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Collection Tilde

THE PAPERS OF

CHARLES SUMNE
DIARIES

Series and/or Container
•

Shelf/Accession No.


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45' v. II

MLIN


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INDEX DIGEST

VOLUME XI.
September l, 1925Aft,z_gg4,__az&

Aldrich, Mrs. Richard
H. P. H. says Mrs. Aldrich once told her that she was calling
on Dr. ana Mrs. Miller one day after President Wilson had
gone out of office, and that they were both
virulent
against Mr. Wilson, that, in indignation, brie arose and left
the house.
Jan. 17, 1926. 90, 01.
Aldrich, Sen.
See - Andrew, Cong.
Alexander, Mr.
At supper given by Dr. Miller to the Federal Advisory Council,
Mr. Alexander defended the call loan market. He coke of
the early predicticns of Glass, Owen, and C.S.H. that Federal
Reserve money would be divorced from Wall Street but pointed
out its continuous growth. He opposed the suggestion of
Dr. Miller that the Federal Reserve Act be anaendeci to authoriz
Federal Reserve banks to decline to discount for member banks
carrying speculative loans. He said the Federal Reserve banks,
by cooperating with the member banks, could correct any abuse.
C.S.R. told him he agreed with what he said, but pointed out that
his (C.S.H.ts) statements in 1914 were based on the fact that
tinier the old law, 3/5ths of the country banks required
reserves could be placed with New York banks and loaned out
by them on the stock exchange; that thus the country bank
reserves were really nothing more than call loans, which in
times of panic could not be realised on; that under the Federal
Reserve Act the reserves of country banks and all banks were in
gold in Federal Reserve banks; that while the Federal Reserve
banks, setting aside 35% reserve, could grant loans on the
balance (65%) of these reserves, the loans could only be made
against eligible paper.
Mr. Alexander agreed to this.
May 20, 1926.
Alien Custodian property
See - Genaan claims bill

200, 201.


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2.

Aluminum
See - Trade Commission
Anderson, B. M.
German business and finance under Dawes plan.
April 2, 1926. 169 - 13
American Committee, Geneva
Dr. Shotwell says Root and Scott tried to induce the Expcu
tive
Committee of the Carnegie Foundation to revoke the $4000
appropriation for the, but finally gave up the attem
pt.
Sept. 17, 1925. 8
Dr. Butler writes C.S.H. that he wishes to have the appro
priation for
the, increased to $10,000 for next year, and C.S.H.,
who can not
be at the meeting, wires approval.
Dec. 4, 1925. 54
Ames, Lady
Gives Bertie a ticket to Assembly.
Sept. 13, 1925. 4
Dined with Sri Herbert and Lady Ames, List
of guests.
Sept. 15, 1925. 6
Amory, Copley
We lunch With Mr. and Mrs.
Mr. and Mrs. Edward Atkinson were also there.
April 18, 1926. 163
Anderson, Father
Has a special service at St. Agnes church, Washi
ngton, in memory
of Anna.
C.S.H., H.P.H., and Marion Oliver were present.
Monday, April 26, 1926. 171
Andrew, A. Piatt
Comes an board "Pittsburg" at Cherbourg.
Sept. 24, 1926. 13
Points out Gen. Robert Lee Bullard.
He thought at first it must be Count Tolstoi;
said that he had
written articles on the war for the Hearst
newspapers and
bitterly criticised the administration for
its conduct of the
war; said that he changed his clothes two
or three times
each day; that when walking on deck he
wore a derby hat and
carried a cane; that one night he came down
to dinner in a
dinner jacket with his breast covered with
medals.
Sept. 27, 1925. 13, 14.
Spoke of his troubles with Secretary
MacVeagh. Said that MacVea4 did
not like him and that finally they
did not even speak to one
another.


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3.

Andres, A. Piatt (Canted.)
He said that While a Professor at Harvard, Sen. Aldrich asked
him to serve as Secretary of the Monetary Commission; that
he got leave from Harvarm to do this; that later he was
appointed Director of the Mint and after that Fiscal Assistant
Secretary of the Treasury.
He said Sen. Aldrich wanted him to go to the Chicago National
Convention to put through a plank indorsing the Monetary
Commission bill, but that MacVeagh flatly refused to allow
him to go, whereupon he resigned.
He said one day Vanderlip called him up from New York and said
that Charles Norton, Secretary of President Taft, was
negotiating a hundred million dollar loan In New York for
Treasury purposes through Baker of the First National and
the Morgan interests; that Vanderlip ;aid his bank, the
National City, had not been consulte1 nor offered any participation, and he was ver indignant.
Andrew told Vanderlip that altho he was fiscal Assistant Secret
ary
he had. never even heard of this.

•

He said he drove to Norton's house one morning and asked him
what
it all meant; that Norton told him he could not talk about i
t;
that he than drove to MacVeagh's house, but that he had not
yet came down; that he kept him waiting a half hour and finally
came down and said petulantly, "Well, Andrew, vihat do you want?"
Andrew said he came to talk with him about the hundre
d million loan;
that McVeagh said, "By what right do you came to me on
a loan
matter, - I am the Secretary of the Treasury!" Andrew
said he
told MacVeagh all he had heard and that finally, to
his amazement, MacVeagh admitted that he also had never heard
of it.
He said that later MacVeagh went with him to New York
and had an
interview with Vanderlip and verified the fact; that
when they
returned MacVeagh said he uss to be at the Mate House
that
afternoon and that Taft would undoubtedly tell him
all about it;
that later he told him Taft invited him int o
the pantry and
gave him a drink but never referred to the
proposed loan; that
MacVeagh seemed utterly disheartened and broken
down.
Andrew said that finally he went to Sen. Aldric
h and asked him to
inquire about the loan; that he tosally had
sympathy for MacTeagh,
although they never spdke now; that Sen. Aldric
h went to Taft
and learned that the loan was being arrang
ed by Norton; that
Sen. Aldrich protested and as a result, the loan
wa4 finally
dropped.


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4.

Andrew, A. Piatt (Contld.)
Artilrat said that in spite of this treAment MacVeagh did not resign.
Andrew thinks, because he had just completed his new house and
did not want to leave Washington.
Andrew told, him if he resigned he also would resign.
,

Andrew said MacVeagh was a very weak man, not fitted for the Treasury;
that he was appointed only because a western man was wanted for
the position, and. that George M. Reynolds had been offered and
had. accepted but that at the last moment his directors had doubled.
his salary and he finally declined the position; that MacVeugh
was decided. upon only in the twenty-fourt hour in order to complete
the Cabinet.
Andrew also said that Frank Stearns of Boston told him that while at
the White House he had moved his bscl into the President's bedroom
as the President liked to talk with him early in the morning
before he arose.
Andrew said he owed the administration nothing, and that the opposition
of Constance Lodge (Mrs. Williams) helped him in his campaign
rather than hurt him. He said Sen. Gillette never would be able
to oast an independent vote in the Senate as he had been put there
solely by Stearns and Sen. Butler.
He said neither Stearns nor Butler liked him as he would not take
orders fron them.
He said. Charles Norton had fixed matters to secure and had secured a
position in Baker's bank in NW, York.
Andrew was quite liberal in hie references to the League of Nations ard
we believe he will come out for it ultimately.
He

very bitter with the administration for not giving better terms
to France; he said he was ashamed of our country's attitude in
demanding payment of the pre-armistice debt.

was

He showed me an interview he proposed to give out on landing on the
subject of the French debt and asked what I thought if it.
I told him, without expressing any opinion on the merits, it
would certainly be regarded as a blow in the face of
the
administration and that he ought not to publish it without full
knowledge that it would be so regarded.
Oct. 1, 1925. 15, 16, 17, 18, 19.


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Annual report, Federal Reserve Board
Dr. Stewart came from New York to discuss his draft of the
Board's report which he had not finished before resigning.
Miller strongly Objected to certain portions and intimated that
he might file a minority report.
Miller said discount rates at Nsw York should have been incrsased
long ago; he dislikes the reasons given by the Board for not
having advanced them.
He specially Objected to the statement that increased rate.: might
have encouraged further gold imports, evidently not wanting such
a good reason to appear in the report. He dsnied that such
would have been the effect.
C.S.H. reminded him that Gov. Norman said our high call loan rates
threatened his gold and made our discount rate inoperative.
Dr. Stewart said a discount rata put up to 4% would put a higher
base under the call loan rate and tend to keep it up;that it
would tend to increase customers rates.
Miller said a higher discount rate would reduce call loans and
release credit which would lower commercial rates.
Dr. Stewart and the Board did not agree with him.
•4

,
IIJ`f.

•

;

Miller kept saying, - if you will only change this and that,
it will
enable you to "get by."
Evidently he has a supreme contempt for the rest of the
Board.
He also inferentially accused Dr. Stewart of taking a
particular date
for his figures so that his conclusions might be supporte
d by
the figures, which made Dr. Stewart very indignant,
as he
afterwards told me. He said he took th3 dates under
discussion
in the report. C.S.H. believes Miller will not dare
file a
dissenting report.
Mar. 2, 1926.
108, 1C9, 110.
Antwerp
Drive by auto fram Brussels to Antwerp stopping
at Mabgnea where we
visited the Cathedral. The carillons were being
repaired and
were not playing. Called at palaae of CardirAl
Mercier. His
secretary said he was engaged for the morning,
but he showed
us the chapel and pictures.


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6.

Antwerp (Conted.)
Arrived at Antwerp about noon and called on Mr. Mitchell of the
Red Star Line. He gave us sane mail including a delightful
letter from Mrs. Wilson. He said he thought he could give
VA abetter roam on the Pittsburgh and gave us an order on
the Chief Steward for lunch.
Our roam was changed from C24 to B49, - a large comfortable roam
but without a bath, - there were very few rooms with bath.
Before sailing we went to the Cathedral and saw the Prolnen tomb.
We sailed at 4 p.m.
The ships Doctor examined me and agreed with Dr. Ruffin that my only
trouble was intestinal indigestion.
Sept. 23, 1925. 12
Arnold, Mrs. B. W.
Mrs. Arnold called an Bertie in Albany same ten days ago, and gave
her a typewritten account of a seance in N. Y. last October.
It was conducted by John W. Tecknor.
She met her friend Edward S. Martin, of "Life" one day when walking
with one of the Erving girls, and he asked them to go with him
to the Seance. They were not introduced to Mr. Tecknor.
About 25 were present, including Robert Underwood Johnson. The
medium was "Black Hawk" who fram tire to time would call out
names of those present, Eaying that some relative wished to
speak with them, whereupon he would deliver the message.
During the middle of the slance he called out, - Anna Hamlin:
Mrs. Arnold answer yes.
Thereupon, he delivered the following message from Anna:"This is more difficult than I thought. I see now why the
troubles of getting words back and forth have not been
expedited. It is all in the mind, thought moving from one to
another, but the fact that a word does come now and then is
better than thousands of words of argument. I don't want to
give any more."
There was no possible waf in which Mr. Tecknor or any one there
could ever have known that Mrs. Arnold was a friend of Anna.
Mrs. Arnold haa nct mentioned Anna's name while there, and
was completely taken by surprise when her rame was announced
by Black Hawk.
Dec. 5, 1925. 55, 56


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Assembly of League of Nations
Dr. Zimmerman says the, will neiver consent to shelving the Protocol.
Sept. 13, 1925. 3
Lady Assisi. gives Bartle a ticket for the AsseclIply tcmorrow.
Sept. 13, 1925. 4.
Attended. meeting of Assembly.
Sept. 15, 1925. 5
Assistant Secretary of Treasurys Fiscal
See - Andrew, A. Piatt
Atkinson, Edward
We meet Mr. and Mrs. at lunch.
April 18, 1926.

163

Attorney Gen. Gregory
Advised Board it had no power to cut down the number of Federal
Reserve banks. 90
Attorney Gen. Sargent
Mr. Boman, Class B. Director of Federal Reserve Bank of Boston calls
on C.S.H. Says the Attorney General is a very old friend and
that he came to Washington at the r, cluest of the Board of
Directors and. Gov. Harding, to present to the Attorney General
this unanimous hope that C.S.H. may be reappointed, End to ask
him to urge this upon the President; that Gov. Harding also
asked him to say to the Attorney General that at the recent
conference of Governors, it was their unanimous opinion that
C.S.H. shculd be reappointed.
C.S.H. asked him to tell the Attorney General ttatt he had, been an
active member of the Grange for 30 years, that he was a farmer
and. had worked assiduously for the farmers since he had been
on the Board.
C.S.H. also suggested that Mr. Borman tell the Attorney General to
consult with Sec. Mellon before speaking with the President.
April 1, 1926. 139, 140
Ir. Bowman writes C.S.H. as follows:"Springfield, Vt. , Apr. 5, 1926.
Just a word. to let you know that I had a most friendly
talk with Mr. Sargent al cng the lines we had talked when I
called on you at your office on Thursday. I am sure the
matter will have his attention within a reason&le
A. C. Boman."
April 7, 1926.

151


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8

Attorney General Sargent (Contld.)
Sen. Glass expresses satisfaction that the Attorney General
will take tp the matter at the Whtte House.
April 8, 1926. 155
Austria
Gov. Norman says Austria will soon adopt a real gold standard
in place of the avid •atchange standard.
Dec. 31, 1925. 72

-BBagg, Mrs.
We dine in Geneva with Mrs. Bagg, the mother of Mrs. Arthur Bullard.
Present: David Fairchild, Mr. arld Mrs. Gilbert Grosvenor, aad
Mr. Mowser, correspondent :f Chicago News.
Sept. 15, 1925. 6
Baker, First National Bank, New York
See - Andrew, A. Pitatt
Biker, Newton D.
Speaks at memorial dinner to Wilson in Washington.
Dec. 28, 1925. 70
Calls on us with his daughter. Is shocked at House's book.
Mar. 7, 1926. 111
Sands C.S.H. clipping from Cleveland Plain Dealer, advocating
May 13, 1926. 187
his reaypointaent.

•

•

•

Baker, Ray Stannard
Breckenridge Long says haa no objection to C.S.H. urging, to have
a talk with him at once.
Nov. 18, 1925. 40
C.S.H. advises Mrs. Wilscn to have her counsel go over any
agreements she may have entermd into with, as to the Wilson
biography.
Jan. 5, 1926. 76
Baldwin, Stanley
We gave, an official dinnsr when he was in Washington.
Jan. 15, 1926. 87
Balfour
Breckenridge Long says he knows that Balfour told Wilson of the
secret Treaties in May, 1919, at a secret conference at the
White Hausa; that be did not know whether Balfour told
Lansing or not; that Wilson was in error in saying that he
first heard oe these secret treaties abroad in 1919.
Nov. 18, 1925. 39


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9.

Bank of England
Gov. Strong tells Board that, must soon incr.& se its discount rates
to 5%.
Dec. 1, 1925. 49, 50
Increase its discount rate to 5%.
Dec. 2, 1925. 56.
See - Norman
Strong
Bank of Italy, San Francisco
Some of Federal Reserve Board feared that if they granted application
to Drum for Mercantile Trust Co. for branches at Burlingame
and Palo Alto it would reopen the application of the Bank of
Italy.
Invntigaticn showed, however, that the Baik of Italy's applic
ations
were all for de novo branches.
Dec. 8, 1925. 60
Banking and Currency Committee, H.R.
Miller in testifying before, said that Milo Oampbell and Cunnin
gham
were the best men ever on the Federal Reserve Board.
April 29, 1926. 174
Baruch, B. N.
Mrs. Wilson Bays Nancy Lane had asked, to help her obtain a
movie
engagement.
Nov. 15, 1925. 37
Baruch, Miss
Mrs. Wilson asks us to dine alone with her as, is giving
a dinner at
the International Club to members ccnnected with the
L. of N.
Sept. 16, 1925. 6, 9
2rs. Wilson says she will send "Pa, Ma and Mae" to Miss
Baruch to
examine.
Jan. 13, 1926. 82
Mrs. Wilson said Miss Baruch told her that she
gave "Pa, Ma and Mae"
to the reader of the Non-Partisan League to read;
that she
reported that she liked it very much but feared
it was too
partisan for the League to use it, but would report
officially
later.
Jan. 23, 1926. 94, 95.


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10.

Basle, Switzerland
Left Berne at 5 p.m. reaching Basle at 7:30. Staid at Trots ROSS
Hotel. Had very good. room and bath overlooking the Rhine for $6
per day. Left Basle 10 a.m. next morning.
Sept. 18, 1925. 10
Bear Garden
See - Berne

°T;

I1

Belgian Debt Cannission
See - Belgium

:

VALI

Belgium
Phillips sent me in his machine to leave a card on Gov. of National
Bank in Brussels. He offered to obtain an official interview
but I said I would make only a courtesy call. The Governor's
secretary, connected with the Belgian Debt CommissiOn, said
the Governor was just leaving to keep al important official
engagement, but would be glad. tc see me tomorrow at any time
agreeable to me. I explained I was just passing through
Brussels en route to Antwerp.
At 5 p.m. we took toa with Ambassador and Mrs. Phillips.
Sept. 21, 1925. 11, 12
Federal Reserve Board. Belgian agreement.
See - Strong, Gov.
Gov. Norman explains Belgian Financial situation; said it was caused
by Belgium's taking over the francs issued by Germany during
the occupation.
Dec. 31, 1926. 72
Board gives Gov. Strong authority to buy 15 millions of bills from
National Bank of Belgium.
Mar. 8, 1926. 111
Bermuda
Anna leaves Washington an route to Bermuda. The last time we e'en*
saw her - alive.
Thur sday, Feb. 18, 1926. 207
Berne, Switzerlarx1
Left Geneva 11 a.m. aid reached Berne at 3 p.m.
Drove to Swiss National Bank and. called on the Vice President
,
Mr. Schreider. Called on Amer. Minister, Mr. Gibson, but he
Was away.
Fed the bears in the bear garden.
Left for Basle at 5 p.m.

Drove around the city.

Sept. 18, 1925.

9, 10


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11.

Biddle, Mies
Took Christmas lunch with.
Dec. 25, 1925.

70

Blemerhasset, Lady
We meet, ciining with Sir Herbert and Lady Asser.
Sept. 15, 1925. 6
Bolling, Bertha
We cirive with Mrs. Wilson ani
Mar. 8, 1926. 1 11
Boiling, John Randolph
Calls me up to tell of death of his mother.
Nov. 21, 1925. 42
Boiling, Mrs.
Death of.
Funeral at Wytheville, Va. Nov. 23, 1925
.

Oid4( .
IA:0E;4tirPzi

Nov. 21, 1925. 42

Borah, Sen.
Lawrence Evans tells C.S.H. that Mr. Call
, Publisher of a paper,
told hist. that Sen. Borah told him that
Coolidge said to him
(Borah) that he felt the U.S. should stee
r clear of the World
Court but that he pressure was so great
he could not withstand it.
Cet. 13, 1925. 23
Boman, A. C.
Gov. Harding writes that, is ready to
write Attorney General
Sargent to see Mellon any time C.S.H. wish
es.
&y?, 1926
180

*

See - Attornet General Sargent

r".

Branch banks
John Drum asked Board to reconsid
er its refusal to approve brawlers
of the Mercantile Trust Co. bought
by its subsidiary at
BurlingsrLe and Palo Llto,Cal.
Board orginally declined the appl
ication, and. Federal Reserve Agent
Perrin recommended refusal solely
on grcunci that they were
beyond the area cf San Francisco,
as defined by the Board
as contigu.ous territory.
The Committee on Examinations,
Platt and James, suggested that we
consider the adirisability of exte
nding the definition of
contiguous territory so as to take
in these towns, consulting
with the Federal Reserve bank and
the State Superintendent of
Banking.
Miller objected to extending the
area.


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Branch batiks (Cont id.)
Miller claimed, however, that the application should be granted.
because
Drum originally included. these tams in a blanket petition
filed before the expiration of the time limit originally set
by
the Board for places outside of the defined, area, within which
time branches could be established outside of such area; that
the Board informed Drum that it would not act on blanket
petitions; that at the time of filing thi s blanket petit
ion Drum
had practically acqnired these banks; that in equity Drum
had.
complied with the Board's regulation as the petition was nct
a
blanket petition as to these two banks, as tne petition
as to
these banks did not ask for future branches to be later acqui
red
but related. to already acquired branches; that later,
after the
time limit had expired, Drum filed another petition speci
fically
limited to these banks; that in equity and good consc
ience Drum
had complied with the regulations.
C.S.H. said he agreed with this; that the Board recog
nised the equity
when it originally refused the petition and
would havA granted it
but for fear that it would have reopened appli
cations of the
Bank of Italy; that the latter's applications, howev
er, covered
wholly de novo 'ranches.
Comptroller of Currency McIntosh said that grant
ing this petition would
.
give Drum a monopoly and cut out other banks
which would now like
to establish branches, but had filed no appli
cation within the
time limits, as Drum and. the Bank of Italy
had. done.
C.S.H. said these other banks had filed no petit
ion within the time
limit Lbs Drum and the Bank of Italy had
done, and therefore could
not complain.
C.S.H. said, however, he, oath° favoring grant
ing of this petition, woubd
be glad to take care of these other banks
by extending the area,
as these two tcins were claw ly within the
greater municipality
of San FrEncisoo, and that he preferred
to do it this way.
James

also agreed. ds to the extension and with
views of Comptroller
of Currency.

Miller finally moved approval of the
petition, reconsidering its
original refusal, on the ground that
Drum had mibstantially
complied with the Board's regulations;
that he had come before
the Board with clean hands.
Carrick:
Aye- Gov. Crissinger, Hiller, rlatt,
C.S.H.
No
McInttsh, James, Cunningham.


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Federal Reserve Bank of St. Louis

13.

Branch banks (Cont'd.)
The Examination Committee wits then directed to consider and. report
on extending its definition of contigu.oue territory to ecnItrace
this new area, - End to consult State Superintendent of Banking
and Federal Reserve bank.
Curried:

All voted Aye except Cunningham, Aho voted No.
Dec. 8, 1925.

59, 60, 61, 62.

Board considered proposed salary of $18000 for manager of Buffalo
branch.
Board rejected $18000 ani substituted $15,000.
C.S.H. alone voted No and James did not vote.
C.S.H. begged the Board to ask Gov. Strong to explain the salary,hear the evidence before deciding the question.
Coe Member said jocosely - lets vote first ard take the evidence
later, - which the Board proceeded to do.
C.S.H. said frankly the amount seemed excessive bat that he should
• like to hear the evidence before deciding it. He therefore voted
No.
Dec. 15, 1925. 63

)

Board. gives hearing on proposed. branch of Federal Rel-erve Bank of
Richmond in South West part of District.
Jan. 15, 1926. 86
Board. voted to permit the Valley Bank of tresno, Calif, to take
over a bank in Prescott, 50 miles &Way, and opeiste it as a
branch.
The Federal Reserve Bank and. the State Euperintendint both favored it.
we found that the Board had. not imposed as a conditicn of admitting
the Valley Bank that it should establish no 1:r anches without
the consent of the Board.; that the only condition imposed. was
as to change of assets affecting the bank's condition.
All agreed that taking over this branch would not injuriously affect
the conditim of the Valley Bank. Even Cunningham agreed to
this, but he had left the Board room when the vote was taken.
Carried:

Aye - Gov. Crissinger, Platt, Miller, C.S.H.
No - James.
James persisted in votirg No in spite of the above facts.
April 6, 1926. 146


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14.

Brassour Hotel, Luxemburg
Spent night at.
Sept. 20, 1925. 10
Briand
C.S.H. sends :,1rs. Wilson a note quoting Briand's statement that
the Council of the League of Nations dedicated the happy ending
of the Greco-Bulgarian dispute to the memory of Woodrow Wilson
who conceived and realized the L. of N.
46, 47
Nov. 26, 1925.
British delegation to L. of N.
Dr. Shotwell says the, except Lord Cecil, had little sympathy
for the L. of N. except in so far as they could dominate it;
that they were opposed to any present corsideration of
disarmament plans, although the other mttions wanted immediate
consideration; that very likely they might have to yield in part,
but this would be unwillingly.
Sept. 17, 1925. 7
BritLsh - French - German pact
Shotwell says may soon be agreed upon.
Sept. 17, 1925. 8
Brokers loans
See - Federal Reserve Board
N. Y. Stock Exchange
Bruce, Mrs. Senator
Takes H.P.H. to opening of World Court debitte and later to lunch.
Dec. 18, 1925. 64
Tells H.P.H. Sen. Pepper once told her he was not a, Prohibitionist
and did not believe in it but that it was good politics
for him to be dry in Washington.
April 10, 1926. 156
Writes Bertie acknowledging his letter of congratulations in her
son's engagement to Mica, Mellon and adds:
"Cabell tells me that Sen. Glass says that the President
is going to reappoint Mr. Hamlin and Cabell tells me
tonight that he (Cabell) is going to see the Secretary
of the TreaAiry about it."
May?, 1926. 180
C.S.H. believes, from above letter, that Sec. Mellon must have told
Glass in confidence that it was settled.
May 8, 1926. 182


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15.

Bruce, Sen.
Calls on us with Mrs. Bruce.
Said Pepper was a very agreeable man but had no convictions;
that he was evasive and shifty and not honest intellectually.
Dec. 17, 1925. 64
We dine with Sen. and Mrs. Bruce.
He asked when my term expirel and felt sure I would be reappointed
as a matter of course. He said he was at my command if he
help.
I suggested that he confer with Sen. Glass which he said he would
do at once.
He said he was on very cordial terms with Coolidge
He also said he would guarantee that he could get every Democratic
Sonatas to g0 with him to the Whit e House to ask tor my reappointment.
He said again that Sen. Pepper was shifty, evasive, and intellectually
. dishonest; that he had. made a total failure in the Senate.
He feels that Pepper can not be renominated.
He said Sen. Reed (Pa.) was a good lawyer but p6litically somewhat
evasive. He implied that Pa. politics were injuring him in his
character.
April 10, 1926. 156
C.S.H. writes Sen. Glass about his talk with Sen. Bruce, suggesti
ng
that if Bruce were to see Mellon and later the President it
might be helpful.
April 11, 1926. 157
Sen. Bruce writes C.S.H. as follows:
"Dear Mr. Hamlin:
I saw the President yesterday and had a pleasant interview
with him.
The first question that he asked. me was 'Hex is his health?
'
I replied tka t I bad. no reason to believe that -,rour
health was
at all impaired, and that I had. seen you only a day or
so before.
Any inapression that your health was not good might
be due, I
suggested, to the fact that you had for scme time been
courting
a larger deErree of retirement than usual because
of the danestic
affliction vthich had befallen you.
I also told him that Carter Glass was very desirou
s that
you should be reappointed."


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16.

Bruce, Sen. (Cont'd.)
"At this he pricked up his ears and said, Is Carter Glass for
- exhibiting a decidedly quickened interest.
"I told him that Glass certainly was, because I had a conversation
with him about you only a few days before. This morning I suggested
to 4Flass that he had better see the President just as soon as
possible, and he said that he would.
Truly yaws,
William Cabal Bruce."
April 16, 1926.

160 , 161

Glass tella C.S.H. over telephone that he has had a talk with
Sen. Bruce and will see the President t4ay or early next week.
April 17, 1926. 161
C.S.H. writes Sen. Bruce telling him of his neurities and extracted
teeth.
April 17, 1926. 162
C.S.H. writes Gov. Harding as to Sen. Bruce.
April 25, 1926. 171
C.S.H. tells Mrs. Wilson as to Sen. Bruce,
April 26, 1926. 172
Glass says he saw President Coolidge and he inquired after my health
just as he did to Sen. Bruce.
April 28, 1926. 173
Gov. Harding writes C.S.H. to have Sen. Bruce see Mellon at once,
as Bruce has supported Mellon's policies.
May 7, 1926. 179
H.P.H. receives letter from Mrs. Bruce saying that Cabell had told
her son. Glass had told him that Coolidge would reappoint
C.S.H. and that Cabell was to see Sec. Mellbn this evening.
May 7, 1926. 160
C.S.H. writes Gov. Harding that Sen. Bruce has seen Sec. Mellon
and Coolidge and feels very hopeful.
May 7, 1926. 161
Brussels
See - Belgium
Bryan, W. J.
Mrs. Burleson tells Bertie that Bryan's friendship with Col House
arose through Col. House's cousins, the Moody.
Feb. 8, 1926. 104


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Federal Reserve Bank of St. Louis

17.

Bryan, W. J. (Contid.)
Willis &y a draft of the proposed Federal Reservs Act was drawn
in June (a fourth draft) 1913 incorporating Bryan's suggestions.
April 4, 1926. 150

•

4 42

4 44 •

Buffalo branch bank
See - Branch banks

4

3

Bullard, Arthur
We call on Mr. and Mrs. Bullard in Geneva.
Sept. 16, 1925. 6

I:

•

We meet Mr. and mtg. Bullard at dinner at Mrs. Haggis, his mother.
Sept. 16, 1925. 6

"

.!:

Bullard, Gen. Ro'rert Lee.

r.

See

•

•

•

•

Andrew, A. Piatt

Burleson, Mrs.
Tells Bertie at Woman's Democratic Club that Roper had reminded her
that Col. House had been an ardent supporter of Gov. Harmon
of Ohio for President in 1912, and that she now remembered
perfectly hearing her father and. Col. House and a Mr. Kenniscn
•talking on her father' s piazza; that her father urged. Wilson
411 the legitimate candidate but that House
and Kennison balked
Harmon.

•

•
•

13, 14

.• :Is.'

•

fT117.414

She also said Bryan's friendship for House ;ace through the
Moody's,
c ousins of Col. House.
Feb. 8, 1926. 104

riot,

Burlingame, Calif.
See - Branch banks
recesaion
Gov. Strong says business recession has started in all over
the
country; that no one can tell now whether it will contin
ue;
that he knew of one company in N. Y. which estimated
a 20%
increase in trade and placed their orders accordingly,
found
that the real increase during a given period was
only $%; that
we must be prepared to cope with it if it
continued; that if
it continued on increase we should ease up the
situation by
further investments in Govt. securities.
Mar. 20, 1926. 125, 126

BUTA11638
•

•

•

•

•

•

•

•

•

•

Gov. Strong referred- to the recession of busines
s. Said that N.Y.
City banks were rediscounting heavily, - 142
millions; that
this tended to a pressure for liquidation
of customers loans;
that conditions in Europe looked bad; that
he feared a sullen
increase in business recession; that we should buy
Govt.


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Federal Reserve Bank of St. Louis

18.

Business recession (Contid.)
securities to ease the money market; that this money would
return in shape of paid off rediscounts, thus giving greater
facility for enlarging customers loans.
-.41.44,1Ai714.1d

He also said that reducing discount rates would only make it easier
for member banks to carry their rediscounts; that it ASO
the unanimous opinion of the Open Market Committee that permission
should beviven, in case of any emergency, to ease the money
market by buying, between now and April 15, not to exceed 90
millions of Goverment securities in addition to replacing the
60 millions maturing March 15.
Mar. 24, 1926. 127, 128.

I Air,
•
i

Miller said the talk about tusin3ss depression was all rot, and that
the real motive was to help the stock market.

Irn

t•

C.S.H. said he feared a sudden increase in the buiiness recession; that
European canditionsmight become worse at any moment, and turn
the present recession into a real business reaction.
Mar. 24, 1926. 129

-

• •N-

Gov. Crissinger gives out an interview in which he speaks of the
business recession although the interview was generally
' optimistic.
Mar. 30, 1926. 139
Butler, Nicholas Murray
Dr. Shotwell hopes, All now push the L. of N.; that he and
Pritchett practically dominate the executive committee of the
,Carnegie Board.
Sept. 17, 1925. 8
va

Writes C.S.H. he wants appropriation for the American Committee at
Geneva increased to $10,000 for nest sumer; also an appropriatio
n
of $50,000 for sending American teachers abroad to study the
L. of N. Asks C.S.H., as he can not attend meeting, to
wire
his approval.
C.S.H. wires full approval based on two weeks study
of conditions in
Geneva.
Dec. 4, 1925. 54
Delano told Bertie that Butler got through all
the appropriations he
wanted at the Carnegie meeting; thwt Butler had
written eminent
men all over Europe asking maggesticns and
criticism; that
all replied eulogistically except Ramsey MacDona
ld who severely
criticised the work of the Carnegie Board, saying
it had spent
$750,000 for no practical purpose; that some
of the trustees
were indignant at this but Delano said he
agreed with MacDonald
and that he felt the only practical work the
Carnegie Board
had done was the appropriation of $4000
for the American Committee
last year.


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19.

SI

Butler, Nicholas Murray (Cant sd.)
Butler said he absolutely w reed to this, sad that if the Carnegie
Board could not now take up and help the work- of the L. of N., the only practical movement for peace, in which 55 nations had
joined, - there was no further use for it to exist.
Dec. 5, 1925. 57,58
Butler tells the Carnegie Board that the L. of N. had Cut down its
budget and that Miss Wilson had had to drop one of her ,best
emplcy3es from the Library roll of the L. of N and might soon
go herself; that he would be only too Llad to make her Librarian
of Columbia Untveraity.
C.S.H. asked if he could mrite Ishii of this, expre:;sing his deep
regret, and Butler za id yes.
April 16, 1926. 160

.

.

Butler, Sen.
Andrew sa:/b. Butler and Stearns gave Gillette his place in the
Senate and that he never could be depend' upon for an independent
Oct. 1, 1925. 19
vote.
Anarew says Butler and Stearns dislike him as he vill not take orders
Oct. 1, 1925. 19
from them.
Federal Reserve Agent Curtiss Gaya Butler will go into the Cabinet.
Oct. 13, 1925. 23

•
Sen. Andreas Jones told C.S.H. that Butler came. into the Senate feeling
that ha was the leader by virtue of his position as chairman of
the Repub. Natl. Committee; that he calmly picked out Sen. amoot's
seat to appropriate it as his own, tat that he soon learned his
Dec. 2C., 1925. 64
place.
•

•

•

•

•

•

John F. Fitzgerald told Gov. Harding that he had ju.t had an hour 's
talk wi th Sen. Butler; that Butler aSked him wham the Democrats
would nominate for Governor; that he replied that C.S.H. would be
if not reappcinted on the Federal Reserve Board; that Butler
evidently did not relish this, for he at once said that C.F;.H. had
made an excellent menber and that he was strongly in favor of his
Jan. 6, 1926. 74, 75.
reappointment.
C.S. H. suggests to Gov. Harding that his directors, if they wished him
reappointed, shculd take up the mat ter with Butler, Mellon , and
the President.
Jan. 6, 1926. 75
Wash. Star has an article by David Lawrence stating that Coolidge had
just designated M'arvi n as chairman of the Tariff Commission; that
he wanted to designate Dennis, a Demccrat, but an old friend of
his; that the Mass, Republicans said. it was vitally necessary to


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Federal Reserve Bank of St. Louis

20.

Butler, Nichelas Murray (Canticle)
to debiEnate Marvin; that Sen. Butler urgently pressed Marvin; that
it would help Butler in his Senatorial campaign and that it would be
difficult enough to elect Butler in any event; that Coolidge yielded to
please Butler.
Jan. 18, 1926. 92
Gov. Harding tells Platt, In Boston, of Fitzgerald's talk with San. Butler.
Feb. 15, 1926. 106
Sen. Glass. tells 0.5.H. he wants to have a frank talk with Sen. Butler,
of course gave.
with his consent, which
. . .

Glass said he was fearful that Butler would want the place given to
some Republican politician. C.S.H. explained the political
situation in Mass; that Walsh was opposed by the Wilson democrats,
other-rise he wculd have dsfeated Gillette: that Butler's only
hope, of election rested on these Wilson..,emocrats; that if C S.H.
were to take part in the campaign, he could, if he were so
disposed, persuade these Wilson demacrats to support Walsh,
which mould certainly imperil Butler's chance of success; that
Butler undoubtedly realized this, and C.S.H. thought he would
prefer to have C.S.H. remain quietly in Wadlington.
Glass said he felt Butler must look on it in this way.

,

Glass said he woula tell Butler C.S.H.'s name should be sent in at
once, so he could be ecnfirmed before Congress adjournnd.
April 3, 1926. 141 , 142
. . .
Sen. Glass calls an C.S.H. and says he will speak to Butler tomorrow.
April 4, 1926. 148
Sen. Glass writes C.S.H.:
"I heve talked with both San. Butler and Sen. Metcalf. The
former staed that he ha:1 heard that there had been soule
discussion at the White House of the al-Tointaant and had
also heard that you would, and avain, that you -ould not be
selJcted; that Butler added, "No importance should be attached
to the latter report."
He did not explicitly state his an position, but invited my
opinion of your qualifications and usefulness, Which I save
unmietakably
April 8, 1926. 155
See - Glass
Gov. Harding tells C.").
in Wa hington that •n his return to
Boston he would ask Wing to wire Sen. Butler that it was
imperative tl.at C.S.N. be reappointed at once.
April 30, 1926. 176


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21.

Butler, TTichlas Murray (Cont Id.)
Gov. Harding tells C.F. H. he will ask Wing to wire Butler that it
is imperative for C.S.H. to be reappointed at once.
April 30, 1926. 176
Gov. Harding writes that Curtiss has seen wing who said
be useless for him to .ire Butler as Butler had told
Mellon would control the arpointment and that he had.
from Pa. in mini; that he would have no control over
May 7, 1926. 179

it '7o1.1.1d
him that
scree man
the matter.

Maloney, of the Federal Trust Ccrnpany, tells Gov. Cri ssinger he
flare Butler may have some Pepublicarn politician in mini for
May 12, 1926. 187
for C.S.H.Is place.
Gov. Harding tells C.. H. that Butler told varg that the appointment
hi been tzken out of his hand3 to his greet relief as he lid
not want to disapToint the Repub. politicians nor C.F.H.is friends.
May 17, 1920. 190
•

C.S.H. tells Gov. Crissinr er and Comptroller in confidence that
discontinuing the Cuban Agency of Federel Reserve Bank. of Bo8tcn
might raise ,00litical questions which might injure Butler in hiL
campaign for Senator.
May 17, 1926. 19C
Byrnes , Cc r.
Sea - Whalley.

Cafeteria, Feder31 Retlerve bank::
Board approved absorption by Federal Reerve banks of 1/3 of expense
of.
Miller alone voted No, swing tl-e employees did. not like to eat in
cafeterias ae they looked on them as a kind, of charity!
April 6, 1926. 154
Campbell, Milo
Mill ir, before Banking and Currency Ccomit tee describes death of.
Said he waa one of ablest men ever on Federal Reserve Board.
April 29, 1926. 175
Cailloux
Richard 01noy tells C.S.H. that :k.lellon made an ageernent with
Callioux e to the French debt, gcrat that the Republicans en the
Debt Corn:T.1881m refused to agree to it:
Nov. 7, 1925. 34

4


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Federal Reserve Bank of St. Louis

22.

...

Calkins, Gov.
conflict between Gov. Calkirs and
Miller tells Board that
Feral lies.erve Agent Perrin ha:, practically subsided.
Dec. 3, 1925. 52
Call loan rates
Gov. Norman tells 'Federal Ros. r ve Boarci that the high call loan
rates ut New York e:ta.ie our discount rate negligible and seriously
affected Great Britain in its efforts to conserve its gold
Dec. 31, 1925. 72
holding a.
. Norman told Miller the call loan rates made the New York aiscaint
negligible end that he could not understand Vily the New York
discount rate had not long a€: o been increased.
Jan. 13, 1926. Etl, 82.
See - Fect.eral Advisory Council
Federal Pear ve Bank, New York
Alexander
Mill r
:4.. 2'..i
See - Coolidge, Pr.
Campbell, Dep. Gov. Fecieral Re9lifirV4 Bank of Atlanta
See - Cuban Agency
Carillons
We stoEped at LIalisnee en route froth Brussel.; to Antmerp to hear
the Carillons at the Cathedral but they were being repaired
and were not ringing.
Sept. 23, 1925. 12
Carnegie EndC14ifilent Board
Dr. Shotwell tells
that Root and Janes Brown Scott tried
to have executive Comittee hold the $4000 appropriation for
the American Committee at Geneva, but finally abandoned the
atte,apt.
Sept. 17, 1925. 6
Nicholas Murray Butler writes C.S.II. to •,,ir 3 his apir oval, as he can
not come to the meeting, of an apprcr.riatior, of $1000 for the
American CcciLlittee at Geneva, (And $50,000 for sending teachers
abroad. to study the League of Nations.
C.S.H. wired approval, based on two weeks study of the matter when
in Geneva.
Dec. 4, 1925. 54

•

-7

Delano tells C.S.H. that the Board vroted the above appropriaticne.
Dec. 5, 1925. 57

23.
i

Carnegie Endowment Board (Contld.)
Delano tells K.P.H. there was nocprosition to above approlriations
and that Butler handled the matter admirably.
Dec. 5, 1c125. 57
Delano told H.P.H. that Butler had written eminent man all over
the world asking far suggazAions and criticism of the Board's
peace work; that most of the replies were eulogistic, but that
Raaaey MacDonald oriticiseed the Board severely, saying it had
spent $750,000 for no practical purpose; that some of the
trustees were very indignant, but that he said he agreed with
MacDonald; that the only practical thing the Board had aver
done was to pass the $4000 appropriation for the American Cormittee
at Geneva, urged by C.S.H.; that Butler said he absolutely agreed
tc this, and that if the Board could ncbt help the L. of N., - the
only practical work for Peace, in vilich 55 nations were interestod,there was no further reason for tts existence.
Dec. 5, 1925. 57, 4

•
r

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Federal Reserve Bank of St. Louis

e

Bertie aaked Delano whether James Brown Scott objected to the above
appropriations, and he replied, “No. Be knows his new Master's
voice!"
Dec. 5, 1925. 58
Mrs. Wilson 10.11s up C.S.H. at the Treasury and says James Brown Scott
has just sent her the Wilson resolution of the Board voted an
April 16, 1925.
1

' 7:41-•

Some days ago, learning frou Ara. Wilson that she had never received it,
C.S.H. called up Scott's office to enquire and the above was the
result.

Mrs.

Wilson read me her prol)osed reply which C.S.H. approved.

Had it not been for 0..H.'s enquiry, probably Scott, with hia well
known hatred of Valson, would never have sent it.
Jan. 20, 1926. 91
•

•

•

James Brown Scott writes C.S.H. enclosing reply of Vrs. Wilson to his
letter sending her the Wilson resolution.
The resolution was voted April 16, 1925, aria. Scott did not send it
until Jan. 19, 19261.
Jan. 20, 1926. 93, 94
C.S.H. lunchis with David Jayne Hill and prepares a report favoring
six candidates for trustee out of about 25 names sent in. C.S.H.,
Hill and Dr. Pritchett were Appcittad a committee by Er. Butler.
Pritchett was in Tnrope.
Hill joined with C.3.H. in recommending Jesse Jones of Houston, Texas,
as one of the six. .
Feb. 15, 1926. 108


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Federal Reserve Bank of St. Louis

24.

Carnegie Endowment Board (Contld.)
Meeting of Board at Washington.
Four trustees were elected to fill six vacancies.
Neither Jesse Janie, c3V. yaul Revere Frothingham, Louis
Frothingham, Norman Davis, nor Judge Clark , - all proposed
by C.S.H., ware ellcted. Jesse Jones was put on the preferred
list by the Committee and I think would have been elected but
for the fact that Mr. Parker of the Get -American Claims
Car,...isaion, also from Houston, was nominaed, and, ae he lived
in Washington :ind could amp attend meetings, and was a very
valuable man, the Boara elected him, and, raturally, dii not
take Jones, also from Texas.
April 16, 1926. 159
the work being
Thera was a long discussion in the mleting
done by Pan Ambrican Jurists in making a code of internaticnal
law. Scott read and advocated a rdsolution drawn by Root some
years ago, calling for a reconvening of the Hague Conference
to make such a code.
Scott said. the poNirful nations in the L. of N. did not wart to be
governed by law but by men, - r thsmselvec; that they rejected
tion
Root's resolution at the time fAnd that intended to delay
in frAming a code.
Root said it was not necessary to pass this resolution and he drew
one approving the Pan American work towards codification which
was passed:.
We agreed to this as a means of bringing pressure upon the L. of Y.
Root said ultimately all must join in a cor.r.on endeavor to secure
such a code.
April 16, 1926. 159, 160

•

••

Butler, at the meeting, said the L. of N. had cut down the budget
for the Library in charge of Miss Wilson, and. that she had had
to drop one of her best employees and might herself resign
later. He said her work was wonderful; that the European natl.=
did not appreciate the value of Librariee as we lid; that he
would be only too glad to make Mtes Wilson Librarian of
Columbia University.
C.S.H. said he haa been in the Library every day While in Geneva;
that it was a wonderful library, a monument of efficiency.
C.S.H. believes the trustees would have been only too glad to
have made up the deficit, but this, of course, was out of the
question. He asked Butler if he could write Viscount Ishii
and express his den regret and Butler said most certainly he


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Federal Reserve Bank of St. Louis

25.

Carnegie Ella onuent Board (Cont Id.)
could and, hoped he would.
April 16, 1926.

160

The Board lunched at the Met. Club.
April 16, 1926.

160

C.S.H. tells Paul Revere Fr othingham 'XI I Louis Fr0thiligham he
had no:Unated thlra for the Bo,..Ard and they were much pleased.
April 18, 1926. 163
Carnegie, Mrs. Andrew
C.S.H. called on Mrs. Carnegie in Geneva. She said the L. of N.
had wonderfully impressed her; th.t she wished her husband
were alive; that he would have pushed it with all his energy.
She begged. C.S.H. to come and. see her in N. Y.
Sept. 17, 1925. 8, 9Cathedral of St. Peter, Galeva
We heard Dr. Fosdick d.e1iv3r a very impressive sermon. He said he
was mortified. that his country .vaa not a member of the L. cf N.
(See scrap book)
Sept. 13, 1925. 3
Cacti, Lord
The feelirg in Geneva is that if Lord Cecil vere Minister of
Foreign Affairs he would have accepted the Protocol in principle,
at least, with perhaps the right to suggest reservations.
Sept. 13, 1925. 4
Mr. J. G. McDorala invites C.S.H. to a dinner given by the Corrmittee
on International Relatiens to Lord and Lady Cecil, but C.S.H.
could not accept as he was dining with Mrs. Bogg.
Sept. 15, 1925.
5, 6.
Dr. Shotwell says Lord Cecil is the only member of the British
delegation really in sympathy with the Leue; that the
others wished to deninate it and. were opposed to present
consideration of d.itiarmaizent plan: which all the other nations
favored; that perhaps they might have to yi ad but
would. be
frora no sympathy on their part. Dr. Shotrilell also said Lord
Cecil haa no irtluence with his delegation.
Sept. 17, 1925. 7, 8
C.S.H. sends Pre-:lc:Lent Coolidge an abstract of Lord Cecil's and
Chamberkin's address before the International Club on the
World Court, Sept. 7, 1925.
Nov. 24, 1925. 43
(See Er rap bock)


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'

•

Chairman of Federal Reserve Bank
Mr. Sproule, director of the Federal Reserve Bank of San Francisco
talked with the Federal Reserve Board aa to the respective
authority of Chairman and Goverrcr cf the Federal Reserles Bank.
He said the San Francisco airectora considered that Perrn's job was
limited to presiding at meetings of the directors.

r;,•

He felt the Chairman should be the preponderant influence in the bank
and should be consulted on all questions of policy.
.14

•

.

•

He said Perrin's resignation squarely raied the issue which the
Federal Reserve Board must decide.
He agreed to aend Board a memorandum giving his views in detail.
(See scrap book)
Nov. 19, 1925.

41

Chamberlain, Austin
At lunch with Mr. and Mrs. Arthur Sweetear. Several delegates to
L. of N. "Pere there, also Dr. Zimmern who lectures every morning
an the progress of the L. of N. All were bitter against
Chamberlain saying he wished to shelve the League.
Sept. 13, 1925. 4
C.S.H. sands President Cooliare an abstract of the aldress uf
Chamberlain before the International Club in Geneva on the
World Court, Sept. 7, 1925.
(See scrap book)
Nov. 2b, 1925.

43

Cherbourg
we arrived at Cherbourg about 7:30 p.m. an the Pittsburg.
Andrew came dbnard.
Sept. 24, 1925. 13
Christie, Dr.
53, 54, 56
See -Xrays
China
See - Ishii
Chu, Mr.
Addresses International Club, Geneva
snot. 15, 1925. 5

Congressman


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27.

Cleveland, Hrs. Grover
Harry 'Ducker tells C. S.II. that, about 18 months before W11 sc n was
first nominated. be was visiting Gen. Greely in N. H., and
Mrs. Cleveland came to lunch; that he praised Wilson and,
Mrs. Cleveland said the could not vote for him as her husband
said he was intellectually dishonest.
Tucker also said ha met her again in California in 1919, and tbat
she told him there was absolutely nothing in the Peck letters
discreditable to Wili;cn, - that ha always was interested in
bright women.
Jan. 24, 1926. 95, 96.
Cleveland Plain Dealer
Sea. Baker sends C.S.H. a clipping from, strongly urging his
May 13, 1926. 187
reappointment.
Codification of International Law.

159 , 160

See - Carnegie Board.
Collin., Deputy Corsi)troller
Tells Federal Reserve
Senate Coumittaa
at a preliminary

of Currency
Board the Comptroller is agreeable to the
compromise on the McFadden bill. This was
conference in the morning.

The Bourd. approved the bill in the afternoon when neither Collins
nor the Comptrolly VVILII present.
April 23, 1926. 169
Commercial and Financial Chronicle
Gov. Strong says that Miller, W1411s, and, are leagued. together for
radical deflation.
April 13, 1926.159
Commodities, Speculation in
Gov. Strong says, is in evidence. Oct. 27, 1925.

30

Contiguous territory
59, 60, 61, 62
See - Branch banks
Couiptroller of Currency
Opposes granting of applixation of Mercantile Trust Company for
branches at Burlingame and. Palo Alto, Calif., as it
eive a monopoly to Marc. Trust Co. and debar other banks
which might like to establish branches there, but which had
not filed apli ticns within the time limit fixed by the
Board.
Dec. 8, 1925. 61
Favors, hover, extending the definition of contiguous territory so
ae to take in theie towns.
Dec. 8, 19"-.).5. 61


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28.

Comptroller of Currency (Cont Id.)
Votes against application.
Dec. 8, 192b,

62

Votes in favor of examination and report by Examination Committee
as to extending area of contiguous territory.
Dec. 8, 1925. 62
Votes to permit Open Market Investment Committee to purchae 15 ot
20 million; of Govt. s,wurities to call money market US member
banks did not want to increase their rediscounts pending the
Couptrolleris call.
Dec. 22, 1925. 68
Votsa against Dr. Miller's motion to amend Federal Reserve Act and
abolish 15 day collateral notes of member banks.
Jan. 13, 1926. 80 e
714
Vot3s in favor at' proposed amendment to Federal Reserve Act permitting
metzbar banks to give direct notes to Federal Reserve banks, up to
90 days, secured. by eligible paper other than Govt. bonds.
Jan. 13, 1926. 81
Votes against permitting Federal Reserve Agent Jay to give oat
New York figures of loans on stock exchange collateral tomorrow
in etead of waiting until next week for the Board's figuree which
would. be a ,veek late.
Feb. 6, 1926. 99

•

Votes in favor of C.S.H. motion to lay C n table Dr. Miller's proposed.
letter to Federal Advisory Council asking advice and assistance
in controlling or wiping out loans on stock exchange collateral
based on 11 3:3 of Federal Reserve credit.
Mar. 11, 1926. 122

•

At a preliminary meeting of the Board in the morning, Dept. Caaptroller
Collins told the 4oard that the Controller was agreeable to the
Senate Ccunit tee ranpranise on the McFadd.en bill.
In the afternoon the Board voted to ap7;rove it, neitir Collins r.or
the Comptroller being present.
April 23, 1926. 169
Tells C.S.H. he hact yesterday a long talk with Sec. Mellon about
Federal Reslrve Beard matters which disturbed him (Sec. M.)
greatly; that Sec. M. spoke of C.S.H. very appreciatively and
said he hat always found him helpful and cooperative; that he
asked him if he did not bens ye he should be reappointed.
The Co:nptroller said he told Mellon he f31t strongly that C.S.H.
should be reappointed; that he via very independent in voting, but
always fair and courteous and helpful; that he
believed every


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29.

Comptroller of the Currency (Cont'd.)
member of the Board liked ana re:pected him and. would be greatly
pleased at his reappointment.
•

He added that Mellon said he considered C.F.H. as a close friend;
that he wow greatly attached to Ann& who was one of Ailsais
4eare3t friends; that if there were no other reason his close
friendship for C.S.H. and his affection for Anna would male it
impossible for him to rccramend inyons else.
May 11, 1926. 185, 166.
Tells C.S.H. that Sea. Mellon is much aisturbed over scme of Miller's
suggestions as to changes in the Federal Reserve Act before the
Banking and. Currency Committee, so as to prohibit a bank having
.p,culative loam from obtaining rediscount:.
May 14, 1926. 18e
Says Sec. Mellon told him he mad e a mistake two ylars ago in
recommending Miller for reappointment.
Ma:,' 14, 1926. 186
Tells C.S.H. that Sec.liellon has no use for Platt.
May 14, 1926. 188
C.S.H. tells Comptroller of James' plan to discontinue the Boston
Cuban Agency, Aho said he would. vote against it, as he had no
confidence in the Federal Reserve Bank of Atlanta as now managed.
Ma:, 17, 1926. 189, 190.
C.S.H. tells Comptroller in confide= e that, even if all agreed to
aiscontinuance of the Boston Agency, this was not the time to
do it, as it would be injected into the political campaign in
Massachusetts and perhaps imperil.Butler's chance of reelection.
May 17, 1926. 190
James in reply to a cLueation of, admitted that Bostcn was entitled
to he heard before it s Cuban k-ency should be discontinued.
May 20, 26. 197

.. •

Coolidge, :Ire. Calvin
Senda rememberances to Bertie at White House New Year's reception.
Jan. 1, 1926. 72
Coolidge, President
Cong. Andrews said. Frank Stearns told him that when visiting at
the White House he had his bed moved into Coolidge's bed room,
as Coolidge liked to talk with him early in the mem'ng before
getting up.
Oct. 1, 1925. 18


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Coolidge, President (Cont'd.)
Lawrence Evans tells C.S.H. that a Mr. Call, proprietor cf a newspaper, told him that Sen. Borah had said to him (Call) that
Coolidge had told him (Borah) that he (Coolidge) felt that the
U. S. should steer clear of the World Court, but that the
pressure upon him was ao gre.,It he could not withstand it I
Oct. 13, 1925. 23
C.S.H. sends Coolidge an abstract of the addresses of Lord Cecil
and Mr. Chamberlain on the World Court, delivered before
International Club on Sert. 7, 1925.
(See scrap hlodk)
Nov. 25, 1925.

43

Very cordial to C..H. a: Whit e House New Year's reception.
Jan. 1, 1926. 72
-ile tolls Evans that Coolidge knew more about WI-at the people were
thinking than any other President; that his only policy was
to put his eAr to the ground, find out what the people wanted
and then proceed to carry it cut. Wile also said he believed
that Coolidge was getting ready to accept the L. of N.; that
Coolidge saw evidences of a wive of public opinion for it; that
he was about satisfied that in opposing it he had put his money
• on the Wr Orig hOr se.
Jan. 1, 1926. 72, 73
David Lawrence says Coolidge wished to designate hie friend Dennis,
a Democrat, as chairman of the Tariff Com .ission, but that the
Republicane wanted Marvin, and Sen. Butler urged Marvin as a
help to him in his Senatorial campaign and that Coolidue
yielded to help Butler, Whom, Lawrence added, it will be
difficult enough to elect anyway.
Jan. 18, 1926. 92
Mr. Bowman, Class 3 Director of the Federal ReElrve Dan.' of Boston,
comeg down to Washington to -.ell Attorney Gan. Sargent that it
i3 the unanimouz feeling of the Directors that C.S.H. should be
reappointed, and to ask him to urge this upcn Coolidge.
April 1, 1926. 139, 140
Sen. Bruce tells C.S.H. he is on very friendly terms with Coolidge
and will call and ask for C.S.H.Is reapprintment.
He said he would guarantee that he could get every Democratic Senator
to go with him to Coolidge aid make this reguest.
April 10, 1926. 156
C.S.H. .iuggests to Glass that he write or call on Coolidge.
April 11, 1926. 157


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Coolidge, ?re3ident (Contid.)
Glass viten C.S.H. that he Load sen. Bruce will each call on
Coolidge.
April 13, 1926. 157
C.S.H. writes Bruce to remind Coolidge that he i the omner of a
farm and has 'eaen a member of the Grange for 30 years.
April 13, 1926. 157

...

Sen. Bruce writes C.S.H. as to his interview with Coolidge.
See - Bruce, San.
April 16, 1926. 160, 161
Glass tells C.S.H. he will see Coolidge today or early next week.
April 17, 1926. 161
Glass writes C.S.H. as to his interview -rith Coclidge.
See - Glass.
April 28, 1926. 173
Gov. Harding says on return to Boston he will ,sk Wing to wire
Sen. Butler to tell Coolidge it is very important that
he reappoint C.S.H. at once.
April 30, 1926. 175
Gov. Harding says Charles Washburn told him he had written Coolidge
strongly urging C.S.H.'s reappointment.
April 30, 1926. 176
C.S.H. fears Coolidge may have given some promise to Sen. Reed (Pa.)
at time Woodlock nomination was held up in Senate.
May 7, 1926. 130
C.S.H. writes Gov. Harding that Sen. Glass and Sen. Bruce have each
seen, and feel very hopeful.
May?, 1926. 182
Gov. Harding tells C.ti.H. that Wing told Curtiss that C.S.H.
reappointment was out of his hands and in the hands of
Mellon ano Coolidge.
May 17, 1926. 190
Cosmos Club
Annual election.
C.S.H. gives farewell speech as President.
Jan. 11, 1926. *0
C.S.H. gives lunch at Club to Louis J. Taber, Master of National
Grange.
Jan. 23, 1926. 94

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•

Cotton
Mr. James told Board that increase in Boston rate might psychologically
result in increase at Atlanta, which Gov. Wellborn favored;
that cotton Ali other staples were too high and must soon brea4
;
that if the break followed an increased 6iscount rate it would
be claimed that the latter had caused it, whereas he thought
it
was inevitable in any event.
Oct. 16, 1923. 25

.•

Gov. Harding tells C.S.H. that an increase in Atlanta rata
woald be
foolish as it would affect the mover:Ant or price of
cotton.
Oct. 19, 1925. 27
r

•

•

Counsel, Federal Reserve backs
Wyatt advised us that Counsel were not officers or
arployees of
Federal Reserve banks, and therefore that their
compensation
need not be reported for Bodrils al3proval, that
the U. S.
Supre.-ae Court has. so decided.
The Board, on Niller's mntion, n'Terthe1es3 voted
that such payments
must be reported for approval.
C.S.H. suggested that te.) Board inform the U.S.
Supreme Court that
it had overruled it:
Finally a limit was fixed beneath which no
report need be made.
Feb. 6, 1926. 103, 106
Covington, Judge
Mrs. Wilson asks C.S.H. about standing of judge
Covington, recomluended
by Baruch, to act as her counsel.
Nov. 15, 1925. 35, 36
C.S.H. call d up Judge McCoy who .;trongly
praises Covington.
Nov. 16, 1925. 37
C.S.H. ;mites Mrs. Wilson as to above.
Nov. 16, 1925.

37

Mrs. Wilson tells C.S.H. she has taken Judge
Covington as her counsel.
Jan. 5, 1926. 75, 76
Mrs. Wilson shoNs Judge Covington her
proposed reply to auston's
letter as to publishing in his book lette
rs Of President
Wilson. Covington ahid she should softe
n it so as not to
show any sign of anger.
Jan. 13, 1926. 85
Cow pasture
Edward Hamlin goes before Board of
Engineers in Washington to ask
for 4 marvel of Dorchester Harbor,
refused by Local ainginesr.
Dec. 22, 1925. 69


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33.

Cow pasture (Cent'd.)
The %engineer Board ord.ers
feet in depth.

311

immediate survey for a channel 30
Dec. 24, 1925.

73

Cowdir, Mrs. Winthrop
We lunch with. Jan. 10, 1926. 79
See - Whalley
Cox, Charming
Federal Reserve Agent Curtiss says, may run for Senate and Butler
23
go into Cabinet.
Oct. 13, 1925
Curtiss said Cox knew nothing uout banking but received a salary of
$25,000 frau Wing's bark for no known service except talking
speecheb at dinners, etc.
Cc t. 13, 1925. 23, 24
Credit Bureau
Miller 1oves to establish a credit bureau in the Board, -1.,nd that the
research division re:)ort as to its scope and expense.
Miller hal referred to this s cue clays agts
C.S.H. asked him then if he meant to have a bureau established to
coriduct an irsirependent system of credit files of borrowers from
Feleral Reserve banks, pointing out that the Board app, inted
Walter Hackney, Assistant Federal ki3erve Agent at Boston, to do
this but it vvas founi to be impracticable.
Miller said he merely tainted all the credit files of the Federal Reser e
banks sent to the new Bureau in Wash.
This morning, however, he said it had to do only •ivith the treatment
of extended member banks and long continued borrwers, by Yederal
Reserve banks.
C.3.H. asked him to r;onfine his resolution to this, but he said that
to find cut this it would be necessary to have the data as to
all biinks.
Miller said Sprague favored etch

a

Bureau.

C.S.H. asked that Sprague be called upon for suggestions but
would not c on sent.
C.S.H. asked Ailler if his purpose was to obtain c redit statements
of every borrower from Federal Reserve banks covering loans to
their customers but he gave an ev &sive answer.


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34.

Credit Bureau (Cont ed.)
Firally Miller split his resclution into two parts:
1.

That a Buzeau be establishei.

2.

That the Research Division report
scope and exnse.

atki to

its proper

Mtlleragreed that 1 should be laid cn table pending the report on 2.
We finally agreed to this.
C.S.H. believes iillw wants to build up a kind of centralized
detective force to examine into all loans by member banks and
to restrain them, etc.
This would be autocratic authority greater than ever yet clainled for
the Federal Res irve Board.
April 8, 1926. 152, 153, 154.
Crisp, Cong.
Olney says that he, :dellon, Hurley and Crisp of the Pebt Cocu-Assion
favor var.j liberal cettlerments.
Nov. 7, 1925. 54
'lssiier, Goy.
Tells Board that Federal Advisory Council deprecate any increase in
discount rates.
Oct. 13, 1925. 22
Says he is to confer with directors of Federal Reserve Bank of New
York toersrow; ,hit they 'e Cln: OS ld. to increasing di c)unt
rt s.
Oct. 13, 1925. 23
C.S.H. believes ltrong doainates Gov. CrissinEer.
Oct. 13, 1925. -23
Tells Board of his conference with directors of Federal
Reserve Bank
of New York yesterday.

•

•

•

Said the directors all opposed any increase at present
tir.-le; that they
sars bringing direct pressure on•the New Yark banks
to cut down
their stock exchanFe loans; that so far as New York
banks were
concerned this prassir a had been successful; that the
greater
part of the funds 101117i on the Stock Exchmr,e carse from
the
interior, either loans against their balances in New York
or
.iirect leans.
the Sugglation was made that Boston should increase
just
before the neat ::,eoting of th , New York directors,
end a week

He Silia


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Crissinr- er, Gov. (Cce
later Clevel and a- d. a wet* later Philadelphia; that this would
cause uncertair.ty on the l'tork Exchange and might tend. to dimin4.sh
the ixtont of the speculative ',says.
The Directors said this might throw an increased burden on
New York but it could take care of this more effectively than
could the other Federal Reserve banks.
Oct. 16, 1925. 24
C.S.H. calls up Gov. C. from Mattapoisett. He said. Phila. had taken
direct action and had the matter well in hand. and did. not wish
to increase its rates.
He said Sec. Mellon did not favor an increase in New York at present.
C.S.H. asked him to tell above to Gov. Harding by telephone and he said
he would as soon as he 4;1. called 1.1) Gov. StrJng, which he was
about to do.
Oct. 19, 1925. 2E
Bourd voted that Gov. Crissinger ane Gov. Strong advise Sac. Mellon of
the understanding reached toddy at the Open Market Conference
as to first increasing rates at 130,4t cn, Phila. ard Cleveland.
Oct. 27, 1925. 30
Votes againet Cunntnghera moticn to put in a rate of 4% at New York
over the heads of the directors.
Nov. 6, 1925. 32
Votes in favor of approving the Boston increase to 4%.
Nov. 6, 1925. 32
Says he may change his vote unless Boston rata is made effective on
Monday instead of today - Trida-j.
Nov. 6, 1925, 33
Gov. C. sail nothinras to attitude of Sec. Mellon, but as he had been
directed to inforra Mellon as to the understanding reached Oct.
27, C.S.H. assumed. he lad done this and that Sec. Mellon approved.
Nov. 6, 1925. 33
Votes azainat Miller motion that 50 millions of Govt.securi ties should
be sold at once, including in this the 38 millions maturing
Dec. 15.
Nov. 23, 1925. 42
Asks C.S.H. to speak at the Open :Aarket Conference on the Board.' s
rei;olution that the conference be called to determine whether
changed conditions necessitate a ohmage in Open Market policies.
D3C. 1, 1925. 46


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Crissinger, Gov. (Contld.)
Votes to approve plan of Open Market Committee to replace the
38 million, uf Govt. securities maturing Dec. 15.
Dec. 3, 1925, 50
Says Drum of Mercantile Trust Co. had cane before Board. with
clean hands and that the ap,
,,:licati ad should be granted.
Dec. 8, 1925. 61
Votes to grant application of the Mercantile Trust Co.
Dec. 8, 1925. 62
Votes to d.irect examination commi -tee to consider and report cn
advisability of extending the definition of contiguous
territory to include Burlingame and Palo Alto.
Dec. 8, 1925. 62
Calls special meeting of Board to consider conditions in New York
as reported by Gov. Strong, - heavy withdrawals by interior
banks, 6% call loan I.-Ass, etc.
Dec. 21, 1925.
65
C.S.H. tells Board he had heard Gov. Strong describe New York
situation over the telephone in Gov. C's office. Meeting
adjourned and Gov. C. requested to talk with Gov. Strong again.
Dec. 21, 1925. 66
Gov. O.

states Gov. Strong's position again tc Board..

C.S.H. moved approval of request of Open Market Co-mittem tc buy
15 or 20 millions of Govt. securities to ease the N. Y.
situaticri.
Before this Gov. C. asked Miller whether be had any motion to make
but he said he knew the Board would approve and he should.
simply vote in the negative.
Gov. C. vot.s to approve revest of Open tiarket Committee.
Del. 22, 1925. 68
Gov. C. informs Aca.rrt that the New York directors had unanimousl
y
directed Gov. Strong to buy frau 15 to 18 millions of Govt.
securities. This announcement was made before the above
vote. Miller made no ccroment.
Dec. 22, 1925. 68
Gov. C. tells C.S.H. he -aelieves that Miller is acting
in close
touch with Hoover and is seeking to embarrase the Board;
that Sec. Mellon said. the same to him 3,riet was very indignant
with Hoover, who, he said, had talked with him about our Open
Market policy severely criticising the Board; that Miller NE*,s
very indignant .with Miller also and. asked Gov. C. Nhen his
term expired.; that he replied, "it has only just befrun."
Dec. 22, 1925. 68, 69


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37.

(Cont'd.)
Crissinger,
tells
14,..H. that on Dec. 31, Miller came into his room
Gov. C.
Norman 'las there and talked very sevIrely to him
Gov.
while
about trie rubber situation rid Great Britain's export ciutien
on rubber; that Gov. Norman told. him he was very raich annoyed
at what Miller had said.
Jan. 4, 1926. 73
Gov. C. tells C.S.H. that 3en. Lenroot less written anothr letter
on the subject of New York Stock Exchange speculation being
fed by Federal Reserve credits; that in this letter he repeated
almost verbatim the talk of the Board. as to brokers lc.lans when
it Acts deciding on its rerly to his first letter; that it vas
eviaent ti-&t acme Board, member must have supplied. Lenroot with
this inforniaticn ‘tni tat he -oelieved Miller had. "leaked." to
Hoover, EInci that Hoover prompted Lenroott Geoond letter.
J. 4, 1926. 74
Vo -,es in favor of Miller's motion to recomend' an amendment to
Federal Reserve Act abolishing the 15 day collateral note.
Jan. 6, 1926. 78
Gov. C. tells Board the 1st Natl. Bank of New York had borrowed
115 millions on its lb-day collateral note and loaned it on
stock exchange at from 6 to 7%.
Jan. 8, 1926. 78
Gov. C. reverses himself and votes against Miller motion to
abolish
the 15-day collateral note.
Jan. 13, 1926. 80
An arzusirg scene follo'ved, when Miller tried to persuade Gov.
C.
hob illogical he was in reversing his first vote.
Jan. 13, 1926. 81
GOV. C. said he still felt their notes were absolutely
bad but gave
no clAlr reason for reversing his vot -i•.
Jan. 13, 1926.
61
Votes for proposed amendment to Federal Reserve Act
to permit
member banks to give direct notes to Federal
Reeerve banks
secured, by eligible paper (but not by Govt.
bonds) up to 90 days.
Jan. 13, 1926. 81
Votee against C.S.H. ::action that Open Market
Committee z.uthr:rized
to increase open market holdings of Govt.
Lecurities up to
300 naillione, up to April 15th but cn
express und.erstanding
that this authority may be revoked at
any time.
Mar. 24, 1926. 129


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38.

Cr,
issinger, Gay. (Cant *d.)
Votes in favor of above motion without C,S.H.'a proviso.
Mar. 24, 1926. 129
Miller said he was informed that the New York situation came about
from fact that certain New York banks were loaded up with issues
of new securities they could not place.
Gov. C. asked Miller who his informant was (meaning Hoover), but
Miller declined to state.
Gov. C. then said he should place no reliance on inforniation from a.
source which Miller declined to reveal.
Mar. 25, 1926. 133
Votes in fvor of James motion to approve increas Irg open market
purchases to 300 millions up to April 15. /le •-•
Mar. 25, 1926. 133
Gov. C. tells C. S.H. that Winston told him it is well understood
that Hoover is dominatine Miller and that he had proved that
Hoover got infonmati on frun Miller as to Board action; that
Sec. Mellon was much disturbed, at this.
Mar. 26, 1926. 134
Gov. C. said Harrison told him the Open Market Committee denied
power of Board to forbid open market purchases, arid, that he
(Gov. C.) believed that if the Board refused in any spelific
case, theFederal Reserve Bank of New York would act in spite of
Mar. 29, 1926. 136
the Board.
Gives out an interview in Washington Star in *rich he speaks of
business depression altho generally optimistic in tone. The
reference to d.epressicn, however, was very foolish.
Mar. 30, 1926. 139
Votes in favor of Miller's moticn that the appointment of Olsen,
confidential secretary of Gov. McDougal, of Chicago bank, as
Assistant Secretary, was against the policy of the Board, as
it believed the Secretary and Assistant Secretary should be
appointed from the Federal Reser le Agent aide of the bank, nd
that the appointment was suspended.
April 6, 1926. 148
Gov. C, Baja Harrison has offered Warren of our Research Division
$6000 per year to go to the foreign divisicn of the Federal
Reserve Bank of New York; that Harrison had asked him if he
could speak to Warren and he said. yes; that he knew Dr. Stewart
would give Warren $8000to get him.
April 19, 1926. 163
See - Miller


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•
CrissinEer, Gov. (Contli.)
Gov. C. tells C.S.H. he is not at all well; the.t he has bladder
trouble and. has to go to his Doctor three timeE a day.
This locks like prostate trouble.
Apr. 20, 1926. 165
Votes in favor cf authorizing Warren's appointment at 1'6000 by
Federal Res3rve Bank of New York.
April 20, 1926. 165
Gov. C. asks C.F.1.H. for copy of o1k 1t ter of Board. directing that
que:3ticns should he broe)ght to attention of 3oard through the
April 20, 1926. 165
Governor.
Miller said. Warren's Tpointment ,Aaa accomplished behind his back
altho he vas Chairman of the Research Committee.
Whereupon Gov. C.

-0ecarr.n

very angry aad said to 'tiler:

"The trouble is with you - you are too damned jealous. You
want to act as Governor cr.' the Board. I want you to
understand. that I am Governor and not youI"
April 20, 1926. 165, 166
Tells C.S.H. cf a clipping in New York Journal of Commerce to effect
that Cong. McFadden wart C.S.H.'s positicn and says it
be d. purely po1itic:31 appointment ani he did not believe
Coolidge mulct me it.
(See ccrap book)
182
May 8, 1926.
Tells

that Maloney, President of Federal Trust Conpany•
Boston, said there were some feeling in Boston that Butler's
Senatorial fight might injure C.S.H., as Butler may want
come Republican appointed.
May 12, 1 926. 187

C.C.H. told Gov. C. that he had reason to believe that Butler
favored hit a4-.pointment and that the matter no"; rested with
Sec. Mellon.
May 12, 1926. 187
Gov. C. seemed very fri endly and said :40FM:ten's appointment would be
s
- o purely political he did not think for a mcment it would be
nude.
May 12, 1926. 187
Gov. Harding tells Platt 4,hat Gov. C.
designation as Governor
expired in April and that he is now merely holding over.
May 18, 1926. 191
Gov. C. insists that the letter to Sec. Mellon asking opinion of
State Depa.rtwent as to the Cuban Agency be approved. by Board
before sending.
May 20, 1926. 198


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Crisaingar, Cov. (Cont'd.)
Mr. Goebel of Federal Advisory Council (Kancas City) tells C.S.H.
that they all lie Gov. C. personally, "out that he knew little
of balking 4.1nd was not fit for his jo -.;.
May 2C, 1926. 201
Crowder, Gen.
Gov. Harding told Board that Gen. Crowder, our Ambassador to Cuba,
was a first-class ism and Ambassador but unfortunately could
so no business after 4 p.m. as he invariably became "full" then.
April 30, 1926. 177
Cuba
See - Crowder, Can.
Cuban Agency
Atlailta
Cuban Agency, Federal Reserve Banks of Boston
Board met to go over with Gov. Harding the report of Mr. Chase, one
of his employees at the Havanna branch. The r ç ort gave a
graphic description of the run on the Cuban banks and the
efforts of the Federal Reserve banks to cope with it. It
showed that Federal Reserve Bank of Atlanta wac caught with
an insufficient bupply of Fect,ra.1 Reserve notes; that Federal
Reserve Bank of Boston gave most valuable assistarce; that the
Cuban Govt. advanced 15 millions to it; that finally Federal
Reserve notes came from Jacksonville and Key Went and the run
was met and soon ceased. The report also stated that Deputy
Governor Carzr::ell, Mr. McCrary, and other employees of the AtLanta
bank were sent by Atlanta to guard the shipment of some 26 millions
of Feaeral Reserve notes sent by Atlanta bank and trars ported.
to Cuba on a Cuban gun boat furnished by the Cuban Govt; that
during the voyage they all became so intoxicated that they were
stretched. out prostrate on the dmk; that it was a grave scandal.
The Board decided to send. James, Horson, aid Wyatt 4-,o Havanna to
investigate.
Many felt the Atlanta Agency should be !discontinued., arid Wyat t was
asked as to some plan under which one of the Boston employees
could be designated to act as Assistant Federal Rev.erve Agent
for Atlanta to hold. Federal Re::erve notek, and eliver them ',then
needeci to another Boston employee designated, to represent the
Atlanta bank.
Jaries strongly advised abolishing both agencies and giving the matter
to Federal Reserve Bank of New York.
Gov. Harding aala he had talked this over with Miller who atrongly
objected as New York had enough to do tc handle its present
foreign relations.
April 30, 1926.

1

175, 176


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41.

Cuban Agency (Contid.)
Ja.nes, Herscr, zind Wyatt start for Havana,.
May 2, 1.926. 1 77
See - Crceecter, Gen,
0.5.H. tells Ccraptrollni of Currency about James plan to discontinue
Boston. He said he would vote against it as he had no confidence
in the Federal Reserve Bank of Atlanta as at present managed.
May 17, 1926. 189, 190.
Board meets to ccnsi,ier James! report.
It considered first the first recomeendation, - that Dept. Gov.
Campbell should be "eliminated" from the Feierd. Reserve Syst.w.
C.S.H. seid. Cerapbell should have an opportunity of being heard. before
that the F-deral Reserve Bank
sentence was passeci upon him
of Atlanta should be dir ected to inveLtics.te and report
immeciia.•;ely.
James bitterly objected, and moved adoption.
C. .IT. moved to lay the motion on the table temporarily pending a
motion to direct Federal Reserve Bank of Atlanta to irvectigate
and. report.
Defeated:
Aye - C.S.H. and. Platt
•
No - Gov. C.,

J612t113 ,

and. Cunningham

Comptroller of Currency moved to adopt the firFt recomeeei ati on that
it was the sense of the Board that Dept. Gov. Campbell should
be eliminated from the Federal Reserve System.
Pas sed:
C

H. al one 'voted No.
May 20, 1926.

193

Conptroller of Currency reeved that the Zi.cr.duct of Director NcCrary be
investigated by the Special Committee to ascertain „mei re7ort
whether he should be eliminated. from the Fedlral Re,erve t3ysterD.
Passed unanimously.
C.S.H. then moved, that the Federal Reserve Bank of Atlanta be directed
to invs.tigate and report concarninr ,th .3 whole matter of
shipment of Federal Re-erve notes to the Havana Agency, stating
all instructions given by the Federal Re '3rTre bank to the
officials and the personal conduct of said officials.
C.S.H. moved that Jam:: personally communicate the foregoing action


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Cuban Agency (Cont'd.)
of tha Board to the Federal ReL:Irve bank arr, to the
individuals conc irned.
Passed unarliruously.
cs.::. felt that the above moult give Caranbell a ch.-Ance for a hearing
if ha desired cne.
C.S.H. told th. Board it should not reluove an officer on an ex parte
investigation, without giving tIv3 Federal Reberve bank an
opportunity to investigate imd recommend action; that if the
Federal Reserve bank failed to investigate ard report, or if its
report were plainly unsatisfactory, then t e Ferieral R1,6erve
Board could take all necessary action.
Jane

bitterly objected to thi
.;a7ing that Campbell was not fit,
any way, to b.
. Dept. Governor, slid was densely ignorant of bankhg.

C.S.H. replied that, ..--ssuming this to be true, for the sake of argument
he -res clearly entitled to a hearing upon this specific charge.
The Board decided that James should 41ietly say to Campb .41 that if
he wished. to have a hearing on the chare.eL, it would be accorded
to him, the members, Li.1.1 but C.S.H., believing ho would. c.t once
resign to avoid public acanal.
May 2C), 1926. 193, 194, 195.
James also asked the Board to declare that McCrary should be
eliminated. from the Federal Reellve System, but it was pointed.
aat that James -eported no evidence au to any ;:lisconduct on the
part of McCrary, except the mere fact that he vas one cfthe
party. The Board, however, passeci the motion to the Comptroller
cel ling for an investigation.
May 20, 1926. 195
Ja;:ies also a6Led the Board summarily to remov9 Gov. Wellborn, on the
ground. that he was recently intoxicated at a public dinner of
Federal Rase:I-vs officials and later at b, private house.
The whole Board felt that this question should not he talc en up in thl
present investicp.tion but should be decided upon its merits later.
Ma:' 20, 1926. 195
James said Gov. Wellborn via grossly incon;etent, anyway, and should
be removed.
Cunningham asked why then did_ th, Board -ecently irc rease his salary
to .25,000?
James replied this salary was given to thA office and not to the
man.
Mx 20, 1926. 195


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43.

)
Cuban Agency (C ont
Cunninehers eat: that, avert froci the VidCe of intoxication,
which James said he could produce, he should vote to
retain Irier.born in office, a3 he believed he was as competent
as the usual run of Governors.
May 20, 1926. 195, 196
The Beard then t oCit up James recommendation to abolish the Ag: ency
of Boston.
C.S.H. said he shoulci like a reasonable time to study the report of
James; that he felt Boston should help Atlanta by issuing a
reasonable aisount of its own Federal Reserve notes; that he
did net, of course, favor abolishing Atlanta's agency, but
wished to strengthen it.
C.S.H. pointed out that Atlanta was the 9th bank rf the System
from the point of view of capital, 6urplu, 'arti reserve
depOiSite, and. he 3rd benk from the point of view of Federal
Reserve notes in actual circulation; that it had outstanding
186 milliorn of Federal Reserve notes, being 9xceede'_ only by
Cleveland :ead. New York; that such a situation was top heavy
and not in accordance with sound banking principles; that the
theory alemed to be that Atlart
33curel much gold from
alba, through its Federal Reserve notes circulating there, about 75 millions, - and. that time na es never would be
redeemed, that there might easily occur contingencies where
they :eight be redeemed, 1. j. the passage of a central barti..
bill in Cuba.
C.S.H. also pointed out that Atlanta had all it could. do to Mk()
care of thI dorseatic needs of its district, that its deposit
reserve was down to 54; that in the last four years it had
charged off 2 millions for bad debts; that it now had claims
against insolvent banks for l millions, altho it claimed ite
losses on these would be small.
C.S.H. asked time to go over James report an:isaid there was no
contingency requiring immediate act'cn.
James said there was an emergency; that there was a rumor that
we were •oing to abolish both of the :Agencies; that r. it& ell
hart wired Gov. C.of this rumor and of the danger likely to arise
from it s spread.
The Board members felt there was no emergency.
C.S.H. said. he would gladly vote to notif:i all the banks that the
od.rd had no such intention but merely had under consideration
measures for increasing the usefullness of the agencies.
. May 20, 1926. 196


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Cuban Agency (Cantid.)
James moved that the Board should tentatively approve his plan
and then hold a public hearing at 'which the officers of the
National City Bank should be invited to appear and give their
opinion of the plan.
May 20, 1926. 197
In reply to a que:3tion from the Comptr( ller, James admitted. that
all the banks int ereuted should be heard, including the
Federal eserve 3ark of Boston.
MAy 20, 1926. 197
the Secretary of the Treasury should be notified before
we voted on the plan, au did also the Comptroller. Jamez! did. not
specifically object to this.
May ZO, 1926. 197
Suddenly Jame became livid with rage and. za.ict that if
Board did
not no.v tentatively approve his plan he was through and. would
even 7o to Atlanta to investigate the Campbell charges. He acted
like a spoiled child and apparently tooi,
. the r osition that when
he made a rerort on -.ny matter the Board was bound tc cprove it
without die ci3ssi on .3nC
.without debate.
At 230 the Dowd reconvened ar.d. James was more quiet. au-Li-Anglia=
•.i- nd. the Comptroller told me, before acijourning for lunch that they
would quiet hir-,.
The CaLptroller told C.V.H. that the Secretor', of the Treasury knew
the whole ai tuat ion and ,Irould also quiet him.
Miller then moved that the Board apk. the Sec. of Ste •drether the
State Department still favored. an agency in Cuba and whether the
uncter the Platt amendment was under any obligation to keep
in Cuba a supply of American mc,ney.
objected to going over the heal of Sec.
in this via:',
but Miller insi6ted, but finally it was agreed that the letter
should be xidressei to Sec. Mellon.
0.`-'•.T-r. then moved that Gov. C., Miller, and. James be appointed a
Ccm.nittree to confer with Sec. Mellon and ask him to fixcertain as
lecve, stating that he dict this merely because Gov. C. had. said
he knew the State Der)a* tment had chAnged its opinion since 1923.
Passed unanimously.
May 20,1926. 19?, 198


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Cuban Agency (Cont d..)
Gov. C. insisted that the form of the questicn to be put to
Sec. !.:31.1on be fixed by the Board before the conference vith
Sec. Mellon.
The Coramittee was than directed to prepare a lraft of letter and.
report it later to the Board..
C.S.H. then moved. that the Federal Reserve Bank of Boston be
advised that a Coaxal ttee had -recommended. abolishing the
Boston Asency _gr.d that it be given an orportunity to be heard.
No vote was taken on this as the matter went off in the question
of the letter to Sec. "fellon.
All, however, favored it.
lilay 20, 1926.

198

Cunningham then moved that the Atlanta Collmitt93 (.0.S.H. and
James) take up the Cmpbell matter with Atlanta.
C.S.H. said, coming from Boston, he preferred. not to act on this
CannatteF.i, as the matter was tied up with the iiiestion of
aboliehing the Boston Agency in the James report, and. he
preferred not to be drawn into any preliminary discussion of
the matter, and that the Special Committee should have no
connection with eithr Boston or Atlanta, and as James had
made the Cuban inve.:stigation as a special Ccxamittes of one,
the Com...ittee should not be changed.
All, includirg Jame3, said this was a fair positi..n to take.
May 20, 1926. 199
James bitterly attacked. Director McCri:try and wanted the Bor.s.rd to
removed him forthwith, altho the only evidence in his rarort
was that he had accompanied the Party to Havana.
James:aid. SUL11 years ago McCrary had used his position as ,=&
director to coerce member banks into buying bonds from him;
that the Board had a representative of the Attorney General's
office inve3ti ate this, and that he reported that vithus he
was satisfied the charge was true, he could not get enough
direct evidence to convict him.
C.S.H. vaguely remembers going with J&208 to the office of the
Attorney General's Assistant on this matter.
May 20, 1926. 199
Cunningham, Edward.
All of the Board except Cunningham agreed. to the policy of rate
advances at Boston, Phila. (aid. Cleveland before any
advance at New York.
Oct. 27, 1925. 30


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46.

Cunninghari, Edward (Cort 'd.)
During ctiscussion of Boston's aprlicaticr to increase its rate
from3 to 4ts, Cunr.inght suddenly read a proposed resolution
that the Board would approve a rate of 4',:o at New York to
take --Iffec t ira.iodiat ely.
On inquiry he said he rent that the Board should put this rate
in at once.
At his suggeation the reaolution was alightly changed sc as to
make this clear.
a

explanation of his resolution was very °confused, - he said
New York Wiv3 the plc-ce at which to begin rate in -Teases, bu.t
did not aci -ra cl aar as to whether thar3 should be any
increaud.

Miller saici that as betwe3n (a) increases at Bouvon,
and Clevelarxi Lind (b) increase at New Ycrls., he favored the
ould vote for Cunningham's motion.
latter and
On vote, Cunningham' s motion was defeated:
Aye- Cunningham, aller
No - Gov. C., J95, and C.S. H.
Nov. 6, 19S.

31, 32

Cunr_inghezu alone then voted iss.inst Jw.es motion to take from
the table the Boston Elpplicaticn and approve it, which was
Nov. 6, 1925. 32
passed.
a- action to instruct Oren Market
Cunna.nghem voted fcr Mill
Committee to sell at once 50 milliona of Govt. securities
(including the 58 millions maturing Dec. 15). Lost
Nov. 23, 1925. 42
Cunningham begs to hive action postponed. as to giving authority
to Gov. Strong to buy from 5 to 10 millions bills from Bank
of Belgium, although he said. he saw no objection to it,
but %vented time to think it over.
Gov. Strong said quick .ac ti cn was necessary as he might have to
take action on Friday.
Cunningham finally reluctantly consent to have the vote taken.
Nov. 25, 1925. 45
Cunningham and. C.S.H. go to Phila. to meet with the conference
groups which take place there in lieu of stockholders
meetings.
Dec. 7, 1925. 58


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Cunningham, Edward (Contld.)
Votes against granting application of Drum for the Mercantile
Trust Co. to take over banks, alread.y owned by the Cog:any
in Burlingame and Palo Alt c, Cal., as branches.
Dec. 8, 1925. 62
Voted against directing the Exeznination Comi.dttee to reyort
upcn the desir%bility of xtending ;e area of contiguous
territory to include Burlingame and Palo Alto. Allothers
Dec. 8, 1925. 62
voted Aye.
Votes •ivith Miller ac,-ainst many proposed. increases in salaries
brought before Board for approval in many Federal Reserve
Dec. 15, 1925. 63
di strict s.
Voted. against :Aving Open Market Committee autho•rity to purchase
15 to 20 millions of Govt. securities to 90.41 the N. Y.
situation. Mill' also voted. No.
Dec. 22, 1925. 68
Voted with Gov. C. aid Millar to reccomeni an amendment to
Federal Reserve Act to abolish 15 day colle.teral notes
Jan. 8, 1926. 78
Voted ivith Miller agtin, as above, on reconsideration by the
Board. Gov. C. revirsed his vote an4 tha motion .ias
Jan. 13, 1926. 80
defeated.
Votes in favor of C.S.H. raotion that Federal Reserve Act be
.3mended to permit member banks to give direct notes to
Federal Reserve banks, up to 90 days maturity, secured. by
eligible paper, other than Govt. bonds.
Jan. 13, 1926. 81
C.S.H. gives a lunch to Louis J. Taber, Master of National
Gre at which Cunningham was preset.
Jan. 23, 192. 94
ent Jay to
,
Voted to refuse permission to Federal Reservs Ac
give out the New York figures of loans on the stock exchange
tomorrow instead of waiting until next week for the Board.
announcement, the figures then being a week late.
Feb. 6, 1926. 98, 99
Votes that payments ty
be reported. to Board
us that Counsel were
Suprerie Court had so

Federza.1 Reserve barks to counsel must
for approval, lthough Wyatt advised
not officers or employees anithat
ruled.

Miller and James also voted the saaie way.
Feb. 9, 1926.

106


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Cunningham, Edward (Cont'd.)
Voted against laying on table Miller's motion to approve a letter
to Federal Advisory Council asl-ing its assistance in restraining
or eliminat ing speculative loans frail Fecirnial Reserve System.
M ar. 11, 1926. 122
Voted .ainr3t C.S.H.'aitottcn to authorize Gov. Strong to buy for
Open Market Carrnittee up to 300 millions total holding of
Government securities not later than April 15, -orovided this
authority may be at any time revoked by Board.
Mar. 24, 1926. 129
On Jmes motion for general authority leaving out C.F.H.Is proviso,
Cunningham, Platt ad Miller ,roted No, tying the vote.
Mar. 24, 1926. 129
Th3 above matter taken up again by Boztrd, Sec. Mellon presiding.
Cunningham said he did not object to delegating authority generally
to the Open Market Committee, but felt there was no emergency
in this case calling for such action.
Mar. 25, 1926. 132
James renewed. his motion and it was carried.
Cunningham, Miller and I'la.tt Iroted No.
Mar. 25, 1926. 133
Cunningham was not preeent wh3n vote was tic en on application of
Valley Bank of Fresno for a branch, but he agreed that. as we
had originally imposed a branch bank condition on entrance into
the Federal Reserve System, the only que 4.; cri now before Board
vs whether talling over the branch would weaken the assets of
April 6, 1926. 146
the bank.
Cunningham asks Comptroller of Currency to join with him as the
Chicago Ccmmittee is recommending nisapproval of the apt-ointment of Olsen as Assiztant Secretary of the Board of Federal
Reserve Bank, Chicago, on the ground that the Secretary and
Assistant Secretary should be taken fron the Federal Reserve
Agent's side of the bank, as the Board had declared to be its
policy.
It -sus pointea out to Cunningham that 6 of the 12 Federal Reserve
banks had secretaries tazen frcm the operative side, so he
chanEed his report so as merely to disapprove this particular
appointment. It was finally 'pointed cut that Olsen Nag
confidential secretary to Gov. McDougal; +..hat over a year the
Board approved an increase in Olsen's salary for the , xpress
purpose of ultimately 7:aking irn Assistant Secretary to help


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49.

Cunningham, Edward. (Cont td.)
the Secretcry, Vrhite, Assistant Federal Reeerve Agent.
Cunningham and Jain"3 admitted that this put the Board in an
embarr.issinc position but it did. not change their opinion.
Cunningham had left before the vote was taken disapproving Olsen,s
!appointment.
April 6, 1926. 146, 147, 148
Cunningham was away when Board. vot ad to appr ova 5,1nt a C crnmitt ee
compromise on McFadden bill.
April 23, 1926. 169, 170
Dr. Miller when testifying before Banking and. Currency Cornittee
said. Milo Campbell and Cunningham - dirt farmers- were the
ablest IlernberK the Board ever had.
April 29, 1926. 174, 175
Objects to JLAC139 t s attack on Gov. Wellborn as inccmpetent. Asks vhy,
then, 11. the Board recently increase his calary to $25,00C?
Says that, apart from a deciel cn of this new charge of
intoxication, he will vote to retain Wellborn.
May 20, 1926. 195, 196
Tells C.S.H. he will try to quiet James.
!,lay 20, 1926. 19?
Moves that the Atlanta Comuittee, JULIO and C.;.}T. - gc to Atlanta
in connection it.th the Campbell investi.gticn.
explains to satisfaction of all why he doe:, not wish to
servo.
May 20, 1926. 199
3ee

Cuban Agency

Curtiss, Federal Reserve Agent
has ccnfererc e with, in Boston.
He said Boston had. a'zlied for an increase in discount rateL from
31 to 4%, but that the Board had held it up; that the increase
was necessary; that the banks were using this low rate to Cat
money for call loans.
Oct. 12, 1925. 22
Says they are all working for C.S.H. s reappointment; that their
only fear was that sec. Weeks might want the rosttion; that
Butler 7.1.11 probably go into th- Cabinet; that perhaps Cox would
go into the Senate; that Cox knew nothing about banking but had


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50.

Curtiss, Federal Reserve kit (Contid..)
a salary of $25000 from Wing's hank for no known services except
making speeches at dinners.
Oct. 13, 1926. 23, 24
Wing tells Curtiss that f.`,.:;.H. reappointment has been taken ou.t of
Sen. Butler's ha.nds and rests with Sec. :fi.ellon and the Presiient.
May 7, 1926. 179, 190

-D-

Danish ?Iinister to Switzerland.
We meet, ,t cinner with Sir Herbert and. Leay Ames at Geniva.
Sept. 15, 1925. 6
Davi B

Norman
Wilson tells C.S.H. of her talk with Houston at dinner with.
Jan. 13, 1926. 84

Mrs.

Begs Houston to cme to Wilson dinner in N. Y.; tolci Houston he owed
all he had in the world to Wilson. Houston had another
engagement.
Jan. 13, 1926. 86
See - Houston
Wilson, Mrs.
Deaconess ICospital
C.S.H. spends four days at, fur Xray exa:rdnE.tion.
Oct. 5, 1925. 19
See - Xrtoy
Debts, Allieci
Andrew very hitter about Administration's tre.,tment of France.
Oct. 1, 1925. 18, 19
See - Antrew, Cons.
Olmy says Mellon is very liberal as to settlements of Allied lebts;
that he made an aF,reement with Caillouz as to the French debt
but the Rerublic,
ms on the Debt Commission turned, it down;
that the Democrats on the Debt Co:mission helped Mellon more
than the Republicans; that the Italian ageement was hanging
fire; that Mellon, Hurley, Crisp and. he v:ere for very liberal
eettlements, but that the Republican me:share were influenced.
by p olitical c0ns/a erat ions and held ba:k.
Ncv. 7, 1925. 34


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Deflation
Gov. Strong tells Miller he (Miller) is for deflation, pure and
Dec. 1, 1925. 49
Delano, F. A.
Asks C.S.H. to serve on Committee to arrange a dinner in Wash. on
Wilson' birthaay arid C.S.H. accepts.
Dec. 5, 1925. 57
Tells C.S.H. the Carnegie Board, at its meeting in N. Y.(.....htch
C.S.H. could not attend) :rade an ar.propriati
of 750C) for
the American Committee at Geneva, and. of $50,00C to send
teachers abroad to study the L. of IT.
Dec. 5, 1925. 57
Calls on H.P.H. and said /3utler managed the rr.efting ov=marably.
Dec. 5, 1925. 57
Says Butler vrote eminent raen all over the world. for sugge,:tions
and. criticism of Board's work; that most replies were
eulogistic but that Raulaey MacDonald. said the Board had
spent $750,000 all to no practical purpose; that some of the
trustees were indignant; that he said he aereed with MacDonald
and. that the only practicable help towards peace was the
t4000 for the kaerican Cuinittee at Geneva made last y-%,r
cn C.S.H.'a motion.
He said Butler absolutely agreed with what he said and that if
the Board. could not help the L. of N., - the only practical
work fOr peace - in which 55 nations were intare ted, - it
had better aisband.
Dec. 5, 1925. 57, 56.
Bertis aal:ad Delano if James Brown Scott opposed the above
appr op ri at i cns, and. he replied, "Not He knows hi 5 new
master's voice!"
Dec. 5, 1924 58
Delano presides at Wilson dinner and makes a fine address.
Dec. 28, 1925. 70
We lunch with Mr. am :Ira. Dalano.
Jan. 17, 1926.

86

C.S.H. tells Charles, Warren of attempt of Delano, Warburg, Harding
and Miller to cut down the number of resIrve banks.
Jan. 17, 1926. 89
DeLong, A. D.
Death of, tt :lattapoisett.

Feb. 18, 1926.

107


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Democrats
Sea - Debts, Allied
Denison, Mr.
C.S.H. tells Ishii the story of Gen. Foster being refused an audien:e
for himself and family by the %perm. of Japan, as told him by
Denison, American Adviser of Japanese Foreign Office.
Sept. 12, 1925. 3
Dennis,
5ee - Tariff Commission
Dinners, lunches, suppers
Viscount Ishii, Genega.
Sept. 12, 1925
Sir Herbert and Lady Ames,

Geneva.

Sept. 15, 1925.

Mrs.Baggs, Geneva

Sept. 16, 1925.

Mrs. Wilson, Geneva.

Sept. 17, 1925. 9

Mrs. Wilson, Sunday, Nov. 15, 1925.

6

6

35

Miss 31.1id1er, Christmas day, lunch. Dec. 25, 1925.

70

Col. and Mrs. Rogers, Dinrer, Christmas Day, Dec. 25, 1925.
Admiral And

trig.

Halm, Tuesdav, Jan. 5, 1926.

Mrs. Winthrop Camrttn, Jun. 10, 1926.
Mrs. Wilson, Jan. 13, 1926.
Mr. and Mrs. Delano.

Lunch.

70

75

79

82
Jan. 17, 1926.

88

C.S.H. Lunch to Louis J. Taber, Master of Natl. Grange, Coss Club
Jan. 23, 1926. 94
Misd Squire, Dinner.

Feb. 1, 1926.

96

Mr. and Mrs. Pennington, Feb. 5, 1926.
Miss Wilson.

Tea house.

Mar. 8, 1926.

98
111

Mr. and Mrs. Penningham, April 5, 1926. 146
Mr. and Mrs. Copley Amory
Lunch. April 18, 1926. 163
!Ire. Wilson, April 26, 1926.
Regretted. Anniversary of Anna's death. 171


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Dinners, lunches, suppers (Cont id.)
Also z.t number of dinners with Mrs. Warder.
Direct pressure
Croy. Crissinger was at direatots meeting of Fedwal Re.,erve Bank.
of New York yet.terday, ard. told. the Board they •,
.ere bringinr
dtrect pref.
, ,ure upon the N.Y. member banks to reduce their
atock exchange) clans; that these -fforts had been successful
so far as the N.Y. banks were concerned., but that the greater
part of the bands used came from int erica' banks, either loans
against balances or direct loans.
Oct. 16, 192Z). 24
Dr. Stewart tells Board that he saw evidence that the stock exchange
market was being fed by Federal ReL;erve rediscounts; that there
was absolutely no reason for increasing rates 'from 4,1-9 point of
view of agriculture, conmerce, or business, altheuah the Federal
Reserve rate was 1% below customers rates; thst direct pressure
would meet the situation if it could be *plied..
Oct. 16, 1925. 25
C.S.U. tells Gov. Harding that the IT, Y. situation was being held
well in hand by direct pressure arid the Board felt he could use
direct pressure in Poston. Oct. 19, 1925. 27
Gov. C. tells G.S.H. that Philadelphia held meters well in hand
through direct pressure and. did not want to increase rates at
the present time.
Oct. 19, 1925. 2E,
Board discusses direct pressure at a meeting with the open Market
Investment Cora ittes.
Dr. Miller said. the term direct pfesstre was invented by Assistant
3ecretary Leffingwell.
Gov. Strong said it could not completely be carried. out unlese the
Federal Reserve bank should refuse to discount for any bank
having speculative loans which should include real estate
loans as well as Wall Street loans; that this would mean
ratiming of credit which would be ciisaetrous.
Oct. 27, 3P901). X.)
Gov. C. told Board that she 1st Natl. Bank, New Yorl, had just
borrowed. 115 millions from the Federal Reserve Bank of New
York on its direct note collateraled by Govt. securities and
had loaned it on the N. Y. Stock Exchmage at frazi 6 yo 7%.
C.S.H. suggested that this called for some direct pressure, or
perhaps for a higher rate on member bank collateral notes;
that we should examine into the facts.
Jan. e , 1926. 78


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Director of the Mint.
Piatt Andrew was once.

16

Directors meeting, Federal Recerve Bank of Boston.

27, 28

See - Fea.er.1 Res.-Irve Btnk of Boston
Dikiarmamalt
Dr. Shotwell tells C.S.H. that the British delegaticn to the
L. of N. was opi)osed to ,..tny present consideration of Disarmament plans, although the other rations favored immediete
consideration; that the British might have to yield in part,
but fran no desire cn their part.
Sept. 17, 1925. 7
Discount rates
Curtits tells C.S.H. that Boston, in September, had applied for an
increase from 31 to 4%; that the Board Was holding it up; that
it was plainly necessary as the banks were usinstz the low rate
to get money for call loan operations.
C.S.H. then drove to Gov. Hardingis house and he said about the same.
Gov. H. said N. Y. felt the increase at Boston would not embarrass
it but that if 1Fshi1a. and Cleveland shouk also increase, it
xight throw a heavy burdel on New York.
Oct. 12, 1925. 22
Gov. C. said the Federal Advisory Council deprecated, any increase in
discount rates; that he -.41*s to confer vith Gov. Strong in
N. Y. tomorrow; that the N. Y. dire'ctors were opposed to any
increase.
Oct. 13, 1925. 22, 23
C.11. believes Gov. Strong is thinking of the effect of increased
rates in Europe as well as the domestic situati qt.
Oct. 13, 1925. 23
Platt and Miller believe the Now York rate should be increased,
and C.S.H. is rather inclined to the same vie/ because of the
speculative movement on the N. Y. Stock Exchange.
Oct. 13, 1925. 23
Gov. C. tells of conference yesterday with directors of Federal
Reserve Bank of New York; said that they all opposed. increasing
ctiscount rates at present time; that they were bringing direct
pressure to bear upon the N. Y. banks to cut down stockexchange
loans with great success .:;o far as the N. Y. banks were concerned,
but that the trouble was that the g'eater part of the money
loaned. on the exchange caiiie from interior banks by direct loans
or loans through their N. Y. correspondents; that sane of the
directors thought it might be well in order to discourage the
stock speculation, tc hare Boston increase just before some
meeting of the N. Y. directors, to be followed in successive weeks


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Discount rate3 (Cont d.)
by Philadelphia and Cleveland; that tis cour,
e ..culd bring
tir;out uncertainty in the stock market and might tend to
depress the speculative f‘ver; that such a procechr e world
throw an increased burden upon New York but that New York
could cope with this better than the other Federil ReK,erve
banks, .1rr1 Nev York could then Aecicie what course to pursue.
Oct. 16, 1(:25. 24
Jamey, said that if Boston increased Atlanta world also want to
increase, - that :icy. Wellborn had suggested an increase
alreaciy, ani the movement might spread over the whole country
injuring crop moving ard depreasing the price of cotton, whet
and other staples; that these staplps were now tec high and
rust soon recede of themselves, ,ind if such rec-asion 'vire to
follow a rate increase it would be charged 713e,‘:, the Federal
Re.Lerv Boerd had again deflated the farher aL in 1920.
Oct. 16, 1925. 24
Platt daid the Federal rie..,erve Board would surely be attacked for
keeping in at New York a 4% rate, to the benefit of stock
exchange speculators, as against a rate of 4% at other Fedeeal
Tte.:erve banks for farm paper.
Oct. 16, 1925. 25
C.C.H; answered Platt by pointing to the fact that under the
rate, call loans of the New York banks vere decreasing.

ail%

Dr. Steviairt went over the whole sttu3,tion graphically using charts.
He said prcduction was slowly increasing, .vith prices pra.ctic4.1y
stationary; that he saw evidence that stock apeculatim 'Mae
being fed. by Federal Reserve discounts; that there was, ho
absolutely no reason for increasing rates from agricultural or
ccrrnercial grounds, altho the New York Federal Recrve rate was
11; belo.v customers rates; that direct action ,rould meet the
situation if it could be obtained; that h,-1 was inclined to think
that an increase cf
would not result in increasing customers
rates.
Oct, 16, 1925.251 26

1/25

C.S.H. said that usually, an increase, under conditicns such as at
:present, would reault in increasing custowrs rates, which all
agreed vs not necessary or desirable at the present time of
crop moving.
said the question seems to be whether it is necessary or
desirable to increase rates on agriculture, commerce And
industry, possibly penalizing them by making credit iliore
expensive, for the sole purpose of checking: stock exchange and
real estate speculation.
Oct. 16, 1925.
- 26


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Di scuunt rc.kt ed (Cent 1 :J.)
being used to
C.S.II. reale that Federal Reserve re:Ulcerate
some extent for stool.. speculative loans, but believes that in
- right
)
the first instance, at least, direct pressure should he'
to bear or. the burfA:s to draw on their secondary res.?rvez., call loans, and perhaps dispose of their inves'atents in Govt.
and other securities, before borrowinE; from the 1Vedera,1 Rei: rlerre
bank to make good deficient reslrves.
Oct. lo, 1925. 26
Gov. Ilard.ina tells C.3.H. over telephone that his directors at the
meeting on Wednesday would again press their request for an
ircrea.se, that they wer 'hiving bills in the open tharket at
higher rates thso the discount rate.
C.S.H. told him that the Board, - except Platt, - fslt that the
increase should. be deferred. fcr a while; that James felt an
increase now would be followed by an increase at Atlanta.
Coy. H. said. Atlanta -you'd. be very foolish to increase its rate
for such course 7ould interfere with the tovernent and price
of cotton.
C.S.H. told him of James fei..;,r that increase in rates, if followed by
Atlanta, ,voula c
i issmedd. ate break in cotton, a break
•,vhich he thoucht bound to come in any event, but which fclloNing
an increase in the discount rate, suld give rise to a charge
of Federal Reaerve Board deflation as in 1920.
C.5.11. also told. him the Federal Reserve Bank of New York held the
matter well in h4md as regards the Ne4.7 York banks by direct
pressure and we felt he could do the ara .
Oct. 19, 1925. 27
0,444,13,2.‘, Aiy
4.-(444.
k) y.,44.441A.
ir 3
C.S.H. then called up Gov. C. in WashinL:tcr..
He said Phila. held matters well in hand tirtugh din ct pr 413zure
and aid not want to increase discount lutes now.
He also said Sac. Mellon was against any present increase.
C.S.H. asked hits to call up Gov. Harding and. tell him this and he
said he would as soon as he had talked with Gov. Strong in
New York.
Oct. 19, 192K. 08
attends directors meer.ing of Factiral Re5Arve Bank of Bcston
at 0 p.m.
Went over the rate siti-tati on.


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Discourt rates (Ccntld.)
The Directors still felt rates should be increasei but
were n'A inclined, to press th autter in view of the feeling
of Sec.Idellon and the Federal Reserve Board.
Fiat,lly the Board. passed a resolution
but stated that this was done to
and that it would not be sent to
Oct. 21,

again favoring en increase
keep their racord straiEht,
the Federal Reserve Board.
1925. 26

Board has a conference with the Open Market investment Curmittee.
Gcrr. Harding explained the Boston situation. He said. Boston
rate a should be increased as they were out of line with
custasers rates, which ran from
to 4e1 that the Federal
Refierve rate offered inducements to rediscount for profit by
putting proceeds into call loans; that large auras were being
loaneci by so:a Boston banks on call in New York; that the
Federal Reserve bank 21E4 no chance to exert direct pressure as
these banks were not habitual borromers from the Federal Reserve
bank; that an increase would probably not increase customets
rates as the l-re borrowers could. borrow in New York at the
lov.'er rates which would be prevalent there.
Gov. Strong•finally said it miEht be wise for Boston to increase just
before acme meeting of the directors of the Federal Reserve Bank
of New York, to be followed in successive weeks by Phila. and.
Clevelarti; that this would create a doubt in the inind.s of
speculators each W99:k as to ,hat New York would do and ,vould
In'obasly have a sobering effect on the stock market; that later,
New York could necide what action to take. Gov. Strong said.
acue action must be taken as he saw some signs of speculation
in canmodities.
As a result of the discussion a final understanding_ was reached that
the above arrangeriont should be carried out.
All agreed to this except possibly Cunningham.
Oct. 27, 1925.

29, 30.

The Board met to consiier Boston's applicaticn for increase from
3111 to 451,3, in accordance with the understanding reached last
week at the conference with the Open Market Investment Committee.
Janes moveci to take fran the table the Boston application.
Suddenly Cun.lingham read a resolution to the effect that the Federal
Reserve Board vaald ap prove a rate of 4 for New York to take
effect immediat ely.
In answer to queations he atated that he meant to move, by the


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Disomnt rates (Caritid.)
resolution, that the 4% rate should be put into ef:.ect at
once, euid at his sug•-estion, the resolution was slightly
amended to make this clear.
that New York was the place at
His reason for the resolution
which rate increases should begin.
' Dr. Miller said that as between rate increaseF, at Boston, Philadelphia and Claveland, and rate increase at New Yo4, he
decidedly favored the latter, and that he shouli vote for
Cunningham's resolution.
Dr. Miller added that there was too much credit in the country
end that New York should be forced to increase.
C.5.H. asked if such increase would not
customers rates and he said. No.

CaLISA

an increase in

C.S.H. asked diller if customers rates were not high enough now
and he said Yes.
A,14.40V,41
James reminded Miller that the whole reached an accord at the Open
Market Ccaamittee conference last week, as to the increase
at Boston, Philadelphia and Clevelana.
Miller denied this although, on questions, he admitted he had then
said nothing to indicate any opposition to the plan.
As a matter of fact, not only was an ciccord reached at the conference
but it was there voted that Gov. C. and Gov. Strong should
inform Sec. Mellon of the conclusion reached, and this vote
was unanimous, except possibly as to Cunningharra, of which
C.S.H. has no clear recollection.
Mina'finally stated that if Cunningham's motion were defeated he
would vote for the increase at Boston, Phila. ant Cleveland.
Cunningham's motion was then voted on and a.efeated
Aye:
No:

Miller, Cunningham
Gov. C., JEces and C.S H.

On motion of Jalle8 the Boston applica tion was taken from the table
and approved.
Cunningham alone voted No.
Nov. 6, 1925.

31, 32


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Discount rates (Cont'd.)
The qaestion then arose as to when the Boston rate should become
efftsctive.
James and C.S.H. favored at close of business today, Friday, the
usual practice.
Gov. C. instated on close of business on Monday and intimated he might
change his vote if this were not done.
We tried to call up Gov. Harding, but he was in New York not to return
until Monday.
We all thought he should be present when the rate increase took effect
so we voted tome it effective at close of busir.ss on Monday.
Miller at first objected sug6esting that there might be a 'Ilea." if
the data were put so far ahead.
Gov. C. said nothing as to the attitude of Sec. Mellon but C.S.H. assumed
he was favorable as Gov. C. and Gov. Strong had been directed to
inform him at the close of the Open Market Committee Conference.
Nov. 6, 1925. 32, 33.
Gov. Strong told C.S.H. this morning that he went over the whole matter
of the Boston rate understanding with Sec. Mellon who fully
Nov. 7, 1925. 33
approved it.
The Board today, Wednesday, approved the application of Cleveland to
increase to 4%, to take effect at close of business on Monday.
C.S.H. and Miller voted against holding it up until Monday.
Nov. 11, 1925. 35
Philadelphia increased to 4% under 4pproval of Federal Reserve Board.
Nov. 20, 1925. 41
Board held conference with Open Market Investment Comlittee to
determine whether to replace, as recanmended by Committee, Or
to let run off the 311 millions of Govt. securities maturing
Dec. 15.
Miller favored an immsdiate sale of 50 millions.
Gov. Strong urged replacing the 38 millions.
Gov. Strong said Miller favored deflation, pure and simple.
Gov. Strong said that stock speculation was now under control; that
stock prices were not Abnormally above the 1913 level, allowing


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Dis:ount rates (Contid.)
for the 50% increase in prices of all commodities; that
production was ire reasing and prices fairly stabilized.
Gov. Strong said. customers rates were not low, but really were
high; that the deflation Miller wanted could be brought
about only by an increase in discount rates; that Inch an
increase would cause an increase in customers' rates; that
it might bring about further gold. importations, and thus
ifurther unstabilize Great Britain, ant, as well create
uncertainty in domestic business.
Gov. Strong said. his directors were a unit against any present
increas3 in discount rates at the present time, although
in course of time they might have to increase them; that
the Bank of England must soon go up to 5%; that our rates
and open market policy should not now be changed..
The other members of the Committee agreed with Gov. Strong.
Dec. 1, 1925. 47, 48, 49, 50.
The Federal Advisory Council at its meeting voted that no
increase in discount rates was desirable.
Dec. 1, 1923. 51

Mr.

Wetmore, President of the Federal Advisory Council said
at the meeting that the speculation in the call loan market
had increased customers rates 1%. Gov. Strong disagreed.
Dec. 1, 192'64s- 51

Balk of England increases discount rate to 5%.
Dec. 2, 1924.S 55
Special meeting of Board.
Gov. Strong said Open Market Committee wished authority to buy
15 ot 20 millions of Govt. securities because of large withdrawals frora N4N York by banks which had been loaning money
on call loan market.
Said that call loan mtes were up to 6%; that the New York banks
had to meet the situation; that they had already rediscounted
heavily and did not wish to increase their rediscounts
because of the approaching Comptroller's call, and it was
felt that liquidation would normally set in within 10 days
or so.
C.S.H. said Gov. Strong told him over the telephone that bulging
interest rates on the call loan market might ultimately
affect customers discount rates.
Dect 21, 192). 65, 66
Gov. Strong tells C.S.H. over ,elephone
sthat his request is
based primarily on business conditions.
Dec. 22, 1925. 66


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Discount rates (Contld.)
C.S.H. repeated at the meeting what Gov. Strong hid said.
Board finally approved, Miller and Cunningham voting No.
Dec. 22, 1925. 68
Board approves application of Federal Reserve bank of New York to
increase from 3i to 4% effective Jan. 8.
Jan. 7, 1926. 76
Miller says Gov. Norman told him when hare that the high call loan
rates made the New York discount rates negligible and that he
could not understand why the die cunt rates had not long ago
Jan. 13, 1926. 81, 82
been advanced.
Dr. Stewart came down from New York to discuss draft of annual
report of Board.
Miller objected toparts of it, saying the New York discount rate
should have been increased long before it was.
He bitterly objected to the reasons given in the report for not
approving advances in discount rates.
He particularly objected to statte.,ent that advances in discount rates
might induce farther gold Imports.
C.S.H. reminded Miller that Gov. Norman said that the high call loan
rates threatened his gold and had made our discount rates
negltgible.
Dr. Stewart said that an increase up to 4% would put a higher base
under the call loan rate and tend to keep it up, that it would
also tend to Increase customers rates.

‘
N

Miller said a higher discount rate would reduce call loans and the
release4 credit would lower customers rates.
Dr. Stewart dtd not agree with Miller.
Mar. 2, 1926. 108, 109
Board meets with Open Market Investment Committee.
Gov. Sjrrong spoke of business recession which has set in, and that we
should be ready VJ buy more Govt. securities in the open market
to ease the situation.
Dr. Miller opposed this.
Mar. 20, 1926.

125, 126


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Discount rates (Contid.)
At conference of Governors, Gov. Strong spoke of conditions in
New York.
He said the member balks were borrowing heavily fran the Federal
Reserve bank, - about 142 millions; that a business rec3ssion
had set in all over the country; that the heavy borrowings
from th3 Federal Reserve bank tended to bring about a pressure
for liquidation of cust aner s loans; that conditions in Europe
looked bad; that there vas danger of a sudden increase of business
recession; that we ought to begin and Iny Govt. securities to
ease the money mErket; that this money would cane ba* to us
through member banks paying off their rediscounts, thus enlarging
their ability to loan to their customIrs.
Mar. 24, 1926. 127, 128
Gov. Strong also said that lowering discount rates would merely
assist the member banks in carrying their loans with the Federal
Reserve bank, and would not make them pay them off; that the
Committee were unanimous that between now and. April 15, in
addition to replacing the Mar. 15th maturities, not to exceed 90
millions of Govt. securities should be bought.
Mar. 24, 1926. 128, 129
Board finally approved.

Mar. 25, 1926.

133

See - Open Market CanLiittee
Board approvea application of Federal Reserve Bank of New York to
lower discount rates from 4 to 30.
April 22, 1926. 166
Platt said he dici not believe in it but Aould not vote against it.
Miller was not present but said later that if present he would have
voted against it as premature.
April 22, 1926. 166
Drum, John
59, 60.
See - Bianch banks

-EEckles, Capt. 79
See - Whalley
dge, Sen.
Agrees to fight with sen. Glass o the end in the McFadden bill.
Mar. 21, 1926. 126


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Editorials
Newton Baker sends C.S.H. aa editorial from the Cleveland Plain Dealer
strongly advocating m.S.H.'s reaR,ointment.
(See scrap boa)
May 13, 1926. 187
Mrs. Cong. Kahn sends C.S.H. a copy of the sane editorial.
May 13, 1926. 187
See also - Scrap bock; Sprin. Republican
Eliot, Rev. S. A.
Delivers addresb at Wilson memorial dinner.
Dec. 28, 1925.

70

Mrs. Wilson thanks C.S.H. for sending her a copy of aleiess.
Jan. 19, 1926. 91
C.S.H. reads address to Mrs. Wilson.
Jan. 23, 1926. 94
Elliott, Edvvard
Mrs. Cong. Kahn tells C.S.H. that she believes that Dr. Miller got
his appointment on Federal Reserve Board from the fact that
Elliott, the brother in law of the first Mrs. Wilson, was
ordered to California for his health, and that Miller got a
place for him in the University of California, ead gave him his
house rent free, in Berkeley.
May 6, 1926. 178
Elliott, Milton
Tells C.S.H. that John Skelton Williams sericusly thought of bringing
McFadden before a grand jury as President of the 1st Natl.Bank
of Canton, Pa. for certain amicsions in the bank's accounts;
that he believed there was good reason for this, but advised
against it as, in viaw of the Riggs Bank suit, it would be claimed
that he ASS persecuting McFadden.
He said McFadden, as President, had made many bad loans to concerns in
ihich he was interested, on his own indorseaent; that he borromed
more than the 10% limit.
He also spoke of a suit brought by McFadden against Williams alleging
persecution and a conspiracy to wreck his bank; that the decision
was hel4 up over a year by a state judge controlled by Sen. Penrose.
(See Kane, Dept. Conptroller)


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Elliott, Milton (Contld.)
He said McFadden's bank recently forced him to resign and sued him
for over $50,000 on his indorsement cf bad loans to enterprises
in vthich he vas personally interested; that the bank finally
petitioned him into insolvency; that his debts were t250,000
and his assets not over $50,000.
April 29, 1926. 174
Esterline, Mr.
Arrives at Geneva with Dr. Ruffin. Sept. 12, 1925. 1
Eustis, Mrs. William
Has been at Johns Hopkins Hospital since her return from Europe.
Nov. 15, 1925. 36
H.P.H. goes to Leesburg, Va., with Mrs. Wilson to lumat with
Dec. 22, 1925. 69
Mrs. Eustis.
Evans, Lawrence
Tells C.2.H. that Mr. Call - a newspaper publisher in Washington told. him that Sen. Borah told him (Call) that President Coolidge
told him (Borah) that he felt the U.S. should steer clear of the
World Court, but that the pressure was so gceat he could not
Oct. 13, 1925. 23
wi thstand it.
Tells C.S.H. that Wile, the newspaper correspondent, probably a:3
near to Coolidge as any newspaper man, tdd him that Coolidge
knew more of what people were thinking than any other President;
that his only policy was to put his ear to the ground, find cut
what the people wanted., and then proceed to do it.
He also told Evans that he believed. Coolidge was getting ready to
accept the League of Nations; that he saw evidences of' a wave
of public opinion for it; that he was about satisfied that, in
oppositing it, he had put his money on the wrong horse.
Jan. 1, 1926. 72, 73
Tells C.S.H. that Cong. Luce, the other day, praised him very highly,
saying C.S.H. deserved reappointment, and that what puzzled him
was that there should. be any dcu.bt about it.
May 15, 1926. 189
Examination Cctinittee, Federal Reserve Board.
See - Branch banks; Mercantile Trust Co.


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45.

-F-

Fairchild, David
We meat, at dinner with Mrs. Bagg, Geneva.
Sept. 16, 1925.

6

Fedsral Advisory Council
Gov. C. tells C.S.H. that the Council deprecated any increase in
Oct. 13, 1925. 2?, 23
discount rates.
Meeting of Council

Nov. 30, 1925. 47

Voted, no ircrease in discount rates aivisable.
Dec. 1, 1925. 51
Meeting of Council. Feb. 18, 1926. 107
Miller draft of letter to, asking anvice and assistance in muting
or eliminating speculative loans.
Mar. 11, 1926. 112
Tabled.
See - Miller
Federal Reserve Bank of New York
Meeting of Council
May 20, 1926. 200
Miller gives supper to Board and Council.
May 20, 1926. 200
Alexander defends cal loan market
Speaks of prediction of Glass, Owen,and C.S.H. in 1914 that
Federal Reserve Act had divorced Federal Reserve money from
call loan market. Sews in spite of these predictions the
call loan market has grown enormously.
He opposed Miller's suggestion as to amending Federal Reserve Act
to rewire refusal of discounta to any bank carrying
speculative loans and said cooperation between the Board,
Federal Reserve banks, and the member banks would cure any
loan abuses.
He sail call loans were good seconlary reserves and that good
banking prescribed using these before borrowing from the
Federal Reserve banks.
He said abuse of the redig:ount privileges were not frequent and
could easily be checked. C.S.H. explained to him that in the
early interviews to which Alexander referred, what Glass,


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Federal Advisory Council (Cont id.)
)
Alexander defends call loan market (Co
Owen and he had in mind, was that under the old. law
country banks could and did mass 3/5 of their requir ed
reserves in the N.Y. banks; ‘thich loaned them in the call
loan market, and thus a large part of the fixed reserves
of these country balks consisted. of call loans on the
N. Y. stock exchange; that under the Federal Reserve Act
all fixed reserves had to be in gold. and. ultimately ;vere
coralled in the Federal Reserve banks; that the Federal
Reserve banks could loan these reserves (over the 35%
required reserves) just as could the N. Y. banks under the
old law; and that while the N. Y. banks under the old, law
could loan these reserves on call, the Fe-teral Peserve
banks could. loan then only on eligible paper; that in 1914
no one denied that the ccu.ntry banks could make deposits
with their correspondent banks in N. Y. but they could only
so deposit their surplus funds and not their -required
reserves. Mr. Alexander entirely agreed vgi. th C.S.H. as to
this.
Mr. Vogel, of Kansas City, a member of the Council, told, C.F.H.
that while they all liked Gov. C. they felt he knew little
about banking and was not fit for the job.
He also said. the last 3 or 4 men appointed were not big enough men
for the job.
- May 20, 1926. 201
Federal Council of Churches
Mr. Sweet ear tells C.S.H. that the, is simply an adjunct of the
Republican machine.
Sept. 13, 1925. 4
Federal Reserve Act
Glass raises no objection to proposed anendment authorizing member
banks to give direct notes to Federal Reserve banks,
secured by eligible paper, but not by Govt. securities, up
Jan. 6, 1926. 75
to 90 days.
C.S.H. and Platt report to Board a draft of anendment to Federal
Reserve Act as above.
This had been suggested by McFadden and approved by conference of
Governors and Federal ReserV3 Agents. Warburg also approved
it with certain suggesticns.
The Board inserteci a clause, - subject to conditions, restrict .ons,
imposed by the Federal Reserve Board, so as to have complete
control.
This privilege it was stated, must be availed of chiefly by the
smaller banks-, *itch ncw prefer to bcrroN frap their


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Federal Reserve Act (Ccnt'd.)
corresponients, pledging say 120% collateral en their notes.
They do not like to borrow from the Federal Reserve Bank for
they can only rediscount the particular paper they offer, aid if
acme technical fault were found. in any note it might take some
time to correct it and meantime hey could. not get the benefit
of the rediscount.
The Board. felt that if they could. give a direct note with a pledge
of say 120% eligible paper, any technical defect in any one
note woad not delay the redivcount ard. the anendment would result
in the banks more largely availing themselves of the rediscount
privilege.
Jan. 8, 1926. 76,77.
C.S.H. moves approval of the anendment.
Before consi lerati on of C.S.H. s amendment, Miller moved an amend= t
to Federal Reserve Act abolishing 15 day collateral notes.
Failed by a tie vote.
Aye - Gov. C., Miller, Cunningham
No C.S.H., Platt, James
Jan. 8, 1926. 78
It was finally agreed to reconsider this vote and to take it up, with
C.S.H.Is rnoticri at a 1\111 meeting "then Sec. Mellon could be
present.
Jan. 8, 1926. 78
Board took up Miller's motion to abolish the 15-day collateral note.
Defeated.:
Aye - Miller, Cunhingham
No - Gov. C., C.S.H., Platt, Cccrpt. of Currency.
Jan. 13, 1926. 80
Gov. C. reversed his vote and Miller tried to convince him how illogical
his ccurse was, but to no avail and much to amusement of all.
Gov. C. maid he thought these notes were bad, bat had decided to vote
against repealing them.
Jan. 13, 1926. 81
Sec. Mellon sent in word, that he was absolutely opposed to Miller's
amendment.
Jan. 13, 1926. 81
C.S.H.1 s amendment was then taken up and passed..
Aye - Gov. C., C.S.H., Platt, Cunningham, James
Compt: of Currency
No - Miller
Jan. 13, 1926. 81


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Federal Reserve Bank of St. Louis

es.

Federal Reserve Act (Contid.)
Col. House's connection with framing th Fedentl Reserve Act, and C.S.H.'s
talk with Sen. Glass abrut it.
April 4, 1926. 148, 149, 150.
See - Glass
Ccrnptroller of Currency tells C.S.H. that Sec. Mellon is much disturbed
over Miller's suhhestions to Banking and Currency Conenittee as
to mending the Pectoral Reserve Act so as to prevent Federal
Reserve banks frau discounlng paper for banks having speculative
May 14, 1926. 188
loans.
Alexander, of Federal Advisory Caincil, opposes Miller's suggested
May 20, 1926. 200
amendment.
See - Miller
Federal Reserve Bank of Atlanta
James says if Boston rate is increased Atlanta will also want to increase
her rate.
Oct. 16, 1925.
25, 27
Also 167, 168, 175, 176, 189, 190, 193, 194, 195, 198, 199
See - Cuban Agency
Discount rates
McCrary
Newton, Federal Reserve Agent
Wellborn, Gov.
Federal Reserve Bark of Boston
C.S.H. talks over application for increased rates with Curtiss and
Oct. 12, 1925. 22
Gov. Harding.
Also 24, 25, 27, 26, 29, 33, 199
C.S.H. delivers address before stockholders meeting.
Oct. 21, 1925. 28
C.S.H. attends directors meeting.

Oct. 21, 1925.

28

Federal Reserve Board approves increase in Boston rate from 3i to 4%.
Nov. 6, 1925. 32
See - Bomnan
Cuban Agency
Disc mint rates


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Federal Reserve Bank of St. Louis

69.

Feieral Reserve Bank, Chicago
secretary
Board d.eelines to approve appointment of Olsen, ccnfidential
of Gov. McDougal, as Assistant Secretary of the Board of
Secretary
Directors on the ground that the Secretary and Assistant
should. be taken from the Federal Reserve Agents side of the
bank.
had no
C.S.H. and Platt took the ground, that the Feder& Reserve Board
for
choose
power to detenuine whom the Board of Directors should
a
over
Secretary or Assistant Secretary, ani pointed out that
year ago our Board approved an increase in OlsenIs salary for
the express purpose of enabling him to act as Assistant Secretary
in addition to his other duties.
Vote:

No - C.S.H., Platt
Aye- Gov. C., James, Miller
April 6, 1926.

146, 14', 146

Board modified a letter prepared in accordance with above vote so as
to cmit disapproval of appointment but leaving in a statement
that the Board adheres to its policy that the Secretary and
Assistant Secretary should be taken from the Federal Reserve
Agents side of the bank. It vs pointed out, without avail,
that 6 of the banks now had secretaries not fran Federal Reserve
Agents side of the bank.
Vote:
Al] Aye except C.S.H. arid Miller vtho voted No for
different reasons, however.
C.S.H. voted No because he believed the Board had no
power to dictate in this way.
Miller voted. No because he believed the appointed
should be absolutely disapproved.
April 8, 1926. 152
Federal Reserve Bank, Cleveland.
Agreed that Boston, Cleveland ani Philadelphia should advance discount
rates before New Yozis.
Oct. 16, 1925. 24
Oct. 27, 1925. 29, 30, 31, 32
Board approves increase from 3* to 4% for Cleveland.
Nov. 11, 1925. 35
See - Discount rates
Federal Reserve Bank, Nev; York
Gov. Harding tells C.S.H. that, does not object to Boston putting up
its rates but that if Cleveland and Phila. did also it might
thrum a heavy burden on N. Y.
Oct. 12, 1925. 22


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Federal Reserve Bank of St. Louis

_

70.

Federal Reserve Bank, New York (Oont,d.)
Opposes increase in discount rates from present
Oct. 13, 1925. 23
Oct. 16, 1925. 24

rata.

C.S.H. tells Gov. Heird.ing that N. Y. by direct presstr e held the
situation well in hand. Oct. 19, 1925. 2'7
Gov. Harding told Board that if Boston put up its rates, the lower
N. Y. rate would enable large borrowers in Boston to borrow
Oct. 2?, 1925. 29
in New York.
Gov. Strong said. direct pressure cculd nct &loosed in N. Y. unless
the Federal Reserv '3 bank refused to discount for banks carrying
speculative loans, which would mean rationing of credit which
Oct. 27, 1925. 29
would be disastrous.
Gov. Strong finally au.ggested putting up rates rit. Boston, Philadelphia
and Cleveland, in successive weeks, just --)ef ore the directors
meetings of the Federal Reserve Bank of New York.
Oct. 2'7, 1925. 29
Cunningham moves to put in a rate of 4% at New York to take effect
Nov. 6, 1925. 31
at once.
Defeated:
Aye:
No:

Miller and Cunningham
Gov. C., James and. C.S.H.
Nov.. 6, 1925. 32,

Board votes authorityto Federal Reserve Bank of New York to buy
5 millions of billsfrom the Bank of Belgium, in behalf of the 12
Federal Reserve banks. Unani arms.
Nov. 25, 1925. 45
See - Strong, Gov.
Board votes to increase FecteralReserve Agent Jay's salary to $40,000
and Harrison's salary to $30,000.
Dec. 15, 1925. 63
The Federal Reserve bank has been operated this year under the new buil-ding for less than last year under the old. building, whereas we
all thought it would be more.
Dec. 15, 1925. 63
Board refused to approve proposed salary of $18,000 for Manager of
Buffalo branch and substituted $15,000.
C.S.H. alone voted No.
James did not vote.


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Federal Reserve Bank of St. Louis

-777'777:7-

71.

Federal Reserve Bank, New York (Contld.)
C.S.II. begged Board. to her New York before deciding, but without avail.
Dec. 15, 1925. 63
Before i-assing upon request of Open Market Investment Corenittee for
authority to buy 15 or 20 millions of Govt. securities, Gov. C.
told the Board that the directors of the Federal Reserve Bank of
New York bad unanimously No ted to direct Govt. Strong to buy
from 15 to 18 millions of Government securities for account of
the Federal Reserve Bank of New York.
Dec. 22, 1925. 68
Board approves application of Federal Reserve Bank, New York, to
increase 1i scount rates tram 3i1 to 4%, effective Jan. 8.
Jan. 7, 1926. 76
Gov. C. says let Natl. Bank, New York, borrowed 115 Winona from
Federal Reserve Bank, New York, on its note arii loaned, it on
stock exchange at fran 6 to 7%.
Jan. 8, 1926. 78
Miller says Gov. Norman, while here, told him the high call loan
rates in New York made the Fedlral Reserve discount rate
negligible, and. that he could not see why the New York Federal
Reserve rate had. not long ago been increased..
Jan. 13, 1926. 81, 82.
Sec. Mellon objects to action of Board. taken at Miller's suggestion,
that Federal Reserve Agent Jay report to the Board all borrowings
from the Federal Reserve Bank of New York exceeding 2 millions, to be reported. weekly.
It was explained that this called for no further information from
the New York member banks, but that the Federal Reserve Agent would.
merely analyze the gross borrowings now reported by him to the
Board., segregating loans over 2 millions; that it was merely for
the Board's intonation and that the member banks would not
necessarily even knot/ 1;sf it.
Mar. 11, 1926. 119
Board met to consider draft of a letter to Federal Advisory Council
asking for its advice and assistance in an effort to curb or
eliminate security loans in the New York call loan market.
Sec. Mellon presided.
Sec. Mellon s,tid he feared.. it might imperil the extension of the
Federal Reserve bank charters in the McFadden bill, if it became
known that the Federal Reserve Board, was contemplating radical
control over stock exchange transactions.


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Federal Reserve Bank of St. Louis

72.

Federal Reserve Bank, New York (Cont'd.)
C.S.H. said. that, vkile he did not object to asking the Council
what control it could. exercise in respect to excessive use
of Federal Reserve credit for security loans, this letter
went much farther in that it stated that the Board is giving
much thought to the development of a procedure which will
check or altogether eliminate the misuse of credit facilities;
that it seemed to imply that the Federal Reserve banks could
and would, refuse discounts for banks having speculative loans.
C.S.H. said. it was very doubtful legally whether such action could
be taken by a Federal Reserve bank; that member bankg were
not solely commercial banks, nor were their reserve deposits
made solely against commercial loans; on the contrary, these
deposits were the reserves against every lawful 7 Jan a bark
could make, whether commercial or speculative; that the "milks
had to keep up these reslrves or be subject to a penalty;
that we should carefully examine into our Power to control
abuse of Federal Reserve credit through direct pressure,
without resting to the drastic procedure of refusing
rediscounts; that if it leaked cut that the Board contemplated.
destroying the call loan market it would cause great damage.
moved to strike out sevlral paragraphs.
Miller moved to approve the liter as originally drafted although he
did not object to having it wended.
C.S.H. moved to lay it on thi table, to be taken up later after the
recharter question was settled.
All voted Aye except Cunningham, who voted No, and Miller, who did.
not vote.
The Comptroller of Currency was present and voted Aye.
(see Vol. 156 scrap book for copy of letter.)
Mar. 11, 1926. 119, 120 to 123
See -

Mallon
Open market

Discussion of recommendation of Open Market Committee that system
account of Govt. securities ma,v be increased up to April 15
to 300 million dollars.


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Federal Reserve Bank of St. Louis

?a.

Fed'iral Reserve Bank, New York (Ccntod.)
C.S.H. said he believed the Federal Reserve Bank of New York or any
Federal Reseme bank could purchase Govt. securities in open
market as a matter of right, subject only to regulations of
the Federal Reserve Board; that the Board has only published
general regulations but no regulations specifically limiting
amounts Which may be purchased.
Mar. 25, 1926. 131
Discussion of xtion of Federal Reserve Bank of New York in offering
Warren of our Research Division a salary of *6000 in the Foreign
Department. Finally approved.
Aye - Gov. C. , Platt, C.S.H.
No
Mill3r, James
April 20, 1926.

163, 164, 165, 166

Board approved reduction of discount rates of Federal Reserve Bank,
New York, from 4 to 316.
April 22, 1926. 166
Jame

urges discontinuing Boston and Atlanta in Cuba and substituting
Federal Reserve Bank, N. Y.
April 30, 1926. 176
See - Discount rates
Open market
Strong, Gov.

Federal Reserve Bank, Phila.
Philadelphia increased discount rates from 3i to 4% with prior approval
of Federal Reserve Board,
Nov. 20, 1926. 41
C.S.H. and Cunningham go to Philadelphia to attend conference
group
meeting.
Dec. 7, 1925. 58
S30

Discount rates

Federal Reserve Bank, Richmcrd
Board gives Iriaring on proposed Federal Reserve branch in Southwest
part of district.
Jan. 15, 1926. 86
See - Branch banks


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Federal Reserve Bank of St. Louis

Federal Reserve Bank, St. Louis
ation of attorneys for
On application of,Board rules that compens
Board for approval,
to
d
reporte
collecting claims must be
e Court of U.F. had
Suprem
the
altho Wyatt informed us that
es or orficers,
employe
not
were
decided that such attorneys
need not be
them
paid
sation
and gave opinion that compen
4, Federal Reserve
Sec.
under
Board
e
reported to Federal Reserv
Act.
ry.
Board final'y fixed a limit undr which no report necessa
106
105,
1926.
Feb. 9,
Federal Reserve Bank, San Francicco
of Federal
Sproule, a director, gppears before Board arguing status
r.
Reserve Agent and Govenao
Nov. 19, 1925. 41
See - Perrin
Sproule
8.44d
Federal Reserve Board
444,4440*
,
aasaa‘*444
See - Branch banks
LAA
Brokers loans
etarias
40‘44•4
4
e4A444#104
Cuban Agency
c444. Toto
eA•4A,
Discount rates
44.4&24.44
Fedara Reserve Bank of Atlanta
TI
TI
-Croim44
Boston
II
TI
Chicago
Cleveland
It
It
New York
40A04
II
II
Philadelphia
Gt 4 1Z..
II
II
San Francisco
Hamlin, C. S.
Jay, Pierre
McFadden bill
Member banks collateral notes.
Stock exchange loans
Vanierlip
Vogel
Federal Reserve notes
King resolution as to.
May 5, 1926.

177

See - Cuban Agency
Wyatt
Federal Reserve rediscounts
See - Steak exchange
Speculative loans
Federal Advisory Council
Miller
Mllcti


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Federal Trust Co., Boston
Ntaloney, President, speaks to Gov. C, about C.S.H. reappointment.
May 12, 1926. 187
See - Maloney
C.S.H.
Reappointment
Fernald, Sen.
Hichborn says, is friendly to C.S.H. s reappointment.
May 19, 1926. 192
First National Bank, Boston
See - Cox
Cuban Agency
Wing
First National Bank, Canton, Pa.
See - McFadden
First National Bark, New York
Charles Norton, Secretary of President Taft, Cong. Andre said,
w
at one time engaged in negotiating a loan for Govt. of
100 millions from.
Oct. 2, 1925. 16
Cong. Andrew sags Norton fixed matters so as to get
a position under.
Oct. 2, 1925. 18
Gov. C. says, borroArei 115 millions from Federal Reserv,_. Bank,
New York, to loan on stock exchange at from 6 to
7%.
Jan. 8, 1926. 78
Fitzgerald, John F.
Tells Gov. Harding that Walsh wants C. S. H. to run for
Governor.
Jan. 6, 1926. 74
Tells Gov. H. he has just had an hour's t,alk with
sen. Butler;
that Butler asked him whom the Mass. Democrats
would n cminato
for Governor; that he told him C.S.H. wculd be
if not
reappointed on Federal Reserve Botird; that Butler
did. not seem
to like the idea and said C.S.H. had made an Ixcell
ent mgriber
and that he strongly favored his reappointm
ent.
Jan. 6, 1926. 74, 75
Gov. H. tells natt what Fitzgerald said.
Feb. 15, 1926. 106
Florida banks 189, 190
See - Newton, Federal Reserve Agent


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Federal Reserve Bank of St. Louis

?G.

Fosdick, Rev. Harry
in Geneva.
We hear idress of, at the Cathedral
Sept. 13, 1925.3
Foster, John W.
ing's hostility towards
C.S.H. tells Ishii that he believes Lans
father in law, Gan. Foster.
his
Japan came from the influence of
1925. 2, 3
12,
Sept.
for an audience with the
C.S.H. tells Ishii of Foster's aamand
ers of his Party, Emperor for himself, wifi, and °till!' memb
3
925.
Sept. 12,1
which was refused.
Fox, Austen G.
the L. of N., but that he
Dr. Shotwell tells C.S.H. that, favored
as rather a joke.
looked, an the Carnegie Deace Foundation
. 8
1925
Sept. 17,
France
n pact may soon be agreed.
Dr. Shotwell says the English4lrench-Germa
. 8
1925
17,
Sept.
upon.
the administration because of
Cong. Andrew is varybitter agairst
with the debt.
its treatment of France, in connection
19
.
1925
2,
Oct.
on reached an agreement
Richard Olney tells C.S.H. that Sic. Mell
the Republicans on the
that
with Cailloux as to the debt but
debt Commission would not agree.
Nov. 7, 1925. 34
of the ultimatum said to have
San. Owen calls on C.S.H. and speaks
an and Gov. Strong, as a
Norm
been given to France by Gov.
ce.
condition of pecuniary assistan
May 18, 1926. 191
See - Owen
Frothingham, Louis
teeship of Carnegie endowment.
C.S.H. tlla, holt he propoaed him for trus
April 18, 1926. 163
Frothingham, Rev. Paul Revere
wnent.
C.S.H. nominated,for trustee of Carnegie Endo
. 163
1926
18,
l
Apri


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Federal Reserve Bank of St. Louis

-G-

Garfield Hospital
for a gall bladder test.
Dr. Ruffin makes appointmAnt at,
Dec. 4, 1925. 56, 57
tt at.
Had gall bladder tested by Dr. Merri
Dec. 9, 1925. 62
Gavit, John Palmer
Geneva.
Mr. and. Mrs. Gavit dine with us in
touch with Anna, and she
After dinner she said she would gat in
ge, not howlver,
went into a half trance and gave us a mes3a
hook test which
very satisfactory. She also gave la a
did not work out. (See copy).
Sept. 13, 1925. 4
not to return rAtil
The Gavits leave tomorrow for Cherbourg,
Sept. 13, 1925. 5
Sunday.
automatic writing.
C.S.H. tells Mrs. Wilson of Mrs. Gavit's
Sept. 17, 1925. 9
Scicily.
Received letter from Mr. Gavit, from Taormiria,
ws:
folio
there was a communication from Anna, as

In it

Gavit)
L.L.G.
Anna is here, that she is sitting near me.
that
feel
I
am very mare she is here and wishes to speak.

I

Anna (Invisible)
Ask my Father
Of course I wish to speak. This is Anna.
!
speak
and Mother if I ever loot an opportunity to
Mrs. Gavit.
She is smiling.

Now I can se) her.

Anna:
I wanted
This is a rare chance. I have waited a long time.
it
get
n't
to send them a Tharksgiving message, but I could
sent
you
gh;
through. But I did gat a Christmas message throu
Gavit
Mr.
ng
it by cable to Father and Mother. I kept telli
How much I
and Ars. Gavit, tADo, that I must send you word.
Oh Father,
you.
to
be you. You will never know how near I
that you
dear, how much there is for which I thank you. Much
here.
over
gave me while on earth I have carried with me
Mrs. Gavit.
She is smiling again at something. There seems to be some
stand what
joke betwean herself ana her father; I don't under
it is.


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Federal Reserve Bank of St. Louis

78.

Gavi t, John Palmer (Cont

)

Anna:
And I want to thank you for what you have done since I came
over. You have done just right about everything, everything.
Only don't forget about the Light. No cne in the whole world
has such a Mother as I had, - no, have, Mother, have. I still
have you, more than I ever hai you on earth. Talk to met just
the same. You can help me more than ever. Your love and thoughts
are like b3a,utiful clouds about rue. Dear ma, that scunds as if I
were ALn angel. I
t mean it that way. I have substance. Your
thought has substance that touches me. And I want to tall you both,
even if I do not get messages to you often in words, - that I am
with you and taring to you. If you will listen quietly you ill
know that I am speaAng to you. My love to you this New Yearmay it bring you gladness through the knowledge that we are still
living together, and always.
This is your devoted Anna, speaking to you.
Mrs. Gavit.
Wait, they want to Elva me a bock test for Mr. Haralin.
don't geOrit

I

Anna:
Father, take this:In the Library of the Washington hotz e - the roan with the
most book shelves in it. There is a book shelf or shelves of books
on the left hand side of the fire place. Counting the shelves
from the bottan up, - one, two, three. I guess its three, it seems
to be the third shelf from the bottom. Counting the b ocks in,
fran the side of the fireplace, in.
Mrs. Gavit:
Anna :lays it is a tall took, it is the first tall book, not
the first book but the first tall bock.
Anna:
Take it out, Father. Open it at random and you will know why
I asked you to do it. Your eye will light upon my massage to you.
Mrs. Gavit:
I want to get this rigit Sanebody does say a tall bock. I
cant get that out of my mind. Something there that is suggestive
of Anna. Sane word or phrase or something. That's all for the
Hamlins, Anna says, thank you very much. If it should be right,
we will try agiin. It is very difficult not to be discouraged if
it isn't right.
Anna says that on the center table is a book lying - a book
that mother and I used to read tog-ether, - that I an very fond of.
Jan. 17, 1926. 99 to 103
(We could not verify this test as we no longer live in FarraElit
Square and all of our books are storeci and we moved to the


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Federal Reserve Bank of St. Louis

Gavit, John Palmer (Contid.)
Lee House, where we all were living when Anna
left for Bernuia.
Nor was there any fire place in the Fanegut
Square huuse in the
foam where we kept most of our books.)
Bartle received a letter from Mrs. Gavit date
d January 20, Taormiria,
Scicily.
Among other things she said:
"During Thanksgiving week, / felt repeated
ly that Joe and Anna
were trying to gat a message to you. I felt
it, but could not git it
down on paper, altho I am wire Anna was near
me sever& times trying
to send you sanathing doaat Thanksgiving.
I was too auch occupied
to get it.....
Often when I was gaiet I got a message in
my mina from Anna, "Send
love to my parents," - repeatedly, and Jack
rot the same, so
I sent my cable.
Then one eight when Jack and I were all
alone, I laid dawn quietly and
saw Anna ewe into the roam and sit down
by me, immediately giving
me the mesage we sent you. She want
s to give you a book test,
so w3 will try till we get one thro
ugh right to you...
I know Anna came that night."
Jan. 20, 1926.

103, 104

Geneva
We leave Geneva about 11 a.m., reac
hing Berne at 3 p.m.
Sept. 18, 1925. 9
Germany
Dr. Shotwell that the English-French
German pact maybe soon agreed
upon; tat Germany will enter the L.
of N. but not until the
Assembly adjourned.
Sept. 17, 1925. 7, 8.
Gtbaon, Hugh
We call an the American Minister,
Mr. Gibson, in Berne, but he was
away.
Sept. 18, 1925. 10
Gillett, Sen.
Cong. Andrew says, will never be Able
to cast an independent vote in
the Senate as he was there solely
as the choice of Sen. Butler
ani Stearns.
Oct. 2, 1925. 18
C.S.H. tens Glass that the Wilson
democrats disliked Walsh and voted
for and elected Gillett.
April 3, 1926. 141


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Federal Reserve Bank of St. Louis

SO.

Gillett, Sen. (Contld.)
Platt says he *Oka to Sen. Gillett yesterday and that he
strongly for C.S.H.'s reappointment.
April 20, 1926. 166

Was

C.S.H. writes Gov. Harding telling hiL. what Sen. Gillett said.
April 25, 1926. 171
Glass, Sen.
Offers no objection to amendment approved by Feder. Resorve Board
authorizing member bank collateral notes secured by eligible
paper (but not by Govt. securities) up to 90 days.
Jan. 6, 1926. 75, 77
Mr. Whalley, Ex-Congressman, at lunch at Mrs. Coglin's, tells
C.S.H. that Glass and Cong. Byrnes lunched with ran. Pershing
at Chaumont at the time when the armistice was tint being
discussed.; that Gen. Pershing was vehemently in favor of
taking sedan and marching to Berlin; that Pershing admitted
that it would mean the death of at least 250,000 American
soldiers; that nevertheless he wanted to do this in order,
as he emphasieed,to turn the American soldiers loose on the
women of Germany and give them a taste of what the Germany army
had done to the women of Belgium and France.
Whalley said Glass had written down in his diary ovary word
Pershing said, and Cong. Byrnes confirmed it.
Jan. 10, 1926. 79, 80
Mrs. Wilson objected to employment of the Secretary of son. Glass
to write a chronological table of events in President Wilson's
life as he had once prepared a sketch of Mr. Wilson which she
found full of errors and asked him not to publish it, when ha
did notwithstanding.
Jan. 25, 1926. 95
Mr. Wile tells C.S.H. that he has sent Glass's editorial on Bishop
Lawrence's eulogy of Lodge (written by C.S.H.), to the Pulitzer
prize jury, - that he thought it was one of the most brilliant
pieces of editorial writing he hal aver seen and that it would
be a formidable competitor for the $1000 prize.
Feb. 4, 1926. 97
Glass tells Sec. Mellon that he and sen.Pepper would try to incorporate
a provision in the McFadcen bill extending perpetually the
charters of the Federal Reserve banks.
Mar. 11, 1926. 119, 120.


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Federal Reserve Bank of St. Louis

$1.

Glass, Sen. (Contld.)
Glass tells Gov. Harding not to mention C.S.H.'s reappointment until
after the Penna. primaries; that Mellon was fighting for Pper;
that Sen. Reed (Pa.) had some time ago ccmplained that Pa. was
not represented on the Federal Reserve Board or other CanLissions;
that there lae danger that Mellon might make some pro:lase as to
C.S.H.'s place to help Pepper.
Mar. 21, 1926. 126
Glass told Gov. H. that Pepper was very Shifty, - like a flea; that
Edge agreed to fight with him on the McFadden bill, but that Pepper
was very evasive.
Mar. 21, 1926. 126
Glass told C.S.H. that he had read on p. 166 of Col. House's
memoirs that David Lawrence asked House to let him tell the
public &out his activities in "making the bill," but that "the
colonel was obdurate in his insistence upon alien e;" that he had
just written Lawrence asking him to be good enough to tell him
just what Col. House had done in "making the bill."
April 3, 1926. 140, 141.
C.S.H. tells Glass about Mr. Bowman's call on him and he was pleased..
He said he wanted to have a frank talk with Sen. Butler it did
not want to do it without C.S.H.'s consent.
C.S.H. thoroughly approved and suggested also that Glass see Sen.
Metcalf.of R.I. Glass said he would see both on Monday.
April 3, 1926. 141
Glass said he was fearful that Sen. Butler might want to have sane
Reyullican politician appointed. C.S.H. explained to Glass the
political situation in Mass. saying that Walsh was opposed by
the Wilson Democrats, otherwise he would have beaten Gillett;
that Butler's only hope of election next fall rests on these
Wilson 0Democrats; that if C.S.H. were to take part in the
campaign, he probably could induce these Wilson Democrats to
support Walsh which would gravely imperil Butler; that Butler
must realize this and C..H. believes would prefer to have
C.S.H. remain quietly in Washington.
April 3, 1926. 141, 142.
Glass said he did not see how he could vote for Walsh if he lived
in Massachusetts, but he thou4it Butler would certainly want
C.S.H. kept in Washington out of the campaig0. He said he
should tell Butler that my name should be sent in at once so
it could be confirmed before Congres3 adjourned.
April 3, 1926. 142
Sen. and Mrs. Glass (yAlled
Glaos said he lculd sea Butler tomorrow and would also see
Sec. Mellon and urra C.S.H. immediate appointment.
April 4, 1926. 148


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U.

Glass, Sen. (ContId.)
Glass was very bitter about Col. House's book. C.S.H. told him of
the foot note cn page 50 stating that Wilson ultimately
accepted House's arguments for centralized. control of banking
which materialized in the Federia Reserve Board.
Glass said the fir at draft of the Federal Reserve Act contained no
provision for a Federal. Reserve Board; that he visited Wilson
at Princeton on Dec. 26, 1912, the day after Christmas, and
that they then agreed to have a Federal Ressrve Board; that at
this time House did not know Wilson intimately and could not
have made such a suggebtion to him up to that time.
House's first entry in as book referring to any talk with Wilson
about the Federal Reserve Act was on Jan. 8, 1913, at which
time he said Wilson agrred to put him in touch wi'.21 Glass,
Chairman of the Banking and Currency Cannittee, and he said,
"I Eel to work out a measure which is to be submitted to them. ft
At this aate Wilson had accepted the tentative draft brought him 'by
Glass on Dec. 26, 1912, and a Fedlral Reserve Board. had ben
arranged for. The draft in final form was approved. by Wilson
in Feb. 1913, at Princeton. (See Willis's book.)
House records', page 161, that he talked with Glass on Mar. 24, 1913,
after the inauguration and said, "I urged him not to allow
the Senate Committee to change what we had agreed upon in any
of its essential features.“
House mut.It have been referring to the second draft which Willis says
Alas approved about Jan. 15, 1913, made as, the result of has.rings
before Glass' Cczamittee, or to the third draft prepared between
March and dlay, 1913, on McAdoo's suvestions which were all
abandoned, or to a fourth draft made to adopt Bryan's suggestions.
(Willis, page 148)
In all of these drafts a Federal Reserve Board was provided. for.
If HC11.36 really persua led Wilson to have a centralized Federal
Reserve Board, it must have been prior to Dec. 26, 1912, and
there is no entry in his book as early as this.
Glass said House later was given an abstract of the Act which he
talked over with New York bankers 3nd later a copy of the
ccopleted draft inich he took abroad with him andshowed to
Warburg who criticised it frcta Switzerland.
April 4, 1 926. 148, 149, 150.


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Glass, Sen. (Contld.)
C.S.H. sends Glass a copy of Mr. Bomaan's letter of April 5, 1926,
telling of his talk with Attorney General Sargent.
April 7, 1926. 151
Sen. Glass writes C.S.H.:
U. S. Senate
April 8, 1926.
"Acknowledging yours of April 7, / am gratified to know
that Attorney Gennral Sargent will soon take up your matter at
the White House.
"I have talked with both Senators Butler and Metcalf. The
former stated that he had heard that theta have been some
discussions at the White House of the appointment and had also
heard that you would, ani again that you would not be selected.
He added, "No importance should be attached to the lAtter raport."
He did not explicitly state his oln position, but invited my
opinion of your qualifications and usefulness, which I gave
unmistakably.
"San. Metcalf, an the other hand, was unqualified in his
advocacy of you and said he very earnestly hoped you would be
reappointed. If you still think it advisable, L will seen an
opportunity to talk with Mr. Mellon as soon as he returns to
Washington?"
April 8, 1926. 155
C.S.H. euggestx to Sen. Bruce that he talk with Sen. Glass.
April 10, 1926. 156
C.S.H. writes Glass that he has seen Sen. Bruce and miggented to
him to see Mellon and the President, but C.S.H. saya he leaves
the whole matter with Glass.
April 11, 1926. 157
Glass writes C.S.H. that Sen. Bruce has conferred with him and
they have arranged each separately to call on the Prasidnt
and urge C.&.H.Is reappointment.
April 13, 1926. 157
Sen. Bruce writes C.S.H. that he has seen the President and that
when told that Glass was very desirous that C.S.H. be reappointed,
he pricked up his ears and said, "Is Carter Glass for him?" exhibiting a decided qiickened interest; that he told him Glass
certainly was strongly interested and that he had talked with him
about the matter only a few days ago.
Sen. Bruce added that he had suggested to Glass to see the President
as soon as possible and he said he would.
April 16, 1926. 160, 161.
See - Bruce.


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Glass

Sen. (Contld.)

C.S.H. calls up Glass, Who said he had talked with Bruce and he
would call on the Presi it today or early next Neek.
C.S.H. told Glass about the President's inquiry as to his health
and explainea about his neuritis& and having his teeth extract
that he was thoroughly examined in Boston; that every organ in
his *body was X-rayed; that thS report was that everything was
normal except that the X-rays showed two ulcerated teeth which
were extracted, ana since than the neurities has disappeared.
Glass said he would explain all this to Coolidge aria that I ihould not
worrj, - that he would take care of the matter.
April 17, 1926. 161, 162
C.S.H. writes Glass that the Board will undoubtedly 4pprove the Senate
compromise on the McFadden bill, as C.F.H. understood Glass wanted
us to do, and sent him a copy of a memorandum prepared by him
showing just what the compromise was.
April 23, 1926. 170
Mrs. Wilson asks C.S.H. if she can speak to Sen. Glass and tell him
how deeply she is interested in C.S.H.'s reappLintment. C.F.H.
begged her to do it.
April 26, 1926. 172
C.S.H. receives a letter fram Glass dated April 27th:
"Before going to Virginia I called on the President in your
behalf and may say that his attitude seemed very encouraging,
although he dia not outright commit himself. He asmed me, as he
tid Sen. Bruce, about your health, and I an sure I satisfied him
completely on that score. Moreover, I tried to impress him with
the desirability of early action in the matter. As soon as I
conveniently can do so, I will see Mr. Mellcn."
April 28, 1926. 173
Goebel, P. W.
Tells C.S.H. evegrbody likes Gov. C. but they do not consider
him up
to the standard of the Federal Resrve Board; tat the Board
pays
too much attention to non-essentials.
May 20, 1926. 201
Gold exchange standard
Gov. Norman tola lae Board he did not favor a controlled gold
stanaard;
that it was good only for poor countries, and that he hoped
Austria
and Hungary would soon adopt a real gold standard.
Dec. 31, 1926. 72


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85.

Goldanwaiser
ewed
Tells C.S.H. that Gov. C. did not realize he was being intervi
ion.
depress
.vhen he zna.d.e the statement about business
April 1, 1926. 139
Government securities
Board
Wyatt tells C.S.H. that regulaticns of the Federal Reserve
right
the
to
nt
precede
uncter Section 14, are not a corrliticn
Open
the
in
ies
securit
of a Federal Reserve bank tr. buy Govt.
cally
specifi
ions
regulat
market; that the Board had made no
buy
limiting the rimount and. that therefore they had a right to
68
Dec. 22, 1925.
than.
Federal Reberve Bank
Gov. C. told the Board that the directors of the
Gov. Strong to
direct
to
of New York had unanimously voted
in the open market.
ies
buy from 15 to 18 millions of Govt. securit
68
Dec. 22, 1925.
See - Open market
Governor and Chairman, Federal Reserve banks
Francisco
Mr. Sproule, Class C Director of Federal Reserve Bank of San
widresses Board cn relative statute of.
Nov. 19, 1925. 41
Governors c cnf Grano e.
Mar. 22, 1926. 127
Gov. Harding tells C.S.H. that the members of, were unanimously in
reappointment.
favor of C.S.H.
April 1, 1926. 140
Grand Hotel, Metz
We stay at. Had A good roan ana bath for 60 French francs - $3 per day.
Sept. 19, 1926. 10
Grange, Natl.
.H. gives lunch to Louis J. Taber, of Columbus, Ohio, Master of
Present:
Sec. Jardine, Carl Vrccrian, Platt ani Cunningham.
C.9

told theri of the 86 lb. Hubbard squash he raised last flamer.
Jan. 23, 1926. 94

C.S.H. suggests to Sen. Bruce to tall the President he is an active
April 13, 1926. 157
member of the Grange.
Grattan, !tn.
C.S.H. givaa Mrs. Wilson an article in NAN Bedford Mercury by
Mr. Grattan attacking the Walter Hines Page myth, vvi-J.ich
Sept. 12, 1925. 1
Hirriet Hardin sent us.


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86.

Griat Britain
C.S.H. feels Gov. Strong is as much impressed with the effect of
indreased discount rates on, as upon U.S.
Oct. 13, 1925. 23
See - Norman, Gov.
Greco-Bulgarian dispute
Briand says the Council of the L. of N. dedicates the happy ending
of the, to the memory of WocdrowWilson who conceived and
Nov. 26, 1925. 46
realized the L. of N.
95
Graley, Gen'i'al
See - Tucker, H. St. George
Gray, Lord
Mrs. Wilson tells C.S.H. that Mr. Wilson did not want to meat, when
he cane to U.S. an his last visit; that she belie-as but does
not know that he was angry with Lord Grey bec_stse of the manner
in which hi treated the peace proposal of 1916.
Nov.29, 1925. 47
C.S.H. sends Mrs. Wilson volume 2 of Lord Grey's book.
Mar. 1, 1926. 106
Grosvenor, Gilbert.
We meet Mr. and Mrs., at dinner at Mrs. Bogg's in Gen3va.
Sept. 16, 1925. 6
Gulick, Dr.
We meet, at dinner with Viscount Ishii in Geneva.
Sept. 12, 1925.
-H-

Hackney, Walter 153
See - Credit Bureau
Hale, Mrs. Chandler
C.S.H. calls on.

Nov. 7, 1925.

34

Telephones to C.S.E. to cane in sod have tea, which he dirt.
Nov. 25, 1925. 46
Hale, Sen.
Hichborn tells C.S.H. that, is friendly to his reappointment.
May 19, 1926. 192


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Federal Reserve Bank of St. Louis

Hamlin, Anna
We explain to Mrs. Wilson about Hendrick Pruyn and his letter to
Sept. 17, 1925. 9
her about Anna.
William Rice said he had recently met Gov. Norman of the Ball* of
Longland, in Albany, at Mr. and Mrs. Wadsworth's; that he
spoke much of Anna and his acquaintance with her in Br
Harbor.
out Gov. Norman's 1ack of courtesy to her
Bertie told William Rice
and to Anna when they were in Lando* in 1923; that they called
up Gov. Norman at the Bank and Nazi', given his Secreta:y; that
they said they would like to be shown over the Bank of England
and left their address with the Secretary, .ho promised to
communicate with then after mentioning their request to Gov.
Norman; that they hlard nothing more fron him until 10 days
later when a card of Gov. Norman was left at tl-.4ir apartment,
that this endei the matter.
'Then Anna was ill in Bar Harbor, Gov. Norman saw her almost every
day and was very fond of her and She of him. When Gov. Norman
was last in Wallington we gave him and Stanley Baldwin a large
official dinner and ha also took family dinner with us on
several occasiona.
C.S.H. remembers telling him how Anna wanted to see the Bank of
1.13ngland when next she was in London, and he replied to be sure
and let him know when they came, and hi ./ould be only too happy
to show them over the Bank.
His lack of caxrtasy was in marked contrast to that of Mr. and
Mrs. Baldwin who showed them marked courtesy an-I attention,
inviting them to their house, or at least Anna, to lunch,
invited them to Downing Street to see the parade an the King's
birthday,and talked with them arid sat with them in the Throne
room while thy were waiting to be presented.
Anna was terribly disappointed as she had loored WI Gov. Norman as
a good friend.
When Gov. Norman was in Washington in December, 1925, C.S.H. was
perfectly courteous to him, but gave him no chance to talk
with him, and wham the conference was over, C.S.H. at once
bade him good-bye, in a scmewht formal manner. He acted as
if he wanted to sky something about Bertie am l Anna but
C.S.H. gave him no opportunity.
Jun. 15, 1926. 86, 67, 86.
Anna left 1111 one year ago today for Bermuda, - Thursday, Feb. 19,
1925, - the last time we saw her alive.
Thursday, Feb. 18, 1926. 107


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88.

Hamlin, Anna (Cont'd.)
We rpent the day, Sunday, quietly together, thinking of Anna.
Sunday, April 25, 1926. 171
This is the anniversary of Annals death.
April 26, 1925.

She died Sunday,

In the morning at 9:30 we drove to St. Agnes Church, Washington.
Marion Oliver had arrangei with her clergyman, Father
Anderson, to have a special service of prayer in memory of
Anna. Marion, Bertie and C.S.E. alone were present.
We received a large number of telegrams, letters, and. flowers.
In the afternoon,Mrs. Wilson called for us and tool us to a, long
drive in the country. She also asked us yesterday to dine
alone with her tonight, but we did not feel up to it.
Monday, April 26, 1926. 171

4

Sec. Mellon tells the Comptroller of the Currency that Anna was
one of his daughter Ails& s dearest friends; that he saw
much of her and admired and loved her, and that, if there
were no other reason, his affection for Anna would make it
impossi 31e for him to recommend any al3 31sa than C.S.H. for
appointment to the Federal Reserve Board.
May 11, 1926. 185, 186
Sea also - Arnold.
Gavit
Lodyard

Hamlin, C. S.
Delivers adciress t Congregational Church, Mattapoisett, on trip to
Europe and L. of N. with lantern slides.
Oct. 22, 1925. 29
Dines and plays pool with Mrs. Wilson.
Nov. 15, 1925.

35

Sends flowers to Mrs. Wilson on death of her mother, Mrs. Bolling.
Nov. 21, 1925. 42
Writes President Coolidge as to Austen Chamberlain's address on
World Court.
Nov. 25, 1925. 43
G098

to Phila. with Cunningham to attend conference group meeting.
Federal Reserve bank. Dec. 7, 1925. 58
'
)/1.434/-e444/

1.44 412.4.4„)-1•44.4.-..
44.44-411
tio4•44-104.10(

CAA0444.44+44

,
1444-444.4,

1)24.40

"
1


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Federal Reserve Bank of St. Louis

89.

Hamlin, I S. (Contid.)
Mrs. Wilson takes us to drive and later to tea.
Dec. 13, 1925.

62

Moves to dissolve open market canlittee of Federal Reserve Board
ani to °mistier all such questions in Committee of Whole.
Passed.
Jan. 5, 1926. 74
We dine with Hrs. Wilson and Bertie reads “Pa, Ma, and Mae."
Jan. 13, 1926. 82
Gives lunch at Cosmos Club to Louis J. Taber, of Columbus, Ohio,
Master of the Nati crial Grange.
Jan. 23, 1926. 94
See - Grange
Mrs. Wilson takes us on long drive.
April 3, 1926. 140
C.S.H. explains his interview of effect of Federal Reser
ve Act cm
call loan market, at a sapper given by Dr. Miller to Federil
Advisory Council.
May 20, 1926. 20()
See - Federal S3.visory Council
Reappointment
See also:
Annual report
Hoover, Sec.
Arnold, Mrs.
House, Col.
Branch banks
Ishii, Viscount
Brvc e, Sen.
Ledyard, Mrs.
Oxrnegie Board
Long, Br eckinridge
Credit Bureau
Mellon, Sac.
Crissinger, Gov.
Miller
Cuban Agercy
Newton, F.R.A.
Curtiss, Federal Reserve Agent
Olsen
Discount rates
Open market
Federal Advisory Council
Perrin, F.R.A.
Gavit, John Palmer
Votes
Glass, Sen.
X-ray
Tramlin, Anna
Wilson
Harding, Gov.
Ham1in, Edward
Appears before Army Engineer Board in Washington
aEk lug for a
survey of Dorchester Bay.
Dec. 22, 1925. 69
The Board of Engineers reports to Chief engineer that
Dorchester Bay
channel should at onee be surveyed with a view
to deepening
the channel to 30 feet for. future development of
commerc e
(See scrap book)
Dec. 24, 1925. 73


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&rain, Harriet
Writes uL that she is to be operated on for stone in gall bladder
Nov. 23, 1925. 43
on Saturday.
Goes tLrough operation most successfully.
Nov. 28, 1925. 47
Visits LW in Washington.

Feb. 20, 1926.

107

We call on Mrs. Wilacn but sha is out.
Feb. 20, 1926. 107
Mrs. Wilson takes us to drive. Harriet goes to Baltimore to visit
Miss Bright.
Feb. 22, 1926. 107
Hamlin, H. P.
Reads Pa, Ma ani :4ae to Mrs. Wilson.
Jan. 13, 1926.

82

Goes to Aattapoisett to attend funeral of Mr. DeLong.
Feb. 19, 1926. 107
Sea - Harriman, Mrs. Borden
Pennington, Mrs.
Wilson
Harding, Gov. '
C.S.H. confers with, as to proposed increase in discourt rates at
Boston. Oct. 12, 1925. 22
Oct. 19, 1925. 27
C.f7.H. asks Gov. C. to talk with, as to discount rates.
Oct. 19, 1925. 27
C.S.H. attends Boston directors meeting and stockholders meeting.
Oct. 21, 1925. 28
Explains Boston rate situation to Federal Reerve Board and Open
Market Committee.
Oct. 27, 192 5. 29
Gov. H. out of town when Federal Reserve Board approves increase
in Boston diecount rates.
Nov. 6, 1925. 33
Tells C.S.H. he has spoken to Gov. Strong who strangly favors
C.S.H.'s reappointment.
Dec. 4, 1925. 54
Writes C.S.H. that the Bo4ton Herald of Jan. 4, 1926 mentions the
possibility of C.S.H. running for Governor if not reappointed.
Jan. 6, 1926. 74'


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91.

Earding, Gov. (Cont Id.)
Writes C.S.H. as to John F. Fitsgerald.'s talk with Sen. Butler
as to C. S.H. LI reappointment.
Jan. 6, 1926. 74
See - Fitzgerald, John F.
C.S.H. suggests to Gov. H. that his directors take up th3 ratter
Jan. 6, 1926. 75
with Sen. Butler.
Gov. H.'s share in the effort to cut down the Fedea 1 Reserve Banks
Jan. 17, 1926. 89
in 1915.
GoTr. H. tells Platt he is satisfied that C.S.H. will be reappointed
and tells him about Sen. Butler's talk with Fitzgerald
and speaks of action by sane of the Directors. he thinks
Feb. 15, 1926. 106
Hollis.
Attends at meeting of Open Market Comv.ittes.
Mar. 20, 1926.

124

Calls on C.S.H. Says Glass says not to mention reappointaent until
after Penna. primaries; that !Iellon was fighting for Pepper;
that, Sen. Reed (Penna.) had claimed because not represented.
on commissions, including th Fedes.1 ReE,erve Board; that
there 'las danger that Mellon might trade off the position
to help Pepper.
He said Glass., said. that Pepper was as shifty as a flea; that while
Edge agreed to stand with Glass on the McFadden') ill, Pepper
Mar. 21, 1926. 126
vas very evasive.
Gov. Harding and the directors of the Federal Reserve Bank of
Boston unanimmsly send Mr. Bowman a Class B director and
a great friend of Attorney General Sargent to ask the
Attorney General to ask Coolidge to reappoint C.S.H.
April 1, 1926. 139, 140
Gov. H. tells Bowman to tell Sargent that the Governors at their
recent conference were unanimously in favor of
April 1, 1926. 140
C.S.H. writes Gov. Harding telling him of Sen. Glass and Sen. Bruc3
ana what Sen.McLlan and Seri. Gillett told. Platt.
April 25, 1926. 171


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Harding, Governor (Cont id.)
he was at a dinner in Boston a few days
Gov. Harding tells
ago and my reappcintment was being discussed; that Mr.
Ratchesky said, "Don't pay any attention to the Boston Herald
article, Hamlin will surely be reappointed; good care will be
taken to keep him out of the campaign next ?all."
April 29, 1926. 173
Gov. Harding appears before Board and tells it of his employee at
the Cuban Agency of Havana, Chase, and the allergies of
intoxication against Dep. Gov. Campbell of the Agency of
the Atlanta Bank.
April 30, 1926. 175
Ja..es said. he wanted to abolish both agencies ana substitute the
Feaaral Resnsve Bank of New York, but Gov. Harding said Miller
woula never consent to giving New York any :Lore power.
April 30, 1926. 175
Gov. Harding said he was ready to go farther with his Agency and
put out Federa3. Reserve notes, but he left it to the Board. to
settle the question of discontinuing Boston; that when he
first dale tc Boston he had great pride in having the Agency
win ae against Atlanta, but now he was settled therm and.
would accept the decision of the Board.
April 50,1926. 176
Tells C.S.H. that as soon as he returns he will ask Wing to wire
Sen. Butler that it Vlb.s imperative that O. .H. be reappointed
at once.
April 30, 1926. 176
Tells C.F.H. that Charles Wash"otirn told, him that he had. written
Coolidge strongly urging 1.S.H. is reap:ointment.
April 30, 1926. 176
Gov. H. comes to Lee House to tea.
April 30, 1926. 176Gov. H. told. Board that Gen. Crowder, our Ambassador to Cuba,
got "full" every aay at 4 p. in. and could a,tfend to no mere
April 30, 1926. 177
business.
Gov. H. writes C.F;.9. that Curtiss had seen Ting ..A.to said it would
be useless to wire Butler, as Butler had told. him that Mellon
would control the appointment aruthat he hal in nand sane
m4ai fran Penns.; that Wing thought it was Gov. Norris, but
Gov. H. said he could not believe Norris wanted it or would
take i t.
May 7, 1926. 179


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Harding, Governer (Ccntld.)
Gov. H. tells C..H. to have Bruce see Mellon at once or after
the Penna. primary; says that Bruce hae supported manyof
Coolidge's policies.
May 7, 1926. 179
Says Mr. Bowman is here today aid will write Attorney General Sargent
asking him to 1336 Sac. ',Tenon at any time you may think
advisable. Let ma know if you wish the letter written ritht away
or not until the 18th.
May 7, 1926. 161
C.s.H. orites Gov. H. a confidential letter saying that Glass and
Bruce have each seen Mellon :Ind Coolidge and seam very hopeful.
Let everything rest until you hear from me again.
Copy of letter.
May 7, 1926. 181
Tells C.S.H. that Sen. Butler told Wing that the matter cf C.S.H.'s
reappointment had been taken out of his hands and left with
Mellon and the Preeident, - to his great relief, as he dia nct
want to disappoint Mass. Repub. politicians ncr to alienate the
many supporters of C.S.H. in Mass.
May 17, 1926. 190
Tells C.S.H. that the mention of Gov. Norris' name cane frau Gov.
Strong.
May 17, 1926. 191
Sea- Discount rates
Judson
Mrs. Burleson tells H.P.H. that Mr. Roper reminded her that Col. Hausa
at one time had been an ardent sup.,-orter of Judge Harmon for
Preeident in 1912; that she now remembered perfectly hlaring
her Pat:aer, Col. Huse, and a Mr. Ksnnison, a neighbor, talking
on her Father's piazza; that her Father favored Wilson, while
the two others favored Harmon.
Feb. 8, 1926. 104

Harriman, Mrs. Borden
Walks back with LIB from the International Club, Geneva, and stayed
with us two hours. Told, us hlr daughter was getting a divorce
from Mr. Russell.
Sept. 15, 1925. 5

Mrs.

Harriman app ,ared at the first Wednesday luncheon of the
Woman's Dsuocratic Cluh fresh from ri3urope. After lunch she


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Harriman, Mrs. Borden (Contid.)
had a conference LA. th Mrs. Snell. H.P.H., members of the
Elections CaarAttee, and with the whole He Ccx..a.ittee.
Speaking or the coming electicn of officers, she said the Club
should choose some outstanding woman for President, other
than herself.
When told of the action of the norainating comnittee in nominating
Tots. Andreas Jones for President, she suddenly flew into a
violent rage, an:i. aaid that, now that the Club was prosperin ,- ,
it had. turned around. and had "railroaded" her out of the
Presidency.
Mrs.Blair explained to her that the by-laws prohibited a President
from being elected for more than 2 terms, but all to no avail
for she replied that she had never heard of each a by-lav!!
It ,vas then read. to her but she continued in her rage.
she then claimed that the nominations had not been posted. according
to the by-laws, but she was assured that they had been and
were at. that moment on the Bulletin Board..
She said tnat, considering all she had dxne for the Club, - loaning
it $2000, - it was most extraordinary that she should have
been treated so.
She was assured that the Club would pay tin* all interest due and
for the future.
She claimed. the Dem. Natl. Comittee had guaranteed this amount, but
they told her it as not so.
She said that ilre.Jones as President would 33 ridiculous, that
she could not speak or preside %yell.
She asked who were nominated for Vice Preaidents az d. when told, they
were Ars. Helm and Mrs. Hubbard, she said, "!ily God: what a
elate!"
She said she should have been consulted by cable. They said they
had tried to get in touch with her, that no one, - not even the
maid in her house, - knew when she would return, and that the
expense of cabling made it impossible.


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OIL

Harriman, Mrs. Borden (C ont id.)
She said. that rs. Houston Thanpson or H.P.H. cud. h_ve been fit
for President, but they explained that they could not serve
because of 1-,he o:icial position of their hus'oan.
She made a ludicr clue exhtbit ton of herself.
Jun. 13, 1926.

62, 83, 64

Harrison, George
Canes b4forn Mani with Gov. Strong to ask authority to buy 5
millions of bill = from #dhe Bank of Belgium.
Nov. 25, 1925. 44
Board approves increase in salary cf, to $30,CY-)0.
Dec. 15, .1925. 63
Tells Gov. C. that the Open Markty; Committee contests, he power
of the Board. to forbid open market operations,and that if
in any specific case, the Board. refused to grant it, the
Federal Reuirve Bank of Ye': York •Nould go ahead in spite of
the Board.
Mar. 29, 1926. 136
Asks Gov. C . if he can approach .1r. Warren of our Research division
and offer him a salary of t6000 to go to the foreig;n division
of the Fedri1 Reserve Bank of New York; said. Dr. Stewart
would give him e.;8000.
Gov. C. sail hi might speak to Warren.
April 19, 1926.

163

Comas to C.S.H. at Les House and •explains the situation.
April 19, 1926. 164
Draws up a formal application for authority to eruploy Warren.
April 20, 1926. 164
Tells
Warren will go to Dr. Stewart if not to Federal
Reserve Bank of New York at $8000.
April 2 , 1926. 164
Bo Axed approves appli: ati on.
Vote:
Aye - Gov. C., Platt, C. H.
No - Miller, James
April 21, 1926. 165
Havana
see - Cuban Agency


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Heath, Federal Reserve Agent. 147
See - Federal Reserve Bank, Chta. ro
Olsen
Helm, Adm.
We dine Ni th tamiral and Mrs. Helm.
Present:
Mrs. Wilson, Mr. Bolling, and Judge Moore, a
Virginia Congressman.
Jan. 5, 1q26. 75
Her son
Leaves fcr Havana. with James and. Wyat t.
May 2, 1926. 177
Hich-oorn, Mr.
Mr. Hichborn, a bank President fro% Augusta, Ilsine, (2115d and. said
he had been asked if he would like to be appointed, to my
position; that he replied that he regarded the ..,dosi ti on as
one of the highest in the ccuntry but that no power on earth
could induce him to stand in my way and that I surely ought
to be reappointed, and. that he .vculci ao all in his power
to help Me.
I asked him if the Maine Senators werr$ friendly and he said, "I
have reason to believe they are," meaning, I think that he
had made thalt, so.
Max 19, 1926. 192
Hill, David Jayne
C.S.H. lunches with, anci prepares list of candidates for trustees
of the Carnes-5.e Foundation, Feb. 15, 1926. 106
Hollis, Mr. A.
Platt says Harding says that, is interested in my reappointment.
Feb. 15, 1926. 106
Honorary legress, Wilson
Mrs. Wilson said Oxford offered Wilson an honcrary degree while he
was in Paris; that Mr. Wilson always said he would appreciate
a degree from Oxford more than from any other University,
but that the Oxford rule was that the recipient must be present
in person, and that ac he could not then leave Paris, he
could not acapt it.
Feb. 25, 1926. 106
Hoover, Sac.
Gov. C. says Miller is acting stth Hoover in trying to embarrass the
Board; that sec. Mellon also felt this and was very indignant
at Hoover who had criticised the Board to tau as to open market
policy.
C.S.H. believes Miller is intriguing with Hoover. (See Vol. X, p.66)
.
Dec. 22, 1925. 69


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Hoover, Sec. (Ccnt'd.)
Miller offends Gcv. Norman by his talk
Watch he evidently got from Hoover.

out rubber export ciuties
Jan. 4, 1926. 73

Gov. C. says Sen.Lenroot has sent hire a second letter on Federal
Res 3r ve aid. to speculation which states almost exactly the
discussion of tee Board over his first 1 ,tter; the.t it is
evident to hire that some one in the Board had supplied the
informat on to Lenroot and he believes Miller "leaked" to Hoover
who prompted. this letter.
Jan. 4, 1926. 74
Winston tells C..11. he is satisfied that !:11erand. Hoover were
working together and. had egged on Sen.Lenroot to '.rite the two
letters to the Boa:-d as they contained agreements h3 could not
Jan. 9, 1926. 79
have used without help.
C.;1.H. tells Sec. Mellon he fears there is a pips line runr ing
from ow% Board and he said. grimly, "I kncw it and. feel sure we
have the same persons in mind at each end cf the line," meaning
Mar. 11, 1926. 122, 123
Miller aid. Hoover.
Miller saici he had informtion that the whole trouble in New York
arc se from the fact that certain banks vv re load.ro up with new
issues of securities which they could not place.
Gov. C. asked ',Tiller W110 his informant was (m3aning Hoover), but
he declined to reveal the source.
Gov. C. said he should ple.ce no importance on information the
source of •Ailich Miller riedlined to reveal.
Mar. 25, 1926. 133
Winston tells Gov. C. that he knew perfectly that Hoover was
rid that he had proved. that Hoover :-ot
cicminating
information fraD 111.113r as to Board acticn, tl.at See. Mellon
was much disturbed as to this.
Mar. 26, 1926. 134
Houghton, gab.
Sir Maurice Low t3118 us that the State Dept. notified some 40
newspaper correspondents that there would. be an iliportant
conference at the Dept. that afternoon at 4 p.m.; that they met
Hcrueiton there who told them he had some remarks to make but
that he must not be 4.1.oted in the first pert:on; that ei.terwards
he would be glad to answer qiieetions, - on the sane understanding.
Mar. 29, 1926. 137


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House, Col. (Contld.)
Mrs. Burleston tells H.P.H. that Mr. Baker reminded her that Co. 9 ouse
at one tire was an ardent supporter of Gov. Harmon for
President Ln 1912. She said she now remembered pert ntly
hearing her Father, Mr. Kenison, a neighbor, 4nd Col. House
one day talking on her Father's piazza; that his Father was
urging Wilson as the logical candidate while House and Keniscn
backed Gov. Harmon.
She also said that Bryan's friendship for Col. House arose through
Col. House' u cousins, the Moody' s, who were great friends of
Feb. 8, 1926. 104
Bryan.
Col. House in this morning's Washington Post Baia McAdoo wanted C.S.H.
for the Federal Reserve Board but that Wilson sal..1, "I prefer
Olney and it happens that I am President"; that later, on
Olney's refusal, C.'3.H. was appointed in aceordance with
McAdoo's wishae.
The truth is that Olney urged Wilson, through TiOUS4, and I think also
by le;ter, to appoint C.'). H. ana House strongly recommended him
to Wilson.
Feb. 9, 1926. 105

c.s.n.

calling up Mrs. Wilson, incidentally spoke of the House 1cok,
and Mrs. Wilson said Col. House was apparently an ass.
Feb. 19, 1926. 107

Charles Warren tells C.f-% H. that Mrs. Wilson had greOsly injured
Mr. Wilson by refusing permissicn to Col. House to publish
Wilson's letters. C.S.H. vigorously disagreed.
Mar. 4, 1926. 110
Newton Baker tolls C.S.H. he is shocked at House's bock.
Mar. 7, 1926. 111
Sen. Glase tolls C.2.H. he hae been reading House's hook and had
noticed, on page 166, that David Lawrence 4ae.ed House to
let him tel.) the public a-)aut his activities in "making the
bill" (Federal Reserve Act), but that "Col. House was obdurate
in his insistence on silence"; that he had just written
Lawrence asking him to be good enough to let him (Glass) know
just hat Col. House had ions in "making the bill,"
April 3, 1926. 141


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99.

House, Col. (Cont Id.)
Sen. Elril Mrs. Glass called.

He was very bitter abrut House's book.

C.S.H. tells him of the foot note on page 50 sta,ting that Wilson
ultimately accepted. House's arguraents for centralized control
of banking which materialized in the Federal Reserve Boa,rd.
Glass said the 3a,rliest draft of the Federal Reserve Act contained
no provision f cr a Federal Reserve Board; that he visited
Wilson at Princeton on Dec. 26, 192, the day after Christmas,
and that they then agreed to create a Federal Reserve Board;
that at that time House did. not know Wilson at all intimately
grid could not have suggested to him the creation of a
Federal Reserve Board at that time.
April 4, 1926. 14E, 149
The first entry in House's book showing my talk •r:ith Wilson
on the Federal Re'ierve Act was on Jan. 8, 1913, t4t which,
House says, Wilson agreed to put him in touch with Glass,
Chairman of the Banking and Currency Can itee, and. "I art
to work out a measure which is to be submitted to them."
At this date, Jan. 8, 1913, :"Ir. Wilson had already approved the
draft and its provision for a Federal Reserve Board. (Dec.
26, 1912.)
House records, - page 161 - that he talked with Glass cn Mar. 24,
1913, and, "I urged him not to allow the Senate Committee
to change what we bari aiTeed upcn in any of its essential
feature:)."
House must have hai in mind the sezond draft, which Willis was
ccmpleting about Jan. 15, 1923, after hearings before Glass's
caumittee, or a thin:1 draft prepared during March, kril snd.
May, 1913, on sug-,eaticns of :.loAdoo, which were finally
rejected, a fourth draft was also made to carry out Bryan's
suggastions.
In all of these drafts, a Federal Reserve Board was proviisi for.
If House persuaded Wilson to a:!cept a centralized Fed.eral
Reserve
Board, it must have been before December 26, 1913 and
there
is no entry in the book as early as this.
April 4, 1926. 149, 150
Glass said House later was E:iven an abstract of the
proposed
Federal Rese-ve Act an still later a copy of the
revised
draft the day before he sailed for Europe; that he
showed
this draft to Warburg
o wrote from Switzerland. attacking it.
April 4, 1926. 150


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100

Huse, Col. (Contid.)
C.S.H. writes Glass quoting from p. 171 of House's book to the effect
that the original Federal Reserve Board. ‘rgist appointed without
regard to politics, nt that it consisted of 2 Democrats, 2
Republicans, and one Independent.
April 13, 1926. 158
Houston, F. L.
Mrs. Wilson tells C.S.H. •hat when in New York on Dec. 2E, 1925, she
met Houston at the Norman Davis' s; that she told him she had heard
that he was about to publish
Bock of P.sminiscences; that she
had wade up her mind. also to tell him th;-.:.t she was not yvilling
to have :dr. Wilson' 3 private correspondence published; that he
said that although he hw. written a book, he had no present
intention of publishing it; that that \v.:a a question not co be
decided in the near future.
She s aid he was so eraphatic about it that she said nothing ,abcut
Mr. Wilson's letters.
She said th'it when she returned to Washington she was show Doubleday
Paoe 8.: Co's official announcement of publication of the book,
dated Dec. 15, 1925; that she then ,vrote Houston that his
unetraivocal rtenial to her of any purpose of publishing the brc.t.k
in the near future made it seem to her unnecessary to her to
speak to hilia r.t the tirie of her wish as to Mr. Wilson's corresdenne; that the an:- ouncement of Doubleday,Page & Co. of the
ira-,Aciiate publication of the book made it necessary for her to
let him know her views, - which she proceeded to do.
She told C.S.H. she showed
showed signs of anger
it 'valid thus be Liore
advice and. revised it

this letter to Judge Covington wl.o said it
and advised her to soften it somewhat as
forcible; that she thereupon took his
and sent it.
Jan. 13, 1926. 84, 65

Mrs. Wilson than showed C.1.H. Houston's reply, - a typewritten letter,
very evasive and nit candid.
He ztated that the only private letter from Mr. Wilson published in his
brook was Mr. Wilson's reply to his letter written just before the
expiration of hi,.3 term of office, - evidently printed for
purposes of self glorification.
Mrs. Wilson foals that Houston deliberately e4tterrpted to deceive
her as
to when his book was to be published, and C.S.H. feels he did.
this
so that she would not forbid the use of Mr. Wilson's letters.
Jfrta. 13, l26. 85


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Ilouston, F. D. (Contici.)
Mrs. Wilson also said. that Houston would not ccme to the dinner of
Dec. 28, 1925, pleading another eriga.gement. It seetis he had
accepted a private dinner to Paderawski for that ev -ining;
that Paderewski in fAct came also to the Wilson dinner; that
Norman Davis begged him to come, saying he owed all he had
in the world to Wilson, but that he coul4 not mcve
Jan. 13, 1926. 85, 86.
World's Work contains first installment of Houston's
Jan. 22, 1926. 94
Hudson, Manley
saz,t3

cuk.

accd-bye to. Geneva.
Sept. 17, 1925. 7

Hungary
Gov. Norman hopes Hungary 1%111 soon Five up a centro
lled, gold. standard.
and adopt a real gold. stand arct.
Dac.31, 1925. 72
Hurley
Richard Olney tells C.S.H. that, favors very
liberal s.!_ebt settlements.
Nov. 7, 1925. 34
Hurst, Sir Cecil
We meat, an Lady Hurst at dinner with Sir Herbe
rt and. Lady Ames at
Geneva.
Sept. 15, 1925. 6
Dr. Shotwell
a very bitter towards Sir Cecil
Hurst because of his
opposition to present zonsideration of disarl
aac.ent plans.
Sept. 17, 125. 8

Insolvency
See - McFadden
International Club, Geneva
Dr. Ruffin lurnhes ilith Mrs. Wilson at.
Sept. 12, 1945.

1

Attend lunch at, to /liar a representative
of Irish Free State speak.
Sept. 14, 1925. 5
Attend. lunch at, to IT! .3r Mr. Chu speak.
Sept. 15, 1925. 5
Attend lunch at, to }liar an Italian Senat
or speak.
Sept. 16, 1925. 6


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Federal Reserve Bank of St. Louis

102.

International Club, Geneva (Cont
Sent

)

Mr.

Rhoades a check for $25.00 as contribution to expense of the
lunches at.
Sept. 17, 1925. 7

C.S.H. sends Presiient Coolid.ce an alIstract of remarls of Lord Cecil
and Austin Chamberlain bn the World. Court, on Sept. 7, 1925, at
the Club.
Nov. 25, 1925.
43
International Commerce Comission
Gov. Harding testifies before.
Intarnationa law, Codification of.
See - Carnegie Board

May 18, 1926. 191
159

Irish Free State
Attend lunch at Internaticnal Club to hear a representative of.
sept. 14, 19a;. 5
Ishii, Viscount
Gives a quiet dinner to us at the Hotel Metropole, the guests being
the members of his commission, Dr. Gulick, a Missicnary, and
Miss Scidmore. Viscountess Ishii came in iron. the country to
the dinnex.
Sept. 12, 1925. 1
Tells

He

that when he came to the U.S. on the Japanese Cor.r.issi on
in 1917, he told Lansing ,i)out the secret Shantung treaty between
Japan, Great Britain at ale; that he believed. Lansing never told.
President Wilson.
Sept. 22, 1925. 1, 2.

also ..aid that when he came to the U.S. as Am'oassador, in 1918,
he had. a talk with Lansing s to send Ina a Japanese financial
adviser to China; that Lansing fully e.pprove this; that after he
had been ,v2pointed, Lansing objected. by cfiblty fror. Paris,
insisting
on the appointment of an kiarimn; that he went to Frank. Polk
and thawed. Um his notes of his talk with Lansing; that Lansing
denied any recollection of any such conversal. on; that he then
asked to be relieved as Ambassador, as he felt he never again
could have any intercours•e with Lansing; that later, hit friend
Dr. Tensler, a cousin of :ire. Wilson, wrote Mrs. Wilson fully
about the matter, nnd that she told it to President Wilson.
Sept. 12, 3925. 1, 2.

We both told. Ishii that Lansing, at that time was
severely ill with
diabetes, and we believe it had affected his mind.,
- as'vas
shown by his book which conclusively F.roved his disloya
lty to
Wilson.
Sept. 12, 1925. 2


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103.

Ishii, Viscount (Contid.)
told Ishii he thought Lansing's evident hatred of Jaran
carze through his father-in-law, Gan. Foster.
ed. vvith the
C.S.H. told Ishii hop: Denison, an American connect
Foster had.
Gen.
that
told.
Japanese Foreign Office,
for
Japan,
in
,ten
,
Thoeror
asked an auaience with the
very
-/as
and
party,
whole
himself,rs. Foster, and his
d
indignant when told th3.t his request could not be complie
with.
C.S.H. reminds Ishii that Foster hz-td acted as Counsel for the
Sept. 12, 1925. 2, 3
Chinese Governraent.
and he
We told Ishii .se -L shed to sea the L. of N. Treaty '.;cok
us.
to
it
said Dr. Nit obe would show
Sept. 12; 1925. 3
We cull on Viscountese Ishii.

Sept. 16, 1925. 6

While lunching with Brackenridge Long at the :letropolitan Club,
C.S.H. referred casually to Ishii and Long balci he feared
Ishii did not like him. He then explained abou.t o'43cting
to the ar7ointment of a Jar:Anese firancial agent in China
in 1919.
He sail th.t *Japan had loaned large sums to China and that the
- oranissicner ought
State Department felt that a JapaneLe :
called to express
Ishii
later
that
not to be sent to China;
lly t(ld him
origina
Lansing
as
protest
the
ci9ep regret at
the attention
milled
then
he
that
on;
that he had no objecti
shcwing to
ago,
year
a
subject
this
on
of Ishii to a talk
e
Japanes
a
d
to
objecte
he
that
Ishii his notes showing
red
this
remembe
he
said
Ishii
financial adviser; that
perfectly but that, a week later, he tailed. with Lansing
who agreed. to the appointment; that later Ishii showed him
his despatches to his Govt., lased cn his talk with Long,
which, Long said, correctly reproduced their talk; that Ishii
then showed him ant read him his despatch to his Govt.,
him, with relation to his talk
following his talk
with Lansing, stating that Lansing had agreed to the appointment; that Lansing ',Nail then in Paris (1919); that he looked
up Lansing's diary of acpointreents for that period but found
no entry on the slate at which Ishii said he had the talk with
Lansing; that he cabled Lansing vtio re-lied that he had.
no recollection of Lily such talk, but that1 in any lv.tnt,
conditions had now radical ly chamed.
Long said this latter statement troubled him and C.3.H. believes
Long feels that Lansing must have said. vnat Ishii alleged.
Nov. 18, 1925. 38, 39.


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104.

Ishii, Viscount (Contid.)
C.C.H. writes Ishii deploring the f,ct that the L. of N. hg-s cut
awn its Library buo.get bC that Ass Wilson hue ha1 to
discharge owl of her best employees.
April 16, 126. 160
See - Carnegie Board.
Italy 34
See - Olney, Richard

-J-

Jame, George R.
Says that if Roston increases its disccunt rate, Atlanta also
would -4,..ent to inareaari - that Wellborn had alriady suggested
an increaae, - and. the movement might spread o'er the whole
country, thus depressing the price of cotton, wheat, and other
etaples; that these staples were too high and must soon break,
but if such a break were to follow a rate increase, it ,vculd
be claimed that the Federal Reserve banks hart deflated the
farmers .ag-iin as in 1920.
Oct. 16, 1925.
25
C.S.H. tells Gov. Harding of James statement.
Gov. H. said. Atlanta lould. be foolish for it might injure the movement and price of cotton.
Oct. 19, 1925. 27
James agrees to plan of rate increases at Boston, Phila. ani
Cleviland before any incre'Ase at N. Y.
Oct. 27,1923. 30
Gov. Strong tells Platt and C.S.H. that he felt keenly tr...? Ltck of
courtesy ana attacks of certain zatbers of the Board (meaning
Jaraes Lima Miller).
Oct. 28, 1925. 30
See - Miller
Strong
James moves to taLe frrIm the
of discount rates.

table the Boston petit Jai for irc rease
Nov. 6, 1925. 31

Votes against Cunningham mction to put in a 4 Eats at N. Y.
Nov. 6, 1925. 32


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Federal Reserve Bank of St. Louis

105.

James, George R. (Cont
Movs to tal:e off the table and approve the Bostcn ttprlirsaticn
to increase from 31 to 45.
Passed, Cunningham alone votirc No.
Nov. 6, 1925. 32
Agrees with CJ .II. that the rate should be made effective at close
of business today.
Nov. 6, 1925. 33
39F1

Discount rates

Votes against Miller motion that 50 millions of Govt. securities
should be sold at once by the Open Market Committal), said
sun to include the 39 millions matnring Dec. 15.
Lost by tie vote.
Nov. 23, 1925. 42
Insists on hLving record of last meeting read vtich showed that
Miller claimed that 100 nillicns of Govt. securities clould
ba B old but confined his motion to 50.
Dec. 1, 1925. 4E,
Votes to
prove 01-,en Market Comtlittes plan to replace the 38
millions of Govt. securities vi.ich mature Dec. 15.
Dec. 3, 1925. 50
Tells Fed3ra.1 Reserve Agent Perrin that tt...,1 feeling in the Board
is so strong against him that he cu ht to resign. amid that
he spoke persvnally and note for the Board.
Dec. 3, 1925. 51, 52
feels Jar.' and :filler Is action was
effect calling for Perr in s resignation
the Board and will put a protest in the
time.
Dec. 3, 1925.

extretorciinary, in
vithout uthcrity frcm
record at the proper
52

and Plat t, - Committee on examinatims, suggest that Board.
direct Coui.d.t tee to consider extending the area of contiguous
territory to take in Burlingame grid Palo Alto.
Dec. 8, 92b. 59

Jame '3

Votes against permitting Mercantile Trust Co. of San Francisco to
operate banks its subsidiary hey_ purchased in Burlinceme and
Palo Alto.
Dee. 6, 1925. 62
Did not vote on ractim, Iv reduce sugg , teci salary of
Manager of Buffalo branch to $15,000.
Dec, 15, 1925. 63

18,C00 for


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Federal Reserve Bank of St. Louis

105.

James, George R. (Cont 'd.)
Moves to tal:e off the table and approve the Bostcn aprlinaticri
to increase from 3i to 4%.
Passed, Cunningham alone votine No.
Nov. 6, 1925. 32
Agrees with c,J .II. that the rate should be made effective at close
of business today.
Nov. 6, 1925. 33
9R -

Discount rates

Votes against !tiller motion that 50 millicns of Govt. securities
shoula be sold at once by the Open Market Connittep, said
min to include the 39 millions maturing Dec. 15.
Lost by tie vote.
Nov. 23, 1925. 42
Insists on having record. of last meeting read vtich showed
that
Miller claimed. that 100 millicns of Govt. securities shou.ld
F)3 sold but confined his motion to 50.
Dec. 1, 1925. 4E
Votes to approve Open :,larket Comuittes plan to replace
the 38
millions of Govt. securities elti.ich mature Dec. 15,
Dec. 3, 1925. 50
Tells Federal Reserve Agent Perrin that ti-.1 feeling in the Board
is so strong against him that he ouL ht to resign. ;13,id that
he spoke persynally acad note for the Board.
Dec. 3, 1925. 51, 52
feels Jame.,
, and. Miller's action was extraordinary, in
effect calling for Parr in s resignation
hout :,,uthcrity from
the Board ana will put a protest in the record at the
proper
time.
Dec. 3, 1925. 52
Jame 9 and Plat t, - Caumittee on examina ti cn s, sugE Et
that Board
direct Cot; Lit tee to ccnaider extending the area of contigu
ous
territory to take in Burlingame and Palo Alto.
Tile. 8, 2925. 59
Votes against permitting Mercantile Trust Co. of San
Francisco to
operate banks its subsidiary
-purchased in Burlingame and
Palo Alto.
Den. 6, 1925. 62
Did not vote on Notion t reduce sugg,ti-ted salary of
t16,C00 for
Manager of Buffalo branch to $15,000.
Dec, 15, 1925. 63


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Federal Reserve Bank of St. Louis

106.

James, George R. (CentId.)
Vcted to permit Open Market Canc.littee to 'buy 15 or 20 millions
of (;ovt. 3curttis.
Dec. 22, 1925. 68
Thinks Miller is not loyal to Board..
Dec. 22, 1925.

69

Votes against Miller .,otion to favor an amend.::lent sbb Federal
Reservo Act abolishing member banks 15-day collateral notes.
Jan. 6, 1926. 78
Jan.13, 1926. 80
Votes in favor of aniencling Fecilral Reserve Act to perr.it mmber
banks collateral notes secured by eligible paper (bit not
by Govt. s,curities) up to 90 days.
Jan. 13, 1q26. 81
Voted ai- ainst permitting Fedem.1 Reserve Agen'. Jay to give out
hi a fi gure s of et ock .33tchange 1 oans a t orr e.
Fe). 6, 1926. 99
Votes in favor of requiring Federal Reserve banks to rerort for
aprroval by Boart all sins paid to ccunsel for collecting
Feb. 9, 1926. 106
claims,'.3tc.
•

Votes a,ainst condition moved. by C-.S.H. to motion to allow Open
Market ComrAttee to increase the Syst
purchases of Govt.
securities up to CO3
millions, prior to April 15, 1926. C.`,.}1."..1
condition was that Board might revoke its consent at any time.
Mar. 24, lci26. 12s!
Movee, to approve such purchase, without C. H. s cond.iti cn.
Mar. 24, 1926. 129
'Aar. 25, 1926. 133
Says if Boarci has not pow3r to forbid Open Market purcha cos We
should go to Congress which would vickly eivs it to us.
Mar. 29, 1926. 135, 136
Voted against allowing Valley Bank of Fresno to take over and.
operate Lt3 a branch a bank in Prescott, Calif., 50 miles away,
altho Board oridnally imposod no condition on Valley Bank not
to establish brancher without its consent,
all aareed no
injury 1,as caused bythis change in assets of th3 Valley Bank.
April 6, 1926. 146


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10'1.

Jamee, C-eorbe h. (Contid..)
Voted against approving apr( intment of
Secretary of Federal Resent-, Bank
ha admitted that our Board 'Acts in
approved this a par a.o.
April 6,

Olsen as Assistant
of . Chicago, .:though
a hole frcui having
1926. 147

Voteci to inform Fed. x.a.1 Reserve Bank of ChidaEo that to take a
s-"cretary cr Assistant Secretary from the operating, ail of
the bank was against the established policy of the Board., rd that
the appointicont was s•uspended, althol]gh 6 out of the 12 7eclora1
Re3erve Banks ha'i Secretaries taken from the oper,-,ting
April 6; 1926. 148
Voted to strike out the susper.ston clause of above 1*:ving in merely
tha declaraticn of the ioa.rd..
April 8, 1926. 152
Says he will vote azainst ,-zny sal Ary fixed by Fed.ers1 Re ,
- erv3 Bank
of /19w York for Warren, formerly of our Research Bureau, over
the $4,000 he got fro a us.
April 19, 1926. 164
Votes _Igainst approving gale.ry of $6000 for Warren, submitted by
Fectlral Reserve Bank of New York.
April 21, 1926. 165
Boara decides to send JLACM13, to Havana to investiate chz.irCeS of
thtohicat ion tigz-Lin et Deputy Gov e rnc r Campbell, etc.
April 50, 1926. 175
Says both 3
- ostcn and Atlanta should be dizcontiniied anci that the
Cuban Agency should. be given to Feder. Re:-,ervH Bank of New
York.
April 30, 1926. 176
Starts for Havana, with Herscn hrid Wyatt.
May 2, 1 926. 177
C.S.H. tells Comptroller of Janes plan to ciifcontinue th,
. Cuban
Agency 0 . Fecie -al Re .irve Bank of Bostcn.
May 17, 1926. 189
Board meets to consider 0-atlas's report Crl Cuban AEency scandal.
Mr 20, 1926. 193
•Tainst
mctien te temporartly table the fir et
part of re-,ort, - that -Deputy Governor Campbell be eliminated
from Fed 3ral R99 =TIM S.7st ern.
!lay 20, 1926. 193

jarrigi:; VO t1:3


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108.

James, George R. (Cont'd..)
Votes in favor of C omptroller a motion that Caupb ell oh ould ce
eliminated froul the Federal Reserve Syztem.
May2O, 1926. 193
Votes for investigation of conduct of McCrary, a director of the
loederal Reserve Bunk of Atlanta, ., vhc went on the trip to
Havana.
My 20, 1926. 193
Voted. in favor of C.S.H. motion that ZA, report be Callad for fro:..
the Federal Rezve Bunk of Atlanta in comection with thmc veui ant of lurrency tc the Tluvana Agency on April 10, 1926,
incluting all instructions L4.vren to the party which uccompanial
the currency Ehi:Lients and including theccndUct . of the members
of the party.
May 20, 192o. 193, 194
Moved and passed unanimously that Ir. Jones' ociarmnicate the
foregoing :.ction of the Board to. the Atlanta :lank and to th=
inciividual s concerned. •
May 2C, 1926. 194
Bitterly disagrees with C.S.H.'s sttaMent that it wculd not be
proper to .reove an officIr wit cut first Eiving to the
Federal Re3erve bank the op, orturaty to investigate and ;port
proper attion, Axil then, if the Atlanta Board gave an uneatisfactory report, the Federal Reserve Board coul& take such
action as the facts warranted.
May 2C, 1926. 194
said. Cunpbell was an inefficient man, anyway,
knowledge of barLing.

Jarlf3B

nd had little

C.S.H. said that even if thts were so, he ',us entitled to a hearing
on this specific charge.
May 20, 1926. 194
The Board voted. the above resolutions in order that James could.
quie tly say to Campbell, that if he wished
heartng 1.3 could
have one by the Atlanta bank, and.,later,by the Boara. Most of
the Board believed he would quietly resign to avoid public
scandal.
May 20, 1926. 194, 195
James alao wanted. the Board .3.t once to rerhove director McCrary.
C..6.H. pointed out that the only evidence in James's report
las
that McCrary •,..,as one cf the party v±ich ,ient to 'Havana, And
that
that hardly offered 1.1 greund for r oval. A marjorityl and.
probably all of the Board except James, agreed. with C. S.
H.
J6C191.1 claimea that the ca•-.1re fact of his going on the party
justified. his removal.


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James, George R. (Conted.)
C.S.H. p
- ointed out that he may have been directed to go'
-)y the
Federal Reservn
and that we should take evidence before
acting.
May 20, 1926. 19)
J

also insisted that the Board should r.tifUOVI Gov. We ?born on
the ground of &roes intoxicatim recently h:t a rublicainner
in the Atlanta District, und later in a private house. The
Board J11 felt this was a matter which should. 'le cont,id-rect
entirely apart from this particular investi,:ation.

1d

JarAs said. Gov. Wellborn, anyv ay, was grossly izacot petent.
31 :1.3, 20, 1926. 195
Cunningham asked Jar.les why, if Gov. Wellborn was grossly incompetent,
did the Board increase his salary to $25,0007
Jarnes

aid.

this was kiiv3n to the office, -and not to the man.

Cunningham sail that, apart from evidence as to intoxication which
might -)e offered, he should vote to retain Gov. Wellborn, as
he considered him as casp)tent as the average Governor.
May 20, 1926. 195, 196
The Boarci then consiier.31 the second proposition in James' report, to abolish the Cuban Ii.:7ency of Bo:itcn. C.S.H. said he would
like tire tc study this, that he believed Boston should keep its
present status so:riewhat enlarged, Lio that it could prt out a
-;ertain prori- orticn of its own notes.
May ".:0, 1926: 197
See - Cuban A, ency
‘:.S.H. told J-thes there las no special urgency.
Jaz-hies saia there vs urgency tis ther,
ct rumor in Cuba that the
3oara 1%tis going to ,
&bolish both agencies and. pull out of Havana,
wLch 6,a• eatly worried. car banks in Cuba.
C.S.H. told James
woula glaaly vote tc send a lettex at once to
these banks that the Board ha.). nev r even considered. pulling ovt
of Havana but had under consideration plans for
ti,e
agencies (lore efficient.
Jay 20, 1926. 196
Jarhes insisted that we should first tentatively ?.prrov3 his plan of
abolishing Boston ...nd of perfectinr Atlanta and. h..e.
a haring
4*, which the officers of the National Citr Bank' a branch in Cuba
should he asl- eci to express their views.


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no.

James, George R. (Cont'd.)
In reply to a question frora th3 Contro1ler, James fina- ly
Admitted that all the batiks, includinE, th3 Fed3ral Re3rve
said
Bank af Boston, were entitled to a
the
plan,
Jam
-al
approving
that lefore even tentatively
Secretary of the Treazury should b 3 given 4.,n opi- or tunity to
study it.
d uaid i the Board. did not now
Jt1M-315 then got very Made
tantativai.y approve his plan, he was through and would not
even go to Atlanta (n the matter of the Campbell charges.
He acted like a spoiled chili. He did agree, finally, that
nti tied to study the plan befor3 e.cting on it.
Sic. Mell on wa
The Board th3n adjourned until .4f t ernoon.
Canninghera said he would. quiet James, ,,nd the Comptroller said.
kne,v the whole situation and would also
Sec.
May 20, 1926. 197
h3 had reason to believe that the
In the afternoon, Gov. C.
its views and. did not now favor
had
changed
Depart:aent
3tate
in
Cuba.
continuing
our
Miller :loved. that the Baird write the State Dept. for its ,rilwa.
C.S.H. objected to going over the head of Sec. :lel] cn.
'2.1ellon arid
C.i.1.1. moved tbat Gov. C., Jr.cia, and. !Iiller eme
This was
views.
s
Department'
State
the
ascertain
to
ask him
-1°
lc
1926.
20,
.
May
unanimously
carried
C. insisted that th3 Board fir.t cprove a litter to Sec.
Mellon :,.tnd the Cari ttee was directed to r -port a letter to
May 2(`, 1926. 19cthe Board.

G07.

Jarooes,
Cunl-ingham moved that the Atlanta Co mitt."objected..
C.2.}I.
matter.
Campbell
th
go to Atlanta on
May 20, 1926. 199
See - Cuban Agerny
aeyeed that C.S.11.ts reasons for not going to Atlarta were
!lay 0, 1926. 199
sound.
James bitterly attacked Director McCrary. He said that SQ1.1 years
ago h3 used his position as a Federal Reserve lank Dir actor
request
to coerce member banks into buyin6 bonds from ILL.,

1


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James, George R. (Cent la.)
which the banks dia net dare to refuse; that the matter PAas
referred to the Attorney General's office and investieated
by an Assistant who reported that after careful investigaticn,
altho satisfied the charge was true, he could not find
sufficient evidence to convict him.
May 20, 1926. 199
Japan
See

Ishii

Japanese Csa.J411.1;uion
- Ishii
Japanese Financial Adviser
See - Ishii

38

Japanese ?oraign Office
See - IdKU
Jr1ine, Sec. of Agriculture
Att Inds lunch given by C.S.H., at CosLcs Club, to Louis J. Taber,
Master of the National Grange.
Jan. 23, 1926. 94
Jay, Pierre, Feasral Reserve Ai:ant, N. Y.
Board approves increase of salary to .1;30,000.
Dec. 15, 1925.

63

Bc.ard refuses to permit, to give out at once in Nev vork 1-4
.is
fi gur ts on stock ixchange 1 oans, but decid
that 1. t must be
given out by the Boz-...rci later, - when it Naild ie a week
old..
The stock exchanc3 is to hive out its figures tcxaorrcw
ani the
Feleral Reserve Bank of New York had anncu.nced, through
ecale
misuncte-rstanding of the Board' a atti 421d , that it wo-ild lo
the same. ,
anci Platt believed and voted that we should not hold back
this information.
Feb. 6, 1926. 98, 99
Gov. C. has Boum letter to Ja,y reaa to effect that ti prop-r
way to "ring up a matter "oef ore the Federal Reser,
e Board is
to Iddress the Governor.
APril 20, 1926. 165
Johnecn, Evangeline
Mrs. Wilson invites us to ainner and says :ass Jchnson
d. Miss
Baruch are to rive a dinner t t1-. International Club
to the
Americans worl:ine in the L. of N.
Sept. 16, 1925. 6


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Johnson, Evangeline Omit Id.)
We dine with Mrs. Wiles, Miss Johnson and Miss Baruch not being
present.
Sept. 17, 1925. 9
Mrs. Wilma,' tells us the statement in the papers that Miss Johnson
Is to marry Leopold Stokowski, leader of the Phila. Orchestra
is true; that Miss Johnson wants her to come to the wedding,
but she felt it might make her too conspicuous, although a
supposedly quiet wedding, end decided not to attend.
We felt she did not approve the-marriage although she did. not say
Jan. 10, 1926. 80
so in so many words.
Johnson, Robert Underwood.
Present at • seance in New York at which Annals name was mentioned.
Dec. 5, 1925. 55, 56
See - Arnold, We.
Jones, Dr. Dan 21
See - Joslin, Dr.
Jones, Jessie
C.S.H., in a committee with David Jayne Hill, reports the name of,
for a vacancy in the Carnegie Board.
Feb. 15, 1926. 106
Jones was not elected.

April 16, 1926. 159

Jones, Sen. Andreas
We take supper with.
He said. Sen. Butler entered the Senate thinking he was the leader
by virtue of his position as Chairman of the Rep. National
Camnittee; that he calmly picked ant Sen. Smoot's seat for
his own, but that he soon learned his place.
Dec. 20, 1925. 64
He said. Sen. Pepper had already lost all the reputation he had. What
Dec. 20, 1925. 64
he entered the Senate.
He said that when Dr. Miller was nctminated by Wilson for the Federal
Reserve Board, he asked Sec. Lane as to Miller's politics, who
replied that he was an independent, not even intimating that
he was a Democrat, which son. Jones believes he most decidedly
Dec. 20, 1925. 70
was pol.


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113.

•
Joslin, Dr. Elliot P.
C.S.H., suffering fran neuritis and sane indigestion, called up
Dr. Joann frau liattapoisett ard Dr. J. asked him to come up
tanorrow to the Deacness Hospital, Longwood, prepared to stay
for a thorough examination.
Oct. 4, 194. 19
C.S.H. meets Dr. Joann at Deaconess Hospital, at 10 a.m.,went at
once to bed and was thoroughly examined, blood tests, urine
analysis, heart, etc. etc.
Later C.S.H. went dove to the X-ray rocas and Dr. Morrison gave him
an enema of Barium and then took X-ray pictures, to be developed
later. Had considerable idestinal pain during the rest of the
day.
Oct. 5, 1925. 19
Dr. Joslin reported that the pictures shamed nothing abnormal; that
there was a very slight it2.11ness in the intestines where C.S.H.
felt the pain, but that it was inconsequential. That night
C.S.H. had severe neuritic pains and could not sleep.
Oct. 6, 1925. 20
Dr. Joslin said he intended to send C.S.H. back today, but decided
to keep him in order to X-ray his stcmach, although he said
he was satisfied there was nothing the matter with him, exceit
possibly sane defective teeth.
C.S.H.Is pain continued during the night making it very difficult to
sleep.
Oct. 7, 1925. 20
Dr. Joslin again gess C.S.H. a thorough examinaticn but found
everything normal.
He said be had not taken an X-ray of C.S.H.'s stomach as he did not
consider it necessary, but that as his pain continued he
thought as a matter of precaution he would do this.
C.S.H. then went down again to the X-ray roan and Dr. Morrison
made him drink a huge tumbler of malted milk and Barium, and
too X-rays showing the process of digestion, for scout 20
minutes.
C.S.H. then went iv to his roan and came down again at 1:30 and
had further X-rays taken. Dr. Morrison said to return again
tanorrow morning at 7:30.
Oct. 8, 1925. 20, 21.
At 7 a.m. C.S.H. tock another injection of Barium and more X-rays
were taken.


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114.

Joslin, Dr. Elliot P. (Contod.)
Dr. Morrison repcsted that he found nothing in the slightest degree
abnormal or even suspicions; that the stcmach was in perfect
condition; that the bowel movement was rather spasmodic;
that the fecal matter f/Atherecl on my right side and did not
disperse as quickly as it &mild, causing some irritation on the
left side; that there was absolutely nothing there which should
not yield to mild cathartic treatment; that he considered C.S.H.
in fine condition, - a first class insurance risk.
C.S.H. told him the latter was language which he could understand.
Later Dr. Joslin said the same.
He said if he had found the slightest suspicious condition he would have
asked Dr. Dan Jones to go over me with him, but there was
absolutely nothing to call for this; that a month of plain foal
would make all right; that his only suspicacn was that my teeth,
or scms of them, might be ulcerated. C.S.H. told him he had his
teeth X-rayed before going abroad and the result was negative.
Dr. Joslin advised him to have mother X-ray at once as a
second test might reveal trouble, which he apparently strongly
suspected.
He told C.S.H. that his former trouble was not a severe, not even a
moderate trouble, - only the slightest, - and that there was not
the slightest occasion for worry, but to forget it. C.S.H. left
for Mat tapoisett at noon.
Oat. 9, 1925. 21, 22
See - Ruffin, Dr.
C.S.H. writes Dr. Joslin as to Dr. Christie's test mhich was
substantially the same as Dr. Joann's.
Dec. 4, 1925. 56, 57
-XKahn, Ws. Congressman
Dines with us. May 6, 1926. 179
Tells us about Dr. Miller es ancestry and his break into Washington
society.
May 6, 1926. 178
See - Miller


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Ka), Mrs. Congressman (Canted.)
She said that One day during the Harding kiminis tration she met
Dr. Mille' in the street and said, - "How is my Democratic
friend?' He replied, 'Why do you call me a Democrat? I am
a Republican!"
May 6, 1926. 178
She said Miller was very poor when in the University of California,
that she was his classmate, end that the Harvard Club of
San Francisco raised a scholarship fund to send him to Harvard.
May 6, 1926. 178
She writes C.S.H. frcm Cleveland enclosing an editorial frau the
Cleveland Plain Dealer strongly urging C.S.H. for reappointment, and added - "Those are my sentiments."
May 13, 1926. 187
Kane, Deputy Cauptrollei of Currency
Mr. Kane, in his book "The Romance and Tragedy of Banking" in a
chapter sets forth the frequent violations of the National
Bank Lot by McFadden, Chairman of H.R. Banking and Currency
Committee and President of the First National Bank of
Canton, Pa.
182, 183, 184
Bee - McFadden
Koppel, Mr.
Dr. Shotwell says that, one of the Executive Committee of the
Carnegie Board, favors the L. of N.
Sept. 17, 1925. 8
Key West
See - Cuban Agency
King, Sen.
Gives Glass draft of resolutien as to Federal Reserve note issu.es.
May 5, 1926. 177

4,.
Lane, Nancy
Mrs. Wilson said, had. come to New York and. had. asked Mr. Baruch
to help her obtain a movie engagement; that she had a bad
case of goitre.
Nov. 15, 1925. 37


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116.

Lane, Sec..
Sen. Andreas Jones tells C.S.H. he asked Lane as to Dr. Wile's
politics when be was first nominated for the Federal Reserve Board,
and that Lane said he was an Independent in politics.
Dec. 20, 1925. 70
Dr. Miller tells Charles Warren that Sec. Lane, during the dispute in
the Board over cutting down the number of Federal Reserve banks,
and mu president Wilson was sorry he favored cutting down th9
number of Federal Reserve banks, and that he told Lane he was
mistaken, that he was an the President's side in the dispute.
Jan. 17, 1926.88
See - Miller
Lansing, Sec.
Ishii tells K.P.H. that when he came to the U.S. with the Japanese
Commissicn in 1917, he told Lansing about the secret agreement
with Great Britain ami the others powers as to Shantung, although
be believes Lansing never told Wilson.
Sept. 12, 1925. 1, 2.
He also said that after be came to the U.S. as Ambassador In 1916,
he had a talk with Lansing as to sending a very prasinent Japanese
to China as financial adviser; that Lansing fully Approved this
at the time, but etas* the appointment Lansing, then in Paris,
cabled a protest and insisted on the appointment of an American;
that he went to Frank Polk and showed his notes as to his talk
with Lansing; that Lansing denied any recollection of any such
conversation; that he thereupon asked his Govt. to relieve him
of his post, as he felt he never again could have any intercourse
with Lansing; that later, his friend Dr. Teusler, a cousin of
Mrs. Wilson, wrote Mrs. Wilson fully about the matter and that
she told the President.
Sept. 12, 1925. 1, 2.
We told. Ishii that Lansing at that time was vary ill with diabetes
and that we thought it had partially effected. his mind, as was
shown by his book in Which he almost in so many words proclaimed
his disloyalty to Wilson.
Sept. 12, 1925. 2
C.S.H., in speaking of Lansing's hatred of Japan, told Ishii he
thought it came from Gen. Foster who had been counsel for China.
sept. 12, 1925. 2
C.S.H. told him a story Dennison, of the Japanese Foreign Office, told
him of Laasingls Father-insaaw demanding an audience with the
Japanese Imperor and Nmpress, for himself, Mrs. Foster and all
their party, and how indignant Gen. Foster was when it was
declined.
Sept. 12, 1925. 2, 3.


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Lansing, Sec. (Ccatid.)
Breckinridge Long lunched with C.S.H. at the Metropolitan Club and
said he had just explainad to Lansing that he cculd not find
time to write his life, as he had been requested to do.
He said there had been many matters in the State Department on which
he could not agree with Lensing.
Nov. 18, 1925. 33
Long explains the refusal to wee to the appointment of a Japanese
financial adviser to China.
C.S.H. believes Long feels that Lansing did agree just as Ishii said.
Nov. 18, 1925. 38, 39
See - Ishii
Long said Wilson was in error in stating that he first heard of the
secret treaties in Paris in 1919; that he knew that Balfour told
Wilson about them in May, 1917, at a secret conference in the
White House; that he did not know whether Balfour told Lansing
about them or not.
Nov. 18, 1925. 3)
C.S.H. told Long that Lansing MO4 told him he did know of these
secret treaties and had so recorded it in his diary, but that
shortly afterwards he told the Senate Committee he did not know
of them.
Nov. 18, 1925. 39, 40.
Breckenridge Lau; tells C.S.H. that from 1919 to 1921, Wilson never
cannunicated with Lansing; that he, Long, really managed the
State Department during that period; that at one time the questicn
arose whether we should withdraw our trocps from Russia to avoid
an open *inflict with the Bolsheviks; that Lansing could not help
him; that finally he write Tumulty to get Wilson to advise him
what to do ana that, shortly after
cable cams from Wilson
ordering the witlxtrawal.
Nov. 18, 1925. 40
Mrs. Wilson tells us that Mrs. Lansing had acme up and spoken to her
the other day at the Woman's Democratic Club.
April 3, 1926. 140
Lantern slides
We bought 50 slides of the L. of N. at the Secretariat and had than
sent in care of Mr. Mitchell, Manager of the Red Star Line at
Antwerp.
Sept. 17, 1925. 7
Lawrence, Bishop
Mr. Wile tells C.S.H._ he has sent Carter Glass's editorial on Bishop
Lawrence's eulogy on Lodge (written by C.S.H.) to the Pulitser
judges and believed it wcald win the $1000 prise.
Feb. 4, 1926. 97


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Lawrence, Bishop (Cont0d.)
Wile also wrote Sin. Glass Who replied that Bishop Lawrence
evidently did not attach mucktimportance to the editorial
as he had never answered the indictment.
Feb. 4, 1926. 98
Lawrence, David
States in Washington Star of Jan. 18, 1926, that Coolidge had
redesignated Marvin as Chairman of the Tariff Commission
to
please Sen. Butler and help him in his senatorial campa
ign,
although he wanted to designate Dennis, a, Democrat,
and a
personal friend.
Jan. 20, 1926. 92
Sen.

Glass said that he had come across Lawre
nce's statement in
House's book, p. 166, that he (Lawrence) asked House
to let
him tell the people about his activities in "making
the till"
(the Federal Reserve Act), bat that "Col. House was obdur
ate
in his insistence on silence."

Glass said he had just written Lawrence asking him to be
good
enough to tell him just what Col. House had done in
"making
the bill."
April 3, 1926. 141
League of Nations
We tell Ishii we want to see the Treaty Book in the
Secretariat
and he said he would ask Dr. Nitdbe to show it to
us.
Sept. 13, 1925. 3
Dr. Zimmern intimates that Chamberlain at heart
would like to
shelve the L. of N. as did the other guests at
Mr. Sweetser's
lunch.
Sept. 12, 1925. 4
Dr. Zimmern said the L. of N. was fighting for
its life over the
proposed Protocol; that the Assembly would never conse
nt to
the Protocol being shelved. All agreed that if
Lord Cecil
had been Minister of Foreign Affairs the Proto
col, in principle
at least, wolld have been accepted, perhaps
with some modification, such as the right to suggest reser
vations, etc.
Sept. 12, 1925. 4
.We buy 50 lantern slides of L. of N.
Sept. 17, 1925. 7
Dr. Shotwell said he believed that the prese
nt British delegation,
excepting only Lord Cecil, bad little sympathy
for the L. of
N., exampt in so far as they could dominate
it; that they were


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119.

League of Nations (Cant Id.)
to any present consideraticn of disarmament, although
the other Nations favored inmediat• consideation; that very
likely they might have to yield in part, but from no desire
on their part; that there was & possibility that the BritishFrench-German agreement might soon be reached; that Germany
would enter the L. of N. but not mitil after the Assembly had
Sept. 17, 1925. 7, 8
adjourned.
opposed

Dr. Shotwell also said that Lord Cecil had no influence in his
delegation, although he was the titular head in Chamberlain's
absence.
He was very bitter against Sir Cecil Hurst for his opposition to
present consideration of Disarmament plans.
Sept. 17, 1925. 8
Dr. Shotwell said that both Root and Scott vr..nted the appropriation
the Carnegie Boani made for the International Ccranittee
reconsidered but finally gave up the attempt.
Sept. 17, 1925. 8
Dr. Shotwell also said that Butler, now President of the Carnegie
Foundat ion might press the L. at N.; that Butler and Pritchett
very nearly dominat ed the Executive Committee; that Pritchett
was a Democrat and, although very quiet, favored the L. of N.;
that Koppel, of the Executive Colunittee, also favored it as
did Austen Fox, although the latter looked on the Carnegie
Foundation as rather a joke.
Sept. 17, 1925. 8
Mrs. Andrew Carnegie told C.S.H. that the L. of N. had wonderfully
impressed her; that she wished her husband vas alive as he
would have been full of enthusiasm for the L. of N. and would
have pushed it with an his energy.
Sept. 17, 1925. 8
Ccng. A. Piatt Andrew spoke very sympathetically about the L. of N.
and C.S.H. believes that ultimately he will cone out for it.
Oct. 2, 1925. 18
Mr. Wile tells Lawrence Evans that he believes Coolidge is getting
ready to accept the L. of N.; that he (Coolidge) saw evidences
of a wave of favoring public opinion for it; tat he vm.s about
satisfied that in opposint it in the past, he had put his money
Jan. 1, 1926. 72, 73
on the wrong horse.


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League of Nations (Cont'd.)
James Brown Scott tells Carnegie Board that the groat Powers in
the L. of N. did not want a codification of International Law,
as they did not want to be bcund by law, but by themselves.
April 16, 1926. 160
Butler tells Carnegie Board that the L. at N. had cut down its
Library Budget, necessitating the dismissal of several of its
best employees.
He told C.S.H. there would be no objection to his writing Viscount
Ishii telling him how deeply the Carnegie Board regretted this.
April 16, 1926. 160
Leaks in Federal Reserve Board.
Miller intimstes some one in Board might leak if the nes discount
rate at Boston is held up too long.
Nov. 6, 1925. 33
Gov. C. believes that Miller leaked to Hoover who helped Sen. Lenroot
write his two letters to the Board on Federal Reserve funds in
call loan narket.
Jan. 4, 1926. 74
C.S.H. tells Sec. Mellon that he believes but can not prove that
there is a pipe line from the Board gazxi. he said grimly, "I know
it also mid 'feel sure we have the same person in mini at each
end," - meaning Miller and Hoover.
Mar. 11, 1926. 122, 123
Winston tells Gov. C. that he and sec. Mellon believe that Hoover
is dominating Miller; that he bad proved that Hoover had gotton
Board information from Miller; that So:. Mellon was much disturbed
over it.
Mar. 26, 1926. 134
Ledyard, Mrs.
Cm invitation of Mrs. Ledyard we went up to her roan and attended a
seance by Valiantinc.
There were present C.S.H., H.P.H., Mrs. Ledyard, Mr. Remy and Dr.Morse.
Valiantine we found to be a modest appearing, pleasant man, rather
uneducated man, showing not the slightest external evidence of
having psychical power.
The roan was absolutely darkened and. we sat around in a half circle,
about 10 feet or more in diameter. Valiantine sat by the window
next to an electric lamp covered with a shade, and absolutely
under his control. Next to him was a graphaphone. In the center
were two long trumpets, one belonging to Valiantine and the other


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Ledyard, Mrs. (Contid.)
to Mrs. Ledyard, with a faint spot of aluminum, so that it
was faintly visible. The latter was collapsible and Taliantine
took it away with him.
When every light was extinguished Valiantine started. the graphophane
which played, very low, a selection from Mascogni. We then all
recited the Lord's Prayer. After a short interval the trumpet
with the aluminum spot could be seen moving slowly around the
circle and later up into the air. Soon after this a voice spoke
through the trumpet in grits a loud voice, saying - "Good
evening, souls!"
We were told, this was the voice of a Dr. Barnet, a Scotchman, who died
in the '60's.
He spoke for some time vita interestingly but give out nothing of
special importance.
Then a voice, said to be that of Dr. Morwe's father, dead. for some
years, spoke in a low voice and Dr. Morse talked with him. He
asked Dr. Morse, pmong other things, what the instrument was which
he was carrying in his pocket Laxl he replied - a thermometer and
& stethoscope. Then *named some more desultory conversation
Which we could not hear.
Then another voice, said to be that of Blackfoot, an Indian, spoke in
quite a loud voice.
Mrs. Ledyard asked him to help find Anna for us and he said he would.
Presently he said Anna was there and wanted to talk with us. The
trumpet then moved over very near us, and a very thin, faint
voice, not recognisable as that of Anna, spoke through the trumpet,
saying, "This is Anna!"
Then .followed some words frau her but so faint we could not hear them
with any distinctness. We told her how we loved her and. how happy
we were to hear her. Anna said she was so glad, too, as she had
often tried to get in touch with us.
C.S.H. told, her he always felt she was near us and with us and that
that feeling kept him up. Anna said. she knew C.S.H. felt so.
K.P.H. asked her if any one had "gone over" from Mattapoisett recently?
Anna said. "he is here arid I see him often."
H.P.H. said. - "Don't you remember he taught you to drive the pair of
horses, to elaich Anrsi Said Yes. James Rafter was in H.P.H.'s
mind but his name was not .specifically mentioned.
Anna then said she was tired and must rest.


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Lsayarci, mrs. (Cont Id.)
The se one - I think Dr. Barnett- said James is here and
wishes to spsak. Then Janes began to speak in a very low
voice. H.P.R. thought she could recognise the voice, but
I could not. James asked H.P.H. to send his love to his
wife and to tell hv he still lived end was well.
H.P.H. asked him if any one iron Me.ttapoisett had gone over
recently and he said, "Farmer" (ramming DeLong) (C.S.H.
thinks it 112r0,1able that H.P.H. had mentioned DeLong and
Rafter's name ircidentally during the above conversation.)
Then Dr. Morse said., - wHow do you do, James.

Do you know me?"

James said, "You are Dr. Morse."
(Dr. Morse's name had been
mentioned during the evening so this is not as surprising
as it might otherwise seem.)
Then a young girl called "Haney", colored, spoke for a minute or
two.
Then an Indiana, NICokxun" spoke in almost a loud shout; they asked
him to sing, as he often did, but he would not.
Then Dr. Barnett spoke again saying that Anna was here again.
Anna then began to speak through the trumpet in a slightly stronger
voice, but still very ask.
Anna said she was so glad to get in touch with us again.
H.P.H. asked her if she remembered her reading to her every night
at 6 p.m., and she did, and that she was nag with her Mother
every night at 6 p.m. H.P.H. asked Anna if she did not
inspire and help her to write "Pa, Ma, and *saw. She said
she did and had. tried to impress her.
Anna then said to Mrs. Ledyard, "Fatherisn't talking to me at all!
C.S.H. explained to her that he had great difficulty in
hearing her and asked if she had any request to make or us
vohich she wished us to carry out.
Anna made a short reply but we could. not distinguish a word she said.
MI asked Anna if she would help her write again,and Anna said Basething with the word "impress" in it.
Anna then said she was tired and bade us good night.


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Ledyard, Mrs. (Contod..)
Each time after stopping Anna gave a kiss to her Mother through the
trumpet and H.P.H. said it was absolutely characteristic of her.
H.P.H. said the few wads she could. hear were in a voice like Annals.
C.S.H. is not prepared to affirm or deny that it was Annals voice, it was so thin and feeble; her pronunciation of "Father" did seem
to him characteristic.
There followed a convereation between Mr. Reny and a Persian voice,
said. to be Abdul Bahia, carried on in Persian, Mr. Remy being
able to speak in that language.
Dr. Barnett then spots again for some 15 minutes, often very
humorously, discussing, among other things, Homeopathy vd th H.P.H.
Dr. Barnett predicted. another world war in 1927 brought by Germany,
Russia, and Japan against Great Britain azi the U.S., unless the
Powers prevented it, as they could.
He said the L. of N. would not last, that President Wilson was a good
man; that the spirits of sane of the martyred Presidmtv were
trying to impress upon President Coolidge that he must take part
in the effort to keep peace; that ther were four spiritual
leaders, now living, vtto could lead the People, - two abroad and
two in the U.S. but he would not name them.
K.P.H. asked if any of them were women, and. he laughed sarcastically
and said No, that she was evidently strong for the women.
He said Great Britain, Italy and the U.S. were honestly striving to
avert war. He then bade us good-night and the seance closed.
During the evening H.P.H. believed. that she saw the trumpet going
around on the ceiling and blue lights around Dr. Morse. C.S.H.
did not observe this. Several times those present were touched
lightly and C.S.H. felt this once.
Several of those present at times felt very cold draughts but
C.S.H. did not.
To sum up:
C.S.H. went to the seance with a mind absolutely open, in fact
he wanted, to believe; what impressed him was that he saw
nothing
tat could not easily he been prcduced by a magician
in a normal
manner. With all lights out it would have been easy for
any one to


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Ledyard, Mrs.(Cont'd.)
lean over, take the trumpet ad speak through it. There never was
a mment Ahan Valiantine was speaking while the voices also were
speaking. The timbre of Valiantine's voice, to C.S.H., was very
much like that of the voices who spoke clearly; the other voices
were merely almost unintelligible whispers.
Mar. 10, 1926. 112 to 118.
We attend another seance with Valiantine in Mrs. Ledyard's roans.
Present:
Mrs. Ledyard, Dr. Morse, Mrs. Smoot and her son
Mr. McNeil, (friends of Dr. Morse) H.P.H. and C.S.H.
It lasted from 8 to 10:30 p.m.
Just before it began, Mrs. Ledyard suggested to Valiantine that if
he felt too warm, he had better remove his cost, which he
proceeded to do although the roam VAS gol warm. Dr. Barnett
spoke first and predicted a world war as in the former seance.
Dr. Morsels Father then spoke and incidentally told Dr. Morse of
the death of an old friend, giving her name, &cm he had not
iteari of for many years.
Anna then spoke in a thin, feeble voice but stronger than at the first
seance.
asked hr to describe just what the paper was in our house at
Mattapoisett to Ahich shA had referred in Geneva, but the
response was not satisfactory nor intelligible.
H.P.H. asked Anna if she had yet met some one who had just"gone over"
from Albany, N. Y.(referring to Mrs. Pelts) aid Anna said No
but I will look her up, and H.P.H.said, "Anna, that scunds so
like you!"
H.P.H. asked Anna "hat she was doing over there.
Anna replied, "I am teaching, teaching children to progress.
so happy and am so glad you know I am happy.'
C.S.H. asked if there was anything she wanted
she said No.

UA

I am

to do for her, but

H.P.H. asked if she had any messages for her friends, but she replied,
"No, they %mid not understand."
Ws. Smoot's dead son then began to speak of his brother, Mr. McNeil.
Mr. McNeil, to test him, spoke of a memorandum sicned by
himself, his dead brother and one other perscn, also dead,
and asked him where it was hidden. Ni. *brother" began


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Ledyard, Mrs. (Contide)
to fence, saying "You know where it is hidden," but finally
said. it vias hidden in the wall of the house. C.S.H. was sure
from Mr. McNeill, manner that the answer was not correct and
later, Dr. Morse confirmed C.S.H.' suspicion.
Finally "Dr. Barnett" bade us all good-night and the seance vas
apparently over.
Suddenly Dr. Morse said. he saw light around H.P.H. and same vague
form surrounding her. C.S.H. saw nothing. H.P.H. said she
vas feeling a cold draught of air.
Then Annals voice was heard, saying "Mother, Mother."
Valiantine said his controls had left him and that the voice must
have been produced through Dr. Morsels psychic power. Nothtng
further developed..
Previously, Dr. Barnett had told Dr. Morse he should sit alone for
and hour every day and that he would soon beable to converse
with spirits, - which DrAdorse said he would do.
Dr. Barnett also advised ell of us to begin by sitting around a table
and waiting for knocks which AOUld surely come.
C.S.H. forgot to aid that H.P.H. asked Anna if she saw anything of
Margaret (Harding) and she said "Ms, all the time" (This was in
direct contradiction to what she said in Geneva.)
There were also other phenomena, - the trumpet moved about the floor which C.S.H. saw, - and. H.P.H. said. it also moved. around the
ceiling, - viaich C.S.H. did. not see.
H.P.H. feels she really got in touch with Anna.
C.S.H. still has an open mind, and. feels nothing was done which a
magician of ordinary skill could not have done, except the
announcement of the death of Dr. Morsels friend, which remains
to be verified.
At the close, Mr. McNeil pointed, out that the mouth of the trumpet
was wet and that water had collected on the floor under it, as
if a human voice had been using it.
April 3, 1926. 142 to 145


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Leffingwell, Russell
Miller says, invented the term "Dirsct pressure"
Oct. 27, 1925. 30
Lenroot, Sen.
Some days ago, Sen. Learoot wrote the Board asking for data as
to the use of Federal Reserve money in stock speculation
to which the Board replied.
Gov. C. told C.S.H. that he had written another letter on the sane
subject, stating almost exactly the language the Board used
when it considered the reply to Lenrootis first letter.
Gov. C. said it was evident that some member had 'leaked"
and he believes Miller talked with Hoover iho gave Lenroot
the data Which he used.
Jan. 4, 1926. 74
Winston tells C.S.H. that he is satisfied that M411,26 and Hoover
are working together and had egged an Lenroot to write him
two letters, as they contained arguments and statments he
could not have made without inside help.
Jan. 9, 1926. 79
A, draft of reply to Sen. Lenroot's second letter was read at the
meeting and it was voted to send it.
All voted Aye except Miller who asked to be recorded as not voting.
Jan. 13, 1926. 81
Lilac sprig
See - Wilson
Lodge, Constance
Cong. Andrew said the opposition of, in his campaign helped him.
Oct. 2, 1925. 18
Lodge, Sen.
Mrs. Wilson said she bought a copy of Lodge's bock -"The Senate
and the League of Nations," - on the train; that Henry White
was on the train and was furious at Lodge's attack on him
and that he had always supposed Root and Lodge were his
friends.
(See scrap book)
Nov. 15, 1925.
See - Lawrence, Bishop

36, 37


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Lam, Breokinridge
C.S.H. lunched at Metropolitan Club sitting next to a table at
which were Sec. Lansing and Long. After Lansing left, Long
came over and sat with me. He said he had just explained
to Lansing that he could not find time to write his life. He
said frankly there were many questions on which he had not
agreed with Lansing while in the State Department.
I cautiously mentioned having met Viscount Ishii in Geneva, and
Long said he feared Ishii did not like him.
He then explained how he objected to the appointment by Japan of
a Japanese financial adviser for China in 1919. He said Japan
had loaned large sums fo China an that the State Department
was decidedly averse to having a Japanese financial adviser
in China and that he cabled our Ambassador in China to protest.
He said that shortly et ter Ishii called aril expressed deep regret
at this protest, adding that Lansing We, told him he had no
objection. Long said he then reminded Ishii of a talk he had
with him on this subject a year go, and showed Ishii his notes
taken at the time, showing that lr objected.
He said that Iiit remembered this perfectly, but said that,
a Week later, he had talked with Lansing who then weed
to the appointment; that later Ishii @hosed him his dispatch
to the Japanege Foreign Office based on Lcnges talk with him,
which correctly stated their conversation; that Ishii then
shorted him and, read him hie dispatch to his Government follow trig his talk with Lensing, in %.iiich it was stated that Lansing
had agreed to the appointment.
Long said that Lansing was then in Paris (1919); that he looked
up Lansing's diary of appointments but it contained no reference
to a talk with Ishii at that time; that he then cabled Lansing
Who replied that he had. no recollection of any such conversation with Ishii, but that MUMS" conditions how he radically.
changed.
Long said this latter statement as to changed conditions troubled
him and C.S.H. believes Long thinks Lansing did. agree with
Ishii.
Nov. 18, 1925. 38, 39.
Long said Wilson was in error in stating that he first heard of
the secret treaties abroad in 1919; that he knew that Balfour
told Wilson of them in May 1917 at a secret conference at
the White House; that he did not know whether Balfour told
Lansing or not.
•
(The Shantung secret treaty Wigs dated Jan. 21, 1917)
Nov. 18, 1925. 39


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Long, Breckinridge (CentId..)
C.S.H. told Lang that Lansing once told him he did know of these
secret treaties and that he haci put this down in his Diary,
but that, shortly after, Lansing told te Banat• Ccoraittee he
did. not know or them.
Nov. 18, 1925. 40
Long said that frau 1919 to 1921 Wilson never commie ated with
Lansing in any way; that he, Long, practically managed the
State Department during this period.; that at one time the
question arose whether we should withdraw our troops from Russia
to avoid open conflict with the Bolsheviks; that Lansing could
not help him; that finally he got Ttmulty to cable Wilson just
what to do and that shortly after a cable came from Wilson
Nov. 18, 1925. 40
ordering the withdrawal.
Long said Ray Stannard Baker was to have visited him at Nantucket
this last summer, but had to go West; that he was glad to
talk with him but would write nothing; that his Diary showed
the correctness of that he had to say.
C.S.H. asked Long if he would object to his writing Baker urging
the importance of a speedy talk with him, and he said he had
Nov. 18, 1925. 40
no •objectton.
Louden, Mr.
We meet, Dutch Minister to Paris, at dimer with Sir Herbert and
Lady Ames at Geneva. In 1919 he was Minister to U.S. and
spoke in Albany. He was to have stayed with Mrs. Pruyn but
because of her death he stayed with Robert Pruyn.
SePt .15, 1925. 6
Low, Sir Maurice
Told C.S.H. that the State Department notified 40 American newspaper
corresporf3.ents that there would be an important conference
at the State Department at 4 p.m.; that hub. Houghton was there
and told them he had some remarks to make but that he should not
be quoted personally; that later he would be glad to answer
questions, on the same urderstanding.
This shwa that Houghton's attack on the L. of N. and the great
Powers was premeditated propaganda on the part of the State
Mar. 29, 1926. 137
Department.
Luxemburg
Had passport visaed by the Consul of the Grand Duchy of.
Sept. 17, 1925. 7
was 5 francs.
We arrive at Luxemburg at 6:30 p.m. Hotel Brasseus.
Sept. 20, 1925. 10
Comfortable.

The charge

Very


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Luxemburg (Cont'd.)
We left Luxemburg for Brussels at 10 a.m.
Sept. 21, 1925. 10

-MMacDonald, Ramsey
Criticises work of Carnegie Board, saying it had spent $750,000
for no practical purpose. Delano agreed with him.
Dec. 5, 1925. 57
MacVeagh, Sec. 15, 16, 17
See - Andrew, Cong.
Malignes
Riding from Brussels to Antwerp we stopped en route at Ma,lignes.
Visited the Cathedral. The carillons were not playing as
they were being repaired. Called on Cardinal Mercier; he
was at a ccnference but his Secretary showed us over the
Palace, showing Us the Chapel and pictures.
Sept. 23, 1925. 12
Maloney, Mr.
President of Federal Trust Co. tells Gov. C. that there is sone
feeling in Boston that the Senatorial fight in Mass. may
injure C.S.H. chance for reappointment, intimating that
Butler might insist on putting some Republican politician
in my place.
May 12, 1926. 187
Martin, Dr. T. C.
C.S.H. is examined by. Everything normal.
Feb. 2, 1 926. 96
Martin, Edward S.
See -; Arnold, Mrs.
Marvin, T.
David Lawrence says Coolidge has redesignated Marvin as Chairman
of the Tariff Cond.ssi on; that he wanted to designate
Dennis, a Democrat, and a personal friend of his, but that
he yielded to Butler's wishes to help him in his Senatorial
campaign.
Jan. 20, 1926. 92
Mattapoisett
We reach Mattapoisett Sat. evening, Oct. 3, frcm abroad.
Oct. 3, 1925. 15
C.S.H. delivers address on L. of N. at the Congregational Church.
Oct. .22, 1925. 29


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McAdoo, Sec.
Willis says in his b ook that the suggest ions of, for revising the
preliminary draft of the Federal Reserve Act, were abandoned.
April 4, 1926. 150
McCoy, Chief Justice
Tells C.S.H. Judge Covington is a first class lawyer.
Nov. 16, 1925. 37
See - Wilson
McCrary, Mr.
Corgptroller of Currency moved that the Special Cormittee
investigate the conduct of Director McCrary in connection
with the shipment of Federal Reserve notes to Havana and to
report whether he should be eliminated from the Federal
Reserve System.
Passed unanimously.
May 20, 1926.

193

James wanted the Board, at once to remove McCrary and said, he me
ready to move to that effect.
C.SdH. pointed. out that there was absolutely no evidence in James's
report justifying such ec ti on, and most of the Board agreed
with C.S.H.
James insisted that the bare fact of his going with the Party
justified his removal.
C.S.H. replied that, conceivably, he might have been directed to
go by the Atlanta Board, end that we should take evidence
May 20, 1926. 195
before acting. •
James bitterly attacked loCrary saying that in 1924 he used his
position as a Director of the Atlanta Bank to coerce member
banks into buying bonds from him and that they did not dare
to refuse last he might cut down their rediscounts; that a
representative of the Attorney General's office made an
,bile he had
investigation for the Board and reported that '
not find
were
he
true,
could
strong suspicicts the charges
evidence enough to convict him.
C.S.H. remembers this.
May 20, 1926.

199

McDonald, J. G.
Invites C.S.H. to a dinner to be given by the Cansittee on
International relations to Lord Cecil who vs to address them
and answer cuesti ons.
C.S.H. regretted, - another engagement.
Sept. 15, 1925. 5


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Macugal, Gov.

124, 147

See - Federal Reserve Bank, Chicago
Olsen
McFadden, McFadden bill
Board sends a letter suggesting certain changes in McFadden bill,
especially that part relating to Sec. 5200, U.S.R.S.,
Made no mention of the Branch bank features.
Unanimous
Prof. Sprague was present and Board's letter was based on his report.
Jan. 7, 1926. 76
Glass says Edge agreed to fight with him to a finish to back up the
Senate Committee report cn the McFadden bill but that Pepper
was evasive.
Mar. 21, 1926. 126
McFadden quotes Gov. Cos interview as to lusiness r ecession.
April 1, 1926. 139
See - Crissinger, Gov.
Sen. McLean asks Board to express its opinion on the McFadden bill
as reported by the Senate Cmmittee. Platt said he had
talked with McLean and Glass and that they both hoped the
Board would, express a favorable opinion as in that event the
Senate would quickly pass it.
The Board met at 3 p.m.
Present:
Sec. Mellon, Gov. C., Platt, James ani C.S.H.
C.S.H. said, viewed as a compromise, it vas a fair compromise and
read an indorsement of the bill prepared by him and O.K.'d
by Wyatt.
Mr. Collins, representing the Comptroller of the Currency, at a
meeting with the Board in the morning expressed his and the
Comptroller's approval.
Miller and Cunningham were away.
The Board voted unanimously to advise Sen. McLean of its approval of
the bill as reported by the Senate Cmmittee.
(See scrap book)
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McFadden bill (Ccated.)
C.S.H. called up Glass to see if he approved, before the meeting, but
Glass yips in Richmond. C.S.H. then wrote him that the Board
would undoubtedly approve the bill in the afternoon and sent him
a copy of his memorandum ccmparing the House and Sen. Cam ittee
April 23, 1926. 170
Milton Elliott tells C.S.H. that at one time•Ccmptroller Williams
seriously thought of bringing McFadden before the
and jury
for his violations of the National Bark Act as President of the
First National Bank of Canton, Pa., and for certain omissions
in his bank's accounts; that he made many bad loans as President,
on his own indorsersent to certain concerns in which he was
interested; that he violated the 10% limit.
He also spoke of McFadden's suit vs. Conptroller Willians alleging a
conspiracy to wreck his bank and said. the state judge, controlled
by Penrose, held up hks decision for over a year.
He said that recently the canton bank had forced McFadden to resign as
President and had. bretight suit against him for over $50,000
as bad paper indorsed by him; that the Bank had petitioned him
into bankruptcy; that his debts were $250,000 and his ssets
not over $50,000.
April 29, 1926. 174
Deputy Comptroller Kane, in his book "The Romance and Tragedy of
Banking" devotes a chapter to McFadden sad his suit against
John Skelton Williams. He gives a copy of his sworn affidavit
filed in the suit of *Fadden vs. Williams.
He stated in the affidavit that long before Williams took office the
First Nationg Bank of Canton, Pa. had bean repeatedly criticised,
based on the r sports of four different examiners; that these
criticisms covered excessive loans, unlawful holdings of real
estate, imprcper cash items, defective bookkeeping methods,
unlawful investments in and purchase of stock, statutory bad.
debts, concentration of loans to interests in which McFadden was
interested., ant excessive liabilities of directors and other
interests.
Kane also stated. that the bank had been subject to criticism for a
number of years and had. been placed on the "Special List*
because of its generally unsatisfactory condition due to
excessive loans, reserve deficiencies, unlawful real estate
holdings, slow and unsatisfactory loans, irregular cash items,
unsatisfactory methods of reconciling bank balances, and persistent
disregard of the National Bank Act and the admonitions of the
Comptroller's office.


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IN,

McFadden bill (Contsd.)
Kane also said that on May 24, 1918, the Conptrollaris office
sent a letter to the Board or Directors to the effect that
if President McFadden is not inclined to observe the
instructions of this office, he should be required to resign....;
that he wrote this letter and Williams did not know of it before
it went out.
Earle further added that the frequent reports and special examinaticns
were not made frail any ill will of Williams, but because of the
continued unsatisfactory condition of the bank, and the attitude
of the daninantmanagemsnt, mho, because of the fact that he was
a member of Congress, seemed to be under the impression that he
was su.perior to law and. the regulaticns of the Conptroller of
the Currency. (See pages 481 to 483 of Kane's book.)
May 8, 1926.

182, 183, 184

Gov. C. says McFadden's appointment to the Federal Reserve Board
would be so purely political that he could not believe it would
be made.
May 12, 1926. 187
McIntosh ,
See - Conptroller of Currency
McLean, Sen.
Platt tells C.S.H. that he talked with, a few days ago and that he
strongly favored C.S.H.Is reappointraent.
April 20, 1926. 166
Asks the Board to express its opinion on the McFadden bill as
reported by the Senate Conmittee. Platt said he saw *Lean
and that he hopes that the Board will give a favorable expression
and. if given, he said the Senate would. vickly pass the bill.
April 23, 1926. 169
The Board unanimously voted to advise Sen. McLean that it approval
the bill as a step in the right direction.
April 23, 1926. 170
Medium
See - Arnold, Mrs.
Ledyard, Mrs.
Gavit, J. P.
Mellon, Ailsa
Mrs. Bruce acknowledges H.P.H.Is letter congratulating her on the
engagement of her son to Allis Mellon.
May 7, 1926. 180


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Sec.
Is opposed to any present increase in discount rates at Boston.
Oct. 19, 1925. 28
Directors of Federal Reserve Bank of Boston still favor higher
rates but all not inclined to press the matter in view of
the attitude of the Board and of Sec. Mellon.
Oct. 21, 1925
28
It was voted, at a discussion before the Board and the Open Market
Committee, that Gov. C. and Gov. Strong inform Sec. Mellon of
the agreement to increase rates at Boston, Phila. and Cleveland
before any increase at New York.
Oct. 27, 1925. ao
On the approval of the Boston rate, Gov. C. did not mention the
opinion of Sec. Mellon, but C.S.H. assumed it was favorable
and that Gov. C. had consulted him as voted above.
Nov. 6, 1925. 33
Gov. Strong tells C.S.H. that he had gone over the matter of the
Boston increase with Sec. Mellon, who approved it.
Nov. 7, 1925. 33
Richard Olney tells C.S.H. that Sec. Mellon is very liberal as to
debt settlements; that Sec. M. made an agreement with Caillous
as to the French debt, but that the Republicans on the Commission
would not stand for it; that Sec. M. received more help from
the Democrats on the Commission than from the Republicans.
Nov. 7, 1925. 34
Sec. Mellon sits with Board to hear Gov. Strong on proposed purchase
of bills from tha Bait of Belgium.
Nov. 25, 1925. 44
Sec. Mellon pointed out that Gov. Strong would secure a proper
guaranty for payment.
Nov. 25, 1925. 45, 46
Gov. Strong points out that the Board had allowed a month to elapse
before acting on the recommendation of the Open Market
Committee, and that meantime Sec. Mellon had completed his
financing plans on the feeling that the 38 milltons of Govt.
securities would be replaced.
Dec. 1, 1925. 50


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Mellon, Sec. (Contld.)
Gov. Strong says Miller is trying to put the Board and the Open
Market Committee in a false position and that he will take up
the matter with Sec. Mellon and the President.
Dec. 22, 1925. 66, 67
Gov. C. says that Sea. Mellon believes that Miller is acting with
Hoover and trying to embarrass the Board; that Sec. Mellon was
very iniignant at Hoover, vb o, be said bad criticised the Open
Market policy of the Board; that Sec. Mellon was very indignant
at Miller and asked him when Miller's term expired; that Gov. C.
told him it had. only just begun.
Dec. 22, 1925. 69
The Board, agreed to reconsider the tie vote on abolishing 15-day
collateral notes and to take it up ag[iin when sec. IV allot) could
be present. Miller moved the vote.
Jan. 8, 1926. 78
Winston tells C.S.H. that Sec. Mellon is very much disturbed at
Miller's motion, as it would seriously interfere with.Treasury
operations; that Sec. Mellon was very angry with Miller; that they
believed that Miller and. Hoover were working together and had
egged on Sen. Lenroot to write his two letters, as they contained
statements and. agreements Lenroot could not have written without
help arti knowledge of what had passed in the Board.
Jan. 9, 1926. 78, 79
Sec. Mellon semis word to Board that he is absolutely opposed to
Miller's motion to abolish 15-day collateral notes.
Jan. 13, 1926. 81
Sec. Mellon presided at the meeting of the Board to consider the draft
of Miller's letter to the Federal Advisory Council asking for
its advice and assistance in helping the Board, to curb or
eliminate the use of Federal Reserve money in stock transactions.
Sec. Mellon criticised the action of the Boar4 taken a week ago, in
directing Federal Reserve Agents to send to the Board regularly &
report of all member bank borrowings from the Federal Reserre
Bank of New York exceeding 2 millions. It was pointed out to
Sec. Mellon, howeter, that this called for no report tram member
banks, - that it merely directed the Federal Reserve Agent to
segregate the gross figures regularly sent to the Board, that it
was merely for the information of the Board, and the member banks
would, not necessarily oven know of this order.
Mar. 11, 1926. 119


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Mellon, Sea. (Contld.)
Sec. Melon said that Sen. Glass had just told him that be and
Sen. Pepper were to try to secure an addition to the
McFadden bill, extending indefinitely the ?edema Reserve
bank charters and he feared this would be imperilled if the
proposed letter of Miller should leak it or it should be
made known that the Board was contemplating radical contra
over stock exchange transactions. On C.S.H.'s motion it
was finally tabled.
Mar. 11, 1926. 119 - 122
C.S.H. later explained to Sac. Mallon, in his office, the danger
from having such& letter became known, and further pointed
out that Miller, in his Boston speech, todk the position
that Federal Reserve banks should refuse discounts to member
banks Which had made speculative loans.
C.S.H. said the letter Was sure to leak and added that for a long
time he bad believed, but could not prove, that there was a
pipe line running tram our Board. Sec. Mellon grimly replied •
"I know this and feel sure we have the same persons in mind
at each end of the line," referring to Miller and Hoover.
Mar. 11, 1926. 122, 123
Gov. Harding tells C.s.H. not to have his reappointment mentioned
to Sec. Mellon until after the Pennsylvania primaries, as
sec. Mellon is fighting for Pepper and might be induced to
trade off C.S.H.'s position to help Pepper.
Mar. 21, 1926. 126
Gov. C. went to ask Sec. Mellon to came into the meeting, but he
was in Philadelphia.
Mar. 24, 1926. 130
Sec. Mellon presides at meeting of Boerd to act on recommendation
of Open Market Committee to increase the System's holdings
of Government securities to 300 millions up to April 15.

‘' •

Sec. Mellon said there was undoubtedly same recession in business
and that no one could say it might not suddenly increase;
that &policy of liberality locking towards more credit and
easy money conditions would be of great advantage at the
present time.
sec. Mellon voted to give the requested authority.
Aye:
Sec. M., Gov. C., James, C.S.H.

Passed.

No.: Platt, Ailler, Cunningham
Mar. 25, 1926.
131 to 133


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Mellon, Sec.(Cont id.)
C.S.H. suggests to Mr. Boman that the Attorney General speak to
Soc. Mellon before he speaks with Coolidge as to C.S.B.,s
April 1, 1926. 140
reappointment.
Sen. Glass says he will confer with Sec. Mellon as to C.S.H.'s
reappointment and urge him to have it made at coca.
April 4, 1926. 148
Sen. Glass says he will see Soc. Mellon as soon ske he returns to
Wallington.
April 8, 1926. 155
C.S.H. suggests to Glass that it might be well for sen. Bruce to see
Sec. Mellon and the President.
April 11, 1926. 157
Winston tells Platt he will tell Sec. Mellon that C.S.H. should be
April 12, 1926. 157
reappointed.
Gov. Strong tells C.S.R. that Sec. Mellon told him that Miller said.
he (Governor Straw) was influenced by the needs of the stock
market in his open market operations.
April 13, 1926. 158
Sea. Mellon presides and votes to write Sen. McLean approving the
McFadden bill as reported by .the Sense Committee.
April 23, 1926. 169
Sen. Glass goes into Sec. Mellonis office and returns saying, in
confidence, that sec. Mellon said C.S.H. deserved reappointment
and that he would strongly urge it On Coolidge.
May 5, 1986. 177
Curtiss says Sen. Butler told Wing that Sec. Mellon would control in
the matter of C.S.H.'s reappointment sad that he thought he
had some Pennsylvania man in mind; that Wing thought it might be
Gov. Norris.
May 7, 1926. 179
Gar. Harding says Sen. Bruce should see sec. Mellon at once; that Bruce
had supported his policies.
May 7, 1926. 179
C.S.H.is only fear is that sec. Mellon may find it hard to resist
Sen. Bead (Pa.)
May?, 1926. 179
Gov. Harding writes that Mr. Bosman will write the Attorney General to
see sec. Mellon at any time.C.S.B. deems it advisable.
.
May?, 1926. 180


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Mellon, S.C. (Cont'd.)
C.S.H. mites Gov. Harding that sen. Bruce and Sen. Glass have
each seen Sec. Mellon.
May 6, 1926. 1 81.
C.S.H. is inclined to think that Sec. Me11cn may have told Glass
in confidence that the matter was settled in favor of C.S.H.
May 8, 1926. 182
Ccaptroller of Currency tells C.S.H. that sec. Mellon is much
disturbed about conditions in the Board.
May 11, 1926. 185
Comptroller says Sec. Mellon spoke very appreciatively or C.S.H. anti
said he had always found him cooperative and helpful; he said
Sec. M. asked him if he did not believe C.S.H. should be
reappointed and that he told. him he certainly should be. He
told Sec. Mellon that C.S.H. was very independent in voting
but always helpful and courteous; that he believe" every member
would be please" to have him ritappointed. He said. that sec.
Mellon said he considered C.S.H. as a close friend.
He said Sea. Mellon said he bad seen much of Anna at his home; that
she was one of Atlas's dearest friends; that if there were no
other reason, his close friendship with C.S.H. and his aff3ctinn
for Anna would make it impossible for him to recommend any one
else fir appointment.
May 11, 1926. 185, 186
C.S.H. tells Gov. C. that he felt confident see. Mellon would have
the decision in the matter of reappointment.
May 12, 1926. 18?
The Comptroller told C.S.H. that Sec. Mellon was much disturbed as
to the suggesticn of Miller that Federal Reserve banks should be
forbidden to discount for banks making speculative loans; that
Sec. M. said he had made a 'Feat mistake in recommending Miller
for reappointment two pars ago.
May 14, 1926. 188
Sec. Mellon has no use for Platt, the Comptroller said.
May 14, 1926. 188
Gov. Harding tells C.3.H. that Butler told. Wing thatthe matter of
reappointment of C.S.H. had been taken out of his hands sald
left with Soo. Mellon end the President.
May 17, 1926. 190


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Mellon, Sec. (Ccatid.)
C.S.H. insists that Sec. Mellon be consulted before action on James'
report that the Cuban Agency of Boston be discontinued.
May 20, 1926. 197
The Comptrbller tells C.S.H. that Sea. Mellon knows the whole situation
as to the Boston Cuban Agency and. will quiet James.
May 20, 1926. 197
Miller moves to aã the State Department its opinion as to any Cuban
Agency in Havana.
C.S.H. objects to going over the head of Sec. Mellon.
C.S.H. moves that sec. Mellon be asked to ascertain the opinion of the
State Department.
Passed unanimously.

May 20, 1926. 198

Member bank collateral notes.
Sen. Glass tells C.S.H. he has no objection to the proposei &sentiment
to the Federal Reserve Act as to member banks collateral notes.
Jan . 6, 1926. 75
C.3.H. and Platt report favorably on amendment to Federal Reserve Act
permitting Member bank collateral notes secured by eligible
paper (but not by Govt. securities), up to 90 days.
The amendment had been suggested. by McFadden, approved by the Federal
Reserve Agents and Governors, and also by Mr. Waiturg with
slight modifications, and. also by sen.Glass.
The Of:mittse made the authority contingent upon conditions, restrictions
and limitations to be imposed by the Federal Reserve Board.
The Cm:mittens pointed out that this privilege was not needed? by the
large banks, but would induce the owl 1 banks, vtho were now
borrowirg frail their correspondents, to rediscount with the
Federal Reserve banks; that these banks now can rediscount only
the paper they offer, and if any technical defect is found in
a piece of paper, it takes time to correct it and the banks have
to wait for their rediscounts.
The Ccmmittee felt that if the banks could give a direct note secured by
the pledge of eligible paper of say, 120%, of the face of the
note, the defect of any one piece of paper could be eased without
delaying the rediscount.
Dr. Miller moved to amend the Federal Reserve Act so as to abolish 15-day
collateral notes.


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140.

Sember bank collateral notes (Contod.)
Failed by a tie vote:
Aye: - Gov. C., Miller, Cunningham
No:
C.S.H., Platt & James
It was agreed to take this up again when Sec. Mellon could be present.
Jan. 8, 1926. 76, 77, 78.
Miller's motion to abolish 15-day collateral notes, defeated.
Ale:- Miller, Cunningham
NO;
Gov. C., C.S.H., Platt, James, Cogptroller of the
Currency.
Jan. 13, 1926. 80
Gov. C. changed his arigirml vote although he said he did not believe
in these notes. Miller tried to persuade him how illogical he was.
Sec. Mellon sent in wcrd that he was absolutely opposed to Miller's motion
The report of C.S.H. and Platt was tam adopted by the Board.
Aye: - Gov. C., Platt, C.s.H., Cunningham, Jams.
Ccmptrollsr of Currency.
Jan. 13, 1926. 81
Mercantile Trust Co.,Sam Francisco. 89, 60
see - Branch bank.
Mercier, Cardinal
We call on, in Maligns., but be was engaged in a conference.
secretary showed us over his Palace.
Sept. 23, 1926. 12

His

Merritt, Dr.
Dr. Ruffin makes an appointment with, to examine C.S.H.'s gallbladder
at the Garfield Hospital.
Dec. 4, 1925. 56, 57
C.S.H. has gall bladder tested at Garfield Hospital.
night there.
Dec. 9, 1925. 62

Spent 4. day and

Metcalf, sen.
C.S.H. suggests to Glass to speak to, about his reappointment.
April 3, 1926. 141
Glass writes that, was unqualified in his advocacy of C.S.H. and earne.tly
hoped he would be reappointed.
April 8, 1926. 155


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Mots
Arrived at Grand Hotel where we had a very good. rocm and bath
for 60 French francs ($3.00) per day.
Sept. 19, 1925. 10
Drove from Meta to Verdun and return. Left for Luxemburg at
Sept. 20, 1925. 10
4:30 p.m.
Miller, Dr. Adolph
Believes discount rates at New York should be increased.
Oct. 12, 1925. 23
Says term wdirect pressure" was invented by Leffingwell.
Oct. 27, 1925. 30
Gov. Strong told Platt ani C.s.H. that he felt keenly the lack
Miller
of coartesy and attacks of certaL n Board member s,
and James, especially - and that some months ago he got
Gov. Crissinger to ask Miller to cane into his room and that he
then and three told Miller and Gov. Crissinger that henceforth his relations with the Board: would be purely official.
He added that he had received invitations from Miller to
lunches and dinners but that frail now on he should decline
Oct. 28, 1925. 30, 31
them.
Miller• says that as between rate increases proposed for Boston,
Philadelphia and Cleveland as opposed to New York remaining
where it is he decidedly favored an immediate increase at
New York and should vote for Cunningham's motion to put in at
mice a 41$ rate at New York in spite of the New York directors
Nov. 6, 1925. 31
apposition.
Miller said there was too much credit in the country and that
New York should be forced to increase its di count rates.
Nov. 6, 1925. 32
Miller said such increase would not put up custcmers rates.
He admitted that customers rates in New York were now high enough.
Nov. 6, 1925. 32
James reminded Miller that the whole Board voted for the agreement
with the Open Market Cannittee, - an Oct. 27, - that rates
should first be increased at Boston, Philadelphia, and
Cleveland.
Miller denied this and said he had never agreed to this, but as
being cp.estioned admitted he had never said a word at the
meeting of Oct. 27th to indicate any disapproval of the
unierstanding reached. As a fact, at the close of the


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142.

Miller, Dr. Adolph (Cont'd.)
conference it was voted that Gov. C. and Gov. Strong should
inform Sec. Mellon of the agreement and Miller certainly
did not vote against it or indicate any disapproval.
Nov. 6, 1925. 32
Miller said that if Cunningham's motion were voted down he woald
then vote for the increases at Boston, Philadelphia, and
Cleveland.
Miller evidently believes Cunningham's motion will be defeated and
that he Can safely vote for it as a "gesture."
Nov. 6, 1925. 32
On vote, Cunningham's motion was defeated.
Aye: Miller, Cunningham
No: Gov. C., James, C.S.H.
Nov. 6, 1925.
Miller

voted for the Bo

32

on increase.
Nov. 6, 1925. 32

Miller dbjectei to having the new rate take effect only at close
of business on Monday instead of today, - Friday,- and
intimated that if held up so long some ofthe Board might
Nov. 6, 1925. 33
"leak."
Milleriotes to approve increase In Cleveland rate, but voted with
C.S.H. against postponement of effective date fmom today,
Wednesday, tntil next Monday.
Nov. 11, 1925. 35
Miller, while Board was considering a report of Open Market Committee
said that 100 millions of Government securities should be
sold at once, but =mid that 50 million be sold, including
the 38 millions maturing Dec. 15th,
Lost. Miller voted Aye, as also Platt and Cunningham
Nov. 23, 19256 42
Votes in favor of C.S.H. motion that Board approves in genral the
report of Nov. 2, but colleen immediate meeting of the
Open Maeket Conmittee to consider Whether changed conditions do
not no* call for a change in Open Market policies.
Nov. 23, 1925. 43
Voted for Platt's motion that the giestion of replacing the 38
'millions maturing on Dec. 15th be considered at the meeting.
Nov. 23, 1925. 43


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Miller, Dr. Adolph (Ccutici.)
the Bank of Belgium of
Insists that the form of guaranty by
Bank, New York, be
bills bought by Federal Reserve
submitted to Board for approval.
Nov. 25, 1925. 45
voted for approval of the
Finally withdrew his objection and
purchase from the Bank of Belgium.
Nov. 25, 1925. 46
e C.S.H. explained that
At the meeting of Open Market Connitte
a conpromi is between
his roe olu.ticn calling the meeting was
H. said Miller said at
Miller's and Platt's views. C.S.
Govt. securities
the Board meeting that 100 millions of
t and he feared an
should be sold as credit was most redundan
d that the 38 millions
era of inflation, while Platt had move
maturing Dec. 15th be not renewed.
Nov. 25, 1925. 48
millions and said his
Miller denied C.S.H.'s statement as to 100
ions.
motion called 6nly for the sale of 50 mill
which shared Miller's
James insisted cn having the minutes read
on as to 50 millions
statement as to 100 millions and his mcti
Dec. 1, 1925. 48
desired was deflation,
Gov. Strong said that what Miller really
accomplish this
pure and simple, and that the only way to
which would bring
deflatianons to increase discount rates,
about firthor importation of gold.
Dec. 1, 1925. 49
ng's plan to replace
Miller votes against approval of Gov. Stro
the 38 millions of Govt. securities.
Aye:
No:

Gar. C., C.S.H., James
Miller, Platt.
Dec. 3, 1925. 50

Reserve Agent Perrin that
Miller tells Board he hai told Federal
so great that he
the opposition in the Board to him was
. 51
1925
Ded. 3,
ought to resign.
in in behalf of the
C.S.H. asked Miller if he said this to Perr
Board and he said he said it only personally.
Dec. 3, 1925. 52
gnation; that he
Miller evressed deep regret at Perlin's resi
in the Federal
considered him one of the ablest chairman
Calkins had
Reserve System; that his conflict with Gov.
Dec. 3, 1925. 52
practically ceased. "


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Miller, Vr.. Adolph (Conted.)
C.B.H. feels Miller's statement to Perrin is extraordinary and
that he will place his protest on the record.
Dec. a, 1925. 52
Miller opposes settling the application of Mercantil Trust
Company far branches at Burlingame and Palo Alto by extending
the boundary of "adjacent territory."
Dec. 8 1925. 61
Miller moves that the Board grant the application as Drum had
substantially complied with the Board's regulations.
Passed:
Ago: Gov. C., Miller, Platt, C.S. H.
No: Ccavtroller, Cuningham, James
Dec. 8, 1925.

62

Miller votes for motion that examination Cazrnittee consider aid
report on adtrisability of extending definition of *contiguous
territcry" to Burlingame End Palo Alto.
Dec. 8, 1925. 62
Miller votes against many increases of salaries recconended by
Dec. 15, 1925. 63
FSxaminati cn Cariitte.
Miller opposes Gov. Strongis rawest that Open Market Committee
'buy from 15 to 20 millions of Govt. securities, saying it
would directly be feeding the stock market.
Dec. 21, 1925. 65
C.S.H. asks Miller if he objected to the banks rediscounting to
aid the money market and he said No.
Dec. 21, 1925. 65, 66
Gov. Strong tolls C.B.H. that he is very indignant with Miller;
that Miller was trying to put the Board and the Open Market
Committee in a fallse position and that he should take up
the matter with Sec. Mellon and the President.
Dec. 22, ;925. 66, 6?
The Board took up the question whether the %mon Market Canuittee
should be authorised, to buy 15 cr 20 millions of Government
securities.
Miller stated, in reply to Governor Crissinger that he had no
motion to make but would merely vote against approval.
C.S.H. moved approval, saying that Miller hat said too much as
to the stock market.
Passed:
All voted fa. it except Miller and Cunningham.
Dec. 22, 1925. 6?, 68


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Miller, Dr. Adolph (Contod..)
Miller med.e no comment on Gov. Crissingeris stet ement that the
New York directors voted. unanimously to buy from 15 to
18 millions of Govt. securities.
Dec. 22, 1925. 68
Gov. C. says Miller is acting with Hoover and is trying to
embarrass the Board; that sec. Mellon said the same and was
very indignant at Miller and 'asked. Gov. C. vilhen his term
expired, but Gov. C. said it had but just begun.
Dec. 22, 1925. MI
&MC;

thinks Miller is not loyal to the Board.

C.S.H. believes Miller is intriguing with Hoover.
Dec. 22, 1925. 69
Miller attends the Wilson ciinrar at the Mayflower, presided over
by Delano.
Dec. 20, 1925. 70
Gov. C. says that on the morning a Dec. 31st Miller eme into his
roan Erni found Gov. Norman, of the Bank a Ragland there;
.that Miller very severely critidised the rubber ezport duties
of Great Britain; that Gov. Norman told Gov. C. he MS mach
disturbed and anased at what Miller said.
Miller presumably was quoting Hoover.
Jan. 4, 1926. 73
Miller moves to recommend an amendment to Federal Reserve Act
abolishing the 15-day member bank collateral note.
Failed by a tie vote:
Aye: Gov. C., Miller, Cunningham
No: C.S.H., Platt, James
Agreed to take this up later when Sec. Mellon was present.
Jan. 8, 1926. 78
Winston tells C.S.H. that he mid Sec. Mellon are very mach
disturbed at Miller's motion; that if enacted it would
seriaisly interfere with Treasury operations; that Sec.
Mellon wils very angry with Miller; that they were satisfied
that Miller and Hoover were working together and had. egged on
Sen. Lenroot to write his two letters, as they contained
statements and apieements vdaich he could not have made
without help.
Jan. 9, 1926. 78, 79.


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Miller, Dr. Adolph (Cont Id.)
Miller's motion to abolish 15-day collateral notes taken up
and defeated.
Aye: Miller, Cunningham
No: Gov. C., C.S.H., Platt, James, Corcstroller
PAL 13, 1926. 81
Gov. C. changed his vote to No.
Miller tried to persuade him how illogical he was.
Jan. 13, 1926. 81
Sec. Mellon sent in wad that he was absolutely opposed to
Miller's motion.
Jan. 13, 1926. 81
Miller votes against proposed. amendment permitting member bank
collateral notes secured by eligible paper (but not by Govt.
securities) up to 90 days.
Jan. 13, 1926. 81
The Board agreed on a reply to sin. Lenroot's seconi letter.
All voted for it except Miller who asked. to be recorded as not
voting.
Jan. 13, 1926. 81
Miller told the Board that Gov. Norman, '
,then here, told him that
the New York call loan high rates made the diaccunt rate
negligible and that he could not understand why the New York
disc cunt rats had not long ago been increased.
Jan. 13, 1 926. 81, 82
Charles Warren tells C. S. H. that he met Miller at dinner a few days
ago; that he was so loquacious that he thought' he must have
taken an extra cocktail; that Miller began to talk of the
fight in the Board in 1915 over the proposed. reduction in
number of the Federal Reserve banks; that he said. he nes the
saviour of the situ.sticn; that he defeated. the attempt by his
vote; that Sec. Lane told him that President Wilson was very
sorry that he favored reducing the number; that he told. Lane
he was very much mistaken, as he was on the President's side
in the dispute, and alwais,hed been; that after the atterapt had
been killed by his vote, the President sent him a most grateful
letter.
This is the most extraordinary statement C.S.H. has ever heard. As
VoL. 3 of C.S.H.'s diaries will show, the committee which
favored reduction consisted of Warburg, Delano and. Harding. The
Ccramittoo secretly got Miller to sit with them, thus constituting
a majority of the Board.


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Federal Reserve Bank of St. Louis

147.

Miller, Dr. Adolph (Cont d.
In the bitter discussion of the report favoring cutting down,
Miller sided unequivocally with the Committee and even voted
against C.S.H.'s motion that the Committee report the evidence
on which their repart was based. Miller at first denied that
he had been sitting with the Comaittee, but finally, in answer
to questions from Williams and C.S.H. admitted that he had sat
with the Committee and that he had even written the report!
Delano several times during the debate stated that the Cammittee
report was favored by a majority of the full Board, which could
only mean that Miller had promised the Committee his vote, and
at no time did Miller deny the accuracy of Delano's statement,
although later he claimed that he had an open mind throughout.
The matter was not settled by Miller's vote for no vote was taken
on the merits, as during the debate, an opinion was sent to
the Board from the Attorney General, - asked for by C.S.H. at
the suggestion of McAdoo and President Wilson, - that the Board
could not legally cut down the number, and this ended the matter.
Delano ftally moved, after the opinion was received, to table the
*Ale matter, and very likely Miller may have voted for this.
At this very meeting Miller bitterly criticised Wilson for his
executive interference!
Very likely Lane did speak to Miller, for it was apparent that
Miller was weakening during the debate, and we thought he might
finally "welch" an the Committee and desert then, but the
occasion did not arise, for the reasons above stated.
Lane may have reported. to Wilson that Miller 11011 ready to "welch"
and Wilson may have written Miller thanking him, but I do not
see how he could, as only shortly after this McAdoo told C.S.H.
that Wilson was seriously considering salting Miller to resign,
and it was only C.S.H.'s protest that saved him.
Glass understamds all the above and told MA a few days ago that
Wilson had asked him to take Miller's place.
(See vol. 3, diaries, p. 60, 63, 66, 157.)
88, 89, 90.
Miller votes to refuse permission to Federal Reserve Agent Jay
to publish at once his figures as to stock exchange loans.
Feb.6, 1926. 98, 99


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Federal Reserve Bank of St. Louis

148.

Miller, Dr. Adolph (Canted.)
Miller moves that
for Approval
collections,
decided that
"Employee."

all Federal Reserve banks be reqpired to report,
of Board, all sums paid counsel for claims,
etc. although the Supreme Court of U.S. had
an Attorney was neither an "officer" or

Passed:
Aye: Miller, James, Cunningham
No: Platt, C.S.H.
Feb. 9, 1926. 106
Miller later moved that a min be fixed under which no report need
be made. Passed.
Feb. 9, 1926. 106
Miller bitterly attacked the draft of Annual Report prepared by
Dr. Stewart, especially the reasons given for not approving
an increase in discount =Ass at New York and said he might
file a minority report.
Believing that the New York rates should have been increased long
before they were he naturally did not like the reasons Fiven
by the Board for not increasing them.
He particularly objected to the statenent that hig4er rates might
have brought about further imports of gold, evidently not
wanting such a good reason to appear in the report.
C.S.H. reminded Miller of Gov. Norman's statement that the high
New York call loan rates threatened his gold.
Dr. Stewart told Miller that increasing to 4% would put a higher
base under the call loan rate and tend to keep it up, and would
tend to increase customers rates, at a time of crop moving.
Miller said higher discount rates would reduce call loans and that
the credit thus released would lower customers rates.
Dr. Stewart and the Board disagreed with Miller.
Miller kept saying, - "if you will only change this and that it
will enable you to 'get bye as if the Board was trying to
bolster up a clearly indefensible case.
Miller also said that Dr. Stewart was taking a particular date
so that his reasoning would tally with the figures.
Dr. Stewart was very indignant at this and replied that he to*
figures of the date under discuss!. on by the Board.
C.S.H. believes Miller will not dare to file am inority report.
Mar. 2, 1926. los, 109, 110

Miller, Dr. Adolph (Contld.)
The Board considers the draft of a letter, prepared by Miller,
to the Federal Advisory Council asking for advice and
assistance in controlling or eliminating security loans
an call.

t


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Federal Reserve Bank of St. Louis

•

•••••

Sec. Mellon thought that the chance of extending the Federal
Reserve bank charters would be imperilled if it should leak
out that the Board was contemplating radical control over
stock exchange operations.
C.S.H. said he had no objection to a letter to the council for
advice as to What control the Board legally could exercise
in respect to excessive use of Federal Reserve funds in the
call loan market, but that Miller's letter stated that the
Board is trying to develop a procedure which will check
or altogether eliminate bhe misuse of Federal Reserve Credit
facilities; that this seemed to imply that the Board had
already decided that it had the power to refuse discounts to
a bank having any speculative loans, either in the call loan
market ar an real estate.
C.S.H. said this was a very doubtful *esti= of law; that in amber
banks were not sel.ely,qomnir,cial banks, as Miller's letter
seemed to imply; that they could lawfully make security loans
as well as agricultural or commercial loans; that they are
bound to carry a reserve with the Federal Reserve bark
against every lawful loan resulting in a deposit liability;
that if their reserves became deficient they had to pay a
penalty; that when a bank bcrrowed from the Federal Reserve
bank to make good its reserves and prevent a deficiency, it
made good its nit reserves and not the reserve against any
specific loan, whether commercial, agricultural, or on
securities.
C.S.H. said thl Board Should carefully consider hcer far any undue
diversion of credits into speculative channels could be
corrected by direct pressure an the officers of the bank
before resorting to the drastic expediency, even if legal,
of refusing discounts altogether.
C.S.H. feared that Miller's letter would be construed as a
determination by the Board, in advance of the Council's
advice and assistance, to destroy the call loan market,
C.S.H. and Cunningham suggested many changes in the letter.
C.a.& said he had no Objection to a properly drawn letter, but
that he deplored this letter.
Miller then moved to approve the letter as originally drafted,
altho he said he would entertain certain amendments.


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Federal Reserve Bank of St. Louis

180.

Miller, Dr. Adolph(Cont id.)
C.S.H. moved to table the letter, at least for the present until
the recharter matter aas settled.
Passed:
All voted. Aye except Cunningham who voted No, and Miller,
who would not vote.
The Comtroller was present and voted Aye.
Mar. 11, 1926. 119, 120, 121, 122
(See VoL.156, Scrip bock, for a copy of this letter.)
C.S.H. after the meeting, went into Sec. Mellon's office and
explained further as to the danger of sending the above
letter, and called to his attention Miller's Boston
speech, delivered Nov. 27, 1925. C.S.H. said the letter
would surely leak out if sent, mid. added, "For a long time
I have believed, but can not prove, that there is a pipe
line running from our Board."
Sec. Mellon grimly said., "I know it also, and feel sure we have
the siane prams in mind at each end of the pipe line,"
meaning Miller and Hoover.
Mar. 11, 1926. 122, 123
The following is a quotation frau Miller's Boston address delivered
before the Caumercial Club on Nov. 17, 1925:
"The use of Federal Reserve credit for speculative or
investment purposes is precluded by specific
provisions of the Federal Reserve Act. It is
clear, therefore, that no bank has a proper status
as an applicant for reserve bank aacamlodation which
is supplying credit for speculative uses. It is
the duty of the Federal Reserve banks to hold true
to the course plotted for them in the fundamental
provisions of the Federal Reserve Act."
Mar. 11, 1926. 123
C.S.H. feels it seems logically to follow from the above, that,
as every bank in the U.S. is supplying more or less credit
for speculative uses, - no bank has a prcrper status as an
applicant for reserve bank accommolaticnt
Mar. 11, 1926. 123
Miller objects to Gov. Strong's statement that the Board and Open
Market Committee should be ready to buy more Govt. securities,
if the business recession should suddenly ircrease.
- Mar. 20, 1926. 125, 126


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Federal Reserve Bank of St. Louis

151.
Miller, Dr. Adolph C.(Contici.)
Miller votes against C.S.H.Is motion to authorise the Open Market
Camnittee to enlarge the System holdings to 300 millions up
to April 15, should an emergency arise, provided that the Board
rseetved the right to put an end to such purchases at any time
Mar. 20,1926. 129
Miller votes against Janes motion, the same as C.S.H.'s without
the proviso.
Lost on tie vote.
Aye: Gov. C., C.S.H., and James
No:
Platt, Miller, Cunningham
Miller said that if the Board passel this vote (before the vote
was taken) we would within a week be hauled before a
Congressional Cammittie and sev.vely catedhised!
C.S.H. thinks Miller must have known of the hearings before the
Banking and Currency Committee Which were held a little later
and which degenerated into a catechising of the Board.
Miller aid Gov. Strongls talk about business depression was all
rot and not borne out by the figures.
Miller said the real motive (undoubtedly referring to Gov. Strong)
'was to help the stook market.
Mar. 24, 1926. 129
Sec. Mellon presides at Board meeting to consider the vote lost
by a tie yesterday.
C.S.H. stated Gov. Strong's position.
C.S.H. stated that one member (meaning Miller) had stated that he
never would consent to delegating authority to the Open
Market Committee to either increase or decrease the anount of
money in the market.
Mills' made no response.
Miller said he entirely disagreed with Gov. Strong and the
Committee and believed no emergency existed or would exist.
Miller did not anmxtr C.S.H.fs statement as to delegating authority
as he knew C.S.H. could show he had done so many times, especially two months ago.
Mar. 25, 1926. 131, 132
Miller said he knew from a reliable source that the whole trouble
in New York arose from the fact that certain banks were loaded

•


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Federal Reserve Bank of St. Louis

152.
Miller, Dr. Adolph (Contid.)
up with new issues of securities atich they could not place.
Hoover, but
Gov. C. asked Miller who his informant was, - ;leaning
Miller declined to reveal the source.
ation from
Gov. C. told Miller he would pay no attention to inform
a source Miller would not reveal.
Mar. 25, 1926. 133
, Miller
James then renewed his motion of approval which was passed
voting No.
Aye: Sec. Mellon, Gov. C., James, C.S.H.
No: Miller, Platt, Cunningham.
Mar. 25, 1926. 133
understand
Winston tells Gov. C. that he ard Sec. Mellon perfectly well
that
nravecI
bad
they
that
that Hoover was dominating Miller;
Hoover got information from Miller as to Board action; that
Sec. Mellon was much disturbed as to this.
Mar. 26, 1926. 134
Miller objected to C.S.H.is proposed redraft of the order of the
Board that hereafter meetings of the Open Market Committee shall
be held in Washington.
Miller add if offered as the triginal order he would have accepted
it, but he would not vote for it as a means of placating
Mar. 29, 1926. 134
the conmittes.
Board discussed its power to regulate Open Market purchases.
Miller claimed that the resolution of April 7, 1923, which he read,
did regulate such purchases.
C.S.H. feels that it did purnayt to regulate such purchases ars/ that
he was in error bthen he said (su.pra p. 131) that the Board
had never passed a regulation on Open Market purchases.
Miller and James said W there was any doubt as to the Board's
power, we should go to Congress which would quickly give it to
us.
Miller said he would welcome this issue and would say so to the
Banking and currency Coonnittee when he testified on the
stabilisation bill.
Miller finally eu.ggested sane changes in C.S.H.is resolution which
C.S.H. accepted as the best he could get.
Mar. 29, 1926.
134, 135, 136
See - Open maiket


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Federal Reserve Bank of St. Louis

US.

Miller, Dr. Adolph (Cont id.)
at Gov. Strong
Miller said .that if he had read a sport stating
have voted
probably
wo44
he
n
recessio
hadsaid as to businsss
on had
discussi
the
that
but
to give the authority he asked,
prauction
that
wrong;
ly
absolute
was
developed that Gov. Strorg
peak.
its
at
was
tion
distribu
was not receding; that carload
to
as
y
s
testimon
Strong'
Gov.
to
He did not refer, however,
sales.
falling off in retail
Mar. 29, 1926. 137
Miller also said that one member of the Open Market Ccamittee toVi
him that he did not agree with Gov. Strong.
Miller said Gov. strong had a way of suppressing dissent within the
Mar. 29, 1926. 137
Ccmmittee.
Votes against approving the appointment of Olsen as Assistant
Secretary ct' the Federd Reserve Bank of Chicago.
He seemed shocked at having a Secretary or Assistant Secretary take
fraa the operative side ct the bank.
April 6, 1926. 147
Miller moved that appointment of an Assistant Secretary, %to as
also confidential secretary of Gov. McDougal, was against the
'Board's policy and that it should be suspended pending final
action of the Board.
Passed:
Aye: James, Miller, Gov. C.
No: Platt, C.S.H.
An extraordinary vote as 6 a the Federal Reserve banks not have
Secretaries of the Board of Directors taken fran the operative
side of the banks.
April 6, 1926. 148
Board votes to reconsider and strike out all frcm above vote except
that the appointment is against the policy of the Board.
Miller and C.S.H. voted No, - Miller because he wanted the appointment disapproved, and C.S.H. bemuse he felt the Board had a
right to appoint any one it wished.
April 8, 1926. 152
Miller moves a resolution that the Federal Reserve Board shall
establish a credit Bureau and directing acme a our statistical
and Research Division la report as to its scope and expense.
C.S.H. asked Miller if he wished to create an independent system
CC credit files at Washington such as the Board contemplated in


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Federal Reserve Bank of St. Louis

Miller, Dr. Adolph (Contid.)
1915, through Assistant Federal Reserve Agent Hackney, but
abandoned as impracticable.
Miller said he intended only that copies of the exieting credit
files of the Federal Reserve banks be sent to Washington.
Miller said his resolution was confined to the treatment of long
continued borrowers frau Federal Reserve banks, cr banks in
an extended condition.
C.S.H. Asked Miller to limit his resolution to such conditions, but
he said it was n3cessary to have data as to all barks to know
which were extended or continuous borrowers.
Miller said Prof. Sprague favored such a Bureau, and. C.S.H. suggested
that the Board ask Sprague,s views but Miller would not consent
to this.
C.S.H. asked Miller if he desired to have credit files of every
bcrrower frcm a member bank in the proposed Bureau, but he
gave an evasive answer.
Miller finally split his resolution into 2 parts:
1. That a Bureau be established.
2. Report as to scope and expense.
Firslly Miller agreed that 1. should lay on table panting a report, -2.
C.S.H. does not really know what Millerhas in mind, but suspects
he wants a kind of centralized force to examine into all loans
of member banks, and adznonish them, etc.
April 8, 1926. 152, 153, 154
C.S.H. writes son. Brine as to the political affiliations of the
present Fedaral Reserve Board, pointing out that Miller was
appointed as an sconce:Its t and an independent, as stated by
Col. House in his book, p. 171.
April 13, 1926. 158
Gov. Strong is very intlignant with Miller because of his alleged
statements in Board meetings that Gov. Strong was influenced
by the needs of the stock market in determining Open Mazket
policies. He said SC. Mellon and others hat told him this.
C.S.H. has heard Miller say this also.


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Miller, Dr. Adolph (Contid.)
Gov. Strong said he intended to refer to this in his testimony
before the Banking and CurrencyCommittee on the stabilization
bill, and•that there would be an explosion.
C.S.H. begged Gov. S. not to do this as it would shay up divisions
in the Board which would injure the Federal Reserve System.
C.S.H. told Gov. S. that Miller, perhaps unconsciously, was a rabid
deflati cnist.
Gov. §trong said that Miller, Dr. Welles, and the New York Ccazaercial
and Financial Chronicle were all leagued together in the cause
of radical deflation, and that he should certainly answer the
Commerical and Financial Chronicle in his testimony.
April 13, 1926. 158, 159
Miller is very indignant because Harrison has offered Mr. Warren,
of our Research Division, $6000 per year to leave the Federal
Reser,e Board and accept a pattion in the Foreign Division of
the Federal Reserve Bank of New York.
Miller. seemed to think Warren was to join the Research Division of
the Federal Reserve Bank of Neri York, as he said our Board
could do much better research work than the Federal Reserve
Bank of New York, which hal practically absorbed our work;
that we might ai well let it do all our research work. Miller
also said this had been done behind his back as Chairman of the
Research Division and declared that he now resigned frau that
Committee. Gov. C. explained that Harrison had asked. permission.
to speak with Warren and he had granted it; that Harrison
octiplied with the Board's regulation in speaking to him, which
regulation he read.
Miller sat d he should file a copy of Harrison's letter with the
Banking and Currency Committee.
It was explained to Miller that Warren was to be in the Foreign
Division of the Federal Reserve Bank of New York and that he
would go to Dr. Stewart at $8000 per year if he was not allowed
to accept the $6000 offer of the Federal Reserve Bank of New York.
The Board voted to grant him permission.
Ape: Gov. C., Platt, C.S.H.
Miller, James
No:
April 20, 1926. 163, 164, led

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Federal Reserve Bank of St. Louis

Miner, Dr. Adolph (Contid.)
ttee on Research
Miller then again resigled from the Coraui
Gov. C.got very angry and said to Miller:
jealous; you
"The trouble with you is you are too damned
al Reserve
Feder
the
of
nor
act as if you were the Gover
Governor!"
the
am
I
that
tarxl.
Board; ; want you to unders
Millar made no reply.

April 20, 1926.

165, 166

of New York rate
Miller was absent when Board approved reduction
he would have
nt
prese
if
that
frail 4 to 31% it said later
voted against it as is 'mature.
April 22, 1926. 166
ving the
Miller was away when tile Board wrote Sen. McLean appro
ttee.
Ccmmi
e
Senat
the
McFadden bill as reported by
April 23, 1926. 169
ncy Ccurnittee
Miller has been testifying before the Banking and Curre
al Reserve
Feder
the
to
ment
on the Strong stabilization ameni
Ccumittee
the
told
he
21st
. Act (strong of Kansas). On April
ngham were
Cunni
and
deed.)
(now
that the dirt farmers, Campbell
.
Board
ve
Reser
the ablest member s of the Federal
April 29, 1926. 174, 175
ve Board
Miller told. Gov. Harding that even if the Federal Reser
n and Atlanta,
Bosto
both
of
ies
should discontinue the Cuban Agenc
ve Bank
Reser
al
Feder
the
g
he would not consent to designatin
already.
ess
busin
gn
forei
h
of New York, as that bank had enoug
176
1926.
30,
April
Miller's
Mrs. Julius Kahn dines with us at the Lee House. She said
isco;
Franc
an
in
grocer
l
retai
father was a very respectable
lf
himse
eta.
eries
deliv
made
end
that he waited on customers,
in his wagon.
Federal
She said. she believed that Miller got his appointment on the
to
lf
Berke
in
house
his
d
Reserve Board because Miller loane
n;
Wilso
Mrs.
first
the
of
r
Edward Elliott who married a siste
artl
h,
healt
his
for
that Elliott yeas ordered to California
Miller,before leaving for the East, fourd a place for Elliott
in the University of California.
She said that sec. and Mrs. Lane gave a series of elaborate,
expensive ditaners in order to introduce the Millers into Washington
society, all of which she believed the Millers paid for,as
the Lanes could not possibly have afforded to pay for them.


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Federal Reserve Bank of St. Louis

157.

Miller, Dr. Adolph (Contsd.)
She said that one day, during the Harding Administration, she met
Miller in the street ant said to him, *How is my Democratic
friend?" - to which Miller replied, "Why do you call me &
Democrat? I am a Republic aril"
She said Miller vm.s very ppor when in the University of California, that she was his classmate, - and that the Harvard Club of San
Francisco raised a scholarship fund to send Miller to Harvard.
May 6,1926. 175
The Comptroller told C.S.H. that sea. Hence is much disturbed Of er
conditions in the Federal Reserve Boerd, - referring to Miller.
May 11, 1926. 185
The Comptroller tells C.S.H. that Sec. Mellon is very much disturbed
as to the suggesticn made by Miller to the Banking and Currency
Committee tilt the Law shoulcdi be amended so as to prohibit
Federal Reserve banks from discounting for banks carrying speculative loans; that he said he made a great mistake in reccmmending
Miller for reappointment two years ago.
May 14, 1926. 188
Miller speaks of the report in the nwspapers that Gov. Strong
and Gov. Norman had given an ultimatum to France as a conditicn
of receiving pecuniary help from Great Britain and U.S., iquaring of the Budget, the resignation of the Governor of the
Bank of France, etc. C.S.H. had. not heard of this before.
May 18, 1926. 191
Miller mores that the Board write the secretary of State asking the
present opinion of the President and Cabinet as to continuing
a Federal Reserve Agency in Cuba:
C.s.H. objected to going over the head of Sec. Mellon.
C.S.H. finally moved that Gov. C., Miller, and James see Sec. Mellon
and ask him to ascertain as to above. Passed.
May 20,.1926. 197, 198
Miller entertains the Federal Advisory Council at supper at his house.
May 20, 1926. 200
See - Alexander
Federal Advisory Council
Open market
Mitchell, Red Star Line
We call on, at Antwerp.
He changed our rooms on the Pittsburg from C24 to 349, - a largo
comfortable room but -without a bath.
Sept. 23, 1925. 12


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Federal Reserve Bank of St. Louis

158.

Moore, Cong.
We meet, at dirmer with Admiral and Mrs. Helm.
Jan. 5, 1926. 75
present.

Mrs. Wilson also

Moore, Mr.
We ask Mr. Moore and Mr. Sproule to lock Er ound and give us the
name of a good man for Chairman of Federal Reserve Bank of
San Francisco.
Nov. 19, 1925. 41
Moore, Mr. and. Mrs. John
Call on us at Ckmeva.

mt. 14, 1925. 5
Morgan interests.

16

see - Andrew, Ccng.
Morris, Rowland
We meet Mr. arn Mrs. ,at dinner with Miss Squire.
Feb. 1, 1926. 96
Morrison, Pr. 19, 20, 21, 53
See - Joslin, Dr.
X-ray
Molnar, Mr.
We meet, ccrrespandent of Chicago News at dinner with Mrs. Bagg
Sept. 16, 1925. 6
at Geneva.
Myer, Canon and Miss
C.S.H. dines with, at Mayflower Hotel.
Nov. 7, 1925. 34
Deolined invitation to lunch with, because of previous engagement.
Dec. 25, 1925. 70

-N-

Nansen
Dr. Ruffin lunches at International Club to hear Nansen speak.
1
sept. 12, 1925.
National Bank of Belgium
C.S.H. leaves card. on Governor of.
Phillips said. he would be glad to arrange an official interview, ISat
C.S.H. preferred to call informally.


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Federal Reserve Bank of St. Louis

159.

Natianal Bark of Belgium (Contid.)
The Secretary said the Governor was just leaving to attend an
official meeting, but would be very glad to see me at any
time tomorrow. The Secretary said he had been in Washingtcn
with the Belgian Debt Cormnission.
Sept. 22, 1925. 11
National City Bank, New York
Junes wanted a hearing as to the Cuban Agency at which the Cuban
branch officers of the, vould be present.
May 20, 1926. 197
See - Cuban Agency
National Grange
C.S.R. gives lunch at Cosmos Club to Louis J. Taber, Master of
Present:
Sec. Jardine, Earl Vrocman, Platt, Cunningham.
Jan. 23, 1926. 94
New Bedford Mercury
Publishes article by Gratham attacking thm Walter Hines Page *myth"
Sept.la, 1925. 1
New York
We reach quarantine at 6:30 a.m.
Oct. 3, 1925. 15
see - Discount rttes
Peden' Reserve Bank of New York
New York Stock Exchange
Strong, Gov.
New York Stock Exchange
Gov. C. says the Directors of Federal Reserve Bank of New York
have brought direct pressure to bear on the N. Y. banks to
reduce loans on, and have been successful; that the greater
part of the funds used on, came frcrn interior banks.
Oct. 16, 1925. 24
Dr. Stewart says direct pressure, as in New York, will cure the
speculative situation
Oct. 16, 1925. 25
C.s.H. believes commercial paper rediscounts are to some extent
feeding the, but believes direct pressure should be use
to prevent this.
C.S.H. does not like to penalise agriculture and commerce by
increasing rates solely fu the purpose ce checking speculation
on the.
Oct. 16, 1925. 26


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160.

New York Stock Exchange (Canted.)
C.S.H. tells Gov. Harding the Federal Reserve Bank of New York
holds the situation well in harri as to New York banks, by
Oct. 19, 1925. 27
direct pressure.
Gov. Harding says large sums are being loaned by Boston banks on
call on the.
Oct. 27, 1925. 23
Gov. Strong suggests preliminary ircreases at Boston, Philadelphia
and Cleveland as a means of sobering down the speculation on
Oct. 27, 1925. 29, 30
the.
Gov. Strong said that to refuse discounts to Any bank having call
loans on the, would be tantamount to a rationing at credit,
which would be disastrous.
Oct. 27, 1925. 30
Gov. Strong says that speculation on the, is nos under control; that
prices of stocks, allowing for the 50% increase in general
prices, are not much aboe the 1913 pre-war level.
Dec. 1, 1925. 49
Mr. Wetmore told the Federal gvisory Council that speculation cm the,
had increased austcmArs rates by 1%. Gov. Strong said this
iss nonsense.
Dec. 3, 1925. 51
Gov. Strong says that the interior banks, loaning money on call in
the, were wi thdrawing large sums and that as a result call loan
rates had risen to 6%; that the New York banks had to meet
the situation but did not want to rediscount further because
of the Canptrolleres caning call. He therefore advised buying
15 cr 20 millions of Govt. savirities.
Miller was very ugly and said this would be directly feeding the stock
market, and that we should refuse.
Dec. 21, 1925. 65
Miller later said he did not object to the banks reitcounting for this
purpose.
Dec. 21, 1925. 65, 66
Sen. Lenroot writes two letters to the Board as to feeding speculation
on the, by use of Federal Reserve funds.
Jan. 4, 1926. 74
Gov. C. said thi First National Bank, New York, had bcrrowed 115
millions frcm the Federal Reserve Balk of New York, on its
direct note and was loaning it at frau 6 to 7% on the.
Jan. 8, 1926. 78


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161.

New York Stock Exchange (Contid.)
Board refu.ses permission to Federal Reserve Agent Jay to publish
at once his figures on member bank loans on.
Feb. 4, 1926. 98, 99
The New York Stock exchange gives out its figures tomorrow.
Feb. 4, 1926. 99
Miller presents draft of letter to Federal Advisory Council asking
its advice and assistance in checking or altogether eliminating
the use of Federal Reserve fun/s on call loan market of.
Mar. 11, 1926. 119
See - Miller
Newton, Federal Reserve Agent
Tells Board. that the collapse of the Florida real estate boom will
probably involve 50 Florida banks in insolvency; that Gov. Wellborn
and others of the 8/rectors favored a policy of assisting these
banks to the, limit without too careful scrutiny of the paper
offered for redi count; that he ani some of the dir actors opposed
this policy; that these banks were in an insolvent condition;
that any flirther rediscounts would be used by then to meet the
withdrawal of public deposits (county road bonds, etc.) at the
expense of their general depositors; that these public deposits
were guaranteed by surety cosi:gni is, which, however, could release
themselves on 30 days notice; that if these banks should close
nlow the surety companies would. have to pay up, to the benefit of
the general depositors; that if insolvent, they should close now;
that, in his opinion, if the Federal Reserve Bank took the course
favored by Gov. Wellborn, it might conceivably have its capital
and surplus wiped out.
In response to a question from C.S.H. he said it was perfectly
conceivable that the issue might be,- the insolvency of the
50 banks cr of the Federal Reserve bank.
The Board were all impressed with his view of the situation.
He asked the Board if it would authorise him to say that it instructed
him to tell his directors the Board concurred in his views.
C.S.H. pointed out that this was a confidential talk with him as
our representative; that it was one thing to viva him an opinion,
but jui entirely different thing to inatruct the directors; that
whatever our power might be it should not be exercised prior to
a full discussion with the directors who had the responsibility
for action, and who had not asked our advice.
The Board all agreed to this.
April 21, 1926.

167, 168


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162.

Newton, Federal Reserve Agent (Cont'd.)
C.S.H. tells Comptroller about Newton's talk with the Board..
He said he would like to have a list of these banks and
would ask Newton to send him one.
Mow 17, 1926. 189
Nitobe, Dr.
Ishii will ask, to show us the Treaty book of the League of Nations
in which the agreement to return Shantung to China, made in
Washington is recorded.
Sept. 12, 1925. 3
Non-Partisan League
Mrs. Wilson is to send "Pa, Ma and Mae" to miss Baruch in the hope
that she can induce the Non-partisan League to publish it.
Jan. 13, 1926. 82
Miss Baruch tells Mrs. Wilson that the reader of the, like
"Pa, Ma and Mae" very much but feared it was too partisan
for the League to publish, but would report definitely
later.
Jan. 23, 1926. 94, 95
Norman, Gov.
Meets the Board, with Gov. Strong and talked for over an hour,
answering all questions.
He said unesoloyment Ass still bad in England, although a little
improved.; that there were 1,200,000 men out of work; that
emigration seemed the only hope; that most at' those out
of work were not fit to emigrate; that it would cost about
$1200 per man to send than out of the country.
He said there were faint signs of industrial revival:
1.

The successful maintenance of the gold staistard, at
discount rates not over 5%, altho everyone
predicted 7 or 8%.

2.

The Locarno treaty.

3..

The settlement of the Irish bourciary line, North and
South.

He said, on the other hand, that the coal situation vats bad.
Gov. Norman said prices had fallen but slightly since the adoption
of the Gold standard but that, sooner or later, they must
fall.


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163.

Norman, Gov. (Cont Id.)
He said. that the high New York call loan rates seriously
affected Great Britain's gold holdings as they made the
di mount rate negligible.
He explained the Belgian situation which he said, was caused by
Belgium taking over the francs issued by Germany during the
occupation.
He said he did not favor a controlled gold standard, that it
Austria
Was good only for poor countries, and that he hoped
standard.
gold
real
a
adapt
soon
would
Hungary
and
Dec. 31, 1925. 71, 72
Gov. C. tells C.S.H. that Gov. Norman told him he was very much
disturbed and semoyed at *A Miller said in criticism of the
Jan. 4, 1926. 73
rubber export tax.
Miller said Gov. Norman told him when here that the high call
loan rates ?Tads the New York discount rate negligible aid
that he cculd not understand why the Nev.! York discount rate
had not long ago been increased.
Jan. 13, 1926. 81, 82
Col.. Rice tells C.S.H. that he met Gov. Norman recently in
Albany, N. T. at Mr. Wadsworth's house; that Gov. Norman spoke
=eh about Anna and his acquaintance with her at Bar Harbor
in 1921; that he said he had met C.S.H., bit not H.P.H. in
Jan. 15, 1926. 86
Washim ton.
H.P.H. tells Col. Rica about her Lcrgicn experience with Gov. Norman.
She said that Gov. Norman called on Anna almost every day at the
Bar Harbor Hospital and they became very close friends; that
he Was frequently at our house in Washington for family
dinners; that when he came to Washington with Stanley Baldwin,
the then Chancellor of the Exchequer, we gave them both a
large official dinner; that one night when he was taking
family dinner with us, C.S.H. told him Anna was very anxious
to go over the Bank of England when next in London; that he
said to surely let him know when there and he muld be only
too delighted to show Anna over tl.e Bank; that when H.P.H.
and Anna were in London, she telephoned Gov. Norman at the
Bank but could only get his Secretary; that she told the
Secretary to tell the Governor that Anna wanted to go over
the Bank, and he said he would tell the Governor and would
make an appointment and let her know at once, H.P.H. giving
him her address in London; that she heard nothing more for
about tan days when be sent his card to H.P.H. is apartment,
but did. not call, - and this ended the matter.
Anna was terribly disappointed.

Ii


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164.

Norman, Gov. (Cantld.)
Gov. Norman's scant courtesy is in marked contrast to that of
Mr. and Mrs. Baldwin v4ho fairly outdid themselves in
entertaining H.P.H. and Anna, having Anna at lynch and
inviting H.P.H. and Anna to attend an official parade at
their Downing Street residence, etc. etc.
When H.P.H. and. Anna ware presented at Court and. were waiting in
the throne room, Mr. Baldwin, in full uniform, went over
and talked with them for nearly 20 minutes.
Jan. 15,1926. 86, 87
When Gov. Norman was in Washington on Dec. 31, 1925, e.S.H. was
perfectly courteous to him, When the conference was over
C.S.H. shook hands with him. He acted. as if he wanted. to
say something about Anna but C.S.H. gave him no opnortunity.
Jan. 15, 1926. 88
C.S.H. reminds Miller that Gov. Norman said the high New York
call loan rates threatened, his gold in London.
Mar. 2, 1926. 109
Sen. Owen tells C.S.H. he is much interested, in the report in the
papers that Gov. Norman and Gov. Strong had. given an
ultimatum to France, as a condition of receiving financial
assistance, - balancing the budget, requiring the Governor
of the Bank of France to resign, etc. etc.
C.S.H. had not seen this but Miller said he had.
May 18, 1926. 191
Norris, G.
Attends meettng of Open Market Committee.
May 2D, 1926.

124

Wing thinks Sec. Mellon has Gov. Norris in mind for the Federal
Reserve Board in C.S.H.'s place.
May?, 1926. 179
Gov. Harding thinks the suggastion of Gov. Norris for the Federal
Reaerve Board cane from Gov. Strong.
May 17, 1926. 190, 191
Norton, Charles

16, le

See - Andrews, Cong.


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165.

Oliver, Mari on
Arranges a service in menory of Anna at St. Anges Church, Washington.
April 26, 1926. 171
See- Hamlin, Anna
Olney, Richard
C.S.H. meets, at dinner at Mayflower Hotel with Canon and Miss Myer.
Olney said Sec. Mellon was very liberal as to the Allied debt settlements; that Mellon made an aweement with Wilma but the
Republicans on the Debt Carraission muld not accept it; that
the Democratic members helped Mellon more than the Republican
members; that the Italian agreement was hanging fire; that Mellon,
Hurley, Crisp and he favored liberal settlements but that the
Republicans, for purely political reasons, held back.
Nov. 7, 1925. 34
Calls on C.S.H. Said he had no doubt but that C.S.H. would be
April 23, 1926. 170
reappointed.
Olney, sec.
House in his book said McAdoo wanted C.S.H. for Federal Reserve Board,
but that Wilson said, "I prefer Olney and it happens that lam
President," that later, on Olney's refusal C.S.H. was appointed
irk accordance with MoAdools wishes.
This is a half truth. McAdoo undoubtedly wanted C.S.H., but Olney
strongly urged Wilson to appoint him.
(See earlier diaries)
Feb. 9, 1926. 105
Olsen, Mr.

146 to 148, 152

See - Federal Reserve Bark, Chicago
Open market Connate*
Open market operations
Board meets with Open Market Investment Canmittee.
Discusses discount rates and direct pressure.
Oct. 27, 1925. 29, 30, 32
See - Discount rates
Strong, Gov.
Board considers report of Open Market Committee.
The report said that camlitians pointed to an increase of discount
rates rather than a sale of Govt. securities.
Miller said 100 millions of Govt. securities should be sold.


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Federal Reserve Bank of St. Louis

186.

Open Market Canmt tee (Cont ed.)
Miller moves that 50 minims be sold at once, to include the
38 millions maturing Dec. 15, 1925.
Lost by tie vote:
Aye: Miller, Platt, Cunningham
No: Gov. C., Janes, C.S.H.
Nov. 23, 1925
42
Platt moved that the 38 millions maturing December 15th be allayed
to run off.
C.S.H. finally moved as a substitute that the Board approves in
general the Open Market Cconittee report of Nov. 2, but that
a meeting of the Canmittee be called immediately to consider
whether changed conditions do not now cal for a change in
open market policies.
Passed. Platt only voted No.
Platt moved that the question of allowing the 38 millions to run off
on Dec. 15th be considered at the Open Market Ccmmittee raeeting
Passed unanimously.

Nov. 23, 1925. 42,43

Board meets with Open Market Ccmalittee.
The record of the Board calling the meeting was reed.
Miller said C.S.H. introduced the rew lution calling for the meeting
and Gov. C. asked C.S.H. to explain it.
C.S.H. said he introduced it as a canpromise between Miller's views
and Platt's; that Miller said. at the meeting that 100 millions
of Govt. securities should be sold at owe, as credit was
redundant and he feared an era of inflation; that Platt wanted
the 38 millions maturing Dec. 15 to be allowed to run off; that
the Open Market Committee report Ass against any sales; that
he felt it advisable to call a meeting to decide what was the
best course, aid whether changed conditions d3manded any change
in open market policies; that the Board should take the evidence
before acting.
Miller denied C.S.H. statement as to 100 millions of Govt. securities
and said his motion called only for 50 millicns.
James demanded readirwof the record which showed that Miller stated
that 100 millions should be sold, but in his motion limited
it to 50 millions.


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Open Market Ca:mitts. (Cceit id.)
Gov. Strong said it would be wiser to hold the 38 millions and
replace them; that the sale of 50 millions would have little
effect now, but if sold after the first of the year, ithen
the expected liquidation has set in, it might have great
effect.
Gov. Strong said. we must face the fact squarely, - that Miller's
desire is deflation, pure and. simple.
He then gave a picture of conditions: - stock speculation is under
control; the prices of stooks, allowing for the general increase
in all prices of 50%, are not far from the 1913 pre-war level;
that production is increasing and prices are fairly stabilised.
He pointed out that custueers rates are not low, but are really high.
He said that the deflation Miller desired could be brought about only
by increasing discount rates; that this might cause a resumption
of gold imports, and would also result in an increase of
custcmers rates; that resumption of gold imports would tend to
defeat Great Britain's resumption of gold payments, and
uncertainty in domestic business.
He said his directors were a unit in opposing higher discount rates
at the present time, although some time they must be increased;
that the Bank of England must soon increase to 5%, but that our
rates and our open market policy should. not be changed at the
present time, and that the. Open Market Committee all agreed
with him.
He also pointed out that the Board had allowed a month
before taking up the Cczaaittee report of Nov.
meantime, the Treasury had perfected its financial
the theory that the 38 millions would be replaced.
Dec. 1, 1925. 47, 48, 49,

to elapse
and. that,
plans on
50

Gov. Strong stated that Belgium would probably issue her 100 millions
within a month as her budget difficulties were being cleer ed up.
The Board voted to approve the plan of replacing the 38 millions
maturing Dec. 15, 1925.
Aye; Gov. C., C.S.H., James
No: Miller, Platt.
Dec. 3, 1926. 50


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168

Open Market Commi ttee (Cont id.)
Mr. Wetmore said. the stock exchange speculation had lifted up
customers rates 1%. Gov. Strong said this was nonsense.
Dec. 3, 1925. 51
Gov. C. calls special meeting of Board.
Gov. Strong had called him up to say that the interior barks were
witixtrawing large amounts of money loaned on call; that call loan
rates had gone up to 6%; that the New 'fork banks had to meet
the situation; that the New York banks had. rediscounted heavily
/already and did not wish to increase these redi'counts in view
of the expected Comptroller's call, Feld in view of the inevitable
liquidation after the first of the year.
Gov. Strong said the Open Market Committee had voted unanimou.sly to
buy 15 or 20 millions of Govt. semari ties to tide over the
matter; that he asked the approval of the Board of such purchase.
Miller Wall very ugly and °aid this Aculd be directly feeding the
stbck market and should be refused.
C.S.H. suggested it made no difference whether the needed credit
was.procured ty rediscounts or by open market transactions, so far
as the stock market ma concerned, which in any event would be
indirectly benefitted.
C.S.H. asked Dr. Miller if, objecting to open market purchases, he
woad also object to rediscounts for the same purpose, and. he said
he would not object.
C.S.H. said he talked with Gov. Strong over the telephone before this
meeting; that Gov. Strong said his request was made and based
on existing business and, industrial conditions; that high, bulging
call loin rates were very bad for business anti ultimately would
lift up elastomers rates.
C.S.H. reminded the Board of Mr. Wetmore's opinion that the high call
loon rates had lifted up customers rates 1%.
Board finally adjourned until tomorrow.
Dec. 21, 1925.

65, 66

C S.H. again talks with Gov. Strong over the telephone. Heagain
said that his recp.est vests based primarily upon business rather
than st ock market condi ti one. He was very indignant with
Miller, who, he said,was trying to put the Board in a false
position, as also the Committee; that he intended to take this
tip with Sec. Mellon and with the President.


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Federal Reserve Bank of St. Louis

169.

•

Open market Commit tee (Cant Id.)
Gov. C. told the Board again the attitude of Gov. Strong and of
the Committee and spiked the pleaeare of the Board; at first
there was no response.
Finally, Gov. C. said to Miller, "Have you any motion to make?"
Millnr said No; that he felt erre the Board would vote approval
and he would merely vote in the negative.
There was some further discussion in which Miller todk no part.
C.S.H. then moved qpproval. He said Miller bad said too much about
the stock market; that this was a condition, not a theory; that
large sums were being drawn from the market by interior banks,
talus increasing the call loan rates to 6%; that this condition
was certain to cause customers rates to be advanced and a
liquidation of loans; that to save this situation, further credits
must be provided for, either by rediscounts or by open market
purchases; that all agreed as to this, even Miller; that thl
banks did not want to rediscount further until after the
Comptroller's call; that Gar. Strong said that bulging interest
rates would react on business and commercial interests; that the
Open Market Committee was unanimous, and that he moved approval
am a means of conserving business and commercial interests.
The Board voted approval.
Aye: Gov. C., C.S.H., James, Comptroller
No: Miller, Cunningham
Dec. 22, 1925. 66, 67, 68
Before the above rate, Gov. C. stated that the directors of the
Federal Reserve Bank of New York had voted unanimously directing
the purchase of from 15 to 18 millions of Govt. securities.
Miller made no comment on this.
Dec. 22, 1925.

68

The Board voted to dissolve the Board's Open Market Committee and
to consider open market questions in Committee of the Whole
Board.
This had in fact been done since Feb. 5, 1925, although not formally
voted until now.
(See Diaries, Vol. 14 p. 77)
Feb. 5, 1926. 74


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170.

Open Market Commit tee (Contid.)
Board holds meeting with Open Market Committee.
Gov. Strong protested against a recent order of the Board
designating lesshington as the place of meetings cf the
Ccomittee in future, unless otherwise ordered.
Gov. S. said. the Committee was a voluntary one and that the Board had
no authority bo issue such an order, couched in peremptory terms.
C.S.H. explained that the former Comnittee of the Board, - Miller
and Cunningham - had been abolished and that the Board henceforth
was to consider all open market matters in Committee of the Whole;
that the Board felt it would be easier for the voluntary Open
Market Committee to cana to Washington than for our whole Board
to Ep to New York; that there was no intention to issue an arbitrary
order.
A long discussion follosed.
C.S.H. finally said he would. offer at the next meeting of the Board
the following substitute:
"Meetings of the Open Market Investment Committee shall be
arraixed by the Governor and the Chairman cf the Committee
at such times and. at such places as may be necessitated
by the business involved and as may suit the convenience of
the Board and. of the Coxamittee."
The members of tha Committee all said that this would
be
sati sfactory.
Mar. 20, 1926. 124, 125
Gov. Strong then read the Committee report which asked for no
immediate changes in investments.
Gov. S. said a business recession had set in all over the
ccuntry;
that no on. could tell $shether it will continue; that one
large company in New York placed. orders based on an estimate
d
increase of 20% in retd. 1 sales; that be actual increas
e
was only 3%.
Gov. S. said. we must be prepared to cope with this recessio
n if it
continued.; that we ought to be ready to make further purchases
of Govt.securiti es to ease aiy si tuat ion which might
arise.
Miller dissented frau this vivo.
Mar. 20, 1926.

125, 126

At the Governor's conference, Gov. Strong spoke of ccnditions in
• New York.


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171.

Market C unit tee (Cont 1.)
He said the member banks were borrowing heavily, - 142 millions fro= the Federal Reserve bank; that a recession of business
had set in all over tbsccuntry; that the heavy rediscounts
brought about a tendency to force liquidation of customers
loans; that conditions in Europe looked bat; that he feared a
sudden increase in business depression.
He further said we ought to begin to buy Government securities to
ease the money market; that the money so paid out would come
back, as the banks woad use it to pay off their relisoounts,
and thus give larger opporturdty for enlarging credits to
customers; that reducing discount rates would merely help member
banks carry their loans at the Federal Reservs bank and would
not be an inducement to make them pay them off.
He said it was the unanimous ;pintas of his Counittee that power should
be given it, in PASO of emergency, to buy, between now and
April 15, not to exceed 90 millions of Govt. securities, in
addition to replacing the March 15 securities, all but 15 millions
of which had already been replaced.
Gov. S. said the Board at its last meeting had merely authorised this
replacement of the Mar. 15 maturities, but had not acted on the
above recocmiencittion which, at least in general terms, vas
contained in their report.
The matter

VAs

discussed at length.

Miller vigorously objected.
The Ccramittee finally put the question in concrete form:
"If develoxents in the money market indicate any need for
doing so, the amount of securities in the System may be
increased to 300 millions, but no purchases shall be made
after April 15th Idthout further consideration.
The Board then utthdrew into Platt's roan to consider this.
C.S.H. moved approval but with the addition, "on the express understanding that the Board, at any time, may terminate the authority
to flake such purchases."
James said this implied that without this reservation the Board could
not revoke its consent, Ahich James said it clearly could do at
any time.
James begged C.S.H. to give up this condition, but C.S.H. said if not
so expressed the question of moral ccmmitment might arise in
the future.


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Federal Reserve Bank of St. Louis

In.

°Pen Market Committee (Ccnt id.)
On vote, C.S.H. s aLotion was defeated.
Aye: C.S.H.
No: Gov. C., Platt, Miller, James, Cunningham
James then moved approval

without C.S.H. s condition.

Lost by a tie vote.
Aye: Gov. C., Janes, C.S.H.
No: Platt, Miller, Cun lingham
Before the vote vats taken, Miller said that if we passed it we would
be hauled before a Congressional Canmittee and severely
criticised.
Miller must have referred to the hearings before the Banking and
Cuirency Ccaraittee, of which the Board knew nothing at the time,
but of which Miller must have known.
Platt said he did not believe there was any necessity for further
purchases.
Miller 'said the talk of business recession vas all rot, and that the
real motive was to help the stock market.
C.S.H. said he feared a sudden increase In business recession; that
Miropean conditions might cause an acute collapse in U.S.; that
the Open Market Cannittee were our Generals in the field and
that if we could not give than discretion to meet an emergency
for 3 months, we should disband them.
C.S.H. pointed ait that if a sudden emergency should arise, instant
action might be necessary and that tha Board, as often bad
happened, might not have a quorum.
C.S.H. also reminded Miller that he had voted to give the Connittee
authority to replace the 60 millions of Mar. 15 maturities.
C.S.H. asked to be recorded that he voted for this genwal aprroval
only after his mioti on he been defeated.
C.S.H. then went to Sec. Mellon to have him cane in.
Miller refused to stay for this and left the meeting.
Sec. Mellon ass in Philadelphia and the meeting adjourned.
Mar. 24, 1926. 127, 128, 129, 130


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Federal Reserve Bank of St. Louis

Open Market Committee (Conted.)
Sec. Millon presided at Board meeting.
The minutes of the last meeting were read.
Sec. Mellon asked some one to explain the status of the matter.
C.S.H. explained what Gov. Strong and the other members of the
Open Market Committee desired.
C.S.H. incidentally referred to the fact that a yesterday's meeting
one member (meaning Miller) stated that he never would consent
to delegating authority to the Committee to increase or
decrease the amount of money in the market.
Miller made no reply to this.
C.S.H. pointed out that the Board is asked to give discretion to the
Committee for only about 3 weeks; that the Board could not
properly insist that it must decide every emergency for itself,
as it Wight not have a quorum; that we should give some
discretionary potter to the Committee, - cur Generals in the
field.
C.S.H. said hifelt that a Federal Reserve bank has the right to buy
or sell in the open market subject only to regulations of
the Board; that the Board had only published, in 1923, - general
regulations as to the manner. of operating but not as to the
.
amount,
C.S.H. also pointed out that the Board had frequently, in the past,
given discretionary power to the Committee, e.g., only 2
months ago it gave it discretion to roplao e the Mar. le
maturities, about 6? millions; that every member acquiesoed
in this, that to insist on passing on every emergency would in
which it
effect turn the Board into an operative Board,
clearly was not intended to be.
Cunningham said he did not object to delegating authority to the
Committee on principle, but he believed no present emergency
warranted it.
Platt expressed the same views.
Miller said he entirely disagreed with Governor Strong and the
Committee and believed no present emergency existed or was
threatened. He said nothing as to the views he expressed
yesterday as being opposed to delegating any discretion to
the Committee, because, C.S.H. thinks, he knew that he had
often voted for such delegations.


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Federal Reserve Bank of St. Louis

Open Market Caanittee (Canted.)
Miller said he had information that the 'hole trouble in New York
arose frcm the fact that certain banks were loaded up with
securities *Lich could not be placed.
Gov. C.asked Miller who his informant was but Miller refused to state.
Gov. C. said he should, pay no attention to information frcm a source
which Miller would not reveal.
sec. Mellon said there
no one could sew
that a policy of
conditions would

was undoubtedly a recession in business and
it might not suddenly increase; that he felt
liberality looking towards easy credit
be of great advantage at the present time.

James then renewed his motion of approval which was passed.
Aye: Sec. Mellon, Gov. C., James, and C.S.H.
No: Miller, Platt, Cunningham
Mar. 25, 1926. 131, 132, 133
At the Board meeting, C.S.H. Taught up his proposed new resolution
as to future meetings of the Open Market Cana ttee.
Cunningham, before this, had told C.S.H. that while the first
resolution of March 9 should not be repealed at the demand of
the Open Market Comnittee, he would not cbject to having it
somewhat amplified.
C.S.H. read his resolution.
Miller said if originally offered in this form he would not have
objected to it, tut he declined to vote for it as a means of
placating the Open Market Ccmtnittee.
James also opposed it.
A long discussion followed, as to the per of the Board to control
Open Market purchases.
Miller had read the resolution of April 7, 1923, which, how.er,
placed no limit upon the mount but merely upon the manner of
such purchases.
Miller and James said if there was any doubt as to the Board's power,
we shouli go to Congress whichwould cp.ickly oive it to us.
Miller said he would welcome this issue and would say so to the Banking
and Currency Connittes.

•


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Federal Reserve Bank of St. Louis

Open Market Committee (Contld.)
It seems that Governor Crissinger said Harrison said the Federal
Reserve Bab* of New York denied our power and Gov. C. said he
bad no doubt that if any specific case should arise, the Federal
Reserve Bank af New Tort would go ahead in spite of us.
Miller finally suggested some changes in C.s.H.Is resolution which he
accepted as the best he could obtain and it was unanimously
passed, as follows:
"Whereas etc. (same pr eamble)
Now therefore, the Governor is directed to advise, from time
to time, after consultation with the Chairman of said
Committee, When in his opinion it is desirable from the
nature of the business to be transacted that meetings of
the Committee be held at other places than Washington."
Miller, speaking of the Open Market Committee report, said that if he
had merely read a report containing what Gov. Strong had said
at our meeting, he would probably have voted offhand to grant
the authority; but that the discussicn developed that Gov.
Strong was absolutely wrong; that production was not receding;
that car load distribution was at its peak.
He said nothing of retail purchases which all of the Governors on the
Open Market Committee said were falling off.
Miller also said that one member of the Open Market Cammittee told
him that he did not agree with Gov. Strtng, although he had
voted with him.
Miller said Gov. Strong had a way of suppressing dissent within the
Committee.
Mex. 29,1925.
134, 135, 136, 137
C.S.H. goes over the Open Market resolution of April 7, 1923.
The resolution laid down three principles:
1.

Primary regard to the accommodation of cc:amerce and business
and to the effect an the general credit situation.

2.

Careful regard as to the bearing upon the market for such
securities.

3.

Open market purchases to be primarily commercial investments,
except that Treasury certificates maybe dealt in,
as at present, under so-called repurchase agreements.


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Federal Reserve Bank of St. Louis

176.

Open

Market Conmittee (Contid.)
The Board under this resolution pmt an end to the old Committee at
Governs and created a new Ccumittee, - the Open Market
Investment Committee, consisting of the same members, "To be under the general supervision of thtA Federal Reserve
Rawl --- the duty of this Committee o devise and
recommend plans for the purchase, sale, and distribution
of the Open Market purchases of the Federal Reserve banks,
in accordance with the above principles and such regulation,
?kiwi,' from time to time be laid down by the Federal Reserve
EINek.
This resolution simply lays down certainprinciDles and is a proper,
lawful regulation.
It also refers to future regulations but none such have yet been
promulgated by the Federal Reserve Board.
The Federal Reserve banks, therefore, if they certified that the
purchases were in accordance with the above principles, could
at any time buy or sell Govt. securities in the open market,
until, at least, some future regulations to the contrary have
been promulgated by the Board.
Mar. 30, 1926. 138, 139

Open Market rates
Dr. Stewart says that N. Y. Federal Reserve rates are 1% below the
canmercial open market rates.
Oct. 16, 1925. 25
GOV. Harding tells C.S.H. that their bill purchasing rates were higher
than their discount rate.
Oct.19, 1925. 27
Gov. Strong says that an increase in discount rates wculd be followed
by an increase in the open market rates for customers paper.
Dec. 1, 1925. 49
Owen, Sen.
Sen. and Mrs. Owen arrive at Genera.
Sept. 13, 1925. 5
They take tea with

1146

Sept. 14, 1925.

5


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Federal Reserve Bank of St. Louis

Omen, Sen. (Contld.)
Sen. Owen calls an C.S.H. at Lee Hausa. He raid he was much interested
in the items is the papers as to the conference of Gov. Strong
and Gov. Norman and their ultimatum to the French Government, as
to levying equal taxation, etc.
He said he fully approved it and would like to get into the negotiation.
C.S.H. mid it had not been discussed by the Board, but if it should
be &aid he Should ask to be heard, he thought the Board would be
glad to hear him.
May 18, 1926. 191
Oxford University
Mrs. Wilson said that, offered Mr. Wilson an honorary degree but that
he could not leave Paris to receive it, ami as the University
never gave degrees unless the recipient was present, he hat to
forego the honor; that be bad always said he should appreciate a
degree from Oxford more than from any other University.
Feb. 25, 1926. 108

Pa, Ma and Mae
K.P.H. reads, to Mrs. Wilson, who said she would send it to Miss Baruch
for publication by the Non-Partisan League.
Jan. 13, 1926. 82
Mrs. Wilson tells H.P.H. that the reader of the Non Partisan League
enjoyed her sketch very much but fears it is too partisan for
publication by the Non Partisan League, but will report
officially later.
Jan. 23, 1926. 94, 95
See - Pennington, Mrs. Louis
Paderewski
Attends private dinner in his honor,also the Wilson dinner, N. Y.
Jan. 13, 1926. 85, 86
Pare, Walter Hines
Mr. Gratham attacks the Page "myth" in the New Bedford Mercury.
Sept. 12, 1925. 1
Palace Hotel; Brussels
We arrive 5:30 p.m.
We paid 120 francs ($4.50) for aro= and bath.
Sept. 21, 1925.

10, 11


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Federal Reserve Bank of St. Louis

Vs.

Palo Alto, California. 59, 60, 61
See - Branch banks
Pan American codification of International Law. 159 ,160
See - Carnegie Foundation
Patten, Miss
Gertrude Myer_ says the Pattens say that Mrs. Wilson was engaged
to Dr. Ruffin when she first met President Wilson and that when
she became engaged to the latter she merely wrote Dr. Ruffin
to that effect.
Nov. 7, 1925. 34
Peace proposal of 1916.
Mrs. Wilson said Mt. Wilson did not want to meet Lord Grey when last
he came to the U.S.; that she firmly believes, but does not
knos, that he was angry with Lord Grey because of the manner in
which he treated the Peace Proposal of 1916.
Nov. 29, 1925. 47
Peck, Mrs.
Mrs. Cleveland (Preston) told Harry Tucker there was absolutely nothing
in the Peck letters discreditable to Mr. Wilson; that he was
always interested in bright women.
Jan. 24, 1926. 95, 96
Penning ton, Mrs. Lcuis
Calls on C.s.H. and H.P.H. Says she wants a short statement of
what Mr. Wilson hal_ done prepared and that she would publish it.
She had spolcen of this before to H.P.H. saying that Mrs. Bannister
had suggested the Secretary of Sen. Glass as a good person to
prepare it, but that Mrs. Wilson did not want him, as he once
had shown her a proposed sketch of Mr. Wilson which she founi
Axil of errors and advised him not to publish it, which he
did notwithstanding.
Mrs. Wilson confirmed this to C.S.H.
Mrs. Pennington and Mrs. Wilson bagged C.S.H. to prepare such a
sketch
and he finally agreed.
Jan. 23, 1926. 95
Mrs. Pennington tells C.S.H. she will gladly give $150 tcwaris
the
expense of printing "F's6, Ma and Mae" in the Bulletin publishe
d
by the Wansn's Democratic Club, to be inserted as a suppleme
nt,
and also for printiq 1000 copies in pamphlet form, to be sold
for the benefit of the Wanan's National Democratic
Club.


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Federal Reserve Bank of St. Louis

Pennington, Mrs. Louis (Contid.)
Mrs. Cunningham, representing the National Canuittee told H.P.H.
that althought she said it would cost $350 she had arranged to
print it on the faith of the above sabscription and $25 we
said we would give, at; she had soma money in raeerve held for
an earlier number of the Bulletin vthich, in fact, had not been
printed.
Feb. 4, 1926. 97, 98
We dine with Mrs. Pennington.
C.S.H. explains as above as to printing "Pa, Ma and M40."
She

aid she would give H.P.H. a *pick for $150.
Feb. 5, 1926. 98

We dine with Mrs. Pennington.
Mrs. Wilson and Mr. Bolling were also there and we discussed the
chronological table of Mt. Wilson, which C.S.H. was preparing.
Feb. 25, 1926. 108
Mrs. Pennington Mad Mrs. Wilson call on us at the Lee House to
discuss the chronological table of Mk. Wilson.
Mar. 13, 1926. 124
We dine with Mrs. PenAngton. Mrs. Wilson and Mt. Bolling were
also there. We discussed the chronological table.
April 0, 1926. 146
Mrs. Pennington called onus at the Lee House.
She said Mr. Bolling, the other day, asked her if she was going to
give all the royalties on the chronological table of Wilson
to the Wanants Democratic Club; that she thought he had it
in his mind the/ Mrs.Wilson should have a part of the royalties.
Mrs. Pennington asked us if we would object to her giving Mrs. Wilson
one
if and the other half to the Woman's Democratic club.
We both said of course we did not object.
Mrs. P. originally told Mrs. Wilson, Mt. Bolling and ourselve
s that
she was to give all the profits to the Club.
May 11, 1926. 186
Penrose, gen.
Elliott tells C.S.H. that a decisio4 on the suit of McFadden vs.
Ccuptroller Williams Was held up over a year by a State judge
who was controlled by Sen. Penrose.
April 29, 1926. 174


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Federal Reserve Bank of St. Louis

180.
Pepper, Sen.
Sen. Bruce tells C.S.H. that Pepper is a very agreeable man,
but
had no convictions; that he was shifty, evasive, and
intellectually not honest.
Dec. 17, 1925. 64
Sen. Andreas Jonas says Pepper ham already lost all reputati
on he
had Allen he entered the Senate.
Dec. 20, 1925. 64
Sen. Peppecand Sen. Glass are to try to have the Fede
ral Reserve
bank charters extended. by an amendment to the
McFadden bill.
Mar. 11, 1926. 120
Glass tells GOV. Harding that Sec. Mallon is fighting
for Pepper's
renomination; that he feared Sec. Mellon migh
t be induced to
trade off C.S.H.'s office in order to help
Pepper.
Mar. 21, 1926. 126
Glass aaid Pepper was shifty, - like a flea; that
son. Edge agreed
to fight with Glass to a finish for the Sena
te amendments to
the McFadden bill, but that Pepper was evas
ive.
Mar. 21, 1926. 126
Sen. Bruce says Pepper is evasive, shifty,
and intellectually
dishonest; that he had made a complete fail
ure in the Senate.
April 10, 1926. 156
Mrs. Bruce said Pepper recently told her he was
not a prohibitionist,
smi did not believe in prohibition, but that
it was gooi
politics for him to be "dry" in Washingt
on.
April 10, 1926. 156
Sen. Bruce mays Pepper can not be renominated..
April 10, 1926. 156
Sen. Pepper beaten in the primary contest
by about 85,000.
May 19, 1926. 192
Perrin, John, Federal Reserve Agent
Mr. Sproule, Class C Director of Federal
Reserve Bamk of San Francisco
said the real reason for Perrin's resignat
ion (to take effect
Mar. 1, 1926 )was the issue between hims
elf and Calkins,
the Governor; that the directors consi
dered Perrtn's job limited
to presiding at directors meetinga,
and that the chairmanship
meant nothing more ...; that his
resignation raised the issue
squarely and that the Board must
settle it before it appoints
his successor.
Nov. 19,1925. 41


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Federal Reserve Bank of St. Louis

Perrin, Federal Reserve Agent (Contld.)
At the Board meeting a motion was made to accept Perrints
resignation.
C.S.H. moved to postpone until he received a reply to his letter
asking if his resignation was final.
Miller said he had told Perrin that the opposition to him in the
Federal Reserve Board was so great that he ought to resign.
Janes said he had taken Perrin to lunch and expressed the same views.
C.S.H. said this was the first he had heard of this and asked if
Miller and James spoke for the Board.
They both said they spoke only personally.
Gov. C. said Comptroller McIntosh was bitterly opposed to
Perrin.
C.S.H. said we should have to give the new appointee instructions
which woula sustain Perrtn's position.
Miller said he deeply regretted Perrin's resignation; that
he considered
hith one of the ablest chairmen in the Federal Reserve
System;
that his controversy 4ith Calkins had practically ceased.
C.S.H. feels that Miller's and James' acticn in practically
forcing
Perrin's resignation is most extraordinary, and he All have
his
protest recorded.
The reason for the Comptroller's opposition grows out of the many
unfavorable reports Perrin had made on the formation of new
national banks.
Perrinis successor, Mr. Newton, when here 2 weeks ago, said
that
within a certain period there had been 33 applications for
national bank charters, of which the Federal Reserve bank approve
d
10 and disapproved 23; that most of these 23 had been rejecte
d
for state charters by the state superthtendent; that,
neverthbless,
the Comptroller had granted charters it the greater
part of the
23 rejected by the Federal Reserve bank.
Dec. 3, 1925. 51, 52
Perrin gave an adverse opinion on the application
of the Mercantile
Trust Company for branches at Burlingame and Palo
Alto, solely
on the ground that they were beyond the area
of contiguous
territory.
Dec. 8, 1925. 59


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Federal Reserve Bank of St. Louis

182.

Pershing, Gen.
!-Congressman Dick Whalley tells C.S.H., at luncheon at Mrs. Cowdin's,
that he went abroad with Sen. Glass as one of the Congressional
Committee of investigation. He said that Glass, Cong. Byrnes and
he lunched with Gen. Pershing at Chaumont, at the time an
armistici was first being talked of; that Pershing was vehemently
in favor of taking SIdan and of going into Berlin; that he said
this would mean the death of at lea-.t 250,000 American soldier,
but that he wanted to do it, especially, he said to turn the
American soldiers loose upon the women of Germany and give them
a taste of ,vhat the German army hat done to the women of Belgium
ana France.
Whalley said Glass wrote down in his diary, after, after going over
it with Byrnes, every word Pershing said.
Jan. 10,1926. 79, 80
Phillips, William
Made an appointment with, at the Embassy at Brussels.
He sent me in his auto to leave a card an the Governor of the Bank of
Belgium. He said he would be glad to arrange a personal interview
if C.S.H. desired it.
He said the Governor could not speak English and C.S.H. said he would
merely leave a card out of conrtesy.
At 5 p.m. we both took tea at the Embassy.
Sept. 21, 1925.

11, 12.

Pittsburg, S. S.
We embarked aa the S. S. Pittsburg at Antwerp. Mr. Mitchell the
Manager of the Red Star Line showed us every courtesy and had
our room changed fran C24 to B 49, a large comfortable roan
but without bath.
Sept. 23, 1925. 12
Platt, Edmund
Platt and Miller believe the Board should approve Boston's application
to in:rease discount rates from 3i to 0.
Oct. 13, 1925. 23
Says 1h) Board will be attacked for keeping a 30 rate at New York
for the benefit of speculatbrs while farm paper throughout the
country earned 4% at Federal Reserve banks.
Oct. 16, 1925. 25
C.S.H. tells Gov. Harding that most of the Board, except Platt,
thought the Boston increase should be deferred for the present.
Oct. 19, 1925.27


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Federal Reserve Bank of St. Louis

Platt, Bimund (Canted.)
Gov. Strong tells Platt and C.S.H. that he felt
keenly tile lack of
courtesy and attacks of certan members of the
Board.
Oct. 2E, 1925. 30
Sae —

Strong, Gov.

Votes in favor of Miller's
tion that 50 millions of Govt. securities
be sold at once. Lost by a tie vote.
AYe:
No:

Platt, Miller, Cunningliazn
Gov. C.,
H., James
Nov. 23, 1925.

42

Moves that the 38 millions of Govt. securities
maturing Dec. 15 be
allowed to run off.
Votes against C.S.H. substitute motion calling
for a meeting of the
Open Market Committee to consider the ?hole
question.
Nov. 23, 1925. 43
At meeting of 'Board with the Open Market
Committee .C.S.H. explained
that his resolution •Pas because of the diff
erent views of Miller
anci Platt.
Dec. 1, 1925. 98
Votes against granting reciaest of Open Market
Committee to replace
tile 38 millions of Govt. securities maturing
Dec. 15.
Aye:
No:

Gov. C., C.S.H., James
Platt, Miller
Dec. 3, 1925.

50

Joins with James in suggesting that the Comm
ittee on Examinations
consider and report on advisability of
micterding the contiguous
territory about San Francisco to include
•Burlingame and Palo
Alto.
Dec. 8, 1925. 59
Votes in favor of Miller's motion to gran
t 1..) plice.ticn of Mercantile
Trust Company to take over banks in Burl
ingame and Palo Alto
as branches.

Aye: Gov. C., Miller, Platt, C.S.H.
No:

McIntosh, James, Cunningham
Dec. 8, 1925. 62

Votes in favor or examination committee
reporting on expediency of
extending area of contiguous territory
around San Francisco
so that other banks may have sane
privileges as Mercantile Trust
Co.
Cunninghaza alone voted • No.
Dec. 8, 1925.

62

I0

Platt, Bimini (Ccnt Id.)
Reports, with C.S.H., a proposed amendment to Federal Reserve Act
permitting member bank collateral notes up to 90 days secured
by eligible paper, not including Govt. securities.
Jan. 8, 1926. 76, 77
Votes against Miller's motion favoring abolishing of 15-1ay member
bank collateral notes.
Aye: Gov. C., Miller, Cunningham
No: C.S.H., Platt, James
Lost by a tie vote.
Jan. 8, 1926.

78

Votes again against Miller's motion.
Defeated.
Aye: Miller, Cunningham
No: Gov. C., Platt, James, Coaptroller
Jan. 13, 1926. 80
Votes for member bank collators/ notes up to 90 daya when secured
by eligible paper, but not by Govt. securities.
Aye: Gov. C., Platt, C.S.H., Cunningham, James
No: Miller
Jan. 13, 1928. 81
Votes in favor of proposed answer to Sen. Lenroot's second letter
to Board.
Jan. 13, 1926. 81

Nies *um
igot.trOtc Al7

fl

sr!" Poi'


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Federal Reserve Bank of St. Louis

fr-

SI 10 '110:
'
111-

PO

Attends lunch at Cosmos Club given by C.S.H. to Louis J. Tabor,
Master of National Grange.
Jan. 23, 1926. 94
Votes, with C.S.H., to permit Federal Reserve Agent Jay to give out
at once his figures as to brokers loans by New York banks.
Defeat ed.
Aye: Platt, C. S.H.
No: Miller, Jame s, Cunningham, Comptroller
Feb. 6, 1926. 99
Votes, with C.S.H. against requiring Federal Reserve bails to report
for approval all sums paid. Counsel for claims, etc.
Aye: Miller, James, Cunningham
No: Platt, C.S.H.
Feb. 9, 1926. 106


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Federal Reserve Bank of St. Louis

Platt, Edmund (Contld.)
Votes against C.S.H. motion of approval of extending system purchases
of Govt. securities, up to April 15, provided the Board reser
ves
right to forbid. further purchases at any time.
C.S.H. alone voted Aye.
Mar. 24, 1926,

129

Votes against James motion of approval without C.S.H
.,s condition.
Lost by tie vote.
Ay*: Gov. C., C.S.H., James
No:
Platt, Miller, Cunningham
Mar. 24, 1926. 129
Says he does not believe any further purchases are
nvessary.
Mar. 24, 1926. 129
Says no present emergency nor danger of Airther emerg
ency would. justify
giving to open market committee the above power
.
Mar. 25, 1926. 132
Votss against Janes motion of approval.
Aye: Sec. Mellon, Gov. C., James, C.S.H.
No: Platt, Miller, Cunningham
Mar. 25, 1q26. 133
states that a Federal Reserve bank has a right
to appoint as Secretary
of the Board, of Directors anyone it sees fit wheth
er frcm the
operating side or the Federal Reserve Agents
side.
In re Olsen, Pectoral Reserve Bark, Chicago.
April 6, 1926. 147
Votes, with C.S.H., against disapproving the
appointment of Olsen.
Aye: Janes, Miller, Gov. C.
No: Platt, C.S.H.
April 6, 1926. 148
Moves to strike out all of the Olsen resol
ution except the statement
that it is inconsistent with the policy
of the Board..
Passed.
April 8, 1926. 152
Tells C.b.H. he bad a talk with Under
Secretary Winston lest week, vho
said that while ordinarily he would
like to see a Republican in
C.S.H.Is place, yet in this case he
believed C.S.H. deserved
reappointment and he would. say so to
Sec. Mellon.
April 12, 1926. 157


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Federal Reserve Bank of St. Louis

l's.

platt, Edmund (Contld.)
Tells C.S.H. that he spdke to Sen. McLean about my reappointment
and that he acreed with him it should be made.
April 20, 1926. 166
Tells C.S.H. he told Sen. Gillett that, as a life-long Republican,
he believed C.S.H. should be reappointed, that it wouli be a
terrible mistake not to reappoint him and that Sen. Gillett
agreed with him unequivocally.
April 20, 1926. 166
Favors the MoFadden bill as reported by the Senate as a fair compromise.
April 23, 1926. 169
Votes in favor of so advising Sen. McLean.
April 23, 1926. 170
The Comptroller tells C.S.H. that Sec. Mellon has no use for Platt.
May 14, 1926. 188
Tells C.S.H. that Gov. Harding told him in Botton that Gov. C.'s
designation as Governor expired in April and that he was now
merely holding over as Governor.
May 18, 1926. 191
Platt amendment, Cuba. 198
See - Cuban Agency
Politics
C.S.H. tells Comptroller that even if the Board wanted
the Cuban Agency of the Federal Reserve Bank of
so now would be to plunge the whole matter into
controversy, and that it might conceivably even
defeat of Sen. Butler.
May 17, 1926. 190

to discontinue
Boston, to do
a political
cause the

Polk, Prank. 2
See - Ishii
Prices
Gov. Norman said prices had fallen only a little since the resumption
of the gold standard in Great Britain but that a further fall
was inevitable.
Dec. 31, 1925. 71
Pritchett, Dr.
Dr. Shotwell says Butler and, dominate the Executive Committee of the
Carnegie Foundation; that Pritchett was a Democrat and, though
very quiet about it, favored the League of Nations.
Sept. 17, 1925. 8


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Federal Reserve Bank of St. Louis

1$t

production
Dr. Stewart gays production is increasing with prices pract
ically
stationary.
Oct. 16,1925. 25
Protocol, Leagua of Nations. 4
See - League of Nations
Pruyn, Hendrick
We told Mrs. Wilson about the letters to her fram, as
to Anna,
did not seam at all disturbed about them.
Sept. 17, 1925. 9
Pruyn, Mrs. J. V. L.
We meet at dinner at Lady Ames's in Geneva,
Dutch Minister to Paris.

ehe

Mr. and Mrs. Louden,

In 1909 when Minister to the U.S. he was to speak
in Albany, N.Y.
and was to have stayed with Mrs. Pruyn, but
because of her
death, he stayed with Robert Pruyn.
Sept. 15, 1925. 6
Pruyn, Robert. 6
See supra - Pruyn, Mrs. J. V. L.
Pruyn tomb; Antwerp
We :visit the Proenen tomb in the Cathedral at
Antwerp.
Sept. 23, 1925. 12
Pulitzer award
Mr. Wile tells C.S.H. he has sent Glass's edito
rial on the Lawrence
eulogy of Lodge (written by C.S.H.) to New
York entering it
for the Pulitzer prise.
Feb. 4, 1926. 97

-RRatcheiky, Mr.
Gov. Harding mid that at a dinner in Bosto
n a few days ago, the
statement in the Boston Herald that
Republicans wanted C.S.H.'s
410) Aug discussed and Mr. Ralcheiky
said, "Don't pay any attentk)n
to that. Hagain will surely be reapp
ointed; good care will be
taken to keep him out of the Mass.
campaign next fall."
April 29, 1926. 173, 174.


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Reappointment of C.S.H.
See - Baker, Newton. 187
Boman, 139, 140, 141, 180
Bruce, 156, 157, 180, 181
Butler. 74, 75, 106, 141, 142, 148, 176
Ccaptroller of Currency. 185, 186
Crisstnger, Gov. 182, 187
Curtiss, Federal Reserve Agent. 23
Evans, Lawrence. 189
Fitzgerald. 74, 75, 106
Gillett. 166
Glass. 141, 148, 155, 157, 173, 177, 180, 181.
Hamlin, C. S.
Harding, Gov. 54, 74, 140, 179, 180, 181.
Hichborn. 192
Hollis. 106
Kahn, Mrs. 187
Luce. 189
Maloney. 187
McFadden. 182
McLean, Sen. 166
Mellon, sec. 177, 185, 186
Metcalf, son. 141, 155
Miller. 158
Olney, Richard. 170
Platt. 106, 157, 166
Ratcheiky. 173
Sunders. 166
Sargent, Attorney General. 139, 140, 141, 155, 180
Strong, Gov. 54
Washburn,Charles. 176
Wilson, mrs. 172
Wing. 176
Winston. 157
Red Star Line
We sail on the Pittsburg, Red Star Line.

12

Reed, Sen. (Pa.)
Glass tells Gov. Harding that C.S.H.'s name should not be pushed
until after the Pennsylvania primaries; that Sen. Reed
had complained because Pennsylvania was not represented
on
the Federal Reserve Board and
her commissions; that he
feared Mellon might trade off C.S.H.Is place to help Pepper.
Mar. 21, 1926. 126
Sen. Bruce says Sen. Reed is a good lawyer, but somewhat
evasive
politically. He implied that Penna. politics was making
its mark upon him and not to his advantage.
April 10, 1926. 156


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Federal Reserve Bank of St. Louis

Reed,

Sen. (Ccntid.)

Gov. Harding fears Sen. Reed may demand his place on the Federal
Reserve Boarct for some one in his state, and. that Mellon may
find it hard to resist him. Sen. Reed's particular complaint
was connected with the Interstate Conmeroe Counission art. the
Federal Trade Cacraissicn, but shortly before the confirmation
of Woodlook for the Interstate Commerce Commission, Coolidge
made a general announcement that in making further appointments
he would recognise Penna.
May 7, 1926. 179, 180
Regulations of Board. Open Market
see - Open market

68

Republicans
Sweltser tells C.S.H. that the Federal Council of Churches is merely
an adjunct to the Rep. machine.
sept. 13, 1926. 4
Richard Olney says the Republicans on the Debt Carmission refused
to agree to Mel1ono s agreement with Caill oux, and that the
Democrats on th3 Commission have helped Mellon more than the
Nov. 7, 1925. 34
Republicans.

Miller

tells Mrs. Eahn, during the Harding acbinistrati cn, that he
is .a Republican and nct a Democrat.
May 6, 1926. 178

Resolution, April 7, 1923.
see - Open marlost

135, 138, 139

Reynolds, Geo. M. 17, 18
See - Andrew, Cong.
Rhcadls, Ex-Gov.
C.S.H. contributes $2.5 to, towards evenses of Intern. Club, Geneva.
Sept. 17, 1925. 7
Rice, W. G.
Visits Washington. Jan. 14, 1926.
Tells about meeting Gov. Norman of Bank of Sngland in Washington.
Jan. 15, 1926. 86, 87
See - Norman, Gov.
Visits Washington with :Ira. Rice.
May 6, 1926. 178


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Federal Reserve Bank of St. Louis

190.

Rogers, Col. and Mrs.
We take Christmas dinner with.
Dec. 25, 1925. 70
Root, Elihu
Dr. Shotwell said Root and Scott wanted the Executive Committee of
the Carnegie Foundation to reconsider the gppropriation
for the Geneva Comittse, but finally gave up the attempt.
Sept. 17, 1925. 8
Harry White is very angry at the reftn-nce2 to his cable by Root
and Lodge in Lodge's book.
Nov. 15, 1925. 37
Speaks at Carnegie Board meeting.
April 16, 1926.

159, 160

see - Carnegie Board
Roper, Mr. 104
See - Burleson, Mrs.
Rubber
Miller offends Gov. Norman by his critticimn of th
tax on rubber.
Jan. 4, 1926. 73

British export

Ruffin, Dr. Sterling
Arrives at Geneva with Mr. Esterline, last evening, but laves for
Paris this afternoon via Lausanne. He drove with !vs. Wilson
and lunched at the International Club to 11.?ar Nansen speak. He
gave C.S.H. a prescription.
Sept. 12, 1925. 1
The Doctor on the Pittsburg agreed with Dr. Ruffin that my only
trouble was intestinal indigestion.
Sept. 23, 1923. 12, 13
Gertrude Myer tells C.S.H. she Imen that Mrs. Wilson is engaged to
Dr. Ruffin; that it was scandalous for Dr. Ruffin to go abroad
to see her at Geneva and visit her in Paris.
C.S.R. told her he was in Geneva only one day and did not visit
Mrs. Wilson in Paris, but went to Cherbourg to sail for home.
She said. the Pattens said she was engaged to Dr. Ruffin when she first
met President Wilson, and when she became engaged to him she
merely -rrote Dr. Ruffin a casual letter to that effect.


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191.

Ruffin, Dr. Sterling (Cont.Id.)
She further said it was scandalous for her to have Dr. Ruffin as her
physician.
She also *.id. she anct Rev. Anson Phelps Stokes were joking as to
whether the marriage would be at Bethlehem Chapel, and that the
Rev. Stokes said he could almost heir Mr. Wilson protesting like
Ban(paol s ghost.
C.S.H. told her there was not a word of truth in this silly rumor,
but she insisted she knew it was true.
C.S.H. said he was satisfied that she must be in love with Dr. Ruffin
herself and was wildly jealous!
She is certainly a malingering gossip.
Nov. 7, 1.925.

34, 35

Makes appointment for C.S.H. to be X-rayed so as to check up Dr.
Morrison's examination in Boston.
Dec. 3, 1925. 53
Goes over Dr. Christie's report with C.S.H. Report was very much
like that of Dr. Morrison. Gall bladder also negative.
Makes appointment with C.S.H. and Dr. Merritt.
Dec. 4, 1925. 56
Makes appointment for C.S.H. with Dr. T. C. Martin.
Feb. 2, 1926. 96
Russia 40
See - LOng, Breckinridge
-SSalaries Committee
Board takes up salaries and, among others, approved increase of
Pectoral Reserve Agent Jay fran $40,000 to $40,000; Harrison
from $25,000 to $30,000, eta. etc.
The Federal Reserve Bark of New York has effected a peat decrease
in expenses. It costa now, under the new building, less than
last year under the old buildings, whereas we expected a great
increase.
Miller and Cunningham voted No oal many increases.


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Federal Reserve Bank of St. Louis

192.

Salaries Committge (Contid.)
The Board rejected the proposed salary of $18,000 for the Manager
of the Banal° branch ani substituted $15,000.
C.S.H. alone voted against this and James did not vote.
C.S.H. said $18,000 seemed too high but we ought to take evidence of
the Directors of th- Federal Reserve Bank before voting.
Dec. 15, 1925. 63
Saunders, Mr.
Platt met, Secretary to the President, who expressed the hope that
C.S.H. would be reappointed.
April 22, 1926. 166
Sargent, Attorney General
Mr. A. C. Borman, Class B Director of the Federal Reserve Bank of
Boston, alled on C.S.H. He said he came dom to see Attorney
General Sargent, an old friend of his, at the unanimous request
of Gov. Harding and. the directors to request the Attorney General
to ask President Coolidge to reappoint C.S.H.; that Gov. Harding
asked him to Bev also to the Attorney General that the Governors,
at the csnference in Washington last week, were unanimcus in
the wish that C.S.H. be reappointed.
C.S.H. asked him to tell the Attorney General that he and H.P.H. had
been active membrrs of the Grange for 30 years; that C.S.H.
owned a farm and had devoted himself to the interests of
agriculture large becaning a menberti the Federal Reserve
Beard.
C.S.H. also suggested that Sargent speak to sec. Msllmi before he
spoke to the President.
April 1, 1926. 139, 140
Mr. Bowman writes C.S.H.:
Springfield, Vt.

April 5, 1926.

"Just a line to let you know that I had a most friendly
talk with Mr. Sargent along the lines we had talked when I
called on ycu at youn office on Thursday. I am sure the
matter will have his attention within a reasonable time...."
C.S.H. sent Glass a copy.
April 7, 1926.

151


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Federal Reserve Bank of St. Louis

193.

Sargent, Attorney General (Cont'd.)
l Sargent will soon
Glass replies that he is glad Attorney Genera
House.
White
the
at
matter
take up the
April 8, 1926. 155
and will write
Gov. Harding writes that Mr. Bomman is in Boston today
Attorney General Sargent to see Sec. Mellon at any time C.S.H.
now or
thinks advisable, and to let him know whether to write
after the 18th (th,1 Penna. primaries).
May 7, 1926. 180
hing rest
C.S.H. replies that everything loks well and to let Ariryt
until he hears from C.S.H. again.
May 7, 1926. 181
Scidmore, Miss
We meet Miss Scidmore at dinner with Viscount Ishii.
Sept. 12, 1925. 1
Scott, Jamey Brown
ive
Dr. Shotwell says Root and Scott tried to induce the Execut
the
$4000
Canmittee of the Carnegie Foundation to reconsider
appropriation to the Geneva Committee made by the Voumation,
but finally abandoned the attempt.
Sept. 17, 1926. 8
the Geneva
Delano says the Carnegie Foundation appropriated $7,500 for
Committee this year.
H.P.H. asked Delano if Scott did not object.
He replied, "No, He knows his

new Master's voice!"
Dec. 5, 1925. 58

ing
Mrs. Wilson tells C.S.H. that Scott ham just written her irclos
tion
a copy of the Wilson resolution of the Carnegie Founda
C.S.H. same days before
which was voted in April 16, 1925.
had told Scott it had never been sent.
Mrs. Wilson read to C.S.H. her proposed reply.
,
It seems extraordinary that Scott, in spite of his dislike of Wilson
could not have sent this before. If C.S.H. had not called
him up he proba-lly never would have sent it.
Jan. 20, 1926. 91, 92, 93, 94
Scott addresses the Carnegie Board on the aabject of codification
of International Law.
He said the great Powers in the League of Nations did not want to


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Federal Reserve Bank of St. Louis

194.

Scott, James Brown (Cont'd.)
be governed by law but by men, - by themselves.
April 16, 1926. 159,160
See - Carnegie Board
Seances
See - Arnold, Mrs.
Gavit, John Palmer
Ledyard, Mrs.
Secret Treaties of
Ishii says he
he came
that he

Allies
tad. Lansing about the Shantung secret agreement when
to Washington in 1917 on the Japanese Commission, but
believes Lensing never told President Wilson.
Sept. 12, 1925. 1, 2.

Long tells C.S.H. that Wilson was in error when he said he first heard
of the Allied secrlt treaties when in Paris in 1919; that he,
(Long) knows that Balfour told Wilson in May, 1919, at a
secret conference in the White House, but that he did not know
whether Balfour told Lansing.
Nov. 18, 1925. 39
Shantung
See supra - Secret treaties
Scheider, Mr.
C.S.H. calla on, Vice President of the Swiss Natl. Bank, in Berne.
Sept. 18, 1925. 9, 10
Shotwell, Dr.
Tells C.S.H. that the British delegation of the League of Nations,
in their hearts, excepting only Lori Cecil, he little
sympathy for the League of Nations; except in so far as they
can dominate it; that they were opposed to any present consideration of disarmament plans, although the other nations wanted
immediate consideration; that very likely they might have t o
yield in part, but it would be from no desire of their own;
that there sae a possibility that the peat between Great Britain,
France, arxt Gerraany might be agreed upon; that Germany would
enter the L. of N. but not until after the Assembly bad adjourned;
that Lord Cecil had no influence in his delegation, bath° when
Chamberlain was absent he was the titular head.
Dr. Shotwell was very bitter about Sir Cecil Hurst for opposing
present consideration of disarmament plans.


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195.

Shotwell, Dr. (Conted.)
He said that both Root and Scott tried to induce tLe Executive
Comrdittee of the Carnegie Foundation not to Live the Geneva
Opurlittee the $4000 appropriated by thi Carnegie Fcuniation,
but finally gave wo the attempt.
He felt that Butler might now push the L. of N.; he said that Butler
and Pritchett very nearly dominated the Executive Committee of
the Carnegie Foundation; that Pritchett was a Democrat, and,
although very 4aiet, favored the L. of N.; that Koppel, of the
Rxecutive Committee also favored it as did Austen Fox, although
the latter looked on the Foundaticn as somewhat of a joke.
Sept. 17, 1925. 7, 8
Smoot, Sen. 64
See - Butler, Sen.
southampton
We arrive at, at 1:30 p.m.but did not Aock; we left at 2:30.
Sept. 24, 1925. 13
Speculation, Speculative loans
Gov. C. says the Federal Reserve Bank of New York by direct pressure
had reduced, so far as the New York banks were concerned, but
that the greater part of the Ain't) came from interior banks
which lodned on call either directly or through their corresOct. 16, 1925. 24
pondent banks.
Gov. Strong said direct pressure could not succeed unless the Federal
Reserve bank refused discounts to any bank loaning on
Wall Street or making my speculative loans, even on real
estate; that such a course meant rationing of credit which
Oct. 27, 1925. 30
would be disastrous.
Gov. Strong said some action must be taken as speculation in conmoditke
las beginning to wanifest itself.
Oct. 27, 1925. 30
Board tables a proposed draft of letter prepared by Miller to Federal
Advisory Council aWrtng its aavice and assistance in curbing
or altogether eliminating speculative loans through use of
Federal Reserve credit.
Mar. 11, 1926. 119 to 123
Alexander defends the call loan market as a legitimate secondary
reserve for banks.
May 20, 1926. 200
See - Alexander


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Federal Reserve Bank of St. Louis

196.

Sprague, 0. M. W.
Makes suggestions at meeting of Open Market Committee on subject
of treatment of avar-extended banks.
Mar. 20, 1926. 126
See - MdFaddtan bill
Miller objects to Board consulting Sprague al to proposed Federal
•
Reserve credit bureau.
April 8, 1926. 153
Sproule, Mr.
At the Board meeting, Mr. Sproule, Class C Director of the lodes].
Reserve Bank of San Francisco appeared.
He spoke of Perrin's resignation, - take effect Mr. 1, 1926 and said the real explanation was the contrcversy as to the
relative power of Chairman and Governor; that the directors
considered Perrin's power limited to pTeaiding at meetings
of the Board of Directors. Mr. Sproule believe the Chairman
should be the preponderant influence in the bank ard should
be consulted an all questions of policy; that Perrin's
resignation raised the issue squarely mad that the Board
must decide it when it appointed his successor.
asked him to prepare a memorandum as to his views which he
agreed to do.
The Board asked him and Mr. Moore to look ?,Lround and suggest
names for the new Chairman and. Federal Reserve Agent.
Nov. 19, 1925. 41
Squire, Miss
We dine with, and meet Mr. and Mrs. Roland Morris, of Phila.
Feb. 1, 1926. 96
St. Agnes Church, Washington, D. C.
Marion Oliver arranges with her Rector, Father Anderson, of
St. Agnes Church, Washington, for a short memorial service
in memory of Anna.
April 26, 1926. 171
2t. Nicholas Eve. 172
See- Wilson, Mrs.
St. Peters Cathedral, Geneva
See - Cathedral
Stabilisation of prices
See - Banking and Currency Comnittee
Miller


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State Department
Notifies 40 newspaper men that there will be an important
conference at the State Department at 4 p.m. Houghton was
there and gave his statement.
Mar. 29, 1926. 137
Stearns, Frank W.
Cong. Andrew says Steirns told a friend of his that he have moved
his bed in the White House into President Coolidge's
bedroom, as Coolidge liked to talk with him early in the
morning before arising.
Oct. 3, 1925. 18
Stewsrt, Dr.
Told Board that production was increasing while prices were
practically stationary; that he saw evidence that stock
speculation Ass being fed by Fedenil Reserve rediscounts;
that there was absolutely no reason for increasing discount
rates from any industrial or commercial point of view,
although the Federal Reserve rate at New York was 1% below
the commercial open market rate; that direct pressure would
meet the situation if it could be applied; that he was
inclined to favor an increase at New York of 1/2 of 1% and
he thought this would probably not result in higher open
Oct. 16, 1925. 25, 26
mseket rates.
Comes down from nil/ York to discuss with Board draft of its
anmaal report which he has just finished.
Miller bitterly objected to reasons put in the r apart by Dr.
Stewart for not having sooner favored an increase in the
discount rate of Federal Reserve Bank of New York, especially
the statement that higher rates might induce farther gold
imports.
Dr. Stewart said that an increase to 4% would put a higher base
under the call loan rate and tend to keep it up and might
increase dusts:mars rates.
Miller practically accused Dr. Stewart of taking a particular date
so that his conclusions would tally with the figures, - which
the dates
made Dr. Stewart very indignant. He aaid he to
Which were under discussion by the Board.
Mar. 2, 1926. 108, 109, 110.
Harrison tells the Board that Dr. Stewart will take Warren at
$8000 per year if the Board. will not allow the Federal Reserve
Bank of Few York to take him for its foreign ellivision at $60=
April 19, 1926. 163, 164, 165


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Federal Reserve Bank of St. Louis

198.

Stckes, Rev. Anson Phelps
the future
Gertrude Myer said. she and, were joking about
Stokes
marriage of Mrs. Wilscaa and Dr. Ruffin and that
l and
Chape
wondered whether it would. be held at Bethlehem
like
,
said he could almost hear Mr. Wilson protesting
Banquois ghost!
Nov. 7, 1925. 35
Stokowski,L.
is to marry Mr. Stokowski,
Mrs. Wilson tells C.S.H. that Miss Johnsen
Miss Johnson
leacter of the Phila. symphony Orchestera; that
although a quiet
wanted her to come on for the wedding, but,
s ad she
wedding, she felt it might be socalwhat conspicuou
decided not to go.
Jan. 10, 1926. 80
Strong, Gov.
with Gov. Strong in
Gov. C. tells Board. he is to have a conference
t.
New York tomorrow, vvhich fact should be kept quie
23
Oct. 13, 1925.
C.
C.S.H. feels that Gov. Strozg dominates Gov.
23
Oct. 13, 1925.
of the effect of a
C.S.H. believes Gov. Strong is thinking more
of New York on
Bank
' rate increase at the Federal Reserve
Great Britain than on the domestic (Situation.
Oct. 13, 1925. 23
Harding over the
Gov. C. tells C. S.H. that he will talk wi th Gov.
he has talked
as
soon
as
telephone as to the rate situation,
28
Oct. 19, 1925.
with Gov. Strong.
ase its rate
Gov. Strong said it mi_ght be wise for Boston to incre
to be
tors,
direc
York
just before some meeting of the New
that
land;
Cleve
end
.
followed in successive weeks by Phila
what
to
as
e
minds
lativ
this. would throw doubt on the specu
t.
effec
ing
sober
New York was going to do, EaIct. have a
Oct. 27, 1925. 29
not succeed
Gov. Strong told the Board that direct pressure could
unts to
disco
e
refus
d
unless the Federal Reserve banks shoul
speculative
ing
carry
or
any bank having money invested on call,
ratiening
the
mean
loans, even on real estate; that this would
of credit, which would be disastrous.
Oct. 27, 1925. 30


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Federal Reserve Bank of St. Louis

199.

Is

Strong, Governor (Contid.)
speculation in
Gov. Strong said some action murt be taken, as
ing.
caaruolities was beginn
Oct. 27, 1925. 30
Sec.
The meetir.g voted that Gov. C. and. Gov. Strong should inform
Phila.
,
Boston
at
rtes
se
increa
to
ent
a.greem
Mellon bts to the
and Cleveland, before any action as to New York.
Oct. 27, 1925. 30
lack of
Gov. Strong tells Platt and. C.S.H. that he felt keenly the
ng
courtesy and the attacks of certain merabers of the Board (meani
C.
Miller and James) upon him; that sume months wyo he got Gov.
to auk Miller to cane into his office and that he then told
Gov. G. and. Miller, that, henceforth, his relations with the Board
would be purely official.
and dinners
He added that he had received many invitati one to lunches
(meaning Miller) but that henceforth he would decline them.
Oct. 26, 1925. 30, 31.
the
Gov. Strong tells C.S.H. that he had gone over the matter of
increase in discount rater, at Boston etc. with sec. Mellon who
Nov. 7, 1925. 33
fully approved.
of the
Gov. Strong tells the Board of financial matters in Belgium and
relati on of the Government to the Belgian Nation& Bark.
se
He said there was grave danger that the Belgian franc would collap
lated
out of sympathy with th3 French franc; that Belgium contemp
an issue of 100 millions in bonds, but the bankers would not put
it theough until the budget vas balanced.
He said the Bank of Belgium needed about 150 millions and that the
banks of England, Switzerland and Hollani had. agreed to buy trade
bills and bankers acceptances, guaranteed for payment in the
currencies of the loaning bank, 'by the National Bank of Belgium;
that bankr s in the U.S. were expected. to buy 100 millions to be
guaranteed payable in dollars; that the Belgian Finance Minister
would write a letter that Belgium -Nould not prevent the exportation
of gold to make payments, if necessary; that renevtuls would be
permitted but the whole transaction would be closed. within ens
year.
Gov. Strong asked authority, in behalf of the
to buy 5 millions of these bills, with the
to be made public, to buy S millions more,
maximum; he said his directors unanimously

Federal Reserve System
further authority, net
if necessary, as a
favored this;


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Federal Reserve Bank of St. Louis

strong, Governor (Cont ad.)
C.S.H. moved that the Board will interpose no objection.
Cunningham bagged to put the matter over until the next meeting,
although he said he saw no objection to it.
Gov. Strong said quick action vas necessary, as he might have to
take action Friday morning.
Cunningham then reluctantly withdrew his request for delay.
The vote in favor was unanimous except that Miller said. the form
of guaranty must be submitted to the Board. for approve.l.
Sec. Mellon pointed cut that this would be a hegative vote and, that
Gov. Strong coi)ld be trusted to secure a proper guaranty.
Miller finally withdrew his objection and on C.S.H.,s motion, seconded
by the Comptroller, the vote Ass unanimous.
Winston, who vote present, said that if the present Ministry were
overthrown, the Belgian debt agreement would, fall with it.
Gov. Strong said he thought the present Ministry would remain in
povpr for a long time.
•
Nov. 25, 1925. 44, 45, 46
At a meeting with the Open Market Committee, Gov. Strong said it would
be wiser to replace the 38 millions of Govt. securities
maturing Dec. ;5; that the sale of 50 millions, as advocated
by Miller, would have little effect now, but might have great
effect if soli after the first of the year, ',then normally
there will be a considerable liquidation.
Dec. 1, 1925. 48, 49
Gov. Strong said we must face the isme squarely, - that Miller deitires
deflation pre and. simple.
Dec. 1, 1925. 49
Gov. Strong went over the domestic situation; he showed. that stock
speculation vvas under control; that stock prices were not
far out of line with the 1 913 pre-war level t ter allowing
for the 50% increase In general prices; that production was
increasing; that prices were fairly stabilized.
He pointed out that qustomers rates were not low, but fairly high.
Gov. Strong said that what Miller wanted, i.e. deflation, could be
brought about only by an increase in discount rates, which
would put up custoners rates; that it might also result in

•


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Federal Reserve Bank of St. Louis

Strong, Gov. (Cont'd.)
further importation of gold, thus injuring stabilisation
in Great Britain; that it would also cause uncertainty
in business.
Gov. Strong said his directors were a unit arainst any present
increase in discount rates, altho they all felt that in
courbe of time they might have to increase.
Gov. Strong said. tho Bank of England must soon increase to 5%,
but that our rates and open market policy should not now
be changed.
The other members of the Open Market Committee all agreed with
Gov. Strong.
Dec. 1, 1925.
47, 48, 49, 50
Gov. Strong tells the Board that Belgium will probably be able
to issue the 100 millions within a month, as the budget
difficulties were being cleared up.
Dec. 1, 1925. 50,
The Board voted to approve Gov. Strong'$ request to replace the
38 millions of Govt. securities maturing Dec. 15.
Aye: Gov. C., C. S.H.,
No: Miller, Platt
Dec. 3, 1925.

50

Gov. Strong says that Wetmore's statement that the stock
speculation had. increased customers rates by 1% is all
nonsense.
Dec. 3, 1925. 51
Gov. Harding says he talked with Gov. Strong and he was warmly
in favor of
S H. s reappointment.
Dec. 4, 1925. 54
C.S.H. begged the Board to ask Gov. Strong to explain as to the
proposed $18,000 salary for the manager of the Buffalo
Branch but the Board. would not adopt the aiggeation.
Dec. 15, 1925. 63
Gov. C. reports to a special meeting of the Board. that Gov. Strong
had called him up; that he said that large anoints were
being withdrawn from New York by interior banks, much of
which had. been loaned on call; that call loan rates had
risen to 6%; that the New York banks had to meet the
situation; that they had redisccunted heavily and. did. not
want to irmIrease their rediscounts because of the impending
Comptroller's call; that they did not want to appear as such
heavy borrowers, especially in view of the liquidation which

•


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Federal Reserve Bank of St. Louis

as.

Strong,

G. (GOnt i d.)

would normally cane within 10 days or so; that Gov. Strong
and the Open Market Caccai t tee had voted unanimously to buy
15 ot 20 millions of Govt. securities to tide the matter over;
that Gov. Strong asked for the Board's approval.
Miller as very ugly and said this would be directly feeding the
stock market aid that we should disapnrove.
C.S.H. said he had talked with Gov. Strong over the telephone
before the meeting; that Gov. Strang based his request an
business and industrial conditions which lould be injured by
these high call loan ra:as and that these bulging call loan
rates would react on (lustomars rates.
The meeting finally adjourned until tomorrow and Gov. C. was
instructed to talk with Gov. Strong again.
Dec. 21, 1925. 65, 66
C.S.H. talks again with Gov. Strong-who again said their request
was based en the possible injury to business conditions from
these bulging, high call loan rates, and not from any desire
to help the call loan market.
Dec. 22, 1925. 66
Gov. Strong ASS very indignant with Miller and said he Nas trying
to put the Comnittee and the Board in a false position; that
he intended to take up the matter with Sec. Mellen and with the
Dec. 22, 1925. 66, 37.
President.
At the meeting Gov. C. stated Gov. Strorg Is position again.
Dec. 22, 1925. 67
C.S.H. restates Gov. Strong's position that bulging call loan rates
are a menace to business.
Dec. 22, 1925. 68
Gov. C. told. the Board that the directors of the Federal Reserve Bank
of New York had. unanimously voted to direct Gov. Strong to
purchase for their bank from 15 to 18 minims of Govt. securitbs.
Dec. 22, 1925. ee
On vote, Gov. Strong's request was approved.
Aye: Gov. C., Janes, C.S.H., Comptroller
No: Miller, Cunningham.
Dec. 22, 1925. 68
Gov. Strong appears before the Board with G. Norman.
Dec. 31, 1925. 71 , 72
See - Norman, Gov.

•


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203.

tvg46 Gov. (Contld.)
115 millions from the
C.S.H. points out that the borrowing of
First National Bank,
the
of
York
Federal Reserve Bank of New
case, by Gov. Strong
future
any
to
as
N. Y., could be corrected,
bank collateral
member
on
rate
special
a
by direct pressure or by
78
1926.
8,
Jan.
notes.
ty to agree
Gov. Strong came before the Board and we gave him authori
,
of
Belgium
Bank
l
Nationa
the
from
bills
to buy 15 millions of
ed,
explain
he
which
nt
agreeme
credit
amended
along the lines of an
-reply,
his
of
ma
Norman
Gov.
from
filing a cqly of a cable
the final details to be sabject to approval of the Board.
Mar. 8, 1926. 111
Strong protested
At a meeting with the Open Market Committee, Gov.
s Shall be
meeting
future
that
Board
the
from
against a notice
held in Washington unless otherwise ordered.
one, and that
Gov. Strong said. the Committee was a purely voluntary
in
the Board had no authority to issue such an order couched
e.
languag
such peremptory
which Gov.
C.S.H. explained its history and suggested a new draft
be
would
said
ee
Committ
the
of
members
Strong and the other
124
1926.
20,
Mar.
perfectly satisfactory.
See — Open Market
Gov. Strong than read the rsport of the Committee.
;
Gov. Strong said a business recession had set in all over the country
that it was impossible to tell now whether it would continue;
that he knew of one large concern which haa placed orders based
on an estimate of 20% increase in sales, only to find that the
actual increase ,..as only 3%; that we must be prepared to cope
with this recession if it Should continue.
Gov. Strong said the Committee should be given authority to make
further inv,3stments if any emergency should arise.
Miller objected.

Mar. 20, 1926. 125, 126

Gov. Strong speaks to Board as to conditions in raw York. Fe said
the member banks were borrowing heavily from the Federal Reserve
banks, - 142 millions; that there was a recession of business
aver the country; that the increased rediscounts tendel to
create a pressure for liqpi&tion of customers loan; that conditions
in Europe lodked bad; that there was danger of a sudden increase
of business recession; that we our,ht to begin to buy securities
to ease the money market; that the member banks would use this
money for reduction of their rediscounts, thus giving increased


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204.

Strong, Gov. (Cont'd.)
power of enlarging credit to oustonkArs; that reducticn of
discount rates would not result in nmhe banks reducing
their rediscounts but would make it easier for thau to carry
the rediasaants.
Gov. Strong said the Committee were unanimous in -taking authority,
in case of emergency, to ease the market by purchasing, between
now and April 15, mt to exceed 90 millions of Govt. securities
in addition to replacing the 60 millions maturing on March 151 all but 15 millions of which had already been replaced.
Gov. Strong said that the above recommendation vas in the report
read at the last meeting, but that the Board had then merely
authorized the replacement of the March 15 maturities but had
not acted on the above recanmenaation which, in general terms,
was embodied in their report.
Miller strongly objected.
The Committee finally put their recommendation in concrete form:"If ctevelopments in the money market indicate any need f or
doing so, the sta aunt of securities in the :;ystern's
account may be increased to 300 millions, but no purchases
shall be made after April 15, without further consideration."
Lost by a tie vote.
Aye:

No:

Gov. C. C.S. H., Jarnea
Platt, Miller, Cunningham.
Mar. 24, 1926. 128, 129

Board takes 131) the matter again, Sec. Mellon being present.
C.S.H. stated Gov. Sting's position.
Muir entirely disagreed with Gov. Strong.
On James's motion authority as above vas voted.
Aye:
No:

Sec. Mellon, Gov. C., Janes, C.S.H.
Platt, Miller, Cunningham
Mar. 25,1926.

See - Open market

131, 132, 133


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Strong, Governcr (Contld.)
Miller said. if what Gov. Strong had said. had been in a report
without any discussion, he probably would have voted to give
the ithority but that the discussion brought out that Gov. Strong
was absolutely wrong.
Itiler also said. that one member of the Open Market Coranittee told.
him 3f terwards he did. not agree with Gov. Strong althougn he
voted with him.
Mar. 29, 1926. 137
Miller said that Gov. Strong had a way of suppressing dissent ii.thin
the Couraittee.
Mar. 29, 1926. 137
Gov. Strong called Ap C.S.H. at the Lee House and. asks him to stop
in at H Street on his way to the Board..
C.S.H. found Gov. Strong very much incensed as to alleged statements
of Miller at varicus times before the Board as to his (Gov,.)
being influencect by the needs of the s tock market in determining
purchases and sales of Government securities.
G. Strong told, C.S.H. that he intendeci to speak of these charges
in his testimony before the Banking End Currency Corauittee
that mornirg.
He said. Sec. Mellon had told him he had heard. Miller make such
statements before the Board and. that he (Sec. M.) was very
indignant because of them.
C.S.H. has heard Miller several times make such statements.
Gov. Strong said he would bring Miller out into the open and. that
there would be a sensation before the Committee cn Banking and
Currency.
C.S.H. begged Gov. Strong not to do this as it would show up divisions
in the Board which would seriously injure the Federal Reserve
System.
C.S.H. said to Gov. Strong that Miller, perhapeunconsciously, is a
rabid deflationist.
Gov. Strong maid that Miller, Dr. Willis, and the editor of the
Caunercial and Financial Chronicle, were all leagued together
in the interest of radical deflation, and that he certainly
would have something to say about the Commercial ald Financial
Chronicle, before he finished his testimony.
April 13, 1926. 156, 159


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Strong, Governor (Cont'd.)
(The following statements have been maie by Miller as to the above:
On Dec. 21, 1925, Miller opposed Gov. Strang's request for
Open Market Committee to buy 15 ot 20 millions of Gov. securities,
saying, in a very ugly manner, that this would be directly feeding
65
the stock market.
On March 24, 1926, the Board withdrew into Platt's roam to
vote alGovernor strong's request that the Open Market Comittme
be authorized to buy between now and April 15th not to exceed
90 millions of Government securities. Gov. Strong had. spoken of
the business recession and of the necessity of being prepared to
ease the situation if it should increase.
Miller said to the Board that Gov. Strorg's talk about
business recession was all rot and that the real motive was to help
129
the stock market.
Another attack was made by Miller upon Gov. Strong on Mar. 29,
1926, When Miller said that Gov. Strong had away of suppressing
dissent within his Committee.) 137
Gov. Harding tells C.S.H. that he understands that the mention of
Gov. Norris's name for C. S.H.'s position came from Gov. Strong.
May 17, 1926. 191
Sen. Omen is pleased at the newspapers report that Gov. Norman and
Gov. Strong have delivered an ultimatum to the Bank of France.
May 18,1926. 191
Gov. Strong has never told the Board that his going Abroad was to take
up possible relief for the Bank of France.
May 18, 1926. 191, 192
Sweetser, Arthur
We lunch with Mr. and Mrs. Sweatier.
Several League of nations delegates were there, also Dr. Zimmern.
Mr. Sweetser said the Federal Council of Churches was merely an adjunct
Sept. 13, 1925. 3, 4.
of the Republican machine.
Swiss National Bank
C.S.H. calla on Mr. Scheider, the Vice President, at Berne.
9, 10.
Sept..18, 1925.


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207.

Taber, Louis J.
C.S.H. gives a lunch at the Cosmos Club to, Master of the Natimal
Grange.
Present:
Sec. Jardire, Platt, Cunningham and Carl Vrooman.
Jan. 23, 1926. 94
Taft, Ex-President. 16, 17
See - Andrew, Cong.
Tariff Ca:IA.88ton. 92
See - Butler
Coolidge
Dennis
Marvin
Tariff Commission
David Lawrecne states that PreBident Coolidge had just redesignated
Marvin as Chairman of the Tariff Commission; that he wished
to designate his friend Dennis, a De010C rat, but that the
Mass. Republican said it was absolutely necessary to redesignate Marvin, but that to please Butler ath help him in his
. campaign, he had designated Marvin.
Jan. 20, 1926. 92
Tausler, Dr.
that, sent to his cousin, Mrs. Wilaon, a cosplete
Ishii tells
account of Ishiila dispute lith Lansing as to sending a
Japanese financial aftviser to China, and that Mrs. Wilson
showed it to President Wilson.
Sept. 12, 1925. 2
Ticknor, John W. 55, 56
See - Arnold, Mrs. B. W.
Treaties
See - Secret treatiea
Treaty book, L. of N.
Ishii tells C.S.H. Dr. Nitdbe will show us the, which contains
the Shantung agreement.
Sept. 12, 1925. 3
OP
Trots Rots Hotel, Basle
We arrive at 730 p.m.
Very good tom overlooking the Rhine for $6 per day, with bath.
Sept. 18, 1925. 10


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Tacker, Harry St. George
Mr. Tucker calls on us at Lee House.
He said that aame 18 months before Wilson was first nominated for
President he was visiting Gen. Greely in New Fanpshlre and
that Mrs. Preston (Cleveland) came over to lunch; that he
praised Mr. Wilson very highly; that Mrs. Preston said he
could not vote for "that mani" as her husband, Ex-President
Cleveland, had said he was intellectually dishonest.
Mt. Tucker also said he met Mrs. Preston again in California, in
1919, and that she told him there was absolutely nothing
in the Peck letters discreditable to Mr. Wilson; that he
was always tntere3ted in bright women.
Jan. 24, 1926. 95, 96
Tumulty, Joseph. 40
S58

Long, Breckinridge
-UV-

Valiantie
Sae - Ledyard, Mrs.
Valley Bark of Fresno
See - Branch banks
Vanderlip, Frank
Tells Andrew of proposed loan being negotiated by Charlea Norton,
Secretary of President Taft. 16
See - Andr3w, Cong
Article in Bankers Magazine praising this Federal Reserve Act and
favoring the extension of Federal Reserve bank charters.
Says the Federal Reserve Act has proved 95% good.
He also says the personnel of the Board has deteriorated noticeably;
that the members paid more attention tc, expenses and mtnor
administrative matters, than to the major problans they
were appointed to consider, and that, if some grecAt crisis
should arise their ability to cop l with it was held in grave
doubt.
May 14, 1926. 188


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209.

Verdun
We drove from Metz to Verdun, - about 40 miles, returning to Metz
the same day. We visited Fort Vaux and saw the bayonet trench.
Sept. 20, 1925. 1 0
Votes, Federal Reserve Board
Motion of Cumingham to put in a rate of
heads of the directors.
Aye:
No:

at New York over the

Curmingham, Miller
Gov. C., JarrAs,
Nov. 6, 1925.

32

Motion of James to Lp prove Boston increase from

31, to

410.

Aye: Gov. C., James, C.S.H. ,Miller
No: Cunningham
Nov. 6, 1925. 32
To approve Cleveland increase from

al to 4.

Unanimou.s
C.S.H. and Miller voted against its being held up until Monday.
Nov. 11, 1925. 35
Motion of Miller that 50 millions of Govt. securities, including
the Milliona zuaturing Dec. 15, be sold at once.
Lost by tie vote.
Aye: Miller, Platt, Cunningham
No: Gov. C., C.S.H. , Jam's
Nov. 23, 1925. 42
Motion of Platt that the 38 millions be allowed to run off.
Substitute moticn of C.S.H. to approve generally the report of the
Open Market Comittee, but to call another meeting to
determine thiether changed conditions demand a change in
open market policy.
Passed.
Platt alone voted No.
Nov. 23, 1925. 43
Motion of Platt that the question of allowing the 38 millions to run
off be taken up at the raeeting with the Committee.
Passed unanimoualy.
Nov. 23, 1925.43


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210.
Votes, Feaeral Reserve Board (Cont'd.)
Motion of C. S.H. that Board will not object to parchabe of 5 millions
of bills, with b millions aiditional, fr(er. the Naticnal Bank
of Belgium.
Passed uncs-,imously.
Nov. 25, 1925.

46

Motion of C.S.H. to %prove allowing the 38 millions of Govt. securities
maturing Dec. 15th to be replaced.
Aye: Gov. C., C.S.H., James
No: Millar, Platt.
Dec. 3, 1925. 50
Motion of Miller to permit Mercantile Trust Co. to take over as
branches banks in Burlingame and Palo Alto.
Aye: Gov. C., Miller, Platt, C.S.H.
No: Ccmptroller, James, Cunningham
Dec. 8, 1925. 62
Motion that Examination Ccalmittee report on advsiability of extending
the area of contiguous territory to embrace Burlingame and
Palo Alto so that other banks be given privileges similar to
those given to the Mercantile Trust Co.
Passel.
Cunningham, No.
Dec. 8, 1925. 62
Motion to reject proposed salary of $18,000 for Manager of Buffalo
Branch and substi -ute $15,000.
Passed..
C S.H. No.

Dec. 15, 1925.

63

Motion of C. S.H. that Open Market Committee be authorised to purchase
from 15 to 20 millions of Government alcurities.
Passed.
Aye: Gov. C., C.S. H., James, C cmptroller
No: Miller, Cunnineham
Dec. 22, 1925. 68
Board approves increase of Federal Reserve Bank, New York, frail. 3
4%, effective Jan. a.
Unanimous.

Jan. 7, 1926.

76

to

211.

Votes, Federal Res-rve Board. (Cceatid.)
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Moticn of Miller favoring amendment of Federal Reserve Act to
abolish 15 day collateral notes.
Lost by tie vote.
Aye: Gov. C , Millar, Cunningham
No: C.F.H., Platt, Jars
Jan. 8, 1926.

78

Above motion of Miller again voted on.
Lost
Aye: Miller, Cuminghan
1o: Gov. C., C.S. H., Platt, James, C cruptr oiler
Jan. 13, 1926. 80
Motion of C.8. H. reco-enending amencun•int of Federal Reserve Act
to perrx,it member bark collateral notes up to 90 days,
secured by eligible paper (but not by Govt. securities)
passed..
Aye: Gov. C., C.S.H., Platt, Cunningham, James
No: Miller
Jan. 13, 1926. 81
The Board voted to approve a proposed reply to Sen. Lonrootis
second letter to the Board on Federal Reserve aid to
. a took speculation.
All voted Aye, except 1il1er, who asked to be recorded as not voting.
Jan. 13, 1926. 81
Board voted to refuse permission to Federal Reserve AEent Jay to
publish at owe in New York hisfigures on brokers loans.
C.S.ri. and James voted in f.wor of granting permission.
Feb. 6, 1926. 99
Board voted that Federal Reserve banks must report for approval of
Board all RUMS paid to Counsel for collecting claims, etc.
altho Wyatt advised us that the U.S. SupretLe Court had ruled
that Attorneys are not "officers or employees."
Aye: Millar, James, Cunningham
No.: C. %II., Platt.
Feb. 9, 1926. 106
Motion of Miller that a slam be fixed within which the
Federal Reserve
banks need not report.
Passed unanimously.

Feb. 9, 1926.

106


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212.

Votes, Federal Renerve Board. (Contid.)
Motion of C.:).H. to table draft of letter, presented. by Miller,
to Federal Advisory Council, asking its advice and assistance
in checking or altogether eliminating the use of Federal Reserve
credit in and of speculative loans.
Passed.
AU except Cunninghat voted Aye.
Cunningham vote No.
Mar. 11, 1926. 122
Motion of C.S.H. to permit Open Market Committee to increase System
holdings of Govt. securities, prior to April 15th, up to 300
millions, nrovlded that the Board reserves right to prohibit
further purchases at any time.
Lost.
Aye: C.S.H.
No: Miller, James, Platt, Gov. C., Cunningham
Max'. 24, 1926. 129
Motion of James, same as above but 'without the proviso.
Lost by tie vote.
Aye: Gov. C., C.S.H., Janes
Nc: Platt, Miller, Cunninehan
Mar. 24, 1926. 129
James renews above motion.
Passed.
Aye: Sec. Mellon, Gov. C., James, C.S.H.
No: Biller, Platt, Cunningham
Mar. 25, 1926. 133
Motion to permit Valley Bank of Fresno to take over and operate as
a branch a bank in Prescott, 60 miles away.
No branch bank conctit ion was imposed on entry of Valley Back.
agreed no injurims change in assets.

All

Passed.
Aye: Gov. C., Platt, Miller, C.S.H.
No: Jame s
April 6, 1926. 146
Motion of Miller to disapprove and suspeid the appointment of Olsen
as Assistant Secretary of Federal Reserve Bank of Chic
because
not on Federal Reser-:e Agents department of the Bank.
Passed.
Aye: Gov. C., Miller, James
No: Platt, C.S H.
April 6, 1926. 148


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Federal Reserve Bank of St. Louis

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Votes, Federal Reserve Board (Cont'd.)
Motion Of Platt to strike out all of above relating to disapproval
and suspension, and leave in merely a declaration that the
Board adheres to its policy that the Secretary and Assistant
Secretary should be taken from the Federal Reserve Agents side
of the Bark.
Passed.
Miller and C.S.H. voted No, Miller because he wanted the appointment disapproved 'And C.S.H. because he believed the directors
had a right to qppoint anyone whom they chose.
April 8, 1926. 152
On motion Board approved absorption by Federal Reserve Banks of 1/3
of expense of cafeterias.
Miller alone voted No.
April 6, 1926.

154

Board voted to permitliederal Reserve Bank, New York, to employ
Warren, of our Research Division, for its foreign division at
$6000 per year.Aye: Gov. C., Platt, C.S.H.
No: Miller, James
Apri120, 1926. 166
Board approves lowering of Federal Reserve Bank, N.Y. discount rate
from 4 to 30
Platt said it was premature but would not vote against it.
Miller was absent but later said it was premature and intimated he
would have voted Against it.
April 22, 1926. 166
Board votes unanimously to inform San. McLean that it approves the
McFadden bill as reported by the Senate Committee as a step
in the right direction.
April 23, 1926. 170
C.S.H. movls to lay on the table, temporarily, pending another
motion he will offer, the first recommenlation of James on
the Cuban Agency: - that it is the sense of the Board that
Deputy Governor Caupbell should be eliminated from the Feder.
Reserve System.
Defeated.
Aye: C.S.H., Platt
No: Gov. C., Miller, James, Cunningham
May 20, 1926. 193


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Federal Reserve Bank of St. Louis

sm.

Votes, Federal Reserve Board (Cont id.
Motion of Ccmptroller that tlimpbell be eliminated frau Federal
Rsaerve SYEIt OM.
Passed.
•
Aye: Gov. C. , Miller, Jams, Cunninghan, Platt
No. C.S.H.
Mar 20, 1926. 193
Motion of C.S.H. that a complete report be called fa. from the
Fedlral Reserve Bank of Atlanta covering the whole
transaction of that Bank in connection with the mcv
it
of currency to its Havana Agency on April 10, 1926,
including all instructions given to the party which
accompanied the currency shipment, ircluding the personal
conduct of the membIrs of the Party.
Passed unanimously.
May 20, 1926. 193, 194
Motion of C.S.H. that JEC1413 personally comunicate the foregoing
action of the Board to the Bank and the individuals
cone arned.
Passed unanimously.
May 20, 1926. 194
Motion of C.S.H. that Gov. C., Miller, ani Jaeues sse Sec. Mellon
and ask him as to the present atti title of the Administration
Le to keeping a Cuban Agency in Havana.
Passed unanimously.
May 20, 1926. 198
Voyage on Pittsburg
We sailed from Antwerp Wednesday, Sept. 23; reached Halifax,
Nova Scotia on Thursday, 02t. 1st; landed at New York on
Saturday, Cot. 3rd, at 10 a.m.
13, 14, 15.
Vrooman, Carl
At lunch gin by C.S.H. to Louis J. Taber, Master of National
Granve, at Cosmos Club.
Jan. 23, 1926. 94


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Walsh, David I.
John F. Fitsgerald told Gov. Harding that Walsh wants C.S.H.
to
run for Governor.
Jan. 6, 1926. 74
Fitzgerald told Sen. Butler that C.S.H. would be nomina
ted for
Governor if not reappointed, and Walsh for Senato
r.
Jan. 5, 1926. 74
C.S.H. explains to Sen. Glass that the Wilson Democrats in Mass.
are opposed to Walsh boom is he brake a pledge to sur,port
Wilson on the L. of N.; that they voted for Gillett; that
C.S.H. if not reappointed, if he so desired, could proba
bly
iniuce these Deruocrats to vote for Walsh, thus iruperilling
Butler's chances.
April 3, 1926. 141, 142
Warburg, Paul
Favors, vrith soca qualifications, member bank coll?teral notes
up to 90 days, secured by eligible paper but not by Government
securities.
Jan. 8, 1926. 77.
C.S.H. writes resume as to part played by Miller and
Warburg, in
trying to cut down the number of Federal Reserve banks
in
1915.
Jan. 17, 1926. 89
Col. House showed his abstract of the proposed Federal Ret-;erve
Act
to Warburg who severely criticised, it in a letter writte
n
from Switserlauld, in 1913.
April 4, 1926. 150
Warren, Charles
C.S.H. tells Mrs. Wilson that, would be a good man to act as
her
Counsel although Judge Covington also was good.
Mrs. Wilson asked 0.S.H. which he would choose for himsel
f and
C.S.H. 33id he would choose Warren.
Mrs. Wilson said she had confidence in Warren, but though
t it
perhaps might be better to have an Attorney who could
personally try cases, if necessary, and. who had.
an office
farce large enough to handle any small reattlrs,
e.g. auto
suits, etc; that she feared Warren would not want
this kind
of small business.
Nov. 15, 1925. 34
See - Covington


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Warren, Charles (Cont'd.)
Mr. and Hrs. Warren invite us to Christmas dinner, but we were
engaged to dine with Col. and Mrs. Roge :- s.
Dec. 25, 1925. 70
Warren said he met Miller at dinner a few daye ago; that he was
so loquacious he thought he must have taken an extra cocktail;
that he began to talk about the fight in the Board in 1915
to cut down the number of Federal Rerve banks; that he slid
he was the savior of the situation, as he defat. ed the attempt
by his vote; that Sec. Lane came to him and said President
Wilson was very sorry he favored cutting down the Federal Reserve
banks; that he told Lane the President was vagj much mistaken
as he was on the President's side in the dispute and had always
been so; that after the attempt had been killed by him, the
President sent him a most grateful letter.
Jan. 17, 1926. 88, 69.
See Warren said he had often heard the Millers abuse Mr. Wilson.
Jan. 17, 1926. 91.
Warren toile C.S.H. that Mrs. Wilson had injured Mr. Wilson by
refusing to allow/ Col. House to publish his letters, - to which
C.S.H. vigorously disagreed.
Mar. 4, 1926. 110
Warren, Federal Reserve Board
Sane of Board. were very indignant because Harrison of Federal Reserve
Bank of New York offered Warren of our Research Division $6000
per year to go into the Foreign Division of Federal Reserve
Bank, N. Y. It appeared, however, that Warren would po to
Dr. Stewart at $8000 if he did not go to New York, and Board
finally a ppr oved.
April 19, 1926. 163, 164, 165
Washburn, Charles
Gov. Harding said that Charles Washburn, a director if Fed5ra,1 ResAN e
Bank of Boston, said he had written to Coolidge strongly
urging C.S.H.'s reappointment.
April 30, 1926. 176
Weeks, John
Curtiss tells C.S.H. the only fear of C.S.H.'s friends is that
sec. Weeks may want his place.
Oct. 13, 1925. 23
C.S.H. calls on Sec. Weeks, by appointment, at Wardman Park Hotel.
He looked well but had recently had a had attack of angina
pectoris, and he had a sliaht stroke about 3 weeks ago.
May 7, 1926. 181


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Wellborn, Gov.
Federal Reserve Agent NeNton tells Board that Gov. Wellborn and
some of the directors favor a policy of assisting same 50
Florida banks, which are practicAly insolverit,to the limit
without too critical scrutiny of the paper they wouldoffer
for rediscount.
April 21, 1926. 167
Newton said the Federal Reserve Bank of Atlanta might conceivably
lose its capital and surplus if it followed the policy favored
by Gov. Wellborn.
April 21, 1926. 168
See - Newton
James wanted the Board at once to remove Gov. Wellborn, for the
reason that, recently, he was grossly intoxicated at a public
dinner of Federal Reserve officers and bankers, and, later,
at a private house.
He said Wellborn was utterly incompetent.
Cunningham asked, why, then, did the Board last January, increase
his sal,Ary to $25,000?
James said this was given to the office and not to the man.
Cunningham said that, apart from the charge of intoxication, he
should vote to retain Wellborn, as being as competent as the
average Gaverrrr of a Federal Reserve Bank.
The Board all felt this was a separate Is sue not to be taken up in
connection with the Campbell investigation.
May 20, 1926. 195, 196
See - Cuban Agency
Wetmore, Mr. F. 0.
States at meeting of Federal Advisory Council that the New York Stock
Exchange speculation has increased customer's rates 2$.
Gov. Strang said this was nonsense.
Dec. 1, 1925.

51

Whalley, Ex-Cong.
Tells C.S.H. at lunch with Mrs. Cowdin that he went abroad as
one
of thl Congressional Canmittee during the war, with Carter Glass
and others; that Glass, Byrnes, and he lunched with Gen.
Pershing
at Chaumont, at the titre the Armistice was first being talked
of;
that General Pershing vehemently favored taking Sedan and going
on to Berlin; that he (General P.) said it would mean the death


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218.

Whalley, Ex-Cong. (C out Id.)
of 250,000 American boys, but that he desired to do it,
he said, in order to turn the American soldiers loose on
the women of Germany arid give then a taste of what the
German Army had done to the women of Belgium and France;
that Glass wrote down every word in his diary and that
Cong. Byrnes chAcked it up.
Jan. 10, 1926. 79, 80
White, Henry
Met Irs. Wilson on train; Was furious at Lodge's reference to the
cable he sent him from Paris adking what reservations to
League of Nations he would eccept. Lodge said Wilson must
have asked him to do this, which White denied. White said
he had supposed Root and Lodge were his friends.
Nov. 15, 1925. 36, 37
Wile, Mr.
Lawrence Ivans says Wile told him that President Coolidge knows
more of What the people are thinking than any other Presid.ert ;
that his only policy was to hold his ear to the ground, find
oat 'kat the people want, ano. then proceed to do it; that
her believed Coolidge was getting ready to accept the L. of Isi.;
that Coolidge'sa,u evidence of a wave of p-ublic opinion for it;
Chat he was about satisfied that, in opposing the L. of N.
he had put his money on the wrong horse.
Jan. 1, 1926. 72, 73
C.S.H. lunches with Mr. Wile. He said H.P.H. had read him at the
Woman's Democratic Club Carter Glass's sditorial an the
Lawrence Eulogy of Lodge (written by C.S.H.) and that he
had sent it to the Pulitzer award jury, and had received word
that it was in time; that he thought it one of the most
brilliant pieces of editorial writing he had ever seen and
felt it would prove a formidable competitor for the $1000
prise.
Feb. 4, 1926. 97
Sen. Glass wrote thanking Wile for his letter and added that Bishop
Lawrence could not have attached much importance to the
editorial as ha had never answered the indictment.
Feb. 4, 1926. 98
lilliams, John Skelton
3111ott says that, wanted to bring McFadden before a grand jury;
that there were reason s for doing this, but that he advised
against it,as it might be claimed. that it was persecution.
April 29, 1926. 174
See - McFadden


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Williams, John Skelton (Ccntid.)
Deputy Comptroller Kane signs an affidavit giving a history of
the McFadden matter and showing that the Coaptroller's
office had the same trouble with McFadden and his bank long
before Willialas took office.
May 8, 1926. 182, 183, 184
Willis, Dr.
Gov. Strong says that Miller, Willis, and the Commercial and
Financial Chronicle, were leagued together in the interest of
radical deflation.
April 13, 1926. 159
liaison, Margaret
Mrs. Wilson says that Margaret Wilson has been a week in Washington
lObbying for the Maternity bill, and that she .i.as sorry to
have a daughter of President Wilson doing this.
Mar. 6, 1926. 110
Wilson, Miss
Dr. Butler says the L. of N. has cut down its budget and that Mtn
Wilson, the Librarian, has had to cut down hell staff and may
herself reaign.
April 16, 1926. 160
. See - Carnegie Board.


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WOC1DROW AND MPS. WILSON
INDEX

References aro to NUmbers Following.

Alderman, Dr. 6
Baker, Newton D. 33
Baker, Ray Stannard. 36
Balfour 22
Baruch, Miss.

5, 39, 49, 54

Baruch, Mr. R. N.

16, 19

Bethlehem Cht,Tel. 13
Bolling, Bertha. 65, 68
Bolling, Mrs. 24, 25
Bolling, Randolph 8, 24, 25, 59, 70, 79
Bolsheviks.
Briand.

26

Calls on

1116

23

57,

Carnegie Board.

63

21,44, 45, 46, 47

Cathedral, Geneva. 4
Chronological table, Wilson. 50, 51, 59, 63, 66, 67, 70, 79.
Cleveland, Ex.President. 52
Cleveland, Mrs. 52, 53
Covington, Judge. 16, 20, 35, 36
Davis, Norman. 40
Delano.

29, 33


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Dinner, Wilson btrthday.
Dinners.

29, 33, 41, 43, 48

6, 15, 27, 32 (regretted) 34 (Adm. Helm) 39, 59 (Mrs.
Pennington) 68, 72 (regretted)
See - Teas

Doubleday, Page & Co. 40
Drives with. 30, 34, 58, 65, 73, 76, 78
Eliot, Rev. Samuel 33, 43, 48
Elliott, Edward. 77
Esterline. 1
Eustis, Mro. William. 17, 31
Federal Reserve banks. 42
Federal Reserve Board. 71
Gavit, John Palmer. 7
Glass, 'Sen. 50, 71, 75
Greco-Bulgarian dispute. 26
Greely, Gen. 52
Grey, Lord. 28, 61
Hamlin, Anna. 72, 74
Hamlin, Harriet.

58

Hamlin, H.P. 11, 31, 38
See- Pa, Ma and Mae
Harriwan, Mrs. Borden.. 6
Honorary degree, Oxford.

60

House, Col. 54 56, 62, 71
Household troubles, Geneva. 9
Houston, Sec.

40, 41

Internatiaial Club.

1, 5,-6


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Ishii, Viscount.

2, 3, 22, 23

See - Long
Johnson, Miss. 5, 37
Jones, Jessie.

21

Kahn, Mrs. Julius.
Lane, Nancy.

77

19

Lansing, Mrs. 69
Lansing, Sec. 2, 3, 22, 23
Leesburg, Va.

31

Letters from Mra. W. 12, 20, 43
Letters to Mrs. W. 25, 26
Lodge. 18
Long, Breckinridge. 22, 23
McAdoo, W. G.

55

McCoy, Judge. 20
Miller, Adolph. 42, 77
Moore, Cong. 34
Myer, Gertrudo. 13
Non-partisan League. 59, 49
Olney, Sec. 55
Oxford University. 60
Pa, Ma and Mae. 36, 39, 49
Paderewski.

41

Paris. 10, 13
Patten, The Misses. 13
Peace proposal.

Wilson'. 28


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Peck letters. 53
Pennington, Mrs. 51, 59, 66, 70, 79
Pool.

15

Preston, Mrs. (Cleveland) 52, 53
Pruyn, Hendrick. 8
Reappointment. C.S.H. 75
Rogers, Col. ec .Mrs. 32
Root, Elihu.

18

Royalties, Chrondlogical table.

79

Ruffin, Dr. 1, 13
Russia. 23
Scott, James Brown. 44, 46, 46, 47
Secret allied treaties.

2, 22

Shantung agreement. 2
Stdkes, Rev. Anson Phelps. 13
Stokowsky, L. 37
Teas with Mrs. W.

30, 65

Teusler, Dr. 3
Treaties
See - Secret allied treaties
Tucker, Harry St. George.

52, b3

Tumulty. 23
Warren, Charles.

16, 42, 62, 67

White, Henry. 18
White lilac sprig.
Wilson, Margaret.

74
64


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Wilson, Woodrow.

2, 22, 23, 26, 28, 29, 33, 40, 42, 44, 46, 47, 52, 53,
55, 60, 62, 64, 71, 77.

3,
)(3 - Chronological table.
Wamans Democratic Club.
Wytheville, Va.

24, 25

79


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Wilson, Woodrow and Mrs.
1.

Mrs. Wilson takes Dr. Ruffin and Mr. Esterline to drive and
to lunch at the International Club.
Sept. 12, 1925. 1

2. Ishii says he told Lansinc in 1917 of the secret Shantung treaty
but believes that Lansing did not tell Wilson.
Sopt.12, 1925. 2
3.

Ishii says Dr. Teusler wrote his cousin Mr.. Wilson about the
dispute between Lansing and himaif as to sending a Japane
se
financial adviser to China. Sept. 12, 1925. 2

4.

Mrs. Wilson off,irs us tickets to the Cathedral cermnonies but
we already haJ
Sept. 13, 1925. 3

5.

Mrs. Wilson says Miss Baruch and Miss Janson are to give a dinner
at the International Club tomorrow; that she could not go
but wants us to dine with her.
Sept. 16, 1925. 6

6.

We dine with Mrs. Wilson. Dr. and Mrs. Alderman and Mrs.
Harriman
' were there. Miss Johnscn and Mils Baruch were giving anothe
r
dinner at the International Club.
Sept. 17, 1925. 9

7.

C.S.H. goes over Mrs. Gavitia writings with Mrs.
Wilson and she
really semmed impressed.
Sept. 17, 1925. 9

8.

Wa told Mrs. Wilson about Hendrick Pruynis letter
s to her Which
Mr. Bolling had not forwardea; she was not at all
disturbed
About them.
Sept. 17, 1925. 9

9.

Mrs. Wilson tells us amusing storiec about their
household
troubles with servants in Geneva.
Sept. 17, 1925. 9

10.

Mrs Wilson said they would leave next lunday for
Paris, as their
lease in Geneva was only for one month; that she
would
probably be back in Washington by ths nIci of
October.
Sept. 17, 1925. 9

11.

Mrs. Wilson ./iLid we must stay with hr in
Washington until we
fixed our winter plans.
Sept. 17, 1925. 9


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Wilson, Woodrow ord Mrs. (Co:It'd.)

12.

Mr. Mitchell, of the Red Star Line, gave us a delightful
letter from Mrs. Wilson forwarded in his care.
Sept. 23, 1925. 12

13.

Gertrude Myer tells C.S.H. she &nail°
that Mrs. Wilson is engaged.
to Dr. Ruffin; that it was scandalous for Dr. Ruffin to go
abroad to see her and to visit her in 1Nris.
C.S.H. told her Dr. Ruffin was in Geneva only one day, and saw
very little of Mrs. Wilson, and that he did not visit her
in Paris.
She said the Pattens told her that Mrs. Wilson was engaged to
Dr. Ruffin 'en he first mat President Wilson, and that when
she becaram engaged to Mr. Wilson she wrote Dr. Ruffin a
most casual letter to that effect.
She said it was scandalous for Mrs. "Tilson to keep Dr. Ruffin
as her physician.
She also said she and Rev. Anson Phelps Stokes were joking,
the other day, as to whether the warriage would be held at
• Bethlehem Chapel and that the Rev. Stokes said he could
almost hear Mr. Wilson protesting, like Banquo's ghost.
C.S.H. very sternly told her there was not a, word of truth in
this rumor, that it was silly gossip, and that he believed
she herself was in love with Dr. Ruffin, and mad with jealousy.
She still insisted she knew the rumor was true.
5he is a malevolent gossip!
Nov. 7, 1925.

34, 35

14.

Its. Wilson stairs us to dinner for Saturday.
Nov. 12, 1925. 35

15.

We dine with Mrs. Wilson, and C.S.H. later plays pool with her.
Nov. 15, 1925. 35

16.

Mrs. Wilson tells C.S.H. she wishes to retain a lawyer to look
after her affairs, ond to advise her, from tim, to tiwe.
She said Mr.. Baruch had suggested Judge Covington, Who
had acted
for him.
3aid Covington was a first-class
man but that he would
maLe some quiet inquiries about him,
and 13t her know.


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Wilson, Woodrow and Mrs. (Contid.)
Mrs. Wilson then asked about Charles Warren, and C.:..H. said.
she could not get a better man. She then asked C.S.H.
he would choose if it were his aAn matter.
C.S.H. said he personally would choose Warren, ant added that
if
questions of copyright, contracts, etc. should ever arise
,
Warren would be an invaluable man.
Mrs. Wilson said she had confidence in Warren, but was incli
ned to
think that it might be better to have come lawyer who had an
office force large "In oue.% to handle amall matters and who
would
try cases personally -then advisable. She feared. Warre
n ruight
not want to handle mall matters such as might come
up. She
said she would not make up her mind until C.S.H.
reported on
Covington.
Nov. 15, 1925. 35, 36
17.

Mrs. Wilson said. Mrs. Eustis had, been in Johns
Hopkins
Hospital since she returned frrn Europe.
Nov. 15, 1925. 36

18.

Mrs. Wilson said that when in New York she bcugh
t a copy of
Lodge's book on the Senate and. the League of Nations
to
read en the train; that while reading it Henry
White
suddenly carae up and, spoke to her; that he was
fnricus
at Lodge's reference to the cable he had sent him
from
Paris, and said he had alww's supposed that Root
and Lodge
were his friend.s.
(See scrap bock as to White's published letter.)
Nov. 15, 1925. 36, 37

19.

Mrs. wilson said that Nancy Lane had coma to New
York End
had asked Mr. Baruch to help her obtain a
movie
engagement; that she had a bad. case of
goiter.
Nov. 15, 1925. 37

20.

C.S.H. calls up Chief Justice McCoy and
asks about Judge
Covington without mentioning Mrs. Wilso
n's name.
Judge McCoy praised him in the highest
manner and C.S.H.
wrote Mrs. Wilson receiving a most grate
ful letter in
reply.
Nov. 16, 1925. 37

21.

Mrs. Wilson in response to a request from
suggests
names, azsong others, that of Jesus
Jones, as Food men
for trustee of Carnegie Sniammeht.
Nov. 16, 1925. 37


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Wilson, Woodrow and Mrs. (Conted.)
22.

Breckinridge Long tells C.S.H. that Mr. Wilscn was in error
when he said. he first learned of the secret Allied
treaties when a rote., in 1919; that he knew that Balfour
told. Wilson of them at a secret conference in the Whit e
House in
that he did. not know whether Balfour
told, Lansing or not.
Nov. 18, 1925. 39

23.

Long said that after 1919, ninon never corizzmicated with
Lansing in any way; that he practically managed the State
Department *Um Wilson was in Paris; that once the
question came up whether we should ..Prith,draw cur troops
frau Russia to avoid open conflict with the Bolsheviks;
that he finally got Turzalty to get Mr. Wilson to advise
him what to do, and that sho*tly afterwards, a cable came
from Mr. Wilson directing the withdrawal.
Nov. 18, 1925. 40

24.

Mr. Bolling calla up C.S.H. to say that his Kother had died
early in the morning; that Mrs. w.and he were going to
Wytheville, Va. tomorrow; that the funeral would be on
Monriay.
Nev. 21, 1925. 42

25.

C.S.H. wrote Mrs. Wilson a letter of sympathy sending flowers
.
Nov. 21, 1925. 42

26.

C.S.H. writes Mrs. Wilson quoting Briand's statement that the
Council of the League of Nations dedicated the happy
ending of the Greco-Bulgarian disp.ute to the memory of
Woodrow Wilson, who conceived and brought to realization
the L. of N.
Nov. 26, 1925, 46, 47

27.

Mrs. Wilson calls C. 3.H. up and asks him to come up to dinner.
Nov. 29, 1925. 47

28.

Mrs. W. tells C.S.H. that President Wilson did not want to
meet
Lord Grey "then he cone here the last time. She also
said, she believes, but dens not know that he ow angry
with Lord. Grey because of the manner in which he treated.
his 1916 peace proposal.
Nov. 29, 1925, 47

29.

C.S.H. accepts Delano's invitation to serve on a Corgrittee
to
arrange a dinner in Washington cn Wilson's Mr tir...4 a,y,
Dec. 28th.
Dec. 5, 1925. 57

30.

Mrs. Wilson semis her auto to take us tc drive.
Afterwards
we stopped at her house and she drove hone with
us.
Dec. 13, 1925. 62


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Wilson, Woodrow and Mrs. (Cont'd.)
31.

Mrs. Wilson takes H.P.H. to Leesburg, Va. to lunch with
Mrs. Eustis.
Dec. 22, 1925. 69

32.

Mrs. Wilson invites us to Christuas dinner but we had
already accepted the invitation of Col. and Mrs. Rogs
rs.
Dec. 25, 1925. 70

33.

C.S.H. attends lilson manorial dinner at the Mayflower
Hotel.
Delano presided and male a good address.
Rev. Samuel Eliot and Newton Baker also delivered
fine addresses.
Dec. 28, 1925. 70

34.

Mrs. Wilson and Mr. Bolling, C.S.H. and M.P.H.
dine with
Adndral and Mrs. Helm.
Admiral Helm ASS ill and Judge Moore, a Virginia
ConFreasman,
took his place.
Mrs. W. called for us at the Lee House and took
us to and
from the dinner.
Jan. 5, 1926. 75

35.

Mrs. Wilson tells C.S.H. she has taken Judge Covin
gton as her
Counsel and haa 11,-et an interview with him
today.
Jan. 5, 1926. 75, 76

36.

C.S.U. advises Mrs. W. surely to go over with
Judge Covington
any papers she may have signed with rega
rd to Ray Stannard
Baker and the biography; that this was of
the utmost
importance.
Jan. 5, 1926. 75, 76

37.

C.S.H. calls up Mrs.Wilson and, incidentally
, speaks of the
newspaper rumor that Miss Johnson is to marr
y Leopoldt
Stdkowski, leader of the Phila. orche
stra.
She says it is true; that they wanted her to
go on for the
wedding, but that she felt it would be rathe
r conspicuous
and decided she could not gc.
C.S.H. had a feeling that she did not favor
the marriage,
although she did not say so.
Jan. 10, 1926. 80

38.

Mrs. Wilson asks us to dinner tomorrow and
says she wants
H.P.H. to read to her "Pa, Ma, ad Mae."
Jan. 12, 1926. 80

39.

We dine with Mrs. Wilson and H.P.H. read
to hlr "Pa, Ma and

Mae."


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Wilson, Woairow and Mrs. (Cont'd.)
39. (Cant'd.)
She said it was wcnderAilly well done and that She would send
it to Miss Baruch aml felt ehe could arranpe to have the
Non-partisan league publish it.
Jan. 13, 1926. 82
40.

Mrs. Wilson tells C. Ii. that when in New York in December
she mat Sec. Houston at Norman Davies house; that she
said to him she had heard he was about to publish his
reminiscences; that he replied that he had written them but
had no present intention of publishing them, that that was
a question to be decided in the not near future.
She said she had intended to tall him she was unwilling to
have Mr. Wilson's private correspondence printed in the
book, but that he was so positive in his assertion that he
had no present intention of publiihing the book that she
mite no mention of it.
She said that, however, when she returned to Washington she
was shown Doubleday, Page & Co.la official nnnouncement of
the pULlication, dated Dec. 18th - before her visit to New York and that she at once drafted a letter to him stating that his
unequivocal denial to her of any present intention of publiihing
the book in the near future made it seam unneceLsary to her to
• tell him of her wish not to have Mr. Wilson's letters published
in the book; that the official announcement of Doubleday,
Page & Co. of immedite publication made it necessary for her
to tell him her lishes in the matter, - which she proceeded to
do. She said that she showed this draft to Judge Covington
who said it showed evidences of anger, and thought it would
be more forcible if emewhat softened; that thereupon she
did somewhat soften it and mailed it.
She read to C. .H. the typewritten reply of Houston, -a very
evasive and not candid letter.
Houston said the only private letter of Ur. Wilson referred
to
in his bock was one sent in reply to his letter -vritten
just
before his term expired, - evidently a letter he wished to
publish for purposes of self-glorification.
Mrs. Wilson felt that Houston deliberately tried to deceive
her
and she was very much stirred and indignant,


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230.

Wilson, Woairow and Mrs. (Cont'd.)
39. (Cont'd.)
She said it was wonderftlly well done and that she would send
it to Miss Baruch end felt she could arrange to hove the
Non-partisan league publish it.
Jun. 13, 1926. 82
40.

Mrs. Wilson tells CJ•.H. that When in New York in December
she met Sec. Houston at Norman Davis's house; that she
said to him she had heard he was about to publish his
reminiscences; that he replied that he had written them but
had no present intention of publishing them, that that was
a question to be decided in the not near future.
She said she had intended to tall him she was unwilling to
have Mr. Wilson's private correspondence printed in the
book, but that he was so positive in his assertion that he
had no present intention of publiehing the boat that she
MAie no mention of it.
She said that, however, when she returned to Washington she
was shown Doubleday, Page & Co.la official mnouncement of
the publication, dated Dec. 18th - before her visit to New York and that she at once drafted a letter to him stating that his
unequivocal denial to her at' any present intention of publiihing
the book in tbe near future made it seem unneceLsary to her to
• tell him of her wish not to have Mr. Wilson's letters published
in the book; that the official announcement of Doubleday,
Page & Co. of immedigte publication made it necessary for her
to tell him her ALshes in the matter, - which she proceeded to
do. She said that she showed this draft to Judge Covingt
on
who said it showed evidences of anger, and thought it would
be more forcible if somewhat, softened; that thereupon she
did somewhat soften it and mailed it.
She read to C.S.H. the typewritten reply of Houston, -a very
evasive and not candid letter.
Houston Stairl the only private letter of Ur. Wilson referre
d to
In his bock WKS one sent imre:r13c.to his letter -ritten
juet
before his term expired, - evidently a letter he wished
tc
publish for purposes of self-glorification.
Mrs. Wilson felt that Houston deliberately tried to deceive
her
and she was vary much stirred and indignant,


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Wilson, Woodrow and Mrs. (Cont'd.)
C.S.H. agrees with Mrs. Wilson entirely and believes Houston
feared she was gotng to forbid the publication of Mr. Wilson's
letters when he saw her, and tried to avoid this by making
her think he had no pre3ent intention of publishing the
book, - a deliberate falsehood.
Jan. 13, 1926. 84, 85
41.

Mrs. Wilsen said Houston did not come to the Wilson dinner
in New York pleading as nn excuse a prior engsgement
for a dinner in honor of Paderewski; that Norman Davis
begged him to came, s:--ying that he owed all he had in the
world to Wilson, but he would not; that Paderewski came
late to the Wilson dinner.
Jan. 13, 1926. 85, 86

42.

Miller tells Charles Warren that he was an Wilson's side in
the dispute over cutting down the number of Federal Reserve
banks, in 1915, that his vote saved the situation, and that
Wilson Irote him a grateful letter of thanks.
Jan. 17, 1926. 88, 89, 90
See - Miller

43.

Mrs.

44.

Mrs. Wilson nails up C.S.H. at the Treasury to say that
James Brown Scott has just written her enclosing the
Wilson resolution of the Carnegie Board, which was voted
on April 16, 1925.

Wilson calls up C.S.H. and thanks him for sending
Red. Samuel Eliot's address at the Wilson dinner.
Jan. 19, 1926. 91

Same days ago C.S.H. telephoned Scott's office that Mrs. Wilson
had never received the resolution, and this evideltl
y is
the response.
Mts. Wilson read C.S.H. her proposed reply.
It is extraordinary that Scott, in spite of his dislike for
Wilson, should have delayed sending this from April
16,
1925, to January 20, 19261
Jan. 20, 1926. 91, 92
45.

Copy of Scott's letter to Mrs. Wilson. 91, 92

46.

Scott writes C.S.H.:
"You will be glad to know we have just received
the
enclosed reply from Mrs. Wilson in regard to


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232.

Wilson, Woodrow and Mrs. (Cont,d.)
46. (Contii.)
the resolution of the Board of Trustees which I had
the pleasure of sending her in behalf of the Carnegie
Mndowment."
That Scott should have delayed sending this from April 16,
1925 to January 20, 1926, Blume clearly his animus
towards Mr. Wilson.
Jan, 21, 1926. 93
47.

C.S.H. calls up Mrs. W. and told hilr of the above.
Jan. 21, 1926. 94

48. Mrs. W. asks us to come up and we do so; C.S.H. reads to her
Ray. Samuel Sliotis address at the Wilson dinner of
Dec. 28, 1925.
Jan. 23, 1926. 94
49.

Mrs. Wilson tells H.P.H. that Miss Baruch said that the
reader of the Non-Partisan League said she enjoyed
"Pa, Ma, m1,12434" very much but feared it was too partisan
for the League to publish; that she would ropert on it
Officially later.
Jan. 23, 1926. 94, 95

50.

Mrs. Wilson objects to having Sen. Glass's secretary prepare
the chronological sketch of Mr. Wilson which Mrs. Pennington is to have printed, because he once sent her a
sketch of Mr. Wilson, full of errors, Which he asked htm
not to publish, but which he did nevertheless.
Jan. 23, 1926. 95

51.

Mrs. Wilson and Mrs. Pennington beg C.S.H. to prepare the
chronological eketch of Mr. Wilson and ho agreed to do it.
Jan. 23, 1926. 95

52.

Harry Tucker tells C.S.H. that he visited Gen. Greely in
New Haupshire about 18 months before Wilson was nominated
far President and that Mrs. Preston (Clevelamd) CaDVII ovar
to lunch; Chat in reponse to his praise of Wilson,
Mrs. Preston said the could not vote for that man as her
husband, Ex-Presid:Int Cleveland, had said he was intellectually dishonest.
Jan. 24, 1 926. 95, 96


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Wilson, Wooirow and Mrs. (Cont 'd..
)
53.

Harry Tucker also said he met Mre. Pres
ton (Cleveland) again
in California in 1919 and that she toll
him there
was absolutely nothing in any way disc
reditable to
Mr. Wilson in the Peck letters; that
Mr. Wilson as
always interested in bright wome
n.
Jan. 24, 1926. 95, 96

54.

Mrs. Wilson calls up to say she is
going south tomorrow night
for two weeks. She is to visit
Miss Baruch.
Jan. 26, 1926. 96

55.

The Washington Post publishes rar
t of Col. House's book. It
states that McAdoo wanted C.S.H. for
thl Federal Reserve
Board but that Wilson said that
he preferred Olney and
that he happened to be Presidwit;
that later C.F.H.
was appointed in accordance wit
h McAdoo's wishes.
The fact is true that McAdoo want
ed C.S.H. but it is also true
that Olney strongly urged Wils
on to appoint C.S.H.
Feb. 9, 1926. 105

56.

C.S.H. called up Mrs. Wilson. Inci
dentally, in speaking of the
Colonel Hausa book, she said Col
. House was avarently
an ass!
Feb. 19, 1926. 107

57.

We call on Mrs. Wilson but she
had gone out.
Feb. 21, 1926. 107

58.

Mrs. Wilson takes C.S.H. and Harr
iet Hamlin on a long auto driv
e,
leaving Harriet at the Railroad
station.
Feb. 22, 1926. 107

59.

We dine with Mrs. Pannineton;
Mrs. Wilson, and dY. Bolling were
also there.
We talked over the Wilson chro
nology.
Feb. 25, 1926. 108
Mrs. Wilson said Oxford offe
red Mr. Wilson an honorary degr
ee
while he was In Paris, but that
he could not go to
Oxford to receive it, and the
Oxford rule requires the
recipient to be present.

60.

She said Mr. Wilson often had
said that he should appreciate
an
honorary degree from Oxford mor
e than from any other
University.
Feb. 25, 1926. 108
61.

C.S.H.sands Mrs. Wilson Vol.
2 of Lord Grey's book.
Mar. 1, 1926.108


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2 34.

Wilson, Woodrow and Mrs. (Cont'd.)
62.

Charles Warren tells C.O.H. that Mrs. Wilson had. greatly
injured Mr. Wilson by refusing to permit Col. House to
p ublish his letters in his book.
Mar. 4, 1926. 110

63.

Mrs. Wilson calls and spends an hour with us at the Lee Haase.
C.S.H. gave her a nem ciraft of the chronological table
of Wilson.
Mar. 6, 1926. 110

64.

Mrs. Wilson says Margaret Wilson has been .A,ith her for a weel;
that she was "lobbying“ for the maternity bill;that she
was very sorry that a danghter of Mr. Wilson would, thus
use her influence.
Mar. 6, 1926. 1.10

65.

Mrs. Wilson takes us, with her sister, Bertha, for a lonc drive,
stopping for tea at a tea house on the Alexandria rale.
Mar. 8, 1926. 111

66.

Mrs. Wilson and Mrs. Pennington call to talk over the Wilson
chronological table.
Mar. 13, 1926.124

67.

C.S.H. asks Charles Warren to go over the Wilson chrenological
table, and he made many valuable ;suggestions.
Mar. 14, 1926. 124

68.

Mra. Wilson takes us and her sister Bertha on a long drive.
April 3, 1926. 140

69.

Mrs. Wilson tells us that the other day, at the Wonans Demolratic
Club, :4rs. Lansing came up and 'baked with her.
April 3, 1926. 140

70.

We dine with Mrs. Pennington.
also there.

Mrs.Wilson and Mr. Bolling were

We talked over the Wilson chronological table.
April 5, 1926. 146
71.

Sen.. Glass tells C .S. H. ham the Federal Reserve Board name to
be agreed upon by Mr. Wilson and himself and criticisms
Col. House,
April 4, 1926. 148, 149, 150.
Se - Class, Sen.

72.

Mrs. Wilson arks Vs to dinner for Mcnday,April 26th, - the
anniversary of Anna's death, but H.P.H. toll her she did
not feel up to it. Mrs. Wilson said she asked. us thinking
it might help Us, and that she understood perfectly our
April 24, 1926. 171
feelings.


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2315.

Wilson, Woodrow and. Mrs. (Contid.)
73.

Mrs. Wilson takes us on a long drive.
April 26, 1926. 171

74.

Mrs. Wilson reminds us of our gathering a sprig cf
on St. Nichola2. eve, when H.P.H. and Anna were
and putting it in a warm place in the Kitchen,
saying it would bloom on Christmas Day, but it

white lilacs
visiting her,
H.P.H.
did not.

Mrs. W:lson said she had just discovered that the sprig 'vas not
taken frau a lilac bush at all:
April 26, 1926. 171, 172
75.

Mrs. Wilson asks C.:).H. as to hie reappcintment arxiC.S.H. told
her all
out it. She asked if she might speak to Sen.
Glass about it, and C.S.H. said he hoped she •vould.
She said all,
: ,vould tell him hcm deeply she 'vas interested in it.
She said she would do all in her power to help.
April 26, 1926. 172

76.

Mrs. Wilson takes us on a long drive.
Ma,y 5, 1926.177

77.

Mrs. Julius Kan says she believes that one reason for Miller's
appointment on the Federal Reserve Board -as because he
had lganed his house in Berkeley to Edward Elliott who
married the first Mrs. Wilson's sister, and helped pet him
a position in the University of California.
y6, 1926. 178

78.

Mra.Wilson take Uk3 on a lone drive.
May 9, 1926.

79.

185

Mrs. Pennington tells C.S.H. that Mr. Bolling asked her if
she wits going to give all the royalties on the chronol(gical
table of Mr. Wilson, to the Woman's Democratic Club; that
she thought he had in mind that some part should be given
to Mrs. Wilson,
Mrs. Pennington asked us if we would. object to her writing
Mrs. W lam that she would give one-hAbf to her and. onehalf to the Club.
We both said we -mulct be most pleased to have her do this.
Mrs. Pennington's original intorition was to give all the
royalties to the Club.
May 11, 1926. 186


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236.

Wing, Daniel
Curtiss said that Ex-Gov. C OZ raa receivirg a salary of $25,000
per year as Vice President of Wines bank.
Oct. 13, 1925. 23, 24
Gov. Harding tal s C. .11. that when he returns to Boston he vill
ask Wing to wire Sen. Butler that it is ir,perative that
C.S.H. be reappointed at once.
April 30, 1926. 176
Gov. Harding sa:re Sen. Butler told Wing that the matter of C.S.H.'s
reappointment ha:1 been taken out of his harris and left 'Ala.
Searetary Mellon and President Coolidge, -t his great relit,
as he did not want to disappoint the Republican politicians
nor to alienate C.S.H. Is many supporters in Mass.
May 17, 1926. 19r%
Winston, Under Secretary of Treasury
Says that if the present Belgian Ministry is overthrown, the Belgian
debt agreement would tall with it.
Nov. 25, 1925. 46
Tells C.S.H. that Sec. Mellon ar.d lie are much ciisturbed at Miller'
motion to abolish 15-day collateral notes, as it would
seriously interfere with Trea:•ury operations.
He

said Sec. ael1on Was very angry with Miller; that Sec. Mellon
was satisfied that Miller and Hoover were wozking together
and had egged on Sen. Lwroot to -rite his two letters to
the Board as to the use of Federal Reserve funds for sreculative
loans; that these letters contained statements raid agreements
Sen. Lenroot could not have made nithout inside s.ssi stance.
Jan. 9, 1926. 78

Gov. C. says Winston told him it nos perfectly well understood.
that Hoover was domirating Miller and that he had Droved
that Hoover got inside inform3tion from Miller; that
Sec. Mellon was very mach /is turb el r:bout it.
Mar. 26, 1926. 134
Winston tells Platt that while ordinarily he would prefer to have
a Rerrublican appointed, yet in this case he felt that C.S.H.
should surely be reappointed and that he Ivould say so to
Secretary Mellon.
April 12, 1926. 157
Wanana

National Democratic Club. 82, 97, 98.
See - Harriman, Mrs.
Penrington,Mrs.
Wile, Hr.


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237.

World Court
Lawrence Evans told. C.S.H. that Hr. Call, a newspaper nublisher,
told him that Sen. Borah told him (Call) that Prebident
Coolidge told. him (Borah) that he felt the U.S. phould steer
clear of the World Court, but that the pressure on him was
so strong he could not resist itl
Oct. 13, 1925. 23
Mrs. Bruce takes H.P.H. to the opening of the World Court debate
in the Senate.
Dec. 18, 1925. 64
writes President Coolidge t lling him of the c.diress
before the International Club of Austen Chamberlain and Lord.
Cecil, on thi World Court, on Sept. 7, 1925.
Nov. 25, 1925. 43
(See scrap book for copy

of

letter.)

Wyatt, Gen. Counsel
Tells C.S.H. that the regulation§ of the Board provided for in
Section 14 of the Federal Reserve Act are not a condition
precedent to the right of a Federal Reserve bark to buy or
sell Covernment securities in the open market; that the Board
had made only general regulations not specifically limiting
such purchases and. that, therefore, the Federal Reserve banks
had a right to buy or sell them.
Dec. 22, 1925. 68
Advises Board that Federal Reserve banks are not bound. to report
for approval amounts paid counsel for collecting claims, etc.
as the U.S. Supreme Court had decided that attorneys were not
"officers" or "employees."
Feb. 9, 1926. 105, 106
Board aalt.a Wyatt to prepare a plan for having one of the Boston
freployees of the Cuban Agency designated to act as Assistant
Federal Reserve Agent of the Atlanta Bank ant to hold unissued
Federal Reserve notes, to be issued only in emergencies, to
sane other Boston officer, designated to receive the note:3 in
behalf of the k;lantl Bank.. This on the assumption that the
Havana Agency Ass to be discontinued.
April 30, 1926. 175, 176
Wyatt leaves for Havana with Jamet3 and Herson.
May 2, 1926. 177


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238.

-X-

X-rays
19, 20, 21, 53, 54, 62
See - Joslin
Morni son
Christie
Merritt

-YZZimmern, Dr.
We maet Dr. Zimraern at lunch at Mr. Sweetser°s.
every morning cn the League of Nations.

He lectures

vos hitter against Austen Charaberlain, saying be rtshed to
shelve the League of Nation.
He said the League of Nations was fighting for its life aver the
proposed •Protocol, and that tha Assembly would nevir cars ent
to shelving it.
He said. 1;ha; if Lord Cecil had been Minis ter of Foreign AVairs,
the Protocol would have been accepted, at least on principle,
but the right to file reservaticns might have been reserved.
Sept. 13, 1925. 3, 4.

(13:nd of Volume XI).