The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
Federal R eserve Bank OF DALLAS HELEN E. HOLCOM B DALLAS, TEXAS F I R S T V I C E P R E S ID E N T A N D C H IE F O P E R A T I N G O F F I C E R Decem ber 26, 1996 75265-5906 Notice 96-132 TO: The Chief Operating Officer of each financial institution in the Eleventh Federal Reserve District SUBJECT Price Changes for Check Collection and Electronic Check Services; 1997 Private Sector Adjustment Factor (PSAF) DETAILS By law, the Federal Reserve is charged with recovering the cost of its check operations. This is accomplished by implementing fees to cover both the fixed and variable costs of providing check services. As a result, we have increased our cash letter fees to cover the fixed portion of our expenses. A customer depositing relatively few cash letters per day will see only a minimal monthly increase. We are confident that this increase will carry us into the future in a better position to offer you the highest quality products and services. In addition, the Board approved the 1997 private sector adjustment factor (PSAF) for Reserve Bank priced services. The PSAF for 1997 will be $101.5 million, an increase of $15.7 million, or 18.3 percent, from the 1996 targeted PSAF of $85.8 million. The PSAF is an allowance for the taxes and other imputed expenses that would have been paid and the return on capital that would have been earned had the Federal Reserve’s priced services been provided by a private business firm. ATTACHMENTS The revised 1997 fee and availability schedules with new pricing information on fees for check collection, electronic check and image services at the Federal Reserve Bank of Dallas and its Branches are attached. All price changes, which are effective January 2, 1997, are shaded. The detailed fee schedules contain specific service charges that reflect the general changes published in this Bank’s Notice 96-114. For additional copies, bankers and others are encouraged to use one of the following toll-free numbers in contacting the Federal Reserve Bank of Dallas: Dallas Office (800) 333 -4460; El Paso Branch Intrastate (800) 592-1631, Interstate (800) 351-1012; Houston Branch Intrastate (800) 392-4162, Interstate (800) 221-0363; San Antonio Branch Intrastate (800) 292-5810. This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org) MORE INFORMATION For more information regarding the fee and availability schedules, please contact Terry Campbell, (214) 922-6603, at the Dallas Office; Eloise Guinn, (915) 521-8201, at the El Paso Branch; Luke Richards, (713) 652-1544, at the Houston Branch; or H erb Barbee, (210) 978-1402, at the San Antonio Branch. For more information regarding the PSAF, please contact Elizabeth Tacik, (202) 452-2303, at the Board. For additional copies of this Bank’s notice and the fee and availability schedules, please contact the Public Affairs Departm ent at (214) 922-5254. Sincerely, Effective 1 /2 /9 7 ELEVENTH DISTRICT SAME DAY SETTLEMENT SERVICES Product Minimum Daily Fee Variable Fee Basic Primary Presentm en t Point Service $ 6 .0 0 $ .50 Basic A lternate P resentm ent Point Service $ 7 .0 0 $ .5 0 Enhanced Primary Presen tm ent Point Service $ 1 4 .0 0 $ 1 .5 0 Enhanced A lternate Presentm en t Point Service $ 1 6 .0 0 $ 1 .5 0 Supplem ental Payor Bank Service V Sam e a s Electronic C heck Product 2 / Supplem ental Peak SDS C apture Service NA $ .0 0 6 Supplem ental Off-Peak SDS C apture Service NA $ .0 0 3 U C on tact local Federal R eserve Bank for explanation of minimum. 2 / Refer to Electronic C heck Services fee schedule. E ffe ctiv e 1 /2 /9 7 DALLAS IMAGE ENHANCED TRUNCATION SERVICES Product Minimum Daily Fee Variable Fee B asic fm ape C apture • 5 .0 0 * 0 .0 0 4 B asic Im age C apture w /o Truncation * $ .0 0 $ 0 ,0 0 4 Optional Image Services Select Im ages Single View ; $ 0 .2 0 Select Im ages Double View $ 0 .2 5 Bulk Im age Delivery $ 1 1 .0 0 $ 0 ,0 0 6 S elect Bulk Image Delivery $ 1 1 .0 0 $ 0 ,0 0 7 Image Retrievals $ 0 .5 0 Fedline Notification Fax Notification $ 1 .5 0 $ 2 .0 0 Telephone Notification A ccount M aintenance 3 4 8 0 / 8MM Tape / CD Rom $ 1 0 .0 0 $ 1 0 .0 0 u D iskette U R efundable upon return of 8MM ta p e only. $ 1 .0 0 E ffe ctive 1 /2 /9 7 DALLAS E L E C T R O N IC C H E C K S E R V I C E S MICR C apture $ 1 0 .0 0 $ 6*00 MICR Phis Truncation Presen tm en t $ 4 .0 0 $ 6 .0 0 u Minimum Daily Fee || $ 6 .0 0 1/ % 0 3 ,3 3 4 0 -3 ,0 0 0 0 4 ,0 0 0 0 - 2 ,0 0 0 0 -1 .0 0 0 Electronic transm ission $ .0 0 3 $ .0 0 2 $ .001 $ .0 0 3 $ .0 0 6 M agnetic Tape $ .0 0 3 $ .0 0 2 $ .001 $ .0 0 3 $ .0 0 6 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 FEDLINE Notification NA NA NA — FAX Notification NA NA NA — TELEPHONE Notification NA NA NA - N um ber o f Hems Included in Daily minimum Per Item Fee: M agnetic Tape Surcharge Return Item Origination: * $ 2 .0 0 $ 2 .5 0 .<55 $ 2 .0 0 $ 2 .5 0 Item or Information Retrieval FEDLINE Notification NA NA NA $ .5 0 $ .50 FAX Notification NA NA NA $ 1 .7 5 $ 1 .7 5 TELEPHONE Notification NA NA NA $ 2 .2 5 $ 2 .2 5 Fine Sort Inclusion Per Item Fee $ .0 0 6 $ .0 0 6 $ .0 0 3 $ .0 0 6 $ .0 0 6 Reject Reentry Per Item Fee $ .25 $ .25 $ .2 5 $ .25 $ .25 Microfilming Pe7 Item Fee $ .0 0 2 $ .0 0 2 $ .0 0 2 $ .0 0 2 Included Microfilming Plus Duplicate per Item Fee $ .0 0 3 $ .0 0 3 $ .0 0 3 $ .0 0 3 NA NA NA NA S B S H iM B S i8 H 1 A ccount Post Sort Per Item Fee v : - ACCOUNT TOTAL AND OUTSORT SERVICES ACCOUNT TOTAL OUTSORT $ 2 1 .0 0 $ 5 0 .0 0 Per A ccount Fee $ .2 0 NA Fine Sort Inclusion Per Item Fee $ .0 0 6 $ .0 0 6 Reject Reentry Per Item Fee $ .25 $ .2 5 Fax Notification Surcharge $ 1 0 .0 0 NA M agnetic T ape Surcharge $ 1 0 .0 0 NA Telephone Notification Surcharge $ 1 5 .0 0 NA Minimum Daily Fee 1 / O ne $ 6 .0 0 minimum charge for MICR P resentm ent Peak/MICR Plus and/or Truncation split. 2 / D elayed file tran sm issio ns, delayed shipm ent/pickup of checks. For additional information on Electronic C heck S ervices co n ta ct: Eric Lendl, Dallas, (214) 9 2 2 -6 5 0 7 . FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE LOCAL DEPOSITORS DALLAS Sorting Requirem ents None Mixed C ash Letter Fee Cash Letter Fee NEW Product OLD $ 3 .5 0 Effective 1/2/97 Per Item Fee (cents) $ 3 .0 0 1/ Calc. 2 /3 / OLD NEW OLD NEW Deadline Availability Calc. 4 / 12 :01 a.m . 9 :0 0 a.m. 1 1 :0 0 p.m . M-Th/ 1 0 :0 0 p.m . Sat 3 .4 Calc. 4 / 7 :0 0 p.m . M-Th/ S at N one $ 1 0 .0 0 1 1 1 0 /3 1 1 0 1 1 1 1 /3 1 1 1 1 1 1 9 /3 1 1 9 $ 4 .2 5 $ 6 .2 5 $ 5 .7 5 Regular 1 1 1 0 /3 1 1 0 $ 4 .0 0 $ 3 .5 0 1.6 1.6 Immediate 9 :0 0 a.m . Premium 1 1 1 0 /3 1 1 0 $ 4 .0 0 $ 3 .5 0 2 .6 2 .6 Immediate 9 :3 0 a.m . 51 $ 4 .0 0 $ 3 .5 0 0 .8 5 0 .8 5 Immediate 9 :3 0 a.m . Endpoint $ 6 .5 0 $ 5 .0 0 0 .6 0 .6 Immediate 9 :3 0 a.m. 5/ $ 3 .5 0 Regular 1 1 1 1 /3 1 1 1 1 1 1 9 /3 1 1 9 $ 4 .2 5 $ 3 .7 5 Premium 1 1 1 1 /3 1 1 1 1 1 1 9 /3 1 1 9 $ 6 .2 5 $ 5 .7 5 Group Regular 5/ $ 4 .2 5 $ 3 .7 5 Group Late Premium 5/ $ 4 .2 5 RCPC GS/Payor 51 Early Mixed RCPC-Plu s-City City Group Fine $ 3 .7 5 12 :01 a.m. 8/ Immediate 3 :0 0 a.m . 9/ RCPC Fine C ountry Regular Fine Early Country Federal N ationw ide C ity Sort Im m ediate 9 :3 0 a.m . 2 .2 Imm ediate 12:01 a.m . 4 .6 Immediate 3 :0 0 a.m. 1 .3 1 .3 Immediate 4 :0 0 a.m . $ 3 .7 5 5 .0 5 .0 Immediate 7 :3 0 a.m . $ 4 .2 5 $ 3 .7 5 1.0 1.0 Immediate 4 :0 0 a.m . Endpoint $ 6 .5 0 $ 5 .0 0 0 .7 0 .7 Immediate 4 :0 0 a.m . 6 / 1 1 1 3 /3 1 1 3 $ 4 .2 5 $ 3 .7 5 2 .8 2 .8 1 Day 1 1 :0 0 p.m . M-Th/ 8 :3 0 p.m Sun & Hoi Endpoint $ 5 .5 0 $ 5 .0 0 1 .0 1.0 Imm ediate/ 1 Day 12:01 a.m . Tue-F 9 :4 5 p.m S un & Hoi 1 1 1 3 /3 1 1 3 $ 4 .2 5 Nonlocal ECL C ity G roup Sort $ 4 .0 0 $ 3 .5 0 Calc. 3 J Calc. 4 / 1 1 :0 0 p.m . M-Th/ 1 0 :0 0 p.m . Sat All Fed City $ 4 .0 0 $ 4 .0 0 Calc 5 / & is v 1 Day 1 1 :0 0 p.m . M-Th/ 1 0 :0 0 p.m . Sat 5y $ 1 2 .0 0 $ 1 1 .5 0 7 .5 7 .5 Immediate 1 1 1 3 /3 1 1 3 $ 5 .5 0 $ 5 .0 0 1 .0 1.0 Immediate City $ 4 .2 5 $ 3 .7 5 3 5 .0 3 5 .0 1 Day 9 :0 0 a.m . RCPC $ 4 .2 5 $ 3 .7 5 3 5 .0 3 5 .0 1 Day 9 :0 0 a.m . Country $ 4 .2 5 $ 3 .7 5 3 5 .0 3 5 .0 2 Day 9 :0 0 a.m . Federal $ 4 .2 5 $ 3 .7 5 5 0 .0 5 0 .0 2 Day 9 :0 0 a.m . 0 .7 2 .2 4 .6 XQJ High Dollar Group Sort O ffsite 5 / N onm achineable 1 Day 1 .2 5 8 :0 0 a.m . 8 :3 0 a.m . 5J FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE LOCAL DEPOSITORS DALLAS Product Sorting R equirements C ash Letter Fee NEW Encoding 11 Canadian C/L Per Item Fee (cents) OLD NEW $ 5 .5 0 5/ Availability 7 .0 NEW OLD 5/ 51 $ 5 .0 0 5/ Deadline 1/ OLD 7 .0 None C anadian R/T Effective 1/2/97 5/ 5J E/Z Clear Bonds None Im mediate 12 :0 1 a.m ., 3 :0 0 p.m . U.S. Treasury Checks None Im mediate 12 :0 1 a.m ., 3 :0 0 p.m . Postal M oney O rders None Im mediate 12 :0 1 a.m ., 3 :0 0 p.m . None Im mediate 12:01 a.m ., 3 :0 0 p.m . C hecks d raw n on local FRB 1 1 1 0 -0 0 0 3 -8 1 / Deadline tim e s are M onday through Friday e x c e p t w h e re noted. 2 / Local mixed item f e e s are: City 1.7; RCPC 2 .3 ; Country 2 .9 . R ejects are 5 .2 e ac h and noncom m ercial ite m s are calculated a s city item s.______ 3 / Nonlocal Eleventh District item f e e s are: City 3 .8 ; RCPC 4 .8 ; HDGS Cull a t 3 5 .0 . T he fee for all out-of-district item s is 5 .4 , e x c e p t HDGS Cull a t 3 5 .0 . The HDGS Cull low er limit is b a se d on th e late st Fed Funds rate target._______________________________________________________________ 4 / C o n tac t Dallas Office for availability. .I.— . . ... . I I ! I I I . I. . I I I I 5 / C o n tac t Dallas Office ta r details. 6 / T he deadline is 5 :0 0 a.m . for fine so rt letters to RCPC Regular/Premium group so rt banks._____________________________________________________ I I Price for encoding only. M ust b e received th re e hours prior to ne x t available mixed deadline.__________________________________________________ 8 / RCPC-Plus-City fe e s are: City: 1.8; RCPC: 2 .4 ; Rejects: 5 .2 . 9 / RCPC-Plus-City fe e s are: City: 1.8; RCPC Premium: 4 .8 ; Rejects: 5 .2 . ----- -- -- ----------------------------------------------------------------------------- - 32 .................. ;___________________________ _ _ RETURN CHECK TIME AND FEE SCHEDULE LOCAL DEPOSITORS DALLAS Product Sorting Requirem ents Per Item Fee (cents) Return Letter Fee NEW OLD NEW Effective 1/2/97 Deadline Availability U NEW OLD OLD RAW RETURNS 2 Day 3 / Calc. 2 / 8 :0 0 p.m . (Sun-Th) Mixed None 5 3 .5 0 $ 3 .0 0 Sorted City * 4 .0 0 $ 3 .5 0 $ 1 .0 0 $ 1 .0 0 Im mediate 12 :0 1 a.m . RCPC 4 4 .2 5 $ 3 .7 5 $ 1 .0 0 $ 1 .0 0 Im mediate 1 2:0 1 a.m . Country * 4 .2 5 $ 3 .7 5 $ 1 .0 0 $ 1 .0 0 1 Day 12:01 a.m . Federal * 4 .0 0 $ 3 .5 0 $ 1 .1 5 $ 1 .1 5 2 Day 12:01 a.m . None * 3 .5 0 $ 3 .0 0 QUALIFIED RETURNS Mixed Calc. 3 J Calc. 4 / 2 Day at — 12:01 a .m /9 :0 0 a.m ./ 1 1 :0 0 p.m . M-Th/ 1 0 :0 0 p.m . Sat Regular 1 1 1 0 /3 1 1 0 * 4 ,0 0 $ 3 .5 0 1 3 .0 1 3 .0 Immediate 9 :0 0 a.m . Premium 1 1 1 0 /3 1 1 0 * 4 .0 0 $ 3 .5 0 2 1 .0 2 1 .0 Immediate 9 :3 0 a.m . Endpoint * 5 .5 0 $ 5 .0 0 0 .6 0 .6 Immediate 9 :3 0 a.m . Regular 1 1 1 1 /3 1 1 1 1 1 1 9 /3 1 1 9 4 .2 5 $ 3 .7 5 1 6 .0 1 6 .0 Im mediate 12:01 a.m . Premium City 1 1 1 1 /3 1 1 1 1 1 1 9 /3 1 1 9 * 6 .2 5 $ 5 .7 5 3 2 .0 3 2 .0 Im mediate 3 :0 0 a.m . Endpoint * 5 .5 0 $ 5 .0 0 0 .7 0 .7 Im mediate 4 :0 0 a.m . 1 1 1 3 /3 1 1 3 * 4 .2 5 $ 3 .7 5 1 9 .0 1 9 .0 1 Day 1 1 :0 0 p.m . M-Th/ 8 :3 0 p.m . Sun & Hoi Endpoint * 5 .5 0 $ 5 .0 0 1.0 1.0 Imm ediate/ 1 Day 12:01 a.m . Tue-F 9 :4 5 p.m . Sun & Hoi Nonlocal * 4 .0 0 $ 3 .5 0 5 6 .0 5 6 .0 2 Day Fine RCPC Fine C ountry Regular Fine Federal Return ReCtear .2 5 & 1 1 :0 0 p.m . M-Th/ 1 0 :0 0 p.m . Sat - - - ‘ ; . ' V LARGE DOLLAR RETURN ITEM NOTIFICATION (LDRIN) On-line wire notice $ 1 .7 5 $ 1 .7 5 1 2 :0 0 noon Telephone call to Fed $ 6 .0 0 $ 6 .0 0 9 :0 0 a.m . Physical c h ec k to Fed 5 / $ 7 .2 5 $ 7 .2 5 9 :0 0 a.m . U Deadline tim es are M onday thro ug h Friday ex ce p t w here noted. 2 / Mixed raw return per item fe e s are: LOCAL $ 1 .0 0 ; FEDERAL $ 1 .1 5 ; REJECTS $ 1.05 3 / C o ntact th e Return C heck Division if you prefer calculated availability. 4 / Qualified m ixed return item fees are: CITY 1 4 .0 ; RCPC 1 7 .0 ; COUNTRY 2 0 .0 ; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 . 5 J Special sep arate return letter required. £ / C o ntact Dallas Office for details. 2 / 2 . 5 0 minimum charge. ' . NOTE: Any institution th a t participates in th e Intermingle Return Item Program m ay send its qualified return item s to u s in a forw ard p resen tm en t c ash letter. In addition to a 1 0 .0 cen t p er item surcharge, forw ard collection item fe e s will apply to qualified returns to an intermingled program participant for all sort ty p e s ex ce p t oth er fed and mixed oth er fed. A 2 0 .0 c e n t per item surcharge will apply to oth er fed an d m ixed oth er fed qualified item s sent to ano th er Federal Reserve office th a t a c c e p ts intermingled return item s. Intermingled qualified return item fees will apply to returns sent to a non-participant. Intermingled qualified return item s are not allow ed in fine sort p ack ag es or group sort c a s h letters. : E ffe ctive 1 /2 /9 7 EL PASO IMAGE ENHANCED TRUNCATION SERVICES Product Minimum Daily Fee Variable Fee B asic Ima^e C apture $ 5 .0 0 $ 0 ,0 0 2 B asic Image C apture w /o Truncation $ 5 ,0 0 Optional Image Services Select Im ages Single View 4 0 .2 0 S elect Im ages Double View 4 0 .2 5 ' ^ - . . . . S e le c t Bulk . $ 1 0 .0 0 ■' $ 1 0 .0 0 . Image Retrievals 'i'c . - . - 4 0 .7 5 Fax Notification Telephone Notification 4 1 .0 0 •■ ' " - ’ ' 4 1 .2 5 A ccount M aintenance 4 1 0 .0 0 3 4 8 0 / 8MM Tape / CD Rom 4 1 0 .0 0 1/ D iskette 4 1 .0 0 17 R efundable upon return of 8MM ta p e only. • E ffe ctiv e 1 /2 /9 7 EL PASO ELECTRONIC CHECK SERVICES MICR Capture Minimum Daily Fee $ 1 0 .0 0 Truncation MICR P resentm ent Peak SI®: . - - / $ 6 .0 0 V N um ber o f Item s Included in Daily minimum . ■ - V ijJ t . 0 -4 ,0 0 0 0 3 ,3 3 4 0 -3 ,0 0 0 Electronic transm ission $ .0 0 3 $ .0 0 2 $ .001 $ .0 0 3 $ .0 0 6 M agnetic Tape $ .0 0 3 $ .0 0 2 $ .001 $ .0 0 3 $ .0 0 6 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 FEDLINE Notification NA NA NA FAX Notification NA NA NA $ 1 .7 5 $ 1 .7 5 TELEPHONE Notification NA NA NA $ 2 .5 0 $ 2 .5 0 FEDLINE Notification NA NA NA $ 1 .0 0 $ 1 .0 0 FAX Notification NA NA NA $ 1 .25 $ 1 .2 5 TELEPHONE Notification NA NA NA $ 2 .2 5 $ 2 .2 5 Fine Sort Inclusion Per Item Fee $ .0 0 6 $ .0 0 6 $ .0 0 3 $ .0 0 6 $ .0 0 6 Reject Reentry Per Item Fee $ .25 $ .25 $ .25 $ .25 $ .25 Microfilming Per Item Fee $ .0 0 2 $ .0 0 2 $ .0 0 2 $ .0 0 2 Included Microfilming Plus Duplicate per Item Fee $ .0 0 3 $ .0 0 3 $ .0 0 3 $ .0 0 3 NA NA NA NA $ .0 1 0 $ .0 1 0 ACCOUNT TOTAL OUTSORT $ 2 1 .0 0 $ 5 0 .0 0 Per A ccount Fee $ .20 NA Fine S ort Inclusion Per Item Fee $ .0 0 6 $ .0 0 6 Reject Reentry Per Item Fee $ .25 $ .25 Fax Notification Surcharge $ 1 0 .0 0 NA M agnetic Tape Surcharge $ 1 0 .0 0 NA Telephone Notification Surcharge $ 1 5 .0 0 NA Per Item Fee: M agnetic Tape Surcharge Return Item Origination: . : $ V; $ .7 5 Item or Information Retrieval A ccount Post S ort Per Item Fee ACCOUNT TOTAL AND OUTSORT SERVICES Minimum Daily Fee U O ne $ 6 .0 0 minimum ch arg e for MICR P resentm ent Peak/MICR Plus an d/o r Truncation split. 2 / D elayed file transm issio ns, delayed shipm ent/pickup of checks. For additional information on Electronic C heck S ervices co n ta ct: J a n e Pyke, El Paso, (915) 5 2 1 -8 2 4 4 . FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE LOCAL DEPOSITORS EL PASO P roduct Sorting R equirem ents Cash Letter Fee NEW None Mixed OLD 8118111 * 2 .0 0 Effective 1/2/97 Per Item Fee (cents) NEW 1/ NEW OLD Calc. 4 / Calc. 2 /3 / Deadline Availability OLD 2 :0 0 a.m . 9 :1 5 a.m . 1 :0 0 p.m . 2 :0 0 a.m . 11 1 1 2 0 /3 1 2 0 1 1 2 2 /3 1 2 2 1 1 2 3 /3 1 2 3 1 1 6 3 /3 1 6 3 * 4 .2 5 * 6 .2 5 * 4 .7 5 Regular 1 1 2 0 /3 1 2 0 * 4 .0 0 * 2 .5 0 1.6 1.6 Immediate 9 :1 5 a.m . Premium 1 1 2 0 /3 1 2 0 * 4 .0 0 * 2 .5 0 2 .6 2 .6 Immediate 9 :4 5 a.m . Endpoint * 6 .5 0 * 4 .0 0 0 .6 0 .6 Imm ediate 1 0 :1 5 a.m . 5/ * 2 .5 0 * 2 .5 0 0 .5 0 .8 Imm ediate 8 :1 5 ajw . Regular 1 1 2 2 /3 1 2 2 1 1 2 3 /3 1 2 3 1 1 6 3 /3 1 6 3 * 4 .2 5 * 2 .7 5 3 .0 3 .0 Immediate 2 :0 0 a.m . Premium 1 1 2 2 /3 1 2 2 1 1 2 3 /3 1 2 3 1 1 6 3 /3 1 6 3 * 6 .2 5 * 4 .7 5 5 .4 5 .4 Immediate 3 :0 0 a.m . Group 57 * 4 .2 5 * 2 .7 5 1.9 1 .9 Immediate 3 :0 0 a.m . RCPC GS/Payor 5/ * 4 .2 5 * 2 .7 5 0 .7 0.7 Immediate 3 :0 0 a.m . Endpoint * 6 .5 0 * 4 .0 0 0 .7 0 .7 Immediate 3 :0 0 a.m . Nonlocal * 4 .0 0 * 2 .5 0 Calc. 4 / 1 :00 p.m . S e lected Cities 57 * 4 .0 0 * 2 .5 0 3 .0 3 .0 1 Day 1 :30 p.m . Interdistrict/O ther Fed RCPC and C ountry Group Sort 5J * 4 .0 0 * 2 .5 0 4 .8 4 .8 2 Day 1 :0 0 p.m. N ationw ide City Sort 51 * 4 .0 0 * 4 .0 0 Calc Calc 1Q/ 1 Day 1:3 0 p.m . 1W RCPC-Plus-City City Fine £ 0 1 C ity G roup So rt RCPC Fine Federal Interdistrict/O ther Fed Group Sort * 2 .7 5 Imm ediate 3 :0 0 a.m . BJ Calc. 3 J T u es - Thor 9 :1 5 a.m . Encoding 6 / * 1 2 .0 0 * 1 5 .0 0 0 .0 7 5 0 .0 1 5 Im m ediate City * 4 .2 5 * 2 .7 5 3 5 .0 3 5 .0 1 Day 9 :1 5 a.m . * 4 .2 5 * 2 .7 5 3 5 .0 3 5 .0 1 Day 9 :1 5 a.m . Federal N onmachineable 1 1 2 3 /1 3 3 4 2 RCPC High Dollar Group Sort * 4 .2 3 * 2 .7 5 5 0 .0 5 0 .0 2 Day 9 :1 5 a.m . 7 .0 7 .0 None 5/ 5/ 5/ E/Z Clear Bonds None Immediate 2 :0 0 a.m . 2 :0 0 p.m . U.S. Treasury Checks None Immediate 2 :0 0 a.m . 2 :0 0 p.m . 3 :0 0 p.m . Postal M oney Orders None Imm ediate 2 :0 0 a.m . 2 :0 0 p.m . 3 :0 0 p.m. None Immediate 2 :0 0 a.m . 2 :0 0 p.m . 3 :0 0 p.m . Canadian C/L C heck D rawn on Local FRB Canadian R/T 1 1 2 0 -0 0 0 1 -1 * 5 .5 0 * 4 .0 0 5J 5/ FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE LOCAL DEPOSITORS EL PASO Effective 1/2/97 1 / Deadline tim es are M onday through Friday ex ce p t w here noted. 2 / Local m ixed item fe e s are: City 1.7 ; RCPC 3 .1 . R ejects are 5 .2 e ach an d noncom m ercial item s are calculated a s city item s.________________________________________ 3 / Nonlocal Eleventh District item fees are: City 3 .8 ; RCPC 4 .8 ; COUNTRY 5 .9 ; HDGS Cull a t 3 5 .0 . The fee for out-of-district item s is 5 .4 , ex cep t HDGS Cull a t 3 5 .0 . The HDGS Cull lo w er limit is ba se d on th e la te st Fed Funds rate target. ___________________________________________ 4 / C o n tact El Paso Office for availability. 5 J C ontact B Paso Office foe detail*.__________ .. :~.-.'■:''• _ ': ■ _ ' ______________________________ 6 / Price for encoding only. Processing is an additional charge._______________________________________________ _______________________ _ U RCPC-Plus-City fe e s are: City: 1.8 ; RCPC: 3 .2 ; Rejects: 5 .2 .______________________________________________________ ______________________________________________ 8 / RCPC-PIU8 City fe e s are: City: 1.8; RCPC Premium: 5 .6 ; R ejects: 5 .2 _____ ___ _________________________________________________________________________ 9 / N ew M exico Transportation Relay: $ 3 .0 0 minimum, $.0 0 1 per item. Call El Paso Office for details. 1 0 / N ationwide City Sort fe e s are: Tier 1: 2 .2 ; Tier 2: 3 ,2 , _______ _______ _________ ' RETURN CHECK TIME AND FEE SCHEDULE LOCAL DEPOSITORS EL PASO Product Sorting R equirem ents Return Letter Fee NEW Per Item Fee (cents) OLD NEW Effective 1/2/97 Availability OLD Deadline 1/ NEW OLD RAW RETURNS Mixed None $ 3 .0 0 $ 2 .0 0 Sorted City $ 4 .0 0 $ 2 .5 0 $ 1 .0 0 $ 1 .0 0 Imm ediate 2 :0 0 a.m . RCPC $ 4 .2 5 $ 2 .7 5 $ 1 .0 0 $ 1 .0 0 Immediate 2 :0 0 a.m . Federal $ 4 .0 0 $ 2 .5 0 $ 1 .1 5 $ 1 .1 5 C alculated 2 :0 0 a.m . None $ 3 .0 0 $ 2 .0 0 2 Day 3 / Calc. 2 / 8 :0 0 p.m . Sun-Th QUALIFIED RETURNS Mixed Calc. 3 / Calc. 4 / 1 Day a t — 1 Day a t -- 9 :1 5 a.m . 2 Days a t -City 2 :0 0 a.m . 1 :0 0 p.m . Regular 1 1 2 0 /3 1 2 0 $ 4 .0 0 $ 2 .5 0 1 3 .0 1 3 .0 Immediate 9 :1 5 a.m . Premium 1 1 2 0 /3 1 2 0 $ 4 .0 0 $ 2 .5 0 2 1 .0 2 1 .0 Immediate 9 :4 5 a.m . 1 0 :1 5 a.m . Fine $ 6 .5 0 $ 4 .0 0 0 .6 0 .6 Regular 1 1 2 2 /3 1 2 2 1 1 2 3 /3 1 2 3 1 1 6 3 /3 1 6 3 $ 4 .2 5 $ 2 .7 5 1 6 .0 1 6 .0 Immediate 2 :0 0 a.m . Premium RCPC Endpoint Immediate 1 1 2 2 /3 1 2 2 1 1 2 3 /3 1 2 3 1 1 6 3 /3 1 6 3 $ 6 .2 5 $ 4 .7 5 3 2 .0 3 2 .0 Immediate 3 :0 0 a.m . Endpoint $ 6 .5 0 $ 4 .0 0 0 .7 0 .7 Immediate 3 :0 0 a.m . Nonlocal $ 4 .0 0 $ 2 .5 0 5 6 .0 5 6 .0 C alculated N /A N /A N /A 2 5 .0 Fine Federal RETURN ITEM RECLEARING SERVICE £ 1 Calculated 1 :0 0 p.m . N /A LARGE DOLLAR RETURN ITEM NOTIFICATION (LDRIN) On-line w ire notice $ 1 .7 5 $ 1 .7 5 1 2 :0 0 noon Telephone call to Fed $ 6 .0 0 $ 6 .0 0 9 :0 0 a.m . Physical check to Fed 5 / $ 7 .2 5 $ 7 .2 5 9 :0 0 a.m . U Deadline tim es are M onday through Friday ex ce p t w here noted. 2 / Mixed raw return p er item fees are: LOCAL $ 1 .0 0 ; FEDERAL $ 1 .1 5 ; REJECTS $ 1 .0 5 . 3 / C ontact th e Return C heck Division if you prefer calculated availability. 4 / Qualified mixed return item fees are: CITY 1 4.0 ; RCPC 1 7 .0 ; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 . 5 / Special sep arate return letter required. 6 / A daily minimum fe e o f $ 2 .5 0 applies, regardless of th e num ber o f item s cleared. A n additional tee o f 2 5 c e n ts will b e applied to e ac h item exam ined ov er ite m s p e r d a y . Please c o n ta c t y o ur local office for de ta ils to initiate service. 10 NOTE: Any institution th a t participates in th e Intermingle Return Item Program m ay send its qualified return item s to u s in a forw ard p resen tm en t c ash letter. In addition to a 3 .0 c e n t per item surcharge, forw ard collection item fe e s will apply to qualified returns to an intermingled program participant for all so rt ty p e s ex ce p t oth er fed an d mixed o th e r fed. A 2 0 .0 cen t per item surcharge will apply to o th e r fed and m ixed oth er fed qualified item s sen t to a no th er Federal R eserve office th a t a c c e p ts Intermingled return item s. Intermingled qualified return item fees will apply to returns se n t to a non-participant. Intermingled qualified return item s are not allow ed in fine sort p ackag es or group sort c a s h letters. E ffe c tiv e 1 /2 /9 7 HOU STO N IMAGE ENHANCED TRUNCATION SERVICES Variable Fee Minimum Daily Fee Product B asic im age Capture ------------------------- U 5 2 -------------------------------------- 1------ -------- --- B asic Im age C apture w /o Truncation O ptional Image Services $ 0 .2 0 S elect Im ages Double View $ 0 .2 5 Image Retrievals * 0 .7 5 Fedttne Notification Fa* Notification fv' .,v . ~ f' Telephone Notification '* , * 1 .0 0 * 1 .2 5 A ccount M aintenance * 1 0 .0 0 8MM Tape / CD Rom * 1 0 .0 0 V D iskette U Refundable upon return of 8MM ta p e only. $ 1 .0 0 ' ’ «► ' ■ ................. ................................................................. S elect Bulk Im age Delivery II U s 1I Select Im ages Single View E ffe ctive 1 /2 /9 7 HOUSTON E L E C T R O N IC C H E C K S E R V IC E S MICR C apture MICR Prese n tm e n t O ff-Peak 2 / MICR Plus Truncation $ 1 0 .0 0 Minimum Daily Fee MICR Presen tm ent Peak $ 6 .0 0 $ 4 .0 0 $ 6 .0 0 $ 6 .0 0 U U V N um ber of Item s Included in Daily minimum 0 -3 ,3 3 4 0 -3 ,0 0 0 0 -4 ,0 0 0 0 -2 ,0 0 0 0 - 1 .0 0 0 Electronic transm ission $ .0 0 3 $ .0 0 2 $ .001 $ .0 0 3 $ .0 0 6 M agnetic Tape $ .0 0 3 $ .0 0 2 $ .001 $ .0 0 3 $ .0 0 6 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 FEDLINE Notification NA NA NA .... .♦ .'-75 FAX Notification NA NA NA $ 2 .0 0 $ 2 .0 0 TELEPHONE Notification NA NA NA $ 2 .5 0 $ 2 .5 0 FEDLINE Notification NA NA NA $ 1 .0 0 $ 1 .0 0 FAX Notification NA NA NA $ 1.25 $ 1 .2 5 TELEPHONE Notification NA NA NA $ 2 .2 5 $ 2 .2 5 Fine Sort Inclusion Per Item Fee $ .0 0 6 $ .0 0 6 $ .0 0 3 $ .0 0 6 $ .0 0 6 Reject Reentry Per Item Fee $ .25 $ .25 $ .25 $ .25 $ .25 Microfilming Per Item Fee $ .0 0 2 $ .0 0 2 $ .0 0 2 $ .0 0 2 Included Microfilming Plus Duplicate p er Item Fee $ .0 0 3 $ .0 0 3 $ .0 0 3 $ .0 0 3 NA NA NA NA $ .0 1 0 $ .0 1 0 ACCOUNT TOTAL OUTSORT $ 2 1 .0 0 $ 5 0 .0 0 Per A ccount Fee $ .20 NA Fine Sort Inclusion Per Item Fee $ .0 06 $ .0 0 6 Reject R eentry Per Item Fee $ .25 $ .25 Fax Notification Surcharge $ 1 0 .0 0 NA M agnetic Tape Surcharge $ 1 0 .0 0 NA T elephone Notification Surcharge $ 1 5 .0 0 NA Per Item Fee: M agnetic Tape Surcharge Return Item Origination: $ .75 Item or Information Retrieval A ccount P ost Sort Per Item Fee ACCOUNT TOTAL AND OUTSORT SERVICES Minimum Daily Fee 11 O ne $ 6 .0 0 minimum charge for MICR P resentm ent Peak/MICR Plus an d/o r Truncation split. 2J D elayed file tran sm issio ns, delayed shipm ent/pickup o f checks. For additional information on Electronic C heck Services c o n tact: Belva Scheig, H ouston, (713) 6 5 2 -1 6 6 0 . FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE LOCAL DEPOSITORS HOUSTON Sorting R equirem ents P roduct C ash L etter Fee NEW None Mixed OLD ♦3 .0 0 $ 3 .0 0 Effective 1/2/97 Per Item Fee (cents) 11 OLD NEW Calc. 2 /3 / Deadline Availability NEW Calc. 4 / OLD 1 :0 0 a.m . 9 :0 0 a.m . 1 2 :0 0 noon 9 :3 0 p.m . M Th/Sat 1 1 3 0 /3 1 3 0 1 1 3 1 /3 1 3 1 RCPC-Plus-City $ 3 .7 5 $ 3 .7 5 2 :3 0 a.m . 27 Imm ediate • 5 .7 5 $ 5 .7 5 3 :3 0 a.m . 8/ Regular 1 1 3 0 /3 1 3 0 •3 .5 0 $ 3 .5 0 1 .6 1 .6 Immediate 9 :0 0 a.m . Premium 1 1 3 0 /3 1 3 0 • 3 .5 0 $ 3 .5 0 2 .6 2 .6 Immediate 9 :3 0 a.m . Harris County Group 5/ •3 .5 0 $ 3 .5 0 1.5 1.5 Imm ediate 1 1 :0 0 a.m . Group 5/ $ 3 .5 0 $ 3 .5 0 0 .8 0 .8 Im mediate Endpoint •6 .0 0 $ 5 .0 0 0 .4 0 .4 Im m ediate 1 1 :0 0 a j n . 5/ •3 .5 0 $ 3 .5 0 0 .6 0 .6 Imm ediate 8 :0 0 a.m . Regular 1 1 3 1 /3 1 3 1 $ 3 .7 5 $ 3 .7 5 2 .2 2 .2 Im mediate 2 :3 0 a.m . Premium 1 1 3 1 /3 1 3 1 • 5 .7 5 $ 5 .7 5 4 .6 4 .6 Imm ediate 3 :3 0 a.m . Group 57 • 3 .7 5 $ 3 .7 5 1.1 1.1 Immediate 3 :3 0 a.m . RCPC G /S Payor 5/ • 3 .7 5 $ 3 .7 5 0 .7 6 0 .7 6 Imm ediate 4 :0 0 a j n . Endpoint $ 6 .0 0 $ 5 .0 0 0 .7 0.7 Immediate Nonlocal • 3 .5 0 $ 3 .5 0 S elected Cities 5/ $ 3 .5 0 $ 3 .5 0 3 .0 3 .0 Immediate Brown Zone Group Sort 5/ * 3 .5 0 $ 3 .5 0 4 .3 4 .3 Im mediate Interdistrict/O ther Fed RCPC & C ountry Group Sort 57 * 3 .5 0 $ 3 .5 0 4 .8 4 .8 2 Day N ationw ide City Sort 5/ * 4 .0 0 $ 4 .0 0 * Calc Calc 1 Day sw 10/ 1 0 :0 0 p j n . M-Th/ Sat 9 :0 0 a.m . Tue-F City Fine E C t (S ty G roup Soft RCPC Fine Federal Interdistrict/O ther Fed Group Sort Calc. 4 / Calc. 37 9/ 9/ 5/ 4 :0 0 a.m . 2 :3 0 a.m . M-Th/ S a t 1 2 :0 0 noon 9 :3 0 p.m . M -Th/Sat 1 0 :0 0 p.m. M -Th/Sat 2 :3 0 a.m . M-Th/ 1 0 :0 0 p.m . S at 9 :3 0 p.m . M Th/Sat Encoding 6 / C anadian C/L * 1 1 .5 0 $ 1 1 .5 0 7.5 7 .5 Immediate City * 3 .7 5 $ 3 .7 5 3 5 .0 3 5 .0 1 Day 9 :0 0 a.m . ♦3 .7 5 $ 3 .7 5 3 5 .0 3 5 .0 1 Day 9 :0 0 a.m . Federal Nonm achineable 57 RCPC High Dollar Group Sort * 3 .7 5 $ 3 .7 5 5 0 .0 5 0 .0 2 Day 9 :0 0 a.m . 7 .0 7 .0 None Canadian R/T * 5 .0 0 5J $ 5 .0 0 5/ 9 :0 0 p.m . 5/ 5/ E/Z Clear Bonds None None Immediate 1 :0 0 a.m . 3 :0 0 p.m . U.S. Treasury C hecks None None Immediate 1 :0 0 a.m . 3 :0 0 p.m. Postal M oney Orders None None Immediate 1 :0 0 a.m . 3 :0 0 p.m . None None Immediate 1 :0 0 a.m . 3 :0 0 p.m . C hecks D rawn on Local FRB 1 1 3 0 0 0 0 4 -9 FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE LOCAL DEPOSITORS HOUSTON Effective 1/2/97 IV Deadline tim es are M onday through Friday e x ce p t w here noted. 27 Local m ixed item fe e s are: City 1.7; RCPC 2 .3 . Rejects are 5 .2 e ac h an d noncom m ercial item s are calculated as city item s.______________________________________ 3 / Nonlocal Eleventh District item fees are: City 3 .8 ; RCPC 4 .8 ; COUNTRY 5 .9 ; HDGS Cull at 3 5 .0 . The fee for out-of-district item s is 5 .4 , ex cep t HDGS Cull a t 3 5 .0 . The HDGS cull low er limit is b a se d on th e latest Fed Funds rate targ et._____________________________________________________________________________________________ 4 / C o n tact H ouston Office for availability. _____________________________________________ 5J Contact Houston Office for detatfs. SJ Price for encoding only. Processing is an additional charge. U RCPC-Plus-City p er item fees are: City: 1.8 ; RCPC: 2 .4 ; R ejects: 5 .2 . 8 / RCPC-Plus-City p er item fees are: City: 1.8 ; RCPC Premium: 4 .8 ; Rejects: 5 .2 . . — -------------------------------------------------------------------------------- 91 Several deadlines are available; c o n ta ct H ouston Office for details. 10/ m S - f . .. l f? 2: . — RETURN CHECK TIME AND FEE SCHEDULE LOCAL DEPOSITORS HOUSTON P roduct Sorting R equirem ents Return Letter Fee NEW OLD Per Item Fee (cents) NEW Effective 1/2/97 Deadline Availability 11 OLD NEW OLD RAW RETURNS 2 Day 3 / Calc. 2 / 9 :3 0 p.m . Sun-Th Mixed None $ 3 .0 0 $ 3 .0 0 Sorted City $ 3 .5 0 $ 3 .5 0 $ 1 .0 0 $ 1 .0 0 Immediate 2 :3 0 a.m . RCPC $ 3 .7 5 $ 3 .7 5 $ 1 .0 0 $ 1 .0 0 Imm ediate 2 :3 0 a.m . Federal $ 3 .5 0 $ 3 .5 0 $ 1 .1 5 $ 1 .1 5 C alculated 2 :3 0 a.m . QUALIFIED RETURNS None Mixed $ 3 .0 0 Calc. 3 / Calc. 4 / 1 Day a t - 1 :0 0 a.m . 1 Day a t -- 9 :0 0 a.m . 2 Day a t -- 1 2 :0 0 noon 2 Day a t -- 9 :3 0 p.m . Regular 1 1 3 0 /3 1 3 0 ■ $ 3 .5 0 $ 3 .5 0 1 3 .0 1 3 .0 Imm ediate 9 :0 0 a.m . Premium 1 1 3 0 /3 1 3 0 $ 3 .5 0 $ 3 .5 0 2 1 .0 2 1 .0 Imm ediate 9 :3 0 a.m . Endpoint $e,oo $ 5 .0 0 0 .4 0 .4 Imm ediate 1 1 :0 0 a.m . Regular 1 1 3 1 /3 1 3 1 $ 3 .7 5 $ 3 .7 5 1 6 .0 1 6 .0 Immediate 2 :3 0 a.m . Premium 1 1 3 1 /3 1 3 1 $ 5 .7 5 $ 5 .7 5 3 2 .0 3 2 .0 Immediate 3 :3 0 a.m . Endpoint $ 6 .0 0 $ 5 .0 0 0 .7 0 .7 Immediate 4 :0 0 a.m . Nonlocal $ 3 .5 0 $ 3 .5 0 5 6 .0 5 6 .0 C alculated 1 2 :0 0 noon 9 :3 0 p.m . M -Th/Sat N /A N /A N /A 2 5 .0 2 5 .0 C alculated N /A On-line w ire notice $ 1 .7 5 $ 1 .7 5 1 2 :0 0 noon T elephone call to Fed $ 6 .0 0 $ 6 .0 0 9 :0 0 a.m . Physical ch eck to Fed 5 / City $ 7 .2 5 $ 7 .2 5 9 :0 0 a.m . Fine RCPC Fine Federal RETURN ITEM RECLEAING SERVICE 6 / LARGE DOLLAR RETURN ITEM NOTIFICATION (LDRIN) U Deadline tim es are M onday through Friday ex cep t w here noted. 2 / M ixed raw return p er item fees are: LOCAL $ 1 .0 0 ; FEDERAL $ 1 .1 5 ; REJECTS $ 1 .0 5 . 3 / C ontact th e Return C heck Division if you prefer calculated availability. 4 / Qualified mixed return item fees are: CITY 1 4 .0 ; RCPC 1 7 .0 ; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 . 5 1 Special sep arate return letter required. 0/ A daily minimum fee o f $ 2 .9 0 applies, regardless o f the number o f item s cleared. An additional fee o f 25 c e n ts wtH b e applied to e ac h item exam ined over 1 0 item s p e r day. P le a se c o n ta c t your local office fo* details to initiate service. NQXE: A ny institution th a t participates in th e Intermingle Return Item Program m ay sen d its qualified return item s to u s in a forw ard p resentm ent c a s h letter. In addition to a 1 0 .0 c e n t per item surch arge, forw ard collection item fe e s will apply to qualified returns to an intermingled program participant for all so rt ty p e s ex ce p t o ther fed and m ixed oth er fed. A 2 0 .0 c e n t p er item su rcharge will apply to o th e r fed and m ixed oth e r fed qualified item s sen t to ano th e r Federal R eserve office th a t a c c e p ts Intermingled return itm es. Intermingled qualified return item fees will apply to returns sent to a non-participant. Interm ingled qualified return item s are not allow ed in fine sort pa ck a g e s or group so rt c a s h letters. E ffe ctive 1 /2 /9 7 SAN ANTONIO IMAGE ENHANCED TRUNCATION SERVICES Minimum Daily Fee Variable Fee Basic Im age C apture $ 5 .0 0 $ 0 ,0 0 2 Basic Im age C aptu re w lo Truncation $ 5 .0 0 Product j $ 0 ,0 0 4 Optional Image Services S elect Im ages Single View $ 0 .2 0 Select Im ages Double View $ 0 .2 5 Sulk Image Delivery $ 1 0 .0 0 $ 0 ,0 0 5 S elect Bulk Im age Delivery $ 1 0 .0 0 $ 0 ,0 0 7 Image Retrievals Fedllne Notification • • ......... ...... Fan Notification * 1 .2 5 T elephone Notification * 1 .7 5 A ccount M aintenance * 1 0 .0 0 8MM T ape / CD Rom * 1 0 .0 0 V Diskette U Refundable upon return o f 8MM ta p e only. * 1 .0 0 E ffe c tive 1 /2 /9 7 SAN ANTONIO ELECTRONIC CHECK SERVICES MICR Capture MICR Presentm en t O ff-Peak 2 / * 1 0 ,0 0 Minimum Daily Fee MICR PfW W ttB W l Peak $ 6 .0 0 $ 4 .0 0 $ 6 .0 0 . ■ ' . . 1/ T runcation MICR Phw vV;; 17 . $ 6 .0 0 ‘ .... U ..... 0 -2 ,6 6 7 0 -2 ,5 0 0 0 -3 ,0 0 0 0 -1 ,6 6 7 0 833 Electronic transm ission $ .0 0 3 $ .0 0 2 $ .001 $ .0 0 3 $ .0 0 6 M agnetic Tape $ .0 0 3 $ .0 0 2 $ .001 $ .0 0 3 $ .0 0 6 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 $ 1 0 .0 0 FEDLINE Notification NA NA NA $ $ FAX Notification NA NA NA $ 2 .0 0 $ 2 .0 0 TELEPHONE Notification NA NA NA $ 2 .5 0 $ 2 .5 0 FEDLINE Notification NA NA NA $ .5 0 $ FAX Notification NA NA NA $ 1 .7 5 $ 1 .7 5 TELEPHONE Notification NA NA NA $ 2 .2 5 $ 2 .2 5 Fine Sort Inclusion Per Item Fee $ .0 0 6 $ .0 0 6 $ .0 0 3 $ .0 0 6 $ .0 0 6 Reject Reentry Per Item Fee $ .2 5 $ .25 $ .2 5 $ .25 $ .2 5 Microfilming Per Item Fee $ .0 0 2 $ .0 0 2 $ .0 0 2 $ .0 0 2 Included Microfilming Plus Duplicate per Item Fee $ .0 0 3 $ .0 0 3 $ .0 0 3 $ .0 0 3 NA NA NA NA $ .0 1 0 N um ber of Items Included in Daily minimum Per Item Fee: M agnetic Tape Surcharge Return Item Origination: .5 5 .55 Item or Information Retrieval A ccount Post Sort Per Item Fee .. . .5 0 *010 ACCOUNT TOTAL AND OUTSORT SERVICES ACCOUNT TOTAL OUTSORT $ 2 1 .0 0 $ 5 0 .0 0 Per A ccount Fee $ .2 0 NA Fine Sort Inclusion Per Item Fee $ .0 0 6 $ .0 0 6 Reject Reentry Per Item Fee $ .25 $ .2 5 Fax Notification Surcharge $ 1 0 .0 0 NA M agnetic Tape Surcharge $ 1 0 .0 0 NA Telephone Notification Surcharge $ 1 5 .0 0 NA Minimum Daily Fee 17 One $ 6 .0 0 minimum charge for MICR P resentm ent Peak/MICR Plus an d /or Truncation split. 27 D elayed file tran sm issio ns, delayed shipm ent/pickup o f checks. For additional information on Electronic C heck Services co n ta ct: Bill Jarnagin, San Antonio, (210) 9 7 8 -1 6 5 0 . FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE LOCAL DEPOSITORS SAN ANTONIO P ro d u c t S orting R e q u ire m en ts C ash L etter Fee NEW M ixed N one OLD 4 3 .5 0 4 3 .0 0 Effective 1/2/97 Per Item Fee (cents) NEW Availability OLD C alc. 2 /3 / Deadline 11 NEW C alc. 4 / OLD 1 2 :0 1 a.m . 2 :0 0 a .m . 9 :3 0 a.m . 1 0 :0 0 p.m . RCPC Plus City 1 1 4 0 /3 1 4 0 1 1 4 9 /3 1 4 9 $ 4 .2 5 4 3 .7 5 2 :0 0 a.m . Im m ed iate * 8 .2 5 City U a/ 4 5 .7 5 3 :3 0 a.m . R egular 1 1 4 0 /3 1 4 0 ♦4 .0 0 4 3 .5 0 1 .6 1 .6 Im m ediate 9 :3 0 a.m . Prem ium 1 1 4 0 /3 1 4 0 4 4 .0 0 4 3 .5 0 2 .6 2 .6 Im m ediate 1 0 :0 0 a.m . 51 4 4 .0 0 4 3 .5 0 0 .8 0 .8 Im m ediate 1 0 :0 0 a.m . E ndpoint 4 6 .5 0 4 5 .0 0 0 .5 0 .5 Im m ediate 1 0 :3 0 a.m . si 4 3 .5 0 4 3 .5 0 0 .4 0 .4 Immediate 9 :3 0 a .m . R egular 1 1 4 9 /3 1 4 9 4 4 .2 5 4 3 .7 5 2 .2 2 .2 Im m ediate 2 :0 0 a .m . Prem ium 1 1 4 9 /3 1 4 9 4 6 .2 5 4 5 .7 5 4 .6 4 .6 Im m ediate 3 :3 0 a .m . G roup 5/ 4 4 .2 5 4 3 .7 5 1.1 1.1 Im m ediate 3 :3 0 a .m . 9 1 RCPC G/S Payor 51 4 4 .2 5 4 3 .7 5 0 .6 0 .6 Im m ediate 4 :0 0 a.m . Endpoint 4 6 .5 0 4 5 .0 0 0 .6 0 .6 Im m ediate 4 :0 0 a .m . N onlocal 4 4 .0 0 4 3 .5 0 Calc. 4 / 1 0 :0 0 p.m . S e le c te d Cities 4 4 .0 0 4 3 .5 0 3 .0 3 .0 1 Day 1 0 :0 0 p.m . Q roup Fine ECL C ity Group Sort RCPC Fine Federal In te rd istrict/O th er Fed G roup S o rt C alc. 31 5J In te rd istrict/O th er Fed RCPC & C ou n try G roup S o rt 51 4 4 .0 0 4 3 .5 0 4 .8 4 .8 2 Day 9 :3 0 p.m . N atio n w id e G ro u p S o rt 5/ 4 4 .0 0 4 4 .0 0 3 .2 3 .2 1 Day 1 0 :0 0 p .m . 5J 4 1 2 .0 0 4 1 1 .5 0 7 .5 7 .5 Im m ediate City 4 4 .2 5 4 3 .7 5 3 5 .0 3 5 .0 1 Day 9 :3 0 a .m . RCPC 4 4 .2 5 4 3 .7 5 3 5 .0 3 5 .0 1 Day 9 :3 0 a.m . Federal 4 4 .2 5 4 3 .7 5 5 0 .0 5 0 .0 2 Day 9 :3 0 a.m . 7 .0 7 .0 High Dollar G roup S o rt N o n m a ch in ea b le E ncoding BJ C anad ian C/L N one C an ad ian R/T * 5 .5 0 a/ 5/ 51 4 5 .0 0 9 :0 0 a .m . Tue-F 5J J5J 51 E/Z C lear B onds N one N one Im m ediate 12 :0 1 a.m . 3 :0 0 p.m . U .S . T rea su ry C h ec k s C h ec k s N one N one Im m ediate 1 2:0 1 a .m . 3 :0 0 p.m . P o sta l M oney O rders N one N one Im m ediate 1 2 :0 1 a.m . 3 :0 0 p.m . N one N one Im m ediate 1 2:0 1 a.m . 3 :0 0 p.m . C h ec k s D raw n on Local FRB 1 1 4 0 0 0 7 2 -1 FORWARD CHECK COLLECTION TIME AND FEE SCHEDULELOCAL DEPOSITORS SAN ANTONIO Effective 1/2/97 1/ D eadline tim e s a re M onday th ro u g h Friday e x c e p t w h e re noted. 21 Local m ixed item f e e s a re : C ity 1.7; RCPC 2.3. R e je c ts a re 6.2 e a c h a n d n o n c o m m e rc ia l ite m s a re c a lc u la te d a s city item s. 3/ N onlocal E leventh D istrict item f e e s a re : C ity 3.8; RCPC 4.8; COUNTRY S.9; HDGS Cull a t 3S.0. The fe e for o ut-of-district ite m s is 6.4, e x c e p t HDGS Cull a t 35.0. T he HDGS cull low er limit is b a s e d o n th e la te s t Fed F u n d s ra te ta rg e t.____________________________________________________________________________________________ 41 C o n ta c t S a n A ntonio O ffice for availability. 8 1C o n ta c t S a n A n to nto O ffice fo r t ■a______________ 6/ P ric e fo r e n c o d in g only. P r o c e s s in g is an add itio n al c h a rg e . 7/ R CPC-Plus-C ity item f e e s a re : City: 1.8; RCPC: 2.4; R ejec ts: 5.2. 8/ R CPC-Plus-C ity item fe e s a re : City: 1.8; RCPC P rem ium : 4.8; R e jec ts: 5.2. 9/ S e v e ra l d e a d lin e s a re availab le; c o n ta c t S a n A ntonio O ffice for d eta ils. _____ _______________ . RETURN CHECK TIME AND FEE SCHEDULE LOCAL DEPOSITORS SAN ANTONIO Product Sorting R equirem ents Return Letter Fee NEW Per Item Fee (cents) OLD NEW Effective 1/2/97 Availability OLD Deadline 1/ NEW OLD RAW RETURNS Mixed None 4 3 .5 0 $ 3 .0 0 S o rted City $ 4 .0 0 $ 3 .5 0 $ 1 .0 0 $ 1 .0 0 Imm ediate 2 :0 0 a.m . RCPC $ 4 .2 5 $ 3 .7 5 $ 1 .0 0 $ 1 .0 0 Immediate 2 :0 0 a.m . Federal $ 4 .0 0 $ 3 .5 0 $ 1 .1 5 $ 1 .1 5 C alculated 2 :0 0 a.m . None $ 3 .5 0 $ 3 .0 0 Calc. 21 2 Day 3 / 8 :0 0 p.m . Sun-Th QUALIFIED RETURNS Mixed Calc. 4 / Calc. 3 / 1 Day at — 12:01 a.m . 1 Day at — 2 :0 0 a.m . 1 day a t -- 9 :3 0 a.m . 2 days a t - 1 0 :0 0 p.m. 1 3 .0 Immediate 9 :3 0 a.m. 2 1 .0 2 1 .0 Immediate 1 0 :0 0 a.m . $ 5 .0 0 0 .6 0 .6 Immediate 1 0 :3 0 a.m . $ 4 .2 5 $ 3 .7 5 1 6 .0 1 6 .0 Immediate 2 :0 0 a.m . 1 1 4 9 /3 1 4 9 $ 6 .2 5 $ 5 .7 5 3 2 .0 3 2 .0 Immediate 3 :3 0 a.m . Endpoint $ 6 .5 0 $ 5 .0 0 0.7 0.7 Immediate 4 :0 0 a.m . Nonlocal $ 4 .0 0 $ 3 .5 0 5 6 .0 5 6 .0 C alculated 1 0 :0 0 p.m. N /A N /A N /A 2 5 .0 2 5 .0 Calculated N /A On-line w ire notice $ 1 .7 5 $ 1 .7 5 1 2 :0 0 noon Telephone call to Fed $ 6 .0 0 $ 6 .0 0 9 :0 0 a.m . Physical ch eck to Fed 57 City $ 7 .2 5 $ 7 .2 5 9 :0 0 a.m . Regular 1 1 4 0 /3 1 4 0 $ 4 .0 0 $ 3 .5 0 1 3 .0 Premium 1 1 4 0 /3 1 4 0 $ 4 .0 0 $ 3 .5 0 Endpoint $ 6 .5 0 Regular 1 1 4 9 /3 1 4 9 Premium Fine RCPC Fine Federal RETURN ITEM RECLEARING SERVICE J U LARGE DOLLAR RETURN ITEM NOTIFICATION (LDRIN) 1J Deadline tim es are M onday through Friday ex cep t w here noted. 2 / Mixed raw return p er item fees are: LOCAL $ 1 .0 0 ; FEDERAL $ 1 .1 5 ; REJECTS $ 1 .0 5 . 3 / C ontact th e Return C heck Division if you prefer calculated availability. 4 / Qualified m ixed return item fe e s are: CITY 1 4.0 ; RCPC 1 7 .0 ; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 . 5 / Special sep arate return letter required. 6 / A daily minimum fee o f $ 2 .5 0 Applies, regardless of th e nu m b er o f item s cleared. A n additional fee of 2 5 c e n ts will b e applied to e a c h item exam ined o ver ite m s p e r d ay . P lease c o n ta c t your local office for details to initiate service. 10 NOTE: Any institution th a t participates in th e intermingle Return Item Program m ay send its qualified return item s to u s in a forw ard p resen tm en t c ash letter. In addition to a 1 0 .0 c e n t per item surcharge, forw ard collection item fees will apply to qualified returns to an intermingled program participant for all sort ty p e s ex ce p t o th e r fed and m ixed o th e r fed. A 2 0 .0 cen t p er item surcharge will apply to o th er fed and m ixed other fed qualified item s sen t to an oth er Federal R eserve office th a t a c c e p ts Intermingled return item s. Intermingled qualified return item fees will apply to returns sen t to a non-participant. Intermingled qualified return item s are not allow ed in fine so rt p ackages o r group sort c ash letters. FEDERAL RESERVE BANK OF DALLAS P.O. BOX 655906 DALLAS, TX 75265-5906
@FedFRASER