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F ederal R e s e r v e

Bank

OF DALLAS

Dallas, Texas, June 17, 1960

To All Banks in the
Eleventh Federal Reserve District:
We are pleased to send you the enclosed copy of our recently revised
folder of specimen checks and drafts. The front page of the folder contains
general information pertaining to the Am erican Bankers Association
Magnetic Ink Character Recognition Program, and the specimen checks
and drafts show the location and arrangement of check routing data for
both manual and machine processing of checks.
Because of the importance of having all checks in circulation qualified
for mechanized check handling, we urge your cooperation in arranging to
have checks drawn on your bank preprinted in conformity with ABA specifi­
cations, including checks of your customers which are ordered directly
from printers.
Our offices at Dallas, El Paso, Houston, and San Antonio will gladly
furnish you additional copies of this folder. You are invited to order as many
copies as may be needed, not only for your own use but also for distribution
to your customers and to your check suppliers.
Yours very truly,
Watrous H. Irons
President

This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)

FED
ERAL RESERVE BA K
N
of D LLA
A S

SPECIMEN CHECKS AND DRAFTS
The checks and drafts illustrated herein show the location and arrangement of
the routing symbol and suffix of the transit number as they should be printed
in magnetic ink for mechanized check handling, in conformity with the American
Bankers Association Magnetic Ink Character Recognition Program, and the
fractional form of the routing symbol and full transit number for manual
handling of checks.

Under the plan for mechanical handling of checks, the ABA has designated a space at the bottom of
the check forms,

s/a"

wide and

6"

long, measured from the right edge, for imprinting magnetic ink

characters in E-13B type. The space is divided into three fields known as the “Transit,” “On Us” and
“Amount” fields. In the first field there is shown the routing symbol and suffix of the ABA transit number
of the drawee bank, with non-significant zeros added where necessary. (F or checks longer than 6", an
auxiliary field to the left of the

Va" by

6 " space may be used by the drawee bank if needed.) Detailed

specifications can be found in Bank Management publications 147 and 149, which may be purchased
for $1.25 from the American Bankers Association, 12 East 36 Street, New York 16, New York.
This plan will enable banks to continue efficient handling of checks in the face of an ever increasing
check volume. The mechanized check operations cannot be put into effect, however, until most checks are
prepared for mechanical handling. Therefore, the full cooperation of banks and check printers, in having
all check forms preprinted with the routing symbol-transit number in magnetic ink characters, is earnestly
solicited. T o minimize the cost of printing, checks may be printed entirely in magnetic ink, thus avoiding
a second press run. In such case, the

s/a" strip should be kept free of any magnetic ink printing other than

the E-13B characters. While other printing in non-magnetic ink may appear in the area, it should be placed
so as not to interfere with the visual reading of the magnetic ink printing.
Of course, checks should continue to bear, in fractional form in the upper right area, the routing
symbol and full transit number of the drawee bank; however, only the transit number should appear in
the upper right area of checks drawn on banks not on the Federal Reserve Par List, and the figure 90
is placed before the full transit number in the space at the bottom of such checks.
Bankers which have customers who order checks directly from printers — as well as the printers
receiving such orders — are asked to obtain the cooperation of their customers in having the checks
prepared in conformity with the A BA specifications. Particular attention is called, however, to the fact
that no routing symbol nor transit number should appear at any place on items which require handling
as noncash collections.
Banks which issue card checks or which have customers who issue card checks may wish to com­
municate with this bank in regard to the design of such checks, or refer to the special requirements
relative to punched card checks contained in the Bank Management publications referred to above.

Revised May ’60

PERSONALIZED CHECK
JOH N

W IL L IA M

size

6" *2%"
N o.

S M IT H

2135 Walnut Street
8 8 -1 2 3

ANYWHERE, TEXAS

1113

IQ
D A Y TO THE

DOLLARS
F IR S T N A T IO N A L B A N K

ANYWHERE, TEXAS

■: i U 3 « ' 0

SPECIMEN

i 2 Hi :

POCKET or COUNTER CHECK
F IR S T

size a-

x2% -

N A T IO N A L

B A N K

No.

ANYW HERE, TEXAS

8 8 -1 2 3
19

1113

D A Y TO THE

DOLLARS

SPECIMEN
■: i 1 1 3 - D

i 2 3i:

The minimum size of personalized checks and of pocket or counter checks is 6 " by 2 % ". The bottom
% " along the entire length of this size check is designated by ABA for imprinting the magnetic ink
characters, with the routing symbol-transit number being imprinted in the first field.

COMMERCIAL CUSTOMER’S CHECK

size

8/
<4"*3</lt"

JO H N DOE AN D SONS CO M P A N Y, IN C.

No.

327 Main Street
ANYWHERE, TEXAS

88-123
19

D A Y TO THE
r O R D E R OF

_

1113

ft
DOLLARS

JOHN DOE AND SONS COMPANY, INC.
Treas.
By Vice Pres.

FIRST NATIONAL BANK
Anywhere, Texas

SPECIMEN
■: 1 u > o

1

e

i'

VOUCHER CHECK

SIZE 814" x 3*/l
/

First National Bank

©
u

.

ANYW H ERE, TEX A S

w
«

^

n o

9

s

X

Q " W
H
Pd
W
<
«
B

cn rM
W ec
£
O

19

CO

U
S
3

88-123
1113

D A Y TO THE
• ORDER O F_

________________________________ ___DOLLARS
By Endorsement this Check Is Accepted in Full Payment of the Following Account

A. B. JONES HARDWARE CO.
By Vice Pres.

•
<

Treas.

SPECIMEN

C
O
■: 1

i

e

M ost checks of commercial customers, of both special and standard design, may require some changes
to free the % -inch space along the bottom of the check forms for imprinting the magnetic ink characters.
Non-magnetic ink printing may appear, of course, in the area. This will permit retaining a border or
other original design or wording, provided it does not interfere with the visual reading of the magnetic
ink characters.

(A D D ITIO N AL SP E C IM E N S W IL L BE

FO U N D ON THE B A C K PA G E O F TH IS F O L D E R )

BANK DRAFT

S IZ E 8 % " x 3 % "

First National Bank of Anywhere

No.

ANYWHERE, TEXAS
3 2 -4 5 6
19
D A Y TO THE
r npnFR o f

.

. .

1110

$
DOLLARS

To

THIRD NATIONAL BANK

SPECIM EN

DALLAS,TEXAS

CASHIER

VICE PRESIDENT

■: i i

Where one bank draws on another bank, the routing symbol-transit number information to be
imprinted in the designated space at the bottom of the draft and in the upper right area as well,
should always be that of the P A Y IN G bank.

NONPAR CHECK

size

6 ' x 2% "

FIRST STATE BANK

No.

SOM EW H ERE, T E X A S

88-139
19
D A Y T O THE

DOLLARS

SPECIMEN
i:qoBB«'0 i bri :

O N LY the ABA transit number should appear in the upper right area of checks drawn on
banks which are not on the Federal Reserve Par List. In the assigned space at the bottom of
checks on such banks, there should be imprinted in magnetic ink the full transit number of
the bank, preceded by the figure 90 and with non-significant zeros added where necessary.