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Federal Reserve Bank of Dallas 2200 N. PEARL ST. DALLAS, TX 75201-2272 August 3, 2005 Notice 05-39 TO: The Chief Operating Officer of each financial institution and others concerned in the Eleventh Federal Reserve District SUBJECT 2006 Eleventh District Holiday Schedule DETAILS The Federal Reserve Bank of Dallas and its branches at El Paso, Houston, and San Antonio will not be open on the following holidays in 2006: January 2 January 16 February 20 May 29 July 4 September 4 October 9 November 23 December 25 New Year’s Day Martin Luther King, Jr., Day Presidents Day Memorial Day Independence Day Labor Day Columbus Day Thanksgiving Day Christmas Day The Federal Reserve standard holiday schedule mandates that if January 1, July 4, November 11, or December 25 falls on a Sunday, the following Monday will be observed as a holiday. If January 1, July 4, November 11, or December 25 occurs on a Saturday, the preceding Friday will not be observed as a holiday. For the year 2006, January 1 falls on a Sunday; therefore, Monday, January 2, will be observed as a holiday. However, November 11 falls on a Saturday; therefore, the preceding Friday—November 10—will not be observed as a holiday. For additional copies, bankers and others are encouraged to use one of the following toll-free numbers in contacting the Federal Reserve Bank of Dallas: Dallas Office (800) 333-4460; El Paso Branch Intrastate (800) 592-1631, Interstate (800) 351-1012; Houston Branch Intrastate (800) 392-4162, Interstate (800) 221-0363; San Antonio Branch Intrastate (800) 292-5810. -2Please file this notice for your reference. Individual notices of the holidays listed above will not be sent. MORE INFORMATION For more information, please contact this Bank’s Legal Department at (214) 922-5101. Paper copies of this notice or previous Federal Reserve Bank notices can be printed from our web site at www.dallasfed.org/banking/notices/index.html. Sincerely,