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Consumer Expenditures in 2005 U.S. Department of Labor U.S. Bureau of Labor Statistics Report 998 February 2007 C onsumer units1 spent $46,409, on average, in 2005, a 6.9-percent increase over the previous year. This was slightly higher than the 6.3-percent growth in spending from 2003 to 2004. However, the introduction of income imputation in 2004 accounted for approximately 30 percent of that annual change due to increases in the pensions and Social Security component of expenditures. The release of the 2005 data marks the availability of 2 years of directly comparable data that include imputed incomes. Consumer expenditures rose more than the 3.4-percent increase in the Consumer Price Index (CPI) for all items in 2005. This report shows the latest results from the Bureau of Labor Statistics Consumer Expenditure Survey (CE). result, expenditures on, for example, food, that were collected in the Diary Survey in 2005 may not be strictly comparable to earlier years. The drop in food at home expenditures in 2005 was driven by a significant decrease (13.1 percent) in spending on meats, poultry, fish and eggs. Other components of food at home also decreased–cereals and bakery products fell 1.5 percent, and fruits and vegetables declined 1.7 percent–but those changes were not statistically significant. Expenditures for two components of food at home increased in 2005: Dairy products were up 2.0 percent and other food at home increased by a significant 7.7 percent. Data classified by income quintile show that the greatest increases in food spending were in the highest income quintiles, 6.4 percent in the fourth income quintile and 4.1 percent in the fifth income quintile. Spending on food at home increased for these two quintiles (3.0 percent in the fourth quintile and 0.5 percent in the fifth quintile), while it decreased among the lower three quintiles (3.1 percent in the lowest quintile, 5.0 percent in the second quintile, and 6.0 percent in the third quintile.) Spending on food away from home, which includes such items as restaurant meals and carry-out, catered affairs, and food on out-of-town trips, rose across all income quintiles. The 9.0-percent increase in housing expenditures in 2005 was the largest in several years. Spending on housing rose 3.6 percent in 2004, 1.1 percent in 2003, and 2.1 percent in 2002. Housing accounted for 32.7 percent of total spending in 2005, making it the largest among major expenditure categories. Increases in spending for all components of housing contributed to the overall growth, but only the changes in shelter expenditures (10.1 percent) and spending for utilities, fuels, and public services (8.8 percent) were statistically significant. Data classified by the race of the reference person 3 show that the percent increases in spending on housing in 2005 were similar among the white and all other races4 class (9.3 percent) and the Asian class (9.2 percent). Consumer units with a black or AfricanAmerican reference person spent 5.5 percent more on Developments in 2005 The major components of spending–food, housing, apparel and services, transportation, healthcare, entertainment, and personal insurance and pensions–account for about 90 percent of total expenditures, and all of these showed increases in 2005. (See table A.) Increases for food (2.6 percent), housing (9.0 percent), transportation (7.0 percent), and personal insurance and pensions (7.9 percent) were statistically significant. Spending also increased for the remaining major categories–apparel and services (3.8 percent), healthcare (3.5 percent), and entertainment (7.7 percent)–but these changes were not statistically significant. A 1.5-percent drop in spending on food at home was offset by an 8.2-percent increase in spending on food away from home, resulting in the 2.6-percent increase in total food expenditures in 2005. For comparison, overall spending on food increased 8.3 percent in 2004 after a slight decrease (0.7 percent) in 2003. The introduction of a new, more user-friendly diary questionnaire2 in 2005 may have had an effect on the amount of spending reported in 2005, as well as on how the expenditures were distributed among the components. As a 1 See the glossary at the end of this report for a definition of consumer unit. 2 The addition of check boxes, changes to section headings, and new cues for diary respondents were among the new features in 2005. See Figueroa, Eric, et al., “Is a user-friendly diary more effective? Findings from a field test” and To, Nhien, et al., “The efficacy of cues in an expenditure diary,” Consumer Expenditure Survey Anthology, (Bureau of Labor Statistics, Report 981, April 2005), pp. 2-17. 3 See the glossary at the end of this report for a definition of reference person. 4 All other races includes Native Hawaiian or other Pacific Islander, American Indian or Alaskan Native; approximately 1.3 percent reported more than one race. 1 housing in 2005 than in the previous year. For the white and all other races group, spending for all components of housing increased with shelter expenditures rising most (11.0 percent). Shelter is the largest component of housing for all consumer units, accounting for 58.1 percent of total housing expenditures in 2005. Consumer units in the Asian group also spent more for shelter (7.9 percent) in 2005, but the greatest increase in spending for that group was the 25.9percent rise in expenditures for household furnishings and equipment. Spending on housekeeping supplies decreased 7.0 percent and 5.9 percent, respectively, among the Asian group and the black or African-American group. Spending on utilities, fuels, and public services (12.8 percent) and household operations (13.7 percent) increased more for consumer units with a black or African-American reference person than for other racial groups, while shelter spending rose just 1.8 percent for that group. Spending on apparel and services increased for the second consecutive year, up 3.9 percent in 2005 after a 10.7percent rise in 2004. Increases in expenditures for men’s and boys’ apparel (8.4 percent), apparel for children under the age of 2 years (3.8 percent), women’s and girls’ apparel (2.0 percent), and other apparel products and services, which includes such items as jewelry, watches, laundry, and dry cleaning (9.8 percent), contributed to the growth in overall apparel spending. Expenditures for footwear declined 2.7 percent in 2005. Data classified by size of consumer unit show that spending on apparel and services increased more than the overall U.S. average for consumer units with at least three persons–7.7 percent, 9.6 percent, and 12.2 percent for three-, four-, and five-person consumer units, respectively. Single consumers spent 3.3 percent more on apparel in 2005 than in 2004, and 2-person consumer units spent 5.7 percent less over the same period. After remaining essentially unchanged in 2003 and 2004, transportation expenditures rose significantly in 2005, up 7.0 percent over the previous year. The significant increase in spending on gasoline and motor oil (26.0 percent), largely fueled this change. Over the same period, average prices for gasoline and motor oil increased a comparable 22.0 percent as measured by the CPI. Spending on vehicle purchases increased 4.3 percent following a 9.0-percent decrease in 2004. Vehicle purchases are typically large and infrequent so it is common to see wide fluctuations from year to year because even small changes in the percentage of consumer units buying vehicles can affect the overall mean expenditure. Spending on public transportation, which includes both intracity and intercity mass transit and taxi fares, airline fares, and ship fares, rose 1.6 percent. Data classified by region of residence show increases in transportation spending in the South and West of 10.5 percent and 12.3 percent, respectively. Spending on transportation was relatively stable in the Midwest region (0.6 percent) and up slightly in the Northeast region (1.4 percent). Healthcare spending rose 3.5 percent in 2005, continuing a trend of increasing expenditures over the past several years–6.5 percent in 2004, 2.8 percent in 2003, and 7.7 percent in 2002. Among the components of healthcare, spending on drugs, which includes prescription drugs, nonprescription drugs, and vitamins, increased the most (8.5 percent). This was the largest increase since 2002 in drug expenditures, which increased 2.8 percent in 2004 and decreased 4.1 percent in 2003. Spending on health insurance (2.2 percent) and medical services (4.5 percent) also increased in 2005. Expenditures for medical supplies declined 7.9 percent. Data classified by age of the reference person show similar increases in healthcare spending among those with reference person under age 25 (7.6 percent) and those with reference person age 65 and older (7.5 percent.) However, while consumer units with reference person under age 25 spent $704, on average, for healthcare in 2005 (2.5 percent of their total annual expenditures), those with reference person age 65 and older spent more than five times that amount– $4,193, which accounted for 12.8 percent of their total spending. The 7.7-percent increase in spending on entertainment in 2005 was not statistically significant. Spending on entertainment items is subject to large changes from year to year since, as is the case with vehicle purchases described above, the component includes expensive items such as recreational vehicles and boats that are purchased relatively infrequently. One component of entertainment, other entertainment supplies, equipment and services, which includes recreational vehicles, has a large standard error and is especially prone to fluctuation over time. Spending on personal insurance and pensions increased 7.9 percent in 2005, following an 18.9-percent increase in 2004. However, as noted in the opening paragraph of this report, the change from 2003 to 2004 was attributed to the inclusion of consumer units with imputed incomes in 2004 resulting in an increase in the amount estimated for Social Security deductions. The 2005 change was also driven by an increase in the pensions and Social Security component (8.8 percent). Expenditures for life and other personal insurance decreased 2.3 percent. Data classified by region of residence show that spending on personal insurance and pensions increased most in the West (12.0 percent), followed by the South (7.8 percent), Midwest (6.5 percent), and Northeast (4.8 percent.) Spending on pensions and Social Security also increased most in the West (13.6 percent) and least in the Northeast (4.9 percent), and the percent changes in the South and Midwest were similar (8.0 percent and 8.4 percent, respectively.) Among the remaining components of spending, significant changes in 2005 were shown for personal care products and services (-6.9 percent), tobacco products and smoking supplies (10.8 percent), cash contributions (18.1 percent), and miscellaneous expenditures (13.9 percent), which includes items such as legal and accounting fees, 2 Table A. Average annual expenditures of all consumer units and percent changes, Consumer Expenditure Survey, 2003–2005 Percent Change Item 2003 2004 2005 2003–2004 Number of consumer units (in thousands) .......................... 115,356 116,282 117,356 ........................................................... $51,128 $54,453 $58,712 Averages: Age of reference person ................................................... Number of persons in consumer unit ............................... Number of earners ............................................................ Number of vehicles ............................................................ Percent homeowner ........................................................... 48.4 2.5 1.3 1.9 67 48.5 2.5 1.3 1.9 68 48.6 2.5 1.3 2.0 67 Average annual expenditures ............................................... Food .................................................................................... Food at home ................................................................. Cereals and bakery products ................................... Meats, poultry, fish, and eggs ................................... Dairy products ............................................................ Fruits and vegetables ................................................ Other food at home .................................................... Food away from home ................................................... Alcoholic beverages .......................................................... Housing .............................................................................. Shelter ............................................................................. Utilities, fuels, and public services ................................ Household operations .................................................... Housekeeping supplies ................................................. Housefurnishings and equipment ................................. Apparel and services ........................................................ Transportation .................................................................... Vehicle purchases (net outlay) ..................................... Gasoline and motor oil ................................................... Other vehicle expenses ................................................ Public transportation ...................................................... Healthcare .......................................................................... Entertainment ..................................................................... Personal care products and services .............................. Reading .............................................................................. Education ............................................................................ Tobacco products and smoking supplies ........................ Miscellaneous .................................................................... Cash contributions ............................................................. Personal insurance and pensions .................................... Life and other personal insurance ................................ Pensions and Social Security ........................................ $40,817 5,340 3,129 442 825 328 535 999 2,211 391 13,432 7,887 2,811 707 529 1,497 1,640 7,781 3,732 1,333 2,331 385 2,416 2,060 527 127 783 290 606 1,370 4,055 397 3,658 $43,395 5,781 3,347 461 880 371 561 1,075 2,434 459 13,918 7,998 2,927 753 594 1,646 1,816 7,801 3,397 1,598 2,365 441 2,574 2,218 581 130 905 288 690 1,408 4,823 390 4,433 $46,409 5,931 3,297 445 764 378 552 1,158 2,634 426 15,167 8,805 3,183 801 611 1,767 1,886 8,344 3,544 2,013 2,339 448 2,664 2,388 541 126 940 319 808 1,663 5,204 381 4,823 Income before taxes 1 2004–2005 6.3 6.9 8.3 2.6 7.0 -1.5 4.3 -3.5 6.7 -13. 13.1. 4.9 -1.6 7.6 7.7 10.1 8.2 17.4 -7.2 3.6 9.0 1.4 10.1 4.1 8.7 6.5 6.4 12.3 2.9 10.0 7.4 10.7 3.9 .3 7.0 -9.0 4.3 19.9 26.0 1.5 -1.1 14.5 1.6 6.5 3.5 7.7 7.7 10.2 -6.9 2.4 -3.1 15.6 3.9 -.7 10.8 13.9 17.1 2.8 18.1 18.9 7.9 -1.8 -2.3 21.2 8.8 1 Income values are derived from “complete income reporters” only in 2003 (see glossary). Starting in 2004, income imputation was introduced and incomes are estimated for all consumer units. funeral expenses, and finance charges excluding those on mortgages and vehicles. Education expenditures increased 3.9 percent, but this change was not statistically significant. This component includes spending on college tuition, which can fluctuate substantially from year to year. Spending on the remaining components, alcoholic beverages and reading, decreased in 2005 by 7.1 percent and 2.7 percent, respectively. Brief description of the Consumer Expenditure Survey The current CE program was begun in 1980. Its principal objective is to collect information on the buying habits of American consumers. Consumer expenditure data are used in a variety of research endeavors by government, business, labor, and academic analysts. In addition, the data are required for regular revision of the CPI. 3 Table B. Percent distribution of total annual expenditures by major category, Consumer Expenditure Survey, 2002-2005 Item Average annual expenditures ...................................................................... Food ........................................................................................................... Food at home ........................................................................................ Food away from home .......................................................................... Alcoholic beverages ................................................................................. Housing ..................................................................................................... Apparel and services ............................................................................... Transportation ........................................................................................... Vehicles .................................................................................................. Gasoline and motor oil .......................................................................... Other transportation ............................................................................. Healthcare ................................................................................................. Entertainment ............................................................................................ Personal care products and services ..................................................... Reading ..................................................................................................... Education ................................................................................................... Tobacco products and smoking supplies ............................................... Miscellaneous ........................................................................................... Cash contributions .................................................................................... Personal insurance and pensions ........................................................... Life and other personal insurance ....................................................... Pensions and Social Security ............................................................... The survey, which is conducted by the U.S. Census Bureau for the Bureau of Labor Statistics, consists of two components: a diary, or recordkeeping survey completed by participating consumer units for two consecutive 1-week periods; and an interview survey, in which expenditures of consumer units are obtained in five interviews conducted at 3-month intervals. Results in this report are based on integrated data from both surveys. Survey participants record dollar amounts for goods and services purchased during the reporting period, whether payment is or is not made at the time of purchase. Expenditure amounts include all sales and excise taxes for all items purchased by the consumer unit for itself or for others. Excluded from both surveys are all business-related expenditures, as well as expenditures for which the consumer unit is reimbursed. Each component of the survey queries an independent sample of consumer units that is representative of the U.S. population. For the Diary Survey, about 7,500 consumer units are sampled each year. Each consumer unit keeps a diary for two 1-week periods, yielding approximately 15,000 diaries a year. The Interview sample, selected on a rotating panel basis, surveys about 7,500 consumer units each quarter. Each consumer unit is interviewed once per quarter, for 5 consecutive quarters. Data are collected on an ongoing basis in 102 areas of the United States. The Interview Survey is designed to capture expenditure data that respondents can reasonably recall for a period of 3 months or longer. In general, these expenditures are relatively large, such as for real property, automobiles, and major appliances, as well as those that occur on a regular basis, like rent, utility payments, and insurance premiums. The Interview Survey also collects data on expenditures incurred on leisure trips. Including global estimates of spending for food, it is estimated that about 95 percent of expenditures are cov- 2002 2003 2004 2005 100.0 13.2 7.6 5.6 .9 32.7 4.3 19.1 9.0 3.0 7.0 5.8 5.1 1.3 .3 1.8 .8 1.9 3.1 9.6 1.0 8.6 100.0 13.1 7.7 5.4 1.0 32.9 4.0 19.1 9.1 3.3 6.7 5.9 5.0 1.3 .3 1.9 .7 1.5 3.4 9.9 1.0 9.0 100.0 13.3 7.7 5.6 1.1 32.1 4.2 18.0 7.8 3.7 6.5 5.9 5.1 1.3 .3 2.1 .7 1.6 3.2 11.1 .9 10.2 100.0 12.8 7.1 5.7 .9 32.7 4.1 18.0 7.6 4.3 6.0 5.7 5.1 1.2 .3 2.0 .7 1.7 3.6 11.2 .8 10.4 ered in the Interview Survey. Nonprescription drugs, household supplies, and personal care items are excluded. The Diary Survey is designed to capture expenditures on small, frequently purchased items that are normally difficult for respondents to recall. Detailed records of expenses are kept for food and beverages–both at home and in eating places–and for tobacco, housekeeping supplies, nonprescription drugs, and personal care products and services. Expenditures incurred by members of the consumer unit while away from home overnight or longer are excluded from the Diary Survey. Although this survey was designed to collect information on expenditures that could not be recalled easily over an extended period, respondents are asked to report all expenses (except those for overnight travel) that the consumer unit incurs during the survey week. Integrated data from the BLS Diary and Interview Surveys provide a complete accounting of consumer expenditures and income that neither survey alone is designed to do. Data on some expenditure items are collected in only one of the surveys. For example, the Diary Survey does not collect data on expenditures for overnight travel or information on reimbursements, whereas the Interview Survey does. Examples of expenditures for which reimbursements are excluded from the Diary Survey are medical care; automobile repair; and construction, repairs, alterations, and maintenance of property. For items that are unique to one survey or the other, the choice of which survey to use as the source of data is obvious. However, there is considerable overlap in coverage between the surveys. Consequently, integrating the data presents the problem of determining the appropriate survey component from which to select expenditure items. When data are available from both surveys, the more reliable of the two (as determined by statistical methods) is selected. As a 4 result, some items are selected from the Interview Survey, others from the Diary Survey. Population coverage and definitions of components of the CE differ from those of the CPI. Consumer expenditure data cover the total population, whereas the CPI covers only the population in urban and metropolitan areas. In addition, homeownership is treated differently in the two surveys. Actual expenditures of homeowners are reported in the CE, whereas the CPI uses a rental equivalence approach that estimates the change in the cost of obtaining, in the rental marketplace, services equivalent to those provided by owner-occupied homes. the BLS Web site (http://www.bls.gov/cex). Also available are tables showing average annual data over a 2-year period for (1) income before taxes, cross-tabulated by age, consumer unit size, or region; (2) single consumers by sex, cross-tabulated by either income or age; and (3) selected Metropolitan Statistical Areas (MSAs). Data are available for 1984–2005. Other survey information available on the Web site includes answers to frequently asked questions, a glossary of terms, and order forms for survey products. Beginning with the 2000 data, estimates of standard errors for integrated Diary and Interview Survey data are also available. Many of the tables that are shown on the BLS Web site are published in biennial reports. The most recent is Consumer Expenditure Survey, 2002–2003, Report 990, March 2006. Interpreting the data Expenditures are averages for consumer units with specified characteristics, regardless of whether a particular unit incurred an expense for a specific item during the recordkeeping period. The average expenditure for an item may be considerably lower than the expenditure by the CUs that purchased the item. The less frequently an item is purchased, the greater is the difference between the average for all consumer units and the average for those purchasing the item. Also, an individual CU may spend more or less than the average, depending on its particular characteristics. Factors such as income, age of family members, geographic location, and personal preference also influence expenditures. Furthermore, even within groups with similar characteristics, the distribution of expenditures varies substantially. These points should be considered in relating reported averages to individual circumstances. Users of these survey data should also keep in mind that prices for many goods and services have risen since the survey was conducted. For example, rent, as measured by the CPI, rose 4.9 percent between 2005 (annual average index) and October 2006 (not seasonally adjusted). In addition, sample surveys are subject to two types of error: sampling and nonsampling. Sampling errors occur because the data are collected from a sample representing the population, rather than from the entire population. Nonsampling errors result from the inability or unwillingness of respondents to provide correct information, differences in interviewers’ abilities, mistakes in recording or coding, and other processing errors. Other available data The 2005 Diary and Interview Survey microdata–that is, data on individual consumer units–are available on CDROM. The Interview Survey files contain expenditure data in two different formats: MTAB files, which present monthly values in an item coding framework based on the CPI pricing scheme; and EXPN files, which organize expenditures by the section of the interview questionnaire in which they are collected. Expenditure values on EXPN files cover different periods, depending on the specific question asked; the files also contain relevant nonexpenditure information not found on the MTAB files. Currently available on CD-ROM are microdata files back to 1990 and for selected earlier years. The Consumer Expenditure Survey has also begun publishing CE anthologies. These reports include analyses of expenditure data as they apply to various topics of interest, as well as methodological and research articles pertaining to a number of survey topics. The most recently published of these reports, is Consumer Expenditure Survey Anthology, 2005, Report 981, (Bureau of Labor Statistics, April 2005). CE data also are available via the BLS fax-on-demand service, which provides information and data that may be accessed from a touch-tone phone 24 hours a day, 7 days a week, by dialing (202) 691-6325. Voice prompts explain how to obtain the information. Data available from the fax-ondemand service are for the most recent published year. Additional data also are presented in articles in the Monthly Labor Review. For more detailed information on the availability of current and earlier data, contact the Division of Consumer Expenditure Surveys, Bureau of Labor Statistics, Room 3985, 2 Massachusetts Avenue, NE, Washington, DC 20212-0001. Telephone: (202) 691-6900. E-mail: (cexinfo@bls.gov). Internet: (http://www.bls.gov/cex). Material in this publication is in the public domain and, with appropriate credit, may be reproduced without permission. Information in this report is available upon request to sensory-impaired individuals: Voice phone: (202) 691-5200, Federal Relay Service: 1-800877-8339. Tables and data Tables in this report include integrated data from both the diary and interview components of the CE, enabling data users to associate the full range of expenditures with consumers’ demographic characteristics. Tables show data classified by income quintile, income class, age of the reference person, size of the consumer unit, composition of the consumer unit, number of earners, housing tenure, type of area (urban-rural), race, Hispanic origin, region of residence, occupation, and education. These are the same classifications published in previous reports and bulletins. Tables for the aforementioned classifications, but with more detail than is given in this report, can be accessed via 5 Glossary salaries; self-employment income; Social Security and private and government retirement income; interest, dividends, and rental and other property income; unemployment and workers’ compensation and veterans’ benefits; public assistance, Supplemental Security Income, and Food Stamps; rent or meals or both as pay; and regular contributions for support, such as alimony and child-support payments. Consumer unit. Members of a household consisting of (a) occupants related by blood, marriage, adoption, or some other legal arrangement; (b) a single person living alone or sharing a household with others, but who is financially independent; or (c) two or more persons living together who share responsibility for at least 2 out of 3 major types of expenses—food, housing, and other expenses. Students living in university-sponsored housing are also included in the sample as separate consumer units. Complete income reporters. In general, a consumer unit that provides values for at least one of the major sources of its income, such as wages and salaries, self-employment income, and Social Security income. Even complete income reporters may not provide a full accounting of all income from all sources. Beginning with the introduction of income imputation with the publication of the 2004 tables, income data are available for all consumer units and data are no longer shown for complete income reporters. Reference person. The first member mentioned by the respondent when asked to “Start with the name of the person or one of the persons who owns or rents the home.” It is with respect to this person that the relationship of other consumer unit members is determined. Total expenditures. The transaction costs, including excise and sales taxes, of goods and services acquired during the interview period. Estimates include expenditures for gifts and contributions and payments for pensions and personal insurance. Quintiles of income before taxes. Categories of income reporters, ranked in ascending order of income, and divided into five equal groups. The lower limit shown in the quintiles of income before taxes indicates the amount of income before taxes of the lowest-ranked consumer unit in each income quintile. Income. The combined income earned by all consumer unit members 14 years old or over during the 12 months preceding the interview. The components of income are wages and 6 Table 1. Quintiles of income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Item All consumer units Lowest 20 percent Second 20 percent Third 20 percent Fourth 20 percent Highest 20 percent Number of consumer units (in thousands) ....... Lower limit ........................................................ 117,356 n.a. 23,441 n.a. 23,477 $17,579 23,448 $33,381 23,497 $53,358 23,494 $85,147 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $58,712 48.6 $9,676 52.2 $25,546 51.1 $42,622 46.9 $67,813 45.7 $147,737 47.2 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 67 1.7 .4 .4 .5 .9 42 2.2 .5 .4 .9 1.5 57 2.5 .7 .3 1.4 2.0 67 2.9 .8 .2 1.8 2.5 80 3.2 .8 .2 2.1 2.9 92 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $46,409 5,931 3,297 445 764 378 552 1,158 2,634 $19,120 3,047 1,980 280 471 228 333 668 1,067 $28,921 4,064 2,527 336 602 294 425 871 1,538 $39,098 5,295 3,017 414 688 351 493 1,071 2,277 $54,354 7,194 3,952 532 930 458 629 1,403 3,242 $90,469 10,051 5,007 663 1,130 561 878 1,774 5,044 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 426 15,167 8,805 5,958 2,345 502 3,183 801 611 1,767 1,886 174 7,529 4,479 1,628 2,718 133 1,908 258 301 584 857 258 10,192 5,756 2,600 2,985 170 2,656 425 404 951 1,198 364 13,234 7,632 4,573 2,809 250 3,081 579 548 1,394 1,509 528 16,850 9,721 7,203 2,033 484 3,588 887 751 1,904 2,159 807 28,006 16,423 13,771 1,181 1,470 4,679 1,852 1,052 4,000 3,704 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,344 3,544 2,013 2,339 448 2,742 878 882 845 137 5,330 2,115 1,485 1,514 215 7,437 3,000 1,997 2,146 294 10,504 4,611 2,518 2,929 446 15,691 7,107 3,182 4,257 1,145 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,664 2,388 541 126 940 319 808 1,663 1,448 891 253 52 530 260 312 545 2,329 1,336 353 85 314 339 485 1,004 2,567 1,813 472 105 439 377 707 1,222 3,012 2,885 621 143 911 342 1,060 1,672 3,962 5,009 1,005 247 2,504 278 1,475 3,869 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,204 381 4,823 481 112 369 1,632 170 1,463 3,555 261 3,295 6,473 404 6,069 13,862 957 12,904 n.a. Not applicable. 7 Table 2. Income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Item All consumer units Less than $5,000 Number of consumer units (in thousands) ...... 117,356 4,482 Consumer unit characteristics: Income before taxes .................................... Age of reference person ............................... $58,712 48.6 Average number in consumer unit: Persons ...................................................... Children under 18 ....................................... Persons 65 and over .................................. Earners ....................................................... Vehicles ...................................................... Percent homeowner ..................................... $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $29,999 $30,000 to $39,999 $40,000 to $49,999 $50,000 to $69,999 $70,000 and more 6,421 8,473 7,514 14,712 13,925 11,451 16,956 33,422 $796 43.6 $7,818 51.3 $12,574 56.1 $17,423 55.2 $24,920 51.0 $34,625 47.9 $44,659 46.8 2.5 .6 .3 1.3 2.0 67 1.6 .4 .2 .5 .8 36 1.6 .3 .3 .4 .8 33 1.7 .4 .5 .5 1.0 48 2.0 .5 .5 .7 1.3 53 2.1 .5 .4 .9 1.5 56 2.4 .6 .3 1.2 1.8 61 2.6 .7 .3 1.4 2.1 68 2.8 .7 .2 1.7 2.4 76 3.1 .8 .2 2.0 2.8 89 Average annual expenditures ......................... Food ............................................................. Food at home ............................................. Cereals and bakery products .................... Meats, poultry, fish, and eggs ................... Dairy products .......................................... Fruits and vegetables ............................... Other food at home ................................... Food away from home ................................ $46,409 5,931 3,297 445 764 378 552 1,158 2,634 $19,684 3,078 1,822 248 437 208 299 630 1,256 $16,111 2,753 1,840 253 475 198 293 621 913 $19,335 3,206 2,135 311 497 248 362 718 1,071 $22,988 3,228 2,122 290 489 254 375 714 1,106 $28,361 3,949 2,531 332 611 290 434 863 1,418 $34,223 4,540 2,630 361 604 306 419 940 1,910 $40,265 5,238 2,964 399 669 348 495 1,052 2,274 $49,029 6,563 3,652 489 882 421 573 1,286 2,912 $81,115 9,251 4,706 632 1,060 534 808 1,672 4,544 Alcoholic beverages ..................................... Housing ........................................................ Shelter ........................................................ Owned dwellings ...................................... Rented dwellings ...................................... Other lodging ............................................ Utilities, fuels, and public services .............. Household operations ................................. Housekeeping supplies .............................. Household furnishings and equipment ....... Apparel and services .................................... 426 15,167 8,805 5,958 2,345 502 3,183 801 611 1,767 1,886 198 7,776 4,844 2,126 2,453 264 1,707 252 266 707 1,006 161 6,442 3,878 1,020 2,761 97 1,694 193 251 427 766 144 7,554 4,415 1,638 2,677 100 2,024 265 309 542 918 204 8,923 5,062 2,060 2,893 109 2,357 350 389 765 819 229 9,966 5,698 2,533 2,984 180 2,633 420 393 822 1,112 333 11,922 6,787 3,607 2,971 209 2,874 502 460 1,300 1,473 366 13,532 7,771 4,702 2,800 269 3,163 605 546 1,447 1,440 454 15,443 8,956 6,320 2,272 363 3,423 751 667 1,646 1,978 733 25,138 14,723 12,126 1,382 1,215 4,404 1,611 963 3,436 3,233 Transportation .............................................. Vehicle purchases (net outlay) ................... Gasoline and motor oil ................................ Other vehicle expenses .............................. Public transportation ................................... 8,344 3,544 2,013 2,339 448 2,801 988 872 767 174 2,274 781 701 649 143 2,488 580 925 878 105 3,657 1,192 1,122 1,178 165 5,644 2,460 1,454 1,517 213 6,185 2,289 1,793 1,863 240 7,820 3,221 2,059 2,228 311 9,840 4,423 2,390 2,646 381 14,296 6,362 3,026 3,943 964 Healthcare .................................................... Entertainment ............................................... Personal care products and services ........... Reading ........................................................ Education ...................................................... Tobacco products and smoking supplies ..... Miscellaneous ............................................... Cash contributions ........................................ 2,664 2,388 541 126 940 319 808 1,663 1,121 857 234 48 1,189 239 310 482 1,089 801 213 37 465 260 183 373 1,678 855 270 59 381 258 373 626 2,101 1,085 295 78 215 299 412 795 2,251 1,203 346 79 301 326 412 1,002 2,354 1,676 402 94 366 391 693 1,124 2,784 1,950 497 111 494 364 688 1,235 2,738 2,399 562 127 644 372 985 1,502 3,775 4,515 898 221 2,123 286 1,357 3,272 Personal insurance and pensions ................ Life and other personal insurance .............. Pensions and Social Security ..................... 5,204 381 4,823 346 96 250 295 73 222 523 129 394 876 152 723 1,542 168 1,374 2,671 208 2,463 3,745 274 3,471 5,420 340 5,080 12,016 817 11,199 8 $59,110 $126,761 46.1 46.5 Table 3. Higher income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Item All consumer units Less than $70,000 $70,000 to $79,999 $80,000 to $99,999 $100,000 and more $100,000 to $119,999 $120,000 to $149,999 $150,000 and more Number of consumer units (in thousands) ....... 117,356 83,934 6,725 9,448 17,248 6,065 4,719 6,464 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $58,712 48.6 $31,616 49.4 $74,523 44.8 $88,931 46.2 $167,851 47.4 $108,670 47.2 $132,190 47.2 $249,411 47.7 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 67 2.2 .6 .4 1.1 1.6 59 3.0 .8 .2 1.8 2.5 82 3.1 .8 .2 2.0 2.8 88 3.2 .8 .2 2.1 2.9 93 3.2 .8 .2 2.1 2.8 91 3.2 .8 .2 2.2 2.9 93 3.2 .9 .1 2.0 3.0 95 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $46,409 5,931 3,297 445 764 378 552 1,158 2,634 $32,444 4,535 2,698 366 639 312 443 940 1,836 $57,697 7,421 4,043 548 894 472 661 1,467 3,378 $65,280 8,060 4,244 578 998 484 704 1,481 3,816 $99,128 10,702 5,261 700 1,168 590 932 1,871 5,442 $78,351 9,349 4,940 686 1,131 553 785 1,785 4,409 $88,974 10,171 5,152 699 1,153 572 941 1,787 5,020 $125,934 12,324 5,630 712 1,213 636 1,058 2,011 6,693 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 426 15,167 8,805 5,958 2,345 502 3,183 801 611 1,767 1,886 297 11,172 6,448 3,502 2,728 218 2,697 478 461 1,088 1,327 514 17,849 10,394 7,919 1,896 579 3,682 975 718 2,081 2,147 610 20,505 11,750 9,507 1,489 754 4,094 1,289 811 2,561 2,503 896 30,563 18,040 15,202 1,123 1,715 4,856 2,036 1,158 4,473 4,097 665 23,641 13,462 11,027 1,300 1,135 4,400 1,434 1,105 3,240 2,998 718 27,393 16,192 13,969 1,086 1,137 4,636 1,593 1,144 3,828 3,573 1,235 39,358 23,685 20,019 985 2,681 5,443 2,924 1,216 6,090 5,490 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,344 3,544 2,013 2,339 448 5,973 2,422 1,610 1,699 242 10,761 4,517 2,603 3,126 515 12,137 5,093 2,935 3,456 654 16,859 7,777 3,242 4,529 1,311 15,108 7,388 3,168 3,756 796 15,685 6,940 3,214 4,443 1,087 19,357 8,753 3,332 5,316 1,956 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,664 2,388 541 126 940 319 808 1,663 2,220 1,534 395 89 468 332 589 1,023 3,278 3,438 652 150 1,247 274 1,013 1,689 3,533 3,225 721 177 1,247 341 1,107 2,211 4,104 5,656 1,098 274 2,947 260 1,627 4,471 3,782 3,853 868 224 2,040 324 1,334 2,781 3,908 5,613 1,077 232 2,100 238 1,379 3,473 4,549 7,369 1,326 351 4,414 216 2,081 6,785 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,204 381 4,823 2,492 208 2,284 7,265 422 6,843 8,904 582 8,322 15,573 1,100 14,473 11,384 628 10,756 13,414 740 12,675 21,079 1,805 19,274 9 Table 4. Age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Item All consumer units Under 25 years 25-34 years 35-44 years 45-54 years 55-64 years 65 years and older 65-74 years 75 years and older Number of consumer units (in thousands) ....... 117,356 8,543 19,635 23,835 24,393 18,104 22,847 11,505 11,342 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $58,712 48.6 $27,494 21.5 $55,066 29.5 $72,699 39.7 $75,266 49.3 $64,156 59.3 $36,936 75.2 $45,202 69.1 $28,552 81.4 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 67 2.7 .6 1.7 .1 1.4 .5 1.6 80 1.9 .1 1.4 .7 1.9 83 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 1.4 1.3 19 1.5 1.8 48 1.7 2.1 69 1.7 2.4 75 2.1 .2 .1 1.3 2.2 82 $46,409 5,931 3,297 445 764 378 552 1,158 2,634 $27,776 3,933 1,917 273 449 214 298 684 2,015 $45,068 5,639 2,945 387 654 348 461 1,094 2,694 $55,190 7,359 4,121 564 963 479 663 1,452 3,238 $55,854 6,980 3,807 499 918 433 614 1,342 3,173 $49,592 6,202 3,487 465 827 377 626 1,192 2,715 $32,866 4,163 2,605 366 569 308 490 871 1,558 $38,573 4,899 2,967 405 691 344 553 974 1,933 $27,018 3,388 2,222 326 440 269 424 762 1,166 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 426 15,167 8,805 5,958 2,345 502 3,183 801 611 1,767 1,886 401 8,940 5,538 1,263 4,085 190 1,755 387 242 1,018 1,577 478 15,516 9,491 5,206 4,043 241 2,909 1,004 504 1,608 2,082 511 18,482 10,835 7,936 2,473 427 3,569 1,145 716 2,216 2,365 458 17,258 10,281 7,686 1,826 770 3,693 668 717 1,899 2,318 454 15,769 8,686 6,650 1,290 747 3,427 689 736 2,231 1,784 248 11,058 5,836 3,903 1,492 440 2,813 650 534 1,225 957 325 12,474 6,423 4,664 1,140 619 3,091 677 644 1,640 1,313 167 9,612 5,240 3,132 1,850 258 2,531 623 418 800 584 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,344 3,544 2,013 2,339 448 5,987 2,721 1,538 1,536 191 8,798 3,949 2,123 2,361 366 9,945 4,407 2,379 2,669 490 9,795 3,945 2,424 2,850 576 8,908 3,756 2,101 2,513 537 5,171 2,007 1,208 1,594 362 6,568 2,608 1,567 1,926 467 3,754 1,398 843 1,257 256 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,664 2,388 541 126 940 319 808 1,663 704 1,393 337 49 1,359 308 263 393 1,522 2,455 504 89 779 307 697 1,080 2,272 2,765 627 121 931 357 791 1,735 2,672 3,034 627 143 1,769 427 949 2,076 3,410 2,429 550 167 733 336 981 1,960 4,193 1,593 462 143 211 165 839 1,889 4,176 2,143 495 154 256 228 1,037 1,925 4,210 1,032 427 132 165 102 635 1,852 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,204 381 4,823 2,133 45 2,088 5,123 219 4,903 6,929 397 6,532 7,348 474 6,874 5,909 541 5,368 1,775 403 1,372 2,580 449 2,132 959 357 601 (1) 2.1 .5 (1) 2.8 1.1 1 Value less than 0.05. 10 (1) 3.2 1.3 (1) (1) 1.5 1.3 .2 1.2 78 Table 5. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Two or more persons Item All consumer units One person Total Two persons Three persons Four persons Five or more persons Number of consumer units (in thousands) ................. 117,356 34,339 83,017 37,489 18,451 15,807 11,270 Consumer unit characteristics: Income before taxes ............................................... Age of reference person .......................................... $58,712 48.6 $30,290 52.8 $70,468 46.9 $62,195 52.8 $74,069 43.6 $78,183 40.9 $81,275 40.9 Average number in consumer unit: Persons ................................................................. Children under 18 .................................................. Persons 65 and over ............................................. Earners .................................................................. Vehicles ................................................................. Percent homeowner ................................................ 2.5 .6 .3 1.3 2.0 67 1.0 .3 .6 1.1 53 3.1 .9 .3 1.6 2.3 73 2.0 .1 .5 1.3 2.2 75 3.0 .8 .2 1.8 2.4 70 4.0 1.6 .1 2.0 2.5 74 5.7 2.8 .1 2.2 2.5 73 Average annual expenditures .................................... Food ........................................................................ Food at home ........................................................ Cereals and bakery products ............................... Meats, poultry, fish, and eggs .............................. Dairy products ..................................................... Fruits and vegetables .......................................... Other food at home .............................................. Food away from home ........................................... $46,409 5,931 3,297 445 764 378 552 1,158 2,634 $26,773 3,073 1,638 227 332 193 290 597 1,435 $54,483 7,085 3,965 533 938 453 657 1,384 3,120 $48,492 5,851 3,142 411 738 350 543 1,100 2,709 $55,096 7,088 3,925 513 941 448 645 1,378 3,163 $62,215 8,622 4,846 666 1,140 556 780 1,704 3,776 $62,618 9,078 5,583 793 1,332 668 889 1,901 3,495 Alcoholic beverages ................................................ Housing ................................................................... Shelter ................................................................... Owned dwellings ................................................. Rented dwellings ................................................. Other lodging ....................................................... Utilities, fuels, and public services ......................... Household operations ............................................ Housekeeping supplies ......................................... Household furnishings and equipment .................. Apparel and services ............................................... 426 15,167 8,805 5,958 2,345 502 3,183 801 611 1,767 1,886 327 9,835 6,179 3,055 2,889 235 2,024 383 321 928 980 466 17,366 9,891 7,159 2,120 612 3,663 973 728 2,111 2,253 507 15,273 8,704 6,052 1,966 686 3,270 675 673 1,951 1,657 485 17,466 10,006 7,086 2,341 579 3,725 1,064 682 1,988 2,441 412 20,076 11,333 8,702 2,066 566 4,059 1,434 843 2,406 2,850 377 20,342 11,626 8,795 2,344 487 4,313 1,169 824 2,410 3,123 Transportation ......................................................... Vehicle purchases (net outlay) .............................. Gasoline and motor oil ........................................... Other vehicle expenses ......................................... Public transportation .............................................. 8,344 3,544 2,013 2,339 448 4,030 1,395 1,032 1,336 267 10,128 4,433 2,419 2,753 523 9,124 4,043 2,043 2,489 549 10,438 4,639 2,524 2,796 479 11,553 5,044 2,802 3,160 548 10,963 4,536 2,964 2,992 471 Healthcare ............................................................... Entertainment .......................................................... Personal care products and services ...................... Reading ................................................................... Education ................................................................. Tobacco products and smoking supplies ................ Miscellaneous .......................................................... Cash contributions ................................................... 2,664 2,388 541 126 940 319 808 1,663 1,750 1,335 328 103 500 227 563 1,313 3,042 2,822 628 136 1,122 357 909 1,808 3,359 2,622 583 149 766 338 947 1,900 2,815 2,615 626 123 1,265 391 852 1,683 2,786 3,152 732 136 1,491 361 887 1,648 2,718 3,364 631 117 1,559 361 908 1,932 Personal insurance and pensions ........................... Life and other personal insurance ......................... Pensions and Social Security ................................ 5,204 381 4,823 2,409 162 2,247 6,360 472 5,888 5,418 407 5,010 6,809 452 6,358 7,510 515 6,995 7,145 657 6,488 n.a. n.a. Not applicable. 11 Table 6. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Husband and wife consumer units Husband and wife with children Item Total Husband and wife only Total Oldest child under 6 Oldest child 6 to 17 Oldest child 18 or older Other husband and wife consumer units One parent, at least one child under 18 Single person and other consumer units Number of consumer units (in thousands) ............. 59,337 25,293 29,528 5,659 15,477 8,393 4,516 6,902 51,117 Consumer unit characteristics: Income before taxes ........................................... Age of reference person ...................................... $79,679 48.6 $69,453 56.7 $87,527 41.8 $76,205 31.6 $89,981 40.4 $90,635 51.3 $85,635 47.6 $33,286 37.8 $37,806 50.0 Average number in consumer unit: Persons .............................................................. Children under 18 .............................................. Persons 65 and over .......................................... Earners .............................................................. Vehicles ............................................................. Percent homeowner ............................................. 3.2 .9 .3 1.7 2.6 83 2.0 4.1 2.1 5.0 1.5 .5 2.3 2.7 76 2.8 1.7 .6 1.2 2.4 86 3.9 1.6 .1 2.0 2.7 81 1.0 1.2 41 1.6 .2 .3 1.0 1.4 53 Average annual expenditures ................................ Food ..................................................................... Food at home ..................................................... Cereals and bakery products ........................... Meats, poultry, fish, and eggs .......................... Dairy products .................................................. Fruits and vegetables ....................................... Other food at home .......................................... Food away from home ....................................... $60,401 7,698 4,269 578 997 493 718 1,483 3,429 $53,486 6,351 3,413 452 806 376 604 1,175 2,938 Alcoholic beverages ............................................. Housing ................................................................ Shelter ................................................................ Owned dwellings .............................................. Rented dwellings .............................................. Other lodging ................................................... Utilities, fuels, and public services ..................... Household operations ........................................ Housekeeping supplies ...................................... Household furnishings and equipment ............... Apparel and services ........................................... 488 18,902 10,732 8,453 1,523 756 3,866 1,094 815 2,394 2,377 Transportation ...................................................... Vehicle purchases (net outlay) ........................... Gasoline and motor oil ....................................... Other vehicle expenses ..................................... Public transportation .......................................... 1.7 2.2 70 1.8 2.6 82 3.9 .6 .2 2.5 3.2 87 $66,441 8,764 4,878 673 1,108 582 794 1,721 3,886 $58,538 6,943 4,070 547 761 509 723 1,529 2,873 $68,421 9,156 5,031 705 1,162 613 796 1,755 4,125 $68,211 9,308 5,161 701 1,252 573 842 1,794 4,147 $60,012 8,508 5,280 684 1,407 583 894 1,713 3,228 $35,365 5,283 3,099 423 769 347 461 1,099 2,185 $31,546 3,901 2,154 288 484 245 363 774 1,748 505 16,359 9,239 7,094 1,264 881 3,481 713 754 2,172 1,694 476 21,057 12,043 9,691 1,643 709 4,114 1,422 871 2,607 2,953 496 21,734 12,285 9,418 2,528 338 3,364 2,863 879 2,343 2,574 446 21,887 12,760 10,461 1,567 732 4,190 1,343 876 2,719 2,978 521 19,084 10,558 8,456 1,185 917 4,480 597 857 2,593 3,191 464 19,080 10,525 7,968 2,195 362 4,400 1,087 801 2,267 2,503 221 12,905 7,521 3,548 3,802 170 2,994 857 445 1,089 2,167 381 11,119 6,741 3,387 3,102 251 2,417 452 388 1,123 1,263 11,333 5,045 2,649 3,035 604 10,192 4,642 2,215 2,683 652 12,319 5,415 2,973 3,357 574 10,647 4,913 2,527 2,807 400 12,267 5,495 2,902 3,289 582 13,543 5,605 3,405 3,854 679 11,270 4,890 2,960 2,900 520 5,910 2,622 1,444 1,634 211 5,203 1,925 1,353 1,626 299 Healthcare ............................................................ Entertainment ....................................................... Personal care products and services ................... Reading ................................................................ Education ............................................................. Tobacco products and smoking supplies ............. Miscellaneous ...................................................... Cash contributions ............................................... 3,525 3,190 683 158 1,294 322 999 2,152 4,043 2,946 632 174 810 294 1,069 2,315 3,081 3,486 735 152 1,760 328 922 2,094 2,381 2,685 586 106 529 246 797 1,549 3,004 4,069 763 170 1,702 308 902 2,226 3,695 2,958 788 149 2,696 418 1,044 2,220 3,530 2,640 627 113 966 439 1,130 1,617 1,376 1,823 463 57 713 274 541 677 1,837 1,529 384 99 559 322 621 1,229 Personal insurance and pensions ........................ Life and other personal insurance ...................... Pensions and Social Security ............................ 7,280 557 6,723 6,102 516 5,586 8,313 575 7,738 7,267 390 6,877 8,543 611 7,932 8,595 632 7,962 7,125 672 6,453 2,955 158 2,796 3,097 207 2,890 n.a. 1 Value less than 0.05. n.a. Not applicable. 12 (1) 3.5 1.5 (1) (1) Table 7. Number of earners in consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Single consumers Item All consumer units No earner Consumer units of two or more persons One earner No earner One earner Two earners Three or more earners Number of consumer units (in thousands) ....... 117,356 13,087 21,252 10,051 23,925 39,014 10,027 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $58,712 48.6 $16,261 69.0 $38,929 42.9 $27,954 65.4 $56,331 46.5 $82,521 42.5 $99,921 46.1 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 67 1.0 2.3 .4 1.2 1.8 76 3.0 1.1 .3 1.0 1.9 67 3.0 .9 .1 2.0 2.5 75 4.4 1.1 .1 3.3 3.2 80 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 1.0 n.a. n.a. .7 .9 59 .1 1.0 1.2 49 $46,409 5,931 3,297 445 764 378 552 1,158 2,634 $19,865 2,304 1,542 230 321 192 283 516 762 $31,017 3,543 1,697 225 339 193 294 646 1,845 $33,796 5,180 3,328 471 808 385 588 1,077 1,852 $47,594 6,296 3,714 494 869 416 640 1,296 2,581 $60,197 7,471 3,956 534 912 461 637 1,412 3,516 $69,805 9,577 5,361 699 1,380 592 863 1,828 4,216 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 426 15,167 8,805 5,958 2,345 502 3,183 801 611 1,767 1,886 125 8,156 4,872 2,271 2,427 173 1,952 423 295 614 566 450 10,868 6,985 3,538 3,173 273 2,068 358 336 1,121 1,233 318 11,342 5,724 3,679 1,564 482 3,038 609 615 1,357 1,318 342 16,037 9,093 6,133 2,434 526 3,462 826 662 1,992 2,012 541 19,076 11,073 8,270 2,120 683 3,743 1,204 782 2,274 2,421 638 19,945 11,370 8,772 1,926 672 4,459 791 793 2,533 3,191 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,344 3,544 2,013 2,339 448 2,639 925 633 881 200 4,886 1,684 1,277 1,617 308 6,001 2,603 1,373 1,640 385 8,662 3,945 2,050 2,269 398 11,228 4,891 2,660 3,069 608 13,491 5,650 3,413 3,801 627 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,664 2,388 541 126 940 319 808 1,663 2,397 883 285 94 332 180 399 1,289 1,351 1,612 355 108 602 255 664 1,328 4,087 1,722 447 122 214 256 942 1,467 2,911 2,423 543 115 887 318 799 1,659 2,810 3,234 673 150 1,266 380 883 1,896 3,212 3,289 851 146 2,035 464 1,256 2,164 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,204 381 4,823 214 136 177 3,762 178 3,584 378 275 103 4,591 477 4,114 8,167 498 7,669 9,544 552 8,993 n.a. 1 Data are likely to have large sampling errors. n.a. Not applicable. 13 n.a. Table 8. Housing tenure and type of area: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Housing tenure Item Type of area Homeowner All consumer units Total Urban Homeowner with mortgage Homeowner without mortgage Renter Total Central City Other Urban Rural Number of consumer units (in thousands) ....... 117,356 79,072 50,172 28,900 38,284 107,087 34,382 72,705 10,269 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $58,712 48.6 $70,791 52.3 $82,432 46.5 $50,580 62.5 $33,765 40.9 $59,878 48.4 $51,666 46.6 $63,761 49.2 $46,554 51.0 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 67 2.6 .6 .4 1.4 2.3 100 2.9 .9 .2 1.7 2.5 100 2.1 .3 .7 .9 2.0 100 2.2 .6 .2 1.2 1.2 2.5 .6 .3 1.3 1.9 66 2.4 .6 .3 1.2 1.5 52 2.5 .7 .3 1.4 2.1 73 2.5 .6 .3 1.3 2.6 82 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $46,409 5,931 3,297 445 764 378 552 1,158 2,634 $54,126 6,712 3,693 500 845 428 617 1,302 3,019 $62,259 7,235 3,872 518 887 446 636 1,385 3,364 $39,675 5,629 3,316 464 755 392 578 1,128 2,313 $30,462 4,314 2,475 330 597 274 416 858 1,839 $47,177 6,016 3,327 448 771 379 563 1,166 2,689 $41,688 5,494 3,091 404 735 339 543 1,070 2,403 $49,748 6,248 3,430 467 786 397 572 1,208 2,818 $38,486 5,100 3,007 417 704 367 441 1,079 2,093 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 426 15,167 8,805 5,958 2,345 502 3,183 801 611 1,767 1,886 463 17,262 9,535 8,800 60 676 3,751 996 746 2,234 2,065 530 20,956 12,495 11,741 55 699 4,026 1,162 782 2,491 2,347 323 10,815 4,397 3,692 67 637 3,273 708 670 1,766 1,510 351 10,838 7,296 89 7,065 142 2,011 397 331 803 1,516 444 15,586 9,155 6,143 2,490 523 3,183 829 603 1,815 1,936 447 14,202 8,555 4,608 3,546 401 2,843 782 516 1,506 1,957 442 16,233 9,440 6,869 1,990 580 3,343 852 642 1,956 1,927 258 10,799 5,147 4,026 836 285 3,191 498 686 1,277 1,387 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,344 3,544 2,013 2,339 448 9,778 4,188 2,316 2,748 525 11,158 4,795 2,624 3,159 580 7,380 3,135 1,782 2,032 430 5,382 2,213 1,388 1,493 288 8,363 3,555 1,979 2,359 470 6,935 2,861 1,606 1,964 504 9,038 3,884 2,155 2,545 454 8,150 3,427 2,372 2,131 220 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,664 2,388 541 126 940 319 808 1,663 3,318 2,921 625 152 1,078 292 957 2,061 3,060 3,381 685 157 1,304 317 1,026 2,090 3,773 2,101 512 144 686 249 834 2,011 1,314 1,286 367 73 654 375 501 841 2,660 2,383 555 129 990 306 814 1,694 2,230 1,873 526 111 914 280 778 1,489 2,863 2,620 569 138 1,026 319 833 1,790 2,702 2,437 396 101 418 453 742 1,347 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,204 381 4,823 6,441 511 5,930 8,014 598 7,416 3,710 361 3,349 2,649 112 2,537 5,301 386 4,915 4,454 275 4,179 5,701 439 5,263 4,194 330 3,865 n.a. Not applicable. 14 n.a. Table 9. Race of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 White and all other races, and Asian Item All consumer units Total White and all other races1 Asian Black or AfricanAmerican Number of consumer units (in thousands) ....... 117,356 103,314 99,031 4,283 14,042 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $58,712 48.6 $61,339 48.9 $60,791 49.2 $73,995 43.4 $39,385 46.3 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 67 2.5 .6 .3 1.4 2.1 70 2.5 .6 .3 1.3 2.1 70 2.9 .7 .3 1.6 1.7 62 2.6 .8 .2 1.2 1.3 49 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $46,409 5,931 3,297 445 764 378 552 1,158 2,634 $48,241 6,145 3,380 456 762 396 568 1,199 2,764 $48,077 6,127 3,373 455 757 399 559 1,204 2,754 $52,054 6,632 3,580 492 892 303 814 1,078 3,052 $32,849 4,319 2,663 363 787 245 428 840 1,657 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 426 15,167 8,805 5,958 2,345 502 3,183 801 611 1,767 1,886 460 15,643 9,115 6,335 2,236 544 3,174 837 645 1,871 1,874 465 15,496 8,961 6,236 2,182 544 3,181 833 653 1,868 1,868 319 19,017 12,659 8,623 3,479 556 3,018 948 439 1,954 2,035 173 11,650 6,524 3,188 3,148 189 3,253 530 352 991 1,981 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,344 3,544 2,013 2,339 448 8,683 3,706 2,077 2,424 476 8,674 3,715 2,080 2,426 454 8,899 3,516 2,011 2,395 978 5,850 2,350 1,546 1,710 245 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,664 2,388 541 126 940 319 808 1,663 2,829 2,543 550 137 1,000 333 861 1,726 2,853 2,573 551 137 967 342 864 1,749 2,262 1,804 519 117 1,759 124 794 1,188 1,448 1,242 472 52 500 216 416 1,204 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,204 381 4,823 5,459 393 5,066 5,411 390 5,021 6,584 465 6,119 3,325 292 3,033 1 All other races includes Native Hawaiian or other Pacific Islander, American Indian or Alaska Native, and approximately 1.3 percent reporting more than one race. 15 Table 10. Hispanic or Latino origin of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Not Hispanic or Latino Item All consumer units Hispanic or Latino Total White and all other races Black or AfricanAmerican Number of consumer units (in thousands) ....... 117,356 12,462 104,894 90,995 13,899 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $58,712 48.6 $47,509 41.7 $60,043 49.4 $63,203 49.9 $39,352 46.3 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and over .................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 67 3.4 1.2 .2 1.6 1.7 50 2.4 .6 .3 1.3 2.0 69 2.3 .5 .3 1.3 2.1 73 2.6 .8 .2 1.2 1.3 49 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $46,409 5,931 3,297 445 764 378 552 1,158 2,634 $40,123 5,551 3,344 400 876 364 640 1,064 2,207 $47,154 5,976 3,291 450 752 380 541 1,168 2,685 $49,331 6,223 3,384 463 746 400 558 1,217 2,838 $32,814 4,313 2,662 362 786 246 428 839 1,651 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 426 15,167 8,805 5,958 2,345 502 3,183 801 611 1,767 1,886 286 14,338 8,937 4,886 3,876 175 2,986 605 508 1,303 2,195 443 15,265 8,789 6,085 2,163 541 3,207 824 623 1,822 1,850 483 15,813 9,134 6,527 2,013 594 3,201 868 663 1,947 1,830 170 11,650 6,530 3,197 3,143 190 3,246 531 353 989 1,982 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 8,344 3,544 2,013 2,339 448 7,900 3,280 2,171 2,068 380 8,397 3,575 1,995 2,371 456 8,791 3,765 2,063 2,474 489 5,819 2,336 1,546 1,698 239 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 2,664 2,388 541 126 940 319 808 1,663 1,520 1,494 501 55 558 158 665 927 2,800 2,494 546 135 986 338 825 1,751 3,005 2,683 557 148 1,061 357 887 1,834 1,455 1,242 470 52 491 216 419 1,207 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,204 381 4,823 3,974 140 3,834 5,350 410 4,940 5,659 428 5,232 3,325 292 3,033 16 Table 11. Region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Item All consumer units Northeast Midwest South West Number of consumer units (in thousands) ........................ 117,356 22,356 27,005 42,120 25,875 Consumer unit characteristics: Income before taxes ...................................................... Age of reference person ................................................. $58,712 48.6 $63,068 50.1 $56,606 48.5 $53,311 48.7 $65,938 47.3 Average number in consumer unit: Persons ......................................................................... Children under 18 ......................................................... Persons 65 and over ..................................................... Earners ......................................................................... Vehicles ........................................................................ Percent homeowner ........................................................ 2.5 .6 .3 1.3 2.0 67 2.4 .6 .3 1.3 1.7 65 2.4 .6 .3 1.4 2.1 71 2.5 .6 .3 1.3 1.9 69 2.6 .7 .3 1.4 2.1 62 Average annual expenditures ........................................... Food ................................................................................ Food at home ................................................................ Cereals and bakery products ...................................... Meats, poultry, fish, and eggs ..................................... Dairy products ............................................................. Fruits and vegetables .................................................. Other food at home ..................................................... Food away from home .................................................. $46,409 5,931 3,297 445 764 378 552 1,158 2,634 $47,921 6,495 3,645 508 885 424 652 1,176 2,850 $45,027 5,754 3,232 454 712 391 517 1,158 2,522 $42,504 5,491 3,011 400 732 332 475 1,072 2,480 $52,891 6,339 3,527 456 767 401 624 1,279 2,813 Alcoholic beverages ........................................................ Housing ........................................................................... Shelter ........................................................................... Owned dwellings ......................................................... Rented dwellings ......................................................... Other lodging .............................................................. Utilities, fuels, and public services ................................ Household operations ................................................... Housekeeping supplies ................................................. Household furnishings and equipment .......................... Apparel and services ...................................................... 426 15,167 8,805 5,958 2,345 502 3,183 801 611 1,767 1,886 441 16,421 10,071 6,681 2,765 624 3,409 765 654 1,522 2,036 460 14,151 7,886 5,688 1,664 534 3,158 759 618 1,730 1,750 350 13,402 7,167 4,900 1,911 355 3,240 777 573 1,646 1,836 503 18,016 11,337 7,337 3,398 601 2,923 913 629 2,214 1,975 Transportation ................................................................. Vehicle purchases (net outlay) ...................................... Gasoline and motor oil .................................................. Other vehicle expenses ................................................ Public transportation ..................................................... 8,344 3,544 2,013 2,339 448 7,732 2,911 1,761 2,424 637 7,753 3,085 1,975 2,313 380 7,990 3,543 2,069 2,085 293 10,068 4,572 2,180 2,708 608 Healthcare ....................................................................... Entertainment .................................................................. Personal care products and services .............................. Reading ........................................................................... Education ........................................................................ Tobacco products and smoking supplies ........................ Miscellaneous ................................................................. Cash contributions .......................................................... 2,664 2,388 541 126 940 319 808 1,663 2,581 2,263 540 148 1,387 330 822 1,370 2,841 2,384 514 132 998 374 837 1,868 2,606 2,112 508 94 674 318 654 1,710 2,647 2,950 623 155 926 254 1,016 1,627 Personal insurance and pensions ................................... Life and other personal insurance ................................. Pensions and Social Security ....................................... 5,204 381 4,823 5,353 374 4,980 5,212 380 4,832 4,760 419 4,341 5,789 326 5,462 17 Table 12. Occupation of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Wage and salary earners Item Selfemployed workers Total wage and salary earners Managers and professionals Technical, sales and clerical workers Service workers Construction workers and mechanics Operators, fabricators and laborers Retired All other, including not reporting Number of consumer units (in thousands) .......................................... 5,759 76,718 27,894 22,305 12,424 4,392 9,703 20,514 14,364 Consumer unit characteristics: Income before taxes .............................. Age of reference person ......................... $80,272 48.4 $67,478 42.6 $94,060 44.0 $59,200 41.6 $43,165 41.8 $56,697 40.4 $46,104 42.9 $31,353 73.5 $42,318 45.3 Average number in consumer unit: Persons ................................................. Children under 18 ................................. Persons 65 and over ............................. Earners ................................................. Vehicles ................................................ Percent homeowner ................................ 2.7 .7 .2 1.8 2.2 76 2.6 .7 .1 1.7 2.1 66 2.6 .7 .1 1.7 2.3 76 2.5 .7 .1 1.7 2.1 64 2.7 .8 .1 1.7 1.8 51 2.7 .7 .1 1.8 2.4 63 2.7 .8 .1 1.7 2.1 60 1.7 .1 1.2 .2 1.6 81 2.9 1.0 .2 .7 1.6 55 Average annual expenditures ................... Food ........................................................ Food at home ........................................ Cereals and bakery products .............. Meats, poultry, fish, and eggs ............. Dairy products ..................................... Fruits and vegetables .......................... Other food at home ............................. Food away from home .......................... $56,215 6,796 3,816 502 864 443 667 1,339 2,981 $50,759 6,393 3,406 456 793 388 560 1,209 2,987 $64,559 7,581 3,817 528 825 443 648 1,373 3,764 $48,103 6,037 3,219 421 763 367 505 1,163 2,818 $36,932 5,117 3,073 409 774 331 511 1,048 2,044 $44,952 6,573 3,327 417 812 367 515 1,214 3,246 $37,221 5,196 3,041 391 779 346 499 1,026 2,155 $32,903 4,335 2,689 379 606 311 495 898 1,646 $38,558 5,401 3,363 458 792 397 541 1,174 2,038 Alcoholic beverages ................................ Housing ................................................... Shelter ................................................... Owned dwellings ................................. Rented dwellings ................................. Other lodging ...................................... Utilities, fuels, and public services ........ Household operations ........................... Housekeeping supplies ......................... Household furnishings and equipment .. Apparel and services .............................. 553 17,341 10,156 7,333 2,043 779 3,494 829 629 2,235 2,001 495 16,398 9,686 6,639 2,533 513 3,292 893 642 1,886 2,143 622 20,790 12,538 9,437 2,197 904 3,678 1,313 781 2,479 2,703 429 15,413 8,946 5,967 2,586 393 3,211 843 609 1,804 2,003 323 12,865 7,536 4,131 3,206 199 2,897 538 509 1,386 1,768 568 13,853 8,346 5,491 2,578 277 3,108 476 516 1,407 1,608 439 11,668 6,547 3,874 2,497 176 2,956 439 518 1,207 1,536 257 11,334 5,857 3,915 1,478 464 2,812 639 548 1,477 1,047 258 13,212 7,767 4,685 2,699 383 3,009 528 535 1,374 1,663 Transportation ......................................... Vehicle purchases (net outlay) .............. Gasoline and motor oil .......................... Other vehicle expenses ........................ Public transportation ............................. 8,449 3,010 2,286 2,676 477 9,294 3,958 2,247 2,607 482 10,963 4,584 2,452 3,142 786 9,572 4,495 2,195 2,536 347 6,758 2,643 1,900 1,950 265 9,105 3,777 2,493 2,444 391 7,184 2,695 2,109 2,145 234 5,527 2,255 1,269 1,642 361 7,255 3,386 1,720 1,769 380 Healthcare ............................................... Entertainment .......................................... Personal care products and services ...... Reading ................................................... Education ................................................ Tobacco products and smoking supplies ............................................. Miscellaneous ......................................... Cash contributions .................................. 3,209 2,989 614 149 1,035 2,347 2,621 586 129 1,095 2,880 3,402 753 198 1,724 2,341 2,515 562 113 944 1,672 1,626 453 69 563 1,900 2,401 433 76 625 1,893 1,952 391 73 525 4,057 1,637 451 141 236 2,151 1,973 402 81 1,083 384 1,123 2,263 339 845 1,664 233 1,076 2,475 358 816 1,425 371 576 923 526 802 1,271 471 623 1,007 187 796 1,801 377 503 1,223 Personal insurance and pensions ........... Life and other personal insurance ......... Pensions and Social Security ............... 9,309 504 8,805 6,412 403 6,009 9,159 580 8,580 5,575 384 5,191 3,848 239 3,608 5,212 201 5,010 4,263 237 4,027 1,094 344 750 2,976 269 2,707 18 Table 13. Education of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2005 Less than college graduate Item All consumer units Total College graduate Less than high school graduate High school graduate High school graduate with some college Associate’s degree Total Bachelor’s degree Master’s, professional, doctoral degree Number of consumer units (in thousands) ......... 117,356 85,294 18,028 30,389 25,285 11,592 32,062 20,231 11,831 Consumer unit characteristics: Income before taxes ........................................ Age of reference person ................................... $58,712 48.6 $46,462 49.1 $30,643 53.5 $45,721 50.0 $52,233 45.6 $60,417 47.2 $91,300 47.4 $82,276 45.3 $106,732 51.0 Average number in consumer unit: Persons .......................................................... Children under 18 ........................................... Persons 65 and over ...................................... Earners ........................................................... Vehicles .......................................................... Percent homeowner ......................................... 2.5 .6 .3 1.3 2.0 67 2.5 .6 .3 1.3 1.9 64 2.7 .7 .4 1.1 1.4 54 2.5 .6 .4 1.3 2.0 67 2.4 .6 .3 1.3 2.0 63 2.5 .6 .2 1.4 2.3 73 2.4 .6 .2 1.5 2.1 77 2.5 .6 .2 1.5 2.1 75 2.4 .6 .3 1.4 2.1 81 Average annual expenditures ............................ Food ................................................................. Food at home ................................................. Cereals and bakery products ....................... Meats, poultry, fish, and eggs ...................... Dairy products .............................................. Fruits and vegetables ................................... Other food at home ...................................... Food away from home ................................... $46,409 5,931 3,297 445 764 378 552 1,158 2,634 $39,146 5,268 3,060 414 743 346 488 1,069 2,208 $27,435 4,374 2,912 391 750 330 488 953 1,462 $38,162 5,150 3,040 418 735 343 472 1,072 2,110 $43,861 5,483 2,992 394 724 334 474 1,066 2,491 $49,709 6,550 3,529 491 801 412 574 1,251 3,021 $65,542 7,610 3,891 522 819 459 710 1,382 3,719 $61,379 7,262 3,776 509 815 449 661 1,341 3,487 $72,827 8,258 4,117 547 828 477 807 1,459 4,141 Alcoholic beverages ......................................... Housing ............................................................ Shelter ............................................................ Owned dwellings .......................................... Rented dwellings .......................................... Other lodging ................................................ Utilities, fuels, and public services ................. Household operations .................................... Housekeeping supplies .................................. Household furnishings and equipment ........... Apparel and services ........................................ 426 15,167 8,805 5,958 2,345 502 3,183 801 611 1,767 1,886 336 12,705 7,205 4,524 2,393 288 3,015 579 527 1,381 1,579 192 9,437 5,361 2,547 2,728 86 2,613 287 386 790 1,237 326 12,380 6,958 4,416 2,304 238 3,066 520 533 1,303 1,464 394 14,037 8,020 5,211 2,394 414 3,098 741 557 1,622 1,764 461 15,719 8,940 6,382 2,105 454 3,324 830 657 1,968 2,028 653 21,676 13,062 9,774 2,216 1,071 3,633 1,391 822 2,768 2,670 639 20,293 12,328 9,156 2,314 858 3,542 1,208 788 2,426 2,456 681 24,097 14,316 10,830 2,048 1,437 3,787 1,704 890 3,401 3,073 Transportation .................................................. Vehicle purchases (net outlay) ....................... Gasoline and motor oil ................................... Other vehicle expenses .................................. Public transportation ...................................... 8,344 3,544 2,013 2,339 448 7,471 3,222 1,919 2,049 282 5,106 2,131 1,471 1,316 188 7,364 3,112 1,941 2,078 232 8,342 3,661 2,061 2,255 365 9,534 4,245 2,246 2,666 377 10,664 4,402 2,265 3,109 889 10,376 4,354 2,253 3,009 760 11,163 4,482 2,285 3,287 1,109 Healthcare ........................................................ Entertainment ................................................... Personal care products and services ............... Reading ............................................................ Education ......................................................... Tobacco products and smoking supplies ......... Miscellaneous .................................................. Cash contributions ........................................... 2,664 2,388 541 126 940 319 808 1,663 2,356 2,005 439 90 605 383 711 1,241 1,835 1,152 301 42 131 379 459 659 2,457 1,877 432 87 457 425 741 1,148 2,426 2,450 488 113 980 359 836 1,553 2,752 2,709 564 119 910 335 746 1,707 3,480 3,402 805 225 1,831 148 1,068 2,787 3,289 3,174 775 184 1,590 164 939 2,258 3,809 3,797 858 295 2,245 121 1,287 3,693 Personal insurance and pensions .................... Life and other personal insurance .................. Pensions and Social Security ......................... 5,204 381 4,823 3,956 284 3,672 2,133 164 1,969 3,854 251 3,604 4,637 370 4,267 5,574 370 5,205 8,523 639 7,884 7,982 546 7,436 9,449 799 8,650 19
@FedFRASER