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UNIVERSITY Of CA RIVERSIDE LIBRARY Go vPub us L 2 • 71/11 : 996 '-- - \1111iil!il Ill lllll llii l\ll lill I ll!lll I lllll lllIll\l11!1111111 3 1210 01317 2661 ;onsumer 1:xpenditures n 1996 _ _ _ _ _ _ _ _ _ _ _ __:__ _ _-f:HNfi~~~:;;;;;;;;;;:4--_ U.S. Department of Labor Bureau of Labor Statistics November 1998 Report926 RIVERSIDE JAN 2 7 1999 Ul:ll<Al<Y GOVERNMENT PUBUCAllONS DE!'T. ·' U.S. DEPOSITOPV_ onsumerunits 1 spent$33,797 on average in 1996, an increase of 4.8 percent from the previous year. This was the largest increase in expenditures since the 7.4percent one in 1989. (Average annual expenditures rose about 2 percent in 1995 and about 3 percent in 1993 and 1994.) The change in expenditures in 1996 was also more than the 3-percent increase in general price levels, as measured by the Consumer Price Index. This report shows the latest results from the Bureau of Labor Statistics Consumer Expenditure Survey. Changes in the major components of spending-food, housing, apparel, transportation, health care, entertainment, and personal insurance and pensions-varied substantially in 1996. (See table A.) Expenditures on entertainment rose the most- 14 percent; transportation increased 6 percent; food was up 4 percent; housing, apparel, and personal insurance and pensions each rose 3 percent; and health care was up 2 percent. There was little change from 1995 to 1996 in the percent distribution of each of the components of total spending. (See table B.) Expenditure shares tend to show little change from year to year and this stability makes the percent distribution more useful for identifying long-term spending trends than does observing percent changes in expenditures for a single year. For example, although entertainment expenditures rose 14 percent in 1996, the share of total expenditures devoted to entertainment rose by less than half a percentage point-from 5.0 percent to 5.4 percent. The 14-percent increase in entertainment expenditures in 1996 followed one of 3 percent in 1995 after a decrease of 4 percent in 1994. Much of the increase in total entertainment expenditures can be attributed to an increase in the subcomponent other entertainment supplies, equipment, and services, which includes items such as motorized recreational vehicles. Average expenditures on these subcomponent items tend to fluctuate from year to year. This is because relatively small changes in the number of consumers actually buying such expensive, infrequently purchased items have a large effect on the overall average. C 1 See unit. the glossary at the end of this report for a definition of consumer Whenf lassified by different variables such as region of residence, income, or age of the reference person, data show more variation than that shown for all consumer units. For example, although entertainment expenditures rose 14 percent for all consumer units, they increased 27 percent for consumer units headed by a reference person age 55 to 64 but decreased 10 percent for those with a reference person under age 25. These changes were primarily the result of movement in the subcomponent other entertainment supplies, equipment, and services. This subcomponent increased 96 percent for the age 55-to-64 group but decreased 30 percent for the under-age-25 group. The 6-percent increase in transportation expenditures in 1996 followed a .5-percent decrease in 1995 and an 11percent increase in 1994. Changes in the vehicle purchases subcomponent has a large effect on the overall transportation component. Vehicle purchases rose 7 percent in 1996, following a 3-percent decrease in 1995. Spending on vehicles tends to fluctuate from year to year for the same reasons that spending on motorized recreational vehicles fluctuatesvehicles are expensive and are purchased relatively infrequently. Also contributing to the rise in transportation spending was a 20-percent increase in public transportation expenditures, which include airline, ship, and train fares, as well as intracity mass transit. (This followed a 7-percent decrease a year earlier.) Looking at 1996 expenditure data classified by race of the reference person, black consumer units decreased their spending on transportation in 1996 by 4 percent, whereas the white-and-other group increased their spending by 7 percent. This decrease in spending by blacks is attributed to a 15-percent drop in vehicle purchases. The increase in spending by white and other consumers is the result of a 9-percent increase in vehicle purchases and a 23-percent increase in public transportation. Expenditures on apparel and services rose 3 percent in 1996, following an increase of 4 percent in 1995. Spending on apparel dropped by 2 percent in both 1994 and 1993. Among apparel subcomponents, spending on women 's and girls' clothing rose 9 percent and footwear rose 7 percent, while spending on men 's and boys' clothing dropped .5 percent. Spending on other apparel products and services, which includes jewelry, watches, dry cleaning, etc., fell 11 percent. Apparel spending by Hispanic consumers rose more Digitized by Google percent; and the West, 2 percent In each of these regions, only health insurance decreased, whereas the other three su~ components rose. Differences are also seen in health care spending when classified by the age of the consumer unit's reference person. The youngest age group, with reference person under age 25, decreased its spending by 17 percent in 1996; the 55-to-64-year-old age group increased its spending by 13 percent; and the oldest consumers, age 75 and over, increased their spending by 8 percent. Health care spending accounted for 15 percent of the oldest group's total expenditures in 1996, compared to 2 percent of the youngest group's total. Housing expenditures, the largest component of total spending, rose 3 percent in 1996, following increases of 3.5 percent in 1995 and 5 percent in 1994. Among the housing subcomponents, the largest increases were for housekeeping supplies (8 percent) and utilities, fuels, and public services (7 percent). Despite the relatively large percentage increase for housekeeping supplies, the amount spent in this component, which includes laundry, cleaning supplies, postage, and other household products, is relatively small so there was not a very large effect on the change in total housing. Among other housing subcomponents, shelter rose 2 percent, household operations rose 3 percent, and household furnishings and equipment fell 4 percent. Changes in housing expenditures among the different income quintile groups also varied. (See the glossary for a defmition of quintiles of income.) Consumers in the lowest income quintile spent about 2 percent less on housing in 1996 than in 1995, whereas the largest increase was for consumers in the fourth income quintile who spent about 5 percent more. Expenditures on personal insurance and pensions rose 3 percent in 1996, following modest increases of 2 percent and 1 percent in 1995 and 1994, respectively. In 1996, changes in personal insurance and pension spending varied by income quintile as well. Consumers in the two highest quintiles increased their spending the most, 5 and 9 percent, respectively, whereas consumers in the lowest quintile spent 2 percent more in 1996 than in 1995. For consumers in the second and third quintiles, spending dropped in 1996---2 and 1 percent, respectively. than the average for all consumer units, 11 percent versus 3 percent Large increases in expenditures on women's and girls' clothing and footwear, 44 percent and 26 percent, respectively, were primarily responsible for the increase in Hispanic apparel spending. Spending on transportation and entertainment can vary substantially from year to year, whereas expenditures for food are usually stable. However, in 1996 food expenditures increased 4 percent, following an increase of 2 percent in 1995 and less than 1 percent in 1994. Spending on food away from home largely contributed to the increase in 1996, as this spending rose 7 percent compared to 3 percent for food at home. Despite the increase in spending on food away from home, this subcomponent still accounts for a little under 40 percent of the overall food dollar, as it has for the past several years. When looking at changes in spending on food by different sizes of consumer units, four-person consumer units had the largest increase in spending on food away from home, 13 percent. This offset a I -percent decrease in spending on food at home, resulting in a 4-percent increase in overall spending on food for the four-person group, about the same as the average for all consumer units. Out-of-pocket spending on health care rose 2 percent in 1996, continuing the trend of small changes over the last few years. (Health care spending dropped I percent in both 1995 and 1994.) The moderate increase in health care spending in 1996 is the result of a 4-percent decrease in spending on health insurance in 1996 which almost offset increases in the other subcomponents of health care: Medical services, drugs, and medical supplies. The decrease in spending on health insurance in 1996 was the first such decline in 10 years. The 6-percent increase in health insurance spending in 1995 and the 2-percent increase in 1994 followed 6 straight years of double digit-increases, with the exception of 1990, which saw an 8-percent increase. Spending on health care varied somewhat by region of residence of the consumer units. The 9-percent decrease in the Northeast region was the result of spending decreases in three of the four subcomponents-health insurance, medical services, and drugs. (Only medical supplies increased.) Health care spending rose in the other three regions: The South, 7 percent; the Midwest, 5 2 Digitized by Google Table A. Average annual expenditures of all consumer units and percent changes, Consumer Expenditure Survey, 1994-96 Item 1994 1995 1996 Number of consumer units (in thousands) ....................... Income before taxes 1 ................. ..................................... . 102,210 $36,181 103,123 $36,918 104,212 $38,014 Averages: Age of reference person ................................................ . Number of persons in consumer unit ............................ . Number of earners ....................................................... .. Number of vehicles ........................................................ . Percent homeowner ......................................................... . 47.6 2.5 1.3 1.9 63 48.0 2.5 1.3 1.9 64 47.7 2.5 1.3 1.9 64 Average annual expenditures .......................................... . Food ................................... ............................................. Food at home ............................................................... . Cereals and bakery products .................................... . Meats, poultry, fish , and eggs ................................... . Dairy products ........................................................... . Fruits and vegetables ................................................ . Other food at home ................................................... . Food away from home ................................................. . Alcoholic beverages ................................................. ..... . Housing .................................... ...................................... . Shelter .... ....................................................................... Utilities, fuels, and public services .............................. . Household operations .................................................. . Housekeeping supplies ................................................ . Housefurnishings and equipment ................................ . Apparel and services .................................................... .. Transportation ................................................................ . Vehicle purchases (net outlay) .................................... . Gasoline and motor oil ................................................ . Other vehicle expenses ............................................... . Public transportation ................................................... . Health care ...................................................................... Entertainment ...... .......................................................... . Personal care products and services ............................ . Reading ........................................................................... Education ....................................................................... . Tobacco products and supplies ..................................... . Miscellaneous ................................................................ . Cash contributions ......................................................... . Personal insurance and pensions ................................. . Life and other personal insurance ............................... . Pensions and Social Security .................................... .. $31,731 4,411 2,712 429 732 289 437 825 1,698 278 10,106 5,686 2,189 490 393 1,348 1,644 6,044 2,725 986 1,953 381 1,755 1,567 397 165 460 259 749 960 2,938 398 2,540 $32,264 4,505 2,803 441 752 297 457 856 1,702 277 10,458 5,928 2,191 509 430 1,401 1,704 6,014 2,638 1,006 2,015 355 1,732 1,612 403 162 471 269 766 925 2,964 373 2,591 $33,797 4,698 2,876 447 737 312 490 889 1,823 309 10,747 6,064 2,347 522 464 1,350 1,752 6,382 2,815 1,082 2,058 427 1,770 1,834 513 159 524 255 855 940 3,060 353 2,707 Percent change 1994-95 1995-96 1.7 2.1 3.4 4.8 2.8 2.7 2.8 4.6 3.8 .2 -.4 3.5 4.3 .1 3.9 9.4 3.9 3.6 -.5 -3.2 2.0 3.2 -6.8 -1.3 2.9 1.5 -1.8 2.4 3.9 2.3 -3.6 .9 -6.3 2.0 4.3 2.6 1.4 -2.0 5.1 7.2 3.9 7.1 11 .6 2.8 2.3 7.1 2.6 7.9 -3.6 2.8 6.1 6.7 7.6 2.1 20.3 2.2 13.8 27.3 -1.9 11.3 -5.2 11.6 1.6 3.2 -5.4 4.5 1 Income values are derived from "complete income reporters" only. 3 Digitized by Google Table B. Distribution of total annual upencllturN by major~ Consumer ExpendHure Survey, 1993-98 Item 1993 1994 1995 1996 Average annual expenditures........................................... 100.0 100.0 100.0 100.0 Food........................................................................................ 14.3 13.9 14.0 13.9 At home............................................................................... 8.9 8.5 8.7 8.5 Away from home ................................................................. 5.4 5.4 5.3 5.4 Housing ................................................................................... 31.4 31.8 32.4 31.8 Apparel and services .............................................................. 5.5 5.2 5.3 5.2 Transportation......................................................................... 17.8 19.0 18.6 18.9 Vehicles ............................................................................... 7 .6 8.6 8.2 8.3 Gasoline and motor oil........................................................ 3.2 3.1 3.1 3.2 Other................................................................................... 7.0 7.4 7.3 7.4 Health care ............................................................................. 5.8 5.5 5.4 5.2 Entertainment ......................................................................... 5.3 4.9 5.0 5.4 Personal insurance and pensions .......................................... 9.5 9.3 9.2 9.1 Life and other personal insurance ...................................... 1.3 1.3 1.2 1.0 Pensions and Social Security ............................................. 8.2 8.0 8.0 8.0 Other expenditures1................................................................. 10.5 10.3 10.1 10.5 1 Includes alcoholic beverages, personal care products and services, reading, education, tobacco products and supplies, cash contributions, and miscellaneous. Brief description of the Consumer Expenditure Survey The current Consumer Expenditure Survey program began in 1980. Its principal objective is to collect information on the buying habits of American consumers. Consumer expenditure data are used in a variety of research by government, business, labor, and academic analysts. Additionally, the data are required for periodic revision of the Consumer Price Index (CPI). The survey, which is conducted by the Bureau of the Census for the Bureau of Labor Statistics, consists of two components: A diary or recordkeeping survey completed by participating consumer units for two consecutive I-week periods; and an interview survey in which expenditures of consumer units are obtained in five interviews conducted every 3 months. Results in this report are based on integrated data from both surveys. BLS also publishes integrated data in bulletins that include a more complete description of integration methods and a complete list of source selection by component. The most recent of these bulletins is Consumer Expenditure Survey, 1994-95, Bulletin 2492, December 1997. The next bulletin will include 1996-97 data and will be available in early fall 1999. 4 Survey participants record dollar amounts for goods and services purchased during the reporting period, whether or not payment is made at the time of purchase. Expenditure amounts include all sales and excise taxes for all items purchased by the consumer unit for itself or for others. Excluded from both surveys are all business-related expenditures and expenditures for which the consumer unit is reimbursed. Each component of the survey queries an independent sample of consumer units, which is representative of the U.S. population. For the diary survey, about 5,000 consumer units are sampled each year. Each consumer unit keeps a diary for two I-week periods-yielding approximately 10,000 diaries a year. The interview sample is selected on a rotating panel basis, surveying about 5,000 consumer units each quarter. Each consumer unit is interviewed once per quarter, for five consecutive quarters. Data are collected on an ongoing basis in I 05 areas of the United States. The interview survey obtains data on the types of that respondents can recall for a period of 3 months or longer. Digitized by Google In general, these include relatively large expenditures, such as real property, automobiles, and major appliances, or expenditures which occur on a regular basis, such as rent, utilities, or insurance premiums. Including "global estimates" of spending for food, it is estimated that about 95 percent of expenditures are covered in the interview survey. Nonprescription drugs, household supplies, and personal care items are excluded. The interview survey also provides data on expenditures incurred while on leisure trips. The diary survey obtains expenditures on small, frequently purchased items that are normally difficult for respondents to recall. Detailed records of expenses are kept for food and beverages-both at home and in eating places, tobacco, housekeeping supplies, nonprescription drugs, and personal care products and services. Expenditures incurred while away from home overnight or longer by members of the consumer unit are not collected in the diary survey. Although the diary was designed to collect information on expenditures that could not be recalled easily over a period of time, respondents are asked to report all expenses week (except overnight travel) that the consumer unit incurs during the survey. Integrated data from the BLS diary and interview surveys provide a complete accounting of consumer expenditures and income, which neither survey component alone is designed to do. Data on some expenditure items are collected only in either the diary or interview survey. For example, the diary does not collect data on expenditures for overnight travel, or information on reimbursements, as the interview does. Examples of expenditures for which reimbursements are excluded are medical care; automobile repair; and construction, repairs, alterations, and maintenance of property. For items unique to one or the other survey, the choice of which survey to use as the source of data is obvious. However, there is considerable overlap in coverage between the surveys. Because of this, integrating the data presents the problem of determining the appropriate survey component from which to select expenditure items. When data are available from both survey sources, the more reliable of the two (as determined by statistical methods) is selected. As a result, some items are selected from the interview survey and others from the diary survey. Population coverage and definition of components of the Consumer Expenditure Survey differ from those of the Consumer Price Index. Consumer expenditure data cover the total population whereas the CPI covers only the urban population. In addition, home ownership is treated differently in the two surveys. Actual expenditures of homeowners are reported in the Consumer Expenditure Survey, whereas the Consumer Price Index uses a rental equivalence approach that attempts to measure the change in the cost of obtaining, in the rental marketplace, services equivalent to those provided by owneroccupied homes. specified characteristics, regardless of whether or not a particular unit incurred an expense for a specific item during the recordlceeping period. The average expenditure for an item may be considerably lower than the expenditure by those consumer units that purchased the item. The less frequently an item is purchased, the greater the difference between the average for all consumer units and the average of those purchasing the item. Also, an individual consumer unit may spend more or less than the average, depending on its particular characteristics. Factors such as income, age of family members, geographic location, taste, and personal preference also influence expenditures. Furthermore, even within groups with similar characteristics, the distribution of expenditures varies substantially. These points should be considered when relating reported averages to individual circumstances. Users of these survey data should also keep in mind that prices for many goods and services have risen since the survey was conducted. For example, rent as measured by the Consumer Price Index rose about 6.3 percent between 1996 and July 1998. In addition, sample surveys are subject to two types of errors-sampling and nonsampling. Sampling errors occur because the data are collected from a representative sample rather than the entire population. Nonsampling errors result from the inability or unwillingness of respondents to provide correct information, differences in interviewer ability, mistakes in recording or coding, or other processing errors. Also, the year-to-year changes are volatile and they should be interpreted carefully. Tables and data Tables in this report include integrated data from both the diary and interview components of the Consumer Expenditure Survey, enabling data users to associate the full range of expenditures with consumers' demographic characteristics. Tables show data classified by income quintile, income class, age of the reference person, size of the consumer unit, composition of the consumer unit, number of earners, housing tenure, type of area (urban-rural), race, Hispanic origin, region of residence, occupation and education. (These are the same classifications published in prior reports and bulletins.) Information on expenditures, income, and family characteristics of single persons, classified by either age and sex or income and sex, is also available. Tables that show consumer expenditure data cross-tabulated by income before taxes and either age of the reference person, size of the consumer unit, or region of residence are also available. These tables are not presented in this report but may be obtained from the Bureau's Division of Consumer Expenditure Surveys. Integrated Consumer Expenditure Survey data are published in bulletins at 2-year intervals. The most recent is Consumer Expenditure Survey, 1994-95, Bulletin 2492, December 1997. It contains tables of average annual expenditures, income, and characteristics for the same classifications that are shown in this report but in greater detail. Also included are tables showing average annual data over a Interpreting the data Expenditure data shown in the tables should be interpreted with care. Expenditures are averages for consumer units with 5 Digitized by Google 2-year period for the following characteristics: Income before taxes cross-tabulated by either age, consumer unit size, or region; single consumers by sex cross-tabulated by either income or age; and selected Metropolitan Statistical Areas (MSAs). The bulletin also includes analyses of expenditure data as they apply to various topics of interest. The next Consumer Expenditure Survey bulletin will include 1996-97 data and will be available in early fall 1999. Tables with the same level of detail as shown in the bulletin are available on diskette and can be accessed through the Internet http:// stats.bls.gov/csxhome.btm. Other survey information, including answers to frequently asked questions, a glossary of terms, and order forms for survey products, is also available on the Internet. Data are available for 1984-96. CD-ROM are microdata files back to 1990 and for selected earlier years. Microdata files for earlier years are also available on public use tapes. A time series with data for 1984 through 1994, consisting of demographic characteristics and summary-level expenditure microdata files, is available on CD-ROM. Consumer Expenditure Survey data are also available via the Bureau's fax-on-demand service. This service contains information and data that may be accessed from a touch-tone phone 24 hours a day, 7 days a week, by dialing (202) 6066325. Voice prompts explain how to obtain the information. Data available on the fax-on-demand service are for the most recent published year. Additional data also are presented in articles in the Monthly Labor Review. For more detailed information on the availability of current and earlier data, contact the Division of Consumer Expenditure Surveys, Bureau of Labor Statistics, Room 3985, 2 Massachusetts Avenue, NE, Washington, DC 20212-0001. Telephone (202) 606-6900. E-mail: riordon_ b@bls.gov. Internet http://stats.bls.gov. Material in this publication is in the public domain and, with appropriate credit, may be reproduced without permission. Information in this report is available upon request to sensory impaired individuals: Voice phone: (202) 606-7828, TDD phone: (202) 606-5897, TDD message referral phone: l-800-326-2577. Other available data 1be 1996 diary and interview microdata will soon be available on CD-ROM. The interview files contain expenditure data in two different formats: MTAB files that present monthly values in an item coding framework based on the CPI pricing scheme, and EXPN files that organize expenditures by the section of the interview questionnaire in which they are collected. Expenditure values on EXPN files cover different time periods depending on the specific question asked, and the files also contain relevant non-expenditure information not found on the MTAB files. Currently available on 6 Digitized by Google Glossary Consumer unit. A consumer unit is defined as members of a household related by blood, marriage, adoption, or other legal arrangement; a single person living alone or sharing a household with others but who is financially independent; or two or more persons living together who share responsibility for at least 2 out of 3 major types of expenses-food, housing, and other expenses. Students living in university-sponsored housing are also included in the sample as separate consumer units. members 14 years old or over during the 12 months preceding the interview. The components of income are wages and salaries; self-employment income; Social Security and private and government retirement income; interest, dividends, and rental and other property income; unemployment and workers' compensation and veteran's benefits; public assistance, supplemental security income, and food stamps; rent or meals or both as pay; and regular contributions for support such as alimony and child support. Reference person. The first member mentioned by the respondent when asked to "Start with the name of the person or one of the persons who owns or rents the home." It is with respect to this person that the relationship of other consumer unit members is determined. Complete income reporters. In general, a consumer unit that provides values for at least one of the major sources of its income, such as wages and salaries, self-employment income, and Social Security income. Even complete income reporters may not provide a full accounting of all income from all sources. Total expenditures. The transaction costs, including excise and sales taxes, of goods and services acquired during the interview period. Estimates include expenditures for gifts and contributions and payments for pensions and personal insurance. Quintiles of income before taxes. Complete income reporters are ranked in ascending order of income value and divided into five equal groups. Incomplete income reporters are not ranked and are shown separately in the quintiles of income tables. Income. The combined income earned by all consumer unit 7 Digitized by Google Table 1. Qulntlles of Income before taxes: Averaga annual expenditures and characterlstlca, Consumer Expenditure Survey, 1996 Complete reporting of income Item All consumer Total complete units reporting Lowest 20 percent Second 20 percent Third 20 percent Fourth 20 percent Highest 20 percent Incomplete reporting of income Number of consumer units (in thousands) ............ Lower limit ............................................................ 104,212 n.a. 82,629 n.a. 16,491 n.a. 16,525 $11,311 16,520 $21,581 16,534 $36,020 16,559 $58,367 21,583 n.a Consumer unit characteristics: Income before ta>ces 1 ........................................ Age of reference person ..................................... $38,014 47.7 $38,014 47.9 $6,542 50.7 $16,204 52.3 $28,321 47.1 $46,296 44.2 $92,523 45.0 {1) 47.1 Average number in consumer unit: Persons .... ...................................... .................... Children under 18 ............................................... Persons 65 and over ....................•..................... Earners ............................................................... Vehicles .............................................................. Percent homeowner ............................................. 2.5 .7 .3 1.3 1.9 64 2.5 .7 .3 1.4 1.9 64 1.8 .4 .4 .6 1.0 40 2.3 .6 .6 .9 1.5 57 2.6 .7 .3 1.3 2.0 60 2.9 .8 .2 1.8 2.5 74 3.1 .9 .1 2.1 2.8 86 2.6 .7 .3 1.3 1.7 64 Average annual expenditures ............................... Food .........•.......•................................................. Food at home ................................................... Cereals and bakery products ...........•.............. Meats, poultry, fish, and eggs ......................... Dairy products .......................•........................ Fruits and vegetables ........•............................ Other food at home ...................................•..... Food away from home ............ ............ .............. $33,797 4,698 2,876 447 737 312 490 889 1,823 $35,591 4,913 2,999 467 758 330 504 940 1,914 $15,896 2,665 1,918 296 522 203 316 581 747 $22,799 3,702 2,525 378 688 264 450 745 1,177 $30,402 4,520 2,824 441 696 333 475 880 1,696 $41,965 5,782 3,426 536 854 376 548 1,111 2,356 $66,794 7,890 4,299 686 1,031 473 729 1,380 3,591 $27,167 3,964 2,457 378 664 251 444 719 1,506 Alcoholic beverages ........................................... Housing ······························································ Shelter .............................................................. Owned dwellings ............................................ Rented dwellings ................•........................... Other lodging ...... ............................................ Utilities, fuels, and public services .................... Household operations ..... ........•.•....................... Housekeeping supplies ....... ............................. Household furnishings and equipment ............. Apparel and services ................ .......................... 309 10,747 6,064 3,783 1,864 417 2,347 522 464 1,350 1,752 333 10,899 6,058 3,791 1,850 417 2,359 547 508 1,427 1,874 149 5,514 3,060 1,055 1,834 171 1,549 190 242 472 775 200 7,551 4,071 1,829 2,076 166 2,006 261 405 808 1,194 311 9,340 5,047 2,560 2,245 243 2,253 402 426 1,213 1,542 366 12,436 6,856 4,646 1,796 415 2,677 621 588 1,693 2,223 640 19,625 11 ,241 8,850 1,303 1,088 3,306 1,258 878 2,942 3,632 225 10,206 6,084 3,749 1,915 419 2,300 427 314 1,081 1,337 Transportation .........................................•.......... Vehicle purchases (net outlay) ......................... Gasoline and motor oil .. ...•....... ......................... Other vehicle expenses .................................... Public transportation ......................................... 6,382 2,815 1,082 2,058 427 6,602 2,922 1,106 2,147 428 2,817 1,331 524 746 216 4,217 1,842 776 1,360 239 6,007 2,755 1,065 1,934 254 8,039 3,463 1,430 2,716 430 11,912 5,209 1,732 3,971 1,000 5,542 2,406 989 1,724 423 Health care ......................................................... Entertainment •..... ............................................... Personal care products and services ........... ..... . Reading .............................................................. Education ............................................................ Tobacco products and smoking supplies ........... Miscellaneous ... .................................................. Cash contributions .................... .......................... 1,770 1,834 513 159 524 255 855 940 1,831 1,940 540 165 501 919 1,090 1,111 685 258 76 427 187 440 464 1,759 967 364 108 236 251 702 558 1,839 1,534 507 145 286 305 865 818 2,022 2,505 661 185 493 312 1,046 1,211 2,421 4,004 909 311 1,061 266 1,541 2,395 1,543 1,444 418 137 613 218 613 369 Personal insurance and pensions ................. ..... Life and other personal insurance ... ................. Pensions and Social Security ........................... 3,060 353 2,707 3,719 370 3,349 328 122 206 990 214 776 2,383 281 2,102 4,684 434 4,251 10,187 798 9,389 539 288 251 264 1 Components of Income and taxes are derived from "complete Income reporters• only; see glossary. n.a. Not applicable 8 Digitized by Google Table 2. Income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996 Complete reporting of income 1 Item Total complete reporting Number of consumer units (in thousands) .. Less than $5,000 $5,000 to $9,999 82,629 4,660 9,279 Consumer unit characteristics: Income before taxes 2 .............................. $38,014 47.9 Age of reference person ........................... $2,121 40.9 Average number in consumer unit: Persons ............... ............................ ...... ... Children under 18 ..................................... Persons 65 and over ................................ Earners .................... ................................. Vehicles .................................................... Percent homeowner ................................... 2.5 .7 .3 1.4 1.9 64 1.8 .4 .2 .9 1.0 32 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 le> to to to to to $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 8,974 7,661 9,830 7,528 $70,000 and over 10,772 11 ,373 $7,609 $12,440 $17,305 $24,547 $34,523 $44,580 $58,533 52.4 45.1 48.7 43.7 44.2 53.5 54.8 $105,756 45.5 1.7 .4 .5 .5 .9 42 2.2 .6 .6 .7 1.2 52 2.4 .6 .6 .9 1.6 58 12,554 2.5 .7 .4 1.2 1.9 59 2.7 .8 .3 1.5 2.1 64 2.9 .8 .2 1.8 2.4 74 3.1 .9 .1 2.0 2.7 81 3.1 .9 .1 2.1 2.8 88 Average annual expenditures ..................... $35,591 $16,608 $15,122 $18,730 $23,563 $28,199 $33,847 $40,714 $48,809 Food ......................................................... 6,411 2,568 4,913 3,275 4,929 2,539 4,109 3,587 5,576 2,999 Food at home ......................................... 1,937 2,701 1,692 2,425 3,331 2,366 2,970 3,648 467 Cereals and bakery products ................ 291 411 275 371 354 457 579 525 474 758 673 Meats, poultry, fish, and eggs ............... 521 705 631 812 729 910 246 Dairy products ...... .. ............................ .. 203 178 259 330 370 349 300 407 247 504 Fruits and vegetables ........................... 326 462 445 412 492 587 523 Other food at home ............................ ... 517 719 940 943 595 825 1,165 1,100 680 1,914 Food away from home .. .......................... 876 1,162 910 1,959 602 1,408 2,763 2,245 $73,550 8,260 4,429 708 1,047 480 764 1,429 3,832 Alcoholic beverages ................................. Housing ......................................... ........... Shelter .................................................... Owned dwellings .................................. Rented dwellings .................................. Other lodging ........................................ Utilities, fuels, and public services .......... Household operations ...... .. ..................... Housekeeping supplies ........................ .. Household furnishings and equipment ... Apparel and services ................................ 10,899 6,058 3,791 1,850 417 2,359 547 508 1,427 1,874 210 5,549 3,144 1,104 1,747 293 1,427 204 257 517 865 126 5,321 2,923 980 1,815 128 1,560 185 232 421 706 161 6,574 3,570 1,451 2,003 116 1,833 228 304 639 875 193 7,821 4,185 1,945 2,044 196 2,073 273 440 850 1,217 230 8,970 4,872 2,335 2,310 227 2,196 375 424 1,103 1,466 369 10,078 5,472 3,056 2,118 298 2,397 485 423 1,301 1,532 401 11,916 6,621 4,433 1,801 388 2,628 613 594 1,460 1,870 365 14,548 8,200 6,156 1,511 533 2,865 691 636 2,156 2,658 725 21,606 12,452 9,857 1,286 1,310 3,490 1,477 935 3,251 4,095 Transportation .......................................... Vehicle purchases (net outlay) ............... Gasoline and motor oil ............................ Other vehicle expenses ........................ .. Public transportation ............................... 6,602 2,922 1,106 2,147 428 3,503 1,946 574 783 200 2,548 1,142 476 694 235 2,933 1,049 648 1,030 206 4,477 1,944 831 1,476 226 5,595 2,522 1,004 1,814 255 6,943 3,254 1,189 2,193 307 7,694 3,245 1,420 2,671 357 9,302 4,128 1,585 3,024 566 13,027 5,706 1,762 4,355 1,204 Health care ............................................... Entertainment ........................................... Personal care products and services ....... Reading .................................................... Education .................................................. Tobacco products and smoking supplies Miscellaneous ........................................... Cash contributions .................................... 1,831 1,940 540 165 501 264 919 1,090 779 768 236 77 771 188 397 455 1,211 616 238 75 294 172 489 478 1,534 818 337 87 270 236 504 465 1,912 958 363 113 204 249 787 599 1,796 1,346 456 133 244 297 857 786 1,906 1,749 551 167 351 326 875 966 1,989 2,865 660 179 431 295 1,056 1,136 2,076 2,710 678 216 730 316 1,161 1,350 2,570 4,398 1,009 347 1,173 245 1,667 2,839 Personal insurance and pensions ............ Life and other personal insurance .......... Pensions and Social Security ................. 3,719 370 3,349 243 108 134 310 109 201 661 198 464 1,084 218 866 1,915 275 1,640 3,104 300 2,804 4,646 414 4,232 6,285 544 5,741 11 ,588 901 10,688 333 1 See ' Quintile of income before taxes' table for expenditures and income of all consumer units and incomplete income reporters. 2 Components of income and taxes are derived from 'complete income reporters' only; see glossary. 9 Digitized by Google Table 3. Age of reter.lce peraon: Average annual expenditures end cherecleriatlca, Conaumer Expenditure Survey, 1996 Item All consumer Under25 units 25 .34 35-44 45 .54 55 ·64 65 and over 65 • 74 75and over Number of consumer units (in thousands) .. 104,212 7,730 19,632 23,656 19,194 12,446 21 ,554 11 ,742 9,811 Consumer unit characteristics: Income before taxes 1 .............................. Age of reference person ........................... $38,014 47.7 $14,968 21.3 $37,889 29.8 $48,363 39.4 $51,672 49.2 $40,591 59.3 $22,426 74.6 $25,824 69.4 $18,379 80.9 Average number in consumer unit: Persons •..•.............. .................................. Children under 18 ..................•. .. ............... Persons 65 and over ................................ Earners ...............................................•..... Vehicles .................................................... Percent homeowner ................................... 2.5 .7 .3 1.3 1.9 64 1.8 .4 (2) 1.2 1.0 10 2.8 1.1 (2) 1.5 1.7 45 3.2 1.3 (2) 1.7 2.1 64 2.7 .6 (2) 1.8 2.4 76 2.3 .2 .1 1.4 2.3 79 1.8 .1 1.4 .4 1.5 80 1.9 .1 1.4 .6 1.8 82 1.6 (2) 1.4 .2 1.1 77 Average annual expenditures .•...••......•....... Food ......................................................... Food at home ... ...................................... Cereals and bakery products ................ Meats, poultry, fish, and eggs ...... ......... Dairy products ...................................... Fruits and vegetables ........................... Other food at home ..................... .......... Food away from home ............................ $33,797 4,698 2,876 447 737 312 490 889 1,823 $18,384 2,865 1,638 251 398 185 254 550 1,226 $33,020 4,388 2,544 398 641 285 416 804 1,844 $39,944 5,692 3,472 554 886 393 569 1,070 2,220 $42,772 5,817 3,401 517 889 348 573 1,074 2,416 $36,132 5,073 3,131 474 823 323 544 968 1,942 $24,029 3,378 2,384 372 607 258 457 691 993 $27,739 3,973 2,779 427 731 292 526 803 1,193 $19,603 2,673 1,917 307 460 217 376 557 756 Alcoholic beverages •.. ... ......... .......•.......... Housing .................................................... Shelter ...................................... ........ ...... Owned dwellings .................................. Rented dwellings ........................... ....... Other lodging ........................................ Utilities, fuels, and public services .......... Household operations ............................. Housekeeping supplies .......................... Household furnishings and equipment ... Apparel and services ................................ 309 10,747 6,064 3,783 1,864 417 2,347 522 464 1,350 1,752 258 5,583 3,526 508 2,787 231 1,096 144 182 635 1,220 359 11,180 6,584 3,296 3,076 212 2,179 663 355 1,399 1,879 349 12,874 7,535 5,075 2,057 403 2,568 694 512 1,565 2,086 357 12,902 7,254 5,213 1,450 591 2,783 448 625 1,792 2,448 381 10,785 5,761 3,986 1,159 615 2,637 371 600 1,416 1,600 153 7,945 3,999 2,590 991 418 2,150 495 399 902 939 169 8,895 4,451 3,033 888 529 2,359 419 467 1,199 1,247 134 6,811 3,459 2,060 1,115 284 1,899 587 318 549 573 Transportation ....•..................................... Vehicle purchases (net outlay) ......... ...... Gasoline and motor oil ............................ Other vehicle expenses ........... ............... Public transportation ............................... 6,382 2,815 1,082 2,058 427 4,029 2,087 694 1,063 186 6,640 3,144 1,089 2,096 311 7,335 3,279 1,274 2,345 437 8,233 3,508 1,401 2,817 507 6,913 2,917 1,195 2,222 578 3,990 1,591 652 1,296 451 5,174 2,290 833 1,551 501 2,573 754 436 991 392 Health care ............................................... Entertainment ....•..................•................... Personal care products and services ....... Reading .................................................... Education ...........•................................ ...... Tobacco products and smoking supplies Miscellaneous ........................................... Cash contributions .................................... 1,770 1,834 513 159 524 255 855 940 386 977 287 72 1,068 191 319 115 1,119 1,734 478 126 530 250 721 461 1,603 2,445 584 169 512 308 866 937 1,838 2,234 645 198 843 324 1,139 1,190 2,163 2,011 531 199 433 962 1,353 2,759 1,105 422 153 104 143 846 1,216 2,634 1,404 464 173 133 197 981 1,017 2,908 749 371 130 69 78 685 1,454 Personal insurance and pensions .. .......... Life and other personal insurance .......... Pensions and Social Security ................. 3,060 353 2,707 1,015 74 941 3,154 240 2,914 4,185 408 3,777 4,605 474 4,132 3,441 544 2,897 876 278 599 1,278 345 933 395 197 199 288 1 Components of Income and taxes are derived from "complete Income reporters• only; see glossary. 2 Value less than 0.05 Digitized by Google Table 4. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996 Item All consumer units One person Two or more persons Two persons Three persons Four persons Five or more persons Number of consumer units (in thousands) .. 104,212 29,497 74,715 32,444 16,101 15,261 10,909 Consumer unit characteristics: Income before taxes 1 .............................. Age of reference person ...... .... ... .. ............ $38,014 47.7 $20,668 50.0 $44,972 46.8 $41 ,268 53.1 $46,156 43.5 $50,836 41 .0 $46,215 41.2 Average number in consumer unit: Persons ...... .. ............... .... .............. ........... Children under 18 .. ..................... ............ .. Persons 65 and over .... .. ..... ..................... Earners ....... ............. .... ..... ........... ........... .. Vehicles .. .... .... .. ....................................... . Percent homeowner ................ ......... .......... 2.5 .7 .3 1.3 1.9 64 1.0 n.a. .3 .6 1.0 45 3.2 1.0 .3 1.6 2.3 71 2.0 .1 .5 1.2 2.1 73 3.0 .8 .2 1.8 2.2 67 4.0 1.6 .1 2.0 2.5 72 5.6 2.9 .1 2.2 2.5 68 Ave rage annual expenditures ............. ..... ... Food ........... .. .. .......................................... Food at home ········································· Cereals and bakery products ................ Meats, poultry, fish, and eggs ...... ..... .. .. Dairy products ...................................... Fruits and vegetables ... .................... .. .. Other food at home ............ ............. .. .... Food away from home .... ........................ $33,797 4,698 2,876 447 737 312 490 889 1,823 $20 ,082 2,599 1,461 220 351 159 262 469 1,138 $39,167 5,503 3,417 534 884 371 577 1,050 2,086 $35,559 4,574 2,679 409 672 282 487 829 1,894 $39,531 5,423 3,355 502 888 584 1,036 2,068 $43,670 6,535 4,046 658 1,064 448 638 1,239 2,489 $43,217 7,043 4,928 797 1,287 579 766 1,499 2,115 Alcoholic beverages ... ..... ..... ... ... .............. Housing ........................... .................... .. ... Shelter ........................... .... ...... ............... Owned dwellings ......... .. ....... ................ Rented dwellings .................... ... ........... Other lodging ......... ... ......................... ... Utilities, fuels, and public services .......... Household operations ............................ . Housekeeping supplies .......................... Household furnishings and equipment .. . Apparel and services ................ .. .............. 309 10,747 6,064 3,783 1,864 417 2,347 522 464 1,350 1,752 262 7,095 4,396 1,882 2,249 265 1,488 262 217 732 886 327 12,182 6,722 4,533 1,712 478 2,686 625 558 1,592 2,085 385 10,921 5,982 3,848 1,590 544 2,431 413 506 1,590 1,631 269 12,652 6,930 4,621 1,879 429 2,755 807 619 1,542 2,110 296 13,674 7,644 5,458 1,694 492 2,894 898 596 1,642 2,492 276 13,152 7,328 5,144 1,851 Transportation ·········"······························· Vehicle purchases (net outlay) ......... .. ... . Gasoline and motor oil ... ... ................. ..... Other vehicle expenses ... ....................... Public transportation ...................... .... .. ... 6,382 2,815 1,082 2,058 427 3,197 1,189 582 1,121 305 7,639 3,457 1,279 2,428 475 6,975 3,117 1,089 2,206 563 7,835 3,592 1,323 2,481 438 8,152 3,632 1,484 2,657 379 8,606 4,022 1,490 2,689 405 Health care .......... ... ....... .... .. .............. ....... Entertainment .... ............ ........................... Personal care products and services .... ... Reading .............. ..... .. .............. ................. Education ............... .. ...... ...... ...... ............... Tobacco products and smoking supplies Miscellaneous ...... ..................... ................ Cash contributions .................... .. .......... .... 1,770 1,834 513 159 524 255 855 940 1,155 1,002 290 117 414 166 681 721 2,013 2,160 599 176 567 290 923 1,027 2,138 2,101 537 196 402 256 1,007 1,196 2,013 1,876 588 166 612 314 918 1,012 1,886 2,617 686 171 767 303 780 908 1,816 2,114 685 139 714 Personal insurance and pensions ............ Life and other personal insurance .. .. ...... Pensions and Social Security .. ............... 3,060 353 2,707 1,497 141 1,356 3,677 437 3,240 3,240 400 2,839 3,744 427 3,318 4,404 491 3,913 3,864 485 3,379 344 333 3,053 601 569 1,602 2,875 334 884 714 1 Components of income and taxes are derived from ' complete income reporters' only; see glossary. n.a. Not applicable II Digitized by Google Table 5. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996 Husband and wife consumer units Husband and wife with children Item Total husband Husband and wife and wife consumer only units Total husband and wife with children Oldest child under6 Oldest child 6 to 17 Oldest child 18 or over Single One parent, at person Other husband least one and other consumer child and wife consumer under18 units units Number of consumer units (In thousands) .. 54,679 22,717 27,832 5,542 14,390 7,900 4,131 6,538 42,994 Consumer unit characteristics: Income before taxes 1 ······························ Age of reference person ........................... $50,616 48.1 $45,355 56.1 $55,294 41 .5 $53,847 31 .8 $53,637 39.4 $59,342 51 .9 $48,205 48.8 $21,314 36.6 $24,690 48.9 Average number in consumer unit: Persons .................................................... Children under 18 ..................................... Persons 65 and over .... ............................ Earners .....•............................................... Vehicles .................................................... Percent homeowner ....................... ............ 3.2 .9 .3 1.7 2.5 80 2.0 n.a. .7 1.2 2.3 83 4.0 1.6 .1 2.1 2.7 78 3.5 1.5 (2) 1.7 2.1 68 4.2 2.2 (3) 1.9 2.5 76 3.9 .6 .2 2.6 3.3 87 4.9 1.5 .5 2.4 2.7 76 3.0 1.9 (3) 1.0 1.1 34 1.6 .2 .3 .9 1.3 48 Food ................ ......................................... Food at home ......................................... Cereals and bakery products ... ............. Meats, poultry, fish, and eggs ............... Dairy products ...................................... Fruits and vegetables ........................... Other food at home ............................... Food away from home ............................ $43,036 5,956 3,655 571 929 400 628 1,127 2,301 $38,277 4,908 2,856 $46,180 6,562 4,097 657 1,033 460 673 1,274 2,465 $43,616 5,093 3,358 496 773 404 561 1,124 1,735 $46,476 6,992 4,333 722 1,072 487 706 1,347 2,659 $47,361 6,732 4,133 635 1,139 444 683 1,231 2,599 $48,134 7,594 5,046 730 1,427 554 872 1,463 2,548 $24,953 3,930 2,615 739 271 385 796 1,315 $23,264 3,148 1,877 285 480 202 323 588 1,270 Alcoholic beverages ............. .. .................. Housing ................ .................................... Shelter .................................. ..... ............. Owned dwellings .................................. Rented dwellings ...................... ......... ... Other lodging ........................................ Utilities, fuels, and public services .......... Household operations ............................. Housekeeping supplies .......................... Household furnishings and equipment ... Apparel and services ....•.. ....... .................. 334 13,165 7,225 5,299 1,353 572 2,813 700 614 1,814 2,201 372 11,623 6,206 4,404 1,146 656 2,555 451 572 1,839 1,587 308 14,255 8,009 6,012 1,478 519 2,962 900 1,751 2,487 253 15,858 8,727 6,236 2,148 342 2,583 2,117 478 1,953 2,174 305 14,305 8,252 6,205 1,560 487 2,896 749 651 1,756 2,491 354 13,045 7,063 5,505 857 702 3,346 321 705 1,609 2,723 297 14,362 7,545 5,418 1,655 472 3,230 718 718 2,151 3,728 143 8,929 4,968 1,831 2,904 233 2,108 536 444 872 1,921 302 7,928 4,753 2,151 2,355 248 1,790 294 266 825 1,131 Transportation ........................ ... ......... ...... Vehicle purchases (net outlay) ............... Gasoline and motor oil .................... ..... .. . Other vehicle expenses .......................... Public transportation ........... .. .................. 8,412 3,767 1,413 2,710 521 7,390 3,161 1,179 2,421 628 9,089 4,150 1,576 2,922 440 8,262 3,961 1,341 2,664 297 8,832 4,203 1,495 2,679 454 10,134 4,188 1,887 3,544 516 9,473 4,516 1,602 2,874 482 4,261 1,974 724 1,218 345 4,122 1,732 714 1,356 320 Health care .......................................... ... .. Entertainment ........................... ............. .. . Personal care products and services ....... Reading ...................... ............. .... .. ...... ... .. Education .................................................. Tobacco products and smoking supplies Miscellaneous ...................................... ..... Cash contributions ........ .. .......................... 2,325 2,407 648 200 647 280 969 1,220 2,506 2,254 581 220 411 236 1,054 1,472 2,193 2,485 695 190 832 292 887 1,084 2,001 2,060 593 171 305 216 794 1,047 2,122 2,820 683 189 814 293 846 1,034 2,456 2,145 788 205 1,230 344 1,029 1,201 2,228 2,713 695 151 688 442 1,072 746 859 1,241 464 77 408 204 675 403 1,202 1,187 344 120 Personal Insurance and pensions ... .... ..... Life and other personal insurance ....... ... Pensions and Social Security ................. 4,274 514 3,759 3,661 484 3, 177 4,822 534 4,289 4,790 505 4,285 4,751 522 4,230 4,974 576 4,398 3,946 549 3,397 1,439 166 1,273 1,763 177 1,587 Average annual expenditures ..................... 434 713 296 530 882 2,052 633 424 1 Components of income and taxes are derived from "complete income reporters• only; see glossary. 2 No data reported. 3 Value less than 0.05 n.a. Not applicable 12 Digitized by Google 384 230 736 667 Table 6. Number of earners In consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996 Item Single consumers All consumer One No earner units earner Consumer units of two or more persons No earner One earner Two earners Three or more Number of consumer units (in thousands) .. 104,212 11,463 18,034 10,546 20,705 33,038 10,426 Consumer unit characteristics: Income before taxes 1 ······························ Age of reference person .... .. ..... .. .............. $38,014 47.7 $12,385 68.3 $25,557 38.4 $19,073 63.5 $34,747 46.9 $54,116 41.4 $61 ,865 46.6 Average number in consumer unit: Persons .................................. .................. Children under 18 .. ................................... Persons 65 and over .. ... ........ ......... .......... Earners ................ ........ ............. .. ..... ...... ... Vehicles .............. ... .............................. ..... Percent homeowner .............. ............. ........ 2.5 .7 .3 1.3 1.9 64 1.0 n.a. .7 n.a. .8 58 1.0 n.a. .1 1.0 1.2 37 2.5 .6 1.2 n.a. 1.5 72 3.0 1.1 .3 1.0 1.9 64 3.1 .9 .1 2.0 2.4 72 4.4 1.2 .1 3.4 3.3 81 Average annual expenditures ...... ......... ...... Food ......... .. ......... ............ ....... ... .......... ..... Food at home .......... ........... .......... .. ..... .. . Cereals and bakery products ................ Meats, poultry, fish , and eggs ......... ...... Dairy products ...................................... Fruits and vegetables ......................... .. Other food at home ....... .... ...... .... .......... Food away from home ... .. ............ .. ..... .... $33,797 4,698 2,876 447 737 312 490 889 1,823 $15,174 2,136 1,562 243 406 171 283 459 574 $23,105 2,858 1,409 208 322 152 251 476 1,450 $24,043 3,937 2,823 440 774 284 527 798 1,113 $33,453 4,789 3,183 491 822 341 537 992 1,605 $43,850 5,712 3,392 530 861 373 574 1,055 2,320 $49,651 7,210 4,285 682 1,134 471 688 1,311 2,924 Alcoholic beverages ................................. Housing .. .. ...... .. ..... ............... ................ ... . Shelter ........ .. .. ........... .. ........... ...... .......... Owned dwellings .... .............. ................ Rented dwellings .. ................................ Other lodging .......................... .... .......... Utilities, fuels , and public services ...... .... Household operations ...... .... ......... .. ........ Housekeeping supplies ... .......... ..... .. ...... Household furnishings and equipment ... Apparel and services .. ...................... .. ...... 309 10,747 6,064 3,783 1,864 417 2,347 522 464 1,350 1,752 97 5,948 3,322 1,507 1,624 191 1,522 389 216 500 607 352 7,815 5,078 2,121 2,646 312 1,467 181 218 871 1,040 209 7,879 3,912 2,275 1,297 340 2,246 402 426 893 922 241 11,101 6,061 3,712 1,955 394 2,502 532 549 1,457 1,881 382 13,714 7,770 5,413 1,843 514 2,740 826 554 1,825 2,248 383 13,717 7,557 5,659 1,230 668 3,325 391 678 1,766 2,789 Transportation ·········................................. Vehicle purchases (net outlay) ............... Gasoline and motor oil .................... .... .... Other vehicle expenses ....... ........... ....... . Public transportation ............................... 6,382 2,815 1,082 2,058 427 1,788 483 341 660 303 4,093 1,637 735 1,414 307 4,318 1,911 700 1,312 395 6,208 2,833 1,073 1,874 428 8,618 3,953 1,407 2,760 498 10,715 4,688 1,868 3,581 577 Health care ........ .......... ........... ......... ......... Entertainment ... ................. .. .................... . Personal care products and services ....... Reading .......... ....... .. ...... .. ................... ...... Education ......................................... ......... Tobacco products and smoking supplies Miscellaneous ... .. .. ............... ......... ... ......... Cash contributions .......... ... .. ..................... 1,770 1,834 513 159 524 255 855 940 1,697 622 259 97 139 123 622 841 812 1,233 308 129 587 194 716 645 2,590 1,382 458 132 176 184 542 967 1,947 1,710 528 153 443 273 846 930 1,815 2,581 613 197 574 302 1,043 1,102 2,202 2,404 809 198 1,177 390 1,071 1,043 Personal insurance and pensions ............ Life and other personal insurance .......... Pensions and Social Security ................. 3,060 353 2,707 199 114 2 85 2,322 158 2,164 349 264 2 85 2,403 356 2,048 4,949 497 4,452 5,543 583 4,960 1 Components of income and taxes are derived from ' complete income reporters' only; see glossary. 2 Data are likely to have large sampling errors. n.a. Not applicable 13 Digitized by Google Table 7. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996 Item All consumer units Housing tenure Homeowner Renter Race of reference person Type of area Urban Rural White and other Black Hispanic origin of reference person Hispanic NonHispanic Number of consumer units (in thousands) .. 104,212 66,272 37,940 91,061 13,151 91,856 12,355 8,717 95,494 Consumer unit characteristics: Income before taxes 1 .............................. Age of reference person ........................... $38,014 47.7 $45,654 52.2 $24,708 39.8 $39,358 47.3 $29,032 50.6 $39,419 48.1 $27,190 44.7 $29,166 42.7 $38,874 48.2 Average number In consumer unit: Persons .................................................... Children under 18 .................................. .. . Persons 65 and over ................................ Earners .. ................................................... Vehicles ............................. ....................... Percent homeowner ................................... 2.5 .7 .3 1.3 1.9 64 2.7 .7 .4 1.5 2.3 100 2.3 .7 .2 1.2 1.2 n.a. 2.5 .7 .3 1.3 1.8 61 2.6 .7 .4 1.4 2.5 84 2.5 .6 .3 1.4 2.0 66 2.9 1.1 .2 1.2 1.2 42 3.4 1.3 .2 1.5 1.6 46 2.5 .6 .3 1.3 1.9 65 Average annual expenditures ..................... Food ......................................................... Food at home ......................................... Cereals and bakery products ................ Meats, poultry, fish, and eggs ............... Dairy products ...................................... Fruits and vegetables ........................... Other food at home ............................... Food away from home ............................ $33,797 4,698 2,876 447 737 312 490 889 1,823 $39,299 5,272 3,200 502 799 352 549 998 2,073 $24,170 3,687 2,304 351 628 242 386 698 1,383 $34,502 1,873 $28,853 4,178 2,723 420 687 292 424 900 1,455 $34,994 4,844 2,918 457 718 326 499 918 1,926 $24,926 3,630 2,568 3TT 873 212 424 683 1,062 $27,868 4,862 3,375 483 976 363 639 913 1,488 $34,338 4,685 2,834 444 717 308 478 888 1,852 Alcoholic beverages ................................. Housing .................................................... Shelter .................................................... Owned dwellings .................................. Rented dwellings .................................. Other lodging ........................................ Utilities, fuels, and public services .......... Household operations ............................. Housekeeping supplies .......................... Household furnishings and equipment ... Apparel and services ................................ 309 10,747 6,064 3,783 1,864 417 2,347 522 464 1,350 1,752 321 12,200 6,505 5,912 44 549 2,782 661 566 1,686 1,933 286 8,204 5,292 63 5,042 187 1,587 279 283 762 1,434 330 11,140 6,398 3,922 2,044 432 2,336 561 465 1,380 1,821 154 8,014 3,747 2,818 616 313 2,421 251 454 1,142 1,251 329 11,046 6,237 4,015 1,767 455 2,335 545 486 1,443 1,711 162 8,525 4,772 2,055 2,581 137 2,438 355 297 663 2,050 237 9,208 5,512 2,456 2,871 185 2,139 316 375 866 1,915 315 10,885 6,114 3,904 1,772 439 2,366 541 471 1,393 1,738 Transportation .......................................... Vehicle purchases (net outlay) ............... Gasoline and motor oil ............................ Other vehicle expenses .......................... Public transportation ............................... 6,382 2,815 1,082 2,058 427 7,531 3,297 1,267 2,462 505 4,375 1,972 758 1,353 291 6,326 2,728 1,048 2,087 463 6,767 3,419 1,312 1,858 178 6,659 2,956 1,125 2,129 449 4,323 1,766 759 1,531 269 5,340 2,316 1,040 1,663 321 6,4TT 2,860 1,085 2,094 437 Health care ............................................... Entertainment ........................................... Personal care products and services ....... Reading .................................................... Education .................................................. Tobacco products and smoking supplies Miscellaneous ........................................... Cash contributions .................................... 1,TTO 1,834 513 159 524 255 855 940 2,248 2,264 586 190 530 252 980 1,187 936 1,081 385 105 513 260 636 1,749 1,888 530 165 564 242 858 510 964 1,918 1,463 393 118 246 342 831 TT6 1,872 1,963 500 171 551 264 891 986 1,014 882 609 75 322 187 588 599 1,035 1,087 489 70 283 139 656 363 1,837 1,901 515 167 545 265 873 993 Personal insurance and pensions ............ Life and other personal insurance .......... Pensions and Social Security ................. 3,060 353 2,707 3,805 467 3,338 1,759 155 1,605 3,155 358 2,797 2,401 317 2,084 3,208 355 2,854 1,960 342 1,618 2,185 226 1,960 3,140 365 2,TT5 4,no 2,897 451 744 315 499 888 1 Components of income and taxes are derived from ' complete income reporters• only; see glossary. n.a. Not applicable 14 Digitized by Google Table 8. Region of residence: Average annual expenditures and characterlatica, Consumer Expenditure Survey, 1996 Item All consumer units Northeast Midwest West South Number of consumer units (In thousands) ..................... . 104,212 20,332 24,891 36,439 22,550 Consumer unit characteristics: Income before ta>ces 1 ................................................ .. Age of reference person ............................................... $38,014 47.7 $40,641 48.1 $37,975 48.8 $35,569 47.7 $39,790 46.1 2.5 2.5 2.5 2.5 2.6 .7 .3 .7 .3 .7 .3 .7 .3 .8 .3 1.3 1.9 64 1.3 1.6 59 1.4 2.1 69 1.3 1.9 67 1.4 2.0 57 Average annual expenditures ........................................ . Food ............................................................................. Food at home ............................................................. Cereals and bakery products .................................... Meats, poultry, fish, and eggs .................................. . Dairy products ......................................................... . Fruits and vegetables ............................................... Other food at home ................................................... Food away from home ................................................ $33,797 4,698 2,876 447 737 312 490 889 1,823 $34,163 4,940 3,020 489 798 342 544 848 1,919 $33,025 4,681 2,828 445 685 321 462 916 1,853 $32,871 4,431 2,725 416 741 275 437 857 1,706 $35,795 4,918 3,031 459 732 333 557 950 1,887 Alcoholic beverages ..................................................... Housing ........................................................................ Shelter ........................................................................ Owned dwellings ...................................................... Rented dwellings ...................................................... Other lodging ............................................................ Utilities, fuels, and public services ............................ .. Household operations ................................................. Housekeeping supplies ............................................ .. Household furnishings and equipment ...................... . Apparel and services .................................................... 309 10,747 6,064 3,783 1,864 417 2,347 522 1,350 1,752 353 11,818 7,201 4,378 2,318 505 2,428 516 457 1,216 1,902 310 10,031 5,456 3,611 1,410 436 2,392 462 465 1,257 1,777 273 9,761 5,014 3,157 1,500 357 2,448 518 416 1,365 1,653 323 12,161 7,405 4,447 2,543 416 2,060 600 544 1,551 1,744 Transportation ............................................................. . Vehicle purchases (net outlay) .................................. . Gasoline and motor oil ................................................ Other vehicle expenses .............................................. Public transportation ................................................... 6,382 2,815 1,082 2,058 427 5,605 2,043 910 2,069 584 6,086 2,558 1,096 2,033 399 6,937 3,470 1,156 1,995 316 6,511 2,734 1,101 2,178 498 Health care ................................................................... Entertainment ............................................................... Personal care products and services .......................... . Reading ........................................................................ Education ...................................................................... Tobacco products and smoking supplies .................... . Miscellaneous ............................................................... Cash contributions ........................................................ 1,770 1,834 513 159 524 255 855 940 1,600 1,746 492 185 622 238 746 1,839 1,848 519 169 536 288 843 1,019 1,912 1,830 507 135 450 274 792 1,027 1,619 1,905 534 164 541 201 919 890 Personal insurance and pensions .............................. .. Life and other personal insurance .............................. Pensions and Social Security .................................... . 3.060 353 2,707 3,004 351 2,653 3,079 364 2,715 2,890 380 2,511 3,364 299 3,065 Average number in consumer unit: Persons ........................................................................ Children under 18 ......................................................... Persons 65 and over .................................................... Earners ......................................................................... Vehicles ....................................................................... . Percent homeowner ....................................................... 464 910 1 Components of income and ta>ces are derived from "complete income reporters• only; see glossary. 15 Digitized by Google Table 9. Occupation of rahnnce per90n: Avenge annual expendlhna end characterlallcs Conaunw Expenditure Survey, 1996 Wage and salary earners Item SelfTechnical, Total Managers employed wage and sales and and workers derical salary professionals earners workers Service workers Operators, Construction fabricators workers and and mechanics laborers Retired All other, including not reporting Number of consumer units (in thousands) .................................. 5,694 67,928 21,683 18,765 8,923 6,244 12,313 19,172 11,417 Consumer unit characteristics: Income before taxes 1 .................... Age of reference person .•............... $47,380 48.8 $45,019 40.8 $63,104 42.3 $39,935 39.4 $27,256 40.2 $41,874 40.7 $34,952 41.1 $20,666 72.6 $19,266 46.2 Average number in consumer unit: Persons .......................................... Children under 18 ........................... Persons 65 and over .•.....•.............. Earners ..................•.........•...........•.. Vehicles .......................................... Percent homeowner ......................... 2.8 .8 .3 1.8 2.3 78 2.7 .8 .1 1.8 2.1 61 2.6 .8 .1 1.8 2.1 69 2.5 .7 .1 1.7 1.9 55 2.7 .9 .1 1.7 1.7 47 2.9 .9 .1 1.9 2.8 71 3.0 1.0 .1 1.9 2.2 59 1.8 .1 1.2 .3 1.5 79 2.8 1.0 .2 .5 1.3 47 $43,238 5,596 3,115 470 747 349 564 984 2,481 $37,487 5,044 2,986 464 760 326 499 937 2,058 $48,907 5,982 3,271 516 759 365 587 1,043 2,711 $34,124 4,608 2,749 427 700 309 453 860 1,859 $27,740 4,306 2,635 408 738 267 414 809 1,670 $34,877 5,069 3,213 499 897 354 472 990 1,856 $30,556 4,429 2,913 437 787 300 472 916 1,516 $23,739 3,475 2,410 385 630 255 441 699 1,064 $22,832 3,748 2,693 413 736 279 463 802 1,056 513 13,962 7,698 5,609 1,393 697 2,906 895 746 347 11,756 6,799 4,260 2,097 443 2,409 550 473 466 15,665 9,244 6,323 2,098 823 2,757 908 579 322 11,025 6,383 3,730 2,355 298 2,243 522 441 248 8,727 5,016 2,572 2,203 242 2,128 269 392 309 10,092 5,665 3,912 1,507 246 2,435 361 419 247 8,981 4,995 2,832 1,922 241 2,240 260 407 168 7,772 3,924 2,574 983 368 2,129 417 381 150 7,999 4,464 2,064 2,192 208 2,064 343 361 1,717 2,170 1,524 1,995 2,178 2,497 1,436 1,968 921 1,509 1,212 1,896 1,079 1,470 922 883 766 1,223 Transportation ................................ Vehicle purchases (net outlay) ..... Gasoline and motor oil .....•............ Other vehicle expenses ................ Public transportation ..................... 6,805 2,486 ., 1,289 2,538 492 7,309 3,265 1,234 2,355 454 8,655 3,617 1,346 2,903 789 6,606 2,890 1,116 2,244 356 5,950 2,948 991 1,753 258 7,656 3,691 1,525 2,233 208 6,819 3,234 1,248 2,057 280 4,173 1,685 691 1,363 433 4,356 2,194 724 1,211 228 Health care ..................................... Entertainment ................................. Personal care products and services •..•.•.....•........................ Reading ............•........•.•........•......... Education ........................................ Tobacco products and smoking supplies .................................... Miscellaneous ................................. Cash contributions .......................... 2,316 2,522 1,553 2,037 1,976 2,880 1,346 1,792 1,241 1,226 1,679 1,617 1,281 1,708 2,680 1,196 1,279 1,241 535 210 719 554 169 635 689 256 938 548 152 664 461 103 383 474 139 379 426 106 364 437 152 123 353 88 430 263 1,196 1,295 276 928 957 190 1,172 1,663 235 865 645 281 643 446 437 983 783 405 774 647 158 735 1,137 287 432 337 Personal insurance and pensions .. Life and other personal insurance Pensions and Social Security ....... 5,136 3,928 393 3,534 5,878 554 5,324 3,350 339 3,011 2,217 277 1,940 3,362 319 3,043 2,899 315 2,584 651 253 398 909 181 727 Average annual expenditures ........... Food ............................................... Food at home ........................•...... Cereals and bakery products ...... Meats, poultry, fish, and eggs ..... Dairy products ............................ Fruits and vegetables ................. Other food at home .•..•............•... Food away from home .................. Alcoholic beverages ....................... Housing ...............................•.•........ Shelter .......................................... Owned dwellings ........................ Rented dwellings ........................ Other lodging ..........................•... Utilities, fuels, and public services Household operations ......•............ Housekeeping supplies ................ Household furnishings and equipment ............................... Apparel and services ...................... 554 4,583 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 16 Digitized by Google Table 10. Education of refwence peraon: Average annual expenditure• and characterletlce, Coneumer Expenditure Survey, 1996 College graduate Less than college graduate Item All consumer units High school Less than High graduate Associate high school degree with school graduate some graduate college 1 Total Total Master's, Bachelor's professional, degree doctorate Number of consumer units On 104,212 79,437 19,268 32,509 19,768 7,892 24,n4 16,003 8,n1 $38,014 47.7 $31,511 48.3 $20,063 55.7 $33,094 48.2 $35,153 42.8 $44,282 44.6 $58,380 45.8 $53,193 44.6 $67,867 48.0 Average number In consumer unit: Persons .......................................... Children under 18 ........................... Persons 65 and over ...................... Earners ........................................... Vehicles .......................................... Percent homeowner ......................... 2.5 .7 .3 1.3 1.9 2.6 .7 .3 1.3 1.8 62 2.6 .7 .3 1.3 1.9 65 2.4 .6 .2 1.4 1.9 57 2.6 .8 .2 1.5 2.2 64 2.7 .8 .6 1.0 1.5 58 2.5 .6 .2 1.5 2.1 70 2.5 .6 .2 1.5 2.1 68 2.5 .6 .2 1.5 2.2 74 Average annual expenditures ........... Food ............................................... Food at home ............................... Cereals and bakery products ...... Meats, poultry, fish, and eggs ..... Dairy products ............................ Fruits and vegetables ................. Other food at home ..................... Food away from home .................. $33,797 4,698 2,876 447 737 312 490 889 1,823 $29,225 4,320 2,n4 425 747 298 459 $21,458 3,607 2,681 404 $32,462 4,583 2,720 425 662 295 469 $38,301 5,182 2,973 854 869 1,546 1,580 1,863 $48,245 5,832 3,178 511 708 352 582 1,024 2,654 $45,723 5,583 3,062 493 281 451 768 926 $29,705 4,402 2,822 431 788 301 449 $52,812 6,269 3,381 544 743 370 626 1,098 2,888 Alcohollc beverages ....................... 309 Housing .......................................... Shelter .......................................... Owned dwellings ........................ Rented dwellings ........................ Other lodging ..............•.•......•...... Utilities, fuels, and public services Household operations ................... Housekeeping supplies ................ Household furnishings and equipment .............................•. Apparel and services ...................... 10,747 6,064 3,783 1,864 417 2,347 522 464 246 9,169 5,057 2,981 1,795 281 2,237 381 417 127 7,079 3,826 1,858 1,834 133 2,081 184 313 247 9,145 4,978 3,000 1,704 274 2,293 381 440 302 10,236 1,350 1,752 1,on 1,522 675 1,110 1,053 1,379 Transpo,tatlon .......•......•................. Vehicle purchases (net outlay) ..... Gasoline and motor oll .................. Other vehicle expenses ................ Public transportation ..................... 6,382 2,815 1,082 2,058 427 5,700 5,898 289 4,217 2,009 810 1,174 224 Health care ..................................... Entertainment ................................. Personal care products and services .................................... Reading ..............................•........... Education ........................................ Tobacco products and smoking supplies .................................... Miscellaneous ................................. Cash contributions .......................... 1,no 1,834 1,628 1,575 513 159 524 255 Personal Insurance and pensions .. Life and other personal insurance Pensions and Social Security ....... thousands) ·································· Consumer unit character1stlcs: Income before taxes 2 .................... Age of reference person ................. 845 7n 66 459 735 343 489 947 2,209 407 11,747 6,594 4,345 1,820 429 2,455 553 497 15,765 9,291 6,352 2,085 854 2,700 972 601 1,348 1,708 1,502 2,628 2,723 1,051 1,861 263 6,121 2,614 1,083 2,063 361 1,467 851 1,667 1,757 457 120 353 330 72 134 455 940 294 n1 720 3,060 353 2,707 2,352 293 2,059 855 2,588 1,019 1,804 5,n4 3,500 1,896 378 2,208 470 436 643 688 342 556 982 2,521 4n 14,984 8,842 5,944 2,122 n6 2,614 884 531 17,187 10,111 7,098 2,017 996 2,858 1,133 504 no 2,201 2,439 2,139 2,349 2,316 2,597 7,447 3,379 1,242 2,455 371 8,569 8,408 8,862 3,543 1,281 2,874 871 3,600 1,269 2,718 3,441 1,303 3,157 961 1,586 1,855 1,955 1,914 2,226 2,648 2,098 524 153 579 608 172 695 687 284 1,071 666 117 261 948 724 329 1,298 308 551 428 316 857 254 808 855 759 271 865 n6 128 1,123 1,847 145 1,047 1,433 98 1,260 2,039 1,176 213 2,349 298 2,051 2,993 323 2,670 3,633 391 3,242 5,330 4,749 500 4,249 6,390 630 5,760 963 546 4,784 822 2,579 259 1 Baglnning In 1996, this column does not include reference persons with Associate degrees. 2 Components of income and taxes are derived from •complete Income reporters• only; see glossary. 17 Digitized by Google 2,459 2,no Bureau of Labor Statistics Regional Offices ...- • • -- Region I JFK Federal Building, E-310 15 New Sudbury Street Boston, MA 02203-1603 Phone: (617) 565-2327 Fax: (617) 565-4182 Region IV 61 Forsyth Street, SW Room 7T50 Atlanta, GA 30303 Phone: (404) 331-3415 Fax: (404) 331-3445 Regions VII and VIII City Center Square 1100 Main Street, Suite 600 Kansas City, MO 64105-2112 Phone: (816) 426-2481 Fax: (816) 426-6537 Region II Room808 201 Varick Street New York, NY 10014-4811 Phone: (212) 337-2400 Fax: (212) 337-2532 Region V Federal Office Building, 9"' Floor 230 S. Dearborn Street Chicago, IL 60604-1595 Phone: (312) 353-1880 Fax: (312) 353-1886 Regions IX and X 71 Stevenson Street P.O. Box 193766 San Francisco, CA 94119-3766 Phone: (415) 975-4350 Fax: (415) 975-4371 Region Ill Gateway Building, Suite 8000 3535 Market Street P.O. Box 13309 Philadelphia, PA 19101-3309 Phone: (215) 596-1154 Fax: (215) 596-4263 Region VI Federal Building 525 Griffith Street, Room 221 Dallas, TX 75202-5028 Phone: (214) 767-6970 Fax: (214) 767-3720 Digitized by Google U.S. DEPARTMENT OF LABOR Bureau of Labor Statistics Postal Square Building, Rm. 2850 2 Massachusetts Ave., NE Washington, DC 20212-0001 FIRST CLASS MAIL Postage and Fees Paid U.S. Department of Labor Permit No. G-738 Official Business Penalty for Private Use, $300 Address Service Requested -· Digitized by Google