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FEDERAL RESERVE statistical release
E~

FOR IM~EDIATZ P.F.LEASE
FEBRUARY 2 , 1981

10 (120)

FINANCE RATES AND OTHER TERI!S ON SELECiED TYPES OF CONSUMER INSTALLMENT
CREDIT EXTENDED BY MAJOR FINANCE COMPANIES
(NOT SEASONALLY ADJUSTED)
II
II
II

PERIOD

II
II
II

PERSONAL LOANS

MOBILE HOME CREDIT

1I

II"OTHER CONSUMER GOODS'' 1/ CREDIT
II

11--------------------------------11--------------------------------11-------------------------------11 AVERAGE I AVERAGE I
II AVERAGE I AVERAGE I
II AVERAGE I AVERAGE I
II FINANCE I AMOUNT I AVERAGE II FINANCE j AMOUNT I AVERAGE II FINANCE I AMOUNT I AVERAGE
II
RATE
I FINANCED I l!ATURITY II
RATE
I FINANCED I MATURITY II
R!':I:E
I FINANCED I .M.~T:JR!TY
II (PER CENT) I (DOLLARS) I (l!ONTRS) II (PER CENT) I (DOLLARS) I (!IONTHS) II (PER CENT) I (DOLLARS) I (!tONTHS)

'1979
FEBRUARY
IUY
AUGUST
NOVEMBER

135.4

19.80
18.91
18.96
18.63

561
646
635
559

24.9
26.6
25.2
24.7

133.4
135.7
129.6
150.0

.19.65
2 0.90
20.94
20.94

589
660
563
683

24.1
24.5
24.6
24.9

20.71
20.27
20.41
20.58

1,598
1, 726
1,711
1, 701

45.2
50.4
50.9
55.4

13.46
13.61
13.64
13.83

10,924
10,977
12,039
12,527

132.3
131.9

20.55
21.16
21.32
21.48

1,816
2,040
1,912
2,130

58.4
66.1
63.1
67.6

14.05
15.94
15.91
15.98

12,1J79
12,811
12,398
13,51JO

133.8

1980
FE~RtJARY

MAY
AUGUST
NOVEMBER

-------------------------------------------------------------------------------~------------------------------------

1/ EXCLUDES lUTOMOBILES, RECREATIONAL VEHICLES, AND MOBILE HOMES.
NOTE: THE DATA SHOWN IN THIS TABLE ARE COMPILED FROM A QUARTERLY SURVEY CONDUCTED BY THE BOARD OF GOV~BNORS
OF THE FEDERAL RESERVE SYSTEM. FOR MOBILE HOMES AND "OTHER CONSUMER GOODS," THE DATA COVER CONTRACTS PURCHASED
BY FINANCE COMPANIES, PRIMARILY FROM RETAIL OUTLETS; FOR PERSONAL LOANS, THEY COVER SECURED AND UNSECU~ED LOANS
MADE DIRECTLY BY FINANCE COMPANIES FOR HOUSEHOLD, FAMILY, OR O'i'HER PERSONAL EXPENDITURES. RAT~S ARE AVERlU~E
CUSTOMER FINANCE BATES REPORTED ON AN ANNUAL PERCENTAGE RATE BASIS AS SPECIFIED IN THE FEDERAL RESERVE BOARD'S
REGULATION Z (TRUTH-IN-LENDING). AVERAGE AMOUNT FINA~CED STATISTICS DO NOT INCLUDE PRECOMPUTED FINANCE CHARGES.
AVERAGE RATE AND "ATURITY DATA ARE PER DOLLAR FINANCED.
OTHER FEDERAL RESERVE STATISTICAL RELEASES WHICH REPORT FINANCE RATES ON CONSUMER LCANS ARE:
E.12 (122) (COMMERCIAL BANKS) AND E.4 (111J) (AUTOMOB~TE FINANCE CO!'IPAN!ES).



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