Full text of Annual Statistical Digest : 1994
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Board of Governors of the Federal Reserve System, Washington, D.C. ANNUAL STATISTICAL DIGEST 1994 November 1995 Copies of this publication may be obtained from Publications Services, Board of Governors of the Federal Reserve System, Washington, DC 20551. The price is $25.00 per copy. Remittances should be made payable to the order of the Board of Governors of the Federal Reserve System in a form collectible at par in U.S. currency. Stamps and coupons are not acceptable. Preface The Annual Statistical Digest is designed as a compact source of economic—and, especially, financial—data. The object is to lighten the burden of assembling time series by providing a single source of historical continuations of the statistics carried regularly in the Federal Reserve Bulletin. The Digest also offers a continuation of series that formerly appeared regularly in the Bulletin, as well as certain special, irregular tables, which the Bulletin also once carried. The domestic nonfinancial series included are those for which the Board of Governors is the primary source. Sources of data other than the Federal Reserve are listed in Part 3—Notes to Tables. This issue of the Digest covers data for the year 1994, except as noted in the table title. The Digest serves to maintain the historical series published in Banking and Monetary Statistics, 1949-1970, and the Digests, for 1970-1979, 1980-89, and 1990 through 1993. In this issue, series include revisions to all the data available through July 1995. The current coverage of the series, any changes in the coverage, and other pertinent details are given in Part 3—Notes to Tables. The numbering system for the tables contained in this issue differs slightly from those in previous issues of the Digest and in the Bulletin. As a guide to tables that cover the same material in these publications, the Board's staff has prepared a concordance, which accompanies this Digest. Suggestions for making the Digest more useful may be sent to the Economic Editing Section, Mail Stop 130, Board of Governors of the Federal Reserve System, Washington, DC 20551. Annual issues of the Annual Statistical Digest are being discontinued with this issue. The next issue, to be published in 1996, will cover the years 1990 through 1995. Please note that the index refers to table numbers, not page numbers. Abbreviations and Symbols ATS CD CMO FDICIA FFB FHA FHLBB FHLMC FmHA FNMA FSLIC G-7 G-10 GNMA GDP HUD IBF IMF n.a. n.e.c. * Automatic transfer service Certificate of deposit Collateralized mortgage obligation Federal Deposit Insurance Corporation Improvement Act of 1991 Federal Financing Bank Federal Housing Administration Federal Home Loan Bank Board Federal Home Loan Mortgage Corporation Farmers Home Administration Federal National Mortgage Association Federal Savings and Loan Insurance Corporation Group of Seven Group of Ten Government National Mortgage Association Gross domestic product Department of Housing and Urban Development International banking facility International Monetary Fund IO IPCs IRA MMDA NOW OCD OPEC OTS PO REIT REMIC RP RTC SCO SDR SIC SMSA VA Interest only Individuals, partnerships, and corporations Individual retirement account Money market deposit account Negotiable order of withdrawal Other checkable deposit Organization of Petroleum Exporting Countries Office of Thrift Supervision Principal only Real estate investment trust Real estate mortgage investment conduit Repurchase agreement Resolution Trust Corporation Securitized credit obligation Special drawing right Standard Industrial Classification Standard metropolitan statistical area Veterans Administration Not available Not elsewhere classified Amount is less than one-half the smallest unit in the table (for example, less than 50,000 when the data are shown in millions to one decimal place). Not applicable "U.S. government securities'* may include issues of U.S. government agencies. In some of the tables details do not sum to totals because of rounding. Contents The data shown in this issue of the Digest are in general for 1994, The exceptions are indicated in parentheses after the table titles. Part 1—Regular Tables 1. Reserves, money stock, liquid assets, and debt measures A. Quarterly changes, 1991-94 B, Monthly changes 2. Reserves of depository institutions and Reserve Bank credit A. Monthly averages of daily figures B. Weekly averages of daily figures C. Wednesday figures D. End-of-month figures 3. Reserves and borrowings of depository institutions A. Prorated monthly averages of biweekly averages B. Biweekly averages of daily figures 4. Selected borrowings in immediately available funds of large commercial banks 5. Federal Reserve Bank interest rates, 1985-94 A. Adjustment credit to depository institutions B. Seasonal credit to depository institutions C. Extended credit to depository institutions 6. Reserve requirements of depository institutions, December 31 7. Federal Reserve open market transactions 8. Federal Reserve Banks A. Consolidated condition statement B. Federal Reserve note statement C. Maturity distribution of loan and security holding 9. Debits and deposit turnover at commercial banks A. Seasonally adjusted B. Not seasonally adjusted 10. Money stock, liquid assets, and debt measures A. Seasonally adjusted B. Not seasonally adjusted 11. Aggregate reserves of depository institutions and monetary base A. Adjusted for changes in reserve requirements B. Not adjusted for changes in reserve requirements 12. Deposit interest rates and amounts outstanding 13. Assets and liabilities of commercial banks, 1988-94 A. All commercial banking institutions B. Domestically chartered commercial banks 14. Assets and liabilities of all large weekly reporting commercial banks 15. Assets and liabilities of large weekly reporting U.S. branches and agencies of foreign banks 16. Commercial paper and bankers dollar acceptances outstanding A. Commercial paper B. Bankers dollar acceptances 17. Prime rate charged by banks on short-term business loans 3 4 5 6 9 12 13 13 14 16 16 16 16 17 18 19 19 20 20 21 21 .. 22 22 23 24 31 38 46 50 50 50 Contents—continued 18. Interest rates in money and capital markets A. Annual and monthly averages B. Weekly averages 19. Stock market—Selected statistics A. Prices and trading volume B. Customer financing C Margin requirements 20. Federal fiscal and financing operations 21. U.S. budget A. Receipts B. Outlays 22. Federal debt subject to statutory limitation 23. Gross public debt of the U.S. Treasury: Types and ownership, 1993-94 24. U.S. government securities dealers A. Transactions B. Positions C. Financing 25. Debt of federal and federally sponsored credit agencies 26. New security issues of tax-exempt state and local governments 27. New security issues of U.S. corporations 28. Open-end investment companies, net sales and assets 29. Nonfarm business expenditures on new plant and equipment 30. Domestic finance companies: Assets and liabilities 31. Domestic finance companies: Consumer, real estate, and business credit 32. Markets for conventional mortgages on new homes 33. Mortgage debt outstanding, by type of holder and type of property, 1991-94 34. Consumer installment credit 35. Terms of consumer installment credit 36. Flow of funds accounts—Financial assets and liabilities, 1993-94 A. All sectors B, Private nonbank financial institutions 37. Flow of funds accounts (1985-94) A. Summary of credit market debt outstanding, by sector B. Summary of financial assets and liabilities C. Financial assets and liabilities, by sector 38. Nonfinancial business activity, selected measures 39. Output, capacity, and capacity utilization A. Output B. Capacity C. Capacity utilization rate 40. Labor force, employment, and unemployment 41. Industrial production: Indexes and gross value A. Major markets B. Major industries 42. Housing and construction (1993-94) 43. Consumer and producer prices 44. Summary of U.S. international transactions, 1993-94 45. U.S. foreign trade 46. US. reserve assets 47. Foreign official assets held at Federal Reserve Banks 48. Liabilities to and claims on foreigners, payable in foreign currencies, reported by banks in the United States (1993-94) . 51 52 56 56 56 57 58 58 59 59 60 62 63 66 66 67 67 67 68 68 69 70 72 73 74 77 80 81 82 84 84 85 85 86 87 88 89 91 92 93 93 93 93 49. Selected US. liabilities to foreign official institutions (1992-94) A. By type B. By area 50. Liabilities to foreigners, payable in US. dollars, reported by banks in the United States, 1993-94 A. By holder and type of liability B. By area and country 51. Banks' own claims on foreigners, payable in U.S. dollars, reported by banks in the United States, 1993-94 52. Banks' own and domestic customers' claims on foreigners, payable in U.S. dollars, reported by banks in the United States, 1993-94 53. Banks' own claims on unaffiliated foreigners, payable in US. dollars, reported by banks in the United States, 1993-94 , 54. Claims on foreign countries held by U.S. and foreign offices of US. banks, 1993-94 55. Liabilities to unaffiliated foreigners reported by nonbanking business enterprises in the United States, 1992-94 56. Claims on unaffiliated foreigners, reported by nonbanking business enterprises in the United States, 1992-94 57. Foreign transactions in securities, 1993-94 58. Marketable US. Treasury bonds and notes: Foreign transactions, 1993-94 ,... 59. Discount rates of foreign central banks «... 60. Foreign short-term interest rates 61. Index of weighted-average exchange value of US. dollar 62. Foreign exchange rates 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94 0 ... 64. Assets and liabilities of US. branches and agencies of foreign banks, December 31 .... 94 94 95 97 99 101 102 103 104 105 106 108 109 109 109 110 Ill 135 Part 2—Special Tables 65. 66. 67. 68. 69. 70. 71. 72. Statement of condition of each Federal Reserve Bank ,,.. Income and expenses of Federal Reserve Banks Banks and branches—Number in operation, by state Changes in number of banking offices in the United States A. Head offices B. Branches and additional offices Percentage of total assets and total deposits held by ten largest banking organizations (all commercial banks and trust companies), by state Financial assets of pension funds, totals for private and public funds, 1983-94 Securities credit reported by nonbank lenders subject to margin regulation, June 30, 1994 Detailed debit and credit balances at brokers carrying margin accounts, June 30, 1994 149 150 152 154 154 155 166 166 167 Part 3—Notes to Tables Notes to regular tables Notes to special tables 171 181 Contents—continued Part 4—Index to Tables Index to tables Discontinued Tables Assets and liabilities of foreign branches of U.S. banks Insured commercial bank assets and liabilities 185 Part 1—Regular Tables 1. Reserves, money stock, liquid assets, and debt measures, 1991-94 A. Quarterly changes Percent annual rate of change, seasonally adjusted1 19 91 Qi 1 2 3 4 Reserves of depository institutions2 Total Required . . . ..... Nonborrowed Monetary base*1 5 6 7 8 9 Concents of money, liquid assets, and debt4 Ml M2 M3 L Debt Q2 1992 Q3 Q4 QI | Q2 Q3 Q4 24 94 3.0 50 82 89 4.7 6 1 13 0 13 2 17 7 78 25 6 25 8 26 2 94 148 153 146 81 93 99 84 99 25 4 24 9 26 7 12 8 8.1 45 1.4 -2 2 3.9 7.7 1| - 1.1 8 4.6 98 1 9 5 - i 44 16 5 39 26 1 8 47 112 2 -8 9 50 10 7 1 i 160 26 -2 1 8 40 33 -11.9 - 1 1 -10.9 -7 -6 3 — 5 -38 =37 =60 —2 5 - 17 -2 6 - 14 1 4.0 13 3 -5 -4.7 13 6 1 3 -9.7 15 3 -7 3 -17 5 20 1 — 19 7 = 13 8 124 = 14 3 -13 5 10 2 - 16 9 = 148 12 1 - 16 2 - 19 0 =-.2 -103 -32.6 16.8 -15 0 -35.9 9.8 -25 0 = 39.4 86 -22 1 -36.5 21 4 — 24 0 -26 4 182 - 30 7 -33 1 96 - 19 2 - 14 6 7.5 -22 5 -1 1.9 Money market mutual funds 18 General purpose and broker— dealer 19 Institution-only 16 6 53.4 77 22.8 - 1 8 6.9 =29 39 4 - 1 5 32 5 -67 27 2 -4 7 34 7 =26 -22.6 Debt components4 20 Federal 21 Nonfederal 11.4 3.5 64 3.1 12 9 2.1 12 7 1.7 93 32 133 2.3 11 6 2.7 7 1 2.9 10 1 4.7 . 10.0 12.9 5.2 38 3.8 30 5.3 Nontransaction components 10 In M25 11 In M3 only 6 . 34 3.5 Time and savings deposits Commercial banks Savings, including MMDAs Small time7 Large time H - y Thrift institutions 15 Savings, including MMDAs 16 Small time 7 17 Large time 8 12 13 14 .... 8.8 10 5 . 19 93 Qi 2 \ 2 3 4 Reserves of depository institutions Total * Required . . Nonborrowed Monetary base-1 5 6 7 8 9 Concepts of monev, liquid assets, and debt4 Ml " . . M2 M3 L Debt . . . 12 13 14 15 16 17 Money market mutual funds 18 General purpose and broker— dealer 19 Institution-only Debt components4 20 Federal 21 Nonfederal .... 19 94 Q3 Q4 QI | Q2 Q3 Q4 10.6 12.2 104 10.0 12.4 12.3 10 9 10,7 14.0 14.0 15 4 10.2 3.3 27 39 98 -3.1 =23 =42 8.4 -1.9 _ i 9 -3 5 75 = 3.3 = 3.0 -2 1 6.9 11.2 22 2.6 34 5.7 11.8 28 1,3 1 5 5.6 9.7 27 2.5 20 5.0 55 18 6 24 5 1 27 17 1.3 17 5.4 24 9 2 1 22 4.2 -1.2 - 3 1.7 33 5.2 -4.6 -9.2 .... 9.8 9.2 10.0 9.3 7.9 -1 0 -2.3 - 1.3 4.2 ... Nontransaction componen ts 10 In M2S 11 Jn M3 only6 Time and savings deposits Commercial banks Savings, including MMDAs Small time 7 .. Large time*-y Thrift institutions Savings, including MMDAs Small time 7 Large time" 1 <* 6 1 5 50 - 15 4.6 -1 1 -64 -4 1.0 1 -59 13 -1.3 2 8.6 I 12.6 3.4 -8.3 = 17.0 4.8 -9.0 1.5 4.6 -10 1 -7 2 3.8 -7.7 -3 4 5.0 -5 1 - 9 -3.7 3 8 -4.6 94 13 1 = 8.5 16.0 19.4 -20.0 -13 8 .3 -115 -9 5 23 -13 4 -4 6 -.3 - 10 3 -5 9 2 -111 -74 -.4 -58 =35 -115 2 68 -17.6 10.6 12 0 -6 4 -13 5 - 1 29 1 5 -9 8 35 31 34 — 20 5 119 =157 57 -4 5 7.5 73 79 2.9 10 5 4.0 82 47 62 4.5 73 44 54 5.3 39 4.3 59 5.0 1. Reserves, money stock, liquid assets, and debt measures, 1991-9-1—Continued B, Monthly changes Percent annual rate of change, seasonally adjusted1 Jan. Monetary or credit aggregate \ 2 3 4 Reserves of depository institutions2 Total Required . . .... Nonborrowed Monetary base'1 ... 5 6 7 8 9 Concepts of money, liquid assets, and debt4 Ml M2 Ml L .. Debt May June July Aug. Oct. Sept. Nov. -6.0 -.8 -3.9 7.3 - 1 .9 -1.2 = 6.1 -4.5 -.4 .7 4.1 8.5 Dec. 28 = 4.9 3.0 10.4 2.6 8.9 2.7 11.8 -3 7 — 3 -3 4 8.8 -2 1 -5.9 -3.5 7.7 _7 4 = 2.8 = 90 7.4 -2 3 -6.2 -5 0 7.6 23 2.3 -.2 8.8 -SI -3.3 -56 6.1 -9 = 2.1 = 1.3 6.1 4.8 -1.0 -1.9 -.7 4.7 43 3.7 24 .7 62 1 8 2.7 2.9 3.8 55 7 1.0 2 2.0 54 37 - 1.1 1 5 = .4 38 54 3.6 48 5.7 24 -1 5 -.7 = 3 .3 60 = .3 1 6 1.3 54 -1.0 -1.4 1.7 4.2 4.4 6 A 1.7 2.0 65 .1 1.6 3.5 10.3 1.9 = 3.7 -20.1 35 -4.8 3.1 4.1 1 2 = 4.5 -3 3 15.5 2.8 11.6 = 3 1.6 - 5 12.0 -.7 18.9 9 8.2 2.1 13.8 8.4 2.1 -7.4 =-3.1 9.7 = 14.5 -" 1 8 -3.6 -5.8 -3.9 -2.1 -3.6 -6.5 6.0 179 = 7.0 7.2 8.8 -3.1 6.4 10. 1 -1.5 15.6 IS.2 -3.8 Time and savings deposits Commercial banks Savings, including MMDAs Small time 7 Large time*-" . . . Thrift institutions 15 Savings, including MMDAs . . 16 Small time' 9 17 Large time*. Apr. 8 , ,. 12 13 14 Debt components4 20 Federal . . . . 21 Nonfederal Mar. 41 1.8 1 0 3.5 41 . Nontransactitm components 10 In M2S 1 1 In M3 only" .. Money market mutual funds 1 8 General purpose and broker—dealer 19 Institution-only Feb. "!> -4.5 = 11.5 16.2 13.1 20.6 19.8 -••9.7 - 10.9 20.4 15.5 18.4 18.7 .0 = 2.0 1.9 - 10 2 - 12 6 -6 2 1.9 .0 -5.8 . ... 1.7 -2 5 =39 =66 7.8 -27 2 -9.5 - 10. \ -17 6 -17.6 4 -2 7 24 63 11.9 17.7 = 19 19.4 3 7 -5.6 -21 2 -77 1 28 5 97 = 4 6 -16 7 =90 27 17 5 54 ?9 -87 1 3 -7 4 6.7 10 6 12 0 ~- 2 0 17.8 20 49 33 I.I 29 6 1 59 60 52 5.4 40 8.5 57 I.I 49 37 42 6.0 42 80 11 2 88 52 3.9 61 42 58 15.5 -21.0 - 19.9 17 1 5.7 11 6 19.1 7.5 1.8 2. Reserves of depository institutions and Reserve Bank credit, 1994' A. Monthly averages of daily figures Millions of dollars Jan. Feb. Mar. Apr. May June 374 433 373 196 375 629 382 420 382 772 387 308 332 463 2,429 332 397 2,565 335 371 2721 341 226 2 452 343 765 1,376 349 265 .. 4,510 4,401 4 235 4,019 3 955 .. 267 0 214 0 261 0 99 0 414 0 93 0 86 14 0 56 15 0 61 55 1 963 32,702 1 226 32,323 41 24 0 585 628 65 134 0 398 69 224 0 605 32 391 33 783 32 600 32 218 1 1 ,053 8,018 22 130 1 1 ,053 8,018 22,200 11 053 8018 22 276 11 052 8,018 22 350 11 052 8,018 22 424 11 052 8,018 22 497 362,849 363,796 366 764 370 762 374,200 378 797 401 372 377 376 373 357 7 523 6 263 5 701 6 174 6 120 Factor SUPPLYING RESERVE FUNDS 1 Reserve Bank credit outstanding U.S. government securities2 2 Bought outright — System account 3 Held under repurchase agreements Federal agency obligations 4 Bought outright . . . . . .... 5 Held under repurchase agreements 6 Acceptances . .., Loans to depository institutions 7 Adjustment credit .. . 8 Seasonal credit 9 Extended credit . 10 Float 11 Other Federal Reserve assets .. . . ......... .. . ... 12 Gold stock 13 Special drawing rights certificate account 14 Treasury currency outstanding 4,115 o 880 ABSORBING RESERVE FUNDS 15 Currency in circulation 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury 18 Foreign ... .. ... 19 Service-related balances and adjustments 20 Other 21 Other Federal Reserve liabilities and capital 22 Reserve balances with Federal Reserve Banks-1 5 122 252 260 189 248 185 192 6,859 6,988 6 565 6 371 5 889 288 6089 313 358 311 304 296 9,629 27,834 9,784 26,691 10066 27,536 10 386 29,685 10,426 26,516 10,781 26,443 July Aug. Sept. Oct. Nov. Dec. 391 275 390,696 392 939 394 856 399,252 405 187 349 268 3,163 348,753 3,299 354 429 296 354 275 1,648 357,686 2,899 364 374 3,278 3,915 1,047 3,883 3,822 3,772 3,730 3,653 0 880 0 346 0 349 o 969 0 648 125 367 0 473 26 446 0 522 45 448 0 730 20 344 0 559 103 159 0 720 87 101 0 825 32,918 32,887 32,824 33,890 32,987 32,220 11 052 8,018 22,567 1 1 ,054 8,018 22,663 11 054 8,018 22 750 11 054 8,018 22,825 1 1 ,052 8,018 22,905 11 051 8,018 22,971 383,391 384,430 386 460 388,884 393,906 398,875 372 367 379 350 5 953 5 553 5,250 6,113 SUPPLYING RESERVE FUNDS 1 Reserve Bank credit outstanding U.S. government securities 2 Bought outright— System account Held under repurchase agreements Federal agency obligations 4 Bought outright 5 Held under repurchase agreements 6 Acceptances Loans to depository institutions 7 Adjustment credit 8 Seasonal credit 9 Extended credit ... . 10 Float 11 Other Federal Reserve assets 2 3 , . .. .. 12 Gold stock 13 Special drawing rights certificate account . . . 14 Treasury currency outstanding ... . .. o ABSORBING RESERVE FUNDS 15 Currency in circulation 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury 1 8 Foreign 19 Service- related balances and adjustments 20 Other 21 Other Federal Reserve liabilities and capital 22 Reserve balances with Federal Reserve Banks-1 354 5 179 354 5,220 200 188 199 192 192 195 5,912 5,551 5,156 4,849 4,612 4,573 269 311 325 336 316 342 1 1 ,232 26,375 11,187 25,190 11,178 25,119 1 1 ,724 24,848 12,020 24,553 12,000 24,778 2. Reserves of depository institutions and Reserve Bank credit, 19941—Continued B. Weekly averages of daily figures, ending on date indicated Millions of dollars, week ending Wednesday Jan. 5 Jan. 12 Jan. 19 Jan. 26 Feb. 2 Feb. 9 Feb. 16 Feb. 23 Mar. 2 381,190 372,716 373,899 371,042 377,235 371,47? 171,529 312,723 376,109 332,602 8,415 333,022 1,487 332,673 1,577 332,094 o 331,832 4,508 332,868 0 31 1 ,708 886 332,277 1,164 333,050 5,400 4,588 851 0 4,522 186 0 4,522 186 0 4,497 0 0 4,437 607 0 4 43? 0 0 4411 95 0 4,182 275 0 4,114 101 0 226 11 0 1 532 32,964 9 9 0 1,106 32,376 115 13 0 2 223 32,591 19 20 0 1,683 32,729 35 16 0 2,516 33,285 31 14 0 I 270 32,85? 130 15 0 1 692 12,589 31 15 0 H5I 1 1 ,528 29 11 0 1 066 3 1 ,91 1 1 1 ,053 8,018 22,101 11,053 8,018 22,116 1 1 ,053 8,018 22,130 1 1 ,053 8,018 22,145 1 1 ,053 8,018 22,160 11,053 8,018 22 178 1 1 ,051 8,018 22,196 11,011 8,018 22,214 1 1 ,013 8,018 22,212 365 610 378 363,762 470 362,758 383 361,780 383 360,874 377 362 430 375 361,965 372 164,917 373 365,009 366 9 813 303 6,571 343 9,386 29,957 4,035 191 6,957 239 9,552 28,697 5,647 368 7,095 297 9,737 28,815 8,778 204 6,H44 290 9,742 24,236 13,224 223 6,697 288 9,686 27,096 1,960 261 309 9,601 26,638 4,691 307 7,181 115 9,860 26,103 5,985 261 6,544 112 9,826 25,7H9 4,435 174 7,226 119 10,029 29,835 Mar. 9 Mar. 16 Mar. 23 Mar. 30 Apr. 6 Apr. 13 Apr. 20 Apr. 27 May 4 374 302 375,627 375,371 375,885 382,405 380,87! 184,496 182,062 383,059 333,846 2 639 334,014 4494 336,682 1 293 337,265 1 145 338,049 4924 338,384 1 971 143,611 2 366 341,561 0 344,217 0 4 237 238 0 Factor 4237 291 0 4,237 236 0 4,228 173 0 4,184 171 0 4 I45 ni 0 4 101 141 0 4,076 0 0 4047 0 0 9 15 0 I 354 31,964 35 18 0 269 32,268 24 27 0 343 32,529 48 37 0 282 32,705 115 38 0 1,419 33,504 54 42 0 452 33,689 15 51 0 135 11,852 67 74 0 400 31,883 90 91 0 601 34,009 1 1 053 8,018 22 250 11 053 8,018 22,268 11 052 8,018 22,287 11 052 8,018 22 305 11 052 8,018 22,324 I I 052 8,018 22 338 1 1 052 8,018 22,153 1 1 012 8,018 22,167 1 1 012 8,018 22,182 365 815 375 366 662 378 366 974 382 367 559 374 369 691 371 371 107 376 171 175 378 170 171 378 171 476 178 5,222 193 6 386 363 10,167 27,101 5,463 171 6 742 354 10,015 27,181 4,971 176 6,654 396 9,982 27,193 4,847 185 6 334 313 9 970 27,678 6,073 304 6 232 333 10,654 30,140 3,965 209 6 211 301 10 740 29,149 6,568 330 6 714 297 10,144 30,313 1,473 211 6 108 309 10,112 30, 1 1 1 8,992 170 6 122 322 10,170 26,682 SUPPLYING RKSKRVK FUNDS 1 Reserve Bunk credit outstanding U.S. government securities2 Bought outright- -System account . Held under repurchase agreements Federal agency obligations 4 Bought outright ... 5 Held under repurchase agreements 6 Acceptances . Loans to depository institutions 7 Adjustment credit 8 Seasonal credit 9 Extended credit . 10 Float 1 1 Other Federal Reserve assets 2 3 . 12 Gold stock 13 Special drawing rights certificate account 14 Treasury currency outstanding ABSORBING RKSKRVK FUNDS 15 Currency in circulation .. . 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury . . . ... ...... 1 8 Foreign 19 Service-related balances and adjustments 20 Other 21 Other Federal Reserve liabilities and capital 1 22 Reserve balances with Federal Reserve Banks ?, no SUPPLYING RKSKRVK FUNDS 1 Reserve Bank credit outstanding U.S. government securities2 2 Bought outright —System account 3 Held under repurchase agreements Federal agency obligations 4 Bought outright 5 Held under repurchase agreements 6 Acceptances Loans to depository institutions 7 Adjustment credit 8 Seasonal credit 9 Extended credit .. 10 Float . 1 1 Other Federal Reserve assets , . 12 Gold stock 13 Special drawing rights certificate account 14 Treasury currency outstanding ABSORBING RKSKRVK FUNDS 15 Currency in circulation 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury 1 8 Foreign 19 Service-related balances and adjustments . . 20 Other 21 Other Federal Reserve liabilities and capital 1 22 Reserve balances with Federal Reserve Banks 2. Reserves of depository institutions and Reserve Bank credit, 19941—Continued B. Weekly averages of daily figures, ending on date indicated—Continued Millions of dollars, week ending Wednesday May 11 May 18 May 25 June 1 June 8 June 15 June 22 June 29 July 6 382,150 382 315 382,564 384 024 386 677 385 440 388 362 387 362 394 190 343,133 655 343,419 1,449 344,147 1,716 343 723 2,905 350047 348 867 350 769 o 348 22 1 1 705 350 110 5 652 4,040 4,022 4,016 3,977 3,977 136 0 942 0 3 955 3 952 836 0 o 3 938 3 920 106 0 0 0 o 129 0 309 0 46 110 0 482 122 133 0 446 30 148 0 21 57 172 0 501 27 180 0 541 13 192 0 300 84 242 o 962 107 278 0 523 444 306 0 701 33,576 Factor 32,588 31,543 31,852 31,904 32 112 32 353 32,461 32 748 1 1 ,052 8,018 22,402 1 1 ,052 8,018 22,421 1 1 ,052 8 018 22,441 1 1 ,053 8018 22,461 1 1 ,052 8 018 22,475 11 052 8 018 22 490 ( I 052 8 018 22 505 11 052 8 018 22,519 11 052 8 018 22 534 373,435 374,068 374,057 377,210 378,371 378 641 379,139 375 378 547 381,370 378 373 361 358 358 357 355 354 6,067 5,997 5,287 4,683 4,993 4 826 7,064 7,561 5,917 SUPPLYING RESERVE FUNDS 1 Reserve Bank credit outstanding U.S. government securities2 2 Bought outright— System account 3 Held under repurchase agreements Federal agency obligations 4 Bought outright 5 Held under repurchase agreements 6 Acceptances Loans to depository institutions 7 Adjustment credit 8 Seasonal credit 9 Extended credit 10 Float 11 Other Federal Reserve assets 12 Gold stock . 13 Special drawing rights certificate account 14 Treasury currency outstanding , .. 0 0 o 0 ABSORBING RESERVE FUNDS 15 Currency i n circulation . . . . . 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury . 1 8 Foreign 19 Service-related balances and adjustments .. 20 Other 21 Other Federal Reserve liabilities and capital 22 Reserve balances with Federal Reserve Banks*1 160 205 215 166 184 176 172 182 320 6,163 6,055 6,015 5,975 5,878 5 839 5,926 5,867 6,138 308 318 282 292 300 314 274 276 10,440 26,349 10,489 27 358 10,566 26 303 300 10,363 26 747 10,791 27 348 10,756 26 106 10,712 26 844 10,758 24,816 1 1 ,746 27 673 July 13 July 20 July 27 Aug. 3 Aug. 10 Aug. 17 Aug. 24 Aug. 31 Sept, 7 394,215 390,874 386,916 390,388 392,767 389,719 390,194 390,397 392,845 349 405 5,179 348,287 3,031 349 376 349 076 4,114 348 343 2,861 348 528 3,739 348 953 2,793 353 916 0 348 816 2,688 3,920 1,636 3,920 2,002 3,911 3,900 3,900 3,895 3,895 3,837 0 0 800 0 996 0 651 0 807 0 3,837 1,413 25 335 0 807 84 378 1 406 38 405 o 13 419 0 533 13 440 0 529 25 460 302 52 420 0 181 529 o 35 476 0 539 32 907 32,765 32 884 33,531 33,715 32 988 32 212 32,351 1,108 32,440 11 052 8,018 22,551 1 1 ,052 8,018 22,569 11 052 8,018 22,587 1 1 ,052 8,018 22,604 1 1 ,053 8,018 22,630 11 054 8,018 22 656 11 054 8,018 22,682 1 1 ,054 8,018 22,709 1 1 ,054 8,018 22,724 384,658 383,444 382,468 383,081 384,580 384 818 384,219 387,298 352 353 352 384,306 354 353 361 368 5 373 5,046 5,422 4 780 5,208 5,029 4,514 SUPPLYING RESERVE FUNDS 1 Reserve Bank credit outstanding U.S. government securities2 Bought outright —-System account Held under repurchase agreements Federal agency obligations 4 Bought outright . . . 5 Held under repurchase agreements 6 Acceptances Loans to depository institutions 7 Adjustment credit 8 Seasonal credit . . ... ... 9 Extended credit 10 Float 11 Other Federal Reserve assets 2 3 ...... 12 Gold stock 13 Special drawing rights certificate account 14 Treasury currency outstanding 0 0 0 656 429 0 11 450 0 ABSORBING RESERVE FUNDS 15 Currency in circulation 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury 18 Foreign . 19 Service-related balances and adjustments 20 Other 21 Other Federal Reserve liabilities and capital 22 Reserve balances with Federal Reserve Banks3 358 353 6,031 4,581 185 173 182 186 191 178 182 208 186 6,055 279 11,581 26,689 5,791 300 10,872 27,000 5,815 236 10,780 23,365 5,707 268 11,315 26,108 5,578 292 1 1 ,292 26,761 5,491 314 1 1 ,063 24,451 5,556 323 1 1 ,095 24,927 5,514 321 1 1 ,229 25,297 5,324 355 10,893 25,704 2. Reserves of depository institutions and Reserve Bank credit, 19941—Continued B. Weekly averages of daily figures, ending on date indicated—Continued Millions of dollars, week ending Wednesday Sept. 14 Sept. 21 Sept. 28 Oct. 5 Oct. 12 Oct. 19 Oct. 26 Nov. 2 394,266 393,002 391,811 393,136 396,235 394,426 394,749 396,105 355,484 309 354,977 0 353,810 0 353,769 917 356,211 1,052 353,754 1,791 353,467 2,211 353,635 2,664 3,828 1,000 0 3,817 0 0 3,812 0 0 3,806 159 0 3,793 559 0 3,762 161 0 3,757 448 0 3,744 386 0 9 424 0 535 32,677 60 443 0 832 32,874 94 472 0 467 33,156 49 424 0 517 33,495 12 381 0 444 33,783 10 348 0 719 33,882 32 303 0 535 33,996 13 258 0 995 34,410 1 1 ,054 8,018 22,740 1 1 ,054 8,018 22,755 11,054 8,018 22,771 11,054 8,018 22,786 1 1 ,054 8,018 22,806 1 1 ,054 8,018 22,825 1 1 ,053 8,018 22,H45 11,053 8,018 22,H65 387,624 371 385,914 384 385,191 365 386,455 364 389,559 369 389,639 367 388,836 371 389,639 363 5,576 171 5,134 316 11,144 25,741 7,367 179 5,101 331 11,151 24,404 6,195 229 5,099 300 11,384 24,890 6,150 263 5,032 330 11,853 24,546 5,594 191 5,054 339 1 1 ,85 1 25,157 5,112 177 4,697 346 1 1 ,420 24,566 5,078 176 4,715 325 11,672 25,492 6,119 186 4,7H2 336 12,000 24,616 Nov. 9 Factor Nov. 16 Nov. 23 Nov. 30 Dec. 7 Dec. 14 Dec. 21 Dec. 28 396,013 399,576 400,702 400,887 400,295 402,024 405,775 410,033 354,941 1,960 358,166 2,743 359,509 3,553 359,214 3,134 363,847 0 364,693 718 364,572 3,086 364,225 6,832 3,744 344 0 3,744 807 0 3,744 1,193 0 3,684 1,694 0 3,674 0 0 3,661 300 0 3,644 1,157 0 3,642 1 ,046 0 242 188 0 397 34,198 40 164 0 705 33,208 57 140 0 764 31,743 97 127 0 674 32,264 97 0 874 31,692 28 91 0 575 31,957 133 104 0 834 32,244 65 118 0 1,478 32,626 1 1 ,052 8,018 22,882 1 1 ,052 8,018 22,899 1 1 ,052 8,018 22,917 11,051 8,018 22,934 11,051 8,018 22,947 11,051 8,018 22,961 11,051 8,018 22,974 11,051 8,018 22,987 391,736 364 394,309 371 394,280 396 396,145 390 396,044 383 397,002 347 398,299 342 401 ,973 335 5,503 166 4,725 322 12,222 22,926 5,225 181 4,685 318 11,755 24,701 4,821 197 4,537 310 12,098 26,049 5,351 224 4,451 302 11,902 24,125 4,337 175 4,454 317 11,246 25,356 6,044 189 4,876 320 11,706 23,570 6,697 178 4,546 317 12,403 25,035 6,973 219 4,462 278 12,584 25,266 SUPPLYING RKSKRVE FUNDS 1 Reserve Bank credit outstanding U.S. government securities 2 2 Bought outright— System account 3 Held under repurchase agreements Federal agency obligations 4 Bought outright 5 Held under repurchase agreements 6 Acceptances Loans to depository institutions 7 Adjustment credit 8 Seasonal credit 9 Extended credit 10 Float . . .. 1 1 Other Federal Reserve assets 12 Gold stock 13 Special drawing rights certificate account 14 Treasury currency outstanding .. ABSORBING RESERVE FUNDS 1 5 Currency in circulation 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 1 7 Treasury 18 Foreign 19 Service-related balances and adjustments 20 Other 21 Other Federal Reserve liabilities and capital 3 22 Reserve balances with Federal Reserve Banks SUPPLYING RESERVE FUNDS 1 Reserve Bank credit outstanding U.S. government securities15 2 Bought outright—System account 3 Held under repurchase agreements Federal agency obligations 4 Bought outright 5 Held under repurchase agreements 6 Acceptances Loans to depository institutions 7 Adjustment credit ,. 8 Seasonal credit 9 Extended credit 10 Float 1 1 Other Federal Reserve assets 12 Gold stock 13 Special drawing rights certificate account 14 Treasury currency outstanding ABSORBING RKSKRVK FUNDS 15 Currency in circulation 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury 18 Foreign 19 Service-related balances and adjustments 20 Other 21 Other Federal Reserve liabilities and capital 3 22 Reserve balances with Federal Reserve Banks 2. Reserves of depository institutions and Reserve Bank credit, 19941—Continued C. Wednesday figures Millions of dollars Jan. 5 Jan. 12 Jan. 19 Jan. 26 Feb. 2 Feb. 9 Feb. 16 Feb. 23 Mar. 2 377 743 370 834 385 967 375 518 385 430 374 978 370 332 378 365 378 379 334 304 3 310 332 913 0 332 301 7 790 334 706 0 332 102 11 601 332 508 0 331 286 2 698 335 098 3 449 133 420 6 854 4 522 639 0 Factor 4,522 0 0 4,522 859 0 4,437 0 4437 2,050 o 4437 0 0 4 382 452 4 382 230 () 4 237 815 () 3 19 9 30 22 31 9 17 11 0 19 0 3,504 32,843 14 15 31 322 16 t) 3,732 31 448 16 0 1,168 34 029 15 0 4,994 33 003 32 278 SUPPLYING RESERVE FUNDS 1 Reserve Bank credit outstanding U.S. government securities 2 2 Bought outright— System account 3 Held under repurchase agreements Federal agency obligations 4 Bought outright 5 Held under repurchase agreements 6 Acceptances Loans to depository institutions 7 Adjustment credit 8 Seasonal credit 9 Extended credit 10 Float 11 Other Federal Reserve assets . .. o o 1 225 8 0 1,440 32 296 11 054 8,018 22 101 12 Gold stock 13 Special drawing rights certificate account 14 Treasury currency outstanding 32,444 17 0 7,450 33 010 1 1 ,053 8,018 22,116 11 053 8,018 22 130 11 053 8,018 22,145 11 053 8,018 22 160 11 053 8,018 22 178 11 053 8,018 22 196 1 1 ,051 8,018 22,214 11 051 8,018 22,212 365 574 363,703 363 219 361 558 364 086 364 761 365,827 365,876 384 361 969 381 377 378 375 374 174 365 374 6,736 4,093 7,450 9,184 20,148 5,053 2,953 4,920 4,369 263 171 235 327 301 242 385 189 159 6,571 6,957 7,095 6,844 6,697 7,150 6,544 7,226 942 o o 146 742 ABSORBING RESERVE FUNDS 15 Currency in circulation 16 Treasury cash holdings . Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury 18 Foreign . . 19 Service-related balances and adjustments 2 0 Other . . . . . 21 Other Federal Reserve liabilities and capital 22 Reserve balances with Federal Reserve Banks'1 .. 7,183 224 299 297 287 310 319 324 307 393 9,406 29 760 9,459 26,955 9,752 38,744 9,597 28,560 9,481 27,380 9,548 29,455 9,697 25,922 9,705 3 1 ,792 10,122 31,163 Mar. 9 Mar. 16 Mar. 23 Mar. 30 Apr. 6 Apr. 13 Apr. 20 Apr. 27 May 4 374,479 378,908 378,934 380,314 383,490 378,045 384,970 382,112 385,819 333 803 3,174 335,800 5,729 336,824 3,725 337,620 4,634 340,054 4,423 338,513 374 343,454 3,034 343,160 0 346,650 0 4,237 4,237 4,237 4,227 4,177 4,102 4,098 4,047 4,047 555 0 505 0 550 0 510 0 200 0 0 0 0 0 0 0 0 0 5 15 0 469 99 19 0 129 24 37 0 673 37 37 0 244 12 39 0 964 187 43 0 75 83 0 753 46 105 0 .. 32,220 32,389 32,863 33,004 33,621 1,313 33,513 60 67 0 169 34,088 33,994 1,370 33,601 .... 1 1 ,053 8,018 22,250 1 ! ,053 8,018 22,268 1 1 ,052 8,018 22,287 1 1 ,052 8,018 22,305 1 1 ,052 8,018 22,324 1 1 ,052 8,018 22,338 1 1 ,053 8,018 22,353 1 1 ,052 8,018 22,367 1 1 ,052 8,018 22,382 369,201 373,079 SUPPLYING RESERVE FUNDS 1 Reserve Bank credit outstanding U.S. government securities 2 Bought outright— System account Held under repurchase agreements Federal agency obligations 4 Bought outright 5 Held under repurchase agreements 6 Acceptances Loans to depository institutions 7 Adjustment credit . 8 Seasonal credit 9 Extended credit . . . 1o Float 11 Other Federal Reserve assets 2 3 . 12 Gold stock . . . . 13 Special drawing rights certificate account 14 Treasury currency outstanding . . ,. .. ABSORBING RESERVE FUNDS 15 Currency in circulation . .. . . ... 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury .. 1 8 Foreign 19 Service-related balances and adjustments 20 Other . . 21 Other Federal Reserve liabilities and capital 22 Reserve balances with Federal Reserve Banks 3 367,068 367,512 367,761 379 383 375 4,722 8,193 3,952 204 6,386 345 9,703 26,992 371,391 372,097 371,412 37 1 ,580 370 375 378 378 378 379 5,562 4,308 3,904 9,166 7,543 10,373 173 187 198 209 209 235 200 164 6,742 382 9,820 27,042 6,654 513 9,835 31,014 6,334 300 9,835 29,889 6,232 318 10,535 31,515 6,231 274 9,955 26,405 6,714 305 9,993 28,190 6,308 308 9,989 27,245 6,322 319 9,991 26,645 2. Reserves of depository institutions and Reserve Bank credit, 1994'—Continued C. Wednesday figures—Continued Millions of dollars May 1 1 May 18 May 25 June 1 JuneS June 15 June 22 June 29 July 6 380,611 381,730 383,882 387,823 386,066 387,637 388,715 388,922 395,026 342,801 342,512 2,016 346,899 351,146 351,581 375 344,960 4,405 349,019 0 0 0 0 347,643 3,979 348,465 5,182 4,022 4,022 3,977 3,952 3,952 3,920 3,920 955 0 725 0 3,977 I 300 3,977 0 0 Factor 0 0 0 0 100 0 463 0 34 121 0 266 48 140 0 638 2,375 33,367 1 1 ,052 8,018 22,402 SUPPLYING RHSKKVK FUNDS 1 Reserve Bank credit outstanding U.S. government securities 2 ? Bought outright— System account 1 Held under repurchase agreements Federal agency obligations 4 Bought outright . . *> Held under repurchase agreements 6 Acceptances . . .. Loans to depository institutions 7 Adjustment credit . . 8 Seasonal credit 9 Extended credit It) Float 11 Other Federal Reserve assets 12 Gold stock 11 Special drawing rights certificate account 1 4 Treasury currency outstanding . .. ...... . ... .. . . . . 0 0 0 35 165 0 41 40 178 0 994 19 178 0 836 19 205 0 95 319 263 0 121 96 284 0 480 31,400 31,665 31,969 32,037 32,220 32,477 32,221 1,523 32,77H 1 1 ,052 8,018 22,421 1 1 ,053 8,018 22,441 1 1 ,052 8,018 22,461 1 1 ,052 8,018 22,475 1 1 ,053 8,018 22,490 1 1 ,052 8,018 22,505 1 1 ,052 8,018 22,519 1 1 ,052 8,018 22,534 374,736 374,618 375,736 378,861 379,185 379,355 379,096 381,563 385,161 175 373 361 358 358 357 356 353 359 6 330 5 131 5 594 3 126 5 229 5 530 6682 6415 6958 171 178 222 177 163 178 166 163 175 6,163 6,055 6,015 5,975 5,878 5,839 5,926 5,867 6,138 321 0 ABSORBING RKSI-RVK FUNDS 1 S Currency in circulation . .. .. .,...,, 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 1 7 Treasury 1 8 Foreign . . . . 19 Service-related balances and adjustments 20 Other . . . 21 Other Federal Reserve liabilities and capital 22 Reserve balances with Federal Reserve Banks 1 . . . . . . 308 314 297 295 345 307 393 270 295 10 195 23,804 10 295 26,258 10 291 26,879 10 506 30,058 10 586 25,867 10 553 27,078 10 530 27,140 10634 25,226 11 460 26,085 July 13 July 20 July 27 Aug. 3 Aug. 10 Aug. 17 Aug. 24 Aug. 31 Sept. 7 393,342 391,304 388,080 391,591 391,952 385,299 390,455 393,969 397,176 349 254 4,198 347 568 4,337 350 895 0 348 291 4,925 348 594 4,299 34S 639 0 34H 564 3,990 349 110 6,519 154017 2,295 3,920 1,667 3,920 2,048 0 3,900 0 3,900 0 3,900 650 0 3,895 0 0 3,895 550 0 3,837 1 ,732 3,837 1,500 0 24 356 0 951 396 399 0 43 414 0 7 431 200 41 483 0 516 35 459 0 117 32,972 - 177 33,006 14 451 0 490 U 440 - 156 32,793 76 419 0 446 33 534 33 872 31 810 32 416 31 960 2 659 12 618 1 1 ,052 8,018 22,551 1 1 ,052 8,018 22,569 1 1 ,052 8,018 22,587 1 1 ,052 8,018 22,604 1 1 ,054 8,018 22,630 11 054 8,018 22,656 11 055 8,018 22,682 1 1 054 8,018 22,709 I I 054 8,018 22,724 384,827 383,584 383,296 384,626 385,745 385,319 384799 347 352 353 352 386,058 388,659 354 352 360 168 169 5 823 5 602 6 744 6 289 6522 5 494 5 994 5 919 SUPPLYING RKSKRVK FUNDS 1 Reserve Bunk credit outstanding U.S. government securities 2 Bought out right—System account Held under repurchase agreements Federal agency obligations 4 Bought outright . 5 Held under repurchase agreements 6 Acceptances Loans to depository institutions 7 Adjustment credit 8 Seasonal credit 9 Extended credit U) Float 11 Other Federal Reserve assets 2 1 1? Gold stock 13 Special drawing rights certificate account 14 Treasury currency outstanding* o o o o o o ABSORBING RKSKKVK FUNDS 15 Currency in circulation , . . 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 1 7 Treasury 1 8 Foreign 19 Service=i*elated balances and adjustments 20 Other . . . 21 Other Federal Reserve liabilities and capital 1 22 Reserve balances with Federal Reserve Banks- 10 5 275 283 167 163 181 164 163 164 188 6,055 5,791 5,707 233 5,815 5,578 5,491 5 556 5,514 267 217 281 305 329 317 289 327 10,697 27,240 10,708 26,258 10,569 23,722 1 1 ,235 24,139 10,877 24,344 10,772 18,079 10,934 24,584 10,864 26,476 10,989 27,373 192 5,124 2. Reserves of depository institutions and Reserve Bank credit, 19941—Continued C. Wednesday figures—Continued Millions of dollars Sept. 14 Sept. 21 Sept, 28 Oct. 5 Oct. 12 Oct. 19 Oct. 26 Nov. 2 393,482 393,163 387,959 393,065 393,716 395,316 395,802 398,046 355,896 0 354,496 0 349,846 0 354,761 0 353,925 0 353,103 4,180 356,241 1,139 354,284 3 615 3,817 0 0 3,817 0 0 3,806 0 0 3,806 0 0 3,762 0 0 3,762 375 0 3,744 3 744 500 0 400 0 13 432 0 539 32,785 301 459 0 1,085 33,005 92 478 0 529 33,209 J2 389 0 421 33,677 10 373 0 1,804 33,841 11 326 0 -281 33,840 82 288 0 -231 34,039 21 216 () 882 34 884 1 1 ,054 8,018 22,740 1 1 ,054 8,018 22,755 1 1 ,054 8,018 22,771 1 1 ,054 8,018 22,786 1 1 ,054 8,018 22,806 1 1 ,053 8,018 22,825 1 1 ,053 8,018 22,845 1 1 052 8,018 22,865 387,536 387 386,125 366 386,332 363 388,374 369 390,847 367 389,874 372 389,748 391,299 363 363 5,581 192 5,134 286 11,003 25,173 11,359 188 5,101 300 10,948 20,604 6,658 399 5,099 256 11,181 19,513 5,283 181 5,032 335 1 1 ,657 23,693 5,022 165 5,054 326 11,182 22,632 5,510 170 4,697 280 11,247 25,064 5,912 4,806 320 140 11,452 25,030 12,205 25,989 Nov. 9 Factor Nov. 16 Nov. 23 Nov. 30 Dec. 7 Dec. 14 Dec. 21 Dec. 28 SUPPLYING RESERVE FUNDS 1 Reserve Bank credit outstanding U.S. government securities2 2 Bought outright — System account 3 Held under repurchase agreements . . . Federal agency obligations 4 Bought outright . .... 5 Held under repurchase agreements 6 Acceptances .. Loans to depository institutions 7 Adjustment credit ... 8 Seasonal credit 9 Extended credit . 10 Float 11 Other Federal Reserve assets ... .... .... 12 Gold stock . . . . 13 Special drawing rights certificate account 14 Treasury currency outstanding . ... ... ... ... ... ABSORBING RESERVE-: FUNDS 15 Currency in circulation 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury . 1 8 Foreign 19 Service- related balances and adjustments 20 Other 21 Other Federal Reserve liabilities and capital 22 Reserve balances with Federal Reserve Banks3 178 198 4,715 4,782 SUPPLYING RESERVE FUNDS 1 Reserve Bank credit outstanding . U.S. government securities2 Bought outright—System account Held under repurchase agreements Federal agency obligations 4 Bought outright . 5 Held under repurchase agreements 6 Acceptances . . . .... Loans to depository institutions 7 Adjustment credit 8 Seasonal credit .. 9 Extended credit 10 Float .... 1 1 Other Federal Reserve assets .... 397,399 399,901 403,171 402,176 398,397 402,658 408 235 411 612 .. 356,721 400 358,817 3,310 359,627 4,306 359,190 6,510 360,535 0 364,100 1,675 365,323 5 120 364,942 6 020 3,744 760 0 3,744 850 0 3,744 2050 0 3,674 1 655 0 3,674 o 3 644 1,617 1 000 0 3,644 700 0 1,641 175 0 30 33,928 16 163 0 1,317 31,685 338 131 0 930 32,046 31 113 0 = 424 31,428 720 93 22 97 1,541 31,834 244 32,177 811 104 () 657 32 476 5 ,060 32 786 12 Gold stock . 13 Special drawing rights certificate account 14 Treasury currency outstanding . . . .. 1 1 ,052 8 018 22,882 1 1 ,052 8,018 22,899 1 1 ,052 8 018 22,917 1 1 ,052 8 018 22,934 1 1 ,05 1 8 018 22,947 1 1 ,05 1 8 018 22,961 1 1 051 8 018 22 974 11 05 1 8 018 22,987 15 Currency in circulation .. .... 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury .. 1 8 Foreign 19 Service -related balances and adjustments 20 Other . .. .... 21 Other Federal Reserve liabilities and capital 3 22 Reserve balances with Federal Reserve Banks 393,898 367 394,665 397 395,885 391 396,795 389 397,278 347 398,353 400 564 404,501 344 315 135 6,272 161 4,725 304 11 452 22,173 4,250 184 4,685 331 1 1 ,567 25,792 4 532 198 4,537 290 11 905 27,420 5,348 230 4,451 302 11,133 25,532 4,970 166 4,454 324 11,354 21,519 5,977 8 751 7,677 2 1 ... .... .... o o 100 0 () 53 1 14 () ABSORBING RESERVE FUNDS 206 192 171 4,876 4,546 4,462 314 3)9 271 11,837 22,782 12 376 23,194 12,271 25,976 11 2. Reserves of depository institutions and Reserve Bank credit, 19941—Continued D. End-of-month figures Millions of dollars Feb. Mar. Apr. May June 382,176 375,262 381,269 381,576 386,79? 396,529 331,995 8,657 333,404 4,925 337,260 5,300 343,079 0 344,365 4,405 347,644 10,059 4,437 519 0 4,335 160 0 4,227 150 0 4,047 0 0 3,977 1,300 0 3,920 580 0 109 12 0 2,453 33,993 34 14 0 382 32,008 426 37 0 444 33,424 151 82 0 47 34,169 76 164 0 473 32,038 415 286 0 866 32,760 11,053 8,018 22,160 11,053 8,018 22,232 11,052 8,018 22,324 11,053 8,018 22,382 11,052 8,018 22,461 11,052 8,018 22,534 360,919 378 364,947 365 369,038 370 370,701 378 377,939 361 382,159 353 21,541 257 6,697 255 9,759 23,60! Factor 4,S86 191 7,226 373 10,337 28,240 6,18! 454 6,232 316 10,618 29,455 7,965 171 6,322 312 10,189 26,990 5.675 174 5,975 278 10,836 27,091 9,356 604 6,138 2«6 11,825 27,412 Jan. SUPPLYING RHSKKVU FUNDS 1 Reserve Bank eredit outstanding U.S. government securities 3 2 Bought outright -System account 3 Held under repurchase agreements Federal agency obligations 4 Bought outright 5 Held under repurchase agreements 6 Acceptances T Loans to depository institutions 7 Adjustment credit 8 Seasonal credit 9 Extended credit 10 Float 11 Other Federal Reserve assets 12 Gold stock . 13 Special drawing rights certificate account 14 Treasury currency outstanding . ABSORBING RKSHRVH FUNDS 15 Currency in circulation 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury 18 Foreign 19 Service-related balances and adjustments 20 Other 21 Other Federal Reserve liabilities and capital 22 Reserve balances with Federal Reserve Banks 1 July | Aug. [ Sept. | Oct. | Nov. [ ~Dec" SUPPLY INC i RKSHRVH FUNDS 1 Reserve Bank credit outstanding U.S. government securities" 2 Bought outright-System account 3 Held under repurchase agreements Federal auency obligations 4 Bought outright 5 Held under repurchase agreements 6 Acceptances Loans to depository institutions 7 Adjustment credit 8 Seasonal credit 9 Fxtended credit 10 Float 11 Other Federal Reserve assets 12 Gold stock 13 Special drawing rights certificate account 14 Treasury currency outstanding 390,930 . 395,756 402,176 411,368 349,110 6,519 353,010 2,140 352,313 3,615 359,190 6,510 364,519 9,565 3,900 1,350 0 ,. 393,466 348,838 2,770 . 393,969 3,837 1,732 0 3,806 370 0 3,744 400 0 3,674 1,655 0 3,637 1,025 0 39 420 0 -9 33,623 35 459 0 317 31,960 69 436 0 188 33,448 17 247 0 579 34,841 31 113 0 424 31,428 148 75 0 716 33,115 11,052 8,018 22,604 11,054 8,018 22,709 11,054 8,018 22,786 11,053 8,018 22,865 11,052 8,018 22,934 11,051 8,018 23,001 382,244 352 386,058 368 385,572 363 389,682 363 396,795 389 403,850 335 3,683 IB2 5,707 244 11,394 28,799 5,994 188 5,514 289 10,864 26,476 6,848 342 5,032 318 12,012 24,837 5,164 223 4,782 392 12,584 24,502 5,348 230 4,451 302 11,133 25,532 7,161 250 4,463 876 11,959 24,543 AHSOKUINC; RHSHKVK FUNDS 15 Currency in circulation 16 Treasury cash holdings Deposits, other than reserve balances, with Federal Reserve Banks 17 Treasury IK Foreign 19 Service-related balances and adjustments 20 Other 21 Other Federal Reserve liabilities and capital 22 Reserve balances with Federal Reserve Banks 1 12 3. Reserves and borrowings of depository institutions, 19941 A. Prorated monthly averages of biweekly averages1 Millions of dollars Reserve classification Fe b. Jan. 2 1 Reserve balances with Reserve Banks . . . . 27,817 2 Total vault cash3 . 37.902 . . 34,254 3 Applied vault cash4 5 . . 3,647 4 Surplus vault cash . , 62,072 5 Total reserves" 60.624 6 Required reserves 7 Excess reserve balances at Reserve 7 Banks 1 ,448 8 Total borrowings at Reserve Banks8 73 9 Seasonal borrowings 15 0 10 Extended credit9 Mar. Apr. May June July Aug. Se pt. Oct. Nov. Dec. 26, 922 36. 296 32, 671 3,625 59,593 58. 454 27,396 35,589 32,208 3,380 59,605 58,638 29,614 35,222 32,027 3,195 61,641 60,489 26,790 35,897 32,483 3,414 59,273 58,358 26,502 36,906 33,422 3,484 59,924 58,819 25,996 37,644 34,096 3,548 60,092 58,985 25,284 37,618 34,052 3,566 59,337 58,333 25,157 38,433 34,794 3,639 59,951 58,891 24,745 38,231 34,745 3,486 59,490 58,686 24,715 38,933 35,291 3,642 60,006 58,999 24,658 40,365 36,682 3,683 61,340 60,172 1 140 70 15 0 967 55 24 0 1,151 124 57 0 915 200 134 0 1,105 333 226 0 1,107 458 364 0 1,004 469 445 0 1,060 487 444 0 804 380 339 0 ,008 249 164 0 1,168 209 100 0 B. Biweekly averages of daily figures' Millions of dollars; two week periods ending on dates indicated Reserve classification Jan. 5 Jan. 19 Feb. 2 Feb. 16 Mar. 2 Mar, 16 Mar. 30 1 Reserve balances with Reserve Banks2 . . 2 Total vault cash3 3 Applied vault cash4 4 Surplus vault cash5 5 Total reserves6 6 Required reserves 7 Excess reserve balances at Reserve Banks 7 8 Total borrowings at Reserve Banks 8 . . . 9 Seasonal borrowings 10 Extended credit9 30,367 36,498 33,279 3,219 63,646 62,405 28,745 38,254 34,691 3,564 63,435 61,759 25,672 38,076 34,152 3,924 59,824 58,557 26,339 37,477 33,651 3,827 59,989 58,878 27,811 34,623 31,282 3,341 59,093 57,942 27,139 36,658 33,105 3,553 60,244 59,192 27,434 34,669 31,440 3,229 58,874 58,013 1,241 142 16 0 1,676 74 11 0 ,267 45 18 0 1,112 95 15 0 1,151 45 15 0 1,052 39 17 0 861 68 32 0 Apr. 13 Apr. 27 May 11 May 25 JuneS June 22 July 6 29,641 35,441 32,268 3,173 61,909 61,012 30,212 34,756 31,599 3,158 61,810 60,350 26,702 36,452 32,983 3,469 59,684 58,871 26,848 35,325 31,952 3,373 58,800 57,881 26,816 36,214 32,806 3,408 59,622 58,531 26,473 37,237 33,689 3,548 60,162 59,264 26,239 37,021 33,571 3,450 59,810 58,330 897 125 40 0 1 ,460 114 64 0 814 170 102 0 919 216 141 0 1,092 218 176 0 898 266 217 0 1 ,480 568 292 0 July 20 Aug. 3 Aug. 17 Aug. 31 Sept. 14 Sept. 28 Oct. 12 26,908 37,189 33,754 3,435 60,662 59,902 24,703 38,565 34,818 3,747 59,521 58,176 25,594 38,119 34,486 3,633 60,080 59,141 25,099 36,915 33,455 3,460 58,554 57,559 25,720 38,453 34,839 3,614 60,559 59,643 24,641 38,399 34,700 3,699 59,341 58,138 24,824 38,539 35,138 3,401 59,962 58,907 760 412 357 1,346 458 413 0 939 442 430 0 995 498 468 0 917 447 437 0 1,204 535 458 0 1 ,055 433 403 0 Oct. 26 Nov. 9 Nov. 23 Dec. 7 Dec. 21 Dec. 28 25,025 37,609 34,137 3,472 59,161 58,587 23,771 39,238 35,506 3,733 59,276 58,435 25,360 38,237 34,677 3,560 60,037 59,092 24,638 39,936 36,245 3,691 60,883 59,538 24,288 40,864 37,082 3,782 61,370 60,291 25,189 39,967 36,429 3,539 61,618 60,45 1 574 346 326 0 841 351 223 0 945 201 152 0 1,346 216 112 0 1,080 179 98 0 1,167 246 95 0 2 1 Reserve balances with Reserve Banks . . 2 Total vault cash3 3 Applied vault cash4 4 Surplus vault cash5 5 Total reserves6 6 Ret] ui red reserves 7 Excess reserve balances at Reserve Banks7 .... 8 Total borrowings at Reserve Banks8 . . . 9 Seasonal borrowings 10 Extended credit9 2 1 Reserve balances with Reserve Banks . . 2 Total vault cash3 3 Applied vault cash4 4 Surplus vault cash5 5 Total reserves6 6 Required reserves 7 Excess reserve balances at Reserve Banks 7 .. 8 Total borrowings at Reserve Banks 8 . . . 9 Seasonal borrowings 10 Extended credit9 1 Reserve balances with Reserve Banks 2 2 Total vault cash3 3 Applied vault cash4 4 Surplus vault cash5 5 Total reserves6 6 Required reserves . 7 Excess reserve balances at Reserve Banks7 8 Total borrowings at Reserve Banks8 9 Seasonal borrowings 10 Extended credit9 .. ' 13 4. Selected borrowings in immediately available funds of large banks, 19941 Millions of dollars, averages of daily figures Week ending Monday Jan. 3 5 6 7 8 Repurchase agreements on U.S. government and federal agency securities Brokers and nonbank dealers in securities For one day or under continuing contract For all other maturities , ... All other customers For one day or under continuing contract For all other maturities Jan. 24 Jan. 31 Feb. 7 Feb. 14 Feb. 21 Feb. 28 71,030 14,689 72,206 13,159 69,412 13,339 69,901 14,008 68,093 13,283 70,698 13,412 68,647 13,216 69,380 12,394 67,817 12,273 15,261 22,208 14,680 20,858 15,997 19,981 22,299 19,147 18,438 17,826 21,005 17,033 19,805 17,192 21,562 16,883 22,806 17,384 19,468 33,384 19,706 34,745 18,772 33,997 19,477 32,358 17,834 32,764 19,103 30,461 21,367 31,191 19,800 29,355 19,883 31,756 31,007 17,948 30,525 15,758 30,312 16,372 31,693 16,307 33,423 16,856 30,634 16,281 29,805 17,279 30,221 18,224 31,022 17,615 47,352 27,296 44,243 25,584 42,538 27,352 46,578 29,037 46,844 29,662 47,399 30,152 44,030 24,625 43,221 24,542 41,945 24,834 Mar, 14 Mar. 21 Mar. 28 Apr. 4 Apr. 1 1 Apr. 18 Apr. 25 May 2 72,061 11,227 70,228 12,393 66,607 12,080 64,511 11,902 72,138 13,351 71,680 1 1 ,424 69,568 12,785 63,648 13,226 65,804 13,004 25,708 18,524 24,179 20,512 26,751 17,679 27,318 18,003 23,688 20,146 24,751 19,158 21,512 19,909 22,378 21,662 18,933 19,425 23,111 30,980 26,200 34,247 26,058 33,094 23,828 33,424 21,263 36,437 26,176 35,578 25,804 38,363 23,213 34,276 20,419 33,846 30,694 17,038 31,091 17,372 30,169 16,986 30,914 16,946 28,493 19,575 31,750 16,099 31,907 16,396 29,831 16,464 30,306 16,845 44,037 25,409 42,657 25,143 43,880 24,335 44,544 23,888 52,751 23,638 43,928 25,634 45,846 24,176 48,620 21,753 52,788 22,402 May 9 1 4 Jan. 17 Mar. 7 1 2 Federal funds purchased, repurchase agreements, and other selected borrowings From commercial banks in the United States For one day or under continuing contract For all other maturities . ... From other depository institutions, foreign banks and official institutions, and U.S. government agencies For one day or under continuing contract For all other maturities . ... Jan. 10 May 16 May 23 May 30 June 6 June 13 June 20 June 27 July 4 68,573 12,781 68,148 12,765 66,671 12,532 66,615 12,554 67,500 12,187 67,573 12,150 65,141 12,166 65,682 12,462 76,OH5 12,530 18,210 20,093 20,401 21,017 23,418 21,750 20,452 21,704 20,999 21,848 22,330 22,032 24,392 22,501 23,238 23,410 20,796 23,863 22,490 33,538 24,103 29,969 24,345 30,802 22,428 34,446 22,637 34,183 21,846 35,588 22,667 33,263 21,603 31,236 23,20H 31,657 29,046 15,869 30,238 15,570 31,458 16,644 31,843 16,442 30,919 16,620 31,013 16,842 30,298 17,076 30,184 16,695 34,862 15,913 48,864 21,618 53,700 24,802 50,909 23,001 50,351 23,592 52,253 23,430 49,992 20,999 49.H9H 21,942 54,868 19,863 57,«77 23,581 Ml-IMO federal funds loans and resale agreements in immediately available funds in maturities of one day or under continuing contract 9 To commercial banks in the United States 10 To all other specified customers" . 1 2 3 4 *) 6 7 8 Federal funds purchased, repurchase agreements, and other selected borrowings From commercial banks in the United States For one day or under continuing contract For all other maturities From other depository institutions, foreign banks and official institutions, and U.S. government agencies For one day or tinder continuing contract For all other maturities . ... .... Repurchase agreements on U.S. government and federal agency securities Brokers and nonbank dealers in securities For one day or under continuing contract For all other maturities .. All other customers For one day or under continuing contract For all other maturities MKMO Federal funds loans and resale agreements in immediately available funds in maturities of one day or under continuing contract 9 To commercial banks in the United States K) To all other specified customers" . . ... .... 1 2 3 4 5 6 7 8 Federal funds purchased, repurchase agreements, and other selected borrowings From commercial banks in the United States For one day or under continuing contract For all other maturities . . ... .... From other depository institutions, foreign banks and official institutions, and U.S. government agencies For one day or under continuing contract For all other maturities . .. Repurchase agreements on U.S. government and federal agency securities Brokers and nonbank dealers in securities For one day or under continuing contract For ail other maturities All other customers For one day or under continuing contract For all other maturities MKMO Federal funds loans and resale agreements in immediately available funds in maturities of one day or under continuing contract 9 To commercial banks in the United States .. It) To all other specified customers^ 14 4. Selected borrowings in immediately available funds of large banks, 1994'—Continued Millions of dollars, averages of daily figures Week ending Monday Source and maturity July 1 1 5 6 7 8 Repurchase agreements on U.S. government and federal agency securities Brokers and nonbank dealers in securities For one day or under continuing contract For all other maturities . . All other customers For one day or under continuing contract For all other maturities MEMO Federal funds loans and resale agreements in immediately available funds in maturities of one day or under continuing contract 9 To commercial banks in the United States 10 To all other specified customers2 1 2 3 4 5 6 7 8 July 25 Aug. 1 Aug. 8 Aug. 15 Aug. 22 Aug. 29 Sept. 5 72,187 12,351 67,167 13,241 63,759 12,684 67,217 13,247 68,623 13,445 69,464 11,699 68,003 1 1 ,497 65,121 11,983 73,482 12,222 24,026 21,640 22,441 22,878 24,808 22,832 19,635 23,779 20,748 23,850 19,345 22,788 19,310 22,732 15,374 23,857 14,164 24,114 22,868 32,396 21,857 35,538 23,534 33,366 24,850 32,688 21,927 32,239 26,287 29,666 24,329 31,231 20,870 33,163 20,501 30,617 30,024 15,698 30,260 15,624 30,074 16,439 30,628 17,427 29,336 16,255 32,202 15,719 32,960 15,886 33,945 16,815 34,038 16,693 54,569 21,466 53,340 23,025 52,643 23,194 57,099 24,025 52,838 21,588 54,594 23,313 55,294 22,226 53,210 21,366 57,438 24,467 Sept. 19 Sept. 26 Oct. 3 Oct. 10 Oct. 17 Oct. 24 Oct. 31 69,513 12,379 68,603 13,519 69,748 13,863 74,018 12,857 76,922 12,492 74,735 12,889 69,000 13,879 70,078 15,923 17,237 22,508 17,122 21,881 20,778 21,300 19,779 21,455 19,023 20,655 18,205 20,607 17,998 22,922 16,697 22,242 23,144 32,514 21,588 32,677 22,503 31,861 23,178 28,866 23,964 29,424 24,034 28,486 22,995 32,730 22,000 31,755 33,613 16,345 32,897 16,393 32,826 17,661 34,050 16,814 33,091 16,528 33,451 16,698 33,799 17,004 32,802 17,134 51,871 21,256 55,427 21,439 61,185 22,985 61,657 21,031 58,607 21,283 59,293 21,488 56,776 21,415 59,630 21,842 Nov. 7 3 4 July 18 Sept. 12 1 2 Federal funds purchased, repurchase agreements, and other selected borrowings From commercial banks in the United States For one day or under continuing contract For all other maturities From other depository institutions, foreign banks and official institutions, and U.S. government agencies For one day or under continuing contract For all other maturities Nov. 14 Nov. 21 Nov. 28 Dec. 5 Dec. 12 Dec. 19 Dec. 26 75,506 16,685 72,680 14,817 76,936 17,343 75,917 15,437 82,747 14,513 79,782 14,558 78,752 14,980 77,920 15,644 17,472 22,074 18,901 22,471 19,591 21,515 18,073 21,391 18,153 20,202 16,984 20,633 17,591 20,037 22,326 20,757 22,406 30,936 23,109 29,056 25,838 26,975 17,864 32,825 24,632 28,210 19,819 31,472 20,422 31,867 20,530 26,583 34,363 16,875 33,299 16,955 35,679 17,389 34,426 19,751 35,109 17,816 35,423 18,384 35,089 18,719 34,904 19,537 60,309 22,347 61,075 22,091 60,160 22,707 63,006 22,601 64,465 23,074 63,837 22,093 70,480 21,769 73,702 20,303 Federal funds purchased, repurchase agreements, and other selected borrowings From commercial banks in the United States For one day or under continuing contract For all other maturities From other depository institutions, foreign banks and official institutions, and U.S. government agencies For one day or under continuing contract For all other maturities ... Repurchase agreements on U.S. government and federal agency securities Brokers and nonbank dealers in securities For one day or under continuing contract For all other maturities All other customers For one day or under continuing contract For all other maturities .. MBMO Federal funds loans and resale agreements in immediately available funds in maturities of one day or under continuing contract 9 To commercial banks in the United States 10 To all other specified customers2 1 2 3 4 5 6 7 8 Federal funds purchased, repurchase agreements, and other selected borrowings From commercial banks in the United States For one day or under continuing contract For all other maturities From other depository institutions, foreign banks and official institutions, and U.S. government agencies For one day or under continuing contract For all other maturities . ... Repurchase agreements on U.S, government and federal agency securities Brokers and nonbank dealers in securities For one day or under continuing contract For all other maturities All other customers For one day or under continuing contract For all other maturities MEMO Federal funds loans and resale agreements in immediately available funds in maturities of one day or under continuing contract 9 To commercial banks in the United States .. 10 To all other specified customers2 15 5. Federal Reserve Bank interest rates, 1985-1994 A. Adjustment credit to depository institutions 1 Percent per year, in effect December 31 1985 1986 I9H7 I9H8 I9B9 1990 . , 1991 1992 .. 1 993 1994 . .. .. .. Boston New York Philadelphia 75 5.5 6 6.5 7 6.5 35 3 3 4.8 Year 75 5.5 6 6.5 7 6.5 35 3 3 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.H Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 7.5 5.5 6 6.5 7 6.5 1.5 3 3 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.8 7.5 5.5 6 6.5 7 6.5 35 3 3 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.8 7.5 5.5 6 6.5 7 6.5 1.5 3 1 4.8 7.5 5.5 (> 6.5 7 6.5 3.5 3 1 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 1 4.8 B. Seasonal credit to depository institutions2 Percent per year, in effect December 31 (985 1 986 1987 19H8 1989 1 990 1991 1992 .. 1 993 1994 .. Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 7.5 55 6 6.5 7 6.5 3.5 3.2 31 5.9 Year 7.5 5.5 6 6.5 7 6.5 3.5 3.2 3.1 5.9 7.5 5.5 6 6.5 7 6.5 3.5 3.2 3.1 5.9 7.5 5.5 6 6.5 7 6.5 3.5 3.2 3.1 5.9 7.5 5.5 6 6.5 7 6.5 3.5 3.2 3.1 5.9 7.5 5.5 6 6.5 7 6.5 3.5 3.2 3.1 5.9 7.5 5.5 6 6.5 7 6.5 3.5 3.2 3.1 5.9 7.5 5.5 6 6.5 7 6.5 35 3.2 3.1 5.9 7.5 5.5 6 6.5 7 6.5 3.5 3.2 3.1 5.9 7.5 5.5 6 6.5 7 6.5 3.5 3.2 VI 5.9 7.5 5.5 6 6.5 7 6.5 3.5 3.2 3.1 5.9 7.5 5.5 6 6.5 7 6.5 3.5 3.2 3.1 5.9 Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas Sun Francisco 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.8 7.5 5=5 6 6.5 7 6.5 3.5 3 3 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 1 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.8 n.a. n.a. 7.7 9.5 8.9 B.O 4.8 3.7 3.6 6.4 n.a. n.a. 7.7 9.5 H.9 8.0 4.8 3.7 3.6 6.4 n.a. n.a. 7.7 9.5 H.9 8.0 4.8 3.7 3.6 6.4 n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4 C. Extended credit to depository institutions3 Percent per year, in effect December 31 Boston New York Philadelphia 7.5 5.5 6 6.5 7 6.5 35 3 3 4.8 Year 7.5 5.5 6 6.5 7 6.5 35 3 3 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.8 First 30 days of borrowing 1985 1986 1987 1988 1989 1990 1991 . 1 992 1993 1 994 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.8 7.5 5.5 6 6.5 7 6.5 3.5 ^ 3 4.8 7.5 5.5 6 6.5 7 6.5 3.5 3 3 4.8 After 30 days of borrowing* !985 1986 . 1 987 1988 1989 1990 1991 .. 1 992 1993 1994 . . . . . . n.a. n.a. 7.7 9.5 8.9 8.0 4.8 37 36 6,4 n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 36 6.4 n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4 n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4 n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4 n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4 n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4 n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4 6. Reserve requirements of depository institutions, December 31, 19941 Requirements Type of deposit3 Percent of deposits Effective date 3 10 12/20/94 12/20/94 3 No n personal time deposits'* 0 12/27/90 4 tiuroeurreney liabilities'* 0 12/27/90 Net transaction accounts* 1 $0 million $54 0 million1 2 More than $54.0 million 16 7. Federal Reserve open market transactions, 19941 Millions of dollars Type of transaction and maturity Year Jan. Feb. Mar. Apr. May June July Aug. Sept. O ct, 17,484 0 376,819 0 0 0 28,986 0 1,264 0 28,709 0 900 0 33,163 0 1,101 0 28,881 0 1,395 0 29,807 0 4,143 0 35,434 0 0 0 29,559 0 1,610 0 29,513 0 0 0 36,436 0 518 0 29,361 0 147 0 0 0 0 0 0 0 4,063 -639 -1,985 -3,605 0 0 0 209 0 2,316 -907 0 Dec. Nov, U.S. TREASURY SECURITIES 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Outright transactions (excluding matched transactions) Treasury bills Gross purchases Gross sales Exchanges Redemptions Others within one year Gross purchases Gross sales Maturity shifts Exchanges Redemptions One to five years Gross purchases Gross sales Maturity shifts Exchanges Five to ten years Gross purchases Gross sales Maturity shifts Exchanges More than ten years Gross purchases Gross sales Maturity shifts Exchanges All maturities Gross purchases Gross sales Redemptions Matched transactions 25 Gross purchases 26 Gross sales Repurchase agreements 27 Gross purchases 28 Gross sales 29 Net change in U.S. Treasury securities 1,238 0 0 -21,444 0 125 450 0 0 0 0 -2,430 460 1,790 0 =5,795 1 ,680 0 0 0 0 200 2,208 0 0 0 =460 -1,123 2,430 0 4,192 - 1 ,680 0 0 776 639 0 0 3,447 1,145 1,413 0 0 3,605 2,817 0 0 0 0 0 0 0 0 0 1,607 -3,449 -1,197 -1,692 -5,506 907 -917 3,192 1,626 2,889 2,530 0 = 837 2,203 3,818 0 = 3,145 2,903 0 0 -776 0 0 0 -616 550 1,103 1,117 0 0 0 709 -1,510 0 0 3,606 0 -918 775 0 0 0 0 0 0 0 325 35,314 0 2,337 0 0 616 1,264 0 0 1,700,836 1,701,309 444 0 36,726 0 155 0 0 151 0 0 0 0 0 0 5,413 1,197 1,692 6,!31 961 917 = 3,192 - 1 ,626 -4,089 = 2,203 0 0 0 0 0 9,168 0 -6,004 17,801 0 0 0 6,109 0 29,700 0 0 0 0 0 0 0 0 0 0 0 -549 750 938 0 -125 0 0 0 =278 1 ,603 660 0 0 0 0 0 0 0 0-389 0 0 1,252 0 0 0 0 0 0 0 896 0 0 0 0 0 -453 0 0 0 0 0 0 0 0 0 0 0 -76 450 840 0 0 0 6,140 0 440 1,550 0 0 4,143 0 0 0 0 302 1,610 0 0 4,459 0 0 133,468 124,270 155,625 120,512 135,533 132,872 124,125 155,950 120,393 135,796 133,075 133,939 126,677 125,181 10,059 4,405 28,085 35,374 44,948 41,199 4,975 9,354 17,088 15,613 35,456 32,561 29,406 26,351 8,933 = 6,095 4,022 -479 778 9,771 8,385 618 0 0 0 4,181 0 0 169,018 151,029 170,356 151,589 968 0 979 6,309 0 0 4,689 0 0 136,556 148,425 166,648 137,242 147,858 166,007 309,276 311,898 25,818 29,348 33,693 37,425 38,490 38,115 19,741 25,041 21,517 17,112 29,882 -3,550 -2,323 4,232 519 5,691 0 0 1 ,002 0 0 202 0 0 102 0 0 108 0 0 180 0 0 70 0 0 58 0 0 20 0 0 63 0 0 31 0 0 62 0 0 70 0 0 37 52,696 52,696 2,600 3,106 3,277 3,636 3,160 3,170 728 878 4,195 2,895 580 1,300 9,472 8,702 8,491 8,109 3,620 4,982 2,868 2,838 8,615 7,360 5,090 5,720 -1,002 - 708 - 461 - 118 - 330 1,230 - 778 750 319 =1,393 = 32 1,185 -667 -2,784 4,114 189 6,921 8,155 -5,345 4,341 -1,872 746 10,956 7,718 FEDERAL AGENCY OBLIGATIONS Outright transactions 30 Gross purchases 3 1 Gross sales 32 Redemptions Repurchase agreements 33 Gross purchases 34 Gross sales 35 Net change in federal agency obligations . . . 36 Total net change in System Open Market Account 28,880 -4,258 17 8. Federal Reserve Banks, 19941 A. Consolidated condition statement Millions of dollars, end of month | Apr. | May Aug. Sept. Oct. Nov. Dec. 1 1 ,054 11 054 1 1 053 1 1 ,052 1 1 ,05 1 8,018 315 8,018 360 8,018 360 8,018 321 8,018 320 458 0 494 0 504 0 264 0 144 0 223 0 0 0 0 0 0 0 0 3 ,920 580 3,900 1,350 3,837 1,732 3,806 370 3,744 400 3,674 1,655 3,637 1 ,025 357,703 351,608 355,629 355,150 Jan. Feb. Mar. I I 053 11 053 1 1 ,052 1 1 ,053 8,018 439 8,018 446 8,018 435 8,018 429 122 0 48 0 463 0 234 0 240 0 701 0 . .. 0 0 0 0 0 Federal agency obligations 1 Bought outright 8 Held under repurchase agreements . 4,437 519 4,335 160 4,227 150 4,047 0 9 Total U.S. Treasury securities . . . 340,652 Account | June | July 1 1 ,052 1 1 ,052 1 1 ,052 8,018 357 8,018 8,018 301 318 ASSETS 1 Gold certificate account 2 Special drawing rights certificate account 3 Coin Loans 4 To depository institutions 5 Other 6 Acceptances held under repurchase agreements 3 ,977 1,300 338,329 342,560 343,079 348,770 355,928 365,700 374,084 10 Bought outright 2 331 995 333 404 11 Bills 1 60 963 162 372 12 Notes . . . 1 3 1 ,460 131,311 13 Bonds 39,572 39,721 8,657 4,925 14 Held under repurchase agreements . 337,260 162,947 133,858 40,455 5,300 343,079 344,365 347,644 348,838 349,110 164 167 165,297 168,576 170072 170,345 137,445 138,686 138,686 138,384 138,006 41 ,467 40,38 1 40,38 1 40,38 1 40,760 0 4,405 10,059 2,770 6,519 353,010 352 113 169 785 169 617 141,189 140 H60 41,836 41,836 3,615 2,140 359,190 176,294 141,150 41,746 6,510 164,519 177 178 144,143 42,998 9,565 345,729 342,872 347,400 347,360 359,830 360,336 4,326 1,054 2,435 1,053 4,735 1,054 4,571 1,055 22,336 10 550 22,769 8 209 23,297 9,02 1 23,149 9,967 22,349 8,673 403,505 396,855 405,013 405,602 408,207 15 Total loans and securities 16 Items in process of collection . . . . 17 Bank premises Other assets 18 Denominated in foreign currencies 3 19 All other 4 20 Total assets 354,287 2,412 1,058 362,903 357,316 361,692 371,172 378,969 4,537 3,809 1,061 1,063 5,125 1 ,065 4,104 1,068 2,477 1 ,068 4,983 1 ,067 4,688 1 ,076 22,624 8,341 23J97 9,218 23,922 9 848 21,909 8,373 22,031 10,133 419,610 414,173 418,233 416,848 417,080 426,895 436,487 22,408 9,330 22,868 9,728 LIABILITIES 339,575 343,526 347,520 360,280 360,309 364,032 363,509 367,540 374,571 381,505 22 Total deposits 52,284 41,244 42,683 41,922 39,306 43,604 38,682 38,753 37,562 35,050 36,554 39,075 23 24 25 26 30,232 21,541 257 255 35,794 4,886 191 373 35,733 6,181 454 316 33,474 7,965 171 312 33,186 5,675 174 278 33,358 9,356 604 286 34,573 3,683 182 244 32,282 5,994 188 289 30,054 6,848 142 118 29 271 5,164 223 192 30,674 5,348 230 102 30,789 7,161 250 876 1 887 1 748 4,192 4,363 1,868 3,901 3 787 4 584 3 76S 1 906 4617 1 948 2462 2 514 2,684 2,763 3,106 3,626 3 425 3,632 1 831 1 992 4,210 4 592 396,208 389,031 397,080 398,176 411,411 406,203 411,001 408,667 408,488 419,973 429,120 3,643 1 401 1,548 3,668 1,178 77 21 Federal Reserve notes Depository institutions ... U.S. Treasury— General account . . Forcigrv=Otficial accounts .., Other 27 Deferred credit items 28 Other liabilities and 5 accrued dividends 29 Total liabilities 349,127 356,197 400,477 CAPITAL ACCOUNTS 30 Capital paid in 31 Surplus 32 Other capital accounts 33 Total liabilities and capital accounts . .. . . . 403,505 MHMO 34 Marketable U.S. Treasury securities held in custody for foreign and international accounts 18 3,404 3 401 492 358 003 3,437 3 401 985 3,445 3,401 1,088 3,479 3,401 546 3,517 3,401 811 3,523 3,401 1,275 3,550 3 401 1,018 3,588 3,383 262 1,608 1 401 1,172 3,683 1 681 0 396,855 405,013 405,602 408,207 419,610 414,173 418,233 416,848 417,080 426,895 436,487 371,757 372,886 382449 395 105 399 937 416 144 410 40^ 364 104 367031 398 85 1 407 851 8. Federal Reserve Banks, 1994'—Continued B. Federal Reserve note statement Millions of dollars, end of month Account 1 Federal Reserve notes outstanding (issued to Banks) 2 LBSS: Held by Federal Reserve Banks 3 Federal Reserve notes, net Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. 410,368 411,834 414,534 419,336 420,983 427,534 435,668 442,669 449,006 449,946 453,444 454,642 70,793 339,575 68,308 343,526 67,014 347,520 70,209 349,127 64,787 356,197 67,254 360,280 75,359 360,309 78,637 364,032 85,498 363,509 82,406 367,540 78,873 374,571 73,137 381,505 1 1 ,053 11,053 11,052 11,053 1 1 ,052 1 1 ,052 11,052 1 1 ,054 1 1 ,054 1 1 ,053 1 1 ,052 11,051 Collateral held against notes, net 4 Gold certificate account 5 Special drawing rights certificate account 6 Other eligible assets 7 U.S. Treasury and agency securities 8,018 0 8,018 0 8,018 0 8,018 0 8,018 0 8,018 0 8,018 0 8,018 0 8,018 0 8,018 0 8,018 0 8,018 0 320,504 324,455 328,450 330,056 347,026 341,210 341,239 344,960 344,436 348,469 355,501 362,436 8 Total collateral 339,575 343,526 347,520 349,127 356,196 360,280 360,309 364,032 363,508 367,540 374,571 381,505 May June July Aug. Sept. Oct. Nov. Dec. C. Maturity distribution of loan and security holding Millions of dollars, end of month Type of holding and maturity Jan. Feb. Mar. Apr. 1 Total loans 122 48 463 234 240 701 458 494 504 264 144 223 2 Within fifteen days6 3 Sixteen days to ninety days 121 45 3 448 18 197 38 155 85 549 152 228 230 257 237 264 240 133 130 65 79 202 21 4 Total U.S. Treasury securities . . 331,995 5 6 7 8 9 10 Within fifteen days6 Sixteen days to ninety days Ninety-one days to one year One year to five years . . . Five years to ten years More than ten years . 1 1 Total federal agency obligations 12 13 14 15 16 17 6 Within fifteen days Sixteen days to ninety days . Ninety-one days to one year One year to five years Five years to ten years More than ten years 333,404 337,260 343,079 344,365 347,644 348,837 349,110 353,010 352,313 359,190 364,519 12,028 79,687 104,666 79,992 23,884 31,739 9,168 84,699 106,001 77,654 23,818 32,064 9,213 77,059 112,661 81,093 24,553 32,682 11,062 89,445 99,783 84,250 24,961 33,579 10,423 88,120 103,708 83,725 25,264 33,125 4,966 81,476 117,289 85,524 25,264 33,125 7,708 89,041 108,478 85,511 24,977 33,125 11,771 83,811 110,330 84,522 25,178 33,499 5,373 87,965 110,922 88,294 26,116 34,339 10,538 83,281 109,980 88,463 25,711 34,339 15,438 83,053 1 1 1 ,940 87,773 27,036 33,950 1 1 ,685 87,450 112,455 90,031 28,053 34,845 4,437 4,335 4,227 4,047 3,977 3,920 3,900 3,837 3,806 3,744 3,674 3,637 105 754 969 2,016 567 25 318 565 954 1,921 552 25 325 527 960 1,913 477 25 130 528 955 1,833 577 25 266 386 891 1,833 577 25 165 490 839 1,826 575 25 111 606 769 1,818 570 25 290 448 763 1,752 559 25 230 546 780 1,666 559 25 119 724 747 1,603 525 25 332 494 915 1 ,390 518 25 252 573 912 1,387 488 25 19 9. Debits and deposit turnover at commercial banks, 19941 A. Seasonally adjusted Bank group, or type of deposit Apr. Mar. Feb. Jan. May June Aug. July Sept. Nov. Oct. Dec. DKBITS To Demand deposits1 \ All insured banks . 2 Major New York City bunks . . 3 Other banks 4 Other checkable deposits3 5 Savings deposits (including MMDAs) 4 350,432.4 373,190.6 388,274.2 354,758.7 373,471.2 375,826.2 348,403.1 380,282.1 368,276.6 352,375.9 369,211.3 371,048.0 183,713.5 201,871.1 206,953.9 186,432.0 197,844.7 198,473.9 183,403.1 195,568.2 186,074.2 179,396.2 186,350.6 187,955.6 166,718.8 171,319.5 181,320.4 168,326.7 175,626.5 177,352.4 165,000.0 184,713.9 182,202.4 172,979.7 182,860.7 183,092.4 3,466.5 3,797.6 3,869.2 3,594.3 3,848.9 3,810.5 3,582.2 3,890.7 3,905.1 3,896.7 4,116.4 4,199.0 3,609.6 3,996.7 3,789.4 3,478.4 3,563.5 3,812.9 3,464.3 3,862.2 3,760.0 3,639.6 3,835.7 4,033.1 Duwsrr TURNOVER Demand deposits2 6 All insured banks 7 Major New York City banks 8 Other banks 9 Other checkable deposits3 10 Savings deposits (including MMDAs) 4 776.7 826.0 858.7 4,249.7 408.7 4,639.9 419.6 4,753.6 443.7 11.5 12.6 12.9 4.6 5.1 781.9 4.8 4,306.7 410.1 12.0 4.5 828.5 832.5 763.7 842.1 815.5 783.6 826,5 820.6 4,504.5 431.7 4,634.1 434.0 4,130.6 400.7 4,608.4 451.5 4,502. 1 444.1 4,414.6 422.9 4,544.7 450.7 4,490.8 446.3 12.8 12.6 11.8 12.9 13.0 13.0 13.9 14.2 4.9 4.5 5.0 4.8 5.1 5.4 4.6 4.9 B. Not seasonally adjusted Bank group, or type of deposit Apr. Mar. Feb. Jan. May June Aug. July Sept. Nov. Oct. Dec. DKBITS To Demand deposits2 1 1 All insured banks 12 Major New York City banks 1 3 Other banks 14 Other checkable deposits3 15 Savings deposits (including MMDAs) 4 349,633.5 345,567.2 406,806.7 350,110.5 364,448.1 387,201.1 347,403.9 394,394.4 365,063.0 352,548.5 359,229.9 384,218.7 181,971.7 187,904.4 218,783.5 181,272.6 188,885.2 204,251.8 182,452.9 202,845.6 186,161.8 181,406.6 184,656.3 194,120.1 167,661.8 157,662.8 188,023.2 168,837.9 175,563.0 182,949.3 164,951.0 191,548.8 178,901.2 171,141.8 174,573.5 190,098.6 3,765.0 3,496.8 3,909.6 3,798.3 3,700.5 3,918.9 3,515.0 3,861.2 3,960.9 3,797.1 3,845.9 4,365.1 3,780.1 3,614.5 3,880.9 3,632.6 3,535.3 3,906.8 3,521.8 3,873.3 3,716.4 3,472.2 3,640.4 4,244.8 759.0 782.7 922.6 823.3 868.5 774.5 785.9 4,047.8 403.4 4,319.0 396.1 5,140.2 472.0 4,228.8 410.7 4,449.3 438.7 4,878.2 452.9 4,150.3 400.4 4,960.2 475.9 4,539.5 437.8 4,435.8 413.1 4,391.6 420.6 12.2 11.6 12.4 12.4 13.1 11.8 13.0 13.3 12.9 4.8 4.6 4.6 4.5 5.0 4.6 DEPOSIT TURNOVER Demand deposits2 16 All insured banks 17 Major New York City banks 18 Other banks 19 Other checkable deposits3 20 Savings deposits (including MMDAs) 4 20 12.9 5.0 771.3 761.9 889.5 5.0 811.9 4.9 4.6 13.0 4.8 814.9 4,343.4 445.4 14.5 5.7 10. Money stock, liquid assets, and debt measures, 19941 A. Seasonally adjusted Billions of dollars, averages of daily figures Item 1 2 3 4 5 Measures2 Ml M2 M3 . . . L Debt Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. 1,132.5 3,589.1 4 245 9 5,165.4 12 385 9 1,137.0 3,586.2 4 232 0 5,162.6 1 2 434 6 1,141.1 3,597.4 4 240 6 5,165.5 12 498 6 1,142.8 3,605.4 4 250 8 5,181.9 12 556 0 1,143.5 3,608.5 4 251 4 5,190.4 12,612 1 1,147.0 3,605.3 4 256 6 5,188.5 1 2 65 1 6 1,152.2 3,616.2 4 273 8 5,213.3 12 677 0 1,150.8 3,614.2 4 272 7 5,214.6 12 740 1 1 151 0 3,613.3 4 278 4 5,220.3 12 797 5 1 148 1 3,609.0 4 284 6 5,238.7 12 844 5 1 147.5 3,610.3. 4 290 5 5,247.6 12 9 H 6 1,147.8 3,615.1 4 103 1 5,292.6 12 9*55 5 Ml components Currency-1 Travelers checks4 Demand deposits'5 Other checkable depositsfl . Nontransaction components 10 In M2 7 11 In M3 only" 325 4 8.0 386.9 412.3 328 9 80 388.6 411.6 332 0 80 388.6 412.5 334 5 8 1 388.1 412.0 337 3 8.1 385.6 412.4 340 0 82 386.3 412.5 342 8 83 388.0 413.1 345 1 83 386.6 410.8 347 2 84 386.5 408.9 350 0 83 384.4 405.4 353 0 84 382.3 403.8 3*54 5 84 382.0 402.9 2 456 7 656 8 2 449 1 645.8 2 456 3 643.2 2 462 6 645 4 2 465 0 643.0 2 458 3 651.3 2 464 0 657 6 2 463 4 658 5 2 462 3 665 1 2 460 9 675 6 2 462 8 680 2 2 467 2 688 0 Commercial banks 12 Savings deposits, including MMDAs 13 Small time deposits9 14 Large time deposits10- " 791 3 465.7 273.4 792 7 464.5 270.1 791 5 463.1 268.8 788 9 462.3 268.0 784 6 464.6 272.0 7800 467.4 274.0 778 0 469.9 276.3 775 7 476.0 279.8 772 8 481.2 284.6 765 4 487.7 289.3 759 2 494,0 293,8 752 3 502.4 298.3 Thrift institutions 15 Savings deposits, including MMDAs 16 Small time deposits9 17 Large time deposits10 . . . . 429.8 313.8 61.7 429.1 310.5 61.7 430.5 308.9 61.4 431.1 307.9 61.8 430.2 306.2 60.4 426.8 305.5 61.0 423.2 306.1 61.9 417.0 306.2 61.7 410.9 307.8 62.7 405.6 311.3 63.7 398.5 315.8 63.9 391.9 317.3 64.3 Money market mutual funds 18 General purpose and broker-dealer 19 Institution-only 361.2 194.6 359.5 182.1 361.9 183.8 370.5 183.1 373.5 177.5 370.7 177.9 376.1 178.7 377.0 177.4 377.4 176.3 379.5 180.8 383.3 180.5 389.0 180.8 3,338.3 9,047.7 3,355.1 9,079.5 3,379.6 9,119.0 3390.6 9,165.4 3,402.5 9,209.6 3,416.3 9,235.2 3,419.3 9,257.7 3,436.8 9,303.3 3,454.1 9,343.4 3,469.6 9,374.9 3,494.1 9,419.6 3,497.4 9,458.1 May June July Sept. Oct. 6 7 8 9 Debt components 20 Federal debt 21 Nonfederal debt B. Not seasonally adjusted Billions of dollars, averages of daily figures Item 22 23 24 25 26 MeasuresMl M2 M3 L Debt Ml components Currency 3 Travelers checks4 Demand deposits5 Other checkable deposits6 . Nontransaction components 31 I n M 2 7 32 In M3 only" 27 28 29 30 Commercial banks 33 Savings deposits, including MMDAs 34 Small time deposits9 35 Large time deposits10- " Thrift institutions 36 Savings deposits, including MMDAs 37 Small time deposits9 38 Large time deposits10 . . . . Money market mutual funds 39 General purpose and broker-dealer 40 Institution-only Repurchase agreements and Eurodollars 41 Overnight and continuing . 42 Term Debt components 43 Federal debt 44 Nonfederal debt Jan. Feb. Mar. Apr. Aug. Nov. Dec. 1 142 3 1 124 2 3,595.6 . 3,573.3 4,254 8 4,221.8 5 155 5 5 187 1 12,378.4 12,407.7 1,131 4 3,596.1 4,238.2 5 165 9 12,459.1 1 152.7 3,622.6 4,264.2 5 193.8 12,499.1 1,132.5 3,595.6 4,240.5 5,170.2 12,544.3 1,142.3 3,600.4 4,250.2 5,177.1 12,604.5 1,150.9 3,615.0 4,267.5 5 200 8 12,636.6 1,143 9 3,606.7 4,266.3 5 203 4 12,691.8 1 146 1 3,602.7 4,266 0 5 201 0 12,753.8 1 147 3 3,606.1 4,279 8 5 229 8 12,804.0 1,155.3 3,618.6 4,304.9 5,269 7 12,884.8 1,173.5 3,638.6 4,329.2 S,m3 12,947.2 324.0 77 392.0 418.6 327.3 77 379.5 409.8 330.6 78 379.6 413.5 334.3 7.8 389.2 421.4 337.2 7.9 377.7 409.7 340.5 8.3 382.3 411.2 344.7 8.8 387.3 410.0 345.7 89 383.1 406.2 347.0 88 384.7 405.6 349.6 85 387.8 401.4 353.2 8.2 390.7 403.1 357.6 8.1 400. 1 407.6 2,453.4 659.2 2,449.1 648.5 2,464.7 642.1 2,469.9 641.6 2,463.1 644.9 2,458.1 649.8 2,464. 1 652.5 2,462.8 659.6 2,456.6 663.3 2,458.8 673.7 2,463.4 686.3 2,465.1 690.5 786.3 466.2 271.9 788.2 464.6 268.8 791.9 462.9 267.3 791.1 461.8 266.3 785.3 463.7 274.1 782.3 467.0 275.3 780.0 470.5 275.3 777.0 476.5 281.1 772.7 481.7 285.7 765.5 488.3 289.9 761.4 493.7 295.2 75 1 . 1 502.0 298.0 427.1 314.1 61.3 426.7 310.6 61.4 430.8 308.8 61.1 432.3 307.5 61.4 430.6 305.5 60.9 428.1 305.2 61.3 424.3 306.5 61.7 417.7 306.5 61.9 410.8 308.2 62.9 405.7 311.7 63.8 399.7 315.7 64.2 391.2 317.1 64.3 361.6 200.5 364.1 191.0 370.3 185.7 378.3 181.8 375.4 176.8 368.7 172.5 373.4 173.8 374.2 176.2 371.3 172.6 373.9 178.1 379.9 182.5 387.1 183.1 98.0 139 1 94.9 140 I 100.1 141 5 99.0 145.3 102.5 145.6 106.9 152.6 109.5 154.0 110.9 152.5 111.8 153 9 113.7 154 6 113.0 157.3 116.7 157.6 3,333.0 9,045.4 3,345.4 9,062.4 3,374.4 9,084.7 3,376.8 9,122.3 3,379.7 9,164.6 3,394.5 9,210.1 3,393.9 9,24^.7 3,418.5 9,273.3 3,438.6 9,315.2 3,485.4 9,399.4 3,499.0 9,448.2 3,448.8 9,355.2- 21 11. Aggregate reserves of depository institutions and monetary base, 19941 A. Adjusted for changes in reserve requirements2 Billions of dollars, averages of daily figures Item | Mar. Apr. 1 May Jan. Feb. 60.65 60.57 60.78 60.71 60.59 60.53 60.48 60.36 60.11 59.91 59.99 59.66 60.57 59.20 389.95 60.71 59.64 393.77 60.53 59.62 396.67 60.36 59.33 399.23 59.91 59.19 401.68 59.66 58.89 404.21 June Aug. Sept. Oct. Nov. Dec. 60.11 59.65 59.84 59.37 59.79 59.31 59.50 59.12 59.40 59.15 59.34 59.13 59.65 59.00 407.18 59.37 58.84 409.24 59.31 58.73 411.34 59.12 58.69 413.85 59.15 58.39 416.79 59.13 58.17 418.22 July Seasonally adjusted 1 Total reserves'1 2 Nonborrowed reserves4 3 Nonborrowed reserves plus extended credit5 4 Required reserves 5 Monetary base6 , Not seasonally adjusted 7 6 Total reserves 7 Nonborrowed reserves 8 Nonborrowed reserves plus extended credit* 9 Required reserves^ 10 Monetary basey . , . 62.05 61.97 59.56 59.49 59.54 59.49 61.55 61.42 59.16 58.96 59.78 59.45 59.92 59.47 59.14 58.67 59.73 59.24 59.24 58.86 59.73 59.48 61.13 60.92 61.97 60.60 391.01 59.49 58.42 390.88 59.49 58.57 394.19 61.42 60.40 399.88 58.96 58.24 400.41 59.45 58.68 404.90 59.47 58.82 408.38 58.67 58.14 409.21 59.24 58.67 411.37 58.86 5B.44 413.15 59.48 58.72 417.08 60.92 59.96 422.51 B. Not adjusted for changes in reserve requirements10 Billions of dollars, averages of daily figures Item 1 1 Total reserves" 12 Nonborrowed reserves 1 3 Nonborrowed reserves plus extended ered^ 14 Required reserves 15 Monetary base13 16 Kxeess reserves1'* 17 Bo r ro w i n gs fro m the Fede ra 1 Reserve 22 Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. 62 07 62.00 59.59 59.52 59.61 59.55 61.64 61.52 59.27 59.07 59 92 59.59 60.09 59.63 59.34 58.87 59 95 59.47 59 49 59. 1 1 60 0 1 59.76 61.34 61.13 62.00 60.62 397 89 1.45 59.52 58.45 397.93 1.14 59.55 58.64 400.78 .97 61.52 60.49 406.32 1.15 59.07 58.36 406.59 .92 59.59 58.82 410 94 1.11 59.64 58.99 414.39 1.11 58. B7 58.33 414.92 1. 00 59.47 58=89 416.70 L06 59.11 58.69 418 19 .80 59.76 59. 00 421 90 1.01 61.13 60. 1 7 427.25 1.17 07 .07 .06 .12 20 33 .46 .47 49 38 25 .21 12. Deposit interest rates and amounts outstanding, 1994 Commercial and BIF-insured savings banks1 Item Jan. Feb. Mar. Apr. May June July Sept. Aug. Interest rates (annual effective yields) Oct. Nov. Dec. 2 INSURED COMMERCIAL BANKS 1 Negotiable order of withdrawal (NOW) accounts 2 Savings deposits3 3 4 5 6 7 Interest-bearing time deposits with balances of less than $100,000, by maturity 7 to 9) days 92 to 182 days 183 days to 1 year More than 1 year to 2'/2 years . . . More than 2'/2 years 1.84 2.46 1.82 2.43 1.82 2.43 1.81 2.45 1.83 2.50 1.82 2.54 1.83 2.57 1.85 2.63 1.87 2.67 1.88 2.72 1.92 2.81 1.96 2.91 2.65 2.90 3.14 3.56 4.31 2.68 2.94 3.18 3.61 4.35 2.76 3.02 3.27 3.69 4.46 2.87 3.13 3.42 3.87 4.67 2.99 3.28 3.64 4.12 4.89 3.08 3.36 3.76 4.26 5.02 3.17 3.44 3.88 4.39 5.14 3.29 3.61 4.11 4.61 5.33 3.36 3.75 4.27 4.80 5.47 3.47 3.93 4.50 5.08 5.77 3.65 4.22 4.85 5.42 6.09 3.81 4.44 5.12 5.74 6.30 1.89 2.62 1.88 2,64 1.83 2.63 1.86 2.65 1.86 2.67 1.88 2.69 1.89 2.67 1.89 2.74 1.91 2.78 1.88 2.76 1.91 2.83 1.95 2.88 2.69 3.03 3.33 3.72 4.61 2.69 3.04 3.34 3.76 4.66 2.71 3.08 3.37 3.85 4.75 2.72 3.13 3.47 3.96 4.85 2.77 3.21 3.67 4.12 5.08 2.84 3.41 3.92 4.38 5.24 2.98 3.53 4.02 4.56 5.35 3.03 3.69 4.24 4.83 5.47 3.11 3.87 4.47 5.04 5.64 3.32 4.10 4.80 5.39 5.79 3.51 4.42 5.18 5.70 6.18 3.80 4.89 5.52 6.09 6.43 BIF-lNSURED SAVINGS BANKS* 8 Negotiable order of withdrawal (NOW) accounts 9 Savings deposits3 (0 11 12 13 14 Interest-bearing time deposits with balances of less than $100,000, by maturity 7 to 91 days 92 to 1 82 days 183 days to 1 year More than 1 year to 2'/2 years . . . More than IVi years Amounts outstanding (millions of dollars) INSURED COMMERCIAL BANKS 15 Negotiable order of withdrawal (NOW) accounts 16 Savings deposits3 17 Personal 18 Nonpersonal 19 20 21 22 23 Interest-bearing time deposits with balances of less than $100,000, by maturity 7 to 91 days 92 to 182 days 183 days to 1 year More than 1 year to 2'/2 years . . . More than 2'/2 years 24 IRA and Keogh plan accounts 293,806 771,559 606,615 164,944 295,573 776,204 611,725 164,479 297,496 779,340 615,875 163,465 293,888 771,869 611,720 160,149 292,797 773,170 612,648 160,522 290,220 767,539 608,132 159,407 290,631 765,751 605,881 159,870 295,320 764,035 600,892 163,143 286,787 755,249 595,175 160,074 294,072 751,183 590,875 160,308 294,282 746,605 584,628 161,977 303,724 734,519 578,459 156,060 29,312 109,110 144,037 141,204 182,193 29,578 109,444 143,624 141,006 181,240 29,539 107,407 144,022 139,946 180,973 29,467 105,615 146,733 139,313 181,977 29,950 104,400 148,102 140,764 180,381 28,763 102,439 151,165 144,686 181,843 28,659 100,424 152,216 146,875 182,944 27,959 98,085 155,964 150,807 186,490 28,312 96,398 157,253 152,514 190,209 31,447 95,359 158,753 155,111 188,479 31,077 94,692 159,645 158,382 189,741 32,375 95,901 161,831 162,486 190,897 143,875 143,409 142,002 142,448 142,047 142,513 142,649 142,617 142,700 142,896 143,075 143,428 10,796 78,660 75,445 3,215 10,870 78,016 74,756 3,260 11,078 78,701 75,444 3,257 11,051 78,982 75,717 3,265 11,052 78,817 75,474 3,344 10,792 77,289 74,121 3,168 10,925 77,337 74,064 3,273 11,016 75,108 72,040 3,068 10,769 74,659 71,525 3,134 11,120 73,416 70,215 3,201 11,002 72,622 69,412 3,211 11,317 70,642 67,673 2,969 2,737 13,094 17,418 16,281 20,630 2,735 13,165 17,436 16,338 20,939 2,671 13,177 17,511 16,180 21,110 2,697 13,058 17,504 16,453 21,454 2,702 12,822 17,444 16,477 21,546 2,614 12,515 J7.310 16,493 21,079 2,531 12,511 17,591 16,901 21,573 2,523 12,292 17,593 16,824 21,531 2,402 12,276 17,928 17,287 21,923 2,245 1 1 ,987 18,123 17,519 21,624 2,209 11,913 18,509 17,999 21,687 2,166 1 1 ,793 18,753 17,842 21,600 19,395 19,474 19,447 19,860 19,772 19,511 19,757 19,445 19,532 19,550 19,532 19,325 BIF-INSURED SAVINGS BANKS'* 25 Negotiable order of withdrawal (NOW) accounts 26 Savings deposits3 27 Personal 28 Nonpersonal 29 30 31 32 33 Interest-bearing time deposits with balances of less than $100,000, by maturity 7 to 9 1 days 92 to 182 days 1 83 days to 1 year More than 1 year to 2'/2 years . . More than 2'/2 years 34 IRA and Keogh plan accounts 23 13. Assets and liabilities of commercial banks, 1988-19941 A. All commercial banking institutions Billions of dollars, monthly averages of Wednesday figures 1988 Jan. Feb. | Mar. | Apr. May June July Aug. Sept. Oct. Nov. Dee. Seasonally adjusted 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Axsctx 2,277.8 Bank credit 538.4 Securities in bank credit 342.6 U.S. government securities . . . . . 195.8 Other securities Loans and leases in hank credit- . . . . 1,739.5 573.1 Commercial and industrial 598.2 Real estate 31.4 Revolving home equity 566.8 Other 332.9 Consumer . . . . 40.8 Security-1 194.5 Other . . . 161.7 Interbank loans4 219.6 Cash assets*** 172.8 Other assets6 2,287.1 2 300 2 2,321.9 2,343.7 2,361.7 2,376 5 538.9 539.1 542.7 545.2 549.6 553.5 349 8 153 9 342.5 341.8 344.0 345.8 196.3 197.3 198.7 199.5 199.8 199.6 1,748.2 1,761.1 1.779.2 1,798.5 1,812.0 1,823.0 574.4 576.7 581.4 587.0 591.9 595.9 623.9 604.3 610.0 616.6 631.0 638.1 32.2 32.9 33.7 34.4 35.2 36.0 572.0 577.1 583.0 589.5 595.8 602.1 344.9 335.6 339.1 342.7 347.5 350.1 45.7 40.6 42. 1 43.2 44.0 41.9 197.0 193.3 193.1 195.3 197.7 197.1 164.1 163.7 163.0 168.9 168.8 166.1 225.2 220.5 218.9 222.3 227.7 227.1 181.3 174.3 174.2 179.1 182.4 183.8 2 384 1 554.4 114 9 199.5 1,830.3 595.4 646.7 36.7 610.0 351. 8 40.9 195.5 161.3 222.5 186.8 2 190 2 552.9 ^5 8 197.1 1,837.3 597.3 654.3 37.7 616.6 353.4 39.0 193.3 162.8 224. 1 185.2 2,401.9 551.5 35 *> 9 197.6 1,848.4 600.5 660.6 38.4 622.3 354.9 40.0 192.3 164.2 225.5 182.9 2,418.4 556.7 159.6 197.2 1,861.6 603.0 668.0 39.3 628.7 356.2 4LI 193.4 164.3 223.4 182.9 2,435.8 562.4 367.2 195.3 1,873.4 607.6 674.6 40.1 634.5 357.8 40.6 192,8 159.5 222.9 185.1 2,770.4 2,784.1 2,794.5 2,829.3 2,851.5 2,877.6 2,892.3 2,899.7 2,912.7 2,927.6 2,941.9 Liabilities 1 996 2 Deposits 594.6 Transaction 1,401.6 Nontransaction 404.8 Large time 996.8 Other 443.3 Borrowings 162.9 From banks in the United States . . . . 280.4 From nun banks in the United States . 8.7 Net due to related foreign offices 130.7 Other liabilities* 2,00*5 2 595.1 1,410.1 406.6 1,003.5 450.4 163.2 287.2 1.9 13 I.I 2 015 4 597.1 1,418.3 408.3 1,010.0 463.2 163.4 299.8 -0.4 131.0 2,026.3 603.1 1,423.2 404.8 1,018.4 477.2 169.0 308.2 7.2 135.2 2,044.2 613.3 1,430.9 406.8 1,024.1 478.4 167.3 311.1 7.7 136.8 2,060 1 2,068 0 2,074.6 2 081.4 612.8 607.8 618.9 616.6 1,441.3 1,451.5 1,461.8 1,475.6 431.9 410.9 416.8 423.8 1 ,030.4 1 ,034.6 1 ,038.0 1,043.6 472.9 479.4 484.7 463.6 165.4 166.4 171.5 174.8 306.5 307.9 310.0 298.2 10.2 13.2 20.9 11.6 139.5 137.8 137.6 137.6 2,097.4 612.1 1,485.4 435.8 1,049.6 478.6 169.2 309.4 4.8 136.6 2,106.7 611.4 1,495.3 437.3 1,058.1 477.9 169.8 308.1 12.1 138.7 2,117.2 609.5 1,507.7 442.8 1,064.9 484.2 167.3 316.9 11.7 138.6 2,578.9 2,588.6 2,609.3 2,645,9 2,667.1 2,687.4 2,751.7 195.6 185.2 183.4 16 Total assets7 17 18 19 20 21 22 23 24 2S 26 27 Total liabilities 28 Residual (assets less liabilities)'* 191.5 184.5 190.2 2,890.1 2,703.5 186.6 2,698.7 2,705,7 2,717.5 2,735.4 193.6 194.0 195.2 192.2 190.1 Not seasonally adjusted 29 30 31 1? 33 34 35 36 37 3H 39 40 41 42 43 Av.w/.v 2,275.3 Bunk credit 536.8 Securities in bank credit 340.4 U.S. government securities 196.4 Other securities Loans and leases in bank credit- . . . . 1,738.5 570.2 Commercial and industrial 597.7 Real estate 31.4 Revolving home equity 566.2 Other 336.8 Consumer 40.4 Security 1 193.4 Other 162.7 Interbank loans"* 230. 1 Cash assets'* 173.8 Other assets'1 . . . . . . 44 Total assets7 4^ 46 47 48 49 50 51 52 53 54 2,780.2 56 Residual (assets less liabilities}'' 24 2,594.5 185.7 2,443,1 560.4 364.8 195.7 1.882.7 608.6 675.6 40.3 635.3 361.9 41.0 195.5 164.9 234.9 189.3 2,916.6 2,942.2 2,970.0 2,066.2 600.6 1,465.6 425.3 1,040.3 468.4 167.5 300.9 21.4 139.2 2,078.8 2,094.4 609.9 604.0 1 ,474.8 1 ,484.6 434.7 431.8 1,043.0 1,049.8 488.7 481.5 168.8 (67. 3 319.8 314.2 7.6 11.5 136.7 D37.8 2,111.9 616.4 1,495.5 436.3 1,059.2 486.5 174.7 311.9 13.7 142.1 2,138.0 634.0 1 ,504.0 440.7 1,063.3 487.6 172.6 315.0 1 1.5 143.0 2,693.8 2,695.2 2,709.6 2,727.4 2,754.2 2,780.1 184.0 185.8 388.1 189.2 188.0 189.8 2,298.0 2,322.0 541.9 544.5 344.5 345.9 197.3 198.5 1,756.1 1,777.5 578.2 584.9 607.7 615.1 32.6 33.4 575.1 581.7 337.1 340.5 42.9 44.4 190.2 192.6 164.6 169.4 210.5 218.7 174.5 176.6 2,341.2 546.6 347.3 199.3 1,794.6 590.1 623.7 34.2 589.4 343.3 43.0 194.5 158.7 222.4 179.6 2,360.8 549.1 349.5 199.6 1,811.7 593.8 631.2 35.1 596.1 345.8 43.7 197.2 163.9 225.0 180.8 2,368.0 548.7 350.3 198.3 1,819.4 595.1 638.8 35.8 603.0 347.4 40.9 197.1 163.1 226.1 182.6 2,382.3 2,389.6 552.3 552.4 355.3 353.5 197.0 198.9 1,829.9 1,837.3 594. 1 594.0 654.5 647.1 36.8 37.9 616.6 610.1 354.7 35 1 .0 38.2 4 1 .0 195.9 196.8 160.8 160.7 215.7 224.7 185.0 184.5 2,779.2 2,785.4 2,824.1 2,839.3 2,868.0 2,877.8 2,881.0 2,897.7 2 007 7 2,028.8 585.8 607.2 1,421.9 1,421.6 410.9 404.8 1,011.1 1,016.8 461.1 474.6 164.6 169.4 296.5 305.2 -1.9 3.4 131.2 131.7 2,033 8 604.8 1 ,429. 1 407.7 1,021.3 473.5 159.4 314.1 9.2 134.6 2 OSI 1 2 067 4 614.7 614.5 1,440.4 1,452.9 410.4 416.1 1,030.0 1,036.8 478.3 479.0 165.3 169.2 313.0 309.8 9.1 12.1 135.4 135.4 2,598.1 2,638.5 2,651.1 2,677.9 187.2 185.6 190.2 Liahiliticx 2 007 4 2 001 7 Deposits 590.8 609.5 Transaction 1 ,397.9 1,41 LO Nontransaction 408.2 402.3 Large time . .. Other 995.6 1,002.8 456.4 445.2 Borrowings 163.4 165.7 From banks in the United States . . . . 281.8 290.7 From nonbanks in the United States . 9.5 Net due to related foreign offices . . . . . 2.3 132.4 131.3 Other liabilities* 55 Total liabilities 2,405.0 2,422.5 558.4 552.9 360.3 355.2 198.0 197.7 LH52.1 1,864.2 602,2 599.0 669.4 662.9 39.6 38.7 629.8 624.1 356.6 355.4 40.4 40.3 195.5 194.6 167.2 1 64.0 229.7 225.7 1H5.2 183.9 2,284.5 540.3 344.0 196.3 1,744.3 572.6 602.1 32.1 569.9 335.8 43.0 190.9 165.6 216.5 174.4 2,591.7 187.4 188.2 13. Assets and liabilities of commercial banks, 1988-19941—Continued A. All commercial banking institutions—Continued Billions of dollars, monthly averages of Wednesday figures 1989 Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. Seasonally adjusted 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Assets 2,444.8 Bank credit 560.6 Securities in bank credit 367.5 U S . government securities 193.1 Other securities Loans and leases in bank credit2 . . . . 1,884.2 608.9 Commercial and industrial 683.3 Real estate 40.9 Revolving home equity 642.4 Other 358.7 Consumer 39.3 Security 3 Other 193.9 4 163.4 Interbank loans 226.8 Cash assets5 6 181.3 Other assets 16 Total assets7 2,469.3 559.8 367.5 192.3 1,909.5 620.4 690.6 41.8 648.8 359.7 42.5 196.2 171.5 225.9 183.2 2,478.7 561.0 369.3 191.7 1,917.6 619.5 697.2 42.7 654.5 361.5 44.3 195.0 167.4 223.3 185.3 2,488.6 560.4 370.1 190.3 1,928.3 622.5 705.9 43.6 662.3 364.2 41.8 193.8 162.8 220.8 188.3 2,505.2 2,517.2 562.4 562.6 372.6 373.5 189.9 189.1 1,942.8 1,954.6 628.1 627.6 712.1 720.0 44.5 45.4 667.6 674.6 366.1 367.5 42.3 44.6 194.2 195.0 167.8 168.1 222.2 217.0 187.2 188.2 2,539.2 565.6 377.3 188.3 1,973.6 634.0 729.2 46.2 683.0 370.2 43.0 197.3 169.2 222.7 187.7 2,551.7 566.0 379.2 186.8 1,985.7 637.0 740.1 47.1 693.0 37 1.7 40.6 196.3 171.8 221.9 187.7 2,567.3 565.9 379.8 186.1 2,001.3 639.3 749.5 47.9 701.5 373.7 41.8 197.1 174.4 224.8 187.1 2,588,1 574.5 389.5 185.0 2,013.6 642.0 753.3 48.5 704.8 375.5 43.0 199.8 175.9 231.0 187.3 2,602.8 578.7 395.2 183.5 2,024.1 642.4 762.2 49.4 712.8 377.6 44.5 197.5 179.4 220.5 187.5 2,608.6 584.9 400.3 184.6 2,023.7 638.8 769.5 50.3 719.2 378.3 41.3 195.8 181.2 227.2 188.7 2,957.2 2,990.5 2,995.4 3,001.5 3,023.0 3,030.8 3,059.4 3,074.2 3,094.2 3,116.7 3,125.3 3,140.6 Liabilities 2,125.9 17 Deposits 610.8 1 8 Transaction 1,515.1 19 Nontransaction . 447.7 20 Large time . ... 21 Other 1,067.4 497.6 22 Borrowings 23 From banks in the United States . . . . 169.5 328.1 24 From nonbanks in the United States . 8.8 25 Net due to related foreign offices 132.0 26 Other liabilities'* . . . 2,132.8 612.3 1,520.6 448.8 1,071.8 514.7 180.9 333.8 11.6 136.2 2,143.3 608.5 1,534.8 456.4 1,078.4 515.3 182.2 333.1 10.3 138.1 2,150.5 602.7 1,547.8 459.9 1,087.9 510.0 176.0 334.0 6.0 141.8 2,153.3 599.5 1,553.8 463.4 1 ,090.4 530.3 181.4 348.9 5.2 142.4 2,157.1 595.1 1,562.0 467.4 1 ,094.6 520.0 177.7 342.3 13.8 142.5 2,175.2 601.2 1,574.0 469.8 1,104.1 521.2 176.6 344.6 14.1 144.1 2,183.0 599.0 1,584.0 471.0 1,112.9 525.5 179.2 346.3 13.9 144.3 2,198.1 603.5 1,594.6 472.2 1,122.4 529.4 183.1 346.2 18.3 142.6 2,223.1 614.4 1,608.7 474.8 1,133.9 536.0 184.1 351.9 9.3 142.3 2,228.7 606.8 1,621.9 476.8 1,145.2 541.3 189.0 352.3 11.2 141,4 2,242.0 610.5 1 ,63 1 .4 475.5 1,155.9 547.6 191.9 355.7 13,3 143,7 2,764.3 2,795.3 2,807.0 2,808.4 2,831.1 2,833.4 2,854.5 2,866.7 2,888.4 2,910,7 2,922.7 2,946,5 192.9 195.1 188.4 193.1 191.8 197.4 204.8 207.5 205.8 206, 1 202.7 194.1 27 Total liabilities 28 Residual (assets less liabilities) 9 Not seasonally adjusted 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Asset x Bank credit 2,443.9 559.4 Securities in bank credit 365.4 U.S. government securities 194.0 Other securities Loans and leases in bank credit 2 . . . . 1,884.5 606.2 Commercial and industrial Real estate 683.0 Revolving home equity 40.9 642.1 Other 363.1 Consumer Security 3 39.1 193.1 Other 164.9 Interbank loans4 237.1 Cash assets5 182.6 Other assets^ 2,468.0 561.4 368.9 192.5 1,906.5 618.9 688.6 41.7 646.8 360.1 45.1 193.9 173.7 221.9 183.3 2,477.8 564.3 372.5 191.8 1,913.5 621.8 694.8 42.4 652.4 359.3 45.3 192.3 169.1 215.2 185.3 2,490.2 563.0 372.8 190.2 1,927.2 626.6 704.4 43.2 661.2 361.8 43.1 191.3 163.8 217.4 185.7 2,503,4 2,517.0 563.9 562.5 374.3 373.7 189.6 188.8 1,939.5 1,954.5 631.4 629.5 711.9 720.1 44.2 45.3 667.7 674.8 364.6 365.8 39.8 44.2 191.8 194.9 162.5 163.1 219.2 214.5 185.4 186.5 2,531.2 561.4 374.3 187.1 1,969.8 633.0 729.8 46.1 683.7 367.5 42.0 197.5 165.9 221.3 186.5 2,549.1 564.5 378.1 186.4 1,984.6 635.3 740.4 47.2 693.3 370.9 40.7 197.3 170.8 215.1 185.8 2,567.1 565.8 379.6 186.2 2,001.3 635,9 749.7 48.2 701.5 375.1 41.4 199.2 172.5 225.4 186.9 2,591.6 574.6 389.4 185.2 2,017.0 640. 1 755.7 49.0 706.7 375.9 43.3 201.9 176.2 230.9 188.5 2,608.1 581.2 396.8 184.3 2,026.9 641.6 764.0 49.8 714.3 377.9 43. H 199.5 184.0 226.7 190.1 2,617.3 583,2 398.4 184.9 2,034.1 639.8 771.0 50.5 720.4 382.6 41.9 198.9 188.2 240.0 193.2 44 Total assets7 2,969.2 2,987.0 2,987.8 2,998.4 3,011.4 3,021.8 3,046.5 3,062.4 3,092.6 3,121.6 3,143.0 3,172.7 Liabilities 45 Deposits 46 Transaction 47 Nontransaction .... 48 Large time 49 Other 50 Borrowings 51 From banks in the United States . . . 52 From nonbanks in the United States 53 Net due to related foreign offices . . . . 54 Other liabi!itiesH 2,137.2 625.6 1,511.6 445.0 1,066.6 497.1 171.0 326.1 9.8 134.0 2,130.0 607.9 1,522.1 450.6 1,071.5 517.8 183.6 334.1 12.0 136.5 2,137.0 597.8 1,539.2 459.1 1,080.1 514.4 184.1 330.4 9.3 138.2 2,154.8 608.1 1,546.7 460.) 1,086.6 509.0 176.0 332.9 2.5 138.3 2,143.4 2,151.8 590.9 590.2 1,552.5 1,561.5 465.0 467.3 1,087.5 1,094.2 524.2 515.9 172.9 171.0 351.3 344.9 6.7 12.6 140.1 140.2 2,174.1 598.6 1,575.5 469.3 1,106.2 514.0 170.6 343.3 12.8 141.8 2,175.3 587.2 1,588.1 473.0 1,115.1 528.8 181.1 347.7 14.4 143.9 2,193.7 599.9 U593.8 472.1 1,121.7 538.2 183.8 354.3 17.7 142.7 2,219.8 612.0 1,607.8 473.3 1,134.4 546.8 183.9 362.9 11.7 142.6 2,233.9 612.0 1,621.9 475.4 1,146.6 552.8 194.6 358.1 12.5 145.0 2,263.1 635.8 1,627.4 473.0 1,154.4 548.8 198.6 350.2 12.9 148.0 55 Total liabilities 2,778.1 2,796.3 2,799.0 2,804.5 2,814.4 2,820.5 2,842.6 2,862.3 2,892.2 2,920.9 2,944.1 2,972.8 191.0 190.7 188.8 193.9 196.9 201.3 200.0 200.4 200.7 198.9 199.9 56 Residual (assets less liabilities) 9 203.8 25 13. Assets and liabilities of commercial banks, 1988-1994l—Continued A. All commercial banking institutions—Continued Billions of dollars, monthly averages of Wednesday figures 1990 Account Jan. | Feb. Mar. Apr. May June July Aug. Sept. | Get. Nov. Dee. Seasonally adjusted Assets 2,621.7 Bank credit 594.3 Securities in bank credit 410.9 U.S. government securities 183.4 Other securities Loans and leases in bank credit2 . . . . 2,027.4 Commercial and industrial 637.3 775.6 Real estate . , , 51.4 Revolving home equity 724.2 Other Consumer ,. 379.8 40.4 Security3 Other 194,2 Interbank loans4 182.5 227.6 Cash assets^ 193.4 Other assets6 . 2,638.5 603.1 419.9 183.2 2,035.4 637.3 784.2 52.1 732. 1 380.4 40.5 193.0 185.3 224.5 194.8 2,651.0 604.7 422.9 181.8 2,046.3 638.8 792.5 52.9 739.7 381.4 40.2 193.4 193.5 225.5 194.4 2,664.3 607.8 426.8 181.1 2,056.4 640.6 800.2 53.7 746.4 380.6 40.6 194.5 193.5 226.1 192.1 2,675.3 611.2 431.4 179.8 2,064.1 638.8 809.4 54.6 754.7 381.2 40.5 194.2 191.3 223.4 193.7 2,693.3 619.4 439.9 179.4 2,074.0 640.5 817.9 55.5 762.4 381.0 41.7 193.0 199.1 226.2 194.6 2,709.1 624.7 445.9 178.8 2,084.4 640.7 827.3 56.7 770.6 380.2 44.4 191.8 205.3 224.7 196.8 2,728.8 628.2 447.8 180.4 2,100.6 640.6 833.0 57.8 775.2 381.5 51.0 194.5 211.6 225.7 197.8 2,733.9 630.6 450.8 179.8 2,103.3 639.7 838.4 58.8 779.6 382.4 47.8 195.0 208.7 219.3 200.7 2,740.8 632.8 454.0 178.8 2,107.9 638.2 843.1 60.5 782.7 384.6 46.4 195.6 197.8 216.5 202.9 2,743.9 632.9 455.2 177.7 2,111.1 639.2 849.0 61.5 787.5 383.9 44.7 194.3 198.1 214.3 204.7 2,750.4 634.1 455.8 178.2 2,116.3 640.3 854.3 62.3 792.0 383.3 44.9 193.5 192.7 212.4 205.6 3,160.0 3,177.8 3,199.0 3,210.9 3,218.3 3,248.2 3,271.7 3,300.4 3,299.7 3,293.9 3,297.0 3,296.7 Liabilities 2,251.0 17 Deposits 18 Transaction 6H. 7 1,637.3 1 9 Nontransaetion 473.2 20 Large time 21 Other 1,164.1 550.6 22 Borrowings . 191.7 23 From banks in the United States . . . . 358.9 24 From non banks in the United States . 11.5 25 Net due to related foreign offices 26 Other liabilities'* 143.5 2,254.0 612.3 1,641.7 468.4 1,173.3 549.0 191.5 357.5 18.1 143.3 2,260.7 611.9 1,648.8 467.2 1,181.6 560.7 198.7 362.0 20.9 142.3 2,273.4 615.9 1,657.5 464.0 1,193.5 567.8 202.3 365.5 19.9 139.9 2,281.0 611.9 1,669.2 461.4 1,207.7 563.1 203.4 359.7 28.4 140.4 2,298.7 615.4 1,683.3 460.9 1,222.4 576.3 211.7 364.6 21.1 141.7 2,315.2 618.1 1,697.1 462.2 1,234.9 581.5 218.3 363.2 20.1 141.7 2,320.2 618.5 1,701.7 458.0 1,243.7 604.0 222.5 381.5 19.7 142.8 2,325.7 615.5 1,710.2 455.0 1,255.1 591.6 218.6 373.1 25.3 143.6 2,324.5 609.2 1,715.3 452.4 1,262.9 580.4 212.1 368.3 31.6 142.9 2,320.5 603.7 1,716.8 450.5 1,266.3 592.3 215.2 377.1 35.7 141.9 2,339.8 611.9 1,727.9 449.7 1,278.3 564.3 206.6 357.7 37.6 146.3 2,956.6 2,964.4 2,984.6 3,000.9 3,012.9 3,037.8 3,058.6 3,086.7 3,086.1 3,079.3 3,090.5 3,087.9 203.4 213.4 214.3 210.5 213.1 213.7 213.6 214.6 206.4 208.9 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 Total assets7 27 Total liabilities 28 Residual {assets less liabilities) 9 210.0 205.4 Not seasonally adjusted 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Assets 2,620.4 Bank credit Securities in bank credit 592.6 U.S. government securities 408.5 Other securities 184.0 Loans and leases in bank credit 2 . . . . 2,027.9 Commercial and industrial 634.3 Real estate 775.2 Revolving home equity 51.4 Other 721.8 Consumer 384.3 Security1 40.4 Other 193.8 Interbank loans4 . . 185.7 Cash assets5 237.4 Other assets6 194.8 2,637.5 605.0 421.3 183.6 2,032.5 636.0 782.0 51.9 730 1 381.0 42.5 191.0 187.8 220.5 194.7 2,650.4 608.3 426.3 182.0 2,042. 1 641.5 789.8 52.4 737.4 378.9 41.0 190.8 194.9 218.0 193.9 2,665.2 610.2 429.2 181.0 2,055.0 644.8 798.4 53.3 745.2 378.1 41.7 191.9 194.0 222.8 189.5 2,672.7 611.7 432.2 179.4 2,061.0 642.2 809.2 54.4 754.9 379.8 38.1 191.6 185.4 220.2 191.8 2,691.3 618.0 439.1 178.9 2,073.2 642.4 817.8 55.3 762.5 379.2 40.9 192.9 193.7 223.2 192.9 2,700. 1 620.2 442.4 177.8 2,080.0 639.6 827.7 56.5 771.2 377.6 43.1 192.0 200.6 222.9 195.6 2,725.7 626.9 446.8 180.0 2,098.8 638.6 833.5 57.9 775.5 380=9 50.5 195.3 209,6 219.2 196.4 2,735.7 631.4 451.7 179.7 2,104.2 636.6 839.0 59.1 779.9 384.0 47.4 197.1 206.7 220.6 200.9 2,746.7 634.1 455.0 179.1 2,1 12.6 636.6 846. 1 61.1 785.0 385. 2 46.9 197.8 197.6 216.4 204.7 2,752.9 636.0 457.4 178.6 2,116.9 639.2 852.1 62.0 790.1 384.5 44.7 196.5 202.9 221.0 207.6 2,762.9 633.2 454,6 178.6 2.129.7 641.8 857.3 62.6 794.8 388.0 45.6 197.0 201.5 224.6 210.3 3,172.9 3,174.6 3,191.4 3,206.7 3,204.8 3,236.4 3,256.2 3,287.9 3,300.8 3,301.3 3,319.6 3,334.2 Liabilities 2,260.3 Deposits Transaction 627.3 Nontransaction 1,633.1 470.2 Large time Other 1,162.9 Borrowings . . 552.4 From banks in the United States . . . . 194.6 From nonbanks in the United States , 357.8 Net due to related foreign offices 12.6 Other liabilities** 145.6 2,250.4 607.4 1,643.0 470.1 1,173.0 553.7 194.4 359.3 18.5 143.8 2,255.1 602.1 1,653.0 469.4 1,183.6 561.3 200.7 360.7 20.7 142.3 2,277.9 621.5 1,656.4 464.1 1,192.3 567.3 201.4 365.9 16.9 136.4 2,271.3 603.0 1,668.3 463.6 1,204.7 554.9 193.7 361.3 30.5 138.1 2,293.9 610.7 1,683.2 461.1 1,222.0 573.2 203.9 369.3 19.6 139.3 2,312.9 614.2 1,698.8 461.8 1,237.0 575.7 211.0 364.8 18.7 139.4 2,3133 601 A 1,706.2 460.2 1 ,246,0 606.1 223.7 382,4 19,7 142,4 2,323.2 612.7 1,710.5 455.4 1,255.0 599.5 219.2 380.3 24.3 143.7 2,322.6 606.7 1,715.9 451.5 1,264.4 593.4 211.9 381.5 32.9 143.6 2,329.8 611.0 1,718.8 449.8 1,269.0 603.3 222.4 380.9 37.2 145.6 2,363.6 638.2 1,725.5 447.4 1,278.0 573.1 216.1 357.1 38.0 150.5 2,971.0 2,966.4 2,979.4 2,998.4 2,994.8 3,026.1 3,046.7 3,081.5 3,090.7 3,092.6 3,115.9 3,125.2 202.0 208.1 212.0 208.2 210.0 209.5 206.4 210.1 208.7 203.7 209.0 44 Total assets' 45 46 47 48 49 50 51 52 53 54 55 Total liabilities 56 Residual (assets less liabilities)** 26 210.4 13. Assets and liabilities of commercial banks, 1988-19941—Continued A. All commercial banking institutions—Continued Billions of dollars, monthly averages of Wednesday figures 1991 Jan. Feb. Mar. Apr. June May July Aug. Sept. Oct. Nov. Dec. Seasonally adjusted 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Assets Bank credit Securities in bank credit U.S. government securities Other securities Loans and leases in bank credit2 Commercial and industrial Real estate Revolving home equity Other .... Consumer 3 Security Other Interbank loans4 Cash assets56 . . . . Other assets 2,757.4 641.6 462.7 178.9 2,115.9 638.7 858.7 62.9 795.9 378.4 48.8 191.2 185.2 204.9 209.7 2,772.5 645.7 467.4 178.3 2,126.8 638.3 863.7 63.8 799.9 378.6 52.6 193.5 183.4 208.3 212.7 2,778.8 653.8 475.4 178.4 2,125.0 636.9 867.7 64.5 803.2 378.2 47.9 194.3 178.6 213.4 212.2 2,781.1 2,784.3 658.8 664.8 487.4 481.3 MIA 177.5 2,122.4 2,119.6 633.5 629.5 873.4 871.0 65.4 66.0 805.6 807.4 377.4 376.5 48.2 49.2 192.4 191.0 176.2 171.0 214.2 211.5 211.7 208.4 2,797.1 675.3 497.0 178.3 2,121.8 626.9 877.7 66.8 810.9 375.8 49.9 191.6 169.9 210.9 208.9 2,797.1 684.1 507.8 176.3 2,113.0 624.8 876.4 67.1 809.3 374.0 48.0 189.7 166.9 206.7 207.4 2,799.3 692.0 516.1 175.8 2,107.4 620.2 876.5 67.6 808.9 373.3 47.6 189.8 170.4 210.9 207.3 2,810.3 702.8 525.2 177.6 2,107.5 622.5 876.6 68.3 808.3 370.9 48.6 188.9 173.7 210.1 206.7 2,827.5 720.3 541.6 178.8 2,107.2 624.0 876.9 68.5 808.4 367.9 50.0 188.3 170.5 209.2 210.7 2,842.3 2,855.0 745.3 733.0 554.1 565.2 180.0 179.0 2,109.3 2,109.8 619.0 621.0 878.4 878.8 69.8 69.1 809.1 809.3 366.7 367.2 52.9 54.0 191.2 189.9 166.8 169.9 212.5 214.8 209.0 212.0 3,291.2 3,311.7 3,318.0 3,317.7 3,310.2 3,321,8 3,313.0 3,322.8 3,335.9 3,354.1 3,375.7 3,380.0 Liabilities 2,356.2 Deposits .... Transaction 603.7 1,752.5 Nontransaction . . 466.4 Large time Other 1,286.1 525.0 Borrowings .. From banks in the United States . . . . 186.0 339.0 From nonbanks in the United States . 32.3 Net due to related foreign offices 150.3 Other liabilities8 .... 2,380.0 607.6 1,772.5 470.8 1,301.7 514.0 183.6 330.4 28.3 150.9 2,398.8 616.1 1,782.7 471.1 1,311.6 509.4 178.3 331.1 31.5 150.1 2,412.5 622.8 1,789.7 470.4 1,319.3 502.5 177.9 324.6 30.3 148.6 2,420.2 625.1 1,795 1 469.1 1,326.0 493.3 173.7 319.7 26.0 145.6 2,431.9 628.4 1 ,803 5 467.2 1,336.3 485.3 170.4 314.9 25.5 145.0 2,436.9 629.3 1 807 6 462.9 1,344.8 479.4 167.6 311.8 22.7 140.5 2,451.4 635.1 1 816 3 462.4 1,353.9 475.0 169.1 305.9 19.8 138.5 2,457.8 635.8 1 822 0 462.2 1,359.8 477.6 171.6 306.1 22.6 139.2 2,457.9 638.6 1,819 3 456.1 1,363.1 487.3 171.8 315.5 30.4 141.7 2,471.7 650.1 1,821 6 452.3 1,369.4 497.4 169.6 327.7 36.1 141.1 2,471.1 652.1 1,819.0 447.1 1,371.9 489.7 167.6 322.1 40.7 142.9 3,073.3 3,089.7 3,093.9 3,085.1 3,087.7 3,079,5 3,084.8 3,097.3 3,117.3 3,146.2 3,144.4 233.5 238.0 238.7 236.7 229.5 235.6 . .. .... ... . .. 1 6 Total assets7 17 18 19 20 21 22 23 24 25 26 3,063.8 27 Total liabilities 227.4 28 Residual (assets less liabilities)" 238.4 228.3 223.8 225.1 234.1 Not seasonally adjusted 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Assets Bank credit . . .... Securities in bank credit U.S. government securities Other securities Loans and leases in bank credit 2 Commercial and industrial Real estate Revolving home equity Other Consumer Security3 Other . . . . Interbank loans4 Cash assets56 Other assets 2,754.1 638.8 459.6 179.2 2,115.3 635.2 857.5 62.9 794.7 382.6 49.2 190.7 189.0 211.8 210.6 2,768.8 645.6 466.7 178.9 2,123.2 636.8 860.8 63.6 797.2 379.3 55.1 191.2 185.4 204.5 212.0 2,777.0 657.0 478.3 178.7 2,120.0 639.7 864.2 64.0 800.2 375.6 49.0 191.6 179.2 206.7 210.7 2,781.4 661.0 483.7 177.4 2,120.3 637.6 868.4 64.8 803.6 374.7 49.7 189.9 176.8 211.1 208.4 2,779.8 2,793.8 664.7 673.7 487.7 496.0 177.7 176.9 2,115.2 2,120.1 628.7 632.3 872.9 877.4 65.7 66.6 810.8 807.1 373.9 375.1 48.4 46.4 191.7 188.5 165.3 165.9 208.4 207.8 207.3 206.6 2,787.3 679.9 504.5 175.4 2,107.4 623.7 876.5 67.0 809.5 371.5 46.0 189.8 162.9 204.4 206.5 2,795.0 690.7 515.5 175.3 2,104.3 617.8 876.6 67.7 808.8 372.6 46.9 190.4 168.0 204.9 206.6 2,810.9 703.4 526.2 177.2 2,107.5 619.3 877.1 68.6 808.4 372.0 48.1 191.1 171.2 211.5 207.1 2,830.8 721.1 542.1 179.0 2,109.7 621.9 879.3 69.2 810.1 368.0 50.4 190.1 169.5 209.2 212.7 2,849.9 735.6 556.1 179.5 2,114.3 620.6 881.4 69.5 811.9 367.3 53.3 191.7 173.1 221.7 214.9 2,866.7 743.3 563.2 180.0 2,123.5 620,0 882.0 69.9 812.1 370.8 55.7 195.0 174.6 224.6 213.5 3,299.6 3,305.1 3,308.2 3,312.5 3,295.3 3,310.2 3,297.0 3,309.9 3,335.8 3,358.3 3,395.6 3,415.4 Liabilities 2,360.8 2,374.5 2,392.7 Deposits 602.2 Transaction 606.7 614.6 Nontransaction . . . 1 ,746. 1 1,772.4 1,786.0 462.8 471.8 Large time 472.9 1,283.3 1,300.6 1,313.1 Other 528.4 523.9 506.6 Borrowings .. 185.9 189.7 From banks in the United States . . . 179.6 338.0 327.0 338.8 From nonbanks in the United States 34.2 28.4 Net due to related foreign offices . . . . 31.3 152.6 151.5 Other liabilities8 149.8 2,416.4 628.0 1,788.4 470.8 1,317.6 497.1 177.1 319.9 27.2 144.8 2,411.7 615.9 1,795.8 473.1 1,322.8 483.8 165.7 318.1 27.7 143.3 2,428.3 623.1 1,805.2 469.1 1,336.1 486.2 166.4 319.8 21.5 142.4 2,433.5 623.9 1,809.6 463.0 1,346.5 475.0 163.6 311.4 19.6 138.2 2,443.5 623.1 1,820.3 464.5 1,355.8 475.6 168.8 306.8 19.7 138.1 2,454.2 633.0 1,821.2 461.5 1,359.6 486.9 172.1 314.8 21.9 139.3 2,452.4 635.5 1,816.9 452.6 1,364.3 494.7 170.3 324.4 34.3 142.7 2,478.7 658.6 1,820.2 449.6 1,370.5 497.2 173.8 323.3 38.3 144.7 2,492.7 679.2 1,813.6 443.8 1,369.7 494.4 174.8 319.5 43.5 146.3 3,078.3 3,080.4 3,085.5 3,066.4 3,078.4 3,066.2 3,076.8 3,102.3 3,124.1 3,158.9 3,176.9 227.0 228.9 231.8 230.8 233.0 234.3 236.7 238.5 44 Total assets7 45 46 47 48 49 50 51 52 53 54 55 Total liabilities 56 Residual (assets less liabilities) .... ... .. . .. . .. 3,076.0 9 223.6 226.9 227.8 233.5 27 13. Assets and liabilities of commercial banks, 1988-19941—Continued A. All commercial banking institutions—Continued Billions of dollars, monthly averages of Wednesday figures 1992 Account Jan. Feb. Mar. Apr. May June July Aug. —r r | Sept. j Oct. Nov. Dec. Seasona 1 1 y adj u sted 1 2 3 4 5 6 7 8 9 10 11 12 H 14 IS Ax.wtx 2,868.8 Bank ercdit 753.1 Securities in bank credit 573.3 U.S. government securities 179.8 Other securities Loans and leases in bank credit 1 . . . . 2,115.7 615.7 Commercial and industrial . . . . . . 883.1 Real estate ........ 70.6 Revolving home euuity 812.5 Other 365.8 Consumer 58.6 Security1 192.5 Other 181.2 Interbank loans4 210.4 Cash assets36 206.8 Other assets 2,877.5 759.4 579. H 179.6 2,118.1 612.4 887.1 70.7 816.4 365.2 59.2 194.1 181.5 214.8 205.4 2,881.9 762.7 584.8 177.8 2,119.2 609.2 889.4 70,9 818.5 364.5 62.1 194.0 177.8 220. ! 204.5 2,892.5 2,895.1 2,904.8 2,906.0 2,918,2 772.9 782.6 792.3 803.7 817 J 594.2 604.8 637.4 615.3 625.0 178.7 177.8 177.0 178.7 179.7 2,119.5 2,112.5 2,112.5 2,102.3 2,101.1 606.4 604.6 602.2 600.2 597.8 892.2 892.5 890.4 890.2 892.6 71.2 71.5 71.7 72.3 72.5 820.9 821.0 820.1 818.6 817.9 363.1 361.2 361.6 361.2 360.1 65.9 62.9 66.6 61.9 61.5 191.9 191.2 191.7 188.9 189.3 179.0 174.6 171.4 163.7 162.6 211.9 205.8 210.9 209.7 208.4 206.2 207.8 210.4 211.6 213.8 2,932.6 2,939.5 822.7 830.5 643.4 650.9 179.2 179.5 2,109.9 2,109.0 599.0 596.8 895.6 897.9 72.8 73.3 822.8 824.6 360.2 358.7 63.6 64.5 191.5 191.1 161.1 160.1 211.0 209.3 218.7 213.6 2.947.1 837.0 658.6 178.4 2,110.1 596.4 899.3 73.5 825.8 358.8 62.9 192.7 165.6 210.8 214.5 2,949.6 841.4 664.9 176.5 2,108.2 594.6 898.5 73.7 824.9 358.8 63.3 193.1 161.6 211.8 213.0 3,403.7 3,415.6 3,420.6 3,426.2 3,419.7 3,433.9 3,427.4 3,439.6 3,460.6 3,460.0 3,475.8 3,474.4 LUthUiticx 2,473.7 Deposits 662.3 Transaction 1,811.4 Nontransaction 438.1 Large time 1,373.3 Other 505.6 Borrowings 182.0 From banks in the United States 323.7 From nonbunks in the United States . 42.3 Net due to related foreign offices 137.6 Other liabilities* 2,478.6 674.9 1,803.7 429.6 1,374.2 510.2 181.7 328.5 48.4 133.7 2,492.3 692.7 1 ,799.7 422.9 1,376.8 506.9 176.5 330.4 47.0 131.0 2,491.2 690.8 1,800.4 415.6 1,384.8 505.4 181.4 324.1 50.1 132.1 2,483.0 690.6 1,792.4 410.4 1,382.0 502.0 176.4 325.6 56.0 133.2 2,485.1 2,477.6 701.3 699.3 1,783.8 1,778.3 406.4 405.2 1,377.4 1,373.1 498.0 482.7 170.3 162.3 327.8 320.4 63.3 66.1 134.3 139.1 2,485.5 710.3 1,775.2 402.7 1,372.5 490.7 160.4 330.3 60.4 143.0 2,493.6 721.8 1,771.8 398.1 1,373.6 491.2 358.1 333 J 62.7 5.4H.7 2,501.1 2,502.1 740.2 729.6 1,771.5 1,761.9 387.0 392.9 1,378.6 1 ,374.9 493.7 487.9 164.0 i59.6 329.7 328.2 65.6 60.0 147.9 147.6 2,500.0 745,7 1,754.3 380.3 1,374.0 491.3 161.7 329.6 68.4 145.2 3,159.2 3,170.9 3,177.3 3,178.8 3,174.2 3,180.8 3,165.5 3,179.6 3,196.2 3,196.6 244.5 244.6 253.2 261.9 260.0 264.4 263.3 266.6 269.4 16 Total assets1 17 18 19 ?() 21 22 23 24 25 26 27 Total liabilities 28 Residual {assets less liabilities) 4 243.3 247.4 245.6 3,209.3 3,205.0 Not seasonally adjusted 29 30 31 32 33 34 35 16 37 38 39 40 41 42 43 Assets 2,866.9 Bank credit 749.6 Securities in bank credit 569.3 U.S. government securities 180.3 Other securities Loans and leases in bank credit . . . . 2,117.3 612.8 Commercial and industrial 882.6 Real estate . . . 70.6 Revolving home equity Other 812.0 370.0 Consumer 59.7 Security1 192.1 Other 185.9 Interbank loans4 . . . 217.0 Cash assets3 . .... 207.6 Other assets'* 44 Total assets7 45 46 47 48 49 50 51 52 53 S4 , 3,413.9 2,883.0 2,894.5 776.6 767.4 597.7 589.0 178.8 178.4 2,! 15. 6 2,118.0 610.6 612.5 886.2 889.5 70.4 70.7 818.8 815.8 360.7 362.1 67.8 63.5 191.4 189.3 179.9 177.8 209.1 214.0 203.0 202.3 2,889. 1 782.3 604.7 177.6 2,106.8 607.3 891.9 71.3 820.6 360.0 59.3 188.3 169.1 202.9 206.3 2,901.1 790.7 614.4 176.3 2,110.5 604.0 890.3 71.7 818.6 359.8 64.3 192.1 168.2 208.5 208.8 2,895.0 798.8 621.1 177.7 2,096.2 599.3 890.1 72.2 817.9 359.1 58.6 189.0 159.8 206.9 210.9 2,914.4 816.7 637.7 179.0 2,097.7 595.6 892.7 72.6 820.0 359.7 60.0 189.8 159.9 202.2 214.0 2,935.7 2,944.2 824.4 832.1 645.6 652.0 178.8 180,0 : U l l . 3 2,112.2 596. t 595.0 8%. 7 900.7 73.1 74.1 823.6 826.7 361.3 358.9 63.0 64.7 194.1 192.8 159.2 159.4 212.6 209.9 119.2 216.0 2,957.9 840.4 661.3 179.0 2,117.5 596.7 903.4 74.0 829.4 359.2 64.0 194.3 168.4 217.5 217.6 2,966.0 840.2 663.4 176.7 2.125.9 596.0 903.5 73.8 829.7 363,0 66. 1 197.3 170.1 224.6 217.8 3,411.3 3,413.1 3,423.5 3,404.1 3,423.4 3,409.7 3,427.4 3,463.7 3,467.0 3,498.7 3,516.2 2,875.9 759.3 578.8 180.6 2,116.6 611.3 884.8 70.5 814.3 366.3 62.3 191.9 183.8 211.1 204.4 Liabilities 2,479.1 Deposits 673.3 Transaction 1,805.7 Nontransaction Large time 434.9 1,370.9 Other 509.7 Borrowings 185.6 From banks in the United States . . . . 324.2 From no n banks in the United States . 46.9 Net due to related foreign offices 139.8 Other liabilities* 2,474. 1 669. 1 1,805.0 430.6 1,374.3 514.5 183.2 331.3 46.7 134.5 2,487.4 683.3 1,804.1 425.0 1,379.0 505.7 176.9 328.8 46.6 130.8 2,497.9 698.1 1,799.8 416.0 1,383.8 503.9 179.9 324.0 48.9 128.9 2,475.5 680.9 1,794.6 415.1 1,379.5 490.7 169.1 321.7 58.4 131.4 2,482.8 2,472.2 696.2 692.3 1,786.6 1,779.9 409.0 405.2 1,377.7 1,374.8 498.5 481.9 167.9 159.0 330.6 322.9 58.3 62.7 131.8 136.9 2,475.3 696.6 1,778.8 404.1 1,374.6 49 L 2 158.9 332.3 58.8 142.5 2,491.3 2,496.6 719.4 726.9 1,771.9 1.769.8 W7.7 389.6 1,374.2 1,380.2 500.5 492.4 157.8 157.5 342.7 335,0 60.8 63.5 148.7 148.9 2,514.1 751.9 1,762.2 385.2 1,377.0 499. 1 168.2 330.8 66.3 151.9 2,529.2 778.0 1 ,75 1 . 1 378.3 1,372.8 497.7 170.2 327.5 72.1 148.3 3,175.5 3,169.8 3,170.4 3,179.6 3,156.0 3,171.4 3,153.7 3,167.8 3,201.3 3,201.5 3,231.4 3,247.2 238.4 241.5 242.7 243.9 248.0 251.9 256.1 259,6 267.3 269.0 55 Total liabilities 56 Residual (assets less liabilities)*' 28 262.3 265.5 13. Assets and liabilities of commercial banks, 1988-19941—Continued A. All commercial banking institutions—Continued Billions of dollars, monthly averages of Wednesday figures 1993 Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. Seasonally adjusted 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Assets Bunk credit 2,961.4 846.4 Securities in bank credit 670.7 U.S. government securities 175.6 Other securities 3 Loans and leases in bank credit . . . . 2,115.1 596.5 Commercial and industrial 900.3 Real estate 73.8 Revolving home equity Other 826.5 Consumer 361.7 Security3 63.8 Other . . . 192.8 4 156.8 Interbank loans Cash assets5 . ..... 210.1 Other assets6 216.5 1 6 Total assets7 17 18 19 20 21 22 23 24 25 26 2,971.6 858.9 681.5 177.4 2,112.7 595.2 900.0 74.0 826.1 363.5 62.9 191.1 152.6 211.0 218.8 2,983.8 868.7 689.1 179.6 2,115.1 592.6 901.9 74.7 827.1 364.9 65.4 190.3 154.6 206.7 220.9 2,991.6 876.3 695.4 181.0 2,115.3 587.1 903.5 75.1 828.4 366.6 65.0 193.1 149.1 210.3 221.5 3,014.7 881.4 699.3 182.1 2,133.3 590.6 908.4 75.2 833.2 369.1 69.9 195.3 155.3 214.6 219.1 3,038.1 890.0 708.3 181.7 2,148.1 592.2 913.5 75.0 838.4 371.2 74.0 197.3 161.0 214.8 219.5 3,057.6 895.1 713.2 182.0 2,162.4 589.9 916.9 74.8 842.1 374.8 82.9 197.9 160.6 216.8 220.4 3,062.8 901.3 716.6 184.7 2,161.5 588.4 919.8 74.6 845.2 377.7 80.1 195.5 156.1 220.9 218.3 3,071.7 904.8 719.6 185.1 2,167.0 586.5 921.9 74.4 847.5 380.2 83.2 195.2 153.1 225.2 222.8 3,077.0 902.8 720. 1 182.7 2,174.2 586.2 926.6 73.8 852.8 384.3 81.3 195.7 152.0 218.9 220.2 3,095.0 908.5 725.1 183.4 2,186.6 585.2 931.7 73.5 858.2 388.1 87.5 194.1 153.3 218.6 219.1 3,106.1 915.6 730.3 185.3 2,190.6 584.5 938.3 73.4 864.9 390.8 85,8 191,1 152,6 218.3 214.0 3,483.3 3,492.7 3,504.7 3,511.6 3,542.9 3,572.7 3,595.3 3,598.2 3,613.3 3,608.9 3,627.3 3,632.7 Liabilities Deposits 2,495.0 Transaction 745.3 Nontransaction . . . 1,749.7 375.0 Large time Other . . . 1,374.7 487.4 Borrowings 157.5 From banks in the United States . . . . From nonbanks in the United States . 330.0 Net due to related foreign offices 73.0 144.6 Other liabilities* 2,498.0 749.1 1,748.9 371.2 1,377.7 490.3 152.1 338.2 77.6 145.9 2,495.7 752.7 1,743.0 366.4 1,376.6 499.9 153.8 346.1 80.9 149.3 2,496.2 755.9 1,740.2 366.2 1,374.1 492.1 150.9 341.3 88.6 147.5 2,516.4 774.8 1,741.6 365.9 1,375.7 507.5 155.1 352.4 87.2 148.7 2,522.1 783.7 1,738.4 361.7 1,376.7 517.5 158.6 358.9 92.4 151.8 2,519.2 788.8 1,730.4 355.2 1,375.2 528.8 159.4 369.4 105.3 149.4 2,520.8 799.4 1,721.4 349.4 1,372.0 520.3 154.7 365.6 116.9 148.5 2,522.8 807.6 1,715.2 345.4 1,369.8 521.8 151.8 370.0 123.0 146.8 2,519.3 806.8 1,712.5 346.5 1,366.0 522.0 153.4 368.6 127.8 145.2 2,527.8 813.4 1,714.4 346.8 1,367.6 521.4 152.6 368.8 129,4 144.9 2,531.8 816.4 1,715.4 348.7 1,366.6 522.4 154.0 368>.4 126.4 144.0 3,200.1 3,211.9 3,225.8 3,224.4 3,259.7 3,283.8 3,302.7 3,306.6 3,314.3 3,314.3 3,323.5 3,324.6 283.2 280.8 278.8 287.2 283.2 288.9 292.6 291.6 299.0 294.6 303. 8 308.2 27 Total liabilities 1 28 Residual (assets less liabilities) * . .. Not seasonally adjusted 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Assets Bank credit . 2,957.1 841.1 Securities in bank credit 665.3 U.S. government securities 175.8 Other securities Loans and leases in bank credit2 . . . . 2,116.0 593.4 Commercial and industrial 898.9 Real estate 73.7 Revolving home equity 825.2 Other 365.5 Consumer . .. 65.6 Security 3 192.6 Other . . . 161.6 Interbank loans4 Cash assets5 215.6 Other assets6 216.6 2,966.8 856.8 678.6 178.2 2,110.0 593.8 896.8 73.6 823.2 364.4 66.0 189.0 154.4 207.3 217.0 2,983.6 874.0 693.9 180.1 2,109.6 595.5 897.9 74.1 823.8 362.2 66.6 187.5 153.9 200.8 217.5 2,991.5 880.2 699.2 181.0 2,111.3 591.0 900. 1 74.6 825.5 364.1 66.0 190.1 149.3 206.9 217.8 3,006.8 880.9 698.9 182.1 2,125.9 593.1 907.2 75.0 832.2 367.9 65.9 191.8 149.8 211.7 218.1 3,034.4 888.9 708.1 180.8 2,145.4 593.8 913.4 75.0 838.4 369.3 71.3 197.8 158.0 212.4 218.1 3,045.0 889.9 708.9 181.0 2,155.1 589.2 916.7 74.8 841.9 372.8 78.2 198.2 156.7 214.0 219.9 3,058.4 901.5 717.5 184.0 2,156.8 585.9 919.7 74.7 845.0 377.3 77.9 196.1 152.9 213.7 219.4 3,074.8 906.8 722.3 184.6 2,168.0 583.4 923.3 74.7 848.6 381.2 82.2 197.9 150.9 226.8 223.4 3,080.3 903.3 720.0 183.3 2,176.9 584.4 929.4 74.5 854.9 384.5 81.4 197.3 151.1 219.3 222.5 3,105.9 910.7 726.9 183.8 2,195.2 585.6 936.3 74.0 862.4 388.4 89. 3 195.6 156.0 226.0 222.1 3,126.0 914.3 729.3 185.0 2,211.7 585.7 944.3 73.5 870.9 395.4 90.8 195.5 161.6 232.2 219.0 44 Total assets7 3,489.7 3,484.0 3,494.3 3,504.9 3,525.7 3,562.2 3,576.0 3,584.6 3,616.2 3,614.2 3,650.9 3,680.0 Liabilities 45 Deposits 46 Transaction 47 Nontransaction 48 Large time 49 Other 50 Borrowings . .... 51 From banks in the United States . . . 52 From nonbanks in the United States 53 Net due to related foreign offices . . . . 54 Other liabilities 8 2,498.8 755.9 1,742.9 371.9 1,371.0 493.8 161.6 332.1 78.5 146.9 2,490.4 741.7 1,748.7 371.7 1,377.0 498.1 154.4 343.6 75.0 146.6 2,487.9 741.8 1,746.1 368.1 1,378.0 498.2 153.9 344.3 81.4 149.0 2,500.4 761.5 1,738.9 365.6 1,373.3 490.1 149.3 340.9 89.3 144.0 2,507.4 763.8 1,743.6 370.2 1,373.4 497.4 149.8 347.6 90.2 146.9 2,519.0 777.9 1,741 2 364.3 1,376.9 520.4 157.9 362.5 87.3 148.7 2,511.5 780.3 1,731.2 354.9 1,376.4 524.6 156.7 368.0 102.3 147.3 2,508.0 783.8 1,724.2 350.3 1,373.9 520.1 152.9 367.2 113.7 147.9 2,522.0 806.5 1 715 5 345.4 1,370.0 530.8 150.9 379.9 119.3 146.7 2,515.4 804.0 17114 344.2 1,367.2 526.6 151.2 375.3 128.5 146.7 2,543.4 827.8 1,715.6 345.7 1,369.9 529.4 156.2 373.1 129.6 149.1 2,566. 1 853.2 1,712.9 347.3 1,365.6 535.1 162.0 373.1 130.8 146.6 55 Total ^abilities 3,218.0 3,210.1 3,216.4 3,223.8 3,241.9 3,275.5 3,285.7 3,289.8 3,318.7 3,317.2 3,351.4 3,378.6 271.7 273.9 277.8 281.2 283.8 286.7 290.3 294.8 297.5 297.0 299.5 301.4 56 Residual (assets less liabilities) 9 29 13. Assets and liabilities of commercial banks, 1988-19941—Continued A. All commercial banking institutions—Continued Billions of dollars, monthly averages of Wednesday figures 1994 Account Jan. Feb. | Mar. | Apr. | May June July Aug. Sept. 1 Oct. Nov. | Dec. Seasonally adjusted 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Assets 3,152.9 Bank credit 948.5 Securities in bank credit 735.0 U.S government securities 213.5 Other securities Loans and leases in bank credit 2 . . . . 2,204.4 Commercial and industrial 591.3 943.0 Real estate 73.2 Revolving home equity Other 869.8 394.5 Consumer 81.3 Security1 194 2 Other 153 3 Interbank loans4 219.1 Cash assets56 202.7 Other assets 3,156.2 943.9 735.8 208.2 2,212.3 592.6 942.7 73.3 869.4 398.1 83.0 195 9 153.9 223.9 213.4 3,177.3 3,204.0 3,210.1 954.3 968.7 966.7 746.2 756.8 751.6 208.0 211.9 215.0 2,223.0 2,235.3 2,243.5 597.3 603.2 608.0 944.1 948.5 951.2 73.3 73.3 73.5 870.8 875.2 877.7 402.4 408.2 412.2 84.3 79.0 78.1 195 0 1964 193 9 149.7 149.9 157.2 217.1 210.6 216.7 218.6 221.6 224.9 3,220.0 968.4 752.1 216.3 2,251.6 611.3 957.3 73.8 883.5 416.1 76.2 190.7 155.4 215.1 223.2 3,256.2 975.6 751.5 224. 1 2,280.5 618.8 965.6 74.0 891.6 423. 1 77.2 195.8 159.8 211.6 226.1 3,269.0 969.8 746. 1 223,6 2,299,2 623,5 973,2 74,4 898,9 429,3 75.0 198,2 160.7 205 .8 225.6 3,282.2 968.0 741.5 226.6 2,314.2 627.9 981.1 74.9 906.2 434.5 69.7 201.0 161.9 202.7 222.7 3,292.3 3,297.7 951,5 961.6 724.3 731.9 227.2 229,7 2,330.7 2,346.2 639.5 633.9 991.5 986.0 75.7 75.1 910.9 915.8 445.7 441.6 69.7 70.4 199.8 198. 8 172.4 165.6 209.0 206.0 221.0 220. 1 3,670.2 3,690.0 3,705.5 3,751.8 3,756.7 3,796.5 3,804.1 3,812.7 3,830,3 3,840.8 3,871.2 Liabilities 2,534.5 Deposits 814.3 Transaction 1,720.2 Nontransaction 349.2 Large time 1,371.1 Other 542.6 Borrowings 155.1 From banks in the United States . . . . 387.5 From nonbanks in the United States . 123.9 Net due to related foreign offices 162.2 Other liabilities 8 2,527.5 816.7 1,710.9 341.5 1,369.3 538.2 154.4 383.9 147.4 171.2 2,515.7 2,507.2 2,515.8 813.5 803.2 811.9 1,702.2 1,704.1 1,703.9 334.2 336.8 337.2 1,368.0 1,367.2 1,366.7 550.6 570.5 571.0 150.8 152.3 157.1 399.9 418.2 413.9 164.5 174.2 178.2 170.3 174.3 178.3 2,507.9 811.1 1,696.8 333.7 1,363.1 569.8 154.4 415.4 186.6 176.1 2,514.7 811.2 1,703.5 338.7 1,364.8 577.9 160.0 417.9 197.3 182.5 2,517.4 809.1 1,708.3 342.0 1,366.3 577.4 158.6 418.8 206.6 179.6 2,517.5 803.1 1,714.5 347.0 1,367.5 580.7 160.7 420.0 211.4 178.6 2,526.8 804.6 1,722.2 354.5 1,367.6 584.9 165.4 419.4 214.6 179.2 2,522.7 797.5 1,725.2 358.8 1,366.4 591.6 169.3 422.3 213.5 176.6 2,528.8 797.3 1,731.5 362.0 1,369,4 607.7 176.8 430.9 225.6 180.2 3,363.2 3,384.4 3,401.1 3,426.1 3,443.3 3,440.5 3,472.4 3,481.0 3,488.2 3,505.4 3,504.4 3,542.3 307.0 305.6 324.0 323.1 324.4 324.9 336.4 329.0 3,281.0 3,292.5 966.3 960.4 743.9 731.3 222.4 229.1 2,314.8 2,332.1 624.4 631.7 982.4 988.7 75.2 75.8 907.2 912.9 435.4 441.7 68.4 70. 1 204.1 200.0 159.0 163.8 204.2 209.5 223.2 222.0 3,306.2 953.0 725.3 227.6 2,353.2 639.5 996.3 76.1 920.2 445.9 71.3 200.2 173.9 212.5 223.8 3,332.0 942.4 719.1 223.3 2,389.6 645.0 1,006.2 76.3 929.9 457.1 75.5 205.8 185.7 222.9 233.2 3,810,4 3,859,8 3,917.2 16 Total assets? 17 18 19 20 21 22 23 24 25 26 27 Total liabilities 28 Residual (assets less liabilities) 1 ^ 304.4 3,728.8 302.7 308.5 316.3 3,316.0 947.1 720.3 226.8 2,368.9 644.3 999.8 76.2 923.6 452.1 70.9 201.8 175.0 209.0 227.4 Not seasonally adjusted 2,9 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Assets 3,149.3 Bank credit 942.8 Securities in bank credit 729.0 U.S. government securities 213 8 Other securities 2 Loans and leases in bank credit . . . . 2,206.5 588.3 Commercial and industrial 941.5 Real estate 73.2 Revolving home equity Other 868.3 398.6 Consumer 83.8 Security 1 Other 194.3 Interbank loans4 158.5 224.5 Cash assets5*6 Other assets . 202.7 3,153.1 942.6 731.8 210.8 2,210.6 591.4 939.2 73.0 866.2 399.2 87.2 193.6 155,5 220.0 211.5 3,178.2 3,204.7 3,201.8 961.2 974.3 966.9 751.5 761.2 750.9 209.7 213.1 216.0 2,217.0 2,230.4 2,234.9 600.2 607.1 610.7 939.7 944.8 949.8 72.6 72.8 73.4 867.1 872.0 876.4 399.5 405.4 410.9 85. B 79.9 73.2 191.8 193.3 190.3 148.4 150.1 152.4 211.0 207.1 214.5 214.7 217.9 224.1 3,217.6 969.1 752.2 216.9 2,248.5 612.9 957.1 73.8 883.3 413.8 73.3 191.3 153.7 213.4 221.7 3,244.1 970.8 747.3 223.5 2,273.3 618.1 965.1 74.0 891.1 421.0 72.7 196.4 156.7 208.5 225.5 3,677.6 3,682.5 3,694.8 3,749.4 3,778.3 3,787.9 Liabilities Deposits 2,538.6 824.9 Transaction 1,713.7 Nontransaction 346.2 Large time 1,367.5 Other 542.6 Borrowings 158.9 From banks in the United States . . . . 383.7 From nonbanks in the United States . 129.4 Net due to related foreign offices Other liabilities 5 * 164.8 2,518.4 808.0 1,710.5 341.9 1,368.6 542.7 155.9 386.8 144.8 171.6 2,506.1 2,511.0 2,506.4 2 506 1 2 505 8 2 503 2 2 514 3 2 52^ 3 801.5 808.4 800.6 792.8 802.0 800.3 801.9 807.0 1,704.6 1,702.6 1,705.8 1,699.1 1,703.9 1,710.5 IJ14.0 1,720.4 335.5 335.9 34LO 335.8 346.9 352.4 338.3 342.7 1,369.1 1,366.7 1,364.8 1 363 3 1 365 6 1 367 8 1 367 1 1 168 0 544.0 557.9 562.4 576.1 590.6 592.8 584.6 581.0 148.8 150.2 152.5 156.8 153.8 158.7 163.5 156.6 422 1 395.2 407.7 409.9 424.3 431.8 429.3 428.0 167.2 175.5 182.0 181.3 205.9 214.4 202.0 194.3 180.2 169.9 170.3 176.3 172.1 178.8 178.3 181. 1 2 537 8 811.6 1,726.1 358.0 1 368 2 605.0 173.6 431.4 213.2 181.7 2 561 6 833.0 1,728.5 360.6 1 368 0 620.3 185.7 434,6 230.3 183.3 3,375.4 3,377.6 3,387.2 3,414.6 3,427.0 3,435.7 3,461.4 3,537.7 3,595.4 302.2 304.9 307.6 308.2 308.6 313.8 316.9 44 Total assets7 45 46 47 48 49 SO 51 52 53 54 55 Total liabilities 56 Residual (assets less liabilities)" 30 3,722.7 3,735.6 3,262.5 968.3 747.3 220.9 2,294.2 620.5 972.8 74.5 898.3 428.9 72.6 199.4 156.8 198.3 227.2 3,468.5 319.3 3,831.2 3,489.1 3,510.5 321.3 320.7 322.1 321.8 13. Assets and liabilities of commercial banks, 1988-19941—Continued B. Domestically chartered commercial banks Billions of dollars, monthly averages of Wednesday figures 1988 Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. Seasonally adjusted 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Assets 2,131.1 2,138.4 2,150.0 Bank credit 513.4 513.3 513.6 Securities in bank credit U.S. government securities 332.0 331.7 331.0 181.7 182.6 Other securities 181.3 2 Loans and leases in bank credit . . . . 1,617.8 1,625.0 1,636.3 483.4 485.0 Commercial and industrial 482.8 584.8 589.8 594.7 Real estate 31.4 32.2 32.9 Revolving home equity 553.4 557.6 561.8 Other 335.6 339.3 Consumer 332.9 38.5 Security3 37.0 36.9 180.2 179.3 178.9 Other 4 132.7 134.7 Interbank loans 134.3 202.3 201.0 Cash assets56 200.1 132.3 131.8 Other assets 131.6 16 Total assets7 17 18 19 20 21 22 23 24 25 26 2,168.1 516.8 332.9 183.9 1,651.3 488.6 600.6 33.6 567.0 342.7 39.1 180.3 139.1 204.0 136.2 2,185.1 518.8 334.3 184.5 1,666.3 491.1 607.3 34.4 572.9 344.9 41.5 181.6 136.8 206.7 137.1 2,199.3 522.5 337.9 184.6 1,676.8 493.9 613.9 35.2 578.8 347.5 39.3 182.1 140.1 208.6 137.6 2,213.1 526.5 341.8 184.7 1,686.6 496.5 620.5 36.0 584.5 350.1 37.7 181.9 138.4 207.3 139.8 2,222.2 527.4 342.8 184.5 1,694.9 496.3 628.6 36.7 591.9 351.8 37.2 180.9 133.2 203.6 143.6 2,226.4 526.6 344.1 182.4 1,699.9 496.6 635.3 37.6 597.6 353.4 35.3 179.3 134.3 203.8 141.5 2,235.2 527.4 344.5 182.9 1,707.8 497.2 640.9 38.3 602.6 354.9 36.3 178.4 134.1 205.2 140.1 2,251.1 531.4 348.6 182.9 1,719.6 499.6 647,3 39.3 608.1 356.2 37.5 179.0 133.1 201.9 139.2 2,265.7 537.2 355.8 181.5 1,728.5 501.7 653.6 40.1 613.5 357.8 36.9 178.5 130.2 201.5 141.3 2,534.3 2,546.1 2,555,7 2,584.6 2,603.0 2,622.8 2,635.2 2,639.8 2,643.5 2,652.8 2,663.9 2,677.6 Liabilities 1,932.6 Deposits 586.4 Transaction 1,346,2 Nontransaction 353.9 Large time 992.4 Other 338.6 Borrowings 88.0 From banks in the United States . . . . 250.6 From nonbanks in the United States . -15.0 Net due to related foreign offices 90.5 Other liabilities" 1,942.3 586.8 1,355.5 355.8 999.7 344.3 87.0 257.3 -21.1 90.3 1,952.4 588.2 1,364.2 357.9 1,006.3 354.1 87.4 266.6 -22.2 89.0 1 ,964.4 594.3 1,370.1 355.4 1,014.8 364.5 90.2 274.3 -17.8 93.2 1,981.7 604.1 1,377.6 356.9 1,020.7 365.5 88.8 276.8 -19.8 94.4 1,996.0 609.2 1,386.8 359.9 1,026.9 362.2 90.0 272.2 -16.9 95.2 2,002.6 606.8 1,395.9 364.4 1,031.4 367.1 91.7 275.4 -14.7 95.7 2,007.3 603.3 1,404.0 369.7 1,034.3 354.3 90.6 263.6 -7.9 98.4 2,015.0 598.5 1,416.5 376.4 1,040.1 358.6 87.3 271.3 -15.5 96.1 2,027.0 602.2 1,424.8 378.5 1,046.3 364.5 90.8 273.7 -22.0 95.7 2,035.8 601.5 1,434.2 379.9 1,054.3 363.9 93.1 270.8 = 17.5 96.3 2,043.6 599.6 1,443.9 384.0 1,059.9 368.6 90.9 277.7 -17.0 96,1 2,346.8 2,355.7 2,373.3 2,404.3 2,421.9 2,436.5 2,450.8 2,452.1 2,454.2 2,465.2 2,478.5 2,491.3 187.5 190.3 181.2 186.3 184.4 187.7 189.3 187.6 185.4 186.2 27 Total liabilities 28 Residual (assets less liabilities)9 182.4 180.3 Not seasonally adjusted 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Assets 2,127.9 Bank credit 511.0 Securities in bank credit .... U.S. government securities 329.5 181.5 Other securities Loans and leases in bank credit2 . . . . 1,616.9 480.1 Commercial and industrial 584.2 Real estate 31.4 Revolving home equity Other 552.8 336.8 Consumer 36.5 Security 3 179.3 Other 4 134.5 Interbank loans 210.4 Cash assets5 Other assets6 131.8 44 Total assets7 45 46 47 48 49 50 51 52 53 54 Liabilities Deposits Transaction Nontransaction Large time Other Borrowings . ... From banks in the United States . . . From nonbanks in the United States Net due to related foreign offices . . . . Other liabilities 8 55 Total liabilities 56 Residual (assets less liabilities) 9 2,136.0 514.1 332.7 181.4 1,621.9 482.1 587.5 32.1 555.4 335.8 39.3 177.2 136.5 198.5 132.1 2,146.5 2,168.0 515.4 518.5 333.1 335.0 182.3 183.6 1,631.1 1,649.4 486.0 491.7 592.4 599.0 33.3 32.6 559.7 565.6 340.5 337.1 40.2 39.4 176.2 178.0 139.9 135.7 193.3 200.7 134.7 132.4 2,184.1 520.4 335.9 184.5 1,663.7 494.7 607.0 34.2 572.8 343.3 39.2 179.4 131.3 204.1 136.4 2,199.6 522.6 338.1 184.5 1,676.9 495.4 614.3 35.1 579.2 345.8 39.5 181.9 136.4 206.1 137.0 2,206.5 522.3 338.6 183.7 1,684.2 496.2 621.3 35.8 585.5 347.4 37.2 182.2 135.7 206.5 139.4 2,220.7 526.0 341.7 184.3 1,694.7 495.1 629.1 36.8 592.3 351.0 37.3 182.2 132.3 196.4 141.8 2,227.0 526.8 343.9 182.8 1,700.2 493.8 635.6 37.9 597.7 354.7 34.4 181.8 132.5 204.0 141.8 2,238.7 527.4 344.0 183.4 1,711.3 496.1 643.2 38.7 604.5 355.4 36.2 180.4 133.9 205.2 141.2 2,254.5 532.9 349.2 183.6 1,721.7 499.2 648.7 39.6 609.1 356.6 36.5 180.6 136.6 207.6 140.0 2,270.0 534.7 353.4 181.3 1,735.3 501.3 654.7 40.2 614.4 361.9 37.1 180.3 134.1 213.1 143.2 2,543.0 2,541.4 2,545.9 2,580.8 2,593.4 2,616.7 2,626.3 2,629.2 2,642.9 2,657.1 2,676.5 2,698,3 1,944.6 601.0 1,343.6 352.1 991.5 341.4 88.5 252.9 -16.2 92.1 1,938.5 582.5 1,356.0 357.3 998.7 350.8 89.8 261.0 -21.4 90.3 1,943.7 577.1 1,366.6 359.3 1,007.4 353.6 89.5 264.1 -24.0 89.5 1,965.6 598.4 1,367.2 353.9 1,013.3 363.2 92.1 271.1 -20.2 90.9 1,969.7 595.9 1,373.8 356.2 1,017.7 365.0 85.0 280.0 -17.6 92.6 1,989.5 2,001.3 605.1 604.8 1,384.4 1,396.5 358.0 363.1 1 ,026.4 1,033.4 364.3 364.4 87.7 89.3 276.7 275.1 -16.3 -12.7 93.4 94.0 1,999.1 591.5 1,407.6 371.2 1,036.4 357.1 90.6 266.5 = 6.1 97.9 2,011.2 594.6 1,416.6 377.3 1,039.3 366.2 87.7 278.5 -14.5 96.5 2,026.1 600.0 1,426.2 379.6 1,046.5 370.6 88.3 282.3 -20.4 96.2 2,043.4 606.5 1,436.9 381.0 1,055.9 369.1 94.6 274.5 -18.2 98.8 2,065.8 623.7 1,442.0 383.0 1,059.1 369.0 92.4 276.7 = 20.4 98.7 2,361.8 2,358.3 2,362.8 2,399.5 2,409.7 2,431.1 2,447.0 2,448.1 2,459.4 2,472.5 2,493.0 2,513.0 181.2 183.1 183.1 181.3 183.7 181.1 183.5 184.5 183.5 185.3 185.6 179.4 31 13. Assets and liabilities of commercial hanks, 1988-19941—Continued B. Domestically chartered commercial banks—Continued Billions of dollars, monthly averages of Wednesday figures 1989 Account Jan. 1" Feb. Mar. Apr. May June July Aug. Sept. Oct. 1 Nov. Dee. Seasonally adjusted 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Axxetx 2,274.8 Bank credit 535.3 Securities in bank credit 355 9 U S government securities 179.4 Other securities Loans and leases in bank credit' . . . . 1,739.5 Commercial and industrial 503.9 660.9 Real estate . . Revolving home equity 40.9 620.0 Other 358.7 Consumer 36.6 Security 1 179.4 Other 133.2 Interbank loans4 205.9 Cash assetss Other assets6 137.6 2,289.4 534.3 355 5 178.7 1,755.1 507.8 667.7 41.8 625.9 359.7 39.0 180.8 138.7 205.4 139.2 2,299.9 2,308.8 536.1 536.2 358.7 358 0 177.4 178.1 1,763.8 1,772.7 507.7 509.7 674.1 682.1 42.7 43.6 638.5 631.3 364.2 361.5 38.3 40.6 179.9 178.4 133.5 129.2 199.4 202. B 140.7 142.6 2,323. 1 538.3 361.1 177.2 1,784.8 513.8 687.5 44.4 643.1 366.1 38.8 178.6 132.7 200.4 140.8 2,336.3 538.7 362.2 176.5 1,797.6 514.6 695.0 45,4 649.6 367.5 41.0 179.5 128.6 195.5 142.1 2,353.2 541.6 366.0 175.6 1,811.6 517.3 703.3 46.2 657. 1 370.2 39.2 181.6 133.6 200.7 140.7 2,361.2 542.3 368. 1 174,3 1,818.') 518.0 712.8 47,0 665.8 371.7 36.7 179.6 135.3 199.6 139.7 2,376.3 2,395.6 2,406.4 542.4 550.4 553.7 368,8 378.4 383.7 173.6 172.0 169.9 1,834.0 1,845.2 1,852.7 519.4 521.4 520.6 721.9 725.2 732.2 47.9 48.5 49.4 674.0 676.6 682.9 373.7 375.5 377.6 38,0 39.3 40.8 181.1 184.0 181.5 136.9 142.6 146.0 202.3 208.5 197.7 138.7 137.9 139.4 2,414.9 559.2 388.7 170.4 1,855.8 520.9 738.3 50,3 688,0 378.3 37.9 180.4 149.3 204 .2 140.0 2,692.7 2,713.5 2,717.7 2,721.2 2,737.9 2,742.9 2,768.7 2,776.8 2,795.1 2,843.5 Liabilities 2,054.7 Deposits 601.6 Transaction 1,453.1 Nontransaction 388.8 Large time 1,064.3 Other 377.1 Borrowings . . From banks in the United States . . . . 90.0 287.1 From non banks in the United States . = 19.2 Net due to related foreign offices Other liabilities 8 91.2 2,062.0 602.8 1,459.2 389.3 1,069.9 383.2 93.1 290.2 17.7 95.6 2,070.3 599. 1 1,471.2 395.2 1 ,076.0 383.8 92.8 291.0 = 17.8 96.9 2,075.1 593.2 1,481.9 397.1 1,084.8 37H.4 85.6 292.8 21.6 99.3 2,078.0 590.0 1,488.0 399.9 1,088.1 394.7 89.6 305.2 -22.8 99.1 2,080.9 585.4 1,495.5 402.8 1,092.7 387.8 89.1 298.8 = 19.2 99.8 2,096.9 591 .9 1,505.0 403.5 1,101.5 387.0 88.2 298.9 -18.1 99.8 2,102.6 2,116.9 2,138.9 2,143.4 2,157.9 589.7 594.3 604.8 596.8 600.9 1,512,9 1,522.6 1,534.1 1,546.7 1,557.0 405.3 403.6 403.6 403.8 405.3 1,109,4 1,138.9 1,130.2 1,141.4 1,151.7 411.9 390.. 5 393.3 400.9 403.1 102.8 90.3 93.8 95.6 97.8 309.2 300,0 299.5 305,3 305,2 14.5 -16.4 -13.7 -15.8 -14.9 97.1 98.4 97.2 96.3 96.0 2,503.8 2,523.2 2,533.2 2,531.2 2,549.0 2,549.3 2,565.6 2,575.2 2,593.7 2,620.3 2,627.6 2,652.5 188.9 190.3 184.5 190.0 188.9 193.6 203.1 201. <> 201.4 199.0 197.1 191.0 16 Total assets7 17 18 19 20 21 22 23 24 25 26 27 Total liabilities 28 Residual (assets less liabilities)'' 2,819.3 2,824.7 Not seasonally adjusted 29 30 31 3? 33 34 35 36 37 38 39 40 41 42 43 Axxctx Bank credit . , Securities in bank credit U.S. government securities Other securities Loans and leases in bank credit 2 Commercial and industrial Real estate Revolving home equity Other Consumer Security 1 Other Interbank loans4 Cash assets^ Other assets6 . 2,273.0 2,288.0 533.3 535.2 353.5 356.6 179.8 178.6 1,739.7 1,752.9 501.3 506.9 660.5 665.5 40.9 41.7 619.6 623.7 363 1 360 I 36.2 41.6 178.6 178.9 135.0 141.1 216.0 201.6 137.9 139.0 2,297.5 538.4 360.6 177.8 1,759.1 509.2 671.6 42.4 629.2 359.3 41.7 177.3 134.5 195.5 141.1 2,310,1 538.7 361.5 177.2 1,771.3 513.3 680.5 43.2 637.3 361.8 39.5 176.2 130.4 196.4 141.1 2,322.7 539,9 362.9 177.1 1,782.8 517.6 687.4 44.2 643.2 364.6 36.8 176.5 127.5 197.8 140.! 2,336.9 539. 1 362.8 176.4 1,797.8 516.1 695.3 45.2 650. 1 365.8 4L1 179.5 125.5 193.1 141.4 2,346.8 537.9 363.2 174.7 1,809.0 516.8 704.1 46.0 658.0 367.5 38.6 182.1 130.7 199.5 140.3 2,359,4 2,377.2 2,399.8 2,411.1 2,420.3 556.9 541.3 542.8 551.0 555.9 3 86. 7 367.2 368.9 378.5 385.2 170.3 174.1 173.9 172.6 170.7 1,818.1 1,834.4 1,848.8 1,855.2 1,863.4 520.3 516.3 516.4 520.1 520.2 739.8 713.2 722.2 727.6 734.0 50.5 47. a 48.2 49.0 49.7 689. 3 666 J 674.0 678.6 684.3 382.6 370.9 375. 1 375.9 377.9 38.2 36.8 37.4 39.3 39.8 182.5 180.7 183.3 185.9 183.2 154.0 134.1 135.0 142.7 150.1 216.6 192.3 202.5 208.2 203.4 141.9 138.2 139.2 139.1 140.3 2,702.7 2,710.2 2,709.2 2,719.5 2,729.1 2,737.8 2,759.3 2,765.8 2,794.8 Liabilities 2,066.7 Deposits . . 616.0 Transaction 1,450.7 Nontransuction . . . . Lurge time 386.9 Other 1,063.8 Borrowings . 377.2 From banks in the United States . . . 90.8 286.4 From non banks in the United States . -20.6 Net due to related foreign offices Other liabilities 8 92.8 2,058.7 598.5 1,460.2 391.0 1,069.2 387.3 96.1 291.2 17.9 95.8 2,062.7 2,077.9 598.7 588. 6 1 ,474. 1 1,479.2 396.5 395.6 1,077.6 1,083.6 378.8 383.9 87.4 95,0 291.4 288.9 - 19.2 -23.6 97.5 96.9 2,066. 1 581.6 1,484.5 399.5 1,085.0 393.6 86.0 307.6 -20.4 97.2 2,073.9 580.6 1,493.3 401.0 1,0923 387.6 86.9 300.6 -18.5 97.9 2,095.0 589.4 1,505.6 402.3 1,103.3 382.8 85.6 297.2 -16.3 98.1 2,094.8 578 J 1,516.7 405.4 1,111.3 391,7 90,3 301.4 --14.4 98 J) 2,113.3 2,138.2 2, 15 1.4 2,180.7 625,8 590.5 602.4 601.8 1,522.8 1,535.8 1,549.6 1 ,554.9 404.0 404.8 405.2 406.3 1,118.0 1,130.7 1,143.3 1,151.0 409. 1 400.9 407.6 410.4 104.7 93.8 93.1 99.5 304.4 307.1 314.5 310.9 =13.0 -14.7 15.6 -17.9 99.4 97.6 97.0 98. 5 2,516.1 2,523.8 2,524.9 2,530.0 2,536.5 2,540.7 2,559.6 2,570.2 2,598.9 2,628.1 2,644.8 2,671.4 186.7 186.4 184.4 189.5 192.6 197.1 199.6 196.0 196.3 194.5 195.5 44 Total assets7 45 46 47 48 49 50 51 52 53 54 55 Total liabilities 56 Residual (assets less liabilities) 4 32 195,6 2,824.3 2,839.3 2,866.9 13. Assets and liabilities of commercial banks, 1988-19941—Continued B. Domestically chartered commercial banks—Continued Billions of dollars, monthly averages of Wednesday figures 1990 Jan. Feb. Mar. Apr. May June July Aug. Sept. . Oct. Nov. Dec. Seasonally adjusted Assets 2,427.8 Bank credit 567.8 Securities in bank credit . . . U.S. government securities 398.7 Other securities 169.1 Loans and leases in bank credit2 . . . . 1,860.0 Commercial and industrial . .. 520.9 743.0 Real estate 51.4 Revolving home equity 691.6 Other 379.8 Consumer 37.1 Security3 Other J79.3 147.9 Interbank loans4 . . 203.9 Cash assets5 Other assets6 .... 144.8 2,441.8 576.0 407.2 168.8 1,865.8 519.9 750.3 52.0 698.3 380.4 37.0 178.2 147.5 1.99.8 146.1 2,450.4 576.3 409.0 167.3 1,874.1 521.1 757.1 52.8 704.3 381.4 36.7 177.8 150.8 199.4 145.6 2,457.4 577.1 412.0 165.2 1,880.3 522.2 763.0 53.7 709.3 380.6 36.7 177.8 155.2 200.7 144.7 2,468.3 581.6 417.5 164.0 1,886.8 521.1 770.9 54.6 716.3 381.2 36.3 177.2 149.6 197.6 147.0 2,482.5 588.7 425.2 163.5 1,893.8 521.5 777.8 55.4 722.3 381.0 36.8 176.7 156.8 200.6 147.6 2,496.7 593.8 430.9 162.9 1,902.9 522.4 785.6 56.6 728.9 380.2 39.1 175.6 161.3 199.4 149.5 2,511.6 596.7 432.3 164.4 1,914.9 521.8 790.1 57.8 732.3 381.5 43.9 177.5 166.6 199.7 151.2 2,512.4 598.3 434.4 163.9 1,914.0 520.5 794.1 58.8 735.3 382.4 40.2 176.8 164.8 193.9 154.7 2,514.4 599.9 437.3 162.6 1,914.6 518.3 797.5 60.4 737.0 384.6 38.4 175.7 153.8 190.2 157.6 2,516.1 599.2 438.2 161.0 1,917.0 516.5 802.6 61.5 741.1 383.9 39.0 175.0 153.7 188.0 158.9 2,518.9 599.7 438.4 161.3 1,919.2 514.3 807.1 62.3 744.9 383.3 39.5 174.9 153.3 185.9 160.6 2,859.4 2,870.0 2,880.8 2,893.0 2,897.2 2,922.6 2,942.8 2,965.7 2,962.9 2,952.1 2,952.7 2,954.6 Liabilities 2,168.3 17 Deposits 603.7 1 8 Transaction 1,564.6 1 9 Nontransaction 403.8 20 Large time 1,160.7 21 Other .... 406.3 22 Borrowings 99.0 23 From banks in the United States . . . . 307.3 24 From nonbanks in the United States . 25 Net due to related foreign offices -11.6 97.0 26 Other liabilities 8 2,172,0 601.8 1,570.2 400.5 1,169.8 402.4 97.9 304.5 -9.6 96.8 2,180.9 601.8 1,579.1 401.1 1,178.0 403.0 99.8 303.2 -9.5 96.0 2,192.9 605.5 1,587.4 397.4 1,190.0 408.2 102.0 306.2 -9.0 94.3 2,200.7 601.7 1,599.0 395.2 1,203.8 403.2 102.9 300.3 = 4.3 95.3 2,218.9 605.5 1,613.4 394.7 1,218.7 408.0 104.4 303.6 = 6.4 95.6 2,235.6 608.2 1,627.4 395.2 1,232.2 407.0 107.3 299.7 -5.5 95.1 2,242. 1 608.1 1,634.0 391.9 1,242.1 423.8 108.3 315.5 -4.0 96.5 2,247.3 605.1 1,642.2 389.5 1,252.7 413.0 106.4 306.5 -4.0 97.7 2,246.5 599.2 1,647.3 386.7 1,260.6 400.0 99.1 300.9 0.4 97.2 2,245.6 594.1 1,651.4 385.4 1,266.1 407.3 98.5 308.8 1.9 96.9 2,263.2 602.0 1,661.2 381.9 1,279.2 388.1 96.5 291.6 -2.8 100.6 2,660.0 2,661.7 2,670.4 2,686.4 2,694.9 2,716.1 2,732.2 2,758.4 2,754.0 2,744.2 2,751,7 2,749.0 199.4 208.3 210.3 206.7 202.3 206.5 210.6 207.3 208.9 207.9 201.0 205.6 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 Total assets7 27 Total liabilities 28 Residual (assets less liabilities} 9 . Not seasonally adjusted 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Assets 2,425.4 Bank credit 565.2 Securities in bank credit 395.9 U.S. government securities 169.3 Other securities 2 Loans and leases in bank credit . . . . 1,860.2 518.0 Commercial and industrial . Real estate . . . 742.5 51.4 Revolving home equity Other 691.1 384.3 Consumer . . . 36.8 Security1 .... 178.7 Other 150.6 Interbank loans4 . . 213,5 Cash assets5 . . J45.1 Other assets6 2,440.4 2,448.2 577.2 578.9 411.7 408.3 168.9 167.2 1,863.1 1,869.3 519.0 523.0 754.4 747.9 52.4 51.9 702.0 696.0 381.0 378.9 38.9 37.6 175.4 176.3 152.0 150.3 192.8 ',196.1 ^45. 8 145.5 2,458.4 579.6 414.6 165.0 1,878.8 526.1 761.2 53.3 707.9 378.1 37.7 175.7 156.5 198.0 143.1 2,467.5 582.4 418.6 163.8 1,885.1 525.1 770.7 54.4 716.4 379.8 34.5 175.0 144.0 194.9 J46.1 2,481.8 588.2 424.9 163.3 1,893.6 523.1 778.1 55.3 722.7 379.2 36.6 176.7 153.1 197.8 147.0 2,489.7 589.8 . 427.7 162.2 1,899.9 521.8 786.2 56.5 729.7 377.6 38.2 176.0 157.4 197.8 149.2 2,509.3 595.9 431.6 164.3 1,913.4 520.0 790.5 57.9 732.6 380.9 43.6 178.4 165.1 192.6 150.0 2,515.0 599.7 435.7 164.0 1,915.3 517.8 794.8 59.1 735.7 384.0 39.7 179.0 162.7 194.4 155.4 2,520.5 601.5 438.3 163.2 1,919.0 517.4 800.4 61.1 739.4 385.2 38.4 177.6 153.3 189.5 J59.4 2,523.7 601.9 440.1 161.9 K92J.7 516.6 805.5 61.9 743,6 384.5 38.5 176.7 157.6 194.3 160.4 2,527.3 597.9 436.7 161.2 1,929.4 514.3 810.2 62.5 747.7 388.0 39.7 177.2 159.1 197.7 162.8 44 Total assets7 2,869.4 2,866.8 2,872.7 2,891.2 2,887.3 2,915.1 2,931.2 2,954.1 2,964.5 2,958.7 2,971.1 2,982.0 Liabilities 45 Deposits .. 46 Transaction 47 Nontransaction 48 Large time . . . 49 Other 50 Borrowings 51 From banks in the United States . . . 52 From nonbanks in the United States 53 Net due to related foreign offices . . . . 54 Other liabilities 8 . . . 2,178.5 616.9 1,561.6 401.6 1,159.9 407.9 100.1 307.7 -12.9 98.5 2,167.9 596.9 1,571.0 401.9 1,169.1 408.2 101.2 307.0 -9.6 97.0 2,173.8 592.2 1,581.6 401.7 1,179.9 405.2 101.9 303.3 -10.1 96.5 2,196.1 611.3 1,584.8 395.9 1,188.9 410.2 103.9 306.3 -10.6 92.0 2,189.0 593.1 1,595.9 395.4 1 ,200.4 401.3 99.2 302.1 -1.7 93.4 2,212.3 600.8 1,611.4 393.3 1,218.2 409.4 102.2 307.2 -6.2 93.8 2,232.5 604.4 1,628.1 394.2 1,233.9 404 .4 103.9 300.6 -4.5 93.5 2,235.2 597.0 1,638.2 394.1 1 ,244.0 423.7 107.7 316.0 = 2.8 96.1 2,245.4 602.1 1,643.3 391.0 1,252.3 419.4 106.2 313.2 -4.0 98.1 2,246.9 596.6 1,650.3 388.2 1,262.1 408.4 96.8 311.6 0.8 98.3 2,256.9 601.3 1,655.6 386.5 1,269.1 412.6 100.3 312.4 1.7 99.6 2,288.2 628.0 1,660.2 380.6 1,279.6 390.9 99.0 291.9 -6.1 103.0 55 Total liabilities 2,672.1 2,663.5 2,665,5 2,687.6 2,682.0 2,709.2 2,726.0 2,752.2 2,758.9 2,754.4 2,770.8 2,775.9 197.3 203.3 207.3 203.5 205.3 205.9 205.2 201.9 205.6 204.4 200.3 206.1 56 Residual (assets less liabilities^ 33 13. Assets and liabilities of commercial banks, 1988-19941—Continued B, Domestically chartered commercial banks-—Continued Billions of dollars, monthly averages of Wednesday figures 1991 Jan. Feb. Mar. Apr. May June July Aug. | Sept. Oct. Nov. Dee. Seasonally adjusted 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Assets 2,520.3 Bank credit 606.3 Securities in bank credit 444.3 U.S. government securities 162.0 Other securities Loans and leases in bank credit 2 . . . . 1,914.0 512.1 Commercial and industrial Real estate 810.8 62.8 Revolving home equity 748.0 Other Consumer . . . . 378.4 40.6 Security 1 172.1 Other 147.1 Interbank loans4 177.8 Cash assets51 Other assets' . . .... 163.5 16 Total assets7 17 18 19 20 21 22 23 24 25 26 2,528.5 610.0 448.3 161.7 1,918.4 510.4 815.0 63.8 751.2 378.6 42.0 172.4 151.4 181. 1 166.9 2,530.8 616.3 454.7 161.6 1,914.5 506.3 817.7 64.5 753.2 378.2 38.9 173.5 152.3 186.7 167.2 2,534.1 622.5 462.0 160.4 1,911.6 501.8 820.8 65.4 755.4 377.4 39.5 172.3 149.9 188.2 167.0 2,532.3 627.1 466.8 160.3 1,905.2 496.1 822.6 66.0 756.6 376.5 39.3 170.8 148.1 185.7 165.2 2,540.7 637.0 476.2 160.8 1,903.7 492. H 826.1 66.7 759.4 375.8 39.4 169.7 149.3 185.5 166.1 2,539.9 645.6 486.8 158.9 1,894.3 488.3 824.4 67.1 757.3 374.0 39.7 167.9 146.9 181.7 165.7 2,539.0 651.1 493.5 157.6 1,887.9 483.2 824.2 67.6 756.6 373.3 40.2 167.0 151.6 186. 3 166.1 2,542.9 661.0 502. 1 158.9 1,881.9 481.2 823.8 68.3 735.6 370.9 40.6 165.3 154.4 184.8 165.1 2,548.4 675.0 515.0 160.0 1,873.4 478.2 823.6 68.5 755.1 367.9 40.1 163.6 150.6 183.6 168.3 2,556.9 685.2 525.7 159.6 1,871.7 473.9 825.0 69.0 756.0 367.2 42.1 163.6 149.8 187.6 168.1 2,562.2 695.3 535.2 160.1 1,866.9 469.2 824.9 69.7 755.2 366.7 42.2 163.9 144.7 186.5 166.0 2,942.8 2,962.8 2,972.2 2,973.7 2,966.4 2,976.9 2,969.1 2,978.0 2,982.5 2,987.1 2,999.1 2,996.0 Liabilities 2,261.7 Deposits 593.8 Transaction Nontransaction 1,667.9 Large time 381.5 1,286.3 Other Borrowings 368.8 96.7 From batiks in the United States . . . . 272.1 From nonbanks in the United States . Net due to related foreign offices -12.4 100.5 Other liabilities8 2,271.1 597.7 1,673.4 374.3 1,299.1 367.0 106.3 260.7 -13.2 103.0 2,283.9 605.7 1,678.2 367.9 1,310.3 367.0 105.7 261.3 6.0 102.9 2,292.2 '612J 1,679.5 361.2 1,318.3 360.7 103.3 257.4 -2.5 102.4 2,294.4 615.0 1,679.4 354.3 1,325.1 352.8 103.9 248.9 -4.1 100.5 2,301.0 618.6 1,682.4 347.6 1,334.8 351.3 105.2 246.1 -4.4 99.7 2,301.6 619.5 1,682.1 339.7 1,342.4 348.1 105.3 242.9 -7.1 97.2 2,311.7 2,312.6 625.7 626.8 1,686.0 1,685.8 333.6 337.6 1,352.5 1,358.3 343.8 346.1 107.3 110.4 236.5 235.7 •-7.I -7.7 96.6 97.1 2,313.1 629.2 1 ,683.8 321.0 1,362.9 349.7 237.9 -5.6 98.5 2,322.0 640.2 1,681.8 315.1 1,366.7 356.3 lit). I 246.2 -2.9 97.1 2,319.0 641.7 1,677.3 308.4 1,368.9 346,6 107.7 238.9 2.0 99.3 2,718.6 2,728.0 2,747.9 2,752.8 2,743.5 2,747.6 2,739.8 2,745.1 2,748.1 2,755.7 2,772.4 2,762.8 224.2 234.8 224.3 220.9 222.9 229.2 229.4 232.9 234.4 231.4 226.7 233.3 27 Total liabilities 28 Residual (assets less liabilities)'* 111 N Not seasonally adjusted 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Axsetx 2,515.3 Bank credit 602.6 Securities in bank credit . . . . . . . . . 440.6 U.S. government securities 162.0 Other securities Loans and leases in bank credit- . . . . 1,912.7 508.6 Commercial and industrial Real estate 809.6 62.8 Revolving home equity 746.7 Other Consumer 382.6 40.4 Security 3 171.5 Other Interbank loans4 , .... . 150.0 184.7 Cash assets'*6 163.6 Other assets 2,524.7 609.5 447,5 162.0 1,915.2 509.4 811.8 63.6 748.2 379.3 44.3 170.4 153.9 177.9 166.0 2,527.5 2,534.7 2,530.5 2,539.2 2,532.4 636.4 642.1 627.5 625.1 618.4 456.9 467.5 464.7 475.8 483.9 161.5 160.3 160.6 160.0 158.1 1 ,909.0 1 ,909.7 1,903.0 1,902.8 1,890.4 508.3 499.7 505.5 494.3 487.5 814.1 822.0 826.2 824.6 818.2 64.0 66.9 65.7 64.8 66.6 753.4 750.2 757.7 756.3 759.6 375.1 374.7 375.6 373.9 371.5 37.4 40.9 39.8 38.7 38.7 171.1 16B.8 170.3 169.6 168.1 153.1 142.6 151.0 146.1 143.1 180.8 182.4 183.3 185.7 179.6 164.2 166.3 165.4 165.5 164.8 2,535.5 650.4 493.2 157.3 1,885.1 480.8 824.1 67.7 756.4 372.6 39.8 167.7 149.6 179.6 165.4 2,544.6 662.1 503.5 138.7 1,882.5 478.5 824.3 68.6 755.7 372.0 40.2 167.5 131.9 185.2 166.1 2,552.4 675.9 515.5 160.4 1,876.5 477.0 825.9 69.2 756.8 368.0 40. 1 165.4 149.4 183.0 170.3 2,563.4 2,568.2 692.0 687.3 532.3 527.1 159.7 160.2 1 ,876.0 1,876.2 468.6 473.7 H2H.2 827.9 69.9 69.5 758.4 758.3 367.3 370,8 42.0 42.5 165.2 166.1 150.6 153.1 194.2 198.2 168.1 169.7 2,947.7 2,957.0 2,962.4 2,971.2 2,955.8 2,956.6 2,965.6 2,983.0 2,991.4 3,016.4 Liabilities 2,267.2 Deposits 604.4 Transaction 1,662.7 Nontransaction . . Large time 378.8 Other 1,284.0 372.0 Borrowings From banks in the United States . . . . 98.0 From nonbanks in the United States . 274.0 Net due to related foreign offices -13.9 Other liabilities* 102.1 2,265.0 592.3 1,672.7 375. 1 1,297.6 378.9 109.3 269.7 -12.8 103.1 2,275.8 596.5 1,679.3 367.4 1,311.9 365.2 106.8 258.4 -5.7 103.4 2,294.8 618.2 1,676.6 359.7 1,316.9 356.9 104.5 252.4 -3.7 99.8 2,283.0 2,294.4 2,296.8 606.2 614.1 613.5 1 ,676.B 1 ,680.9 1,682.7 355.1 339.3 346.6 I,32L7 1,334.3 1,343.4 343.5 353.3 348.9 100.8 103.6 102.2 241.4 248.1 249.7 -0.1 -4.3 -6.4 98.4 97.6 95.7 2,303.5 614.0 1,689.5 335,8 1,353.7 343.0 106.5 236.5 -6.1 96.0 2,310.0 623.5 1,686.4 328.8 1,337.6 353.7 109.7 243.9 --7.9 97.4 2,311.9 2,333.1 2,342.8 668.4 626.0 648.6 1,685.9 1 ,684.5 1,674.5 306.5 322.0 315.6 1 ,363.9 1,368.8 1 ,368.0 354.2 348.3 354.4 112.2 110.9 I09.H 237.4 242.0 244.6 5.4 -5.3 3.6 99.8 99.9 101.2 2,727.4 2,734.2 2,738.7 2,747.7 2,730.2 2,740.9 2,736.4 2,753.1 2,760.8 2,783.5 2,786.9 220.3 222.8 223.8 223 4 225.5 227.7 229.9 230.6 232.9 234.4 44 Total assets7 45 46 47 48 49 50 51 52 53 54 55 Total liabilities 56 Residual (assets less liabilities) 4 34 2,968.6 2,729.7 226.9 229.2 3,021,2 13. Assets and liabilities of commercial banks, 1988-1994'—Continued B. Domestically chartered commercial banks—Continued Billions of dollars, monthly averages of Wednesday figures 1992 Jan. Feb. 1 Mar. Apr. May June July Aug. Oct. Nov. Dec. 2,619.3 767.9 610.2 157.7 1,851.3 441.9 845.0 73.3 771.7 358.7 46.3 159.4 137.2 181.9 169.2 2,625.7 773.8 616.8 157.0 1,851.9 442.5 846.4 73.5 772.9 358.8 44.5 159.6 138.5 183.7 169.7 2,626.9 777.4 622.3 155.2 1,849.4 441.0 845.9 73.6 772.2 358.8 44.2 159.6 137.2 186.0 170.7 3,039.3 3,045.2 3,055.5 3,059.1 | Sept. Seasonally adjusted 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Assets 2,571.1 Bank credit Securities in bank credit .. 701.3 U.S. government securities 542.5 Other securities 158.9 Loans and leases in bank credit 2 . . . . 1,869.8 463.7 Commercial and industrial . .. Real estate 828.8 Revolving home equity 70.5 Other 758.2 Consumer . . . . 365.8 Security3 46.2 Other 165.3 Interbank loans4 159.2 Cash assets5 184.7 Other assets6 163.9 16 Total assets7 17 18 19 20 21 22 23 24 25 26 3,015.5 Liabilities 2,322.4 Deposits Transaction 652.5 Nontransaction 1,669.9 Large time . . . . 298.9 Other 1,371.0 360.4 Borrowings From banks in the United States . . . . 117,8 From nonbanks in the United States . 242.6 Net due to related foreign offices -0.9 Other liabilities'* 93.7 27 Total liabilities . . . . 2,775.6 28 Residual (assets less liabilities) 9 239.9 2,575.7 707.7 549.4 158.3 1,868.0 459.9 832.5 70.7 761.8 365.2 44.8 165.6 159.8 189.6 163.6 2,582.5 711.8 555.1 156.7 1,870.7 457.6 834.6 70.9 763.6 364.5 48.0 166.2 156.3 194.0 162.6 2,587.8 719.4 561.9 157.6 1,868.3 454.0 837.4 71.2 766.2 363.1 50.4 163.4 155.6 186.0 164.7 2,585.5 726.2 569.9 156.3 1,859.4 451.1 837.6 71.5 766.1 361.2 47.9 161.6 151.7 179.6 165.9 2,591.2 734.0 578.2 155.8 1,857.2 447.7 835.7 71.7 764.0 361.6 50.5 161.6 147.9 184.0 168.1 2,590.1 742.7 585.6 157.0 1,847.4 445.6 835.7 72.3 763.4 361.2 45.5 159.5 140.4 180.7 168.8 2,600.5 2,610.2 755.1 760.0 597.4 602.8 157.7 157.1 1,845.4 1,850.2 443.9 443.4 837.9 841.4 72.5 72.8 765.5 768.6 360.1 360.2 44.7 45.2 158.9 160.1 138.5 137.1 180.1 182.5 170.1 172.3 3,025.2 3,031.8 3,030.7 3,019.4 3,027.8 3,016.5 3,025.9 2,328.3 2,341.3 665.1 682.9 1,663.2 1,658.5 290.9 284.8 1,372.3 1,373.7 361.2 360.6 117.3 116.7 243.9 243.9 0.4 -0.6 91.4 89.3 2,341.3 680.8 1,660.5 280.2 1,380.3 359.5 121.6 237.9 -4.3 90.8 2,332.7 680.5 1,652.2 275.0 1,377.2 361.5 123.2 238.4 -7.6 90.8 2,333.2 690.7 1,642.5 269.3 1,373.1 361.6 117.7 243.9 -6.3 92.4 2,322.1 688.8 1,633.3 262.7 1,370.6 346.7 110.3 236.4 -5.6 96.6 2,324.1 2,331.9 699.4 711.0 1,624.7 1,620.9 256.9 252.0 1,367.9 1,369.0 355.6 353.8 111.0 109.6 244.6 244.2 -9.3 -10.2 99.3 102.5 2,336.6 718.8 1,617.7 244.8 1,372.9 357.6 112.9 244.7 -12.3 102.7 2,337.5 729.7 1,607.8 238.3 1,369.6 362.4 118.5 243.9 -12.1 103.5 2,336.9 735.2 1,601.7 233.1 1,368.7 364,3 117.1 247.2 = 13.2 103.0 2,781.3 2,790.6 2,787.3 2,777.4 2,780.8 2,759.8 2,769.8 2,778.0 2,784.6 2,791.3 2,791.0 243.4 242.0 247.1 256.7 256.1 261.4 260.5 264.2 268.1 2,591.0 2,583.6 2,590.1 2,582.1 2,597.7 2,614.3 2,624.7 723.7 726.8 769.2 734.0 755.3 762.0 738.8 578.2 565.9 570.5 611.0 598.2 605.4 582.6 155.7 157.7 156.2 156.3 158.2 157.1 156.7 1,867.3 1,856.8 1,856.1 1,843.3 1,842.4 1,852.3 1,855.4 449.3 457.8 441.1 444.8 454.5 441.3 440.9 837.0 835.9 834.9 835.7 847.8 837.9 842.4 70.7 71.3 71.7 72.2 74.0 72.6 73.1 764.2 765.8 764.2 763.5 773.8 765.3 769.2 360.0 358.9 359.8 360.7 359.7 361.3 359.1 52.4 45.7 46.5 49.6 44.0 44.0 45.3 161.5 161.1 159.5 159.6 162.4 161.6 159.6 156.8 146.3 135.8 145.8 136.6 134.9 136.5 181.4 183.9 177.6 181.7 173.1 182.8 178.0 167.4 162.5 165.0 171.7 170.0 173.4 168.8 2,635.0 776.3 618.4 157.9 1,858.7 442.8 850.4 74.0 776.4 359.2 45.1 161.4 141.8 190.3 171.7 2,635.8 774.1 619.2 155.0 1,861.6 440.9 850.9 73.8 777.1 .363.0 44.7 162.2 143.7 198.6 173.1 243.9 241.3 Not seasonally adjusted 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Assets Bank credit . . . 2,566.2 2,573.6 2,581.6 696.6 Securities in bank credit 707.3 715.4 548.4 558.4 537.5 U.S. government securities Other securities 159.0 158.9 157.0 2 Loans and leases in bank credit . . . . 1,869.7 1,866.3 1,866.3 Commercial and industrial . . . . . . 459.4 460.0 460.7 828.2 829.8 831.2 Real estate . . . Revolving home equity 70.4 70.3 70.6 759.4 760.9 757.7 Other Consumer . .. 366.3 362.1 370.0 45.9 Security3 47.0 49.0 Other . 163.7 164.0 164.7 4 162.7 156.5 162.9 Interbank loans 191.4 Cash assets5 .. .... 186.5 188.7 162.5 161.1 164.1 Other assets6 44 Total assets7 45 46 47 48 49 50 51 52 53 54 3,021.3 3,021.4 55 Total liabilities 56 Residual (assets less liabilities) 9 3,031.2 3,009.3 3,021.4 3,002.8 3,014.3 3,042.6 3,051.5 3,076.2 3,088.8 2,329.1 2,322.8 663.2 659.4 1,665.8 1,663.4 291.6 296.8 1,369.0 1,371.9 368.4 364.7 120.3 120.1 248.1 244.6 0.8 -2.3 91.6 95.1 2,333.8 673.9 1,659.9 284.0 1,375.9 361.1 117.1 244.0 0.5 89.7 2,347.2 688.3 1,658.8 279.2 1,379.6 359.2 122.1 237.2 -4.4 88.7 2,322.1 671.2 1,650.9 276.3 1,374.6 356.3 120.1 236.2 -3.0 89.1 2,327.6 685.8 1,641.8 268.7 1,373.0 361.4 116.2 245.2 -6.5 90.3 2,315.9 681.8 1,634.1 262.7 1,371.4 344.3 106.9 237.4 -5.5 95.3 2,314.0 685.9 1,628.2 258.8 1,369.3 354.3 109.4 244.8 -8.9 98.6 2,330.3 707.9 1,622.4 253.1 1,369.3 361.4 108.0 253.4 -11.0 102.7 2,336.6 715.9 1,620.7 245.8 1,374.9 360.7 111.1 249.7 -12.5 104.5 2,352.6 741.2 1,611.3 238.8 1,372.6 366. 1 120.9 245.3 -13.2 106.8 2,367.3 767.2 1 ,600. 1 231.6 1,368.5 367.5 121.7 245.8 = 16.2 104.6 2,786.6 Liabilities Deposits Transaction Nontransaction . . ... Large time Other Borrowings From banks in the United States . . . From nonbanks in the United States Net due to related foreign offices . . . . Other liabilities* . . 3,024.0 2,783.5 2,785.1 2,790.8 2,764.6 2,772.7 2,749.9 2,758.0 2,783.4 2,789.3 2,812.3 2,823.3 234.8 237.9 239.0 248.6 252.9 256.4 259.2 262.2 264.0 265.6 240.4 244.7 35 13. Assets and liabilities of commercial banks, 1988-19941—Continued B. Domestically chartered commercial banks—Continued Billions of dollars, monthly averages of Wednesday figures 1993 Jan. Feb. 1 Mar. Apr. June May July Aug. | Sept. Ij Oct. j Nov. Dec. Seasonally adjusted 1 2 3 4 1 6 7 H 9 10 1] 12 13 14 15 Assets Dunk credit Securities in hank credit , U S government securities Other securities Loans and leases in hank credit"1 Commercial and industrial Real estate Revolving home equity Other Consumer . ...... Security^1 Other ... Interbank loans4 Cash assets^6 , Other assets 2,643.8 792.1 637.4 154.8 1,851.7 440.4 848.4 73.9 774.5 363.5 43.4 156.0 1326 183.9 173.6 2,653.9 799.1 643.3 155.8 1 814.8 438.8 851.0 74.7 776.3 364.9 44.6 155.5 133.2 178.3 174.8 2,663.1 804.7 64B.5 156.2 1 ,818 4 435.6 853.3 75.1 77H.2 366.6 45.7 157.2 131.1 183.7 175.2 2,681.0 2,699. 1 2,712.5 808.2 816.9 818.8 651.0 659.0 661.6 157.2 157.3 157.8 1,872 8 1 ,882 2 1 ,893 7 437.5 438.2 435.8 858. 5 863.8 868.0 75.1 74.8 75.0 7H3.4 793.2 788.8 371.2 369.1 374.8 48.3 49.1 55.1 159.4 159.9 S60.0 139.2 136.3 134.8 190.4 188.0 187.9 174.4 173.5 174.3 3,063.7 3,072.7 3,079.1 3,092.3 3,116.5 3,137.0 3,156.3 3,162.2 Liahiltties 2,333.7 Deposits 734.8 Transaction ..... 1,598,9 No n trans act ion 230.8 Large time Other 1,368.1 362.8 Borrowings 115.7 From hanks in the United States . . . . 247.1 From n on banks in the United States . -12.7 Net due to related foreign offices Other liabilities 8 101.8 2,338.4 738.5 1,600.0 228.9 1,371.1 362.7 110.3 252.4 10.4 102.2 2,339.6 742.1 1,597.5 225.9 1,371.7 368.4 111.9 256.4 -9.3 104.8 2,340.4 745.1 1,595.3 224.0 K37L3 376. 1 124.4 251.7 -9.3 103.9 2,359.5 764.0 1,595.5 221.9 1,373.6 386.9 127.5 259.4 — 12.2 106.4 2,363.1 772.8 1,590.4 217.9 1,372.5 396.6 130.5 266.1 -13.0 109.7 2,364.5 777.4 1,587.2 216.6 1,370.5 411.9 133.2 278.7 13.0 107.5 2,785.6 2,793.0 2,803.4 2,811.1 2,840.6 2,856.4 278.1 279.7 275.7 281.2 275.9 280.6 16 Total assets7 17 1B 19 20 21 22 23 24 25 26 2,720.1 2,731.4 2,739.2 2,755.6 2,770.4 836.2 823,7 827.3 825.2 829.1 674.5 663,5 666.8 667.1 670.8 160.1 160.5 I5H.1 158.3 161.7 1 896 S 1,9041 1.914.0 1,926.3 1,934.2 435.8 434.5 434.1 434.?, 434.8 892.0 871.6 874.1 879.0 884.6 74,5 74.3 73.8 73.5 73.3 797 J 799.7 «05.2 HU.l 81«.7 390.8 377/1 380.2 384.3 388.1 56.8 54.5 56.6 55.5 58.7 158.2 159.1 161.0 160.4 158.7 132.0 134,5 131.0 130.1 131.5 193.0 194.5 198.9 192.3 193.1 172.0 172.8 174.9 175.1 174.4 2,634.1 781.4 627.7 153.7 1,852 7 441.8 848.3 73.8 774.5 361.7 41 0 157.9 134 8 1H3.6 172.6 27 Total liabilities 28 Residual {assets less liabilities)'* 3,177.6 3,196.0 3,209.1 2,369.7 787.9 1,581.8 214.3 1,367.5 408.6 130.3 278.4 — 117 107/7 2,372.3 2,369.4 795.2 794.6 1,577.2 1,574.8 212.5 212.1 1,364.1 1,362.7 411.1 413.0 129.1 131.1 281.9 281.9 --77 —34 10C>'.0 lOo'.O 2,376.3 801.9 1,574.4 211.1 1,363.4 412.4 130.5 281.9 1 .2 10.V.5 2,376.6 805. 7 1 ,570.9 209.0 1,361.8 414.6 131.7 282.9 3.1 106.3 2,870.9 2,874.4 2,881.6 2,885.0 2,895.4 2,900.7 285.4 287.8 295.2 292.6 300.6 308.3 3,176.8 Not seasonally adjusted 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Assets 2,625.7 2,638.6 2,652.3 2,665.1 Bank credit . 790.2 803.4 809.5 774. H Securities in batik credit 653.1 62 1 . t 635.0 647.2 U.S. government securities . . . . . 156.4 153.6 155.2 156.2 Other securities Loans and leases in bank credit 1 . . . . 1,851.0 1,848.4 1,848.9 1,855.6 439. 1 438.6 439.8 441.0 Commercial and industrial . . . . . . H45.1 846. 9 850.2 Real estate ... H47.0 74.5 73.6 74.0 73.7 Revolving home equity 773.3 Other . . . ". . 775.6 771.5 772.9 364.1 364.4 362.2 365 S Consumer 42.7 45.0 45.4 47.0 Security 1 . . . . 155.2 154.1 153.3 Other 157.3 131.7 138.4 135.2 133.1 Interbank loans* . 189.5 Cash assets'* 181.1 181.1 173.2 172.7 172.3 171.8 172.3 Other assets'* . .......... 44 Total assets1 45 46 47 48 49 50 51 52 53 54 3,064.8 3,065.2 3,069.4 2,678.5 2,698.5 2,703.5 2,716.9 2,735.8 2,743.5 2,765.2 2,780.8 832.6 817,6 809.0 824.3 829.7 825.2 830.4 814.8 671.4 664.9 669.9 666.8 671.3 658.2 659.9 651.8 161.2 157.7 157.2 159.4 159.8 158.5 159.1 156.6 1,869.5 1,880.9 1,888.7 1,892.6 1,906.2 1.918.2 1,934.8 1,948.2 435.8 431.7 431.5 433.4 435.1 439.7 440.7 434.9 857.4 89H. 1 863. B 8713 875.2 88 1.7 889.0 867. B 73.4 74.7 74.7 74.5 74.0 75.0 74.9 74.8 824.6 788.8 782.5 796.6 800.5 807.3 H I 5.1 793.0 395.4 367.9 377.3 3HI.2 384.5 388. 4 369.3 372.8 37.5 48.2 46.4 53.6 56.8 56.0 60.0 53.2 161.6 159.9 157.1 158.7 161.4 162.7 162.3 160.1 132.4 128.5 128.5 134.6 138.8 134.6 129.6 135.2 206.8 185.0 186.3 187.5 186. 6 199.1 191.8 200.5 173.3 176.3 177.7 176.4 174.6 173.5 172.7 174.5 Liabilities 2,338.4 2,329.9 2 129.4 2,344 H 2,348 1 Deposits 751.0 753.5 745.2 731.0 731.6 Transaction 1,593.2 1,598.8 1,597.8 1,593.9 1,594.6 Nontransuetton 229.2 224.9 223.2 223.1 228.8 Large time .... 1 ,364.4 1,369.7 1,372.9 1 ,370 7 1,371 4 Other 373.0 368.0 374.3 380.8 369.0 B orro vv ings 124.7 124.0 118.5 1 13. 2 I I 1.8 From bunks in the United States . . . . 259. H 256.3 256. 1 250.3 From nonbunks in the United States 250.5 -8.3 14.1 -10.3 -7.5 -7.5 Net due to related foreign offices . . . . 101.6 104.7 103.3 102.2 105.1 Other liabilities" 55 Total liabilities 56 Residual (assets less liabilities)*' 36 3,141,2 3,149.6 3,180.1 3,182.6 3,217.7 3,242,1 2,356.9 2,356.6 767.1 768.8 1 ,589.9 1,587.8 217.4 216.7 1,372 4 1,371 2 397.4 405.0 129.3 129.6 268.1 275.3 = 13.3 -13.0 107.0 106.3 2,357.2 772.4 1,584.8 216.0 13688 406.7 128.6 278.1 = 11.8 106.9 2,371.8 793.2 1,578.6 213.4 11652 418.6 127.1 291.5 --9.2 106.0 2,369.1 2,393.9 791.5 816.2 1,577.6 1,577.7 213.0 211.4 1,364.6 1,366.3 417.3 419.9 129.6 133.4 287.7 286.5 -4.4 '-0.3 108.0 109.0 2,411.2 842, 1 1 ,569. 1 207.7 1,361.5 425.4 137.6 287.8 0.4 107.7 3,090.1 3,106.3 3,131.2 2,796,7 2,794.9 2,795.1 2,812.4 2,826.2 2,848.1 2,854,8 2,859.1 2,887.2 2,890.1 2,922.5 2,944,7 268.1 270.3 274.3 277.7 280.2 283.1 286.4 290.5 292.9 292.5 295.2 297.4 13. Assets and liabilities of commercial banks, 1988-19941—Continued B. Domestically chartered commercial banks—Continued Billions of dollars, monthly averages of Wednesday figures 1994 Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. Seasonally adjusted Assets 2,819.2 Bank credit 870.5 Securities in bank credit 680.5 U.S. government securities 190.0 Other securities Loans and leases in bank credit2 . . . . 1,948.7 441.5 Commercial and industrial 897.7 Real estate 73.2 Revolving home ec|uity 824.5 Other 394.5 Consumer Security3 .. ... 54.7 160.2 Other 134.0 Interbank loans4 . . ... 193.6 Cash assets56 156.4 Other assets 2,818.8 866.0 679.8 186.2 1,952.8 442.9 897.2 73.2 824.0 398.1 55.1 159.5 129.1 198.5 165.2 2,837.2 877.0 689.2 187.7 1,960.2 444.9 898.9 73.2 825.6 402.4 55.9 158.1 125.9 191.3 170.5 2,854.8 885.4 694.9 190.6 1,969.3 448.3 904.2 73.3 830.9 408.2 50.6 158.1 125.1 184.1 173.0 2,864.0 884.1 692.6 191.5 1,979.9 451.9 907.4 73.5 833.9 412.2 51.0 157.5 131.4 188.6 172.8 2,877.0 884.3 691.8 192.5 1,992.6 455.7 913.8 73.8 840.0 416.1 49.7 157.5 130.4 188.4 169.9 2,906.4 892.9 692.2 200.8 2,013.4 461.3 922.7 74.0 848.7 423.1 47.6 158.7 133.7 185.5 169.9 2,918.3 886.3 686.8 199,5 2,032.0 465.5 930.6 74.4 856.2 429.3 47.0 159.6 136.1 181.2 170.9 2,928.7 882.3 681.5 200.8 2,046.4 469.4 938.8 74.9 863.9 434.5 43.6 160.2 138.1 180.6 168.4 2,942.8 878.1 674.9 203.3 2,064.7 473.8 944.5 75.1 869.3 441.6 45.5 159.3 140.6 185.2 166,3 2,950.1 871.1 670.6 200.5 2,079.0 476.9 950.2 75.7 874.5 445.7 46.0 160.2 148.6 181.5 167.2 2,966.2 868.7 669.0 199.7 2,097.5 480.5 958.6 76.2 882,4 452.1 45.4 160.8 151.4 181.8 167.7 3,245.4 3,254.2 3,267.7 3,279.6 3,299.7 3,308.7 3,338.5 3,349.6 3,359.1 3,378.2 3,391.2 3,410.9 Liabilities 17 Deposits .. ... . . . 2,381.9 803.5 1 8 Transaction 19 Nontransaction . 1,578.4 210.9 20 Large time 1,367.5 21 Other 22 Borrowings 433.2 133.3 23 From banks in the United States . . . . 24 From nonbanks in the United States . 299.8 5.5 25 Net due to related foreign offices 26 Other liabilities 8 121.0 2,380.3 805.6 1,574.6 208.6 1,366.1 433.7 134.3 299.4 6.1 129.0 2,375.4 802.6 1,572.8 207.7 1,365.1 449.7 132.9 316.8 14.4 128.7 2,363,1 792.7 1,570.4 207,4 1,363.0 467.9 133.2 334.7 20.3 132.7 2,371.3 801.5 1,569.7 207.8 1,361.9 468.0 138.0 329.9 26.9 135.0 2,368.7 800.7 1,568.1 208.2 1,359.8 464.8 134.8 330.0 34.9 132.8 2,371.5 801.1 1,570.4 209.4 1,361.0 469.4 141.0 328.4 45.1 135.7 2,372.5 799.1 1,573.5 210.6 1,362.8 471.1 140.8 330.3 53.2 133,8 2,367.7 793.1 1,574.5 209.8 1,364.8 476.6 143.6 333.0 60.2 134.0 2,371.4 794.7 1,576.7 213.4 1,363.3 485.5 149.6 335.9 65.4 134.0 2,367.8 787.6 1,580.3 217.8 1,362.5 492.0 154.2 337.7 66.4 132.4 2,370.9 787.1 1,583.8 219.3 1,364.5 506.6 162.3 344.3 77.4 128.4 27 Total liabilities 2,941.6 2,949.2 2,968.2 2,984.1 3,001.2 3,001.3 3,021.7 3,030.6 3,038.6 3,056.4 3,058.6 3,083.2 303.8 305.0 299.5 319.0 320.5 321.8 332.6 327.7 2,897.4 2,912.7 2,929.4 2,944.8 2,958.2 876,4 871,7 885.1 881.2 889.1 670.4 684.4 674.0 688.3 688.9 201.4 202.5 200.2 196.8 196.8 2,008.3 2,027.6 2,048.2 2,068.3 2,086.5 477.0 472.6 466.3 462.2 460.3 954.9 947.1 939.9 930.0 922.3 76.1 75.8 75.2 74.5 74.0 871.4 878.8 864.6 855.5 848.3 435.4 445.9 441.7 428.9 421.0 47.2 46.0 43.7 46.1 45.8 161.5 160.4 160.9 162.9 159.0 150.3 130.3 137.9 134,7 133.3 182.4 188.0 184.9 180.8 173.0 168.9 170.2 168.5 169.8 171.8 2,973.8 862.4 665.9 196.5 2,111.3 480.3 965.1 76.2 888.8 457.) 45.9 163.0 159.7 195.5 J70.0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 Total assets7 , . 28 Residual (assets less liabilities) 9 295.5 298.5 307.5 316.7 Not seasonally adjusted Assets 2,810.2 2,814.8 29 Bank credit . 865.1 863.2 30 Securities in bank credit 676.8 673.1 31 U.S government securities 188.3 190.1 32 Other securities 2 33 Loans and leases in bank credit . . . . 1,947.0 1,949.7 442.5 34 Commercial and industrial 438.3 893.6 35 Real estate 896.3 72.9 36 Revolving home equity 73.1 820.7 37 Other 823.2 399.2 398.6 38 Consumer . . .... 56.8 54.1 39 Security3 157.6 40 Other 159.6 4 131.7 41 Interbank loans 138.0 195.5 199.4 42 Cash assets5 . . . 163.2 156.0 43 Other assets6 2,836.7 883.0 693.7 189.2 1,953.7 447.3 894.5 72.6 821.9 399.5 56.8 155.7 125.7 185.8 167.6 44 Total assets7 45 46 47 48 49 50 51 52 53 54 Liabilities Deposits Transaction Nontransaction Large time Other Borrowings ... < ,. From banks in the United States . . . From nonbanks in the United States Net due to related foreign offices . . . . Other liabilities'* 55 Total liabilities 56 Residual (assets less liabilities)^ 2,858.5 2,862.2 2,877.8 886.8 885.7 892.3 693.4 700.4 693.0 192.3 191.9 193.8 1,966.2 1,976,5 1,990.9 455.3 452.0 457.2 913.7 900.8 906.1 73.4 72.8 73.8 832.8 828.0 839.9 405.4 413.8 410.9 48.8 49.0 52.0 155.2 156.0 157.5 125.5 129.9 126.8 181.3 186.1 187.6 170.5 169.1 172.1 3,246.2 3,247.6 3,258.3 3,278.8 3,291.6 3,306.1 3,323.8 3,333.8 3,357.7 3,379.5 3,409.0 3,442.4 2,386.6 813.9 1,572.6 208.9 1,363.7 434.4 136.6 297.8 4.1 122.8 2,370.4 797.0 1,573.5 208.8 1,364.7 441.1 136.5 304.6 6.4 128.8 2,363.9 791.0 1,572.9 206.7 1,366.2 444.6 131.0 313.6 17.1 129.1 2,367.7 798.3 1,569.3 206.8 1,362.5 455.6 132.2 323.4 21.9 129.8 2,360.0 790.7 1,569.3 209.1 1,360.1 462.6 135.3 327.3 32.4 133.0 2,364.3 796.7 1,567.7 207.9 1,359.8 469.4 133.9 335.5 34.4 129.4 2,362.7 791.9 1,570.9 209.4 1,361.5 470.1 137.5 332.6 44.7 134.6 2,358.8 782.9 1,575.9 212.2 1,363.7 476.3 138.9 337.4 51.9 132.6 2,365.0 789.6 1,575.4 210.6 1,364.8 485,8 141.3 344.5 56.8 133.8 2,370.7 791.7 1,578.9 214.2 1,364.7 493.3 148.3 345.1 63.2 136.6 2,384.5 801.7 1,582.8 218.0 1,364,8 505.6 158.0 347.7 64.9 136.8 2,403.7 822.5 1,581.2 217.6 1,363.6 517.9 169.8 348.1 74.3 129.5 2,947.8 2,946.7 2,954.8 2,974.9 2,988.0 2,997.5 3,012.2 3,019.6 3,041.4 3,063.8 3,091.8 3,125.4 298.4 300.9 303.5 303.9 303.6 308.5 311.6 314.2 316.3 315.7 317.2 317.0 37 14. Assets and liabilities of all large weekly reporting commercial banks, 1994 Millions of dollars, Wednesday figures Account Jan. 5 | Jan. 12 Jan. 19 Jan. 26 Feb. 2 Feb. 9 | Feb. 16 ASSKTS 1 Cash and balances due from depository institutions 2 U S Treasury and government securities 3 Trading account 4 Investment account .. .. ... 5 Mortgage-backed securities' All others, by maturity 6 One year or less 7 One yeur through five years .. .... 8 More than five years 9 Other securities . . . ... .... ... 10 Trading account 11 Investment account .... .... ... 12 State and local government, by maturity 13 One yeur or less 14 More than one year 15 Other bonds, corporate stocks and securities . 16 Other trading account assets 119,847 308,847 24,052 284,795 89,948 114,463 308,156 23,436 284,720 89,908 139,888 306,356 27,414 278,942 88,635 114,346 300,418 24,538 275,880 87,889 137,027 304,096 ?,4,428 279,667 88,038 112,452 303,562 24,145 279,41? 87,606 115,285 306,514 26,645 279,869 88,144 52,327 73,349 69,171 82,712 1 ,929 56,885 20,970 3,931 17,039 35,915 23,898 50,705 74,237 69,871 81,185 1,860 56,876 21,049 3,874 17,176 35,827 22,449 50,205 72,118 67,984 80,928 1,767 57,215 21,005 3,908 17,098 36,210 21,945 49,419 71,555 67,017 80,179 1,707 56,879 21,027 3,952 17,076 35,852 21,593 48,669 72,634 70,326 90,653 1,824 57,147 20,981 3,981 17,001 36,166 31,683 47,723 73,347 70,741 89,818 1 ,833 57,270 21,097 4,005 17,092 36,173 30,714 47,373 74,747 69,605 89,773 1 ,669 57,145 21,182 4,087 17,094 35,963 30,959 Federal funds sold2 To commercial banks in the United States . To nonbank brokers and dealers in securities To others1 . . . . .... Other loans and leases, gross Commercial and industrial . . . . Bankers acceptances and commercial paper All other U S addressees . . . . Non-U S addressees Real estate loans . ... Revolving home ctiuity A l l other . . . . .... .... .... To individuals for personal expenditures To depository and financial institutions . , .... Commercial banks in the United States Banks in foreign countries Nonbank depository and other financial institutions For purchasing and carrying securities . To finance agricultural production To states and political subdivisions . . ... To foreign governments and official institutions 4 All other loans . ... .... Lease-financing receivables LKSS: Unearned income Loan and lease reserve^ Other loans and leases, net All other assets .... 93,589 59,910 28,340 5,339 1,048,190 279,107 2,883 276,224 274,672 1 ,552 423,517 43,906 379,611 210,850 44,282 18,613 3,395 22,274 18,522 6,117 12,453 1,165 25,706 26,470 1,943 35,029 1,011,218 172,575 93,513 59,706 29,130 4,677 1,043,298 277,311 2,922 274,390 272,702 1 ,688 425,337 43,812 381,525 210,080 42,203 18,211 2,646 21,346 18,544 5,970 12,346 1 , ! 35 23,792 26,578 1,944 34,893 1 ,(K)6,460 170,099 100,424 64,902 29,062 6,461 1,041,804 279,032 2,903 276,130 274,475 1,655 421,186 43,814 377,372 209,841 41,289 18,453 2,657 20,178 18,408 5,916 12,362 1,217 25,973 26,580 1,941 34,869 1,004,994 165,704 92,098 57,702 28,360 6,036 1,035,282 279,067 3,220 275,847 274,197 1,650 418,799 43,825 374,974 209,372 39,274 17,167 2,650 19,457 17,849 5,933 12,352 1 ,066 25,016 26,554 1,923 34,907 998,452 162,976 100,950 63,901 31,175 5,873 1,04 1,985 282,235 3,105 279,130 277,459 1 ,672 421,079 43,834 377,245 209,060 39,002 16,215 2,576 20,2 1 1 19,221 5,911 12,384 1,171 25,338 26,584 1 ,898 34,846 1,005,241 165,827 93,722 58,346 29,345 6,030 t ,040 465 281,304 3,197 278,107 276,212 1 ,«% 422,103 43,732 378,371 209,194 38,789 16,625 2,645 19,519 19,348 5,901 12,271 1 ,042 23,925 26,587 1 ,893 35,140 1,003,432 164,501 100,812 61,545 31,566 7,701 1,038,181 283,050 3,227 279,823 277,830 1 ,993 418,943 43,708 375,235 208,318 37,696 15,746 3,121 18,829 19,903 5.H5H 12,330 1,127 24,336 26,622 1,891 35,101 1,001,189 163,388 1,788,788 1,773,878 1,798,293 1,748,471 1,783,793 1,767,487 1,776,%2 46 Deposits ... 47 Demand deposits7 48 Individuals, partnerships, and corporations 49 Other holders 50 States and political subdivisions 51 U.S government . .. 52 Depository institutions in the United States 53 Banks in foreign countries .... ... 54 Foreign governments and official institutions 55 Certified and officers' checks . . . . .... 56 Transaction balances other than demand deposits4 57 Nontransaction balances .... 5H Individuals, partnerships, and corporations 59 Other holders 60 States and political subdivisions 61 U.S. government 62 Depository institutions in the United States . . . . 63 Foreign governments, official institutions, and banks . . . . 1,172,440 317,193 263,590 53,602 - 10,008 2,786 22,531 5 991 881 1 1 ,405 137,169 718,079 698,360 19,719 17,305 464 1,623 326 1,159,192 303,384 254,696 48,687 8,658 2,535 21,194 5,705 605 9,990 126,942 728,867 706,652 22,215 18,223 2,029 1 ,653 309 1,167,636 320,512 260,721 59,791 9,799 4,675 27,874 5,748 796 10,898 126,536 720,587 698,184 22,403 18,331 2,069 1,695 309 1,127,382 289,692 238,298 51,394 9,659 2,531 22,631 5,202 637 10,735 121,240 716,449 693,892 22,557 18,496 2,062 1,691 308 1,146,890 302,683 248,980 53,703 9,810 2,920 23,744 5,783 679 1 1 ,766 124,127 720,080 697,530 22,550 18,457 2,096 1 ,689 308 1 HI 7S2 289,944 241,204 48,740 8,931 2,126 20,413 4,68 1 607 1 1 ,982 123,307 720,501 697,620 22,880 18,806 2,120 1 ,647 307 1,147,577 302,952 250,242 52,710 9,355 3,562 2 1 ,943 5,597 590 11,661 123,165 721,459 698,412 23,048 18,894 2,126 1,727 301 64 Liabilities for borrowed money 5 ... 65 Borrowings from Federal Reserve Banks . 66 Treasury tax and loan notes 67 Other liabilities for borrowed money6 68 Other liabilities {including subordinated notes and debentures) . . 327,407 1 ,220 16,004 310,183 126,578 323,259 0 19,530 303,729 128,221 337, 200 0 23,310 313,890 130,698 328,819 0 28,845 299,974 128,779 336,731 0 30,902 305,830 136,163 337,255 0 28,796 308,460 133,717 331,075 0 24,592 306,483 134,532 1,626,425 1,610,672 1,635,534 1,584,979 1,619,785 1,604,724 1,613,184 162,363 163,205 162,760 163,491 164,OOH 162,163 163,778 1,454,816 95,054 793 389 404 21,889 -8,302 1,448,236 98,877 7H5 389 396 21,936 = 3,161 1,446,157 98,804 774 384 390 21,979 5,630 1,433,109 97,482 770 383 387 21,721 5,460 1 ,457,567 97,450 76H 383 385 21,325 1,266 I,4S2,595 97,056 768 382 3H6 21,141 -316 1 ,457,990 96,705 762 382 381 20,710 - 1 ,430 17 18 19 20 21 22 21 24 25 26 27 28 29 30 11 32 33 34 35 36 17 38 39 40 41 42 43 44 45 Total assets6 LIABILITIES 69 Total liabilities 70 Residual (total assets less total liabilities) 7 . . 71 72 73 74 75 76 77 MKMO Total loans and leases, gross, adjusted, plus securities8 Time deposits in amounts of SKK) 000 or more Ixvans sold outright to affiliates 9 Commercial and industrial . ... Other Foreign branch credit extended to U.S. residents1" . . . Net owed to related institutions abroad . . 38 14. Assets and liabilities of all large weekly reporting commercial banks, 1994—Continued Millions of dollars, Wednesday figures Feb. 23 Account Mar. 2 Mar. 9 127,359 303,715 24,452 279,263 88 957 124,195 314,056 26 601 287,455 90 641 107,857 316,955 29 208 287,747 90 393 115,459 317 115 29 948 287 167 89 930 109,945 3 1 6 554 26 217 290 337 91 200 47,122 73,293 69 891 84,171 1 790 57,294 21,299 4,142 17 157 35,994 25 087 49,938 76 363 70 512 92 244 1 841 57 372 21,420 4 220 17 200 35,952 33 031 49,539 76 747 71 068 92 653 1 764 57 475 21,582 4 247 17 335 35 893 33 414 49 248 77 742 70 247 93 517 1 640 57 459 21 548 4 266 17 281 35 912 34 417 49 621 79 316 70 200 89 708 1 838 57 321 21 522 4 229 17 293 35 799 30 550 89 135 54,097 28 299 6,739 1 031 581 281 205 3,160 278 045 276,026 2 018 415,700 43 633 372,066 207 729 37,407 16 477 2 677 18,254 19 704 5 777 12,301 1 222 23,884 26 653 1,909 35 060 994 612 163,669 97 903 58,892 32 412 6,598 1 042 677 284 457 3 122 281 335 279 322 2 013 417,601 43 569 374,032 208 603 37,561 15 527 3 063 18,971 22 188 5 846 12 259 1 039 26412 26 713 1,859 35 327 1 005 492 160913 91 513 52,556 32 511 6,447 1 037 483 283 548 3 174 280 374 278 362 2 013 418,847 43 521 375,326 207 993 37,290 15 622 3 037 18,631 21 117 5 854 12 210 1 075 23 018 26 531 1,649 35 424 1 000 411 159 389 93 922 58,354 30 232 5 335 1 041 465 286 980 2 951 284 030 282 049 1 980 418 444 43 430 375 015 208 469 36 500 15 696 2 406 18 398 21 305 5 837 12 230 1 028 24 071 26 600 1 638 35 417 1 004 410 160 693 1,762,660 1,794,803 1,768,778 1,130,615 292 727 241 060 5 1 ,667 9 362 1,686 24,091 5 764 1,153,415 308 203 253 539 54 663 9 095 2 830 24,619 5 159 1,136,316 289 218 242 146 47 072 8 236 2 162 20,946 5 084 Mar. 16 Mar. 30 Mar. 23 Apr. 6 ASSETS 1 Cash and balances due from depository institutions 2 U.S. Treasury and government securities 3 Trading account 4 Investment account 5 Mortgage -backed securities' All others, by maturity 6 One year or less 7 One year through five years ... ... 8 More than five years 9 Other securities . . ... ... .... 10 Trading account 11 Investment account . ... .... 12 State and local government, by maturity 13 One year or less . . .... 14 More than one year 15 Other bonds, corporate stocks and securities 16 Other trading account assets 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 Federal funds sold2 To commercial banks in the United States To nonbank brokers and dealers in securities To others3 Other loans and leases gross . . Commercial and industrial Bankers acceptances and commercial paper All other U S addressees . Non-U S addressees Real estate loans Revolving home equity All other To individuals for personal expenditures To depository and financial institutions Commercial banks in the United States Banks in foreign countries Nonbank depository and other financial institutions For purchasing and carrying securities To finance agricultural production To states and political subdivisions . . . . To foreign governments and official institutions All other loans4 Lease-financing receivables LESS: Unearned income Loan and lease reserve5 Other loans and leases net All other assets . . .. .... 45 Total assets6 ... .... ... ... .... ... .... .... 112,145 318 736 24 767 293 969 91 766 113,279 325 904 29 049 296 855 92 710 086 380 737 463 940 593 637 231 407 956 930 49,093 82 022 73 030 94 577 1 970 57 951 21,591 4 175 17 416 36 361 14 655 89 669 56,008 27 890 5 770 1 041 070 286 327 2 608 283 719 28 J 670 2 049 416 978 43 552 373 426 209 530 36 114 15 459 2 768 17 887 23 215 5 880 12 169 1 069 23 114 26 672 1 635 35 374 1 004 060 159 892 92 762 61,388 25 950 5 423 1 041 832 288 035 2 663 285 372 283 356 2 016 418 858 43 509 375 350 209 340 35 627 14 849 2 519 18 259 20060 5 945 12 131 1 064 24 031 26 741 1 634 34 971 1 005 227 158 500 91 996 56,739 29 412 5,845 1 ()44 144 289 044 2 688 286 157 284 430 1 927 422 036 43 427 378,608 209 239 37,219 15 016 3 010 19,172 16 712 6017 12 061 I 034 24 096 26 685 1,615 34 826 1 007 703 161 764 1,785,115 1,769,829 1,778,833 1,795,223 t ) 44 949 300 497 249 3 1 8 51 179 8 868 3 733 22,314 4 985 1 129 330 293 122 243 398 49 723 8 733 2 074 20,918 5 434 1 149,060 300 862 250 226 50 635 8 468 2 169 22,289 6 566 577 644 11 987 123 769 712,439 691 030 21 409 17 825 1 519 1 688 377 10,499 129 064 719,134 698 705 20 428 17 915 51 79 71 91 1 57 21 4 17 35 31 LIABILITIES 46 Deposits 47 Demand deposits7 48 Individuals partnerships and corporations 49 Other holders .. ... ... 50 States and political subdivisions 51 U S government .. ... . . . . .... 52 Depository institutions in the United States 53 Banks in foreign countries 54 Foreign governments and official institutions 55 Certified and officers' checks . . . .... 56 Transaction balances other than demand deposits4 57 Nontransaction balances 58 Individuals partnerships, and corporations .... 59 Other holders 60 States and political subdivisions 61 U S government . . . . 62 Depository institutions in the United States . . . . ... 63 Foreign governments, official institutions, and banks . . . 64 Liabilities for borrowed money5 .... 65 Borrowings from Federal Reserve Banks 66 Treasury tax and loan notes 67 Other liabilities for borrowed money6 68 Other liabilities (including subordinated notes and debentures) . 69 Total liabilities . 70 Residual (total assets less total liabilities) 7 71 72 73 74 75 76 77 MEMO Total loans and leases, gross, adjusted, plus securities8 Time deposits in amounts of $100 000 or more Loans sold outright to affiliates9 Commercial and industrial . Other Foreign branch credit extended to U S residents10 Net owed to related institutions abroad 541 679 778 894 10,224 1 22 070 715,818 692,979 22 838 18 731 2,120 1,691 296 12 281 125 826 719,386 696 455 22 931 18 729 2,122 I 787 292 9 867 125 415 721,683 698 854 22 829 18 600 2,105 1 831 293 10 385 124 701 719 751 697 180 22 571 18 368 1 996 1 910 298 1,123 352 284 346 231 684 50 662 8 853 1 585 19,652 5 027 1 018 14 526 123 384 7 1 5 622 693 571 22 051 17 962 1 887 1 898 304 334,325 339,661 326,350 337 425 o 346 720 345 919 140,208 22 937 311,388 134,562 25 982 313,679 137,722 6 037 320,312 141,275 15 338 322,087 138,369 18 584 328,137 135,089 14 291 331,627 139,694 6 466 333,741 141,055 1,599,502 1,630,797 1,603,941 1,620,743 1,605,161 1,614,942 1,630,322 163 158 164006 164 838 1 64 372 1 64 668 163 891 1 64 90 1 1,438,027 96 193 1,472,461 97 268 1 ,470,428 97 118 1,471,967 95 233 1,465,534 93 556 1,468,555 91 561 1,484,846 92 182 752 373 378 751 373 378 750 373 377 735 368 367 697 334 363 694 329 365 20 435 8,118 20 277 12,330 21 869 7 535 22 110 13,744 21 882 17,314 21 774 11,812 0 757 377 380 20 551 5,920 o o 0 o 622 1 514 377 o 39 14. Assets and liabilities of all large weekly reporting commercial hanks, 1994—Continued Millions of dollars, Wednesday figures Apr. 13 Account Apr. 20 Apr. 2? May 4 May 1 1 May 18 May 25 ASSKTS 17 IB 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 3H 19 40 41 42 43 44 ....... ... . . . . . Federal funds sold" . . . . . . . . To commercial bunks in the United States To nonbunk brokers and dealers in securities To others3 Other loans and leases, gross . . ,, Commercial and industrial Bankers acceptances and commercial paper All other U S addressees Non-U.S addressees . . Real estate loans Revolving, home equity . . . . All other To individuals for personal expenditures To depository and financial institutions Commercial bunks in the United States Banks in foreign countries . .. No n bank depository and other financial institutions For purchasing and carrying securities To finance agricultural production To states and political subdivisions To foreign governments and official institutions All other loans4 Lease =1 inane ing receivables Lh'ss: Unearned income Loan and lease reserve5* Other loans and leases, net All other assets 45 Total assets*' . .. .. .. 108,545 322 80! 27,796 295 CX)5 91,874 1 1 1 ,076 119 241 27 129 292 111 90 018 101,279 3 1 2 93 1 24,357 288 573 87 106 108,99? 314 903 26 163 288 741 86 7 1 5 103, 8? 1 112 811 25,766 2H? (14? 86 05 1 104,052 11? 121 26 647 285 676 85 365 105,717 108 215 23,803 284 41 * 86, TO 48,427 81 808 7?, 897 94 3?H 1,618 58,263 2K686 4,4 1 0 17,275 36,577 14,277 49 535 78 842 73 716 94 *»93 1 773 58,041 21,710 4,391 17 319 36,331 34479 50,484 77 955 73 029 94 047 1 784 57,727 21,719 4,412 17 307 36,008 34 536 49 196 78 668 71 962 95 939 I 776 57,873 21,613 4,467 17 146 36,260 36 290 48 192 78 491 74 114 94 8? 5 I 806 57,791 21,59? 4,448 1? 148 ,16,196 15 276 49 600 77 07(1 71 641 94 (>6H 1 868 57,65? 2 1 ,568 4,43? 17 131 36,090 15 142 48,711 76 505 72,624 95 761 2,21? 57,928 21,595 4,439 17 156 36,333 35,595 96,296 59 596 31,140 5,560 1,041,445 287,130 2,858 284,272 282 360 1,9L^ 424 268 43,540 380 729 210,023 35 872 14,860 2,579 18.434 17,787 6,0 ! 9 12,126 9H6 ?2,511 26 722 1 ,6 1 3 34 797 1 ,007,035 161,268 91 330 59 165 26,209 5,956 1 ,048,670 291 070 2,972 288 098 286 160 1,938 421 889 43 753 378 136 211,154 35 747 15,354 2 443 17,950 17,439 6,106 12 129 1 ,075 25 231 26 831 1 619 34 704 1,012,348 160 572 100447 65 794 29,398 5,256 1,047,784 290 490 2,882 28? 608 285 8 1 3 1 ,795 421 048 43,844 377 204 212,306 35 823 16,008 2 232 17,583 18,509 6,09? 12 104 1,011 23 555 26 840 1 ,669 34 585 1,011,529 159 2?5 92 311 59 ?30 26 757 5,824 1 052 9 1 3 293 9?7 2 964 291 013 289 12? 1 886 424 CX)9 43 850 380 159 212,921 36 692 16,832 2 311 17,548 15,860 6 141 12 124 1,015 22 989 2? 185 I 648 34 92 1 1 ,0 1 6 344 164 597 97 088 65 662 ?5,995 5,412 L0S2 611 2l>2 2 1 1 1,101 289 109 2H? 281 1 827 4? 5 896 43 915 181 961 213,244 ^6 044 16,241 2 214 17,589 16,323 6,175 12 016 992 11 <P2 2? 211 1 ,656 15 061 1,015,914 1 64 4?B 96 788 62 999 28 147 5,642 1 ,052 878 292 214 1.197 289 017 28? 214 1 821 421 906 44 113 179 791 214,106 16 184 17.117 2 561 16,705 16,178 6,231 ! 1 992 1,112 21 451 2? ?8S I 657 15 054 1,016 167 1 56 542 9< 067 62 466 27,560 5,041 1,051,558 292 109 3,100 289 CX)9 2H7 191 1,816 421 561 44,155 179 405 213,826 16 120 17,205 2 675 16,439 17.101 6,254 1 1 990 1 ,OHH 22,018 2? 293 1 ,659 15 026 1,014,873 151,870 1,790,122 1 Cash and balances due from depository institutions 2 U S Treasury and government securities 1 Trading account . ... 4 Investment account 5 Mortgage- backed securities' .. All others, by maturity 6 One year or less . . .. 7 One year through five years 8 More than five years . .. 9 Other securities 10 Trading account . .. 11 Investment account 12 State and local government, by maturity 11 One year or less 14 More than one year 15 Other bonds, corporate stocks, and securities 1 6 Other trading account assets 1,788,860 1,779,458 1,793,091 1,789,039 1,780,539 1,771,523 1,147,134 3CK) 322 252,504 47,818 8,763 2,255 2 1 ,084 5 030 729 9,957 128,424 718 388 698, 005 20 384 17 788 610 I 611 376 1,131 ,055 292 226 243,429 48 797 10,032 3 420 20,381 5 195 588 9 182 127 229 711 600 689,102 22 498 17 676 2 832 1 614 376 1,119,976 286 899 236,453 50 446 10,148 1 061 20,285 5 304 1 ,028 10 619 122,056 711 020 688,336 22 685 17 755 2 8(K) 1 7S7 374 1 , 1 34 603 292 879 241 862 490!? 10 286 2 091 21 9^s 5 5CX) 585 8 618 125 789 715 915 693,148 2? 787 17 852 2 6?8 1 882 376 1,1 28.9S 1 ?88 046 ?4 1,772 46 274 8,61! I 919 20,509 5 282 631 9 282 121 406 717 498 694,356 21 142 1$ 1 1! 2 706 1 940 383 1,118 684 281 51X1 215 04? 46 45 1 8 613 1 H91 20,52? 5 l?5 795 9 479 !22 636 714 548 691,192 23 156 18 141 2 684 1 944 385 1 , 1 15,821 ?8I 071 234,619 46 412 8,908 1 716 21,392 4 891 546 8 959 1 2 1 ,465 7 1 1 284 689,884 21 401 18 V7I 2,692 I 961 37? 33? 390 150 9 174 328,066 140,540 351 964 0 31 776 320,188 141,012 35! 712 0 33 421 318,331 142,807 350 074 0 12 498 317,575 144,655 149 626 0 It) 5*>8 319,098 I47,0'l() 141 566 0 11 610 329,955 154,??? 114 060 0 8 8?1 325,23? 158,245 1,625,064 1,624,031 1 614,514 1,629 312 1,62s, 587 1,617 027 1,608,125 165 058 164 829 1 64 924 161 759 163 452 161513 161 398 1,482,265 93,488 694 329 365 21 958 14,868 1,479,015 95,373 693 329 364 22 026 18,920 1,473,407 95,477 695 329 366 22 107 21,185 1,479,505 96,505 700 329 371 22 141 1 6 82? 1.475,507 96,690 7CK) 328 371 2? 281 18,283 1,476,541 96,10? 699 128 171 22 598 31 62? 1 ,470,950 96,707 69H 328 370 22 199 3?, 128 LlAHIUTIHS 46 Deposits 47 Demand deposits f 48 Individuals, partnerships and corporations 49 Other holders . . . 50 States and political subdivisions 51 U S government . . , 52 Depository institutions in the United States 53 Banks in foreign countries 54 Foreign governments and official institutions 55 Certified and officers' checks 56 Transaction balances other than demand deposits4 57 Nontrunsuction balances .. ... 5H Individuals, partnerships, and corporations 59 Other holders 60 States and political subdivisions 61 U S . government . . .. .. 62 Depository institutions in the United States 63 Foreign governments, official institutions, and . . . . . ,. ... ..... banks 64 Liabilities for borrowed money'' .. 65 Borrowings from Federal Reserve Bunks 66 Treasury tax and loan notes 67 Other liabilities for borrowed money'1 68 Other liabilities (including subordinated notes and debentures) . . 69 Total liabilities 70 Residual {total assets less total liabilities} 7 71 72 73 74 75 76 77 M)-:MO Total loans and leases, gross, adjusted, plus securities 8 Time deposits in amounts of $100,000 or more Loans sold outright to affiliates*1 Commercial and industrial Other Foreign branch credit extended to U S residents'" Net owed to related institutions abroad 40 14. Assets and liabilities of all large weekly reporting commercial banks, 1994—Continued Millions of dollars, Wednesday figures June 1 June 8 146,157 312,363 25,362 287,001 88,799 103,790 310,531 24,030 286,502 88,556 130,236 312,414 24,660 287,754 87,850 106,464 310,003 21,900 288,103 89,979 107,735 308,633 20,960 287,673 89,836 124,807 313,554 24,211 289,342 87,173 110,265 312,283 23,141 289,142 87,412 .. 49,679 75,731 72,792 95,941 1,980 58,093 21,530 4,507 17,023 36,563 35,869 50,352 75,229 72,365 94,544 1,947 58,046 21,511 4,534 16,977 36,535 34,551 50,581 76,921 72,402 95,007 1,878 58,093 21,522 4,605 16,917 36,571 35,036 50,117 76,542 7 1 ,465 97,228 1,902 57,804 21,580 4,643 16,937 36,224 37,523 50,206 76,789 70,842 101,044 2,011 58,174 21,592 4,557 17,035 36,581 40,860 50,217 77,487 74,466 101,909 1,811 57,863 20,899 4,461 16,438 36,964 42,235 49,929 77,719 74,082 105,374 1,768 58,017 21,012 4,522 16,490 37,005 45,590 Federal funds sold2 . .. To commercial banks in the United States To nonbank brokers and dealers in securities To others3 Other loans and leases, gross . ., Commercial and industrial Bankers acceptances and commercial paper All other .. U.S. addressees Non-U S addressees . . Real estate loans Revolving home equity . . All other To individuals for personal expenditures To depository and financial institutions .. ... Commercial banks in the United States Banks in foreign countries .. Nonbank depository and other financial institutions For purchasing and carrying securities To finance agricultural production To states and political subdivisions . To foreign governments and official institutions All other loans4 Lease-financing receivables LESS: Unearned income . . , Loan and lease reserve5 Other loans and leases, net . .. All other assets . .. 96,279 62,848 27,376 6,055 1,061,545 293,904 3,131 290,773 288,913 1,860 426,279 44,253 382,026 214,707 38,348 18,072 3,168 17,108 15,943 6,279 1 1 ,947 1,014 25,627 27,496 1,623 34,979 1 ,024,943 157,402 97,544 64,080 27,610 5,854 1,055,957 291,544 3,182 288,362 286,565 1,797 427,269 44,227 383,042 213,044 37,490 17,395 3,001 17,094 16,121 6,292 11,889 977 23,755 27,577 1,622 34,991 1,019,344 154,320 101,158 64,358 31,307 5,493 1,063,775 294,027 3,264 290,763 288,999 1,764 426,865 44,374 382,491 214,247 38,584 18,601 3,131 16,852 18,874 6,328 1 1 ,879 952 24,410 27,609 1,635 35,090 1,027,050 158,195 93,807 65,394 23,411 5,002 1,063,067 295,583 3,067 292,516 290,770 1,745 425,942 44,232 381,710 216,073 37,924 18,781 2,969 16,174 17,604 6,355 1 1 ,843 1,064 22,904 27,776 1,676 34,996 1,026,396 152,849 96,833 69,006 22,609 5,218 1,068,042 294,888 3,150 291,738 289,993 1,745 428,864 44,350 384,515 217,311 38,744 19,506 2,799 16,439 16,874 6,438 1 1 ,977 998 24,075 27,871 1,662 34,688 1,031,692 153,393 96,662 67,320 22,991 6,351 1,077,485 297,933 2,916 295,018 293,301 1,717 430,700 44,405 386,295 217,944 40,986 20,936 3,187 16,863 16,173 6,508 11,871 1,180 26,192 27,999 1,652 34,401 1,041,432 157,420 90,280 60,744 23,370 6,166 1,073,650 297,111 2,936 294,175 292,450 1,724 432,382 44,473 387,909 218,296 40,402 21,094 2,766 16,542 15,574 6,539 1 1 ,828 1,071 22,346 28,101 1,672 34,719 1,037,260 157,357 1,833,085 1,780,073 1,824,060 1,786,747 1,799,329 1,835,783 1,812,820 46 Deposits . 47 Demand deposits7 48 Individuals, partnerships and corporations 49 Other holders 50 States and political subdivisions 51 U S government 52 Depository institutions in the United States 53 Banks in foreign countries . , 54 Foreign governments and official institutions 55 Certified and officers' checks 56 Transaction balances other than demand deposits4 57 Nontransaction balances 58 Individuals partnerships and corporations ... 59 Other holders 60 States and political subdivisions 61 U S government . . 62 Depository institutions in the United States 63 Foreign governments, official institutions, and banks . . . 1,170,136 328,271 268,427 59,844 9,682 4,120 30,756 5,432 645 9,210 125,954 715,911 692,580 23,331 18,298 2,571 2,080 382 1,132,682 288,489 242,969 45,520 7,547 1,908 20,501 5,920 583 9,060 125,768 718,425 694,911 23,514 18,702 2,551 1,877 383 1,172,746 330,450 258,072 72,379 9,388 23,161 24,965 5,280 623 8,962 126,148 716,148 693,063 23,084 18,193 2,522 1,942 428 1,109,740 277,173 232,273 44,900 8,876 2,259 18,851 5,017 906 8,990 121,593 710,975 688,144 22,830 17,958 2,500 1,944 428 1,118,573 290,046 243,568 46,478 8,632 2,371 19,366 5,497 725 9,886 121,272 707,255 685,777 21,477 17,379 2,151 1,548 400 1,163,078 321,553 268,879 52,674 9,077 1,981 25,699 6,347 607 8,963 127,385 714,140 692,935 21,205 17,130 1,986 1,688 401 1,134,947 293,280 248,810 44,469 8,000 1 ,755 18,769 5,732 576 9,638 123,757 717,910 696,012 21,899 17,437 2,305 1,754 403 64 Liabilities for borrowed money5 ... 65 Borrowings from Federal Reserve Banks 66 Treasury tax and loan notes 67 Other liabilities for borrowed money6 . .. 68 Other liabilities (including subordinated notes and debentures) . 346,327 0 1 1 ,442 334,885 150,208 335,784 0 2,666 333,117 145,638 337,125 0 6,500 330,624 148,059 362,774 0 29,477 333,297 147,310 362,812 0 33,358 329,454 151,246 353,105 2,241 6,502 344,362 152,300 348,634 0 6,826 341,808 160,180 1,666,672 1,614,103 1,657,930 1,619,824 1,632,630 1,668,483 1,643,761 166,413 165,970 166,130 166,922 166,699 167,301 169,059 1,485,207 95,995 698 328 370 22,395 28,450 1,477,101 97,939 693 328 365 22,341 25,157 1,489,395 96,766 691 328 363 22,218 28,302 1,479,930 95,174 690 328 363 22,104 30,518 1,486,040 91,283 681 328 354 22,044 32,778 1,501,354 93,576 676 327 349 22,539 28,955 1,499,750 96,695 675 326 349 22,065 35,876 Account June 15 1 June 22 June 29 July 6 July 13 ASSETS 1 Cash and balances due from depository institutions 2 U S Treasury and government securities 3 Trading account 4 Investment account .. , .. 5 Mortgage-backed securities' All others, by maturity 6 One year or less 7 One year through five years . . 8 More than five years 9 Other securities . ... . 10 Trading account 11 Investment account 12 State and local government by maturity 13 One year or less 14 More than one year 15 Other bonds corporate stocks and securities 16 Other trading account assets . 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 .. 45 Total assets6 LIABILITIES 69 Total liabilities 70 Residual (total assets less total liabilities) 7 71 72 73 74 75 76 77 MEMO Total loans and leases, gross, adjusted, plus securities8 Time deposits in amounts of $100 000 or more Loans sold outright to affiliates 9 Commercial and industrial Other Foreign branch credit extended to U S residents10 Net owed to related institutions abroad 41 14. Assets and liabilities of all large weekly reporting commercial banks, 1994—Continued Millions of dollars, Wednesday figures July 20 Account July 27 Aug. 3 Aug. 17 Aug. 10 Aug. 24 ASSETS 103,753 307,160 21 513 285,647 85,991 17 IB 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 ... . . . . 41 Total assets6 105,535 313,928 24 974 288 955 94,580 101,118 313,304 24 678 288 626 94,702 96,643 316,076 27 754 288,322 94,342 103,053 311,466 24 642 286,824 92,745 47 620 77 329 75 483 102 707 2,123 58 609 21 243 4 558 16 685 37 366 41 975 46 812 77 864 69 698 100 349 2,098 58 737 21 131 4 676 16455 37 606 39 514 46 888 78,106 68 930 100 116 1,779 59 210 21 186 4 703 16483 38 025 39 147 47 501 78,337 68 142 101,446 1,7H8 59,014 21 213 4,716 16497 37, HOI 40 644 47 390 78,594 68095 102,089 1,774 59 313 21 324 4,762 16 562 37,989 41 002 97,349 65,739 25 330 6,280 1 078 9 1 8 298,696 2 920 295,776 294 068 1,708 432 844 44,733 388 111 219,668 40,289 21 259 2,656 16,375 16 201 6,514 11 750 1,104 23 616 28 237 1,695 34,726 1 ,042,497 152 616 94,029 61 593 26 211 6 225 1 078 433 298 659 2 942 295 717 294 028 1 690 432 322 44 747 387 575 220 772 40 355 21 788 2405 16,162 16 312 6 573 1 1 801 1 013 22 319 28 306 t 686 34 707 1 ,042,040 149 891 95,914 65 340 24 546 6 027 1 084 965 299 978 3 070 296909 295 167 1 741 434 77 1 44 858 389 913 222,228 42 296 22 603 3 054 16,639 15 213 6 593 I t 773 89,963 59 702 23 764 6497 1 086 602 300,308 3 1 17 297,191 ?95 517 1,674 435 907 44,799 391 IOS 223,035 40 813 21 900 2,667 16,246 15 897 6 655 1 1 633 97,450 66,452 23 639 7,359 1 092 250 301,424 3 126 298,297 296 550 1,747 436 547 44,940 391 608 225,101 41,888 22 600 2,846 16,442 15 984 6,639 11 614 961 972 969 22 668 28 484 1 683 34962 1,048,320 1 56 805 22 891 28 491 1 689 34,998 1,049,914 151 977 23 550 28 535 1,681 35,022 1,055,547 154 444 93,475 63,067 22991 7,417 t 092 2 1 5 299,886 3 087 296,799 295 144 1 ,654 436096 45,040 391 056 226,791 41,104 22 566 2,380 16,158 17 484 6 615 I I 849 1 ,003 22 758 28 630 1 675 34,986 1 ,055,554 146 133 1,806,370 Federal funds sold3 To commercial banks in the United States To nonbank brokers and dealers in securities To others^ . Other loans and leases gross Commercial and industrial . .. Bunkers acceptances and commercial paper All other . U S addressees Non-U S. addressees Real estate loans Revolving, home equity . . . . . All other To individuals for personal expenditures To depository and financial institutions .. Commercial banks in the United States Banks in foreign countries . Nonbank depository and other financial institutions Hor purchasing and carrying securities To finance agricultural production .. .. To states and political subdivisions To foreign governments and official institutions All other loans4 Leaso=f inane ing receivables ; Lt ss; Unearned income . . .. . Loan and lease reserve1* Other loans and leases, net All other assets 107,274 311,085 22 734 288 351 87,919 48 751 77,507 73 398 102,995 1,697 58,736 21 145 4,590 16 555 37,590 42 562 1 Cash and balances due from depository institutions 2 U.S. Treasury and government securities 3 Trading account 4 Investment account . 5 Mortgage- backed securities' All others, by maturity 6 One year or less 7 One year through five years 8 More than five ycurs 9 Other securities . 10 Trading account 11 Investment account .. . \2 State and local government by maturity 11 One year or less . . . 14 More than one year 15 Other bonds corporate stocks and securities . . 16 Other trading account assets 1,807,026 1 820,851 1,806,412 1,821,607 1,811,770 1,124,335 283 640 240,855 42 785 8,168 1,980 18 892 5,373 1,121,264 284 293 239 038 45 254 8 274 1 947 18 333 5 058 1,142,650 293 902 245 790 48 112 8,945 2 882 21 163 6059 1,135,034 285 3% 243,165 42 231 8,030 1 883 18 458 4 220 1,136,715 287 813 243,691 44 121 8,208 1 887 18 550 5 414 1,125,275 280 627 236 934 43 692 8,344 2 216 790 612 632 640 732 752 7,582 123 708 716,987 694,894 22,094 17 548 2 309 1,840 396 11 031 122 437 714,535 692,011 22 524 17 697 2 391 2 047 389 8 431 128 047 720,702 698 344 22 358 17 748 2 263 1 932 414 9,000 125 682 723,956 701,050 22,906 17 985 2 494 1 987 440 9,330 1 25 459 723,443 700,700 22,742 17 755 2 490 2,066 431 9 527 123 621 72 1 ,028 698,244 22 784 17 801 2448 2,103 432 352,268 354,988 351 947 LIAHIUTIKS 46 Deposits , 47 Demand deposits^ 48 Individuals, partnerships, and corporations 49 Other holders SO States and political subdivisions 51 U S . government . . . .. .. 52 Depository institutions in the United States 53 Banks in foreign countries 54 Foreign governments and official institutions 55 Certified and officers' checks 56 Transaction balances other than demand deposits4 57 Nontransaction balances 58 Individuals, partnerships, and corporations 59 Other holders 60 States and political subdivisions 61 U S government 62 Depository institutions in the- United States 63 Foreign governments, official institutions, and banks 64 Liabilities for borrowed money^ . 65 Borrowings from Federal Reserve Banks 66 Treasury tax and loan notes 67 Other liabilities for borrowed money6 68 Other liabilities (including subordinated notes and debentures) 42 .. 349 916 o 346 657 342 495 250 0 0 t) 7 479 344,539 159,903 9 815 340 100 165,951 8 475 338 181 161,523 7 353 335 142 159,180 7 744 347,244 159,421 8 663 343 283 162,794 1,637 131 1 650 830 1 636 708 1,651 124 1,640,016 169 864 70 Residual (total assets less total liabilities) 7 71 72 73 74 75 76 77 4452 1,636,506 69 Total liabilities Mi-: MO Total loans and leases, gross, adjusted plus securities'* Time deposits in amounts of $100,000 or more Loans sold outright to affiliates'* Commercial and industrial Other Foreign branch credit extended to U S residents'" Net owed to related institutions abroad 1 8 4<H) 169 896 170 022 169 703 170 483 171 754 1 499 423 96 569 1 502 873 97 361 I 507 212 97 866 1 508 403 98 400 1 518 170 98 565 1 513 612 98 197 671 326 345 670 327 343 680 327 353 680 326 354 679 326 353 672 326 346 21 972 42 804 22409 47 179 22 482 39 080 22 516 41 758 22 518 41 452 22 263 52 306 0 14. Assets and liabilities of all large weekly reporting commercial banks, 1994—Continued Millions of dollars, Wednesday figures Aug. 31 Account Sept. 7 Sept. 14 Sept. 21 Sept. 28 Oct. 5 ASSETS 113,464 313,609 26,422 287,188 93,048 122,393 311,970 25,435 286,535 93,671 112,698 313,521 25,693 287,828 93,411 103,517 306,625 24,798 281,827 92,434 105,083 302,190 21,500 280,689 93,188 i 1 1 ,935 301,060 22,463 278,596 92,226 . 49,574 77,124 67,442 103,921 1,835 61,082 21,420 4,830 16,590 39,662 41,004 49,788 76,449 66,628 101,135 1,641 61,068 21,411 4,935 16,476 39,657 38,426 50,318 77,292 66,807 101,655 1,574 60,959 21,458 4,964 16,495 39,501 39,122 44,981 77,955 66,457 101,103 1,523 60,847 21,453 4,975 16,478 39,394 38,733 44,661 77,067 65,775 103,547 1,639 61,045 21,346 4,977 16,369 39,699 40,863 43,329 76,849 66,192 104,833 1,437 61,693 21,424 5,244 16,179 40,269 41,703 Federal funds sold2 To commercial banks in the United States To nonbank brokers and dealers in securities To others3 Other loans and leases, gross Commercial and industrial Bankers acceptances and commercial paper All other . .. U S addressees Non-U.S addressees Real estate loans Revolving home equity All other . .. .. To individuals for personal expenditures To depository and financial institutions Commercial banks in the United States Banks in foreign countries Nonbank depository and other financial institutions For purchasing and carrying securities To finance agricultural production . ... To states and political subdivisions To foreign governments and official institutions . ... All other loans4 Lease-financing receivables . . .. LHSS* Unearned income Loan and lease reserve5 . .. Other loans and leases net All other assets ., 101,872 68,982 25,545 7,345 1,101,053 300,577 3,135 297,441 295,873 1,568 438,328 45,194 393,134 228,318 43,855 23,469 3,737 16,650 18,094 6,565 1 1 ,827 980 23,667 28,843 1,658 35,081 1,064,314 148,154 91,795 61,109 23,130 7,555 1,097,603 299,833 3,223 296,609 294,979 1,630 439,460 45,194 394,266 226,550 43,948 23,580 3,393 16,974 15,060 6,515 11,683 1,157 24,422 28,977 1,648 35,156 1,060,800 150,485 95,072 63,115 24,003 7,954 1,100,176 300,964 3,207 297,757 296,102 1,655 440,807 45,272 395,535 227,942 44,092 24,076 3,060 16,956 15,630 6,530 11,528 1,032 22,528 29,123 1,659 35,168 1,063,348 151,058 101,662 69,743 24,231 7,689 1,105,853 304,606 3,060 301,547 299,979 1,568 440,506 45,381 395,125 229,190 42,961 24,337 3,082 15,542 15,580 6,504 1 1 ,527 1,170 24,655 29,154 1,663 35,155 1,069,036 146,418 99,586 70,129 21,275 8,181 1,107,095 304,544 2,895 301,649 300,040 1,609 440,889 45,505 395,384 229,548 43,618 25,464 2,871 15,282 15,476 6,472 11,545 998 24,676 29,329 1 ,654 34,789 1 ,070,652 146,501 90,122 58,554 23,379 8,189 1,114,021 307,454 2,885 304,569 302,798 1,771 444,202 45,821 398,380 230,279 43,292 25,140 2,454 15,698 15,365 6,500 1 1 ,488 947 24,618 29,878 1 ,633 34,651 1,077,737 148,605 1,845,334 1,838,577 1,837,351 1,828,362 1,827,558 1,834,292 1,144,734 299,759 253,115 46,644 8,432 2,394 19,738 5,792 647 9,641 125,276 719,699 697,373 22,326 17,509 2,440 1,952 425 1,157,728 305,115 256,601 48,514 8,061 2,025 23,053 5,559 654 9,161 128,973 723,640 701,587 22,053 17,641 1,986 2,002 424 1,148,774 300,120 254,292 45,827 7,982 3,936 19,691 5,155 618 8,445 127,101 721,553 699,830 21,724 17,360 2,000 1,919 445 1,119,641 281,784 237,343 44,441 8,612 2,806 17,743 5,543 648 9,088 123,273 714,584 693,778 20,807 16,841 2,001 1,514 451 1,121,413 289,886 242,315 47,570 8,324 1,857 19,657 5,669 672 11,392 121,391 710,136 689,348 20,788 16,762 1,999 1 ,579 448 1,143,405 299,716 253,417 46,299 8,059 2,313 21,038 5,144 788 8,957 126,690 716,999 696,484 20,515 16,749 1,678 1 ,639 449 363,390 0 17,269 346,121 165,895 342,044 0 2,004 340,039 166,546 351,140 0 4,401 346,739 164,115 371,803 275 34,351 337,176 164,460 366,993 0 22,655 344,338 167,684 346,183 0 2,833 343,350 172,093 1,674,019 1,666,318 1,664,029 1,655,904 1,656,090 1,661,681 171,315 172,259 173,322 172,459 171,468 172,611 1,528,005 96,584 672 326 345 22,961 52,535 1,517,814 97,113 671 326 345 23,332 50,617 1,523,233 97,251 671 329 342 23,167 46,507 1,521,165 93,926 674 329 345 23,259 51,127 1,516,824 91,286 663 329 334 22,688 51,644 1,526,342 92,693 678 328 350 22,756 53,932 1 Gash and balances due from depository institutions 2 U S Treasury and government securities 3 Trading account 4 Investment account . 5 Mortgage- backed securities' All others, by maturity 6 One year or less . .. . 7 One year through five years 8 More than five years . .. .. 9 Other securities ... 1 0 Trading account . 1 1 Investment account . 12 State and local government by maturity 13 One year or less 14 More than one year .. 15 Other bonds corporate stocks, and securities 1 6 Other trading account assets . . 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 ... ... . . ... . 45 Total assets^ LIABILITIES 46 Deposits 47 Demand deposits' 48 Individuals partnerships and corporations 49 Other holders 50 States and political subdivisions 51 U S government 52 Depository institutions in the United States 53 Banks in foreign countries 54 Foreign governments and official institutions 55 Certified and officers' checks 56 Transaction balances other than demand deposits4 . . . 57 Nontransaction balances 58 Individuals, partnerships, and corporations 59 Other holders 60 States and political subdivisions 61 U S government 62 Depository institutions in the United States 63 Foreign governments, official institutions, and banks 64 Liabilities for borrowed money'' 65 Borrowings from Federal Reserve Banks 66 Treasury tax and loan notes . . .. 67 Other liabilities for borrowed money6 68 Other liabilities (including subordinated notes and debentures) . . . 69 Total liabilities 70 Residual (total assets less total liabilities)7 71 72 73 74 75 76 77 MBMO Total loans and leases, gross, adjusted, plus securities8 Time deposits in amounts of $100 000 or more Loans sold outright to affiliates9 . Commercial and industrial Other Foreign branch credit extended to U S residents10 ... Net owed to related institutions abroad 43 14. Assets and liabilities of all large weekly reporting commercial hanks, 1994—Continued Millions of dollars, Wednesday figures Oct. 12 Account Oct. 19 Oct. 26 Nov. 2 Nov. 9 Nov. 16 Ass UTS 122 724 300,595 22 994 277,601 92 063 17 IH 19 20 ?1 2? 23 24 2*> 26 27 2H 29 30 31 3? 33 34 35 36 37 3H 39 40 41 42 43 44 ,. 45 Total assets'1 105 836 302,049 24 840 277,209 91 555 1 14 500 305,250 26 698 278,552 92 576 102 414 300,346 22 978 277,169 9? 439 1 19 811 302,513 26 552 275,961 91 677 42 014 76,952 65,416 109 179 1,622 61 824 21,521 5 257 16,266 40 300 45,734 42 937 77,482 65 236 119 219 1,637 61 788 21,531 5 258 16,274 40 257 55,794 43 096 77,879 65 001 119 9H4 1 841 62 473 21,586 5 368 16,218 40 887 55,668 42 S41 77,085 65 104 U? 314 1.721 62 711 21,564 5 406 16,158 41 147 52,902 41 115 74,922 66,227 98,436 68 930 24,060 5 446 1 1 1 5 96 1 306 695 3 243 303 452 301 655 1,797 444 860 45 864 398 996 230 958 45 804 26 196 3 001 16 607 15,226 6467 11 549 1 057 23,393 29 951 t 635 34 754 1 079 572 149 588 93,058 61,196 26,731 5 132 1 1 1 6 922 307,752 3 393 304,359 302 541 1,818 444 788 45 912 398 876 231 554 45,778 26 347 2,538 16 892 16,027 6 423 11 571 922 22,006 30,10J I 624 34 565 1 080 734 143 821 99,002 69 578 24,205 5 220 1 119 232 307,431 3 278 304,152 302 274 1 ,878 445 543 46 034 399 508 232 033 45,850 26 498 2,738 16 614 16,933 6 358 11 572 92B 22,342 30 242 1 624 34 528 1 083 080 135 703 99,143 6H 350 25.6tX) 5 193 1 1 30 061 309 789 3 270 306 5 1 9 304 5 SO 1 ,969 449 016 46 OH6 402 949 233 526 47,479 27 331 3,081 1 7 067 1 6,296 6 157 11 453 925 24,832 30 372 t 596 34 611 1 093 857 141 883 99,777 70 180 23,794 5 801 1 129 041 308,672 3 141 105,529 103 495 2,034 450 1 1 1 46 10 1 404 CXW 214 4iSl 46,612 27 121 2,328 17 161 17,041 6 HI 1 1 VH 9?9 22,910 10,575 1 59H 14,826 1 092 6 1 7 118,791 97,740 6H.K77 23,333 5 529 1 1 14 465 310,725 1 271 307,452 IDS 212 2,200 450 47 1 4(> 140 404, AW 211 641 48,041 28 145 2,829 17 067 17,006 6 M4 1 1 296 1 ,095 25,250 10 598 I 609 34,765 t 098 092 1 16,620 1,855,359 Federal funds sold" . . . To commercial banks in the United States . . To nonbank brokers and dealers in securities To others11 . Other loans and leases gross Commercial and industrial Bankers acceptances and commercial pupcr All other . .. U S addressees Non-U.S. addressees Real estate loans Revolving home cuuity All other To individuals for personal expenditures To depository and financial institutions Commercial banks in the United States Banks in foreign countries Nonbank depository and other financial institutions For purchasing and currying securities To finance agricultural production . To states and political subdivisions To foreign governments and official institutions AH other loans* Lease-financing receivables . .. Li*ss" Unearned income Loan und lease reserve^ .. .. Other loans and leases net All other assets .. .. ... ... 110 588 301,649 25 308 276,340 91 958 42,402 77,106 66,030 104 443 1,685 61 729 2 1 ,400 5 237 16,163 40 329 41,029 1 Cash und balances due from depository institutions 2 U.S. Treasury and government securities . 3 Trading account 4 Investment account . ... 5 M or (gage- bucked securities' All others, by maturity 6 One year or less 7 One year through five years 8 More than five years .. 9 Other securities 10 Trading account . . . 11 Investment account 12 State and local government, by maturity 1i One year or less 14 More than one year 15 Other bonds corporate stocks and securities 16 Other trading account assets . . . , . , 1,839,028 1,844,889 1,874,617 1,851,279 1,871,136 1,154,553 311 400 260,473 50927 8,015 1 858 25 065 5,819 848 9 323 124 525 718 628 698 004 20 624 16 836 1 776 1 562 449 1,124 01? 284 673 242 298 42 376 7,985 1 H91 18 665 5 021 640 8 173 123 106 716 238 695 801 20437 16 853 1 724 I 414 446 1,122,329 283 596 237,908 45 688 8,237 1 957 1 8 608 5,293 733 10 860 121 733 717 000 696 417 20,583 16 933 1 711 1 490 448 1.147,340 ?99 722 251,176 48 146 8,755 2 554 21 206 5,777 756 9 298 125 644 721 974 701 365 20,609 16 93? 1 725 1 519 433 1,135,826 287 t 1 9 244,352 42 767 7,607 2,262 18 171 4,81 1 69 A 9 ^21 125 756 722 95 1 702 468 20,481 1 6 968 1 545 1 49 ^ 478 1,154,967 108 1 1 1 257,254 5 1 ,058 9,180 1,157 22 064 5,508 774 10 174 125 659 720 996 700 7 1 6 20,280 16,941 1 421 1 477 439 358,247 0 3 569 354 678 169,098 362 132 0 12 377 349 755 178,686 361,470 54 12 580 348 836 186,790 369,640 0 20 508 349 112 1 84, 1 79 158,220 54 6 177 151 990 183,329 358,147 0 4 526 151 621 184,412 1,681,898 1,664,835 1,670,589 1,701,160 1,677,375 1,697,525 1 73 46 1 174 193 174,301 173,457 171,904 173,611 1 524 309 94,325 682 339 343 22 857 51 043 1 533 266 95,347 681 338 343 22 369 61 863 I 543 427 96,452 681 339 342 22 734 62,201 1 558 761 97,943 681 339 142 22,743 52 021 1 149 19S 97,486 677 119 118 22,662 56,750 1 554016 96,876 669 ' 138 ^31 22,646 58,805 nc> 120 1,810 62 187 21,610 5 187 16,223 40 977 51.903 LIAUIMTIUS 46 Deposits 47 Demand deposits7 48 Individuals partnerships, and corporations 49 Other holders . . 50 States and political subdivisions 51 U S government ... ., 52 Depository institutions in the United States 53 Bttnks in foreign countries 54 Foreign governments and official institutions . . 55 Certified und officers' checks 56 Transaction balances other than demand deposits4 . . . 57 Nontransaction balances 58 Individuals partnerships and corporations 59 Other holders 50 States and political subdivisions 61 U S government 62 Depository institutions in the United States 63 Foreign governments, official institutions, and banks ... 64 Liabilities for borrowed moneys . 65 Borrowings from Federal Reserve Banks 66 Treasury tax and loan notes ... .... ... 67 Other liabilities for borrowed money'* 68 Other liabilities (including subordinated notes and debentures) . . . . 69 Total liabilities 70 Residual (total assets less total liabilities) 7 71 72 73 74 75 76 77 MKMO Total loans and leases, gross adjusted, plus securities*3 Time deposits in amounts of $100,000 or more Loans sold outright to affiliates'* Commercial and industrial . . Other Foreign branch credit extended to U.S. residents 10 Net owed to related institutions abroad 44 14. Assets and liabilities of all large weekly reporting commercial banks, 1994—Continued Millions of dollars, Wednesday figures Nov. 23 Account Nov. 30 Dec. 7 Dec. 14 Dec. 21 Dec. 28 ASSETS 120,520 299 736 21 680 278 056 93,470 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 ... .... .. .... 45 Total assets6 115,476 303 538 23 768 279 770 95 691 117,958 299 060 21 152 277 908 95 871 132,405 ->93 447 17 1 16 ^76 331 95 031 45 063 73,844 65 083 114,478 1 849 62,670 21 697 5,469 16 227 40,973 49 959 45 730 73 574 65 083 112 142 1 660 62 360 21 447 5 463 15 984 40,913 48 122 44 878 74 478 64 724 111 914 1 758 62 341 21 426 5 457 15 969 40,915 47 816 43 503 74 490 64 044 110 937 2 053 62 126 21 413 5 482 15 931 40,713 46 757 43 660 73 722 63 918 1 12 453 9 [3*5 62 079 21 450 5 481 15 969 40,629 48 239 105 780 72,972 27 298 5 510 1,134 335 311 851 3,295 308 555 306 435 2 120 451 242 46 368 404 874 233,446 48 905 28,749 3 211 16,945 16 004 6,300 11 392 914 23 533 30,749 1 611 34,704 1 ,098 020 134 877 107 882 78,287 24406 5 189 1 142 810 311 904 3,420 308 484 306 210 2 274 453 826 46 596 407 231 236,291 48 380 27,923 3 608 16,849 18 628 6 347 11 493 1,077 23 899 30 965 1 595 34 721 1 106 495 140 527 105 518 74,846 25 029 5 643 1 137 188 309 494 3,252 306 242 303 939 2 302 455 731 46 641 409 090 231,768 51 102 3 1 ,444 2 796 16,862 15 668 6 236 11 396 924 23 824 31 044 1 606 34 616 1 1 00 966 138 614 105 276 75,277 24 761 5 237 I 142 977 310 512 2,976 307 536 305 353 2 183 456 617 46 503 410 1 14 233,961 50 978 31,607 2 697 16,674 16 059 6 232 1 1 324 931 24 984 31 382 1 756 34 554 1 106 667 140 944 111 556 80,831 26 152 4 "574 1 154 995 315 537 3,019 312 519 310 438 2 081 457 057 46 557 410 500 236,814 52 298 32,516 2 884 16,898 17 636 6 286 11 338 888 25 601 31,540 1 769 34,460 1 118 766 143 1 14 107 395 79,951 21 494 5 951 1 156 11 2 315 058 2,680 312 377 110 299 2 078 456 774 46 686 4 1 0 089 239,684 52 758 32,792 2 839 17,127 16 034 6 394 1 1 299 942 25 413 31,757 1 764 34,267 1 1 20 08 1 1 38 276 1,891,745 1,870,755 1,883,814 1,901,391 1 ,904,057 1,147,375 302 406 253,224 49 182 8 976 2,867 20 748 6 115 1,466 9 010 125 070 719 899 699,058 20 841 17 242 1,402 1,671 526 1,156 356 308 990 259 554 49 435 9 648 2 342 20 655 6 508 680 9 603 125 698 721 668 700,571 21 097 17 372 1,426 1,773 526 1 150 453 298 537 252,667 45 870 8 807 1 821 20 093 5 574 761 8 813 128 745 723 170 703,411 19 760 17 341 304 1,592 523 1 155 160 306 954 259 477 47 477 9 375 3 058 19 260 5 772 598 9 414 126 770 721 436 702,127 19 309 17 015 301 1,470 523 1 157 187 307 919 259,194 48 726 10 405 2,462 19 612 *> 538 846 9 862 128 378 720 889 700,705 20 185 16 965 1,278 1,409 533 1 171 828 327 595 274,434 <H 162 9 845 2,100 23 141 5 910 816 1 1 ,350 127 581 716 652 696,697 19 954 16 833 1 ,279 1 ,329 513 364,079 100 4 322 359,657 189,694 380 588 0 15 354 365,234 180,973 365 098 607 139 364,353 180,546 366 424 0 2 785 363,639 187,301 383,337 765 28 145 354,427 187,425 366,041 0 9 835 356,207 192,554 1,701,147 ... 109,554 303 960 24 765 279 195 94 807 1,874,620 Federal funds sold2 To commercial banks in the United States To nonbank brokers and dealers in securities . . . To others3 Other loans and leases gross . . Commercial and industrial Bankers acceptances and commercial paper All other U S addressees Non-U.S addressees .. ... Real estate loans Revolving home equity . .... ... All other To individuals for personal expenditures To depository and financial institutions Commercial banks in the United States Banks in foreign countries Nonbank depository and other financial institutions For purchasing and carrying securities To finance agricultural production To states and political subdivisions To foreign governments and official institutions All other loans4 Lease-financing receivables . LESS' Unearned income . Loan and lease reserve5 Other loans and leases net All other assets 119,632 302 730 24 125 278 605 94,615 44 240 74,028 66 318 115,687 1 775 62,855 21 709 5,392 16 317 41,146 51 058 1 Cash and balances due from depository institutions 2 U S Treasury and government securities 3 Trading account 4 Investment account 5 Mortgage- backed securities' All others, by maturity 6 One year or less 7 One year through five years 8 More than five years 9 Other securities . ... 10 Trading account 1 1 Investment account 12 State and local government by maturity 13 One year or less .. 14 More than one year 15 Other bonds, corporate stocks, and securities 16 Other trading account assets 1,717,917 1,696,097 1,708,885 1,727,949 1 ,730,423 173,473 173 828 174 658 1 74 929 173,442 173,634 1,553,817 97,827 667 337 330 23,034 67,806 1,561,690 98 283 670 340 330 23,211 56 965 1,552,518 97 797 660 340 320 23,196 60,737 1,556,821 97 108 668 340 328 23,205 64 994 1,563,202 96,300 667 339 328 23,222 66,050 1,556,665 95,806 617 298 319 23,048 75,307 LIABILITIES 46 Deposits , . 47 Demand deposits7 48 Individuals partnerships, and corporations 49 Other holders .. .. .... 50 States and political subdivisions 51 U S . government ... • 52 Depository institutions in the United States 53 Banks in foreign countries 54 Foreign governments and official institutions 55 Certified and officers' checks . . . ... ... 56 Transaction balances other than demand deposits4 57 Nontransaction balances 58 Individuals, partnerships, and corporations 59 Other holders 60 States and political subdivisions 61 U.S. government 62 Depository institutions in the United States 63 Foreign governments, official institutions, and banks 64 Liabilities for borrowed money5 65 Borrowings from Federal Reserve Banks 66 Treasury tax and loan notes 67 Other liabilities for borrowed money6 68 Other liabilities (including subordinated notes and debentures) . . . 69 Total liabilities 70 Residual (total assets less total liabilities) 7 . 71 72 73 74 75 76 77 ... MEMO Total loans and leases, gross, adjusted, plus securities* Time deposits in amounts of $100 000 or more Loans sold outright to affiliates 9 Commercial and industrial . Other Foreign branch credit extended to U.S. residents10 Net owed to related institutions abroad .... 45 15. Assets and liabilities of large weekly reporting U.S. branches and agencies of foreign banks, 19941 Millions of dollars, Wednesday figures Account Jan. 5 Jan. 12 Jan. 19 Jan. 26 Feb. 2 Feb. 9 Feb. 16 Feb. 23 Mar. 2 Mar. 9 Mar. 16 j Mar. 23 Mar. 30 Assti'rs 1 Cash and balances due from depository institutions 16,510 1 6,045 16330 15,488 16,413 15 792 16 144 14,904 15,244 15,765 15,933 15,932 16,412 2 U.S. Treas u ry a n d govern men t 36,390 36,338 36,749 36,629 36,558 35,720 36 427 36,116 35,844 37,562 37,150 39J54 38,776 agency securities 8 865 8 688 8 405 8,670 8 535 8 496 8 608 8 625 8 388 3 Other securities 8 566 8 741 8 890 8 676 23,862 23,467 29,344 25,529 31,106 29,627 27,315 29,092 23,563 21,621 22,293 4 Federal funds sold 1 24,738 27,290 5 To commercial banks in the 7,377 6,296 2,513 6,753 5,184 7,438 United States 6476 6,677 3,929 5 922 4,433 5,853 9,688 17,566 20,954 22,591 20,345 23,729 23,705 20,839 19,403 16,885 17,692 17,861 18,885 19,852 6 To others 2 7 Other loans and leases, gross . . . 158,395 157,962 156,508 154,924 154,635 156,555 156,079 155,497 157,253 158,081 160,548 159,088 160,813 S Commercial and industrial . . . 96,296 96,289 96,066 95,373 94,416 94,540 94,644 94,370 94,173 94,878 97,459 97,439 98,614 9 Bankers acceptances and 3,112 3,353 3,282 3,304 3,154 3,380 commercial paper . . . . 3,427 2,977 2,971 3,269 3,170 3,142 3,123 92,942 93,007 92,761 92,219 91,304 91,398 91 217 91,393 91,202 91,755 94,190 94,269 95,214 10 All other ..... 89,724 89,780 89,511 88,885 88,000 88,078 87,926 88,061 87,881 88,317 90,738 90,709 91,498 11 U.S. addressees 3,304 3,219 3,227 3,250 3334 3,321 3,736 3,291 3,332 3,452 3,561 3,321 12 Non-U.S. addressees . . . . 3,438 13 Loans secured by real estate . . 29377 29,380 29,366 29,515 29,402 29,443 29,482 29,256 29,111 29,140 28,973 28,853 2H,477 14 Loans to depository and financial institutions . . . . 23,435 22,973 22,565 21,620 21,773 22,847 21,536 21,474 21,954 22,374 22,895 22,678 23338 15 Commercial banks in the 5,327 5,756 5,885 5,703 5,279 4,813 5,449 United States 5057 4,833 5,049 5,128 5,450 5,203 1,821 1,924 1,722 1,912 1,911 16 Banks in foreign countries . . 1,880 1,817 2,284 2310 2,349 1,986 1,966 2,376 17 Nonbank financial 15,768 15,177 14,982 14,519 14,724 16,216 14,493 14,718 14,939 14,869 15,161 15,165 15,540 institutions 1 8 For p u re basing an d c arry i ng 4,452 5,163 5,105 4,157 4,030 6,121 5,177 6089 7,341 6,914 5,692 securities . . . 5,950 7,605 1 9 To foreign governments and 797 529 525 585 634 545 594 619 612 601 579 599 official institutions . .. 895 3 795 3 734 3,747 3 594 3,690 3,769 3,753 3 653 3,727 3,827 3,718 20 All other 3 827 3,797 21 Other assets (claims on 32,803 32,753 31,207 31,745 32,516 33,013 32,993 32,096 33,142 32,399 30,331 31,586 31,196 nonrelatcd parties) 22 Total assets1 304,398 305,527 305,241 297,930 304,913 299,675 298,149 295,155 295,783 294,024 295,335 299,168 301,453 LlAHIUTIHS 23 Deposits or credit balances owed to other than directly related institutions 24 Demand deposits4 25 Individuals, partnerships, and corporations 26 Other 27 Nontrunsuction accounts 28 Individuals, partnerships, and corporations 29 Other . 30 Borrowings from other than directly related institutions . 31 Federal funds purchased5 32 From commercial banks in the United States 33 From others . 34 Other liabilities for borrowed money 35 To commercial banks in the United States 36 To others ... 37 Other liabilities to nonrelated parties 97,946 4,567 97,429 4,498 96,047 4,644 98,113 4,889 92,671 5,183 94,964 4 802 94,284 4 760 93,391 4,892 89,980 4 H34 87,661 4,369 89,286 4,559 89,858 4,506 90,288 5,194 3,722 846 93,379 3,515 983 92,931 3,770 874 91,403 3,636 1,253 93,224 3,762 1,421 87,488 3,631 1,171 90,162 3,680 1,080 89,524 3,805 1,087 88,499 3,820 1,013 85,147 3,563 806 83,292 3,627 932 84,727 3,604 902 85,353 3,891 1 ,303 85,094 63,996 29,382 64,303 28,628 63,407 27,996 65,817 27,408 61,993 25 495 62 691 27 471 61 876 27 648 61,730 26 768 59,247 25 899 57,941 25,151 58,935 25,791 59,093 26,260 58,191 26,903 72,808 37,537 75,186 40,556 78,008 42,848 70,659 38,339 82,102 47,574 73,471 39,235 67,450 34,260 67,781 33,641 70,642 35343 69,305 33,201 72,398 3H,777 67,932 34,987 65,572 31,944 10 152 27,385 10,889 29,667 10,415 32,433 10002 28,337 15 878 31,696 9 708 29,527 9 766 24,494 7 430 26,211 9 689 25,653 6 581 26,620 10 800 27,977 7 344 27,643 7 015 24,929 35,271 34,631 35,160 32,320 34,528 34,236 33,190 34,140 35,299 36,104 33,620 32,945 33,628 6 437 28,834 6 172 28,458 6 346 28,814 5 816 26,504 6015 28,513 6 227 28 009 5 514 27 676 5 639 28,501 5 115 30,185 5 515 30,589 6 109 27,511 6 231 26,714 5 948 27,681 29,864 30,191 28,671 30,239 30,509 30,251 30,239 29,743 30,521 29,489 26,792 28385 28,984 38 Total liabilities* 304,398 305,527 305,241 297,930 304,913 299,675 298,149 295,155 295,783 294,024 295,335 299,168 301,453 MHMO 39 Total loans (gross) and 1 securities, adjusted 40 Net owed to related institutions abroad 215,460 218,057 218,550 215,154 218,091 219,732 217,029 215,075 213,609 216,814 218,732 220312 222,662 46 76,206 72,447 75,819 73,839 74,442 80,586 85,726 85,681 82,579 87,580 86,404 92,711 98,313 15. Assets and liabilities of large weekly reporting U.S. branches and agencies of foreign banks, 19941— Continued Millions of dollars, Wednesday figures Account Apr. 6 Apr. 13 | Apr. 20Apr. 27 May 4 May 11 May 18 May 25 June 1 June 8 June 15 June 22 June 29 ASSETS 1 Cash and balances due from depository institutions 15 695 16,116 16 334 16,824 16 381 16 686 17 244 17 131 17 109 17 066 16 457 16 818 18 1 13 2 U.S. Treasury and government agency securities 41 128 41,176 40 089 39,920 39 482 39 227 38 317 37 429 38 692 39 613 40 037 39 806 40 295 8,592 8,887 9,478 9,956 10,136 10,584 10,725 11 057 10 993 10 608 10 749 10,895 10 830 3 Other securities 4 Federal funds sold1 25,055 26,813 24,234 28,989 24,474 25,961 23,110 26,134 25,187 25,328 21,791 26,416 29,026 5 To commercial banks in the 5,344 8,204 6,509 4,374 United States 8,062 7,028 7,152 7,039 9,419 5,872 8,879 8,299 4,312 19,711 20,304 19,860 20,785 17,446 17,900 15,958 17 255 19 315 17 029 17 478 19,377 19 607 6 To others2 7 Other loans and leases, gross . . . 159,397 157,253 159,542 159,492 157,963 157,393 157,987 157,314 156,357 155,406 155,869 155,036 155,894 8 Commercial and industrial . . . 98,462 97,360 99,167 98,852 98,428 98,422 99,122 99,507 99,225 98,778 98,977 98,983 99,088 9 Bankers acceptances and 3,812 3,794 commercial paper . . . . 3,582 3,820 3,662 3,662 3,444 3,279 3,250 3,315 3,476 3,246 3,255 94 650 93,778 95,346 95,058 94,767 94 760 95 679 96 031 95 910 95 532 95 723 95 704 95 819 10 All other . . 90,887 90,151 91,701 91,347 91,074 91,072 91,860 92 130 92 153 91 805 91 870 91,735 91,884 11 U.S. addressees 3,762 3,710 3,627 3,645 3,693 3,955 12 Non-U.S. addressees . . . . 3,688 3,818 3,901 3,727 3,853 3,969 3,757 1 3 Loans secured by real estate . . 28,180 27,694 27,751 27,781 27,777 27,750 27,747 27,718 27,689 27,674 27,579 27,646 27,206 14 Loans to depository and financial institutions . . . . 24,358 23,986 23,793 24,034 23,770 23,309 23,319 22,329 22,148 22,134 21,995 21,779 22,147 15 Commercial banks in the 5 414 5 610 5 377 5 367 5 454 5 411 5 413 5 478 United States 5 288 5 246 5 358 5 172 5 498 2,237 2,069 2,026 16 Banks in foreign countries . . 1,965 1,867 1,865 1,684 1,795 1,847 1,647 1 ,639 1,873 1,840 17 Nonbank financial 16,511 16,540 16,400 16,656 16,449 16 226 16 043 15 235 15 103 14 797 14 990 14,727 14 984 institutions 1 8 For purchasing and carrying 3,819 4,577 3,524 4,233 4,446 3,761 3 755 securities 3,636 2,798 3 706 3 260 3 350 2 878 19 To foreign governments and 815 656 official institutions 666 629 642 570 557 358 351 469 404 528 396 20 All other 3,579 3,599 3,655 3 471 3 498 3,750 3 515 3 579 3 606 3 572 3 565 3 538 3 526 21 Other assets (claims on nonrelated parties) 31 161 30,980 31 499 29,717 32,968 34 501 33 170 32 857 34 185 33 589 32 247 32 745 13 725 22 Total assets3 300,366 300,028 302,481 301,952 301,896 305,380 302,247 302,999 305,954 305,441 301,179 302,923 308,870 LIABILITIES 23 Deposits or credit balances owed to other than directly related institutions 24 Demand deposits4 25 Individuals, partnerships, and corporations . .. 26 Other 27 Nontransaction accounts 28 individuals, partnerships, and corporations 29 Other . 30 Borrowings from other than directly related institutions 3 1 Federal funds purchased5 32 From commercial banks in the United States 33 From others 34 Other liabilities for borrowed money 35 To commercial banks in the United States 36 To others 37 Other liabilities to nonrelated parties .... 87,282 4688 87,936 4,210 91,200 4275 90,056 4,611 92,586 4 194 91,598 4 325 92,217 4 220 93 318 4 433 91 944 4 670 89 069 4 352 88 436 4 559 86,913 4 350 88,786 5 194 3 728 961 82,594 3,498 713 83,725 3,550 725 86,925 3,497 1,115 85,445 3,432 762 88,391 3 405 920 87,273 3 476 745 87,997 3 510 923 88 885 3 697 972 87 275 3 501 852 84 717 3 639 920 83 877 3 524 826 82,563 4 101 1 091 81,592 55,980 26 614 56,929 26,797 59,267 27,658 58,072 27,373 59,846 28,545 58,721 28 551 58,639 29 358 58 783 30 102 57 134 30 141 55 462 29 254 55,078 28 799 54,270 28 293 54,833 28 759 70,869 37 749 72,973 37,648 72,867 37 172 69,435 35,753 67,027 32 658 71,127 34 485 69,019 29 976 68,060 30 762 73,321 36 238 75,554 38 296 74,709 17 462 73,960 36 31 1 75,845 36 586 9435 28,314 8,093 29,555 8,161 29,011 8,168 27,585 6,977 25,681 9 392 25,093 5 980 23,996 6 866 23,896 7 676 28,562 10 754 27,542 9 495 27,967 8 007 28,324 9 077 27,508 33 121 35 325 35 695 33 682 34 369 16 642 39043 37 297 37 083 37 258 37 247 37 629 39 259 6,029 27 091 5,969 29,356 6,393 29,302 6,900 26,782 7,053 27,317 7,451 29 191 6,888 32 156 6,693 30 604 7,214 29 869 7,125 30 133 6,980 30 266 7,005 10 621 7,742 11 518 27,153 28,163 27,925 27,791 29,784 30,338 30,298 29 909 29 858 29,693 28 029 28,348 29,989 38 Total liabilities6 300,366 300,028 302,481 301,952 301,896 305,380 302,247 302,999 305,954 305,441 301,179 302,923 308,870 MEMO 39 Total loans (gross) and 7 securities, adjusted 40 Net owed to related institutions abroad 223,219 222,243 223,602 224,739 219,574 219,816 217,576 217,810 220,186 217,158 218,775 219,702 221,148 95 724 92,153 89,184 97 615 92 008 91 290 89 020 90 637 87 400 87 295 85 975 92,496 93 263 47 15. Assets and liabilities of large weekly reporting U.S. branches and agencies of foreign banks, 19941— Continued Millions of dollars, Wednesday figures Account July 6 July 13 July 20 July 27 Aug. 3 Aug. 10 Aug. 17 Aug. 24 Aug. 31 | Sept. ? Sept. 14 ] Sept, 21 Kept 2K ASSHTS 1 Cash and balances due from depository institutions 16,929 16,117 16,339 16,548 16,121 15,777 16,276 15,472 15,891 14,441 13,973 15,022 15,437 2 U.S. Treasury and government 39,969 39,513 39,870 39,578 39,152 39,306 40,122 40,823 41,299 41,273 41,078 41,342 40,438 agency securities 1 1 784 1 1 179 12 211 10,916 1 0 907 10 906 10 877 10 876 10 832 1 1 160 1 1 429 1 1 5 1 9 1 1 50 1 1 Other securities 4 Federal funds sold1 29,026 28,972 30,220 3 1 ,660 28,934 30,564 27,071 27 4 1 3 30 426 24 85 1 28,006 29,814 30,893 5 To commercial banks in the 8,702 6,884 10,074 7,151 7,390 8,224 United States 9,939 6,720 9,387 7,028 5,551 10,080 5,330 6 To others^ 18,952 21 821 21 518 21,721 22 049 23 844 20 043 21 862 20 145 19 520 20 616 21 610 21 S06 156,384 159,323 158,731 158,768 157,66H 158,100 158,504 159,480 158,820 159,349 160,645 159,890 7 Other loans and leases, gross . . . 155,792 8 Commercial and industrial . . . 99,211 100,189 101,658 100,936 100,344 101,015 101,308 101,214 101,339 101,242 101,374 102 J 36 101,102 9' Bankers acceptances and 3,530 3,457 3,529 3,219 3,286 3,480 3,614 3,270 3,334 commercial paper . . . . 3,616 3,488 3,365 3,27H 95,925 96,709 98,128 97,480 96,815 97,399 97,694 97,726 97,974 97,963 98,103 98,802 97,883 10 All other 91,900 92,647 93,936 93,359 92,671 93,299 93,554 93,582 93,811 93,792 93,818 94,594 93,721 11 U.S. addressees 4,192 4,121 4,144 4,025 4,061 4,100 4,246 4,208 4,163 12 Nun-U.S. addressees . . . . 4,140 4,144 4,163 4,171 1 3 Loans secured by real estate . . 27,006 27,049 27,090 27,063 26,984 26,966 26,980 26,940 26,948 26,972 26,903 26,761 26,677 14 Loans to depository and financial institutions . . . . 21,907 21,825 23,228 23,600 23,925 22,719 22,584 23,486 23,356 23,529 23,715 24,104 24,915 15 Commercial banks in the 5,199 5,102 4 825 4,684 4,794 4,872 4,748 United States ... . 5,109 4,653 5 134 4 602 4 625 4,610 1,772 1,784 1,826 1,874 2,012 16 Batiks in foreign countries . . 1,778 1,847 1,819 1,760 1,826 1,919 1,956 1,768 17 Nonbunk financial 15,209 15,258 16,346 16,617 17,045 16,298 16,214 16,527 16,835 16,947 17,016 17,408 18,274 institutions 1 8 Ft) r p u re h as i n g an d c arry i ng 3,290 3,705 3,166 3,393 3,484 securities 3,391 3,235 3,592 3,082 3,345 2,985 3,793 3,043 19 To foreign governments and 111 331 548 338 149 141 328 127 129 366 official institutions . 327 328 346 3,592 3,152 3,598 3,608 20 All other 3,619 3,554 3,568 3,559 3,638 3,831 3,533 3,696 3,690 2 1 Other assets (claims on 34,211 35,894 34,885 34,063 36,559 35,857 34,900 34,314 35,562 35,267 35,194 33,180 33,186 non related parties) 22 Total assets* . . . 308,476 309,643 313,117 313,540 313,088 314,049 311,238 313,289 320,262 313,129 314,743 318,578 319,085 LtAUIUTIHS 23 Deposits or credit balances owed to other than directly related institutions 24 Demand deposits4 . 25 Individuals, partnerships, and corporations 26 Other 27 Non transact ion accounts 28 Individuals, partnerships, and corporations 29 Other . . . . 30 Borrowings from other than directly related institutions . 3 1 Federal funds purchased'' 32 From commercial banks in the United States 33 From others 34 Other liabilities for borrowed money . .. .... 35 To commercial banks in the United States 36 To others 37 Other liabilities to nonrelated parties 1 86,748 4,930 88,666 4,546 90,917 4,601 92,082 4,251 88,828 3,889 89,610 4,228 91,278 4,186 93,017 4 276 93,292 4 639 93,843 4 362 94,454 4 454 96,408 4,781 98,065 5,415 3,987 943 81,818 3,580 966 84,120 3,351 1 ,250 86,316 3,387 864 87,831 3,161 728 84,940 3,352 877 85,382 3,2H(> 9(X) 87,091 1 127 1 150 88,740 3 794 845 88,653 3 721 64 1 89,481 1,719 714 90,001 3,776 1 (K)H 91,624 4,047 1,168 92,649 53,292 28,526 54,870 29,250 56,913 29,403 57,677 30,155 56,714 28,226 56,427 28,955 57,720 29,371 59,148 29 193 59,919 2H 714 61,127 28 154 61,526 2H 474 62,195 29,428 63,54? 29,102 78,925 39,029 79,747 38 941 79,840 41 090 76,387 37,562 79,432 40 700 79,084 41 454 77,084 38 027 74,778 37 002 81,837 41 9S4 78,031 41 812 74,679 19 104 78,988 44 ?60 74,714 19,021 9,990 29,039 8,799 30 143 9,136 31 954 7,553 30 009 7,775 32 926 7,895 33 119 7,637 10 390 6 129 10 873 10281 31 671 7980 11 852 7 047 12 417 9,698 14 162 8,204 10 8 1 9 39,896 40 805 38,750 38,825 18 732 37 630 19 057 17 776 39 882 16 199 11 171 14 728 11,691 7,3HB 32,508 7,512 33 294 7,432 31 318 7,024 31 802 7,277 31 455 6,845 30 785 6,553 12 504 6 446 3! 131 6 47B 11 404 6 861 ?9 118 6 945 *>% 210 7,048 27 680 7,117 2H 111 30,101 32 216 31 182 31 375 32 155 32 882 11 383 11 816 11 314 12 147 12 160 10 801 1) 116 38 Total liabilities' 308,476 309,643 313,117 313,540 313,088 314,049 311,238 313,289 320,262 313,129 314,743 318,578 3 J 9,085 Mi-: MO 39 Total loans (gross) and 7 securities, adjusted 40 Net owed to related institutions abroad 220,757 223,878 226,508 225,709 225,744 226,997 224,815 227,484 228,042 226,490 228,CX)2 230,493 229,291 48 91 069 87 160 89 603 91 614 89 995 88 428 87 885 88 325 85 714 81 712 87 690 81 400 87 980 15. Assets and liabilities of large weekly reporting U.S. branches and agencies of foreign banks, 19941— Continued Millions of dollars, Wednesday figures Account Oct. 5 Oct. 12 Oct. 19 Oct. 26 Nov. 2 Nov. 9 Nov. 16 Nov. 23 Nov. 30 Dec. 7 Dec. 14 Dec. 21 Dec. 28 ASSKTS 1 Cash and balances due from 15,309 15,819 15,625 15,861 14,700 14,984 14,954 15,677 15,481 15,723 16,633 17,115 17,987 depository institutions 2 U.S. Treasury and government 40,319 40,377 40,722 38,697 38,659 37,688 38,494 37,868 37,757 36,749 35,935 36,322 37,614 agency securities 12,476 12,377 12,449 12,518 12,494 12,351 12,261 12,624 12,550 12,605 12,839 12,760 12,855 3 Other securities 28,902 29,978 27,165 26,615 25,981 26,238 23,403 26,462 30,071 33,324 31,769 29,973 35,824 4 Federal funds sold1 5 To commercial banks in the 9 692 10 444 7,282 United States 7,456 6 786 5 686 4 921 9 094 7 230 6 614 6 514 10 018 7 181 6 To others2 19,210 19,534 19,882 19,160 !9,195 20552 18 482 19 948 20 053 26094 24 588 21 359 26 710 7 Other loans and leases, gross . . . 159,808 160,009 161,669 161,959 162,554 163,066 164,471 164,837 166,162 166,958 168,189 172,187 170,760 8 Commercial and industrial . . . 102,458 102,326 103,635 103,523 104,021 104,491 105,521 105,967 106,891 106,511 106,882 108,268 107,554 9 Bankers acceptances and 3,285 2,957 3,167 3,097 commercial paper . . . . 3,096 2,889 3,143 3,668 3,180 3,179 3,620 3,101 3,328 10 All other . . . . 99 292 99 041 100,538 100 566 101 131 101 396 102 378 102 787 103 790 103 332 103 553 104 649 103 887 95,128 94,851 96,469 96,594 97,116 97 402 98,368 98 656 99 692 99 289 99 485 100 397 99 7)1 11 U.S addressees 4,164 4,069 4,189 3,972 3,994 12 Non-U.S. addressees . . . . 4,015 4,174 4,043 4,251 4,010 4,098 4,131 4,069 13 Loans secured by real estate . . 26,450 26,329 26,222 26,212 26,135 26,096 26,134 26,093 26,079 25,902 25,914 25,845 25,788 14 Loans to depository and financial institutions . . . . 24,128 24,456 24,707 24,897 24,761 24,898 25,119 25,496 25,288 26,395 27,024 28,694 28,545 15 Commercial banks in the 4,804 4,775 4,940 5,094 5,300 5 129 United States 5,785 5 190 5 417 6013 5 361 5 386 5 716 2,014 2,087 16 Banks in foreign countries . . 2,120 2,103 2,005 1,998 1,994 2,097 1,949 1,987 1,912 1,800 2,052 17 Nonbank financial institutions 17 266 17 637 17,647 17 495 17 669 17 764 17 935 18 160 18 127 18 991 19 375 20 629 20 661 18 For purchasing and carrying 2,990 securities 2,932 3,351 3 361 3 463 4 784 3 677 3 432 3 799 4057 3 943 4 325 5 090 19 To foreign governments and 357 346 official institutions 358 335 378 381 356 338 380 372 423 369 395 3 476 3 65() 3 493 3 552 3 586 20 All other 3 396 3 840 1 867 1 710 3 566 3 518 3 480 3 850 2 1 Other assets (claims on 34,465 35,299 35,179 35,573 36,344 36,901 36,581 37 506 38 679 45 231 45,571 41,442 42,775 nonrelated parties) 22 Total assets3 315,396 320,204 319,613 317,871 318,204 320,672 318,253 321,610 325,715 337,439 338,716 338,782 343,194 LIABILITIES 23 Deposits or credit balances owed to other than directly related institutions 24 Demand deposits4 .... 25 Individuals, partnerships, and corporations 26 Other 27 Nontransaction accounts 28 Individuals, partnerships, and corporations 29 Other .... 30 Borrowings from other than directly related institutions . 31 Federal funds purchased5 32 From commercial banks in the United States 33 From others 34 Other liabilities for borrowed money 35 To commercial banks in the United States ..... 36 To others 37 Other liabilities to nonrelated parties 38 Total liabilities 6 MEMO 39 Total loans (gross) and 7 securities, adjusted 40 Net owed to related institutions abroad 96,518 4 333 95,876 4 545 96,895 4,107 97,885 4 261 96,149 4 046 98,385 4 198 97,645 4 173 99 184 3 878 98,952 101 181 102,21 1 3 864 3 892 3 885 99,722 4 126 99,639 4,737 3,652 682 92,184 3,653 892 91,332 3,382 725 92,789 3,394 867 93,624 3,414 632 92,103 3 412 786 94,187 3 464 709 93,472 3 198 680 95,306 3 253 611 95,088 3 120 772 97,291 1 184 701 98,326 3 211 91^ 95,596 1,911 826 94,902 62,350 29 834 61,159 30 172 62,254 30,535 62,586 31 038 62,427 29,675 63,801 30 385 63,375 30 098 63,937 31 369 63,372 31 716 64,499 32 792 65,061 33 265 63,225 12 171 63,557 11,345 71,153 37 213 72,768 38 470 73,108 38 598 72,376 35 937 72,563 37 099 74,574 37 905 72,846 36 653 75,449 37 824 75,076 38 259 78,632 42 585 75,112 39 217 77,236 40 877 79,948 43 489 5,334 31,879 6,318 32,152 6,170 32,427 6,444 29,493 6,511 30,588 7,547 30,358 6,065 30,588 6,373 31,451 7,894 30,365 7,443 35,142 6,633 32,584 7,556 33,320 6,620 36,869 33,940 34,298 34,510 36,440 35,464 36,669 36,193 37,624 36,817 36,046 35,895 36,360 36,459 6 478 27 462 6 434 27 864 7,061 27,449 6,951 29 489 6,591 28 873 6 394 30 275 6 387 29 806 5 929 31 695 6 232 30 585 5 838 30 209 5 765 30 HO 6 746 29 614 6,425 30 034 31,491 32,937 32,034 32,363 34,060 33 784 33,390 34 665 35 844 42 825 43,190 40,588 40,192 315,396 320,204 319,613 317,871 318,204 320,672 318,253 321 610 325,715 337 439 338,716 338,782 343,194 227,039 227,492 229,782 227,034 227,807 228,529 228,518 229,892 231,160 236,989 235,815 238,615 242,174 92,119 92 278 90,771 88,599 87,960 84486 86 284 85 677 90 827 87 950 90,423 94 253 98,037 49 16. Commercial paper and bankers dollar acceptances outstanding, 1994 A. Commercial paper Millions of dollars, end of period; seasonally adjusted except as noted Jan. Item 2 3 4 5 Financial companies' 1 Dealer-placed paper Total 222,156 Bank-related (not seasonally 1,896 adjusted) Oirectlv placed paper3 Total ." 182,075 Bank -related (not seasonally adjusted) . . . . . . . . 23,620 6 Nonfinancial companies 4 . . . . 155,182 June May July Aug. Sept. (kt. Nov. Dee. 557,768 553,497 559,915 563,454 572,925 566,502 574,856 588,271 580,510 595,382 223,549 216,982 207,180 213,623 214,313 222,780 214,718 214,300 222,019 215,733 223,038 1,653 1,890 1,766 2,009 1,959 1,876 2,082 2,114 1,998 1,837 1 ,995 186,318 194,527 199,803 198,158 199,555 199,561 201,047 204,595 206,264 203,584 207,701 25,899 24,856 26,613 26,381 27,000 29,209 28,385 29,769 31,636 30,290 29,582 150,478 146,259 146,514 148,134 149,586 150,584 150,737 155,961 159,988 161,193 164,643 559,413 560,345 1 All issuers Apr. Man Feb. B. Bankers dollar acceptances5 Millions of dollars, end of period; not seasonally adjusted Jan. 2 3 4 5 6 By basis 1 Imports into United States 8 Exports from United States 9 All other May June July Aug. Sept. Oct. Nov. Dec. 30,994 31,061 31,775 29,867 30,659 30,390 30,448 31,164 30,413 29,760 29,835 11,258 10,248 1,010 11,727 10,758 969 11,643 10,888 755 11,533 10,601 932 12,334 11,273 1,061 11,608 10,838 770 11,543 10,824 719 11,299 10,475 824 11,061 9,931 1,130 1 1 ,689 10,548 1,142 1 1 ,783 10,462 1,321 753 18,983 693 18,641 625 19,507 465 17,869 453 17,872 386 18,396 325 18,580 388 19,477 332 19,020 234 17,836 410 17,642 10,649 7,123 14,020 .... Apr. 869 19,513 By holder Accepting banks .... Own bills Bills bought from other banks . . Federal Reserve Banks6 Foreign correspondents .... Others . . . . Mar. 11,410 9,953 1,457 I Total Feb. 31,792 Item 10,707 6,872 13,414 10,554 6,708 13,800 10,834 6,723 14,217 10,396 6,367 13,104 10,625 6,576 13,458 10,956 6,399 13,035 10,486 6,458 13,505 10,985 6,575 13,604 10,674 6,754 12,986 10,272 6,688 12,800 10,062 6,355 13,417 17. Prime rate charged by banks on short-term business loans, 1994' Percent per year Effective date Mar. Apr. May Aug. Nov 24 19 17 16 15 Rate 6.25 6.75 7 25 7.75 8 50 . ... Averages of daily effective rates Year 7.15 | Jan. 6.00 50 | Feb. 6.00 | Mar. Apr. May June 6.06 6.45 6.99 7.25 | July Aug. 7.25 7.51 | Sept. Oct. Nov. Dec. 7.75 7.75 8.15 8.50 18. Interest rates in money and capital markets, 1994 A. Annual and monthly averages Percent per year; figures are averages of business day data unless otherwise noted Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. . . . . 4.21 3.60 305 3.25 3.00 3.34 3.00 3.56 3.00 4.01 3.24 4 25 3 50 4 26 3 50 447 3 76 4 73 4.00 4 76 4 00 5 29 3.00 440 5 45 4.75 4.43 4.66 . . . 4.93 3 14 3.19 3 30 3.39 3.49 3 62 3.63 3.85 3 81 4.05 4 28 4.57 449 408 440 492 4 36 4 57 4 86 4 65 4 84 5 19 4 90 5 02 5 32 5 02 5 51 5 70 5 40 5 81 6 01 6 26 6 62 4.33 3.07 3 11 3.15 3.30 3 40 3.39 3.53 3 71 3.70 3.71 3 94 4.03 4 19 444 445 4 27 4 44 4 50 440 4 64 4 67 4 56 4 73 4 79 4 79 4 89 4.56 499 4 9! 5 36 5 30 5 30 5 67 5 58 5 93 6 12 6 17 4.56 4.83 3.10 3.21 3.40 3.56 3.73 ' 3.96 3.96 4.27 4.45 4 77 4.45 4 73 4.65 5 01 4.74 5 03 4.95 5 24 5 41 5 59 5.71 5 93 6.18 6 51 4.38 4.63 4.96 3.08 3.15 3.29 3.31 3.43 3.62 3.56 3.77 4.03 3.75 4.01 4.38 423 4 51 4.90 4 30 4 52 4.85 4 45 4 73 5 15 4.60 4 81 5.17 4.85 5 03 5.40 4 98 5 51 5 79 5 38 5 79 6.11 6.01 6 29 6.78 4.63 3.15 3.43 3.75 4.00 4 51 4 51 4 74 4.80 5.01 5 52 5 78 6.27 4.25 3.25 3 43 3.69 3.50 3 78 4.11 3.68 4 09 4.57 4 14 4 14 4 55 4 98 4 33 4 75 5 17 4 48 4 88 5 25 462 5 04 5.43 4 95 5 39 5 75 5 29 5 72 5.02 2.98 3 15 3.39 5.60 6 21 6.67 4.29 4 66 5.02 3 02 3 19 3.52 3.21 3 38 3.59 3.52 3 79 4.03 3.74 4 13 4.30 4 19 4 64 4 18 4 58 5 03 4 39 4 81 5 20 4 50 4 91 5 46 4 64 5 02 5 38 4 96 5 39 5 72 5 25 5 69 609 5 64 6 21 6.75 5 32 5.94 6.27 6.69 6.91 7.09 7.49 7.37 3 54 4.14 4 32 5.00 5 40 5.94 6 28 6.48 7.00 6.91 4 82 5.55 5 99 6.52 6.80 6.97 7.40 7.27 5 31 5.09 5 43 5.75 6.39 6.29 3 87 4.47 4 83 5.40 5 72 5.97 6.57 6.49 6 34 6 78 7 01 7 18 7 54 7.41 5 27 5 93 6 27 6.70 6 91 7.10 7 51 7.40 5 48 6 13 6 48 6 91 7 12 7.30 7 67 7.58 5 56 6.18 6 50 6.88 7 06 7.24 7 62 7.49 5 76 6.39 6 69 7.08 7 28 7.46 7 87 7.71 6 11 6 73 7 04 7 40 7 58 7 74 8 08 7.94 6 54 7 15 7 44 7.72 7 83 7.96 8 20 8.08 7 14 7.59 7 71 7.78 7 80 7.81 7.99 7.87 7.41 6.24 6.44 6.90 7.32 7 47 7 43 7 61 7.55 7.81 8 02 8 16 7.97 5.78 6.18 6 19 5 14 5.60 5 31 5 06 5.52 5 40 5 29 5.74 5 91 5.44 5.87 6 23 5 62 5 76 6 15 6 11 5 88 6 26 6 23 5 89 6.23 6 21 5 87 6.23 6 28 605 6 19 6 17 6 52 6 57 6 89 6 97 6 62 7.17 6 80 8.26 7 25 7 39 7.78 8.17 8 28 8 27 8 42 8 36 8 60 8 83 8 94 8.71 7.97 8.15 8.28 8.63 8.29 6.92 7 12 7.30 7.65 7 24 7.08 7 29 7.44 7.76 7.45 7.48 7.69 7.82 8.13 7.82 7.88 8.08 8.22 8.52 8.20 799 8 19 8.32 8.62 8 37 7.97 8 17 8.30 8.65 8 30 8 11 8 31 8.44 8.80 8 45 8.07 8 25 8.38 8.74 8 36 8.34 8 49 8.61 8.98 8 62 8 57 8 71 8.82 9 20 8 80 8.68 8 83 8.94 9.32 8 95 8.46 8.62 8,73 9.10 8.78 2.82 2 69 2.70 2.78 2.90 2 89 2 84 2 87 2 78 2 80 2 82 2 86 2.91 Year Item MONEY MARKET INSTRUMENTS 1 Federal funds 1 - 2 - 3 2 Discount window borrowing2-4 . 3 4 5 Commercial paper*-5-** I -month 3-month 6-month 6 7 8 Finance paper, directly placed*-5-1 1 -month 3-month 6-month 9 10 Bankers acceptances3-5* 3-month 6-month , 11 12 13 Certificates of deposit, secondary market3-** I -month . 3-month 6-month 453 . .. .... 14 Eurodollar deposits, 3-month3-10 . U.S. Treasury bills Secondary market3 5 3-month 6-month 1-year Auction average3-5-11 18 3-month 19 6-month 20 1-year 15 16 17 464 460 503 477 4 75 5 13 6n 608 U.S. TREASURY NOTES AND BONDS 2) 22 23 24 25 26 27 28 Constant maturities*2 1 -year 2-year 3-year 5-year 7-year 10-year 20-year . . 30-year . .. Composite 29 More than 10 years (long-term) . . 448 597 STATE AND LOCAL NOTES AND BONDS Moody' s series** 30 Aaa 3 1 Baa 32 Bond Buyer series14 602 CORPORATE BONDS 33 Seasoned issues all industries15 34 35 36 37 38 .. .. Rating group Aaa Aa A Baa A-rated recently offered utility bonds16 MEMO Dividend-price ratio*1 39 Common stocks . .. 51 18. Interest rates in money and capital markets, 1994—Continued B. Weekly averages Percent per year; figures are averages of business day data unless otherwise noted Week ending on date indicated Jan. 7 Jan. 14 Jan. 21 Jan. 28 Feb. 4 Feb. 1 1 Feb. 18 Feb. 25 Mar. 4 Mar. 1 1 Mar. 38 Mar. 25 Apr. 1 MONI-Y MAKKKT INSTRUMENTS 1 Federal funds 1 - 1 - 1 2 Discount window borrowing 2 - 4 3.00 3.00 2.98 3.00 3.13 3.00 2.97 3.00 3.17 3.00 3.20 3.00 3.25 3.00 3.25 3.00 3.28 3.00 3.25 3.00 3.19 3.00 3.31 3.00 3.49 3.00 3 4 5 Commercial paper* "s-6 1 -month 3-month 6= mo nth 3.21 1.26 3.37 3.12 3.18 3.29 3.13 3.18 3.28 3.11 3.15 3.26 3.14 3.20 3.32 3.41 3.50 3.63 3.46 3.54 3.66 3.47 3.63 3.79 3.57 3.78 3.96 3.61 3.84 4.06 3.61 3.84 4.08 3.67 3.88 4.14 3.68 3.88 4.13 6 7 8 Finance paper, directly placed**-1 !• month 3-month 6 month 3 11 3.18 3.20 3 05 3.09 3.15 3 06 3.1! 3.13 3.03 3.07 3.13 3 08 3.13 3.16 1 34 3.42 3.39 3 36 3.45 3.44 3 37 3.51 3.50 1 45 3.62 3.62 1 52 3.70 3.72 1 51 3.71 3.68 ^ 59 3.75 3.73 3.60 3.75 3.77 9 10 Hankers acceptance!?*-*1' 3-month 6-month 3.16 3.28 3.09 3.20 3.07 3.19 3.07 3.17 3.19 3.32 3.40 3.54 343 3.58 3 SI 3.73 1 67 3.88 1 7S 3.95 1.72 3.94 1 7S 4.00 1.75 4.02 \\ \1 13 Certificates of deposit, secondary 'market™ \ -month 3-month 6-month . . . 3.15 3.22 3.37 3.07 3.13 3.27 3.06 3.12 3.27 3.06 3.12 3.26 3.10 3.20 3.36 3.32 3.43 3.60 3.35 3.47 3.64 3.41 3.57 3.81 3.53 3.71 3.94 3.54 3.77 4.0! 3.52 3.75 4.111 3.60 3.81 4.09 3.64 3.84 4.15 3.23 3.13 3.13 3.13 3.20 3.43 3.44 3.55 3.68 3.75 3.75 3.79 3.80 3.05 3 23 3.46 2.97 3 14 3.38 2.96 3.12 3.36 2.93 3.13 3.35 3.08 3.24 3.49 3.25 3.40 3.69 1 27 3.43 3.70 3 35 3.58 3.82 1 47 3.68 3.95 1 S2 3.77 4.09 1.S2 3.81 4.11 1 49 3.81 4.15 3.50 3.81 4.21 3.10 3.29 n.a 3.02 3.18 1 52 2.99 3.15 n.a. 2.96 3.14 n.a. 2.99 3.16 n.a. 3.24 3.40 3.59 3 28 1.43 n.a. 1 33 3.53 n.u. 1 40 1 61 n.a. 1 5? 3.75 4.03 i.v; 3.85 n.a. 1.61 3.90 n.a. 3.50 3.85 n.u. 3 63 4.25 4.59 5.21 5.58 5.85 6.48 6.36 3 52 4.10 4.43 5.03 5.37 5.69 6.34 6.24 3 51 4.11 4.45 5.06 5.41 5.74 6.38 6.29 3.51 4.10 4.44 5.05 5.38 5.74 6.35 6.29 3.66 4.24 4.57 5.14 5.46 5.80 6.38 6.30 3.85 4.43 4.81 5.36 5.67 5.94 6.52 6.42 3.88 4.48 4.85 5.40 5.73 5.95 6.58 6.51 4.01 4.67 5.03 5.60 5.94 6.15 6.76 6.68 4.16 4.80 5.19 5.74 6.08 6.29 6.86 6.79 4.28 4.93 5.32 5.85 6.20 6.40 6.95 6.87 4.31 4.98 5.37 5.91 6.24 6.45 6.96 6.87 4.36 5.06 5.45 6.00 6.33 6.52 7,02 6.92 4.46 5.18 5.62 6.19 6.53 6.72 7.18 7.06 6.35 6.20 6.22 6.21 6.23 6.39 6.45 6.63 6.75 6.84 6.86 6.93 7.10 5.15 5.64 5.34 5.15 5.62 5.31 5.15 5.60 5.29 5.10 5.53 5.28 5.04 5.47 5.25 5.05 5.50 5.36 5.06 5.51 5.42 5 12 5.58 5.58 5 12 5.58 5.84 5 27 5.72 5.88 S 12 5.78 5.84 5 15 5,80 5,92 5 19 5.83 6,07 33 Seasoned issues, all industries 11 7.34 7.20 7.24 7.23 7.24 7.35 7.39 7.54 7.66 7.73 7.75 7.79 7.95 Hating group Aim Aa A Baa A- rated, recently offered utility bonds 16 7.01 7.21 7.38 7.75 6.87 7.08 7.25 7.61 6.92 7.12 7.30 7.64 6.91 7.11 7.29 7.62 6.93 7.13 7.29 7.61 7.03 7.24 7.39 7.72 7.06 7.30 7.44 7.76 7.23 7.45 7.60 7.92 7.36 7.57 7.70 8.01 7.44 7.65 7.76 8.08 7.46 7.67 7.78 8.10 7.49 7,70 7.82 8.15 7.65 7.86 8.00 8.30 7.21 7.28 7.25 7.16 7.35 7.40 7.54 7.62 7.73 7.80 7.81 7.91 8.04 2.72 2.68 2.68 2.69 2.63 2.71 2.71 2.72 2.77 2.75 2.74 2.76 2.90 . 14 Bu rod o liar deposits, 3-month 1 - 1 " . . . . U.S. Treasury hills Secondary market*- 5 3= month 6-month I -year . Auction average'-1*-" 18 3-month 19 6-month 20 I -year .... 15 16 17 U.S. 21 22 23 24 25 26 27 28 TUKASURY NOTtLS AND BONIXS Constant maturities '2 1-year 2-year 3-year 5-year 7-year .... 10-year 20-year . 30-year Composite 29 More than 10 years (long-term) STATK AND LOCAL NOTHS AND BONDS Moodv's series 1 3 30 Aaa ' 31 Baa 32 Bond ffuver series14 . . . . CORPORA Hi BONDS 34 11 36 37 38 MHMO Dividend -price ratio1 ? 39 Common stocks 52 18. Interest rates in money and capital markets, 1994—Continued B. Weekly averages—Continued Percent per year; figures are averages of business day data unless otherwise noted Week ending on date indicated Apr. 8 Apr. 15 Apr. 22 Apr. 29 May 6 May 13 May 20 May 27 June 3 June 10 June 17 June 24 July 1 MONEY MARKKT INSTRUMENTS 1 Federal funds 1 - 2 - 1 2 Discount window borrowing 2 ' 4 . . . . 3.69 3.00 3.37 3.00 3.59 3.00 3.59 3.00 3.76 3.00 3.70 3.00 4.02 3.14 4.22 3.50 4.27 3.50 4.13 3.50 4.21 3.50 4.19 3.50 4.19 3.50 3 4 5 Commercial paper3 s-6 1 -month 3-month 6-month 3.77 3.99 4.28 3.71 3.96 4.27 3.88 4.11 4.49 3.89 4.15 4.56 4.05 4.38 4.76 4.37 4.73 5.07 4.35 4.61 4.96 4.33 4.55 4.89 4.37 4.60 4.94 4.32 4.52 4.82 4.34 4.53 4.79 4.36 4.56 4.82 4.47 4.70 4.99 6 7 8 Finance paper, directly placed* -5-1 1 -month 3-month 6-month 3.67 3.87 3.94 3.60 3.84 3.96 3.78 4.01 4.09 3.81 4.07 4,15 3.97 4.23 4.26 4.30 4.60 4.53 4.25 4.48 4.50 4.23 4.42 4.49 4.28 4.48 4.52 4.23 4.40 4.48 4.23 4.41 4.48 4.27 4.43 4.51 4.37 4.54 4.55 9 10 Ba nkers acceptances* -5 •** 3-month 6-month 3.88 4.18 3.84 4.17 4.04 4.37 4.06 4.39 4.31 4.65 4.63 4.95 4.46 4.77 4.41 4.72 4.44 4.75 4.38 4.64 4.39 4.65 4.46 4.74 4.64 4.92 11 12 13 Certificates 3 of deposit, secondary market -'* 1 -month 3-month 6-month 3.71 3.93 4.29 3.66 3.90 4.29 3.79 4.08 4.46 3.84 4.12 4.50 4.02 4.35 4.74 4.34 4.68 5.09 4.29 4.53 4.91 4.28 4.49 4.84 4.30 4.52 4.90 4.26 4.43 4.75 4.26 4.46 4.76 4.29 4.52 4.85 4.43 4.71 5.08 3.90 3.89 4.09 4.14 4.33 4.71 4.53 4.49 4.50 4.44 4.45 4.51 4.71 3 60 3.97 4.49 3.57 3.98 4.46 3.73 4.18 4.64 3.85 4.26 4.72 4.04 4.47 4.96 4.19 4.74 5.19 4.16 4.56 4.95 4.18 4.61 5.00 4.15 4.61 5.04 4.11 4.51 4.89 4.12 4.50 4.90 4.16 4.57 5.00 4.16 4.61 5.18 3.71 4.02 4.30 3.63 4.03 n.a. 3.76 4.21 n.a. 3.85 4.25 n.a. 4.00 4.41 4.77 4.32 4.81 n.a. 4.22 4.69 n.a. 4.23 4.63 n.a. 4.23 4.67 5.01 4.15 4.53 n.a. 4.16 4.55 n.a. 4.18 4.55 n.a. 4.20 4.60 5.04 4.71 5.44 5.92 6.47 6.81 6.97 7.41 7.29 4.70 5.45 5.91 6.47 6.78 6.93 7.39 7.26 4.90 5.66 6.09 6.60 6.85 7.03 7.44 7.31 4.99 5.67 6.08 6.56 6.77 6.96 7.34 7.22 5.23 5.91 6.30 6.76 7.00 7.16 7.51 7.38 5.49 6.15 6.54 6.98 7.22 7.37 7.69 7.56 5.23 5.85 6.20 6.65 6.87 7.06 7.44 7.31 5.29 5.94 6.30 6.73 6.94 7.14 7.54 7.40 5.31 5.94 6.29 6.70 6.90 7.09 7.50 7.36 5.16 5.80 6.13 6.54 6.76 6.97 7.39 7.27 5.18 5.86 6.21 6.65 6.87 7.08 7.50 7.38 5.30 5.99 6.32 6.76 6.97 7.17 7.57 7.46 5.47 6.14 6.46 6.89 7.11 7.27 7.67 7.55 7.34 7.31 7.36 7.27 7.44 7.62 7.36 7.46 7.42 7.30 7.41 7.50 7.59 5.39 5.83 6.34 5.45 5.86 6.22 5.46 5.88 6.19 5.47 5.91 6.16 5.53 5.95 6.18 5.58 5.97 6.32 5.66 6.05 6.14 5.72 6.11 6.13 5.74 6.12 6.09 5.75 6.13 5.96 5.76 6.15 6.04 5.77 6.16 6.16 5.77 6.16 6.28 8.11 8.26 8.41 8.19 8.27 8.26 8.16 8.33 8.41 14 Eurodollar deposits, 3-month1-10 . . . . 18 19 20 U.S. Treasury hilts Secondary market 3 ' 3 3-month 6-month 1-year Auction average3'5'" 3-month 6-month 1-year 21 22 23 24 25 26 27 28 Constant maturities12 1 -year 2-year 3-year .... 5-year 7-year 10-year 20-year 30-year 15 16 17 U.S. TREASURY NOTES AND BONDS .... Composite 29 More than 10 years (long-term) . . STATE AND LOCAL. NOTES AND BONDS Moodv's series** 30 Aaa " 31 Baa 32 Bond Buyer series14 CORPORATE BONDS 33 Seasoned issues, all industries 15 . . 8.21 Rating group Aaa Aa A Baa A-rated, recently offered utility bonds16 7.90 8.11 8 25 8 56 7.87 8.06 8 21 8 51 7.93 8.11 8.25 8 55 7.81 8.01 8.14 8.46 7.97 8.17 8.30 8.59 8.12 8.32 8.45 8.74 7.89 8.10 8.23 8.53 7.98 8.18 8.21 8.62 7.96 8.16 8 31 8 fJ 7.85 8.06 8.20 8 51 7.94 8.14 8.27 8 63 8.02 8.23 8.36 8.73 8.11 8.31 8.43 8.80 8 22 8.25 8.18 8.27 8.51 8.46 8.23 8.30 8.19 8.21 8.32 8.41 8.49 2 88 2 90 2.93 2.88 2.88 2.95 2.87 2.86 2 85 2 83 2.81 2.85 2.88 34 35 36 37 38 MEMO Dividend-price ra tio 1 7 39 Common stocks 53 18. Interest rates in money and capital markets, 1994—Continued B. Weekly averages—Continued Percent per year; figures are averages of business day data unless otherwise noted Week ending on date indicated July 22 July 29 Aug. 5 Aug. 12 Aug. 19 Aug. 26 Sept. 2 Sept. 9 Sept. 16 Sept. 23 Sept. 30 July 8 July 15 4.38 3.50 4.30 3.50 4.30 3.50 4.28 3.50 4.28 3.50 4.26 3.50 4.35 3.64 4.66 4.00 4,72 4,00 4.74 4.00 4.70 4.00 4.73 4.00 4.66 4.00 4.53 4.78 5.12 4.55 4.80 5.18 4,44 4.69 5.07 4.46 4,73 5.16 4.45 4.71 5.13 4.54 4.82 5.21 4,74 4.90 5.24 4.79 4.90 5.18 4,80 4,90 5.15 4.82 4.92 5.17 4.87 4.95 5.24 4.93 5.07 5.39 5.01 5.17 5.50 MONKY MARKKT INSTRUMKNTS 1 Federal funds 1 - 2 - 3 2 Discount window borrowing2-4 3 4 5 Commercial paper3-** 1 -month 3-month 6-month 6 7 8 finance paper, directly placed*-*-1 1 -month 3-month 6-month 4.45 4.67 4.63 4.47 4.68 4.70 4.33 4.58 4,65 4,37 4,63 4,72 4.36 4.60 4.67 4.45 4.69 4.78 4.64 4.78 4.82 4.70 4.8) 4.84 4.71 4,81 4,86 4.74 4.81 4.87 4.76 4.H6 4.93 4.80 4.91 5.04 4. 88 5.00 5.13 9 10 Bankers ace eplan ces3 •s -K 3-month 6-month 4.72 5.04 4.69 5.05 4.59 4.96 4.61 5.01 4.61 4.94 4.71 5.05 4.80 5.07 4.79 5.04 4.81 5.05 4.81 5.07 4.88 5.17 5.01 5.35 5.13 5.44 11 12 13 Certificates of deposit, secondary market*^ 1 -month 3-month . 6-month 4.49 4.78 5.19 4.50 4.78 5.20 4.40 4.65 5.07 4.40 4.70 5.16 4.40 4.68 5.07 4.50 4.79 5.20 4.69 4.86 5.21 4.74 4.87 5.19 4.75 4.88 5.20 4.77 4.89 5.23 4.80 4.96 5.32 4.88 5. OH 5.50 4.97 5.21 5.60 4.76 4.80 4.64 4.73 4.68 4.76 4.85 4.86 4.88 4.88 4.94 5.01 5.26 4.28 4.74 5.19 4.37 4.79 5.18 4.30 4.70 5.10 4.39 4.80 5.22 4.34 4.75 5.12 4.40 4.91 5.29 4.56 4.94 5.30 4.55 4.90 5.31 4.56 4.86 5.26 4.56 4.88 5.30 4.59 4.98 5.38 4.71 5.14 5.53 4.66 5.21 5.58 4.31 4.74 n.a. 4.50 4.94 n.a. 4.31 4.71 n.a. 4.43 4.83 5.20 4.35 4.75 n.a. 4.43 4.93 n.a. 4.59 4.99 n.a. 4.62 4.98 5.36 4.61 4.93 n.a. 4.58 4.89 n.a. 4,61 4.99 n.a. 4.61 5.05 5.38 4.79 5.22 n.a. 5.49 6.15 6.50 6.95 7.18 7.34 7.74 7.63 5.49 6.17 6.53 6.97 7.19 7.36 7.74 7.64 5.41 6.05 6.39 6.83 7.04 7.23 7.62 7.53 5.51 6.14 6.48 6.89 7.08 7.26 7.60 7.52 5.41 6.03 6.36 6.77 6.96 7.15 7.49 7.43 5.60 6.23 6.58 6.96 7.14 7.31 7.66 7.54 5.63 6.21 6.53 6.90 7.07 7.24 7.63 7.46 5.61 6.23 6.52 6.92 7.10 7.27 7.69 7.52 5.56 6.17 6.45 6.83 7.02 7.21 7.62 7.48 5.62 6.25 6.55 6.95 7.14 7.33 7.76 7.61 5.72 6.35 6.65 7.05 7.26 7.44 7.87 7.70 5.85 6.47 6. 78 7.17 7.38 7.54 7.93 7.78 5.92 6.56 6. 87 7.25 7.44 7.60 7.99 7.83 7.66 7.67 7.54 7.54 7.43 7.60 7.56 7.61 7.55 7.69 7.79 7.91 7.92 5.88 6.24 6.27 5.96 6.34 6.22 5.91 6.30 6.22 5.91 6.30 6.22 5.90 6.24 6.16 5.90 6.24 6.25 5.90 6.24 6.22 5.85 6.20 6.21 5.80 6.14 6.16 5.76 6.13 6.18 5.90 6.25 6.24 5.95 6.30 6.37 5.96 6,31 6,43 33 Seasoned issues, all industries'^ . . . . 8.48 8.48 8.36 8.36 8.26 8.42 8.35 8.41 8.37 8.50 8.59 8.67 8.73 Rating group Aaa Aa A Baa . . . ... A -rated, recently offered utility bonds16 8.18 8.37 8.50 8.87 8.17 8.37 8.50 8.86 8.06 8.26 8.38 8.75 8.05 8.25 8.38 8.74 7.96 8.15 8.28 8.64 8.12 8.30 8.44 8.79 8.07 8.24 8.37 8.73 8.13 8.29 8.43 8.79 8.09 8.25 8.39 8.76 8.22 8.38 8.51 8.88 8.32 8.48 8.60 8.97 8.41 8.56 8.68 9.04 8.48 8,61 8.73 9,10 8.57 8.42 8.45 8.27 8.37 8.35 8.39 8.36 8.38 8.59 8.69 8.70 8.71 2.89 2.87 2.85 2.85 2.81 2.81 2.78 2.76 2.73 2.77 2.78 2.83 2.81 , , 14 Eurodollar deposits, 3-month3-10 . . . . 18 19 20 U.S. Treasury bills Secondary market3-3 3-month 6-month 1-year Auction average-1-5-11 3 -month 6-month 1-year 21 22 23 24 25 26 27 28 Constant maturities ' 1 -year 2-year 3-year 5-year 7-year 10- year 20-year 30-year 15 16 17 . . U.S. TRHASURY NOTKS AND BONDS Composite 29 More than 10 years (long-term) STATK AND Ixxvu, Non:s AND BONDS Moodv's series1* 30 Aaa '. . 3 1 Baa 32 Bond fiuver series14 CORPORATH BONDS 34 35 36 17 38 MHMO Dividend- -price ratio11 39 Common stocks 54 18. Interest rates in money and capital markets, 1994—Continued B. Weekly averages—Continued Percent per year; figures are averages of business day data unless otherwise noted Week ending on date indicated Oct. 7 Oct. 14 Oct. 21 Oct. 28 Nov. 4 Nov. 11 Nov. 18 Nov. 25 Dec. 2 Dec. 9 Dec. 16 Dec. 23 Dec. 30 MONEY MARKET INSTRUMENTS 1 Federal funds 1 - 2 - 3 2 Discount window borrowing2 4 5.07 4.00 4.62 4.00 4.72 4.00 4.72 4.00 4.77 4.00 4.74 4.00 5.22 4.21 5.53 4.75 5.85 4.75 5.47 4.75 5.48 4.75 5.56 4.75 5.45 4.75 3 4 5 Commercial paper3-56 1 -month 3-month 6-month 5.08 5.49 5.67 5.08 5.51 5.70 4.96 5.46 5.65 4.98 5.55 5.77 5.05 5.63 5.82 5.24 5.74 5.94 5.50 5.82 6.01 5.60 5.90 6.11 5.79 6.05 6.30 6.09 6.26 6.58 6.12 6.30 6.67 6,05 6.25 6.63 6.06 6.29 6.70 6 7 8 Finance paper, directly placed™-1 1 -month , , 3 -month 6-month 4.99 5.21 5.27 4.96 5.41 5.31 4.84 5.37 5.28 4.88 5.45 5.33 4.96 5.47 5.32 5.16 5.59 5.42 5.41 5.71 5.63 5.49 5.79 5.76 5.68 5.95 5.95 5.94 6.11 6.13 6.02 6.18 6.24 5.90 6.12 6.18 5,86 6.11 6.19 9 10 Bankers acceptances*-** 3-month 6-month 5.42 5.60 5.40 5.55 5.38 5.56 5.45 5.64 5.52 5.73 5.63 5.83 5.74 5.95 5.77 6.01 5.99 6.26 6.17 6.51 6.20 6.55 6.14 6,53 6.23 6.61 11 12 13 Certificates of deposit, secondary market™ 1 -month 3-month 6- month 5.05 5.51 5.77 5.03 5.49 5.73 4.91 5.47 5.74 4.94 5.56 5.87 5.04 5.59 5.92 5.21 5.72 6.02 5.44 5.80 6.10 5.55 5.87 6.23 5.85 6.08 6.47 6,04 6.28 6.72 6.07 6.30 6.82 5.95 6.26 6.78 5.96 6.36 6.88 5.54 5.56 5.45 5.55 5.56 5.74 5.81 5.85 6.06 6.28 6.28 6.24 6.34 4.90 5.36 5.71 4.91 5.30 5.67 4.94 5.38 5.76 5.01 5.48 5.86 5.10 5.53 5.90 5.22 5.64 6.00 5.34 5.77 6.18 5.31 5.78 6.22 5.53 5.97 6.45 5.70 6.20 6.62 5.66 6.27 6.73 5.49 6.20 6.66 5.52 6.23 6.74 4.92 5.38 n.a. 4.92 5.34 n.a. 4.92 5.34 5.72 5.07 5.51 n.a. 5.07 5.51 n.a. 5.25 5.68 n.a. 5.29 5.72 6.09 5.40 5.85 n.a. 5.44 5.86 n.a. 5.83 6,33 n.a. 5.76 6,32 6.75 5.59 6.30 n.a. 5.56 6.24 n.a. 6.07 6.69 7.02 7.38 7.57 7.72 8.08 7.91 6.04 6.63 6.95 7.30 7.48 7.65 8.01 7.86 6.10 6.69 7.01 7.37 7.54 7.71 8.06 7.92 6.22 6.86 7.16 7.53 7.70 7.86 8.16 8.03 6.28 6.95 7.24 7.61 7.77 7.94 8.21 8.08 6.42 7.04 7.38 7.69 7.84 8.00 8.26 8.13 6.58 7.15 7.45 7.73 7.85 7.97 8.22 8.10 6.63 7.24 7.50 7.74 7.81 7.91 8.15 8.04 6.89 7.41 7.62 7.79 7.83 7.89 8.10 7.99 7.10 7.51 7.64 7.74 7.76 7.79 7.99 7.88 7.20 7.61 7.73 7.78 7.81 7.82 8.00 7.87 7.12 7.63 7,74 7.79 7.82 7.82 7.97 7.85 7.21 7.69 7.79 7.81 7.81 7.81 7.96 7.83 8.02 7.95 8.00 8.18 8.12 8.07 7.97 7.97 7.95 7.93 5.97 6.32 6.50 6.07 6.38 6.44 6.00 6.31 6.49 6.15 6.46 6.64 6.30 6.62 6.83 6.30 6.62 6.96 6.80 7.12 7.06 6.80 7.12 7.03 6.65 6.96 6.90 6.55 7.15 6.88 6.62 7.15 6.77 6.65 7.18 6.74 6.65 7.18 6.71 8.82 8.76 8.80 8.91 8.94 9.00 8.96 8.89 8.84 8.74 8.73 8.71 8.70 8.57 8.70 8.81 9.20 8.50 8.65 8.76 9.14 8.54 8.69 8.80 9.18 8.65 8.80 8.91 9.29 8.68 8.83 8.94 9.32 8.74 8.88 9.00 9.37 8.70 8.85 8.97 9.33 8.63 8.78 8.89 9.26 8.57 8.73 8.84 9.21 8.47 8.63 8.75 9.11 8.46 8.62 8.74 9.10 8.45 8.60 8.71 9.08 8.43 8,59 8.70 9.08 8.80 8.73 8.87 8.85 9.05 9.00 9.00 8.80 8.81 8.78 8.79 8.75 8.78 2.87 2.80 2.78 2.84 2.82 2.83 2.83 2.93 2.91 2.93 2.91 2.90 2.89 14 Eurodollar deposits, 3-month 310 . . . . U.S, Treasury bills Secondary market3 5 3-month 6-month 1 -year Auction average35 " 18 3-month 19 6-month 20 1 -year 15 16 17 U.S. TREASURY NOTES AND BONDS 21 22 23 24 25 26 27 28 Constant maturities12 1-year 2-year 3-year 5-year 7-year 10-year 20-year 30-year Composite 29 More than 10 years (long-term) . . 8.16 STATE AND LOCAL NOTES AND BONDS Moodv's series** 30 Aaa 31 Baa 32 Bond Buver series14 CORPORATE BONDS 33 Seasoned issues, all industries 15 . . . . 34 35 36 37 38 Rating group Aaa Aa A . Baa A-rated, recently offered utility bonds16 MEMO Dividend-price ratio*1 39 Common stocks 55 19. Stock market: Selected statistics, 1994 A. Prices and trading volume Averages of daily figures Year Jan. Feb. Mar. Apr. May June July Common Mock prices (indexes) 1 New York Stock Exchange (Dee. 31 1965 ••- 50) 2 Industrial 3 Transportation . 4 Utility 5 Finance 254 16 315.32 247 .17 104.96 209.75 262 11 320.92 278.29 112.67 218.71 261 97 322.41 276.67 116.22 217.12 257 12 318.08 265.68 107.72 211.02 247 97 304.48 250.43 105.04 208.12 249 56 307.58 244.75 102.89 211.30 251 21 308.66 246.64 103.27 215.89 249.29 256.08 307.34 316.56 244.21 244.67 102.73 105.61 210.91 214.77 6 Standard & Poor's Corporation (1941=43 •- It)) 1 460.42 472.99 471.58 463.81 447.23 450.90 454.83 45 1 .40 464.24 7 American Stock Exchange (Aug. 31, 1973 ^ 50)- 449.49 481.14 476.25 465.72 437.01 Indicator Volume of trading (thousands of shares) 8 New York Stock Exchange 9 American Stock Exchange 437.54 Sept. Oct. Nov. Dee. 257 61 322.19 239.10 102.30 211.90 255 22 321.53 230.71 101.67 203,33 252.48 319.33 227.44 100.07 198.38 248. 6S 313.92 218.93 100.0! 195.25 466.96 463,81 461.01 455.19 444.89 456.31 456,25 445.16 427.39 Aug. 436.08 430.10 290,652 313,223 307,269 311,096 301,242 269,812 265,341 250,382 277,877 292,356 301,327 297,001 302,049 17,951 19,211 19,630 19,481 15,805 15,727 18,400 14,378 15,874 18,785 20,731 18,465 18,745 B. Customer financing Millions of dollars, cnd-of-pcriod balances Indicator 1 Margin credit at broker-dealers3 Free credit balances at hrokers4 2 Margin accounts* Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dee, 61,250 62,020 61,960 60,700 59,870 60,800 61,930 63,070 61,630 62,150 61 .(MM* 61,160 12,125 26,020 12,890 25,665 13,185 26,190 13,175 24,800 12,715 23,265 12,560 28,585 12,620 25,790 12,090 24,400 12,415 25,230 12,875 24,180 13,635 25,625 14,095 28,870 C. Margin requirements Percent of market value and effective date6 Type of security or sale 1 Margin stocks . . 2 Convertible bonds 3 Short sales 56 Mar. I I , 1968 June 8, 1968 May 6, 1970 Dec. 6, 1971 Nov. 24, 1972 Jan. 3, 1974 70 50 70 80 60 80 65 50 65 55 50 55 65 50 65 50 50 SO 20. Federal fiscal and financing operations, 1994 Millions of dollars (Calendar year Fiscal year 1 2 3 4 5 6 7 8 9 U.S. budget* Receipts total On-budget Off-budget Outlays total On-budget Off-budget Surplus or deficit ( — ), total On-budget Off-budget .. . . Source of financing (total) 10 Borrowing from the public 1 1 Operating cash (decrease or increase ( — )) 12 Other2 MEMO 13 Treasury operating balance (level, end of period) 14 Federal Reserve Banks 15 Tax and loan accounts .... .. .. 1,277,793 939,494 338,299 1,462,938 1,181,158 281,212 -184,471 -241,664 57,087 652,236 471,871 180,365 710,620 571,125 139,498 -58,386 -99,254 40,867 3 1 8 050 236,296 81 754 371,424 291 620 79,905 = 53 371 -55,324 1 849 155,735 23,143 5,593 58,957 - 1 ,268 697 35,942 6,848 29,094 .. H2 184,998 16,564 2,053 MBMO 13 Treasury operating balance (level, end of period) 14 Federal Reserve Banks 15 Tax and loan accounts HI 1,257,453 922,161 335,026 1,461,067 1,460,557 279,372 -203,370 - 260,023 55,654 Source of financing (total) 10 Borrowing from the public 1 1 Operating cash (decrease or increase { - )) 12 Other2 Year 26,580 7,161 19,419 May \ 2 3 4 5 6 7 8 9 U.S. budget* Receipts total On-budget Off-budget Outlays, total On-budget Off-budget Surplus or deficit ( — ) total On-budget Off-budget June Feb. Mar. 122 961 94,391 28 570 107,713 83 522 24,191 15 248 10,869 4 379 73 186 47 191 25 995 114 752 88 835 25 918 -41 566 -41 644 77 93 108 64,612 28 496 125,422 100 260 25,163 -32 315 -35,648 3 333 141 121 104,306 37 015 123,867 1 (K) 620 23,247 17 454 3,686 13 768 37,109 15,049 1 213 -6 933 -8,089 -226 31 633 19,666 -9 733 26,51 1 -6,461 12 265 -21,801 -4,124 8,471 50,991 9,356 41,635 35 942 6,848 29 094 57 812 21,541 36 271 38 146 4 886 33 259 44 607 6,181 38 426 48,731 7,965 40,766 July Aug. Sept. Oct. Nov. Dec. Jan. Apr. 83,541 55,362 28,179 115,597 89,727 25,871 -32,057 -34,365 2,308 138,119 106,009 32,110 123,269 108,161 15,108 14,850 -2,152 17,002 84,822 60,140 24,682 118,020 93,158 24,862 -33,198 -33,018 -180 97,333 70 944 26,389 121 608 95,274 26 329 -24,284 - 24 330 60 135,895 105 212 30,683 131 796 103,188 28 714 4,111 2 024 1 ,969 89,024 65 385 23 639 120 365 95,307 25 059 -31,342 - 29 922 - 1 ,420 87,673 62 083 25,590 124,911 99,464 25,412 -37,242 -37,38! 1 38 130,810 103,859 26,951 135,613 123,642 1 1 ,298 -4,130 -- 19,783 15,653 27,649 21,537 -17,129 1,898 -23,797 7,049 -3,245 30,706 5,737 52,350 -9,815 - 1 8 25 1 - 1 1 996 -5,842 13 727 32 457 -480 -635 40,528 9,366 - 12,652 -13,316 476 16,970 27,194 5,675 21,519 50,991 9,356 41,635 20,285 3,683 16,603 30,100 5 994 24,100 36,422 6 848 29,094 36,422 5 164 31,258 27,056 5,348 21,709 26,580 7,161 19,419 57 21. U.S. budget, 19941 A. Receipts Millions of dollars, calendar years Source or type 1 All sources 2 Individual income taxes, net , . 3 Withheld 4 Presidential Election Campaign Fund 5 Nonwithheld .... 6 Refunds Corporation income taxes 7 Gross receipts 8 Refunds 9 Social insurance taxes and contributions, net 10 Employment taxes and contributions 3 11 Self-employment taxes and contributions 3 12 Unemployment insurance . . 13 Other net receipts4 14 15 16 17 Feb. Mar. July Aug. Oct. Nov. 1,277,791 122,%1 73,186 93,108 141,321 83,541 138,117 84,822 97,333 135,895 89,024 87,673 130,810 548,526 465,449 74,167 36,838 28,424 37,335 29,917 42,805 60,038 34,979 24,384 35,706 58,122 37,724 37,372 35,360 43,170 40,459 57,964 35,201 43,239 40,4HO 37,414 37,8B2 54,315 50,680 73 159,968 77,532 37,798 470 10 1,468 10,388 14 4,434 17,336 17 47,201 22,160 12 5,359 16,692 9 21,677 1,279 6 3,793 1,786 1 4,016 1,305 1 24,811 2,050 0 3,919 1,160 2 1 ,857 2,327 0 3,635 579 158,928 14,264 4,761 844 2,888 1,294 17,234 1,660 21,994 1,408 3,847 1,030 29,812 697 4,581 776 4,079 971 28,921 1 ,656 5,513 2,043 2,682 1,185 32,616 700 468,442 36,983 35,989 36,957 50,323 46,540 41,509 34,046 39,292 40,37 1 32,687 37,387 36,358 435,327 Year Jan. Apr. May June Sept. Dee. 35,831 32,957 35,976 47,348 35,749 40,853 32,222 34,020 39,614 31,263 33,786 35,708 24,897 -1,589 794 28,478 358 4,633 1,577 2,664 367 1,630 522 459 13,754 2,605 370 1,577 10,426 364 3,813 290 366 93 1,399 424 0 4,880 391 3,578 346 411 464 1,073 351 0 3,249 352 0 230 420 56,506 20,542 15,268 24,475 4,011 1,526 1,105 1,258 3,249 1,419 1,093 1,424 5,285 1,745 1,211 2,424 4,050 1,479 2,378 2,472 5,253 1,620 1,342 1,589 4,596 1,711 1,068 2,003 4,175 1,782 1,060 2,587 5,989 2,039 1,239 2,502 5,518 1,799 1,254 1 ,730 4,275 1,848 1,206 2,300 5,518 1,827 1,220 2,811 4,587 1,747 1,092 1 ,375 Year Jan. Feb. Apr. May June July Bxci.se taxes Customs deposits Hstate and gift taxes Miscellaneous receipts5 B. Outlays Millions of dollars, calendar years Source or type 1 All types 2 National defense . . 3 International affairs 4 General science, space, and technology 5 Energy .... 6 Natural resources and environment . 7 Agriculture 8 Commerce and housing credit . 9 Transportation 10 Community and regional development 1 1 Education, training, employment, and social services 12 Health 13 Social security and Medicare , . 14 Income security 1 5 Veterans benefits and services 16 Administration of justice 17 General government 18 Net interest6 19 Undistributed offsetting receipts7 . .. 58 Mar. Aug. Sept. Oct. Nov. Dec. 1,462,938 107,713 114,752 125,422 123,867 115,597 123,269 118,021 121,608 131,7% 120,365 124,915 135,613 275,624 17,855 19,226 1,103 21,932 948 24,476 696 24,501 1,554 19,509 917 24,200 582 22,147 892 23,711 990 27,673 2,323 18,801 4,339 22,428 2,177 27,020 1,334 17,480 5,339 1,299 465 1,269 159 1,685 510 1,238 316 1,415 325 1,596 462 1,235 465 1,654 390 1,772 98? 1,115 525 1,673 166 1,529 569 22,995 15,148 1,447 1,122 1,380 1,817 2,350 1,439 1,568 1,641 1,563 1,112 1,803 320 1,769 309 1,745 382 2,156 236 3,546 2,048 1,902 2,7H4 1,766 1,938 -9,056 = 1,124 -4,608 -1,260 37,224 2,779 2,496 2,839 -702 2,620 1,564 2,860 1,168 3,145 277 = 3,026 3,719 3,222 2,623 3,583 -257 3,434 -1,460 = 2,251 3,506 3,021 11,123 906 445 539 831 800 1,050 945 1,138 1,469 1,042 1,002 956 45,150 2,717 2,666 2,543 3,694 3,841 3,801 2,949 4,342 5,088 3,705 4,025 5,779 107,318 469,595 210,823 7,665 36,009 16,173 8,547 37,224 22,466 9,770 40,350 20,549 8,410 37,872 20,957 9,074 37,955 15,796 9,729 43,367 13,139 B,1B9 39,296 17,037 9,426 39,262 16,848 9,106 39,944 17,101 8,631 37,801 15,275 9,525 39,299 16,151 9,246 41,216 19,331 36,442 14,516 12,466 209,279 2,151 1,210 669 17,095 3,135 1,105 782 15,524 2,793 1,760 787 16,594 3,930 1,230 -148 17,080 1,666 1,277 1,279 17,671 3,011 1,136 1,715 15,880 3,078 1,438 3,130 1,204 1,316 18,322 4,257 1,362 1,292 16,944 1,677 1,340 1,261 18,669 3,337 1,176 1,556 18,242 4,277 1,278 1,972 19,302 -37,374 -2,914 -2,815 -2,999 -2,721 = 3,032 -2,827 ___ 1 C 17,956 = 3,177 -3,051 -5,996 = 2,596 -2,575 -2,671 22. Federal debt subject to statutory limitation, 1994 Billions of dollars, end of month Item Mar. 3 1 4,576 3 434 1,142 4,646 3 443 1,203 4,693 3 480 1 213 4,800 3 543 1,257 27 27 29 29 o 27 27 0 4,559 4,605 4,711 4 559 4 605 o 4 711 0 4 900 5 Agency securities 6 Held by public 7 Held by agencies 4,827 4 491 ....... Dec. 31 4,721 4,491 . Sept. 30 4,673 26 26 2 Public debt securities 3 Held by public 4 Held by agencies June 30 4,602 t Federal debt outstanding 4 900 4900 4 900 o 8 Debt subject to statutory limit 9 Public debt securities 10 Other debt1 ... o MEMO 1 1 Statutory debt limit o o 23. Gross public debt of the U.S. Treasury: Types and ownership, 1993-94 Billions of dollars, end of period Ql Q2 4,230.6 Q3 Q4 4,645.8 4,692.8 4,800.2 4,572.6 3 042 9 721.2 1 802 5 504.2 1 529 7 145 5 42 7 42 7 .0 172 6 1,138.4 33 4,642.5 3 051 0 698.5 1 835 7 501.8 1 591 5 143 4 42 2 42 2 .0 174 9 1,200.6 33 4,689 5 3 091 6 ,697.3 1 867 5 511.8 1 597 9 137 4 42 0 42 0 .0 176 4 1,211.7 32 4,769.2 3 1260 733.8 1 867 0 510.3 1 641 1 132 6 42.5 42 5 .0 177 8 1,259.8 31 0 1 153 5 334.2 3 047 7 316.0 80 5 216.0 213 0 564.0 1 141 7 342.6 3 094 6 344.9 69 3 237.7 216 3 511.9 1 203 0 357.7 3 088 2 330 8 59 6 244.8 226 3 514.8 1 213 1 355 2 3 127 8 313 9 60 1 253 4 229 3 504 6 1 257 1 374.1 3 168 0 296.4 67 6 256.8 230 2 488.3 171 9 137 9 623.3 725 0 175 0 140 1 632.9 766 4 177 1 144 0 633.0 757 8 178 6 148 6 655.0 784 3 180 5 152 5 688.1 807.6 Q3 Q4 Ql Q2 4,352.0 4,411,5 4,535.7 4,575.9 4,227.6 2 807 1 659.9 1 652 1 480.2 1 420 5 151 6 37.0 37 0 .0 161 4 1 ,040.0 30 4,349.0 2 860 6 659.3 1 698 7 487.6 1 488 4 152 8 43.0 43 0 .0 164 4 1,097.8 29 4,408 6 2 904 9 658.4 1 734 2 497.4 1 503 7 149 5 42 5 42 5 0 167 0 1,114 3 29 4,532.3 2 989 5 714.6 1 ,764 0 495.9 1,542.9 149 5 43.5 43 5 .0 169 4 1,150.0 34 1 043 2 305.2 2 895 0 310.0 77 7 205.0 199 3 541.0 1 099 8 328 2 2 938 4 306 5 76 2 210.2 206 1 553.9 1 116 7 325 7 2 983 0 313 3 75 2 215 5 215 6 558 0 163 6 134 1 565.5 698 8 166 5 136 4 568 2 714 3 169 1 136 7 592 3 707 2 1993 1 Total gross public debt By type 2 Interest-bearing 3 Marketable 4 Bills 5 Notes 6 Bonds 7 Nonmarketable 1 8 State and local2 government series 9 Foreign issues 10 Government 11 Public 12 Savings bonds and notes 3 13 Government account series 14 N on -interest-bearing By holder4 15 U S Treasury and other federal agencies and trust funds 16 Federal Reserve Banks 17 Private investors 1 8 Commercial banks 19 Money market funds 20 Insurance companies 21 Other companies 22 State and local treasuries Individuals 23 Savings bonds 24 Other securities 25 Foreign and international . . . 26 Other miscellaneous investors'* 1994 59 24. U.S. government securities dealers, 1994 A. Transactions' Millions of dollars, daily averages Ja n. Item OUTRIGHT TRANSACTIONS 1 2 3 4 5 6 7 8 9 It) 11 13 14 15 16 M ar. A pr. M ay Ry type of security U.S. Treasury bills Coupon securities, by maturity Five years or less More than five years Federal agency Mortgage- backed .. Ju nc Aug. July Nov. Oct. Sept. Dec. n. a. n. a. n. a. 52,307 53,162 53,255 55,792 84,620 50 555 16,039 32 219 80,624 39 765 17,385 33 328 88,206 42 145 17 773 37 022 102,393 *H 439 18,993 30 516 83,781 34,603 23,472 24 508 105,666 697 10993 99,587 732 12 006 106,257 647 n on 120,872 543 9 765 100,469 510 8 208 71 304 14,837 24 321 n. a. 52,473 95,116 741 13 316 n. a. 48,221 79,375 38 824 15,578 37,638 L Ky type of counterparty With interdealer broker U.S. Treasury Federal agency Mortgage- backed With other U S Treasury Federal agency Mortgage-backed FlJTURKS TRANSACTIONS 3 12 Fe b. 2 SI 983 15 343 20 158 73 1 10 16 653 21 321 11 256 17 125 24 009 86 216 18 450 20 751 71 707 22,962 16 100 n. a. ttv type of deliverable security l/.S" Treasury bills " . Coupon securities, by maturity Five years or less More than five years Federal agency .. .... Mortgagc=backed 914 814 1 157 I 080 1 667 I 377 2,692 12 198 2 779 13 615 3 521 13 548 2 593 12 418 3 642 14 287 1,040 10 115 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Q 0 0 3 493 4,068 4098 5,161 3 569 4,714 4 92? 5,938 2 979 5,703 1,526 3,203 0 0 675 0 523 0 738 0 622 0 551 o OPTIONS TRANSACTIONS 4 ftv type of underlying security 17 U.S. Treasury bills Coupon securities, by maturity 18 Five years or less . . . 19 More than five years 20 Federal agency 21 Mortgage-backed 60 r 791 24. U.S. government securities dealers, 1994—Continued A. Transactions'—Continued Millions of dollars, daily averages Week ending Wednesday July 6 July 13 1 July 20 44,364 47,105 53,477 46,871 46,940 53,980 57,278 55,676 46,279 47,414 49,399 54,367 57,754 59,832 36,758 16,189 33,341 72,169 38,068 14,930 50,608 87,404 37,806 15,463 40,053 88,988 38,256 15,442 24,492 82,528 47,767 16,904 30,484 93,046 59,812 13,087 47,471 95,871 60,757 15,277 33,230 92,221 43,464 16,994 23,191 59,870 38,288 18,281 21,108 61,525 34,792 16,213 27,779 72,416 42,668 15,951 44,784 82,630 40,929 16,711 33,281 98,713 40,120 19,393 24,501 76,162 658 8,422 90,286 923 17,482 104,900 845 13,191 99,678 516 9,283 99,688 118,908 121,888 106,199 711 648 680 561 10,540 16,108 11,623 8,030 80,046 891 8,481 81,525 515 9,921 95,925 102,576 113,523 752 854 713 1 1 ,482 10,081 14,723 64,792 15,532 24,178 67,055 14,007 33,454 73,786 14,618 25,896 74,437 14,926 15,413 77,548 16,193 19,944 87,931 12,440 31,364 92,018 14,598 21,607 85,162 16,432 15,161 64,391 17,390 12,627 62,205 15,698 17,858 68,559 15,097 30,061 75,350 15,999 21,799 83,065 18,641 14,421 663 799 1,109 1,049 753 1,069 708 713 802 912 1,177 1,552 864 3,005 10,718 0 0 2,230 12,090 0 0 3,104 13,676 0 0 2,671 1 1 ,009 0 0 2,397 13,964 0 0 2,860 12,613 0 0 2,630 15,667 0 0 3,202 12,776 0 0 2,652 13,196 0 0 3,505 13,263 0 0 4,340 14,251 0 0 3,745 15,102 0 0 2,744 12,001 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2,487 3,925 0 1,303 3,558 3,238 0 925 3,687 4,665 0 605 3,377 3,863 0 564 4,642 5,377 0 725 4,616 4,537 0 1,246 4,518 6,153 0 563 3,623 5,332 0 577 3,308 4,493 0 286 3,033 4,144 0 410 4,366 4,766 0 332 3,120 5,032 0 704 3,395 4,419 0 527 Oct. 5 Oct. 12 Oct. 19 Oct. 26 Nov. 2 Nov. 9 Dec. 14 Dec. 21 Dec. 28 50,599 52,313 58,718 52,475 49,022 44,550 89,104 38,657 19,975 37,973 82,846 39,161 17,499 51,929 77,766 40,880 16,347 36,229 99,764 43,865 16,976 29,231 94,845 49,380 19,731 25,532 95,501 108,369 110,822 52,123 59,292 49,388 16,124 18,384 19,671 41,128 34,088 30,225 102,555 860 15,502 99,300 484 17,278 75,805 19,114 22,471 75,020 17,015 34,651 1,339 1,178 1,301 2,888 12,417 0 0 2,352 1 1 ,078 0 0 2,572 11,431 0 0 July 27 Aug. 3 Aug. 10 Aug. 17 Aug. 24 Aug. 31 Sept. 7 Sept. 14 Sept. 21 Sept. 28 OUTRIGHT TRANSACTIONS 2 By type of security 1 U.S. Treasury bills Coupon securities, by maturity 2 Five years or less 3 More than five years 4 Federal agency 5 Mortgage-backed By type of counterparty With interdealer broker U S Treasury Federal agency Mortgage-backed . With other 9 U.S. Treasury 10 Federal agency 11 Mortgage-backed 6 7 8 ... FUTURES TRANSACTIONS 3 By type of deliverable security 12 U S Treasury bills Coupon securities, by maturity 13 Five years or less 14 More than five years 15 Federal agency 16 Mortgage-backed OPTIONS TRANSACTIONS 4 By type of underlying security 17 U.S. Treasury bills Coupon securities, by maturity 18 Five years or less 19 More than five years 20 Federal agency . . . . 21 Mortgage- backed OUTRIGHT TRANSACTIONS 1 2 3 4 5 6 7 8 9 10 11 Nov. 16 Nov. 23 Nov. 30 Dec. 7 2 By type of security U S Treasury bills Coupon securities, by maturity Five years or less More than five years Federal agency Mortgage- backed By type of counterparty With interdealer broker U S Treasury Federal agency Mortgage-backed With other U S Treasury Federal agency Mortgage-backed 57,688 58,222 58,171 49,061 97,901 115,150 45,776 50,490 21,497 22,971 18,616 3 1 ,402 90,972 38,282 22,667 35,749 80,986 28,338 22,361 23,337 57,849 25,146 25,435 10,989 104,023 113,740 112,803 114,396 136,840 127,752 107,727 131,609 1 1 1 ,200 713 817 511 469 557 516 525 468 684 12,246 10,742 8,482 12,168 10,760 10,306 6,339 9,304 1 1 ,065 95,645 484 9,975 73,664 399 3,380 73,341 15,831 23,984 82,364 16,263 18,489 80,443 18,914 17,049 890 606 2,740 14,049 0 0 2,490 13,582 0 0 69,209 54,813 46,143 77,778 100,030 15,612 17,915 28,960 23,328 87,271 19,114 19,919 82,093 20,972 12,277 91,719 22,504 22,098 76,275 21,983 24,685 71,850 21,876 13,362 58,392 25,036 7,609 873 2,522 2,024 1,675 2,672 1,442 843 865 2,082 12,179 0 0 4,268 16,870 0 0 3,951 14,178 0 0 4,728 14,202 0 0 5,549 17,302 0 0 2,806 11,238 0 0 2,658 8,474 0 0 1,714 5,509 0 0 FUTURES TRANSACTIONS 3 By type of deliverable security 12 U.S. Treasury bills Coupon securities, by maturity 13 Five years or less 14 More than five years 15 Federal agency 16 Mortgage-backed OPTIONS TRANSACTIONS 4 By type of underlying security 17 U.S. Treasury bills Coupon securities, by maturity 18 Five years or less 19 More than five years 20 Federal agency 2 1 Mortgage-backed 0 0 0 0 0 0 0 0 0 0 0 0 0 4,238 5,851 0 890 6,547 6,318 0 492 4,261 5,494 0 606 5,584 6,592 0 958 2,931 5,041 0 851 2,562 5,247 0 605 4,000 6,968 0 583 3,426 6,381 0 709 1,945 4,479 0 501 2,220 4,093 0 1,048 1,037 3,352 0 329 1,716 3,069 0 375 1,125 2,272 0 476 61 24. U.S. government securities dealers, 1994—Continued B. Positions5 Millions of dollars, averages of daily figures Jan. Item Feb. Mar. Apr. May June n ti Jk jt July Aug. Sept. Oct. Nov. Dec. NKT OUTRIGHT POSITIONS* By type of security 1 U.S. Treasury bills 2 3 4 5 A J i Coupon securities, by maturity Five years or less More than five years . Federal agency Mortgage- backed 4,857 3,970 2,045 3,268 13,089 15,134 -19,164 - 10,664 -16,240 -17,485 -7,400 -7,704 -28,755 -22,949 -22,699 -27,104 -30,579 -32,181 22,584 20,097 20,258 19,392 19,988 21,306 45,646 41,625 37,258 37,098 35,323 32,886 n.a. NKT FUTURES POSITIONS* By type of deliverable security 6 U S Treasury bills . . . . Coupon securities, by maturity 7 Five years or less 8 More than five years 9 Federal agency 10 Mortgage- backed . n.a. n.a. n.a. n.a. n.a. -3,552 V V T T V y -5,172 -2,829 -776 -275 -901 5,623 -616 0 0 5,561 -5,231 0 0 8,285 -1,681 0 0 8,205 83 0 0 7,470 2,308 0 0 5,322 827 0 0 Week ending Wednesday July 6 July 13 July 20 | July 27 | Aug. 3 | Aug. 10 Aug. 17 Aug. 24 Aug. 31 Sept. 7 Sept. 14 Sept. 21 Sept. 28 NKT OUTRIGHT POSITIONS^ By type of security \ U.S. Treasury bills 2 3 4 5 = 4,554 1,361 9,719 8,824 9,644 4,773 2,749 2,484 3,443 4,553 3,349 4,592 -2,316 Coupon securities, by maturity Five years or less = 20,033 -19,997 =23,676 -15,204 -15,433 =11,917 - 1 1 ,640 -9,290 -8,013 = 12,940 -17,897 -18,105 - 14,690 More than five years . . . . -29,060 -29,678 -28,810 -28,492 =27,046 -24,209 -21,154 -22,704 = 21,725 -21,452 -21,905 -23,896 -22,957 21,597 18,608 22,073 Federal agency 19,713 22,737 22,245 19,996 17,366 18,578 18,595 18,475 19,716 22,047 Mortgage -backed 44,665 43,318 42,032 40,629 39,217 42,809 46,142 46,332 47,103 38,860 36,522 36,158 37,243 NKT FUTURES POSITIONS' By type of deliverable security 6 U.S. Treasury bills Coupon securities, by maturity 7 Five years or less 8 More than five years . . . . 9 Federal agency 10 Mortgage-backed -2,092 2,844 = 1,994 0 0 Oct. 5 -1,816 4,976 2,413 0 0 Oct. 12 -5,542 7,058 -14 0 0 Oct. 19 =5,370 -5,976 -5,129 -5,472 = 4,027 -- 2,750 -3,160 -3,691 -2,574 6,840 6,283 = 1,103 -4,050 0 0 0 0 6,285 -4,697 0 0 6,138 = 6,644 0 0 4,256 -5,839 0 0 5,257 -4,252 0 0 5,912 - 1 ,649 0 0 8,943 = 2,146 0 0 9,721 - 1 ,47 1 0 0 8,156 -2,318 0 0 Oct. 26 Nov. 9 -3,510 Nov. 2 Nov. 16 Nov. 23 Nov. 30 Dec. 7 Dec. 14 Dec. 21 22,221 15,874 Dec. 28 NET OUTRIGHT POSITIONS* By type of security 1 U.S Treasury bills . . . 2 3 4 5 -4,954 7,201 5,196 2,510 4,343 6,368 16,888 13,070 18,530 16,332 8,075 Coupon securities, by maturity -20,892 -20,023 -21,325 =10,654 -14,747 -7,959 -9,141 -2,524 -7,875 -9,984 -14,167 -4,872 -2,705 Five years or less More than five years . . . . = 24,749 -25,516 =28,812 -27,595 =28,568 =27,654 -33,150 -32,762 -29,324 = 33,119 = 31,087 -32,860 ^32,559 23,172 24,176 21,782 21,264 22,739 22,151 18,761 Federal agency 19,508 21,122 20,745 17,977 21,742 19,650 Mortgage- backed 38,135 37,912 36,138 35,689 38,236 34,300 36,750 35,235 34,173 31,719 31,467 34,319 33,082 NET FUTURES POSITIONS' 6 7 8 9 10 &y tyPe of deliverable security U S Treasury bills Coupon securities, by maturity Five years or less More than five years . . . . Federal agency Mortgage-backed . . . 62 182 9,710 1,333 0 0 176 =1,345 7,595 -340 0 0 8,109 -365 0 0 -431 7,611 116 0 0 -2,752 -1,313 -717 604 1,035 -383 -1,691 8,517 5 0 0 8,162 1,871 0 0 7,406 5,106 0 0 6,747 1,347 0 0 7,264 1,566 0 0 8,240 1,506 0 0 6,901 342 0 0 1,612 -446 3,916 345 0 0 3,167 755 0 0 24. U.S. government securities dealers, 1994—Continued C. Financing5 Millions of dollars, averages of daily figures Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. Reverse repurchase agreements* [ Overnight and continuing 2 Term 246,441 401,780 268 842 409,814 292 435 398,126 275,469 396,537 282,976 377,460 258 155 400 429 247 549 385 991 263 590 367 017 255 174 376,899 253 257 380 100 248 670 343 089 238 403 354,950 Securities borrowed 3 Overnight and continuing 4 Term 147,925 5 1 ,670 152,813 45 660 155,484 39 830 152,707 35,824 160,263 30,886 155,361 37 849 168,035 51 979 175,792 44 677 174,381 44 574 181 291 45 783 1 80 702 46 394 182,048 46 633 n.a. n a n.a. na n.a. na n.a. n a n.a. n a na na 2 313 2 096 2,015 2 058 2 392 3,346 31 129 53 32 37 Source Securities received as pledge 5 Overnight and continuing 6 Term 3 Repurchase agreements 7 Overnight and continuing 8 Term 461,215 372 657 483,847 382 705 479,210 375 510 447,713 376 304 469,689 351 134 450 891 375 461 457,513 351 918 481 774 341 253 467,175 348 426 454 948 352 177 438 464 338 786 432,305 341 663 Securities loaned 9 Overnight and continuing 10 Term 5,113 5 444 4,579 3,591 3,533 167 348 306 573 3 680 1,692 6 112 1,515 5 777 1,233 5 402 294 922 5 592 1,234 6 262 1,285 5 984 1,328 Securities pledged 1 1 Overnight and continuing 12 Term n.a. n a. n.a. na n.a. na n.a. na n.a. n.a. na na 35 616 1 158 29,543 4 691 32,972 4 525 34 263 4095 33 695 3 416 35,989 1 609 Collateralized loans 13 Overnight and continuing 14 Term 16,169 n a. 16,243 n a 20,074 n a 24,153 n.a. 21,179 n.a. 25,349 na 20,164 na 22,395 n a 18,407 6 130 19,273 na 17,871 na 13,992 n a. MEMO: Matched book9 Securities in 15 Overnight and continuing 16 Term 175,650 361,748 182,784 359,530 200,306 348,058 197,715 340,574 211,581 327,691 195,019 349,644 207,273 362,463 231,639 342,593 223,994 348,739 226,604 358,449 224,758 323,287 223,879 326,160 Securities out 17 Overnight and continuing 18 Term 238,867 281 109 240,887 290 676 244,375 286 309 232,199 286 839 244,382 275 999 239,337 290 450 263,968 286 390 285,580 280 3 1 1 278,665 284 867 271,475 294 282 260,138 272 124 255,965 279 824 63 24. U.S. government securities dealers, 1994—Continued C. Financing5—Continued Millions of dollars, averages of daily figures Week ending Wednesday Source Jan. 12 Jan. 19 Jan. 26 Feb. 2 Feb. 9 Feb. 16 Feb. 23 Mar. 2 Mar. 9 Mar. 16 Mar. 23 Mar. 30 Reverse repurchase agreements* 1 Overnight and continuing . 229,540 2 Term 363,904 250,071 405,904 250,337 407,061 239,308 424,539 262,794 394,628 260,081 449,254 275,279 396,681 261,692 409,458 284,525 379,558 295,052 395,519 303,585 400,825 299,819 400,210 273,517 406,468 Securities harrowed 3 Overnight and continuing . 144,402 4 Term 48,354 145,832 51,165 149,538 51,215 150,490 55,996 148,529 50,276 149,506 48,518 151,361 47,185 156,302 43,097 156,303 41,265 154,635 42,846 157,724 39,991 157,725 38,003 152,127 18,661 n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 449,875 372,708 478,024 378,689 454,918 413,175 484,886 366,891 455,818 423,858 503,188 374,698 485,837 382,508 492,811 342,902 489,948 364,255 497,689 381,800 488,715 382,725 438,311 390,186 Jan. 5 Securities received as pledge 5 Overnight and continuing . 6 Term n.a. n.a. Repurchase agreements 1 Overnight and continuing . 438,703 8 Term 313,183 n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Securities loaned 9 Overnight and continuing . 10 Term 4,806 169 4,730 170 5,586 152 5,205 182 5,164 161 4,879 111 6,185 374 5,924 348 4,636 416 4,560 339 4,631 338 4,887 369 4,316 346 Securities pledged \ 1 Overnight and continuing . 12 Term n.a. n.a. n,a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Collateralized loans 13 Overnight and continuing . 14 Term 20,109 n.a. 19,519 n.a. 14,661 n.a. 11,939 n.a. 15,574 n.a. 16,176 n.a. 17,752 n.a. 15,717 n.a. 15,229 n.a. 16,722 n.a. 20,122 n.a. 19,540 n.a. 24,751 n.a. MKMO: Matched book9 Securities in 15 Overnight and continuing . 163,828 16 Term 324,300 175,255 365,598 176,176 368,183 173,928 385,707 189,701 351,253 174,113 395,473 188,274 347,635 179,836 357,398 188,596 332,157 194,285 351,434 202,241 350,853 207,929 348,948 199,853 350,977 Securities out 1 7 Overnight and continuing . 228,655 18 Term 234,808 236,862 285,927 243,076 284,351 239,476 306,251 245,142 280,929 232,060 331,767 240,016 283,985 243,031 283,792 249,763 256,051 249,052 275,308 247,667 289,605 245,543 292,353 234,106 302,695 Apr. 6 Apr. 13 Apr. 20 Apr. 27 May 4 May 11 May 18 May 25 June 1 June 8 June 15 June 22 June 29 Reverse repurchase agreements* \ Overnight and continuing . 292,619 361,633 2 Term 295,517 400,928 289,758 402,640 229,746 425,162 267,732 375,066 287,508 389,128 305,958 358,758 273,486 390,249 272,112 372,344 269,352 403,069 263,715 403,414 252,777 399,332 244,783 399,913 Securities borrowed 3 Overnight and continuing . 151,914 35,702 4 Term 156,126 35,907 153,458 35,552 147,766 38,648 156,096 29,923 160,022 30,729 162,316 29,800 162,109 32,026 158,772 31,647 158,301 32,292 155,653 36,351 154,502 40,310 152,500 43,330 n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 483,478 363,039 472,957 375,200 367,928 449,462 452,442 347,232 466,892 368,673 503,904 322,076 451,996 374,982 465,177 339,352 463,032 374,865 470,896 374,335 448,108 376,367 419,488 381,437 Securities received as pledge 5 Overnight and continuing . 6 Term .. n.a. n.a. Repurchase agreements 1 Overnight and continuing . 467,253 322,254 8 Term n.a. n.a. n.a. n.a. Securities loaned 9 Overnight and continuing . 10 Term 3,914 201 3,617 302 3,735 132 3,370 546 3,061 373 3,366 322 3,803 415 3,617 552 3,632 1,208 2,923 1,226 3,019 1,281 5,437 3,489 3,346 843 Securities pledged 1 1 Overnight and continuing . 12 Term . . . n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Collate ralized loans 13 Overnight and continuing . 14 Term 23,876 n.a. 26,035 n.a. 25,339 n.a. 22,431 n.a. 21,564 n.a. 22,206 n.a. 21,513 n.a. 18,994 n.a. 21,886 n.a. 24,869 n.a. 28,071 n.a. 25,600 n.a. 23,350 n.a. MKMO: Matched book9 Securities in \ 5 Overnight and continuing . 202,131 16 Term 309,999 204,543 349,530 213,257 348,351 171,759 359,966 197,248 317,435 206,664 335,092 226,047 312,477 214,619 345,599 206,451 322,752 203,050 346,464 200,702 349,876 188,304 350,673 186,386 355,404 Securities out 1 7 Overnight and continuing . 241,528 1 8 Term 243,751 255,676 281,812 253,576 284,981 181,833 337,164 226,400 271,650 239,950 293,001 257,419 254,480 243,133 293,725 247,790 263,488 250,586 286,493 241,146 287,330 240,388 294,181 224,020 297,647 64 24. U.S. government securities dealers, 1994—Continued C. Financing5—Continued Millions of dollars, averages of daily figures Week ending Wednesday July 20 July 27 Aug. 3 Aug. 10 Aug. 17 Aug. 24 Aug. 31 Sept. 7 Sept. 14 Sept. 21 Sept. 28 255,839 397,175 260,509 407,166 253,819 423,694 255,624 379,435 268,072 410,636 294,144 343,440 249,883 382,525 245,677 326,145 245,270 361,758 260,762 377,518 259,533 383,228 254,808 392,070 170,522 51,672 169,078 54,611 165,322 52,948 171,867 .48,746 172,224 48,179 182,353 40,160 177,986 42,766 172,288 45,861 172,994 44,638 171,852 45,941 176,516 44,091 174,406 44,362 2,095 n.a. 2,241 0 2,505 0 2,320 0 2,416 19 1,960 17 2,199 n.a. 1,998 0 2,089 80 2,128 n.a. 2,055 n.a. 1,885 n.a. 1,917 129 Repurchase agreements 1 Overnight and continuing . 454,994 8 Term 316,538 460,135 361,112 478,967 368,517 459,043 402,650 472,061 350,049 478,196 388,182 528,995 312,457 459,898 362,591 464,170 298,012 474,014 324,811 475,450 349,386 472,697 356,104 450,361 371,089 July 13 Reverse repurchase agreements* 1 Overnight and continuing . 245,872 2 Term 360,719 Securities borrowed 3 Overnight and continuing . 164,529 4 Term 50,292 July 6 Securities received as pledge 5 Overnight and continuing . 6 Term Securities loaned 9 Overnight and continuing . 10 Term 6,340 1,078 6,087 1,255 6,442 1,821 5,746 1,861 5,874 1,481 5,133 702 5,835 1,426 5,794 1,402 6,303 1,294 5,512 1,083 5,153 795 5,498 815 5,324 1,023 Securities pledged 1 1 Overnight and continuing . 12 Term 39,812 1,258 37,003 1,223 34,379 1,242 33,437 1,012 32,876 999 25,664 7,444 29,648 3,019 28,980 3,368 32,453 6,517 29,541 4,601 31,172 4,368 34,873 4,492 35,808 4,728 Collateralized loans 1 3 Overnight and continuing . 14 Term 14,756 n.a. 21,900 n.a. 20,223 n.a. 21,190 n.a. 23,340 n.a. 22,509 n.a. 23,038 n.a. 22,564 n.a. 21,062 n.a. 18,301 n.a. 20,502 5,333 18,493 5,765 16,673 7,292 MEMO: Matched book9 Securities in 1 5 Overnight and continuing . 195,355 16 Term 330,964 200,837 370,032 211,575 379,133 217,040 394,512 226,814 361,226 236,804 382,354 250,724 321,120 227,593 351,920 213,502 306,993 222,085 329,200 226,329 351,917 229,074 352,013 217,439 366,761 Securities out 17 Overnight and continuing . 249,911 18 Term 255,392 261,880 295,530 275,415 292,377 278,098 326,851 283,351 291,033 288,828 324,822 312,618 256,644 277,490 293,932 264,341 241,251 281,257 260,611 281,224 284,405 284,482 292,403 268,856 306,876 Oct. 12 Oct. 19 Oct. 26 Nov. 2 Nov. 9 Nov. 16 Nov. 23 Nov. 30 Dec. 7 Dec. 14 Dec. 21 Dec. 28 Reverse repurchase agreements* 1 Overnight and continuing . 256,302 2 Term 352,474 257,164 361,325 245,313 395,719 251,162 398,804 258,797 385,956 241,378 391,524 269,105 312,801 223,898 355,649 257,407 300,136 267,953 364,244 245,936 374,706 227,393 353,877 215,630 350,856 Securities borrowed 3 Overnight and continuing . 180,525 4 Term 41,997 179,441 42,108 183,088 45,726 180,609 48,332 183,089 51,228 179,611 54,201 187,161 40,062 178,637 48,052 176,715 41,881 183,995 44,203 176,735 48,395 183,162 45,331 180,017 46,874 2,283 n.a. 2,214 53 2,150 n.a. 1,620 n.a. 2,100 n.a. 1,915 32 1,933 n.a. 2,658 n.a. 3,146 n.a. 3,472 n.a. 3,258 n.a. 3,016 26 3,351 16 Repurchase agreements 1 Overnight and continuing . 453;803 8 Term 321,518 449,972 330,792 455,363 366,463 455,629 373,017 461,525 363,599 452,491 373,293 482,294 289,697 365,714 402,988 446,770 282,076 462,503 343,304 447,454 362,227 423,925 345,402 394,035 345,223 Oct. 5 Securities received as pledge 5 Overnight and continuing . 6 Term Securities loaned 9 Overnight and continuing . 10 Term 5,827 820 5,505 1,104 5,557 1,363 5,376 1,167 5,828 1,743 5,904 1,609 6,847 1,476 5,968 1,018 6,454 904 6,407 1,631 6,119 1,355 5,403 1,351 5,750 1,037 Securities pledged 1 1 Overnight and continuing . 12 Term 34,702 4,215 33,765 3,973 34,316 3,894 34,021 3,966 34,786 4,610 31,205 4,516 31,165 4,027 36,266 2,159 35,831 2,619 38,562 1,646 33,544 1,753 34,771 1,450 35,697 1 ,566 Collateralized loans 1 3 Overnight and continuing 14 Term 17,220 n.a. 17,813 n.a. 21,269 n.a. 19,164 n.a. 20,729 n.a. 18,093 n.a. 18,472 n.a. 16,333 n ; a. 17,771 n.a. 16,354 n.a. 13,060 n.a. 11,828 n.a. 14,414 n.a. MEMO: Matched book9 Securities in 15 Overnight and continuing 16 Term 227,672 331,462 218,701 340,234 225,856 373,079 230,307 376,981 232,463 364,511 223,740 368,392 249,760 293,829 209,480 336,610 213,850 282,540 246,477 336,578 228,039 341,469 217,211 325,365 201,905 322,628 Securities out 1 7 Overnight and continuing 18 Term 274,605 267,978 264,377 274,186 275,665 307,415 274,482 311,228 268,206 306,609 280,615 309,287 290,586 234,890 215,238 310,998 251,808 223,467 280,575 280,174 261,263 294,017 244,323 284,788 233,666 286,163 65 25. Debt of federal and federally sponsored credit agencies, 1994 Millions of dollars, end of period Agency Jan. 1 Federal and federally sponsored agencies | Mar. | Apr. | May | June | July | Aug. | Sept. | Oct. | Nov. | Dee. 581,886 592,751 604,421 619,302 633,366 646,661 659,206 6 4 0 0 684,129 698,792 715,782 741,992 7,2 Federal agencies Defense Department 12 1 Export-Import Bank Federal Housing Administration 4 . Government National Mortgage Association certificates of participation^ Postal Service** Tennessee Valley Authority United States Railway Association6 10 Federally sponsored agencies7 11 Federal Home Loan Banks 12 Federal Home Loan Mortgage Corporation Federal National Mortgage Association Farm Credit Banks8 Student Loan Marketing Association9 Financing Corporation1'* Farm Credit Financial Assistance Corporation11 Resolution Funding Corporation12 . . MHMO 19 Federal Financing Bank debt11 20 21 22 23 24 [ Feb. 44,988 44,753 44,291 44,390 43,681 43,040 43,416 43,861 6 6 6 6 6 6 6 6 5,315 5,315 4,853 4,853 4,389 4,853 4,389 4,389 131 82 99 114 123 101 80 138 0 9,732 29,855 0 0 9,732 29,601 0 42,544 6 3,932 112 39,037 6 3,932 114 39,662 6 3,932 117 39,186 6 3,455 116 0 0 0 0 0 0 0 0 0 0 9,732 9,732 9,473 9,473 9,473 9,773 8,973 7,773 8,073 8,073 29,586 29,676 29,218 29,037 29,466 29,592 29,521 27,212 27,534 27,536 0 0 0 0 0 0 0 0 0 0 536,898 547,998 560,130 574,912 589,685 603,621 615,790 630,159 641,585 659,755 676,120 702,806 139,241 137,862 147,309 153,539 156,955 160,822 166,137 169,2S4 174,414 185,894 193,920 208,HH1 61,245 70,482 62,908 65,621 71,274 73,340 78,929 81,270 83,947 88,680 90,709 93,279 203,013 206,493 216,430 218,845 223,173 227,897 230,484 237,564 239,320 242,575 247,743 257,230 52,621 52,839 52,433 52,672 52,534 53,692 52,276 53,844 54,333 53,609 54.800 53,175 40,861 40,407 45,640 44,306 45,820 47,940 48,069 48,313 49,692 49,112 49,066 50,335' 8,170 8,170 8,170 8,170 8,170 8,170 8,170 8,170 8,170 8,170 8,170 8,170 1,261 29,996 1,261 1,261 1,261 1,261 29,996 29,996 29,996 29,996 1,261 1,261 29,996 29,996 1,261 1,261 29,9% 29,996 1,261 29,996 1,261 1,261 29,996 29,996 125,182 123,304 120,103 118,386 116,092 115,603 113,689 112,804 109,357 106,935 105,662 103,817 Lending to federal and federally sponsored agencies Export- Import Bank 3 Postal Service6 Student Loan Marketing Association . . . . Tennessee Valley Authority . 6 United States Railway Association Other lending1* 25 Farmers Home Administration 26 Rural Electrification Administration . 27 Other 5,309 9,732 2,760 6,075 0 5,309 9,732 1,760 6,075 0 4,847 9,732 0 6,075 0 4,847 9,732 0 6,075 0 4,847 9,473 0 4,675 0 4,383 9,473 0 4,375 0 4,383 9,473 0 4,375 0 4,383 9,773 0 4,375 0 3,926 8,973 0 3,400 0 3,926 7,773 0 3,200 0 3,926 8,073 0 3,200 0 3,449 8,073 0 3,200 0 38,619 17,511 45,176 38,619 17,512 43,667 38,209 17,360 43,880 37,839 17,360 42,533 37,124 17,419 42,554 35,999 17,357 44,016 35,104 17,372 42,982 34,594 17,402 42,322 34,129 17,316 41,613 33,869 17,322 40,845 33,719 17365 39,379 33,719 17,392 37,984 Sept. Oct. 26. New security issues of tax-exempt state and local governments, 1994 Millions of dollars Type of issue or issuer, or use 1 All issues, new and refunding Year 1 Jan. Feb. Mar. Apr. May June July Aug. 153,950 16,709 14,959 16,121 11,223 13,579 15,184 13,533 12,289 7,903 11,053 11,856 9,541 3 202 7 851 5 781 6 075 2,272 7 269 1 010 5,155 1,738 1 004 7,198 2,851 1 510 6,228 4,098 151 7,352 2,018 6,195 9 108 9,629 8,444 813 135 454 1 919 428 2 226 1 612 I 380 979 2 060 450 2 607 1 780 623 974 1416 981 1 855 1 701 107 1 292 2 208 1 046 1 890 By type of issue 2 General obligation 3 Revenue . . 54404 99 546 5,032 11 677 4,408 10 551 7,414 8,707 3 875 7 348 3,759 9 820 5,517 9 667 6,591 6 942 4219 8 070 2 334 5 569 By type of issuer 4 State 5 Special district and statutory authority 2 . . 6 Municipality, county, or township 19 186 95,896 38,868 1 236 10,792 4,681 1 010 10,396 3,553 3 158 8,830 4,133 925 7,173 3,125 1 158 9,278 3,143 1 663 9,790 3,731 4 662 5,760 3,111 I 679 7,944 2,666 105,972 5,343 8,501 9,259 8,778 9,440 9,815 21 267 10,836 10,192 20 289 8 161 35,227 1 445 319 521 817 304 1,937 2 343 1,257 1,211 1,640 277 1,773 1 885 561 993 1,231 435 4,154 2 020 1,515 661 1 462 741 2,379 2 112 1,069 395 2 176 699 2,989 1 962 2,061 886 1 437 869 2,600 7 Issues for new capital 8 9 10 11 12 13 By use of proceeds Education Transportation Utilities and conservation Social welfare ... Industrial aid Other purposes 66 , 10,970 10,490 1312 320 729 1 765 994 5,850 2 242 1 ,089 I 097 2 158 937 2 967 Nov. 1 Dec. 27. New security issues of U.S. corporations, 19>-» Millions of dollars Year Type of issue, offering, or issuer Jan. Mar. Feb. May Apr. June July Aug. Sept. Oct. Nov. Dec. 1 AH issues' n.a. 58,726 48,020 53,017 35,015 44,161 49,578 29,859 37,870 29,427 34,481 38,258 23,267 2 Bonds2 n.a. 52,835 43,798 29,543 40,456 43,210 26 159 34,495 25 983 30,909 33,286 20493 32 805 41 225 26 334 33 280 n.a. n.a. n.a. n.a. 7 317 2 574 3 209 7 175 38 472 n.a. 4 738 22 441 30 088 n.a. n.a. 3 718 4406 22 736 25 192 27 278 n.a. n.a. n.a. 3 248 6 008 5 718 17 809 n.a. 2 684 By type of offering 3 Public domestic 4 Private placement, domestic3 5 Sold abroad 365 050 47 392 n.a. n.a. 5,444 56 238 By industry group 6 Manufacturing 7 Commercial and miscellaneous 8 Transportation 9 Public utility 10 Communication 1 1 Real estate and financial . . 2 229 By industry group Manufacturing Commercial and miscellaneous Transportation Public utility ... Communication Real estate and financial . . ... .... 5,891 7,910 9,062 5,472 3,537 12,145 47 663 n.a. 1,708 4,183 n.a. 1,425 6486 n.a. 1,970 7 092 n.a. 2 263 3 208 n.a. 610 2 927 n.a. 1,570 1,506 78 293 1,585 1,846 589 43 2,509 1,491 358 480 2732 0 120 0 25,008 ... 100 1,768 2 115 30,365 202 By type of offering 13 Public preferred . . 14 Common 15 Private placement 3 698 2,533 2,592 39,329 15,770 14,505 2,106 2 187 .... 31 981 27,900 4 573 11,713 11 986 333,135 59,808 .... 12 Stocks2 16 17 18 19 20 21 40,122 2,443 3,728 4,224 4 785 2,899 2 446 3,120 3 586 2,188 3 266 2,496 990 97 546 920 150 1,632 1,071 944 2 090 1 298 33,590 24382 32,529 2 093 3 277 1 082 2 316 2 596 3 570 2 167 2 112 2 498 2 204 2 491 1 578 1 508 2 469 315 575 345 229 707 526 227 695 279 239 744 333 269 273 419 681 618 997 248 487 429 35 459 21 682 27 094 20 242 25 007 27 902 15 556 6,099 3,703 3,376 3,444 3,572 4,969 2,774 1 108 4990 na 625 710 555 7H 279 178 3 078 n a 2 666 na 2 888 na 2 859 n a 4 690 n a 2 596 na 492 701 569 838 908 821 745 75 1 961 1 ,786 76 3^1 1,069 0 165 754 878 745 93 75 105 239 1,843 449 297 0 154 78 28 0 50 180 32 o 1,105 79 4 0 0 1 818 1,538 2 655 2 430 1 734 1 481 1 639 827 0 () 791 991 21 527 28. Open-end investment companies, net sales and assets, 19941 Millions of dollars Jan. Feb. Mar. Apr. May June July Oct. Nov. Dec. I Sales of own shares2 . . . . 98,096 77,961 87,254 71,324 65,126 65,333 59,258 64,833 62,263 59,285 56,849 73,183 2 Redemptions of own shares 3 Net sales3 61 795 36,301 54 439 23,522 73 373 13,881 61,909 9,416 55 033 10,093 56 068 9,265 50 275 8,983 53 242 1 592 53 383 8,880 53 743 5,543 55 757 1,092 70 747 2,436 Item Aug. Sept. 4 Assets4 1,572,907 1,561,365 1,498,504 1,510,827 1,529,464 1,509,998 1,552,652 1,604,961 1,588,277 1,601,363 1,549,186 1,550,490 5 Cash5 6 Other 111 880 1 18,064 110039 113,836 121 575 125 843 114,885 119,827 120 129 120 315 121 296 126 766 1 ,462,863 1,447,529 1,386,625 1,392,763 1,409,637 1,395,113 1,432,523 1,484,646 1 ,466,702 1 ,474,597 1,423,344 1,429,195 29. Nonfarm business expenditures on new plant and equipment, 1994 Billions of dollars; quarterly data at seasonally adjusted annual rates Year ... Manufacturing 2 Durable goods industries 3 Nondurable goods industries Nonmanufacturing 4 Mining Transportation 5 Railroad 6 Air 7 Other Public utilities 8 Electric 9 Gas and other 10 Commercial and other1 ... . . ... . Q3 Q4 637.08 651.92 645.13 .... .... ... . ... 92 78 99 77 86.03 9902 91 71 102 28 98.97 98 39 94.44 99 39 .. . . Q2 619.34 ... .... ... . Ql 638.37 Industry 1 Total nonfarm business . .... 11 24 11 43 10 70 11 57 11 27 6 72 3 95 10 53 7.46 4 23 10 77 5.36 4 53 9 70 6.65 1 86 10 22 7.40 3 16 I t 42 52 25 24 20 336 93 48.68 24 51 327.20 53 55 22 96 336.28 54 15 24 35 343.76 52.60 24 97 340.48 67 30* Domestic finance companies: Assets and liabilities, 19941 Billions of dollars, end of period, not seasonally adjusted Qi Q2 Q3 Q4 494 5 120 1 302 3 7?. I Ml 3 124.3 313 2 73.8 S24 1 130.3 117 2 76.6 ^\ 0 53 2 n6 51 9 12.1 SI 1 12.1 SI 0 12.4 431 7 171 2 447 3 174.6 460 9 177 2 481 S 183.4 602 9 621.9 638 1 666.9 24 2 16*t 9 23 1 171.2 21 6 171 0 184,6 nu n 14 41 1 211 7 90 5 69.5 nu nu 44 7 219 6 89.9 73.2 nu n ii 500 228 2 95 0 72.3 n u n i\ SI 0 215 0 99, S 75.7 602.9 621.9 638.1 666.9 Account AsSliTS 1 Accounts receivable gross3 2 Consumer 3 Business . 4 Real estate . . . . . . . . . . . . 5 LHSS~ Reserves for unearned income 6 Reserves for losses 7 Accounts receivable net 8 All other 9 Total assets 134,8 13? 6 78.5 LIABILITIES AND CAPITAL 10 Bank loans 1 1 Commercial paper 12 13 14 15 16 17 . Debt Other short-term .. . Long-term Owed to parent . . . . Not elsewhere classified All other liabilities . . . . . . Capital, surplus, and undivided profits ... . ... ... 1 8 Total liabilities and capital i| i 31. Domestic finance companies: Consumer, real estate, and business credit, 19941 Millions of dollars, amounts outstanding, end of period Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Pec. Type of credit Seasonally adjusted I Total 549,789 553,496 560,961 565,997 574,852 577,630 574,247 583,321 593,539 599,302 606,269 614,784 3 Real estate3 4 Business 160,855 72,158 316,776 161,440 72,265 319,792 163,269 72,577 325,115 164,633 73,112 328,251 167,209 74,310 333,333 169,211 74,471 333,948 167,626 75,288 33 1 ,334 168,335 75,680 339,306 173,501 76,554 343.485 174,110 77,047 348,145 175,540 77,933 352,796 176,198 78,770 359,816 Not seasonally adjusted 549,754 553,022 562,620 567,985 574,516 578,670 571,315 578,245 591,321 598,774 607,005 620,975 6 Consumer 161,983 57,474 7 Motor vehicles 1 8 Other consumer 60,008 9 Securitixed motor vehicles44 . . . . 34,190 10 Securiti/cd other consumer . . . 10,311 161,596 58,253 59,781 33,451 10,111 163,821 58,999 61,114 33,173 10,535 164,495 60,660 62,146 31,328 10,361 165,574 59,398 62,806 32,623 10,747 168,022 59,788 64,530 32,705 10,999 165,883 58,107 65,095 31,848 10,833 167,619 58,589 66,608 31,787 10,635 173,543 60,522 69,784 32,372 10,865 174,336 60,750 70,812 31,592 11,182 176,156 61,372 71,502 31,531 11,751 178,999 61,609 73,221 31,897 12,272 72,512 72,566 72,132 73,297 74,215 73,755 75,379 76,012 76,585 77,235 77,907 78,479 12 Business 315,259 13 Motor vehicles . . . . . . 93,257 14 Retail 3 6 18,800 15 Wholesale 28,105 16 Leasing 46,352 17 Equipment . . . . 144,443 35,457 18 Retail 19 Wholesale 6 8,025 20 Leasing 100,961 21 Other business7 53,231 22 Securiti/ed business assets4 . . . . 24,328 23 Retail 2,703 24 Wholesale 13,755 25 Leasing 7,870 318,860 95,902 19,576 29,606 46,720 143,873 35,440 8,030 100,403 54,437 24,648 3,136 14,379 7,133 326,667 100,071 20,237 31,251 48,583 146,004 36,277 8,324 101,403 56,225 24,367 2,971 14,364 7,032 330,193 102,309 20,772 31,308 50,229 147,267 37,035 8,329 101,903 56,962 23,655 2,870 14,349 6,436 334,727 104,023 20,882 31,215 51,926 151,182 38,518 8,421 104,243 55,433 24,089 3,179 14,577 6,333 336,893 105,828 21,024 31,188 53,616 151,542 39,062 8,419 104,061 55,849 23,674 3,352 14,240 6,082 330,053 101,878 20,670 26,154 55,054 151,480 39,348 8,859 103,273 54,444 22,251 3,780 12,817 5,654 334,614 102,655 20,272 25,875 56,508 151,388 39,629 8,968 102,791 56,389 24,182 3,891 14,147 6,144 341,193 106,365 21,164 27,201 58,000 I52,7H2 39,357 9,119 104,306 58,101 23,945 3,735 14,411 5,799 347 201 1 10,089 21,645 29,302 59,142 152,675 38,584 9,134 104,957 59,314 25,125 4,062 15,173 5,890 112 942 113,222 22,113 30,614 60,495 154312 38,912 9,484 105,916 59,893 25,515 3,896 15,641 5,978 361,497 118,19? 21,514 35,037 61,646 157,953 39,680 9,678 108,595 61,495 25,852 4,494 14,826 6,532 5 Total 1 1 Real estate2 68 ... 32. Markets for conventional mortgages on new homes, 1994 Millions of dollars except as noted Year Jan. Feb. Mar. Apr. May June July Aug. | Sept. Oct. Nov. 1 Dec. Item Terms and yields in primary and secondary markets PRIMARY MARKETS \ 2 3 4 5 Terms1 Purchase price (thousands of dollars) . . . . Amount of loan (thousands of dollars) . . . Loan-to-price ratio (percent) . . ... Maturity (years) Fees and charges (percent of loan amount) 2 Yield (percent per year) 6 Contract rate1 7 Effective rate1-3 8 Contract rate (HUD series)4 . . . .... 170.4 130.8 78.8 27.5 168.1 127.9 78.0 27.2 157.9 124.1 80.2 27.0 167.8 131.0 80.2 27.6 166.1 127.6 79.3 26.7 171.6 132,2 78.5 27.6 172.6 130.0 78.0 26.5 166.0 129.0 79.4 27.5 167.6 129.3 79.0 28.0 170.6 133.7 79.4 27.9 173.4 131.9 78.3 27.6 178.2 136.2 78.0 27.9 184.9 136.2 76.9 28.0 1.29 1.18 1.16 1.20 1.16 1.45 1.30 1.35 1.38 1.36 1.22 1.30 1.38 7.26 7.47 8.58 6.77 6.95 7.13 6.67 6.85 7.54 6.81 6.99 8.31 7.13 7.31 8.56 7.20 7.43 8.61 7.41 7.62 8.72 7.50 7.71 8.64 7.45 7.67 8.68 7.48 7.70 8.96 7.55 7.76 9.19 7.59 7.81 9.34 7.61 7.83 9.32 8.68 7.96 7.05 6.45 7.59 6.72 8.57 7.40 8.63 7.93 8.63 8.05 9.03 8.01 8.65 8.23 8.66 8.15 9.10 8.28 9.23 8.67 9.53 8,86 9.54 8.76 SECONDARY MARKETS Yield (percent per year) 9 FHA mortgages (Section 203)5 10 GNMA securities6 Activity in secondary markets FEDERAL NATIONAL MORTGAGE ASSOCIATION Mortgage holdings (end of period) \ 1 Total 12 FHA/VA insured 13 Conventional 14 Mortgage purchase transactions (during period) . Mortgage commitments (during period) 15 Issued7 16 To sell" 222,057 194,441 196,078 197,770 201,542 206,147 208,180 210,666 212,680 215,249 218,479 220,377 222,057 28,377 23,796 23,789 24,226 25,088 25,303 25,390 25,477 25,604 25,800 26,226 27,118 28,377 194,499 170,645 172,289 173,544 176,454 180,844 182,790 185,189 187,076 189,449 192,253 193,259 194,499 62,389 7,919 5,427 5,820 6,677 7,238 4,386 4,628 4,077 4,266 5,003 3,549 3,399 54,038 1,820 6,159 664 4,858 525 8,683 136 4,788 90 3,801 281 4,268 1 3,798 0 3,776 0 4,880 0 3,421 48 2,696 20 2,910 55 72,693 276 72,416 56,067 319 55,747 57,245 318 56,928 58,498 59,352 60,799 309 315 304 59,184 59,043 60,495 62,232 299 61,933 62,993 296 62,697 64,118 291 63,827 66,478 287 66,191 69,340 284 69,057 70,757 279 70,477 72,693 276 72,416 124,697 117,110 22,611 21,253 17,840 16,719 15,970 14,486 14,589 14,175 10,629 10,228 8,341 8,097 6,535 6,338 6,407 5,828 5,512 5,213 8,351 8,139 3,022 2,865 4,890 3,769 136,067 31,393 12,880 22,533 22,765 9,586 7,252 5,820 5,649 5,035 7,288 3,454 2,412 FEDERAL HOME LOAN MORTGAGE CORPORATION Mortgage holdings (end of period ')8 17 Total . . . 18 FHA/VA insured 19 Conventional ... Mortgage transactions (during period) 20 Purchases 21 Sales .. 22 Mortgage commitments contracted (during period)9 69 33. Mortgage debt outstanding, 1991-941 Millions of dollars, end of period 1992 1991 Type of holder and property Qi 2 3 4 5 Q3 Q4 Ql Q2 Q3 Q4 3,812,834 ... By type of holder 6 Major financial institutions . . . 7 Commercial banks 3 8 One- to four-family ... 9 Multifamily 10 Commercial . 11 Farm 12 Savings institutions^ .. ... 13 One- to four-family 14 Multifamily . 15 Commercial 16 Farm . . 17 Life insurance companies 18 One- to four-family 19 Multifamily 20 Commercial . ..... ... 21 Farm ... ... ... ... ... 3,926,154 3,961,466 3,986,675 4,029,313 4,056,233 2,703,071 314,889 779,956 78,806 2,726,311 305,986 766,579 78,374 2,781,327 306,551 759,154 79,122 2,825,835 309,038 747,438 79,154 2,859,913 304,810 742,117 79,835 2,918,555 301,975 728,248 80,535 2,963,391 295,417 716,687 80,738 1 ,902,937 857,445 460,628 38,617 340,693 17,508 776,492 583,692 88,772 103,561 467 269,000 11,737 29,493 216,768 11,001 ... 3,876,721 3,877,250 2,651,549 312,374 770,557 78,354 1 All holders By type of property One- to four-family residences Multifarnily residences Commercial . . ... Farm Q2 1,899,438 1,860,809 872,361 87 1 ,036 473,022 475,337 38,203 36,476 343,095 340,898 18,042 18,325 755,403 719,679 570,015 547,799 86,483 81,883 98,457 89,595 448 402 271,674 270,094 1 1 ,743 1 1 ,720 30,006 29,962 219,204 218,179 10,233 10,721 1,846,726 876,100 483,623 36,935 337,095 18,447 705,367 538,358 79,881 86,741 38S 265,258 1 1 ,547 29,562 214,105 10,044 1,826,668 881,019 490,539 37,010 334,516 18,955 682,338 524,536 77,166 80,278 358 263,311 12,218 29,65? 211,742 9,693 1,803,836 884,962 493,199 37,724 334,488 19,552 659,624 508,545 74,788 75,947 345 259,250 12,041 29,226 208,665 9,318 1,793,492 891,445 502,075 38,757 330,705 19,908 648,178 501,604 73,723 72,517 334 253,869 1 1 ,779 2H,591 204,132 9,366 1,769,187 894,513 507,780 38,024 328,826 19,882 627,972 489,622 69,791 68,235 324 246,702 11,441 27,710 198,269 9,222 22 Federal and related agencies 23 Government National Mortgage Association 24 One- to four-family 25 Multifamily 26 Farmers Home Administration 4 27 One- to four-family 28 Multifamily .. 29 Commercial 30 Farm 3 1 Federal Housing and Veterans' Administrations 32 One- to four-family 33 Multifamily 34 Resolution Trust Corporation 35 One- to four-family 36 Multifamily 37 Commercial 38 Farm . . . 39 Federal Deposit Insurance Corporation 40 One- to four-family 41 Multifamily 42 Commercial . . . . . . 43 Farm 44 Federal National Mortgage Association 45 One- to four-family 46 Multifamily 47 Federal Land Banks 48 One- to four-family 49 Farm 50 Federal Home Loan Mortgage Corporation 51 One- to four°family 52 Multifamily 251,978 21 21 0 41,307 18,522 9,720 4,715 8,350 9,492 3,600 5,891 41,700 17,300 11,712 12,688 0 0 0 0 0 0 106,985 96,137 10,848 29,253 1,884 27,368 23,221 20,570 2,651 263,386 20 20 0 41,430 18,521 9,89H 4,750 8,261 10,210 3,729 6,480 49,530 19,030 14,640 15,860 0 0 0 0 0 0 109,395 98,149 11,246 29,152 2,041 27,111 23,649 21,120 2,529 266,217 20 20 0 41,566 18,598 9,990 4,829 8,149 10,057 3,649 6,408 52,063 21,957 14,451 15,655 0 0 0 0 0 0 109,553 98,097 1 1 ,456 29,053 2,124 26,929 23,906 21,489 2,417 266,146 19 19 0 41,713 18,496 10,141 4,905 8,171 10,733 4,036 6,697 45,822 14,535 15,018 16,269 0 0 0 0 0 0 112,283 100,387 11,896 28,767 1,693 27,074 26,809 24,125 2,684 278,396 19 19 0 41,791 18,488 10,270 4,961 8,072 11,332 4,254 7,078 49,345 15,458 16,266 17,621 0 0 0 0 0 0 118,238 105,869 12,369 28,776 t ,693 27,083 28,895 26,182 2,713 278,091 23 23 0 41,628 17,718 10,356 4,998 8,557 1 1 ,480 4,403 7,077 44,624 15,032 13,316 16,276 0 0 0 0 0 0 122,939 110,223 12,716 28,775 1 ,693 27,082 28,621 26,001 2,620 277,485 27 27 0 41,671 17,292 10,468 5,072 8,839 1 1 ,76H 4,531 7,236 37,099 12,614 11,130 13,356 0 0 0 0 0 0 126,476 113,407 13,069 28,815 1,695 27,119 31,629 29,039 2,591 286,263 30 30 0 41,695 16,912 10,575 5,158 9,050 12,581 3,153 7,428 32,045 12,960 9,621 9,464 0 0 0 0 0 0 137,584 124,016 1.1,568 28,664 1 ,687 26,977 33,665 31,032 2,633 53 Mortgage pools or trustss 54 Government National Mortgage Association 55 One- to four-family 56 Multifamily 57 Federal Home Loan Mortgage Corporation 58 One- to four-family . . . 59 Multifamily 60 Federal National Mortgage Association 61 One- to four-family . . . . 62 Multifamily 63 Farmers Home Administration 4 64 One- to four-family ... 65 Multifamily 66 Commercial 67 Farm 68 Private mortgage conduits 69 One- to four-family 70 Multifamily 71 Commercial 72 Farm 1,114,309 409,929 399,764 10,165 234,695 319,978 8,237 312,101 303,554 8,547 62 14 0 23 24 64,003 57,691 819 5,493 0 1,160,949 416,082 403,679 12,403 328,215 332,624 8,509 331,089 322,444 8,645 55 13 0 21 21 72,591 65,785 826 5,980 0 1,207,060 422,500 412,715 9,785 341,132 341,183 7,660 351,917 343,430 8,487 52 12 0 20 20 83,747 75,520 1,951 6,276 0 1 ,250,666 425,295 415,767 9,528 348,843 35 1 ,906 7,257 37 1 ,984 362,667 9,317 47 11 0 19 17 94,177 84,000 3,698 6,479 0 1 288, K?l 421,977 412,574 9,404 359,163 360,887 6,991 389,833 380,617 9,236 43 10 0 18 16 109,071 95,600 4,6H6 8,784 0 1,141,318 422,922 413,828 9,094 367,878 376,177 6,620 413,226 403,940 9,286 43 9 0 18 15 122,350 105,700 5,196 10,855 0 1, IBS, 460 422 2S5 413,063 9,192 382,797 385,400 6,362 429,935 420,835 9,100 41 9 0 18 14 141,468 123, (XX) 5,7% 12,673 0 1,421 S46 419,516 410,675 8,841 391,762 401,525 5,989 444,979 435,979 9, (XX) .18 8 0 17 13 153,499 132, (XX) 6,305 15,194 0 543,611 356,456 86,902 86,617 13,636 552,948 361,136 85,022 92,589 14,201 543,164 352,661 85,059 91,127 14,316 562,616 370,157 83,937 93,541 14,981 567,580 376,892 86,192 89,517 14,978 563,409 371,380 86,192 90,871 14,966 572,875 382,185 85,960 89,776 14,954 575,237 382,572 85,871 91,524 15,270 73 Individuals and others6 74 One° to four-family 75 Multifamily 76 Commercial 77 Farm 70 . ... 33. Mortgage debt outstanding, 1991-941—Continued Millions of dollars, end of period 1993 Ql 1 A l l holders 2 3 4 5 Q4 Ql Q2 Q3 | Q4 4,115,964 4,174,201 4,229,592 4,258,823 4,314,991 4,374,353 4,425,886 2,979,286 294,149 712,982 . . . 80,776 By type of holder 6 Major financial institutions . . 7 Commercial banks2 8 One- to four-family ... 9 Multifamity 10 Commercial . . . . 11 Farm 12 Savings institutions^ 13 One- to four-family 14 Multifamily . 15 Commercial 16 Farm . . . . . . 17 Life insurance companies 18 One- to four-family 19 Multifamily 20 Commercial 21 Farm . . . 3,038,053 291,404 705,476 81,030 3,098,343 290,690 704,032 81,136 3,149,634 291,985 706,780 81,194 3,185,330 292,533 699,690 81,269 3,236,909 294,709 701,541 81,832 3,293,166 297,315 701,617 82,255 3,345,755 296,633 700,997 82,500 1,753,299 891,755 507,497 37,425 326,853 19,980 617,159 480,420 70,607 65,801 332 ... 244,385 10,127 27,640 197,345 9,273 . . . . 1,765,667 910,989 526,817 38,058 325,519 20,595 612,435 480,696 68,306 63,111 322 242,243 10,029 27,373 195,439 9,402 1,769,950 922,670 537,661 37,655 326,507 20,848 609,654 478,456 68,440 62,439 320 237,626 9,835 26,844 191,660 9,287 1,767,835 940,444 556,538 38,635 324,409 20,862 598,330 469,959 67,362 60,704 305 229,061 9,458 25,814 184,305 9,484 1,746,474 937,944 553,894 38,690 324,106 21,254 584,531 458,057 66,924 59,253 297 223,999 9,245 25,232 180,152 9,370 1,763,296 956,840 569,512 38,609 326,800 21,918 585,671 462,219 66,281 56,872 299 220,785 9,107 24,855 177,463 9,360 1,786,178 981,365 592,021 38,004 328,931 22,408 587,545 466,704 65,532 55,017 291 217,269 8,956 24,442 174,514 9,357 1,815,949 1 ,004,280 611,697 38,916 331,100 22,567 596,198 477,499 64,400 54,011 289 215,471 8,876 24,224 172,957 9,414 287,081 45 37 8 41,529 16,536 10,650 5,187 9,156 13,027 5,631 7,396 27,331 11,375 8,070 7,886 0 0 0 0 0 0 141,192 127,252 13,940 28,536 1,679 26,857 35,421 32,831 2,589 298,991 45 38 7 41,446 16,133 10,739 5,250 9,324 12,945 5,635 7,311 21,973 8,955 6,743 6,275 0 0 0 0 0 0 151,513 137,340 14,173 28,592 1,682 26,909 42,477 39,905 2,572 306,578 43 37 7 41,424 15,714 10,830 5,347 9,533 11,797 4,850 6,947 19,925 8,381 6,002 5,543 0 0 0 0 0 0 160,721 146,009 14,712 28,810 1,695 27,115 43,858 41,314 2,544 328,598 22 15 7 41,386 15,303 10,940 5,406 9,739 12,215 5,364 6,851 17,284 7,203 5,327 4,754 0 14,112 2,367 1,426 10,319 0 166,642 151,310 15,332 28,460 1,675 26,785 48,476 45,929 2,547 329,160 20 13 7 41,209 14,870 11,037 5,399 9,903 11,344 4,738 6,606 14,241 6,308 4,208 3,726 0 12,696 1,956 2,167 8,573 0 172,343 156,576 15,767 28,181 1,658 26,523 49,127 46,571 2,556 329,725 12 12 0 41,370 14,459 11,147 5,526 10,239 11,169 4,826 6,343 13,908 6,045 4,230 3,633 0 \ \ ,407 1,706 1,701 8,000 0 175,377 159,437 15,940 28,475 1,675 26,800 48,007 45,427 2,580 329,304 12 12 0 41,587 14,084 11,243 5,608 10,652 10,533 4,321 6,212 15,403 6,998 4,569 3,836 0 9,169 1,241 2,090 5,838 0 177,200 161,255 15,945 28,538 1,679 26,859 46,863 44,208 2,655 323,491 6 6 0 41,781 13,826 11,319 5,670 10,966 10,964 4,753 6,211 10,428 5,200 2,H59 2,369 0 7,821 1,049 1,595 5,177 0 178,059 162,160 15,899 28,555 1,671 26,885 45,876 43,046 2,830 1,462,181 421,514 412,798 8,716 420,932 415,279 5,654 457,316 448,483 8,833 34 7 0 16 11 162,385 137,000 6,665 18,720 0 1,473,323 413,166 404,425 8,741 422,882 417,646 5,236 465,220 456,645 8,575 32 6 0 15 172,023 145,000 7,407 19,616 0 1,517,002 415,076 405,963 9,113 433,089 428,154 4,935 481,880 473,599 8,281 30 6 0 14 10 186,927 158,000 7,991 20,936 0 1,553,818 414,066 404,864 9,202 446,029 441,494 4,535 495,525 486,804 8,721 28 5 0 13 10 198,171 164,000 8,701 25,469 0 1,611,449 423,446 414,194 9,251 466,949 462,779 4,170 507,376 498,489 8,887 26 5 0 12 9 213,653 177,000 9,202 27,451 0 1,652,999 435,709 426,363 9,346 479,555 475,733 3,822 514,855 505,730 9,125 22 4 0 10 8 222,858 179,500 11,514 3 1 ,844 0 1,682,421 444,976 435,511 9,465 482,987 479,539 3,448 523,512 514,375 9,137 . 20 4 0 9 7 230,926 182,300 13,891 34,735 0 1,703,076 450,934 441,198 9,736 486,480 483,354 3,126 530,343 520,763 9,580 19 3 0 9 7 235,300 183,600 14,925 36,774 0 564,631 372,334 85,957 91,174 15,166 577,983 387,101 86,164 90,252 14,466 580,670 388,669 86,391 91,588 14,023 579,341 387,345 86,586 91,401 14,009 571,739 378,977 87,829 91,020 13,912 568,970 375,152 89,2)6 91,393 13,209 576,450 379,959 90,681 93,130 12,681 583,370 387,055 91,013 92,929 12,373 , .... . . .. . . 22 Federal and related agencies . 23 Government National Mortgage Association 24 One- to four-family . . . . . 25 Multifamily 26 Farmers Home Administration 4 . 27 One- t o four-family . . . . 28 Multifamily 29 Commercial . . . . 30 Farm 31 Federal Housing and Veterans' Administrations 32 One- to four-family 33 Multifamily . . . . . 34 Resolution Trust Corporation 35 One- to four-family . . . . .... 36 Multifamily . .. 37 Commercial 38 Farm . . . . 39 Federal Deposit Insurance Corporation 40 One- to four-family .. . . . . . . . . 41 Multifamily 42 Commercial 43 Farm . . . . 44 Federal National Mortgage Association 45 One- to four-family 46 Multifamily 47 Federal Land Banks .. .. 48 One- to four-family 49 Farm 50 Federal Home Loan Mortgage Corporation 51 One- to four-family 52 Multifamily . . 53 Mortgage pools or trusts5 54 Government National Mortgage Association 55 One- to four-family 56 Multifamily 57 Federal Home Loan Mortgage Corporation 58 One- to four-family 59 Multifamily 60 Federal National Mortgage Association 61 One- to four-family 62 Multifamily 63 Farmers Home Administration4 . . . 64 One- to four-family . . 65 Multifamily 66 Commercial 67 Farm 68 Private mortgage conduits 69 One- to four-family 70 Multifamily 71 Commercial . . .. .. 72 Farm 1994 | Q3 . . . . 4,067,192 .. By type of property One- to four-family residences Multifamily residences . Commercial Farm . 73 Individuals and others6 74 One- to four-family 75 Multifamily 76 Commercial 77 Farm . . . Q2 . .. . ..... .. ., . . . .. .. . ... 71 34. Consumer installment credit, 1994' Millions of dollars, amounts outstanding, end of period Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. Holder and type of credit Seasonally adjusted 1 Total . 2 Automobile . . 3 Revolving 4 Other- . . .... 795,868 800,281 811,067 821,203 832,173 842,293 849,930 863,484 873,606 882,210 895,627 902,853 282,666 283,170 287,061 290,755 294,898 298,906 300,590 104,330 108,654 111 1 97 115,211 117,217 288,475 291,446 295,830 300,403 304,520 308,310 312,717 319,6H7 322,035 324,655 332,402 334,511 224,727 225,665 228,176 230,044 232,754 235,078 236,623 239,467 242,916 246,358 248,012 251,106 ... Not seasonally adjusted 803,095 799,312 805,550 814,159 824,924 836,879 843,248 863,045 876,055 882,554 898,896 925,000 5 Total 6 7 8 9 10 11 By major holder Commercial banks Finance companies . . . Credit unions Savings institutions . . . Nonfinaneial business-* Pools of seeuriti/cd assets4 ... .... By major type of credit5 12 Automobile 13 Commercial bunks . 14 Finance companies t5 Pools of securitixed assets'* 16 Revolving 17 Commercial banks 18 Nonfinaneial business^ 19 Pools of securiti/.cd assets4 20 Other 21 Commercial banks 22 Finance companies 23 Nonfinaneial business 3 24 Pools of seeuritixed assets4 72 366,570 117,482 100,192 37,617 52,885 128349 365,071 118,034 100,259 37,380 51,104 127,464 367,742 120,113 101,583 37,141 50,902 128,069 374,083 122,806 102,732 37,472 51,243 125,823 377,439 122,204 105,718 37,803 51,786 129,974 383,732 124,318 108,183 38,143 51,811 130,692 390,646 123,202 109,713 38,055 52,233 129,399 400,829 125,197 112,881 37,975 52,921 133,240 406,375 130,306 1 14,343 38,420 52,415 04,196 407,092 131,562 115,973 38,122 52,440 137,365 415,237 132,874 117,351 38,275 54,631 140,528 427,851 134,830 119,594 38,468 60,957 143,3m) 281,342 281,531 285,425 288,799 293,567 298,820 299,783 306,099 311,511 313,749 316,761 318,213 122,427 122,185 124,233 126,935 129,357 131,963 134,380 137,472 138,827 140,315 141,660 141,851 57,474 58,253 58,999 60,660 59,398 59,788 58,107 58,589 60,522 60,750 61,372 61,609 37,405 36,588 36,622 34,542 35,853 35,837 34,819 34,960 35,524 34,774 34,716 34,918 ... 294,569 291,143 292,207 296,510 300,507 304,439 308,786 318,128 320,547 322,487 334,549 332,266 146,196 144,928 146,486 150,181 151,019 154,210 158,248 162,856 166,294 164,227 171,096 180,183 47,769 46,029 45,799 46,141 46,667 46,670 47,069 47,701 47,168 47,162 49,276 55,341 79,435 79,588 79,758 79,918 82,255 82,753 82,656 86,569 85,950 89,643 92,321 94,376 227,184 226,638 227 ,9 IB 228,850 230,850 233,620 234,679 238,HI8 243,99? 246,3 IK 247, 586 254,521 97,947 97,958 97,023 96,967 97,063 97,559 98,018 100,501 101,254 102,550 102,481 105,817 60,008 59,781 61,114 62,146 62,806 64,530 65,095 66,608 69,784 70,812 71,502 73,221 5,141 5,102 5,164 5,222 5,075 5,103 5,119 5,247 5,278 5,116 5,355 5,616 11,509 11,288 1 1 ,689 1 1 ,363 1 1 ,866 12,102 11,924 11,711 12,722 12,948 13,491 14,006 35. Terms of consumer installment credit, 19941 Percent per year except as noted 1994 1992 1993 1QQ4 Jan. Feb. Mar. Apr. May INTEREST RATES 1 2 3 4 Commercial banks2 48-month new car 24-month personal . . . 120-month mobile home Credit card ,. ... 9.93 13 80 9.48 12 79 9.79 13 49 7 55 12 02 8 93 12 23 9 13 12 68 9 71 13 25 13 51 54.0 47 9 54.5 48.8 54.0 50 2 52 9 500 54 4 50 3 54 0 50 1 53 8 50 0 53 5 <50 6 91 98 92 99 91 98 91 99 92 99 92 99 93 99 13,584 9,119 14,332 9,875 15,375 10,709 15,330 10,434 14 904 10 449 14,821 10 427 15,067 10 477 1 5 , 1 94 10 606 June . 8 09 13.47 11 87 89 97 Auto finance companies 5 New car . . . . 6 Used car 9 29 14.04 12 67 July Aug. Sept. Oct. Nov. 7 76 12 96 11 60 7 54 12 89 11 56 8 12 13.19 11 73 15.69 992 OTHER TERMS 1 Maturity (months) 1 New car . . . . 8 Used car .. .... Loan-to-value ratio 9 New car 10 Used car Amount financed (dollars) 1 1 New car 12 Used car . . . ... 1994 Dec. INTEREST RATES \ 2 3 4 Commercial banks2 48-month new car 24-month personal 120-month mobile home . Credit card 8 41 13 33 12 04 ... 8 75 13 59 15 69 Auto finance companies 5 New car 6 Used car . . . 9 96 13.78 10 17 13.86 10 32 13 92 10 13 13 98 10 39 14 01 10 53 14 19 10 72 14.48 53.3 50.0 53.9 50.2 54 2 50 1 54.3 50 2 54,9 50 2 54.6 50 3 53.9 50.3 94 100 93 100 93 100 93 100 92 100 93 100 92 100 15,180 10,656 15,319 10,735 15,283 10,755 15,419 10 906 15,827 10 554 15,971 11 202 16,187 1 1 ,309 OTHER TERMS 3 Maturity (months) 1 New car 8 Used car . . .... Loan-to-value ratio 9 New car 10 Used car Amount financed (dollars) 1 1 New car 12 Used car ... 73 36. Flow of funds accounts—Financial assets and liabilities, 1993-94 A. All sectors Billions of dollars, amounts outstanding Private domestic nonfinancial sectors State and local governmen » Business Households Transaction category Assets Liabilities Assets Liabilities Assets " ''" * Total Assets Liabilities 1993 2 Total liabilities 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 IK 19 20 21 22 23 24 25 26 27 28 29 K) 31 32 33 34 3,233.0 17,537.6 1 Total financial assets 4,466.4 Gold and special drawing rights' 1 M.F position Official foreign exchange Treasury currency Special drawing rights certificates Checkable deposits a n d currency . . . . Small time and savings deposits Money market fund shares . , Large time deposits . . . . . . . . Federal funds and security repurchase agreements Deposits abroad Life insurance reserves Pension fund reserves Interbank claims Mutual fund shares Corporate equities 2 Credit market instruments . ,. U.S Treasury securities^ Federal agency securities 4 Tax-exempt securities Corporate and foreign bonds Mortgages Consumer credit Bank loans n.e.c , Open market paper . Other loans Security credit Trade credit Taxes payable Equity in noncorporate business . Investments in bank personal trusts Miscellaneous . 720.2 ... 28.0 42.0 ..! ... 5.0 80.9 ... ... 'HA '. ! 1 '.'.'. 525.2 337.6 64.5 14,8 990.6 ... ... 981.3 108.3 ... '.'.'. '.'.'. 468.2 4,974.7 989.'5 3,076.7 1,517.8 499.1 195.4 428.8 145.3 177.1 4,294."3 i2o!o 3 ,1'53.9 866.5 19.8 '72! 1 i02"7 2,42<X5 660.9 264.1 134. 1 75.9 79.6 '\6.6 287.*8 97.7 8.9 14.4 'i&A 3,7493 llV.9 1,229.6 1,066.7 80.4 'ssio 984^5 1,09L7 657^4 117.8 563.8 828^5 76.4 10,869.3 1,018.9 5,384.0 298^0 83.1 44.8 115.3 47.2 258.3 712.0 1,887.9 334.6 128.0 21,490.8 39.1 9.2 28.4 ... 729i8 I,038.'0 2,012.9 379.4 248.4 128.1 258.3 468.2 4,974.7 1,01L9 3,076.7 2,330.7 934.3 268.8 458.1 145.3 313.8 80.4 imi 102.7 984.5 39.1 2,420.5 660.9 1,355.9 9,034.2 It2l5i2 1,229.6 4,220.6 866.5 677.2 117.8 707.2 75.9 936.4 76.4 746A 1994 1 Total financial assets . . . . . . 17,995.3 2 Total liabilities 3 Gold and special drawing rights' 4 I.M.F. position , 5 Official foreign exchange . 6 Treasury currency 7 Special drawing rights certificates H Checkable deposits and currency 9 Small time and savings deposits 10 Money market fund shares . . . . . . . 1 1 Large time deposits 1 2 Federal funds and security repurchase agreements 13 Deposits abroad 14 Life insurance reserves 15 Pension fund reserves 16 Interbank claims 17 Mutual fund shares . . 18 Corporate equities 2 19 Credit market instruments 2 0 U.S. Treasury securities 3 . . . . 21 Federal agency securities'* 22 Tax-exempt securities 23 Corporate and foreign bonds 24 Mortgages 2^ Consumer credit 26 Bank loans n.e.c , 27 Open market paper 2H Other loans 29 Security credit 30 Trade credit 31 Taxes payable 32 Equity in noncorporate business 33 Investments in bank personal trusts 34 Miscellaneous 74 3,401.5 4,825.8 594.5 5,655.3 304'.9 85.1 47.6 114.6 46.1 282.5 721.6 1,881.7 353.1 145.2 ... 30*5 31.9 '.'.'. ... 21.0 85.1 ... ... 488.4 5,009.5 1,067.2 2,885.9 1,873.0 674.8 413.1 387.6 184.2 188.5 \34.5 3,354.'o 984.0 32.5 24.8 107^9 , ... 2,510.7 670.0 281.3 '.'.'. 20."3 4,645.~6 3n.~3 117.5 10.0 13.3 *25.'o 90.3 55.' 1 140.6 74.1 88.6 'n.'s \,Q69.Q \,\2Q.2 3,885^4 I I 2. 4 1,251.7 1,053.2 718!6 139.2 610.3 908.6 79.9 78 L4 21,991.3 11,452.3 971.2 '.'.'. 387.5 263,7 1.3 12.0 942.3 ... ... 934.2 lYo.'s !° ! '.'.'. '.'.'. 8.2 38.5 28.9 . .. \t 057^0 1,998.7 400.7 280,7 I3LI 282.5 488.4 5,009.5 1, 087*5 23H5.9 2,571.8 1,056.1 424.4 412.9 184.2 324^0 90.3 80.0 107.9 1,069,0 38.5 2,510.7 670.0 1,401.4 9,473.'3 u's'i.'i 1,251.7 4,407.2 984.0 751.1 139.2 759.0 74.1 1,026.1 79.9 mo 36. Flow of funds accounts—Financial assets and liabilities, 1993-94—Continued A. All sectors—Continued Billions of dollars, amounts outstanding Rest of the world Transaction category Assets Liabilities U.S. government Financial sectors Monetary authority Total Assets Liabilities Assets Liabilities Assets Liabilities 1993 2,468.2 1 Total financial assets . 488.1 1,495.7 2 Total liabilities 3 Gold and special drawing rights' 4 I M F position 5 Official foreign exchange ... 6 Treasury currency 7 Special drawing rights certificates 8 Checkable deposits and currency 9 Small time and savings deposits 10 Money market fund shares 1 1 Large time deposits 12 Federal funds and security repurchase agreements 13 Deposits abroad 14 Life insurance reserves 15 Pension fund reserves 16 Interbank claims .. .. . 17 Mutual fund shares 18 Corporate equities2 19 Credit market instruments 20 U.S Treasury securities34 . ... 21 Federal agency securities 22 Tax-exempt securities .... 23 Corporate and foreign bonds 24 Mortgages 25 Consumer credit 26 Bank loans n.e c 27 Open market paper . . . . 28 Other loans 29 Security credit . .. ... 30 Trade credit 3 1 Taxes payable 32 Equity in noncorporate business 33 Investments in bank personal trusts 3 4 Miscellaneous . . . . . Yi.'s 41.5 18,366.2 3,757.1 9.0 11.9 19.2 11.1 223 22.1 8.0 93.6 209.5 183.4 106.3 181.4 10.1 "n'o '52^2 .8 37.1 27.7 268 ]4 YLO 331.1 113.8 340.0 1,171.3 625.0 117.6 357^8 mo 'iz.Q '46.1 '68]6 434.4 2,769.8 12,296.0 1,750.6 1,519.5 757.1 1,858.7 3,830.8 786.1 768.4 431.4 593.5 176.6 65.8 1173 6.8 1,707.4 2&A 18.6 137.1 0 49.8 230.7 0 *85.0 '24,6 68.7 61. 1 0 33.2 3,3363 3,309.9 26.6 * 145 .'7 18.9 707.1 783.0 420.4 17,661.0 8.0 21.6 423.8 11.1 = .1 223 22.1 8.0 1 ,251 .7 2,223.2 562.7 391.7 457.8 457.2 4,643.5 177,7 1,446.3 3,300^2 1,8793 348.'2 '\3.2 ' Yo '61.6 336^7 332.0 4.6 844^0 8.9 '66.5 393.5 107.9 2033 10.1 7.9 66Q.9 1,866.7 ' 0 0 9^6 ' '4.6 1994 1 Total financial assets . 2,809.2 ... 2 Total liabilities 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 Gold and special drawing rights' I M.F position , Official foreign exchange Treasury currency Special drawing rights certificates Checkable deposits and currency ... Small time and savings deposits Money market fund shares . . . Large time deposits Federal funds and security repurchase agreements Deposits abroad . ... Life insurance reserves Pension fund reserves Interbank claims . .. ... Mutual fund shares Corporate equities2 Credit market instruments 3 . . U S Treasury securities . Federal agency securities4 Tax-exempt securities Corporate and foreign bonds .. ... Mortgages Consumer credit . . . Bank loans n e e .. Open market paper Other loans Security credit . Trade credit Taxes payable Equity in noncorporate business Investments in bank personal trusts . ... Miscellaneous 19,320.7 438.8 1,594.0 12^0 41.2 10.0 12.1 19.2 '\1.6 8.0 25.2 27."8 .7 ... 38.3 27.0 2983 Yo!? 358.9 210*7 11.1 -.1 22.0 23.0 8.0 90.2 183.4 207.5 91.8 213.2 15.9 '23^8 139.9 0 52.4 "26! 1 41.4 59.6 0 34.8 135.6 '233 24.5 '483 '68*4 476.4 2,833.9 12,988.0. 1,721.2 1,629.7 768.2 1 ,924. 1 4,030.8 893.7 831.5 519.6 669.0 169.0 70.3 822.2 859°4 1 \4.6 ' eis 1,848.6 328.9 1,304.6 688.4 141.0 348.' 1 311.5 220^9 206.6 ' " 'o YLO 3,4923 3,465.6 26.7 * 452.1 448.4 18,649.0 3,942.9 11.1 = .1 22.0 23.0 8.0 1,241 '.6 2,182.7 608.2 410.7 542.1 477^6 4,650.6 272.6 1,563.9 3,7573 2J6M 373.5 Yo'6 '-'.5 *68]9 368^2 364.5 3.6 947^2 18.7 '543 442.8 125.9 202.9 9.1 7.7 67*o!o 2,052.0 0 0 " 9^8 ' 6~0 75 36. Flow of funds accounts—Financial assets and liabilities, 1993-94—Continued A. All sectors—Continued Billions of dollars, amounts outstanding Financial sectors All sectors'* Governmentsponsored enterprises fGSEsl and mortgage pools Private nonbank finance Commercial banking Transaction category Assets Liabilities Assets Liabilities Assets Assets Liabilities k't^s'1" 1993 1 Total financial assets .. 3,739.2 2 Total liabilities 3 4 5 6 7 H 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 12,063.5 3,896.1 Gold and special drawing rights' I M.F. position ... ... Official foreign exchange Treasury currency . .. Special drawing rights certificates Checkable deposits and currency . ... Small time and savings deposits Money market fund shares . . ... Large time deposits Federal funds and security repurchase agreements Deposits abroad . .. Life insurance reserves Pension fund reserves . Interbank claims Mutual fund shares Corporate equities 2 .. Credit market instruments U.S Treasury securities11 . .. Federal agency securities4 Tax-exempt securities . . . . . Corporate and foreign bonds Mortgages . .. .. Consumer credit Bank loans n.e c Open market paper Other loans Security credit .. Trade credit Faxes payable .. ,. . ... Equity in noncorporate business Investments in bank personal trusts Miscellaneous LO 7 88 !4 1,377.4 1,982.8 11,531,3 '90^4 209.5 183.4 1063 313.5 117.9 10.1 ilQ.'l 3.4 430.5 2,762.8 6,963.0 1,036.0 1,021.5 658.0 1,760.5 1,283.9 386.6 ... 6283 202J 134.'9 *5t.'9 16.1 412.2 404.4 75.9 65.8 ii's.'i 2.1 ... 845.8 562.7 80.0 144.2 503 ... 20.1 11.8 41.5 22. 1 8.0 1,2053 2,223.2 562.1 391.7 11.9 163.8 ... 4.8 24.9 85.9 337.2 268.4 468.2 4,974.7 182.4 1,4463 6,186.5 16,028.7 3,309.9 1,905.9 1,215.2 2,277.0 4,229.6 866. 5 768.4 580.0 876.2 279.3 1,128.1 58.0 2,420.5 660.9 3,887.7 .. 1,2 13 3 1,905.5 60.4 70.2 "663 341.6 87.1 203.3 10. 1 6.7 1,884.1 ... 1,879.3 1,599.2 709 J 8.9 VLH 41.5 17.0 8.0 1.251.7 2,223.2 39L7 457.8 268.4 468.2 4,974.7 177.7 1,4463 44,560.0 1,4463 660 J 1,142.1 634X) 33,783.1 1,970.0 457°.2 4,643.5 64^2 3.9 7.0 3,090.8 322.2 423.2 99.2 98.2 947.7 399.5 768.4 7.3 25.3 100.7 42,813.4 ... 16,028'? 3,309.9 1,905.9 1,215.2 2,277.0 4,229.6 866.5 168.4 580.0 876.2 279.3 1,026.4 84.2 660*9 3,403.0 1994 4,168.6 1 Total financial assets 2 Total liabilities 3 4 5 6 7 8 9 10 11 12 13 14 15 16 1? 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 ... Gold and special drawing rights' I M F position Official foreign exchange Treasury currency . . . . . Special drawing rights certificates Checkable deposits and currency . ... Small time and savings deposits Money market fund shares Large time deposits Federal funds and security repurchase agreements ... Deposits abroad . ... Life insurance reserves Pension fund reserves Interbank claims . .. Mutual fund shares Corporate equities 3 Credit market instruments 1 . .. U S Treasury securities Federal agency securities'1 Tax-exempt securities .. Corporate and foreign bonds Mortgages Consumer credit Bank loans n.e c Open market paper .. Other loans Security credit Trade credit Taxes payable ..,. Equity in noncorporate business Investments in bank personal trusts Miscellaneous 76 12,456.0 ',2:6 7563 1 ,375.8 3323 391.7 2,244.0 11,930.7 4,040.4 . '863 183.4 207.5 91.8 116.8 15.9 UL8 806.9 608.2 783 1.3 .., 150.3 85.8 ... 477^6 4,650.6 66.1 2.0 7.2 3,252.8 290.6 428.5 97.6 103.4 1,012.0 460.6 831.5 5.8 22.9 94.9 203 J 's'sio 25.5 48?! 6 455.0 74.1 703 543 3H7.9 100.4 202.9 9.1 5.8 742^9 7553 1,079^9 67()'o 1,229.5 223! 1 142! 6 474 A 2,826.7 7,226.0 999.9 1,060.5 670.6 1,820.8 1,298.6 433.2 1,563^9 1,365^8 804^6 18.7 35,638.3 2,229,6 2,140.9 66.1 137.1 2,168.4 ... 2,168.4 1,7203 ,. . 263 191.1 ... ... 16.0 61.2 21.1 12.0 41.2 23.0 8.0 1,200.2 2,182.7 608.2 410,7 371.3 298.5 488.4 5,(K)9.5 279.1 1,563.9 6,048.8 17,071.0 3,465.6 2,195.1 1,181.1 2,419.8 4,425.9 984.0 831.5 623.5 944.5 277.0 1,215.0 63.0 2,510.7 670.0 4,186.8 12.0 41.2 17.6 8.0 1,241.6 2,182.7 608. 2 410.7 542. 1 298.5 488.4 5,009.5 212.6 1,563.9 1 7,071 '0 3,465.6 2,195.1 1,181.1 2,419.8 4,425.9 984.0 83 1.5 623.5 944.5 277.0 1,118.6 87.6 67CKO 3,717.2 36. Flow of funds accounts—Financial assets and liabilities, 1993-94—Continued B. Private nonbank financial institutions Billions of dollars, amounts outstanding ding •ations ™ Transaction category Assets Ll £f Assets Li tief " Savings institutions Assets Liabilities Other insurance companies Life insurance companies Credit unions ties '- Asse,s Li *f Assets "'^', '" 1993 1 Total assets 12,063.5 .... 2 Total liabilities . . . 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 11,531.3 Checkable deposits and currency Small time and savings deposits Money market fund shares Large time deposits Federal funds and security repurchase agreements Deposits abroad . ... Life insurance reserves Pension fund reserves . .... Reserves at the Federal Reserve Mutual fund shares .... Corporate equities 2 Credit market instruments 3 U.S. Treasury securities Federal agency securities4 Tax-exempt securities .. ... Corporate and foreign bonds . Mortgages Consumer credit Bank loans n.e.c Open market paper Other loans Security credit . . . . .... Trade credit Taxes payable Investment in bank personal trusts Miscellaneous 90.4 209.5 183.4 106.3 117.9 10.1 3.4 430.5 2,762.8 6,963.0 1,036.0 1,021.5 658,0 1 ,760.5 1,283.9 386.6 412.2 404.4 75.9 65.8 1,044 .'5 1,029.5 290.8 115.1 845.8 562.7 80 0 ... 290.8 15.4 ... ... 93.1 260, 8 73.0 3.8 26.1 ... ] '. . 5.2 1,213.3 709.' 1 8.9 8.9 66.5 341.6 87.1 203.3 10 1 6.7 660 9 1,142.1 93.1 .' .' '. ... ... ... 93.1 40.0 \29.9 5.2 6. 9 31.7 457.2 1 ,042 5 ' 4^2 12.5 914.0 28.2 147.3 2.1 89. 1 598.3 37.9 457.8 1,677.3 36.7 3.4 '. '. . 169.9 640.8 8.5 26. 8 22). 8 ... 1,446.3 6.5 21.9 10 6 144 2 88.3 624.0 30 457 2 4,643.5 1,784.9 280.9 1,016.1 99.'o ' 3.*9 218.7 22.6 36.3 '. '. '. 2 .. ! .' ' '2.2 3 10.8 '56.'0 101.6 ! '. 105^6 1463 1,383.9 110.0 222.8 14.7 719.5 229.1 229.1 10. t 77.7 ! '. '. .2 103.' 4 422.7 124.5 44.5 146.1 103.1 4.5 '. ' 1 .2 ... 50.7 ... 104.6 '.'.'. 1.9 120.9 70.4 103.7 173 5 1 107.2 1.2 \.2 176.2 27.' 1 456.'6 1994 11,930.7 2 Total liabilities Checkable deposits and currency Small time and savings deposits Money market fund shares Large time deposits Federal funds and security repurchase agreements 8 Deposits abroad . . . . 9 Life insurance reserves 10 Pension fund reserves 1 1 Reserves at the Federal Reserve 12 Mutual fund shares 13 Corporate equities 2 14 Credit market instruments 3 15 U.S. Treasury securities 4 16 Federal agency securities 17 Tax-exempt securities 18 Corporate and foreign bonds 19 Mortgages , 20 Consumer credit 21 Bank loans n.e.c. 22 Open market paper 23 Other loans 24 Security credit 25 Trade credit 26 Taxes payable 27 Investment in bank personal trusts 28 Miscellaneous . . . . 86.3 183.4 207.5 91.8 3 4 5 6 7 347.6 12,456.0 1 Total assets ... .. .. .. 116.8 15.9 2'8 474.4 2,826.7 7,226.0 999.9 1,060.5 670.6 1,820.8 1,298.6 433.2 487.6 455.0 74.1 70.3 1,079^9 1,013 5 347.6 292.9 998.3 111.8 806.9 608.2 78.3 ... ... 106.9 ... 13.9 1.3 71.0 3 150.3 ... 6.5 44.5 6.2 477 6 4,650.6 '.'.'. 106.'9 199.3 60.0 18!? '54J 387.9 100 4 202.9 9.1 5.8 670.0 1,229.5 .' .' .' '. ' ! 106.9 ... ... ... ... 133.9 6.5 16.5 28 8 227 3 ... 478.3 1,788.3 5.2 53 44.9 ... 1 563 9 J , 365*8 83.0 579.6 670.8 1,884.1 270 3 1393 A 10 3 111.7 '51.5 34.9 477 6 1,123.1 246.8 22.1 40.9 5 '61 .'5 120 2 128.0 150.9 1,445.0 116.7 230.7 16.5 769.9 215.5 .6 \QS.2 443.8 135.7 46. 1 153.4 104.8 3.8 '. '. '. 93 *993 ' "I'D 1483 ,. * ' 2.% 10.4 921.1 27.1 159.9 2.0 86.7 596.2 38.8 73 107 A ' 2A '. '. '. .5 'lL9 '. '. ' 83.8 .6 '.'.'. '.'.'. '.'.'. 16*7 6*4 ub!o ' 'l3 13 185^6 30 io 477.0 77 36. Flow of funds accounts—Financial assets and liabilities, 1993-94—Continued B. Private nonbank financial institutions—Continued Billions of dollars, amounts outstanding State and local governmer [ retirement fund Private pension funds A««, Litt;' '• Assets 2,449.8 Transaction category 1-151.2 Li U t^ Finance companies Assets Li Mortgage companies ^f- Real in estate rr Li ^ '" Assets Assets ! . , '" M Assets , Liabilities 1993 1 Total assets 2 Total liabilities 3 4 5 6 7 8 9 10 11 12 11 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 2,449.8 Checkable deposits and currency Small time and savings deposits Money market fund shares Large time deposits .. Federal funds and security repurchase agreements .. Deposits abroad Life insurance reserves .. Pension fund reserves Reserves at the Federal Reserve Mutual fund shares . . . . .. Corporate equities 3 Credit market instruments 3 U.S. Treasury securities Federal agency securities4 Tax-exempt securities Corporate and foreign bonds Mortgages Consumer credit Bank loans n e e Open market paper Other loans . . . Security credit Trade credit Taxes payable .. Investment in bank personal trusts Miscellaneous 4.6 186.0 24 3 58.6 ... . 653.7 1,151.2 ... 60.4 ... 17.4 ... 582.3 ... 60.4 ... ... 1,446,3 24.7 12.3 6.8 1,446.3 22.6 8.0 50 2,449 .8 ... 137.3 1 079 5 770.6 286.4 114.8 1.8 309.4 39 0 ... . 482.8 506 7 542.6 171 3 79.3 6 238.0 14 5 19.2 1,151 .2 390.5 60.4 206 0 ... 60.4 38.9 67Q9 71.7 116.5 25 3 159.2 29.2 29 1L 17.4 8.6 ... 8.6 4.3 8.9 ... 3.6 .6 1.4*3 743.8 7175 88 4 219 I 173.3 50,5 294 6 9 189.0 87.2 2,350.9 1-176-5 ... 31.2 8.8 ... 37.5 ... 22.1 656.3 ... 37.5 158.6 190.9 731.8 ... 2.3 1994 1 Total assets 2 Total liabilities . .. 3 4 5 6 7 35 165.1 25 8 53.6 Checkable deposits and currency Small time and savings deposits Money market fund shares Large time deposits . . . . Federal funds and security repurchase agreements 8 Deposits abroad 9 Life insurance reserves 10 Pension fund reserves . , 1 1 Reserves at the Federal Reserve 12 Mutual fund shares . . , 13 Corporate ccjuities'1' 14 Credit market instruments 3 . . . . 15 U.S. Treasury securities 4 16 Federal agency securities 17 Tax-exempt securities . . 1 8 Corporate and foreign bonds 19 Mortgages 20 Consumer credit 21 Bank loans n e e 22 Open market paper 23 Other loans 2 4 Security credit . . 25 Trade credit 26 Taxes playable . . . .. 27 Investment in bank personal trusts 28 Miscellaneous 78 2,350.9 .. . 1,176.5 67 ... ... 1,563.9 46.1 127 1,563.9 T* I 5.0 97 2 350 9 -- 144.0 1 045 2 782.2 275.7 102.7 1.7 294.5 38.4 15 1 . 507.4 603.3 179 6 86.5 .3 267.9 15.2 1.176 S 53.9 551.0 78.5 134 8 337 6 . 443.0 37.5 237.2 ... 37.5 212 184.6 17.8 . . 31.1 13.3 17 *J 13.3 6,3 18.7 ... . 6.0 * 1 0 185 4 54 5 168.1 212.3 ... 19.7 8.7 5.3 789.4 751.4 706 1 84.6 211 2 176.7 72.8 1,563^9 36. Flow of funds accounts—Financial assets and liabilities, 1993-94—Continued B. Private nonbank financial institutions—Continued Billions of dollars, amounts outstanding defend Mone^et Transaction category Assets "£K- Assets Asset-backed securities issuers ^j, Li j*f Bank personal trusts ** !, l" Assets 473.2 .. . 660.9 ... L Assets 473,2 .. . Assets »ef ^ ', '" 1993 1 Total assets 107.2 ... 562.7 2 Total liabilities 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Checkable deposits and currency Small time and savings deposits Money market fund shares Large time deposits Federal funds and security repurchase agreements . . . . Deposits abroad Life insurance reserves Pension fund reserves Reserves at the Federal Reserve Mutual fund shares Corporate equities2 . . Credit market instruments U.S. Treasury securities3 Federal agency securities4 Tax-exempt securities Corporate and foreign bonds Mortgages Consumer credit Bank loans n.e.c Open market paper Other loans Security credit .. Trade credit Taxes payable ... Investment in bank personal trusts Miscellaneous ... 453.8 562.7 -12 . ' . 416.9 12 3 .8 1.5 29.3 7.9 562 7 24 9 67.1 10 1 29.3 77.9 14.6 ... ... ... 44.0 193 ... ... 418.7 80.4 68 6 103.4 ... ... ... ... ... 113.1 ... mio .' ; .' 421.2 ... 240.9 40.4 32.7 108.9 35.8 3.6 .' '. . 21.3 24.2 126.3 -54.7 78 9 17.1 73 0 *5L9 I9.'5 !] ! '15^2 '.'.'. ','.'. '.'.'. '.'.'. '.'.'. 16.0 660^9 .. . 670.0 527.6 ... ; :; 33.7 458.0 107.9 33 7 198.2 130.7 166 3 12 0 75 9 ... 43.2 ... 660.9 203 3 10.1 1.4 '.'.'. 55.2 214.9 ; .' ; 473.2 ... 1994 1 Total assets 114.1 ... 608.2 Checkable deposits and currency Small time and savings deposits Money market fund shares .. Large time deposits Federal funds and security repurchase agreements 8 Deposits abroad . . . . 9 Life insurance reserves 10 Pension fund reserves 1 1 Reserves at the Federal Reserve 12 Mutual fund shares . . 13 Corporate equities 2 14 Credit market instruments 3 15 U S Treasury securities 4 16 Federal agency securities 17 Tax-exempt securities ... 1 8 Corporate and foreign bonds 19 Mortgages 20 Consumer credit . . 21 Bank loans n e e 22 Open market paper 23 Other loans . . . . 24 Security credit ... 25 Trade credit 26 Taxes payable . . . . 27 Investment in bank personal trusts 28 Miscellaneous -2.6 3 4 5 6 7 . . 444,6 608.2 2 Total liabilities ... 527.6 410.9 12.0 .5 1.8 29.9 9.2 608 2 22 4 69 3 15.9 670,0 96 0 ... ... ... ... 45.1 20.6 ... ... ... 447.1 67.2 78.4 110.6 ... ... ... ... ... ... ... '. '. '. 463.7 ... ] ] 1 23.3 20.1 92.3 34.3 -85.8 87.6 15.5 64.3 34.3 2Q2A 165.3 248.0 39.8 32.2 114.2 35.3 3.4 '63!9 23^0 ! !! *18]6 '.'.'. '.'.'. '. .'. '.'.'. 32.7 81.4 15.7 '.'.'. '.'.'. 509.0 527.6 '.'.'. '.'.'. 12.9 67*o!o 111.0 235.3 139.4 190 9 10 7 74 1 ' !' 56 0 246 0 202 9 91 1.2 67 4 ... 79 37. Flow of funds accounts, 1985-1994 A. Summary of credit market debt outstanding, by sector Billions of dollars, amount outstanding at end of year 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 Transaction category or sector Nonfinancial sectors t Total credit market debt owed by domestic nonfinancial sectors 6,971.5 7,817.3 8,561.6 9,312.6 10,070.4 10,712.6 11,181.5 11,720.7 12,370.7 12,965.6 Hy borrowing sector and instrument 2 U.S. government ... .. ... 3 Treasury securities 4 Budget agency issues and mortgages 1,589.9 1,586.6 3.3 1,805.9 1,802.2 3.6 1,949.8 1,944.6 5.2 2,104.9 2,082.3 22.6 2,251.2 2,227.0 24.2 2,498.1 2,465.8 32.4 2,776.4 2,757.8 18.6 3,080.3 3,061.6 18.8 3,336.5 3,309.9 26.6 3,492.3 3,465.6 26.7 5 Private domestic nonfinancial sectors 5,381.6 6,011.4 6,611.8 7,207.7 7,819,2 8,214.5 8,405.1 8,640.4 9,034.2 9,473.3 1,181.1 1,251.7 4,407.2 3,345.8 290.4 688.5 82.5 9X4.0 751.1 139.2 759.0 4,645.6 3,H85,4 140.7 1,063.8 2, 680,8 942.3 6 7 H 9 H) 11 12 13 14 15 16 By instrument lax-exempt obligations Corporate bonds Mortgages . . Home Multifamily residential Commercial Farm . . . . Consumer credit Bank loans n.e c Commercial paper Other loans . . . . . 744.6 578.2 2,309.7 1,504.6 214.6 484.7 105.9 601.6 592.1 72.2 483.2 787.0 705.4 2,612.7 1,707.1 250.8 559.5 95.2 659.1 647.6 62.9 536.9 862.5 784.1 2,960.3 1,936.1 275.0 661.4 87.7 692.0 659.7 73.8 579.4 921.4 887.2 3,246.9 2,171.0 292.5 700.4 83.0 742.1 697.9 85.7 626.5 991.2 961.1 3,545.2 2,407.8 305.3 751.7 80.5 796.4 733.7 107.1 684.4 1 ,039.9 1,008.2 3,758.5 2,616.3 307.9 755.4 78.9 S12.4 726.9 116.9 751.8 1,108.6 1,086.9 3,920.0 2,780.0 304. B 755.8 79.3 797.4 686.0 98.5 707.8 1,139.7 1,154.4 4,043.9 2,959.6 293.6 710.3 803.0 672. 1 107.1 720.2 1,215.2 1,229.6 4,220.6 3,149.6 289.0 700.8 81.2 866.5 677.2 117.8 707.2 17 IB 19 20 21 22 By borrowing sector Household and nonprofit organizations . . . . 2,242.7 2,575.8 Nonfinancial business Farm . . . . 173.4 Nonfarm noncorporate 859.9 Corporate . 1,542.5 State and local governments 563.0 2,504.5 2,889.0 156.0 958.9 1,774.1 618.0 2,770.7 3,148.1 144.4 1,033.9 1,969.9 693.0 3,073.6 3,399.5 133.7 1,096.8 2,169.0 734.5 3,379.6 3,637.0 134.4 1,136.9 2,365.7 802.5 3,614.3 3,751.7 135.4 1,147.0 2,469.2 848.6 3,784.7 3,709.3 135.0 1,116.4 2,458.0 911.1 4,002.3 3,710.5 136.0 1 ,074. 1 2,500.4 927.5 4,294.3 3,749.3 138.3 1,050.3 2,560.7 990.6 . . mi4 23 Foreign credit market debt held in United States 236.7 238.3 245.0 251.4 261.2 285.0 298.8 310.9 357.8 348.1 24 25 26 27 71.8 27.9 33.9 101.0 74.9 26.9 37.4 99.1 82.3 23.3 41.2 98.2 89.2 21.5 49.9 90.7 94.1 21.4 63.0 82.7 115.4 18.5 75.3 75.7 129.5 21.6 81.8 65.9 143.9 23.9 77.7 65.3 203.4 24.6 68.7 61.1 220.9 26.1 41.4 59.6 7,208.2 8,055.6 8,806.6 9,563.9 10,331.6 10,997.6 11,480.3 12,031.6 12,728.5 13,313.7 Bonds Bank loans n.e.c. Commercial paper U.S. government and other loans . .. 28 Total credit market debt owed by nonfinancial sectors, domestic and foreign Financial sectors 29 Total credit market debt owed by financial sectors 1,254.2 1,588.7 1,890.2 2,139.8 2,393.4 2,599.5 2,752.1 3,004.7 3,300.2 3,757.3 By instrument U.S. government-related Government-sponsored enterprise securities . . Mortgage pool securities Loans from U S government Private financial sectors Corporate bonds Mortgages Bank loans n.e c Open market paper Loans from Federal Home Loan Banks . . . . 632.7 257.8 368.9 6.1 621.5 233.1 2.5 44.6 252.4 88.8 810.3 273.0 531.6 5.7 778.4 325.4 2.8 56,9 284.6 108.6 978.6 303.2 670.4 5.0 911.7 404.0 3.1 48.6 322.9 133.1 1,098.4 348.1 745.3 5.0 1,041.4 456.1 3.4 51.4 377.7 152.8 1,247.8 373.3 869.5 5.0 1,145.6 526.1 3.7 64.9 409.1 141.8 1,418.4 393.7 1,019.9 4.9 1,181.1 572.4 4.3 69.6 417.7 117.1 1 ,564.2 402.9 1,156.5 4.8 1J87.9 640.0 4.8 78.4 385.7 79.1 1 ,720.0 443. 1 1,272.0 4.8 1,284.8 724. H 5.4 80.5 394.3 79.9 1,884.1 523.7 1 ,355.6 4.8 1,416.1 844.0 8.9 66.5 393.5 103.1 2J6H.4 700.6 1,467.8 .0 1,588.9 947.2 18.7 54.3 442.8 125.9 By borrowing .sector 40 Government- spun sored enterprises 41 Federally related mortgage pools 42 Private financial sectors . . ... 43 Commercial banks 44 Bank holding companies 45 Funding corporations 46 Savings institutions ... 47 Credit unions 48 Life insurance companies 49 Finance companies . . ... ... 50 Mortgage companies 51 Real estate investment trusts (REITs) 52 Issuers of asset-backed securities (ABSs) . . . . 263.9 36H.9 621.5 79.2 106.2 35.6 110.2 .0 .0 224.3 16.7 5.5 39,4 278.7 531.6 778.4 75.6 116.8 54.1 134.3 .0 .0 275.9 25.7 6.7 81.4 308.2 670.4 911.7 81.8 131.1 72.5 162.6 .0 .0 299.1 14.5 8.3 131.3 353.! 745.3 1,041.4 78.8 136.2 111.6 184.3 .0 .0 323.0 14.5 10.3 169.0 378.3 869.5 1,145.6 77.4 142.5 125.4 169.2 .0 .0 350.4 24.6 11.6 225.8 398.5 1,019.9 1,181.1 76.7 114.8 137.9 139.1 .0 .0 374.4 24.6 12,4 278.1 407.7 U 56.5 1.187.9 65.0 112.3 124.5 94.6 .0 .0 393.0 22.2 13.6 329. 1 447.9 1 ,272.0 1,284.8 73.8 1 14.6 135.2 87.8 .0 .0 389.4 30.2 13.9 391.7 528.5 1,355.6 1,416.1 79.5 123.4 129.9 99.0 .2 2 390.'5 29.2 17.4 473.2 700.6 1,467.8 1 ,588.9 89.5 133.6 139.3 I I I .7 .5 .6 443,0 17.8 31.1 527.6 30 31 32 33 34 35 36 37 38 39 All sectors 53 Total credit market debt, domestic and foreign 8,462.4 9,644.3 10,696.8 11,703.7 54 55 56 57 58 59 60 61 2,216.5 744.6 883.1 2,312.3 601.6 664.6 358.5 681.2 2,610.4 787.0 1,105.6 2,615.5 659. 1 731.5 384,9 750.3 U.S. government securities Tax -exempt securities Corporate and foreign bonds Mortgages Consumer credit Bank loans n.c.c Open market paper Other loans 80 .. ... 2,923.4 862.5 1,270.4 2,963.5 692.0 731.6 437.9 815.6 3,198.3 921.4 1,432.6 3,250.3 742.1 770.8 513.4 875.0 12,725.0 13,597.1 14,232,3 15,036.3 16,028.7 17,071.0 3,494. 1 99L2 1,581.3 3,549.0 796.4 819.9 579.2 913.9 3,911.7 1,039.9 1 ,696.0 3,762.9 812.4 815.0 609.9 949.4 4,335.7 1,108.6 1,856.5 3,924.8 797.4 785.9 565.9 857.5 4,795.5 1,139.7 2,023.1 4,049.3 803.0 776.6 579.0 870.2 5,215.8 1.215.2 2.277.0 4,229.6 866.5 768.4 580.0 876.2 5,660.7 1,181.1 2,419.8 4,425.9 984.0 831.5 623.5 944.5 37. Flow of funds accounts, 1985-1994—Continued B. Summary of financial assets and liabilities' Billions of dollars except as noted, amounts outstanding at end of year 1985 Transaction category or sector CREDIT MARKET DBBT OUTSTANDING 1986 1987 1988 1989 | 1990 1991 1992 1993 1994 2 8,462.4 9,644.3 10,696.8 11,703.7 12,725.0 13,597.1 14,232.3 15,036.3 16,028.7 17,071.0 1,408.5 861.8 49.7 134.3 362.8 248 6 436.2 6 369 0 292.1 368 9 1860 1 989 5 1 ,846 9 117.1 11 8 13.7 3.4 1,196 1 637.5 176 5 378.5 1 ,436. 1 823.8 53.6 154.6 404.1 255 2 547 8 7 405 2 308.9 531 6 205 5 2 187 6 2,009 4 152.0 11 5 14.6 60 1 304 9 7245 219 2 446.2 1,689.9 1,031.7 47.6 173.5 437.1 240 5 604.0 8 162 5 332.7 670 4 230.1 2 323 0 2,108.6 186.2 13.5 14.7 7.6 1 441 6 816.2 258 6 479.8 1,923.8 1,237.5 50.3 179.5 456.5 213 8 709.8 8 856 3 365.8 745 3 240.6 2 479 5 2,235.0 215.6 13 4 15.5 11.6 J 558 1 920.2 287 9 509.0 2,074.3 1,345.8 49.5 193.2 485.8 205 4 833 3 9 6)1 9 361.7 869 5 233 3 2 647 4 2 371 9 242.3 162 17.1 19 6 1 472 0 1 022 0 3175 590.2 2,260.8 1,499.3 47.8 189.6 524 1 239 0 918 3 JO 179 0 375.6 I 019 9 241 4 2 772 5 2,466 7 270 8 134 21 6 35 7 1 320 5 1,116 5 344 0 607.4 2,240.2 1 ,446.5 44.1 196.2 553 3 246 9 958 1 JO 787 2 390.7 1 156 5 272 5 2 853 3 2 502 5 319 2 11 9 19 7 51 5 1 J92 6 1 , 1 99 6 376 6 693.0 2,318.0 1,523.1 42.9 225.4 526.5 235 0 1 052.7 1 J 430 6 459.7 1 272 0 300.4 2 948 6 2 57J.9 115.8 17 5 23.4 75.0 1 134 5 1,278.8 389 4 730.4 2,330.7 1,517.8 39.7 248.1 525 2 230 7 1 171 3 12 296 0 549.8 1 355 6 336.7 3 090 8 2 72 J 5 326.0 17 5 25.8 93 1 1 132 7 I 383.9 422 7 770.6 2,571.8 1,873.0 37.7 273.5 387.5 206 6 1,304.6 12 988 0 673.2 1 467 8 368.2 3,252 8 2,869.6 337.1 18.4 27.8 106.9 1,167 9 1,445.0 443 8 728,2 257.4 319 7 24 7 122.7 41 178 1 305.4 362 4 36 6 245.8 70 212 2 335.4 409 9 23 9 271.6 11 0 214 0 353.0 448 0 29 0 283.4 28 8 224 7 399.0 468 6 49 2 307.2 35 4 291 8 433.9 497 6 49 2 360.2 35 6 372 7 479.9 484 9 60 3 450.5 50 3 402 7 514.3 486 6 60 5 574.2 67 7 404 1 542.6 482 8 60 4 743.8 77 9 418 7 603.3 551.0 37 5 751.4 81 4 447.1 59 58 2 59 66 3 70 39 8 78 23 5 84 103 7 77 106 5 70 124 0 81 117 1 86 126 3 13.3 92 3 36 9 132 8 78 1 151 4 126 2 163.9 162 2 177 8 2178 1975 268 9 2134 3J7 8 223 5 377 9 211.5 458 0 240.9 5090 248,0 33 Total credit market debt 8,462.4 9,644.3 10,696.8 1 1 ,703.7 12,725.0 13,597,1 14,232 3 15,036.3 16,028.7 17,071.0 Other liabilities 34 Official foreign exchange 35 Special drawing rights certificates 36 Treasury currency 37 Life insurance reserves .... 38 Pension fund reserves 39 Interbank claims 40 Deposits at financial institutions 41 Checkable deposits and currency 42 Small time and savings deposits 43 Large time deposits 44 Money market fund shares 45 Security repurchase agreements 46 Foreign deposits 47 Mutual fund shares 48 Security credit 49 Trade debt 50 Taxes payable 51 Investments in bank personal trusts 52 Miscellaneous 24.8 4.7 13.3 256 7 2 032 2 9.0 3,703.0 713.5 1,853.4 488.5 243.8 250.6 153 2 240.2 131 2 664.2 63 5 358.3 1 654 8 29.1 5.0 13.8 2742 2 411 1 36.9 4,084.1 837.9 1,978.7 492.1 292.1 298.7 184 6 413 5 141 1 691.7 690 404.4 1 838 9 24.4 5.0 14.2 300.3 2 616 2 72.5 4,237. 1 841.9 2,048.5 541.9 316.1 292.7 196 1 460. 1 115 3 748.8 74.5 414.2 2 114 9 27.1 5.0 14.7 325 5 2 860 7 77.1 4,542.3 884.6 2,187.8 595.1 338.0 318.7 218 2 478.3 118 3 837.1 79.8 443.7 2 382 3 53.6 8.5 15.3 354 3 3 400 9 62.5 4,876.9 891.0 2,285.5 613.0 428.1 396.5 262 9 566.2 133 9 905.3 82 2 515.1 2 646 5 61.3 10.0 16.3 380 0 3 484 2 95 3 5,005.3 934.2 2,349.2 546.9 498.4 372.3 304 3 602 I 137 4 942.2 77 4 522.1 2 820 4 55.4 JO.O 16.3 405 7 4 138 3 96 4 5,044.8 1 ,020.6 2,350.7 488.4 539.6 355.8 289 6 813 9 188 9 935.9 71 2 608.3 2 992 2 51,8 8.0 16.5 433.0 4 516 5 132.8 5,059. 1 1,134.4 2,293.5 415.2 543.6 392.3 280 1 1 ,042. 1 217.3 977.4 79.6 629.6 3 160 2 53.4 8.0 17.0 468.2 4 974 7 177.7 5,155.5 1,251.7 2,223.2 391.7 562.7 457.8 268 4 1,446.3 279 3 1,026.4 84.2 660.9 3 401 0 53.2 S.O 17.6 488.4 5,009 5 272.6 5,283.8 1,241.6 2,182.7 410.7 608.2 542.1 298 1 1,563.9 277.0 1,118.6 87.6 670.0 1,717 2 1 Total credit market assets 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 Private domestic nonfinancial sectors . . . . Households and nonprofit organizations . Nonfarm noncorporate business Nonfinancial corporate business State and local governments U S government Rest of the world Financial sectors Government-sponsored enterprises . . . . Federally related mortgage pools Monetary authority Commercial banking U S commercial banks . . . Foreign banking offices Bank holding companies . . . Banks in U.S. -affiliated areas Funding corporations . . . .... Thrift institutions Life insurance companies ..... Other insurance companies Private pension funds State and local government retirement funds Finance companies . . . . Mortgage companies Mutual funds Closed-end funds Money market mutual funds Real estate investment trusts (REITs) . Brokers and dealers Issuers of asset-backed securities (ABSs) Bank personal trusts . . . . RELATION OF LIABILITIES TO FINANCIAL ASSETS .... ... .... 17,618.3 20,057.1 21,894.5 23,895.5 26,346.3 27,751.1 29,609.6 31,360.1 33,783.1 35,638.3 Financial assets not included in liabilities ( + ) 54 Gold and special drawing rights . 55 Corporate equities 56 Household equity in noncorporate business .. .... 18 4 2 360 0 19 5 2 763 4 21 4 2 778 9 20 7 3 098 9 210 3 809 7 22 0 3 530 2 22 3 4 863 6 19.6 5 462 9 20 1 6 186 5 21.1 6,048 8 2,134 4 2,199 3 2,306.0 2 423.3 2 582 4 2,529 1 2,444 4 2,41 1.5 2,420.5 2,510.7 Floats not included in assets ( — ) 57 U.S. government checkable deposits 58 Other checkable deposits 59 Trade credit 1.7 37 3 -119 9 2.7 28 3 -128 5 6.0 28 8 -1394 5.9 29 6 -146 5 6.1 27 5 -1395 15.0 35 9 -1303 3.8 404 = 129 3 6.8 42 0 = 124 6 5.6 40 7 = 101 7 3.4 38. 0 = 96.4 Liabilities not identified as assets ( - ) Treasury currency Interbank claims Security repurchase agreements Taxes payable Miscellaneous =38 -18.3 24.0 25.1 -134.2 -3 8 -24.5 34,0 20.9 -160.8 -40 = 28.1 15.6 25.0 -184.8 -4 i -28.5 = 5.5 21.4 -158.2 -43 -3J.O 27.0 21.0 = 245.1 =41 -32.0 3.0 17.8 =261.2 -4 8 = 4.2 9.2 17.8 -330.7 -4 9 = 9.3 38.1 25.2 -398.4 -5 1 -4.7 120.6 26.2 -484.8 -5.4 -6.5 170.8 24.6 = 469.6 65 Totals identified to sectors as assets . . . . 22,319.0 25,271.0 27,281.6 29,724,2 33,097.6 34,188.3 37,337.6 39,679.1 42,813.4 44,560.0 53 Total liabilities 60 61 62 63 64 .. 81 37. Flow of funds accounts, 1985-94—Continued C. Financial assets and liabilities, by sector Billions of dollars, amounts outstanding at end of year 1992 1993 1994 15,534.1 16,464.5 17,537.6 17,995.3 3,152.4 448.8 2,068.7 260.4 374.5 3,109.2 510.8 2,021.3 193.8 383.3 3,079.9 634.6 1,956.7 147.2 341.4 3,062.5 712,0 1,887.9 128.0 334.6 3,101.5 721.6 1,881.7 145.2 353.1 1,345.8 527.4 344.6 117.7 226.9 182.8 430.8 60.6 190.2 136.8 434.6 1,828.5 1,499.3 648.0 449.4 126.2 323.2 198.6 448.5 94.7 177.2 131.0 451.9 1,716.7 1,446.5 600.1 405.8 138.1 267.7 194.3 483.3 105.0 162.1 96.1 592.0 2,468.6 1 ,523, 1 698.8 461.5 157.3 304.3 237.3 448.6 106.6 166.2 103.0 733.9 2,810.0 1,517.8 694.4 499.1 171.9 327.1 195.4 428.8 145.3 177.1 72.1 989.5 3,076.7 1,873.0 1,087.9 674.8 179.9 494,8 413.1 387.6 184.2 188.5 24.8 1,067.2 2,885.9 354.3 3,400.9 515.1 2,582.4 53.2 206.2 380.0 3,484.2 522.1 2,529.1 62,4 224.4 405.7 4,138.3 608.3 2,444.4 87.0 234.1 433.0 4,516.5 629.6 2,411.5 76 J 251.0 468.2 4,974.7 660.9 2,420=5 102.7 264.1 488,4 5,009.5 670.0 2,510.7 107.9 281.3 3,174.1 3,4%.l 3,738.5 3,919.7 4,142.9 4,466.4 4,825.8 3,073.6 2,023.1 742. 1 79.5 104.7 27.8 96.5 43,5 41.5 3,379.6 2,253.1 796.4 81.9 123.7 25.8 98.6 42.5 57.6 3,614.3 2,455.0 812.4 85.8 139.1 12.1 109.8 38.8 68.9 3,784.7 2,613.7 797.4 93.5 151.5 8.7 119.9 55.1 64.3 4,002.3 2,788.1 803.0 108.1 163.9 11.4 127.9 53.3 71.5 4,294.3 2,972,5 866.5 120.0 181.4 19.8 134.1 75.9 79.6 4,645.6 3,162.6 984.0 134.5 191.4 32.5 140.6 74.1 88,6 15.5 16.4 16.5 15.7 15.8 16.6 17.5 1985 1986 1987 1988 9,668.2 10,680.2 11,379.6 12,345.6 13,801.7 14,022.6 2,454.4 348.3 1,689.5 221.7 ... 194.9 2,656.7 436.1 1,783.9 206.1 230.6 2,761.7 431.4 1,829.1 247.9 253.3 2,938.8 449.3 1,939.5 280.9 269. 1 3,080,7 443.3 2,002.4 288.9 346.0 861.8 350.1 306.2 79.8 226.4 43.9 257.2 30.6 124.8 99.0 192.4 1,210.3 823.8 312.5 281.2 93.3 187.8 31.3 242.5 60.2 115.4 93.3 318.3 1,398.6 1,031.7 360.3 289.7 101.1 188.6 70.6 322.5 62.3 171.7 114.8 352.5 1,383.0 1,237.5 499.1 365.6 109.6 256 J 133.5 375.3 38.4 178.6 146.1 370.1 1,513.7 256.7 , . . 2,032.2 358.3 . , . 2,134.4 ... 35.1 132.5 274.2 2,411.1 404.4 2,199.3 44.0 149.8 300.3 2,616.2 414.2 2,306.0 39.1 174.9 325.5 2,860.7 443.7 2,423.3 40.9 191.3 2,332.9 2,602.4 2,859.0 2,242.7 . . . 1,378.8 601.6 81.3 62.8 34.0 84.3 . 50.7 24.3 2,504.5 1,573.7 659.1 79.1 70.9 32.2 89.4 57.4 26.6 2,770.7 1,795.3 692.0 78.2 81.0 31.7 92.4 41.8 31.4 15.2 13.9 15.1 | 1989 1990 1991 Transaction category or sector Households and nonprofit organ izat ions 1 Total financial assets 2 Deposits 3 Checkable deposits and currency 4 Small time and savings deposits 5 Large time deposits . . 6 Money market fund shares 7 Credit market instruments 8 U.S. government securities 9 Treasury issues 10 Savings bonds . 11 Other Treasury 12 Agency issues 13 Tax-exempt securities . . . . 14 Corporate and foreign bonds 15 Mortgages 16 Open market paper 17 Mutual fund shares 18 Corporate equities 19 20 21 22 23 24 Lite insurance reserves Pension fund reserves . . . . . Investments in bank personal trusts Equity in noncorporate business . . Security credit . . . . Miscellaneous assets . ., .,. ... 25 Total liabilities 26 27 28 29 10 31 12 33 34 35 Credit market instruments Home mortgages Consumer installment credit Tax-exempt debt . Commercial mortgages Bank loans n.e.c Other loans Security credit Trade debt . .. Deferred and unpaid life insurance premiums 82 . .. 37. Flow of funds accounts, 1985-94—Continued C. Financial assets and liabilities, by sector—Continued Billions of dollars, amount outstanding at end of year 1985 1986 1987 1988 1,722.9 1,898.9 2,070.1 2,256.7 2,372.9 37 Liquid assets 38 Checkable deposits and currency . . . 39 Small time and savings deposits . . . . 40 Large time deposits 41 Money market fund shares 42 Security repurchase agreements . . . . 43 Foreign deposits 44 U S government securities 45 Treasury 46 Agency .. . . . . . 47 Tax-exempt securities 48 Commercial paper 508.1 131.6 19.9 60.4 14.5 55.8 134.1 41.5 39.9 1.6 4.9 45.3 594.5 153.6 21.2 66.3 18.1 65.3 162.4 58.7 57.2 1.5 8.0 40.9 643.0 172.4 21.9 69.7 18.9 66.1 174.4 62.3 60.9 1.3 10.5 46.6 673.6 170.9 24.4 81.2 15.6 74.3 188.5 59.6 58.3 1.3 12.0 47.0 49 50 51 52 53 54 55 42.5 10.8 624.0 537.5 394.0 62.8 47.0 15.7 649.1 592.6 419.6 81.6 54.0 12.8 694.3 666.0 479.1 92.4 .8 .9 16.7 63.2 58 Total liabilities 59 Credit market instruments 60 Tax-exempt debt1 61 Corporate bonds 62 Mortgages 63 Bank loans n.e.c 64 Commercial paper 65 Other loans 66 Savings institutions . . . . 67 Finance companies 68 U.S. government 69 Acceptable liability to banks . . . . 70 Rest of the world 71 Issuers of asset-backed securities (ABSs) 72 Taxes payable 73 Trade debt 74 Miscellaneous liabilities 75 Foreign direct investment in United States 76 pension fund contributions payable . 1991 1992 1993 1994 2,488.7 2,542.4 2,653.8 2,716.0 2,867.5 740.5 184.8 23.9 79.4 16.2 70.3 236.6 65.6 63.9 1.7 11.4 52.4 782.5 192.9 23.0 76.2 26.3 64.3 277.3 58.5 56.0 2.5 10.1 53.9 801.2 201.2 24.4 80.0 31.5 62.8 268.0 68.5 64.5 4.1 11.7 53.0 811.1 190.8 23.6 73.3 47.3 56.4 259.6 93.2 87.1 6.1 12.3 54.6 812.8 193.9 24.7 76.4 44.8 47.2 258.3 95.2 86.4 8.9 14.4 58.0 857.2 195.4 26.7 75.6 47.6 46.1 282.5 114.8 104.8 10.0 13.3 55.1 60.9 10.6 766.3 745.3 486.9 102.5 63.8 9.5 809.9 749.1 504.4 117.2 67.1 8.2 825.1 805.8 559.0 119.6 63.0 10.9 822.4 844.9 584.3 123.4 65.4 15.6 854.0 907.7 590.6 130.5 80.4 22.4 867.4 932.9 611.6 135.3 90.3 20.3 942.4 957.3 666.9 140.6 1.3 1.3 1.3 1.3 1.8 1.9 1.9 2.0 18.7 71.8 12.5 80.8 9.2 145.4 8.8 117.4 15.0 110.9 17.2 118.1 18.9 165.8 21.4 162.7 25.5 122.4 2,312.6 Transaction category or sector 2,606.3 2,909.7 3,245,6 3,537.1 3,705.4 3,723.7 3,825.2 3,913.9 4,152.2 1,542.5 127.0 578.2 96.5 424.1 72.2 244.5 14.7 127.0 14.2 28.3 60.3 1,774.1 117.1 705.4 128.8 473.7 62.9 286.2 19.9 141.7 14.8 28.1 81.7 1,969.9 116.2 784.1 191.4 482.4 73.8 322.0 20.4 171.0 11.5 32.6 86.5 2,169.0 116.4 887.2 185.5 519.3 85.7 374.8 24.6 196.3 9.9 32.6 111.5 2,365.7 115.5 961.1 203.9 553.5 107.1 424.5 23.5 216.2 9.6 35.8 137.9 2,469.2 115.2 1,008.2 192.4 555.4 116.9 481.3 17.2 234.8 8.8 29.2 186.7 2,458.0 114.0 1,086.9 193.1 530.5 98.5 435.0 9.7 234.3 7.9 23.3 152.7 2,500.4 114.0 1,154.4 165.6 518.5 107.1 440.9 6.2 237.2 7.9 20.4 159.9 2,560.7 113.9 1,229.6 163.7 515.2 117.8 420.4 5.4 235.7 8.1 17.1 137.1 2,680.8 112.4 1,251.7 157.5 562.6 139.2 457.4 5.1 270.1 8.6 15,0 139.9 0 39.0 486*0 245.0 0 42.8 499.7 289.8 0 47.9 539.6 352.4 0 49.6 598.7 428.3 1.6 46.5 629.3 495.7 4.6 41.5 658.6 536.1 7.0 33.3 670.8 561.6 9.3 40.5 700.9 583.2 17.0 42.5 727.0 583.6 18.7 45.3 799.5 626.6 195.0 50.1 235.2 54.6 295.6 56.8 366.9 61.4 423.3 72.4 468.3 67.7 472.9 88.7 486.6 96.6 477.2 106.4 522.1 104.4 138.0 1,797.2 149.3 2,136.0 154.7 2,243.1 167.5 2,510.8 180.6 3,173.3 166.5 3,010.6 151.6 4,125.7 153.0 4,609.2 140.5 5,127.0 142.9 5,003.0 801.8 740.8 1,265.8 951.3 822.8 1,365.3 1,091.8 878.1 1,465.5 1,189.2 979.8 1,628.1 1,280.5 1,085.2 1,760.9 1,315.7 1,153.5 1,853.6 1,394.0 1,063.9 1,768.1 1,434.0 1,066.4 1,807.9 1,507.3 1,053.5 1,823.0 1,521,6 1,159.3 2,004.1 1989 1990 Nonfinancial corporate business 36 Total financial assets Consumer credit Mutual fund shares Trade credit Miscellaneous assets Foreign direct investments1 insurance receivables Equity in government sponsored enterprises4 56 Investments in finance company subsidiaries 57 Other MEMO 77 Net trade credit 78 Market value of equities , , Debt subtotals 79 Securities and mortgages 80 Loans and short-term paper 81 Total short-term liabilities* Ratios (percent) 82 Long-term debt to total credit market debt 83 Short-term debt to total credit market debt 84 Liquid assets to short-term liabilities . . 51.9 53.6 55.4 54.8 54.1 53.2 56.7 57.3 58.8 56.7 48.0 40.1 46.3 43.5 44.5 43.8 45.1 41.3 45.8 42.0 46.7 42.2 43.2 45.3 42.6 44.8 41.1 44.5 43.2 42.7 83 38. Nonfinancial business activity, selected measures, 1994 Monthly data seasonally adjusted, and indexes 1987= UK), except as noted Year 2 3 4 5 6 7 .... .... Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. 118.1 114.7 115.6 116.6 116.7 117.4 118.0 118.2 119.1 119.0 119.5 120.3 121.7 126.5 108.1 121.5 113.1 115.9 111.5 122.7 104.6 117. 1 114.0 117.0 112.4 123.8 104.9 118.1 114.7 117.4 112.9 124.3 106.3 119.5 114.7 117.3 112.3 124.9 106.9 119.7 115.3 117.8 112.8 125.4 107.7 120.5 115.9 11H.4 113.5 125.8 108.5 121.2 116.2 118.5 113.3 126.4 109.1 121.4 116.7 U9.2 1I3.H 127.5 109.2 122.8 116.4 118.9 113.0 128.0 108.6 322.9 116.9 119.2 113.0 128.8 109.9 123.4 117.5 M9.8 113.9 128.9 1 10.6 124.6 118.7 121.2 115.5 130.1 110.9 126.3 115.8 116.7 118.0 118.4 119.0 119.3 119.8 120.9 83.4 .... Market groupings Products, total Final, total Consumer goods . . . . . Bquipment Intermediate Materials Feb. 119.7 1 Industrial production 1 Jan. 115.9 118.4 Measure 81.8 82.2 82.9 83.0 S3.2 83.2 83.3 83.8 H3.6 H3.H H4.4 H5.2 in 2 Industry g roupingx 9 Capacity utilization, manufacturing (percent)2 10 Construction contracts^ 109.3 109.0 112.0 115.0 110.0 114.0 105.0 109.0 110.0 109.0 107.0 1 1 1 .0 101.0 1 1 Nonagricultural employment, total 4 . . . . . . . . 12 Goods-producing, total . . . .... 13 Manufacturing total 14 Manufacturing, production workers 15 Service-producing 16 Personal income total . 17 Wages and salary disbursements 18 Manufacturing .... 19 Disposable personal income5 5 20 Retail sales .... 111.3 95.6 95.1 96.1 116.3 150.0 145.0 126.0 150.8 145.2 110.2 95.6 95.5 96,1 114.8 144.2 141.4 123 6 144.8 138.8 110.4 95.8 95.7 96.4 115.1 146.7 141.8 124.6 147.5 141.6 110.9 96.2 95.9 96.7 115.6 147.5 142.4 124.8 148.4 143.4 111.2 96.5 96.0 97.0 115.9 148.3 143.3 124.8 148.2 143.2 I I 1.5 96.6 96.1 97.0 116.2 149.0 144.3 124.9 149.8 143.0 t i l .8 96.9 96.3 97.3 116.5 149.3 144.5 125.3 150. 1 144.4 112.0 97.0 96.3 97.4 116.8 150.0 145.2 125.6 150.9 144.4 112.3 97.2 96.6 97.7 117.1 150.7 145.5 126.2 151.6 146.5 312.6 97.4 96.6 97.8 117.4 151.7 146.4 126.7 152.6 147.6 112.7 97.6 96.8 98. 1 117.6 153.7 14H.2 128.8 154.8 149.3 113.2 98.0 97.1 98.5 IIH.I 153.7 148.1 127.9 154.7 149.8 113.4 98.2 97.2 98.7 118.3 154.7 149.0 128.6 155.8 150.0 Priced 2 1 Consumer ( 1 982-84 r • 1 00) 22 Producer finished goods (1982^ 100) 148.2 125.5 146.2 124.5 146.7 124.8 147.2 124.9 147.4 125.0 147.5 125.3 148.0 125.6 148.4 126.0 149.0 126.5 149.4 125.6 149.5 125.8 149.7 126.1 149.7 126.2 39. Output, capacity, and capacity utilization, 19941 A. Output 1987 =-100, quarterly duta are seasonally adjusted Ql Q2 118.1 Series 115.7 117.4 Year 1 Total industry 2 Manufacturing | Q3 ] Q4 118.8 120.5 119.7 116.8 118.9 120.5 122.7 Primary processing 2 Advanced processing^ 115.3 121.8 112.4 118.9 114.7 120.9 115.9 122.7 118.4 124.8 5 6 7 8 9 10 11 12 13 Durable goods Lumber and products ... Primary metals Iron a n d steel . . . . . . . . Nonfcrrous Industrial machinery and equipment Electrical machinery Motor vehicles and parts Aerospace and miscellaneous transportation equipment . . . 125.5 106.0 114.5 118.3 109.3 159.9 160.0 137.9 122.0 104.4 110.6 114.5 105.3 152.1 150.3 140.0 124.1 105.4 114.4 120.2 106.9 157.6 156.8 133.3 126.5 106.6 114.1 115.8 I I 1. 4 162.6 163.5 135.0 129.4 107.9 119.4 123.3 113.9 167.5 169.4 141.5 82.6 83.7 84.2 82.1 80.8 14 15 16 17 18 19 Nondurable goods Textile mill products Paper and products Chemicals and products . . . . Plastics materials . Petroleum products 113.3 109.0 117.4 124.1 125.4 105.3 Ill.O 106.8 115.1 122.1 120.6 103.7 113.1 108.7 115.9 123.6 124.3 106.3 113.8 108.9 118.5 124.4 126.9 104.9 115.3 1 1 1 .6 120.6 126.0 130.2 106.5 99.8 118.1 117.8 99.3 119.3 117.6 100.7 117.2 118.0 100.1 118.1 118.2 99.2 116.3 117.3 3 4 20 Mining . 21 Utilities 2? Electric 84 ... . ... 39. Output, capacity, and capacity utilization, 19941—Continued B. Capacity Percent of 1987 output, quarterly data are seasonally adjusted Qi Q2 Q3 Q4 1 Total industry 140.5 139,0 140.0 140.9 141.9 2 Manufacturing 143 6 142 0 143 1 144 2 145 3 131 3 149.3 130 3 147.4 131 0 148.7 131 6 150.0 132 3 151.3 150 9 115.8 125.1 128 2 120.5 180.3 182 1 159.4 148 8 115.1 124.7 127 5 120.6 176.5 175 8 156.7 150 2 115.5 125.0 127 9 120.5 179.0 179 9 158.5 151 6 116.0 125.2 128 4 120.5 181.6 184 1 160.3 153 1 116.5 125.4 128 8 120.5 184.1 188 5 162.2 129.6 130.1 129.8 129.4 129.1 135 1 121 1 126.9 152 6 130.4 115 3 134 0 120 1 126.0 150 5 129.2 115 4 134 8 120 8 126 6 151 9 130.0 1 15 3 135 121 127 153 130 1 15 5 4 1 3 8 2 H6 3 122 0 127.7 154 7 131.6 1 15 1 111.5 135.2 132.9 111.5 134.6 132.1 111.5 135.0 132.6 111.5 135.4 133.1 111.4 111. 8 133.6 Series 3 4 Year Primary processing2 Advanced processing-1 5 6 7 8 9 10 11 12 13 Durable goods . . Lumber and products Primary metals Iron and steel Nonferrous Industrial machinery and equipment Electrical machinery Motor vehicles and parts Aerospace and miscellaneous transportation equipment 14 15 16 17 18 19 . Nondurable goods Textile mill products Paper and products Chemicals and products Plastics materials Petroleum products ,. 20 Mining 21 Utilities 22 Electric C. Capacity utilization rate4 Percent, quarterly data are seasonally adjusted Year QI Q2 Q3 Q4 I Total industry 84.0 83.2 83.8 84,3 84.9 2 Manufacturing Series 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 83 4 82 3 83 1 83 6 84 5 Primary processing2 Advanced processing3 87 9 81.6 86 3 80.7 87 6 81.3 88 1 81.8 89 5 82.5 Durable goods Lumber and products Primary metals Iron and steel Nonferrous Industrial machinery and equipment Electrical machinery Motor vehicles and parts Aerospace and miscellaneous transportation equipment 83.1 91 6 91.6 92.4 90.7 88.7 87 8 86.2 82.0 90 7 88.6 89.8 87.3 86.2 85 5 89.4 82.6 91 2 91.6 93.9 88.7 88.0 87 1 84.1 83.4 91 9 91.1 90.2 92.4 89.6 88 8 84.2 84.6 9? 7 95.2 95.8 94.5 91.0 89 9 87.2 63.8 64.4 64.9 63.5 62.6 83.8 90.0 92 6 81.3 96.2 91.4 82.9 88.9 91 4 81.1 93.4 89.9 83.9 90.1 91 6 81.4 95.6 92.2 84.0 89.7 93 2 81.1 97.0 91.1 84.6 91.4 94 4 81.4 98.9 92.5 89 5 87.1 88 6 89 1 88.6 89 0 90 3 86.8 89 0 89 8 87.2 88 8 89 0 85.6 87 8 Nondurable goods Textile mill products Paper and products Chemicals and products Plastics materials Petroleum products 20 Mining 21 Utilities 22 Electric . 85 40. Labor force, employment, and unemployment, 1994 Thousands of persons; monthly data seasonally adjusted Year Category HOUSEHOLD SUKVKY DATA Jan. Feb. Mar. Apr. May June July Aug. j Sept. Oct. Nov. Dec. 1 1 Civilian labor force2 131,056 130,643 130,784 130,706 130,787 130,699 130,538 130,774 131,086 131,291 131,646 131,718 131,725 Employment 3 2 Non agricultural industries . . . 119,651 118,575 118,840 118,764 118,964 119,290 119,341 119,448 119,761 120,233 120,647 120,903 121,038 3 Agriculture . 3 494 3 409 3 328 3 294 3 333 3 368 3,396 3,438 3,413 3 500 3 512 ^ 436 3411 4 Unemployment Number , . 5 Rate (percent of civilian labor force) 7 996 8 740 8 576 8,546 8 385 7 996 7 903 7 993 7 889 7 647 7 505 7 315 7 155 6 1 67 66 65 64 61 61 61 60 58 57 56 54 ESTABLISHMENT SURVKY DATA 6 Nonagricultural payroll employment 7 8 9 10 1i 12 13 14 Manufacturing Mining Contract construction Transportation and public utilities Trade Finance Service . Government 86 113,423 112,301 112,576 113,087 113,363 113,638 113,943 114,171 114,510 114,762 114,935 115,427 115,624 18,064 604 4,916 18,151 612 4,820 18,176 609 4,846 18,215 606 4,904 18,244 603 4,969 18,257 599 4,981 18,297 602 5,006 18,297 596 5,029 1 8 346 597 5,038 18 355 598 5,077 18,398 595 5,088 18,439 592 5,144 18,472 592 5,166 5,842 26 362 6,789 31 805 19,041 5,904 26 139 6,895 30 798 18,982 5,929 26 239 6,912 30 880 18,985 5,952 26,395 6,929 3 1 ,057 19,029 5,903 26 445 6,937 31 207 19,055 5,994 26474 6,935 31 305 19,093 6,008 26 539 6,946 31 442 19,103 6,022 26 597 6,947 31 573 19,110 6,045 26 660 6,948 31 693 19 183 6 048 26 746 6,942 31 789 19 207 6,061 26 775 6,935 31 888 19,195 6,092 26 9 1 3 6,937 32 035 19,275 6,121 26 988 6,93 1 32 H5 19,219 41. Industrial production: Indexes and gross value, 19941 A. Major markets Monthly data are seasonally adjusted Group 1992 proportion 1994 avg. 100.0 Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. Index (1987 = 100) 118.1 114.7 115.6 116.6 116.7 117.4 118.0 118.2 119.1 119.0 119.5 120.3 121.7 2 Products 3 Final products 4 Consumer goods, total , 5 Durable .consumer goods 6 Automotive products 7 Autos and trucks 8 Autos, consumer 9 Trucks, consumer . . . . 10 Auto parts and allied goods 11 other 12 Appliances, televisions, and air conditioners . 13 Carpeting and furniture . . 14 Miscellaneous home goods 15 Nondurable consumer goods . . 16 Foods and tobacco 17 Clothing 18 Chemical products 19 Paper products 20 Energy 21 Fuels 22 Residential utilities 60.9 46.6 28.5 5.5 2.5 1.6 .9 .7 115.9 118.4 113.2 119.4 125.5 125.4 94.9 180.7 113.1 115.9 111,5 118.6 126.6 128.3 98.7 181.5 114.0 117.0 112.4 121.1 131.5 134.8 102.7 192.7 114.7 117.4 112.9 119.0 126.4 127.7 98.8 179.6 114.7 117.3 112.3 117.8 124.1 125.0 96.0 177.2 115.3 117.8 112.8 116.4 120.1 118.1 90.4 168.0 115.9 118.4 113.5 118.0 121.0 118.5 89.6 170.7 116.2 118.5 113.3 118.0 119.5 115.0 86.5 166.6 116.7 119.2 113.8 120.7 124.9 126.0 91.7 189.0 116.4 118.9 113.0 119.1 123.8 122.5 90.2 181.5 116.9 119.2 113.0 119.4 124.5 122.3 92.9 175.5 117.3 119.8 113.9 120.5 127.1 126.5 94.0 185.8 118.7 121.2 115.5 123.4 131.1 131.4 100.5 187.3 .9 3.0 123.2 114.1 120.4 111.8 121.9 112.2 121.1 112.7 119.8 112.5 121.9 113.2 123.8 115.4 126.6 116.7 120.0 117.1 123.9 115.2 126.6 115.2 125.7 115.0 127.8 116.8 .7 .8 126.0 105.0 124.0 102.3 121.6 103.5 124.3 103.1 120.7 104.5 125.6 103.3 132.8 103.6 129.7 108.4 135.1 106.9 130.2 104.1 124.9 107.4 126.9 105.9 131.5 108.0 1.5 23.0 10.3 2.4 4.5 2.9 2.9 .9 2.1 113.8 111.8 110.5 95.9 129.7 104.7 113.9 106,7 116.8 111.4 109.8 106.5 93.6 127.7 104.0 118.4 105.8 123.6 112.7 110.4 107.6 94.5 128.7 103.9 117.3 105.4 122.2 112.8 111.5 109.8 95.7 130.3 103.9 114.5 105.8 118.1 113.2 11 1.0 110.2 96.4 128.4 105.1 110.0 108.3 110.5 113.1 112.0 110.9 97.2 129.5 105.6 112.4 107.4 114.4 114.2 112.5 110.5 96.3 131.4 105.8 115.5 106.5 119.3 115.3 112.2 110.6 96.5 131.1 105.2 114.3 105.8 117.8 114.6 112.2 111.2 95.9 129.8 105.9 113.1 105.8 116.1 114.6 111.7 111.9 95.5 127.5 105.2 110.5 107.4 111.8 114.9 111.5 112.2 96.2 127.2 103.6 109.8 103.9 112.2 114.5 112.4 112.4 96.2 130.5 104.6 110.6 109.8 110.7 114.9 113.7 114.3 96.8 134.0 104.3 109.6 107.4 110.3 23 24 25 18.1 14.0 126.5 146.7 122.7 140.4 123.8 142.0 124.3 142.6 124.9 143.5 125.4 144.5 125.8 145.5 126.4 146.9 127.5 148.9 128.0 149.5 128.8 150.9 128.9 151.0 130.1 152.6 5.7 176.4 167.1 168.5 170.0 170.2 171.8 173.7 177.1 179.7 181.1 183.2 184.2 188.3 1.5 4.0 2.6 1.2 1.7 3.4 .5 .2 284.2 120.9 137.9 148.0 129.4 71.0 90.8 137.3 265.5 114.6 140.1 149.1 121.1 74.5 88.9 132.4 267.6 116.4 142.3 154.6 122.3 73.6 91.9 131.5 270.9 117.8 139.3 148.1 123.3 73.7 92.1 135.6 270.8 119.2 138.0 145.9 127.1 73.6 93.2 132.4 271.6 120.7 135.3 140.0 129.4 72.4 94.6 135.2 276.5 120.6 136.1 141.7 130.5 71.3 94.2 137.8 282.6 122.1 132.6 138.2 132.6 69.9 93.7 133.3 288.9 122.3 137.9 149.4 133.5 69.2 89.6 134.5 295.8 123.0 136.8 147.7 133.3 68.8 93.9 138.4 300.5 124 .4 137.1 149.2 134.3 68.7 88.3 142.0 305.7 124.1 137.5 151.6 133.1 69.0 86.0 143.1 311.9 124.1 137.8 152.6 133.1 68.7 86.0 153.6 Intermediate products, total Construction supplies Business supplies 14.3 5.3 9.0 108.1 106.8 109.1 104.6 102.9 105.8 104.9 102.7 106.5 106.3 103.2 108.4 106.9 104.7 108.5 107.7 106.1 108.8 108.5 106.4 110.1 109.1 107.9 110.0 109.2 108.2 109.9 108.6 108.6 108.7 109.9 109.7 110.1 110.6 109.8 111.3 110.9 111.6 110.7 37 Materials 38 Durable goods materials 39 Durable consumer parts 40 Equipment parts 41 Other 42 Basic metal materials 43 Nondurable goods materials 44 Textile materials 45 Paper materials 46 Chemical materials 47 Other 48 Energy materials 49 Primary energy 50 Converted fuel materials 39.1 20.6 3.9 7.5 9.1 3.0 8.9 1.1 1.8 4.0 2.0 9.6 6.3 3.3 121.5 131.2 132.2 143.1 121.3 119.7 118.4 105.3 118.7 123.2 116.9 105.2 100.3 114.9 117.1 125.2 129.9 134.1 116.0 114.4 114.6 101.8 113.8 119.5 113.4 103.8 97.3 116.9 118.1 126.2 129.7 135.6 117.1 116.9 115.6 102.7 116.3 120.0 114.0 104.7 99.4 115.2 119.5 128.3 131.5 137.9 119.3 117.6 116.7 104.0 117.8 120.6 115.6 105.0 100.5 114.0 119.7 129.2 130.1 139.6 120.4 119.7 115.9 104.4 116.1 120.6 113.3 104.8 100.9 112.5 120.5 129.8 129.7 140.5 121.2 120.0 118.2 104.2 118.9 123.8 114.8 104.6 100.4 112.8 121.2 130.0 129.2 142.1 120.8 119.6 118.1 104.8 118.4 122.9 116.5 106.7 100.2 119.9 121.4 130.9 130.4 143.8 121.1 118.8 118.6 104.8 117.5 123.4 118.6 105.2 100.3 114.9 122.8 132.6 133.2 145.2 122.3 119.3 120.3 105.7 122.5 124.8 118.1 106.1 100.9 116.3 122.9 133.3 133.1 146.7 122.8 121.1 119.8 105.9 121.5 124.0 118.2 105.6 100.8 115.1 123.4 134.2 133.8 149.0 122.7 121.3 120.3 106.9 120.5 124.6 119.5 105.2 100.3 115.1 124.6 136.0 135.8 150.7 124.6 123.2 121.5 110.3 122.1 125.9 119.3 104.9 100.7 113.4 126.3 138.6 139.7 152.3 127.3 126.0 122.8 108.7 121.3 127.5 123.4 105.3 101.7 112.3 97.2 117.6 114.1 114.8 116.1 116.2 117.1 117.7 118.1 118.7 118.6 119.1 119.8 121.1 95.2 117.1 113.5 114.3 115.5 115.7 116.6 117.3 117.7 118.2 118.0 118.5 119.2 120.5 98.3 115.4 112.2 113.1 114.0 114.1 114.8 115.4 115.5 116.4 116.1 116.6 117.4 118.7 26.9 25.6 112.4 113.1 110.4 110.7 111.0 111.9 111.9 112.7 111.5 112.5 112.4 112.8 113.2 113.2 113.2 .113.2 113.0 113.8 112.4 113.3 112.4 M3.3 113.1 114.2 114.5 116.2 12.8 146.5 139.4 140.7 142.0 143.2 144.8 145.7 147.7 148.8 149.5 151.0 150.9 152.5 12.5 29.5 130.7 127.3 125.6 121.9 127.2 122.9 127.6 124.8 128.5 125.1 129.4 126.2 130.0 126.4 131.1 127.2 132.7 128.8 132.7 129.2 133.8 129.9 133.6 131.6 134.7 133.8 1 Total index 26 27 28 29 30 31 32 33 34 35 36 Equipment Business equipment Information processing and related Computer and office equipment Industrial Transit Autos and trucks Other Defense and space equipment . Oil and gas well drilling Manufactured homes SPECIAL AGGREGATES 51 Total excluding autos and trucks 52 Total excluding motor vehicles and parts 53 Total excluding computer and office equipment 54 Consumer goods excluding autos and trucks . . . . 55 Consumer goods excluding energy . . . 56 Business equipment excluding autos and trucks 57 Business equipment excluding computer and office equipment . 58 Materials excluding energy 87 41. Industrial production: Indexes and gross value, 19941—Continued B. Major industries Monthly data are seasonally adjusted 1992 proportion 1994 avg. 100.0 118.1 114.7 115.6 116.6 116.7 117.4 118.0 118,2 119.1 119.0 119.5 120.3 121,7 2 Manufacturing 3 Primary processing 4 Advanced processing . . . 85.5 26.5 59.0 119.7 115.3 121.8 115. B I I I .7 117.7 116.7 112.2 118.9 118.0 113.3 120.2 118.4 1 14.0 120.5 119.0 115.2 120.8 119.3 114.7 121.5 119.8 115.3 121.9 120.9 116.3 123.1 120.9 116.2 123.1 121.5 116.6 123.8 122.6 118.4 124.6 124.2 120.3 126.0 5 6 7 8 Durable goods ' '24 Lumber and products . . Furniture and fixtures . 25 Stone, clay, and glass products 32 Primary metals 33 Iron and steel 331,2 Raw steel 333^9 Nonferrous Fabricated metal 34 products . Industrial machinery 35 and equipment . . . Com p u t i ng and of f i ee 357 equipment . . . . 36 Electrical machinery . . Transportation 37 equipment Motor vehicles and 37! parts Autos and light 371 trucks Aerospace and miscellaneous transportation equipment . . . . 372 6,9 38 Instruments 39 Miscellaneous 45.1 2.0 1.4 125.5 106.0 111.4 121.0 105.3 105.8 122.1 103.8 107.6 122.9 104.0 107.7 123.7 103.9 1 10.2 124.0 106.0 110. 1 124.6 106.2 t i l .8 125.2 106.8 114.0 127.0 105.5 115.5 127.2 107.6 112.4 128.0 106.7 114.8 129.1 106.7 113.0 131.2 110.4 114.7 2.1 3.1 1.7 .1 1.4 104.9 1 14.5 118.3 107.9 109.3 101.8 108.0 110.8 102.0 104.1 101.8 111.6 116.0 105.8 105.8 103,7 1 12.1 116,7 106.0 106.0 105.0 114.8 121.5 105.3 106.2 105.5 114.8 120.9 105.7 106.9 104.4 113.7 118.2 106.3 107.6 104.3 112.7 116.1 104.7 108.0 105.8 113.5 113.0 107.0 113.6 105.8 116.0 118.2 109.9 112.7 105.4 115.9 118.8 109.0 11 1.8 106.9 119.1 121.9 114.2 115.2 110.1 123.0 129.3 121.9 1 14.8 5.0 110.8 107.2 106.6 108.5 109.6 110.0 110.2 111.7 112.4 I I 1.6 112.2 113.3 115.3 7.9 159.9 150.3 151.9 154.0 156.1 157.7 158.9 160.6 162.6 164.6 166.5 167.5 168.5 1.7 7.3 284.2 160.0 265.5 148.1 267.6 150.1 270.9 152.6 270.8 154.3 271.6 156.5 276.5 159.5 282.6 161.5 288.9 164.1 295.8 165.0 3tX) *> 166.9 30S 7 168.8 311.9 172.5 Nondurable goods Foods . Tobacco products . . . . Textile mill products . , Apparel products Paper and products . . . Printing and publishing . Chemicals and products Petroleum products . . . Rubber and plastic products Leather and products . . Group SIC code2 I Total index 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 Mining 35 Metal 36 Coal 37 Oil and gas extraction . . . 38 Stone and earth minerals . 39 Utilities 40 Kleetrie 41 Gas Jan. Feb. Mar. Apr. May June July Aug. \ Sept. Oct. Nov . Dec. Index (1987 - 100) 9.6 109.7 110.8 112.3 1 10.7 109.5 107.6 107.5 105.7 109.5 108.8 109.0 110.5 1 1 1 .9 4.8 137.9 138.7 142.6 138.8 136.2 131.6 132.2 129.6 138.1 137.4 138.4 141.4 144.6 2.5 131.9 135.2 141.9 134.7 131.7 124.4 124.6 120.8 131.9 128.4 128.6 132.7 138.4 4.8 5.4 1.3 82.6 107.4 116.2 84.1 105.9 112.6 83.3 106.3 113.5 83.8 106.9 114.1 84.1 106.6 115.2 84.6 106.4 115.4 83.8 106.8 115.8 82.8 108.5 118.6 82.3 108.7 117.1 81.4 108.0 117.0 80.8 108.2 118.4 80.9 107.7 118.6 80.6 108.9 117.6 ' '20 21 22 23 26 27 40.5 9.4 1.6 1.8 2.2 3.6 6.8 113.3 112.8 96.5 109.0 96.3 117.4 101.1 1 10.0 109.9 87.0 106.0 93.5 114.0 98.2 110.7 109.9 93.6 106.4 94.9 115.7 98.8 112.5 112.9 93.0 107.9 95.7 115.7 101.3 112.4 111.9 98.1 108.6 96.2 114.4 101.7 113.4 112.8 98.5 108.9 97.1 116.7 101.6 113.4 112.8 95.9 108.7 97.0 116.6 102.4 113.6 113.4 93.7 109.4 97.0 116.6 102.1 114.0 113.7 96.2 109.0 96.8 120.2 101.5 1 13.7 114.6 96.1 108.3 96.8 118.7 100.9 114.2 113.4 104.5 1 10.6 96.9 118.9 101.4 115.4 113.9 101.5 112.0 96.8 121.3 102.0 116.4 114.7 108.0 112.2 97.0 121.7 101.6 28 29 9.9 1.4 124.1 105.3 121.3 104.0 121.8 103.8 123.1 103.4 122.4 107.5 124.0 107.0 124.4 104.5 124.7 104.3 124.7 105.2 123.7 105.3 123.8 104.0 126.2 107.6 128.0 107.7 30 31 3.5 .3 133.5 85.8 128.3 86.8 128.2 85.4 130.9 87.0 130.8 87.6 132.4 85.9 132.8 85.5 134.5 86.3 134.5 85.5 134.7 85.4 136.7 85.6 138.3 84.5 140.0 84.4 " " 10 12 13 14 6.8 .4 1.0 4.7 .6 99.8 159.4 112.0 93.0 107.0 97.8 164.2 101.6 92.4 103.6 99.5 161.6 112.0 92.7 104.8 100.5 165.2 117.7 92.9 104.7 100.7 157.0 118.3 93.2 105.9 100.7 156.4 111.5 94.3 108.1 100.6 162.8 1)3.4 93.8 105.6 100.1 159.5 108.6 93.9 107.9 100.0 156.6 111.4 93.5 106.6 100.1 160.0 !10.7 93.7 106.7 99.2 158. 9 1 10.2 92.2 109.3 98.3 154.3 9L2 109.9 100.1 156.2 117.8 92.2 109.9 7.7 6.1 1.6 IIS.I 117.8 119.2 120.3 118.1 128.9 119.6 117.5 128.1 117.9 117.2 120.5 114.7 116.4 107.9 115.8 116.2 114.1 121.1 121.4 120.0 119.0 119.0 118.9 118.8 118.4 120.4 116.5 117.1 114=2 1 17.2 491,3PT 492,3PT 1 1?!5 1 14.4 116.5 117.5 112,3 U5.2 116.5 109.8 80.7 118.6 114.4 115.2 116.7 117.3 118.2 118.6 119.2 119.8 119.9 120.5 121.5 122.9 83.8 116.5 112.8 113.7 114.9 115.3 115.9 116.2 116.6 117.6 117.5 118.1 119.1 120.6 Si-'uc'iAi, AGORBG ATI-IS 42 Manufacturing excluding motor vehicles and parts 43 Manufacturing excluding office and computing machines Gross value (billions of 1987 dollars, annual rates) MAJOR MARKETS 44 Products, total 1,707.0 2,006.2 1,964.4 1,977.8 1,985.6 1,985.8 1,990.7 2,002.5 2,002.1 2,020.2 2,015.6 2,020.4 2,037,2 2,056.5 45 Final 46 Consumer goods 47 Equipment 48 Intermediate 1,314.6 1,576.3 1,547.1 1,559.9 1,563.6 1,559.9 1,561.7 1,571.1 1,569.3 1,586.6 1,584.2 1,584.4 1 ,598.4 1,615.1 866.6 982.5 972.5 979.6 981.3 976.0 977.1 983.0 979.0 987.3 981.5 977.0 988.5 999.6 448.0 593.8 574.6 580.4 582.3 583.9 584.5 588.1 590.3 599.3 602.7 607.3 609.9 615,5 392.5 429.8 417.3 417.8 422.0 425.9 429.0 431.4 432.9 433.5 43 1 .4 436.0 438.8 441.4 88 42. Housing and construction, 1993-94 Seasonally adjusted annual rates except as noted Jan. | Feb. | Mar. | Apr. | May Item | June | July [ Aug. | Sept. | Oct. [ Nov. | Dec. 1993 Private residential real estate activity (thousands of units except as noted) NEW UNITS 1,177 989 188 1,213 1,087 126 637 501 136 1,146 984 162 252 1,148 953 195 1,198 1,052 146 642 509 133 1,221 1,035 186 252 1,056 881 175 1,068 939 129 631 499 132 1,118 998 120 242 1,104 922 182 1,232 1,087 145 634 504 130 1,211 1,061 150 242 1,112 911 201 1,245 1,112 133 645 516 129 1,127 985 142 236 1,130 932 198 1,257 1,072 185 652 521 131 1,179 1,008 171 242 1,174 977 197 1,253 1,078 175 662 529 133 1,098 955 143 248 1,230 1,000 230 1,318 1,182 136 665 537 128 1,250 1,074 176 252 1,251 1,028 223 1,352 1,152 200 678 544 134 1,159 1,035 124 258 1,287 1,071 216 1,417 1,236 181 689 553 136 1,242 1,073 169 264 1,357 1,125 232 1,401 1,245 156 696 561 135 1,253 1,115 138 281 1,461 1,161 300 1,602 1,376 226 706 569 137 1,291 1,138 153 292 Merchant builder activity in one-family units 14 Number sold 15 Number for sale at end of period1 . . . . 610 266 602 269 593 270 692 272 628 274 656 274 658 277 644 286 732 286 700 290 768 294 823 293 Price of units sold (thousands of dollars)2 16 Median 17 Average 118 139 129 149 125 147 127 148 130 152 125 146 124 143 127 151 129 150 125 147 130 153 125 146 3,730 3,520 3,460 3,440 3,600 3,740 3,880 3,900 3,990 3,990 4,060 4,290 103 129 103 129 105 132 106 133 107 133 109 137 108 136 109 135 107 134 107 133 107 133 107 134 1 2 3 4 5 6 7 8 9 10 11 12 13 Permits authorized One-family Two-family or more Started One-family Two-family or more Under construction at end of period1 One-family Two-family or more Completed One-family Two-family or more Mobile homes shipped EXISTING UNITS (one-family) 18 Number sold 2 Price of units sold (thousands of dollars) 19 Median 20 Average Value of new construction (millions of dollars)3 CONSTRUCTION 21 Total put in place 446,464 451,486 450,041 450,060 452,436 461,120 462,941 465,611 22 Private 23 Residential 24 Nonresidential Industrial buildings 25 Commercial buildings . 26 27 Other buildings 28 Public utilities and other 329,027 205,078 123,949 20,198 41,631 21,607 40,513 29 Public 30 Military 31 Highway 32 Conservation and development 33 Other 117,436 121,250 118,817 123,247 120,579 126,264 127,077 124,144 2,417 2,594 2,205 2,471 2,743 2,613 2,744 2,521 30,577 34,510 33,831 35,638 35,039 39,033 38,464 34,876 5,919 5,800 7,497 5,697 6,784 5,572 6,068 5,695 78,549 77,212 74,746 79,320 77,055 79,107 80,342 81,175 469,976 474,036 484,136 492,883 330,237 331,224 326,813 331,857 334,856 335,864 341,467 342,139 346,383 354,768 362,008 206,435 204,419 201,562 203,585 206,680 207,652 210,204 212,667 217,170 221,886 226,817 123,802 126,805 125,251 128,272 128,176 128,212 131,263 129,472 129,213 132,882 135,191 19,527 19,184 19,261 20,180 19,765 21,587 18,294 19,068 18,963 19,395 19,380 42,444 41,038 41,344 41,878 41,308 40,577 42,139 41,622 43,381 46,569 47,797 21,901 22,036 22,621 22,922 23,941 24,357 25,564 24,949 24,527 24,093 24,036 444 39,692 42,144 42,992 4 , 0 43,964 43,883 44,180 43,374 42,121 42,959 43,178 127,838 127,653 129,368 130,875 2,186 2,339 2,346 2,306 38,964 39,359 40,595 40,798 5,187 5,198 6,226 6,219 80,302 79,769 81,247 82,693 89 42. Housing and construction, 1993-94—Continued Seasonally adjusted annual rates except as noted Jan. Feb. Mar. Apr. May July June Item Aug. Sept. Oct. Nov. Dec. 1994 Private residential real estate activity (thousands of units except as noted) NKW UNITS 1 2 3 4 5 6 7 8 9 10 11 12 13 Permits authorized One-family Two-family or more Started One-family Two-family or more Under construction at end of period1 One-family Two-family or more Completed One-family Two-family or more Mobile homes shipped 1,386 1,113 273 1,266 1,122 144 712 572 140 1,231 1,085 146 302 1,271 1,063 208 1,375 1,067 308 1,463 1,209 254 736 582 154 1,187 150 298 1,335 1,074 261 1,499 1,259 240 731 584 147 1,266 1,106 160 304 1,200 163 292 276 1,489 1,197 292 746 581 165 1,438 1,245 193 296 1,318 1,112 206 720 577 143 1,337 1,363 1,377 1,101 1,350 1,062 288 1,370 1,174 196 751 585 166 1,333 1,151 182 295 1,347 1,049 298 1,440 1,219 221 757 585 172 1,280 1,386 1,063 323 1,463 1,174 289 770 589 181 355 1,451 1,164 28? 779 587 192 1,358 1,025 333 1,536 1,186 350 787 587 200 1,400 1,376 1,371 1,169 207 314 1,136 235 322 1,420 1,105 315 1,545 1,250 295 791 584 207 1,388 1, 173 215 347 1,426 1,066 360 1,511 1,235 276 773 590 183 1,157 1,337 1,144 123 289 193 295 1,158 242 307 1,401 1,046 Merchant builder activity in one-family units 14 Number sold 15 Number for sale at end of period1 640 295 691 298 722 299 672 298 689 302 632 313 630 317 672 322 691 328 70? 330 642 335 627 338 Price of units sold (thousands of dollars)2 16 Median 17 Average 126 153 130 151 132 153 129 153 130 152 134 158 124 144 333 155 130 157 132 153 130 155 135 160 4,170 3,840 4,110 4,110 4,110 4,010 3,940 3,910 3,870 3,820 3,690 3,7.60 108 135 107 133 108 135 109 136 110 137 113 141 112 140 113 141 109 136 108 133 109 135 109 136 EXISTING UNITS (one-family) 18 Number sold 2 Price of units sold (thousands of dollars) 19 Median 20 Average .. Value of new construction (millions of dollars)' CONSTRUCTION 21 Total put in place 487,180 488,908 493,918 495,637 501,164 505,843 509,585 509,853 518,324 521,296 520,183 521,771 22 Private 23 Residential 24 Nonresidential 25 Industrial buildings . . . 26 Commercial buildings . 27 Other buildings . . . . . . 28 Public utilities and other 360,222 228,724 131,498 19,215 43,949 23,738 44,596 29 Public 30 Military 31 Highway 32 Conservation and development 33 Other 126,958 125,903 124,419 124,510 126,321 128,814 131,201 130,195 2,017 1,787 2,364 2,138 1,994 2,935 2,405 2,331 39,372 37,977 38,758 38,921 40,083 39,540 40,415 40,137 5,629 5,325 5,715 6,634 5,826 5,7?5 5,559 5,939 78,936 79,505 78,342 77,746 78,471 81,384 82,442 81,919 90 363,004 369,499 371,127 374,843 377,030 378,383 379,658 384,460 382,946 387,052 386,103 232,511 235,403 237,541 239,891 239,826 240,524 240,090 242,215 240,484 242,447 243,565 130,493 134,096 133,586 134,952 137,204 137,859 139,568 142,245 142,462 144,605 142,538 19,726 20,076 20,529 20,425 20,114 20,192 21,272 21,935 21,894 25,060 22,769 42,429 46,304 47,063 48,530 48,606 48,475 48,396 50,738 51,195 52,008 53,491 22,673 24,891 23,901 24,191 24,477 23,947 23,610 23,559 23,677 24,147 24,694 45,665 42,825 42,093 41,806 44,007 45,245 46,290 46,013 45,696 43,3% 41,584 133,865 138,349 133,131 135,668 2,784 2,344 2,354 2,361 40,519 40,992 39,283 38,464 7,466 ?,339 6,331 7J97 83,646 8?,816 85,163 86,954 43. Consumer and producer prices, 1994 Percentage changes based on seasonally adjusted data except as noted Change from 12 months earlier Change from 3 months earlier (annual rate) Index level 1 Item 1993 Dec. Mar. 1994 Dec. Jun e Dec. Sept. CONSUMER PRICES2 (1982-84= 100) 2.7 2.7 2.2 2.7 3.6 1.9 149.7 2.9 -1.4 3.2 1.6 3.9 2.9 2.2 2.6 1.4 3.2 -.3 3.1 2.9 .6 3.9 2.8 -3.0 3.1 3.9 2.7 5.1 9.2 2.6 .9 3.6 3.9 .4 2.0 .3 2.6 146.8 104.7 157.9 137.6 169.6 .2 2.4 -4.1 -.4 1.8 1.7 1.1 3.5 1.4 2.0 2.9 -.9 14.7 1.5 2.7 .0 -5.5 -2.6 2.0 3.0 1.9 1.9 3.2 1.7 2.1 2.2 9.2 .0 .6 = .3 126.2 128.6 75.9 140.0 135.1 .8 1.6 4.8 5.2 3.1 1.9 2.8 3.9 6.2 6.8 7.2 8.3 121.6 130.9 7.2 o -12.3 10.7 -9.4 -.1 17.3 -4.9 10.1 25.1 -18.0 21.0 -.8 =13.5 =19.2 20.3 -1.2 = 7.6 27.9 101.6 69.9 168.4 1 AH items 2 Food 3 Energy items 4 All items less food and energy 5 Commodities 6 Services PRODUCER PRICES (1982= 100) 7 Finished goods 8 Consumer foods 9 Consumer energy 10 Other consumer goods 11 Capital equipment Intermediate materials 12 Excluding foods and feeds 13 Excluding energy .. Crude materials 14 Foods 1 5 Energy 16 Other Change from 1 month earlier Feb. Mar. .1 .3 .2 .0 -.3 .2 .1 .2 -.2 1.1 .2 -.1 .4 .1 .0 .3 .1 .4 .5 -.2 1.9 .3 .4 .2 -.3 2.1 .1 .2 .3 .2 -.8 4.1 2.8 Jan. Apr. Aug. Sept. .3 .4 .2 .1 .1 .2 .6 1.4 .2 .1 .2 .5 1.4 .3 =.1 .4 .2 -.6 .2 .2 .2 .1 = .3 .2 .0 .2 .1 .5 .2 .0 .2 .8 -. 1 .1 .1 .2 .1 -.4 .3 .2 .4 .9 .1 .1 .6 .2 2.3 .2 .2 -.3 = ,2 -2.4 .1 .2 -.4 -.1 = 1.3 = .3 = .5 .6 1.0 2.2 .2 .1 .3 1.3 =.9 .2 .3 .2 .3 .5 .6 .4 .3 .7 .6 .4 .8 .4 .7 .9 .8 .4 .5 -3.9 1.2 -1.0 -.5 2.5 .9 2.3 .1 2.2 -1.1 .4 1.7 = .2 -5.7 .8 -1.1 = 1.5 .6 .9 = 1.3 3.4 -.1 .9 2.2 May June .2 .1 .3 .2 -.2 .2 .2 .2 .2 -.9 .3 .4 .2 .3 .3 .3 .4 .2 .0 .3 -.5 .0 .2 .0 -.5 .1 .1 .3 -.1 -.6 -1.0 .3 .3 .3 .0 .2 .2 .0 .1 .3 -6.3 2.4 -.7 5.0 .5 -.5 1.1 .0 J aly Oct. Nov. Dec. CONSUMER PRICES* (1982-84= 100) 1 All items 2 Food 3 Energy items 4 All items less food and energy 5 Commodities . . 6 Services PRODUCER PRICES (1982= 100) 7 Finished goods 8 Consumer foods . . . 9 Consumer energy 10 Other consumer goods 1 1 Capital equipment Intermediate materials 12 Excluding foods and feeds 13 Excluding energy Crude materials 1 4 Foods 15 Energy 16 Other 91 44. Summary of U.S. international transactions, 1993-94 Millions of dollars; quarterly data seasonally adjusted except as noted1 1QQ°1 1QOA Q3 Q2 Ql Q4 Q2 Ql Q4 Q3 1994 1993 1 Balance on current account -99 925 -151 245 -17,383 - 24 337 ™27,032 -31,176 -30,271 -37,986 -39,714 -43,277 2 Merchandise trade balance2 -132,618 - 166,099 -28,959 -33,587 -36,605 -33,467 = 36,490 -41,494 -44,627 -43,488 127,384 133,926 119,254 1 18,445 122,730 3 Merchandise exports 1 1 1 ,862 114 131 111 576 456 823 502,485 -589,441 -668,584 -140,821 -147,718 -148,181 -152,721 - 154,935 - 164,224 -172,011 -177,414 4 Merchandise imports 679 1,124 -326 -31 376 5 Military transactions, net 90 283 448 2 148 401 15,342 14,195 14,696 14,334 13,505 14,704 13,303 6 Other service transactions, net 57,328 57,739 14,985 -2,533 -4,571 116 2065 3 190 36 7 Investment income, net 9000 -9 272 3,711 -2,285 -3,488 -6,245 -2,378 -3,703 -16,311 -15,814 -2,730 -3,760 -6,040 -3,390 8 U.S. government grants 9 U.S. government pensions and other -1,063 -987 - 1 ,057 -1,063 --1,064 -985 -986 -3,785 transfers -4,247 -827 -3,931 -4,012 -3,503 -3,488 -3,695 --3,822 10 Private remittances and other transfers . . . . -13,988 -15,700 -3,304 -3,936 1 1 Change in U.S. government assets other than official reserve assets, net (increase, — ) . 12 Change in U.S. official reserve assets (increase —• ) . . Gold Special drawing rights (SDKs) Reserve position in International Monetary Fund 16 Foreign currencies 13 14 15 -330 -322 466 -282 -197 -318 401 491 -283 -931 -1 379 0 -537 5 346 0 -441 -983 0 -140 822 0 -166 -545 0 -118 -673 0 -113 -59 0 101 3,537 0 - 108 165 0 1 11 2,033 0 -121 -44 -797 494 5,293 ™228 -615 313 675 -48 -378 -80 -480 -3 45 251 3,394 273 -327 -27 2,181 -76 666 -37,125 -10,919 869 -1,891 2 540 -34,840 -16,457 -33 447 -- 19,646 - 10,001 15,107 - 10,230 -7,128 -7,750 -27,492 1 ,590 -8,051 -10,976 10,055 -56,258 -16,651 -12,449 -15,238 - 1 1 ,920 17 Change in U.S. private assets abroad (increase — ) -18 288 = 130 875 29,947 18 Bank-reported claims3 915 1 581 - 32 62 1 19 Nonbank-reported claims 20 U.S. purchases of foreign securities, net ... -141,807 -49,799 -72 601 -49 370 21 U.S. direct investments abroad net 22 Change in foreign official assets in United States (increase, <f ) . 23 U S. Treasury securities 24 Other U.S. government obligations 25 Other U.S. government liabilities4 26 Other U.S.3 liabilities reported by U.S. banks 27 Other foreign official assets5 28 Change in foreign private assets in United States (increase, +) . 29 U S bank-reported liabilities5 30 U.S. nonbank-reported liabilities 31 Foreign private purchases of U.S. Treasury securities, net . 32 Foreign purchases of other U.S. securities, net .... 33 Foreign direct investments in United States, net 34 Allocation of special drawing rights 35 Discrepancy 36 Due to seasonal adjustment 37 Before seasonal adjustment 39,409 30 723 6,025 2,2 U 10,955 1 080 665 -451 17,495 5 668 1,082 161 19,386 19 098 1,345 1,245 24,311 23 106 970 752 10,977 857 215 851 9,162 5,919 2,360 174 19,691 16,477 2,222 494 -421 7,470 1,228 692 14 841 2,585 2,923 -2,473 8,257 1,404 9485 1,099 -2 486 184 -415 -102 9,807 •=753 1,674 -965 1,298 = 800 -9,856 45 33 782 2 812 6531 58,542 27 823 288 75,147 9 800 3,885 69,413 3 1 ,839 2,478 37,364 28,231 -2,047 60,045 19,650 487 85,136 14,676 -5,242 176,383 20 859 10,489 8,912 25 1 ,956 114 396 - 19 576 -4,324 -215 33,811 13,282 -366 3 174 7,973 9,771 -7,317 5,428 25,929 79,864 58,625 9,602 15 182 17,706 37,374 21,117 12,551 14,762 10,195 41,108 49,448 5,819 9,623 9,551 16,115 4,208 5,946 19,718 19,57K 0 35 985 40 Change in Organization of Petroleum Exporting Countries official assets in United States (part of line 22) 72,146 48 952 4,062 1,706 0 - 14 269 35 985 -14 269 0 17 245 5,367 11 878 0 13 993 154 13 839 0 -4 626 -6,353 1 727 0 9 375 834 8 541 0 •= 1 3 336 5,274 - 18,610 0 -2,567 587 -3,154 0 -12,082 -6,641 -5,441 0 11,718 782 12,9% 24,063 , MKMO Changes in official assets 38 U.S. official reserve assets (increase, -) . . . . 39 Foreign official assets in United States, excluding line 25 (increase, +) 92 -19 213 -41 474 -=45 529 6,707 27,553 6606 -725 5 896 -6 110 -27,362 -28,832 -50,773 - 13 274 -18 523 -7 359 -1,379 5,346 -983 822 -545 -673 -59 3,537 -165 2,033 70,440 37,198 11,406 17,334 18,141 23,559 10,126 8,988 19,197 = 1,113 -3 717 -1,184 638 -993 -3,140 -222 - 1 ,65 1 -4,217 3,564 1 , 1 20 45. U.S. foreign trade, 19941 Millions of dollars; monthly data seasonally adjusted Item 1 Goods and services, balance 2 Merchandise 3 Services 4 Goods and services, exports 5 Merchandise . . . 6 Services 7 Goods and services, imports . . . 8 Merchandise 9 Services . . . Year Jan. Mar. Feb. Apr. June May Aug. July Sept. Nov. | Oct. Dec. -106,212 -6,918 -9,563 -6,534 -8,853 -9,141 -8,930 -10,787 -9,358 -8,666 -9,841 -9,735 -7,894 - 1 66 099 -11 331 - 1 3 634 - 1 1 524 - 1 3 405- 14 079 - 14 009-15 832 - 14 232 - 14 566 — 14 926 - 1 5 292 - 13 272 4,552 4 874 . 59,887 4,413 4,071 4,990 4,938 5,378 5,079 5 044 5 557 5 900 5,085 54 379 38 931 15 448 701 201 502,485 1 98 7 1 6 53 067 37,442 15 625 58 782 42,070 16 712 56 348 40 354 15 994 56 838 40,441 16 397 58 637 41 933 16 704 57 044 40 428 16 616 60 295 43 683 16 612 60 933 43 272 1 7 66 1 61 713 44 44] 17 272 59 978 43,315 16 663 63 185 46,172 17 Oil -807,413 -61 297 - 62 630-65,316 -65 201 -65 979 -67 567 -67 832 - 69 653- 69 599 - 69 8 1 9 -71 448 -71 079 -668,584 -50,262 -51,076 -53,594 -53,759 -54,520 -55,942 -56,260 -57,915 -57,838 -58,241 -59,733 ~ 59 ,444 -138,829 - 1 1 035 - 11,554 - 1 1 ,722 - 11 442 1 1 459 - 1 1 625 - 1 1 572 - 11 738 11 761 - 11 578 11 715 - 1 1 635 - MBMO 10 Balance on merchandise trade, Census basis . . -150,629 -10,185 -12,133 -9,631 -12,082 -12,656 -12,977 - 14,776 -12,872 -13,465 -13,642 -14,202 - 12,010 46. U.S. reserve assets, 1994 Millions of dollars, end of period Jan. 2 Gold stock, including Exchange Stabilization Fund 1 3 Special drawing rights2'"1 4 Reserve position in International Monetary Fund 2 5 Foreign currencies4 Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. 74,243 Asset 1 Total 75,766 76,809 76,565 74,420 75,732 75,443 75,740 76,532 78 172 74,000 74,335 1 1 ,053 9070 11,053 9 295 1 1 ,052 9,383 1 1 ,053 9 440 1 1 ,052 9 522 1 1 ,052 9 731 11 052 9 696 11 054 9 837 11 054 9 971 1 1 053 10 088 1 1 052 10 017 1 1,05! 10 039 11,906 42,214 1 1 ,974 43,444 12,135 44,239 11,899 44,173 11,841 42,005 12,184 42,765 12,183 42,512 12,161 42,688 12,067 43,440 12,339 44,692 12,037 40,894 12,030 41,215 June July Aug. Sept. Oct. Nov. Dec. 47. Foreign official assets held at Federal Reserve Banks, 1994' Millions of dollars, end of period Jan. Asset Feb. Mar. 257 190 388 065 12,302 Held in custody 2 U S Treasury securities2 3 Earmarked gold3 393 238 12,238 399,817 12,145 Apr. May 604 181 188 396 495 402 170 411,580 !2,065 12,104 12,065 423 715 12,056 427 574 12,044 454 1 Deposits 171 174 223 230 250 429 8 1 9 439 854 12,044 12,039 444 339 12,037 441,866 12,033 342 48. Liabilities to and claims on foreigners, payable in foreign currencies, reported by banks in the United States, 1993-941 Millions of dollars, end of period Sept. Dec. Mar. June 75,151 55,549 20 464 35,085 81 225 59 136 20 930 38,206 78,120 60,649 20 284 40,365 86,706 74,670 21 H9 53,531 2,775 2 494 4,100 4,696 Mar. June 81 311 64 256 23 142 41,114 2 561 Sept. Dec. 72,490 56,669 21 490 35,179 82,293 59,261 20 419 38,842 89,616 54 448 19 798 34,650 4,732 5,466 10 773 1993 1 Banks' liabilities . . . 2 Banks' claims 3 Deposits 4 Other claims 5 Claims of banks' domestic customers2 ...... .. 19 94 93 49. Selected U.S. liabilities to foreign official institutions, 1992-94 A. By type Millions of dollars, end of period Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dee. 1992 t Total1 2 Liabilities reported2 by banks in the United States 3 U.S. Treasury bills and certificates-1 U.S. Treasury bonds and notes 4 Marketable 5 Nonmarketable 4 6 U.S. securities other than U.S. Treasury securities3 386,592 41,928 389,123 395,397 42,642 43,964 399,569 408,661 415,757 418,640 49,537 44,773 47,616 5 1 ,450 1 1 1 ,224 420,978 407,632 52,571 43,726 420, (MX 409,671 412,624 55,029 54,967 61,695 92,711 94,731 102,143 102,968 109,278 114,781 113,307 113,634 104,286 100,702 104,596 212,748 4 892 212,556 4922 209,420 4956 211,131 208,446 213,866 5 021 4 625 4 989 213,100 4 582 213,791 4476 209,317 4,505 212,266 4,473 211,646 4,501 210,931 4,532 34,313 34,272 34,914 36,354 36,640 36,833 36,450 37,328 37,791 37,598 35,708 36,538 1993 1 Total1 2 Liabilities reported2 by banks in the United States 3 U.S. Treasury bills and certificates'1 U.S. Treasury bonds and notes 4 Marketable 5 Nonmarketable 4 . . . . 6 U.S. securities other than U.S. Treasury securities5 426,614 427,886 424,031 427,678 438,373 441,364 440,844 450,779 459,488 457,901 470,883 483,002 64,796 67,357 63 224 63 023 69466 72 709 67 461 68 826 70,223 65,670 67,966 69,808 1 1 1 ,540 113,594 1 1 3 547 1 1 3 293 120 194 119 860 128 817 136 488 139,638 140,525 144,865 151,100 207,951 4,563 203,587 4,592 202,971 4,622 205,680 5,432 202,256 5,417 201,496 5,451 196,819 5,488 197,543 5,508 200,708 5,542 202,327 5,579 208,550 5,615 212,237 5,652 37,764 38,756 39,667 40,250 41,040 41,848 42,239 42,414 43,377 43,800 43,887 44,205 519,160 521,316 531,397 79,361 1994 1 Total1 2 Liabilities reported2 by banks in the United States 3 U.S. Treasury bills and certificates1 U.S. Treasury bonds and notes 4 Marketable *) Nonmarketable 4 6 U.S. securities other than U.S. Treasury securities5 492,785 491,760 78,617 147,140 78,040 143,422 216,589 220,136 5 725 5 689 493,131 478,920 488,732 79 615 148,707 75,366 140,653 215,379 213,718 5 799 5 763 78 275 134,758 502,121 516,569 84,949 79 598 82,587 146,484 143,540 81 289 141,578 224,955 228,317 5 837 5 875 523,915 520,204 73,507 72,73 1 138,451 148,039 143,222 139,570 233,380 243, m 247,804 5 952 5 911 5,990 250,695 6,031 253,455 6,069 254,037 6,109 44 750 44 437 43 667 43 384 44 907 45 062 45 841 46 83? 46,484 47,271 47,662 47,757 Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dee. B. By area Millions of dollars, end of period 19 92 1 Total1 2 3 4 5 6 7 386,592 Europe 173 695 Canada 13,422 Latin America and Caribbean . . . . 33,007 Asia 158 555 Africa . . . . 2,567 5,344 Other countries6 389,123 395,397 399,569 408,661 415,757 418,640 420,978 407,632 1 74 467 14,032 33,628 160 162 2,566 4,266 180646 13,635 37,214 160979 2,550 4,543 186 725 15,127 37,744 161 468 2,950 4,645 196 184 15,656 37,312 162 457 3 376 3,653 178 874 12,796 36,011 161 020 2,169 4,525 192 551 15,082 37,429 162 621 3 423 4,649 420,048 409,671 412,624 186 134 12,161 36,903 167 069 1,937 3,265 189,230 13,700 37,973 164 690 3,723 3,306 198 160 15 770 36,347 164 199 3 018 3,482 187 660 12,807 35,694 164 193 3,518 3,758 450,779 459,488 457,901 470,883 483,002 189 412 13 855 53,288 187 317 3 267 3,638 195 776 14,040 52,652 189 565 4.046 3,407 191 198 15,221 52,223 191 289 3,823 4,145 206 312 14,437 48,358 194 797 3,808 3,169 519 160 521,316 531,397 523,915 520,204 196 391 13,891 36,646 166 125 1,639 3,354 19 93 1 Total1 2 3 4 5 6 7 426,614 427,886 197 012 Europe Canada 14,191 Latin America and Caribbean . . . . 39,372 Asia 168 837 Africa . . 3,863 3,337 Other countries6 200052 13,666 40,454 166 677 4,024 3,011 424,031 427,678 438,373 441,364 440,844 191 212 14,679 46,138 177 551 3,940 4,851 190923 14,077 46,491 181 918 3,779 4,174 493,131 478,920 488,732 502,121 187 334 15,106 42,461 170 519 4,077 4,532 185 427 14,082 47,152 172 419 3,940 4,656 1 86 501 14,588 51,750 181 494 1,002 3,505 207 121 15,285 55,898 197 702 4,052 2,942 19 94 1 Total1 492,785 491,760 2 3 4 5 6 7 214,620 15,864 55,584 199 840 3,840 3,035 Europe Canada Latin America and Caribbean Asia Africa Other countries6 94 208,040 15,624 59,231 201 651 4,201 3,011 214,712 14018 53,246 204 286 3,718 3,149 209,876 13 901 44,379 203 740 3,691 3 311 516,569 213 537 221 595 227,062 225 875 225,481 14 505 15 996 18 656 18 586 19 182 43,676 42,581 42,689 44,089 44,348 209 667 211 97 1 2 1 8 498 221 985 221 80S 4 255 3,969 4,110 3 862 4,388 5 866 5 800 3 376 1,910 4 368 222,831 217,018 214,908 17,215 18 497 17 528 47,765 45,206 41,189 212 871 214 344 236 864 4,232 4,671 4,179 5 144 5 197 5 827 50. Liabilities to foreigners, payable in U.S. dollars, reported by banks in the United States, 1993-94' A. By holder and type of liability Millions of dollars, end of period Jan. Feb. Mar. Apr. May June Holder and type of liability July Aug. Sept. Oct. Nov. Dec. 1993 1 Total, all foreigners 848,570 860,821 841,654 837,630 839,788 865,156 861,088 883,034 898,631 899,267 909,423 921,796 594,320 20,977 153,164 101,022 319,157 607,940 22,183 150,129 103,390 332,238 586,644 21,445 144,978 95,318 324,903 581,835 22,114 150,270 98,000 311,451 575,371 22,012 148,824 102,890 301,645 598,004 21,344 153,233 106,502 316,925 590,471 21,687 151,990 106,433 310,361 606,964 21,377 153,925 115,386 316,276 615,771 25,378 154,425 112,125 323,843 611,318 22,017 159,415 129,025 300,861 616,544 25,466 157,014 126,826 307,238 623,432 21,573 175,078 110,144 316,637 7 Banks' custodial liabilities 5 254,250 252,881 8 U.S. Treasury bills and 133,750 135,237 certificates6 9 Other negotiable and readily 7 20,734 transferable instruments . . 22,970 10 Other 97,530 96,910 255,010 1 2 Banks own liabilities 3 Demand deposits . . . 4 Time 3 deposits2 5 Other 6 Own foreign offices4 1 1 Nonmonetary international and regional organizations'* 12 Banks' own liabilities 13 Demand deposits 14 Time deposits2 15 Other1 16 17 18 19 27 28 38 39 47 48 270,617 276,070 282,860 287,949 292,879 298,364 137,956 144,208 153,587 162,034 165,341 164,448 169,817 176,739 22,316 95,601 21,552 96,287 24,537 95,783 30,079 92,865 26,487 90,543 27,688 86,348 30,924 86,595 37,650 85,851 38,667 84,395 36,289 85,336 9,295 6,037 196 2,897 2,944 10,731 5,834 33 1,762 4,039 8,934 6,481 35 2,989 3,457 9,339 6,270 19 3,607 2,644 9,765 6,572 29 2,920 3,623 12,367 8,671 37 2,882 5,752 11,411 7,995 21 4,062 3,912 10,995 6,790 71 2,978 3,741 12,966 9,091 34 2,863 6,194 10,936 5,639 15 2,780 2,844 3,262 2,654 3,258 4,897 2,453 3,069 3,193 3,696 3,416 4,205 3,875 5,297 2,774 2,348 2,876 4,461 1,883 2,320 2,635 3,418 3,199 3,566 3,201 4,275 488 0 306 0 382 0 433 3 564 6 749 0 552 6 278 0 217 0 639 0 673 1 1,022 0 176,336 60,581 1,408 19,002 40,171 180,951 63,590 1,776 19,362 42,452 176,771 59,721 1,461 19,024 39,236 176,316 59,602 1,375 19,434 38,793 189,660 63,842 1,401 22,446 39,995 192,569 62,967 2,224 19,873 40,870 196,298 62,059 1,579 19,042 41,438 205,314 62,252 1,317 18,217 42,718 209,861 63,619 1,951 20,845 40,823 206,195 60,995 2,121 14,905 43,969 212,831 62,168 2,089 17,208 42,871 220,908 64,231 1,601 21,654 40,976 Banks' custodial liabilities 5 115,755 U.S. Treasury bills and 1 1 1 ,540 certificates6 Other negotiable and readily 7 4,054 transferable instruments . Other 161 117,361 117,050 116,714 125,818 129,602 134,239 143,062 146,242 145,200 150,663 156,677 113,594 113,547 113,293 120,194 119,860 128,837 136,488 139,638 140,525 144,865 151,100 3,648 119 3,411 92 3,284 137 5,480 144 9,602 140 5,297 105 6,516 58 6,152 452 4,493 182 5,616 182 5,482 95 Banks' custodial liabilities 5 U.S. Treasury bills and certificates6 Other negotiable and readily 7 transferable instruments . Other " . . 568,739 455,131 135,974 9,911 83,034 43,029 319,157 576,344 464,601 132,363 10,984 80,327 41,052 332,238 564,532 558,539 452,485 446,393 127,582 134,942 10,496 10,896 74,850 81,422 42,236 42,624 324,903 311,451 550 B 310 569,169 437,848 459,584 136,203 142,659 1 1 ,398 9,929 76,587 83,754 48,218 48,976 301,645 316,925 560,224 568,212 451,430 463,223 141,069 146,947 10,682 10,485 84,946 86,607 45,441 49,855 310,361 316,276 580,584 471,412 147,569 12,811 83,484 51,274 323,843 575,452 462,381 161,520 9,951 95,704 55,865 300,861 578,402 468,861 161,623 13,373 92,265 55,985 307,238 589,077 477,050 160,413 9,719 105,192 45,502 316,637 Banks' custodial liabilities* 113,608 U.S. Treasury bills and certificates6 9,619 Other negotiable and readily 7 transferable instruments . 7,708 Other 96,281 1 1 1 ,743 112,047 112,146 112,462 109,585 108,794 104,989 109,172 113,071 109,541 112,027 9,231 9,924 9,803 10,738 10,561 10,637 1 1 ,327 11,794 10,046 10,539 10,712 6,695 95,817 7,959 94,164 7,362 94,981 7,419 94,305 7,755 91,269 9,056 89,101 8,803 84,859 12,731 84,647 19,193 83,832 17,215 81,787 17,020 84,295 92,396 70,771 9,619 48,226 12,926 91,988 70,865 9,376 48,119 13,370 91,056 68,401 9,292 48,207 10,902 92,044 70,006 9,810 47,652 12,544 90,884 67,200 9,178 46,802 1 1 ,220 94,079 69,183 9,172 45,999 14,012 94,801 70,410 9,397 45,082 15,931 97,141 72,818 9,538 46,219 17,061 96,775 72,745 10,595 46,034 16,116 106,625 81,152 9,874 45,828 25,450 105,224 76,424 9,970 44,678 21,776 100,875 76,512 10,238 45,452 20,822 21,625 21,123 22,655 22,038 23,684 24,896 24,391 24,323 24,030 25,473 28,800 24,363 40 Other foreigners 41 Banks' own liabilities 42 Demand deposits 43 Time 1 deposits2 44 Other 45 46 267,152 144,097 11,538 8,884 47 2,321 6,516 29 Banks 10 30 Banks' own liabilities 31 Unaffiliated foreign banks . . . 32 Demand deposits 33 Time 1 deposits2 34 Other 35 Own foreign offices4 36 37 264,417 11,099 7,837 39 2,902 4,896 20 Official institutions 9 21 Banks' own liabilities 22 Demand deposits . 23 Time 1deposits2 24 Other 25 26 255,795 137,093 Banks' custodial liabilities 5 U.S. Treasury bills and certificates6 . . . . Other negotiable and readily 7 transferable instruments . Other . MEMO 49 Negotiable time certificates of deposit in custody for foreigners 9,817 10,064 10,746 10,399 11,282 1 1 ,467 1 1 ,478 10,801 10,710 10,311 11,212 10,652 10,720 1,088 10,085 974 10,564 1,345 10,473 1,166 1 1 ,074 1,328 1 1 ,973 1,456 11,582 1,331 12,091 1,431 11,824 1,496 13,325 1,837 15,163 2,425 12,765 946 9,718 9,496 9,544 9,408 9,581 10,388 9,389 9,521 1 1 ,304 17,563 17,089 17,567 95 50. Liabilities to foreigners, payable in U.S. dollars, reported by banks in the United States, 1993-941—Continued A. By holder and type of liability—Continued Millions of dollars, end of period June July Aug. I Sept. J Oct. Nov. Jan. Feb. Mar. Apr. May Dec. 1 Total, all foreigners 909,081 932,519 959,450 967,438 970,087 2 Banks' own liabilities 3 Demand deposits 4 Time deposits2 5 Other1 6 Own foreign offices4 608,793 23,682 159,483 127,845 297,783 631,713 649,763 668,339 666,864 686,378 697,864 693,613 707,452 709,734 686,602 721,047 25,831 24,403 22,978 23,565 27,805 24,517 23,525 23,147 23,522 24,614 23,954 159,897 176,954 177,758 182,393 183,547 185,819 184,333 178,277 181,406 178,348 186,392 135,350 111,649 125,190 125,104 119,410 128,145 1)9,087 134,762 133,805 124,309 113,850 312,063 338,182 341,826 331,562 358,904 360,375 367,046 370,891 369,909 359,991 394,974 300,288 300,806 309,687 299,099 303,223 311,664 305,203 305,400 292,748 302,602 302,492 294,813 171,018 167,315 173,533 168,016 161,358 171,563 170,313 170,851 164,555 174,441 169,056 162,825 37,409 91,861 41,922 91,569 41,688 94,466 38,073 93,010 48,681 93,184 49,820 90,281 46,237 88,653 46,371 88,178 38,988 89,205 37,661 90,500 39,834 93,602 42,17? 89,811 11,324 7,304 172 3,665 3,467 7,500 6,124 320 2,533 3,271 8,087 5,641 209 2,482 2,950 6,013 4,428 26 2,411 1,991 8,364 6,437 35 2,785 3,617 9,067 5,692 31 3,223 2,438 7,491 5,684 29 3,469 2,186 5,323 4,328 56 2,671 1,601 7,619 6,642 28 2,989 3,625 7,824 6,047 83 3,095 2,869 6,20? 5,441 35 2,81? 2,589 7,474 7,044 29 3,198 3,81? 4,020 1,376 2,446 1,585 1,927 3,375 1,807 995 977 1,777 766 430 3,497 1,321 2,097 1,358 857 2,825 1,082 836 767 1,572 501 281 523 0 55 0 339 10 227 0 1,070 0 548 725 0 159 0 205 5 205 0 265 0 149 0 Holder and type of liability 1994 7 Banks 1 custodial liabilities-* 5 . . . 8 U.S. Treasury bills and certificates 6 9 Other negotiable and readily transferable instruments 7 10 Other 12 13 14 15 Nonmonetary international and regional organizations^ . . . . Banks' own liabilities Demand deposits Time deposits2 Other1 16 17 19 Banks' custodial liabilities 5 . . . U.S. Treasury bills and certificates6 Other negotiable and readily transferable instruments 7 Other 20 Official institutions 9 . . . 21 Banks' own liabilities 22 Demand deposits . 23 Time deposits2 . . . 24 Other1 25 26 27 28 Banks' custodial liabilities 5 . .'. U.S. Treasury bills and certificates6 Other negotiable and readily transferable instruments 7 Other 29 Banks" 30 Banks1 own liabilities 31 Unaffiliated foreign banks . . 32 Demand deposits 33 Time 1 deposits2 Other 34 35 Own foreign offices4 36 37 38 39 Banks' custodial liabilities 3 . . . U.S. Treasury bills and certificates 6 Other negotiable and readily transferable instruments 7 Other 40 Other foreigners . . . . . 41 Banks 1 own liabilities 42 Demand deposits . 43 Time 1 deposits2 . , . 44 Other 45 46 47 48 Banks 1 custodial liabilities 5 . . . U.S. Treasury bills and certificates6 Other negotiable and readily 7 transferable instruments Other 49 Negotiable time certificates of deposit in custody for foreigners 96 998,042 1,003,067 999,013 1,000,2001,012,336 989,094 1,015,860 225,757 221,462 228,322 216,019 213,033 222,867 231,433 223,238 221,038 227,400 216,729 212,301 72,114 67,505 60,717 59,280 67,409 66,912 65,350 66,178 68,043 74,027 67,411 71,601 1,682 1,564 1,232 1,472 1,691 1,504 1,435 2,028 1,660 2,029 1,406 1,668 21,610 23,635 24,916 27,487 25,746 26,920 23,812 20,626 23,175 20,270 20,060 23,831 49,671 41,665 38,409 34,541 45,943 41,413 42,236 41,108 41,098 45,068 40,433 43,503 154,156 154,053 161,410 150,669 146,855 154,824 157,406 155,827 148,924 159,895 156,012 153,021 147,140 143,422 148,707 140,653 134,758 141,578 146,484 143,640 138,451 148,039 143,222 139,570 6,856 160 10,529 102 12,416 287 9,972 44 12,053 44 13,112 134 10,863 59 12,054 133 10,407 66 1,820 36 12,773 I? 13,245 206 569,223 597,339 618,467 631,115 634,848 65I,3?1 654,760 657,549 652,456 658,315 647,281 681,724 451,989 480,060 498,665 515,678 511,350 530,953 536,579 536,834 538,600 545,70? 532,625 568,243 154,206 167,997 160,483 173,852 179,788 172,049 176,204 169,788 167,709 175,798 172,634 173,269 12,319 11,790 11,832 11,771 15,544 11,259 13,080 10,555 11,023 10,704 11,973 11,036 87,820 92,513 104,826 107,661 109,083 108,366 106,888 107,110 101,715 106,646 106,043 111,461 50,846 55,439 51,364 57,526 58,129 55,332 48,728 44,953 54,420 55,161 55,350 63,511 297,783 312,063 338,182 341,826 331,562 358,904 360,375 367,046 370,891 369,909 359,991 394,974 117,234 117,279 119,802 115,437 123,498 120,418 118,181 120,715 113,856 112,608 114,656 113,481 9,838 11,060 1,056 10,098 11,430 10,842 10,147 12,268 10,975 10,783 11,792 11,218 17,205 90,191 17,035 89,184 17,329 91,417 15,589 89,750 21,986 90,082 22,252 87,324 21,426 86,608 22,004 86,443 15,343 87,538 13,228 88,59? 13,530 89,334 14,234 88,029 102,777 77,899 10,814 47,728 19,357 106,218 78,120 10,704 44,791 22,625 104,574 78,545 10,397 45,815 22,333 114,291 82,883 10,264 46,076 26,543 113,842 82,899 10,791 46,890 25,218 114,73? 81,690 10,138 47,042 24,510 109,383 81,574 10,234 47,975 23,365 112,903 85,040 10,027 48,806 26,207 119,087 90,096 11,248 46,653 32,195 118,797 90,475 11,480 47,853 31,142 118,87? 87,819 10,978 48,862 27,979 114,361 86,480 11,158 48,558 26,764 24,878 28,098 26,029 31,408 30,943 33,047 27,809 27,863 28,991 28,322 31,058 2?,881 10,543 11,512 11,673 15,907 14,313 16,318 12,600 14,107 14,362 14,047 13,541 1! ,756 12,825 1,510 14,303 2,283 11,604 2,752 12,285 3,216 13,572 3,058 13,908 2,821 13,223 1,986 12,154 1,602 13,033 1,596 12,408 1,867 13,266 4,251 14,549 1,576 17,509 17,909 19,134 17,866 26,290 26,980 25,569 25,293 19,115 16,793 17,39? 17,895 50. Liabilities to foreigners, payable in U.S. dollars, reported by banks in the United States, 1993-941—Continued B. By area and country Millions of dollars, end of period Jan. Feb. Mar. Apr. 1 Total, all foreigners 848,570 860,821 841,654 837,630 2 Foreign countries 837,471 849,283 832,359 826,899 July Aug. Sept. Oct. Nov. Dec. 839,788 865,156 861,088 883,034 898,631 899,267 909,423 921,796 830,854 855,817 851,323 870,667 887,220 888,272 896,457 910,860 335 540 340 552 1,614 1 672 23,345 23,635 3,023 3 135 2 667 2 347 40 622 36,517 22 199 22 530 1,122 1 378 11 427 11 285 10 909 11 484 2 901 2 833 3 015 3 180 2 254 2 229 17,208 20496 1 460 3 474 41 933 41,012 2 618 2 553 118,851 116 353 511 524 358 032 1 808 24,641 5 084 2 712 43 064 22 820 1 366 10 466 13 423 2 796 3 215 2 623 20 182 2 355 43 217 2 897 1 3 1 ,07 1 541 369 587 1,797 27,518 4 151 2 250 36,748 27 022 1,698 10 732 14 792 3 167 3,229 2 530 19,705 2 671 42,473 2 946 135,716 546 377 193 1 917 28,621 4 517 1 872 39 746 26 613 1,519 11 759 16 096 2 966 3 366 2 51 1 20 493 2 572 41,561 3 227 1 33 936 570 May June 19 93 3 Europe 4 Austria 5 Belgium and Luxembourg 6 Denmark . 7 Finland 8 France 9 Germany 10 Greece 1 1 Italy 12 Netherlands 1 3 Norway 14 Portugal 15 Russia 16 Spain 17 Sweden 18 Switzerland 19 Turkey 20 United Kingdom 21 Yugoslavia 22 Other Europe 1and other former USSR 2 23 Canada 303 631 304 370 292 272 297 763 313 136 324 301 321 057 1,497 1 158 1,942 1,525 1,256 1,496 1,415 19,767 21,247 19,721 21,099 19,496 21,817 20,755 1,229 2,835 2 464 1,536 3 088 3 983 1 885 2 049 2 297 2 265 1 862 2 185 2 580 2 873 34,247 32,420 3 1 ,672 3 1 ,046 33,835 33,744 33,963 19,904 20 680 18 929 16 062 23 952 22 752 24 523 742 815 758 859 819 763 1,078 10 701 8 094 9 090 10 403 8 759 8 888 10 722 8 743 1 1 ,722 13 967 1 1 ,464 11,557 11 336 10 553 2 515 2 349 3 544 2 344 2 757 2 690 2 840 2508 2 674 2 518 2,489 2,476 2 764 2 894 497 1 129 535 726 1 406 436 847 14,900 17,228 13 604 15,737 14,055 15 506 16,643 2 918 1 850 2 140 1 567 3 106 2 336 2 210 39,604 41 673 4 1 ,29 1 4 1 ,462 40,157 39,530 40,516 2 533 2 862 2 664 2 497 2 520 2 882 2 761 106,024 104,691 105,386 108,410 105 906 115,214 113,138 506 512 523 507 512 501 510 29 394 30 473 28,207 27,765 31 355 32 177 28 245 32 955 28 821 23 75! 29 896 33 331 21 016 22 368 24,518 21,686 21 165 19 988 22 089 23 673 24 711 27 452 24 150 20 227 24 Latin America and Caribbean . . . . 360,632 368,044 25 Argentina 10 792 10 608 26 Bahamas 86,453 89,620 6 345 27 Bermuda 6 522 5,303 28 Brazil 5,320 29 British West Indies 192,451 195,138 3,420 30 Chile 3,638 4439 4 417 31 Colombia 3 2 32 Cuba 33 Ecuador 953 882 34 Guatemala 1 311 1 311 35 Jamaica 294 279 36 Mexico 20 114 21 281 4 353 4,870 37 Netherlands Antilles 3 997 38 Panama 4 203 39 Peru 1 052 1,045 40 Uruguay 1 898 2 061 41 Venezuela 11,111 10,989 42 Other 6 092 6 109 363,629 364,838 350,841 356,864 355,130 353,317 363,062 349,697 347,984 358,040 11 569 11 066 11 289 14 121 13 680 ' 14 477 11 339 14 581 14 052 14 320 82 192 79 717 73 800 85,608 83,257 82,574 75,246 75,389 77 061 78,495 6 124 6 335 6 157 5 344 7 841 7 102 8 027 7 246 7 059 7 350 5,461 5,465 5,062 5,338 5,299 5,268 5,301 4,946 5,425 5,057 194,106 194,010 184,232 189,903 188,721 184,664 191,645 180,955 182,801 190,445 3,325 3,480 3,934 3,447 3,520 3,867 3,183 3,552 3,952 3,596 4,183 4,360 4 464 4 338 4 405 4 383 3 988 3 100 3 171 3 025 3 3 5 2 5 6 7 7 2 33 914 947 922 924 889 851 860 819 880 868 1 352 1 323 1 397 1 382 1 304 1 243 I 315 1 278 1 275 1 207 289 341 309 293 341 401 364 375 410 376 24 976 23 437 28 018 21 836 22 398 24 213 24 907 24 249 21 925 24 487 4,537 4,714 3 813 4,195 4,222 4,059 4,159 5,413 5,283 4 695 3 915 4 129 4 049 3 582 3 750 3 748 3 567 3 421 3 657 3 743 977 926 995 1,070 979 891 873 889 898 903 1 815 1,775 1 611 1 742 1 775 1 822 1 752 1 634 1 775 1 716 1 1 ,452 11,516 13,045 1 1 ^642 12,782 12 868 12,786 12,242 12,373 12,903 6,193 6,479 6 317 6 203 6 419 6 174 6 323 6 249 6 023 6 183 43 Asia 141 685 China 3,114 44 People's Republic of China . . 8,930 45 Republic of China (Taiwan) . . 46 Hong Kong 17,572 47 India 1 326 1 392 48 Indonesia . .. 49 Israel 3 389 50 Japan 56,084 3 444 51 Korea (South) 52 Philippines 2 350 5,722 53 Thailand 54 Middle Eastern1oil-exporting countries'^ 19 869 55 Other 18,493 143,670 140,390 130,945 133 957 143 166 143 132 147,517 147 672 141 352 144,459 144 575 3,007 9,103 19,526 1,381 1,460 3 370 58,069 3,471 2 746 5,375 2,957 9,023 16,973 1,404 1,871 3 929 56,977 3,330 2 774 5,342 3,527 8,860 16,253 993 1,464 3 762 51,161 3,584 2 785 4,967 3,008 8,772 15,754 1 343 1 861 3 163 54,479 3 922 2 458 5,377 2,885 9,548 15,890 1 315 2 132 2 764 62,791 3,842 2 933 5,233 2,728 9,999 16,193 1,053 1,688 2 790 62,233 4,298 3 196 5,830 3,292 9,483 15,621 1,211 1,582 2 729 67,999 3,873 2 648 6,058 3,261 9,969 16 388 1 288 1 715 3 241 65,650 4 356 2 735 5,846 3,280 9,804 16,389 1 251 1 504 5 450 60,160 3 889 2 192 6,446 3,187 10,960 18,673 1,425 1,674 4 581 58,855 4,409 1 899 6,231 4,011 10,627 17,178 1 114 1,986 4 435 61,466 4 913 2 035 6,137 19 888 16,274 19 714 16,096 19 684 13,905 19 274 14,546 20 327 13,506 18 409 14,715 19 141 13,880 17 255 15,968 14 681 16,306 15 487 17,078 15 824 14,849 56 Africa 57 Egypt 58 Morocco 59 South Africa 60 Zaire 61 Oil-exporting countries14 62 Other 5 913 2,756 88 158 25 1,125 1 761 6 361 3,077 92 319 17 1,135 1 721 6 508 3,084 87 243 13 1,239 1 842 6 369 2,938 79 246 14 1,294 1,798 6 415 2,922 82 198 16 1,368 1 829 6 475 2,784 119 265 15 1,332 1 960 5 680 1,880 138 172 25 1,417 2 048 5 649 2,018 78 233 20 1,279 2 021 6 127 2,457 86 275 16 1,281 2 012 6 179 2,220 87 367 15 1,271 2 219 5 757 2,088 110 272 10 1,446 1 831 6 633 2,208 99 451 12 1 ,303 2 560 63 Other 64 Australia 65 Other 4,594 3 497 1 097 4,470 3,383 1 087 5,042 4,008 1 034 5,298 4,051 1,247 5,340 4449 891 5,023 4 078 945 4,235 3,253 982 4,971 3 890 1 081 5,096 4 045 1 051 5,560 4434 1 126 4,520 3,317 1 203 4,192 3,308 884 66 Nonmonetary international and regional organizations 67 International 68 Latin American regional16 69 Other regional17 11 099 7 864 2,327 908 11,538 8 857 1,738 943 9,295 6 251 2,021 1,023 10,731 7,590 2,223 918 8 934 5 388 2,412 1,134 9,339 5 821 2,318 1,200 9,765 6 206 2,077 1,482 12 367 8 369 2,737 1,261 11 411 7 681 2,448 1,282 10,995 7 351 2,539 1,105 12,966 9,095 3,050 821 10,936 6 851 3,218 867 97 50. Liabilities to foreigners, payable in U.S. dollars, reported by banks in the United States, 1993-941—Continued B. By area and country—Continued Millions of dollars, end of period Jan. Feb. Mar. May Apr. June July Aug. Sept. Oct. Nov. Dee, Area and country 1994 1 Total, all foreigners . . . 909,081 932,519 959,450 9748 6,3 9007 7,8 9 8 0 2 1,003,067 999,013 1,000,2001,012,336 989,094 1,015,860 9,4 2 Foreign countries 8777 9,5 925,019 951,363 961,425 961,723 988,975 995,576 993,690 992,581 1,004,512 982,887 1,008,386 367,173 2,567 29,380 5,089 1,843 32,303 27,567 1,338 10,901 17,602 2,533 3,131 2,208 19,651 2,306 40,824 3,119 128,984 550 392,729 2,159 30,602 4,829 1,737 38,456 30,241 1,463 12,942 17,164 2,340 3,170 2,017 18,120 2,528 41,021 3,241 147,009 428 398,512 2,515 31,811 3,093 1,497 42,014 31,771 1,425 12,790 17,694 2,429 3,131 1,971 19,622 1,450 39,266 2,950 149,572 414 406,238 2,719 32,023 3,342 1,932 43,148 33,347 1,160 11,917 16,343 2,537 4,061 3,041 18,321 2,532 41,001 2,981 153,830 407 405,879 3,309 32,572 3,207 1,849 42,136 28,214 1,453 13,209 18,497 3,278 2,853 4,016 17,832 3,443 40,177 2,772 158,876 424 412,674 3,578 25,258 3,473 2,649 43,246 33,496 1,377 13,014 18,691 4,018 2,920 4,497 15,839 4,042 38,082 3,250 163,241 434 422,790 3,364 25,114 2,877 2,504 41,410 30,938 1,153 11,780 18,446 3,618 2,864 4,593 17,137 5,709 41,385 3,515 171,245 230 420,020 3,349 27,114 2,634 1,747 41,9)0 31,047 1,201 11,971 17,197 3,082 2,867 3,794 15,448 4,149 43,496 3,247 174,074 227 406,909 3,014 27,568 2,128 2,319 43,143 31,889 1,227 10,975 18,754 2,861 3,023 2,899 14,198 4,651 41,050 3,023 160,154 224 413,440 3,610 23,566 2,374 2,601 44,209 33,136 1,711 10,893 18,034 3,400 2,861 2,337 16,325 3,467 41,834 3,143 171,938 220 393,156 4,264 22,322 2,307 1,587 41,160 31,050 240 245 35,277 33,268 33,097 31,596 27,762 31,569 34,908 31,466 33,909 27,981 27,822 27,746 3 Europe 4 Austria 5 Belgium and Luxembourg 6 Denmark 7 Finland 8 France 9 Germany 10 Greece 11 Italy 12 Netherlands 13 Norway 14 Portugal 15 Russia 16 Spain 17 Sweden 18 Switzerland 19 Turkey 20 United Kingdom 21 Yugoslaviar' 22 Other Europe and other former U.S.S.R. 1 2 23 Canada 392,761 369 ,4 21,738 2,784 1,436 44,716 27,175 1,477 1,392 9,777 17,310 2,807 10,884 16,748 2,338 2,846 2,919 2,367 15,038 3,361 41,756 3,032 162,760 2,714 14,657 3,093 41,882 3,341 163,577 20,588 23,200 21,419 22,539 25,948 25,480 26,625 26,343 2,6 460 23,115 23,295 2,0 469 24 Latin America and Caribbean 25 Argentina 26 Bahamas 27 Bermuda 28 Brazil 29 British West Indies 30 Chile 31 Colombia 32 Cuba 33 Ecuador 34 Guatemala 35 Jamaica .. .. 36 Mexico 37 Netherlands Antilles 38 Panama 39 Peru 40 Uruguay 41 Venezuela 42 Other 359,187 14,488 73,001 7,777 359,322 14,438 73,629 6,735 5,388 188,040 3,728 3,364 368,629 14,020 78,609 6,209 5,258 197,039 3,576 3,428 371,414 13,270 82,305 7,669 4,880 200,851 3,832 403 ,0 365,851 13,474 80,540 387,082 13,750 86,563 8,975 5,708 211,519 3,523 3,929 381,126 14,592 88,098 10,103 391,219 13,783 87,007 10,334 5,670 213,949 3,407 4,027 391,971 15,577 88,668 8,936 397,141 15,950 90,091 7,615 422,768 17,201 106,058 847 ,6 6,196 203,056 3,353 3,773 383,560 14,818 84,256 8,424 5,702 209,313 2,993 3,726 6,723 215,186 227,175 30 857 1,231 421 38 823 1,170 419 9 846 1,157 495 11 842 1,137 526 812 1,143 475 12 819 1,207 518 It 847 1,138 531 13 823 7 830 1,077 589 27,806 22,359 5,039 21,900 7,028 21,286 4V892 888 1,723 917 1,534 877 1,578 3,521 898 1,536 3,811 912 1,561 20,182 4,308 4,087 20,825 5,076 3,554 30,617 6,237 3,435 12,447 12,602 6,186 6,119 12,983 6,073 12,315 6,429 12,036 6,508 43 Asia . . China 44 People's Republic of China Republic of China (Taiwan) 45 46 Hong Kong 47 India 48 Indonesia Israel 49 50 51 Korea (South) 52 Philippines 53 Thailand 54 Middle Eastern oil-exporting countries 14 55 Other 140,021 139,466 152,359 148,985 4,095 9,952 18,606 1,435 1,807 4,160 58,522 4,721 1,908 6,156 4,575 9,459 17,712 1,127 1,659 4,628 60,021 4,856 1,822 5,838 5,309 9,297 18,629 1,658 2,345 4,580 66,346 4,808 2,544 5,985 6,063 8,690 19,052 1,450 1,802 4,134 62,132 4,646 2,619 .5,550 13,181 15,478 11,937 15,832 13,309 17,549 56 Africa 57 Egypt 58 Morocco 59 South Africa 60 Zaire 61 Oil-exporting countries14 62 Other 5,823 1,959 94 214 13 1,187 2,356 6,331 2,058 73 294 8 1,433 2,465 63 Other . . . . 64 Australia 65 Other . . 4,965 3,807 1,158 11,324 6,807 3,407 1,110 66 Nonmonetary international and regional organizations . . . 67 International 1 ^ 68 Latin American regional16 . . 69 Other regional17 98 5,122 191,346 3,553 3,714 34 888 1,257 387 27,646 5,176 5,319 8,182 5,572 194,660 3,286 3,865 6,261 I,II03 565 210,248 3,078 4,475 3,741 4,417 7 825 1,036 513 9,140 3,114 467 ,0 13 875 1,121 529 19,941 4,275 4,082 21,263 4,077 19,199 4,845 4,598 12,243 4,539 4,549 1,079 1,399 1,027 1,472 935 1,190 900 1,596 4,153 930 1,597 1 1 ,668 916 1,420 3,861 1,027 1,332 12,004 13,170 640 ,4 6,417 6,510 13,297 6,465 13,809 6,489 13,833 6,437 13,979 6,662 151,901 148,575 151,238 152,310 158,217 163,316 157,153 155,357 5,395 9,820 21,616 1,521 1,537 3,460 62,829 4,523 2,590 5,788 6,158 8,378 19,063 2,136 2,002 3,762 63,985 4,581 3,150 4,851 5,018 8,800 18,708 1,695 1,676 3,822 65,624 5,310 3,396 5,222 4,393 8,723 18,613 1,764 1,703 3,437 65,712 4,873 3,204 6,364 5,062 8,853 18,750 2,187 1,838 3,204 68,200 4,622 3,135 6,503 5,625 9,473 18,217 2,376 8,017 13,659 19,188 14,896 17,926 14,374 16,135 14,983 16,984 15,981 17,543 5,755 1,659 89 285 II 1,139 2,572 5,813 1,688 76 331 6,480 1,999 78 290 7 1,204 2,902 6,210 983 2,724 6,236 1,984 93 230 8 1,057 2,864 3,971 2,581 1,390 4,689 3,006 1,683 6,436 2,991 3,445 5,908 2,795 3,113 7,500 6,261 357 882 8,087 6,376 330 1,381 6,013 4,350 393 1,270 8,364 5,635 909 1,820 3,404 11 1,734 1,613 6,607 66,152 4,740 506 ,6 63,309 3,158 5,682 304 ,6 5,946 10,063 9,792 17,181 2,336 1,576 5,155 64,039 5,104 2,714 6,466 17,138 18,725 17,232 22,320 17,678 16,596 15,474 15,457 6,299 2,014 72 197 9 1,186 2,821 6,389 6,939 2,097 80 289 8 1,291 2,836 6,332 1,914 82 417 8 1,156 2,755 2,897 2,845 6,511 1,867 97 433 9 1,343 2,762 8,684 5,804 2,880 7,587 6,288 1,299 5,125 3,935 1,190 5,277 3,966 I.3H 6,281 5,114 1,167 5,203 4,094 1,109 6,380 5,141 1,239 9,067 7,083 847 1,137 7,491 5,619 612 1,260 5,323 3,998 418 907 7,619 5,390 1,108 1,121 7,824 5,844 6,207 4,358 1,094 755 7,474 6,467 551 456 1,706 1,996 66 245 9 1,176 950 1,030 10,919 17,552 2,377 5,016 67 693 10 1,227 51. Banks9 own claims on foreigners, payable in U.S. dollars, reported by banks in the United States, 1993-94 Millions of dollars, end of period Jan. Feb. Mar. Apr. May July June Aug. Sept. Oct. Nov. Dec. 19 93 1 Total, all foreigners 2 Foreign countries . . 486,752 ..... 3 Europe ...... 4 Austria 5 Belgium and Luxembourg . . . 6 Denmark 7 Finland 8 France 9 Germany ... 10 Greece 1 1 Italy 12 Netherlands 1 3 Norway 14 Portugal 15 Russia ... 16 Spain 1 7 Sweden 18 Switzerland 19 Turkey .... 20 United Kingdom 21 Yugoslavia^ 22 Other Europe 2 other former and U.S.S.R. 23 Canada . ... 497,698 477,015 469,749 461,121 482,562 473,006 461,331 477,691 466,353 469,285 484,584 483,652 493,590 473,693 467,332 459,439 480,482 471,699 459,379 475,312 465,110 467,084 482,179 1 1 6 462 123 943 356 520 5 885 6,472 785 705 1 225 1,274 14,537 13,878 5 534 5 359 666 669 8 714 8 463 2 896 3 247 647 748 494 390 3 154 3 154 4,132 2,571 5 342 5 156 4,965 4,488 1 042 1 065 55,639 60,838 567 571 121,854 894 6,272 682 1,009 13,123 5,714 581 8,417 2 668 643 552 2,906 3,835 4,810 4,343 943 61,659 553 119,617 1,013 6,176 645 997 13,036 5,310 616 8,723 2 600 712 619 2 889 3,620 4 509 4,355 1 285 60,082 551 1 1 8 259 1 22 408 941 1,080 5 513 5 955 628 721 885 1 225 11,834 11,630 6090 6 237 596 564 9 251 8 219 3 277 2 763 789 676 770 693 3 045 3 080 3 607 3 441 4 240 4073 4 123 4 735 1 584 1 508 59,606 62,541 550 548 125 219 1,094 6 127 835 1 007 1 1 ,848 7 747 509 8 154 3 259 876 810 2 799 5,117 5 142 5,193 1 492 60,763 547 1 1 6 948 124 375 691 457 6515 6 589 631 693 594 705 11,501 10,974 7 994 6 766 508 629 8 824 8 971 3 080 3 382 941 841 903 887 2 591 2 547 4 184 3 652 4 289 4 630 5 634 5 216 1 549 1 418 55,113 62,510 547 542 124 712 568 5 516 1,056 730 11,516 7 570 592 8 035 3 162 779 925 2 58) 4 747 4111 4,647 1 638 64,046 535 1 20 794 501 5 91! 1,261 606 11,622 6961 684 8 402 3 606 598 886 2 303 4 388 3 531 5,946 1 790 59,420 534 121 550 413 6 535 382 594 11,519 7 703 679 8 918 3 073 396 834 2 310 2 766 4 086 6,566 1 294 61,169 536 2,097 2,160 2,250 1,879 1,951 1,698 1,900 1,914 1,911 1,958 1,844 1,777 16 044 14 487 17 870 16 510 16 349 16 145 17 715 17 360 18 993 15 677 15 459 18 432 24 Latin America and Caribbean . . . . 222,120 215,157 205,791 202,001 25 Argentina 3 932 4 834 4 888 4 863 26 Bahamas 64 392 65 690 59,479 59,095 27 Bermuda 6 797 2 851 3 910 5 609 28 Brazil 10 923 10 510 10,815 10,869 29 British West Indies 103 030 97 365 93 906 88 877 30 Chile 3 795 3,690 3,553 3,638 31 Colombia 2 819 2 807 2 752 2 786 0 0 0 0 32 Cuba 33 Ecuador 853 819 807 845 258 274 34 Guatemala 240 269 35 Jamaica 164 168 165 161 36 Mexico 16,019 15,144 15,220 15,559 37 Netherlands Antilles 1,938 2,105 1,735 1,971 2,482 38 Panama 2,480 2,712 2,195 39 Peru 708 650 735 691 904 793 40 Uruguay 852 858 41 Venezuela 2 255 2 331 2 404 2 341 1,644 42 Other 1,569 1,400 1,876 197,075 212,771 208,419 207,685 216,018 212,371 217,036 223,649 4 066 4 715 3 942 4 740 4 390 4 518 4422 4 841 64 410 56 372 60 214 57,100 60 350 63 242 56 521 61 276 4 319 8 578 7 122 8 034 3 089 5 550 8 915 7 566 1 1 812 10 713 12 322 10,844 11 301 11 684 11 686 10 930 89 810 90 537 96 989 91 247 93 130 98 149 97 521 93 087 3 719 3,857 3 728 3,616 3 675 3,898 3 796 3 832 3 179 2 876 2 916 2 957 3 040 2 847 2 886 2 921 J 0 0 0 0 0 o 0 773 772 742 708 708 680 735 704 266 256 256 244 269 286 286 240 184 165 181 175 186 195 182 183 15,834 15 323 14,995 15,739 15,660 15 755 16,158 16,077 2,411 2,354 3,153 3,155 3,310 3,048 3,011 3,172 2,471 2,892 2,523 2,425 2,336 2 345 2,605 2,506 653 621 657 617 675 667 636 651 952 910 783 816 926 926 919 813 2 907 2 650 2 711 2 388 2 650 2 890 2 836 2 669 3,217 2 041 1,741 2,008 2 304 2,829 2 151 2,378 43 Asia 122 165 China 44 People's Republic of China . . 775 45 Republic of China (Taiwan) . . 1,684 46 Hong Kong 9 108 47 India 541 1 322 48 Indonesia 877 49 Israel 50 Japan .... 75 087 51 Korea (South) 6,035 1 871 52 Philippines 53 Thailand 1,796 54 Middle Eastern oil-exporting countries3 17 060 55 Other 6,009 132 507 1 20 549 122 207 120 866 121 988 1 1 3 067 1 1 1 074 893 1,586 10 260 558 1 291 809 80 860 6,731 1 842 1,737 940 1,630 10 525 452 1 468 896 68,283 6,930 1 713 1,678 1,389 1,670 9 174 560 1 432 1,057 71,530 7,045 1 645 1,794 882 1,561 10420 500 1 386 814 71 788 7,143 1 521 1,762 1,899 1,840 9 805 448 1 503 772 71 179 7,423 1 402 1,864 872 1,549 10 655 485 1 282 728 62 607 7,582 1 357 2,006 639 1,585 9 392 456 1 289 770 64 738 7,262 1 250 2,018 17 749 8,191 19 025 7,009 17 885 7,026 17 937 5,152 17 437 6,416 16 976 6 968 56 Africa 57 Egypt 58 Morocco 59 South Africa 60 Zaire 61 Oil-exporting countries4 . . . . 62 Other 4 252 163 421 1 069 3 1,065 1 531 4 183 291 403 1 030 3 1 108 1 348 3 908 192 396 1 Oil 3 1 141 1 165 3 781 151 407 926 3 1,129 1 165 1 684 151 440 805 3 1 145 1 140 3 863 177 466 748 3 1 157 1 312 63 Other 64 Australia 65 Other 2,609 1 873 736 3,313 2 520 793 3,721 3 085 636 3,216 2 600 616 3,206 2 532 674 3,100 4,108 3,322 2,417 1,682 ...... 66 Nonmonetary international and regional organizations* 105 508 107 556 1 1 1 787 700 1,594 11 155 585 1 330 742 60 163 7,129 1 143 2,143 773 1,674 9 640 635 1 268 752 60,284 7,143 1 168 2,145 706 2,005 10 449 657 1 474 787 59,936 7,161 1 265 2,108 2,299 2,628 10 881 589 1 527 826 59,945 7,569 1 408 2,154 15 912 5,763 14 251 8,103 13 580 6,446 13 853 7,155 15 110 6,851 3 912 148 492 742 4 1 233 1 293 3 934 168 473 705 4 1,226 1 358 4 048 176 478 713 3 1,207 1 471 3 932 160 445 663 3 1,188 1,473 3 825 218 462 664 4 1,120 1 357 3 867 196 481 633 4 1,139 1 414 3,307 2 573 734 3 367 2 442 925 2,378 1 847 531 2 840 2414 426 2,910 2,401 509 2,414 1 873 541 2,894 2,071 823 2,080 1,307 1,952 2,379 1,243 2,201 2,405 109 038 99 51. Banks9 own claims on foreigners, payable in U.S. dollars, reported by banks in the United States, 1993-94—Continued Millions of dollars, end of period Jan. Feb. Mar. Apr. May June 1 Total, all foreigners 471,349 477,686 475,460 476,463 474,364 2 Foreign countries 468,195 476,092 473,540 475,276 3 Europe I I 4 295 4 Austria . . ... 720 5 Belgium and Luxembourg 5,179 6 Denmark ... 507 7 Finland 695 8 France . ... 11,737 9 Germany 7 383 10 Greece 653 8,932 11 Italy 3,892 12 Netherlands 13 Norway 738 14 Portugal .... . .. 919 15 Russia 2,161 16 Spain 3 294 17 Sweden . 3,664 18 Switzerland 7 180 19 Turkey 1,122 20 United Kingdom 52 951 21 Yugoslavia' . 470 22 Other Europe and other former U.S.S.R 2 2,098 125 016 110 25 1 125 501 630 505 6,348 600 6,786 612 Sept. Oct. Nov. Dee. 475,742 479,426 464,360 478,213 476,985 472,478 477,421 463,026 473,919 120,550 293 7,279 521 594 14,846 8 655 611 5,376 2,908 650 1 , 1 82 1,272 2,211 3,903 5,851 1 ,046 61,084 258 111 985 120,045 123,689 440 369 705 6,370 880 6,274 668 6,65 1 1 ,039 266 266 265 2,006 1 ,577 1,472 1 , 1 65 July Aug. 477,661 469,920 478,944 472,638 475,240 468,524 124,239 120 188 123,831 452 507 472 481 6,768 896 6,394 1,332 7,129 539 6,935 622 [ 19 94 414 376 364 361 340 275 124,895 477 6,574 464 502 16,009 9,996 657 5,578 3,196 825 1 ,040 1,378 2,664 4,168 6,937 1,159 61,531 273 1,964 2,080 2,254 1 ,933 1,757 1,681 1 ,467 716 560 638 656 690 710 11,042 7 975 1 1 ,497 8 174 1 1 ,426 9 185 13,106 8,306 13,767 7 231 66 1 6,160 3,046 13,281 8,228 669 727 720 682 8,558 2,860 7,685 2,955 6,397 2,584 6,823 3,288 111 531 1 ,032 2,022 2,683 3,562 4,534 1,577 67,053 1,050 1,971 2 654 3,393 8 593 !,57I 68 531 598 948 625 948 624 989 1,878 1,856 3,279 5,577 1,556 67 ,927 1,656 2,821 3,386 6,487 1 ,332 63,594 1,605 2,496 3,383 6,672 1,217 61,410 583 6,129 3,068 756 1 ,035 1,541 1,900 3,601 9,028 1,213 62,744 587 718 695 16,154 8 501 12,906 8 452 12,186 6,658 520 5IH 592 6,693 3,402 5,950 3,426 I 004 1,006 1,172 2,174 3,596 6,544 6,140 3,709 901 1 ,056 1,220 2,711 3,156 7 670 1,147 68 512 504 938 949 3,552 4,10! 7,491 914 862 62,616 65,4H7 19,129 16,892 17,007 17,950 17,346 20,525 19,967 19,732 19,239 16,433 17,788 17,978 24 Latin America and Caribbean . . . . 225,771 25 Argentina 4 554 26 Bahamas 65,889 27 Bermuda 10 231 28 Brazil . . 12,723 29 British West Indies 94,522 30 Chile 3,546 31 Colombia ... ... 3,241 0 32 Cuba 33 Ecuador .. ... 682 34 Guatemala 316 35 Jamaica . . ... 180 36 Mexico 16 303 37 Netherlands Antilles 3,178 38 Panama 2 824 39 Peru 702 40 Uruguay 797 41 Venezuela . 2,765 42 Other 3,318 226,041 4,447 64,903 9,971 13,018 95,414 3,763 1,055 219,376 4 643 65,489 8 374 12,952 92,011 3,639 3 058 2)9,275 5 159 65,594 8 150 11,442 92,23! 3,459 3,264 219,824 5,178 64,274 6,E95 11,971 94,876 3,358 3,230 221,744 5 506 63,586 6295 11,319 98,540 3,423 3,368 215,456 5,811 67,354 5,797 10,579 89,784 3,331 3,327 215,948 5,718 60,786 6,710 9,784 95,922 3,628 3,768 219,343 5,776 65,951 7,482 9,452 94,082 3,78? 4,003 0 705 289 163 0 684 271 191 0 683 291 198 0 707 112 194 8 683 108 186 12 628 11? 255 0 635 115 25! 0 685 366 254 16 682 3,157 2,967 15 947 2,457 2 481 16059 2,809 2 527 16,210 2,909 2,325 16 581 2,401 2 197 16,481 2,155 2,335 1 6 954 1,195 2 107 17,406 1,818 2,104 17,517 1 ,055 2,179 733 748 761 539 815 515 909 551 908 608 926 748 857 8CX) 884 652 959 485 2,711 3,270 2,605 3,263 2,527 3,376 2,475 3,491 2,428 3,369 2,240 3,401 219,772 5,587 62,351 5,444 10,299 100,840 3,401 3,463 0 625 110 204 16 329 1,332 2,184 946 711 2,055 3,49! 221,055 5 588 64,841 5 199 10,216 99,311 3,431 1,671 2 730 294 176 222,933 5,877 62,685 7,347 10,083 100,634 3,418 3,414 0 604 120 210 16,556 2,176 2,386 924 706 2,146 3,447 1,914 3,519 1,921 3,426 1,827 3,483 43 Asia China 44 People's Republic of China . . 45 Republic of China (Taiwan) . . 46 Hong Kong .. ... 47 India 48 Indonesia . .... ... 49 Israel 50 Japan 51 Korea (South) 52 Philippines 53 Thailand 54 Middle Eastern oil-exporting countries^ 55 Other 102,302 101,734 99,834 105,472 104,504 105,706 102,680 102,778 106,261 101,412 103,346 106,714 880 2,611 10 231 842 \ ,490 9,969 796 2,162 11 666 843 1,817 9,894 802 2,023 9,035 783 1,947 9,771 951 1,785 10,031 1,177 1 ,238 13,057 972 1,3"?! 663 53,145 8,912 562 2,698 822 1 ,464 10 162 835 1,381 9,272 1,128 8!? 1 ,479 1 1 ,316 1 021 1 ,166 861 696 691 50,140 9 048 53,550 8,911 59,152 10,002 619 581 616 2,756 2,676 2,818 23 Canada . . . . 56 Africa 57 Egypt 58 Morocco . , .... 59 South Africa 60 Zaire 61 Oil-exporting countries 4 62 Other 63 Other 64 Australia 65 Other 66 Non monetary international and regional organizations 5 * 100 664 737 684 718 784 791 1,575 1,653 1,549 1,382 1,117 1,381 947 798 664 676 711 672 638 54,641 7 386 1 132 2,481 54,608 7,533 1 183 2,649 49,837 7 497 1 307 2,764 54,805 7,536 53,575 7,410 56,312 7,974 53,39! 8,112 925 924 654 514 2,744 2,947 2,979 2,839 13 1 13 6,643 n 191 7,232 14 544 6,207 16 388 7,611 18 416 6,541 16 566 5,947 16 465 5,782 16,081 6,525 15 10? 7,124 15 425 7,594 14454 6,435 11,712 5,755 3,794 ... 638 1,599 764 1 ,805 9,896 829 1,365 675 52,968 8,553 531 2,784 3,777 3,705 3,703 3,708 3,794 3,486 227 525 558 6 1,203 1,258 205 523 565 4 206 477 557 5 219 477 575 5 281 518 556 4 234 479 492 3 1,219 1 189 1,224 1 234 1,227 1 205 1,245 1 190 1,224 1 ,054 3,689 229 485 656 1 1,219 1,097 3,536 254 49? 569 1 1,133 1 070 3,17? 203 525 582 4 874 1,692 940 3 367 1 684 1,683 3,373 1 859 1,514 3,017 1,169 1,648 3,283 1 488 1,795 3,104 1,586 !,518 2,958 1,390 1 ,568 3,154 1,594 1,920 1,187 1,726 2,421 1 ,396 1,959 1,175 I 305 2 904 2 030 2,632 971 986 1 ,454 3,115 3,033 237 468 480 3 ?29 480 454 1 22^ 429 665 i 985 1 004 909 1 040 872 840 3, HO 1,810 1 ,320 1,159 2 158 1,201 2,784 1 68? 1 ,097 3,162 2,219 3,264 2,005 1 ,334 4,294 943 52. Banks9 own and domestic customers' claims on foreigners, payable in U.S. dollars, reported by banks in the United States, 1993-941 Millions of dollars, end of period Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. Type of claim 1993 1 Total 2 Banks' claims . . . . 3 Foreign public borrowers 4 Own foreign offices2 5 Unaffihated foreign banks 6 Deposits 7 Other 8 All other foreigners 532,480 531,130 . ... 535,393 519,121 486,752 497,698 477,015 469,749 461,121 482,562 473,006 461,331 477,691 466,353 469,285 484,584 32,862 30,250 33,607 30,260 29,491 29,345 32,698 30,183 31,801 31,191 29,668 29,115 294,742 308,666 294,408 286,239 282,771 298,808 280,411 275,585 287,239 270,497 280,378 286,382 101,449 102,383 96,740 97,514 94,877 94,086 93,279 94,234 96,233 92,101 92,045 98,433 54,371 52,032 48,797 49,562 47,535 46,402 45,004 45,675 44,870 43,733 43,963 47,167 47,078 50,351 47,943 47,952 47,342 47,684 48,275 48,559 51,363 48,368 48,082 5 1 ,266 57,699 56,399 52,260 55,736 53,982 60,323 66,618 61,329 62,418 72,564 67,194 70,654 9 Claims of banks 1 domestic customers3 . . . . 10 Deposits 11 Negotiable and readily transferable instruments 4 12 Outstanding collections and other claims 54,115 14,498 40,982 23,498 18,577 16,885 13,601 38,529 50,809 20,241 13,460 13,510 13,683 7,950 14 Dollar deposits in banks abroad, reported by nonbanking business enterprises in the United States5 41,430 9,343 26,016 MBMO 13 Customer liability on acceptances 49,918 12,960 8,163 8,190 7,863 38,205 35,239 33,589 30,776 31,527 30,452 24,975 29,906 24,1 I B 26,370 1994 1 Total 2 Banks' claims 3 Foreign public borrowers 4 Own foreign offices2 5 Unaffiliated foreign banks 6 Deposits 7 Other . . . . 8 All other foreigners 531,622 . .. .. 56,162 24,490 70,736 34,863 18,425 16,263 22,565 13,870 13,216 13,308 7,558 23,780 54,566 25,087 13,680 24,519 56,522 24,227 17,992 MBMO 13 Customer liability on acceptances 548,949 530,308 . . 471,349 477,686 475,460 476,463 474,364 477,661 469,920 478,944 475,742 479,426 464,360 478,213 30,552 26,396 25,724 25,075 22,644 21,517 21,813 22,687 24,741 22,373 20,649 23,110 275,046 273,207 279,840 280,110 284,718 289,751 283,443 286,374 282,657 286,539 276,040 282,393 91,723 98,490 95,574 97,341 99,164 102,219 101,738 102,684 101,174 107,035 103,639 109,59! 40,943 46,278 44,368 48,084 50,564 51,189 51,076 49,952 50,900 52,914 50,490 58,402 50,780 52,212 51,206 49,257 48,600 51,030 50,662 52,732 50,274 54,121 53,149 5 1 , 1 89 74,028 79,593 74,322 73,937 67,838 64,174 62,926 67,199 67,170 63,479 64,032 63,119 9 Claims of banks' domestic customers3 10 Deposits 11 Negotiable and readily transferable instruments 4 . 12 Outstanding collections and other claims . . . . ....... 14 Dollar deposits in banks abroad, reported by nonbanking business enterprises in the United States3 534,183 7,500 7,614 8,226 25,180 24,766 23,295 23,845 23,165 23,241 24,876 23,337 27,912 27,347 101 53. Banks9 own claims on unaffiliated foreigners, payable in U.S. dollars, reported by banks in the United States, 1993-941 Millions of dollars, end of period j Dee. Mar. 189,689 196,552 194,581 154,372 18,033 136,339 28,607 1 1 ,098 17,509 162,043 21,253 140,790 27,646 10,341 17,305 167,919 17,773 150,146 28,633 10,821 17,812 54,858 7,874 45,126 37,741 1,677 4,774 54,395 7,878 48,559 38,649 1,762 3,129 57,254 9,819 51,613 37,642 1,940 3,775 4,994 3,120 14,417 5,063 2,131 436 4,679 2,909 13,671 4,808 2,051 489 4,533 2,549 13,353 4,732 2,050 429 Sept. Mar. June 1 Total 182,211 182,979 By borrower 2 Maturity of one year or less 3 Foreign public borrowers 4 All other foreigners 5 Maturity of more than one year 6 Foreign public borrowers 7 All other foreigners 152,050 21,258 130,792 30,161 12,057 18,104 Maturity, by borrower and area2 j Sept. Dec. 186,711 191,770 194,716 168,028 16,150 151,878 26,553 9,229 17,324 161,594 12,951 148,643 25,117 8,051 17,066 166,244 16,986 149,258 25,526 7,375 18,131 169,765 15,006 154,759 24,951 7,693 17,258 56,605 7,564 56,755 41,382 1,820 3,793 59,209 7,306 58,998 36,875 1,613 4,027 51,204 8,285 56,758 38,891 1,798 4,658 58,406 7,21? 57,034 36,766 1,519 5,302 56,354 7,251 58,906 40,043 1,364 5,847 4,428 2,553 13,866 5,402 1 ,936 448 3,842 2,548 13,009 4,704 2,001 449 3,355 2,451 12,420 4,607 1,849 435 3,637 2,60? 12,146 4,838 1,836 462 3,641 2,373 1 1 ,992 4,583 1 ,549 813 June 1994 • 1993 H 9 10 11 12 13 14 15 16 17 18 19 By area Maturity of one year or less Europe . . .. ... Canada Latin America and Caribbean Asia Africa All other1 Maturity of more than one year Europe Canada Latin America and Caribbean Asia Africa All other1 102 1 54. Claims on foreign countries held by U.S. and foreign offices of U.S. banks, 1993-941 Billions of dollars, end of period Mar. June Sept. Dec. Mar. June Sept. Dec. Area or country 1993 1 Total 1994 361.1 377.1 388.4 404.7 478.4 502.7 509.4 499.2 142.5 6.1 13.5 9.9 6.7 3.6 3.0 5.3 65.7 8.2 20.4 150.0 7.0 14.0 10.8 7.9 3.7 2.5 4.7 73.5 8.0 17.9 153.3 7.1 12.3 12.4 8.7 3.7 2.5 5.6 74.7 9.7 !6.8 161.6 7.4 11.7 12.6 7.7 4.7 2.5 5.9 84.7 6.7 17.8 178.8 8.0 16.4 29.0 15.5 4.1 2.8 6.3 70.1 7.7 18.9 174.2 8.8 18.8 26.0 14.0 3.6 2.9 6.5 63.4 9.6 20.5 188.4 9.7 20.7 25.2 11.6 3.5 2.6 6.2 82.8 9.8 16.4 176.1 6.9 19.1 24.5 11.8 3.6 2.7 6.9 70.3 9.5 20.7 13 Other industrialized countries 14 Austria 15 Denmark 16 Finland 17 Greece 18 Norway 19 Portugal 20 Spain 21 Turkey 22 Other Western Europe 23 South Africa 24 Australia 25.4 1.2 .8 .7 2.7 1.8 .7 9.5 1.4 2.0 1.6 2.9 27.2 1.3 1.0 .9 3.1 1.8 .9 10.5 2.1 1.7 1.3 2.5 26.0 .6 1.1 .6 3.2 2.1 1.0 9.3 2.1 2.2 1.2 2.8 24.6 .4 1.0 .4 3.2 1.7 .8 8.9 2.1 2.6 1.1 2.3 41.2 1.0 1.1 1.0 3.8 1.6 1.2 12.3 2.4 3.0 1.2 12.7 41.7 1.0 1.1 .8 4.6 1.6 1.1 11.7 2.1 2.8 1.2 13.7 41.5 1.0 .8 .8 4.3 .6 .0 13.1 .8 .0 .2 15.0 45.2 1.1 1.2 1.0 4.5 2.0 1.2 13.6 1.6 2.7 1.0 15.4 25OPEC2 26 Ecuador 27 Venezuela 28 Indonesia 29 Middle East countries 30 African countries 16.6 .6 5.1 3.1 6.6 U 15.7 .6 5.5 3.1 5.4 1.1 14.8 .5 5.4 2.8 4.9 1.1 17.4 .5 5.1 3.3 7.4 1.2 22.9 .5 4.7 3.4 13.2 1.1 21.5 .5 4.4 3.2 12.4 I.I 21.7 .4 3.9 3.3 13.1 1.0 22.1 .5 3.7 3.6 13.4 .9 31 Non-OPEC developing countries 74.4 76.7 77.0 82.6 93.6 94.1 94.1 97.7 7.1 11.6 4.6 1.9 16.8 .4 2.7 6.6 12.3 4.6 1.9 16.8 .4 2.7 7.2 11.7 4.7 2.0 17.5 .3 2.7 7.7 12.0 4.7 2.1 17.7 .4 3.0 8.7 12.6 5.1 2.2 18.8 .5 2.7 9.8 11.9 5.1 2.4 18.5 .6 2.7 10.5 9.2 5.4 2.4 19.6 .6 2.7 M.I 8.2 6.1 2.6 18.1 .5 2.5 .6 5.3 3.1 .5 6.5 3.4 3,4 2.2 2.7 1.6 5.9 3.1 .4 6.9 3.7 2.9 2.4 2.6 .5 6.4 2.9 .4 6.5 4.1 2.6 2.8 3.0 2.0 7.3 3.2 .5 6.7 4.4 3.1 3.1 2.9 .8 7.5 3.6 .4 13.9 5.2 3.4 2.9 3.1 .7 7.1 3.7 .4 14.1 5.2 3.2 3.3 3.5 1.0 6.9 3.9 .4 14.1 5.7 2.9 3.5 3.6 1.1 9.1 4.2 .4 15.9 4.4 3.3 3.7 4.8 Egypt Morocco Zaire Other Africa 3 .2 .5 .0 .8 .2 .6 .0 .9 .2 .6 .0 .8 .4 .7 .0 .8 .4 .7 .0 1.0 .5 .7 .0 .9 .3 .7 .0 .9 .3 .6 .0 .8 52 Eastern Europe 53 Russia 4 54 Yugoslavia 5 55 Other 2.9 1.7 .6 .7 3.2 1.9 .6 .8 3.0 1.7 .6 .7 3.1 1.6 .6 .9 3.4 1.5 .5 1.4 3.0 1.2 .5 1.4 3.0 i.l .5 1.5 2.7 .8 .5 1.4 56 Offshore banking centers 57 Bahamas 58 Bermuda 59 Cayman Islands and other British West Indies 60 Netherlands Antilles 61 Panama6 62 Lebanon 63 Hong Kong 64 Singapore 65 Other* 60.3 9.7 4.1 17.6 1.6 2.0 .1 16.7 8.4 .0 58.0 7.1 4.5 15.6 2.5 2.1 .1 16.9 9.3 .0 67.9 12.7 5.5 15.1 2.8 2.1 .1 19.1 10.4 .0 71.9 11.9 8.1 17.0 2.3 2.4 .1 18.7 11.2 ,1 78.4 15.1 8.4 17.2 2.8 2.0 .1 19.7 13.1 .0 76.8 13.5 6.1 20.3 2.5 1.9 .1 21.7 10.7 .0 74.9 13.5 5.3 20.2 1.7 1.9 .1 20.3 11.8 .0 68.1 9.7 7.4 18.5 1.0 1.3 .1 19.9 10.2 .1 66 Miscellaneous and unallocated* 38.8 46.2 46.3 43,4 59.9 91.1 85.5 87.0 2 G-10 countries and Switzerland 3 Belgium and Luxembourg 4 France 5 Germany 6 Italy 7 Netherlands 8 Sweden 9 Switzerland 10 United Kingdom 11 Canada 12 Japan 32 33 34 35 36 37 38 Latin America Argentina Brazil Chile Colombia Mexico Peru Other 39 40 41 42 43 44 45 46 47 Asia China People's .Republic of China Republic of China (Taiwan) India Israel Korea (South) Malaysia Philippines Thailand Other Asia 48 49 50 51 Africa 103 55. Liabilities to unaffiliated foreigners reported by nonbanking business enterprises in the United States, 1992-941 Millions of dollars, end of period 12 13 14 15 16 17 18 By area or country Financial liabilities Burope . . .. ... Belgium and Luxembourg . . . France Germany . .. Netherlands . Switzerland United Kingdom . .. 20 21 22 21 24 25 26 Latin America and Caribbean Bahamas Bermuda .... Brazil British West Indies Mexico Venezuela 27 28 29 Asta^ Japan Middle Eastern oil-exporting countries^ .. 39,700 14,944 28,586 18,553 10,033 30,344 18929 11,415 33,340 22,976 10,364 35,843 23,282 12,561 32,848 19,792 13,056 21,782 21,410 21,644 22,138 9,215 8,811 8 974 9,913 21,354 9,552 21,796 10,011 38,489 8,367 37,506 39,711 9,243 38,758 1 1 ,238 23,H41 16,960 24,881 17,749 25,618 17,451 6,881 7,132 8,165 27,172 19,146 8,026 2 1 ,670 9 566 21,975 21,402 9 728 9,158 40,113 5,774 39,452 6,904 38,344 8,745 37,456 8,055 23,353 18 791 4,562 23,380 17 913 24,5 IB 17 451 5,467 7,065 22,514 9 629 22,976 22,571 !0 317 10 234 1994 19 93 9,514 12 659 12 337 12 104 !2,247 12,044 12,567 12,599 12670 12 225 1 1 ,802 1 1 ,783 21 322 1,212 21 539 1,437 20 891 t ,6HO 20496 20,051 20,565 20,205 19,472 1,349 1,217 1,205 19620 2,024 20 118 1,174 20 740 1,235 2,000 1,882 19,908 1,888 12,922 172 1 997 13,643 14,334 13,387 14,138 14,717 16,886 18,437 20,442 23,627 23,765 256 306 1,625 899 639 503 268 2,219 863 585 491 175 525 2,077 2,377 2,606 738 980 627 8,146 414 1,623 889 606 569 8,610 278 1 025 355 7,801 193 2 324 634 979 490 8,136 855 571 378 975 534 634 1,214 S64 1,200 524 1,590 939 533 631 9,606 9,636 12,135 13,121 13,725 18,193 661 2,241 1 ,46? 648 633 1 6, HOO 308 362 345 544 604 493 663 859 508 698 618 625 4,199 476 124 18 2,901 j] 5 3,719 1,301 114 18 1,600 15 5 3,359 3,553 3,282 1,148 0 18 1,533 17 5 1,157 120 18 1,613 14 5 1 ,052 115 18 1 ,454 13 5 3,159 1,112 15 7 1,364 15 5 3,021 926 8,147 7,011 666 4,610 406 114 8 Commercial liabilities Huropc Belgium and Luxembourg . . . France Germany Netherlands Switzerland United Kingdom 3,908 3,997 4,053 4,299 353 114 10 230 115 18 379 EI4 19 626 114 18 552 688 14,709 80 207 1,160 2,933 2,850 2,865 8 4 12 5 12 6 11 5 5 418 4 121 5 378 4 245 5,752 5,818 4 7^0 5,774 4763 6,039 5,689 4,620 5,694 4 857 5,754 4,725 5,650 8,149 4 678 4618 4 760 6,94? 13 10 17 19 24 19 21 21 24 24 11 15 7 6 o 0 5 0 6 0 6 0 130 123 112 124 111 123 133 124 9 0 111 121 115 123 88 89 85 33 60 40 IS 109 5H 10 19 50 8 128 256 754 7 478 173 756 851 601 482 7 198 298 700 729 535 150 7,048 6,835 6550 2,505 2,047 251 554 577 628 388 2,151 6 921 254 712 670 649 471 2,311 6,855 231 763 61 1 2,268 257 642 571 600 536 2,319 6,86? 287 742 2,393 269 774 603 576 441 2,186 239 655 684 688 375 2,439 7 005 264 712 650 538 472 2,120 6,804 987 495 543 7 735 240 682 799 564 461 2,351 2,450 7 4 . .. 2,785 20,870 495 1,727 1,961 2,757 3,468 All other5 33 34 35 36 37 38 39 42,754 14,443 51,988 46.856 12 905 Payable in dollars Payable in foreign currencies . . . 32 43,114 12,364 49,996 45.511 19 92 10 11 Africa . Oil-exporting countries 4 38,549 13,439 48,954 47.089 By type 4 Financial liabilities . , 5 Payable in dollars 6 Payable in foreign currencies . . . 30 31 54,644 47,020 46,356 2 Payable in dollars 3 Payable in foreign currencies . . . . Canada . . 57,197 June June 45.887 19 55,478 Mar. Mar. 1 Total ... Dec. Dec. Dec. June 7 Commercial liabilities . . . H Trade payubtes 9 Advance receipts and other liabilities Sept. Sept. Sept. Mar. Type of liability, and area or country S52 674 191 0 5 723 115 40 Canada 1 112 t 088 1 1 14 1 002 1 022 939 845 879 1 01? 1 070 1 068 1 ,018 41 42 43 44 45 46 47 Latin America and Caribbean , . Bahamas Bermuda ... Brazil British West Indies Mexico Venezuela ... 1,743 1,846 g 493 134 73 504 287 1,515 1 325 121 85 326 147 1 ,533 3 307 209 33 457 142 1,784 1,824 6 356 226 16 658 172 1,754 4 340 214 35 576 173 1,666 21 350 216 27 481 126 1,908 8 493 211 20 556 150 2,007 1,790 6 1 ,865 19 200 148 345 163 33 671 23 576 192 279 9 901 3,518 10 535 1 1 026 3,918 10 594 3,612 10 763 3,711 10 518 10915 3,532 3,390 3,726 10 992 4,314 10 919 4,617 1 0 979 4,189 10 514 4,215 1 1 077 4,808 2 n 493 230 108 399 186 429 236 35 559 171 2 418 217 24 705 194 48 49 50 Asia Japan Middle Has tern oil-exporting countries'* 1 606 1 862 t 813 1 889 1 796 1 815 1 968 1,542 I 542 1 841 1 6HH 1 610 51 52 Africa Oil-exporting countries 4 652 259 822 415 675 335 568 309 675 322 665 378 641 320 464 171 490 199 523 24? 482 442 271 262 53 Other5 998 950 761 575 726 652 579 574 720 618 611 519 104 56. Claims on unaffiliated foreigners reported by nonbanking business enterprises in the United States, 1992-94' Millions of dollars, end of period Mar. Type of claim, and area or country June Mar. Dec. Sept. June 1992 Dec. Sept. Mar. Sept. June 1993 Dec. 1994 1 Total 45,222 46,613 46,271 45,073 51,478 45,709 46,030 47,643 48,404 47,925 49,830 55,409 2 Payable in dollars 3 Payable in foreign currencies . . . . 42 550 2,672 43 588 3,025 43 297 2,974 42,281 2,792 48 301 3,177 42 274 3,435 42 342 3,688 44 318 3,325 44 978 3,426 44 324 3,601 46 284 3,546 52 270 3,139 By type 4 Financial claims 5 Deposits 6 Payable in dollars 7 Payable in foreign currencies . 8 Other financial claims 9 Payable in dollars 10 Payable in foreign currencies . 28 063 20,098 18,897 1,201 7 965 7 205 760 29 025 19,818 18,461 1,357 9 207 8,476 731 28 573 19,524 18,387 1,137 9 049 8,028 1,021 26,509 17,695 16,872 823 8 814 7,890 924 31 345 19,739 18,611 1,128 11 606 10 548 1,058 25 632 14,292 13,329 963 11 340 10,185 1,155 26 902 14,509 13,503 1,006 12 393 1 1 ,282 1,111 26 995 15,795 15,246 549 11 200 9,974 1,226 27 814 15 864 15,353 511 11 950 10 725 1,225 26 576 15 637 15,009 628 10 939 9 711 1,228 28 214 17 510 16,934 576 10 704 9466 1,238 32 136 18,568 18,117 451 13 768 12,711 1,057 1 1 Commercial claims 12 Trade receivables . . ... 13 Advance payments and other claims 17 159 14 381 17 588 14,894 17 698 14,755 18 564 16,007 20 133 17,779 20077 17,594 19 128 16,150 20 648 17,647 20 590 17 697 21 349 18 530 21 616 18,836 23 073 20,208 2,778 2,694 2,943 2,557 2,354 2,483 2,978 3,001 2 893 2 819 2,780 2,865 14 15 Payable in dollars Payable in foreign currencies . . . 16,448 711 16,651 937 16,882 816 17,519 1,045 19,142 991 18,760 1,317 17,557 1,571 19,098 1,550 18,900 1 ,690 19,604 1,745 19,884 1,732 21,442 1,631 16 17 18 19 20 21 22 By area or country Financial claims Europe . . . . . . . Belgium and Luxembourg . . . France Germany Netherlands Switzerland United Kingdom . .. 13 945 12 263 12,954 25 783 11,301 16 768 9,331 8 764 10 405 67 905 9 745 74 781 8,376 70 708 6 564 83 859 8 060 114 825 7,641 86 800 280 728 647 374 715 771 7,187 134 785 292 750 587 326 515 490 388 544 478 383 500 494 362 485 512 526 502 515 466 503 520 459 472 495 411 503 747 540 429 521 11 645 8,731 8,078 6,252 6 991 6 579 5 230 3,543 3 629 3 089 4,370 4,398 23 Latin America and Caribbean Bahamas Bermuda Brazil British West Indies . . . Mexico Venezuela . . . . 31 32 33 2 694 Canada 24 25 26 27 28 29 30 Asia Japan Middle Eastern oil-exporting countries 2 34 35 .. Africa Oil-exporting countries3 36 All other4 37 38 39 40 41 42 43 7 ! 18 125 753 Commercial claims Europe . . . Belgium and Luxembourg . . . France Germany ... Netherlands Switzerland United Kingdom 2,545 2,281 1,833 2 213 2 034 2,103 2,024 2 198 3 062 3,156 3,785 10,357 522 12,160 568 13,837 1 248 13,893 778 14,610 320 10,095 827 12,965 980 15,639 1 006 15,497 1 157 14,279 1 193 J4,363 1 006 J8,358 2,264 12 346 12 331 65 589 40 686 79 592 258 590 197 590 125 654 34 672 39 466 52 411 27 520 9,049 10,828 1 1 ,492 1 1 ,747 7,484 10,000 1 1 ,578 11,772 14,513 239 26 656 23 665 24 882 25 12,448 12,371 244 32 445 29 12,709 212 34 868 161 850 26 614 33 655 32 605 35 617 355 952 705 717 471 864 668 3 362 3,123 3 016 2,485 2 754 2,213 1 591 2 522 1,655 2 210 1,349 2 152 1,835 853 662 931 3 4 4 3 3 10 5 3 5 2 19 141 88 1 99 I 76 0 74 87 1 249 0 60 0 57 0 71 1 83 9 128 1 J25 390 357 366 505 627 617 616 455 403 387 396 468 8 217 183 1,665 8,504 255 1,686 8,196 174 1,825 8,451 189 1,537 8,904 179 1,778 8,768 174 1,766 900 589 308 933 552 362 9,077 !84 1,947 1,018 8 734 176 1,827 925 666 396 9,092 173 1,511 1,046 8,211 163 1,438 950 647 325 8,940 170 1,498 1,027 422 429 944 354 413 937 293 685 880 3?9 537 9,579 217 1,886 1 ,046 2,093 2,179 2,011 2,094 2,369 2,330 2,427 2,483 741 437 2,365 565 443 935 410 377 2,562 2,288 314 559 2,554 44 Canada 1 143 1 088 I 155 1 286 I 366 1 361 1,362 1,358 1 451 1 466 1,501 1,543 45 46 47 48 49 50 51 Latin America and Caribbean . . Bahamas Bermuda Brazil British West Indies . . . Mexico Venezuela . . . 2,641 12 2,739 12 3,225 12 3,043 28 3,458 17 3,073 20 3,283 11 3,569 13 3,901 18 3,965 34 4,147 9 273 376 45 910 207 291 450 32 864 252 3,492 18 256 410 43 977 307 255 357 40 924 345 195 836 20 225 407 39 866 287 182 463 71 994 295 222 422 58 295 502 246 473 49 234 614 83 351 239 788 43 913 318 52 53 54 Asia Japan Middle Eastern oil-exporting countries2 . .. 4 378 1 799 4,501 1 801 4,328 1 779 4,866 1,903 5,444 2 165 5,227 1 886 5,544 2,519 636 609 513 693 776 677 55 56 Africa Oil-exporting countries3 426 428 439 554 472 525 75 73 60 78 75 57 Other4 354 328 355 364 419 1 006 67 ' 1,047 1,133 1,244 294 303 392 355 5,909 2,173 5,852 2 353 6,145 2 359 6,425 2,448 6,745 2,497 458 715 667 615 615 700 501 521 516 492 462 473 99 107 85 102 90 68 76 414 437 500 468 441 495 586 1 013 105 57, Foreign transactions in securities, 1993-94 Millions of dollars Year Jan. Mar. Feb. May Apr. June Aug. July Sept. Oct. 23,905 23,033 32,629 31,924 28,072 28,755 Dec. Nov. Transaction, and area or country 1993 U.S. corporate securities STOCKS 1 Foreign purchases 2 Foreign sales . . . . . 319,664 19,517 298,086 19,360 28,764 27,060 25,121 23,094 25,993 24,614 25,452 22,308 24,310 23,467 24,441 25,046 26,133 23,693 32,766 28,293 3 Net purchases, or sales {—) 21,578 157 2,771 2,446 -331 786 843 -605 2,440 872 4,557 3,169 4,473 4 Foreign countries 21,306 162 2,681 2,289 -339 790 815 -652 2,413 954 4,645 3,099 4,449 10,658 -103 1,642 = 602 2,986 4,559 - 3,213 5,719 -321 8,198 3,825 63 202 392 -25 96 64 205 -•16 -341 305 -92 -123 28 4 17 2,269 223 95 -11 501 1,135 57 -235 -65 593 -624 27 35 972 -650 -183 -154 137 100 32 68 356 280 475 -1,140 167 91 403 246 -13 7 763 2 250 -530 2 -48 -5 13 -619 -86 6 35 50 -689 132 509 56 910 452 10 56 415 66 99 91 178 195 --532 72 -22 1,073 230 20 -211 -185 45 76 -452 369 -73 1,400 413 -135 632 626 -49 72 670 -9 202 133 354 -204 -128 613 -44 1,204 860 63 35 434 -152 112 69 --259 570 - 596 140 12 977 1,016 3 - 16 3.145 1% 328 137 409 1 ,759 -300 1,260 -94 601 348 5 28 1 ,407 45 130 -767 205 1 ,470 11 941 53 601 4H8 (> 80 2,408 61 261 181 338 1 ,077 110 1,052 16 965 68 1 20 98 272 -5 90 -4 28 47 27 -82 -88 70 24 22 189 2^ 257 20.975 19 325 18,983 23,265 15,767 15,514 24.091 16,825 22.738 20,730 22.425 16,387 25. 05* 16,292 2K.226 28.592 l«>,400 21,545 27.746 17,310 5 6 7 H 9 10 11 12 13 14 15 16 17 Europe France . .. .. Germany Netherlands . . . Swit/erland United Kingdom Canada Latin America and Caribbean Middle East 1 Other Asia . . Japan Africa . . . . . Other countries ... ... ... 1 8 Nonmonctary international and regional organizations BONDS 283,824 17,207 217,824 15,806 19 Foreign purchases 20 Foreign sales 8 66,000 21 Net purchases, or sales ( —) 22 Foreign countries 23 24 25 26 27 28 29 30 31 32 33 34 35 157 2 ... Europe France Germany Netherlands S wit/or land United Kingdom ... Canada Latin America and Caribbean Middle East1 Other Asia Japan Africa Other countries . . . .... 36 Nonmonetary international and regional organizations 1,401 3,206 1,992 5,208 3,811 7,266 2,008 6,038 8,761 8,826 7,047 10,436 65,462 1,497 3,335 2,128 5,229 3,843 7,229 2,018 6,032 8,075 8,687 7,020 10,369 22,587 2,346 887 = 290 -627 19,686 1,668 15,691 3,248 20,846 1 1 ,569 1,149 273 725 101 H6 -119 122 -26 -437 419 300 305 190 168 17 2,761 311 54 -133 -38 2,992 145 437 248 -253 -341 27 ™30 56 75 -55 -178 11 -212 153 490 263 1 ,216 595 -10 -40 1,772 508 815 108 -239 1,131 291 632 463 2,082 991 0 -11 360 595 228 -7 »219 -303 20 1,262 115 2,062 940 21 3 2,710 -1,001 =12 - 76 -241 2 -134 11 -56 172 3,033 -1,214 397 218 1,770 901 202 147 2,089 1 ,382 863 890 2 224 59 147 2,333 64 -20? 317 -327 2,078 164 1,678 158 1 ,432 919 317 -50 4,132 13 -419 219 -204 4,278 249 846 162 2.373 993 236 7? 4,061 512 915 -518 203 2,751 95 1,838 375 2,256 1,574 47 IS 1,559 3,119 110 1 45 231 -60 49 95 -80 28 2,325 2,H53 54 319 2,270 3,148 432 3H3 2,765 3, 137 1,478 2.477 2 119 -58 144 538 -96 -129 -136 -21 -32 686 139 3 7 - 1 0 6 27 67 -62,691-2,260 - 1,538 -3,983 -4,007 -4,000 5,681 -6,476 -8,693 -5,366 =7,496-6,687 245,490 12,815 15,121 17,482 19,435 16,415 18,601 19,635 20,381 21,410 24,754 28,41H 308,181 15,075 16,659 21,465 23,442 20,415 24,282 26,111 29,074 26,776 32,250 35,105 -80,377-5,503 -9,396-4,868-3,559=2,541 -9,041-12,411 -5,801-12,564 6,203 1,417 745,952 38,567 55,135 71,154 55,458 53,415 62,063 60,311 63,342 69,701 66,462 77,469 826,329 44,070 64,531 76,022 59,017 55,956 71,104 72,722 69,143 82,265 72,665 76,052 6,504 31,023 37,527 9,907 72,875 82,782 Foreign securities 37 Stocks, net purchases, or sales { P 38 Foreign purchases ... ... 39 Foreign sales 40 Bonds, net purchases, or sales (—) 41 Foreign purchases 42 Foreign sales 43 Net purchases, or sales (— ), of stocks and bonds -143,068 -7,763-10,934 -8,851 -7,566 -6,541 -14,722-18,887-14,494-17,930-13,699 -5,270-16,411 44 Foreign countries -143,232 -6,756 -11,072 -8,582 -7,845 -6,874 -14,784-18,997-14,548-18,006-14,048 -5,279-16,441 45 Fkirope 4 6 Canada . . . . . . 47 Latin America and Caribbean 48 Asia 49 Africa 50 Other countries ~ 100,872 =6,993 -6,358 -3,243 -4,001 -7,668 --12,291 - 15,671 - 1K525 - 15,654 - 8,564 -2,950 -5,954 -15,664 153 -5,103-3,025 -761 -96 -1,312 -2,492 1.808 -1,583 1,628 456 - 1,775 -7,600 195 9 597-2,590 1,190 694 =710 -1,158 1,934 953 2,137 -4,671 -15,159 -330 538-2,431 -613 115 -1,354 101 -3,061 -2,480 1,82? -261 3,556 = 185 -7 3 -18 -18 -206 9 4 7 14 14 0 13 -3,752 532 -161 -462 138 -209 -530 -229 -619 -237 -1,090 38? -498 5 1 Nonmonetary international and regional organizations 106 164-1,007 138 -269 279 333 62 110 54 76 349 9 30 57. Foreign transactions in securities, 1993-94—Continued Millions of dollars Year Jan. Feb. Mar. May Apr. June July Aug. Sept. Oct. Nov. 29,179 26,365 28,819 30,463 27,811 29,852 28,696 28,094 27,653 29,727 Dec. Transaction and area or country 1994 U.S. corporate securities STOCKS 1 Foreign purchases 2 Foreign sales . . . 350,558 348,648 32,091 28,827 33,817 30,348 3 Net purchases, or sales (—) 1,910 3,264 3,469 4 Foreign countries 1,900 3,264 3,536 5 6 7 8 9 10 11 12 13 14 15 16 17 Europe France Germany Netherlands Switzerland United Kingdom Canada Latin America and Caribbean Middle East1 Other Asia Japan Africa Other countries 18 Nonmonetary international and regional organizations . . . . 6,717 -201 2,110 2,251 -30 840 -1,160 -2,108 -1,142 -1,207 1,190 29 771 2,929 120 ,1,168 168 251 596 320 965 = 110 = 912 = 797 11 61 10 0 35,868 35,672 29,261 31,075 27,018 29,261 24,289 25,119 196 -1,814 1,329 -2,243 -830 2,814 -1,644 -2,041 1,043 -1,633 198 -1,812 1,312 -2,234 -834 2,816 -1,658 -2,073 1,020 -1,635 -299 = 70 57 354 81 -830 -314 -480 -104 303 552 1,451 = 20 72 258 139 893 = 374 866 -281 1,037 1,138 0 117 226 -1,110 -25 -119 -55 -158 265 652 8 = 551 566 = 1,265 -109 175 650 = 577 -86 251 -171 262 = 174 _4 -25 159 5 3,344 1,249 862 94 182 -78 404 286 206 204 = 150 89 481 89 160 1,222 604 355 -74 -295 269 810 -61 -1,885 I _g 55 -414 -1,165 =-1,205 -447 -136 = 676 -18 13 33 117 181 115 25,615 24,286 1,158 213 342 156 = 11 244 140 = 298 37 412 309 -I = 136 = 520 = 239 53 65 84 -360 -544 = 874 = 126 = 265 153 5 90 —7 67 -1,191 -1,382 = 61 = 198 -104 = 161 320 -130 -106 -655 -643 -542 61 -415 -688 = 536 -74 -445 576 346 748 258 10 12 -24 19 -2 14 24,309 22,137 30,277 29,424 24,553 31,364 25,316 23,317 19,482 18,131 25,068 27,335 20,375 20,587 19,031 15,788 19,274 17,012 -67 -2 -2 17 -9 32 23 BONDS2 19 Foreign purchases 20 Foreign sales . . . 291,193 229,640 21 Net purchases, or sales (—) 61,553 4,827 4,006 5,209 2,089 22 Foreign countries 60,668 4,843 3,975 38,585 242 657 3,322 1,055 33,212 3,054 5,402 111 12,153 5,486 49 654 2,843 54 = 103 76 176 1,760 38 1,128 173 685 = 74 = 51 27 3,047 = 58 97 199 57 2,984 -175 556 6 496 52 12 33 2,902 35 -73 330 131 3,303 -7 1,792 32 334 -509 -10 79 235 178 112 216 -188 433 -6 811 885 -16 31 87 18,911 14,760 6,285 5,122 2,104 4,116 10,649 23 24 25 26 27 28 29 30 31 32 33 34 35 19,932 22,379 16,609 15,462 4,178 10,777 7,529 2,262 3.323 6,917 4,151 2,295 3.324 6,933 3,811 590 ,0 7,596 921 547 55 96 510 -2 -243 358 136 870 234 916 27 2,284 1,567 10 135 5,985 33 30 868 147 5,645 473 1,534 342 2,286 1,378 10 19 4,620 33 52 29 -191 4,469 645 -615 363 774 728 -23 136 5,255 2,885 3,285 -17 105 -17 39 -355 449 610 19 243 5 -1 283 4,578 2,229 1,469 492 496 214 79 -1,577 -1 189 160 = 86 51 814 1,575 607 774 375 325 19 2 19 16 55 43 4,383 -106 201 346 488 3,529 207 1,305 = 96 1,137 497 -2 2,635 4 451 28 12 1,943 443 662 -=193 240 -174 8 16 -15 62 128 385 -67 -33 -1 16 340 37 Stocks,, net purchases, or sales (—)3 38 Foreign purchases 39 Foreign sales 40 Bonds, net purchases, or sales (—) . 41 Foreign purchases 42 Foreign sales -46,818 -5,473 -6,675 =6,180 =2,264 386,334 33,246 38,557 37,721 33,030 433,152 38,719 45,232 43,901 35,294 -5,853 =6,572 =2,039 10,490 =3,140 898,550 82,212 87,984 116,892 69,560 904,403 88,784 90,023 106,402 72,700 =4,004 30,719 34,723 2,644 64,070 61,426 -3,153 29,704 32,857 -2,877 60,012 62,889 -4,376 30,837 35,213 631 67,378 66,747 720 37,791 37,071 -1,095 78,182 79,277 -4,427 29,867 34,294 -5,200 66,202 71,402 =2,547 28,444 30,991 -1,997 66,907 68,904 -2,212 25,742 27,954 1,135 68,887 67,752 43 Net purchases, or sales (—), of stocks and bonds -52,671 -12,045 -8,714 4,310 -5,404 -1,360 -4,060 -6,030 -3,745 -375 -9,627 -4,544 -1,077 44 Foreign countries -53,191 -12,088 -8,582 4,333 -5,360 -1,647 -4,053 -6,212 -3,928 152 -9,477 -4,497 -1,832 45 46 47 48 49 50 4,778 -7,525 -22,133 -24,080 = 475 -3,756 Europe France Germany Netherlands Switzerland United Kingdom Canada Latin America and Caribbean Middle East1 Other Asia Japan Africa Other countries 36 Nonmonetary international and regional organizations . . . . Q o Foreign securities Europe Canada Latin America and Caribbean Asia Africa Other countries 51 Nonmonetary international and regional organizations . . . . 520 -6,227 30,676 36,903 2,167 70,264 68,097 -6 =2,532 -5,507 -790 -857 -3,322 -2,212 14,027 1,773 1,278 6,303 -3,377 339 -857 -525 1,637 -2,860 =2,286 -151 60 354 -892 -1,915 -429 -2,082 =550 =3,107 -7,046 =2,181 =4,386 -1,311 -2,423 5,079 -1,464 =2,241 =421 -3,046 =3,568 -6,900 140 -485 -4,720 321 = 718 =1,958 =1,477 511 -2,180 -42 17 -120 =31 -4 -45 -10 217 -22 =72 -267 -96 85 = 736 17 584 -256 -609 -313 80 -569 =754 -100 -1,185 43 -132 -23 -44 287 -7 182 183 -527 -150 -47 755 107 58. Marketable U.S. Treasury bonds and notes: Foreign transactions, 1993-941 Millions of dollars; net purchases, or sales (—) during period Year Jan. Feb. Mar. Apr. May June Aug. July Sept. Oct. Dec. Nov. 1993 1 Total estimated 2 Foreign countries 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 liurope Belgium and Luxembourg Germany Netherlands Sweden Swit/erland United Kingdom Other Europe and former U.S.S.R Canada .. Latin America and Caribbean Vene/uela Other Latin America and Caribbean Netherlands Antilles . . . Asia Japan Africa Other 20 No n monetary international and regional organi/ations 21 International ...... 22 Latin American regional . . MKMO 23 Foreign countries 24 Official institutions 25 Other foreign 3 Oil-exporting countries 26 Middle Hast" 27 Africa 1 23,552 440 -2,029 6,578 4,366 -1,159 -5,698 -1,871 13,980 - 10,860 4,051 15,223 531 23,368 -144 -2,913 6,029 4,527 -877 -5,944 - 1 ,485 14,368 •-10,718 760 -382 3,379 1,518 -190 -2,373 -600 1,218 45 -59 697 = 1 632 -9 976 206 = 515 -1,238 -54 258 1 421 -455 - 199 •= 1,501 2 025 183 6 197 640 -2,757 66 = 140 - 1 ,569 742 783 -1,772 3 302 10 309 1,013 -665 39 2,490 -4,561 - 1 ,495 390 -175 445 179 1,473 - 1 ,539 647 505 86 -387 = 1 382 -3,396 - 1,100 -2 918 -393 108 524 731 673 32 649 - UK) 108 -223 888 719 2 147 1 455 2,948 2 659 1,547 -5,88? 3,50? 841 4tX) -218 305 -167 293 -74 3 787 20? 1 209 137 . 53 -209 -8 171 -205 1,178 - 506 47 448 833 22 - 750 1 9(X) -65 570 189 -31 - 70 - 511 206 141 573 -828 144 -914 1 929 -379 324 887 -I 119 1,712 -342 867 1 ,358 696 846 -537 154 -2,020 -3,880 -1,419 152 74 5 -333 2 6,917 ~7 -3,311 32 3,821 -101 2,070 19 -4,819 56 • -5,795 -3,309 -1,656 844 1,922 1,989 20 582 -1 136 - 1 ,032 804 -743 17,070 -33 - 139 1 156 -182 -1,140 1 ,745 -471 -220 7,220 3,457 -66 301 711 510 1 ,096 - 1 ,863 -845 -3,190 -2,169 -2,135 2,994 -5,68? -2 587 3,8!3 3,324 -980 3,291 -301 —2 116 81 67 929 32 1 -536 -371 1,178 5,746 3 715 3,161 292 =-467 -1, 700 795 3,12? -1,643 -•574 -•••2,035 156 - 1 ,809 616 74 -443 156 -• 36 2,087 1 1,771 5,661 884 572 235 549 53 I -W - 698 30 - 142 ™ 1 , 1 30 -874 -98 1? -23 639 875 184 -330 653 584 229 270 - 144 -2,913 23,368 1 306 -2 980 -4 364 1,451 2 836 22,062 = 8,836 -1 -238 -t,855 0 8 6,029 -616 6645 811 0 716 - 1 ,254 522 1 ,520 5,181 14,584 - 161 ™228 16 -282 -318 -17 246 403 106 -386 -320 -21 - 877 -5,944 - 1 ,485 4,527 2 709 -3 424 -760 -4 677 2,547 -5,184 3 !92 1,818 1,050 -3,825 4,080 649 35 115 191 138 40 -229 74 -1 14 368 - 10,? 18 3 161 7?4 13 644 - 13,883 5,181 1,619 3,562 14,584 6 223 8,361 760 3,687 -2,927 -980 0 -820 0 -6 0 H4 -9 114 - 1 ,070 -2,443 -1,261 -1,172 _4 0 0 0 0 1994 1 Total estimated 2 Foreign countries 3 Kuropc 4 Belgium and Luxembourg .1 Germany . 6 Netherlands 7 Sweden H Switzerland 1 9 United Kingdom 10 Other Europe and former USSR 1 1 Canada 12 13 14 15 16 17 18 19 78,653 2,000 12,877 -970 78,610 38 544 1 750 48 12,772 3 066 = 930 - 14,040 2 343 -6 325 132 = 63 1,098 2,525 - i ,059 5,709 1,254 102 -79 794 229 -4 214 555 456 2,573 23,438 -2.005 277 - 1,043 -971 34 1,682 676 -168 -868 187 = 154 -348 4,036 715 185 1 688 584 -938 - 1,651 5 795 3,491 -721 34 Latin America and 7,744 1 898 Caribbean -10 182 -383 -319 260 Vene/uela Other Latin America and 3 387 2 999 -20496 Caribbean 894 10,633 4,485 Netherlands Antilles . . . Asia 47,087 -2,151 1,315 Japan . . . ... 29,518 -3 074 - 1,393 - 135 240 Africa - 120 582 Other 56 - 570 20 Nonmonetary international and regional organisations 21 International 22 Latin American regional . . MI%MO 23 Foreign countries . . . . . . . 24 Official institutions 25 Other foreign2 OH- export ing countries 26 Middle3 East5 27 Africa 108 - 14,635 43 170 75 250 444 7 105 —5 116 1,750 12,772 78,610 3,547 4,352 41,800 36 810 -2 602 9 225 -38 0 - 1516 o 894 0 - 3 47 1 93 19,314 -4,047 1,013 15,990 11,941 10,530 13,105 11,535 19,263 -3,595 8,602 -1 640 1,346 5 693 15,574 8 397 12,029 9,435 3 889 = 1,166 13,068 7,761 1 1 ,938 8,274 -160 154 2p 1,875 21 560 25? 150 631 -211 5,157 -5,050 -78 714 120 100 -145 5,290 529 1 693 274 -158 -701 5,265 32 -15 -243 254 -68 954 105 -37 353 -718 3,5?? -1,958 24 924 -1,512 7,706 434 725 156 61 656 6,243 1,456 98 -308 2,937 1 495 1 950 180 1,610 412 1 ,350 1 --559 ?25 43 978 91 1 910 77 - 6 09 1 -3,288 -6 984 -8 620 - 1 919 2^ -130 -171 -9 -137 -4 346 -6 938 -3,368 -6 652 -9 015 3 548 -323 210 782 373 -5,330 1,018 6,241 425 5,188 2,363 293 13,631 5,000 2,913 8,210 -826 2,976 3 6HO 59 -29 16 80 - 18 5 -321 -252 - 1 ,032 -793 249 825 --93 - 420 136 -5 6,7 It) 2 308 -2,167 6,763 3,225 200 - 569 ,.;. 1 1 1 1 = 419 ? 122 4435 2,189 ? - 2 074 2,756 4,944 4,111 135 - 11 99? 141 74 813 3,640 2,067 58 -453 -333 -425 23 416 317 -4 -88 - 75 =• l 1 095 i,0?4 6 37 73 4 ™ 403 -322 -3 -930 - 14,040 19,263 -3,595 1 346 3,362 -4,757 -1,661 11,237 5,063 3 827 - 1 2 379 8 026 -6 957 -3 717 15 574 9,753 5 821 12,029 4,6? 1 7 358 9 435 2,891 6 544 13,068 2,760 10 308 1 1 ,938 582 1 1 ,316 6? I 1 ^ 0 445 0 623 0 -405 —1 -40 5 -37 28 0 -595 -591 21 102 0 51 70 -111 -345 0 -452 -395 54 -500 0 12 0 59. Discount rates of foreign central banks, 19941 Percent per year, averages of daily figures Austria January February March April May June July August September October November December Belgium Canada France2 Germany Italy 5.;15 Rate at month-end ... 5.:15 3.88 4.10 5.64 6.07 6.59 6.92 6.04 5.60 5.54 5.62 6.04 7.43 6.20 6.10 5.90 5.70 5.40 5.10 5.00 rs .5 5.;.5 5.C)0 4.f 0 ii 8.00 7.50 7.50 7.50 7.00 7.00 7.00 7.50 , 5.()0 )0 4."'5 4.! 0 i 5.()0 5.C)0 4."75 4 *>0 ii if >0 ... 4.;50 if ^f 4.;50 5.00 , „an n P Netherlands Sweden Switzerland 1.'75 ji 5.C)0 5.()() 5.t)0 5.C)0 4 *>0 i 4.50 )() )() )() 3.;>0 tL Ja 7.50 t if 1."15 4.50 5.50 5.50 5.50 7.00 7.00 7.00 if 4.!SO ir 3..>0 60. Foreign short-term interest rates, 19941 Percent per year, averages of daily figures Year Type or country 1 2 3 4 5 6 7 8 9 10 Eurodollars United Kingdom Canada . . . .. Germany Switzerland Netherlands France Italy Belgium . . . .. Japan ... ... 4 63 5.45 5.57 5 25 4.03 5 09 5.72 8 45 5.65 2 24 Feb. Jan. 3 15 5.34 3.89 5 76 3.90 5 12 6.19 8 38 6.88 2 13 Mar. 3.43 5.15 3.89 5 79 4.04 5 19 6.18 8 42 6.39 2 21 3.75 5.12 4.45 5 73 3.99 5 23 6.11 8 36 6.10 2 26 Apr. 4.00 5.14 6.07 5 48 3.96 5.22 5.89 8 07 5.84 2.26 May June July Aug. Sept. Oct. Nov. Dec. 4.51 5.13 6.38 5 07 3.94 5.04 5.52 7.76 5.27 2.17 4 51 5.13 6 50 4 95 4.21 495 5 44 8 04 5 33 2 12 4.74 5.J5 6.28 4 86 4.17 4 84 5.51 8 39 5.53 2 14 4.80 5.47 5.71 4 89 4.2! 4 88 5.46 8 88 5.47 2 28 5 01 5.65 5 61 4 95 4.00 4 98 5.50 8 68 5 34 2 31 5 52 5.83 5.56 5 12 4.02 5 12 5.52 8 80 5.15 2 33 5 78 5.98 5.77 5 10 3.86 5 15 5.49 8 72 5.09 2 33 6 27 6.30 6 75 5 29 4.07 5 35 5.82 8 98 5.42 2 34 61. Index of weighted-average exchange value of U.S. dollar, 19941 March 1973 - 100 Year 1994 Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. 96.5 95 8 94.4 94.4 92.8 91.6 89.1 89.3 88.1 86.7 87.7 89.6 109 62. Foreign exchange rates, 19941 Currency units per U.S. dollar except as noted Country/currency unit 2 1 2 3 4 5 6 7 8 9 Australia/dollar . . . . Austria/schilling . . . . Belgium/franc Canada/dollar China, P. R. /yuan . . Denmark/krone . . . . Finland/markka . . . . Prance/franc Germany/deutsche mark 10 Greece/drachma . . . Jan. Feb. Mar. Apr. May June July Aug. 69.608 12.252 36.206 1.3173 8.7219 6.7697 5.7004 5.9207 71.611 12.200 35.768 1 .3424 8.7249 6.7668 5.5930 5.8955 71.087 11.896 34.862 1.3644 8.7241 6.6296 5.5436 5.7647 71.565 11.948 34.979 1.3830 8.7251 6.6642 5.4997 5.8170 72.433 11.651 34.108 1.3808 8.6859 6.4857 5.4194 5.6728 73.291 11.446 33.514 1.3836 8.6836 6.3786 5.4241 5.5597 73.409 1 1 .027 32.315 1.3826 8.6605 6.1581 5.1996 5.3702 74.010 11.010 32.248 1.3783 8.6072 6.1845 5.1493 5.3602 74.200 10.904 31.895 1.3540 8.5581 6.1038 4.9689 5.2975 1 .5674 1.5646 236.92 237.11 1.5491 235.98 1.6909 1 .7355 1 .7426 246.71 250.48 250.29 1 .6984 1 .6565 1.6271 245.41 244.77 249.08 | Sept. 1 Nov. Dee. 73.788 10.695 31.284 1.3503 8.5492 5.9479 4.6866 5.2025 75.492 10.838 31.694 1.3647 8.5370 6.0268 4.7388 5.2867 77.389 11.063 32.329 1.3893 8.5119 6.1614 4.8590 5.4132 L5I95 233.06 1.5396 237.38 1.5716 242.96 Oct. | 1! 12 13 14 15 16 17 18 Hong Kong/dollar . . 7.7353 7.7269 7.7262 7.7379 7.7268 7.7309 7.7265 7.7272 7.7275 7.7276 7.7306 7.7251 31.385 India/rupee 31.415 31.375 31.373 31.372 31.373 31.394 31.389 31.449 31.391 31.376 31.440 Ireland/pound 2 143.42 149.54 143.40 147.12 153.36 141.91 152.79 152.22 154.61 158.64 156.39 143.03 Italy/lira 1 ,699.45 1,685.96 1,666.63 1 ,626.07 1,594.56 1,592.22 1,562.31 1,582.15 1 ,565.79 1,548.29 1,583.81 1,633.71 Japan/yen 98.45 103 48 102 53 100.18 1 11 44 105 10 103 75 99 94 98 77 98.35 98 04 106 10 2.7624 2.7171 2.6887 2,5626 Malay.sia/ringgit . . . 2.6169 2.5942 2.7160 2.5633 2.5575 2.5589 2.5604 2.5948 1 .9464 1 .9074 1.7601 Netherlands/guilder . 1.9006 1 .8597 1 .8242 1.7570 1.7372 1.7028 1.7261 1.9516 1.7585 New Zealand/ dollar 2 63.726 56 908 58 347 59 121 60063 56 263 57 093 60 1 19 60 297 60 898 62 093 57 416 7.4885 6.8561 19 Norway/krone 7.5064 7.3419 7.3680 7.0686 6.8560 6.8644 6.7%1 6.6166 6.7297 7.1789 171.15 20 Portugul/eseudo . . . . 176.04 175.15 173.54 168.76 160.98 161.21 174.00 159.80 157.91 155.26 157.27 21 22 23 24 25 26 27 2H 29 30 Singapore/dollar . . . South Africa/rand . . South Korea/ won . . Spain/peseta . . . Sri Lanka/rupee . . . . Sweden/krona . . Swit/erland/franc . . Taiwan/dollar Thailand/baht United Kingdom/ pound , MHMO 31 United States/ dollar* . . 110 1.5310 3.6318 809.86 134 23 49.232 7 7968 1.3727 27.018 25.137 1.5137 3.6705 808.39 129.31 49.010 7.7471 1.3239 26.658 24.977 1.5045 3.5968 806.83 129.90 49.241 7.7420 1.3184 26.419 25.021 1.4885 1.4761 3.5570 3.5420 803.69 801.98 128 60 126.34 49.260 49.112 7 5227 7.2631 1.2892 1.2648 26.210 26.132 24.968 25.001 1.4682 3.5256 799.46 128.34 49.163 7.3637 1.2956 26,188 24.992 1 .4657 3.5614 794.81 132.31 49.531 7.5161 1.3289 26.381 25.109 15042 152 62 15467 154 22 156 61 160 64 158 92 155.87 92 79 91 60 89 06 89 26 8H 08 86 66 87 7 1 89.64 1.6037 3.4107 813.55 141 04 49.460 8 1 185 1.4716 26.495 25.543 1.5873 3.4520 812.24 141.08 49.113 7.9869 1.4565 26.440 25.382 1.5819 3.4586 810.69 138 78 48.931 7.9156 1.4292 26.414 25.325 1.5464 1.5628 3.6346 3.5789 811.71 809.79 136.62 138 14 48.925 49.067 7 8850 7 7181 1.4383 1.4125 26.792 26.389 25.212 25.268 149 23 147 92 149 19 148 23 96 54 95 79 94 35 94 39 63* Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94' Amount of loans (thousands of dollars) Type of maturity of loan Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate3 February 4-8, J993 ALL BANKS . 7,333,453 6,403 * 4.00 .31 7.1 62.3 6.5 Other 2 One month or less (excluding overnight) . 3 Fixed rate ... 4 Floating rate 7,208,352 5,748,916 1,459,436 962 1,907 326 17 17 17 4.26 4.14 4.74 .21 .27 .30 27.0 20.7 52.1 73.3 71.5 80.3 7.7 7.1 10.0 Other Other Prime 5 More than one month and less than one year 6 Fixed rate 7 Floating rate .. 7,708,198 3,065,070 4,643,128 134 140 130 150 115 172 5.61 4.89 6.08 .17 .27 .21 55.1 42.6 63.3 83.1 76.3 87.6 5.4 1.6 7.8 Prime Foreign Prime 14,812,682 4,065,252 10,747,430 288 893 230 * * * 5.45 4.17 5.93 .18 .29 .16 63.2 23.9 78.0 66.9 67.8 66.5 3.2 3.5 3.1 Prime Domestic Prime 37,062,685 315 58 4.96 .17 43.4 70.6 5.2 Prime 20,212,580 340,754 332,915 380,453 3,661,346 3,952,169 11,544,942 661 13 190 645 2,312 6,895 18,611 28 178 87 61 31 27 21 4.21 8.55 6.42 5.05 4.46 4.21 3.91 .28 .30 .25 .14 .08 .09 .14 19.7 72.6 58.1 47.8 24.9 16.4 15.6 68.1 36.0 62.2 70.6 75.3 70.5 66.1 5.3 1.0 6.6 8.7 7.1 6.6 4.3 Other Other Other Other Other Domestic Other 16,850,105 1,637,783 2,908,943 1,478,180 3,941,630 1,598,608 5,284,961 194 24 196 676 1,973 6,715 22,473 135 159 160 140 154 128 84 5.87 7.47 6.92 6.81 6.11 5.22 4.55 .19 .04 .06 .11 .13 .39 .39 71.7 83.7 75.5 73.4 60.1 52.5 79.9 73.5 83.4 89.1 89.7 88.0 74.2 46.4 5.0 1.7 6.5 7.5 6.1 6.4 3.3 Prime Prime Prime Prime Prime Prime Fed funds 26 Total long-term 5,084,920 193 44 6.39 .17 64.4 71.9 8.2 Prime 27 Fixed rate (thousands of dollars) . . . . 28 1-99 29 100-499 30 500-999 31 1 000 or more 1,535,976 203,572 185,956 72,000 1,074,448 125 19 168 661 4,138 47 37 50 61 47 6.43 8.98 8.11 7.07 5.62 .28 .17 .09 .45 .49 66.9 93.6 93.6 75.8 56.7 62.8 19,1 33.0 49.0 77.1 3.5 .1 3.2 5.9 4.0 Other Other Prime Other Other 32 Floating rate (thousands of dollars) 33 1-99 34 100-499 35 500-999 36 1 ,000 or more 3,548,944 243,643 649,402 423,608 2,232,291 251 25 203 655 3,810 43 43 40 61 41 6.38 8.13 7.30 6.88 5.82 .19 .20 .11 .14 .18 63.3 88.6 75.6 78.8 54.0 75.8 53.4 69.2 72.7 80.7 10.3 2.5 7.5 7.6 12.4 Prime Prime Prime Prime Prime 1 Overnight6 8 Demand7 9 Fixed rate 10 Floating rate .. ... 1 1 Total short-term 12 Fixed rate (thousands of dollars) 13 1-99 14 100-499 15 500-999 16 1,000-4,999 17 5 000-9 999 18 10,000 or more .. 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100-499 22 500-999 23 1 ,000-4 999 24 5 000-9 999 25 10,000 or more . . . . Months Loan rate (percent) Days Effective3 Prime ratey Nominal** LOANS MADK BBLOW PRIME'" 4 1 Total short-term 42 Fixed rate 43 Floating rate .... 7,182,902 6,668,304 7,338 3,692 * 16 3.95 4.03 3.87 3.96 5.7 23.0 61.5 73.3 6.6 7.3 6.00 6.00 4,260,301 7,424,771 625 3,142 127 # 4.32 3.93 4.25 3.90 37.6 50.0 86.2 46.0 4.8 2.3 6.09 6.01 25,536,279 37 Overnight6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand7 2,134 36 4.03 3.96 28.4 64,2 5.3 6.02 19,077,751 6,458,527 2,833 1,234 26 97 4.03 4.02 3.96 3.96 17.0 62.2 68.3 52.1 5.5 4.5 6.01 6.04 Months 44 Total long-term . 1,751,703 564 47 4.59 4.53 42.9 81.9 4.9 6.18 45 Fixed rate 46 Floating rate . 710,075 1,041,628 462 665 42 51 4.36 4.74 4.32 4.68 34.9 48.4 75.5 86.3 6.5 3.8 6.14 6.20 111 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94*—Continued Amount of loans (thousands of dollars) Type of maturity of loan Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective 3 Standard error4 Louns secured by collateral (pet cent ) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate* February 4=8, 1993 LARGE BANKS 1 Overnight 6 . 5,687,616 6,871 4.07 .23 8.4 59.7 8.4 Other 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 5,539,17! 4,425,045 1,114,126 3,657 5,202 1,678 16 16 15 4.19 4.15 435 .17 .19 .27 28.3 22=0 53,4 74.6 71.7 H6.2 6.2 5.6 a. 7 Other Other Dome» 5 More than one month and less than one veur .. 6 Fixed rate 7 Floating rate 3,903,111 1,705,179 2,197,931 718 2,159 473 133 98 160 4.99 4.57 5.32 ,16 .25 ,19 493 44.1 53.4 87 .0 81.3 91.4 63 1.8 9.7 Prime Foreig Prime 8 Demand 7 9 Fixed rate 10 Floating rate 10,129,189 2,697,875 7,431,315 557 2,520 434 $ 5.17 4.06 5.57 .15 ,20 .17 64.4 27.5 77.8 61.0 71.1 57.4 1.4 2 L9 Prime Dome; Prime 1 1 Total short-term 25,259,087 972 40 4.68 .14 41.6 67.7 4.8 Other 4.15 6.89 5.58 4.90 4.57 4.31 3.96 .18 .25 .19 .16 .09 .08 .15 20.3 62.7 55.2 36.3 28.1 21.1 17.1 68.0 56.1 73.0 85.4 71.2 69.6 663 5.2 1.6 5.7 6,5 5.7 8.8 4.0 Other Prime Other Other Other Dome; Other 5.39 7.28 6.B8 6.51 5.96 5.24 4.51 .19 .08 .05 .07 .25 .43 .40 70.3 82.5 73.8 63.2 52.7 59.9 79.1 67.3 92=0 92.4 87.8 87.8 75.9 45.6 4.2 1.4 3.7 7.1 5.8 4.2 3.5 Prime Prime Prime Prime Prime Prime Fed fun< 12 Fixed rate (thousands of dollars) 13 1-99 14 100 499 15 500 999 , .. 16 1,0004,999 17 5,000-9,999 IB 10 000 or more 14,515,715 20,610 127,135 201,891 2,350,321 2,732,307 9,083,451 4,102 25 235 680 2,336 6,852 18,767 21 122 70 40 23 26 17 19 Floating rate (thousands of dollars) 20 1-99 21 100=499 22 500 =999 23 1 000-4 999 24 5,000=9,999 25 10 000 or more 10,743,372 442,304 1,250,966 699,827 2,107,228 1,181,29! 5,061,755 479 32 207 670 2,043 6,855 22,624 in 146 149 152 138 104 80 Months 2,594,125 32 Floating rate (thousands of dollars) . . . . 13 1-99 34 100=499 .... 35 500-999 36 1 ,000 or more 693 42 5.94 .18 51.4 79.1 12.5 Prime 487,750 14,967 31,727 34,878 406,178 26 Total long-term 27 Fixed rate (thousands of dollars) 28 1-99 29 100-499 30 500-999 31 I 000 or more 611 30 193 699 4,35 1 43 45 48 62 41 5.38 9.15 7.58 7.37 4.89 .34 .34 .35 .55 .73 43.7 94.3 78.2 75.8 36.4 77.1 18.5 62.2 553 823 9.4 1.1 4.8 4.1 10.6 Foreign Other Other Other Foreign 2,106,375 41,176 247,669 205,143 1,612,387 715 35 234 659 4,097 42 38 36 35 44 6.07 7.17 6.98 6.52 5.85 .12 .09 .07 .10 .29 53.2 87.2 77.4 66.9 46.9 79.6 74.1 82.4 78.7 79.4 13.2 7.8 11.5 13.1 13.6 Prime Prime Prime Prime Prime Loan rate (percent) Days Effective 3 Prime ratey Nominal M LOANS MADE BHLOW PRIME'" 5,553,632 5,238356 7,646 5,594 * 15 4.02 4.05 3.94 3.98 6.9 25.5 58.7 74.8 8.6 5.4 6.00 6.00 2,749,683 5,785,713 4,170 4,79! 114 * 4.22 3.86 4.16 3.82 38.9 58.4 87.7 41.7 6.6 .1 6.00 6.00 41 Total short-term . . 19,327,884 5,475 29 4.01 3.94 31.9 62.1 4.9 6.00 42 Fixed rate 41 Floating rate 13,917,405 5,410,480 5,694 4,982 20 82 4.06 3.89 3.99 3.83 18.7 65.9 673 48.8 5.3 3.8 6.00 6.00 37 Overnight 6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand 7 ... Months 1,067,660 44 Total long-term 45 Fixed rate 46 Floating rate 112 ... 2,852 46 4.42 4.36 33.3 89.5 7.5 6.00 331,358 736,303 2,916 2,824 36 50 4.15 4.54 4.10 4.47 233 37.8 H6.4 90.9 13.0 5.0 6.00 6.00 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94*—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective 3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate-"5 February 4-8, 1993 OTHER BANKS 1 Overnight 6 1,645,837 5,185 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 1,669,181 1,323,871 345,310 279 612 90 5 More than one month and less than one year 6 Fixed rate . 7 Floating rate 3,805,087 1,359,890 2,445,197 73 64 79 4,683,492 1,367,378 3,316,115 141 392 112 11,803,598 129 12 Fixed rate (thousands of dollars) 13 1-99 14 100=499 15 500=999 16 1,000-4,999 17 5,000-9,999 18 10,000 or more 5,696,864 320,145 205,780 178,562 1,311,025 1,219,862 2,461,491 19 Floating rate (thousands of dollars) . . . . 20 1=99 21 100-499 6,106,733 1,195,478 1,657,977 22 23 24 500-999 1,000-4,999 5,000-9,999 778,353 1,834,401 417,317 25 10,000 or more 8 Demand7 9 Fixed rate 10 Floating rate 1 1 Total short-term 223,207 3.74 .53 2.6 71.2 .0 Fed funds 20 19 21 4.49 4.09 6.01 .26 .37 .32 22.9 16.4 47.9 68.8 70.8 61,1 12.6 12.2 14.1 Fed funds Fed funds Prime 167 137 183 6.24 5.30 6.77 .19 .31 .17 60.9 40.7 72.2 79.1 70.0 84.1 4,4 1.3 6.2 Prime Other Prime 6.05 4.37 6.74 .22 .38 .14 60.5 16.7 78.6 79.6 61.3 87.1 7.1 9.9 5.9 Prime Other Prime 94 5.57 .20 47.3 76,7 6.0 Prime 211 13 170 609 2,271 6,995 18,059 50 180 95 84 45 31 36 4.34 8.66 6.94 5.21 4.25 4.00 3.73 .32 .31 .35 .21 .12 .13 .11 18.3 73.3 59.8 60.8 19.1 6.0 10.2 68.4 34.7 55.5 53.8 82.7 72.3 65.5 5.6 1.0 7.1 11.1 9.6 1.6 5.4 Fed funds Other Other Prime Other Fed funds Fed funds 95 22 189 681 1,898 6,348 19,525 163 161 164 133 173 175 182 6.71 7.55 6.94 7.07 6.29 5.16 5.52 .17 .02 .08 .15 .15 .26 .40 74.3 84.1 76.8 82.5 68.7 31.6 100.0 84.4 80.2 86.7 91.4 88.1 69.3 64.2 6.5 1.8 8.6 8.0 6.4 12.8 .0 Prime Prime Prime Prime Prime Prime Prime Months 26 Total long-term 2,490,795 110 46 6.86 .18 77.9 64.3 3.8 Prime 27 Fixed rate (thousands of dollars) 28 1-99 29 100-499 30 500-999 31 1,000 or more 1,048,226 188,605 154,229 37,122 668,270 92 18 164 630 4,018 48 36 51 59 50 6.93 8.96 8.22 6.80 6.06 .29 .18 .13 .59 .44 77.7 93.6 96.8 75.8 69.0 56.1 19.1 26.9 43.1 74.0 .7 ,0 2.9 7.5 .0 Other Other Prime Other Other 32 Floating rate (thousands of dollars) . . . . 33 1=99 34 100-499 35 500-999 36 1,000 or more 1,442,568 202,467 401,732 218,465 619,904 129 24 187 651 3,223 45 44 42 85 33 6.82 8.32 7.49 7.21 5.75 .21 .20 .16 .34 .27 78.1 88.9 74.5 90.0 72.6 70.2 49.2 61.1 67.1 84.0 6.0 1.4 5.0 2.5 9.4 Prime Prime Prime Prime Prime Loan rate (percent) Days Effective 3 Prime rate9 Nominal 8 LOANS MADE BELOW PRIME'" 37 Overnight 6 38 One month or less (excluding overnight) 39 More than one month and less than one year 40 Demand7 1,629,270 1,429,448 6,454 1,644 20 3.71 3.95 3.64 3.88 14.2 70.9 68.0 .0 14.3 6.00 6.01 1,510,618 1,639,057 245 1,418 151 * 4.51 4.17 4.43 4.17 35.2 20.3 83.5 61.0 1.6 10.0 6.24 6.02 41 Total short-term 6,208,394 736 57 4.08 4.03 17.6 70.7 6.4 6.07 42 Fixed rate 43 Floating rate . . . 5,160,347 1,048,047 1,203 253 41 144 3.95 4.71 3.90 4.64 12.5 43.1 70.9 69,4 6.0 8.0 6.03 6.24 1.6 Months 44 Total long-term 684,043 251 49 4.85 4.81 58.0 70.0 .8 6.46 45 Fixed rate . . . . 46 Floating rate . . . 378,718 305,325 266 234 46 53 4.54 5.22 4.52 5.18 45.0 74.1 66.0 75.1 .7 6.27 6.69 113 63, Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-941—Continued Amount of loans (thousands of dollars) Type of maturity of loan Weighted average maturity 2 Average size (thousands of dollars) Days Loan rate (percent) Weighted average effective3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) 5.6 58.7 8.7 4.9 1.5 10.8 Domestic Domest ic Domestic Participation loans (percent) Most common base pricing rate5 May 6- 10, 1993 AI.I. BANKS 10,571,692 7,016 * 3.60 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate .. . 6,297,716 3,982,450 2,315,266 693 1,344 378 16 14 20 4.20 3.86 4.78 .20 .31 .25 27.0 19.1 40.5 73.0 71.0 76.6 5 More than one month and less than one year 6 Fixed rate . 7 Floating rate 7,822,538 3,005,914 4,816,624 138 136 139 141 98 168 5.59 5.18 5.85 .18 .27 .22 57.5 55. H 58.5 76.7 72.0 79.7 13,3 12.1 14.0 Prime Other Prime 17,020,686 2,168,128 14,852,558 328 540 311 * * * 5.43 4.12 5.62 .18 .29 .15 63,7 16.2 70,6 65.2 77.5 63.4 5.0 1,7 5.5 Prime Other Prime 1 1 Total short-term 41,712,632 350 49 4.81 .18 42.2 66.9 7.5 Prime 12 Fixed rate (thousands of dollars) 13 1-99 14 100 499 1 5 500 999 16 1,000-4,999 17 5,000-9,999 IK 10,000 or more 19,728,184 356,468 449,505 341,213 3,596,442 3,586,278 11,398,278 644 14 200 691 2,225 6,796 19,045 21 177 148 62 35 15 9 3.95 8.42 6.71 4.79 4.30 3.81 3.61 .29 .37 .16 .16 .06 .04 .22 17.1 80 2 68.8 42.4 23.8 14.3 11.2 65.3 27.3 53.2 80.7 76.6 66.1 62.7 7.0 1.1 7.6 6.1 5.5 8.5 7.2 Other Other Prime Other Domestic Other Other 19 Floating rate (thousands of dollars) 20 1-99 21 100=499 22 500=999 . . 23 1 ,000 4,999 24 5,000= 9,999 . . . 25 10, 000 or more 21,984,448 1,623,234 3,180,002 1,657,858 4,558,888 2,166,099 8,798,366 248 24 201 654 2,061 6,704 24,757 120 169 ' 187 187 147 70 63 5.58 7.53 6.96 6.54 6.04 5.31 4.39 .18 .05 .07 .05 .14 .25 .29 64.8 84.6 78.6 69.4 58.9 44.3 63.3 68.3 84.5 88.3 88.8 84.7 81.2 42.6 7,9 2.8 4.9 7.8 8.7 7.0 9.8 Prime Prime Prime Prime Prime Prime Fed funds 1 Overnight** H Demand 7 9 Fixed rate . . 10 Floating rate . . .25 Other Months 3,721,816 158 42 6.31 .18 65.0 75.7 7.0 Prime 21 Fixed rate (thousands of dollars) 2K 1 99 29 100 499 30 500-999 3 ! 1 ,000 or more . 1,217,202 177,591 111,285 96,308 832,018 105 17 211 637 4,409 48 42 59 59 46 6.00 8.76 7.84 8.51 4.88 .32 .13 .20 .51 .50 50.8 94.4 85.8 91.6 32.1 58.6 13.6 30.9 23.9 75.9 2.3 .0 1.8 2.0 2.9 Other Other Other Oiher Other 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 100-499 35 500 999 . . . 36 1 ,000 or more 2,504,614 210,797 541,694 323,827 1,428,297 210 25 223 658 3,012 39 42 39 44 38 6.45 7.81 7.07 6.75 5.95 .16 .16 .07 .19 .17 71.9 90.1 85.1 74.8 63.6 84.0 61.2 71.4 77.3 93.6 9.3 3.5 4.3 7.2 12.5 Prime Prime Prime Prime Prime 26 Total long-term . .. Loan rate (percent) Days Effective 3 Prime rate'' Nominal 8 LOANS MADH UKUOW PRIMK'" 37 Overnight 6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand 7 10,426,016 5,678,662 8,324 3,461 * 15 3.56 3.87 3.50 3.80 4.8 21.7 58.1 71.7 8,7 44 6.00 6.03 4,227,213 8,424,385 485 2,930 99 * 4.29 3.89 4.22 3.85 42.1 53.4 76.3 43.2 18.7 3.4 6.14 6.01 41 Total short-term 28,756,275 1,985 25 3.83 3.77 27.9 59.1 7.8 6,03 42 Fixed rate 41 Flout inu rate 18,626,546 10,129,730 2,716 1,328 15 71 3.73 3.99 3.67 3.94 I3.H 53.7 65.3 47.7 6.9 9.5 6.01 6.06 ., Months 44 Total long-term 45 Fixed rate 46 Floating rate 114 1,349,800 621 41 4.53 4,51 37.7 77.5 5.3 6.26 734,426 615,373 594 656 40 43 4.52 4.55 4.49 4.52 24.5 53.5 69.2 87.5 1.6 9.7 6.25 6,28 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94'—Continued Amount of loans (thousands of dollars) Type of maturity of loan Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective3 Standard error4 Loans secured by . collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rates May 6- 10, 1993 LARGE BANKS 1 Overnight 6 7,474,303 7,705 * 3.64 .18 7.0 45.3 11.6 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 4,661,541 3,291,741 1,369,801 2,876 4,753 1,475 14 14 16 3.98 3.79 4.44 .17 .22 .25 21.4 18.8 27.8 82.2 75.6 97.9 .9 1.1 .3 Domestic Domestic Domestic 5 More than one month and less than one year ... 6 Fixed rate 7 Floating rate 4,265,789 1,889,512 2,376,277 893 2,165 608 110 63 147 4.99 4.62 5.29 .14 ,16 .19 54.0 53.2 54.7 89.1 86.9 90.9 14.4 15.0 13.9 Foreign Domestic Prime 8 Demand7 9 Fixed rate 10 Floating rate 11,630,776 863,649 10,767,127 670 1,046 651 * * * 5.11 4.11 5.19 .19 .32 .17 64.3 19.6 67.9 57.4 92.5 54.6 4.2 2.2 4.3 Prime Domestic Prime 1 1 Total short-term . . . 28,032,410 1,133 33 4.51 .15 40.3 63.1 7.2 Fed funds 12 Fixed rate (thousands of dollars) 13 1-99 14 100-499 1 5 500-999 16 1,000-4,999 17 5,000-9,999 18 10,000 or more . . . 13,519,206 20,774 122,078 226,897 2,311,063 2,357,543 8,480,851 4,022 26 257 698 2,372 6,591 19,894 14 112 38 55 26 12 10 3.85 7.13 5.50 4.90 4.31 3.86 3.66 .20 .48 .17 .27 ,!5 .06 .32 17.1 61.3 46.4 48.2 24.9 18.3 13.3 61.5 52.2 77.5 86.3 78.1 62.1 56.0 8.9 .0 5.1 3.7 5.4 11.7 9.3 Other Prime Prime Domestic Domestic Other Other 14,513,204 404,644 1,201,936 780,005 2,523,181 1,708,602 7,894,836 679 32 208 653 2,111 6,784 24,638 99 158 151 149 131 82 72 5.14 7.33 6.88 6.37 5.70 5.17 4.45 .17 .08 .05 .09 .24 .33 .38 62.0 82.0 74.7 60.5 47 .4 46.6 67.1 64.6 91.6 91.3 90.3 85.2 83.0 46.1 5.5 1.5 3.0 6.4 6.6 6.2 5.5 Prime Prime Prime Prime Prime Prime Fed funds ... 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100-499 ... 22 500-999 23 1,000-4,999 24 5,000-9 999 25 10,000 or more . . . .... Other Months 26 Total long-term 27 Fixed rate (thousands of dollars) 28 1-99 . 29 100-499 30 500-999 31 1 ,000 or more 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 i 00-499 35 500-999 36 1 ,000 or more 11.5 1,764,853 525 37 6.02 .16 59.6 90.5 303,895 6,328 22,103 21,985 253,479 729 27 241 690 4,076 37 53 47 54 35 5.29 8.30 6.76 6.98 4.94 .31 .38 .29 .49 .23 58.4 90.3 74.1 77.2 54.6 84.2 36.2 58.2 64.0 89.4 6.8 .9 7.1 8.7 6.7 1 ,460,958 38,599 237,374 192,143 992,842 496 29 230 665 3,226 37 31 36 35 38 6.18 6.99 6.91 6.57 5.90 .12 .14 .09 .16 .22 59.8 88.1 77.7 65.3 53.4 91.9 85.6 86.3 88.3 94.1 12.5 4.8 7.0 8.9 14.8 Prime Fed funds Other Other Domestic Fed funds Prime Prime Prime Prime Prime Loan rate (percent) Days Effective' Prime ratey Nominal" LOANS MADE BELOW PRIME'" 7,335,324 4,459,576 8,885 6,256 * 14 3.59 3.85 3.53 3.78 5.9 19.8 44.3 82.0 11.8 .8 6.00 6.00 2,848,593 6,780,178 3,124 5,098 86 * 4.17 3.84 4.10 3.80 45.8 62.3 90.8 37.8 17.0 3.7 6.00 6.00 41 Total short-term 21,423,672 5,667 22 3.80 3.74 32.0 56.2 7,6 6.00 42 Fixed rate 43 Floating rate 13,034,479 8,389,193 5,607 5,764 13 66 3.74 3.90 3.68 3.85 15.5 57.6 60.4 49.9 8.7 5.9 6.00 6.00 37 Overnight6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand7 .... Months 44 Total long-term 598,564 2,402 37 4.14 4.10 40.6 96.6 11.6 6.00 45 Fixed rate 46 Floating rate . 197,385 401,179 2,901 2,214 32 39 4.25 4.09 4.21 4.05 51.2 35.4 96.6 96.7 5.9 14.4 6.00 6.00 115 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94'—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective 3 Standard error4 Loans secured by collateral (percent) UKUIS made under commitment (percent) Participation loans (percent) Most common base pricing rate* May 6-10, 1993 OTHHR BANKS 1 Overnight 6 3,097,389 5,772 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 1,636,175 690,709 945,466 219 304 182 5 More than one month and less than one year 6 Fixed ratj 7 Floating rate 3,556,749 1,116,402 2,440,347 68 52 80 5,389,910 1,304,479 4,085,431 156 409 131 8 Demand 7 9 Fixed rate 10 Floating rate 3.50 .38 2.3 90.9 21 17 25 4.82 4.21 5.26 .24 .36 .27 42.H 20.6 59,0 47.1 49. t 45.6 16.5 3.6 25.9 Foreign Other" Foreign 180 158 189 6.31 6.13 6.40 .20 .32 .22 63,6 60.2 62=2 61.9 46.7 68.8 7.2 14.0 Prime Other Prime 6.13 4.13 6.77 .21 .36 .14 62.2 14.0 77.7 81.9 67.6 86.4 6.9 1.4 8.7 Prime Other Prime 1.5 Fed funds 13,680,222 145 82 5.42 .20 46.2 74.6 8.1 Prime 12 Fixed rate (thousands of dollars) 13 1-99 14 100-499 15 500=999 16 1,000=4,999 17 5,000-9,999 18 10,000 or more 6,208,978 335,694 327,427 114,316 1,285,379 1,228,735 2,917,427 228 14 184 39 179 184 76 52 22 4.18 8.50 7.16 4.56 4.29 3.70 3.49 .32 .41 .17 .19 .16 .09 .12 17.2 81.4 2.8 1.1 8.5 30.9 21.7 10.6 6.6 5.0 73.4 25.7 44.1 69.6 73.8 73.5 82.1 Other Other Other Other Fed funds Fed funds Fed funds 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100=499 7,471,244 1,218,591 1,978,066 143 22 23 24 500-999 1,000-4,999 5,000=9,999 877,854 2,035,707 457,497 25 10,000 or more 6.46 7.59 7.00 6.69 6.45 5.83 3.84 .19 .06 .14 .08 .14 .29 .21 70.2 85.5 81.0 77.3 73.2 35.5 30.3 75.5 82.1 86.4 87.6 84.2 74.5 11.9 12.6 3.2 6.0 9.1 11.3 10.0 47,5 Prime Prime Prime Prime Prime Prime Foreign 11 Total short-term 611 2,002 7,227 16,942 77.1 5.6 2.5 .8 903,530 Ml 22 197 655 2,001 6,421 25,847 1,956,964 97 46 6.56 .21 69.9 62.2 2.9 Prime 913,30H 171,263 89,182 74,323 578,539 82 16 205 623 4,573 51 42 62 61 51 6.24 8.78 8.11 8.96 4.85 .40 .14 .23 1.17 .59 4B.3 94.6 88.7 95.9 50.0 12.8 24.1 12.0 69.9 .8 .0 .5 .0 1.2 Other Other Other Other Other 1,043,656 172,198 304,320 131,684 435,454 116 24 218 650 2,616 42 44 41 57 37 6.84 8.00 7.21 7.03 6.06 .17 .15 .10 .25 .21 88.8 90.5 90.9 88.8 S6.7 72.9 55.7 59.7 61.3 92.5 4.7 3.2 2.1 4.7 7.1 Prime Pi i me Prime Prime Prime 170 198 209 171 38 44 Months 26 Total long-term 27 Fixed rate (thousands of dollars) 28 I-99 29 100-499 30 500-999 31 1,000 or more 32 Floating rate (thousands of dollars) . . . . 33 I-99 34 100-499 35 500-999 36 1,000 or more Loan rate (percent) Days Effective 3 Prime rate*' Nominal" LOANS MADK HKLOW PRIMK'" 37 Overnight 6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand 7 3,090,692 1,219,086 7,239 1,314 2! 3.49 3.95 3.43 3.88 2.3 29.0 90.9 34.1 1.4 17.6 6.00 6.14 1,378,620 1,644,206 111 1,064 124 4.53 4.07 4.46 4.06 34.5 16.4 46.5 65.7 22.2 2.5 6.44 6.06 41 Total short-term 7,332,604 685 35 3.89 3.84 15.9 67.5 8.2 6.12 42 Fixed rate 43 Floating rate 5,592,067 1,740,537 1,233 282 22 79 3.72 4.44 3.67 4.38 10.0 35,0 76.9 37.0 2.5 26.5 6.05 6.34 44 Total long-term 751,236 390 45 4.84 4.83 35.5 62.3 6.47 45 Fixed rate 46 Floating rate 537,041 214,195 460 283 43 50 4.62 5.41 4.60 5.40 14.7 87.5 59.1 70.2 6.35 6.79 Months 116 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-941—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective 3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate3 August 5-9, 1993 ALL BANKS 1 Overnight 6 11,244,154 6,470 :): 3.92 .23 9.1 57.4 4.4 Fed funds 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 6,053,999 4,152,773 1,901,226 883 1,336 507 16 14 21 4.16 4.02 4.47 .24 .38 .27 16.6 11.9 26.8 77.1 76.6 78.0 7.0 8.3 4.2 Other Other Foreign 5 More than one month and less than one year 6 Fixed rate 7 Floating rate 9,588,428 3,600,264 5,988,165 186 172 196 148 104 175 5.14 4.53 5.51 .18 .29 .20 50.4 44,2 54,2 84.9 75.9 90.3 8.7 13.1 6.1 Prime Other Prime 8 Demand7 9 Fixed rate 10 Floating rate 16,020,261 5,145,781 10,874,479 336 1,136 252 * * * 5.23 4.12 5.75 .17 .27 .18 58.6 23.1 75.5 67.6 74.7 64.2 5.9 2.8 7.4 Prime Domestic Prime 1 1 Total short-term . . . . 42,906,843 399 57 4.72 .18 37.9 70.1 6.3 Prime 12 Fixed rate (thousands of dollars) 1 3 1 =99 14 100-499 15 500-999 16 1,000-4,999 17 5,000-9,999 18 10,000 or more 24,142,972 358,288 384,688 393,659 4,102,560 4,281,822 14,621,956 796 14 211 697 2,321 6,765 21,809 23 138 95 73 37 27 13 4.07 8.67 6.05 5.02 4.36 4.06 3.80 .29 .22 .16 .19 .17 .04 .04 17.8 76.7 65.4 48.8 32.1 16.1 10.8 67.2 39.9 56.1 80.9 75,7 64.0 66.3 6.1 3.3 4.9 9.0 5.5 5.8 6.3 Other Other Other Other Other Other Other 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 1 00-499 22 500-999 23 1 000-4 999 24 5,000-9,999 25 10,000 or more 18,763,870 1,461,074 2,915,020 1,354,853 4,157,783 1,894,871 6,980,268 243 25 199 671 2,071 6,834 23,003 138 194 192 197 163 101 98 5.55 7.43 6.93 6.60 6.19 5.15 4.10 .20 .05 .02 .05 .14 .33 .22 63.7 82.5 78.1 64.8 64.4 43.4 58.7 73.9 85.3 91.1 86.7 83.7 77.9 55.0 6.6 1.9 4.2 6.1 15.6 5.3 3.8 Prime Prime Prime Prime Prime Prime Fed funds 26 Total long-term 5,213,501 230 44 6.09 .16 65.5 77.7 4.2 Prime 27 Fixed rate (thousands of dollars) 28 1-99 29 100-499 30 500-999 31 1 ,000 or more 1,238,849 156,902 146,672 107,750 827,524 108 15 216 625 3,992 52 47 45 29 58 6.21 8.59 7.36 7.76 5.36 .29 .16 .21 .48 .34 66.1 88.0 91.9 92.2 54.1 64.7 24.7 33.0 81.0 75.7 5.4 .0 1.8 1.2 7.5 Other Other Other Other Foreign 32 Floating rate (thousands of dollars) 33 1-99 34 i 00-499 35 500-999 36 1 ,000 or more . . . . 3,974,652 201,865 523,492 327,081 2,922,215 356 27 212 677 4,500 41 41 38 38 42 6.06 7.64 7.00 6.67 5.71 .15 .11 .10 .14 .29 65.3 87.3 79.3 71.9 60.6 81.7 65.5 72.9 84.2 84.1 3.8 2.0 4.8 9.7 3.2 Prime Prime Prime Prime Prime Months Loan rate (percent) Days Effective3 Pome rate9 Nominal1* LOANS MADE BELOW PRIME"' 37 Overnight 6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand 7 10,893,759 5,505,331 8,874 3,255 * 15 3.82 3.87 3.75 3.80 8.2 12.0 56.2 76.5 4.6 7.5 6.00 6.00 6,165,976 9,298,303 964 3,317 115 * 4.08 3.95 4.02 3.92 39.3 46.5 86.9 53.7 11.4 1.6 6.08 6.01 41 Total short-term 31,863,369 2,630 36 3.92 3.86 26.0 64.9 5.5 6.02 42 Fixed rate 43 Floating rate 22,782,438 9,080,931 3,548 1,595 21 95 3.87 4.04 3.81 3.98 15.2 53.2 66.9 60.0 6.2 3.9 6.01 6.03 44 Total long-term . . . . 1,893,922 846 47 4.43 4.38 47.1 92,6 3.3 6.09 45 Fixed rate 46 Floating rate 613,509 1,280,413 389 1,937 57 42 4.40 4.45 4.38 4,39 45.5 47.8 87.5 95.1 .6 4.6 6.16 6.05 Months 117 63. Terms of lending at commercial banks: Survey of commercial and industrial loans., 1993-94'—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective1 Standard error4 Ixmns secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate51 August 5-9, 1993 LARCH; BANKS 1 Overnightft 8,055,359 7,334 * 4.01 .15 10. 1 53.9 6.1 Other 2 One month or less (excluding overnight) . 3 Fixed rate .... .... 4 Flouting rate 4,348,306 3,264,440 1,083,866 4,290 6,201 2,225 13 12 18 3.98 3.89 4.27 .19 .27 .23 11.5 11.0 13.0 88.9 85.5 99.0 7.8 9.0 4.3 Other Other Prime 5 More than one month and less than one year 6 Fixed rate 7 Floating rate 5,489,991 2,349,909 3,140,082 1,070 2,540 747 135 87 171 4.76 4.23 5.16 .15 .22 .19 38.6 32.7 42.9 88.2 83.1 92.1 M.8 16.5 8.3 Foreign Other Prime 8 Demand 7 9 Fixed rate 10 Floating rate 11,158,545 3,870,833 7,287,713 669 3,283 470 # * * 4.86 4.01 5.30 .15 .19 .19 56.8 22.1 75.2 60.6 74.6 53.1 2.1 1.9 2.3 1 1 Total short-term 29,052,202 1,214 45 4.47 .14 33.6 68.2 5.9 Fed funds 12 Fixed rate (thousands of dollars) 13 M» 14 100-499 15 500-999 16 1,000-4,999 17 5,000-9,999 IB 10 000 or more 17,540,541 21,286 146,453 231,959 2,544,584 2,908,195 11,688,064 4,704 27 256 691 2,368 6,710 22,595 18 95 45 59 33 24 13 4.02 6.82 5.48 5.18 4.53 4.14 3.83 .17 .20 .23 .27 .12 .02 .07 15.9 74.H 53.2 56.4 28.5 16.8 11.6 68.3 56.8 74.2 89.5 82.8 66.4 65.1 7.1 1.2 4.2 6.9 5.2 7.1 7.6 Other Prime Prime Domestic Other Other Other 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100-499 22 500-999 23 1 ,000-4,999 24 5 000-9 999 25 10,000 or more 11,511,661 385,306 1,127,136 712,413 2,166,188 1,465,045 5,655,572 570 32 201 671 2,097 6,969 23,045 131 181 185 172 177 106 104 5.17 7.34 6.90 6.56 6.18 5.36 4.06 .19 .08 .07 .07 .14 .30 .08 60.6 80.6 73.1 60.6 54.9 46.6 62.5 68.1 90.3 92.5 89.1 86.6 81. B 48.4 4.1 .8 2.7 5.0 4.8 5.9 3.8 Prime Prime Prime Prime Prime Prime Fed funds Prime Domestic Prime Months 26 Total long-term 27 Fixed rate (thousands of dollars) 28 1-99 . .. .... 29 HXM99 30 500-999 31 1 000 or more 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 100-499 35 500-999 36 1 ,000 or more 3,309,611 748 44 5.92 .13 57.5 85,6 5.3 Prime 631,692 10,851 38,625 24,905 557,311 950 31 230 648 4,914 69 48 69 45 71 5.43 7.77 7.14 6.82 5.20 .26 .13 .26 .76 .37 61.2 85.7 81.7 79.8 58.5 81.5 28.3 47.0 55.7 86.1 10.3 .0 6.7 .0 11.2 Foreign Prime Prime Prime Foreign 2,677,919 55,978 255,403 212,995 2,153,543 712 30 237 673 4,600 38 30 35 32 39 6.04 6.91 6.85 6.59 5.87 .10 .13 .06 .10 .25 56.7 81.5 75.6 67.6 52.7 86.6 76.9 82.3 88.9 87.1 4.1 4.2 8.0 8.0 3.3 Prime Prime Prime Prime Prime Loan rate (percent) Days Effective 3 Prime rate" Nominal 11 LOANS MA mi BHUOW PRIME'" 7,707,442 4,077,456 9,648 7,096 * 12 3.88 3.81 3.80 3.74 8.7 8.5 52.0 88.4 6.4 8.3 6.00 6.00 4,050,350 7,715,794 4,147 5,918 110 * 4.07 3.90 4.00 3.86 31.6 51.7 89.0 48.2 14.5 1.2 6.00 6.00 4 1 Total short-term 23,551,042 6,446 32 3.91 3.85 26.7 63.4 6.4 6.00 42 Fixed rate 43 Floating rate 16,759,068 6,791,974 6,587 6,122 18 100 3.89 3.95 3.83 3.89 14.2 57.6 67.0 54.7 7.4 4.0 6.00 6.00 37 Overnight6 38 One month or less (excluding overnight) . 39 More than one month and less than one yeur . . . . .... 40 Demand 7 Months 44 Total long-term 45 Fixed rate 46 Floating rate 118 1,169,105 381,125 787,980 3,113 48 4.39 4.33 37.4 95.1 3.8 6.00 3,116 3,112 73 36 4.15 4.51 4.12 4.44 53.0 29.9 95.1 95.1 .7 5.3 6.00 6.00 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94'—Continued Amount of loans (thousands of dollars) Type of maturity of loan Average size (thousands of Weighted average maturity 2 -Jj-Jl'irc^ Days Loan rate (percent) Weighted average effective3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate5 August 5-9, 1993 OTHER BANKS . 3,188,796 4,985 * 3.68 .30 6.8 66.2 .2 2 One month or less (excluding overnight) .. 3 Fixed rate 4 Floating rate . . . . 1,705,693 888,332 817,361 292 344 250 24 22 26 4.62 4.52 4.73 .28 .45 .30 29.5 15.2 45.1 47.0 44.1 50.0 4.9 5.7 4.1 Foreign Other Foreign 5 More than one month and less than one year 6 Fixed rate .... 7 Floating rate 4,098,437 1,250,354 2,848,083 88 62 108 166 135 180 5.66 5.08 5.91 .20 .34 .22 66.3 65.8 66.5 80.4 62.4 88.2 4.6 6.9 3.6 Prime Other Prime 4,861,715 1 ,274,949 3,586,766 157 381 130 * * * 6.09 4.45 6.67 .20 .36 .16 62.9 26.1 75.9 83.7 75.0 86.8 14.5 5.6 17.7 Prime Other Prime Prime 1 Overnight* 8 Demand7 9 Fixed rate 10 Floating rate .... • .... " . . . Fed funds 13,854,641 165 81 5.23 .20 46.9 74.2 7.1 12 Fixed rate (thousands of dollars) 13 1-99 14 100-499 15 500-999 16 1,000-4999 17 5,000-9,999 18 10,000 or more . . . 6,602,431 337,002 238,235 161,700 1,557,976 1,373,627 2,933,892 248 14 191 707 2,249 6,884 19,154 36 139 122 90 43 36 12 4.21 8.79 6.40 4.79 4.07 3.89 3.69 .32 .27 .31 .21 .24 .14 .06 22.8 76.8 72.9 37.9 37.9 14.8 7.5 64.2 38.8 45.0 68.6 64.2 59.0 70.9 3.3 3.4 5.4 J2.0 6.0 3.0 1.3 Fed funds Other Other Other Other Fed funds Fed funds 19 Floating rate (thousands of dollars) 20 1-99 21 100-499 .... 22 500-999 23 1,000-4,999 24 5 000-9 999 25 10,000 or more 7,252,210 1,075,769 1,787,884 642,440 1,991,595 429,826 1,324,695 127 23 197 671 2,043 6,413 22,825 146 196 194 . 214 140 92 84 6.15 7.47 6.96 6.65 6.19 4.42 4.27 .21 .05 .04 .17 .23 .50 .57 68.8 83.2 81.3 69.4 74.8 32.8 42.4 83.2 83.5 90.3 84.2 80.7 64.4 82.9 10.6 2.2 5.2 7.3 27.4 3.4 3.5 Prime Prime Prime Prime Prime Foreign Foreign 1 1 Total short-term . Months 1,903,890 27 Fixed rate (thousands of dollars) 28 1-99 29 100-499 . . 30 500-999 31 1 ,000 or more . . . . 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 100-499 35 500-999 36 1 000 or more 105 43 6,39 .18 79.4 63.9 2.3 Prime 607,157 146,052 108,048 82,845 270,213 26 Total long-term 56 15 211 618 2,878 35 47 37 24 30 7.03 8.65 7.44 8.04 5.67 .29 .17 .27 .55 .69 71.3 88.1 95.6 95.9 44.9 47.1 24.5 28.0 88.7 54.3 .2 .0 .0 J.6 .0 Other Other Other Other Other 1,296,733 145,887 268,088 1 14,086 768,672 175 26 193 687 4,243 47 45 40 50 50 6.09 7.92 7.14 6.81 5.28 .21 .21 .14 .22 .42 83.2 89.6 82.8 79.9 82.6 71.7 61.2 63.9 75.3 75.9 3.2 1.2 1.6 12.7 2.8 Loan rate (percent) Days Effective3 Prime Prime Prime Prime Foreign Prime rate9 Nominal* LOANS MADE BELOW PRIME'" 37 Overnight** . . .. 38 One month or less (excluding overnight) 39 More than one month and less than one year 40 Demand7 3,186,317 1,427,875 7,432 1,279 * 23 3.68 4.06 3.61 3.98 6.8 22.1 66.2 42.4 .2 5.4 6.00 6.01 2,115,626 1,582,509 391 1,055 123 * 4.12 4.19 4.05 4.18 54.0 20.8 83.0 80.4 5.5 3.5 6.22 6.08 41 Total short-term . . . 8,312,327 982 44 3.95 3.89 24.1 69.1 3.1 6.07 6,023,370 2,288,957 1,553 499 28 87 3.81 4.31 3.76 4.25 18.0 40.1 66.5 75.9 2.9 3.6 6.05 6.13 42 Fixed rate 43 Floating rate * Months 44 Total long-term 45 Fixed rate 46 Floating rate 724,817 ... . . . 389 45 4.50 4.47 62.6 88.7 2.5 6,23 232,384 492,433 160 1,208 31 51 4.82 4.35 4.81 4.30 33.2 76.5 75J 95.1 .6 3.4 6.43 6.14 119 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94'—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate5 November 4-8, 1993 ALL BANKS 12,873,029 6,746 * 3.81 .24 8.7 56.0 4.2 2 One month or less (excluding overnight) . 3 Fixed rate 4 Routing rate .. 7,491,182 5,294,360 2,196,823 1,130 1,554 682 20 19 21 4.38 4.13 4.98 .21 .32 .26 24.0 24.2 23.6 76.0 79.4 68.0 10.6 13,3 4.3 Foreign Other Foreign 5 More than one month and less than one year 6 Fixed rate .. 7 Floating rate 9,263,009 3,909,356 5,353,653 188 191 186 155 131 172 5.24 4.44 5.83 .17 .25 .24 51.7 46.9 55.2 80.4 81.8 79.4 5.1 5.8 4.7 Prime Other Prime 8 Demand7 9 Fixed rate 10 Floating rate 13,997,113 2,753,384 11,243,730 290 519 261 * * « 5.36 4.18 5.65 .18 .30 .17 67.9 24.5 78.5 65.4 82.6 61.2 3.0 .2 3^6 Prime Domestic Prime 1 1 Total short-term 43,624,333 411 54 4.71 .17 39.5 67.6 S.I Fed funds 12 Fixed rate (thousands of dollars) 13 1-99 14 1 00-499 15 500-999 16 1,000-4,999 17 5,000-9,999 18 10 000 or more . 24,829,520 327,483 409,954 405,360 3,723,401 3,920,807 16,042,515 798 13 213 692 2,373 6,621 19,981 29 135 76 43 33 25 25 4.02 8.28 6.46 5.18 4.49 4.11 3.71 .27 .33 .22 .17 .13 .08 .05 19.8 76.5 61.7 49.4 28.9 18.6 14.9 68.0 49.1 48.1 83.6 70.3 74.2 66.5 5.9 1.8 3.2 2.6 7.7 11.5 4.4 Other Other Prime Other Other Other Other 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100=499 22 500=999 23 1 ,000=4,999 24 5,000=9,999 25 10,000 or more . . . . 18,794,814 1,407,973 2,873,841 1,610,264 4,218,489 2,073,559 6,610,688 251 25 202 686 2,067 6,733 22,212 128 180 175 166 157 134 56 5.63 7.45 6.91 6.75 5.98 5.37 4.26 .20 .03 .05 .12 .16 .33 .47 65.5 85.5 79.5 73.5 61.8 52.2 59.6 67.2 84,5 87.5 79.4 84.9 70.7 39.3 4.0 2.0 3.2 12.1 4.7 6.2 1.7 Prime Prime Prime Prime Prime Prime Fed funds 26 Total long-term 5,703,244 247 47 5.67 .17 59.5 77.1 7.5 Prime 27 Fixed rule (thousands of dollars) 28 1-99 29 1 00 499 30 500-999 31 1 ,000 or more . . . . 1,903,739 198,803 161,752 76,086 1,467,099 175 20 198 626 6,181 53 47 74 48 51 5.36 8.29 7.29 6.42 4.69 .29 .16 .35 .47 .49 48.6 86.7 85.3 58.1 38.9 61.5 16.1 43.1 40.2 70.8 10.3 4.1 .6 2.4 12.6 OtherOther Prime Other Other 32 Floating rate {thousands of dollars) . . . . 33 U99 34 100-499 35 500-999 36 1 ,000 or more 3,799,505 239,940 553,258 370,412 2,635,895 312 29 214 671 4,109 43 41 40 32 46 5.83 7.48 7.11 6.51 5.32 .18 .15 .17 .07 .24 65.0 83.1 81.4 65.2 59.9 84.8 53.4 73.9 88.7 89.5 6.1 22 43 13.8 5.7 Prime Prime Prime Prime Prime 1 Overnight 6 .. Fed funds Months Loan rate (percent) Days Effective 3 Prime rate'' Nominal* LOANS MADK BKLOW PRIMK I ( ) 37 Overnight 6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand 7 12,458,252 6,635,583 8,599 4,072 * 20 3.73 3.97 3.66 3.89 7.2 21.8 54.6 75.6 4,3 11.5 5.99 6.00 5,566,092 7,009,162 968 2,907 139 4,01 3.87 3.95 3.82 36.4 58.0 88.3 43,7 4.3 1.1 6.05 6.01 41 Total short-term 31,669,089 2,817 37 3.86 3.80 26.6 62.5 5.1 6.01 42 Fixed rate 43 Floating rate 23,223,892 8,445,197 3,638 1,739 26 97 3.80 4.01 3.74 3.95 16.7 53.9 68.0 47.5 6.2 2.1 6.00 6.03 44 Total long-term 2,702,414 881 43 4.24 4.20 42.8 83.5 8.1 6.07 45 Fixed rate 46 Floating rate 1,302,566 1,399,848 589 1,634 38 48 4.27 4.20 4.25 4.16 31.3 53.4 74.1 92.2 14.9 6.09 6.04 :?• Months 120 L? 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-941—Continued Type of maturity of loan Amount of loans (thousands of dollars) o Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective 3 Standard Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate5 November 4=8, 1993 LARGE BANKS 1 Overnight 6 11,885,067 9.0 3.83 7,110 52.4 3.7 Fed funds Foreign Domestic Foreign 2 One month or less (excluding overnight) . 3 Fixed rate Floating rate 6,540,265 4,686,009 1,854,255 4,167 5,731 2,466 19 19 20 4.27 4.06 4.80 .18 .19 .28 20.4 22.5 15.1 75.4 80.4 62.7 10.3 12.5 4.9 5 More than one month and less than one year Fixed rate Floating rate 5,944,468 3,145,366 2,799,103 1,020 3,292 574 143 131 156 4.44 3.97 4.97 .13 .16 .20 42.1 42.6 41.7 89.2 89.2 89.4 4.0 5.7 2.1 Other Other Prime 10,061,249 2,167,247 7,894,002 2,393 499 5.00 3.98 5.28 .17 .24 .17 67.1 19.4 80.1 54.6 81.5 47.1 2.7 .0 3.4 Fed funds Domestic Fed funds 34,431,049 1,334 41 4.36 .14 33.9 63.7 4.7 Fed funds 21,883,689 24,747 154,240 308,915 3,013,393 3,434,943 14,947,451 5,030 30 258 694 2,405 6,713 20,499 26 66 40 36 26 24 26 3.91 6.84 5.40 5.17 4.36 4.13 3.73 .18 .36 .18 .19 .12 .09 .04 17.8 70.5 54.1 49.5 25.9 19.0 14.7 66.5 65.9 80.2 84.6 69.8 71.6 64.2 5.5 LI 1.2 3.4 5.8 10.7 4.4 Other Prime Prime Other Other Domestic Other 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100-499 22 500-999 23 1,000-4,999 24 5,000-9,999 25 10,000 or more 12,547,360 421,018 1,181,475 664,451 2,259,312 1,843,570 6,177,535 585 32 208 5.14 2,107 6,843 23,760 102 164 171168 138 128 53 7.23 6.80 6.36 5.74 5.35 4.26 .19 .09 .08 .10 .23 .32 .51 61.9 85.8 77.2 66.1 56.2 53.3 61.6 58.9 90.7 91.6 91.6 80.5 68.9 36.0 3.3 1.1 4.0 5.7 3.8 7.0 1.8 Prime Prime Prime Prime Prime Prime Fed funds 26 Total long-term 4,186,673 1,047 5.23 .14 52.4 85.6 9.3 6 7 8 Demand7 9 Fixed rate 10 Floating rate Total short-term 12 Fixed rate (thousands of dollars) 13 1-99 U 100-499 15 500-999 16 1,000-4,999 17 5,000-9,999 18 10,000 or more 601 674 Months 27 Fixed rate (thousands of dollars) 28 1-99 29 100-499 30 500-999 31 1,000 or more 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 100-499 35 500-999 36 1,000 or more . 44 1,373,531 9,032 25,747 36,537 1,302,215 2,176 29 254 703 7,857 41 52 54 40 40 4.47 7.47 6.25 5.50 4.39 2,813,141 44,645 297,868 299,395 2,171,233 836 38 235 45 26 31 32 49 5.60 6.83 6.85 6.55 5.27 666 4,702 .26 .13 .44 .37 .54 33.9 89.9 77.7 29.4 32.8 75.8 42.5 63.7 62.7 76.7 13.5 1.2 .0 .0 14.2 .13 .25 61.5 81.5 76.7 63.5 58.7 90.4 89.3 89.2 87.5 91.0 7.2 4.9 5.7 13.9 6.5 Prime Prime Prime Prime Prime Loan rate (percent) Days Prime Other Other Domestic Other Other Effective 3 Prime rate9 Nominal" LOANS MADE BELOW PRIME'" 37 Overnight 6 38 One month or less (excluding overnight) 39 More than one month and less than one year 40 Demand7 11,472,167 6,001,753 8,764 6,243 19 3.74 3.95 3.67 3.88 7.4 18.9 50.7 74.9 3.9 11.0 5.99 5.99 4,729,404 6,076,589 4,552 5,114 135 * 3.87 3.81 3.82 3.77 36.2 62.9 90.8 35.4 3.9 .9 5.98 6.00 41 Total short-term 28,279,913 6,288 35 3.82 3.76 26.6 59.3 4.7 5.99 42 Fixed rate 43 Floating rate . . . . 20,965,755 7,314,158 6,769 5,224 26 87 3.79 3.90 3.73 3.84 16.1 56.6 65.6 41.2 5.7 1.9 5.99 5.99 Months 44 Total long-term . . . 2,402,018 4,782 45 4.14 4.11 42.7 85.9 8.6 6.00 45 Fixed rate 46 Floating rate 1,209,468 1,192,550 6,054 3,943 38 52 4.13 4.15 4.11 4.1 1 28.7 57.0 78.5 93.4 15.3 1.8 6.00 6.00 121 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94'—Continued Type of maturity of loan Amount of loans {thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate5 November 4-8, 1993 OTHER BANKS 1 Overnight 6 987,962 4,173 3.60 .56 4.0 99.9 9.6 Foreign 2 One month or less (excluding overnight) 3 Fixed rate 4 Floating rate 950,917 608,350 342,567 188 235 139 24 23 27 5.14 4.68 5.97 .27 .43 .24 48.8 37.1 69.5 80.6 71.4 96.8 12.7 19.3 Prime Foreign Prime 5 More than one month and less than one year 6 Fixed rate 7 Floating rate 3,318,541 763,990 2,554,550 76 39 107 176 131 190 6.68 6.39 6.77 .20 .32 .26 68.9 65.0 70.1 64.5 51.4 68.4 7.2 6.1 7.5 Prime Other Prime 8 Demand 7 9 Fixed rate 10 Floating rate 3,935,864 586,137 3,349,728 125 133 123 6.30 4.91 6.54 .20 .39 .18 70.0 43.4 74.7 93.2 86.7 94.4 3.8 1.0 4.2 Prime Fed funds Prime 1 1 Total short-term 9,193,284 114 116 6.03 .19 60.4 82.3 6.5 12 Fixed rate (thousands of dollars) 13 1=99 14 100-499 15 500-999 16 1,000=4,999 17 5,000-9,999 18 10,000 or more 2,945,831 302,735 255,714 96,445 710,008 485,864 1,095,064 110 12 193 684 2,244 6,039 14,857 49 139 93 71 67 31 4.81 8.40 7.09 5.23 5.04 4.00 3.46 .32 .36 .21 .32 .30 .24 .44 34.5 77.0 66.2 49.1 41.9 15.3 17.8 78.8 47.7 28.7 80.2 72.5 92.0 97.3 9.0 1.8 4.4 .0 15.8 16.6 5.0 Other Other Prime Foreign Foreign Foreign Fed funds 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100=499 500=999 23 1,000-4,999 24 5,000=9,999 25 10,000 or more 6,247,454 986,955 1,692,366 945,813 1,959,177 229,989 433,153 117 23 198 694 2,022 5,962 11,514 170 183 176 165 181 205 88 6.60 7.54 6.98 7.03 6.26 5.56 4.19 .21 .04 .07 .14 .19 .53 .40 72.5 85.4 81.1 78.7 68.3 43.2 31.5 83.9 81.9 84.7 70.8 90.0 84.5 86.3 5.4 2.3 2.6 16.5 5.7 .0 .0 Prime Prime Prime Prime Prime Prime Fed funds 26 Total Ions-term 1,516,572 54 6.91 ,15 79.1 53.5 Prime Months 2.6 Prime 27 Fixed rate (thousands of dollars) 28 1-99 29 100-499 30 500-999 31 1,000 or more 530,208 189,770 136,005 39,549 164,884 52 20 190 568 2,302 83 47 77 55 138 7.65 8.33 7.49 7.27 7.10 .24 .17 .49 .58 .36 86.7 86.6 86.8 84.6 87.3 24.5 14.9 39.2 19.5 24.5 2.0 4.2 .7 4.6 .0 Other Other Prime Other Prime 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 100-499 35 500-999 36 1,000 or more 986,364 195,295 255,390 71,017 464,662 112 38 44 50 33 30 6.51 7.63 7.42 6.33 5.58 .18 .18 .34 .10 .21 75.1 83.5 86.7 72.4 65.5 69.1 45.2 56.1 93.3 82.5 2.8 1.6 2.7 13.0 1.9 Prime Prime Prime Prime Prime 27 194 693 2,586 Loan rate (percent) Days Prime rate'' Effective 3 Nominal* 3.59 4.14 3.53 4.06 4.0 48.8 99.9 S2.2 9.6 16.2 6.00 6 JO LOANS MAPI-. BHLOW PRIMK'" 37 Overnight 6 38 One month or less (excluding overnight) 39 More than one month and less than one year 40 Demand 7 986,085 633,830 7,051 949 836,688 932,573 178 763 162 4.80 4.22 4.71 4.20 37.9 26.3 74.2 98.2 6.6 * 2.6 6.45 6.10 41 Total short-term 3,389,176 503 62 4.17 4.11 26.9 89.8 8.2 6.16 42 Fixed rate . . 43 Floating rate 2,258,137 1,131,039 687 327 32 149 3.90 4.70 3.84 4.64 22.1 36.3 90.6 88.1 10.5 3.4 6.10 6.28 44 Total long-term 300,3% 117 31 4.98 4.95 43.1 64.2 3.6 6.62 45 Fixed rate . . 46 Floating rate 93,097 207,298 46 374 43 26 6.09 4.48 6.04 4.46 65.8 32.8 17.4 85.2 9.2 I.I 7.32 6.31 23 Months 122 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94'—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective-1 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rates Fed funds February 3-7, 1994 ALL BANKS 1 Overnight6 10,608,188 5,353 * 3.94 .25 8.4 55.4 4.4 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 10,373,636 7,577,398 2,796,238 1,265 1,871 673 19 19 20 4.19 4.07 4.54 .19 .25 .27 17.6 14.7 25.3 75.7 72.1 85.7 10.9 12.7 6.0 Foreign Other Foreign 9,585,906 3,589,777 5,996,129 208 176 233 156 126 174 5.16 4.59 5.51 .17 .28 .19 38.5 32.0 42.4 83.9 76.5 88.2 3.4 4.4 2.8 Prime Other Prime 8 Demand7 9 Fixed rate 10 Floating rate 13,841,169 2,944,919 10,896,250 293 579 259 * * * 5.25 3.98 5.59 .18 .27 .18 66.7 17.3 80.1 60.7 84.3 54.3 2.8 3.5 2.6 Prime Other Prime 1 1 Total short-term 44,408,899 429 56 4.67 .17 35.2 68.0 5,2 Fed funds 1 2 Fixed rate (thousands of dollars) 13 1-99 * 14 100-499 15 500-999 16 1,000-4,999 17 5,000-9 999 18 10,000 or more 24,720,282 383,371 372,061 403,675 3,642,981 3,973,853 15,944,341 784 15 213 696 2,342 6,598 19,980 28 140 117 44 29 25 24 4.08 8.19 6.24 5.23 4.44 4.17 3.80 .27 .27 .39 .12 .07 .09 .07 14.8 84.0 72.2 57.8 26.6 16.1 7.7 67.0 41.0 56.1 87.1 77.7 69.1 64.5 6.8 1.2 6.4 8.5 9.7 8.7 5.8 Other Other Other Other Other Other Fed funds 19 Floating rate (thousands of dollars) 20 1-99 21 100-499 22 500-999 23 1 ,000-4,999 24 5,000-9 999 . . . . 25 10 000 or more 19,688,617 1,373,078 2,529,524 1 ,224,807 3,562,855 1,905,146 9,093,207 273 25 199 669 2,029 6,755 26,398 125 153 153 174 132 101 113 5.42 7.44 6.90 6.48 5.96 5.32 4.36 .18 .05 .08 .06 .13 .42 .47 60.8 85.4 78.5 74.6 65.1 51.4 50.6 69.1 85.2 90.4 86.9 86.9 72.9 50.6 3.2 1.7 2.9 7.4 6.3 5.0 1.3 Prime Prime Prime Prime Prime Prime Fed funds 26 Total long-term 4,877,942 206 39 5.86 .17 58.7 81.1 8.0 Prime 27 Fixed rate (thousands of dollars) . . . . . . 28 1-99 29 100-499 30 500-999 31 1 ,000 or more . 1,140,134 193,031 128,025 93,213 725,864 96 17 218 687 4,386 44 44 71 39 40 5.42 6.76 7.10 6.45 4.63 .28 .51 .29 .60 .27 61.7 94.3 88.7 65.6 47.8 68.0 22.9 39.9 45.8 87.9 1.8 .0 .0 3.0 2.4 Other Other Other Other Foreign 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 100-499 35 500-999 36 1 ,000 or more 3,737,808 216,945 650,863 463,236 2,406,765 317 29 216 685 3,927 37 36 42 29 38 6.00 7.50 7.07 6.55 5.47 .18 .24 .12 .07 .30 57.8 87.9 79.0 56.0 49.8 85.0 61.4 75.1 82.6 90.3 9.9 8.2 8.3 14.2 9.7 Prime Prime Prime Prime Prime 5 More than one month and less than one year 6 Fixed rate 7 Floating rate Months Loan rate (percent) Days Effective3 Prime rate'J Nominal" LOANS MADE BELOW PRIME'" 37 Overnight6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand7 . 10,199,069 9,858,656 8,303 4,369 * 19 3.85 4.05 3.77 3.97 6.1 14.9 54.5 75.2 4.6 11.2 6.00 5.99 6,052,435 7,944,329 964 3,030 145 * 4.05 3.96 4.00 3.92 20.2 56.9 88.8 40.2 3.3 1.7 6.03 6.01 41 Total short-term 34,054,489 2,750 42 3.97 3.91 23.0 63,3 5.6 6.00 42 Fixed rate 43 Floating rate 23,518,414 10,536,075 3,290 2,012 26 103 3.92 4.08 3.86 4.02 11.7 48.3 67.5 53.9 6.9 2.6 6.00 6.02 2,057,307 722 36 4.39 4.33 32.8 92.0 6.1 6.08 661,623 1,395,684 411 1,126 40 34 4.26 4.44 4.23 4.39 39.1 29.8 87.7 94.0 3.0 7.6 6.09 6.07 Months 44 Total long-term 45 Fixed rate 46 Floating rate . .. 123 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94'—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average si/.e (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective3 Standard error4 Loans secured bycol lateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate February 3-7, 1994 LA Ran BANKS 1 Overnight' 1 9,566,052 6,996 * 3.93 .20 8.2 51.3 3.5 Fed funds 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate . , 8,591,624 6,704,737 1 ,886,887 4,500 5,918 2,430 20 19 23 4.15 4.04 4.53 .17 .15 .27 16.7 12.5 31.5 74.0 72.2 80.4 12.3 13.5 7.9 Foreign Fed funds Foreign 5 More than one month and less than one year 6 Fixed rate 7 Floating rate 5,811,654 2,614,579 3,197,075 976 2,735 639 145 121 165 4.85 4.11 5.45 .13 .19 .17 34.0 26.4 40.2 86.9 87.4 86.4 4.8 5.4 4.3 Other Other Prime 8 Demand 7 9 Fixed rate 10 Floating rate 10,204,413 2,192,479 8,011,933 605 3,224 495 ;=: 4.89 3.86 5.17 .17 .26 .19 64.9 14.1 78.7 48.4 80.1 39.7 1.6 2.4 1.4 Fed funds Other Fed funds 1 1 Total short-term 34,173,743 1,309 43 4.43 .14 31.6 62.2 5.4 Fed funds 12 Fixed rate (thousands of dollars) 13 1 -99 14 100-499 15 500-999 16 1,000=4,999 . . . . 17 5,000 9,999 18 10, 000 or more 21,077,847 23,493 136,571 300,776 2,897,003 3,146,674 14,573,330 5,096 30 260 704 2,401 6,615 20,491 24 86 44 36 27 22 24 3.98 6.70 5.19 5.21 4.47 4.19 3.80 .17 .17 .24 .26 .09 .10 .07 12.4 68.5 49.^ 54.2 28.0 13.7 7.8 65.4 73.0 78.9 85.4 73.4 63.7 63.6 6.8 1.8 6.5 10.9 9.0 8.5 5.9 Other Prime Prime Other Other Other Fed funds 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100-499 22 500=999 23 1 ,000-4,999 24 5,000=9,999 25 10,000 or more . 13,095,895 452,879 1,111,764 625,039 2,065,686 1 ,549,583 7,290,944 596 32 204 659 2,041 6,763 25,551 113 149 151 155 113 97 108 5.15 7.17 6.78 6.35 5.68 5.16 4.52 .17 .08 .07 .11 .18 .44 .50 62.5 86.2 77.9 71.0 54.6 48.9 63.1 57.0 91.3 91.6 86.1 79.5 67.8 38.4 3.0 1.5 2.3 7.1 8.2 2.4 1.6 Fed funds Prime Prime Prime Prime Prime Fed funds 3,073,707 720 37 5.54 .16 53.4 90.9 7.4 Prime 622,211 6,764 30,124 38,168 547,155 1,152 27 235 671 5,182 39 44 40 50 38 4.64 7.58 5.70 5.13 4.5! .30 .42 .38 .45 .41 56.8 73.8 70.0 47.0 56.6 87.5 56.3 84.4 85.0 88.2 1.7 .0 .0 .0 2.0 Foreign Other Domestic Foreign Foreign 2,451,496 55,625 278,967 243,198 1,873,706 657 33 225 646 4,224 36 30 34 33 37 5.77 6.81 6.77 6.42 5.50 .12 .12 .06 .14 .28 52.5 85.5 74.4 65.7 46.6 91.7 90.1 86.2 86.9 93.2 8.9 3.0 7.1 8.9 9.3 Prime Prime Prime Prime Prime ••:' & Months 26 Total long-term 27 Fixed rate (thousands of dollars) 28 1=99 . 29 100=499 30 500-999 . . 31 ! ,000 or more 32 Floating rate {thousands of dollars) 33 1-99 34 100-499 35 500=999 . 36 ! ,000 or more Loan rate (percent) Days Effective3 Prime rate*' Nominal" LOANS MADK HI-LOW PRIMH I ( I 37 Overnight 6 9,235,319 38 One month or less (excluding overnight) . ' 8,286,566 39 More than one month and less than one year 4,081,831 40 Demand 7 7,008,695 8,796 6,086 * 20 3.85 4.06 3.77 3.98 6.4 14.7 49.8 73.4 3.6 12.7 6.00 5.98 3,593 6,241 134 * 4.05 3.94 3.99 3.89 24,1 61.0 B9.8 32.2 4.7 l.t 5.99 6.00 41 Total short-term 28,612,410 6,127 34 3.96 3.89 24.7 58.0 5.8 5.99 42 Fixed rate 43 Floating rate 20,453,977 8,158,433 6,664 5,096 24 87 3.91 4.09 3.84 4.03 10.8 59.6 64.9 40.9 6.8 3.2 5.99 6.00 44 Total long-term 1,532,340 2,884 37 4.30 4.25 31.1 93.7 5.5 6.00 45 Fixed rate 46 Floating rate 477,114 1,055,226 2,536 3,075 36 37 4.10 4.40 4.07 4.33 47.0 23. H 89.0 95.9 2.3 7.0 6.00 6.00 Months 124 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-941—Continued Amount of loans (thousands of dollars) Type of maturity of loan Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective 3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) pat ion loans (percent) 93.9 12.4 84.2 71.0 96.9 4.2 6.4 2.1 Domestic Foreign Domestic Most common base pricing rate* February 3-7, 1994 OTHER BANKS . 1,042,136 1,696 * 4.04 .65 10.2 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 1,782,012 872,660 909,352 283 299 269 16 20 13 4.41 4.26 4.55 .24 .31 .32 21.8 31,3 12.6 5 More than one month and less than one year 6 Fixed rate . 7 Floating rate 3,774,252 975,199 2,799,054 94 50 135 172 137 184 5.64 5.87 5.56 .20 .34 .20 45,4 47.2 44.8 79.2 47.3 90.3 1.2 1.7 1.0 Prime Other Prime 3,636,756 752,440 2,884,316 120 171 111 * * * 6.26 4.33 6.76 .21 .38 72,0 26.6 83.8 95.2 96.6 94.9 6.3 6.5 6.2 Prime Fed funds Prime 1 Overnight 6 8 Demand7 9 Fixed rate 10 Floating rate 1 1 Total short-term ' Foreign 10,235,157 132 103 5.48 .19 47.2 87.3 4.6 Prime 12 Fixed rate (thousands of dollars) 13 1=99 14 100-499 15 500-999 16 1,000-4 999 17 5,000-9,999 18 10,000 or more 3,642,435 359,878 235,490 102,900 745,978 827,179 1,371,010 133 14 192 672 2,140 6,533 15,788 53 143 160 70 37 37 29 4.64 8.29 6.85 5.31 4.33 4.12 3.75 .29 .28 .43 .29 .06 .11 .44 28.6 85.0 85.2 68.5 21.2 25.0 7.2 76.5 38.9 42.8 92.0 94.5 89.6 73.3 6.9 1.1 6.4 1.6 12.1 9.4 4.5 Foreign Other Other Foreign Other Foreign Foreign 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 1 00-499 22 500-999 23 1 ,000-4 999 . . 24 5,000-9,999 25 10,000 or more 6,592,722 920,199 1,417,760 599,767 1,497,169 355,564 1,802,263 132 22 196 679 2,012 6,724 30,487 142 154 154 190 170 128 122 5.95 7.57 7.00 6.62 6.34 6.01 3.73 .19 .07 .12 .07 .13 .60 .15 57.4 85.0 79.0 78.3 79.7 62.1 .0 93.2 82.1 89.4 87.7 97.3 95.2 100.0 3.4 1.8 3.3 7.8 3.7 16.3 .0 Prime Prime Prime Prime Prime Prime Domestic 26 Total long-term 1,804,235 93 43 6.42 .20 67.9 64.4 9.0 Prime 517,923 186,267 97,901 55,045 178,709 45 17 213 698 2,983 50 44 80 31 46 6.35 6.73 7.54 7.36 5.01 .37 .54 .18 .86 .72 67.7 95.1 94.5 78.5 21.0 44.7 21.6 26.2 18.6 86.9 1.8 .0 .0 5.2 3.6 Other Other Other Other Domestic 1,286,312 161,320 371,895 220,038 533,060 160 28 209 735 3,148 40 39 49 24 40 6.45 7.74 7.29 6.70 5.36 .21 .29 .18 .10 .29 68.0 88.9 82.5 45.3 60.9 72.3 51.4 66.8 77.9 80.1 11.9 9.9 9.2 20,1 11.1 Months 27 Fixed rate (thousands of dollars) 28 1-99 29 100-499 30 500-999 31 1 ,000 or more 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 100-499 35 500-999 36 1 ,000 or more Prime Prime Prime Prime Prime Loan rate (percent) Days Effective-1 Prime rutc y Nominal* LOANS MADB BELOW PRIMH'° 37 Overnight6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand 7 963,751 1,572,090 5,400 1,756 * 16 3.86 3.99 3.79 3.91 3.0 16.1 100.0 85.1 13.4 3.5 6=00 6.02 1 ,970,604 935,634 383 624 168 * 4.06 4.13 4.01 4.13 12.1 26.0 86.7 99.9 .5 6.0 6.11 6.12 41 Total short-term 5,442,079 705 79 4.02 3.96 14.0 90.9 4.6 6.07 4.00 4.03 3.94 3.98 17.4 9.7 85.0 98.5 7.7 .6 6.05 6.09 42 Fixed rate 43 Floating rate 37 126 3,064,437 2,377,642 751 654 524,966 227 34 4.62 4.59 37.8 86.9 7.7 6,31 184,509 340,458 130 380 49 26 4.67 4.60 4.63 4.57 18.7 48.2 84.4 88.2 5.0 9.2 6.32 6.31 Months 44 Total long-term 45 Fixed rate 46 Floating rate .. . 125 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-941—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate ( percent) Weighted average effective3 Standard error4 Loans secured by collateral (percent) lx>ans made under commitment (percent) Participation loans (percent) Most common base pricing rate5 Fed funds May 4=8, 1994 ALL BANKS 13,226,835 6,357 * 4,56 .28 8.8 58.0 6.2 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 8,086,285 4,907,162 3,179,123 1,059 2,331 575 17 15 21 5.25 4.72 6.06 .17 .20 .24 19.6 11.3 32.5 82.9 77.3 91.5 9.1 10.3 7.2 Other Other Prime 5 More than one month and less than one year 6 Fixed rate 7 Floating rate 10,281,023 4,618,040 5,662,982 182 189 176 149 114 177 5.97 5.25 6.56 .16 .20 .22 50.2 39.8 58.6 82. 1 80.5 83.5 7,9 6.2 9.2 Prime Other Prime 8 Demand7 9 Fixed rate 10 Floating rate 14,561,193 2,223,430 12,337,763 302 368 292 * * * 6.17 5.10 6.37 .17 .27 .19 72.4 32.1 79.6 64.9 84.7 61.4 4.4 5.3 4.2 Prime Other Prime 1 1 Total short-term 46,155,336 403 53 5.51 .16 40.0 69.9 6.5 Prime 12 Fixed rate (thousands of dollars) 13 1^99 14 100-499 15 500-999 16 1,000 4,999 17 5,000=9,999 18 10,000 or more 24,975,468 422,965 377,763 472,780 4,180,741 4,883,659 14,637,560 720 15 196 702 2,365 6,522 18,595 27 169 115 72 33 26 19 4.77 8.12 6.46 5.65 5.02 4.80 4.52 .21 .11 .27 .16 .OS .10 .08 17.1 79.7 70.7 54.5 24.4 17.4 10.6 68.3 37.0 59.9 79.5 79.5 75.2 63.6 6.9 .2 3.3 7.7 8.6 16.3 3.6 Other Other Other Other Other Other Other 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100-499 22 500 999 23 1 ,000-4,999 24 5,000-9,999 25 10, 000 or more 21,179,869 1,487,209 3,061,152 1,900,416 4,566,466 1,785,369 8,379,256 265 25 202 666 2,051 6,178 24,106 121 180 190 207 137 58 67 6.37 8.21 7.70 7.39 6.59 5.69 5.36 .19 .05 .04 .10 .15 .23 .69 66.9 83.9 80 J 73.2 59.2 50.4 65.5 71.8 85.4 87.0 83.0 84.2 76.6 53.5 6.0 1.7 4.3 4.7 11.7 7.9 4.2 Prime Prime Prime Prime Prime Prime Fed funds 26 Total long-term 6,218,839 251 44 6.61 .16 54.7 69.3 6.0 Prime 27 Fixed rate (thousands of dollars) 28 1-99 . 29 100-499 30 500 999 . 31 1 ,000 or more 1,788,525 194,220 313,933 99,513 1,180,858 150 20 !92 708 4,768 52 48 55 41 53 6.22 8.56 8.23 6.77 5.25 .28 .16 .13 .43 .28 60 J 87.8 95.4 80.8 44.4 62.5 19.2 36.7 48.2 77.8 1.6 .1 .8 1.1 2.2 Other Other Other Other Other 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 100-499 35 500- 999 36 1 ,000 or more t 4,430,314 283,929 783,420 554,414 2,808,551 346 36 230 679 4,012 40 69 49 40 35 6.77 8.26 7.70 7.48 6.21 .17 .07 .13 .10 .33 52.5 91.2 83.6 73.6 35.7 72.0 52.1 68.7 75.2 74.3 7.8 5.7 7.3 7.3 8.2 Prime Prime Prime Prime Prime 1 Overnight6 Months Loan rate (percent) Days Effective1 Prime rate* Nominal 8 LOANS MADH BKLOW PRIME'" 37 Overnight*1 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand7 12,908,922 6,434,100 8,219 4,267 15 4.49 4.65 4.40 4.55 7.8 14.9 57.0 81.0 6.4 10.6 6.75 6,76 6,677,083 7,257,142 733 2,413 120 * 4.96 4.69 4.87 4.63 35,9 61.8 87.0 39.6 10.3 3.1 6.82 6.77 4 1 Total short-term 33,277,247 2,191 35 4.66 4.57 26.6 63.9 7.2 6.77 42 Fixed rate 43 Floating rate 23,739,349 9,537,898 2,532 1,640 25 88 4.61 4.78 4.52 4.70 14.2 57.5 68.0 53.7 7.0 7.9 6.77 6.77 44 Total long-term 2,692,721 892 43 5.19 5.12 35.6 69.6 3.4 6.89 45 Fixed rate 46 Floating rate 1,083,394 1,609,328 695 1,102 53 37 4.91 5.37 4.85 5.30 39.9 32.7 78.6 63.6 2,6 4.0 6,78 6.96 Months 126 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-941—Continued Amount of loans (thousands of dollars) Type of maturity of loan Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective 3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate5 May 4-8, 1994 LARGE BANKS 1 Overnight 6 11,263,934 7,075 # 4.58 .16 9.2 54.1 4.4 Fed funds .17 .13 .25 18.9 10.0 36.4 82.1 77.1 91.9 9.1 9.5 8.3 Other Other Other 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate . . . . 6,155,781 4,084,348 2,071,433 3,072 5,568 1,631 16 14 19 4.98 4.67 5.59 5 More than one month and less than one year Fixed rate Floating rate 6,166,760 3,200,757 2,966,003 977 2,550 586 120 104 137 5.38 4.92 5.87 .14 .17 .19 38.0 31.9 44.5 87.9 87.9 87.8 6.7 6.8 6.6 Other Other Prime 10,523,799 1,610,481 8,913,318 621 2,187 550 * # * 5.81 4.84 5.98 .16 .20 .16 71.4 24.0 80.0 54.7 81.8 49.8 2.3 .0 2.7 Prime Domestic Prime 34,110,273 1,271 36 5.17 ,15 35.3 65.4 5.0 Fed funds 6 7 8 Demand7 9 Fixed rate 10 Floating rate .... 1 1 Total short-term . . . . 12 Fixed rate (thousands of dollars) 13 1-99 14 100-499 1 5 500-999 16 1 000-4,999 17 5 000-9 999 18 10 000 or more 20,159,519 20,565 147,895 275,480 3,134,404 3,746,238 12,834,937 4,670 26 260 679 2,400 6,441 19,093 22 92 49 38 28 22 20 4.67 7.12 5.87 5.57 4.98 4.85 4.51 .16 .15 .29 .17 .11 .11 .10 14.1 63.1 47.4 47.7 21.6 18.5 9.8 66.3 61.1 78.0 85.4 78.5 71.4 61.3 5.5 .8 5.6 5.6 7.2 8.7 4.1 Other Prime Other Other Other Other Other 19 Floating rate (thousands of dollars) . . . . 20 1 -99 21 100-499 22 500-999 23 1 000-4,999 24 5 000-9 999 25 10 000 or more . . 13,950,754 428,929 1,303,473 830,478 2,574,165 1,382,110 7,431,598 619 32 210 674 2,080 6,305 25,321 88 160 149 142 5.90 7.94 7.54 7.18 6.45 5.51 5.24 .18 .08 .05 .08 .19 .32 .80 66.0 84.7 77.4 70.9 53.9 45.7 70.2 64.1 92.4 91.4 91.3 79.4 73.9 47.6 4.4 1.2 2.9 3.9 7.6 6.5 3.3 Prime Prime Prime Prime Prime Prime Fed funds 4,083,722 942 40 6.08 ,14 40.1 76,7 7.1 Prime 959,402 11,174 26,812 41,293 880,123 1,370 31 217 716 5,464 54 47 45 37 55 5.10 7.88 6.89 5.84 4.98 .23 .17 .33 .31 .29 42.1 84.6 66.4 57.2 40.1 80.1 56.7 79.7 74.5 80.6 1.8 .0 2.7 2,6 1.7 Other Other Domestic Other Other 3,124,320 49,667 318,591 285,086 2,470,976 860 39 232 691 4,331 35 29 33 33 36 6.39 7.64 7.46 7.22 6.13 .15 .09 39.5 80.0 72.9 63.1 31.7 75.6 85.7 85.4 89.2 72.6 8.8 3.1 8.1 10.6 8,8 49 69 Months 26 Total long-term 27 Fixed rate (thousands of dollars) 28 1-99 29 100-499 30 500-999 31 1 ,000 or more 32 Floating rate (thousands of dollars) 33 1-99 34 100-499 35 500-999 36 1 000 or more "20 .35 Loan rate (percent) Days Effective3 Prime Prime Prime Prime Prime Prime rate9 Nominal** LOANS MADE BELOW PRIME'" 37 Overnight 6 ... 38 One month or less (excluding overnight) 39 More than one month and less than one year 40 Demand 7 10,948,197 5,492,248 8,496 5,951 * 14 4.50 4.61 4.40 4.51 8.0 14.7 52.8 81.3 4.5 10.2 6.75 6.75 4,890,738 6,332,237 3,515 5,019 109 * 4.82 4.63 4.73 4.56 28.8 65.5 89.5 31.2 7.2 .5 6.75 6.75 41 Total short-term . . . . 27,663,419 5,687 29 4.61 4.52 26.2 60.0 5.2 6.75 42 Fixed rate 43 Floating rate 19,472,559 8,190,860 5,814 5,404 22 71 4.58 4.67 4.49 4.59 12.3 59.2 65.4 47.1 5.6 4.3 6.75 6.75 Months 44 Total long-term 45 Fixed rate 46 Floating rate .... 2,191,160 3,438 42 4.96 4.89 30.1 67.8 3,3 6.75 833,048 1,358,112 3,208 3,596 55 34 4.78 5.07 4.72 4.99 37.2 25.7 79.2 60.8 2.0 4.1 6.75 6.75 127 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-941—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective 5 Standard error4 Loans secured by collateral (percent) U>ans made under commitment (percent) Participation loans (percent) Most common base pricing rate* May 4-8, 1994 QTHKK BANKS 1 Overnight 6 1,962,902 4,018 4.48 .49 7.0 HO. 8 16.8 Fed funds 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 1,930,504 822,814 1,107,690 343 600 260 23 19 26 6.11 4.99 6.95 .21 .27 .21 22.1 17.7 25.3 85.4 78.2 90.8 8.9 13.8 5.3 Prime Foreign Prime 5 More than one month and less than one year 6 Fixed rate 7 Moating rate 4,114,263 1,417,284 2,696,979 82 61 99 192 135 222 6.86 5.98 7.32 .17 .23 .19 68.5 57.8 74.1 73.5 63.6 78.8 9.6 4.8 12.1 Prime Foreign Prime 4,037,395 612,949 3,424,445 129 116 132 7.13 5.78 7.3? ,20 .38 .IB 75.0 53.3 78.8 91.6 92.4 91.4 8.3 12,045,064 137 6.44 .17 53.2 82.7 10.8 Prime 29.7 80.6 85.7 63.8 33.0 13.6 15.6 76.8 35.8 48.3 71.3 82.4 87.7 80.0 1.8 10.5 12.5 41.5 .0 Foreign Other Other Other Foreign Foreign Foreign 8 Demand 7 9 Fixed rate 10 Floating rate 1 1 Total short-term 104 12 Fixed rate (thousands of dollars) 13 1-99 14 100499 15 500-999 16 1,000-4,999 17 5,000-9,999 18 10,000 or more 4,815,949 402,400 229,868 197,300 ,046,337 137,420 ,802,623 159 14 168 738 2,266 6,806 15,683 50 172 161 11? 49 39 16 5.17 8.17 6.84 5.7? 5.12 4.64 4.59 .24 .12 .45 .23 .11 .11 .17 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100 499 22 500 999 23 1,000-4,999 24 5,000=9,999 25 10,000 or more 7,229,115 ,058,280 ,757,679 069,938 992,301 403,259 947,658 126 23 197 660 2,015 5,778 17,517 165 184 208 243 174 102 62 7.29 8.32 7.82 7.55 6.77 6.33 6.32 .IB .05 .06 .16 .33 .47 .74 68.9 83,6 82,0 74,9 66,1 66,4 28,0 86.6 82.5 83.7 76.6 90.4 86.0 100.0 9.2 2.0 5.3 5.3 17.0 12.6 11.4 Prime Fed funds Prime Pr Pr Pr Prime Prime Months 26 Total long-term 27 Fixed rate (thousands of dollars) 28 I 99 29 100 499 30 500-999 31 1,000 or more 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 100 499 35 500 999 36 1,000 or more 2,135,117 105 51 7.62 .14 82.4 55.1 3.8 Prime 829,124 183,047 287,121 58,220 300,735 74 19 190 702 3,473 50 48 56 45 47 7.51 8.61 8.36 7.42 6.06 .26 .17 .14 .42 .27 80.8 88.0 98.1 97.5 56.8 42.2 16.9 32.6 29.5 69.3 1.5 .1 .6 .0 3.5 Other Other Other Prime Fed funds 1,305,994 234,262 464,829 269,328 337,575 142 35 229 666 2,607 51 77 59 48 26 7.68 8.39 7.87 7.76 6.87 .13 .08 .15 .15 .24 83.4 93.6 90.9 84.7 65.2 63.3 45.0 57.2 60.4 86.6 5.3 6.2 6.7 3.8 4.0 Prime Prime Prime Prime Prime Loan rate (percent) Days Prime rate*' Effective 3 Nominal 1 4.47 4.93 4.37 4.82 6.9 15.8 80.7 79.1 16.8 13.0 6.75 6.83 5.35 5.08 5.25 5.06 55.2 36.5 80.2 97.5 18.8 20.5 7.00 6.90 LOANS MAPI-; imuovv PRIMK'" 37 Overnight 6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand 7 1,960,726 941,852 6,954 1,610 20 1,786,345 924,905 232 530 149 41 Total short-term 5,613,828 544 61 4.93 4.84 28.6 83.0 17.4 6.87 42 Fixed rate 43 Floating rate 4,266,790 1,347,038 708 313 42 152 4.77 5.43 4.68 5.36 22.6 47,6 79.5 94.1 13.4 30.1 6.86 6.90 Months 44 Total long-term 501,561 211 48 6.18 6.13 59.6 77.6 4.0 7.49 45 Fixed rate 46 Floating rate 250,346 251,215 193 232 45 52 5.34 7.03 5.29 6.96 48:9 70,2 76.6 4.6 3.4 6.89 B.08 128 78.6 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-941—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective 3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rates August 3=7, 1994 ALL BANKS 11,838,283 6,372 # 5.10 .24 14.1 57.7 10.6 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 7,096,136 5,351,414 1,744,722 1,125 1,833 515 15 13 20 5.35 5.18 5.90 .20 .27 .26 15.2 11.3 27.3 76.3 73.8 84.2 4.7 5.3 2.9 Other Fed funds Other 5 More than one month and less than one year .. ... 6 Fixed rate 7 Floating rate 12,851,985 6,379,941 6,472,044 210 238 189 148 103 192 6.57 6.05 7.08 .15 .20 .20 45.0 36.2 53.7 80.8 81.3 80.3 6.9 8.3 5.5 Prime Foreign Prime 8 Demand7 9 Fixed rate 10 Floating rate 13,761,733 1 ,900,733 11,861,000 276 446 260 * * * 6.72 5.56 6.90 .18 .28 -17 76.1 37.6 82.3 59.8 86.0 55.6 4.4 7.3 4.0 Prime Other Prime 1 1 Total short-term 45,548,137 382 64 6.04 .15 41.7 67.8 6.8 Other 12 Fixed rate (thousands of dollars) 13 1-99 14 100-499 . . .. 15 500-999 16 1,000-4,999 17 5 000-9 999 18 10,000 or more 25,469,714 457,484 448,560 470,141 4,215,609 3,878,601 15,999,320 711 15 198 691 2,352 6,545 18,421 31 152 94 55 38 33 24 5.39 8.92 7.15 5.98 5.65 5.42 5.14 .23 .19 .11 .09 .08 .11 .04 20.8 84.1 63.0 40.9 32.4 29.3 12.1 69.1 32.6 58.2 73.9 76.7 71.5 67.7 8.7 .5 6.0 5.4 8.2 9.9 9.0 Other Other Other Fed funds Other Other Other 19 Floating rate (thousands of dollars) 20 1-99 21 100-499 22 500-999 23 1,000-4,999 24 5 000-9 999 25 10,000 or more 20,078,423 1,587,173 3,406,856 1 ,790,947 4,334,389 1 ,670,297 7,288,760 241 26 203 661 1,950 6,573 23,442 156 190 187 199 160 151 121 6.87 8.62 8.17 7.75 7.24 6.32 5.57 .17 .07 .05 .04 .14 .33 .28 68.3 84.7 80.5 76.4 69.1 59.0 58.6 66.0 84.8 86.7 85.9 82.1 66.5 37.7 4.4 1.8 3.8 5.1 5.8 8.0 3.4 Prime Prime Prime Prime Prime Prime Fed funds 1 Overnight6 Other Months 26 Total long-term 6,633,123 255 43 6.93 .15 59.9 82,8 5.5 Prime 27 Fixed rate (thousands of dollars) . . . . 28 1-99 29 100-499 30 500-999 31 1 ,000 or more 1,605,845 195,920 144,594 53,818 1,211,514 125 17 202 640 4,109 43 56 42 44 41 6.72 8.90 8.09 7.21 6.18 .25 .26 .26 .20 .70 55.0 94.1 87.2 60.9 44.6 74.3 29.9 54.7 89.3 83.1 4.3 .0 3.1 13.3 4.7 Other Other Other Other Other 32 Floating rate (thousands of dollars) 33 1-99 34 100-499 35 500-999 36 1 000 or more 5,027,278 275,449 769,782 445,798 3,536,249 382 35 206 678 4,291 43 44 48 •37 43 7.00 8.48 8.08 7.70 6.56 .15 .14 .09 .08 .33 61.4 92.4 82.1 69.9 53.4 85.6 63.3 73.2 86.3 89.9 5.9 2.4 5.0 15.2 5.2 Prime Prime Prime Prime Prime Loan rate (percent) Days Effective^ Prime rate9 Nominal 8 LOANS MADti BKLOW PRIMB'° 37 Overnight6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand7 11,658,808 6,609,940 7,552 4,279 * J4 5.05 5.10 4.93 4,98 13.4 10.4 57.1 76.0 10.8 4.8 7.25 7.24 8,051,993 6,808,449 997 2,295 120 * 5.51 5.22 5.39 5.14 30.1 66.5 82.1 37.0 8.7 3,7 7.28 7.28 4 1 Total short-term 33,129,190 2,344 41 5,21 5.10 27.8 62.8 7.6 7.26 42 Fixed rate 43 Floating rate 23,893,513 9,235,676 2,789 1,659 26 120 5.19 5.25 5.07 5.15 17.8 53.5 69.1 46.6 8.8 4.5 7.26 7.27 44 Total long-term 3,071,353 839 40 5.46 5.38 35.2 88.6 5.6 7.31 45 Fixed rate 46 Floating rate 928,297 2,143,056 412 1,527 37 41 5.39 5.50 5.34 5.40 30.2 37.4 79.9 92.4 5.6 5.6 7.31 7.31 Months 129 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-941—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days U>an rate (percent) Weighted average effective 3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate* August 3-7, 1994 LARGK BANKS 6,856 * 5.12 .22 13,9 55.7 li.l 6,100,819 4,682,733 1,418,086 3,897 6,045 1,793 14 12 19 5.18 5.11 5.42 .17 .16 .27 11.3 9.8 16,5 75.0 72.6 83.0 5.0 5.6 2.9 Other Fed funds Other 8,269,054 4,464,444 3,804,611 1,080 3,070 613 129 91 174 6.13 5.81 6.51 .13 .13 .19 38.1 36.3 40 J 85.8 90.6 80.2 8.5 9.9 6.8 Foreign Foreign Prime 8 Demand7 . 9 Fixed rate 10 Floating rate . 9,240,403 1,411,977 7,828,426 495 1,766 438 * * $ 6.18 5.36 6.33 .16 .21 .20 73.9 32.0 81.5 5!3 83.8 45.4 4.2 .0 5.0 Fed funds Other Fed funds 1 1 Total short-term 33,930,985 1,154 47 5.67 .13 35.7 65.3 7.5 Other 12 Fixed rate (thousands of dollars) 13 1»99 ]4 1 00=-499 15 500-999 16 1 ,000=4 999 17 5,000=9,999 18 10,000 or more 20,879,205 22,550 187,328 319,110 3,125,152 3,376,743 13,848,324 4,609 29 261 697 2,353 6,596 18,781 24 154 58 48 35 30 20 5.28 7.55 6.36 5.96 5.64 5.41 5.14 .14 J9 .15 .11 .12 .05 19.0 75.5 48.7 41.6 32.0 28.9 12.6 68.9 69.7 75.4 74.4 75.8 69.9 66. 8 8.8 1.4 4.4 4.6 6.9 8.5 9.6 Other Other Other Domestic Other Other Other 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100-499 . . . 22 500=999 23 1,000-4,999 24 5,000=9,999 25 10, 000 or more 13,051,779 504,608 1,510,624 806,522 2,213,378 1,313,999 6,702,649 525 34 209 674 2,011 6,572 25,182 132 197 184 179 141 135 113 6.28 8.37 8.01 7.66 6.86 6.10 5.41 .18 .08 .03 .16 .22 .53 .45 62.4 87.4 80.0 71.5 57.5 57.2 58.1 59.6 88.8 90.4 89.2 83.1 67.1 37.7 5.3 1.5 3.9 7.6 8.0 10.1 3.7 Prime Prime Prime Prime Prime Fed funds Fed funds 1 Overnight** 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 5 More than one month and less than one year . 6 Fixed rate 7 Floating rate 10,320,708 Other Months 2 6 Total long-term . . . . 27 Fixed rate (thousands ot dollars) 28 1-99 29 100=499 30 500^999 31 1 ,000 or more . . . 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 100=499 35 500=999 36 1 ,000 or more 4,467,902 939 41 6.53 .15 51.4 88.6 5.7 739,495 9,150 32,246 28,574 669,526 1,076 28 225 663 3,942 40 51 47 53 39 5.98 8.59 6.96 7.04 5.86 .26 .13 .36 .59 .45 46.5 90.1 79.7 53.8 44.0 73.0 41.1 74.0 89.9 72.7 7.5 .0 .0 18.5 7.5 Other Other Other Domestic Other 3,728,407 62,856 344,474 314,762 3,006,315 916 41 227 680 5,244 42 32 33 35 44 6.63 8.14 7.94 7.71 6.34 .16 .12 .08 .16 .42 52.4 88.2 74.7 67.0 47.6 91.7 85.1 87.H 88.5 92.6 5.4 2.9 4.8 14.7 4.5 Prime Prime Prime Prime Prime Prime Loan rate (percent) Days Effective 1 Prime rate" Nominal 8 LOANS MADH BHLOW PRIMK'" 37 Overnight6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand7 . . . 10,142,873 5,910,688 8,149 6,327 13 5.07 5.07 4.95 4.95 13.1 9.3 55.0 74.7 113 4.9 7.25 7.23 6,369,364 5,976,470 3,804 4,180 115 * 5.4H 5.15 5.37 5.07 303 693 84. 6 30.1 9.4 2.4 7.24 7.25 41 Total short-term 28,399,395 5,376 37 5,18 5.07 28.0 60.5 7.7 7.24 42 Fixed rate . 43 Floating rate 20,242,501 8,156,894 5,723 4,672 24 108 5.20 5.13 5.08 5.04 17.4 543 68.0 41.7 8.8 4,8 7.25 7.23 Months 44 Total long-term 2,542,646 3,377 40 5.39 5.30 35.5 89.3 5.8 7.25 45 Fixed rate 46 Floating rate 584,871 1,957,775 2,270 3,952 39 40 5.43 5.39 535 5.29 39.1 34.4 743 93.8 8.3 5.1 7.25 7.25 130 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94'—Continued Amount of loans (thousands of dollars) Type of maturity of loan Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate5 August 3-7, 1994 OTHER BANKS 1 Overnight 6 1,517,575 5 More than one month and less than one year 6 Fixed rate 7 Floating rate 8 Demand7 9 Fixed rate 10 Floating rate 1 1 Total short-term 4,308 4.94 .40 15.9 71.6 7.8 Foreign 995,317 668,681 326,636 210 312 126 19 16 26 6.41 5.64 7.98 .24 .37 .16 39.1 22.1 74.1 84.3 82.0 89.1 3.2 3.3 3.1 Prime Other Prime 4,582,931 1,915,498 2,667,433 86 76 95 182 131 218 7.35 6.60 7.89 .17 .24 .22 57.6 36.2 72.9 71.7 59.5 80.4 4.2 4.7 3.8 Prime Other Prime 4,521,330 488,756 4,032,574 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 145 141 146 7.82 6.13 8.02 .21 .43 .19 80.5 53.9 83.7 77.2 92.2 75.4 4.9 28.6 2.1 Prime Fed funds Prime 11,617,152 130 120 7.14 .18 59.5 74.9 4.9 Prime 12 Fixed rate (thousands of dollars) 13 1-99 4,590,509 434,935 100-499 500-999 1,000-4,999 5,000-9,999 261,233 151,031 1,090,457 501,858 18 10,000 or more 64 152 116 71 47 52 53 5.86 8.99 7.72 6.01 5.67 5.47 5.18 .26 .19 .21 .54 .12 .15 .16 29.3 84.6 73.2 39.6 33.8 31.9 9.2 70.2 30.7 45.8 72.8 79.2 82.5 73.6 8.1 .4 14 15 16 17 147 15 169 680 2,349 6,220 16,398 7.2 12.0 19.9 5.1 Other Other Other Fed funds Fed funds Foreign Foreign 120 23 198 651 1,890 6,578 13,098 197 188 188 212 183 224 317 7.97 8.73 8.30 7.82 7.64 7.13 7.46 .19 .07 .07 .12 .16 .41 .91 79.2 83.5 80.9 80.5 81.1 65.7 64.5 77.9 83.0 83.8 83.2 81.1 64.4 37.6 2.8 2.0 3.7 3.0 3.4 .0 .0 Prime Prime Prime Prime Prime Prime Domestic 2,150,996 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100-499 7,026,643 1,082,565 1,896,231 22 23 24 500-999 1,000-4,999 5,000=9,999 984,426 2,121,011 356,298 25 10,000 or more , ... 586,1 7.1 Months 26 Total long-term 27 Fixed rate (thousands of dollars) 28 1-99 29 100-499 30 500-999 31 1,000 or more 32 Floating rate (thousands of dollars) . . . . 33 1-99 34 100-499 35 500=999 36 1,000 or more 2,165,221 102 47 7.77 .15 77.3 70.9 5.1 Prime 866,350 186,770 112,348 25,244 541,988 72 16 197 615 4,335 46 56 41 34 45 7.34 8.91 8.41 7.39 6.58 .28 .26 .34 .46 .79 62.3 94.3 89.3 69.0 45.4 75.3 29.4 49.2 88.6 96.0 1.6 .0 4.0 7.3 1.3 Prime Other Other Prime Prime 1,298,871 212,593 425,308 131,036 529,934 143 33 192 674 2,113 47 60 41 40 8.05 8.58 8.19 7.69 7.81 .12 .18 .14 .14 .32 87.3 93.6 88.2 76.9 86.5 68.0 56.8 61.5 80.8 74.5 7.5 2.3 5.3 16.6 9.2 Prime Prime Prime Prime Prime Loan rate (percent) Days Effective 3 Prime rate9 Nominal 8 LOANS MADE BELOW PRIME'" 37 Overnight 6 38 One month or less (excluding overnight) 39 More than one month and less than one year 40 Demand7 1,515,936 699,251 5,065 1,145 17 4.94 5.40 4.82 5.26 15.8 20.3 71.5 87.3 7.8 3.8 7.25 7.31 1,682,629 831,978 263 541 140 * 5.60 5.68 5.49 5.65 29.3 46.2 72.6 86.5 6.1 12.5 7.40 7.48 41 Total short-term 4,729,795 534 64 5.37 5.27 26.6 76.9 7.4 7.36 42 Fixed rate . 43 Floating rate 3,651,013 1,078,782 726 282 40 195 5.15 6.11 5.05 6.03 20.4 47.6 75.0 83.4 2.7 7.29 7.57 Months 44 Total long-term 528,707 182 39 5.80 5.77 34.1 85.4 4.6 7.61 45 Fixed rate . 46 Floating rate 343,426 185,281 172 204 33 49 5.34 6.65 5.32 6.61 15.1 69.4 89.4 78.0 1.1 11.2 7.41 8.00 131 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94*—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of Weighted average^ maturity 2 ftnlhtrvl Days Loan rate (percent) Weighted average effective 3 Standard error4 Loans secured by collateral (percent) Loans made under commitment ((percent) Participation loans (percent) Most common base pricing rates November 2-6, 1994 Auu BANKS 10,570,165 7,273 * 5.42 .30 6.9 61.7 2.5 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate 7,151,688 5,707,679 1 ,444,009 1,442 2,090 647 16 15 20 5.90 5.81 6.24 .17 .23 .24 16.7 14.6 24.9 75.7 71.9 90.5 9.1 7.8 14.5 Foreign Foreign Domestic 5 More than one month and less than one year ... () Fixed rate 7 Floating rate 9,629,578 4,027,506 5,602,072 222 209 232 144 128 156 7.10 6.65 7.43 .13 .16 .20 38.4 26.1 47.3 71.2 69.0 72.7 H.I 10.4 6.3 Prime Other Prime 12,371,169 3,108,504 9,262,665 273 682 227 $ $ 7.11 5.73 7.57 .16 .21 .19 59.4 20.8 72.4 65.6 67.0 65. 1 6.0 9.0 4.9 Prime Other Prime 1 1 Total short-term , 39,722,599 417 56 6.44 .14 32.7 67.7 6.1 Other 12 Fixed rule (thousands of dollars) 13 1-99 14 100 499 15 500-999 1 6 1 ,000-4 999 17 5,000-9,999 18 10, OCX) or more . 23,319,453 321,109 362,424 360,853 3,520,905 4,153,555 14,600,608 833 14 209 683 2,237 6,667 19,924 31 151 178 67 49 32 20 5.77 7.90 7.86 6.74 6.26 5.79 5.52 .16 .28 .25 .16 .11 .07 .07 14.0 89.1 74.4 49.3 263 13.1 7.3 66.0 43.4 70.8 79.3 75.0 69.0 63.1 5.9 .5 H.9 7.4 8.7 7.8 4.7 Other Other Other Other Other Other Other 19 Floating rate (thousands of dollars) . . . . 20 1=99 . . 21 100=499 22 500 =999 23 1,000-4,999 24 5,000=9,999 25 1 0 000 or more 16,403,147 1,304,664 2,622,323 1,333,227 3,686,615 1,747,467 5,708,850 244 26 201 674 2,031 6,723 26,385 127 173 181 178 151 139 75 7.39 9.16 B.63 8.34 7.90 6.95 6.01 .19 .04 .04 .11 .16 .26 .33 59.2 81.9 76.9 74.3 59.1 55.6 43.6 70.1 85.7 88.9 89.9 81.6 75.7 44.3 6.5 1.8 6.0 6.9 10.5 5.1 5.4 Prime Prime Prime Prime Prime Prime Fed funds 26 Total long-term 5,101,450 241 43 7.53 .15 66.7 79.S 9.4 Prime 27 Fixed rate (thousands of dollars) 28 1=99 29 100-499 30 500 999 31 1 ,000 or more 1,142,213 156,211 139,718 39,829 806,455 11H 18 176 743 3,937 45 52 61 47 40 7.30 9.42 8.70 6.97 6.66 .25 .21 .21 .33 .32 55.S 93.2 89.3 45.3 43.3 61.4 26.7 38.7 93.1 70.4 13 .3 3.7 11.1 .5 Other Other Other Foreign Other 32 Floating rate (thousands of dollars) . . . . 31 1 -99 34 100=499 35 500 999 36 1 ,(KK) or more 3,959,237 188,084 543,924 355,980 2,871,249 345 25 219 671 3,535 43 43 40 33 44 7.59 9.21 8.43 8.15 7.26 .15 .12 .06 .07 .24 69.9 84.6 80.5 69.7 66.9 84.7 60.2 84.3 85.9 86.2 11.8 2.6 9.0 10.0 B.l Prime Prime Prime Prime Prime 1 Overnight 0 8 Demand 7 9 Fixed rate 10 Flouting rate .... Other Months Loan rule (percent) Days Effective 3 Prime rate1' Nominal 3 * LOANS MAIM; BKLOW PRIME'" 37 Overnight6 38 One month or less (excluding overnight) . 39 More than one month and less than one year .. 40 Demand 7 10,411,088 6,702,374 9,326 3,537 15 5.38 5.71 5.24 5.56 5.9 12.9 61.2 75.2 2.5 9.1 7.75 7.76 6,278,878 6,575,625 866 2,347 123 6.25 5.67 6.10 5.60 18.2 44.1 69.8 44.6 8.9 6.0 7.86 7.77 4 ! Total short-term 29,967,965 2,294 38 5.70 5.57 18.4 62.5 6.1 7.78 21,982,618 7,985,347 2,554 1,791 26 93 5.61 5.94 5.48 5.82 10.0 41.5 65.5 54.3 5.6 7.5 7.77 7.81 44 Total long-term 2,436,498 694 43 6.29 6.20 52.3 81.0 10.0 7.86 45 F'ixed rate 46 Floating rate . 678,754 1,757,743 296 1,450 39 45 6.11 6.36 6.06 6.26 33.6 59.5 68.2 86.0 1.7 13.2 7.98 7.82 42 Fixed rate 43 Floating rate , !j! Months 132 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94'—Continued Type of maturity of loan Amount of loans (thousands of dollars) Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective-1 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate5 November 2-6, 1994 LARGE BANKS 1 Overnight 6 8,310,684 8,686 * 5.44 .29 6.9 59.6 3.2 2 One month or less (excluding overnight) . 3 Fixed rate . . . . . . 4 Floating rate 4,907,686 3,726,357 1,181,329 3,531 4,627 2,021 5.89 5.86 5.99 .14 .09 .24 15.3 14.4 18.3 76.0 70.3 94.0 10.9 8.8 17.4 Other Other Domestic 5 More than one month and less than one year 6 Fixed rate 7 Floating rate 17 16 20 j 4,680,359 1,992,410 2,687,948 959 2,849 643 139 113 159 6.95 6.67 7.15 .13 .16 .18 33.0 23.5 40.0 87.8 82.5 91.7 8.2 10.8 6.3 Foreign Foreign Prime 7,254,433 2,233,978 5,020,455 481 2,662 353 * * * 6.59 5.58 7.04 .16 .20 .17 55.6 13.9 74.1 56.1 63.0 53.0 5.8 5.5 5.9 Fed funds Other Prime 8 Demand7 9 Fixed rate 10 Floating rate Other 1 1 Total short-term 25,153,161 1,128 42 6.14 .13 27.4 67.0 6.4 Other 12 Fixed rate (thousands of dollars) 13 1-99 14 100-499 15 500-999 , 16 1,000-4,999 17 5,000-9,999 18 10,000 or more 16,204,104 14,442 107,938 211,868 2,458,832 2,971,849 10,439,174 4,922 31 244 695 2,223 6,972 19,397 21 120 56 56 38 21 17 5.71 7.46 6.89 6.73 6.29 5.76 5.52 .13 .17 .17 .16 .11 .09 .10 11.6 71.9 50.2 49.9 24.6 13.4 6.8 65.2 65.0 76.2 85.0 73.0 63.9 63.2 5,5 .5 2.4 5.6 5.1 6.0 5.5 Other Other Other Domestic Other Other Other 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100-499 22 500-999 23 1 ,000=4 999 24 5,000-9,999 25 10,000 or more 8,949,058 389,746 1,170,265 641,668 1,677,955 886,054 4,183,370 471 35 205 671 2,034 6,458 26,311 115 170 166 159 139 124 86 6.92 8.90 8.53 8.18 7.49 6.44 5.97 .18 .11 .09 .09 .11 .09 .33 56.0 81.5 76.6 70.2 44.3 41.5 53.5 70.4 90.9 90.9 91.5 89.4 74.1 51.0 7.9 .9 5.4 8.3 12.3 8.3 7.4 Prime Prime Prime Prime Prime Foreign Fed funds 26 Total long-term 3,003,770 742 43 7.31 .14 63.1 87.1 12.7 Prime 381,797 6,532 34,924 24,062 316,279 798 30 260 748 3,412 40 44 51 49 38 6.61 9.21 7.82 6.94 6.40 .25 .24 .26 .39 .46 39.3 82.1 70.4 39.0 35.0 78.3 47.1 84.1 93.5 77.1 .7 .0 .0 3.7 .5 Foreign Other Other Foreign Foreign 2,621,972 45,766 309,837 242,825 2,023,544 735 32 239 666 4,230 43 29 34 33 47 7.41 8.60 8.40 8.15 7.14 .13 .11 .08 .09 .25 66,6 89.9 77.2 66.8 64.4 88.3 88.1 89.8 85.3 88.5 14,5 4.9 7.2 9.9 16.4 Prime Prime Prime Prime Prime Months 27 Fixed rate (thousands of dollars) 28 1-99 29 100-499 30 500-999 31 1 ,000 or more 32 Floating rate (thousands of dollars) . . . . 3 3 1-99 . . . . 34 100-499 35 500-999 36 1 000 or more Loan rate (percent) Days Effective 3 Prime ratcy Nominal" LOANS MADE BELOW PRIME'" 8,155,946 4,682,197 9,941 4,878 * 17 5.39 5.77 5.25 5.61 5.5 12.9 58.8 75.6 3.2 11.0 7.75 7.76 3,370,706 4,772,353 3,047 3,888 132 6.27 5.58 6.12 5.49 22.5 48.7 87.8 36.4 7.9 4.6 7.81 7.76 41 Total short-term 20,981,201 5,100 33 5.66 5.52 19.7 62.1 6.0 7.77 42 Fixed rate 43 Floating rate 15,522,778 5,458,423 5,755 3,853 20 97 5.59 5.84 5.46 5.71 9.2 49.6 64.1 56.5 5.2 8.5 7.76 7.79 44 Total long-term 1,566,468 2,636 47 6.25 6.14 53.3 85.8 13.4 7.87 45 Fixed rate 46 Floating rate 298,447 1,268,021 1,688 3,038 41 49 6.06 6.30 5.98 6.18 27.0 59.4 75.5 88.2 .3 16.5 8.05 7.82 37 Overnight 6 38 One month or less (excluding overnight) . 39 More than one month and less than one year 40 Demand 7 # Months 133 63. Terms of lending at commercial banks: Survey of commercial and industrial loans, 1993-94'—Continued Amount of loans (thousands of dollars) Type of maturity of loan Average size (thousands of dollars) Weighted average maturity 2 Days Loan rate (percent) Weighted average effective3 Standard error4 Loans secured by collateral (percent) Loans made under commitment (percent) Participation loans (percent) Most common base pricing rate5 November 2=6, 1994 OTHKR BANKS 1 Overnight 6 2,259,481 4,551 * 5.34 .34 7.2 69.6 .1 2 One month or less (excluding overnight) . 3 Fixed rate 4 Floating rate ... 2,244,002 1,981,322 262,680 628 1,029 160 14 13 21 5.90 5.71 7.37 .20 .27 .28 19.6 15.0 54.5 75.1 75.1 74.8 5.3 5.8 1.5 5 More than one month and less than one year ... 6 Fixed rate 7 Floating rate 4,949,219 2,035,096 2,914,123 128 109 146 149 143 153 7.25 6.62 7.69 .15 .19 .23 43.6 28.7 53.9 55.5 55.8 55.2 7.9 10.1 6.4 Prime Other Prime 5,116,736 874,526 4,242,210 169 235 159 * * 7.84 6.12 8.20 .18 .29 .18 64.9 38,4 70.4 79.0 77.0 79.4 6.2 18.0 3.7 Prime Other Prime 14,569,438 200 82 6.96 .16 41.7 68.9 5.7 Prime 7,115,349 306,666 254,486 148,985 1,062,073 1,181,706 4,161,434 288 14 197 667 2,270 6,006 21,382 51 151 225 83 71 56 29 5.90 7.92 8.28 6.75 6.20 5.85 5.52 .19 .31 .31 .28 .27 .10 .06 19.4 89.9 84.7 48.3 30.3 12.5 8.3 68.0 42.4 68.5 71.3 79.6 81.9 62.8 6.7 .5 11.7 10.1 17.2 12.3 2.5 7,454,089 914,918 1,452,058 691,559 2,008,660 861,414 1,525,481 155 24 197 677 2,028 7,020 26,590 141 174 189 196 162 192 49 7.96 9.28 8.71 8.49 8.25 7.47 6.10 .19 .06 .04 .18 .20 .42 .56 63.1 82.0 77.1 78.1 71.6 70.0 16.5 69.9 83.5 87.3 88.4 75.1 77.4 25.7 4.7 2.2 6,4 5.5 9.1 1.8 .0 Prime Prime Prime Prime Prime Prime Foreign 8 Demand7 9 Fixed rate 10 Floating rate '. 1 1 Total short-term 12 Fixed rate (thousands of dollars) 13 1=99 14 100-499 1 5 500 =999 16 1,000=4,999 17 5,000-9 999 18 10 000 or more .. 19 Floating rate (thousands of dollars) . . . . 20 1-99 21 100-499 22 500-999 23 1 000-4 999 24 5,000-9,999 25 10 000 or more Fed funds Foreign Foreign Prime Foreign Other Prime Other Fed funds Other Foreign Months 26 Total long-term 27 Fixed rate (thousands of dollars) . . . . . . 28 1-99 29 1 00-499 30 500-999 31 1 ,000 or more . 32 Floating rate (thousands of dollars) 33 1=99 34 100-499 35 500-999 36 1 ,000 or more 2,097,680 122 43 7.84 .18 71.9 68.6 4.6 Prime 760,416 149,679 104,794 15,767 490,175 82 18 159 735 4,370 47 53 65 43 41 7.64 9.43 9.00 7.01 6.83 .33 .23 .21 .69 .42 64.1 93.7 95.6 54.9 48.6 52.9 25.8 23.6 92.4 66.1 1.6 .3 5.0 22 4 " '.5 Other Other Other Prime Prime 1,337,265 142,318 234,087 113,155 847,705 169 23 197 681 2,539 41 47 48 34 39 7.95 9.41 8.46 8.17 7.54 .17 .07 .17 .21 .39 76.3 82.9 85.0 75.8 72.9 77.5 51.3 77.0 87.2 80.7 6.4 1.8 11.4 10.1 5.3 Prime Prime Prime Prime Prime Loan rate (percent) Days Effective3 Prime rate" Nominal" LOANS MADH BELOW PRIME'" 37 Overnight 6 38 One month or less (excluding overnight) . 39 More than one month and less than one year , . . . . 40 Demand 7 2,255,142 2,020,177 7,622 2,160 * 13 5.33 5.58 5.20 5.43 7.1 13.0 69.6 74.4 .1 4.8 7.75 7.76 2,908,172 1,803,272 473 1,146 114 * 6.23 5.90 6.08 5.89 13.2 31.9 48.9 66.1 10.0 9.9 7.91 7.77 41 Total short-term 8,986,764 1,004 50 5,79 5.67 15,4 63.3 6.3 7.81 42 Fixed rate 43 Floating rate 6,459,840 2,526,924 1,093 831 41 85 5.65 6.16 5.52 6.06 12.1 23.8 68.8 49.3 6.7 5.3 7.79 7.86 Months 44 Total long-term 870,030 299 36 6.36 6.32 50.6 72.6 3.9 7.86 45 Fixed rate 46 Floating rate 380,308 489,722 179 616 37 35 6.16 6.52 6.12 6.47 38.7 59.8 62.6 80.4 2.8 4.7 7.93 7.79 134 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 19941 Millions of dollars except as noted March 3 1 All states 2 New York California Illinois Item IBFs only 3 Total including IBFs IBFs only 693,624 314,017 524,978 249,141 75,858 35,571 58,313 21,646 2 Claims on nonrelated parties 3 Cash and balances due from depository institutions 4 Cash items in process of collection and unposted debits . . 5 Currency and coin (U S and foreign) 6 Balances with depository institutions in United States . . . . 7 U.S. branches and agencies of other foreign banks (including IBFs) ... 8 Other depository institutions in United States (including IBFs) 9 Balances with banks in foreign countries and with foreign central banks 10 Foreign branches of U S banks 11 Other banks in foreign countries and foreign central banks . 12 Balances with Federal Reserve Banks 618,010 140,831 2,737 22 92,707 182,722 118,077 0 n.a. 74,206 461,853 120,465 2,579 15 79,051 148,146 99,534 0 n.a. 61,915 69,913 8,003 21 1 5,070 17,184 7,371 0 n.a. 4,487 57,254 10,879 103 1 7,920 12,306 10,270 0 n.a. 7,512 87,437 71,125 74,505 59,112 4,686 4,314 7,745 7,412 1 3 Total securities and loans Total including IBFs' 1 Total assets4 Total including IBFs IBFs only IBFs only 46 Assets held in trading accounts 47 All other assets 48 Customers' liability on acceptances outstanding 49 U.S. addressees (domicile) 50 Non-U S addressees (domicile) 5 1 Other assets including other claims on nonrelated parties . . 52 Net due from related depository institutions 5 53 Net due from head office and other related depository institutions5 .. 54 Net due from establishing entity, head offices, and other related depository institutions 5 384 173 175 100 2,894 42 2,884 42 2,843 33 2,759 33 43,940 492 43,183 n.a. 37,588 423 37,054 n.a. 2,852 17 2,842 n.a. 2,811 11 2,726 n.a. 55,931 252,991 40,926 56,742 9,248 35,654 1,670 13,428 n.a. 76,160 24,676 12,213 n.a. 4,970 1,609 781 n.a. 2,620 259 421 n.a. n.a. 20,585 n.a. 240 n.a. 41 n.a. 13,428 0 0 30,899 0 0 12,213 0 0 3,120 0 0 781 0 0 2,320 0 0 421 0 0 39,377 10,224 5,096 24,057 37 Commercial and industrial loans 38 U S addressees (domicile) . 39 Non-U S addressees (domicile) 40 Acceptances of other banks 41 U S banks 42 Foreign banks 43 Loans to foreign governments and official institutions (including foreign central banks) 44 Loans for purchasing or carrying securities (secured and unsecured) 45 All other loans 2,802 37,619 565 36,682 0 0 Total loans, gross, by category 27 Real estate loans 28 Loans to depository institutions 29 Commercial banks in United States (including IBFs) . . . . 30 U.S. branches and agencies of other foreign banks 31 Other commercial banks in United States .. 32 Other depository institutions in United States (including IBFs) . 33 Banks in foreign countries 34 Foreign branches of U.S. banks 35 Other banks in foreign countries 36 Loans to other financial institutions 4,545 38,397 809 21,007 .... 3,081 43,871 688 84,311 26,622 20 Federal funds sold and securities purchased under agreements to resell 21 U.S. branches and agencies of other foreign banks 22 Commercial banks in United States 23 Other 5,270 44,872 933 371,426 14 Total securities book value 15 U S Treasury 16 Obligations of U.S. government agencies and corporations 17 Other bonds, notes, debentures, and corporate stock (including state and local securities) 18 Securities of foreign governmental units 19 All other 24 Total loans gross 25 LBSS' Unearned income on loans 26 EQUALS' Loans net . Total including IBFs 3,144 2,349 240 556 35,378 8,596 4,747 22,035 2,863 2,110 240 513 646 475 85 86 49 39 0 10 2,926 929 78 1,918 208 180 0 28 287,235 121 287,115 42,511 8 42,503 176,910 79 176,831 28,717 5 28,712 51,792 20 51,772 8,469 2 8,467 33,043 9 33,033 1,249 0 1,248 43,261 43,250 20,263 18,302 1,961 461 28,245 10,704 10,475 229 24,116 28,863 12,328 11,055 1,274 273 18,153 6,052 5,873 179 12,789 8,982 6,148 6,071 77 • 173 6,789 4,062 4,052 10 3,886 1,884 1,569 1,045 524 13 841 553 538 15 61 22,926 714 22,212 21,395 0 17,542 522 17,019 820 61 16,474 499 15,975 17,799 0 12,101 327 1 1 ,775 715 0 2,834 205 2,629 1,426 0 2,727 195 2,532 15 0 315 0 315 1,670 0 288 0 288 49 159,939 141,239 18,700 809 339 470 10,071 57 10,014 30 0 30 90,602 77,243 13,359 532 298 234 7,055 31 7,024 23 0 23 27,921 25,654 2,268 60 17 43 1,428 13 1,416 0 0 0 23,550 22,890 660 34 1 33 308 0 308 0 0 0 4,193 2,666 3,138 2,312 159 63 188 37 9,188 4,508 53 121 8,705 2,462 53 90 271 183 0 0 128 1,701 0 0 16,209 50,167 13,228 10,002 3,226 36,939 75,614 110 5,460 n.a. n.a. n.a. 5,460 131,295 13,766 39,253 8,983 6,425 2,559 30,270 63,125 77 4,747 n.a. n.a. n.a. 4,747 100,995 147 4,376 2,873 2,670 204 1,502 5,945 33 483 n.a. n.a. n.a. 483 18,387 2,281 5,514 733 594 139 4,781 1,059 0 158 n.a. n.a. n.a. 158 9,340 75,614 n.a. 63,125 n.a. 5,945 n.a. 1,059 n.a. n.a. 131,295 n.a. 100,995 n.a. 18,387 n.a. 9,340 55 Total liabilities4 693,624 314,017 524,978 249,141 75,858 35,571 58,313 21,646 56 Liabilities to nonrelated parties 581,435 294,370 471,453 235,449 57,523 35,057 37,087 18,289 135 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 19941—Continued Millions of dollars except as noted March 31 All states 2 Item New York California IBFs only 3 Total excluding IBFs IBFs only 136,356 93,344 80,038 13,306 22,876 13,268 9,608 8,558 2,951 5,607 225,117 11,525 153 11,372 69,413 63,132 6,281 124,937 4,572 120,365 119,382 79,469 71,884 203,854 7,442 152 7,290 64,962 59,362 '5,600 115,535 3,810 19,190 52 Total excluding IBFs1 57 Total deposits and credit balances 58 Individuals, partnerships, and corporations 59 U.S. addressees (domicile) 60 Non-U.S. addressees (domicile) 61 Commercial banks in United States (including IBFs) 62 U.S. brunches and agencies of other foreign banks . . 63 Other commercial banks in United States 64 Banks in foreign countries Foreign branches of U.S. banks 65 66 Other banks in foreign countries 67 Foreign governments and official institutions (including foreign central banks) 68 All other deposits and credit balances 69 Certified and official checks 70 Transaction accounts and credit balances (excluding IBFs) 71 Individuals, partnerships, and corporations 72 U.S. addressees (domicile) 73 Non-U.S, addressees (domicile) 74 Commercial banks in United States (including IBFs) . . 75 U.S. branches and agencies of other foreign banks . . 76 Other commercial banks in United States 77 Banks in foreign countries 78 Foreign branches of U.S. banks 79 Other banks in foreign countries 80 Foreign governments and official institutions (including foreign central banks) 81 All other deposits and credit balances 82 Certified and official checks 8,901 7,105 5,263 1,842 86 15 72 891 ! 890 7,258 5,757 4,624 365 104 349 323 82 297 83 Demand deposits (included in transaction accounts and credit balances) 84 Individuals, partnerships, and corporations 85 U.S. addressees (domicile) 86 Non-U.S. addressees (domicile) 87 Commercial banks in United States (including IBFs) 88 U.S. branches and agencies of other foreign banks . . 89 Other commercial banks in United States 90 Banks in foreign countries 91 Foreign branches of U.S. bunks 92 Other banks in foreign countries 93 Foreign governments and official institutions (including foreign central banks) 94 All other deposits and credit balances 95 Certified and official checks 96 N on trans action accounts (including MMDAs, excluding IBFs} 97 Individuals, partnerships, and corporations 98 U.S. addressees (domicile) 99 Non-U.S. addressees (domicile) 100 Commercial banks in United States (including IBFs) 101 U.S. branches and agencies of other foreign banks . . 102 Other commercial banks in United States 103 Banks in foreign countries 104 Foreign branches of U.S. banks 105 Other banks in foreign countries 106 Foreign governments and official institutions (including foreign central banks) 107 All other deposits and credit balances 108 IBF deposit liabilities 109 Individuals, partnerships, and corporations 110 U.S. addressees (domicile) 1! 1 Non-U.S. addressees (domicile) 112 Commercial banks in United States (including IBFs) . . 113 U.S. branches and agencies of other foreign banks . . 114 Other commercial banks in United States 115 Banks in foreign countries 116 Foreign branches of U.S. banks 117 Other banks in foreign countries 118 Foreign governments and official institutions (including foreign central banks) 119 All other deposits and credit balances 136 7,418 349 7,584 20,943 12,134 8,810 8,259 2,951 4,157 5,308 111,378 3,517 15,862 52 6,897 297 Total excluding IBFs Illinois IBKs only 4,502 4,180 2,593 1,587 76 63 13 33 0 33 6,014 341 0 183 II 19 753 0 341 2,155 1,873 282 2,765 268 2,497 345 279 217 61 9 0 9 24 0 24 1,133 71 10 60 729 0 728 Total excluding IBFs IBFs only 5,064 3,986 3,136 849 935 418 518 62 0 62 10,587 147 0 3 2,307 0 72 7 147 2,034 1,660 375 6,098 137 5,961 323 310 306 4 0 0 0 2 0 3 19 834 1,052 65 7 58 680 0 680 287 236 189 47 I 0 0 24 0 24 335 79 349 305 65 297 3 5 19 127,455 86,240 74,775 11,464 22,790 13,254 9,536 7,668 2,950 4,717 112,124 73,712 67,261 20,873 12,123 8,749 7,530 2,950 4,580 3,901 2,376 1,525 67 63 4 9 0 9 3,445 7,3H 3,194 6,815 S80 0 7,027 5,616 8,355 6,686 5,127 1,559 71 II 60 835 4,564 1 309 297 293 4 0 0 0 2 0 4,741 3,675 2,830 845 935 418 518 60 0 4,157 6,451 60 0 71 6,014 341 0 10,587 111,378 341 2,155 1,873 282 2,765 268 2,497 147 2,034 1,660 375 6,098 137 5,961 15,862 52 753 0 2,307 0 225,117 11,525 153 11,372 69,413 63,132 6,281 124,937 4,572 120,365 203,854 7,442 152 7,290 64,962 59,362 5,600 115,535 4,157 19,190 52 147 0 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 19941—Continued Millions of dollars except as noted March 3 1 All states Total including IBFs3 120 Federal funds purchased and securities sold under agreements to repurchase .. 121 U.S. branches and agencies of other foreign banks 122 Other commercial banks in United States .. 123 Other . . . .. 1 24 Other borrowed money 125 Owed to nonrelated commercial banks in United States (including IBFs) 126 Owed to U.S. offices of nonrelated U,S. banks 127 Owed to U.S. branches and agencies of nonrelated foreign banks .. .. 128 Owed to nonrelated banks in foreign countries 129 Owed to foreign branches of nonrelated U.S. banks 1 30 Owed to foreign offices of nonrelated foreign banks HI Owed to others .. .... 2 New York Total including IBFs IBFs only 3 Illinois California Total including IBFs IBFs only Total including IBFs LBFs only IBFs only 60,117 12,095 11,163 36,859 115,105 6,669 2,339 292 4,038 58,352 49,569 8,345 8,427 32,797 63,738 4,100 961 226 2,913 23,835 5,864 2,744 2,006 1,115 37,254 2,140 1,159 46 935 26,463 4,482 929 696 2,857 1 1 ,906 396 196 20 180 7,200 40,100 9,728 21,510 1,979 16,176 5,718 4,688 413 19,090 2,734 14,255 1,226 3,511 972 2,233 322 30,371 36,474 1,660 34,814 38,531 19,532 34,253 1,616 32,636 2,589 10,457 18,983 639 18,344 28,579 4,275 16,954 610 16,344 2,193 16,356 12,016 677 11,339 6,148 13,028 1 1 ,892 672 11,220 316 2,539 4,889 313 4,576 3,505 1,911 4,888 313 4,575 79 132 All other liabilities . , . . . ... 133 Branch or agency liability on acceptances executed and outstanding . . . . 134 Trading liabilities 135 Other liabilities to nonrelated parties 44,740 4,232 34,910 3,659 3,888 440 5,049 106 13,935 0 30,805 n.a. 0 4,232 9,701 0 25,209 n.a. 0 3,659 2,867 0 1,021 n.a. 0 440 676 0 4,373 n.a. 0 106 1 36 Net owed to related depository institutions 5 1 37 Net owed to head office and other related depository institutions 5 . . . . 138 Net owed to establishing entity, head office, and other related depository institutions 3 112,189 19,647 53,524 13,692 18,335 513 21,226 3,357 112,189 n.a. 53,524 n.a. 18,335 n.a. 21,226 n.a. n.a. 19,647 n.a. 13,692 n.a. 513 n.a. 3,357 0 880 920 0 119 1 0 42 10 139 140 141 142 143 144 145 146 147 MKMO Non-interest-bearing balances with commercial banks in United States ... Holding of commercial paper included in total loans Holding of own acceptances included in commercial and industrial loans Commercial and industrial loans with remaining maturity of one year or less Predetermined interest rates ... Floating interest rates Commercial and industrial loans with remaining maturity of more than one year . ,. Predetermined interest rates Floating interest rates ... 1,140 940 A 3,397 2,431 720 92 98,370 55,623 42,747 54,732 30,093 24,639 16,935 10,462 6,473 15,942 11,355 4,588 n.a. 61,568 19,273 42,295 n.a. V 10,986 4,151 6,835 v IBFs only Total excluding IBFs Total excluding IBFs IBFs only Total excluding IBFs 132,614 96,260 t I 117,475 85,664 t 4,968 2,903 9,056 1,167 IBFs only 3 Total including IBFs IBFs only Total including IBFs 10,998 Total including IBFs1 152 Market value of securities held 153 Immediately available funds with a maturity greater than one day included in other borrowed money . .. 154 Number of reports filed 6 n.a. n.a. 7,608 2,965 4,644 IBFs only3 25,356 n.a. 35,870 10,940 24,930 Total excluding IBFs3 148 Components of total nontransaction accounts, included in total deposits and credit balances of nontransaction accounts including IBFs ... 149 Time CDs in denominations of $100,000 or more 150 Other time deposits in denominations of $100,000 or more . .. 151 Time CDs in denominations of $100,000 or more with remaining maturity of more than 12 months 0 A 22,756 n.a. 898 t l 5,189 3,421 n.a. 1,093 676 Total including IBFs IBFs only IBFs only t I n .a. IBFs only 0 0 0 0 0 0 0 0 71,157 551 n.a. 0 34,541 258 n.a. 0 27,939 127 n.a. 0 7,083 49 n.a. 0 137 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 1994'—Continued Millions of dollars except as noted June 30 All states2 New York Total including IBFs^ 1 Total assets4 Illinois California IBFs only 3 Total including IBFs IBFs only Tola! including; IBFs" Total including IBFs IBFs only IBFs only . ... 708,397 318,998 540,954 259,167 74,222 33,189 59,123 19,468 2 Claims on nonrelated parties 3 Cash and balances due from depository institutions 4 Cash items in process of collection and unposted debits , . 5 Currency and coin (U S and foreign) .. 6 Balances with depository institutions in United States . . . . 7 U.S. branches and agencies of other foreign banks (including IBFs) 8 Other depository institutions in United States (including IBFs) 9 Balances with banks in foreign countries and with foreign central banks . . . . .. ID Foreign branches of U S banks .. 11 Other banks in foreign countries and foreign central banks .. 12 Balances with Federal Reserve Banks 633,005 144,389 3,455 24 86,921 183,836 118,324 0 n.a. 66,891 479,105 126,711 3,308 17 75,551 152,311 102,676 0 n.a. 57,100 67,382 6,73? 11 1 4,468 15,925 6,131 0 n.a. 3,903 57,351 9,683 90 1 6,360 1 1 ,072 8,828 0 n.a. 5,695 81,720 64,355 71,062 54,813 4,119 3,77K 6,169 5,575 5,201 2,535 4,489 2,287 349 126 190 120 53,375 901 51,434 761 47,284 810 45,577 681 2,235 47 2,228 46 ^,223 43 3,133 33 52,475 613 50,672 n.a. 46,474 550 44,895 n.a. 2,188 22 2,181 n.a. 3,181 9 3,101 n.a. ) 3 Total securities and loans 368,214 55,083 250,749 40,431 55,378 9,105 35,702 1,756 87,448 28,148 12,850 n.a. 80,303 27,142 1 1 ,676 n.a. 4,207 626 692 n.a. 2,315 2H7 464 n.a. 21,142 n.a. 20,608 n.a. 320 n.a. 39 n.a. 38,158 0 0 12,850 0 0 32,554 0 0 1 1 ,676 0 0 3,261 0 0 692 0 0 1 ,989 0 0 464 0 0 50,794 13,616 10,732 26,446 5,379 4,250 232 896 46,147 11,361 10,266 24,520 4,930 3,801 232 896 674 4EB 94 92 147 14? 0 0 3,475 1,522 220 1 ,733 297 297 0 0 280,898 132 280,766 42,24! 8 42,233 170,524 78 170,445 28,759 4 28,754 51,194 23 51,170 8,416 2 8,414 33,396 9 33,387 1 ,292 0 1 ,292 42,122 40,408 19,198 17,242 1,956 411 27,725 10,491 10,140 351 23,491 26,283 1 1 ,275 10,124 1,150 211 17,972 5,837 5,593 244 12,875 8,728 5,945 5,757 188 185 6,619 3,972 3,886 87 3,694 2,030 1 ,693 1,131 562 13 H78 566 546 20 17 21,193 735 20,458 20,419 9 17,225 695 16,531 1,078 17 14,991 370 14,621 16,786 9 12,125 338 11,788 925 0 2,784 355 2,429 1,235 0 2,647 355 2 292 "'"21 0 337 0 337 1,845 0 312 0 312 50 160,787 141,727 19,060 966 343 623 10,139 65 10,075 61 0 60 90,629 77,254 13,375 658 299 359 7,067 37 7,030 53 0 53 27,660 25,125 2,536 68 IB 49 1 ,530 14 1,517 0 0 0 23,698 23,026 672 43 3 40 332 0 332 0 0 0 3,771 2,659 2,844 2,392 175 61 111 18 6,546 4,573 10 116 6,143 2,383 10 88 205 247 0 () 130 1 ,785 0 14,477 55,131 13,069 9,809 3,260 42,061 75,392 133 4,917 n.a. n.a. n.a. 4,917 135,161 12,078 43,420 8,965 6,347 2,618 34,455 61,848 133 4,141 n.a. n.a. n.a. 4,141 106,856 63 4,530 2,821 2,610 211 1 ,709 6,840 0 541 n.a. n.a. n.a. 541 17,264 2,330 6,160 670 578 92 5,490 1,772 0 191 n.a. n.a. n.a. 191 8,396 75,392 n.a. 61,848 n.a. 6,840 n.a. ..... 14 Total securities, book value ... .. ...... 15 U S Treasury 16 Obligations of U.S. government agencies and corporations . .. 17 Other bonds, notes, debentures, and corporate stock (including state and local securities) . .. 18 Securities of foreign governmental units 19 All other . . . . 20 Federal funds sold and securities purchased under agreements to resell 21 U.S. branches and agencies of other foreign banks 22 Commercial banks in United States 23 Other 24 Total loans gross 25 LKSS: Unearned income on loans . . 26 EQUAIJT Loans net .. ... .. Total loans, gross, by category 27 Real estate loans 28 Loans to depository institutions .. 29 Commercial banks in United States (including IBFs) . . . . 30 U.S. branches and agencies of other foreign banks . . . . 31 Other commercial banks in United States 32 Other depository institutions in United States (including IBFs) , 33 Banks in foreign countries ... 34 Foreign branches of U S bunks 35 Other banks in foreign countries .. 36 Loans to other financial institutions 37 Commercial and industrial loans 38 U.S addressees (domicile) 39 Non-U S addressees (domicile) 40 Acceptances of other banks 41 U S banks . .. . 42 Foreign banks 43 Loans to foreign governments and official institutions (including foreign central banks) .. 44 Loans for purchasing or carrying securities (secured and unsecured) 45 All other loans .. .. 46 Assets held in trading accounts 47 All other assets 48 Customers' liability on acceptances outstanding 49 U S addressees (domicile) ,. 50 Non-U.S. addressees (domicile) 51 Other assets including other claims on nonrelated parties . . . 5? Net due from related depository institutions 5 53 Net due from head office and other related depository institutions'*" .. . 54 Net due from establishing entity, head offices, and other related depository institutions^ 138 n.a. ... n.a. 135,161 n.a. 106,856 n.a. 17,264 n.a. 8,396 708,397 5S Total liabilities4 56 Liabilities to nonrelated parties 1,772 0 318,998 540,954 259,167 74,222 33,189 59,123 19,468 596,287 295,713 487,053 241,699 56,665 32,445 37,463 16,057 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 19941—Continued Millions of dollars except as noted June 30 All states2 New York California Item Total excluding IBFs3 IBFs only3 Total excluding IBFs 57 Total deposits and credit balances 58 Individuals, partnerships, and corporations 59 U.S. addressees (domicile) . 60 Non-U.S. addressees (domicile) 61 Commercial banks in United States (including IBFs) . . 62 U.S. branches and agencies of other foreign banks . . 63 Other commercial banks in United States 64 Banks in foreign countries 65 Foreign branches of U.S. banks 66 Other banks in foreign countries 67 Foreign governments and official institutions (including foreign central banks) 68 All other deposits and credit balances 69 Certified and official checks 137,593 91,143 77,536 13,607 25,462 15,054 10,408 8,274 2,983 225,050 12,617 118,725 75,575 67,729 7,847 23,198 14,035 895 844 70 Transaction accounts and credit balances (excluding IBFs) 71 Individuals, partnerships, and corporations 72 U.S. addressees (domicile) 73 Non-U.S. addressees (domicile) 74 Commercial banks in United States (including IBFs) . . 75 U.S. branches and agencies of other foreign banks . . 76 Other commercial banks in United States 77 Banks in foreign countries 78 Foreign branches of U.S. banks 79 Other banks in foreign countries 80 Foreign governments and official institutions (including foreign central banks) 81 All other deposits and credit balances 82 Certified and official checks 9,388 7,806 5,570 4,469 83 Demand deposits (included in transaction accounts and credit balances) 84 Individuals, partnerships, and corporations U.S. addressees (domicile) Non-U.S. addressees (domicile) Commercial banks in United States (including IBFs) . . U.S. branches and agencies of other foreign banks . . Other commercial banks in United States Banks in foreign countries Foreign branches of U.S. banks Other banks in foreign countries Foreign governments and official institutions (including foreign central banks) All other deposits and credit balances Certified and official checks 96 Nontransaction accounts (including MMDAs, excluding IBFs) 97 Individuals, partnerships, and corporations U.S. addressees (domicile) 98 99 Non-U.S. addressees (domicile) ............... 100 Commercial banks in United States (including IBFs) . . 101 U.S. branches and agencies of other foreign banks . . 102 Other commercial banks in United States ......... 103 Banks in foreign countries ..................... 104 Foreign branches of U.S. banks ............... Other banks in foreign countries ............... 105 106 Foreign governments and official institutions (including foreign central banks) .................... 107 All other deposits and credit balances ............. 108 IBF deposit liabilities .......................... 109 Individuals, partnerships, and corporations ......... 1 10 U.S. addressees (domicile) ................... 1 11 Non-U.S. addressees (domicile) ............... 112 Commercial banks in United States (including IBFs) . . 1 13 U.S. branches and agencies of other foreign banks . . 1 14 Other commercial banks in United States ......... 115 Banks in foreign countries ..................... 116 Foreign branches of U.S. banks ........... 1 17 Other banks in foreign countries ............... 118 Foreign governments and official institutions (including foreign central banks) .................... 1 19 AH other deposits and credit balances ............. 5,291 4,732 7,087 160 12,457 65,233 59,048 6,185 127,222 3,824 123,398 19,947 32 6,871 5,104 1,767 86 33 53 967 1 966 9,163 8,016 2,983 5,033 4,420 6,672 IBFs only Total excluding IBFs IBFs only 205,656 8,765 4,963 6,238 4,319 160 2,604 8,605 60,968 55,568 5,400 118,504 3,470 115,034 1,715 386 86 299 47 0 47 369 0 369 2,164 1,981 183 3,019 147 17,388 186 6 20 32 2,872 686 0 328 258 204 54 2 1 Total excluding IBFs 7,079 '5,632 4,772 859 1,303 496 807 62 0 62 2 74 7 38 0 38 1,101 79 31 48 808 1 807 IBFs only 8,683 79 0 79 1,939 1,350 589 5,099 198 4,901 1,566 0 322 308 304 4 0 0 0 2 0 2 409 160 895 362 144 844 4 6 20 2 3 7 8,796 6,423 4,929 7,531 5,411 307 293 289 4 0 0 0 2 0 2 2 3 7 1,494 73 22 5] 905 1 904 1,019 68 21 48 750 749 261 198 159 39 0 0 0 38 0 38 382 118 895 348 109 844 4 1 20 128,205 84,272 72,432 11,840 25,376 15,022 10,355 7,308 2,982 4,325 110,919 70,005 63,259 6,746 23,119 14,004 4,323 6,927 4,392 4,635 2,400 6,757 5,324 449 ,6 7,208 2,982 4,226 1,661 384 86 298 9 0 9 855 1,302 496 807 60 0 60 4,059 6,528 182 0 0 71 4,061 9,115 225,050 12,617 205,656 8,765 160 160 12,457 65,233 59,048 127,222 3,824 123,398 8,605 60,968 55,568 5,400 118,504 3,470 115,034 19,947 17,388 32 32 6,185 6,238 8,683 369 0 369 2,164 1,981 183 3,019 147 79 0 79 1,939 1,350 589 5,099 2,872 198 4,901 686 0 1,566 0 139 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 19941—Continued Millions of dollars except as noted June 30 All states2 New York Illinois California Item Total including IBFs' 120 Federal funds purchased and securities sold under agreements to repurchase 121 U.S. branches and agencies of other foreign banks 122 Other commercial banks in United States 121 Other 1 24 Other borrowed money 125 Owed to nonrelated commercial banks in United States (including IBFs) 1 26 Owed to U S offices of nonrelated U S banks . . 1 27 Owed to U.S. branches and agencies of nonrelated foreign banks . ... .. .. ... 128 Owed to nonrelated banks in foreign countries 129 Owed to foreign branches of nonrelated U S banks 1 30 Owed to foreign offices of nonrelated foreign banks . . . . . 1 1 1 Owed to others Total including IBFs IBFs only 3 Total including IBFs IBFs only Total including IBFs IBFs only IBFs only 68,150 13,002 8,225 46,923 116,557 12,622 2,448 257 9,917 53,570 56,455 H,695 5,631 42,129 67,838 8,649 865 72 7,712 23,585 5,696 3,262 1 ,956 478 35,802 1,631 1,223 125 283 24,073 5,500 843 562 4,095 10,525 2,240 274 60 1,907 5,003 38,500 9,203 20,149 1,849 15,615 5,212 5,183 550 18,468 2,743 13,045 976 2,814 731 1,468 252 29,297 32,873 1,527 31,346 45,184 18,300 30,834 1,491 29,343 2,587 10,403 18,162 619 17,542 34,061 4,632 16,323 586 15,737 2,079 15,725 10.792 660 10,132 6,542 12,069 10,666 660 10,006 363 2,084 3,391 227 3,164 4,320 1,216 3,390 227 3,163 145 112 All other liabilities 133 Branch or agency liability on acceptances executed and outstanding 134 Trading liabilities 115 Other liabilities to nonrelated parties 48,936 4,470 38,379 3,808 3,966 502 5,676 131 13,707 0 35,229 n.a. 0 4,470 9,523 0 28,856 n.a. 0 3,808 2,825 0 1,141 n.a. 0 502 670 0 5,005 n.a. 0 131 116 Net owed to related depository institutions^ . 137 Net owed to head office and other related depository institutions^ .... 1 38 Net owed to establishing entity, head office, and other related depository institutions^ ... ... 112,110 23,285 53,900 17,469 17,557 744 21,660 3,411 112,110 n.a. 53,900 n.a. 17,557 n.a. 21,660 n.a. n.a. 23,285 n.a. 17,469 n.a. 744 n.a. 3,411 1,106 973 0 867 924 0 103 0 A jh 53 10 MtiMO 139 Non-interest bearing balances with commercial banks in United States , 140 Holding of commercial paper included in total loans 141 Holding of own acceptances included in commercial and industrial loans .* 142 Commercial and industrial loans with remaining maturity of one year or less 143 Predetermined interest rates 144 Moating interest rates 145 Commercial and industrial loans with remaining maturity of more than one year 146 Predetermined interest rates 147 Floating interest rates 3,569 96,847 53,446 43,401 63,940 19,567 44,373 Total excluding IBFs3 148 Components of total nontransaction accounts, included in total deposits and credit balances of nontransaction accounts, including IBFs 149 Time CDs in denominations of $100 000 or more 1 50 Other time deposits in denominations of $ 1 00,000 or more 151 Time CDs in denominations of $ 1 00,000 or more with remaining maturity of more than 12 months 131,724 97,261 24,644 9,819 Total including IBFV 1 52 Market value of securities held 153 Immediately available funds with a maturity greater than one day included in other borrowed money 154 Number of reports filed^ . 140 it 930 53,779 29,322 24,457 n.a. 36,850 10,853 25,997 V n.a. 78 16,429 9,373 7,056 2,400 15,577 10,607 4,970 11,232 4,186 7,046 1r IBFs only 3 Total excluding IBFs IBFs only Total excluding IBFs t 114,899 85,046 t 5,301 3,110 n.a. I 21,592 8,261 Total including IBFs IBFs only 3 n.a. 1 1,173 1,018 Total including IBFs IBFs only 0 11 n.a. y 8,121 3,174 4,947 IBFs only Total excluding IBFs t i 6,985 5,280 n .a. 1 ,254 451 Total including IBFs IBFs only n.a. V IBFs only t 1 n.a. IBFs only 0 0 0 0 0 0 0 0 73,167 550 n.a. 0 36,582 256 n.a. 0 28,905 '127 n.a. 0 6,010 49 n.a. 0 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 19941—Continued Millions of dollars except as noted September 30 All states Total including IBFs3 2 New York Illinois California Total including IBFs IBFs only 3 Total including IBFs IBFs only 718,413 318,573 549,754 258,360 71,415 32,475 60,715 20,379 2 Claims on nonrelated parties 3 Cash and balances due from depository institutions 4 Cash items in process of collection and unposted debits . . 5 Currency and coin (U S and foreign) 6 Balances with depository institutions in United States . . . . 7 U.S. branches and agencies of other foreign banks (including IBFs) . . . .. ... 8 Other depository institutions in United States (including IBFs) 9 Balances with banks in foreign countries and with foreign central banks 10 Foreign branches of U.S. banks 11 Other banks in foreign countries and foreign central banks 12 Balances with Federal Reserve Banks . .. 640,113 149,519 2,466 23 92,389 190,135 127,134 0 n.a. 74,037 487,686 130,270 2,309 16 79,885 157,666 109,704 0 n.a. 62,943 65,250 6,344 8 2 4,509 15,068 5,786 0 n.a. 3,990 58,304 1 1 ,733 104 1 7,275 12,960 1 1 ,066 0 n.a. 6,790 87,310 71,028 76,212 60,886 4,273 3,950 6,277 5,878 13 Total securities and loans 1 Total assets4 5,079 .. Total loans, gross, by category 2 7 Real estate loans . . . . 28 Loans to depository institutions 29 Commercial banks in United States (including IBFs) 30 U.S. branches and agencies of other foreign banks . . . . 31 Other commercial banks in United States 32 Other depository institutions in United States (including IBFs) 33 Banks in foreign countries . .. ... 34 Foreign branches of U S banks 35 Other banks in foreign countries . 36 Loans to other financial institutions 37 Commercial and industrial loans 38 U.S. addressees (domicile) 39 Non-U.S. addressees (domicile) 40 Acceptances of other banks 41 U S banks 42 Foreign banks . . . . .. 43 Loans to foreign governments and official institutions (including foreign central banks) 44 Loans for purchasing or carrying securities (secured and unsecured) 45 All other loans 40 998 912 1,796 42 4,343 136 4,275 ]36 51,608 n.a. 46,247 447 45,467 n.a. 1,760 24 1,754 n.a. 4,207 9 4,140 n.a, 52,280 254,921 38,365 53,420 8,498 36,229 1,614 12,540 n.a. 80,256 25,736 11,352 n.a. 4,677 1,145 690 n.a. 2,591 452 478 n.a. n.a. 20,337 n.a. 324 n.a. 36 n.a. 39,891 0 0 12,540 0 0 34,184 0 0 11,352 0 0 3,208 0 0 690 0 0 2,103 0 0 478 0 0 5,476 3,578 319 1,579 44,866 10,406 12,057 22,403 5,088 3,336 299 1,453 785 470 160 156 289 150 20 119 2,598 573 198 1,826 85 85 0 0 282,705 120 282,585 . 236 1,802 42 48,638 1 1 ,635 12,605 24,399 .. 2,057 46,762 1,294 20,880 . 3,673 47,613 1,366 88,203 27,433 .. 3,009 53,096 1,488 52,553 526 20 Federal funds sold and securities purchased under agreements to resell U.S. branches and agencies of other foreign banks Commercial banks in United States Other .. 39,748 8 39,740 174,738 74 174,665 27,017 4 27,013 48,768 25 48,743 7,811 2 7,809 33,646 8 33,638 1,136 0 1,136 40,860 38,181 17,518 15,407 '2,112 275 25,348 9,716 9,162 554 23,036 24,894 9,714 8,473 1,241 94 16,224 5,033 4,625 407 12,215 8,106 6,018 5,847 171 180 5,965 4,032 3,912 120 3,486 1,762 1,491 870 621 0 740 502 502 0 0 20,663 472 20,191 22,839 0 15,632 412 15,220 816 0 15,180 313 14,867 18,783 0 11,192 259 10,933 726 0 2,088 148 1,940 1,411 0 1,933 148 1,785 27 0 271 0 271 2,132 0 238 0 238 23 163,687 144,268 19,419 962 395 568 10,429 44 10,385 88 0 88 94,596 80,940 13,656 696 360 335 7,350 32 7,317 83 0 83 26,268 23,695 2,573 89 16 73 1,554 2 1,552 0 0 0 24,177 23,428 748 59 2 57 353 0 353 0 0 0 55 Total liabilities4 ... .. ... 3,785 2,543 3,035 2,322 198 85 110 20 6,149 5,052 50 159 5,734 2,777 50 129 186 295 0 0 141 1,776 0 0 12,380 58,787 13,393 10,318 3,074 45,395 78,301 88 5,157 n.a. n.a. n.a. 5,157 128,438 10,235 47,394 9,099 6,547 2,552 38,295 62,068 48 4,460 n.a. n.a. n.a. 4,460 100,695 113 4,588 2,958 2,759 198 1,630 6,165 40 455 n.a. n.a. n.a. 455 17,407 2,030 5,714 672 645 28 5,041 2,412 0 196 n.a. n.a. n.a. 196 7,419 78,301 n.a. 62,068 n.a. 6,165 n.a. 2,412 n.a. n.a. 128,438 n.a. 100,695 n.a. 17,407 n.a. 7,419 718,413 46 Assets held in trading accounts 47 All other assets 48 Customers' liability on acceptances outstanding 49 U.S. addressees (domicile) 50 Non-U S addressees (domicile) 5 1 Other assets including other claims on nonrelated parties . . 52 Net due from related depository institutions 5 53 Net due from head office and other related depository institutions 5 54 Net due from establishing entity, head offices, and other related depository institutions 5 IBFs only 54,115 1,562 21 22 23 56 Liabilities to nonrelated parties . . IBFs only 370,788 14 Total securities, book value . 15 U.S. Treasury 16 Obligations of U.S. government agencies and corporations 17 Other bonds, notes, debentures, and corporate stock (including state and local securities) 18 Securities of foreign governmental units 19 A l l other . . . . 24 Total loans, gross . 25 LFSS* Unearned income on loans 26 EQUALS: Loans, net Total including IBFs 318,573 549,754 258,360 71,415 32,475 60,715 20,379 604,161 300,024 494,200 244,947 54,476 32,098 38,153 17,266 141 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 1994'—Continued Millions of dollars except as noted September 30 All states 2 New York Illinois California Item Total excluding IBFs only 3 Total excluding IBFs IBRs only Total excluding IBFs IBFs only Total excluding IBFs 57 Total deposits and credit balances 58 Individuals, partnerships, and corporations U.S. addressees (domicile) , Non-U.S. addressees (domicile) 60 61 Commercial banks in United States (including IBFs) . . 62 U.S. branches and agencies of other foreign banks . . 63 Other commercial banks in United States 64 Banks in foreign countries 65 Foreign branches of U.S. banks 66 Other banks in foreign countries 67 Foreign governments and official institutions (including foreign central banks) 68 All other deposits and credit balances 69 Certified and official checks 151,021 102,347 88,589 13,758 26,021 14,024 11,997 9,089 3,763 5,326 230,640 13,087 287 12,800 69,751 63,919 5,832 125,631 3,564 122,067 129,185 84,521 76,701 7,820 23,298 12,964 10,334 8,850 3,762 5,088 210,373 9,086 287 8,799 65,125 60,026 5,099 117,069 3,229 113,840 4,866 4,230 2,456 1,774 381 77 303 41 0 40 5,321 501 0 501 1,934 1,708 226 2,235 70 2,165 7,835 6,061 5,204 858 1,610 5,610 7,584 370 21,956 214 5,297 6,898 322 18,993 99 188 6 21 652 0 3 131 7 70 Transaction accounts and credit balances (excluding IBFs) 71 Individuals, partnerships, and corporations 72 U.S. addressees (domicile) 73 Non-U.S. addressees (domicile) 74 Commercial banks in United States (including IBFs) . . 75 U.S. branches and agencies of other foreign banks . . 76 Other commercial banks in United States 77 Banks in foreign countries 78 Foreign branches of U.S. banks 79 Other banks in foreign countries 80 Foreign governments and official institutions (including foreign central banks) 81 All other deposits and credit balances 82 Certified and official checks 8,487 6,623 4,811 1,812 46 12 34 935 1 934 6,908 5,334 4,161 1,173 40 9 83 Demand deposits (included in transaction accounts and credit balances) 84 Individuals, partnerships, and corporations U.S. addressees (domicile) Non-U.S. addressees (domicile) Commercial banks in United States (including IBFs) , . U.S. branches and agencies of other foreign banks . . Other commercial banks in United States Banks in foreign countries Foreign branches of U.S. banks Other banks in foreign countries Foreign governments and official institutions (including foreign central banks) All other deposits and credit balances Certified and official checks 96 Nontransaction accounts (including MMDAs, excluding IBFs) . 97 Individuals, partnerships, and corporations 98 • • ° addressees (domicile) . ' ' " U.S. • ' 99 Non-U.S. addressees (domicile) 100 Commercial banks in United States (including IBFs) . . 101 U.S. branches and agencies of other foreign banks ., 102 Other commercial banks in United States 103 Banks in foreign countries 104 Foreign branches of U.S. banks 105 Other banks in foreign countries 106 Foreign governments and official institutions (including foreign central banks) All other deposits and credit balances 107 108 IBF deposit liabilities 109 Individuals, partnerships, and corporations 110 U.S. addressees (domicile) 1! 1 Non-U.S. addressees (domicile) 112 Commercial banks in United States (including IBFs) . . 113 U.S. branches and agencies of other foreign banks . . 114 Other commercial banks in United States 115 Banks in foreign countries 116 Foreign branches of U.S. banks 117 Other banks in foreign countries 1 (8 Foreign governments and official institutions (including foreign central banks) ! 19 All other deposits and credit balances 142 318 1,292 22 0 22 338 31 41 0 40 2 0 2 397 116 370 351 104 322 4 6 21 3 1 7 7,972 6,210 4,644 1,567 38 11 27 900 1 900 6,695 5,203 4,092 1,110 33 9 24 727 1 727 268 201 158 43 0 0 0 40 0 40 341 328 324 4 0 0 0 2 0 2 383 70 370 347 63 322 4 I 21 3 I 7 142,534 95,724 83,777 11,947 25,975 14,013 11,962 8,154 3,761 4,393 122,277 79,187 72,540 6,647 23,258 12,955 10,3(W 8,092 3,761 4,330 4,528 3,966 2,254 1,711 379 77 301 0 0 0 7,481 5,721 4,867 854 1,610 318 1,292 20 0 20 5,213 7,468 4,946 6,794 184 0 2,045 115 340 336 4 0 0 0 758 1 757 10,307 78 0 78 2,424 1,959 466 5,644 250 5,394 353 264 202 62 2 0 2 IBFs only 0 131 230,640 13,087 287 12,800 69,751 63,919 5,832 125,631 3,564 122,067 210,373 9,086 287 8,799 65,125 60,026 5,099 117,069 3,229 113,840 5,321 501 0 501 1,934 1,708 226 2,235 70 2,165 10,307 78 0 78 2,424 1,959 466 5,644 250 5,394 21,956 214 18,993 99 652 0 2,045 115 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 19941—Continued Millions of dollars except as noted September 30 All states 2 New York Illinois California Item Total including IBFs3 120 Federal funds purchased and securities sold under agreements to repurchase 121 U S branches and agencies of other foreign banks 122 Other commercial banks in United States 123 Other . . . 124 Other borrowed money , 125 Owed to nonrelated commercial banks in United States (including IBFs) 126 Owed to U.S. offices of nonrelated U.S. banks 127 Owed to U.S. branches and agencies of nonrelated foreign banks 128 Owed to nonrelated banks in foreign countries 129 Owed to foreign branches of nonrelated U.S. banks 130 Owed to foreign offices of nonrelated foreign banks 131 Owed to others Total including IBFs IBFs only 3 Total including IBFs IBFs only Total including IBFs IBFs Only IBFs only 61,513 11,893 6,370 43,250 107,563 14,732 3,617 522 10,593 49,937 49,508 7,750 3,810 37,948 61,969 9,227 1,673 155 7,400 21,269 5,940 2,503 1,951 1,487 34,183 2,861 1,366 301 1,195 23,447 5,729 1,567 511 3,651 9,133 2,570 575 67 1,928 4,255 36,812 9,114 19,611 1,758 15,252 5,265 5,064 576 17,751 2,809 12,880 997 2,564 698 1,286 166 27,698 30,934 911 30,024 39,816 17,853 28,885 856 28,029 1,440 9,987 16,861 372 16,489 29,856 4,488 15,030 332 14,698 1,174 14,942 10,541 451 10,090 5,892 11,883 10,387 451 9,936 181 1,867 2,892 65 2,827 3,677 1,120 2,885 65 2,820 83 132 All other liabilities 1 33 Branch or agency liability on acceptances executed and outstanding . . . . . 134 Trading liabilities 135 Other liabilities to nonrelated parties 53,424 4,715 43,165 4,078 4,164 469 5,150 135 14,115 0 39,309 n.a. 0 4,715 9,747 0 33,418 n.a. 0 4,078 2,983 0 1,181 n.a. 0 469 684 0 4,466 n.a. 0 135 136 Net owed to related depository institutions 5 137 Net owed to head office and other related depository institutions 5 138 Net owed to establishing entity, head office, and other related depository institutions 5 1 14,253 18,550 55,554 13,414 16,939 377 22,563 3,113 n.a. 16,939 n.a. 22,563 377 n.a. 0 51 11 MEMO 139 Non-interest-bearing balances with commercial banks in United States 140 Holding of commercial paper included in total loans 141 Holding of own acceptances included in commercial and industrial loans . . . ... . ... 142 Commercial and industrial loans with remaining maturity of one year or less . . . . . . . 143 Predetermined interest rates 144 Floating interest rates .. • .... 145 Commercial and industrial loans with remaining maturity of more than one year 146 Predetermined interest rates 147 Floating interest rates 55,554 n.a. n.a. 18,550 n.a. 13,414 1,111 953 0 861 901 A 114,253 3,560 96,943 55,568 41,375 148 Components of total nontransaction accounts, included in total deposits and credit balances of nontransaction accounts including IBFs ... 149 Time CDs in denominations of $100,000 or more 1 50 Other time deposits in denominations of $ 1 00,000 or more 151 Time CDs in denominations of $100,000 or more with remaining maturity of more than 12 months 146,485 1 10,663 26,784 9,037 Total including IBFs1 152 Market value of securities held 153 Immediately available funds with a maturity greater than one day included in other borrowed money 154 Number of reports filed 6 55,248 31,744 23,505 n.a. 0 64,625 544 39,348 1 1 ,056 28,292 Total excluding IBFs IBFs only 3 t i 126,647 95,355 n.a. 23,790 7,502 Total including IBFs IBFs only3 0 n.a. 0 0 32,313 257 98 22 A 15,576 9,258 6,317 n.a. 10,693 3,935 6,758 V Total excluding IBFs IBFs only t i 5,150 2,944 n.a. 1,186 1,019 Total including IBFs IBFs only 0 n.a. 0 0 27,422 124 n.a. 3,113 0 i L 67 702 2,662 66,744 19,743 47,002 Total excluding IBFs3 0 n.a. 15,225 10,358 4,868 n.a. 8,952 3,390 5,561 ir Total excluding IBFs IBFs only t I 7,660 6,071 n.a. 1,165 424 Total including IBFs IBFs only 0 n.a. 0 n.a. if IBFs only t 1 n.a. IBFs only 0 0 3,497 47 n.a. 0 143 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 19941—Continued Millions of dollars except as noted December 31 All states 2 New York IBFs only 3 Total including IBFs " 750,186 333,929 2 Claims on nonreluted parties 1 Cash and balances due from depository institutions . .. 4 Cash items in process of collection and unposted debits . . 5 Currency and coin (U S and foreign) 6 Balances with depository institutions in United States . . . . 7 U.S. branches and agencies of other foreign banks (including IBFs) H Other depository institutions in United States (including IBFs) 9 Balances with banks in foreign countries and with foreign central banks . . ... 10 Foreign branches of U.S. banks 11 Other banks in foreign countries and foreign central bunks 12 Balances with Federal Reserve Banks . 673,304 155,612 2,577 24 94,827 89,456 1 1 Total securities and loans Total including IBFs-1 1 Total assets4 .. Illinois California IBFs only Total including IBFs " IBFs only Total including IBFs 583,513 275,995 70,820 32,047 56,714 17,644 192,311 129,141 0 n.a. 74,381 521,380 138,294 2,407 17 84,118 162,193 113,805 0 n.a. 65,237 65,259 6,059 7 I 4,138 13,862 5,473 0 n.a. 3,614 55,963 9,870 108 1 5,775 11,161 9,128 0 n.a. 5,225 71,466 79,332 62,411 3,853 3,552 5,674 5,200 IBFs only 5,371 2,914 4,785 2,826 284 62 101 25 57,405 1 ,755 54,761 1,513 51,054 1,686 48,568 1,445 3,877 11 1,860 10 3,978 41 3,903 41 55,650 779 53,248 n.a. 49,368 699 47,123 n.a. 1,867 35 1,849 n.a. 3,937 9 3,862 n.a. 379,673 52,377 260,643 38,665 53,802 7,788 37,377 1,707 85,577 24,650 12,239 n.a. 77,938 23,460 1 1 ,049 n.a. 4,368 660 663 n.a. 2,607 427 503 n.a, 20,532 n.a. 19,969 n.a. 341 n.a. 35 n.a. 40,395 0 0 12,239 0 0 34,510 0 0 11,049 0 0 3,36? 0 0 663 0 0 2,145 0 0 503 0 0 59,972 11,218 17,391 31,364 5,659 3,774 250 1 ,635 56,378 9,888 15,971 30,519 5,362 3,562 165 1 ,635 841 514 280 47 102 102 0 0 2,216 626 796 795 no 294,224 127 294,097 40,147 8 40,139 182,786 81 182,705 27,620 4 27,616 49,462 27 49,435 7,128 2 7,125 34,777 7 34,770 1 ,205 0 1,204 39,760 39,168 18,954 16,099 2,855 286 25,357 9,462 9,021 441 22,489 25,945 11,562 9,636 1,926 118 16,336 5,042 4,692 350 12,006 7,416 5,583 5,442 142 16? 5,328 3,684 3,629 55 3,195 1 ,697 1 ,408 7,58 650 0 7K4 554 544 10 22 20,192 455 19,738 24,801 0 15,896 424 15,472 762 22 14,361 446 13,915 20,470 0 1 1 ,294 420 10,875 629 0 1,833 6 K827 1 ,538 0 1,644 3 1,641 28 0 289 0 289 2,214 0 230 0 230 72 171,093 150,954 20,139 891 259 632 10,991 58 10,933 80 0 80 98,228 84,015 14,213 716 215 501 8,003 47 7,957 72 0 72 27,599 24.981 2,617 65 25 40 1,526 3 1,523 0 0 0 25,573 24,755 BIB 65 3 62 329 0 329 0 0 0 3,903 2,451 3,245 2,267 201 78 88 20 8,326 5,101 30 151 7,938 2,579 30 126 196 441 0 0 83 1,858 0 0 10,093 67,954 12,422 9,367 3,055 55,531 76,882 68 5,066 n.a. n.a. n.a. 5,066 141,618 8,945 57,119 8,724 6,094 2,630 48,395 62,133 63 4,297 n.a. n.a. n.a. 4,297 113,803 35 4,521 2,716 2,548 5 494 n.a. n.a. n.a. 494 18,185 1,110 5,390 482 458 24 4,908 751 0 216 n.a. n.a. n.a. 216 6,483 76,882 n.a. 62,133 n.a. 5,561 n.a. 751 n.a. n.a. 141,618 n.a. 113,803 n=a. 18,185 n.a. 6,483 15 Total liabilities4 750,186 333,929 583,513 275,995 70,820 32,047 56,714 17,644 56 Liabilities to nonreluted parties 628,912 307,851 522,950 255,769 53,739 31,675 33,180 13,968 14 Total securities book value 15 U.S. Treasury 16 Obligations of U.S. government agencies and corporations 17 Other bonds, notes, debentures, and corporate stock (including state and local securities) 18 Securities of foreign governmental units 19 All other 20 Federal funds sold and securities purchased under agreements to resell 21 U S . branches and agencies of other foreign bunks ?2 Commercial banks in United States 21 Other 24 Total loans, gross ?5 LHSS' Unearned income on loans 26 KQUALS; Loans, net . . .. Total loans, grosx, by category 21 Real estate loans . .. ?8 Loans to depository institutions 29 Commercial banks in United States (including IBFs) . . . . 30 U.S. branches and agencies of other foreign banks . . . . 11 Other commercial banks in United States 32 Other depository institutions in United States (including IBFs) . 11 Banks in foreign countries .. 34 Foreign branches of U.S. banks 15 Other banks in foreign countries . . 16 Loans to other financial institutions 17 Commercial and industrial loans 38 U.S. addressees (domicile) 19 Non-U S addressees (domicile) . ... 40 Acceptances of other banks 41 U S , banks .. 42 Foreign banks 43 Loans to foreign governments and official institutions (including foreign central banks) 44 Loans for purchasing or carrying securities (secured and unsecured) 45 All other loans . . .. . ... 46 Assets held in trading accounts 47 All other assets 48 Customers' liability on acceptances outstanding .. 49 U.S. addressees (domicile) 50 Non-U.S. addressees (domicile) 5 1 Other assets including other claims on non related parties *. . . 52 Net due from related depository institutions^ 53 Net due from head office and other related depository institutions^ .. 54 Net due from establishing entity, head offices, and other related depository institutions'* 144 \m 1 ,805 5,561 KM) 10 0 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 19941—Continued Millions of dollars except as noted December 31 All states2 New York Illinois California Item Total excluding IBFs' IBFs only 3 Total excluding IBFs IBFs only 57 Total deposits and credit balances 58 Individuals, partnerships, and corporations 59 U.S. addressees (domicile) 60 Non-U.S. addressees (domicile) 61 Commercial banks in United States (including IBFs) . . 62 U.S. branches and agencies of other foreign banks . . 63 Other commercial banks in United States 64 Banks in foreign countries 65 Foreign branches of U.S. banks 66 Other banks in foreign countries 67 Foreign governments and official institutions (including foreign central banks) 68 All other deposits and credit balances 69 Certified and official checks 151,728 100,734 86,859 13,875 27,973 15,127 12,846 9,395 2,809 6,586 237,893 13,111 152 12,959 71,327 65,571 5,756 134,143 5,673 128,469 128,473 81,957 74,222 7,735 25,325 14,049 11,276 8,954 2,709 6,245 219,681 8,856 152 8,704 66,485 61,410 5,076 127,100 5,340 121,760 5,218 4,534 2,611 1,924 365 134 231 96 0 96 5,966 551 0 551 2,612 2,149 463 2,211 82 2,129 8,132 6,113 5,267 847 !,835 591 1,244 121 100 21 7,153 20 0 20 1,935 5,044 8,224 359 19,208 104 4,711 7,227 300 17,134 104 189 8 25 592 0 2 53 1,197 0 70 Transaction accounts and credit balances (excluding IBFs) 71 Individuals, partnerships, and corporations 72 U.S. addressees (domicile) 73 Non-U.S. addressees (domicile) 74 Commercial banks in United States (including IBFs) . . 75 U.S. branches and agencies of other foreign banks . . 76 Other commercial banks in United States 77 Banks in foreign countries 78 Foreign branches of U.S. banks 79 Other banks in foreign countries 80 Foreign governments and official institutions (including foreign central banks) 81 All other deposits and credit balances 82 Certified and official checks 8,376 6,305 4,562 1,743 90 19 71 1,048 9 1,039 6,677 4,983 3,916 1,066 80 17 63 796 9 787 441 484 90 359 444 74 300 5 8 25 2 2 7,849 5,921 4,410 9 990 6,450 4,866 3,860 1,006 56 16 39 754 9 745 368 240 186 54 0 0 0 95 0 95 319 305 300 5 0 0 0 I 0 469 40 359 443 32 300 4 2 25 143,352 94,429 82,297 12,132 27,882 15,107 12,775 8,347 2,800 5,548 121,796 76,975 70,306 6,669 25,245 14,032 11,212 8,158 2,700 5,458 4,777 4,232 2,374 1,859 360 134 226 0 0 0 7,801 5,796 4,954 841 1,835 591 1,244 120 100 20 4,560 8,134 4,267 7,153 185 0 0 51 83 Demand deposits (included in transaction accounts and credit balances) 84 Individuals, partnerships, and corporations U.S. addressees (domicile) Non-U.S. addressees (domicile) Commercial banks in United States (including IBFs) . . U.S. branches and agencies of other foreign banks . . Other commercial banks in United States . Banks in foreign countries Foreign branches of U.S. banks Other banks in foreign countries Foreign governments and official institutions (including foreign central hanks) All other deposits and credit balances Certified and official checks 96 Nontransaction accounts (including MMDAs, excluding IBFs) Individuals, partnerships, and corporations U.S. addressees (domicile) . 99 Non-U.S. addressees (domicile) 100 Commercial banks in United States (including IBFs) . . 101 U.S. branches and agencies of other foreign banks . . 102 Other commercial banks in United States 103 Banks in foreign countries 104 Foreign branches of U.S. banks 105 Other banks in foreign countries 106 Foreign governments and official institutions (including foreign central banks) 107 All other deposits and credit balances 97 108 IBF deposit liabilities 109 Individuals, partnerships, and corporations no -• - •• U.S. addressees (domicile) , Ill Non-U.S. addressees (domicile) 112 Commercial banks in United States (including IBFs) . . 113 U.S. branches and agencies of other foreign banks . . 114 Other commercial banks in United States 115 Banks in foreign countries 116 Foreign branches of U.S. banks 117 Other banks in foreign countries 118 Foreign governments and official institutions (including foreign central banks) 119 All other deposits and credit balances 1,510 61 19 42 1,000 Total excluding IBFs IBFs only Total excluding IBFs IBFs only 1,733 202 4,001 228 3,773 331 318 312 5 0 0 0 302 237 65 6 0 5 96 0 96 1 0 1 237,893 13,111 152 12,959 71,327 65,571 5,756 134,143 5,673 128,469 219,681 8,856 152 8,704 66,485 61,410 5,076 127,100 5,340 121,760 5,966 551 0 551 2,612 2,149 463 2,211 82 2,129 7,153 20 0 20 1,935 1,733 202 4,001 228 3,773 19,208 104 17,134 104 592 0 1,197 0 145 64. Assets and liabilities of U.S. branches and agencies of foreign banks, 19941—Continued Millions of dollars except as noted December 3 1 All states2 California New York Illinois Item Total including IBFs3 1 20 Federal funds purchased and securities sold under agreements to repurchase 121 U.S. branches and agencies of other foreign banks 122 Other commercial banks in United States 123 Other 124 Other borrowed money ! 25 Owed to non related commercial banks in United States (including IBFs) 126 Owed to U S offices of nonrelated U S banks 1 27 Owed to U.S. branches and agencies of nonrelated foreign banks .. . . . . 128 Owed to nonreluted banks in foreign countries 129 Owed to foreign branches of nonrelated U.S. banks 1 30 Owed to foreign offices of nonrelated foreign banks 1 3 1 Owed to others .... Total including IBFs IBFs only 3 Total including IBFs IBFs only Total including IBFs IBFs only IBFs only 66,592 9,897 6,226 50,469 109,493 12,220 2,835 291 9,094 52,871 58,828 7,498 4,107 47,222 62,576 8,255 1,324 47 6,884 23,684 4,257 1,516 1,555 1,186 34,232 2,059 973 194 892 23,144 3,200 740 486 1,973 9,756 1,814 449 50 1,315 4,833 36,162 8,483 19,847 2,134 15,249 4,666 5,600 687 16,688 2,899 11,997 1,184 2,717 506 1,650 215 27,679 32,963 1,364 31,599 40,368 17,713 31,086 1,269 29,818 1,938 10,583 18,089 645 17,444 29,238 4,913 16,481 586 15,895 1,603 13,789 11,077 459 10,618 6,467 10,813 10,909 449 10,460 238 2,211 3,136 191 2,945 3,903 1,435 3,086 191 2,895 97 132 All other liabilities ... 1 33 Branch or agency liability on acceptances executed and outstanding , . . . 134 Trading liabilities , . 135 Other liabilities to nonrelated parties . . . . 63,206 4,867 53,392 4,149 4,067 506 4,939 168 12,910 0 50,296 n.a. 0 4,867 9,126 0 44,265 n.a. 0 4,149 2,730 0 1,338 n.a. 0 506 517 0 4,422 n.a. 0 168 136 Net owed to related depository institutions*** 1 37 Net owed to head office and other related depository institutions*' .. 138 Net owed to establishing entity, head office, and other related depository institutions'* 121,274 26,078 60,563 20,226 17,080 372 23,534 3,676 121,274 n.a. 60,563 n.a. 17,080 n.a. 23,534 n.u. n.a. 26,078 n.a. 20,226 n.a. 372 n.a, 3,676 1,175 1,304 0 890 1,258 0 127 II 0 39 15 0 MhMO 139 Non -interest-bearing balances with commercial banks in United States . . .... 140 Holding of commercial paper included in total loans 141 Holding of own acceptances included in commercial and industrial loans .. 142 Commercial and industrial loans with remaining maturity of one year or less . 141 Predetermined interest rates 144 Floating interest rates . 145 Commercial and industrial loans with remaining maturity of more thun one year . ..... 146 Predetermined interest rates 147 Floating interest rates 4,557 103,358 59,104 44,254 148 Components of total nontransaction accounts, included in total deposits and credit balances of nontransaction accounts, including IBFs 149 Time CDs in denominations of $100, OCX) or more 1 50 Other time deposits in denominations of $ 1 00,000 or more .. 151 Time CDs in denominations of $ 1 00,000 or more with remaining maturity of more than 12 months 146,538 109,146 28,822 . 8,570 Total including IBFs3 152 Market value of securities held . 153 Immediately available funds with a maturity greater than one day included in other borrowed money 154 Number of reports filed 6 146 58,303 33,330 24,974 n.a. 16,495 9,535 6,960 n.a. Total excluding IBFs IBFs only1 t I 125,535 93,532 n .a. 24,921 7,082 Total including IBFs IBFs only3 26 16,857 11,316 5,541 n.a. •11,104 3,307 7,797 39,925 10,781 29,144 67,735 18,741 48,995 Total excluding IBFs1 998 3,439 Total excluding IBFs IBFs only t l 5,268 3,021 n.a. 1,270 977 Total including IBFs IBFs only 8,716 3,306 5,410 Total excluding IBFs IBFs only t 1 n .a, 7,945 5,567 1,968 411 Total including IBFs IBFs only n.a. V IBFs only t l n.a. IBFs only 0 0 0 0 0 0 0 0 64,457 541 n.a. 0 31,000 255 n.a. 0 27,419 124 n.a. 0 4,620 47 n.u. 0 Part 2—Special Tables 65. Statement of condition of each Federal Reserve Bank, 19941 Millions of dollars Item Boston Total San Phila- Cleve- RichSt. Minne- Kansas Dallas Frandelphia land mond Atlanta Chicago Louis apolis City cisco New York ASSETS 429 168 23 89 210 186 21 453 377 28 0 I 102 11 416 199 22 20 145 80 156 138 0 341 () 11 051 8 018 553 320 223 15 6 19 Federal agency obligations 5 Bought outright 6 Held under repurchase agreement 3,637 1 025 190 0 1,344 1 025 U.S. Treasury securities 1 Bought outright 2 8 Held under repurchase agreement 364,519 9 565 19,082 134,693 14,256 22,978 29,138 16 293 o o o o 9 565 41 758 14 497 8 028 15,637 H 786 14,373 0 . . 378,969 19,278 146,627 14,416 23,207 29,428 16,484 42,193 14,731 8,119 15,813 13,924 34,750 I 2 3 4 Gold certificate account Special drawing rights certificate account Coin Loans . . . 9 Total loans and securities 51 1 4 134 2 808 o 393 303 19 17 660 556 17 542 318 47 28 1 217 I 036 o 902 652 56 0 142 229 291 163 417 0 o o o o 23 IB o o o o o o o o 904 11 11 0 649 137 797 1 247 6 274 10 529 5,853 19,788 170 755 18,833 25,400 33,080 22 573 47 638 20 698 7 870 16,154 16 086 38,122 454,642 22,868 1 74,495 18,463 26,124 35,331 23,368 48,257 21,908 8,044 30 789 7,161 250 Other asxets 12 Denominated in foreign currencies*1 13 Other . • 14 Interdistrict Settlement Account 293 93 436 998 .. 5 199 1 076 22 031 32 365 10 Items in process of collection 1 1 Bank premises 1 214 0 5 0 -2,203 15 Total assets 332 47 269 46 392 134 736 1 448 1 480 1 090 1 978 2 382 2,232 -1,332 -867 753 64 509 112 195 30 380 46 370 54 513 157 544 156 829 1 593 1 206 2 072 2 525 481 588 2 496 3 596 815 785 1 190 1 937 4 118 = 1 872 - 1 0484 038 - 1 897 1 ,929 - 1 301 1,685 - LIABILITIES 16 Federal Reserve notes 17 18 19 20 21 Deposits Depository institutions U.S. Treasury, General accounts Foreign, Official accounts All other4 Total deposits 7 105 7,161 149 1 492 0 5 26 1 814 2 782 0 0 9 10 41 876 23 Other liabilities and accrued dividends 5 24 Total liabilities 363 1 250 14 779 4,459 22 Deferred credit items 31 39 076 284 551 32 222 228 1 843 183 257 4 592 429,631 1,523 3 018 0 13 15,280 16,819 43,685 3 397 0 16 941 0 1 612 0 4 1 337 0 5 23 2 140 4 918 0 0 21 10 70 29 147 1,864 2,862 3 060 3 561 23 966 15 631 1,365 447 561 496 158 380 358 312 640 332 217 479 175 110 205 168 195 19,509 168,780 18,511 24,885 32,487 21 891 26 80 2 176 5,017 46 800 20 528 7,673 15,876 15 592 37,098 CAPITAL ACCOUNTS 3 683 3,683 25 Capital paid in 26 Surplus 27 Total liabilities and capital accounts 139 139 436,998 19,788 170,755 18,833 25,400 33,080 22,573 47,638 20,698 7,870 16,154 16,086 38,122 454,642 22,868 174,495 18,463 26,124 35,331 23,368 48,257 21,908 8,044 73 137 5 121 381,505 17,747 11 051 8,0! 8 553 511 988 988 161 161 258 258 296 296 341 341 419 419 85 85 98 98 119 139 247 247 512 512 FEDERAL RESERVE NOTE STATEMENT 28 Federal Reserve notes issued to Reserve Bank by Federal Reserve agent and outstanding 29 LESS: Notes held by issuing Bank and forwarded for redemption 30 Federal Reserve notes, net 5 Collateral held by Federal Reserve agent for notes issued to Bank 3 1 Gold certificate account 32 Special drawing rights certificate account 1 690 5 315 5 992 2 679 1 491 151,607 16,773 22,543 28,847 18,053 42,265 19,229 6,553 22 888 4 134 2,808 393 303 3,581 660 556 6,484 902 652 542 318 .1 217 1 036 429 168 230 186 15,280 16,819 43,685 1,333 3 901 12,662 13,947 12,916 31,023 416 199 453 377 1 102 904 33 U.S. Treasury and federal agency securities 364,519 19,082 134,693 14,256 22,978 29,138 16,293 41,758 14,497 8,028 34 Total collateral 383,588 20,146 141,635 14,952 24,194 30,692 17,153 44,011 15,094 8,444 16,272 14,616 36,379 15,637 13,786 34,373 149 66. Income and expenses of Federal Reserve Banks, 1994* Dollars Item Total Boston New York Philadelphia Cleveland Richmond CUKRBNT INCOMK 11,451,765 .... ... . 6 Total 120,337 605,303 162,271 137,807 343,008 19,247,074,249 894,500,875 734,434,991 23,280,497 1,035,627,770 32,311,828 39,895,330 438,010 7,062,943,725 255,017,462 101,971,655 18,225,155 741,805,133 30,174,859 39,055,693 511,054 1,227,039,616 58,356,750 45,499,574 401,259 1,518,935,701 60,179,649 62,684,004 556,485 20,910,742,377 1 Loans , 2 U.S. Treasury and federal agency securities 1 Foreign currencies . . 4 Priced services 5 Other 1,108,393,275 7,438,763,300 811,709,010 1,331,435,006 1,642,698,846 944,920,187 187,162,458 27,575,957 42,598,270 49,315,104 78,557,899 9,904,033 55,642,796 56,068,356 16,525,760 1,242,715 2,194,912 1,974,356 4,559,126 454,588 3,049,682 196,203,006 55,751,627 4,992,712 5,991,764 10,002,097 11,044,154 2,012,721 10,237,995 50,387,881 15,725,445 484,548 2,251,001 2,029,984 3,575,590 419,309 3,467,055 49,201,442 13,502,945 1,657,240 2,287,996 1,841,212 6,064,350 776,526 3,147,270 99,771,610 26,214,572 11,514,202 5,082,791 19,997,993 7,228,865 1,080,412 6,647,627 CURRENT EXPKNSKS 7 8 9 10 11 )2 13 14 Salaries and other personnel expenses Retirement and other benefits 2 ..... Fees Travel .... Software expenses Postage und other shipping costs Communications Materials und supplies 15 16 17 18 19 Building expenses Taxes on real estate Property depreciation Utilities Rent Other 26,681,714 47,938,118 31,645,531 29,463,710 25,584,876 3,614,636 3,724,751 2,724,623 680,241 647,282 4,347,904 8,002,578 6,320,932 12,973,873 5,074,716 1,867,562 2,100,187 2,976,331 354,159 1,443,785 1,465,662 2,117,727 1,877,055 355,762 759,222 2,225,152 5,337,327 3,195,531 7,724,761 2,596,436 20 21 22 23 Equipment Purchases Rentals Depreciation Repairs and maintenance 7,748,282 30,497,363 129,680,117 69,539,516 212,500 559,597 4,142,715 4,546,252 1,664,397 5,275,273 20,265,464 10,908,975 320,268 651,514 5,602,209 3,378,430 273,846 944,156 4,546,422 4,058,804 691,813 2,805,054 53,835,370 12,396,989 24 25 26 27 28 Earnings-credit costs Other Shared costs, net3 Recoveries Expenses capitalized 4 223,623,378 41,445,945 -8,427 -49,955,735 = 3,266,552 14,492,606 2,398,038 5,189,184 -9,381,171 -223,564 50,935,940 7,760,585 2,100,213 -6,586,910 = 18,008 26,331,165 1,383,971 8,299,738 -3,099,775 = 185,435 12,381,212 2,948,146 8,245,703 -2,472,694 -315,556 13,602,462 4,868,700 -77,255,676 -11,650,370 -985,637 2,006,294,540 119,397,185 425,262,108 129,764,902 115,664,448 196,925,984 -210,966,197 1,795,328,343 -10,872,323 108,524,862 -43,915,081 381,347,027 -18,540,342 111,224,560 19,524,831 96,139,617 -16,949,397 179,976,587 19,115,414,033 999,868,414 7,133,063,119 700,484,451 1,235,295,386 1,462,722,259 Additions to and deductions from current net income* 33 Net profit on foreign exchange transactions . 34 Other additions . .... 35 Total additions 2,422,626,091 167,302 2,422,793,393 87,608,162 20,757 87,628,919 689,950,602 42,821 689,993,424 81,003,004 3,411 81,006,415 159,216,132 33,927 159,250,059 162,752,518 22,196 162,774,714 36 Losses on sales of U.S. Treasury and federal agency securities ,,,,. 37 Other deductions 38 Total deductions ..... 39 Net additions to current net income 40 Cost of un reimbursed Treasury services , . . , -24,285,820 - 568,357 -24,854,177 2,397,939,216 34,077,119 -1,237,875 -9,425 -1,247,300 86,381,619 1,582,808 -9,095,296 -71,358 = 9,166,654 680,826,769 3,234,295 = 955,915 -1,915 = 957,830 80,048,585 1,977,891 -1,510,11? -5,063 -1,515,180 157,734,879 1 ,964,554 -1,950,982 -15,049 1,966,031 160,808,682 4,152,969 146,866,100 368,187,068 5,334,800 18,471,633 41,453,600 144,484,979 5,139,600 13,944,751 9,693,400 21,583,556 UU22.KUO 30,012,475 20,964,222,962 1,060,860,792 7,624,717,014 759,470,794 1,359,788,755 1,579,242,698 212,090,446 7,849,562 58,789,295 8,328,151 14,283,474 15,506,612 20,470,010,815 1,036,570,880 7,546,939,469 703,722,593 1,311,506,031 1,495,895,736 282,121,700 3,401,205,000 3,683,326,700 16,440,350 122,966,000 139,436,350 18,988,250 968,644,500 987,632,750 47,370,050 113,722,800 161,092,850 33,999,250 223,528,800 257,528,050 67,840,350 228,493,650 296,334,000 29 Total 30 31 .. .... Reimbursements Net expenses ..... PROFIT AND Loss 32 Current net income . Assessments hy Board 41 Board expenditures^ 4 2 Cost o f currency . . . » 43 Net income before payment to U.S Treasury 44 Dividends paid 45 Payments to U.S. Treasury (interest on Federal Reserve notes) ... 46 Transferred to surplus 47 Surplus January 1 48 Surplus December 31 . 150 . 66. Income and expenses of Federal Reserve Banks, 19941—Continued Dollars Item Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco CURRENT INCOME 493 320 2 163 233 4 162 092 1 360 596 297 759 61 1 223 2,199 668 608 102,461,570 98 049,361 917,915 737 665 726 19,591,450 3 1 044 338 173,124 425 703 449 23,864,206 42 442 6 1 6 313,113 794 847 62 1 33,554,134 48 063 890 132,808 749 205 127 64,548,577 49 45 1 009 305,767 1 919 419 883 130,257,077 78 131,275 936,251 1,017,405,326 2,402,091,270 790,637,871 496,485,476 877,959,049 863,808,239 2,129,355,709 84,805,710 24,520,053 1 033 191 4,244,869 1 722 141 10,431,098 1 085 133 5,659,885 99,602,062 27,086,283 900,061 5,010,872 4 278 412 9,464,009 792 643 5,864,842 42,365,910 13,039,245 572 218 2,032,010 I 550 692 3 94 1 ,3 1 8 544 558 3 198,774 45,520,899 11,224,125 1,621 141 2,784,300 ] 465 044 5,830,365 573 068 2,226,063 56,557,572 17,249,540 801 260 2,934,677 620 634 6,121,255 794 130 3,410,405 55,425,373 14,707,212 1 285 179 2,889,822 1 024 256 4 569,037 756 087 3 520,298 109,010,366 27,262,496 1 ,47 1 ,490 4,902,256 2 808 283 5,728,732 614 858 5,212,900 1 653 805 3,830,213 2 200 612 3,419,479 2 527 942 4 075 397 5,236,287 2 260 465 1 ,979,022 5 532 700 466 093 2 253,537 1 570 841 393,176 844 645 1 142 673 867 708 965 054 765,617 757 560 817 788 3,269,235 1 450 054 360,366 888 823 2 4 2 1 1 443 424 85 1 407 196 2 640 599 6,396,144 3 608 1 82 232,847 2 620,569 772,582 1 964 123 6,160,159 7 104 438 1 ,268,260 1 3 070 025 14,886,073 1 1 263 207 227,140 653 774 2,196,948 2 2 1 7 237 777,422 1 003 038 3,416,960 2 873 420 476,973 824 373 2,263,032 1 894 9 1 5 442,845 838 056 4,221,544 2 775 780 620,236 1,()08,38() 8,143,221 6,121,069 12,822,589 3 834 591 14 882 358 -2,436,378 -318 585 6 Total 993 8 1 6 834 2 1 1 89 1 84,183,313 98 146 246 369,556 1 Loans 2 U.S. Treasury and federal agency securities 3 Foreign currencies 4 Priced services 5 Other 43,386,374 5 219 182 - 11,187,200 -3,076,173 - 177,022 4 865,480 1 721 992 9 767 HO - 1 ,298,992 -49 166 5,388,886 1 560 62 1 4,839 823 -890,743 -403 474 9,729,331 2 553 768 1 837,226 = 704,311 -46! ,5 10 10 150 839 2 91 1 279 13 407 330 -4,165,567 -95 331 19,136,494 4 ?85 072 6,865,684 -3,992,651 -33,264 93,065,540 94,309,570 126,689,536 126,242,360 CURRKNT EXPENSES 7 8 9 10 11 12 13 14 Salaries and other personnel expenses . . . Retirement and other benefits2 , Fees Travel Software expenses Postage and other shipping costs Communications Materials and supplies Building expenses 1 5 Taxes on real estate 16 Property depreciation 17 Utilities 18 Rent 19 Other 20 21 22 23 Equipment Purchases Rentals Depreciation Repairs and maintenance 24 25 26 27 28 Earnings-credit costs Other Shared costs, net3 Recoveries Expenses capitalized4 .. 191,920,008 30 31 Reimbursements Net expenses 246,735,781 -15,630,676 176 289 332 29 Total -20,324,772 226 41 1 009 -11 155 769 - 13,213 124 - 16,617,685 81 909 77 1 8 1 096 446 1 10 071 851 364 802 495 224 89! -8 164 126 1 18 078 234 215,963,963 - 16,058,071 199 905 892 PROFIT AND Loss 841 15 994 2,175,680,261 708 728 100 415 389029 767 887,197 745 730 004 1 929,449,817 Additions to and deductions from current net income* 33 Net profit on foreign exchange transactions 34 Other additions 35 Total additions 227 876 525 2,914 227 879,439 277 694 924 3,849 277,698,773 52 906 366 64 706 75 1 52 906 420 64 707 5 1 1 91 171 971 5,876 91 177 848 175 247 308 28,434 175 275 742 352 491 827 2,304 352,494,131 36 Losses on sales of U.S. Treasury and federal agency securities 37 Other deductions 38 Total deductions 39 Net additions to current net income . . . 40 Cost of unreimbursed Treasury services . -1,105,682 -407,261 - 1,512,943 226,366,495 3,400,380 -2,773,780 - 14,980 -2,788,760 274,910,012 4,178,104 -988,263 -6,880 -995,143 51,911,277 1,821,363 -530,487 -5,681 -536,168 64,171,343 2,326,810 -1,066,735 -6,959 - 1,073,694 90,104,154 2,570,802 = 893,336 1 1 ,044 -904,380 174,371,362 2,111,552 = 2,177,351 » 12,741 = 2,190,092 350,340,039 4,755,590 13 789 600 16,015,448 16 877 600 44,47 1 , 1 99 3 224 000 14,993,718 3 925 500 7,544,729 5 500400 15,534 956 1 0 489 600 12 949,921 21 315 200 28,179,703 1,034,277,061 2,385,063,370 740,600,296 465,763,333 834,385,193 894,550,293 2,225,503,363 19 776 874 24,284,767 4 764 528 5 684 644 7 930 022 14 637 864 30,254,653 45 Payments to U.S. Treasury (interest on Federal Reserve notes) 993 406,487 2,331,628,353 725 337 918 452 660 839 815 269 571 879 1 16 729 2,177,906,210 46 Transferred to surplus 47 Surplus, January 1 48 Surplus December 31 21,093,700 319,923,400 341,017 100 29,150,250 389,865,100 419,015,350 10,497,850 74,277,000 84 774 850 7,417,850 90,843,950 98,261 800 1 1,185,600 127,999,350 139,184 950 795,700 246,035,500 246 83 1 200 17,342,500 494,874,950 512,217,450 32 Current net income Assessments by Board 41 Board expenditures'* 42 Cost of currency , 43 Net income before payment to U.S. Treasury 44 Dividends paid . .... 53 761 151 67. Banks and branches—Number in operation, by state, 1994 Number maintaining branches or additional offices Commercial banks and state -chartered savings banks State chartered savings banks Commercial banks State-chartered savings banks Commercial banks Jurisdiction Total Total Non member Member Total National State Insured Noninsured 1 Insured Noninsured Non member Member Total Noninsured Insured Noninsured & i »- Insured 11,270 10,740 3,126 984 6,331 299 530 0 6,974 6,621 2,072 653 3,862 34 353 0 AUiburnu Alaska Arizona Arkansas California 210 10 41 262 399 210 9 41 262 399 48 4 13 78 134 20 1 5 12 34 140 3 16 169 208 2 1 7 3 23 0 1 0 0 0 0 0 0 0 0 151 7 30 196 308 151 7 30 196 308 35 4 9 66 93 13 0 5 9 27 103 t) 0 1 « II 0 0 0 0 0 0 0 Colorado Connecticut Delaware District of Columbia . . . . Florida 280 99 44 280 49 43 130 15 17 43 0 0 100 31 22 7 3 4 0 50 1 0 0 0 132 79 20 132 31 19 64 9 8 22 0 0 46 2"> 0 0 0 0 48 1 18 384 18 384 16 131 0 70 2 168 0 15 0 0 0 0 13 287 13 287 12 104 0 60 122 0 0 0 t) t) t) t) Georgia Hawaii Idaho Illinois Indiana 388 10 19 981 234 388 10 19 934 225 70 2 6 260 62 14 0 2 71 24 303 5 11 579 137 0 0 0 0 0 248 8 15 509 192 248 8 15 501 185 51 2 5 165 56 8 0 2 40 19 189 5 8 293 0 3 0 24 2 0 0 0 47 9 0 0 0 8 7 0 0 0 0 Iowa Kansas Kentucky Louisiana Maine 519 466 290 207 41 519 466 290 202 24 76 130 75 36 7 39 18 8 5 3 402 310 204 159 2 8 3 2 3 0 0 0 5 17 0 0 0 0 0 284 208 225 162 37 284 208 225 162 21 50 72 62 31 6 23 10 6 4 3 211 126 157 127 11 0 0 0 0 0 0 0 0 16 0 0 0 0 0 Maryland Massachusetts . . . . Michigan . . . . . . . Minnesota Mississippi 100 163 203 566 114 98 59 203 566 112 23 26 46 !36 24 17 1 37 26 2 54 31 117 398 86 4 1 3 6 0 2 104 0 0 2 0 0 0 0 0 84 137 171 271 92 84 42 171 271 92 20 20 42 83 22 15 I 34 9 I 49 21 95 178 69 0 0 0 0 95 t) 0 0 0 0 0 0 0 Missouri Montana Nebraska Nevada New Hampshire . . . 485 115 355 25 55 481 115 355 25 33 61 32 102 7 8 32 41 19 3 1 381 41 231 4 0 0 0 22 0 0 0 0 0 322 26 138 13 36 322 26 138 13 18 44 10 55 3 6 24 II 13 2 1 253 5 70 8 9 1 16 7 1 3 4 8 0 0 0 2 0 0 0 0 18 0 0 0 0 0 New Jersey New Mexico New York North Carolina . . . . North Dakota 134 72 270 120 141 102 72 220 69 141 36 30 73 14 27 6 5 36 3 3 47 35 66 50 110 13 2 45 2 1 32 0 50 51 0 0 0 0 0 0 97 59 170 63 7! 76 59 123 57 71 35 27 56 11 18 5 4 24 3 2 35 28 38 43 51 1 0 5 0 0 21 0 47 6 0 0 0 0 0 0 Ohio Oklahoma Oregon Pennsylvania Rhode Island 288 360 50 315 15 261 360 48 267 12 !23 124 6 128 2 53 26 7 41 0 84 202 31 77 5 1 8 4 2! 5 27 0 2 48 3 0 0 0 0 0 206 171 36 238 9 194 171 34 201 6 98 71 4 103 2 37 I) 5 28 0 59 88 25 70 3 0 0 0 1 12 0 2 37 3 0 0 0 0 0 South Carolina . . . . South Dakota Tennessee Texas Utah 76 121 257 1,000 35 76 121 257 992. 35 23 21 46 479 8 4 21 5 49 8 48 78 200 453 16 i 1 6 11 3 0 0 0 8 0 0 0 0 0 0 57 63 195 495 23 57 63 195 491 23 22 9 40 210 7 3 13 4 25 6 32 41 151 256 10 0 0 0 0 0 0 0 0 4 0 0 0 0 0 Vermont Virginia Washington West Virginia . . . . Wisconsin . . . . . . . 26 167 112 122 429 21 166 97 122 405 9 33 20 44 85 0 105 2 20 21 11 27 64 58 294 5 0 0 0 0 0 23 136 75 94 261 18 136 62 94 251 8 27 12 38 58 0 87 I 17 11 HI 22 47 39 181 0 0 2 0 5 0 13 t) 10 0 0 0 0 0 4 1 0 *> 13 0 0 f) 0 0 0 0 0 United States Wyoming Puerto Rico Virgin Islands . . . . 152 55 20 2 55 20 2 20 0 0 20 0 13 15 1 1 11 0 5 2 4 15 0 24 0 0 0 0 0 0 16 15 0 16 15 0 7 0 0 15 121 177 TT i no 1 1 0 3 0 1 1 0 1 1 1 0 t) 0 0 0 t) {) 67. Banks and branches—Number in operation, by state, 1994—Continued Branches and additional offices1 Class of bank State-chartered savings banks Commercial banks Jurisdiction Total Member Nonmember State Insured Noninsured Insured National Noninsured Total United States . 58,082 54,828 28,522 8,022 18,194 90 3,254 0 Alabama Alaska Arizona Arkansas California 1,032 126 776 734 4,016 1,032 126 776 734 4,015 336 99 504 358 2,066 135 0 46 31 526 56! 27 224 345 1,399 0 0 2 0 24 0 0 0 0 1 0 0 0 0 0 Colorado Connecticut Delaware District of Columbia Florida 446 1,043 178 168 3,048 446 503 173 168 3,040 288 327 44 163 1,822 72 0 0 0 538 86 176 129 5 679 0 0 0 0 0 540 5 0 8 0 0 0 0 0 Georgia Hawaii Idaho Illinois Indiana 1,464 175 312 1,611 1,642 1,464 175 312 1,597 1,621 900 149 715 965 115 0 97 125 84 449 161 66 752 572 0 3 0 5 0 r" 0 0 0 14 21 0 0 0 0 0 Iowa Kansas Kentucky Louisiana Maine . 695 599 1,040 1,062 439 695 599 1,040 1,062 311 186 321 428 491 60 57 16 158 48 120 452 262 454 523 130 0 0 0 0 0 0 0 0 128 0 0 0 0 0 Maryland Massachusetts Michigan Minnesota .. . Mississippi 1,260 1,506 2,354 652 889 1,260 893 2,354 652 889 627 495 979 356 338 210 5 762 14 0 423 392 613 281 551 0 0 613 0 {) t) 0 0 0 0 0 Missouri Montana Nebraska Nevada New Hampshire 1,106 84 395 247 327 1,106 84 395 247 142 424 22 198 87 21 89 56 27 85 36 589 6 170 74 82 0 3 0 0 0 {) 185 New Jersey New Mexico New York North Carolina North Dakota 2,408 375 3,950 2,277 182 2,!78 375 3,530 2,253 182 1,666 191 1,153 952 72 112 15 1,753 170 5 399 169 614 1,131 105 0 10 0 0 230 0 420 24 0 Ohio Oklahoma Oregon Pennsylvania Rhode Island 2,948 530 750 3,797 277 2,906 530 716 3,462 185 2,226 307 368 1,971 91 397 62 7 672 0 283 159 340 818 82 0 2 1 1 12 South Carolina South Dakota Tennessee Texas Utah 947 215 1,397 2,543 406 947 215 1,397 2,448 406 654 89 816 1,579 298 6 36 17 55 37 287 90 564 814 71 221 1,963 1,475 425 1,068 191 1,963 1,105 425 1,001 64 919 636 275 364 0 941 6 57 56 61 426 15 61 426 15 16 25 10 3 160 3 Vermont Virginia Washington West Virginia Wisconsin Wyoming Puerto Rico Virgin Islands . . , 1 1 1 0 1 0 4 0 0 1 f) 0 t) t) {) {) 0 0 0 42 t) 34 335 92 0 0 0 0 0 0 0 0 0 95 0 0 0 0 127 103 459 93 572 0 0 4 0 9 30 0 370 0 67 0 0 0 0 0 42 237 2 0 4 0 0 0 0 0 0 0 • f) 0 0 0 f) 0 153 68. Changes in number of banking offices in the United States during 1994 A. Head offices State-chartered savings banks2 Commercial banks' Total Item Member1-4 Nonmember 4 ' 5 Total Insured Total 1 Number, December 31, 1994 National State Total Noninsured Insured Non insured 6,613 291 513 0 11,753 11,240 4,336 3,357 979 6,904 66 -59 66 -57 22 -20 17 -19 5 -1 44 -37 25 -24 19 - 13 0 -----. 2 0 0 -46 47 5 -282 1 =-274 -282 -1 -282 0 2 8 19 38 17 0 0 0 984 6,630 6,331 299 530 0 CHANOK IN NUMBER DURING 1994 2 New banks . . 3 Ceased bunking operations'* Consolidations and absorptions 4 Bunks converted into branches 7 5 Other8 . . 6 Net change , -537 47 -483 -500 -226 -190 -39 -231 11,270 7 Number, December 31, 1993 -518 10,740 4,110 3,126 -236 9 8 B. Branches and additional offices State-chartered savings banks 3 Commercial banks1 Item Total Member1-4 Total Nonmember Insured Total 1 Number, December 31, 1994 National State Total Insured Noninsured Noninsured 58,082 54,828 36,544 28,522 8,022 18,284 18,194 90 3,254 0 2,461 537 -1,146 454 . .. 2,242 532 -1,065 375 1,374 343 -788 173 1,074 292 -593 101 300 51 = 195 72 868 189 -277 202 865 189 -276 202 3 0 "= 1 0 219 5 -81 79 0 0 0 CHANCU: IN NUMBER DURING 1994 2 3 4 5 Branches and additional offices De novo Bunks converted into brunches Discontinued Other*1 2,306 2,084 1,102 874 228 982 980 2 222 t) () 55,776 52,744 35,442 27,648 7,794 17,302 17,214 88 3,032 0 6 Net change 7 Number, December 31, 1993 ERRATA Table 68 "Changes in number of banking offices in the 1994 " in the ' A. Head offices 1. Number, December 31,1994 11,270 10,740 4,110 3,126 984 6,630 6,331 299 530 3,357 979 6,904 6,613 291 513 7. Number, December 31,1993 11,753 154 11,240 4,336 69, Percentage of total assets and total deposits held by the ten largest banking organizations (all commercial banks and trust companies), by state, 1994 Percent of state total Rank, by total assets State and item 1 1 2 3 4 5 6 7 8 9 10 June United States (8, 138) Assets Per organization Cumulative Deposits Per organization . Cumulative 4.59 4.59 4.39 8.98 3.55 12.54 2.76 15.30 2.52 17.82 2.14 19.96 1.98 21.95 1.88 23.83 1.81 25.63 1.60 27.23 4.94 4.94 3.60 8.54 2.95 11.49 1.77 13.26 2.59 15.85 2.17 18.02 1.51 19.53 1.37 20.90 1.79 22.69 1.99 24.67 19.78 19.78 19.71 39.49 16.65 56.14 10.68 66.82 5.11 71.93 2.56 74.49 .87 75.36 .83 76.19 .75 76.94 .74 77.68 17.35 17.35 17.52 34.87 18.00 52.87 9.97 62.84 5.47 68.31 2.85 71.17 .86 72.03 .98 73.01 .79 73.80 .79 74.59 Alaska (8) Assets Per organization Cumulative Deposits Per organization Cumulative 42.46 42.46 28.01 70.47 17.23 87.70 3.69 91.39 3.60 94.99 2.48 97.47 1.76 99.23 .17 100.00 0 100.00 0 100.00 43.41 43.41 24.89 68.30 17.55 85.84 4.29 90.14 3.91 94.05 2.96 97.01 2.13 99.14 .86 100,00 0 100.00 0 100.00 Arizona (32) Assets Per organization Cumulative Deposits Per organization Cumulative 32.58 32.58 26.59 59.17 20.39 79.56 5.35 84.91 4.79 89.69 2.58 92.28 1.81 94.09 1.00 95.09 .84 95.93 .63 96.56 34.62 34.62 23.49 58.11 22.55 80.65 5.81 86.46 4.93 91.39 .23 91.62 2.03 93.65 1.02 94.67 .90 95.57 .71 96.28 13.01 13.01 12.36 25.37 5.08 30.45 4.91 35.36 4.29 39.65 2.56 42.22 1.92 44.13 1.91 46.04 1.74 47.77 1.54 49.31 12.74 12,74 12.68 25.42 4.83 30.25 4.92 35.17 4.27 39.44 2.52 41.96 1.89 43.85 1.93 45.78 1.80 47.58 1.50 49.08 38.31 38.31 17.45 55.76 7.55 63.31 5.58 68.89 2.29 71.18 2.09 73.26 1.69 74.95 1.32 76.27 .98 77.24 .81 78.05 36.05 36.05 17.71 53.76 8.54 62.30 5.24 67.54 1.88 69.41 1.47 70.88 1.51 72.40 1.44 73.84 1.00 74.84 .89 75.72 Colorado (181) Assets Per organization Cumulative Deposits Per organization Cumulative 20.83 20.83 18.97 39.80 10.00 49.80 5.60 55.40 4.46 59.86 2.32 62.18 1.80 63.98 1.43 65.4! 1.39 66.81 1.14 67.94 19.17 19.17 19.69 38.86 9.07 47.93 6.12 54.05 3.84 57.89 2.48 60.37 1.79 62.16 1.43 63.59 1.54 65.13 .80 65.93 Connecticut (45) Assets Per organization Cumulative Deposits Per organization Cumulative 44.51 44.51 24.66 69.16 8.86 78.02 6.45 84.47 1.98 86.46 1.76 88.22 .83 89.05 .78 89.83 .71 90.53 .66 91.19 39.49 39.49 23.90 63.40 9.38 72.78 7.58 80.36 2.55 82.91 2.21 85.11 1.10 86.2! 1.02 87.24 .92 88.16 .82 88.98 12.29 12.29 10.75 23.04 8.94 31.97 8.73 40.71 7.51 48.21 6.68 54.90 6.46 61.36 5.49 66.86 5.12 71.98 4.41 76.39 1.74 1.74 6.85 8.59 17.46 26.05 16.82 42.87 2.23 45.10 2.36 47.46 10.80 58.25 11.11 69.36 .02 69.39 6.30 75.68 43.65 43.65 16.58 60.24 16.15 76.38 7.41 83.79 3.31 87.10 2.79 89.90 2.76 92.66 1.35 94.01 1.01 95.02 ,91 95.99 43.62 43.62 17.62 61.24 15.93 77.17 6.34 83.52 3.18 86.70 2.82 89.52 3.16 92.68 1.33 94.01 1.06 95.06 1.10 96. 1 7 Alabama (171) Assets Per organization . Cumulative Deposits Per organization Cumulative , ., .. Arkansas (173) Assets Per organization Cumulative Deposits Per organization Cumulative California (371) Assets Per organization Cumulative Deposits Per organization Cumulative Delaware (36) Assets Per organization Cumulative Deposits Per organization Cumulative District of Columbia ( 1 8) Assets Per organization Cumulative Deposits Per organization Cumulative ,,,.. 155 69. Percentage of total assets and total deposits held by the ten largest banking organizations (all commercial banks and trust companies), by state, 1994—Continued Percent of state total Rank, by total assets State and item 1 1 2 3 4 5 6 7 ! g 9 10 June Florida (302) Assets Per organisation Cumulative Deposits Per organization Cumulative 24.66 24.66 17.54 42.20 13.48 55.68 13.44 69.12 4.68 73.81 1.67 75.48 .8? 76.35 .79 77.14 ,73 77.87 .71 78.58 25.39 25.39 17.80 43.19 13.58 56.77 11.71 68.49 3.86 72.34 1.75 74.09 .88 74.97 .72 75.69 .79 76.48 .72 77.20 Georgia (2%) Assets Per organization Cumulative Deposits Per organi/ation Cumulative 17.58 17.58 14.94 32.53 13.52 46.05 9.27 55.31 7.04 62.35 4.47 66.83 2.96 69.78 2.42 72.20 2.30 74.51 1.46 75.97 n.9i 13.93 13.12 27.05 10.45 37.50 11.28 48.78 7.10 55.88 5.39 61.27 3.43 64.70 2.93 67.63 .02 67,65 1.42 69.08 52.20 52.20 32.11 84.31 7.32 91.63 4.47 96.10 1.64 97.73 1.58 99.32 .63 99.94 .06 100.00 I) KK).(K) 0 100.00 42.13 42.13 36.64 78.77 9.86 88.64 5.56 94.20 2.40 96.60 2.38 98.98 .93 99.91 .09 100.00 0 100.00 0 KX).(K) 37.92 37.92 3!. 39 69.31 10.66 79.97 7.63 87.60 3.73 91.33 2.00 93.33 1 .03 94.36 1 .02 95.38 .79 96. 1 7 .79 96.96 37.04 37.04 27.57 64.60 11.86 76.46 9.35 85.81 4.25 90.06 2.34 92.40 1.24 93.64 .89 94.53 .98 95.52 .98 96.50 17.57 17.57 8.50 26.06 6.69 32.76 6.40 39.16 6.30 45.46 3.63 49.09 2.59 51.68 2.13 53.80 1 .45 55.25 1.21 56.46 12.90 12.90 6.24 19.14 5.36 24.50 4.20 28.70 5.14 33.84 4.37 38,21 2.80 41.01 2.35 43.36 1.73 45.09 1.43 46.52 16.36 16.36 13.44 29.80 H.59 38.39 5.17 43.56 4.08 47.64 3.43 5 1 .07 3.18 54.25 2.99 57.24 2.51 59.76 2.35 62.11 16.70 16.70 11.24 27.94 8.26 36.20 4.50 40.70 4.17 44.88 3.36 48.24 3.15 51.39 3.24 54.63 2.62 57.25 2.53 59.78 15.77 15.77 6.76 22.53 4.84 27.36 3.64 31.01 3.11 34.12 2.19 36.31 1.22 37.52 1.21 38.73 1.20 39.93 1.14 41.07 11.50 11.50 6.43 17.93 5.22 23.16 3.86 27.02 3.16 30.18 2.25 32.43 1.21 33.64 1.23 34.86 1.24 36.10 1.16 37.27 17.65 17.65 4.67 2232 4.04 26.36 3.25 29.62 2.14 31.75 1.81 33.56 1.64 35.20 1.47 36.67 1.42 38.09 1.27 39.36 15.42 15.42 4.73 20.13 3.71 23.84 3.36 27,20 2.04 29.24 1.82 3 1 .06 1.74 32.80 1.59 34.39 1 .39 35.77 1.41 37.18 13.10 n.io 12.48 25.57 11.03 36.60 4.33 40.93 2.63 43.57 2.62 46.19 2.35 48.54 2.18 50.72 2.09 52.80 1.90 54.71 10.78 10.78 9.75 20.53 10.54 31.07 4.04 35.11 2.33 37.44 2.90 40.34 1 .95 42.29 2. 1 1 44.40 2.36 46.75 2.15 48.90 15.94 15.94 12.54 28.48 12.26 40.74 7.34 48.07 2.66 50.73 2.00 52.73 1 .96 54.68 1 .47 56.16 1.36 57.51 1.28 58.80 15.63 15.63 11.57 27.20 12.30 39.51 7.21 46.72 2.44 49.16 1.90 51.06 2.07 53.13 1.53 54.67 1.40 56.07 1 ,33 57.40 Hawaii (8) Assets Per organi/ation Cumulative Deposits Per organization Cumulative , Idaho f 19) Assets Per organi/ation Cumulative Deposits Per organi/ation Cumulative Illinois {682) Assets Per organi/ation Cumulative Deposits Per organi/ation Cumulative Indiana (167) Assets Per organi/ation Cumulative Deposits Per organi/ation Cumulative Iowa (403) Assets Per organi/ation Cumulative Deposits Per organization Cumulative Kansas (4 1 2) Assets Per organi/ation Cumulative Deposits Per organi/ation Cumulative . . Kentucky (225) Assets Per organi/ation Cumulative Deposits Per organi/ation Cumulative Louisiana (202) Assets Per organization Cumulative Deposits Per organi/ation Cumulative 156 . .. . . . . . ,. 69. Percentage of total assets and total deposits held by the ten largest banking organizations (all commercial banks and trust companies), by state, 1994—Continued Percent of state total Rank, by total assets State and item' I 2 3 4 6 5 7 8 9 10 June Maine {2 1) Assets Per organization Cumulative Deposits Per organization Cumulative 33.75 33.75 29.68 63.43 12.57 76.00 4.29 80.29 3.17 83.46 2.66 86.12 2.22 88.34 1.97 90.31 1.50 91.81 1.29 93.10 30.88 30.88 29.31 60.19 13.46 73.65 4.39 78.04 3.25 81.28 3.12 84.41 2.20 86.61 2.32 88.93 1.71 90.64 1.33 91.97 Maryland (75) Assets Per organization Cumulative Deposits Per organization Cumulative 34.17 34.17 12.58 46.75 9.51 56.26 5.68 61.94 5.28 67.23 3.86 71.09 3.35 74.44 2.31 76.75 2.29 79.04 1.66 80.70 29.71 29.71 12.79 42.50 10.25 52.75 6.12 58.87 5.42 64.29 4.52 68.81 3.13 71.94 2.29 74.23 2.70 76.93 1.20 78.13 Massachusetts (59) Assets Per organization Cumulative Deposits Per organization Cumulative 27.85 27.85 17.79 45.64 15.03 60.67 11.64 72.31 10.21 82.52 6.43 88.95 1.97 90.92 1.17 92.09 .96 93.05 .59 93.64 26.59 26.59 12.74 39.33 14.40 53.73 15.52 69.26 10.43 79.68 5.77 85.45 2.57 88.03 1.26 89.28 1.37 90.65 .84 91.50 Michigan (133) Assets Per organization Cumulative Deposits Per organization Cumulative 25.50 25.50 22.44 47.93 12.48 60.41 8.09 68.50 7.67 76.18 2,32 78.50 2.30 80.80 1.46 82.27 1.45 83.72 1.09 84.81 19.34 19.34 19.21 38.55 14.77 53.32 9.26 62.58 8.62 71.20 2.68 73.88 2.85 76.73 1.83 78.57 1.76 80.33 1.11 81.44 Minnesota (432) Assets Per organization Cumulative Deposits Per organization Cumulative 30.93 30.93 23.52 54.45 2.38 56.82 2.09 58.92 1.97 60.89 1.51 62.40 .95 63.45 .90 64.25 .87 65.12 .62 65.74 23.59 23.59 23.26 46.85 2.63 49.48 2.06 51.54 2.07 53.61 1.77 55.38 1.14 56.52 1.07 57.59 .85 58.44 .72 59.15 Mississippi (116) Assets Per organization Cumulative Deposits Per organization Cumulative 17.66 17.66 15.81 33.47 8.03 41.50 7.87 49.37 5.38 54.76 3.03 57.79 2.01 59.80 1.83 61.63 1.64 63.27 1.63 64.90 15.00 15.00 15.46 30.46 8.24 38.70 8.39 47.08 5.70 52.79 3.21 55.99 2.11 58.10 1.89 59.99 1.69 61.68 1.59 63.27 Missouri (343) Assets Per organization Cumulative Deposits Per organization Cumulative 25.28 25.28 12.89 38.17 9.90 48.06 6.66 54.72 4.05 58.78 3.10 61.87 1.99 63.87 1.25 65.11 1.12 66.23 1.11 67.34 20.95 20.95 11.74 32.69 10.89 43.58 6.94 50.52 4.04 54.56 3.26 57.82 2.13 59.95 1.37 61.31 1.25 62.57 1.17 63.74 Montana (88) Assets Per organization Cumulative Deposits Per organization Cumulative 20.76 20.76 15.74 36.50 9.90 46.40 3.91 50.31 3,58 53.89 3.22 57.10 2.31 59.41 1.82 61.23 1.80 63.03 1.73 64.77 19.85 19.85 15.97 35.82 9.56 45.38 . 3.44 48.82 3.81 52.63 3.02 55.65 2.43 58.08 1.84 59.91 1.73 61.64 1.82 63.46 Nebraska (293) Assets Per organization Cumulative Deposits Per organization Cumulative 14.75 14.75 13.15 27.90 11.19 39.08 6.23 45.31 1.91 47.22 1.69 48.92 1.53 50.44 1.26 51.70 1.23 52.94 1.17 54.11 15.70 15.70 11.66 27.37 10.62 37.99 6.19 44.19 2.01 46.20 1.69 47.89 1.50 49.39 1.32 50.72 1.34 52.06 1.20 53.26 Nevada (20) Assets Per organization Cumulative Deposits Per organization Cumulative 24.89 24.89 24.07 48.96 21.40 70.35 13.62 83.97 4.77 88.74 2.60 91.34 2.03 93.38 1.73 95.11 1.33 96.43 .98 97.42 4.97 4.97 35.31 40.28 34.81 75.09 .81 75.89 7.59 83.48 4.21 87.69 3.34 91.04 2.88 93.92 2.01 95.93 .05 95.98 157 69. Percentage of total assets and total deposits held by the ten largest banking organizations (all commercial banks and trust companies), by state, 1994—Continued Percent of state total Rank, by total assets State and item 1 1 2 3 4 6 5 7 8 9 10 June New Hampshire (25) Assets Per organization Cumulative Deposits Per organization Cumulative 26.64 26.64 19.60 46.24 14.06 60.30 5.23 65.53 4.63 70.16 4.52 74.68 3.14 77.82 2.64 80.46 2.38 82.85 2.12 84.97 22.77 22.77 20.14 42.91 15.49 58.40 5.32 63.72 4.55 68.27 4.52 72.79 3.44 76.23 2.99 79.21 2.74 81.95 1.62 83.57 25.36 25.36 10.79 36.15 8.78 44.93 6.73 51.67 5.85 57.52 5.43 62.95 3.97 66.91 3.95 70.86 3.15 74.01 2.28 76.29 25.00 25.00 10.63 35.63 8.98 44.61 5.92 50.53 6.39 56.93 5.60 62.53 4.03 66.55 4.11 70.67 3.46 74.13 2.50 76,63 27.30 27.30 13.50 40.80 11. 81 52.61 6.73 59.34 3.45 62.78 2.73 65.51 2.25 67.76 1.78 69.54 1,58 71.12 1.53 72.65 24.73 24.73 14.63 39.35 10.61 49.96 6.75 56.71 3.21 59.92 2.93 62.85 2.52 65.3? 1.99 67.36 1.76 69.11 1.39 70,51 New York (166) Assets Per organization Cumulative Deposits Per organization Cumulative 18.75 18.75 15.64 34.39 10.96 45.35 6.99 52.33 6.72 59.06 6.47 65.52 3.63 69.15 3.17 72.32 3.15 75.48 3.09 78.56 19.41 19.41 15.25 34.65 12.24 46.89 2.53 49.42 3.21 52.63 7.82 60.45 3.62 64.0? 2.05 66.12 5.03 71.15 4,84 75.99 North Carolina (66) Assets Per organization Cumulative Deposits Per organization Cumulative 23.96 23.96 20.97 44.92 19.91 64.83 7.72 72.55 5.59 78.14 5.08 83.22 3.79 87.01 2.73 89.74 2.58 92.32 .55 92.88 13.61 13.61 17.55 31.15 17.20 48.35 10.25 58.61 8.81 67.41 6.72 74.13 5.78 79.91 4.23 84.14 4.08 88.23 .78 89.01 North Dakota (113) Assets Per organization . . . . Cumulative Deposits Per organization Cumulative 13,36 13.36 9.28 22.65 8.60 31.24 5.26 36.50 4.80 41.30 2.86 44.16 2.34 46.50 1.86 48.36 1.78 50.14 1.77 51.91 13.28 13.28 9.32 22.60 7.70 30.30 5.34 35.64 4.86 40.50 3.08 43.58 2.35 45.92 1.93 4?.86 1.88 49.74 1.81 51.55 16.67 16.67 16.56 33.23 15.12 48.34 8.23 56.58 7.84 64.41 4.86 69.27 3.34 72.61 3.25 75.86 3.11 78.97 1.86 80.83 14.08 14.08 15.56 29.64 15.45 45.10 8.24 53.34 7.29 60.62 5.28 65.90 3.59 69.50 4.04 73.54 2.66 76.21 .01 76.22 10.51 10.51 8.31 18.82 7.56 26.38 5.07 31.45 2.93 34.38 1.87 36.26 1,64 37.90 1.55 39.45 1.49 40.94 1.46 42.41 8.88 8.88 7.82 16.70 6.90 23.60 4.62 28.22 3.16 31.38 1.81 33.20 1.75 34,95 1.69 36.64 1.49 38.13 1.56 39.69 Oregon (42) Assets Per organization . . . Cumulative Deposits Per organization Cumulative 40.91 40.91 21.81 62.71 11.46 74.17 9.88 84.06 2.52 86.57 2.27 88.84 .99 89,83 .71 90.54 .57 91.11 .54 91.65 35.81 35.81 24.49 60.29 11.11 71.40 11.02 82.42 2.96 85.38 2.47 87.85 1.15 89,01 .81 89.82 ,64 90.45 .61 91.06 Pennsylvania (214) Assets Per organization Cumulative Deposits Per organization . . . Cumulative 26.66 26.66 16.39 43.05 9.97 53.01 7.40 60.42 7.37 67.79 2.64 70.43 2,01 72.44 1.86 74.29 1.52 75.82 1.25 77.06 18.81 18.81 16.20 35.02 10.53 45.55 8.00 53.55 7.H3 61.38 2.80 64.18 2 44 66^62 2.16 68.?8 1.66 70.44 1.45 71.89 New Jersey (9 1 ) Assets Per organization Cumulative Deposits Per organisation Cumulative . . ... New Mexico (56) Assets Per organization Cumulative Deposits Per organization Cumulative Ohio (2 12) Assets Per organization Cumulative Deposits Per organization Cumulative . . . . ., . ... . Oklahoma (324) Assets Per organization Cumulative Deposits Per organization Cumulative 158 . 69. Percentage of total assets and total deposits held by the ten largest banking organizations (all commercial banks and trust companies), by state, 1994—Continued Percent of state total Rank, by total assets State and item 1 1 2 3 4 5 6 7 8 9 10 June Rhode Island (6) Assets Per organization Cumulative Deposits Per organization Cumulative 64.28 64.28 24.30 88.58 6.87 95.44 3.76 99.20 .68 99.88 .12 100.00 0 100.00 0 100.00 0 100.00 0 100.00 55.23 55.23 29.60 84.83 8.90 93.73 5.14 98.87 .97 99.84 .16 100.0 0 100.0 0 100.0 0 100.0 0 100.0 South Carolina (72) Assets P e r organization . . . Cumulative . Deposits Per organization Cumulative 29.52 29.52 20.96 50.48 8.81 59.29 7.19 66.49 5.20 71.68 3.47 75.15 2.47 77.62 2.37 80.00 1.69 81.68 1.22 82.90 22.30 22.30 21.09 43.39 8.98 52.37 8.21 60.58 6.26 66.84 4.01 70.85 2.98 73.83 2.64 76.48 2.04 78.51 1.42 79.94 South Dakota (97) Assets Per organization Cumulative Deposits Per organization Cumulative 40.61 40.61 16.73 57.35 5.84 63.18 3.43 66.61 2.58 69.19 1.98 71.17 1.89 73.05 1.58 74.63 1.44 76.07 1.36 77.43 24.36 24.36 18.02 42.38 4.02 46.40 .79 47.19 4.14 51.33 2.97 54.29 3.15 57.44 2.53 59.97 2.16 62.12 1.04 63.16 Tennessee ( 1 94) Assets Per organization Cumulative Deposits Per organization Cumulative 17.38 17.38 12.02 29.39 10.24 39.63 9.49 49.12 8.77 57.89 4.66 62.56 3.20 65.76 1.80 67.56 1.33 68.88 .84 69.72 15.71 15.71 11.68 27.39 10.12 37.51 9.22 46.73 8.83 55.56 4.06 59.63 3.50 63.12 1.69 64.81 1.32 66.13 .89 67.03 Texas (890) Assets Per organization Cumulative Deposits Per organization Cumulative . 20.33 20.33 11.45 31.78 10.07 41.85 4.73 46.58 3.12 49.70 1.98 51.68 1.70 53.38 1.25 54.62 1.10 55.73 1.02 56.75 15.82 15.82 10.79 26.61 9.77 36.38 5.20 41.58 3.41 45.00 2.15 47.14 1.63 48.78 1.22 50.00 1.24 51.24 1.13 52.37 Utah (32) Assets Per organization Cumulative Deposits Per organization Cumulative 36.23 36.23 27.48 63.71 8.19 71.90 6.06 77.96 5.87 83.83 4.39 88.22 1.25 89.48 1.15 90.63 1.08 91.71 1.05 92.75 34.02 34.02 22.83 56.85 8.69 65.55 7.78 73.32 7.04 80.36 5.09 85.45 1.51 86.96 1.30 88.26 1.37 89.63 1.29 90.92 Vermont (16) Assets Per organization Cumulative Deposits Per organization . Cumulative 29.84 29.84 20.64 50.48 16.41 66.89 12.09 78.98 3.87 82.85 3.23 86.09 2.34 88.43 2,12 90.54 2.09 92.63 1.84 94.47 27.07 27.07 21.72 48.79 16.31 65.10 12.34 77.44 4.16 81.60 3.53 85.13 2.46 87.59 2.28 89.87 2.20 92.07 1.99 94.07 Virginia (134) Assets Per organization Cumulative Deposits Per organization Cumulative 16.60 16.60 15.67 32.28 13.18 45.46 10.72 56.18 10.66 66.84 8.42 75.26 2.59 77.85 1.57 79.41 1.11 80.53 .95 81,48 16.02 16.02 16.11 32.12 11.66 43.78 11.02 54.80 8.24 63.04 9.40 72.44 2.89 75.33 1.79 77.12 1.21 78.33 1.11 79.44 Washington (83) Assets Per organization Cumulative Deposits Per organization Cumulative 34.54 34.54 17.24 51.78 14.83 66.62 10.09 76.71 4.48 81.19 2.41 83.59 1.45 85.04 1.05 86.09 .71 86.80 .70 87.50 34.50 34.50 16.52 51.03 14.13 65.16 9.71 74.88 4.77 79.64 2.34 81.99 1.55 83.54 1.12 84.66 .81 85.47 .80 86.27 West Virginia (80) Assets Per organization . Cumulative Deposits Per organization . . Cumulative 17.90 17.90 15.23 33.13 10.41 43.54 8.71 52.25 6.09 58.34 3.47 61.82 3.40 65.21 2.77 67.98 1.71 69.69 1.59 71.28 17.78 17.78 13.89 31.67 10.03 41.70 8.62 50.32 5.99 56.31 3.53 59.84 3.37 63.22 2.86 66.08 1.79 67.87 1.80 69.66 .. 159 69. Percentage of total assets and total deposits held by the ten largest banking organizations (all commercial banks and trust companies), by state, 1994—Continued Percent of state total Rank, by total assets State and item 1 1 2 3 4 6 5 7 8 9 10 June Wisconsin (289) Assets Per organisation Cumulative Deposits Per organization 21.23 21.23 17.50 38.73 13.82 52.55 4.94 57.49 3.61 61.10 1.86 62.96 1.40 64.36 1.35 65.70 .74 66.45 .73 67.18 21.16 21.16 15.77 36.93 11.33 48.25 5.23 53.48 3.72 57.20 .95 58.15 1.59 59.74 1.51 61.25 .77 62.02 .8? 62.89 Wyoming (45) Assets Per organisation Cumulative Deposits Per organisation Cumulative 23.28 23.28 15.45 38.74 6.05 44.79 5.77 50.56 5.63 56.20 4.06 60.25 3.82 64.08 3.62 67.70 2.56 70.26 2.52 72.78 23.45 23 45 7.56 31.02 7.06 38.08 6.13 44.21 6.20 50.41 4.72 55.13 4.30 59.43 3.90 63.33 3.00 66.33 2.79 69.13 December United States (7,908) Assets Per organisation Cumulative Deposits Per organization Cumulative 5.06 5.06 4.49 9.56 3.16 12.72 2.94 15.66 2.55 18.21 2.26 20.46 2.06 22.52 1.83 24.35 1.82 26.18 1.67 27.84 5.18 5.18 3.64 8.82 2.84 11.67 1.66 13.32 2.72 16.05 2.29 18.34 1.40 19.73 1.79 21.52 1.35 22.88 2.02 24.89 Alabama (163) Assets Per organi/ation Cumulative Deposits Per organisation Cumulative 19.76 19.76 19.17 38.93 17.86 56.79 11.17 67.96 5.23 73.20 2.76 75.95 .84 76.79 .76 77.55 .71 78.26 .59 78.85 17.01 17.01 19.76 36.77 17.55 54.32 9.81 64.13 5.39 69.52 3.05 72.57 .98 73.55 .82 74.37 .74 75.11 .68 75.78 Alaska (8) Assets Per organisation Cumulative Deposits Per organisation Cumulative 43.13 43.13 26.90 70.03 16.92 86.94 3.86 90.81 3.55 94.36 3.08 97.44 1.77 99.21 .79 100.00 0 100.00 0 100.00 43.22 43.22 23.99 67.21 18.00 85.21 4.51 89.72 3.79 93.51 3.63 97.14 2.06 99.20 .80 100.00 0 100.00 0 100.00 35.54 35.54 27.80 63.33 17.67 81.00 5.28 86.28 3.68 89.95 2.79 92.75 1.64 94.39 .96 95.34 .91 96.26 .63 96.89 24.04 24.04 33.62 57.66 22.11 79.11 6.36 86.13 4.79 90.91 .23 91.15 2.07 93.22 1.12 94.34 1.08 95.42 ,81 96.23 12.68 12.68 12.03 24.71 5.16 29.88 5.08 34.95 4.10 39.05 2.72 41.77 2.39 44.16 236 46.52 1.99 48.51 1.56 50.07 12.27 12.27 12.06 24.33 5.05 29.38 5.02 34.40 4.15 38.54 2.50 41.04 2.45 43.49 2.39 45.88 2.01 47.89 1 .55 49.44 37.32 37.32 17.51 54.84 8.48 63.31 5.35 68.66 2.40 71.06 2.09 73.16 1.68 74.83 1,36 76.19 1.01 77.20 JO 78.00 35.56 35.56 16.92 52.47 9.31 61.78 5.17 66.95 1.99 68.95 1.57 70.52 1.62 72.14 1.48 73.61 1.05 74.66 .85 75.52 Colorado (1 78) Assets Per organisation Cumulative Deposits Per organisation Cumulative 19.36 19.36 18.73 38.09 9.62 47.70 5.94 53.64 4.47 58.11 2.51 60.63 62,63 2m 1.48 64.11 1.42 65.53 1.35 66.89 18.59 18.59 19.44 38.03 8.67 46.70 6.39 53.09 3.75 56.84 2.58 59.42 1.99 61.41 1.58 62.99 1.40 64.39 136 65.57 Connecticut (45) Assets Per organisation Cumulative Deposits Per organisation Cumulative 49.07 49.07 19.62 68.69 8.74 77.43 6.72 84.15 1.99 86.13 1.95 88.09 .87 88.95 .82 89.78 .73 90.51 .63 91.14 40.36 40.36 23.22 63.58 9.14 72.73 7.79 80.52 2.51 83.03 2.31 85.34 1.12 86.46 1.02 87.48 .91 88.39 .78 89.18 , Arisona(31) Assets Per organisation Cumulative Deposits Per organisation Cumulative Arkansas (1 70) Assets Per organisation Cumulative Deposits Per organisation Cumulative . . . California (357) Assets Per organisation Cumulative Deposits Per organi/ation . Cumulative 160 . .. . . . ... 69. Percentage of total assets and total deposits held by the ten largest banking organizations (all commercial banks and trust companies), by state, 1994—Continued Percent of state total Rank, by total assets State and item1 1 2 3 4 5 6 7 8 9 10 December Delaware (37) Assets Per organization Cumulative Deposits Per organization Cumulative 11.66 11.66 11.03 22.69 9.44 32.13 9.23 41.36 8.23 49.59 7.21 56.80 6.54 63.33 5.37 68.70 5.05 73.75 3.97 77.71 1.72 1.72 5.76 7.48 16.91 24.40 19.53 43.92 3.66 47.58 3.49 51.08 9.08 60.16 .03 60.19 10.56 70.75 6.29 77.04 District of Columbia (18) Assets Per organization . . Cumulative Deposits Per organization Cumulative . 40.49 40.49 18.49 58.97 17.39 76.36 7.10 83.46 3.40 86.85 3.05 89.90 2.68 92.58 1.29 93.87 1.08 94.95 1.05 96.00 40.28 40.28 17.73 58.01 18.76 76.77 6.43 83.20 3.17 86.37 3.12 89.50 3.13 92.63 1.29 93.91 1.09 95.01 1.19 96.20 Florida (291) Assets Per organization Cumulative Deposits Per organization Cumulative 25.26 25.26 18.82 44.08 14.34 58.42 13.04 71.46 3.94 75.40 1.82 77.22 .87 78.09 .74 78.83 .71 79.54 .70 80.24 25.84 25.84 19.01 44.85 13.70 58.54 12.53 71.08 3.86 74.94 1.82 76.76 .85 77.61 .64 78.25 .71 78.96 .74 79.70 Georgia (284) Assets Per organization Cumulative Deposits Per organization Cumulative 16.89 16.89 14.64 31.52 14.62 46.15 9.14 55.28 6.91 62.19 4.42 66.61 3.55 70.16 2.75 72.91 2.41 75.31 1.36 76.67 13.32 13.32 10.81 24.13 12.97 37.10 11.13 48.24 7.40 55.63 5.41 61.04 3.88 64.92 .02 64.94 3.04 67.98 1.45 69.43 Hawaii (7) Assets Per organization Cumulative Deposits Per organization Cumulative 51.69 51.69 33.89 85.58 7.66 93.24 4.52 97.75 1.62 99.37 .58 99.95 .05 100.00 0 100.00 0 100.00 0 100.00 43.23 43.23 37.67 80.90 10.10 91.00 5.60 96.60 2.44 99.04 .88 99.92 .08 100.00 0 100.00 0 100.00 0 100.00 37.89 37.89 31.76 69.65 10.92 80.57 7.79 88.36 3.57 91.92 1.93 93.85 1.06 94.91 1.04 95.95 .77 96.72 .74 97.46 37.45 37.45 28.09 65.54 11.91 77.45 9.06 86.51 4.11 90.62 2.28 92.90 .96 93.86 1.28 95.14 .97 96.11 .89 97.00 16.61 16.61 7.6! 24.22 7.58 31.80 6.87 38.67 6.60 45.27 3.86 49.13 2.77 51.90 2.13 54.03 1.52 55.55 1.24 56.80 13.42 13.42 6.03 19.45 6.08 25.52 5.64 31.17 4.17 35.34 4.46 39.80 2.80 42.60 2.29 44.89 1.75 46.63 1.40 48.03 16.31 16.31 14.22 30.52 8.68 39.21 5.64 44.85 4.38 49.23 3.36 52.59 3.32 55.91 3.11 59.02 2.39 61.41 2.39 63.80 16.25 16.25 12.30 28.55 8.46 37.01 5.07 42.08 4.39 46.47 3.32 49.80 3.15 52.95 3.32 56.27 2.63 58.90 2.57 61.46 . .. 16.84 16.84 6.82 23.66 4.83 28.48 3.69 32.17 3.15 35.32 2.08 37.39 1.34 38.73 1.28 40.01 1.18 41.19 1.12 42.31 .... 11.34 11.34 6.67 18.00 5.27 23.27 3.91 27.18 3.26 30.44 2.25 32.69 1.39 34.08 1.32 35.40 1.22 36.62 1.17 37.79 17.25 17.25 4.64 21.89 3.90 25.79 3.34 29.13 2.15 31.29 2.10 33.39 1.64 35.03 1.51 36.53 1.44 37.97 1.40 39.37 15.32 15.32 4.70 20.03 3.45 23.48 3.43 26.91 1.99 28.90 2.17 31.06 1.76 32.82 1.53 34.35 1.47 35.82 1.50 37.31 .... .. Idaho { 1 8) Assets Per organization Cumulative Deposits Per organization Cumulative Illinois (666) Assets Per organization Cumulative Deposits Per organization Cumulative Indiana (158) Assets Per organization Cumulative Deposits Per organization Cumulative Iowa (399) Assets Per organization Cumulative Deposits Per organization Cumulative Kansas (399) Assets Per organization Cumulative Deposits Per organization Cumulative .. . . 161 69* Percentage of total assets and total deposits held by the ten largest banking organizations (all commercial banks and trust companies), by state, 1994—Continued Percent of state total Rank, by total assets State and item 1 1 2 3 4 a 5 | 7 8 9 10 December Kentucky (2 16) Assets Per organization Cumulative Deposits Per organization Cumulative 14.07 14.07 13.04 27.11 12.63 39.73 3.92 43.66 2.48 46.14 2.35 48.49 2.24 50.72 2.19 52.91 2.11 55.02 1,75 56.78 13.41 1341 10.97 24.38 9.40 33.79 3.92 37.71 2.78 40.49 2.03 42.52 2.4? 44.99 2.06 47.05 2.33 4939 1.98 5137 15.92 15.92 15.01 30.93 12.84 43.77 6.91 50.68 4.79 55.47 2.53 58.00 2.02 60.02 1.94 61.96 1.36 63.33 1.30 64.63 15.45 15.45 15.48 30.93 12.26 43.19 6.80 49.98 4.01 53.99 2.35 56.34 1.76 58.10 2.02 60.12 1.43 61.56 138 62.93 35.59 35.59 29.08 64.67 11.86 76.53 4.20 80,73 3.12 83.85 2.39 86.24 2.07 8831 1.91 90.22 1.46 91.67 130 92.97 32.01 32.01 28.55 60.55 12.74 73.29 4.30 77.59 3.28 80.87 3.07 83.95 2.07 86.02 2.33 8835 1.68 90.03 1.62 91.66 38.31 38.31 20.80 59.10 7.91 67.01 6.19 73.21 3.82 77.02 3.73 80.75 2.64 83.39 1.47 84.86 1.41 86.27 1.25 87.52 39.40 39.40 18.39 57.79 8.16 65.95 6.59 72.54 3.77 76.31 3.43 79.74 2.21 81.94 1.46 83.41 1.63 B5.04 1.46 86.50 28.15 28,15 17.54 45.68 15.71 61.40 11.79 73.18 9.67 82.85 6.38 89.23 3.89 91.12 1.14 92.26 1.02 93.28 .59 93,87 26.68 26.68 10.63 37.32 15.85 53.17 16.08 69.25 11.66 80.91 5.26 86.17 2.52 8H.69 .88 89.58 1.42 91.00 .84 91.84 25.96 25.96 22.78 48.74 12.18 60.92 7.96 68.88 7.31 76.19 2.36 78.55 2.19 80.74 1.47 82.21 1.41 83.62 1.08 84.70 19.07 19.07 19.08 38.15 14.79 52.94 8.86 61.80 8.73 70.53 2.94 73.48 2.62 76.10 1.87 77.97 1.76 79.73 t.ll 80.84 Minnesota (425) Assets Per organization Cumulative Deposits Per organization Cumulative 30.17 30.17 23.80 53.97 2.46 56.42 2.03 58.45 2.00 60.45 1.58 62.04 1.00 63.03 .90 63.94 .85 64.79 .62 65.41 23.47 23.47 21.89 45.36 2.78 48.14 2.18 50.32 2.12 52.44 1.89 54.32 1.16 55.48 1.08 56.56 .84 57.40 .71 58.11 Mississippi (108) Assets Per organization Cumulative Deposits Per organization Cumulative . 18.72 18.72 16.02 34,74 9.82 44.56 8.32 52.88 5.38 58.25 3.10 61.35 1.88 63.23 1.63 64.86 1.63 66.49 1.52 68.01 16.31 16.31 15.22 31.52 10.54 42.06 8.49 50.55 5.66 56.21 3.29 59.50 1.88 61.39 1.63 63.02 1.57 64.59 1.65 66.24 24.63 24.63 14.28 38.91 9.72 48.63 7.16 55.80 4.04 59.83 3.23 63.06 2.08 65.14 1.33 66.4? 1 Id 67.57 1.06 68.63 21.02 21.02 12.58 33.61 10.70 44.30 7.24 51.54 4.05 55.59 3.40 58.99 2.06 61.05 1.47 62.53 1.22 63.75 1.19 64.93 19.77 19.77 15.52 35.29 10.09 45.37 4.12 49.49 3.72 53.21 3.47 56.68 2.38 59=06 1.86 60.92 1.81 62.73 1.80 64.53 19.18 19.18 15.85 35.03 9.70 44.73 3.70 48.43 3.91 52.34 2.91 55.25 2.53 57.77 1.91 59.68 1.69 61.37 1.87 63.23 ... Louisiana (193) Assets Per organization Cumulative Deposits Per organization Cumulative Maine (2 1) Assets Per organization Cumulative .. Deposits Per organization . . Cumulative Maryland (74) Assets Per organization Cumulative Deposits Per organization Cumulative . .... Massachusetts (56) Assets Per organization Cumulative Deposits Per organization Cumulative , .. Michigan (134) Assets Per organization Cumulative Deposits Per organization Cumulative Missouri (334) Assets Per organization Cumulative Deposits Per organization Cumulative Montana (87) Assets Per organization Cumulative Deposits Per organization Cumulative 162 .. .... ... ... . . .... , 69. Percentage of total assets and total deposits held by the ten largest banking organizations (all commercial banks and trust companies), by state, 1994—Continued Percent of state total Rank, by total assets 1 2 3 4 6 5 7 8 9 10 December Nebraska (288) Assets Per organization Cumulative Deposits Per organization Cumulative 16.43 16.43 13.48 29.91 8.42 38.32 6.58 44.90 2.37 47.27 1.66 48.93 1,63 50.56 1.32 51.88 1.24 53.12 1.23 54.35 17.20 17.20 12.25 29.46 7.58 37.04 6.68 43.72 2.43 46.16 1.69 47.84 . 1.63 49.47 1.40 50.88 1.26 52.14 1.32 53.45 Nevada (21) Assets Per organization Cumulative Deposits Per organization Cumulative 39.80 39.80 17.97 57.77 16.22 73.99 12.70 86.69 3.70 90.39 1.99 92.38 1.79 94.16 1.37 95.53 1.27 96.80 .98 97.78 4.73 4.73 34.67 34.67 34.96 74.36 .49 74.85 7.82 82.67 4.21 86.87 3.83 90.71 .06 90.76 2.74 93.50 1.96 95.46 New Hampshire (24) Assets Per organization Cumulative Deposits Per organization Cumulative 24.49 24.49 23.15 47.64 12.55 60.18 8.06 68.24 5.45 73.69 4.10 77.79 3.12 80.91 2.35 83.26 2.27 85.53 1.88 87.41 22.94 22.94 22.30 45.24 14.38 59.62 6.19 65.81 5.42 71.23 4.18 75.41 3.69 79.10 2.80 81.90 2.63 84.52 1.31 85.84 New Jersey (87) Assets Per organization Cumulative Deposits Per organization Cumulative 14.78 14.78 14.02 28.80 11.65 40.44 7.27 47.71 6.86 54.57 6.19 60.76 4.83 65.59 4.26 69.86 2.65 72.51 2.39 74.90 14.80 14.80 13.97 28.78 10.71 39.49 7.91 47.39 7.19 54.59 6.04 60.63 5.09 65.72 4.57 70.29 2.94 73.23 2.27 75.50 New Mexico (54) Assets Per organization Cumulative Deposits Per organization Cumulative 26.94 26.94 13.68 40.62 12.56 53.18 7.08 60.26 3.70 63.96 2.60 66.56 2.21 68.78 1.85 70.72 1.53 72.15 1.50 73.65 24.26 24.26 15.13 39.39 10.06 49.45 7.28 56.73 3.24 59.97 2.81 62.78 2.53 65.31 2.16 67.46 1.79 69.26 1.71 70.96 New York (1 66) Assets Per organization Cumulative Deposits Per organization Cumulative 17.39 17.39 16.42 33.81 12.03 45.84 7.88 53.72 6.11 59.83 5.79 65.62 3.44 69.06 3.41 72.47 3.37 75.84 3.27 79.12 19.16 19.16 14.80 33.97 12.02 45.99 2.12 48.10 3.37 51.48 7.60 59.08 5.22 64.30 3.88 68.18 2.21 70.39 4.83 75.22 North Carolina (64) Assets Per organization Cumulative Deposits Per organization Cumulative 24.07 24.07 20.39 44.46 19.68 64.14 8.13 72.27 5.53 77.81 5.09 82.90 3.76 86.65 2.86 89.51 2.67 92.19 .60 92.78 12.85 12.85 17.09 29.94 17.09 47.03 10.71 57.74 8.90 66.64 6.58 73.22 5.67 78.89 4.52 83.40 4.32 87.72 .81 88.53 North Dakota (110) Assets Per organization Cumulative Deposits Per organization Cumulative 13.66 13.66 10.67 24.32 8.58 32.91 5.35 38.25 4.92 43.17 3.01 46.18 2.47 48.65 1.94 50.59 1.85 52.44 1.78 54.22 14.02 14.02 10.32 24.33 7.85 32.19 5.45 37.63 4.75 42.39 3.21 45.60 2.52 48.12 2.02 50.14 1.83 51.97 1.89 53.86 16.56 16.56 15.05 31.61 14.87 46.48 8.87 55.34 8.22 63.57 5.65 69.22 3.45 72.67 3.32 75.99 3.02 79.01 1.71 80.71 14.13 14.13 15.19 29.32 15.38 44.70 7.95 52.65 7.16 59.81 6.30 66.10 3.96 70.06 3.92 73.98 2.61 76.59 .01 76.61 11.58 11.58 8.75 20.33 7.50 27.82 5.18 33.00 2.79 35.79 2.45 38.24 1.83 40.07 1.76 41.83 1.67 43.50 1.42 44.92 9.36 9.36 8.57 17.94 6.47 24.41 4.67 29.08 3.06 32.14 2.52 34.66 1.90 36.56 1.92 38.47 1.69 40.17 1.52 41.69 . Ohio (2 10) Assets Per organization Cumulative Deposits Per organization Cumulative Oklahoma (3 15) Assets Per organization Cumulative . . Deposits Per organization Cumulative . . . 163 69. Percentage of total assets and total deposits held by the ten largest banking organizations (all commercial banks and trust companies), by state, 1994—Continued Percent of state total Rank, by total assets State and item 1 1 2 3 4 6 5 7 8 9 10 December Oregon (41) Assets Per organization Curnulutive . , Deposits Per organization Cumulative 40.30 40.30 21.86 62.15 11.58 73.74 9.99 83.72 2.98 86.71 2.49 89.19 .98 90.17 .89 91.06 .56 91.61 .55 92.16 35.71 35.71 23.60 59.31 11.57 70.88 10.81 81.69 3.05 84.74 3.07 87.81 1.16 88.97 1.03 90.00 .61 90.61 .63 91.24 26.27 26.27 17.08 43.35 10.76 54.12 7.41 61.52 7.08 68.61 2.75 71.36 2.39 73.73 1.54 75.30 1.42 76.72 1.20 77.91 19.10 19.10 16.14 35.25 11.81 47.06 8.10 55.16 7.74 62.90 2.82 65.72 2.81 68.53 1.69 70.22 1.62 71.84 1.42 73.26 65.70 65.70 21.39 87.09 8.48 95.56 3.66 99.22 .66 99.88 .12 100.00 0 100.00 0 100.00 0 KX).(X) 0 KX).(X) 53.04 53.04 29.12 82.15 11.55 93.70 5.17 98.87 .97 99.85 .15 100.00 0 100.00 0 100.00 0 100.00 0 IOO.(X) South Carolina (69) Assets Per organization Cumulative . . . Deposits Per organization Cumulative 30.80 30.80 19.98 50.78 9.10 59.88 7.55 67.43 5.07 72.49 4.00 76.49 3.43 79.93 2.69 82.62 1.20 83.81 1.03 84.84 22.83 22.83 21.01 43.84 8.71 52.55 8.41 60.96 6.24 67.19 4.57 71.77 4.03 75 JO 3.19 78.99 1.44 80.43 1.32 81.76 South Dakota (96) Assets Per organization Cumulative Deposits Per organization . . . Cumulative 44.70 44.70 18.99 63.69 5.30 68.99 2.18 71.16 1.93 73.09 1.72 74.81 1.69 76.50 1.61 78. 10 1.31 79.41 1.27 80.68 24.11 24.11 17.88 41.99 5.46 47.45 4.01 51.46 1.77 53.24 .17 53.41 3.05 56.46 3.03 59.50 2.34 61.84 2.13 63.97 Tennessee (193) Assets Per organization Cumulative Deposits Per organization Cumulative . . . . 17.08 17.08 12.40 29.48 10.28 39.77 9.20 48.96 8.93 57.89 4.28 62.17 3.39 65.56 1.76 67.32 1.37 68.70 .87 69.57 15.74 15.74 11.65 27.39 10.17 37.56 9.16 46.72 8.90 55.62 3.68 59.30 3.54 62.84 1.76 64.60 1.32 65.92 .90 66.82 Texas (866) Assets Per organization . . . Cumulative Deposits Per organization Cumulative 20.83 20.83 10.58 31.40 9.67 41.07 4.57 45.64 3.30 48.94 2.06 51.00 1.84 52.84 1.63 54.47 1.42 55.89 1.35 57.23 15.09 15.09 10.69 25.78 9.81 35.59 5.03 40.61 3.60 44.22 2.10 46.32 1.76 48.07 1.84 49.92 1.38 51.30 1.38 52.69 Utah (32) Assets Per organization Cumulative Deposits Per organization Cumulative . . . . 37.32 37.32 24.27 61.59 8.58 70.17 6.40 76.57 6.02 82.59 4.87 87.46 1.30 88.76 1.22 89.98 1.15 91.12 1.14 92.26 33.72 33.72 22.92 56.64 8.85 65.49 7.39 72.87 7.04 79.91 5.37 85.28 1.51 86.79 1.36 88. 15 1.34 89.49 1.33 90.82 Vermont (16) Assets Per organization Cumulative Deposits Per organization . Cumulative 29.67 29.67 20.78 50.45 16.68 67.13 11.87 79.00 3.72 82.72 3.27 85.99 2.47 88.46 2.11 90.57 2.11 92.67 1.70 94.38 26.93 26.93 22.27 49.21 16.68 65.89 11.82 77.71 4.00 81.71 3.59 85.30 2.59 87.88 2.24 90.12 2.20 92.32 1.80 94.12 Virginia (13 1) Assets Per organization Cumulative Deposits Per organization Cumulative 15.42 15.42 15.23 30.65 13.19 43.84 12.82 56.66 10.98 67.64 8.09 75.73 2.54 78.27 1.78 80.05 1.07 81.12 .92 82.04 15.26 15.26 15.30 30.56 12.48 43.04 9.16 52.20 10.69 62.89 9.24 72.13 2.92 75.05 2.07 77.12 1.22 78.34 1.09 79.42 Pennsylvania (206) Assets Per organization Cumulative Deposits Per organization Cumulative Rhode Island (6) Assets Per organization Cumulative Deposits Per organization Cumulative 164 , 69. Percentage of total assets and total deposits held by the ten largest hanking organizations (all commercial banks and trust companies), by state, 1994—Continued Percent of state total Rank, by total assets State and item1 1 2 3 4 6 5 7 8 9 10 December Washington (82) Assets Per organization Cumulative Deposits Per organization Cumulative 34.41 34.41 16.97 51.38 14.85 66.23 10.36 76.59 4.63 81.21 2.41 83.62 1.43 85.05 .99 86.04 .70 86.75 .68 87.42 34,06 34.06 16.22 50.29 14.21 64.49 9.47 73.96 5.10 79.07 2.49 81.56 1.56 83.12 1.08 84.20 .78 84.98 .78 85.76 West Virginia (78) Assets Per organization Cumulative Deposits Per organization Cumulative 18.25 18.25 14.22 32.48 10.44 42.92 8.83 51.74 6.05 57.79 4.04 61.83 3.45 65.28 2.81 68.09 1.72 69.82 1.64 71.46 17.82 17.82 13.81 31.64 9.77 41.40 8.57 49.97 6.03 56.00 3.94 59.94 3.47 63.41 2.93 66.34 1.79 68.13 1.74 69.87 20.12 20.12 18.82 38.93 13.71 52.64 5.23 57.87 3.48 61.36 1.93 63.29 1.40 64.69 1.37 66.06 .79 66.85 .62 67.47 20.15 20.15 16.64 36.80 11.18 47.97 5.66 53.63 3.72 57.35 1.31 58.66 1.59 60.24 1.54 61.78 .83 62.62 .68 63.30 .... 26.27 26.27 20.19 46.46 6.09 52.54 4.98 57.52 4.43 61.95 3.42 65.37 3.38 68.74 3.34 72.08 3.11 75.19 2.51 77.69 .. 20.98 20.98 19.29 40.27 6.90 47.17 5.58 52.74 5.08 57.82 3.78 61.60 3.77 65.36 3.72 69.09 3.26 72.35 2.88 75.23 Wisconsin (283) Assets Per organization Cumulative Deposits Per organization Cumulative . Wyoming (42) Assets Per organization Cumulative Deposits Per organization Cumulative 165 70. Financial assets of pension funds, totals for private and public funds, 1983-94' Billions of dollars 1983 Type of fund 1 Total, all types 1984 1,499.6 1,669.8 1,082.1 2 Private funds 281.7 3 Insured . 4 Noninsured^ 800 5 2.7 5 Checkable deposits and currency . 6 Time deposits 60 9 5.9 7 Money market fund shares . .. 357 2 8 Corporate equities 132.2 9 U.S. government securities 10 Tax-exempt securities .5 11 Corporate and foreign bonds . . . . 107.9 99 12 Mortgages . .. 13 Open market paper 17.2 106.0 14 Miscellaneous assets 417.4 15 Public funds 16 State and local government . . . 305 4 17 Corporate and foreign bonds . . . . 93.0 18 Corporate equities 89.6 88.2 19 U.S. government securities 20 Other 34.6 1 12 0 21 U S government 1 1114 22 Civil service* ..... 6 23 Railroad 1,189.5 328.3 861 1 3.3 68 0 6.9 366 9 151.0 .9 123.4 100 19.6 109.1 480.3 350.3 102.7 96.5 111.2 39.9 130 0 1269 31 1,484.8 391.7 1 093 0 4.0 90 0 9.1 475 2 189.6 1.5 155.1 12.5 19.9 136.3 547.5 398.7 107.4 120.1 123.5 47.7 1488 144.6 42 1992 1987 1988 1989 1990 1993 1994 2,411,1 2,616.2 2,860.7 3,400.9 3,484,2 4,974.7 5,009,5 1,765.0 474.2 1 ,290 8 4.3 109 4 tl.O 564 8 220.7 3.6 178.3 15.5 28.2 155.1 646.1 476.5 119.1 150.2 153.5 53.8 1696 163.4 62 1,903.9 536.9 1 367 0 5.0 126 7 12.8 567 9 241.4 I.I 190.1 11 5 31.8 174.8 712.3 521 9 117.7 1696 179.0 57 6 188 4 181 6 68 2,043.7 621.9 1 421 8 4.6 151 4 14.8 6406 250.1 1.1 203.9 17 7 36.3 101.3 817.1 609 0 134.9 219.7 181.6 12 9 208 1 200 3 78 2,405.3 2,413.2 2,921.1 3,154.2 3,492.3 699.7 784.1 865.2 940.5 1 ,042.5 1 ,705 6 1,629.1 2 055.9 2,211.8 2,449.8 4.6 4.7 4.6 5.8 5.8 244.7 175.6 229 2 218.6 188 0 17.8 18. 8 20.3 17,8 24.3 703.0 952 9 ! 048.4 1,216.8 776 1 311.2 401.2 362.8 383.5 321.8 1.7 1.4 1.8 L4 1.6 215, S 292. 1 109.4 226.1 275.7 15.2 25 1 23,8 32.2 19.0 20.8 17.9 26.3 19.2 24.9 189.0 127.6 1 196 157.3 171.6 995.6 1 ,070.9 1,2!?. 2 1,3623 1,482.4 941.2 1,058.8 1,151.2 766.7 820,4 195.4 223.2 166.5 238.0 1693 296. 1 448.9 506.7 300. 1 386.6 238.4 197.6 250.5 224.6 234.6 124.5 148.2 102.5 130.1 156.1 250 S 101.5 228 9 276 0 111 1 220.1 241.2 265.5 292.0 3193 1 1.5 91 87 10 6 11 8 1,474. 1 1,123.1 2,150,9 1.5 218.8 25.8 1,189.1 .178.4 1.7 294.5 38.4 15.1 185.4 1,515.4 1,176.5 267.9 507.4 266.0 135.1 158.9 346.8 12.1 1985 | 1986 2,032.2 1991 4,138.3 4,516.5 71. Securities credit reported by nonbank lenders subject to margin regulation, June 30, 1994 Millions of dollars Regulation T Type of credit 1 Margin accounts 2 . . . 2 "Plan lenders"1 3 Total .. . 166 Regulation G Total 55,264 208 1 746 55,472 7 746 55,264 7,954 63,218 NYSE members , Other brokers and dealers5 Total 55,264 o 55,264 o 72. Detailed debit and credit balances at brokers carrying margin accounts, June 30, 1994' Millions of dollars except as noted Item Amount ASSETS 1 2 3 4 Debit balances due from public customers Margin accounts Cash accounts Nonsecurities accounts Other accounts 55,264 6 J 85 1,807 937 5 Total 64,194 6 Debit balances in firm investment and trading accounts 7 To be received for securities held under repurchase agreements 8 All other assets 9 Total assets • 173,130 255,252 240,661 733,237 LIABILITIES AND CAPITAL 10 11 12 13 Credit balances owed to public customers Margin accounts Cash accounts Nonsecurities accounts Other accounts 14 Total Credit balances due on loans 15 Credit balances in firm investment and trading accounts 16 U.S. banks 17 Foreign banks 18. Other tenders 19 Total (lines 16 througK 18) 26,889 24,095 8,139 28,683 87,806 116,963 6,772 2,956 14,949 24,677 20 To be repaid for securities sold under repurchase agreements 21 All other liabilities and capital 332,551 171,240 22 Total liabilities and capital 733,237 MEMO: Number of margin accounts1 23 Debit status 24 Credit status 1,062,884 2,276,345 25 Total 3,339,229 167 Part 3—Notes to Tables Notes to Tables Part 1—Regular Tables TABLE 1 1. Unless otherwise noted, rates of change are calculated from average amounts outstanding during preceding month or quarter. 2. Figures incorporate adjustments for discontinuities, or "breaks," associated with regulatory changes in reserve requirements. (See also table 11.) 3. The seasonally adjusted, break-adjusted monetary base consists of (1) seasonally adjusted, break-adjusted total reserves (line 1), plus (2) the seasonally adjusted currency component of the money stock, plus (3) (for all quarterly reporters on the "Report of Transaction Accounts, Other Deposits and Vault Cash" and for all weekly reporters whose vault cash exceeds their required reserves) the seasonally adjusted, break-adjusted difference between current vault cash and the amount applied to satisfy current reserve requirements. 4. Composition of the money stock measures and debt is as follows: Ml: (1) currency outside the US. Treasury, Federal Reserve Banks, and the vaults of depository institutions, (2) travelers checks of nonbank issuers, (3) demand deposits at all commercial banks other than those owed to depository institutions, the U.S. government, and foreign banks and official institutions, less cash items in the process of collection and Federal Reserve float, and (4) other checkable deposits (OCDs), consisting of negotiable order of withdrawal (NOW) and automatic transfer service (ATS) accounts at depository institutions, credit union share draft accounts, and demand deposits at thrift institutions. Seasonally adjusted Ml is computed by summing currency, travelers checks, demand deposits, and OCDs, each seasonally adjusted separately. M2: Ml plus (1) overnight (and continuing contract) repurchase agreements (RPs) issued by all depository institutions and overnight Eurodollars issued to U.S. residents by foreign branches of U.S. banks worldwide, (2) savings (including MMDAs) and small time deposits (time deposits—including retail RPs—in amounts of less than $100,000), and (3) balances in bom taxable and tax-exempt general-purpose and broker-dealer money market funds. Excludes individual retirement accounts (IRAs) and Keogh balances at depository institutions and money market funds. Also excludes all balances held by U.S. commercial banks, money market funds (general purpose and broker-dealer), foreign governments and commercial banks, and the U.S. government. Seasonally adjusted M2 is computed by adjusting its non-Mi component as a whole and then adding this result to seasonally adjusted Ml. M3: M2 plus (1) large time deposits and term RP liabilities (in amounts of $100,000 or more) issued by all depository institutions, (2) term Eurodollars held by U.S. residents at foreign branches of US. banks worldwide and at all banking offices in the United Kingdom and Canada, and (3) balances in both taxable and tax-exempt, institution-only money market funds. Excludes amounts held by depository institutions, the US. government, money market funds, and foreign banks and official institutions. Also excluded is the estimated amount of overnight RPs and Eurodollars held by institution-only money market funds. Seasonally adjusted M3 is computed by adjusting its non-M2 component as a whole and then adding this result to seasonally adjusted M2. L: M3 plus the nonbank public holdings of U.S. savings bonds, short-term Treasury securities, commercial paper, and bankers acceptances, net of money market fund holdings of these assets. Seasonally adjusted L is computed by summing U.S. savings bonds, short-term U.S. Treasury securities, commercial paper, and bankers acceptances, each seasonally adjusted separately, and then adding this result to M3. Debt: The debt aggregate is the outstanding credit market debt of the domestic nonfinancial sectors—the federal sector (U.S. government, not including government-sponsored enterprises or federally related mortgage pools) and the nonfederal sectors (state and local governments, households and nonprofit organizations, nonfinancial corporate and nonfarm noncorporate businesses, and farms). Nonfederal debt consists of mortgages, tax-exempt and corporate bonds, consumer credit, bank loans, commercial paper, and other loans. The data, which are derived from the Federal Reserve Board's flow of funds accounts, are breakadjusted (that is, discontinuities in the data have been smoothed into the series) and month-averaged (that is, the data have been derived by averaging adjacent month-end levels). 5. Sum of (1) overnight RPs and overnight Eurodollars, (2) money market fund balances (general purpose and broker-dealer), (3) savings deposits (including MMDAs), and (4) small time deposits, 6. Sum of (1) large time deposits, (2) term RPs, (3) term Eurodollars of U.S. residents, and (4) money market fund balances (institution-only), less (5) a consolidation adjustment that represents the estimated amount of overnight RPs and Eurodollars held by institution-only money market funds. This sum is seasonally adjusted as a whole. 7. Small time deposits—including retail RPs—are those issued in amounts of less than $100,000. All IRA and Keogh account balances at commercial banks and thrift institutions are subtracted from small time deposits. 8. Large time deposits are those issued in amounts of $100,000 or more, excluding those booked at international banking facilities, 9. Large time deposits at commercial banks less those held by money market funds, depository institutions, U.S. government, and foreign banks and official institutions. TABLE 2 1. Amounts of cash held as reserves are shown in table 3, line 2. 2. Includes securities loaned—fully guaranteed by U.S. government securities pledged with Federal Reserve Banks—and excludes securities sold and scheduled to be bought back under matched sale-purchase transactions. 3. Excludes required clearing balances and adjustments to compensate for float. TABLE 3 1. Data are not break-adjusted or seasonally adjusted. Data in this table also appear in the Board's H.3 (502) weekly statistical release. 2. Excludes required clearing balances and adjustments to compensate for float and includes other off-balance-sheet "as-of' adjustments. 3. Total "lagged" vault cash held by depository institutions subject to reserve requirements. Dates refer to the maintenance periods during which the vault cash may be used to satisfy reserve requirements. The maintenance period for weekly reporters ends sixteen days after the lagged computation period during which the vault cash is held. Before 171 November 25, 1992, the maintenance period ended thirty days after the lagged computation period. 4. All vault cash held during the lagged computation period by "bound" institutions (that is, those whose required reserves exceed their vault cash) plus the amount of vault cash applied during the maintenance period by "nonbound" institutions (that is, those whose vault cash exceeds their required reserves) to satisfy current reserve requirements. 5. Total vault cash (line 2) less applied vault cash (line 3). 6. Reserve balances with Federal Reserve Banks (line 1) plus applied vault cash (line 3). 7. Total reserves (line 5) less required reserves (line 6). 8. Also includes adjustment credit, 9. Consists of borrowing at the discount window under the terms and conditions established for the extended credit program to help depository institutions deal with sustained liquidity pressures. Because there is not the same need to repay such borrowing promptly as with traditional short-term adjustment credit, the money market impact of extended credit is similar to that of nonborrowed reserves. TABLE 4 1. Banks with assets of $4 billion or more as of December 31, 1988. Data in this table also appear in the Board's H.5 (507) weekly statistical release, 2. Brokers and nonbank dealers in securities, other depository institutions, foreign banks and official institutions, and US. government agencies. TABLE 5 NOTE. Data are rounded to the nearest tenth of a percentage point, 1. Adjustment credit is available on a short-term basis to help depository institutions meet temporary needs for funds that cannot be met through reasonable alternative sources. The highest rate established for loans to depository institutions may be charged on adjustment credit loans of unusual size that result from a major operating problem at the borrower's facility. 2. Seasonal credit is available to help relatively small depository institutions meet regular seasonal needs for funds that arise from a clear pattern of intrayearly movements in their deposits and loans and that cannot be met through special industry lenders. The discount rate on seasonal credit takes into account rates charged by market sources of funds and ordinarily is reestablished on the first business day of each two-week reserve maintenance period; however, it is never less than the discount rate applicable to adjustment credit. 3. Extended credit may be made available to depository institutions when similar assistance is not reasonably available from other sources, including special industry lenders. Such credit may be provided when exceptional circumstances (including sustained deposit drains, impaired access to money market funds, or sudden deterioration in loan repayment performance) or practices involve only a particular institution, or to meet the needs of institutions experiencing difficulties adjusting to changing market conditions over a longer period (particularly at times of deposit disintermediation). The discount rate applicable to adjustment credit may be charged on extended-credit loans outstanding less than thirty days; however, at the discretion of the Federal Reserve Bank, this time period may be shortened. Beyond this initial period, a flexible rate somewhat above rates charged on market sources of funds is charged. The rate ordinarily is reestablished on the first business day of each two-week reserve maintenance period, but it is never less than the discount rate applicable to adjustment credit plus 50 basis points. TABLE 6 1, Required reserves must be held in the form of deposits with Federal Reserve Banks or vault cash. Nonmember institutions may maintain reserve balances with a Federal Reserve Bank indirectly on a passthrough basis with certain approved institutions. For previous reserve requirements, see earlier editions of the Annual Report of the Federal 172 Reserve System or the Federal Reserve Bulletin. Under the Monetary Control Act of 1980, depository institutions include commercial banks, mutual savings banks, savings and loan associations, credit unions, agencies and branches of foreign banks, and Edge Act corporations. 2. Under the Garn-St Germain Depository Institutions Act of 1982, the Board adjusts the amount of reservable liabilities subject to a zero percent reserve requirement each year for the succeeding calendar year by 80 percent of the percentage increase in the total reservable liabilities of all depository institutions, measured on an annual basis as of June 30. No corresponding adjustment is to be made in the event of a decrease. On December 20, 1994, the exemption was raised from $4.0 million to $4,2 million. The exemption applies only to accounts that would be subject to a 3 percent reserve requirement. 3. Transaction accounts include all deposits against which the account holder is permitted to make withdrawals by negotiable or transferable instruments, payment orders of withdrawal, and telephone and preauthorized transfers in excess of three per month for the purpose of making payments to third persons or others. However, money market deposit accounts (MMDAs) and similar accounts subject to the rules that permit no more than six preauthorized, automatic, or other transfers per month, of which no more than three may be checks, are savings deposits, not transaction accounts. The Monetary Control Act of 1980 requires that the amount of transaction accounts against which the 3 percent reserve requirement applies be modified annually by 80 percent of the percentage change in transaction accounts held by all depository institutions, determined as of June 30 each year. Effective December 20, 1994 the amount was increased from $51.9 million to $54.0 million, 4. The reserve requirement was reduced from 12 percent to 10 percent on April 2, 1992, for institutions that report weekly, and on April 16, 1992, for institutions that report quarterly. 5. For institutions that report weekly, the reserve requirement on nonpersonal time deposits with an original maturity of less than 1 Vz years was reduced from 3 percent to 11/2 percent for the maintenance period that began December 13, 1990, and to zero for the maintenance period that began December 27, 1990, The reserve requirement on nonpersonal time deposits with an original maturity of 1 ¥2 years or more has been zero since October 6, 1983. For institutions that report quarterly, the reserve requirement on nonpersonal time deposits with an original maturity of less than 1 Vz years was reduced from 3 percent to zero on January 17, 1991. 6. The reserve requirement on Eurocurrency liabilities was reduced from 3 percent to zero in the same manner and on the same dates as was the reserve requirement on nonpersonal time deposits with an original maturity of less than 1 Va years (see note 5). TABLE 7 1. Sales, redemptions, and negative figures reduce holdings of the System Open Market Account; all other figures increase such holdings. Details may not sum to totals because of rounding. TABLE 8 1. Details may not sum to totals because of rounding. Some of the data in this table also appear in the Board's H.4.1 (503) weekly statistical release. 2. Includes securities loaned—fully guaranteed by U.S. Treasury securities pledged with Federal Reserve Banks—and excludes securities sold and scheduled to be bought back under matched sale-purchase transactions. 3. Valued monthly at market exchange rates. 4. Includes special investment account at the Federal Reserve Bank of Chicago in Treasury bills maturing within ninety days. 5. Includes exchange-translation account reflecting the monthly revaluation at market exchange rates of foreign exchange commitments. 6. Federal Reserve notes held by the Reserve Bank are exempt from the collateral requirement. 7. Holdings under repurchase agreement are classified as maturing within fifteen days in accordance with maximum maturity of the agreements. TABLE 9 1. Data in this table also appear on the Board's G.6 (406) monthly statistical release. Historical data containing revised data for earlier periods can be obtained from Publications Services, Mail Stop 127, Board of Governors of the Federal Reserve System, Washington, DC 20551. 2. Represents accounts of individuals, partnerships, and corporations and of states and political subdivisions. 3. As of January 1994, other checkable deposits (OCDs) previously defined as automatic transfer to demand deposits (ATSs) and negotiable order of withdrawal (NOW) accounts, were expanded to include telephone and preauthorized transfer accounts. This change redefined OCDs for debits data to be consistent with OCDs for deposits data. 4. Money market deposit accounts. TABLE 10 1. Latest monthly and weekly figures are available from the Board's H.6 (508) weekly statistical release. Historical data starting in 1959 are available from the Money and Reserves Projections Section, Division of Monetary Affairs, Board of Governors of the Federal Reserve System, Washington, DC 20551. 2. Composition of the money stock measures and debt is as follows: Ml: (1) currency outside the U.S. Treasury, Federal Reserve Banks, and the vaults of depository institutions, (2) travelers checks of nonbank issuers, (3) demand deposits at all commercial banks other than those owed to depository institutions, the US. government, and foreign banks and official institutions, less cash items in the process of collection and Federal Reserve float, and (4) other checkable deposits (OCDs) consisting of negotiable order of withdrawal (NOW) and automatic transfer service (ATS) accounts at depository institutions, credit union share draft accounts, and demand deposits at thrift institutions. Seasonally adjusted Ml is computed by summing currency, travelers checks, demand deposits, and OCDs, each seasonally adjusted separately. M2: Ml plus (1) overnight (and continuing contract) repurchase agreements (RPs) issued by all depository institutions and overnight Eurodollars issued to U.S. residents by foreign branches of U.S. banks worldwide, (2) savings (including MMDAs) and small time deposits (time deposits—including retail RPs—in amounts of less than $100,000), and (3) balances in both taxable and tax-exempt general-purpose and broker-dealer money market funds. Excludes individual retirement accounts (IRAs) and Keogh balances at depository institutions and money market funds. Also excludes all balances held by US. commercial banks, money market funds (general purpose and broker-dealer), foreign governments and commercial banks, and the U.S. government. Seasonally adjusted M2 is computed by adjusting its non-Mi component as a whole and then adding this result to seasonally adjusted Ml. M3: M2 plus (1) large time deposits and term RP liabilities (in amounts of $100,000 or more) issued by all depository institutions, (2) term Eurodollars held by US. residents at foreign branches of US. banks worldwide and at all banking offices in the United Kingdom and Canada, and (3) balances in both taxable and tax-exempt, institution-only money market funds. Excludes amounts held by depository institutions, the US. government, money market funds, and foreign banks and official institutions. Also excluded is the estimated amount of overnight RPs and Eurodollars held by institution-only money market funds. Seasonally adjusted M3 is computed by adjusting its non-M2 component as a whole and then adding this result to seasonally adjusted M2. L: M3 plus the nonbank public holdings of U.S. savings bonds, short-term Treasury securities, commercial paper, and bankers acceptances, net of money market fund holdings of these assets. Seasonally adjusted L is computed by summing U.S. savings bonds, short-term Treasury securities, commercial paper, and bankers acceptances, each seasonally adjusted separately, and then adding this result to M3. Debt: The debt aggregate is the outstanding credit market debt of the domestic nonfinancial sectors—the federal sector (U.S. government, not including government-sponsored enterprises or federally related mortgage pools) and the nonfederal sectors (state and local governments, households and nonprofit organizations, nonfinancial corporate and nonfarm noncorporate businesses, and farms). Nonfederal debt consists of mortgages, tax-exempt and corporate bonds, consumer credit, bank loans, commercial paper, and other loans. The data, which are derived from the Federal Reserve Board's flow of funds accounts, are breakadjusted (that is, discontinuities in the data have been smoothed into the series) and month-averaged (that is, the data have been derived by averaging adjacent month-end levels). 3. Currency outside the U.S. Treasury, Federal Reserve Banks, and vaults of depository institutions. 4. Outstanding amount of US, dollar-denominated travelers checks of nonbank issuers. Travelers checks issued by depository institutions are included in demand deposits. 5. Demand deposits at commercial banks and foreign-related institutions other than those owed to depository institutions, the U.S. government, and foreign banks and official institutions, less cash items in the process of collection and Federal Reserve float. 6. Consists of NOW and ATS account balances at all depository institutions, credit union share draft account balances, and demand deposits at thrift institutions. 7. Sum of (1) overnight RPs and overnight Eurodollars, (2) money market fund balances (general purpose and broker-dealer), (3) savings deposits (including MMDAs), and (4) small time deposits. 8. Sum of (1) large time deposits, (2) term RPs, (3) term Eurodollars of U.S. residents, and (4) money market fund balances (institution-only), less (5) a consolidation adjustment that represents the estimated amount of overnight RPs and Eurodollars held by institution-only money market funds. 9. Small time deposits—including retail RPs—are those issued in amounts of less than $100,000. All individual retirement accounts (IRAs) and Keogh accounts at commercial banks and thrift institutions are subtracted from small time deposits. 10. Large time deposits are those issued in amounts of $100,000 or more, excluding those booked at international banking facilities. 11. Large time deposits at commercial banks less those held by money market funds, depository institutions, U.S. government, and foreign banks and official institutions. TABLE 11 1. Latest monthly and biweekly figures are available from the Board's H.3 (502) weekly statistical release. Historical data starting in 1959 and estimates of the effect on required reserves of changes in reserve requirements are available from the Money and Reserves Projections Section, Division of Monetary Affairs, Board of Governors of the Federal Reserve System, Washington, DC 20551, 2. Figures reflect adjustments for discontinuities, or "breaks," associated with regulatory changes in reserve requirements. 3. Seasonally adjusted, break-adjusted total reserves equal seasonally adjusted, break-adjusted required reserves (line 4) plus excess reserves (line 16). 4. Seasonally adjusted, break-adjusted nonborrowed reserves equal seasonally adjusted, break-adjusted total reserves (line 1) less total borrowings of depository institutions from the Federal Reserve (line 17). 5. Extended credit consists of borrowing at the discount window under the terms and conditions established for the extended credit program to help depository institutions deal with sustained liquidity pressures. Because there is not the same need to repay such borrowing promptly as with traditional short-term adjustment credit, the money market effect of extended credit is similar to that of nonborrowed reserves. 6. The seasonally adjusted, break-adjusted monetary base consists of (1) seasonally adjusted, break-adjusted total reserves (line 1), plus (2) the seasonally adjusted currency component of the money stock, plus (3) (for all quarterly reporters on the "Report of Transaction Accounts, Other Deposits and Vault Cash" and for all those weekly reporters whose vault cash exceeds their required reserves) the seasonally adjusted, breakadjusted difference between current vault cash and the amount applied to satisfy current reserve requirements. 7. Break-adjusted total reserves equal break-adjusted required reserves (line 9) plus excess reserves (line 16). 8. To adjust required reserves for discontinuities that are due to regulatory changes in reserve requirements, a multiplicative procedure is used to estimate what required reserves would have been in past periods had current reserve requirements been in effect. Break-adjusted required 173 reserves include required reserves against transactions deposits and nonpersonal time and savings deposits (but not reservable nondeposit liabilities). 9. The break-adjusted monetary base equals (1) break-adjusted total reserves (line 6), plus (2) the (unadjusted) currency component of the money stock, plus (3) (for all quarterly reporters on the "Report of Transaction Accounts, Other Deposits and Vault Cash" and for all those weekly reporters whose vault cash exceeds their required reserves) the break-adjusted difference between current vault cash and the amount applied to satisfy current reserve requirements. 10. Reflects actual reserve requirements, including those on nondeposit liabilities, with no adjustments to eliminate the effects of discontinuities associated with regulatory changes in reserve requirements. 11. Reserve balances with Federal Reserve Banks plus vault cash used to satisfy reserve requirements. 12. The monetary base, not break-adjusted and not seasonally adjusted, consists of (1) total reserves (line 11), plus (2) required clearing balances and adjustments to compensate for float at Federal Reserve Banks, plus (3) the currency component of the money stock, plus (4) (for all quarterly reporters on the "Report of Transaction Accounts, Other Deposits and Vault Cash" and for all those weekly reporters whose vault cash exceeds their required reserves) the difference between current vault cash and the amount applied to satisfy current reserve requirements. Since the introduction of contemporaneous reserve requirements, currency and vault cash figures have been measured over computation periods ending on Mondays. 13. Unadjusted total reserves (line 11) less unadjusted required reserves (line 14). TABLE 12 1. BIF, Bank Insurance Fund Data in this table also appear in the Board's H.6 (508) Special Supplementary Table monthly statistical release. Estimates are based on data collected by the Federal Reserve System from a stratified random sample of about 425 commercial banks and 75 savings banks on the last day of each month. Data are not seasonally adjusted and include IRA and Keogh deposits and foreign currency-denominated deposits. Data exclude retail repurchase agreements and deposits held in US. branches and agencies of foreign banks. 2. As of October 31, 1994, interest rate data for NOW accounts and savings deposits reflect a series break caused by a change in the survey used to collect these data. 3. Includes personal and nonpersonal money market deposits. 4. Includes both mutual and federal savings banks. TABLE 13 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks; New York State investment companies, and Edge Act and agreement corporations (foreign-related institutions). Excludes international banking facilities. Data are Wednesday values, or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. 2. Excludes federal funds sold to, reverse repurchase agreements with, and loans to commercial banks in the United States, 3. Consists of reserve repurchase agreements with broker-dealers and loans to purchase and carry securities. 4. Consists of federal funds sold to, reverse repurchase agreements with, and loans to commercial banks in the United States. 5. Includes vault cash, cash items in process of collection, demand balances due from depository institutions in the United States, balances due from Federal Reserve Banks, and other cash assets. 6. Excludes the due-from position with related foreign offices, which is included in lines 25, 53, 81, and 109. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 174 8. Excludes the due-to position with related foreign offices, which is included in lines 25, 53, 81, and 109. 9. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. TABLE 14 1. Includes certificates of participation, issued or guaranteed by agencies of the U.S. government, in pools of residential mortgages. 2. Includes securities purchased under agreements to resell. 3. Includes allocated transfer risk reserve. 4. Includes negotiable order of withdrawal (NOWs) and automatic transfer service (ATS) accounts, and telephone and preauthorized transfers of savings deposits. 5. Includes borrowings only from other than directly related institutions. 6. Includes federal funds purchased and securities sold under agreements to repurchase. 7. This balancing item is not intended as a measure of equity capital for use in capital-adequacy analysis. 8. Excludes loans to and federal funds transactions with commercial banks in the United States. 9. Affiliates include a bank's own foreign branches, nonconsolidated nonbank affiliates of the bank, the bank's holding company (if not a bank), and nonconsolidated nonbank subsidiaries of the holding company. 10. Credit extended by foreign branches of domestically chartered weekly reporting banks to nonbank U.S. residents. Consists mainly of commercial and industrial loans, but includes an unknown amount of credit extended to other than nonfmancial businesses. 11. These amounts represent accumulated adjustments originally made to offset the effects of mergers. They should be added to outstanding data for any date in the year to establish comparability with data in the subsequent year. For a description of the adjustment process, see Banking and Monetary Statistics, 1941-1970, pp. 148-49. TABLE 15 1. Includes securities purchased under agreements to resell. 2. Includes transactions with nonbank brokers and dealers in securities, 3. For U.S. branches and agencies of foreign banks having a net "due from" position, includes net due from related institutions abroad. 4. Includes other transaction deposits. 5. Includes securities sold under agreements to repurchase. 6. For U.S. branches and agencies of foreign banks having a net "due to" position, includes net owed to related institutions abroad. 7. Excludes loans to and federal funds transactions with commercial banks in the United States. TABLE 16 1. Institutions engaged primarily in commercial, savings, and mortgage banking; sales, personal, and mortgage financing; factoring, finance leasing, and other business lending; insurance underwriting; and other investment activities. 2. Includes all financial-company paper sold by dealers in the open market. 3. As reported by financial companies that place their paper directly with investors. 4. Includes public utilities and firms engaged primarily in such activities as communications, construction, manufacturing, mining, wholesale and retail trade, transportation, and services. 5. Data on bankers dollar acceptances are gathered from approximately 100 institutions. The reporting group is revised every January. 6. In 1977, the Federal Reserve discontinued operations in bankers dollar acceptances for its own account. TABLE 17 1. The prime rate is one of several base rates that banks use to price short-term business loans. The table shows the date on which a new rate came to be the predominant one quoted by a majority of twenty-five largest banks by asset size, based on the most recent Call Report, Data in this table also appear in the Board's H.15 (519) weekly and G.13 (415) monthly statistical releases. TABLE 18 NOTE. Some of the data in this table also appear in the Board's H.15 (519) weekly and G.13 (415) monthly statistical releases. 1. The daily effective federal funds rate is a weighted average of rates on trades through New York brokers. 2. Weekly figures are averages of seven calendar days ending on Wednesday of the current week; monthly figures include each calendar day in the month. 3. Annualized using a 360-day year for bank interest. 4. Rate for the Federal Reserve Bank of New York. 5. Quoted on a discount basis. 6. An average of offering rates on commercial paper placed by several leading dealers for firms whose bond rating is AA or the equivalent. 7. An average of offering rates on paper directly placed by finance companies. 8. Representative closing yields for acceptances of the highest-rated money center banks. 9. An average of dealer offering rates on nationally traded certificates of deposit. 10. Bid rates for Eurodollar deposits at 11 a.m. London time. Data are fpr indication purposes only. 11. Auction date for daily data; weekly and monthly averages computed on an issue-date basis. 12. Yields on actively traded issues adjusted to constant maturities. SOURCE. U.S. Department of the Treasury. 13. General obligation bonds based on Thursday figures; Moody's Investors Service. 14. State and local government general obligation bonds maturing in twenty years are used to compile this index. The twenty-bond index has a rating roughly equivalent to Moody's Al rating. Based on Thursday amount of credit that can be used to purchase and carry "margin securities" (as defined in the regulations) when such credit is collateralized by securities. Margin requirements on securities other than options are the difference between the market value (100 percent) and the maximum loan value of collateral as prescribed by the Board, Regulation T was adopted effective October 15, 1934; Regulation U, effective May 1, 1936; Regulation G, effective March 11,1968; and Regulation X, effective November 1, 1971. On January 1, 1977, the Board of Governors for the first time established in Regulation T the initial margin required for writing options on securities, setting it at 30 percent of the current market value of the stock underlying the option. On September 30, 1985, the Board changed the required initial margin, allowing it to be the same as the option maintenance margin required by the appropriate exchange or selfregulatory organization; such maintenance margin rules must be approved by the Securities and Exchange Commission. Effective January 31, 1986, the SEC approved new maintenance margin rules, permitting margins to be the price of the option plus 15 percent of the market value of the stock underlying the option. Effective June 8, 1988, margins were set to be the price of the option plus 20 percent of the market value of the stock underlying the option (or 15 percent in the case of stock-index options). TABLE 20 1. Since 1990, off-budget items have been the social security trust funds (federal old-age survivors insurance and federal disability insurance) and the US. Postal Service. 2. Includes special drawing rights (SDRs); reserve position on the U.S. quota in the International Monetary Fund (IMF); loans to the IMF; other cash and monetary assets; accrued interest payable to the public; allocations of SDRs; deposit funds; miscellaneous liability (including checks outstanding) and asset accounts; seigniorage; increment on gold; net gain or loss for U.S. currency valuation adjustment; net gain or loss for IMF loan-valuation adjustment; and profit on sale of gold. SOURCE. US. Department of the Treasury, Monthly Treasury Statement of Receipts and Outlays of the US. Government; and U.S. Office of Management and Budget, Budget of the US. Government. figures. 15. Daily figures from Moody's Investors Service. Based on yields to maturity on selected long-term bonds. 16. Compilation of the Federal Reserve. This series is an estimate of the yield on recently offered, A-rated utility bonds with a thirty-year maturity and five years of call protection. Weekly data are based on Friday quotations. 17. Standard & Poor's corporate series. Common stock ratio is based on the 500 stocks in the price index. TABLE 19 1. In July 1976 a financial group, composed of banks and insurance companies, was added to the group of stocks on which the index is based. The index is now based on 400 industrial stocks (formerly 425), 20 transportation (formerly 15 rail), 40 public utility (formerly 60), and 40 financial. 2. On July 5, 1983, the American Stock Exchange rebased its index, effectively cutting previous readings in half. 3. Since July 1983, under the revised Regulation T, margin credit at broker-dealers has included credit extended against stocks, convertible bonds, stocks acquired through the exercise of subscription rights, corporate bonds, and government securities. Separate reporting of data for margin stocks, convertible bonds, and subscription issues was discontinued in April 1984. 4. Free credit balances are amounts in accounts with no unfulfilled commitments to brokers and are subject to withdrawal by customers on demand. 5. Series initiated in June 1984. 6. Margin requirements, stated in regulations adopted by the Board of Governors pursuant to the Securities Exchange Act of 1934, limit the TABLE 21 1. Functional details do not sum to total outlays for calendar year data because revisions to monthly totals have not been distributed among functions. Fiscal year total for outlays does not correspond to calendar year data because revisions from the Budget have not been fully distributed across months. 2. Old-age, disability, and hospital insurance, and railroad retirement accounts. 3. Old-age, disability, and hospital insurance, 4. Federal employee retirement contributions and civil service retirement and disability fund. 5. Deposits of earnings by Federal Reserve Banks and other miscellaneous receipts. 6. Includes interest received by trust funds. 7. Rents and royalties for the outer continental shelf, U.S. government contributions for employee retirement, and certain asset sales. SOURCE. US. Department of the Treasury, Monthly Treasury Statement of Receipts and Outlays of the US. Government; and US. Office of Management and Budget, Budget of the US. Government, Fiscal Year 1996. TABLE 22 1. Consists of guaranteed debt of U.S. Treasury and other federal agencies, specified participation certificates, notes to international lending organizations, and District of Columbia stadium bonds. SOURCE, U.S. Department of the Treasury, Monthly Statement of the Public Debt of the United States and Treasury Bulletin. 175 TABLE 23 1. Includes (not shown separately) securities issued to the Rural Electrification Administration, depository bonds, retirement plan bonds, and individual retirement bonds. 2. Nonmarketable series denominated in dollars, and series denominated in foreign currency held by foreigners. 3. Held almost entirely by U.S. Treasury and other federal agencies and trust funds. 4. Data for Federal Reserve Banks and U.S. government agencies and trust funds are actual holdings; data for other groups are U.S. Treasury estimates, 5. Consists of investments of foreign balances and international accounts in the United States. 6. Includes savings and loan associations, nonprofit institutions, credit unions, mutual savings banks, corporate pension trust funds, dealers and brokers, certain U.S. Treasury deposit accounts, and federally sponsored agencies. SOURCE. U.S. Treasury Department; data by type of security, Monthly Statement of the Public Debt of the United States', data by holder, Treasury Bulletin, TABLE 24 1. Transactions are market purchases and sales of securities as reported to the Federal Reserve Bank of New York by the U.S. government securities dealers on Its published list of primary dealers. Monthly averages are based on the number of trading days in the month. Transactions are assumed evenly distributed among the trading days of the report week. Immediate, forward, and futures transactions are reported at principal value, which does not include accrued interest; options transactions are reported at the face value of the underlying securities. Dealers report cumulative transactions for each week ending Wednesday. 2. Outright transactions include immediate and forward transactions. Immediate delivery refers to purchases or sales of securities (other than mortgage-backed federal agency securities) for which delivery is scheduled in five business days or less and "when-issued" securities that settle on the issue date of offering. Transactions for immediate delivery of mortgage-baeked agency securities include purchases and sales for which delivery is scheduled in thirty business days or less. Stripped securities are reported at market value by maturity of coupon or corpus. Forward transactions are agreements made in the over-the-counter market that specify delayed delivery. Forward contracts for U.S. Treasury securities and federal agency debt securities are included when the time to delivery is more than five business days. Forward contracts for mortgage-backed agency securities are included when the time to delivery is more than thirty business days. 3. Futures transactions and positions are standardized agreements arranged on an exchange. All futures transactions are included regardless of time to delivery. 4. Options transactions are purchases or sales of put and call options, whether arranged on an organized exchange or in the over-the-counter market, and include options on futures contracts on U.S. Treasury and federal agency securities. 5. Data for dealer positions and sources of financing are obtained from reports submitted to the Federal Reserve Bank of New York by the U.S. government securities dealers on its published list of primary dealers. Weekly figures are close-of-business Wednesday data. Positions for calendar days of the report week are assumed to be constant. Monthly averages are based on the number of calendar days in the month. Securities positions are reported at market value. 6. Net outright positions include immediate and forward positions. Net immediate positions include securities purchased or sold (other than mortgage-backed agency securities) that have been delivered or are scheduled to be delivered in five business days or less and "whenissued" securities that settle on the issue date of offering. Net immediate positions for mortgage-backed agency securities include securities purchased or sold that have been delivered or are scheduled to be delivered in thirty business days or less. Forward positions reflect agreements made in the over-the-counter market that specify delayed delivery. Forward contracts for U.S. Treasury 176 securities and federal agency debt securities are included when the time to delivery is more than five business days. Forward contracts for mortgage-backed agency securities are included when the time to delivery is more than thirty business days. 7. Futures positions reflect standardized agreements arranged on an exchange. All futures positions are included regardless of time to delivery, 8. Overnight financing refers to agreements made on one business day that mature on the next business day; continuing contracts are agreements that remain in effect for more than one business day but have no specific maturity and can be terminated without advance notice by either party; term agreements have a fixed maturity of more than one business day. Financing data are reported in terms of actual funds paid or received, including accrued interest. 9. Matched-book data reflect financial intermediation activity in which the borrowing and lending transactions are matched. Matchedbook data are included in the financing breakdowns given above. The reverse repurchase and repurchase numbers are not always equal because of the "matching" of securities of different values or different types of collateralkation, NOTE. Major changes in the report form filed by primary dealers induced a break in the dealer data series as of the week ending July 6, 1994. An "n.a." indicates that data are not published because of insufficient activity. TABLE 25 1. Consists of mortgages assumed by the US. Defense Department between 1957 and 1963 under family housing and homeowners assistance programs. 2. Includes participation certificates reclassified as debt beginning October 1, 1976. 3. On-budget since September 30, 1976. 4. Consists of debentures issued in payment of Federal Housing Administration insurance claims. Once issued, these securities may be sold privately on the securities market. 5. Certificates of participation issued before fiscal year 1969 by the Government National Mortgage Association acting as trustee for the Fanners Home Administration, the Department of Health, Education, and Welfare, the Department of Housing and Urban Development, the Small Business Administration, and the Veterans' Administration. 6. Off-budget. I, Includes outstanding noncontingent liabilities: notes, bonds, and debentures. Includes Federal Agricultural Mortgage Corporation, therefore details do not sum to total. Some data are estimated. 8. Excludes borrowing by the Farm Credit Financial Assistance Corporation, which is shown on line 17. 9. Before late 1982, the association obtained financing through the Federal Financing Bank (FFB). Borrowing excludes that obtained from the FFB, which is shown on line 22. 10. The Financing Corporation, established in August 1987 to recapitalise the Federal Savings and Loan Insurance Corporation, undertook its first borrowing in October 1987. II. The Farm Credit Financial Assistance Corporation, established in January 1988 to provide assistance to the Farm Credit System, undertook its first borrowing in July 1988. 12. The Resolution Funding Corporation, established by the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, undertook its first borrowing in October 1989. 13. The FFB, which began operations in 1974, is authorized to purchase or sell obligations issued, sold, or guaranteed by other federal agencies. Because FFB incurs debt solely for the purpose of lending to other agencies, its debt is not included in the main portion of the table to avoid double counting. 14. Includes FFB purchases of agency assets and guaranteed loans; the latter are loans guaranteed by numerous agencies, with the amounts guaranteed by any one agency generally being small. The Farmers Home Administration entry consists exclusively of agency assets, whereas the Rural Electrification Administration entry consists of both agency assets and guaranteed loans. TABLE 26 1. Par amounts of long-term issues based on date of sale. 2. Includes school districts. SOURCE. Securities Data Company. TABLE 27 1. Figures represent gross proceeds of issues maturing in more than one year; they are the principal amount or number of units calculated by multiplying by the offering price. Figures exclude secondary offerings, employee stock plans, investment companies other than closed-end, intracorporate transactions, equities sold abroad, and Yankee bonds. Stock data include ownership securities issued by limited partnerships. 2. Monthly data cover only public offerings. SOURCE. Securities Data Company and the Board of Governors of the Federal Reserve System. TABLE 28 1. Data on sales and redemptions exclude money market mutual funds but include limited-maturity municipal bond funds. Data on asset positions exclude both money market mutual funds and limited-maturity municipal bond funds. 2. Includes reinvestment of net income dividends. Excludes reinvestment of capital gains distributions and share issue of conversions from one fund to another in the same group. 3. Excludes sales and redemptions resulting from transfers of shares into or out of money market mutual funds within the same fund family. 4. Market value at end of period, less current liabilities. 5. Includes all U.S. Treasury securities and other short-term debt securities. SOURCE. Investment Company Institute. Data based on reports of membership, which comprises substantially all open-end investment companies registered with the Securities and Exchange Commission. Data reflect underwritings of newly formed companies after their initial offering of securities. 5. Passenger car fleets and commercial land vehicles for which licenses are required. 6. Credit arising from transactions between manufacturers and dealers, that is, floor plan financing, 7. Includes loans on commercial accounts receivable, factored commercial accounts, and receivable dealer capital; small loans used primarily for business or farm purposes; and wholesale and lease paper for mobile homes, campers, and travel trailers. TABLE 32 1. Weighted averages based on sample surveys of mortgages originated by major institutional lender groups for purchase of newly built homes: compiled by the Federal Housing Finance Board in cooperation with the Federal Deposit Insurance Corporation. 2. Includes all fees, commissions, discounts, and "points" paid (by the borrower or the seller) to obtain a loan. 3. Average effective interest rate on loans closed for purchase of newly built homes, assuming prepayment at the end of ten years. 4. Average contract rate on new commitments for conventional first mortgages; from US. Department of Housing and Urban Development (HUD). Based on transactions on the first day of the subsequent month. 5. Average gross yield on thirty-year, minimum-downpayment first mortgages insured by the Federal Housing Administration (FHA) for immediate delivery in the private secondary market. Based on transactions on first day of subsequent month. 6. Average net yields to investors on fully modified pass-through securities backed by mortgages and guaranteed by the Government National Mortgage Association (GNMA), assuming prepayment in twelve years on pools of thirty-year mortgages insured by the Federal Housing Administration or guaranteed by the Department of Veterans Affairs. 7. Does not include standby commitments issued, but includes standby commitments converted. 8. Includes participation loans as well as whole loans. 9. Includes conventional and government-underwritten loans. The Federal Home Loan Mortgage Corporation's mortgage commitments and mortgage transactions include activity under mortgage securities swap programs, whereas the corresponding data for FNMA exclude swap activity. TABLE 29 1. "Other" consists of construction, wholesale and retail trade, finance and insurance, personal and business services, and communication. SOURCE. US, Department of Commerce, Survey of Current Business. TABLE 30 1. Includes finance company subsidiaries of bank holding companies but not of retailers and banks. Data are amounts carried on the balance sheets of finance companies; securitized pools are not shown, as they are not on the books. 2. Before deduction for unearned income and losses. TABLE 31 1. Includes finance company subsidiaries of bank holding companies but not of retailers and banks. Data are before deductions for unearned income and losses. Components may not sum to totals because of rounding. Data in this table also appear in the Board's G.20 (422) monthly statistical release. 2. Includes all loans secured by liens on any type of real estate, for example, first and junior mortgages and home equity loans. 3. Includes personal cash loans, mobile home loans, and loans to purchase other types of consumer goods such as appliances, apparel, general merchandise, and recreation vehicles. 4. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. TABLE 33 1. Multifamily debt refers to loans on structures of five or more units. 2. Includes loans held by nondeposit trust companies but not loans held by bank trust departments. 3. Includes savings banks and savings and loan associations. 4. FmHA-guaranteed securities sold to the Federal Financing Bank were reallocated from FmHA mortgage pools to FmHA mortgage holdings in 1986:Q4 because of accounting changes by the Fanners Home Administration. 5. Outstanding principal balances of mortgage-backed securities insured or guaranteed by the agency indicated. 6. Other holders include mortgage companies, real estate investment trusts, state and local credit agencies, state and local retirement funds, noninsured pension funds, credit unions, and finance companies. SOURCE. Based on data from various institutional and government sources. Separation of nonfarm mortgage debt by type of property, if not reported directly, and interpolations and extrapolations, when required for some quarters, are estimated in part by the Federal Reserve. Line 69 from Inside Mortgage Securities. TABLE 34 1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals that is scheduled to be repaid (or has the option of repayment) in two or more installments. Data in this table also appear in the Board's G.19 (421) monthly statistical release. 177 2. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. 3. Totals include estimates for certain holders for which only consumer credit totals are available. TABLE 35 1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals that is scheduled to be repaid (or has the option of repayment) in two or more installments. Data in this table also appear in the Board's G.I9 (421) monthly statistical release. 2. Data are available for only the second month of each quarter. 3. At auto finance companies. TABLE 36 1. Holdings of gold and SDRs appear as assets and are included in totals; in flow tables, transactions in these categories are treated as purchases and sales of existing assets. 2. Assets are shown at market value; nonbank finance liability is the redemption value of shares of open-end investment companies. No specific liability is attributed to issuers of stocks other than open-end investment companies for amounts outstanding. 3. Includes savings bonds and other nonmarketable debt held by the public. Postal savings system deposits are included in "Miscellaneous" in part A, line 34. 4. Issues by agencies in the U.S. government budget and by government-sponsored enterprises in financial sectors. Includes loan participation certificates and securities backed by federally related mortgage pools. 5. Excess of total assets over total liabilities consists of gold, special drawing rights (SDRs), corporate equities, and equity in noncorporate business not included in liabilities, minus total floats and discrepancies. 2. Ratio of index of production to index of capacity. Based on data from the Federal Reserve, DRI McGraw-Hill, U.S. Department of Commerce, and other sources. 3. Index of dollar value of total construction contracts, including residential, nonresidential and heavy engineering, from Mcgraw-Hill Information Systems Company, RW. Dodge Division. 4. Based on data in U.S. Department of Labor, Employment and Earnings. Series covers employees only, excluding personnel in the armed forces. 5. Based on data from U.S. Department of Commerce, Survey of Current Business. 6. Based on data not seasonally adjusted. Seasonally adjusted data for changes in the price indexes can be obtained from the US, Department of Labor, Bureau of Labor Statistics, Monthly Labor Review. TABLE 39 1. Data in this table also appear in the Board's G.I7 (419) monthly statistical release. The latest historical revision of the industrial production index and the capacity utilization rates was released in November 1994. See "Industrial Production and Capacity Utilization: A Revision," Federal Reserve Bulletin, vol. 81 (January 1995), pp. 16-26. For a detailed description of the industrial production index, see "Industrial Production: 1989 Developments and Historical Revision/' Federal Reserve Bulletin, vol. 76 (April 1990), pp. 187-204. 2. Primary processing includes textiles; lumber; paper; industrial chemicals; synthetic materials; and fertilizer materials; petroleum products; rubber and plastics; stone, clay, and glass; primary metals; and fabricated metals. 3. Advanced processing includes foods; tobacco; apparel; furniture and fixtures; printing and publishing; chemical products such as drugs and toiletries; agricultural chemicals; leather and products; machinery; transportation equipment; instruments; and miscellaneous manufactures. 4. Capacity utilization is calculated as the ratio of the Federal Reserve's seasonally adjusted index of industrial production to the corresponding index of capacity. TABLE 40 TABLE 37 1. Data in table B also appear in the Board's Z.I (780) quarterly statistical release, tables L.6 and L.I. 2. Excludes corporate equities and mutual fund shares. 3. Through 1992:Q4, corporate bonds include net issues by Netherlands Antillean financial subsidiaries, and U.S. direct investment abroad excludes net inflows from those bond issues. 4. Hquity in the Federal National Mortgage Association. 5. Industrial revenue bonds, issued by state and local governments to finance private investment and secured in interest and principal by the industrial user of the funds. 6. Loans (except mortgages), short-term paper, profit taxes payable, and trade debt. Includes loans due in more than one year and excludes current maturities of securities and mortgages. 1. Beginning January 1994, reflects redesign of current population survey and population controls from the 1990 census. 2. Persons sixteen years of age and older, including Resident Armed Forces. Monthly figures are based on sample data collected during the calendar week that contains the twelfth day; annual data are averages of monthly figures. By definition, seasonality does not exist in population figures. 3. Includes self-employed, unpaid family, and domestic service workers. 4. Includes all full- and part-time employees who worked during, or received pay for, the pay period that includes the twelfth day of the month; excludes proprietors, self-employed persons, household and unpaid family workers, and members of the armed forces. Data are adjusted to the March 1992 benchmark, and only seasonally adjusted data are available at this time. SOURCE. Based on data from the U.S. Department of Labor, Employment and Earnings. TABLE 38 NOTE. Basic data (not indexes) for series mentioned in notes 4 and 5 and indexes for series mentioned in notes 3 and 6 can also be found in the U.S. Department of Commerce, Survey of Current Business. 1. Data in this table also appear in the Board's G.I7 (419) monthly statistical release. The latest historical revision of the industrial production index and the capacity utilization rates was released in November 1994. See "Industrial Production and Capacity Utilization: A Revision," Federal Reserve Bulletin, vol. 81 (January 1995), pp. 16-26. For a detailed description of the industrial production index, see "Industrial Production: 1989 Developments and Historical Revision," Federal Reserve Bulletin, vol. 76 (April 1990), pp. 187-204. 178 TABLE 41 1. Data in this table also appear in the Board's G.17 (419) monthly statistical release. The latest historical revision of the industrial production index and the capacity utilization rates was released in November 1994. See "Industrial Production and Capacity Utilization: A Revision, " Federal Reserve Bulletin, vol. 81 (January 1995), pp. 16-26, For a detailed description of the industrial production index, see "Industrial Production: 1989 Developments and Historical Revision,*' Federal Reserve Bulletin, vol. 76 (April 1990), pp. 187-204. 2. Standard industrial classification. TABLE 42 TABLE 47 1. Not at annual rates. 2. Not seasonally adjusted. 3. Recent data on value of new construction may not be strictly comparable with data for previous periods because of changes by the Bureau of the Census in its estimating techniques. For a description of these changes, see Construction Reports (C-30-76-5), issued by the Census Bureau in July 1976. SOURCE. Bureau of the Census estimates for all series except (1) mobile homes, which are private, domestic shipments as reported by the Manufactured Housing Institute and seasonally adjusted by the Census Bureau, and (2) sales and prices of existing units, which are published by the National Association of Realtors. All back and current figures are available from the originating agency. Permit authorizations are those reported to the Census Bureau from 19,000 jurisdictions beginning in 1994. 1. Excludes deposits and US. Treasury securities held for international and regional organizations. 2. Marketable U.S. Treasury bills, notes, and bonds and nonmarketable US. Treasury securities, in each case measured at face (not market) value. 3. Held in foreign and international accounts and valued at $42.22 per fine troy ounce; not included in the gold stock of the United States, TABLE 48 1. Data on claims exclude foreign currencies held by US. monetary authorities. 2. Assets owned by customers of the reporting bank located in the United States that represent claims on foreigners held by reporting banks for the accounts of die domestic customers. TABLE 43 TABLE 49 1. Not seasonally adjusted. 2, Figures for consumer prices are for all urban consumers and reflect a rental-equivalence measure of homeownership, SOURCE. US. Department of Labor, Bureau of Labor Statistics. TABLE 44 1. Seasonal factors are not calculated for lines 12-16, 18-21, 22-34, and 38^M). 2. Data are on an international accounts basis. Data differ from the Census basis data for reasons of coverage and timing. Military exports are excluded from merchandise trade data and are included in line 5. 3. Reporting banks include all types of depository institution as well as some brokers and dealers, 4. Associated primarily with military sales contracts and other transactions arranged with or through foreign official agencies. 5. Consists of investments in U.S. corporate stocks and in debt securities of private corporations and state and local governments. SOURCE. US. Department of Commerce, Bureau of Economic Analysis, Survey of Current Business. TABLE 45 1. Data show monthly values consistent with quarterly figures in the U.S. balance of payments accounts. SOURCE. FT900, U.S. Department of Commerce, Bureau of the Census and Bureau of Economic Analysis. 1. Includes the Bank for International Settlements. 2. Principally demand deposits, time deposits, bankers acceptances, commercial paper, negotiable time certificates of deposit, and borrowings under repurchase agreements. 3. Includes nonmarketable certificates of indebtedness (including those payable in foreign currencies through 1974) and Treasury bills issued to official institutions of foreign countries. 4. Excludes notes issued to foreign official nonreserve agencies. Includes bonds and notes payable in foreign currencies; zero coupon bonds are included at current value. 5. Debt securities of US. government corporations and federally sponsored agencies, and US. corporate stocks and bonds. 6. Includes countries in Oceania and Eastern Europe. SOURCE. Tables 47 through 57 are based on U.S. Department of the Treasury data and on data reported to the department by banks (including Federal Reserve Banks) and securities dealers in the United States, and on the 1989 benchmark. The data exclude holdings of dollars by the International Monetary Fund (IMF) derived from payments of the U.S. subscription and from the exchange transactions and other operations of the IMF. The data also exclude US. Treasury letters of credit and U.S. nonnegotiable, non-interest-bearing notes held by nonmonetary international and regional organizations. The term "foreigners" covers all institutions and individuals domiciled outside the United States (including US. citizens domiciled abroad) and the foreign branches, subsidiaries, and offices of US. banks and business concerns; the central governments, central banks, and other official institutions of foreign countries, wherever located; and international and regional organizations wherever located. The term "foreigners" also includes persons in the United States when it is known by reporting institutions that they are acting on behalf of foreigners. TABLE 46 TABLE 50 1. Includes gold in Exchange Stabilization Fund. Gold held "under earmark" at Federal Reserve Banks for foreign and international accounts is not included in the gold stock of the United States; see table 47, line 3, Gold stock is valued at $42.22 per fine troy ounce. 2. Special drawing rights (SDRs) are valued according to a technique adopted by the International Monetary Fund (IMF) in July 1974. Values are based on a weighted average of exchange rates for the currencies of member countries. From July 1974 through December 1980, sixteen currencies were used; since January 1981, five currencies have been used. U.S. SDR holdings and reserve positions in the IMF were valued at SDR 1 - 1.20635. 3. Includes allocations of SDRs by the IMF on January 1 of the year indicated, as follows: 1970—$867 million; 1971—$717 million; 1972— $710 million; 1979—$1,139 million; 1980—$1,152 million; 1981— $1,093 million; plus net transactions in SDRs. 4. Valued at current market exchange rates. SOURCE. U.S. Department of the Treasury data and on data reported to the Treasury Department by the International Monetary Fund. NOTE. Source appears at the end of notes for table 49. 1. Reporting banks include all types of depository institutions, as well as some brokers and dealers. 2. Excludes negotiable time certificates of deposit, which are included in "Other negotiable and readily transferable instruments." 3. Includes borrowing under repurchase agreements. 4. For US. banks, includes amounts owed to own foreign branches and foreign subsidiaries consolidated in quarterly Consolidated Reports of Condition filed with bank regulatory agencies. For agencies, branches, and majority-owned subsidiaries of foreign banks, consists principally of amounts owed to the head office or parent foreign bank, and to foreign branches, agencies, or wholly owned subsidiaries of the head office or parent foreign bank. 5. Financial claims on residents of the United States, other than long-term securities, held by or through reporting banks. 6. Includes nonmarketable certificates of indebtedness and Treasury bills issued to official institutions of foreign countries. 179 7. Principally bankers acceptances, commercial paper, and negotiable time certificates of deposit. 8. Principally the International Bank for Reconstruction and Development, the Inter-American Development Bank, and the Asian Development Bank. Excludes "holdings of dollars" of the International Monetary Fund, 9. Foreign central banks, foreign central governments, and the Bank for International Settlements. 10. Excludes central banks, which are included in "Official institutions." 11. Since December 1992, has excluded Bosnia, Croatia, and Slovenia. 12. Includes the Bank for International Settlements. Since December 1992, has included all parts of the former US.S.R. (except Russia), and Bosnia, Croatia, and Slovenia. 13. Comprises Bahrain, Iran, Iraq, Kuwait, Oman, Qatar, Saudi Arabia, and United Arab Emirates (Trucial States). 14. Comprises Algeria, Gabon, Libya, and Nigeria. 15. Principally the International Bank for Reconstruction and Development. Excludes "holdings of dollars" of the International Monetary Fund. 16. Principally the Inter-American Development Bank. 17. Asian, African, Middle Eastern, and European regional organizations, except the Bank for International Settlements, which is included in "Other Europe." TABLE 54 NOTE. Source appears at the end of table 49. 1. The banking offices covered by these data include U.S. offices and foreign branches of US, banks, including U.S. banks that are subsidiaries of foreign banks. Offices not covered include US. agencies and branches of foreign banks. Beginning March 1994, includes large foreign subsidiaries of U.S. banks. Also includes other types of U.S. depository institutions, as well as some brokers and dealers. To eliminate duplication, data are adjusted to exclude claims of foreign branches held by a U.S. office or another foreign branch of the same banking institution. These data are on a gross claims basis and do not necessarily reflect the ultimate country risk or exposure of U.S. banks. More complete data on the country risk exposure of U.S. banks are available in the quarterly Country Exposure Lending Survey published by the Eederal Financial Institutions Examination Council. 2. Organization of Petroleum Exporting Countries shown individually; other members of OPEC (Algeria, Gabon, Iran, Iraq, Kuwait, Libya, Nigeria, Qatar, Saudi Arabia, and United Arab Emirates); and Bahrain and Oman (not formally members of OPEC). 3. Excludes Liberia. Beginning March 1994 includes Namibia. 4. Excludes other republics of the former Soviet Union. 5. Excludes Croatia, Bosnia and Hercegovinia, and Slovenia. 6. Includes Canal Zone. 7. Foreign branch claims only. 8. Includes New Zealand, Liberia, and international and regional organizations. TABLE 51 NOTE, Source appears at the end of table 49. 1. Since December 1992, has excluded Bosnia, Croatia, and Slovenia. 2. Includes the Bank for International Settlements. Since December 1992, has included all parts of the former US.S.R. (except Russia), and Bosnia, Croatia, and Slovenia. 3. Comprises Bahrain, Iran, Iraq, Kuwait, Oman, Qatar, Saudi Arabia, and United Arab Emirates (Trucial States). 4. Comprises Algeria, Gabon, Libya, and Nigeria. 5. Excludes the Bank for International Settlements, which is included in "Other Europe." TABLE 52 TABLE 55 NOTE. Source appears at the end of table 49, 1. For a description of the changes in the international statistics tables, see Federal Reserve Bulletin, vol. 65, (July 1979), p. 550. 2. Revisions include a reel assification of transactions, which also affects the totals for Asia and the grand totals. 3. Comprises Bahrain, Iran, Iraq, Kuwait, Oman, Qatar, Saudi Arabia, and United Arab Emirates (Trucial States), 4. Comprises Algeria, Gabon, Libya, and Nigeria. 5. Includes nonmonetary international and regional organizations. TABLE 56 NOTE. Source appears at the end of table 49. 1. For banks' claims, data are monthly; for claims of banks' domestic customers, data are for quarter ending with the month indicated. Reporting banks include all types of depository institutions, as well as some brokers and dealers. 2. For US. banks, includes amounts due from own foreign branches and foreign subsidiaries consolidated in quarterly Consolidated Reports of Condition filed with bank regulatory agencies. For agencies, branches, and majoaty-owned subsidiaries of foreign banks, consists principally of amounts due from head office or parent foreign bank, and to foreign branches, agencies, or wholly owned subsidiaries of the head office or parent foreign bank. 3. Assets held by reporting banks in the accounts of their domestic customers, 4. Principally negotiable time certificates of deposit and bankers acceptances. 5. Includes demand and time deposits and negotiable and nonnegotiable certificates of deposit denominated in U.S. dollars issued by banks abroad. For description of changes in data reported by nonbanks, see Federal Reserve Bulletin, vol. 65 (July 1979), p. 550. NOTE. Source appears at the end of table 49. 1. Comprises oil-exporting countries as follows: Bahrain, Iran, Iraq, Kuwait, Oman, Qatar, Saudi Arabia, and United Arab Emirates (Trucial States). 2. Includes state and local government securities and securities of U.S. government agencies and corporations. Also includes issues of new debt securities sold abroad by U.S. corporations organized to finance direct investments abroad. TABLE 53 TABLE 58 NOTE. Source appears at the end of table 49. 1. Reporting banks include all types of depository institutions, as well as some brokers and dealers. 2. Maturity is time remaining to maturity. 3. Includes nonmonetary international and regional organizations. 1. Official and private transactions in marketable US. Treasury securities having an original maturity of more than one year. Data are based on monthly transactions reports. Excludes nonmarketable US. Treasury bonds and notes held by official institutions of foreign countries. 180 NOTE. Source appears at the end of table 49. 1. For a description of the changes in the international statistics tables, see Federal Reserve Bulletin, vol. 65, (July 1979), p. 550. 2. Comprises Bahrain, Iran, Iraq, Kuwait, Oman, Qatar, Saudi Arabia, and United Arab Emirates (Trucial States). 3. Comprises Algeria, Gabon, Libya, and Nigeria. 4. Includes nonmonetary international and regional organizations. TABLE 57 2. Comprises Bahrain, Iran, Iraq, Kuwait, Oman, Qatar, Saudi Arabia, and United Arab Emirates (Trucial States). 3. Comprises Algeria, Gabon, Libya, and Nigeria. TABLE 59 1. Rates shown are mainly those at which the central bank either discounts or makes advances against eligible commercial paper or government securities for commercial banks or brokers. For countries with more than one rate applicable to such discounts or advances, the rate shown is the one at which it is understood that the central bank transacts the largest proportion of its credit operations. 2. The Bank of France discounts Treasury bills for seven to ten days. TABLE 60 1. Rates are for three-month interbank loans, with the following exceptions: Canada, finance company paper; Belgium, three-month Treasury bills; and Japan, CD rate. TABLE 61 1. Based on the dollar's value against the currencies of ten industrial countries. The weight for each of the ten countries is the 1972-76 average world trade of that country divided by the average world trade of all ten countries combined. TABLE 62 1. Averages of certified noon buying rates in New York for cable transfers. Data in this table also appear in the Board's G.5 (405) monthly statistical release. 2. Value in U.S. cents. 3. Index of weighted-average exchange value of U.S. dollar against the currencies of ten industrial countries. The weight for each of the ten countries is the 1972-76 average world trade of that country divided by the average world trade of all ten countries combined. TABLE 63 1. The survey of terms of bank lending to business collects data on gross loan extensions made during the first full business week in the mid-month of each quarter by a sample of 340 commercial banks of all sizes. A sample of 250 banks reports loans to farmers. The sample data are blown up to estimate the lending terms at all insured commercial banks during that week. The estimated terms of bank lending are not intended for use in collecting the terms of loans extended over the entire quarter or residing in the portfolios of those banks. Construction and land development loans include both unsecured loans and loans secured by real estate. Thus, some of the construction and land development loans would be reported on the statement of condition as real estate loans and the remainder as business loans. Mortgage loans, purchased loans, foreign loans, and loans of less than $1,000 are excluded from the survey. As of September 30, 1990, assets of most of the large banks were at least $7.0 billion. For all insured banks, total assets averaged $275 million. 2. Average maturities are weighted by loan size; excludes demand loans, 3. Effective (compounded) annual interest rate calculated from the stated rate and other terms of the loans and weighted by loan size. 4. The chances are about two out of three that the average rate shown would differ by less than the amount of the standard error from the average rate that would be found by a complete survey of lending at all banks, 5. The rate used to price the largest dollar volume of loans. Base pricing rates include the prime rate (sometimes referred to as a bank's "basic" or "reference" rate); the federal funds rate; domestic money market rates other than the federal funds rate; foreign money market rates; and other base rates not included in the foregoing classifications. 6. Overnight loans mature on the following business day. 7. Demand loans have no stated date of maturity. 8. Nominal (not compounded) annual interest rate calculated from the stated rate and other terms of the loans and weighted by loan size. 9. Calculated by weighting the prime rate reported by each bank by the volume of loans reported by that bank, summing the results, and then averaging over all reporting banks. 10. The proportion of the loans made at rates below the prime may vary substantially from the proportion of such loans outstanding in bank's portfolios. TABLE 64 1. Details may not sum to totals because of rounding. Data are aggregates of categories reported on the quarterly form FFIEC 002, "Report of Assets and Liabilities of US. Branches and Agencies of Foreign Banks." The form was first used for reporting data as of June 30, 1980, and was revised as of December 31, 1985. From November 1972 through May 1980, U.S. branches and agencies of foreign banks had filed a monthly FR 886a report. Aggregate data from that report were available through the Federal Reserve monthly statistical release G.ll, last issued on July 10, 1980. Data in this table and in the G.ll tables are not strictly comparable because of differences in reporting panels and in definitions of balance sheet items. 2. Includes the District of Columbia. 3. Effective December 1981, the Federal Reserve Board amended Regulations D and Q to permit banking offices located in the United States to operate international banking facilities (IBFs). Since December 31, 1985, data for IBFs have been reported in a separate column. These data are either included in or excluded from the total columns as indicated in the headings. The notation "n.a." indicates that no IBF data have been reported for that item, either because the item is not an eligible IBF asset or liability or because that level of detail is not reported for IBFs. From December 1981 through September 1985, IBF data were included in all applicable items reported, 4. Total assets and total liabilities include net balances, if any, due from or owed to related banking institutions in the United States and in foreign countries (see note 5), On the former monthly branch and agency report, available through the G.ll monthly statistical release, gross balances were included in total assets and total liabilities. Therefore, total asset and total liability figures in this table are not comparable to those in the G.ll tables. 5. Related depository institutions include the foreign head office and other US, and foreign branches and agencies of a bank, a bank's parent holding company, and majority-owned banking subsidiaries of the bank and of its parent holding company (including subsidiaries owned both directly and indirectly). 6. In some cases two or more offices of a foreign bank within the same metropolitan area file a consolidated report. Part 2 —Special Tables TABLE 65 1. See Board of Governors, Annual Report for data covering earlier years. Some of the data also appear in the Board's H.4.1 (503) weekly statistical release. 2. Includes securities loaned=fully guaranteed by US. Treasury securities pledged with Federal Reserve Banks—and excludes securities sold and scheduled to be bought back under matched sale-purchase transactions. 3. Valued monthly at market exchange rates, 4. Includes special investment account at the Federal Reserve Bank of Chicago in Treasury bills maturing within ninety days. 5. Includes exchange-translation account reflecting the monthly revaluation at market exchange rates of foreign exchange commitments. 181 TABLE 66 1. Details may not sum to totals because of rounding. 2. The effect of the 1987 implementation of the Financial Accounting Standards Board's Statement of Financial Accounting Standards No. 87, Employers' Accounting for Pensions (SFAS 87), is recorded in the Total column only and has not been distributed to each District. Accordingly, the sum of the Districts will not equal the Total column for this category or for Total net expenses, and New York will not sum to Current net income. The effect of SFAS 87 on the Reserve Banks was a reduction in expenses of $75,646,845. 3. Includes distribution of costs for projects performed by one Bank for the benefit of one or more other Banks. 4. Includes expenses for labor and materials temporarily capitalized and charged to activities when the products are consumed. 5. Includes reimbursement from the U.S. Treasury for uncut sheets of Federal Reserve notes, gains and losses on the sale of Reserve Bank buildings, counterfeit currency that is not charged back to the depositing institution, and stale Reserve Bank checks that are written off. 6. For additional details, see Board of Governors of the Federal Reserve System, Annual Report, "Financial Statements/' TABLE 67 1. Except for the following, branches and additional offices are located in the same state as the parent bank. (In this table these branches are shown according to their own location rather than that of the parent bank.) Location of bank California Connecticut District of Columbia Kansas Maryland New Jersey New York Ohio Oklahoma Rhode Island Number and location of branches 1 in Arizona, 1 in Nevada, 2 in Oregon, 4 in Washington 16 in Rhode Island 2 in Maryland 1 in Colorado, 3 in Kentucky 37 in District of Columbia 197 in Pennsylvania 1 in Massachusetts, 1 in Pennsylvania 1 in Kentucky 1 in Texas 25 in Connecticut 2. Formerly called mutual savings banks. 3. As of December 31, 1988, includes noninsured national trust companies that are members of the Federal Reserve System. 4. Member banks exclude and nonmember banks include three workout national banks that are not members of the Federal Reserve System. 5. Figures include nonmember banks in Puerto Rico and the Virgin Islands. 6. Includes five banks that converted to thrift institutions. 7. Includes three banks that converted to branches of thrift institutions, 8. Includes interclass changes and sale of branches. TABLE 69 1. Numbers in parentheses are totals of banking organizations in the state. Data are for all domestic commercial banks. TABLE 70 1. End of year. Equities valued at market, other assets are at acquisition value. 2. Includes deferred profit-sharing funds and pension funds of corporations, unions, multi-employer groups, nonprofit organizations, and the Federal Employees' Retirement System Thrift Savings Plan. 3. Includes Federal Employees' Retirement Fund, Foreign Service Retirement Fund, and Disability Trust Fund. TABLE 71 1. Includes firms that are members of the American Stock Exchange but not the New York Stock Exchange. 2. Includes credit extended on stock, nonconvertible bonds, and convertible bonds under the Regulation T requirement for consolidated reporting. 3. Includes credit extended to finance purchases through qualified stock option and employee stock purchase and ownership plans. TABLE 72 TABLE 68 1. Includes nondeposit trust companies, private banks, industrial banks, and nonbank banks. 182 1. For brokers that are members of either the American Stock Exchange or the New York Stock Exchange. 2. One firm is excluded because it cannot provide data for Debit or Credit status. Part 4—Index to Tables Index to Tables References are to table numbers, not page numbers Acceptances, bankers, 7, 16(B), 18(A, B), 66 Agricultural loans, commercial banks, 14 Assets and deposits, banking organizations, percentage of total held by ten largest, 69 Assets and liabilities (See also Foreigners) Banks, 13(A, B), 14, 15 Domestic finance companies, 30 Federal Reserve Banks, 2(A, B, C, D), 8(A), 65 Flow of funds accounts, 36(A, B) Foreign banks, U.S. branches and agencies, 64 Assets of pension funds, 70 Automobiles Consumer installment credit, 34, 35 Production, 41(A, B) Bankers acceptances, 7, 16(B), 18(A, B), 66 Banking offices in operation, number and changes, 67, 68(A, B) Bonds, 18(A, B), 27. (See also US. government and Treasury securities) Branch banks, 67, 68(B) Budget, U.S. (See Federal finance) Business activity, selected measures, 38 Business expenditures on new plant and equipment, 29 Business loans, 31. (See also Commercial and industrial loans) Capacity, 39(B) Capacity utilization, 38, 39(C) Capital accounts, Federal Reserve Banks, 8(A), 65 Central banks, foreign, discount rates, 59 Certificates of deposit, 18(A, B) Commercial and industrial loans Commercial banks, 13(A, B), 14, 64 Weekly reporting banks, 14 Commercial banks Agricultural loans, 14 Assets and liabilities, 13(A, B), 14 Banking offices, number and changes, 67, 68(A, B) Banking organizations, percentage of total assets and deposits held by ten largest, 69 Commercial and industrial loans, 13(A, B), 14, 63, 64 Consumer loans held, by type and terms, 34, 35 Debits and deposit turnover, 9(A, B) Deposit interest rates, 12 Loans sold outright, 14 Mortgages held, by type of holder and property, 33 Selected borrowings, 4 Time and savings deposits 1(A, B) Commercial paper, 16(A), 18(A, B) Condition statements (See Assets and liabilities: Banks) Construction, loans for, 38, 42 Consumer installment credit, 34, 35 Consumer prices, 38, 43 Corporations, security issues, 27, 57 Credit (See Loans) Credit unions, 34 Currency in circulation, 2, 10(A, B) Customer financing, stock market, 19(B), 71, 72 Debits to deposit accounts, 9(A, B) Debt (See specific types of debt or securities) Demand deposits Banks, 9(A, B) Ownership by individuals, partnerships, and corporations, 15 Turnover at commercial banks, 9(A, B) Depository institutions Loans to, 14 Reserve requirements, 6 Reserves and related items, 1(A, B), 2(A, B, C, D), 3, ll(A f B), 65 Deposits (See also specific types) Banking organizations, percentage of total deposits held by ten largest, 69 Commercial banks, 1(A, B), 13(A, B), 14, 15, Federal Reserve Banks, 2(A, B, C, D), 8(A), 20, 65 Interest rates, commercial banks, 12 Savings, 1(A, B), 9(A, B), 10(A, B), 12 Small time, large time, 10(A, B) Turnover at commercial banks, 9(A, B) Discount rates at Federal Reserve Banks and at foreign central banks (See Interest rates) Discounts and advances by Federal Reserve Banks (See Loans: FRB) Dividends, Federal Reserve Banks, 66 Dollar, U.S., index of weighted-average value, 61 Domestic finance companies, 30, 31 Earnings, Federal Reserve Banks, 66 Employment, 40 Eurodollars, 18(A, B) Expenditures on new plant and equipment, 29 Farm Credit Banks, 25 Farm mortgage loans, 33 Federal agency obligations, 2(A, B, C, D), 7, 8(A, C), 24(A, B), 25, 65 Federal credit agencies, 25 Federal finance Debt subject to statutory limit, and types and ownership of gross debt of US. Treasury, 22, 23 Receipts and outlays, 21, 24(A, B, C) Treasury financing of surplus or deficit, 20 Treasury operating balance, 20 Federal Financing Bank, 25 Federal funds, 4, 14, 15, 18(A, B), 20 Federal Home Loan Banks, 25 Federal Home Loan Mortgage Corporation, 25, 32, 33 Federal Housing Administration Debt of, 25 Mortgage interest rate, 32 Mortgage debt outstanding, 33 Federal Land Banks, 33 Federal National Mortgage Association, 25, 32, 33 Federal Reserve Banks Condition statement, 8(A), 65, Discount rates (See Interest rates) Foreign assets held, 47 Income, expenses, and dividends, 66 185 Federal Reserve Banks—Continued Payments to U.S. Treasury, 66 Surplus, 66 US. government securities held, 2(A, B, C, D), 8(A, C), 23, 65 Federal Reserve credit, 2(A, B, C, D), 3, 8(A, C), 65 Federal Reserve notes, 8(A, B), 65 Federally sponsored credit agencies, 25 Finance companies Assets and liabilities, 30 Business credit, 31 Loans, 14, 34 Mortgage debt, 33 Paper, 16(A), 18(A, B) Finance rates (See Interest rates) Financial institutions Commercial banks, 33 Life insurance companies, 33 Loans to, 14 Savings institutions, 33, 34, 37(A) State-chartered savings banks, 67, 68(A, B) Thrift institutions, 1(A, B) Float, 2(A, B, C, D) Flow of funds, 36(A, B), 37(A, B, C) Foreign Banks, assets and liabilities of US. branches and agencies, 64 Central bank, discount rates, 59 Countries Claims on, 48, 51, 52, 53, 54, 56, 64 Liabilities to, 14, 45, 47, 48, 49(A, B), 50(A, B), 55, 57, 58, 64 Futures contracts, 24(A, B) Currency operations, 8(A), 60, 61, 62 Deposits in US. banks, 2(A, B, C, D), 8(A), 65 Exchange rates, 62 Official institutions, liabilities to, 49(A, B) Trade, 45 Manufacturing Capacity utilization, 38, 39(A, B, C) Production, 38, 39(A), 41(A, B) Margin accounts Brokers' detailed debit and credit balances, 72 Selected statistics, 19(B) Margin regulations, credit subject to, by type, 71 Member banks (See also Depository institutions) Banking offices, number and changes, 67, 68(A, B) Federal funds and repurchase agreements, 4 Reserve requirements, 6, 19(C) Mobile homes, 34, 42 Monetary and credit aggregates, 1(A, B), 11 (A, B) Money and capital market rates, 18(A, B) Money stock measures and components, 1(A, B), 10(A, B) Mortgages (See Real estate loans) Gold Certificate account, 8(A, B), 65 Holdings, 36(A) Stock, 2(A, B, C, D), 46 Government National Mortgage Association, 25, 32, 33 Pension funds, assets, 70 Personal income, 38 Prices, 19(A), 38, 43 Prime rate, 17 Producer prices, 38, 43 Production, 38, 39, 41 Profit and loss, Federal Reserve Banks, 66 Housing, new and existing units, 42 Income, personal and national, 38 Income and expenses, Federal Reserve Banks, 66 Industrial production, 38, 39(A, B, C), 41 Installment loans, 31, 34, 35 Insurance companies, 23, 33 Insured commercial banks, number of, 67 Interest rates Bonds, 18(A, B) Commercial and industrial loans, 63 Commercial bank deposits, 12 Federal Reserve Banks, 5(A, B, C) Foreign central banks, 59 Foreign short-term, 60 Installment credit, selected types, 35 Money and capital markets, 18(A, B) Mortgages, 32 Prime rate, 17 Treasury bills, 18(A, B) International capital transactions of United States, 44-60 International organizations, 49(A, B), 50(A, B), 51, 57, 58 Investment companies, issues and assets, 28 Investments (See also specific types) Banks, 13(A, B), 14 Commercial banks, 13(A, B), 14, 33 Federal Reserve Banks, 8(A, C), 65 Savings institutions, 33 186 Labor force, 40 Liabilities (See Assets and liabilities) Life insurance companies, 23, 33 Loans (See also specific types) Banks, 13(A, B), 14, 15 Commercial banks, 13(A, B), 14, 15, 63, 64 Federal Reserve Banks, 2(A, B, C, D), 3, 8(A, C), 65, 66 Insured or guaranteed by United States, 32, 33 National banks, number, and changes in number of banking offices, 67, 68(A, B) Nonmember banks, number, and changes in number of banking offices, 67, 68(A, B) Open market transactions, 7 Output, 39(A) Real estate loans Banks, 14, 33 Terms, yields, and activity, 32 Type of holder and property mortgaged, 33 Repurchase agreements Banks, 4 Government sector, 7, 24(C), 65 Reserve requirements, 6, 19(C) Reserves Depository institutions, 1(A, B), 2(A, B, C, D), 3, 11(A, B), 65 Federal Reserve Banks, 3, 65 US. reserve assets, 46 Residential mortgage loans, 32, 33 Retail sales, 38 Saving, Flow of funds, 36A, B), 37(A, B, C) Savings deposits (See Time and savings deposits) Savings institutions (See Financial institutions) Securities (See also specific types) Commercial banks, 14 Credit reported by lenders, 71, 72 Federal and federally sponsored credit agencies, 25 Foreign transactions, 57 New issues, 26, 27 Prices, 19(A) Special drawing rights Allocations, 44 Certificate account, 2(A, B, C, D), 8(A, B), 65 Holdings, 36(A, B), 44, 46 States and political subdivisions Deposits, 14 Holdings of U.S. Treasury and other agency securities, 23 New security issues, 26 Ownership of securities issued by, 14 State-chartered savings banks, 67, 68(A, B) State member banks, number, and changes in number of banking offices, 67, 68(A, B) Stock market (See also Securities) Customer financing, 19(B), 71, 72 Margin requirements, 19(C) New issues, 27 Prices and trading, 19(A) Student loan marketing association, 25 Tax receipts, federal, 21 (A) Tennessee Valley Authority, 25 Thrift institutions, 1(A, B) Time and savings deposits, 1(A, B), 9(A, B), 10(A, B), 12, 13(A, B), 14, 15 Trade, foreign, 45 Treasury bills (See U.S. government and Treasury securities) Treasury currency and Treasury cash, 2(A, B, C, D) Treasury deposits, 2(A, B, C, D), 8(A), 20, 65 Treasury operating balance, 20 Unemployment, 40 U.S. government balances Commercial bank holdings, 15 Treasury deposits at Reserve Banks, 8(A), 20 U.S. government and Treasury securities Bank holdings, 13(A, B), 14, 15, 23 Dealers' transactions, positions, and financing, 24(A, B, C) Federal Reserve Bank holdings and earnings, 2(A, B, C, D), 8(A, C), 23, 65, 66 Foreign and international holdings and transactions, 8(A), 23, 47, 58 Open market transactions, 7 Outstanding, by type or holder, 23 Rates, 18(A, B) Treasury bills, 7, 18(A, B), 24(A, B), 49(A, B) U.S. international transactions, 44-60 Veterans Administration insured loans, 32, 33 Weekly reporting banks, 14, 15 Yields (See Interest rates) FRB1/1-1700-1195-C 187