The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
• • • • • • • • • • • FEDERAL RESERVE statistical release E~ FOR IM~EDIATZ P.F.LEASE FEBRUARY 2 , 1981 10 (120) FINANCE RATES AND OTHER TERI!S ON SELECiED TYPES OF CONSUMER INSTALLMENT CREDIT EXTENDED BY MAJOR FINANCE COMPANIES (NOT SEASONALLY ADJUSTED) II II II PERIOD II II II PERSONAL LOANS MOBILE HOME CREDIT 1I II"OTHER CONSUMER GOODS'' 1/ CREDIT II 11--------------------------------11--------------------------------11-------------------------------11 AVERAGE I AVERAGE I II AVERAGE I AVERAGE I II AVERAGE I AVERAGE I II FINANCE I AMOUNT I AVERAGE II FINANCE j AMOUNT I AVERAGE II FINANCE I AMOUNT I AVERAGE II RATE I FINANCED I l!ATURITY II RATE I FINANCED I MATURITY II R!':I:E I FINANCED I .M.~T:JR!TY II (PER CENT) I (DOLLARS) I (l!ONTRS) II (PER CENT) I (DOLLARS) I (!IONTHS) II (PER CENT) I (DOLLARS) I (!tONTHS) '1979 FEBRUARY IUY AUGUST NOVEMBER 135.4 19.80 18.91 18.96 18.63 561 646 635 559 24.9 26.6 25.2 24.7 133.4 135.7 129.6 150.0 .19.65 2 0.90 20.94 20.94 589 660 563 683 24.1 24.5 24.6 24.9 20.71 20.27 20.41 20.58 1,598 1, 726 1,711 1, 701 45.2 50.4 50.9 55.4 13.46 13.61 13.64 13.83 10,924 10,977 12,039 12,527 132.3 131.9 20.55 21.16 21.32 21.48 1,816 2,040 1,912 2,130 58.4 66.1 63.1 67.6 14.05 15.94 15.91 15.98 12,1J79 12,811 12,398 13,51JO 133.8 1980 FE~RtJARY MAY AUGUST NOVEMBER -------------------------------------------------------------------------------~------------------------------------ 1/ EXCLUDES lUTOMOBILES, RECREATIONAL VEHICLES, AND MOBILE HOMES. NOTE: THE DATA SHOWN IN THIS TABLE ARE COMPILED FROM A QUARTERLY SURVEY CONDUCTED BY THE BOARD OF GOV~BNORS OF THE FEDERAL RESERVE SYSTEM. FOR MOBILE HOMES AND "OTHER CONSUMER GOODS," THE DATA COVER CONTRACTS PURCHASED BY FINANCE COMPANIES, PRIMARILY FROM RETAIL OUTLETS; FOR PERSONAL LOANS, THEY COVER SECURED AND UNSECU~ED LOANS MADE DIRECTLY BY FINANCE COMPANIES FOR HOUSEHOLD, FAMILY, OR O'i'HER PERSONAL EXPENDITURES. RAT~S ARE AVERlU~E CUSTOMER FINANCE BATES REPORTED ON AN ANNUAL PERCENTAGE RATE BASIS AS SPECIFIED IN THE FEDERAL RESERVE BOARD'S REGULATION Z (TRUTH-IN-LENDING). AVERAGE AMOUNT FINA~CED STATISTICS DO NOT INCLUDE PRECOMPUTED FINANCE CHARGES. AVERAGE RATE AND "ATURITY DATA ARE PER DOLLAR FINANCED. OTHER FEDERAL RESERVE STATISTICAL RELEASES WHICH REPORT FINANCE RATES ON CONSUMER LCANS ARE: E.12 (122) (COMMERCIAL BANKS) AND E.4 (111J) (AUTOMOB~TE FINANCE CO!'IPAN!ES). l