecticut—Dist. No. 2 N e w Jersey—Dist. No. 2 K e n t u c k y — D i s t . No. 4 P e n n s y l v a n i a — D i s t . No. 4 W e s t Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 I n d i a n a — D i s t . No. 7 Illinois—Dist. No. 7 Michigan—Dist.No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 N e w Mexico—Dist. No. 10 O k l a h o m a — D i s t . No. 10 Arizona—Dist. No. 12 II ALL MEMBER BANKS—ASSETS AND LIABILITIES L I A B I L I T I E S [In thousands of dollars] D e m a n d deposits State Total T o t a l , all S t a t e s . . New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: N e w York New Jersey Pennsylvania East N o r t h C e n t r a l : Ohio Indiana Illinois Michigan Wisconsin West N o r t h Central: Minnesota Iowa Missouri North Dakota South D a k o t a Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia. Virginia West Virginia N o r t h Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Individuals, p a r t nerships, and corporations United States Government States a n d political subdivisions 86,906,468 66,766,174 2,563,280 5,848,945 179,580 129,821 57,195 ,880,525 370,697 746,173 153,368 103,933 51,239 2,303,217 309,566 620,382 5,044 3,827 1,439 82,055 26,658 11,963 11,045 2,670 148,797 32,249 44,388 397,867 1 7 , 7 8 6 , 5 1 8 085,989 1 , 6 8 9 , 8 8 5 768,461 4 , 8 0 1 , 9 9 3 570,889 70,485 170,056 835,322 518,324 472,547 386,748 180,935 3,057,524 1,159,447 5,620,336 1,870,329 866,645 1,398,078 898,072 2,578,050 190,329 258,031 780,965 917,104 T i m e deposits Banks United States Banks in foreign countries Certified and officers' checks, etc. Total Individ uals, United Post partnerStates al ships, and Govern- Savcorporament ings tions States and political subdivisions Banks in U. S. Banks in foreign countries 8 , 8 5 5 , 0 2 3 1 , 4 1 0 , 9 3 0 1 , 4 6 2 , 1 1 6 2 9 , 1 0 4 , 9 8 4 2 7 , 8 8 5 , 4 8 3 118,340 4 , 4 1 6 1 , 0 2 9 , 9 6 9 27,315 39,461 6,972 6,057 889 265,515 9,953 30,532 4 29,588 1,314 33 2,229 4,959 958 51,353 6,433 24,180 132,285 44,455 66,599 665,771 201,882 243,866 131,342 43,586 65,915 660,188 201,197 242,222 593 404 138 3,488 620 1,540 144 50 25 574,024 237,929 222,471 2,654,179 1,206,708 43,066 625 501,347 13,055 605,549 43,999 59,539 3,715,699 1,736,500 2,569,539 3,589,539 1,721,351 2,424,632 26,288 4,748 869 587 60,031 3 , 3 8 0 36,461 10,353 48 141,291 2 , 1 6 0 170,667 45,751 326,720 129,081 57,260 290,585 209,631 371,510 193,715 115,646 259,548 84,057 1,039,507 151,207 116,823 3,506 89 48,619 3,145 512 53,492 19,349 65,855 39,271 24,049 2,254,657 603,655 2,657,241 1,807,537 740,735 2,126,596 599,816 2,512,247 1,798,811 734,768 1,602 2,410 2,786 2,271 4,191 311 651 97 63 40 125,064 48 141,951 6,137 1,190 1,084 730 907,741 617,456 1,731,087 166,355 210,762 583,921 654,233 44,031 38,509 70,109 4,694 8,601 23,780 27,054 177,069 139,942 128,730 8,566 30,283 43,978 151,991 249,457 93,811 629,298 8,617 6,256 123,402 75,978 2,795 16,985 8,354 16,586 2,097 2,129 5,882 7,848 550,349 259,415 531,601 69,052 63,137 106,604 96,504 542,593 256,853 523,929 68,577 61,283 106,472 93,392 97 2,041 676 375 701 96 2,007 59 70 143 6 3 23 38 2,050 451 6,798 94 1,150 10 1,034 5,550 239,237 799,775 770,253 953,336 544,264 712.370 378,341 913.371 ,181,797 208,251 612,526 677,505 735,156 438,512 519,274 293,686 673,767 897,091 16,569 24,889 33,813 16,588 16,544 8,072 22,555 19,057 1,963 83,298 127 59,732 49,472 61.659 58.660 70,568 133,195 3,548 71,918 48,749 109,430 33,317 102,437 14,143 139,307 119,495 8,906 5,911 18,648 15,038 6,375 12,456 3,780 7,146 10,176 25,672 299,946 190,099 450,022 194,794 166,469 65,584 193,019 236,625 25,424 295,559 187,324 423,140 192,942 136,465 63,636 191,207 223,765 226 1,625 2,250 6,771 813 4,610 640 1,402 804,824 ,094,557 761,573 232,416 620,857 725,326 582,413 155,115 19,664 19,197 15,706 4,162 41,833 128,270 104,230 41,189 115,194 213,410 53.267 31,032 98 378 7,276 8,256 5,579 918 144,102 328,742 215,500 60,131 141,673 320,072 212,975 59,422 3,030 1,463 704 430,768 ,073,192 ,209,717 ,695,236 335,010 678,540 858,562 3,568,119 6,601 17,051 28,585 72,218 39,519 201,076 182,817 453,153 46,128 158,949 127,396 553,567 7,904 412 6,435 3,510 9,672 11,945 41,744 76,761 218,459 99,878 550,341 383,758 289,179 157,415 749,236 204,007 279,459 343,576 91,587 293,608 226,107 125,033 604,578 146,380 221,314 256,734 71,261 7,713 5,130 3,005 16.638 3,476 6,386 4,314 2,669 58,113 49,775 19,614 51,650 42,785 42,835 42,572 15,183 20,040 5,376 8,281 69,182 8,917 2,845 37,459 781 4,284 2,791 1,482 7,143 2,449 5,005 2,497 1,693 224,295 809,817 6 , 548,299 965,588 661,721 5,348,203 34,009 18.639 210,917 138,723 86,370 443,382 67.268 29,393 307,723 Mutual Savings Banks1 11,182 21,221 2,240 2 1,233 4,003 167 22 2,481 160 255 546 55 33 10 525 166 30 8 7 48 66 19,658 698 25,070 1,051 342 9,968 287 311 316 250 1,216 16 149 17 1,142 2,538 225 55 2,953 820 5 76,169 213,035 95,079 457,211 265 673 304 7,516 25 70 100 370 84,639 82,403 35,875 193,661 34,402 74,311 118,378 53,119 84,005 81,655 35,040 193,113 32,285 73,856 117,569 50,865 161 673 345 109 2,005 250 498 134 16,143 483,083 12,700 347,000 167,497 4 , 9 6 4 , 8 8 6 476,434 340,947 4,579,307 6,236 86 14,513 28 2,783 2,564 994 70,577 344 445 543 1,917 15 79 13 16,128 1,881 7 11 17 5 11 5 20 19 15 360 271 20 945 202 100 3,991 690 3 , 2 5 2 1,143 81,998 2,746 456 24 473 222 10 40 101 200 221 2,120 70 4 390 5,902 50 366,613 1,593 2,500 16,124 STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION Connecticut—Dist. No. 2 . . New Jersey—Dist. No. 2 . . . K e n t u c k y — D i s t . No. 4 . . . . Pennsylvania—Dist. No. 4 . West Virginia—Dist. No. 4. Louisiana—Dist. No. 6 . . . . Mississippi—Dist. No. 6 . . . Tennessee—Dist. No. 6 . . . . I n d i a n a — D i s t . No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 . . . . Missouri—Dist. No. 1 0 . . . . New Mexico—Dist. No. 10. Oklahoma—Dist. No. 1 0 . . . Arizona—Dist. No. 12 1 169,548 1,665,182 233,516 2,165,511 60,545 854,904 188,797 663,194 1,323,261 7,023,952 2,324,379 1,086,215 1,014,620 115,245 1,187,379 242,828 142,315 1,360,162 207,130 1,828,063 48,725 514,148 120,964 444,573 1,001,569 5,274,109 1,821,250 793,853 596,262 71,679 841,773 192,167 7,199 57,178 4,759 73,085 3,298 12,692 3,393 12,731 41,268 316,543 126,803 53,742 16,753 2,666 28,332 5,449 9,245 168,057 17,348 59,488 5,378 175,730 33,247 87,361 191,653 342,946 183,916 100,993 37,272 30,933 178,306 37,037 6,038 41,218 2,939 186,180 2,295 137,755 30,382 112,541 71,349 979,372 150,844 114,105 357,086 8,233 127,153 2,801 625 '2,040 7^904 89 48,619 3,136 512 638 412 1,074 4,751 37,942 1,340 16,655 849 6,675 811 5,988 17,333 62,363 38,430 23,010 6,609 1,734 11,403 4,300 These banks, two in Wisconsin a n d one in I n d i a n a , are included in t h e figures for those States. 92,255 1,477,363 66,849 892,560 35,349 178,420 53,124 233,228 529,784 2,438,866 1,718,680 655,518 115,209 28,163 97,473 62,402 92,153 1,467,768 66,446 847,068 34,726 173,154 52,418 224,723 526,065 2,327,243 1,710,237 649,701 114,874 26,151 92,792 61,947 66 1,983 17 225 673 701 3,030 2,400 2,760 2,247 4,187 78 2,000 300 250 15 1 207 5 60 147 621 39 8 35 25 11 100 5 21 7,575 355 43,069 482 3,843 37 30 1,991 136 690 5 2,427 2,901 8 690 108,664 160 5,933 255 1,049 546 177 55 1 3 , 1 4 3 1,138 200 r 3 OF BANKS ON APRIL 11, 1949, BY STATES LIABILITIES AND Bills payable and other borrowed money 199,084 Acceptances outstanding Other liabilities Total liabilities 163,584 1 , 0 2 7 , 7 3 8 1 1 7 , 4 0 1 , 8 5 8 C A P I T A L A C C O U N T S [In t h o u s a n d s of dollars] Capital Surplus 2,868,904 3,945,344 Undivided profits Other capital 1 , 6 8 8 , 4 4 4 445,916 Total capital accounts N e t dem a n d deposits subject to reserve (see page 14) Demand deposits adjusted (see footnote on page 1) 8,948,608 76,773,757 68,971,933 151,518 30,214 108,669 20,122 46,982 14.148 337,782 2,605,731 339,462 46,384 636,065 83,065 156,506 110,919 50,958 2,314,051 333,144 640,614 21,795 1,815 13 1,259 228 797 28,289 4,131 4,501 313,449 175,454 125,066 3,602,730 578,625 998,028 10,540 5,860 4,857 99,729 14,720 29,067 11,471 8,398 4,869 151,897 22,020 34.467 7,116 4,637 3,126 55,765 5,237 15,826 1,087 1,227 1,296 30,391 4,407 3,705 120,603 6,000 21,952 94,383 381 4,847 542,490 18,618 40,524 27,871,042 3,847,488 8,405,323 809,713 97,620 271,930 1,328,536 114,292 446,213 531,227 50,539 155,277 70,615 16,386 46,466 2 , 7 4 0 , 0 9 1 2 1 , 5 8 3 , 6 0 2 17,364,909 278,837 1 , 8 5 5 , 1 4 0 1 , 8 8 5 , 6 8 4 919,886 5 , 1 2 2 , 8 0 7 4 , 7 7 3 , 5 5 5 11,430 65 800 645 50 5,416 138 58 31,252 7,080 49,939 25,692 5,909 6,133,306 2,129,174 10,185,943 4,220,115 1,929,702 143,475 40,335 233,282 80,011 38,955 175,696 54,453 275,961 103,817 45,012 69,937 27.752 90,182 43,952 28,668 15,841 5,560 67,624 18,230 8,936 404,949 3 , 3 5 5 , 6 3 3 3 , 1 8 1 , 6 6 2 1,337,538 128,100 1,324,2 667,049 6 , 6 8 9 , 0 7 0 5 , 6 8 2 , 6 0 8 2,074,861 1,960,088 246,010 920,262 975,038 121,571 314 1 599 14,777 1,520 39,401 19,769 73,749 4,030 4,918 18,800 19,150 57,638 29,657 67,527 4,855 6,974 18,689 22,960 23,127 16,191 51,230 2,719 3,707 11,316 13,250 12,810 914 1,009 1,547 2,151 1,965,418 1,159,008 3,123,581 261,045 322,177 893,306 1,016,134 5,860 4,271 804 1,076 4,615 2,058 132,976 71,477 196,777 12,408 16,675 53,420 57,418 1,185,309 776,198 2,159,721 164,595 233,667 672,655 784,544 998,831 735,372 1,650,023 172,749 238,489 591,882 800,160 91 9 1,637 3,364 5,525 6,896 1,940 7.973 1,644 6,992 5,218 266,896 1,108,573 965,877 1,411,805 742,313 887,181 445,669 1,114,658 1,423,649 8,873 23,022 19,600 38,391 19,534 16,125 7,575 24,337 30,800 20,460 36.468 29,500 47,351 27,458 32,740 9,125 30,556 37,494 4,767 14,925 11.753 23,760 10,151 9,412 5,061 12,747 11,973 138 5,801 2,768 6,308 3,280 4,296 2,026 7,239 5,242 34,238 80,216 63,621 115,810 60,423 62,573 23,787 74,879 85,509 211,938 695,846 680,592 799,471 463,577 583,901 328,422 777,945 970,796 205,932 644,953 657,477 746,949 479,969 534,477 341,045 678,276 983,739 448 1,109 26 3.974 6,025 4,378 509 952,990 1,429,797 982,560 293,082 22,785 26,871 20,760 6,043 34,100 44,002 27,011 10,336 11,553 15,149 14,037 1,144 1,647 3,084 4,579 173 70,085 89,106 66,387 17,696 690,132 926,473 664,072 193,402 628,416 804,290 671,622 189,936 3,505 58 4,762 1,518 4,037 3,694 14,236 5 0 9 ,0 4 7 1,299,393 1,313,347 5,264,759 10,960 20,059 26,913 124,408 12,536 29,772 32,692 130,295 8,394 14,238 27,301 65,032 5,678 15,708 359,028 33,284 906,851 65,249 92,584 1,005,168 335,443 3 , 9 0 3 , 1 6 6 360,981 819,545 1,020,594 3,870,871 1,072 832 467 3,104 338 3,532 1,765 1,251 469,569 372,564 193,807 946,179 238,747 357,302 463,719 145,957 8,415 6,535 3,025 17,059 5,130 5,400 9,375 2,163 7,741 6,438 5,556 22,909 4,448 6,695 10,787 2,285 3,896 3,455 14,851 991 2,724 5,031 3,946 339,174 253,845 133,691 629,105 172,236 255,080 289,071 82,694 345,473 267,116 142,834 628,226 189,429 259,678 273,270 85,167 7,286 7,567 127,056 1,715,491 1,164,787 11,666,026 27,520 17,415 259,900 34,418 24,356 242,413 22,548 24,379 131,827 97,112 1,044,948 721,201 71,384 657,565 5 , 8 4 5 , 7 9 7 1,015,124 705,900 5,520,640 325 950 475 6,350 100 3,475 2,065 1,900 2,050 750 11,281 4,190 375 350 5,400 1,430 1,315 350 100 1,185 88 121 19 100 150 50 150 700 3,450 127 403 22,335 22 1,367 16,163 2,618 1,394 1,180 642 721 924 4,257 1,791 1,021 1,444 25 12,626 5,234 23,425 20,694 17.149 12,123 59,076 12,360 15,840 26,637 8,419 T o t a l , all S t a t e s New England: Maine New Hampshire Vermont Massachusetts R h o d e Island Connecticut Middle Atlantic: N e w York N e w Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin W e s t N o r t h Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia W e s t Virginia N o r t h Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado N e w Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual 7,615 233 State Savings Banks1 OF BANKS LOCATED IN F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D 2,150 4,090 350 25 65 600 2,065 50 13 381 147 3,497 26 304 50 5,416 138 58 40 58 1,238 15,727 572 17,577 528 3,296 489 3,616 6,124 48,766 25,480 5,417 2,228 300 3,661 3,200 For footnote, see opposite page. 265,204 3,162,743 300,937 3,075,795 96,772 1,040,117 242,436 900,367 1,859,284 9,517,600 4,068,677 1,749,273 1,132,147 143,708 1,288,571 308,430 7,556 78,072 8,450 116,395 3,790 15,153 4,863 18,440 34,407 219,865 76,011 34,905 22,945 3,300 26,203 5,150 8,505 93,035 11,073 175,988 6,050 23,122 8,707 27,054 47,391 259,622 99,245 40,612 24,294 2,775 31,935 5,695 2,709 40,690 4,577 54,865 1,870 11,808 763 9,589 23,404 80,268 41,228 26,426 16,688 345 26,810 2,152 972 12,950 801 27,216 988 1,140 131 1,857 4,724 63,619 17,728 8,326 2,268 1,005 5,467 921 19,742 224,747 24,901 374,464 12,698 51,223 14,464 56,940 109,926 623,374 234,212 110,269 66,195 7,425 90,415 13,918 145,674 149,753 1,477,721 1,489,551 223,541 200,211 1,945,110 1,800,746 53,038 51,390 636,218 727,123 148,006 156,680 507,971 558,704 1,159,348 1,163,235 6,310,884 5,323,145 2,022,871 1,901,693 834,377 899,248 537,711 816,162 102,905 95,948 999,049 988,110 224,952 221,164 ( Connecticut—Dist. No. 2 N e w Jersey—Dist. No. 2 I ] K e n t u c k y — D i s t . No. 4 ] Pennsylvania—Dist. No. 4 W e s t Virginia—Dist. No. 4 ] Louisiana—Dist. No. 6 ] Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 ] n d i a n a — D i s t . No. 7 I ] Illinois—Dist. No. 7 ] Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 iN e w Mexico—Dist. No. 10 ( Oklahoma—Dist. No. 10 Arizona—Dist. No. 12 H ALL MEMBER BANKS—RESERVE POSITION ON APRIL 11, 1949 [In thousands of dollars] Gross demand deposits All m e m b e r banks. Net Deductions allowed i n demand deposits computing reserves 1 subject to reserve Reserves with Federal Reserve Banks Time deposits Total 2 Required ; Excess 86,906,468 10,132,711 76,773,757 29,104,984 19,186,013 18,507,331 678,682 Central reserve city b a n k s . . 25,405,538 Reserve city banks. 32,356,855 4,192,788 28,164,067 Ratio of total reserves to net demand plus time deposits (per cent) 1,897,418 23,508,120 2,672,582 Country banks 4,194,443 455 769 25,232,597 2,021 521 4,262,994 495 940 6,294,894 742 550 4,097,794 597 375 4,563,636 708 316 12,655,879 1,487 330 3,684,146 543 441 2,387,285 336 760 4,921,964 801 749 5,061,255 851 099 9,549,581 1,090 861 Central reserve city banks: New York Chicago 20,584,304 4,821,234 ,738,674 211,076 ,767,054 552,344 ,500,419 855,320 ,168,549 140,705 ,050,525 120,215 ,210,156 ,458,720 1,475,371 19,108,933 422,047 4,399,187 6,312,555 106,396 1,526,860 7,220,331 7,060,609 159,722 14,905,542 29,144,075 4,042,505 All member banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 6,418,951 5,546,731 5,134,167 412,564 1,262,603 5,285,317 1,961,788 3,249,415 1,331,565 1,109,916 5,602,263 965,173 941,251 673,489 610,933 6,111,271 810,136 6,152,838 911,826 1,376,874 814,661 890,897 2,954,645 705,262 477,937 884,458 912,639 2,293,840 796,054 6,051,867 863,651 1,341,460 764,651 805,885 2,849,039 676,638 448,315 843,464 840,164 2,226,143 14,082 100,971 48,175 35,414 50,010 85,012 105,606 28,624 29,622 40,994 72,475 67,697 1,637,629 5,164,221 1,034,953 1,254,730 5,091,145 1,221,410 73,076 33,320 24.9 23.1 392,389 134,296 436,155 880,294 417,078 419,166 891,279 398,386 195,861 517,365 471,781 1,906,559 -1,998 110 4,820 -11,482 7,095 43,157 22,823 4,042 6,588 6,382 31,050 47,135 20.5 16.8 20.5 17.4 19.4 403,665 826,426 427,496 461,166 347,573 386,719 736,350 278,252 252,454 326,099 368,383 319,584 16,080 27,785 43,355 46,896 42,915 41,855 49,463 24,582 23,034 34,612 41,425 20,562 13.6 12.3 13.2 13.3 14.8 15.4 13.2 14.6 13.9 16.4 16.9 13.6 Reserve city banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 1,884,609 594,076 2,120,831 3,921,255 2,034,112 2,068,701 3,906,039 1,996,380 977,341 2,684,017 2,426,868 7,742,626 165,096 80,701 224,371 431,619 288,842 305,519 539,645 300,763 150,049 455,386 414,878 835,919 1,719,513 187,950 390,391 513,375 284,710 134,406 1,896,460 252,447 440,975 3,489,636 1,500,984 868,812 1,745,270 441,582 424,173 1,763,182 416,884 462,323 3,366,394 2,008,970 914,102 1,695,617 337,999 402,428 827,292 184,762 202,449 2,228,631 360,883 523,747 2,011,990 388,581 502,831 6,906,707 5,161,108 1,953,694 Country banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 2,309,834 4,054,217 2,142,163 2,373,639 2,063,682 2,494,935 3,928,606 1,687,766 1,409,944 2,237,947 2,634,387 1,806,955 290,673 465,449 271,569 310,931 308,533 402,797 525,638 242,678 186,711 346,363 436,221 254,942 2,019,161 1,074,653 3,588,768 3,362,978 1,870,594 1,709,341 2,062,708 1,748,431 1,755,149 889,983 2,092,138 693,032 3,402,968 2,558,340 1,445,088 627,174 1,223,233 756,489 1,891,584 312,606 2,198,166 222,352 1,552,013 950,163 419,745 854,211 470,851 508,062 390,488 428,574 785,813 302,834 275,488 360,711 409,808 340,146 24.5 16.2 21.6 15.9 15.6 16.9 17.9 17.6 17.2 16.0 18.5 18.9 15.7 21.2 17.0 19.8 20.0 20.2 20.9 16.2 Demand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of collection. War loan and series E bond accounts were also exempt from reserve requirements and were, therefore, deducted in computing net demand deposits subject to reserve for the April 1944-December 1946 call dates shown on page 2. The difference between the figures shown in this column and the figures shown against the corresponding captions under "Assets" is accounted for by an excess of allowable deductions over gross demand deposits at a number of banks. 2 As reported by member banks. These figures differ from those shown by the Federal Reserve Banks' books because of a lack of synchronization of entries on the books of the Federal Reserve Banks and the member banks. 3 Reserves actually required are based on deposits at opening of business. The figures in this column, therefore, represent the reserves required to be maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System prescribed the following requirements as to reserves to be maintained by each member bank effective September 16, 1948 at Country banks and September 24 at other classes: Time deposits— 7y 2 per cent for all member banks; Net demand deposits—26 per cent for Central reserve city banks, 22 per cent for Reserve city banks, and 16 per cent for Country banks. STATE MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 11, 1949, BY FEDERAL RESERVE DISTRICTS [In thousands of dollars] Federal Reserve district Total Boston New York Philadelphia Cleveland Rich- Chicago Atlanta ASSETS 2,827,724 1,400,790 31,154,102 1,238,473 14,497,598 1,642,280 : 578,390 584,459 942,727 427,383 6,087,205 12,035,821 Loans (including overdrafts) 737,945 745,875 7,617,585 855,005 1,638,933 United States Government direct and guaranteed obligations.. . 16,895,761 37,940 121,790 114,252 479,152 27,057 1,351,083 Obligations of States and political subdivisions 42,375 118,195 77,665 239,973 33,694 750,407 Other bonds, notes, and debentures 4,140 6,079 10,899 73,683 4,464 121,030 Corporate stocks (including Federal Reserve Bank stock) 340,395 5,018,068 494,495 773,412 515,593 10,170,134 201,180 3,654,755 309,399 469,161 277,219 6,659,286 39,850 63,431 31,263 178,351 30,890 509,548 Cash in vault ••• Demand balances with banks in United States (except private 106,929 136,936 70,858 157,943 47,693 1,219,566 banks and American branches of foreign banks) 173 434 1,513 3,462 312 7,933 28 136 5 6,516 351 8,646 Balances with banks in foreign countries 91,394 103,314 81,457 59,969 1,017,041 1,765,155 Cash items in process of collection 183 183 19,893 25,331 22,595 146,436 17,815 305,468 273 236 386 1,389 403 4,477 Investments and other assets indirectly representing bank premises 2,032 1,919 3,646 3,989 1,043 14,475 19 154 122 53,114 2,205 60,142 2,668 6,063 3,706 45,691 2,963 76,777 4,578 2,737 6,273 19,988 1,835 46,793 498,122 216,490 235,044 38,866 5,775 1,947 197,759 99,093 13,635 St. Louis Minneapolis 4,251,736 1,274,823 345,863 1,253,485 560,470 122,814 624,337 201,243 2,552,577 14,492 43,837 296,277 6,810 40,770 142,648 504 5,409 6,749 1,180,804 467,253 99,594 251,555 59,074 741,982 6,041 21,492 77,414 Kansas City 636,304 255,612 316,518 51,740 11,199 1,235 275,142 136,552 9,007 Dallas San Francisco 2,106,163 434,226 : 183,712 823,074 208,540 1,162,159 : 87,474 38,206 28,465 2,838 4,991 930 186,547 621,072 87,534 371,782 25,869 12,305 77,595 77,884 85 198 17 34 51,756 8,722 111,412 870 1,372 109,767 3,420 82 6,101 234 19,517 251 118 1 8 218 417 148 3,772 3,976 3,032 64,330 55 5 20,641 246,505 722 161 114,020 93,119 94 18 100,975 28,362 15 3 6,099 7,096 242 26,316 28 9,430 948 1,518 5 348 715 1,261 1,552 306 7,155 3,583 27 94 2,410 1,822 347 332 865 935 447,659 916,866 627,752 2,757,931 41,832,551 1,605,132 19,786,456 2,173,503 3,637,576 1,945,846 705,543 5,471,480 1,756,807 LIABILITIES 28,776,633 1,021,407 14,883,651 1,504,972 1,974,362 1,340,895 517,569 3,072,741 1,305,417 859,103 11,408,924 1,326,329 1,649,053 1,043,934 385,672 2,439,020 950,649 22,517,743 38,135 171,816 9,003 31,767 80,761 49,373 396,210 30,400 881,292 67,487 96,974 67,951 227,337 118,676 47,414 416,945 70,735 1,369,012 184,231 238,422 149,993 49,385 98,544 61,329 30,926 1,608,620 2,741,559 840 1,632 121 1,246 1,829 92 668,227 1,389 689,322 Certified and officers' checks, cash letters of credit, and travelers 9,884 48,705 5,437 16,981 25,499 20,435 384,725 28,854 577,705 checks, etc 437,949 2,739,178 450,842 1,410,143 452,626 139,409 2,075,894 329,081 9,356,266 Time deposits 325,723 421,319 1,348,382 425,121 135,342 2,051,212 437,331 2,682,080 9,087,896 Individuals, partnerships, and corporations 1,282 593 659 4,997 243 581 9,990 380 18,998 19 549 36 163 146 34 10 75 1,085 2,057 23,307 2,555 22,020 61,066 28,885 35,278 163 232,648 233 817 325 306 23 2,052 5,871 Banks in United States 9,768 9,768 Banks in foreign countries 38,132,899 M 5 < M 5 6 ,17,622,829 '1^955^814 3^384^505 1^793^521 656^978 5J48^635 1^634^498 Total deposits 25,880 25,880 Due to own foreign branches 2,200 300 ' " ' 2 , 3 5 5 '2',090 905 92,0401 " ' 5 ,187 "2 ',555 109,531 Bills payable, rediscounts, and other liabilities for borrowed money.. . 94 335 348 19 154 122 58,356 2,205 65,725 136 53 3 25 12 286 3,466 204 4,517 2,171 7,494 1,320 1 3,623 5,568 3,541 18,555 3,343; 51,838 4,288 12,202 1,548 5,666 13,6501 6,976 54,191 6,036 117,428 1,330 3,445 181 4,6891 1,891 1,662 121,8231 1,858; 139,454 291,563 759,516 527,370 1,577,170 227,450 504,412 435,856 1,287,341 47,347 13,596 6,070 6,814 82,169 42,318 68,540 62,466 122,198 12,010 167,520 18,381 13,559 112 266 9 24,556 4,485 5,182 2,962 132,074 101,030 63,061 1,024,979 130,726 100,293 59,860 970,507 55 18 30 170 11 6 7 29 53,271 2,402 500 1,144 1,135 775 200 5 423\637 860\546 590^431 2^602^149 250 675 45 172 274 42 8 464 1,316 285 124 8 18 229 764 28 850 4,084 261 5,358 10,517 2,220 r 424,4201 863,294 591,602 2,625,439 i 1 38,647,272 1,475,559 17,997,1401 1,973,588 3,406,685 1,809,633: 660,67815,174,519 1,644,717 CAPITAL ACCOUNTS 968,428 1,471,800 621,679 123,372 3,185,279 T o t a l liabilities a n d capital a c c o u n t s Net demand deposits subject to reserve (see page 14) Demand deposits adjusted (see footnote on page 1) 514,801 883,131 353,76C) 37,6241 56,441 100,844 34,6201 8,010l 77,0491 103,072! 40,8491 9,921 40,221 65,336> 22,7451 7,911 14,0951 21,237 7,505; 2,028; 88,846 111,837 62,756 33,522 43,374 40,235 25,856 2,625 8,337 8,037 5,632: 1,2331 18,4501 13,589 20,186> 12,882 12,554: 8,401 2,382i 1,2781 53,532 52,515 25,661 784 129,575> 1,789,316, 199,915i 230,8911 136,213; 44,865• 296,961 112,090l 23,2391 53,5721 36,150l 132,492 39,6921 52,482\ 21,34C) 16,054L , ; 41,832,551 1,605,13:I 19,786,456 > 2,173,502 3,637,576> 1,945,846 25,793,436 , 22,699,305 i 3,047,140 > 1,923: 914,099)13,708,661r 1,352,657' 1,734,11:I 1,142,572 ! 898,72-$ 11,193,55-(1,312,721 1,689,914i 1,066,49!> 970,471L 304,20=i 361,27!5 242,222! 80,53:I 14C) 8*i 23!> 25() 4'1 705,543\ 5,471,480 l1,756,807 ' 447,654• 916,866,627,752 I 2,757,931 432,592I 2,712,779• 1,111,323i 257,102! 630,16=; 440,764l 1 , 3 5 6 , 5 9 8 ! 438,419> 2,601,042 927,04=; 266,631 526,37*i494,085i 1,284,299 102,2721 334,302! 139,259) 61,49/ r 120,64!> 80,986> 249,468 80 14(> 131I 13C) 171 441 61J H vVi FEDERAL RESERVE SYSTEM BOUNDARIES OF FEDERAL AND THEIR BRANCH RESERVE DISTRICTS TERRITORIES •*»/. °rti, 'otid '"•l.n MINNEAPOLIS / ft. <$LL/ /So/f Lake C/ty 'XC'SC0 ( .?v«* CHICAGO 1 J 1 Denver KANSAS CITYil • 4 »8»/e, (S ST. LOUIS Louisville / Nashville Oklahoma City Charlotte Little Rockt Birra -'MAT®AHTA'' DALLAS# Jacksonville BOUNDARIES OF FEDERAL RESERVE DISTRICTS BOUNDARIES OF FEDERAL RESERVE BRANCH TERRITORIES • FEDERAL RESERVE BANK CITIES • i San Antonio > BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM * New Orleans FEDERAL RESERVE BRANCH CITIES OCTOBER BOARD OF GOVERNORS OF THE FEDERAL RESERVE A /*¥» SYSTEM:
