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U. S. DEPARTMENT OF LABOR
JAMES J. DAVIS, Secretary
BUREAU OF LABOR STATISTICS
ETHELBERT STEWART, Commissioner
BULLETIN OF THE UNITED STATES 1
^
BUREAU OF LABOR S T A T IS T I C S /........................llO e
WORKMEN'S
INSURANCE
AND
COMPENSATION
o «7A
61 V
SERIES
COMPARISON OF WORKMEN’S
COMPENSATION LAWS OF THE
UNITED STATES AS OF
JANUARY 1, 1925
By LINDLEY D. CLARK
JANUARY, 1925
WASHINGTON
GOVERNMENT PRINTING OFFICE
1925
A D D I T I O N A L C O PIE S
OF THIS PUBLICATION M A Y BE PROCURED FROM
THE SUPERINTENDENT OF DOCUMENTS
GOVERNMENT PRINTING OFFICE
W ASHINGTON, D. C.
AT
10 C E N T S P E R C O P Y
CO N TEN TS
Page
In troduction _______________
Com pensation and insurance systems_____________________________________
Scope or coverage_________________________________________________________
Hazardous em ploym ents_____________________________________________
Numerical exem ptions____________________________________________ •___
Agriculture and domestic service_____________________________________
Public em ploym ent___________________________________________________
Other exclusions______________________________________________________
Occupational diseases_____________________________________________________
E lection ___________________________________________________________________
Suits for dam ages_________________________________________________________
Waiting tim e______________________________________________________________
Compensation scale_______________________________________________________
Per cent of wages_____________________________________________________
M aximum term and am ount_________________________________________
Weekly maximum and minim um _____________________________________
Partial disability______________________________________________________
M edical benefits___________________________________________________________
Administration and settlement of claim s__________________________________
Accident reporting and prevention________________________________________
Nonresident alien dependents_____________________________________________
hi
1 ,2
2 -4
4 -6
4
4, 5
5
5
5, 6
6
6
6, 7
7
8-12
8
8-10
10
10-12
12, 13
13
13, 14
14, 15
BULLETIN OF THE
U . S. BUREAU OF LABOR STATISTICS
n o . 379
WASHINGTON
Ja n u a r y , 1925
COMPARISON OF WORKMEN’S COMPENSATION LAWS OF THE UNITED
STATES AS OF JANUARY 1 ,1 9 2 5
IN TR O D U C TIO N
The first presentation of the compensation laws of the United
States in chart form was in the Bulletin of the Bureau of Labor (now
Bureau of Labor Statistics) for January, 1911 (No. 92). That chart
the principal features of nine State laws, including two re{iresented
ating only to mining. The chart has been revised and enlarged
from time to time,1 until its latest prior production in Bulletin No.
275, containing legislation up to the end of the year 1919, when the
laws of 42 States, of the Territories of Alaska and Hawaii, of the
island possession, Porto Rico, and the Federal statute, were pre
sented. The accompanying chart, setting forth the provisions o f the
laws as amended to the end of the year 1924, represents the same
number of jurisdictions, but with the substitution of Georgia for
Missouri, the legislature of the former State having enacted a law in
1920, while the Missouri statutes of 1919 and 1921 were both defeated
by referendum votes. There are thus six States1
2 now without com
pensation legislation, besides the District of Columbia, so far as
private undertakings are concerned; employees of the District
government are covered by the Federal statute relating to em
ployees of the United States, though compensated from District
and not Federal funds.
Since the revision of the chart in 1919, the laws of all the States 3
except Alabama, Arizona, and Kansas have been amended, and new
legislation superseding former laws has been enacted in Alaska and
Minnesota. In several States amendments have been made at every
session of the 1egislature since the original enactment.
These changes liberalize the laws by reducing the waiting time,
increasing the amount of benefits paid, either by percentage increases,
raising the maximum, or both, and by increased medical aid. There
are also some extensions of inclusions or coverage, while occupational
diseases have been recognized as compensable until at the present
time there are 12 States and the Federal Government caring for such
injuries. The percentage of wages paid as compensation is now 65
1 Bui. N o. 126 (1913), 22 States; N o. 186 (1915), 33 States; N o. 203 (1916), 35 States; and N o. 240 (1917),
40 States.
2 Arkansas, Florida, Mississippi, Missouri, N orth Carolina, and South Carolina.
2 For the sake of brevity, an jurisdictions, Territorial and other, are included under the term “ State.”
1
2
COMPARISON OP COMPENSATION LAWS OP UNITED STATES
in 4 States and 66% in 11, besides the Federal statute; so that 23
States, as against 20 at the beginning of the year 1920, pay 60 per cent
or more.
In 1920, 16 States fixed the maximum weekly payments at $12 or _
less. Now no State has a maximum less than $12 for temporary
total disability, and only 6 have as low a standard as that, while 12
pay $18 or more, as against 5 at the earlier date. The waiting time
is now less than one week in 8 jurisdictions, one week in 28, and more
than one week in 10, while at the earlier date only 4 laws fixed a
wailing time of less than one week, 22 provided for one of one week,
and 20 of more than a week.
Another change that indicates a recognition of the previous (and
in many cases continuing) inadequacy of relief consists of amend
ments making permanent partial disability payments additional to
the payments for temporary total disability, or the healing time.
Such changes have been made comparatively recently in Colorado,
Georgia, Hawaii, and New Mexico; while in New York, if the healing
time is protracted beyond specified periods, the schedule for partial dis
ability payments is correspondingly extended. The restriction o n .
term and amount of payments by way of medical relief has been
raised or eliminated in a few States in recognition of the impor
tance of adequate treatment to restore the injured man to his employ
ment. In two States new requirements as to insurance have been
made.
C O M P E N S A T IO N AN D INSURANCE SY S T E M S
In most States (31) the employer and employee may exercise a
choice as to accepting the provisions of the compensation law.
Election by the employer is presumed in a majority of the States, but
in 104*positive action is required. Where the employer rejects the
law, actions for damages may be brought without the customary
common-law defenses. Where he elects to accept the provisions of
the law, the acceptance by the employee is taken for granted, in
the absence of rejection, except in Kentucky, where positive accept
ance is required. In New Hampshire the employee may make his
choice of remedy after the injury has been received. Tf the em
ployer has accepted and the employee rejects the law, actions for
damages are subject to the common-law defenses, except in 2 States
(New Jersey and Pennsylvania), where the defenses are abrogated
absolutely.
The laws are compulsory in 14 States, neither employer nor em
ployee having the option of choosing another remedy, except in
Arizona, where an injured workman or his survivors may cnoose
to sue. Suit is permitted in a number of States if the employer has
failed to insure or permits premiums to remain unpaid.
No law is of complete coverage, and the terms “ elective” and
“ compulsory” apply to the laws in regard to the occupations said
to be covered by the acts. Employers in other occupations than
those so classed as “ covered ” may generally accept the terms of the
acts, but forfeit no defenses by failure to do so. Such inclusion is
designated as “ voluntary” in the appended chart, and may require
the joint positive action of both employer and employee.
< Kentucky, Maine, Massachusetts, Michigan, Montana, Nevada, New Hampshire, Rhode Island,
Texas, and West Virginia.
COMPENSATION AND INSURANCE SYSTEMS
3
Insurance of the employer’s liability to pay compensation is
recognized as an essential feature of the system in all but four5
jurisdictions. This may be effected through private insurance (stock
or mutual companies), self-insurance (proof of solvency, with or
without the giving of a bond or other security), or by insurance in
State'funds, which may be exclusive or competitive.
The following table shows for each compensation State whether
compensation is compulsory or elective, and the forms of insurance
provided for by the various laws. This table relates only to private
employments; for while public employments are covered in whole
or in part in most States, and compulsorily in some where the law
is elective as to private employments, the subject is of less general
interest and complexity.
T a b l e 1 .—
State
C O M P E N S A T IO N A N D IN S U R A N C E S Y S T E M S
Insurance required in—
Compensation com
pulsory (14) or
State fund: Ex Private companies (33)
elective (31)
clusive (8) or
competitive (10) or by self-insurance (33)
Alabama__________________________ Elective
Alaska___________________________ ........do.....................
Arizona........................................................ Compulsory _
do
California_________________________
Competitive_____
Colorado__________________________ Elective
........do.....................
d o___
___
Connecticut........... ....................................
do
Delaware______________ _____ __
do
Georgia________________ ___________
Hawaii......................................................... Compulsory...........
do
Idaho_________________
__
Competitive_____
do
Illinois_____________________
Indiana....................................................... Elective®_______
____do....... ..........
Iowa................................................._
do
Kansas......................................................
Kentucky................................................... ........do__________
do
Louisiana....................................................
Maine_____________________________ ____do__________
Maryland____________________ _____ Compulsory
Competitive_____
Massachusetts..................................... ....... Elective __
do
Michigan.......................................... .....
Competitive_____
do
Minnesota...................................................
Montana__________________________ ____do______ ____ Competitive_____
Nebraska....... ............................
........do.....................
do
Nevada........................................................
Exclusive_______
New Hampshire......................................... ____do__________
New Jersey___ ___________ ________ ____do....................
New Mexico............................................ ____do...................
New York................................................... Compulsory........... Competitive_____
North Dakota.............................................
Exclusive_______
Ohio............................................................. ........do..................... ____do....... .............
Oklahoma__
........do....... .............
Oregon................................. ..................... Elective.................. Exclusive...............
Pennsylvania___ ______ ____________ ........do..................... Competitive_____
Porto Rico__.............................................. Compulsory_____ Exclusive_______
Rhode Island............................................. Elective..... ........ .
South Dakota............................................. ____do.....................
Tennessee_________________________ ____do..................... Competitive d____
Texas.......................................................... ........do.....................
Compulsory
Utah.......................................
Competitive___
Vermont. ................................................... Elective..................
Virginia....................................................... ........do.....................
Washington................................................ Compulsory
Exclusive..............
West Virginia.......................................___ Elective
........do.....................
Wisconsin____________ ____________ ____do—..................
Wyoming. .................. ........ ...................... Compulsory
Exclusive_______
Either.
Do.
Do.
Do.
Do.
Do.
Do.
Do.
Do.
Do.
Either.
Do.
Do.
Do.
Private companies.
Either.
Do.
Do.
Do.
Self-insurance.6
Either.
Do.
Do.
Self-insurance.0
Either.
Either.
Either.
Do.
Do.
Private companies.
Either.
Do.
Do.
Self-insurance.«
Either.
• Compulsory as to coal mining.
b Employers accepting the act must furnish proof of solvency or give bond; no other provision as to
insurance.
c Self-insuring employers must contribute to maintenance of State fund system.
d Coal mining only.
6 Alabama, Alaska, Arizona, and Kansas.
4
COMPARISON OF COMPENSATION LAWS OF UNITED STATES
Of the 41 States requiring insurance, 18 have provisions for a
State fund, though in Tennessee this is by a separate act limited to
coal mining only. In 8 of these the fund is exclusive, acceptance of
the system being also compulsory in 6 of this group. In Ohio\ and
West Virginia approved risks may be carried by the employers them
selves, but under condition that contribution" is made to the State
fund system. In 10 States the system is competitive.
^
Of the 33 States permitting insurance in private companies, a ll.
but 2 (Massachusetts and Texas) permit self-insurance as well; and
of the like number permitting self-insurance, all but 3 (New Hamp
shire, Ohio, and West Virginia) also permit private insurance. In
deed it would seem that employers in New Hampshire are free to
take out private insurance, and that there is both statutory and
administrative weakness in the lack of more definite requirements
that insurance be secured.
The somewhat anomalous provisions of the Idaho statute seem to
contemplate an exclusive State fund, but with an option for Selfinsurance and the deposit of a surety bond or guaranty contract as
one means of satisfying the industrial accident board as to the
security of payments. The reports of the board indicate, however,
that the system is competitive in practice, and that approved private
companies are admitted to do business in the State.
A sort of State mutual system, supervised by the State but managed
by the employers, is provided for in 3 States (Kentucky, Massa
chusetts, and Texas), but these are, in effect, only private compet
ing organizations.
SCOPE OR COVERAGE
No law undertakes to cover all employments. Various restrictive
provisions are employed, the most important numerically being the
exclusion of agriculture and domestic service. Interstate commerce
is exempt by reason of the exclusive action of Congress, though its
law creates liability, and does not provide compensation. Laws that
apply only to “ hazardous” or “ extrahazardous” employments ex
clude others, thereby distinguished as “ nonhazardous.
Casual em
ployments are usually exempted, and those not for gain frequently.
HAZARDOUS EMPLOYMENTS
States whose laws apply only to hazardous employments are 12 in
number: Arizona, Illinois, Kansas, Louisiana, Maryland, Montana,
New Hampshire, New Mexico, Oklahoma, Oregon, Washington, and
Wyoming. Enumeration is made in the laws, but it is not complete
in several, a blanket clause being used in some, while in others the
commission or board may make additions. The principal industrial
employments, with the exception of interstate transportation, are
uniformly included in these lists.
NUMERICAL EXEMPTIONS
Employers of less than a stipulated number of employees are
exempt from the operation of the laws of 21 States. Voluntary
acceptance is generally provided for, as is the case in regard to
employments not classed as hazardous. The following table shows
the list of States in which the number of employees determines
coverage:
SCOPE OR COVERAGE
5
T able 2 .—S T A T E S M A K IN G N U M E R IC A L E X E M P T IO N S , B Y M IN IM U M R E Q U IR E
M ENTS
Employers are exempt who have less than—
2 em plo yees
(1)
3 em
ployees
(5)
Oklahom a.
Kentucky.
Ohio.
Texas.
Utah.
Wisconsin.
4 em
ployees
(3)
5 employees
(6)
Colorado.
M ew M ex
ico.
New Y ork.1
Alaska.
Connecticut.
Delaware.
Kansas.
N ew H a m p
shire.
Tennessee.
6 employees
Maine.
R hode
land.
10 em
ployees
0)
Georgia.
Is
11 em
ployees
(2)
16’ em
ployees
(1)
Vermont. Alabama.
Virginia.
1 Numerical exemption applies only in case of nonhazardous employments.
AGRICULTURE AND DOMESTIC SERVICE
The exclusion of agriculture is universal among the compensation
laws of the United States except in Hawaii and New Jersey; and of
domestic service except in New Jersey. Voluntary acceptance of the
laiws in these occupations is quite generally provided for, though in
some cases it appears that their exclusion is intended to be absolute.
Threshing grain, etc., is specifically included in Kentucky, Minnesota,
and South Dakota (separate act).
PUBLIC EMPLOYMENT
Employees in the service of the State and its subdivisions and
municipalities are included generally in 25 States; in several of these
the inclusion is compulsory where the law is elective as to private
undertakings. The States are: California, Colorado, Connecticut,
Hawaii, Idaho, Illinois, Indiana, Louisiana, Maine, Michigan, Mon
tana, Nebraska, Nevada, New Jersey, New York, North Dakota,
Ohio, Oregon, Pennsylvania, Rhode Island, South Dakota, Utah,
Virginia, West Virginia, and. Wisconsin.
In 14 States there is a partial inclusion of public employees (Ala
bama, Delaware, Georgia, Iowa, Kansas, Kentucky, Maryland,
Massachusetts, Minnesota, Oklahoma, Porto Rico, Vermont, Wash
ington, and Wyoming.)
Public employees are exempt in 6 States (Alaska, Arizona, New
Hampshire, New Mexico, Tennessee, and Texas) though in one of
these (Tennessee) the law authorizes an affirmative acceptance of
its provisions by the State, its counties and municipal corporations.
OTHER EXCLUSIONS
Employees whose employment is but casual and (sometimes “ o r” )
not in the usual course of the employer’s trade or business are quite
generally excluded, while outworkers are mentioned in a few laws.
Exclusion of employees receiving above a designated wage or salary
isj provided in a few States, as follows: Hawaii ($36 per week), North
E)akota (executive officers receiving more than $2,400 per year),
P orto Rico ($1,500 per year), Rhode Island ($1,800 per year), and
Vermont ($2,000 per year).
S
19645°— 25f-------2
6
COMPARISON OF COMPENSATION LAWS OF UNITED STATES
The abrogation of the common-law defenses in suits against) .nonelecting employers does not apply to logging operations under^ the
law of Maine. Clerical and other occupations not subject to \the
hazards of the employment are excluded in a few States.
O CCU PATIONAL DISEASES
No law in its original enactment made specific provision for compen
sating occupation^ diseases. The dominant idea of accident has giVjen
way by degrees, however, until at the present time 12 States and the
Federal Government provide compensation, either for occupational
diseases generally or for designated diseases of this class. The Federal
statute includes under the term “ injury” any “ disease proximaktely
caused b y the employment” ; while that of Porto Rico compensates
employees for “ accidents or sickness occurring because of any act
or function inherent in their work or employment and while engaged
therein and as a consequence thereof.
The other laws are more
restrictive in their terms. The States recognizing occupational ^dis
eases as entitled to compensation are California, Connecticut, Hawaii,
Illinois (in certain employments, by separate act), Massachusetts (hy
court decision), Minnesota (list), New Jersey (list), New York (list!),
North Dakota (by construction by bureau), Ohio (list), Porto Ric<J),
Wisconsin, and the United States. The law of Kentucky also, b y
recent amendment, includes “ injuries or death due to the inhalation
in mines of noxious gases or smoke, commonly known as ‘ bad a ir/
and also shall include the injuries or death due to the inhalation of
any kind of gas.”
ELECTION
In 21 of the 31 elective States, election is presumed in the absence
of active rejection, this presumption affecting both employer and
employee. In 10 States the employer must take positive action, but
if he acts, the employee’s acceptance is presumed, except in Kentucky,
where he must sign an acceptance. In 7 of these (Kentucky, Maine,
Michigan, Montana, Nevada, New Hampshire, and Rhode Island)
acceptances are filed with designated State authorities; while in the
other 3 (Massachusetts, Texas, and West Virginia) the act of insuring
signifies election.
Inducement to election is offered b y the abrogation of the commonlaw defenses where the employer rejects the law, and by continuing
them in effect where a rejecting employee sues an employer who has
accepted it. Exceptions to this are the laws of New Jersey and Penn
sylvania, which abrogate the defenses absolutely, without regard to
the acceptance or rejection of the act.
SU ITS FO R D A M A G E S
Actions for damages are generally forbidden where both parties
have accepted the act, but in Arizona (a compulsory State), and NeV
Hampshire (an elective State), the employee may, after his injury,
choose which remedy he will pursue. Where, under an elective law,
the employer has accepted the act, a rejecting employee may sue,
but the employer retains the common-law defenses, except in Ne*w
Jersey and Pennsylvania. Upon failure of an employer to provide
the insurance required by the act or his default m premiums, the
7
WAITING TIME
employee may, in 24 States,6 bring action for damages with the
coijamon-law defenses removed. Suit may be brought also in 8
States7 if there is “ intent” or “ deliberate intent” on the part of
then* employer to injure, or if the injury is due to his gross negligence
or Willful misconduct. No suits are permitted in 16 States.8
W A ITIN G T IM E
Most laws require a minimum duration of disability as a condition
tio the payment of compensation benefits. This does not apply to
njLedical and hospital relief, which is to be provided at once. Two
Spates require no waiting time. Conflicting provisions of the South
Dakota statute call for 10 days’ waiting time on the one hand, and
for compensation from date of injury on certification of disability on
the/other. In practice the latter provision is said to prevail.
iii several States the waiting tune is compensated for if the dis
ability continues for a specified term; or a part may be taken up in
eacjh of certain consecutive weeks until all is compensated for.
The following table shows the waiting time required in each State;
also the number of weeks of disability required for the payment of
compensation from date of injury, shown in the figure in parenthesis
following the name of the State:
T able
3.—WAITING TIME REQUIRED BY EACH STATE, AND TERM REQUIRED FOR
FULL PAYMENT
No waiting time
(3)
3 days
(4)
5 days
(1)
Oklahoma.
Maryland.
Oregon.
Utah.
Porto Rico.
South Dakota.0 Washington.
United States.
1 week
(28) '
10 days
(5)
2 weeks
(5)
Alaska (8).
California.
Connecticut (4).
Georgia.
Hawaii.6
Idaho.6
Illinois (4).
Indiana.
Kansas.
Kentucky.
Louisiana (6).
Maine.
Massachusetts (4).
Michigan (6).
Minnesota (4).
Nebraska (6).
Nevada (1).
New Hampshire
(1).York (7).
New
North Dakota (1).
Ohio.
Rhode Island (4).
Tennessee (6).
Texas.
Vermont.
West Virginia.
Wisconsin (3).
Wyoming (3).
Colorado.
New Jersey (7).
New Mexico.
Pennsylvania.
Virginia (6).
Alabama (4).
Arizona (2).
Delaware (4).
Iowa.d
Montana (6).
«By administrative construction of conflicting provisions.
b From first day of disability in case of partial disability, but no adjudication until after two weeks.
« One-third taken up in each of fifth, sixth, and seventh weeks of disability.
d From date of injury in case of permanent partial disability; in other cases, one-third is taken up in each
of fifth, sixth, and seventh weeks of disability.
• California, Connecticut, Delaware, Georgia, Indiana, Iowa, Kentucky, Maryland, Michigan, Mon
tana, Nebraska, Nevada, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode
Island, South Dakota, Tennessee, Utah, West Virginia, and Wyoming.
7 Kentucky, Maryland, Oregon, Porto Rico, Texas, Utah, Washington, and West Virginia.
8Alabama, Alaska, Colorado, Hawaii, Idaho, Illinois, Kansas, Louisiana, Maine, Massachusetts, Min
nesota, New Jersey, New Mexico, Vermont, Virginia, and Wisconsin.
8
COMPARISON OF COMPENSATION LAWS OF UNITED STATES
C O M PE N S A TIO N SCALE
The amounts actually payable under the acts are determined )by
three factors, the rate (usually a percentage of the wages), term, &nd
(in most States) a fixed maximum weekly or total payment, or bojth.
PER CENT OF WAGES
In all but two States (Washington and Wyoming) the amount of
compensation is based upon wages. A few States, however, provide
fixed lump sums or pensions for certain injuries, but apply the per
centage system to all others. In most of the States the prescribejd
percentage remains uniform for all injuries. A few States have
varying percentages for different types of injuries, and in several tlhe
percentage varies with conjugal condition and number of children.
Using as a basis the rates for temporary total disability, it appears
that 50 per cent of the employees’ wages is allowed in compensation
in 17 States (Alabama (60 per cent if two or more children), Alasjka,
Arizona, Colorado, Connecticut, Delaware, Georgia, Illinois (65 per
cent if three or more children), Montana, New Hampshire, Nfew
Mexico, Oregon (40 to 66% per cent, according to number of de
pendents), Porto Rico, Rhode Island, Tennessee, Vermont, apd
Virginia); 55 per cent in 3 States (Idaho (increased 5 per cent for ealeh
child, total payments not over $16 weekly), Indiana, and South
D akota); 60 per cent in 8 States (Hawaii, Iowa, Kansas, Michigan,
Nevada, Pennsylvania, Texas, and Utah); 65 per cent in 4 Stages
(California, Kentucky, Louisiana, and Wisconsin); and 66% p6r
cent in 11 States (Maine, Maryland, Massachusetts, Minnesota,
Nebraska, New Jersey, New York, North Dakota, Ohio, Oklahoma,
and West Virginia), and also under the Federal statute.
MAXIMUM TERM AND AMOUNT
It is obvious that the reduction of a workman’s income by onehalf, or even by one-third, the most liberal percentage provision,
leaves a large proportion of his loss uncompensated. But to restrict
further the burden on the employer, even though it transfers it
necessarily to the injured employee and his family, the term of pay
ment is not fixed by the period of disability in most States, but b y an
arbitrary maximum; death benefits likewise rarely continue for the
period of their probable need.
The following table shows for the various States the maximum
period and amount of benefits in case of death, permanent total dis
ability, and partial disability. The limitations are in many cases
more restrictive for temporary total disability than for permanent
total disability, though, where the latter is compensated for life, the
former is as a rule compensated during its continuance. In a few
cases the rates for temporary disability are higher than for permanent
disability.
9
COMPENSATION SCALE
T able . 4 .— MAXIMUM
PERIODS AND MAXIMUM AMOUNT OF COMPENSATION PAY
ABLE IN CASE OF DEATH, PERMANENT TOTAL DISABILITY, AND PARTIAL DIS
ABILITY
1
State
Alabama____________________
Allaska______________________
Arizona_____________________
California___________________
Cjolorado____________________
i
Connecticut_________________
Delaware___________________
Georgia. ___________________
Hawaii.......................................... .
Idaho______________________
111 inois______________________
Indiana_____________________
Iowa, _____________________
Kansas_____________________
Kentucky......................................
Louisiana___________________
Majme__ _......................................
Maryland__________ _______
Massachusetts...............................
Michigan___________________
i
Minnesota________________
Montana___ ________________
N ebraska_________________ _
Nevada___ ____________
N ew Hampshire___________
N ew Jersey. _________________
Mew Mexico_________________
Mew York__________________
Mnrt.h Dakota _ _ _ _ _ _
Oljlio............................ .................
Oklahoma___________________
Oregon_____________________
Pennsylvania________________
JPorto Rico__________________
Khode Island________________
<
SWth Dakota________________
T'annassAA
TTiTt.fth
exas______________________
V ermont
___
_ _
i
Death
Weeks
300
Permanent total
disability
Amount Weeks Amount
Partial disability
Weeks
$5,000
550 $5,000
300
7,800
7,800
4,000 Life.
4,000 During disability.
1240
5,000 Life.
During disability.
312
3,750 Life.
520
312
520
285
285
475
4,000
300
300
5,000
350
5,000
312
312
5,000
312
5,000
150
400
Life.
416
4,250 Life.
300
5,000
500 ' 5,000
300
225
300
400
416
3,800
416
335
4,000
416
6,000
335
• 300
400
300
300
500
300
4,000
6,000
5,000 Life.
416
5,000
500
500
4,000
4,000 During disability.
500
500
7,000
300
300
Death or remarriage. Life. 10,000
150
400 1.................... Life.
350 _________ Life.
300
Death or remarriage. Life.
260
300
3,000
300
500
400
300
300
520
During
disability.
Life.
Death or remarriage.
Death or remarriage. Life.
During disability.
416 1I
6.500 Life.
During disability.
500
300
Not covered.
Death or remarriage. Life.
104
300
500
300
5,000
4,000
4,000
500
300
300
5,000
312
3,000 Life.
3,000
550
300
400
5,000
360
401
300
312
312
5,000 Life.
260
260
3,500
260 4,000
Virginia
300
4.500
500
4,500
300
Washington
Death or remarriage. Life.
Death or remarriage.
Life.
340
West Virginia________________ ................
|1 5,600
900
During disability.
Wisconsin___________________
W yom in g __
_ __
3.600
8,000
T/jFnitad fttatas
_
Death or remarriage.
During disability.
Life.
f
1
For life if 70 per cent or more disabled.
Amount
$6,240
4,000
5,000
3,120
5,000
4,000
3,750
4,000
3,500
3,750
2,500
5,000
2,400
4,500
1,500
ti There is quite apparent a tendency to recognize the greater ecoloss in case oi a permanent total disability than in case of death.
?omic
)eath benefits continue in 7 States 9 and under the Federal law for
life or until remarriage; while 18 States 10 and the Federal Govern
ment pay life benefits for permanent total disability. The signific ance of the latter provision is qualified in a few States by the limita
tion on the total amount payable, as $3,000 in South Dakota, $4,000
i|n Arizona, and $5,000 in Maryland. The $10,000 fixed in Minnesota
--------------------------------------------------------------------------------------------------
Minnesota, Nevada, New York, North Dakota, Oregon, Washington, West Virginia.
i 10 Arizona, California, Colorado, Idaho, Illinois, Maryland, Minnesota, Montana, Nebraska, Nevada,
Nrew York, North Dakota, Ohio, Oregon, South Dakota, Utah, Washington, West Virginia.
10
COMPARISON OP COMPENSATION LAWS OF UNITED STATES
has the merit of comparative liberality, but its provisions woulcj. be
exhausted in 500 weeks at the maximum allowed rate of $20 per w^ek.
This period is equaled in 8 other States 11 establishing limitations,
and exceeded in 4 ; 12 but here again a comparative liberality in texpn
of payment is affected by the maximum amount payable, which
does not exceed $5,000 except in two States ($6,000 in Maine andj
$7,000 in Michigan).
*
Except in two States,13 death benefits are a percentage of the em-\
ployee’s wages; in six there is the requirement that the total shall not!
exceed three or four years’ earnings.14 Minimum periods are 260]
weeks (Vermont) and 2-85 weeks (Delaware). Twelve 15 States pay)
for 300 weeks, 7 16 for from 312 to 360 weeks, and 6 17 from 400 to;
500 weeks.
?
WEEKLY MAXIMUM
AND MINIMUM
j
Another leveling feature of most laws is the establishment of\ a
weekly maximum and minimum. The former may prevent the highier
paid employee from securing the full proportion o f his earnings th\at
the percentage provision would indicate; while the minimum name^d
is often affected by a qualification that if the wages received are lesk
than such minimum, the amount of the actual wages shall be paid as
a benefit. The result of the various restrictions has been computed
as placing upon the injured worker about 50 per cent of the burden
of mdustrial accidents in the most favorable otates, and from 65 to
80 per cent in those less favorable.
In most cases the actual maximum and minimum payments are
named, but in a few it is the basic wage that is noted, payments being
computable therefrom. No maximum or minimum provision is
fixed in two States (Alaska and Arizona). Under the provisions
for temporary total disability six States 18 have a maximum of $12,
three19 of over $12 and under $15, nine20 of $15, seven 21 of $16,
tw o 22 of $17, three23 of $18, while nine 24 permit amounts above $18
per week. Monthly maximums are prescribed in Nevada ($60),
Oregon ($97), Wyoming ($90), and by the Federal law ($66.67).
PARTIAL DISABILITY
Temporary partial disability is usually compensated for by the
payment of a fixed percentage of the wage loss, tne term and amount,
both weekly and total, being limited. The term and maximum
amount fixed by the various statutes are presented in the table on
page 9.
11 Indiana, Maine, Massachusetts, Michigan, Oklahoma, Pennsylvania, Rhode Island, Virginia.
12 Alabama, Connecticut, N ew Mexico, Tennessee.
13 Alaska and W yom ing.
14 Three years, in California, Kansas, New Hampshire; four years, in Illinois, South Dakota, Wisconsin,
w Alabama, Georgia, Indiana, Iowa, Louisiana, Maine, Michigan, N ew Jersey, New Mexico, Pennsyl
vania, Rhode Island, and Virginia.
u Colorado, Connecticut, Hawaii, and Utah, 312 weeks; Kentucky, 335; Nebraska, 350; Texas, 360.
17 Idaho, Montana, Tennessee, 400 weeks; Maryland and Ohio, 416; Massachusetts^ 500.
18 Colorado, N ew Mexico, Pennsylvania, Porto Rico, Tennessee, Virginia.
19 Indiana, $13.20; Michigan, $14; Montana, $12.50.
20 Alaska, Delaware, Georgia, Kansas, Kentucky, Nebraska, N ew Hampshire, South Dakota, and
Verm ont.
21 Idaho, Iowa, Maine, Massachusetts, Rhode Island, Utah, West Virginia.
22 Illinois, N ew Jersey.
23 Connecticut, Maryland, and Oklahoma.
24 Wisconsin, $18.20; Ohio, $18,75; Hawaii, Louisiana, Minnesota, New York, North Dakota and Texas,
$20; California, $20.83.
11
COMPENSATION SCALE
Permanent partial disabilities are dealt with in two ways— one by
paying a percentage of the wage loss, the other by payments for fixed
periods for specified injuries. The latter is more common, all but
three States (Arizona, New Hampshire, and Porto Rico) and the
Federal Government having schedules of greater or less fullness.
In. all but three of these the payments are weekly amounts based
on wages; while in these three (Alaska, Washington, and Wyoming)
the payments are fixed sums. In Porto Rico the amounts payable
are to be fixed by the commission on the basis of age and wages
received. In Wisconsin weekly periods are fixed only for “ lesser
permanent partial” injuries, major injuries being compensated on
the basis of percentages of permanent total disability.
Schedule provisions may provide for payments in addition to the
period of total disability (healing period), or they may cover the entire
allowance for the injury other than medical aid. Such payments
arje exclusive in 19 States,25 and are in addition to the healing period
in a like number.26 In Massachusetts compensation is paid for the
term of total disability, and also for partial disability after the schedule
period; the same is "true in Rhode Island, subject to a maximum
term of 300 weeks. In Maine the schedule payment is in lieu of
temporary total disability payments, but subsequent partial dis
ability is compensated to extend not more than 300 weeks from the
date of the injury. In New York the schedule payments are normally
in lieu of all otner payments, but if the period of temporary total
disability is protracted beyond designated periods, tne schedule
period is extended correspondingly. In Georgia a uniform period
of 10 weeks is allowed as healing time.
The following table shows the number of weeks’ payments pro
vided by the laws of the several States for the injuries specified:2
1
TAiB LE
'
5 .—N U M B E R OF W E E K S F O R W H IC H C O M P E N S A T IO N IS P A Y A B L E F O R S P E C IF IE D IN JU R IE S IN T H E S E V E R A L S T A T E S
Loss of—
State
A lk « .
Arm
In Mid
dex dle Ring
(at
shoul Hand Thumb fin fin fin
der)
ger ger ger
200
150
60
35
30
20
Lit
Great Other
tle Leg (at
fin hip) Foot toe toe
ger
15
175
125
30
10
Sight Hear Hear
of ing, ing,
one one both
eye ear ears
100
150
* 42 *34
Calif.®____ f>246 b186
*25 *25 * 16
*206 *166 * 34
* 125
Colo.®......... 208 104
104
4
35
18
13
7
9
208
18
104
35
139
Conn.®........ 208 156
182
52
38
38
30
25
20
130
38
13
104
156
194
Del.®........... 194 158
60
35
30
20
15
135
30
10
113
Get.®............ 200 150
60
35
30
20
15
175
125
30
10
100
150
Hawaii«. __ 312 244
288 205 38 16 128 60 312
60
46
30
25
15
Idaho«....... 200 150
30
20
15
12
9
180
125
15
6 • 100
35
115
ml®.............. 200
150
60
35
30
20
15
175
125
30
10
100
Incfc.®........... 250 200
20
60
40
35
30
20
200
150
60
150
100
®Payments under this schedule are exclusive of or in lieu of all other payments.
* Compensation varies with occupation and age. Figures given are for laborer, 45 years of age.
®‘Payments under this schedule are in addition to payments for temporary total disability during thew.
healing period.
21 Alabama, Alaska, California, Delaware, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan,
Montana, North Dakota, Oklahoma, Pennsylvania, Tennessee, Texas, Virginia, West Virginia, and
'Wisconsin.
26 Colorado, Connecticut, Georgia, Hawaii, Idaho, Illinois. Maryland, Minnesota, Nebraska, Nevada,
Ne;w Jersey, New Mexico, Ohio, Oregon, South Dakota, Utah, Vermont, Washington, and Wyoming.
12
T able
COMPARISON OF COMPENSATION LAWS OF UNITED STATES
5.—NUMBER OF WEEKS FOR WHICH COMPENSATION IS PAYABLE FOR
SPECIFIED INJURIES IN THE SEVERAL STATES-Concluded
:
Loss of—
State
In
Arm
dex
(at
shoul Hand Thumb fin
der)
ger
Iowa1.........
Kans.1........
Ky.i............
La.1.............
Me.4...........
Md.s...........
Mass.5____
Mich.1........
Minn.3........
Mont.1
Nebr.»____
Nev.3..........
N. J.3..........
N. Mex.3__
N. Y.8........
N. Dak,1...
Ohio3
Okla.1
Oreg.3.........
Pa.1______
R. I.5- ........
S. Dak.3__
’ Tenn.1........
TexA
Utah3........
Vt.».............
VaA _
W.
Wis.lVaA___
225
210
200
175
150
200
50
200
200
200
225
260
200
150
312
312
200
250
416
215
50
200
200
200
200
170
200
240
150
150
150
150
125
150
50
150
175
150
175
217
150
110
244
260
150
200
329
175
50
150
150
150
150
140
150
200
40
60
60
50
50
50
12
60
60
30
60
65
60
30
75
60
60
60
104
60
12
50
60
60
30
40
60
80
Mid Ring
dle
fin fin
ger ger
30
37
45
30
30
30
12
35
35
20
35
39
35
20
46
42
35
35
69
35
12
35
35
45
20
25
35
40
35
25
30
30
20
25
25
12
30
30
15
30
30
30
15
30
36
30
30
39
30
12
30
30
30
15
20
30
28
25
20
20
20
20
18
20
12
20
20
12
20
22
20
10
25
24
20
20
35
20
12
20
20
21
12
15
20
20
15
Lit
tle
fin
ger
15
15
15
20
15
15
12
15
15
9
15
17
15
12
15
18
15
15
26
15
12
15
15
15
9
10
15
20
16
Sight Hear HekrOther of ing*
Foot Great
toe toe one one
eye ear earsr
200
200
200
200
150
175
50
175
200
180
215
217
175
140
288
286
175
175
381
215
50
160
175
200
180
170
175
240
125 25
125 30
125 30
125 20
125 * 25
150 25
50 12
125 30
150 30
125 15
150 30
173 30
125 30
100 15
205 38
208 38
125 30
150 30
277 43
150
50 12
125 30
125 30
125 30
125 15
120 20
125 30
140 40
25
15
10
10
10
10
10
12
10
10
6
10
11
10
8
16
16
10
10
17
12
10
10
10
6
10
8
16
8
100 50 A
110 25 100f
100
\
100
\
100
100 50 1<$
50
........
___ V
100
100 52 150
123
100
125 50 10(1)
108 87 26(0
100 40 160
100 35 13$
160
150>
)
130
100
........
100
173 156 4161
125
\
50
100
100
1501
15$
100
100
100 43 17dj
100 50
132
. .\
A
i
i
1 Payments under this schedule are exclusive of or in lieu of all other payments.
j
5 Payments under this schedule are in addition to payments for temporary total disability during the\
healing period.
4 Payments cover total disability. Partial disability based upon wage loss may be compensated at end}
of periods given for not over 300 weeks in all.
Payments under this schedule are in addition to payments for temporary total and permanent partial^
• In lieu of other payments unless period of temporary total disability exceeds fixed periods for each dass>
of injury.
MEDICAL BENEFITS
\
A]1 but two compensation States (Alaska and Arizona) now provide!
medical benefits, and these provide care for the last sickness m fatal!
cases if there are no dependents. Since the previous revision of thei
chart, 19 States have liberalized their provisions in this respect.;
In 9 States27 and under the Federal law neither time nor amount is
limited, though in one of these (Washington) the employees contribute
one-half of the cost. The period is without limit in 8 other States;
which limit the amount, while the time but not the amount is limited;'
in 9 States. However, time or amount or both may be increased ;
in the discretion of the. commission in 18 States, so that there are\
blit 9 States 28 in which both items are absolutely restricted.
The following table presents the facts in more detail:
-
---------------,
■■ ■
...............
-
— ■ ■■ —
-
.............................
-
---------------- ----
■
-
~
»
\
» California, Connecticut, Hawaii, Idaho, Nebraska, New York, North Dakota, Porto Rico, and Wash- /
ington.
28 Alabama, Colorado, Kansas, Montana, New Mexico, Rhode Island, South Dakota, Tennessee, and
Vermont.
ACCIDENT REPORTING AND PREVENTION
T A B lis
13
6.—MAXIMUM PERIODS AND AMOUNTS OF MEDICAL SERVICE UNDER
VARIOUS COMPENSATION LAWS
(
M axim um
period
State
•!
Alabam a___________
Alaska
A rizon a____________
California__________
Colorado___________
Connecticut________
Delaware____ ______
Georgia_____ _______
H aw aii........................
Id a h o......... ..... ..........
Illinois_____________
Indiana____________
Iow a _______________
Transas_____________
K en tu cky__________
Louisiana__________
M a in e_____________
I&aryland____ ______
Massachusetts..........
M ich igan__________
M innesota_________
Miontana....................
N ebraska........ ..........
fiO days
Unlimited __
60 days_____
U nlim ited. _
30 d a y s 1___
____ d o 1____
Unlimited —
____ d o______
8 w eeks1___
30 d a y s 1___
4 weeks. ____
fift days
90 d a y s 1___
Unlimited ~
30 d a y s 1___
Unlim ited- _
2 w eeks1___
90 days_____
........ d o 1____
2weeks........
Unlimited __
M axim um
amount
$100
Unlimited.
200
Unlimited.
1100
100
Unlimited.
Unlimited.
1200
Unlimited.
1100
150
1100
250
1100
500
Unlimited.
Unlimited.
Unlimited.
100
Unlimited.
State
Maximum
period
N evada.......................
N ew Hampshire___
N ew Jersey................
N ew M e x ico ......... .
N ew Y ork ..................
North Dakota______
O hio_______________
O klahom a-................
Oregon........................
Pennsylvania............
Porto R ico.................
Rhode Island............
South Dakota...........
Tennessee__________
Texas..........................
U tah............................
Verm ont___________
Virginia____________
Washington...............
W est Virginia............
W isco n sin ................
W yom ing...................
United States............
90 days i ___
14 days_____
Unlimited __
10 days_____
Unlimited —
........d o . .........
____ d o______
60 days i ___
Unlimited
30 days.........
Unlimited —
8 weeks____
12 weeks___
30 days _ _
4 weeks i___
Unlimited —
2 weeks____
60 days.........
Unlimited 3_
........d o ...........
90 days i ___
Unlimited
........ d o...........
M axim um
amount
Unlimited.
Unlim ited.
i$100
150
Unlim ited.
Unlim ited.
1200
1 100
1250
1100
U nlimited.
200
150
100
Unlimited.
1500
100
Unlim ited.
U nlimited.
600
Unlim ited.
200
Unlimited.
; 1Additional service in special cases or at discretion of commission.
■ 3 Employees must pay one-half of medical cost.
ADMINISTRATION AND SETTLEMENT OF CLAIMS
The desirability of an administrative agency charged specifically
with the supervision of the compensation laws is recognized by all
but 10 States 29 having such laws. In these States the agreements
between the parties may be without supervision, or there may be
provision for approval by the court (commissioner of labor in Rhode
sland). Disputes are settled by the courts, though arbitrators are
provided for m Arizona and Kansas. Summary procedure is gener
ally directed, but a jury trial may be demanded in certain cases.
Appeals to courts, usually limited to questions of law, are provided
for in practically all jurisdictions.
f
ACCIDENT REPORTING AND PREVENTION
Nothing is more striking in connection with the subject of accident
reporting than its lack of uniformity. The importance of complete
reports, showing causes, nature, severity, and costs has been too
Jittle recognized, even among those charged with the administration
' f the laws; while the employer has been too prone to minimize or
isregard the occurrence of accidents except as an unfortunate incident
land a possible source of an action for damages. The necessity of secur
ing complete data for purposes of safety engineering, as well as for
the determination of fair and adequate insurance rates is, however,
gaining recognition, but much yet remains to be done before actually
Comparable reports from the various States are available.
I Only 21 States30 call for reports of all accidents, while 9 require
jreports of those causing disability of one d a y 31 or more than one day.32
S
\ 29Alabama (limited supervision by compensation commissioner), Alaska, Arizona, Kansas, Louisiana,
{New Hampshire, New Mexico, Rhode Island (commissioner of labor exercises certain functions), Tennessee,
&nd Wyoming (fund is supervised by State treasurer).
; 30 California (involving time loss or medical aid), Delaware, Maine, Maryland, Massachusetts, Michigan,
(Montana, Nevada, New Jersey, New York, North Dakota, Ohio, Oklahoma, Oregon, Porto Rico, South
/Dakota, Tennessee (in coal mines in State fund), Utah, Washington, Wisconsin, and Wyoming.
31 Connecticut, Hawaii, Idaho, Minnesota, and Vermont (or requiring medical aid).
■ 33Indiana, Iowa, Kentucky, and Texas.
14
COMPARISON OF COMPENSATION LAWS OF UNITED STATES^
/
Other periods prescribed are: More than two days, Pennsylvania;
one week, Georgia (or requiring medical, etc., aid), and Rhode Island*
more than one week, Illinois and Virginia; 10 days, Colorado; \and
oyer two weeks, Alabama. In 4 States33 reports are to be madfe as
directed or required by the authorities. The States34 whose C om
pensation laws contain no provisions for reports of accident^ have
other laws on the subject, limited, however, to coal mines, except in
Louisiana, which requires reports of accidents causing disability of
two weeks or more where women and children are employed. 5In
Tennessee, besides the reports by coal operators in the State fund,
mine operators generally and employers in mills, factories, etc., mi^ist
report, the former to the chief mine inspector, and the latter to 4he
inspector of factories and workshops.
\
Existing deficiencies in the compensation laws in regard to accident
reporting and prevention are offset to some extent by the fact tnat
most States, and in particular those of industrial importance, have
inspection agencies for factories, mines, etc., which are charged with
duties of prevention, chiefly by way of enforcing safety statuses,
though some may also prescribe standards. Though some develop
ment appears in the direction of combining compensation administra
tion with the enforcement of labor laws generally, the present situa
tion is one of distributed rather than consolidated responsibility.
However, the agency that administers compensation laws is also given
certain powers as to safety devices, at least of inspection, m 17
States.35
NONRESIDENT ALIEN DEPENDENTS
i
The reopening of the question of discriminatory treatment of alijen
nonresident dependents came with the enactment of compensatijon
laws. The rule had become almost universal under the liability
system, that they should have the same status as residents or citizeps
of the States; but of the 22 State compensation laws on the statute
books at the close of the year 1913 nearly one-third (7) made dis
criminations unfavorable to such claimants, while in 1916, of &5
States nearly one-half (17) effected discriminations. At the present
time, of 45 States 27-have provisions more or less discriminatory, 'so
that an increasing tendency in the direction of less favorable treat
ment is recognizable^ This may be by way of exclusion (4 States 3jP),
reduced benefits (15 States37), permitting commutations to lump
sums in reduced amounts (3 States38) , restricting possible beneficiarijes
to persons of designated relationship, a provision that may exist aloi
or m connection with reduced benefits (10 States 39), or the presumh
tion of dependency may be destroyed (California).
In 8 States,40 nonresident aliens are placed on the same footing
residents, while in 10 41 they are not mentioned. In 3 of these latt
Kansas, Nebraska, New Hampshire, and West Virginia.
Alaska, Arizona, Louisiana, and New Mexico.
California, Colorado, Hawaii, Idaho, Indiana, Maryland, Montana, New Jersey, New York, No:
Dakota, Ohio, Oregon, Pennsylvania, Utah, Vermont, West Virginia, and Wisconsin.
88 Alabama, Hawaii, New Mexico, and South Dakota.
$
87 Alaska, Colorado, Delaware, Georgia, Idaho, Iowa, Kentucky, Maine, Montana, Nevada, Pennslj
vania, Utah, Virginia, Washington, and Wyoming.
)
88 Maryland, Nebraska, and New York.
<
88 Delaware, Kentucky, Maryland, Nebraska, New York, Oregon, Pennsylvania, Washington, Wje
Virginia, and Wyoming.
»
48 Connecticut, Illinois, Michigan, Minnesota, Ohio, Tennessee, Texas, and Wisconsin.
\
44 Arizona, Indiana, Louisiana, Massachusetts New Hampshire, New Jersey, North Dakota, Porto Rile
JRhode Island, and Vermont.
)
88
84
88
NONRESIDENT1 ALIEN DEPENDENTS
15
(In d ia n a , M a ssach u setts, and R h o d e Island) th ey h ave been included
b y adm in istrative or court action, as is the case w ith the F ederal
em p lo yees7 statu te.
A n um ber of S tates except residents of C anada fro m their discrim ina
tory provisions, or declare such provisions su bject to conflicting term s
o f a n y trea ty , or d en y all benefits to aliens whose national law s w ould
exclude citizens of the U n ite d S tates in like circum stances.
T h e Suprem e C ourt of K a n sa s held a provision of the S ta te law
th at lim ited benefits to $ 7 5 0 except to residents of Canada to be in
conflict w ith the trea ty w ith Ita ly , and also w ith the equal protection
clause of th e fou rteenth a m en d m en t, so th a t it could n ot stand (V ietti
v. F uel Co. (1 9 2 1 ), 109 K a n s. 179, 197 P ac. 8 8 1 ).
A n inferior court
of P en n sylvan ia fou nd the law of th at S ta te restricting benefits to
tw o-thirds the n orm al award also in conflict w ith the trea ty w ith
Ita ly , and therefore ineffective (L iberate case).
A n ow abrogated
provision o f th e law of N e w Jersey excluded nonresident aliens, and
was so enforced (G regutis v . W a c la r k W ir e W o r k s, 91 A t l. 98 , 92
A tL 3 5 4 ).
A conspectus of the item s discussed in the foregoing pages is given
in the accom pan ying chart.
[C h a rt R ev is ed Jan. 1, 1925]
H o w e le c tio n is m a d e
E m p lo y m e n ts c o v e re d
In s u ra n c e
S ta te
P r iv a te
B y e m p lo y e r
P u b lic
B y e m p lo y e e
D e fe n s e s a b ro g a te d i f
e m p lo y e r d o e s n o t
e le c t
S u its
fo r
dam ages
a fte r
e le c tio n
by
b o t h e m p lo y e r a n d
e m p lo y e e
S p e c ia l c o n t r a c t s
In ju r ie s c o v e re d
C o m p e n s a t io n b e n e fits
W a it in g tim e
P e r cent o f wages
A la b a m a .
N o.
A u g . 23, 1919,
1930.
245.
A p p ro v e d
I n e ffe c t J a n . 1,
Elective,
a s to a ll e m p lo y m e n t s e x c e p t
t h o s e h a v i n g le s s t h a n 1 6 e m p lo y e e s ,
f a r m , la b o r , d o m e s t ic s e r v ic e , a n d
c a s u a l e m p lo y m e n t s n o t in u s u a l
c o u r s e o f e m p lo y e r ’ s b u s in e s s .
a s to e m p lo y m e n t s h a v in g
le s s t h a n 1 6 e m p lo y e e s .
Vol
untary,
A la s k a . C h . 7 1 . A p p r o v e d A p r .
2 9 i, 1 9 1 5 . I n e f f e c t J u l y 2 8 , 1 9 1 5 .
A ta e n d e d , 1917. N e w a c t, c h .
9 fy 1 9 2 3 . I n e ffe c t A u g . 2 , 192 3 .
A r iz o n a .
C h . 1 4 ( e x t r a s e s s io n ) .
A p p ro v e d
J u n e 8, 1912.
In
E ffe c t S e p t. 1, 1912. N e w a c t,
d h . 7, 1913, a m e n d e d , 1919.
C a lifo r n ia .
C h . 399.
A p p ro v e d
A /p r. 8 , 1911. I n e ffe c t S e p t. 1,
1811.
N e w a c t, c h . 176, 1913.
A m e n d e d , 1915. N e w a c t, e h .
5 8 6 , 1 9 1 7 . I n e ffe c t J a n . 1, 1 9 1 8 .
A m e n d e d , 1919, 1923.
C o lo r a d o .
C h . 179.
A p p ro v e d
A p r . 10, 1915. I n e ffe c t A u g . 1,
1915.
A m e n d e d , 1917.
N e w
a c t, C h . 2 1 0 , 1919. A m e n d e d ,
1923.
C o n n e c tic u t.
C h.
138.
A p
p r o v e d M a y 2 9 , 1913. I n e ffe c t
J a n . 1, 1914.
A m e n d e d , 1915,
1917, 1919, 1921.
D e la w a r e .
C h . 233.
A p p ro v e d
A p r . 2 , 1 9 1 7 . I n e ffe c t J a n . 1,
1 8 1 8 . A m e n d e d , 1 9 1 9 , 1 9 2 1 ,1 9 2 3 .
as
5 o r m o re
s e r v ic e ,
com m on
t o a ll e m p lo y m e n t s h a v in g
e m p lo y e e s , e x c e p t d o m e s t ic
a g r ic u ltu r e , d a ir y in g , a n d
c a r r ie r r a ilr o a d s .
Com pulsory,
a s to a ll e m p lo y m e n t s
e x c e p t f a r m la b o r , d o m e s t ic s e r v ic e ,
a n d c a s u a l e m p lo y e e s n o t i n u s u a l
c o u r s e o f e m p lo y e r ’ s b u s in e s s .
a s to e x c e p te d e m p lo y m e n t s .
Vol
untary,
Elective,
a s t o a ll e m p lo y m e n t s e x c e p t
t h o s e h a v i n g r e g u l a r l y le s s t h a n 4
e m p lo y e e s , f a r m
la b o r , d o m e s tic
s e r v ic e , c a s u a l e m p lo y e e s n o t in
u s u a l c o u r s e o f e m p lo y e r ’s b u s in e s s .
a s t o e x c e p te d e m p lo y
m e n ts .
Voluntary,
Elective,
a s t o a ll e m p lo y m e n t s
t h o s e h a v i n g r e g u l a r l y le s s
e m p lo y e e s , o u t w o r k e r s , a n d
e m p lo y e e s , n o t f o r p u r p o s e
p l o y e r ’s t r a d e o r b u s in e s s .
a s to e x c e p te d e m p lo y m
tary,
Elective,
except
th a n 5
casual
of em
Volun
e n ts .
a s t o a ll e m p lo y m e n t s e x c e p t
t h o s e h a v i n g le s s t h a n 5 e m p l o y e e s ,
f a r m la b o r , d o m e s tic s e r v ic e , o u t
w o r k e r s , a n d c a s u a l e m p lo y e e s n o t
i n u s u a l c o u r s e o f e m p l o y e r ’s b u s i
ness.
Elective,
a s to a ll e m p lo y m e n t s h a v in g
1 0 o r m o r e e m p lo y e e s , e x c e p t c a s u a l
a n d f a r m la b o r , d o m e s t ic s e r v ic e ,
c o m m o n c a r r ie r s u s in g s te a m p o w e r ,
a n d in s t it u t io n s o p e r a te d a s p u b lic
c h a r itie s .
a s t o e x c e p te d
e m p lo y m e n t s .
Com pulsory,
a s to a ll in d u s t r ia l e m
p lo y m e n t s c a r r ie d o n f o r g a in , e x
c e p t c a s u a l e m p lo y e e s , t h o s e n o t i n
u s u a l c o u r s e o f e m p lo y e r ’ s b u s in e s s ,
a n d th o s e r e c e iv in g m o r e t h a n $ 3 6 a
w e e k f r o m a n y o n e e m p lo y e r .
( F o llo w s p . 1 5 .)
N o p r o v i s i o n ...............................
N o t r e q u i r e d ..............................
P re s u m e d in a b se n c e
o f
w r itte n
n o tic e
file d
w ith
U n ite d
S ta te s c o m m is s io n e r .
P re s u m e d in a b se n c e
o f w r it t e n n o tic e t o
e m p lo y e r a n d file d
w ith c o u rt.
P re s u m e d in a b s e n c e
of
w r itte n
n o t ic e
s e rv e d o n e m p lo y e r
a n d
file d
w ith
U n ite d S ta te s c o m
m is s io n e r .
A s s u m e d r is k , f e llo w
s e r v ic e , a n d c o n t r ib
u to ry
n e g lig e n c e ,
u n le s s e m p lo y e e is
g u ilt y o f w i l l f u l m is
c o n d u c t a s d e fin e d .
A s s u m e d r is k , f e llo w
s e r v ic e , a n d c o n t r ib
u to ry
n e g lig e n c e ,
u n le s s w i l l f u l o r d u e
to in to x ic a t io n
N o. 1
A p p ro v e d
s u b s titu te
schem es
p e r m itte d .
A g r e e m e n t s f o r r e d u c t io n
o f c o m p e n s a t io n b e n e fits
p e r m itte d i f a p p r o v e d b y
c o u rt.
N o t p e r m itte d ..
A fte r in ju r y ,
h a s o p tio n
in g c o m p e
s u in g f o r
c h o ic e is e
Compulsory,
a s to a ll
e m p lo y e e s
except
d e p u t y c le r k s , d e p
u ty
s h e r iffs ,
and
d e p u ty
c o n s ta b le s
s e r v in g w i t h o u t r e
m u n e r a tio n .
Compulsory,
a s to a ll
e m p lo y e e s
except
e le c tiv e o ffic ia ls a n d
m e m b e rs o f N a tio n a l
G u a rd .
Elective, a s
E m p lo y e r s m u s t in
s u re in
th e
S ta te
fu n d o r p r iv a te c o m
p a n ie s , o r p r o v id e
s e lf- in s u r a n c e .
E le c tin g
e m p lo y e r s
m u s t in s u r e m S ta te
fu n d o r p r i v a t e
c o m p a n ie s , o r p r o
v id e s e lf - in s u r a n c e .
P re s u m e d in a b se n c e
o f w r it t e n n o tic e t o
c o m m is s io n ; n o tic e
o f r e je c t io n t o
be
p o s te d .
P re s u m e d in a b s e n c e
o f w r it t e n n o tic e t o
e m p lo y e r
and
to
c o m m is s io n .
E le c tin g
e m p lo y e r s
m u s t in s u r e in p r i
v a t e c o m p a n ie s , o r
p r o v id e
s e lf - in s u r
ance.
P re s u m e d in a b s e n c e
o f w r i t t e n n o tic e .
as to e m
p lo y e e s
of m a yo r
a n d c o u n c il o f W i l
m i n g t o n , e x c e p t e le c
t iv e o r a p p o in tiv e
fo r fix e d t e r m .
E le c tin g
e m p lo y e r s
m u s t in s u r e in p r i
v a t e c o m p a n ie s , o r
p r o v id e
s e lf - in s u r
ance.
P re s u m e d in a b s e n c e
o f p r in t e d n o tic e t o
e m p lo y e r p o s t e d
in p la n t , a n d f ile d
w ith b o a rd .
P re s u m e d in a b s e n c e
o f w r i t t e n n o t ic e t o
e m p lo y e r a n d f ile d
w ith b o a rd .
E le c tin g
e m p lo y e r s
m u s t in s u r e o r p r o
v id e s e lf- in s u r a n c e ;
t h e f o r m s o f p o lic ie s
a r e s u b je c t t o a p
p ro v a l b y th e c o m
m is s io n .
P re s u m e d in a b se n c e
of
w r itte n
n o tic e
file d w it h th e c o m
m is s io n a n d p o s te d
in
th e
e s ta b lis h
m e n t.
P re s u m e d in a b s e n c e
o f w r it t e n n o tic e t o
e m p lo y e r , w i t h c o p y
t o c o m m is s io n .
tary,
Com pulsory,
Compulsory,
as
to
m u n ic ip a l c o r p o r a
tio n s a n d p o litic a l
s u b d iv is io n s o f th e
S ta te .
Compulsory,
e m p lo y e
e le c tiv e
e m p lo y e
m o re th
y e a r.
a s to a ll
es
except
o ffic ia ls o r
e s r e c e iv in g
a n $ 1 ,8 0 0 a
E m p lo y e r s m u s t in
s u re in p r iv a te c o m
p a n ie s , o r p r o v id e
s e lf - in s u r a n c e .
P e r m it t e d i f b e n e fits e q u a l
th o s e o f a c t.
P e r m itte d i f e m p lo y e r
f a ils to in s u r e r is k .
to th e S ta te
a n d a ll p u b lic c o r
p o r a tio n s h a v i n g
r e g u la r ly 5 o r m o r e
e m p lo y e e s .
a s to o th e rs .
Volun
.
e m p lo y e e
o f a c c e p t
n s a tio n o r
dam ages;
x c lu s iv e .
P re s u m e d in a b s e n c e
o f w r it t e n n o tic e .
A s s u m e d r is k , f e llo w
s e r v ic e , a n d c o n t r ib
u t o r y n e g lig e n c e u n
le s s w i l l f u l .
A s s u m e d r is k , fe llo w
s e r v ic e ,
and
con
t r i b u t o r y n e g lig e n c e .
A s s u m e d r is k , f e llo w
s e r v ic e ,
and
contr ib u to r y
n e g li
gence.
A s s u m e d r is k , fe llo w
s e r v ic e , a n d c o n t r ib
u t o r y n e g lig e n c e .
N o t p e r m i t t e d .........................
P e r m it t e d i f e m p lo y e r
f a ils t o in s u r e r is k .
P e r m it t e d i f e m p lo y e r
fa ils t o in s u r e r is k .
|
1 9 6 4 5 °— 2 5 f.
e e s o f c o u n ty , c ity ,
to w n ,
v illa g e ,
or
s c h o o l d is tr ic t.
P re s u m e d in a b se n c e
of
w r itte n
n o t ic e
file d w it h c o u r t a n d
p o s te d in e s ta b lis h
m e n t.
Com pulsory, a s t o “ e s p e c i a l l y d a n
g e r o u s ” e m p lo y m e n t s e n u m e r a te d .
Voluntary, a s t o o t h e r e m p l o y m e n t s .
Voluntary,
H a w a ii.
N o .
221.
A p p ro v e d
A p r . 2 8 , 1915. I n e ffe c t J u ly 1,
1915. A m e n d e d , 1917, 1923.
N o t r e q u i r e d . . .........................
o
G e o r g ia .
P a g e 167.
A p p ro v e d
A u g . 17, 1920. I n e ffe c t M a r . 1,
1921. A m e n d e d , 1922, 1923.
Elective,
Elective, a s t o e m p l o y
ees o f S ta te .
Volun
tary, a s t o e m p l o y
W a iv e r s fo r b id d e n , b u t a p
p r o v e d h o s p ita l fu n d m a y
b e m a in ta in e d .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d in c o u r s e o f e m
p lo y m e n t u n le s s d u e t o i n t o x i
c a t io n , w i l l f u l m is c o n d u c t, i n
t e n t io n t o in ju r e s e lf o r a n o th e r ,
in flic te d b y t h ir d p a r t y fo r p e r
s o n a l re a s o n s , o r w il l f u l fa ilu r e
t o u s e s a f e t y a p p lia n c e s , o r o b e y
s a f e t y la w s o r r u le s .
2 w e e k s . N o n e i f d is
a b ility
c o n tin u e s
fo r 4 w e e k s o r m o re .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d in t h e c o u r s e o f
e m p lo y m e n t u n le s s d ir e c t ly d u e
to in to x ic a t io n o r w illf u l in t e n
t io n t o in ju r e s e lf o r a n o t h e r .
1 w eek.
N o n e i f d is
a b ilit y c o n tin u e s f o r
8 w e e k s o r m o re .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d i n t h e c o u r s e o f
e m p lo y m e n t d u e to a n e c e s s a ry
r is k o f th e s a m e , o r to fa ilu r e o f
e m p lo y e r o r a n y e m p lo y e e t o
e x e r c is e d u e c a r e o r t o c o m p ly
w i t h a n y la w .
P e r s o n a l in ju r ie s a r is in g o u t o f
a n d in th e c o u rs e o f e m p lo y m e n t
u n le s s d u e t o i n t o x i c a t i o n o r i n
te n tio n a lly
s e lf- in flic te d ;
in
c lu d e s in j u r i e s t o a r t i f i c i a l lim b s .
O c c u p a t io n a l d is e a s e s in c lu d e d .
P e r s o n a l in ju r ie s a c c id e n t a lly s u s
ta in e d a r is in g o u t o f a n d in th e
c o u rs e o f e m p lo y m e n t n o t in t e n
t io n a lly s e lf- in flic te d .
2 w e e k s . N o n e i f d is
a b ility
c o n tin u e s
lo n g e r t h a n 2 w e e k s .
1 w eek.
D e a th , 20 to 6 0 p e r
c e n t. D is a b ility , 5 0
to 6 0 p e r c e n t.
50 p e r c e n t fo r te m p o
r a r y to ta l d is a b ility .
F ix e d lu m p s u m s in
o th e r cases.
50 p e r c e n t .
m a y be
b e n e fits
P h y s i
p lo y e e s
to c o m
P e r s o n a l in ju r ie s a r is in g o u t o f a n d
i n c o u r s e o f e m p lo y m e n t u n le s s
d u e t o w i l l f u l a n d s e r io u s m is
c o n d u c t o r in to x ic a t io n . O c c u
p a t i o n a l d is e a s e s in c lu d e d .
l w eek.
N o n e i f d is
a b ility
c o n tin u e s
lo n g o r t h a n 4 w e e k s .
A p p ro v e d
s u b s
s c h e m e s p e r m itte d
f it s e q u a l th o s e
W a iv e r s f o r b id d e n
titu te
if b e n e
o f a c t.
.
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d in c o u r s e o f e m
p lo y m e n t u n le s s d u e t o w i l l f u l
i n t e n t io n t o in ju r e s e lf o r a n
o th e r , in to x ic a t io n , fa ilu r e to
u s e s a fe g u a rd s , v io la t io n o f la w ,
r e c k le s s n e s s , o r c a u s e d b y t h i r d
p a r ty fo r p e rs o n a l re a s o n s .
A n y i n j u r y b y a c c id e n t a r is in g o u t
o f a n d in th e c o u rs e o f e m p lo y
m e n t , n o t i n c l u d i n g d is e a s e s e x
c e p t th o s e r e s u ltin g fr o m
th e
a c c id e n t n o r in ju r ie s b y t h i r d p e r
s o n s fo r p e rs o n a l re a s o n s , o r d u e
t o w i l l f u l m is c o n d u c t , i n t e n t t o
in ju r e s e lf o r a n o t h e r , in t o x ic a
t io n , o r w illf u l fa ilu r e t o u s e a
s a f e t y a p p lia n c e o r o b s e r v e la w
o r r e g u la t io n .
P e rs o n a l
in ju r ie s
b y
a c c id e n t
a r is in g o u t o f a n d i n c o u rs e o f
e m p lo y m e n t u n le s s d u e t o w i l l
f u l i n t e n t io n t o in ju r e s e lf o r
a n o th e r,
or
to
in to x ic a t io n .
O c c u p a t io n a l d is e a s e s in c lu d e d .
2 w e e k s . N o n e i f d is
a b ilit y c o n tin u e s f o r
4 w e e k s o r m o re .
7 days.
1 w e e k . N o n e in c a se
o f p a r tia l d is a b ility .
M a x im u m ,
$15.
m u m ,
$5, o r
w ages.
M in i
a c tu a l1
N o p r o v is io n .
M a x im u m
P e rm a n e n t
to ta l
b ility , 550 w e e k s .
cases, 300 w e e k s .
d is a
O th e r
N o t f lx e d .
N o p r o v is io n .
D e a th s
(а ) D e p e n d e n t s
(б ) N o d e p e n d e n t s
p e r io d
T o t a l d is a b ility
(а ) P e r m a n e n t
(б ) T e m p o r a r y
( a ) E x p e n s e s o f la s t s ic k n e s s a n d
b u r ia l, m a x im u m , $ 1 0 0 ; 2 0 to 6 0
p e r c e n t o f w a g e s fo r n o t o v e r
3 0 0 w e e k s ; m a x im u m , $ 1 2 to $ 1 5 ;
m in im u m , $5, o r a c tu a l w a g e s ;
t o t a l n o t o v e r $ 5 ,0 0 0 .
(b ) E x
p e n s e s o f la s t s ic k n e s s a n d b u r i
a l, m a x im u m , $ 1 0 0 .
( a ) $ 3 ,9 0 0 t o w i d o w o r m i n o r o r
p h a n ; $ 7 8 0 to e a c h c h ild u n d e r
16 a n d to
d e p e n d e n t p a re n ts ;
m a x im u m ,
$ 7 ,8 0 0 .
If
s in g le ,
$ 1 ,5 6 0 t o e a c h d e p e n d e n t p a r e n t .
(6 ) $ 1 9 5 m a x im u m fo r b u r ia l e x
p e n se s; $195 fo r o th e r e xp e n se s
b e tw e e n a c c id e n t a n d d e a th .
( a ) 2 ,4 0 0 t i m e s o n e - h a lf a v e r a g e
d a i l y w a g e s ; m a x i m u m , $ 4 ,0 0 0 .
(
R e a s o n a b le
m e d ic a l a n d
b u r ia l e x p e n s e s .
N o t f ix e d .
(b)
(a )
50 p e r c e n t o f w a g e s d u r in g
d i s a b i l i t y ; m a x i m u m , $ 4 ,0 0 0 .
65 p e r c e n t.
50 p e r c e n t.
D e a th , 15 to 6 0 p e r
c e n t. D is a b ility , 50
p e r c e n t.
50 p e r re n t
D e a th , 25 to 6 0 p e r
r e n t. T o t a l d is a b il
ity ,
60
p e r re n t.
P a r tia l
d is a b ility ,
50 p e r c e n t.
Maximum, $ 2 0 . 8 3 .
mum, $ 4 . 1 7 .
M in i-
M a x im u m ,
$12.
M in i
m u m : D e a t h , $ 5 , d is a b il
it y , $5, o r a c tu a l w a g e s .
Maximum,
mum, $ 5 .
$18.
D e a th : W e e k ly
m a x im u m ,
m u m , $10.
M a x im u m ,
m u m ,
$5,
w ages.
M in i
P e r m a n e n t t o t a l d is a b ili
ty ,
lif e .
T e m p o ra ry
d is a b ility , 2 4 0 w e e k s .
D e a th , 312 w e e k s .
P e r
m a n e n t t o t a l d is a b ility ,
lif e .
D e a th , 312 w e e k s .
b ilit y , 520 w e e k s .
D is a
b a s ic w a g e , P e r m a n e n t t o t a l d i s a b i l i
$30; m in i
ty , 475 w e e k s .
O th e rs ,
D is a b ility ;
285 w e e k s .
$15; m in i
or
a c tu a l
T o ta l
d is a b ility :
M a x i IT o ta l
d is a b ilit y ,
350
m u m , $ 1 5 ; m in im u m ,
w e e k s ; p a r tia l d is a b ility ,
$ 4 , o r f u l l w a g e s i f le s s
o r d e a th , 3 0 0 w e e k s .
th a n $4.
P a r t ia l d is
a b ilit y , m a x im u m , $ 1 2
w e e k ly ; f o r s p e c ifie d i n
ju r ie s , s a m e a s fo r t o t a l
d is a b ility .
D e a th , 85
p e r r e n t o f a t o t a l d is
a b ilit y .
D e a t h : B a s ic w a g e , m a x i
m u m , $ 3 6 ; m i n i m u m , '3 1 2 w e e k s .................................................
$5.
T o ta l
d is a b ility :1
M a x im u m , $ 2 0 ; m in i
m u m , $5, o r a c tu a l w ag es)
i f d is a b ilit y is t e m p o
r a r y . P a r t ia l d is a b ilit y ;
M a x im u m , $ 1 2
* N o t p r o v id e d f o r in c o m p e n s a tio n la w .
(a ) B u r ia l e x p e n s e s , n o t o v e r $100;
65 p e r c e n t o f w a g e s to e q u a l 3
y e a r s ’ a n n u a l e a r n in g s ; m a x i
m u m , $ 5 ,0 0 0 ; m i n i m u m , $ 1 ,0 0 0 .
(6 ) R e a s o n a b le b u r ia l e x p e n s e s
m a x im u m , $ 1 0 0 .
(a ) 5 0 p e r c e n t o f w a g e s fo r 6 y e a rs ;
m a x im u m
$1 2 , m in im u m
$5;
t o t a l n o t o v e r $ 3 ,7 5 0 . (
R ea
s o n a b le b u r ia l e x p e n s e s ; m a x i
m u m , $125.
b)
(a ) B u r ia l e x p e n s e s , $ 1 0 0 ; 50 p e r
r e n t o f w a g e s fo r 312 w e e k s ;
m a x im u m , $ 1 8 ; m in im u m , $ 5 .
(b ) B u r ia l e x p e n s e s , $ 1 0 0 .
( a ) E x p e n s e s o f la s t s ic k n e s s a n d
b u r ia l, m a x im u m , $
; 25 to 60
p e r c e n t o f w a g e s t o w id o w o r d e
p e n d e n t w id o w e r fo r 2 8 5 w e e k s ;
b a s ic
w age,
m a x im u m ,
$30;
m in im u m , $ 1 0 . (b ) E x p e n s e s o f
l a s t s ic k n e s s a n d b u r i a l , m a x i
m u m , $100.
(a ) B u r ia l e x p e n s e s , n o t o v e r $ 1 0 0 ;
8 5 p e r r e n t o f to t a l d is a b ility
b e n e fit fo r 3 0 0 w e e k s ; t o t a l n o t
o v e r $ 5 ,0 0 0 .
(b ) E x p e n s e s o f
l a s t s ic k n e s s a n d b u r ia l, n o t t o
•-e x c e e d $ 1 0 0 .
100
(a)
Burial expenses, $ 1 0 0 ; 2 5 to 6 0
per cent of wages for 3 1 2 weeks;
basic wage, maximum, $ 3 6 ;
minimum, $ 5 ; total not over
$ 5 ,0 0 0 .
(b )
Burial expenses,
$ 100.
(n ) 6 5 p e r c e n t o f w a g e s fo r 240
w e e k s , t h e n 4 0 j> e r c e n t f o r l i f e ,
(b ) 6 5 p e r c e n t o f w a g e s d u r in g
d is a b ilit y ; n o t o v e r 2 4 0 w e e k s
n o r 3 y e a r s ’ e a r n in g s , n o r $ 5 ,0 0 0 .
(a ) (b ) 5 0 p e r r e n t o f w a g e s d u r in g
d is a b ility ; m a x im u m , $ 1 2 , m in i
m u m , $ 5, o r a c tu a l w a g e s .
(a) (b)
5 0 p e r c e n t o f w a g e s d u r in g
d is a b ility , n o t o v e r 5 2 0 w e e k s ;
m a x im u m , $ 1 8 ; m in im u m , $5
(a ) (b ) 5 0 p e r
d is a b ility ,
m a x im u m ,
o r a c tu a l w
$ 4 ,0 0 0 .
cent of wages d
n o t o v e r 475 w
$ 1 5 ; m in im u m
a g e s; to ta l n o t
u r in g
eeks;
, $5,
over
( a ) (b ) 5 0 p e r r e n t o f w e e k ly w a g e s
fo r n o t o v e r 3 5 0 w e e k s : $ 1 5 m a x i
m u m , $4 m in im u m ,
o r f u ll
w a g e s i f le s s t h a n $ 4 ; n o t m o r e
t h a n $ 5 ,0 0 0 i n a ll.
(a)
(b ) 6 0 p e r c e n t o f w a g e s d u r in g
d is a b ility , n o t o v e r 3 1 2 w e e k s ;
m a x im u m , $ 2 0 ; m in im u m , $ 5 ,
a c tu a l w a g e s i f d is a b ility
is
t e m p o r a r y ; t o t a l n o t o v e r $ 5 ,0 0 0 .
N o n r e s id e n t alien
beneficiaries
M e d ic a l a n d s u r g ic a l a id
P a r t ia l d is a b ility
(a ) 50 to 60 p e r c e n t o f w a g e s fo r
4 0 0 w e e k s ; m a x im u m , $ 1 2 to $ 1 5 ;
m in im u m , $5, o r a c tu a l w a g e s ;
n o t o v e r $5 th e r e a fte r fo r 150
w e e k s in c e r ta in c a s e s ; t o t a l n o t
o v e r $ 5 ,0 0 0 .
(b ) 5 0 t o 6 0 p e r
c e n t o f w a g e s d u r in g d is a b ilit y ;
n o t o v e r 3 0 0 w e e k s ; m a x im u m ,
$ 1 2 to $15; m in im u m , $ 5 , o r a c
tu a l w ag es.
( a ) $ 4 ,6 8 0 , $ 1 ,5 6 0 a d d i t i o n a l i f
w ife a n d $ 7 8 0 fo r e a c h c h ild u n
d e r 1 6 . I f s in g le , $ 7 8 0 f o r e a c h
d e p e n d e n t p a r e n t; m a x im u m ,
$ 7 ,8 0 0 . (b ) 5 0 p e r c e n t o f w a g e s
d u r in g d is a b ilit y .
b)
10 d a y s .......................... 5 0 p e r c e n t ............................
A p p ro v e d schem es
s u b s titu te d
if
e q u a l th o s e o f a c t.
c a lly d e fe c tiv e e m
m a y w a iv e r ig h t
p e n s a tio n .
M a x im u m a n d m in im u m
w e e k ly
c o m p e n s a tio n
p a y m e n ts
5 0 t o 6 0 p e r c e n t o f w a g e lo s s d u r i n g
d is a b ilit y fo r n o t o v e r 3 0 0 w e e k s ;
m a x i m u m , $ 1 2 t o $ 1 5 . S p e c ifie d
in ju r ie s , 5 0 t o 6 0 p e r c e n t o f w a g e s
f o r f ix e d p e r io d s ; m a x im u m , $ 1 2
t o $ 1 5 ; m in im u m , $ 5 , o r a c tu a l
w ages.
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
m a x im u m , $ 1 0 0 ; c h a rg e s lim it e d
t o p r e v a ilin g ra te s .
for 60 days;
L u m p s u m s b a s e d u p o n s c h e d u le
fo r p e rm a n e n t to ta l d is a b ility p ro
p o r t i o n e d t o lo s s o f e a r n in g c a p a c
i t y ; m a x i m u m , $ 6 ,2 4 0 . S p e c ifie d
in ju r ie s , lu m p s u m s , v a r y in g w it h
num b er
of
d e p e n d e n ts ;
lu m p
s u m s f o r c e r t a in d is f ig u r e m e n t s .
O n ly in fa ta l c a se s in v o lv in g n o
d e p e n d e n ts ; m a x im u m , $ 1 9 5 fo r
d e a th * * *
b e tw e e n
in i I , r y
E x c lu d e d .
T im e f o r n o tic e a n d c la im
( a ) B y w h o m a d m in is t e r e d
n o w c la im s a r e s e ttle d
(0)
N o tic e t o e m p lo y e r w it h in
5 d a y s ; n o c o m p e n s a tio n
i f a fte r 9 0 d a y s . C la im in
1 y e a r.
Three-fourths benefits.
and
N o tic e in 1 2 0 d a y s ; c la im
2 y e a rs .
(a ) C o u r ts ; lim it e d s u p e r v is io n b y
c o m p e n s a tio n
c o m m is s io n e r .
(b )
D ir e c t s e t t le m e n t s b e tw e e n p a r tie s
i f in “ s u b s ta n tia l” c o n fo r m ity w it h
la w ; c o u r t m a y
a p p r o v e a le s s
a m o u n t i f in in t e r e s t o f e m p lo y e e .
D is p u t e d c a s e s s e ttle d b y c o u r ts .
in
Accident-prevention work
b y — (a) Compensation
commission, (b) Other
agencies
A c c id e n t r e p o r ts r e q u ir e d
(a) Courts,
(b) Voluntary agreementdisputed cases settled by S
’
A l l e le c tin g e m p lo y e r s m u s t r e
p o r t a l l a c c id e n t s o f o v e r 2 w e e k s ’
d is a b ilit y t o c o m p e n s a tio n c o m
m is s io n e r w i t h i n 1 5 d a y s ; s u p
p le m e n ta r y r e p o r t a fte r 6 0 d a y s
o r u p o n te r m in a tio n o f d is a b ility
faC
hei
£ f mine
°r X 0Visi0n'
um
inspector.!<W I Alabama,
N o p r o v i s i o n ..................................
(a)
N o commission, ( b ) | A l a s k a .
M ine inspector (who is
also ex officio labor com
missioner).1
I
5 0 p e r c e n t o f w a g e lo s s d u r i n g d is - |
a b i l i t y ; m a x im u m , $ 4 ,0 0 0 .
I f p e rm a n e n t, 6 5 p e r c e n t o f w a g e s
f o r p e r io d s p r o p o r t io n a t e t o d is a
b ilit y , th e n re d u c e d ra te s fo r life
i f 7 0 p e r c e n t o r m o r e d is a b le d ;
if te m jx ir a r y , 6 5 p e r c e n t o f w a g e
lo s s d u r i n g d i s a b i l i t y ; n o t o v e r 2 4 0
w e e k s n o r 3 y e a r s ’ e a r n in g s n o r
$ 5 ,0 0 0 .
D is fig u r e m e n t c o m p e n
s a b le .
I f p e r m a n e n t, a s u m p r o p o r tio n a te
t o a t o t a l d is a b ilit y b e n e f it , n o t
o v e r $ 3 ,1 2 0 ; f ix e d p e r io d s f o r s p e c i
fie d in ju r ie s ; a ll p a y m e n ts , 5 0 p e r
c e n t o f w a g e s , m a x im u m , $ 1 2 ,
m in im u m , $ 5 , o r a c tu a l w a g e s ; a ll
in a d d itio n t o te m p o r a r y to ta l.
I f te m p o ra ry , 5 0 p e r c e n t o f w a g e
lo s s d u r i n g d i s a b i l i t y ; m a x i m u m ,
$ 1 2 ; n o t o v e r $ l; 5 6 0 in a ll.
D is
fig u r e m e n t , m a x im u m , $ 5 0 0 .
5 0 p e r c e n t o f w a g e lo s s d u r i n g d is a
b ility ,
n o t
over
520
w eeks;
w e e k l y m a x i m u m , $ 1 8 . S p e c ifie d
in ju r ie s , 5 0 p e r c e n t o f w a g e s fo r
f ix e d p e r io d s ; w e e k ly m a x im u m ,
$ 1 8 ; m in im u m , $ 5 ; in a d d itio n to
te m p o r a r y to ta l.
5 0 p e r c e n t o f w a g e lo s s f o r n o t o v e r
2 8 5 w e e k s ; m a x i m u m , $ 1 5 . S p e c i
fie d in ju r ie s , 5 0 p e r c e n t o f w a g e s
f o r f ix e d p e r io d s ; m a x im u m , $ 1 5 ;
m in im u m , $5, o r a c tu a l w a g e s .
5 0 p e r c e n t o f w a g e lo s s , n o t o v e r $ 1 2
p e r w e e k , n o t m o re th a n 300 w e e k s ,
in c lu d in g a n y p e r io d o f t o t a l d is a
b ility .
S p e c ifie d in ju r ie s , 5 0 p e r
c e n t o f w a g e s f o r f ix e d p e r io d s ,
a fte r n o t m o r e t h a n 10 w e e k s ’ a l
lo w a n c e fo r t o t a l d is a b ilit y , i f a n y ;
m a x im u m , $ 1 5 ; m in im u m , $4 , o r
a c t u a l w a g e s i f le s s .
R e a s o n a b le m e d ic a l a n d b u r ia l
e x p e n s e s in fa ta l c a se s in v o lv in g
n o d e p e n d e n ts o n ly .
Reasonable medical, surgical and
hospital treatment.
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p ita l t r e a t m e n t
m a x im u m , $ 2 0 0 ; n o t im e li m i t
in c a s e o f h e r n ia ; a d d itio n a l a l
lo w a n c e f o r d e n t a l s e r v ic e , m a x i
m u m , $100.
for 60 days;
S u c h m e d ic a l, s u r g ic a l, o r h o s p it a l
t r e a t m e n t a s d e e m e d r e a s o n a b le
b y a tte n d in g p h y s ic ia n ; c h a rg e s
lim ite d
to
p r e v a ilin g
ra te s .
S p e c ia l p r o v is io n f o r s e a m e n o n
U n i t e d S t a t e s v e s s e ls .
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p ita l tr e a t m e n t
m a x im u m , $ 1 0 0 . B o a r d m a y in
c re a s e t im e a n d a m o u n t.
for SO days;
not
N e c e s s a r y m e d ic a l a t t e n t io n ,
m a x im u m ,
$ 1 0 0 , c h a rg e s lim ite d to th o s e
fo r o th e r p e rs o n s o f lik e s ta n d
in g . C o n t in u e d t r e a t m e n t m a y
b e o ffe r e d a n d m u s t b e a c c e p te d
u n le s s t h e c o m m is s io n o r d e r s
o t h e r w is e . S p e c ia l p r o v is io n f o r
s u r g ic a l o p e r a t io n s f o r h e r n ia .
more than SO days;
5 0 p e r c e n t o f w a g e lo s s d u r i n g d is a
b i l i t y , n o t o v e r 3 1 2 w e e k s ; m a x i ; M e d ic a l, s u r g ic a l, a n d h o s p it a l
m u m , $ 1 2 ; t o t a l n o t o v e r $ 5 ,0 0 0 . ! s e r v ic e , s u c h a s t h e n a t u r e o f t h e
in j u r y r e q u ir e s ; c h a rg e s lim it e d
S p e c ifie d in ju r ie s , 5 0 p e r c e n t o f
to p r e v a ilin g ra te s .
w a g e s f o r f ix e d p e r io d s , in a d d it io n
to
te m p o ra ry
t o ta l.
D is fig u r e
m e n t , m a x i m u m , $ 5 ,0 0 0 .
N o p r o v i s i o n .....................
N o tic e in 2 w e e k s ; n o n e r e
q u ir e d in c a s e o f d e a th o r
in c o m p e t e n c e ; c la im i n
y e a r.
N o p r o v is io n .
1
N o
p r e s u m p tio n
dependency.
of
One-fourth benefits...
Included.
N o tic e in 3 0 d a y s ; c la im in 6
m o n th s fo r d is a b ility , 1
y e a r fo r d e a th , 2 y e a rs if
a n y s e t t l e m e n t f o r le s s
th a n a s ta tu to ry a w a rd
h a s n o t b e e n a p p ro v e d b y
t h e c o m m is s io n .
N o t ic e in 2 d a y s ; c la im in
6 m o n th s ; 1 y e a r in c a se
o f d e a th .
1
N o t ic e a t o n c e ; c la im in
y e a r, 2 y e a rs fo r d u e c a u s e
show n.
One-half benefits; to i N o t i c e i n 1 4 d a y s ; i f i n 3 0
widows and children
only.
1 d a y s , n o t b a rre d e x c e p t as
t o e x t e n t e m p lo y e r w a s
p r e ju d ic e d ; b a r a b s o lu t e
a fte r 9 0 d a y s . C la im in 1
y e a r.
One-half benefits, not
o v e r $ i,o o o , e x c e p t
t o r e s id e n ts o f C a n
ada.
Excluded.
N o tic e im m e d ia t e ly ; b a r r e d
a f t e r 3 0 d a y s u n le s s r e a s o n
a b le e x c u s e a n d e m p lo y e r
s h o w n n o t to b e p r e ju
d ic e d b y d e la y ; c la im i n
1 y e a r.
N o t ic e a s s o o n a s p r a c tic a b le ;
c la im in 3 m o n th s ; n o t r e
q u ir e d i f a id o r c o m p e n
s a tio n h a s b e e n v o lu n t a r i
l y g iv e n .
S ta te
(a ) N o c o m m is s io n ,
M i n e in s p e c t o r . 1
a t l a w C° t 0 a t t o r n e y g e n e r a l, o r s u i t
(a) Industrial accident commission,
(b) Voluntary agreement approved
by commission; disputed cases re
ferred to one or more referees; review
by commission; rehearing in certain
cases; appeal to courts upon ques
tions of law.
( a ) I n d u s t r ia l c o m m is s io n ,
(b ) A d
m itte d lia b ilit y w it h s ta te m e n t o f
a m o u n t m a y b e s u b m itte d to c o m
m is s io n ; n o s e t t le m e n t f in a l u n t i l
a p p r o v e d ; d is p u t e s h e a r d b y c o m
m is s io n , c o m m is s io n e r , o r a r e fe r e e ;
r e v ie w a n d c o u r t a p p e a l p r o v id e d
fo r.
( a ) B o a r d o f 5 c o m p e n s a tio n c o m m is
s io n e r s i n c h a r g e o f s e p a r a te d is t r ic t s ,
(b ) V o lu n t a r y a g r e e m e n t a p p r o v e d
b y c o m m is s io n e r ; d is p u te d
cases
s e t t le d b y c o m m is s io n e r ; a p p e a ls t o
c o u rts .
(a)
Industrial accident board, (b)
Voluntary agreement approved by
board; disputed cases settled b y
board after hearing; appeal to court.
(a) Industrial commission, (b) Agree
ment after 1 4 days, approved by
commission; disputes or disagree
ments settled b y commission after
hearing, subject to review or limited
appeal to courts.
(a) Industrial accident board
for each
county, (b) Voluntary agreement
approved by board; disputed cases
settled by board or by arbitration
committee; review by full board;
appeal to courts.
All employers, attending physi
cians, and insurers must report
all injuries involving time loss or
medical aid to industrial acci
dent commission. Fatal injuries
must be reported immediately.
(a)
com -
A ll assenting employers must re
port all accidents to industrial
accident board within 10 days;
supplementary report upon ter
mination of disability.
Assenting employers must report
within 10 days all accidents
causing disability for 7 days, or
requiring medical and surgical
aid; supplemental report on
termination of disability.
A l l e m p lo y e r s m u s t r e p o r t a ll in
ju r ie s o f 1 d a y ’s d is a b ilit y o r
m o r e a s s o o n a s p r a c tic a b le t o
in d u s t r ia l a c c id e n t b o a r d ; s u p
p le m e n ta r y re p o r t a t t e r m in a
t io n o f d is a b ilit y o r a fte r 6 0 d a y s .
accident
1
California.
(a) Industrial commission. | Colorado,
(b) Department of labor
and factory inspection;
inspectors of coal mines;
bureau of mines.1
p r o v is io n
d>)
D e
partment o f , a h o r a n d
factory inspection.
I
(<2l Industrial accident
board- (b) N o provision.
(a)
N o provision.
(b)
Commissioner of com
merce and labor 1
(a)
N o provision,
provision.
j
'
c o m m is s io n .
(b )
B u
r e a u o f la b o r s t a t is t ic s . 1
A l l e m p lo y e r s m u s t r e p o r t a ll
c o m p e n s a b le a c c id e n t s w i t h i n
1 0 d a y s t o in d u s t r ia l c o m m is
s io n .
a l l i n j u r i e s 1o f ° i ^ ! d a y ™ ^ s a b r l i t v
w e e k ly t o c o m p e n s a tio n
m is s io n e r .
Industrial
(b ) I A r iz o n a
1
ona‘
(b ) N o
Connecticut.
Delaware
^ eiaware-
G e o r g ia .
i H a w a ii.
PRINCIPAL FEATURES OF LAWS OF THE UNITED STATES RELATIVE TO WORKMEN’S COMPENSATION AND INSURANCE— Continued
Insurance
S ta te
C om pulsory,
a s t o a ll e m p lo y m e n t s
c o n d u c t e d f o r g a in e x c e p t f a r m a n d
d o m e s t ic s e r v ic e , o u t - w o r k e r s , c a s u a l
e m p lo y m e n t a n d c h a r ita b le in s t it u
tio n s .
a s to e x c e p te d e m
p lo y m e n ts .
Voluntary,
I l l i n o is p . 3 1 4 . A p p r o v e d J u n e
1 0 , 1 9 1 1 . I n e fT e c t M a y J , 1 9 1 2 .
N e w a c t, p . 3 3 5 ,1 9 1 3 . A m e n d e d ,
19 1 5 , 1917, 1919, 1921, 1923.
In d ia n a .
C h . 106.
A p p ro v e d
M a r . 8 , 1 9 1 5 . I n e fT e c t S e p t. 1,
1915. A m e n d e d , 1917, 1919, 1923.
Io w a . C h . 147. A p p ro v e d M a r.
1 8 , 191 3 . I n e ffe c t J u ly 1, 1914.
A m e n d e d , 1 9 1 7 , 1 9 1 9 , 1 9 2 3 ,1 9 2 4 .
K ansas.
C h . 218.
A p p ro v e d
M a r . 14, 1911. I n e ffe c t J a n . 1,
1 9 1 2 . A m e n d e d , 1 9 1 3 ,1 9 1 7 ,1 9 1 9 .
K e n tu c k y .
A p p ro v e d M a r. 23,
1 9 1 6 . I n e ffe c t A u g . 1 , 191 6 ,
A m e n d e d e a c h session.
Com pulsory,
e m p lo y
la b o r ,
c o u rs e
c e p te d .
e m p lo y
a s to “ e x tra h a z a rd o u s
m e n ts
e n u m e ra te d ;
fa rm
and
p e rs o n s n o t in
usual
o f e m p l o y e r ’s b u s in e s s e x
a s to e x c e p te d
m e n ts .
Voluntary,
C om pulsory,
Elective,
a s t o m in in g .
as
t o a ll o th e r
e m p lo y m e n t s e x c e p t
f a r m la b o r , d o m e s t ic s e r v ic e , c a s u a l
e m p lo y e e s n o t i n u s u a l c o u r s e o f
e m p lo y e r ’s
b u s in e s s , a n d r a ilr o a d
e m p lo y e e s e n g a g e d i n t r a i n s e r v ic e .
a s to e x c e p te d e m p lo y
m e n ts .
a s t o a ll e m p lo y m e n t s e x c e p t
f a r m la b o r , d o m e s t ic s e r v ic e , c a s u a l
e m p lo y e e s , t h o s e n o t i n c o u r s e o f
e m p l o y e r ’s b u s in e s s , a n d c le r k s n o t
s u b je c t t o h a z a r d o f t h e in d u s t r y .
Voluntary,
Elective,
a s t o a ll
lo y e e s
except
tiv e o ffic ia ls , a n d
e r e c e iv in g a s a l
o v e r $ 2 ,4 0 0 .
Com pulsory,
a s t o a ll
e m p lo y e e s
except
o ffic ia ls a n d m e m
b e rs o f fir e d e p a rt
m e n ts in
c itie s o f
2 0 0 ,0 0 0 o r m o r e i n
h a b ita n ts .
Com pulsory,
Com pulsory,
as
e m p lo y e e s
fir e m e n a n d
m en
in
p
fu n d s .
Elective,
Elective,
a s t o “ h a z a r d o u s ” e m p lo y
m e n ts
e n u m e ra te d , o r a s a g re e d
u p o n o r d e te r m in e d b y c o u r t, e x c e p t
e m p lo y m e n t s n o t c o n d u c te d fo r p u r
p o s e o f e m p lo y e r ’ s b u s in e s s .
a s t o o th e r e m p lo y m e n t s .
a s t o a ll e m p lo y m e n t s , e x c e p t
t h o s e h a v i n g r e g u l a r l y le s s t h a n 6
e m p lo y e e s , f a r m
la b o r , d o m e s tic
s e r v ic e , lo g g in g o p e r a t io n s , c a s u a l
e m p lo y e e s , a n d t h o s e n o t i n u s u a l
c o u r s e o f e m p lo y e r ’s b u s in e s s .
a s t o e x e m p t e d e m p lo y e e s .
No. 2
t o a ll
except
p o lic e
e n s io n
as to w o r k
m e n o n c o u n ty a n d
m u n ic ip a l w o r k .
a s t o a ll m u
n ic ip a l c o r p o r a tio n s
h a v in g 3 o r m o r e
e m p lo y e e s .
a s to o th e rs .
tary,
Com pulsory,
e m p lo y e e s
o f fic ia ls .
Volun
a s t o a ll
except
B y e m p lo y e e
Defenses abrogated if
employer does not
elect
S u its
fo r
dam ages
a fte r
e le c tio n
b y
b o t h e m p lo y e r a n d
e m p lo y e e
N o t p e r m i t t e d .........................
E m p lo y e r s m u s t in
s u re in S ta te fu n d
or
p r iv a te
com
p a n ie s , o r p r o v id e
s e lf- in s u r a n c e .
N o t p e r m i t t e d .........................
E m p lo y e r s m u s t i n
s u re in p r iv a te c o m
p a n ie s , o r p r o v id e
s e lf- in s u r a n c e .
S p e c ia l c o n t r a c t s
Vol
Com pulsory,
a s t o a ll
e m p lo y e e s o f S t a t e ,
c o u n tie s , a n d c itie s ,
e x c e p t o ffic ia ls .
a s to to w n s .
untary,
Vol
In ju r ie s c o v e re d
W a itin g tim e
M a x im u m a n d m in im u m
w e e k ly
c o m p e n s a tio n
p a y m e n ts
P er cent of wages
P a r t ia l d is a b ility
N o n r e s id e n t a lie n
b e n e fic ia r ie s
T im e f o r n o tic e a n d c la im
(a )
(b)
B y w h o m a d m in is te r e d
I I o w c la im s a r e s e t t le d
A c c id e n t r e p o r t s r e q u ir e d
A c c id e n t - p r e v e n t io n w o r k
b y —-(a )
C o m p e n s a t io n
c o m m is s io n .
(6 ) O th e r
a g e n c ie s
D e a th ,
m a x im u m
$12,
m in im u m , $6, o r a c tu a l
w ages;
o th e rs ,
m a x i
m u m $ 1 6 , m in im u m $6.
D e a th , 400 w e e k s .
m a n e n t t o t a l d is a
lif e .
T e m p o ra ry
d is a b ilit y , 4 0 0 w
P a r t ia l d is a b ilit y
w eeks.
P e r
b ility ,
to ta l
eeks.
, 150
(a) Burial expenses, maximum,
$ 2 0 0 ; 4 5 per cent of wages to
widow or dependent widower
for 4 0 0 weeks, 5 5 per cent if child
or children; maximum $12; min
imum $0, or actual wages. (b)
Burial expenses, maximum $200;
also $1,000 to administration
fund.
(a ) (b ) 5 5 p e r c e n t
w e e k s ; 60 p e r c
and 5 per cent
m a x im u m
$16;
th e r e a fte r $6 a
d is a b ility .
fo r 400
a r r ie d
c h ild
m
$6,
d u r in g
5 5 p e r c e n t o f w a g e lo s s f o r n o t o v e r
1 5 0 w e e k s ; m a x i m u m , $ 1 6 . S p e c i
fie d in ju r ie s , 5 5 p e r c e n t o f w a g e s
f o r fix e d p e r io d s ; w e e k ly m a x im u m ,
$ 1 0 . D is f ig u r e m e n t c o m p e n s a b le .
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e ; h o s p it a l b e n e
f i t fu n d s p e r m itte d in lie u o f
a b o v e . C h a rg e s lim ite d to p re
v a ilin g ra te s .
O n e - h a lf b e n e fits , s u b
je c t to t r e a t y p ro
v is io n s ; n o t h in g i f
la w
o f n a tio n
ex
c lu d e s
c itiz e n s
of
U n ite d S ta te s .
N o t ic e a s s o o n a s p r a c tic a
b le ; c la im in 1 y e a r .
( a ) I n d u s t r ia l a c c id e n t b o a r d .
(6 )
V o lu n t a r y a g re e m e n t a p p ro v e d b y
b o a r d ; d is p u te d e a s e s m a y b e s u b
m itte d
to a r b it r a t io n c o m m itte e ;
r e v ie w b y f u ll b o a r d ; a p p e a l t o c o u r t
u p o n q u e s tio n s o f la w .
A l l e m p lo y e r s m u s t r e p o r t a ll a c
c id e n ts o f 1 d a y ’s d is a b ilit y t o
in d u s t r ia l a c c id e n t b o a r d w i t h
in
48
h o u rs ;
s u p p le m e n t a r y
re p o rt a fte r 60 d a y s o r u p o n
te r m in a t io n o f d is a b ility .
(a )
I n d u s tr ia l
a c c id e n t
b o a rd . (
In s p e c to r o f
m in e s .1
A p p ro v e d
sc h e m e s p e r
m it t e d i f b e n e fits e q u a l
th o s e o f a c t. N o w a iv e r
o f p r o v is io n s o f a c t a s to
a m o u n t o f c o m p e n s a tio n
w ith o u t a p p ro v a l o f b o a rd
A c c id e n t a l in ju r ie s a r is in g o u t o f
a n d in c o u rs e o f e m p lo y m e n t .
O c c u p a t i o n a l d is e a s e s i n c e r t a i n
o c c u p a t io n s in c lu d e d b y s e p a
r a te a c t.
1 w e e k . N o n e i f d is a
b i l i t y c o n tin u e s f o r
4 w e e k s o r m o re .
D is a b ilit y ,
p e r c e n t.
M a x im u m ,
$14
to
M in im u m ,
$ 7 .5 0
$ 1 0 .5 0 .
P e r m a n e n t t o t a l d is a b il
ity ,
life .
P e rm a n e n t
p a r tia l d i s a b i l i t y , 8
y e a r s . T e m p o r a r y d is
a b ilit y ; d u r in g it s c o n
tin u a n c e .
(a ) 50 to 65 p e r c e n t o f w a g e s
u n t i l 4 y e a r s ’ e a r n in g s a r e p a id ;
m a x im u m , $ 4 ,2 5 0 ,
m in im u m ,
$ 1 ,6 5 0 .
(6 ) B u r ia l
expenses,
m a x im u m , $ 1 5 0 .
for 8 weeks;
I n c l u d e d . ..........................................
N o tic e a s s o o n a s p r a c ti
c a b le , n o t la t e r t h a n 3 0
d a y s ; c la im in 6 m o n th s .
( a ) I n d u s t r ia l c o m m is s io n . (6 ) V o lu n
t a r y a g re e m e n t, n o t b e fo re 7 d a y s
a fte r in ju r y ; d is p u te d c a s e s s e t t le d
b y a r b itr a to r o r a r b itr a tio n c o m
m it t e e ; r e v ie w b y f u ll c o m m is s io n ;
a p p e a l t o c o u r ts u p o n q u e s tio n s o f
la w .
A l l e m p lo y e r s w i t h i n p r o v is io n s
o f a c t m u s t r e p o r t a ll in ju r ie s
o f m o re th a n
w e e k 's d is a b ilit y
t o in d u s t r ia l c o m m is s io n ; f a t a l
a c c id e n t s a t o n c e ; o t h e r s o n c e a
m o n t h ; s u p p le m e n t a r y r e p o r t
o f p e r m a n e n t d is a b ility ca se s.
(a ) N o p r o v is io n ,
D e
p a rtm e n t
of
la b o r ;1
m in e in s p e c to r .1
l w e e k ...................................................
D e a th , t o t a l d is a b il
it y ,
and
s p e c ifie d
in ju r ie s , 5 5 p e r c e n t.
B a s ic
w a g e , m a x im u m ,
$ 2 4 ; m in im u m , $10.
D e a th a n d p a r t ia l d is a b il
ity , 300 w e e k s .
T o ta l
d is a b ility , 5 0 0 w e e k s .
(c ) B u r ia l e x p e n s e s , m a x im u m ,
$100; 55 p e r c e n t o f w a g e s fo r 300
w e e k s ; b a s ic w a g e , m a x i m u m
$ 2 4 ; m in im u m $1 0 ; to ta l n o t to
e x c e e d $ 5 ,0 0 0 .
(b ) B u r ia l e x
p e n s e s , m a x im u m $ 1 0 0 .
5 0 t o 6 5 p e r c e n t o f w a g e lo s s d u r i n g
d is a b ilit y , n o t o v e r 8 y e a rs ; m a x i
m u m
$14 to $17.
S p e c ifie d i n
ju r ie s , 5 0 to 6 5 p e r c e n t o f w a g e s
fo r
f ix e d
p e r io d s ;
m a x im u m ,
$14
to
$17,
m in im u m ,
$ 7 .5 0
t o $ 1 0 .5 0 , in a d d it io n t o te m p o
r a r y to ta l.
D is fig u r e m e n t, m a x i
m u m o n e - f o u r t h d e a th b e n e fits .
5 0 p e r c e n t o f w a g e lo s s f o r n o t o v e r 3 0 0
w e e k s ; b a s ic w a g e , m a x i m u m $ 2 4 ;
m in i m u m $ 1 0 . S p e c ifie d in ju r ie s ,
5 5 p e r c e n t w a g e s f o r f ix e d p e r io d s ;
b a s ic w a g e , m a x i m u m $ 2 4 ; m i n i
m u m $ 1 0 ; d is fig u r e m e n t, n o t o v e r
200 w e e ks.
N e c e s s a r y m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
m a x im u m , $ 2 0 0 ; f u ll h o s p ita l
s e r v ic e
d u r in g
c o m p e n s a t io n ;
a d d it io n a l m e d ic a l a n d s u r g ic a l
a id a s lo n g a s h o s p it a l t r e a t m e n t
is r e q u ir e d .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d in c o u rs e o f e m
p lo y m e n t u n le s s d u e t o w i l l f u l
m is c o n d u c t ,
in te n tio n a l
s e lfin flic te d
in ju r y ,
in to x ic a t io n ,
a n d w il l f u l fa ilu r e to u s e s a fe ty
a p p lia n c e s o r t o o b e y s a f e t y
la w s , o r c o m m is s io n o f a c r im e .
P e r s o n a l in ju r ie s a r is in g o u t o f
a n d in c o u rs e o f e m p lo y m e n t ,
u n le s s d u e t o w i l l f u l in t e n t io n
t o i n j u r e s e lf o r a n o t h e r , i n t o x i
c a tio n , o r w i l l f u l a c t o f a t h ir d
p a rty .
( a ) 5 0 t o 6 5 p e r c e n t o f e a r n in g s fo r
8 y e a rs ; m a x im u m $14 to $1 7 ;
m i n i m u m $ 7 .5 0 t o $ 1 0 .5 0 ; t h e r e
a f t e r 8 p e r c e n t o f d e a th b e n e fits
fo r lif e , m in im u m $ 1 0 a m o n t h ,
(b ) 5 0 t o 6 5 p e r c e n t o f e a r n in g s
d u r in g d is a b ilit y ; m a x im u m $ 1 4
to
$ 1 7 ; m i n i m u m , $ 7 .5 0
to
$ 1 0 .5 0 ; t o t a l n o t o v e r $ 3 , 7 5 0 .
(b ) 5 5 p e r c e n t o f w a g e s d u r in g
d is a b ility , n o t o v e r 5 0 0 w e e k s ;
b a s ic w a g e , m a x i m u m $ 2 4 ; m i n
i m u m $ 1 0 ; t o t a l n o t o v e r $ 5 ,0 0 0 .
N e c e s s a r y m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
30
d a y s ’ a d d itio n a l tr e a t m e n t if
n e c e s s a ry in o p in io n o f b o a rd ;
c h a rg e s lim ite d
to p r e v a ilin g
ra te s .
N o p r o v i s i o n 1 .........................
N o t ic e in 3 0 d a y s o r b e n e fits
w i l l b e g in f r o m
d a te o f
n o tic e ; c la im in 2 y e a r s .
(a ) In d u s tr ia l b o a rd .
(6 ) V o lu n t a r y
a g re e m e n t, n o t b e fo re 7 d a y s a fte r
in ju r y , a p p ro v e d
b y b o a r d ; d is
p u te d c a s e s s e t t le d b y b o a r d o r
m e m b e r th e r e o f; r e v ie w
b y
fu ll
b o a rd ; a p p e a l to c o u rts u p o n q u e s
tio n s o f la w .
A l l e m p lo y e r s m u s t r e p o r t a ll i n
ju r ie s o f m o r e t h a n 1 d a y ’s d is
a b ilit y w it h in 1 w e e k to in d u s
t r ia l b o a r d ; s u p p le m e n t a r y r e
p o r t a fte r 60 d a y s o r u p o n
te r m in a t io n o f d is a b ilit y .
2 w e e k s ; c o m p e n s a te d
d u r in g
fifth
to
s e v e n th
w eeks
if
d is a b ilit y c o n tin u e s .
6 0 p e r c e n t ............................... ...
D e a th :
M
m in im u m
ity :
M
m in im u m
w ages.
D e a th
and
te m p o ra ry
to ta l
d is a b ility ,
300
w e e k s . P e rm a n e n t to ta l
d is a b ility , 4 0 0 w e e k s .
S p e c ifie d in ju r ie s , 6 0 p e r c e n t o f
w ages
fo r
fix e d
p e r io d s :
p ro
p o r tio n a te fo r o th e r s ; m a x im u m
$ 1 5 ; m in im u m $ 6, o r a c tu a l w a g e s .
R e a s o n a b le m e d ic a l, s u r g ic
h o s p it a l s e r v ic e
r e q u e s te d b y e m p lo y e e ,
o r c o m m is s io n e r ; m a x im u
$ 1 0 0 a d d itio n a l in e x c e
cases.
O n e - h a lf b e n e f i t s ;
n o th in g
i f la w
of
n a tio n
e x c lu d e s
c it iz e n s o f U n it e d
S ta te s .
N o tic e in 15 d a y s ; i f in 3 0
d a y s , n o t b a rre d e x c e p t as
to e x te n t e m p lo y e r w a s
p r e ju d ic e d ; b a r a b s o lu te
a fte r 9 0 d a y s ; c la im in 2
y e a rs .
(a ) I n d u s t r ia l c o m m is s io n e r . (6 ) V o l
u n t a r y a g re e m e n t, n o t b e fo re 12 d a y s
a fte r in j u r y , a p p r o v e d b y c o m m is
s io n e r ; d is p u t e d
c a s e s s e ttle d b y
a r b it r a t io n c o m m itte e ; r e v ie w b y
c o m m is s io n e r ; a p p e a l t o c o u r t s .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d i n c o u rs e o f e m
p l o y m e n t e x c e p t w h e n g o in g t o
a n d f r o m w o r k , u n le s s d u e t o i n
t o x ic a t io n , d e lib e r a te in t e n t io n
to c a u s e in ju r y , o r w i l l f u l fa ilu r e
t o u s e s a fe g u a rd s r e q u ir e d b y
la w o r f u r n is h e d b y e m p lo y e r .
P e r s o n a l in j u r i e s b y a c c id e n t a r is in g o u t o f a n d in c o u rs e o f e m
p lo y m e n t , u n le s s s e lf - in f lic t e d ,
d u e t o w i l l f u l m is c o n d u c t o r i n
t o x ic a t io n . I n c lu d e s in ju r ie s d u e
t o in h a lin g g a s o r s m o k e in
m in e s , o r a n y k in d o f g a s .
1 w e e k ............................
D is a b ilit y , 6 0 p e r c e n t.
S p e c ifie d in ju r ie s , 5 0
p e r c e n t.
D is a b ilit y : M a x im u m , $15;
m in im u m , $6.
Disability, 8 years.
(a ) 60 p e r c e n t o f w a g e s fo r 400
w e e k s ; w e e k ly m a x im u m
$15;
m in im u m $6, o r a c tu a l w a g e s ,
(b ) S a m e fo r n o t o v e r 3 0 0 w e e k s .
C o m p e n s a t io n in c r e a s e d b y t w o t h ir d s fo r f if t h , s ix th , a n d s e v
e n th w e e k s o f d is a b ility .
(b ) 6 0 p e r c e n t o f e a r n in g s d u r
in g d is a b ilit y , n o t o v e r 8 y e a r s :
w e e k ly m a x im u m
$ 1 5 ; mini
m u m $6.
60
p e r c e n t o f w a g e lo s s d u r i n g
d i s a b i l i t y , n o t o v e r 8 y e a r s ; s p e c i
fie d in ju r ie s , 5 0 p e r c e n t o f w a g e s
f o r fix e d p e r io d s ; m a x im u m $ 1 2 ;
m in im u m $6.
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
if
d e m a n d e d b y e m p lo y e e ; m a x i
m u m , $150.
$ 7 5 0 m a x im u m e x c e p t
t o r e s id e n ts o f C a n
a d a .’
N o tic e in 10 d a y s ; c la im
in 6 m o n th s .
A l l e m p lo y e r s m u s t r e p o r t a ll a c
c id e n ts o f m o r e t h a n 1 d a y ’s
d is a b ility w it h in 48 h o u r s to
in d u s t r ia l c o m m is s io n e r ; s u p
p le m e n ta r y
re p o rt
a fte r
60
days or up on
t e r m in a tio n o f
d is a b ilit y .
A l l e m p lo y e r s a ffe c te d b y a c t
m u s t re p o r t a n n u a lly to fa c to r y
in s p e c t o r " s u c h r e a s o n a b le p a r
t ic u la r s a s t o a c c id e n t s a s S t a t e
fa c t o r y in s p e c to r m a y r e q u ir e . ”
1 w e e k ...................................................
6 5 p e r c e n t ......................................
M a x im u m ,
m u m , $5.
D e a th , 335 w e e k s . T o ta l
d is a b ilit y , 8 y e a rs . P a r
t ia l d is a b ility , 3 3 5 w e e k s .
I f p e r m a n e n t, p e rc e n ta g e o f a to t a l
d is a b ilit y ; if te m p o r a r y , 6 5 p e r
c e n t o f w a g e lo s s ; n o t o v e r 3 3 5
w e e k s ; m a x im u m $ 1 5 , t o t a l n o t
o v e r $ 4 ,0 0 0 . S p e c if ie d i n j u r i e s , 6 5
p e r c e n t o f w a g e s f o r f ix e d p e r io d s ;
m a x im u m
$12;
m in im u m
$5.
C o m p e n s a t io n f o r d is f ig u r e m e n t .
6 5 p e r c e n t o f w a g e lo s s f o r n o t o v e r
3 0 0 w e e k s ; m a x i m u m $ 2 0 . S p e c i
fie d in ju r ie s , 6 5 p e r c e n t o f w a g e s
f o r f ix e d p e r io d s ; m a x im u m $ 2 0 ,
m in im u m
$3, o r a c tu a l w a g e s.
D is fig u r e m e n t,
n o t
over
100
w eeks.
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
m a x i
m u m
$ 1 0 0 , u n le s s b o a r d fix e s
o t h e r p e r io d , w h e n m a x i m u m is
$ 2 0 0 ; s a m e f o r h e r n ia o p e r a t io n ;
c h a rg e s
lim it e d to p r e v a ilin g
ra te s .
O n e - h a lf b e n e fits ;
to w id o w s a n d c h ild
re n o n ly .
N o t ic e a s s o o n a s p r a c t ic a
b le ; c la im i n 1 y e a r .
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p ita l
s e r v ic e ;
m a x im u m ,
$250; c h a rg e s g o v e rn e d b y w o r k
m a n ’s s ta tio n .
N o p r o v i s i o n ........................._ _
N o tic e in 6 m o n th s ; p r o c e e d in g s m u s t b e b e g u n
w ith in 1 y e a r.
R e a s o n a b le m e d ic a l a n d h o s p it a l
s e r v ic e
m a x im u m ,
$ 1 0 0 ; a d d it io n a l s e r v ic e in d is
c r e t io n o f c o m m is s io n .
O n e - h a l f b e n e f l t s [ N o tic e in
1 y e a r.
e x c e p t t o r e s id e n ts o f
C anada.
50
to
65
$17.
to
P re s u m e d in a b s e n c e
of
w r itte n
n o tic e
s e r v e d o n e m p lo y e r
a n d file d w it h i n
d u s tr ia l b o a rd .
Assumed risk, fellow
service, and con
tributory negligence
P e r m it t e d i f e m p lo y e r
f a ils to in s u r e r is k .
A p p ro v e d sc h e m e s p e r
m it t e d i f b e n e fits e q u a l
th o s e o f a c t.
A ll o th e r
w a iv e r s f o r b id d e n .
E le c tin g
e m p lo y e e
m u s t in s u r e in p r i
v a t e c o m p a n ie s , o r
p r o v id e
s e lf- in s u r
ance.
P re s u m e d in a b se n c e
o f n o tic e p o s te d in
e s ta b lis h m e n t
and
file d w i t h in d u s t r ia l
c o m m is s io n e r .
P re s u m e d in a b se n c e
o f w r it t e n n o t ic e t o
e m p lo y e r
and
in
d u s t r i a l c o m m is
s io n e r .
Assumed risk, fellow
service, and con
tributory negligence
unless willful and
with intent to cause
injury.
P e r m itte d i f e m p lo y e r
f a ils to in s u r e r is k .
A p p ro v e d sc h e m e s p e r
m it t e d , b u t n o r e d u c tio n
o f l i a b i l i t y a llo w e d .
A ll
o t h e r w a iv e r s f o r b id d e n .
N ot requirecL.
P re s u m
of no
e s ta b
file d
o f s ta
P re s u m e d in a b se n c e
of
w r itte n
n o t ic e
file d w i t h e m p lo y e r
and
s e c re ta ry
of
s ta te .
Assumed risk, fellow
service, and con
tributory negligence
N o t p e r m i t t e d .........................
E le c tin g
e m p lo y e r s
m u s t in s u r e i n K e n
tu c k y
E m p lo y e e s ’
In s u ra n c e
A s s o c ia
t io n o r o th e r p r iv a te
c o m p a n ie s , o r p r o
v id e s e lf- in s u r a n c e .
B y w r it in g file d w it h
t h e c o m m is s io n a n d
p o s te d in th e e s ta b
lis h m e n t.
B y s ig n e d n o t ic e f ile d
w i t h e m p lo y e r .
Assumed risk, fellow
service, and con
tributory negligence
P e r m i t t e d i f i n j u r y is
d u e t o d e lib e r a te i n
t e n t io n o f e m p lo y e r ,
o r fa ilu r e to file e v i
d e n c e a s t o in s u r a n c e .
A p p ro v e d sch e m e s p e r
m it t e d i f b e n e fits e q u a l
th o s e o f a c t.
E m p lo y e r s u n d e r a c t
m u s t in s u r e o r g iv e
bond.
P re s u m e d in a b se n c e
o f w r i t t e n n o tic e t o
e m p lo y e e .
Presumed in absence
of written notice to
employer.
A s s u m e d r is k , fe llo w
s e r v ic e ,
and
con
t r i b u t o r y n e g lig e n c e .
N o t p e r m i t t e d .........................
N o
c o n tr a c t m a y r e lie v e
e m p lo y e r fr o m lia b ilit y .
P e r s o n a l i n j u r i e s b y a c c id e n t a r is in g o u t o f a n d in c o u rs e o f e m p lo y m e n t , u n le s s d u e t o w i l l f u l
in t e n t io n t o in ju r e s e lf o r a n
o t h e r , in t o x ic a t io n , d e lib e r a te
fa ilu r e
to
u s e s a fe g u a rd s , o r
b r e a c h o f s a f e t y la w s .
1 w e e k . N o n e i f d is a
b i l i t y c o n tin u e s f o r
6 w e e k s o r m o re .
D e a th , 3 2 % to 65 p e r
c e n t. D is a b ilit y , 55
p e r c e n t.
M a x im u m , $20.
im u m , $3,
or
w ages.
M in - ,
a c tu a l
D e a th , 300 w e e k s .
P e r
m a n e n t to ta l d is a b ility ,
400 w e e ks. T e m p o ra ry
t o t a l a n d p a r t ia l d is a
b ility , 300 w e e k s .
E le c tin g
em
m u s t in s u r e
v a te c o m p a
p r o v id e
se
ance.
W r itin g
f ile d
w ith
c o m m is s io n
a n d
p o s te d i n e s ta b lis h
m e n t.
Presumed, if employer
elects, in absence of
written notice to
employer filed with
commission.
A s s u m e d r is k , fe llo w
s e r v ic e ,
and
con
t r i b u t o r y n e g lig e n c e
N o t p e r m i t t e d .........................
E x is t in g
a p p ro v e d
schem es
m ay
be
con
t in u e d : w a iv e r s f o r b id d e n .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d in c o u rs e o f e m
p lo y m e n t u n le s s d u e t o w i l l f u l
in t e n t io n t o in ju r e s e lf o r a n
o th e r , o r in to x ic a t io n w it h o u t
e m p lo y e r ’s k n o w le d g e .
7 d a y s .....................................................
6 6 % p e r c e n t ...............................
M a x im u m ,
m u m , $6.
M in i
D e a th , 300 w e e k s .
T o ta l
d is a b ility ,
500 w e e k s .
P a r t ia l d is a b ility , 30 0
w eeks.
i Not provided for in compensation law.
M e d ic a l a n d s u r g ic a l a id
T o t a l d is a b ility
(a t P e rm a n e n t
(b ) T e m p o r a r y
D e a th , 20 to 55 p e r
c e n t. D is a b ility , 55
p e r c e n t.
P re s u m e d in a b se n c e
o f w r itte n
n o tic e ,
p o s te d
or
s e rv e d ,
a n d file d w it h i n
d u s tr ia l b o a rd .
p lo y e r s
in p r i
n ie s o r
lf- in s u r
D e a th
Dependents
(б ) N o d e p e n d e n t s
E le c tin g
e m p lo y e r s
m u s t in s u r e in p r i
v a t e c o m p a n ie s , o r
p r o v id e
s e lf - in s u r
ance.
e d in a b se n c e
tic e p o s te d in
lis h m e n t
and
w it h s e c re ta ry
te .
(а )
p e r io d
1 w e e k ; c o m p e n s a te d
f if t h to s e v e n th
w e e k s i f d is a b ility
c o n tin u e s .
d
s u b s titu te
p e r m itte d i f b e n e
a l th o s e o f a c t;
f o r b id d e n .
P e r s o n a l in ju r ie s b y a c c id e
in g o u t o f a n d in c o u r s e
p lo y m e n t , u n le s s d u e t o
i n t e n t io n t o in ju r e s e lf
o th e r , o r in to x ic a t io n .
M a x im u m
n t a r is
of em
w illfu l
or an
A p p ro v e
schem es
f its e q u
w a iv e r s
A p p ro v e d sc h e m e s p e r
m it t e d i f b e n e fits e q u a l
th o s e o f a c t.
B lin d e m
p lo y e e s m a y w a iv e r i g h t t o
c o m p e n s a tio n o r d a m a g e s .
Volun
Elective,
(Follows p. 15.)
a s to a ll
e m p lo y e e s .
Voluntary,
Elective,
untary,
19640°—25f.
em p
e le c
th o s
a ry
Elective,
a s t o "e s p e c ia lly d a n g e ro u s ”
e m p lo y m e n t s e n u m e r a te d c o n d u c te d
f o r g a i n e x c e p t t h o s e h a v i n g le s s
t h a n 5 e m p lo y e e s , f a r m la b o r , a n d
th o s e n o t in u s u a l c o u rs e o f e m
p lo y e r ’ s b u s in e s s ; a ll m in e s c o v e r e d .
a s t o e x c e p te d e m p lo y
m e n ts .
a s to a ll e m p lo y m e n t s e x c e p t
t h o s e h a v i n g le s s t h a n 3 e m p lo y e e s ,
fa rm
la b o r , a n d d o m e s t ic s e r v ic e .
T h r e s h in g a n d h u l l i n g g r a in s a n d
s e e d s a re w it h in th e a c t.
a s t o e x c e p te d e m p lo y m e n t s .
tary,
M a in e . C h . 2 9 5 . A p p r o v e d A p r .
1, 1 9 1 5 . I n e ffe c t J a n . 1, 191 6 .
A m e n d e d , 1917, 1919, 1921.
Com pulsory,
Elective,
Voluntary,
L o u is ia n a .
N o . 20.
A p p ro v e d
J u n e 18 , 191 4 . I n e ffe c t J a n . 1,
1 9 1 5 . A m e n d e d e a c h s e s s io n .
B y employer
Public
P r iv a te
Id a h o . C h . 81. A p p ro v e d
M a r.
1 6 , 1 9 1 7 . I n e ffe c t J a n , 1, 1 9 1 8 .
A m e n d e d , 1921.
C o m p e n s a t io n b e n e fits
H o w e le c t io n is m a d e
E m p lo y m e n ts c o v e re d
a x im u m
, $6. D
a x im u m
, $6, o r
$15.
, $15;
is a b il
, $15;
a c tu a l
M in i
(a)
B u r ia l e x p e n s e s , m a x im u m ,
$ 1 5 0 , 60 p e r c e n t o f w a g e s fo r
3 0 0 w e e k s ; w e e k ly m a x im u m
$ 1 5 ; m in im u m $0, o r f u ll w a g e s ,
( b ) L a s t s ic k n e s s a n d b u r i a l e x
p e n s e s , m a x im u m $ 2 5 0 .
( a ) 3 y e a r s ’ e a r n in g s ; m a x im u m ,
$ 3 ,8 0 0 ; m i n i m u m , $ 1 ,4 0 0 .
(b )
B u r ia l
expenses,
m a x im u m ,
$150.
(a)
B u r ia l e x p e n s e s , m a x im u m
$ 7 5 ; 65 p e r c e n t o f w a g e s fo r 335
w e e k s ; m a x im u m $ 1 2 ; m in im u m
$ 5 ; t o t a l n o t o v e r $ 4 ,0 0 0 .
(b )
B u r ia l e x p e n s e s , m a x im u m $ 7 5 ;
and
to r e p r e s e n ta tiv e o f
deceased.
of wages
e n t if m
fo r e a c h
m in im u
w eek
(a)
(a)
(a )
d
w
m
(b ) 6 5 p e r c e n t o f w a g e s d u r in g
is a b ility , n o t o v e r 8 y e a rs ;
e e k ly
m a x im u m
$15, m in i
u m $ 5 ; t o t a l n o t o v e r $ 6 ,0 0 0 .
$100
* B u t in c lu d e d b y c o n s tr u e t io n o f la w .
$16.
(a ) E x p e n s e s o f b u r ia l, m a x im u m
$100
a n d $ 5 0 c o n tin g e n t e x
p e n se s; 32% to 65 p e r c e n t o f
w a g e s fo r 3 0 0 w e e k s ; m a x im u m ,
$ 2 0 ;m in im u m $ 3 , o r a c tu a l w a g e s ,
(b ) E x p e n s e s o f b u r ia l, m a x i
m u m , $ 1 0 0 , a n d $ 5 0 c o n tin g e n t
expenses.
6 6 % p e r c e n t o f w a g e s fo r 300
w e e k s , t o t a l n o t o v e r $ 4 ,0 0 0 ;
m a x im u m , $ 1 6 ; m in im u m , $ 6 .
(b ) E x p e n s e s o f la s t s ic k n e s s a n d
b u r ia l, m a x im u m , $ 2 0 0 .
(a)
(a)
65 p e r c e n t o f w a g e s fo r 400
w e e k s ; m a x im u m , $ 2 0 ; m in i
m u m $ 3 , o r a c tu a l w a g e s , (b )
S a m e fo r n o t o v e r 300 w e e k s .
(a)
(b )
in g
w eek
m u m
66% p er cent
d is a b ilit y ,
n
s ; m a x im u m
, $6; to ta l n o
o f w ages d u r
o t o v e r 500
, $16; m in i
t o v e r $ 6 ,0 0 0 .
1 Provision held by court to be in conflict with treaty and with fourteenth amendment.
6 6 % p e r c e n t o f w a g e lo s s , m a x i m u m ,
$ 1 6 f o r n o t o v e r 3 0 0 w e e k s . S p e c i
f ie d
in ju r ie s , 6 6 %
per cent of
w a g e s f o r fix e d p e r io d s ; t h e r e a f t e r
a t o t a l o r p a r t ia l d is a b ilit y b e n e fit,
n o t o v e r 3 0 0 w e e k s in a ll.
for SO days;
a l, a n d
for J, weeks, it
c o u rt,
m $100;
p tio n a l
for 50 days,
for 90 days,
for SO days,
3 0 d a y s ; c la im
in
in
(a)
C o u r t s . (6 ) V o lu n t a r y a g r e e m e n t;
d is p u te d c a s e s s e t t le d b y lo c a l a r b i
t r a t io n c o m m itte e o r b y a n a r b i
t r a t o r ; r e v ie w b y c o u r t.
(o ) W o r k m e n ’s c o m p e n s a tio n b o a r d .
(6 ) V o lu n t a r y a g re e m e n t a p p ro v e d
b y b o a r d ; d is p u te d c a s e s s e t t le d b y
b o a rd , a m e m b e r o f s a m e , o r re fe re e ;
r e v ie w
b y fu ll b o a rd ; a p p e a l to
c o u rts .
(a)
(b)
C o u rts ,
V o lu n ta r y a g re e m e n t
a p p r o v e d b y c o u r t ; d is p u t e d c a s e s
s e ttle d b y c o u r t.
(a)
I n d u s t r ia l a c c id e n t c o m m is s io n .
(
V o lu n ta r y a g re e m e n t a p p ro v e d
b y
c o m m is s io n ;
d is p u te d
cases
s e t t le d b y c o m m is s io n e r ; a p p e a l t o
c o u r t u p o n q u e s tio n s o f la w .
b)
1
A l l e m p lo y e r s s u b je c t t o a c t m u s t
r e p o r t a ll in ju r ie s o f m o r e t h a n 1
d a y ’s d is a b ilit y t o w o r k m e n ’ s
c o m p e n s a tio n b o a r d w i t h i n
1
w eek;
s u p p le m e n t a r y
re p o rt
a fte r 60 d a y s o r u p o n te r m in a
t io n o f d is a b ility .
N o p r o v is io n
...............................................
A l l a s s e n tin g e m p lo y e r s m u s t r e
p o r t a ll a c c id e n t s p r o m p t ly t o
in d u s t r ia l a c c id e n t c o m m is s io n ;
in s u r e r s m u s t f u r n is h in f o r m a
t io n r e q u e s te d b y c o m m is s io n
o r in s u r a n c e c o m m is s io n e r
S ta te
Id a h o .
b)
(b)
(a)
I n d u s tr ia l b o a rd .
N o p r o v is io n .
I llin o is .
(6 )
In d ia n a .
(b)
(a ) N o p r o v is io n ,
B u
r e a u o f la b o r s t a t is t ic s ; 1
m in e in s p e c to r s .1
Io w a .
(a )
N o c o m m is s io n .
(6 )
D e p a rtm e n t o f
la b o r
a n d in d u s tr y .1
K ansas.
(a ) N o p r o v is io n . (6 ) M in e
in s p e c to r s ;1 K e n t u c k y
E m p lo y e e s ’
In s u r a n c e
A s s o c ia tio n .
K e n tu c k y .
(a ) N o c o m m is s io n .
(6 )
N e w O r le a n s f a c t o r y i n
s p e c to r.1
L o u is ia n a .
(a ) N o p r o v is io n . (6 ) D e
p a r t m e n t o f la b o r a n d
in d u s tr y .1
M a in e .
1
PRINCIPAL FEATURES OF LAWS OF THE UNITED STATES RELATIVE TO WORKMEN’ S COMPENSATION AND INSURANCE—Continued
In s u ra n c e
S ta te
M a r y la n d
C h . 800. A p p ro v e d
A p r . 1 6 ,1 9 1 4 .
I n e f f e c t N o v . 1,
1 9 1 * . A m e n d e d , 1 9 1 6 ,1 9 2 0 ,1 9 2 4 .
C om pulsory,
a s to “ e x tra h a z a rd o u s ”
e m p lo y m e n t s fo r g a in ( lis t ) ; a c t d o e s
n o t a p p ly t o c a s u a l e m p lo y e e s , f a r m
la b o r ,
d o m e s tic
s e r v ic e ,
c o u n try
b la c k s m ith s , w h e e lw r ig h ts , o r s im
ila r
ru ra l
e m p lo y m e n t s .
a s to w o rk s n o t e rtra h a z a rd o u s .
Volun
tary,
M a s s a c h u s e tts .
C h . 751.
A p
p r o v e d J u ly 2 8 , 1 911. I n e ffe c t
J u ly 1, 1912.
A m e n d e d , each
y e a r.
M ic h ig a n .
N o . 10.
A p p ro v e d
M a r . 20, 1912.
I n e ffe c t S e p t.
1, 1912.
A m e n d e d , 1913, 1915,
1917, 1919, 1921.
M in n e s o ta ,
C h . 467. A p p ro v e d
A p r. 24, 1913.
I n e ffe c t O c t. 1,
1913.
A m e n d e d , 1915, 1917,
1919.
N e w a c t, c h . 8 2 , 1 9 21.
A m e n d e d , 1921, 1923.
M o n ta n a .
C h . 96.
A p p ro v e d
M a r. 8, 1915.
I n e ffe c t J u ly 1,
1915. A m e n d e d , 1919, 1921.
Elective,
a s to a ll e m p lo y m e n t s , e x c e p t
f a r m la b o r , d o m e s t ic s e r v ic e , a n d
p e rs o n s n o t in u s u a l c o u rs e o f e m
p lo y e r ’s b u s in e s s .
as to
e x c e p te d e m p lo y m e n t s .
Voluntary,
Elective, a s
t o a ll e m p lo y m e n t s , e x c e p t
f a r m la b o r , d o m e s t ic s e r v ic e , a n d
e m p lo y e e s n o t i n u s u a l c o u r s e o f
e m p l o y e r ’ s b u s in e s s .
Elective,
a s t o a ll e m p lo y m e n t s ,
f a r m la b o r , d o m e s t ic s e r v ic e ,
r a ilr o a d s , c a s u a l e m p lo y e e s
u s u a l c o u rs e o f e m p lo y e r ’s b u
C o m m e r c ia l th r e s h in g a n d
in c lu d e d .
as to
la b o r .
Voluntary,
except
s te a m
n o t in
s in e s s .
b a lin g
fa rm
Elective, a s
t o h a z a r d o u s e m p lo y m e n t s ;
fa rm
la b o r , d o m e s t ic s e r v ic e , a n d
c a s u a l e m p lo y e e s ( d e fin e d a s n o t in
u s u a l c o u r s e o f e m p lo y e r ’ s b u s in e s s )
e x c e p te d .
a s to n o n h a z a r d o u s e m p lo y m e n t s .
Voluntary,
N e b ra s k a .
C h . 198.
A p p ro v e d
A p r. 21, 1913.
I n e ffe c t D e c . 1,
1 9 1 4 . A m e n d e d , 1 9 1 7 ,1 9 1 9 ,1 9 2 1 .
Elective,
a s t o a ll e m p lo y m e n t s e x c e p t
fa rm
la b o r , d o m e s t ic s e r v ic e , o u t
w o r k e r s a n d c a s u a l e m p lo y e e s n o t I n
th e u s u a l c o u rs e o f t h e e m p lo y e r ’ s
b u s in e s s .
a s t o e x c e p te d
e m p lo y m e n t s .
Voluntary,
N evad a.
C h . 183.
A p p ro v e d
M a r . 2 4 ,1 9 1 1 . I n e ffe c t J u l y 1,
1911.
N e w a c t, c h . I l l , 1 9 1 3 .
A m e n d e d , e a c h s e s s io n .
B y e m p lo y e r
P u b lic
P r iv a te
Elective,
a s t o a ll e m p lo y m e n t s e x c e p t
fa rm
la b o r , d o m e s t ic s e r v ic e , a n d
c a s u a l e m p lo y e e s n o t i n u s u a l c o u r s e
o f e m p lo y e r ’ s b u s in e s s .
a s t o e x e m p te d e m p lo y m e n t s .
Voluntary,
C om pulsory,
w o rk m e n
fo r w a g e s
gaged In
a rd o u s
m e n ts ,
a
m i l i tia .
a s to o th e
m e n ts .
a s to a ll
e m p lo y e d
and en
e x tra h a z e m p lo y
nd
S ta te
B y e m p lo y e e
D e fe n s e s a b ro g a te d if
e m p lo y e r ' d o e s n o t
e le c t
E m p lo y e r s m u s t in
s u re in S ta te fu n d o r
p r iv a t e c o m p a n ie s ,
o r p r o v id e s e lf- in
s u ra n c e .
S u its
fo r
dam ages
a fte r
e le c tio n
by
b o t h e m p lo y e r a n d
e m p lo y e e
(Follow s p. 15.) N o. 3
S p e c ia l c o n tr a c ts
In ju r ie s c o v e re d
W a it in g tim e
P e r cent o f w ages
A c c id e n t a l p e r s o n a l in ju r ie s a r is
in g o u t o f a n d in c o u r s e o f e m
p lo y m e n t , u n le s s d u e t o w i l l f u
in t e n t io n t o in ju r e s e lf o r a n
o th e r , w il l f u l m is c o n d u c t, o r in
t o x ic a t io n a s t h e s o le c a u s e .
l
3 d ays.
M a x im u m a n d m in im u m
w e e k ly
c o m p e n s a t io n
p a y m e n ts
P e r m it t e d I f e m p lo y e r
f a ile d t o in s u r e r is k ,
o r a c c id e n t c a u s e d
b y h is d e lib e r a t e in
te n tio n .
W a iv e r s fo r b id d e n .
W a iv e r s fo r b id d e n .
P e r s o n a l in ju r ie s a r is in g o u t o f a n d
i n c o u r s e o f e m p lo y m e n t , u n le s s
d u e t o s e r io u s a n d w i l l f u l m is
c o n d u c t . ( O c c u p a t i o n a l d is e a s e s
in c lu d e d b y d e c is io n o f c o u r t . )
2 days.
N o n e i f d is a
b ility c o n t in u e s
m o re th a n 4 w e e k s .
6 6 % p e r c e n t ................................
D e a t h a n d s p e c ifie d i n
ju r ie s : M a x im u m , $ 1 6 ;
m in im u m , $ 4 . O th e rs :
M a x im u m , $ 1 6 ;
m in i
m u m , $7.
M a x im u m ,
m u m , $7.
Voluntary,
6 6 % p e r c e n t __________________
M a x im u m , $ 1 8 ; m in im u m ,
M a x im u m
T o t a l d is a b ility
(a ) P e rm a n e n t
(b ) T e m p o r a r y
D e a th
(a ) D e p e n d e n ts
(b ) N o d e p e n d e n ts
p e r io d
a s to la
b o re rs ,
w o rk m e n ,
and
m e c h a n ic s
of
S ta te .
as
to
c o u n tie s , c itie s ,
to w n s , o r d is tr ic ts
h a v in g p o w e r o f ta x
a tio n .
a s t o a ll
e m p lo y e e s ,
except
e le c te d o f f ic ia ls .
Elective,
C om pulsory,
Elective,
a s to e m p lo y
e e s o f c o u n tie s , c it
ie s , t o w n s , v illa g e s ,
a n d s c h o o l d is tr ic ts ,
e x c e p t o ffic ia ls .
C om pulsory,
a s t o a ll
e m p lo y e e s , in c lu d
in g th o s e o f p u b lic
c o n tra c to rs .
Com pulsory,
as to
e m p lo y e e s e x c e
o f f ic ia ls e le c te d
a p p o in te d f o r fix
te rm s .
C om pulsory,
a ll
p t
or
ed
a s t o a ll
e m p lo y e e s , in c lu d
in g th o s e o f p u b lic
c o n tra c to rs .
E le c tin g p r iv a te e m
p lo y e r s m u s t in s u r e
in M a s s a c h u s e tts
E m p lo y e e s ’ I n s u r
a n c e A s s o c ia tio n o r
o th e r p r iv a te c o m
p a n ie s .
B y s u b s c r ib in g
to
S t a t e a s s o c ia t io n o r
in s u r in g
in
o th e r
c o m p a n ie s .
P re s u m e d in a b s e n c e
o f w r it t e n n o tic e , i f
e m p lo y e r in s u r e s .
A s s u m e d r is k , fe llo w
s e r v ic e , a n d c o n t r ib
u t o r y n e g lig e n c e .
N o t p e r m itte d .
E le c tin g e m p lo y e r s
m u s t in s u r e in S ta te
fu n d
o r p r iv a te
c o m p a n ie s , o r p r o
v id e s e lf- in s u r a n c e .
W r it in g file d w i t h in
d u s tr ia l a c c id e n t
b o a rd .
P re s u m e d in a b s e n c e
o f w r it t e n n o tic e , i f
e m p lo y e r e le c ts .
A s s u m e d r is k , f e llo w
s e r v ic e , a n d c o n t r ib
u t o r y n e g lig e n c e .
P e r m it t e d i f e m p lo y e r
is i n d e f a u lt o n i n
s u r a n c e p r e m iu m s .
E x is tin g s c h e m e s m a y b e
c o n t in u e d , b u t n o r e d u c
t io n in l i a b i l i t y a llo w e d ;
w a iv e r s fo r b id d e n .
P e r s o n a l in ju r ie s a r is in g o u t o f a n d
i n c o u r s e o f e m p lo y m e n t , u n le s s
d u e to in t e n t io n a l a n d w illf u l
m is c o n d u c t .
( C o u r t h o ld s in
j u r y m u s t b e a c c id e n t a l.)
1 w eek.
N o n e i f d is
a b ilit y c o n t in u e s 6
w eeks.
0 0 p e r c e n t ......................................
E le c t in g e m p lo y e r s
m u s t in s u r e in p r i
v a t e c o m p a n ie s o r
p r o v id e
s e lf- in s u r
ance.
P re s u m e d in a b s e n c e
of
w r itte n
n o t ic e
p o s te d in e s t a b lis h
m e n t a n d file d w it h
c o m m is s io n e r o f la
b o r. C o n tra c ts m u s t
s ta te
r e je c tio n
in
w r it in g .
P re s u m e d in a b s e n c e
o f w r i t t e n n o tic e t o
e m p lo y e r a n d f ile d
w i t h c o m m is s io n e r
o f la b o r .
A s s u m e d r i s i , f e llo w
s e r v ic e , a n d c o n t r ib
u t o r y n e g lig e n c e u n
le s s w i l l f u l .
N o t p e r m i t t e d ......................
E m p lo y e r
m a y
m a in ta in
a p p ro v e d
schem es,
b ut
m a y n o t re d u c e lia b ility
fix e d b y la w .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d in c o u rs e o f e m
p lo y m e n t , u n le s s i n t e n t io n a lly
s e lf - in f lic t e d , d u e t o in t o x ic a
t io n , o r c a u s e d b y fe llo w e m -
1 ^ c e k . N o n e i f d is a
b ility
c o n tin u e s 4
w eeks.
D e a th , 30 to 6 6 % p e r
c e n t.
D is a b ility ,
6 6 % p e r c e n t.
M a x im u m , $ 2 0 ; m in im u m ,
$8, o r a c tu a l w a g e s .
E le c t in g e m p lo y e r s
m u s t in s u r e m S ta te
fu n d
o r p r iv a te
c o m p a n ie s , o r p r o
v id e s e lf - in s u r a n c e ;
n o n h a z a rd o u s
em
p lo y m e n ts in S ta te
fu n d .
E le c tin g e m p lo y e r s
m u s t in s u r e in p r i
v a t e c o m p a n ie s , o r
p r o v id e
s e lf - in s u r
ance.
W r itin g
file d w it h
b o a rd a n d p o s te d in
e s t a b lis h m e n t .
P re s u m e d in a b s e n c e
o f w r i t t e n n o tic e t o
e m p lo y e r a n d f ile d
w ith b o a rd .
A s s u m e d r is k , fe llo w
s e r v ic e , a n d c o n t r ib
u to ry n e g lig e n c e
u n le s s w i l l f u l .
P e r m itte d
in S ta te
d e fa u lt o
p r e m iu m
W a iv e r s fo r b id d e n ; h o s p it a l
f u n d m a y b e m a in t a in e d .
I n j u r i e s f r o m f o r t u i t o u s event a r i s
in g o u t o f a n d i n c o a r s e o f e m
p lo y m e n t.
2 w eeks.
a b ility
w eeks.
D e a th , 30 to 50 p e r
c e n t. D is a b ility , 50
p e r c e n t.
M a x i m u m , $ 1 2 .5 0 . M i n i
m u m ,
$6,
or
a c tu a l
w ages.
P re s u m e d in a b s e n c e
o f n o tic e p o s te d in
e s ta b lis h m e n t
and
file d w it h c o m p e n
s a t io n c o m m is
s io n e r .
P re s u m e d in a b s e n c e
o f n o tic e
to
em
p lo y e r a n d f ile d w it h
c o m p e n s a t io n c o m
m is s io n e r .
A s s u m e d r is k , fe llo w
s e r v ic e , a n d c o n t r ib
u t o r y n e g lig e n c e u n
le s s w i l l f u l .
P e r m it t e d i f e m p lo y e
fa ils t o in s u r e r is k .
E x is tin g s c h e m e s m a y b e
c o n t in u e d i f b e n e fits e q u a l
th o s e o f a c t.
W a iv e r s fo r
b id d e n .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d i n c o u r s e o f e m
p lo y m e n t , u n le s s d u e t o w i l l f u l
n e g lig e n c e ( d e lib e r a t e a n d r e c k
le s s i n d i f f e r e n c e t o s a f e t y o r i n
to x ic a t io n ) .
1
N o n e i f d is a
b i l i t y c o n tin u e s fo r
6 w eeks.
6 6 % p e r c e n t ............................ ..
M a x im u m ,
$15.
m u m ,
$8,
or
w ages.
W r itin g f ile d
w ith
c o m m is s io n ; n o tic e
o f r e je c tio n to
be
p o s te d in e s ta b lis h
m e n t.
P re s u m e d
o f n o tic e
er and
c o m m is s
A ssum e
s e r v ic
u to ry
le s s w
P e r m it t e d i f e m p lo y e r
is i n d e f a u lt o n i n
s u r a n c e p r e m iu m s .
W a iv e r s f o r b id d e n .
H os
p it a l fu n d m a y b e m a in
ta in e d .
P e r s o n a l in ju r ie s b y a c c id e
in g o u t o f a n d in c o u rs e
p lo y m e n t , u n le s s d u e t o
in t e n t io n t o i n ju r e s e lf
o t h e r , o r s u s ta in e d w h ile
c a te d .
7
days.
T h e n com
p e n s a tio n f r o m d a te
o f in ju r y .
D e a th , 10 to 6 6 %
D e a th :
wago,
D is a b
m a x im
m in im
E le c tin g e m p lo y e r s
m u s t in s u r e in S ta te
fu n d .
in a b s e n c e
t o e m p lo y
f ile d
w ith
io n .
d r is k , fe llo w
e , a n d c o n tr ib
n e g lig e n c e u n
illfu l.
i f e m p lo y e r
f u n d is in
n in s u r a n c e
s.
n t a r is
of em
w illfu l
or an
in t o x i
N o n e i f d is
c o n tin u e s 6
per
te m p o ra ry
p a r tia l
d is a b ility ,
60
per
c e n t; p e r m a n e n t p a r
t i a l a n d s p e c ifie d i n
ju r ie s , 5 0 p e r c e n t.
$14.
M in i
M in i
a c tu a l
M a x im u m
o a s ic
$120 a
m o n th
ility : M o n t h l y
u m , $40 to $72;
u m , $30.
M e d ic a l a n d s u r g ic a l a id
P a r t ia l d is a b ilit y
(а ) B y w h o m a d m i n i s t e r e d
(б ) H o w c l a i m s a r e s e t t l e d
D ep end ent
w id o w s ,
c h ild r e n , a n d p a r
e n ts o n ly ; m a y c o m
m u te
w ith in
one
y e a r a t th re e -fo u rth s
v a lu e ,
n o t
o v e r
$ 2 ,4 0 0 .
N o t ic e o f a c c id e n t i n 1 0 d a y s ;
o f d e a t h i n 3 0 d a y s , u n le s s
s u ffic ie n t re a s o n ; c la im in
30 d a y s fo r in ju r y , 1 y e a r
fo r d e a th .
( a ) I n d u s t r ia l a c c id e n t c o m m is s io n .
(6 ) A p p lic a t io n b y e m p lo y e e t o c o m
m is s io n w h ic h m a y r e n d e r a w a r d , o r
a p p o in t a r b it r a t io n c o m m it t e e , a p
p e a l t o c o m m is s io n , t h e n t o c o u r ts .
A l l e m p lo y e r s m u s t r e p o r t a l l a c e id e n t s t o i n d u s t r i a l a c c id e n t c o m
m is s io n a t o n c e .
C o m m is s io n
m a y r e q u ir e a d d it io n a l r e p o r ts .
( a ) I n d u s t r ia l a c c id e n t b o a r d .
(6 )
V o lu n t a r y a g re e m e n t a p p ro v e d b y
b o a r d ; d is p u t e d c a s e s s e t t le d b y
m e m b e r o f b o a rd ; a p p e a l to fu ll
b o a r d ; c e r ta in c a s e s t a k e n d ir e c t t o
b o a rd ; a p p e a l to c o u rt u p o n q u e s
t io n s o f la w .
A l l e m p lo y e r s m u s t r e p o r t a ll i n
ju r ie s t o b o a r d w it h in 4 8 h o u r s ;
s u p p le m e n t a r y r e p o r t a fte r 6 0
d a y s o r t e r m in a t io n o f d is a b il
i t y ; in s u r e r s r e p o r t c o m p e n s a
t io n p a id w i t h i n 6 0 d a y s a f t e r
te r m in a tio n o f d is a b ility .
(a ) N o p r o v is io n ,
(b )
p a r tm e n t o f la b o r
in d u s tr ie s ;1 M a s s a
s e tts E m p lo y e e s ’ I n
a n c e A s s o c ia tio n .
A l l e m p lo y e r s m u s t r e p o r t a ll i n
ju r ie s t o d e p a r tm e n t o n e ig h th
d a y a fte r o c c u rre n c e ; s u p p le
m e n ta l r e p o r t o f d e a th s w it h in 14
days.
( a ) N o p r o v is io n , (b ) D e
p a r t m e n t o f la b o r a n d
in d u s tr y .1
M ic h ig a n .
A l l e le c tin g e m p lo y e r s
f a t a l a n d s e r io u s a c c
in 48 h o u rs , o th e r
a c c id e n t s w i t h i n 7
d u s t r ia l c o m m is s io n
(a ) N o p ro
p a rtm e n
in d u s t r ie
s p e c to rs
M in n e s o ta
(a ) B u r ia l
e x p e n s e s , m a x im u m ,
$ 1 2 5 ; 6 6 % p e r c e n t o f w a g e s fo r 8
y e a rs ; m a x im u m , $ 1 8 , m in im u m ,
$ 8 , o r f u l l w a g e s , n o t o v e r $ 5 ,0 0 0
n o r le s s t h a n $ 1 ,0 0 0 .
(6 ) B u r ia l
e x p e n s e s , m a x i m u m . $ 1 2 5 , u n le s s
e s ta te s u ffic ie n t t o d e fr a y s a m e .
(a ) 6 6 % p e r c e n t o f w a g e s fo r life ;
m a x im u m , $ 1 8 ; m in im u m , $ 8 , o r
a c tu a l w a g e s ; to ta l n o t o v e r
$ 5 ,0 0 0 . (b ) 6 6 % p e r c e n t o f w a g e s
fo r n o t o v e r 6 y e a rs ; m a x im u m ,
$ 18, m in im u m , $8, o r a c tu a l
w a g e s , t o t a l n o t o v e r $ 3 ,7 5 0 .
5 0 p e r c e n t o f w a g e lo s s ; m a x i m u m .
$ 1 8 , t o t a l n o t o v e r $ 3 ,0 0 0 , i f p e r m a
n e n t , o r $ 3 ,5 0 0 , i f t e m p o r a r y .
S p e c ifie d i n ju r ie s , 6 6 % p e r c e n t o f
w a g e s f o r f ix e d p e r io d s ; m a x i m u m ,
$ 1 8 ; m in im u m , $8, o r f u ll w a g e s ,
in a d d itio n to te m p o r a r y t o t a l; n o t
o v e r $ 3 ,7 5 0 i n a ll.
‘ S u c h m e d ic a l, s u r g ic a l, o r h o s p it a l
s e r v ic e , in c lu d in g a r t i f i c i a l lim b s ,
a s m a y b e r e q u ir e d b y c o m m is
s io n ; m a x im u m , $ 5 0 0 .
C h a rg e s
lim it e d to p r e v a ilin g r a te s .
D e a th a n d t o t a l d is a b il
it y , 5 0 0 w e e k s ; p a r tia l
d is a b ility , n o lim it .
(a ) 6 6 % p e r c e n t o f w a g e s fo r 500
w e e k s ; m a x im u m , $ 1 6 ; m in i
m u m , $ 4 ; t o t a l n o t o v e r $ 4 ,0 0 0 .
(b ) E x p e n s e s o f b u r ia l, m a x i
m u m , $ 1 5 0 ; a n d $ 100 to s e c o n d
in ju r y fu n d .
( a ) (b ) 6 6 % p e r c e n t o f w a g e s f o r
n o t o v e r 5 0 0 w e e k s ; w e e k ly m a x
im u m , $ 1 6 ; m in im u m , $ 7 ; t o t a l
n o t o v e r $ 4 ,0 0 0 .
6 6 % p e r c e n t o f w a g e lo s s , m a x i m u m ,
$ 1 6 ; t o t a l n o t o v e r $ 4 ,0 0 0 .
S p e c i
f ie d in ju r ie s , 6 6 % p e r c e n t o f w a g e s
f o r f ix e d p e r io d s in a d d it io n t o a ll
o t h e r c o m p e n s a tio n ; m a x im u m ,
$ 1 0 ; m in im u m , $4.
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
or
lo n g e r , a t d is c r e t io n o f b o a r d .
N o p r o v is io n 2__
N o tic e a s s o o n a s p r a c ti
c a b le ; c la im i n 6 m o n t h s .
D e a th , 3 0 0 w e e k s .
a b ility , 5 0 0 w e e k ? .
( a ) E x p e n s e s o f l a s t s ic k n e s s
b u r ia l, m a x im u m , $ 2 0 0 ; 6 0
c e n t o f w a g e s fo r 300 w e
m a x im u m , $ 1 4 ; m in im u m ,
( b ) E x p e n s e s o f l a s t s ic k n e s s
b u r ia l, m a x im u m , $ 2 0 0 .
( a ) (b ) 6 0 p e r c e n t o f w a g e s d u r in g
d is a b ility , fo r n o t o v e r 5 0 0 w e e k s ;
w e e k ly m a x im u m , $ 1 4 ; m in i
m u m , $ 7 ; t o t a l n o t o v e r $ 7 ,0 0 0 .
6 0 p e r c e n t o f w a g e lo s s d u r i n g d is
a b ility , fo r n o t o v e r 500 w e e k s ;
w e e k l y m a x i m u m , $ 1 4 . S p e c ifie d
in ju r ie s , 6 0 p e r c e n t o f w a g e s fo r
f ix e d p e r io d s ; w e e k ly m a x im u m ,
$ 1 4 ; m in im u m , $7.
R e a s o n a b le m e d ic a l a n d
s e r v ic e ,
h o s p ita l
I n c l u d e d .................. ..........................
N o tic e in 3 m o n th s ; c la im in
6 m o n t h s ; 2 y e a r s i f d is
a b i l i t y d e v e lo p s a f t e r 6
m o n th s a fte r d a te o f in ju r y .
(a ) B u r ia l e x p e n s e s , m a x im u m ,
$150; 30 to 66% p e r c e n t o f w a g e s;
m a x im u m , $ 2 0 ; m in im u m , $ 8 , o r
a c tu a l w a g e s ; to ta l n o t o v e r
$ 7 ,5 0 0 .
(b ) E x p e n s e s o f b u r ia l,
m a x im u m , $ 1 5 0 ; a n d $ 2 0 0 to se c
o n d in ju r y fu n d .
(a ) 6 6 %
m u m ,
a c tu a l
in a ll.
fo r n o
m u m ,
a c tu a l
p e r c e n t o f w a g e s ; m a x i
$20; m in im u m , $8. o r
w a g e s ; n o t o v e r $ 1 0 ,0 0 0
(b ) 6 6 % p e r c e n t o f w a g e s
t o v e r 3 0 0 w e e k s ; m a x i
$20, m in im u m , $ 8 , o r
w ages.
6 6 % p e r c e n t o f w a g e lo s s d u r i n g d is
a b ility , fo r n o t o v e r 300 w e e k s ;
m a x i m u m , $ 2 0 . S p e c ifie d i n ju r ie s ,
6 6 % p e r c e n t o f w a g e s f o r fix e d
p e r io d s , in a d d it io n t o t e m p o r a r y
t o ta l; m a x im u m , $ 2 0 , m in im u m ,
$ 8 , o r a c tu a l w a g e s .
D is fig u r e
m e n t, n o t o v e r 75 w e e k s .
R e a s o n a b le m e d ic a l a n d s u r g ic a l
tre a tm e n t
c o m m is
s io n m a y a llo w a d d it io n a l t r e a t
m e n t , i f n e e d is s h o w n . C h a r g e s
lim it e d to p r e v a ilin g ra te s .
I n c l u d e d .............................................
N o tic e in 14 d a y s ; i f in 3 0
d a y s n o t b a rre d e x c e p t as
to e x te n t e m p lo y e r w a s
p r e ju d ic e d ; b a r a b s o lu te
a fte r 9 0 d a y s .
A c tio n
m u s t b e b ro u g h t w ith in
6 y e a rs .
D e a th , 4 0 0 w e e k s .
P e rm a n e n t t o t a l d is a b ilit y ,
life .
T e m p o ra ry to ta l
d is a b ility ,
330
w eeks.
P a r t ia l d is a b ilit y ,
150
w eeks.
(a ) B u r ia l
$125; 30 to
fo r 400 w e e
m in im u m ,
(b ) B u r ia l
$125.
m a x im u m ,
qt of wages
u m , $ 1 2 .5 0 ;
tu a l w a g e s ,
m a x im u m ,
(a ) 50 p e r c e n t o f w a g e s fo r 400
w e e k s ; m a x im u m , $ 1 2 .5 0 ; m i n i
m u m , $ 6 , o r a c tu a l w a g e s ; th e r e
a fte r $ 5 a w e e k fo r life ,
(b ) 6 0
p e r c e n t o f w a g e s fo r n o t o v e r
3 0 0 w e e k s ; m a x i m u m , $ 1 2 .5 0 ;
m 'n im u m , $6, o r a c tu a l w a g e s .
5 0 p e r c e n t o f w a g e lo s s , f o r n o t o v e r
150 w e e k s i f p e rm a n e n t, 6 0 w e e k s
i f t e m p o r a r y ; m a x im u m , $ 6 .2 5 .
S p e c ifie d i n ju r ie s , 5 0 p e r c e n t o f
w a g e s f o r fix e d p e r io d s ; m a x im u m ,
$ 1 2 .5 0 ; m i n i m u m , $ 6 , o r a c t u a l
w ages.
R e a s o n a b le m e d ic a l a n d h o s p it a l
s e r v ic e
m a x im u m ,
$ 1 0 0 , u n le s s t h e r e is a h o s p it a l
f u n d ; s p e c ia l o p e r a t in g fe e o f $ 5 0
in c a s e o f h e r n ia .
E x c lu d e d u n le s s t r e a t y
to
c o n tra ry ,
th e n
o n e - h a lf b e n e fits i f
t r e a t y p e r m its ; n o n e
i f la w o f n a tio n e x
c lu d e s
c itiz e n s
of
U n ite d S ta te s .
N o tic e in 6 0 d a y s ; c la im
6 m o n th s .
D e a th , 3 5 0 w e e k s .
P e r
m a n e n t to ta l d is a b ility ,
life .
T e m p o ra ry to ta l
d is a b ilit y , d u r in g its
c o n tin u a n c e .
P a r tia l
d is a b ility , 3 0 0 w e e k s .
( a ) E x p e n s e s o f b u r ia l, m a x im u m ,
$ 1 5 0 ; 6 6 % p e r c e n t o f w a g e s fo r
3 5 0 w e e k s ; m a x im u m , $ 1 5 ; m in i
m u m , $6, o r a c tu a l w a g e s ,
(b )
E x p e n s e s o f b u r ia l, m a x im u m ,
$150.
(a ) (b ) 6 6 % p e r c e n t o f w a g e s f o r 3 0 0
w e e k s ; m a x im u m , $ 1 5 ; m in i
m u m , $ 6 , o r a c tu a l w a g e s ; th e re
a fte r 4 5 p e r c e n t o f w a g e s d u r in g
d is a b ility ; m a x im u m , $ 1 2 ; m in i
m u m , $ 4 .5 0 , o r a c t u a l w a g e s .
R e a s o n a b le m e d ic a l a n d h o s p it a l
s e r v ic e n o t e x c e e d in g t h e r e g u la r
c h a rg e in s im ila r c a se s.
W id o w e r s , b r o t h e r s ,
a n d s is te r s e x c lu d e d ;
m a y c o m m u te w it h
in o n e y e a r a t tw o t h ir d s v a lu e .
N o tic e a s s o o n a s p r a c ti
c a b le ; c l a i m i n 6 m o n t h s ;
b a r a b s o lu te a f t e r 1 y e a r .
( a ) C o m m is s io n e r o f la b o r w h o
c o m p e n s a tio n c o m m is s io n e
V o lu n ta r y
a g r e e m e n t f ile d
c o m m is s io n e r ; d is p u t e d c a s e s
b y c o m m is s io n e r ; a p p e a l t o c
D e a th , d u r in g life o r u n t i l
r e m a r r ia g e o f w id o w o r
d e p e n d e n t w id o w e r .
T o t a l d is a b ilit y , d u r in g
it s c o n tin u a n c e .
(a ) B u r ia l e x p e n s e s , m a x im u m ,
$ 1 2 5 ; w id o w ‘ o r d e p e n d e n t w id
o w e r, 30 p e r c e n t o f w a g e s u n til
d e a th o r r e m a r r ia g e ; 1 0 p e r c e n t
a d d itio n a l fo r e a c h c h ild ; t o t a l
n o t o v e r 6 6 % p e r c e n t; m o n th ly
m a x im u m
b a s ic w a g e , $ 1 2 0 .
A ls o b u r ia l e x p e n s e s , m a x im u m
$ 1 2 5 , in c a se o f d e a th o f d e p e n d
e n t.
(b ) B u r ia l e x p e n s e s , m a x i
m u m , $125.
(a ) 6 0 p e r c e n t o f w a g e s f o r lif e ;
m o n t h ly m a x im u m , $ 6 0 ; m in i
m u m , $ 3 0 ; a ls o $ 3 0 f o r s e r v ic e s o f
c o n s t a n t a t t e n d a n t , i f r e q u ir e d ;
(b ) 6 0 p e r c e n t o f w a g e s , f o r n o t
o v e r 100 m o n th s : to ta l n o t o v e r
$ 7 ,2 0 0 ; m o n t h l y m a x im u m . $ 7 2 ;
m in im u m , $ 3 0 ; $ 1 0 a d d itio n a l
p e r m o n t h i f d e p e n d e n ts in
U n ite d S ta te s .
6 6 % p e r c e n t o f w a g e lo s s f o r n o t
o v e r 3 0 0 w e e k s ; m a x im u m , $ 1 5 .
S p e c ifie d i n ju r ie s , 6 6 % p e r c e n t o f
w a g e s f o r f ix e d p e r io d s , i n a d d i
t io n t o te m p o r a r y t o t a l; m a x i
m u m , $1 5 ; m in im u m , $6, o r a c tu a l
w a g e s ; c e r t a in
d is f ig u r e m e n t s
c o m p e n s a te d .
6 0 p e r c e n t o f w a g e lo s s , f o r n o t o v e r
6 0 m o n th s ; m o n t h ly m a x im u m ,
$40.
I f p e rm a n e n t, 50 p e r c e n t o f
w a g e s f o r p e r io d s p r o p o r t io n e d t o
d is a b ility , fo r n o t o v e r 6 0 m o n th s ;
m o n t h ly m a x im u m , $ 6 0 .
S p e c i
f ie d in ju r ie s 5 0 p e r c e n t o f w a g e s
f o r fix e d p e r io d s i n a d d it io n t o
t e m p o r a r y t o ta l; m o n t h ly m a x i
m u m , $ 6 0 ; m in im u m , $ 3 0 .
D is
fig u r e m e n t, n o t o v e r 1 2 m o n th s .
R e a s o n a b le m e d ic a l, s u r g ic a l, o r
h o s p it a l t r e a t m e n t
w h ic h m a y b e e x te n d e d to 1
y e a r b y c o m m is s io n .
T ra n s
p o r ta tio n fu r n is h e d .
C h a rg e s
lim it e d to p r e v a ilin g ra te s .
S ix ty p e r c e n t o f b e n e f it s .
N o tic e o f in j u r y in 3 0 d a y s ;
d e a th in 6 0 d a y s ; c la im in
9 0 d a y s fo r d is a b ilit y ; 1
y e a r fo r d e a th .
D e a th ,
ency.
d is a b
ra ry
d is a b
d u r in g
P e rm a
ilit y , lif e .
to ta l a n
ility , 3 0 0
D is
d e p e n d
n e n t to ta
Tem p o
d
p a r tia
w eeks.
l
l
* But included by construction of law.
expenses,
50 p e r c e
k s ; m a x im
$6, o r a c
expenses,
and
per
eks;
$7.
and
for £ weeks,
for 90 days.
for 90 days;
for £ weeks;
for 90 days,
A c c id e n t - p r e v e n tio n w o r k
b y — (a )
C o m p e n s a t io n
c o m m is s io n .
(6 ) O th e r
a g e n c ie s
T im e fo r n o tic e a n d c la im
N o n r e s id e n t a lie n
b e n e fic ia r ie s
416 w e e k s .
P e rn t t o t a l d is a b ilit y ,
T e m p o ra ry to ta l
ility , 3 1 2 w e e k s .
D e a th ,
m ane
lif e .
d is a b
r e m p lo y
C om pulsory,
N o t p r o v id e d f o r in c o m p e n s a tio n la w .
19645°—25f.
---------------
C o m p e n s a t io n b e n e fits
H o w e le c t io n is m a d e
E m p lo y m e n ts c o v e re d
in
(a) D e p a r t m e n t
(b) V o l u n t a r y
o f la b o r a n d in d u s t r y .
a g re e m e n t a p p ro v e d
b y d e p a r t m e n t ; d is p u te d c a s e s s e t
t le d b y a r b it r a t io n c o m m it t e e ; a p
p e a l t o d e p a r t m e n t ; c e r ta in c a s e s
t a k e n d ir e c t t o d e p a r t m e n t ; a p p e a l
t o c o u r t u p o n q u e s tio n s o f la w .
b
( a ) I n d u s t r ia l c o m m is s io n .
( ) E m
p lo y e r s a re d ir e c te d t o p a y c o m p e n
s a t io n a c c o r d in g t o t e r m s o f a c t,
w ith o u t a g re e m e n t o r o rd e r; m a y
n o t d is c o n tin u e o v e r p r o t e s t o f b e n e
f ic ia r y w it h o u t n o tic e t o c o m m is
s io n .
O r d e r s is s u e a f t e r h e a r in g ,
s u b je c t t o r e v ie w a n d a p p e a l t o
c o u rts .
( a ) I n d u s t r ia l a c c id e n t b o a r d . ( 6 ) D is p u te d c a s e s d e t e r m in e d b y b o a r d
s u b je c t t o r e h e a r in g o n c e r t a in s p e c i
fie d
g ro u n d s ; lim ite d
a p p e a l to
c o u rts .
A c c id e n t r e p o r t s r e q u ir e d
m u s t re p o rt
id e n t s , w i t h
ta b u la ta b le
d a y s to in
.
c o m m is s io n ,
(b ) B o a r d
o f la b o r a n d
s t a t is t ic s ;
m in e in s p e c to r .*
v
t
s
o
D e
and
chu
s u r
is io n
(b ) D e
o f la b o r a n d
;1 c o u n ty in
f m in e s .1
S ta te
M a r y la n d .
M a s s a c h u s e tts
A l l e m p lo y e r s a n d in s u r e r s m u s t
r e p o r t a l l a c c id e n t s t o i n d u s t r i a l
a c c id e n t b o a r d ; e m p lo y e r s n o t
in
S ta te
fu n d
m u st
re p o rt
m o n t h ly o n c o m p e n s a tio n a n d
m e d ic a l a id p a id .
(a ) I n d u s t r ia l a c c id e n t
b o a r d , (b ) D e p a r t m e n t
o f la b o r a n d in d u s tr ie s
( m in e s a n d
b o ile r s
o n ly ) .1
M o n ta n a .
is a ls o
r.
(5 )
w ith
s e t t le d
o u rt.
R e p o r t s o f a c c id e n t s s h a ll b e m a d e
a s d ir e c te d
b y c o m p e n s a tio n
c o m m is s io n e r .
(a ) N o p r o v is io n ,
r e a u o f la b o r .
N e b ra s k a .
( a ) I n d u s t r ia l c o m m is s io n .
(6 ) B y
c o m m is s io n u n d e r r u le s a d o p te d b y
A l l e le c tin g e m p lo y e r s a n d p h y s ic ia n s m u s t r e p o r t a ll a c c id e n t s
t o in d u s t r ia l c o m m is s io n .
< a ) N o p r o v is io n ,
(b ) L a b o r c o m m is s io n e r ;1 i n
s p e c to rs o f m in e s .1
(b ) B u
N evad a.
PRINCIPAL FEATURES OF LAWS OF THE UNITED STATES RELATIVE TO WORKMEN’S COMPENSATION AND INSURANCE—Continued
H o w e le c t io n is m a d e
E m p lo y m e n ts c o v e re d
In s u r a n c e
S ta te
'J e w
H a m p s h ir e .
C h.
163.
A p p ro v e d
A p r. 15, 1911. In
e ffe c t J a n . 1, 1 9 1 2 . A m e n d e d ,
1923.
S le w J e r s e y .
C h . 95.
A p p ro v e d
A p r . 4 , 1 9 11. I n e ffe c t J u ly 4 ,
1911. A m e n d e d ,
1913,
1914,
1916, 1917, 1918, 1919, 1921, 1922,
1923, 1924.
M ew
M e x ic o .
C h.
83.
A p
p r o v e d M a r . 1 3 , 1917. I n e ffe c t
J u n e 8, 1917. A m e n d e d , 1919,
1921.
Elective,
a s to “ d a n g e r o u s ” e m p lo y
m e n t s e n u m e r a t e d , e x c e p t fa c to r ie s
o r s h o p s h a v i n g le s s t h a n 5 e m
p lo y e e s e n g a g e d i n m a n u a l o r m e
c h a n ic a l la b o r ;
a p p lie s
o n ly
to
“ w o rk m e n .”
a s to a ll e m p lo y m e n t s e x c e p t
c a s u a l e m p lo y e e s .
Elective,
Com pulsory,
a s to a ll
e m p lo y e e s ,
except
e le c tiv e o ffic ia ls o r
th o s e
r e c e iv in g
a
s a la r y o v e r $ 1 ,2 0 0 .
Elective,
a s to “ e x tra h a z a rd o u s ” e m
p lo y m e n t s f o r g a in i f 4 o r m o r e e m
p lo y e e s ; c a s u a l e m p lo y e e s n o t in
u s u a l c o u r s e o f e m p lo y e r ’ s b u s in e s s
e x c e p te d , n u m e r ic a l e x c e p tio n d o e s
n o t a p p ly t o s t r u c t u r a l w o r k 10 fe e t
a b o v e g ro u n d .
a s to
n o n h a z a r d o u s e m p lo y m e n t s .
as
to
e n u m e ra te d
“ h a z a r d o u s ” e m p lo y m e n t s , a n d a ll
o th e r e m p lo y m e n t s h a v in g 4 o r m o r e
w o r k m e n o r o p e r a tiv e s , c o n d u c t e d
f o r g a in ; f a r m a n d d o m e s t ic s e r v ic e s
e x c lu d e d .
as to o th e r
e m p lo y m e n t s .
B y e m p lo y e e
B y e m p lo y e r
P u b lic
P r iv a te
D e fe n s e s a b r o g a te d i f
e m p lo y e r d o e s n o t
e le c t
S u its
fo r
dam ages
a fte r
e le c tio n
by
b o t h e m p lo y e r a n d
e m p lo y e e
C o m p e n s a t io n b e n e fits
S p e c ia l c o n t r a c t s
Injuries covered
Waiting time
P e r cent o f w ages
E le c tin g
e m p lo y e r s
m u s t g iv e p r o o f o f
f in a n c ia l a b ilit y o r
file a b o n d .
W r itin g
file d
c o m m is s io n e r
la b o r .
w ith
of
B y a c c e p tin g c o m p e n
s a t io n o r b e g in n in g
p r o c e e d in g s
und er
a c t.
F e llo w
s e r v ic e , c o n
t r i b u t o r y n e g lig e n c e ,
a s s u m p tio n o f r is k .
P e r m itte d in lie u o f
c o m p e n s a t io n a f t e r
in ju r y .
N o p r o v is io n .
A l l e m p lo y e r s m u s t i n
s u re I n p r iv a te c o m
p a n ie s , o r p r o v id e
s e lf- in s u r a n c e ;
em
p lo y e r s o f f a r m la b o r
a n d d o m e s tic s e r v
ic e e x e m p t e d .
E le c tin g
e m p lo y e r s
m u s t in s u r e , i n p r i
v a t e c o m p a n ie s o r
p r o v id e
s e lf- in s u r
ance.
P re s u m e d in a b se n c e
o f w r it t e n n o tic e t o
e m p lo y e e s .
P re s u m e d in a b s e n c e
o f w r it t e n n o tic e t o
e m p lo y e r .
N o t p e r m itte d .
N o s u b s titu te
v a lid .
P re s u m e d in a b se n c e
o f w r it t e n n o tic e to
e m p lo y e e s .
P re s u m e d in a b se n c e
o f w r it t e n n o tic e t o
e m p lo y e r .
A s s u m e d r is k , fe llo w
s e r v ic e , a n d c o n t r ib u t o r y
n e g lig e n c e
u n le s s w i l l f u l .
A b
r o g a tio n
does n o t
d e p e n d u p o n r e je c
tio n o f a c t.
A s s u m e d r is k , fe llo w
s e r v ic e , a n d c o n t r ib
u t o r y n e g lig e n c e .
N o t p e r m itte d .
In ju r ie s b
a n d in
u n le s s d
in to x ic a
y a c c id e n t
c o u rs e o f
u e to w illfu
t io n , o r v io
M a x im u m a n d m in im u m
w e e k ly
c o m p e n s a t io n
p a y m e n ts
M a x im u m
1 w e e k , th e n c o m p e n
s a tio n f r o m d a te o f
in ju r y .
50 p e r c e n t.
M a x im u m ,
$15.
M in i
m u m , n o p r o v is io n .
D is a b ility , 3 0 0 w e e k s ..
a g re e m e n ts
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d in c o u rs e o f e m
p lo y m e n t , u n le s s in t e n t io n a lly
s e lf- in flic te d , o r d u e t o in t o x ic a
tio n .
D e s ig n a te d o c c u p a t io n a l
d is e a s e s i n c l u d e d .
10 d a y s . N o n e i f d is
a b ility
exceeds
7
w eeks.
D e a th , 35 to 60 p e r
c e n t .
D is a b ilit y ,
6 6 % p e r c e n t..
M a x im u m ,
$17.
m u m ,
$8,
or
w ages.
N o p r o v is io n e x c e p t t h a t
e m p lo y e r m a y m a in t a in
h o s p ita l fu n d .
I n ju r ie s b y a c c id e n t a r is in g o u t o f
a n d in c o u rs e o f e m p lo y m e n t ,
u n le s s d u e t o in t o x i c a t i o n o r i n
te n t io n a lly in flic te d b y h im s e lf
o r a n o th e r
10 d a y s .
D e a th , 15 to 6 0 p e r
c e n t. D is a b ility , 50
p e r c e n t.
D e a t h : B a s ic
m a x im u m ,
b ility : M a
m in im u m ,
w ages.
D e a t h , 3 0 0 w e e k s , p lu s
d is a b ility , 5 0 0 w e e k s .
P e rm a n e n t
to ta l
d is
a b ility ,
400
w eeks.
T e m p o ra ry
to ta l a n d
p a r tia l d is a b ility ,
500
w eeks.
D e a th , 300 w e e k s ; to ta l
d is a b ility ,
520 w e e ks;
p a r tia l
d is a b ility ,
no
p r o v is io n .
w e e k ly w a g e ,
$30.
D is a
x im u m , $12;
$ 6 , o r a c tu a l
Voluntary,
M ew Y o rk .
C h . 816. A p p ro v e d
D e c . 16, 1913.
I n e ffe c t J u ly 1,
1914.
A m e n d e d e a c h y e a r.
Com pulsory,
Com pulsory,
as to
a ll
E m p lo y e r s m u s t in
s u re in S ta te fu n d
o r p r iv a te c o m p a
n ie s , o r p r o v i d e
s e lf- in s u r a n c e .
P e r m it t e d i f e m p lo y e r
f a ils t o in s u r e r is k .
Waivers forbidden.
A c c id e n t a l p e r s o n a l in ju r ie s a r is
in g o u t o f a n d i n c o u r s e o f e m
p lo y m e n t , u n le s s d u e t o w i l l f u l
in t e n t io n t o in ju r e s e lf o r a n
o th e r , o r in to x ic a t io n .
D e s ig
n a t e d o c c u p a t io n a l d is e a s e s i n
c lu d e d .
1 w e e k . N o n e i f d is
a b ilit y c o n tin u e s fo r
m o re th a n 7 w e e k s .
D e a th , 15 to 0 6 % p e r
c e n t.
D is a b ility ,
6 0 % p e r c e n t.
D e a th :
w age,
D is a b
m a x im
m u m ,
M a x im u m
b a s ic
$150 a
m o n th .
ilit y :
W e e k l y
u m ,
$2 9 ; m in i
$8, o r f u ll w a g e s .
D e a t h , d u r in g lif e o r u n t i l
r e m a r r ia g e o f w id o w o r
dependent
w id o w e r .
P e r m a n e n t t o t a l d is a
b i l i t y , life . O th e r s , d u r
in g d is a b ilit y .
Com pulsory,
as to
a ll
E m p lo y e r s m u s t in
s u re in S ta te fu n d .
P e r m it t e d i f e m p lo y e r
f a ils t o in s u r e r is k -
Waivers forbidden .
I n ju r ie s a r is in g in c o u rs e
p lo y m e n t u n le s s c a u s e d
fu l in te n tio n to in ju r e
a n o th e r.
O c c u p a tio n a l
in c lu d e d b y d e c is io n o f
1 w e e k . N o n e i f d is
a b ilit y c o n tin u e s fo r
m o re , th a n 1 w e e k .
D e a th , 20 to 6 6 % p e r
c e n t .
D is a b ility ,
6 6 % p e r c e n t.
D e a t h : B a s ic w e e k ly w a g e ;
m a x im u m ,
$30,
m in i
m u m , $18, b u t c o m p e n
s a tio n n o t m o r e t h a n
w a g e s .
D is a b ilit y ;
W e e k ly m a x im u m , $ 2 0 ,
m in im u m , $6, o r a c tu a l
w a g e s i f le s s t h a n $ 6 .
D e a th , d u r in g life o r u n t il
r e m a r r ia g e . D is a b ilit y ,
d u r in g it s c o n t in u a n c e .
a s t o a ll
e m p lo y e e s ,
except
o f f ic ia ls o r f ir e m e n
and
p o lic e m e n
in
c itie s h a v in g
pen
s io n fu n d s .
E m p lo y e r s m u s t in
s u re in S ta te fu n d
o r p r o v id e
s e lf- in
s u ra n c e .
P e r m itte d in c a s e o f
d e f a u lt o n in s u r a n c e
p r e m iu m s .
W a iv e r s fo r b id d e n e x c e p t
in c a s e o f b lin d e m p lo y e e s .
I n ju r ie s s u s ta in e d in c o u rs e o f e m
p lo y m e n t , u n le s s p u r p o s e ly s e lfin flic te d .
D e s ig n a te d o c c u p a
t i o n a l d is e a s e s i n c l u d e d .
1 week.
6 6 % p e r c e n t.
M a x i m u m , $ 1 8 .7 5 ; m i n i m u in ,
$5,
o r a c tu a l
w ages.
D e a th , 4 1 6 w e e k s . P e rm a nent
to ta l
d is a b ility ,
lif e .
T e m p o ra ry to ta l
d is a b ility ,
312 w e e k s .
P a r t ia l d is a b ility , d u r
in g it s c o n tin u a n c e .
E m p lo y e r s m u s t in
s u re in p r iv a te c o m
p a n ie s
o r p r o v id e
s e lf- in s u r a n c e .
P e r m it t e d i f e m p lo y e r
f a ils t o in s u r e r i s k .
A p p r o v e d s c h e m e s p e r m it
te d .
W a iv e r s fo r b id d e n .
5 days.
6 6 % p e r c e n t.
M a x im u m , $ 1 8 .
m tim ,
$8,
or
w ages.
M in ia c tu a l
P e r m a n e n t t o t a l d is a b ilit y , 5 00 w e e k s . T e m p o ra ry
t o ta l a n d p a r tia l
d is a b ilitv , 3 0 0 w e e k s .
P e r m i t t e d i f i n j u r y is
d u e to w illfu l a c t o f
e m p lo y e r o r i n c® 3 ®
o f d e fa u lt o n in s u r
a n c e p r e m iu m s .
Waivers forbidden.
A c c id e n t a l p e r s o n a l in ju r ie s , n o t
f a t a l, a r is in g o u t o f a n d in c o u rs e
° f e m p lo y m e n t , u n le s s d u e t o
w i l l f u l i n t e n t i o n t o i n j u r e s e lf o r
a n o th e r , in to x ic a t io n , o r w illf u l
f a ilu r e t o u s e s t a t u t o r y s a fe "
g u a rd s .
P e rs o n a l
in ju r ie s
b y
a c c id e n t
a r is in g o u t o f a n d in c o u rs e o r
e m p lo y m e n t , u n le s s d u e t o d e
lib e r a t e i n t e n t i o n t o i n j u r e s e lf.
M o n th ly
p e n s io n ;
a m o u n ts n o t b a se d
on
w ages,
except
fo r te m p o ra ry to ta l
d is a b ility .
M o n t h l y p e n s io n . D e a t h
$15 to $50.
P e rm a n e n t
t o t a l d is a b ility , $ 3 0 to
$50.
T e m p o ra ry to ta l
d is a b ility , $ 3 0 to $ 9 7 .
P e r m a n e n t p a r t ia l d is
a b ility , $ 2 5 .
D e a th , d u r in g life o r u n t il
r e m a r r ia g e o f w id o w o r
in v a lid w id o w e r . T o t a l
d is a b ility ,
d u r in g
it s
c o n tin u a n c e .
Tem p or a r v p a r t ia l d is a b ilit y ,
e m p lo y e e s .
Voluntary,
M o rth
D a k o ta .
C h.
162. A p
p r o v e d M a r . 15, 191 9 . I n e ffe c t
M a r . 5, 1919. A m e n d e d 1921,
1923.
Com pulsory,
a s t o a ll e m p lo y m e n t s
e x c e p t e x e c u t iv e o ffic e r s r e c e iv in g
m o r e t h a n $ 2 ,4 0 0 p e r y e a r , f a r m a n d
d o m e s t ic s e r v ic e , c a s u a l e m p lo y e e s
n o t in u s u a l c o u r s e o f e m p lo y e r ’s
b u s in e s s , a n d a n y c o m m o n c a r r ie r
b y s te a m r a ilr o a d .
a s to
e x c e p te d e m p lo y m e n t s .
e m p lo y e e s .
of em
b y w ill
s e lf o r
d is e a s e s
b u re a u .
Voluntary,
O h io .
P . 524. A p p ro v e d J u n e
15, 1911.
I n e ffe c t J a n . 1, 1 9 1 2 .
A m e n d e d e a c h s e s s io n .
Com pulsory,
a s to a ll e m p lo y m e n t s
e x c e p t t h o s e h a v i n g le s s t h a n 3 e m
p lo y e e s , a n d c a s u a l e m p lo y e e s n o t
i n u s u a l c o u rs e o f e m p lo y e r ’s b u s i
ness.
a s t o e m p lo y m e n t s
h a v i n g le s s t h a n 3 e m p lo y e e s .
Voluntary,
O k la h o m a .
C h . 246. A p p ro v e d
M a r . 2 2 ,1 9 1 5 .
I n e ffe c t S e p t. 1,
1915. A m e n d e d , 1919, 1923.
)re g o n .
C h . 112.
A p p ro v e d
F e b . 2 5 , 19 1 3 . I n e ffe c t J u ly l,
1 9 1 3 . C o m p e n s a t io n
and
in
s u ra n c e
p r o v is io n s
e ffe c tiv e
J u ly 1, 1914. A m e n d e d , e a c h
s e s s io n .
19645°—25f.
CompuUory,
Com pulsory,
Com pulsory,
Elective,
Elective,
a s to “ h a z a rd o u s ” e m
p lo y m e n t s
(e n u m e ra te d
lis t a n d
g e n e r a l c la u s e ) c o n d u c t e d f o r g a in
e x c e p t t h o s e h a v i n g le s s t h a n 2 e m
p lo y e e s , f a r m la b o r , a n d e m p lo y e e s
n o t e n g a g e d in m a n u a l o r m e c h a n ic a l
w o rk .
a s to e n u m e ra te d “ h a z a rd
ous”
e m p lo y m e n t s
except
fa rm
la b o r .
a s to e x c e p te d
e m p lo y m e n t .
(Follows p. 15.)
Voluntary,
No. 4
a s t o a ll
w o r k m e n in h a z a rd
ous
e m p lo y m e n t s
e m p lo y e d f o r w a g e s ,
e x c e p t w h e n e q u iv a
le n t s c h e m e s a re in
fo r c e .
a s t o a ll e m
p lo y e e s .
E le c tin g
e m p lo y e r s
m u s t in s u r e i n S t a t e
fu n d .
P re s u m e d in h a z a rd
o u s e m p lo y m e n t s in
absence
of
n o tic e
p o s te d in e s t a b lis h
m e n t a n d f ile d w it h
c o m m is s io n .
P re s u m e d in a b s e n c e
o f w r i t t e n n o tic e , i f
e m p l o y e r e le c ts .
A ssum ed
s e r v ic e ,
u t o r y
except
w ith p u
in ju r y .
r is k , fe llo w
a n d c o n tr ib n e g lig e n c e
w illfu l a n d
r p o s e o f s e lf-
None.
T o t a l d is a b ility
(а ) P e r m a n e n t
(б ) T e m p o r a r y
(a)
p e r io d
a r is in g o u t o f
e m p lo y m e n t ,
l m is c o n d u c t ,
la t io n o f la w .
M in i
a c tu a l
D e a th s
D e p e n d e n ts
(b ) N o d e p e n d e n ts
(a)
(b)
M e d ic a l a n d s u r g ic a l a id
(a )
50 p e r c e n t o f w a g e s , fo r
n o t o v e r 3 0 0 w e e k s ; m a x im u m ,
$15.
5 0 p e r c e n t o f w a g e lo s s f o r n o t o v e r
3 0 0 w e e k s ; m a x im u m , $ 1 5 .
R e a s o n a b le m e d ic a l a n d
s e r v ic e s f o r 1 4 d a y s .
(a ) B u r ia l e x p e n s e s , m a x im u m ,
$150; 35 to 60 p e r c e n t o f w a g e s
fo r 3 0 0 w e e k s ; m a x im u m , $ 17;
m in im u m
$ 8 o r a c tu a l w a g e s .
( 6 ) E x p e n s e s o f la s t s ic k n e s s ,
m a x im u m , $10 0 , a n d b u r ia l e x
p e n s e s , m a x im u m , $ 1 5 0 .
(a ) B u r ia l e x p e n s e s , m a x im u m ,
$75; 4 0 to 6 0 p e r c e n t o f w a g e s to
d e p e n d e n t w id o w o r w id o w e r
f o r 3 0 0 w e e k s ; b a s ic w a g e , m a x i
m um .
$30.
( )
Expenses
of
b u r ia l,
m a x im u m ,
$75,
and
m e d ic a l a tte n d a n c e , m a x im u m ,
$150.
(a ) B u r ia l e x p e n s e s , m a x im u m ,
$ 2 0 0 ; w id o w o r d e p e n d e n t w id
o w e r, 30 p e r c e n t o f w a g e s u n til
d e a t h o r r e m a r r ia g e ; 1 0 p e r c e n t
a d d itio n a l fo r e a c h c h ild ; t o t a l
n o t o v e r 6 6 % p e r c e n t; m a x i
m u m b a s ic w a g e , $ 1 5 0 a m o n t h .
(5 ) B u r ia l e x p e n s e s , m a x im u m ,
$ 2 0 0 , a n d $ 1 ,0 0 0 t o c r e a t e s p e c ia l
fu n d s .
(a ) B u r ia l e x p e n s e s , m a x im u m ,
$ 1 5 0 ; 3 5 p e r c e n t o f w e e k ly w a g e s
t o w id o w o r d e p e n d e n t w id o w e r
u n t i l d e a th o r r e m a r r ia g e ; 10
p e r c e n t a d d itio n a l fo r e a c h
c h ild , t o t a l n o t o v e r 6 6 % p e r
c e n t ; b a s ic w a g e , m a x i m u m , $ 3 0 ,
m in im u m , $ 1 8 , n o c o m p e n s a t io n
to e x c e e d w a g e s . (6 ) B u r ia l e x
p e n s e s , m a x i m u m , $ 1 .5 0 .
(a ) B u r ia l e x p e n s e s , m a x im u m ,
$150; 6 6 % p e r c e n t o f w a g e s fo r 8
y e a r s ; m a x i m u m , $ 1 8 .7 5 ; t o t a l
n o t o v e r $ 6 ,5 0 0 n o r le s s t h a n
$ 2 ,0 0 0 .
(b ) B u r ia l
expenses,
m a x im u m , $150.
(a ) 6 6 % p e r c e n t o f w a g e s fo r 400
w e e k s ; m a x im u m , $ 1 7 ; m in i
m u m , $8, o r a c tu a l w a g e s .
(6 )
6 6 % p e r c e n t o f w a g e s, fo r n o t
o v e r 3 0 0 w e e k s ; m a x im u m , $ 1 7 ;
m in im u m , $8, o r a c tu a l w a g e s .
6 6 % p e r c e n t o f w a g e s f o r p e r io d s
p r o p o r tio n e d t o d is a b ilit y , fo r n o t
o v e r 500 w e e ks.
S p e c ifie d
in
ju r ie s , 6 6 % p e r c e n t o f w a g e s fo r
fix e d
p e r io d s ;
m a x im u m ,
$17;
m in im u m , $ 8 , o r a c tu a l w a g e s ; a il
in a d d itio n to te m p o r a r y to ta l.
I f p e r m a n e n t , c o m p e n s a tio n m e a s
u re d
b y
e x te n t o f d is a b ility .
S p e c ifie d in ju r ie s , 5 0 p e r c e n t o f
w a g e s f o r fix e d p e r io d s , i n a d d i
t io n to t e m p o r a r y t o t a l; m a x i
m u m , $1 2 ; m in im u m , $6 o r a c tu a l
w a g e s . D is fig u r e m e n t, m a x im u m ,
$500.
6 6 % p e r c e n t o f w a g e lo s s ; t o t a l n o t
o v e r $ 3 ,5 0 0 i f t e m p o r a r y .
S p e c i
fie d in ju r ie s , 6 6 % p e r c e n t o f w a g e s
f o r fix e d p e r io d s , p lu s f ix e d h e a l
in g t im e i n c e r t a in c a s e s ; m a x i
m u m , $ 2 0 ; m in im u m , $ 8 , o r a c tu a l
w a g e s . D is fig u r e m e n t, m a x im u m ,
$ 3 ,5 0 0 .
B u r ia l e x p e n s e s , m a x im u m ,
$ 1 0 0 ; w id o w o r in v a lid w id o w e r ,
$ 3 0 a m o n th u n t il d e a th o r re
m a r r ia g e ; $ 8 f o r e a c h c h ild u n d e r
16; m o n t h ly m a x im u m $ 5 0 . (6 )
B u r ia l
expenses,
m a x im u m ,
$ 100.
1 Not provided for in compensation law
(a)
N o p r o v is io n .
N o t ic e a s s o o n a s p r a c tic a b le
a n d b e fo r e le a v in g s e r v ic e ;
c la im in 6 m o n th s .
R e a s o n a b le m e d ic a l a n d h o s p it a l
s e r v ic e ;
m a x im u m ,
$100;
in
c a s e s r e q u ir in g u n u s u a l t r e a t
m e n t
b u re a u
m a y
in c r e a s e
a m o u n t ; s p e c ia l o p e r a t in g fe e
o f $ 1 5 0 i n c a s e o f h e r n ia .
N o p r o v i s i o n ...............................
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
m a x im u m , $ 1 5 0 , u n le s s t h e r e is a
h o s p it a l f u n d ; s p e c ia l o p e r a t in g
fe e o f $ 7 5 i n c a s e o f h e r n ia .
E x c lu d e d .
N o tic e in 14 d a y s ; 3 0 d a y s ,
e x c e p t a s e m p lo y e r is p r e
ju d ic e d ; b a r a b s o lu t e a f t e r
9 0 d a y s ; c la im in 1 y e a r .
N o tic e
of
o c c u p a t io n a l
d is e a s e i n 5 m o n t h s a f t e r
la s t e x p o s u re .
N o tic e in 14 d a y s ; i f p r e
v e n te d , n o t la te r t h a n 6 0
days.
C la im in 6 0 d a y s
a fte r
c o m p e n s a tio n
re
fu s e d ; 1 y e a r in c a s e o f
d e a th .
S u c h m e d ic a l, s u r g ic a l, a n d h o s
p it a l s e r v ic e a s n a t u r e o f i n j u r y
r e q u ir e s . C h a r g e s
lim ite d
to
p r e v a ilin g r a te s .
W id o w , c h ild r e n , a n d
d e p e n d e n t p a re n ts
o n ly ; m a y b e c o m
m u te d
a t o n e - h a lf
p re s e n t w o rth .
N o tic e o f i n j u r y in 3 0 d a y s ,
d e a t h i n 3 0 d a y s u n le s s
e x c u s e d f o r c a u s e ; c la im
in l y e a r.
I f te m p o ra ry , 6 6 % p e r c e n t o f w a g e
lo s s ; m a x i m u m , $ 2 0 . I f p e r m a n e n t ,
f o r fix e d
p e r io d s a c c o r d in g
to
s c h e d u le o f p e r c e n ta g e o f d is a
b ility .
D is fig u r e m e n t c o m p e n
s a te d .
S u c h m e d ic a l, s u r g ic a l, a n d h o s
p it a l s e r v ic e a s t h e n a t u r e o f t h e
i n j u r y r e q u ir e s .
N o p r o v is io n .
C la im in 6 0 d a y s ; 1 y e a r if
r e a s o n a b le c a u s e s h o w n .
(a ) 6 6 % p e r c e n t o f w a g e s fo r life ;
m a x im u m ,
$ 1 8 .7 5 ; m i n i m u m ,
$5, o r a c tu a l w a g e s .
(6 ) 6 6 % p e r
c e n t o f w a g e s fo r n o t o v e r 6
y e a r s ; m a x i m u m , $ 1 8 .7 5 ; m i n i
m u m , $5, o r a c tu a l w a g e s ; to ta l
n o t o v e r $ 3 ,7 5 0 .
(a ) 6 6 % p e r c e n t o f w a g e s fo r 500
w e e k s ; m a x im u m , $ 1 8 ; m in i
m u m $8, o r a c tu a l w a g e s .
(6 )
6 6 % p e r c e n t o f w a g e s , fo r n o t
o v e r 3 0 0 w e e k s ; m a x im u m , $ 1 8 ;
m in im u m , $8, o r a c tu a l w a g e s .
6 6 % p e r c e n t o f w a g e lo s s ; m a x i
m u m $ 1 8 .7 5 ; t o t a l n o t o v e r $ 3 ,7 5 0 .
S p e c ifie d in ju r ie s , 6 6 % p e r c e n t o f
w a g e s f o r f ix e d p e r io d s i n a d d i
t io n to te m p o r a r y t o t a l; m a x i
m u m , $ 1 8 .7 5 . D i s f i g u r e m e n t , n o t
o v e r $ 3 ,7 5 0 .
6 6 % p e r c e n t o f w a g e lo s s f o r n o t
o v e r 300 w e e ks.
S p e c ifie d
in
ju r ie s , 6 6 % p e r c e n t o f w a g e s fo r
fix e d
p e r io d s ;
m a x im u m ,
$18;
m in im u m , $ 8 , o r a c tu a l w a g e s .
D i s f i g u r e m e n t , m a x i m u m , $ 3 ,0 0 0 .
S u c h m e d ic a l a n d h o s p it a l s e r v ic e
a s c o m m is s io n d e e m s p r o p e r ;
m a x im u m , $ 2 0 0 , e x c e p t in u n
u s u a l cases.
I n c lu d e d .
C la im
F a t a l a c c id e n t s
c o v e re d .
( a ) $ 3 0 a m o n t h i f s in g le , $ 3 5 i f
d e p e n d e n t s p o u s e , $ 8 fo r e a c h
c h ild ; m o n t h ly m a x im u m , $ 5 0 .
(6 ) 4 0 to 6 6 % p e r c e n t o f w a g e s
a c c o r d in g
to
n u m b e r of de
p e n d e n ts , m a x im u m $ 9 7 ; m in i
m u m $ 30, o r f u ll w a g e s , a ll to
c o n tin u e d u r in g d is a b ilit y .
If
N e c e s s a r y m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
m a x im u m ,
$ 1 0 0 ; p e r io d
and
a m o u n t m a y b e in c r e a s e d a t
d is c r e tio n o f c o m m is s io n ; c h a rg e s
lim ite d
to
p r e v a ilin g
ra te s .
S p e c ia l p r o v is io n f o r h e r n ia .
M e d ic a l, s u r g ic a l, a n d h o s p it a l
s e r v ic e
and
tr a n s p o r ta tio n ;
m a x im u m ,
$250;
c o m m is s io n
m a y a l l o w a d d i t i o n a l s e r v ic e .
(a ) (6 ) 5 0 p e r c e n t o f w a g e s fo r n o t
o v e r 5 2 0 w e e k s ; m a x im u m , $ 1 2 ;
m in im u m , $ 6 , o r a c tu a l w a g e s .
b
(a)
(a)
B y w h o m a d m in is te r e d
(b ) H o w c la im s a r e s e ttle d
T im e f o r n o tic e a n d c la im
( a ) 6 6 % p e r c e n t o f w a g e s f o r lif e ;
m a x im u m , $ 2 0 ; m in im u m , $ 8 , o r
f u ll w a g e s . (6 ) 6 6 % p e r c e n t o f
w a g e s d u r in g d is a b ilit y ; m a x i
m u m , $2 0 ; m in im u m , $8, o r f u ll
w a g e s ; t o t a l n o t o v e r $ 3 ,5 0 0 .
(a)
(b ) 6 6 % p e r c e n t o f w e e k ly
w a g e s d u r in g d is a b ilit y ; m a x i
m u m , $2 0 ; m in im u m , $ 6 , o r
a c tu a l w a g e s .
A c c id e n t r e p o r t s r e q u ir e d
P a r t ia l d is a b ility
1 5 0 t im e s w e e k ly e a r n in g s ;
t o t a l n o t o v e r $ 3 ,0 0 0 . ( 6 ) E x
p e n s e s o f m e d ic a l a tt e n d a n c e
a n d b u r ia l; m a x im u m , $ 1 0 0 .
F a t a l a c c i d e n t s n o t c o v e r e d ____________
N o n r e s id e n t a lie n
b e n e fic ia r ie s
t e m p o r a r y , b e n e fits p r o p o r t io n
a te to th o s e fo r t o t a l d is a b ilit y
fo r n o t o v e r 2 y e a rs .
S p e c ifie d
p e r m a n e n t in ju r ie s , $ 2 5 a m o n t h
f o r f ix e d p e r io d s , i n a d d it io n t o
t e m p o r a r y t o ta l; o th e r s in p r o
p o r tio n , b u t n o t o v e r 9 6 m o n th s .
h o s p ita l
for 10 days:
for 60 days;
n o t
P a re n ts ,
spouse,
or
c h ild
o n ly , u n le s s
tr e a ty to c o n tra ry .
C o u r t s , (b ) V o lu n t a r y a g r e e m e n t,
o r b y a c tio n in e q u it y b e fo r e s u p e r io r
c o u rt.
C la im
fo r d is a b ility in
m o n th s ; d e a th , 1 y e a r.
D e p a r t m e n t o f la b o r , (b ) V o lu n
ta r y a g re e m e n t a p p ro v e d b y d e
p a r t m e n t ; d is p u te d c a s e s s e ttle d b y
d e p a r t m e n t o r re fe re e ; a p p e a l t o
c o u rts .
(a)
C o u r t s , (b ) B y in t e r e s t e d p a r t ie s ;
d is p u t e d c a s e s s e t t le d b y d is t r ic t
c o u rt. A p p e a l to s u p re m e c o u rt.
( a ) I n d u s t r ia l c o m m is s io n , (b ) C la im
s u b m it t e d t o e m p lo y e r o r c o m m is
s io n e r a f t e r 7 d a y s a f t e r in j u r y ;
h e a r in g b y c o m m is s io n e r o r b o a r d
o n re q u e s t; a p p e a l to c o u r t u p o n
q u e s tio n s o f la w .
(a)
W o rk m
(b ) B u r e
m in e a ll
d ic tio n ;
e n ’s c o m p e n s a tio n b u r e a u ,
a u h a s f u ll p o w e r to d e te r
q u e s t io n s w i t h i n it s j u r i s
a p p e a l to c o u rts .
(a)
I n d u s t r ia l c o m m is s io n , (b ) C o m
m is s io n d e te r m in e s a ll q u e s tio n s
w it h in its ju r is d ic t io n ; a p p e a l to
c o u rt.
in 2 y e a rs .
N o tic e in 3 0 d a y s ; c la im
1 y e a r.
(a)
in
3
(a ) I n d u s t r ia l c o m m is s io n , (b ) V o lu n
t a r y a g re e m e n t, a fte r 5 d a y s , a p
p ro v e d
b y c o m m is s io n ; d is p u t e d
c a se s m a y b e s u b m itte d to a r b it r a
t io n c o m m it t e e , o r c o m m is s io n m a y
a c t; a p p e a l t o c o u r ts .
(a)
I n d u s t r ia l a c c id e n t c o m m is s io n ,
(b ) C o m m is s io n s e ttle s a ll q u e s tio n s ;
a p p e a l to c o u rts .
A c c id e n t - p r e v e n tio n w o r k
b y—
C o m p e n s a tio n
c o m m is s io n ,
(b ) O t h e r
a g e n c ie s
(a)
State
A l l e m p lo y e r s s u b je c t t o a c t m u s t
m a k e s u c h r e p o r ts t o c o m m is
s io n e r o f la b o r a s r e q u ir e d b y
h im .
(a ) N o
c o m m is s io n ,
B u r e a u o f la b o r .1
E m p lo y e r s m u s t m a k e im m e d ia t e
r e p o r t t o d e p a r t m e n t o f a l l a c c i
d e n t s a n d o c c u p a t io n a l d is e a s e s .!
( a ) D e p a r t m e n t o f la b o r ,
(b ) N o p r o v is io n .
N e w J e rs e y .
N o p r o v is io n .
(a ) N o p r o v is io n , (b ) M in e
in s p e c to r .1
N e w
A l l e m p lo y e r s m u s t r e p o r t a l l a c c i
d e n ts t o in d u s t r ia l c o m m is s io n
w i t h i n 1 0 d a y s ; c o m m is s io n m a y
r e q u ir e a n y in f o r m a t io n .
( a ) I n d u s t r ia l c o m m is s io n ,
(b ) N o p r o v is io n .
N e w Y o rk .
A l l e m p lo y e r s
a c c id e n t s t o
w eek.
m u s t r e p o r t a ll
b u re a u w ith in 1
(a ) W o r k m e n ’s c o m p e n
s a tio n b u r e a u ,
(b ) N o
p r o v is io n .
N o r th D a k o ta .
A l l e m p lo y e r s m u s t r e p o r t a l l a c c i
d e n ts t o in d u s t r ia l c o m m is s io n
w ith in 1 w e e k .
( a ) I n d u s t r ia l c o m m is s io n ,
(b ) N o p r o v is io n .
Ohio.
A l l e m p lo y e r s m u s t r e p o r t
d e n ts t o in d u s tr ia l c o m
w ith in
10 d a y s o r re a
t im e ; c o m m is s io n m a y
a n y in f o r m a t io n .
a l l a c c i
m is s io n
s o n a b le
r e q u ir e
( o ) N o p r o v is io n , (b ) D e
p a r tm e n t o f la b o r ;1 in
s p e c to r s o f m in e s , o il,
a n d g a s .1
O k la h o m a .
A l l e m p lo y e r s m u s t r e p o r t a l l a c c i
d e n ts
to
in d u s tr ia l
a c c id e n t
c o m m is s io n a t o n c e .
(a )
I n d u s tr ia l
a c c id e n t
c o m m is s io n , (b ) B u r e a u
o f la b o r s t a t is t ic s . 1
O re g o n .
(b )
N e w
H a m p
s h ir e .
M e x ic o .
PRINCIPAL FEATURES OF LAWS OF THE UNITED STATES RELATIVE TO WORKMEN’ S COMPENSATION AND INSURANCE—Continued
In s u ra n c e
S ta te
P u b lic
P r iv a te
P e n n s y lv a n ia .
N o . 338.
A p
p r o v e d J u n e 2 , 1 9 1 5 . I n e ffe c t
Jan.
1916. A m e n d e d , each
s e s s io n .
f,
P o r t o R ic o .
N o . 19. A p p ro v e d
A p r . 1 3 , 1 9 1 6 . I n e fle c t J u ly 1,
1916. A m e n d e d ,
1917. N e w
a c t, N o . 10, 1 9 1 8 ;
am ended,
1919, 1921.
R hod e
Is la n d .
C h.
831. A p
p r o v e d A p r . 2 9 , 1912. I n e ffe c t
O c t. 1, 1912. A m e n d e d , 1913,
1915, 1917, 1919, 1921.
S o u th
D a k o ta .
O h . 376. A p
p ro v e d
M a r.
10,
1917. In
e ffe c t J u n e 1, 1 9 1 7 . A m e n d e d ,
e a c h s e s s io n .
Tennessee.
C h . 123. A p p ro v e d
A p r . 15 , 19 1 9 . I n e ffe c t J u ly 1,
1919. A m e n d e d , 1923.
Elective,
Com pulsory,
Com pulsory,
Com pulsory,
a s to a ll e m p lo y m e n t s e x c e p t
f a r m la b o r , d o m e s t ic s e r v ic e , c a s u a l
e m p lo y e e s n o t i n u s u a l c o u r s e o f
e m p lo y e r ’s
b u s in e s s ,
and
o u t
w o rk e rs .
a s t o a ll e m p lo y m e n t s
e x c e p t f a r m la b o r n o t w o r k in g w it h
m e c h a n ic a l o r a n im a l p o w e r m a
c h in e r y o r h a z a r d o u s to o ls , d o m e s
t ic s e r v ic e , n o n h a z a r d o u s c le r ic a l
o c c u p a t io n s , a n d e m p lo y e e s r e c e iv
in g m o r e t h a n $ 1 ,5 0 0 a y e a r .
Elective,
a s to a ll e m p lo y m e n t s e x c e p t
t h o s e p a v i n g le s s t h a n 6 e m p lo y e e s ,
f a r m la b o r , d o m e s t ic s e r v ic e , c a s u a l
e m p lo y e e s n o t i n u s u a l c o u r s e o f e m
p lo y e r ’s b u s in e s s , a n d e m p lo y e e s
r e c e iv in g o v e r $ 1 ,8 0 0 a y e a r .
a s t o e x c e p te d e m p lo y m e n t s .
a s to a ll e m p lo y m e n t s e x c e p t
f a r m a n d d o m e s t ic s e r v ic e a n d e m
p lo y e e s n o t i n u s u a l c o u r s e o f e m
p lo y e r ’ s b u s in e s s .
as
t o t h r e s h in g g r a in .1
as
t o e x c e p te d e m p lo y m e n t s .
Vol
untary,
Elective,
a s t o a ll
e m p lo y e e s , in c lu d
in g p u b lic c o n tr a c
to rs .
as to e m
p lo y e e s e n g a g e d o n
p u b lic
w o rk s
p e r
fo r m e d b y a d m in is
t r a t i o n u n d e r d ir e c
tio n o f g o v e rn m e n t,
and
m e m b e rs
of
m u n ic ip a l fir e c o rp s .
a s to e m
p lo y e e s
of
S ta te .
as to e m
p lo y e e s o f c it ie s a n d
t o w n s , e x c e p t f ir e
a n d p o lic e d e p a r t
m e n ts .
a s t o a ll
e m p lo y e e s .
Com pulsory,
Elective,
Compulsory,
Com pulsory,
Voluntary,
Elective,
a s t o a ll e m p lo y m e n t s e x c e p t
t h o s e e m p lo y in g le s s t h a n 5 e m p lo y e e s ,
fa rm
la b o r ,
d o m e s tic
s e r v ic e , a n d c a s u a l e m p lo y e e s ( n o t
in u s u a l c o u r s e o f e m p lo y e r ’s b u s i
n e s s ).
as to
e m p lo y
m e n t s h a v i n g le s s t h a n 5 e m p lo y e e s .
Voluntary,
a s to S ta te
a n d s u b d iv is io n s ,
Voluntary,
Texas.
C h . 179.
A p p ro v e d
A p r . 16. 1913. I n e ffe c t S e p t.
1, 1913. A m e n d e d , 1917, 1921,
1923.
U ta h .
C h.
100.
A p p ro v e d
M a r . 15 , 191 7 . I n e ffe c t J u ly 1,
1 9 1 7 . A m e n d e d , e a c h s e s s io n .
Elective,
N o p r o v is io n .
Com pulsory,
Com pulsory,
a s t o a ll e m p lo y m e n t s e x c e p t
t h o s e h a v i n g le s s t h a n 3 e m p lo y e e s ,
fa rm
and
r a n c h la b o r , d o m e s tic
s e r v ic e , r a ilw a y s u s e d a s c o m m o n
c a r r ie r s , a n d e m p lo y e e s n o t i n u s u a l
c o u r s e o f e m p lo y e r ’s b u s in e s s .
a s to a ll e m p lo y m e n t s
e x c e p t t h o s e h a v i n g le s s t h a n 3 e m
p lo y e e s , f a r m la b o r , d o m e s t ic s e r v
ic e , c a s u a l e m p lo y e e s n o t i n u s u a l
c o u r s e o f e m p lo y e r ’s b u s in e s s .
a s t o e x c e p te d e m p lo y m e n t s .
untary,
1 9 6 4 5 °— 2 4 f.
( F o llo w s p . 1 5 .)
N o . 5
Vol
C o m p e n s a t io n b e n e fits
H o w e le c t io n is m a d e
E m p lo y m e n ts c o v e re d
em p
e le c
th o s
s a la
a s t o a ll
lo y e e s ,
except
t iv e o ffic ia ls o r
e
r e c e iv in g
a
r y o v e r $ 2 ,4 0 0 .
E le c tin g
e m p lo y e r s
m u s t in s u r e in S ta te
fu n d o r p r iv a te c o m
p a n ie s
o r p r o v id e
s e lf- in s u r a n c e .
B y e m p lo y e r
B y e m p lo y e e
P re s u m e d in a b se n c e
o f n o tic e p o s te d in
e s ta b lis h m e n t,g iv e n
e m p lo y e e , a n d f ile d
w ith
c o m p e n s a tio n
b u re a u .
P re s u m e d in a b se n c e
o f w r it t e n n o tic e t o
e m p lo y e r a n d f ile d
w ith
c o m p e n s a t io n
b u re a u .
D e fe n s e s a b ro g a te d if
e m p lo y e r d o e s n o t
e le c t
A s s u m e d r is k , fe llo w
s e r v ic e ,
and
con
t r i b u t o r y n e g lig e n c e
u n le s s d u e t o
in
to x ic a tio n o r re c k
le s s n e s s .
A b ro g a
tio n d o e s n o t d e p e n d
u p o n r e je c t io n o f a c t.
E m p lo y e r s m u s t in
s u re in S ta te fu n d .
S u its
fo r
dam ages
a fte r
e le c tio n
b y
b o t h e m p lo y e r a n d
e m p lo y e e
prs r
S p e c ia l c o n t r a c t s
W a itin g tim e
Injuries covered
P er cent o f wages
M a x im u m a n d m in im u m
w e e k ly
c o m p e n s a t io n
p a y m e n ts
M a x im u m
(b)
( a ) B y w h o m a d m in is t e r e d
H o w c la im s a r e s e ttle d
>
(b)
T im e f o r n o t ic e a n d c la im
D e a th , 15 to 6 0 p e r
c e n t.
D is a b ilit y , 60
p e r c e n t.
D e a t h : B a s ic w a g e , m a x i
m u m , $20;
m in im u m ,
$10.
D is a b ility : M a x i
m u m , $ 1 2 ; m in im u m ,
$ 0, o r a c tu a l w a g e s .
D e a th , 300 w e e k s . T o ta l
d is a b ility ,
500
w eeks.
P a r t ia l d is a b ility , 30 0
w eeks.
(a ) E x p e n s e s
o f b u r ia l,
m a x i
m u m , $ 1 0 0 ; 15 to 6 0 p e r c e n t o f
w a g e s f o r 3 0 0 w e e k s ; b a s ic w a g e ,
m a x im u m , $ 2 0 ; m in im u m , $ 1 0 .
(b ) E x p e n s e s o f b u r ia l, m a x i
m u m , $100.
(a )
6 0 p e r c e n t o f w a g e s fo r
n o t o v e r 5 0 0 w e e k s ; m a x im u m ,
$12;
m in im u m , $6, o r a c tu a l
w a g e s ; t o t a l n o t o v e r $ 5 ,0 0 0 .
6 0 p e r c e n t o f w a g e lo s s f o r n o t o v e r
3 0 0 w e e k s ; m a x im u m , $ 1 2 . S p e c i
fie d in ju r ie s , 6 0 p e r c e n t o f w a g e s
f o r fix e d p e r io d s ; m a x im u m , $ 1 2 ;
m in im u m , $6, o r a c tu a l w a g e s .
D is fig u r e m e n t, 6 0 p e r c e n t o f
w a g e s, n o t o v e r 150 w e e k s .
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
m a x im u m , $ 1 0 0 , e x c e p t in h o s
p ita l
cases. C h a rg e s
lim ite d
to p r e v a ilin g ra te s .
T w o - th ir d s
b e n e fits ;
to w id o w s a n d c h il
d re n o n ly .
N o tic e in
1 y e a r.
P e r m i t t e d I f i n j u r y is
c a u s e d b y ille g a l a c t
o r g r o s s n e g lig e n c e
o f e m p lo y e r .
N o provision.
N one
T e m p o r a r y t o t a l d is
a b ility , 5 0 p e r c e n t.
T e m p o r a r y t o t a l d is a b il
ity :
M a x im u m ,
$12;
m in im u m , $3.
T e m p o ra ry to ta l
it y , 104 w e e k s .
(a ) C o m p e n s a tio n
p r o p o r tio n e d
to
e a r n in g
c a p a c ity , n u m b e r
and
n e e d s o f d e p e n d e n ts o f
deceased;
m a x im u m ,
$ 4 ,0 0 0 ;
m in im u m ,
$ 2 ,0 0 0 .
N o
p r o v is io n .
p e r m a n e n t , c o m p e n s a t io n p r o
p o r tio n e d to d e g re e o f d is a b ilit y
a n d r a te o f w a g e s in a d d itio n to
te m p o ra ry
t o ta l;
m a x im u m ,
$ 2 ,5 0 0 .
N e c e s s a ry
m e d ic a l
a tte n d a n c e
a n d s u s te n a n c e a s p r e s c r ib e d
b y c o m m is s io n .
N o p r o v i s i o n _________________
C la im m u s t b e
d a y s , 120 d a y s
t o ig n o r a n c e o
o f c la im a n ts ’ c
A p p r o v e d s c h e m e s p e r m it
te d i f b e n e fits e q u a l th o s e
o f a c t; w a iv e r s fo r b id d e n .
( a ) C o m p e n s a t io n
p r o p o r t io n e d
to a g e a n d r a te o f w a g e s ; m a x i
m u m , $ 4 ,0 0 0 ; m i n i m u m , $ 2 ,0 0 0 ;
i f d u e t o d is e a s e , m a x i m u m ,
$ 3 ,0 0 0 , m i n i m u m , $ 1 ,0 0 0 . (6 )
5 0 p e r c e n t o f w a g e s d u r in g d is
a b ility , fo r n o t o v e r 104 w e e k s ;
m a x im u m , $ 1 2 ; m in im u m , $ 3 .
(a ) (
50 p e r c e n t o f w a g e s fo r
n o t o v e r 5 0 0 w e e k s ; m a x im u m ,
$1 6 ; m in im u m , $ 7 ; t o t a l n o t
o v e r $ 5 ,0 0 0 .
If
P e r m it t e d i f e m p lo y e r
f a ils t o in s u r e r is k -
P e r s o n a l in ju r ie s b y a c c id e n t o r
s ic k n e s s o c c u r r in g d u r in g a n d
b e c a u s e o f e m p lo y m e n t , u n le s s
d u e t o in t e n t t o c o m m it a c r im e ,
t o in ju r e o n e ’s s e lf o r a n o th e r ,
to in to x ic a t io n , th e w illf u l c r im
in a l a c t o f a n o t h e r , o r s o le ly t o
g r o s s n e g lig e n c e .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d in c o u rs e o f e m
p lo y m e n t , u n le s s d u e t o w i l l f u l
in t e n t t o in ju r e s e lf o r a n o th e r ,
o r in to x ic a t io n .
5 0 p e r c e n t o f w a g e lo s s f o r n o t o v e r
3 0 0 w e e k s ; m a x i m u m , $ 1 0 . S p e c i
fie d in ju r ie s , 5 0 p e r c e n t o f w a g e s
f o r f ix e d p e r io d s i n d t id it io n t o a ll
o t h e r c o m p e n s a tio n ; m a x im u m ,
$1 0 ; m in im u m , $4.
R e a s o n a b le m e d ic a l a n d h o s p it a l
s e r v ic e
m a x im u m ,
$ 2 0 0 , in c lu d in g b u r ia l, in fa ta l
c a s e s in v o lv in g n o d e p e n d e n ts .
N o p r o v i s i o n ............................
N o t ic e i n 3 0 d a y s ; c la im
l y e a r.
e c e s s a r y m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
m a x im u m , $ 1 5 0 .
for IS weeks;
E x c l u d e d - .......................................
N o t ic e i n 3 0 d a y s u n le s s
e x c u s e d fo r c a u s e ; c la im
in 1 y e a r.
e a s o n a b le m e d ic a l, s u r g ic a l a n d
h o s p it a l s e r v ic e
lo n g e r a t o p t io n o f e m p lo y e r ;
m a x im u m , $ 1 0 0 ; c h a rg e s lim it e d
to p r e v a ilin g ra te s .
for SO days,
I n c l u d e d . . ......................................
e d ic a l a n d h o s p it a l
T w o w eeks
in
c a se s r e q u ir in g
f in e m e n t .
C h a rg e s
r e v a ilin g ra te s .
d is a b il
(b)
1 w e e k . N o n e i f d is
a b ilit y c o n tin u e s fo r
m o re th a n 4 w e e k s .
5 0 p e r c e n t .....................................
T o t a l d is a b ility : M a x i
m u m , $1 6 , m in im u m ,
$7.
O th e rs : M a x im u m
$1 0 ; m in im u m , $4.
D e a th , 300 w e e k s . T o ta l
d is a b ility ,
500 w e e k s .
P a r t ia l d is a b ility , 3 0 0
w eeks.
P re s u m e d in a b se n c e
o f W r it t e n n o t ic e t o
e m p lo y e r a n d file d
w i t h c o m m is s io n e r .
A s s u m e d r is k , f e llo w
s e r v ic e ,
and
con
t r i b u t o r y n e g lig e n c e .
P r o b a b ly
p e r m it t e d
i f e m p lo y e r fa ils t o
in s u r e r is k .
A p p ro v e d
s u b s t i t u t e
schem es
p e r m itte d ;
w a iv e r s f o r b id d e n .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d in c o u rs e o f e m
p lo y m e n t , u n le s s d u e t o w i l l f u l
m is c o n d u c t , in t o x ic a t io n , f a il
u r e to u s e s a fe g u a rd s , v io la t io n
o f la w , o r in t e n t io n a lly
s e lfin f lic t e d .
1 0 d a y ’s . N o n e i f d is
a b ilit y c o n tin u e s fo r
6 w e e k s o r m o re , o r
u
p h y s ic ia n
c e r ti
fie s d i s a b i l i t y .
T o t a l d is a b ility ,
55
p e r c e n t.
P a r tia l
d is a b ility ,
50
per
c e n t.
P e rm a n e n t
to ta l
d is
a b ilit y : M a x im u m , $15;
m i n i m u m ,
$ 7 .5 0 .
O th e rs : M a x im u m , $15;
m in im u m ,
$ 7 .5 0 ,
or
a c tu a l w a g e s .
T o t a l d is a b ilit y , d u r in g
it s c o n tin u a n c e . P a r t ia l
d is a b ilit y , 3 1 2 w e e k s .
E le c tin g
e m p lo y e r s
m u s t in s u r e in p r i
v a t e c o m p a n ie s o r
p r o v id e
s e lf- in s u r
a n c e ; S ta te fu n d fo r
c o a l m in in g .
P re s u m e d in a b se n c e
o f n o t ic e p o s te d in
e s ta b lis h m e n t a n d
file d w i t h b u r e a u o f
w o r k s h o p a n d fa c
t o r y in s p e c tio n .
P re s u m e d in a b s e n c e
o f n o tic e to e m p lo y e r
a n d b u re a u o f w o rk
shop
and
fa c to ry
in s p e c t io n .
A s s u m e d r is k , f e llo w
s e r v ic e ,
and
con
t r i b u t o r y n e g lig e n c e .
P e r m it t e d i f e m p lo y e r
fa ils t o in s u r e r is k .
Waivers forbidden.
*
D e a th , 20 to 50 p e r
c e n t. D is a b ilit y , 5 0
p e r c e n t.
M a x im u m , $15; m in im u m ,
$ 5 , o r a c tu a l w a g e s .
D e a th , 400 w e e k s .
P e r
m a n e n t t o t a l d is a b ility ,
550 w e e k s .
O th e rs , 300
w eeks.
E le c tin g
e m p lo y e r s
m u s t in s u r e in T e x a s
E m p lo y e r s ’
In s u r
a n c e A s s o c ia tio n o r
o th e r p r iv a te c o m
p a n ie s .
B y
s u b s c r ib in g
to
S t a t e a s s o c ia t io n o r
in s u r in g
in
o th e r
c o m p a n y a n d n o ti
f y in g e m p lo y e e s a n d
i n d u s t r ia l a c c id e n t
b o a rd .
P re s u m e d in a b se n c e
o f w r i t t e n n o t ic e t o
e m p lo y e r .
A s s u m e d r is k , fe llo w
s e r v ic e ,
and
con
t r i b u t o r y n e g lig e n c e ,
u n le s s w i l l f u l o r d u e
to in to x ic a t io n .
P e r s o n a ] in ju r ie s b y a c c id e n t a r is in g o u t o f a n d in c o u rs e o f e m
p lo y m e n t , u n le s s d u e t o w i l l f u l
m is c o n d u c t ,
in t e n t io n a l
s e lfin f lic t e d i n ju r y , in t o x ic a t io n , o r
w illf u l fa ilu r e t o u s e s a fe ty a p
p lia n c e s , o r p e r f o r m s t a t u t o r y
d u tie s .
P e rs o n a l
in ju r ie s
s u s ta in e d
in
c o u r s e o f e m p lo y m e n t u n le s s
d u e to w illf u l in t e n t to in ju r e
s e lf o r a n o t h e r , in t o x ic a t io n ,
act o f Q od , o r caused b y act o f
t h ir d p a r ty fo r p e rs o n a l re a s o n s .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f o r in c o u r s e o f e m
p lo y m e n t, e x c e p t th o s e
P u r"
P 0 8 * ^ s e lf- in flic te d .
3 days
s u re in S ta te fu n d o r
p r iv a te
c o m p a n ie s
o r p r o v id e
s e lf - in
s u ra n c e .
P a r t ia l d is a b ility
N o n r e s id e n t
a lie n
b e n e fic ia r ie s
10 d a y s
P re s u m e d in a b se n c e
o f w r i t t e n n o tic e t o
e m p lo y e e s a n d f ile d
w i t h c o m m is s io n e r .
E le c tin g
e m p lo y e r s
m u s t in s u r e in p r i
v a t e c o m p a n ie s o r
p r o v id e
s e lf- in s u r
ance.
w ith
of
(а )
M e d ic a l a n d s u r g ic a l a id
P e r s o n a l in ju r ie s b y a c c id e n t in
c o u r s e o f e m p lo y m e n t , u n le s s
in t e n t io n a lly
s e lf - in f lic t e d ,
or
d u e to in te n tio n a l a c t o f t h ir d
p a r t y fo r re a s o n s n o t c o n n e c te d
w it h th e e m p lo y m e n t .
A s s u m e d r is k , fe llo w
s e r v ic e ,
and
con
t r i b u t o r y n e g lig e n c e .
W r itin g
file d
c o m m is s io n e r
la b o r .
T o t a l d is a b ility
P e rm a n e n t
(б ) T e m p o r a r y
Waivers forbidden
P e r m itte d i f e m
fa ils to in s u r e
P re s u m e d in a b se n c e
o f w r i t t e n n o t ic e t o
e m p lo y e r , c o p y to
b e file d w it h c o m
m is s io n e r o f la b o r .
E le c tin g
e m p lo y e r s
m u s t in s u r e i n p r i
v a t e c o m p a n ie s o r
p r o v id e
s e lf- in s u r
ance.
(a)
(b)
p e r io d
D e a th s
D e p e n d e n ts
N o d e p e n d e n ts
P e r m it t e d i f e m p lo y
e r ’s w i l l f u l o r g ro s s
n e g lig e n c e
causes
d e a th ; d a m a g e s , in
a d d itio n
to
com
p e n s a tio n ,
if p a rt
of
in s u r a n c e
p re
m iu m s is
c h a rte d
a g a in s t e m p lo y e e .
P e r m itte d
if
em
p lo y e r f a ils to in
s u re r is k , o r i f in ju r y
is d u e t o e m p lo y e r 's
w i l l f u l m is c o n d u c t .
Waivers forbidden
A pp ro ve d
substitute
schemes
permitted
if
benefits equal those of
act; waivers forbidden.
N o n e i f d is
a b ilit y c o n tin u e s fo r
6 w e e k s o r m o re .
1 w eek.
6 0 p e r c e n t.
M a x im u m ,
m u m , $7.
60 p e r c e n t
D e a th : M a m im u m , $16.
D is a b ility : M a x im u m ,
$ 1 6 ; m in im u m , $ 7 , o r
a c tu a l w a g e s .
> N o t p r o v id e d
$20;
m in i
f o r in c o m p e n s a tio n la w .
D e a th , 360 w e e k s . T o ta l
d is a b ility ,
401
w eeks.
P a r t ia l d is a b ility , 30 0
w eeks.
P e r m a n e n t to ta l d is a b ility ,
life . O th e r s , 3 1 2 w e e k s .
(a)
50 p e r c e n t o f w a g e s fo r 3 0 0
w e e k s ; m a x im u m , $ 1 0 ; m in i
m u m , $4.
Expenses
la s t
s ic k n e s s a n d b u r ia l, m a x im u m ,
(b)
of
$ 200.
(a)
50 p e r c e n t o f w a g e s to e q u a l
4 t im e s a n n u a l e a r n in g s ; m a x i
m u m , $ 3 ,0 0 0 ; m i n i m u m , $ 1 ,0 5 0 .
B u r ia l e x p e n s e s ; m a x im u m ,
$150.
(b)
(a)
B u r ia l e x p e n s e s , m a x im u m ,
$100; 20 to 50 p e r c e n t o f w a g e s
fo r n o t o v e r 4 0 0 w e e k s ; m a x i
m u m , $ 1 5 ; m in im u m , $5, o r
a c tu a l w a g e s ,
B u r ia l e x
p e n s e s , m a x im u m , $ 1 0 0 .
(b)
(a ) 6 0 p e r c e n t o f w a g e s fo r 360
w eeks;
m a x im u m , $ 2 0 ; m in i
m u m , $ 7 . (6 ) E x p e n s e s o f la s t
s ic k n e s s , a n d
f u n e r a l b e n e fit
o f $100.
(a)
B u r ia l e x p e n s e s , m a x im u m ,
$150; 6 0 p e r c e n t o f w a g e s fo r 6
y e a rs ; m a x im u m , $ 1 6 ; to ta l n o t
o v e r $ 5 ,0 0 0 n o r le s s t h a n $ 2 ,0 0 0 .
B u r ia l e x p e n s e s , m a x im u m ,
$150; a n d 20 p e r c e n t o f a to ta l
d e p e n d e n c y b e n e fit to a s e c o n d
in ju r y fu n d .
(b)
b)
(a)
for SO days;
for 8 weeks;
55 p e r c e n t o f w a g e s d u r in g
d is a b ility ;
m a x im u m ,
$15,
m i n i m u m , $ 7 .5 0 , t o t a l n o t m o r e
t h a n d e a th b e n e fits ,
55 p e r
c e n t o f w a g e s fo r n o t o v e r 6
y e a rs ; w e e k ly m a x im u m , $ 1 5 ;
m in im u m ,
$ 7 .5 0 ,
or
a c tu a l
w -a g e s .
(a ) 50 p e r c e n t o f w a g e s fo r 400
w e e k s ; m a x im u m ,
$15;
m in i
m u m , $ 5, o r a c tu a l w a g e s ; n o t
o v e r $5 th e r e a fte r fo r 150 w e e k s ;
t o t a l n o t o v e r $ 5 ,0 0 0 .
(
p e r c e n t o f w a g e s fo r n o t o v e r
300
w eeks;
m a x im u m ,
$15;
m in im u m , $5, o r a c tu a l w a g e s .
6 0 p e r c e n t o f w a g e s d u r in g
d is a b ilit y ,
fo r
n o t o v e r 401
w eeks;
m a x im u m , $ 2 0 ; m in i
m u m , $7.
5 0 p e r c e n t o f w a g e lo s s f o r n o t o v e r N
6 y e a r s ; m a x i m u m , $ 1 5 . S p e c i
fie d in ju r ie s , 5 5 p e r c e n t o f w a g e s
f o r f ix e d p e r io d s in a d d it io n t o
te m p o r a r y t o t a l; m a x im u m , $ 1 5 ;
m i n i m u m , $ 7 .5 0 , o r a c t u a l w a g e s .
D is fig u r e m e n t, m a x im u m , o n e f o u r t h d e a t h b e n e fits .
5 0 p e r c e n t o f w a g e lo s s f o r n o t o v e r R
3 0 0 w e e k s ; m a x im u m , $ 1 2 ; m in i
m u m , $ 5 , o r a c t u a l w a g e s . S p e c i
fie d in ju r ie s , 5 0 p e r c e n t o f w a g e s
f o r f ix e d p e r io d s ; o t h e r s p r o p o r
tio n a te ; m a x im u m ,
$12;
m in i
m u m , $ 5 , o r a c tu a l w a g e s .
I
6 0 p e r c e n t o f w a g e lo s s f o r n o t o v e r
3 0 0 w e e k s (4 0 1 w e e k s i f p a r t ia l
f o llo w s t o t a l d is a b ilit y ) ;
m a x i
m u m , $ 2 0 . S p e c ifie d i n ju r ie s , 6 0
p e r c e n t o f w a g e s f o r f ix e d p e r io d s ;
p r o p o r tio n a te fo r o th e r s , in c lu d
in g
d is f ig u r e m e n t ;
m a x im u m ,
$ 2 0 ; m in im u m , $7.
R e a s o n a b le m
s e r v ic e
J
a d d itio n a l
h o s p ita l c o n
lim ite d to p
(a ) 60 p e r c e n t o f w a g e s fo r 5 y e a rs ;
th e r e a f t e r , 4 5 p e r c e n t f o r lif e ;
w e e k ly m a x im u m , $ 1 6 ;
m in i
m u m , $ 7. (6 ) 60 p e r c e n t o f
w a g e s fo r n o t o v e r 6 y e a rs ;
m a x im u m , $ 1 6 ; m in im u m , $7 ,
o r a c tu a l w a g e s ; to ta l n o t o v e r
$ 5 ,0 0 0 .
6 0 p e r c e n t o f w a g e lo s s f o r n o t o v e r
6 y e a rs ; m a x im u m , $ 1 6 ; t o t a l n o t
o v e r $ 5 ,0 0 0 .
S p e c ifie d
in ju r ie s ,
6 0 p e r c e n t o f w a g e s f o r fix e d
p e r io d s , i n a d d it io n t o t e m p o r a r y
t o t a l; m a x im u m , $ 1 6 . D is fig u r e
m e n t o r lo s s o f b o d i l y f u n c t i o n ;
m a x im u m , 2 0 0 w e e k s .
R e a s o n a b le
s e r v ic e ; m
if fo u n d
b e n e fit fu
of above.
(b)
b) 50
(a) (b)
for weeks.
m e d ic a l a n d h o s p it a l
a x im u m , $ 5 0 0 ; m o re
n e c e s s a ry ;
h o s p ita l
n d p e r m itte d in lie u
14 d a y s ; c la im
in
( a ) W o r k m e n ’s c o m p e n s a tio n b o a r d .
(6 ) V o lu n t a r y a g re e m e n t, a fte r 10
days,
a p p ro v e d
b y
b o a r d ; d is
p u te d
cases
s e ttle d
b y
re fe re e ,
a p p e a l to b o a rd ; c a se s in v o lv in g
a g re e d fa c ts s e t t le d b y b o a r d d ir e c t ;
a p p e a l t o c o u r t u p o n q u e s tio n s o f
la w .
m a d e in 9 0
i f d e la y d u e
r cause o u t
o n tr o l.
( a ) W o r k m e n ’ s r e lie f c o m m is s io n . (6 )
In v e s tig a tio n a n d a w a rd s b y c o m
m is s io n ; a p p e a l t o c o u r t .
in
A c c id e n t r e p o r t s r e q u ir e d
A l l s u b s c r ib e r s t o S t a t e f u n d m u s t
r e p o r t a ll a c c id e n t s t o w o r k
m e n ’ s in s u r a n c e b o a r d w i t h i n
7 d a y s ; c o m m is s io n e r o f in s u r
a n c e m a y r e q u ir e in s u r e r s t o
f i l e a n n u a l s t a t e m e n t o f lo s s
e x p e r ie n c e . A l l e m p lo y e r s ( e x
c e p t c a s u a l e m p lo y m e n t s ) m u s t
r e p o r t a ll a c c id e n t s o f 2 d a y s ’
d is a b ilit y t o d e p a r t m e n t o f la b o r
a n d in d u s t r y w it h in 30 d a v s .1
A l l e m p lo y e r s m u s t r e p o r t a ll a c
c id e n ts t o c o m m is s io n w i t h i n 5
days.
A c c id e n t - p r e v e n tio n w o r k
b y — (a )
C o m p e n s a tio n
c o m m is s io n .
(6 ) O th e r
a g e n c ie s
(a)
W o r k m e n ’s in s u r a n c e
b o a r d a s t o s u b s c r ib e r s
to S ta te fu n d .
(6 ) D e
p a r t m e n t o f la b o r a n d
in d u s tr y ;1 d e p a r tm e n t o f
m in e s .1
S ta te
P e n n s y lv a n ia .
(a ) N o p r o v is io n .
D e p a r tm e n t o f a g r ic u l
tu r e a n d la b o r .1
(b)
P o r t o R ic o .
( a ) N o c o m m is s io n .
F a c t o r y in s p e c t o r . 1
(5 )
R hod e
(a ) C o u r t s ; c o m m is s io n e r
of
la b o r
e x e r c is e s c e r t a i n f u n c t i o n s ,
V o l
u n ta ry a g re e m e n t a p p ro v e d b y c o m
m is s io n e r o f la b o r ; d is p u te d e a s e s
s e t t le d b y c o u r t ; a p p e a l t o s u p r e m e
c o u r t u p o n q u e s tio n s o f la w
or
e q u ity .
( a ) I n d u s t r ia l c o m m is s io n e r . (6 ) V o l
u n ta ry
a g re e m e n t
a p p ro v e d
b y
c o m m is s io n e r ; d is p u t e d
c a s e s s e t
tle d
b y
a r b itr a tio n
c o m m itte e ;
r e v ie w b y c o m m is s io n e r ; a p p e a l t o
c o u r t u p o n q u e s tio n s o f la w .
A l l a s s e n tin g e m p lo y e r s ( e x c e p t
p u b lic u t ilit ie s ) m u s t r e p o r t a ll
in ju r ie s o f 1 w e e k ’s d is a b ilit y to
b u r e a u o f la b o r w i t h i n 2 w e e k s ,
fa ta l w ith in 48 h o u rs .
N o tic e a s s o o n a s p r a c ti
c a b le ; b a r r e d a f t e r 3 0 d a y s
u n le s s c a u s e s h o w n ; c la im
in 1 y e a r.
(a ) C o u rts .
(6 )
V o lu n ta r y
a g re e
m e n ts a p p ro v e d
b y c o u rt;
d is
p u t e d c a s e s s e t t le d b y c o u r ts .
S u b s c r ib e r s
to
c o a l o p e ra to rs ’
S t a t e f u n d m u s t r e p o r t a ll a c c i
d e n ts t o c o m m is s io n e r o f la b o r .
(a )
N o
p r o v is io n ,
(b )
C h ie f m in e in s p e c t o r ; 1
b u re a u o f w o rk s h o p a n d
f a c t o r y in s p e c t io n . 1
Tennessee.
I n c l u d e d .............................................
N o tic e in 3 0 d a y s ; c la im
6 m o n th s .
in
(a ) I n d u s tr ia l
a c c id e n t
b o a rd .
(6 )
V o lu n ta r y a g re e m e n t o r b y b o a rd ;
a p p e a l to c o u rt.
A l l e m p lo y e r s m u s t r e p o r t a ll a c c i
d e n ts o f m o r e t h a n 1 d a y ’s d is
a b ility to b o a rd w it h in 8 d a y s ;
s u p p le m e n t a r y r e p o r t a fte r 6 0
d a y s , o r u p o n te r m in a tio n o f
d is a b ility .
(a )
N o p r o v is io n .
(6 )
B u r e a u o f la b o r s t a t is
tic s ; 1 m in e in s p e c t o r , 1
T e x a s E m p lo y e r s ’ I n
s u r a n c e A s s o c ia tio n .
Texas.
O n e - h a lf b e n e fits e x c e p t t o r e s id e n ts o f
C anada.
N o tic e in 4 8 h o u r s , o r p e n a lty ; b a rre d a fte r 1 y e a r;
d e a th c la im s b a r r e d a fte r
l y e a r.
(a ) I n d u s t r ia l c o m m is s io n . (6 ) C o m m is s io n h a s f u ll p o w e r t o d e t e r m in e
a ll q u e s tio n s r e la t in g t o c o m p e n s a
tio n ; lim ite d a p p e a l to c o u rt.
A l l e m p lo y e r s m u s t r e p o r t n il
a c c id e n t s t o c o m m is s io n w i t h i n
1 w eek.
(a )
U ta h .
(b)
A l l a s s e n tin g e m p lo y e r s m u s t r e
p o r t a ll a c c id e n t s t o in d u s t r ia l
c o m m is s io n e r w i t h i n 4 8 h o u r s ;
s u p p le m e n t a r y r e p o r t a fte r 6 0
d a y s , o r u p o n te r m in a tio n o f
d is a b ility .
(a)
N o p r o v is io n .
(6 ) I n
s p e c to r o f m in e s .1
I n d u s t r ia l c o m m is s io n .
p r o v is io n .
(b) N o
Is la n d .
S o u th D a k o ta .
PRINCIPAL FEATURES OF LAWS OF THE UNITED STATES RELATIVE TO WORKMEN’ S COMPENSATION AND INSURANCE— Concluded
H o w e le c t io n is m a d e
E m p lo y m e n ts c o v e re d
In s u ra n c e
S ta te
P u b lic
P r iv a te
V e rm o n t.
C h.
164. A p p ro v e d
A p r . 1 , 1 9 1 5 . I n e fT e c t J u l y 1 ,
1 9 1 5 . A m e n d e d e a c h s e s s io n .
Elective, a s t o
a ll e m p lo y m e n t s f o r g a in ,
e x c e p t t h o s e h a v i n g le s s t h a n 1 1 e m
p lo y e e s , d o m e s t ic s e r v ic e , c a s u a l
e m p lo y e e s , th o s e n o t i n u s u a l c o u r s e
o f e m p lo y e r ’ s b u s in e s s o r r e c e iv in g
o v e r $ 2 ,0 0 0 a y e a r .
as to
o t h e r e m p lo y m e n t s .
Voluntary,
V ir g in ia . C h . 4 0 0 . B e c a m e la w
o v e r g o v e rn o r’s v e to M a r . 21,
1918. In
e fT e c t J a n . 1 , 1 9 1 9 .
A m e n d e d e a q p s e s s io n .
Elective,
a s to a ll e m p lo y m e n t s e x c e p t
t h o s e e m p l o y i n g le s s t h a n 1 1 e m
p lo y e e s , f a r m la b o r , d o m e s t ic s e r v ic e ,
s t e a m r a ilr o a d s , c a s u a l e m p lo y e e s , o r
th o s e n o t in u s u a l c o u rs e o f e m
p lo y e r ’ s b u s in e s s .
as to
e x c e p te d e m p lo y m e n t s .
V oluntary,
W a s h in g to n .
C h . 74. A p p ro v e d
M a r . 1 4 , 1 9 11. I n e ffe c t O c t. 1,
1911. A m e n d e d e a c h s e s s i o n .
Com pulsory, a s t o “ e x t r a h a z a r d o u s ”
e m p lo y m e n t s , in c lu d in g e n u m e r a te d
lis t.
Voluntary, a s t o e m p l o y m e n t s
n o t “ e x tra h a z a rd o u s .”
Elective,
a s to a ll e m
p lo y e e s e x c e p t S t a t e ,
a n d o f f ic ia ls e le c te d
o r r e c e iv in g
m o re
t h a n $ 2 ,0 0 0 a y e a r .
Com pulsory,
a s to a ll
e m p lo y e e s
except
a d m in is tr a tiv e
o f
fic e r s a n d e m p lo y e e s
e le c te d o r a p p o in t e d
fo r d e fin ite te r m s .
Com pulsory,
a s to
all
B y e m p lo y e r
B y e m p lo y e e
P re s u m e d in ab se n c e
o f w r itte n a g re e m e n t
o r n o tic e
to
em
p lo y e r a n d b o a r d .
E le c tin g
em
m u s t in s u r e
v a te c o m p a
p r o v id e
se
ance.
p lo y e r s
in p r i
n ie s o r
lf- in s u r
P re s u m e d in a b se n c e
o f w r itte n a g re e m e n t
or
n o tic e
to
em
p lo y e e s a n d b o a r d ;
m u n ic ip a litie s v o te .
E le c tin g
em
m u s t in s u r e
v a te c o m p a
p r o v id e
se
ance.
p lo y e r s
in p r i
n ie s o r
lf- in s u r
P re s u m e d in a b s e n c e
o f w r it t e n o r p r in te d
n o t ic e t o e m p lo y e e s
a n d c o m m is s io n .
E m p lo y e e
m u st
o f w r it t e n n o tic e t o
e m p lo y e r a n d c o m
m is s io n .
D e fe n s e s a b ro g a te d i f
e m p lo y e r d o e s n o t
e le c t
W is c o n s in .
C h . 50. A p p ro v e d
M a y 3 , 1 9 1 1 . I n e ffe c t s a m e
d a t e . A m e n d e d e a c h s e s s io n .
Elective,
a s to a ll “ r e g u la r ”
m e n ts e x c e p t fa r m la b o r ,
s e r v ic e , t r a v e lin g
s a le s m
o ffic e r s o f c o r p o r a t io n s .
a s t o e m p lo y e e s n o t r e g u
p lo y e d .
e m p lo y
d o m e s tic
en,
and
Voluntary,
la r ly
a s t o a ll e m
p lo y e e s e x c e p t e le c
t iv e o ffic ia ls .
a s t o a ll e m p lo y m e n t s e x c e p t
t h o s e h a v i n g le s s t h a n 3 e m p l o y e e s , 3
f a r m la b o r , a n d e m p lo y e e s n o t in
u s u a l c o u r s e o f e m p lo y e r ’ s b u s in e s s .
( j o i n t e le c tio n ) a s t o
steam r a i l r o a d s .
Com pulsory,
a s to a ll
e m p lo y e e s e x c e p t o f
fic ia ls .
Voluntary,
W y o m in g .
C h . 124. A p p ro v e d
F e b . 2 7 , 1 9 1 5 . I n e ffe c t A p r . 1,
1915.
A m e n d e d e a c h s e s s io n .
U n ite d S ta te s . 3 5 S ta t.5 5 6 . A p
p r o v e d M a y 3 0 , 1 9 0 8 . I n e ffe c t
A u g . 1 ,1 9 0 6 . A m e n d e d 1 9 1 1 -1 2 .
N e w
a c t, N o . 26 7 , a p p ro v e d
S e p t. 7 , 1 9 1 6 . I n e ffe c t s a m e
d a te . A m e n d e d 1 9 1 9 ,1 9 2 2 ,1 9 2 4 .
1 9 6 4 5 ° — » 2 5 f.
Com pulsory,
a s to “ e x tra h a z a rd o u s ”
e m p lo y m e n t s e n u m e r a te d c o n d u c te d
f o r g a in , e x c e p t c a s u a l e m p lo y e e s n o t
in u s u a l c o u rs e o f e m p lo y e r ’s b u s i
n e s s , c le r ic a l e m p lo y e e s n o t s u b je c t
to
h a z a rd
o f e m p lo y m e n t , a n d
o ffic ia ls .
Com pulsory,
a s to a ll
P a n a m a R a ilr o a d .
( F o llo w s p . 1 5 .)
N o . 6
e m p lo y e e s
of
Com pulsory,
a s to a ll
e m p lo y e e s i n “ e x t r a h a z a rd o u s ” w o r k in
w h ic h w o r k m e n a re
e m p lo y e d f o r w a g e s
u n le s s o th e r w is e
p r o v id e d fo r .
Com pulsory,
a s t o a ll
c iv il e m p lo y e e s o f
th e
U n ite d
S ta te s
a n d o f th e G o v e rn
m e n t o f th e D is tr ic t
o f C o lu m b ia , e x c e p t
p o lic e a n d f ir e m e n
h a v i n g p e n s io n
fu n d s .
In ju r ie s c o v e re d
W a it in g t im e
P er cent o f wages
W a i v e r s f o r b i d d e n ................................
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d in c o u rs e o f e m
p lo y m e n t , u n le s s d u e t o w i l l f u l
i n t e n t io n t o in ju r e s e lf o r a n
o th e r , in to x ic a t io n , o r fa ilu r e to
u s e s a f e t y d e v ic e s .
1 w e e k ___________________________
A s s u m e d r is k , f e llo w
s e r v ic e , a n d c o n t r ib
u t o r y n e g lig e n c e .
N ot permitted.............
A p p ro v e d s c h e m e s p e r m it
te d . W a iv e r s fo r b id d e n .
P e r s o n a l in ju r ie s b y a c c id e n t a r is
in g o u t o f a n d in c o u rs e o f e m
p lo y m e n t , u n le s s d u e t o w i l l
f u l m is c o n d u c t , in t e n t t o in ju r e
s e lf o r a n o t h e r , in t o x ic a t io n , o r
w i l l f u l fa ilu r e to u s e s a fe ty a p
p lia n c e s o r o b e y s a f e t y r u le s .
1 0 d a y s . N o n e i f d is a b ility
c o n tin u e s
m o re th a n 6 w e e k s .
S u it fo r e xc e ss d a m a g e s p e r m itte d , in
a d d itio n t o c o m p e n
s a tio n , i f in ju r y re
s u lt e d f r o m d e lib e r
a te in te n tio n o f e m
p lo y e r .
W a iv e r s fo r b id d e n ; h o s p it a l
P e r s o n a l in ju r ie s r e s u ltin g fr o m
3 d a y s .................................
in -
a
p r e m is e s o f p l a n t o r i n c o u r s e o f
e m p lo y m e n t a w a y fr o m p la n t,
n o t d e lib e r a t e ly s e lf- in flic te d .
1 w e e k ..................................................
15
D e a th ,
to 45 p e r
c e n t.
D is a b ility , 50
p e r c e n t.
M a x im u m a n d m in im u m
w e e k ly
c o m p e n s a t io n
p a y m e n ts
M a x i m u m , $12,
m u m , $6.
D e a th , 300 w e e k s . T o ta l
d is a b ilit y ,
500 w e e ks.
P a r t ia l d is a b ility , 3 0 0
w eeks.
( ) B u r ia l e x p e n s e s , m a x
$100; 50 p e r c e n t o f w a g e s
w e e k s ; m a x im u m , $ 1 2 ,
m u m , $6; to ta l n o t o v e r
(5 ) B u r ia l e x p e n s e s , m a x
$100.
(a ) B u r ia l e x p e n s e s , m a x im u m ,
$ 1 0 0 i f s in g le , $ 1 5 0 i f m a r r ie d ; $ 3 5
a m o n th to w id o w o r in v a lid
w id o w e r u n t i l d e a th o r r e m a r
r ia g e ; a n d $ 1 2 .5 0 f o r 1 c h ild , $ 7 .5 0
fo r n e x t y o u n g e s t, a n d $ 5 to e a c h
o th e r c h ild u n d e r 1 6 ; $ 2 5 0 a d d i
tio n a l to w id o w .
(6 ) B u r ia l e x
p e n s e s , m a x im u m , $ 1 0 0 .
m i n i
M o n t h l y p e n s io n ;
a m o u n ts n o t b a se d
on w ages.
M o n t h l y p e n s io n : D e a t h ,
$ 2 0 , p c i m a n e l i t t o t a l d is
a b ilit y , m in im u m
$35;
n o fix e d m a x im u m .
D e a th , d u r in g life o
r e m a r r ia g e o f w id
in v a lid w id o w e r .
d is a b ility ,
d u r in
c o n tin u a n c e .
D e a th , m o n t h ly p e n
s io n .
D is a b ility ,
6 6 % p e r c e n t.
D is a b ilit y : M a x im u m , $16,
m in im u m , $ 5 .
D e a th , d u r in g life o r u n t il
r e m a r r ia g e o f w id o w o r
in v a lid w id o w e r .
P e r
m a n e n t t o t a l d is a b ility ,
life .
T e m p o ra ry
to ta l
d is a b ilit y ,
78
w eeks.
P e r m a n e n t p a r t ia l d is a
b ility , 340 w e e k s .
6 5 p e r c e n t . . . ............................
M a x i m u m , $ 1 8 .2 0 ;
m u m , $ 6 .8 3 .
P e r m a n e n t to ta l d is a b ility ,
900 w eeks.
A s s u m e d r is k , fe llo w
s e r v ic e , c o n t r ib u
t o r y n e g lig e n c e , a n d
n e g lig e n c e
o f p e r
s o n s “ w h o s e d u tie s
a re
p r e s c r ib e d
b y
s ta tu te .”
S u it fo r e xc e ss d a m
a g e s p e r m itte d , in
a d d itio n to c o m p e n
s a t i o n i f i n j u r y is
d u e t o e m p lo y e r ’s
i n t e n t t o in ju r e ; a ls o
p e r m itte d
if
em
p lo y e r is i n d e f a u lt
o n p r e m iu m s .
B e n e fit
fu n d s
p e r m itte d
p r o v id e d e m p lo y e e s d o n o t
c o n tr ib u te
and
b e n e fits
e q u a l th o s e o f a c t. W a iv e r s
f o r b id d e n .
P e rs o n a l in ju r ie s
s u s ta in e d
in
c o u rs e o f a n d r e s u ltin g fr o m e m
p l o y m e n t , u n le s s s e lf - in f lic t e d
o r d u e t o w i l l f u l m is c o n d u c t ,
d is o b e d ie n c e t o r u le s , i n t o x i
c a t io n , o r f a ilu r e t o u s e s a fe ty
a p p lia n c e s .
E le c t in g e m p lo y e r s
m u s t in s u r e i n p r i
v a t e c o m p a n ie s o r
p r o v id e
s e lf- in s u r
ance.
P re s u m e d as to e m
p lo y e r s o f 3 o r m o r e
p e rs o n s in a b s e n c e
o f n o tic e f ile d w it h
c o m m is s io n .
P re s u m e d in a b s e n c e
o f w r it t e n n o tic e t o
e m p lo y e r ,
if
em
p lo y e r e le c ts .
A s s u m e d r is k , fe llo w
s e r v ic e , a n d c o n t r ib
u t o r y n e g lig e n c e u n
le s s w i l l f u l .
Not perm itted.............
In s u ra n c e o r o th e r sc h e m e s
m a y p r o v id e a d d e d b e n e
fits .
W a iv e r s fo r b id d e n .
P e r s o n a l in ju r ie
a n d in c id e n t a
u n le s s i n t e n t i o
O c c u p a tio n a l
P e r m it t e d i f e m p lo y e r
d o e s n o t c o n tr ib u te
to S ta te fu n d .1
W a iv e r s f o r b id d e n .
N o re d u c tio n
o f lia b ility
a l
lo w e d .
I n ju r ie s s u s ta in e d a s
e m p lo y m e n t , u n le s s
p a b le n e g lig e n c e o f e
w illf u l a c t o f a th ir d
a r e s u lt o f
d u e to c u l
m p lo y e e o r
p a rty .
7 d a y s . N o n e i f d is a b i l i t y c o n tin u e s fo r
m o r e t h a n 21 d a y s
A m o u n ts n o t
o n w ages.
based
T e m p o r a r y t o t a l d is a b il
i t y : M o n t h l y p e n s io n ,
$ .5 0 t o $ 9 0 .
F ix e d lu m p
s u m s in o th e r c a se s.
Government can not
be sued.
N o provision
P e r s o n a l in ju r ie s s u s ta in e d w h ile
i n p e r fo r m a n c e o f d u t y u n le s s
d u e t o w i l l f u l m is c o n d u c t , i n
t e n t io n t o i n ju r e s e lf o r a n o t h e r ,
o r in t o x ic a t io n , in c lu d in g a n y
d is e a s e p r o x i m a t e l y c a u s e d b y
th e e m p lo y m e n t .
3 d a y s . . U o n ip e n s a t i o n b e g in s o n f o u r t h
d a y a fte r d is a b ility
o r e x h a u s t io n o f s ic k
a n d a n n u a l le a v e .
D e a th ,
to 6 6 % p e r
cent.
D is a b ility ,
6 6 % p e r c e n t.
D e a t h : B a s ic w a g e ,
m o n t h l y m a x i m u m ,
$100;
m in im u m ,
$50.
T o t a l d i s a b i l i t y :
M o n t h l y m a x im u m ,
$ 6 6 .6 7 ; m i n i m u m , $ 3 3 .3 3 ,
o r a c t u a l w a g e s i f le s s
t h a n $ 3 3 .3 3 . P a r t i a l d is
a b ilit y : M o n t h ly m a x i
m u m , $ 6 6 .6 7 .
E m p lo y e r s m u s t in
s u r e in S ta v e fu n d .
.................--
N o n e if
a b i l i t y c o n tin u e s f o r
m o re th a n 3 w e e k s
10
(a)
(a ) B u r ia l e x p e n s e s , m a x im u m ,
$100; 15 to 4 5 p e r c e n t o f w a g e s
f o r 2 6 0 w e e k s ; m i n i m u m b a s ic
w a g e , $ 5 ; t o t a l n o t o v e r $ 3 ,5 0 0 ;
(6 ) B u r ia l e x p e n s e s , m a x im u m ,
$100.
R e m a in in g i n s e r v ic e
w it h n o tic e o f e m
p lo y e r ’s e le c t io n .
1 w eek.
p e r io d
m in i
r u n til
ow or
T o ta l
g
its
0
im u m ,
fo r 300
m in i
$ 4 ,5 0 0 .
im u m ,
(a)
B u r ia l e x p e n s e s , m a x im u m ,
$ 1 5 0 ; w id o w o r in v a lid w id o w e r ,
$ 3 0 a m o n th u n t il d e a th o r re
m a r r ia g e ; $ 5 a d d it io n a l fo r e a c h
c h ild u n d e r 1 6 . (ft) B u r ia l e x
p e n s e s , m a x im u m , $ 1 5 0 .
(a)
B u r ia l e x p e n s e s , m a x im u m ,
$ 2 0 0 ; 6 5 p e r c e n t o f w a g e s to
e q u a l 4 y e a r s ’ e a r n in g s , b u t
n o t t o e x c e e d a t o t a l d is a b ility
b e n e f it ; m a x im u m a n n u a l e a r n
in g s , $ 1 ,4 0 0 , m i n i m u m , $ 5 2 6 .
(ft) B u r ia l e x p e n s e s , m a x im u m ,
$ 2 0 0 , a n d 4 y e a r s ’ e a r n in g s , m a x i
m u m , $ 1 ,0 0 0 , t o s p e c ia l d e p e n d
e n c y fu n d .
(a)
B u r ia l e x p e n s e s , m a x im u m ,
$ 1 0 0 , lu m p s u m
o f $ 2 ,0 0 0 t o
w i d o w o r i n v a l i d w id o w e r ; a ls o
$ 1 2 0 a y e a r fo r e a c h b o y u n d e r 16,
o r g ir l u n d e r 18; t o t a l n o t o v e r
$ 3 ,6 0 0 . ( 6 )
B u r ia l
expenses,
m a x im u m , $ 1 0 0 .
D e a th , d u r in g life o r u n t il
r e m a r r ia g e o f w id o w o r
■ w id o w e r ; o t h e r d e p e n d
e n ts , 4 1 6 w e e k s . D is a
b ilit y , d u r in g it s c o n
t in u a n c e .
(a)
M e d ic a l a n d s u r g ic a l a id
T o t a l d is a b ility
P e rm a n e n t
(ft) T e m p o r a r y
2 6 0 w e e k s .......................................................
0
B y p a y in g p r e m iu m s
a n d p o s tin g n o tic e .
s g r o w in g o u t o f
l to e m p lo y m e n t ,
n a lly s e lf- in flic te d .
d is e a s e s in c lu d e d .
M a x im u m
D e a th s
(а ) D e p e n d e n t s
(б ) N o d e p e n d e n t s
D e a th :
M in im u m
b a s ic
w age,
$ . T o ta l
d is
a b i l i t y : M a x i m u m ,
$ 1 5 , m in im u m , $ 6 , o r
a c t u a l w a g e s i f le s s t h a n
$3.
P a r t ia l d is a b ility :
M a x im u m , $1 0 .
E l e c t i n g e m p lo y e r s
m u s t in s u r e i n S t a t e
f u n d o r p r o v id e s e lfin s u r a n c e .
em
Elective,
S p e c ia l c o n t r a c t s
N ot permitted.............
h a z a rd o u s ” w o r k in
w h ic h w o r k m e n a re
e m p lo y e d f o r w a g e s ,
a n a s a la r ie d p e a c e
o ffic e r s .
a s t o e m p lo y m e n t s
n o t
‘ ‘ e x tr a h a z a r d -
Elective,
C o m p e n s a t io n b e n e fits
A s s u m e d r is k , fe llo w
s e r v ic e ,
and
con
t r i b u t o r y n e g lig e n c e .
Voluntary,
W e st
V ir g in ia .
C h.
10. A p
p r o v e d F e b . J 2 , 1 9 13. I n e ffe c t
O c t. 1, 1 9 1 3 . A m e n d e d 1915,
1919, 1923.
S u its
fo r
dam ages
a fte r
e le c tio n
b y
b o t h e m p lo y e r a n d
e m p lo y e e
B u r ia l e x p e n s e s , m a x im u m ,
$ 1 0 0 a n d tr a n s p o r ta tio n ; 3 5 p e r
c e n t o f w a g e s to w id o w o r d e
p e n d e n t w id o w e r u n t i l d e a th o r
r e m a r r ia g e a n d 1 0 p e r c e n t fo r
e a c h c h ild u n d e r 1 8 , n o t o v e r
6 6 % p e r c e n t in a ll; o th e r de”
p e n d e n ts , 10 to 4 0 p e r c e n t fo r
n o t o v e r 8 y e a r s ; b a s ic w a g e ,
m a x im u m , $ 1 0 0 a m o n th ; m in i
m u m , $50.
(ft) B u r ia l e x p e n s e s ,
m a x im u m , $ 1 0 0 a n d tr a n s p o r ta to n .
N o n r e s id e n t a lie n
b e n e fic ia r ie s
T im e f o r n o t ic e a n d c la im
P a r t ia l d is s b ility
( a ) B y w h o m a d m in is t e r e d
(ft) H o w c la im s a r e s e ttle d
b y — (a )
C o m p e n s a tio n
c o m m is s io n .
(6 ) O th e r
a g e n c ie s
A c c id e n t r e p o r t s r e q u ir e d
S ta te .
50 p e r c e n t o f w a g e s fo r
e e k s ; m a x im u m , $ 1 5 ; m in i
$ 6 , o r a c t u a l w a g e s i f le s s
$ 3 ; t o t a l n o t o v e r $ 4 ,0 0 0 .
50 p e r c e n t o f w a g e b ss fo r n o t o v e r
2 6 0 w e e k s ; m a x i m u n , $ 1 0 . S p e c i
fie d in ju r ie s , 5 0 p e r c e n t o f w a g e s
f o r f ix e d p e r io d s , i n a d d it io n to
te m p o r a r y to ta l; o th e rs p ro p o r
tio n a te ; m a x im u m $ 1 5 , m in im u m ,
$ 6 o r f u l l w a g e s f le s s t h a n $ 3 .
C o m p e n s a t io n f o r lis f ig u r e m e n t .
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
m a x im u m , $ 1 0 0 . C h a rg e s lim
ite d to p r e v a ilin g r a te s .
N o p r o v i s i o n .............................
N o t ic e a s s o o n a s p r a c tic a b le ;
c la im in 6 m o n th s .
(a ) C o m m is s io n e r o f in d u s t r ie s .
(6 )
V o lu n ta r y a g re e m e n t a p p ro v e d b y
c o m m is s io n e r ; d is p u t e d c a s e s s e t t le d
b y c o m m is s io n e r ; a p p e a l t o c o u r t s .
A l l a s s e n tin g e m p lo y e r s m u s t r e
p o r t a ll in ju r ie s o f 1 d a y ’s d is
a b i l i t y o r r e q u ir in g m e d ic a l a t
te n d a n c e t o c o m m is s io n e r w - ith in 7 2 h o u r s ; s u p p le m e n t a r y re
p o rt a fte r e a c h 60 d a y s o r te r
m in a t io n o f d is a b ilit y .
(6 ) 5 0 p e r c e n t o f w a g e s fo r n o t
o v e r 5 0 0 w e e k s ; m a x im u m , $ 1 2 ,
m in im u m , $6; to ta l n o t o v e r
$ 4 ,5 0 0 .
50 p e r c e n t o f w a g e b s s fo r n o t o v e r
3 0 0 w e e k s ; m a x im u m , $ 1 2 . S p e c i
f ie d in ju r ie s , 5 0 p e r c e n t o f w a g e s
f o r f ix e d p e r io d s ; M a x im u m , $ 1 2 ,
m in im u m , $ 6 . D iifig u r e m e n t, n o t
o v e r 60 w eeks.
N e c e s s a r y m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e
lo n g e r a t o p t io n o f e m p lo y e r ,
e m p lo y e e m u s t a c c e p t u n le s s
o t h e r w is e o r d e r e d b y c o m m is
s io n ; c h a rg e s lim it e d t o p r e v a il
in g r a te s .
$ 1 ,0 0 0
m a x im u m e x
c e p t t o r e s id e n ts o f
C anada.
N o tic e in 3 0 d a y s .
1 y e a r.
( a ) I n d u s t r ia l c o m m is s io n .
(6 ) V o l
u n ta r y a g re e m e n t a fte r 10 d a y s a p
p ro v e d
b y c o m m is s io n ; d is p u te d
cases s e ttb d
b y
c o m m is s io n
or
m e m b e r th e r e o f; r e v ie w b y f u ll c o m
m is s io n ; a p p e a l t o c o u r ts .
A l l e m p lo y e r s m u s t r e p o r t a ll i n
ju r ie s o f o v e r 1 w e e k 's d is a b ilit y
t o c o m m is s io n w i t h i n 1 0 d a y s ;
s u p p le m e n t a r y r e p o r t a fte r 6 0
d a y s o r u p o n t e r m in a t io n o f d is
a b ility .
(a ) N o p r o v is io n .
(6 ) B u V ir g in ia .
r e a u o f la b o r a n d in d u s
t r ia l s ta tis tic s .1
P r o p o r tio n a te a m o u its b a s e d u p o n
N e c e s s a ry
O n e - h a lf b e n e fits ^ t o
p a t e n t s o n l^ , u n le s s
tr e a ty to c o n tra ry ;
n o th in g
i f la w
o f
n a t i o n e x c lu d e s c i t i
zens
of
U n i t e d
S ta te s .
(a ) D iv is io n
A l l e m p lo y e r s m u s t r e p o r t a l l a c c i
d e n ts to d iv is io n o f in d u s tr ia l
in s u r a n c e a t o n c e .
(a ) N o p r o v is io n ; (6 ) D iv is i o n o f s a f e t y •; S t a t e
m in in g b o a r d .1
(a ) (6 )
260 w
m u m
th a n
(a)
(a)
( 6 ) $ 3 5 a m o n t h i f s in g le , $ 4 0 i f
$ 1 2 .5 0 f o r o n e c h ild , $ 7 .5 0 f o r
n e x t y o u n g e s t, a n d $5 fo r e a c h
o th e r c h ild u n d e r 1 6 . I f te m
p o r a r y , a b o v e s c h e d u le in c r e a s e d
fo r f ir s t 6 m o n th s in c e r ta in c a s e s .
(a ) 6 6 % p e r c e n t o f w a g e s fo r life ;
w e e k ly m a x im u m , $ 1 6 , m in i
m u m , $ 5 . (ft) 6 6 % p e r c e n t o f
w a g e s fo r n o t o v e r 5 2 w e e k s (7 8
w e e k s i n s p e c ia l c a s e s ) : m a x i
m u m , $ 1 6 , m in im u m , $5.
(a)
6 5 p e r c e n t o f w a g e s fo r 2 6 0 to
9 0 0 w e e k s , d e p e n d in g o n a g e o f
e m p lo y e e . M a x im u m ,
$ 1 8 .2 0 ,
m i n i m u m , $ 6 .8 3 . (ft)
65 p e r
c e n t o f w a g e s d u r in g d is a b ilit y ;
m a x im u m , 4 y e a r s ’ e a r n in g s .
M a x im u m
annual
e a r n in g s ,
$ 1 ,4 0 0 , m i n i m u m , $ 5 2 5 .
( a ) L u m p s u m o f $ 4 ,0 0 0 p lu s $ 1 2 0
a y e a r fo r e a c h b o y u n d e r 16 o r
g ir l u n d e r 18 ; t o ta l n o t o v e r
$ 8 ,0 0 0 .
( 6 ) $ 5 0 a m o n t h i f s in g le .
$ 6 0 i f m a r r ie d ; $ 7 .5 0 a m o n t h f o r
e a c h c h ild u n d e r 16; m a x im u m ,
$ 9 0 ; t o t a l n o t o v e r $ 8 ,0 0 0 .
(a)
(ft) 6 6 % p e r c e n t o f w a g e s
d u r in g d is a b ilit y ; m o n t h ly m a x i
m u m , $ 6 6 .6 7 ; m i n i m u m , $ 3 3 .3 3 ,
o r a c t u a l w a g e s i f le s s t h a n
$ 3 3 .3 3
m u m ,
$ 2 ,4 0 0 .
F ix e d
sum s
c e r t a in s p e c ifie d in ju r ie s .
fo r
for 1J, days,
for 60 days;
tio n .
c o s t.
m e d ic a l, s u r g ic a l, a n d
E m p lo y e e s b e a r o n e - h a lf
I f p e rm a n e n t, 6 6 % p er c e n t o f w a g e s
f o r fix e d p e r io d s f i r lif e i f o v e r 8 5
p e r c e n t o f d is a b ility ; w e e k ly
m a x im u m , $1 6 , m n im u m , $5.
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p ita l tr e a tm e n t ; m a x im u m ,
$ 3 0 0 ; in p e rm a n e n t d is a b ility
c a s e s w h e re d is a b ility c a n b e
m a te r ia lly re d u c e d , $600.
W id o w ,
o w e r,
o n ly .
S p e c ifie d m a jo r in ju r ie s , f ix e d p e r
c e n ta g e s o f t o t a l d is a b i l i t y , s p e c i
f ie d le s s e r in ju r ie s , 6 5 p e r c e n t o f
w a g e s f o r f ix e d p e r io d s , s u b je c t t o
e x te n s io n ; o th e r s p r o p o r t io n a t e ,
b a s e d o n 8 0 p e r c e n t o f s c h e d u le ,
a ll in a d d itio n to te m p o r a r y t o ta l.
D is fig u r e m e n t, n e t to e x c e e d o n e
y e a r ’ s e a r n in g s . O n lo s s o f a
m a jo r m e m b e r , $ 1 5 0 m u s t b e p a id
in t o s e c o n d in ju r y fu n d .
F L x e d l u m p s u m s fa r s p e c ifie d i n
ju r ie s , in a d d itio n to te m p o r a r y
t o t a l; o th e r s in p r o p o r tio n ; m a x i
m u m , $ 1 ,5 0 0 .
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p it a l t r e a t m e n t
lo n g e r i f d i s a b i l i t y p e r io d c a n b e
d e c r e a s e d ; a ls o n e c e s s a r y a r t i
fic ia l m e m b e r s .
C h r i s t i a n
S c ie n c e
tre a tm e n t
p e r m itte d
u n le s s e m p lo y e r re fu s e s b y f ilin g
w r i t t e n n o tic e .
I n c l u d e d _________________________
I n n o n f a t a l c a s e s , m e d ic a l a n d h o s
p i t a l s e n - ic e ; m a x i m u m , $ 2 0 0 ,
u n le s s t h e r e is a h o s p it a l f u n d ;
i f d is a b ilit y e x c e e d s 30 d a y s , $ 1 0 0
p e r m o n t h m a y b e a llo w e d .
O n e - t h ir d b e n e fits ; t o
p a re n ts , w id o w a n d
c h ild r e n o n ly .
66% p er cent o f wage
d is a b ility ;
m o n th ly
$ 6 6 .6 7 .
1 N o t p r o v id e d f o r i n c o m p e n s a tio n la w .
lo s s d u r i n g
m a x im u m ,
for 00 days;
R e a s o n a b le m e d ic a l, s u r g ic a l, a n d
h o s p it a l s e r v ic e , a n d t r a n s p o r
t a tio n i f n e c e s s a ry ,
u n le s s e m p lo y e e r e
fu s e s .
able period
for a reason
in v a lid
w id
a n d c h ild r e n
C la im in
o f in d u s t r ia l in s u r a n c e .
s a t io n d e te r m in e d
p e a l to c o u rts .
b y
d iv is io n ; a p
(a ) C o m m is s io n e r o f in
d u s t r ie s .
(6 ) N o p r o v i
s io n .
0
V e rm o n t.
W a s h in g to n .
C la im in 6 m o n th s ; p r o o f o f
d e p e n d e n c y in 9 m o n th s .
( a ) C o m p e n s a t io n c o m m is s io n e r .
(6 )
C o m m is s io n e r h a s f u l l iw w e r t o d e
t e r m in e a ll q u e s tio n s r e la t in g t o c o m
p e n s a tio n ; a p p e a l t o c o u r ts .
A ll e m p
fo rm a
s a tio n
of act
lo y e r s m u s t r e p o r t a n y i n
t io n r e q u ir e d b y c o m p e n
c o m m is s io n e r f o r p u r p o s e
u p o n re q u e s t.
( ) C o m m is s io n e r m a y r e q u ir e e m p lo y e r s to
a d o p t a n d p o s t s a fe ty
r u le s .
(6 ) B u r e a u o f la
b o r; 1 D e p a rtm e n t
of
m in e s .1
W e s t V ir g in ia .
N o t ic e in 3 0 d a y s ; c la im
2 y e a rs .
( a ) I n d u s t r ia l c o m m is s io n .
(6 ) V o l
u n ta r y a g re e m e n t a p p ro v e d b y c o m
m is s io n ; d is p u te d c a s e s s e t t le d b y
c o m m is s io n ; a p p e a l t o c o u r t s .
A l l e m p lo y e r s o f 3 o r m o r e p e rs o n s
a n d in s u r e s m u s t r e p o r t a ll a c
c id e n ts t o c o m m is s io n w i t h i n
f ir s t 5 d a y s o f e a c h m o n th .*
(a ) I n d u s t r i a l c o m m i s
s io n .
(6 ) N o p r o v is io n .
W is c o n s in .
( a ) C o u r t s ; f u n d s u p e r v is e d
tr e a s u r e r , (ft) C la im s a n d
c a s e s s e ttle d b y d is t r ic t
c o u n ty ; a p p e a l to s u p re m e
A l l e m p lo y e r s e n g a g e d in e x tr a h a z a r d o u s e m p lo y m e n t s m u s t
r e p o r t a ll a c c id e n t s t o d i s t r i c t
c o u rt w ith in 20 d a y s .
( a ) N o c o m m is s io n . (6 )
In s p e c to r o f m in e s .1
W y o m in g .
I m m e d ia t e s u p e r io
s u c h in fo r m a tio n
c o m m is s io n im m
p le m e n ta r y r e p o
b y c o m m is s io n .
(a ) N o
re a u
of S
s ta te
m is s
U n ite d S ta te s .
in
N o tic e in 4 8 h o u r s , 1 y e a r
f o r r e a s o n a b le c a u s e ; c la im
fo r d is a b ilit y in 6 0 d a y s ,
1 y e a r f o r r e a s o n a b le c a u s e ;
d e a th , 1 y e a r.
b y S ta te
d is p u te d
c o u rts o f
c o u rt.
(a ) U n it e d S ta te s E m p lo y e e s ’ C o m
p e n s a tio n C o m m is s io n ,
(ft) C o m
m i s s i o n d e c id e s a l l q u e s t io n s a r i s i n g
u n d e r a c t.
3 B u t e m p l o y e r s h a v i n g le s s t h a n 3 e m p lo y e e s lo s e d e f e n s e o f a s s u m e d r i s k i f t h e y d o n o t e le c t .
rs m u s t re p o rt
a s r e q u ir e d b y
e d ia te ly ; s u p
r ts a s r e q u ir e d
p r o v is io n .
(6 ) B u
o f M in e s ;1 B u re a u
ta n d a rd s ;1
In te r
C o m m e rc e C o m
io n .1
@FedFRASER