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No. 4 Legislative Document STATE OF NEW YO RK ANNUAL REPORT OF THE Superintendent of Banks OF THE STATE OF NEW Y O RK For the Year Ending December 31, 1919 J. ALBANY B. LYON COMPANY, PRINTERS 1920 STATE OF N EW YO RK B anking D epartment To the Legislature: S irs.— I have the honor to submit to the Legislature, in accordance with the provisions of chapter 369 of the Laws of 1914, chapter 2 o f the Consolidated Laws, the annual report of this Department for the year 1919, with reference to banks, such private bankers as are subject to the supervision o f the Superin tendent o f Banks and the general work of the Department. V ery respectfully, your obedient servant, G E O R G E I. S K IN N E R , Superintendent of Banks. A lbany, N. Y ., January 7, 1920. REPORT To the Legislature: The year 1919 has been one of the most interesting and remark able periods in the history o f the banking institutions of this State. The problems o f peace have proved quite as numerous and as difficult o f solution as the problems of war and many of them are still unsolved. Labor difficulties, the situation with reference to the bonds and stocks o f public utility corporations, the demoralization that has at times existed in foreign exchange, the uncertainties with ref erence to the return of the railroads to their owners and the man ner o f their return, the high cost o f living and the extravagance that has prevailed among some o f our people as the result of a reaction from the restraints and economies practiced during the war, accompanied by an undue speculation, not only in securities but in land and commodities, which is a natural consequence of constantly increasing prices, have at times caused alarm and hav9 impeded, although they have not stayed, constructive progress in the development o f the business and commerce of the State and of its banking resources. In fact, the growth of the State bank ing institutions has been unprecedented. jSTot only has there been a great increase in the strength and resources of established insti tutions, but notwithstanding the caution and conservatism which has been exercised by this Department in granting authorization certificates, no less than eighty corporations, firms or indi viduals have been authorized to engage in business during the year. These figures, however, include State banks resulting from the conversion of national banks, afterwards converted into trust companies, and State banks organized for the purpose o f taking over the business previously conducted by various private bankers. Making allowance for conversions, there were seventy new banking institutions and individuals authorized to commence business during the year. [5] 6 A nnual R epoet of the The total reported resources of the various classes of institu tions subject to the supervision o f the Superintendent of Banks, according to the reports available at this date, are $7,738,109,718, as compared with total resources o f $6,586,607,026 calculated in the same manner a year ago, an increase during the year of $1,151,502,692, or 17.48 per centum. According to the last re ports available in 1914, previous to the outbreak of the European War, the total resources of such institutions were $4,512,604,292. It is believed that, were the figures taken from the semi-annual reports o f savings banks and from the annual reports of other institutions subject to the supervision of this Department as of December 31, 1919, available, the total resources of the institu tions and individuals subject to its supervision would be found to approximate eight billions o f dollars. The total reported resources o f the national banks o f the State on September 12, 1919, were $5,224,137,000, and the total re sources o f all the national banks of the United States, according to the same reports, were $21,615,416,000. The total resources of all the banking institutions of the United States on June 30, 1919, according to the best information obtain able, were $47,172,104,000. The total resources of State banks on November 1, 1918, were $1,020,241,730, while on November 12, 1919, they amounted to $1,425,124,541, a gain of $404,882,811 or 39.68 per centum. During the same period their deposits increased from $861,024,926 to $1,215,175,894, a gain o f $354,150,968, or 41.13 per centum. The number o f State banks filing reports as o f November 1, 1918, was 208, and the number reporting as of November 12, 1919, was 220, an increase of 12. According to the reports of State banks available at the begin ning of the European War, their total resources were $693,463,184, so that since that time their total resources have more than doubled in amount. On November 1, 1918, the total reported resources of the trust companies of the State amounted to $3,221,371,809. On Novem ber 12, 1919, their total reported resources were $3,721,949,526, a gain o f $500,577,717, or 15.54 per centum. During the same S uperintendent oe B anks 7 period their total deposits increased from $2,516,751,340 to $2,885,355, 813, a gain o f $368,604,473, or 12.77 per centum. According to the last reports o f trust companies available prior to the commencement o f the European War, their reported re sources were $1,812,445,413, so that their resources have also increased more than 100 per centum since that time. Ninety-eight trust companies filed reports as of November 1, 1918, and ninety-nine trust companies reported as of November 12, 1919. For the first time in history, the total resources o f the State banks and trust companies exceed five billions of dol lars, amounting to $5,147,074,067. The reported resources o f the private bankers subject to the supervision o f the Department on November 1, 1918, amounted to $19,670,503. On November 12, 1919, they amounted to $25,810,158, a gain o f $6,139,655, or 31.03 per centum. During the same period the deposits with these private bankers increased from $13,656,670 to $17,943,288, a gain of $4,286,618, or 31.35 per centum. G eneral Conduct and M anagement Size, however, is not necessarily indicative of either strength or safety, and it gives me great pleasure to report that in their general conduct and management the State banking institutions have maintained their high record. During the past year it has not been deemed necessary or expedient to close a single one o f the 990 institutions under the supervision o f this Department. In fact, no State bank has gone into involuntary liquidation since May 4, 1915, on which date it became necessary to close a small institution with a capital o f $25,000 and total deposits o f $44,793. Seventy per centum of their claims has been paid to the depositors by this Department, so that the total loss to depositors from this failure was $13,437. The only other failure o f a State bank since the year 1910 occurred during the year 1912. The total deposits with this institution amounted to $658,961. Eighty-five per centum of their claims has already been paid to the depositors with this institution, making the total possible loss to its depositors $98,844. The total loss, therefore, suffered by depositors with 8 A nnual R eport of the State banks during tbe last nine years only amounted to $112,281 or approximately ninety-two ten-thousandths of one per centum of the deposits with State hanks on November 12, 1919. I f the total amount deposited with State banks and withdrawn during this nine-year period be taken into consideration, it will be seen how well these institutions have deserved the confidence reposed in them. AA trust company has gone into involuntary liquidation since the failure of the mismanaged Carnegie Trust Company Janu ary 6, 1911. In fact, notwithstanding war conditions, I have not during my term o f office been compelled to close a single incorporated institution. Immediately after I assumed office I did take possession o f the business and affairs of a private banker who was engaged in business prior to supervision by this Depart ment and who had obtained deposits of approximately $225,000. This is the only failure during my administration and I do not believe that the State banking institutions generally were ever in a better condition to meet any stress or strain that the exigencies o f the times may place upon them. In previous reports attention has been called to the discrimina tion against State banking institutions in Federal legislation and by Federal officials and to the constant encroachment upon their special powers. These institutions, however, have never faltered throughout the war and since its closing in their patriotic sup port o f the national government and have done their full share in all the financing which has been found necessary. Their total subscriptions on behalf of themselves and their patrons to the four Liberty loans, as reported, amounted to $2,715,030,948. Unmindful of the depreciation in the bonds so purchased, result ing from the loans having been placed at inadequate interest rates, their total subscriptions to the F ifth Liberty or Victory Loan on behalf o f themselves and their patrons amounted to $863,947,750, making their total subscriptions on behalf of them selves and their patrons for the five Liberty loans $3,578,978,698. So many events have happened since the last loan that the statistics with reference to the Victory Loan have lost something of the interest that attached to the tables published in the annual reports of this Department while the country was still at war. 9 S uperintendent of B anks In order, however, that the record may be complete, I include a table which shows the amounts subscribed by the different classes o f State banking institutions for themselves and for their clients with totals: S ubscriptions to V ictory L oan B onds Class of institution Amount sub Other subscrip scribed by tions obtained institutions Total Trust Companies............................. $118,169,800 42,051,250 Banks of Deposit and Discount. . . . Savings Banks................................ 85,832,750 410,500 Investment Companies.................... 1,102,100 Foreign Agencies............................. Private Bankers.............................. 1,603,700 749,100 Savings and Loan Associations....... 87,000 Safe Deposit Companies................. Credit Unions................................. 2,600 Personal Loan Companies and Per 3,500 sonal Loan Brokers...................... $408,221,850 171,892,750 23,131,650 4,747,400 3,187,650 889,450 1,446,650 199,250 216,500 $526,391,650 213,944,000 108,964,400 5,157,900 4,289,750 2,493,150 2,195,750 286,250 219,100 2,300 5,800 $250,012,300 $613,935,450 $863,947,750 Totals...................................... Conversion of N ational and S tate B anks From the revision o f the Banking Law, in 1911, to the entrance o f the United States into the European War, the conversion of national hanks into State banking institutions or their absorption by State institutions became a very marked feature of banking in this State. Since the revision no less than twenty-six national banks have been converted into State institutions or have been absorbed by them, although during the war such conversions were not encouraged or at times permitted by this Department, as any disturbance of existing banking conditions was deemed unwise. The last year has been distinguished by a marked recurrence to this general tendency. N ine national banks were converted into State institutions during the year or consolidated with State banking institutions and at least two such conversions or con solidations are now in progress. For many years there has been no instance of a State bank or trust company being converted into a national bank and main taining an independent existence. During the latter part of the 10 A nnual R epoet of the year, however, as a result o f recent Federal legislation and rulings by the Federal authorities and in consonance with the trend of the times toward the creation of very large and strong institutions, a few consolidations o f State institutions with national banks have taken place or are contemplated. In one case, control of a trust company was purchased by a large national bank for the purpose o f acquiring immediately a well organized foreign de partment. For many years the peculiar advantages of State institutions have been so well recognized by the officers and directors o f national banks that, in order to share in their pros perity, they have either organized or obtained control of certain State banks and trust companies and now that national banks have been authorized to exercise trust powers, and, in the case of the conversion o f State institutions having branches, are being permitted to retain the branches, there w ill undoubtedly be con versions of State institutions into national banks. N ational B anks E xercising T rust P owers In the annual report o f last year attention was called to legis lation by which the Federal Reserve Board was authorized to permit national banks to exercise the trust powers which had been theretofore exclusively conferred upon trust companies in this State. The exercise o f trust powers by trust companies has been so thoroughly safeguarded in the Banking Law of this State and so much discrimination and conservatism exercised not only in their management but in the authorization of such companies that they have attained a very high reputation and have become the most important class o f banking institutions organized under the Banking Law and subject to the supervision of this Depart ment. A s a result of the caution with which charters have been granted during the entire history of such companies, only ninetynine trust companies were at the close of the year doing business in this State under the provisions of the Banking Law, although many special charters had been granted prior to 1887 and a general law under which trust companies could be organized had been in existence since that time. The eagerness of national banks to exercise these special powers of State institutions and the freedom with which permission has been granted by the S uperintendent of B anks 11 Federal Reserve Board is indicated by the fact that within a year fifty-two national banks have been authorized by the Federal Reserve Board to exercise trust powers as provided in the Federal Reserve A ct and have made the deposit with this Department required by the Banking Law. The following table gives the names and locations of the national banks which have been authorized by the Federal Reserve Board to exercise general fiduciary powers, their capital and the dates on which the necessary bonds were deposited with this Department: 12 A nnual R eport of the NAME American Exchange National Bank Bank of New York, N.B.A............. Cayuga County National Bank. . . . Chase National Bank of the City of New York............................................... Chemical National Bank.................... Chenango National Bank................... Citizens National Bank of New York. City National Bank........................... Coal and Iron National Bank of New York............................................ Fallkill National Bank.................... Farmers National Bank of Hudson Farmers National Bank of Rome, N. Y.. First National Bank of Amsterdam.. . . First National Bank, Cooperstown. . . . First National Bank, Corning.............. First National Bank, New York.......... First National Bank, Port Chester. . . . First National Bank, Southampton. .. . First National Bank of Walton............ Fulton County National Bank............ Harriman National Bank..................... Ilion National Bank............................. Jefferson County National Bank......... Liberty National Bank......................... Lincoln National Bank of New York. . Mechanics and Metals National Bank. The Merchants National Bank............ National Bank of Norwich.................. National Bank of Ogdensburg............. National Bank of Orange County........ National Bank of Port Jervis.............. National Bank of Yernon..................... National Chautauqua Bank................. National City Bank............................. National Park Bank of New York....... Nyack National Bank.......................... Oneida National Bank......................... Oneida Yalley National Bank.............. Peekskill National Bank...................... Rondout National Bank...................... Seaboard National Bank...................... Utica City National Bank.................. Watertown National Bank................. Westchester County National Bank. . Wilber National Bank........................ Location Capital bonds were deposited New York. .. . $5,000,000 July 7,1919 New York. ... 2,000,000 July 31,1919 200,000 Oct. 23,1919 Auburn......... New York. ... New York. ... Norwich......... New York. ... Gloversville... 10,000,000 3,000,000 100,000 2,550,000 500,000 Oct. June June June Oct. 9,1919 28,1919 18, 1919 17,1919 25,1919 New York. ... 1,500,000 July 12, 1919 Poughkeepsie . 200,000 June 25,1919 200,000 Aug. 13,1919 Hudson......... 250,000 July 2, 1919 Rome............. Amsterdam. .. 150,000 Aug. 13, 1919 Cooperstown.. 150,000 Oct. 3,1919 Corning......... 100,000 Nov. 26,1919 New York... . 10,000,000 Aug. 1,1919 Port Chester.. 100,000 Aug. 18,1919 Southampton. 100,000 Oct. 6, 1919 100,000 Nov. 11,1919 Walton.......... Gloversville... 300,000 Oct. 22,1919 1,000,000 Aug. 18, 1919 New York. .. . Ilion.............. 100,000 June 23,1919 250,000 June 16,1919 Watertown. .. New York. ... 5,000,000 Nov. 14, 1919 New York. ... 1,000,000 Aug. 12, 1919 New York. ... 6,000,000 May 29, 1919 3,000,000 Nov. 1,1919 New York.. .. 300,000 May 28,1919 Norwich......... 100,000 Oct. 1,1919 Ogdensburg... 110,000 Nov. 7,1919 Goshen.......... 130,000 Oct. 1, 1919 Port Jervis . . . 100,000 Oct. 17,1919 Vernon.......... 250,000 Aug. 12,1919 Jamestown. . . New York.... 25,000,000 Nov. 22,1919 5,000,000 May 2,1919 New York... . 100,000 Aug. 29,1919 Nyack........... 600,000 June 16,1919 Utica. ........... 125,000 Nov. 18,1919 Oneida........... 100,000 June 26,1919 Peekskill....... 150,000 Nov. 29,1919 Kingston....... 1,000,000 May 31,1919 New York... . 150,000 June 27,1919 Cooperstown.. 1,000,000 June 24,1919 Utica............. 200,000 Aug. 29,1919 Watertown. .. 100,000 May 26,1919 Peekskill........ io o;o oo June 16,1919 Oneonta......... 13 Superintendent of B anks The following table gives the names and locations o f the national banks that have been authorized by the Federal Reserve Board to act as registrars o f stocks and bonds, their capital and the dates on which they deposited bonds with this Department: NAME Canandaigua National Bank................. Carthage National Bank....................... First National Bank of Brooklyn........... First National Bank............................... Nassau National Bank of Brooklyn....... Second National Bank, Elmira.............. Location Canandaigua.. Carthage....... Brooklyn....... Canton.......... Brooklyn....... Elmira........... Capital $100,000 100,000 500.000 100.000 1,000,000 400,000 Date on which bonds were deposited May Aug. Aug. Aug. June June 31, 1919 18, 1919 21, 1919 26,1919 6, 1919 9, 1919 S tate B anks E xercising F iduciary P owers The last Legislature recognized the injustice of discriminating against State institutions in any manner and legislation was accordingly enacted permitting State banks, with the approval o f the Superintendent of Banks, to exercise fiduciary powers under the same general conditions under which national banks were permitted to exercise them by the Federal Reserve Act as amended. The following table contains the names and locations o f the State banks that have been authorized to exercise such powers, together with their capital and the dates of authorization: NAME Location Alliance Bank........................................ Rochester. . . . The Com Exchange Bank...................... New York. ... Buffalo.......... The Fifth Avenue Bank of New York... New York. .. . W. R. Grace & Co.’s Bank.................... New York. ... Osborne Bank........................................ East Hampton Mechanics Bank.................................... Brooklyn....... International Bank................................ New York... . The Peoples Bank of Johnstown............ Johnstown.... The Southampton Bank......................... Southampton. Capital Date of author ization of fidu ciary powers $500,000 June 18, 1919 4,200,000 June 21, 1919 i ,o o o ;000 June 27^ 1919 500.000 July 7, 1919 500.000 July 22, 1919 100.000 July 29, 1919 1,600,000 Sept. 15, 1919 500,000 Nov. 12, 1919 200,000 Dec. 5,1919 100,000 Dec. 5,1919 14 A nnual R eport of the Co-operation with Banking A ssociations and D epartments The Department has continued its membership in the National Association of Supervisors of State Banks and was represented at the annual convention o f that association, which was held at Cleveland on the 9th, 10th and 11th days of June, and the Super intendent of Banks was elected as one of its executive officers. The conventions o f this association have been exceptionally interesting and instructive. They are frequently attended, not only by the heads of departments, but by one or more examiners, and have led to helpful co-operation throughout the year. The Superintendent also attended, by invitation, the conven tion o f the American Bankers Assocation, held at St. Louis, Mo., on the 29th and 3’0th days of September and the 1st and 2d days o f October and delivered an address before the State bank section o f that association. During the last legislative session and throughout the year the utmost harmony and spirit o f helpfulness existed between the Department and the officers of that association and the officers o f the New York State Bankers Association, and I wish again to emphasize the consistently useful work of the council, composed of representatives o f the Trust Companies Association o f the State o f New York, the (Savings Banks Association of the State of New York and the Association of State Banks. Equally cordial relations have been maintained with the officers and employees of the Federal Reserve Bank o f New York and the Department has fully availed itself o f all agencies designed to maintain sound banking standards and promote safe banking legislation. State B anks Twenty-four State banks were authorized to engage in business during the year. O f these institutions, four — the Marine Bank o f Buffalo, Kingston Bank, State Bank of Geneva and the Citizens Bank o f Adams — resulted from the conversion of the Marine National Bank o f Buffalo, the Kingston National Bank, the First National Bank o f Geneva and the Citizens National Bank o f Adams, respectively, into State banks. These four State banks were afterward converted into trust companies. The Wickware National Bank, o f Akron, has also been converted into the Superintendent of B anks 15 Bank o f Akron. Four other national banks — The National Bank o f Syracuse, First National Bank of Syracuse, National City Bank of Brooklyn and the Sherman National Bank of New York were consolidated with State institutions. The capital of these nine national banks was $7,725,000. The City Bank of Syracuse was also converted into the City Bank Trust Company and the Bank o f Steuben into the Steuben Trust Company, in accordance with the provisions of the Banking Law. The Union Stock Yards Bank of Buffalo was merged with the Liberty Bank of Buffalo, said merger becoming effective May 3, 1919. The Farmers and Merchants Bank of Geneva was merged with the Geneva Trust Company, such merger becoming effective June 27, 1919, and the Market Bank of Buffalo was merged with the Bank of Buffalo, such merger becoming effective June 28, 1919. The City Trust Company o f Buffalo was also merged with the Bank o f Buffalo on the same date. Two of the new State banks, the Standard Bank of New York and the Municipal Bank, o f Brooklyn, were organized for the purpose of taking over the business previously conducted by duly authorized private bankers. B y an order of the (Supreme Court, dated September 22, 1919, the “ Bank of Europe ” was authorized to assume the name “ Republic Bank o f New York ” on October 20, 1919. B y a like order dated November 8, 1919, the “ State Bank o f East Syracuse ” was authorized to assume the name “ Bank o f East Syracuse ” on December 15, 1919, and by an order dated Novem ber 17, 1919, the “ John Nemeth State Bank ” was authorized to assume the name “ Nemeth State Bank,” on December 22, 1919. The following table gives the names and locations of the State banks authorized during the year, the dates on which their organ ization certificates were approved, the dates of authorization and the capital o f each: 16 A nnual R eport of the NAME Location Marine Bank of Buffalo........... The South Side Bank of Buffalo, N. Y ........................................ Kingston Bank.......................... State Bank of Geneva.............. The State Bank of Parish........ Citizens Bank of Adams........... The Bank of Depew.................. The Standard Bank.................. The Broadalbin Bank............... Peoples Bank of Evans Mills... The Progress Bank of New York Municipal Bank........................ Citizens Bank of Cape Vincent. Fayetteville Commercial Bank. East Side Bank, Niagara Falls.. . State Bank of East Syracuse... Bank of Waterford.................... The Waddington Bank............. State Bank of Endicott............ Industrial Bank of New Y ork .. Springwater State Bank........... State Bank of Shortsville......... Bank of Akron.......................... The American Bank,................. Buffalo.................... Jan. Buffalo.................... Kingston................. Geneva.................... Parish...................... Adams..................... Depew..................... New York............... Broadalbin............. Evans Mills........... New York............... Brooklyn................. Cape Vincent......... Fayetteville............ Niagara Falls......... East Syracuse........ Waterford............... Jan. 27, April 11, May 13, May 3, July 1, April 11, Aug. 8, July 11, Aug. 1, Aug. 11, July 10, Aug. 1, April 21, Aug. 25, May 13, April 19, Aug 13, July 3, Oct. 24, Oct. 9, Sept. 17, Endicott................. New York............... Springwater........... Shortsville.............. Akron....................... Lackawanna.......... Certificate approved 2,1919 Date of authorization Jan. Capital 4, 1919 $5,000,000 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 April 4, 1919 May 10,1919 May 20, 1919 June 13, 1919 July 2, 1919 July 10, 1919 Aug. 15, 1919 Aug. 15, 1919 Sept. 3, 1919 Sept. 8, 1919 Aug. 28, 1919 Sept. 11, 1919 Sept. 30, 1919 Oct. 1, 1919 Oct. 3, 1919 Oct. 16, 1919 Oct. 28, 1919 Nov. 8, 1919 Dec. 16, 1919 Dec. 24, 1919 Dec. 26, 1919 D e c. 29, 1919 D e c. 31, 1919 Nov. 21, 1919 Dec. 31, 1919 Total................................... 100,000 150,000 100,000 25,000 50,000 50,000 100,000 40,000 50,000 200,000 200,000 50,000 25,000 100,000 50,000 50,000 25,000 50,000 1,000,000 25,000 30,000 25,000 100,000 $7,535,000 The foregoing institutions commenced business during the year with the exception of the Springwater State Bank, State Bank of Shortsville, Bank of Akron and The American Bank. The original charters of the Phoenix Bank, of Phoenix, and the State Exchange Bank, of Holley, expired during the year but were extended by appropriate action. As the result of the changes noted there were 226 State banks authorized to transact business at the close of the year 1919 compared with 211 State banks at the close of the previous year. R esources and L ia b il it ie s of State B anks The following table contains a summary statement of the resources and liabilities of the State banks on the dates of their several reports to the Superintendent of Banks during the year 1919: 17 S uperintendent of B anks RESOURCES Stock and bond investments, viz.: Public securities....................... Private securities..................... Real estate owned....................... Mortgages owned........................ Loans and discounts secured by bond and mortgage, deed or other real estate collateral. . . Loans and discounts secured by other collateral......................... Loans, discounts and bills pur chased not secured by collat eral .............................................. Overdrafts..................................... Due from trust companies, banks and bankers.................. Specie............................................. Other currency authorized by the laws of the United States Cash items.................................... Due from the Federal Reserve Bank of New York less offsets Customers' liability on accept ances (per contra, see liabil ities) ............................................ Assets not included in any of the above heads.............................. Add for cents....................... Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $166,152,011 88,610,644 23,120,425 12,888,483 $167,082,431 93,704,408 20,809,089 13,195,386 $184,115,560 97,886,215 21,427,489 14,945,521 $171,193,965 97,414,767 21,128,848 15,431,300 9,384,256 9,251,883 9,267,754 9,564,453 279,067,079 289,531,990 299,793,377 313,905,530 246,011,625 192,226 271,424 152 314,099 314,887,206 241,578 341,925,850 300,290 59,472,001 16,176,681 63,933,433 17,251,547 71,680,408 17,612,317 76,671,920 18,628,541 21,294,437 90,845,427 24,376,113 172,639,680 24,508,997 175,257,818 28,352,964 212,235,324 50,023,762 74,636,063 69,979,064 86,976,812 12,146,277 14,385,565 15,483,691 19,387,519 44,645,772 928 37,761,303 942 25,117,824 931 12,005,453 1,005 Total resources..................... $1,120,032,034 $1,270,298,084 $1,342,205,750 $1,425,124,541 LIABILITIES Capital........................................... Surplus, including all undivided profits......................................... Preferred deposits, viz.: Due New York State savings banks..................................... Due New York State savings and loan associations, credit unions and land bank........ Deposits by the State of New York....................................... Deposits by the Superinten dent of Banks of the State of New York........................ Other deposits secured by pledge of assets.................... Deposits otherwise preferred. Due depositors, not preferred. . Due to trust companies, banks and bankers.............................. Rediscounts.................................. $39,793,000 $39,603,000 $41,993,000 $43,293,000 60,117,535 61,911,027 66,289,583 68,921,534 27,169,884 30,850,998 20,971,289 27,139,913 1,230,619 1,251,476 933,575 894,395 4,754,413 4,914,193 4,122,497 5,103,244 405,895 606,228 469,232 441,048 20,877,717 1,944,875 798,107,509 24,233,459 1,679,207 929,324,259 18,006,264 417,913 1,027,754,107 8,588,373 612,393 1,129,977,125 40,516,630 6,965,192 58,132,081 6,533,954 50,196,256 11,838,357 42,419,403 16,760,761 18 A nnual R eport of the RESOURCES Bills payable................................. Acceptances of drafts payable at a future date or authorized by commercial letters of credit.. Other liabilities............................ Add for cents....................... Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $59,144,337 $58,120,790 $55,243,681 $46,339,057 11,440,632 47,563,377 419 11,958,768 41,178,233 411 15,927,246 28,042,329 421 19,620,090 15,013,773 432 Total liabilities..................... $1,120,032,034 $1,270,298,084 $1,342,205,750 $1,425,124,541 Total deposits...................... $895,007,542 $1,050,991,901 $1,122,871,133 $1,215,175,894 P rivate B ankers Notwithstanding the fact that certain classes of private bankers were brought under the supervision of this Department in 1914, no private bankers authorized by it have failed except such as were in business when the revision of the Banking Law went into effect and were allowed to continue in business. The tendency to adopt a corporate form of banking still continues and, as has already been noted, two State banks were organized during the course of the year to take over the business previously con ducted by authorized private bankers. Other transformations of this character are contemplated. W hile the Department has endeavored to exercise the greatest conservatism in the authorization of private bankers in order to prevent unsafe competition and an undue extension of private banking, after careful investigation a number of authorizations have been issued to private bankers during the year as it is evi dent that they do, in some cases, render a real service to certain classes of our foreign born population that might not otherwise be afforded convenient banking facilities. The following table contains the names of the individuals and firms who have been authorized during the year to conduct a private banking business, the places at which such business is conducted, the dates on which their verified statements were approved, the dates o f authorization and the permanent capital o f such individuals and firms: 19 S uperintendent of B anks name Orazio Ciaccia...................................... Lawrence Laudiai................................ William V. Gapzynski........................ Morris B. Goldberger, David C. Goodman (Goldberger&Goodman) Shepard J. Goldberg........................... Max Garfunkel & Marcus Tauster, (Garfuekel & Tauster)................... Location Certificate approved Dec. 2, Schenectady. . Sept. 20, Long Island City............. Jan. 4, Jan. 20, Schenectady. . Dec. 10, Date of authorization Capital 1913 1918 Jan. 10, 1919 Jan. 23, 1919 $5,000 5,000 1919 1919 1918 Jan. 30, 1919 Feb. 28, 1919 April 7, 1919 10,000 5,000 5,000 New Y o rk .. . . New Y ork .. . . May 6, 1919 April 28, 1919 May 21, 1919 May 21, 1919 35,000 40,000 New Y ork .. .. May 2, 1919 July 21, 1919 May 24, 1919 Aug. 4, 1919 15,000 10,000 July 30, 1919 Aug. 6, 1919 Aug. 15, 1919 Aug. 20, 1919 20,000 20,000 Sept. 18, 1919 Sept. 25, 1919 20,000 Nov. 17, 1919 Nov. 25, 1919 50,000 July 28, 1919 Dec. 11, 1919 25,000 Vincenzo De Luca & Frank De Luca (V. De Luca & C o.)........................ New Y o rk .. . . Christopher L. Orbach, Andrew Faybik, and Jacob C. Molitoris (Orbach, Faybik & Molitoris)............. New York. . . . Reinhold S. Helander and Toivo Herman Nekton (Helander and Nekton).............................................. New York. . . . Enrico Ortolani and Mario Ortolani (Enrico Ortolani and Brother.).... Buffalo............ $265,000 The firm o f Goldberger & Goodman, private bankers, succeeds with an increased capital and in a new location the private banking business previously conducted by Morris B. Goldberger and David C. Goodman, separately. The firm of Vincenzo de Luca and Frank de Luca, private bankers, continues the business formerly conducted by Vincenzo de Luca under the name “ Vincenzo de Luca and Company.” Enrico Ortolani and M ario Ortolani continue the business previously conducted by Enrico Ortolani. A ll o f the individuals and firms mentioned in the preceding table have commenced business. There were at the close of the year ninety-three individuals or firms engaged in the business o f private banking under the provisions of the Banking Law. R esources and L iabilities of A uthorized P rivate B ankers The following table contains a summary of the condition of the authorized private bankers o f the State as shown by their reports on dates designated by the Superintendent of Banks dur ing the year 1919: A nnual R eport of the 20 Statement of condition February 21, 1919 Statement of condition June 30, 1919 Statement of condition September 12, 1919 $6,322,633 2,910,390 2,250,032 616,515 $6,703,711 2,763,749 2,189,110 592,767 $6,719,324 3,260,524 2,161,974 595,082 120,471 131,465 176,079 2,413,995 2,324,608 1,784,076 974,317 1,147,701 769,752 1,347,300 885,718 1,674,320 254,123 8,218 283,275 8,041 261,971 11,647 5,792,749 6,659,935 6,745,871 34,437 55,445 44,447 71,923 29,695 74,249 553,028 270,984 166,256 586,185 208,921 7 345 320,624 182,644 545,874 297,200 7 Oil 261,118 80,000 10,550 200,970 209,462 224 104,993 217,817 236 108,987 227,980 253 101,162 216,992 241 Total resources..................................... $22,037,247 $24,357,697 $25,241,948 $25,810,158 $1,521,000 2,867,953 16,603,888 $1,565,500 4,171,666 15,999,850 $1,689,500 4,388,220 16,505,869 1,551,279 346,150 146,634 1,451,502 374,738 109,262 1,437,399 468,502 6,000 97,093 1,223,591 109 117,390 1,451,938 102 101,162 1,213,389 117 Total liabilities................................. $22,037,247 $24,357,697 $25,241,948 $25,810,158 Total deposits............................................... $16,456,569 $18,155,167 $17,451,352 $17,943,288 RESOURCES Stocks and bonds, viz.: Public securities....................................... $5,115,232 Private securities...................................... 3,160,546 Real estate owned........................................ 2,312,452 Mortgages owned......................................... 590,630 Loans and discounts secured by bond and mortgage, deed or other real estate collateral.................................................... 113,294 Loans and discounts secured by other collateral..................................................... 1,776,378 Loans, discounts and bills purchased not secured by collateral................................ 814,474 Accounts receivable..................................... 755,472 Due from customers for exchange, money orders and steamship tickets sold. . . . 260,424 Overdrafts...................................................... 5,492 Due from trust companies, banks and bankers....................................................... 5,754,708 Deposits with express and steamship companies.................................................. 21,657 Specie.............................................................. 62,246 Other currency authorized by the laws of the United States................................ 494,963 Foreign currency.......................................... 134,725 7 fi42 Cash items..................................................... Due from the Federal Reserve R ank of Customers’ liability on acceptances (per contra see liabilities)............................... Other assets................................................... Add for cents................................................. LIABILITIES Permanent capital........................................ $1,325,000 Surplus............................................................ 2,471,778 Deposits.......................................................... 15,673,092 Due to trust companies, banks and bankers....................................................... 783,477 Bills payable.................................................. 210,458 Rediscounts................................................... 129,262 Acceptances of drafts payable at a future date or authorized by commercial letters of credit.............................................. 200,970 1,243,112 Other liabilities............................................. Add for cents............................................ 98 7 QR9 Statement of condition November 12, 1919 21 S uperintendent of B anks P artially E xempt P rivate B ankers The revision of the Banking Law, enacted in 1914, was drafted in such a manner that a very large number of private bankers and private banking firms, some of which vie with the largest banking corporations in the extent of their business and resources, are entirely exempt from supervision and some very forceful arguments for such exemption were presented to the Revision Commission. Certain other private bankers were also expressly exempted from supervision upon the filing of affidavits with the Banking Department with reference to their capital and business practices and the acceptance of such affidavits by the Superintendent of Banks. Upon the submission o f such affidavits as required by law, an examination is made by this Department to verify the facts stated in them. This latter class of partially exempt private bankers is becoming smaller each year and now includes but eight firms. The following table gives the names o f these firms, the places at which they are doing business, the date when the last affidavit of each of such firms was accepted and the amount of permanent capital stated in their affidavits: N am e Location Affidavit accepted Permanent capital William H. Seward and William H. Seward, Jr. 1, 1919 $100,000 1, 1919 100,000 1, 1919 100,000 1, 1919 25,000 1, 1919 25,000 1, 1919 50,000 1, 1919 1 0 0 ,0 0 0 1, 1919 1 0 0 ,0 0 0 Edwin R. Fay, Fred H. Fay and Charles R. Fay Charles Frazier and Charles W . Frazier (Chas. Jacob Rothschild, Isaac Rothschild and Daniel Rothschild (Rothschild Bros. & Company). . Ithaca...................... Julius Frank and Leo Frank (Nathan Frank’s Jan. William W . Robertson and Frederick Robertson (Fred’k Robertson & Company)....................... North Tonawanda. Jan. Quincy W . Wellington and Benjamin W . Weilington (Q. W . Wellington & Co.’s Bank). . . . Corning................... Jan. Philip Sugerman, Mark H. Sugerman and Frank C. Straat (The Royal Company of New York) New York............... Jan. 22 A nnual R eport of the N ew B anking I nstitutions Other than B anks and P rivate B ankers In order to comply with the Banking Law and give a complete survey of the additional banking facilities that have been afforded to the people of the State by institutions organized under it, I have included in this portion o f my annual report a complete statement with reference to all the banking institutions authorized to commence business during the year, including trust companies, investment companies, savings and loan associations, credit unions and a personal loan company. The following table contains a complete list of these corpora tions, together with their locations, the dates when their organiza tion certificates were approved, the date of authorization and the amount of capital o f all but the mutual institutions which, o f course, have no capital in the ordinary acceptation of the term: 23 S uperintendent of B anks N ame The Marine Trust Company of Buffalo........................................... American Trust Company............. City Bank Trust Company.......... Kingston Trust Company............. Geneva Trust Company................ Citizens’ Trust Company of Adams............................................ Steuben Trust Company.............. General Motors Acceptance Cor poration ......................................... Park Union Foreign Banking Cor poration ......................................... Public Credit Corporation............ French American Banking Cor poration ......................................... Farmers Fund, Inc.......................... Textile Banking Company, Inc. . . Long Island Finance Corporation. Realty Associates Investment Corporation.................................. Manufacturers and Employees Mortgage Corporation............... General Commercial Securities Corporation.................................. Foreign Credit Corporation.......... Cosmopolitan Personal Loan Company....................................... Akron Savings and Loan Associa tion ................................................. Community Savings and Loan Location Certificate approved Date of authorization Capital Buffalo New York Syracuse. . Kingston. . Geneva. . . Jan. 6, 1919 Jan. 18,1919 Feb. 3,1919 May 10,1919 May 21,1919 Jan. Jan. Feb. May May Adams............... Hornell. . . . . . . . July Dec. 2,1919 5, 1919 July 3, 1919 Dec. 31,1919 150.000 100.000 New York........ Jan. 24, 1919 Feb. 10, 1919 2 , 0 0 0 ,0 0 0 New York........ New York........ Mar. 1,1919 April 8, 1919 Mar. 27, 1919 April 16, 1919 2 , 000,000 New York........ Rochester......... New York........ Jamaica............. April 29,1919 April 11, 1919 June 6, 1919 June 6, 1919 May May June June 21,1919 27, 1919 20, 1919 25, 1919 2 , 0 0 0 ,0 0 0 400.000 2 , 000,000 New York........ June 10, 1919 Aug. 22, 1919 1 000,000 Niagara Falls. . July 24, 1919 Sept. 9, 1919 200,000 Rochester......... New York........ Sept. 18, 1919 May 9, 1919 Sept. 18, 1919 Sept. 19, 1919 5,000,000 Buffalo.............. Oct. 16, 1919 Nov. Akron................ Aug. 11, 1919 Aug. 11, 1919 Association................................. Endicott........... North Hempstead Savings and Loan Association......................... Port Washing ton ................. Brocton Building, Savings and Loan Association......................... Brocton. . Elmhurst Savings and Loan Asso ciation............................................ Elmhurst. Cobleskill Savings and Loan Asso ciation ............................................ Cobleskill Walden Building, Savings and Loan Association........................ W alden.. . Real Estate Owners Credit Union. Brooklyn., Universal Credit Union.................. New York Usona Credit Union....................... New York, Hebrew National Credit Union... Brooklyn.. Litho Credit Union......................... New York. Lincoln Square Laundrymen’s Credit Union................................ New York. General Emergency Credit Union. Brooklyn.. Globe Credit Union........................ New York. Allied Credit Union........................ New York. H. & K. Credit Union.................... New York. Glaser Mercantile Credit Union. . New York. Security Credit Union.................... New York. Bronx Credit Union........................ New York. Guarantee Credit Union................ Brooklyn.. International Credit Union........... New York. Gibralter Credit Union.................. New York. A u g. 11, 1919 A u g. 11, 1919 Sept. 15, 1919 Sept. 15, 1919 Oct. 14,1919 Oct. 14, 1919 Oct. 16, 1919 Oct. 16, 1919 Oct. 27, 1919 Oct. 27, 1919 Dec. Jan. Feb. Mar. Mar. Mar. Dec. Jan. Mar. Alar. April May Total 18, 1919 10,1919 18, 1919 18, 1919 18, 1919 18, 1919 Mar. 18,1919 May 12,1919 July 12,1919 July 12,1919 July 12,1919 Aug. 9,1919 Aug. 2, 1919 Sept. 19,1919 Nov. 8,1919 Nov. 20,1919 Dec. 12,1919 6, 1919 22,1919 28, 1919 12,1919 21,1919 5, 1919 18, 30, 11, 31, 1, 14, 5 .0 0 0 . 000 1.000. 000 1,000,000 150.000 100.000 100,000 100.000 , 200,000 30,000 1919 1919 1919 1919 1919 1919 May 14 ,1919 May 29,1919 July 24,1919 July 23,1919 Aug. 4,1919 Sept. 19, 1919 Oct. 14, 1919 Oct. 23, 1919 Nov. 28, 1919 Dec. 4,1919 Dec. 29,1919 $22,530,00 24 A nnual R eport of the Changes in Capitalization As the business and commerce o f the State increase and our banking institutions take advantage of the opportunities for the promotion of foreign trade that are now presented, there is a constantly increasing demand for larger and stronger banking institutions. The mergers and consolidations o f banking corpo rations that have been referred to in this report have resulted in the creation o f strong financial institutions in the interior o f the State which have made the cities in which they are located more independent than heretofore o f the great Metropolitan banks and have enabled the institutions thus created to supply more adequately the needs o f local business enterprises for funds and credit. The response o f the State banking institutions to this general demand for increased banking facilities is further shown by the following table, which gives the increases of the capital of various institutions which became effective during the year. This table gives the name of each institution increasing its capital, the date o f the approval of the increase, the amount of the increase and the capital as increased: 25 S uperintendent of B anks Location NAM E Bank of Jamestown................................. New Netherland Bank of New Y o r k .. Corn Exchange Bank............................. The Farmers Bank of Springville, Erie County, New York.............................. Jamestown.. . New Y o rk .. . . New Y o rk .. . . The Fifth Avenue Bank of New York. The Bank of East Aurora...................... Chelsea Exchange Bank......................... New Y ork .. . . East Aurora.. Buffalo............ New Y o rk .. . . Bank of Coney Island............................. John Nemeth State Bank...................... The Colonial Bank.................................. New Netherland Bank of New York... Alliance Bank........................................... The Bank of Huntington....................... Coney Island. New York___ New Y ork .. . . New Y ork .. . . Rochester. . .. Huntington. . . The Freeport Bank of Springville.. . . Date of approval of increase Amount of increase Capital as increased Jan. 7,1919 Jan. 8,1919 Jan. 21, 1919 Jan. 21, 1919 Jan. 27, 1919 $50,000 300,000 150,000 100,000 700,000 $100,000 1,200,000 250,000 300,000 4,200,000 Mar. 31, 1919 May 3, 1919 May 27,1919 May 27, 1919 10,000 1,000,000 300,000 25,000 1,500,000 600,000 100,000 100,000 100,000 100,000 300,000 500,000 70,000 50,000 60,000 1,500,000 500,000 100,000 2,500,000 1,000,000 150,000 200,000 200,000 600,000 600,000 1,000,000 100,000 100,000 100,000 7,000,000 2,250,000 1,500,000 1,200,000 7,500,000 250,000 3,000,000 800,000 250,000 June July July Aug. Aug. Aug. Sept. Oct. Dec. 24, 1919 2, 1919 30, 1919 8,1919 22, 1919 22,1919 17, 1919 9, 1919 3, 1919 Freeport, The Marine Trust Company of Buffalo. Buffalo............ Irving Trust Company........................... New Y ork .. . . Dec. 18, 1919 Jan. 23, 1919 Feb. 28, 1919 Irving Trust Company........................... Utica Trust and Deposit Company. . . . New Y ork .. . . Utica............... June 23,1919 Aug. 4,1919 Nov. 8, 1919 70,000 2,000,000 750,000 500,000 200,000 500,000 150,000 750,000 200,000 100,000 The Marine Trust Company of Buffalo. Buffalo............ April 10,1919 May 28, 1919 Rochester Trust and Safe Desposit Company............................................. Bankers Trust Company....................... Rochester. . . . New Y o rk .. . . Dec. 2, 1919 Dec. 3, 1919 Dec. 19,1919 500,000 5,000,000 1,000,000 1,000,000 20,000,000 2,000,000 Dec. 24, 1919 6,000,000 12,000,000 10,000 100,000 2,000,000 50,000 1,000,000 8,000 22,000 100,000 15,000 100,000 10,000 100,000 200,000 4,000,000 150,000 3,000,000 18,000 30,000 200,000 25,000 300,000 30,000 Equitable Trust Company of New York....................................................... New Y ork .. . . Albany Safe Deposit and Storage Com- Dec. Dec. Aug. Aug. Nov. Mar. May Y ork .. . . June Y ork .. . . July Y ork .. . . Sept. Y o rk ... . Dec. The State Safe Deposit Company. . Asia Banking Corporation..................... Public Credit Corporation..................... Continental Guaranty Corporation.. . . Yonkers Personal Loan Company. . . . New Y ork .. . . New York___ New York___ New York___ Yonkers.......... Bloomingdale Bros., private bankers.. Emil Kiss, private banker..................... Bloomingdale Bros., private bankers. . Alexander Angelinoff, private banker New New New New Total.................................................. 15, 1919 24, 1919 30,1919 28,1919 7,1919 31, 1919 22, 1919 18, 1919 24,1919 12,1919 30,1919 $27,190,000 26 A nnual R eport oe the As shown by this table, the total increases of capital during the year amounted to $27,190,000 and, i f to this amount be added the capital of new institutions after eliminating all duplications resulting from conversions and the capital of such corporations and private bankers as voluntarily discontinued business and liqui dated their affairs, it appears that the State banking institutions are placing at the service of the public $47,905,000 more capital than was employed by them a year ago. B ranch Offices W hile there has been a very considerable development of branch banking through the opening and maintenance of branch offices during the year, this department has endeavored to be as con servative in the approval o f new branch offices as in the authoriza tion o f new institutions. A number of new branch offices, how ever, have been approved in interior cities of the State where branch banking, if practiced at all, has been attempted only on a very limited scale. A large number of branch offices have also been established in other countries, many o f them in the Orient, by investment companies organized for the purpose of promoting our foreign trade and enabling this country to retain that position in inter national commerce which it for the first time attained during the European War. The sale o f Liberty and Victory Bonds to individuals as a result of the patriotic appeals made to them during the war, the general ownership of securities resulting from such appeals and the great increase in the wealth o f the country as a result of war activities and opportunities, has resulted in a great demand for safe deposit boxes and this demand has been largely met by an increase in the branch offices of such companies. The following table shows the location o f the new branch offices o f State institu tions approved during the yea r: S uperintendent of Banks 27 N E W B R A N C H O F F IC E S Location Location of branch offices Alliance Bank.............................................. Rochester. . . . Bank of Long Island................................. Jamaica.......... Bank of Long Island................................. Jamaica.......... Bank of Coney Island............................... Coney Island. The Bank of United States...................... Colonial Bank............................................. New Y ork .. . . New Y o rk .. . . Commercial Exchange Bank................... New Y o rk .. .. The Corn Exchange Bank....................... The Corn Exchange Bank....................... New Y ork .. . . New Y o rk .. . . The Corn Exchange Bank....................... New Y ork .. . . Northwest corner Lake and Ridgeway aves., Rochester. 1800 Myrtle ave., Ridgewood, Borough of Queens. Fresh Pond road at or near its junction with Putnam ave., Ridgewood, Bor ough of Queens. 585 Main St., Buffalo. Corner Main and Niagara sts., Buffalo. Northeast corner Surf ave. and West 25th st., New York city. 77 Delancey st., Borough of Manhattan. Southeast corner Morris ave., Fordham road and East 188th st., Borough of Manhattan. 1129-1137 Broadway, Borough of Man hattan. 252 Steinway ave., Long Island City. Southwest corner Grove and Fourth sts., Borough of Manhattan Park Row and Worth st., Borough of Manhattan. N a m e o f I n s t it u t io n The Greenwich Bank of the City of New York................................................ New Y ork ... . John Nemeth State Bank......................... The State Bank.......................................... The State Bank.......................................... American Trust Company....................... American Trust Company....................... Bankers Trust Company.......................... Bankers Trust Company.......................... Citizens Commercial Trust Company. . Citizens Commercial Trust Company. . Citizens Commercial Trust Company . . Guaranty Trust Company....................... Guaranty Trust Company....................... Guaranty Trust Company....................... Irving Trust Company............................. Irving Trust Company............................. Lincoln Trust Company........................... Kingston Trust Company........................ Marine Trust Company of Buffalo........ Marine Trust Company of Buffalo........ Southwest corner of Greenwich and Warren sts., Borough of Manhattan. New Y ork .. . . 1597 Second ave., Borough of Man hattan. 949 Broadway, Buffalo. 1495 Genesee st., Buffalo. 164 Military road, Buffalo. New Y o rk .. . . Southwest corner Fifth ave. and 30th st., Borough of Manhattan. New Y ork .. . . North-west corner of 158th st. and Union and Westchester aves., Borough of Manhattan. New Y o rk ... . 375 Fulton st., Jamaica. New Y o rk .. . . Bridge plaza, Long Island City. New Y o rk .. . . Paris, France. New Y ork .. . . Northwest corner Madison ave. and 57th st., Borough of Manhattan. Buffalo............ 592-594 Genesee st., Buffalo. Buffalo............ 606-610 Genesee St., Buffalo. Buffalo............ 301 Triangle st., Buffalo. 24 and 26 Linden st., Geneva. New Y o rk .. . . Fifth ave. and 44th st., Borough of Manhattan. New Y o rk .. . . Havre, Republic of France. New Y o rk ... . 266-268 Grand st., Borough of Man hattan. New Y o rk ... . 319 Fifth ave., Borough of Manhattan. New Y o rk .. . . 350 Fulton st., Brooklyn. New Y ork .. . . 7 Wall st., Borough of Manhattan. Kingston......... 518 Broadway, Kingston Buffalo............ Corner Main st. and Fillmore ave., Buffalo. Buffalo............ Corner Jefferson and East Utica sts., Buffalo. 28 A nnual R eport of the N ew B ranch Offices — Continued N ame of I nstitution Location Marine Trust Company of Buffalo, Marine Trust Company of Buffalo, Marine Trust Company of Buffalo Marine Trust Company of Buffalo Marine Trust Company of Buffalo Marine Trust Company of Buffalo Marine Trust Company of Buffalo Marine Trust Company of Buffalo Marine Trust Company of Buffalo Marine Trust Company of Buffalo The Peoples Trust Company.......... Buffalo... Buffalo... Buffalo... Buffalo... Buffalo... Buffalo... Buffalo.. Buffalo... Buffalo... Buffalo... Brooklyn. The Peoples Trust Company Brooklyn Syracuse Trust Company, Syracuse Trust Company, Syracuse Syracuse Trust and Deposit Company of Onondaga........................................................... Syracuse. . American Foreign Banking Corporation New York. American Foreign Banking Corporation New York. Location of branch offices Corner Seneca and Swan sts., Buffalo. Corner Elk and Louisiana sts., Buffalo. 308 Elk st., Buffalo. 738 Seneca st., Buffalo. 1323 Jefferson st., Buffalo. 319 Connecticut st., Buffalo. 1479-1481 Hertel ave., Buffalo. 194 Allen st., Buffalo. 1423 Fillmore ave., Buffalo. 752 Tonawanda st., Buffalo. 230-232 Flatbush ave., Borough of Brooklyn. 1455-1457 Myrtle ave., Borough of Brooklyn. 509—511 North Salina st., Syracuse. Southeast corner Marcellus and South Geddes sts., Syracuse. 100 North Salina st., Syracuse. Changsa, Republic of China. Hong Kong, Republic of China. Canton, Republic of China. Manila, Philippine Islands. Manila, Philippine Islands. Harbin, Manchuria. American Foreign Banking Corporation American Foreign Banking Corporation American Foreign Banking Corporation Continental Guaranty Corporation. . . . Continental Guaranty Corporation. . . . Continental Guaranty Corporation. . . . General Motors Acceptance Corporation General Motors Acceptance Corporation General Motors Acceptance Corporation General Motors Acceptance Corporation New New New New New New New New New New General Motors Acceptance Corporation General Motors Acceptance Corporation General Motors Acceptance Corporation Park-Union Foreign Banking Corpora tion............................................................ Park-Union Foreign Banking Corpora tion............................................................ Park-Union Foreign Banking Corpora tion............................................................. Park-Union Foreign Banking Corpora tion............................................................. Park-Union Foreign Banking Corpora tion............................................................. Park-Union Foreign Banking Corpora tion............................................................. Park-Union Foreign Banking Corpora tion............................................................. Park-Union Foreign Banking Corpora tion............................................................. New Y o r k ... New Y ork ... New Y o rk ... San Pedro, Sula, Honduras. Brussels, Belgium. Buenos Ayres, Argentine Republic. London, England. Toronto, Canada. Pittsburgh, Pa. Chicago, 111. Detroit, Mich. Detroit, Mich. 1731-1737 Broadway, Borough of Man hattan. Los Angeles, Cal. Dallas, Texas. San Francisco, Cal. New Y o rk .. . San Francisco, Cal. New Y o rk .. . Tokyo, Empire of Japan. New Y o rk ... Yokohama, Empire of Japan. New Y o rk .. . Kobe, Empire of Japan. New York.. . Hong Kong, Republic of China. New Y o rk ... Hankow, Republic of China, New York. .. Shanghai, Republic of China. New York.. . Singapore, Straits Settlement. Y ork ... Y o rk ... Y o rk ... Y o rk ... Y o rk ... Y o rk ... York. .. Y o rk ... Y o rk ... Y o rk ... 29 S uperintendent of B anks N ew B ranch Offices — Continued N ame of I nstitution Location Park-Union Foreign Banking Corpora tion............................................................. New Y o r k .... Park-Union Foreign Banking Corpora tion............................................................. New York___ Park-Union Foreign Banking Corpora tion............................................................. New York___ Realty Associates Investment Corpora tion............................................................. New Y o r k .... Astor Safe Deposit Company.................. New York___ Bank of Long Island Safe Deposit Com pany.......................................................... Jamaica Bank of Long Island Safe Deposit Com pany.......................................................... Jamaica Bank of Long Island Safe Deposit Com pany.......................................................... Jamaica Bank of Long Island Safe Deposit Com pany.......................................................... Jamaica Bank of Long Island Safe Deposit Com pany.......................................................... Jamaica Bank of Long Island Safe Deposit Com pany.......................................................... Jamaica........... Location of branch offices Seattle, Wash. TienTsin, Republic of China. Paris, Republic of France. 164 Remsen st., Borough of Brooklyn. Northwest corner Madison ave., and 57th st., Borough of Manhattan. 82 Main st., Flushing. Corner Jamaica and Hamilton aves., Richmond Hill. Corner Boulevard and Pleasant aves., Rockaway Beach. Corner Boulevard Place, Seaside. and Wainwright Corner Broadway and Laurel Hill Blvd., Elmhurst. 5 Skillman Place, Plaza, Long Island City. Bank of Long Island Safe Deposit Com pany .......................................................... Jamaica.......... Bank of Long Island Safe Deposit Com pany.......................................................... Jamaica.......... Citizens Commercial Safe Deposit Com pany.......................................................... Buffalo............ Citizens Commercial Safe Deposit Com pany.......................................................... Buffalo............ Colonial Bank Safe Deposit Company.. New Y ork .. . . Corn Exchange Safe Deposit Company. Corn Exchange Safe Deposit Company. New Y ork .. . . New York___ Corn Exchange Safe Deposit Company. New Y o rk .. . . Corn Exchange Safe Deposit Company. New York___ Corn Exchange Safe Deposit Company. New York___ Corn Exchange Safe Deposit Company. New Y o rk .. . . Franklin Safe Deposit Company............ Brooklyn........ State Safe Deposit Company................... New Y ork .. . . State Safe Deposit Company.................. New York___ Comer Cornaga and Central aves., Far Rockaway. Corner 46th st. and Sackett st., Corona. 606 Genesee st., Buffalo. Corner Niagara and Tonawanda sts., Buffalo. Southeast corner Fordham Road and East 188th st., New York. 311 Lenox ave., New York. Corner St. Nicholas ave. and 181st st., New York. Southwest corner Grove and 4th sts., Borough of Manhattan. 196-198 Park Row, Borough of Man hattan. 200-202 Worth st., Borough of Man hattan. Corner Ave. D and East 10th st., Borough of Manhattan. 21 East 40th st., Borough of Man hattan. Corner 115th st. and Fifth ave., Bor ough of Manhattan. Northwest corner 158th st. and Union and Westchester aves., Borough of Manhattan. 30 A nnual R eport of the B ranch O ffices D iscontinued N o branch office has been discontinued during the year except as the result o f the opening o f a new branch office in the same locality. N o provision is made in the banking law for a change o f location o f a branch office through a formal proceeding. Such changes are, therefore, effected by authorizing the opening of a new branch office conditioned upon the discontinuance of a branch office already in existence. The following table gives the loca tions o f the branch offices o f various institutions which have been discontinued in this manner: name of institution Bank of Long Island............ Bank of United States......... Commercial Exchange Bank The State Bank..................... The State Bank................... Location Location of branch office Jamaica........... New Y ork .. . . New Y o rk .. . . New Y o rk .. . . New Y o rk .. .. 1801 Myrtle ave., Ridgewood 320 Fifth ave., Borough of Manhattan 1196 Broadway, Borough of Manhattan 7 East 26th st., Borough of Manhattan Southwest corner of 158th street and Union and Westchester aves. 592-594 Genesee st., Buffalo Southeast corner Fifth ave. and 43d st., Borough of Manhattan 43 Flatbush ave., Borough of Brooklyn Citizens Commercial Trust C o ............... Buffalo............ Guaranty Trust Company of New York. New Y o rk .. . . The People's Trust Company................. Brooklyn........ General Motors Acceptance Corpora tion ............................................................ New Y ork .. . . General Motors Acceptance Corpora tion ............................................................ New Y ork .. . . State Safe Deposit Company New Y o rk .. . . Detroit, Mich. San Francisco, Cal. Southwest corner of 158th st. and Union and Westchester aves. A gencies of F oreign B anking Corporations There has been little change in the foreign banking corporations authorized to maintain agencies in this State for the purpose of making loans and facilitating exchange operations. A gradual increase in the number o f banking corporations organized under the laws of other States which maintain such agencies within the State is worthy o f notice. Such agencies have thus far been confined to New York City. The following table gives the names and locations of the bank ing corporations maintaining such agencies and the locations of the agencies on December 31, 1919: 31 S uperintendent of B anks NAM E African Banking Corporation, Ltd Anglo South American Bank, L td. Bank of British West Africa, L td ., Bank of Montreal.............................. Bank of Nova Scotia...................... . Canadian Bank of Commerce........ Colonial Bank................................................. Chartered Bank of India, Australia and China............................................................. International Banking Corporation........... London and Brazilian Bank, L td............... The London and River Plate Bank, L td. . Merchants Bank of Canada......................... Royal Bank of Canada................................. Standard Bank of South Africa, L td......... Yokohama Specie Bank, Ltd....................... Banco Di Napoli............................................. Banco Di Napoli Hong Kong and Shanghai Banking Cor poration........................................................ Mercantile Bank of the Americas, Inc. . . . National Bank of South Africa, L td......... Address London, England.. 64 Wall st., New York, N. Y . London, England.. 49 Broadway, New York, N. Y . London, England.. 100 Beaver st., New York, N. Y . Montreal, P. Q ___ 64 Wall st., New York, N. Y. Halifax, N. S .......... 52 Wall st., New York, N. Y . Toronto, Canada. . 16 Exchange pi., New York, N. Y . London, England.. 22 William st., New York, N. Y. London, England.. Bridgeport, Conn.. London, England.. London, England.. Montreal, P. Q . . . . Montreal, P. Q ___ London, England.. Yokohama, Japan. Naples, Italy.......... Naples, Italy. 88 Wall st., New York, N. Y . 55 Wall st., New York, N. Y . 56 Wall st., New York, N. Y . 51 Wall st., New York, N. Y . 63 Wall st., New York, N. Y . 68 William st., New York, N. Y . 68 Wall st., New York, N. Y . 120 Broadway, New York, N. Y . 526-528 Broadway and 88-94 Spring st., New York, N. Y . 355 East 149th st., New York, N. Y . Hong Kong, China. 36 Wall st., New York, N. Y. Hartford, Conn___ 44 Pine st., New York, N. Y . Pretoria, Union of South Africa___ 19 Wall st., New York, N. Y . The Commercial Bank of Spanish America, Ltd................................................................. L o n d o n , E n g la n d . . Philippine National Bank............................. Manila, P. I ........... Union Bank of Canada................................. Winnipeg, Canada. Bank of Taiwan, L td..................................... Taihoku, Island of Taiwan................ First National Corporation.......................... Boston, Mass......... The Sumitomo Bank, Ltd............................ Osaka, Japan......... Banca Commerciale Italians....................... Milan, Italy........... The Dominion Bank...................................... Toronto, Canada. . American Express Co., Inc........................... Hartford, Conn. . . Bank of Chosen.............................................. Seoul (K o r e a ), Japan................... Northwestern Trust and Savings B ank.. . Chicago, 111............. The Shawmut Corporation of Boston. . . . Address of agency Boston, Mass......... 49 B ro a d w a y , N e w Y o r k , N . Y . 37 Broadway, New York, N. Y . 49 Wall st., New York, N. Y . 165 Broadway, New York, N. Y. 14 Wall st., New York, N. Y . 149 Broadway, New York, N. Y . 165 Broadway, New York, N. Y . 51 Broadway, New York, N. Y . 65 Broadway, New York, N. Y. 120 Broadway, New York, N. Y . 130 East Seventh st., New York, N. Y . 65 Broadway, New York, N. Y . B anking I nstitutions V oluntarily Closed A s has already been noticed, no State hanking institution was closed by the Superintendent o f Banks during the year. The following table gives the names o f the corporations and individ uals under his supervision which have voluntarily closed during the year, together with the total amount o f their resources and o f their deposits and other liabilities as last reported: 32 A nnual R eport of the NAM E Total amount of resources Total deposits Stock or share liability Other liabilities $4,875,541 $2,946,213 $300,000 $1,302,723 New Y ork .. . . 8,202,213 6,748,794 700,000 313,297 New Y o rk .. . . 31,744,114 26,106,773 1,000,000 2,636,590 4,461,374 3,572,018 600,000 199,899 109,225 31,515 *20,000 1,899 Location Central City Trust ComTransatlantic Trust ComScandinavian Trust ComQueens County Trust ComVincenzo De Luca, Private New Y ork .. . . Lofari and Rossi, Private *5,000 5,250 C. Sconfietti and Co., Rochester. . . . 51,043 35,392 *5,000 150 New Y o rk .. . . 30,261 15 *10,000 1,364 New Y o rk .. . . The Elmira Mutual Building-Loan Association.. .. The Jewish Farmers Cooperative Credit Union of Mountaindale, New York.................................... Mountaindale. Madison Avenue Credit New Y ork .. . . The Tribune Credit Union, New Y o rk ... . 24,537 *10,000 4,953 4,953 710 705 David C. Goodman, Private Morris B. Goldberger, Pri- 368 4 361 479 5 304 $49,510,068 $39,440,729 $2,656,323 $4,455,922 * Permanent capital. The Central City Trust Company, of Syracuse, was consoli dated, through the purchase o f its assets and the assumption o f its liabilities, with the City Bank Trust Company, of that city. The Transatlantic Trust Company went into voluntary liquida tion as the result o f action taken by the Alien Enemy Custodian. Its depositors have been paid in full. The assets o f the Scandinavian Trust Company were purchased and its liabilities assumed by one o f the large national banks in New Y ork City which wished to avail itself of the large foreign business that had been built up by this company. The Queens County Trust Company was consolidated with the S uperintendent o f 33 B anks American Trust Company through a purchase of its assets and the assumption o f its liabilities. The business formerly conducted by Vincenzo de Luca as a private banker is now being conducted by Vincenzo de Luca and Frank de Luca, private bankers. Lofaro and Rossi, private bankers, paid their liabilities in full and discontinued business. The private banking business of Cesare Sconfietti and Com pany is now being conducted by Cesare Sconfietti, individually. David C. Goodman and Morris B. Goldberger formed a part nership and are now doing business at a new location and with an increased capital. The Elmira Mutual Building-Loan Association had been in liquidation under the direction of its officers for many years and the Jewish Farmers Co-operative Credit Union of Mountaindale, the Tribune Credit Union, Incorporated, and the Madison Avenue Credit Union, o f F ew York, had not done any substantial amount o f business since their authorization. S cope of D epartm ent W ork and E x a m in a t io n The different classes of banking institutions subject to the supervision of this Department, the number of each class that filed reports when last called for under the provisions of the Banking Law and their total deposits and resources as reported are shown in the following table: C lasses No. 220 141 99 91 51 25 2 249 1 1 41 27 2 950 of I nstitutions Banks of deposit and discount................... Savings banks................................................. Trust companies............................................. Private bankers.............................................. Safe deposit companies.................................. Investment companies................................... Security companies......................................... Savings and loan associations....................... Building lot association................................. Land bank of the State of New Y ork.......... Credit unions.................................................. Personal loan companies............................. Personal loan brokers..................................... Total...................................................... 2 Deposits R(sou"ces $1,215,175,894 31,425,124,541 2,179,034,582 2,367,010,001 2,885,355,813 3,721,919,526 17,943,288 25,810,158 10,406,332 8,660,873 95,400,400 1,082,708 89,0 7,871 24,293 637,662 50,390 568,034 1,001,873 16,409 $6,306,220,840 $7,738,109,718 34 A nnual R eport of the The institutions included in this table maintain 267 branch offi ces in the State and 60 without the State. Forty-three institutions have been authorized which have not as yet filed reports with this Department and are not therefore included in the table. Thirtytwo foreign banking corporations maintain offices in this State for their duly authorized agents and fifty-two national banks have deposited securities with this Department in order to enable them to maintain trust departments in accordance with the Banking Law as amended which must be examined during the coming year under the provisions of that statute. As a result, there are 1,404 separate offices of banking corporations which should be examined by examiners of this Department during the ensuing year. In order to make satisfactory examinations of institutions main taining foreign branches, it is desirable at least once in each year to examine foreign branch offices on the same date at which the examination of the main office is commenced and this has been accomplished by sending a force of examiners to Europe. Now that, in our endeavor to maintain our position in inter national commerce, branch offices have been opened by New York State banking institutions in the West Indies, in South America and all along the Pacific coast of Asia, it will be difficult for this Department to maintain its high reputation for efficiency without a very great increase in expense. This difficulty is accentuated at the present time by the high cost of living and the inability of the Department to pay its examiners a compensation that is at all com mensurate with the salaries paid by the larger banking institutions. L iq u id a t io n B ureau The Superintendent of Banks is still nominally in charge of the liquidation of nineteen institutions which, with the exception o f the Model Building and Loan Association of Mott Haven, which was closed March 9, 1917, failed during the period from 1908 to 1912. Some of these failures undoubtedly resulted from conditions that prevailed during the panic of 1907 and 1908. On March 1, 1919, a final dividend of $14,121.78, or 20 per centum o f their claims, was paid to the depositors with the Bank of Cape Vincent, which was closed May 4, 1915, bringing the total payments to the depositors and creditors of that institution 35 S uperintendent of B anks up to 70 per centum o f the full amount due them and a final accounting made. A final dividend has also been paid to the depositors with the Sea Cliff Bank, who received the full amount of their claims with interest and a final order o f dissolution obtained. On the 9th day of June, 1919, a dividend of $-114,489.63, or 30 per centum of their claims, was paid to the depositors and creditors with the Lafayette Trust Company, bringing the total payments made to them up to 85 per centum of the full book value of their claims. So much progress has been made in the liquidation of the affairs o f the other institutions referred to that it is expected that, unless litigation compels further unforeseen delays, the Liquidation Bureau will have been discontinued before another annual report is submitted. It is believed that a majority of the most important and vexatious liquidations will be completed within the next few months. The following table gives the names of the institutions whose affairs are still in liquidation, the date of closing and the per centage and amount of dividends thus far paid: N ame of I nstitution Afro-American Investment and Building Company................................................. Binghamton Trust Company.................... Borough Bank of Brooklyn....................... Carnegie Safe Deposit Company.............. Carnegie Trust Company.......................... Empire Savings and Loan Association.... European American Bank......................... Excelsior Building and Loan Association. Industrial Savings and Loan Company... Knickerbocker Savings and Loan Com pany ......................................................... Lafayette Trust Company......................... Model Building and Loan Association___ Northern Bank of New Y ork.................... New York Mortgage Company................ Universal Trust Company......................... Union Bank of Brooklyn........................... Washington Savings Bank......................... Woodhaven Bank....................................... Total.................................................... ^General creditors paid in full. Cash dividends paid Per centage Date of closing $1,922 1,933,509 270,407 286,126 3,824,667 1,262 143,452 31,036 1,229,399 39 89 31 29 20 13 93 43 34 *43 70 29 61 44 *10 81 *18 *51 July 13, April 9, April 7, Sept. 23, Jan. 6, July 29, Aug. 6, Jan. 30, June 29, 46,538 1,181,479 146,598 3,883,889 261,028 1,073 719,076 1,067,098 516,694 95 15 51 12 78 98 35 88 21 *48 85 *35 70 54 *5 20 75 85 May Nov. Mar. Dec. June Feb. April Dec. Oct. $15,545,261 84 1911 1909 1910 1911 1911 1912 1910 1912 1912 20, 1911 30, 1908 9, 1917 24, 1910 29, 1910 16,1912 5, 1910 28, 1910 28, 1912 36 A nnual R eport op the S ecurities D eposited with the 'Superintendent of B anks During the year 1919, the securities deposited with the Super intendent of Banks in trust have been largely increased on account o f the organization o f new institutions, the increase in the capital o f trust companies that has taken place during the year, the crea tion o f trust departments by national banks and the deposit by them o f bonds with the Superintendent of Banks in accordance with the provisions of the Banking Law. On December 31, 1919, there had been deposited with the Superintendent o f Banks in trust by trust companies, State and national banks, private bankers and investment companies the fol lowing securities: United United United United United United United States States States States States States States 2 per cent bonds....................... $36, 000 3 per cent bonds....................... 1,000 314 per cent bonds.................. 1, 824, 500 3% per cent bonds.................. 1,010,000 4 per cent bonds....................... 31,000 414 per cent bonds.................. 11,540, 250 4% per cent bonds................... 511,500 00 00 00 00 00 00 00 $14,954,250 00 New New New New York York York York New New New New New New York York York York York York State State State State 3 per cent bonds.................. 4 per cent bonds.................. 414 per cent bonds.............. 4% per cent bonds............. $22-6,000 815,000 118,000 256,000 00 00 00 00 City 214 per cent bonds............ City 3 per cent bonds................. City 314 per cent bonds............. City 4 per cent bonds................ City 414 per cent bonds............ City 414 per cent bonds............. $330,000 468,500' 2,537,500 1,328,500 6,667,400 1,302,000 00 00 00 00 00 00 1, 415, 000 00 Brooklyn City 314 per cent bonds.............................................. Albany City 314 per cent bonds....................... $6, 700 00 Albany City 414 per cent bonds....................... 2, 000 00 12,633,000 00 140,000 00 8, 700 00 Buffalo Buffalo Buffalo Buffalo City City City City 4 per cent bonds....................... 414 per cent bonds................... 414 per cent bonds................... 7 per cent bonds....................... $25,000 55, 800 8, 000 40,000 00 00 00 00' 128,800 00 Cohoes City 314 per cent bonds................................................... Jamestown City 4 per cent bonds.................. $26,000 00 Jamestown City 414 per cent bonds............... 5,000 00 Middletown City 314 per eent bonds.......... Mount Vernon City 4 per cent bonds. . . . Niagara Falls City 4 per cent bonds........ North Tonawanda City 414 per cent bonds Poughkeepsie City 414 per cent bonds. . . . Bochester City 314 per cent bonds............... Rochester City 414 per cent bonds.............. 2, 000 00 31, 000 00 20, 000- 00 12.000 00 30, 000 00 1, 650 00 40, 000 00 $80,000 00 65,000 00 145, 000 00 37 Superintendent op B anks Rome City 4 per cent bonds........................... Schenectady City 4% per cent bonds.......... Syracuse City 4% per cent bonds.............. .. . Troy City 4% per cent bonds........................... Troy City 4% per cent bonds........................... 10.000 00 3,000 00 10,000 00 $25,000 00 2,000 00 27,000 00 Utica City 4 per cent bonds........................... Utica City 4% per cent bonds....................... $ 8, 000 00 5,000 00 13, 000 00 Yonkers City 4 per cent bonds....................... Yonkers City 5 per cent bonds....................... $52,000 00 53,000 00 105.000 00 2,000 00 Massachusetts State 3% per cent b o n d s .... Bayonne City 5 per cent bonds....................... Boston City 4 per cent bonrs........................... Cincinnati City 4 per cent bonds.................... Providence City 4 per cent bonds................... San Francisco City and County 4% per cent bonds ................................................................ San Francisco City and County 5 per cent bonds ................................................................ 5, 000 00 1, 000 00 500 00 1,000 00 $5, 000 00 2,000 00 7.000 25,000 2.000 2,000 4,190 500 6,000 49, 000 272.000 124,000 33, 000 Livingston County 4% per cent bonds. . . Schoharie County 4% per cent b o n d s ... Canandaigua Village 4 per cent bonds. . . Little Valley Village 4.95 per cent bonds Moravia Village 4 per cent bonds............ Solvay Village 414 per cent bonds............ Railroad 3% per cent bonds..................... Railroad 4 per cent bonds......................... Railroad 4% per cent bonds.................... Railroad 5 per cent bonds......................... 00 00 00 00 40 00 00 00 00 00 00 $30, 264, 490 40 U n c l a im e d D e p o s it s or O ther T D iv id e n d s han of C lo se d I n s t it u t io n s S a v in g s B a n k s The payments made to those having claims against closed insti tutions, other than savings hanks, from the funds deposited with the Superintendent of Banks upon the final liquidation of such institutions amounted to $539.36 during the year. These pay ments were made to depositors with the Albany County Bank, the Sea Cliff Bank and the Williamsburgh Trust Company. The following table contains a statement of the funds still held by the Superintendent of Banks in trust for the unlocated creditors of closed institutions other than savings banks, the amounts originally deposited for them, the total payments to claimants and the balance remaining in his hands: A nnual R eport of the Year closed Year chartered 38 NAME OF INSTITUTION 1913 Albany County Bank*....................... 1903 1910 Bank of Wayne of Lyons, N. Y ........ 1912 Birkbeck Investment, Savings and Loan Company of America........... 1860 1911 Brooklyn Bank*................................. 1852 1868 1893 Commercial Bank of Brooklyn.......... 1903 1905 Cooper Exchange Bank..................... 1894 1900 Delaware Loan and Trust Company* 1903 1906 Eastern Discount Bank*................... 1893 1919 Elmira Building Mutual Loan Associ- 1871 1885 1895 1892 1888 1905 Gansevoort Bank*.............................. 1875 1906 German American Bank of Roch1904 1911 Greenpoint Polish Cooperative Savings and Loan Association............. 1902 1913 1888 1909 Harbor and Suburban Building and 1907 1912 Hungarian American Bank*.............. 1904 1908 Interboro Bank*................................. 1914 Jenkins and Company, private bank1914 1917 Lanzetta, James, private banker*. . . 1888 1912 Long Island Building and Loan Rate per cent of payment 100 93.22 100 100 Unclaimed deposits or dividends deposited with Super intendent Paid by Superin tendent to claimants $2,403 63 2,161 71 48 16 $249 34 93 65 1 70 89 i 871 100 100 994 2,534 378 981 1,346 73 8,279 79 94 98 20 23 60 16 6,979 13 100 100 2,232 35 743 82 276 68 100 2,229 39 67 100 656 76 1,757 52 16.541 100 100 100 100 150 17 40 18 2 88 2 37 $2,154 29 2,038 06 46 46 844 2,494 378 978 1,343 73 1,300 62 76 98 32 86 60 03 2,232 35 467 14 2,229 39 43 96 612 80 1,757 52 155 78 751 46 339 15 496 57 149 65 155 78 254 89 189 50 97 71 91 00 5 00 97 71 86 00 55 96 100 1888 1918 Mutual Savings, Loan and Building Association of Rome, N. Y .* ......... 1914 1916 Namm, Adolph I., private banker*. . 1902 1909 Nineteenth Ward Co-operative Sav- Balances unclaimed 6 25 64 27 6 25 64 27 11 14 11 14 t286.2 407 41 407 41 100 100 100 40 43 481 37 164 18 54 01 75 04 40 43 427 36 89 14 84 100 100 223 73 118 81 530 82 85 346 05 223 73 117 96 184 77 21 89 14,182 70 20 11 9,793 15 1 78 4,389 55 100 100 62.69 1886 1912 Popular Banking, Savings and Loan 1888 1915 Produce Exchange Building and Loan 1906 1911 Sea Cliff Bank..................................... 1905 1911 Terminal Bank*.................................. 1887 1909 Union Dime Permanent Loan Associa1905 1908 United States Exchange Bank*........ 1889 1914 Washington Trust Company*........... 1905 1909 Williamsburgh Co-operative Savings and Loan Association..................... 1899 1911 Williamsburg Trust Company*......... 36.55 100 $44,566 30 $18,780 49 $25,785 81 * Voluntary liquidation, t Paid to shareholders. 39 S uperintendent op B anks Cost op M aintenance The total expenses o f the Department during the year which ended June 30, 1919, amounted to $300,559.74 as compared with $268,358.40 during the preceding fiscal year. The account of the Banking Department on the books of the State Comptroller shows that from the date of the Department’s organization, in 1851, to June 30, 1919, the Department had received from the State Treasurer an aggregate o f $4,373,059.81 and had paid into the State treasury in the same time a total o f $4,280,549.17. The balance still due the State Treasurer on July 1, 1919, has since been paid. The cost of maintaining the Department since its organization in 1851 has therefore been entirely paid by the institutions under its supervision. The appropriations and ex penses paid during the fiscal year which ended June 30, 1919, are shown in the following table: PERSONAL SERVICE Debit Appropriation, Chapter 181, Laws of 1917 Balance July 1, 1918 .......................................................................... Credit Salaries and expenses of Adams, G. S., examiner....................................... Andrews, H. S., examiner................................... Berger, G. F., Jr., examiner............................... Bullock, B. B., examiner..................................... Campbell A. T., examiner................................. Chittenden, S. I., examiner................................. Clark, A. B., examiner....................................... Cline, Howard, ex a m in er................................... Crane, F. G., examiner..................................... Dodge, E. L., examiner..................................... Duerr, E. A., examiner...................................... Egbert, G. W., examiner..................................... Fairbanks, Benjamin, Jr., examiner.............. Frazer, J. S., exam iner.................................... Gallagher, F. A., examiner............................... Hendrickson, G. R., examiner........................... Horne, C. A., examiner....................................... Humphrey, R. W., examiner........................... Hutchins, Claude, examiner ........................... Irving, Emmett, examiner ............................... Kennedy, H. B., examiner.............................. Kennedy, J. J., examiner............................... K illip, N. T., examiner...................................... Kinney, J. M., examiner................................... Love, J. S., examiner......................................... MacCallum, W. A., examiner........................... Macdonald, N. J., examiner............................. $310 480 258 357 486 318 314 224 420 423 275 367 317 434 245 250 406> 374 449 224 344 406 329 309 390 507 394 68 00 88 10 00 76 47 45 00 00 42 50 80 78 21 07 00 10 16 00 70 00 54 92 00 56 52 $16. 790 42 40 A nnual R epoet of the McArdle, A. B., examiner................................... McCaffrey, W. T., examiner............................. Mesick, J. I., examiner.................................... Morey, A. H., examiner.................................... O’Byrne, J. C., examiner................................. Orens, N., examiner ........................................... Piderit, F. W., examiner................................... Scott, I. V., examiner....................................... Smith, G<. F., examiner.................................... Snodgrass, A. FI., examiner............................ Taylor, R. W., examiner................................... Tompkins, II. L., examiner............................... Van Pelt, A. J., examiner................................. Wheeler, A. B., examiner................................. Young, H. J., examiner..................................... $219 269 353 343 297 330 314 421 420 243 308 420 304 310 457 26 82 91 25 72 00 06 18 00 40 00 00 40 39 62 $14,632 63 2.157 79 ----------------- Lapsed appropriations $16, 790 42 MAINTENANCE AND OPERATION D ebit Appropriation, Chapter 181, Laws of 1917 Balance July 1, 1918.......................................................................... $ 6 ,5S4 59 Credit Printing .................................................................... $2, 516 62 Equipment Furniture and furnishings ............................. Law hooks, financial periodicals, e tc............ Supplies .................................................................... Traveling expenses: George I. Skinner ............................................. Frank S. Kenyon ................................................ George Overocker ............................................... G. R. Jewett ..................................................... Edward R. Anker ............................................. Albert De Lisser ............................................... Communication Express and cartage ......................................... Telephone and telegraph................................... General plant service, reports of financial agencies, etc. ........................................................ Rent .......................................................................... Lapsed appropriations ................................. 193 19 63 00 6S5 91 98 96 46 86 12 80 1 66 1270 5 30 74 35 406 19 1, 002 10 833 33 $5,952 97 631 62 6,584 59 PERSONAL SERVICE D ebit Appropriation, Chapter 151, Laws of 1918 Administration, General Superintendent .................................................... $10,000 00 First deputy superintendent ........................... 6, 000 00 Second deputy superintendent......................... 5, 500 00 Third deputy superintendent ......................... 5, 000 00 Fourth deputy superintendent ....................... 4, 500 00 Land and opinion clerk..................................... 3, 900 00 41 S uperintendent op B anks Hearing stenographer ....................................... $1, 800 00 1,600 00 Stenographer and. clerk ................................... Filing clerk .......................................................... 1, 500 00 File and index clerk........................................... 1,500 00 Bookkeeper or clerk, four andone-half months 500 00 Accounts Bookkeeper .......................................................... 1, 200 00 Clerk ...................................................................... 900 00 Bureau of Savings and Loan Stenographer and clerk ................................... 1, 500 00 Xew York Office Confidential stenographer ............................... 1, 800 00 Stenographer ................................................... 1,500 00 Clerk .................................................................... 1, 500 00 Bureau of Bank Examination Stenographer ........................................................ 1,700 00 Bureau of Credit and Verification Examiner .............................................................. 1. 800 00 Stenographer andclerk .................................... 1, 400 00 Stenographer andclerk .................................... 1, 100 00 Stenographer ...................................................... 900 00 Typewriter copyist and clerk.......................... 1,100 00 Bureau of Bank Examination For salaries and expenses of examiners in connection with the examination of cor porations and individual bankers, pursu ant to the Banking Law under the follow ing bureaus: Bureau of Savings and Loan, Bureau of Credit and Verification, Metropolitan district, Central district, Eastern district, Western district and Sav ings Banks ...................................................... 200, 000 00 Private Bankers’ Bureau Confidential clerk and private secretary. . . . 3. 200 00 Confidential messenger ..................................... 1,500 00 Stenographer ........................................................ 1,000 00 .7.200 00 Inspectors, four at $1,800................................. Examiners For salaries and expenses of examiners, in cluding examiner in charge in connection with the examination of private bankers. . 10.000 00 -----------------------Credit Salaries of George I. Skinner, superintendent................... Frank S. Kenyon, first deputy superintendent Guernsey B. Jewett, second deputy superin tendent .............................................................. George Overocker, third deputy superin tendent .............................................................. Collin H. Woodward, fourth deputy superin tendent .............................................................. Edward R. Anker,land and opinion clerk. .. Caroline M. Clancy,hearingstenographer. . . Blanche M. Bortlnvick, stenographer and clerk .................................................................. Elizabeth E. Staley, filing clerk..................... Lillian F. Carabine, file and index clerk. . . . Ambrose J. Delaney, bookkeeper....................... Parker F. Shea, temporary bookkeeper.......... John J. Sullivan, clerk....................................... $10,000 00 4, 000 00 5,500 00 5, 000 00 4,246 00 3, 900 00 1, 800 00 1, 600 1,500 1, 500 250 950 904 00 00 00 00 00 16 $281, 100 00 42 A nnual R epoet of the Mary H. Shields, stenographer and clerk. . , . Hazel Callahan, confidential stenographer. . . Elizabeth S. Van Vranken, stenographer. . . Harriett B. Kennedy, clerk............................... Clinton D. Ganse, stenographer....................... Joseph Meltsner, ex a m in e r............................... William Taner, bookkeeper-examiner .......... Arthur I. Rand, stenographer and clerk. . . . Hazel Sullivan, stenographer and clerk........ Mary F. Hogan, stenographer......................... Doris Weinstein, stenographer ....................... Ottillia M. Dinsenbacher typewriter copyist and clerk ........................................................ Salaries and expenses of G*. S. Adams, examiner............... $3, 181 32 G. M. Aldrich, examiner.......... 1,407 98 4. 908 32 H. S. Andrews, examiner.......... G. F. Berger, examiner.............. 2, 457 991 B. B. Bullock, examiner.......... 3,440 80 R. L. Bush, examiner................. 1,628 21 A. T. Campbell, examiner........ 5. 181 00 S. I. Chittenden, e x a m in e r.... 3.113 15 A. B\ Clark, examiner.............. 3,511 88 184 00 Howard Cline, examiner.......... F. G. Crane, examiner............... 4,412 38 Wm. Cuffney, examiner............ 667 22 E. L. Dodge, examiner............ 3,970 55 E. A. Duerr, examiner............... 2,291 25 G. W7. Egbert, examiner............ 4, 065 00 Benj. Fairbanks, Jr., examiner 4. 302 75 J. S. Frazer, examiner............. 4.851 86 F. A. Gallagher, ex a m in e r.... 2.655 41 Lawrence Geser, examiner. . . . 656 20 Benj. D. Haight, ex a m in e r.... 3.233 68 R. Haven, examiner ................. 2. 213 41 G. R. Hendrickson, exam iner.. 2,985 33 1.397 03 F. L. H. Holzer, examiner........ C. A. Horne, examiner............... 4,462 17 R. W. Humphrey, exam iner... 4,269 25 Claude Hutchins, examiner. . . . 5. 225 40 Emmett Irving, examiner........ 2.444 56 H. B. Kennedy, examiner........ 4.482 43 J. J. Kennedy, examiner.......... 3,027 02 K. T. Killip, examiner.............. 3,915 11 2.554 50 J. M. Kinney, examiner............ Arthur Koch, examiner............ 1, 720 92 J. S. Love, examiner................. 4. 127 33 W7. A. MacCallum, examiner. . . 5. 414 28 N. J. Macdonald, e x a m in e r.... 4,127 50 A. J. McArdle, examiner.......... 2,160 01 W. T. McCaffrey, examiner. .. . 3,608 18 Frank McLaughlin, examiner. . 47 20 G. V. McLaughlin, examiner. . 18 75 J. I. Mesiek, examiner............... 3,758 22 A. H. Morey, examiner............... 3,940 41 J. A. Murray, inspector......... 95 62 J. C. O’Byrne, examiner.......... 3,422 15 N. Orens, examiner................... 3,271 50 L. W. Palmer, e x a m in e r.... 611 88 F. W. Piderit, examiner.......... 4,682 79 G. A. Plant, examiner............... 4,246 83 1.500 900 1.500 1.500 1, 700 1,092 524 1,400 274 1,075 900 00 00 00 00 00 86 98 00 98 01 00 1,100 00 S uperintendent of B anks L. N. Roe, examiner................... I. V. Scott, examiner.............. P. N. Sliippee, examiner.......... R. T. Simmons, examiner.......... G. F. Smith, examiner............... A. H. Snodgrass, examiner. . . . G. A. Strack, examiner.......... R. W. Taylor, examiner.......... H. L. Tompkins, ex a m in e r.... A. J. Van Pelt, examiner........ G. E. Varcoe, examiner. . . . A. B. Wheeler, examiner.......... H. J. Young, examiner............... Grace E. White, temporary clerk Mrs. Anna E. Wallace, tempo rary clerk ............................... 43 $1,641 4,426 3, 689 1,639 4,171 2, 700 640 4, 723 78 18 60 22 06 05 00 52 18000 4,276 21 75418 3,201 61 5,537 17 26290 525 00 $180, 719 21 Salaries of J. Johnson Ray, confidential clerk and private secretary ............................................ Cornelius E. Price, confidential messenger. . Dina B. Rosenfeld, stenographer..................... Albert De Lisser, inspector............................... Benedetto A. Palumbo, inspector..................... John A. Murray, inspector............................... Charles Clarke, inspector................................. 3,200 1, 500 750 1, 800 1,800 575 1, 800 00 00 01 00 00 84 00 $246, 7163 05 10, 536 95 ------------------- Lapsed appropriations $257, 300 00 Available balance July 1, 1919............................................. , .. . $23, 800 00 Additional compensation paid! from chapter 566, Laws of 1918. $329 56 RETIRED EMPLOYEES D ebit Appropriation, chapter 151, Laws of 1918................................... $3,000 00 Credit Lapsed appropriation ........................................................................ MAINTENANCE AND 3, 000 00 OPERATION D ebit Appropriation, chapter 151, Laws of 1918, as follows: Printing, general .................................................... $7, 000 00 Advertising .............................................................. 2,500 00 Equipment ................................................................ 2, 500 00 Supplies .................................................................... 2, 500 00 Traveling expenses, other than examiners........ 5,000 00 Communication ....................................................... 10, 000' 00 General plant service............................................. 3, 000 00 Rents ........................................................................ 12, 500 00 -----------------------Credit Printing .................................................................... Advertising (publication of summaries of reports) ................................................................ Equipment: Furniture and furnishings............................... Law books, financial periodicals, etc............ $3, 946 89 2,497 00 1,343 46 261 00 $45, 000 00 44 A nnual R eport of the Supplies: bLiiuonery, etc....................................................... Traveling expenses: George I. Skinner............................................... Frank S. Kenyon................................................ Guernsey R. Jew ett........................................... George Overacker ................................................ Collin H. W oodward........................................... Edward R. Anker................................................ Charles Clarke .................................................... Albert De Lisser.................................................. Communication: Express and cartage........................................... Telephone and telegraph................................... Stamps and stamped envelopes....................... General plant service (reports of financial agencies, rental of safe deposit vaults, etc.) . Rent of New York Office....................................... Lapsed appropriations ......................................... $1,457 28 1,259 75 4 88 10 488 8 18 14 18 62 02 12 60 35 209 29 3,692 82 5,064 35 1,016 90 11,458 33 $32,881 53 3, 556 54 $36,438 07 $8,561 93 Available balance July 1, 1919 PETTY FUND — FEES FOR COPYING, ETC. D ebit Balance July 1, 1 91 9 .................................................... $5 35 Received during the year....................................... 269 72 $275 07 Credit Payments to State Treasurer..................... 268 32 Balance July 1, 1919 $6 75 INTEREST FUND — FAILED SAVINGS INSTITUTIONS Debit Balance July 1, 1918............................................. Interest received during the year....................... $15,515 59 3.687 67 $19,203 26 Credit Paid State Treasurer, interest credited during the year 3,687 67 Balance July 1, 1919........................................................ $15,515 59 INTEREST FUND — OTHER FAILED INSTITUTIONS Debit Interest received during the year.................................................... $739 44 Credit Payments to State Treasurer............................................................ 739 44 W hile the cost of maintenance is constantly increasing and must continue to increase, if a high degree of efficiency is to be main tained, notwithstanding the high cost of living and the competi tion for the services of our most efficient examiners resulting from S uperintendent op1 B anks 45 the offer of increased salaries by banking institutions, the increase has not been commensurate with the increase in the number and resources of the institutions examined. The work of our ex aminers is fully appreciated by the institutions examined and they would prefer to pay larger assessments for more thorough and more efficient work rather than to see the slightest lowering of present standards. D epartm ent R oster W ith the exception of the examining force, there have been few changes in the personnel of the Department during the calendar year. Second Deputy Superintendent Guernsey R. Jewett, of White Plains, was promoted to the position of Pirst Deputy Superintendent of Banks which was rendered vacant by the untimely death of Frank S. Kenyon, of Adams, and Third Deputy Superintendent George Overocker, of Poughkeepsie, was promoted to the position of Second Deputy Superintendent of Banks. The vacancy in the position of Third Deputy Superin tendent o f Banks caused by this promotion was filled by the appointment of Mr. George A. Coleman, of Kingwood Park, as Third Deputy Superintendent of Banks. The vacancy in the position of confidential stenographer which was vacant at the time o f the last annual report was filled. Two o f our other stenographers and two employees holding clerical positions resigned to accept positions elsewhere on account of the greater compensation offered and their positions were filled by appointments from the civil service list. The vacancy in the posi tion of inspector, caused by the appointment of a former in cumbent as an examiner, has not yet been filled. Eight examiners, Charles A. H om e, Ralph W. Taylor, Arthur J. Van Pelt, Ben jam in Fairbanks. Jr., Gilbert K. Hendrickson, Edward A. Duerr, Frank A. Gallagher and Arthur B. McArdle, resigned during the year on account of largely increased salaries offered elsewhere, and other examiners are still employed by the Department and are rendering capable and efficient service to the ’State at a pecuniary sacrifice to themselves ranging approximately from $1,000 to $5,000 a year. On account of the vacancies thus created and the increased work of the Department, the following gentlemen have been appointed examiners from the civil service list: 46 A nnual R eport of the Names W illiam C u ffn e y ......................... ......... George E. V a r c o e ...................... ........... Lawrence H. G e s e r .................... George A. .Strack........................ Lei and W. Palm er...................... ............ Frank B. M cLaughlin............... ............ Charles H. E shelm an............... ............ Herbert 0 . R ogers...................... ........... Fred M. S im p son .................... . Francis X . W em eken............. ............ Joseph H. Zw eeres.................. Milton L. M a sson .................... ............ Benedetto A. Palum bo........... Arthur B. V o g e l...................... Charles E. X a t h a w a y ........... . Franklin W. B r ig h t ................. Addresses Bath, X . Y . Buffalo, X . Y. Syracuse, X . Y. Syracuse, X . Y. Niagara Falls, X . Y . New York, X . Y. Brooklyn, X . Y . New York, X . Y. The following rosier, which includes several rather noteworthy examples o f continuity o f service, gives the names and titles of the officers and employees o f the Department on the 31st day o f December, 1919, the year of their first employment in the Department and their present compensation: NAMES AND TITLES George I. Skinner, superintendent......................... Guernsey R. Jewett, first deputy superintendent.. George Overocker, second deputy superintendent. George A. Coleman,third deputy superintendent. Collin H. Woodward, fourth deputy superintendent Edward R. Anker, land and opinion clerk............ J. Johnson Ray, confidential clerk and private secretary ............................................................ Caroline M. Clancy, hearing stenographer........... Clinton D. Ganse, stenographer, New York office. Blanche M. Borthwick, stenographer and clerk, Albany office...................................................... Mary H. Shields, stenographer and clerk, Albany office................................................................... Arthur I. Rand, stenographer and clerk, New York office.......................................................... Year of appoint ment Compensation 1897 1914 1918 1919 1918 1914 $10,000 per annum 6,000 per annum 5,500 per annum 5,000 per annum 4,500 per annum 4,200 per annum 1917 1901 1904 3,500 per annum 1,800 per annum 1,800 per annum 1907 1,600 per annum 1907 1,500 per annum 1900 1,400 per annum S uperintendent of B anks NAMES AND TITLES Harriet B. Kennedy, clerk, New York office......... Hazel Callahan, confidential stenographer, New York office.............................................................. Cornelius E. Price, confidential messenger, New York office.............................................................. Elizabeth E. Staley, filing clerk, Albany office. . . . Lillian F. Carabine, file and index clerk, Albany office........................................................................ Ottilia M. Dinsenbacher, typewriter copyist and clerk, New York office.......................................... Mary F. Hogan, stenographer, New York office.. . John J. Sullivan, clerk, Albany office..................... Ambrose J. Delaney, bookkeeper, Albany office.. . Elsie Blume, stenographer, New York office.......... Katherine P. Arundell, stenographer, New York office........................................................................ Dina B. Rosenfeld, stenographer, New York office William Taner, bookkeeper, New York office........ Mrs. Anna E. Wallace, clerk, New York office.. . . A. T. Campbell, chief examiner............................... H. S. Andrews, examiner......................................... H. J. Young, examiner............................................. Claude Hutchins, examiner..................................... W. A, MacCallum, examiner................................... G. W. Egbert, examiner........................................... James J. Kennedy, examiner................................... F. G. Crane, examiner.............................................. G. V. McLaughlin, examiner................................... I. V. Scott, examiner................................................ N. J. Macdonald, examiner..................................... J. Stuart Frazer, examiner....................................... Benjamin D. Haight, examiner............................... G. F. Smith, examiner.............................................. Robert W. Humphrey, examiner............................. T. Arthur Pyterman, examiner................................ James S. Love, examiner.......................................... E. L. Dodge, examiner............................................. George A. Plant, examiner....................................... Benjamin B. Bullock, examiner............................... H. B. Kennedy, examiner......................................... John I. Mesick, examiner......................................... Peter N. Shippee, examiner..................................... John M. Kinney, examiner...................................... A. H. Morey, examiner............................................. A. B. Wheeler, examiner.......................................... F. W. Piderit, examiner........................................... Nathaniel Orens, examiner....................................... George S. Adams, examiner..................................... N. T- Killip, examiner.............................................. A. H. Snodgrass, examiner...................................... W. T. McCaffrey, examiner..................................... Arthur B. Clark, examiner....................................... John C. O’Byrne, examiner..................................... Sidney I. Chittenden, examiner............................... Year of appoint ment 47 Compensation 1912 $1,500 per annum 1919 1,800 per annum 1914 1908 1,800 per annum 1,500 per annum 1914 1,500 per annum 1913 1916 1912 1916 1919 1,200 1,100 1,000 1,200 900 1919 1918 1919 1919 1898 1908 1895 1908 1908 1910 1910 1910 1911 1911 1911 1915 1907 1907 1902 1910 1895 1904 1906 1911 1911 1913 1906 1915 1911 1912 1914 1906 1905 1909 1917 1917 1917 1917 1917 per per per per per annum annum annum annum annum 1,620 per annum 1,200 per annum 1,500 per annum 1,200 per annum Per diem when actually employed $19 and railroad fare 17 and railroad fare 17 and railroad fare 17 and railroad fare 16 and railroad fare 16 and railroad fare 16 and railroad fare 16 and railroad fare 16 and railroad fare 16 and railroad fare 16 and railroad fare 15 and railroad fare 15 and railroad fare 15 and railroad fare 15 and railroad fare 16 and railroad fare 14 and railroad fare 14 and railroad fare 14 and railroad fare 13 and railroad fare 13 and railroad fare 13 and railroad fare 13 and railroad fare 13 and railroad fare 12 and railroad fare 12 and railroad fare 12 and railroad fare 12 and railroad fare 11 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 48 A nnual R eport of the Year of appoint ment NAMES AND TITLES Ralph E. Haven, examiner....................................... Ralph T. Simmons, examiner................................... Arthur Koch, examiner............................................. William Cuffnev, examiner....................................... Lawrence H. Geser, examiner.................................. Charles Clarke, inspector, private bankers............ A m endm ents to t h e 1917 1917 1918 1918 1918 1918 1918 1918 1918 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1919 1915 1914 1917 Compensation $10 and railroad fare 10 and railroad fare 9 and railroad fare 9 and railroad fare 9 and railroad fare 9 and railroad fare 9 and railroad fare 9 and railroad fare 9 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare $1.800 per annum 1,8 )0 per annum 1,800 per annum B a n k in g L a w As the revision of the Banking Law of the State was passed in the closing days of the legislative session of 1914, many minor errors, the result of hasty changes, amendments, typographical errors and the like were inevitable, but upon the whole that revision has borne the test of time exceptionally well and most of the amend ments since adopted have been the logical sequence of changed conditions. I do not deem it necessary to call the attention of the Legis lature to any of the slight amendments that may perhaps be pre sented to it in order to correct typographical errors, make more certain the meaning of ambiguous phraseology or clarify the in tent of the revisers or of the Legislature of 1914. There are two amendments which have been suggested as a result of new conditions and developments which it may be S uperintendent oe B anks 49 come necessary for the Legislature to consider, although I am not prepared to submit such amendments or approve them at this time. State banks, trust companies and investment companies of this State are authorized by the Banking Law, upon compliance with specified conditions, to maintain branch oifices in foreign countries, Similar privileges have been conferred upon national banks and upon corporations to be created under the so-called “ Edge B ill,” recently enacted by the national Congress. Our institutions may receive deposits in foreign countries, while foreign banking corporations are only permitted to maintain agencies in this State for the exercise of limited powers and are not permitted to receive deposits. It has been urged that, if blew York city is to become the money market of the world and this nation is to maintain a foremost position in international com merce, the restrictions imposed upon the agencies of foreign bank ing corporations are provincial and will lead to retaliation. In any consideration that may be given to this subject, we must not forget that it would be difficult without giving offense to dis criminate between the banking institutions of foreign nations, although it would seem unwise to permit banking corporations having their domicile in countries where even the governments themselves may not be stable, to receive deposits in this State. The effect of a change in policy upon the business o f such of our existing banking institutions and private bankers as cater especi ally to our alien or foreign born population should also be consid ered. I f such an amendment is at any time deemed necessary, it should, moreover, require any foreign banking corporation receiv ing deposits in this State to have at least as much capital and sur plus as we require our own institutions to have in order to be per mitted to maintain branch offices abroad. Branch banking under certain conditions and limitations has been so long permitted and practiced under the laws of this State, as well as in other countries and States, that it can no longer be considered an experiment. There is no doubt but that under proper restrictions it has its advantages and enables strong insti tutions to afford banking facilities in localities which would otherwise be without them. The location of a branch office or the establishment o f a new banking institution in a locality where 50 A nnual R eport of the there is a real need for banking facilities, not only benefits the residents of the section or locality, but it is of importance to the business and commerce of the State and of the country as well. It not only prevents hoarding with its attendant risk of loss through fire or by robbery, but brings the funds that would have been hoarded into general circulation and public use. It is a matter o f common knowledge that a branch office of a strong exist ing institution can be maintained at less expense than an entirely independent institution and while such a branch office is not apt to extend as great accommodation in the way of loans to local borrowers as an independent institution, money deposited with a branch office o f a strong institution is certainly much better safeguarded than if deposited in a weak and struggling inde pendent institution. Our present statute only permits a hank or trust company to establish and maintain a branch office within the State in the same city in which the principal office of the institution is located, yet almost every large city is surrounded by small suburban villages having an independent corporate exist ence and in need o f banking facilities, although the success of an independent institution would be extremely problematical. It has therefore been suggested that an institution with adequate capital be allowed to maintain branch offices in other munici palities than that in which its principal office is located. I f such branch offices were located within twenty-five miles of the main office, as close supervision could be exercised over their management as i f they were within the boundaries of the same city. I f any such legislation should be enacted, it should, however, protect existing independent institutions; for a strong institution should not be allowed to encroach upon territory that is being well served by an independent institution. Any amendment o f this character should, therefore, in my judgment, provide that such a branch office should not be established in any place where it would come in competition with an independent institution after its establishment. It may be said that this condition as phrased would enable a strong institution to maintain branch offices by purchasing control o f existing institutions and transforming them into branches. Such purchases, however, might be advantageous rather than detrimental, for a number of the weaker institutions S uperintendent of B anks 51 in cities which have been the consequence of an undue extension o f banking privileges and the unfulfilled hopes and expectations of their promoters have in this way been eliminated to the advan tage o f both stockholders and depositors. Conclusion In the appendix to this report there will be printed, summaries o f the statements o f conditions of various banks and private bankers of the State as o f the different dates for which reports were required during the year, the weekly bulletins published by the Department during the year and a detailed statement o f the securities held by the Superintendent of Banks on account of the various individuals and institutions depositing them, together with the usual statistical tables. Respectfully submitted, G E O RG E I. S K IN N E R , Superintendent of Banks. APPENDIX [53] WEEKLY BULLETINS STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., J a n u a r y 3, 1919 Dec. 27, 1918. C bsare S c o n f ie t t i, P r iv a t e B anker Location: 359 State street, Rochester, N. Y. Permanent capital: 85,000. Authorization certificate issued. Dec. 27, 1918. T ru st an d D e p o s it C om pany of O nondaga Location: No. 100 North Salina street, Syracuse, N. Y. Consent given to a change of location, on or after December 31, 1918, of the place of business of the Trust and Deposit Company of Onondaga from No. 100 North Salina street, Syracuse, N. Y., to No. 201 South Warren street, in the same city. Dec. 28, 1918. B ankers T ru st C om pany Location: No. 16 Wall street, New York, N. Y. Approval given to an increase of the capital stock of the Bankers Trust Company, of New York, N. Y., from *11,250,000 to *15,000,000. Dec. 28, 1918. D is c o u n t C o r p o r a t io n of N ew Y ork Location: New York, N. Y. Capital: *5,000,000. Surplus: *1,000,000. Authorization certificate issued. Incorporators: William H. Porter, Glen Cove, N. Y. James A. Stillman, New York, N. Y . Eugene V. R. Thayer, New York, N. Y. John McHugh, New York, N. Y. Seward Prosser, Englewood, N. J. James S. Alexander, New York, N. Y. George F. Baker, Jr., New York, N. Y. Edwin S. Marston, New York, N. Y. James N. Wallace, Brooklyn, N. Y. Charles H. Sabin, New York, N. Y. Dec. 31, 1918. L aw rence L a u d is i, P r iv a t e B anker Location: No. 101 Vernon avenue. Long Island City, N. Y. Capital: *10,000. Surplus: *2,000. Verified certificate of Lawrence Laudisi, applying for authorization to engage in business as a private banker, filed for examination in the State Banking Department. Dec. 31, 1918. S in c l a ir v il l e State B ank Location: Sinclairville, N. Y. Capital: *25,000. Surplus: *5,000. Authorization certificate issued. Incorporators: F. Burdett Putnam, Eugene M. Cobb, George M. Tarbox, Wm. N. Spear, Arthur J. Straight, John M. Crofoot, Lee O. Gravit Wm. G. Prentice, Frank T. Denison, John H. Cummings, Alex J. Rood, Clinton H. Edson, Ernest F. Irvin, 56 D epo rt on Jan. 1, 1919. F r e d ’k Jan. 1, 1919. N athan B an k s of D e p o s it a n d D is c o u n t R o b e r t s o n & Co., P r i v a t e B a n k e r s Location: 94 Webster street, North Tonawanda, N. Y. Permanent capital: $50,000. Affidavit of Frederick Robertson and William W. Robertson, constituting the firm of “ Fred’k Robertson & Co., Private Bankers ” claiming partial exemption from the provisions of the Banking Law, accepted and filed in the State Banking Department. F r a n k ’s S o n s , P r iv a t e B ankers Location: 46 Ford street, Ogdensburg, N. Y. Permanent capital: $25,000. Affidavit of Julius Frank and Leo Frank, constituting the firm “ Nathan Frank’s Sons,” private bankers, claiming partial exemption from the provisions of the Banking Law, accepted and filed in the State Banking Department. Jan. 1, 1919. T he R oyal C om pany op N ew Y o r k , P r iv a t e B ankers Location: 93-95 Nassau street, New York, N. Y. Permanent capital: $100,000. Affidavit of Philip Sugerman, Mark H. Sugerman and Frank C. Straat, constituting the firm of “ The Royal Company of New York,” private bankers, claiming partial exemption from the provisions of the Banking Law, accepted and filed in the State Banking Department. Jan. 1, 1919. S e w a r d & Co., P r i v a t e B a n k e r s Location: 96 Genesee street, Auburn, N. Y. W m. H . Permanent capital: $100,000. Affidavit of William H. Seward and William IL. Seward, Jr., constituting the firm of “ Wm. H. Seward & Co.,” private bankers, claiming partial exemption from the provisions of the Banking Law, accepted. Jan. 1, 1919. C harles F r a z ie r & C o m p a n y , P r iv a t e B ankers Location: 93 Nassau street, New York, N. Y. Permanent capital: $100,000. Affidavit of Charles Frazier and Charles W. Frazier, constituting the firm of “ Charles Frazier & Company,” private bankers, claiming partial exemption from the provisions of the Banking Law, accepted. Jan. 1, 1919. E d w in R. F a y & S o n s , P r i v a t e B a n k e r s Location: 72 Genesee street, Auburn, N. Y. Permanent capital: $100,000. Affidavit of Edwin R. Fay, Fred H. Fay and Charles R. Fay, constituting the firm of ” Edwin R. Fay & Sons,” private bankers, claiming partial exemption from the provisions of the Banking Law, accepted. Jan. 1, 1919. R o t h s c h il d Jan. 1, 1919. Q. Jan. 2. 1919. T ru st an d B r o s . & C o m p a n y , P r iv a t e B a n k e r s Location: East State and South Tioga streets, Ithaca, N. Y. Permanent capital: $25,000. Affidavit of Jacob Rothschild, Isaac Rothschild and Daniel Rothschild, consti tuting the firm of " Rothschild Brothers & Company,” private bankers, claiming partial exemption from the provisions of the Banking Law, accepted. W. W e l l i n g t o n & C o.’s B a n k , P r i v a t e B a n k e r s Location: Corner Pine and Market streets, Corning, N. Y. Permanent capital: $100,000. Affidavit of Quincy W. Wellington and Benjamin W. Wellington, constituting the firm of ” Q. W. Wellington & Co.’s Bank,” private bankers, claiming partial exemption from the provisions of the Banking Law, accepted. D e p o s it C om pany of O nondaga Location: 201 South Warren street, Syracuse, N. Y. Application made by the Trust and Deposit Company of Onondaga for per mission tp open and occupy a branch office of that institution at No. 100 North Salina street, Syracuse, N. Y. 57 W eekly B ulletins Jan. 2, 1919. T r u s t a n d D e p o s it C o m p a n y o f O n o n d a g a Location: 201 South Warren street, Syracuse, N. Y. Consent given to the opening and maintenance of a branch office of the Trust and Deposit Company of Onondaga, on or after January 3, 1919, at No. 100 North Salina street, Syracuse, N. Y. Jan. 2, 1919. M a r in e B ank of B uffalo Location: Buffalo, N. Y. Capital: $5,000,009. Organization certificate filed for examination in the State Banking Department. Incorporators: George F. Rand, J. F. Schoellkopf, Edmund Hayes, Walter P. Cooke, William A. Rogers, John D. Larkin, J. L. Clawson, John T. Dillon, Richard Wilhelm, Frank L. Bapst, O. E. Foster, J. J. Albright, Hugh Kennedy, ' James M. Byers, George E. Lattimer, Howard A. Forman, J. H. Lascelles. Jan. 2, 1919. T h e C orn E x c h a n g e B a n k Location: William and Beaver streets, New York, N. Y. Application made by The Corn Exchange Bank for permission to open and occupy a branch office of that institution at 252 Steinway avenue, Long Island City, Borough of Queens. Jan. 2, 1919. T he C orn E xchange B ank Location: William and Beaver streets, New York, N. Y. Approval given to the opening and maintenance of a branch office by The Corn Exchange Bank on or after January 3, 1919, at 252 Steinway avenue, Long Island City, Borough of Queens and city of New York. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., J a n u a r y 10, 1919 Jan. 4, 1919. M a r in e B a n k of B u ff a lo (C o n v e r sio n of M a r in e N a t io n a l B a n k ) Location: Buffalo, N. Y. Capital: $5,000,000. Authorization certificate issued. Incorporators: George F. Rand, Edmund Hayes, Wm. A. Rogers, J. L. Clawson, Richard Wilhelm, O. E. Foster, Hugh Kennedy, George E. Lattimer, J. H. Lascelles. Jan. 6, 1919. T h e M a r in e T r u s t C o m p a n y of B u ff a lo Location: Buffalo, N. Y. (Conversion of Marine Bank of Buffalo.) Capital: $5,000,000. Authorization certificate issued. J. F. Schoelkopf, Walter P. Cooke, John D. Larkin, J. T. Dillon, Frank L. Bapst, J. J. Albright, James N. Byers, Howard A. Forman, 58 Jan. R eport on B anks of D eposit and D iscount 4, 1919. T h e P e o p le s T r u s t C om pa n y Location: 181-183 Montague street, Brooklyn, N. Y. Application made by The Peoples Trust Company, of Brooklyn, for permission to open and occupy a branch office at No. 232 Flatbush avenue, in the Borough of Brooklyn and City of New York. Jan. 6, 1919. T h e B a n k of U n it e d S t a t e s Location: 77 Delancey street, New York, N. Y. Consent given to a change of location of the principal place of business of The Bank of United States, on or after January 14, 1919, from No. 77 Delancey street, in the borough of Manhattan and City of New York, to No. 320 Fifth avenue, in the same Borough and City. Jan. 6, 1919. T h e B a n k of U n it e d S t a t e s Location: 77 Delancey street, New York, N. Y. Application made by The Bank of United States for permission to open and occupy a branch office on or after January 14, 1919, at 77 Delancey street in the borough of Manhattan and City of New York. Jan. 6, 1919. T h e B a n k of U n it e d S t a t e s Location: 77 Delancey street, New York, N. Y. Consent given to the opening of a branch office by The Bank of United States, on or after January 14, 1919, at No. 77 Delancey street, in the borough of Manhattan and city of New York, at which time its principal office is to be removed to No. 320 Fifth avenue, in the same borough and city. Jan. 7, 1919. B a n k o f H a m b u r g h Location: Hamburgh, N. Y. Approval given to an increase in the capital stock of the bank of Hamburgh f r o m $50,000 t o $100,000. Jan. 7, 1919. T he P e o p le s T r u s t C om pa n y Location: Nos. 161-163 Montague street, Brooklyn, N. Y. The Peoples Trust Company, of Brooklyn, authorized to open and occupy a branch office of that institution, on or after January 15, 1919, at Nos. 230-232 Flatbush avenue, in the borough of Brooklyn and city of New York, conditioned upon the closing of the branch office heretofore maintained by said company at No. 43 Flatbush avenue, in the same borough and city. Jan. 8, 1919. B a n k of L on g I sl a n d Location: Jamaica, N. Y. Approval given to an increase of the capital stock of the Bank of Long Island from $900,000 to $1,200,000. Jan. 9, 1919. A p po in t m e n t of T e m p o r a r y C l e r k . Mrs. Anna E. Wallace, of 502 Seventh street, Brooklyn, N. Y ., appointed from the eligible Civil Service List to the position of Clerk in the New York office of this department, for a period not to exceed three months, at a com pensation of $100 per month, the appointment to become effective on January 16, 1919. Jan. 10, 1919. B a n k of L on g I sl a n d S a fe D e po sit C o m p a n y Location: Jamaica, N. Y. Application made by the Bank of Long Island Safe Deposit Company for per mission to open and occupy branch offices of that institution at each of the following locations: 82 Main street, Flushing, N. Y. 5 Skillman Place, Plaza, Long Island City. Cornaga and Central avenues, Far Rockaway. Boulevard and Pleasant avenues, Rockaway Beach. Boulevard and Wainwright place, Seaside. Jamaica and Hamilton avenues, Richmond Hill. Broadway and Laurel Hill, boulevard, Elmhurst. 46th street and Sackett street, Corona, W eekly B ulletins Jan 59 10, 1919. R occo G u a l t i e r i , P r i v a t e B a n k e r Location: 258 East Dominick street, Rome, N. Y. Verified certificate of Rocco Gualtieri applying for authorization to engage in business as a Private Banker, filed for examination in the State Banking Department. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914. A l b a n y , N. Y., J a n u a r y 17, 1919 Jan. 10, 1919. M ic h a e l D u l y , P r iv a t e B anker Location: 301 East Dominick street, Rome, N. Y. Permanent capital: $5,000. Surplus: $1,500. Authorization certificate issued. Jan. 13, 1919. R e s ig n a t io n of C lerk The resignation of Miss Grace E. White, a clerk employed temporarily at the New York office of the State Banking Department, tendered and accepted to take effect January 15, 1919. Jan. 13, 1919. B a n k o f L o n g I s l a n d S a f e D e p o s it C o m p a n y Location: 359 Fulton street, Jamaica, N. Y. Consent given to the opening and maintenance of branch offices by the Bank of Long Island Safe Deposit Company, on or after January 14, 1919, at each of the following locations: 82 Main street, Flushing, N. Y. Jamaica and Hamilton avenues, Richmond Hill. Boulevard and Pleasant avenues, Rockaway Beach, N. Y. Boulevard and Wainwright place, Seaside, N. Y. Broadway and Laurel Hill Boulevard, Elmhurst, N. Y. 5 Skillman place Plaza, Long Island City, N. Y. Cornaga and Central avenues, Far Rockaway, N. Y. 46th street and Sackett street, Corona, N. Y. Jan. 15, 1917. T h e P h o e n ix B a n k Location: Phoenix, N. Y. Approval given to the extension of the corporate existence of The Phoenix Bank, located at Phoenix, N. Y., for a term in perpetuity beyond the term specified in its original Certificate of Association. Jan. 15, 1919. J. G o l d b e r g , P r i v a t e B a n k e r Location: 171 East Broadway, New York, N. Y. Permanent Capital $25,000. Verified certificate of Shepard J. Goldberg, applying for authorization to engage in business as a Private Banker, filed for examination in the State Banking Department. Shepard 60 D eport on B anks of D eposit aad D iscount STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of Section 82 of the Banking Law, Chapter 369 of the Laws of 1914. A l b a n y , N. Y. J a n u a r y 24, 1919 Jan. 18, 1919. A m e r ic a n T r u s t C o m p a n y Location: 135 Broadway, New York, N. Y. Organization Certificate filed for examination in the State Banking Department Incorporators: Harry A. Kahler, 1 West 64th street, New York, N. Y George T. Mortimer, 225 West 86th street, New York, N. Y. George Zabriskie. 23 Grammercy park, New York, N. Y. William E. Harmon, 125 Willow Street, Brooklyn, N. Y. Walter H. Bennett, 208 Park place, Brooklyn, N. Y. Orion H. Cheney, Fenimore road, Scarsdale, N. Y. Charles J. Obermayer, Shore road & 99th st., Brooklyn, N. Y, Morgan J. O’Brien, 729 Park avenue, New York, N. Y. James A. O’Gorman, 318 West 108th st., New York, N. Y. Edward M. Burghard, 1 East 93d street, New York, N. Y, Jan. 18, 1919. B an k of L ong Islan d Location: Jamaica, N. Y. Application made by the Bank of Long Island for permission to open and occupy a branch office of that institution at 363 Steinway avenue, in the First Ward, Borough and County of Queens, City and State of New York. Jan. 21, 1919. B an k of Jam estow n Location: Jamestown, N. Y. Approval given to an increase of the capital stock of the Bank of Jamestown from $ 100,000 to $ 250 , 0 0 0 . Jan. 21, 1919. N ew N eth erlan d B an k of N ew Y ork Location: 41 West 34th street, New York, N. Y. Approval given to an increase of the capital stock of the New Netherland Bank of New York from $200,000 to $300,000. Jan. 21, 1919. A s ia B a n k in g C o r p o r a t io n Location: 66 Liberty street, New York, N. Y. Application made by the Asia Banking Corporation for permission to open and occupy a branch office of that institution at Changsha, in the Republic of China. Jan. 21,1919. A s ia B a n k in g C o r p o r a t io n Location: 66 Liberty street, New York, N. Y. Certificate issued to the Asia Banking Corporation authorizing it to open and occupy a branch office of that institution, on or after Januray 27th, 1919, in the city of Changsha, in the Republic of China. Jan. 22, 1919. A m e r ic a n T rust C om pany Location: 135 Broadway, New York, N. Y. Capital $1,000,000. Surplus $200,000. Authorization Certificate issued. Jan. 22, 1919. C it y B a n k T rust C om pany Location: Syracuse, N. Y. Organization Certificate filed for examination in the State Banking Department. Jan. 23, 1919. B an kers T ru st C om pan y of B u ffalo Location: 242 Main street, Buffalo, N. Y. T h e M a r in e T r u s t C o m p a n y o f B u f f a l o Location: Marine Bank Building, Buffalo, N. Y. Agreement of Merger of the Bankers Trust Company of Buffalo into The Marine Trust Company of Buffalo filed in the State Banking Department. W eekly B ulletins Jan. 23, 1919. 61 O b a z ia C ia c c i a , P r iv a t e B a n k e r Location: 117 South Center street, Schenectady, N. Y. Permanent Capital $5,000. Authorization Certificate issued. Jan. 23, 1919. T h e S o u t h S id e B a n k o f B u f f a l o Location: 2161-2163 Seneca street, Buffalo, N. Y. Organization certificate filed for examination in the State Banking Department. Incorporators: Fred H. Loehr, 2660 Seneca st., Buffalo, N. Y. Ernest Feyler, 212 Cazenovia st., Buffalo, N. Y. Herman J. Manzel, 165 Cazenovia st., Buffalo, N. Y. Frederick L. Steisslinger, 55 Red Jacket parkway, Buffalo, N. Y George B. Hamberger, 2168 Seneca street, Buffalo, N. Y. John Winegar, 1892 Abbott road, Buffalo, N. Y. Harry F. DeCeu, 363 Cumberland ave., Buffalo, N. Y. William Jaeger, 44 Cazenovia st., Buffalo, N. Y. Jan. 23, 1919. T h e M a r in e T r u s t C o m p a n y o f B u f f a l o Location: Buffalo, N. Y. Approval given to an increase of the capital stock of The Marine Trust Company of Buffalo from $5,000,000 to $7,000,000. Jan. 24, 1919. G e n e r a l M o to rs A c ce p t a n c e C o r p o r a t io n Location: 1764 Broadway, Cor. 57th st., New York, N. Y. Organization certificate filed for examination in the State Banking Department. Incorporators: William C. Durant, Deal, N. J. Pierre S. duPont, Wilmington, Delaware. Irenee duPont, Wilmington, Delaware Lammot duPont, Wilmington, Delaware. Henry F. duPont, Wilmington, Delaware. J. Amory Haskell, Red Bank, N. J. John J. Raskob, Claymont, Delaware Paul Fitzpatrick, Larchmont, N. Y. Curtis C. Cooper, Edgemoor, Delaware. Alfred H. Swayne, 550 Park avenue, New York, N. Y. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of Section 82 of the Banking Law, Chapter 369 of the Laws of 1914. A l b a n y , N. Y. J a n u a r y 31, 1919 Jan. 24, 1919. C it iz e n s C o m m e r c ia l T r u s t C o m p a n y Location: Ellicott Square, Buffalo, N. Y. Application made by the Citizens Commercial Trust Company, Buffalo, N. Y. for permission to open and occupy a branch office of that institution in the building known as Nos. 592-594 Genesee street, Buffalo, N. Y. Jan. 24, 1919. B a n k of L o n g I sl a n d Location: Jamaica, N. Y. Application made by the Bank of Long Island, Jamaica, N. Y., for permission to open and occupy a branch office of that institution at the intersection of Steinway and Astoria avenues or nearby, in the First Ward, Borough and County of Queens, City and State of New York. Jan. 25, 1919. A m e r ic a n T r u s t C om pa n y Location: 135 Broadway, New York, N. Y. Application made by the American Trust Company, New York, N. Y., for permission to open and occupy a branch office of that institution at No. 203 Montague street, in the Borough of Brooklyn and City of New York. 62 R eport Jan. 27. 1919. o x B a n k s o f D e p o sit a n d D isc o u n t C orn E xch an ge B ank Location: 13 William street, New York, N. Y . Approval given to an increase of the capital stock of the Corn Exchange Bank, New York, N. Y ., from $3,500,000 to $4,200,000. Jan. 29, 1919. A m e r ic a n F o r e ig n R a n k in g C o r p o r a t io n Location: 56 Wall street, New York, N. Y. Application made by the American Foreign Banking Corporation, New York N. Y ., for permission to open and occupy a branch office of that institution in the city of Harbin, Manchuria. Jan. 29, 1919. A m e r ic a n F o r e ig n B a n k in g C o r p o r a t io n Location: 56 Wall street, New York, N. Y. Application made by the American Foreign Banking Corporation, New York, N. Y ., for permission to open and occupy a branch office of that institution in the city of Brussels, Belgium. Jan. 30, 1919. L a w r e n c e L a u d is i, P r iv a t e B a n k e r Location: 101 Vernon avenue, Long Island City, N. Y. Permanent capital $10,000. Surplus $2,000. Authorization certificate issued. Jan 30, 1919. A m e r ic a n F o r e ig n B a n k in g C o r p o r a t io n Location: 56 Wall street, New York, N. Y. Application made by the American Foreign Banking Corporation for permission to open and occupy a branch office of that institution in the city of Manila, in the Philippine Islands. Jan 30, 1919. R e a l E st a te O w n e r s C r e d it U n ion Location: 604 Sackman street, Brooklyn, N. Y. Authorization certificate issued. Jan. 31, 1919. W. B a r a s c h , P r iv a t e B a n k e r Location: 77 Ridge street, New York, N. Y. Approval given to a change of location of the place of business of Sigmund W . Barasch, a private banker, from No. 77 Ridge street, in the Borough of Man hattan and City of New York to No. 150 Delancey street, in the same Borough and City, such change of location to take effect on or after February 1, 1919. S ig m u n d Jan. 28, 1919. L in co ln T r u s t C o m pa n y Location: 204 Fifth avenue, New York, N. Y. Application made by the Lincoln Trust Company for permission to open and occupy a branch office of that institution at No. 7 Wall street, in the Borough of Manhattan and City of New York STATE OF NEW YORK, BAN K IN G DEPAR TM EN T Weekly bulletin, as required by the provisions of Section 82 of the Banking Law, Chapter 369 of the Laws of 1914. A l b a n y , N. Y ., F e b r u a r y 7, 1919 Jan. 31, 1919. L in c o l n T r u s t C o m p a n y Location: 204 Fifth avenue, New York, N. Y. Approval given to the opening and maintenance of a branch office by the Lincoln • Trust Company, on or after February 3, 1919, at No. 7 Wall street, in the Borough of Manhattan and City of New York. Jan. 31, 1919. C it iz e n s C o m m e r c ia l T r u s t C o m p a n y Location: Ellicott Square Bldg., Buffalo, N. Y. Approval given to the opening and maintenance of a branch office by the Citizens Commercial Trust Company, on or after February 3, 1919, in the building known as Nos. 592-594 Genesee street, Buffalo, N. Y . W e e k l y Jan. 31, 1919. B u l l e t in s 63 A m e r ic a n F o r e ig n B a n k in g C o r p o r a t io n Location: 56 Wall street, New York, N. Y. Approval given to the opening and maintenance of a branch office by the American Foreign Banking Corporation, on or after February 1, 1919, at such convenient locations as it may select in each of the following cities: City of Manila, Philippine Islands. City of Harbin, Manchuria. City of Brussels, Belgium. Feb. 3, 1919. P r o v id e n t B u il d in g a n d L o a n A s s o c ia t io n Location: No. 9-a New Main street, Haverstraw, N. Y . Approval given to a change of location, on or after February.4, 1919, from No. 9-a New Main street, Haverstraw, N. Y ., to No. 38 New Main street, Haver straw, N. Y. Feb. 4,1919. S t e a m s h ip C l e r k s Sa v in g s a n d L o a n A s s o c ia t io n Location: Pier 14, East River, N. Y. Approval given to a change of location, on or after February 5, 1919, of the office of the Steamship Clerks’ Savings and Loan Association from Pier 14, East River, New York, N. Y ., to Pier 13 East River, New York, N. Y . Feb. 4, 1919. T h e M a r in e T r u s t C o m pa n y of B u ffa lo Location: Buffalo, N. Y . Application made by the Marine Trust Company of Buffalo for permission to open and occupy branch offices of that institution at each of the following places in that city: 1. Corner Main street and Fillmore avenue; 2. Corner Jefferson and East Utica streets; 3. Corner Seneca, and Swan streets; 4. Corner Ek and Louisiana streets. Feb. 6, 1919. T h e H o m e B u il d e r s C o - o p e r a t iv e S a v in g s a n d L o a n A s s o c ia t io n Location: 236 State street, Rochester, N. Y. Approval given to a change of location of the office of the Home Builders Co-op erative Savings and Loan Association from No. 236 State street, Rochester, N. Y ., to No. 15 Rochester Savings Bank Building, in the same city, such removal to take effect on or after February 7 1919. Feb. 6, 1919. R e s ig n a t io n o f B a n k E x a m in e r The resignation of Mr. Joseph Meltsner, an examiner employed in the Private Bankers Bureau of the State Banking Department, tendered and accepted to take effect on February 8, 1919. Feb. 7, 1919. F r a n k l in S a f e D e p o s it C o m p a n y Location: 166 Montague street, Brooklyn, N. Y. Application made by the Franklin Safe Deposit Company for permission to open and occupy a branch office of that institution in the basement of the building known as 21 East 40th street, in the Borough of Manhattan and City of New York. STATE OF N EW YORK , BAN K IN G D EPAR T M EN T Weekly bulletin, as required by the provisions of Section 82 of the Banking Law, Chapter 369 of the Laws of 1914. A l b a n y , N. Y ., F e b r u a r y 14, 1919 F eb . 7, 1919. F r a n k l in S a f e D e p o s it C o m pa n y Location: 166 Montague street, Brooklyn, N. Y. Approval given to the opening and maintenance of a branch office by the Franklin Safe Deposit Company, on or after February 10, 1919, in the basement of the building known as No. 21 East 40th street, in the Borough of Manhattan and City of New York. 64 F eb . R eport o x B a n k s o f D e p o sit a n d D is c o u n t 7, 1919. A p po in t m e n t of B a n k E x a m in e r s Superintendent of Banks appointed from the eligible Civil Service list the following examiners at a compensation of eight (8) dollars per day, when actually employed, and railroad fare: William Cuffney, 102 Cruger street, Bath, N. Y . George E. Varcoe, 338 Woodward avenue, Buffalo, N. Y. F eb . 8, 1919. H ome C o - o p e r a t iv e S a v in g s a n d L o a n A ss o c ia t io n Location: Main street, North Tonawanda, N. Y. Approval given to a change of location, on or after February 10, 1919, of the office of the Home Co-operative Savings and Loan Association from Main street, North Tonawanda, N. Y ., to 94 Webster street, North Tonawanda, N. Y. F eb . 8, 1919. C o o p e r st o w n S a v in g s a n d L oan A s s o c ia t io n Location: Chamber of Commerce Bldg., Pioneer st , Cooperstown, N. Y. Approval given to a change of location, on or after February 10, 1919, of the office of the Cooperstown Savings and Loan Association from the Chamber of Commerce Building Pioneer street, Cooperstown, N. Y., to the Cooperstown National Bank Building, on Alain street, Cooperstown, N. Y. Feb. 10, 1919. E m il io F e s t a , P r iv a t e B a n k e r Location: 108 Second street, Rome, N. Y. Permanent capital $5,000. Verified certificate of Emilio Festa applying for authorization to engage in business as a private banker filed for examination in the State Banking Department. Feb. 10, 1919. G e n e r a l M o t o r s A c c e p t a n c e C o r p o r a t io n Location: 1764 Broadway, New York, N. Y. Capital $2,000,000. Surplus $500,000. Authorization certificate issued. F eb . 11, 1919. T h e Sy r a c u s e T r u s t C om pa n y Location: No. 330 South Warren street, Syracuse, N. Y. Application made by The Syracuse Trust Company for permission to open and occupy branch offices at each of the following locations in the city of Syracuse N. Y .: 509-511 North Salina street, South-east Corner of Marcellus and South Geddes streets. Feb. 10, 1919. C it iz e n s C o m m e r c ia l T rust C o m pa n y Location: Ellicott Square Bldg., Buffalo, N. Y. Application made by the Citizens Commercial Trust Company for permission to open and occupy a branch office at Nos. 606-610 Genesee street, in the city of Buffalo, N. Y. Feb. 13, 1919. T he Syracu se T ru st C om pan y Location: 330 South Warren street, Syracuse, N. Y. Approval given to The Syracuse Trust Company for the opening and maintenance of branch offices at each of the following locations in said city, on or after March 15, 1919: 509-511 North Salina street, Southeast Corner of Marcellus and South Geddes streets. F eb . 13, 1919. C it iz e n s C o m m e r c ia l T r u s t C o m pa n y Location: Ellicott Square Building, Buffalo, N. Y . Certificate issued to the Citizens Commercial Trust Company, of Buffalo, N. Y ., authorizing it to open and occupy a branch office, on or after February 14, 1919, in the building known as 606-810 Genesee street, in the city of Buffalo, approval given for the opening of a branch office of said institution at 592-594 Genesee street, on January 31, 1919, being revoked. W e e k l y Feb. 13, 1919. B u l l e t in s G5 T h e M a r in e T r u s t C o m p a n y o p B u f f a l o Location: The Marine Bank Bldg., Buffalo, N. Y. Certificate issued by the Superintendent of Banks to The Marine Trust Company of Buffalo authorizing it to open and occupy a branch office on or after March 15, 1919, at No. 2635 Main street, in the city of Buffalo, N. Y. Feb. 13, 1919. A p p o in t m e n t o f B a n k E x a m in e r s Superintendent of Banks appointed from the eligible civil service list the fol lowing as state bank examiners, at a compensation of eight (8) dollars per day, when actually employed, and railroad fare: Lawrence H. Geser, 290 Fallconer street, North Tonawanda, N. Y. George A. Strack, 244 St. Nicholas ave., Brooklyn, N. Y. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y „ F e b r u a r y 21, 1919 Feb. 18, 1919. U n iv e r s a l C r e d it U n io n Location: 15 Park Row, New York, N. Y. Organization certificate filed for examination in the State Banking Department Incorporators: John K. Sague, 641 Wash agton st., New York, Chris C. Keenan, 641 Washington st., New York, Jos. A. Springstead, 641 Washington st., New York, Harry E. Fellows, 641 Washington st., New York, Josephine T. Saldini, 641 Washington st., New York, James F. Keelon, Finance Dept., Bronx, N. Y. Louis Van Cook, 23rd Ward Bank, Bronx, N. Y. Feb. 18, 1919. R e s ig n a t io n o f B a n k E x a m in e r The resignation of Mr. Edward A. Duerr, of 192 Potters road, Buffalo N. Y., an examiner in this department, accepted to take effect March 1, 1919. Feb. 17, 1919. A p p o in t m e n t o f B o o k k e e p e r Mr. William Taner, of 441 East 119th street, New York, with the consent of the State Civil Service Commission has been transferred from the position of bookkeeper in the Manhattan State Hospital, Ward’s Island, N. Y., to the position of bookkeeper in the New York office of the State Banking Department, at a compensation of $1,400 per annum, effective February 17, 1919. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., F e b r u a r y 28, 1919 Feb. 24, 1919. T h e M a r in e T r u s t C o m p a n y o f B u f f a l o Location: Marine Bank Building, Buffalo, N. Y. Approval given to the opening and maintenance of a branch office by the Marine Trust Company of Buffalo, on or after February 25, 1919, at each of th'- f''1lowing locations: 308 Elk street, Buffalo, N. Y. 738 Seneca street, Buffalo, N. Y. 3 66 Feb. 24, 1919. R eport o n B a sk s o f D e p o s it a n d D is c o u n t B ’ n a i S c h o l e m C r e d it U n io n Location: 105 Eldridge street New York, N. Y. Approval given to a change of location of the office of the B ’nai Scholem Credit Union on or after February 25, 1919, from No. 105 Eldridge street in the borough of Manhattan and city of New York, to No. 82 East 4th street in the same borough and city. Feb. 24, 1919. S c a ja q u a d a S a v in g s Feb. 24, 1919. E u r e k a C o o p e r a t iv e S a v in g s & L o a n A s s o c ia t io n & L o a n A s s o c ia t io n Location: 863 East Ferry street, Buffalo, N. Y. Approval given to a change of location, on or after February 25, 1919, of the office of the Scajaquada Savings and Loan Association, from No. 863 East Ferry street, Buffalo, N. Y ., to No. 853 East Ferry street, Buffalo, N. Y. Location: No. 553 Courtlandt avenue, Bronx Borough, N. Y. Approval given to a change of location, on or after February 25, 1919, of the office of the Eureka Cooperative Savings and Loan Association from 553 Courtlandt avenue, in the borough of the Bronx and city of New York, to 551 Courtlandt avenue in the same borough and city. Feb. 24, 1919. G e r m a n B u il d in g a n d S a v in g C o m p a n y Location: 949 Willoughby avenue, Brooklyn, N. Y. Approval given to a change of location on or after February 25, 1919, of the office of the German Building and Saving Company, from No. 949 Willoughby avenue in the borough of Brooklyn and city of New York, to No. 244 Bleecker street in the same borough and city. Feb. 24, 1919. U n it e d P e r m a n e n t S a v in g s & L o a n A s s o c ia t io n Location: 510 Portland avenue, Rochester, N. Y. Approval given to a change of location, on or after February 25, 1919, of the office of the United Permanent Savings and Loan Association from 510 Port land avenue, Rochester, N. Y., to 555 Portland avenue, in the same city. Feb. 24, 1919. J a p a n e s e C r e d it U n io n Location: 41 Park Row, New York, N. Y. Approval given to a change of location, on or after February 25, 1919, of the office of the Japanese Credit Union from No. 41 Park Row, in the borough of Manhattan and city of New York to No. 119 East 34th street, in the same borough and city. Feb. 25,1919. C all for R eports Superintendent of Banks issued a call for quarterly reports by banks, trust companies and private bankers, the close of business on Friday, February 21, 1919, being designated as the day with reference to which such reports shall be made. Feb. 25, 1919. A m e r ic a n T r u s t C o m p a n y Location: 135 Broadway, New York, N. Y. Approval given to the opening and maintenance of a branch office by the American Trust Company, on or after March 1st, 1919, at No. 203 Montague street in the borough of Brooklyn and city of New York. Feb. 27, 1919. J u l iu s J o s e p h s o n , P r iv a t e B a n k e r Location: 1774 Pitkin avenue, Brooklyn, N. Y. Approval given to a change of location, on or after March 1st, 1919, of the place of business of Julius Josephson, a private banker, from No. 1774 Pitkin avenue, in the borough of Brooklyn and city of New York, to No. 1783 Pitkin avenue, in the same borough and city W e e k l y B u l l e t in s 67 STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., M a r c h 7, 1919 Feb. 28, 1919. C it y B a n k T r u s t C o m pa n y Location: Syracuse, N. Y. Capital $1,000,000. Surplus $398,000. Authorization certificate issued. Feb. 28, 1919. W h it e s t o n e C o o p e r a t iv e S a v in g s & L o a n A s s o c ia t io n Location: 7 South Fifth avenue, Whitestone, N. Y. Approval given to a change of location on or after March 1, 1919, of the office of the Whitestone Co-operative Savings and Loan Association from No. 7 South Fifth avenue, Whitestone, N. Y., to First National Bank Building, Whitestone, N. Y. Feb. 28, 1919. D o m in io n B a n k Location: Toronto, Canada. Superintendent of Banks issued a license to the Dominion Bank, of Toronto, Canada, permitting it to open and maintain an agency for the transaction of business in this State at No. 51 Broadway, in the borough of Manhattan and city of New York. Feb. 28, 1919. H ebrew N a t io n a l C r e d it U n io n Location: No. 539 Schenck avenue, Brooklyn, N. Y. Organization certificate filed for examination in the State Banking Department. Incorporators: Rubin Sehulman, 596 Warwick street, Brooklyn, N. Y. Morris Kliegman, 613 Hendrix street, Brooklyn, N. Y. Morris Apar, 329 Pennsylvania avenue, Brooklyn, N. Y. Abraham Bieshunsky, 539 Schenck avenue, Brooklyn, N. Y. Meyer Schwartz, 839 Dumont avenue, Brooklyn, N. Y. Philip Reitman, 896 Sutter avenue, Brooklyn, N. Y. Joseph Maron 825 Dumont avenue, Brooklyn, N. Y. Lewis Feuerstein, 434 Ashford street, Brooklyn, N. Y. Saul Ocean, 436 Ashford street, Brooklyn, N. Y. Feb. 2S. 1919. R o cco G u a l t i e r i , P r i v a t e B a n k e r Location: 2 5 8 East Dominick street, Rome, N. Y. Permanent capital $5,000. Authorization certificate issued. Feb. 28, 1919. I r v in g T r u s t C o m p a n y Location: 233 Broadway, New York, N. Y. Approval given to an increase of the capital stock of Irving Trust Company from $1,500,000 to $2,250,000. Mar. 1, 1919. P a r k - U n io n F o r e ig n B a n k in g C o r p o r a t io n Location: New York, N. Y. Capita] $2,000,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Charles A. Holder, 39 West 54th street, New York City. Stuyvesant Fish, 25 East 78th street, New York city. Edward C. Hoyt, 14 East 67th street, New York City. Gilbert C. Thorne, 44 West 51st street, New York City. Richard H. Williams, 2 West 51st street, New York City. William J. Dawson, 2 Farragut Circle, New Rochelle, N. Y. Forrest L. Appleby, Larchmont, N. Y. Walter F. Taylor, 112 East 60th street. New York City. Edwin DeT. Betchel, 207 East 7th street, Plainfield, N. J. J. M. Lyeth, Riverdale-on-Hudson, N. Y. Walter H. Merritt, Tenafly, N. J. Rush Taggart, Jr., 319 West 75th street, New York City. Heber Smith, 46 Arthur street, Yonkers, N. Y. 68 R eport Mar. 3, 1919. o ic B an k s of D e p o s it a x d D is c o u n t A s ia B a n k in g C o r p o r a t io n Location: 66 Liberty street, New York, N. Y. Application made by the Asia Banking Corporation for permission to open and occupy a branch office in the city of Hong Kong, in the Republic of China, and in the city of Canton, in the Republic of China. Mar. 3, 1919. L it t l e F a l l s B u il d in g , S a v in g s & L o a n A s s o c ia t io n Location: 603 East Main street, Little Falls, N. Y. Approval given to a change of location, on or after March 4, 1919, of the office of the Little Falls Building, Savings and Loan Association, from No. 603 East Main street, Little Falls, N. Y., to No. 18 East Main street, in the same city. Mar. 3, 1919. A s ia B a n k in g C o r p o r a t io n Location: 66 Liberty street, New York, N. Y. Approval given to the opening and maintenance of a branch by the Asia Banking Corporation, on or after March 10, 1919, in each of the following places: City of Hong Kong, Republic of China. City of Canton, Republic of China. Mar. 3, 1919. L in c o l n S quare L a u n d r y m a n ’ s C r e d it U n io n Location: New York, N. Y. Organization certificate filed for examination in the State Banking Department. Mar. 3, 1919. U so n a C r e d it U n io n Location: New York, N. Y. Organization certificate filed for examination in the State Banking Department. Mar. 4, 1919. A p p o in t m e n t op B ank E x a m in e r Mr. Leland W. Palmer, of 606 Fallman street, Syracuse, N. Y., appointed from the eligible Civil Service list an Examiner in the State Banking Department at a compensation of eight (8) dollars when actually employed and railroad fare. Mar. 5, 1919. L it h o C r e d it U n io n op N ew Y ork Location: Odd Fellows Casino, 8th St. Near First avenue, New York, N. Y. Organization certificate filed for examination in the State Banking Department Mar. 5, 1919. I n t e r b o r o u g h P e r s o n a l L o a n C o m pa n y Location: 392 East 17th street, Brooklyn, N. Y. Approval given to a change of location of the office of the Interborough Personal Personal Loan Company from No. 392 East 17th street, Brooklyn, N. Y., to 1410 Avenue “ H ” in the same city, the change of location to become effective on or after March 6, 1919. Mar. 5, 1919. Sta te Safe D e p o s it C om pany Location: 376-378 Grand street, New York, N. Y. Application made by the State Safe Deposit Company for approval of the opening of a branch office of that institution at the Northwest Corner of Hath street and Fifth avenue, in the borough of Manhattan and city of New York. Mar. 6, 1919. E m il io F esta Location: 10S Second street, Rome, N. Y. Application for permission to engage in business as a private banker at 108 Second street, Rome, N. Y., refused. Mar. 6, 1919. T he St a t e Sa f e D e p o s it C om pany Location: 376-378 Grand street, New York, N. Y. The State Safe Deposit Company authorized to open and occupy a branch office, on or after April 1, 1919, at the northwest corner of 115th street and Fifth avenue, in the borough of Manhattan and city of New York W e e k l y B u l l e t in s 69 STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., M a r c h 14, 1919 Mar. 7, 1919. G eneral M otors A cceptance C o r p o r a t io n Location: 1764 Broadway, New York, N. Y. Application made by the General Motors Acceptance Corporation for permission to open and occupy a branch office at each of the following locations: 430 California street, San Francisco, California. Northeast corner of King and Yonge streets, Toronto, Province of Ontario, Canada. Mar. 8, 1919. T he M a r in e T ru st C om pan y of B uffalo Location: Marine Bank Building, Buffalo, N. Y. Approval given to the opening and maintenance of a branch office by The Marine Trust Company of Buffalo, on or after June 1, 1919, at the northeast corner of East Utica and Jefferson streets, known as 1323 Jefferson street, Buffalo, N. Y., conditioned upon the ppening of such branch within six months from date. Mar. 10, 1919. G eneral M otors A cceptan ce C o r p o r a t io n Location: 1764 Broadway, New York, N. Y. The General Motors Acceptance Corporation authorized to open and occupy a branch office, on or after March 15, 1919, at each of the following locations: 430 California street, San Francisco, California. Northeast corner of King and Yonge streets, Toronto, Province of Ontario, Canada. Mar. 11, 1919. U n iv e r s a l C r e d it U n io n Location: 15 Park Row, New York, N. Y. Authorization certificate issued. Mar. 11, 1919. J. B. G r e e n h u t & C o m p a n y , P r i v a t e B a n k e r s Location: Broadway at 33d street, New York, N. Y. Approval given to a change of location of the place of business of J. B. Greenhut <fc Company, private bankers, on or after March 15, 1919, from the comer of Broadway and 33d street, in the borough of Manhattan and city of New York to No. 251 Fourth avenue, in the same borough and city. Mar. 13, 1919. C orn E xchange Safe D e p o s it C om pany Location: William and Beaver streets, New York, N. Y. Application received from the Corn Exchange Safe Deposit Company for per mission to open and occupy a branch office of that institution at each of the following locations: 311 Lenox avenue, New York, N. Y. St. Nicholas avenue and 181st street, New York, N. Y. Mar. 13, 1919. C orn E xchange Safe D e p o s it C om pany Location: William and Beaver streets, New York, N. Y. Approval given to the opening and maintenance of branch offices by the Corn Exchange Safe Deposit Company, on or after March 18, 1919, at each of the following locations: 311 Lenox avenue, New York, N. Y. St. Nicholas avenue and 181st street, New York, N. Y. Mar. 12, 1919. C orn E xchange B ank Location: William and Beaver streets, New York, N. Y. Application made by the Corn Exchange Bank for permission to open and occupy a branch office at the southwest corner of Grove and West Fourth streets, in the borough of Manhattan and city of New York. 70 R eport B anks o n o f D e p o s it a n d D is c o u n t STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914. A lbany, Mar. 14, 1919. S hepard Mar. 15, 1919. C orn N. Y., M arch 21. 1919 J. G o l d b e r g , P r i v a t e B a n k e r Location: 171 East Broadway, New York, N. Y . Application of Shepard J. Goldberg for authorization to engage in business as a private banker at 171 East Broadway, New York, N. Y., refused. E xchange B ank Location: Corner William and Beaver streets, New York, N. Y. The Corn Exchange Bank authorized to open and occupy a branch office, on or after May 1, 1919, on the southwest corner of Grove and Fourth streets in the borough of Manhattan and city of New York, conditioned upon the opening of such branch office within six months from date, unless the time be extended by the Superintendent of Banks. Mar. 18, 1919. G r o c e r s ’ C r e d it U n io n Location: 62 East 106th street, New AY>rk, N. Y . Approval given to a change of location, on or after March 19, 1919, of the place of business of the Grocers’ Credit Union from No. 62 East 106th street, New York, N. Y., to No. 1673 Lexington avenue, in the same city. Mar. 18, 1919. G arfunkel & T a u s t e r , P r iv a t e B ankers Location: 133 Rivington street, New York, N. Y . Verified certificate executed by Alax Garfunkel and Marcus Tauster, applying for authorization to engage in business as private bankers at 133 Rivington street, in the borough of Manhattan and city of New York, refused. Mar. 21, 1919. S im o n ALa d l o w s k y , P r i v a t e B anker Location: No. 520 East 6th street, New A’ ork, N. Y. Permanent capital: $5,000. Verified certificate of Simon Yadlowsky applying for authorization to engage in business as a private banker at 520 East 6th street, in the borough of Man hattan and city of New York, filed for examination in the State Banking Department. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., M a r c h 28, 1919 Mar. 25, 1919. W il h a m s v il l e S a v in g s and L oan A s s o c ia t io n * Location: 5596 Main street, Williamsville, N. Y. Approval given to a change of location, on or after March 26, 1919, of the office of the Williamsville Savings and Loan Association from No. 5596 Main street, Williamsville, N. A'., to No. 5604 Main street, Williamsville, N. Y . Mar. 22, 1919. M e r c a n t il e T ru st & D e p o s it C om pany Location: 115 Broadway, New York, N. Y. Approval given to petition for change of name of the Mercantile Trust and Deposit Company, New A'ork, N. Y . , to “ Mercantile Trust Company" and “ The Sun ” and “ New York Tribune ” designated as the newspapers in which to publish notice of the presentation of such petition. W e e k l y B u l l e t in s 71 Mar. 27, 1919. P a r k -U n io n F o r e ig n B a n k in g C o r p o r a t io n Location: New York, N. Y. Capital: $2,000,000. Surplus: $250,000. Authorization certificate issued. Incorporators: Charles A. Holder, 39 West 54th street, New York, N. Y. Stuyvesant Fish, 25 East 78th street, New York, N. Y. Edward C. Hoyt, 14 East 67th street, New York, N. Y. Gilbert G. Thorne, 44 West 51st street, New York, N. Y. Richard H. Williams, 2 West 51st street, New York, N. Y Wm. Joseph Dawson, New Rochelle, N. Y. Forrest L. Appleby, Larchmont Park, N. Y. Walter F. Taylor, 112 East 60th street, New York, N. Y. J. M. Richardson Lyeth, Riverdale-on-Hudson, N. Y. Walter H. Merritt, Tenafly, N. J. Rush Taggart, Jr., 319 West 75th street, New York, N. Y. Heber Smith, Yonkers, N. Y. Edwin De T. Bechtel, Plainfield, N. J. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., A p r il 4. 1919 Mar. 29. 1919. C o n t in e n t a l G u a r a n t y C o r p o r a t io n Location: 248 Madison avenue, New York, N. Y. Application made by the Continental Guaranty Corporation for permission to open and occupy a branch office in the city of London, Kingdom of Great Britain. Mar. 29, 1919. C o n t in e n t a l G u a r a n t y C o r p o r a t io n Location: 248 Madison avenue, New York, N. Y. Approval given to the opening and maintenance of a branch office by the Continental Guaranty Corporation, on or after April 10, 1919, in the City of London, Kingdom of Great Britain. Mar. 31, 1919. U son a C r e d it U n io n Location: New York, N. Y. Authorization certificate issued. Mar. 31, 1919. N o r t h A v e n u e B a n k o p N e w R o c h e l le Location: No. 41 North avenue, New Rochelle, N. Y. Approval given to a change of location, on or after April 15, 1919. of the place of business of the North Avenue Bank of New Rochelle, from No. 41 North avenue, New Rochelle, N. Y., to No. 4 North avenue, in the same city. Mar. 31, 1919. L o fa ro & Rossi, P r iv a t e B a n k e r s Location: 445 Bleecker street, Utica, N. Y. Authorization certificate issued on May 8, 1916, to Rocco Lofaro and Frank Rossi, to engage in business as private bankers under the name “ Lofaro & Rossi ” revoked. Mar. 31, 1919. T h e F a r m e rs B a n k op S p r in g v ill e Location: Springville, N. Y. Approval given to an increase of the capital stock of The Farmers Bank of Springville from $50,000 to $60,000. Mar. 31, 1919. Y o n k e r s P e r s o n a l L o a n C o m pa n y Location: Yonkers, N. Y. Approval given to an increase of the capital stock of the Yonkers Personal Loan Company from $10,000 to $18,000. 72 R epokt April I, 1919. o x B a x ic s C orn- E xch an g e Sa f e o f D e p o s it D e p o s it a n d D is c o u n t C om pany Location: William and Beaver streets, New York, N. Y. Application made by the Corn Exchange Safe Deposit Company for permission to open and occupy a branch office at No. 76 Grove street, corner of Grove and Fourth streets, in the borough of Manhattan and city of New York. April 1,1919. C it y B ank T ru st C om pany Location: Syracuse, N. Y. Approval given to an increase of the capital stock of the City Bank Trust Com pany, of Syracuse, N. Y., from $1,000,000 to $1,500,000. April 1, 1919. C ohn E x c h a n g e Safe D e p o s it C om pany Location: William and Beaver streets, New York, N. Y. Approval given to the opening and maintenance of a branch office of the Corn Exchange Safe Deposit Company of New York, N. Y., on or after May 1, 1919, on the southwest corner of Grove and Fourth streets, in the borough of Manhattan and city of New York. April 1, 1919. H ebrew N a t io n a l C r e d it U n io n Location: 539 Schenck avenue, Brooklyn, N. Y. Authorization certificate issued. April 2, 1919. G eneral M otors A cceptan ce C o r p o r a t io n Location: No. 1764 Broadway, New York, N. Y. Application made by the General Motors Acceptance Corporation, New York. N. Y., for permission to open and occupy a branch office at No. I l l West Washington street, Chicago, 111. April. 2, 1919. P a r k -U n io n F o r e ig n B a n k in g C o r p o r a t io n Location: New York, N. Y. Application made by the Park Union Foreign Banking Corporation, New York, N. Y., for permission to open and occupy a branch office in the city of San Francisco, California. April 2, 1919. G eneral M otors A cceptan ce C o r p o r a t io n Location: No. 1764 Broadway, New York, N. Y. Approval given to the opening and maintenance of a branch office of the General Motors Acceptance Corporation, on or after April 15, 1919, at No. I l l West Washington street in the city of Chicago, Illinois. April 3, 1919. Sim on Y a d l o w s k y , P r iv a t e B a n k e r Location: No. 520 East 6th street, New York, N. Y. Verified certificate of Simon Yadlowsky applying for authorization to engage in business as a private banker refused. April 3, 1919. P a r k -U n io n F o r e ig n B a n k in g C o r p o r a t io n Location: New York, N. Y. Certificate issued to the Park-Union Foreign Banking Corporation authorizing it to open and occupy a branch office, on or after April 15, 1919, in the city of San Francisco, California. April 4, 1919. T he S o u t h S id e B a n k o f B u ffa lo Location: 2161-2163 Seneca street, Buffalo, N. Y. Capital: $100,000. Surplus: $25,000. Authorization certificate issued. Incorporators: Fred H. Loehr, Ernest Feyler, Herman J. Manzel, George B. Hamberger, F. E. Steisslinger, John Winegar, Harry F. De Ceu, William Jaeger, All of Buffalo, N. Y. W e e k l y April 4, 1919. D a v id M ordka B u l l e t in s T w e r s k y , P r iv a t e 73 B anker Location: No. 9 Attorney street, New York, N. Y. Permanent capital: $5,000. Verified certificate of David Mordka Twersky applying for authorization to engage in business as a private banker filed for examination in the State Banking Department. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 359 of the Laws of 1914 A l b a n y , N. Y., A p r i l 11, 1919 April 7, 1919. W il l ia m V. G a p c z y n s k i , P r i v a t e B a n k e r Location: No. 304 Union street, Schenectady, N. Y. Permanent capital: $5,000. Authorization certificate issued. April 8, 1919. P u b l ic C r e d it C o r p o r a t io n Location: New York, N. Y. Organization certificate filed for examination in the State Banking Department. Capital: $100,090. Incorporators: Elias Schmerler, Joseph Dauber, Barnet Klar, Leon Pfeffer, Morris Rosenblatt, Benjamin Greenstone Banjamin Aptheker, Isidore Lasner, Jacob Palestine, Israel M. Oshinsky. April 8, 1919. A s ia B a n k in g C o r p o r a t io n Location: No. 66 Liberty street, New York, N. Y. Approval given to a change of location of the office of the Asia Banking Cor poration, on or after April 10, 1919, from No. 66 Liberty street in the borough of Manhattan and city of New York, to No. 35 Broadway in the same borough and city. April 9, 1919. C it y P erson al L oan C om pany, In c . Location: No. 140 Nassau street, New York, N. Y. Approval given to a change of location of the office of the City Personal Loan Company, Inc., on or after April 14, 1919, from No. 149 Nassau street in the borough of Manhattan and city of New York to No. 63 Park Row, Room 1009, in the same borough and city. April 10, 1919. T he P eoples T ru st C om pan y Location: No. 181 Montague street, Brooklyn, N. Y. Approval given to an increase in the capital stock of The Peoples Trust Com pany, Brooklyn, N. Y., from $1,000,000 to $1,200,000. April 10, 1919. T he M o r r is P lan C om pany of N ew Y ork Location: No. 261 Broadway, New York, N. Y. Application made by The Morris Plan Company of New York for permission to open a branch office of that company at No. 26 Court street in the borough of Brooklyn and city of New York. April 10, 1919. State B ank of E ast S yracuse Location: East Syracuse, N. Y. Capital: $50,000. Notice of intention to organize State Bank of East Syracuse filed in the State Banking Department. The “ Syracuse Po3t-Standard,” a newspaper pub lished at Syracuse, N. Y., designated as the newspaper in which to publish notice of intention to organize. 74 R epoet April 10, 1919. U t ic a B a n k s o x T ru st and o f D e p o s it D e p o s it a x d D is c o u x t C om pany Location: Utica, N. Y. Application made by the Utica Trust and Deposit Company for permission to open a branch office of that company at 515, 539 or 70S Bleecker street, Utica, N. April 10, 1919. T he Y. M o r r is P lan C om pany of N ew Y ork Location: No. 261 Broadway, New York, N. Y. Approval given to the opening by The Morris Plan Company of New York of a branch office at No. 26 Court street in the borough of Brooklyn and city of New York. April 11, 1919. T he B ank D epew of Location: Depew, N. Y. Capital: $50,000. Surplus: $15,000. Organization certificate filed for examination in the State Banking Department Directors: Elmer J. Nash, Albert Nelson, Newell McDonald, Elwin B. Rowley, Mary Kupczynski, S. Jay Ohart, William F. O’Connor, A. Raymond Tremaine, Ernest Feyler. John B. Faisant, April 11, 1919. F armers F und, In c. Location: Rochester, N. Y. Capital: $400,000. Organization certificate filed for examination in the State Banking Department Marc W. Cole, Directors: William Church Osborn, William I. Taber, Myron S. Hall, Delmer Runkle. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., A p r i l 18, 1919 April 14, 1919. D ollar S a v in g s B ank of the C it y of N ew Y ork Location: No. 2737 Third avenue, Bronx, New York, N. Y. Approval given to a change of location, on or after April 15, 1919, of the place of business of the Dollar Savings Bank of the city of New York, from No. 2737 Third avenue, in the borough of the Bronx and city of New York, to No. 2792 Third avenue, in the same borough and city. April 16, 1919. P u b l ic C r e d it C o r p o r a t io n Location: New York, N. Y. Capital: $100,000. Surplus: $25,000. Authorization certificate issued. Incorporators: Elias Schmerler, Joseph Dauber, Barnet Klar, Leon Pfeffer, Israel M. Oshinsky, April 17, 1919. L ib e r t y B a n k of Morris Rosenblatt, Benjamin Greenstone, Benjamin Aptheker, Isidore Lasner, Jacob Palestine. B uffalo Location: 424-426 Main street, Buffalo, N. Y. U n io n Sto ck Y ards B ank of B uffalo Location: Broadway and Fillmore avenue, Buffalo, N. Y. Agreement of Merger between the Boards of Directors of Liberty Bank of Buffalo and Union Stock Yards Bank of Buffalo, respectively and copies thereto attached of meetings of the respective boards for the merger of the Union Stock Yards Bank of Buffalo into Liberty Bank of Buffalo, approved. W e e k l y B u l l e t in s 75 STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., A p r i l 25, 1919 April 19, 1919. F ulton C o o p e r a t iv e B u il d in g & L oan A s s o c ia t io n Location: No. 177 Court street, Brooklyn, N. Y. Approval given to a change of location of the office of the Fulton Cooperative Building and Loan Association, on or after April 21, 1919, from No. 177 Court street, in the borough of Brooklyn and city of New York, to No. 69-a Seventh avenue, in the same borough and city. April 19, 1919 P a r k - U n io n F o r e ig n B a n k in g C o r p o r a t io n Location: New York, N. Y. Application made by the Park-Union Foreign Banking Corporation, New York N. ,Y., for permission to open and occupy a branch office of that corporation in each of the following cities: Tokyo. Empire of Japan. Kobe, Empire of Japan. Yokohama, Empire of Japan. April 19, 1919. G uaranty T ru st C om pany op N ew Y ork Location: 140 Broadway, New York, N. Y. Application made by the Guaranty Trust Company of New York for permission to open and occupy a branch office of that institution at the southwest corner of Fifth avenue and Forty-fourth street, in the borough of Manhattan and city of New York. April 19, 1919. P a r k - U n io n F o r e ig n B a n k in g C o r p o r a t io n Location: New York, N. Y. Certificate issued to the Park-Union Foreign Banking Corporation authorizing' it to open and occupy a branch office, on or after April 21, 1919, in the city of Tokyo, in the Empire of Japan. April 19, 1919. B ank L ong of Islan d Location: Jamaica, N. Y. Application made by the Bank of Long Island, Jamaica, N. Y., for permission to open and occupy a branch office at No. 1800 Myrtle avenue, Ridgewood, borough of Queens and city of New York. April 19, 1919. B ank op W aterford Location: Waterford, Saratoga County, N. Y. Organization certificate filed for examination in the State Banking Department. Capital: $50,000. George N. Michon, Incorporators: Charles H. Kavanaugh, Frederick W. Kavanaugh, Wm. A. Tierney, Arthur B. Cobden, Edward Strecker, Edward L. Orth, Harold W. Turner, Louis R. Breslin, Joseph C. Bleibtrey, Roland H. Stubbs, Henry I. Prankard, Frederick W. Pomeroy, P. Augustine Dunn, Harry R. Davidson. Charles L. Mitchell, April 19, 1919. G uaranty T ru st C om pan y of N ew Y ork Location: 140 Broadway, New York, N. Y. The Guaranty Trust Company of New York authorized to open and occupy a branch office, on or after May 1, 1919, at the southwest corner of Fifth avenue and Forty-fourth street, in the borough of Manhattan and city of New York, conditioned upon the discontinuance of the branch office heretofore maintained by said institution at the southwest corner of Fifth Avenue and Forty-third street, in the same borough and city. 76 .R e p o r t April 21, 1919 o n B an k s P a r k - U n io n - F o r e i g n o f B a n k in g D e p o s it a n d D is c o u n t C o r p o r a t io n Location: New York, N. Y. The Park-Union Foreign Banking Corporation authorized to open and occupy a branch office, on or after April 22, 1919, at such convenient location as it may select in each of the following cities: Yokohama, in the Empire of Japan. Kobe, in the Empire of Japan. April 21, 1919. B ank of L ong Islan d Location: 359 Fulton street, Jamaica, N. Y. The Bank of Long Island, of Jamaica, N. Y., authorized to open and occupy a branch office, on or after April 25, 1919, at No. 1800 Myrtle avenue, Ridge wood, borough of Queens and city of New York, conditioned upon the closing of the branch office heretofore maintained by said institution at No. 1801 Myrtle avenue, Ridgewood, in the same borough and city. April 21, 1919. F a y e t t e v il l e C o m m e r c ia l B ank Location: Fayetteville, N. Y. Capital: $25,000. Organization certificate filed for examination in the State Banking Department Directors: Wilbur M. Jones, Burnell H. Frary, Arthur G. Williams, C. Loomis Allen, William C. Ladd, Chester R. Eaton, J. W. Knapp, Margaret Frey Clark, William M. Peckham, George J. Bryan, Winfield E. McIntyre. April 22, 1919. C o m m e r c ia l E x c h a n g e B ank Location: Bond street and Bowery, New York, N. Y. Application made by the Commercial Exchange Bank, New York, N. Y., for permission to open and occupy a branch office at Nos. 1129-1137 Broadway, on the southwest corner of Twenty-sixth street and Broadway, known as the St. James Building, in the borough of Manhattan and city of New York. April 23, 1919. F ulton C o o p e r a t iv e B u il d in g and L oan A s s o c ia t io n Location: No. 69-a Seventh avenue, Brooklyn, N. Y. Approval given to a change of location of the office of the Fulton Co-operative Building and Loan Association, on or after April 24, 1919, from No. 69-a Seventh avenue, Brooklyn, N. Y., to No. 109 Seventh avenue, in the same city. April 23, 1919. S o u t h S i d e B a n k o f B u f f a l o , N. Y. Location: No. 2163 Seneca street, Buffalo, N. Y. Approval given to a change of location of the place of business of The South Side Bank of Buffalo, N. Y., on or after April 25, 1919, from No. 2163 Seneca street, in the city of Buffalo, county of Erie and State of New York, to No. 2213 Seneca street, in the same city. T he STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., M a y 2, 1919 April 25, 1919. G arfunkel & T a u s t e r , P r iv a t e B ankers Location: No. 67 Clinton street, New York, N. Y . Permanent capital: $15,000. Verified certificate executed by Max Garfunkel and Marcus Tauster applying for authorization to engage in business as private bankers, filed for examination in the State Banking Department. W e e k l y April 28, 1919. C o m m e r c ia l E x c h a n g e B u l l e t in s 77 B ank Location: 330 Bowery, New York, N. Y. The Commercial Exchange Bank authorized by the Superintendent of Banks to open and occupy a branch office, on or after July 1, 1919, at premises Nos. 1129-1137 Broadway, known as the St. James Building, in the borough of Manhattan and city of New York, conditioned upon the discontinuance of the branch office now maintained by said corporation at No. 1196 Broadway in the same borough and city .. April 28, 1919. D a v id M ordka T w e r s k y , P r iv a t e B anker Location: No. 9 Attorney street, New York, N. Y. Application for authorization refused. April 28, 1919. W h it e P l a in s S a v in g s and L oan A s s o c ia t io n Location: No. 85 Main street, White Plains, N. Y. Approval given to a change of location, on or after April 29th, 1919, of the office of the White Plains Savings and Loan Association from No. 85 Main street, White Plains, N. Y., to No. 169 Main street, White Plains, N. Y. April 30, 1919. G eneral M otors A cceptan ce C o r p o r a t io n Location: No. 1764 Broadway, New York, N. Y. Application made by the General Motors Acceptance Corporation for permission to open and occupy a branch office at No. 88 East Congress street, in the city of Detroit, Michigan. April 28, 1919. G eneral E m ergency C r e d it U n io n Location: Brooklyn, N. Y. Organization certificate filed for examination in the State Banking Department. April 28, 1919. J. G o l d b e r g , P r i v a t e B a n k e r Location: No. 171 East Broadway, New York, N. Y. Permanent capital: $40,000. Verified certificate executed by Mr. Shepard J. Goldberg applying for authori zation to engage in business as a private banker, filed for examination in the Sh e p a r d S t a te B a n k in g D e p a r t m e n t . April 29, 1919. F r e n c h A m e r ic a n B a n k in g C o r p o r a t io n Location: New York, N. Y. Capital: $2,000,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Daniel G. Wing, Newton, Mass. F. Abbott Goodhue, Lancaster, Mass. Owen D. Young, New York, N. Y. James S. Alexander, New York, N. Y. John E. Rovensky, New York, N. Y. Harry B. Thayer, New Canaan, Conn. Maurice Silvester, Short Hills, N. J. Paul Fuller, Jr., Short Hills, N. J. Lorenzo Semple, New York, N. Y. F. R. Coudert, New York, N. Y. John P. Murray, Jersey City, N. J. Charles B. Samuels, New York, N. Y. April 30, 1919. G eneral M otors A cceptan ce C o r p o r a t io n Location: No. 1764 Broadway, New York, N. Y. Approval given to the opening and maintenance of a branch office by the General Motors Acceptance Corporation, on or after May 2, 1919, at No. 88 East Congress street, in the city of Detroit, Michigan. April 30, 1919. O r b a c h , F a y b ik & A Io l it o r is , P r iv a t e B ankers Location: 166 Avenue A, New7York, N. Y. Verified certificate executed by Christopher L. Orbach, Andrew Faybik and Jacob C. Molitoris applying for authorization to engage in business as private bankers, filed for examination in the State Banking Department. 78 May "R e p o r t 1, 1919. L ib e r t y B a n k s o n B ank of o f D e p o s it a n d D is c o u n t B uffalo Location: 424-426 Main street, Buffalo, N. Y. Application made by the Liberty Bank of Buffalo for permission to open and occupy a branch office at No. 949 Broadway, in the city of Buffalo, N. Y. May 1, 1919. C r e d it U n io n N ew of the E m ployees’ C o n ference C o m m it t e e of the C it y of Y ork Location: Municipal Building, New York, N. Y. Approval given to petition for authority to change the name of the Credit Union of the Employees Conference Committee, city of New York, to “ Municipal Credit Union.” “ The S un” and “ The Tribune,” two newspapers pub lished in the city of New York, designated as the newspapers in which to publish notice of the presentation of the petition. May 1, 1919. L ib e r t y B ank of B uffalo Location: 424-426 Main street, Buffalo, N. Y. The Liberty Bank of Buffalo authorized to open and occupy a branch office, on or after May 5, 1919, at No. 949 Broadway, in the city of Buffalo, N. Y ., upon the completion of the merger of the Union Stock Yards Bank of Buffalo, N. Y., into the Liberty Bank of Buffalo. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914. A l b a n y , N. Y., M a y 9, 1919 May 2, 1919. T he A m e r ic a n E xpress C om pan y, Incorporated Location: Hartford, Conn. License issued to The American Express Company, Incorporated of Hartford, Connecticut, authorizing it to maintain an agency at No. 65 Broadway, in the borough of Manhattan and city of New York. May 2, 1919. C it y T rust C om pany Location: Erie County Savings Bank Building, Buffalo, N. Y. M arket Bank of B uffalo Location: 585 Main street, Buffalo, N. Y. B ank of B uffalo Location: 343-345 Main street, Buffalo, N. Y. Agreement of Merger of City Trust Company, of Buffalo, N. Y., and Market Bank of Buffalo, of Buffalo, N. Y., into Bank of Buffalo, and copies of pro ceedings of meetings of the boards of directors of the respective corporations attached approved by the Superintendent of Banks. May 3, 1919. T he S t a t e B ank of P a r is h Location: Parish, Oswego Co., N. Y. Organization certificate filed for examination Capital: $25,000. Incorporators: William B. Harter, Burr J. Morgan, Nelson B. Jennings, Emmett Lewis, Claude F. Tallcott, in the State Banking Department. James Gray, R. S. Davey, Fred A. Church, Hamilton A. Mosher, Willard C. Richards. W eekly B ulletins May 79 3, 1919. L ib e r t y B a n k of B u ffalo Location: 424-426 Main street, Buffalo, N. Y. U n io x S t o c k Y a r d s B a n k of B u ffalo Location: Broadway and Fillmore avenue, Buffalo, X. Y. Verified copies of Minutes of Meetings of the respective Boards of Directors held May 2, 1919, and of the respective stockholders, held May 2, 1919, for the purpose of merging the Union Stock Yards Bank of Buffalo into the Liberty Bank of Buffalo, filed in the State Banking Department. May 3 ,1 9 1 9 . L ib e r t y B a n k o f B u ff a lo Location: Buffalo, N. Y. Approval given to an increase of the capital stock of the Liberty Bank of Buffalo from $500,000 to $1,500,000. M ay 6, 1919. A n d r e w J. H o r v a t t Location: No. 73 Clinton street, Binghamton, N. Y. Permanent capital: $5,000. Verified certificate applying for authorization to engage in business as a private banker filed for examination in the State Banking Department. M ay 6, 1919. J ose B e n s a u d e , J r . Location: No. 32 Broadway, New York, N. Y. Permanent capital: $5,000. Verified certificate applying for authorization to engage in business as a private banker filed for examination in the State Banking Department. M ay 6, 1919. G ol d b e r g e r & G o o d m a n , P r iv a t e B a n k e r s Location: No. 136 East 42d street New York, N. Y. Permanent capital: $35,000. Verified certificate executed by Morris B. Goldberger and David C. Goodman applying for authorization to engage in business as private bankers under the name “ Goldberger & Goodman, private bankers,” filed for examination in the State Banking Department. M ay 6, 1919. A p po in t m e n t of C l e r k Mrs. Anna E. Wallace, of No. 502 Seventh street, Brooklyn, X. Y., appointed from the eligible Civil Service list a clerk in the New York office of State Banking Department, at a compensation of $1,000 per annum, the appoint ment to become effective on May 16, 1919. May 8, 1919. A m e r ic a n F o r e ig n B a n k in g C o r p o r a t io n Location: No. 56 Wall street, New York, N. Y. Approval given to a change of location of the place of business of the American Foreign Banking Corporation, on or after June 1, 1919, from Xo. 56 Wall street, in the borough of Manhattan and city of New York, to Xo. 53 Broadway, in the same borough and city. M ayj 9, 1919. F o r e ig n C r e d it C o r p o r a t io n Location: New York, N. Y. Capital: $5,000,000. Organization certificate filed for examination Incorporators: Harold Stanley, Theodore Rousseau, John S. Johnston, Allen Wardwell, J. Howland Auchincloss, in the State Banking Department Eugene W. Stetson, Arthur B. Hatcher, James L. O’ Neill, Lansing P. Reed, Edwin S. S. Sunderland. so D eport ok B a n k s o f D e p o s it a x d D is c o u n t STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., M a y 16, 1919 M ay 9, 1919. A m e r ic a n S a v in g s B a n k of B uffalo Location: Nos. 215-217 Main street, Buffalo, N. Y. Approval given to a change of location of the place of business of the American Savings Bank of Buffalo, on or after May 12th, 1919, from the building known as Nos. 215-217 Main street, Buffalo, N. Y., to No. 13 Court street, in the same city. M ay 10, 1919. P a r k -U n io n F o r e ig n B a n k in g C o r p o r a t io n Location: No. 49 Wall street, New York, N. Y. Application made by the Park-Union Foreign Banking Corporation for per mission to open and occupy a branch office in each of the following cities: Hong Kong in the Republic of China, Hankow, in the Republic of China, Shanghai, in the Republic of China, Singapore, in the Straits Settlements. May 10, 1919. K in g s t o n B ank Location: Kingston, N. Y. (Conversion of Kingston National Bank) Capital: 8150,000. Authorization certificate issued. May 10, 1919. K in g s t o n T ru st C om pany Location: Kingston, N. Y. (Conversion of Kingston Bank) Capital: $150,000. Organization certificate filed for examination. Elbert H. Loughrm Incorporators: William J. Turck, Charles W. Walton, Charles R. O’Connor, John F. Herbert, Jacob Rice, Wm. H. Van Etten, Elva H. Bogart, Cornelius S. Treadwell, Wilson C. Ingalls, James Jenkins, Philip Elting, John Millard, Joel Brink, W. O. Schwarzwaelder, George W. Ross, Bruyn Hasbrouck, Harcourt J. Pratt, Arthur V. Hoornbeek. May 12, 1919. P a r k -U n io n F o r e ig n B a n k in g C o r p o r a t io n Location: No. 49 Wall street, New York, N. Y. Approval given to the opening of a branch office t y the Park-Union Foreign Banking Corporation, on or after May 15, 1919, in each of the following cities: Shanghai, in the Republic of China. Hong Kong, in the Republic of China. Hankow7, in the Republic of China. Singapore, in the Straits Settlements. May 12, 1919. Lackaw anna Sa v in g s a n d L oan A s s o c ia t io n Location: 955 Ridge road, Lackawanna, N. Y. Approval given to a change of location, on or after May 13, 1919, of the office of the Lackawanna Savings and Loan Association, from No. 955 Ridge road, Lackawanna, N. Y., to No. 1009 Ridge road, Lackawanna, N. Y. May 12, 1919. Kingston Trust Company Location: Kingston, N. Y. Capital: $150,000. Authorization certificate issued. W e e k l y May 12, 1919. St a t e Bank or E ast B u l l e t in s 81 Syracuse Location: East Syracuse, N. Y. Capital: $50,000. Organization certificate filed for examination Incorporators: Arthur W. Loasby, A. W. Hudson, Joseph B. Enders, Lucius M. Kinne, Carleton A. Chase, in the State Banking Department. E. S. Tefft, Huntington B. Crouse, Thorp Hiscock, Frederick E. Maurer A. H. Cowie. May 13, 1919. C o n t in e n t a l G u a r a n t y C o r p o r a t io n Location: No. 248 Madison avenue, New York, N. Y. Application made by the Continental Guaranty Corporation for approval of the opening and maintenance of a branch office at No. 61 Adelaide street, east, in the city of Toronto, Canada. May 13, 1919. State B ank of G eneva Location: Geneva, N. Y. Capital: $100,000. Organization certificate filed for examination in the State Banking Department. (Conversion of The First National Bank of Geneva) Incorporators: Thomas H. Chew, Theodore J. Smith, David H. Henry, James E. Brown, Alfred G. Lewis, Francis W. Whitwell, John B. Anderson, Edward H. Palmer, Henry A. Wheat, Beverly Chew. May 13, 1919. C o n t in e n t a l G uaranty C o r p o r a t io n Location: No. 248 Madison avenue, New York, N. Y. Approval given to the opening and maintenance of a branch office by the Con tinental Guaranty Corporation, on or after May 15, 1919, at No. 61 Adelaide street, east, in the city of Toronto, Canada. May 14, 1919. S outh Shore S a v in g s and L oan A s s o c ia t io n Location: No. 11 Sixth street, New Dorp, N. Y. Approval given to a change of location of the office of the -South Shore Savings and Loan Association, on or after May 15, 1919, from No. 11 Sixth street, New Dorp, Staten Island, N. Y., to No. 180 Rose avenue, New Dorp, Staten Island, N. Y. May 14, 1919. L in c o l n S quare L a u n d r y m a n ’s C r e d it U n io n Location: New York, N. Y. Authorization certificate issued. May 14, 1919. L it h o C r e d it U n io n Location: Odd Fellows’ Casino, 8th street near First avenue, New York, N. Y . Authorization certificate issued. May 14,1919. State E x c h a n g e B a n k o f H o l l e y , N. Y. Location: Holley, N. Y. Approval given to the extension of the corporate existence of the State Exchange Bank of Holley, N. Y .,to June 1, 1939, twenty years beyond the term specified in its original certificate of association. May 14, 1919. M ic h e l e V e s c e r a , P r iv a t e B anker Location: 460 North Salina street, Syracuse, N. Y . Permanent capital: $5,000. Verified certificate applying for authorization to engage in business as a private banker filed for examination in the State Banking Department. 82 R eport o n B an k s o f D e p o s it a n d D is c o u n t May 16, 1919. O r b a c h , F a y b ik & M o l it o r is Location: 166 Avenue A, New York, N. Y. Permanent capital: $5,000. Verified certificate executed by Christopher L. Orbach, Andrew Faybik and Jacob C. Molitoris, applying for authorization to engage in business as private bankers, under the firm name “ Orbach, Faybik & Molitoris ” refused. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., M a y 23, 1919 May 16, 1919. F r a t e r n a l C r e d it U n io n Location: No. 43 Ellery street, Brooklyn, N. Y. Approval given to a change of location of the office of the Fraternal Credit Union, on or after May 17, 1919, from No. 43 Ellery street, Brooklyn, N. Y., to No. 523 Marcy avenue, in the same city. May 19, 1919. A p po in t m e n t of B a n k E x a m in e r s Superintendent of Banks appointed from the eligible civil service list Mr. Frank B. McLaughlin, of 216 Barrett street, Syracuse, N. Y., and Mr. Landus F. Smith, of 1909 Andrews avenue, New York, N. Y., examiners in the State Banking Department, at a compensation of eight dollars per day, when actually employed, and railroad fare. May 20, 1919. S t a t e B a n k of G e n e v a Location: Geneva, N. Y. (Conversion of First National Bank of Geneva). Capital $100,000. Authorization certificate issued. May 20, 1919. P a r k -U n io n F o r e ig n B a n k in g C o r p o r a t io n Location: 49 Wall street, New York, N. Y. Application made by the Park-Union Foreign Banking Corporation, of New York, N. Y., for permission to open and occupy branch offices in each of the following cities: City of Seattle, State of Washington, City of Tien Tsin, in the Republic of China. May 20, 1919. G e n e v a T r u s t C o m pa n y Location: Geneva, N. Y. Capital $100,000. Organization certificate filed for examination in the State Banking Department. May 20,1919. B a n k o f B u ff a lo Location: Nos. 343-345 Main street, Buffalo, N. Y. Application made by the Bank of Buffalo, located in Buffalo, N. Y., for per mission to open and occupy a branch office at each of the following locations in that city: Corner of Main and Niagara streets, No. 585 Main street. May*21, 1919. G e n e v a T r u s t C om pa n y Location: Geneva, N. Y. Capital $100,000. (Conversion of State Bank of Geneva.) Authorization certificate issued. May 21, 1919. S h e p a r d J. G o l d b e r g , P r iv a t e B a n k e r Location: No. 171 East Broadway, New York, N. Y. Permanent capital $40,000. Authorization certificate issued. W e e k l y May 21, 1919. 83 B u l l e t in s G o l d b e b o e h & G o o d m a n , P r iv a t e B a n k e r s Location: 136 East 42nd street, New York, N. Y. Permanent capital $35,000. Authorization certificate issued to Morris B. Goldberger and David C. Goodman, permitting them to engage in business as private bankers, under the firm name “ Goldberger & Goodman.” M a y 21, 1919. F r e n c h A m e r ic a n B a n k in g C o r p o r a t io n Location: New York, N. Y. Capital $2,000,000. Surplus $500,000. Authorization certificate issued. M a y 21, 1919. A s ia B a n k in g C o r p o r a t io n Location: 35 Broadway, New York, N. Y. Application made by the Asia Banking Corporation for permission to open and occupy a branch office in the city of Manila, in the Philippine Islands. M a y 20, 1919. P a r k -U n io n F o r e ig n B a n k in g C o r p o r a t io n Location: No. 49 Wall street, New York, N. Y. The Park-Union Foreign Banking Corporation, whose principal office is located at No. 49 Broadway, in the borough of Manhattan and city of New York, authorized to open and occupy a branch office at such convenient location as it may select in each of the following cities, on or after May 26, 1919: Tien Tsin in the Republic of China, Seattle in the State of Washington. May 22, 1919. A s ia B a n k in g C o r p o r a t io n Location: 35 Broadway, New York, N. Y. The Asia Banking Corporation, whose principal office is located at No. 35 Broad way, in the borough of Manhattan and city of New York, authorized to open and occupy a branch office at such convenient location as it may select in the city of Manila, in the Philippine Islands, on or after May 26th, 1919. May 22, 1919. J u l iu s J o s e p h s o n , P r iv a t e B a n k e r Location: No. 1783 Pitkin avenue, Brooklyn, N. Y. Approval given to an increase of the permanent capital of Julius Josephson, a private banker, from $8,000 to $30,000. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, May 22 1919. N. Y., M ay 31, 1919 T he P eoples T ru st C om pany Location: Nos. 181-183 Montague street, Brooklyn, N. Y. Application made by The Peoples Trust Company whose principal office is located at Nos. 181-183 Montague street, in the borough of Brooklyn and city of New York, for leave to open and occupy a branch office at Nos. 14551457 Myrtle avenue, corner of Bleecker street, in the same city. May 23,1919. I r v in g T r u s t C o m p a n y Location: No. 233 Broadway, New York, N. Y. Application made by the Irving Trust Company, whose principal office is located at No. 233 Broadway, in the borough of Manhattan and city of New York, for leave to open and occupy a branch office at No. 319 Fifth avenue, corner, of Fifth avenue and Thirty-second street, in the same Borough and city. 84 .R e p o r t on B a n k s o f D e p o s it a n d D is c o u n t May 23, 1919. B a n k e r s T r u s t C om pa n y Location: 16 Wall street, New York, N. Y. Application made by the Bankers Trust Company, whose principal office is located at No. 16 Wall street in the borough of Manhattan and city of New York, for leave to open and occupy a temporary branch office in the city of Paris in the Republic of France. May 23, 1919. L o n g I s l a n d F in a n c e C o r p o r a t io n Location: Jamaica, N. Y. Capital $100 000. Organization certificate filed for examination in the State Banking Department. Incorporators: Robert W. Higbie, Jamaica, N. Y. Hamilton A. Higbie, Flushing, N. Y. William W. Gillen, Jamaica, N. Y. Henry S. Weller Hempstead, N. Y. Franklin A. Rogers, Richmond Hill, N. Y. May 23, 1919. I r v in g T r u s t C om pa n y Location: 233 Broadway, New York, N. Y. Approval given to the opening and occupying of a branch office of the Irving Trust Company on or after May 24, 1919, at No. 319 Fifth avenue, corner of Fifth avenue and Thirty-second street, in the borough of Manhattan and city of New York. May 26, 1919. R e sig n a tio n of B a n k E x a m in e r The resignation of Mr. A. B. McArdle, a state bank examiner, tendered and accepted to take effect May 26, 1919. May 29, 1919. L ib e r a l C r e d it U n io n L o c a t io n : 2 0 9 E a s t B r o a d w a y , N e w Y o r k , N . Y . Approval given to a change of location of the office of the Liberal Credit Union from No. 209 East Broadway, in the Borough of Manhattan and city of New York, to 82 East Fourth street, in the same borough and city, on or after May 30, 1919. May 28, 1919. R e sig n a t io n of B a n k E x a m in e r The resignation of Mr. Landus F. Smith, of 1909 Andrews avenue, New York city, a recently appointed bank examiner, tendered and accepted. May 29, 1919. G e n e r a l E m e r g e n c y C r e d it U n io n Location: Brooklyn, N. Y. Authorization certificate issued. May 29, 1919. T he B an k of L an caster Location: Lancaster, N. Y. Approval given to a change of location of the place of business of The Bank of Lancaster, of Lancaster, N. Y., on or after June 2, 1919, from No. 41 Central avenue, in the village of Lancaster, to No. 25 Central avenue, in the same village. May 29, 1919. H. & K. C r e d i t U n io n Location: Henington Hall, 216 Second street, New York, N. Y. Organization certificate filed for examination in the State Banking Department. May 28, 1919. T h e M a r in e T r u s t C o m p a n y o f B u f f a l o Location: Buffalo, N. Y. Approval given to an increase of the capital stock of The Marine Trust Company of Buffalo, from $7,000,000 to $7,500,000. May 24, 1919. B an kers T ru st C om pany Location: 16 Wall street, New York, N. Y. Approval given to the opening and occupying of a branch office of the Bankers Trust Company, temporarily, at No. 5 rue Scribe, in the city of Paris, in the Republic of France, on or after May 26th, 1919. W e e k l y May 24, 1919. 85 B u l l e t in s G arfu n k el & T au ster Location: 67 Clinton street, New York, N. Y . Permanent capital $15,000. Surplus $3,000. Authorization certificate issued to Max Garfunkel and Marcus Tauster permitting them to engage in business as private bankers, at 67 Clinton street, in the borough of Manhattan and city of New York, under the firm name “ Gar funkel & Tauster, Private Bankers.” May 24, 1919. D a v id G o l d b e r g , P r iv a t e B a n k e r . Location: No. 50 East 42d street, New York, N. Y. Permanent capital, $25,000. Verified certificate executed by David Goldberg applying for authorization to engage in business as private banker filed for examination in the State Banking Department. M ay 27, 1919. F armers F und, I nc. Location: Rochester, N. Y. Authorization certificate issued. Capital $400,000 Surplus $100,000. May 27, 1919. F if t h A v e n u e B a n k Location: 530 Fifth avenue. New York, N. Y. Approval given to an increase of the capital stock of The Fifth Avenue Bank from $200,000 to $500,000. M ay 27, 1919, T he B an k of E ast A urora Location: East Aurora, N. Y. Approval given to an increase of the capital stock of The Bank of East Aurora from $75,000 to $100,000. M ay 29, 1919. T he P eoples T ru st C om pan y Location: 181-183 Montague street, Brooklyn, N. Y. The Peoples Trust Company, whose principal office is located at 181-183 Mont ague street, in the borough of Brooklyn and city of New York, authorized to open and occupy a branch office on or after June 2, 1919, at Nos. 14551457 Myrtle avenue, corner of Bleecker street, in the same borough and city. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, June 2, 1919. N. Y., June 6, 1919 R e v o c a t io n o f A u t h o r iz a t io n C e r t if ic a t e Authorization certificate issued on December 7, 1916, to Ce3are Sconfietti and Biagio Rossi, permitting them to engage in business as private bankers under the firm name “ C. Sconfietti & Company, Private Bankers ” at 359 State street, Rochester, N. Y., revoked. June 2,1919. B ank of B uffalo Location: Buffalo, N. Y. Approval given to an increase of the capital stock of the Bank of Buff alo, located at Buffalo, N. Y., from $1,000,000 to $2,500,000. June 3, 1919. A p p o in t m e n t o f B a n k E x a m in e r Mr. Charles H. Eshelman, of 1632 Niagara avenue, Niagara Falls, N. Y., appointed from the eligible civil service list a state bank examiner, at a com pensation of eight dollars per day, when actually employed, and railroad fare. 86 R eport June 3, 1919. o n B a n k s o f D e p o s it a n d D is c o u n t D a v id G o l d b e r g , P r iv a t e B a n k e r Location: 50 East 42d street, New York, N. Y. Verified certificate executed by David Goldberg applying for authorization to engage in business as a private banker refused. June 5, 1919. G e n e v a T r u s t C om pa n y Location: Geneva, N. Y. Approval given to an increase of the capital stock of the Geneva Trust Company, located at Geneva, N. Y., from §100,000 to $250,000. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, June 6, 1919. N. Y., June 13, 1919 T e x t il e B a n k in g C o m p a n y , I n c . Location: New York, N. Y. Capital $2,000,000. Surplus $500,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Harvey D. Gibson, New York, N. Y. John P. Maguire, Jersey City, N. J. Edmund C. Converse, Greenwich, Conn. Grayson M. P. Murphy, New York, N. Y. Eugene W. Stetson, New York, N. Y. Jun e 6, 1919. B ronx C r e d it U n io n Location: No. 835 East 152d street, Bronx, New York, N. Y. Organization certificate filed for examination in the State Banking Department. June 7, 1919. A p p o in t m e n t o f B a n k E x a m in e r Mr. Herbert C. Rogers, of 1012 Summit avenue, High Bridge, N. Y., appointed from the eligible civil service list an examiner in the State Banking Department at a compensation of eight dollars per day, when actually employed and railroad fare. June 9, 1919. B an k o f L on g Islan d Location: Jamaica, N. Y. Application made by the Bank of Long Island, the principal office of which is located at No. 359 Fulton street, Jamaica, N. Y,, for permission to open and occupy a branch office on Fresh Pond road at or near the junction of Putnam avenue, Ridgewood, N. Y. June 10, 1919. R e a l t y A s s o c ia t e s I n v e s t m e n t C o r p o r a t io n Location: New York, N. Y. Capital $1,000,000. Surplus $100,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Clarence H. Kelsey, New York, N. Y. Charles S. Brown, New York, N. Y. James G. Wentz, New York, N. Y. Frank Bailey, Brooklyn, N. Y. Clinton D. Burdick, Brooklyn, N. Y. Crowell Hadden, Brooklyn, N. Y. Edward T. Horwill, Brooklyn, N. Y. William M. Greve, Brooklyn, N. Y. June 11, 1919. A l l ie d C r e d it U n io n Location: 80 Maiden Lane, New York, N. Y. Organization certificate filed for examination in the State Banking Department W e e k l y 87 B u l l e t in s June 11, 1919. F a r m e r s a n d M e r c h a n t s B a n k Location: Geneva, N. Y. of G eneva G en eva T ru st C om pan y Location: Geneva, N. Y. Approval given to agreement for the merger of Farmers and Merchants Bank of Geneva into Geneva Trust Company and of the sworn copies of proceedings of the meetings of the respective boards of directors of said merging institutions attached to such agreement. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, June 13, 1919. N. Y., June 20, 1919 A p p o in t m e n t o f B a n k E x a m in e r Mr, Francis X . Werneken, of 862 St. John’s Place, Brooklyn, N. Y. appointed from the eligible civil service list an examiner in the State Banking Department at a compensation of eight dollars per day, when actually employed, and rail road fare. June 13, 1919. S t a t e B a n k o f P a r is h Location: Parish, Oswego County, N. Y. Capital #25,000. Surplus $5,000. Authorization certificate issued. June 14, 1919. B a n k o f L on g I slan d Location: 359 Fulton street, Jamaica, N. Y. Approval given to the opening and maintenance of a branch office of the Bank of Long Island, on or after June 16, 1919, on Fresh Pond road at or near its junction with Putnam avenue, Ridgewood, in the borough of Queens and city of New York. June 17, 1919. A st o r S a f e D e p o s it C o m p a n y Location: 42d street and Fifth avenue, New York, N. Y. Application made by the Astor Safe Deposit Company for approval of the opening and maintenance of a branch office at the northwest corner of Madison avenue and Fifty-seventh street, in the borough of Manhattan and city of New York. June 17, 1919. B an k ers T ru st C om pan y Location: 16 Wall street, New York, N. Y. Application made by the Bankers Trust Company for approval of the opening and maintenance of a branch office at the northwest corner of Madison avenue and Fifty-seventh street, in the borough of Manhattan and city of New York. June 17, 1919. A st o r Sa f e D e p o s it C o m p a n y Location: 42d street and Fifth avenue, New York, N. Y. Approval given to the opening and maintenance of a branch office of the Astor Safe Deposit Company, on or after July 1, 1919, at the northwest corner of Madison avenue and Fifty-seventh street, in the borough of Manhattan and city of New York. June 17, 1919. B an kers T ru st C om pan y Location: 16 Wall street, New York, N. Y. Approval given to the opening and maintenance of a branch office of the Bankers Trust Company, on or after July 1, 1919, at the northwest corner of Madison avenue and Fifty-seventh street, in the borough of Manhattan and city of New York. 88 D eport June 18, 1919. on B a n k s o f D e p o s it a n d D is c o u n t B l o o m i n g d a l e B r o s ., P r i v a t e B a n k e r s Location: 137-139 East 59th street, New York, N. Y. Approval given to an increase of the permanent capital of Bloomingdale Bros., Private Bankers, from $100,000 to $200,000. June 20, 1919. T e x t il e B a n k in g C o m p a n y , I n c . Location: Borough of Manhattan, city of New York. Capital $2,000,000. Surplus $500,000. Authorization certificate issued. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, June 21, 1919. N. Y., June 27, 1919 A p p o in t m e n t o p B a n k E x a m in e r Mr. Fred M. Simpson, of No. 7 Trafalgar street, Rochester, N. Y., appointed from the eligible civil service list an examiner in the State Banking Department at a compensation of eight dollars per day, when actually employed and rail road fare. June 23, 1919. C it iz e n s C o m m e r c ia l Sa f e D e p o sit C om pa n y Location: Ellicott Square, Buffalo, N. Y. Application made by the Citizens Commercial Safe Deposit Company, of Buffalo, N. Y., for permission to open and occupy a branch office at No. 606 Genesee street, at the corner of Jefferson street, in the city of Buffalo, N. Y. June 2 3 , 1 91 9. P r o g r e s s iv e C r e d it U n io n Location: 371 Willis avenue, Bronx, N. Y. Approval given to a change of location of the place of business of the Progressive Credit Union, on or after June 24, 1919, from No. 371 Willis avenue, Bronx, New York city, to No. 1026 Prospect avenue, Bronx, New York city. June 23, 1919. I r v in g T r u s t C om pa n y Location: No. 233 Broadway, New York, N. Y. Approval given to an increase of the capital stock of the Irving Trust Company from $2,250,000 to $3,000,000. June 23, 1919. C it iz e n s C o m m e r c ia l S a f e D e p o s it C o m p a n y Approval given to the opening and maintenance of a branch office of the Citizens Commercial Safe Deposit Company, on or after July 1, 1919, at No. 606 Genesee street, at the corner of Jefferson street, in the city of Buffalo, county of Erie, N. Y. June 24, 1919. C helsea E xch an g e B an k Location: No. 266 West 34th street, New York, N. Y. Approval given to an increase in the capital stock of the Chelsea Exchange Bank, New York, N. Y., from $400,000 to $1,000,000. June 25, 1919. L o n g I s l a n d F in a n c e C o r p o r a t io n Location: Jamaica, N. Y. Capital $100,000. Surplus $10,000. Authorization certificate issued. June 26, 1919. B is c h o f f ’s B a n k in g H o u s e Location: New York, N. Y. Certified copy of an order of the Supreme Court of the State of New York, Part II, held in and for the County of New York, at the County Court House, in the borough of Manhattan, City of New York, on the 21st day of June, 1919, declaring the Bischoff’s Banking House dissolved and its corporate existence terminated, filed in the State Banking Department. W e e k l y June 26, 1919. 89 B u l l e t in s A p p o in t m e n t o f F ir s t D e p u t y S u p e r in t e n d e n t o f B a n k s Superintendent promoted Mr. Guernsey R. Jewett from the position of Second Deputy Superintendent of Banks to the position of First Deputy Superin tendent of Banks, at a compensation of $6,000 per annum, such appointment to become effective on July 1, 1919. June 2 6 ,1 9 1 9 . A p p o in t m e n t of Se c o n d D e p u t y S u p e r in t e n d e n t of B a n k s Superintendent promoted Mr. George Overocker, of Poughkeepsie, N. Y., from the position of Third Deputy Superintendent of Banks to the position of Second Deputy Superintendent of Banks, at a compensation of $5,500 per annum, such appointment to become effective on July 1, 1919. June 26, 1919. A ppo in t m e n t of T h ir d D e p u t y S u p e r in t e n d e n t of B a n k s Superintendent appointed Mr. George A. Coleman, of Kingwood Park, Pough keepsie, N . Y., to the position of Third Deputy Superintendent of Banks, at a compensation of $5,000 per annum, such appointment to become effective on July 1, 1919. June 26, 1919. G e n e v a T r u s t C o m pa n y Location: Geneva, N. Y. Application made by the Geneva Trust Company for approval of the opening and maintenance of a branch office in the building known as Nos. 24-26 Linden street, in the city of Geneva, N. Y. June 2 7 ,1 9 1 9 . F a r m e r s a n d M e r c h a n t s B a n k of G e n e v a Location: Geneva, N. Y. G en eva T ru st C om pan y Location: Geneva, N. Y. Agreement of merger and certified copies of proceedings of meetings of the stockholders of the Farmers and Merchants Bank of Geneva and the Geneva Trust Company, respectively, approving the merger of the Farmers and Merchants Bank of Geneva into the Geneva Trust Company, filed in the State Banking Department. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A i -b a n y , June 27, 1919. N. Y „ July 5, 1919 G en eva T ru st C om pan y Approval given to the opening and maintenance of a branch office of the Geneva Trust Company on or after June 28, 1919, in the building known as Nos. 24-26 Linden street in the city of Geneva, N. Y. June 27, 1919. G l o b e C r e d it U n io n Location: 49 St. Marks Place, New York, N. Y. Organization certificate filed for examination in the State Banking Department Incorporators: Moses Gottlieb George Gottlieb Joseph Kunken Charles Rosenberg Meyer Trupin Benedict Wollison Max Fialkoff June 28, 1919. T he B a n k of B u f f a l o Location: 343-345 Main street, Buffalo, N. Y. Approval given to the opening and maintenance of branch offices of The Bank of Buffalo on or about July 1, 1919, at the following locations: No. 585 Main street, Buffalo, N. Y., Corner of Main and Niagara streets, Buffalo, N. Y. 90 R eport June 28, 1919. o x B a n k s o f D e p o s it a x d D is c o u n t S t a t e B a n k o f E n d ic o t t Location: Endicott, Broome County, N. Y. Organization certificate filed for examination in the State Banking Department. Capital $50,000. Incorporators: George F. Johnson Eliot Spalding David C. Warner George W. Johnson Chester B. Lord John E. Paden Donald C. Morgan Wallace H. Windus Leslie H. Baxter Herbert D. Harris Earl L. Brown July 2, 1919. C it iz e n s B a n k of A dam s Location: Adams, Jefferson County, N. Y. (Conversion of The Citizens National Bank of Adams.) Capital $50,000. Authorization certificate issued. July 2, 1919. C it iz e n s B a n k of A dam s Location: Adams, Jefferson County, N. Y. Approval given to an increase in the capital stock of the Citizens Bank of Adams from $ 5 0 ,0 0 0 to $150,000. July 2, 1919. G u a r a n t y S a f e D e p o s it C o m p a n y Location: Fifth avenue & 43d street, New York, N. Y. Consent given to a change of location of the Guaranty Safe Deposit Company from the southeast corner of Fifth avenue and Forty-third street, borough of Manhattan and city of New York, to the southwest corner of Fifth avenue and Forty-fourth street in the same borough and city. July 2, 1919. C it iz e n s T r u s t C o m p a n y o f A d a m s Location: Adams, Jefferson County, N. Y. Capital: $150,000. Organization certificate filed for examination Incorporators: Chauncey H. Bickford, • Charles M. Overton, Jennie E. Mather, William A. Mather, Herbert H. Waite, Francis M. Muzzy, William H. Osborn, Edward A. Dennison, Edwin M. Bullock, July in the State Banking Department. John H. Eastman, Robert H. Waite, R. Seymour Eastman, William S. Rice, Rufus W. Ripley, Bertha W. Averill, H. Edmund Machold, Floyd L. Carlisle, Floyd H. Stevens. 3, 1919. C it iz e n s T r u s t C o m p a n y of A dam s Location: Adams, Jefferson county, N. Y. (Conversion of Citizens Bank of Adams) Capital $150,000. Authorization certificate issued. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., J u l y 11, 1919 July 5, 1919. C a l l for R e po rts The Superintendent of Banks issued a call for reports of banks, trust companies and private bankers, the close of business on Monday, June, 30, 1919, being designated at the day with reference to which such report should be made. W e e k l y July 7, 1919. A l l ia n c e B u l l e t in s 91 B ank Location: Rochester, N. Y. Application made by the Alliance Bank, of Rochester, N. Y., for permission to open and occupy a branch office on the northwest corner of Lake and Ridge way avenues, in the tenth ward of the city of Rochester, N. Y. July 7, 1919. A n d r e w J. H o r v a t t , P r iv a t e B a n k e r Location: 73 Clinton street, Binghamton, N. Y. Permanent capital: $10,000. Verified certificate of Andrew J. Horvatt, applying for authorization to engage in business as a private banker, filed for examination in the State Banking Department. July 8, 1919. T h e M a r in e T r u s t C om pa n y Location: Buffalo, N. Y. Application made by The Marine Trust Company for permission to open and occupy a branch office of that institution at each of the following locations: 319 Connecticut street on the southeast corner of Plymouth avenue. 1479-1481 Hertel avenue, on the southwest corner of Sterling avenue. July 8, 1919. A l l ia n c e B a n k Location: Rochester, N. Y. Approval given to the opening and occupying of a branch office by the Alliance Bank, of Rochester, N. Y., on the northwest corner of Lake and Ridgeway avenues, in the same city, on or after July 14, 1919. July 8, 1919. T he M a r in e T ru st C om pany Location: Buffalo, N. Y. The Marine Trust Company authorized to open and occupy a branch office, on or after July 14, 1919, at each of the following locations in the city of Buffalo, N. Y.: 319 Connecticut street, on the southeast corner of Plymouth avenue; 1479-1481 Hertel avenue, on the southwest corner of Sterling avenue. July S, 1919. S e c u r it y C r e d it U n io n Location: 81 Stanton street, New York, N. Y. Organization certificate filed for examination in the State Banking Department. July 9, 1919. A. & J. K e l j ik ia n , P r iv a t e B a n k e r s Location: 99 Lexington avenue, New York, N. Y. Permanent capital: $10,000. Verified application of Avedie B. Keljikian and Sarkis B. Keljikian applying for authorization to engage in business as private bankers filed for examination in the State Banking Department. July S, 1919. G u a r a n t y T r u s t C o m pa n y of N ew Y ork Location: 140 Broadway, New York, N. Y. Application made by the Guaranty Trust Company of New York for permission to open and occupy a branch office in the city of Havre, in the Republic of France. July 9, 1919. G u a r a n t y T r u s t C o m p a n y of N e w Y o r k Location: 140 Broadway, New York, N. Y. Certificate issued to the Guaranty Trust Company of New York authorizing it to open and occupy a branch office, on or after July 14, 1919, at such con venient location as it may select, in the city of Havre, in the Republic of France. July 10, 1919. T he B ank of D epew Location: Main street, Depew, N. Y. Capital: $50,000. Surplus: $15,000. Authorization certificate issued. 92 R eport July 10, 1919. o n B an k s o f D e p o s it a n d D is c o u n t M u n ic ip a l B a n k Location: 1783 Pitkin avenue, Brooklyn, N. Y. Organization certificate filed for examination in the State Banking Department. Capital: $200,000. Incorporators: David Shapiro, 1204 Eastern parkway, Brooklyn, N. Y. Julius Josephson, 1774 Pitkin avenue, Brooklyn, N. Y. Herman Triebitz, 1734 Pitkin avenue, Brooklyn, N. Y. Stephen Caplin, 338 McDonough street, Brooklyn, N. Y. Alexander Kanter, 305 Powell street, Brooklyn, N . Y . Morris Weinberg, 1076 Eastern Parkway, Brooklyn, N. Y. Simon Gasner, 1870 Pitkin avenue, Brooklyn, N. Y. Simon Shapiro, 1174 Eastern Parkway, Brooklyn, N. Y. Shephard J. Goldberg, 1137 Eastern Parkway, Brooklyn, N. Y . Simon H. Kugel, 1738 Union street, Brooklyn, N. Y. Heyman Shapiro, 1279 42d street, Brooklyn, N. Y. July 10, 1919. A m e r ic a n F o r e ig n B a n k in g C o r p o r a t io n Location: 53 Broadway, New York, N. Y. Application made by the American Foreign Banking Corporation for permissionto open and occupy a branch office in the city of San Pedro Sula, Honduras, Central America. July 10, 1919. A m e r ic a n F o r e ig n B a n k in g C o r p o r a t io n Location: 53 Broadway, New York, N. Y. Certificate issued to the American Foreign Banking Corporation authorizing it to open and occupy a branch office, on or after July 14, 1919, at such con ve n ie n t location as it may select in the city of San Pedro Sula, Honduras, Centra] America. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as inquired by the provisions of section 82 of the Banking Law, chapter 369 of the Laws o f 191 4 A lbany, July 11, 1919. N. Y., July 18, 1919 C o l o n ia l B a n k S a f e D e p o s it C o m p a n y Location: Columbus avenue and 81st street, New York, N. Y. Application made by the Colonial Bank Safe Deposit Company for permission to open and occupy a branch office at the southeast corner of Morris avenue, Fordham road and East 188th street, in the borough of Manhattan and city of New York. July 11,1919. C o l o n ia l B a n k Location: Columbus avenue and 81st street, New York, N. Y. Application made by the Colonial Bank for permission to open and occupy a branch office at the southeast corner of Morris avenue, Fordham road and East 188th street, in the borough of Manhattan and city of New York. July 11, 1919. T h e B r o a d a l b in B a n k Location: Broadalbin, N. Y. Capital: $40,000. Organization certificate filed for examination in the State Banking Department. Nelson L. Finch Incorporators: Henry C. Finch Wallace Finch Benjamin C. Smith Charles E. Van Yranken Percy H. Finch Willis A. Hayden Edward Vosburgh Wilbur N. Sowle J. Walter Sowle Amos C. Benedict William P. Jeffords E. LeGrand Beers Wm. Pierson Judson Richard H. Lee Walter A. Woods John M. Paris James P. Rosa Robert W. Chalmers W e e k l y July 12, 1919. B u l l e t in s 93 A m e r ic a n F o r e ig n B a n k in g C o r p o r a t io n Location: 53 Broadway, New York, N. Y. Application made by the American Foreign Banking Corporation for permission to open and occupy a branch office in the city of Buenos Aires, in the Argentine Republic. July 11, 1919. I r v in g T r u s t C o m p a n y Location: 233 Broadway, New York, N. Y. Application made by the Irving Trust Company, of New York, N. Y., to open and occupy a branch office at No. 350 Fulton street, in the borough of Brooklyn and city of New York. July 14, 1919. C o l o n ia l B a n k S a fe D e p o s it C o m pa n y Location: Columbus avenue and 81st street, New York, N. Y. The Colonial Bank Safe Deposit Company authorized by the Superintendent of Banks to open and occupy a branch office, on or after July 21, 1919, at the southeast corner of Morris avenue, Fordham road and East 188th street, in the borough of Manhattan and city of New York. July 14,1919. I r v in g T r u s t C om pa n y Location: 233 Broadway, New York, N. Y. The Irving Trust Company, New York, N. Y., authorized by the Superintendent of Banks to open and occupy a branch office, on or after July 15, 1919, at No. 350 Fulton street, in the borough of Brooklyn and city of N e w York. July 14,1919. C o l o n ia l B a n k Location: Columbus avenue and 81st street, New York, N. Y. The Colonial Bank, New York, N. Y., authorized by the Superintendent of Banks to open and occupy a branch office on or after July 21, 1919, at the southeast corner of Morris avenue, Fordham road and East 188th street, in the borough of Manhattan and city of New York. J u ly 14, 1919. A m e r ic a n F o r e ig n B a n k in g C o r p o r a t io x Location: No. 53 Broadway, New York, N. Y. The American Foreign Banking Corporation, New York, N. Y., authorized by the Superintendent of Banks to open and occupy a branch office, on or after July 21, 1919, in the city of Buenos Aires, in the Argentine Republic. July 14, 1919. M ic h e l e V e s c e r a , P r iv a t e B a n k e r Location: 460 North Salina street, Syracuse, N. Y. Application for authorization refused. July 14, 1919. L ib e r t y B a n k of B u ff a lo Location: Buffalo, N. Y. Application made by the Liberty Bank of Buffalo for permission to open and occupy a branch office at No. 1495 Genesee street, at the head of Fougeron street, in the city of Buffalo, N. Y. July 16, 1919. F irst H u n g a r ia n C r e d it U n io n Location: 43 Ellery street, Brooklyn, N. Y. Approval given to a change of location of the office of the First Hungarian Credit Union, on or after July 17, 1919 from No. 43 Ellery street, Brooklyn, N. Y., to No. 523 Marcy avenue, in the same city. July 17, 1919. B r o o k l y n S i x t h A ssem b l y D is t r ic t C r e d it U n ion Location: Brooklyn, N. Y. Organization certificate filed for examination in the State Banking Department. 94 liE P O R T ON BAXKS O F D e F O S IT A N D D IS C O U N T STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section the Laws of 1914 82 of the Banking Law, chapter 369 of A lbany, July 18,1919. N. Y., July 25, 1919 L ib e r t y B a n k o f B u f f a l o Location: 424-426 Main street, Buffalo, N. Y. Liberty Bank of Buffalo authorized by the Superintendent of Banks to open and occupy a branch office at No. 1495 Genesee street, Buffalo, N. Y. July 19, 1919. B r o n x C r e d it U n io n Location: 835 East 152nd street, Bronx, New York city. Application for authorization refused. July 21, 1919. M ic h e l e V e s c e r a Location: 460 No. Salina street, Syracuse, N. Y. Verified certificate applying for authorization as a private banker filed for examination in the State Banking Department. July 23, 1919. T h e W il l ia m S t r e e t P e r m a n e n t S a v in g s a n d L o a n A s s o c ia t io n Location: 291 William street, Buffalo, N. Y. Approval given to a change of location from No. 291 William street, Buffalo, N. Y., to 267 William street in the same city. Effective on or after July 24, 1919. July 23, 1919. A l e x a n d e r A n g e l in o f f Location: 140 Liberty street, New York, N. Y. Capital: $10,000. Verified certificate applying for authorization to engage in business as a private banker filed for examination in the State Banking Department. July 23, 1919. A l l ie d C r e d it U n io n Location: 80 Maiden Lane, New York, N. Y. Authorization certificate issued. July 23, 1919. C o m m u n it y S a v in g s a n d L o a n A s s o c ia t io n Location: 23 Washington avenue, Endicott, N. Y. Organization certificate filed for examination. July 21, 1919. M a n u f a c t u r e r s a n d E m p l o y e e s M o r t g a g e C o r p o r a t io n Location: Niagara Falls, N. Y. Capital: $200,000. Organization certificate filed for examination. Incorporators: Edson P. Pfohl Alexander J. Porter Acheson Smith Hector R. Carveth William P. Baker Fred J. Coe James G. Marshall Frank S. Low July 24, 1919. Frank J. Tone Chauncey L. Lane Charles H. Moritz Joseph E. Montague Louis S. Silberberg William W. Kincaid Fred Mason G l o b e C r e d it U n io n Location: 49 St. Marks place, New York, N. Y. Authorization certificate issued. July 24, 1919. O r b a c h , F a y b ik & M o l it o r is Location: 166 avenue A, New York, N. Y. Permanent capital: $20,000. Surplus: $5,000. Verified certificate of Christopher L. Orbach, Andrew Faybik and Jacob C. Molitoris applying for authorization to engage in business as private bankers filed for examination. W e e k l y July 21,1919. 95 B u l l e t in s R e s ig n a t io n o f B a n k E x a m in e r The resignation of Mr. Charles A. Horne, Kew Gardens, L. I., an examiner in this department accepted to take effect July 22nd, 1919. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, July 24, 1919. N. Y., A ugust 1, 1919 E m il K is s , P r iv a t e B a n k e r Location: 133 Second avenue, New York, N. Y. Permanent capital: $10,000. Approval of an increase in capital from $10,000 to $25,000 granted. July 25, 1919. P a r k - u n io n F o r e ig n B a n k in g C o r p o r a t io n Location: 46 Wall street, New York, N. Y. Consent given to a change of location from No. 46 Wall street in the borough of Manhattan and city of New York to No. 56 Wall street in the same borough and city; effective on or after July 26, 1919. July 25, 1919. V. D e L u c a a n d C o m p a n y , P r i v a t e B a n k e r s Location: 186 Grand street, New York, N. Y. Permanent capital: $20,000. Verified certificate of Vincenzo De Luca and Frank De Luca, applying for authorization to engage in business as private bankers under the name “ V. De Luca and Company,” filed for examination. July 26, 1919. P a r k - u n io n F o r e ig n B a n k in g C o r p o r a t io n Location: 56 Wall street, New York, N. Y. Application made for permission to open and occupy a branch office in the city o f P a r is, July 28, 1919. R e p u b l ic o f F ra n ce. E n r ic o O r t o l a n i a n d B r o t h e r , P r iv a t e B a n k e r s Location: 120 Erie street, Buffalo, N. Y. Permanent capital: $25,000. Verified certificate of Enrico Ortolani and Mario Ortolani, applying for authoriza tion to engage in business as private bankers under the name of “ Enrico Ortolani and Brother,” filed for examination. July 28, 1919. P e o p l e s B a n k o f E v a n s M il l s Location: Evans Mills, Jefferson Co., N. Y. Capital: $50,000. Organization certificate filed for examination. Edson J. Walrath, Incorporators: Frank J. Baumert, John P. Lortscher, Oren S. Pickard, Edwin G. Rogers, Stephen N. Gould, Claude B. Fletcher, Chas. E. Ward, Lincoln G. Hawn, William M. Comstock, Henry A. Ilickok. July 28, 1919. P a r k - u n io n F o r e ig n B a n k in g C o r p o r a t io n Location: 56 Wall street, New York, N. Y. Approval granted to open and occupy a branch office in the city of Paris, Republic of France on or after August 4th, 1919. July 29, 1919. A k r o n Sa v in g s a n d L o a n A s s o c ia t io n Location: Akron, N. Y. Organization certificate filed for examination. 96 D eport July 29, 1919. o a B a n k s o f D e p o s it a n d G l a s e r M e r c a n t il e C r e d it U n io n Location: 22 East 34th street, New York, N. Organization certificate filed for examination. Incorporators: Samuel Glaser, Rose Hamerslag, Jenny Glaser, Joseph Hamerslag, July 30, 1919. D is c o u n t Y. I. Louis Paul, Charles Patnik, Jacob M. Zinaman, Morris Rubin. B an k op C on ey Islan d Location: Surf avenue, Coney Island, N. Y. Approval given to an increase in capital stock from July 31, 1919. $ 1 0 0 ,0 0 0 to $200,000. E d g e h il l C o - o p e r a t iv e S a v in g s a n d L o a n A s s o c ia t io n Location: 233 Broadway, New York, N. Y. Certified copy of an order granted at a Special Term of the Supreme Court of the State of New York, held in and for the county of New York at the County Court House in the borough of Manhattan, city of New York, on the 24th day of July, 1919, dissolving the Edgehill Co-operative Savings and Loan Association, filed in the State Banking Department. July 31, 1919. John N em eth State B an k Location: 1597 Second avenue, New York, N. Y. Application received for consent to the opening and maintenance of a branch office of the John Nemeth State Bank at No. 1597 Second avenue, borough of Manhattan and city of New York on or after October 1, 1919. S T A T E O F N E W Y O R K , B A N K IN G D E P A R T M E N T Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, Aug. 1, 1919. N. Y., A ugust 8, 1919 C it iz e n s B a n k o p C a p e V in c e n t Location: Cape Vincent, Jefferson County, N. Y. Capital: $50,000. Organization certificate filed for examination. Incorporators: Chas. C. Cooke, Fred L. Burdick, John R. Kilborn, Jasper W. Cornaire, De Witt C. Middleton, Edward D. Fitzgerald, De Elton V. Seeber, James P. Davis, Joseph Mason, Mott G. Fitzgerald, Alfred L. Dezengremel, Edward A. Gosier, George Donaldson, Fred J. Constance, Cornelius T. Sacket. Aug. 4,1919. M ic h e l e V e s c e r a , 'P r iv a t e B a n k e r Location: 460 North Salina street, Syracuse, N. Y. Permanent capital: $10,000. Authorization certificate issued. Aug. 4, 1919. H & K C r e d i t U n i o n Location: Henington Hal], 216 2nd street, New York, N. Y. Authorization certificate issued. Aug. 4, 1919. U t ic a T ru st and D e p o s it C o m p a n y Location: 162 Genesee street, Utica, N. Y. Approval given to an increase in capital stock from $600,000 to $800,000. W e e k l y Aug. 6, 1919. E ast S id f . S 97 B u l l e t in s ank Location: 1438 East Falls street, Niagara Falls, N. Y. Capital: $100,000. Organization certificate filed for examination. de Lancey Rankine, Incorporators: George Jewett Howard, Philip Price Barton, George Edward Sims, George Frank Diemer, George Joseph Colpoys, Alexander Zaleski, Charles Frederick Crick, Edwin Rice Bartlett, Angelo Francis Scalzo, George Raymond Huse. Aug. 6, 1919. A l e x a n d e r A n g e l in o f f , P r iv a t e B a n k e r Location: 140 Liberty street, New York, N. Y. Permanent capital: $20,000. Verified certificate applying for authorization as a private banker filed for examination. Aug. 6, 1919. T h e M a r in e T r u s t C o m p a n y Location: Marine Bank Building, Buffalo, N. Y. Application made for permission to open and occupy a branch office at the south west corner of Elmwood avenue and Allen street, known as No. 194 Allen street, Buffalo, N. Y. Aug. 8, 1919. T h e Sta n d a r d B a n k Location: 55 avenue B, New York, N. Y. Capital: $100,000. Organization certificate filed for examination. Incorporators: Richard M. Lederer, David Kahn, Max Lederer, Arthur Lederer Ralph James M. Bullowa. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, Aug. 8, 1919. N. Y., A ugust 15, 1919 John N em eth State B an k Location: 1597 Second avenue, New York, N. Y. Consent given to a change of location from 1597 Second avenue, borough of Manhattan and city of New York to 10 East 22nd street in the same borough and city, effective on or after October 1, 1919. Aug. 8, 1919. Jo h n N e m e th St a t e B a n k Location: 1597 Second avenue, New York, N. Y. Approval given to an increase in capital stock from $100,000 to $200,000. Aug. 9,1919. B r o o k l y n S ix t h A s s e m b l y D is t r ic t C r e d it U n io n Location: Brooklyn, N. Y. Application for authorization refused. Aug. 11,1919. N o r t h H e m p s t e a d Sa v in g s a n d L o a n A s s o c ia t io n Location: Port Washington, Nassau County, N. Y. Organization certificate filed for examination. Aug. 1 1 ,1 9 1 9 . A k r o n S a v in g s a n d L o a n A s s o c ia t io n Location: Akron, Erie County, N. Y. Authorization certificate issued. 4 98 .R e p o r t Aug. 11, 1919. o n B a n k s o f D e p o s it a n d D is c o u n t C o m m u n it y S a v in g s a n d L o a n A s s o c ia t io n Location: 23 Washington avenue, Endieott, N. Y. Authorization certificate issued. Aug. 11,1919. T h e P ro g ress B a n k of N ew Y ork Location: 119 avenue A, New York, N. Y. Capital: $200,000. Organization Certificate filed for examination. Incorporators: Julius Silbersweig, Morris Fishbein, Leon S. Moisseiff, Saul Liberman, Wolf Ain, Charles Karon. Aug. 13,1919. T h e W a d d in g t o n B a n k Location: Main street, Waddington, N. Y. Capital: $25,000. Organization certificate filed for examination. Incorporators: Fred A. Sweet, Bert S. Crapser, Bernard Nowland, William A. Daniels, William J. McKay, Chesley W, Hanes, William J. Palmer. Aug. 14, 1919. C it iz e n s C o m m e r c ia l S a f e D e p o s it C o m p a n y Location: 1 Ellicott square, Buffalo, N. Y. Application made for permission to open and occupy a branch office at the inter section of Niagara and Tonawanda streets, Buffalo, N. Y. Aug. 14,1919. C it iz e n s C o m m e r c ia l S a f e D e p o s it C o m p a n y •Location: 1 Ellicott square, Buffalo, N. Y. Authorization for the opening and occupying of a branch office at the intersection of Niagara and Tonawanda streets, in the building occupied by the Black Rock branch of the Citizens Commercial Trust Company, granted. Aug. 1 5 ,1 9 1 9 . V . D e L u c a a n d C o m pa n y Location: 186 Grand street, New York, N. Y. Permanent capital: $20,000. Authorization certificate issued to Vincenzo De Luca and Frank De Luca, permitting them to engage in business as private bankers under the name “ V. De Luca and Company.” Aug. 15, 1919. L ib e r t y B a n k o f B u f f a l o L o c a t io n : 4 2 4 - 4 2 6 M a in s t r e e t , B u f fa lo , N . Y . Application made for permission to open and occupy a branch office at No. 164 Military road in the city of Buffalo, N. Y. Aug. 15,1919. T h e St a n d a r d B a n k Location: 55 avenue B, New York, N. Y. Capital: $100,000. Surplus: $50,000. Authorization certificate issued. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, Aug. 15,1919. N. Y., A u gust 22, 1919 L ib e r t y B a n k o f B u f f a l o Location: Nos. 424-426 Main street, Buffalo, N. Y. The Liberty Bank of Buffalo authorized to open and occupy a branch office on or after August 18th, 1919, at No. 164 Military road, in the city of Buffalo, N. Y. W e e k l y A ug. 15,1919. 99 B u l l e t in s T h e B k o a d a l b in B a n k Location: Broadalbin, N. Y. Capital: $40,000. Surplus: $10,000. Authorization certificate issued. Aug. 15, 1919. A ug. S. L e s i n a k , P r i v a t e B a n k e r Location: No. 520 East Sixth street, New York, N. Y. Permanent capital: $12,500. Verified certificate of Theophile S. Lesinak applying for authorization to engage in business as a private banker filed for examination in the State Banking Department. T h e o p h il e 19, 1919. R e sig n a tio n of B a n k E x a m in e r The resignation of Mr. Frank A. Gallagher, state bank examiner, tendered and accepted to take effect August 25th, 1919. A ug. 1 9 ,1 9 1 9 . T he M a r in e T r u s t C o m p a n y o f B u f f a l o Location: Marine Bank Building, Buffalo, N. Y. The Marine Trust Company of Buffalo authorized to open and occupy a branch office, on or after August 20th, 1919, at No. 194 Allen street, in the city of Buffalo, N. Y. A ug. 2 2 ,1 9 1 9 . N ew X e th e r l a n d B ank of N e w Y o r k Location: 41 West 34th street, New York, N. Y. Approval given to an increase of the capital stock of the New Nethei'land Bank of New York from $300,000 to $600,000. A ug. 2 2 ,1 9 1 9 . T he C o l o n ia l B a n k Location: 441 Columbus avenue, New York, N. Y. Approval given to an increase of the capital stock of The Colonial Bank, of New York, N. Y „ from $500,000 to $600,000. Aug. 20, 1919. A l e x a n d e r A n g e l in o f f , P r iv a t e B a n k e r Location: No. 140 Liberty street, New York, N. Y. Permanent capital: $20,000; Surplus: $2,000. Authorization certificate issued. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 o f the Laws of 1914 A lbany, Aug. 2 2 , 1919. R ealty N. Y ., A u gust 29, 1919 A s s o c ia t e s I n v e s t m e n t C o r p o r a t io n Location: New York, N. Y. Capital $1,000,000. Surplus: $100,000. Authorization certificate issued. Aug. 22,1919. B an k of E urope Location: New York, N. Y. Approval given to petition for change of name of Bank of Europe to “ Republio Bank of New York ” and “ New York Sun ” and “ New York Times ” two newspapers published in the city of New York, designated as the newspaper* in which to publish notice of the presentation of such petition. 100 Aug. 22,1919. R eport o n B a n k s o f D e p o s it a n d D is c o u n t G e n e r a l C o m m e r c i a l S e c u r i t i e s C o i u >o r a t i o n Location: 25-26 Triangle Building, Rochester, N. Y. Capital: $200,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Roman Wolfert, 25 Triangle Building, Rochester, N. Y. Louis Gibaud, 352 East Main street, Rochester, N. Y. Eugene J. Minges, 108 Cox Building, Rochester, N. Y. George C. Staud, Post Office Building, Rochester, N. Y. Martin F. Shafer, 186 E. Main street, Rochester, N. Y. Frank J. Minges, 402 University avenue, Rochester, N. Y. Francis J. Yawman, 424 St. Paul street, Rochester, N. Y. Courtney S. Whitman, 25 Triangle Building, Rochester, N. Y. William J. Gucker, 153 East Main street, Rochester, N. Y. Aug. 22,1919. C o s m o p o l it a n P e r s o n a l L o a n C o m p a n y Location: 481 Main street, Buffalo, N. Y. Capital: $30,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Mrs. Leah Cantor, 703 East 5th street, Brooklyn, N. Y. Mrs. Jennie Angel, 530 East 9th street, Brooklyn, N. Y. Mr. Benjamin Morris, 497 Sixth avenue, New York, N. Y. Mr. Samuel Weithorn, 261 Georgia street, Buffalo, N. Y. Mr. DeMerle E. Hart, 242 Grant street, Buffalo, N. Y. Aug. 23,1919. M u tual P erson al L oan C om pan y, In c . Location: 215 Havemeyer street, Brooklyn, N. Y. Capital: $10,000. Organization certificate filed for examination. Incorporators: Harry Landau, 728 Driggs avenue, Brooklyn, N. Y. Joshua H. Friedman, 236 South 2d street, Brooklyn N. Y. Isaac Herling, 202 South 2d street, Brooklyn, N. Y. Joseph Pearlman, 149 Manhattan avenue, Brooklyn, N. Y. Benny Benjamin, 157 South 1st street, Brooklyn, N. Y. Abraham Miller, 127 Havemeyer street, Brooklyn, N. Y. Harry Horowitz, 143 North 4th street, Brooklyn, N. Y. Aug. 26, 1919. Farm ers T ru st C om pany op S outh old, Aug. 25, 1919. N e w R o c h e l l e C o o p e r a t iv e B u il d in g & L o a n A s s n . N. Y. Location: Southold, Suffolk County, N. Y. Capital: $100,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Thomas Farlen, Southold, N. Y. John Kenny, Southold, N. Y. Dr. John W. Stokes, Southold, N. Y. Edward D. Cahoon, Southold, N. Y. Alfred H. Cosden, Southold, N. Y. Dr. Joseph H. Marshall, Southold, N. Y. George H. Terry, Peconic, L. I. Thomas J. Phillips, Southold, L. I. Lewis W. Korn, Southold, L. I. Dr. Frank D. Peterson, Cutchogue, L. I. John L. Kahler, Greenport, L. I. Edwin D. Tuthill, Greenport, L. I. Chessman W. Thom, Greenport, L. I. Edward S. Edwards, Orient, L. I. Richard C. Addy, 582 Green avenue, Brooklyn, N. Y. Percy Douglas, Orient, L. I. Location: 85 Division street, New Rochelle, N. Y. Approval given to a change of location of the office of the New Rochelle Co-op* erative Building and Loan Association, on or after August 26th, 1919, from No. 85 Division street, New Rochelle, N. Y., to No. 230 Huguenot street, in the same city. W e e k l y Aug. 25, 1919. A p p o in t m e n t or B ank B u l l e t in s 101 E x a m in e r Mr. Joseph H. Zweeres, of 1132 Third street, Rensselaer, N. Y., appointed from the eligible Civil Service list an examiner in the State Banking Department at a compensation of eight dollars per day, when actually employed, and railroad fare. Aug. 25, 1919. A p p o in t m e n t B ank E of x a m in e r Mr. Milton L. Masson, of 616 West 207th street, New York, N. Y., appointed from the eligible Civil Service list an examiner in the State Banking Depart ment at a compensation of eight dollars per day, when actually employed, and railroad fare. Aug. 26, 1919. R e s ig n a t io n B ank of E x a m in e r Resignation of Mr. Benjamin Fairbanks, Jr., an examiner in the State Banking Department, tendered and accepted to take effect on September 1, 1919. Aug. 27, 1919. G u a r d ia n T ru st C om pany Location: New York, N. Y. Certified copy of order of the Supreme Court held in and for the county of New York at the Court House thereof in the borough of Manhattan, city of New York on the 25th day of August, 1919, declaring the Guardian Trust Company, of New York, dissolved and its corporate existence terminated, filed in the State Banking Department. Aug. 28, 1919. M u n ic ip a l B a n k Location: 1783 Pitkin avenue, Brooklyn, N. Y. Capital: $200,000. Surplus: $100,000. Authorization certificate issued. Aug. 28, 1919. Aug. 28, 1919. S. L e s n i a k , P r i v a t e B a n k e r Location: 520 East Sixth street, New York, N. Y. Permanent capital: $12,500. Verified certificate executed by Theophile S. Lesniak applying for authorization to engage in business as a private banker refused. T h e o p h il e P u b l ic C r e d it C o r p o r a t io n Location: New York, N. Y. Approval given to an increase of the capital stock of the Public Credit Cor poration from $100,000 to $150,000. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., S e p t e m b e r 5, 1919 Aug. 29, 1919. A p p o in t m e n t of B ank E x a m in e r Mr. Benedetto A. Palumbo, of New York city, appointed by the Superintendent of Banks, from the eligible Civil Service list, an examiner in the State Banking Department, at a compensation of eight dollars per day, when actually employed, and railroad fare. Aug. 30, 1919. A s ia B a n k in g C o r p o r a t io n Location: 35 Broadway, New York, N. Y. Approval given to an increase of the capital stock of the Asia Banking Cor poration from $2,000,000 to $4,000,000. Sept. 3, 1919. T h e S t a t e B a n k Location: Nos. 376-378 Grand street, New York, N. Y. Application made by The State Bank for permission to open and occupy a branch office at the southwest corner of Fifth avenue and Thirtieth street, in the borough of Manhattan and city of New York. 102 R eport o n B a n k s o f D e p o s it a n d D is c o u n t Sept. 3, 1919. P e o p le s B a n k of E v a n s M il ls Location: Evans Mills, Jefferson county, N. Y. Capital: $50,000. Surplus: $10,000. Authorization certificate issued. Sept. 3, 1919. T he St a t e B a n k Location: Nos. 376-378 Grand street, New York, N. Y. The State Bank authorized to open and occupy a branch office of that institution, on or after December 1, 1919, at the southwest corner of Fifth avenue and Thirtieth street, in the borough of Manhattan and city of New York, con ditioned upon the closing of the branch office heretofore maintained by said institution at No. 7 West Twenty-sixth street, in the same borough and city. Sept. 3,1919. R e s ig n a t io n of St e n o g r a p h e r The resignation of Miss Doris Weinstein, a stenographer employed in the branch office of this department, 61 Broadway, New York city, tendered and accepted to take effect immediately. STATE OF NEW Y O R K , BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., S e p t e m b e r 12, 1919 Sept. 5, 1919. B r o n x C r e d it U n io n Location: 949 Avenue St. John, Bronx, N. Y. Organization certificate filed for examination in the State Banking Department. Sept. 6, 1919. R e s ig n a t io n of B a n k E x a m in e r Resignation of Mr. Arthur J. Van Pelt, an examiner in the State Banking Depart ment, tendered and accepted to take effect as of the close of business on September 13, 1919. Sept. 8,1919. T he P rogress B a n k of N ew Y ork Location: 119 Avenue A, New York, N. Y. Capital: $200,000. Surplus: $40,000. Authorization certificate issued. Sept. 9,1919. M anufacturers and E m ployees M ortgage C o r p o r a t io n Location: Gluck Building, Niagara Falls, N. Y. Authorization certificate issued. Capital: $200,000. Surplus: $50,000. Sept. 9, 1919. A p p o in t m e n t o f St e n o g r a p h e r Miss Elsie Blume, of 65 East 110th street, New York, N. Y., appointed from the eligible Civil Service list a stenographer in the branch office of this depart ment, 61 Broadway, New York city, at a compensation of $900 per annum. Sept. 10,1919. M ohaw k V alley I n vestm en t C o r p o r a t io n Location: 98 Utica City National Bank Building, Utica, N. Y. Approval given to a change of location of the place of business of the Mohawk Valley Investment Corporation, on or after September 11, 1919, from No. 9$ Utica City National Bank Building, to No. 225 Genesee street, in the same city. Sept. 11,1919. C it iz e n s Bank of C ape V in c e n t Location: Cape Vincent, Jefferson county, N. Y. Capital: $50,000. Surplus: $10,000. Authorization certificate issued. W e e k l y Sept. 12, 1919. B l o o m in g d a l e B r o s ., P r i v a t e B u l l e t in s 103 B ankers Location: Sixtieth street, near Lexington avenue, New York, N. Y. Approval given to *n increase of the permanent capital invested in the private banking business conducted by Samuel I. Bloomingdale, Hiram C. Bloomingdale and Irving I. Bloomingdale, under the name “ Bloomingdale Bros. Private Bankers ” from $200,000 to $300,000. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., S e p t e m b e r 19, 1919. Sept. 15, 1919. Call R eports fob The Superintendent of Banks issued a call for the reports of banks, trust com panies and private bankers, the close of business on Friday, September 12, 1919, being designated as the day with reference to which such report should be made. Sept. 15, 1919. F ulton C o o p e r a t iv e B u il d in g & L oan A s s o c ia t io n Location: 106 Seventh avenue, Brooklyn, N. Y. Approval given to a change of location of the office of the Fulton Cooperative Building and Loan Association, of Brooklyn, N. Y., from 106 Seventh avenue, in the borough of Brooklyn and city of New York to No. 177 Berkeley place, in the same borough and city, such change of location to become effective on or after September 16, 1919. Sept. 15, 1919. N orth H em pstead S a v in g s & L oan A s s o c ia t io n Location: Port Washington, N. Y. Authorization certificate issued. Sept. 16, 1919. T he B ank of C h osen L o c a t io n : S e o u l (K o r e a ), Japan . Superintendent of Banks issued a license to The Bank of Chosen, the principal office of which is located in the city of Seoul (Korea) in the Empire of Japan, permitting it to maintain an agency in this State at No. 120 Broadway in the borough of Manhattan and city of New York. Sept. 17, 1919. G eneral M otors A cceptan ce C o r p o r a t io n Location: 1764 Broadway, New York, N. Y. Application made by the General Motors Acceptance Corporation for approval of the opening anld maintenance of a branch office of that institution in the building known as Nos. 1731-1737 Broadway, in the borough of Manhattan and city of New York. Sept. 17, 1919. A l l ia n c e B ank Location: Rochester, N. Y. Approval given to an increase of the capital stock of the Alliance Bank, of Rochester, N. Y. from $500,000 to $1,000,000. Sept. 17,1919. T he St a t e B ank of S h o r t s v il l e Location: Shortsville, N. Y. Capital: $30,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Ward H. Preston, Howard D. Aldrich, Wendell K. Bushnell, Thos. F. Gilligan, Willis C. Ellis, George W. Hamlin, John H. Pratt, Edgar D. Mather, Benjamin W. Slocum. 104 Sept. R eport o n B a n k s o f D e p o s it a n d D is c o u n t 17, 1919. G e n e r a l M o t o r s A c c e p t a n c e C o r p o r a t io n Location: 1764 Broadway, New York, N. Y. Application made by the General Motors Acceptance Corporation for approval of the opening of a branch office at No. 435 Woodward avenue, in the city of Detroit, Michigan, conditioned upon the closing of the branch office hereto fore maintained by that institution at No. 88 East Congress street, in the same city.. Sept. 1 8 ,1 9 1 9 . G eneral C o m m e r c ia l S e c u r it ie s C o r p o r a t io n Location: Nos. 25-26 Triangle Building, Rochester, N. Y. Capital: $200,000. Surplus: $25,000. Authorization certificate issued. Sept. 18,1919. G eneral M otors A c ceptan ce C o r p o r a t io n Location: 1764 Broadway, New York, N. Y. Approval given to the opening and maintenance of a branch office by the General Motors Acceptance Corporation, on or after September 20, 1919, at No. 435 Woodward avenue, in the city of Detroit, Michigan, conditioned upon the closing of the branch office heretofore maintained by said corporation a t No. 88 East Congress street, in the same city, at or before the opening of said new branch office. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, N. Y., Se p t e m b e r 26, 1919 Sept. 19, 1919. C. C a p p e l l i n o & S o n s , P r i v a t e B a n k e r s Location: 157 Court street, Buffalo, N. Y. Verified certificate executed by Calegero Cappellino, Salvatore Cappellino and Frank John Cappellino applying for authorization to engage in business as private bankers, under the name “ C. Cappellino & Sons,” filed for examination in the State Banking Department. Sept. 19,1919. R euben F e ig e n b a u m , P r iv a t e B anker Location: 270 East Houston street, New York, N. Y. Verified certificate executed by Reuben Feigenbaum applying for authorization to engage in business as a private banker, filed for examination in the State Banking Department. Sept. 19, 1919. E lm h u rst S a v in g s a n d L oan A s s o c ia t io n Location: Elmhurst, Queens Co., N. Y. Organization certificate filed for examination in the State Banking Department, Joseph B. Auerbach, Incorporators: Carl Kaufmann, Ernest Hermanns, Daniel Frank, Louis Kerner, George F. Sinram, John Seaman, Wade H. Spelshouse, Samuel Sternberg, John Galan, Moise Hirsch, George F. Sinram, Nathan Rothman, Henry Krakoff, Morris P. Kerner. Milton Jacobs, Sept. 19,1919. F o r e ig n C r e d it C o r p o r a t io n Location: 37 Liberty street, New York, N. Y. Capital: $5,000,000. Surplus: $1,000,000. Authorization certificate issued. W e e k l y Sept. 19,1919. G laser M e r c a n t il e C r e d it B u l l e t in s 105 U n io n Location: 22 East 34th street, New York, N. Y. Authorization certificate issued. Sept. 22, 1919. C orn E xchange B ank Location: William and Beaver streets, New York, N. Y. Application made by the Corn Exchange Bank of New York, N. Y., for per mission to open and occupy a branch office at the Junction of Park Row and Worth street, being numbered 196 and 198 Park Row and 200-202 Worth street, in the borough of Manhattan and city of New York. Sept. 22, 1919. W e st E n d B a n k of B r o o k l y n Location: Brooklyn, N. Y. Capital: $200,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Solomon Fromm, 8415 Bay Parkway, Brooklyn, N. Y. Peter Rinelli, 8312 19th avenue, Brooklyn, N. Y. Selden I. Rainforth, 86th street and Bay Parkway, Brooklyn, N. Y. Leo D. Greenfield, 143 Bay 31st street, Brooklyn, N. Y. Israel Frankenstein, Bay 28th street and Cropsey avenue, Brooklyn. Jessie H. Wasserman, 100 Bay 29th street, Brooklyn, N. Y, Sept. 22,1919. C orn E xchange B ank Location: William and Beaver street, New York, N. Y. The Corn Exchange Bank, authorized to open and oocupy a branch office, on or after September 24, 1919, at Nos. 196-198 Park Row and Nos. 200-202 Worth street, in the borough of Manhattan and city of New York. Sept. 24, 1919. G e n e r a l M o t o rs A c c e p t a n c e C o r p o r a t io n Location: 1764 Broadway, New York, N. Y. General Motors Acceptance Corporation authorized to open and occupy a branch office, on or after September 25, 1919, at Nos. 1731-1737 Broadway, in the borough of Manhattan and city of New York. Sept. 22, 1919. B ank of C oney Islan d Location: Coney Island, N. Y. Application made by the Bank of Coney Island for permission to open and occupy a branch office on the northeast cornet of Surf avenue and West Bay 25th street, Coney Island, N. Y. Sept. 25, 1919. O r b a c h , F a y b ik & M o l it o r is , P r iv a t e B ankers Location: 166 Avenue A, New York, N. Y. Capital: $20,000. Surplus: $5,000. Authorization certificate issued. Sept. 25, 1919. R e u b e n F e ig e n b a u m Location: 270 East Houston street, New York, N. Y. Verified certificate executed by Reuben Feigenbaum applying for authorization to engage in business as a private banker, refused. Sept. 25, 1919. A p p o in t m e n t of B ank E x a m in e r Mr. Arthur B. Vogel, of 224 East 41st street, New York, N. Y., appointed from the eligible Civil Service list, an examiner in the State Banking Depart ment, at a compensation of eight dollars per day, when actually employed, and railroad fare. 106 R eport Sept. 26, 1919. B ank of o n B a n k s o f D e p o s it a n d D is c o u n t C laren ce Location: Clarence, Erie Co., N. Y. Capital: $25,000. Organization certificate filed for examinationrin*the State Banking Department. Incorporators: Millard P. Ryley, Henry J. Auer, Henry W. Pottle, Frank Gibbons, Milton R. Lewis, Charles P. Wolverton, Austin*D JM . Gibson. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., O c t o b e r 3, 1919 Sept. 26, 1919. A m e r ic a n T ru st C om pany Location: 135 Broadway, New York, N. Y. Application made by the American Trust Company, New York, N. Y., for permission to open and occupy a branch office at each of the following locations in the borough of Queens and city of New York. 375 Fulton street, Jamaica, N. Y. New York & Queens Electric Light and Power Company Building, Long Island city. Sept. 29,1919. E astern D is t r ic t S a v in g s B a n k of the C it y of B rooklyn Location: 1024-1026 Gates avenue, Brooklyn, N. Y. “ The Brooklyn Daily Eagle ” and the “ Standard Union,” two newspapers published in the county of Kings, designated as the newspapers in which t o publish presentation of petition to change the name “ Eastern District Savings Bank of the City of Brooklyn ” to " Roosevelt Savings Bank of the City of New York.” Sept. 30, 1919. A m e r ic a n T ru st C om pany Location: 135 Broadway, New York, N. Y. Approval given to the opening and maintenance of a branch office by the American Trust Company at each of the following locations. 375 Fulton street, Jamaica, N. Y. New York & Queens Electric Light & Power Company Building, Bridge Plaza North, Long Island City, N. Y. Sept. 30, 1919. F a y e t t e v il l e C o m m e r c ia l B a n k Location: Fayetteville, Erie Co., N. Y. Capital: $25,000. Surplus: $5,000. Authorization certificate issued. Oct. 1, 1919. F ran cesco M a r ia F e r r a r i, P r iv a t e B anker Location: 586 Morris avenue, Bronx, N. Y. Verified certificate executed by Francesco Maria Ferrari applying for authorization to engage in business as a private banker, filed for examination in the State Banking Department. Oct. 1, 1919. E ast S id e B ank Location: 1438 East Falls street, Niagara Falls, N. Y. Capital: $100,000. Surplus: $25,000. Authorization certificate issued. Oct. 2 ,1 9 1 9 . A. & S. K a l j i k i a n , P r iv a t e B a n k e r s Location: 99 Lexington avenue, New York, N. Y. Verified certificate executed by Avedis B. Keljikian and Sarkis B. Keljikian applying for authorization to engage in business as private bankers, refused. W e e k l y Oct. 2, 1919. K in g s C o u n t y C r e d it B u l l e t in s 107 U n io n Location: 52 Tompkins avenue, Brooklyn, N. Y. Approval given to a change of location of the office of the Kings County Credit Union from No. 52 Tompkins avenue, Brooklyn, N. Y., to No. 105 Montrose avenue, in the same city. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., O c t o b e r 10, 1919 Oct. 3, 1919. S t a t e B a n k of E a s t S y r a c u s e Location: East Syracuse, N. Y. Capital: $50,000. Surplus: $50,000. Authorization certificate issued. Oct. 3, 1919. R e v o c a t io n of A u t h o r iz a t io n C e r t if ic a t e Authorization certificate issued on the twenty-eighth day of July, 1914, to Vincenzo De Luca, to transact business as a private banker at No. 186 Grand street, in the borough of Manhattan and city of New York, revoked. Oct. 8, 1919. C o n t in e n t a l G uaranty C o r p o r a t io n Location: 248 Madison avenue, New York, N. Y. Application made by the Continental Guaranty Corporation, the principal office of which is located at No. 248 Madison avenue, New York, for per mission to open and occupy a branch office in the city of Pittsburgh, Pa. Oct. 8, 1919. C o n t in e n t a l G u a r a n t y C o r p o r a t io n Location: 248 Madison avenue, New York, N. Y. The Continental Guaranty Corporation, of New York authorized to open and occupy a branch office, on or after October 13, 1919, in the city of Pitts burgh, Pa. Oct. 9, 1919. B ank of H u n t in g t o n Location: Huntington, N. Y. Approval given to an increase of the capital stock of the Bank of Huntington, of Huntington, N. Y., from $30,000 to $100,000. Oct. 9, 1919. S p r in g w a t e r St a t e B ank Location: Springwater, N. Y. Capital: $25,000. Organization certificate filed for examination in the State Banking Department. Incorporators: William Wesley Boies, Sheldon E. Robinson, Louis J. Hyde, Aubrey A. Haynes, Clare B. Allen, Albert W. Howe, Ebenezer Robinson, Charles Schwab, Perry C. Euchner, Edward F. Doty, James W. Wadsworth. Oct. 9, 1919. B rocton B u il d in g , Sa v in g s a n d L oan A s s o c ia t io n Location: Brocton, N. Y. Organization certificate filed for examination in the State Banking Department. Oct. 9, 1919. E a s t e r n D is t r ic t Sa v in g s B a n k of t h e C it y of B r o o k l y n Location: 1024-1026 Gates avenue, Brooklyn, N. Y. Approval given to petition for change of name of the “ Eastern District Savings Bank of the City of Brooklyn,” to “ Roosevelt Savings Bank of the City of New York.” 108 R eport B an k s o n o f D e p o s it a n d D is c o u n t STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., O c t o b e r 17, 1919 Oct. 10,1919. B ank C oney op I slan d Location: Surf avenue, Coney Island N. Y. Approval given to the opening and maintenance of a branch office by the Bank of Coney Island at the northeast corner of Surf avenue and West Bay 25th street. Coney Island N. Y. Oct. 10 1919. A p p o in t m e n t o f B ank E x a m in e r Mr. Charles E. Nathaway of 312 Ash street Syracuse N. Y. appointed from the eligible Civil Service list an Examiner in the State Banking Department at a compensation of eight dollars per day, when actually employed, and railroad fare. Oct. 14,1919. B rocton B u il d in g , S a v in g s and L oan A s s o c ia t io n Location: Brocton, Chautauqua Co., N. Y. Authorization certificate issued. Oct. 14,1919. S e c u r it y C r e d it U n io n Location: 81 Stanton street, New York, N. Y. Authorization certificate issued. Oct, 14, 1919. F ran cesco M a r ia F e r r a r i, P r iv a t e B anker 2112 Second avenue, New York, N. Y. Verified certificate executed by Francesco Maria Ferrari applying for authori zation to engage in business as a private banker at 586 Morris avenue, Bronx, N. Y., refused. Oct. 15, 1919. U n it e d C r e d it U n io n Location: 250 East 67th street, New York, N. Y. Approval given to a change of location of the place of business of the United Credit Union on or after October 16, 1919, from No. 250 East 67th street, in the borough of Manhattan and city of New York, to No. 2228 Amsterdam avenue, in the same borough and city. Oct. 16,1919. B ank op W aterford Location: Waterford, N. Y. Capital: $50,000. Surplus: $10,000. Authorization certificate issued. Incorporators: Charles H. Kavanaugh, Frederick W. Kavanaugh William A. Tierney, Edward Strecker, Harold W. Turner, Joseph C. Bleibtrey, Henry I. Prankard, P. Augustine Dunn, Oct. 16, 1919. E lm h u rst S a v in g s and L oan George N. Michon, Charles L. Mitchell, Arthur B. Cobden, Edward L. Orth, Louis R. Breslin, Roland H. Stubb3, Frederick W. Pomeroy, Harry R. Davidson. A s s o c ia t io n Location: Elmhurst, Queens Co., N. Y. Authorization certificate issued. Oct. 16, 1919. John N em eth St a t e B ank Location: 10 East 22d street, New York, N. Y. Application made by the John Nemeth State Bank for permission to open and occupy a branch office at No. 1597 Second avenue, in the borough of Manhattan and city of New York. W e e k l y O ct. 16, 1919. State B ank E ast of B u l l e t in s 109 Sy racu se Location: East Syracuse, N. Y. Approval given to petition for authority to change the name of the “ State Bank of East Syracuse,” to “ Bank of East Syracuse ” and the " PostStandard,” a newspaper published in the city of Syracuse, county of Onondaga, designated as the newspaper in which to publish presentation of the petition as required by the provisions of section 62 of the General Corporation Law. Oct. 1 6 ,1 9 1 9 . R e v o c a t io n o f A u t h o r iz a t io n C e r t if ic a t e 5! Authorization certificate issued by the Superintendent of Banks on January 6, 1917, to David C. Goodman to transact business as a private bataker at No. 61 Broadway, in the borough of Manhattan and city of New York, revoked. Oct. 16, 1919. John N em eth State B ank Location: 10 East 22d street, New York, N. Y. John Nemeth State Bank authorized to open and maintain a branch offioe, on R a fte r October 18, 1919, at No. 1597 Second avenue, in the borough of Manhattan and city of New York. Oct. 16, 1919. R e v o c a t io n A u t h o r iz a t io n of C e r t if ic a t e Authorization certificate issued by the Superintendent of Banks, on April 10, 1916, to Morris B. Goldberger, to transact business as a private banker at No. 75 Clarkson street, in the borough of Manhattan and city of New York, revoked. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y . , O c t o b e r 24, 1919 Oct. 21, 1919. A lexander B o r o s s , P r iv a t e B anker Location: 60 Niagara street, Buffalo, N. Y. Permanent capital: $15,000. Verified certificate executed by Alexander Boross, of Depew, N. Y., applying for authorization to engage in business as a private banker at 60 Niagara street, in the city of Buffalo, N. Y., filed for examination in the State Banking Department. Oct. 21, 1919. John N em eth Sta te B ank Location: 10 East 22d street, New York, N. Y. Approval given to petition for change of name of the “ John Nemeth State Bank ” to “ Nemeth State Bank,” and “ The Tribune ” and “ The Sun,” two news papers published in the city of New York, designated as the newspapers in which to publish notice of the presentation of such petition as required by the provisions of section 62 of the General Corporation Law. Oct. 23, 1919. G. H i l m e r L u n d b e c k , P r i v a t e B a n k e r Location: 24 State street, New York, N. Y. Permament capital: $50,000. Verified certificate executed by G. Hilmer Lundbeck, of 363 Sterling place, Brooklyn, N. Y., applying for authorization to engage in business as a private banker at 24 State street, in the borough of Manhattan and city of New York, filed for examination in the State Banking Department. Oct. 23,1919. B ronx C r e d it U n io n Location: 949 Avenue St. John, Bronx, N. Y. Authorization certificate issued. Oct. 24,1919. R e s ig n a t io n of St e n o g r a p h e r The resignation of Miss Elizabeth S. Van Vranken, a stenographer employed at the branch office of this department, in New York city, tendered and accepted to take effect October 25, 1919. 110 R eport o n B a n k s o f D e p o s it a n d D is c o u n t STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., O c t o b e r 31, 1919. Oct. 24,1919. A m h erst Oct. 24,1919. I n d u s t r ia l B a n k S a v in g s & L o a n A s s o c ia t io n Location: Buffalo, N. Y. Organization certificate filed for examination in the State Banking Department. of N ew Y ork Location: New York, N. Y. Capital: $1,000,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Bertram H. Borden, Frank N. B. Close, Rich»Jsl L. Davisson, Williams Cochran, John ^ etcher’ Farrell, Philip De Ronde, Arthur Iselin, Thomas Hildt, Percy H. Johnston, Frederic A. Julliard, Darwin P. Kingsley, Charles M. Macfarlane, Paul Moore, Perley H. Noyes, Richard E. Reeves, Samuel W. Reyburn, Paul Sturtevant, Frank Morse Smith, Everett B. Sweezy, Melvin A. Traylor, Stephen H. Tyng, Royall Victor, Malcolm D. Whitman, George Whitney, John J. Watson, Jr., Ridley Watts, Donald G. Geddes, Thomas B. Yuille. Oct. 24,1919. N o r t h - W e s t e r n T r u s t a n d S a v in g s B a n k Location: Chicago, 111. Superintendent of Banks issued a license to the North-Western Trust and Savings Bank, of Chicago, 111., authorizing it to maintain an agency in this State at No. 130 East Seventh street, in the borough of Manhattan and city oi New York. Oct. 25,1919. F a rm ers T ru st C o m pan y of So u th o ld , N. Y. Location: Southold, N. Y. Organization certificate refused. Oct. 27,1919. C o b l e s k il l S a v in g s a n d L o a n A s s o c ia t io n Location: Cobleskill, N. Y. Organization certificate filed for examination in the State Banking Department. Oct. 27,1919. C o b l e s k il l S a v in g s a n d L o a n A s s o c ia t io n Location: Cobleskill, N. Y. Authorization certificate issued. Oct. 2 8 ,1 9 1 9 . T h e W a d d i n g t o n B a n k Location: Waddington, St. Lawrence Co., N. Y. Capital: $25,000. Surplus: $6,250. Authorization certificate issued. Incorporators: Dr. Fred A. Sweet, Bert S. Crapser, Bernard Nowland, William A. Daniels, William J. McKay, Chesley W. Hanes, William J. Palmer. Oct. 29, 1919. P a r k s id e S a v in g s a n d L o a n A s s o c ia t io n Location: Buffalo, N. Y. Organization certificate filed for examination in the State Banking Department. W e e k l y Oct. 29, 1919. 111 B u l l e t in s A p p o in t m e n t o p St e n o g r a p h e r Miss Katherine P. Arundell transferred from the position of stenographer in the Department of Architecture to the position of stenographer in the New York office of the State Banking Department, at a compensation of $1,500 per annum, the appointment to become effective on November 1, 1919. Oct. 30, 1919. G u a r a n t e e C r e d it U n io n Location: 364 Hopkinson avenue, Brooklyn, N. Y. Organization certificate filed for examination in the State Banking Department. Oct. 30, 1919. B recher Oct. 31, 1919. C o r n E x c h a n g e S a f e D e p o s it C o m p a n y & H e il p e r n , P r iv a t e B a n k e r s Location: 36 avenue “ C ” , New York, N. Y. Permanent capital: $25,000. Verifiedjcertificate executed by Joseph Brecher and Isaac Heilpern, applying for spdiorization to engage in business as private bankers, at No. 36 avenue “ Cjf in the borough of Manhattan and city of New York, filed for examination in tfpb State Banking Department. Location: William and Beaver streets, New York, N. Y. Application made by the Corn Exchange Safe Deposit Company, the principal office of which is located at the corner of William and Beaver streets, in the borough of Manhattan and city of New York, for permission to open and occupy a branch office in the building now occupied by the Eleventh Ward Branch of the Corn Exchange Bank, located at the corner of avenue “ D ” and East Tenth street, in the same borough and city. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, N . Nov. 5, 1919. Y., N ovem ber 7, 1919 C o s m o p o l it a n P e r s o n a l L o a n C o m p a n y Location: 481 Main street, Buffalo, N. Y. Capital: $30,000. Authorization certificate issued. Incorporators: Mrs. Leah Cantor, 703 East 5th street, Brooklyn, N. Y. Mrs. Jennie Angel, 530 East 9th street, Brooklyn, N. Y. Benjamin Morris, 497 6th avenue, New York, N. Y. Samuel Weithorn, 261 Georgia street, Buffalo, N. Y. DeMerle E. Hart, 242 Grant street, Buffalo, N. Y. Nov. 5, 1919. C o h n E x c h a n g e S a f e D e p o s it C o m p a n y Location: William and Beaver streets, New York, N. Y. Approval given to the opening and maintenance of a branch office by the Corn Exchange Safe Deposit Company, on or after November 7th, 1919, at the corner of avenue “ D ” and East Tenth street, in the borough of Manhattan and city of New York. Nov. 6 , 1919. I n t e r n a t i o n a l C r e d i t U n i o n Location: 494 Claremont parkway, Bronx, N. Y. Organization certificate filed for examination in the State Banking Department. 112 R epoet o x B a k e s o p D e p o s it a n d D is c o u n t STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, N . Nov. Y ., N ovember 14, 1919 6 , 1919. R e s i g n a t i o n o f B a n k E x a m i n e r The resignation of Mr. Gilbert R. Hendrickson, an examiner.in the State Banking Department, tendered and accepted to take effect November 12, 1919. Nov. 8 , 1919. K i n g s t o n T r u s t C o m p a n y Location: Kingston, N. Y. Approval given to an increase of the capital stock qithe Kingston Trust Com pany, of Kingston, N. Y., from $150,000 to S2oi^v)0. N ov. 7, 1919. C o n t in e n t a l G u a r a n t y C o r p o r a t io n Location: 248 Madison avenue, New York, N. Y. Approval given to an increase of the capital stock of the Continental Guaranty Corporation, New York, N. Y., from $2,000,000 to $3,000,000. Nov. 8 , 1919. S t a t e B a n k o f E n d i c o t t Location: Endicott, Broome Co., N. Y. Capital: $50,000. Surplus: $10,000. Authorization certificate issued. Nov. 11, 1919. D u n k ir k T r u st C o m pa n y Location: Dunkirk, Chautauqua Co., N. Y. Capital: $250,000. Organization certificate filed for examination in the State Banking Department, Incorporators: Arthur H. Hunter, Roland Lord O’Brian, Brodie G. Higley, Elton D. Warner, Harry C. Hequembourg, Adolph Weinberg, David S. Wright, Thomas J. Cummings, John J. Murphy, Henry K. Williams, Francis S. Stegelske. Nov. 13,1919. E d w in R. F a y & S o n s , P r iv a t e B a n k e r s Location: 72 Genesee street, Auburn, N. Y. Permanent capital: $100,000. Affidavit of Edwin R. Fay, Fred H. Fay and Charles R. Fay, transacting business under the name “ Edwin R. Fay & Sons,” private bankers, claiming partial exemption, filed for examination in the State Banking Department. Nov. 13, 1919. N a t h a n F r a n k ’s S o n s , P r iv a t e B a n k e r s Location: 46 Ford street, Ogdensburg, N. Y. Permanent capital: $25,000. Affidavit executed by Julius Frank and Leo Frank, transacting business under the name “ Nathan Frank’s Sons,” private bankers, claiming partial exemption, filed for examination in the State Banking Department. Nov. 13, 1919. F r e d ’k R o b e r t s o n & C o m p a n y , P r iv a t e B a n k e r s Location: 94 Webster street, North Tonawanda, N. Y . Permanent capital: $50,000. Affidavit executed by Frederick Robertson and William W. Robertson, trans acting business under the name “ Fred’k Robertson & Co.,” private bankers, claiming partial exemption, filed for examination in the State Banking Department. W e e k l y Nov. 13, 1919. 113 B u l l e t in s P r e s i d e n t a n d D i r e c t o r s f- T D .n h a t t a : •">< n y Locatin' • ' Tew York, N. 1 . Application made by the President and Directors of the Manhattan Company, New York, N. Y., for approval of the opening of branch offices of that insti tution at the following locations: 359 Fulton street, Jamaica, N. Y . 82 Main street, Flushing, N. Y. 5 Skillman place, Long Island City Corner of Cornaga and Beach 20th street, Far Rockaway Corner of Boulevard and Beach 80th street, Rockaway Beach Corner of Boulevard and Beach 104th street, Seaside Corner of Jamiaca avenue and 115th street, Richmond Hill Corner of Broadway and Laurel Hill Boulevard, Elmhurst Corner of 46th street and Sackett street, Corona Corner of 13th street and Fourth avenue, College Point Corner of Jamaica avenue and Forest parkway, Woodhaven Corner of Myrtle avenue and Seneca avenue, Ridgewood 804 Fresh Pond road, Ridgewood Nov. 13, 1919. P r e s id e n t a n d D ir e c t o r s o f t h e M a n h a t t a n C o m p a n y Location: 40 Wall street, New York, N. Y . B a n k of L ong I slan d Location: 359 Fulton street, Jamaica, N. Y. Approval given to the merger of the Bank of Long Island, located at Jamaica, N. Y., into the President and Directors of the Manhattan Company, of New York, N. Y. Nov. 14,1919. H e l a n d e r & N e k t o n , P r iv a t e B a n k e r s Location: 233 Broadway, New York, N. Y. Permanent captial: $50,000. Verified certificate executed by Reinhold Salathiel Helander and Toivo Herman Nekton, applying for authorization to engage in business as private bankers, under the name “ Helander and Nekton ” filed for examination in the State Banking Department. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lban y, N . Nov. 17,1919. Y., N ovem ber 21, 1919 M a d is o n A v e n u e C r e d it U n io n Location: 921 Madison avenue, New York, N. Y. Affidavit filed in the State Banking Department, executed by the two principal officers of the Madison Avenue Credit Union, to the effect that all general creditors and shareholders of that corporation have been paid in full, that it has neither assets nor liabilities, officers or directors and that there are no outstanding obligations against it. Nov. 17,1919. C all for R eports Superintendent of Banks issued a call for quarterly reports by banks, trust companies and private bankers, the close of business on Wednesday, November 12th, 1919, being designated as the day with reference to which such reports shall be made. Nov. 17,1919. C . C a p p e l l in o & S o n s , P r iv a t e B a n k e r s Location: 157 Court street, Buffalo, N. Y. Verified certificate executed by Calegero Cappellino, Salvatore Cappellino and Frank John Cappellino, applying for authorization to engage in business as private bankers, under the firm name or style of “ C. Cappellino & Sons ” at 157 Court street, Buffalo, N. Y., refused. 114 R eport o n B a n k s o f D e p o s it a n d D is c o u n t Nov. 18, 1919. W m. H. S e w a r d & C o m p a n y , P r i v a t e B a n k e r s Location: 96 Genesee street, Auburn, N. Y. Permanent capital: $100,000. Affidavit executed by William H. Seward and William H. Seward, Jr., private bankers, claiming partial exemption and transacting business under the name “ Wm. H. Seward & Co.,” filed for examination in the State Banking Department. Nov. 18,1919. N athan J. P a c k a r d , P r i v a t e B a n k e r Location: No. 1 Wall street, New York, N. Y. Permanent capital $100,000. Affidavit executed by Nathan J. Packard, a private banker, claiming partial exemption, transacting business under the firm name or style of “ Packard & Company ” at No. 1 Wall street, in the borough of Manhattan and city of New York, filed for examination in the State Banking Department. Nov. 18, 1919. T h e S h a w m u t C o r p o r a t io n o f B o s t o n Location: Boston, Mass. License issued to The Shawmut Corporation, of Boston, authorizing it to maintain an agency in this State at No. 65 Broadway, in the borough of Manhattan and city of New York. Nov. 19. 1919. H e m p s t e a d C o - o p e r a t iv e B u il d in g a n d L o a n A s s n . Location: First National Bank Building, Hempstead, N. Y. Approval given to a change of location of the office of the Hempstead Co-op erative Building an,d Loan Association, from The First National Bank Building, to The Second National Bank Building, Hempstead, N. Y., such change of location to become effective on or after November 20, 1919. N o v . 20, 1919. R o t h s c h il d B r o s. & C om pany Location: East State & S. Tioga streets, Ithaca, N. Y. Permanent capital: $25,000. Verified certificate executed by Jacob Rothschild, Isaac Rothschild and Daniel Rothschild, private bankers, claiming partial exemption, and transacting business under the firm name or style “ Rothschild Bro3. & Co.,” Ithaca, N. Y., filed for examination in the State Banking Department. Nov. 21,1919. C it iz e n s B a n k o f C l y d e Location: Clyde, Wayne Co., N. Y. Capital: $50,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Albert D. Collier, Harry L. Smith, George C. Watson, Frank L. Waldorf, Daniel P. Maloy, Edward H. Glover, Harry C. Bray, Paul D. Collier, Le Van R. Barnes, George E. Brisbin, Alfred S. Armstrong. N ov. 20,1919. A p p o in t m e n t o f B a n k E x a m in e r Mr. Franklin W. Bright, of 105 West 76th street, New York, N. Y., appointed from the eligible civil service list an examiner in the State Banking Depart ment, at a compensation of eight dollars per day, when actually employed, and railroad fare, the appointment to become effective on Monday, December 1, 1919. W e e k l y B u l l e t in s 115 STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 qf the Laws of 1914 A l b a n y , N . Y ., N o v e m b e r 28, 1919 Nov. 21, 1919. T h e A m e r ic a n B a n k Location: Lackawanna, N. Y. Capital: $100,000. Organization certificate filed for examination in the State Banking Department. Incorporators: Adolph Rosinski, Frank Jurek, Rudolph Zahorski, Theodore Michalek, Stephen J. Maricich, Leon J. Nowak, Maxwell M. No.wak, Gregur Mekic, John J. Sullivan, Stanley J. Pawlowski. Nov. 21, 1919. F l u s h in g C o o p e r a t iv e S a v in g s & L o a n A s s o c ia t io n Location: 20 Main street, Flushing, N. Y. Approval given to a change of location of the office of the Flushing Co-operative Savings and Loan Association from No. 20 Main street, Flushing, N. Y., to No. 33i Main street, Flushing, N. Y., the change to become effective on or after November 22, 1919. Nov. 22, 1919. C it iz e n s C o m m e r c ia l T r u s t C o m p a n y Location: Ellicott square, Buffalo, N. Y. Application made by the Citizens Commercial Trust Company for approval of the opening and maintenance of a branch office of that institution at No. 301 Triangle street, Buffalo, N. Y. Nov. 22, 1919. T h e M a r in e T r u s t C o m p a n y Location: Marine Bank Building, Buffalo, N. Y. Application made by The Marine Trust Company, of Buffalo, N. Y., for approval of the opening of a branch office of that institution at No. 1423 Fillmore avenue, Buffalo, N. Y. Nov. 24, 1919. C it ize n s C o m m e r c ia l T r u s t C om pa n y Location: Ellicott square, Buffalo, N. Y. The Citizens Commercial Trust Company, of Buffalo, N. Y ., authorized to open and occupy a branch office, on or after December 15, 1919. at No. 301 Triangle street, in the city of Buffalo, N. Y. Nov. 25, 1919. H e l a n d e r & N e k t o n , P r iv a t e B a n k e r s Location: 233 Broadway, New York, N. Y. Permanent capital: $50,000. Surplus: $15,000. Authorization certificate issued to Reinhold Salathiel Helander and Toivo Herman Nekton to engage in business as private bankers under the name “ Helander & Nekton, Private Bankers.” Nov. 25,1919. J u l iu s J o s e p h s o n , P r iv a t e B a n k e r Location: 1,783 Pitkin avenue, Brooklyn, N. Y. Approval given to a reduction in the permanent capital of Julius Josephson, a private banker from $30,000 to $5,000. Nov. 26, 1919. & Co., P r i v a t e B a n k e r s Location: 93 Nassau street, New York, N. Y. Permanent capital: $100,000. Verified certificate executed by Charles Frazier and Charles W. Frazier, private bankers claiming partial exemption, and engaged in business under the name “ Charles Frazier & Company, Private Bankers,” filed for examination in the State Banking Department. C h a r l e s F r a z ie r 116 R epoet o x B a n k s o f D e p o s it a n d D is c o u n t STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A l b a n y , N. Y., D e c e m b e r 5, 1919 Nov. 28, 1919. A p po in t m e n t of E x a m in e r of S e c u r it ie s Mr. George A. White, of Albany, N. Y., appointed by the State Comptroller and the Superintendent of Banks to examine and receipt for the securities deposited in the State Banking Department by the corporations and individuals under its supervision, in accordance with the provisions of section 36 of the Banking Law. Nov. 28, 191 9 . G u a r a n t e e C r e d it U n io n Location: 364 Hopkinson avenue, Brooklyn, N. Y. Authorization certificate issued. Nov. 29, 1919. T he M a r in e T r u s t C o m p a n y Location: Marine Bank Building, Buffalo, N. Y. The Marine Trust Company, the principal office of which is located in the Marine Bank Building, Buffalo, N. Y., authorized to open and occupy a branch office at No. 1,423 Fillmore avenue, in the same city, on or after January 1, 1920. Dec. Dec. 1,1919. Q. W. W e l l i n g t o n & C o.’s B a n k , P r i v a t e B a n k e r s Location: Corner Market and Pine streets, Corning, N. Y. Permanent capital: $100,000. Affidavit executed by Quincy W. Wellington and Benjamin W. Wellington, private bankers, claiming partial exemption and transacting business under the firm name or style of “ Q. W. Wellington & Co.’s Bank,” filed for examina tion in the State Banking Department. 2, 1919. R o c h e st e r T r u s t & Sa f e D e p o s it C o m pany Location: Rochester, N. Y. Approval given to an increase of the capital stock of the Rochester Trust and Safe Deposit Company from $500,000 to $1,000,000. Dec. 3, 1919. R is in g C r e d it U n io n Location: 702 East 156th street, NewTYork, N. Y. Organization certificate filed for examination in the State Banking Department. D e c. 3, 1919. B a n k e r s T r u s t C om pa n y Location: 16 Wall street, New York, N. Y. Approval given to an increase of the capital stock of the Bankers Trust Company, New York, N. Y „ from $15,000,000 to $20,000,000. Dec. 3, 1919. B a n k of L a w r e n c e Location: Lawrence, L. I. Approval given to an increase of the capital stock of the Bank of Lawrence frcm $50,000 to $100,000. Dec. 4 , 1 9 1 9 . I n t e r n a t io n a l C r e d it U n io n Location: 494 Claremont parkway, Bronx, New York, N. Y. Authorization certificate issued. Dec. 4, 1919. F o o d D e a l e r s C r e d it U n io n Location: 428 Hopkinson avenue, Brooklyn, N. Y. Organization certificate filed for examination in the State Banking Department. D ec. 4 , 1919- M erch an ts P erson al L oan C om pan y Location: 44 Court street, Brooklyn, N. Y. Certified copy of order granted at a Special Term Part 1 of the Supreme Court held in and for the county of Kings, at the County Court House, Brooklyn N. Y., on the 29th day of November, 1919, declaring the Merchants Personal Loan Company dissolved and its corporate existence terminated, filed in the State Banking Department. W e e k l y 117 B u l l e t in s STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, Dec. N. Y., D ecem ber 12, 1919 5, 1919. St e d b e n T r u s t C o m pa n y Location: Hornell, N. Y. (Conversion of Bank of Steuben) Organization certificate filed for examination in the State Banking Department, Dec. 5, 1919. E a st e b n D is t r ic t C r e d it U n io n Location: 215 Havemeyer street, Brooklyn, N. Y. Organization certificate filed for examination in the State Banking Department. Dec. 5, 1919. G ib r a l t e r C r e d it U n io n Location: Pythian Hall 1941 Madison avenue, New York, N. Y. Organization certificate filed for examination in the State Banking Department. Dec. 5, 1919. B r e c h e r & H e il p e r n , P r iv a t e B a n k e r s Location: 1587 Madison avenue, New York, N. Y. Verified certificate executed by Joseph Brecher and Isaac Heilpern applying for authorization to engage in business as private bankers under the firm name or style of “ Brecher & Heilpern,” filed for examination in the State Banking Department. Dec. 9, 1919. B an kers T ru st V om pany Location: 16 Wall street, New York, N. Y. Application made by the Bankers Trust Company the principal office of which is located at 16 Wall street, in the borough of Manhattan and city of New York, for permission to open and occupy a branch office at 3 and 5 Place Vendome in the city of Paris, in the Republic of France. Dec. 10, 1919. R e s ig n a t io n o f B a n k E x a m in e r The resignation of Mr. Ralph W. Taylor an examiner in the State Banking Department, tendered and accepted to take effect December 15, 1919. Dee. 10, 1919. I n d e p e n d e n t A m e r ic a n C r e d it U n io n Location: 100 Essex street, New York, N. Y . Organization certificate filed for examination in the State Banking Department. Dec. 11,1919. E n r ic o O r t o l a n i & B r o t h e r , P r iv a t e B a n k e r s Location: 120 Erie street, Buffalo, N. Y. Authorization certificate issued to Enrico Ortolani and Mario Ortolani to engage in business as private bankers under the firm name or style of “ Enrico Ortolani and Brother.” Permanent capital: $25,000. Dec. 11, 1919. T he C e n t r a l C r e d i t U n i o n Location: 75 East 116th street, New York, N. Y. Organization certificate filed for examination in the State Banking Department. Dec. 11, 1919. A m e r ic a n E x p r e s s C r e d it U n io n Location: 65 Broadway, New York, N. Y. Organization certificate filed for examination in the State Banking Department. Dec. 11, 1919. B an kers T ru st C om pan y Location: 16 Wall street, New York, N. Y. The Bankers Trust Company, the principal office of which is located at 16 Wall street, in the borough of Manhattan and city of New York, authorized to open and occupy a branch office on or after January 1, 1920, at 3 and 5 Place Vendome, in the city of Paris, Republic of France. 118 R eport Dec. 12,1919. o n B a n k s o f D e p o s it a n d D is c o u n t B an k of B lasdell Location: Blasdell, Erie Co., N Y. Organization certificate filed for examination in the State Banking Department. Incorporators: John P. Jewart, Ivan M. Knowlton John M. McClintock, LeRoy N. Osborn, Warren F. Salisbury, William P. Stambach, Henry R. Stratemeier, James W. Stutts, William R. McConnell, Alexander Paterson. Dec. 12, 1919. T h e G r e e n w ic h B a n k o f t h e C it y o f N e w Y o r k Location: 135 William street, New York, N. Y. Application made by The Greenwich Bank of the City of New York for permission to open and occupy a branch office at the southwest corner of Greenwich and Warren streets, in the borough of Manhattan and city of New York. Dec. 12, 1919. G e n e r a l M o t o r s A c c e p t a n c e C o r p o r a t io n Location: Broadway and 57th street, New York, N. Y. Application made by the General Motors Acceptance Corporation, the principal office of which is located at Broadway and 57th street in the borough of Man hattan and city of New York for permission to open and occupy a branch office at 124 West Fourth street, Los Angeles, California. Dec. 12,1919. T h e R is in g C r e d it U n io n Location: 702 East 156th street, New York, N . Y. Application for authorization refused. STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, Dec. 12, 1919. N. Y., D ecem ber 19, 1919 T h e G r e e n w ic h B a n k o f t h e C it y o f N e w Y o r k Location: 135 William street, New York, N. Y. Approval given to the opening and maintenance of a branch office of The Green wich Bank of the City of New York, on or after May 1, 1920, at the south west corner of Greenwich and Warren streets, in the borough of Manhattan and city of New York. Dec. 15, 1919. T h e A l b a n y S a f e D e p o s it a n d St o r a g e C o m p a n y Location: Albany, N. Y. Approval given to an increase of the capital stock of the Albany Safe Deposit and Storage Company, of Albany, N. Y., from $90,000 to $100,000. Dec. 16, 1919. G e n e r a l M o t o r s A c c e p t a n c e C o r p o r a t io n Location: 1,764 Broadway, New York, N. Y. Application made by the General Motors Acceptance Corporation, the principal office of which is located at 1,764 Broadway, in the borough of Manhattan and city of New Y ork, for approval of the opening and maintenance of a branch office at No. 1,403 Main street, in the city of Dallas, Texas. Dec. 16, 1919. I n d u s t r ia l B a n k o f N e w Y o r k Location: New York, N. Y. Capital: $1,000,000. Surplus: $500,000. Authorization certificate issued. Dec. 16, 1919. T h e M a r in e T r u s t C o m p a n y Location: Buffalo, N. Y. Application made by The Marine Trust Company, the principal office of which is located in the Marine Bank Building, Buffalo, N. Y., for permission to open and occupy a branch office at No. 752 Tonawanda street, Buffalo, N. Y . W e e k l y Dec. 16,1919. B u l l e t in s 119 W estch ester A v e n u e B an k Location: 1,060 Westchester avenue, New York, N. Y. Approval given to a change of name of the " Westchester Avenue Bank ” to “ Tradesmens Bank,” and the “ Record-Times ” a newspaper published in the county of the Bronx, designated as the newspaper in which to publish notice of the presentation of the petition as required by section 62 of the General Corporation Law. Dec. 12,1919. G e n e r a l M o t o r s A c c e p t a n c e C o r p o r a t io n Location: 1,764 Broadway, New York, N. Y. Approval given to the opening and maintenance of a branch office of the General Motors Acceptance Corporation, on or after January 1, 1920, at No. 124 West Fourth street, in the city of Los Angeles, California. Dee. 15, 1919. T h e M a r in e T r u s t C o m p a n y Location: Marine Bank Building, Buffalo, N. Y. Approval given to the opening and maintenance of a branch office of The Marine Trust Company, of Buffalo, N. Y ., at No. 752 Tonawanda street, Buffalo, N. Y. Dec. 17, 1919. A m e r ic a n C o o p e r a t iv e S a v in g s & L o a n A s s o c ia t io n Location: 147 East 125th street, New York, N. Y. Approval given to a change of location of the office of the American Cooperative Savings and Loan Association from No. 147 East 125th street, in the borough of Manhattan and city of New York, to No. 217 West 125th street, in the same borough and city, such change of location to become effective on or after December 18, 1919. Dec. 17,1919. G e n e r a l M o t o r s A c c e p t a n c e C o r p o r a t io n Location: 1,764 Broadway, New York, N. Y. Approval given to the opening and maintenance of a branch office of the General Motors Acceptance Corporation, the principal office of which is located at 1,764 Broadway, in the borough of Manhattan and city of New York, at No 1,403 Main street, in the city of Dallas, Texas. Dec. 17, 1919. W a l d e n B u il d in g , S a v in g s a n d L o a n A s s o c ia t io n Location: Walden, Orange Co., N. Y . Organization certificate filed for examination in the State Banking Department. Dec. 18, 1919. T he F reeport B an k of F reeport Location: Freeport, Nassau Co., N. Y. Approval given to an increase of the capital stock of The Freeport Bank of Freeport, Queens County, New York, from $30,000 to $100,000. Dec. 18, 1919. K in g s t o n T r u s t C o m p a n y Location: Kingston, N. Y . Application made by the Kingston Trust Company, the principal office of which is located at 37 Main street, Kingston, N. Y., for permission to open and occupy a branch office at 518 Broadway, in the same city. Dec. 18, 1919. I n d e p e n d e n t A m e r ic a n C r e d it U n io n Location: 100 Essex street, New York, N. Y . Application for authorization refused. Dec. 18, 1919. K in g s t o n T r u s t C o m p a n y Location: 37 Main street, Kingston, N. Y. Approval given to the opening and maintenance of a branch office of the Kingston Trust Company, on or after January 15, 1920, at No. 518 Broadway, in the city of Kingston, N. Y. Dec. 18, 1919. W a l d e n B u il d in g S a v in g s a n d L o a n A s s o c ia t io n Location: Walden, N. Y. Authorization certificate issued. 120 R eport o n B a n k s o f D e p o s it a n d D is c o u n t STATE OF NEW YORK, BANKING DEPARTM ENT Weekly bulletin, as required b y the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A lbany, Dec. 19, 1919. N. Y ., D ecem ber 26, 1919 M an ufactu rers T ru st C om pan y Location: 774 Broadway, Brooklyn, N. Y. Approval given to an increase of the capital stock of the Manufacturers Trust Company, of Brooklyn, N. Y., from $1,000,000, to $2,000,000. Dec. 19,1919. T h e St a t e B a n k Location: 376-378 Grand street, New York, N. Y. Application made by The State Bank, the principal office of which is located at 376-378 Grand street, in the borough of Manhattan and city of New York, for permission to open and occupy a branch office at the northwest corner of 158th street, Union and Westchester avenues, in the same borough and city. Dec. 19, 1919. T h e S t a t e S a f e D e p o s it C o m p a n y Location: 376-378 Grand street, New York, N. Y. Application made by The State Safe Deposit Company the principal office of which is located at 376-378 Grand street, in the borough of Manhattan and city of New York for permission to open and occupy a branch office at the northwest corner of 158th street, Union and Westchester avenues, in the same borough and city. Dec. 22,1919. E m p ir e S t a t e C r e d it U n io n Location: 132 Norfolk street, New York, N. Y. Approval given to a change of location of the office of the Empire State Credit Union, of New York, N. Y., from 132 Norfolk street, in the borough of Man hattan and city of New York, to 89 avenue “ A ” in the same borough and city, the change of location to become effective on or after December 23, 1919. Dec. 22, 1919. T he State B an k Location: 376-378 Grand street, New York, N. Y. Approval given to the opening and maintenance of a branch office of The State Bank, on or after May 1, 1920, at the northwest corner of 158th street, Union and Westchester avenues, in the borough of Manhattan and city of New York, conditioned upon the closing of the branch office heretofore maintained by said corporation at the southwest corner of 158th street, Union and West chester avenues, in the same borough and city. Dec. 22, 1919. T he Sta te Sa f e D e p o s it C om pany Location: 376-378 Grand street, New York, N. Y. Approval given to the opening of a branch office of The State Safe Deposit Company, on or after May 1, 1920, at the northwest corner of 158th street, Union and Westchester avenues, in the borough of Manhattan and city of New York, conditioned upon the closing of the branch office heretofore main tained by said institution at the southwest corner of 158th street, Union and Westchester avenues, in the same borough and city. Dec. 23, 1919. R e a l t y A s s o c ia t e s I n vestm en t C o r p o r a t io n Location: 176 Broadway, New York, N, Y. Application made by the Realty Associates Investment Corporation, the principal office of which is located at 176 Broadway, in the borough of Manhattan and city of New York, for permission to open and occupy a branch office at 164 Remsen street, in the Borough of Brooklyn, city of New York. Dec. 24, 1919. S p r in g w a t e r Sta te B ank Location: Springwater, Livingston Co., N. Y. Capital: $25,000. Surplus: $5,000. Authorization certificate issued. W e e k l y Dec. 24, 1919. R ealty A s s o c ia t e s B u l l e t in s I n vestm en t 121 C o r p o b a t io n Location: 176 Broadway, New York, N. Y. Approval given to the opening and maintenance of a branch office of the Realty Associates Investment Corporation, on or after January 1, 1920, at No. 164 Remsen street, in the city of New York, borough of Brooklyn, State of New Y ork. Dec. 24, 1919. T he E q u it a b l e T ru st C om pany of N ew Y ork Location: 37 Wall street, New York, N. Y. Approval given to an increase of the capital stock of The Equitable Trust Com pany of New York from $6,000,000 to $12,000,000. Dec. 24, 1919. S l a v o n ic I m m ig r a n t B a n k Location: 436 West 23d street, New York, N. Y. Organization certificate filed for examination in the State Banking Department. Incorporators: Michael I. Pupin, 1 W. 72d street, New York, N. Y. Paul N. Pavlovitch, 443 W. 22d street, New York, N. Y. Bozo Rankovich, 249 E. 71st street, New York, N. Y. Dusan Tripoevich, 443 W. 22d street, New York, N. Y. Rose Rankovich, 249 E. 71st street, New York, N. Y. Helen Hartley Jenkins, 232 Madison avenue, New York, N. Y . Dee. 24, 1919. T he St a t e Sa f e D e p o s it C om pany Location: 376-378 Grand street, New York, N. Y. Approval given to an increase of the capital stock of The State Safe Deposit Company from $100,000 to $200,000. Dec. 23, 1919. G u a r a n t y T r u s t C o m p a n y of N e w Y o r k Location: 140 Broadway, New York, N. Y. Application made by the Guaranty Trust Company of New York for permission to open and occupy a branch office at Nos. 266-268 Grand street, in the borough of Manhattan and city of New York. Dec. 24, 1919. G uaranty T ru st C om pany of N ew Y ork Location: 140 Broadway, New York, N. Y. Approval given to the opening and maintenance of a branch office of the Guaranty Trust Company of New York, the principal office of which is located at 140 Broadway, in the borough of Manhattan and city of New York, at Nos. 266-268 Grand street, in the same borough and city, on or after January 1, 1920. 122 R epoet on B anks of D eposit and D iscount S T A T E M E N T o f S e c u r itie s h eld b y th e S u p e r in te n d e n t o f B u n k s in tr u st f o r th e a ccou n t o f each o f th e b a n k s and p r iv a te b a n k ers u n d e r h is s u p e r v is io n on D e c e m b e r 3 1 , 1 9 1 9 Nam e of B ank ok Ban ker and D e s c r ip t io n of B onds Adam, Meldrum and Anderson Company, Buffalo, United States 4 per cent........................................................................................... $1 5,000 Union Pacific 4 per c e n t................................................................... 3 0 ,0 0 0 Atchison, Topeka and Santa Fe 4 per ce n t............................. 2 0 ,0 0 0 New York City 4 % per c e n t.......................................................... 10 ,000 B altim ore and Ohio Railroad Co. 5 per ce n t............................. 1 0 ,0 0 0 4 0 ,0 0 0 United States 4 % per c e n t............................................................ --------------Alden State Bank, Alden, New York State 4 per ce n t.................................. A lliance Bank, Rochester, United States 4 % per c e n t.................... $ 1 ,0 0 0 United States 4 % per ce n t.............................................................. 55 ,0 0 0 -----------------Alvino, Pietro, New York City 4 % per c e n t........................................................ American Bank, Lackawanna, New Y ork State 4 per ce n t........................... A ndover State Bank, Andover, New York State 4 per c e n t......................... Angelinoff, Alexander, New York, New York City 4% per c e n t.................. A rkport State Bank, Arkport, New York State 4 per c e n t.................................. B accelli, Germano, P., Albany, North Tonawanda City 4 % per cent....................................................................................................... $1 ,650 Pennsylvania R. R. Co. 5 per ce n t............................................... 4 ,0 0 0 2 ,0 0 0 M inn., St. Paul & Sault St. Marie Ry. 4 per ce n t.................. --------------B ajardi, Vincenzo, New York, New York City 4 per ce n t........... $6 ,000 New York City 4 % per c e n t.......................................................... 1 0 ,0 0 0 --------------B aldwin’ s Bank o f Penn Yan, New York State 4 per ce n t............................. Baldwinsville State Blank, Baldwinsville, United States 2 per ce n t......... Bank o f Akron, Akron, New York State 4 per c e n t........................................ Bank o f America, The, New York, United States 2 per c e n t..................... Bank o f Am ityvilie, The, Am ityville, United States 4 per c e n t.................. Bank o f Angelica, Angelica, New York State 4 per c e n t............................. Bank o f Angola, Angola, New York State 4 per c e n t...................................... Bank o f Antwerp, A ntwerp, New York State 3 per c e n t............................. Bank o f A ttica, A ttica, New York State 4 per c e n t............................ Bank o f Ausable Forks, New York State 4 per c e n t...................................... Bank o f Avoca, A voca, New York State 4 per c e n t...................................... Bank o f Babylon, Babylon, New York State 4 per c e n t.................................. Bank o f Batavia, Batavia, Nei^ York State 4 per c e n t................................ Bank o f Belfast, B elfast, New York State 4 per ce n t.................................. Bank o f Buffalo, Buffalo, New York State 4 per c e n t................ $1 ,000 New York City, 4 % per c e n t.......................................................... 26 0,00 0 --------------Bank o f Castile, The, Castile, New York State 4 per c e n t........................... Bank o f Cattaraugus, Cattaraugus, New York State 4 per c e n t................ Bank o f Cincinnatus, Cincinnatus, New York State 4 per c e n t.................. Bank o f Coney Island, Coney Island, New York State 4 per c e n t.............. Bank o f Corfu, Corfu, New York State 3 per c e n t........................................ Bank o f Cuba in New York, New York, New York State 4 per c e n t......... Bank o f Delevan, Delevan, New York State 4 per c e n t.................................. Bank o f Depew, Depew, New York State 4 per c e n t...................................... Bank o f Discount, New York, New York State 3 per c e n t........................... Am ount o f bonds held $125,000 1 ,0 0 0 5 ^ ,0 0 0 2 0 ,0 0 0 1 ,0 0 0 1 ,0 0 0 5 ,0 0 0 1 ,0 0 0 7 ,6 5 0 1 6 ,0 0 0 1 ,0 00 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 26 1,00 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 S e c u r it ie s in C ustody o f S u p e r in t e n d e n t S ta te m e n t o f S e c u r itie s , E t c .— Nam e o f Ban k or B an ker an d 123 (Continued). D e s c r ip t io n o f B onds Bank o f East Aurora, East Aurora, New York State 4 per c e n t................ Bank o f Elba, Elba, New York State 4 per c e n t............................................ Bank o f Ellieottville, Ellieottville, New York State 4 per c e n t................ Bank, o f Europe, New York, New York State 4 per ce n t............................... Bank o f Farmingdale, Farmingdale, United States 4 per c e n t.................. Bank o f Genesee, Batavia, United States 4 % per c e n t........................... Bank o f Gouverneur, Gouverneur, New York State 4 per ce n t.................... Bank o f Gowanda, Gowanda, New York State 4 per ce n t............................. Bank o f Great Neck, Great Neck, United States 2 per c e n t...................... Bank o f Hamburgh, Hamburgh, New York State 4 per ce n t......................... Bank o f Hammondsport, Hamm ondsport, New York State 4 per cent. . . Bank o f Hempstead Harbor, Roslyn, United States 4% per c e n t.............. Bank o f Hicksville, Hicksville, United States 2 per ce n t............................. Bank o f Holland, Holland, New York State 4 per c e n t.................................. Bank o f Huntington, The, Huntington, United States 2 per ce n t.............. Bank o f Jamestown, Jamestown, United States 3 % per cen t.................... Bank o f Lake Placid, Lake Placid, New York iState 3 per c e n t.................. Bank o f Lancaster, Lancaster, United States 4 per c e n t............................... Bank o f Lawrence, Lawrence, New York State 4 per cen t........................... Bank o f LeRoy, The, LeRoy, New York State 4 per ce n t............................. Bank o f Lima, Lima, New York State 4 per c e n t............................................. Bank o f Long Island, Jamaica, United States 4 % per c e n t....................... Bank o f M illbrook, M illbrook, New York State 4 per cen t......................... Bank o f Nassau County, Great Neck Station, United States 3 per cent. . B ank o f Niagara, Niagara Falls, New York State 4 per ce n t....................... Bank o f North Collins, The, North Collins, New York State 4 per cent. . Bank o f North Hempstead, The, Port W ashington, United States 4 per cent ................................................................................................................. Bank o f Onondaga, Onondaga Valley, New York State 4 per ce n t........... Bank o f Orchard Park, Orchard Park, New York State 4 per c e n t........... Bank o f Philadelphia, Philadelphia, United States 4 per cen t......................... Bank o f P ort Jefferson, P ort Jefferson, United States 4 % per c e n t . . . . Bank o f Richm ondville, R ichm ondville, New York State 4 per ce n t............ Bank o f Rockville Centre, R ockville Centre, New York State 4 per cen t. . Bank o f South Dayton, South Dayton, New York State 4 per c e n t........... Bank o f Southold, Southold, New York State 4 per c e n t............................. Bank o f Spencerport, Spencerport, New York State 4 per ce n t.................... Bank o f Steuben, Hornell, New York State 4 per c e n t...................................... Bank o f Suffolk County, Stony Brook, New York State 4 per c e n t........... Bank o f United States. The, New l rork, New York State 4 per cent. . . . Bank o f W ashington Heights, New York, United States 4 per c e n t........... Bank o f W aterford, W aterford, New York State 4 per ce n t......................... Bank o f W estbury, W estbury Station, New York State 4 per c e n t................ Bank o f W illiamsville, W illiam sville, New York State 4 per c e n t................ Bank o f W orcester, W orcester, United States 4% per c e n t............................. Barasch, Sigmund W., New York City, New York City 4 y 2 per cent ........................................................................................... $ 1 5,00 0 United States 4 % per c e n t ............................................................ 5 ,0 0 0 New Y’ ork City 4 % per c e n t............................................................ 2 ,0 0 0 New York State 4 per c e n t............................................................ 3 ,0 0 0 Amount o f bonds held 1,000 1,000 1,000 1,000 1,000 1,000 1 ,0 0 0 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1 ,0 00 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1,000 1 ,0 00 1,0 0 0 1 ,0 0 0 1 ,0 00 1 ,0 0 0 1,000 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 00 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 1 ,0 0 0 25,000 Bigelow & Company, New York, Bayonne City, N. J., 5 per cent Pennsylvania R. R. Co. 4 Y2 per c e n t........................................... Greenwich & Johnsonville Ry. Co. 4 per ce n t............................. Bingham State Bank, M ount M orris, New York State 4 per cent $5 ,0 0 0 2 0 ,0 0 0 7 ,0 0 0 32,000 1,000 124 R eport o n B a n k s o f D e p o s it S ta te m e n t o f S e c u r itie s , E t c .— Nam e of B ank or B an ker an d a n d D is c o u n t (Continued). D e s c r ip t io n o f B onds Amount o f bonds held B loom ingdale Brothers, New York, New York City 4*4 per cent. $1 1,00 0 New York City 4 % per ce n t........................................................ 50 ,0 0 0 New York Central & Hudson River R. R. Co. 4 % per c e n t .. 2 5 ,0 0 0 United States 3% per c e n t.............................................................. 1 0 ,000 --------------9 6 ,0 0 0 Roffa, D. & D. Di Sesa, New York City, New York City 4 per cent $ 6 ,000 United States 4 per c e n t................................................................. 1 ,0 0 0 United States 4 % per c e n t............................................................ 2 ,0 0 0 --------------------------------- 9 ,0 0 0 Boross, Alexander, Buffalo, New York State 4 per c e n t.................................. 6 ,0 0 0 Bowery Bank o f New York, The, New York, United States 4 per c e n t .. 1 ,0 0 0 B roadalbin Bank, Broadalbin, New’ York State 4 per cen t........................... 1 ,0 0 0 1 ,0 0 0 Broadway Central Bank, New York, New York State 4 per c e n t................ Bronx Borough Bank, New York, United States 4*4 per c e n t...................... 1 ,0 0 0 B ryant Park Bank, New York, United States 2 per c e n t............................... 1 ,0 0 0 Calvosa, Carlo, New York, United States 4 % per ce n t.................................... 1 1 ,000 Cappellino, C. & S., Rochester, New York State 4 per ce n t........... $ 5 ,0 0 0 1 ,0 00 Southern Pacific Ry. 4 per ce n t................................................... --------------6 ,0 0 0 Cattaraugus County Bank, L ittle Valley, New York State 4 per cent. . . . 1 ,0 0 0 Central Bank o f Medina, Medina, New York State 4 per ce n t....................... 1 ,0 0 0 Central Bank o f Rochester, The, United States 2 per ce n t............................. 1 ,0 0 0 Central Bank o f W estchester County, W hite Plains, New York State 4 per cent ............................................................................................................. 1 ,0 0 0 Central M ercantile Bank o f New York, New York, New York State 4 per cent ............................................................................................................. 1 , OOO Centre M oriches Bank, Centre M oriches, United States 2 per ce n t........... 1 ,0 0 0 Cesario, Girardi & Company, New York, New York City 3 % per cent. . . . 12 ,0 0 0 1 ,0 0 0 Chelsea Exchange Bank, New York, United States 2 per c e n t.................... Ciaccia, Orazio, Schenectady, United States 4 % per c e n t........................... 5 ,5 0 0 Citizens’ Bank o f Arcade, Arcade, United States 4 per c e n t......................... 1 ,0 0 0 Citizens’ Bank o f A ttica, A ttica, New York State 4 per ce n t....................... 1 ,0 0 0 Citizens’ Bank o f Binghamton, Binghamton, New York State 4 per cent. 1 ,0 0 0 Citizens Bank o f Cape Vincent, Cape Vincent, United States 4% per cent. 1 ,0 0 0 Citizens’ Bank o f Dansville,Dansville, New York State 4 per c e n t.............. 1 ,0 0 0 Citizens’ Bank o f GriffinCorners,Fleischmanns, New York State 4 per cent ...................................................................................................................... 1, OOO Citizens’ Bank o f Locke, N. Y., The, Locke, New York State 4 per c e n t .. . 1 ,0 0 0 Citizens’ Bank o f M onroe, M onroe, New York State 4 % per ce n t...... 1 ,0 0 0 Citizens’ Bank o f Penn Yan, The, Penn Yan, New York State 4 per cent. . 1 ,0 0 0 Citizens’ Bank o f Perry, The, Perry, New York State 4 per ce n t...... 1 ,0 0 0 Citizens’ Bank o f Rochester, Rochester, New York State 4 per ce n t. 1 ,0 0 0 Citizens’ Bank o f W averly, W averly, New York State 3 per c e n t...... 1 ,0 0 0 Citizens’ Bank o f W estfield, Westfield, New York State 4 per c e n t............. 1 ,0 0 0 Citizens’ Bank o f W hite Plains, United States 4 per ce n t.................... 1 ,0 0 0 Citizens’ State Bank o f Lyndonville, Lyndonville, New York State 4 per cent ...................................................................................................................... 1 ,0 0 0 1 ,0 0 0 City Bank o f Syracuse, Syracuse, New York State 4 per c e n t......................... Clymer State Bank, Clymer, New York S tate 4 per c e n t.................................. 1 ,0 0 0 Cohocton State Bank, Cohocton, New York State 4 per c e n t......................... 1 ,0 0 0 C olonial Bank, The, New York, United States 2 per c e n t.................................. 1 ,0 0 0 Columbia Bank, New York, United States 2 per ce n t...................................... 1 ,0 0 0 Commercial Exchange Bank, New l rork, United States 4 per c e n t................ 1 ,0 0 0 Commonwealth Bank, New York, New York State, 4 per c e n t......................... 1 ,0 0 0 Continental Bank o f New York, New York, New York State 4 per cent. . . . 1 ,0 0 0 Corn E xchange Bank, New York, United States 2 per c e n t........... $1 ,000 United States 3 % per ce n t............................................................... 500,000 5 0 1 ,0 0 0 S e c u r it ie s in ' C ustody o e 125 S u p e r in t e n d e n t S ta te m e n t o f S e c u r itie s , E t c .— (Continued). A m ount N am ej of Ban k or B an ker an d D e s c r ip t io n o f B onds C osm opolitan Bank, New York, United States 3% per ce n t......... De Luca, Gaetano & Company, New York, New York City 4 per cent ........................................................................................................ Pennsylvania R. R. Co. 4 % per ce n t............................................. United States 3% per ce n t.............................................................. bonds of h e ld 1 ,00 0 $5 ,500 2 ,0 0 0 3 ,0 0 0 1 0 ,500 De Luca, V. & Co., New York, New York City 4 % per c e n t........................... De M arco, Pasquale, Schenectady, Schenectady City 4% per cent $3 ,000 Schoharie County 4 % per ce n t........................................................ 2 ,0 0 0 New York C ity 414 per ce n t...................................................... 1 ,0 0 0 United States 4 per c e n t...................................................................... 2 ,0 0 0 United States 4 % per c e n t............................................................... 5 ,0 0 0 20,000 1 3 ,000 Del Papa, Michael, Elmira, New York City 4% per c e n t........... Del Papa, Michael, New York, New York City 4 % per c e n t .. . . De Ruyter State Bank, De Ruyter, New York State 3 per cent. . De Vita, Salvatore, New York, Baltim ore and Ohio R. R. Co. 4 % per ce n t....................................................................................... New York City 4% per ce n t............................................................ United States 4% per c e n t............................................................ 6,000 6,000 1,000 $ 6 ,0 0 0 500 2 ,0 0 0 8,5 00 Di Mezza, Pasquale, Amsterdam, B altim ore and Ohio R. R. Co. 5 per c e n t........................................................................................... Chicago, Milwaukee & St. Paul R. R. Co. 4 per c e n t............. Atch., Topeka & Santa Fe Ry. Co. 4 per cen t............................. $ 1 ,000 5 ,0 0 0 1,0 0 0 Dinnella, Pietro, Brooklyn, New York City 4 % per ce n t......... United States 414 per c e n t.............................................................. $14,000 4,0 0 0 7 ,0 0 0 Dobbs Ferry Bank, Dobbs Ferry, New York State 4 per c e n t......................... Duly, Michael, Rome, United States 414 per ce n t............................................. Dundee State Bank, Dundee, United States 4 per c e n t...................................... East Side Bank, Niagara Falls, New York State 414 per c e n t...................... Engel. Morris, New York, New York City 414 per c e n t...................................... E xchange Bank, Oakfield, New York State 4 per c e n t...................................... Faour, D. J., and Brothers, New York, New York City 4 per cent $1 8,00 0 New York City 414 per c e n t.......................................... ■................ 3 0 ,0 0 0 1 8 ,0 0 0 1 ,0 0 0 5 ,5 0 0 1,000 1 ,0 0 0 1 0 .00O 1 .0 00 4 8 ,0 0 0 Farm ers’ Bank o f Springville, Erie county, N. Y., The, Springville, New York State 4 per c e n t....................................................................................... Farmers and M echanics’ Bank o f Bath, Bath, New York S tate 4 per cent. Farmers and M echanics’ Bank, F ort Plain, United States 2 per ce n t........... Farmers and M echanics’ Bank, Jamestown, New York State 4 per c e n t .. Farmers and M erchants’ Bank, Cobleskill, New York State 3 per c e n t .. Farm ers and M erchants’ Bank, Spencer, United States 2 per cen t................ Fayetteville Commercial Bank, Fayetteville, New York State 4 per cent . . F idelity Bank, New York, United States 2 per ce n t.......................................... F ifth Avenue Bank o f New York, The, New York, United States 4 per ce n t........................................................................................... $ 1 ,0 0 0 United States 414 per c e n t.......................................................... 1 2 5,00 0 1,0 0 0 1 ,0 0 0 1,0 00 1 ,0 0 0 1 ,0 0 0 1,000 1 ,0 0 0 1,000 126,000 First State Bank, Canisteo, New York S tate 4 per ce n t.................................. Floral Park Bank, Floral Park, United States 2 per cen t............................. F reeport Bank o f Freeport, Queens county, N. Y., The, Freeport, United States 4 per cent ............................................................................................ Fugazy. Louis V., New York C ity 4 per c e n t................................................... Gallo, Nicola, Binghamton, Solva.v Village 4 Yz per c e n t . . . . . . . . $ 6 ,000 United States 414 per c e n t............................................................... 2 ,0 0 0 1,000 1,000 1,000 '6 .0 0 0 8 ,0 0 0 126 R eport o n B a n k s o f D e p o s it S ta te m e n t o f S e c u r iti e s _, E t c .-— N a j ie of B ank or B an ker an d a n d D is c o u n t (Continued). D e s c r ip t io n of B onds Gapczynski, William, Schenectady, United States 314 per cent. United States 4 per ce n t................................................................. United States 4% per ce n t............................................................ Am ount of bonds held $200 1 ,0 0 0 4 ,2 00 5 ,4 0 0 Garfunkel & Tauster, New York, New York City 4 % per c e n t.................... Gimbel Brothers, New York, New York City 4 % per c e n t............................. Glen Cove Bank o f Glen Cove, Glen Cove, New York State 4 per cent. . . . Goldberger & Goodman, New York, New York City 4 per c e n t......................... Goldberg, Shepard J., New York City 3 % per ce n t............................................. Goodman, David C., New York, New York City 4% per cent. . . . $ 2 ,0 0 0 New York City 4 % per c e n t............................................................ 4 ,0 0 0 6,000 5 5 .0 0 0 1,000 6,000 10.000 6,000 Greenhut, J. B. & Company, New York, New York City 414 per cent. . . . Greenwich Bank of the City o f New York, United States 4 per c e n t........... Gualtieri, Rocco, Rome, United States 414 per ce n t........................................ Guarini & Candela, New York, New York City 4 % per cen t........... $20,000 New York City 414 per c e n t............................................................ 15 ,0 0 0 New York City 4 per c e n t................................................................. 25 ,000 United States 414 per c e n t............................................................ 5 0 ,0 0 0 10.000 1 ,0 0 0 5 ,3 5 0 110,000 Hedman, Hornborg & Co., New York, United States 4 per ce n t.................... H elander & Nekton, New York, New York City, 4 per ce n t.................... Hempstead Bank, Hempstead, New York State 3 per ce n t............................. Henry J. Schnitzer State Bank, New York, New York State 4% per c e n t .. Herz, Isidor, New York, M assachusetts State 3 % per ce n t........... $ 2 ,000 Boston City 4 per c e n t..................................................................... 1 ,0 0 0 Cincinnati City 4 per ce n t................................................................. 500 P rovidence City 4 per ce n t.......................................... ................... 1 ,0 0 0 New York City 314 per c e n t............................................................ 1 ,0 00 New York City 4 per c e n t................................................................. 1 ,0 0 0 5 ,5 0 0 6 ,0 0 0 1 .0 0 0 1,000 6 ,5 0 0 H illside Bank, Richmond Hill, United States 2 per ce n t.................................. Homestead Bank o f Brooklyn, The, Brooklyn, United States 4 per cent. . H orvatt, Andrew J., New York, United States 4 % per ce n t.................... Hurwitz, A. & J., Brooklyn, New York City 414 per c e n t........... $5 ,0 0 0 United States 414 per ce n t............................................................ 8 ,0 00 Hurwitz, A. & J., Brooklyn, New York City 4% per ce n t............................... Im brie & Co., New York, New York City 4 % per cen t.................................. Industrial Blank o f New York, New York, New York State 414 per cent. . . International Bank, New York, New York State 4 per c e n t . . . . $ 1 ,0 0 0 United States 4% per c e n t................................................................. 11 0,00 0 1,000 1 ,0 0 0 5 ,0 0 0 13 .000 5 .0 0 0 5 1 .0 0 0 1.000 111,000 Jagocki, Frank X., Brooklyn. New York City 414 per cen t.............. Jefferson Bank, New York, United States 2 per ce n t...................... John Nemeth State Bank, New York, New York State 4 per cent Johnstown Bank, Johnstown, United States 414 per ce n t............................... Josephsohn, Michael, New York, New York City 414 per c e n t .. . . $ 6 ,500 New York City 414 per ce n t............................................................ 2 ,0 0 0 Pennsylvania R. R. Co., 4 % per ce n t.......................................... 1 ,0 0 0 Pennsylvania R. R. Co., 5 per ce n t................................................. 4 ,0 0 0 United States 4 per ce n t................................................................... 1 ,0 0 0 San Francisco City and County 414 per ce n t............................. 5 ,0 0 0 Josephson, Julius, Brooklyn, New York City 4 % per c e n t......... Juliand Bank, The, Greene, New York State 4 per c e n t.............. Karagheusian, Miran, New York, New York C ity 414 per cent 6,000 1,000 1,000 1,000 1 9 ,5 0 0 5 .0 0 0 1.000 5 ,0 0 0 S e c u r it ie s in C ustody o f S u p e r in t e n d e n t S ta te m e n t o f S e c u r itie s } E t c .— Nam e of B axk or B axkeh a x d 127 (Continued). D e s c r ip t io n of B oxos Amount o f bonds held Kiss, Emil, New York, New York City 4 % per c e n t......................... $1 6,00 0 New York City 3 % per c e n t . . . ................................................. 4 ,0 00 New York City 4 per ce n t................................................................. 1 0 ,0 0 0 United States 4% per ce n t.............................................................. 10 ,300 United States 3% per c e n t.............................................................. 200 Pennsylvania R. R. Co., 4 % per ce n t............................................ 1 ,0 0 0 4 1 ,5 0 0 Krimmert, Albert, New York, New York City 4 per ce n t.................................. Dago, James V., New York, Southern Pacific Ry. Co. 4 per cent. $4 ,000 Pennsylvania R. R. Co. 4 % per ce n t............................................ 9 ,0 0 0 Minn.. St. Paul & Sault St. M arie Ry. Co. 4 per ce n t........... 6 ,0 0 0 United States 4% per c e n t.............................................................. 5 ,0 0 0 2 ,0 0 0 United States 4% per c e n t................................................................ Laudisi, Lawrence, Long Island City, New Rork City 414 per c e n t........... Lederer, Richard M., New York, New York City 414 per cent. . . . $2 0,00 0 United States 4% per ce n t.............................................................. 2 2 ,5 0 0 10,000 2 6 ,000 5 ,4 0 0 42 ,5 0 0 Legniti, Angelo, New York, New York City 4 % per c e n t.................................. Liberty Bank o f Buffalo, Buffalo, New York State 4 per c e n t......................... Liccione, Joseph, New York, B altim ore and Ohio R. R. Co. 3% per cent. . Lichtman, Benjam in H., Amsterdam, Chicago, M ilwaukee & $1 ,0 0 0 St. Paul R. R. Co. 4 y2 per c e n t............................................... Fonda, Johnstown & Gloversville R. R. Co. 4% per c e n t .. . . 2 ,0 0 0 New York Central & Hudson River R. R. Co. 4 y2 per cent. . 3 ,0 0 0 B altim ore & Ohio R. R. Co. 5 per c e n t........................................ 1 ,0 0 0 6,000 1,000 6,000 7 .0 0 0 Livonia State Bank, Livonia, New York State 4 per c e n t............................... Lordi, Giovanni, New York, Baltim ore and Ohio R. R. Co. 3 % per c e n t .. . Lundbeck, G. Hilmer, United States 4% per cent. . . ......................................... Lunghino, M ichael A., Buffalo, United States 414 per c e n t......................... Lunghino, S. & Sons, Buffalo, New York City 4% per ce n t........... $ 5 ,0 0 0 6 ,0 0 0 Chicago, Milwaukee & St. Paul R. R. Co. 4 per c e n t............. Baltim ore & Ohio R. R . Co. 4 % per c e n t.................................... 5 ,0 0 0 Pennsylvania R. R. Co. 4 % per ce n t.......................................... 12 ,000 Union Pacific R. R. Co. 4 per c e n t................................................. 2 ,0 0 0 United States 414 per ce n t............................................................ 9 ,0 0 0 1 .0 00 11 ,000 10,000 16,000 3 9 ,0 0 0 Lunham & Moore, New York City, Chicago, Burlington & Quincy 3 y2 per c e n t .................................................................. .. Baltimore & Ohio R. R. Co. 5 per cent................. New York & Harlem R. R. Co. 3% per cent............................ New York City 414 per cent....................... Pennsylvania R. R. Co. 4% per cent....................................... Michigan Central R. R. Co. 3% per cent............................. United States 4% per cent....................................................... $ 6 ,0 0 0 5 ,0 0 0 5 ,0 0 0 5 ,0 0 0 5 ,0 0 0 1 0 ,0 0 0 5 ,0 0 0 41 ,0 0 0 Macy, R. H. & Company, New York, Chicago & Northwestern Railway Company 4 per c e n t .. ......................................... $ 1 0 0 ,0 0 0 Delaware & Hudson Railway Company 4 per cent................ 7 5 .0 0 0 New York City 4% per cent.................................................... 5 5 ,0 0 0 New York City 4% per cent..................................................... 5 0 ,0 0 0 28 0,00 0 M adrid Bank, Madrid, United States 2 per ce n t............................................... M anhattan Company, The, New York, New York State 4 per c e n t................ M anufacturers’ Bank o f Cohoes, Cohoes, New York State 4 per ce n t........... Marcus, Joseph S., and Sons, New York, New York City 414 per c e n t .. . . 1,000 1 ,0 0 0 1,000 5 ,0 0 0 128 D eport o n B a n k s o f D e p o s it S ta te m e n t o f S e c u r itie s , E t c .— Name of B ank or B an k er an d a n d D is c o u n t (Continued). D e s c r ip t io n of B onds A m ount of bonds held Market Brothers, New York, New York City 4 % per ce n t........... $1 5,00 0 United States 414 per c e n t................................................... 2 ,0 0 0 Southern Pacific Ry. Co. 4 per ce n t............................................. 5 ,0 0 0 22,000 Market Bank o f Buffalo, Buffalo, United States 414 per ce n t......................... M arnell, Nicholas, Syracuse, New York State 4 % per c e n t........... $5 ,000 New York City 414 per c e n t............................................................ 3 ,0 00 United States 314 per ce n t.............................................................. 2 ,0 0 0 5 ,0 0 0 United States 414 per ce n t........................................................; .. . 1,000 15 ,0 0 0 M arrone, Vincenzo, Utica, Chicago, Burlington & Quincy Railway Company 314 per c e n t................................................................. New York City 3 per c e n t................................................................ M oravia Village 4 per ce n t.............................................................. Baltim ore & Ohio It. R. Co. 5 per c e n t.................... ...................... $ 5 ,0 0 0 1 ,0 0 0 500 1 ,0 0 0 M artiniano, Joseph, Brooklyn, New York City 4 per ce n t.............. M attituck Bank, M attituck, New York State 4 per ce n t................ M. Berardini State Bank, New York, New York State 4 per cent M echanics’ Bank, Brooklyn, United States 2 per cen t.................... $1 ,000 United States 314 per c e n t............................................................ 17 5,00 0 $ 7 ,5 0 0 7 .0 0 0 1.000 1,000 17 6,00 0 M echanics’ Bank o f Groton, N. Y., Groton, United States 4 per c e n t........... M echanics’ and Farm ers’ Bank o f Albany, Albany, New York State 4 per cent ...................................................................................................................... M erchants’ Bank o f Buffalo, New York State 4 per c e n t.................................. M erchants’ Bank o f Rochester, Rochester, New York State 4 per cen t. . . . M etropolitan Bank, New York, United States 2 per ce n t.................................. Molea, Guiseppe, New York, New York City 4 per ce n t.................................... Montauk Bank, Brooklyn, New York State 3 per c e n t.................................... M ount Pleasant Bank, Pleasantville, New York State 4 per c e n t.............. M unicipal Bank, Brooklyn, New York State 414 per ce n t.................................. Mutual Bank, The, New York, United States 2 per ce n t.................................. Nassau Union Bank, Glen Cove, United States 2 per cen t............................... Nelson, B. H. & Son, Bingham ton, B altim ore & Ohio 314 per c e n t .$ 6 ,000 United States 414 per c e n t............................................................ 1 ,0 0 0 M anhattan Ry. Co. 4 per c e n t........................................................ 3 ,0 0 0 Nemeth, John, New York, New York City 414 per c e n t.................................... Neubauer, Andrew J., Brooklyn, New York City 4 per c e n t........................... New Netherland Bank o f New York, New York, United States 2 per c e n t .. New York Produce Exchange Bank, New York, New York State 3 per cent ................................................................................................. Nielsen & Lundbeck, New York, New York State 4 per ce n t........................... North Avenue Bank, New Rochelle, New York State 4 per c e n t.................... Northern W estchester Bank, Katonah, United States 414 per c e n t .. . . . . . North Shore Bank, Oyster Bay, New York State 4 per c e n t......................... N orth Side Bank o f Brooklyn, Brooklyn, New York State 4 per c e n t........... Northville Bank, The, Northville, United States 414 per cent.................... Ogdensburg B'ank, Ogdensburg, United States 2 per ce n t.................................. Oppenheim, Harry, New York, New York City 4 % per c e n t........... $1 0,00 0 New York City 4 per ce n t................................................................. 2 0 ,0 0 0 1,000 1,000 1,000 1,000 1,000 6,000 1,000 1,000 1,000 1 ,0 0 0 1,000 10,000 10,000 6,000 1,000 1,000 1 0 ,0 0 0 1,000 1,000 1,000 1,000 1,000 1,000 3 0 ,0 0 0 Orbach, Faybik & M olitoris, New York, New York City 4 % per c e n t .. . . Ortolani, Enrico. Buffalo. New York City 414 per ce n t................ $1 0,00 0 New York City 4 per ce n t................................................................. 1 0 ,0 0 0 United States 414 per c e n t.......................................... .................... 7 ,0 0 0 6,000 2 7 ,0 0 0 S e c u r it ie s in C ustody of S u p e r in t e n d e n t 129 Statement of Securities, Etc.— (Continued). Amount of N ame of Bank ok Banker an d D e s c r i p t io n of B onds b o n d s h old Ortolan!, Enrico, & Brother, Buffalo, United States 4% per cent............... 6,000 Osborne Bank, East Hampton, New York State 4 per cent........... $1,000 United States 4 % per cent......................................................... 21,200 -------------22,200 Oyster Bay Bank, Oyster Bay, United States 4 per cent................................ 1,000 Pacific Bank, The, New York, New York 'State 3 per cent............................ 1,000 Pasca, Michele G., New York, New York City 4% per cent........... $5', 000 Chicago. Milwaukee & 'St. Paul By. 4% per cent................... 1,000 United States 4% per cent........................................................... 4 ,0 00 -------------10,000 Patchogue Bank, The, Patchogue, New York State 4 per cent........................ 1,000 Peconic Bank, The, Sag Harbor, United States 2 per cent............................ 1,000 People’ s Bank of Buffalo, The, Buffalo, New York State 4 per cent........... 1,000 People’s Bank of Evans Mills, United States 4% per cent........................ 1,000 People’s Bank o f Hamburgh, The Hamburgh, New York State 3 per c e n t.. 1,000 People’s Bank o f Haverstraw, Haverstraw, New York State 3 per c e n t.. . . 1,000 People’s Bank of Johnstown, N. Y., The, Johnstown, United States 4 per c e n t ........................................................................ $1,000 United States 4% per cent........................................................... 25,000 -------------26,000 People’ s Bank of the City of New York, The. New York, New York 'State 3 per cent....................................................................................................... 1,000 People’s Bank o f Niagara Falls, Niagara Falls, New York State 4 per cent ................................................................................................................ 1,000 People’ s Bank o f Potsdam,The, Potsdam, UnitedStates 4 per cent.............. 1,000 1,000 People’s Bank o f Troy, Troy, New York State 3 per cent................................. People’s State Bank of East Randolph, The, East Randolph, New York State 3 per cent............................................................................................. 1,000 Pepe, Alphonso & Sons, Buffalo, Baltimore and Ohio R. R. Co. 4 per c e n t ..................................................................................... 3 ,0 0 0 Chicago, Milwaukee & St. Paul 4% per cent............................ 2 ,000 Buffalo City 4% per cent............................................................. 2,0 00 United States 4% per cent......................................................... 15,000 -------------22,000 Perera, Lionello & Company, New York, New York City 4 % per cent ............................................................................................... $50,000 New York City 4 % per cent....................................................... 50,000 Chicago, Milwaukee & St. Paul Railway 4% per cent........... 20,000 United States 3% per cent....................................................... 45,000 United States 4 per emit............................................................. 20,000 United States 4% per cent......................................................... 120,000 -------------- $305,000 $5,000 Perretta, Rocco & Co., Utica, Utica City 4 % per cent................... United States 3% per cent.......................................................... 2,000 United States 4% per cent.......................................................... 0 ,0 00 ------------16,000 Phoenix Bank, The, Phoenix, United States 2 per cent................................... 1,000 Power City Bank, Niagara Falls, New York State 4 per cent................... 1,000 Prattsburg State Bank, Prattsburgh, New York State 4 per cent............... 1,000 Prisco, Raffaele, NewYork, United States 4% per cent............................... 15,000 Progress Bank o f New York, The, New York, New York State 4 per cent. 1,000 Rensselaer County Bank, Rensselaer, New York State 4 per cent........... 1,000 Rushville State Bank, Rushville, New York State 4 per cent................... 1,000 Russian National >St. Vladimir Home, Unincorporated Association, New York, New York City 4 per cent............... .............................................. 6,000 5 130 R eport o n B an k s o p D e p o s it a n d D is c o u n t Statement of Securities, Etc.— (Continued). Nam e of B ank or Ban k er and D e s c r ip t io n of B onds Ruttkay, Eugene, New York, New York City 4 per cent............... New York City 4 % per cent............................................................. United States 4 per cent.................................................................... United States 3 % per cent................................................................. $ 5 ,0 0 0 500 200 100 Sakser, Frank, New York, New York State 4 per ce n t................. United States 4 per c en t......................................................................... $ 5 ,0 0 0 300 Am ount of bonds held 5 ,8 0 0 5 ,3 0 0 Saugerties Bank, The Saugerties, New York State 4 per cent................. Seheidt, John II., Brooklyn, New York City 4 % per cent............................. Schirripa, Vincent, Albany, New York State 4 per cent............ $ 5 ,0 0 0 United States 4 % per cent............................................................. 5 00 1 ,0 0 0 6 ,0 0 0 ’ 5 ,5 0 0 Schnitzer, Henry J., New York, New York State 4 per c e n t .................... Schoharie County Bank, The, Schoharie, New York State 3 per cent. . . . Schreiber, Charles W illiam , Ridgewood, Buffalo City 4 % per cent ........................................................................................................... $ 5 ,8 0 0 United States 4 % per cent............................................................... 5 ,0 0 0 6,000 1,000 1 0 ,8 0 0 Schwabach, Sigmund Geza, New York, New York City 4 per cent ........................................................................................................... New Y'ork City 4 % per cent............................................................. $400 1 2 ,0 0 0 Sconfietti, Cesare, Rochester, United States 4 % per cent.............................. Scotto, L. & Son, & Joseph Martiniano, New York, New York city 4 per cent................................................................................... $ 3 ,0 0 0 New York City 4 % per cent............................................................. 3 8 ,0 0 0 Scotto, Raphael, New Y’ ork, New York City 4 % per cent............... Sea Side Bank, W est Hampton Beach, New York State 4 per cent Security Bank of New York, The, New York, United; States 4 % per cent Sessa, Joseph, New York, New York City 4 % per cent................. $ 3 1 ,0 0 0 New York City 4 per cent.................................................................... 1 9 ,0 0 0 United States 4 % per cent............................................................... 7 0 ,0 0 0 1 2 ,4 0 0 5 ,5 0 0 4 1 ,0 0 0 7 .0 0 0 1 .00 0 1,000 120,000 Sinclairville State Bank, Sinclairville, United States 4 % per cent.......... Solvay Bank, Solvay, New York State 4 per cent............ .................................. Southampton Bank, The, Southampton, United States 2 per cent ........................................................................................................... $ 1 ,0 0 0 United States 4 % per cent............ ................................................... 2 5 ,0 0 0 1 ,0 0 0 1,000 2 6 ,0 0 0 South Side Bank o f Bay Shore, N. Y ., Bay Shore, New York State 4 per cent ..................................................................................................................... South Side Bank of Buffalo, Buffalo, New York State 4 per cent............. Springwater State Bank, Springwater, New Y'ork State 4 per cent.......... Stabile, Francis R., New York, New York City 4 % per c e n t.. $ 5 ,0 0 0 New York City 4 % per cent........................................................... 5 ,0 0 0 United States 4 % per cent............................................................. 6 ,0 0 0 1,000 1 ,0 0 0 1,000 1 6 ,0 0 0 Standard Bank, The, New York, New York State 4 per cent...................... State Bank of Avon, Avon, New York State 3 per cent................................ State Bank of Belmont, The, Belmont, New York State 4 per c e n t . . . . State Bank of Bolivar, Bolivar, United States 2 per cent........................... State Bank of Brocton, Brocton, New York State 4 per cent................. State Bank o f Canastota, Canastota, New York State 4 per c en t................. State Bank of Chatham, Chatham, New York State 4 per ce n t............... State Bank o f Churchville, Churchville, New York State 4 per cent. . . State Bank of Commerce, Brockport, N. Y ., Brockport, New York State 4 per cent ................................................................................................................ 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1 ,0 0 0 S e c u r it ie s in C ustody o f S u p e r in t e n d e n t S ta te m e n t o f S e c u r itie s , E t c .— N am e o f B axk or B anker an d 131 (Continued). D e s c r ip t io n of B onds State Bank o f East Syracuse, E ast Syracuse, New York State 4% per cent ........................................................................................................... State Blank o f Endicott, E ndicott, New York State 4 per c e n t................ State Bank o f Fillmore, Fillmore,New York State 4 per c e n t................. State Bank o f Hilton, H ilton, New York State 8 per c e n t......................... State Bank o f Kenmore, Kenmore, New York State 4 % per ce n t......... State Bank o f Mayville, M ayville,NewYork State 4 per c e n t................ State Bank o f Xewfane, Xewfane,New York State 4 per c e n t................ State Bank, The, New York, New Y ork State 4 per ce n t.................... .. State Bank o f N orwood, Norwood, New York State 3 per ce n t.............. State Bank o f Ontario, Ontario, New York State 4 per ce n t.................. State Bank o f Parish, Parish, New York State 4 per cen t....................... State Bank o f Randolph, Randolph, New York State 4 per c e n t........... State Bank o f Ransomville, Ransomville, New York State 4 per cent. . State Bank o f Seneca Falls, N. Y., The, Seneca Falls, United States 2 per cent ....................................................................................................... State Bank o f Sherman, Sherman, New York State 4 per ce n t................ State Bank o f Shortsville, Shortsville, United States 4% per cent. . . . State Bank o f Syracuse, Syracuse, United States 2 per ce n t.................. State Bank o f Thei'esa, Theresa, New York State 4 per c e n t.................... State Bank o f Trumansburg, Trumansburg, New York State 4 per cent State Bank o f W illiamson, W illiam son, New York State 4 per cent. . . State Exchange Bank o f Holley, The, Holley, United States 414 per cent Straus, Max, New York, New York City 4 per c e n t................ $100 New York City 4 % per c e n t........................................................ 6 ,0 00 T aconic Valley Bank, Berlin, New York State 4 per ce n t........................... Tarabella, James & Ducy, New York, New York City 4 % per cent. . . . Tausig, Paul & Son, New York, New York City 414 per ce n t.................... Termini, Guiseppe, New York City 4 per ce n t................................................. Tocci, Felice, New York, New York City 4 per c e n t.................................... Tomaino Bros., Utica, Fonda, Johnstown & Gloversville R ail road 4 % per cent ..................................................................... $ 1 0,00 0 Chicago, Milwaukee and St. Paul Ry. Co. 5 per c e n t . . . . 2 ,0 0 0 Baltim ore and Ohio R, R. Co. 4 per c e n t........................... 5 ,0 0 0 B altim ore and Ohio R. R. Co. 5 per c e n t........................... 2 ,0 0 0 United States 4 % per c e n t.......................................................... 2 0 ,0 0 0 Amount of bonds held 1 , 000 1 ,00 0 1 ,0 0 0 1 , 000 1 ,0 0 0 1 ,00 0 1 ,00 0 1 , 000 1,00 0 1,00 0 1 , 000 1,00 0 1 , 000 1,000 1,000 1 , 000 1,000 1 , 000 1 ,00 0 1 ,00 0 1 ,00 0 6 ,1 00 1,000 6,000 6,000 10,000 6 ,0 0 0 3 9 ,0 0 0 Twenty-third W ard Bank o f the City o f New YTork, New York, United States 2 per cent ....................................................................................... Union Bank o f Medina, Medina, New York State 4 per ce n t.................... Union Stock Yards Bank, Buffalo, New York State 4 per ce n t.................. U niversity Bank, Alfred, New York State 4i per c e n t.................................... V errilli Bros., New York, New York City 4% per c e n t.................................. Vescera, Michele, Syracuse, New Yrork State 4 per c e n t............................. Vet, Joseph, M echanicville, New York State 4% per c e n t . . . . $ 8 ,0 0 0 New York State 4 per ce n t.............................................................. 1 ,0 0 0 1 ,0 0 0 1,000 1,000 1,000 7 .0 0 0 5 .0 0 0 9 .0 0 0 Viggiani, E. and Company, New York, New York City 414 per cent. . . . W addington Bank, W addington, New York State 4 per c e n t.................... Watkins State Bank, Watkins, New York State 4 per c e n t......................... W estchester Avenue Bank, New York, New York State 4 per c e n t........... W est New Brighton Bank, W est New Brighton. New York State 4 per cent ...................................................................................................................... W ilson State Bank, W ilson, New York State 4 per c e n t................................. W. R. Grace & Co.’s Bank, New York, United States 4 % per cent $ 1 ,0 0 0 United States 414 per c e n t............................................................. 12 5,00 0 10,000 1.000 1,000 1,000 1,000 1,000 126,000 132 R eport o n B an k s o f D e p o s it a n d D is c o u n t Statement of Securities, Etc.— (Continued). Am ount o f N am e of B ank ok B anker and D e s c r ip t io n o f B onds Yorkville Bank, New York, New l ’ ork State 4 per c e n t................................ Zaro, Henry C., New York, New York City 4 per c e n t............. $ 1 ,0 0 0 New York City -4% per c e n t........................................................ 1 ,0 0 0 Albany City 4 % per ce n t................................................................. 2 ,0 0 0 San Francisco City and County 5 per c e n t........................... 2 ,0 0 0 United States 4 x/4 per c e n t............................................................ 6 ,5 0 0 -------------- bonds h e ld 1 ,0 0 0 1 2 ,5 0 0 UNSECURED CIRCULATION Incorporated banks whose circulation is not secured and has not been advertised fo r final redemption and the am ount o f circulation charged to eaeli bank on December 31, 1919 : Chemung Canal Bank ................................................................................ ................. $ 1 3,50 6 Delaware and Hudson Canal B an k .......................................................................... 705 L ivingston County B a n k ............................................................................................ '9 ,3 0 0 The M anhattan Company .......................................................................................... 44 ,721 Onondaga County B an k.............................................................................................. 9 ,7 4 7 00 00 00 00 00 $ 7 7 ,9 7 9 0 0 STATEMENTS S H O W IN G T H E Condition of the Banks of Deposit and Discount Operating under the Laws of this State on February 21, 1919, June 30, 1919, September 12, 1919, and November 12, 1919 [1 3 3 ] ALDEN STATE BANK — A ld en CHARLES H. DOLD, P resid en t. [Main street; organized 1916] BERNIS L. BENSLEY, Cashier DIRECTORS J o h n W . K ir k , P h il ip B . D o l d , B e n j a m in A . G ip p l e , H o w a r d L . W r ig h t , F rank A lger, A. A lbert E . F ran tz, C harles D old. RESOURCES Statement of condition Feb. 21, 1919 $89,855 10,800 42,500 C larence L . E gbert, Statement of condition June 30, 1919 $122,765 16,635 51,250 1,000 21,000 77,709 436 58,146 1,528 13,036 T it u s B . Y a g e r , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 5,349 4 $132,769 21,479 55,150 1,018 28,416 82,696 256 44,496 1,540 9,653 75 5,526 6 $122,298 27,471 59,150 1,000 29,500 92,320 815 52,258 1,691 10,048 173 6,357 4 $322,718 $368,858 $383,080 $403,085 Capital............................................................................................................... Surplus.............................................................................................................. Preferred deposits, viz.: Deposits otherwise preferred.................................... Due depositors, not preferred........................................................................... Other liabilities.................................................................................................. Add for cents..................................................................................................... $25,000 11,367 28,489 256,562 1,300 $25,000 13,195 24,693 305,334 634 2 $25,000 14,045 15,382 326,502 2,150 1 $25,000 15,210 1,290 357,584 4,000 1 Total liabilities........................................................................................... $322,718 $368,858 $383,080 $403,085 Total resources........................................................................................... 23,250 59,947 82,419 1,157 8,032 121 4,634 3 Quarterly S tatements Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Mortgages owned.............................................................................................. Loans and discounts secured by bond and mortgage deed or other real est. coll. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral........................ Overdrafts.............................................................................................. .......... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Assets not included in any of the above heads................................................. Add for cents.................................................................................................... H. LIABILITIES 135 J a m e s G. C u t l e r , F rank 8. N o ble, P resid en t. W a l t e r S. H u b b e l l , M o r t im e r A d l e r , [183 East Main street; organized 1893] DIRECTORS E d w a r d G. M i n e r , J o se p h T . A l l in g , A n d r e w J. T o w n s o n . A lbert G eorge T h o m a s E. L a n n i n , H a r p e r S ib l e y , F. C ashier. G e o r g e W. R o b e s o n , H e r b e r t , J. W in n , S ta te m e n t o f c o n d it i o n N o v . 12, 1919 $734,675 624,023 200,000 2,425 35,827 6,397,544 3,988,786 1,243 891,741 100,739 282,693 106,225 804 442 138,832 6 $14,372,501 $398,923 605,379 200,000 1,350 49,936 7,598,504 4,859,341 3,638 1,618,936 85,617 509,459 178.006 1,423,320 137,256 6 $17,669,671 $841,221 499,366 200,000 1,350 48,373 7,296,120 5'458'883 1,613 557,690 35,538 308,472 312,318 1,682,788 135,780 4 $17,379,516 42,355 8,326,833 5,851,479 1,034 974,058 85,201 397,142 173,452 2,004'523 158,212 7 $19,301,605 $500,000 725,163 $500,000 761,437 $500,000 821,475 $1,000,000 831,578 21,000 27,103 1,289,000 10,502,915 201,939 1,000,000 50,000 47,160 1,274,000 12,800,806 153,118 2,000,000 45,000 832,276 12,908.224 144.796 2,000,000 102,380 1 $14,372,501 83,148 2 $17,669,671 127,744 l $17,379,516 45.000 44.000 62,010 13,882,083 285,538 2,SOO,000 285.000 176'393 3 $19,361,605 Stock and bond investments, viz.: Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real est. coll. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................. Due from the Federal Reserve Bank of New York less offsets........................ Assests not included in any of the above heads................................................... Add for cents............................................................................................................ Total resources................................................................................................. $709,834 370,445 207,000 L IA B IL IT IE S Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Rediscounts.............................................................................................................. Add for cents............................................................................................................ Total liabilities................................................................................................. D is c o u n t S ta te m e n t of c o n d it io n S e p t . 12, 1919 B a n k s o f D e p o s it a n d S ta te m e n t o f c o n d it i o n J u n e 3 0 , 1919 on S ta te m e n t of c o n d it i o n F e b . 2 1 , 1919 R eport RESOU RCES B. E a s t w o o d , W. T o d d , LEON L. BENHAM, 136 ALLIANCE BANK — R ochester JAMES G. CUTLER, ANDOVER STATE BANK J. M. B rundage, — A ndover J. M. BRUNDAGE, [38 South Main street; organized 1894] A. C. FRISBEY, President. P rank S. C lark , DIRECTORS Earley, C . E. B r o w n , C rayton L. C . F r is b e y . A. RESOURCES Statement of condition Feb. 21, 1910 Statement of condition June 30, 1919 W. P. O ’C o n n e l l , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $38,812 137,352 2,500 25,835 9,071 22,652 27,356 10 24,384 4,179 8,550 153 3,024 5 $24,012 126,500 2,500 23,685 9,059 39,580 31,995 77 44,998 4,421 8,835 18 2,394 5 $23,412 131,312 2,500 23,468 9,066 55,792 31,259 153 41,314 5,131 8,815 388 2,389 5 Total resources................................................................................................. $298,279 $303,883 $318,079 $335,004 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Due depositors not preferred................................................................................. Other liabilities.................................................................. ...................................... Add for cents............................................................................................................ $25,000 26,985 234,364 11,929 1 $25,000 27,236 232,014 19,632 1 $25,000 29,386 258,259 5,432 2 $25,000 30,447 274,217 5,339 1 Total liabilities................................................................................................. $298,279 $303,883 $318,079 $335,004 LIABILITIES o cl > w H W Statem ents Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $25,712 113,448 2,500 24,557 11,155 13,785 33,617 31 29,125 5,586 6,239 54 32,465 5 ie l y Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real est. coll. Loans and discounts secured by other collateral................................................. T ~'U3, discounts and bil’s purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... H enry H oran , C a sh ier, 138 A RKPORT STATE BANK — Arkport JOHN D. TAYLOR, M. D. GATES, [Organized 1916] DIRECTORS G eorge T a y lo r , H e n r y E r l ic h , H om er U pso n , J a m e s N. F l in t , M o r r is H u r l b u tC, h a s . B e n n in g , S. H. C r id l e r , O l iv e r D. E is e n h a r t , J am es O t a l in g , W. M. H u r l b u t , W . 0 . Slocum . resources Statement of condition Feb. 21, 1919 L. H. B u r d ic k , A. W.L a t im e r , F. H. E m e r y , Statement of condition June 30, 1919 C ashier. E lm er E . F e r r y , C. E. H u n t , M e l v in C o o k , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 Stock and bond investments, viz. : Public securities.................................................................................................... Real estate owned................................................................................................ Mortgages owned..................................................................................................... Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assests not included in any of the above heads................................................... Add for cents............................................................................................................ $55,622 8,000 650 35,086 42 46,383 166 4,650 80 2,000 3 $78,822 8,000 650 29,229 128 32,038 282 4,076 $82,620 8,000 650 35,372 80 38,231 641 3,390 $79,778 8,000 650 40,887 48 46,334 522 3,696 2,000 2 2,000 2 2,000 2 Total resources................................................................................................. $152,682 $155,227 $170,986 $181,917 Capital....................................................................................................................... Surplus including all undivided profits................................................................ Due depositors not preferred................................................................................. Add for cents............................................................................................................ $25,000 3,140 124,542 $25,000 4,917 125,309 1 $25,000 4,979 141,007 $25,000 6,092 150,825 Total liabilities................................................................................................. $152,682 $155,227 $170,986 $181,917 LIABILITIES R eport ok B anks of D eposit and Discount J o h n D. T a y l o r , L. M . K a r r , F rank H u rlbut, P resid en t. BALD W IN ’S BANK OF PENN YAN E. R . B ordw ell, — Penn Y an [127 Main street; organized 1881] A. FLAG ROBSON, President. F. M. LARS P. NIELSON, C ashier. DIRECTORS C o l l in , W . N . W is e , RESOURCES Assets not included in any of the above heads.................................................... Total resources................................................................................................. Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $456,147 225,370 36,485 190,112 17,458 20,662 261,605 651 73,574 11,279 21,386 3,425 11,009 3 $380,494 235,851 36'285 185,862 21,958 18,753 273,716 492 75,986 11,955 22,111 8,372 10,596 6 $420,486 235,986 36,285 193,762 20,908 18,590 291,534 969 127,496 11,940 22,892 8*165 10'621 5 $543,303 283,374 36,285 190,186 20,908 45,489 343;638 1,154 163,991 15,099 24,844 14'447 10,622 3 $1,329,166 $1,282,437 $1,399,639 $1,693,343 LIABILITIES $50,000 172,054 $50,000 173,142 $50,000 174,891 $50,000 176,656 36,000 23,458 1,037,653 32,000 13,695 1,118,552 Other liabilities......................................................................................................... Add for cents............................................................................................................ 10,000 1 36,000 15,760 996,412 1,422 9,700 1 32,000 13,364 1,410,119 2,254 8,950 Total liabilities................................................................................................. $1,329,166 $1,282,437 $1,399,639 10,500 1 $1,693,343 139 Capital....................................................................................................................... Surplus including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors not preferred................................................................................. Statem ents Other currency authorized by the laws of the United States............................. Statement of condition Feb. 21, 1919 A . F lag R obso n . Q uarterly Stock and bond investments, viz: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage deed or other real est. coll. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... C . R . A n d rew s, 140 THE BALDWINSVILLE STATE BANK OTIS M. BIGELOW, P resid en t. — B a l d w in s v il l e [Oswego street; organized 1875] E. H. MARVIN, C a sh ier. DIRECTORS O t is M . B ig e l o w , G eorge H aw ley , J. C a r l C o n n e l l , Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $923,925 Capital................................................................. Surplus including all undivided profits........... Due depositors not preferred........................... Due to trust companies, banks and bankers. . Bills payable....................................................... Other liabilities................................................... Add for cents...................................................... $60,000 55,599 671,249 2,311 50,000 21,029 1 $60,000 56,967 721,014 2,760 59,664 2 $60,000 59,948 725,421 7,586 20,000 19,856 1 $60,000 62,127 754,818 6,702 25,000 15,277 1 Total liabilities........................................... $860,189 $900,407 $892,812 $923,925 is c o u n t $892,812 D $900,407 and $860,189 LIABILITIES e p o s it $1,000 76,869 6,095 143,882 20,479 50,392 453,748 305 81,331 1,168 38,656 1,045 48,950 5 D $1,000 76,669 0,095 140,962 20,793 43,679 463,456 41 46,268 571 35,639 691 56.945 3 of $1,000 121,229 6,095 133,450 20,081 42,947 440,932 148 98,630 569 29,785 537 5,000 4 anks $1,000 74,219 0,095 130,440 20,081 38,074 418,008 153 69,323 736 32,423 217 69,350 4 B Total resources................................................................................................. Statement of condition Feb. 21, 1919 on Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items....................................... r ....................................................................... Assets not included in any of the above heads.................................................... Add for cents................................................ ........................................................... E . H . M a r v in , eport resources E arl G . H eaton, R J. E . C o n n e ll. J o h n T . S k in n e r . THE BANK OF AMERICA— N ew Y ork City WM. H. PERKINS, W alter M. B en nett, [44-46 Wall street; organized 1852] P resid en t. D allas B. DIRECTORS P ratt, W m . H. P e r k i n s , J a m e s N . Ja r v ie . C o r n e l iu s RESOURCES B l is s , E d w in T h o r n e , Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 $657,529 2,140,646 1,600,000 5,000 13,755,222 11,246,711 13 962,548 598,061 730,471 18,100,643 3,898,890 184,495 56,700 3 $53,936,932 $742,341 1,867,371 1,600,000 5,000 16,663,543 13,455,187 347 1,610,782 461,906 563,632 31,759,655 7,574,864 1,886,369 108,900 4 $78,299,901 $837,588 2,005,904 1,600,000 5,000 12,759,127 12,624,623 5,254 1,973,839 450,733 546,888 34,437,503 3,905,560 2,485,855 109,600 4 $73,747,473 W m. R. C a sh ier. P eters, Statement of condition Nov. 12, 1919 $494,232 2,106,226 1,625,000 30,000 16,522,383 11,654,421 401 2,532,092 454,669 607,732 40,742,423 5,308,968 2,092,936 57,600 6 $84,229,089 LIABILITIES $1,500,000 Capital..................................................................................................................... $1,500,000 $1,.500,000 $1,500,000 7,304,343 Surplus, including all undivided profits................................................................ 7,141,375 6,937,385 6,779,970 Preferred deposits, viz.: 4,010,906 Due New York State savings banks.................................................................. 2,802,121 5,303,188 4,035,791 494,116 Other deposits secured by pledge of assets....................................................... 521,400 3,356,000 1,260,000 60,476,416 Due depositors, not preferred................................................................................ 49,675,002 35,468,676 51,879,777 4,726,761 9,134,796 Due to trust companies, banks and bankers........................................................ 7,078,461 4,434,094 1,493,500 Bills payable........................................................................................................... Rediscounts............................................................................ 1,750,000 2,198,509 2,655,624 1,976,057 A c't’ces of drafts p ’y ble at a future date or auth’d by com. letters of credit 215,695 274,535 Other liabilities.......................................................................... ................... 317,152 269,030 242,704 3 Add for cents............................................................................................................ 3 3 2 $73,747,473 $84,229,089 Total liabilities................................................................................................. $78,299,901 $53,936,932 Q uarterly S tatements Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Loans and discounts secured by bond and mrtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items.............................................................................................................. Due from the Federal Reserve Bank of New York less offsets.......................... Customers’ liability on acceptance (per contra, see liabilities)........................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. W ALTER M. BENNETT, N. BANK Solom on K etc h a m , A b n e r B. I n g l e e , P resid en t. S a m u e l P. H i l d r e t h , C harles O. Irelan d , OF A M IT Y V IL LE — A m it y v il l e [Broadway; organized 1891] DIRECTORS E l m e r W. D a v i s , M il l a r d F . G r if f it h s , G i l b e r t P. W i l l i a m s , C h a r l e s S. W il m a r t h , Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 M il f o r d Statement of condition Sept. 12, 1919 H. C ashier. K etcham , Statement of condition Nov. 12, 1919 Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtge., deed or other real est. coll. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Due from the Federal Reserve Bank of New York less offsets........................ Assets not included in any of the above heads................................................. Add for cents.................................................................................................... $87,514 80,615 30,198 51,875 10,357 84,076 151,348 208 24,121 1,508 11,789 1,684 30,198 10,350 5 $71,065 87,514 30,198 51,775 11,098 139,963 150,195 169 21,432 2,377 11,399 451 34,655 10,680 5 $84,335 101,997 30,198 53,025 9,463 164,951 151,672 337 27,694 3,178 13,675 531 31,889 10,609 6 $89,835 101,997 30,198 60,975 7,628 193,384 136,697 301 9,014 2,217 13,415 484 33,665 12,400 5 Total resources........................................................................................... $575,846 $622,976 $683,560 $692,215 LIABILITIES Capital............................................................ Surplus, including all undivided profits.......... Preferred deposits, viz.: Deposits by the State of New York............ Other deposits secured by pledge of assets.. Due depositors, not preferred......................... Bills payable.................................................... Other liabilities........................................ Add for cents.................................................. $25,000 67,380 $25,000 68,777 $25,000 69,734 $25,000 72,312 13,500 1,360 437,254 30,000 1,350 2 13,500 1,360 511,434 9,500 728 576,797 2,903 2 1,800 1 9,500 728 571,674 10,000 3,000 1 Total liabilities......................................... $575,846 $622,976 $683,560 $692,215 R eport on B anks of D eposit and D iscount RESOURCES CHARLES O. IRELAND, F r e d e r t c k B. P o w e l l , O r v i l l e J. W i l s e y , 142 SOLOMON KETCHAM, BANK A. H. H O O K ER , President. A . H . H ooker, D . D . D ic k s o n , O F A N G E LIC A — A n g e l ic a J. H. ROOK, [Main street; organized 1890] DIRECTORS W. F. L i l l y , J o h n S. R o c k w e l l , RESOURCES Total resources................................................................................ LIABILITIES Capital................................................................................................. Surplus, including all undivided profits..................................................... Preferred deposits, viz.: Other deposits secured by pledge of assets............. Due depositors, not preferred.................................................................. Due to trust companies, banks and bankers.............................................. Cashier. R . H ooker. Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 $43,650 17,509 6,000 18,733 33,362 87,293 988 46,170 8,736 6,723 750 4 $42,900 17,509 6,000 18;733 31,829 85,404 821 62,456 10,287 8,736 775 3 $44,200 17,509 6,000 17;693 29,821 88,423 1,560 79,676 6,165 7;643 775 3 $60,160 17,509 6,000 18,323 27,617 90,423 1,244 81,628 4,664 9,467 825 3 $269,918 $285,453 $299,468 $317,863 $25,000 27,736 $25,000 28,291 216,476 221,421 10,000 741 $25,000 29,724 7;ooo 236,976 $25,000 28,934 6,500 256,673 767 1 755 1 $299,468 $317,863 Statement of condition Feb. 21, 1919 Add for cents........................................................................................ 705 1 Total liabilities................................................................................ $269,918 $285,453 Statement of condition Nov. 12. 1919 •o cl H fef W t"1 K 143 S. S tatem ents Stock and bond investments, viz. : Public securities................................................................................. Private securities.................. ............................................................. Real estate owned.................................................................................. Loans and discounts secured by bond and mtge., deed or other real est. coll. Loans and discounts secured by other collateral........................................ Loans, discounts and bills purchased not secured by collateral..................... Overdrafts............................................................................................ Due from trust companies, banks and bankers.......................................... Specie................................................................................................... Other currency authorizedT>y the laws of the United States........................ Assets not included in any of the above heads........................................... Add for cents........................................................................................ J. H . R o o k , W . W. C h a m b e r l a in , P resid en t. AN G O LA — A ngola A l l e n J. B u n d y , J o h n C. G l a s , DIRECTORS E. L. B e n j a m i n , H e n r y P. B u r g a r d . T. C. WILLIAMS, Sm it h , C ash ier. G e o . A . B r it t in g , Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $511,651 $531,231 $25,000 47,183 $25,000 45,207 $25,000 45,985 $25,000 46,854 16,000 22,426 289,066 1,561 2 16,000 20,000 347,365 13,700 1 14.000 15.000 406,466 5,200 14,000 2,644 437,232 5,500 1 Total liabilities................................................................................................. $401,238 $467,273 $511,651 $531,231 is c o u n t $467,273 D $401,238 and Total resources................................................................................................. LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits bv the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ e p o s it $52,713 4.000 14,178 46,574 181,424 150,434 513 58,690 1,799 18,598 305 2.000 3 D $52,663 4,000 10,378 42,927 197,181 145,905 21 46,369 2,668 7,062 974 1,500 3 of $52,663 4,000 8,678 40,903 135,220 151,358 14 57,470 2,190 13,610 63 1,100 4 B anks $46,573 4,000 9,228 41,920 97,783 149,498 2,397 35,448 5,371 7,408 675 934 3 on Stock and bond investments, viz.: Public securities.................................................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts............................................................................................................... Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Statement of condition Feb. 21, 1919 E. eport r e so u r c e s B. R B . I. H a r t s h o r n , J u l i u s M. S c h w e r t , OF [Commercial street; organized 1906] 144 BANK W. W. CHAMBERLAIN, BANK W IL L A R D S. A U G SB U R Y , President. O F ANTW ERP — A n tw erp R. W. OAKES, [Main street; organized 1910] Cashier. DIRECTORS W il l a r d S. A ugsbu ry, F r a n k J. B a d m e r t , F . K . F elsh aw , C h a s . E. M a r s h , A lexander C opley, C h a s . H . W il l a r d . RESOURCES Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 3,294 3 $86 638 151,904 12,900 33,700 9,900 31,100 134,641 14 49,672 817 8,877 8 1,227 114,942 4 $81 540 168,724 12,900 33,400 9,900 25,780 128,902 301 46,384 2,481 15,220 6 8,277 144,761 5 $505,509* $636,344 $678,581 $25,000 38,366 8,000 444,265 20,000 142,950 $25,000 40,912 8,000 463,057 20,000 1,000 $678,581 $557,969 $81 540 166,721 12,850 33,050 6,277 17 726 136,939 171 73,174 2,027 13,534 119 10,277 3,560 4 $557,969 Statem ents Total resources................................................................................................ $80,908 127,516 9,900 24,200 12,447 34,790 134,740 8 64,329 1,157 12,208 9 Statement of condition June 30, 1919 M a r y J . E l l is , Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. c o ll.. . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Statement of condition Feb. 21, 1919 G aylord W . H a ll, LIABILITIES $25,000 39,962 9,000 430,546 1,000 1 $25,000 38,414 9,000 427,709 20,000 116,219 2 Total liabilities................................................................................................. $505,509 $636,344 145 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork............................ Due depositors, not preferred................................................................................ Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ B e n e d ic t , OF A T T IC A — A t t ic a [Main and Market streets; organized 1890] P resid en t. C. J. D anley, DIRECTORS W. E. H o p k i n s , RESOURCES Statement of condition Feb. 21, 1919 L. Y oung, Statement of condition June 30, 1919 John Statement of condition Sept. 12, 1919 M. C ashier. B ryson . Statement of condition Nov. 12. 1919 $726,335 $710,298 $717,497 Capital............................................ .................................................................. Surplus, including all undivided profits........................................................... Due depositors, not preferred........................................................................... Other liabilities.................................................................................................. Add for cents.................................................................................................... $40,000 30,496 625,768 4,320 1 $40,000 31,811 647,023 7,500 1 $40,000 32,897 633,201 4,200 $40,000 36,131 636,265 5,100 1 Total liabilities........................................................................................... $700,585 $726,335 $710,298 $717,497 LIABILITIES D is c o u n t $700,585 Total resources....................................... ................................................ and $109,050 174,568 18,000 19,019 12,100 72,717 261,020 445 23,170 6,117 11,568 1,777 7,944 2 D e p o s it $107,110 161,197 18,000 18,819 15,992 73,570 251,978 107 39,290 6,041 8,672 2,369 7,150 3 of $138,263 136,709 18,000 18,383 21,650 69,930 241,759 124 61,403 6,323 3,968 2,620 7,200 3 B anks $145,510 115,760 18,000 18,483 23,720 24,876 261,046 233 74,738 2,817 8,800 1,297 5,300 5 on Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mortgage, deed or other real est. coll. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral........................ Overdrafts.......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................. Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Assets not included in any of the above heads................................................. Add for cents..................................................................................................... R. E. SLACK, A rthub R eport C. B. BANK 146 TH E C. B. BENEDICT, BANK OF AUSABLE FORKS, N. Y.— Ausable Forks E. W. FEATHERSTON, E. W . F eath erston , P resid en t. S. G. V. K . P r im e , M oore, [Main street; organized 1910] W. A. M c K e n z i e , E. W . P a r k e r , DIRECTORS O. E. G a r b o , R. T. M a c e . RESOURCES Statement of condition Feb. 21, 1919 T rum bull, Statement of condition June 30, 1919 L. F. R obert, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $41,300 151,205 28,362 9,146 73,480 219,-545 185 43,687 1,654 29,000 5,425 2 $20,300 161,978 27,712 7,200 63,890 232,455 302 49,047 1,801 29,200 5,325 4 $27,500 180,295 27,112 10,299 75,750 258,273 378 56,660 1,325 30,400 5,750 2 $23,150 202,737 33,962 10,396 85,690 242,069 153 44,887 2,456 30,150 5,500 4 $602,991 $599,214 $673,744 $681,154 $50,000 44,114 $50,000 43,740 $50,000 46,027 $50,000 47,581 21,000 8,642 474,493 4,742 21,000 2,725 478,010 3,738 1 19,000 2,019 551,123 5,575 19,000 1,969 558,053 4,550 1 $602,991 $599,214 $673,744 $681,154 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities Statem ents Total resources................................................................................................. R. L. C a sh ier. Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real est. coll. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ * Other currency authorized by the laws of the United States............................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ V. K. MOORE, —4 F . E . Joh n son , V ic e-P r e sid e n t. D . F’ . R u n d e l l , OF AVOCA — A vo ca [60 Main street; organized 1901] H . W it. m o t S m i t h , F. L. A rnold, DIRECTORS II. T . B a i r d , WARREN H. LEE, S. M . A l m y , C a sh ier. A m e l ia F . L e e , W aIir e n II. L e e . Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $506,661 $492,196 $496,896 $523,408 Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Other deposits secured by pledge of assets....................................................... Deposits otherwise preferred.............................................................................. Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $25,000 44,760 $25,000 51,069 $25,000 49,797 $25,000 51,566 34,061 7,000 387,338 8,500 2 34,004 33,581 37,500 373,622 8,500 1 380,017 8,500 1 400,841 8,500 1 Total liabilities......................................................................................................... $506,661 $492,196 $496,896 $523,408 LIABILITIES D is c o u n t Total resources................................................................................................. and $127,636 127,587 2,000 9,831 2,145 50,045 102,538 102 87,061 1,500 10,451 9 2,500 3 D e p o s it $125,132 125,682 2,000 9,931 2,145 47,452 104,892 54 69,475 1,546 6,049 35 2,500 3 of $121,196 116,727 2,000 10,591 2,300 28,942 109,047 240 91,192 862 6,460 135 2,500 4 B anks $134,350 94,022 2,000 12,141 2,875 19,448 126,032 23 104,548 703 8,000 16 2,500 3 on Stock and bond investments, viz.: Public securities....................................................... ........................................ Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned................................................................................................. Loans and discounts secured by bond and mortgage, deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ R eport RESOURCES 148 BANK H. W ILM OT SMITH. BANK JOHN CLINTON ROBBINS, P resid en t O F B A B Y LO N — B abylon [Deer Park avenue; organized 1913] EMSLIE J. HEARTT, C ash ier. D IR E C T O R S J o h n H . A r in k , Jam es B a r b e r , J o h n C l in t o n R o b b in s , H e n r y S. B l a c h l y , T h o m a s F. T i e r n e y , W i l l i a m G e i g e r ., C . R ay m o n d D a il y , RESOURCES S tatem en t o f con d ition F e b . 21, 1919 A lbert D . H aff, E m s l i e J. H e a r t t . S tatem en t of con d ition June 30, 1919 W il l ia m S tatem en t o f co n d itio n Sept. 12, 1919 E. M ag ee , Statem en t of con dition N o v . 12, 1919 $95,578 102,997 11,200 2,050 15,102 45,367 179 32,023 3,474 16,741 845 4,824 5 $95,358 82,011 10,200 2,104 43,796 38,750 165 45,219 3,314 15,338 476 4,696 4 $92,375 82,011 10,200 2,104 75,636 49,238 132 18,938 4,059 17,490 294 5,278 4 Total resources................................................................................................. $322,865 $330,385 $341,431 $357,759 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Due depositors, not preferred................................................................................ Other liabilities......................................................................................................... $50,000 16,131 256,134 600 $50,000 17,087 262,947 350 1 $50,000 18,016 272,715 700 $50,000 19,620 287,320 817 2 Total liabilities................................................................................................. $322,865 $330,385 $341,431 $357,759 Statem ents $87,703 89,263 10,700 2,129 10,392 49,646 150 44,347 3,997 19,083 1,367 4,084 4 Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ L IA B IL IT IE S 149 H olden T. M il l e r , A rthur OF B A T A V IA — B a t a v ia [69 Main street; organized 1876] P resid en t. G. H ough, DIRECTORS N e w e l l K. C o n e , D a n ie l Statement of condition Feb. 21, 1919 W. T o m l in s o n , Statement of condition June 30, 1919 H erbert Statement of condition Sept. 12, 1919 T. C ashier. B ooth. Statement of condition Nov. 12, 1919 Total resources................................................................................................. $2,835,247 $2,813,264 $2,855,405 $2,929,411 LIABILITIES $150,000 202,074 $150,000 206,568 $150,000 207,858 $150,000 210,796 50,000 8,486 2,389,303 4,542 30,840 2 50,000 8,486 2,366,396 3,576 28,237 1 50,000 8,529 2,397,856 12,094 29,067 1 50,000 6,779 2,480,398 1,588 29,848 2 Total liabilities............................................ $2,835,247 $2,813,264 $2,855,405 $2,929,411 D is c o u n t Capital................................................................. Surplus, including all undivided profits........... Preferred deposits, viz.: Deposits by the State of New Y ork............ Other deposits secured by pledge of assets.. Due depositors, not preferred........................... Due to trust companies, banks and bankers. . Other liabilities................................................... Add for cents...................................................... and $218,232 66,817 56,646 109,403 330,076 445,566 1,202,522 2,421 321,533 8,354 135,971 16,867 15,000 3 D e p o s it $296,692 53,000 56,646 106,663 319,706 433,873 1.120,302 3,132 308,738 8,638 127,196 6,067 14,750 2 of $321,342 53,000 54,500 108,349 319,380 432,783 1,062,881 5,515 300,154 9,015 113,949 17,893 14,500 3 B anks $172,342 73,000 54,500 113,534 340,100 440,736 1,164,510 2,153 329,085 6,548 113,717 9,517 15,500 5 on Stock and bond investments, viz.: Public securities.................................................................................................... Private securities.............................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured bv bond and mtg., deed or other real est. c o ll.. . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Soecie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents........................................................................................................... R eport RESOURCES HERBERT T. BOOTH, 150 BANK HOLDEN T. MILLER, BANK OF BELFAST — N. C. SAUNDERS, B elfast W. B. MANLEY, [Main street; organized 1914] P resid en t. DIRECTORS N. C. Sau n d ers, J. H. M e i n e k a , J. E a t o n K i n n e y . J. S. Smith , A. E. W . J. Fox, R. P. Ross, RESOURCES Perry, Statement of condition June 30, 1919 Statement of condition Feb. 21, 1919 C ashier. P e .t e r B. L o f t u s , W B. M a n l e y . Statement of condition Nov. 12, 1919 Statement of condition Sept. 12, 1919 $80,996 84,478 9,100 13,888 2,150 47,634 91,006 159 66,693 7,516 12,202 70 4,000 3 $76,639 64,506 9,100 12,888 1,700 56,218 109,356 153 78,001 7,804 6,976 90 4,550 4 $102,303 55,606 9,100 Total resources................................................................................................. $419,895 $427,985 $451,305 $487,103 $30,000 47,756 18,000 318,161 277 5,700 $30,000 47,260 18,000 327,024 5,700 $30,000 48,400 16,000 346,594 4,610 5,700 $30,000 46,808 18,000 385,363 1,231 5,700 1 1 1 1 $419,895 $427,985 $451,305 $487,103 12,888 13,700 59,036 96,798 20 77,996 7,604 11,017 682 4,550 5 $108,426 59,746 8,900 13,888 15,700 67,480 108,461 82,441 7,492 9,456 561 4,550 2 o d W d *i m iT A T E M E N T S Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll.. . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents................................................ ........................................................... LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.......................... Due depositors not preferred................................................................................. Due to trust companies, banks and bankers...................................................... Other liabilities........................................................................................................ Add for cents.......................................................................................................... 151 Total liabilities............................................................................................... P resid en t. [8 North Division street; organized 1873] SAMUEL M. JOHNSON, C ash ier. 152 THE BANK OF BUFFALO — Buffalo ELLIOTT C. McDOUGAL, DIRECTORS E dw ard H. B u tler, R o b e r t K. R o o t , E m anuel B oasberg, R alph C h oy, C a r l t o n M. S m i t h , D e W it t C l in t o n , G e o r g e J. H a g e r , G e o r g e U r b a n , J r ., A l f r e d W. T h o r n , G eo rg e J. H o w a r d , Sam u el J. D a r k , W m . H. D a n i e l s , $29,397,156 320,358 4 50,000 310,894 5 $29,712,866 $48,,580,575 $48,835,425 $1,000,000 1,413,359 $1,000,000 1,200,958 $2,500,000 2,546,684 $2,500,000 2,559,278 1,824,069 89,477 1,605,888 109,114 1,930,579 138,453 2,089,778 .147,579 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks.................................................................. Due New York State sav. and loan ass’ns, credit unions and land bank... . D is c o u n t 525,000 151,058 6 257,971 6,909,946 5,347,732 4,840 3,095,074 180,017 417,455 429,979 1,571,215 53,204 72,578 5 $6,554,624 11,576,230 1,265,558 1,545,056 505,509 11,868,106 7,384,889 3,615 6,379,060 166,499 487,216 738,164 and 149,169 6,795.581 6,414,576 629 3,188,433 274,071 434,128 194,314 $7,993,264 11,648,992 1,265,558 1,505,006 395,151 10,628,021 6,978,745 1,633 6,603,920 158,982 539,232 541,709 D e p o s it $3,685,273 6,523,019 1,164,558 Statement of condition? Nov. 12, 1919 of $3,523,752 6,562,537 1,183,902 Statement of condition Sept. 12, 1919 B anks Total resources................................................................................................. Statement of condition June 30, 1919 on Stock and bond investments, viz. : Public securities.................................................................................................. Private securities................................................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts......................................................... . . Due from trust companies, banks and bankers................................................... Specie..................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................. Due from the Federal Reserve Bank of New York less offsets.......................... Customers’ liability on acceptances (ner contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents.......................................................................................................... Statement of condition Feb. 21, 1919 E l l io t t C . M c D o u g a l , G e o r g e A . M it c h e l l , J o s e p h M. W i l k i n s o n . R eport resources C harles K en n ed y, E d w ard L. K oon s, H a r d i n H. L i t t e l l , Deposits by the State of New Y ork.................................................................. Deposits by the Superintendent of Banks of the State of New Y ork............ Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Rediscounts.............................................................................................................. Acceptances of drafts payable at a future date or authorized by commercial letters of credit..................................................................................................... Other liabilities........................................................................................................ Add for cents............................................................................................................ 53,204 677,845 4 855,961 3 50,000 794,170 4 $29,712,866 $48,580,575 $48,835,425 13,402.073 5,582,809 1,957,000 2,680,995 16,519,317 5,858.038 2,000,000 476.500 525,000 710,371 O $29,397,156 1 5 :> 310,000 30,000 124,004 31,651;743 3,944,344 4,634,525 182,000 30,000 Q uarterly S t a t em en ts Total liabilities................................................................................................. 286,000 30,000 102,212 31,289,435 6,001,248 2,900,000 182,000 30,000 B artlett, H. A. B ea rd sley, L u c y S. P i e r c e , OF C A S T ILE — C a s t il e E. F. J. HARRY VAN ARSDALE, DIRECTORS D a van ey, C l a r a D. V a n A r s d a l e , R o bert H o lm es, C h as. A . V an A rsd ale, resources C ashier. , Statement of conditionn Nov. 12, 1919 13,714 117,493 208,741 231 10,648 1,746 3|580 452 $76,362 13,000 118,118 218,100 373 22,918 621 5,894 '300 $90,165 13,000 116,443 240,854 224 14,848 812 4,522 249 46,627 4 6,809 5 2,095 6 $82,338 13,000 110,343 287,035 256 27,524 860 6,358 775 262 2,076 4 $454,790 $462,500 $483,218 $530,831 and $35,000 11,731 393,059 15,000 $35,000 8,590 410,191 8,717 2 $35,000 8,072 431,711 5,000 3,434 1 $35,000 11,199 462,162 19,000 3,469 1 D is c o u n t $462,500 $483,218 $530,831 $ 5 1 ,5 5 4 LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Total liabilities................................................................................................. $454,790 D e p o s it Total resources................................................................................................. Statement of condition Sept. 12, 1919 etc a lf of Due from the Federal Reserve Bank of New York, less offsets....................... Assets not included in any of the above heads.................................................... W. M B anks Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Statement of condition June 30, 1919 W. on Stock and bond investments, viz.: Public securities........................................................ ........................................ Real estate owned.................................................................................................... Statement of condition Feb. 21, 1919 H. W. K e l l o g g , J. H a r r y V a n A r s d a l e . R eport W. B. BANK [Organized 1917] P resid en t. 154: TH E CHAS. A. VAN ARSDALE, BANK OF CATTARAUGUS — Cattaraugus H. C. RICH, D. F. [Main street; organized 1892] P resid en t. R undell, V . i i i* L ee , H e r b e r t C. R i c h , G. C l a u d e C a r e t , DIRECTORS J. J. M c C a r t h y , J. W . W a t s o n . RESOURCES Statement of condition Feb. 21, 1919 F. E. JOHNSON, F. E. Joh n son , Statement of condition June 30, 1919 G. A. C ashier. M atteson , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $462,449 67,026 12,500 23,025 40,000 210,000 316,399 80,160 13,808 35,000 2,000 2 $474,549 62,526 12,500 24,650 32,000 197,000 326,239 85,380 14,084 35,000 2,000 2 $452,619 59,216 12,500 24,200 32,000 221,000 328,545 85,051 14,195 35,000 2,000 1 Total resources................................................................................................. $1,216,985 $1,262,369 $1,265,930 $1,266,327 $33,000 170,325 $33,000 167,479 $33,000 173,641 $33,000 171,516 31,110 27,000 33,836 836,037 95 60,000 25,579 3 41,269 27,000 1,938 949,042 619 15,000 27,018 4 29,397 24,000 1,938 945,021 30,921 26,032 24,000 1,926 981,784 28,008 4 28,068 1 $1,216,985 $1,262,369 $1,265,930 $1,266,327 LIABILITIES Capital,..................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits viz.: Due New York State savings and loan assns., credit unions and land bank Deposits by the State of New Y ork................................................ ................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities «o d !► W H d w S tatem ents $486,425 67,026 13,650 22,475 43,000 160,000 303,320 67,164 11,924 40,000 2,000 1 !l y Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Oi Cl — C in c in n a t u s GEO. A. HASKINS, Cashier. [Organized 1899] G e c . A. H a s k i n s , DIRECTORS M a u d e L. C o r n in g , RESOURCES Statement of condition June 30, 1919 3. Statement of condition Sept. 12, 1919 B e l l e H a sk in s . Statement of condition Nov. 12, 1919 $519,574 $536,096 $565,040 $576,498 Capital...................................................................................................... Surplus, including all Undivided profits............................................... Preferred deposits, viz.: Other deposits secured by pledge of assets Due depositors, not preferred................................................................ Other liabilities....................................................................................... Add for cents........................................................................................... $25,000 65,638 7,000 408,075 13,860 1 $25,000 55,837 $25,000 60,423 452,941 2,318 $25,000 58,788 7,000 469,452 4,800 484,285 6,790 Total liabilities................................................................................ $519,574 $536,096 $565,040 $576,498 LIABILITIES D is c o u n t Total resources................................................................................................. and $116,593 130,919 6,750 55,585 7,825 19,116 178,512 1,732 32,558 3,848 6,385 16,671 4 D e p o s it $110,544 125,238 6,750 55,010 9,945 18,100 178,341 350 28,041 7,763 4,642 20,313 3 op $96,066 115,407 6,750 49,110 9,945 15,009 180,010 414 21,662 3,826 11,662 26,232 3 B anks Other currency authorized by the laws of the United States............................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 188,869 120,841 7,000 60,532 10,345 12,746 164,933 244 15,679 2,777 10,625 35,079 4 on Stock and bond investments, viz.: Public securities.................................................................................................... Private securities................................................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real e3t. coll... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... M a r y C . M in e r , Statement of condition Feb. 21, 19ig R eport . . . B. R. C o r n in g . President. 156 THE BANK OF CINCINNATI^ B. R. CORNING, BANK WILLIAM J. WARD, P resid en t. OF C O NEY IS L A N D DIRECTORS W il l ia m C . C o u r t n e y , F r e d W . K is t e r , H arry W . D e M ott, G . H . M a il e y , — C o n ey I slan d [Surf avenue; organized 1909] C h a r l e s L. F e l t m a n , P h il ip I. N a s h , resources Stock and bond investments, viz. : Public securities................................................................................................... Private securities.................................................................................................. Statement of condition June 30, 1919 $431,364 488,052 5,000 14,250 3,950 393,414 152,073 31 68,149 21,021 118,000 2,659 9,672 18,070 3 $467,184 655,359 $1,725,708 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 12,250 3,950 843,314 233,617 186 97,189 84,960 340,520 10,515 95,714 14,449 4 $568,277 692,399 44,820 12 ^125 3,450 1,935,908 150,739 215 285,174 100,685 262,333 6,190 72,229 28,438 4 $556,247 759,625 45,000 12,125 3,300 1,538,192 160,445 327 127,664 70,310 169,730 7,422 63,324 39,613 5 $2,859,211 $4,162,986 $3,553,329 $100,000 65,948 $100,000 73,495 $200,000 133,617 42,404 20,000 51,142 2,576,432 3,284 1 42,404 20,000 96,073 3,809,638 21,374 2 42,683 30,000 100,088 3,014,328 26,611 2 $2,859,211 $4,162,986 $3,553,329 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. DeDosits by the State of New Y o r k ................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. $100,000 59,447' 41,851 20,000 84,091 1,415,032 5,2S5 2 $1,725,708 Statem ents Total resources................................................................................................. Statement of condition Feb. 21, 1919 C ashier. J a m e s T. K e n t , W i l l i a m J. W a r d . Q uarterly Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items............................................................................................................... Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ J a m e s M. G r a y , W . A. N orw ood, G. H. MAILEY, W m . F. M a n g e l s , L e w i s M. P o t t e r , P resid en t. — 158 BAN K OF CORFU CYRUS W. CARRIER, C orfu ALBERT F. BANGERT, [Organized 1908] DIRECTORS C yrus W. C a r r ie r , D a l l a s A. S u m n e r , D a v id J. S c o t t , P e r r y E. W u r s t , M ic h a e l D il l o n . Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $647,694 $661,663 Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. $25,000 34,794 $25,000 31,545 $25,000 40,526 $25,000 42,167 14,500 15,001 500,512 3,000 2 14,500 13,000 13,000 Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... 553,336 13,500 1 565,092 4,075 1 573,920 7,575 1 $592,809 $637,882 $647,694 $661,663 is c o u n t $637,882 D $592,809 LIABILITIES and $50,934 62,725 45,349 40,981 29,308 335,260 136 71,411 3,001 15,374 7,180 4 e p o s it $43,940 88,346 47,049 45,431 50,107 301,230 122 50,893 3,513 12,015 5,043 5 D $56,753 63,668 49,149 40,744 35,167 286,596 40 80,303 4,708 14,514 6,235 5 $89,784" 32,690 42,075 35,181 19,680 284,063 150 70,574 3,570 11,692 3,346 4 of Total resources................................................................................................. C ashier. O r l o W . W r ig h t , B anks Other currency authorized by the laws of the United States............................. Assets not included in any of the above heads.................................................... Add for cents............................................................................. ' ............................. B an gert, o n Stock and bond investments, viz. : Public securities................................................................................................... Private securities.................................................................................................. Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Statement of condition Feb. 21, 1919 F. eport resources A lbert R E r n e s t T. S u m n e r , L eonard D . W agn er, BAN K OF CUBA IN N E W Y O R K W. A. MERCHANT, P resid en t. W. A. J. T. M ebchant, M onahan, — N e w Y ork [No. 34 Wall street; organized 1916] M. J. C. F. PLARRE, DIRECTORS M u ephy, H e n b y M. E a r l e , W m . A. P b e n d e b g a s t . RESOU RCES S ta te m e n t o f c o n d it i o n F e b . 2 1 , 1919 P elayo R ie b a , S ta te m e n t o f c o n d it io n J u n e 3 0 , 1 91 9 $142,477 502,000 554,150 Total resources................................................................................................. Cashier. M otley, S t a te m e n t o f c o n d it io n N o v . 12, 1 91 9 66,797 80,000 96,309 40,000 69,124 2 $146,823 792,219 469,267 6,788 740,890 80,000 77,870 14,000 53,153 2 $129,810 560,696 513479 4,775 218,365 80,000 82,097 72,250 38,472 2 $1,217,020 $1,550,859 $2,381,012 $1,699,946 $100,000 86,678 957,812 45,000 $100,000 86,161 1,317,576 $100,000 95,567 2,165,305 $100,000 105,107 1,417,355 19,600 7,929 1 40,000 7,121 1 14,000 6,139 1 72,250 5,233 1 $1,217,020 $1,550,859 $2,381,012 $1,699,946 LIABILITIES Capital...................................................................................................................... ' Surplus, including all undivided profits................................................................ Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Acceptances of drafts payable at a future date or authorized by commercial letters of credit..................................................................................................... Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities................................................................................................. S tatem ents $134,682 318,234 503,202 596 96,508 100,000 12,495 19,600 31,699 4 S t a te m e n t o f c o n d it i o n S e p t. 12, 1 91 9 M. Q uarterly Stock and bond investments, viz.: Public securities............................................... ... ............................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Jam es Ot o 160 BANK OF DELEVAN — D elevan [Main street; organized 1913] P resid en t. C. A. METCALF, C ash ier DIRECTORS R . C . P in g r e y , E . >S. O y e r , J. O . W a l l d o r f f . V. R. L ynde, C . R . Sprou l, .1, B . H o w e , C . A . M e t c a i .f . RESOU RCES C . S. P e r s o n s , S ta te m e n t of c o n d it i o n J u n e 3 0 , 1 919 S ta te m e n t o f c o n d i tio n S e p t . 12, 1 919 S ta te m e n t o f c o n d it i o n 12, 1 91 9 N ov. Assets not included in any of the above heads.................................................... 1 ,0 5 0 3 1,100 2 1,100 2 Total resources................................................................................................. $246,075 $234,378 $263,494 $303,996 $25,000 12,890 12,000 195,134 1,050 1 $ 2 5 ,0 0 0 Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New York........................... Due depositors, not preferred................................................................................. 12,551 12,000 213,727 1,300 $25,000 13,027 11,000 213,366 1,100 1 $25,000 14,755 11,000 251,991 1,250 Total liabilities................................................................................................. $246,075 $264,378 $233,494 $303,996 Due from trust companies, banks and bankers................................................... Other currency authorized by the laws of the United States............................. L IA B IL IT IE S D is c o u n t 15.500 16.500 121,413 314 20,694 887 8,904 Loans and discounts secured by bond and mtg., deed or other real est. coll.. . . Loans and discounts secured bv other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... and 16,000 17,000 115,102 187 44,460 1,437 5,750 $101,607 500 6,000 5,000 148,683 215 30,149 766 8,843 980 1,250 3 D e p o s it $78,180 of $63,360 Public securities......................................... B anks $43,967 1,000 16,000 17,000 113,808 194 45,310 1,062 6,339 342 Stock and bond investments, viz.: on S t a te m e n t o f c o n d it i o n F e b . 21, 1 91 9 E . L. Jon es, R eport R. C. PINGREY, BANK OF DEPEW ELM ER J. NASH, — D epew [94 Main street; organized 1919] P resid en t. S. JAY OHART, C a sh ier. DIRECTORS rn est F lyler, W il l ia m F . O ’ C o n n e r , S. J a y O h a r t , E ly *’ i n B . R o w l e y , J o h n B . F a is a n t , RESOU RCES S t a te m e n t o f c o n d it io n F e b . 21, 1919 A lbert N elson, N ew ell M cD onald. S t a te m e n t o f c o n d it i o n J u n e 3 0 , 1 91 9 A . R aym ond S ta te m e n t o f c o n d it io n S e p t . 12, 1 91 9 T r e m a in e , S t a te m e n t o f c o n d it io n N o v . 12, 1 9 1 9 Stock and bond investments, viz.: Loans and discounts secured by bond and mtg., deed or other real es. coll.. . . Loan® d is c o u n t s a n d h ills purchased not secured bv collateral......................... Total resources................................................................................................. $19,583 26,590 19,500 52,250 31,461 15,151 628 13,2-39 15 7,120 2 $185,537 L IA B IL IT IE S CaDital...................................................................................................................... Surplus, including all undivided profits. Due depositors, not preferred............... Other liabilities....................................... Add for cents........................................... Total liabilities. $50,000 13,195 121,847 494 1 $185,537 sxiiSKftXYxg xxasx^Yflf) O i E E l m e r ,T. N a s h , M a r y K u c c z y n s k i, TH E B AN K OF EAST AURORA — E a s t A u r o r a HENRY H. PERSONS, A sher B. E mery , P resid en t. M ichael D. H ym an , James W . P ersons, [656 Main street; organized 1882] DIRECTORS A rthur E. H ammond , A rthur L. M itchell , John J. Sly . E lwyn A. W arner , RESOURCES Stock and bond investments, viz.: Public securities.................................................................................................... Private securities.................................................................................................. Real estate owned................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real es. co ll.... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items....................... . . . . Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents................................................................ ............................. Total resources................................................................................................. Statement of condition Feb. 21, 1919 a* GEORGE D. BRIGGS, H enry H. Persons, E lbert H ubbard , 2nd . Statement of condition June 30, 1919 C a sh ier. R ichard S. P ersons, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $ 2 6 4 ,6 8 9 1 9 0 ,6 4 6 2 1 ,7 9 8 7 4 ,8 4 1 9 5 ,5 5 4 2 4 5 ,2 2 2 4 7 1 ,4 5 5 5 ,2 6 1 4 5 ,8 1 9 5 ,3 9 7 1 4 ,5 8 1 1 ,1 2 4 1 8 ,0 7 1 2 ,0 0 0 5 $ 2 4 3 ,7 9 5 1 8 0 ,2 7 4 1 8 ,9 5 7 8 6 ,7 8 2 9 3 ,7 4 4 2 5 3 ,9 7 3 4 8 5 ,9 1 1 2 ,4 0 3 6 6 ,0 7 9 4 ,8 7 3 1 5 ,7 9 0 1 ,8 8 9 4 ,0 0 0 7 $ 3 4 1 ,3 7 2 1 6 5 ,4 1 2 2 1 ,8 2 3 6 0 ,3 4 0 1 0 0 ,0 8 9 2 4 1 ,8 7 2 4 6 1 ,4 5 0 204 4 9 ,6 3 2 6 ,6 6 5 1 2 ,3 7 9 3 ,4 6 2 4 2 ,9 6 2 1 ,7 0 0 5 $ 1 ,3 7 1 ,5 0 5 $ 1 ,5 0 9 ,3 6 7 $ 1 ,4 5 6 ,4 6 3 $ 1 ,4 5 7 ,2 2 5 $ 3 5 0 ,3 6 9 1 4 8 ,7 2 1 2 4 ,9 7 1 5 5 ,3 7 9 1 0 1 ,5 7 7 2 3 2 ,7 5 9 3 9 7 ,5 6 2 111 3 4 ,6 6 4 9 ,0 3 8 11,.549 798 2 ,7 4 8 S LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks.................................................................. Denosits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Bills pava1 le.................................................................................................... Other liabilities....................................................................................................... Add for cents.......................................................................................................... $ 7 5 ,0 0 0 3 7 ,7 2 3 $ 1 0 0 ,0 0 0 4 0 ,9 9 2 $ 1 0 0 ,0 0 0 4 2 ,6 8 0 $100,000 44,655 3 0 .0 0 0 1 4 .0 0 0 7 0 .0 0 0 1 ,1 3 7 ,1 6 9 3 0 .0 0 0 2 2 .0 0 0 2 3 ,0 0 0 1 ,2 2 8 ,4 6 9 30.000 22.000 5.000 1,239,258 7,612 1 3 0 ,2 4 9 2 4 .0 0 0 2 1 ,1 7 4 1 ,2 4 3 ,6 3 8 4 5 .0 0 0 4 ,3 1 2 2 10,312 2 16,312 1 Total liabilities................................................................................................. $1,371,505 $1,509,367 $1,456,463 $1,457,225 BAN K OF ELBA SAMUEL PARKER, President. Sam uel Parker, E d w a r d A. W a s h b u r n , H . Bert P arker, — E lba W. E. SMITH, Cashier.. [Organized 1916] DIRECTORS W m . H. C o l e , F reem an E dgerton, Jo se ph S. W tlfo r d , W. E. S m i t h , RESOU RCES Stock and bond investments, viz.: Public securities......................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... S ta te m e n t o f c o n d it i o n F e b . 2 1 , 191 9 E a r l W . H ttndredm ark, B e r t C . W il l ia m s . S ta te m e n t o f c o n d it i o n J u n e 30, 1919 L eonard B urr, S ta te m e n t o f c o n d it i o n S e p t . 12, 1 91 9 S t a te m e n t o f c o n d it io n N o v . 12, 1919 $ 7 2 ,4 9 5 4 ,1 3 7 $ 6 0 ,9 9 4 4 ,0 8 7 $ 9 3 ,4 0 1 4 ,0 8 7 $ 1 4 9 ,8 4 1 4 ,0 3 7 Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents.......................................................................................................... 2 ,5 1 8 2 ,0 0 0 7 8 ,1 5 7 75 4 6 ,9 0 4 1 ,1 4 9 1 0 ,9 1 2 5 ,1 0 5 3 ,1 6 2 2 2 ,5 1 8 3 ,0 0 0 6 5 ,0 5 0 100 4 7 ,7 5 1 1 ,0 9 3 5 ,9 7 1 1 ,2 8 2 3 ,2 5 0 3 2 ,5 1 8 5 ,0 0 0 6 2 ,2 2 6 175 6 3 ,9 0 8 1 ,0 1 2 8 ,3 9 1 5 ,6 7 8 3 ,2 2 7 2 2 ,5 1 8 5 ,0 0 0 7 1 ,8 2 0 125 6 0 ,2 4 4 929 5 ,2 2 2 1 ,2 5 7 3 ,2 2 7 3 Total resources................................................................................................. $ 2 2 6 ,6 1 6 $ 1 9 5 ,0 9 9 $ 2 4 9 ,6 2 5 $ 3 0 4 ,2 2 3 $ 2 5 ,0 0 0 9 ,4 4 6 9 ,0 0 0 1 8 2 ,5 2 0 650 $ 2 5 ,0 0 0 7 ,9 3 0 9 ,0 0 0 1 5 2 ,5 6 8 600 1 $ 2 5 ,0 0 0 9 ,3 9 2 8 ,0 0 0 2 0 6 ,6 3 3 600 $ 2 5 ,0 0 0 9 ,2 9 9 8 ,0 0 0 2 6 1 ,3 2 3 60Q $226,616 $ 1 9 5 ,0 9 9 * 2 4 9 .6 2 5 *3 0 4 .2 2 3 Specie.............................................................................................................. L IA B IL IT IE S Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: DeDosits by the State of New York.......................... Due depositors, not preferred................................................................................ Other liabilities....................................................................................................... Add for cents............................................................................................................ Total liabilities............................................................................................... 1 OS. OS; c& TH E B A N K OF ELLICOTTYILLE C. A. CASE, C. A. C ase, W. D. — E l l i c o t t v il l e [Organized 1891] P resid en t. W alrath, J. O. C l a r k , W. W. C l a r k . DIRECTORS Ira RESOURCES T. J. M. JUNKER, G leason , W. J. F r a n k F it z p a t r ic k , C a sh ier. W eller, HP S t a te m e n t o f c o n d it io n F e b . 2 1 , 1 91 9 S ta te m e n t of c o n d it io n J u n e 3 0 , 1919 S ta te m e n t o f c o n d it i o n S e p t . 12, 1919 S ta te m e n t o f c o n d it i o n N o v . 12, 191 9 $137,000 3,700 12,350 $122,200 3,700 11,446 $162,031 3,700 11,446 $157,181 6,916 10,150 23,894 77,010 212,045 821 129,045 2,656 27,968 2,239 3 25,366 101,906 208,953 347 148,625 3,219 23,972 93 2 24,827 171,338 188,176 517 160,634 17,086 2,763 207 3 7,104 235,650 175,344 876 155,916 3,305 20,808 335 4 $628,731 $649,829 $742,728 $779,589 Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Due depositors, not preferred................................................................................. $50,000 50,054 528,676 1 $50,000 50,985 548,843 1 $50,000 53,409 639,318 1 $50,000 55,053 674,526 Total liabilities................................................................................................. $628,731 $649,829 $742,728 $779,589 Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES hi O O tel O t* w O co t± t-t QQ a a dtel HI BAN K OF FARM INGDALE M A R T IN M E Y E R , President. — F a r m in g d a l e [Main street; organized 1907] JOHN S. BAYLIS, Cashier. DIRECTORS H enry A . B row n , C harles H . Jon es, E d w a r d ,T. C o o p f .r , W m . H . K in g s t o n , M a r t in M e y e r , E m ir D e b r o d t , P eter V . K etch am , A lbert D . IIa ff, H a l s t e a d H . F r o s t , J b ., A lo n zo P . W h it s o n , C h a r l e s E . S m it h . RESOURCES Other currency authorized by the laws of the United States............................. Cash items................................................... Assets not included in any of the above heads.................................................... Add for cents......................................... Total resources......................................... Statement of condition Sept. 12, 1919 $ 1 1 2 ,2 4 3 •54 ,5 73 1 2 ,9 6 8 5 4 ,6 0 0 16', 293 1 8 ,5 7 1 9 4 ,4 8 8 Statement of condition Nov. 12, 1919 2 4 ,3 5 2 1 ,8 5 2 1 1 ,0 8 7 87 7 ,3 7 1 6 1 9 ,4 3 2 2', 177 1 2 ,3 0 3 472 8 ,2 1 4 5 $ 1 1 2 ,6 9 4 8 6 887 1 2 /9 3 8 5 3 ,5 5 0 1 1 ,4 6 3 3 6 ,8 0 5 9 0 '8 4 2 ' 109 4 0 ,3 3 5 3 ,9 6 3 1 0 ,5 2 5 397 8 . 895 6 $ 4 1 7 ,5 7 8 $ 4 0 8 ,4 9 4 $ 4 4 5 ,3 4 8 $ 4 6 9 ,4 7 5 $ 2 5 ,0 0 0 1 9 ,5 9 2 $ 2 5 ,0 0 0 2 1 ,1 7 2 $ 2 5 ,0 0 0 2 1 ,3 0 5 $ 2 5 ,0 0 0 2 2 ,5 0 3 5 .0 0 0 1 3 ,0 0 0 7 .0 0 0 3 4 2 ,6 7 3 949 5 ,0 0 0 1 3 ,0 0 0 5 ,0 0 0 1 2 ,0 0 0 7 ,0 0 0 3 5 9 ,3 7 8 2 ,0 8 3 5 ,0 0 0 1 2 ,0 0 0 $ 9 3 ,2 2 8 8 8 ,6 9 5 1 2 ,9 6 8 5 8 ,7 0 0 1 3 ,8 6 8 8 6 ,8 3 5 28 2 3 ,0 7 2 3 ,8 2 1 8 ,5 3 0 779 8 ,5 1 8 5 $ 1 1 4 ,0 3 0 6 8 ,6 5 8 1 2 ,9 6 8 4 8 ,6 0 0 4 4 ,1 6 8 5 3 ,5 8 2 9 0 ,7 3 4 3 LIABILITIES 3 1 9 ,7 6 4 1 ,8 1 2 4 0 1 ,1 4 3 A 276 20 000 4 ,3 6 3 1 $ 4 1 7 ,5 7 8 2 ,7 4 5 1 $ 4 0 8 ,4 9 4 3 ,6 0 1 1 $ 4 4 5 ,3 4 8 2 ,5 4 6 1 $ 4 6 9 ,4 7 5 165 Capital................................................... Surplus, including all undivided profits................................................................................ Preferred deposits, viz.: Due New York State savings banks.................................................................................. Deposits b y the State of New Y ork .................................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred............................................................................... Due to trust companies, banks and bankers........................................................ Bills payable.................................... Other liabilities......................................................... Add for cents............................................................................................................ Total liabilities......................................................................................................... Statement of condition June 30, 1919 Statement of condition Feb. 21, 1919 G eorge B e n k ert, I r v in g B . S q u ir e , Quarterly S tatements Stock and bond investments, viz.: Public securities..................................................................................... Private securities................................................... Real estate owned.................................................... Mortgages owned..................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts...................................... from trust companies, banks and bankers.................................................. C h a r l e s O . S c h m id t , P ercy L. H a ll, TH E BANK OF GENESEE — B a t a v i a W. G. P O L LA R D , President. F r a n k W. B a l l a r d , J e s s e A. H a w k i n s , [97 Main street; organized 1888] W. C o l l i n s C a s e y , E. A. J u d d , J o h n W. P r a t t , DIRECTORS E. A. E. T. F r a n k J. D e C o t , G u y E. L o w n , L o u is W ia r d , F r ie d l e y , M o y n ih a n , G e o . A. B r i d g e , Statement of condition Feb. 21, 1919 B. G leason , W. G. P o l l a r d , G e o r g e H. P a d d o c k . Statement of condition June 30, 1919 B u ch h oltz, G e o r g e E. P e r k i n , Statement of coadition Sept. 12, 1919 Statement of condi tion Nov. 12, 1919 Stock and bond investments, viz.: Loans and discounts secured by bond and mtg., deed or other real es. coll. .. . Loans and discounts secured by other collateral................................................. Due from trust companies, banks and bankers.................................................... Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. $451,450 15,100 25|500 190,688 191,493 465,182 679 34,738 6,160 23,400 2,584 66,705 9,091 3 $1,482,773 $480,793 15'100 41'500 200,596 197,344 394^000 1,105 40,934 7,119 13,148 4,563 66,129 6,994 5 $1,469,330 $476,293 15,100 41,500 184,879 171,648 448,306 1,462 38,847 5,981 30,969 3,800 69,156 10,069 4 $1,498,014 $410,451 15,100 41,500 198,851 234,121 435.775 6] 872 20,085 7,468 22,015 3,858 69,120 9,102 3 $1,474,321 $100,000 109,073 $100,000 115,694 $100,000 119,610 $100,000 128,324 54,014 28,000 913 975,273 175,000 34,161 6'337 2 $1,482,773 29,433 28,000 913 1,048,913 140,000 21,387 28,000 924 1,121,267 100,000 13,676 28,000 924 1,037,523 110,000 6,376 1 $1,469,330 6,825 1 $1,498,014 7,868 3 $1,474,321 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings and loan associations, credit unions and land bank................................................................................................................... Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................ Bills payable............................................................................................................. Rediscounts.............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities......................................................................................................... o H. H. R eport on B anks op D eposit and D iscount RESOURCES G EO RG E E. P E R R IN , Cashier. F red BAN K OF GOUVERNEUR HERBERT G. ALDRICH, W arren W. H arvey, H erbert G A l d r ic h , — G ou verneur JAMES 0. SHELDON, [93 Main street; organized 1879] P resid en t. Jam es O. DIRECTORS Sh e l d o n , D a v id RESOURCES S cholton, Statement of condition Feb. 21, 1919 A r c h ie F. M cA llaster, Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 J am es C ash ier. C. D olan. Statement of condition Nov. 12, 1919 Other currency authorized by the laws of the United State?............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents........................................................ ................................................... $160,170 342,800 18,000 27,015 41,955 300,818 3.80,477 308 100,508 7,385 23,272 1,807 150,714 4 $381,995 331,825 18,000 20,250 38,869 252,781 447,849 309 102,812 9,017 34,142 7,159 125,157 3 $381,070 401.850 18,000 16,870 38,600 253,606 497,673 219 182,711 8,157 23,304 1,524 150,188 2 $397,250 378,820 18,000 18,345 43,300 283,765 543,166 212 133,808 8,338 30,675 20,878 94,461 2 Total resources................................................................................................. $1,855,233 $1,770,168 $1,976,774 $1,969,020 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings and loan associations, credit unions and land banki Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities........................................................................................................ Add for cents............................................................................................................ $100,000 120,381 $100,000 115,167 $100,000 123,355 $100,000 126,136 6,136 45.000 53.000 1,309,812 28 210,000 10,875 1 34,200 40,500 9,500 1,461,925 23,993 36.000 71.000 1,610,099 51 18,844 36,000 8,000 1,659,929 334 8,875 1 12,275 1 19,775 2 Total liabilities......................................................................................................... $1,855,233 $1,770,168 $1,976,774 $1,969,020 Q uarterly Statements Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real es. c o ll... . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... G. BAN K OF GOW ANDA W M . H. B A R D , President. R ic h a r d W il h e l m , — G o w an d a £ [8 Main street; organized 1890] F r a n k l in E . B a r d , D a n ie l B . F o rbttsh , W m . H. E dw ard ST A N L E Y A. NEILSON, Cashier. DIRECTORS B ard, C. M u g r i d g e , W alter W . W elsh , C arl W . G u lley. Statement of condition Feb. 21, 1919 J. M entley, H enry Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 L. M oench, Statement of condition Nov. 12, 1919 $ 7 1 8 ,5 5 9 $ 8 3 0 ,5 0 4 $ 9 0 4 ,4 5 4 $ 8 7 6 ,0 8 3 $ 1 0 0 ,0 0 0 3 7 ,2 1 0 $ 1 0 0 ,0 0 0 3 9 ,4 7 4 $ 1 0 0 ,0 0 0 4 4 ,2 1 2 $ 1 0 0 ,0 0 0 4 4 ,8 6 0 5 ,2 5 2 2 5 \000 5 2 5 ,7 3 7 1 9 ,0 0 0 6,3.60 6 ,9 7 3 2 5 ,0 0 0 6 5 3 ,9 2 5 2 ,0 1 8 3 ,1 1 7 7 2 1 ,5 0 4 5 ,1 3 1 1 7 2 9 ,1 4 3 2 3 ,0 0 0 6 , 0S0 1 $ 7 1 8 ,5 5 9 $ 8 3 0 ,5 0 4 $ 9 0 4 ,4 5 4 $ 8 7 6 ,0 3 3 LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings and loan ass’ns, credit unions and land bank. Other deposits secured by pledge of assets..................................... '............. Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Other liabilities................................................................................................. Add for cents.................................................................................................... Total liabilities 6 ,6 0 0 2 D is c o u n t Total resources.......................................................................................... and $ 8 9 ,9 0 0 7 9 ,0 6 0 2 0 ,0 0 0 4 2 ,8 2 5 3 6 ,9 4 2 2 6 6 ,7 8 3 2 0 4 ,3 6 8 35 1 0 1 ,6 9 6 1 ,6 1 0 2 0 ,6 0 0 8 ,3 9 1 3 ,8 7 2 3 D e p o s it $ 1 3 7 ,5 5 0 6 4 ,2 8 5 2 0 ,0 0 0 4 5 .1 2 5 3 6 ,1 7 7 2 2 2 ,4 6 5 1 7 7 ,8 0 5 13 1 5 8 ,0 9 6 1 ,2 0 4 3 5 ,3 0 0 1 ,3 3 0 5 ,1 0 0 4 of $ 1 7 9 ,7 4 4 4 9 ,7 5 0 2 0 ,0 0 0 4 7 ,7 7 5 3 7 ,2 1 6 1 9 5 ,3 8 1 1 7 1 ,0 6 3 12 1 0 0 ,8 7 2 1 ,9 3 0 1 9 ,8 0 0 1 ,8 6 2 5 ,0 9 5 4 B anks $ 1 3 2 ,3 9 4 4 4 ,7 5 0 2 0 ,0 0 0 4 8 ,7 9 4 3 8 ,7 9 4 1 8 9 ,1 7 6 1 9 1 ,2 2 8 12 3 0 ,7 2 6 1 ,0 3 0 1 6 ,7 0 0 1 ,4 5 0 3 ,5 0 2 3 on Stock and bond investments, viz.: Public securities............................................................................................ Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll... Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items........................................................................................................ Assets not included in any of the above heads................................................ Add for cents.................................................................................................... R eport resources G eorge 00 BAN K OF GREAT N ECK RO SW ELL E L D R ID G E , President. W m. A E. L e w is , u s t in H ic k s , R C osw ell h as. E G. M l d iu d g e , eyer, — G r eat N eck [Organized 1906] AUSTIN HICKS.. Cashier. D IR E C T O R S W a l t e r E. F r e w , J. F r e d F a t g l e , M oses R . S c h e n c k , J. L o u i s S c h a e f e r , resources a n ie l C l ia s . H . G r e g o r y , race, S. W Statement of condition June 30, 1919 oolley. Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $61,040 443,253 12,337 84,650 157,686 35,777 3 24,740 10,083 9,245 364 50,972 5 $105,017 440,417 12,307 86,950 182,100 42 \541 185 41,891 9,551 22,748 2,557 45,667 7 $115,055 404 658 41,201 83,950 244,168 46i470 228 43,061 4,231 21,800 109 16,171 3 $109,017 420 695 6,432 87,550 236,284 44'227 4 17,191 8T13 19,052 T o t a l r e s o u r c e s ........................................................................................................................ L IA B IL IT IE S C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p r o fit s ............................................................................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... O t h e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... $890,155 $991,938 $1,021,105 $1,008,280 $50,000 69,216 766,959 3,979 1 $50,000 77,610 861,130 3,197 1 $50,000 81,169 885,245 4,689 2 $50,000 85,239 866 \349 6,692 T o t a l l ia b ilit ie s ......................................................................................................................... $890,155 $991,938 $1,021,105 $1,008,280 55,755 5 Q uarterly S tatem ents S to c k a n d b o n d in v e s t m e n ts , v iz .: P u b lic s e c u r it ie s . .......................................................................................... P r iv a t e s e c u r it ie s .................................................................................................................... R e a l e s ta te o w n e d ....................................................................................................................... M o r t g a g e s o w n e d .......................................................................................................................... L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla te r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t s e cu re d b y c o lla t e r a l............................... O v e r d r a f t s .......................................................................................................................... D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ..................................................................................................................................................... O th e r c u r r e n c y a u t h o r iz e d b y t h e la w s o f th e U n ite d S t a t e s .................................... C a s h i t e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................ A d d fo r c e n t s ...................................................................................................................................... Statement of condition Feb. 21. 1919 W. R. G D SO BANK D . C. PIERCE, President. D. C . L. M. OF HAM BURGH — H ^ am burg [Main street; organized 1883] OTHO CHURCHILL, Cashier. <=> DIRECTORS P ie r c e , P otter, A n d r e w St e in , F r e d e r ic E a t o n , Ja c o b H atjck , Joh n S choepfltn, G eorge J. B ren del, G e o . L. P o m e r o y , Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $100,000 103,348 $100,000 103,696 $100,000 103,076 $100,000 106,966 5,326 21,000 12,338 1,270,729 65,000 2,433 21,000 17,338 1,254,277 60,000 50,824 2,630 16,165 3 $1,628,366 6,074 19,000 36,367 1,315,477 4,934 19,000 13,425 1,380,566 50,824 11,504 8,923 2 $1,651,247 5,525 15,167 3 $1,645,586 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State sav. and loan assn’s, credit unions and land bank. .. . Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Bills pavable............................................................................................................. Rediscounts............................................................................................................... A c’t ’ces of drafts p’y ’bie at a future date or auth’d by com. letters of credit Other liabilities....................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. 2,324 6,848 3 $1,586,916 O D is c o u n t $232,695 267,213 35.000 185,885 40,990 140,415 526,343 895 128,904 10,770 58,945 5,525 12.000 6 $1,645,586 an $235,523 268,663 42,875 162,010 41,948 188,487 483,030 388 130,718 10,569 63,895 11,504 11,632 5 $1,651,247 D e p o s it $299,220 268,838 42,875 141,035 42,335 162,754 423,923 565 149,937 7,154 72,877 2,630 14,218 5 $1,628,366 ok $386,420 279,225 43,375 138,485 65,076 181,421 278,242 233 138,324 13,511 49,276 2,324 11,000 4 $1,586,916 B anks Stock and bond investments, viz. : Public securities.................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................. Mortgages owned................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie.......................................................-................................................................ Other currency authorized by the laws of the United States............................. Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Statement of condition Feb. 21, 1919 W m. K ronenberg, C h a s . B. K r o n e n b e r g . B eporT on resources Jaco b P e f f e r , O t h o C h u r c h il l , TH E LEON J. MASSON, J. W. D a v is , BANK OF HAM M ONDSPORT — H am m o nd spo rt [Park street; organized 1900] P resid en t. H . M . C h a m p io n , C. L. W a t e r s L. J. M a s s o n , O . B r tjn d ag e, DIRECTORS W. E. HUNTER, C . J. C o r y e l l , W . E. H unter. r esou rces Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 A. E. D epew , Statement of condition Nov. 12, 1919 $ 2 1 6 ,3 6 4 2 9 8 ,3 9 5 4 ,0 0 0 5 1 ,6 5 2 1 6 ,6 9 1 5 4 ,8 0 1 2 0 9 ,9 3 9 788 9 7 ,7 1 5 1 ,5 8 0 1 6 ,5 8 8 41 3 5 ,9 3 2 31 6 $ 1 5 6 ,4 1 4 3 1 3 ,7 4 5 4 ,0 0 0 4 8 ,0 0 2 1 6 ,6 9 1 3 8 ,8 0 2 2 4 3 ,0 1 3 492 8 0 ,5 9 8 1 ,2 3 0 2 2 '0 9 7 108 3 4 ,0 2 5 26 5 $ 1 6 7 ,3 6 4 3 2 8 ,3 7 0 4 ,0 0 0 4 6 ,9 5 2 1 5 ,1 9 1 2 8 ,5 6 0 2 9 9 ,4 2 1 343 3 0 .4 6 9 2 ,1 5 3 1 7 ,6 3 1 181 3 5 ,0 2 4 26 5 $ 1 5 1 ,0 6 4 4 1 7 ,1 5 9 4 ,0 0 0 4 6 ,1 5 2 1 5 ,1 8 6 $ 1 ,0 0 4 ,5 2 3 $ 9 5 9 ,2 4 8 $ 9 7 5 ,6 9 0 $ 1 ,1 7 1 ,5 8 0 $ 5 0 ,0 0 0 7 8 ,0 6 5 $ 5 0 ,0 0 0 8 2 ,9 7 6 $ 5 0 ,0 0 0 8 4 ,6 1 4 $ 5 0 ,0 0 0 8 8 ,6 0 6 1 ,4 9 9 1 8 ,0 0 0 5 8 ,5 2 1 7 9 1 ,9 5 0 116 1 ,9 7 9 1 8 ,0 0 0 2 2 ,4 1 6 7 7 8 ,6 3 3 1 ,4 0 3 3 ,8 3 9 1 ,2 9 4 1 6 ,0 0 0 2 1 ,4 4 3 9 8 4 ,9 1 7 2 5 ,9 7 6 1 6 ,0 0 0 3 1 ,4 7 3 7 7 9 ,9 0 1 492 7 ,2 3 1 3 $ 9 5 9 ,2 4 8 $ 9 7 5 ,6 9 0 $ 1 ,1 7 1 ,5 8 0 W 3 3 8 ,4 4 9 36 9 5 ,8 1 4 1 ,5 8 2 1 8 ,2 5 9 337 4 5 ,9 5 5 26 5 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Prefened deposits, viz.: Due New York State sav. and loan ass’ns, credit unions and land bank. .. . Deposits by the State of New Y ork.................................................................. Other deposits secured bv pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. 6,369 3 $ 1 ,0 0 4 ,5 2 3 o <3 3 9 ,3 1 5 2 tei W S tatem en ts Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real estate coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie................................... ..................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................. Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Statement of condition Feb. 21, 1919 M onroe W h eeler, C a sh ier. BANK JOSEPH H. B C G A R T , President. J ohn A A lbertson , E d w a r d L. F r o s t , OF H EM PSTEAD HARBOR — -R [Organized 1906] oslyn H O W ARD C. H EG EM AN , Cashier. DIRECTORS T hom as W . A lbertson , H o w a r d C, H e g e m a n , Joh n F . R e m se n , J o h n C. B a k e r , F r e d e r i c k C. H i c k s , R alph T u bby, J oseph H . B o g a r t , Sam uel H oo per, F r e d e r ic k E . W T l l it s , S ta te m e n t o f c o n d it i o n S e p t . 12, 1 919 S ta te m e n t of c o n d it i o n N o v . 12, 1919 $ 1 ,2 3 4 ,9 2 4 $ 9 2 7 ,1 6 5 Capital...................................................................................................................... Surplus, including all undivided profits................................................................. Preferred deposits, viz.: Due Neve York State savings banks................................................................. Other deposits secured by pledge of assets....................................................... Deposits otherwise preferred.............................................................................. Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities........................................................................................................ Add for cents............................................................................................................ $ 3 0 ,0 0 0 8 8 ,8 2 5 $ 3 0 ,0 0 0 9 2 ,6 9 6 $ 3 0 ,0 0 0 8 8 ,7 5 0 $ 3 0 ,0 0 0 9 3 ,5 3 5 1 2 ,1 4 9 1 6 ,1 0 3 2 2 ,9 3 1 8 8 ,9 0 9 2 2 ,4 0 3 1 0 ,0 0 0 6 7 ,0 0 0 6 8 3 ,4 4 9 889 8 8 2 ,1 0 3 1 ,0 0 3 ,2 0 2 7 6 9 ,0 5 6 1 ,0 0 5 1 3 0 ,0 0 0 2 ,6 2 9 2 1 ,1 4 0 1 2 ,1 6 9 2 T otal liabilities $ 8 8 3 ,3 7 8 $ 1 ,0 5 3 ,5 3 3 $ 1 ,2 3 4 ,9 2 4 $ 9 2 7 ,1 6 5 is c o u n t $ 1 ,0 5 3 ,5 3 3 D $ 8 8 3 ,3 7 8 LIABILITIES and 9 ,1 1 4 2 e p o s it 9 ,3 2 7 2 D $ 1 ,0 0 0 4 6 5 ,3 6 5 1 1 ,3 1 5 4 0 ,6 0 0 7 ,2 0 0 1 9 0 ,0 6 3 1 1 6 ,1 2 0 5 2 ,8 9 3 1 8 ,6 8 3 1 4 ,8 1 0 of $ 1 ,0 0 0 8 3 3 ,2 7 5 1 1 ,3 1 5 4 1 ,6 0 0 7 ,2 0 0 9 5 ,3 0 8 1 1 8 ,5 8 5 7 8 ,5 8 8 1 6 ,4 7 4 2 2 ,2 5 0 anks $ 1 ,0 9 0 7 3 1 ,7 7 9 1 1 ,3 1 5 4 1 ,6 0 0 7 ,2 0 0 9 1 ,9 3 8 1 1 3 ,0 4 2 1 1 ,1 2 2 1 5 ,6 8 3 1 9 ,6 2 0 113 9 ,1 1 8 3 B $ 1 ,0 0 0 4 8 8 ,9 6 6 1 1 ,3 1 5 4 0 ,1 0 0 8 ,7 0 0 8 6 ,7 0 5 1 0 2 ,5 1 0 1 0 0 ,4 7 7 1 5 ,9 5 6 1 8 ,6 1 0 3 9 ,0 3 4 2 on Total resources................................................................................................. S ta te m e n t c f c o n d it i o n J u n e 3 0 , 1 91 9 eport Stock and bond investments, viz.: Public securities.................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real estate coll. Loans and discounts secured by other collateral................................................. Loams, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Specie............................. ........................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ S ta te m e n t o f c o n d it i o n F e b . 2 1 , 1919 W . P . L. D a v i s Jotham P o st, R RESOURCES Ja m e s K . D a v is , W il l ia m M cC a rth y , W il l ia m W it t e . BANK O F HICKSVILLE — H ic k s v il l e H EN RY W. U N D E R H IL L , President. [Broadway; organized 1903] JOSEPH J. U LM ER. Cashier. DIRECTORS I . M e l v in S n e ih k e r , W . lV I. C o c k s , H en ry S en c sta c k en , S . S . U N D E R H IL L , J p. .. H e n r y C. S t o l z , B yro n R u sh m o re, W . v i . H. J o n e s , D a n ie l U n d e r h il l , r e s o u r c e s S t a te n w n t o f c o n d it io n F e b . 2 1 , 1 0 19 H e n r y W. U n d e r h i l l , W il l ia m D t jf f y . S t a te m e n t o f c o n d it io n J u n e 3 0 , 1919 C h arles S t a te m e n t o f c o n d it i o n S e p t . 12, 191 9 G. V o ig t , S t a te m e n t o f c o n d it io n N o v . 12, 1919 Stock and bond investments, via. : $ 2 0 5 ,8 0 2 2 0 0 ,3 3 5 2 1 ,0 0 0 5 3 ,9 5 0 $ 24 6 ,2 5 1 2 1 0 ,3 6 0 2 0 ,9 0 0 6 0 ,9 5 0 $ 2 2 3 ,4 3 2 2 0 9 ,1 2 1 2 0 ,0 0 0 6 4 ,6 5 0 1 ,0 0 0 4 8 ,5 1 9 2 9 4 ,5 5 0 4 ,0 9 0 1 2 7 ,1 9 6 2 6 2 ,6 6 6 4 ,1 5 1 3 1 4 ,1 9 9 3 2 2 ,0 5 2 Due from the Federal Reserve Bank of New York less offsets........................ Assets not included in any of the above heads................................................. Add for cents.................................................................................................... 4 9 ,1 5 5 1 ,9 9 9 1 6 ,9 8 7 631 5 5 ,9 5 1 4 ,4 0 0 5 3 1 ,1 7 3 876 1 5 ,6 5 7 1 ,1 8 8 4 8 ,3 5 6 4 ,1 0 0 3 4 ,0 9 0 2 6 5 ,4 7 7 2 8 8 ,4 9 3 1 3 6 ,0 8 0 1 ,1 8 0 2 9 ,1 0 7 44 6 7 ,3 7 4 7 ,8 0 0 2 Total resources.................................... ..................................................... $ 9 5 9 ,6 9 4 $ 9 7 6 ,3 9 2 $ 1 ,2 3 8 ,1 0 9 $ 1 ,2 8 6 ,3 2 0 $ 2 5 ,0 0 0 8 6 ,8 1 0 $ 2 5 ,0 0 0 1 0 7 ,0 5 0 8 5 5 ,8 8 1 '$ 2 5 ,0 0 0 1 0 3 ,5 7 1 3 9 ,0 0 0 1 ,0 6 3 ,0 8 7 Other liabilities................................................................................................. $ 2 5 ,0 0 0 8 4 ,5 4 6 3 0 ,0 0 0 8 1 2 ,4 4 8 1 ,0 0 0 6 ,7 0 0 8 ,7 0 0 7 ,4 5 0 1 1 Total liabilities.......................................................................................... $ 9 5 9 ,6 9 4 $ 9 7 6 ,3 9 2 $ 1 ,2 3 8 ,1 0 9 Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mortgage, deed or other real estate Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Other currency authorized by the laws of the United States........................... 2 1 ,0 8 0 1 ,7 8 3 2 9 ,7 6 5 440 6 8 ,1 4 2 7 ,5 0 0 5 Q uarterly S ta tem en ts $ 2 3 0 ,4 1 0 1 7 6 ,8 8 7 2 5 ,7 5 0 5 3 ,4 5 0 L IA B IL IT IE S Capital.............................................................................................................. Sur; lus, including all undivided j rofits........................................................... Preferred deposits, viz.: Other deposits secured by pledge of assets.............. Due depositors, not preferred........................................................................... 1 ,1 4 4 ,3 2 7 543 9 ,4 0 0 $ 1 ,2 8 6 ,3 2 0 *'-T CO B A N K OF HOLLAND R O B E R T J. W ATSO N, President. — H olland [Organized 1893] E A R L J. B A N G E R T , Cashier. DIRECTORS H ow ard B. B e w n io n , F r a n k S. C o o p e r , W m. N . Shredeh, A sh er C u tle r , P a u l J. W u r s t , W m . F. F r a n t z , R o b e r t J. W a t s o n . Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................... Loans and discounts -secured by other collateral................................................. Statement of condition Feb. 21, 1919 H. G r ig g s , Statement of condition June 30, 1919 L o ren zo Statement of condition Sept. 12, 1919 D. O ’ D e i .l , Statement of condition Nov. 12, 1919 $57,973 97,144 6,000 56,452 $12,355 100,467 6,000 57,327 $36,387 125,190 6,000 64,102 $17,526 110,402 6,000 63,650 Other currency authorized by the laws of the United States............................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 8,413 11,420 174,084 319 53,054 401 8,900 5,717 3 8,551 87,365 183,687 1,271 45,966 531 9,800 6,417 2 8,400 62,504 187,816 459 36,453 682 9,600 6,763 4 10,200 63,285 189,992 485 37,497 860 10,100 7,397 4 Total resources................................................................................................. $479,880 $549,739 $544,360 $547,398 Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits bv the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $25,000 30,250 $25,000 30,010 $25,000 32,492 $25,000 34,298 16,000 782 405,161 2,686 1 16,000 792 475,773 2,163 1 15,000 792 466,885 4,190 1 15,000 5,849 461,740 5,510 1 Total liabilities................................................................................................. $479,880 $549,739 $544,360 $547,398 R eport on B anks of D eposit and D iscount RESOURCES A lbert TH E BAN K OF H UNTINGTON DOUGLAS'S C O N K LIN , President. — H u n t in g t o n [Main street; organized 1888] ROSS W. DOW NS, Cashier. DIRECTORS W il l a r d N. B a y l is , H e n r y S. B r u sh , T h e k o n H . S a m m is , C a r l i. S. B u r r , A ugust H e c k sc h e r , G e o . W o o d h u l l C o n k l in , A d d i s o n W. S a m m i s , resources Statement of condition Feb. 21, 1919 D o u g l a ss C o n k l in , R o s s W. D o w n s . Statement of condition June 30, 1919 H e n r y F . S a m m is , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 S tock and bon d investments, viz. : $307,821 454,340 84,782 163,733 108,571 163,384 685,710 1,706 231,121 26,319 62.225 4,857 6,000 5 $382,139 471,815 84,782 163,883 120,271 170,088 678,497 2,226 312,778 7,483 69,997 4,656 3,000 4 $348,020 620,291 84,782 179,333 125,271 194,447 635,499 739 374,183 10,453 84,472 2,669 3,000 4 Total resources................................................................................................. $2,335,102 $2,330,574 $2,471,619 $2,663,163 $30,000 261,421 33,000 1,950,680 50,000 lO^OOO 1 $30,000 262,818 30,000 2,005,755 $30,000 267,378 27,000 2,138,241 $30,000 270,469 27,000 2,320,693 2,000 1 9,000 15,000 1 $2,335,102 $2,330,574 $2,471,619 $2,663,163 S tatem ents Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $473,565 416,821 84,782 171,933 103,703 139,076 711,143 767 145,383 10,184 07,610 2,132 8,000 3 Q uarterly Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.......................... Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Total liabilities................................................................................................. -I CA B ANK - A r t h u r A. A m i d o n , .B r e w e r D . P h il l ip s , .A . M o r e l l e C h e n e y , R, J. B a r r o w s , G e o . B . P it t s , M . L. F enton, OF JA M E S T O W N — Ja m e s t o w n [216 Main street; organized 1903] B R EW ER D. PHILLIPS, President. Jr . LUCIAN J. W ARREN , Cashier. Statement of condition Feb. 21, 1919 Statement, of condition June 30, 1919 W m . J. M ad d o x, C r a w f o r d N. B a r q a r , E lm er W . Sellstrom , Statement, of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $ 3 ,4 4 1 ,5 5 6 $ 3 ,5 6 5 ,2 3 8 $ 3 ,6 2 1 ,5 6 0 $100,000 $ 2 5 0 ,0 0 0 3 2 7 ,5 1 5 Surplus, including all undivided profits............................................................ Preferred deanosits, viz.: Deposits by the State of New York............................................................. Other deposits secured by pledge of assets....................................................... Due deoositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ $ 2 5 0 ,0 0 0 3 3 8 ,5 2 3 $ 2 5 0 ,0 0 0 3 4 7 ,5 9 3 3 1 ,0 0 0 5 1 ,5 6 6 2 ,6 8 0 ,8 1 3 8 5 ,6 6 1 3 1 ,0 0 0 4 4 ,2 2 1 2 ,7 8 1 ,7 4 5 1 0 4 ,7 4 8 3 1 ,0 0 0 3 3 ,7 8 8 2 ,9 2 2 ,1 3 4 2 2 ,0 4 3 Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. 1 5 ,0 0 0 1 5 ,0 0 0 1 5 ,0 0 0 3 4 1 ,2 8 2 21 ,000 1 0 0 ,3 4 9 2 ,4 1 3 ,6 0 3 5 ,5 9 1 1 7 5 ,0 0 0 1 5 ,0 0 0 2 $ 3 ,1 7 1 ,8 2 7 1 $ 3 ,4 4 1 ,5 5 6 1 $ 3 ,5 6 5 ,2 3 8 2 $ 3 ,6 2 1 ,5 6 0 D is c o u n t $ 3 ,1 7 1 ,8 2 7 LIABILITIES and $ 6 7 8 ,0 5 6 1 0 7 ,4 7 6 1 7 1 ,3 7 7 1 4 7 ,7 4 5 8 3 ,4 7 6 3 4 9 ,9 7 0 1 ,4 4 2 ,9 7 3 1 3 ,5 9 4 4 5 7 ,6 1 2 5 ,6 2 8 1 2 8 ,3 0 0 3 3 ,8 5 1 3 ,5 0 0 4 D e p o s it $ 7 6 1 ,9 3 3 1 5 8 ,0 3 8 1 7 1 ,2 8 7 1 3 5 ,5 1 5 7 5 ,1 7 1 2 5 8 ,3 7 7 1 ,3 7 3 ,6 3 4 7 ,7 6 9 4 7 6 ,3 8 9 6 ,2 9 7 1 0 8 ,9 0 2 2 4 ,6 7 2 7 ,2 5 0 4 of $ 5 9 9 ,7 4 6 1 5 6 ,6 0 5 1 8 8 ,1 3 2 1 0 9 ,0 1 0 9 1 ,8 1 8 2 6 4 ,1 0 1 1 ,3 0 9 ,8 9 0 1 ,1 0 8 5 5 2 ,7 0 7 5 ,1 8 9 1 1 5 ,6 2 4 4 1 ,8 7 2 5 ,7 5 0 4 B anes $ 6 3 6 ,1 5 0 1 1 1 ,6 0 5 1 3 6 ,3 7 9 1 07 ,6 01 6 7 ,4 4 3 2 3 8 ,9 1 4 1 ,1 7 5 ,6 6 8 778 5 3 8 ,5 6 6 8 ,9 8 9 1 1 4 ,5 0 7 3 1 ,4 2 2 3 ,8 0 0 5 on Stock and bond investments, viz. : Public securities.................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. col!. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... "Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Jared H ew es, L u t h e r M. B u t m a n , F r a n k F . P ic k a r d , R eport J . D e l e v a n C u r t is s , T h e o . A. C a s e , M . R . St e v e n s o n , W m . T ow nsend, C h a r l e s W . H e r r ic k , B u r t F . M e r h ia m , R o bert H . Jack so n . resources Ci DIRECTORS BAN K OF LAKE PLACID — L a k e P la c id G EO RG E A. STEVENS, President. CLA R E N C E H. W ATSO N, Cashier. [Main street; organized 1909] DIRECTORS G eorge A. Ste v e n s, F o r r e s t B . G u il d , W il l ia m C . F e a t h e r s , J am es B. H u rley, H e n r y C . St e v e n s , C laren ce H . W atson , J. C h e s t e r J u b i n . RESOURCES Statement of condition Feb. 21, 1919 F eed C. D ay, Statement of condition June 30, 1919 Jam es Statement of condition Sept. 12, 1919 W. F l e m in g , Statement of condition Nov. 12, 1919 Stock and bond investments, viz.: Total resources................................................................................................. $820,689 $1,113,802 $982,675 $25,000 32,276 $25,000 31,857 $25,000 35,3S2 $25,000 36,572 13,500 14,000 13,500 1 2 ,0 0 0 12,000 9,000 643,432 696,778 30j058 53,554 28,000 10 037 991,001 1.119 11,232 $758,264 LIABILITIES Capital................................................................ Surplus, including all undivided profits.......... Preferred deposits, viz.: Deposits by the State of New Y ork ............ Other deposits secured by pledge of assets.. Deposits otherwise preferred......................... Due depositors, not j.referred............................ Due to trust companies, banks and bankers. . Other liabilities.................................................... Add for cents........................................................ Total liabilities. ’ 893,440 6^663 1 5758,264 $820,689 ,113,802 $982,675 Q uarterly Statem en ts $146,6.54 $136,140 $172,149 $187,395 75,914 111.734 Private securities................................................................................................. 88,154 143,413 19'000 19,000 19,400 19^000 Mortgages owned..................................................................................................... 65,200 63,100 75,000 29,731 36'631 38,754 Loans and discounts secured by bond and mtg., deed or other real est. coll. 29,641 113,906 119,308 Loans and discounts secured by other collateral................................................. 51,916 59,974 405'338 343,568 343,470 Loans, discounts and bills purchased not secured by collateral......................... 247,959 285 '895 111 Overdrafts.................................................................................. .............................. 492 40,578 129,487 Due from trust companies, banks and bankers................................................... 27,120 58,741 4,662 Specie........................................................................................................................ 7,080 5,868 4,734 14,347 27,875 Other currency authorized by the laws of the United States............................. 37,946 17,329 10 Cash items................................................................................................................ 100 10 ' 90 Due from the Federal Reserve Bank of New York less offsets.......................... 4,000 17,304 17,307 14,560 Assets not included in anv of the above heads.................................................... 17,038 2 3 Add for cents............................................................................................................ 4 3 65,600 TH E BAN K OF LANCASTER — L a n c a s t e r [49 Central avenue; organized 1894] J. O. G A R R E T SE E , President. DIRECTORS A r t h u r D. B i s s e l l , J o h n G. M i l l e r . H erman B. V an P eym a, J a c o b C . W e il . D. R. S t r a t t o n , J. O. G a r r e t s e e , C h as. B e n j. Statement of condition Sept. 12, 1919 P. Z u r b r ic k , Statement of condition Nov. 12, 1919 10,527 5 10,195 6 $1,441,746 $1,974,706 $1,904,258 $1,917,441 LIABILITIES $100,000 53,015 $100,000' 53,255 $100,000 59,129 25,572 21,500 45,927 1,192,410 5,280 2 29,242 21,500 34,435 1,359,549 376,963 2 3,623 19,000 22,393 1,697,485 8,500 2 5,464 19,000 18,212 1,701,634 14,000 2 Total liabilities................................................................................................. $1,441,746 $1,974,706 $1,904,258 $1,917,441 is c o u n t $100,000 51,055 D Capita1....................................................................................................................... Surplus, including all undivided profits................................................................. Preferred deposits, viz.: Due New York State sav. and loan ass’ns, credit unions and land bank........ Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ and $529,933 276.191 85,423 9,877 72,873 348,092 460,555 376 59,852 7,259 56,809 e p o s it $594,583 277,759 83,107 10,777 80,442 349,697 338,892 234 88,428 6,273 63,534 D $220,783 273,724 79,246 5,850 71,168 355,708 387,688 547 127,134 5,271 60,629 896 386,057 5 of $216,323 273,557 55,529 4,250 76,299 179,582 392,483 1,175 174,866 4,851 50,334 117 12,375 5 B anks Total resources................................................................................................. Statement of condition June 30, 1919 G eo. on Assets not included in any of the above heads.................................................... Statement, of condition Feb. 21, 1919 C. L . S u e s s , Joseph V o e g e l e . eport Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned ................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts ............................................................................................................. Due from trust companies, banks and bankers.................................................... Specie ................................................................................................................... Other currency authorized by the laws of the United States............................. K in g , E den, GO. R RESOURCES F. H. JOSEPH F. SCH AEFER, Cashier. BAN K OF LAW REN CE — L a w r e n c e j . C A R L SCH M U CK , President. J. C arl Schm uck, John II. [Central avenue; organized 1903] JOHN A. R U TH , Cashier. DIRECTORS S m it h , Jas. W . S a f f o r d , John A. M o b k is F. C raft , D iv in e H e w l e t t , W in f ie l d S. V andew atsh . R uth. RESOURCES Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $335,750 62,339 45,972 124,551 $303,850 61,839 45,522 124,173 $345,080 61,839 43,922 115,188 $359.550 61,589 34,700 129,871 Other currency authorized by the laws of the United States............................. Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 47,874 176,854 284,909 565 67,698 4,860 38,275 6,927 7,984 5 71,698 112,350 484,415 756 84,185 4,175 35,815 3,086 7,484 5 39,351 98,524 804,455 662 140,832 4,901 62,625 10,382 8,240 5 41,190 182,789 770,778 313 163,965 6,723 54,823 10,861 6.000 5 Total resources................................................................................................. $1,204,563 $1,344,353 $1,736,006 $1,823,157 Canital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New York.......................... Due depositors, not preferred................................................................................ Other liabilities........................................................................................................ Add for c e n t s .......................................................................................................... $50,000 67,788 26,000 1,058,338 2,436 1 $50,000 74,163 26,000 1,189,190 5,000 $50,000 81,263 23,000 1,577,243 4,500 $50,000 85,738 23,000 1,659,918 4,500 1 Total liabilities................................................................................................. $1,204,563 $1,344,353 $1,736,006 $1,823,157 Q uarterly Statem en ts Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral................................................................................................................ Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Statement of condition Feb. 21, 1919 LIABILITIES O G e o r g e I. C a r r , J o h n P. S a m s o n , P resid en t. F rank C. D. — L b R oy [49 Main street; organized 1889] DIRECTORS E. C haddock, G ranby, 180 TH E BANK OF LE ROY D. C. H. PRENTICE. C h a s . L. L a w r e n c e , E d w a r d M. P e r k i n s , A l b e r t F. L o w e , J. G. G i l f i l l a n , Statement of condition June 30, 1919 D. C. H. Statement of condition Sept. 12, 1919 C a sh ier. P r e n t ic e , Statement of condition Nov. 12, 1919 19,395 114,834 233,603 2,529 71,564 2,945 14,104 1,548 3,368 4 12,180 137,272 229,459 975 86,510 2,639 19,951 743 4,538 4 8,748 202,631 228,269 1,107 70,590 2,723 15,632 928 4,838 1 Total resources................................................................................................. $587,990 $581,398 $614,149 $655,540 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Due depositors, not nreferred................................................................................. Due to trust companies, banks and bankers........................................................ BiLs oavab'e............................................................................................................. Other liabilities........................................................................................................ Add for cents............................................................................................................ $100,000 24,119 450,203 1,866 10,000 1,800’ 2 $100,000 25,893 453,146 1,039 $100,000 25.018 469,563 2,06815,000 2.500 $100,000 27,745 520,740 4,254 Total liabilities................................................................................................. $587,990 $581,393 $614,149 $655,540 LIABILITIES 1,315 2,800 1 D is c o u n t Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in anv of the above heads.................................................... Add for cents............................................................................................................ 25,857 106.542 216,693 1,413 74,461 2,160 16,480 360 8,649 5 and $38,915 15,400 4,900 60,858 D e p o s it $38,239 15,400 4,900 61,334 of $6,774 49,450 5,000 56,280 B anks $52,804 18,100 5,000 59,466 on Stock and bond investments, viz.: Public 1eeu'ities................................................................................................... Private securities.................................................................................................. Real esta ■e owned.................................................................................................... Mortgage} own e l ..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral................................................................................................................ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Statement of condi tion Feb. 21, 1919 O ’Sh e a , A l e v Sutherland. R eport RESOURCES WM. H. BISHOP, P. J. BANK OF LIM A CH ARLES R . P IE R C E , President. W il l ia m F. H arvey, C h a r l e s R. P i e r c e , W il l ia m H . D a l t o n , — L im a [West Main street; organized 1905] A L E X A N D E R M A R T IN , Cashier. DIRECTORS A l e x a n d e r M a r t in , E d w a r d F. D i b b l e , J a m e s E . L o c k in g t o n , G o o d r ic h . G eo. W . A tw ell, J o h n A . M a c k e n z ie , C. D. RESOURCES S ta te m e n t of c o n d it i o n J u n e 3 0, 1919 S ta te m e n t o f c o n d it i o n S e p t . 12, 1919 S t a te m e n t o f c o n d it io n N o v . 12, 1919 $78,320 3,500 38,100 1,337 105,088 161 42,541 4,661 5,971 616 3,400 3 $63,627 3,500 41,600 1,365 116,846 134 36,017 3,357 5,472 676 5,563 4 $61,6IS 3,500 43,200 4,375 117,163 70 17,613 4,220 5,802 493 5,757 3 Total resources................................................................................................. $248,461 $283,698 $278,161 $263,844 $25,000 18,595 203,607 $25,000 18,283 238,814 41 $25,000 19,319 222,526 $25,000 17,882 219,900 1,259 1,559 LIABILITIES Capital.................................................................. Surplus, including all undivided profits........... Due depositors, not preferred............................. Due to trust companies, banks and bankers. . Bills payable......................................................... Other liabilities..................................................... Add for cents........................................................ Total liabilities. «o S t a t e m e n t 's Other currencv authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $50,581 3,500 38,200 4,511 84,500 389 37,712 4,655 3,125 629 20,656 3 'u a r t e r l y Stock and bond investments, viz.: Public securities........................................... R eal estate owned.................................................................................................. M ortgages owned.................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... S ta te m e n t o f c o n d it i o n F e b . 2 1 , 1919 10,000 1,316 $248,461 $283,698 1,061 1 1 $278,161 $263,844 CO- T H E BA N K OF LONG ISLAND — J a m a i c a SAMUEL R. SMITH, President. [359 Fulton street: organized 1902] DIRECTORS J o h n A d ik e s , W . W . G il l e n , V . E v e r it M a c y , C . R . B ettes, J o h n F. G a l v i n , A n d r e w M c T ig u e , D . L . St a r k s , St e p h e n B a k e r , W. J. H a m i l t o n , N ew m an J. P e t t i t , R u d o lph St u t z m a n n , J o seph D y k e s , P e r c y G. J a m e s , P. A. R ow ley, C h a r l e s A . W il l e t s , F it z p a t r ic k , K ellogg, S a m u e l R. S m i t h , G. S. H i c e . B. D. G . H. F orster, L e a v it t , V a l e n t i n e W. S m i t h , $ 1 , 2 0 0 ,0 0 0 379,376 5,959 14,000 554 615,029 14,377,769 745,347 536,995 1,598 14,000 647 261,092 18,349,728 498,201 1,000 118 j 889 4 $21,933,693 553,164 1,024 25,000 682 633,402 22,010,904 705,399 535,59> '2,031 25,000 717 438,280 22,496,939 691,900 28,300 174,150 2 $26,842,506 108,003 4 $18,420,596 159,445 3 $26,393,749 1,246,591 is c o u n t $1,200,000 1,104,726 D $1,200,000 951,539 and Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Due New York State sav. and loan assn’s, credit unions and land bank....... Deposits by the State of New Y ork.................................................................. Deposits by the Supreintendent of Banks of the State of New Y ork........... Other deposits secured by pledge of assets....................................................... Due depos tors, not pi eferred....... ......................................................................... Due to trust companies, banks and bankei s ........................................................ A c’tance of drafts p’y’ble at future date or auth’d by com. letters of credit. .. Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities................................................................................................. >26,842,503 e p o s it $1,200,000 974,555 LIABILITIES $4,485,445 999,500 800,170 576,937 339,271 7,539,038 7,735,183 2,920 3,305,303 143,802 717,285 25,246 28,300 144,016 D $4,962,595 1,015,150 647,935 524,442 375,563 8,488,582 6,091,169 2,449 3,384,287 139,733 566,742 30,157 1,000 163,941 4 $26,393,749 of 92,719 7 $18,420,596 $4,552,109 979,150 621,105 606,680 426,728 5,178,404 5,924,358 5,606 2,638,664 143,378 697,423 27,115 1,000 131,968 5 $21,933,693 $4,144,081 1,015,150 691,691 469,594 466,451 3,800,298 5,097,296 1,000 2,074,592 107,959 439,378 20,380 S t a te m e n t o f c o n d it i o n N o v . 12, 1 910 B anks S t a te m e n t o f c o n d it i o n S e p t. 12, 1919 on S t a te m e n t o f c o n d it i o n J u n e 3 0 , 1 91 9 S t a te m e n t o f c o n d it i o n F e b . 21, 1919 eport Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................... ............................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. H. R. W. W . GO.- R RESOURCES GEO. S. DOW NING, Cashier. BANK OF MILLBROOK — M il lb r o o k E lbert A . B urch, W a l t e r F. H a i g h t , DIRECTORS ie t e r ic h , G. H o w a r d A lfred E . D J am es R eardon , C o r n e l iu s RESOURCES Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ D a v is o n , R eardon, B. Statement of condition Feb. 21, 1919 $208,013 254,845 12,000 26,350 71,025 43,415 32 43,227 2,316 9,406 281 31,437 10,541 6 E ugene H am , J. M o r g a n W in g , C a sh ier. J a m e s H . H a ig h t , O a k l e ig h T h o r n e . Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 $242,898 254,845 12,000 25,850 87.216 47,690 500 42,283 2,556 13,932 631 29,581 9,522 4 $278,613 251,845 12,000 25,850 83,978 55,346 154 46,663 1,502 10,358 979 35,324 11,737 7 Statement of condition Nov. 12, 1919 $278,613 251,845 12,000 25,850 68,683 74,183 253 35,107 1,567 11,737 975 35,245 13,770 6 ATuaxgva, W il l ia m R . A n d e r s o n , J a y H a ig h t , W ALTER F. HAIGHT, [Organized 1891] P resid en t. sunpaullvlq JAMES REARDON, Total resources................................................................................................. $712,894 $769,508 $814,356 $809,834 LIABILITIES $50,000 $50,000 $50,000 $50,000 Capital...................................................................................................................... 61,885 Surplus, including all undivided profits................................................................ 66,845 70,203 64,227 Preferred deposits, viz.: Other deposits secured by pledge of assets............... 17,000 9,000 108,000 Due depositors, not preferred................................................................................ 548,570 611,809 542,160 580,870 4,245 Due to trust companies, banks and bankers........................................................ 4,740 679 4,599 Bills payable............................................................................................................. 30,000 65,000 110,000 Other liabilities......................................................................................................... 521 1,900 3,142 l ' 193 1 1 1 Add for cents............................................................................................................ 1 Total liabilities................................................................................................. $712,894 $769,SOS $814,356 $809,834 CC& 03, t-A oo B A N K OF NASSAU COUNTY — G r e a t N e c k S t a t io n J. LOUIS SCHAEFER, P resid en t. [Organized 1916] ERNEST D. WILLETS, C a sh ier. DIRECTORS R o s w e l l E l d r id g e , H a r o l d H. O ’ C o n n o r , J. E d w a r d M e y e r , G e o r g e D. S m i t h , J. L o u i s S c h a e f e r , H erbert G regory, D a n ie l S. W o o l l e y . RESOURCES Statement of condition Feb. 21, 1919 A u s t in H i c x s , Statement of condition June 30, 1919 G eorge Statement of condition Sept. 12, 1919 O. L in k l e t t e r , Statement of condition Nov. 12, 1919 M O W H O Stock and bond investments, viz.: Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Other currency authorized bv the laws of the United States............................. Assets not included in anv of the above heads.................................................... $105,750 201,975 27,150 99,535 11,221 57 39,748 1,234 17,883 4,330 3 $58,490 190,Y90 27,150 207,584 6,822 480 68,686 762 10,909 30,617 3 $42,950 180,929 32,650 176,814 4,780 99 92,442 2,237 22,308 39,122 3 $42,900 170,912 31,650 158,929 12,492 195 65,105 3,094 38,508 37,996 2 $50S,886 $602,293 $594,334 $581,812 P* $50,000 26,064 3,000 429,116 704 2 $50,000 28,887 $50,000 31,562 $50,000 33,425 t) 523,405 1 511,827 944 1 476,914 1,472 1 $508,886 *602.293 7 *604 } 334 $551,812 tCf' til M fi W o tt w hj O xn rd Total resources................................................................................................. LIABILITIES Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Other deposits secured by pledge of assets............... Due depositors, not preferred................................................................................. M o o c4 BAN K OF NIAGARA — N ia g a r a F alls G E O R G E J. H O W A R D , President. A lexander J. [201 FalL street; organized 1882] JAMES C. M O A K LE R , Cashier. DIRECTORS P orter, F r e d e r ic k L . P r a t t , G e o r g e F. N y e , B u r t o n J. M i t c h e l l , H ookes, A. II. RESOURCES Total resources................................................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Deposits bv the State of New Y ork.................................................................. Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ P h il ip P . B a r t o n , E ugene C art, Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $638,177 556,692 35,985 305,650 1,625,546 350,440 13 659,020 20,341 121,939 39,823 40,568 5 $831,094 562,868 35,401 370,595 1,442,552 325,425 666 876,650 27,361 143,345 30,695 74,718 5 $787,950 605,882 35,401 400,597 1,554,573 330,400 604 546,283 38,131 180,030 11,748 38,6-45 2 $345,873 591,315 31,351 290,134 2,105,510 385,348 92 553,842 30,239 187,105 20,640 38,981 4 $4,394,202 $4,721,375 $4,530,246 $4,550,434 $200,000 174,656 $200,000 171,818 $200,000 180,012 $200,000 184,744 215.000 45,000 50,043 2,828,200 161,75-9 400.000 319,511 o 175.000 45,000 117.000 3,389 870 206,908 200.000 215,777 2 150,000 45,000 160,000 45,000 3,526,258 210,400 3,749,153 147,129 218,575 1 94,407 1 $4,394,202 $4,721,375 $1,530,216 $4,580,434 Q uarterly S tatem ents Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Mortgages owned................................................................ .................................... Loans and discounts secured by bond and mtg., deed or other real est. coll........ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured bv collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ G e o r g e J. H o w a r d , L a n c t R a n k in e . de GO OX GO OS TH E B A N K OF NORTH COLLINS — N o r t h C o l l in s [Organized 1895] P resid en t. C. A. TWICHELL, C ashier. DIRECTORS W. S. L aw ton, W. M. W. W. W ard, M e r r il l , A. H. K im b l e , F r a n k J. L e h le y , Jo h n V a n E p p s, T w ic h e l l . C. A. Statement of condition Feb. 21, 1910 Parker, Statement of condition June 30, 1919 G eorge L eh ley, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 30.000 3.000 177,947 161 76.000 1,491 21,993 3 30,000 3.000 172,845 287 144,687 1,189 16,43S 2 30.000 15.000 163,455 387 143,428 1,412 26,745 3 30.000 10.000 232,962 144 107,846 1,293 28,109 4 Total resources.................................................................................................. $639,477 $740,192 $856,238 $916,808 Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New York.......................... Due depositors, not preferred................................................................................. Add for cents............................................................................................................ $25,000 91,846 24,500 498,131 $25,000 94,949 24,500 595,743 $25,000 98,335 22,000 710,902 1 $25,000 101,538 22,000 765,269 1 Total liabilities................................................................................................. $639,477 $740,192 $856,238 $916,808 LIABILITIES D iscount $406,029 4,000 96,421 and $372,812 4,000 98,996 D eposit $264,663 4.000 103,081 op $217,034 4.000 107,848 B anks Stock and bond investments, viz.: Public securities......................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estat e collateral............................................................................................................ Loam and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Add for cents............................................................................................................ on RESOURCES H. G. R eport W. S. LAWTON, T H E BAN K OF NORTH HEM PSTEAD — P o rt W ash in g to n HEWLETT R. SMITH, A. C. B ayles, [286-28S Main street; organized 1901] P resid en t. Jam es W. Jacobu s, H arry P. DIRECTORS F u rn ess, H ew lett RESOURCES Sm it h , BURTIS H. MONFORT, C larence Statement of condition Feb. 21, 1919 B. K elland, Statement of condition June 30, 1919 C laren ce Statement of condition Sept. 12, 1919 L. C ashier. T h om pson . Statement of condition Nov. 12, 1919 Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads..................................................... Add for cents........................................................................................................... $122,546 284,469 15,876 48,550 6,314 66,973 209,516 2S4 174,300 11,704 21,206 122 10,214 3 $213,318 241,706 19,000 60,200 6,300 72,247 238,307 109 121,939 10,089 22,229 1,044 9,869 4 $222,978 230,894 19,000 78,700 6,300 70,251 223,613 76 134,443 12,615 29,637 103 10,561 4 $217,371 230,894 19,000 95,415 6,300 87,186 228,582 160 121,681 12,027 19,033 1,118 11,749 4 Total resources................................................................................................. $972,077 $1,016,361 $1,039,175 $1,050,520 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz. : Due New York State sav. and loan ass’ns, credit unions and land bank.. . . Deposits by the State of New Y ork.................................................................. Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ $25,000 34,789 $25,000 41,686 $25,000 38,749 $25,000 43,978 158 23,000 886,007 258 2,863 2 16,725 21,000 90S,622 3,328 2 5,366 19,000 946,459 158 4,440 3 14,145 19,000 943,980 98 4,318 1 Total liabilities................................................................................................. $972,077 $1,016,361 $1,039,175 $1,050,520 Q uarterly Statem ents Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg.ydeed or other real es. coll....... Loans and discounts secured by other collateral............................ .................... Loans, discounts and bills purchased not secured by collateral.......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... R. GO B ANK J. B. H IN E , President. OF GO GO O N O N D A G A — Onondaga V alley [153 West Seneca street; organized 1912] H. R. JW EEKS, Cashier DIRECTORS S . E l l is C r a n e , E . P. B o y l e , E a r l T. H a r t e r , J. B. H in e , R obert H . G ere, H e n r y W. C l a r k , H edley R . W e e k s. W alter H . S cam m ell, John T. R oberts, R Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $324,305 $25,000 9,339 12,000 209,663 35,000 22,371 1 $25,000 9,763 12,000 227,386 30,000 20,155 1 $313,377 $324,305 $25,000 $25,000 7,648all undivided 9,265 ................................................................ Surplus, including profits' Preferred deposits, viz.: Deposits by the State of New York.......................... 13,500 13,500 229,235 230,818 Due deoositors, not preferred................................................................................. 25,000 Bills payable........................................................................................................... . 10,000 27,738 25,291 Other liabilities........................................................................................................ 1 Total liabilities................................................................................................. $328,149 $313,875 is c o u n t $313,377 D $313,875 and $328,149 LIABILITIES e p o s it Total resources................................................................................................. 111 D 15,559 2,623 4,148 600 46,749 4 $1 ,0 0 0 87,312 11,664 27,022 9,694 42,213 75,591 of $1,000 87,331 11,618 24,349 11,399 35,816 82,838 84 5,942 2,604 4,315 600 45,477 4 anks $1,000 87,331 12,718 23,574 10,978 42,482 76,548 103 11,530 3,243 6,175 600 37,540 3 B Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $1,030 70,768 12,818 23,414 11,189 31,951 66,780 112 43,523 3,458 4,184 600 58,314 3 o n Stock and bond investments, viz. : Public securities.................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. c o ll.. . Loans and discounts secured bv other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Statement of condition Feb. 21, 1919 eport resources BANK OF ORCHARD PARK L E W IS E. W IL L E T , President. L e w is E. O rchard Park [Organized 1916] G EO RG E L. COLBY, Cashier. DIRECTORS W il l e t , A lbert C. D udley, M a s o n H. H o l m w o o d . C olon J. D u d le y , G e o r g e S. W a s s o n , W il l ia m G . A r t h u r , H e n r y R. S t p . a t e m e i e r . RESOURCES Stock and bond investments, viz.: • Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... Specie................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. S ta te m e n t o f c o n d it i o n F e b . 2 1 , 1 91 9 John D . B achm an , S ta te m e n t o f c o n d it i o n J u n e 3 0 , 1 91 9 F rank S ta te m e n t o f c o n d it i o n S e p t . 12, 1 91 9 F . H o l m v .' o o d , S ta te m e n t o f c o n d it io n N o v . 12, 1 9 1 9 $ 1 1 1 ,0 0 8 3 6 ,0 8 9 1 6 ,0 0 0 5 3 ,7 5 0 $ 1 1 4 ,8 1 9 4 2 ,9 8 0 1 6 ,0 0 0 5 6 ,4 3 5 $ 1 1 3 ,6 6 3 5 3 ,0 6 9 1 6 ,0 0 0 5 8 ,4 2 0 $ 9 6 ,4 5 6 6 4 ,8 4 4 1 6 ,0 0 0 5 7 ,0 4 0 1 4 ,4 5 5 2 0 ,7 6 9 9 2 ,0 5 8 314 1 5 ,5S0 1 ,2 8 8 8 ,9 6 3 1 1 ,1 6 4 4 3 ,6 6 7 1 1 9 ,0 9 6 296 5 .6 8 2 3 ,9 9 0 5 ,6 0 3 1 2 ,5 8 1 3 6 ,4 9 9 1 4 1 ,9 6 9 8 ,2 1 3 4 1 5 ,0 0 4 4 4 ,7 6 2 8 4 ,5 5 1 123 2 9 ,4 4 5 2 ,9 7 9 9 ,0 0 0 156 7 ,8 9 6 4 9 ,4 7 1 4 1 0 ,1 2 6 4 $ 3 7 8 ,4 9 1 $ 4 2 4 ,1 5 4 $ 4 4 0 ,1 2 5 $ 5 3 3 ,0 8 6 $30,000 10,204 $30,000 10,874 $30,000 12,222 $30,000 13,544 9.000 16.017 43,643 263,487 5.000 1,138 9.000 24,157 53,105 291,441 5.000 575 8,000 8,000 17,000 46,200 319,602 5,000 5.000 29.203 438,889 5.000 3,450 2 9 1 $378,491 $424,154 $440,125 8 6 ,9 1 3 4 ,3 8 0 6 ,2 7 4 L IA B IL IT IE S Capital................................................................ Surplus, including all undivided profits.......... Preferred deposits, viz.: Deposits by the State of New Y ork ............ Other deposits secured by pledge of assets.. Deposits otherwise preferred......................... Due depositors, not preferred........................... Due to trust companies, banks and bankers. . Other liabilities................................................... Add for cents........................................................ Total liabilities. 2,100 $533,0S6 ..... — ST Cfe BANK OF A . C. COMSTOCK, President. [Main street; organized 1888] C. D. REED, Cashier. D IR E C T O R S W. A. M a h k w ic k , A. E. F. L. B ullard, C ross. RESOURCES Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral................................................................................................................ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... W . H. G ardner W . J. Statem en t of co n d itio n F eb . 21, 1919 Statem en t of co n d itio n June 30, 1919 $122,322 93,580 8,000 12,275 $89,776 96,305 8,000 11,075 Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 2,831 24,551 77,153 253 34,719 3,550 10,870 774 4,200 4 Total resources................................................................................................. F. F. G u t h r ie , S tatem en t of c o n d itio n Sept. 12, 1919 A ndrew , Statem en t of c o n d itio n N ov . 12, 1919 $63,407 129,060 8,000 12,375 $57,223 119,135 8,000 13,400 2,831 23,891 79,635 186 36,128 3,864 4,030 198 4,709 3 5,200 22,968 97,010 69 34,603 3,403 5,340 621 5,021 O 5,200 30,515 95,555 424 31,319 3,617 5,397 662 5,046 4 $395,082 $360,631 $387,080 $375,497 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New York.......................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities................................................................................................... . Add for cents.......................................................................................................... $25,000 21,049 15,500 306,858 75 25,000 1,600 $25,000 24,063 15,500 268,782 9S5 25,000 1,300 1 $25,000 25,549 14,000 293,518 2,812 25,000 1,200 1 $25,000 27,534 14.000 282,059 653 25,000 1,250 1 Total liabilities................................................................................................. $395,082 $360,631 $387,080 $375,497 Specie................................................................................................................ • o L IA B IL IT IE S mo C om stock, *m&qqsiq; <jmv usoaaq; ao sssvg; A . C. cor Q P H I L A D E L P H I A — P h ila d e lph ia T H E BAN K OF PORT JEFFERSON — P o rt J e f fe rso n H . M . RANDALL, E . M . D a v is , [Main street; organized 1889] P resid en t. H. M. R andall, J a s . E. B a y l e s , J . E. O v e r t o n . DIRECTORS H. E. R . B. RESOURCES Stock and bond investments, viz.: Public securities................................................................................................... Private securities............................................: ................................................... Real estate owned................................................................................................... Mortgages owned..................................................................................................... Xoans and discounts secured by bond and mtg., deed or other real est. coll.. . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral.......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... D a v is , D ayton, Statement of condition Feb. 21, 1919 R. B. DAYTON, F . H. T u t h i l l , F r a n k F . D a r l in g . Statement of condition June 30, 1919 C ashier.. F o rrest R a y n o r , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads................................................... Add for cents............................................................................................................ 4 6 ,4 5 4 4 ,2 7 1 2 1 ,7 6 4 438 1 2 ,0 2 6 4 $ 1 7 6 ,0 2 6 8 8 ,3 5 5 9 ,6 6 0 3 2 ,0 5 0 1 ,2 3 6 1 1 7 ,2 0 4 2 2 4 ,8 6 8 4 8 4 ,3 9 9 5 ,9 0 7 2 7 ,6 0 3 1 ,6 0 4 4 ,7 8 2 3 $ 1 5 8 ,4 7 6 8 8 ,6 2 0 9 ,6 6 0 3 6 ,4 0 0 1 ,2 1 0 1 7 9 ,2 6 0 2 4 2 ,9 2 6 5 5 5 ,7 5 2 5 ,5 8 2 1 7 ,9 9 6 517 2 6 ,9 0 9 5 $ 1 5 2 ,3 7 6 8 8 ,6 2 0 9 ,6 6 0 4 3 ,7 0 0 1 ,2 1 0 2 3 4 ,5 7 8 2 2 0 ,3 8 2 49 5 4 ,9 1 3 6 ,5 0 7 4 4 ,5 3 9 536 2 8 ,7 8 0 5 Total resources................................................................................................. $ 7 0 3 ,0 0 0 $ 7 7 3 ,7 0 1 $ 8 2 3 ,3 1 8 $ 8 8 5 ,8 5 5 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ $ 2 5 ,0 0 0 6 7 ,5 5 0 $ 2 5 ,0 0 0 6 8 ,7 5 4 $ 2 5 ,0 0 0 7 1 ,9 8 0 $ 2 5 ,0 0 0 7 3 ,3 7 1 1 9 .0 0 0 1 9 .0 0 0 5 6 8 ,4 0 2 39 4 ,0 0 8 1 1 9 .0 0 0 4 0 .0 0 0 6 1 8 ,7 0 1 1 7 ,0 0 0 3 5 ,8 3 8 6 6 7 ,9 5 5 315 5 ,2 2 7 7 0 2 ,2 3 8 3 2 Total liabilities................................................................................................. $ 7 0 3 ,0 0 0 $ 7 7 3 ,7 0 1 $ 8 2 3 ,3 1 8 $ 8 8 5 ,8 5 5 Specie......................................................................................................... $ 1 9 1 ,9 2 6 8 8 ,3 5 5 9 ,6 6 0 3 4 ,1 0 0 1 ,3 1 3 1 7 ,7 9 7 2 7 4 ,8 9 2 LIABILITIES 2 ,2 4 5 1 1 7 ,0 0 0 59,893 886 7 ,4 6 5 I—*fcOs B A N K OF RICHM ONDVILLE — R ic h m o n d v ille A. D . FR A SIE R , President. [Main street; organized 1893] J. D. HOLMES, Cashier. DIRECTORS A. D. F r a s ie r , O. R. M ann, W m . E . L e w is , S m it h Fox, Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 Total resources. . . ........................................................................................... $818,336 $828,361 $901,201 $935,289 $25,000 63,144 $25,000 64,199 $25,000 67^312 $25,000 70,903 19,000 16000 685,059 10,133 19,000 713,149 7,013 17,000 7,000 772,896 11,992 1 17,000 3,000 811,016 8,369 1 $818,336 $828,361 $901,201 $935,289 Loans and discounts secured by bond and mtg., deed or other real est. coll.. . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. e p o s it $206,527 483,435 26,068 1,668 47,955 79,650 396 56,619 19,531 2,000 933 10,502 5 D $193,624 466,307 26,618 1,668 27,658 82,600 223 72,721 17,789 2,000 138 9,851 4 of $159,290 441,578 27,143 2,168 11,614 114,646 309 33,484 19,396 2,000 431 16,299 3 F-astks Assets not included in any of the above heads.................................................... Add for c e n t s ........................................................................................................... $119,980 435,126 28,243 2,168 9,505 139,517 411 58,053 15,649 2,000 103 7,578 3 ojt Stock and bond investments, viz.: eport RESOURCES John H olm es, R G e o r g e M . W in t e r s , J o h n D. H o l m e s . l ia b il it ie s is c o u n t Other deposits secured by pledge of assets....................................................... D Preferred deposits, viz.: BAN K OF ROCKVILLE CEN TRE — R ockville Centre FRANK T. DeLANO, F r a n k P. B a t l i s , F rank T . D eLano, President . T readw ell D . C arpenter, J acob B ro u w eb, [1 and 3 North Village; organized 1890] J. FRANK SIMONSON, DIRECTORS H e r b e r t C . D a v is o n , W allace H . C ornw ell, J. F r a n k S im o n s o n . F ran k D . M oun t, W il l ia m J . F a l l o n , W e s l e y B. S m i t h RESOURCES E ar l J. B W m. H . K Statement of condition Feb. 21, 1919 ennett, n if f in , J r ., . G e o r g e D . A. C o m b e s , E d w ard T . T h u rsto n . Statement of condition Sept. 12, 1919 Statement of condition June 30, 1919 Cashier Statement of condition Nov. 12, 1919 Stock and bond investments, viz.: $524,293 278,846 160,056 173,787 30,698 99,849 426,310 349 53,394 19,632 20,522 435 17,276 4 $1,805,451 $225,670 439,173 156,510 182,532 24,498 123,082 464,545 203 106,641 14,635 37,121 4,734 13,522 4 $1,792,870 $491,842 314,816 150,657 188,910 23,898 137,778 586,312 192 146,321 21,917 19,510 1,838 21,990 6 $2,105,987 $489,752 363,054 134,607 180,985 21,326 288,887 628,689 1,551 208,647 16,349 27,600 4,557 40,773 5 $2,406,782 $100,000 88,001 $100,000 89,774 $100,000 95,089 $100,000 105,906 15.000 40.000 75.000 1,401,779 4,229 75.000 36,000 4,457 1,553,667 254 32,000 4 449 1,826’ 595 9,992 32.000 4,449 6,440 8,717 25,000 12,861 2 1 1 1 $1,805,451 $1,792,870 $2,105,987 $2,406,782 LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. Deposits by the State of New York............................................................. Other deposits secured by pledge of assets................................................... Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Bills payable.................................................................................................. Rediscounts....................................................................................................... Other liabilities................................................................................................. Add for cents.................................................................................................... Total liabilities.......................................................................................... o S tatem ents Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned..........................................................*.................................. Loans and discounts secured by bond and mtg., deed or other real est. coll... Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral........................ Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Assets not included in any of the above heads................................................. Add for cents.................................................................................................... Total resources.......................................................................................... 2 ,0 8 3 ,1 2 9 5,597 50.000 25,700 CD 03 F rank S. Peek, South D ayton [Park street; organized 1914] E. A. H ale, DIRECTORS W. R o o d , A. M. Geo. F . J. P e a c o c k , r eso u r ce s Statement of condition Sept. 12, 1919 $78,971 61,715 12,500 50,597 61,090 $71,401 61,290 12.500 55,037 61.500 142,870 370 33,836 1,500 8,269 3,031 11,000 27 3 186,031 480 43,249 1,769 5,715 180,102 600 92,362 1,500 2,359 $65,221 63,158 12,500 55,687 65,750 3.000 190,942 748 70,325 1,493 4.000 2 1 2 $437,869 $502,119 $538,652 $532,826 $30,000 18,067 18,000 371,802 $30,000 21,581 18,000 405,523 13 27,000 2 $30,000 23,706 16,000 426,945 $30,000 24,147 16,000 405,678 42,000 57,000 1 1 $502,119 $538,652 $532,826 $117,376 12,500 41,147 65,940 $437,869 Statement of condition Nov. 12, 1919 D is c o u n t Total liabilities........................................................................................... Statement of condition June 30, 1919 and Surplus, including all undivided profits.................... ........................................ Preferred deposits, viz.: Deposits bv the State of New York........................... Due depositors, not preferred....... ......................................................................... Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. h it e , D e p o s it Total resources................................................................................................. LIABILITIES W of Add for cents.............................................................. ............................................. A. C. P arke, B anks Loans, discounts and bills purchased not secured bv collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... ..................................................................... Soecie......................................... Other currency authorized by the laws of the United States............................. Cash items................ . .......................................... Statement of condition Feb. 21, 1919 L. A. C a sh ier. on Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. ........................................................................... Real estate owned................. Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . H ow lett, F . R . S cott. C. B. WHIPPLE, R eport N . W . B urkh a l d e r , — 194: B A N K OF SOUTH DAYTON F R A N K S. PE E K , President. BANK A L B E R T A. FO L K , President. A lbert A. F olk, S il a s A . H . D a y t o n , S. L e s t e r A l b e r t s o n , E . E r n e s t B o is s e a u , W. C o r y A l b e r t s o n , OF S O U TH O LD — Southold [Organized 1908] DIRECTORS L e w i s W. K o r n , J o s e p h N. H a l l o c k , A l b e r t T . D ic k e r s o n , J . M. H a r t r a n f t , J e s s e L. C a s e , S. E d g a r T u t h i l l . resources Sa m u e l D ic k e r s o n , W il l ia m H . G l o v e r , Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 A l b e r t W. A l b e r t s o n , H o w a r d G . T u t h il l , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $58,188 55,278 1,000 20,470 1,600 26,017 74,769 30 15,448 791 6,837 3,223 1,724 4 $110,654 45,278 1,000 19,970 1,600 26,815 57,701 12 55,586 574 9,809 1,256 2,550 3 $125,660 45,278 1,000 18,870 1,200 24,600 63,349 15 53,037 1,089 14,371 651 2,050 4 Total resources.......................................................................................... $288,687 $265,379 $332,808 $351,174 l ia b il it ie s Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. Deposits by the State of New York............................................................. Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Bills payable..................................................................................................... Other liabilities................................................................................................. Add for cents................................................................................................... $25,000 12,399 $25,000 13,019 $25,000 13,496 $25,000 14,667 8,000 5,000 237,540 346 8,000 5,000 280,651 8,000 5,000 297,707 400 8,000 5,000 183,535 64 30,000 '760 2 1 2 Total liabilities........................................................................................... $288,687 $265,379 9 650 $332,808 800 $351,174 195 Statem ents Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Assets not included in any of the above heads................................................. Add for cents.................................................................................................... $106,000 51,152 1,000 20,670 1,800 22,301 52,750 584 19,012 695 9,883 708 2,128 4 Q uarterly Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll... Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral........................ Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ A L B E R T T. D IC K E R SO N , Cashier. CO ca TH E B A N K OF SPENCERPORT, SPENCERPORT, N. Y. GEORGE M. COLE, E d w in E. A u s t in , [Union street; organized 1907] P resid en t. G eoege M. C ole, DIRECTORS H a k r y A. F r e e m a n , $463,976 $505,000 $25,000 23,021 9,000 396,033 $25,000 24,495 9,000 353,299 20,000 1,300 $25,000 24*, 944 8,000 381,757 20,000 4,275 $25,000 25 858 8,000 440,442 $433,094 $463,976 $505,000 2,350 1 Total liabilities........................................................................................... $455,405 5,700 is c o u n t $433,094 D $455,405 and $72,241 40,651 15,104 16,925 20,548 17,950 201,709 213 96,826 2,470 13,269 921 6,170 3 e p o s it $81,601 37,673 15,062 17,325 11,760 12,520 203,624 185 62,078 2,529 12,856 696 6,063 4 D $120,461 12,802 16^241 17,025 9,798 8,115 191,855 '350 36,200 3'036 12,417 181 4,609 4 of $145,226 13,411 16,356 13,750 6^798 4,461 162,485 156 72,879 3,428 10,727 62 5,663 3 Add for cents.................................................................................................... ebster. Statement of condition Nov. 12, 1919 B anks Total resources........................................................................................... LIABILITIES Capital............................................................................................................... Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Deposits by the State of New York.......................... Due depositors, not preferred........................................................................... F rank N . W Statement of condition Sept. 12, 1919 on Assets not included in any of the above heads................................................. Add for cents.................................................................................................... albott, Statement of condition June 30, 1919 eport Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est., coll... Loans and discounts secured by other collateral............................................... Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... John A . T Statement of condition Feb. 21, 1919 C a sh ier. R RESOURCES HARRY A. FREEMAN, BANK OF STEUBEN S h i r l e y E. B r o w n , J a y H. S t e v e n s , — H ornell [82 Main street; organized 1902] C . W . E T Z , President. DIRECTORS B. C. D e W i t t , L. W i l s o n R o c k w e l l , C Jo seph S c h a u l, C h arles W . E tz, L ester R o c k w ell, lyde Sh u l t s , J. E. G eorge H ollands, B . B radley, W alker J. J. E. RESOURCES Statement of condition June 30, 1919 S a m u e l S. K a r r , D o n L . Sh a r p , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $401,906 89,681 78,700 41,295 $417,116 90,281 78,700 38,495 $329,116 90,281 72,200 43,295 6,300 111,000 869,721 597 148,134 4,248 32,900 14,719 8,725 3 2,000 119,000 842,556 548 103,577 5,748 42,422 17,872 3,627 9; 125 3 2,000 121,000 853,486 2,096 93,918 4,373 42,108 10,719 1,985 8,270 2 6,860 158,000 776,568 2,471 133,328 4,873 42,099 4,016 15,439 9,270 3 $1,855,694 $1,758,060 $1,764,549 $1,687,819 Capital................................................................................................. Surplus, including all undivided profits.................................................... Due depositors, not preferred.................................................................. Bills payable......................................................................................... Other liabilities..................................................................................... Add for cents........................................................................................ $100,000 124,481 1,481,212 130,000 20,000 1 $100,000 122,862 1,420,345 100,000 14,852 1 $100,000 126,509 1,523,187 $100,000 129,839 1,442,127 14,852 1 15,852 1 Total liabilities................................................................................ $1,855,694 $1,758,060 $1,764,549 $1,687,819 Total resources.......................................................................................... L IA B IL IT IE S uarterly $441,556 96,981 78,700 42,110 Q Stock and bond investments, viz.: Public securities............................................................................................ Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................................ Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured bv collateral........................ Overdrafts......................................................................................................... Due from trust companies, banks and bankers............................ ................... Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items........................................................................................................ Due from the Federal Reserve Bank of New York less offsets........................ Assett not included in any of the above heads................................................. Add for cents.................................................................................................... Statement of condition Feb. 21, 1919 L e R O Y SM IT H , Cashier. W m . G. H o l l a n d s , Ja s . E . S c h w a r zb n b a c h , m •HI & 8 8 % H oo CD “I F rank D. A rth ur, OF S U FFO LK — Sto n y B rook [Main street; organized 1907] P resid en t. B COUNTY 198 B ANK W M . P. YOUNGS, e n j. F. P ow ell, DIRECTORS F. L. J o h a n n s , H. E. W m . P. Y R o b in s o n , GEORGE HELLEN, H. K. T C. L. w it c h e l l , R C a sh ier. o s s it e r , ou n g s. Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 15,972 6,938 5 23,901 6,984 4 Total resources................................................................................................. $465,983 $457,555 $447,641 $470,378 $25,000 25,867 $25,000 26,523 $25,000 25,920 $25,000 26,259 5,000 12,000 321,046 75,000 2,069 1 5,000 5,000 349,742 45,000 1,290 5,000 9,000 354,791 25,000 2,929 1 5,000 10,000 375,099 25,000 4,019 1 $465,983 $457,555 $447,641 $470,378 LIABILITIES Capital. .. ................................................................................................................. Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Bills payable............................................................................................................. Other liabilities......................................................................................................... Total liabilities.................................................................................................. D is c o u n t 24,058 8,177 4 and $64,840 173,766 15,000 4,698 57,978 103,540 20 14,846 545 4,256 D e p o s it $52,993 194,388 15,000 4,731 35,077 102,505 64 13,168 327 6,473 of $47,418 182,881 15,000 4,731 52,781 114,128 45 4,103 280 3,949 B anks Other currencv authorized bv the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $110,768 151,648 15,000 4,754 46,971 87,937 413 13,238 202 6,026 24 21,221 7,776 5 on Stock and bond investments, viz. : Public securities.................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Statement of condition Feb. 21, 1919 R eport reso urces TH E BANK OF.|UNITED STATES — N ew Y ork C ity [320 Fifth avenue; organized 1913] JOS. S. M ARCU S, President. LOUIS K . H Y D E , Cashier. DIRECTORS Job. S. M a r c u s, I . G il m a n , C onrad H u bert, R . Sa d o s k y , B e r n a r d K. M a r c u b , G e o . C. V a n T u y l , J r ., E d m u n d W r ig h t , H enry C h a s . D. R a f f e r t y , St e p h e n S t e p h a n o , Loeb, J . L. H o f f m a n . I. L. P h i l l i p s , RESOURCES G e o . L. S t o r m , M a x W e in s t e in , Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 $1,205,229 241,867 205,000 4,610,051 2,790,257 2,011 992,843 200,536 133,692 72,457 141,404 104,770 75,909 4 $10,776,030 $1,962,685 273,804 205,000 5,990,884 7,842,980 5,614 1,926,505 295,041 182,014 24,060 917,558 237,962 139,591 4 $20,003,702 $2,733,326 321,301 197,500 4,431,230 15,741,739 5,345 4,794,530 300,884 192,471 43,399 $1,618,280 315,824 197,500 5,027,481 17,722,451 10,785 6,138,840 413,745 229,660 313,238 1,010,939 112,842 4 $29,885,510 1,148,153 132,872 5 $33,268,834 $ 1 , 000,000 $ 1 , 000,000 $ 1 , 000,000 351,221 $ 1 , 000,000 275,437 426,341 487,064 25,000 447.000 8,455,005 3,436 400.000 25,000 646,000 16,261,055 13,297 1,250,000 25,000 634,000 22,133,912 11,856 4,070,000 25,000 325,000 23,945,646 12,891 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 Stock and bond investments, viz.: 1 , 000,000 4,907,198 105,234 64,916 251,637 205,491 1,239,932 344,467 1,186,040 379,993 $33,268,834 2 1 2 $10,776,030 $20,003,702 $29,885,510 2 199 Statem ents LIABILITIES Capital............................................................... Surplus, including all undivided profits........ Preferred deposits, viz.: Deposits by the State of New Y ork .......... Other deposits secured by pledge of assets Due depositors, not preferred......................... Due to trust companies, banks and bankers. Bills payable..................................................... Rediscounts.............................................................................................................. Acceptances of drafts payable at a future date or authorized by commercial letters of credit..................................................................................................... Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. Q uarterly Private securities................................................................................................. Real estate owned.................................................................................................... Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. J ohn D. — N ew [1915 Amsterdam avenue; organized 1901] P resid en t. DIRECTORS B eals, D a v id S t e w a r t , John W h alen , W. J. M. D o n o v a n , N e w e l l M a r t in , D a n i e l F. M a h o n t , Statement of condition June 30, 1919 C a sh ier. J . R o m a In e B r o w n , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 62,802 6 $3,798,155 $100,000 441,714 $100,000 450,877 $100,000 457,698 $100,000 440,072 5,687 46,000 5,000 2,398,850 851 4,843 70,000 5,000 2,781,921 2,342 5,385 63,000 5,000 2,737,762 13,589 200,000 7,832 65,000 5,000 3,067,417 12,537 234,737 2 $3,232,841 215,466 2 $3,630,451 215,719 2 $3,798,155 11,250 183;812 2 $3,892,922 D is c o u n t 44,865 6 $3,630,451 and 31,725 7 $3,232,841 $693,550 1,158;287 252,612 12,457 21;000 392,634 651,146 48 183,719 121,027 260,751 80,934 11,250 53,502 5 $3,892,922 D e p o s it $758,013 1,080,587 252,612 14,227 21,000 319,790 689,313 82 200,493 127,670 196,192 75,368 of $664,246 973,397 252,612 14,227 28,852 320,938 727,610 303 146,550 151,954 200,752 104,139 B anks $471,274 829,545 252,612 7,977 29,852 398,113 703,949 1,030 149,810 52,691 235,547 68,709 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Deposits by the State of New Y ork .................................................................. Deposits by the Superintendent of Banks of the State of New Y ork ........... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Acceptances of drafts payable at a future date or authorized by commercial letters of credit..................................................................................................... Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. H e r m a n F. E p p l e , J a s . J. O ’ S h a u g h n e s s y . on Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................... ...................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll.. . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................. Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Statement of condition Feb. 21, 1919 C it y JAS. J. O’SHAUGHNESSY, R eport RESOURCES Y ork 200 B AN K OF WASHINGTON HEIGHTS JOHN WHALEN, BANK CHARLES H. KAVANAUGH, Louie R. B r e s l in , A rthur OF P resid en t. B. C obden, C h as. H. W ATER FO R D [Organized 1919] DIRECTORS K avanaugh, — W aterford W. D. LOWTHER, N. G eorge M ic h o n , W il l ia m A . T ie r n e y . RESOURCES Statement of condition Feb. 21, 1919 E dw ard L. Statement of condition June 30, 1919 Orth, Statement of condition Sept. 12, 1919 Cashier. E dw ard Strecker Statement of condition Nov. 12, 1919 $7,439 39,301 70 100,720 88,790 2,448 13,427 385 1,161 3 Total resources................................................................................................ $253,744 LIABILITIES Capital..................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New York.......................... Due depositors, not preferred................................................................................ Other liabilities....................................................................................................... $50,000 10,014 15,000 176,620 2,110 Total liabilities................................................................................................ $253,744 >> w d W '201 «o d r S tatem ents Stock and bond investments, viz.: Public securities.................................................................................................. Private securities................................................................................................ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers................................................... Specie....................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items............................................................................................................... Assets not included in any of the above heads.................................................... Add for cents........................................................................................................... E llsw orth W il l ia m P T. B u rgess, K elsey, OF W ESTB U RY — W estbu ry S t a t io n [Post avenue; organized 1910] P resid en t. ROBT. W. M cCORD, C ash ier. DIRECTORS S . M a r v in B a r l e y , G e o . W. L a s c e l l e , R obt. L ow B acon, W m . W. C o c k s , C h r is t ia n S c h w ic k e r , Statement of condition Feb. 21, 1919 J o h n R . H il l , F ran k P ow ers, Statement of condition June 30, 1919 H arold E . H a w xh u r st, P eter E . Sm all, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $502,720 $541,653 $588,537 Capital.......................................................................................... Surplus, including all undivided profits..................................... Preferred deposits, viz.: Deposits by the State of New Y ork....................................... Other deposits secured by pledge of assets............................ Due depositors, not preferred..................................................... Bills payable................................................................................. Other liabilities............................................................................. Add for cents................................................................................ $25,000 29,165 $25,000 29,511 $25,000 31,992 $25,000 33,425 5,000 22,792 402,759 10,000 2,044 2 5,000 7,962 412,046 20,000 3,200 1 5,000 13,230 464,072 5,000 6,601 514,659 2,357 2 3,850 2 Total liabilities..................................................................... $496,762 $502,720 $541,653 $588,537 LIABILITIES D is c o u n t $496,762 Total resources..................................................................... and $103,556 148,927 5,424 43,025 82,183 98,974 20 38,143 1,180 22,848 1,968 35,472 6,812 5 D e p o s it $113,446 148,820 5,424 45,050 57,210 81,115 11 27,712 1,631 25,334 218 30,202 5,476 4 of $134,446 143,463 5,424 38,625 50,640 61,134 49 17,891 2,113 14,649 757 28,164 5,361 4 B anks $152,250 138,513 5,924 40,925 46,619 64,454 39 8,255 2,461 11,723 455 18,104 7,035 5 on Stock and bond investments, viz.: Public securities....................................................................... Private securities...................................................................... Real estate owned........................................................................ Mortgages owned......................................................................... Loans and discounts secured by other collateral....................... Loans, discounts and bills purchased not secured by collateral Overdrafts.................................................................................... Due from trust companies, banks and bankers......................... Specie............................................................................................ Other currency authorized by the laws of the United States. . Cash items.................................................................................... Due from the Federal Reserve Bank of New York less offsets. Assets not included in any of the above heads......................... Add for cents................................................................................ H e n r y H ic k s , R o b e r t W. M c C o r d , Sa m u e l V e l so r . R eport RESOURCES 202 BANK FRANK POWERS, BANK OF W IL L IA M S V ILL E E. H. H U TCH IN SO N , President. E. H. M H u t c h in s o n ic h a e l F is c h e r , A. D. T DIRECTORS B is s e l l , heodore ow ard H S. H . S c h u e c k l e r , G . B r it t in g , — W il l ia m s v il l e [Organized 1917] L. P. M e t e r , J a m e s C h a l m e r s , J r ., Sn t d e r , L. P. RESOURCES A l b e r t H. M e t e r , G eo. L . H elfter, B . W. C o r n w a l l , Statement of condition Feb. 21, 1919 L a f a t b t t e L. G r o v e , J o h n E . Se c b is t , C h as. S. B u r k h a rd t. Statement of condition June 30, 1919 H o w a r d B isse l l , H ow ard B . L ong, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 82,089 2,571 22,833 424 11,350' 4 $1,000,535 $192,983 413,985 9,763 130,405 10,200 29,885 131,794 12 30,014 1,822 20,188 1,331 14,481 5 $986,868 $25,000 14,369 $25,000 20,418 $25,000 25,658 $25,000 27,015 7,500 10,000 10,000 10,000 1,903 5,000 38,000 554,344 3,150 2 $649,268 6,086 5,000 41,000 762,720 36,555 2 $906,781 1,022 5,000 45,000 849,870 38,983 2 $1,000,535 1,682 5,000 12,000 879,493 26,677 1 $986,868 $207,611 401,040 9,763 101,905 12,000 27,114 121,831 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Due New York State savings and loan associations, credit unions and land bank.................................................................................................................. Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. «D 203 $172,853 334,471 9,650 82,905 12,150 21,232 109,708 64 125,688 1,664 27,271 50 9,072 3 $906,781 Statem ents $132,894 235,069 9.650 62,155 8.650 19,551 79,701 109 82,605 1,614 9,400 1,444 6,422 4 $649,268 !u a r t e r l y Stock and bond investments, viz.: Public securities................................................................................................... ......................... Private securities............................................................... Real estate owned.................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. c o ll... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. H O W ARD G. B R IT T IN G , Cashier. 204 TH E BANK OF W ORCESTER — W o r c e s t e r GEO. B. CRIPPEN, E l l a W . W ie t in g , [Main street; organized 1884] P resid en t. John S. JOHN D. BULSON, C ashier. DIRECTORS W aterm an, G e o . B . C r ip p e n , John D. Statement of condition June 30, 1919 $616,420 $654,450 $685,021 LIABILITIES $30,000 107,676 $30,000 111,812 $30,000 115,553 28,000 19,000 422,190 17,000 5,806 1 28,000 435,501 25,000 6,000 474,863 25,000 3,000 505,512 15,242 1 6,773 2 5,955 1 Total liabilities......................................... $628,398 $616,420 $654,450 $685,021 is c o u n t $30,000 106,401 D Capital............................................................... Surplus, including all undivided profits........ Preferred deposits, viz.: Deposits by the State of New Y ork .......... Other deposits secured by pledge of assets Due depositors, not preferred......................... Bills payable..................................................... Other liabilities................................................. Add for cents.................................................... and 10,550 4 e p o s it 6 D $628,398 25,300 2 $105,257 131,433 500 77,700 4,500 22,880 236,031 434 81,791 1,341 12,600 of Total resources................................................................................................. 886 9,712 $104,447 135,348 500 86,700 4,500 22,252 229,242 602 45,165 1,320 10,732 36 13,600 anks $73,019 125,514 500 86,700 4,500 23,615 223,841 61 42,770 Statement of condition Nov. 12, 1919 B $68,620 109,755 500 84,200 4,500 21,120 204,557 237 36,127 1,209 8,645 96 88,827 5 Statement of condition Sept. 12, 1919 N ic h o l s . on Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. c o ll... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ M. H. B tjlso n , eport Statement of condition Feb. 21, 1919 R resources Jam es J o h n son , B IN G H A M C. W . B IN G H A M , President. C. W . B in g h a m , H. H. STATE BANK — M ou nt M o r r is [66 Main street; organized 1915] DIRECTORS S c o v il l e , F. D o n o v a n , F. E. V a n D o r n . J. RESOURCES C. O lp, Statement of condition Feb. 21, 1919 J. W . S l a i g h t , Statement of condition June 30, 1919 B . E .B b o p h e l , Statejnent of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $40,575 27,562 46,450 $50,196 27,562 51,650 $57,014 37,250 51,925 Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 12,600 66,233 219,011 70 37,785 3,224 13,530 1,256 5,411 3 11,626 67,702 234,682 151 32,909 3,116 13,019 1,222 4,316 4 12,920 55,961 242,939 140 41,608 3,464 11,993 1,229 5,031 5 12,720 45,334 229,524 114 43,299 3,441 14,256 345 4,836 5 Total resources................................................................................................. $503,650 $483,334 $504,698 $500,063 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Other deposits secured by pledge of assets................. Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ $50,000 19,771 14,000 369,810 697 45,000 4,370 2 $50,000 17,426 71,553 283 40,000 4,070 2 $50,000 16,505 11,000 405,534 796 15,000 5,860 3 $50,000 17,527 3,000 421,828 861 Total liabilities................................................................................................. $503,650 $483,334 $504,698 $500,063 LIABILITIES 6,845 2 205 Statem ents $72,465 27,562 44,500 Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Mortgages owned.................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... A lbebt F. E. V A N D O RN, Cashier. B O W ERY F rank N. D odd, C h a s . E s s ig , BANK O F NEW YO R K — N [124-126 Bowery; organized 1888] J. S t a n l e y F o s t e r , W m . F. K a m m e r e r , DIRECTORS M a r t i n S. P a i n e , W F. N o r t o n . ork C it y CHAS. ESSIG, Cashier. E u g e n e C o l e m a n S a v id g e , Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 R obert Statement of condition Sept. 12, 1919 S. F ergu son , Statement of condition Nov. 12, 1919 Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 4,850 2,334,836 183,217 333,968 289,670 327,025 148,073 34,411 3 4,000 1,808,137 230,138 283,216 340,860 343,029 476,912 25,603 3 4,000 2,236,150 316,329 428,041 383,363 242,235 334,239 31,516 3 4,000 2,501,216 373,286 950,985 353,829 301,060 288,758 36,268 1 Total resources................................................................................................. $6,872,875 $7,023,340 $6,762,438 $7,926,744 LIABILITIES $250,000 812,346 $250,000 828,969 $250,000 836,327 $250,000 839,844 93,067 213,500 5,496,334 117,066 339,000 5,456,021 67,281 36,304 5,555,462 Other liabilities......................................................................................................... Add for cents............................................................................................................ 7,626 2 32,283 1 17,062 2 99,793 16,800 6,201,501 500,000 18,805 1 Total liabilities................................................................................................. $6,872,875 $7,023,340 $6,762,438 $7,926,744 D is c o u n t Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. and $906,036 1,906,305 270,000 35,000 D e p o s it $479,330 2,002,232 270,000 35,000 of $1,109,068 2,097,374 270,000 35,000 B anks $625,068 2,281,754 275,000 35,000 on Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Y R eport RESOURCES ew 206 TH E J. ST A N LE Y FO STER, President. THE BROADALBIN BAN K — B k o a d a lb in [Organized 1919] H EN R Y C. FINCH, President. H e n r y C. F i n c h , W il l is A . H a y d e n , B e n j a m in C . S m it h , A m o s C. B e n e d i c t , W il l ia m P . J e f f o r d s , W il b u r N . S o w l e , E . L eG rand B eers, W m . P ie r s o n J u d s o n , C h as. E . V an V ran k en , RESOURCES Total resources............................................................................... LIABILITIES Capital................................................................................................. Surplus, including all undivided profits.................................................... Due depositors, not preferred.................................................................. Other liabilities...................................................................................... Add for cents........................................................................................ .............. ........................ ........ ......... N e l s o n L . F in c h , R ic h a r d H . L e e , E dw ard V obburgh, Statement of condition Feb. 21, 1919 P e r c y H . F in c h , J o h n M. P a r i s , W a lte r A . W oods, Statement of condition June 30, 1919 W a l l a c e F in c h , Jam es P . R o sa, J. W a l t e r So w l e . Statement of condition Sept. 12, 1919 $1,000 Statement of condition Nov. 12, 1919 1,500 18,102 28,216 61,519 148 4,320 1 2,549 2 $2,550 31,060 1,641 19,129 60,031 53,218 527 4,500 29 3,127 4 $117,357 $175,816 $40,000 10,251 66,795 310 1 $40,000 10,473 124,842 500 1 $117,357 $175,816 <0 d pi H fej Pi d Statem ents Stock and bond investments, viz.: Public securities................................................................................. Private securities................................................................................ Real estate owned.................................................................................. Loans and discounts secured by other collateral........................................ Loans, discounts and bills purchased not secured by collateral..................... Due from trust companies, banks and bankers.......................................... Specie................................................................................................... Other currency authorized by laws of the United States.............................. Cash items............................................................................................ Assets not included in any of the above heads........................................... Total liabilities.......... ARNOLD W . HAPEMAN, Cashier DIRECTORS to o 208 B R O A D W A Y CENTRAL BANK — N e w Y o r k FRANK WILLIAMS, C it y [2574 Broadway; organized 1914] ANTHONY ZIESAT, C ashier. DIRECTORS J. S. B r etz, S im o n M e y e r , F r a n k W il l ia m s , E. J. D o w l i n g , RESOURCES Statement of condition Feb. 21, 1919 F r a n c is C r a v e , F r a n g h ia d i H a r r y E . F ie l d , P. J. Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 on $511,103 584,661 774,446 1,396 236,167 161,000 28,070 16,646 3 $534,051 593,937 792,439 968 328,539 163,000 29,744 20,837 3 $577,823 693,550 900,799 1,033 340,489 134,500 81,046 20,049 2 Total resources................................................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits bv the State of New Y ork .................................................................. Deposits otherwise preferred.............................................................................. Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ $1,930,402 $2,313,492 $2,463,518 $2,749,291 $100,000 46,898 $100,000 56,836 $100,000 61,971 $100,000 68,881 and 22,000 2,516 1,751,175 807 7,004 2 32,000 2,541 2,116,034 32,000 2,552 2,254,806 32,000 2,562 2,529,404 6,079 2 12,187 2 16,442 2 D is c o u n t Total liabilities................................................................................................. $1,930,402 $2,313,492 $2,463,518 $2,749,291 of B anks $300,914 489,173 710,666 2,790 258,562 125,672 27,018 15,603 4 D e p o s it Stock and bond investments, viz.: Public securities................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie............................................... ................................ Other currency authorized by the laws of the United States............................. Assets not included in any of the above heads.................................................... Add for cents...................................... .................................. G eorge K ern , D a v id F e u e r , R eport M alcolm M . H a y w a r d , A l b e r t H ir s t , P resid en t. BRONX C. ADELBERT BECKER, President. H enry L. St o d d a r d , C. BOROUGH BANK — N e w Y o rk C it y THOS. B. HANSON, [440 East Tremont avenue; organized 1893] DIRECTORS A delbert B ecker, J o h n P. D u n n , T h o m a s C. A r n o w . E dw ard P olak, RESOURCES P. H allock, Statement of condition June 30, 1919 C h a s . A . B e r r ia n , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $150,000 69,866 $150,000 71,861 $150,000 74,307 $150,000 64,029 88,510 2,603 59,000 31,527 108,516 605 59,000 48,795 79,271 1,310 50,000 35,621 2,350,668 350 2,719,457 38,168 2,969,074 1,729 61,074 4,036 50,000 42,996 55,919 3,247,388 50 290,186 2 $3,042,712 141,434 1 $3,337,837 13,800 131,417 3 $3,506,532 62,352 3 $3,737,847 250,685 3 $3,042,712 $606,357 732,140 131,826 246,035 35,833 642,723 870,233 1,569 288,976 18,264 93,196 10,084 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Due N. Y. State savings and loan associations, credit unions and land bank Deposits by the State of New Y ork................................................................. Other deposits secured by pledge of assets....................................................... Denosits otherwise preferred............................................................................ Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Acceptances of drafts payable at a future date or authorized by commercial letters of credit.................................................................................................... Other liabilities........................................................................................................ Add for cents........................................................................................................... Total liabilities................................................................................................. «o d w 209 60,605 6 $3,737,847 $613,621 642,482 131,826 252,835 36,337 372,476 772,614 1,231 277,759 13,163 157,234 32,497 S tatem ents 33,757 5 $3,337,837 $635,211 783,301 131,826 251,635 33,773 518,052 816,000 1,532 121,475 32,484 113,737 14,617 13,800 39,085 4 $3,506,532 $416,916 634,414 267,068 209,220 35,471 294,643 674,280 295 144,230 18,372 90,790 6,325 :t e r l y Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. c o ll... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents........................................................................................................... Total resources................................................................................................. Statement of condition Feb. 21, 1919 C harles Cashier. E dw ard A sh forth , — N e w Y ork C it y F. D oherty, G ie s e , E. F. GIESE, C a sh ier. DIRECTORS J o h n R e is e n w e b e r , W. W a r n e r , W. E u g e n e E. H i n k l e , J ules W e b e r , RESOURCES Statement of condition Feb. 21, 1919 Jacob L oew er, W i n f i e l d S. W e s e r . Statement of condition June 30, 1919 Jacob M attern, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $518,070 112,534 25,000 1,293,705 580,039 2,877 348,964 43,902 320,470 8,070 46,605 3 Total resources................................................................................................. $2,796,152 $3,130,294 $3,253,390 $3,300,239 $200,000 142,686 $200,000 142,136 $200,000 149,127 $200,000 157,073 20,000 73,579 2,344,585 8,412 6,888 2 35,000 114,651 2,623,720 8,487 6,299 1 35,000 71,942 2,776,427 8,505 12,388 1 35,000 2,942 2,886,303 8,538 10,382 1 Total liabilities................................................................................................. $2,796,152 $3,130,294 $3,253,390 $3,300,239 D is c o u n t Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Other liabilities........................................................................................................ Add for cents........................................................................................................... and l ia b il it ie s D e p o s it $570,940 113,727 25,000 1,050,130 629,448 1,966 457,531 38,203 254,830 11,635 99,977 3 of $511,594 96,890 25,000 1,013,890 598,215 4,843 413,409 33,341 247,788 6,074 179,246 4 B anks $469,875 121,336 25,000 788,619 680,923 6,343 337,076 63,697 235,955 5,094 62,230 4 on Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll. .. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured bv collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ R eport E. F. BANK [220 West 42d street; organized 1907] P resid en t. John PARK 210 B RYANT W. W. WARNER, CATTARAUGUS COUNTY BANK J. B. — L it t l e V alley [Main street; organized 1902] E. E. KELLEY, President. FLOYD J. DAVIS, Cashier. DIRECTORS F . C h a m p l in , C . J . C l a ir , H en r y M arsh , W . C. Parker, T in t C h a m p l in , E . E . K elley, F lo y d J. D a v is . RESOURCES Statement of condition Feb. 21, 1919 E arl S. P a rk , Statement of condition June 30, 1919 D . E . W h ip p l e , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 Q uarterly Stock and bond investments, viz.: $155,166 $148,756 $150,000 Public securities................................................................................................... $138,760 34,097 29,097 Private securities................................................................................................. 28 j 872 34,297 Real estate owned................................................................................................... 6,000 6,000 6,000 6'000 42*512 42,512 Mortgages owned.................................................................................................... 41,112 39,977 25.000 30.000 Loans and discounts secured by bond and mtg., deed or other real est. c o ll... 25j000 25.000 Loans and discounts secured by other collateral................................................. 60.000 40.000 30,000 50.000 202,317 Loans, discounts and bills purchased not secured by collateral......................... 194,231 156,090 126,268 352 Overdrafts................................................................................................................ 72,818 Due from trust companies, banks and bankers................................................... 70,038 77,592 41,628 8,716 15,000 Specie........................................................................................................................ 7,500 6,500 10,000 20,802 Other currency authorized by the laws of the United States............................. 10,676 10,532 Cash items................................................................................................................ 336 1,699 3,969 2,994 1,562 Assets not included in any of the above heads.................................................... 1,583 1,562 1,000 2 3 4 Add for cents........................................................................................................... 1 $513,487 $541,480 $571,311 $613,655 Statem ents Total resources................................................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................ Other liabilities........................................................................................................ Add for cents............................................................................................................ $25,000 44,151 $25,000 45,550 $25,000 47,553 $25,000 48,612 6,000 12,804 419,231 6,300 1 5,000 793 458,636 6,500 1 5,000 19,922 467,334 6,500 2 5,000 18,525 510,017 6,500 1 Total liabilities................................................................................................. $513,487 $541,480 $571,311 $613,655 211 212 C E N T E R M ORICHES BANK — Center M oriches P resid en t. J o h n L. H a v e n s , W i l h e l m D. H e r z o g , R i l e y P. H o w e l l , C h a s . E. L i s c u m , E d g a r D a n ie l s , A rthur J. H allock, [Main street; organized 1902] CHAS. E. LISCUM, DIRECTORS I. W i l l e t t s G i l b e r t D. D a v i d E. G o l d s m i t h , N o r m a n W. T e r r y , W m . C . R ogers, G abdner, R o gers, W m . H . M ott, RESOURCES $548,475 $616,002 $730,732 $714,566 $25,000 32,595 487,652 104 3,123 1 $25,000 34,435 549,696 $25,000 34,726 666,870 $25,000 38,105 645,720 6,870 1 4,135 1 5,741 $548,475 $616,002 $730,732 $714,566 42,350 700 230,448 52,270 6 100,419 6,165 21,000 9,393 3 LIABILITIES Capital................................................................. Surplus, including all undivided profits........... Due depositors, not preferred........................... Due to trust companies, banks and bankers. . Other liabilities................................................... Add for cents...................................................... Total liabilities........................................... D iscount 102,988 4 43,140 900 81,633 65,504 2 48,133 3,218 19,769 1 9,546 5 and $45,970 205,842 $970 195,654 7,199 41,150 800 80,8-54 96,850 14 65,242 3,700 20,577 D eposit Total resources................................................................................................. Statement of condition Nov. 12, 1919 of Assets not included in any of the above heads................................................... Statement of condition Sept. 12, 1919 B anks Other currency authorized by the laws of the United States............................. Statement of condition June 30, 1919 C a sh ier. F rank F. P ennet, E gbert H . T erry, $40,970 205,842 6,704 43,400 700 222,839 56,484 90 108,894 3,894 26,500 29 14,383 3 $80,970 195,654 Real estate owned. : ................................................................................................ Loans and discounts secured by bond and mtg., deed or other real est. coll... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... D. C h i c h e s t e r , O. H o w e l l , S. R o b e r t s . on Stock and bond investments, viz.: Public securities................................................................................................... Statement of condition Feb. 21, 1919 A lfbed E gbert J o s ia h R eport JOHN L. HAVENS, CENTRAL BANK OF M E D IN A — M e d in a WATSON F. BARRY, President. L e R o y J. S k i n n e r , W m. L. B en n ett, [514 Main street; organized 1909] DIRECTORS L o u is L a n d a u e r , E r w in R a n d s. E. ROLAND CLARK, Cashier. E . R olan d C la r k , RESOURCES Assets not included in any of the above heads................................................ Total resources.......................................................................................... atson F. B a r r y , Statement of condition June 30, 1919 C hab. Statement of condition Sept. 12, 1919 F. H u r d , Statement of condition Nov. 12, 1919 $101,887 132,738 14,398 11,125 138,240 121,605 142,179 878 51,515 4,117 23,205 1,200 8,319 5 $106,687 143,046 14,398 11,075 132,246 174,726 116,550 925 45,403 4,839 24,420 3,769 6,202 5 $89,237 135,648 14,398 11,325 148,080 205,485 122,283 5,384 53,744 4,464 24,963 5,299 10,620 5 $111,864 125,706 14,398 11,325 136,472 211,387 111,039 991 92,573 5,674 28,479 7,658 12,718 6 $751,411 $784,291 $830,935 $870,290 $50,000 32,688 $50,000 37,673 $50,000 38,383 $50,000 42,839 21,000 22,239 621,822 413 21,000 5,304 611,949 19,000 3,804 614,958 19,000 17,768 734,617 55,000 6,065 LIABILITIES Surplus, including all undivided profits........................................................... Preferred deposits, viz.: Deposits by the State of New York............................................................. Other deposits secured by pledge of assets................................................... Due depositors, not preferred........................................................................... Due to trust- companies, banks and bankers.................................................... Bills payable..................................................................................................... Other liabilities................................................................................................. Total liabilities.......................................................................................... 3,248 3,363 75.000 25.000 4,789 1 2 1 1 *784.291 *830 935 *870 290 *751.411 «o jUARTERLY STATEMENTS Stock and bond investments, viz.: Public securities............................................................................................ Private securities........................................................................................... Real estate owned............................................................................................ Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll.. . Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral........................ Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Statement of condition Feb. 21, 1919 W MCO P re s id en t . LOUIS F. STUPP, [3, 5 and 7 Main street East; organized 1888] C ash ier. 214 TH E C E N TR A L BANK OF ROCHESTER — R o c h e s t e r JOHN H. GREGORY, DIRECTORS W m . P it k in , H ow ard H . C lapp, B ernard D unn, W . H . M ath ew s, F r a n t z H a v e k s t ic k , John P . B ow m an, M o r t im e r R . M il l e r , W h . H . B r ig g s , C h a s . E. H o y t , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $10,384,526 $10,020,740 $300,000 357,854 $300,000 364,079 $300,000 380,175 105,000 101,000 70,000 7,096,161 550,144 66,428 2 105,090 101,280 55,000 7,852,598 287,756 927,114 1 105,000 90,000 70,000 7,858,260 536,498 1,060,687 2 105,000 90,000 70,000 8,161,810 248,640 665,114 1 Total liabilities.................................................................................... $8,620,000 $9,986,693 $10,384,526 $10,020,740 is c o u n t $300,000 331,265 D Capital......................................................................................................... Surplus, including all undivided profits................................................... Preferred deposits, viz.: Due New York State savings banks.................................................... Deposits by the State of New Y ork..................................................... Deposits by the Superintendent of Banks of the State of New York Due depositors, not preferred................................................................... Due to trust companies, banks and bankers........................................... Other liabilities........................................................................................... Add for cents............................................................................................... and $9,986,693 e p o s it $8,620,000 LIABILITIES D 6 of 6 1,202 anks 326,883 55,162 119,000 118,606 200,451 58,957 5 $1,320,853 446,098 105,629 218,840 5,460,397 1,767,020 347 264,502 66,458 223,200 208,311 234,301 68,564 B $595,873 446,591 101,354 251,383 5,381,169 2,119,990 1,661 211,370 75,801 262,500 184,691 335,723 52,628 $920,845 425,352 102,829 281,516 4,994,159 2,165,800 1,498 525,401 46,257 109,000 149,527 203,197 61,305 7 $1,125,993 471,858 100,764 257,445 3,893,723 1,889,951 on Total resources Statement of condition June 30, 1919 eport Stock and bond investments, viz.: Public securities.................................................................................................... Private securities.................................................................................................. Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Statement of condition Feb. 21, 1919 F r e d e r ic k W il l , John B . W egm an, R RESOURCES N a t h a n G . W il l ia m s , John H . G regory, L o u is F . St u p p . CE N TR A L BANK OF W ESTCHESTER COUNTY H O W A R D E. FO STER, President. F r e d e r ic S. B arnum , H o w a r d E. F o s t e r , J o h n A. S n e d e k e r , — W h it e P l a in s JOHN A. SNEDEKER, [1 Court street; organized 1868] C ashier. DIRECTORS L io n e l S u t r o , R ay F . B arnum . C h a s . R . Sm it h , RESOURCES Statement of condition Feb. 21, 1919 C h arles M. Je su p, Statement of condition June 30, 1919 W il s o n Statement of condition Sept. 12, 1919 B r o w n , J r ., Statement of condition Nov. 12, 1919 $100,000 108,767 $100,000 95,196 $100,000 91,662 21,154 44,000 11,591 796,869 2,347 35,000 7,619 2 $1,143,317 36,527 44,000 11,736 829,503 8,260 48,552 44,000 11,736 896,235 600 38,000 12,277 2 $1,246,598 48,628 44,000 11,736 766,047 9,259 38,000 9,858 2 $1,119,192 8,061 2 $1,146,856 215 $100,000 124,735 Statem ents LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable....................................■....................................................................... Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities................................................................................................. Q uarterly Stock and bond investments, viz. : Public securities................................................................................................... $204,624 $195,023 $218,598 $226,873 Private securities................................................................................................. 464,559 424,491 423,313 435,398 Real estate owned.................................................................................................... 35,554 35,554 35,5.54 35.000 Mortgages owned..................................................................................................... 99,100 102,100 99,100 95,600 Loans and discounts secured by bond and mtg., deed or other real estate coll. 12,895 17,150 12,900 12,890 Loans and discounts secured by other collateral................................................. 31,485 62,282 195,718 90,508 Loans, discounts and bills purchased not secured by collateral......................... 61,904 101,507 75,722 68,103 Overdrafts................................................................................................................ 8 36 Due from trust companies, banks and bankers.................................................... 129,366 149,945 161,481 147,220 Specie........................................................................................................................ 4,693 3,812 7,426 6,940 Other currency authorized by the laws of the United States............................. 30,630 24,564 26,496 28,605 Cash items................................................................................................................ 2,341 6,422 4,845 5,338 Customers’ liability on acceptances (per contra, see liabilities)......................... 3,168 Assets not included in any of the above heads................................................... 7,111 10,652 10,344 11.000 Add for cents............................................................................................................ 3 3 4 5 Total resources................................................................................................. $1,246,598 $1,143,317 $1,119,192 $1,146,856 to 05 C E N TR A L M E R C A N TILE BANK OF NEW Y O R K — N e w Y o r k C i t y P resid en t. [1 East 14th street; organized 1917] FRANK L. FISHER, C a sh ier. DIRECTORS A r n i B jo r n so n , A l f r e d W. R i c h a r d s o n , G eorge Sam u el W. C r a f t , R. S m i t h , G e o r g e E t h r id g e , L a w r e n c e H. T a s k e r , A. Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 J o s e p h M. S c h w a r t z , H e n d e r s o n M. W o l f e . Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $2,025,020 $2,328,147 $2,553,737 Capital............................................................................................ Surplus, including all undivided profits...................................... Due depositors, not preferred...................................................... Other liabilities.............................................................................. Add for cents................................................................................. $100,000 55,164 1,504,529 8,507 1 $100,000 55,265 1,855,815 13,938 2 $100,000 72,333 2,141,031 14,783 $100,000 84,714 2,353,673 15,350 Total laibilities....................................................................... $1,668,201 $2,025,020 $2,328,147 $2,553,737 D is c o u n t $1,668,201 LIABILITIES and $44,693 353,000 1,403,205 592 109,258 224,841 118,318 251,437 48,392 1 D e p o s it $59,900 135,000 1,404,485 130 232,534 180,850 18,492 249,203 47,550 3 of 49,973 3 $141,370 115,000 1,151,970 394 311,191 16,779 136,093 103,430 48,790 3 Total resources....................................................................... $129,267 94,122 962,102 612 301,895 12,184 118,143 M a h l o n A. F r e e m a n , B reslau er, B anks Stock and bond investments, viz.: Public securities......................................................................... Loans and discounts secured by other collateral....................... Loans, discounts and bills purchased not secured by collateral Overdrafts...................................................................................... Due from trust companies, banks and bankers......................... Specie.............................................................................................. Other currency authorized by the laws of the United States. . Cash items...................................................................................... Assets not included in any of the above heads.......................... Add for cents.................................................................................. M. F o w l e s , L. W i l l e t s , on RESOURCES G eorge M o r r is R eport GEORGE W. CRAFT, C H ELS EA EXC H AN G E B A N K — N ew [266 West 34th street; organized 1903] A. E. STILGER, President. L eopold B r o w n , W m . W est Sh a w , J o h n P. W i n d o l p h , I r v in g M . S h a w , E. C. A. St r if f l e r , E . St il g e r , T appan, W. W. Y ork City W. W. TAPPAN, DIRECTORS J o s e p h S. H o u s e , E u g e n e F. M c G i r r , W m. W . M o u n t a i n . resources J o h n N. W i l l y b , W m . A. L o b b , L o n d o n I. W a l l ic k , M ic h a e l H . B l a k e , Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $2,272,470 11,725 145,648 137,786 30,000 1,527,995 2,122,185 27,754 723,347 31,858 300,000 938 70,661 4 $7,402,371 $2,849,162 11,725 144,634 137,786 30,000 1,657,441 2,258,192 34,835 684,291 425,289 300,000 830 86,797 4 $8,620,986 $2,989,252 11,725 144,634 136,786 30,000 1,760,617 2,453,570 10,013 728,861 418,358 300,000 581 100,330 5 $9,084,732 $2,587,252 11,725 144,634 134,998 30,000 1,619,446 2,489,897 12,074 1,384,077 491,917 400,000 739 95,780 4 $9,402,543 $400,000 146,418 $400,000 164,454 $400,000 161,164 $400,000 156,089 12,260 95,000 1,820 100,086 12,912 4,908,633 49,049 1,625,000 51,189 4 $7,402,371 278 115,000 1,708 3,782 100,000 1,704 5,544 100,000 1,703 14,302 6,788,745 16,340 1,050,000 70,154 5 $8,620,986 13,359 6,447,932 91,900 1,800,000 64,888 3 $9,084,732 13,388 7,052,862 107,347 1,500,000 65,607 3 $9,402,543 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State sav. and loan ass'ns, credit unions and land bank.. . . Deposits by the State of New Y ork.................................................................. Deposits by the Superintendent of Banks of the State of New Y ork............ Other deposits secured by pledge of assets....................................................... Deposits otherwise preferred.............................................................................. Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities................................................................................................. Quarterly Statements Stock and bond investments, viz.: Public securities................................................................................................... Private securities............................................ '.................................................... Real estate owned................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts.............................................................................................................. Due from trust companies, banks and bankers.................................................... Specie...................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items.......................................................................................................... •.. . Assets not included in any of the above heads.................................................... Add for cents...................................................................................... ..................... Total resources................................................................................................. Statement of condition Feb. 21, 1919 C ashier. to 218 TH E CITIZENS BANK OF ARCADE JASON D. CASE, — A rcade [Main street; organized 1890] P resid en t. JACKSON H. SMITH, C ash ier. DIRECTORS Jason D. C ase, D. C. B entley, James RESOURCES F b a n c is , Statement of condition Feb. 21, 1919 G eorge E. H ogue, Statement of condition June 30, 1919 R euben Statement of condition Sept. 12, 1919 J. T il t o n , Statement of condition Nov. 12, 1919 $1,145,622 $1,223,310 $1,333,451 Capital............................. . .. ....................................................... Surplus, including all undivided profits...................................... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred...................................................... Due to trust companies, banks and bankers............................. Other liabilities.............................................................................. Add for cents................................................................................. $60,000 43,535 9,000 866,682 28,000 10,150 $60,000 45,308 9,000 1,021,314 $60,000 46,851 8,000 1,098,459 $60,000 50,245 8,000 1,205,205 10,000 10,000 10,000 1 Total liabilities....................................................................... $1,107,367 $1,145,622 $1,223,310 $1,333,451 LIABILITIES D is c o u n t $1,017,367 Total resources............................................................................................... 6 and $99,650 264,353 12,596 81,631 62,542 95,657 494,715 1,411 184,539 4,409 29,397 1,144 1,401 D e p o s it $99,900 250,345 12,596 57,381 57,315 103,277 469,697 978 139,073 3,904 26,818 492 1,530 4 of $100,045 161,548 12,596 54,008 54,050 115,463 423,231 1,387 190,362 3,965 25,880 1,136 1,947 4 B anks $132,645 74,522 12,596 46,704 54,869 125,466 395,739 468 143,285 3,470 22,610 1,394 3,594 5 on Stock and bond investments, viz.: Public securities.................................................................................................. Private securities................................................................................................ Real estate owned......................................................................... ........................ Mortgages owned................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................ Loans, discounts and bills purchased not secured by collateral....................... Overdrafts............................................................................................................... Due from trust companies, banks and bankers.................................................. Specie................................................... ................................................................... Other currency authorized by the laws of the United States........................... Cash items.............................................................................................................. Assets not included in any of the above heads................................................... Add for cents.......................................................................................................... H. R eport J a c k s o n H. S m i t h , O. T. W i l s o n . THE CITIZENS BANK ELON P. SPINK, President. — A t t ic a [6 Main street; organized 1911] B. T. SANDS, Cashier. DIRECTORS J ohn M atteson , E l o n P . S p in k , R . J. T il t o n , B u rto n T . San d s, E d w in T . G a t , T . B ramer, H. J a c k s o n H . Sm it h , A u g u s t u s W . S m it h , RESOURCES Statement of condition Feb. 21, 1919 B . F. F rench, Jaso n D . C a s e . Statement of condition June 30, 1919 F . M . R ic h a r d s , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 Stock and bond investments, viz.: $94,377 109,162 10,000 29,530 18,296 36,825 202,188 950 44,711 1,291 11,509 436 4,999 5 $81,583 142,506 10,000 33,230 18,079 40,140 210,288 548 30,055 1,150 11,348 839 5,423 4 Total resources................................................................................................. $573,710 $577,270 $564,279 $585,193 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. Other deposits secured bv pledge of assets....................................................... Due depositors, not preferred................................................................................ Other liabilities........................................................................................................ Add for cents........................................................................................................... $30,000 21,236 $30,000 22,983 $30,000 22,204 $30,000 23,865 14,500 2,136 501,337 4,500 1 16,000 2,152 501,635 4,500 14,000 2,192 491,382 4,500 1 16,000 2,150 508,177 5,000 1 Total liabilities................................................................................................. $573,710 $577,270 $564,279 $585,193 Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers................................................... Other currency authorized by the laws of the United States............................. Statem ents $109,797 100,772 10,000 30,930 17,421 19,294 192,466 230 77,029 525 11,837 1,597 5,367 5 Q uarterly Assets not included in any of the above heads.................................................... Add for cents........................................................................................................... $149,180 60,395 10,000 27,845 19,791 19,912 206,786 159 61,541 919 12,397 111 4,670 4 Private securities................................................................................................. LIABILITIES 219 W N m . T. M orm an organ, G. K e is e r , P resid en t. J. A. S t a c k , W m . C. K i n g , BANK OF B IN G H A M T O N — B [29 Chenango street; organized 1914] DIRECTORS A rth ur L . K e n t, F r a n k J. M a n g a n T h o m a s J. M a n g a n , A . C . C r ossley, L o u is M . W e e d , H u g h J. W o l f e . Stock and bond investments, viz.: Public securities......................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. co ll... Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Statement of condition Feb. 21, 1919 GEORGE A. THOMPSON, F r e d J. B a u m a n n , G eorge A . K en t, Statement of condition June 30, 1919 P. C ashier. W F . C u s ic k , alter A . L ester, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $498,605 95,739 64,300 217,347 569,378 570 137,908 2,503 34,314 14,975 13,900 3 $369,802 88,789 70,800 295,462 652,897 587 204,861 5,162 68,360 29,699 7,900 5 $402,612 87,789 29,050 351,006 776,734 660 177,002 6,026 46,065 36,773 13,900 4 $362,920 104,789 44,050 461,763 813,857 955 127,258 7,051 43,412 39,859 15,900 3 Total resources................................................................................................. $1,649,542 $1,794,324 $1,927,621 $2,021,817 $100,000 65,110 $100,000 71,406 $100,000 70,657 $100,000 78,682 554 14.000 25.000 6,818 14,000 25'000 1,249,417 154,460 35,000 6,000 1 $1,649,542 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks.................................................................. Due New York State sav. and loan ass’ns, credit unions and land bank... . Deposits by the State of New Y ork .................................................................. Deposits by the Superintendent of Banks of the State of New Y ork........... Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. 1,437,364 139,735 10,000 3,736 14.000 25.000 14.000 1,522,923 162,303 1,619,243 173,129 1 5,000 2 9,000 1 $1,794,324 $1,927,621 $2,021,817 2,762 14.000 25.000 R eport on B anks of D eposit and D iscount resources in g h a m t o n 220 C IT IZ E N S GEORGE A. KENT, CITIZENS BANK OF CAPE VIN CEN T — Cape V incent CHARLES C. COOKE, C harles C . C ooke, J. W. C o r n a i r e , [Organized 1919] DIRECTORS P resid en t. D . C . M id d l e t o n , G eo rg e D on ald so n , E d w . A. G o s i e r , A. L. D ezen grem el, E. D. F i t z g e r a l d , M. G. F i t z g e r a l d , THOMAS C. KILLEEN, Jos. M . M ason , C. T. S a c k e t , D. V. S e e b e r . RESOURCES Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 F r e d L . B u r d ic k , J a s . P. D a v i s , Statement of condition Nov. 12, 1919 $1,450 11,948 3,045 304 138,149 12,012 549 3,937 70 2,424 3 Total resources................................................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $173,891 Total liabilities................................................................................................. $173,891 Q uarterly S tatements Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................................... Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Statement of condition Feb. 21, 1919 F red C onstance, J o h n R. K i l b o r n , Cashier. $50,000 9,269 112,959 1,661 2 to to J . W . W a d s w o r t h , J r ., — D a n s v il l e [193 Main street; organized 1887] P resid en t. 222 TH E CITIZENS BANK OF DANSVILLE FRANK FIELDER, F. H. JOHANTGEN, Cashier. DIRECTORS H. Frank D ter, F r a n k F ie l d e r , Isa a c B . K n a pp, P h i l i p E. B l u m , W m , H . H artm an, E. R. G r i s w o l d . Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 34,699 89,585 199,160 77 101,644 5,679 15,905 528 3,100 4 33,293 91,449 220,561 577 121,300 4,650 15,702 407 2,580 4 32,804 95,334 209,055 89 85,749 3,601 18,712 146 4,154 4 Total resources................................................................................................. $595,100 $661,662 $731,363 $698,362 $50,000 37,071 11,002 492,625 $50,000 41,333 $50,000 42,942 567,614 $50,000 40,189 26,000 609,874 4,400 2 2,715 5,300 $595,100 $661,662 $731,363 LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits..................................................... ........... Preferred deposits, viz.: Other deposits secured by pledge of assets............... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Total liabilities................................................................................................. 594,293 5,826 5,300 1 $698,362 D is c o u n t Other currency authorized by the laws of the United States............................. Cash items......................................................................................................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 37,654 84,023 159,197 652 96,790 4,738 14,291 2,047 2,130 2 and $124,875 101,939 6,000 15,900 D e p o s it $126,437 92,103 6,000 16,300 of $109,482 85,499 6,000 10,300 B anks $106,558 70,718 6,000 10,300 on Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................ Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Statement of condition Feb. 21, 1919 L e w is H . H e c k m a n , R eport RESOURCES F ran k H . Johantgen, TH E CITIZENS BANK OF GRIFFIN CORNERS, N. Y .— F l e i s c h m a n n s JOEL L. KEATOR, Joel L. K eato r , P resid en t. H. S. V e r m i l y e a , [Main street; organized 1910] DIRECTORS E. L. H i n c k l e y , C l a r e n c e W il s o n , O. F . B allard, A. D Cashier. o o l it t l e , Total resources................................................................................................. LIABILITIES Capital............................................................................................ Surplus, including all undivided profits..................................... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred...................................................... Bills payable.................................................................................. Rediscounts.................................................................................... Other liabilities.............................................................................. Add for cents................................................................................. Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $18,580 13,646 10,775 12,900 $19,580 23,443 14,275 11,158 $19,530 23,943 14,275 20,484 14,739 8,889 125,186 101 25,087 1,667 4,875 162 6,968 3 14,956 13,121 139,624 153 23,702 2,437 5,765 220 6,899 4 14,958 13,717 118,610 62 139,459 3,794 12,245 3,634 7,215 5 14,452 11,603 126,379 292 45,278 3,212 5,510 251 7,282 4 $245,703 $262,782 $382,155 $292,495 $25,000 10,401 12,500 170,571 15,000 10j050 2,181 $25,000 10,247 12,500 170,493 25,000 17^103 2,438 1 $25,000 10,761 11,000 333,175 $25,000 12,062 11,000 241,619 2,218 1 2,813 1 $245,703 $262,782 $382,155 $292,495 223 $20,680 13,646 10,700 13,000 Q uarterly S tatem ents Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................................... Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents......................... ................................................................................. F rank R . W . P a w l in g . resources Total liabilities...................................................................... R. W. PAWLING, C. H. V e r m i l y a , 224 T H E CITIZENS BANK OF LOCKE, N. Y.— C. J. HEWITT, W h it e , E. G. M asters, resources cI n to sh , Statement of condition Feb. 21, 1919 C. J. H e w it t , Statement of condition June 30, 1919 J. Cashier. M e l v il l e S t e w a r t , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 2,000 60,731 35,684 691 3,280 128 4,525 3 $208,459 $181,593 $173,673 $198,037 Capital............................................................................................ Surplus, including all undivided profits..................................... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred...................................................... Other liabilities.............................................................................. Add for cents................................................................................. $25,000 16,347 19,000 147,362 750 $25,000 17,508 19,000 118,884 1,200 1 $25,000 18,072 17,000 113,101 500 $25,000 18,368 17,000 136,668 1,000 1 Total liabilities..................................................................... $208,459 $181,593 $173,673 $198,037 Total resources................................................................................................. D 2,000 47,889 826 22,726 656 4,560 23 4,033 3 LIABILITIES is c o u n t and 2,000 54,113 271 22,734 726 5,565 27 4,024 3 e p o s it 2,000 58,419 630 26,141 1,022 3,642 79 4,035 3 D $2,000 57,206 2,500 29,289 of $3,150 55,918 2,500 29,389 anks $3,150 56,991 2,500 29,489 B $25,500 45,892 2,500 38,596 on Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................ Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for ce ats............................................................................................................ N. LOWE, eport H orton M etzgar, G il e s M . St o d d a r d . DIRECTORS A. C. M R J. L. L ocke [Organized 1895] P resid en t. C IT IZ E N S BANK C. S. KN IGH T, President. qo C . S. K n ig h t , G i l b e r t R. P a l e n , OF M ONROE — M onkoe [Organized 1915] W . A. M c C l e l l a n , J esse B u l l , C . A. B r o o k s , F r a n k O ’ N e il , C. A. BROOKS, Cashier. DIRECTORS E l w o o d C . S m it h , S . B . St a n a b a c k , RESOURCES Statement of condition Feb. 21, 1919 J. A. A. J. M it t n a c h t , C rane. Statement of condition June 30, 1919 Jr ., F r e d e r ic k H Statement of condition Sept. 12, 1919 u lse, Statement of condition Nov. 12, 1919 $80,037 127,438 12,400 $91,994 164,616 25,200 $107,780 155,698 25,600 2,500 35,197 210,085 28 66,902 6,227 10,485 292 9,170 4 2,500 42,328 207,584 61 56,115 6,017 19,268 1,236 9,935 4 2,500 43,978 204,479 43 56,627 7,264 14,065 1,034 12,888 4 2,500 47,814 204,155 101 86,101 2,697 16,181 1,811 12,235 3 Total recources................................................................................................. $494,840 $564,923 $624,692 $662,676 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities........................................................................................................ Add for cents............................................................................................................ $25,000 32,872 433,637 2,163 1,166 2 $25,000 34,001 505,311 610 1 $25,000 34,501 559,088 3,959 2,142 2 $25,000 35,046 581,422 16,347 4,860 1 Total liabilities................................................................................................. $494,840 $564,923 $624,692 $662,676 <D STATEM EN TS $81,850 62,300 9,800 lU A R T E R L Y Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral................................................................................................................ Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads. ................................................. Add for cents............................................................................................................ LIABILITIES 225 John H. Jo h n so n , C IT IZ E N S H enry M. P arm ele, BANK OF P E N N Y A N — Penn Y an [140 Main street; organized 1899] P resid en t. L. DIRECTORS G erome O gden, H ow ard Statement of condition June 30, 1919 C harles Statement of condition Sept. 12, 1919 T. A Cashier. n drew s. Statement of condition Nov. 12, 1919 $34,384 373,925 25,369 66.704 99,805 84,011 290,819 2,037 109,237 12.705 23,982 5,802 12,582 4 $37,921 446,578 25,369 69,304 116,802 153,686 326,505 1,561 100,243 13,730 23,671 2,919 19,354 5 $1,136,604 $1,084,077 $1,141,366 $1,337,648 $50,000 87,365 $50,000 98,161 $50,000 92,820 $50,000 99,962 816 28,000 28,000 934,214 809 28,000 899,128 215 25,000 7,265 1,145,577 8,208 1 7,978 1 212 25.000 27,130 917,232 20.000 8,969 3 $1,136,604 $1,084,077 $1,141,366 $1,337,648 .. . 9,627 2 D is c o u n t $102,133 321,543 25,369 66,854 99,048 83,993 288,673 422 45,516 11,287 22,770 2,556 13,908 5 and $184,403 280,435 25,369 68,284 94,943 80,280 290,672 544 65,859 11,119 18,530 1,396 14,766 4 D e p o s it Underwood, of Add for cents............................................................................................................ Statement of condition Feb. 21, 1919 J. A. UNDERWOOD, J. A. B anks Total resources................................................................................................. LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State sav. and loan ass’ns, credit unions and land bank........ Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. oodru ff, on Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ W R eport r e so u r c e s L. 226 TH E JOHN H. JOHNSON, TH E C IT IZ E N S GEORGE M. TRABER, President. W m . W. G r ie v e , C. M. G Sm it h , M. T eorge BANK OF PER RY — P er ry C. M. SMITH, [20 Main street; organized 1888] John F. DIRECTORS G r ie v e , W alter T. O l in , James N. W yckoff, B yron A. Cashier. N e v in s , rabeh. RESOURCES LIABILITIES Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $249,650 124,710 16,900 183,278 59,476 113,710 345,786 65,248 1,476 10,038 2,008 77,243 221,511 4 $231,400 110,210 16,900 178,128 60,565 143,202 276,642 48,777 1,507 24,875 579 70,585 92,933 2 $230,500 118,210 18,550 175,465 66,265 212,335 215,114 64,768 1,493 19,360 445 53,844 13,297 3 $213,700 115,210 27,065 172,240 69,096 201,894 265,176 96,075 2,258 32,613 1,441 60,116 18,450 4 $1,471,038 $1,256,305 $1,189,649 $1,275,338 • Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets..................................................... Due depositors, not preferred................................................................................. Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $50,000 51,613 $50,000 55,119 $50,000 55,458 $50,000 56,233 25,000 36,003 807,305 289,815 211,301 1 25,000 22,000 891,700 163,000 71,485 1 22,000 10,000 895,560 150,000 6,630 1 997,959 135,000 14,145 1 Total liabilities................................................................................................. $1,471,038 $1,256,305 $1,189,649 $1,275,338 227 Statem ents Total resources................................................................................................. Statement of condition June 30, 1919 Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned...................................................................... .............................. Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Statement of condition Feb. 21, 1919 — R och ester [14 East avenue; organized 1916] JOHN C. FRANKLAND, Cashier. 228 CITIZENS BANK OF ROCHESTER JAMES L. HOTCHKISS, President. DIRECTORS J a m e s L. H o t c h k i s s , J o h n L. K e e n a n , C h a s. M. B a y e r , E ugene G eorge E ugene J. C h a p m a n , L. S w a n n , J. D w y e r C h a s . A. G r e e n , B radley W . F en n , W i l b e r t A. N a r a m o r e , P h il ip H . Y a w m a n , H e n r y M . Ste r n , P h il ip C o n b o y , J a m e s L. W h i t l e y , W m. F. D w yer. Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $154,549 691,968 16,006 44,600 785,028 836,988 30 238,974 10,761 87,077 23,908 33,701 5 $2,413,808 $2,624,917 $2,779,738 $2,923,595 LIABILITIES $250,000 139,094 $250,000 145,218 $250,000 152,820 $250,000 159,413 25.000 20.000 1,927,342 4,127 25.000 20.000 2,128,465 4,203 25.000 20.000 2,373,372 14,971 48,242 3 52,029 2 25.000 20.000 2,208,184 5,203 40,000 78,529 2 Total liabilities......................................................................................................... $2,413,808 $2,624,917 $2,779,738 $2,923,595 80,837 2 D is c o u n t Capital........................................................................................ .............................. Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks.................................................................. Deposits by the State of New Y ork .................................................................. Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ and $192,695 680,569 11,411 43,600 713,446 742,954 103 246,189 8,056 90,639 22,581 27,490 5 D e p o s it $232,941 638,007 11,345 52,025 627,541 756,433 181 166,465 13,410 73,170 27,550 25,846 3 of $333,224 504,039 11,405 41,337 580,848 675,422 739 159,196 9,576 51,770 17,456 28,790 6 B anks Total resources................................................................................................. Statement of condition June 30, 1919 on Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.......................................................... ...................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ ' Statement of condition Feb. 21, 1919 W m. W . C lark, W m . H . V ic in u s , John C . F ran k lan d , R eport RESOURCES G eorge G . F o rd, J e r e m ia h G . M e n i h a n , F r a n k E. W o o d w o r t h , TH E FRED A. SAWYER, President. C IT IZ E N S BANK — W aver ly [331 Broad street; organized 1874] LOUIS J. BULEY, Cashier. DIRECTORS J ames H . Ow en , F r e d e r ic k E . H aw ses, F re d A . Sa w y e r , H o r a c e H. K i n n e y , RESOURCES T heo. M il l s , Statement of condition Feb. 21, 1919 $195,254 401,589 3,750 18,385 7,480 204,842 107,261 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 6 6 $168,204 375,813 3,750 15,172 4,109 294,380 117,791 130 68,433 2,885 14,745 1,147 9,564 5 $1,033,275 $1,001,856 $1,076,128 $1,124,366 $50,000 100,324 $50,000 102,492 $50,000 111,781 $50,000 116,724 792 18,000 7,000 850,658 2,011 18,000 821,852 6,500 1 7,500 1 331 16,000 3,000 856,949 566 30,000 7,500 1 157 16,000 4,500 899,292 192 30,000 7^00 1 $1,033,275 $1,001,856 $1,076,128 $1,124,366 200 $157,954 378,646 3,750 14,905 3,541 255,595 108,672 290 172,972 1,875 14,977 1,629 9,556 4 LIABILITIES Capital............................................................................................................. Surplus, including all undivided profits....................................................... Preferred deposits, viz.: Due New York State sav. and loan ass’ns, credit unions and land bank Deposits by the State of New Y ork ........................................................ Other deposits secured by pledge of assets............................................. Due depositors, not preferred....................................................................... Due to trust companies, banks and bankers.............................................. Bills payable................................................................................................... Other liabilities............................................................................................... Add for cents.................................................................................................. Total liabilities....................................................................................... 229 62,700 1,977 19,627 603 9,601 $174,104 389,808 3,750 15,648 7,382 201,408 119,373 171 51,079 2,502 24,632 2,422 9,571 Statem ents Total resources John C . V an A tta , Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents........................................................................................................... C . W . C anoll, H anford. E. S. G eo. T. B x j r l in g , P resid en t. L. W. F rank P ark, K e l s e y Sm it h , [130 Main street; organized 1907] DIRECTORS A sa Y oung, Joseph H . M e a d , J e r e m ia h T . L o c k w o o d , Jo s. B . Se l la r s, Stock and bond investments, viz.: Public securities.................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................. ........ Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Statement of condition Feb. 21, 1919 J o h n B u r l in g , F r e d e r ic k R a n s c h t . Statement of condition June 30, 1919 H Statement of condition Sept. 12, 1919 enry R. B C ashier. arrett, Statement of condition Nov. 12, 1919 $491,209 538,161 59,000 33,800 30,675 172,158 293,488 66 126,877 3,676 57,986 4,392 25,411 2 $366,149 539,430 59,000 44.300 35.300 544,162 384,093 77 156,659 4,089 55,914 9,919 29,096 3 $438,666 526,835 59,000 66,300 34,150 715,802 376,699 147 108,988 4,945 52,409 4,990 27,978 4 $644,469 544,599 59,000 123,800 35,375 830,713 326,102 38 151,868 3,992 58,457 8,584 34,170 $1,836,901 $2,228,191 $2,416,913 $2,821,170 $100,000 65,518 $100,000 70,178 $100,000 70,509 $100,000 78,582 704 52,000 20,057 2,465 52,000 1,597,763 11,375 9,539 2 1,878,294 100,918 4,276 3 25,181 3,509 52,000 28,820 2,120,831 64 15,998 1 25,307 1,897 52,000 43,537 2,493,141 417 26,286 3 $1.836.901 SS2.228.191 $2,416,913 $2,821,170 3 l ia b il it ie s Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks.................................................................. Due New York State sav. and loan ass’n, credit unions and land bank... . Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities.................................................................................................. Add for cents............................................................................................................ Total liabilities................................ .......................................................... R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t RESOURCES PHILIP OSBORN, 230 TH E CITIZENS B AN K OF W HITE PLAINS, N. Y .— W h ite P l a in s GEO. T. BURLING, C IT IZ E N S STATE BANK — L y n d o n v il l e [Main street; organized 1911] F. B. HOUSEL, President. JAY B. OAKES, Cashier. DIRECTORS F rank B . H o t js e l , John W ard, Geo. R e s s e g u ie , RESOURCES O akes, A Statement of condition June 30, 1919 lbert B. Statement of condition Sept. 12, 1919 H is e . Statement of condition Nov. 12, 1919 $91,918 139,478 9,000 51,969 $48,000 136,993 9,000 58,894 $47,086 129,160 9,000 58,894 $69,394 129,364 9,000 59,844 20,300 127,955 142,690 238 78,294 2,240 15,600 473 5,000 3 23,200 19,996 170,802 113 36,995 2,290 12,119 139 5,500 3 29,500 42,371 171,182 186 35,962 1,686 15,361 188 5,500 3 25,900 143,549 140,541 1,999 103,354 1,334 25,676 $685,158 $524,044 $546,079 $716,458 $50,000 16,284 615,873 $50,000 21,411 449,632 $50,000 23,472 638,985 3,000 1 3,000 1 $50,000 21,868 441,711 30,000 2,500 $685,158 $524,044 $546,079 $716,458 6,500 3 Statem ents Total resources................................................................................................. Statement of condition Feb. 21, 1919 B. Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................ Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie....................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents.............................................. .......................................................... Jay LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Due depositors, not preferred................................................................................. Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................. ............ Total liabilities........................................................................................... . j . 231 4,000 1 P resid en t. W a r r e n C. B r a y t o n , D a n ie l M . E d w a r d s , I r v i n g N. B e e l e r , A lbert A. K eesler, E d w a r d V. B r y a n t , R ic h a r d C . B r o w n , E dw ard A . H u n t, M a r t in G . G r o s s m a n , W a l t e r A. R i d i n g s , C l a r e n c e C. D e c k e r , Cashier. DIRECTORS A u g u s t F i n c k , J r ., M o r r is H u r w i t z , St e w a r t F . H a n c o c k , H o w a r d B. B u e l l , J o s e p h A. G r i f f i n , F r e d e r ic k E . D y e r , E a r l E . E l l is , R obert L o v e , A r t h u r N. E l l i s , A d o n J. H o f f m a n , Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Due from the Federal Reserve Bank of New York less offsets........................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. Converted into City Bank Trust Company Feb. 28, 1919. Statement of condition Feb. 21, 1919 $4,454,107 1,086,103 1,153,184 233,640 170,042 4,527,205 5,133,449 5,174 335,473 20,770 140,826 73,871 655,442 187,701 5 $18,176,992 $1,000,000 573,685 100,000 365.000 416.000 11,018,285 695,604 2,844,000 510,800 653,616 2 $18,176,992 H erm an C asler, A u g u s t C. H o f f m a n , F l o y d R. T o d d , C h as. M . B e d e ll, H e n r y E . M il l s . Statement of condition *June 30, 1919 L e v i S. C h a p m a n , Jr ., J o h n M a r s e l l u s , H a r l i n J. C h u r c h i l l , D a n ie l C . W e b s t e r , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t RESOURCES C. H. SANDFORD, [224 South Salina street; organized 1909] 232 TH E C IT Y BANK OF SYRACUSE — S y r a c u s e ARTHUR N. ELLIS, CLYM ER STATE B AN K — Clymer ALBERT NECKERS, Jr., President. [Main street; organized 1910] H. F. YOUNG, Cashier. DIRECTORS H e n r y M e y e r in k , John G . W e v er s, A l b e r t N e c k e r s , J r ., H arry T enhaken, B e n j . W a s s in k , E . L . C a f l is c h , H enry D E lm er W RESOURCES LIABILITIES Capital................................................................. Surplus, including all undivided profits.......... Preferred deposits, viz.: Deposits by the State of New Y ork ............ Deposits otherwise preferred........................ Due depositors, not preferred........................... Due to trust companies, banks and bankers. . Other liabilities................................................... Add for cents...................................................... Statement of condition June 30, 1919 W m . T en h ou sen , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $52,600 7,130 2,365 6,850 $45,744 7,130 2,365 5,800 $27,950 6,924 2,365 5,800 $18,635 7,180 2,365 6,867 23,403 4,776 143,853 107 30,594 5,589 5,640 484 4,061 3 25,106 4,050 152,995 396 99,826 8,379 6,200 119 4,001 3 15,291 7,442 228,146 358 122,538 7,254 9,105 533 3,695 5 17,804 8,435 248,347 611 94,513 8,057 7,205 937 3,940 5 $287,455 $362,114 $437,406 $424,901 $25,000 12,991 $25,000 14,108 $25,000 15,727 $25,000 16,523 9,000 9,000 400 309,106 8,000 8,000 384,178 235,963 4,500 1 4,500 4,500 1 366,699 3,178 5,500 1 $287,455 $362,114 $437,406 $424,901 233 Total liabilities Statement of condition Feb. 21, 1919 F. H. Y oung, L ucas C . G leaso n . Statem ents Total resources J r ., arn sh ou se, Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................ Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers............................................ Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ am kot, 234: COHOCTON STATE BANK — C o h o cton CHARLES LARROWE, E d w in S . B r o w n , Geo. A. W e n t w o r t h , [Maple avenue; organized 1915] DIRECTORS W. H S i m o n B. C o o l e y , C harles L arro w e, C lark, C h as. R o c k e r . RESOURCES E. Statement of condition June 30, 1919 W m. J , C onley, Statement of condition Sept. 12, 1919 C ashier. F aulkner, Statement of condition Nov. 12, 1919 12,517 52,479 101,805 742 45,648 4,554 5,809 2,280 3 11,991 53,661 109,046 1,193 49,957 3,768 5,860 2,060 4 11,991 51,071 102,884 3,555 24,764 3,619 7,223 2,120 5 9,785 74,897 116,939 1,834 33,228 4.180 10,149 2,250 5 $341,822 $364,056 $372,098 $414,035 $25,000 18,296 296,986 1,540 $25,000 17,552 320,273 1,230 $25,000 18,699 327,078 1,320 $25,000 21,051 366,333 1,650 1 1 1 $364,056 $372,098 $414,035 LIABILITIES Capital..................................................... Surplus, including all undivided profits Due depositors, not preferred............... Other liabilities....................................... Add for cents........................................... Total liabilities $341,822 D is c o u n t $71,429 71,398 2,700 15,241 and $75,387 76,398 2,700 10,381 D e p o s it $40,003 73,432 2,700 10,381 of $33,521 72,383 2,700 7,381 B anks Total resources................................................................................................. Statement of condition Feb. 21, 1919 GEORGE A. WENTWORTH, A rthur on Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie................................................... ........ Other currency authorized bv the laws of the United States............................. Assets not included in any of the above heads.................................................... Add for cents......................................................................................... ....... ealy R eport F red J. Sh u lts, P resid en t. TH E A L E X A N D E R W A L K E R , President. C O L O N IA L B A N K — N e w Y o r k C it y [441 Columbus avenue; organized 1892] GEO. S. C A R R , Cashier. DIRECTORS A lexander W alk er, G eo. R euter, G e o r g e S. C a r r , A lexander C. W alker, C h a s . H . S m it h , W il l ia m C r a w f o r d , A rthur W . W atso n , W m . W oodw ard, Statement of condition Feb. 21, 1919 RESOURCES Total resources................................................................................................. Statement of condition June 30, 1919 $2,163,465 289,734 15,312 50,000 $1,589,031 265,884 849 87,500 3,890,586 5,111,098 2,132 903,309 411,083 749,050 555.339 268.339 3,500 4 E d w in W . O r v is , H . W ard F ord. Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $1,202,951 235,687 849 22,500 3,000 6,237,214 6,415,477 861 872,320 759,600 800,218 910,735 350,928 3,500 4 $14,412,951 $15,334,521 $16,653,426 $17,815,844 $500,000 1,137,079 $500,000 1,180,444 $600,000 1,192,772 $600,000 1,217,922 104,519 390,000 12,076,214 136,764 68,373 2 104,519 13,403,903 45,362 100,292 1 106,068 443,511 14,193,580 25,038 92,455 2 106,068 99,198 15,654,076 17,706 120,872 2 $14,412,951 $15,334,521 $16,653,426 LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz. : Due from New York State savings banks........................................................ Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. — $17,815,844 ----=-------- =---- O d £ % g ” * m H £ H g M % to LO 285 4,186,558 5,714,657 1,963 1,105,996 621,080 675,500 787,164 285,335 13,000 4 $1,289,766 246,284 849 22,500 7,320 4,508,432 7,094,361 1,278 814,319 991,161 476,960 875,997 321,194 3,000 5 Statem ents Stock and bond investments, viz: Public securities................................................................................................... Private securities................................................................................................. Real estate owned........................................................................................ ... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est., coll... Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ A ugustus W . K e lle y , Joh n J. H o p p e r , O sw ald W . U h l , E l i H . B e r n h e im . R o b e r t E . S im o n , S a m u e l K. J a c o b s , [507 Fifth avenue; organized 1883] DIRECTORS W. S. J o se ph St e in e r , M o r t im e r J . F o x , G r if f it h , Sy l v a n M . B a r n e t , Stock and bond investments, viz.: Public securities.................................................................................................... Private securities.................................................................................................. Loans and discounts secured by bond and mtg., deed or other real est., coll... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Statement of condition Feb. 21, 1919 $1,709,364 815,913 8,000 2,657,967 10,175,331 500 729,932 16,205 421,087 548,939 1,988,028 Statement of condition June 30, 1919 John Statement of condition Sept. 12, 1919 P. C ashier. St e v e n s , Statement of condition Nov. 12, 1919 21,327 4 $2,248,935 833,611 7,000 2,518,253 11,081,896 1,469 332,748 20,272 570,457 1,000,772 3,631,362 33,840 46,366 6 $1,304,339 733,578 7,000 2,488,148 14,202,997 1,602 321,380 73,524 646,116 1,131,644 4,365,800 55,825 27,958 4 $763,198 818,858 6,000 2,443,697 16,393,760 542 465,921 61,839 655,805 1,732,300 4,374,476 1,406,248 30,708 6 $19,092,597 $22,326,987 $25,359,915 $29,153,358 Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks.................................................................. Deposits by the State of New Y ork .................................................................. Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Rediscounts....................................... ....................................................................... Ac’p’tcs of drafts p’y ’ble at a future date or auth’d by com’l letters of credit Other liabilities......................................................................................................... Add for cents............................................................................................................ $1,000,000 672,493 $1,000,000 732,872 $1,000,000 853,549 $1,000,000 896,624 573 40,000 16,227,973 49,756 1,000,000 101,800 2 573 55,000 17,681,258 58,522 2,635,658 33,840 129,261 3 573 45,000 19,816,906 43,613 3,382,678 55,825 161,768 3 45,000 22,086,512 59,990 3,438,041 1,406,248 220,940 3 Total liabilities......................................................................................................... $19,092,597 $22,326,987 $25,359,915 $29,153,358 Due from the Federal Reserve Bank of New York less offsets.......................... Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Total resources................................................................................................. LIABILITIES R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t RESOURCES W. S. GRIFFITH, S im e o n F o r d , H ym an B aum an. 236 COLUMBIA BANK — N e w Y o r k C i t y E L I H. B E R N H E IM , President. TH E C O M M E R C IA L LOUIS A. FAHS, Joseph M. A d r i a n , EXC H AN G E BANK IN TH E C arl G . A mend, L o u is A . F a h s . G eo. L o u is M. A d r i a n , J. A d r i a n , OF NEW Y O R K — N e w Y o r k C it y GEORGE KERN, Cashier. DIRECTORS L o u is H a u p t , G eorge K e r n , RESOURCES H enry A . P etersen , G eo. L. D egener. Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 H e n r y E is e n b a c h , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $1,810,050 1,589,333 261,000 5,000 73,703 1,258,985 3,073,631 18 309,310 94,812 107'162 500'858 1,028,101 26,135 4 $10,138,102 $1,627,491 1,284,921 261,000 5'000 67,693 1,349,273 3,953'350 423 508,180 136,024 224,654 605.788 1,132,017 40,777 4 $11,196,595 656,874 132,384 254,671 643,433 1,246,658 41,928 5 $11,468,680 $200,000 858,129 $200,000 886,795 $200,000 926,936 $200,000 968,017 1,139 1,551 7,407,028 500,000 7,848,892 950,000 100,000 150,863 1 $10,138,102 518 154.000 8,543,397 860.000 344,298 167,445 1 $11,196,595 1,938 105.000 9,525,276 500.000 131,409 1 $9,097,706 $1,422,664 1,189,834 261,000 5,000 57,663 1,676,318 3,880,248 168,447 2 $11,468,680 237 $1,585,177 1,567,406 261,000 5,000 67,025 1,372,870 2,503,193 164 280,423 120,659 105,326 338',780 874,880 15,800 3 $9,097,706 Q uarterly S tatem ents Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est., coll... Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES Capital.................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State sav. and loan ass’ns, credit unions and land bank Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................ Bills payable............................................................................................................. Rediscounts.............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. C IT Y [330 Bowery; organized 1872 as the German Exchange Bank in the City of New York] P resid en t. E d . C. A sh bel [190 Bowery; organized 1869 as the Germania Bank of the City of New York] P resid en t. GEORGE F. A. OLT, DIRECTORS Sch aefer, P. F i t c h , D a n ie l B r u b a c h e r , G u s t a v e L in d e n m e y e r , J. C h r . G . H u pfe l, B e r n h a r d B e in e c k e , E dw ard B en nech e, T h o s. G . O ’C o n n o r , C h a s . S. K in g , S c h m id t , F rank G ulden. W m. H. Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie................................. ....................................................................................... Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Statement of condition Feb. 21, 1919 M. E i d l i t z , R h e in f r a n k , Statement of condition June 30, 1919 L o u is Statement of condition Sept. 12, 1919 P. Bach, C h a s A.S t a d l e r , Statement of condition Nov. 12, 1919 $1,228,568 1,572,846 453,000 $1,379,541 1,605,433 453,000 $1,417,349 1,641,377 453,000 $1,505,759 1,590,289 443,000 6 ,0 0 0 2,376,701 1,913,732 5,500 3,005,071 2,286,371 163,754 261,192 599,234 1,106,500 47,438 5 2,675,157 2,165,305 25 125,649 364,299 838,972 817,743 33,663 4 212,741 322,024 889,887 1,455,081 50,824 5 5,000 3,503,192 2,437,952 338 206,308 514,011 719,509 1,270,380 43,528 5 $9,722,970 $10,464,791 $11,739,230 $12,239,271 $400,000 762,018 $400,000 748,686 $400,000 793,983 $400,000 740,579 1,073,119 4,291 7,356,232 3.371 100,000 23,937 2 1,015.568 5,003 7,653,770 18,750 .600,000 23,007 2 1,080,296 5,052 9,027,310 7,171 400,000 25,417 1 973,732 5,083 9,319,899 24,370 750,000 25,605 3 $9,722,970 $10,464,791 $11,739,230 $12,239,271 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities......................................................................................................... R e p o r t on B a n k s o f D e p o s it a n d D is c o u n t RESOURCES O tto John C ashier. 238 COM M ONW EALTH BANK — N ew Y ork City CHAS. A. KING, TH E J. F. FREDERICKS. H en ry B lock, E dw ard Schaefer, C O N T IN E N T A L P resid en t. BANK OF NEW YORK — N e w Y ork [23 Broad street; organized 1870 as the German American Bank] O scar D r e ssle r , John H . D u ys, J. DIRECTORS F . F r e d e r ic k s , D . Schnakenberg, E d w in W . C h a p m a n , H a r m o n W. H e n d r i c k s , A lbert T ag , F rank P oel. RESOURCES Other currency authorized by the laws of the United States............................. Due from the Federal Reserve Bank of New York less offsets.......................... Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. $1,257,237 843,251 26,669 4,781,200 1,149,216 7,306 280,927 31,709 119^202 7,818,211 819,325 41,023 5 $17,175,281 it y F. H. HORNBY, M a r t i n J. Q u i n n , B ernard R entrop, Statement of condition June 30, 1919 $870,462 834,026 26,165 15,419 6,231,658 1,080,628 1 300,849 42,503 99,555 13,782;327 1,100,438 48,380 42,687 6 $24,475,104 Cashier. W m . Sie g e l , F. H . H ornby, Statement of condition Sept. 12, 1919 $1,259,237 827,817 25,619 14,149 5,662,304 1,137,635 28 410,956 33,150 124;930 9,448,499 1,092,280 73,598 39;621 6 $20,149,829 Statement of condition Nov. 12, 1919 $1,298,237 842,313 22,703 14,149 6,327,810 1,205,596 55 373,054 178,604 19,096,475 1,566,075 127,927 40,525 6 $31,093,529 LIABILITIES 239 $1,000,000 $1,000,000 $1,000,000 $1,000,000 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ 740,535 692,396 719,450 642,219 Preferred deposits, viz.: 420,052 403,219 Due Newr York State savings banks. , ............................................................. 415,378 410,572 114,000 160,000 Other deposits secured by pledge of assets....................................................... 90,000 237.000 26,187,720 15,693,498 Due depositors, not preferred................................................................................. 19,761,856 12,867,353 Due to trust companies, banks and bankers........................................................ 36,559 30,049 24,212 28,403 900,000 Bills payable............................................................................................................. 790,000 940.000 790,000 1,433,500 Rediscounts.............................................................................................................. 1,233,500 1,539;955 947,735 127,927 A c’ptances of drafts payable at a future date or auth’d by com. letters of credit 73',598 48,380 104,067 102,733 Other liabilities ....................................................................................................... 101,996 85.870 2 Add for cents............................................................................................................ 3 3 3 Total liabilities................................................................................................. $17,175,281 $24,475,104 $20,149,829 $31,093,529 Q uarterly Statem en ts Stock and bond investments, viz.: Public securities................................................................................................... Private securities..................................................... ............................................ Real estate owned.................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est., coll... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers.................................................... Statement of condition Feb. 21, 1919 C [13 William street; organized 18521 W m . W m. A. N ash , R . St e w a r t , W a l t e r E. F r e w , H enry Schaefer, W m. H. DIRECTORS N ic h o l s , D a v id B in g h a m , C h a s . W . M cC u t c h e o n , R o b e r t A. D r y s d a l e , A n d r e w M il l s , D a v id M . M o r r is o n . Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Customers' liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits...................... ...................................... Preferred deposits, viz.: Due New York State savings banks.................................................................. Due New York State sav. and loan ass'ns, credit unions and land bank... . Deposits by the Superintendent of Banks of the State of New York........... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ A c’ptances of drafts payable at a future date or auth’d by com. letters of credit Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities................................................................................................. Statement of condition Feb. 21, 1919 J. L o u i s S c h a e f e r , P h il ip L e h m a n , Statement of condition June 30, 1919 C a s h ie r . C l a r e n c e H. K e l s e y , H enry B. V aughan, Statement of condition Sept. 12, 1919 $40,030,136 $56,327,082 $51,901,682 16,583,524 16,576,075 15,958,283 3,680,335 3,294,777 3,397,609 800,723 823,775 824,655 302,397 174,307 149,799 38,879,954 44,699,568 45,124,177 22,251,652 14,855,247 16,620,445 7,221 7,374 10,154 2,050,255 2,845,421 3,237,168 4,404,648 4,984,116 5,626,808 88,445 258,989 312,580 17,064,652 25,032,532 31,530,242 16,925,612 22,991,738 17,137,949 2,976,278 2,916,601 2,953,935 700,053 768,661 1,081,659 6 7 5 $172,565,505 $190,734,656 $195,867,150 Statement of condition Nov. 12, 1919 $61,914,472 16,419,848 3,503,078 830,907 160,262 43,145,414 29,959,965 14,521 2,883,773 6,206,496 370,438 31,219,957 24,898,970 3,669,269 884,547 7 $226,081,924 $4,200,000 8,627,026 $4,200,000 8,925,536 6,255,006 2,315,347 8,216,388 106,887 116,317 142,415 67,153 84,515 86,469 167,089,694 143,576,174 158,726,304 6,756,007 7,755,848 9,952,834 2,976,278 2,916,601 2,953,935 337,303 396,883 501,382 3 4 2 $172,565,505 $190,734,656 $195,867,150 6,777,053 93,988 76,086 196,051,058 5,725,049 3,669,269 563,861 4 $226,081,924 $4,200,000 8,290,694 $4,200,000 8,319,842 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t RESOURCES EDWARD S. MALMAR, 240 TH E CORN EXCHANGE BANK — N e w Y o r k C it y W A L T E R E. FREW , President. COSMOPOLITAN BAN K — N e w Y o r k C i t y LEONARD G. ROBINSON, P resid en t. [803 Prospect avenue; organized 1906] WM. H. DEVLIN, C ashier. DIRECTORS L e o n a r d G . R o b in s o n , P h il C e d a r , F r a n c i s B. G r i f f i n , H arrt K atz. M o r r is M u l l e r , RESOURCES $545,532 84,343 12,800 Statement of condition June 30, 1919 Isaac M endelson , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 9,927 5 $1,889,489 12,444 5 $1,710,559 19,086 4 $2,030,822 $273,624 78,562 13,621 62 56,794 668,904 1,117,437 1,743 131,461 9,536 66,'938 164,864 110^023 28,272 7 $2,721,848 $100,000 38,645 $100,000 20,895 $100,000 20,988 $100,000 26,448 24,000 5,000 14,002 1,696,514 2,885 24,000 24,000 24,000 1,549,086 50,000 1,818,415 4.168 66,635 2,249,404 3.103 125,000 110,023 17,234 1 $2,721,848 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork .................................................................. Deposits by the Superintendent of Banks of the State of New Y ork............ Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Ac’ptances of drafts payable at a future date or auth’d by com. letters of credit Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. 3,307 8,441 2 $1,889,489 13,270 1 $1,710,559 13,250 1 $2,030,822 241 $294,304 89,337 12,800 142 39,310 302,877 940,847 1,614 133,666 13,386 37,003 146,466 S tatem ents 34,885 165,025 606^830 3,302 354,080 19,057 51,217 2,486 $298,173 114,253 12,800 262 31,284 113,280 805,289 3,647 153,949 5,910 79,806 79,457 Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral....... ......................................... Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Statement of condition Feb. 21, 1919 H a r o l d St in e r , 242 D E BYRON S. BRYANT, S. B ryant, M orrell E. STATE B A N K — D e R uyter DIRECTORS T allett, F l o r e n c e L. M i t c h e l l , G e o r g e B . B u r d ic k . W arren RESOURCES J. F. L. MITCHELL, S m it h , Statement of condition Feb. 21, 1919 A. R. B ryant, Statement of condition June 30, 1919 H. M. C ashier. S c h e l l in g e r , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $180,890 40,880 $159,874 38,880 $143,039 38,530 $162,653 38,806 4,028 2,548 88,217 135 37,337 1,521 7,000 28 4,847 2 4,489 9,087 90,011 111 70,098 1,457 6,500 164 7,025 4 3,956 7,680 100,667 38 67,091 1,500 7,368 100 7,925 3 3,674 5,652 111,624 109 58,682 1,106 7,020 91 8,150 4 $367,433 $387,700 $377,897 $397,571 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Other liabilities........................................................................................................ $25,000 13,130 326,581 $25,000 15,544 342,909 46 4,200 1 $25,000 16,614 331,483 $25,000 17,978 349,667 4,800 4,925 1 . Total liabilities................................................................................................. $367,433 $387,700 $377,897 $397,571 Stock and bond investments, viz.: Public securities......................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES 2,722 R e p o r t o k B a n k s o f D e p o s it a n d D is c o u n t B yron R U YTER [Utica street; organized 1918] P resid en t. DOBBS FRANKLIN Q. BROWN, President. F b a n k l in Q. B r o w n , R o b e r t D e n n is t o n , A l b e r t Sh a w , FER R Y B A N K — D o bbs F e r r y [41 Main street; organized 1890] W m. C urt C. L a w r e n c e , von W edel, DIRECTORS W m . W. T o m p k i n s , B e n j a m i n L. W a l l a c e . RESOURCES Total resources................................................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Due New York State sav. and loan ass’ns, credit unions and land bank. . . . Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities........................................................................................................ Add for cents............................................................................................................ Statement of condition June 30, 1919 H erman Statement of condition Sept. 12, 1919 L. R. E d g a r , Statement of condition Nov. 12, 1919 $54,860 239,790 9,000 3,700 $24,817 244,340 9,000 3,700 $24,658 230,162 9,000 3,700 $124,646 229,356 9,000 3,700 6,074 20,024 50,611 5,074 21,174 83,070 6,619 35,849 61,451 80,950 3,899 14,920 40 26,548 2 104,984 4,027 15,642 5,074 30,401 68,717 4 178,196 13,874 11,350 2,251 4 26,802 2 112,207 4,565 24,073 60 5,054 4 $510,418 $518,0S3 $601,941 $616,584 $100,000 26,186 $100,000 31,446 $100,000 19,898 $100,000 20,987 42,663 4,202 291,641 19,413 25,000 • 1,311 2 35,785 7,159 321,758 20,746 23,830 3,784 433,402 19,843 31,043 1,687 457,302 4,413 1,185 4 1,181 1,170 3 o $510,418 $518,033 $601,941 $616,584 243 Total liabilities................................................................................................. A. C a m p b e l l , Q uarterly Statem ents Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned................................................................................................. Mortgages owned............................. ....................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents........................................................................................................... Statement of condition Feb. 21, 1919 BENJ. L. WALLACE, Cashier. N a t h a n ie l 244 D U NDEE STATE BANK WM. C. SWORTS, W m . Sw o r t s , undee R. B. SWORTS, H. C. H a r p e n d in g , DIRECTORS F. R. V o s b u r g h . Sw o rts, Statement of condition June 30, 1919 U rsu la Sw o r t s. Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 14,285 5,233 77,012 491 51,893 2,448 16,936 1,263 5,093 5 Total resources................................................................................................. LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Other deposits secured by pledge of assets............... Due depositors, not preferred................................................................................ Other liabilities........................................................................................................ Add for cents............................................................................................................ $328,067 $334,863 $388,623 $419,669 $50,000 16,474 811 258,299 2,482 1 $50,000 18,487 811 263,035 2,529 1 $50,000 20,114 821 314,799 2,888 1 $50,000 20,146 321 346,049 3,152 1 Total liabilities................................................................................................. $328,067 $334,863 $388,623 $419,669 Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assests not included in any of the above heads................................................... Add for cents............................................................................................................ is c o u n t D 14,285 5,728 69,414 2,085 51,778 3,119 16,149 1,439 4,612 4 and 10,035 4,008 72,985 282 39,282 2,220 12,211 1,457 4,156 5 e p o s it 10,010 4,599 62,615 408 64,764 2,227 15,356 1,504 3,663 5 D $36,577 130,882 2,000 75,551 of $32,950 110,839 2,000 74,221 anks $31,984 76,870 2,000 77,368 B $46,502 39,756 2,000 74,658 on Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Statement of condition Feb. 21, 1919 eport r eso u r c e s R. B. C ash ier. R C. D [Organized 1882] P resid en t. EAST S ID E B A N K D e LANCEY RANKINE, P resid en t. P h il ip P. B a r t o n , G eorge F. D i e m e r , — N ia g a r a F alls [Organized 1919] R. G. EDWARD SIMS, DIRECTORS E d w in B artlett, d e L a n c e t R a n k in e . G eorge Statement of condition Feb. 21, 1919 G eorge J. C o l p a t s , Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 G eorge R. H use, Statement of condition Nov. 12, 1919 Stock and bond investments, viz.: Public securities......................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral.......................... Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Assets not included in any of the above heads.................................................... Add for cents.................................................... ; ..................................................... $6,975 15,715 100,192 32,738 1,470 8,347 4,757 2 Total resources................................................................................................. $170,196 l ia b il it ie s Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Other liabilities........................................................................................................ Add for cents............................................................................................................ $100,000 22,250 47,382 103 459 2 T ota l liabilities................................................................................................. $170,196 245 Q uarterly Statem ents resources J. H o w a r d , C ashier. 246 EXC H AN G E FRANK E. W RIGHT, E. DIRECTORS G il m o r e , G . Sh e r w in H axton , L oren L. R eed. R oy C. Se a r l s , Statement of condition Feb. 21, 1919 A rthur M. Statement of condition June 30, 1919 W r ig h t , F Statement of condition Sept. 12, 1919 rank E. C a sh ier. W r ig h t . Statement of condition Nov. 12, 1919 6,000 11,398 131,805 835 33,057 8,907 18,344 337 6,520 2 $419,644 $422,525 $445,909 $453,357 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.......................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ $30,000 12,156 9,000 363,638 1,600 3,248 2 $30,000 15,085 9,000 364,334 4,105 1 $30,000 17,845 8,000 381,525 4,288 4,250 1 $30,000 18,943 8,000 389,229 2,525 4,660 Total liabilities......................................................................................................... $419,644 $422,525 $445,909 $453,357 Total resources................................................................................................. LIABILITIES and 6,000 19,498 122,106 378 53,654 7,774 7,680 471 6,450 3 e p o s it 6,000 5,596 116,238 186 36,145 7,807 6,220 288 6,360 2 D 6,000 19,987 107,862 196 78,287 8,550 2,270 257 4,936 4 of $221,452 4,500 10,200 anks $207,195 4,500 10,200 B $222,983 4,500 10,200 on $173,695 4,500 13,100 Stock and bond investments, viz.: Public securities......................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ eport RESOURCES ARTHUR M. WRIGHT, R L ym an B A N K — O a k f ie l d [Organized 1917] P resid en t. y M m a d o 1-3 TH E FAR M ER S’ B ANK OF S P R IN G V ILL E , E R IE F. O . S m it h , C O U N T Y , N . Y . — S p r in g v il l e [124 Main street; organized 1902] F. O. S M IT H , President. A . D . Jon es, E d w in A . S c o t t , A. R. L. B. DIRECTORS P in g r e y , W a it e , G eorge H . H u ghey, H a r r y S. G r a y , resources B. F. E . A u s t in , W . A . D a v is . Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 S c h w e iz e r , Statemen of condition Nov. 12, 1919 $623,443 45,000 16,500 78,215 $608,966 72,985 16,500 70,571 $555,820 58,000 16,500 74,452 Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Add for cents............................................................................................................ 25,000 15,000 353,616 769 198,767 13,809 36,565 2,481 2 70,000 25,000 297,214 377 169,393 14,434 34,841 6,438 2 75,000 25,000 353,667 2,810 151,112 11,871 41,785 1,136 2 75,000 25,000 434,790 834 183,833 14,956 38,749 2,399 2 Total resources................................................................................................. $1,351,156 $1,380,857 $1,431,405 $1,480,335 $50,000 110,855 $60,000 138,355 $60,000 136,259 $60,000 141,039 13,500 24,949 1,142,580 9,270 2 13,500 20,961 1,139,041 9,000 12,000 10,960 1,203,185 9,000 1 12,000 5,960 1,252,335 9,000 1 $1,351,156 $1,380,857 $1,431,405 $1,480,335 LIABILITIES Capital............................................................... Surplus, including all undivided profits........ Preferred deposits, viz.: Deposits by the State of New Y ork.......... Other deposits secured by pledge of assets Due depositors, not preferred......................... Other liabilities................................................. Add for cents.................................................... Total liabilities d W Statem ents $585,415 39,000 16,500 64,232 sly Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................................... Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Statement of condition Feb. 21, 1919 W . A. DAVIS, Cashier. to F rank C am pbell, FAR M ER S AN D W il l s o n M E C H A N IC S ’ B A N K OF B A T H , N . Y . — B ath [8 Liberty street; organized 1912] P resid en t. R. C am pbell, DIRECTORS F r e d R. W e b s t e r , Stock and bond investments, v iz .: Public securities.................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured b y bond and mortgage, deed or other real estate collateral............................................................................................................ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... FRED R. WEBSTER, U l r ic h Statement of condition Feb. 21, 1919 H. Frey, Statement of condition Juno 30, 1919 W il l ia m Statement of condition Sept. 12, 1919 K. C a sh ier. Lyon. Statement of condition Nov.12, 1919 $146,440 119,623 30,000 21,304 $319,600 104,103 29,800 21,624 $152,240 142,845 29,000 19,605 $86,502 124,380 29,000 18,401 Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 40,610 36,271 587,238 2,197 343,962 5,065 35,600 2,047 74 5 33,941 27,828 705,351 1,517 272,351 5,629 64,963 2,788 50 7 37,425 46,724 683,576 1,342 307,337 5,634 51,348 1,355 50 6 37,526 46,715 659,247 1,545 395,271 8,939 40,600 1,524 50 5 Total resources................................................................................................. $1,370 436 $1,589,552 $1,478,487 $1,449,705 | LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State sav. and loan ass’n, credit unions and land bank....... Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. $50,000 106,135 $50,000 114,688 $50,000 116,350 $50,000 118,848 1,586 24,000 29,578 1,159,137 3,564 24,000 242,733 1,154,565 2 1,731 21,000 103,543 1,185,861 2 6,924 21,000 27,160 1,225,772 1 Total liabilities................................................................................................. $1,370,436 $1,589,552 $1,478,487 $1,449,705 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t resources 248 TH E FRANK CAMPBELL, FAR M ER S F. W. BAUDER, F . W . B atxder, AND M E C H A N I C S ’ B A N K — F o r t P la in [Organized 1887] P resid en t. F ayette W agn er, L ester G etm an , CHAS. G. ZIELLEY, DIRECTORS A. John S a lts man, H a r r y D. B a d d e r , L . G h o s, John W . Saltsm an . RESOURCES C. H ackney, Statement of condition June 30, 1919 C ashier. F rank J. E h le, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $231,791 139,559 27,900 45,513 $212,237 183,978 27,900 45,213 43,444 71,880 311,711 450 206,060 9,348 33,805 3,020 13,342 4 48,377 114,573 321,403 327 139,893 8,974 36,583 4,475 10,180 5 47,749 103,995 297,383 107 253,832 9,245 44,649 1,205 10,403 5 46,544 123,290 356,342 976 158,282 9,621 43,642 1,233 11,404 4 $1,070,706 $1,101,213 $1,213,336 $1,220,666 Capital............................................................... Surplus, including all undivided profits........ Preferred deposits, viz.: Other deposits secured by pledge of assets Deposits otherwise preferred...................... Due depositors, not preferred......................... Due to trust companies, banks and bankers. Other liabilities................................................. Add for cents.................................................... $100,000 46,598 $100,000 47,109 $100,000 47,956 $100,000 52,067 18,671 21,000 874\759 9,505 32,957 8,949 9,677 1 933,724 359 10,514 2 1,017,879 558 13,984 2 1,040,494 3,282 15,872 2 Total liabilities......................................... L,070,706 $1,101,213 $1,213,336 $1,220,666 Total resources................................................................................................. LIABILITIES 249 $222,876 119,834 30,400 43,313 Statem ents $210,536 91,018 30,400 45,688 Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned. . ................................................................................................. Loans and discounts secured by bond and mortgage, deed or other real estate collateral.......................................... ................................................................. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Statement of condition Feb. 21, 1919 W . S . B. B u r c h a r d , E l m e r C . G if f o r d , P resid en t. AND M E C H A N I C S ’ B A N K — Ja m e st o w n [215 Main street; organized 1891] A. E. DIRECTORS J. A. C lary, E . Sn ell H a l l , G ould, A. A. H a r o l d E . C r is s e y , M i n e r S. C r i s s e y , E d , J. G r e e n , A. E . A ppleyard, O. N. R u s h w o r t h , N. O s c a r J o h n s o n , Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $3,809,381 $4,259,876 Capital................................................................. Surplus, including all undivided profits.......... Preferred deposits, viz.: Deposits by the State of New Y ork ............ Other deposits secured by pledge of assets.. Due depositors, not preferred........................... Due to trust companies, banks and bankers. . Bills payable....................................................... Other liabilities................................................... Add for cents...................................................... $200,000 176,350 $200,000 184,474 $200,000 185,325 $200,000 182,916 39,000 83,567 2,542,521 9,535 100,000 113,151 2 39,000 62,648 3,156,432 3,232 39,000 54,293 3,237,310 5,396 71,871 2 88,055 2 39,000 4,293 3,501,785 9,949 225,000 96,932 1 Total liabilities............................................... $3,264,126 $3,717,659 $3,809,381 $4,259,876 D is c o u n t $3,717,659 LIABILITIES and $3,264,126 22,000 66,210 D e p o s it $319,481 96,386 61,096 228,524 34.927 597,696 2,276,018 3,312 377,150 30,000 139,190 64,011 32,082 3 $486,054 48,112 of 105,777 18,874 13,824 4 172,745 39,658 604,149 1,750,881 391 348,650 25,000 127,396 42,917 5,491 5 $388,354 48,112 66,146 215,334 65,181 607,809 1,954,454 188 264,165 28,000 130,308 24,895 16,430 5 $535,633 37,362 68,225 150,455 67,004 452,816 1,467,581 274 324,297 B anks Total resources. .. .•......................................................................................... P e r r y W. G o o d w i n , Str a n d b u r g , F. O. A. F. W eber. on Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll— Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents...........................................-................................................................ Statement of condition Feb. 21, 1919 C a sh ier , R eport RESOURCES A lbert P eterson , H. P. R o b e r t s o n , APPLEYARD, 250 FAR M ER S O. N. RUSHWORTH, FARM ERS AND MERCHANTS’ BAN K WELLINGTON D. BECKER, P resid en t. W ellington D. B ecker , John R. B ecker , CoBLESKILL [Main street; organized 1893 JOHN R. BECKER, DIRECTORS A lexander M cM illan , C has . A, W ieting, Judson B urhans , W illard Larkin . RESOURCES E. Le w is , Statement of condition June 30, 1919 V ernon Statement of condition Sept. 12, 1919 M. C ashier. B ellinger, Statement of condition Nov. 12, 1919 $278,919 598,101 8,500 8,000 600 13,904 113,379 84 166,140 7,088 27,219 61 10,605 3 $264,819 617,280 8,500 8,000 400 12,114 99,005 324 155,346 8,267 24,914 1,228 15,681 4 $289,779 669,992 8,500 8,000 400 9,427 112,848 166 100,388 7,711 31,829 459 12,505 5 $283,704 692,917 8,500 8,000 350 7,827 111,344 444 136,887 7,849 39,944 1,286 15,548 3 Total resources................................................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New York............................ Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities........................................................................................................ Add for cents............................................................................................................ $1,232,603 $1,215,882 $1,252,009 $1,314,603 $50,000 57,781 5,000 1,096,187 7,301 16,332 2 $50,000 51,588 5,000 1,094,381 3,342 11,570 1 $50,000 63,134 5,000 1,106,470 7,979 19,424 2 $50,000 68,161 5,000 1,180,392 3,249 7,800 1 Total liabilities................................................................................................. $1,232,603 $1,215,882 $1,252,009 $1,314,603 Other currency authorized bv the laws of the United States............................. Cash items................................................................................... ........................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 251 Quarterly Statements Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Statement of condition Feb. 21, 1919 W illiam P resid en t. John W . M ellen , W alter H oward , AN D M ER C H AN TS’ B AN K OF G EN EV A [24 Linden street; organized 1914] — G 252 FAR M ER S JOHN W. MELLEN, e n ev a HARRY D. MARSHALL, Cashier. DIRECTORS G eorge S. F airfax , T homas C. C arson. Peter R. Cole , Statement of condition Feb. 21, 1919 Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $207,357 17,437 39,293 69,830 58,504 78,336 445,654 2,549 55,402 2,501 35,980 5,021 13,430 3 Total resources................................................................................................. $ 1 ,0 3 1 ,2 9 7 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Deposits by the State of New Y ork .................................................................. Due depositors, not preferred................................................................................. Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $100,000 22,606 Total liabilities......................................................................................................... $1,031,297 10,320 14.000 793,068 82.000 9,302 1 Statement of condition June 30, 1919 H bnrt O. Palmer, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 R eport on B anks of D eposit and D iscount RESOURCES John Parmenteb , T H E A. M AX FISHER, FAR M ER S AND M ER C H AN TS’ B A N K O F S P E N C E R , N . Y .— [Organized 1884] P resid en t. Spen cer M. B. FERRIS, C ashier. DIRECTORS F. C. B artholomew , H. L. E mmons, M . L. F ibher, H. M . R ow e , A. M ax F isher, H. H uber, C has. A. Seeley , H . H. F isher , RESOURCES Statement of condition June 30, 1919 B. B. M cD owell , F. W . H oyt. Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans, discounts and bills purchased not secured by collateral......................... Overdrafts....................................................................................................... . Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Due from the Federal Bank of New York less offsets......................................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $1,000 59,050 846 10,990 3,000 45,763 200 45,846 1,219 7,000 22,000 210 2 $1,000 88,485 1,786 10,550 3,500 64,681 200 33,147 232 6,200 15,000 250 1 $1,000 92,700 1,786 10,550 3,000 69,819 200 39,341 255 4,800 6,000 260 1 $1,000 108,366 4,786 7,550 3,000 79,181 200 32,833 723 7.000 6.000 300 2 Total resources................................................................................................. $197,126 $225,032 $229,712 $250,941 Capital...................................................................................................................... Surplus, including all undivided profits.............................................................. Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $25,000 13,518 158,397 210 1 $25,000 15,354 184,427 250 1 $25,000 16,044 188,408 260 $25,000 17,541 208,100 300 Total liabilities................................................................................................. $197,126 $225,032 $229,712 $250,941 Q uarterly Statem ents Stock and bond investments, viz.: Public securities................................................................................................... Statement of condition Feb. 21, 1919 M . B. Ferris, Samuel E astham , l ia b il it ie s 253 Ul W illiam M.JPeckham , W ilbur M. Jones , P resid en t. C. L oomis A llen , G eo . J. B ryan , [Organized 1919] DIRECTORS B urnell H. Leary , W illiam C. Ladd, W infield E. M cI ntyre , C hester R. E aton , A rthur G. W illiams, J. W. K napp, RESOURCES Specie............................... R. L. JONES, ................................................................................. Cash items................................................................................................................. Total resources................................................................................................. Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 C ashier. M argaret N ey C lark . Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $16,625 12,283 36,861 22,613 16,651 466 7,215 13 1,358 3 $114,088 LIABILITIES Add for cents............................................................................................................ $25,000 2,785 86,302 1 Total liabilities................................................................................................. $114,088 Capital....................................................................................................................... Surplus, including all undivided profits................................................................ R e p o r t o n B a n k s o f D e p o s it an d D is c o u n t FA Y E TTE V ILLE COMMERCIAL BANK — F a y e t t e v il l e WILBUR M. JONES, TH E F IF T H AVEN U E TH EO . H E T Z L E R , President. T heo . H etzler , H enry R. I ckelheimer , A. S. F rissell , H oward C. Smith, BANK OF NEW Y O R K — N e w Y o r k C it y [530 Fifth avenue; organized 1875] DIRECTORS R olland G. M onroe, C ornelius N. B liss, Jr ., W. G. GASTON, Cashier. T hos. S. V an V olkenburgh , A lfred E. M arling , RESOURCES B. H. F ancher , T. Frank M anville , Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 $1,927,465 5,600 552,066 42,200 9,668,694 8,915,384 10,790 786,200 471,902 680,300 613,511 2,569,696 606,072 49,100 5 $26,898,985 $2,607,316 5,600 552,066 24,200 13,407,151 6,523,200 21,810 619,289 522,261 679,850 1,627,598 1,972,435 649,232 92,322 5 $29,304,335 $3,805,482 5,600 552,066 24,200 11,834,076 5,751,695 12,602 801,629 447,544 679,400 925,848 2,400,118 1,388,544 86,991 4 $28,715,799 $3,217,273 5,600 552,066 24,700 12,090,701 5,914,479 21,097 985,734 632,505 784,700 1,094,375 3,027,247 684,324 85,603 7 $29,120,411 $200,000 2,301,329 $200,000 2,227,138 $500,000 2,316,755 $500,000 2,401,166 65,542 19,191 19,261,417 36,943 3,703,996 152,260 606,072 552,231 4 $26,898,985 41,996 24,616 20,229,624 60,878 5,030,000 105,000 649,232 735,848 3 $29,304,335 70,906 14,594 20,119,274 54,453 3,700,000 74,080 10,562 21,833,200 49,022 3,000,000 1,388,544 551,270 3 $28,715,799 684,324 568,054 3 $29,120,411 Statement of condition Nov. 12, 1919 LIABILITIES 255 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Due New York State sav. and loan ass’ns, credit unions and land bank. . . . Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Rediscounts.............................................................................................................. A c’ptances of drafts payable at a future date or auth’d by com’l letters of credit Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities................................................................................................. Q uarterey Statem ents Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. W m . H. Porter, Francis L. H ine , D. C. H unter , F IR S T STATE B A N K — C an iste o [Main street; organized 1897] H enry E rlich , G lenn L. W hiting , H. W . CLOOS, Cashier. DIRECTORS W. P. G off, H. P. Jack , C. A. Jackson, H. W. C loos, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $33,243 194,580 22,245 6,575 $165,825 108,795 22,245 10,575 $154,491 ■ 102,934 22,245 10,775 3,240 19,557 234,822 2,483 25,778 2,215 15,317 669 23,968 10,630 1,820 5 $553,308 3,240 21,678 250,019 1,499 21,282 2,536 13,000 204 46,427 2,922 22,095 250,824 863 21,879 3,016 15,222 182 22,035 1,954 6 $618,488 2,000 5 $648,483 2,769 23,137 262,527 2,207 3,214 2,220 11,093 574 30,893 4,250 2,131 7 $635,467 $50,000 25,592 $50,000 31,420 $50,000 29,268 $50,000 29,292 18,000 27,000 1,617 420,099 18,000 16,000 1,329 516,739 16,000 12,640 952 538,622 10,000 1,000 1,000 $553,308 $618,488 B $112,453 74,131 22,245 3,975 e p o s it and D is c o u n t 1,000 1 $648,483 D Add for cents............................................................................................................ Total liabilities................................................................................................. 927 513,378 4,869 20,000 1,000 1 $635,467 of Preferred deposits, viz.: anks LIABILITIES Deposits otherwise preferred.............................................................................. Due depositors, not preferred....... '....................................................................... on Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Statement of condition June 30, 1919 eport Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral................................................................................................................ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Statement of condition Feb. 21, 1919 L. J. Simpson, R r eso u r c e s Otto K. Stewart , E dgar N orthrup, 256 TH E D . C. H U N TE R , President. FLORAL PARK BANK — F lo r a l P a r k EDWARD L. FROST, T. W . A l b e r t s o n , J otham P ost, G e o . A . W ig g in s , P resid en t [Tyson avenue and Jericho turnpike; organized 1908] C. H. VAN NOSTRAND, Cashier DIRECTORS Ja c o b L a d e r , G eo. W . C overt, A r t h u r H . G o l d s m it h , J . F. K l e i n , C h r is . H . G o t tsc h , G e o r g e S. E m o r y , C h a s . H. V a n N o s t r a n d , I s a a c S. H e n d r i c k s o n , B e n j a m in W . H e g e m a n . RESOURCES B ernhard L oew , E dw ard L . F rost, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $109,550 284,229 22,250 79,250 $94,900 273,379 22,250 82,300 $129,900 324,518 22,250 82,200 $149,710 296,520 22,250 86,300 13,886 45,065 102,088 5,095 2,282 24,208 463 46,607 8,455 5 31,051 67,909 119,190 9,580 2,466 18,106 65,371 10,180 3 28,386 42,911 195,419 35,949 2,809 22,410 305 58,388 11,283 3 24,021 56,225 270,585 5,449 3,595 24,072 256 93,843 14,410 3 $743,433 $796,685 $956,731 $1,047,239 $25,000 39,476 19,000 617,307 36,000 6,649 1 $25,000 38,671 $25,000 40,930 19,000 858,655 $25,000 40,597 $743,433 $796,685 «G Statem ents Total resources............................................................................... Statement of condition June 30, 1919 issa m , ly Stock and bond investments, viz.: Public securities................................................................................. Private securities................................................................................ Real estate owned.................................................................................. Mortgages owned.................................................................................. Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................... Loans and discounts secured by other collateral........................................ Loans, discounts and bills purchased not secured by collateral.................... Due from trust companies, banks and bankers.......................................... Specie.................................................................................................. Other currency authorized by the laws of the United States........................ Cash items............................................................................................ Due fromthe Federal Reserve Bank of New York less offsets..................... Assets not included in any-of the above heads........................................... Add for cents........................................................................................ Statement of condition Feb. 21, 1919 J. M a y n a r d K J . S, K l e i n , L IA B IL IT IE S Capital................................................................................................. Surplus, including all undivided profits.................................................... Preferred deposits, viz.: Other deposits secured by pledge of assets............ Due depositors, not preferred.................................................................. Bills payable......................................................................................... Other liabilities...................................................................................... Add for cents........................................................................................ Total liabilities 642,871 76,500 13,641 2 13,144 2 955,243 10,000 16,398 1 $956,731 $1,047,239 to Vt 258 TH E FR E E PO R T B A N K OF FREEPORT, QUEENS COUNTY, N. Y — F r e e p o r t JOHN J. RANDALL, P resid en t. [23 and 25 South Main street; organized 1892] WM. S. HALL, Cashier. DIRECTORS in e , W a l l a c e H. C C oles P e t t it , ornw ell, W m . E. G o l d e r , J oh n J. R a n d a l l , W m . S. H a l l , D a n i e l B. R a y n o r , RESOURCES Stock and bond investments, viz.: Public securities................................................................................. Private securities................................................................................ Real estate owned.................................................................................. Mortgages owned................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................ Loans and discounts secured by other collateral........................................ Loans, discounts and bills purchased not secured by collateral.................... Overdrafts............................. ............................................................ Due fromtrust companies, banks and bankers.......................................... Specie................................................................................................... Other currency authorized by the laws of the United States....................... Cash items............................................................................................ Assets not included in any of the above heads.......................................... Add for cents................................................................. ....................... Statement of condition Feb. 21, 1919 M a r t in H arvey V. W . H a l l , B. S m i t h . Statement of condition June 30, 1919 W Statement of condition Sept. 12, 1919 m. G. M il l e r , Statement of condition Nov. 12, 1919 $312,021 133,300 35,204 122,179 $343,412 133,803 35,204 121,679 $517,289 149,285 33,700 114,818 $465,371 147,539 33,700 120,064 48,235 92,132 218,024 5 81,828 13,860 32,497 909 7,098 5 42,100 114,761 207,243 5 123,723 11,804 40,497 1,229 13,736 5 41,980 129,451 194,148 133,262 16,247 23,544 1,204 12,746 3 37,330 151,070 230,064 27 125,279 15,612 48,725 306 18,100 5 $1,097,297 $1,189,201 $1,367,677 $1,393,192 Capital................................................................................................. Surplus, including all undivided profits.................................................... Preferred deposits, viz.: Deposits by the State of New York..................... Due depositors, not preferred.................................................................. Other liabilities...................................................................................... Add for cents......................................................................................... $30,000 77,665 $30,000 88,560 $30,000 81,056 $30,000 86,528 Total liabilities............................................................................................................... $1,097,297 Total resources................................................................................ LIABILITIES 1 1 ,0 0 0 1 1 ,0 0 0 1 1 ,0 0 0 1 0 ,0 0 0 974,832 3,800 1,058,141 1,500 1,240,120 5,500 1,257,864 8,800 1 $1,189,201 $1,367,677 $1,393,192 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t S m it h C o x , D . W esley P T H E G LEN COVE D A V ID N . G A Y , President. D a v i d N. G a t , E d w a r d T. P a y n e , BANK OF G LEN COVE — G len C o ve JOHN C. SM ALL, Cashier. [Organized 1892] H e r b e r t S. B o w n e , F. B. E d m o n d s , O. E d w a r d P a y n e , DIRECTORS Sa m u e l F. E . W D a n ie l J. S e a m a n , il l it s , U n d e r h il l , H e r b e r t K. D o d g e , J o h n V . C. H e g e m a n , W m. H. S e a m a n . RESOURCES Statement of condition June 30, 1919 J a m e s W il l it s , D a n i e l J. H e g e m a n , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $757,956 718,075 50,900 227,283 $454,006 718,075 45,000 211,733 $599,637 718,075 45,000 211,371 $593,287 697,975 45,784 209,350 20,150 156,317 331,112 204,603 7,161 81,277 1,502 154,314 5 $2,710,882 7,350 224,997 351,526 135 225,497 6,609 78,385 5,213 299,551 7 $2,628,084 7,700 191,856 342,713 86 282,831 6,508 92,162 5,443 225,492 5 $2,728,879 7,450 179,116 301,689 274 304,601 5,019 87,125 2,237 212,176 6 $2,646,089 997 LIABILITIES $70,000 87,083 $70,000 98,182 $70,000 103,440 $70,000 88,417 22,500 4,697 2,030,017 70,138 420,000 6,445 2 22,500 79,558 2,149,245 20,000 126,360 2,396,518 20,000 72,606 2,373,618 185,288 23,310 1 12,560 1 21,447 1 Total liabilities................................................................................ $2,710,882 $2,628,084 $2,728,879 $2,646,089 259 Capital................................................................................................. Surplus, including all undivided profits..................................................... Preferred deposits, viz.: Deposits by the State of New York...................................................... Other deposits secured by pledge of assets............................................. Due depositors, not preferred.................................................................. Due to trust companies, banks and bankers.............................................. Bills payable......................................................................................... Other liabilities...................................................................................... Add for cents......................................................................................... Q uarterly Statem ents Stock and bond investments, viz.: Public securities................................................................................. Private securities................................................................................ Real estate owned.................................................................................. Mortgages owned...... ............................................................................ Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................... Loans and discounts secured by other collateral......................................... Loans, discounts and bills purchased not secured by collateral..................... Overdrafts............................................................................................ Due from trust companies, banks and bankers.......................................... Specie................................................................................................... Other currency authorized by the laws of the United States........................ Cash items............................................................................................ Assets not included in any of the above heads........................................... Add for cents........................................................................................ Total resources............................................................................... Statement of condition Feb. 21, 1919 F r a n c i s L. H i n e , C. P . V a l e n t i n e , W. W m. B arbour, A lexander W a lk e r , [402 Hudson street; organized 1855] DIRECTORS P resid en t. W. E d w in O r v is , W il l ia m H . B a l d w in , F rank H amm ond, G eo . R am sey, H enry R . C arse, W m . D efo rest M a n ic e , FRANK HAMMOND, C h a s . H e r b e r t S m it h , H . B o a r d m a n S p a l d in g , Joh n J. H o ppe r . J u l iu s M a u t n e r , H . W ard F ord, Cashier. L e e Sh u b e r t , P aul E . M oller, Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Stock and bond investments, viz.: Public securities................................................................................. Private securities................................................................................ Real estate owned.................................................................................. Mortgages owned........... ....................................................................... Loans and discounts secured by other collateral........................................ Loans, discounts and bills purchased not secured by collateral.................... Overdrafts............................................................................................. Due fromtrust companies, banks and bankers.......................................... Specie................ .................................................................................. Other currency authorized by the laws of the United States....................... Cash items............................................................................................ Due from the Federal Reserve Bank of New York less offsets..................... Assets not included in any of the above heads........................................... Add for cents........................................................................................ $2,366,723 193,533 81,000 14,533 7,362,086 6,900,725 570 1,067,870 783,620 1,089,621 1,331,316 429,588 17,000 5 $1,971,636 228,358 81,000 14,433 7,335,462 7,845,111 158 1,263,606 762,047 1,254,000 1,429,661 231,564 30,000 5 $2,001,635 228,358 81,000 14,183 5,536,942 9,326,906 1,163 1,484,951 650,070 1,371,900 1,543,090 362,030 15,000 6 Total resources................................................................................ $21,638,190 $22,447,041 $22,617,234 Capital.............................................................................................................. Surplus, including all undivided profits........................................................... Preferred deposits, viz.: Due New York State savings banks............................................................. Deposits by the Superintendent of Banks of the State of New York........... Other deposits secured by pledge of assets................................................... Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Other liabilities.................................................................................................. Add for cents..................................................................................................... $500,000 1,559,732 $500,000 1,592,384 $500,000 1,674,156 $500,000 1,737,177 457,808 79,792 780,314 16,875,548 1,235,262 149,730 4 628,986 66,952 52,000 18,153,582 1,224,486 228,647 4 368,143 68,005 272,163 18,369,586 1,091,344 273,835 2 526,125 75,073 245,599 19,951,955 939,690 269,405 2 Total liabilities........................................................................................... $21,638,190 $22,447,041 $22,617,234 $24,245,026 Statement of condition Nov. 12, 1919 $1,862,582 228,358 81,000 14,183 5,857,864 10,211,642 1,044 1,887,560 656,342 1,420,715 1,629,432 386,798 7,500 6 D $24,245,026 LIABILITIES R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t Statement of condition Feb. 21, 1919 resources 260 TH E GREEN W ICH BAN K OF THE C ITY OF N EW YO RK — N ew Y orkCity H. WARD FORD, W h g w 2 W £ 3 aa o * (_j y % g M H > HEMPSTEAD BANK — H em pstea d E D W A R D CO O PER , President. E dw ard C ooper, W h . S. H a l l , C H A R L ES E . P A T T E R S O N , Cashier. [52 Main street; organized 1877] W M m . P ost, a r t in V . DIRECTORS Joh n K. V a n V r a n k e n , W. H A rth ur W. B b ie r l e y , C harles E. P a t t e r s o n , all. RESOURCES Statement of condition Feb. 21, 1919 $831,437 333,310 80,000 329,600 10,798 34,949 145,353 160 91,977 34,993 58,215 4,370 11,619 Total resources............................................................................... Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 2 $843,683 333,770 80,000 329,900 12,673 94,446 134,508 171 242,703 6,285 84,183 10,410 28,049 5 $921,737 351,705 80,000 326,800 14,360 90,663 129,826 360 191,271 8,484 122,729 7,832 16,210 4 $832,037 360,343 80,000 326,800 14,159 210,094 106,176 856 94,666 23,025 90,148 10,964 28,790 3 $1,966,783 $2,200,786 $2,261,981 $2,178,061 Capital................................................................................................. Surplus, including all undivided profits.................................................... Due depositors, not preferred.................................................................. Other liabilities...................................................................................... Add for cents......................................................................................... $30,000 184,016 1,746,600 6,167 $30,000 192,898 1,961,586 16,300 $30,000 197,271 2,026,866 7,842 2 2 $30,000 211,883 1,922,832 13,345 1 Total liabilities................................................................................ $1,966,783 $2,200,786 $2,261,981 $2,178,061 Q uarterly Statem ents Stock and bond investments, viz.: Public securities................................................................................. Private securities................................................................................ Real estate owned.................................................................................. Mortgages owned.................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll... Loans and discounts secured by other collateral......................................... Loans, discounts and bills purchased not secured by collateral..................... Overdrafts............................................................................................ Due from trust companies, banks and bankers.......................................... Specie................................................................................................... Other currency authorized by the laws of the United States........................ Cash items............................................................................................ Assets not included in any of the above heads.......................................... Add for cents........................................................................................ Statement of condition June 30, 1919 LIABILITIES 261 os P resid en t. [141 Washington street; organized 1917] ALEXANDER SILUN, Cashier. DIRECTORS H enry J . S c h n it z e r , L o u is M . J o s e p h t h a l , Jules C h arm atz, RESOURCES D a v id T aylor, Statement of condition Feb. 21, 1919 M ax H Statement of condition June 30, 1919 $195,832 40,000 15,403 195 2,260 5,039 olz, A Statement of condition Sept. 12, 1919 lexander Sil u n . Statement of condition Nov. 12, 1919 $253,610 40,000 62,523 350 2,708 37,795 $262,220 40.000 45,333 248 40,500 36,950 1 $230,520 40,000 49,057 312 2,888 18,053 729 2 1 1 $258,730 $341,561 $396,987 $425,252 Capital.................................................................................. Surplus, including all undivided profits............................... Due depositors, not preferred............................................... Due to trust companies, banks and bankers........................ Bills payable......................................................................... Other liabilities..................................................................... Add for cents........................................................................ $100,000 57,915 78,034 16 15.000 7,764 1 $100,000 75,199 105,447 12,168 42,000 6,746 1 $100,000 142,704 98,268 34,922 21,092 1 $100,000 173,562 93,718 47,794 2,073 8,103 2 Total liabilities.............................................................. $258,730 $341,561 $396,987 $425,252 Stock and bond investments, viz.: Public securities......... Real estate owned................................................................ Due from trust companies, banks and bankers.................... Specie.................................................................................... Other currency authorized by the laws of the United States Cash items............................................................................ Assets not included in any of the above heads.................... Add for cents........................................................................ Total resources.............................................................. LIABILITIES R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t H E N R Y J. SCHNITZER STATE BAN K — N e w Y o r k C it y JULES CHARMATZ, HILLSIDE BANK — R ich m o nd H ill JOEL F O W L E R , President. Joel F o w ler, G eo. [3302 Jamaica avenue; organized 1906[ C. D F R E D E R IC K BO SCH E N , Cashier. DIRECTORS ic k e l , F r e d e r ic k B o s c h e n , A lbert V oltz. L. RESOURCES W m . H. W ade, Statement of condition Feb. 21, 1919 Jo h n K Statement of condition June 30, 1919 erz, James A . B ell, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 Stock and bond investments, viz.: Public securities............................................................................................ Private securities................................................. ......................................... Real estate owned........................................................................... ............... Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or othei real est. coll. .. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items........................................................................................................ Assets not included in any of the above heads................................................. Add for cents..................................................................................................... $222,381 246,515 44,299 16,059 47,800 222,381 334,226 131 220,131 57,174 20,000 2,321 2,500 2 $165,866 246,515 39,000 19,559 59,600 294,392 410,531 36 319,632 35,334 61,000 8,350 3,000 3 $205,960 245,515 39,000 19,559 74,800 299,300 475,291 489 359,149 33,054 80,000 6,550 3,000 $135,674 245,515 39,000 19,559 78,470 182,192 724,278 27 299,918 57,141 80,000 9,019 2,500 4 Total resources.......................................................................................... $1,435,920 $1,662,818 $1,841,667 $1,873,297 Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks........................ Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Other liabilities................................................................................................. $100,000 50,011 10,000 1,211,409 60,000 4,500 $100,000 55,959 10,000 1,493,859 $100,000 67,269 20,000 1,673,928 3,000 $100,000 61,044 10,000 1,614,323 46,000 10,300 Total liabilities.......................................................................................... $1,435,920 $1,662,818 $1,841,667 $1,873,297 LIABILITIES d > w H d U1 > H H g H so 12,100 263 <€> P resid en t. [141 Pennsylvania avenue; organized 1907] GEORGE L. PORTER, C ashier. 264: HOM ESTEAD BANK OF BROOKLYN — B ro o k l y n E. L. ROCKEFELLER, DIRECTORS C h a s . J. B e n is c h , R u d o l p h R e i m e r , J r ., J o h n C . C r e v e l in g , J a m e s P. R u y l , F r e d ’k W . H e a r n , J. V . N . S im o n s o n , W m . F . R yerson , O sc a r W . Sw if t , Jacob G o ell, C harles H . O h lau . 274,930 60,121 82,972 24,148 10,223 5 $2,051,059 $2,462,783 $2,725,761 $3,017,235 $200,000 78,575 $200,000 89,110 $200,000 96,228 $200,000 108,394 10,013 10,063 LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits........................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. Due New York State savings and loan associations, credit unions and land bank........................................................................................................... Other deposits secured by pledge of assets.................................................. Due depositors, not preferred........................................................................... Other liabilities.................................................................................................. Add for cents..................................................................................................... 14,000 1,753,995 4,488 1 71,000 2,096,372 6,300 1 76,000 2,334,519 9,000 1 754 11,000 2,678,388 8,635 1 Total liabilities........................................................................................... $2,051.059 82.462.7S3 82.725.761 $3,017,235 D is c o u n t $788,848 433,425 71,496 77,150 13,452 324,739 787,322 86 209,487 153,635 122,945 21,333 13,311 6 and 215,641 100,148 139,000 8,505 12,172 4 $788,176 411,145 71,496 82,975 16,906 236,245 658,168 152 201,323 153,120 81,015 13,417 11,618 5 D e p o s it $771,956 405,360 75,959 65,700 17,129 77,274 573,935 Statement of condition Nov. 12, 1919 of $575,362 318,473 97,303 48,550 21,713 101,510 435,749 Statement of condition Sept. 12, 1919 B anks Total resources........................................................................................... Statement of condition June 30, 1919 A. on Stock and bond investments, viz.: Public secuiities............................................................................................. Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll.. . Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts. ........................................................................................................ Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Assets not included in any of the above heads................................................. Add for cents..................................................................................................... Statement of condition Feb. 21, 1919 John G . B ueh ler, John V anderveer, .R e p o r t resources E. L. R o c k e f e l l e r , B ernard Schubert, THE INTERNATIONAL BAN K — N e w Y o r k C it y JA M E S C. C O L G A T E , President. C. E. B L A C K F O R D , Cashier. [17 Battery Place; organized 1902] DIRECTORS E d w ard W. H ard en , John A . F orster, W m . S. K i e s , W m. T r a v i s J e r o m e , J r ., J a m e s C. C o l g a t e , G eorge M . M offett, Sa m u el B a l l a r d , W il l ia m R e e d , RESOURCES Stock and bond investments, viz.: Public securities................................................................... Private securities.................................................................. Loans and discounts secured by other collateral..................... Loans, discounts and bills purchased not secured by collateral Overdrafts................................................................................ Due from trust companies, banks and bankers....................... Specie....................................................................................... Other currency authorized by the laws of the United States. . Cash items............................................................................... Customers’ liability on acceptances (per contra, see liabilities) Assets not included in any of the above heads........................ Add for cents........................................................................... Statement of condition Feb. 21, 1919 I s a a c E. C h a p m a n , D a v id R u m s e y , Statement of condition June 30, 1919 $1,619,740 128,000 3,147,304 1,960,510 248 294,876 173,305 577,315 387,911 47,274 4 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 65,934 3 $1,769,617 128,000 3,254,913 1,834,002 1,538 544,382 172,627 653,472 290,054 48,034 36,555 5 $1,366,236 191,406 3,503,405 1,925,436 311 869,694 172,370 631,812 185,202 33,522 73,606 2 $7,477,112 $8,355,146 $8,733,199 $8,953,002 Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Other deposits secured by pledge of assets............... Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Acceptances of drafts payable at a future date or authorized by commercial letters of credit.............................................................................................. Other liabilities.................................................................................................. Add for cents.................................................................................................... $500,000 222,199 170,112 6,419,110 101,530 $500,000 233,937 315,000 7,039,724 85,214 $500,000 259,881 236,151 7,557,435 48,037 $500,000 289,257 92,773 7,853,312 27,123 64,159 2 75,738 105,531 2 48,034 83’ 658 3 61,992 128^543 2 Total liabilities........................................................................................... $7,477,112 $8,355,146 $8,733,199 $8,953,002 Total resources...................... ........................................... $802,293 97,457 3,055,294 2,162,978 608 308,010 162,060 514,317 326,817 F r e d e r i c k T. F i s h e r , A lbert W aycott. L IA B IL IT IE S «Q C| > W W tr1 Kj m t-3 >■ g iai H3 to CS Ot 266 JOHN N EM ETH STATE BANK — N e w Y o r k C it y JOHN NEMETH, KARL SCHENK, [1597 Second avenue; organized 1917] P resid en t. Cashier. K arl Schenck, John N em eth , E m il L e d e r e r , RESOURCES Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................................ Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie............................................................................................................. Other currency authorized by the laws of the United States........................... Cash items........................................ ......................................................... Assets not included in any of the above heads................................................. ............................ Add for cents.......................................................... Total resources........................................................................................... H a r r ie s A. M Statement of condition Feb. 21, 1919 $96,295 23,755 um ma, Statement of condition June 30, 1919 F r e d e r ic k T. K Statement of condition Sept. 12, 1919 elsey. Statement of condition Nov. 12, 1919 $106,030 69.977 $106,882 75,002 $108,127 40,000 1,500 42,378 1,182,632 187 836,738 1,836 68,438 15,459 3 1,500 58.978 1,108,581 145 349,632 1,342 54,414 4,596 13,647 5 11,387 4 1,350 69,248 1,331,545 192 574,181 2,378 66,952 974 46,898 3 $1,568,443 $1,768,847 $2,326,984 $2,241,848 54,470 1,145,976 22 192,333 789 39,341 LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Other liabilities................................................................................................. Add for cents..................................................................................................... $ 1 0 0 ,0 0 0 $ 1 0 0 ,0 0 0 $ 1 0 0 ,0 0 0 $ 2 0 0 ,0 0 0 27,614 1,364,922 3,796 72,110 1 111,091 1,396,148 7,445 154,161 2 248,851 1,368,657 526,283 83,191 2 364,624 1,376,853 9,407 290,962 2 Total liabilities........................................................................................... $1,568,443 $1,768,847 $2,326,984 $2,241,848 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t DIRECTORS THE JOHNSTOWN BANK — J o h n stow n JO H N G. FE R R E S, President. John G. W IL L IA M M c K IE , Cashier. [106 W est Main street; organized 1879] DIRECTORS F erres, W m . C. H ackney, M a r t in C o l l in s , W m . J . A d am s, W m . M cK ie , H enry V eghte, Ja m es P ie r s o n . RESOURCES Statement of condition Feb. 21, 1919 F. E. M oyer, Statement of condition June 30, 1919 E d w in V o s b u r g h , Statement of condition Nov. 12, 1919 Statement of condition Sept. 12, 1919 $322,797 450,004 30,420 24,000 $175,498 440,304 30,420 14,000 $233,248 458,071 45,420 14,000 $222,355 469,478 45,420 18,000 Other currency authorized by the laws of the United States........................... Cash items........................................................................................................ Assets not included in any of the above heads................................................. Add for cents.................................................................................................... 83,400 144,362 766,169 82 163,786 14,526 68,217 159 193,916 3 65,400 124,914 750,878 367 155,683 14,416 76,301 7,288 398,167 3 65,400 131,718 703,024 63 224,289 19,139 68,758 24 267,398 2 65,300 150,239 681,039 645 330,868 14,821 85,071 946 213,485 4 Total resources.......................................................................................... $2,261,841 $2,253,639 $2,230,554 $2,297,671 $ 100,000 $ 100,000 $ 100,000 $ 100,000 LIABILITIES Capital......................................................... Surplus, including all undivided profits. . . . Due depositors, not preferred..................... Due to trust companies, banks and bankers Other liabilities............................................ Add for cents............................................... Total liabilities $2,261,841 253,216 1,890,899 8,581 941 2 243,048 1,876,622 99 10,784 1 250,357 1,940,257 1,032 6,023 2 $2,253,639 $2,230,554 $2,297,671 267 247,725 1,844,426 62,414 7,276 Q uarterly S tatem ents Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mortgage, deed or other real estate collateral.................................................................................................. , . . Loans and discounts secured by other collateral......................... .................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ D. 268 TH E JULIAND BANK — Greene WILLIAM J. RUSSELL, P resid en t. [Organized 1893] CHARLES W. GRAY, Cashier. DIRECTORS W il l ia m J. R u s s e l l , C hables W G b a t , H e n e y T. H o a g . H eney RESOURCES Stock and bond investments, viz.: Public securities.................................................................................. Private securities..................... .......................................................... Real estate owned.................................................................................. Mortgages owned................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................... Loans and discounts secured by other collateral........................................ Loans, discounts and bills purchased not secured by collateral.................... Overdrafts............................................................................................. Due fromtrust companies, banks and bankers.......................................... Specie................................................................................................... Other currency authorized by the laws of the United States........................ Cash items............................................................................................ Assets not included in any of the above heads........................................... Add for cents........................................................................................ Total resources............................................................................... LIABILITIES Surplus, including all undivided profits..................................................... Due depositors, not preferred.................................................................. Other liabilities...................................................................................... Add for cents......................................................................................... Total liabilities................................................................................ M . J u l ia n d , C h aeles H. G b a y e s , L ee R. H a b b i h o x , Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 $69,545 56,769 7,000 38,900 $54,224 67,279 7.000 38,800 $50,723 71,289 7,000 36,200 $47,341 98,760 7,000 39,350 450 10,040 100,737 247 80,108 3,110 10,104 306 2,100 2 1.000 10,339 120,666 18 128,738 2,794 12,904 3,702 1,500 2 650 12,629 122,884 104 124,206 2,250 15,766 1,220 1,400 3 650 12,739 134,796 120,518 1,997 13,489 3,398 1,700 2 $379,418 $448,966 $446,324 $481,740 $35,000 70,580 273,588 250 $35,000 70,799 342,667 500 $35,000 71,961 338,913 450 $35,000 73,304 372,535 900 1 $379,418 $448,966 $446,324 $481,740 Statement of condition Nov. 12, 1919 R eport on B anks of D eposit and D iscount Jos. E. J u l i a n d , L IB E R T Y BANK OF BUFFALO, N. Y.— JO H N A . K L O E P F E R , President [424-426 Main street; organized 1882, as German American Bank of Buffalo, N. Y.] B uffalo GEO. G. K L E IN D IN S T , Cashier. DIRECTORS E d w in L a n g M il l e r , J acob G . L an g , A lex. G . H oepler, H enry C. Zeller, J oseph K a m , G e o . G . K l e in d in s t , Ira T . G leason , O l i v e r C a b a n a , J r ., L o u is A . F is c h e r , W m . L a n s il , J . W il l a r d L a n s in g , H e n r y A . M il l e r , A lf r e d A . B e r r ic k , St a n is l a u s L ip o w ic z , John C. T refts. RESOURCES Other currency authorized by the laws of the United States................................. Cash items................................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.............................. Customers’ liability on acceptances (per contra, see liabilities)............................. Assets not included in any of the above heads........................................................... Add for cents........................................................................................................................... $3,429,730 5,704,270 662,774 37,820 782,875 8,546,623 9,475 716 75,334 3,344,638 70,751 426,341 355,776 16,448 100,000 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 5 $4,899,928 5,763,235 836,270 38,270 819,845 5,611,918 13,647,026 30,216 4,013,825 60,253 208,837 306,719 1,736,127 50,000 16,754 5 $4,949,285 5,861,103 884,871 58,120 1,190,634 5,270,275 13,728,413 33,031 3,942,428 46,337 354,529 365,410 1,282,244 200,000 31,832 $20,078,791 $33,029,101 $38,039,228 $38,198,520 $500,000 723,679 $1,500,000 1,077,166 $1,500,000 1,168,400 $1,500,000 1,177,706 609,123 678,122 461,438 415,968 83,298 112,000 7)34,281 163,247 184,000 1,039,530 88,390 140,000 2,093,557 57,443 200,000 50,711 104,287 5 8 269 Total resources............................................................................................................... LIABILITIES Capital....................................................................................................................................... Surplus, including all undivided profits......................................................................... Preferred deposits, viz.: Due New York State savings banks.......................................................................... Due New York State savings and loan associations, credit unions and land bank................................................................................................................................... Deposits by the State of New Y o r k ........................................................................... Other deposits secured by pledge of assets............................................................... $2,590,590 2,579,161 498,155 4,365 619,662 4,945,475 4,331,819 3,163 3,827,876 158,309 274,023 141,901 Statement of condition June 30, 1919 H a r d in H . L it t e l l , John A . K loepfer, C h as. G . D uffy, Q uarterly Statem ents Stock and bond investments, viz.: Public securities................................................................................................................. Private securities............................................................................................................... Real estate owned................................................................................................................. Mortgages owned................................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral........................................................ Loans, discounts and bills purchased not secured by collateral............................. Overdrafts................................................................................................................................ Due from trust companies, banks and bankers........................................................... Statement of condition Feb. 21, 1919 E d w i n R. S m i t h , H e n r y C . St e u l , O rson Y e a g e r , to o LIABILITIES Due depositors, not preferred..................... Due to trust companies, banks and bankers Bills payable................................................ Rediscounts................................................. Acceptances of drafts payable at a future date or authorized by commercial letters of credit Other liabilities. . Add for cents.... Total liabilities Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 $13,341,085 3,416,685 $24,710,861 3,499,769 393,400 20,000 $24,623,232 3,961,537 3,504,840 308,556 $25,156,007 3,664,273 5,214,456 481,384 Statement of condition Nov. 12, 1919 26,374 2 50,000 139,272 6 200,000 165,239 3 $20,078,791 $33,029,101 $38,039,228 $38,198,520 100,000 80,566 6 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t L IB E R T Y B A N K OF BUFFALO, N. Y. — B u f fa lo — Concluded LIVONIA STATE B A N K — L iv o n ia JAM ES W . W A D S W O R T H , President. A R T H U R J. STR AU B , Cashier. [Organized 1918] DIRECTORS Jam es W . W adsw orth , C arroll F. A cker, E. A. B ro n son , E u g e n e B . W il h e l m . ' RESOURCES C. E uchner, Statement of condition Feb. 21, 1919 H enrt G reffrath, Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 F red G. R eed, Statement of condition Nov. 12, 1919 $18,957 $16,764 23,300 1,088 3,787 10,000 2,000 67,369 33,393 31 16,023 1,605 4,457 10,000 15,450 75,380 39,056 46 13,091 2,080 9,609 10,941 3 9,098 4 10,496 4 $22,217 16,481 10,000 15,450 86,535 49,276 255 13,948 2,127 10,341 506 11,764 3 $89,269 $162,937 $191,976 $238,903 Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Deposits by the State of New York........................ Due depositors, not preferred........................................................................... Other liabilities.................................................................................................. Add for cents..................................................................................................... $25,000 4,615 59,476 176 2 $25,000 4,173 10,068 123,112 582 2 $25,000 4,534 9,000 152,621 820 1 $25,000 4,849 9,000 198,588 1,465 1 Total liabilities.......................................................................................... $89,269 $162,937 $191,976 $238,903 Total resources.......................................................................................... $1,966 36,963 11,221 Q uarterly Statem ents Stock and bond investments, viz.: Public securities............................................................................................ Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Assets not included in any of the above heads................................................ Add for cents................................................................................................. P errt LIABILITIES to *< T tc -■ I M A D R ID BANK A. D. WHITNEY, h it n e y , M a d r id F. J. M e r r im a n , DIRECTORS O. V . V e i t c h , W . C. G a g e , S ta te m e n t o f c o n d it i o n 1919 ary S ta te m e n t o f c o n d it i o n S e p t . 1 2, 1 91 9 June 3 0 , 3,190 5 3,706 6 $319,641 $345,580 $391,605 $347,194 Other liabilities.............................................................................................. Add for cents..................................................................................................... $25,000 35,903 1,443 256,127 1,167 1 $25,000 38,714 1,460 279,222 1,183 1 $25,000 40,855 1,460 322,838 1,450 2 $25,000 42,321 1,449 276,968 1,454 2 Total liabilities.......................................................................................... $.410 041 $345,580 $391.605 $347 104 ' LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits.......................................................... Preferred deposits, viz.: Other deposits secured by pledge of assets.............. D is c o u n t 4,126 5 2 and $36,475 131,413 1,000 2,000 4,456 37,205 93,345 262 27,396 1,199 8,361 370 D e p o s it 41,159 1,071 9,226 443 $81,475 126,624 1,000 2,000 4,564 34,662 79,315 99 50,444 1,019 7,191 17 of Total resources.......................................................................................... of S ta te m e n t c o n d it i o n 12, 1 91 9 Nov. B anks $59,825 119,417 1,000 2,000 5,910 34,512 66,884 Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Due from the Federal Reserve Bank of New York less offsets........................ Assets not included in any of the above heads................................................ Add for cents..................................................................................................... $44,450 104,579 1,000 2,000 6,696 31,526 52,261 632 55,563 1,788 10,677 144 6,000 2*321 4 V ice-P r es id e n t. J.| R. D a w l e y . on Stock and bond investments, viz.: Public securities............................................................................................ Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll. .. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ S ta te m e n t o f c o n d it i o n F e b . 2 1 , 1 91 9 M epo rt reso urces W. E. GRIFFITH, W . E. G r i f f i t h . R A. D. W — [Main street; organized 1896] P resid en t. TH E M ANHATTAN COM PAN Y — N ew Y ork City STEPHEN BAKER, [40 Wall street; organized 1799] P resid en t. D. H. PIERSON, Cashier. DIRECTORS H e n r y K. M cH a r g , W a l t e r J e n n in g s , Ste ph en B a k e r , W il l ia m S . T o d , RESOURCES Jam es Sp e y e r , J o h n C. M o o r e , W m . Sloane, G e o r g e M c N e ir , Statement of condition Feb. 21, 1919 B ertram H . B orden, Statement of condition Nov. 12, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 $6,165,474 4,746,715 875,000 25,672,381 26,276,785 7,550 5,388,028 203,035 1,501,912 77,238,228 11,813,965 5,911,751 107,440 4 $165,908,268 $9,632,362 4,908,976 1,155,000 37,933,398 31,711,168 3,917 2,190,141 176,885 1,591,428 75,252,903 8,669,748 3,997,989 185,488 5 $177,409,408 $8,050,139 4,809,012 1,155,000 30,594,011 30,353,684 5,708 3,831,045 165,032 2,115,751 93,367,955 13,101,543 5,778,107 179,000 4 $193,505,991 $2,500,000 7,640,350 $2,500,000 7,982,946 $2,500,000 8,260,053 5,234,123 1,000,015 15,000 7,245,000 111,103,993 26,992,575 4,591,995 500,015 15,000 2,855,963 141,408,085 12,733,167 5,085,591 1,000,015 15,000 1,570,086 151,213,812 17,272,972 3,427,548 749,663 1 $165,908,268 4,055,971 766,262 4 $177,409,408 5,800,189 788,270 3 $193,505,991 LIABILITIES Capital.............................................................................................................. $2,500,000 Surplus, including all undivided profits............................................................ 7,209,995 Preferred deposits, viz.: 5,318,004 Due New York State savings banks............................................................. Deposits by the State of New York............................................................. 640,015 29,305 Deposits by the Superintendent of Banks of the State of New York........... 3,646,328 Other deposits secured by pledge of assets................................................... 72,786,549 Due depositors, not preferred........................................................................... 12,137,541 Due to trust companies, banks and bankers.................................................... 3,000,000 Bills payable..................................................................................................... Acceptances of drafts payable at a future date or authorized by commercial 4,232,245 letters of credit.............................................................................................. 2,850,832 Other liabilities.................................................................................................. 3 Add for cents..................................................................................................... Total liabilities........................................................................................... $114,350,817 Q uarterly S tatem en ts Stock and bond investments, viz.: Public securities............................................................................................ $13,227,850 Private securities......................................................................................... 5,076,827 875,000 Real estate owned............................................................................................. Loans and discounts secured by other collateral.............................................. 20,258,643 Loans, discounts and bills purchased not secured by collateral....................... 24,744,249 Overdrafts......................................................................................................... 2,199 Due from trust companies, banks and bankers................................................ 3,364,316 Specie................................................................................................................ 526,945 Other currency authorized by the laws of the United States........................... 1,123,903 Cash items........................................................................................................ 31,688,118 Due from the Federal Reserve Bank of New York less offsets......................... 5,759,170 Customers’ liability on acceptances (per contra, see liabilities)....................... 5,573,736 Assets not included in any of the above heads................................................. 2,129,857 Add for cents.................................................................................................... 4 Total resources.......................................................................................... $114,350,817 S a m u e l Sl o a n , M ic h a e l F r ie d s a m . H arvey J ohn E. S. G reene, M acLean, [89-91 Remsen street; organized 1872] P resid en t. John W. F ord, J a m e s T ie r n e y , J. S. CLUTE, DIRECTORS W . D. B o s w e l l , John H . B u llock, F r e d ’k W . K a v a n a u g h , J. Statement of condition June 30, 1919 C. A. D Statement of condition Sept. 12, 1919 a v is . Statement of condition Nov. 12, 1919 $100,000 99,180 $100,000 105,445 $100,000 107,920 $100,000 106,392 75.000 28.000 67,358 1,450,907 75.000 28.000 3,399 1,198,048 Other liabilities..................................................................................... Add for cents........................................................................................ 263,045 1 75.000 28.000 47,399 1,192,574 4,087 200,000 71,977 3 150,000 63,476 2 75.000 28.000 3,399 1,338,777 4,289 50,000 41,437 2 Total liabilities............................................................................... $2,083,491 $1,824,485 $1,725,845 $1,747,296 is c o u n t $1,747,296 D $1,725,845 and $1,824,485 e p o s it $2,083,491 D Total resources............................................................................... LIABILITIES Capital................................................................................................. Surplus, including all undivided profits.................................................... Preferred deposits, viz.: Due New York State savings banks...................................................... Deposits by the State of New York...................................................... Other deposits secured by pledge of assets............................................. Due depositors, not preferred.................................................................. Due to trust companies, banks and bankers.............................................. of $104,050 406,251 50,000 42,535 401,112 446,313 525 187,392 10,429 76,134 16,805 5,747 3 a n k s $219,846 366,227 50,000 31,425 340,126 476,836 630 168,815 11,073 50,778 3,270 6,817 2 B $321,700 417,914 50,000 34,085 288,584 472,966 2,204 143,797 13,683 61,941 11,904 5,705 2 on $595,350 467,192 50,000 34,515 196,346 420,439 891 191,211 9,896 57,741 4,663 55,244 3 eport Stock and bond investments, viz. : Public securities.................................................................................. Private securities................................................................... ......... Real estate owned.................................................................................. I.oans and discounts secured by bond and mtg., deed or other real est. coll... Loans and discounts secured by other collateral........................................ Loans, discounts and bills purchased not secured by collateral.................... Overdrafts............................................................................................ Due fromtrust companies, banks and bankers.......................................... Specie................................................................................................... Other currency authorized by the laws of the United States....................... Cash items............................................................................................ Assets not included in any of the above heads.......................................... Add for cents......................................................................................... Statement of condition Feb. 21, 1919 C lute, C h as. F. N orth, R resources S. Cashier. 274 M AN U FACTU RERS’ BANK OF COHOES — C ohoes HARVEY S. GREENE, M A R K E T BANK OF BUFFALO — B u ffa lo ELLIOTT C. McDOUGAL, P resid en t. [585 Main street; organized 1903] SAMUEL M. JOHNSON, Cashier. DIRECTORS D e W it t C l in t o n , L au rens E n os, C a r l t o n M . S m it h , E l l io t t C . M c D o u g a l , J o s . M . W il k in s o n , G eo. M eadw at, C harles K en n ebt. RESOURCES Statement of condition Feb. 21, 1919 R obert K . R oot, Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 G e o . U r b a n , J r ., Statement of condition Nov. 12, 1919 Stock and bond investments, viz.: Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Assets not included in any of the above heads................................................ Add for cents..................................................................................................... Total resources.......................................................................................... $370,942 413,581 101,000 4,300 601,634 1,104,173 192 650,835 38,269 100,800 117,416 22,839 4 $3,525,985 $ 100,000 $ 100,000 LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks......................... .................................. Due New York State savings and loan associations, credit unions and land bank........................................................................................................... Deposits by the State of New York............................................................. Other deposits secured by pledge of assets................................................... Due depositors, not preferred........................................................................... Other liabilities.................................................................................................. Add for cents..................................................................................................... Total liabilities 87,529 96,273 95.000 95.000 34,872 57.000 35,012 3,254,609 16,687 2 93,239 57.000 37,440 3,038,056 8,975 $3,680,711 $3,525,985 Q uarterly Statem en ts Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral.............................................. $388,448 434,000 1 0 1 ' 0 00 3,000 1,022,308 961,886 62 575,588 44,070 65,143 52,581 32'622 3 $3,680,711 to TH E M ATTITU CK BANK John M . L u pton , G eo. E . Penny, — M a t t it u c k [Pike street; organized 1905] JO H N M . L U P T O N , President, N a t . S. T u t h i l l , C h a s . J. M c N u l t y , O l i v e r B. G o l d s m i t h , DIRECTORS W m . M. C h a s . G il d e r s l e e v e , P h i l i p R. T u t h i l l , H e n r y K a e l in , H u dson , G eo. H . T er r y, E r n e s t D. C o r w i n . E. D . C O R W IN , Cashier. H e r b e r t R. C o n k l i n g , F r a n k D. P e t e r s o n , A rthur L . D ow ns, C h as. E . H allock, R 4,350 600 64,576 120,184 232 26,720 l'475 23,475 '428 2,902 3 550 47,391 121,763 502 19,443 1,205 19,646 1*108 1,457 2 36,836 129,453 199 128,183 1,450 18,258 1 ^513 2,092 5 550 31,705 155,783 '207 97,708 1,596 13,992 2*475 2,238 4 Loans, discounts and bills purchased not secured by collateral....................... Overdrafts.............................................................................. ! ........................ Specie................................................................................................................ Cash items......................................................................................................... Assets not included in any of the above heads................................................ Total resources........................................................................................... $450,206 $343,118 $453,001 $480,399 $25,000 31,666 8,000 333,250 1,465 40,000 10,824 1 $25,000 35,141 15^000 265,777 '609 $25,000 36,455 15^000 369 j 963 4'822 $25,000 38,156 . 15,000 396,893 3,805 1,590 1 1,761 1,544 1 $450,206 $343,118 $453,001 $480,399 LIABILITIES Capital ............................................................................................................. Surplus including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks' ..................... Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... is c o u n t 1,850 D 2,150 real estate and $140,358 29,433 e p o s it $102,679 29,933 D $97,458 30,443 of $165,014 29,697 12,000 2*900 a n k s o ile r Statement of condition Nov. 12, 1919 B Loans and discounts secured by bond and mortgage, deed or Statement of condition Sept. 12, 1919 on Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Statement of condition June 30, 1919 eport Statement of condition Feb. 21, 1919 resources M. B ERARD IN I STATE BANK — N ew Y ork City M IC H A E L B E R A R D IN I, President. M ic h a e l B e r a r d in i, V ic t o r E. T o z z i, [34 Mulberry street; organized 1915] DIRECTORS n g e l o L. C a s a z z a , V ir g in io B ia n c h i, A M o d e st B e r a r d in i, P H ILIP B E R A R D IN I, Cashier. A u g u s t C a p o n ig r i, P h il ip B e r a r d in i, M ic h a e l B e r a r d in i, J r . Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 $198,047 186,740 8,225 1,055 369,176 1,334 31,327 419,395 2 $601,256 186,200 12,500 1,595 427,449 1,005 39,164 1,318 4 $530,991 286,349 44,517 1,295 517,808 3,661 54,484 1,433 3 $463,868 230,145 46,017 1,385 873,053 741 49,980 1,097 3 Total resources............................................................................... LIABILITIES Capital.............................................................................................. Surplus, including all undivided profits.................................................... Due depositors, not preferred.................................................................. Due to trust companies, banks and bankers.............................................. Bills pavable......................................................................................... Other liabilities...................................................................................... Add for cents......................................................................................... $1,215,301 $1,270,491 $1,440,541 $1,666,289 $150,000 604,166 291,879 164,963 $150,000 638,742 216,926 258,169 6,652 $150,000 657,890 204,100 417,305 $150,000 689,101 254,164 571,838 2 11,244 2 1,184 2 Total liabilities................................................................................ $1,215,301 $1,270,491 $1,440,541 $1,666,289 resources 4,292 1 Statement of condition Nov. 12, 1919 Quarterly S tatements Stock and bond investments, viz.: Public securities................................................................................. Private securities................................................................................ Loans and discounts secured by other collateral......................................... Loans, discounts and bills purchased not secured by collateral.................... Due from trust companies, banks and bankers.......................................... Specie............................................................. ................................... Other currency authorized by the laws of the United States........................ Assets not included in any of the above heads........................................... Add for cents......................................................................................... Statement of condition Feb. 21, 1919 to to I oo MECHANICS’ BANK — B r o o k l y n HARRY M. D eMOTT, T. C h arles Jerom e E dw ards, A -.S e l l e , A l v a h M il l e r , W . A. P e n d l e t o n , F. [215 Montague street; organized 1852] DIRECTORS J o h n V. J e w e l l , H. M . D e M o t t , M ic h a e l F tjr st, G e o . C. V a n T u y l , J o s e p h W a l k e r , J r ., J o h n W. F r a s e r , J r ., J o s. J. O ’B r ie n , G eorge W. C h au ncey. RESOURCES Statement of condition Feb. 21, 1919 WILTON C. DONN, A n d r e w T . S u l l iv a n , A n d r e w D . B a ir d , D a n ie l C h a u n c e y , Statement of condition June 30, 1919 Cashier. F. D . M acK ay, F red B oardm an, Jam es Jourdan, Statement of condition Sept. 12, 1919 H. H. Statement of condition Nov. 12, 1919 Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured bv bond and mtg., deed or other real est. coll... Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States ....................... Cash items......................................................................................................... Due from the Federal Reserve Bank of New York less offsets........................ Customers’ liability on acceptances (per contra, see liabilities)....................... Assets not included in any of the above heads................................................ Add for cents..................................................................................................... $6,865,273 2,227,603 2,060,196 972,136 364,641 6,801,127 7,893,795 1,132 1,122,606 520,894 1,035,720 1,566,213 803,631 5,227 245,648 7 $7,811,452 2,050,852 2,044,971 945,032 389,995 10,860,029 9,248,057 1,575 749,794 501,395 1,749,583 2,184,500 3,495,764 6,871 261,027 8 $12,846,255 1,981,735 2,041,096 938,484 378,256 9,914,404 10,356,016 1,350 800,301 483,625 1,533,034 1,800,188 3,535,827 6,587 289,269 6 $6,703,468 1,540,440 2,003,996 901,770 325,827 12,989,558 10,702,344 2,923 1,058,000 454,299 1,873,584 1,828,917 4,083,673 6,587 232,313 7 Total resources.......................................................................................... $32,485,849 $42,300,905 $46,906,433 $44,707,706 $1,600,000 907,768 $1,600,000 1,018,314 $1,600,000 1,138,811 $1,600,000 1,139,875 2,639,203 3,363,159 2,658,917 2,641,166 83,973 133,326 105,262 143,837 LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. Due New York State savings and loan associations, credit unions and land bank........................................................................................................... R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t John H . H allock, E d. H o r w il l , H orace C. D uV al, P resid en t. Deposits by the State of New York............................................................. Deposits by Superintendent of Banks of the State of New York................. Other deposits secured by pledge of assets................................................... Deposits otherwise preferred......................................................................... Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Bills payable................................................................................ . . . Acceptances of drafts payable at a future date or authorized by commercial letters of credit........................................................................ . . . Other liabilities.................................................................................................. Add for cents..................................................................................................... 315,000 89,531 1,685,215 450,000 86,706 1,055,008 30,231,296 262,499 8,645,000 32,337,281 264,187 4,750,000 5,227 139,173 4 6,871 101,985 4 6,587 168,311 4 6,587 233,055 4 $32,485,849 $42,300,905 $46,906,433 $44,707,706 279 350,000 143,236 1,776,009 26,515 27,789,498 241,988 5,750,000 Q uarterly Statem ents Total liabilities.......................................................................................... 300,000 58,341 1,868,809 22,426 24,642,154 218,771 280 M ECH ANICS A N D FARM ERS’ BANK OF ALBAN Y — A l b a n y ROBERT OLCOTT, D o n a ld M cC r e d ie , [63 State street; organized 1868] V ic e -P r e s id e n t. B en j. W. DIRECTORS A rnold, A. R obert O lcott Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Real estate owned............................................................................................. Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................................ Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Statement of condition Feb. 21, 1919 P a g e S m it h , Statement of condition June 30, 1919 W m. Statement of condition Sept. 12, 1919 L. C ashier. V is s c h e r . Statement of condition Nov. 12, 1919 $683,084 765,318 21,000 $396,834 760,318 21,000 $545,334 760,318 21,000 $555,084 735,593 21,000 Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Assets not included in any of the above heads................................................ Add for cents..................................................................................................... 55,165 1,024,302 305,034 356 274,885 50,900 42,500 11,506 16,794 5 13,065 1,007,059 398,723 42 357,619 52,700 51,700 36,690 21,707 3 12,880 910,631 345,723 287 379,654 49,200 52,108 14,006 17,961 4 12,805 1,039,760 320,523 175 294,102 49,075 59,828 20,220 12,831 2 Total resources........................................................................................... $3,250,849 $3,117,460 $3,109,106 $3,120,998 LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. Deposits by the State of New York.............................................................. Deposits by the Superintendent of Banks of the State of New York.......... Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Other liabilities.................................................................................................. Add for cents..................................................................................................... $250,000 1,066,579 $250,000 1,065,476 $250,000 1,073,713 $250,000 1,058,339 198,731 35,000 10,930 1,588,316 89,383 11,907 3 147,435 35,000 129,216 1,358,390 120,620 11,320 3 180,609 35,000 11,541 1,466,490 76,725 15,024 4 167,707 85,000 7,509 1,487,227 47,565 17,650 1 Total liabilities........................................................................................... $3,250,849 $3,117,460 $3,109,106 $3,120,998 R e p o r t o n B a n k s op D e p o s it a n d D is c o u n t resources ROBERT OLCOTT, M ERCH ANTS’ BANK OF ROCHESTER PERCY R. McPHAIL, P resident. — R ochester [125 East Main street; organized 1883] ALBERT S. NEWELL, Cashier. DIRECTORS P ercy R. M cP h a il , M a r t i n B. H o y t , Frank A . W ard, J o h n C. R o d e n b e c k , V. F . W h i t m o r e , F r a n c i s S. M a c o m b e r , A l b e r t S. N e w e l l , resources $1,532,300 135,940 220,000 236,894 216,191 2,732,010 3,374,115 2,352 720,805 151,793 129,162 91,563 21,545 6 $9,564,676 $1,452,150 131,037 220,000 242,172 235,669 2,827,367 3,732,095 8,339 631,678 264,167 133,980 94,276 29,781 4 $10,002,715 $955,100 125,188 319,725 259,842 250,389 3,339,804 4,108,653 3,652 903,416 238.220 137.220 94,409 28,913 3 $10,764,534 $794,150 104,992 320,000 242,351 248,526 3,538,719 4,490,476 6,455 1,003,048 335,023 147,973 101,276 28,756 4 $11,361,749 $500,000 470,258 $500,000 465,899 $500,000 473,047 $500,000 495,127 65,000 65,000 65,000 65,000 73,896 100,000 7,849,360 46,189 400,000 59,971 2 74,726 100,000 8,380,780 77,471 300,000 38,838 1 41,417 90,000 8,707,098 84,020 700,000 103,949 3 64,285 90,000 8,818,270 90,268 1,100,000 138,796 3 $9,564,676 $10,002,715 $10,764,534 $11,361,749 Statement of condition Nov. 12, 1919 ta t em en t s 281 Statement of condition Sept. 12, 1919 S Total liabilities.......................................................................................... Statement of condition June 30, 1919 u ar ter ly LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, vis.: Due New York State savings banks............................................................. Due New York State savings and loan associations, credit unions and land bank........................................................................................................... Deposits by the State of New York............................................................. Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Bills payable..................................................................................................... Other liabilities................................................................................................. Add for cents.................................................................................................... G e o . H . P e r k in s , Q Stock and bond investments, viz.: Public securities............................................................................................ Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mortgage, deed or other real est. coll. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts.............................................................. ... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items........................................................................................................ Assets not included in any of the above heads................................................ Add for cents..................................................................................................... Total resources.......................................................................................... Statement of condition Feb. 21, 1919 C h as. P . Schlegel, I r v i n g S. R o b e s o n . M ETROPOLITAN BANK — N e w Y o rk C it y P resid en t. [Fourth avenue and 23d street; organized 1905] AUGUSTUS C. CORBY, Cashier. DIRECTORS B radley L. E aton , D a v id F . B u t c h e r , H a l e y F is k e , W m . M . P e r k in s , L . E dmund Z ach er, C h a s . H. P a t r i c k , G il b e r t B . R v y r e s , F r e d ’ k H. E c k e r , G eo. W . R ogers, H e n r y O l l e s h e im e r . RESOURCES LIABILITIES Capital............................................................................................................. Surplus, including all undivided profits................................................... ...... . Preferred deposits, viz.: Due New York State savings banks............................................................. Due N. Y. State savings and loan associations, credit unions and land bank Other deposits secured by pledge of assets................................................... Due depositors, not preferred..................... .................................................... Due to trust companies, banks and bankers.................................................... Bills payable........................................................... .......................................... Acceptances of drafts payable at a future date or authorized by commercial letters of credit............................................................................................. Other liabilities................................................................................................. Add for cents.................................................................................................... Total liabilities........................................................................................... $6,108,083 1,146,179 878,870 E. Sto u t, J. O ’ B r i e n , Statement of condition June 30, 1919 W i l j a r d E. E d m i s t e r , E m il B e r o l z h e im e r , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 324,175 39,901,025 10,618,944 16 1,407,563 316,808 1,479,860 2,117,085 3,481,857 $5,039,346 1,078,355 855,975 10,000 297,318 31,906,505 15,965,962 255 1,294,894 370,869 1,286,492 3,744,918 3,012,571 $7,757,276 1,358,113 847,813 10,000 254,575 18,772,097 16,127,278 31,509,038 5 $99,289,488 24,784,947 5 $89,648,412 11,589,516 4 $69,968,793 $3,154,150 1,290,395 844,190 10,000 232,800 15,771,325 16,870,733 139 2,263,992 490,246 1,839,099 3,848,176 6,291,657 40,119 2,030,238 6 $54,977,265 $2 , 000,000 $ 2 , 000,000 $2,000,000 $ 2 ,0 0 0 ,0 0 0 2,674,185 2,683,179 39,124 1,456,613 27,147,013 574,064 34,000,000 164,250 106,813 3,560,126 29,954,318 390,949 26,000,000 164,250 67,627 883,715 36,781,866 378,762 15,180,000 164,654 80,110 39,920,153 286,522 7,400,000 31,668,121 3 $99,289,488 24,940,933 3 $89,648,412 11,838,385 3 $69,968,793 40,119 2,402,524 4 $54,977,265 2,404,550 2,531,020 1,886,966 447,224 1,838,036 3,013,452 6,066,443 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll. .. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items........................................................................................................ Due from the Federal Reserve Bank of New York less offsets........................ Customers’ liability on acceptances (per contra, see liabilities)....................... Assets not included in any of the above heads.................................... •........... Add for cents.................................................................................................... Total resources.......................................................................................... Statement of condition Feb. 21, 1919 N ew ton M organ 282 HENRY OLLESHEIMER, MONTAUK BANK — B rooklyn [207 Fifth avenue; organized 1907] J. W E B B N A S H , President. JA M E S R. V A L E N T IN E , Cashier. DIRECTORS T h os. C . H u g h es, T heo. C. B oenau, J o h n F. M c C l u n n , W m. L o c k it t , J a m e s R , V a l e n t in e , F. W . H. N elson , C asper V . G u n th er. RESOURCES Statement of condition Sept. 12, 1919 M. R andall, Statement of condition Nov. 12, 1919 $343,636 28,066 64,250 93,750 45,760 165,580 863,795 42 61,776 7,891 76,438 2,711 13,955 2,682 3 $345,246 28,066 64,250 77,750 53,710 266,738 979,131 710 39,010 6,159 78,502 224 15,258 6,923 4 $1,494,470 $1,720,522 $1,770,335 $1,961,681 $ 1 0 0 ,0 0 0 $ 1 0 0 ,0 0 0 $ 1 0 0 ,0 0 0 $ 1 0 0 ,0 0 0 61,950 53,835 53,946 58,916 19,000 19.000 50.000 1,485,416 19.000 50.000 1,540,355 19.000 50.000 1,719,684 12,270 7,033 14,080 1 1 1 $1,720,522 $1,770,335 $1,961,681 LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Deposits by the State of New York.............................................................. Other deposits secured by pledge of assets................................................... Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Other liabilities.................................................................................................. Add for cents..................................................................................................... 1,295,016 75 17,427 2 Total liabilities........................................................................................... $1,494,470 1 ,0 0 0 283 10,617 4 $366,681 18,679 64,250 93,750 47,975 127,446 857,614 1,035 54,008 10,331 51,125 4,811 12,358 10,454 5 $273,850 249,856 65,500 100,750 35,725 81,083 551,875 523 40,852 44,484 36,654 2,697 Statem ents Total resources........................................................................................... Statement of condition June 30, 1919 H enry Q uarterly Stock and bond investments, viz.: Public securities............................................................................................ Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll... Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral........................ Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Due from the Federal Reserve Bank of New York less offsets........................ Assets not included in any of the above heads................................................. Add for cents.................................................................................................... Statement of condition Feb. 21, 1919 J. W ebb N ash , P resid en t. [Wheeler avenue; organized 1885] B. H. CARMER, C ashier. 284: M OUNT PLEASANT BANK — P le a s a n t v il l e S. WOOD CORNELL, DIRECTORS B. H. C akm er, S. W ood C o r n e ll, R o b e r t H a v i l a .v d , H ow ard R . W ash bu rn , Stock and bond investments, viz.: Public securities.................................................................................. Private securities................................................................................ Real estate owned.................................................................................. Mortgages owned................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll.. . Loans and discounts secured by other collateral......................................... Loans, discounts and bills purchased not secured by collateral..................... Overdrafts............................................................................................. Due from trust companies, banks and bankers.......................................... Specie.......................................................... ........................................ Other currency authorized by the laws of the United States........................ Cash items. ...................................................................................... Assets not included in any of the above heads........................................... Add for cents......................................................................................... Total resources................................................................................ LIABILITIES Capital................................................................................................. Surplus, including all undivided profits..................................................... Preferred deposits, viz.: Due New York State savings and loan associations, credit unions and land bank.............................................................................................. Deposits by the State of New York...................................................... Due denositors, not preferred.................................................................. Other liabilities...................................................................................... Add for cents........................................................................................ Total liabilities................................................................................ H enry L. H unter, A lfred R o m er, Statement of condition Nov. 12, 1919 Statement of condition Feb. 21, 1919 Statement of condition June30, 1919 Statement of condition Sept. 12, 1919 $366,630 172,095 31,000 225,425 5,950 93,474 124,302 22 43,259 6,498 8,900 597 12,637 6 $424,335 169,593 31,000 227,245 7,750 111,789 134,939 435 75,305 6,295 20,350 357 9,460 6 $398,865 208,393 31,000 248,980 7,250 137,501 122,661 132 86,111 10,288 16,400 15,873 3 $405,539 208,393 31,000 266,880 7,250 142,227 125,952 262 151,828 9,699 17,750 214 16,737 3 $1,090,795 $1,218,859 $1,283,457 $1,383,734 $50,000 42,031 $50,000 42,846 $50,000 44,587 $50,000 48,393 1,102 21,500 14,500 957,407 4,252 664 21,500 11,000 1,091,955 893 1,876 19,000 1,875 19,000 1,161,806 6,186 1,253,327 11,137 3 1 2 2 $1,090,795 $1,218,859 $1,283,457 $1,383,734 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t resources D a n i e l P. H a y s , W m. W . W eed. M UNICIPAL BAN K — B r o o k l y n SHEPARD J. GOLDBERG, P resid en t. [1783 Pitkin avenue; organized 1919] FRANK A. GALLAGHER, Cashier. DIRECTORS St e p h e n C a p l in , S im o n G a s n e r , Sh e p a r d J. G o ld b e r g , J u l iu s J o s e p h s o n , A lexander K an ter, S im o n H . K u g e l , RESOURCES Statement of condition Feb. 21, 1919 H e r m a n T r ie b it z , M o r r is W e in b e r g . Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 S im o n S h a p ir o , Statement of condition Nov. 12, 1919 10,200 $144,478 8,152 55,000 215,675 463,458 2,623 371,683 3,959 126,190 94,347 21,537 3 121,600 1,095,170 14,993 208,444 8,272 126,393 49,553 23,036 3 $1,436,112 $1,865,294 Capital..................................................................................... Surplus, including all undivided profits................................... Due depositors, not preferred.................................................. Due to trust companies, banks and bankers........................... Other liabilities........................................................................ Add for cents........................................................................... $200,000 102,362 1,086,575 25,000 22,174 1 $200,000 87,188 1,540,144 25,126 12,835 1 Total liabilities................................................................. $1,436,112 $1,865,294 Total resources................................................................. $71,437 55,000 1 0 ,2 0 0 LIABILITIES 285 Q uarterly Statem ents Stock and bond investments, viz.: Public securities................................................................... Private securities.................................................................. Real estate owned.................................................................... Mortgages owned..................................................................... Loans and discounts secured by other collateral..................... Loans, discounts and bills purchased not secured by collateral Overdrafts................................................................................ Due from trust companies, banks and bankers....................... Specie....................................................................................... Other currency authorized by the laws of the United States. . Cash items............................................................................... Assets not included in any of the above heads........................ Add for cents........................................................................... D a v id S h a p ir o , H e y m a n S h a p ir o , R ic h a r d D e l a f ie l d , I s a d o r e Sa k s , P resid en t. O tto C. W . M. E id l it z , L uyster, [49-51 West 33d street; organized 1890] DIRECTORS J o s e p h H. E m e r y , A. P. W . J o h n C. V a n C l e a f , T h o s . F. Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll.. . Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Assets not included in any of the above heads................................................. Add for cents..................................................................................................... Total resources........................................................................................... LIABILITIES C h a r l e s S. M c V e i g h , H u g h N. K i r k l a n d . C h as. A. C a sh ier. Sa c r e t t , Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 $1,606,318 405,397 485,631 50,275 124,342 4,301,019 3,204,900 579 242,968 81,673 40,812 195,683 1,495,611 28,888 6 $12,264,102 $1,371,860 386,328 485,631 50,275 117,300 6,209,162 2,709,733 5,562 329,587 133,772 40,269 247,241 1,839,855 56,644 5 $13,983,224 $1,426,642 229,621 485,631 50,275 113,800 5,029,786 4,032,848 4,375 412,839 191,156 116,000 343,687 1,792,166 471,082 5 $14,699,893 $1,222,533 229,621 485,631 50,250 113,800 5,834,289 4,037,292 4,232 223,765 153,174 88,810 580,127 2,332,103 353,211 6 $15,708,844 $200,000 560,315 $200,000 608,248 $200,000 623,246 $200,000 630,342 Statement of condition Nov. 12, 1919 Capital............................................................................................................... Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. Due New York State savings and loan associations, credit unions and land bank........................................................................................................... Other deposits secured by pledge of assets................................................... Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Bills payable...................................................................................................... 198,290 212,001 210,750 210,877 863 366,215 10,235,173 1,363 575,000 778 218,254 11,940,425 2,327 700,000 Other liabilities.................................................................................................. Add for cents..................................................................................................... Total liabilities........................................................................................... 126,879 4 $12,264,102 101,189 2 $13,983,224 773 137,204 11,920,022 1,082 920,000 136,500 550,314 2 $14,699,893 757 35,135 13,116,178 2,231 940.000 132.000 441 321 3 $15,70^,844 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t RESOURCES K in n a n , V ie t o r , HUGH N. KIRKLAND, 286 TH E M UTUAL BANK — N e w Y o r k C it y CHARLES A. SACKETT, THE NASSAU UNION BANK RICHARD DOWNING, J . K. O. S h e r w o o d , C h e s t e r W . C h a p in , P resid en t. E d w a r d E. C r a f t , T o w n s e n d F. B a i l e y , J a m e s H. C o c k s , — G len C ove [Glen street; organized 1903] DIRECTORS A. B u r n s i d e C h e s h i r e , J oseph R o ll, E d w a r d M. U n d e r h il l , R ic h a r d D o w n in g , R obert K oh ler, W m . H. M i t c h e l l . RESOURCES A l f r e d C. C h a p i n , Ja m e s Sh e v l in , Statement of condition June 30, 1919 Cashier. W m , R. M e n e e l t , R o bert C . M eserole, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $197,500 523,131 14,000 $237,500 522,944 14,000 $235,500 512,756 14,000 6,455 36,224 208,482 124 109,829 14,169 43,471 1,908 24.294 3 13,335 29,059 198,876 121 186,948 2,904 40,321 2,874 42,159 2 13,435 198,991 129,073 36 229,417 4,518 60,049 969 24,602 3 13 335 189,816 175,424 $1,250,134 $1,251,230 $1,435,537 $1,394,178 Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Deposits by the State of New York............................................................. Other deposits secured by pledge of assets................................................... Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Other liabilities.................................................................................................. Add for cents..................................................................................................... $100,000 106,801 $100,000 104,342 $100,000 110,546 $100,000 97,357 32,500 12,000 991,285 297 7,250 1 32,500 10,000 997,615 3,831 2,940 2 29,000 29,000 1,160,853 29,000 1,158,338 6,137 1 9,481 2 Total liabilities.......................................................................................... $1,250,134 $1,251,230 $1,435,537 $1,394,178 Total resources.......................................................................................... 177,052 3,740 49,259 2,937 20,357 2 LIABILITIES <0 d > w d W d 287 $267,500 523,675 14,000 Statem ents Stock and bond investments, viz.: Public securities............................................................................................ Private securities....................................................................................... Real estate owned............................................................................................. Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................................ Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Assets not included in any of the above heads................................................ Add for cents..................................................................................................... Statement of condition Feb. 21, 1919 H. G. HAYWARD, P resid en t. John P. M u nn , W il l ia m B ia n c h i, E d w . D. F l a n n e b y , Johannes A n derson , C h a s . M . F l e is c h m a n n , [41 West 34th street; organized 1907] CURTIS J. BEARD, 288 N E W N E T H E R L A N D BANK OF NEW YORK — N e w Y o r k C it y W. F. H. KOELSCH, Cashier. DIRECTORS U d o M . F l e is c h m a n n , P a u l A . Sa l e m b ie b , C h as. R . H en sch el, W m . H. S e a i C h , C h as. E . L otte, M ark Cow en, Stock and bond investments, viz. : Public securities.................................................................... Private securities.................................................................. Real estate owned.................................................................... Mortgages owned..................................................................... Loans and discounts secured by other collateral..................... Loans, discounts and bills purchased not secured by collateral Overdrafts................................................................................ Due from trust companies, banks and bankers....................... Specie....................................................................................... Other currency authorized by the laws of the United States. . Cash items................................................................................ Due from the Federal Reserve Bank of New York less offsets. Customers’ liability on acceptance (per contra, see liabilities). Assets not included in any of the above heads........................ Add for cents............................................................................ Total resources.................................................................. LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. Due N. Y. State savings and loan associations, credit unions and land bank Deposits by the State of New York............................................................. Other deposits secured by pledge of assets................................................... Due depositors, not preferred............................................................................ Bills payable...................................................................................................... Rediscounts....................................................................................................... Ac’t’ces of drafts p’y’ble at a future date or auth’d by com’l letters of credit Other liabilities.................................................................................................. Add for cents..................................................................................................... Total liabilities........................................................................................... Statement of condition Feb. 21, 1919 $1,112,203 436,220 5,152 57,736 2,197,063 1,557,927 2,673 160,256 58,412 158,035 207,365 933,178 36,505 18,415 7 $6,941,147 Statement of condition June 30, 1919 $1,236,599 457,108 5,194 59,988 1,703,772 4,256,808 652 405,648 46,400 108,806 331,608 1,222,598 212,145 36,980 V /. F . Statement of condition Sept. 12, 1919 $914,262 432,742 7,311 57,870 2,537,297 5,074,595 975 233,519 129,001 10 0 ,0 0 0 H. K oelsch , O. G odfreyB eck er, Statement of condition Nov. 12, 1919 $278,349 431,743 54,569 2,121,383 6,173,865 3,070 472,169 45,016 145,600 441,146 1,632,405 749,086 18,516 $10,084,312 385,792 1,514,522 209,013 23,888 6 $11,620,793 $12,566,923 $200,000 195,051 $300,000 319,073 $300,000 329,533 $600,000 663,872 269 5,096 48,000 341.000 5,206,998 415.000 435,250 36,505 57,975 3 $6,941,147 269 1,824 65,000 6,000 6,711,921 1,300,000 1,118,057 212,145 50,019 4 $10,084,312 1,964 55,000 115.000 7,971,299 915.000 1,643,073 209,013 80,908 3 $11,620,793 5,131 100,000 63,218 8,760,555 250,000 1,286,528 749,086 88,530 3 $12,566,923 6 6 R e p o r t on B a n k s o f D e p o s it a n d D is c o u n t RESOURCES W yllys T erby, C u r t is J. B e a r d , A . P o r t f o l io . N EW YORK PRODUCE EXCHANGE BANK G A T ES W . M cG A R R A H , President. John E. B e r w in d , O A m brose G . T od d , G a t e s W . M cG a r r a h , W John J Ic IIdch , THOMAS B. NICHOLS, W J o se t h S. H o u s e , m. Cashier. II, C h i l d s C h a r l e s S. S a r g e n t , J h. RESOURCES Statement of condition Nov. 12, 1919 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 $4,256,892 1,025,260 620,000 53,600 164,250 13,315,963 4,171,415 12,804 1,991,603 1,413,158 975,189 2,175,806 747,013 400,167 800.799 3 $32,123,922 $2,457,607 986,554 620,000 52,300 144,500 15,691,782 4,609,038 16,766 2,077,765 1,031,292 1,225,384 2,514,165 1,071,429 35,034 433,526 4 $32,967,146 $3,908,274 1,238,449 620,000 50,900 136,500 15,238,307 4,045,805 6,431 2,121,553 1,241,598 1,370,185 2,524,877 793,251 53,645 789,560 2 $34,139,337 $1,867,861 784,470 620,000 49,500 118,000 19,896,524 3,017,746 5,071 2,170,283 1,486,513 1,497,684 2,637,594 338,075 114,424 940,241 4 $35,543,990 $1,000,000 1,242,663 $ 1,000,000 1,346,707 $1,000,000 1,328,861 $1,000,000 1,351,526 87,306 24,079 100,000 864,000 28,063,424 193,238 400,167 149,042 89,611 15,275 75,000 50,000 29,972,279 277,976 35,328 104,967 91,409 11,496 60,000 909,826 30,167,273 303,530 53,645 213,294 82,850 4,912 100,000 344,028 32,116,947 182,193 114,624 246,907 3 3 3 $32,967,146 $34,139,337 $35,543,990 289 3 $32,123,922 Statem ents Statement of condition Feb. 21, 1919 Q uarterly Stock and bond investments, viz.: Public securities............................................................................................ Private securities.......................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Due from the Federal Reserve Bank of New York less offsets........................ Customers’ liability on acceptances (per contra, see liabilities)....................... Assets not included in anv of the above heads................................................ Add for cents..................................................................................................... Total resources.......................................................................................... LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. Due New York State sav. and loan ass’ns, credit unions and land bank. . . . Deposits by the State of New York............................................................. Other deposits secured by pledge of assets................................................... Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Ac’t ’ces of drafts p’y ’ble at a future date or auth’d by com’l letters of credit. . Other liabilities................................................................................................. Add for cents..................................................................................................... Total liabilities.......................................................................................... N ew' Y o rk C it y [10-12 Broadway; organized 1883] DIRECTORS alter C. H ubbard, J o h n R. W o o d , P resid en t. — N ew R ochelle [4 North avenue; organized 1910] J. W. SPALDING, C ash ier. 290 N O RTH AVENUE BANK OF NEW ROCHELLE HARRY E. COLWELL, D IR E C T O R S F r e d 'k H . Se a c o r d , C h a s . F . S t e h l in , H arry E. C o lw ell, D o m in ic k G ir a r d i, T heo. W ulp, J. A l b e r t M a h l s t e d t , R o b e r t J . C oo >e r , J r ., C h a r l e s W . S. W il s o n , C h as. A . C ole, J. W . S p a l d in g , Statement of condition 30, 1919 Statement of condition Feb. 21, 1919 June Statement, of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $ 6 8 9 ,6 4 0 $ 8 2 3 ,3 5 3 $ 9 5 2 ,6 0 5 $ 9 9 8 ,3 0 3 Capital............................................................................................................... Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. Deposits by the State of New York.............................................................. Other deposits secured by pledge of assets................................................... Due depositors, not preferred............................................................................ Due to trust companies, banks and bankers.................................................... Other liabilities.................................................................................................. Add for cents..................................................................................................... $ 5 0 ,0 0 0 2 8 ,5 4 2 $ 5 0 ,0 0 0 2 7 ,5 8 6 $ 5 0 ,0 0 0 3 0 ,1 3 8 $ 5 0 ,0 0 0 3 3 ,2 0 0 1 ,6 0 3 1 7 ,0 0 0 1 8 ,5 6 8 5 5 1 ,5 1 8 1 4 ,6 6 3 7 ,7 4 3 8 ,4 5 2 1 7 ,0 0 0 1 ,4 1 8 7 0 7 ,8 9 4 1 ,7 0 7 7 ,6 5 5 1 7 ,0 0 0 5 2 ,4 1 1 7 7 2 ,6 3 4 1 3 ,0 4 8 9,294 3 2 9,716 3 7 ,6 8 7 1 7 ,0 0 0 1 ,4 1 1 8 7 7 ,4 7 8 1 ,1 5 9 1 0 ,3 6 5 Total liabilities........................................................................................... $ 6 8 9 ,6 4 0 $ 8 2 3 ,3 5 3 $ 9 5 2 ,6 0 5 LIABILITIES 3 $ 9 9 8 ,3 0 3 D is c o u n t Total resources........................................................................................... and $ 3 1 4 ,5 4 9 1 2 1 ,1 11 1 0 ,8 0 0 2 7 ,1 0 0 1 1 ,3 0 0 2 0 6 ,3 4 5 2 2 4 ,4 4 1 ■ 88 4 8 ,0 0 7 8 ,7 0 9 1 5 ,5 4 6 5 ,7 2 2 4 ,5 8 1 4 D e p o s it $ 2 7 5 ,4 1 3 1 2 9 ,7 6 2 1 0 ,8 0 0 1 6 ,5 0 0 1 2 ,5 0 0 2 3 4 ,8 5 8 1 7 8 ,8 9 6 176 6 8 ,7 9 5 1 0 ,0 0 0 7 ,4 1 4 2 ,8 7 4 4 ,6 1 4 3 of $ 2 3 9 ,6 5 4 8 9 ,5 7 0 1 0 ,8 0 0 1 0 ,5 0 0 1 2 ,5 0 0 2 2 1 ,9 8 0 1 4 3 ,5 6 0 209 5 9 ,1 4 8 2 4 ,0 2 0 2 ,3 6 7 3 ,9 2 0 5 ,1 2 1 4 B anks $ 3 2 4 ,9 7 7 9 0 ,5 9 0 1 0 ,8 0 0 6 ,0 0 0 1 9 ,3 0 0 4 0 ,1 2 0 1 1 1 ,4 2 5 25 6 3 ,8 8 2 9 ,4 4 9 5 ,1 7 6 1 ,9 8 6 5 ,9 0 7 3 on Stock and bond investments, viz. : Public securities............................................................................................. Private securities........................................................................................... Real estate owned.............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................. Other currency authorized by the laws of the United States........................... Cash item s......................................................................................................... Assets not included in any of the above heads................................................. Add for cents..................................................................................................... R eport RESOURCES G erard H . B lum e, S id n e y W . G o l d s m it h . NORTHERN E D W I N L A T H A M , President. W ESTC H ESTER BANK — K atonah E D W A R D M . F IE L D E R , Cashier. [Organized 1918] D IR E C T O R S D e W it t B e n e d ic t , C h as. E. H aydock, F e r d . T . H o p k i n s , J r ., A . G. M cP h a il , J. RESOURCES J. Z. M a i n e , F r a n k l in R y a n . Statement of condition Feb. 21, 1919 F . B . S t u d w e l i ., Statement of condition June 30, 1919 E d w in L a t h a m , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $6,931 70,081 73,912 34,185 8,126 7,383 1,368 1,781 13,434 4,852 4 $6,231 76,816 94,833 45,585 7,821 5,860 1,139 3,548 14,054 6,919 4 $5,731 79,519 151,209 34,458 18,399 6,544 1,356 6.629 24,396 9.629 3 Total resources................................................................................... LIABILITIES Capital......................................................................... ........................... Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Other deposits secured by pledge of assets . . . Due denositors, not preferred........................................................................... ............................................... Other liabilities Add for cents................................................... $166,636 $222,057 $262,810 $337,873 $50,000 25,295 $50,000 26,460 90,943 397 1 145,085 512 $50,000 26,978 6,696 178,185 950 1 $50,000 27,831 14,195 244,896 950 1 Total liabilities.......................................................................................... $166,636 $222,057 $262,810 $337,873 291 Statem ents $1,950 58,361 50,306 30,895 4,828 4,018 1,707 2,928 5,835 5,803 5 Q uarterly Stock and bond investments, viz.: Public securities.......................................................................................... Private securities........................................................................................... Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Due from trust companies, banks and bankers................................................ Specie................................................................... ....................... Other currency authorized by the laws of the United States........................... Cash items................................................................. ................ Due from the Federal Reserve Bank of New York less offsets........................ Assets not included in any of the above heads................................................ Add for cents........................................ H. 292 NORTH SHORE BANK — O y ste r B a y WILBUR F. JOHNSON, P resid en t. [South street; organized 1907] CLAUDE A. CLEWER, Cashier. D IR E C T O R S J. F . B e r m in g h a m , H e r b e r t G. V a il , R o b e r t C. W i n m i l l , C h a s . A . S m it h , I r v in g F . B a r n e s , R obert Seam an, C . C h e st e r P a in t e r , Jo h n M il l e r , B e n j a m in W . D o w n in g . RESOU RCES S ta te m e n t o f c o n d it i o n S e p t . 12, 1919 S ta te m e n t o f c o n d it i o n N o v . 12, 1919 $845,772 $858,367 $841,666 Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Other deposits secured by pledge of assets.............. Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Rediscounts....................................................................................................... Other liabilities................................................................. ' ............................. Add for cents.................................................... ■ .............................................. $25,000 26,897 422 722,395 $25,000 28,765 39,392 749,645 $25,000 31,704 27,389 772,426 14,857 2,968 1,846 $25,000 31,705 24,807 700,240 2,378 55,000 2,534 2 2 2 2 Total liabilities.......................................................................................... * 7 8 9 .5 7 3 * 8 4 5 .7 7 2 $858,367 $841,666 204 32,776 L IA B IL IT IE S D is c o u n 1 $789,573 Total resources.......................................................................................... 2 0 ,0 0 0 and $105,099 64,095 26,007 39,788 63,022 365,945 36 124,142 2,610 23,000 316 27,601 5 D e p o s it $132,929 64,095 23,700 40,489 62,881 400,408 61 71,139 2,169 32,000 1,468 27,024 4 of 2 $118,769 68,965 28,200 45,130 74,592 344,759 96 99,035 1,191 32,000 3,869 29,163 3 B anks $187,799 68,965 31,700 24,495 55,424 298,657 77 66,906 2,568 S ta te m e n t o f c o n d it i o n J u n e 3 0 , 1 91 9 P e t e r W a t e r s , J r ., H. A. U t e r h a r t , ox Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash item s........................................................................................................ Assets not included in any of the above heads................................................ Add for cents.................................................................................................... S ta te m e n t o f c o n d it i o n F e b . 2 1, 1 91 9 A n drew Sn o u d er, F r a n c is X . M o o r e , R eport W il b u b F . J o h n s o n u r n s id e C h e s h ir e , A. B H NORTH TALL E. BONNER, S ID H BANK OF B R O O K LYN — B rooklyn [225-227 Havemeyer street; organized 1889] P resid en t. HENRY BILLMAN, Cashier. D IR E C T O R S A n d r e w T . B a ir d , W m . M . T o b ia s , P aul E. B onner, T h o s . V. P a t t e r s o n , T . W il l a r d K i l e y , H enry D o sch er, R a l p h H . T ie b o u t , E d w a r d M cG a r v e y , RESOU RCES S t a te m e n t o f c o n d it i o n F e b . 2 1 , 1910 W alter H . G ah agan, D a n ie l C a n t y , S ta te m e n t of c o n d it i o n J u n e 3 0 , 1 91 9 S t a te m e n t o f c o n d it i o n S e p t . 12, 1 91 9 1 ,0 7 3 ,0 9 8 7 $445,159 347,143 111,500 67,000 142,900 2,622,421 1,907,234 581,260 115,736 469,650 533,585 45,763 7 012 52,450 $ 7 ,5 1 0 ,3 4 9 $ 7 ,4 3 7 ,2 3 8 $ 6 ,9 2 8 ,6 9 8 $7,448,819 $ 2 0 0 ,0 0 0 2 2 0 ,1 2 7 $ 2 0 0 ,0 0 0 2 3 3 ,1 1 2 $ 2 0 0 ,0 0 0 2 4 4 ,2 5 3 $200,000 3 6 3 ,9 8 9 3 2 .0 0 0 1 8 .0 0 0 2 8 3 ,9 1 0 1 1 ,4 7 9 5 ,4 5 8 ,5 4 2 600 3 9 4 ,6 9 6 3 2 .0 0 0 4 3 .0 0 0 5 5 2 ,7 1 6 2 4 ,8 4 1 4 ,8 9 0 ,5 0 7 897 9 2 1 ,6 9 9 3 1 ,0 6 5 ,4 6 6 3 3 8 9 ,9 2 4 3 2 .0 0 0 4 3 .0 0 0 2 0 6 ,0 4 8 4 0 ,0 2 0 5 .3 1 0 ,8 4 8 1 ,3 7 0 4 0 0 ,0 0 0 654 6 0 ,5 7 6 5 $ 7 ,5 1 0 ,3 4 9 $ 7 ,4 3 7 ,2 3 8 $ 6 ,9 2 8 ,6 9 8 $ 4 1 5 ,5 0 2 3 0 4 ,8 7 0 1 1 1 ,5 0 0 6 8 ,3 0 0 1 1 2 ,7 1 4 2 ,4 5 4 ,9 9 3 1 ,6 4 3 ,1 2 0 5 1 1 ,3 0 2 1 4 2 ,3 8 2 3 3 4 ,9 7 5 2 2 5 ,1 9 4 3 8 ,2 8 1 9 1 8 ,5 8 7 5 287,154 341,109 32.000 43.000 238,573 37,362 5,823,656 774 400,000 7,012 58,176 3 $7,448,819 293 Statem ent of con dition N ov . 12, 1910 $ 4 8 3 ,8 0 4 3 7 3 ,8 6 2 1 1 1 ,5 0 0 6 7 ,0 0 0 1 5 8 ,0 1 1 2 ,9 3 2 ,6 7 1 1 ,5 0 6 ,6 7 3 4 2 7 ,6 7 1 9 7 ,6 5 8 2 9 2 ,4 0 0 3 8 2 ,8 1 3 4 6 ,4 7 6 654 4 7 ,5 0 0 5 $ 8 0 9 ,5 9 9 2 3 5 ,5 1 0 1 1 1 .5 0 0 2 4 ,8 0 0 9 9 ,8 2 5 1 ,7 7 7 ,6 2 4 1 ,8 3 4 ,3 8 7 7 7 2 ,0 2 2 1 2 6 ,7 0 8 2 9 8 .5 0 0 4 5 7 ,0 3 5 4 6 ,2 4 9 L IA B IL IT IE S Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. Deposits by the State of New York............................................................. Denosits by the Superintendent of Banks of the State of New York........... Other deposits' secured by pledge of assets................................................... Deposits otherwise preferred........................................................................ Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................. ................. Rediscounts ................................................................................................... Ac’ptances of drafts payable at a future date or auth’d by com’l letters of credit Other liabilities................................................................................................. Add for cents.................................................................................................... Total liabilities.......................................................................................... D a n i e l J. L e a r y , C h a s . J. S a m u e l . Q uarterly- S t a t e m e n t s Stock and bond investments, viz.: Public securities............................................................................................ Private securities......................................................................................... Real estate owned............................................................................................ Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Due from trust companies, banks and bankers................................... ............ Specie.............................................................. .................................. Other currency authorized by the laws of the United States........................... Cash items............................................................. .................................. Due from the Federal Reserve Bank of New York less offsets........................ Customers’ liability on acceptances (per contra, see liabilities)....................... Assets not included in any of the above heads................................................. Add for cents.................................................................................................... Total resources.......................................................................................... H e n r y B il l m a n , Sam uel M. M eek er, 6 294 TH E NORTHYILLE BANK — N o r t h v il l e GEORGE N. BROWN, P resid en t. [Main street; organized 1895] BURDETT EGLIN, C ashier. D IR E C T O R S N. B ro w n , B u r d e t t E u l in , C arl L. F ry, W ii. H a r r is , G eo. E. V an A rnam . RESOU RCES S ta te m e n t o f c o n d it i o n F e b . 2 1, 1919 J o h n A . W il l a r d , S ta te m e n t o f c o n d it i o n J u n e 3 0, 1 9 1 9 W .m . H . M o s h e r , S ta te m e n t o f c o n d it i o n S e p t . 12, 1 91 9 S ta te m e n t o f c o n d it i o n N o v . 12, 1 9 1 9 Stock and bond investments, viz.: Public securities........................ Private securities....................... Real estate owned......................... $93,570 106,416 10,000 $122,908 112,001 10,000 $100,249 112,001 10,000 $114,994 108,216 10,000 collateral................................................................................. Loans and discounts secured by other collateral....................... Loans, discounts and bills purchased not secured by collateral. Overdrafts.................................................................................. Due from trust companies, banks and bankers......................... Specie......................................................................................... Other currency authorized by the laws of the United States. . . Assets not included in any of the above heads......................... Add for cents............................................................................. 22,800 148,346 227,018 159 28,213 3,580 10,486 4,412 2 17,100 205,795 195,243 108 24,509 6,007 11,600 5,062 3 18,464 211,274 206,933 42 48,526 5,359 15,500 6,900 3 18,385 136,592 223,713 92 90,886 1,990 18,234 5,131 5 $655,002 $710,336 $735,251 $728,238 $30,000 81,284 491,532 185 50,000 2,000 1 $30,000 80,937 593,108 350 $30,000 82,543 618,789 1,219 $30,000 84,973 608,378 385 5,939 2 2,700 4 ,5 0 0 2 $655,002 $710,336 $735,251 $728,238 Total resources......................................... L IA B IL IT IE S Capital............................................................ Surplus, including all undivided profits.......... Due depositors, not preferred......................... Due to trust companies, banks and bankers. . Bills payable................................................... Other liabilities............................................... Add for cents.................................................. Total liabilities. R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t G eorge OGDENSBURG BANK — O gdensbubg [63 Ford street; organized 1879] T H O M A S S P R A T T , Vice-Preddenl. S.\Mirisi, W . L h oma . « » , T hos. S i’ k a t t . D IR E C T O R S John T . H a n n a n . RESOU RCES Total resources.......................................................................................... F S ta te m e n t o f c o n d it i o n F e b . 12, 1 91 9 rank C. C hapman, S ta te m e n t o f c o n d it i o n J u n e 3 0 , 1 91 9 E dward S ta te m e n t o f c o n d it i o n S e p t . 12, 191 9 L. Kt r o n o . S t a te m e n t o f c o n d it io n N o v . 12, 1919 $400,750 190’318 25,500 1,640 52,077 193,404 6 4 4 ’364 1,070 292',342 2,819 16,205 6,153 4,008 5 $268,450 167,268 25,500 3,523 52,521 191,379 699'867 1,490 380,919 3,398 18'737 12'281 5,5 3 8 4 $278,100 172,087 25,500 l'4 4 0 48,059 293,362 713'348 6,075 387,665 3,998 22,519 3,199 4 ,5 6 4 4 $194,250 169,207 25,500 1,380 42,835 345,054 737,860 7,322 103,591 3,446 25,673 9,182 4,414 5 $1,830,655 $1,830,875 $1,959,918 $1,069,719 L IA B IL IT IE S Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. Other deposits secured by pledge of assets................................................... Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Other liabilities..................................................................... .................. Add for cents.................................................................................................... $200,000 171,746 $200,000 178,473 $200,000 178,789 $200,000 181,288 9,233 69,632 1,350,855 24,039 5,146 4 17,810 24,668 1.396,252 3,456 10,213 3 13,154 41,699 1,481,503 33,170 11,601 2 10,304 32,493 1,220,511 11,501 13,638 4 Total liabilities.......................................................................................... $1,830,655 $1,830,875 $1,959,918 $1,689,719 295 Q uarterla- S ta te m e n ts Stock and bond investments, viz.: Public securities............................................................................................ Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mtg., deed or other real est. coil. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... ......... Due from trust companies, banks and bankers.............................. Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash item s........................................................................................................ Assets not included in any of the above heads................................................. Add for cents................................................................ . . S A M U E L W . L E O N A R D , Cashier. ^96 OSBORNE BANK — E a s t H a m p t o n CHARLES W. OSBORNE, [Organized 1917] P resid en t. NATHAN N. TIFFANY, Cashier. D IR E C T O R S C h arles W. O sbo rn e, N elson C. O s b o r n e , Sam uel N athan A. G regory, N . T if f a n y , A u s t in S ta te m e n t o f c o n d it i o n F e b . 2 1 , 1 919 S ta te m e n t of c o n d it i o n J u n e 3 0 , 1 91 9 RESOU RCES ulver , Jam es S ta te m e n t of c o n d it i o n S e p t . 12, 1 919 H. M ulford , S ta te m e n t, o f c o n d it i o n N o v . 12, 1919 4,000 14,247 117;525 105 22,167 860 13,306 12,452 3 7,000 13,257 121i 257 150 105,312 1,147 11,180 11,998 4 7,000 11,135 128,663 399 41,458 1,145 13,530 12,792 4 $481,530 $510,130 $624,684 $609,177 Capital.............................................................................................................. Surplus, including all undivided profits........................................................... Preferred deposits, viz.: Deposits by the State of New York........................ Deposits otherwise preferred........................................................................ Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... Bills payable..................................................................................................... Other liabilities........................................................................................................ Add for cents............................................... ... $ 1 0 0 ,0 0 0 33,961 24 \500 $ 1 0 0 ,0 0 0 35,727 24,500 $ 1 0 0 ,0 0 0 35,838 $ 1 0 0 ,0 0 0 38,101 2 2 ,0 0 0 1 ,0 0 0 2 2 ,0 0 0 1 ,0 0 0 318,940 2,050 313,032 1,114 30,000 5,757 462,048 23 440,062 2,363 3,773 ' 2 5,649 Total liabilities................................................................................................. $481,530 $624,684 $809,177 Total resources.......................................................................................... L IA B IL IT IE S 2,078 1 $510,130 9 D is c o u n t 4,000 6,590 103,996 13 13,038 879 11,135 11,303 4 a n d $136,851 141,032 22 213 92 >55 D e p o s it $120,444 136,169 22,213 74,555 o f $101,174 132,323 22,213 69,755 B a n k s $89,338 158,266 22,213 60,755 o n Stock and bond investments, viz.: ......... ...................... ....... Public securities. . . . Private securities......................................................................................... Real estate owned........................................................................................ Mortgages owned............................................................................................ Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................................ Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie.................. ........................................................................................... Other currency authorized by the laws of the United States........................... Assets not included in any of the above heads................................................ Add for cents.................................................................................................... H. C R e po rt J o h n D. St o k e s , H erbert N . E dw ard s. OYSTER BAY BANK — O y s t e r B at 10. M O R G A N G I U F F I N , P resident. [Audroy avenue; organized 1890] E D W A R D F. C H E S H I R E , Cashier. D IR E C T O R S G e >. W . F a l l e n , A m o s J. P h i p p s , C h a s . H . B a y l e .s , Sam uel Y. B ayles, W m . M . D e a n , J n ., E . M o r g a n G r if f in , E r n e s t K . H u t c h in s o n , E l is h a N . H u t c h in s o n , Statement of condition Feb. 21, 1919 G ed. B. P o w ers, E dw ard A . H egem an. A lh eh t C h e s h ir e , Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 $132,870 321,782 25,000 61,450 $109,407 320,753 33,559 75,300 $109,407 327,455 33,559 76,800 $89,346 350,316 33,459 76,800 11,700 107,069 124,093 47,886 4,237 31,421 943 75,493 236,933 4 11,327 157,998 167,970 126,908 6,313 41,507 7,769 80,320 111,412 6 10,950 158,848 130,208 49,020 7,360 23,304 3,291 79,999 202,995 5 10,477 222,382 122,062 70,856 6,892 33,966 1,654 80,000 159,187 4 Total resources.......................................................................................... LIABILITIES Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Other deposits secured by pledge of assets.............. Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers ......................... Other liabilities.................................................................................................. Add for cents..................................................................................................... $1,180,881 $1,250,549 $1,213,201 $1,257,401 $50,000 67,672 126,387 933,481 $50,000 73,837 54,403 1,030,618 3,340 $50,000 71,142 77,048 1,049,105 927 2,326 4,341 $50,000 77,775 47,016 1,075,414 2,272 4,922 1 1 2 2 Total liabilities........................................................................................... $1,180,881 $1,250,549 $1,213,201 $1,257/101 RESOURCES u a r t e r l y ' S t a t e m e n t s 297 Q Stock and bond investments, viz.: Public securities............................................................................................ Private securities........................................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by bond and mortgage, deed or other real estate collateral........................................................................................................ Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Due from the Federal Reserve Bank of New York less offsets........................ Assets not included in any of the above heads................................................ Add for cents..................................................................................................... Statement of condition Nov. 12, 1919 H erm an W. H oops, W i l l i a m H. B r o w n i n g , W . H. B e n n e t t , P A C IF IC BANK — N e w Y ork C it y [470 Broadway; organized 1869] P resid en t. W m . S k in n e r , C a r l V ie t o r , L e w i s L. C l a r k e , D IR E C T O R S J n o . F. D e g e n e r , Jam es W . C ro m w ell, F. C. B u s w e l l , Jo h n T. T e r r y , W il l ia m R . R o s e , O. H. C heney , Stock and bond investments, viz.: Public securities............................................................................................. Private securities........................................................................................... Peal estate owned............................................................................................. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Other currency authorized by the laws of the United States........................... Cash items......................................................................................................... Due from the Federal Reserve Bank of New York less offsets........................ Customers’ liability on acceptances (per contra, see liabilities)....................... Assets not included in any of the above heads................................................ Add for cents..................................................................................................... Total resources........................................................................................... S ta te m e n t o f c o n d it i o n F e b . 2 1, 1 91 9 D a n ie l F r a n c is a l b p .i d g e , G. T e n n e y , R. M a s t e r s , S ta te m e n t o f c o n d it i o n J u n e 30, 1919 A ss t. C ashier. G eo. L ego, J a s . A. S m i t h , T h e o d o r e H. B a n k s . S ta te m e n t o f c o n d it i o n S e p t . 12, 1 9 1 9 S ta te m e n t o f c o n d it i o n N o v . 12, 1 91 9 $1,671,976 4,600 70,000 4 ,149,618 9,600,611 1,214 1,802,113 99,701 872,070 1,409,373 1,974,305 1,365,356 7,893 3 $23,028,833 $763,362 4,600 70,000 5 ,093,836 11,196,691 565 2,159,672 123,813 785.755 2,211,317 2,683,471 1,215,705 8,631 4 $26,317,422 $492,482 4,600 65,000 4.855,737 15,807,084 3,096 1.015,913 119,714 1.294,056 3,427,483 5 ,516,610 1,647,805 6,850 4 $34,256,434 $442,759 4,600 65,000 4,892 ,2 3 6 16,635,715 934 490,108 135,895 1,685,245 2 ,862,588 6 ,925,409 1,633,705 2,533 6 $35,776,733 Capital.............................................................................................................. Surplus, including all undivided profits............................................................ Preferred deposits, viz.: Due New York State savings banks............................................................. $500,000 1,134,838 $500,000 1,164,302 $500,000 1,174,646 $500,000 1,153,871 548,470 399,852 511,528 Due depositors, not preferred........................................................................... Due to trust companies, banks and bankers.................................................... 19.074,014 107,867 22,253,460 568,086 25,407,226 933,114 Rediscounts....................................................................................................... Ac’p’tcs of drafts p’y’bie at a future date or auth’d by com’l letters of credit. . Other liabilities.................................................................................................. Add for cents..................................................................................................... Total liabilities........................................................................................... 678,182 911,107 74,352 3 $23,028,833 300,000 1,006,384 125,335 3 $26,317,422 4 ,097,856 1,423,470 208,592 2 $34,256,434 384,959 58,000 28,514,753 676,176 629,062 2 ,275,110 1,304,507 280,292 o $35,776,733 L IA B IL IT IE S R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t RESOU RCES J. C. LAWRENCE, J. H . W 298 TH E O. H. CHENEY, TH E JO H N A. P O T T E R , President. J o h .v A . P o t t e r , N a th a n ie l O. S w e z e y , J. R o bert B a il e y , PATCHOGUE BANK — Patchogue F R A N K A. PO TTER , Cashier. [44 West Main street; organized 1884] DIRECTORS J e s s e C. M il l s , F red B . N ew in s, D a n i e l R. D a v i s , J ohn M . P r ic e , G e o . H. F u r m a n , C o r y d o n V. S e a r i n g , J ohn J. R o e, H o w a r d S. C o n k l in , W i l l i a m H. A l d r i c h , RESOU RCES F rank J ames S ta te m e n t o f c o n d it i o n S e p t, 12, 1919 S t a te m e n t o f c o n d it i o n J u n e 3 0 , 1919 Overton, M ills, H. S t a te m e n t o f c o n d it io n N o v . 12 1919 $ 1 2 6 ,3 3 5 1 1 5 ,9 7 5 3 8 ,7 0 7 4 8 ,4 2 5 3 2 ,7 3 3 2 9 0 ,1 9 4 2 9 2 ,1 0 3 $ 1 1 3 ,5 3 5 1 1 8 ,9 5 6 3 8 ,7 0 7 4 9 ,1 2 5 3 2 ,0 8 3 2 5 2 ,6 8 2 2 9 6 ,9 1 7 5 9 ,7 7 3 4 ,8 1 5 2 8 ,1 8 5 1 ,6 9 7 1 1 ,1 2 2 4 7 0 ,7 3 2 6 ,5 7 7 2 3 ,4 5 7 798 1 1 ,0 7 1 5 6 0 ,0 6 8 6 ,2 1 0 5 1 ,9 3 6 1 ,4 3 2 1 4 ,4 0 8 5 $ 8 5 3 ,7 7 5 $ 9 3 7 ,2 6 6 $ 1 ,0 5 7 ,1 1 2 $ 1 ,0 3 6 ,0 6 4 Capital.................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers.................................................... Other liabilities....................................................................................................... Add for cents............................................................................................................ $ 7 5 ,0 0 0 8 1 ,9 7 0 $ 7 5 ,0 0 0 8 0 ,7 4 2 $ 7 5 ,0 0 0 8 6 ,0 8 7 $ 7 5 ,0 0 0 9 1 ,4 5 5 1 6 ,6 2 7 5 ,3 9 2 6 2 8 ,0 6 3 2 5 ,0 0 0 2 1 ,7 2 2 1 6 ,9 4 7 6 ,8 5 4 7 4 1 ,0 7 5 1 1 ,8 6 6 6 ,3 8 9 8 7 2 ,9 3 4 1 1 ,1 9 9 6 ,4 3 9 8 4 5 ,5 8 5 1 6 ,6 4 7 4 ,8 3 4 6 ,3 8 4 1 1 2 2 Total liabilities................................................................................................. $ 8 5 3 ,7 7 5 $ 9 3 7 ,2 6 6 $ 1 ,0 5 7 ,1 1 2 $ 1 ,0 3 6 ,0 6 4 Total resources............................................................................................. L IA B IL IT IE S 299 $ 1 1 9 ,3 1 0 1 1 4 ,2 5 0 2 9 ,4 5 7 5 7 ,6 7 5 3 4 ,2 8 3 1 6 7 ,6 7 0 3 0 9 ,0 2 5 Statem ents $ 1 7 8 ,6 9 3 1 0 3 ,2 2 8 2 9 ,4 5 7 5 9 ,9 2 5 4 3 ,4 0 8 3 6 ,2 8 5 2 7 1 ,8 9 9 10 8 6 ,2 1 7 7 ,0 0 0 2 1 ,9 4 1 3 ,3 2 1 1 2 ,3 8 7 4 Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts...................................................................................... Due from trust companies, banks and bankers.................................................... Specie.................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items.............................................................................................................. A.ssets not included in any of the above heads.................................................. Add for cents.................................................................................................... S t a te m e n t o f c o n d it io n F e b . 2 1 , 1 919 A r c h iba ld S. H a v e n s, J os. T . L o se e , J a m e s H. S n e d e c o r . CO TH E PECONIC BANK WILLIAM E. DENISON, P resid en t. — Sag o o H arbor [Organized 1889] FRANK W. CORWIN, C ashier. DIRECTORS ffji. E. D e n iso n , C l iffo r d J. F o st e r , Wi vi . R . R e i m a n n , E v e r e t t L. T i n d a l l , C asper S ch a efer. RESOU RCES S t a te m e n t o f c o n d it io n J u n e 3 0 , 1919 S t a te m e n t o f c o n d it io n S e p t. 12, 191 9 H enry F. C ook, S ta te m e n t o f c o n d it io n N o v . 12, 1 91 9 1 ,2 7 5 1 0 2 ,1 7 2 8 6 ,5 9 2 1 ,3 0 4 2 2 ,4 7 4 2 ,9 9 7 9 ,0 0 0 4 ,4 4 9 2 ,1 0 5 3 1 .2 7 5 1 0 9 ,5 1 7 8 5 ,4 1 0 2 ,1 3 8 7 3 ,8 0 3 1 ,4 4 8 8 ,0 0 0 2 ,5 9 3 4 ,9 9 2 4 1 ,2 7 5 1 4 2 ,6 1 3 8 0 ,2 7 0 1 ,1 3 3 2 2 ,9 0 5 3 ,7 8 5 1 1 ,0 0 0 9 ,3 4 8 6 ,8 4 7 3 Total resources................................................................................................. $ 2 5 8 ,6 2 2 $ 2 7 5 ,8 1 7 $ 3 3 7 ,6 2 6 $ 3 2 5 ,9 7 5 Capital....................................................................................................................... Rurolus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks......................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ $ 2 5 ,0 0 0 2 2 ,9 1 5 4 ,9 9 3 2 0 2 ,4 7 4 2 ,4 8 4 754 2 $ 2 5 ,0 0 0 2 2 ,9 7 4 6 ,4 2 1 2 1 6 ,3 3 3 4 ,1 7 4 913 2 $ 2 5 ,0 0 0 2 4 ,4 3 9 2 ,9 3 1 2 8 3 ,1 4 0 1 ,1 5 9 955 2 $ 2 5 ,0 0 0 2 5 ,9 0 6 3 ,3 9 6 2 6 7 ,4 6 9 3 ,4 9 3 709 2 Total liabilities................................................................................................. $ 2 5 8 ,6 2 2 $ 2 7 5 ,8 1 7 $ 3 3 7 ,6 2 6 $ 3 2 5 ,9 7 5 L IA B IL IT IE S D is c o u n t Other currency authorized by the laws of the United States............................. Cash items................................................................................................................. Assets not included in any of the above heads................................................................. Add for cents....................................................................................................................................... 1 ,2 7 5 7 6 ,0 1 6 7 6 ,1 5 0 870 3 1 ,2 7 4 2 ,6 5 5 5 ,0 0 0 2 ,3 9 2 1 ,8 8 7 2 and $ 1 6 ,8 8 8 2 8 ,4 7 3 1 ,4 3 5 D e p o s it $ 2 8 ,3 0 0 1 8,7 1 1 1 ,4 3 5 of $ 2 3 ,3 0 0 1 8,7 1 1 1 ,4 3 5 B anks $ 4 0 ,2 9 5 1 9 ,3 7 1 1 ,4 3 5 on Slock and bond investments, viz.: Public securities............................................................................................................................ Private securities.................................................................................................. Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral. -.............................................................................................................. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... S t a te m e n t o f c o n d it io n F e b . 2 1 , 1919 J ohn M . W oodw ard, R eport O l i n M. E d w a r d s , F ra n k W . C o r w in , TH E P E O P L E ’S B A N K A. D. BISSELL, President. A. D. C. R. B issell, K. H. H u tc h in so n , J ohn H untley, H ughes, OF B U FFA LO [224 Main street; organized 1889] DIRECTORS H ow ard B is s e l l , F r a n k S. M c G A. D. S i k e s , S. B . E a g a n , RESOU RCES Stock and bond investments, viz.: Public securities................................................................................................... B uffalo C. G. FEIL, ra w , S t a te m e n t o f c o n d it i o n F e b . 2 1 , 1910 E. J. I ) . J. N ew ell, K e n e f ic k F rank E. W a ttles, B radley G oodyear. S ta te m e n t o f c o n d it i o n S e p t . 12, 1 919 S ta te m e n t of c o n d it i o n J u n e 3 0 , 1919 C ashier. S t a te m e n t o f c o n d it io n N o v . 12, 1919 O d £ H gj £ 4 2 ,6 7 3 5 $ 1 ,8 8 1 ,0 8 8 1 ,6 4 0 ,1 8 4 2 5 0 .0 0 0 6 1 ,8 7 2 5 0 2 ,4 0 0 5 ,7 4 5 ,8 0 2 4 ,3 6 3 ,2 3 2 6 ,4 5 9 8 1 9 ,0 5 7 4 9 ,2 8 8 3 0 5 ,7 0 2 3 5 0 ,5 2 5 1 ,8 0 6 ,5 3 7 1 0 0 .0 0 0 4 8 ,9 8 1 5 $ 1 7 ,1 9 7 ,8 3 7 $ 1 7 ,8 5 1 ,5 5 9 $ 1 7 ,9 3 1 ,1 3 2 ^ $ 6 0 0 ,0 0 0 8 6 0 ,4 8 6 $ 6 0 0 ,0 0 0 8 6 3 ,4 9 6 $ 6 0 0 ,0 0 0 9 0 5 ,7 5 7 $ 6 0 0 ,0 0 0 9 2 0 ,6 2 2 7 1 5 ,6 1 5 1 1 5 ,7 2 2 1 5 7 ,0 0 0 1 ,6 0 9 ,0 3 9 1 1 ,2 4 3 ,1 4 5 1 ,1 9 1 ,1 2 8 7 6 8 ,5 8 9 9 0 ,4 0 9 1 5 7 .0 0 0 6 4 9 ,7 2 9 1 1 ,9 9 3 ,7 7 9 1 ,2 0 4 ,3 1 2 7 5 0 .0 0 0 5 4 ,0 0 0 6 6 ,5 2 0 5 9 2 ,2 3 6 1 0 3 ,0 4 9 1 4 0 .0 0 0 2 2 8 ,2 5 2 1 3 ,4 7 7 ,4 9 5 1 ,1 8 8 ,7 6 9 5 0 0 .0 0 0 6 4 1 ,3 4 4 7 2 ,4 6 6 1 6 4 .0 0 0 6 7 ,2 5 2 1 3 ,6 6 4 ,7 0 6 1 ,1 0 9 ,1 2 8 5 0 0 .0 0 0 1 0 0 .0 0 0 9 1 ,6 1 1 $ 2 ,4 0 8 ,3 6 5 1 ,6 5 3 ,6 7 7 2 5 0 ,0 0 0 6 2 ,4 9 3 4 7 5 ,2 8 6 5 ,0 7 9 ,3 0 8 3 ,9 0 9 ,1 8 1 9 ,5 4 4 1 ,0 0 4 ,2 2 3 4 7 ,0 8 2 3 2 9 ,9 3 1 3 3 6 ,3 8 5 1 ,5 4 0 ,8 4 0 5 4 ,0 0 0 3 7 ,5 1 9 3 $ 2 ,3 4 9 ,1 2 5 1 ,6 7 4 ,2 8 3 2 5 0 ,0 0 0 6 3 ,6 1 9 4 8 3 ,1 3 8 5 ,6 6 6 ,0 9 4 4 ,2 4 6 ,6 9 9 4 ,3 7 3 7 4 9 ,0 7 9 5 3 ,9 7 4 2 8 0 ,9 8 6 2 6 5 ,4 9 3 1 ,7 2 2 ,0 1 8 $ 1 6 ,5 9 8 ,3 7 3 L IA B IL IT IE S Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Due New York State sav. and loan ass’ns, credit unions and land bank. . . . Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Acc’t’ces of drafts p’y ’ble at a future date or auth’d by corn’l letters of credit. . $ 1 6 ,5 9 8 ,3 7 3 3 $ 1 7 ,1 9 7 ,8 3 7 1 1 5 ,9 9 9 2 $ 1 7 ,8 5 1 ,5 5 9 3 $ 1 7 ,9 3 1 ,1 3 2 m H £ d H co 301 Add for cents............................................................................................................ 2 5 ,0 0 0 8 1 ,2 3 6 2 * Statem ents $ 3 ,2 8 1 ,3 3 1 1 ,7 0 5 ,5 8 8 2 5 0 ,0 0 0 2 8 ,1 4 1 5 1 7 ,5 7 6 5 ,0 2 3 ,8 8 3 3 ,1 6 8 ,6 5 5 6 ,7 8 8 1 ,3 5 7 ,7 3 4 1 1 5 ,7 2 0 7 5 9 ,7 5 6 2 2 7 ,0 2 9 8 5 ,9 4 9 2 5 ,0 0 0 4 5 ,2 1 8 5 Q uarterly Real estate owned.................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Soecie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. — 2 302 PEOPLE’S BANK OF EVANS MILLS F. J. Baumert, J. P. Lortscher, W. M. Comstock, Oren S. Pickard, — E vans M il l s [Organized 1919] C. W . CRYSLER Treasurer. DIRECTORS C. B. Fletcher, E. G. Rogers, Statement of condition Feb. 12, 1919 L. G. Hawn, C. E. Ward. Statement of condition June 30, 1919 Statement of' condition Sept. 12, 1919 $1,000 $50,000 10,382 73,173 576 1 $92,645 $134,132 ....................... ' D is c o u n t $50,000 10,020 32,625 and $134,132 D e p o s it $92,645 80,815 443 8,620 of 806 2 $5,787 3,158 8,170 70,945 1 33,541 394 9,498 8 2,624 6 959 Total liabilities........................ ............................................................................. ....................... __ ■.......... ................. ........ . ... ---------- - ---- . ■ • ......— ... Statement of condition Nov. 12 1919 B anks Stock and bond investments, viz.: Public securities............................................................................................................ Real estate owned............................................................................................................ Loans and discounts secured by other collateral..................................................... Loans discounts and bills purchased not secured by collateral........................... Overdrafts.......................................................................................................................... Due from trust comoanies, banks and bankers........................................................ Specie.......................... .............................................................................................. Other currency authorized by the laws of the United States............................... Cash items. . . . ...................................... ............................................................ Assets not included in any of the above heads........................................................ Add for cents................................... ....................................................................... Total resources......................................................................................................... LIABILITIES Capital....................... .............................................................................................. Surplus, including all undivided profits...................................................................... ............. .. ..................................... Due depositors, not preferred. . . . Other liabilities............................................ . . . . ...................................................... Add for cents..................................................................................................................... H. A. Hickok, on RESOURCES S. N. Gould, E. J. Walrath, R eport OREN S. PICKARD President. TH E P E O P L E ’S B A N K J. F kank S chummer, F red C. B onn et, C ah lto n E. E no, OF HAM BURGH II. R. J. II. S a l isb u r y , H a r o l d V. C o o k . Statement of condition Feb. 21, 1919 Statement of condition Sept. 12 , 1919 A. D rummer, Statement of condition Nov. 12, 1919 $302,991 101,420 28,650 127,980 41,069 140,908 285,635 169 116,940 5,159 26,080 8,623 4 $236,609 106,816 25,000 145,420 38,171 153,196 351,518 1,433 47,961 3,996 25,137 9,530 4 $171,583 111,938 25,000 157,370 34,914 219,242 396,935 238 60,524 3,319 23,275 8,480 4 $143,483 103,088 25,000 178,270 31,951 230,677 461,457 1,226 39,210 5,032 27,231 9,272 4 $1,185,628 $1,144,791 $1,212,822 $1,255,901 $30,000 63,899 $30,000 61,450 $30,000 64,917 $30,000 67,153 11,148 9,102 22,330 20,345 881,561 4.000 75.000 40.000 2 2 ,0 0 0 20,188 933,392 10,479 8,950 2 0 ,0 0 0 2 0 ,0 0 0 14,947 995,478 5,947 1,027,349 30.000 57.000 9,500 ' 5,000 1 .0 0 0 55.000 17.000 5,000 1 3 1 2 $1,185,628 ' ' $1,144,791 ' ' .212.822 ' ' $1,255,901 1 0 0 ,0 0 0 $1 jr , a £ g W S Kj rr. h > ha £ teJ 2 oa 303 ...................... Statement of condition June 30, 1919 G eohoe Statem ents Total resources................................................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State sav. and loan ass’ns, credit unions and land bank. . . . Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Bills payable............................................... ... Rediscounts................................................. ........................... Other liabilities......................................................... Add for cents............................................ ................ H ester, Q uarterly Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. ......................... Real estate owned............................................................... Mortgages owned..................................................................................................... Loams and discounts secured by bond and mtg., deed or other real est. coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................... Other currency authorized by the laws of the United States............................. Assets not included in any of the above heads.................................................... Add for cents......................................................................... ......................... H am burg H. R. S T R A T E M E IE R , Cashier. DIRECTORS J. W. St k a t e m e ie k , C l a r e n c e L. B a s t i a n , resou rces Total liabilities.............................. — [46 Main street; organized 1891] G E O R G E A. D R U M M E R , President. o oo TH E P E O P L E ’S B A N K E V E R E T T F O W L E R , President. E verett F ow ler, C harles F. F reybocle, OF H AVER STR AW [1 Broadway; organized 1887] DIRECTORS J a s . H. M C a l v i n T. A l l i s o n , O . E. R e y n o l d s . Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral.......................................................... ............................................ Loans and discounts secured bv other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts........................................................... ............................................ Due from trust companies, banks and bankers................................................... Specie........ . . . . .. Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents..................................................... .......................................... Total resources................................................................................................. CO O. E. REYNOLDS, o r r isse y Statement, of condition Feb. 21, 1919 E. O. Statement of condition June 30, 1919 R o se, C ashier. Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $178,988 233,788 15,000 $273,257 237,061 15,000 $191,072 225,143 15,000 $185,502 224,561 15,000 1 0 ,0 1 0 95,057 297,786 2,366 104,605 23,545 29,714 685 9,919 10,015 92,925 331,905 3,221 63,822 32,490 62,972 5,880 8,864 9,019 86,800 315,800 4,276 73,334 34,837 34,772 3,600 10,415 9,003 138,056 297,726 4,656 85,010 27,592 29,863 2,780 6 6 6 4 $1,004,469 $1,137,418 $1,004,074 $1,029,965 $50,000 198,153 $50,000 197,544 $50,000 184,042 $50,000 187,009 6,964 20,375 651,630 14,305 9,079 25,482 729,884 983 1 0 ,2 1 2 L IA B IL IT IE S Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due N. Y. State savings and loan associations, credit unions and land bank Deposits by the State of New Y ork.................................................................. Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities................................................................................................. 75,000 2,345 2 $1,004,469 4,602 1 2 5,803 10,229 742,378 31 30,000 4,511 $1,137,418 $1,004,074 $1,029,965 748,020 2,069 120,000 5,479 2 D enton F o w ler, 2 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t RESOURCES H av erstraw TH E EDWARD WELLS, P E O P L E ’S B A N K OF J O H N S T O W N , N . Y .- Jo hnstow n DONALD FRASER, [51 West Main street; organized 1889] P resid en t. DIRECTORS (iE o . C. P o t t e r , J a '-e s E . K n o x , J ohn W . U h l in c e r , D onald F r a se r , J . P . A r g e f .s i n c e r , R ic h a rd M . E v a n s, C h a s . O. C r o s s , J a s . S. I r e l a n d , F r e d H. B e h l e n , F rank A dams, E dward W e l l s, m. H M aylender, D a v id A. H a y s , E dward C. D ecked C h a r les K in o . W RESOURCES Statement of condition Nov. 12, 1919 $762,043 884,475 47,391 29,300 $485,867 994,768 47,404 29,300 $463,969 1,014,736 47,404 29,300 $468,787 1,015,325 47,554 29,300 57,859 498,871 972,725 188 301,278 13,684 62,000 16,295 62,591 13,209 5 58,484 583,159 1,099,214 287 56,934 15,859 64,350 27,115 38,200 11,795 55,540 376,859 1,169,941 6 55,490 468,370 1,252,039 148 256,944 16,089 77,000 18,678 12,431 19,163 4 $3,721,914 $3,512,742 $3,741,795 $3,711,815 $2 0 0 ,0 0 0 318,519 133,690 2,908,403 1,514 150,000 9,786 $2 0 0 ,0 0 0 329,423 20,271 2,507,516 4,349 300,000 151,181 $2 0 0 ,0 0 0 350,607 149,143 2,727,128 2,679 300,000 12,237 $2 0 0 ,0 0 0 346,729 66,954 2,970,795 18,942 2 2 1 2 $3,721,914 $3,512,742 $3,741,795 $3,711,815 120 406,476 15,240 79,183 30,375 3,734 13,375 6 Q uarterly Statem ents Stock and bond investments, viz.: Public securities................................................................................................... Private securities.................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ D a n i e l S. G r a h a m , E. M. K ennedy, Statement of condition Sept. 12, 1919 Statement of condition June 30, 1919 Statement of condition Feb. 21, 1919 C ashier. L IA B IL IT IE S Capital..................................................................................................... Surplus, including all undivided profits............................................... Preferred deposits, viz.: Other deposits secured by pledge of assets . Due depositors, not preferred............................................................... Due to trust companies, banks and bankers...................................... Bills payable........................................................................................... Other liabilities............................................. ...................................... Add for cents.......................................................................................... 8,393 305 Total liabilities. 1 0 0 ,0 0 0 306 PEOPLE’S B AN K OF NIAGARA FALLS — N ia g a r a F alls GEO. W. WHITEHEAD, President. [1922 Main street; organized 1886 as Bank of Suspension Bridge] HENRY J. HILLER, Cashier. DIRECTORS J ohn O. C h a pin , G eorge F. N y e , H e n r y J. H il l e r , J a m e s T. L o w , L . S. S i l b e r b e b g , G eo W . W h it e h e a d . Statement of condition Feb. 21, 1919 Stock and bond investments, viz.: Public securities.................................................................................................... $518,439 Private securities.................................................................................................. 250,306 Real estate owned.................................................................. ..................... 52'691 Mortgages owned..................................................................................................... 51^073 Loans and discounts secured by bond and mortgage, deed or other real estate collateral................................................................................................................ 265,644 Loans and discounts secured by other collateral................................................. 415,769 Loans, discounts and bills purchased not secured by collateral......................... 291,457 Overdrafts............................ . . ... 4 Due from trust companies, banks and bankers.................................................... 590,907 Specie................ 5,850 48,197 Other currency authorized by laws of the United States.................................... ................................ Cash items................................................................... 7',879 Assets not included in any of the above heads.................................................... 43,469 ................................................................ ................................ Add for cents 7 Total resources................................................................................................. LIABILITIES Capital................................................................................................. Surplus, including all undivided profits..................................................... Preferred deposits, viz.: Deposits by the State of New York...................................................... Other deposits secured by pledge of assets............................................. Due depositors, not preferred.................................................................. Due to trust companies, banks and bankers.............................................. Other liabilities...................................................................................... ........................... Add for cents.................................................... Total liabilities................................................................................ N. D aggett, Statement of condition June 30, 1919 F rank E . J ohnson, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $519,486 266,377 77,179 42,376 $533,781 260,044 77,015 41,326 $450,239 252,778 75,636 40,926 271,240 550,499 337,279 70 409,809 16,397 58,615 22,625 15,324 4 284,618 518,611 308,461 523,351 8,511 57,109 28,034 24,288 7 249,302 755,771 331,629 38 521,633 7,772 99,590 13,344 42,200 7 $2,541,692 $2,587,280 $2,665,162 $2,840,865 $100,000 138,660 $100,000 146,856 $100,000 152,929 $100,000 153,638 24,000 20,000 2,164,958 82,032 12,042 24,000 24,000 2,288,972 17,392 10,060 24,000 35,000 2,268,678 67,913 16,640 2 2,470,900 58,803 33,522 2 $2,541,692 $2,587,280 $2,665,162 $2,840,865 6 R e p o r t o k B a n k s o f D e p o s it a n d D is c o u n t r eso u r ce s C lin to n TH E PEOPLE’S BANK OF POTSDAM, N. Y — P otsdam H. J. SANFORD, [15 Market street; organized 1889] P resid en t. F. R. WOODRUFF, C ashier. DIRECTORS R oyal N ew to n , II. J. S a n f o r d , W . O. D a n i e l s , R u fu s L. S isso n , J. S . M c K a y , RESOURCES F. J. A. Stoughton, L. B row n . Statement of condition Feb. 21, 1919 J as. Statement of condition June 30, 1919 A. Cox, C. S. F e r r is , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 Stock and bond investments, viz.: $137,364 157,648 13,000 7,500 15,380 220,306 438,994 368 154,289 7,393 14,915 6,669 4,548 5 $1,178,379 4 $1,218,967 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State sav. and loan ass’n, credit unions and land bank........ Other deposits secured by pledge of assets....................................................... Deposits otherwise preferred.............................................................................. Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................ Rediscounts.............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $ 1 0 0 ,0 0 0 81,760 $ 1 0 0 ,0 0 0 84,759 $ 1 0 0 ,0 0 0 88,706 $ 1 0 0 ,0 0 0 93,702 7,883 11,234 9,735 761,356 837 138 11,250 1,510 12,250 3,162 1,250 817,167 2,230 30.000 65.000 6,460 854,081 416 50.000 65.000 6,434 883,472 345 Total liabilities................................................................................................. $1,043,759 $144,515 163,425 13,000 7,500 15,007 228,726 483,222 302 118,759 8,242 25,214 2,830 8 ,2 2 1 LIABILITIES 130,000 7,034 1 2 2 $1,117,005 $1,178,379 $1.218.967 307 65,000 5,950 4 Statem ents $125,285 152,145 13,000 7,500 15,691 211,365 456,508 175 100,987 7,538 18,622 6,271 1,914 4 $1,117,005 Q uarterly $157,894 150,768 13,000 5,000 10,016 240,562 365,193 1,499 70,788 7,559 14,653 2,968 3,855 4 $1,043,759 Private securities................................................................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. THE PEOPLE’S BANK OF TROY [C04 Second avenue; organized 1889] P resid en t. 308 F. B. TWINING, T roy A. B. COBDEN, Cashier. DIRECTORS F. B. T A. P. J. in e , M cK ean, H. w in in c i L yons, J. J. C h ild , A. B . C o b d e n , W. H. r esou rces Stock and bond investments', viz.: Public securities.................................................................................................... Private securities.................................................................................................. Beal estate owned.................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral................................................................................................................ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts............ ... ............................................................ Due from trust companies, banks and bankers................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ H. E. W. W. H. B olton, I. A. R o v e . D rafee, N orthrup, Statement of condition Feb. 21, 1910 Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 D e n n in , Statement of condition Nov. 12, 1919 $289,900 88,135 5,000 $234,250 75,583 5,000 $239,850 75,583 5,000 $229,650 75,584 5,000 14,087 425,299 379,513 3 93,094 7,065 38,020 4,460 3,848 5 17,813 466,936 331,714 20,847 470,072 381,722 22,970 448,463 380,413 99,573 7,308 37,406 4,861 6,637 4 160,679 3,929 37,582 1,546 9,957 4 i o s ; 777 7,088 25,239 7,897 6,926 4 $1,348,429 $1,287,085 $1,386,771 $1,408,011 Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New York.......................... Due depositors, not preferred................................................................................. $ 1 0 0 ,0 0 0 137,919 31,000 995,226 $ 1 0 0 ,0 0 0 149,290 31,000 1,091,442 Other liabilities......................................................................................................... 84,283 $ 1 0 0 ,0 0 0 140,082 31,000 999,340 5,568 11,093 2 1 $ 1 0 0 ,0 0 0 150,752 31,000 1,096,930 11 214 IS', 114 Total resources................................................................................................. LIABILITIES Add for cents............................................................................................................ Total liabilities................................................................................................. 1 $1,348,429 $1,287,085 15,038 $1,386,771 1 $1,408,011 R e p o r t on B a n k s o f D e p o s it a n d D is c o u n t C. L. P TH E PEOPLE’S STATE BANK OF EAST R A N D O L P H — E a s t R a n d o l p h W. E. SEARLE, [Organized 1891] P resid en t. S. C . 11E NNIN( W . A. M i i , ks D IR E C T O R S W . E. S e a r l e , RESOURCES It. T. S t a te m e n t o f c o n d it io n F e b . 2 1 , 1919 S e a r i .e , M. S t a te m e n t o f c o n d it i o n J u n e 30, 1 91 9 I). Cashier. .1 OHNSON. S ta te m e n t o f c o n d it i o n S e p t. 12, 1919 S t a te m e n t o f c o n d it io n N o v . 12, 1919 $2,084 2,500 3,940 $1,400 2,500 3,890 $1,400 2,500 $1,400 2,800 1 0 ,1 2 0 1 0 ,1 2 0 7,525 30,656 141,248 644 48,413 1,635 7,983 41 950 3 7,525 31,156 158,623 348 42,465 1,396 7,376 149 1,250 7,525 30,056 169,979 1,042 63,851 1,426 6,255 6,300 30,221 167,165 1,337 84,359 1,301 9,156 1,560 2 2 2 ,2 2 0 2 $247,622 $258,080 $296,216 $317,941 Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Other deposits secured by pledge of assets............... Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Other liabilities........................................................................................................ Add for cents................. ............................... . . ................................. $25,000 29,466 $25,000 29,158 $25,000 30,578 $25,000 30,774 201,052 1,620 1,250 238,907 680' 1,050 259,600 345 Total liabilities................................................................................................. $247,622 Total resources................................................................................................. 1 ,0 1 0 1,050 L IA B IL IT IE S 2 ,0 0 0 190,154 51 950 1 $258,080 1 2 ,2 2 0 2 $296,216 $317,941 309 Quarterly S tatements Stock and bond investments, viz.: Public securities................................................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral............................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ S. C. HENNING, 310 TH E PHOENIX BANK — P h o e n ix J. A. HAWKS, [Organized 18691 P resid en t, J. A. H aw ks, C. E. H u t c h in s o n , DIRECTORS K. N. S w e e t , E. G. HUTCHINSON, E. G . H u t c h in s o n , C a sh ier. F. W . H oefler, $501,726 $512,160 $485,782 $532,524 $35,000 20,334 15,214 409,434 $35,000 18,762 39,404 408,520 $35,000 23,600 15,099 401,619 $35,COO 25,465 7,657 438,875 18,307 3,435 2 6,031 4,441 2 6,638 3,825 1 21,473 4,052 2 Total liabilities................................................................................ $501,726 $512,160 $485,782 $532,524 D is c o u n t Total resources............................................................................... LIABILITIES Capital................................................................................................. Surplus, including all undivided profits..................................................... Preferred deposits, viz.: Deposits otherwise preferred............................... Due depositors, not preferred.................................................................. Acceptances of drafts payable at a future date or authorized by commercial letters of credit................................................................................... Other liabilities...................................................................................... Add for cents........................................................................................ and $81,381 67,365 17,000 25,690 19,000 10,050 184,506 73 77,481 885 22,313 354 21,473 4,950 3 D e p o s it $81,027 65,380 16,850 21,690 19,000 9,015 186,655 626 58,691 510 15,105 1,792 6,638 4,800 3 of $108,974 34,644 16,850 26,190 19,000 5,500 176,615 1,342 90,836 620 18,734 1,021 6,031 5,800 3 Stock and bond investments, viz.: Public securities.................................-............................................... Private securities................................................................................ Real estate owned.................................................................................. Mortgages owned................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll.. . Loans and discounts secured by other collateral........................................ Loans, discounts and bills purchased not secured by collateral.................... Overdrafts............................................................................................. Due from trust companies, banks and bankers.......................................... Specie................................................................................................... Other currency authorized by the laws of the United States........................ Cash items............................................................................................ Customers’ liabilitv on acceptances (per contra, see liabilities).................... Assets not included in any of the above heads........................................... Add for cents........................................................................................ B anks $106,479 34,644 17,000 23,440 19,000 2,500 187,542 234 61,605 830 23,612 831 18,307 5,700 2 resources on Statement of condition Sept. 12, 1919 R eport Statement of condition Nov. 12, 1919 Statement of condition June 30, 1919 Statement of condition Feb. 21, 1919 PO W ER P AU L A. SCH O E LLK O P F, President. P aul A. Schoellkopf, F r e d e r ic k C h o s m a n n , J os. E . M o n tag u e, F r a n c is H . S a l t , C IT Y BANK — N ia g a r a F alls FRANK A. SCHUMACHER, [207 Fall street; organized 1893] DIRECTORS C h as. E. H aeberle, E d son P. P f o h l, F red M ason , F r a n k J. T o n e , RESOU RCES S t a te m e n t o f c o n d it io n J u n e 3 0 , 1 919 S ta te m e n t of c o n d it io n S e p t . 12, 1 919 S t a te m e n t o f c o n d it io n N o v . 12, 1919 $ 8 9 7 ,3 9 1 1 8 1 ,8 7 8 2 ,9 7 4 5 5 ,3 2 4 4 ,0 2 7 ,8 6 6 2 ,8 4 1 ,8 4 3 2 ,3 3 1 7 2 7 ,1 7 8 2 0 ,0 6 9 1 0 0 ,5 6 7 5 0 ,4 6 9 4 7 2 ,6 4 3 1 0 ,3 2 6 4 $ 5 8 6 ,6 2 6 3 0 5 ,0 0 0 2 ,9 7 4 4 2 ,5 1 4 3 ,4 5 9 ,7 4 3 3 ,3 6 8 ,9 6 4 423 5 7 8 ,5 4 3 1 2 ,8 1 8 1 3 7 ,7 2 3 5 3 ,6 7 1 6 9 3 ,2 5 9 2 8 ,3 6 7 5 $ 57 0 ,1 5 1 1 7 7 ,0 2 5 2 ,9 7 4 3 1 ,9 0 4 3 ,1 5 5 ,6 1 0 3 ,1 7 0 ,2 8 6 1 ,0 1 9 5 0 1 ,3 3 0 1 0 ,9 3 3 1 9 0 ,5 7 1 2 3 ,0 8 8 6 2 2 ,3 7 9 2 2 ,0 9 1 5 $ 9 ,2 4 0 ,4 1 2 $ 9 ,3 9 0 ,8 6 3 $ 9 ,2 7 1 ,6 3 0 $ 8 ,4 7 9 ,3 6 6 $ 3 0 0 ,0 0 0 4 0 9 ,3 3 8 $ 3 0 0 ,0 0 0 4 4 4 ,7 7 7 $ 3 0 0 ,0 0 0 4 8 4 ,0 5 7 $ 3 0 0 ,0 0 0 4 8 4 ,5 6 1 2 4 1 ,6 2 8 1 7 1 ,2 9 4 1 0 1 ,0 0 0 4 3 8 ,8 0 4 1 0 0 ,1 5 3 5 ,5 7 5 ,3 8 7 1 5 ,8 0 6 9 1 7 ,5 2 6 9 6 9 ,4 7 3 1 8 0 ,3 3 6 4 4 ,2 4 2 1 0 1 ,0 0 0 1 9 3 ,0 5 4 7 7 ,4 9 4 6 ,4 9 1 ,7 4 2 1 8 ,7 5 3 7 5 5 ,0 4 3 7 8 4 ,4 1 7 2 7 3 ,6 5 0 3 3 ,0 1 1 9 0 ,0 0 0 1 9 0 ,1 7 9 7 4 ,2 8 5 6 ,9 4 3 ,5 0 2 9 ,9 2 2 6 6 3 ,8 4 1 2 0 9 ,1 7 9 2 4 0 ,6 5 7 3 1 ,8 9 2 9 0 ,0 0 0 7 7 ,5 7 6 1 5 8 ,2 7 6 6 ,5 5 3 ,1 0 2 1 7 ,5 6 8 3 3 8 ,4 4 1 1 8 7 ,2 9 0 L IA B IL IT IE S Capital...................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings banks................................................................. Due New York State sav. and loan ass’n, credit unions and land bank....... Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Deposits otherwise preferred.............................................................................. Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities................................................................................................. 3 5 4 3 $ 9 ,2 4 0 ,4 1 2 $ 9 ,3 9 0 ,8 6 3 $ 9 ,2 7 1 ,6 3 0 $ 8 ,4 7 9 ,3 6 6 311 $ 1 ,9 4 7 ,5 3 8 1 7 3 ,5 6 6 2 ,9 7 4 3 9 ,5 7 8 3 ,7 9 2 ,7 0 6 1 ,9 7 7 ,8 6 8 1 ,1 5 4 5 6 3 ,5 8 7 1 0 ,3 1 3 2 3 7 ,6 3 4 3 2 ,7 8 2 4 3 2 ,9 5 3 2 7 ,7 5 5 4 STATEM ENTS Other currency authorized by the laws of the United States............................. Cash items................................................................................................................ Due from the Federal Reserve Bank of New York less offsets.......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. S ta te m e n t o f c o n d it io n F e b . 2 1 , 191 9 M o r r i s C o h n , J r ., [TAETEELY Stock and bond investments, viz.: Public securities................................................................................................... Private securities................................................................................................. Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtg., deed or other real est. coll. . . Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... F r e d J. C o e , I s a a c R. E d m a n d s . C ashier. PRATTSBURGH I ra C . P ratt, BANK — P rattsburgh F hed E . W m . B . P ratt, W IL L IA M C U F F N E Y , Cashier. M cC o n n ell, H e r b e r t S c o f ie l d . Statement of condition Feb. 21, 1919 Statement of condition June 30, 1919 W m . M c M ic h a e l , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 on RESOURCES W .m . C u f i ' n e v , eport E m m e t F . St o n e , STATE [Organized 1904] DIRECTORS B lood, J o s . G. R IR A C. P R A T T , President. $180,559 7,500 23,630 $182,463 7,400 26,730 $189,974 7,300 32,330 Ba 15,975 43,200 105,202 62 86,477 2,397 6,041 4,600 3 16,675 32,459 115,811 7,600 24,587 114,252 of 61,144 2,640 7,460 4,500 3 9,475 30,951 126,161 45 44,457 2,072 6,156 3,800 4 $457,474 $452,383 $439,714 $489,153 Capital............................................................................................ Surplus, including all undivided profits...................................... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred...................................................... Other liabilities.............................................................................. Add for cents................................................................................. $25,000 45,059 14,500 370,014 2,900 $25,000 45,748 14,500 364,635 2,500 $25,000 48,476 13,000 350,738 2,500 $25,000 49,374 13,000 397,779 4,000 Total liabilities....................................................................... $457,474 $452,383 $439,714 $489,153 D isc o u n t 1 and LIABILITIES e p o sit 1 97,098 2,472 9,536 4,000 3 D Total resources...................................................................... 2 n ks $168,187 7,500 17,830 Stock and bond investments, viz.: Public securities Real estate owned........................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral................................................................................................................ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie......................................................................................................................... Other currency authorized by the laws of the United States............................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ TH E JULIUS SILBERZWEIG, PR O GR ESS B A N K P resid en t. OF NEW YORK — N e w [119 Avenue A; organized 1919] Y ork C it y ALBERT SILBERZWEIG, A ssista n t C a sh ier . DIRECTORS W o lf A in , M o r r is F is h b e in , A b r a h a m G e is t e n z a n g , L e o n S. M o is s e if f , C harles K aro n , J u l iu s S il b e r z y v e ig . Statement of condition Feb. 21, 1919 resources Total resources................................................................................ LIABILITIES Capital................................................................................................. Surplus, including all undivided profits.................................................... Due depositors, not preferred.................................................................. Rediscounts........................................................................................... Acceptances of drafts payable at a future date or authorized by commercial letters of credit................................................................................... Other liabilities......................................................................... , ... . Add for cents............................................................. Total liabilities................................ . . Statement of condition Sept. 12, 1919 $992 1,100 63,193 Statement of condition Nov. 12, 1919 8,273 1 $102,296 27,640 419,966 88 143,532 2,548 15,338 600 27,500 16,359 3 8496.984 8755 870 $200,000 39,686 256,161 $200,000 38,831 356,241 130,000 1,137 27,500 3,297 1 $496,984 $755,870 409 386 4,039 10,000 313 ......... Statement of condition June 30, 1919 H a r r y L ig h t , Q uarterly^ S ta t e m e n t s Stock and bond investments, viz.: Public securities.................................. Loans and discounts secured by other collateral......................................... Loans, discounts and bills purchased not secured by collateral..................... Overdrafts............................................................................................ Due from trust companies, banks and bankers.......................................... Specie................................................................................................... Other currency authorized by the laws of the United States........................ Cash items............................................................................................ Customers’ liability on acceptances (per contra, see liabilities)..................... Assets not included in any of the above heads........................................... Add for cents........................................................................................ S a u l L ib e r m a n , RENSSELAER COUNTY BANK — R ensselaer E. J. G U ILFO IL, Cashier. [810 Broadway; organized 1906] JOHN F. M O N G E R , President. DIRECTORS H e n r y J. B e st , L edyard C ogsw ell, ar c h , G e o . A. M J a m e s G u il f o il , C h r i s . W. R i l e y , Statement of condition June 30, 1919 H enry M urrell, Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 Capital............................................................................................ Surplus, including all undivided profits...................................... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred...................................................... Bills payable.................................................................................. Other liabilities.............................................................................. Add for cents................................................................................. $50,000 37,891 27,000 1,173,085 $50,000 43,588 27,000 1,153,028 $50,000 46,286 27,000 1,374,034 $50,000 42,992 27,000 1,375,528 11,716 16,507 4,231 1 2 1 2 ,0 0 0 8 ^422 1 Total liabilities...................................................................... $1,299,693 $1,494,039 $1,513,827 an d $1,499,752 e p o sit $1,513,827 D $1,494,039 3 of $1,299,693 Total resources....................................................................... 8 ,0 0 0 anks $64,735 444,048 27,880 165,629 362,878 313,525 7,354 77,766 774 29,642 487 5,029 5 $64,735 642,617 27,860 150,644 318,231 193,540 5,610 50,520 919 22,629 5,732 B 1 1 ,0 0 0 2 $64,735 456,430 27,850 157,969 343,682 251,273 2,394 169,623 531 25,892 916 12,529 3 $64,735 410,064 27,881 157,476 313,461 167,501 2,198 121,579 707 22,051 4,037 ox Stock and bond investments, viz.: Public securities......................................................................... Private securities....................................................................... Real estate owned......................................................................... Mortgages owned.......................................................................... Loans and discounts secured by other collateral....................... Loans, discounts and bills purchased not secured by collateral Overdrafts...................................................................................... Due from trust companies, banks and bankers......................... Specie.............................................................................................. Other currency authorized by the laws of the United States. . Cash items...................................................................................... Assets not included in any of the above heads.......................... Add for cents................................................................................. Statement cf condition Feb. 21, 1919 J o h n F. M u n g e r , E d w a r d G . B a il e y . u a -o iiT RESOURCES M a t t h e w A. H e e r a n , John K . Spen cer, LIABILITIES $1,499,752 isco u n t i D 1 R E P U B L IC THOS. CAPEK, BANK OF NEW YORK — N e w [1429 First avenue; organized 1910 as Bank of Europe] P resid en t. Y ork C it y VINCENT W. WOYTISEK, Cashier. DIRECTORS Jos. A i *p e l , E m il P o i,a k , T h o s . C a .p e k , L. J. Placer , F ica , V incent W. W ottisek . John RESOURCES Statement of condition Feb. 21, 1919 V in c e n t P j s e k , Statement of condition June 30, 1919 M ic h a e l P il n a c e k , Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 jarte k ly Stock and bond investments, viz.: $735,043 $817,474 $751,430 $782,424 Public securities................................................................................................... 1,435,373 1,402,191 Private securities................................................................................................. 1,491,192 1,494,198 10,096 10,285 Real estate owned.................................................................................................... 10,096 10,096 377,700 385,700 382,700 Mortgages owned..................................................................................................... 395,700 o Loans and discounts secured by bond and mortgage, deed or other real estate 19,200 19,500 collateral............................................................................................................... 18,900 17,700 322,172 159,259 152,572 Loans and discounts secured by other collateral................................................. 406,206 689,126 1,048,263 1,034,305 1,199,678 Loans, discounts and bills purchased not secured by collateral......................... 170 46 Overdrafts................................................................................................................. 67 17 295,968 233,249 Due from trust companies, banks and bankers................................................... 234,396 288,088 169,665 150,394 Specie........................................................................................................................ 182,339 174,657 330,325 300,790 Other currency authorized by the laws of the United States............................. 364,800 349,200 11 Cash items. ....................................................................................................... 119 2,448 37,551 in any of 35,898 Assets not included the above heads.................................................... 46,648 51,872 5 6 5 Add for cents............................................................................................................ 4 $4,611,008 $4,903,990 $5,017,867 Capital...................................................................................................................... Surnlus, including all undivided profits................................................................ Preferred deposits, viz.: Due New York State savings and loan associations, credit unions and land bank.................................................................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ $150,000 116,424 $150,000 131,161 $150,000 142,461 $150,000 153,222 941 15,535 3,789,099 204,035 18,414 1,651 112,270 4,205,114 3,308 7,500 2 2 82 112,279 4,467,051 4,150 27,954 3 219 109,402 4,562,240 2,328 40,453 3 Total liabilities................................................................................................. $4,294,450 $4,611,008 $4,903,990 $5,017,867 315 $4,294,450 LIABILITIES S tatem ents Total resources................................................................................................. co RUSHVILLE STATE BANK — R u sh v il le D A N IE L L. P A D D O C K , President. D a n ie l E. Paddock, M il t o n J. W il s o n , [Main street; organized 1912] DIRECTORS C. U n d e r w o o d , R o b e r t G. P e r r y , H enry L . C a s e W il l ia m s , CH A R LES A. LAZARUS, Cashier. F rank B. L o o m is , C harles A. L azaru s, T hales M . Ja c k so n . RESOURCES Statement of condition June 30, 1919 Statement of condition Sept. 12, 1919 Statement of condition Nov. 12, 1919 $ 1 5 3 ,1 7 2 5 ,8 7 5 1 ,5 0 0 Other currency authorized by the laws of the Lmited States............................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 6 ,7 0 0 4 ,1 5 6 1 6 7 ,3 5 6 203 8 6 ,0 7 7 790 1 2 ,8 8 5 70 3 ,6 5 0 3 5 ,7 5 0 1 2 ,0 3 9 2 0 1 ,0 1 5 119 6 7 ,2 7 9 621 8 ,4 0 3 16 3 ,6 0 0 4 9 ,0 0 0 4 ,1 0 1 2 2 1 ,8 9 6 711 3 8 ,3 3 7 1 ,1 0 9 8 ,1 0 4 48 3 ,5 0 0 2 9 ,0 0 0 1 7 ,7 7 4 2 0 3 ,6 7 7 273 1 2 3 ,7 9 0 919 1 0 ,5 3 9 2 ,7 1 7 4 ,0 0 0 2 Total resources................................................................................................. $ 4 0 7 ,6 7 6 $ 3 9 8 ,3 1 5 $ 4 0 3 ,7 9 6 $ 5 3 8 ,2 3 8 Capital....................................................................................................................... Surplus, including all undivided profits................................................................ Preferred deposits, viz.: Deposits by the State of New Y ork.......................... Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... $ 2 5 ,0 0 0 2 4 ,4 5 8 1 2 ,5 0 0 3 4 4 ,2 1 8 1 ,5 0 0 $ 2 5 ,0 0 0 2 3 ,9 3 0 1 2 ,5 0 0 3 3 4 ,2 8 4 600 1 $ 2 5 ,0 0 0 2 3 ,6 4 1 1 1 ,0 0 0 3 4 2 ,1 5 4 2 ,0 0 0 1 $ 2 5 ,0 0 0 2 5 ,8 2 1 1 1 ,0 0 0 4 7 3 ,4 1 6 3 ,0 0 0 1 Total liabilities................................................................................................. $ 4 0 7 ,6 7 6 $ 3 9 8 ,3 1 5 $ 4 0 3 ,7 9 6 $ 5 3 8 ,2 3 8 D is c o u n t LIABILITIES D e p o s it a n d $ 1 0 9 ,5 6 3 5 ,9 2 5 1 ,5 0 0 of $ 8 9 ,9 8 6 6 ,0 0 0 1 ,5 0 0 T anks $ 1 1 8 ,2 0 6 6 ,1 0 0 1 ,5 0 0 on Stock and bond investments, viz.: Public securities......................................... Real estate owned........................ ........................................................................... Mortgages owned................................. ................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral................................................................................................................ Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Over
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