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Consumer Expenditures in 2007 U.S. Department of Labor U.S. Bureau of Labor Statistics April 2009 125 YEARS BLS Report 1016 C onsumer units1 (CUs) spent $49,638, on average, in 2007, a 2.6-percent increase over the previous year. This was a more moderate increase than the 4.3-percent growth in spending in 2006 and the 6.9-percent increase in 2005. The increase in consumer expenditures in 2007 was close to the 2.8-percent increase in the Consumer Price Index for All Items (CPI-U) in 2007. This report shows the latest results from the Bureau of Labor Statistics (BLS) Consumer Expenditure Survey (CE). food spending, resulting from a small decrease in expenditures on food at home (–0.2 percent) and an increase in expenditures on food away from home (1.5 percent). Spending in the South increased for total food (2.3 percent), as food at home rose by 5.6 percent and food away from home decreased by 1.8 percent. Housing expenditures, the largest component of spending, rose 3.4 percent in 2007, following a 7.9-percent increase in 2006. By comparison, housing expenditures rose 9.0 percent in 2005 and 3.6 percent in 2004. The share of total expenditures allocated to housing increased over the last 3 years, from 32.7 percent in 2005, to 33.8 percent in 2006, to 34.1 percent in 2007. (See table B.) There were increases across several of the housing expenditure subcomponents in 2007. Spending on shelter increased 3.6 percent, following a 9.9percent increase in 2006. In the owned dwellings subcomponent of shelter, expenditures on mortgage interest and charges increased 3.7 percent in 2007, less than the increase of 13.1 percent in 2006. Spending on the other subcomponents of shelter rose 0.5 percent for rented dwellings and 21.9 percent for other lodging in 2007, compared with increases of 10.4 percent and 12.9 percent, respectively, in 2006. Expenditures for utilities, fuels, and public services increased 2.4 percent, lower than the 6.7-percent increase in 2006. The 3.0-percent increase in the CPI for fuels and utilities in 2007 was close to the change in spending. In 2007, the increase in housing expenditures in rural areas (5.6 percent) was higher than those in urban areas (3.3 percent). Despite the larger spending increase in rural areas in 2007, urban consumer units continued to spend a larger share of their overall expenditures on housing than did rural consumers. There were also differences in the way urban and rural consumers allocated their expenditures among the housing components, especially for shelter. Chart 1 shows the share of total expenditures allocated to housing and its components in urban and rural areas. Spending on household operations, another subcomponent of housing, showed an increase of 3.8 percent in 2007, much smaller than the 18.4-percent increase in 2006. The increase in 2007 was the result of moderate increases in the two subcomponents of household operations: personal services spending rose 5.6 percent and other household expenses rose Developments in 2007 The major components of spending—food, housing, apparel and services, transportation, healthcare, entertainment, and personal insurance and pensions—account for about 90 percent of total expenditures, and all of these showed increases in 2007. (See table A.) Expenditures increased by 0.4 percent for food, by 3.4 percent for housing, by 0.4 percent for apparel and services, by 2.9 percent for transportation, by 3.1 percent for healthcare, by 13.6 percent for entertainment, and by 1.3 percent for personal insurance and pensions. A 1.4-percent increase in spending on food at home followed an increase of 3.6 percent in 2006. Spending on food away from home decreased by 1.0 percent in 2007, after increasing 2.3 percent in 2006. Thus, total food expenditures in 2007 rose 0.4 percent, following increases of 3.0 percent in 2006 and 2.6 percent in 2005. Across the four Census regions—Northeast, Midwest, South, and West—changes on food spending in 2007 were quite varied. The West region had the highest dollar expenditures compared with the other regions. However, food expenditures in the West decreased by 4.8 percent in 2007, compared with an increase of 12.9 percent in 2006. Also in the West region, spending on food at home decreased by 4.9 percent and spending on food away from home decreased by 4.8 percent. In contrast, total food spending in the Northeast increased 3.2 percent as food at home increased by 3.8 percent and food away from home increased by 2.4 percent. Expenditures on food in the Midwest in 2007 were similar to 2006 expenditures, with an increase of 0.5 percent in total 1 See the glossary at the end of this report for a definition of consumer unit. Table A. Average annual expenditures of all consumer units and percent changes, Consumer Expenditure Survey, 2005–07 Percent change Item 2005 2006 2007 Number of consumer units (in thousands)....................... Income before taxes ........................................................ Averages: Age of reference person............................................. Number of persons in consumer unit.......................... Number of earners...................................................... Number of vehicles..................................................... Percent homeowner......................................................... 117,356 $58,712 118,843 $60,533 120,171 $63,091 … … … … 48.6 2.5 1.3 2.0 67 48.7 2.5 1.3 1.9 67 48.8 2.5 1.3 1.9 67 … … … … … … … … … … Average annual expenditures........................................... Food............................................................................ Food at home........................................................ Cereals and bakery products........................... Meats, poultry, fish, and eggs........................... Dairy products.................................................. Fruits and vegetables....................................... Other food at home.......................................... Food away from home........................................... Alcoholic beverages.................................................... Housing ...................................................................... Shelter .................................................................. Utilities, fuels, and public services......................... Household operations............................................ Housekeeping supplies......................................... Household furnishings and equipment.................. Apparel and services.................................................. Transportation............................................................. Vehicle purchases (net outlay).............................. Gasoline and motor oil........................................... Other vehicle expenses......................................... Public transportation.............................................. Healthcare................................................................... Entertainment.............................................................. Personal care products and services.......................... Reading....................................................................... Education .................................................................... Tobacco products and smoking supplies.................... Miscellaneous ............................................................ Cash contributions...................................................... Personal insurance and pensions............................... Life and other personal insurance......................... Pensions and Social Security........................... $46,409 5,931 3,297 445 764 378 552 1,158 2,634 426 15,167 8,805 3,183 801 611 1,767 1,886 8,344 3,544 2,013 2,339 448 2,664 2,388 541 126 940 319 808 1,663 5,204 381 4,823 $48,398 6,111 3,417 446 797 368 592 1,212 2,694 497 16,366 9,673 3,397 948 640 1,708 1,874 8,508 3,421 2,227 2,355 505 2,766 2,376 585 117 888 327 846 1,869 5,270 322 4,948 $49,638 6,133 3,465 460 777 387 600 1,241 2,668 457 16,920 10,023 3,477 984 639 1,797 1,881 8,758 3,244 2,384 2,592 538 2,853 2,698 588 118 945 323 808 1,821 5,336 309 5,027 4.3 3.0 3.6 .2 4.3 –2.6 7.2 4.7 2.3 16.7 7.9 9.9 6.7 18.4 4.7 –3.3 –.6 2.0 –3.5 10.6 .7 12.7 3.8 –.5 8.1 –7.1 –5.5 2.5 4.7 12.4 1.3 –15.5 2.6 2.6 .4 1.4 3.1 –2.5 5.2 1.4 2.4 –1.0 –8.0 3.4 3.6 2.4 3.8 –.2 5.2 .4 2.9 –5.2 7.0 10.1 6.5 3.1 13.6 .5 .9 6.4 –1.2 –4.5 –2.6 1.3 –4.0 1.6 2005–06 2006–07 Table B. Percent distribution of total annual expenditures, by major category, Consumer Expenditure Survey, 2004–07 Item 2004 Average annual expenditures..................................................................... 100.0 Food...................................................................................................... 13.3 Food at home.................................................................................. 7.7 Food away from home..................................................................... 5.6 Alcoholic beverages.............................................................................. 1.1 Housing................................................................................................. 32.1 Apparel and services............................................................................ 4.2 Transportation....................................................................................... 18.0 Vehicles........................................................................................... 7.8 Gasoline and motor oil..................................................................... 3.7 Other transportation......................................................................... 6.5 Healthcare............................................................................................. 5.9 Entertainment........................................................................................ 5.1 Personal care products and services.................................................... 1.3 Reading................................................................................................. .3 Education.............................................................................................. 2.1 Tobacco products and smoking supplies.............................................. .7 Miscellaneous....................................................................................... Cash contributions................................................................................ 3.2 Personal insurance and pensions......................................................... 11.1 Life and other personal insurance................................................... .9 Pensions and Social Security.......................................................... 10.2 2005 2006 2007 100.0 100.0 100.0 12.8 12.6 12.4 7.1 7.1 7.0 5.7 5.6 5.4 .9 1.0 .9 32.7 33.8 34.1 4.1 3.9 3.8 18.0 17.6 17.6 7.6 7.1 6.5 4.3 4.6 4.8 6.0 5.9 6.3 5.7 5.7 5.7 5.1 4.9 5.4 1.2 1.2 1.2 .3 .2 .2 2.0 1.8 1.9 .7 .7 .7 3.6 3.9 3.7 11.2 10.9 10.7 .8 .7 .6 10.4 10.2 10.1 Chart Sharesofoftotal totalexpenditures expendituresforforhousing, housing,byby type area, Consumer Expenditure Survey 2007 Chart 1.1.Shares type ofof area, Consumer Expenditure Survey 2007 Share total Share ofoftotal expediture expenditure Share total Share ofof total expediture expenditure 40 35 30 40 Urban 34.5 Rural 35 30 28.6 25 25 20.8 20 15 20 15 12.7 10 6.9 10 8.1 5 2 3.5 1.7 1.3 4.6 5 1.5 0 0 Housing Shelter Utilities, fuels, and public services Household operations Housekeeping supplies Household furnishings and equipment in the subcomponent of transportation were partially offset by a decrease in spending on vehicle purchases (5.2 percent). The biggest subcomponent, vehicle purchases, typically consists of large expenditures made infrequently, so it is common to see fluctuations from year to year because even small changes in the percentage of consumer units purchasing vehicles can affect the mean expenditure for that category. The increase in gasoline and motor oil expenditures (7.0 percent) was slightly less than the 8.2-percent rise in motor fuel prices as measured by the CPI. In terms of quintiles of income, CUs in the fourth income quintile had the largest increase in transportation expenditures (9.3 percent) in 2007, followed by the second income quintile (8.3 percent). Transportation expenditures decreased in the highest income quintile (–3.6 percent). Those in the third income quintile had the largest spending increase on gasoline and motor oil (10.8 percent), followed by the second income quintile (8.9 percent). The latter quintile also had the largest increase in spending on public transportation in 2007 (14.7 percent), followed by the highest income quintile (14.5 percent). The rise in expenditures on public transportation in these two components was due primarily to large increases in airline fares: 34.7 percent for the second income quintile and 17.7 percent for the highest income quintile. Expenditures on healthcare increased 3.1 percent in 2007, compared with a 3.8-percent increase in 2006. Of the healthcare subcomponents, health insurance (5.5 percent), medical services (5.8 percent), and medical supplies (0.9 percent) posted spending increases. The increase in health insurance expenditures was smaller than the 7.6-percent increase in 2006 but larger than the increase of 2.2 percent 2.5 percent. Within the personal services subcomponent, a couple of items showed large increases: spending on care for the elderly and invalids increased 34.9 percent in 2007 and spending on babysitting and childcare in one’s own home increased 18.2 percent. Expenditures on housekeeping supplies, the smallest component of housing, decreased by 0.2 percent in 2007, whereas expenditures on household furnishings and equipment increased by 5.2 percent. Expenditures on apparel and services increased by 0.4 percent in 2007, following a decrease of 0.6 percent in 2006 and an increase of 3.9 percent in 2005. Spending on footwear increased by 7.6 percent, whereas spending on men’s and boys’ apparel decreased by 2.0 percent and spending on women’s and girls’ apparel dropped 0.3 percent. Expenditures on other apparel products and services also fell in 2007, by 1.4 percent. Other apparel products and services include items such as jewelry, alterations, and drycleaning. Transportation spending rose by 2.9 percent in 2007, following an increase of 2.0 percent in 2006. Several subcomponents experienced increases in 2007: vehicle insurance by 20.9 percent, gasoline and motor oil by 7.0 percent, maintenance and repairs by 7.3 percent, and public transportation by 6.5 percent. (The increase in spending on vehicle insurance can be attributed to a change from the Interview Survey to the Diary Survey as the source for data on that item. When data are available from both surveys, the more reliable of the two (as determined by statistical methods) is selected. As a result, some items are selected from the Interview Survey, others from the Diary Survey. The survey source is periodically reviewed to determine which source is better.) However, the increases Chart group, Consumer Expenditure Survey, 1997 andand 2007 Chart2.2.Shares Sharesofoftotal totalexpenditures expendituresfor forhealth healthcare, care,bybyage age group, Consumer Expenditure Survey, 1997 2007 Shareof of total Share total expenditure expediture 14 Shareof of total Share total expenditure expediture 14 1997 12.7 2007 11.7 12 12 10 10 8 8 6 5.3 6.1 5.7 6.5 6 4.8 4 3.5 2.3 3.7 4 3.9 4.3 4 2.7 2 2 0 All consumer units Under 25 years 25–34 years 35–44 years 45–54 years 55–64 years 65 years and older 0 The 13.6-percent increase in entertainment spending in 2007 followed a 0.5-percent decrease in 2006. In 2007, expenditures for pets, toys, hobbies, and playground equipment rose by 35.9 percent, due to a large increase in spending on pet purchases, supplies, and medicine. The increase in pet purchases, supplies, and medicine is attributable to a switch from the Diary Survey to the Interview Survey in 2007. Spending on other entertainment supplies, equipment, and services increased by 9.3 percent in 2007, compared with a decrease of 8.3 percent in 2006. This subcomponent includes items such as recreational vehicles, boats, and campers, which are typically large and infrequent purchases. Accordingly, it is common to see volatility from year to year because even small changes in the percentage of consumer units purchasing these items can affect the mean expenditure for the subcomponent. Spending on personal insurance and pensions, increased by 1.3 percent in 2007, following a similar increase in 2006 and a 7.9-percent increase in 2005. In 2007, a 4.0-percent decrease in expenditures in the life and other personal insurance subcomponent was offset by a 1.6-percent increase in expenditures in the larger subcomponent of pensions and Social Security. In regards to other spending components, expenditures on cash contributions decreased by 2.6 percent in 2007, following an increase of 12.4 percent in 2006 and an increase of 18.1 percent in 2005. The 2007 decrease was due largely to spending decreases in contributions to churches and religious organizations (9.0 percent), to educational institutions (54.5 percent), and to political organizations (54.5 percent). A relatively low percentage of CUs report contributions to in 2005, and lower than the increase of 6.4 percent in 2004. The under-25 age group showed the largest increase (13.3 percent) in healthcare expenditures in 2007, followed by the 65-and-older group (6.9 percent) and the 25-to-34-year-old group (5.3 percent). Medical service expenditures for those under 25 increased by 38.3 percent in 2007, due to a 61.7percent increase in expenditures on physician’s services. Health insurance expenditures for the 65-and-older group rose 5.8 percent in 2007, driven mainly by an increase of 7.0 percent in Medicare payments and by more consumer units reporting expenditures on the Medicare prescription drug premium. The 65-and-older group spent an average of $198 on the Medicare prescription drug premium in 2007, an 83.3-percent increase from 2006. The only subcomponent of healthcare that showed a decrease in expenditures was drugs, which fell 6.4 percent. For all consumer units, out-of-pocket spending on prescription drugs dropped 8.7 percent, with a 7.3-percent decrease in the 65-and-older group likely due to the increased participation in the Medicare prescription drug benefit program. In comparison, in 2006, the first year the benefit was implemented, expenditures on prescription drugs decreased 3.0 percent for all consumer units and 12.4 percent for those 65 and older. Despite the fact that the under-25 age group had the largest increase in healthcare expenditures in 2007, only 2.7 percent of total expenditures for the group was allocated to healthcare, compared with the 12.7-percent share spent by the 65-and-older group. Chart 2 shows the shares of total expenditures for healthcare in 1997 and 2007. Over that period, expenditure shares increased for most groups. educational institutions and political organizations, and the amounts contributed can be large; thus, expenditure changes in this category tend to be volatile. Spending on personal care products and services increased by 0.5 percent in 2007, following an increase of 8.1 percent in 2006 and a drop of 6.9 percent in 2005, as the category exhibited some year-to-year volatility. Expenditures on reading increased by 0.9 percent in 2007, following a decrease of 7.1 percent in 2006. In 2007, education spending increased by 6.4 percent, after a 5.5-percent decrease in 2006, and a 3.9percent increase in 2005. Of the two major items in this expenditure category, college tuition increased by 11.6 percent and elementary and high school tuition decreased by 1.9 percent. These large expenditures with low percent reporting by consumer units display volatility from year to year. Spending on alcoholic beverages also has shown some volatility over the last few years: expenditures fell by 8.0 percent in 2007, following an increase of 16.7 percent in 2006 and a decrease of 7.2 percent in 2005. Finally, spending on tobacco products and smoking supplies decreased by 1.2 percent in 2007, after an increase of 2.5 percent in 2006. The Interview Survey is designed to capture expenditure data that respondents can reasonably recall for a period of 3 months or longer. In general, these expenditures are relatively large, such as expenditures for real property, automobiles, and major appliances, or occur on a regular basis, like rent, utility payments, and insurance premiums. The Interview Survey also collects data on expenditures incurred on leisure trips. Including global estimates of spending for food, it is estimated that about 95 percent of expenditures are covered in the Interview Survey. Nonprescription drugs, household supplies, and personal care items are excluded. In 2007, there were a number of revisions to the survey questionnaires to capture new products and services that are available to consumers. This was the latest in a series of periodic revisions to keep the surveys current with changes in the marketplace. The Diary Survey is designed to capture expenditures on small, frequently purchased items that are normally difficult for respondents to recall. Detailed records of expenses are kept for food and beverages—consumed either at home or in eating places—and for tobacco, housekeeping supplies, nonprescription drugs, and personal care products and services. Expenditures incurred by members of the consumer unit while away from home overnight or longer are excluded from the Diary Survey. Although this survey was designed to collect information on expenditures that could not be recalled easily over an extended period, respondents are asked to report all expenses (except those for overnight travel) that the consumer unit incurs during the survey week. Integrated data from the BLS Diary and Interview Surveys provide a complete accounting of consumer expenditures and income that neither survey alone is designed to do. Data on some expenditure items are collected in only one of the surveys. For example, the Diary Survey does not collect data on expenditures for overnight travel or data on reimbursements, whereas the Interview Survey does. Examples of expenditures for which reimbursements are excluded from the Diary Survey are expenditures on medical care; automobile repair; and construction, repairs, alterations, and maintenance of property. For items that are unique to one survey or the other, the choice of which survey to use as the source of data is obvious. However, there is considerable overlap in coverage between the surveys. Consequently, integrating the data involves determining the appropriate survey component from which to select expenditure items. When data are available from both surveys, the more reliable of the two (as determined by statistical methods) is selected. As a result, some items are selected from the Interview Survey, others from the Diary Survey. Due to the overlap in the item coverage between the two surveys, the survey source is periodically reviewed and statistical methods are used to select the best source. For 2007, the source of a number of expenditure items changed from the Interview Survey to the Diary Survey or vice versa. The population coverage of the CE differs from that of the CPI. CE data cover the total population, whereas the CPI covers only the population in urban and metropolitan areas. Definitions of components also differ between the CE and Brief description of the Consumer Expenditure Survey The current CE program began in 1980. Its principal objective is to collect information on the buying habits of American consumers. Consumer Expenditure Survey data are used in a variety of research endeavors by government, business, labor, and academic analysts. In addition, the data are required for the regular revision of the CPI market basket. The survey, which is conducted by the U.S. Census Bureau for the Bureau of Labor Statistics, consists of two components: a diary, or recordkeeping, survey, completed by participating consumer units for two consecutive 1-week periods; and an interview survey, in which expenditures of consumer units are obtained in five interviews conducted at 3-month intervals. Results in this report are based on integrated data from both surveys. Survey participants record dollar amounts for goods and services purchased during the reporting period, regardless of whether payment is or is not made at the time of purchase. Expenditure amounts include all sales and excise taxes for all items purchased by the consumer unit for itself or for others. Excluded from both surveys are all business-related expenditures, as well as expenditures for which the consumer unit is reimbursed. Each component of the survey queries an independent sample of consumer units that is representative of the U.S. population. For the Diary Survey, about 7,000 consumer units are sampled each year. Each consumer unit keeps a diary for two 1-week periods, yielding approximately 14,000 diaries a year. The Interview sample, selected on a rotating panel basis, surveys about 7,000 consumer units each quarter. Each consumer unit is interviewed once per quarter, for five consecutive quarters. Data are collected on an ongoing basis in 91 areas of the United States. CPI. For example, homeownership is treated differently in the two surveys: actual expenditures of homeownership are reported in the CE, whereas the CPI uses a rental equivalence approach that estimates the change in the cost of obtaining, in the rental marketplace, services equivalent to those provided by owner-occupied homes. Tables for the aforementioned classifications, but with more detail than is given in this report, can be accessed via the BLS Web site (http://www.bls.gov/cex). Also available are tables showing average annual data over a 2-year period for (1) income before taxes, cross-tabulated by age, consumer unit size, or region; (2) single consumers by sex, cross-tabulated by either income or age; and (3) selected Metropolitan Statistical Areas (MSAs). Data are available for 1984–2007. Other survey items available on the Web site include answers to frequently asked questions, a glossary of terms, and order forms for survey products. Beginning with the 2000 data, estimates of standard errors for integrated Diary and Interview Survey data also are available. Many of the tables that are shown on the BLS Web site are published in biennial reports. Interpreting the data Expenditures are averages for consumer units with specified characteristics, regardless of whether a particular unit incurred an expense for a specific item during the recordkeeping period. The average expenditure for an item may be considerably lower than the actual expenditure by the CUs that purchased the item. The less frequently an item is purchased, the greater is the difference between the average for all consumer units and the average for those purchasing the item. Also, an individual CU may spend more or less than the average, depending on its particular characteristics. Factors such as income, age of family members, geographic location, and personal preference also influence expenditures. Furthermore, even within groups with similar characteristics, the distribution of expenditures varies substantially. These points should be considered in relating reported averages to individual circumstances. Users of these survey data should also keep in mind that prices for many goods and services have risen since the survey was conducted. For example, rent, as measured by the CPI, rose 5.4 percent between 2007 (annual average index) and December 2008 (not seasonally adjusted). In addition, sample surveys are subject to two types of error: sampling and nonsampling. Sampling errors occur because the data are collected from a sample representing the population, rather than from the entire population. Nonsampling errors result from the inability or unwillingness of respondents to provide correct information, differences in interviewers’ abilities, mistakes in recording or coding, and other processing errors. Other available data The 2007 Diary and Interview Survey microdata—that is, data on individual consumer units—are available for purchase on CD-ROM. The Interview Survey files contain expenditure data in two different formats: MTAB files, which present monthly values in an item coding framework based on the CPI pricing scheme; and EXPN files, which organize expenditures by the section of the interview questionnaire in which they are collected. Expenditure values on EXPN files cover different periods, depending on the specific question asked; the files also contain relevant nonexpenditure information not found on the MTAB files. Currently available on CD-ROM are microdata files back to 1990 and for selected earlier years. The Consumer Expenditure Survey also publishes CE anthologies. These reports include analyses of expenditure data as they apply to various topics of interest, as well as methodological and research articles pertaining to a number of survey topics. The most recent of these reports, Consumer Expenditure Survey Anthology, 2008, Report 1009, was published in December 2008. Additional data also are presented in articles in the Monthly Labor Review. For more detailed information on the availability of current and earlier data, contact the Division of Consumer Expenditure Surveys, Bureau of Labor Statistics, Room 3985, 2 Massachusetts Avenue, NE, Washington, DC 20212-0001. Telephone: (202) 691–6900. E-mail: cexinfo@bls.gov. Internet: http://www.bls.gov/cex. Material in this publication is in the public domain and, with appropriate credit, may be reproduced without permission. Information in this report is available upon request to sensory-impaired individuals: Voice phone: (202) 691-5200, Federal Relay Service: 1–800–877–8339. Tables and data Tables in this report include integrated data from both the Diary and Interview components of the CE, enabling data users to associate the full range of expenditures with consumers’ demographic characteristics. Tables show data classified by income quintile, income class, age of the reference person, size of the consumer unit, composition of the consumer unit, number of earners, housing tenure, type of area (urban or rural), race, Hispanic origin, region of residence, occupation, and education. These are the same classifications published in previous reports and bulletins. Glossary Consumer unit. Members of a household consisting of (a) occupants related by blood, marriage, adoption, or some other legal arrangement; (b) a single person living alone or sharing a household with others, but who is financially independent; or (c) two or more persons living together who share responsibility for at least 2 out of 3 major types of expenses—food, housing, and other expenses. Students living in universitysponsored housing also are included in the sample as separate consumer units. contributions, as well as payments for pensions and personal insurance. Income. The combined income earned by all consumer unit members 14 years or older during the 12 months preceding the interview. The components of income are wages and salaries; self-employment income; Social Security and private and government retirement income; interest, dividends, and rental and other property income; unemployment and workers’ compensation and veterans’ benefits; public assistance, Supplemental Security Income, and Food Stamps; rent or meals as pay; and regular contributions for support, such as alimony and child-support payments. Reference person. The first member mentioned by the respondent when asked to “Start with the name of the person or one of the persons who owns or rents the home.” It is with respect to this person that the relationship of other consumer unit members is determined. Quintiles of income before taxes. Categories of income reporters, ranked in ascending order of income and divided into five equal groups. The lower limit shown in the quintiles of income before taxes indicates the amount of income before taxes of the lowest ranked consumer unit in each income quintile. Total expenditures. The transaction costs, including excise and sales taxes, of goods and services acquired during the interview period. Estimates include expenditures for gifts and Table 1. Quintiles of income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Item All consumer units Lowest 20 percent Second 20 percent Third 20 percent Fourth 20 percent Highest 20 percent Number of consumer units (in thousands) ....... Lower limit ........................................................ 120,171 n.a. 24,008 n.a. 24,037 $19,301 24,033 $36,070 24,022 $57,944 24,070 $91,297 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $63,091 48.8 $10,531 52.0 $27,674 51.1 $46,213 47.2 $72,460 46.5 $158,388 47.3 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 1.9 67 1.7 .4 .4 .5 .9 41 2.2 .5 .4 1.0 1.5 55 2.5 .6 .3 1.4 2.0 66 2.9 .7 .2 1.8 2.4 80 3.2 .9 .2 2.0 2.8 92 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $49,638 6,133 3,465 460 777 387 600 1,241 2,668 $20,471 3,035 2,005 269 470 219 346 701 1,030 $31,150 4,260 2,741 359 650 301 476 954 1,519 $42,447 5,682 3,333 440 771 373 574 1,175 2,349 $57,285 7,242 3,980 542 865 456 654 1,463 3,262 $96,752 10,444 5,265 687 1,128 588 948 1,913 5,179 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 457 16,920 10,023 6,730 2,602 691 3,477 984 639 1,797 1,881 176 8,285 4,948 1,716 3,124 107 2,085 320 286 646 765 272 11,390 6,707 3,174 3,343 190 2,827 449 459 949 1,042 413 14,388 8,446 4,973 3,078 395 3,358 662 546 1,376 1,654 506 19,017 11,172 8,376 2,173 623 4,013 1,135 708 1,990 2,092 917 31,492 18,823 15,395 1,293 2,136 5,100 2,352 1,195 4,022 3,849 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,758 3,244 2,384 2,592 538 3,242 1,075 1,046 950 171 5,717 1,945 1,768 1,762 242 7,926 2,601 2,418 2,544 362 11,058 4,460 2,988 3,105 506 15,831 6,133 3,696 4,596 1,406 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,853 2,698 588 118 945 323 808 1,821 1,474 926 244 54 614 259 305 546 2,448 1,505 371 71 346 337 553 898 2,826 2,150 497 94 532 381 703 1,561 3,268 2,982 693 136 692 371 918 1,826 4,244 5,921 1,132 234 2,541 268 1,557 4,272 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,336 309 5,027 547 88 459 1,942 196 1,746 3,641 210 3,431 6,483 333 6,150 14,050 720 13,330 n.a. Not applicable. Table 2. Income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Item All consumer units Less than $5,000 Number of consumer units (in thousands) ...... 120,171 4,184 Consumer unit characteristics: Income before taxes .................................... Age of reference person ............................... $63,091 48.8 Average number in consumer unit: Persons ...................................................... Children under 18 ....................................... Persons 65 and over .................................. Earners ....................................................... Vehicles ...................................................... Percent homeowner ..................................... $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $29,999 $30,000 to $39,999 $40,000 to $49,999 $50,000 to $69,999 $70,000 and more 5,406 7,552 7,562 14,720 13,211 11,824 18,390 37,322 - $1,053 42.8 $8,079 49.7 $12,676 56.9 $17,307 54.5 $24,893 52.3 $34,751 48.6 $44,555 46.8 2.5 .6 .3 1.3 1.9 67 1.6 .3 .2 .5 .8 32 1.5 .3 .3 .5 .8 31 1.7 .4 .5 .5 1.0 45 1.9 .4 .5 .7 1.2 50 2.2 .5 .5 .9 1.5 55 2.3 .6 .4 1.1 1.6 59 2.4 .6 .3 1.3 1.9 64 2.7 .7 .2 1.6 2.3 74 3.1 .8 .2 2.0 2.7 89 Average annual expenditures ......................... Food ............................................................. Food at home ............................................. Cereals and bakery products .................... Meats, poultry, fish, and eggs ................... Dairy products .......................................... Fruits and vegetables ............................... Other food at home ................................... Food away from home ................................ $49,638 6,133 3,465 460 777 387 600 1,241 2,668 $19,697 2,985 1,766 232 406 197 313 619 1,219 $16,623 2,493 1,765 236 411 175 319 623 728 $20,611 3,182 2,106 285 525 234 364 697 1,076 $24,106 3,220 2,149 293 479 239 360 777 1,071 $29,704 4,071 2,648 347 647 288 454 911 1,423 $34,739 4,645 2,913 384 664 326 504 1,035 1,731 $41,083 5,689 3,368 440 777 370 580 1,200 2,321 $50,428 6,371 3,630 495 822 412 615 1,286 2,741 $84,072 9,464 4,853 638 1,038 548 850 1,779 4,611 Alcoholic beverages ..................................... Housing ........................................................ Shelter ........................................................ Owned dwellings ...................................... Rented dwellings ...................................... Other lodging ............................................ Utilities, fuels, and public services .............. Household operations ................................. Housekeeping supplies .............................. Household furnishings and equipment ....... Apparel and services .................................... 457 16,920 10,023 6,730 2,602 691 3,477 984 639 1,797 1,881 182 7,511 4,808 1,756 2,927 124 1,736 203 266 498 1,042 123 7,219 4,126 1,094 2,937 94 1,760 230 242 861 625 159 8,330 4,879 1,726 3,082 70 2,230 352 314 556 779 189 9,519 5,713 2,201 3,360 152 2,422 427 288 669 731 257 10,994 6,456 3,016 3,286 154 2,748 437 427 926 1,016 305 12,389 7,365 3,701 3,389 275 3,072 496 482 974 1,274 423 13,997 8,180 4,655 3,195 331 3,282 640 544 1,350 1,517 489 17,014 9,908 6,698 2,659 551 3,697 890 632 1,887 1,856 768 27,408 16,363 13,245 1,501 1,617 4,772 1,966 1,035 3,272 3,275 Transportation .............................................. Vehicle purchases (net outlay) ................... Gasoline and motor oil ................................ Other vehicle expenses .............................. Public transportation ................................... 8,758 3,244 2,384 2,592 538 3,046 753 933 1,205 156 2,312 620 886 692 115 3,236 1,118 986 990 142 4,292 1,689 1,318 1,025 261 5,434 1,887 1,695 1,644 208 6,503 2,233 1,999 1,971 300 7,346 2,149 2,335 2,514 348 9,828 3,840 2,788 2,788 412 14,362 5,595 3,486 4,167 1,115 Healthcare .................................................... Entertainment ............................................... Personal care products and services ........... Reading ........................................................ Education ...................................................... Tobacco products and smoking supplies ..... Miscellaneous ............................................... Cash contributions ........................................ 2,853 2,698 588 118 945 323 808 1,821 1,035 1,070 197 47 1,309 234 224 405 978 701 205 38 791 267 197 340 1,605 890 254 61 360 237 355 652 2,044 1,101 285 67 328 296 475 716 2,481 1,375 350 71 382 319 410 794 2,493 1,766 414 70 285 380 685 1,052 2,800 2,029 505 96 501 361 648 1,737 3,066 2,660 573 110 632 405 836 1,468 3,928 4,927 998 205 1,921 293 1,354 3,534 Personal insurance and pensions ................ Life and other personal insurance .............. Pensions and Social Security ..................... 5,336 309 5,027 410 48 363 333 71 262 511 98 413 841 138 703 1,749 216 1,534 2,478 166 2,312 3,435 184 3,251 5,120 254 4,866 11,635 606 11,030 $59,527 $130,455 46.8 47.0 Table 3. Higher income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Item All consumer units Less than $70,000 $70,000 to $79,999 $80,000 to $99,999 $100,000 and more $100,000 to $119,999 $120,000 to $149,999 $150,000 and more Number of consumer units (in thousands) ....... 120,171 82,849 6,957 9,777 20,588 6,651 5,708 8,229 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $63,091 48.8 $32,745 49.6 $74,679 46.0 $88,830 46.4 $169,072 47.6 $108,502 47.0 $132,523 47.3 $243,376 48.3 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 1.9 67 2.2 .5 .4 1.1 1.6 57 2.9 .7 .2 1.8 2.5 82 3.0 .8 .2 1.9 2.6 85 3.2 .9 .2 2.0 2.8 93 3.1 .9 .2 2.0 2.8 90 3.2 .8 .2 2.1 2.8 93 3.2 .9 .2 2.0 2.9 95 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $49,638 6,133 3,465 460 777 387 600 1,241 2,668 $34,109 4,625 2,836 379 658 315 487 998 1,789 $58,005 7,541 4,080 536 874 469 682 1,520 3,461 $67,640 8,128 4,335 598 922 496 710 1,609 3,793 $101,041 10,890 5,428 699 1,165 606 990 1,967 5,462 $77,838 8,856 4,550 571 1,007 513 791 1,669 4,307 $91,864 10,567 5,433 733 1,168 628 985 1,920 5,134 $126,443 12,849 6,178 784 1,300 671 1,166 2,257 6,671 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 457 16,920 10,023 6,730 2,602 691 3,477 984 639 1,797 1,881 316 12,193 7,166 3,795 3,098 273 2,894 542 459 1,131 1,250 463 19,178 11,396 8,793 1,971 631 4,129 1,120 747 1,785 2,189 586 21,703 12,850 10,313 1,771 765 4,256 1,440 836 2,321 2,470 979 32,965 19,710 16,141 1,214 2,354 5,234 2,501 1,254 4,266 4,096 628 24,952 15,064 12,230 1,413 1,420 4,657 1,527 875 2,830 2,819 871 30,391 18,543 15,542 1,342 1,658 5,077 2,143 1,094 3,535 3,373 1,357 41,294 24,274 19,718 965 3,592 5,809 3,537 1,700 5,973 5,698 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,758 3,244 2,384 2,592 538 6,232 2,185 1,887 1,882 278 10,886 4,046 3,041 3,329 470 13,039 5,386 3,243 3,705 704 16,163 6,217 3,751 4,666 1,528 13,892 5,626 3,600 3,837 829 16,050 6,198 3,772 4,857 1,223 18,074 6,708 3,859 5,201 2,307 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,853 2,698 588 118 945 323 808 1,821 2,368 1,692 402 78 506 336 561 1,050 3,136 2,913 701 141 841 356 958 2,047 3,619 3,722 860 168 997 350 1,110 2,481 4,348 6,225 1,172 244 2,725 245 1,601 4,537 3,794 5,382 888 195 1,580 280 1,217 2,640 4,297 5,220 1,239 226 2,227 275 1,179 3,106 4,836 7,632 1,358 296 3,996 196 2,206 7,064 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,336 309 5,027 2,499 176 2,322 6,655 333 6,321 8,406 482 7,924 14,852 756 14,096 10,715 542 10,173 12,843 676 12,168 19,588 984 18,604 10 Table 4. Age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Item All consumer units Under 25 years 25-34 years 35-44 years 45-54 years 55-64 years 65 years and older 65-74 years 75 years and older Number of consumer units (in thousands) ....... 120,171 8,150 20,499 23,416 25,245 19,462 23,400 12,011 11,390 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $63,091 48.8 $31,443 21.5 $57,256 29.6 $76,540 39.6 $80,560 49.4 $71,048 59.2 $40,305 75.2 $47,708 69.1 $32,499 81.5 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 1.9 67 2.0 .4 2.8 1.1 3.2 1.3 2.7 .6 1.7 2.3 75 2.1 .2 .1 1.4 2.2 81 1.7 .1 1.4 .4 1.6 79 1.8 .1 1.4 .7 1.8 81 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $49,638 6,133 3,465 460 777 387 600 1,241 2,668 $29,457 4,141 2,265 274 491 238 340 922 1,876 $47,510 6,000 3,210 427 692 368 529 1,194 2,790 $58,934 7,393 4,125 548 976 459 677 1,465 3,268 $58,331 7,181 4,003 522 907 442 684 1,447 3,178 $53,786 6,241 3,457 456 758 384 640 1,219 2,784 $36,530 4,515 2,905 405 634 332 557 976 1,610 $42,262 5,226 3,348 459 738 376 628 1,147 1,878 $30,414 3,738 2,419 346 520 284 479 789 1,319 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 457 16,920 10,023 6,730 2,602 691 3,477 984 639 1,797 1,881 461 9,598 6,220 1,398 4,649 173 1,813 363 278 925 1,477 514 17,329 10,536 5,985 4,288 263 3,063 1,175 522 2,034 2,106 469 20,952 12,758 9,232 2,849 677 3,928 1,422 646 2,198 2,335 498 19,195 11,617 8,626 2,055 936 4,053 867 724 1,933 2,191 533 17,223 9,763 7,063 1,539 1,161 3,754 860 902 1,944 1,888 285 12,396 6,656 4,414 1,639 604 3,117 825 562 1,235 1,040 346 13,547 7,271 5,329 1,277 664 3,392 715 661 1,508 1,323 218 11,173 6,009 3,448 2,020 540 2,828 941 453 943 732 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,758 3,244 2,384 2,592 538 5,708 2,273 1,760 1,365 310 9,065 3,930 2,446 2,293 396 10,558 4,183 2,870 2,966 540 9,943 3,223 2,846 3,213 661 9,608 3,348 2,504 2,993 763 5,785 1,977 1,461 1,928 420 7,669 2,701 1,862 2,536 569 3,784 1,213 1,039 1,270 262 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,853 2,698 588 118 945 323 808 1,821 800 1,448 337 51 1,787 290 368 549 1,740 2,462 512 72 604 331 589 1,027 2,315 3,551 662 107 819 379 845 1,569 2,792 3,163 686 137 1,687 388 1,008 1,972 3,476 2,730 632 151 929 353 1,084 2,746 4,631 1,966 528 143 292 176 672 2,282 4,967 2,636 599 151 245 243 787 1,923 4,275 1,255 451 136 341 106 548 2,661 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,336 309 5,027 2,440 39 2,401 5,159 164 4,995 6,980 286 6,694 7,489 402 7,087 6,193 461 5,732 1,819 329 1,491 2,600 375 2,225 996 279 716 (1) 1.3 1.2 16 (1) 1.5 1.7 47 1 Value is less than or equal to 0.05. 11 (1) 1.6 2.2 68 (1) (1) 1.5 1.3 .2 1.3 77 Table 5. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Item All consumer units Two or more persons One person Total Two persons Three persons Four persons Five or more persons Number of consumer units (in thousands) ................. 120,171 35,740 84,431 38,260 18,175 16,496 11,499 Consumer unit characteristics: Income before taxes ............................................... Age of reference person .......................................... $63,091 48.8 $31,962 52.4 $76,269 47.3 $70,095 53.4 $74,809 44.3 $86,902 41.1 $83,866 40.8 Average number in consumer unit: Persons ................................................................. Children under 18 .................................................. Persons 65 and over ............................................. Earners .................................................................. Vehicles ................................................................. Percent homeowner ................................................ 2.5 .6 .3 1.3 1.9 67 1.0 .3 .6 1.1 51 3.1 .9 .3 1.6 2.3 73 2.0 .1 .5 1.3 2.1 75 3.0 .8 .2 1.8 2.3 69 4.0 1.6 .1 2.0 2.5 76 5.6 2.7 .1 2.2 2.5 71 Average annual expenditures .................................... Food ........................................................................ Food at home ........................................................ Cereals and bakery products ............................... Meats, poultry, fish, and eggs .............................. Dairy products ..................................................... Fruits and vegetables .......................................... Other food at home .............................................. Food away from home ........................................... $49,638 6,133 3,465 460 777 387 600 1,241 2,668 $29,285 3,328 1,814 238 390 201 322 662 1,514 $58,209 7,298 4,150 551 937 465 715 1,482 3,149 $53,091 6,209 3,375 437 744 385 616 1,193 2,834 $57,326 7,251 4,227 563 940 449 708 1,567 3,024 $66,476 8,671 4,967 654 1,146 562 832 1,775 3,704 $65,042 9,220 5,564 783 1,310 628 903 1,939 3,656 Alcoholic beverages ................................................ Housing ................................................................... Shelter ................................................................... Owned dwellings ................................................. Rented dwellings ................................................. Other lodging ....................................................... Utilities, fuels, and public services ......................... Household operations ............................................ Housekeeping supplies ......................................... Household furnishings and equipment .................. Apparel and services ............................................... 457 16,920 10,023 6,730 2,602 691 3,477 984 639 1,797 1,881 428 11,269 7,212 3,628 3,228 356 2,206 486 316 1,049 971 469 19,307 11,212 8,043 2,337 832 4,015 1,195 773 2,111 2,260 528 17,248 9,923 6,770 2,153 1,001 3,577 823 825 2,100 1,848 448 19,035 11,116 7,879 2,559 678 4,068 1,361 647 1,842 2,330 429 22,635 13,123 10,134 2,258 731 4,481 1,800 775 2,456 2,859 353 21,789 12,914 9,541 2,710 663 4,722 1,303 780 2,070 2,719 Transportation ......................................................... Vehicle purchases (net outlay) .............................. Gasoline and motor oil ........................................... Other vehicle expenses ......................................... Public transportation .............................................. 8,758 3,244 2,384 2,592 538 4,539 1,478 1,276 1,461 324 10,539 3,991 2,853 3,067 628 9,274 3,361 2,452 2,740 722 10,801 4,121 2,804 3,330 546 11,655 4,338 3,364 3,329 624 12,754 5,388 3,531 3,382 453 Healthcare ............................................................... Entertainment .......................................................... Personal care products and services ...................... Reading ................................................................... Education ................................................................. Tobacco products and smoking supplies ................ Miscellaneous .......................................................... Cash contributions ................................................... 2,853 2,698 588 118 945 323 808 1,821 1,790 1,413 364 97 621 223 533 1,219 3,302 3,238 681 127 1,082 365 923 2,076 3,709 3,079 650 140 777 350 977 2,512 2,876 3,009 653 114 1,242 417 836 1,655 3,147 3,785 756 131 1,483 335 935 1,819 2,840 3,373 725 94 1,277 378 863 1,663 Personal insurance and pensions ........................... Life and other personal insurance ......................... Pensions and Social Security ................................ 5,336 309 5,027 2,491 146 2,345 6,540 379 6,162 5,789 349 5,441 6,659 394 6,265 7,835 432 7,403 6,994 378 6,616 n.a. n.a. Not applicable. 12 Table 6. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Husband and wife consumer units Item Total Husband and wife only Husband and wife with children Total Oldest child under 6 Oldest child 6 to 17 Oldest child 18 or older Other husband and wife consumer units One parent, at least one child under 18 Single person and other consumer units Number of consumer units (in thousands) ............. 60,747 25,923 29,984 5,865 15,265 8,854 4,841 7,139 52,286 Consumer unit characteristics: Income before taxes ........................................... Age of reference person ...................................... $85,803 48.9 $78,434 57.1 $92,655 42.1 $83,372 32.3 $92,569 40.1 $98,952 52.0 $82,825 48.1 $35,490 38.6 $40,473 50.1 Average number in consumer unit: Persons .............................................................. Children under 18 .............................................. Persons 65 and over .......................................... Earners .............................................................. Vehicles ............................................................. Percent homeowner ............................................. 3.2 .9 .3 1.7 2.5 82 2.0 .6 1.2 2.4 85 3.9 1.6 .1 2.0 2.6 81 3.5 1.5 4.2 2.2 4.9 1.4 .5 2.4 2.7 77 2.9 1.7 1.8 2.6 81 3.9 .6 .2 2.5 3.1 88 1.0 1.2 41 1.6 .2 .3 1.0 1.3 52 Average annual expenditures ................................ Food ..................................................................... Food at home ..................................................... Cereals and bakery products ........................... Meats, poultry, fish, and eggs .......................... Dairy products .................................................. Fruits and vegetables ....................................... Other food at home .......................................... Food away from home ....................................... $64,104 7,900 4,460 596 986 511 780 1,586 3,440 $58,637 6,690 3,617 472 790 424 676 1,255 3,073 $69,101 8,876 5,080 693 1,113 581 848 1,845 3,796 $62,403 7,137 4,243 516 784 514 735 1,694 2,894 $70,766 9,151 5,115 730 1,122 605 856 1,802 4,036 $70,822 9,623 5,626 750 1,337 582 914 2,043 3,997 $63,339 9,138 5,737 752 1,394 602 998 1,990 3,401 $38,239 5,614 3,295 456 793 356 492 1,198 2,319 $34,360 4,142 2,328 301 532 247 403 845 1,814 Alcoholic beverages ............................................. Housing ................................................................ Shelter ................................................................ Owned dwellings .............................................. Rented dwellings .............................................. Other lodging ................................................... Utilities, fuels, and public services ..................... Household operations ........................................ Housekeeping supplies ...................................... Household furnishings and equipment ............... Apparel and services ........................................... 506 20,922 12,036 9,350 1,657 1,029 4,233 1,351 869 2,433 2,369 559 18,420 10,358 7,707 1,370 1,280 3,785 879 963 2,436 1,956 470 23,078 13,458 10,819 1,774 865 4,518 1,786 789 2,527 2,723 513 24,354 13,815 10,757 2,637 421 3,828 3,431 750 2,531 2,400 405 24,032 14,343 11,627 1,779 937 4,567 1,644 767 2,711 2,766 566 20,596 11,696 9,466 1,195 1,035 4,891 943 861 2,206 2,876 421 20,842 12,215 9,049 2,469 697 4,869 1,178 801 1,778 2,570 212 14,354 8,512 3,931 4,323 258 3,214 1,056 500 1,071 2,077 428 12,610 7,890 4,069 3,465 357 2,635 548 387 1,150 1,289 Transportation ...................................................... Vehicle purchases (net outlay) ........................... Gasoline and motor oil ....................................... Other vehicle expenses ..................................... Public transportation .......................................... 11,600 4,435 3,109 3,332 725 10,347 3,828 2,649 2,994 875 12,609 4,919 3,421 3,639 630 10,876 4,529 2,717 3,112 517 12,688 4,912 3,474 3,605 697 13,651 5,190 3,797 4,076 588 12,114 4,687 3,631 3,287 509 6,359 2,139 1,771 2,085 364 5,783 2,011 1,625 1,801 345 Healthcare ............................................................ Entertainment ....................................................... Personal care products and services ................... Reading ................................................................ Education ............................................................. Tobacco products and smoking supplies ............. Miscellaneous ...................................................... Cash contributions ............................................... 3,870 3,578 741 147 1,250 324 979 2,466 4,542 3,324 716 166 860 293 1,069 3,232 3,328 3,915 768 137 1,643 316 892 1,937 2,826 3,102 637 105 431 257 749 1,407 3,286 4,366 758 143 1,560 321 883 1,991 3,737 3,682 881 149 2,587 346 1,011 2,194 3,610 2,884 716 109 908 539 1,010 1,642 1,282 2,062 522 61 768 256 746 729 1,883 1,760 418 91 616 331 616 1,222 Personal insurance and pensions ........................ Life and other personal insurance ...................... Pensions and Social Security ............................ 7,452 465 6,988 6,462 441 6,021 8,408 489 7,918 7,607 306 7,301 8,416 504 7,912 8,923 585 8,339 6,836 439 6,398 3,197 145 3,052 3,170 152 3,018 n.a. 1 Value is less than or equal to 0.05. n.a. Not applicable. 13 (1) 1.7 2.1 68 (1) (1) Table 7. Number of earners in consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Item All consumer units Single consumers No earner Consumer units of two or more persons One earner No earner One earner Two earners Three or more earners Number of consumer units (in thousands) ....... 120,171 13,210 22,531 10,133 23,945 40,006 10,346 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $63,091 48.8 $17,986 68.7 $40,156 42.9 $33,176 66.1 $60,069 46.8 $90,315 43.1 $101,654 46.5 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 1.9 67 1.0 2.3 .3 1.3 1.8 78 3.0 1.1 .3 1.0 1.9 66 3.0 .9 .1 2.0 2.4 75 4.3 1.0 .1 3.3 3.1 80 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. n.a. 1.0 .9 58 .1 1.0 1.2 47 $49,638 6,133 3,465 460 777 387 600 1,241 2,668 $21,046 2,409 1,630 228 354 178 311 559 779 $34,135 3,875 1,923 244 411 214 330 723 1,952 $39,020 5,486 3,535 490 788 397 628 1,232 1,951 $51,092 6,511 3,971 537 909 448 703 1,374 2,539 $63,676 7,647 4,085 536 909 462 696 1,482 3,562 $72,821 9,777 5,570 721 1,298 595 926 2,029 4,207 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 457 16,920 10,023 6,730 2,602 691 3,477 984 639 1,797 1,881 154 9,048 5,370 2,559 2,647 163 2,153 502 312 711 549 591 12,573 8,292 4,254 3,569 469 2,237 476 318 1,249 1,222 305 13,506 6,657 4,450 1,571 636 3,371 768 1,128 1,583 1,255 373 17,771 10,446 6,791 2,773 882 3,746 1,076 684 1,819 1,992 548 21,201 12,576 9,406 2,315 854 4,101 1,458 716 2,350 2,497 546 21,264 12,176 9,192 2,159 825 4,940 871 861 2,416 3,015 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,758 3,244 2,384 2,592 538 2,850 955 735 996 164 5,531 1,785 1,592 1,735 418 6,665 2,289 1,659 2,243 473 9,134 3,523 2,405 2,588 618 11,248 4,251 3,117 3,200 680 14,940 5,741 4,035 4,562 602 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,853 2,698 588 118 945 323 808 1,821 2,358 903 322 94 268 169 393 1,298 1,456 1,713 389 98 828 255 616 1,173 5,069 2,116 519 125 204 242 674 2,305 3,019 2,828 574 114 755 338 914 2,105 3,018 3,656 733 131 1,257 383 990 1,961 3,329 3,696 904 141 2,025 482 933 2,233 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,336 309 5,027 231 180 152 3,816 126 3,690 549 280 1268 4,663 315 4,348 8,408 407 8,001 9,534 513 9,021 n.a. .7 n.a. 1 Data are likely to have large sampling errors. n.a. Not applicable. 14 n.a. Table 8. Housing tenure and type of area: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Housing tenure Item All consumer units Type of area Homeowner Total Urban Homeowner with mortgage Homeowner without mortgage Renter Total Central City Other Urban Rural Number of consumer units (in thousands) ....... 120,171 80,244 52,203 28,042 39,927 109,771 35,489 74,282 10,401 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $63,091 48.8 $76,875 52.5 $87,915 47.0 $56,323 62.9 $35,390 41.3 $64,285 48.5 $56,404 46.3 $68,050 49.5 $50,497 52.3 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 1.9 67 2.6 .6 .4 1.4 2.3 100 2.9 .8 .2 1.7 2.5 100 2.1 .3 .8 .9 2.1 100 2.2 .6 .2 1.2 1.1 2.5 .6 .3 1.3 1.9 66 2.3 .6 .3 1.3 1.5 51 2.5 .6 .3 1.4 2.1 73 2.5 .6 .4 1.3 2.5 80 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $49,638 6,133 3,465 460 777 387 600 1,241 2,668 $57,997 6,908 3,856 520 846 435 670 1,384 3,052 $65,282 7,524 4,087 542 906 462 694 1,483 3,436 $44,044 5,552 3,333 472 711 376 614 1,161 2,218 $32,829 4,573 2,678 337 637 290 459 954 1,895 $50,391 6,235 3,500 462 787 388 612 1,252 2,734 $45,600 5,749 3,229 416 738 351 576 1,149 2,520 $52,664 6,458 3,624 482 810 404 628 1,299 2,834 $41,680 5,060 3,091 439 667 385 473 1,127 1,969 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 457 16,920 10,023 6,730 2,602 691 3,477 984 639 1,797 1,881 507 19,297 11,025 10,029 49 947 4,107 1,212 776 2,177 2,100 548 23,018 14,147 13,173 34 939 4,390 1,380 745 2,356 2,351 415 12,368 5,213 4,176 77 960 3,581 901 845 1,828 1,572 355 12,141 8,009 100 7,732 176 2,211 526 363 1,033 1,438 474 17,395 10,469 6,987 2,757 725 3,487 1,012 641 1,786 1,940 503 16,175 10,010 5,361 3,963 686 3,105 891 641 1,529 1,998 461 17,975 10,688 7,763 2,181 744 3,670 1,070 641 1,906 1,914 274 11,912 5,312 4,023 961 329 3,371 692 617 1,920 1,248 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,758 3,244 2,384 2,592 538 10,324 3,846 2,746 3,092 640 11,499 4,361 3,073 3,418 648 8,118 2,888 2,139 2,465 626 5,608 2,034 1,655 1,587 333 8,736 3,202 2,337 2,625 572 7,296 2,525 1,897 2,300 573 9,422 3,526 2,547 2,778 571 8,986 3,684 2,878 2,244 180 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,853 2,698 588 118 945 323 808 1,821 3,555 3,318 681 144 1,068 296 981 2,256 3,272 3,690 752 148 1,253 314 1,045 1,899 4,087 2,560 536 135 720 261 855 2,921 1,441 1,452 399 65 699 377 458 948 2,820 2,714 604 120 989 310 801 1,846 2,272 2,285 571 112 940 278 752 1,917 3,081 2,915 619 124 1,013 326 824 1,812 3,197 2,532 417 90 483 455 878 1,562 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,336 309 5,027 6,562 415 6,147 7,968 455 7,513 3,945 341 3,604 2,873 97 2,775 5,407 309 5,098 4,752 241 4,511 5,720 342 5,378 4,586 310 4,276 n.a. Not applicable. 15 n.a. Table 9. Race of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Item All consumer units White and all other races, and Asian Total White and all other races1 Asian Black or AfricanAmerican Number of consumer units (in thousands) ....... 120,171 105,749 101,509 4,240 14,422 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $63,091 48.8 $65,643 49.2 $65,023 49.4 $80,487 45.0 $44,381 46.1 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 1.9 67 2.5 .6 .3 1.4 2.0 69 2.4 .6 .3 1.3 2.0 70 2.8 .7 .3 1.5 1.6 61 2.6 .8 .2 1.2 1.3 47 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $49,638 6,133 3,465 460 777 387 600 1,241 2,668 $51,487 6,342 3,551 472 769 405 620 1,285 2,791 $51,120 6,312 3,539 473 760 407 610 1,290 2,773 $60,402 7,139 3,890 469 1,026 349 887 1,159 3,249 $36,067 4,601 2,831 365 834 259 455 919 1,771 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 457 16,920 10,023 6,730 2,602 691 3,477 984 639 1,797 1,881 492 17,387 10,287 7,088 2,456 743 3,474 1,034 674 1,918 1,899 499 17,169 10,074 6,950 2,389 736 3,476 1,029 680 1,910 1,869 290 22,554 15,383 10,387 4,073 923 3,436 1,157 496 2,081 2,709 198 13,494 8,084 4,110 3,669 305 3,500 616 383 910 1,743 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,758 3,244 2,384 2,592 538 9,071 3,383 2,445 2,673 570 8,996 3,357 2,447 2,662 530 10,921 4,007 2,391 2,978 1,545 6,458 2,223 1,935 2,001 299 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,853 2,698 588 118 945 323 808 1,821 3,011 2,890 602 127 979 337 856 1,909 3,046 2,908 603 129 952 346 861 1,899 2,170 2,454 564 98 1,627 135 719 2,153 1,689 1,288 485 46 700 219 453 1,178 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,336 309 5,027 5,584 318 5,266 5,531 317 5,214 6,868 353 6,515 3,515 245 3,271 1 All other races includes Native Hawaiian or other Pacific Islander, American Indian or Alaska Native, and approximately 1.2 percent reporting more than one race. 16 Table 10. Hispanic or Latino origin of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Not Hispanic or Latino Item All consumer units Hispanic or Latino Total White and all other races Black or AfricanAmerican Number of consumer units (in thousands) ....... 120,171 14,185 105,987 91,734 14,253 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $63,091 48.8 $48,330 42.5 $65,067 49.7 $68,285 50.2 $44,358 46.1 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 1.9 67 3.2 1.1 .2 1.6 1.6 51 2.4 .6 .3 1.3 2.0 69 2.3 .5 .3 1.3 2.1 72 2.6 .8 .2 1.2 1.3 47 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $49,638 6,133 3,465 460 777 387 600 1,241 2,668 $41,501 5,933 3,424 410 890 368 652 1,104 2,508 $50,720 6,160 3,470 466 763 390 593 1,258 2,690 $53,003 6,399 3,568 481 752 410 615 1,310 2,831 $35,984 4,603 2,831 366 832 258 455 920 1,772 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 457 16,920 10,023 6,730 2,602 691 3,477 984 639 1,797 1,881 262 15,573 9,794 5,419 4,135 239 3,274 681 571 1,253 1,994 481 17,097 10,053 6,906 2,397 751 3,504 1,025 647 1,867 1,867 525 17,662 10,367 7,346 2,200 820 3,505 1,088 688 2,014 1,886 193 13,449 8,035 4,071 3,659 305 3,502 617 382 914 1,743 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,758 3,244 2,384 2,592 538 8,035 2,876 2,304 2,525 330 8,857 3,293 2,394 2,603 566 9,234 3,463 2,466 2,697 608 6,428 2,203 1,936 1,997 293 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,853 2,698 588 118 945 323 808 1,821 1,486 1,674 526 38 415 165 478 1,083 3,035 2,831 596 128 1,016 344 851 1,920 3,244 3,072 614 141 1,065 363 913 2,035 1,691 1,276 481 46 701 220 453 1,185 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,336 309 5,027 3,837 109 3,729 5,537 336 5,200 5,851 350 5,501 3,514 245 3,268 17 Table 11. Region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Item All consumer units Northeast Midwest South West Number of consumer units (in thousands) ........................ 120,171 22,382 27,462 43,152 27,176 Consumer unit characteristics: Income before taxes ...................................................... Age of reference person ................................................. $63,091 48.8 $69,937 50.5 $59,389 48.4 $58,224 48.8 $68,923 47.9 Average number in consumer unit: Persons ......................................................................... Children under 18 ......................................................... Persons 65 and over ..................................................... Earners ......................................................................... Vehicles ........................................................................ Percent homeowner ........................................................ 2.5 .6 .3 1.3 1.9 67 2.4 .6 .3 1.3 1.6 64 2.4 .6 .3 1.4 2.1 69 2.5 .7 .3 1.3 1.9 69 2.6 .7 .3 1.4 2.0 63 Average annual expenditures ........................................... Food ................................................................................ Food at home ................................................................ Cereals and bakery products ...................................... Meats, poultry, fish, and eggs ..................................... Dairy products ............................................................. Fruits and vegetables .................................................. Other food at home ..................................................... Food away from home .................................................. $49,638 6,133 3,465 460 777 387 600 1,241 2,668 $51,624 6,419 3,595 495 832 400 647 1,221 2,824 $48,014 5,793 3,252 444 691 375 546 1,196 2,541 $45,464 5,780 3,311 438 770 366 552 1,185 2,470 $56,291 6,811 3,822 480 830 422 693 1,396 2,988 Alcoholic beverages ........................................................ Housing ........................................................................... Shelter ........................................................................... Owned dwellings ......................................................... Rented dwellings ......................................................... Other lodging .............................................................. Utilities, fuels, and public services ................................ Household operations ................................................... Housekeeping supplies ................................................. Household furnishings and equipment .......................... Apparel and services ...................................................... 457 16,920 10,023 6,730 2,602 691 3,477 984 639 1,797 1,881 508 19,085 11,640 7,616 3,036 988 3,832 1,011 576 2,026 2,068 501 15,380 8,839 6,238 1,883 717 3,323 855 620 1,742 1,866 382 14,911 8,233 5,723 2,072 437 3,547 933 595 1,604 1,692 488 19,885 12,729 8,097 3,811 821 3,229 1,174 782 1,970 2,042 Transportation ................................................................. Vehicle purchases (net outlay) ...................................... Gasoline and motor oil .................................................. Other vehicle expenses ................................................ Public transportation ..................................................... 8,758 3,244 2,384 2,592 538 8,014 2,508 2,080 2,678 749 8,684 3,407 2,408 2,418 451 8,485 3,216 2,522 2,378 368 9,882 3,729 2,389 3,042 721 Healthcare ....................................................................... Entertainment .................................................................. Personal care products and services .............................. Reading ........................................................................... Education ........................................................................ Tobacco products and smoking supplies ........................ Miscellaneous ................................................................. Cash contributions .......................................................... 2,853 2,698 588 118 945 323 808 1,821 2,645 2,811 609 135 1,163 361 826 1,421 3,097 2,585 544 126 1,187 365 778 1,792 2,800 2,320 565 89 744 332 652 1,762 2,860 3,319 650 140 842 234 1,071 2,275 Personal insurance and pensions ................................... Life and other personal insurance ................................. Pensions and Social Security ....................................... 5,336 309 5,027 5,558 342 5,216 5,315 347 4,968 4,948 298 4,650 5,791 262 5,529 18 Table 12. Occupation of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Wage and salary earners Selfemployed workers Total wage and salary earners Managers and professionals Technical, sales and clerical workers 5,471 79,622 30,543 Consumer unit characteristics: Income before taxes .............................. Age of reference person ......................... $90,530 48.4 $71,518 43.0 Average number in consumer unit: Persons ................................................. Children under 18 ................................. Persons 65 and over ............................. Earners ................................................. Vehicles ................................................ Percent homeowner ................................ 2.6 .7 .2 1.8 2.2 76 Average annual expenditures ................... Food ........................................................ Food at home ........................................ Cereals and bakery products .............. Meats, poultry, fish, and eggs ............. Dairy products ..................................... Fruits and vegetables .......................... Other food at home ............................. Food away from home .......................... All other, including not reporting Service workers Construction workers and mechanics Operators, fabricators and laborers 21,668 13,178 4,663 9,570 20,658 14,419 $99,577 44.5 $60,210 42.0 $47,797 41.8 $56,150 41.6 $47,715 43.0 $35,040 73.5 $46,341 45.7 2.6 .7 .1 1.7 2.1 65 2.6 .7 .1 1.7 2.2 76 2.6 .8 .1 1.7 2.0 60 2.6 .8 .1 1.7 1.8 53 2.7 .7 .1 1.8 2.4 61 2.6 .7 .1 1.7 2.0 58 1.7 .1 1.2 .2 1.6 79 2.9 .9 .2 .7 1.6 56 $63,455 7,236 4,039 502 881 457 728 1,472 3,197 $53,873 6,614 3,582 477 796 401 612 1,295 3,033 $69,510 7,988 4,090 548 833 463 753 1,494 3,898 $48,509 6,222 3,394 450 790 377 531 1,246 2,827 $40,246 5,321 3,110 418 732 350 531 1,079 2,212 $44,100 5,610 3,382 435 846 373 529 1,199 2,227 $39,377 5,276 3,082 403 753 342 486 1,099 2,194 $35,424 4,420 2,813 382 629 315 537 950 1,607 $41,661 5,643 3,592 465 853 394 584 1,295 2,052 Alcoholic beverages ................................ Housing ................................................... Shelter ................................................... Owned dwellings ................................. Rented dwellings ................................. Other lodging ...................................... Utilities, fuels, and public services ........ Household operations ........................... Housekeeping supplies ......................... Household furnishings and equipment .. Apparel and services .............................. 508 20,678 12,326 9,088 2,335 903 3,964 1,261 833 2,294 2,366 525 18,187 10,985 7,434 2,817 735 3,587 1,085 597 1,932 2,116 653 23,295 14,337 10,635 2,419 1,282 4,077 1,588 707 2,586 2,740 503 16,579 9,966 6,379 3,070 517 3,432 1,039 601 1,540 1,901 351 13,869 8,246 4,596 3,310 340 3,097 572 444 1,510 1,646 602 15,107 8,886 5,667 2,958 261 3,449 618 539 1,615 1,402 359 12,932 7,391 4,371 2,765 255 3,115 519 468 1,439 1,569 303 12,274 6,455 4,277 1,635 543 3,022 726 791 1,280 1,044 294 15,181 8,945 5,467 2,902 577 3,338 690 579 1,628 1,649 Transportation ......................................... Vehicle purchases (net outlay) .............. Gasoline and motor oil .......................... Other vehicle expenses ........................ Public transportation ............................. 10,139 3,416 2,784 3,139 801 9,609 3,553 2,662 2,822 571 11,448 4,189 2,896 3,431 932 8,881 3,263 2,589 2,621 408 7,989 3,096 2,288 2,263 343 8,586 3,363 2,780 2,145 298 8,102 2,899 2,542 2,424 236 5,970 2,169 1,432 1,969 399 7,544 3,014 2,055 2,020 455 Healthcare ............................................... Entertainment .......................................... Personal care products and services ...... Reading ................................................... Education ................................................ Tobacco products and smoking supplies Miscellaneous ......................................... Cash contributions .................................. 3,566 4,389 700 151 1,139 283 919 2,369 2,486 2,884 627 116 1,154 345 874 1,772 3,097 3,992 847 175 1,821 262 1,145 2,686 2,398 2,445 574 100 909 334 882 1,254 1,827 1,932 446 62 691 346 562 1,178 1,974 2,310 448 62 479 598 665 1,196 1,887 1,907 374 62 545 514 520 1,122 4,380 1,852 514 141 279 187 647 2,167 2,420 2,278 438 81 674 408 633 1,395 Personal insurance and pensions ........... Life and other personal insurance ......... Pensions and Social Security ............... 9,011 398 8,612 6,563 317 6,246 9,359 444 8,915 5,529 276 5,253 4,026 177 3,849 5,063 272 4,791 4,209 219 3,990 1,246 305 941 3,025 240 2,785 Item Number of consumer units (in thousands) 19 Retired Table 13. Education of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2007 Less than college graduate Item All consumer units Total College graduate Less than high school graduate High school graduate High school graduate with some college Associate’s degree Total Bachelor’s degree Master’s, professional, doctoral degree Number of consumer units (in thousands) ......... 120,171 85,389 18,227 30,313 26,169 10,680 34,783 22,523 12,259 Consumer unit characteristics: Income before taxes ........................................ Age of reference person ................................... $63,091 48.8 $48,793 49.3 $33,913 53.2 $46,938 51.2 $54,881 44.8 $64,537 48.1 $98,193 47.7 $88,948 46.2 $115,179 50.5 Average number in consumer unit: Persons .......................................................... Children under 18 ........................................... Persons 65 and over ...................................... Earners ........................................................... Vehicles .......................................................... Percent homeowner ......................................... 2.5 .6 .3 1.3 1.9 67 2.5 .6 .3 1.3 1.9 63 2.6 .7 .4 1.1 1.4 55 2.5 .6 .4 1.3 1.9 66 2.4 .6 .2 1.4 2.0 60 2.6 .7 .2 1.5 2.2 73 2.4 .6 .2 1.5 2.1 77 2.5 .6 .2 1.5 2.1 74 2.3 .5 .3 1.4 2.0 82 Average annual expenditures ............................ Food ................................................................. Food at home ................................................. Cereals and bakery products ....................... Meats, poultry, fish, and eggs ...................... Dairy products .............................................. Fruits and vegetables ................................... Other food at home ...................................... Food away from home ................................... $49,638 6,133 3,465 460 777 387 600 1,241 2,668 $41,024 5,395 3,213 427 762 353 522 1,148 2,181 $30,201 4,491 3,027 396 772 311 515 1,033 1,464 $39,164 5,231 3,196 427 779 348 504 1,138 2,035 $45,876 5,729 3,173 428 714 367 520 1,144 2,555 $52,721 6,524 3,669 477 813 403 597 1,379 2,855 $70,605 7,878 4,055 535 812 467 781 1,460 3,823 $65,706 7,393 3,816 512 782 442 697 1,384 3,577 $79,532 8,734 4,471 576 864 512 927 1,593 4,262 Alcoholic beverages ......................................... Housing ............................................................ Shelter ............................................................ Owned dwellings .......................................... Rented dwellings .......................................... Other lodging ................................................ Utilities, fuels, and public services ................. Household operations .................................... Housekeeping supplies .................................. Household furnishings and equipment ........... Apparel and services ........................................ 457 16,920 10,023 6,730 2,602 691 3,477 984 639 1,797 1,881 341 13,934 8,111 5,067 2,688 357 3,265 670 517 1,371 1,460 174 10,947 6,311 3,195 2,995 120 2,930 340 420 947 1,207 329 13,026 7,532 4,747 2,463 321 3,312 581 500 1,101 1,328 421 15,424 9,111 5,741 2,884 485 3,272 842 566 1,633 1,622 448 17,959 10,380 7,516 2,320 544 3,686 1,062 601 2,230 1,865 729 24,214 14,715 10,813 2,391 1,511 3,998 1,756 924 2,821 2,878 743 22,901 13,997 10,135 2,580 1,282 3,860 1,570 783 2,691 2,642 706 26,609 16,033 12,059 2,043 1,931 4,254 2,096 1,169 3,057 3,293 Transportation .................................................. Vehicle purchases (net outlay) ....................... Gasoline and motor oil ................................... Other vehicle expenses .................................. Public transportation ...................................... 8,758 3,244 2,384 2,592 538 7,831 2,912 2,274 2,356 290 5,655 2,112 1,785 1,550 209 7,614 2,761 2,269 2,368 216 8,658 3,231 2,429 2,613 386 10,092 3,924 2,740 3,024 404 11,031 4,060 2,654 3,171 1,146 10,707 4,121 2,654 3,060 872 11,626 3,947 2,654 3,376 1,650 Healthcare ........................................................ Entertainment ................................................... Personal care products and services ............... Reading ............................................................ Education ......................................................... Tobacco products and smoking supplies ......... Miscellaneous .................................................. Cash contributions ........................................... 2,853 2,698 588 118 945 323 808 1,821 2,537 2,108 475 81 591 392 651 1,234 2,003 1,295 312 40 145 374 386 757 2,594 1,966 462 80 405 457 591 1,333 2,654 2,481 534 100 1,063 367 790 1,384 2,998 2,957 639 110 725 297 940 1,404 3,625 4,130 858 207 1,813 154 1,192 3,263 3,362 3,727 798 176 1,589 177 1,073 2,534 4,105 4,873 963 264 2,226 111 1,408 4,601 Personal insurance and pensions .................... Life and other personal insurance .................. Pensions and Social Security ......................... 5,336 309 5,027 3,992 244 3,749 2,415 136 2,278 3,749 257 3,492 4,650 269 4,381 5,763 328 5,436 8,635 471 8,164 7,885 434 7,450 10,014 538 9,476 20