The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
F ederal Reserve Ban k OF DALLAS Dallas, Texas, September 16, 1965 CONDITION OF MEMBER BANKS, JUNE 30, 1965 ELEVENTH FEDERAL RESERVE DISTRICT To the Member Banks in the Eleventh Federal Reserve District: Total assets of District member banks declined $317 million during the first half of 1965 to a level of $15.8 billion on June 30. A sharp decrease in cash and balances due from banks and a reduction in investments were primarily responsible for the contraction in total assets. While holdings of non-Government securities rose $149 million, portfolios of Treasury issues were reduced almost $248 million. In the Government securities area, the declines were concentrated in Treasury bills and in notes and bonds maturing in 1 to 5 years. Loans expanded almost $401 million, or 5.2 percent, with the principal gains occurring in loans to individuals, loans to financial institutions, real estate loans, and commercial and industrial loans. The only major loan category which did not increase during the first 6 months of 1965 was “ all other loans.” Between December 31, 1964, and June 30, 1965, total deposits receded nearly 3.2 per cent to a level of $14.0 billion. The major decreases were in demand deposits of individuals and deposits of banks. Time deposits of individuals rose 8.7 percent. The ratio of loans to deposits continued to rise and reached 58.0 percent on June 30, compared with 53.4 percent on December 31, 1964. During the 6-month period, the ratio of total capital accounts to risk assets declined slightly to 12.8 percent. Yours very truly, Watrous H. Irons President This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org) COMPARATIVE STATEMENT OF CONDITION OF MEMBER BANKS ELEVENTH FEDERAL RESERVE DISTRICT (Amounts in thousands of dollars) Dec. 31, 1964 June 30, 1964 7,740,423 2,669,966 1,360,527 237,865 12,008,781 3,690,481 16,166,888 6,894,418 4,121,682 228,096 1,365,470 1,684,173 195,649 14,489,488 1,298,084 20,100 157,454 53.4% 7,214,565 2,564,231 1,295,007 219,284 11,293,087 2,990,448 14,710,102 6,203,718 3,935,375 358,073 1,206,251 1,315,952 112,213 13,131,582 1,238,498 7,584 114,703 54.9% 25.5% 22.8% 13.2% 672 13.5% 672 June 30, 1965p Item Loans (net), including overdrafts_____________________ . 8,141,129 U. S. Government obligations, direct and guaranteed___ . 2,422,387 Obligations of states and political subdivisions--------------- . 1,487,866 Other securities______________________________________ . 259,753 TOTAL LOANS (NET) AND INVESTMENTS_______ .12,311,135 Cash and balances due from banks_____________________ . 3,061,556 _____________ .15,849,745 TOTAL ASSETS____________________ Individual — Demand deposits________________________ .. 6,299,423 Individual — Time deposits____________________________ _ 4,479,356 Deposits of U. S. Government, including postal savings... _ 401,556 Deposits of states and political subdivisions____________ . 1,371,660 Deposits of banks_____________________________________ . 1,349,146 Certified and officers’ checks, etc.______________________ . 125,445 TOTAL DEPOSITS___________________________________ .14,026,586 TOTAL CAPITAL ACCOUNTS_______________________ . 1,324,844 21,401 Borrowings from Federal Reserve Bank_______________ . All other borrowings_________________________________ . 229,185 58.0% Ratio of loans to total deposits________________________ . Ratio of cash and balances due from banks 21.8% to total deposits____________________________________ . Ratio of total capital accounts to risk assets (total assets 12.8% less Government securities and cash assets)__________ . 677 Number of member banks____________________________ . p—Preliminary. PRINCIPAL ASSET AND LIABILITY ITEMS OF MEMBER BANKS AS OF SELECTED CALL DATES ELEVENTH FEDERAL RESERVE DISTRICT (In thousands of dollars) Date June 30, 1956 June 6, 1957 June 23, 1958 June 10, 1959 June 15, 1960 June 30, 1961 June 30, 1962 June 29, 1963 June 30, 1964 June 30, 1965p p— Preliminary. Total Capital Accounts Total Loans (N et) Total Investments Total Loans (N et) and Investments Total U. S. Gov. Secs. 8,989,433 3,876,843 2,814,870 6,691,713 2,224,961 714,225 8,755,906 3,895,809 3,077,243 6,973,052 2,420,656 775,563 9,654,924 4,291,757 3,349,611 7,641,368 2,590,560 841,816 9,864,995 4,632,461 3,400,541 8,033,002 2,576,445 902,267 9,815,514 4,877,424 3,206,915 8,084,339 2,387,143 953,245 10,653,569 5,089,470 3,576,367 8,665,837 2,645,929 1,006,705 11,612,983 5,709,653 3,823,628 9,533,281 2,756,538 1,084,510 12,544,624 6,301,403 4,114,110 10,415,513 2,834,081 1,154,072 13,131,582 7,214,565 4,078,522 11,293,087 2,564,231 1,238,498 14,026,586 8,141,129 4,170,006 12,311,135 2,422,387 1,324,844 Total Deposits
@FedFRASER