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2006, ISSUE 1

Hurricanes Katrina and Rita
Assessing the Aftermath

A

s Community Affairs staff have read reports on the aftermath

of Hurricanes Katrina and Rita, visited Eleventh Federal Reserve
District towns and cities, and interviewed evacuees and representatives of community organizations, we have learned there is no
single story to tell. Both old and new residents of the District have
an endless stream of experiences to share.
On the one hand, Katrina evacuees have increased pressure on
housing and education, health care and other public-service sectors.
On the other hand, they have produced an inflow of consumer dollars, boosted residential and commercial occupancy rates, expanded
the workforce and created new businesses.
Hurricane Rita crippled the Southeast Texas cities of Beaumont,
Port Arthur and Orange. Millions of people, including half the
Houston-area population, fled their homes in anticipation of the storm.
This issue of Perspectives assesses the hurricanes’ aftermath
here in the Eleventh District. In addition to the physical destruction,
Katrina and Rita exposed the harsh realities of poverty. The storms
were especially cruel to those just getting by financially. The plight
of residents who lacked the means to escape was conveyed all too
painfully by the television images that captured their nightmare.
The story continues as communities rebuild. Outcomes, hopes and
promises are still pending.
And the new hurricane season is upon us.

Alfreda B. Norman
Assistant Vice President and

The Beaumont Enterprise

Community Affairs Officer

2

perspectives

Federal Reserve Bank of Dallas

Hurricanes Katrina and Rita
Assessing the Aftermath
The 2005 hurricane season tested

infrastructure needs. The money is being

seeks funds to cover future costs, includ-

the mettle of many Eleventh District

divided among four regional planning

ing $338 million for a second year of

communities. In late August, the

agencies: the South East Texas Regional

educational funding for a projected

threat—then the reality—of Hurricane

Planning Commission, the Deep East

38,000 students displaced by the storm.

Katrina sent Southeast Louisiana resi-

Texas Council of Governments, the East

dents to cities and towns out of the

Texas Council of Governments and the

storm’s path, many of them in the Dis-

Houston–Galveston Area Council.

trict. Less than a month later, on Sept.

Gov. Rick Perry has requested

Southeast Texas:
A Snapshot
The South East Texas Regional Plan-

24, Hurricane Rita slammed ashore near

approximately $2 billion in federal aid

ning Commission (SETRPC) represents

Sabine Pass, Texas, carrying winds of

for Texas, including about $500 million

Jefferson, Orange and Hardin counties,

over 120 mph and a 15-foot storm surge.

for critical infrastructure, $320 million

home to five school districts and a popu-

for housing repairs, $150 million for agri-

lation of 385,000. Port Arthur, Beaumont

how many people fled Hurricane Katrina

culture, $125 million for social services,

and Orange are the major cities in the

to the Eleventh District, but the Texas

$115 million for workforce training and

region. According to the commission, 55

governor’s office estimates that the state

related services, $59 million for naviga-

percent of the damage in Texas’ 22-

has hosted more than 400,000 Katrina

tion and waterway repairs, and $19 mil-

county disaster area was in the SETRPC

evacuees. The Federal Emergency Man-

lion for public safety.

region.

No exact numbers are available on

agement Agency (FEMA) estimates that

Included in the request is reimburse-

The hurricane virtually wiped out

it received 1 million Katrina-relief appli-

ment for costs already incurred for Kat-

Sabine Pass—where the storm made

cations from Louisiana, 640,000 from

rina evacuees, including $75 million for

landfall—destroying 170 of its 190

Texas and 1,200 from New Mexico.

health care services. The request also

homes. In the three-county region, 18,000

Three of the top 10 cities from which
applications came are in the District:
Houston (304,200), Beaumont (111,000)
and Dallas (59,600).
Six months after Hurricane Rita
made landfall, FEMA was still operating
five recovery centers and had temporarily protected 21,000 Texas homes with
plastic sheeting through its Blue Roof
program. The agency had inspected
over 340,000 homes in the state to determine their eligibility for aid, delivered
$4.6 million in disaster unemployment
benefits to residents and approved $500
million in housing assistance to almost
225,000 applicants.
The Department of Housing and
The Beaumont Enterprise

Urban Development (HUD) announced
in May that the 29 Texas counties
affected by Rita will receive more than
$70 million in Community Development
Block Grant funds to meet housing and

Federal Reserve Bank of Dallas

perspectives

3

deal with. Contractors occupy many of
Residential Real Estate
Damage in Southeast Texas

the area hotel rooms that might otherwise be available for evacuees. Those
who repair their houses while their
neighbors abandon or fail to fix theirs

Jefferson County
$286,759,200
$27,809,600

$114,301,200
$2,667,600

Total

other government entities.
The Texas Department of Housing
and Community Affairs’ (TDHCA)

Hardin County
13,245 homes
150 rental units

smaller tax base that results means
lower revenues for school districts and

Orange County
21,981 homes
513 rental units

face devaluation of their property. The

$68,874,000
$780,000
$501,191,600

HOME Program has allocated $2 million

The Beaumont Enterprise

55,146 homes
5,348 rental units

each to Jefferson, Orange and Hardin
counties for rehabilitating owner-occupied housing for households at or below

NOTE: Data are estimates for December 2005.

80 percent of median income, and

SOURCE: South East Texas Regional Planning
Commission.

almost $3 million to nine other counties
in East and Southeast Texas. TDHCA
has distributed $3.5 million in Low-

homes had little or no insurance. FEMA

Income Housing Tax Credits for multi-

can reimburse up to $5,200 per house-

family units.

hold to repair uninsured damage and up

A HUD–HOME–Orange County con-

to $10,500 for replacing a primary resi-

sortium has approximately $1.2 million

dence that was destroyed. Because most

in rehab funds and down-payment assis-

of the houses need $15,000 to $30,000 in

tance available through its regular

repairs, the money will not be nearly

HOME allocation. Southeast Texas will

enough to help homeowners rebuild.

receive more than half the $70 millionplus in Community Development Block

Housing

Grant funds allocated for Texas disaster

The SETRPC sees a housing shortage as the biggest issue the region must

assistance.
Jefferson County Judge Carl Griffith

Jr. says his office continues to receive
calls daily from disabled, elderly and
other individuals unable to repair their
homes. In a single month, his office
received more than 4,000 calls for assistance.
In a letter to HUD, Griffith wrote:
“One disabled gentleman informed me
that he and his wife are confined to living in their garage because they cannot
afford to repair their mold-infested
home. An 82-year-old gentleman lost all
of his furniture and personal belongings
when his home was damaged to the
point of condemnation.… A single
mother lost the family home when a tree
fell across the bedrooms and the
kitchen…. She has been suffering from
high blood pressure and hypertension
for the past few months. Her nine-yearold son has not been able to focus and is
despondent, and he is now failing
school.”
Griffith explains that his county’s
resources are stretched especially thin
because after Katrina hit, the county
sheltered more than 27,000 evacuees
and provided them with social services.

The Beaumont Enterprise

The Economy
The SETRPC reports that Hurricane
Rita damaged or destroyed about half of

4

perspectives

Federal Reserve Bank of Dallas

East Texas’ marketable timber, which is

completed. Other factors are also at

used for building materials, cardboard

play. Many applicants haven’t returned

while waiting for SBA and insurance

and plywood products. The Deep East

closing documents. They are waiting to

money, the Greater Beaumont Chamber

Texas Council of Governments is compil-

see if other homeowners and businesses

of Commerce is managing SB Alliance

ing data on the long-term impact of the

are returning to their neighborhoods,

Capital, a regional organization that has

$800 million loss to the region’s No. 1

what new building code requirements

had $1.2 million to use for bridge loans

industry, but Executive Director Walter

will be imposed, how big their insurance

of up to $15,000 each. The one-year, zero

Diggles says a diversifying economy is

settlements will be and when the money

interest rate loans are available in six

cushioning the impact. The industry real-

will arrive. They’re also trying to decide

counties—three in Southeast and three

ized years ago it was harvesting and

if they want to take on more debt.

in Deep East Texas.

To help small businesses stay afloat

clear-cutting faster than trees could
regrow, he explains. In response, many
lumber companies have sold off property
to developers and other investors. While
the economy has lost timber-related jobs,
the region has been working to attract
tourism and retirees to its lake areas.
Clearly, Hurricane Rita has made this
diversification more critical.
Thousands of jobs will be created
in the Port Arthur area in the near future
as a result of $10 billion in refinery
expansions and new liquefied natural
gas facilities. While the influx of consumer dollars will benefit the economy,
the increased demand for housing is
pressuring a market already stretched
thin. Tremendous building is going on to
meet this need, says Greater Beaumont
Chamber of Commerce President Jim
Rich. “Tax credit projects are in the
works, damaged homes are being refurbished, and three or four hotels are
going up.”
Small businesses face their own
challenges. According to the SETRPC,
six months after Hurricane Rita hit, an
estimated 35 percent of small businesses
remained closed and the Small Business
Administration (SBA) was still inundated
with applications. In a typical year, the
agency approves about $1 billion in disaster loans. The SBA reports that from
September 2005 to April 2006, it
The Beaumont Enterprise

approved a total of $7.5 billion in such
loans for businesses and residents
affected by Katrina and Rita.
The SBA had disbursed only about
$690 million of the $7.5 billion, in part
because money is distributed as work is

Federal Reserve Bank of Dallas

perspectives

5

Social Services
Hurricane Rita destroyed more than
$1.4 million of nonprofit organizations’
vehicles, buildings, computers and other
assets in Southeast Texas. Despite this
blow, most of the region’s recovery funds
have come from faith-based and other
community groups. These include
Lutheran and Mormon churches,
Catholic Charities, Christian Aid Ministries, Nehemiah’s Vision, Rebuilding
Together Southeast Texas, the Southeast
Texas Interfaith Group and the United
Methodist Committee on Recovery.
In his February state of the region
address, SETRPC Executive Director
Chester Jourdan said Southeast Texas’
future steps toward recovery include the
continued participation of faith-based
organizations, regional unity, and lobbying for aid at the state and national levels. He concluded that, as the saying
goes, “If not us, who? If not now, when?”

Northern Louisiana:
A Snapshot
Data on the number of Hurricane

in every parish. Deborah Tootle, associ-

zation. To address the need for afford-

ate professor in the Agricultural Eco-

able housing, community development

nomics and Agribusiness Department, is

corporations and housing organizations

the AgCenter’s program leader for com-

are obtaining property from the city of

munity and rural development.

Shreveport, usually by donation or by

Tootle is working with FEMA teams
to help communities create community
development plans. She is also seeking

purchasing it at nominal cost or market
value.
Another scenario involves the adju-

additional help from universities and

dication process, in which an entity

state agencies with educational program-

pays a parish to ask delinquent property

ming on safe growth, a model that com-

owners if they will catch up on their

bines the principles of hazard mitigation

three or more years of back taxes. If

and smart growth. (See the box on page

they decide not to, the court declares

9.) What she’s found is that because peo-

the property “adjudicated,” and the title

ple still need so much help meeting

is cleared. The nonprofit has the prop-

immediate housing needs, it is difficult

erty appraised and then pays the city

for them to think long term.

market value for it.

Housing

A Silver Lining

Tootle identifies the lack of safe,

When asked if he had any positive

affordable housing as one of the biggest

news to share, Greater Shreveport

problems facing Louisiana’s coastal

Chamber of Commerce Vice President

parishes.

Jim Mabus noted that Hollywood has

“Hurricane season has started, and

shifted much of its New Orleans TV and

people are still living in temporary quar-

movie production to the Shreveport

ters. Many people from the coastal

area. The city’s similar architecture is

parishes are still living in communities in

attracting producers, who are taking

northern Louisiana. A significant amount

advantage of state tax credits.

Katrina evacuees in northern Louisiana

of debris has not been picked up, which

are incomplete. Social service providers

causes more concern for safety, and a lot

the Governor’s Office of Film & Televi-

report that many evacuees had low-pay-

of marshland was destroyed. It is possi-

sion Development, says the impact of

ing service jobs in New Orleans, working

ble that the impact of a hurricane could

these movies will be significant because

in such places as hotels and restaurants.

be worse this hurricane season.”

about a third of the production budgets,

Alex Schott, executive director of

They have often been unable to find jobs

Kevin Williams, regional community

in new locations, and because of limited

development manager of AmSouth Bank,

will be spent in the local economy for

incomes, they had little or nothing saved

reports that Shreveport is experiencing

labor, housing, food, transportation and

and depended on families and friends for

an affordable-housing crisis because sky-

other services. Schott thinks Shreveport

support.

rocketing demand has increased home

and neighboring Bossier City could

Many evacuees have not reestab-

which run $5 million to $20 million-plus,

prices. Before Katrina, an affordable

become increasingly important to

lished their lives but are in a holding pat-

house ran about $80,000. Now that same

Louisiana’s film industry because they

tern as their social network remains

home could cost from $110,000 to

are close to Dallas, a major source of

scattered. They struggle to find living-

$120,000. Tight supplies combined with

film equipment, and have housing avail-

wage jobs and transportation to them

the diversion of labor to disaster areas

able for production staff.

and wait for rebuilding efforts to

have driven up construction costs.

progress.

The hurricane has not only made

Community Development
Louisiana State University AgCenter

home ownership more expensive but put
rents out of the reach of many, says
William Baker, executive director of

in Baton Rouge promotes community

Shreveport Urban Renaissance Corp., a

development through its branch offices

community development housing organi-

6

perspectives

Federal Reserve Bank of Dallas

Poverty and Disasters
Hurricanes Katrina and Rita

postal service disrupted and alternative

Some consider this number artificially

exposed the debilitating realities of

financial service providers closed, they

low. Using the Census Bureau’s calcula-

poverty in America, communities’ lack of

were left with no financial tools. Evac-

tor, single parents with two dependents

crisis preparedness, and how these fac-

uees who had bank or credit union

under 18 are poor if their annual income

tors can exacerbate each other.

accounts, on the other hand, had regula-

is under $15,219, regardless of where

tors working to ensure they could get to

they live.3

Ideally, everyone who needed to
evacuate would have been able to and
would have had access to funds, family

their money.2

Others argue that the poverty rates

Because unbanked and under-

often cited are inflated because some

and friends to help them flee and meet

banked evacuees were often lifelong

people counted have access to modern

short- and long-term food, housing and

New Orleans residents whose immediate

conveniences—such as televisions, cell

other needs.

families and friends lived nearby, many

phones, and other goods and services—

had no outside social network to tap for

their predecessors, and the poor in other

case. A joint Washington Post/Kaiser

transportation, housing and other neces-

countries, did not. Some experts believe

Family Foundation/Harvard University

sities. Financially and socially discon-

survey of Katrina evacuees at the Hous-

nected from resources, their only option

ton Astrodome reports that 74 percent

was to sit, wait and hope for the best.

As was starkly seen, this was not the

had a pretax income of less than $30,000.
Moreover, almost two-thirds were
unbanked, and 72 percent did not have a
credit card.1

Poverty
The hurricanes not only revealed
crippling poverty but also raised anew

Without bank or credit union

questions about its extent. According to

accounts, evacuees could not receive

the Census Bureau, an estimated 37 mil-

their paychecks and benefits via direct

lion Americans—approximately 13 per-

deposit. And with their mailboxes gone,

cent of the population—live in poverty.

Lessons Learned
Some of the same principles used in the field
of international humanitarian aid and reconstruction can be applied to domestic situations. Kimberly Maynard, author of Healing
Communities in Conflict: International Assistance in Complex Emergencies, sets out several strategies for organizations operating in
postdisaster areas, including do no harm, take
a holistic approach and develop an exit strategy. Among the common problems that occur
are long-term dependency on assistance
and—in the absence of anticorruption mechanisms—manipulation and theft that prevent
funds from reaching target communities. Possible solutions to these problems would be:
• Using and building on local resources
so that benefits grow and stay in the
community.
• Coordinating and collaborating among
groups with expertise in economics,
education, the environment, housing,
social justice, violence prevention,
workforce development and other fields
so they can monitor progress and retool
strategies as needed.

The Beaumont Enterprise

• Creating an exit strategy. Although a
specific date cannot be set, Maynard
says aid organizations can regularly
review their progress toward “sustainability with regard to peace, economics,
social rehabilitation and reconstruction.”

Federal Reserve Bank of Dallas

perspectives

7

a realistic definition of poverty is the

further. If they cannot or do not obtain

in the central city and increasing in the

lack of disposable income to purchase

mainstream financial products and serv-

inner ring of older suburbs exists across

the goods and services a society deems

ices or information about their asset-

the nation, in such cities as Dallas,

it unacceptable to live without—a defini-

building features, they are likely to use

Chicago and Cleveland.5

tion that transcends time and place.

check cashers, payday lenders, rent-to-

Poverty in HurricaneAffected Areas

One reason poverty persists, partic-

own stores and other alternatives. These

ularly when concentrated, is because it’s

providers’ products can strain residents’

self-perpetuating. It repels and decreases

already scant finances. Routinely high

investment in communities and reduces

fees and interest rates may reduce cus-

impoverished neighborhoods are espe-

jobs, competitively priced goods, and

tomers’ ability or incentive to save, lead

cially vulnerable to natural and man-

money for schools and other public serv-

them into a cycle of debt and erode their

made disasters because they often lack

ices. As a result, educational quality goes

access to mainstream credit. Altogether,

the resources to flee and reestablish

down, making it harder for the next gen-

these financial, economic and social

their lives. According to the Census

eration to get ahead.

stressors exert pressure not only on the

Bureau’s 2004 American Community Sur-

pocketbooks of low- and moderate-

vey, Texas and Louisiana poverty rates

Hertz explains: “A child whose parents

income households, but also on their

are higher than the national average.

are in the bottom fifth of the income dis-

mental and physical health.

Texas has a 16.6 percent rate; Louisiana,

American University economist Tom

Individuals and families living in

tribution has only a six percent chance

In the 1990s, a robust economy,

19.4 percent; and the U.S., 13.1 percent.

of attaining an average yearly income in

HUD’s HOPE VI program, housing choice

Because the bureau’s poverty statistics

the top fifth. Most people who start out

vouchers, the Earned Income Tax Credit

reflect only the poorest of the poor, its

and other factors helped reduce concen-

numbers do not include the millions of

trated poverty. Paul Jargowksy, associate

other households that qualify for govern-

ment reduces competition in the local

professor of political economy at the

ment assistance for utility bills, food and

marketplace, raising the cost of gro-

University of Texas at Dallas, points out

housing.6

ceries, clothing and other goods, forcing

that despite this encouraging trend, the

residents to stretch their limited dollars

bull’s-eye pattern of poverty decreasing

relatively poor stay relatively poor.”

4

At the same time, the lack of invest-

The table below shows poverty levels in Eleventh District communities

Pockets of Poverty in Hurricane-Affected Areas in the Eleventh District
County/Parish
Principal city/cities

Total
Population

Poverty
Population

3,400,578

510,087

15

1,954,848

375,331

19.2

Dallas

2,218,899

297,332

13.4

Dallas

1,188,204

211,500

17.8

1,446,219

153,299

10.6

Harris
Houston

DALLAS COUNTY
297,332

TARRANT COUNTY
153,299

Louisiana

Tarrant
Fort Worth

CADDO PARISH
53,206

OUACHITA PARISH
30,481

Texas
HARDIN COUNTY
5,384

535,420

85,132

15.9

1,392,931

221,476

15.9

San Antonio

1,144,554

198,008

17.3

Travis

812,280

101,535

12.5

Austin

656,302

94,507

14.4

21.1

Bexar

Caddo, La.

TRAVIS COUNTY
101,535
ORANGE COUNTY
11,725

252,161

53,206

Shreveport

200,549

45,725

22.8

Jefferson

252,051

43,857

17.4

Beaumont/Port Arthur

171,644

36,877

21.5

147,250

30,481

20.7

Monroe

53,091

17,148

32.3

Orange

84,966

11,725

13.8

Orange

18,529

4,243

22.9

Hardin

48,073

5,384

11.2

8,833

618

Ouachita, La.
HARRIS COUNTY
510,087
BEXAR COUNTY
221,476

JEFFERSON COUNTY
43,857

Gulf of Mexico

Lumberton

SOURCE: Census Bureau. Data are for 2000.

8

perspectives

Federal Reserve Bank of Dallas

Poverty Rate
(percent)

7

affected by Hurricanes Katrina and Rita.

important amenities such as grocery

These figures highlight the large number

stores and parks.

of households particularly vulnerable to

The 10 Principles of Smart Growth

Undergirding this vision is metro-

life’s full spectrum of storms: from acci-

politan connectedness—the interde-

dents, illnesses and job losses, to fires,

pendence of communities within an

tornadoes and hurricanes.

area. Proponents of regional equity
believe that regional prosperity

Rebuilding:
Envisioning a Plan
Amid the devastation the hurricanes
wreaked is the rare chance to contem-

depends on full economic inclusion

tune time to further the regional-equity

4. Create walkable neighborhoods.

achieving it.7

5. Foster distinctive, attractive communities with a strong sense of place.

Housing
In the regional-equity model, communities offer housing that attracts

researchers, policymakers, funders, com-

people from different income levels.

munity and economic developers, social

Zoning regulations such as density,

and economic justice activists, and

large lot size, minimum square footage,

smart-growth proponents.

setbacks and other requirements can

tan areas in which individuals and families from all communities participate in

3. Create a range of housing opportunities
and choices.

other public investments are key to

movement, which brings together

Their shared vision is of metropoli-

2. Take advantage of compact building
design.

and that housing, transportation and

plate strategies for building healthier
communities. Many see this as an oppor-

1. Mix land uses.

inhibit making affordable housing part

6. Preserve open space, farmland, natural
beauty and critical-environment areas.
7. Strengthen and direct development
toward existing communities.
8. Provide a variety of transportation
choices.
9. Make development decisions predictable, fair and cost-effective.

of the mix.
These zoning roadblocks can be

and benefit from the area’s economic

dismantled with such tools as the Com-

growth and activity. With regional equity,

munity Development Block Grant pro-

all neighborhoods are communities of

gram, community land trusts, fair-share

opportunity, in which residents have

housing agreements, the HOPE VI pro-

access to living-wage jobs, high-perform-

gram, local and state housing bonds

ing schools, diverse housing choices,

and trust funds, low-income housing

convenient public transportation, and

tax credits and zoning overlays.

10. Encourage community and stakeholder collaboration.
SOURCE: Smart Growth Network, www.smartgrowth.org.

Inclusionary zoning requires developers to build a percentage of units affordable for low- and moderate-income
people. In return, developers receive such
benefits as density bonuses, development fee waivers and expedited permits.

Transportation
Good transportation is considered
essential to attaining regional equity
because it connects disparate communities to living-wage jobs, strong educational facilities, social networks and
other resources.
Spending public transportation
funds on transit systems and promoting
transit-oriented development in lowincome neighborhoods are ways cities
The Beaumont Enterprise

can achieve this goal. And developing
market activity around transit stations
can jump-start or revitalize dormant
commercial areas.

Federal Reserve Bank of Dallas

perspectives

9

sidized with incentives such as tax cred-

cies so that construction funds are now

its—should generate quality jobs, hous-

allocated based on need.

ing, child and health care, and other
benefits to low-income communities. To
achieve this, community groups negoti-

Next Steps
Affordable, high-quality housing,

ate agreements with developers, offering

access to transportation and thoughtful

support for their large projects in return

public investments contribute to healthy,

for local hiring, job training, living

livable and attractive communities.

wages, and financing for affordable

Bruce Katz of the Brookings Institution

housing, parks and recreation facilities.

says these “neighborhoods of choice and

Distributing public dollars so that

connection,” as he calls them, are attain-

urban schools receive the money needed

able if community stakeholders share a

to provide quality education is seen as

common vision based on the following

an important strategy for achieving

framework.

regional equity.
Education reforms in California,

First, neighborhood goals align with
local, state and/or national policies. Sec-

Maryland and Ohio exemplify this push.

ond, neighborhoods encourage demo-

For example, in 1997 the Ohio Supreme

graphic and economic diversity. Third,

Court found the state’s school system

public and private efforts are integrated.

unconstitutional because it failed to pro-

Fourth, local entities are accountable to

believes big-box retailers, entertainment

vide “thorough and efficient” education,

stakeholders through clearly defined,

and sports arenas, and office parks—

largely because of dilapidated facilities.

consistently tracked performance meas-

whose development can be publicly sub-

The state responded by changing its poli-

ures.

Other Public Investments
The community-benefits movement

10

perspectives

Federal Reserve Bank of Dallas

Sustainable, dependable and pre-

PolicyLink, a national nonprofit

ping, housing trust funds, inclusionary

dictable policies are also critical, Katz

headquartered in Oakland, Calif., has

zoning, infill incentives and minority

says. “National policymakers [must] tem-

developed the Equitable Development

contracting.

per the urge to constantly invent and

Toolkit to help local, state and national

reinvent programs and policies based on

entities interested in building strong, sus-

Glover Blackwell and senior associate

the flavor of the month” because it

tainable neighborhoods of choice and

Radhika Fox believe that coupled with

forces community development practi-

connection. This resource covers topics

regional-equity values and policies, these

tioners “to constantly learn new pro-

ranging from the redevelopment of

tools “can chart an equitable course for

grams, chase grants, and manipulate new

brownfields to commercial linkage

regional development and investment,

performance measures rather than focus

strategies, commercial stabilization,

helping to build a nation of inclusion and

on long-term sustainable change.”8

community land trusts, community map-

broad opportunities.”9

Housing and Urban Development’s Policy Development

es/urban/publications/jargowskypoverty.pdf.

and Research Information Service at

6

For more information, see www.dataplace.org.
“Regional Equity and Smart Growth: Opportunities

PolicyLink founder and CEO Angela

Notes
1

“Survey of Hurricane Katrina Evacuees,” September

2005, www.kff.org/newsmedia/upload/7401.pdf.

www.huduser.org/datasets/il/il05/index.html.

7

Financial Safety Nets in the Aftermath of Katrina?” by

4

for Advancing Social and Economic Justice in Amer-

Julia S. Cheney and Sherrie L. W. Rhine, January

Cassidy, The New Yorker, April 3, 2006.

ica,” by Angela Glover Blackwell and Radhika K.

2006,www.phil.frb.org/pcc/HurricaneKatrinaJan06.pdf.

5

Fox, 2004, PolicyLink, www.policylink.org/pdfs/

3

2

For more information, see “How Effective Were the

“Relatively Deprived: How Poor Is Poor?” by John
“Katrina’s Window: Confronting Concentrated Poverty

Across America,” by Alan Berube and Bruce Katz, The

TranslationPaper.pdf.

learn how the Census Bureau calculates the poverty

Brookings Institution Metropolitan Policy Program,

8

level, go to www.census.gov/hhes/www/poverty/

October 2005, www.brookings.edu/metro/pubs/

Evolution of American Neighborhood Policy and

povdef.html. For highlights on poverty statistics, go

20051012_Concentratedpoverty.pdf, and “Stunning

What It Means for the United Kingdom,” by Bruce

to www.census.gov/hhes/www/poverty/poverty04/

Progress, Hidden Problems: The Dramatic Decline of

Katz, The Brookings Institution Metropolitan Policy

pov04hi.html. For what constitutes very low income,

Concentrated Poverty in the 1990s,” by Paul A. Jar-

Program, July 2004, www.brookings.edu/metro/

low income and 30 percent of median income for met-

gowsky, The Brookings Institution Center on Urban and

pubs/20040713_katz.htm.

Metropolitan Policy, May 2003, www.brookings.edu/

9

These are 2004 data, the most recent available. To

ropolitan statistical areas, go to the Department of

“Neighborhoods of Choice and Connection: The

See note 7.

Federal Reserve Bank of Dallas

perspectives

11

POLICY FORUM•July 12, 2006 Presented by the Federal Reserve Bank of Dallas
This policy forum aims to raise awareness
and stimulate meaningful dialogue about concentrated poverty in our region. Two prominent experts
in the field, Paul A. Jargowsky and Marcus Martin,
will share their insights, identify opportunities for
investment and partnerships, and discuss relevant
public policy.
Jargowsky is associate professor of political
economy at the University of Texas at Dallas and
author of the award-winning book Poverty and
Place: Ghettos, Barrios, and the American City.
Martin is director of the J. McDonald
Williams Institute, the research arm of the Foundation for Community Empowerment, where he leads
efforts in Dallas to measure and reduce disparities
in economic opportunity.

For more information and to register,
go to: www.dallasfed.org.

perspectives

Concentrated

POVER TY

When:

What, Where and Why
Where: Federal Reserve Bank of Dallas
2200 N. Pearl St. at Woodall Rodgers
Dallas, Texas
Who Should Attend: Bankers, academics,
policymakers, and community and
economic development professionals

really the
“Poverty is
dom to have
lack of free
sic things
or to do ba
e.”
that you valu
Sen,
—Amartya
mics
te in Econo
a
re
u
a
L
l
e
Nob

Cost is $25. Seats are limited. Please register by
Thursday, July 6.
Complimentary parking is available at the
northeast corner of Pearl Street and Thomas Avenue.

www.dallasfed.org

2006, Issue 1

Federal Reserve Bank of Dallas
Community Affairs Office
P.O. Box 655906
Dallas, TX 75265-5906

Alfreda B. Norman
Assistant Vice President and
Community Affairs Officer
alfreda.norman@dal.frb.org

Gloria Vasquez Brown
Vice President, Public Affairs
gloria.v.brown@dal.frb.org

Wenhua Di
Economist
wenhua.di@dal.frb.org

Wednesday, July 12
11:45 a.m. to 1:30 p.m. (includes lunch)
Registration begins at 11:30 a.m.

Julie Gunter
Sr. Community Affairs Advisor
julie.gunter@dal.frb.org

Roy Lopez
Community Affairs Specialist
roy.lopez@dal.frb.org

Jackie Hoyer
Houston Branch,
Sr. Community Affairs Advisor
jackie.hoyer@dal.frb.org

Elizabeth Sobel
Community Affairs Specialist
elizabeth.sobel@dal.frb.org

Editor: Monica Reeves
Designer: Darcy Melton
Issue Editor: Elizabeth Sobel
June 2006
The views expressed are the authors’ and should
not be attributed to the Federal Reserve Bank of
Dallas or the Federal Reserve System. Articles
may be reprinted if the source is credited and a
copy is provided to the Community Affairs Office.