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Consumer Expenditures in 2002 U.S. Department of Labor Bureau of Labor Statistics February 2004 Report 974 C onsumer units 1 spent $40,677, on average, in 2002, an increase of 2.9 percent over the previous year. Spending rose 3.9 percent in 2001 and 2.8 percent in 2000. The increase in spending in 2002 was more than the 1.6-percent annual average rise in general price levels over the year, as measured by the Consumer Price Index (CPI). This report shows the latest results from the Bureau of Labor Statistics Consumer Expenditure Survey. not substantially different across regions: spending rose 2.0 percent in the Northeast, 2.5 percent in the Midwest, and 1.5 percent in the West, while it dropped 1.0 percent in the South. However, there were larger differences across regions in the changes in spending within the food component. Spending on food at home dropped 3 percent in the Northeast, whereas it rose 4.2 percent in the West. Even larger differences occurred in spending on food away from home, with spending on that component rising 9.5 percent in the Northeast and dropping 2.2 percent in the West. Spending on housing, the largest component of total spending, rose 2.1 percent in 2002, following an increase of 5.6 percent in 2001. Consumer units spent an average of $13,283 on housing in 2002, accounting for almost a third of total spending. Expenditures for shelter, which includes spending on owned and rented dwellings and on other lodging, rose 3.0 percent in 2002, somewhat less than the 6.9percent increase a year earlier. Spending on fuels, utilities, and public services dropped by 3.0 percent in 2002, following an 11.2-percent increase in 2001. Prices for fuels, utilities, and public services, as measured by the CPI, also decreased (–4.4 percent) in 2002. Spending on the other housing components in 2002 included increases of 4.4 percent for household operations, 4.1 percent for housefurnishings and equipment, and 7.1 percent for housekeeping supplies. Data classified by the type of area show that spending on housing rose more for rural consumers (6.7 percent) than it did for urban consumers (1.5 percent) in 2002. Despite the larger increase, rural consumers still spent substantially less for housing than did urban consumers—$9,780, compared with $13,771. The average amount spent on apparel and services in 2002 showed little change from the previous year, rising just 0.3 percentage point, from $1,743 to $1,749. Spending on apparel and services dropped 6.1 percent in 2001. Spending on the components of apparel and services in 2002 included increases for women’s and girls’ apparel (4.0 percent), apparel for children under age 2 (1.5 percent), and footwear (3.6 percent). These increases, however, were offset somewhat by decreases of 3.2 percent for men’s and boys’ clothing and 7.3 percent for other apparel products and services. Transportation spending rose 1.7 percent in 2002, the second consecutive year of moderate increases. In 2001, spending on transportation rose 2.9 percent, following 2 years of Developments in 2002 Changes in 2002 in the major components of spending— food, housing, apparel and services, transportation, health care, entertainment, and personal insurance and pensions— ranged from an increase of 0.3 percent for apparel and services to 7.7 percent for health care. (See table A.) Spending for entertainment and for personal insurance and pensions rose 6.5 percent and 4.3 percent, respectively, whereas expenditures on food, housing, and transportation all rose by less than the overall average of 2.9 percent. There were no major changes from 2001 to 2002 in the percent distribution (share of total expenditures 2) of each of the components of spending. (See table B.) Expenditure shares are relatively stable from year to year, and their stability makes the percent distribution more useful for identifying long-term spending trends than are percent changes in expenditures from one year to the next. For example, despite the 7.7-percent increase in health care in 2002, the share of total expenditures allocated to that component rose just 0.3 percentage point—from 5.5 percent to 5.8 percent. Food expenditures increased 1.0 percent in 2002, with spending on food away from home increasing 1.8 percent and spending on food at home rising just 0.4 percent. The increase in spending on food away from home in 2002 was less than the 4.6-percent rise a year earlier. The 2002 rise in food-at-home spending resulted from increases in spending for fruits and vegetables (5.7 percent) and other food at home (1.9 percent) being offset somewhat by decreases in spending for meats, poultry, fish, and eggs (–3.6 percent), dairy products (–1.2 percent), and cereals and bakery products (–0.4 percent). Data classified by region of residence of the consumer unit show that changes in overall food spending were 1 See the glossary at the end of this report for a definition of consumer unit. 2 See the glossary at the end of this report for a definition of total expenditures. 1 larger increases—5.8 percent in 2000 and 6.0 percent in 1999. Spending on vehicle purchases, the largest transportation subcomponent, rose 2.4 percent in 2002. That increase, together with a 4.0-percent rise in other vehicle expenses, offset decreases in spending on gasoline and motor oil (–3.4 percent) and public transportation (–2.7 percent). Other vehicle expenses include spending on items such as maintenance and repairs, vehicle finance charges, and rentals and leases. Prices for motor fuels, as measured by the CPI, also decreased in 2002 (–6.5 percent). Data classified by the race of the reference person3 show that spending on transportation by blacks rose 5.1 percent in 2002, compared with an increase of 1.5 percent for whites and others. An increase of 10.4 percent for vehicle purchases by blacks, as against 1.8 percent for vehicle purchases by whites and others, was primarily responsible for the larger increase in the overall component for blacks. A year earlier, the opposite was the case: whites and others increased their spending on vehicle purchases by 5.4 percent, whereas blacks decreased their spending by 4.0 percent. Spending on vehicles is subject to large changes from year to year because vehicles are expensive items that are typically purchased infrequently, so relatively small changes in the percentage of consumer units making such purchases can affect the overall average. Despite the larger increases in spending by blacks, their level of transportation expenditures ($5,447) remained well below that of whites and others ($8,077). Spending on health care rose 7.7 percent in 2002, following increases of 5.5 percent in 2000 and 5.6 percent in 2001. As was the case in both of the earlier years, the increase in 2002 was due primarily to relatively large increases for health insurance and drugs (both prescription and nonprescription). Spending for health insurance rose 10.1 percent in 2002 and spending on drugs rose 8.6 percent. Spending for medical services and for medical supplies, the other two health care components, rose 3.0 percent and 5.6 percent, respectively. Data classified by the age of the reference person show that, in 2002, spending on health care by consumer units whose reference person was under age 25 rose 20.8 percent, whereas increases for units with reference person 65 years or older was just 2.7 percent. However, despite the larger increase for the younger group, the older group still spent a substantially bigger share of their total expenditures on health care than did the younger group—12.8 percent, compared with 2.6 percent. Spending on entertainment rose 6.5 percent in 2002, following an increase of 4.8 percent in 2001 and a decrease of 1.5 percent in 2000. Among the components of entertainment, fees and admissions rose 2.9 percent; televisions, radios, and sound equipment, 4.9 percent; pets, toys, and playground equipment, 9.4 percent; and other entertainment supplies, equipment, and services, 10.8 percent. This last component includes expensive items, such as motorized recre- Consumer Expenditure Survey Collection of Bracketed Income Data In 2001, the Interview portion of the Consumer Expenditure Survey began to include information collected from respondents in the form of income ranges or brackets, in addition to discrete income amounts, as reported in the past. Respondents who are unable or unwilling to provide a specific dollar amount may be able or willing to estimate a range for their income. The bracketed amounts should provide more reliable income estimates because they increase the percentage of households providing income data. Also affected are those few expenditure items derived from income data, such as deductions for Social Security. As a result, amounts for those items are not strictly comparable with previous data. ational vehicles and boats, that are purchased relatively infrequently, so relatively small changes in the percentage of consumer units purchasing such items can affect the overall average. Data classified by the size of the consumer unit show that the largest increase (11.8 percent) was in spending by the largest consumer units—those with five or more persons—and that this increase was due primarily to a large rise in spending on the other entertainment supplies, equipment, and services component. Expenditures and deductions for personal insurance and pensions rose 4.3 percent in 2002, following an increase of 11.1 percent in 2001. (See the accompanying box for a caveat on these estimates.) Personal insurance and pensions accounts for 9.6 percent of the total expenditures of all consumer units. Data classified by income quintile show that consumer units in the highest income quintile allocate 15.1 percent of their total expenditures to personal insurance and pensions, compared with just 2.7 percent allocated by consumer units in the lowest income quintile. (The lowest quintile includes a larger proportion of retired persons, students, and persons just starting their careers, and these groups typically do not spend as much for personal insurance and pensions.) Expenditure levels for the remaining components were not as high as those for the major components of spending. Among the smaller components, the largest increase in 2002 was for spending on education, which rose 16.0 percent, following a 2.5-percent increase a year earlier. Spending on alcoholic beverages and on personal care products and services increased more than the overall average in 2002, rising 7.7 percent and 8.5 percent, respectively. Miscellaneous expenditures, which include spending on items such as legal and accounting fees, funeral expenses, and other items not easily categorized elsewhere, rose 5.6 percent. Spending on tobacco products and supplies also grew more than the overall average, rising 3.9 percent in 2002. Cash contributions increased 1.5 percent, whereas spending on reading decreased 1.4 percent. 3 See the glossary at the end of this report for a definition of reference person. 2 Table A. Average annual expenditures of all consumer units and percent changes, Consumer Expenditure Survey, 2000–2002 Percent change 2000 2001 2002 Number of consumer units (in thousands) ............. 109,367 110,339 112,108 Income before taxes 1............................................... $44,649 $47,507 $49,430 Averages: ............................................................... Age of reference person .................................. Number of persons in consumer unit ................ Number of earners ............................................ Number of vehicles ............................................ Percent homeowner ............................................... 48.2 2.5 1.4 1.9 66 48.1 2.5 1.4 1.9 66 48.1 2.5 1.4 2.0 66 Average annual expenditures ................................ Food ................................................................... Food at home ................................................ Cereals and bakery products ................. Meats, poultry, fish, and eggs ................. Dairy products ........................................ Fruits and vegetables ............................. Other food at home ................................. Food away from home ................................. Alcoholic beverages .......................................... Housing .............................................................. Shelter .......................................................... Utilities, fuels, and public services ............... Household operations .................................. Housekeeping supplies ................................ Housefurnishings and equipment ................. Apparel and services ........................................ Transportation ................................................... Vehicle purchases (net outlay) .................... Gasoline and motor oil .................................. Other vehicle expenses ............................... Public transportation ..................................... Health care ........................................................ Entertainment ..................................................... Personal care products and services ............... Reading .............................................................. Education ........................................................... Tobacco products and supplies ........................ Miscellaneous .................................................... Cash contributions ............................................. Personal insurance and pensions ..................... Life and other personal insurance ............... Pensions and Social Security 2....................... $38,045 5,158 3,021 453 795 325 521 927 2,137 372 12,319 7,114 2,489 684 482 1,549 1,856 7,417 3,418 1,291 2,281 427 2,066 1,863 564 146 632 319 776 1,192 3,365 399 2,966 $39,518 5,321 3,086 452 828 332 522 952 2,235 349 13,011 7,602 2,767 676 509 1,458 1,743 7,633 3,579 1,279 2,375 400 2,182 1,953 485 141 648 308 750 1,258 3,737 410 3,326 $40,677 5,375 3,099 450 798 328 552 970 2,276 376 13,283 7,829 2,684 706 545 1,518 1,749 7,759 3,665 1,235 2,471 389 2,350 2,079 526 139 752 320 792 1,277 3,899 406 3,493 Item 1 2 Income values are derived from “complete income reporters” only. See box on page 2. 3 2000–2001 2001–02 3.9 3.2 2.2 –.2 4.2 2.2 .2 2.7 4.6 –6.2 5.6 6.9 11.2 –1.2 5.6 –5.9 –6.1 2.9 4.7 –.9 4.1 –6.3 5.6 4.8 –14.0 –3.4 2.5 –3.4 –3.4 5.5 11.1 2.8 12.1 2.9 1.0 .4 –.4 –3.6 –1.2 5.7 1.9 1.8 7.7 2.1 3.0 –3.0 4.4 7.1 4.1 .3 1.7 2.4 –3.4 4.0 –2.7 7.7 6.5 8.5 –1.4 16.0 3.9 5.6 1.5 4.3 –1.0 5.0 Table B. Percent distribution of total annual expenditures by major category, Consumer Expenditure Survey, 1999–2002 Item Average annual expenditures ........................................ Food ........................................................................... Food at home ........................................................ Food away from home ......................................... Housing ...................................................................... Apparel and services ................................................ Transportation ........................................................... Vehicles ................................................................ Gasoline and motor oil .......................................... Other transportation ............................................. Health care ................................................................ Entertainment ............................................................. Personal insurance and pensions ............................. Life and other personal insurance ....................... Pensions and Social Security ............................... Other expenditures 1.................................................... 1999 2000 2001 2002 100.0 13.6 7.9 5.7 32.6 4.7 19.0 8.9 2.9 7.2 5.3 5.1 9.3 1.1 8.2 10.5 100.0 13.6 7.9 5.6 32.4 4.9 19.5 9.0 3.4 7.1 5.4 4.9 8.8 1.0 7.8 10.5 100.0 13.5 7.8 5.7 32.9 4.4 19.3 9.1 3.2 7.0 5.5 4.9 9.5 1.0 8.4 10.0 100.0 13.2 7.6 5.6 32.7 4.3 19.1 9.0 3.0 7.0 5.8 5.1 9.6 1.0 8.6 10.3 1 Includes expenditures for alcoholic beverages, personal care products and services, reading, education, and tobacco products and supplies, as well as cash contributions and miscellaneous expenditures. Brief description of the Consumer Expenditure Survey The current Consumer Expenditure Survey program was begun in 1980. Its principal objective is to collect information on the buying habits of American consumers. Consumer expenditure data are used in a variety of research endeavors by government, business, labor, and academic analysts. In addition, the data are required for periodic revision of the CPI. The survey, which is conducted by the U.S. Census Bureau for the Bureau of Labor Statistics, consists of two components: A Diary or recordkeeping survey completed by participating consumer units for two consecutive 1-week periods and an Interview survey, in which expenditures of consumer units are obtained in five interviews conducted at 3month intervals. Results in this report are based on integrated data from both surveys. Survey participants record dollar amounts for goods and services purchased during the reporting period, regardless of whether payment is made at the time of purchase. Expenditure amounts include all sales and excise taxes for all items purchased by the consumer unit for itself or for others. Excluded from both surveys are all business-related expenditures and expenditures for which the consumer unit is reimbursed. Each component of the survey queries an independent sample of consumer units that is representative of the U.S. population. For the Diary survey, about 7,500 consumer units are sampled each year. Each consumer unit keeps a diary for two 1-week periods, yielding approximately 15,000 diaries a year. The Interview sample, selected on a rotating panel basis, surveys about 7,500 consumer units each quarter. Each consumer unit is interviewed once per quarter, for five consecutive quarters. Data are collected on an ongoing basis in 105 areas of the United States. The Interview survey is designed to capture expenditure data that respondents can reasonably recall for a period of 3 months or longer. In general, these include relatively large expenditures, such as those for real property, automobiles, and major appliances, or expenditures that occur on a regular basis, such as those for rent, utility payments, or insurance premiums. Including global estimates of spending for food, it is estimated that about 95 percent of expenditures are covered in the Interview survey. Nonprescription drugs, household supplies, and personal care items are excluded. The Interview survey also provides data on expenditures incurred on leisure trips. The Diary survey is designed to capture expenditures on small, frequently purchased items that are normally difficult for respondents to recall. Detailed records of expenses are kept for food and beverages—both at home and in eating places—and for tobacco, housekeeping supplies, nonprescription drugs, and personal care products and services. Expenditures incurred by members of the consumer unit while away from home overnight or longer are excluded from the Diary survey. Although the Diary survey was designed to collect information on expenditures that could not be recalled easily over a given period, respondents are asked to report all expenses (except overnight travel) that the consumer unit incurs during the survey week. Integrated data from the BLS Diary and Interview surveys provide a complete accounting of consumer expenditures and income that neither survey component alone is designed to do. Data on some expenditure items are collected in only one of the components. For example, the Diary does not collect data on expenditures for overnight travel or information on reimbursements, whereas the Interview does. Examples of expenditures for which reimbursements are excluded are medical care; automobile repair; and construction, repairs, alterations, and maintenance of property. For items that are unique to one or the other survey, the choice of which survey to use as the source of data is obvious. However, there is considerable overlap in coverage between the surveys. Because of this, integrating the data 4 presents the problem of determining the appropriate survey component from which to select expenditure items. When data are available from both survey sources, the more reliable of the two (as determined by statistical methods) is selected. As a result, some items are selected from the Interview survey, and others, from the Diary survey. Population coverage and definitions of components of the Consumer Expenditure Survey differ from those of the CPI. Consumer expenditure data cover the total population, whereas the CPI covers only the urban population. In addition, home ownership is treated differently in the two surveys. Actual expenditures of homeowners are reported in the Consumer Expenditure Survey, whereas the CPI uses a rental equivalence approach that attempts to measure the change in the cost of obtaining, in the rental marketplace, services equivalent to those provided by owner-occupied homes. composition of the consumer unit, number of earners, housing tenure, type of area (urban or rural), race, Hispanic origin, region of residence, occupation, and education. (These are the same classifications published in previous reports and bulletins.) Information on expenditures, income, and family characteristics of single persons, classified by either age and sex or income and sex, is available. Tables that show consumer expenditure data cross-tabulated by income before taxes and age of the reference person, size of the consumer unit, or region of residence also are available. These tables are not presented in this report, but may be obtained from the BLS Division of Consumer Expenditure Surveys. Integrated Consumer Expenditure Survey data with more detailed expenditure categories are published in biennial reports. The most recent is Consumer Expenditure Survey, 2000–2001, Report 969, September 2003. It contains tables of average annual expenditures, income, and characteristics for the same classifications that are shown in this report, but in greater detail. Also included are tables showing average annual data over a 2-year period for (1) Income before taxes, cross-tabulated by age, consumer unit size, or region; (2) single consumers by sex cross-tabulated by either income or age; and (3) selected Metropolitan Statistical Areas (MSAs). Also published in 2003 was Consumer Expenditure Survey Anthology, 2003, Report 967, which includes analyses of expenditure data as they apply to various topics of interest, as well as methodological and research articles pertaining to various survey topics. This anthology was the first in a series to be published biennially. Tables with the same level of detail as shown in the 2-year report can be accessed through the Internet (http:// www.bls.gov/cex). Data are available for 1984–2002. Beginning with the 2000 data, estimates of standard error for integrated Diary and Interview survey data became available on the Internet. Other survey information, including answers to frequently asked questions, a glossary of terms, and order forms for survey products, also is available on the Internet. Interpreting the data Expenditures are averages for consumer units with specified characteristics, regardless of whether a particular unit incurred an expense for a specific item during the recordkeeping period. The average expenditure for an item may be considerably lower than the expenditure by those consumer units that purchased the item. The less frequently an item is purchased, the greater is the difference between the average for all consumer units and the average for those purchasing the item. Also, an individual consumer unit may spend more or less than the average, depending on its particular characteristics. Factors such as income, age of family members, geographic location, taste, and personal preference also influence expenditures. Furthermore, even within groups with similar characteristics, the distribution of expenditures varies substantially. These points should be considered in relating reported averages to individual circumstances. Users of these survey data should also keep in mind that prices for many goods and services have risen since the survey was conducted. For example, rent as measured by the CPI rose 3.6 percent between 2002 (annual average index) and October 2003. In addition, sample surveys are subject to two types of errors—sampling and nonsampling. Sampling errors occur because the data are collected from a representative sample rather than from the entire population. Nonsampling errors result from the inability or unwillingness of respondents to provide correct information, from differences in interviewers’ abilities, from mistakes in recording or coding, or from other processing errors. Other available data The 2002 Diary and Interview microdata—that is, data on individual consumer units—are available on CD-ROM. The Interview files contain expenditure data in two different formats: MTAB files, which present monthly values in an item coding framework based on the CPI pricing scheme, and EXPN files that organize expenditures by the section of the Interview questionnaire in which they are collected. Expenditure values on EXPN files cover different periods, depending on the specific question asked; the files also contain relevant nonexpenditure information not found on the MTAB files. Currently available on CD-ROM are microdata files back to 1990 and for selected earlier years. Consumer Expenditure Survey data also are available via the BLS fax-on-demand service,which provides information and data that may be accessed from a touch-tone telephone 24 hours a day, 7 days a week, by dialing (202) 691–6325. Tables and data Tables in this report include integrated data from both the Diary and Interview components of the Consumer Expenditure Survey, enabling data users to associate the full range of expenditures with consumers’ demographic characteristics. Tables show data classified by income quintile, income class, age of the reference person, size of the consumer unit, 5 Voice prompts explain how to obtain the information. Data available from the fax-on-demand service are for the most recent published year. Additional data are presented in articles in the Monthly Labor Review. For more detailed information on the availability of current and earlier data, contact the Division of Consumer Expenditure Surveys, Bureau of Labor Statistics, Room 3985, 2 Massachusetts Avenue, NE., Washington, DC 20212-0001. Telephone: (202) 691–6900. E-mail: (cexinfo@bls.gov). Internet: (http://www.bls.gov/cex). Material in this publication is in the public domain and, with appropriate credit, may be reproduced without permission. Information in this report is available upon request to sensory–impaired individuals: Voice phone: (202) 691–5200, Federal Relay Service: 1–800-877–8339. Glossary Consumer unit. A consumer unit is defined as members of a household related by blood, marriage, adoption, or some other legal arrangement; a single person living alone or sharing a household with others, but who is financially independent; or two or more persons living together who share responsibility for at least 2 out of 3 major types of expenses— food, housing, and other expenses. Students living in university-sponsored housing also are included in the sample as separate consumer units. Income. The combined income earned by all consumer unit members 14 years or older during the 12 months preceding the interview. The components of income are wages and salaries; self-employment income; Social Security and private and government retirement income; interest, dividends, and rental and other property income; unemployment and workers’ compensation and veterans’ benefits; public assistance, Supplemental Security Income, and Food Stamps; rent or meals or both as pay; and regular contributions for support, such as alimony and child support. Reference person. The first member mentioned by the respondent when asked to “Start with the name of the person or one of the persons who owns or rents the home.” It is with respect to this person that the relationship of other consumer unit members is determined. Complete income reporter. In general, a consumer unit that provides values for at least one of the major sources of its income, such as wages and salaries, self-employment income, and Social Security income. Even complete income reporters may not provide a full accounting of all income from all sources. Total expenditures. The transaction costs, including excise and sales taxes, of goods and services acquired during the interview period. Estimates include expenditures for gifts and contributions, as well as payments for pensions and personal insurance. Quintiles of income before taxes. Complete income reporters are ranked in ascending order of income and divided into five equal groups. Incomplete income reporters are not ranked and are shown separately in the quintiles of income tables. 6 Table 1. Quintiles of income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Complete reporting of income Item All Total consumer complete units reporting Lowest 20 percent Second 20 percent Third 20 percent Fourth 20 percent Highest 20 percent Incomplete reporting of income Number of consumer units (in thousands) .... Lower limit ..................................................... 112,108 n.a. 92,388 n.a. 18,456 n.a. 18,474 $14,599 18,474 $28,344 18,487 $46,507 18,498 $74,392 19,719 n.a. Consumer unit characteristics: Income before taxes 1 ................................. Age of reference person .............................. $49,430 48.1 $49,430 48.1 $8,316 50.3 $21,162 51.5 $36,989 47.8 $59,177 $121,367 45.3 45.5 (1) 48.1 Average number in consumer unit: Persons ..................................................... Children under 18 ...................................... Persons 65 and over ................................. Earners ...................................................... Vehicles ..................................................... Percent homeowner .................................... 2.5 .7 .3 1.4 2.0 66 2.5 .7 .3 1.4 2.0 66 1.7 .4 .4 .7 1.0 42 2.2 .5 .5 1.0 1.5 56 2.5 .6 .3 1.4 2.0 65 2.8 .8 .2 1.8 2.5 77 3.2 .9 .1 2.1 2.9 89 2.6 .7 .3 1.3 1.8 69 Average annual expenditures ........................ Food ............................................................ Food at home ............................................ Cereals and bakery products .................. Meats, poultry, fish, and eggs ................. Dairy products ......................................... Fruits and vegetables .............................. Other food at home ................................. Food away from home ............................... $40,677 5,375 3,099 450 798 328 552 970 2,276 $42,557 5,612 3,217 471 815 345 568 1,018 2,395 $19,061 3,186 2,144 323 575 229 381 636 1,042 $27,140 4,140 2,677 393 700 288 482 814 1,464 $36,881 5,071 3,073 440 779 331 536 986 1,998 $50,432 6,574 3,660 528 928 392 633 1,178 2,914 $79,199 9,083 4,528 668 1,091 482 809 1,478 4,554 $33,201 4,771 2,799 399 758 288 511 842 1,973 Alcoholic beverages .................................... Housing ....................................................... Shelter ....................................................... Owned dwellings ..................................... Rented dwellings ..................................... Other lodging ........................................... Utilities, fuels, and public services ............. Household operations ............................... Housekeeping supplies ............................. Household furnishings and equipment ...... Apparel and services ................................... 376 13,283 7,829 5,165 2,160 505 2,684 706 545 1,518 1,749 415 13,481 7,854 5,148 2,197 509 2,683 736 606 1,602 1,872 172 6,640 3,891 1,422 2,241 228 1,661 237 306 544 953 234 9,117 5,161 2,355 2,589 216 2,209 415 428 904 1,168 389 11,743 6,771 3,810 2,647 313 2,585 610 501 1,277 1,526 465 15,340 8,743 6,159 2,108 476 3,106 768 929 1,795 2,094 814 24,541 14,690 11,980 1,400 1,309 3,851 1,650 865 3,484 3,617 275 12,619 7,716 5,244 1,986 485 2,691 563 395 1,254 1,416 Transportation ............................................. Vehicle purchases (net outlay) .................. Gasoline and motor oil .............................. Other vehicle expenses ............................. Public transportation .................................. 7,759 3,665 1,235 2,471 389 7,984 3,778 1,252 2,550 404 3,285 1,603 581 938 162 5,013 2,322 907 1,570 215 7,472 3,588 1,245 2,336 303 10,369 5,083 1,569 3,244 472 13,769 6,288 1,957 4,657 866 6,727 3,134 1,154 2,120 320 Health care .................................................. Entertainment .............................................. Personal care products and services .......... Reading ....................................................... Education .................................................... Tobacco products and smoking supplies .... Miscellaneous .............................................. Cash contributions ....................................... 2,350 2,079 526 139 752 320 792 1,277 2,410 2,167 562 145 771 334 846 1,366 1,402 813 306 69 663 238 373 449 2,183 1,103 417 97 364 331 625 862 2,506 1,644 493 120 437 390 756 1,121 2,692 2,659 644 168 662 410 1,020 1,558 3,262 4,608 947 271 1,729 299 1,456 2,834 2,095 1,745 433 107 676 260 572 862 Personal insurance and pensions ............... Life and other personal insurance ............. Pensions and Social Security .................... 3,899 406 3,493 4,593 425 4,169 512 159 353 1,484 243 1,242 3,213 340 2,873 5,776 477 5,298 11,967 903 11,064 644 320 324 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. n.a. Not applicable. Table 2. Income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Complete reporting of income Total complete reporting Less than $5,000 $5,000 to $9,999 Number of consumer units (in thousands) 92,388 3,882 7,051 Consumer unit characteristics: Income before taxes 1 ............................ Age of reference person ......................... $49,430 48.1 $1,613 38.9 Average number in consumer unit: Persons ................................................ Children under 18 ................................. Persons 65 and over ............................ Earners ................................................. Vehicles ................................................ Percent homeowner ............................... 2.5 .7 .3 1.4 2.0 66 1.7 .4 .2 .9 1.0 30 Item Average annual expenditures ................... Food ....................................................... Food at home ....................................... Cereals and bakery products .............. Meats, poultry, fish, and eggs ............. Dairy products .................................... Fruits and vegetables ......................... Other food at home ............................. Food away from home .......................... $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 to to to to to to $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 13,521 20,947 $7,725 $12,426 $17,328 $24,495 $34,423 $44,443 $58,933 51.1 55.9 53.0 50.4 47.7 46.4 45.3 $115,629 45.4 1.7 .4 .4 .6 .9 39 8,007 1.8 .4 .5 .7 1.2 51 7,068 2.1 .5 .5 .9 1.4 54 12,312 2.3 .6 .5 1.0 1.6 58 10,727 2.5 .6 .3 1.3 2.0 64 8,873 $70,000 and over 2.6 .7 .2 1.5 2.1 69 2.8 .8 .2 1.8 2.5 78 3.1 .9 .1 2.0 2.9 88 $42,557 $19,699 $16,488 $20,918 $25,015 $28,836 $35,095 $41,787 $50,406 5,612 3,485 2,865 3,238 3,768 4,349 4,881 5,502 6,548 3,217 2,206 1,838 2,317 2,483 2,768 3,006 3,241 3,555 471 321 272 347 383 403 431 454 519 815 612 478 640 615 729 782 807 896 345 227 215 233 275 294 315 371 377 568 386 311 418 447 502 527 559 612 1,018 660 562 678 762 840 951 1,050 1,151 2,395 1,278 1,027 922 1,286 1,581 1,875 2,261 2,994 $76,627 8,874 4,524 666 1,099 481 807 1,471 4,350 Alcoholic beverages ............................... Housing .................................................. Shelter .................................................. Owned dwellings ................................ Rented dwellings ................................ Other lodging ...................................... Utilities, fuels, and public services ........ Household operations ........................... Housekeeping supplies ........................ Household furnishings and equipment Apparel and services .............................. 415 13,481 7,854 5,148 2,197 509 2,683 736 606 1,602 1,872 197 6,776 4,124 1,506 2,181 437 1,451 188 377 636 1,349 174 6,073 3,536 1,164 2,202 169 1,558 201 284 494 713 155 7,100 4,066 1,588 2,305 173 1,889 304 294 547 994 192 8,540 4,954 2,165 2,583 206 2,068 314 411 792 1,131 275 9,595 5,368 2,511 2,640 217 2,316 477 432 1,001 1,176 346 11,240 6,451 3,547 2,601 304 2,526 575 490 1,198 1,497 433 13,159 7,671 4,720 2,604 346 2,749 688 523 1,529 1,692 453 15,276 8,581 6,047 2,082 452 3,126 753 1,046 1,770 2,043 780 23,695 14,212 11,502 1,461 1,249 3,782 1,571 847 3,283 3,469 Transportation ........................................ Vehicle purchases (net outlay) ............. Gasoline and motor oil .......................... Other vehicle expenses ........................ Public transportation ............................. 7,984 3,778 1,252 2,550 404 2,975 1,253 604 934 183 2,591 1,153 499 781 158 3,951 2,053 649 1,085 165 4,752 2,416 796 1,365 176 5,275 2,323 987 1,734 231 7,041 3,343 1,261 2,172 264 8,651 4,292 1,289 2,688 382 10,555 5,191 1,592 3,302 471 13,487 6,198 1,927 4,527 834 Health care ............................................. Entertainment ......................................... Personal care products and services ..... Reading .................................................. Education ................................................ Tobacco products and smoking supplies Miscellaneous ......................................... Cash contributions .................................. 2,410 2,167 562 145 771 334 846 1,366 1,060 867 300 61 1,394 191 391 350 1,139 721 252 58 552 244 318 437 1,854 859 351 86 377 249 407 507 2,118 1,002 386 83 448 298 501 800 2,289 1,187 432 106 311 364 675 981 2,379 1,561 464 109 388 390 808 1,093 2,598 1,924 551 140 536 401 778 1,182 2,672 2,641 655 170 619 422 1,035 1,560 3,230 4,457 915 262 1,653 302 1,417 2,704 Personal insurance and pensions .......... Life and other personal insurance ........ Pensions and Social Security ............... 4,593 425 4,169 302 125 177 350 134 216 790 213 577 995 211 784 1,822 259 1,563 2,898 324 2,574 4,239 385 3,854 5,756 469 5,287 11,382 867 10,515 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. Table 3. Age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Item All consumer units Number of consumer units (in thousands) .... 112,108 Consumer unit characteristics: Income before taxes 1 ................................. Age of reference person .............................. $49,430 $20,773 $49,133 $61,532 $64,974 $53,162 $29,711 $35,118 $23,890 48.1 21.3 29.8 39.7 49.2 59.1 75.0 69.4 80.8 Average number in consumer unit: Persons ..................................................... Children under 18 ...................................... Persons 65 and over ................................. Earners ...................................................... Vehicles ..................................................... Percent homeowner .................................... Average annual expenditures ........................ Food ............................................................ Food at home ............................................ Cereals and bakery products .................. Meats, poultry, fish, and eggs ................. Dairy products ......................................... Fruits and vegetables .............................. Other food at home ................................. Food away from home ............................... 2.5 .7 .3 1.4 2.0 66 Under 25 8,737 1.9 .4 (2) 1.3 1.1 15 25-34 35-44 45-54 55-64 65 and over 65-74 75 and over 18,988 24,394 22,691 15,314 21,983 11,216 10,767 2.9 1.1 (2) 1.5 1.8 49 3.2 1.3 (2) 1.7 2.2 68 2.7 .6 (2) 1.8 2.4 76 2.1 .2 .1 1.3 2.2 81 1.7 .1 1.4 .5 1.5 80 1.9 .1 1.4 .6 1.9 84 1.5 (2) 1.3 .3 1.2 77 $40,677 $24,229 $40,318 $48,330 $48,748 $44,330 $28,105 $32,243 $23,759 5,375 3,621 5,471 6,314 6,228 5,559 3,910 4,479 3,302 3,099 1,926 3,093 3,601 3,528 3,114 2,548 2,877 2,195 450 287 442 542 500 423 386 418 352 798 460 817 918 929 807 641 745 529 328 200 324 392 367 325 274 301 244 552 338 522 597 627 591 510 556 461 970 640 988 1,153 1,106 967 738 858 609 2,276 1,696 2,378 2,712 2,700 2,445 1,362 1,602 1,107 Alcoholic beverages .................................... Housing ....................................................... Shelter ....................................................... Owned dwellings ..................................... Rented dwellings ..................................... Other lodging ........................................... Utilities, fuels, and public services ............. Household operations ............................... Housekeeping supplies ............................. Household furnishings and equipment ...... Apparel and services ................................... 376 13,283 7,829 5,165 2,160 505 2,684 706 545 1,518 1,749 394 7,436 4,851 830 3,644 377 1,348 198 226 812 1,365 395 13,727 8,470 4,701 3,476 293 2,503 895 389 1,469 1,989 367 16,350 9,902 7,105 2,351 446 3,026 1,010 589 1,823 2,101 465 15,476 9,223 6,787 1,733 704 3,106 613 633 1,900 2,029 420 13,831 7,667 5,595 1,303 770 2,953 561 838 1,811 1,791 237 9,176 4,834 3,162 1,259 413 2,371 602 466 903 972 324 10,052 5,299 3,849 905 545 2,590 486 547 1,131 1,252 144 8,257 4,350 2,447 1,627 275 2,142 723 379 663 674 Transportation ............................................. Vehicle purchases (net outlay) .................. Gasoline and motor oil .............................. Other vehicle expenses ............................. Public transportation .................................. 7,759 3,665 1,235 2,471 389 5,102 2,635 903 1,339 225 8,423 4,269 1,257 2,505 392 9,400 4,592 1,473 2,935 400 9,173 4,203 1,495 3,055 421 8,449 3,882 1,292 2,735 540 4,481 1,818 777 1,586 300 5,731 2,430 970 1,945 386 3,178 1,180 575 1,212 211 Health care .................................................. Entertainment .............................................. Personal care products and services .......... Reading ....................................................... Education .................................................... Tobacco products and smoking supplies .... Miscellaneous .............................................. Cash contributions ....................................... 2,350 2,079 526 139 752 320 792 1,277 640 1,212 329 57 1,664 286 422 319 1,417 2,027 488 103 571 315 678 743 1,980 2,685 615 135 738 376 841 1,247 2,550 2,565 588 167 1,208 415 989 1,571 3,007 2,297 557 181 589 361 930 1,520 3,586 1,139 451 147 202 152 686 1,679 3,588 1,371 509 161 289 220 794 1,620 3,584 896 390 134 112 81 572 1,740 Personal insurance and pensions ............... Life and other personal insurance ............. Pensions and Social Security .................... 3,899 406 3,493 1,382 51 1,331 3,972 230 3,742 5,183 409 4,774 5,323 559 4,764 4,838 595 4,243 1,286 407 880 1,853 521 1,332 696 287 409 1 2 Components of income and taxes are derived from "complete income reporters" only; see glossary. Value less than 0.05. Table 4. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Two or more persons Item All consumer units Number of consumer units (in thousands) ...... 112,108 Consumer unit characteristics: Income before taxes 1 ................................... Age of reference person ............................... $49,430 48.1 Average number in consumer unit: Persons ....................................................... Children under 18 ....................................... Persons 65 and over ................................... Earners ....................................................... Vehicles ...................................................... Percent homeowner ...................................... 2.5 .7 .3 1.4 2.0 66 Average annual expenditures ......................... Food .............................................................. Food at home .............................................. Cereals and bakery products .................... Meats, poultry, fish, and eggs ................... Dairy products ........................................... Fruits and vegetables ................................ Other food at home ................................... Food away from home ................................ $40,677 5,375 3,099 450 798 328 552 970 2,276 Alcoholic beverages ...................................... Housing ......................................................... Shelter ......................................................... Owned dwellings ....................................... Rented dwellings ....................................... Other lodging ............................................ Utilities, fuels, and public services .............. Household operations ................................. Housekeeping supplies ............................... Household furnishings and equipment ........ Apparel and services .................................... Total two or more persons Two persons Three persons Four persons Five or more persons 33,055 79,053 34,849 17,308 15,822 11,074 $27,042 51.3 $59,020 46.7 $52,694 52.7 $60,077 43.8 $67,755 41.0 $64,954 40.7 3.1 .9 .3 1.7 2.3 73 2.0 .1 .5 1.2 2.2 74 3.0 .8 .2 1.8 2.3 69 4.0 1.6 .1 2.0 2.5 74 5.6 2.8 .1 2.3 2.6 71 $24,190 2,913 1,558 225 359 166 292 515 1,356 $47,508 6,367 3,718 541 975 394 656 1,152 2,649 $41,797 5,318 2,943 413 767 307 547 910 2,375 $48,098 6,361 3,733 523 986 398 650 1,176 2,628 $54,033 7,445 4,431 660 1,148 480 754 1,389 3,014 $55,501 8,302 5,247 821 1,400 552 893 1,580 3,055 376 13,283 7,829 5,165 2,160 505 2,684 706 545 1,518 1,749 285 8,619 5,465 2,605 2,538 322 1,712 400 270 772 921 413 15,224 8,818 6,235 2,002 581 3,091 834 656 1,826 2,086 453 13,380 7,728 5,225 1,839 664 2,736 513 677 1,725 1,559 399 15,183 8,847 6,121 2,234 492 3,114 977 551 1,695 2,247 389 17,636 10,299 7,809 1,957 532 3,418 1,267 676 1,976 2,380 334 17,660 10,088 7,344 2,214 529 3,702 998 722 2,151 3,150 Transportation ............................................... Vehicle purchases (net outlay) .................... Gasoline and motor oil ................................ Other vehicle expenses .............................. Public transportation ................................... 7,759 3,665 1,235 2,471 389 3,890 1,662 646 1,306 276 9,377 4,502 1,481 2,957 436 8,110 3,805 1,257 2,591 458 10,003 4,994 1,512 3,099 397 10,685 5,177 1,713 3,318 476 10,510 4,966 1,809 3,366 369 Health care .................................................... Entertainment ................................................ Personal care products and services ............ Reading ......................................................... Education ...................................................... Tobacco products and smoking supplies ...... Miscellaneous ............................................... Cash contributions ........................................ 2,350 2,079 526 139 752 320 792 1,277 1,522 1,193 310 108 562 210 602 998 2,696 2,448 614 151 831 367 872 1,394 3,010 2,115 557 162 491 327 797 1,516 2,496 2,308 611 143 935 418 859 1,203 2,472 2,928 682 150 1,156 352 926 1,242 2,340 3,038 706 132 1,279 434 1,049 1,523 Personal insurance and pensions ................. Life and other personal insurance ............... Pensions and Social Security ..................... 3,899 406 3,493 2,055 183 1,872 4,670 499 4,170 4,002 492 3,510 4,932 499 4,433 5,590 520 5,071 5,043 493 4,550 1 2 One person 1.0 (2) .3 .6 1.0 51 Components of income and taxes are derived from "complete income reporters" only; see glossary. Value less than 0.05. Table 5. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Husband and wife consumer units Item Husband and wife with children Total Total husband Husband and wife and wife husband Oldest Oldest Oldest and wife consumer child child child 18 only with units under 6 6 to 17 or over children Number of consumer units (in thousands) ... 56,265 Consumer unit characteristics: Income before taxes 1 ................................ Age of reference person ............................ $67,155 48.4 Average number in consumer unit: Persons .................................................... Children under 18 .................................... Persons 65 and over ................................ Earners .................................................... Vehicles ................................................... Percent homeowner ................................... 3.2 .9 .3 1.7 2.6 82 Average annual expenditures ...................... Food ........................................................... Food at home ........................................... Cereals and bakery products ................. Meats, poultry, fish, and eggs ................ Dairy products ........................................ Fruits and vegetables ............................ Other food at home ................................ Food away from home ............................. $52,334 6,881 3,987 579 1,025 426 714 1,242 2,894 Alcoholic beverages ................................... Housing ...................................................... Shelter ..................................................... Owned dwellings .................................... Rented dwellings ................................... Other lodging ......................................... Utilities, fuels, and public services ........... Household operations .............................. Housekeeping supplies ............................ Household furnishings and equipment .... Apparel and services ................................. 441 16,649 9,578 7,411 1,451 715 3,271 943 754 2,104 2,218 479 14,422 8,110 6,114 1,157 840 2,915 553 817 2,027 1,633 432 18,460 10,795 8,536 1,611 648 3,478 1,264 712 2,212 2,643 340 19,141 11,269 8,506 2,384 379 2,979 2,320 552 2,021 2,630 436 18,619 10,912 8,728 1,600 584 3,491 1,221 724 2,271 2,689 Transportation ............................................ Vehicle purchases (net outlay) ................ Gasoline and motor oil ............................. Other vehicle expenses ........................... Public transportation ................................ 10,199 4,795 1,621 3,287 496 8,592 3,898 1,345 2,818 531 11,425 5,513 1,807 3,649 455 10,467 5,391 1,494 3,176 406 Health care ................................................ Entertainment ............................................ Personal care products and services ......... Reading ..................................................... Education ................................................... Tobacco products and smoking supplies ... Miscellaneous ............................................ Cash contributions ..................................... 3,110 2,762 662 174 952 336 921 1,646 3,614 2,265 608 192 490 286 865 1,909 2,716 3,213 711 166 1,366 344 949 1,481 Personal insurance and pensions .............. Life and other personal insurance ........... Pensions and Social Security .................. 5,384 605 4,779 4,524 634 3,891 6,144 592 5,552 1 23,118 8,036 4,357 6,730 49,112 $58,967 $73,918 $67,587 $72,720 $81,042 56.9 41.6 32.2 39.8 51.3 $65,866 48.1 $26,966 37.2 $32,469 49.2 2.0 n.a. .6 1.2 2.4 86 28,790 3.9 1.6 .1 2.0 2.7 80 5,547 3.5 1.5 (2) 1.7 2.2 69 15,206 4.1 2.1 (2) 1.9 2.6 81 3.9 .6 .2 2.6 3.3 87 5.0 1.5 .5 2.4 2.7 76 $45,557 $57,835 $52,779 $58,104 $60,860 5,676 7,785 6,348 8,041 8,324 3,160 4,528 3,940 4,664 4,690 442 676 560 708 697 813 1,146 942 1,163 1,263 329 497 454 517 487 602 779 711 789 808 974 1,431 1,274 1,487 1,434 2,516 3,257 2,408 3,376 3,634 $52,484 7,661 5,030 711 1,409 506 914 1,491 2,630 $30,185 4,745 3,057 461 832 318 498 948 1,688 $28,627 3,659 2,033 292 520 212 364 645 1,625 490 17,697 10,247 8,196 1,097 954 3,797 615 804 2,234 2,565 295 16,506 9,323 6,860 1,962 501 3,787 891 687 1,819 2,636 146 11,022 6,513 3,102 3,280 131 2,471 814 337 886 1,885 331 9,716 6,007 2,874 2,818 314 2,042 419 324 925 1,172 11,203 5,512 1,761 3,491 439 12,506 5,600 2,112 4,274 521 10,629 4,806 1,852 3,400 571 5,549 2,833 912 1,645 159 5,266 2,484 837 1,647 298 2,233 2,425 549 132 336 275 913 1,037 2,676 3,593 757 169 1,246 318 827 1,399 3,127 3,037 736 184 2,303 440 1,205 1,941 3,027 2,447 641 130 675 548 1,034 1,335 1,252 1,362 428 72 454 262 569 374 1,629 1,391 379 107 563 311 675 979 5,952 424 5,528 6,129 609 5,520 6,304 675 5,629 4,920 539 4,381 2,066 182 1,883 2,448 209 2,239 Components of income and taxes are derived from "complete income reporters" only; see glossary. Value less than 0.05. n.a. Not applicable. 2 One Single Other parent, person husband at least and other and wife one child consumer units consumer under 18 units 2.9 1.8 (2) 1.0 1.2 40 1.6 .2 .3 1.0 1.3 52 Table 6. Number of earners in consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Item Single consumers All consumer One units No earner earner Consumer units of two or more persons No earner One earner Two earners Three or more Number of consumer units (in thousands) .... 112,108 12,289 20,766 9,448 22,535 36,558 10,512 Consumer unit characteristics: Income before taxes 1 ................................. Age of reference person .............................. $49,430 48.1 $14,653 67.3 $33,475 41.8 $25,671 64.7 $44,393 46.9 $70,448 42.3 $79,070 45.8 Average number in consumer unit: Persons ..................................................... Children under 18 ...................................... Persons 65 and over ................................. Earners ...................................................... Vehicles ..................................................... Percent homeowner .................................... 2.5 .7 .3 1.4 2.0 66 1.0 n.a. .7 n.a. .8 61 1.0 n.a. .1 1.0 1.2 45 2.3 .4 1.2 n.a. 1.8 78 2.9 1.0 .3 1.0 2.0 66 3.1 .9 .1 2.0 2.5 74 4.4 1.1 .1 3.3 3.2 78 Average annual expenditures ........................ Food ............................................................ Food at home ............................................ Cereals and bakery products .................. Meats, poultry, fish, and eggs ................. Dairy products ......................................... Fruits and vegetables .............................. Other food at home ................................. Food away from home ............................... $40,677 5,375 3,099 450 798 328 552 970 2,276 $17,607 2,383 1,620 240 387 175 314 504 763 $28,077 3,223 1,521 216 344 161 279 522 1,702 $29,721 4,542 2,959 460 738 316 563 882 1,584 $39,923 5,650 3,546 525 931 386 641 1,063 2,103 $52,991 6,729 3,704 525 967 392 635 1,184 3,025 $60,844 8,381 4,884 711 1,328 494 859 1,493 3,497 Alcoholic beverages .................................... Housing ....................................................... Shelter ....................................................... Owned dwellings ..................................... Rented dwellings ..................................... Other lodging ........................................... Utilities, fuels, and public services ............. Household operations ............................... Housekeeping supplies ............................. Household furnishings and equipment ...... Apparel and services ................................... 376 13,283 7,829 5,165 2,160 505 2,684 706 545 1,518 1,749 113 7,030 3,973 1,890 1,903 180 1,666 608 272 511 612 385 9,559 6,349 3,028 2,914 406 1,739 277 268 926 1,103 208 9,825 5,113 3,278 1,293 542 2,553 505 541 1,113 1,037 320 13,324 7,700 4,995 2,229 476 2,865 681 551 1,526 1,839 491 17,101 10,074 7,384 2,084 606 3,169 1,069 710 2,079 2,351 528 17,640 10,175 7,560 1,864 752 3,788 636 798 2,243 2,665 Transportation ............................................. Vehicle purchases (net outlay) .................. Gasoline and motor oil .............................. Other vehicle expenses ............................. Public transportation .................................. 7,759 3,665 1,235 2,471 389 2,173 816 395 799 164 4,906 2,163 795 1,606 342 5,330 2,382 906 1,664 377 7,576 3,699 1,214 2,333 330 10,384 4,960 1,607 3,330 487 13,372 6,538 2,133 4,159 541 Health care .................................................. Entertainment .............................................. Personal care products and services .......... Reading ....................................................... Education .................................................... Tobacco products and smoking supplies .... Miscellaneous .............................................. Cash contributions ....................................... 2,350 2,079 526 139 752 320 792 1,277 2,064 701 286 97 269 142 439 938 1,201 1,484 325 114 736 250 698 1,034 3,827 1,265 458 140 251 210 608 1,471 2,544 2,037 565 133 576 324 731 1,235 2,498 2,801 654 162 858 387 975 1,398 2,693 3,172 722 164 1,806 529 1,052 1,649 Personal insurance and pensions ............... Life and other personal insurance ............. Pensions and Social Security .................... 3,899 406 3,493 361 171 189 3,058 190 2,868 550 415 135 3,070 452 2,618 6,202 534 5,668 6,470 556 5,914 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. n.a. Not applicable. Table 7. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Housing tenure Item All consumer units Type of area Race of reference person Homeowner Renter Urban Rural White and other Black 74,419 37,689 98,386 13,722 98,553 13,554 Hispanic origin of reference person Hispanic NonHispanic Number of consumer units (in thousands) ... 112,108 10,500 101,608 Consumer unit characteristics: Income before taxes 1 ................................ Age of reference person ............................ $49,430 48.1 Average number in consumer unit: Persons .................................................... Children under 18 .................................... Persons 65 and over ................................ Earners .................................................... Vehicles ................................................... Percent homeowner ................................... 2.5 .7 .3 1.4 2.0 66 Average annual expenditures ...................... Food ........................................................... Food at home ........................................... Cereals and bakery products ................. Meats, poultry, fish, and eggs ................ Dairy products ........................................ Fruits and vegetables ............................ Other food at home ................................ Food away from home ............................. $40,677 5,375 3,099 450 798 328 552 970 2,276 Alcoholic beverages ................................... Housing ...................................................... Shelter ..................................................... Owned dwellings .................................... Rented dwellings ................................... Other lodging ......................................... Utilities, fuels, and public services ........... Household operations .............................. Housekeeping supplies ............................ Household furnishings and equipment .... Apparel and services ................................. 376 13,283 7,829 5,165 2,160 505 2,684 706 545 1,518 1,749 402 15,058 8,458 7,752 67 639 3,155 876 674 1,896 1,942 324 9,777 6,588 56 6,293 239 1,755 370 291 773 1,369 395 13,771 8,277 5,389 2,358 530 2,701 751 511 1,532 1,814 241 9,780 4,622 3,559 739 324 2,565 381 790 1,422 1,292 402 13,633 8,043 5,432 2,065 546 2,673 733 578 1,606 1,756 190 10,756 6,279 3,223 2,852 204 2,768 509 313 887 1,704 301 11,841 7,372 3,567 3,645 161 2,413 407 471 1,179 2,097 383 13,431 7,877 5,330 2,006 540 2,712 737 552 1,553 1,716 Transportation ............................................ Vehicle purchases (net outlay) ................ Gasoline and motor oil ............................. Other vehicle expenses ........................... Public transportation ................................ 7,759 3,665 1,235 2,471 389 8,972 4,238 1,413 2,886 435 5,365 2,533 883 1,651 298 7,787 3,647 1,211 2,510 420 7,562 3,796 1,411 2,187 168 8,077 3,836 1,278 2,553 411 5,447 2,420 925 1,875 228 6,769 3,130 1,261 2,062 317 7,861 3,720 1,232 2,513 396 Health care ................................................ Entertainment ............................................ Personal care products and services ......... Reading ..................................................... Education ................................................... Tobacco products and smoking supplies ... Miscellaneous ............................................ Cash contributions ..................................... 2,350 2,079 526 139 752 320 792 1,277 2,921 2,501 598 166 774 307 895 1,588 1,223 1,246 384 84 708 347 589 663 2,315 2,124 541 145 806 307 808 1,300 2,606 1,755 418 95 363 419 683 1,112 2,490 2,211 531 148 792 336 818 1,327 1,339 1,124 488 67 463 210 606 917 1,366 1,409 492 60 488 186 628 612 2,452 2,148 529 147 779 334 809 1,346 Personal insurance and pensions .............. Life and other personal insurance ........... Pensions and Social Security .................. 3,899 406 3,493 4,773 524 4,249 2,171 173 1,998 4,023 407 3,616 3,003 398 2,605 4,072 419 3,653 2,640 312 2,328 2,827 196 2,631 4,009 428 3,581 $59,345 $30,386 $50,985 $38,376 $51,177 $35,944 $37,360 $50,742 52.0 40.4 47.6 51.3 48.4 45.6 42.2 48.7 2.6 .7 .4 1.4 2.3 100 2.2 .6 .1 1.2 1.2 n.a. 2.5 .7 .3 1.4 1.9 64 2.5 .6 .4 1.4 2.5 82 2.5 .6 .3 1.4 2.1 69 2.7 .9 .2 1.3 1.3 48 3.3 1.1 .2 1.6 1.7 48 2.4 .6 .3 1.3 2.0 68 $46,908 $28,372 $41,600 $34,067 $42,135 $30,136 $34,742 $41,295 6,009 4,123 5,465 4,739 5,542 4,186 5,666 5,349 3,454 2,397 3,129 2,884 3,159 2,669 3,643 3,047 501 350 455 414 459 390 498 446 881 636 804 756 789 862 1,057 774 370 247 330 317 342 232 385 323 613 432 562 485 565 460 720 536 1,090 732 978 913 1,004 725 982 968 2,555 1,725 2,336 1,855 2,383 1,517 2,023 2,302 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. n.a. Not applicable. Table 8. Region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Item All consumer units Northeast Midwest South West Number of consumer units (in thousands) ............. 112,108 21,313 25,883 40,004 24,907 Consumer unit characteristics: Income before taxes 1 ......................................... Age of reference person ...................................... $49,430 48.1 $53,983 49.1 $49,197 48.4 $45,641 48.1 $52,016 46.8 Average number in consumer unit: Persons ............................................................. Children under 18 .............................................. Persons 65 and over ......................................... Earners .............................................................. Vehicles ............................................................. Percent homeowner ............................................ 2.5 .7 .3 1.4 2.0 66 2.5 .6 .3 1.3 1.7 64 2.5 .7 .3 1.4 2.2 70 2.5 .6 .3 1.3 1.9 68 2.6 .7 .3 1.4 2.1 62 Average annual expenditures ................................ Food .................................................................... Food at home .................................................... Cereals and bakery products ........................... Meats, poultry, fish, and eggs .......................... Dairy products ................................................. Fruits and vegetables ...................................... Other food at home .......................................... Food away from home ....................................... $40,677 5,375 3,099 450 798 328 552 970 2,276 $42,390 5,813 3,296 498 878 348 605 967 2,517 $40,601 5,180 2,932 435 706 320 490 981 2,247 $37,281 5,102 2,961 421 809 300 511 919 2,141 $44,728 5,630 3,317 469 807 365 635 1,041 2,314 Alcoholic beverages ............................................ Housing ............................................................... Shelter ............................................................... Owned dwellings ............................................. Rented dwellings ............................................. Other lodging ................................................... Utilities, fuels, and public services ..................... Household operations ........................................ Housekeeping supplies ..................................... Household furnishings and equipment .............. Apparel and services ........................................... 376 13,283 7,829 5,165 2,160 505 2,684 706 545 1,518 1,749 458 14,558 8,962 5,793 2,567 602 2,750 804 498 1,544 1,965 410 12,641 7,097 4,944 1,657 496 2,682 570 709 1,583 1,728 282 11,766 6,478 4,322 1,744 412 2,775 690 489 1,333 1,592 420 15,297 9,792 6,211 3,003 578 2,485 787 506 1,727 1,836 Transportation ..................................................... Vehicle purchases (net outlay) .......................... Gasoline and motor oil ....................................... Other vehicle expenses ..................................... Public transportation .......................................... 7,759 3,665 1,235 2,471 389 7,185 3,036 1,081 2,456 612 8,133 4,034 1,269 2,487 342 7,393 3,591 1,238 2,299 265 8,449 3,937 1,325 2,742 445 Health care .......................................................... Entertainment ...................................................... Personal care products and services .................. Reading ............................................................... Education ............................................................. Tobacco products and smoking supplies ............ Miscellaneous ...................................................... Cash contributions ............................................... 2,350 2,079 526 139 752 320 792 1,277 2,207 2,287 518 165 1,062 315 733 1,199 2,383 2,143 517 149 718 396 776 1,363 2,431 1,705 509 103 487 321 764 1,193 2,310 2,436 569 162 947 247 905 1,389 Personal insurance and pensions ....................... Life and other personal insurance ..................... Pensions and Social Security ............................ 3,899 406 3,493 3,924 460 3,464 4,065 448 3,617 3,632 389 3,243 4,132 345 3,787 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. Table 9. Occupation of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Wage and salary earners Item SelfTotal Technical, Operators, Managers Construction employed wage and sales and Service fabricators and workers and workers salary clerical and workers professionals mechanics earners workers laborers Number of consumer units (in thousands) .................................. 5,106 74,695 27,104 Consumer unit characteristics: Income before taxes 1 .................... Age of reference person ................. $54,787 52.2 $57,422 41.9 $80,469 43.1 Average number in consumer unit: Persons ........................................ Children under 18 ......................... Persons 65 and over .................... Earners ......................................... Vehicles ........................................ Percent homeowner ....................... 2.5 .6 .4 1.7 2.3 79 2.7 .8 .1 1.7 2.1 64 2.6 .7 .1 1.7 2.2 73 Average annual expenditures ........... Food ............................................... Food at home ............................... Cereals and bakery products ..... Meats, poultry, fish, and eggs .... Dairy products ............................ Fruits and vegetables ................. Other food at home .................... Food away from home .................. $46,880 5,906 3,063 433 766 322 535 1,007 2,842 $45,296 5,835 3,244 467 839 340 568 1,030 2,591 $57,200 6,797 3,526 516 851 377 648 1,134 3,271 Alcoholic beverages ....................... Housing .......................................... Shelter .......................................... Owned dwellings ........................ Rented dwellings ........................ Other lodging .............................. Utilities, fuels, and public services Household operations .................. Housekeeping supplies ................ Household furnishings and equipment ................................... Apparel and services ...................... 500 15,193 8,999 6,597 1,485 917 3,059 938 539 436 14,621 8,783 5,830 2,427 526 2,784 758 578 554 18,644 11,418 8,268 2,321 829 3,166 1,127 644 374 13,717 8,296 5,303 2,553 440 2,658 700 511 1,658 1,788 1,718 2,004 2,290 2,532 Transportation ................................ Vehicle purchases (net outlay) ..... Gasoline and motor oil ................. Other vehicle expenses ................ Public transportation ..................... 7,102 2,576 1,334 2,693 498 8,959 4,332 1,387 2,822 418 Health care ..................................... Entertainment ................................. Personal care products and services ...................................... Reading .......................................... Education ....................................... Tobacco products and smoking supplies ...................................... Miscellaneous ................................. Cash contributions .......................... 3,628 2,441 Personal insurance and pensions .. Life and other personal insurance Pensions and Social Security ....... 1 20,964 Retired All other, including not reporting 10,704 4,885 11,038 19,204 13,102 $49,363 $35,108 40.7 41.3 $50,401 41.0 $40,214 42.4 $26,399 72.5 $32,298 45.8 2.7 .8 .1 1.7 1.8 49 2.8 .9 .1 1.8 2.5 67 2.9 .9 .1 1.8 2.2 59 1.7 .1 1.1 .2 1.6 81 2.7 .8 .2 .7 1.6 56 $42,069 $34,515 5,497 5,114 3,035 3,127 438 453 798 847 318 315 510 542 971 971 2,462 1,986 $40,711 5,480 3,261 450 937 335 535 1,003 2,219 $34,601 4,939 3,038 418 834 316 521 949 1,902 $27,535 3,798 2,519 384 616 277 501 740 1,279 $31,099 4,810 3,122 458 843 338 539 945 1,689 323 11,053 6,531 3,364 2,814 353 2,442 406 452 428 12,640 7,524 5,198 2,050 276 2,694 531 452 369 10,782 5,978 3,515 2,239 224 2,461 403 716 208 9,307 4,871 3,217 1,219 435 2,382 616 477 224 10,731 6,274 3,672 2,280 323 2,410 449 459 1,551 1,906 1,222 1,618 1,439 1,447 1,224 1,507 962 899 1,138 1,515 10,494 4,854 1,519 3,460 661 8,491 4,183 1,320 2,625 362 7,507 3,905 1,180 2,207 215 9,025 4,458 1,539 2,779 247 7,458 3,691 1,322 2,245 200 4,468 1,793 779 1,553 343 5,997 3,029 1,000 1,722 246 2,058 2,366 2,538 3,178 1,955 2,200 1,559 1,659 1,786 2,001 1,679 1,532 3,482 1,254 1,859 1,499 561 177 855 563 142 914 713 211 1,319 545 127 861 442 83 634 435 90 501 398 82 472 435 146 177 434 92 632 315 1,144 1,750 354 843 1,278 251 1,106 1,792 354 730 1,069 377 654 742 582 895 1,298 482 570 928 163 657 1,546 363 565 692 5,518 544 4,974 4,923 429 4,494 7,071 602 6,470 4,244 370 3,873 2,751 278 2,473 4,103 366 3,737 3,404 290 3,114 995 383 612 1,686 256 1,430 2.6 .7 .1 1.7 2.0 60 Components of income and taxes are derived from "complete income reporters" only; see glossary. Table 10. Education of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Less than college graduate High Less than school High graduate Associate high school with school degree graduate some graduate college All consumer units Total Number of consumer units (in thousands) 112,108 82,690 17,075 31,961 23,260 Consumer unit characteristics: Income before taxes 1 ............................ Age of reference person ......................... $49,430 $39,402 48.1 48.7 $25,564 54.9 $39,618 49.7 $42,598 43.9 2.5 .7 .3 1.3 1.9 63 2.6 .7 .5 1.1 1.4 57 2.5 .7 .3 1.3 2.0 67 2.4 .6 .2 1.4 1.9 59 $40,677 $34,631 5,375 4,830 3,099 2,925 450 424 798 790 328 306 552 497 970 908 2,276 1,905 $24,930 4,140 2,896 405 843 298 523 827 1,245 $33,708 4,708 2,917 422 800 303 487 905 1,791 $38,654 5,112 2,868 423 732 305 480 928 2,244 Item Average number in consumer unit: Persons ................................................ Children under 18 ................................. Persons 65 and over ............................ Earners ................................................. Vehicles ................................................ Percent homeowner ............................... Average annual expenditures ................... Food ....................................................... Food at home ....................................... Cereals and bakery products .............. Meats, poultry, fish, and eggs ............. Dairy products .................................... Fruits and vegetables ......................... Other food at home ............................. Food away from home .......................... 2.5 .7 .3 1.4 2.0 66 College graduate 10,395 Total Master’s, Bachelor’s professional, degree doctorate 29,417 19,082 10,335 $54,860 $77,820 46.1 46.4 $69,408 45.0 $92,783 49.1 2.5 .6 .2 1.5 2.1 75 2.5 .6 .2 1.5 2.1 72 2.5 .6 .2 1.5 2.1 80 $44,406 $57,384 5,690 6,779 3,134 3,535 462 516 808 819 327 385 531 690 1,006 1,126 2,556 3,244 $53,732 6,565 3,439 499 808 375 646 1,111 3,126 $64,118 7,171 3,709 546 838 404 768 1,153 3,462 2.6 .7 .2 1.5 2.3 73 Alcoholic beverages ............................... Housing .................................................. Shelter .................................................. Owned dwellings ................................ Rented dwellings ................................ Other lodging ...................................... Utilities, fuels, and public services ........ Household operations ........................... Housekeeping supplies ........................ Household furnishings and equipment Apparel and services .............................. 376 13,283 7,829 5,165 2,160 505 2,684 706 545 1,518 1,749 303 11,194 6,417 3,966 2,128 323 2,533 518 502 1,224 1,486 185 8,288 4,597 2,194 2,279 124 2,211 260 402 819 1,226 273 10,800 6,180 3,902 1,987 290 2,597 427 440 1,156 1,392 372 12,336 7,290 4,510 2,315 465 2,515 713 465 1,353 1,630 433 14,644 8,183 5,858 1,893 433 2,902 789 956 1,814 1,890 561 19,111 11,800 8,534 2,250 1,015 3,111 1,232 653 2,315 2,435 538 17,759 10,867 7,711 2,369 787 3,018 1,088 624 2,162 2,311 604 21,607 13,521 10,055 2,030 1,436 3,282 1,499 708 2,598 2,661 Transportation ........................................ Vehicle purchases (net outlay) ............. Gasoline and motor oil .......................... Other vehicle expenses ........................ Public transportation ............................. 7,759 3,665 1,235 2,471 389 6,947 3,339 1,180 2,180 248 4,826 2,375 902 1,396 154 6,983 3,351 1,212 2,201 218 7,743 3,848 1,229 2,369 297 8,546 3,744 1,430 2,983 389 10,035 4,581 1,390 3,282 782 9,678 4,507 1,355 3,170 645 10,694 4,718 1,453 3,489 1,033 Health care ............................................. Entertainment ......................................... Personal care products and services ..... Reading .................................................. Education ................................................ Tobacco products and smoking supplies Miscellaneous ......................................... Cash contributions .................................. 2,350 2,079 526 139 752 320 792 1,277 2,147 1,683 464 102 505 375 696 959 1,797 872 350 55 120 354 495 607 2,208 1,588 453 96 306 441 624 951 2,149 2,071 530 127 953 340 881 1,046 2,535 2,433 535 138 746 289 839 1,373 2,914 3,176 691 242 1,442 167 1,060 2,170 2,740 3,021 674 204 1,278 186 932 2,012 3,234 3,462 724 311 1,746 130 1,295 2,462 Personal insurance and pensions .......... Life and other personal insurance ........ Pensions and Social Security ............... 3,899 406 3,493 2,937 331 2,607 1,614 204 1,410 2,886 336 2,551 3,364 366 2,999 4,314 444 3,870 6,600 618 5,982 5,834 532 5,301 8,017 778 7,239 1 Components of income and taxes are derived from "complete income reporters" only; see glossary.