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F ederal Reserve Bank OF DALLAS Dallas, Texas, August 9, 1957 CONDITION OF MEMBER BANKS, JUNE 6, 1957 ELEVENTH FEDERAL RESERVE DISTRICT To the Member Banks in the Eleventh Federal Reserve District: On the reverse side of this letter, selected data are presented reflecting the condition of member banks in the Eleventh Federal Reserve District as of June 6, 1957, March 14, 1957, and June 30, 1956. On June 6, 1957, as compared with June 30, 1956, the District’s member banks showed increases in total loans, total investments, and total capital accounts. Total de posits, however, declined substantially as a result of a contraction in interbank deposits. During this period of slightly less than a year, loans to individuals — largely con sumer credit type indebtedness — and security loans increased, while real-estate loans, loans to farmers, and commercial and industrial loans declined. The ratios of capital accounts to risk assets rose from 15.3 percent to 16.3 percent, while the liquidity ratio of cash and balances to total deposits declined from 32.0 percent to 28.0 percent. Yours very truly, Watrous H. Irons President This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org) COMPARATIVE STATEMENT OF CONDITION OF MEMBER BANKS ELEVENTH FEDERAL RESERVE DISTRICT (Amounts in thousands of dollars) June 6, Item March 14, 1957 June 30, 3,895,853 3,866,666 3,876,843 2,420,500 491,092 165,470 6,972,915 2,454,886 9,648,212 5,396,805 1,266,227 2,363,689 474,238 162,358 6,866,951 2,632,900 9,732,986 5,577,637 1,190,616 2,224,961 458,051 131,858 6,691,713 2,880,652 9,764,562 5,484,152 1,107,746 211,158 794,078 995,069 91,928 8,755,265 775,632 22,750 44.5% 98,013 817,052 1,074,378 97,438 8,855,134 755,094 4,700 29,060 43.7% 217,034 776,886 1,285,418 118,197 8,989,433 714,225 1,070 724 43.1% 28.0% 29.7% 32.0% 16.3% 633 15.9% 633 15.3% 632 1957p Loans (net), including overdrafts_______________ Q. S. Government obligations, direct and guaran teed_________________________________________ Obligations of states and political subdivisions__ Other securities____ ____________________________ TOTAL LOANS (NET) AND INVESTMENTS ... Cash and balances due from banks______________ TOTAL ASSETS ___________________ __________ Individual — Demand deposits _________________ Individual — Time deposits ___________________ Deposits of U. S. Government, including postal savings______________________________________ Deposits of states and political subdivisions_____ Deposits of banks_________ ____________________ Other deposits ________________________________ TOTAL DEPOSITS __________________________ TOTAL CAPITAL ACCOUNTS ________________ Borrowings from Federal Reserve Bank________ All other borrowings___________________________ Ratio of loans to total deposits_________________ Ratio of cash and balances due from banks to total deposits_____________________________________ Ratio of total capital accounts to risk assets (total assets less Government securities and cash assets)______________________________________ Number of banks______________________________ 12,100 1956 p— Preliminary. PRINCIPAL ASSET AND LIABILITY ITEMS OF MEMBER BANKS 1945,1950-57 ELEVENTH FEDERAL RESERVE DISTRICT (In thousands of dollars) June 30, 1945 1950 1951 1952 1953 1954 1955 1956 1957p* Total Deposits 4,933,955 6,393,189 6,626,367 7,370,121 7,662,256 8,227,516 8,734,498 8,989,433 8,755,265 p—Preliminary. *June 6, 1957 Total Loans (Net) 921,048 2,062,161 2,420,237 2,648,569 2,883,439 3,190,935 3,571,606 3,876,843 3,895,853 Total Investments Total Loans (Net) and Investments Total U. S. Gov. Secs. 2,523,365 2,604,037 2,428,316 2,680,629 2,703,596 2,802,602 2,938,324 2,814,870 3,077,062 3,444,413 4,666,198 4,848,553 5,329,198 5,587,035 5,993,537 6,509,930 6,691,713 6,972,915 2,386,686 2,274,896 2,045,383 2,278,406 2,271,259 2,334,203 2,385,570 2,224,961 2,420,500 Total Capital Accounts 245,669 403,312 453,235 505,772 550,985 587,620 645,055 714,225 775,632
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