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Federal Reserve Bank of Dallas
2200 N. PEARL ST.
DALLAS, TX 75201-2272

January 13, 2004

Notice 04-02

TO: The Chief Executive Officer of each
financial institution and others concerned
in the Eleventh Federal Reserve District

SUBJECT
Appointments to the
Thrift Institutions Advisory Council
DETAILS
The Federal Reserve Board has announced the names of four new members of its
Thrift Institutions Advisory Council and designated a new president and vice president of the
council for 2004.
ATTACHMENT
A copy of the Board’s press release announcing the appointments is attached.
MORE INFORMATION
For more information regarding the Thrift Institutions Advisory Council, please
contact Robert Hankins, Senior Vice President, Banking Supervision, (214) 922-5057. Paper
copies of this notice or previous Federal Reserve Bank notices can be printed from our web site
at www.dallasfed.org/banking/notices/index.html.

For additional copies, bankers and others are encouraged to use one of the following toll-free numbers in contacting the Federal
Reserve Bank of Dallas: Dallas Office (800) 333-4460; El Paso Branch Intrastate (800) 592-1631, Interstate (800) 351-1012;
Houston Branch Intrastate (800) 392-4162, Interstate (800) 221-0363; San Antonio Branch Intrastate (800) 292-5810.

Release Date: December 1, 2003
For immediate release
The Federal Reserve Board on Monday announced the names of four new members of its Thrift Institutions
Advisory Council (TIAC) and designated a new President and Vice President of the Council for 2004.
The Council is an advisory group made up of twelve representatives from thrift institutions. The panel was
established by the Board in 1980 and includes savings and loan, savings bank, and credit union
representatives. The Council meets three times each year with the Board of Governors to discuss
developments relating to thrift institutions, the housing industry, mortgage finance, and certain regulatory
issues.
The new Council President for 2004 is William J. Small, Chairman and CEO, First Federal Bank, Defiance,
Ohio. The new Vice President is D. Tad Lowrey, Chairman, President, and CEO, Jackson Federal Bank,
Brea, California.
The four new members, named for two-year terms beginning January 1, 2004 are:
H. Brent Beesley
Chairman and CEO
Heritage Bank
St. George, Utah
Douglas K. Freeman
Chairman and CEO
NetBank
Alpharetta, Georgia
David H. Hancock
CEO
North American Savings Bank
Grandview, Missouri
Roy M. Whitehead
President and CEO
Washington Federal Savings
Seattle, Washington
Other TIAC members whose terms continue through 2004 are:
Michael J. Brown, Sr.
President and CEO
Harbor Federal Savings Bank
Ft. Pierce, Florida
Richard J. Driscoll
President
First Savings Bank, FSB
Arlington, Texas
Curtis L. Hage
Chairman and CEO
Home Federal Bank
Sioux Falls, South Dakota
Olan O. Jones, Jr.
President and CEO
Eastman Credit Union
Kingsport, Tennessee

Kirk Kordeleski
President and CEO
Bethpage Federal Credit Union
Bethpage, New York
George W. Nise
President and CEO
Beneficial Savings Bank
Philadelphia, Pennsylvania