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AN N U AL REPORT OF THE Superintendent of Banks OF THE STATE OF NEW YORK TRANSMITTED TO THE LEGISLATURE JANUARY 5, 1916 ALBANY J. B. LYON COMPANY, PRINTERS 1916 State N ew of Y ork No. 10 IN S E N A T E J an u a r y 5, 1916 ANNUAL REPO RT OF THE S U P E R IN T E N D E N T O F B A N K S STA TE OF N EW Y O R K B a n k in g D e p a r tm e n t A l b a n y , December 31, 1915 To the Honorable, the President of the Senate: Sir.— I have the honor to submit to the Legislature in ac cordance with the provisions o f chapter 369 o f the Laws o f 1914, the annual report o f this Department relative to incorporated banks, individual hankers and private bankers for the fiscal year ended September 30, 1915. Very respectfully, your obedient servant, EUGENE LAMB RICHARDS, Superintendent of Banks. REPORT To the Legislature: The last fiscal year was not only one o f the most eventful years in the history o f the Banking Department o f the State o f New York, but promises to he memorable as an epoch-making period in the financial history o f the United States. Assuming office almost at the time o f the passage o f the new Banking Law o f the State, I had hardly time to familiarize myself with the broad scope o f the new statute and become ac quainted with the working force o f the Department when I was confronted with a situation absolutely unique and unforeseen that put to the proof the merits o f that statute, tested to the uttermost the efficiency o f the Department, the abilities o f its officers and examiners and the strength o f the financial institutions under its supervision. A s a result o f the European War, the Stock Exchange closed, thousands o f foreign-born depositors, summoned to their native countries, demanded from the various banking institutions the full amount o f their deposits and a general spirit o f financial unrest and doubt prevailed. On the first o f November, 1914, when all the provisions o f the new Banking Law relative to private bankers went into effect, conditions were startling, i f not appalling, and demanded the exercise o f the greatest discretion and courage. Many o f the private bankers not hitherto subject to supervision had been found in such condition that they were unable to respond to the demands made upon them and it was evident that still others might go to the wall. The failure o f these private bankers had precipitated runs, not only upon other individuals engaged in the same business, but upon incorporated banks and savings banks in their immediate vicinity and, in order to check the incipient panic, courageous co-operation' between the Department, the [5] 6 A nnual R eport of the Clearing House authorities and the various associations inter ested in preserving the stability o f financial institutions became necessary. A t the suggestion o f the Department, the savings banks, the savings and loan associations and all private bankers who were in a position to do so enforced throughout the State the provisions o f the statutes or o f their contracts with depositors requiring notice before repayment o f deposits could be required. In this way, the cash resources o f the various institutions were protected and time given to depositors to recover from their fears and view the situation calmly and reasonably. In December, the Stock Exchange again opened and permitted trading in listed stocks and bonds under certain restrictions as to minimum prices, and within a few months from this period o f doubt, not only was the stability o f our own institutions assured, but confidence was restored to such an extent that from a debtor nation we are rapidly becoming a creditor nation, and our finan cial institutions the Bankers o f the World. Among the things which have enabled us to assume this position, in addition to the vast extension o f credit rendered possible by the importation o f gold from Europe as a result o f the general revival o f busi ness and the large orders for munitions received from the war ring nations, should be especially mentioned the power to deal in acceptances conferred upon State institutions by the Banking Law and the ample supply o f currency rendered possible by the Federal Reserve Act. The demands made upon the Department for liquidation pur poses, as a result o f the failure o f so many private bankers, were extremely onerous and necessitated an increase in the number o f employees fo r that special purpose as well as in connection with the enforcement o f the new provisions o f law with reference to private bankers and general violations o f the statute. Although the Bankruptcy Law had not been amended so as to exempt private bankers from its provisions, the United States Courts in all cases appointed the Superintendent o f Banks as receiver in these liquidations, upon his agreeing to serve as such receiver without compensation, thus saving thousands of dollars to the unfortunate depositors o f these banks, and I am pleased to be able to report that, during m y administration, all expenses o f S uperintendent of B anks . 7 liquidation, except as they have resulted from an increase in the number o f liquidations, have been greatly reduced. The strength and stability o f the financial institutions o f the State under existing laws as at present administered seem to be demonstrated by the fact that during this tinje o f stress and strain not a single institution previously under the supervision o f the Department failed to respond to all demands legally made upon it or was compelled to close its doors, with the exception o f a small “ one-man” bank in Northern New York having de posits o f less than $75,000, which failed as a result o f the manipu lations o f its principal officer, who was also its principal stock holder. The State institutions have apparently emerged from this period o f trial with prospects o f more successful operation and o f greater usefulness and service to the agricultural, business and commercial interests o f the State than heretofore. The close o f the fiscal year presented a complete antithesis to the beginning. There was throughout the State, as well as throughout the country, a revival o f business along practically all lines, and the greatest optimism prevailed. The Stock E x change had re-opened and its daily transactions were making new records. In fact, owing to the great increase in the ap parent value o f certain stocks, formerly scarcely known, as a result o f war orders, there developed one o f those wild specula tions which usually result in equally violent collapse in values, but again the real conservatism and business foresight of the financial leaders o f the State and nation were displayed in their control o f conditions. Attention was forcibly called to the absolute impossibility o f foreseeing all the possible results o f the European cataclysm, and various measures adopted to stem a speculation that threatened to become a mere gamble. A s a result, a halt seems to have been called upon undue speculation and, under wise and sane leader ship, the financial resources o f the country and State are being marshaled to meet whatever emergencies the future may bring forth, to fortify and confirm the enviable position in the busi ness and commerce o f the world which the country has now at tained, with the assured result o f paving the way for future progress. s A nnual R eport of the N ew Classes of I nstitutions N ext to the provisions respecting private bankers, those sec tions o f the new Banking Law which have aroused the most discussion within the State and the greatest interest elsewhere, related to the organization by Savings and Loan Associations o f the Land Bank o f the State o f New York, and to Credit Unions. W hile the times have hardly been propitious for any great exten sion o f loans upon land values through the Land Bank o f the State o f New York, the corporation has been duly organized, its first issue o f bonds sold and the proceeds distributed to the member associations applying for funds. It has been conserva tively managed, at small expense, and, even at this time, has quite as fully demonstrated its possibilities for profit and useful ness to its member associations as the Federal Reserve Banks have proved their capacity fo r service and usefulness to the member banks. It is believed that, i f the same care and con servatism is exercised in its future management, it will ulti mately fulfill the expectations o f its founders. The promoters o f this bank believe the success o f the undertaking has already been demonstrated by the establishment o f the First Farmers’ Savings and Loan Association, in Sullivan County. The establishing o f the system has been a matter o f painstaking and cautious procedure. In this work, invaluable service has been rendered the Land Bank by the Guaranty Trust Company, which has approached this question with the purpose o f rendering a public service to the farm ing communities o f this State, and has purchased the first series o f bonds issued by the Land Bank. The proceeds o f this sale have been invested in Ontario, Saratoga, Sullivan, Rensselaer, Queens and Kings Counties, a fa ir propor tion being in farm mortgages. It is proposed to secure amendments to the Banking Law with a view to clarifying the statute and increasing the salability of the bonds o f the Land Bank by giving their holders a more clearly defined position in regard to the supporting security. Seventeen Credit Unions have thus far been incorporated. considerable number of applications are pending and A the S uperintendent of B anks . 0 Department is having more inquiries and correspondence with ref erence to these small co-operative institutions than with reference to any other class o f institutions. A number o f large corpora tions, including the American Can Company, the Postal Tele graph-Cable Company, the Equitable L ife Assurance Society o f the United States and the Mutual Life Insurance Company have actively assisted in the organization o f Credit Unions among their employees in order to encourage thrift and assist them in obtaining small loans for their own personal needs by co-opera tive methods. It is revetted that, while these institutions, as well as the Land Bank o f the State o f Hew York, were especially designed to afford an extension, o f credit facilities in rural com munities, thus far there seems to have been a greater apprecia tion o f their possibilities in the cities. P rivate B ankers' B ureau At the close of business September 25, 1915, there were under the supervision o f the Banking Department in the Private Bank ers’ Bureau 75 private bankers, not counting 12 partially exempt ones. The total resources o f these private bankers, as o f the date mentioned, were $14,094,273. There were also under the supervision of the Private Banker’ s Bureau 11 Credit Unions, two personal loan brokers, and 19 personal loan companies, bring ing the total number o f institutions up to 118. In addition to the regular examinations, numbering 193, required by the statute, scores o f special investigations were made on complaints as to the method o f doing business o f certain private bankers and on other alleged violations o f the Banking Law. Also, in addition to the regular examination work, it has been necessary, in many instances, for the Examiner to install complete sets o f books o f account, and much time has been spent along these lines and in assisting the various private bankers to systematize their account ing methods. In the year ending September 25, 1915, six private bankers were closed by this Department. On June 2, 1915, the Equitable Personal Loan Company was closed by the Department, but upon making good the impairment o f capital and paying in a sufficient sum to insure its protection, it was permitted to reopen on September 3, 1915. On May 1, 1915, D. W. Quinn, Jr., who had been designated as Special 10 A nnual R eport of the Deputy in charge o f the Union Bank o f Brooklyn, assumed su pervision o f the Private Banters’ Bureau, in addition to the liqui dation o f the Union Bank, his salary being prorated between the two, thus materially reducing the cost o f supervising this bureau. On November 1st, Mr. Quinn resigned from the Department and Pletcher G. Crane, who had been associated with Mr. Quinn in the Private Bankers’ Bureau, was designated as Examiner in charge o f this bureau. In October three Inspectors were ap poin ted'to make investigations o f complaints and violations o f the law and to assist in examining work. The total number o f private bankers reporting to the Super intendent o f Banks at the close o f business September 25, 1915,, was seventy-five. The statement showing condition o f private bankers at the close o f business September 25, 1915, follow s: RESOURCES Stock and bond investments: Public securities...................................................................................... Private securities.................................................................................... Real estate, owned...................................................................................... Mortgages owned....................................................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral....................................................................................... Loans and discounts secured by other collateral.................................... Loans, discounts and bills purchased not secured by collateral.............. Accounts receivable.................................................................................... Due from customers for exchanges, money order and steamship tickets sold........................................................................................................... Overdrafts................................................................................................... Due from trust companies, banks and bankers...................................... Deposits with express and steamship companies.................................... Specie........................................................................................................... United States legal tender notes and notes of national banks................ Federal reserve notes................................................................................. Foreign currency. ' ..................................................................................... Foreign postage.......................................................................................... Cash items, viz; exchanges and checks for next day’s clearings, other cash items................................................................................................ Other assets................................................................................................. Add for cents.............................................................................................. Total.................................................................................................... LIABILITIES Permanent capital...................................................................................... Surplus (including all undivided profits) on market value of stocks and bonds......................... Deposits....................................................................................................... Due trust companies, banks and bankers................................................ Bills payable............................................................................................... Rediscounts..................................................................................... .......... Other liabilities........................................................................................... Add for cents.............................................................................................. Total.................................................................................................... $2,006,498 2,669,736 3,736,190 1,274,140 153,135 266,657 359,474 40,161 11,431 4,027 2,717,118 12,826 34,010 238,693 24,350 168,104 5,401 116,659 255,471 192 $14,094,273 $1,892,590 1,607,871 7,614,687 21,747 1,382,336 26,137 1,548,806‘ 99 $14,094,273 S uperintendent of B anks . 11 A mendments to the B anking L aw Comparatively few amendments were made to the Banking Law during the last session o f the Legislature and none that involved any departure from the general principles embodied in the revision. A few were found necessary to correct slight errors in phraseology, remove minor ambiguities and permit a reason able addition to the investments o f savings banks. The principal amendment consisted o f a revision o f the article relating to per sonal loan companies and personal loan brokers by which* it is ,believed that the statute with reference to these remedial cor porations has been rendered as nearly perfect as present experi en ce permits. The special act which previously conflicted with the provisions o f the Banking Law was very wisely repealed. Upon my recommendation, an appropriation o f $5,000 for the salary o f a fourth deputy was dispensed with, it being my opinion that this position was unnecessary and would entail an expense upon a small class o f institutions which could ill afford to stand it. The revision o f the Banking Law has proved so satis factory that I do not expect in this report to recommend any material amendments. Bills to sim plify procedure in some cases and to correct slight inaccuracies will he prepared and submitted for the consideration o f the Legislature early in the session. Condition of State B anks Seven (7 ) new State hanks were authorized by the Superinten dent of banks during the year and five (5 ) ceased to do business. O f those authorized, three ( 3 ) , the Bank o f Belfast, Bingham State Bank, and the Cohocton State Bank, had previously oper ated as private banking institutions, although not under the su pervision o f this Department. O f the five (5 ) banks closed dur ing the year, onej the Security Bank o f New York, was taken over by the Century Bank which itself later entered the National sys tem and subsequently merged with the Chatham and Phoenix National Bank. The Rome City Bank was taken over for liquidation by the Rome Trust Company, an institution organized and controlled by the same interests and which was desirous o f broadening its activ ities. 12 A nnual R epoet of the It has been my aim since I assumed office, before exercising the prerogative vested in me o f taking possession o f an institution when its condition warranted, to use every legal and legitimate means o f avoiding such action. In furtherance o f this policy, when an institution situated on the lower East side o f New York City, was found after a thorough examination to be in an unsafe condition, I solicited the aid o f several stronger institutions in the neighborhood and, as a result o f my efforts, one o f the State institutions purchased the major part o f the assets, and deposi tors were guaranteed payment in full. A special examination o f the Bank o f Cape Vincent following closely the sudden death o f its cashier and principal stockholder, showed this institution to be in an unsafe and unsound condition and, on May 5, 1915, I took possession, under the provisions of Section 57 o f the Banking Law. The size o f this institution did not warrant the expense o f keeping a special deputy at Cape V in cent, and its affairs were placed a few days after its closing, under the jurisdiction o f the Liquidation Bureau o f this Department. The total number o f State banks reporting to this Department at the close o f business on September 25, 1915, was two hundred ( 200). These figures show an aggregate gain in total resources during the year o f $12,373,957 as compared with a gain during the pre vious year o f $41,83,5,583. It must be taken into account, how ever, that about twenty-five millions were taken out o f the State system with the withdrawal o f the Century Bank and Security Bank. Bond investments show an increase o f $6,694,744 while loans and discounts show a decrease o f $592,496. Commercial paper continues in favor and short term notes are still popular for in vestment. Cash on hand shows a decrease during the year of $11,868,447, whiJe the amount due from banks shows an increase of $20,946,453. Total deposits increased during the year $18,972,788, all o f which is accounted for by the item shown as Due Trust Com panies, Banks and Bankers, and which increase, I believe, is due, to a large extent, to the very low rates existing for call money. S uperintendent of 13 B anks . The ratio o f capital and surplus to deposits for the year 1915 was about fifteen per ceht as compared with fifteen and eighttenths per cent in 1914. I have looked with disfavor upon the hypothecation o f assets for the purpose o f borrowing, and it is encouraging to note that bills payable amounted to $1,120,500 on September 25, 1915, while on September 12, 1914, they were $4,107,000. A consolidated statement o f the condition o f State banks on September 25, 1915, in comparison with their condition at the close o f business on September 12, 1914, follows: RESOURCES Stocks and bonds, viz.: Public securities, market value................................ Private securities, market value.............................. Real estate owned......................................................... Mortgages owned.......................................................... Loans and discounts secured by bond and mortgage, deed or other real estate collateral.......................... Loans and discounts secured by other collateral....... Loans, discounts and bills purchased not secured by collateral.................................................................... Overdrafts...................................................................... Due from trust companies, banks and bankers......... Specie............................................................................. Legal tender notes and notes of National banks........ Federal reserve notes.................................................... Cash items..................................................................... Customers’ liability on acceptances (per contra, see liabilities)................................................................... Assets not included in any of the above heads.......... Add for cents................................................................. Total resources...................................................... LIABILITIES Capital........................................................................... Surplus, including all undivided profits (market value).......................................................................... Preferred deposits, viz.: Due New York State savings banks....................... Due New York State savings and loan associations, credit unions and land bank................................ Deposits by the State of New Y ork........................... 1915 1914 $18,886,023 75,244,424 19,924,976 11,712,698 $25,735,634 61,700,069 19,063,452 11,134,089 11,304,301 159,906,678 11,976,103 140,292,675 202,984,726 141,915 72,339,462 54,546,289 18,223,130 529,958 20,540,274 222,519,423 180,258 51,393,009 58,703,952 29,493,663 1,829,590 3,027,067 811 414,167 8,650,626 762 $671,142,322 $658,768,365 $34,238,000 $35,308,000 52,396,967 53,055,016 26,572,511 23,880,476 746,048 4,654,976 567,045 6,609,639 17,510,483 14 A nnual R eport of the LIABILITIES 1915 Deposits by Superintendent of Banks of the State of New Y ork........................................... ....................... Other deposits secured by a pledge of assets............. Deposits otherwise preferred....................................... Due depositors, not preferred...................................... Due to trust companies, banks and bankers.............. Bills payable.................................................................. Rediscounts.................................................................... Acceptances of drafts payable at a future date or authorized by commercial letters of credit............. Other liabilities.............................................................. Add for cents................................................................. Total liabilities...................................................... T rust 1914 $798,570 3,556,600 232,345 475,463,349 64,228,671 1,120,500 130,174 $598,744 2,839,597 183,754 479,444,862 43,156,165 4,107,000 369,522 1,835,613 5,167,602 396 414,167 8,233,985 393 $671,142,322 $658,768,365 C o m p a n ie s The same number o f trust companies reported to the Superin tendent o f Banks at the close o f business September 25, 1915, as at the close o f business on September 12, 1914. Total resources show an increase o f $440,583,451 and total de posits an increase o f $433,124,378, while stock and bond invest ments are larger by $39,239,518 than in 1914 and loans and dis counts by $127,398,978. The largest increase is found in the amount o f cash on hand and in hanks, this item aggregating $480,167,469 as against $279',980,551 in 1914. This large increase is attributed to the existing, low rates o f money and to the increased reserves required because o f the abnormal increase in deposits. The following is a comparative table showing the important items in the reports o f all the trust companies as made to this Department as o f September 2,5, 1915, and September 12, 1914: S uperintendent of 15 B anes . Number of companies reporting.............................. Total capital.............................................................. Total deposits............................................................ Deposits by the State of New Y ork....................... Surplus and undivided profits on market value of stocks and bonds................................................... Due from tru t companies, banks and bankers.. . . Cash on hand................................. ........................... Total resources.......................................................... Loans and discounts secured by real estate col lateral .................................................................... Loans and discounts secured by other collateral.. Loans, discounts and bills purchased not secured by collateral................................................................ Stock and bond investments.................................... Mortgages owned...................................................... Real estate owned..................................................... 1915 1914 81 $79,100,000 1 ,837,934,024 8,334,765 81 $79,700,000 1,404,809,646 13,157,385 167,160,196 332,395,561 147,771,908 2,155,537,274 162,158,956 160,761,527 119,219,024 1,714,953,823 14,211,264 683,360,410 13,862,595 582,026,645 216,867,513 497,014,085 90,481,939 43,516,404 191,150,969 457,774,567 91,535,302 42,502,036 Savings B anks There has been no change during the past year in the number o f savings banks in the State; in fact, no savings bank has been au thorized since March 16, 1910. However, an application is now pending for the authorization o f an institution in Kings county. T he reports o f one hundred forty (1 4 0 ) savings banks o f the, State on the morning o f July 1, 1915, showed the following con dition : Total Due depositors......................... ................................ Market, value surplus............................................... P ar value surplus....................................... ............ Interest paid or credited.......................................... A m ount deposited during y e a r .............................. Amount, withdrawn during year.............................. N um ber o f open ftCCOUntS....................................... * Decrease. $1,930,596,230 1,791,524,601 138,020,085 176,893,305 64,369,705387,072,851 433,117,019 3,202,659 Increases during the year $18,572,355 18,311,202 98,263 12,765,730 2,759,206 *53,249,993 *20,195,467 21,411 16 A nnual R eport oe the A glance at the above figures shows that during the past year interest credited depositors aggregated $64,369,705, whereas total deposits show an increase o f $18,311,202. The net decrease in these two items is due, I believe, to the unsettled conditions cre ated during the latter part o f the year 1914 and to the withdrawal o f funds either for investment or speculation during 1915. It is with a great deal o f satisfaction that I am able to again report that the savings banks o f the State were able to meet the heavy demands made upon them since the outbreak o f the Eu ropean war and there are now strong indications that their de posits will materially increase during the next year. Credit B ureau The usefulness o f the Credit Bureau has been demonstrated many times during the past year. This Bureau is one o f the most important in the Department. Its files continue to collect and compile valuable data with respect to borrowers, as well as infor mation on inactive and unlisted securities. During the year, I have carried out an innovation, by adding to the duties o f this Bureau the work o f appraising security hold ings o f institutions under the supervision o f this Department, in the so-called Metropolitan district. This work was formerly done by the examiners making the examination and it is estimated that the change has saved the time form erly taken up by two ex aminers throughout the year, thereby resulting in a saving o f fully $5,000 annually. These added duties are being performed without additional help. A systematic effort is being made by the Credit Bureau to im prove the credit information and credit files of the banks and trust companies under the jurisdiction o f this Department. In addi tion to providing additional protection to the institutions, these suggested facilities are o f a great benefit to the examiners when making their regular examinations. B orough B ank of B rooklyn D uring the period that the affairs o f the Borough Bank o f Brooklyn have been in the charge of this Department there ha? S uperintendent of B anks . 17 been very little activity in the real estate market and, while this Department has been successful in negotiating some sales, in a great many instances the offers obtainable have been so far below even the present market value o f the property thiat the Superin tendent o f Banks could not feel justified in accepting them. An action has been instituted against the stockholders o f the bank to recover 100 per cent assessment upon the outstanding capital stock o f $200,000. The pending action will be brought to trial at the earliest possible date and every effort made to se cure a judgment in favor o f the creditors. U nion B ank of B rooklyn The changes made in the management o f this liquidation as reported to you in March, 1915, have, in my opinion, been fully justified by the results obtained. In that report I stated that the cash on hand at that time was in excess o f $100,000, as com pared with $87,000 on hand December, 1914. W e have now cash on hand o f over $225,000. In addition, the indebtedness o f the bank has been reduced and we have succeeded in making a substantial reduction in overhead charges. The action to enforce the statutory liability o f the stockholders is being vigorously prosecuted. This suit was begun in 1911 to compel the stockholders o f the Union Bank to pay one million dollars, the par value o f their holdings in the bank. A fter the action was begun, a number o f demurrers were interposed by the different defendants, setting up various grounds o f objection to the complaint. Although these demurrers could have been brought on for trial on five days’ notice, nothing was done by the attorney then in charge o f the legal work for the liquidation to dispose o f them. It was not until I had appointed new counsel to succeed the attorney appointed by my predecessor, that any action was taken in this matter. Immediately upon appointment o f new counsel, the motion for an order over-ruling these de murrers was made and this motion was brought on for a hearing before Supreme Court Justice Jaycox, who on March 3, 1915, handed down a carefully prepared opinion over-ruling the de murrers. The defendants appealed to the Appellate Division, Second Department, which appeal was argued on May 12, 1915. 18 A nnual R eport of the The Court held its decision under advisement until December 8th, when it affirmed the order o f the lower court, upon the opinion o f Justice Jaycox. This decision clears the way for a vigorous prosecution o f the action. However, owing to the long delay be fore I assumed office in pressing the case a number of the de fendants have died or become bankrupt which necessarily will reduce the amount to be recovered. It is proposed to press the case fo r trial with all possible speed. Several other important actions have been brought to a suc cessful determination since my last report in March o f 1915. The Court o f Appeals granted a new trial in the case o f Union Bank o f Brooklyn vs. David A . Sullivan and others. This was an ac tion on a note for $150,000, made by certain directors o f the bank. The complaint was dismissed at trial and the judgment o f dis missal was affirmed by the Appellate Division. Both courts were reversed by the Court o f Appeals. A fter the decision o f the Court o f Appeals granting a new trial, certain o f the defendants entered into negotiations for the settlement o f the claim o f the bank against them and after prolonged negotiations these de fendants paid $125,000 in cash in settlement o f the claim o f the bank against them. Another important success was in the case of the Union Bank o f Brooklyn vs. Fleitman as administratrix. In this case the bank had sued the late F. Augustus Heinze on certain promissory notes on which Heinze admitted there was due about $195,000, but he interposed a counter-claim for the damages which he claimed had been caused by the failure o f the bank to sell certain collateral on his request. The ju ry fixed his damages at $150,000 and the bank was given judgment for the difference, or about $45,000. From this judgment the bank appealed on the ground that the damages were inadequate. The appeal was argued in April, in the Appellate Division fo r the Second Department, and the judgment was there reversed and a new trial ordered. Heinze having died, the action was continued against his administratrix. The new trial was had in November o f 1915, which resulted in a judgment for the bank for $214,000. S uperintendent of B anks . 19 Another case disposed o f was that brought by George Tonkonogy who claimed $30,000 for legal services. The case was tried and Mr. Tonkonogy’s claim was dismissed. Among the more important actions pending are a number of suits relating to a certain fund o f $12,500 which is claimed by the Idaho Maryland Development Company, the Augustinian College o f V illa Vova, and by John M. Reiner, each o f whom has brought a separate suit. The matter had been so arranged, how ever, that all o f the conflicting claims are to be determined in one action and the bank’s liability limited to one sum o f $12,500. There is pending also an action brought against the American Bonding Co. of Baltimore to recover about $10,000 and in terest on two appeal bonds which this company gave in the case of Wiener vs. Bass, which is a foreclosure suit where the Union Bank was the real party in interest. It is hoped that a full re covery can be had in this action. In addition to the foregoing, many minor cases have been dis posed o f by trial or by settlement and vigorous efforts have been made to realize on some o f the old judgments which the bank own? with the result that a considerable amount has been obtained on judgments which were regarded ^s o f little or no value. A number o f foreclosure suits have been carried through and others are now pending, the most important foreclosure being that o f the Liberty Avenue Theatre which has resulted in the bank obtaining title to this property. Since the close o f the fiscal year, Daniel W . Quinn, Jr., who was Special Deputy Superintendent of the Union Bank in liqui dation, resigned to accept the vice-presidency of an important trust company. I have since designated another of my examiners, George V . McLaughlin, to succeed Mr. Quinn. Mr. McLaughlin has had considerable experience with Kings County real estate and is eminently fitted for the place to which he has been appointed. N orthern B ank of N ew Y ork During the past year a number o f very important cases bearing on the liquidation o f the Northern Bank o f New York have been decided in favor o f this Bank. Action to enforce the stockholders statutory liability has enabled the Superintendent of Banks to 20 A nnual R eport oe the enter judgment against all stockholders o f record and as a result o f the pressing o f this action approximately $210,000 has been collected. A n action brought by the City o f New Y ork to es tablish a preference for its deposits o f about $196,000 was decided in favor o f the Bank. The action o f the Superintendent o f In surance to secure the cancellation, on the ground of fraud, o f a note o f $50,000 made by the Title Guarantee & Trust Company, of Rochester, N. Y ., resulted in the Bank’ s favor, and on a counter claim the Northern Bank was allowed a judgment o f $67,750.40. Dividends aggregating $3,605,935.87, or a total o f 65%, have^ been paid to the creditors o f the Bank. Included in this amount is a 5% dividend o f $286,152.51 which was paid on November 15th o f this year. There have been allowed to creditors o f the Bank offsets and preferential payments aggregating $1,060,349.97, making a total disbursement to creditors o f approximately $4,666,385.84. The Northern Bank was closed by the Superintendent o f Banks on the morning o f December 27, 1910, and has remained in his possession since that time. It is estimated that the assets now on hand, when liquidated, will permit the payment o f a further dividend o f at least 5%. A gencies of F oreign Corporations The following agencies have so far been licensed under the la w : NAME Address African Banking Corporation, Ltd............. Anglo South American Bank, L td ............ Bank of British North America................. Bank of British West Africa, L td___ ____ Bank of Montreal....................................... Bank of Nova Scotia................... ............... Canadian Bank of Commerce.................... London, England.. London, England.. London, England.. London, England.. Montreal, P. Q .... Halifax, N. S ......... Toronto, Canada.. Colonial Bank.............................................. Chartered Bank of India, Australia and China........................................................ The Commercial Bank of Spanish America, L td............................................................ International Banking Corporation.......... London and Brazilian Bank, L td .............. London, England.. Address of agency 64 Wall st., New York, N. 60 Wall st., New York, N. 52 Wall st., New York, N. 64 Wall st., New York, N. 64 Wall st., New York, N. 48 Wall st., New York, N. 16 Exchange pi., New N. Y . 82 Wall st., New York, N. Y. Y. Y. Y. Y. Y. York, Y. London, England.. 88 Wall st., New York, N. Y. London, England.. 20 Broad st., New York, N. Y. Bridgeport, Conn.. 60 Wall st., New York, N. Y. London, England.. 56 Wall st., New York, N. Y. S uperintendent oe NAME Address The London and River Plate Bank, L td .. Merchants’ Bank of Canada..................... National Bank of Cuba.............................. Royal Bank of Canada............................... Standard Bank of South Africa, L td ........ Yokohama Specie Bank, Ltd..................... Banco Di Napoli......................................... London, E. C ........ Montreal, P. Q ___ Havana, Cuba. . . . Montreal, P. Q ___ London, England.. Yokohama, Japan. Naples, Italy......... Bohemia Joint Stock Bank T he Address of agency 51 Wall st., New York, N. Y. 63 Wall st., New York, N. Y. 1 Wall st., New York, N. Y. 68 William st., New York, N. Y , 55 Wall st., New York, N. Y. 55 Wall st,., New York, N. Y. 80-86 Spring st., New York, N. Y. Prague, Bohemia.. 1389 Second ave., New York, N. Y. Hong Kong and Shanghai Banking Cor poration.................................................... Hong Kong, China Mercantile Bank of the Americas, Inc.. . . Hartford, Conn.. .. National Bank of South Africa, Ltd 21 B anks . 36 Wall st., New York, N. Y. 20 Exchange pi., New York, N. Y. Pretoria, Union of South Africa___ 6 Wad st., New York, N. Y. N a t io n a l B anks From data furnished by the Comptroller o f the Currency, it appears that six (6 ) national banks, with a combined capital o f $1,375,000 were authorized in the State o f New Y ork between October 1, 1914,. and September 30, 1915. During the same period, three (3 ) such institutions with a combined capital of $2,550,000 went into voluntary liquidation. One national bank in the State o f New Y ork was placed in charge o f a receiver during that period and that one resumed business after a short time. The whole number o f national banks in the State o f New York reporting to the Comptroller o f the Currency on September 2, 1915, was four hundred eighty-two (4 8 2 ), with a total capital o f $166,218,610; surplus $163,938,750; undivided profits of $77,724,997; total deposits o f $2,528,913,750, and resources ag gregating $3,070,769,823. In addition local Banks, both State and National, and local Trust Companes, nineteen national banks located in the cities o f Chicago, Philadelphia and Boston, as well as twelve State institutions lo cated in the same cities, have been approved and designated by the Superintendent o f Banks as depositaries fo r the reserves on de posit o f banks o f deposit and discount and trust companies under his jurisdiction. The Superintendent o f Banks requires these 22 A nnual R epoet of the reserve banks to furnish the State Banking Department with a duplicate copy o f five reports called fo r by the Comptroller o f the Currency during the year. Co-O peeation W ith Othee D epaetments A ssociations and B anking During the past year I have continued to co-operate with the Comptroller o f the Currency for the betterment o f financial con ditions and the strengthening o f our financial institutions, both State and National, and have endeavored to maintain the cordial relations between the Federal Reserve Board, the National Banks and the institutions under m y supervision, which are so necessary, i f all our banking institutions are to be welded into a symmetrical and harmonious financial unit for the purpose o f affording the greatest efficiency and promoting to the greatest extent possible the commercial and business interests o f the country. A t the meeting o f the National Association o f Supervisors of State Banks, held at Oakland, California, last May, the Depart ment was represented by First Deputy Superintendent George I. Skinner, who was one o f Counsel to the Commission to Revise the Banking Law, and had been asked to address the Convention with reference to the revised statute. W hile this meeting was not largely attended by representatives o f the Eastern Banking Departments, there was a very large attendance from the West ern States and the meeting proved to be o f rather unusual interest and profit to those present. Among the subjects especially dis cussed were the provisions o f our own law with reference to ac ceptance o f bills payable at a future date, the Land Bank and Credit Unions in connection with the extension o f rural credits, and the relationship o f State institutions generally to the Federal Reserve system. The strength and the weakness o f the various laws with reference to the guaranty o f deposits were also con sidered in papers by the representatives o f the various Western States having such laws. The next meeting o f this Association will be held at Louisville, Kentucky. Mr. Skinner, as President o f the National Association o f Build ing and Loan Examiners, also attended the meeting o f the United S uperintendent of B anks . 23 States League o f Local Building and Loan Associations, held at San Francisco, California, in the latter part o f July. The meet ing o f the United States League itself was quite largely attended and many o f the papers presented were o f great interest. Owing, however, to the war in Europe, there was no foreign attendance at the meeting o f the International Association o f Building So cieties, held in connection with it, although papers were received from the representatives o f the Building Societies in various European countries and read to the Convention. Owing to the expense involved, there was the same slight representation o f examiners. The next Convention o f the United States League o f Local Building and Loan Associations and o f the National Association o f Building and Loan Examiners will be held at St. Louis, Mo. S tate F air The position o f the Banking Department in respect to the State Fair is somewhat different from that o f other departments of the State in that it has nothing o f its own to place on view and no funds are provided to support an exhibit. Even i f funds were available, there is no use to which they could be put which would create a suitable exhibit. It is, o f course, possible to present in placard and booklet form statistics and facts which would interest technical minds, but are hardly o f a character to draw or hold the attention of crowds gathered at a fair. The idea was evolved this year o f selecting some thirty hanks, fairly representing all parts o f the State and whose internal affairs as well as the ap pearance o f their banking homes entitle them to positions o f un questioned merit, and inviting them to supply handsome pictures o f their buildings for the permanent use o f the Department for exhibition purposes.. The invitation was responded to with alac rity and in a very generous spirit. Two o f the leading trust com panies were pleased to supply a large amount o f material o f some intrinsic worth suitable to give away to visitors and also to pro vide demonstrations o f the utility o f travelers’ cheques. The ensemble o f matter thus briefly described created an ex hibit which was highly educational. 24 A nnual R eport of the It is felt that much good can be accomplished by the dissemi nation o f useful banking information upon the occasion o f the State F air and the banking institutions themselves may well con sider it a privilege to participate in an effort to educate the pub lic mind in the high aims o f New Y ork State bankers to elevate the profession to its deserved place in the world of business. N ew S tate B anks NAME Location Date of authorization Bank of Belfast......................................... Citizens Bank of Binghamton................. State Bank of Kenmore........................... Bingham State Bank................................ Citizens Bank of Monroe......................... W. R. Grace & Co.’s Bank..................... Cohocton State Bank............................... Belfast, N. Y . Binghamton. . Kenmore........ Mount Morris. Monroe.......... New Y o rk .. . . Cohocton.. . . . Nov. 20,1914 Nov. 20,1914 Dec. 11,1914 Feb. 17,1915 Mar. 15,1915 June 14,1915 Sept. 15, 1915 Capital $30,000 100,000 25.000 50.000 25.000 100,000 25.000 B ank M ergers NAME Location Date of merger Clinton Bank*............................................................. The Security Bank of New Y o rk f............................ New Y ork.......... New Y ork.......... Mar. 18,1915 July 24,1915 * The Clinton Bank discontinued active business on this date, having sold the major portion of its assets to The State Bank, New York, although not legally merged with that bank. t The Security Bank of New York discontinued business on this date, having sold the major portion of its assets to The Century Bank of the City of New York, although not legally merged with that bank. Closed B anks NAME R o m e City Bank*................................. Location Date of withdrawal Rome.............. Feb. 26,1915 The Century Bank of the City of New Y o rk f................................................. New Y o rk .. . . Sept. 10, 1915 “Rank o f Cape Vincent.......................... Cape Vincent. May 5,1915 *.Changed to a trust company, t Went into the National system. Capital $100,000 1,250,000 25,000 S uperintendent of 25 B anks . B ranch B anks Closed NAME Location of closed branch Location Century Bank of the City of New Y ork........................ New Y ork .. . . Security Bank..................... New Y o rk .. . . The Com Exchange Bank.. New York___ Northwest comer Third Avenue, 47th Street, Borough of Manhattan. 1973 First Avenue, Borough of Man hattan. 14 Richmond Terrace, New Brighton, S. I. I ncreases of Capital — B anks NAME The Century Bank of the City of New Y ork................................................... City Bank of Syracuse......................... The Century Bank of the City of New Y ork................................................... Power City Bank.................................. Farmers and Merchants’ Bank of Geneva............................................... Bank of Long Island............................ Location Date of increase New York.......... Syracuse............ Jan. 2, 1915 May 26,1915 $100,000 300,000 Niagara Falls. . . July 15,1915 Aug. 24,1915 650.000 200.000 Jamaica............. Sept. 25,1915 Sept. 27,1915 25,000 150,000 Amount of increase E xtension of Corporate E xistence of B anks NAME Location The Northville Bank..................... Northville.. . . Period of extension February 6, 1915, corporate ex istence extended twenty years beyond March 28, 1915. The Bank of North Collins........... North Collins. February 23, 1915, corporate ex istence extended twenty years beyond March 18, 1915. The Baldwinsville State B ank.. . . Baldwinsville.. March 24, 1915, corporate ex istence extended twenty years beyond May 7, 1915. The Citizens’ Bank of Locke, N. Y. Locke............. September 20,1915, corporate ex istence extended twenty years beyond October 14, 1915. Change of N ame of B ank September 17,1915. Name of The Bank of Suspension Bridge, Niagara Falls, N. Y., changed to “ People’s Bank of Niagara Falls ” on and after November 17, 1915. 26 A nnual R eport of the N ew B ranch B anks NAME Location Location of new branch The Century Bank of the City of New Y ork....................... New Y o rk .. Northwest comer of 116th Street and Lenox Avenue, Borough of Man hattan. The Bank of United States... New Y o rk .. 1767 Madison Avenue, Borough of Manhattan. Com Exchange Bank............. New Y o rk .. Northwest comer of Lexington Avenue and 60th Street, Borough of Manhat tan. Com Exchange Bank............. New Y ork .. 162 Stuyvesant Place, New Brighton, S. I. The State Bank...................... New Y ork .. 158 Rivington Street, Borough of Man hattan. The Century Bank of the City of New Y ork....................... New Y ork .. Corner of Ninth Avenue, and Four teenth Street, Borough of Manhattan. The Century Bank of the City of New Y ork....................... New Y o rk .. 345 Grand Street, Borough of Man hattan. The Century Bank of the City of New Y ork....................... New Y o rk .. Third Avenue, Corner of Fifty-seventh Street, Borough of Manhattan. The Century Bank of the City of New Y ork....................... New Y ork .. Lexington Avenue, Comer of 125th Street, Borough of Manhattan. The Century Bank of the City of New York....................... New Y ork.. 2 West Thirty-third Street, Borough of Manhattan. The Century Bank of the Cit y of New York....................... New Y ork .. Comer of Second Avenue and 86th Street, Borough of Manhattan. The Century Bank of the Ci of New York................. New Y ork .. 1 East 14th Street, Borough of Man hattan. The Century Bank of the City of New York....................... New Y o rk .. 135 Fifth Avenue, Borough of Man hattan. N ew T rust Companies NAME Location Rome Trust Company...................... Rome................. Livingston County Trust Company. Geneseo............. Date of authorization Feb. 26,1915 June 28,1915 Capital $100,000 100,000 S uperintendent of 27 B anks . T rust Companies Closed NAME Date of withdrawal Location *The Mutual Alliance Trust Com pany of New York........................ New Y ork.......... Capital $1,000,000 April 30,1915 * Voluntary liquidation. I ncreases of C apital — T rust Companies NAME Location Date of increase Union Trust Company............................. Citizens’ Trust Company of Utica, N. Y. Rome Trust Company............................. Buffalo Trust Company........................... The Syracuse Trust Company................ Jamestown. . . Utica.............. Rome............. Buffalo........... Syracuse........ Oct. 21,1914 Jan. 5,1915 Mar. 13,1915 June 3,1915 Sept. 24,1915 Amount of increase $200,000 200,000 200,COO 50,000 200,000 T rust Company M ergers NAME Location Home Trust Company of New Y ork....................... Brooklyn... Date of Merger Into Lawyers’ Title Insurance and Trust C o....... Feb. 1, 1915 Change of N ame of T rust Companies Feb. 1,1915 Oct. 11,1915 Name of Lawyers Title, Insurance and Trust Company changed to Lawyers Title and Trust Company. Name of Manufacturers-Citizens Trust Company changed to Manu facturers Trust Company. QQ A nnual R eport J O of the N ew T rust Company B ranches NAME Location Location of new branch Franklin Trust Company.................. Brooklyn. . . Broadway Trust Company............... New Y ork .. Transatlantic Trust Company.......... New Y ork.. Metropolitan Trust Company.......... New Y ork .. Lincoln Trust Company.................... New Y ork .. 66 Washington Avenue, Borough of Brooklyn. Bridge Plaza, cor. Radde Street, Long Island City. 130 East Seventh Street, Bor ough of Manhattan. 716 Fifth Avenue, Borough of Manhattan. •346 Broadway, Borough of Man hattan. T rust Company B ranches Closed NAME Location Location of closed branch Transatlantic Trust Company New Y o rk .. 207 Second Avenue, Borough of Man hattan. Lincoln Trust Company........ New Y o rk .. 413 Broadway, Borough of Manhattan. Empire Trust Company........ New Y o rk .. 65 Cedar Street, Borough of Manhattan. Empire Trust Company........ New Y o rk .. 120 Broadway, Borough of Manhattan. P ersonal L oan B roker A uthorized NAME Location Date of authorization New Y ork----- April 9,1915 Capital $10,000 P ersonal L oan B rokers R efused NAME Location Date of refusal Capital Harry Gordon and Mollie Rubenstein New Y o rk .. . . New Y o rk .. . . Dec. Dec. 2.1914 2 ,1914 $10,000 10,000 S uperintendent of 29 B anks . P ersonal L oan Companies A uthorized NAME Date of authorization Location Equitable Personal Loan Company. . . New Y ork .. . . Guardian Personal Loan Company. . . New York___ St. Bartholomew’s Loan Association.. New Y o rk .. . . Auburn Personal Loan Company........ Auburn.......... Provident Loan Society of Rochester.. Rochester. . . . Union Loan Company.......................... Syracuse........ Personal Loan Association of Onondaga County, Inc............................... Syracuse........ Cayuga Loan Company....................... Auburn.......... Onondaga Provident Loan Association, In c............................................. Syracuse........ Syracuse ..................... Loan CompanySyracuse........ Fidelity Credit Company..................... Buffalo........... Buffalo Security Company................... Buffalo........... American Credit Company.................. Buffalo........... Standard Credit Company of Buffalo. Buffalo........... Home Credit Company........................ Buffalo........... Provident Loan Company of Buffalo.. Buffalo........... Remedial Loan Society of Buffalo, Inc. Buffalo........... The Utica Provident Loan Association Utica.............. The Chattel Loan Society of New York, In c........................................... New Y o rk .. . . Oct. Nov. Jan. Feb. Mar. Mar. Capital 8,1914 18,1914 5,1915 8,1915 3,1915 5,1915 $100,000 50,000 40,275 5,000 50,000 10,000 Mar. 8,1915 Mar. 10, 1915 10,000 10,000 Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. 30.000 10.000 10,000 10,000 10,000 10,JOOO 10,000 10,000 30,000 10,000 13,1915 19,1915 20,1915 20, 1915 22,1915 22,1915 22,1915 22,1915 24,1915 25,1915 200,000 Mar. 25,1915 I ncrease of Capital of P ersonal L oan Companies NAME Location Date The Remedial Loan Society of Buffalo, In c...................................................... Buffalo......... Onondaga Provident Loan Association, In c...................................................... Syracuse.. . . H ew C r e d it U Jan. 28,1915 $10,000 June 16,1915 10,000 n io n s NAME Location Metropolitan Credit Union............................................ Commercial Credit Union of Brooklyn........................ Mutual Investment Credit Union................................. Co-operative Credit Union............................................. United Credit Union....................................................... Marx & Rawolle Employees Credit Union.................. Amkanko Credit Union.................................................. Grocers’ Credit Union.................................................... Borough of Brooklyn Credit Union.............................. Brooklyn........ Brooklyn........ New Y o rk .. . . New Y o rk .. . . New Y o rk .. . . Brooklyn........ New Y o rk .. . . New Y ork .. . . Brooklyn........ Amount of increase Date of authorization Jan. Feb. Feb. Mar. Mar. May June July July 26,1915 10,1915 19,1915 13,1915 24,1915 13,1915 3,1915 21,1915 22,1915 30 A nnual R eport of the P ersonal L oan Companies R efused NAME Location Washington Aid Personal Loan Com pany, In c....................... ................ New Y o rk .. . . Date of refusal Capital Nov. 4,1914 $15,000 P ersonal L oan Company Closed Location NAME Remarks The Equitable Personal Loan Company............................. New Y o rk .. Superintendent took possession June 2, 1915. Allowed to resume business September 3, 1915. N ew I nvestment C ompanies NAME Location Date of authorization The Morris Plan Company of New York New Y o rk .. Dec. 30, 1914 The Morris Plan Company of Albany... Albany....... July 30,1915 Capital $100,000 50,000 I ncreases of C apital of I nvestment Companies NAME Location Date of increase Guaranteed Mortgage Company of New Y ork ....................................................... New Y o rk .. April 19,1915 The Morris Plan Company of New York. New Y ork .. Sept. 8,1915 Amount of increase $125,000 400,000 I nvestment Company B ranch NAME The Morris Plan Company of New Y ork... Location Location of new branch New Y o rk .. 52 William Street. S uperintendent of 31 B anks . N ew Safe D eposit Company NAME Location The State Safe Deposit Company.......... Date of authorization New Y o rk .. July 14,1915 Capital $100,000 N ew Safe D eposit Company B ranches NAME Franklin Safe Deposit Company___ Location Location of new branch New Y ork .. 46 Wall Street, Borough of Man hattan. Corn Exchange Safe Deposit Company................................................. New Y ork .. 162-164 Stuyvesant Place, New Brighton, S. I. Com Exchange Safe Deposit Company................................................. New Y o rk .. 126 East 86th Street, Borough of Manhattan. Com Exchange Safe Deposit Company................................................. New Y o rk .. 762-776 Lexington Avenue, Bor ough of Manhattan. Empire Safe Deposit Company........ New Y o rk .. 120 Broadway, Borough of Man hattan. Empire Safe Deposit Company........ New Y o rk .. 580 Fifth Avenue, Borough of Manhattan. The State Safe Deposit Company... New Y ork .. Cor. Graham Avenue and Yaret Street, Borough of Brooklyn. The State Safe Deposit Company. . New Y o rk .. Union and Westchester Avenues, Borough of Manhattan. The State Safe Deposit Company... New Y ork .. Stone and Pitkin Avenues, Bor ough of Brooklyn. Madison Safe Deposit Company. . . . New Y ork .. 204 Fifth Avenue, Borough of Manhattan. Safe D eposit Company B ranches Closed NAME Location Empire Safe Deposit Company........ 120 Broadway, New Y ork........ Madison Safe Deposit Company. . . . 413 Broadway, New Y ork ........ Corn Exchange Safe Deposit Com pany ................................................. 14 Richmond Terrace, New Brighton, S. I ......................... Empire Safe Deposit Company........ 42 Broadway, New Y ork .......... Date of closing Sept. 9,1915 Sept. 27,1915 Mar. 5,1915 May 21,1915 32 A nnual R eport of the D ecrease of Capital of Safe D eposit C ompanies Amount of decrease NAME Location Hanover Safe Deposit Company, T h e.. . . New Y o rk .. $100,000 Date of decrease Nov. 17,1914 Safe D eposit Company C losed Date of closing NAME Location *Wall Street Safe Deposit Company.. New Y o rk .. . . Feb. 5,1915 Capital $100,000 * Voluntary liquidation. N ew Savings and L oan A ssociations NAME Location Date of , authorization Rockaway Savings and Loan Association. . . . Rockaway Park, West Rockaway............... Genesee Street Savings and Loan Association. Buffalo......................... Lackawanna Savings and Loan Association.. Lackawanna................ Rural Savings and Loan Association............... New Y ork................... I talian-American Savings and Loan Associa tion .................................................................. Buffalo......................... South Shore Savings and Loan Association... New D orp................... California Perfume Company Employees’ New York................... Savings and Loan Association.................... Hammondsport Savings and Loan Association Hammondsport.......... Ithaca Savings and Loan Association............. Ithaca.......................... Jefferson Savings and Loan Association.......... Buffalo......................... Orangetown Savings and Loan Association. . . Sparkill........................ Oct. 5, 1914 Oct. 27, 1914 Nov. 2, 1914 Nov. 10 1914 , Dec. 24, 1914 Feb. 17, 1915 Mar. May May May May 4, 1915 12, 1915 17, 1915 27, 1915 27, 1915 L and B ank of the S tate of N ew Y ork New York Authorized January 29, 1915. Capital Location, No. 61 Broadway, $ 100, 000 . S uperintendent op 33 B anks . P rivate B ankers A uthorized NAME Jacob Gimbel, Charles Gimbel, Daniel Gimbel, Ellis A. Gimbel and Louis S. Gimbel (Gimbel Brothers)........... Raphael Scotto...................................... Michele G. Pasca.................................. Joseph Martiniano................................ James Tarabella and Lucy Tarabella.. Joseph Liccione..................................... Joseph B. Greenhut, Benedict J. Greenhut, Charles A. Cooper and Nelson W. Greenhut (J. B. Greenhut & Company)............................... Gaetano de Luca, Maurizio de Fina and Vincenzo De Luca (G. De Luca & Company)...................................... Lionello Perera...................................... Pasquale De Marco.............................. Abraham L. Kass.................... .......... Frank Jenkins, Jr. and William L. Ricard (Jenkins & Company).......... Michael Del Papa................................. Alfonso Pepe, Frank Pepe and Anthony Pepe (Alfonso Pepe and Sons) John Kovacs.................... * .................. Guiseppe Termini................................. Samuel Oliner and Isidore Oliner (Oliner Brothers)............................... Donato Boffa and Donato Di Sesa (D. Boffa & D. Di Sesa).................. Nicola Gallo........... ............................... Pasquale Di Mezza............................... Louis Jarmulowsky and Harry Jarmulowsky (S. Jarmulowsky’s Bank)___ Jesse Isidor Strauss, Percy S. Strauss and Herbert N. Strauss (R. H. Macy & Company Depositors’ Account Department)...................................... Adolph I. Namm.................................. Location Date of authorization New Y o rk .. . . Brooklyn........ New Y ork .. . . Brooklyn........ New Y o rk .. . . New Y ork .. . . Oct. 1,1914 Oct. 1,1914 Oct. 8,1914 Oct. 8,1914 Oct. 9,1914 Oct. 15,1914 $25,000 15,000 15,000 lOjOOO 2,000 15;000 New York___ Oct. 15,1914 105,000 New Y ork .. . . New Y ork .. . . Schenectady.. New Y ork .. . . Oct. Oct. Oct. Oct. 15,1914 26,1914 28,1914 30,1914 50,000 50,000 5,000 50,000 Brooklyn........ Elmira............ Oct. 31,1914 Oct. 31,1914 15,000 5,000 Buffalo........... Oct. 31,1914 Brooklyn........ Oct. 31,1914 New Y ork ... . Oct. 31,1914 15,000 10,000 2,500 New Y ork .. . . Permanent capital Oct. 31,1914 5,000 New Y ork .. . . Oct. 31,1914 Binghamton. . Oct. 31,1914 Amsterdam... Oct. 31,1914 15,000 5,000 5,000 New Y ork .. . . Oct. 31,1914 100,000 New Y ork .. . . Nov. 4,1914 Brooklyn........ Nov. 17,1914 Utica.............. Nov. 24,1914 Germano P. Baccelli............................. Albany........... Jan. 20,1915 C. & S. Cappellino..........................•... Rochester. . . . Mar. 19,1915 William Machol.................................... New Y ork .. . . Mar. 19,1915 Herbert Dey and Donald Dey (Dey ■w* Bros.).................................................. Syracuse........ April 16,1915 Lunham & M oore................................. New Y o rk .. . . May 3,1915 Sigmund Geza Schwabach................... New Y o rk .. . . Aug. 11,1915 Isidor Herz............................................ New Y ork .. . . Sept. 3,1915 100,000 5,000 5.000 5.000 6.000 3,000 35.000 15.000 5,000 7,500 I ncrease in Capital of P rivate B anker NAME Location Date of approval Germano P. Baccelli............................. Albany........... Jan. 20, 1915 Amount of increase $5,000 34 A nnual R eport of the P rivate B ankers Closed NAME Location Oiiner Brothers............................. Abraham L. Kass.......................... M. A. Lunghino............................ S. Lunghino & Sons.............. .. *Joseph Marcus & Sons............... Banco Severio Gallo..................... M. DiSimone & Son..................... New Y ork............. New Y ork............. Buffa'o-Rochester . New Y ork............. Brooklyn............... Long Island C ity.. Buffalo................... Date of closing Nov. Nov. Dec. Jan. Jan. Feb. Dec. 23, 1914 30, 1914 12,1914 18,1915 8, 1915 15,1915 12, 1914 Permanent capital $5,000 50.000 50.000 * Sold assets to the Bank of United States. P rivate B ankers R efused NAME Location Orazio Ciaccia & Vincenzo Ciaccia (Ciaccia Bros.) Schenectady........ Buffalo-Rochester Buffalo................. Date Dec. 21,1914 Dec. 12, 1914 Dec. 12, 1914 R eduction of P ermanent Capital of P rivate B ankers NAME Frank Sakser............................................ Location Amount of decrease New Y ork .. New Y o rk .. New Y o rk .. New Y o rk .. Brooklyn. . . New Y o rk .. New Y o rk .. New Y o rk .. Oct. Oct. Oct. Oct. Oct. Dec. Jan. Feb. 1, 1914 2,1914 15,1914 16,1914 28,1914 Ill 1914 28,1915 23,1915 $75,371 50,800 20,000 90,000 20,000 5,000 50,000 50,000 44 00 00 00 00 00 00 00 New Y o rk .. New Y o rk .. New Y o rk .. Brooklyn. . . New Y o rk .. New Y o rk .. New Y o rk .. Ithaca........ New Y o rk .. New Y o rk .. Mar. 13,1915 May 4,1915 May 17,1915 July 9,1915 Sept. 2,1915 Mar. 20,1915 Feb. 8,1915 Mar. 9,1915 June 14, 1915 June 28,1915 1,000 5,000 60,000 5,000 52,967 58,000 25,000 5,000 5,000 5,000 00 00 00 00 24 00 00 00 00 00 John N. Spaus and Carl Im Obersteg (A. Zwilchenbart & Martin Gasser & Guiseppe M olea......................................... Andrew J. Neubauer............................. Pietro Alvino.............................................. Date of approval S uperintendent 35 B anks . of P rivate B ankers Claiming P artial E xemption U nder the P rovisions of Section 160 of ttie B anking L aw Affidavit accepted Permanent capital NAME Location Josiah W. Place..................................... Q. W. Wellington and Benjamin W. Wellington (Q. W. Wellington & Co’s Bank)......................................... Frederick Robertson and William W. Robertson (Frederick Robertson & Company).......................................... Philip Sugerman, Mark H: Sugerman and Frank C. Straat (The Royal Company of New Y ork ).................. Julius Frank and Leo Frank (Nathan Frank’s Sons)....................... ............. Julius Lehrenkrauss and Herman C. Lehrenkrauss (J. Lehrenkrauss & Sons)........................... : ................. Jacob Rothschild, Isaac Rothschild and D. E. Rothschild, (Rothschild Bros. & Company)............................ Charles Frazier and Charles W. Frazier (Charles Frazier & Company)......... Edwin R. Fay, Fred. H. Fay and Charles R. Fay (Edwin R. Fay & Sons)................................................... Moses Packard (Packard & Company) Oscar L. Richard................................... William H. Seward, Joseph C. Ander son and William H. Seward, Jr., (Wm. H. Seward & Company)....... ; William H. Seward and William H. Seward, Jr. (Wm. H. Seward &' Company).......................................... New Y ork .. . . Jan. 1,1915 $256,000 Corning.......... Jan. 1,1915 100,000 N. Tonawanda Jan. 1,1915 50,000 New Y ork .. . . Jan. 1,1915 100,000 Ogdensburg... Jan. 1,1915 25,000 Brooklyn........ Jan. 1,1915 100,000 Ithaca Jan. 1, 1915 25,000 New Y ork .. . . Jan. 1, 1915 100,000 Auburn.......... Jan. New Y ork .. . . Jan. New Y ork .. . . Jan. 1,1915 1, 1915 1, 1915 100,000 125,000 100,000 Auburn.......... Jan. 1, 1915 100,000 Auburn.......... Feb. 19,1915 100,000 T otal R esources The number o f institutions and resources of each as of the last report to the Superintendent is shown in the following table: INSTITUTION 200 banks of deposit and discount....................... 140 savings banks................. 81 trust companies.............. 75 private bankers.............. Date Sept. 25,1915 July 1, 1915 Sept. 25,1915 Sept. 25,1915 Deposits $576,253,070 1,791,524,601 1,837,934,024 7,636,434 Resources $671,142,322 1,930,596,230 2,155,537,274 14,094,273 38 A nnual R eport of the T otal R esources — Concluded INSTITUTION 46 11 2 245 1 2 19 1 Date safe deposit companies.. investment companies... security companies........ savings and loan asso ciations ........................ building lot association. . credit unions................... personal loan companies. personal loan broker.. . . | Deposits Resources Jan. Jan. Jan. 1, 1915 1,1915 1,1915 $8,855,261 19,661,233 2,183,666 Jan. Jan. Jan. Jan. Jan. 1,1915 1,1915 1, 1915 1,1915 1,1915 68,476,499 27,356 6,294 674,518 10,000 823 171 branches. 8 branches of trust companies in Europe. 22 foreign bank agencies. $4,871,264,926 1,024 total institutions. Increase in resources from previous year, $490,846,953. Including the national banks o f this State, the combined re sources o f 1,506 banking institutions under supervision is nearly eight billion dollars, not considering the enormous resources o f the private bankers and brokers not under supervision, especially those o f international reputation. L iquidation B ureau A s already told, we were compelled to close and take over the affairs o f one incorporated State bank, namely, the Bank of Cape Vincent, at Cape Vincent, New York, one of the smallest institu tions in the State, its total deposits being about $74,000. Soon after its closing and in order to reduce the cost o f liquidation, I deemed it advisable to have the affairs o f this bank placed under the control o f the Liquidation Bureau o f this Department. A substantial dividend will be paid the creditors in the near future. In addition to taking over the affairs o f the Bank o f Cape V in cent, it was necessary, since I reported to your honorable body in m y Annual Report on Savings Banks, Trust Companies, etc., to take over the affairs o f Saverio Gallo, with offices at No. 293 Third Avenue, Brooklyn, and 385 Metropolitan Avenue, Brook lyn, and DiSimone & Son, with office at No. 139 Broadway, Long S uperintendent of 37 B anks . Island City. Both o f these concerns were accepting small deposits, without securing a license from this Department. This Department co-operated with the District Attorneys o f Kings and Queens Counties in prosecuting both these bankers criminally. I reported to your honorable body in March that under an order o f the Supreme Court Michael Lunghino, private banker, doing business in Buffalo, was permitted to reopen after this De partment had taken over the affairs o f his bank. Since then the same Supreme Court Justice issued an order permitting S. Lung hino & Sons, private bankers, with offices at Buffalo and Roches ter, to reopen after this Department had closed them. W e have taken an appeal from this order to the Appellate Division, 4th Department, which appeal is still pending. W ith a view to centralizing the work and installing wherever possible a uniform system o f handling liquidations, I have caused to have removed to the offices o f this Department all the liquida tions under my supervision, thereby reducing their fixed operat ing expenses. The Liquidation Bureau o f this Department is supervising the assets o f 26 incorporated institutions and private bankers. These assets total $18,475,418.67, and have approximately 55,000 cred itors as follows: NAME OF INSTITUTION Afro-American Investment and Building Company......... Bank of Cape Vincent.......................................................... Bank of Wavne..................................................................... Binghamton Trust Company............................................... Borough Bank of Brooklyn................................................. Carnegie Safe Deposit Company........................................ Deutsch Bros........................................................................ Di Simone & Son.................................................................. Empire Savings & Loan Association.................................. European-American Bank.................................................... Excelsior Building & Loan Association.............................. Gallo, Saverio........................................................................ Greenpoint-Polish Co-operative Savings and Loan Ass’n . Harbor & Suburban Bldg, and Savings Association......... Date of closing July 13,1911 May 4,1915 Nov. 9,1910 April 9,1909 April 7,1910 Sept. 23,1911 July 31,1914 Feb. 13,1915 July 29,1912 Aug. 6,1910 Jan. 30,1912 Jan. 8,1915 Sept. 2,1911 Mar. 13,1909 Dividen ds paid per cent *43 90 70 *10 50 20 * 10 81 *60 9.36 38 A nnual R eport of the Dividends paid per cent Date of closing NAME OF INSTITUTION Knickerbocker Savings and Loan C o ................................. Kobre, Max — New York Branch...................................... Lafayette Trust Company................................................... Newmark-Dwinsker Co-operative Savings and Loan Ass’n Nineteenth Ward Co-operative Savings and Loan Ass’n . . Oliner Bros............................................................................. Schwenk, L. W ...................................................................... Sea Cliff Bank....................................................................... State Savings Bank............................................................... Universal Trust Company................................................... Washington Savings Bank................................................... Woodhaven Bank.................................................................. May Aug. Nov. July July Nov. July Nov. Dec. Feb. Dec. Oct. 20,1911 4,1914 30,1908 13,1911 15,1909 23,1914 23, 1914 23,1911 1,1911 16,1912 28,1910 28,1912 *48 20 55 62.69 15 89 54 61 85 * General creditors paid in full. Indebtedness amounting to $1,531,401.22, for monies bor rowed by institutions and private bankers, prior to the closing by the Superintendent o f Banks, has been paid. Preferred creditors have received a total of $191,110.94 and upon the filed claims o f other creditors, dividends aggregating $5,514,440.08 have been disbursed prior to September 30, 1915. During the period since September 30, 1914, creditors o f institu tions and private bankers, now in the Bureau, have received dividends amounting to $705,780.49. INSTITUTION Deutsch Bros......................................... Empire Savings and Loan Association. Knickerbocker Savings and Loan C o .. Kobre’s, M ax— N. Y. Branch............ Kobre’s Max — N. Y . Branch............ Popular Banking Savings & Loan Assn. Schwenk, L. W ...................................... State Savings Bank............................... State Savings Bank............................... Washington Savings Bank................... Date Paid Mar. Oct. Oct. Dec. Mar. Oct. Dec. Oct. June Oct. 1,1915 22,1914 19,1914 21,1914 21,1915 20,1914 16,1914 27,1914 17,1915 28,1914 Amount $37,769 1,442 8,755 244,639 241,005 573 101,314 8,613 18,687 42,978 Per cent 64 24 40 29 74 49 95 77 90 07 20 10 8 10 10 286.2 15 4 10 3 S uperintendent of B anks . 39 In the following table is shown the percentage cost o f the liquidation to September 30, 1915, o f institutions in the Bureau: INSTITUTION Per cent Afro-American Investment Building and Loan Company............................ 5.63 Bank of Cape Vincent....................................................................................... 1.62 Bank of Wayne.................................................................................................. 4.03 3.44 Binghamton Trust Company..................... Borough Bank of Brooklyn............................................................................... 3.92 Carnegie Safe Deposit Company...................................................................... 4.59 Empire Savings and Loan Association............................................................ 3.55 European American Bank................................................................................. 7.65 Excelsior Building and Loan Association........................................................ 4.43 Greenpoint-Polish Co-operative Savings and Loan Association................... 6.06 1.27 Harbor and Suburban Building and Savings Association............................. Knickerbocker Savings and Loan Company.................................................. 2.62 Lafayette Trust Company................................................................................ 5.25 Newmark—-Dwinsker Co-operative Savings and Loan Association........... Nineteenth Ward Co-operative Savings anl Loan Association.................. 1.14 Sea Cliff B a n k .................................................................................................. 5.80 State Savings Bank......................................................................................... 8.02 Universal Trust Company.............................................................................. 3.26 Washington Savings Bank.............................................................................. 4.02 Woodhaven Bank............................................................................................. 4.04 Total.......................................................................................................... 80.34 Average for 20 institutions — 4.01. In spit© o f this increased work the average monthly salary list o f the Liquidation Bureau from September 30, 1914, to Septem ber 30, 1915, was but $1,659.25, as compared with $1,900 the previous year, and an average o f $2,300 when I assumed office in May, 1914. P ayment of D ividends It has been my desire since I assumed office to pay dividends to the depositors o f defunct institutions as rapidly as their finances permit. However, it is absolutely necessary to keep on hand a sufficient amount o f cash to properly protect the holdings o f these defunct institutions. During the fiscal year, ending September 30, 1915, dividends aggregating approximately $1,632,184.07 have been paid to the creditors o f institutions and private bankers under the super vision o f the Superintendent o f Banks. Since the close of the fiscal year additional dividends have been paid to the depositors of the Northern Bank, Industrial 40 A nnual R eport of the Savings and Loan Company, New Y ork Mortgage Company, Deutsch Brothers, and L. W . Schwenk, the latter two being pri vate bankers. The dividends disbursed up to the close o f the fiscal year are as follow s: INSTITUTION Date paid Deutsch Bros......................................... Carnegie Trust Company..................... Mar. 1,1915 Sept. 30, 1914 Sept. 30,1915 Oct. 22,1914 Oct. 25,1914 April 29, 1915 Oct. 19, 1914 Dec. 21,1914 Mar. 21, 1915 Empire Savings and Loan Association. Industrial Savings and Loan Assn. . . . Kass, Abraham L ................................. Knickerbocker Savings and Loan C o.. Kobre’s Max, Bank — N. Y. Branch. Kobre’s Max, Bank — N. Y. Branch. Kobre’s Max, Bank — Brownsville Branch............................................ Mandel, A dolf: ..................................... New York Mortgage Company.......... Popular Banking, Savings and Loan Association......................................... Schwenk, L. W ...................................... State Savings Bank.............................. State Savings Bank.............................. Washington Savings Bank................... Amount | Per cent $37,769 64 20 *171,451 90 35 24 74 95 40 29 74 10 10 15 8 10 10 Dec. 21, 1914 Feb. 9,1915 Oct. 30,1914 111,223 86 181,135 83 57,121 30 10 10 12 Oct. Dec. Oct. June Oct. 573 101,314 ’ 8,613 18,687 42,978 20,1914 16,1914 27,1914 17, 1915 28,1914 Total............................................... 1,442 240,619 164,850 8,755 244,639 241,005 49 95 77 90 07 286 2 15 4 10 3 $1,632,184 07 * Claims accepted subsequent to first and second dividends, and paid during above period. Securities The Superintendent o f Banks on September 30, 1915, held securities in trust for the banks of deposit and discount, individ ual bankers, private bankers, investment companies and trust companies, as follows Bonds and mortgages................................................................................. United States 2 per cent, bonds......... ....................... $44,000 United States 3 per cent, bonds................................ 21,000 United States 4 per cent, bonds............................ 21,000 $327,500 00 86,000 00 New New New New York York York York State 3 per cent, bonds............................ State 4 per cent, bonds.......................... State 4| per cent, bonds.......................... State 4| per cent, bonds.......................... $225,000 319,000 6,000 256,000 806,000 00 41 Superintendent oe B anks. New New New New New New New New New York York York York York York York York York County 3 3/10 per cent, bonds....................... City 2\ per cent, bonds........................... $318,000 City 3 per cent, bonds............................. 789,000 City 3| per cent, bonds........................... 2,869,500 City 4 per cent, bonds............................. 860,200 City 4^ per cent, bonds........................... 3,780,500 City 4| per cent, bonds........................... 691,500 18,000 City 6 per cent, bonds............................. City 6 per cent, notes.............................. 11,000 Brooklyn City 3| per cent, bonds.................................................... Albany City 3f per cent, bonds................................ $48,900 Albany City 4 per cent, bonds.................................. 16,500 Albany City 4 f per cent, bonds................................ 2,000 50,000 00 9,337,700 00 250,000 00 67,400 00 Buffalo City 3| per cent bonds................................. Buffalo City 4 per cent, bonds.................................. Buffalo City 4^ per cent, bonds................................ $15,000 20,000 6,000 41,000 00 Cohoes City 3^ per cent, bonds........................................................ Jamestown City 4 per cent, bonds............................ $46,000 Jamestown City 4^ per cent, bonds.......................... 5,000 2 ,0 0 0 00 51.000 00 Long Island City 3J per cent bonds...................... Middletown City 3J per cent, bonds................. . Niagara Falls City 4 per cent, bonds............ ! . . . . North Tonawanda City 4| per cent, bonds........... Rensselaer City 4| per cent, bonds......................... Rochester City 3$ per cent, bonds.......................... Rome City 4 per cent, bonds................................... Schenectady City 4J per cent, bonds..................... Syracuse City 4 j per cent, bonds............................ Utica City 4 per cent, bonds................................... Massachusetts State 3J per cent, bonds................. Boston City 4 per cent, bonds................................. Cincinnati City 4 per cent, bonds............... ........... Providence City 4 per cent, bonds.......................... San Francisco City and County 5 per cent, bonds. Schoharie County 4| per cent, bonds..................... Kenmore Village 4.40 per cent, bonds.................... Solvay Village 4J per cent: bonds........................... White Plains Village 5 per cent, bonds................... School District 4.95 per cent, bonds....................... School District 5 per cent, bonds............................ Railroad 3§ per cent, bonds....................................... Railroad 4 per cent, bonds......................................... Railroad 4| per cent, bonds....................................... 10.000 00 20,000 00 30.000 1,650 1,900 80.000 00 00 00 00 10,000 00 3.000 00 250 00 8.000 00 2,000 00 1,000 00 500 00 1,000 00 7.000 00 2.000 00 2 ,0 0 0 00 5.000 5,274 19,000 5.000 00 00 00 00 $17,000 250,000 113,000 380,000 00 Cash $11,613,174 00 42 A nnual R eport of the F unds of Closed I nstitutions Other T han Sayings B anks NAME OF INSTITUTION Y e a r clo s e d Y e a r ch a rte re d The following is a statement o f the funds held by the Super intendent o f Banks in trust for unknown creditors o f closed in stitutions other than savings hanks: 1871 1913 Albany County Bank*......................... 1885 1903 1892 1912 Birkbeck Investment Savings and Loan Company of America........*............. 1860 1911 1852 1863 1868 1893 Commercial Bank of Brooklyn............ 1903 1905 1894 1900 Delaware Loan and Trust Company*. 1903 1906 Eastern Discount Bank*...................... 1888 1905 1907 1912 Hungarian American Bank*................ 1904 1908 Interboro Bank*................................... 1914 1888 1912 Long Island Building and Loan Asso- Rate per cent, of dividend declared 100 100 100 891 871 100 100 100 100 100 100 100 Unclaimed dividends deposited with Superin tendent Paid by Superin tendent to claimants $2,403 63 2,161 71 $102 46 91 29 994 2,534 378 981 1,346 73 8,279 743 751 339 85 79 94 98 20 23 60 16 82 46 15 21 75 51 2 88 6,979 13 496 57 149 65 Balance unclaimed $2,301 17 2,070 42 919 2,534 378 978 1,346 73 1,300 743 254 189 85 28 94 98 32 23 60 03 82 89 50 21 55 96 55 96 407 41 407 41 1886 1912 Popular Banking, Savings and Loan t286.2 1888 1915 Produce Exchange Building and Loan 1905 1905 1889 1899 1911 1908 1914 1911 Terminal Bank*.................................... United States Exchange Bank*.......... Washington Trust C o.*........................ Williamsburgh Trust Company*........ 100 100 100 100 100 Total............................................... * Voluntary liquidation. 40 164 118 530 14,182 43 18 81 82 70 73 07 85 26 48 215 60 40 91 117 504 13,967 43 11 96 34 10 $36,574 19 $8,213 49 $28,360 70 t Paid to shareholders. Cost of M aintaining D epartment During the year the increase in the resources o f the institu tions under the supervision o f the Department was nearly half a billion dollars, the resources totalling $4,871,264,926, or an in crease o f 11.2 per cent, for the year. Despite this increase and the constantly increased work necessitated by the revision of the Ranking Law, the total expenses of the Department show an S uperintendent of B anks . 43 increase for the year o f only $1,206.70 or about Vo o f 1 per cent. The total expenses were $227,920.40 as against $226,713.70 the previous year. Owing to the remarkable growth o f the institutions under State Supervision the percentage o f expenses to total resources shows that the cost was 4.68 cents for each thousand dollars of resources, whereas, for the previous year it was 5.18 cents. The total number o f institutions under the supervision o f the Department at the close o f the fiscal year was 1,024. The appropriations for the Department and the expenses paid during the fiscal year follow s: G en eral F und Dr. Balance October 1, 1914................................................ $13,018 49 Appropriation, Chapter 529, Laws of 1914, salary of Superintendent............................................................ 10,000 00 Appropriation, Chapter 529 Laws of 1914, expenses of Superintendent....................... ............... .-................... 3,000 00 Appropriation, Chapter 529, Laws of 1914, salary of first deputy.................................................................. 6,000 00 Appropriation, Chapter 529, Laws of 1914, expe es of first deputy.................................................................. 500 00 Appropriation, Chapter 529, Laws of 1914, salary of second deputy.............................................................. 5,500 00 Appropriation, Chapter 529, Laws of 1914, salary of third deputy................................................................ 5,000 00 Appropriation, Chapter 529, Laws of 1914, salary of fourth deputy.............................................................. 5,000 00 Appropriation, Chapter 529, Laws of 1914, salary of confidential clerk and private secretary.................... 3,500 00 Appropriation, Chapter 529, Laws of 1914, graded employees..................................................................... 25,410 00 Appropriation, Chapter 529, Laws of 1914, rent of New York office................................................................... 6,000 00 Appropriation, Chapter 529, Laws of 1914, office ex 15,000 00 penses........................................................................... ---------------------- Or. Salary of Eugene Lamb Richards, Superintendent. . . . Salary of George I. Skinner, first deputy superinten dent............................................................................... Salary of Edward J. Graham, second deputy superin tendent......................................................................... Salary of Guernsey R. Jewett, third deputy superinten dent......................................... Salary of Edward S. Brogan, 'confidential ^clerk and private secretary......................................................... Salary of John D. Moriarty, chief clerk and examiner. Salary of Nathaniel Orens, bookkeeper and examiner. Salary of Joseph Meltsner, examiner............................ Salary of AnnajG. Bristow, confidential stenographer. Salary of Michael Monahan, confidential^stenographer Salary pf Clinton D. Ganse, stenographer................... $10,000 00 6,000 00 4,901 20 5,000 00 3,500 00 3,250 00 1,249 95 675 00 225 00 1,750 00 1,700 00 $97,928 49 44 A nnual R eport of the Salary of Carrie M. Clancy, stenographer................... $250 00 Salary of Blanche M. Borthwick, stenographer.......... 1,500 00 Salary of Mary H. Shields, stenographer..................... 1,466 66 Salary of A. I. Rand, stenographer and clerk.............. 1,400 00 Salary of Elizabeth E. Staley, filing clerk.................. 1,312 50 Salary of Lillian F. Carabine, filing clerk..................... 1,312 50 Salary of Harriett B. Kennedy, clerk................ ........ 1,200 00 Salary of John A. Murray, stenographer..................... 1,200 00 Salary of Louis Neiman, stenographer.......................... 1,100 00 675 00 Salary of Robert J. Fortune, bookkeeper..................... Salary of Otillia M. Dinsenbacher, typewritercopyist. 800 00 Salary of John J. Sullivan, junior clerk........ .............. 600 00 Salary of Patrick H. White, watchman........................ 22 13 Salary of Ambrose J. Delaney, temporary bookkeeper 226 37 Eugene Lamb Richards, expenses................................. 485 31 George I. Skinner, expenses........................................... 668 60 Edward J. Graham, expenses and small bills paid for department....................................................... 1 50 Guernsey R. Jewett, small bills paid for department.. 7055 Edward R. Anker, expenses................................ 788 40 8 75 George A. Plant, small bills paid for department....... John D. Moriarty, small bills paid for department. . . . 500 Clinton D. Ganse, expenses............................... %......... 10 95 Rent of New York office..................................... 6,149 94 Advertising (publication of summaries of reports). . . . 37350 Printing, letterheads, envelopes, reports, blanks, etc. 5,687 63 Newspapers, law books, financial periodicals, etc....... 411 63 Telegraph and telephone..................................... 3,583 64 Expressage............................................................. 793 24 Equipment (furniture and fixtures).................... 437 45 Office supplies................................ 913 26 Miscellaneous........................................................ 286 35 Services (reports of financial agencies, etc.)..... 277 75 8 35 Rental safe deposit vaults................................... Water and ice ....................................................... 162 40 Lapsed appropriations............................. Salaries undrawn and not to be draw n.. $72,440 51 $4,433 56 12,638 25 ------------------17,071 81 ----------------------- Available balance October 1, 1915................................................... $89,512 32 $8,416 17 C o n t in g e n t F u n d Dr. Balance, October 1,1914................................................ Appropriation, Chapter 529, Laws of 1914 .................. Cr. Appraisals........................................................................ Services (reports of financial agencies, etc.)............... Services (unpacking cases in connection with moving into new offices)........................................................... Salary of James O’Connor (temporaryindex clerk). .. Wm. S. Hackett, examining securities held in trust by Superintendent of Banks............................................ Edward R. Anker, expenses........................................... Guernsey R. Jewett, expenses....................................... Nathaniel Orens, expenses.............................................. $2,446 06 6,000 00 ---------------------$70 00 1,542 60 85 00 109 82 75 208 56 14 00 90 12 95 $8,446 06 S uperintendent of 45 B ane& Printing............................................................................ Advertising (publication of summaries of reports). . . . Office supplies.................................................................. Stamps and stamped envelopes..................................... Expressage....................................................................... Telegraph and telephone................................................ Rental safe deposit vaults.............................................. Law books, financial periodicals, etc............................. Water and ice.................................................................. Furniture and furnishings............................................... Miscellaneous.................................................................. $96 82 921 50 85 68 1,313 20 208 38 471 70 312 51 277 05 27 20 258 33 155 95 ---------------------- Balance October 1, 1915.................................................................... $6,290 71 $2,155 35 P r iv a t e B a n k e r s ’ F un d Dr. Balance October 1, 1914............................................................................ C r. Salary of Edward R. Anker, land and opinion clerk.. Salary of Carrie M. Clancy, stenographer................... Salary of Florence Sellvin, stenographer...................... Salary of Cornelius E. Price, confidential messenger.. Salary of John F. Neilson, chief inspector (temporary)* Salary of Hazel Sullivan, stenographer........................ Salary of Nicholas M. Banker, chief investigator of violations, etc. (temporary)*..................................... Salary of John J. Kenny, district inspector (tempor ary) *......................................................................... . . Salary of Thomas S. Smith, district inspector (tem porary)*....................................................................... Salary of Samuel Kapper, inspector (temporary)*... . Salary of Frank F. Gordon, inspector (temporary) *. . Salary of H. Charles Nixdorf, inspector (temporary)*. Salary of Lawrence J. Murray, inspector (temporary) * Salary of Sydney Lehman, inspector (temporary)*. . Salary of Richard Ward, inspector (temporary) * ....... Salary of John J. McCarthy, assistant investigator (temporary)*.................................................... Salary of Joseph Meltsner, examiner............................ Rent of New York office................................................ Nicholas M. Banker,, expenses....................................... Thomas S. Smith, expenses............................................ H. Charles Nixdorf, expenses..................................... Samuel Kapper, expenses............................................... Frank F. Gordon, expenses............................................ Lawrence J. Murray, expenses.......................... Sydney Lehman, expenses.................. *......................... Cornelius E. Price, expenses.......................................... Joseph Meltsner, expenses................................. Nathaniel Orens, expenses............................................. G. S. Adams, examiner................................................... A. S. Barber, examiner................................................... J A. Broderick, examiner............................................. B. B. Bullock, examiner......................... F. G. Crane, examiner......... ....................................... A. L. Dutton, examiner.................................................. G. W. Egbert, examiner................................................. $3,600 1,416 1,500 1,500 500 900 00 66 00 00 00 00 400 00 400 00 600 00 300 00 300 00 450 00 300 00 450 00 225 00 225 1,125 2,791 248 252 128 3 8 13 2 11 4 77 11 41 420 70 1,976 44 53 00 00 68 05 60 85 40 40 75 65 94 91 80 00 75 00 00 95 75 55 $36,459 72 46 A nnua! R epoet of tee E. T. Eshelman, examiner............................................. Benjamin Fairbanks, Jr., examiner............................... F. B. Hoag, examiner..................................................... E. F. Howe, examiner..................................................... Claude Hutchins, examiner............. ........................... H. B. Kennedy, examiner............................................... N. J. Macdonald, examiner............................................ J. I. Mesick, examiner.................................................... Andrew Moreland, examiner.......................................... A. H. Morey, examiner................................................... F. W. Piderit, examiner.................................................. D. W. Quinn, Jr., examiner........................................... E. K. Satterlee, examiner............................................... I. V. Scott, examiner...................................................... R. W . Taylor, examiner................................................. H. L. Tompkins, examiner.......................................... A J. Van Pelt, examiner................................................ A. B. Wheeler, examiner................................................. H. J. Young, examiner................................................... Appraisals......................................................... Printing.............................................................. Office supplies.................................................................. Stamps and stamped envelopes..................................... Expressage........................................................................ Telegraph and telephone................................................ Equipment (furniture and fixtures).............................. Water and ice............; .................................................... Miscellaneous.................................................................. $321 92 56 00 30 00 50 00 1,786 77 66 24 40 00 8 00 173 87 25 00 32 00 1,151 28 30 00 140 80 40 00 90 00 32 00 30 00 249 44 25 00 249 21 82 84 500 00 40 84 7 31 12 37 10 60 10 50 ---------------------- Balance October 1, 1915.................................................................... $25,645 68 $10,814 04 * Services dispensed with. F u r n it u r e for N e w O f f ic e s Dr. Appropriation, Chapter 726, Laws of 1915............................................. Cr. Furniture and furnishings.............................................. Advertising specifications for new cases....................... $6 00 94 90 ----------------------- Balance October 1, 1915.................................................................... P etty F und — F ees for $6,900 00 100 90 $6,799 10 C o p y in g , E t c . Dr. Balance October 1, 1914................................................. Received during the year............................................... $4 00 56 75 ---------------------- $60 75 Cr. Payments to State Treasurer as required by law................................... 56 60 Balance October 1, 1915.................................................................... $4 15 S uperintendent 47 of B a n e s . I n t e r e s t F u n d , F a i l e d S a v i n g s I n s t it u t io n s Balance Interest Interest Interest Interest Dr. October 1, 1914................................................. December 31, 1914........................................... March 31, 1915 ................................................. June 30, 1915.................................................... September 30, 1915 .......................................... $15,515 59 1,172 20 642 88 1,195 46 679 74 ---------------------- $19,205 87 Cr. Paid State Treasurer interest credited during year................................ 3,690 28 Balance................................................................................................ $15,515 59 I n t e r e s t F u n d , O t h e r F a i l e d I n s t it u t io n s Dr. Interest received during the year............................................................. $630 48 Cr. Paid to State Treasurer............................................................................. 630 48 E x a m in e r s ’ F u n d Dr. Balance October 1,1914................................................. Appropriation, Chapter 529, Laws of 1914.................. Cr. G. S. Adams.................................................................... Walter S. Allen............................................................... H. S. Andrews................................................................. A. S. Barber.................................................................... Joseph A. Broderick........................................................ B. B. Bullock.................................................................. F. G. Crane..................................................................... A. T. Campbell............................................................ Edward L. Dodge........................................................... A. L. Dutton......... ' ......................................................... G. W. Egbert.................................................................. E. T. Eshelman............................................................... Benjamin Fairbanks, Jr................................................. J. S. Frazer...................................................................... B. D. Haight................................................................... Charles W . Hermans...................................................... Frank B. Hoag................................................................ Charles A. H om e............................................................ E. F. Howe...................................................................... Robert W. Humphrey.................................................... Claude Hutchins............................................................. R. P. Kavanagh.............................................................. H. B. Kennedy................................................................ J. J. Kennedy.................................................................. N. T. Killip..................................................................... James S. Love................................................................. W. A. MacCallum........................................................... N. J. Macdonald.......................................................... G. V. McLaughlin....................................................... $24,857 64 135,000 00 ---------------------- $3,375 4,555 4,882 4,023 420 3,043 1,138 5,505 245 2,832 1,934 3,661 1,860 1,474 26 3,192 1,533 18 2,994 4,075 2,198 3,989 3,704 1,284 3,799 4,025 5,075 3,246 160 60 07 80 81 00 26 40 66 00 03 37 16 35 28 00 12 53 00 30 3650 65 36 80 15 05 12 66 00 $159,857 64 48 A nnual R eport op tu p John I. Mesick.......................... Andrew Moreland.................... A. H. M orey............................. John D. Moriarty..................... H. C. Nixdorf........................... Nathaniel Orens....................... J. J. O’Shaughnessy............... F. W. Piderit.......................... George A. Plant....................... D. W. Quinn, Jr....................... F. C. Rhodes............................ E. K. Satterlee......................... IrvingjV. Scott......................... Peter N. Shippee...................... Gordon F. Smith...................... Ralph W. Taylor................ H. L. Tompkins....................... A. J. Van Pelt........................... A. B. Wheeler........................... H. J. Young.............................. Stamps and stamped envelopes Balance October 1, 1915, $2,508 4,923 3,549 32 76 922 14 11 97 30 73 27 110 00 2,118 95 3,632 69 24 00 10 00 3,178 99 605 00 2,454 61 4,030 14 2,487 72 3,143 56 1,929 05 3,287 01 5,489 81 654 16 --------------- $123,442 60 $36,415 04 D epartment R oster Acting upon the recommendation o f the Superintendent of Banks, the Legislature o f 1915 abolished the position of Fourth Deputy Superintendent o f Banks, which was created in the re vision o f the hanking law. During the year death removed Edward J. Graham, who acted as Second Deputy Superintendent o f Banks since 1911, and Augustus K. Moore, Chief o f the Liquidation Bureau. Mr. T. A. Pyterman, one o f my examiners who has had considerable experience in the liquidation o f several closed institutions, was appointed by me to the vacancy caused by the death o f Mr. Moore. The vacancy caused by the death o f Mr. Graham has not as yet been filled. Miss Anna G. Bristow, who acted as confidential stenographer to several superintendents, as well as to the present incumbent, resigned her position and by re-arranging the work previously performed by her I was able to have her duties fulfilled without the appointment of a stenographer in her place, thus affecting a substantial savings to the Department. During the fiscal year ending September 30, 1915, Examiners Joseph A. Broderick, Frank C. Rhodes and Frank B. Hoag S uperintendent of 49 B anks. resigned, and Arthur J. Van Pelt, Benjamin. Fairbanks, Jr., and J. Stuart Frazer were appointed as examiners. The total num ber o f examiners employed is forty-five in comparison with fortysix reported last year. When this Department first assumed jurisdiction over private bankers in 1914, it was necessary to employ temporarily several inspectors to assist in the work o f investigating complaints and violations o f the various sections o f the new hanking law. A fter the Private Bankers’ Bureau was formally organized, the services o f these men were dispensed with. Since then various com plaints o f alleged violations o f the banking law and a ruling o f the Attorney-General that this Department had supervision over money order and steamship ticket agencies made it necessary to employ permanently several inspectors. I made application to the State Civil Service Commission for the establishment o f a proper list from which such employees could be obtained. I have appointed Albert D e Lisser and Benedetto O. Palumbo, who ranked number one and number two on the civil service list for the position of inspector in the Private Banker’s Bureau o f this Department. The Civil Service Commission also intends to es tablish a separate list from which an additional inspector can be appointed for work outside o f Greater ISTew York and West chester county. D epartment R oster NAMES AND TITLES Eugene Lamb Richards, superintendent................ George I. Skinner, first deputy superintendent___ Guernsey R. Jewett, third deputy superintendent. Edward S. Brogan, confidential clerk and private secretary................................................................ Edward R. Anker, land and opinion clerk............. John D. Moriarty, chief clerk and examiner, Albany office.......................................................... Michael Monahan, stenographer to superintendent, New York office..................................................... Robert J. Fortune, bookkeeper, Albany office....... Carrie M. Clancy, stenographer, Albany office___ Clinton D. Ganse, stenographer, New York office. Florence Sellvin, stenographer, New York office... Year of appoint ment Compensation 1914 1897 1914 $10,000 per annum 6,000 per annum 5,000 per annum 1914 1914 3,500 per annum 3,600 per annum 1883 3,250 per annum 1914 1915 1901 1904 1911 1,800 per 900 per 1,700 per 1,700 per 1,500 per annum annum annum annum annum 50 A nnual R eport of the D epartment R oster — Continued NAMES AND TITLES Blanche M. Borthwick, stenographer, Albany office Mary H. Shields, stenographer, Albany office....... A I. Rand, stenographer and clerk, New York office........................................................................ John A. Murray, stenographer, New York office.. Louis Neiman, stenographer, New York office... . Hazel Sullivan, stenographer, New York office.... Cornelius E. Price, confidential messenger, New York office.............................................................. Harriet B. Kennedy, clerk, New York office......... Ottilia M. Dinsenbacher, typwriter copyist, New York office.............................................................. Elizabeth E. Staley, filing clerk, Albany office. . . . Lillian F. Carabine, filing clerk, Albany office. . . . John J. Sullivan, junior clerk, Albany office.......... A T. Campbell, chief examiner............................... H. J. Young, examiner............................................. C. W. Hermans, examiner........................................ H. S. Andrews, examiner.......................................... E. L. Dodge, examiner............................................. Andrew Moreland, examiner.................................... E. T. Eshelman, examiner........................................ W. A. MacCallum, examiner................................... Walter S. Allen, examiner........................................ Robert W. Humphrey, examiner............................. Benjamin D. Haight, examiner*............................. Claude Hutchins, examiner...................................... R. P. Kavanagh, examiner....................................... J. S. Love, examiner................................................. G. F. Smith, examiner.............................................. G. W. Egbert, examiner*......................................... Charles A. Home, examiner*................................... James J. Kennedy, examiner................................... N. J. Macdonald, examiner...................................... H. L. Tompkins, examiner....................................... D. W. Quinn, Jr., examiner*................................... G. S. Adams, examiner............................................. G. A. Plant, examiner............................................... A. S. Barber, examiner............................................. N. T. Killip, examiner............................................... Benjamin B. Bullock, examiner............................... F. G. Crane, examiner.............................................. A. H. Morey, examiner............................................. E. F. Howe, examiner............................................... H. B. Kennedy, examiner......................................... T. Arthur Pyterman-, examiner*............................. J. J. O’Shaughnessy, examiner*............................... I. Y. Scott, examiner*............................................... G. V McLaughlin, examiner*................................. E. K. Satterlee, examiner......................................... Year of appoint ment 1907 1907 Compensation $1,500 per annum 1,500 per annum 1900 1914 1911 1914 1,400 1,200 1,100 900 1914 1912 1,500 per annum 1,200 per annum 1913 1908 1914 1912 800 per 1,350 per 1,350 per 600 per 1898 1895 1896 1908 1904 1908 1909 1908 1895 1902 1907 1908 1908 1895 1907 1910 1909 1910 1911 1909 1910 1905 1906 1908 1909 1911 1910 1911 1911 1911 1910 1910 1911 1911 1912 per per per per annum annum annum annum annum annum annum annum Per diem when actually employed $18 and railroad fare 16 and railroad fare 16 and railroad fare 16 and railroad fare 14 and railroad fare 14 and railroad fare 14 and railroad fare 13 and railroad fare 14 and railroad fare 13 and railroad fare 13 and railroad fare 13 and railroad fare 13 and railroad fare 13 and railroad fare 13 and railroad fare 13 and railroad fare 12 and railroad fare 12 and railroad fare 12 and railroad fare 12 and railroad fare 15 and railroad fare 11 and railroad fare 11 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare 10 and railroad fare S uperintendent of 51 B anks . D epartment R oster — Concluded NAMES AND TITLES Year of appoint ment A. B. Wheeler, examiner.......................................... Ralph W. Taylor, examiner..................................... John I. Mesick, exarrfiner.................................... F. W. Piderit, examiner............................................ Peter N. Shippee, examiner..................................... Alva L. Dutton, examiner....................................... Arthur J . Van Pelt, examiner.................................. Benjamin Fairbanks, Jr., examiner......................... J. Stuart Frazer, examiner................................. Nathaniel Orens, examiner............................... . Joseph Meltsner, examiner private bankers. . . . . . . . Albert De Lisser, inspector private bankers.......... Benedetto 0 . Palumbo, inspector private bankers. 1912 1913 1913 1914 1906 1914 1914 1914 1915 1906 1914 1915 1915 Per diem when actually employed $10 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare 8 and railroad fare $2,400 per annum 1,800 per annum 1.500 per annum 1.500 per annum * Receives $14 per day when acting as special deputy to assist the superintendent in liquidation and distribution in the case of closed institutions. C o n c l u s io n I desire to again acknowledge my indebtedness and express my gratitude for the hearty co-operation of the officers of the Clearing House and of the various State associations represent ing the different classes of financial institutions. Without their harmonious co-operation and united action, it would have been impossible to have so soon allayed the feeling of unrest and suspicion rife during the trying times of last year. I believe those who participated in the various conferences of that time may well be proud of the results achieved. Respectfully submitted,. EUGENE LAMB RICHARDS, Superintendent of Banks. APPENDIX [531 WEEKLY BULLETINS BANKING DEPARTMENT, STATE OP NEW YORK Weekly bulletin as required by the provisions of section 82 of the Banking Law, chapter 2 of the Consolidated Laws. O c t o b e r 2, 1914 Sept. 25, 191 4 . A p p o in t m e n t o p A s s i s t a n t I n v e s t ig a t o r , B ureau, B a n k in g D e p a r t m e n t P r iv a t e Ban ke rs’ Mr. John J. McCarthy, of 16 Hudson street, Yonkers, N. Y., appointed as Assistant Investigator in the Private Bankers’ Bureau, Banking Department, for a period not to exceed six months, at a compensation of $150 per month, effective October 1, 1914. Sept. 25, 191 4 . A p p o in t m e n t op St e n o g r a p h e r Mr. John A. Murray, of Albany, N. Y., transferred from the position of stenographer in the office of the State Engineer at Albany to the position of stenographer in the New York branch office of the Banking Department, at a compensation of $ 10 0 per month, effective October 1, 1914. Sept. 29, 1914. L a c k a w a n n a Sa v in g s Sept. 29, 1914. I zor a F . W il s o n Sept. 29, 1914. N o rth po rt T r u st Co m pa n y S ept. 29, 1914. an d L o an A s s o c ia t io n Location: Lackawanna, Erie county, N. Y. Directors: Talmadge Blass, John Widner, Michael M. O’Mara, George Wicks, Michael A. Sullivan, Joseph G. Bouley, Nelson G. Milks, John H. Crosta, John Tomaka, Paul Hegedus, Max B. Lohr, Martin I. Delaney, all of Lackawanna, N. Y. Leonard Kowalski, Lloyd L. Westbrook, Buffalo, N. Y. William H. S. Otto, Woodlawn, N. Y. Organization certificate filed for examination in the Banking Department. Personal loan broker. Location: No. 99 Nassau street, New York, N. Y. Permanent capital: $10,000. Authorization certificate issued. Location: Northport, N. Y. Consent given to a reduction in the number of directors of the Northport Trust Company from sixteen (16), the present number, to fifteen (15). R o b e r t B . A d a m , M a r g a r e t A d am R a m s d e l l , T h o m a s M . G ib s o n , M o r r is B e n s o n , A d a m G . P a t e r s o n a n d E d w a r d F a ir b a ir n (A d a m , M e l d r u m & A n d e r so n C o m p a n y ) Location: Nos. 396-408 Main street, Buffalo, N. Y. Permanent capital: $36,000. Authorization certificate issued. Approval given of an Increase in the permanent capital of the firm of Adam, Meldrum & Anderson Company from $35,000 to $50,000* 166] 56 Sept. R eport on B anks 29, 1914. I t a l i a n -A m e r ic a n oe D epo sit Sa v in g s an d an d D iscount L oan A s s o c ia t io n Location: Buffalo, N. Y. Directors: Carmelo Gugino, Joseph P. Gimbrone, Frank A. Miceli, Angdo Porcari, Giacomo DeSprit, Stephen E. Loiacono, Frank C. Tripi, Horace O. Lanza, Organization certificate filed in examination. Anthony Cetola, Michele Caboni, Frank Belliottl, Horace Lo Grasso, Angelo Leone, Fortunato LoBue, Antonio Giambrone, all of Buffalo, N, Y. the Banking Department for Sept. 2 0 , 1 9 1 4 . G r e a t N o r t h e r n C r e d it U n io n Location: No. 3066 Fulton street, Woodhaven, N. Y. Directors: Arthur M. Fiebig, Charles Schmee, Irwin B. Kranz, Henry F. Kranz, Edward Higbee, all of Woodhaven, N. Y. Authorization certificate issued. Sept. 29, 1914. R a y m o n d G d a r in i Sept. 30, 1914. G e n e s e e S t r e e t S a v in g s Sept. 30, 1914. T ru st an d D o m e n ic o C a n d e l a (G d a r in i & C a n d e l a ) Location : Nos. 23-25 New Bowery, New York, N. Y. Permanent capital: $20,000. Authorization certificate issued. Approval given of a decrease in the permanent capital of Guarini & Candela from $20,000 to $10,000. an d L oan A s s o c ia t io n Location: Buffalo, Erie county, New York. Officers and Directors: Joseph A. Helmer, President, Director. George Blumme, Vice-President, Director. George E. Walter, Secretary, Director. Fred T. Heckel, Treasurer, Director. Otto R. Gerlach, Financial Secretary, Director. Directors : Emil Holzbauer, George W. Schmitt, Arthur E. Golnick, Charles A. Winegar, Fred Bohneberg, Charles Bauer, Jr., Jacob H. Eiekhoff, George Blank, John M. Steigmier, Frank C. Bartz, all of Buffalo, N. Y. Organization certificate filed for examination in the Banking Department. and D e p o s it Co m p a n y op O nondaga Location: Syracuse, N. Y. Approval given of an increase in the capital stock of the Trust and Deposit Company of Onondaga, Syracuse, from $500,000 to $ 1,000,000. Qct. 1, 1914. M ic h a e l J o s e p h s o h n O ct. 1, 1914. J ac ob G i m b e l , C h a r l e s G im b e l , D a n ie l G i m b e l , E l l i s A . G i m b e l , I sa a c G i m b e l a n d L o u is S. G i m b e l (G i m b e l B r o t h e r s , Ban kers, New Yo rk) Location: No. 105 Stanton street, New York, N. Y. Approval given Of a decrease in the permanent capital of Michael Josephsohn, private banker, of No. 105 Stanton street, New York, from $85,371.44 to $10,000. Location : Broadway and 33d street, New York, N. Y. Permanent capital: $25,000. Authorization certificate Issued. W e e k l y B u lle tin s Oct. L, Oct. ., 1914. 1914. 57 R a p h a e l S co tto Location: No. 238 Columbia street, Brooklyn, N. Y. Permanent capital: $15,000. Authorization certificate issued. A p p o in t m e n t op F il i n g C l e r k Miss Lillian F. Carrabine transferred from the position of filing clerk in the office of the State Hospital Commission to the position of filing clerk in the Banking Department, at a com pensation of $1,200 per annum, effective October 1, 1914. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin as required by the provisions of section 82 of the Banking Law, chapter 2 of the Consolidated Laws. O c t o b e r 9, 1914 5, 1914. F r a n k Sa k s e b , P r iv a t e B a n k e r Oct. Location: No. 82 Cortlandt street, New York, N. Y. Approval given of a reduction in the permanent capital of said private banker from $100,000 to $50,000. Oct. 5, 1914. R o c k a w a y Sa v in g s and L oan A s s o c ia t io n Location: Rockaway Park, West Rockaway, Borough of Queens, L. I., New York. Directors: Thomas I. Leahy, Vito Contessa, William Fisk, Paul Kaskel, William T. Ganter, John O. Kalb, George W. Decker, Arnold J. Wisch, Harry T. Sprung, Frank Berry, Arnold Johnson, all of Rockaway Park, N. Y. D. Carlton Tracy, Neponsit, N. Y. Thomas Kelly, Belle Harbor, N. Y. George J. Berlenbach, Brooklyn, N. Y. John C. Judge, Brooklyn, N. Y. Certificate of authorization issued. Oct. i, 1914. Oct. 8, 1914. J o s e p h M a r t in ia n o , P r iv a t e B a n k e r Oct. 8, 1914. E q u it a b l e P e r s o n a l L o an C o m p a n y M ic h e l e G. P a s c a , P r iv a t e B a n k e r Location : No. 2072 First avenue, New York, N. Y. Permanent capital: $15,000. Certificate of authorization issued. Location: No. 201 Columbia street, Brooklyn, N. Y. Permanent capital: $10,000. Certificate of authorization issued. Location: Borough of Manhattan, city, county and State of New York. Capital: $100,000. Directors: Samuel R. Smith, Freeport, N. Y. Charles E. Raynor, Freeport, N. Y. Robert J. MacFarland, Brooklyn, N. Y. Frederick J. Lancasyer, New York, N. Y. Charles Blauvelt, New York, N. Y. Lawrence H. Tasker, Colonial Heights, N. Y. John A. Loope, Hollis, N. Y. Walter H. Bond, South Orange, N. J. Wm. Arthur Babson, South Orange, N. J. Andrew J. Van Siclen, Jamaica, L. I., N, Y. Arin Bjornson, Flushing, N. Y. Authorization certificate issued. 58 Oct. R epo r t 9, 1914. on B anks Ja m e s T arabella of and D e po sit an d D iscount L u c y T a r a b e l l a , P r iv a t e B a n k e r s Location: No. 85 Park street; No. 171 Worth street, New York, N. Y. Permanent capital: $2,000. Authorization certificate issued. BANKING DEPAltTM\T, } TATE OF NEW YORK Weekly bulletin as required by the provisions of section 82 of the Banking Law, chapter 2 of the Consolidated Laws. O c t o b e r 16, 1914 Oct. 10, 1914. Germ ano P . B accelli Oct. 13, 1914. C o m m e r c ia l C r e d it U n io n Oct. 15, 1914. J o s e p h L ic c io n e , P r iv a t e B a n k e r Oct. 15, 1914. Joseph Location: No. 119 Madison avenue, Albany, N. Y. Verified certificate applying for authorization to continue business as a private banker filed for examination in the Banking Department. Location: No. 326 Ninth street, Brooklyn, N. Y. Directors: Benjamin Ammerman, Philip Abramson, Louis Cohn, Harry Davidovitz, Joseph Geffen, Max Peck, Charles Kurzweil, Charles P. Solomons, Meyer Tarshis, Abraham Zieve, Theodore Milter, all of Brooklyn, N. Y. Organization certificate filed for examination in the Banking Department. Location: No. 125 Mulberry street, New York, N. Y. Permanent capital: $15,000. Certificate of authorization issued. B. G r b b n h u t , B e n e d ic t N e l s o n W. G r e e n h u t Ban kers) and J. G r e e n h u t , C h a r l e s A. C o o pe r (J. B. G r e e n h u t & Co., P r iv a t e Location: No. 294 Sixth avenue, New York, N. Y. Permanent capital: $125,000. Certificate of authorization issued. Oct. 15, 1914. Gaetano De L uc a , M a u r iz io De F in a an d V in c e n z o Db L uca (G. D e L u c a & Co.) Location: No. 75 Thompson street, New York, N. Y, Permanent capital: $50,000. Certificate of authorization issued. Oct. 22, 1914. Approval given of a reduction in the permanent capital of Gaetano De Luca, Maurizio De Flna and Vincenzo De Luca, constituting the firm of G. De Luca & Company, private bankers, from $50,000 to $30,000. Oct. 15, 1914. W a s h in g t o n A id P e r s o n a l L o a n C o m p a n y , I n c . Location: New York, N. Y. Capital: $15,000. Incorporators and Directors: Daniel R. Kennedy, New York, N. Y. Charles M. Kennedy, NewYork, N. Y. Harry F. Tuttle, Elmhurst, N. Y. Organization certificate filed for examination in the Banking Department. 59 W e e k l y B u lle t in s BANKING DE. A " TMENT, STATE OF NEW YORK Weekly bulletin as required by the provisions of section 82 of the Banking Law, chapter 2 of the Consolidated Laws. O c t o b e r 23, 1 91 4 Oct. 15, 1914. F r a n k l in S a f e D e p o s i t C o m p a n y Oct. 16, 1914. G io v a n n i L ordi Oct. 19, 1914. St a t e B a n k Oct. 21, 1914. H a m il t o n Location: No. 166 Montague street, Brooklyn, N. Y. Approval given of the opening of a branch office by the Franklin Safe Deposit Company on the ground floor of The Bank of America Building, No. 46 Wall street, borough of Manhattan, city of New York. Location: No. 62 Mulberry street, New York, N. Y. Approval given of a reduction in the permanent capital of Gio vanni Lordi, private banker, from $100,000 to $10,000. of K en m ore Location: Kenmore, N. Y. The “ Kenmore News,” a newspaper published in the village of Kenmore, N. Y., designated as the newspaper in which to publish notice of intention to organize the “ State Bank of Kenmore.” C o -o p e r a t iv e B u il d in g and L o an A s s o c ia t io n Location: No. 496a Court street, Brooklyn, N. Y. Approval given of the petition for change of name of the Hamil ton Co-operative Building and Loan Association to “ Hamilton Savings and Loan Association,” in accordance with the pro visions of section 60 of the General Corporation Law, and the “ Brooklyn Citizen ” designated as the newspaper in which the notice of presentation of said petition shall be published, as required by law. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin as required by the provisions of section 82 of the Banking Law, chapter 2 of the Consolidated Laws. O c t o b e r 30, 1914 O ct. 22, 1914. U n io n T r u s t C o m p a n y Location : Jamestown, N, Y. Approval given of an increase of the capital stock o t said trust company from $100,000 to $300,000. Oct. 24, 1914 P r o s p e c t C r e d it U n io n Oct. 26, 1914. L io n e l l o P e b e r a Location: No. 495 Third avenue, Brooklyn, N. Y. Organization certificate filed for examination in Eanking Depart ment. Directors: Jacob Sharf, Marcus Berman, Hyman N. Goldstein, Morris J. Hanover, Joseph Podell, all of Brooklyn, N. Y. Location: No. 69 Wall street and No. 2261 First avenue, New York, N. Y. Permanent capital: $50,000. Authorisation certificate issued. 60 O ct. R eport on B anks op D e po sit 27, 1914. G e n e s e e S t r e e t S a v in g s and and D iscount L o a n A s s o c ia t io n Location : Buffalo, Erie county, N. Y. Officers and Directors: Joseph A. Helmer, President and Director, Buffalo, N. Y. George Blumme, Vice-President and Director, Buffalo, N. Y. George E. Walter, Secretary and Director, Buffalo, N. Y. Fred T. Heckel, Treasurer and Director, Buffalo, N. Y. Otto R. Gerlach, Financial Secretary and Director, Buffalo, N. Y. Directors: Emil Holzbauer, George W. Schmitt, Arthur E. Golnick, Charles A. Winegar, Charles Bauer, Jr., Fred Bohneberg, Jacob H. Eickhoff, George Blank, John M. Stegmeir, Frank C. Bartz, all of Buffalo, N. Y. Authorization certificate issued. Oct. 24. 1914. H a r r y G ordon a n d M o l l ie R c b b n s t b in (G ordon & C t>.) Nos. 53-63 Park Row, New York, N. Y. Permanent capital: $10,000. Organization certificate of Personal Loan Brokers filed for ex amination in the Banking Department. Oct. 28, 1914. T h e T e a c h e r s ’ B u il d in g Oct. 28, 1914. P a s q u a l e D e M a r co a n d L o a n A s s o c ia t io n o p New Y o r k Location: No. 156 Fifth avenue, New York, N. Y. . Approval given of a change of location of said association from No. 156 Fifth avenue to No. 395 Lexington avenue (Long Beach Building), New York, N. Y. Location : No. 106 Jay street, Schenectady, N. Y. Permanent capital: $5,000. Authorization certificate issued. Oct. 28, 1914. R u r a l Sa v in g s and L oan A s s o c ia t io n Location: County and State of New York. John L. Connelly, Directors : John J. Dillon, William F. Dillon, George W. May, M. Gertrude Kayea, Patrick C. Brennan, William O’Brien,' all of New York, N. Y. Adolph Rathje, Katharine E. Corcoran, of Brooklyn, N. Y. Organization certificate filed for examination in the Banking Department. Oct. 28, 1914. J o se p h Se s sa Location: No. 40 Union street, No. 467 Carroll street, No. 6323 14th street, Brooklyn, N. Y. Permanent Capital: $50,000. Approval given of a reduction in the capital of said private banker from $50,000 to $30,000. 61 W e e k l y B u l le t in s BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin as required by the provisions of section 82 of the Banking. Law, chapter 2 of the Consolidated Laws. N o v e m b e r 6, 1914 Oct. 30, 1914. B a n k of Belfast Location : Belfast, N. Y. Capital: $30,000. Directors: Newland C. Saunders, Addis E. Perry, J. Eaton Kinney, J. Servius Smith, John H. Meineka, William B. Manley, Robert P. Ross, Peter B. Loftis, William J, Fox. Organization certificate filed for examination in the Banking Department. Oct. 30, 1914. A braham Oct. 31, 1914. F rank J e n k in s , O ct. 31, 1914. Oct. 31, 1914. L. K a s s Location: No. 100 Essex street, New York. No. 1656 Madison avenue, New York. No. 87 Graham avenue, Brooklyn. Permanent Capital: $50,000. Certificate of authorization issued. Jr., and W i l l i a m L. R ic a r d ( J e n k i n s & C o m p a n y ) Location: Bath Beach street, Brooklyn, N. Y. Permanent capital: $15,000. Verified certificate applying for authorization to continue busi ness as private bankers filed for examination in the Banking Department. Certificate of authorization issued. M ic h a e l D e l P a p a Location: No. 829 Canal street, Elmira, N. Y. Permanent capital: $5,000. Authorization certificate issued. A l f o n so P b p e , F r a n k P e p e an d S o n s ) and A nthony P efe (A lfo n so P epe Location : No. 336 Seneca street, Buffalo, N. Y. Permanent capital: $15,000. Authorization certificate issued. Oct. 31, 1914. Oct. 31, 1914. O ct. 31, 1914. J o h n K o vac s Location : 36 Grand street, Brooklyn. 155 Clinton avenue, Maspeth, L. I. Permanent capital: $10,000. Verified certificate applying for authorization to continue busi ness as a private banker filed for examination in the Banking Department. Certificate of authorization issued. G u is e p p e T e r m i n i Location: No. 3 Mulberry street, New York, N. Y. Permanent capital: $2,500. Verified certificate applying for authorization to continue busi ness as a private banker filed for examination in the Banking Department. Authorization certificate issued. S a m u e l O l in e r and I sid o r e O l in e r Location: No. 67 Clinton street, New York, N. Y. Verified certificate applying for authorization to continue busi ness as a private banker filed for examination in the Banking Department. Authorization certificate issued. 62 R eport Oct. 31, 1914. O ct. on B anks of D e po sit an d D iscount a n d D o n a t o D i S e s a (D. B o f f a & D. Di Location : Nos. 114—116 Mulberry street, New York, N. Y. Permanent capital: $15,000. Authorization certificate issued. D onato B o ffa Se s a ) 31, 1914. N ic o l a G a l l o Location: 188-140 Henry street, Binghamton, N. Y. Permanent capital: $<5,000. Authorization certificate issued. O ct. 31, 1914. P a s q u a l e D i M e z z a Location: 40 Bridge street. Amsterdam, N. Y. Permanent capital: $5,000. Authorization certificate Issued. Oct. 31, N ov. 1914. Louis J a r m u l o w s k y an d H a r r y J a r m u l o w s k y (S. Location: 54 Canal street, New York, N. Y. Permanent capital: $100,000. Authorization certificate issued. 2, 1914. L a c k a w a n n a S a v in g s and Jarm u low sk y) L oan A s s o c ia t io n Location: Lackawanna, Erie county, N . Y . Directors: Talmadge Blass Lloyd L. Westbrook, John Widmer, Michael M. O’Hara, George Wicks, Michael A. Sullivan, Joseph G. Bouley, Paul Hegedus. John H. Crosta, Nelson C. Milks. John Tomaka. Martin I. Delaney. William H. S. Otto. Leonard Kowalski. Max B. L o h r . Authorization certificate issued. Nov. 4, 1914. W a s h in g t o n A id P e r s o n a l L o an C o m p a n y , I n c . Location: New York, N. Y. Capital: $15,000. Organization certificate refused. Nov. 6, 1914. P o p u l a r B a n k in g , Sa v in g s and L o a n A s s o c ia t io n (in liq u id a tio n ) Location: New York, N. Y. Copy order granted at a special term of the Supreme Court. Part II thereof, held in and for the county of New York, County Court House, borough of Manhattan, city of New York, on the 20th day of October, 1914, ordering and adjudging that upon payment of the claims of general, creditors and shareholders said association be dissolved and the Superintendent of Banks relieved from all further liability in connection with the liqui dation of said association, filed in Banking Department. Nov. 2, 1914. L it h u a n i a n Sa v in g s and L o an A s s o c ia t io n Location: Borough of Brooklyn, city of New York. John W. Lutkauckas, Directors: Benedict Schegaus, Joseph Buchinsky, Charles Ruksztelis, Andrew Daukszis, Vincent Dauksys, Antanas Andrisziunas, Vincent Daubara, Kazimer Brazyz, Vincent Struegis, Paul Vaitiekunas, John Spurga, Frank Masulevich, Peter Juezaitis, Joseph Ginkus, Brooklyn, N. Y. Organization certificate filed for examination in the Banking Department. W e e k l y B u lle tin s Oct. 63 30, 1914. J e s s e I sid o r St r a u s s , P e r c y S. S t r a u s s a n d H e r b e r t N , S t r a u s s (R. H . M a c y & Co. Depositors’ Account Department) Location : Broadway and 34th street, New York, N. Y. Permanent capital: $100,000. Verified certificate applying for authorization to continue busi ness as private bankers filed for examination in the Banking Department. Authorization certificate issued. Nov. 4. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin as required by the provisions of section 82 of the Banking Law, Chapter 2 of the Consolidated Laws. N o v e m b e r 13, 1914. Nov. 6, 1914. L it h u a n ia n Sa v in g s an d L oan A s s o c ia t io n Location: Borough of Brooklyn, city of New York. Organization certificate refused. Nov. 6, 1914. Work of Richard Ward, Confidential Inspector in the Private Bankers’ Bureau, State Banking Department, completed and services terminated, effective November 15, 1914. Nov. 6, 1914. Work of John J. McCarthy, Assistant Investigator in Private Bank ers’Bureau, State Banking Department, completed and services terminated, effective November 15, 1914. Nov. 6, 1914. Nov. 7, 1914. N ov. J u l iu s F r a n k and L eo F r a n k Location: Ogdensburg, N. Y. Affidavit of private banker engaged in business in other than a city of the first class filed for examination in the Banking Department. an d H e r m a n C. L e h r e n k r a u s s Location : 359 Fulton street, Brooklyn, N. Y. Affidavit of private bankers engaged in business in city of first class filed for examination in the Banking Department. J u l iu s L e h r e n k r a u s s 9, 1914. C h a r l e s F r a z ie r and C h a r l e s W . F r a z ie r Location : 93 Nassau street, New York, N. Y. Affidavit of private bankers engaged in business in city of the first class filed for examination in the Banking Department. Nov. 9, 1914. Resignation of Mr. Joseph A. Broderick, as State Bank Examiner, tendered and accepted. Mr. Broderick was the examiner in charge of the Private Bankers’ Bureau. Effective November 7, 1914. Nov. 9, 1914. Mr. George W. Egbert, of New York, N. Y., State Bank Examiner, designated to act as examiner in charge of the Credit Bureau, State Banking Department. Mr. Egbert will continue to assume the duties of Special Deputy Superintendent in charge of the liquidation of the Carnegie Trust Company. Nov. 9, 1914. Mr. D. W. Quinn, Jr., State Bank Examiner, of New York, N. Y., designated to act as examiner in charge of the Private Bankers’ Bureau, State Banking Department. Effective November 9, 1914. N ov. 10, 1914. R u r a l S a v in g s an d L o an A s s o c ia t io n Location : County and State of New York. Authorization certificate issued. 64 R epo r t Nov. 10, 1914. on B anks of D epo sit and D isco u n t an d M a x S t r a u s s (A. E. J o h n s o n & Co.) Location: 37 Broadway, New York, N. Y. Permanent capital: $40,000. Verified certificate of firm desiring to engage in business as private bankers filed for examination in the Banking De partment. A lexa n d e r J oh n so n Nov. 12, 1914. Resignation of Confidential Stenographer to the Superintendent of Banks, Albany, N. Y. Resignation of Anna G. Bristow, Confidential Stenographer to the Superintendent of Banks, Albany, N. Y., tendered and accepted. Effective November 16, 1914. Nov. 11, 1914. H ome Ban k Location : Brooklyn, N. Y. Copy of order of dissolution granted at a Special Term of the Supreme Court, held in and for the county of Kings, at the County Court House, in the borough of Brooklyn, city of New York, on the 4th day of November, 1914, filed in the Banking Department. Said order provides that the Home Bank is dis solved and its corporate existence terminated, and upon the filing of the copy of order with the Superintendent of Banks the said corporation shall cease to exist. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin as required by the provisions of section 82 of the Banking Law, chapter 2 of the Consolidated Laws. N o v e m b e r 20, 1914 Nov. 14, 1914. S e n e c a S a v in g s a n d L o an A s s o c ia t io n Location: No. 2276 Seneca street, Buffalo, N. Y. Consent given to change of location of the place of business of the Seneca Savings and Loan Association from No. 2276 Seneca street, Buffalo, N. Y., to No. 2274 Seneca street, in the same city. Nov. 16, 1914. Q. W. W e l l in g t o n & C o m p a n y ’ s B a n k Location: Cor. Pine and Market streets, Corning, N. Y. Affidavit of Quincy W. Wellington and Benjamin W. Welling ton, private bankers, transacting business under. the name of Q. W. Wellington & Company’s Bank, filed for examination in the State Banking Department. Nov. 16, 1914. H, S e w a r d & C o m p a n y Location: No. 96 Genesee street, Auburn, N. Y. Affidavit of William H. Seward and William H. Seward, Jr., private bankers, filed for examination in the State Banking Department. W m. Nov. 17, 1914. J. W. P l a c e & C o m p a n y Location : No. 67 Wall street, New York, N. Y. Affidavit of -Mr. Josiah W. Place, a private banker, transacting business under the name of J. W. Place & Company, filed for examination in the State Banking Department. N ov. 17, 191 4 . A d o l p h I. N a m m Location: No. 452 Fulton street, Brooklyn, N. Y. Permanent capital: $5,000. Authorization certificate issued. W e e k l y B u lle tin s Nov. 18, 1914. 65 G u a r d ia n P e r s o n a l L oan Co m p a n y Location: No. 51 Liberty street, New York, N. Y. Capital, $50,000. Directors: Augustus K. Sloan, Newton E. Whitside, Andrew J. Hedges, William D. Allen, all of New York, N. Y., and I. Newton Rudgers, of Montclair, N. J. Nov. 17, 1914. Work of Mr. N. M. Banker, as Chief Investigator of Violations by Individuals and Corporations in the State Banking Department, Private Bankers’ Bureau, completed and services terminated, effective December 1, 1914. Work of Mr. Samuel Kapper, as Confidential Inspector in the Private Bankers’ Bureau, State Banking Department, completed and services terminated, effective December 1, 1914. Work of Mr. John F. Neilson, as Chief Confidential Inspector in the Private Bankers’ Bureau, State Banking Department, com pleted and services terminated, effective December 1, 1914. Work of Mr. Frank F. Gordon, as Confidential Inspector in the Private Bankers’ Bureau, State Banking Department, completed and services terminated, effective December 1, 1914. Work of Mr. Lawrence J. Murray, as Confidential Inspector in the Private Bankers’ Bureau, State Banking Department, completed and services terminated, effective December 1, 1914. Work of Mr. John J. Kenny, as District Confidential Inspector in the Private Bankers’ Bureau, State Banking Department, com pleted and services terminated, effective December 1, 1914. Nov. 18, 1914. A p p o in t m e n t of B a n k E x a m i n e r Mr. Arthur Van Pelt, of No. 4169 Brandow avenue, Brooklyn, N. Y., appointed from the Civil Service eligible list a bank examiner in the State Banking Department, effective November 18, 1914, at a compensation of $8 per day, when actually em ployed, and railroad fare. Nov. 19, 1914.. A p p o in t m e n t o f B a n k E x a m i n e r Mr. Benjamin Fairbanks, of Ponfield road, Bronxville, N. Y., ap pointed a bank examiner in the State Banking Department, effective November 23, 1914, at a compensation of $8 per day, when actually employed, and railroad fare. N ov. 19, 1914. T h e M o r r is P l a n C o m p a n y of Ne w Y ork Location: No. 52 William street, New York, N. Y. Capital: $190,000. Certificate of organization filed for examination. N ov. 20, 1914. E d w in R . F a y & S o n s Location: No. 72 Genesee street, Auburn, N. Y. Affidavit of Edwin R. Fay, Fred H. Fay and Charles R. Fay, private bankers, transacting business under the name of Edwin R. Fay & Sons, filed for examination in the State Banking Department. Nov. 20, 1914. C it iz e n s ’ B an k Nov. 20, 1914. F r e d e r ic k R o b e r t so n & C o m p a n y of B in g h a m t o n Location: Binghamton, Broome county, N. Y. Capital: $100,000. Surplus : $50,000. Authorization certificate issued. Location: Webster and Goundry streets, North Tonawanda, N. Y. Affidavit of Frederick Robertson and William W. Robertson, pri vate bankers, transacting business under the name of Frederick Robertson & Company, filed for examination in the State Bank ing Department. 3 66 R eport Nov. 20, 1914. B ank on of B anks of D e po sit an d D iscount B elfast Location: Belfast, Allegany county, N. Y. Capital: $30,000. Authorization certificate issued. BANKING DEPARTMENT, STATE OF NEW YORK Weekly Bulletin, as required by the provisions of section 82 of the Banking Law, Chapter 2 of the Consolidated Laws November 27, 1914 N ov. 21, 1914. S t a t e B a n k o f K e n m o e e Location: Kenmore, Erie county, N. Y. Capital: $25,000. Directors : Raymond E. Whitfield, Kenmore, N. Y. L. P. A. Eberhardt, Kenmore, N. Y. Fred B. Eberhardt, Kenmore, N. Y. Robert A. Toms, Kenmore, N. Y. Edward B. Mang, Kenmore, N. Y. Charles J. E. Seaman, Kenmore, N. Y. Clarence C. Miller, Tonawanda, N. Y. Freelon Hunter, Buffalo, N. Y. Organization certificate filed for examination in the State Bank ing Department. Nov. 23, 1914. H a n o v e r S a f e D e p o s it C o m p a n y Location: No. 5 Nassau street, New York, N. Y. Approval given to a reduction in the capital stock from $309,000 to $200,000. Nov. 23, 1914. O l in e r B r o t h e r s Location : No. 67 Clinton street, New York, N. Y. Superintendent of Banks took possession of the business and affairs of Saul Oliner and Isidore Oliner, engaged in business under the name of “ Oliner Brothers,” private bankers. Superintendent of Banks appointed Mr. Irving V. Scott, a State Bank Examiner, Special Deputy Superintendent of Banks to assist in the liquidation. Nov. 24, 1914. V in c e n z o M ae r o n e Location: No. 407 Second street, Utica, N. Y. Capital: $5,000. Authorization certificate issued. Nov. 24, 1914. H a m il t o n C o -o p e r a t iv e B u il d in g and L o an A s s o c ia t io n Location: 496-a Court street, Brooklyn, N. Y. Certified copy of order of Supreme Court of the State of New York, dated November 20, 1914, granting leave to change the name of the Hamilton Co-operative Building and Loan Asso ciation to “ Hamilton Savings and Loan Association,” filed in the Banking Department. Nov. 25, 1914. Mr. William S. Hackett, of Albany, N. Y., appointed by the State Comptroller and Superintendent of Banks to examine and receipt for the securities deposited in the State Banking Department by the individuals and corporations under its supervision in accord ance with the provisions of section 36 of the Banking Law. W e e k l y B u lle tin s 67 N ov. 25, 1914. H a b b y G ordon Location: No. 61 Park Row, New York, N. Y. Permanent capital: $10,000. Organization certificate of personal loan broker filed for exami nation in the State Banking Department. Nov. 25, 1914. Nov. P ackard and Co m pa n y Location: No. 99 Nassau street, New York, N. Y. Affidavit of Moses Packard, of the firm of Packard and Company, private bankers, filed for examination in the State Banking Department. 25, 1914. R o t h s c h i l d B r o t h e r s an d Com pany Location: East State and South Tioga streets, Ithaca, N. Y. Affidavit of Jacob Rothschild, Isaac Rothschild and Daniel Roths child, private bankers, transacting business under the name of “ Rothschild Bros. & Company,” filed for examination in the State Banking Department. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, Chapter 2 of the Consolidated Laws December 4, 1914 N ov. 28, 1914. T h e R o y a l C o m p a n y of N e w Y ork Location: Nos. 93-95 Nassau street, New York, N. Y. Affidavit of Philip Sugerman, Mark H. Sugerman and Frank C. Straat, private bankers, transacting business under the name of “ The Royal Company of New York,” filed for examination in the State Banking Department. Nov. 28, 1914. O sc a r L . R ic h a r d . Nov. 28, 1914. Location: No. 31 Broadway, New York, N. Y. Affidavit of Oscar L. Richard, a private banker, of No. 31 Broad way, New York, filed for examination in the State Banking Department. A p p o in t m e n t of S p e c ia l D e p d t y S u p e r in t e n d e n t Mr. T. Arthur Pyterman, State Bank Examiner, appointed Special Deputy Superintendent to assist in the liquidation of the affairs of The Borough Bank of Brooklyn, No. 20 Court street, Brook lyn, N. Y., in place of Augustus K. Moore, Special Deputy Superintendent formerly in charge, effective November 28, 1914. Nov. 30, 1914. A. L. Kass Location: No. 100 Essex street, New York, N. Y.; No. 1656 Madison avenue, New York, N. Y.; No. 87 Graham avenue, Brooklyn, N. Y. Superintendent of Banks took possession of the business and affairs of A. L. Kass, a private banker. Mr. Irving Y. Scott, a State Bank Examiner, appointed Special Deputy Superintendent of Banks to assist in the liquidation. Dec. 1, 1914. A p p o in t m e n t of Sp e c ia l D e p u t y S u p e r in t e n d e n t Superintendent of Banks appointed Mr. Augustus K. Moore, a State Bank Examiner, Special Deputy Superintendent of Banks, to assist in the liquidation of the business and affairs of Oliner Brothers, private bankers, of No. 67 Clinton street, New York, N. Y., in place of Special Deputy Superintendent Irving V. Scott. 68 R eport on B an k s of D epo sit Dec. 1, 1914. M e t r o p o l it a n C r e d it U n io n Dec. 1, 1914. So u t h S h o r e T r u s t Co m p a n y D ec. and D iscount Location: Brooklyn, N. Y. Directors: Max Kalerchstein, Brooklyn, N. Y. Henry Gold, Brooklyn, N. Y. Max Katcher, Brooklyn, N. Y. Nathan Gluskin, Brooklyn, N. Y. Guttman Heyman, Brooklyn, N. Y. Harry Chaimowitz, Brooklyn, N. Y. Benjamin Goldman, Brooklyn, N. Y. Barnet Saiken, Brooklyn, N. Y. Abraham Halpern, New York, N. Y. Organization certificate filed for examination. Location: Freeport, N. Y. Capital: $100,000. Incorporators: Silas A. Williams, Freeport, N. Y. Jesse M. Hewlett, Freeport, N. Y. Joseph W. Birch, Freeport, N. Y. Cadman H. Fredericks, Freeport, N. Y. William H. Runcie, Freeport, N. Y. Hugo Stearns, Freeport, N. Y. Stephen P. Pettit, Freeport, N. Y. Daniel E. Lynch, Rockville Centre. The “ Nassau County Review,” of Freeport, N. Y., designated as the newspaper in which to publish notice of Intention to organ ize the South Shore Trust Company, of Freeport, N. Y. 2, 191 4 . H a r r y G ordon Location: No. 61 Park Row, New York, N. Y. Capital: $10,000. Application for authorization as a personal loan broker refused. Dec. 2, 1914. D ec. G ordon and R u b e n s t e in Location: 53-63 Park Row, New York, N. Y. Capital: $10,000. Application of Harry Gordon and Mollie Rubenstein for author ization to engage in business as personal loan brokers under the name of Gordon and Company, refused. 3, 191 4 . D b y B r o t h e r s Location: No. 401 South Salina street, Syracuse, N. Y. Verified certificates of Robert Dey and Donald Dey, constituting the firm of Dey Brothers, private bankers, and affidavits claim ing partial exemption, filed for examination in the State Bank ing Department. Dec. 3, 1914. C i a c c ia B r o t h e r s Location: No. 116 South Centre street, Schenectady, N. Y. Verified certificate of Orazio Ciaccia and Vincenzo Ciaccia, apply ing for authorization to engage in business as private bankers, under the name Ciaccia Brothers, filed for examination in the State Banking Department. Dec. 4, 1914. B a n k e r s’ T r u st Co m pan y Dec. 4, 1914. A st o r T r u s t C o m p a n y Location: No. 16 Wall street, New York, N. Y. Consent given to a reduction in the number of directors of said company from thirty, the present number, to twenty-eight. Location: No. 389 Fifth avenue, New York, N. Y. Consent given to a reduction in the number of directors from thirty, the present number, to twenty-eight. W e e k l y B u lle t in s 69 BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin as required by the provisions of section 82 of the Banking Law, chapter 2 of the Consolidated Laws D e c e m b e r 11, 1914 Dec. 7, 1914. C i t i z e n s ’ T r u s t C o m p a n y of S c h e n e c t a d y Location: No. 434 State street, Schenectady, N. Y. Consent given to a reduction in the number of directors from twenty-four, the present number, to twenty-three. Dec. 8, 1914. C o- o p e r a t iv e C r e d it U n io n Location: No. 159 Delancey street, New York, N. Y. Directors: Morris Caesar, Brooklyn, N. Y. Hyman I. Cohen, New York, N. Y. Samuel M. Grassman, New York, N. Y. Hirsch Block, New York, N. Y. Abraham Roberts, New York, N. Y. Julius Goodman, New York, N. Y. Joseph Sacoder, New York, N. Y. Hyman Weissfeld, Brooklyn, N. Y. Jacob Kats, Brooklyn, N. Y. Organization certificate filed for examination in the State Bank ing Department. Dec. 9, 1914. G e n e s e e V a l l e y T r u s t C o m p a n y Location: No. 21 Exchange street, Rochester, N. Y. Consent given to a reduction in the number of directors from twenty-seven, the present number, to twenty-four. Dec. 11, 1914. A p p o i n t m e n t o f B o o k k e e p e r Mr. Robert J. Fortune, of Gouverneur, N. Y., appointed from the eligible civil service list a bookkeeper in the State Banking Department, at a salary of $900 per annum, effective January 1, 1915. Dec. 11, 1914. S t a t e B a n k o f K e n m o r e Location: Kenmore, Erie county, N. Y. Capital: $25,000. Surplus : $5,000. Directors: Raymond E. Winfield, Kenmore, N. Y. Clarence C. Miller, Tonawanda, N. Y. L. P. A. Eberhardt, Kenmore, N. Y. Charles J. J. Seaman, Kenmore, N. Y. Freelon Hunter, Buffalo, N. Y. Robert A. Toms, Kenmore, N. Y. Edward B. Mang, Kenmore, N. Y. Authorization certificate issued. BANKING DEPARTMENT, STATE OF NEW YORK Weekly Bulletin, as required by the provisions of section 82 of the Banking Law, chapter 2 of the Consolidated Laws D e c e m b e r 18, 1914 D e c . 11, 1914. D o n a to B o f f a a n d D o n a to D i S e s a Location: Nos. 114-116 Mulberry street, New York, N. Y. Approval given of a reduction in the permanent capital of Donato Boffa and Donato Di Sesa, private bankers, from $15,009 to $ 10, 000. Dec. 12, 191 4 . M ic h a e l A . L u n g h in o Location: No. 174 Terrace, Buffalo, N. Y. Application for authorization to continue business as a private banker filed for examination June 16, 191 4 , refused. 70 R eport Dec. 14, 1914. B an k s A p p o in t m e n t of op D e po sit and D iscount S p e c ia l D e p u t y S u p e r in t e n d e n t Superintendent of Banks took possession of the business and affairs of Michael A. Lunghino, a private banker. Superintendent appointed Mr. E. T. Eshelinan, a State Bank Exam iner, Special Deputy Superintendent to assist in the liquidation. Dec. 12, 1914. S. Dec. 34, 1914. on L u n g h in o & S o n s Location : No. 35 State street, Buffalo, N. Y. No. 523 North street, Rochester, N. Y. Application for authorization to continue business, as private bankers, made by Sebastian Lunghino, Joseph J. Lunghino, Donatus L. Lunghino and Anthony S. Lunghino, under the name “ S. Lunghino & Sons,” filed for examination June 13, 1914, refused. A p p o in t m e n t of S p e c ia l D e p u t y S u p e r in t e n d e n t Superintendent of Banks took possession of the business and affairs of S. Lunghino & Sons, private bankers. Superintendent appointed Mr. E. T. Eshelman, a State Bank Exam iner, Special Deputy Superintendent to assist in the liquidation. Dec. 14, 1914. A p p o in t m e n t Dec. 16, 1914. T h e A u b u r n P e r so n a l L oan C o m p a n y Dec. 16, 1914. F id e l i t y B a n k of S p e c ia l D e p u t y S u p e r in t e n d e n t Superintendent of Banks appointed Mr. Daniel W. Quinn, Jr., a State Bank Examiner, Special Deputy Superintendent to assist in the liquidation of the Union Bank of Brooklyn, in place of Mr. Edward L. Dodge. Location : No. 141 Genesee street, Auburn, N. Y. Capital: $5,000. Organization certificate filed for examination in the State Banking Department. Directors: Harry L. Klein, Auburn, N. Y. Etta Klein, Auburn, N. Y. Lillian Kaplau, Syracuse, N. Y. Location : Madison avenue, corner 75th street, New, York, N. Y. Consent given to a reduction in the number of directors of the Fidelity Bank from-eleven, the present number, to nine. Dec. 17, 1914. A u b u rn T r u s t C o m p a n y Dec. 17, 1914. T h e N o rth ern N ew Y ork T r u st Co m pan y Location : Auburn, N. Y. Consent given to a reduction in the number of directors of the Auburn Trust Company from twenty-four, the present number, to twenty-one. Location: Nos. 11-8-124 Washington street, Watertown, N. Y. Consent given to a reduction in the number of directors of The Northern New York Trust Company from thirty, the present number, to twenty-six. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 2 of the Consolidated Laws D e c e m b e r 26, 1914 Dec. 18, 1914. C orn E x c h a n g e B a n k Location : No. 13 William street, New York, N. Y. Approval given to a reduction in the number of directors of the Corn Exchange Bank from sixteen, the present number, to fourteen. 71 W e e k l y B u lle tin s Dec. 19, 1914. Work of Mr. H. Charles Nixdorf, as Confidential Inspector in the Private Bankers’ Bureau, State Banking Department, completed and services terminated, effective January 1, 1915. Work of Mr. Sigmund Lehman, as Confidential Inspector in the Private Bankers’ Bureau, State Banking Department, completed . and services terminated, effective January 1, 1915. Work of Mr. Thomas S. Smith, as District Confidential Inspector in the Private Bankers’ Bureau, State Banking Department, completed and services terminated, effective January 1, 1915. Dec. 21, 1914. Ct a c c ia B r o t h e r s Dec. 23, 1914. B in g h a m S t a t e B a n k Dec. 24, 1914. G e n e v a P e r m a n e n t L o an Dec. 24, 1914. I t a l ia n -A m e r ic a n S a v in g s Dec. 26, 1914. Ca l l Location: No. 116 South Centre street, Schenectady, N. Y. Application of Orazio Ciaccia and Vincenzo Ciaccia to engage in business as private bankers, under the name of Ciaccia Brothers, filed for examination December 3, 1914, refused. Location: Mount Morris, N. Y. Designation of the “ Picket Line Post,” a newspaper published in the village of Mount Morris, as the newspaper in which to publish notice of intention to organize the Bingham State Bank. Notice of intention to organize filed. an d Sa v in g s A s s o c ia t io n Location: No. 48 Seneca street, Geneva, N. Y. Consent given to change of location of the Geneva Permanent Loan and Savings Association from No. 48 Seneca street, its present location, to Nos. 87-89 Seneca street, Geneva, N. Y. an d L oan A s s o c ia t io n Location-: Buffalo, N. Y. Certificate of authorization issued. for R eports Call issued for quarterly reports by banks, trust companies, indi vidual and private bankers, the close of business on Thursday, December 24, 1914, being designated as the day with reference to which such reports shall be made. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 2 of the Consolidated Laws J a n u a r y 1, 1915 Dec. 26, 1914. B a n k of A ntw erp Location: Antwerp, N. Y. Approval given to a change in the number of directors of the Bank of Antwerp from eight, the present number, to nine. Dec. 28, 1914. T h e P e o p l e ’ s B a n k Dec. 30, 1914. of T roy Location: Troy, N. Y. Approval given to a change in the number of directors of The People’s Bank of Troy from twelve, the present number, to eleven. No rth A venue B an k Location: New Rochelle, N. Y. Approval given to a change in the number of directors of the North Avenue Bank from eleven, the present number, to twelve. 72 R epo rt Dec. 30, 1914. on B anks of D epo sit T h e M o k r is P l a n C o m p a n y op an d D iscount Ne w Y ork Location: No. 52 William street, New York, N. Y. Capital: $100,000. Directors: John Markle, Jeddo, Pa., Lewis B. Gawtry, William Turnbull, Raymond DuPuy, Wallace D. McLean, Arthur Williams, Clark Williams, Theodore O. Shonts, Arthur J. Morris, Thomas Cochran, Geo. F. Canfield, John R. MacArthur, Thomas H. Gillespie, Edwin O. Halter, Arthur Hagan, Willard Straight, Charles H. Sabin, Frederick W. Allen, Henry R. Towne, Sam A. Lewisohn, Charles T. Wills, Jason A. Neilson, James E. Russell, Fred E. Linder, Richard T. H. Halsey, New York, N. Y. Guy E. Tripp, Authorization certificate issued. Dec. 31, 1914. D ec. 31, 1914. F r a n k l in T r u s t C o m p a n y Location: No. 166 Montague street, Brooklyn, N. Y. Approval given to the opening of a branch office of the Franklin Trust Company, at No. 66 Washington avenue, in the borough of Brooklyn, city of New York, to be known as the “ Franklin Trust Company, Market Branch.” E m p ir e T r u s t C o m p a n y Location: No. 42 Broadway, New York, N. Y. Approval given to a change in the number of directors of the Empire Trust Company from twenty-eight, the present number, to twenty-two. Jan. 1, 1915. W. Place Location: No. 67 Wall street, New York, N. Y. Permanent capital: $256,000. Affidavit of Josiah W. Place, engaged in business under the name of J. W. Place & Company, private bankers, claiming partial exemption, accepted and filed. Jan. 1, 1915. Q. W. W e l l in g t o n & C o m p a n y ’ s B a n k Location: Corner Pine and Market streets, Corning, N. Y. Permanent capital: $100,000. Affidavit of Quincey W. Wellington and Benjamin W. Wellington, constituting the firm of Q. W. Wellington & Company’s Bank, private bankers, claiming partial exemption, accepted and filed. Jan. 1, 1915. J o s ia h F r e d e r ic k R o b e r t s o n & C o m p a n y Location: Corner Webster and Goundry streets, North Tonawanda, N. Y. Permanent capital: $25,000. Affidavit of Frederick Robertson and William W. Robertson, con stituting the firm of Frederick Robertson & Company, private bankers, claiming partial exemption, accepted and filed. Jan. 1, 1915. T h e R oyal Co m pa n y of N e w Y ork Location: Nos. 93-95 Nassau street, New York, N. Y. Permanent capital: $100,000. Affidavit of Philip Sugerman, Mark H. Sugerman and Frank C. Straat, engaged in business under the name of “ The Royal Company of New York,” private bankers, claiming partial ex emption, accepted and filed. W e e k l y B u lle tin s Jan. 1, 1915. 73 N a t h a n F b a n k ’ s So n s Location: Nos. 46-50 Ford street, Ogdensburg, N. Y. Permanent capital: $25,000. Affidavit of Julius Frank, and Leo Frank, engaged in business under the name of “ Nathan Frank’s Sons,” private bankers, claiming partial exemption, accepted and filed. Jan. .1, 1915. J. L e h r en k ra u ss & Sons Location: No. 359 Fulton street, Brooklyn, N. Y. Permanent capital: $100,000. Affidavit of Julius Lehrenkrauss and Herman C. Lehrenkrauss, constituting the firm of J. Lehrenkrauss & Sons, private bankers, claiming partial exemption, accepted and filed. Jan. 1, 1915. R o t h s c h i l d B e o s . & Co m p a n y Location: East State and South "Tioga streets, Ithaca, N. Y. Permanent capital: $25,000. Affidavit of Jacob Rothschild, Isaac Rothschild and Daniel Roths child, constituting the firm of Rothschild Bros. & Company, private bankers, claiming partial exemption, accepted and filed. Jan. 1, 1915. C h a r l e s F r a z ie r an d Co m pa n y Location: No. 93 Nassau street, New York, N. Y. Permanent capital: $100,000. Affidavit of Charles Frazier and Charles W. Frazier, constituting the firm of Charles Frazier and Company, private bankers, claiming partial exemption, accepted and filed. Jan. 1, 1915. E d w in R . F a y & S o n s Location: No. 72 Genesee street, Auburn, N. Y. Permanent capital: $100,000. Affidavit of Edwin R. Fay, Fred H. Fay and Charles P. Fay, con stituting the firm of Edwin R. F a y & Sons, private bankers, claiming partial exemption, accepted and filed. Jan. 1, 1915. Wm. H. S e w a r d & C o m p a n y Location: No. 96 Genesee street, Auburn, N. Y. Permanent capital: $100,000. Affidavit of William H. Seward and William H. Seward, Jr., con stituting the firm of Wm. H. Seward & Company, private bankers, claiming partial exemption, accepted and filed. Jan. 1, 1915. Packard & Com pany Location: No. 99 Nassau street, New York, N. Y. Permanent capital: $125,000. Affidavit of Moses Packard, of the firm of Packard & Company, private bankers, claiming partial exemption, accepted and filed. Jan. 1, 1915. L. R ic h a r d Location: No. 31 Broadway, New York, N. Y. Permanent capital: $100,000. Affidavit of Oscar L. Richard, private banker, claiming partial exemption, accepted and filed. O sc a r 74 R epo e t on B an k s of D e po sit an d D iscou n t BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 2 of the Consolidated Laws J a n u a r y 8, 1915 Jan. 2, 1915. C e n t u r y B a n k o p t h e C i t y o f N e w Y o r k Location : No. 135 Fifth avenue, cor. 20th street, New York, N. Y. Approval given to an increase in the capital stock of the Century Bank from $500,000 to $600,000. Jan. 2, 1915. W il l ia m M ac h o l Location : No. 25 Broadway, New York, N. Y. Permanent capital: $3,500. Verified application certificate of William Machol to engage in business as a private banker filed for examination in the State Banking Department. Jan. 5, 1915. St . B a r t h o l o m e w ’ s L o an A s s o c ia t io n Location: No. 211 East 42d street, New York, N. Y. Permanent capital: $40,275. Authorization certificate issued. Jan. 7, 191 5 . T h e W a s h in g t o n T r u s t C o m p a n y op N e w Y ork Location: No. 2 5 3 Broadway, New York, N. Y. Certified copy of order declaring the business of The Washington Trust Company of New York closed and prescribing notice to be given, filed in the Banking Department. Jan. 7, 1915. B roadw ay T r u st Co m pa n y Location: Woolworth building, New York, N. Y. Approval given to the opening, on January 9, 1915, of a branch office of the Broadway Trust Company on Bridge plaza, corner Radde street, Long Island City, borough of Queens, city of New York, to be known as the “ Broadway Trust Company, Long Island City Branch.” Jan. 7, 191 5 . C o u n t y T r u s t C o m p a n y Location: White Plains, N. Y. Consent given to a reduction in the number of directors of the County Trust Company from eighteen, the present, number, to fifteen. Jan. 7, 1915. T r a n s a t l a n t ic T r u s t C o m p a n y Location : No. 67 William street, New York, N. Y. Approval given to the opening of a branch office by the Trans atlantic Trust Company, at No. 130 East Seventh street, in the borough of Manhattan, city of New York, to be known as the “ East Side Branch,” upon condition that the branch of said company heretofore maintained at No. 207 Second avenue, in said borough and city, known as its “ East Side Branch,” shall first be discontinued. W e e k l y B u lletin s 75 BANKING DEPARTMENT. STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 J a n u a r y 15, 1915 Jan. 8, 1915. L a n d B a n k of t h e S t a t e o f N e w Y o rk Location : No. 61 Broadway, NewYork, N. Y. Capital: $100,000. Directors: John J. Dillon, New York, -N. Y. Edwin F. Howell, Brooklyn, N. Y. Robert B. Van Cortlandt, Mount Kisco, N. Y. Charles S. Folsom, New York, N. Y: George F. Flandereaux, New Rochelle, N. Y. David B. Hutton, Brooklyn, N. Y. James P. Judge, Brooklyn, N. Y. Benjamin Thompson, Brooklyn, N. Y. Barnard G. Parker, Gouverneur, N. Y. Edgar A. Newell, Ogdensburg, N. Y. Elmer E. Stanton, Troy, N. Y. Frank D. Kingsbury, Corning, N. Y. Webb G. Cooper, Oswego, N. Y. John G. Farwell, Geneva, N. Y. William H. Judson, New York, N. Y. Organization certificate filed for examination in the State Banking Department. Jan. 8, 1915. B a n c a S a v e r io G a l l o Location : No. 292 Third avenue, and No. 385 Metropolitan avenue, Brooklyn, N. Y. Superintendent of Banks took possession of the business and affairs of Banca Saverio Gallo, a private banker. Superintendent appointed Mr. A. K. Moore Special Deputy Super intendent of Banks to assist in the liquidation. Jan. 12, 1915. M e c h a n ic s B a n k Jan. 13, 1915. T h e Cen tu ry B a n k Jan. 15, 1915. A p p o in t m e n t Location: Brooklyn, N. Y. Approval given to a change in the number of directors of the Mechanics Bank from fifteen, the present number, to twenty-one. Location: No. 135 Fifth avenue, New York, N. Y. Approval given to the opening of a branch office of the Century Bank at the northwest corner of 116th street and Lenox avenue, in the borough of Manhattan, city of New York, to be known as the “ Mutual Alliance Branch.” of T em porary B ookkeeper Mr. Ambrose J. Delaney, of No. 138-A Clinton avenue, Albany, N. Y., appointed a bookkeeper in the State Banking Department for a period not to exceed three months at a compensation of $75 per month, effective January 18, 1915. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 J a n u a r y 22, 1915 Jan. 15, 1915. B a n k o f B u f f a l o Location : Buffalo, N. Y. Consent given to a change in the number of directors of the Bank of Buffalo from eleven, the present number, to ten. 76 R epo r t on B anks of D epo sit Jan. 15, 1915. T h e P eople’s B an k Jan. 15, 1915. Ci t i z e n s ’ T r u s t C o m p a n y J an . 18, 1915. op an d D iscount B u ffalo Location: Buffalo, N. T. Consent given to a change in the number of directors of The People’s Bank of Buffalo from eleven, the present number, to twelve. o f U t i c a , N. Y. Location: .Chamber of Commerce building, No. & Elizabeth street, Utica, N. Y. Approval given to a change of location of the place of business of the Citizens’ Trust Company of Utica, N. Y., from Chamber of Commerce building, No. 8 Elizabeth street, Utica, N. Y., to No. 92 Seneca street in the same city. Th e Bank of U n it e d S t a t e s Location: Corner Delancey and Orchard streets, New York, N. Y. Approval given to the opening of a branch office of The Bank of United States at No. 1767 Madison avenue, in the borough of Manhattan, city of New York, to be known as “ The Bank of United States, Madison Avenue Branch.” Jan. 18, 1915. T h e U n it e d C r e d it U n io n Jan. 20, 1915. Ge r m a n o Location: No. 250 East 67th street, New York, N. Y. Directors: Harry Berkowitz, Elias Wolf Klar, Joseph litis, Jacob Hirsh, Koppel Stubenhaus, all of NewYork, N. Y. Organization certificate filed for examination in the State Banking Department. P. B a c c e l l i Location: No. 119 Madison avenue, Albany, N. Y. Permanent capital: $5,000. Certificate of authorization issued. Approval given to an increase in the permanent capital of said private banker to $5,000. Jan. 20, 1915. Wm. H. S e w a r d & Co. Location: No. 96 Genesee street, Auburn, N. Y. Verified certificate and affidavit of William H. Seward and Wil liam H. Seward, Jr., constituting the firm of Wm. H. Seward & Co., private bankers, claiming partial exemption, filed for examination in the State Banking Department. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 J a n u a r y 29, 1915 Jan. 22, 1916. C orn E x c h a n g e B a n k Location: No. 13 William street, New York, N. Y. Approval given to the opening of a branch office by the Corn Exchange Bank, at the northwest corner of Lexington avenue and 60th street, in the borough of Manhattan, city of New York. Jan. 22, 1915. B an k of W a s h in g t o n H e i g h t s Location : Amsterdam avenue and 155th street, New York, N. Y. Approval given to a change in the number of directors of said bank from fourteen, the present number, to twelve. W e e k l y B u lle tin s J an . 77 22, 191 5 . M u t u a l I n v e s t m e n t C e e d it U n io n Location: No. 253 Broadway, New York, N. Y. Incorporators: Edward Reynolds, New Rochelle, N. Y. Welcome I. Capen, Mount Vernon, N. Y. Eugene P. Tully, New York, N. Y. John J. Whalen, Brooklyn, N. Y. Christopher F. Leonard, Flushing, N. Y. Felix J. Kernan, Brooklyn, N. Y. Charles Shirley, Brooklyn, N. Y. Organization certificate filed for examination in the State Banking Department. Jan. 23, 1915. Jan. 23, o f U t i c a , N. Y. Location: Seneca square, Utica, N. Y. Approval given to an increase in the capital stock of said com pany from $300,000 to $500,000. Ci t i z e n s ’ T r u s t C o m p a n y o f U t i c a , N . Y. Location: Seneca square, Utica, N. Y. Approval given to a change in the number of directors of said company from eighteen, the present number, to twenty-one. 1915. C i t i z e n s ’ T r u s t C o m p a n y Jan. 20, 1915. M e t r o p o l it a n C r e d it U n io n Location: Brooklyn, N, Y. Authorization certificate issued. Jan. 26, 1 91 5 . C o m m e r c ia l U n io n C o -o p e r a t iv e B a n e Location: No. 55 Maiden Lane, Albany, N. Y. Approval given to a petition for change of name of Commercial Union Co-operative Bank to “ Central Savings and Loan Asso ciation,” and “Albany Evening Journal ” designated as the newspaper in which to publish notice of the presentation of such petition. Jan. 28, 1915. S o u t h S h o r e S a v in g s and L oan A s s o c ia t io n Location : New Dorp, Richmond county, N. Y. Directors: Charles Whitaker, Rosebank, N. Y. Frederick F. Drysdale, New York, N. Y. Rudolph Jurgensen, New Dorp, N. Y. James E. Grunert, New Dorp, N. Y. William C. Moore, Jr., New York, N. Y. Jacob Sharrott, Rossville, N. Y. W. Leslie Conner, New Dorp, N. Y. Arthur E. Post, Grant City, N. Y. Grant U. Merrell, Grant City, N. Y. Organization certificate filed for examination. Jan. 28, 1915. T h e R e m e d ia l L o an S o c ie t y of B u f f a l o , I n c or por a te d Location: No. 223 Ellicott square, Buffalo, N. Y. Approval given to an increase of capital of said company from $20,000 to $30,000. Jan. 28, 191 5 . D. J. F a o u r & B r o s . Location: No. 63 Washington street, New York, N. Y. Approval given to a reduction in the permanent capital of Daniel ■J. Faour, George J. Faour and Dominick J. Faour, constituting the firm of D. J. Faour & Bros., private bankers, from $100,000 to $50,000. 78 R eport Jan. 29, 1915. on B an k s A p p o in t m e n t of D e po sit of and D iscount S p e c ia l D e p u t y S u p e r in t e n d e n t of Banks Mr. T. A. Pyterman, of New York, N. Y., appointed Special Deputy Superintendent of Banks to assist in the liquidation of the following institutions to succeed Mr. A. K. Moore: Afro-American Investment and Building Company. Bank of Wayne. Binghamton Trust Company. Carnegie Safe Deposit Company. Empire Savings and Loan Association. European American Bank. Excelsior Building and Loan Association. Greenpoint Polish Co-operative Savings and Loan Association. Knickerbocker Savings and Loan Company. Lafayette Trust Company. Popular Banking, Savings and Loan Association. Sea Cliff Bank. State Savings Bank. Universal Trust Company. Washington Savings Bank. Woodhaven Bank. Harbor and Suburban Building and Savings Association. Banca Saverio Gallo. Newmark Dwinsker Co-operative Savings and Loan Association. BANKING DEPARTMENT, STATE OF NEW YORK, Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 969 of the Laws of 1914 F e b r u a r y 5, 1915 Jan. 29, 1915. L an d B a n k Jan. 29, 1915. B in g h a m S t a t e B a n k J an . of t h e St a t e of N e w Y ork Location: No. 61 Broadway, New York, N. Y. Capital: $100,000. Certificate df authorization issued. Location: Mount Morris, Livingston county, N. Y. Capital: $50,000. Organization certificate of the Bingham State Bank filed for examination in the State Banking Department. 29, 1915. M o r r is P l a n C o m p a n y of N e w Y ork Location: No. 52 William street, New York, N. Y. Approval given to a change in the number of directors of said company from twenty-six, the present number, to thirty. Jan. 29, 1915. Jan. 30, 1915. T h e S e c u r it y B a n k Location : Fifth avenue and 14th street, New York, N. Y. Consent given to the closing, on February 15, 1915, by The Security Bank, of the branch office formerly maintained by it at No. 1973 First avenue, borough of Manhattan, city of New York. P roduce E x c h a n g e B u il d in g and L o a n A s s o c ia t io n Location : New York, N. Y. Certified copy of order declaring said association dissolved and its corporate existence terminated filed in the State Banking Department. 79 W ee k ly B u lle tin s Jan. 30, 1915. The S a f e t y C o - o p e r a t iv e B u il d in g , L oan o f N e w Y o r k C it y an d S a v in g s A s s o c ia t io n Location: New York, N. Y. Affidavit of last president and last secretary-treasurer to the effect that all assets of said association have been disposed of and liabilities paid in full, so that it has neither officers, directors or members, filed in the Banking Department. F eb. 1, 1915. P e o p l e ’ s S t a t e B a n k Location: East Randolph, N. Y. Approval given to a change in the number of directors of said bank from five, the present number, to nine. Feb. 1, 1915. L a w y e r s ’ T it l e I n surance an d T r u st Co m pa n y Location: No. 160 Broadway, New York, N. Y. H om e T r u st Co m pa n y of N e w Y ork Location : No. 40 Court street, Brooklyn, N. Y. Approval of merger of the Home Trust Company of New York into Lawyers’ Title Insurance and Trust Company, the name of the merged corporation to be “ Lawyers’ Title and Trust Company,” given. F eb. 2, 1915. C i t i z e n s ’ B a n k of M o n roe Location: Monroe, Orange county, N. Y. The “ Monroe Gazette,” a newspaper published in the village of Monroe, N. Y., designated as the newspaper in which to publish notice of intention to organize the “ Citizens’ Bank of Monroe.” BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 F e b r u a r y 13, 1915 Feb. 5, 1915. T h e M u t u a l A l l ia n c e T r u s t C o m p a n y o f N e w Y o r k . Location : No. 35 Wall street, New York, N. Y. Verified copy of minutes of special meeting of the stockholders of The Mutual Alliance Trust Company of New York, directing that said company be closed for the purpose of winding up its affairs and directing its business be wound up, filed in the State Banking Department. Feb. 6, 1915. M a r x & R a w o l l e E m p l o y e e s ’ C r e d it U n io n Feb. 6, 1915. A p p o in t m e n t Location : No. 9 Van Brunt street, Brooklyn, N. Y. Incorporators : Joseph L. Boden, Brooklyn, N. Y. John J. Gibbons, Brooklyn, N. Y. John A. Young, Brooklyn, N. Y. Henry F. Quackenbush, Brooklyn, N. Y. Bernard Green, Brooklyn, N. Y. Edmund W. Cain, Brooklyn, N, Y. John C. Shields, Brooklyn, N. Y. James F. McAvoy, New York, N. Y. Organization certificate filed for examination in the State Banking Department. of I ndex and F il i n g C l e r k for T e m p o r a r y S e r v ic e Superintendent of Banks appointed Mr. James O’Connor, of No. 278 Prospect place, Brooklyn, N. Y., from the eligible civil service list, as index and filing clerk in the New York office of the State Banking Department for a period not to exceed six weeks, at the rate of $75 per month, effective February 2, 1915. 80 F eb. R eport on B anks of D epo sit an d D iscount 6, 1915. T h e N o r t h v il l e B a n k Location: Northville, N. Y, Approval of extension of corporate existence of The Northville Bank to March 28, 1935, twenty years beyond the term specified in its original certificate of association. F eb . 8, 1915. P a c ka bd & Co m pa n y Location: No. 99 Nassau street, New York, N. Y. Approval given to a reduction in the permanent capital of Nathan J. Packard and Moses Packard, constituting the firm of Packard & Company, private bankers, from $125,000 to $ 100,000. F eb. 9, 1915. T h e S t a t e B a n k op Co m m e r c e Location: Brockport, N. Y. Consent given to an increase in the number of directors of the State Bank of Commerce from eleven, the present number, to twelve. F eb. 8, 1915. T h e A d b u r n P e r s o n a l L o a n C o m p a n y Location: No. 141 Genesee street, Auburn, Cayuga county, N. Y. Permanent capital: $5,000. Incorporators: Harry L. Klein, Auburn, N. Y. Etta Klein, Auburn, N. Y. Lillian Kaplau, Syracuse, N. Y. Authorization certificate issued. Feb. 10, 1915. M ount V ernon T r u st Co m pa n y Location: Mount Vernon, N. Y, Consent given to a reduction in the number of directors of the Mount Vernon Trust Company from eighteen, the present num ber, to seventeen. F eb. 10, 191 5 . C o m m e r c ia l C r e d it U n io n op B rooklyn Location: No. 326 Ninth street, Brooklyn, N1 . Y. Incorporators: Benjamin Ammerman, Louis Cohn, Philip Abramson, Max Peck, Joseph Geffen, Meyer Tarshis, Charles P. Solomons, Harry Davidowitz, Theodore Miller, Abraham Zieve, Charles Kurzweil. Authorization certificate issued. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 F e b r u a r y 19, 1915. Feb. 15, 1915. M. Di S i m o n e & S on Location: No. 141 Broadway, Long Island City, N. Y. Superintendent of Banks took possession of the business and affairs of M. Di Simone & Son, private bankers, transacting business at No. 141 Broadway, Long Island City. Superintendent appointed Mr. T. Arthur Pyterman, a State Bank Examiner, Special Deputy Superintendent of Banks to assist in the liquidation. 81 W e e k l y B u lle t in s F eb . 15, 191 5 . R o m e T r u s t C o m p a n y Location: Rome, N. Y. Capital: $100,000. Incorporators: Fred M. Shelley, Franklin A. Ethridge, Barton Haselton, Herbert T. Dyett, George H. Brown, Arthur D. White, Jacob Karlen, Harry W. Barnard, Percy C. Thomas, Lawrence Carey, ■Frederick J. Hager, Johnson D. McMahon, William T. Binks, Michael Duly, Arthur S. Evans, Edwin D. Besley, J. Lowell Williams, Fred G. Rathbun, John D. McMahon, all of Rome, N. Y., and C. Frank Floyd, Westernville, N. Y. Organization certificate filed for examination. Feb. 17, 1915. S o u t h S h o r e S a v in g s an d L o an A s s o c ia t io n Location: New Dorp, Richmond county, Incorporators: Arthur E. Post, Laura K, Cropsey, John M. Braisted, Frederick Naef, Walter M. Ostrander, Edna G. Nagle, Jacob Sharrott, Charles Whitaker, Certificate of authorization issued. F eb. 17, 191 5 . B in g h a m N. Y. Elizabeth C. Cropsey, Grant U. Merrell, James E.. Grunert, Frederick F. Drysdale, William C. Moore, Jr., William A. Hervey, W. Leslie Conner, Rudolph Jurgensen. St a te B a n k Location: Mount Morris, Livingston county, N. Y. Capital: $50,000. Incorporators: Charles W. Bingham, Frank E. Van Dorn, Nathan N. Nast, Albert C. Olp, Henry H. Scoville, George M, Shull, Barney S. Beuerlein, John F. Donavan, William Dickey, Amos H, Dalrymple, Alfred Harris, Frederick J. Bowen, John W. Slaight, Clarence A. Foote, William F. Morrow, Frank H. Patrick, Fanny B. Hastings, Patrick O’Leary, Arthur F. Starr, Bartolomew E. Brophel Edward M. Logan, Certificate of authorization issued. Feb. 18, 1915. A u b u rn T r u s t C o m p a n y Location: No. 63 Genesee Street, Auburn, N. Y. Approval given to a change of location of the place of business of Auburn Trust Company from No. 63 Genesee street, Auburn, N. Y., to Nos. 64-66 Genesee street, in the same city. F eb. 18, 1915. C a l if o r n ia P e r f u m e A s s o c ia t io n Co m pa n y E m ployees’ S a v in g s Location: 31 Park place, New York, N. Y. Organization certificate filed for examination. and L oan 82 R epo rt B an k s on of D epo sit and D iscount BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 F e b r u a r y 26, 1915 Feb. 19, 1915. C. & S, Cappellin o Location: No. 383 North street, Rochester, N. Y. Permanent capital: $6,000. Verified application certificate of Calogero Cappellino and Serafina Cappellino, for authorization to engage in business as private bankers, under the name of C. & S. Cappellino, at No. 383 North street, Rochester, N. Y., filed for examination in the State Banking Department. Feb. 19, 1915. Wm. H. S e w a r d & Co. Location: No. 96 Genesee street, Auburn, N. Y. Permanent capital: $100,000. Verified application certificate and. affidavit of William H. Sew ard and William H. Seward, Jr., constituting the firmof Wm. H. Seward & Co., private bankers, claiming partial exemption, accepted and filed. F eb. 19, 1915. M u t u a l I n v e s t m e n t C r e d it U n io n Location: No. 253 Broadway, New York, N. Y. Incorporators: Edward Reynolds, New York, N. Y. Welcome I. Capen, New, York, N. Y. Eugene P. Tully, New York, N. Y. John J. Whalen, New York, N. Y. Christopher F. Leonard, New York, N. Y. Felix J. Kernan, New York, N. Y. Charles Shirley, New York, N. Y. Authorization certificate issued. Feb. 20, 1915. D i m e B u il d in g Feb. 23, 1915. M ic h e l e and L oan A s s o c ia t io n Location: No. 112 West Second street, Oswego, N. Y. Approval given to change of location of place of business of Dime Building and Loan Association from No. 112 West Second street, Oswego, N. Y., to No. 153 West Second street, in same city, effective on or after March 1, 1915. B e r a r d in i Location: No. 34 Mulberry street, New York, N. Y. Approval given to a reduction in permanent capital of Michele Berardini, a private banker, from $100,000 to $50,000. F eb . 23, 1915. Feb. 23, 1915. T he Bank of N o rth C o l l in s Location: North Collins, N. Y. Approval of extension of corporate existence of The Bank of North Collins, of North Collins, N. Y., to March 18, 1935, twenty years beyond the term specified in its original cer tificate of association. T h e C o rn E x c h a n g e B a n k Location: No. 13 William street, New York, N. Y. Approval given to the opening of a branch office by the Corn Exchange Bank, at No. 162 Stuyvesant place, New Brighton, Staten Island, N. Y., to be known as its “ Staten Island Branch,” on condition that the branchof said bank now main tained at No. 14 Richmond terrace,New Brighton, Staten Island, N. Y., and heretofore known as its “ Staten Island Branch,” shall be first discontinued. 83 W e e k l y B u lle tin s Feb. 25, 1915. St a t e B a n k of K enm ore Kenmore, N. Y. Consent given to an Increase In the number of directors of the State Bank of Kenmore from seven, the present number, to nine. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 M a b c h 5, 1915 F eb. .2 6 , 191 5 . R o m e T r u s t C o m p a n y Location: 105 South James street, Rome, N. Y. Capital: $ 1 0 0 ,0 0 0 . Surplus: $51 ,19 9 .3 7 . Authorization certificate issued. (Conversion of Rome City Bank into Rome Trust Company.) Mar. 2, 1915. R e s ig n a t io n of B a n k E x a m in e r Resignation of Mr. Frank B. Hoag, of New York, N. Y., an ex aminer in the State Banking Department, tendered and accepted to take effect March 1, 1915. Mar. 3, 1915. Mar. 4, 1915. o f R o c h e s t e r , N. Y. Location: No. 31 Exchange street, Rochester, N. Y. Capital: $50,000. Certificate of authorization issued. (Authorization as Personal Loan Company of former Personal Loan Association.) P r o v id e n t L o an S o c ie t y C a l if o r n ia P e r f u m e A s s o c ia t io n Co m p a n y E m ployees’ Sa v in g s and L oan Location: No. 31 Park place, New York city, N. Y. Authorization certificate issued. Directors: David H. McConnell, Alexander D. Henderson, P. Henry Brockman, William Scheele, Gustavus J. Gardner, Alonzo E. Williams, Anna S. Meany, Frederick R. McKinlay, Helen M. Corcoran, John M. Mertz, Frances Stern. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 M a r c h 12, 1915 Mar. 5, 1915. C it iz e n s ’ B a n k of M onroe Location: Monroe, Orange county, N. Y. Capital: $25,000. Incorporators: Alfred J. Crane, Clarence S. Knight, Frank O’Neil, Elwood C. Smith, Frederick Hulse, Ray H. Rulison, William A. McClellan, C. Arthur Brooks, Jacob A. Mittnacht, Jr. Gilbert R. Palen, Samuel B. Stanaback. Organization certificate of the Citizens’ Bank of Monroe filed for examination in the Banking Department. 84 R eport Mar. 5, 1915. on B an k s of D epo sit and D iscount U n io n L oan C o m p a n y Location : East Genesee street, Syracuse, N. Y. Capital: $10,000. Certificate of authorization issued. (Authorization as Personal Loan Company of former Personal Loan Association.) Mar. 5, 1915. C ohn E x c h a n g e S a f e D e p o s it C o m p a n y Mar. 5, 1915. C oen E x c h a n g e S a f e D e p o s it C o m p a n y M a r. Location : No. 13 William street, New York, N. Y. Consent given to the opening of a branch office by the Corn Exchange Safe Deposit Company at No. 126 East 86th street, in the borough of Manhattan, city of New York, to be known as the “ Eighty-sixth Street Branch.” Location: No. 13 William street, New York, N. Y. Consent given to the opening of a branch office by the Corn Exchange Safe Deposit Company at Nos. 162-164 Stuyvesant place, New Brighton, Staten Island, N. Y., upon discontinu ance of branch now operated by that company at No. 14 Richmond terrace, New Brighton, Staten Island, N. Y. 8, 1 9 1 5 . P e r s o n a l L o an A s s o c ia t io n of O n o n d ag a C o u n t y , I n c . Location: No. 303 Kirk Building, Syracuse, N. Y. Capital: $10,000. Authorization certificate issued. (Authorization as Personal Loan Company of former Personal Loan Association.) Mar. 9, 1915. R o t h s c h il d B r o s. & Co m pa n y Mar. 10, 1915. Cayuga L oan Co m pa n y Mar. 11, 1915. A p p o in t m e n t Location: Blast State and South Tioga streets, Ithaca, N. Y. Approval given to a reduction in the permanent capital of Rothschild Bros. & Company, private bankers, from $30,000 to $25,000. Location: No. 99 Genesee street, Auburn, N. Y: Capital: $10,000. Authorization certificate issued. (Authorization as Personal Loan Company of former Personal Loan Association.) of B a n k E x a m in e r Superintendent . of Banks appointed Mr. J. Stuart Frazer, of No. 37 Manchester place, Buffalo, N. Y., from the eligible civil service Jist, examiner in the Banking Department, effective March 1!), 1915, at a compensation of $8 per day, when actually employed, and railroad fare. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 M a r c h 19, 1915 Mar. 12, 1915. D a v id G ordon Location : No. 185% Forsyth street, New York, N. Y.. Capital: $10,000. Verified certificate of David Gordon, applying for authorization to engage in business as a personal loan broker, filed for ex amination in the State Banking Department. W e e k l y B u lle tin s Mar. 13, 1915. 85 O nondaga P r o v id e n t L o an A s s o c ia t io n , I n c . Location: No. 1002 Onondaga County Bank Building, Syracuse, N. Y. Capital: $30,000. Authorization certificate issued. (Authorization as Personal Loan Company of former Personal Loan Association.) Mar. 13, 1915. A. Z w il c h e n b a r t and M a r t in G a s s e r & C o m p a n y Location: No. 61 Greenwich street, New York, N. Y. Approval given to a reduction in the permanent capital of John N. Spaus and Carl Ini Obersteg, transacting business under the firm name of “A. Zwilchenbart and Martin Gasser & Company,” private bankers, from $6,000 to $5,000. Mar. 13, 1915. C o -o p e r a t iv e C r e d it U n io n Mar. 15, 1915. Bane Mar. 15, 1915. C it iz e n s ’ Ba n k M a r. 17, 1915. Location: No. 159 Delancey street, New York, N. Y. Authorization certificate issued. Incorporators: Morris Caesar, Samuel M. Grossman, Hyman I. Cohn, Abraham Roberts, Hirsch Bloch, Joseph Sacoder, Julius Goodman, Hyman Weissfeld, Jacob Katz. op So u th D ayton Location: South Dayton, N. Y. Consent giVen to a change of location of the office of the Bank of South Dayton from Pine street, in the village of South Dayton, to Park street, in the same village. op M o n ro e Location: Monroe, Orange county, N. Y. Capital: $25,000. Authorization certificate issued. Alfred J. Crane, Clarence S. Knight, Ray H. Rulison, Elwood C. Smith, C. A rthur Brooks, Gilbert R. Palen, Frederick Hulse, Frank O’Neil, Jacob A. Mittnacht, Jr. William A. McClellan, Samuel B. Stanaback, W il l ia m Machol Location: No. 25 Broadway, New York, N. Y. Permanent capital: $3,000. Verified certificate of private banker desiring to engage in busi ness filed for examination in the State Banking Department. M a r. 18, 1915. T h e St a t e B a n k Location: No. 374-378 Grand street, New York, N. Y. Consent given to the opening of a branch office of The State Bank at No. 158 Rivington street, borough of Manhattan, city of New York, to be known as the “ Clinton Branch,” effective March 18, 1915. Mar. 19, 1915. S. C a p p e l l in o Location: No. 383 North street, Rochester, N. Y. Permanent capital: $6,000. Authorization certificate issued. C. & 86 R epoet on B anks of D e po sit an d D iscount BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Daw, chapter 369 of the Laws of 1914 M a r c h 26, 1915 Mar. 19, 1915. M r. S t . V i n c e n t C o- o p e r a t iv e B u il d in g an d L oan A s s o c ia t io n Location: Nos. 531-535 East Tremont avenue, New York, N. Y. Approval given to a change of location of the place of business of the Mount St. Vincent Co-operative Building and Loan Asso ciation from Nos. 531-535 East Tremont avenue, New York, N. Y., to the “ Bergen Building,” southeast corner of Tremont and Arthur avenues, in the same city. Mar. 19, 1915. W il l ia m M ac h o l Mar. 20, 1915. A ng elo L e g i n i t i ' Location: No. 25 Broadway, New York, N. Y. Permanent capital: $3,000. Certificate of authorization issued. Location: No. 64 Mulberry street, New York, N. Y. Approval given to a reduction of permanent capital of such private banker from $70,000 to $12,000. M a r. 2 2 , 191 5 . C a l l for R eports Call for.reports of banks, trust companies, individual bankers and private bankers, the close of business on March 19, 1915, being designated as the day with reference to which such reports shall be made, issued. Mar. 23, 1915. R o m e T r u s t C o m p a n y Mar. 24, 1915. Location: Rome, N. Y. Approval given of an increase of the capital of the Rome Trust Company from $100,000 to $300,000. B a l d w i n s v i l l b St a t e B a n k Baldwinsville, N. Y. Approval given to extension of corporate existence of the Bald winsville State Bank, of Baldwinsville, N. Y„ for twenty years beyond the term specified in its original certificate of associa tion and of a certificate of extension heretofore given, viz., May 7, 1935. M ar. 24, 1915. U n it e d C r e d it U n io n Location: No. 250 East 67th street, New York, N'. Y. Certificate of authorization issued. Authorization as Personal Loan Companies of the following former Personal Loan Association: M a r. 19, 191 5 . S y r a c u s e L o a n C o m p a n y Location: No. 314 Kirk Building, Syracuse, N. Y. Capital: $10,000. Authorization certificate issued. M a r. 2 0 , 191 5 . F i d e l i t y C r e d it C o m p a n y No. 390 Ellicott square, Buffalo, N. Y. Capital: $10,000. Authorization certificate issued. M a r. 20, 1 9 1 5 . B u f f a l o S e c u r it y C o m p a n y Location : No. 737 Ellicott square, Buffalo, N. Y. Capital: $10,000. Authorization certificate issued. W e e k l y B u l le t in s Mar. 22, 1915. A m e r ic a n C r e d it C o m p a n y Mar. 22, 1915. S t a n d a r d C r e d it C o m p a n y Mar. 22, 1915. H o m e C r e d it C o m p a n y Mar. 22, 1915. P r o v id e n t L o a n C o m p a n y Mar. 24, 1915. R e m e d ia l L oan S o c ie t y Mar. 25, 1915. T h e U t ic a P r o v id e n t L o an A s s o c ia t io n Mar. 25, 1915. T h e C h a t t e l L o an S o c ie t y Mar. 24, 1915. L iv in g s t o n C o u n t y T r u s t C o m p a n y 87 Location: No. 322 Ellicott square, Buffalo, N. Y. Capital: $10,000. Authorization certificate issued. op B uffalo Location: No. 907 Lafayette avenue, Buffalo, N. Y. Capital: $10,000. Authorization certificate issued. Location: No. 210 Pearl street, Buffalo, N. Y. Capital: $10,000. Authorization certificate issued. of B uffalo Location: No. 344 Ellicott square, Buffalo, N. Y. Capital: $10,000. Authorization certificate issued. of B uffalo, I nc. Location: 223 Ellicott square, Buffalo, N. Y. Capital: $30,000. Authorization certificate issued. Location: Nos. 19-23 Elizabeth street, Utica, N. Y. Capital: $10,000. Authorization certificate issued. of N e w Y o r k , I nc. Location: No. SO' Union square, New York, N. Y. Capital: $200,000. Authorization certificate issued. Location : Geneseo, Livingston county, N. Y. Capital: $100,000. The “ Livingston Republican ” and the “ Livingston Democrat ” designated as the newspapers in which to publish notice of intention to organize the Livingston County Trust Company. Incorporators : James W. Wadsworth, Charles D. Newton, Jacob Nast, E. Everett Doty, Edward J. Forbes, Charles N. Stewart, Richard S. Folks, James W. Wadsworth, Jr., Fred G. Olp, BartholomewE. Brophel, Alexander N. Stewart, Foster N. Walker, George W. Atwell, William J. Maloney, William G. Markham, John F. Connor, Eugene B. Wilhelm. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A p r i l 2, 1915. No items to be reported on the weekly bulletin of this date. 88 R eport on B an k s op D epo sit and D iscount BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 No items to be reported on the weekly bulletin of this date. A p r i l 9, 1915 BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 28 of the Banking Law, chapter 369 of the Laws of 1914 April 9, 1915. A p r i l 16, 1915 D a v id G ordon Location: No. 185% Forsyth street, New York, N. Y. Capital: $10,000. Authorization certificate issued. April 9, 1915. W. R. G r a c e & Co.’s Bane Location: No. 7 Hanover square, New York, N. Y. Capital: $100,000. “ The Sun,” a newspaper published in the city of New York, designated as the newspaper in which to publish notice of intention to organize W. R. Grace & Co.’s Bank. A p r il 14, 1915. D e y B r o s . Location: No. 401 South Salina street, Syracuse, N. Y. Permanent capital: $35,000. Verified certificate of Robert Dey and Donald Dey, constituting the firm of “ Dey Bros.,” applying for authorization to continue in business as private bankers, filed for examination in the State Banking Department. April 14, 1915. B a n k e r s L oan April 15, 1915. T h e B an k April 16, 1915. L ong I s l a n d C i t y B u il d in g & L oan A s s o c ia t io n April 16, 1915. and I n v e s t m e n t Co m pa n y Location: Nos. 74—76 Wall street, New York, N. Y. Consent given to a change of location of the place of business of said association from Nos. 74—76 Wall street, in the borough of Manhattan, city of New York, to Nos. 63-65 Wall street, in the same borough and city, effective on or after April 15, 1915. of D e p o s it Location: No. 54 Canal street, New York, N. Y. Capital: $150,000. “ The Sun,” a newspaper published in the city of New York, designated as the newspaper in which to publish notice of intention to organize “ The Bank of Deposit.” Location: No. 1126 Van Alst avenue, Astoria, Queens county, N. Y. Consent given to a change of location of the place of business of said association from No. 1126 Van Alst avenue, Astoria, Long Island City, Queens county, N. Y., to No. 122 Main street, Astoria, Long Island City, Queens county, N. Y., effective on or after April 17, 1915. D ey B ro s. Location: No. 401 South Shlina street, Syracuse, N. Y. Permanent capital: $35,000. Certificate authorizing Robert Dey and Donald Dey, constituting the firm of “ Dey Bros.,” to continue In business as private bankers, issued. W e e k l y B u lle tin s 89 BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A p r i l 23, 1913 April 17, 1915. W i l l i a m L u n h a m & W a l t e r M oore Location: New York Produce Exchange Building, New York, N. Y. Capital: $15,000. Verified application certificate of William Lunham and Walter Moore for authorization to engage in business as private bankers under the name of Lunham & Moore at New York Produce Exchange Building, New York, N. Y., filed for exam ination in the State Banking Department. A p r il 17, 191 5 . M a x St r a u s Location: No. 37 Broadway, New York, N. Y. Capital: $'5,000. Verified application certificate of Max Straus for authorization to engage in business as a private banker at No. 37 Broadway, New York, N. Y., filed for examination in the State Banking Department. A p r il 17, 191 5 . D a v id G ordon Location: 185% Forsyth street, New York, N. Y. Approval given to a change of location of the place of business of David Gordon, a personal loan broker, from No. 185% Forsyth street, New York, N. Y., to No. 280 Broadway, in the same city. A p ril 17, 1915. T h e B l a c k R o c k B a n k Location: Buffalo, N. Y. The “ Buffalo News,” a newspaper published in the city of Buffalo, N. Y., designated as the newspaper in which to publish notice of intention to organize “ The Black Rock Bank.” April 19, 1915. G u a r a n t e e d M ortgage C o m p a n y " April 20, 1915. St a t e B a n k April 22,1915. of N e w Y ork Location: No. 200 Broadway, New York, N. Y. Approval given of an increase of the capital of the Guaranteed Mortgage Company of New York from $250,000 to $373,000. of H il t o n Location: Hilton, Monroe county, N. Y. Consent given to an increase in the number of directors of the State Bank of Hilton from seven, the present number, to nine. C o m m e r c ia l U n io n C o-O p e r a t iv e B a n k Location: No. 55 Maiden Lane, Albany, N. Y. Approval given to a change of location of the offices of the Commercial Union Co-Operative Bank from No. 55 Maiden Lane, Albany, N. Y., to No. 302 Central avenue, in the same city. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 A p r i l 30, 1915 April 28, 1915. N ia g a r a F a l l s T r u s t C o m p a n y Location: Niagara Falls, N. Y. Consent given to a decrease in the number of directors of the Niagara Falls Trust Company from twenty, the present num ber, to fifteen. 90 R epo rt April 30, 1915. W est on B anks E nd of C o -o p e r a t iv e D e po sit B u il d in g an d & D isco u n t L o an A s s o c ia t io n ( P er m anent) Location: No. 271 West 125th street, New York, N. Y. Approval given to a change of location of the office of the West End Co-operative Building & Loan Association (Per manent) from No. 271 West 125th street, New York, N. Y., to No. 265 .West 125th street in the same city. April 30, 1915. T h e M u t u a l A l l ia n c e T r u s t C o m p a n y Location: No. 35 Wall street, New York, N. Y. Certified copy of order closing The Mutual Alliance Trust Com pany, New York, N. Y., filed in the Banking Department. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 M a y 7, 1915 M a y 1, 1915. H o m e M u t u a l L o a n a n d S a v in g s A s s o c ia t io n Location: No. 72 Court street, Binghamton, N. Y. Approval given to a change of location of the office of the Home Mutual Loan and Savings Association from No. 72 Court street, Binghamton, N. Y., to No. 18 Court street in the same city. May 4, 1915. C. Z a r o , P r iv a t e B a n k e r Location: Nos. 1-3 Third avenue, New York, N. Y. Approval given to a decrease in the permanent capital of Henry C. Zaro, a private banker, New York, N. Y., from $15,000 to H enry $ 10 ,000 . M ay 4, 191 5 . L u n h a m & M oore Location: New York Produce Exchange Building, New York, N. Y. Permanent capital: $15,000. Authorization certificate issued. M ay 5, 1915. S t . L a w r e n c e T r u s t C o m p a n y Location: Ogdensburg, St. Lawrence county, N. Y. Capital: $100,000. The “ Ogdensburg Journal ” designated as the newspaper in which to publish notice of intention to organize the “ St. Law rence Trust Company.” Incorporators: Charles W. McClair, Willard N. Bell, Thomas H. Lawrence, J. Leslie Craig, William D. Britton, Reuben W. Dobisky, Charles W. Loomis, Joseph E. Fell, E. Eugene Hawkins, John C. Tulloch, Leo Frank, W. Jay Russell, Nathan T. Lovejoy, William M. Stephens, Robert E. Waterman. May 5, 1915. T h e St a t e B a n k op Co m m er ce op B bockport Location: Brockport, Monroe county, N. Y. Certificate of increase In the number of directors of The State Bank of Commerce of Brockport from eleven to twelve, filed in the Banking Department. W e e k l y B u lle tin s May 5, 1915. Bank op Ca p e V i n c e n t Location: Cape Vincent, Jefferson county, N. Y. Superintendent of Banks took possession of the business and affairs of the Bank of Cape Vincent. Mr. James J. Kennedy, a State Bank Examiner, was appointed Special Deputy Superintendent of Banks to assist in the liquidation. 1915. M ic h a e l A . L u n g h in o May 7, 1915. T h e P atch og ue B a n k M ay 6, 91 Location: No. 174 Terrace, Buffalo, N. Y. Verified certificate applying for authorization to continue in business filed for examination. Location: Patchogue, Suffolk county, N. Y. Approval of change of location from No. 42 West Main street, in the village of Patchogue, N. Y., to No. 44 West Main street, in the same village, filed in the Banking Department. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 M a t 14, 1915 May 7, 191 5 . D ir e c t o r s T r u s t C o m p a n y op New Y ork Location: No. 149 Broadway, New York, N. Y. “ The New York Evening Post,” a newspaper published in the city of New York, N. Y., designated as the newspaper in which to publish notice of intention to organize the “ Directors Trust Company of New York.” May 10, 1915. M ay 10, 1915. C orn E x c h a n g e S a p e D e p o s it C o m p a n y Location : No. 15 William street, New York, N. Y. Approval given to the opening of a branch office of Corn Exchange Safe Deposit Company at No. 762—776 Lexington avenue, borough of Manhattan, city of New York, to be known as “ Lexington Avenue Branch.” M ic h a e l D e l P a p a , P r iv a t e B a n k e r Location: No. 829 Canal street, Elmira, N. Y. Consent given to change of location from No. 829 Canal street in the city of Elmira, N. Y., to the corner of Canal street and Washington avenue, in the same city. M ay 10, 1915. R e s ig n a t io n of E x a m in e r Mr. F. C. Rhodes, an examiner in the State Banking Department, resigned, having accepted a position as vice-president of the Mechanics Bank, Brooklyn, N. Y. May 11, 1915. H a m m o n d s p o r t S a v in g s and L o a n A s s o c ia t io n Location: Hammondsport, Steuben county, N. Y. Organization certificate filed for examination. Incorporators: Ray G. Lawrence, Fred C. Fawcett, George W. Fay, Franklin P. Greene, Warnie L. Hayes, Alden K. Ainley, Llewellyn H. Brown, John A. Wildman, James B. Sargent. 92 R eport May 12, 1915. on B anks D e po sit of H a m m o n d s p o r t Sa y in g s and an d D iscount L o an A s s o c ia t io n Location: Hammondsport, Steuben county, N. Y. Authorization certificate issued. M ay 13, 1915. Mabx and R a w o l l e E m p l o y e e s ’ C r e d it U n io n Location: No. 9 Van Brunt street, Brooklyn, N. Y. Authorization certificate issued. Incorporators : Joseph L. Boden, John J. Gibbons, John A. Young, Henry F. Quackenbush, James F. McAvoy, Bernard Green, Edmund W. Cain, John C. Shields. M a y 13, 191 5 . I t h a c a S a v in g s and L o an A s s o c ia t io n Location: Ithaca, Tompkins county, N. Y. Organization certificate filed for examination. Directors: William J. Reed, Fred C. Barr, Edward G. Wyckoff, Harry C. Baldwin, Frank L. Morse, Sidney L. Howell, Charles E. Westervelt, C. Tracey Stagg, Joseph F. Hickey, Harry G. Stutz, Benjamin L. Johnson, Jacob B. Broich, Frank P. Burns, Royden M. Vose, Albert W. Dobbs. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 M a y 21, 1915 May 14, 1915. O r a n g e t o w n S a v in g s and L o an A s s o c ia t io n Location: Sparkill, Rockland county, N. Y. Organization certificate filed for examination. Incorporators: Nelson Goodsell, Oswald A. Bauer, Martin L. Bell, John P. Graham, William E. Corne, Albert M. Austin, George E. DeGroat, Mathew McManus, Charles B. Smith, Daniel J. McGillicuddy, W. DeWint Eckerson, Guy E. Martini, Arthur C. Munson, Frank Neumann, Charles Oliver, James A. Ottignon, Samuel A. Brown, Clarence G. Tilt, Henry C. Beckwith, John W. Auryansen, Calvin L. DeGroat, Edward Harlan, Hendriekus Jansen, Brewster A. Leet, Charles Smith, Florence Oliver, Frank Hartman, Edward J. Miller, Raymond C. Arnold, Martin F. Snyder, William T. Lascell. May 15, 1915. G r o c e r s ’ C r e d it U n io n Location: No. 210 East 104th street, New York, N. Y. Organization certificate filed for examination. Max Rubinstein, Incorporators: Isidor J. Sitomer, Samuel B. Fliashnick, Philip Disenoff, Jacob Schleicher, Louis Backelman, Max Newman, Louis Borenstein, John Brill. Sam Diamond, 93 W e e k l y B u lle tin s May 17, 1915. M ay 17, 1915. I t h a c a Sa v in g s and L o an A s s o c ia t io n Location: Ithaca, Tompkins county, N. Y. Authorization certificate issued. Directors: William J. Reed, Fred C. Barr, Edward G. Wyckoff, Harry C. Baldwin, Frank L. Morse, Sidney L. Howell, Charles E. Westervelt, C. Tracey Stagg, Joseph F. Hickey, Harry G. Stutz, Benjamin L. Johnson, Jacob B. Broich, Frank P. Burns, Royden M. Vose, Albert W. Dobbs. G iu s e p p e M o l e a , P r iv a t e B a n k e r Location: No. 175 Hester street, New York, N. Y. Approval given to a decrease in permanent capital from $70,000 to $10,000. May 19, 1915. W. R. G r a c e & Co.’s B a n k Location: No. 7 Hanover square, New York, N. Y. Capital: $100,000. Organization certificate filed for examination. Incorporators: Joseph P. Grace, William R. Grace, J. Louis Schaefer, Maurice Bouvier, Frederick G. Fischer. May 20, 1915. T h e B a n k o f D e p o s it Location: No. 54 Canal street, New York, N. Y. Capital: $150,000. Organization certificate filed for examination. Incorporators: Bernard J. Kadison, Charles Kramer, Harry .Tarmulowsky, Jacob Frank, Joseph H. Fromovitz, Isaac White, Abraham Wielar. May 20, 191 5 . I sid o r H e r z Location: No. 224 West 34th street, New York, N. Y. Permanent capital: $75,000. Verified application certificate of Isidor Herz to engage in busi ness as a private banker filed for examination. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions o f section 82 o f the Banking Law, chapter 309 o f the Laws o f 1914 May 28, 1915. May 21, 1915. E m p i r e Sa f e D e p o s it C o m p a n y May 22, 1915. E m p ir e T r u s t C o m p a n y May 24, 1915. Bryant P ar k B ank Location: No. 580 Fifth avenue, New York, N. Y. Approval given to the change of location of branch office from No. 42 Broadway, in the borough of Manhattan, city of New York, to No. 120 Broadway, in the same borough and city; effective May 21, 1915. Location: No. 42 Broadway, New York, N. Y. Approval given to the change of location of the main office from No. 42 Broadway, in the borough of Manhattan, city of New York, to No. 120 Broadway, in the same borough and city; effective on and after May 22, 1915. Location: No. 122 West 42d street, New York, N. Y. Consent given to a change of location from No. 122 West 42d street, in the borough of Manhattan, city of New York, to No. 220 West 42d street, in the same borough and city; effective on and after September 1, 1915. 94 R eport on B an k s M a y 24, 191 5 . J e f f e r s o n S a v in g s D epo sit of and an d D iscount L o an A s s o c ia t io n Location: No. 1271 Jefferson street, Buffalo, N. Y. Organization certificate filed for examination. Incorporators: Ernst O. Heberlin, Oscar C. Miller, Edward Deck, Adelbert E. Agthe, Carl G. Wiediger, William E. Hyatt, Isidor Beck, Charles Eick, Theodore Metz, Julius E. Metz, Herman P. Keller, Mrs. Mona Atkins, Robert F. Kreiuheder John J. Diebold, Christian C. Luippold, Francis M. O’Gorman, F. A. Mendlein, James G. Kythe, William G. Bishop, Edward Bishop, John Smith, Stewart Smith, Joseph Sangster, George Schaaf Edwin A. Cook, Emory H. Breckon Herman G. Schloerb, William B. Frye, John J. Drews, George Rung, William G. Richard, Henry Weiginstein, George W. Weyland, Charles H. Kaeppel. May 24, 1915. A p p o in t m e n t May 24, 1915. E m p ir e T r u s t C o m p a n y of S p e c ia l D e p u t y S u p e r in t e n d e n t Mr. T. A. Pyterman, of New York, N. Y., appointed Special Deputy Superintendent of Banks to assist in the liquidation of the Bank of Cape Vincent, succeeding Mr. James J. Kennedy. Location: No. 42 Broadway, New York, N. Y. Approval given to the discontinuance of the branch office located at No. 65 Cedar street, in the borough of Manhattan, city of New York; effective on and after May 24, 1915. M a y 26, 1 91 5 . A m k a n k o C r e d it U n io n Location: No. 447 West 14th street, New York, N. Y. Organization certificate filed for examination. Incorporators: Richard A. Burger, William O. Starr, William D. Foster, Paul R. Grace, Frank J. Pattenden, Romaine H. Crosby, George E. Gaddis. May 27, 1915. May 27, 1915. May O r a n g e t o w n Sa v in g s an d L o an A s s o c ia t io n Location: Sparkill, Rockland county, Authorization certificate issued. Directors: Martin L. Bell, Mathew McManus, John P. Graham, William E. Corne, Samuel A. Brown, Daniel J. McGillicuddy, N. Y. Nelson Goodsell, Oswald A. Bauer, Charles B. Smith, Albert M. Austin, George E. DeGroat, John W. Auryansen. T h e F i f t h A v e n u e Sa f e D e p o s i t C o m p a n y Location: Fifth avenue and 28th street, New York, N. Y. Consent given to a reduction in the- number of directors from thirteen (13), the present number, to five (5). 27, 1915. J e f f e r s o n Sa v in g s an d L o a n A s s o c ia t io n Location No. 1271 Jefferson street, Buffalo, N. Y. Authorization certificate issued. Directors: William G. Bishop, E. O. Heberlin, Edward Deck, Joseph Sangster, George Schaaf, Oscar C. Miller, F. A. Mendlein, John J. Diebold, C. C. Luippold. 95 W e e k l y B u lle tin s M a y 28, 1 91 5 . B l a c k R o c k B a n k Location: Buffalo, Erie county, N. Y. Organization certificate filed for examination. Incorporators: William H. Andrews, George W. Honk, William F. MacGlashanGeorge H. H. Hill, James H. Dyett, Edwin S. Miller, Frank W. Robinson, Edward Kener, Jr., Henry I. George, Edward. G. Felthousen. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 J u n k 4, 1915. June 2. 191 5 . T h e E q u it a b l e P e b s o n a l L o an C o m p a n y Location: No. 3 East 14th street, New York, N. Y. Superintendent took possession of the business and affairs of The Personal Loan Company. Mr. T. Arthur Pyterman, a State bank examiner in charge of the liquidation bureau of this Department, has been designated special deputy In charge of this liquidation. June 3, 1915. B orough June 3, 1915. A m k a n k o C r e d it U n io n of B r o o k l y n C r e d it U n io n Location: No. 115 Manhattan avenue, Brooklyn, N. Y. Organization certificate filed for examination. Incorporators : Marcus Schapiro Harris Perlman, Israel Rothstein, Nathan Botoshansky, Henry Gold, William Cohen, Max Isicowitch, Albert I. Brenner, Location: No. 447 West 14th street, New York, N. Y. Authorization certificate issued. Directors: Richard A. Burger, William O. Starr, William D. Foster, Paul R. Grace, Frank J. Pattenden, Romaine H. Crosby, George E. Gaddis. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 J u n e 11, 1915. June 4, 1915. St . L a w r e n c e T r u s t C o m p a n y Location: Ogdensburg, St. Lawrence county, N. Y. Capital: $109,000. Organization certificate filed for examination. Incorporators: Charles W. McClair, Willard N. Bell, Thomas H. Lawrence, J. Leslie Craig, William D. Britton, Reuben W. Dobisky, Charles W. Loomis, Joseph E. Fell, E. Eugene Hawkins, John C. Tulloch, W. Jay Russell, Leo Frank William M. Stephens, Nathan T. Lovejoy, Robert E. Waterman. June 4, 1915. The S t a t e S a f e D e p o s it C o m p a n y Location: Nos. 374—378 Grand street, New York, N. Y. Capital: $100,000. Organization certificate filed for examination. Incorporators: Oscar L. Richard, Arnold Kohn, Albert I. Voorhis, Walter L. Burckett, John Kneisel. Leonard Simmons. 96 R epo r t June 10, 1915. on B an k s of D e po sit and D iscount G. S c h w a b a c h Location: No. 1347 First avenue, New York, N. Y. Permanent capital: $7,850. Verified application to engage in business as a private banker filed for examination. S ig m u n d BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 June 18, 1915. June 12, 1915. G u a r a n t y M o r tg a g e C o r p o r a t io n o p B u f f a l o Location: Buffalo, Erie county, N. Y. Capital: $100,000. Organization certificate filed for examination. Incorporators : Edward H. Hutchinson, E. Corning Townsend, Charles L. Gurney, Charles B. Hill, Myron S. Hall, Howard Bissell, John H. Baker, Francis F. Baker, Daniel W. Streeter, Langdon Albright, Frederick C. Gratwick. John K. Walker, June 14, 1915. M a r k e l B r o t h e r s , P r iv a t e B a n k e r s June 14, 1916. Jam es R ay Location: No. 92 Canal street, New York, N. Y. Approval given to a decrease in permanent capital from $20,000 to $15,000. Location: No. 435 North Salina street, Syracuse, N. Y. P erm a n en t c a p i t a l : $ 10 ,00 0 . Application certificate to engage in business as a private banker filed for examination. June 14, 1915. W. R. G ra c e & Co.’s B a n k Location: No. 7 Hanover square, New York, N. Y. Capital: $100,000. Authorization certificate issued. June 16, 1915. O nondaga P r o v id e n t L o an A s s o c ia t io n , I n c . Location: No. 1002 Onondaga County Savings Bank Building, Syracuse, N. Y. Approval given to an increase of capital stock from $30,000 to $40,000. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 J u n e 26, 1915. No items to be reported on weekly bulletin of this date. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required' by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 J u l y 2, 1915. J u n e 28, 1915. J o s e p h L ic c io n e , P r iv a t e B a n k e r Location: No. 125 Mulberry street, New York, N. Y. Approval given to a decrease in permanent capital from $ 1 5 ,0 0 0 to $10,000. W e e k l y B u lletin s June 28, 1915. L iv in g s t o n C o u n t y T r u s t C o m p a n y June 28, 1915. P a s q u a l b A va u o n n e June 29. 1915. Ca l l 97 Location : Geneseo, N. Y. Capital: $100,000. Authorization certificate issued. Location: No. 71 Mulberry street, New York, N. Y. Permanent capital: $5,000. Verified application to engage in business as a private banker filed for examination. for R eports Call issued for reports of banks, trust companies, individual bankers and private bankers, the close of business on June 23, 1915, being designated as the day with reference to which such reports shall be made. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 3914 J u l y 9, 1915. July 2, 1915. B u ffalo T r u st Co m pa n y July 9, 1915. A. Location: No. 449 Main street, Buffalo, N. Y. Approval given to an increase in capital stock from $200,000 to $250,000. J. N e c b a u e r , P r iv a t e B a n k e r Location: No. 972 Manhattan avenue, Brooklyn, N. Y. Approval given to a decrease in the permanent capital of A. J. Neubauer, private banker, from $10,000 to $5,000. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 J u l y 16, 1915 July 13, 1915. F r a t e r n a l C r e d it U n io n July 14, 1915. T h e S t a t e Sa f e D e p o s it C o m p a n y Location: No. 54 Manhattan avenue, Brooklyn, N. Y. Organization certificate filed for examination. Incorporators: Harris Fabricant, Israel Drexler, Abraham Harris, Sigmund Horowitz, Edward Graff, Natban Chesen, Jacob Black. Location: Nos. 374r-378 Grand street, New York, N. Y. Capital: $100,000. Authorization certificate issued. Directors : Oscar L. Richard, Arnold Kohn, Albert L. Voorhis, Walter L. Burckett, John Kneisel. July 14, 1915. T h e C o h o c t o n St a t e B a n k . Location r Cohocton, Steuben county, N. Y. Capital: $25,000. The “ Cohocton Tiures-rndex,”' a newspaper published in the village of Cohocton, N. Y., designated as the newspaper in which to publish notice of intention to organize “ The Cohocton State Bank.” 4 98 R eport on B an k s of D e po sit and D iscount BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 J u l y 23, 1915. July 17, 1915. M e t r o p o l it a n T r u s t C o m p a n y Location: No. 49 Wall street, New York, N. Y. Consent given to the opening of a branch office by the Metro politan Trust Company at No. 716 Fifth avenue in the borough of Manhattan and city of New York, on or after August 1, 1915. July 19, 1915. B r o o k l y n an d N e w Y o r k A r c a n u m B u il d in g , L o an A s s o c ia t io n and S a v in g s Location: No. 169 Flatbush avenue, Brooklyn, N. Y. Approval given to change of location from No. 169 Flatbush avenue, borough of Brooklyn, city of New York, to No. 9 Greene avenue in the same borough and city. July 20, 191 5 . T h e M o r r is P l a n C o m p a n y op A lban y Location: Albany, N. Y. Capital: $100,000. Organization certificate filed for examination. Incorporators: Hildreth J. Ackroyd, William L. Austin, Reuel C. B. Adams, John A. Becker, Walter W. Batchelder, William R. Bleecker, Horace S. Bell, James C. Farrell, Ledyard Cogswell, Jr., Frank B. Gilbert, Malcolm S. Fearey, Samuel Hessberg, Frank C. Herrick, Edward J. Hussey, Thomas Hun, G. William McEwan, Donald McDonald, Jonas Muhlfelder, Wm. T. Mayer, S. Lyman Munson, Jr., Garden B. Perry, H. H. Riddleberger, Russell E. Sard, John K. Spencer, Francis A. Shields, Alfred J. Sporborg, George W. Stedman, Thomas I. Van Antwerp, Frederic G. Topliff, James A. Wendell, James R. Watt, William J. Mullin. Chas. L. A. Whitney, July 20, 1915. S ig m u n d G. S c h w a b a c h Location: No. 1347 First avenue, New York, N. Y. Permanent capital: $5,000. Verified application for authorization to engage in business as a private banker filed for examination. July 21, 1915. G r o c e r s * C r e d it U n io n Location: No. 210 East 104th street, New York, N. Y. Authorization certificate issued. Directors: Isidor J. Sitomer, Louis Borenstein, Samuel B. Fliashnick, Sam Diamond, John Brill. July 22, 1915. of B r o o k l y n C r e d it Union Location: No. 115 Manhattan avenue, Brooklyn, N. Y. Authorization certificate issued. Marcus Schaplro, Directors. Harris Perlman, Henry Gold, Max Isicowitch, Israel Rothstein. B orough 99 W e e k l y B u lle tin s BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 J u l y 30, 191 5 . July 23, 1915. T h e St a t e Sa f e D e f o s i t C o m p a n y Location: Nos. 376-8 Grand street, New York, N. Y. Approval given to the opening and maintenance by the State Safe Deposit Company of branches at the following locations: Corner of Graham avenue gnd Yaret street, borough of Brook lyn, city of New York. Corner of Union and Westchester avenues, borough of Bronx, city of New York. Corner of Stone and Pitkin avenues, borough of Brooklyn, city of New York. July 2 4 , 1915. T h e C e n t u r y B a n k July 24, 1915. T h e Ce n t u r y B a n k July 26, 1915. T h e P r o s p e r it y F u n d C r e d it U n io n July 29. 191 5 . S e c u r it y Sa v in g s & L o an A s s o c ia t io n July 30, 1915. T h e M o r r is Location: Fifth avenue and Twentieth street, New York, N. Y. Approval given to an increase in capital from $600,090 to $1,250,000. Location: Fifth avenue and Twentieth street, New York, N. Y. Approval given to the opening and maintenance by The Century Bank of branches at the following locations: Corner of Ninth avenue and Fourteenth street, New York, N. Y. No. 345 Grand street, borough of Manhattan, city of New York. Third avenue, corner of Fifty-seventh street, borough of Manhattan, city of New York. Lexington avenue, comer of 125th street, borough of Man hattan, city of New York. No. 2 West Thirty-third Street, borough of Manhattan, city of New York. Corner Second avenue and 86th street, borough of Man hattan, city of New York. No. 1 East Fourteenth street, borough of Manhattan, city of New York. Location: No. 34 Nassau street, New York, N. Y. Organization certificate filed for examination. Incorporators: Arthur Allen Ahem, Frederick Lathrop Allen, Ffolliott Charles Denning, Murray Downs, Emma Elizabeth Fisk, Samuel Stickney Hall, Frederick William Mercer, George Kimball Sargent, Charles Augustus Peabody, Albert Henry Schroeder, William Le Grand Simrell, Charles Widmer, William Watson Stevenson, Warren Frederic Thummel, Faneuil Suydam Weisse. o f B u f f a l o , N. Y. Location: No. 19 East Genesee street, Buffalo, N. Y. Approval given to a change of location from No. 19 East Genesee street, Buffalo, N. Y., to room 10 Builders Exchange, corner Pearl and Court streets, in the same city. P lan Co m pa n y of Location: Albany, N. Y. Authorization certificate issued. A lb a n y 100' R eport on B an k s oe D eposit and D iscount BANKING DEPARTMENT, STATE OB' NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914. A u g u s t 6, 1915. Aug. 5, 1915. Ban k Aug. 5, 1915. P laza B an k of Na ssa u County Location: Great Neck Station, Nassau county, N. Y. The “ North Side Tribune,” a newspaper published at Great Neck station Nassau county, N. Y., designated as the newspaper in which to publish notice of intention to organize the " Bank of Nassau County.” Location: Nassau county, New York. The “ North Side Tribune,” a newspaper published at Great Neck Station, county of Nassau, New York, designated as the news paper in which to publish notice of intention to organize the “ Plaza Bank.” BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914. A u g u s t 13, 1915. Aug. 9, 1915. L in c o l n T r u s t C o m p a n y Aug, 11. 1915. S ig m u n d G e za S c h w a b a c h Aug. 12; 1915. F l a t b u s h C o -o p e r a t iv e S a v in g s & L o an A s s o c ia t io n Aug. 12, 1915. M e r c a n t il e B a n k Location : 204 Fifth avenue, New York, N. Y. Approval given to a change of location of the branch office of the Lincoln Trust Company, now located at No. 413 Broadway, in the borough of Manhattan, city of New York, to No. 346 Broad way, in the same borough and city. Effective on or after September 4, 1915. Location : No. 1347 First avenue, New York, N. Y. Permanent capital: $5,000. Authorization certificate issued. Location : 881 Flatbush avenue, Brooklyn, N. Y. Consent given to a change of location of the office of the Flatbush Co-operative Savings &Loan Association, from No. 881 Flatbush avenue, in the borough of Brooklyn, city of New York, to 849 Flatbush. avenue, in the same borough and city. of the A m e r ic a s , I n c or por a te d Location: Hartford, Conn. . The Superintendent of Banks granted a license to the Mercantile Bank of the Americas, Incorporated, permitting it under the provisions of section 145 of the Banking Law to conduct a branch of its business in New York, N. Y. BANKING DEPARTMENT, STATE OF NEW YORE Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914. A u g u s t 20, 1915. Aug. 18, 1915. B r o o k l y n B a n k i n t h e C i t y o f N e w Y o r k Location: 391 Fulton street, Brooklyn, N. Y. Certified copy of order granted at a Special Term of the Supreme Court, held at the County Court House. Brooklyn, N. Y., August 17, 1915. Justice Scudder presiding, declaring the business of said company closed, filed in the Banking Department. W e e k l y B u lle tin s Aug. 19. 1915. 101 M a n u f a c t u r e r s -C i t i z e n s T r u s t C o m p a n y Location: No. 774 Broadway, Brooklyn, N. Y. Petition of Manufacturers-Citizens Trust Company for leave to change its name to “ Manufacturers Trust Company,” approved. BANKING DEPARTMENT, STATE OP NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914. A u g u s t 27, 1915. Aug. 2 3 . 191 5 . H a m il t o n C r e d it U n io n Location: No. 253 East Second street, New York, N. Y. Organization certificate filed for examination in the State Bank ing Department. Icorporators: Leo Bigotti, No. 728 Second ave., New York, N. Y. Louis Sheinfine, No. 253 Second street, New York, N. Y. Luis Rothman, No. 1496 Yyse avenue, New York, N. Y. Sam Stermer, No. 1164 Second avenue, New York, N. Y. Harry Schmulowitz, No. 1496 Vyse avenue., New York, N. Y. Samuel Greenstein, No. 105 Avenue B, New York, N. Y. Julius Nathan Cahan, No. 1905 Bergen street, Brooklyn, N. Y. A u g . 2 3 , 1 9 1 5 . K in g s C o u n t y C r e d it U n io n , I n c . Location: No. 117 Manhattan avenue, Brooklyn, N. Y. Organization certificate filed for examination in the State Bank ing Department. Incorporators: Jacob Panemone, No. 835 Broadway, Brooklyn, N. Y. Benjamin Kpnipol, No. 206 West 26th street, New York, N. Y. Max Eiseman, No. 511 Willoughby avenue, Brook lyn, N. Y. David A. Phillips, No. 1628 First avenue, New York, N. Y. Jacob Chaison, No. 142 TenEyck street, Brooklyn, N. Y. Gregory Aronowitz, No. 247 Throop avenue, Brook lyn, N. Y. Julius Gottlieb, No. 48 Hudson place, Weehawken, N. J. Jacob B. Eiseman, No. 118 Van Buren street, Brooklyn, N. Y. A ug. 23, 1915. T h e E m p ir e C i t y P e r s o n a l L o an C o m p a n y Location: No. 148 Kingsland avenue, Elmhurst, Queens county, N. Y. Capital: $10,000. Organization certificate filed for examination in the Utate Bank ing Department. Incorporators: John W. Thompson, N. 135 West 67th street, New York, N. Y. James R. Ferguson, No. 369 East 162d street, New York, N. Y. Augusta Rassiga, No. 148 Kingsland aveune, Elm hurst, N. Y. 102 R epo rt on B an k s Aug. 2 3 , 1 91 5 . T h e S e c u r it y B a n k Aug. 2 6 , 191 5 . C i t y B a n k Aug. 2 6 , 1 91 5 . C e n t u r y B a n k D e po sit of and D iscount N e w Y ork of Location: No. 1 East 14th street, New York, N. Y. Verified copy of proceedings of meeting of the stockholders of The Security Bank of New York, held for the purpose of closing said bank, filed in the State Banking Department. of Sy r a c u s e Location: No. 120 East Genesee street, Syracuse, N. Y. Consent given to an increase of capital of the City Bank of Syracuse, from $200,000 to $500,000. of th e Cit y of N e w Y ork Location: No. 135 Fifth avenue, New York, N. Y. Approval given to a change of location of the place of business of the Century Bank of the City of New York, from its present location No. 135 Fifth avenue, borough of Manhattan, city of New York, to the northwest corner of Third avenue and Forty-seventh street, in the same borough and city, effective on or after the 26th day of August, 1915. Aug. 26, 1915. T h e C o h o c t o n St a t e B a n k Aug. 26, 1915. Cen tu ry B a n k Location : Cohocton, Steuben county, N. Y. Capital: $25,000. Organization certificate filed for examination in the State Bank ing Department. of t h e C it y of N e w Y o rk Location: Northwest corner of Third avenue and 47th street, borough of Manhattan, city of New York. Consent given to the opening of a branch office by the Century Bank of the. city of New York, at No. 135 Fifth avenue, in the borough of Manhattan, city of New York, effective on or after August 26, 1915. BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914. S e p t e m b e r 3, 1 9 1 5 . Aug. 31, 1915. B e n j a m in Sept. 1, 1915. P ow er Cit y B an k Sept. 2, 1915. P ie t r o A l v in o Sept. H. L i c h t m a n Location: No. 151 Division street, Amsterdam. N. Y. Verified certificate of Benjamin H. Lichtman. applying for au thorization to engage in business as a private banker, filed for examination in the State Banking Department. Location: Niagara Falls, N. Y. Approval given to an increase of the capital stock of the Power City Bank from $100,000 to $300 000. Location: No. 224 Lafayette street, New York, N. Y. Approval given to a reduction In the permanent capital of Pietro Alvino, a private banker, from $67,967.24, to $15,000. 2. 1915. C i t y B a n k of Syrac u se Location: No. 120 East Genesee street, Syracuse, N. Y. Approval given to a change of location of the City Bank of Syracuse, N. Y., from its present location; No. 120 East Genesee street, in the city of Syracuse, county of Onondaga, N. Y., to the “ Kirk Block ” at the corner of South Salina and West Fayette streets, in the same city such change of location to become effective on or after September 15, 1915. 103 W e e k l y B u lle tin s BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 S e p t e m b e r 1 0 , 1915 S ept. 3, 1915. C o r p o r a t io n A u t h o r iz e d to R e s u m e B u s in e s s The Equitable Personal Loan Company, located at No. 3 East 14th street, borough of Manhattan, city of New York, authorized to resume business by the Superintendent of Banks. Date of resumption September 3, 1915. Sept. 3, 1915. I sid o r H e r z Location: No. 224 West 34th street. New York, N. Y. Permanent capital: $7,500. Authorization certificate issued. Sept. 7, 1915. B ank Sept. 8. 1915. M a x St r a u s Sept. 8. 1915. P laza B a n k S ept. op N a s s a u Co u n t y Location : Great Neck Station, Long Island, N. Y. Organization certificate filed for examination in the State Bank ing Department. Incorporators: Walter E. Frew, Hempstead, L. I. Roswell Eldridge, Great Neck, L. I. Daniel S. Woolley, Lakeville, L. I. Joseph P. Grace, Great Neck, L. I. J. Louis Schaefer, No. 465 West End avenue, New York, N. Y. Location: No. 37 Broadway, New York, N. Y. Permanent capital: $5,000. Verified application certificate of Max Straus, a private banker, filed for examination in the State Banking Department.' Location: Great Neck Station, Nassau county, N. Y. Organization certificate filed for examination in State Banking Department. Incorporators: Dr. George H. Dowsey, Great Neck, N. Y. Albert J. Magee, Great Neck Station, N. Y. Jose E. O’Kelly, Hotel Ansonia, New York, N. Y. John B. Vanderven, Great Neck, N. Y. George Uhl, Great Neck Station, N. Y. Leslie Wears, Great Neck, N. Y. Frank R. Howe, Hicksville, N. Y. Charles H. Stoll, Hicksville, N. Y. 9, 1915. E m p ir e Sa f e D e p o s it C o m p a n y Location: No. 580 Fifth avenue, New York. N. Y. Approval given to a change of location of the principal place of business of the Empire Safe Deposit Company, from No. 580 Fifth avenue, in the borough of Manhattan, city of New York, to No. 120 Broadway, in the same borough and city. Effective on or after September 9, 1915. S ept. 9, 1915. E m p ir e Sa f e D e p o s it C o m p a n y Location: No. 120 Broadway, New York, N. Y. Consent given to a change of location of the branch office of the Empire Safe Deposit Company located at No. 120 Broad way, in the borough of Manhattan, City of New York, to No. 580 Fifth avenue, In the same borough and city. Effective on or after September 9, 1915. 104 R epori on B an k s of D epo sit and D iscount BANKING DEPARTMENT, STATE OF NEW YORK Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 S e p t e m b e r 17, 1915 Sept. 10, 1915. Y o n k e r s T r u s t C o m p a n y Location: Yonkers, N. Y. Notice of intention to organize the Yonkers Trust Company filed in the State Banking Department; The “ Yonkers Dally News,” a newspaper published in the city of Yonkers designated as the newspaper in which to publish notice of such intention. Sept. 10, 1915. T h e Cen tu ry B a n k of the Cit y of N e w Y ork Location: Fifth avenue and 20th street, New York, N. Y. Capital: $1,250,000. The Century Bank of the City of New York became a National Banking Association. Sept. 13, 1915. Th e M o r r is Plan Co m pa n y of New Y ork Location: No. 52 William street, New York, N. Y. Consent given to a change of location of the office of The Morris Plan Company of New York from the sixth floor, No. 52 William street, borough of Manhattan, city of New York, to the third floor, No. 120 Broadway, in the same borough and city. Effective on or after September 14, 1915. Sept. 13, 1915. T he M o r r is P lan C ompany of New Y ork Location : No. 120 Broadway, New York, N. Y. Consent given to the opening by The Morris Plan Company of New York of a branch office on the sixth floor,- No. 52 William street, borough of Manhattan, city of New York. Effective on or after September 14, 1915. Sept. 13, 1915. A n t h o n y S e s s a & S on Location: No. 40 Union street, Brooklyn, N. Y. Consent given to a change of location of the place of business of Joseph Sessa, a private banker, transacting business under the name of Anthony Sessa & Son, from No. 40 Union street, in the borough of Brooklyn, city of New York, to Nos. 131138 Union street, in the same borough and city. Effective on ot after Septem ber 15, 1915, and not later than December 1, 1916. Sept. 13, 1915. M an u factu rer s- C it iz e n s T ru st Co m pa n y Location: No. 774 Broadway, New York, N. Y. Certified copy of order of Supreme Court authorizing the Manu facturers-Citizens Trust Company to assume the name “ Manufacturers Trust Company ” on and after October 11, 1915, filed in the State Banking Department. Sept 15, 1915. T h e C o h o c t q n S t a t e Ba n k Location: Cohocton, Steuben Co., N. Y. Capital: $25,000. Surplus : $5,060. Authorization certificate issued. W e e k l y B u lle tin s 105 STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 S e p t e m b e r 24, 1915 S e p t. 17, 1915. T h e B a n k of S u s p e n s io n B r id g e Location: No. 1922 Main street, Niagara Falls, N. Y. Approval given to petition for change of name of The Bank of Suspension Bridge to “ People’s Bank of Niagara Falls,” in accordance with the provisions of section 60 of the General Corporation Law, and the “ Niagara Falls Gazette ” designated as the newspaper in which to publish notice of presentation of the petition as required by law. Sept. 17, 1915. T h e F armers Sept. 20, 1915. T h e C it iz e n s B a n k Sa f e D e p o s it C o m p a n y Location: No. 475 Fifth avenue, New York, N. Y. Organization certificate filed for examination. Incorporators: Edwin S. Marston, New York, N. Y. Samuel Sloan, Garrison, N. Y. Augustus Y. Heely, Plainfield, N. J. William B. Cardozo, New York, N. Y. Cornelius R. Agnew, Armonk, N. Y. J. Herbert Case, Plainfield, N. J. o f L o c k e , N. Y. Location: Locke, N. Y. Approval given to the extension of the corporate existence of The Citizens Bank of Locke, N. Y., to October 14, 1935, twenty years beyond the term specified in its original certificate of association. STATE OF NEW YORK, BANKING DEPARTMENT Weekly bulletin, as required by the provisions of section 82 of the Banking Law, chapter 369 of the Laws of 1914 • O c t o b e r 1, 1915 Sept. 24, 1915. E m p ir e S a f e D e p o s it C o m p a n y Location: No. 580 Fifth avenue, New York, N. Y. Consent given to an increase in the number of directors of the Empire Safe Deposit Company from seven, the present number, to thirteen. Sept. 27, 1915. M a d is o n Sa f e D e p o s it C o m p a n y Sept. 27, 1915. Ca l l Sept. 28, 1915. Syr a c u se T r u st Co m pa n y Location : No. 204 Fifth avenue, New York, N. Y. Consent given to a change of location of the branch office of the Madison Safe Deposit Company, now located at No. 413 Broadway, in the borough of Manhattan, city of New York, to No. 204 Fifth avenue, in the same borough and city, such change of location to be made on or after October 1, 1915. for Reports Call for reports of banks, trust companies, individual and pri vate bankers, the close of business on Saturday, September 25, 1915, being the day designated as the day with reference to which such reports shall be made, issued. Location: No. 330 South Warren street, Syracuse, N. Y. Approval given to an increase in capital of the Syracuse Trust Company from $300,000 to $500,000. 106 R epo rt on B an k s Sept. 29, 1915. A p p o in t m e n t Sept. 30, 1915. B ank Sept. op op D eposit a n d 'D iscount I nspecto rs Superintendent of Banks appointed Mr. Albert DeLisser, of No. 1915 Crotona avenue, New York city, and Benedetto A. Palumbo, of No. 172 Humboldt street, Brooklyn, N. Y., from the eligible civil service list, inspectors in the Private Bankers’ Bureau of this Department, at a salary of $1,500 per annum. Effective October 1, 1915. op L ong I s l a n d Location: Jamaica, N. Y. Approval given to an increase in capital of the Bank of Long Island from $750,000 to $900,000. 30, 1 9 1 5 . F a r m e r s and M erch an ts’ Ban k op Geneva Location: Geneva, N. Y. Approval given to an increase in capital of the Farmers and Merchants’ Bank of Geneva, from $75,000 to $100,000. S ecu rities in C ustody of S u pe rin ten d en t 107 S T A T E M E N T o f Securities held by the Superintendent o f Banks in trust for the account o f each o f the banks, individual bankers and private bankers under his supervision on Septem ber 30, 1915. Amount of Name op Bank or Banker and Description op Bonds bonds held Adam, Meldrum and Anderson Company, Buffalo, Union Pacific 4 per cent................................................................ $30,000 Atchison, Topeka and Santa Fe 4 per cent..................... 20,000 New York City 4%per cent.......................................... 10,000 ----------- $60,000 Alliance Bank,Rochester, United States 3 percent............................... 1,000 Alvino, Pietro, New York City 4% per cent........................................ 20,000 Andover State Bank, Andover, New York State 4 per cent................... 1,000 Baccelli, Germano P., Albany, North Tonawanda City 4% per cent.......................................................................... $1,650 White PlainsVillage 5 per cent.................................... 5,274 ------------------------ 6,924 Bajardi, Vincenzo, New York, New York City 4 per cent...................... 6,000 Baldwin’s Bank of Penn Yan, New York State 4 per cent..................... 1,000 ’Baldwinsville State Bank,Baldwinsville, UnitedStates 2 per cent.......... 1,000 Bank of America, The, New York, United States 2 per cent................. 1,000 1,000 Bank of Amityville, The, Amityville, United States 4 per cent............ Bank of Angelica, Angelica, New York State 4 per cent................... 1,000 Bank of Angola, Angola, New York State 4 per cent........................... 1,000 Bank of Antwerp, Antwerp, New York State 3 per cent...................... 1,000 Bank of Attica, Attica, New York State 4 per cent............................ 1,000 Bank of Ausable Forks, Ausable Forks, New York State 4 per cent...... 1,000 Bank of Avoca, Avoca, New York State 4 per cent.............................. 1,000 Bank of Babylon, Babylon, New York State 4 per cent....................... 1,000 Bank of Batavia, Batavia, New York State 4 per cent....................... 1,000 Bank of Belfast, Belfast, New York State 4 per cent........................... 1,000 Bank of Buffalo, Buffalo, New York State 4 per cent......................... 1,000 Bank of Cape Vincent. Cape Vincent, United States 4 per cent............ 1,000 Bank of Cattaraugus, Cattaraugus, New York State 4 per cent........... 1,000 Bank of Cincinnatus, Cincinnatus, New York State 4 per cent............ 1,000 Bank of Coney Island, Coney Island, New York State 4 per cent......... 1,000 Bank of Corfu, Corfu, New York State 3 per cent.............................. 1,000 Bank of Delevan, Delevan, New York State 4 per cent. . .................... 1,000 Bank of Discount, New York, New York State 3 per cent.................... 1,000 Bank of East Aurora, East Aurora, New York State 4 per cent.......... 1,000 Bank of Ellicottville, Ellicottville, New York State 4 per Cent.............. 1,000 Bank of Europe, New York, New York State 4 per cent...................... 1,000 Bank of Farmingdale, Farmingdale, United States 3 per cent.............. 1,000 Bank of Flatbush, Brooklyn, United States 4 per cent......................... 1,000 Bank of Genesee, Batavia, United States 3 per cent.......................... 1,000 Bank of Gouverneur, Gouverneur, New York State 4 per cent.............. 1,000 Bank of Gowanda, Gowanda, New York State 4 per cent.................... 1,000 Bank of Great Neck, Great Neck, United States 2 per cent................. 1,000 Bank of Hamburgh, Hamburgh, New York State 4 per cent................. 1,000 Bank of Hammondsport, Hammondsport, New York State 4 per cent.... 1,000 Bank of Hempstead Harbor, Roslyn, United States 3 per cent............ 1,000 Bank of Hicksville, Hicksville, United States 2 per cent..................... 1,000 Bank of Holland, Holland, New York State 4 per cent....................... 1,000 Bank of Huntington, The, Huntington, United States 2 per cent......... 1,000 Bank of Jamestown, Jamestown, United States 3 per cent................. 1,000 Bank of Lake Placid, Lake Placid, New York State 3 per cent............. 1,000 108 R eport on B anks of D eposit and D iscount Statement o f Securities, E tc .— (Continued) Amount of Name of Bank or Banker and Description of Bonds bonds held Bank of Lancaster, Lancaster, United _States 4 per cent.................... $1,000 Bank of LeRoy, The, LeRoy, New York State 4 per cent..................... 1,000 1,000 Bank of Lima, Lima, New York State 4 per cent............................... Bank of Long Island, Jamaica, UnitedStates 3 per cept..................... 1,000 Bank, of the Metropolis, New York, United States 2 per cent.............. 1,000 Bank of Millbrook, Millbrook, New York State 4 per cent................... 1,000 Bank of Niagara, Niagara Falls, New York State 4 per cent.............. 1,000 Bank or North Collins, The, North Collins, New York State 4 per cent.. 1,000 Bank of North Hempstead, The, Port Washington, United States 3 per cent....................................................................................... 1,000 Bank of Onondaga, Onondaga Valley, New York State 4 per cent......... 1,000 Bank of Philadelphia, Philadelphia, United States 4 per cent.............. 1,000 Bank of Port Jefferson, Port Jefferson,United States 3 percent............ 1,000 Bank of Richmondville, Richmondville, New York State 4 per cent........ 1,000 Bank of Rockville Centre, Rockville Centre, New York State 4 per cent. 1,000 Bank of Southold, Southold, New York State 4 per cent.................... 1,000 Bank of South Dayton, South Dayton, New York State 4 per cent........ 1,000 Bank of Spencerport, Spencerport, New York State 4 per cent............ 1,000 Bank of Steuben, Hornell, New York State.4 per cent........................ 1,000 Bank of Suffolk County, Stony Brook, New York State 4 per cent........ 1,000 Bank of Suspension Bridge, Niagara Falls, New York State 4 per cent.. 1,000 1,000 Bank of United States, The, New York State 4 per cent...................... Bank of Washington Heights, New York, United States 4 per cent...... 1,000 Bank of Westbury, Westbury Station, New York State 4 per cent....... 1,000 Bank of Worcester, Worcester, United States 3 per cent.................... 1,000 Barasch, Sigmund W., New York City, New York City 4y2 per cent...... 10,000 Berardini, Michele, New York City, New York City 4% per cent.......... 10,000 Bingham State Bank, New York State 4 per cent................................ 1,000 Bloomingdale Brothers, New York, New York City 4% per cent. $11,000 New York City 4% per cent............................................ 50,000 New York Central & Hudson River Railroad Company 4% per cent.................................................................... 25,000 ----------86,000 BofCa, D. & Di Sesa, New York City, New York City 4 per cent........... 6,000 Bowery Bank of New York, The, New York, United States 4 per cent... 1,000 Broadway Central Bank, New York, New York State 4 per cent............. 1,000 1,000 Konx Borough Bank. New York, United States 4 per cent........... ........ Brooklyn Bank of the City of New York, Brooklyn, New York State 3 per cent............................................................................. 1,000 Bryant park Bank, New York, United States 2 per cent...................... 1,000 CTappellino, C. & S., Rochester, New York State 4 per cent................... 5,000 Cattaraugus County Bank, Little Valley, New York State 4 per cent.... 1,000 Central Bank of Medina, Medina, New York State 4 per cent............ 1,000 Central Bank of Rochester’ The, United States 2 per cent................... 1,000 Central Bank of Westchester County, White Plains, New York State 4 per cent............................................................................. 1,000 Centre Moriches Bank, Centre Moriches, United States 2 per cent........ 1,000 Century Bank of the City of New York, United States 2 per cent......... 1,000 Cesario, Girardi & Company, New York, New York City 3% per cent...’ 12,000 Cheibea Exchange Bank, New York, United States 2 per cent................ 1,000 Citizens’ Bank of Arcade, Arcade, United States 4 per cent.............. 1,000 Citizens’ Bank of Attica, Attica, New York State 4 per cent............. 1,000 Citizens’ Bank of Binghamton, Binghamton New York State 4 per cent. 1,000 CIMhens’ Bank of Buffalo, Buffalo, New York State 4 per cent.......... 1,000 Citizens’ Bank of Dansville, Dansville. New York State 4 per cent..... 1,000 Citizens’ Bank of Griffin Corners, Griffin Corners, New York State 4 per cent................................................................................. 1,000 CEHzens’ Bank of Locke, N. Y., The, Locke, New York State 4 per cent. 1,000 S ecu rities in C ustody of S u perin ten d en t 109 Statement of Securities, E tc .— (Contiiuied) Amount of Nam e op Bank or Ban ker and D e s c r i p t io n op B onds b o n d s h eld Citizens’ Bank of Monroe, Monroe, New York State 4% per cent......... Citizens’ Bank of Penn Yan, The, Penn Yan, New York State 4 per cent. Citizens’ Bank of Perry, The, Perry, New York State 4 per cent........... Citizens’ Bank of Waverly, Waverly, New York State 3 per cent.......... Citizens’ Bank of Westfield, Westfield, New York State 4 per cent........ Citizens’ Bank of White Plains, United States 3 per cent....'............... Citizens’ State Bank of Lyndonville, Lyndonville, New York State 4 per cent........................................... .......................................... •City Bank of Syracuse, Syracuse, New York State 4 per cent.... ........... Clinton Bank, New York, New York State 4 per cent........................... ■Clymer State Bank, Clymer, New York State 4 per cent........................ Cohocton State Bank, Cohocton, New York State 4 per cent.................. Colonial Bank, The, New York, United States 2 per cent....... ......... Columbia Bank, New York, United States 2 per cent........ ................... Corn Exchange Bank, New York, United States 2 per cent................... . Cosmopolitan Bank, New York, United States ,3 per cent..................... De Luca, Gaetano &Company, New York, New York City 4 per cent.... De Luca, Vincenzo, New York, New York City 4% per cent.................. De Marco, Pasquale, Schenectady, Schenectady City, 4y2 per cent. $3,000 2,000 Schoharie County 4% per cent...................................... Del Papa, Michael, New York, New York City 4% per cent.................. De Ruyter Banking Company, De Ruyter, New York State 3 per cent.. . De Vita, Salvatore, New York, New York City 3% percent.................. Dey Brothers, Syracuse, Delaware and Hudson Railway Com pany 4 per cent........................................................... $5,000 5,<000 Northern Pacific Railway Company 4 per cent.................. Union Pacific Railway Company 4 per cent...................... 5,00® New York City 4% per cent........................................... 4,,000 Chicago, Milwaukee & Saint Paul Railway Company 4% per cent.................................................................... 17,t000 Di Mezza, Pasquale, Amsterdam, New York City 6 per cent.................. Dinnella, Pietro, Brooklyn, New York City 4% per cent...................... Dobbs Ferry Bank, Dobbs Ferry, New York State 4 per cent................ Dundee State Bank, Dundee. United States 3 per cent.......................... Engel, Morris, New York, New York City 4% per cent........ ................ Faour, D. I. and Brothers, New York, New York City 4 per cent. $20 ,<000 New York City 4 % per cent........................................... 30,000 Farmers’ Bank of Springville, Erie County, N. Y„ The, Springville, New York State 4 per cent..................................................... . Farmers and Mechanics’ Bank of Bath, Bath, NewYork .State 4 goerTent. Farmers and Mechanics’ Bank, Fort Plain, United States 2 per cent... Farmers and Mechanics’ Bank, Jamestown, New York State 4 per cent. Farmers and Merchants’ Bank, Cobleskill, New York State 8 per <eent.. Farmers and Merchants’ Bank of Geneva, Geneva, N. Y., New York State 4% per oent.................................................................. Farmers and Merchants’ Bank, Spencer, United States 2 per cent. . . . . . Farmers and Merchants’ State Bank, Oneida, United States 4 per neat.. Fidelity Bonk, New York, United States 2 per cent...... ..................... . Fifth Avenue Bank of New York, The, New York, .United States 4 ,per cent. ..................................................................................... First State Bank, Canisteo, New York State 4 .per cent........ .......... . . Floral Park Bank, Floral Park, United States 2 per cent...... . Freeport Bank of Freeport, Queens County, N. Y., The, Freepost, rhnHmd States 4 per cent................................................................... Fugazy, Louis V„ NewYack, New Yank-City 4 .per cent_________ ....... Gallo, Nicola, Binghamton, Solvay Village 4% per cent........................ $ 1,000 1,000 ,1 ,-000 1,000 1,000 1,000 1„00O 1,000 1..000 1,000 1,000 1,000 1,000 1 ,000 1,000 5.. .5.00 20,000 5.000 20,000 1.000 10,000 :3(5,000 5,000 0,1000 1,1000 J.00O 6,'0®O 5.0,<000 1,000 1,000 1,000 1,000 iy00O 1.1000 1.1000 1,000 1,000 1,000 1,-000 1,000 1,000 00^000 5,000 110 R eport on- B an k s of D e po sit and D iscount Statement o f Securities, E tc .— (Continued) Amount of Name of Bank or Banker and Description of Bonds bonds held German-American Bank, Buffalo, New York State 4 per cent.............. $1,000 German-American Bank, The, New York, New York State, 4 per cent... 1,000 German Exchange Bank of the City of New York, The, New York, United States 4 per cent.................................................................... 1,000 Germania Bank of the City of New York, New York, New York State 4 per cent............................................................................. 1,000 Gimbel Brothers, New York, New York City 4% per cent..................... 45,000 Glen Cove Bank of Glen Cove, Glen Cove, New York State 4 per cent... 1,000 J. B. Greenhut & Company, New York, New York City 4% per cent...... 10,000 Greenwich Bank of the City of New York, New York, United States 4 per cent................................................................................. 1,000 Guarini & Candela, New York, New York City 4% per cent...... $5,000 New York City 4% per cent........................................... 5,000 New York City 4 per cent............................................. 10,000 --------- 20,000 1,000 Hempstead Bank, Hempstead, New York State 3 per cent..................... Hillside Bank, Richmond Hill, United States 2 per cent........................ 1,000 Herz, Isidor, New York, Massachusetts State 3% per cent........ $2,000 Boston City 4 per cent.................................................. 1,000 Cincinnati City 4 per cent............................................. 500 Povidence City 4 per cent............................................... 1,000 New York City 4 per cent............................................... 1,000 ----------5,500 Homestead Bank of Brooklyn, The, Brooklyn United States 4 per cent... 1,000 Hurwitz, A. & J., Brooklyn, New York City 4% per cent..................... 10,000 International Bank, New York, New York State 4 per cent................... 1,000 Jagocki, Frank X., Brooklyn, New York City 4% per cent................... 6,000 Jarmulowsky, Harry & Louis, Brooklyn, Southern Pacific Rail way Company 4 per cent............................................ $90,000 New York City 3% per cent............................................ 70,000 New York City 4 per cent............................................... 21,000 New York City 4% per cent........................................... 12,000 ----------- 193,000 JeffersonBank, NewYork,UnitedStates 2 per cent........................... 1,000 Jenkins &Company, Brooklyn,New York City 6per cent....................... 5,000 Johnstown Bank, Johnstown, United States 3 per cent.......................... 1,000 Kass, A. L., New York, New York City bonds and mortgages.. .$150,000 New York City 4% per cent.......................................... 56,000 ----------- 206,000 Kiss, Emil, NewYork, New York City 4% per cent............................. 6,000 Josephson, Julius, New York, Louisville & Nashville R. R. Com pany 4 per cent........................................................ $5,000 Chicago, Milwaukee and St. Paul R. R. Company 4% per cent.......................................................................... 1,000 ----------6,000 Josephsohn, Michael, New York, New York City 4% per cent........... 5,000 Juliand Bank, The, Greene, New York State 4 per cent........................ 1,000 Karagheusian, Miran, New York, New York City 4% per cent.............. 5,000 Kovacs, John, Brooklyn, New York City 4 per cent................ $10,000 New York City '4% per cent.......................................... 5,000 New York City 6 per cent............................................... 2,000 Fonda, Johnstown& Gloversville Railroad 4% percent... 10,000 ----------27,000 Krlmmert, Albert, New York, New York City 4 percent......................... 10,000 Lanzetta, James, Syracuse, Syracuse City 4% per cent........... $250 Northern Pacific Railway 4% per cent........................... 5,000 ------------------------ 5,250 Lederer, Richard M.,‘NewYork,New York City 4% percent................. 10,000 S ecurities in C ustody of S u pe rin ten d en t 111 Statement o f S e c u r i t i e s E t c .— (Continued) Amount of bonds held Legniti, Angelo, New York, New York City 3% per cent........................ $10,000 Liccione, Joseph, New York, New York City 3% per cent..................... 6,000 10,000 Lordi, Giovanni, New York, New York City 3% per cent................... Lunham &Moore, New York City, Chicago, Burlington & Quincy 3% per cent................................................................................ . 6,000 Lunghino, Michael A., Buffalo, San Francisco City and County 5 per cent. 5,000 Lunghino, S. & Sons, Buffalo, Chicago, Rock Island and Pacific Railway 4 per cent............................................................................. 37,000 Macy, R. H. & Company, New York, Southern Pacific Railway Company 4 per cent................................................... $22,000 Chicago, Milwaukee & St. Paul Railway Company 4 per cent. 30,000 Delaware & Hudson Railway Company 4 per cent............. 6,000 New York City 4% per cent........................................... 45,000 New York Central & Hudson River Railroad Company 4% per cent.................................................................... 30,000 ---------133,000 Madrid Bank, Madrid, United States 2 per cent................................... 1,000 Manhattan Company, The, New York, New York State 4 per cent.......... 1,000 Manufacturers’ Bank of Cohoes, Cohoes, New York State 4 per cent.... 1,000 Marcus, Joseph 1., and Sons, New York, New York State 4 per cent.......................................................................... $6,000 New York City 4%per cent............................................. 6,000 ----------12,000 Markel Brothers, New York, New York City 4% per cent..................... 15,000 Market Bank of Buffalo, Buffalo, United States 2 per cent................... 1,000 Marnell, Nicholas, Syracuse, New York State 4% per cent................... 5,000 Martiniano, Joseph G., Brooklyn, New York City 4 per cent.................. 7,000 Marrone, Vincenzo, Utica, Chicago, Burlington & Quincy Rail way Company 3%per cent........................................... $5,000 New York City 3 per. cent.............................................. 1,000 ----------6,000 Mattituck Bank Mattituck, New York State 4 per cent........................ 1,000 Mechanics’ Bank,Brooklyn, United States 2 per cent......... 1,000 Mechanics’ Bankof Groton, N. Y., Groton, United States 4 per cent.... 1,000 Mechanics and Farmers’ Bank of Albany, Albany, New York State 4 per cent..............................................•..................................... 1,000 1,000 Merchants’ BankofBuffalo, Buffalo, New York State 4 per cent. Merchants’ Bankof Rochester, Rochester, New York State 4 per cent.. 1,000 Metropolitan Bank, New York, United States 2 per cent................ :... 1,000 Molea, Guiseppe, New York, New York City 4 per cent..................... 6,000 Montauk Bank, Brooklyn, New York State 3 per cent.......................... 1,000 Mount Pleasant Bank, Pleasantville, New York State 4 per cent........... 1,000 Mutual Bank, The, New York, United States 2 per cent........................ 1,000 Nassau Union Bank, Glen Cove, United States 2 per cent........ : ........... 1,000 Namm, Adolph 1., Brooklyn, New York City 6 per cent........................ 5,000 Nelson, B. H. & Son, Binghamton, Baltimore & Ohio 3% per cent........ 6,000 Nemeth, John, New York, New York City 4% per cent..................•....... 5,000 Neubauer, Andrew J„ Brooklyn, New York City 4 per cent................... 6,000 New Netherland Bank of New York, New York, United States 2 per cent. 1,000 NewYork Produce Exchange Bank. NewYork; NewYork State 3 per cent. 1,000 Nielsen & Lundbeck, New York, New York State 4 per cent.............. 10,000 North Avenue Bank, New Rochelle, New York State 4 per cent............. 1,000 North Shore Bank, Oyster Bay, New York State 4 per cent................... 1,000 North Side Bank of Brooklyn, Brooklyn United States 3 per cent........ 1,000 Northville Bank, The, Northville, United States 3 per cent................... 1,000 Ogdensburg Bank, Ogdensburg, United States 2 per cent....................... 1,000 Oneida County Bank, Utica. New York State 4 per cent....................... 1,000 Oppenheim, Harry, New York, New York City 4% per cent........ ......... 10,000 Nam e of Bank or Banker and D e s c r i p t io n of B onds 112 K epo r t on B an k s of D epo sit and D iscount Statement o f Securities, E tc .— (Continued) Amount of Na m e op Ba n e or Banker and D e s c r i p t io n op B onds b o n d s h eld Ortolani, Enrico, Buffalo, New York City 4% per cent............. $10,000 New York City 4 per cent............................................ 10,000 $ 20,000 Oyster Bay Bank, Oyster Bay, United States 4 per cent....................... Pacific Bank, The, New York State 3 per cent..................................... Patchogue Bank, The, Patchogue, New York State A per cent................ Peconic Bank, The, Sag Harbor, United States 2 per cent................ . People’s Bank of Buffalo, The, Buffalo, New York State 4 per cent...... People’s Bank of Hamburgh, The, Hamburgh, NewYork State 4 per cent. People’s Bank of Haverstraw, Haverstraw, New York State 3 per cent.. People’s Bank of Johnstown, N. Y., The, Johnstown, United States 4 per cent................................................................................. People’s Bank of the City of New York, The, New York, New York State 3 per cent..................................................................... People’s Bank of Potsdam, The, Potsdam, United States 4 per cent...... People’s Bank of Troy, Troy, United States 2 per cent........................ People’s Bank of East Randolph, The, East Randolph, New York State 3 per cent............................................................................. Pepe, Alphonso & Sons, Buffalo, Kenmore Village 4 40/100 per cent.......................................................................... $2,000 Harrietstown School District 5 per cent.......................... 5,000 Perera, Lionello &Company, New York, New York City 4% per cent.......................................................................... $20,000 New York City 6 per cent........................................... 5,000 Chicago, Milwaukee &St. Paul Railway 4% per cent........ 20,000 Phoenix Bank, The, Phoenix, United States 2 per cent................... Power City Bank, Niagara Falls, New York State 4 per cent........... Prattsburgh State Bank, Prattsburgh, New York State 4 per oent.. Prisco, Raffaele, New York, New York City 3% per cent.............. Public Bank, New York, United States 2 per cent........................ Rensselaer County Bank, Rensselaer, New York State 4 per cent.... Royal Bank of New York, New York, United States 3 per cent.... Rushville State Bank, Rushville, New York State 4 per cent........ . Sakser, Frank, New York, New York State 4 per cent.................. Saugerties Bank, The, Saugerties, New York State 4 per cent........ Sehirripa, Vincent, Albany, New York State 4 per cent................... Schnitzer, Henry J., New York, New York State 4 per cent........... Schoharie County Bank, The, Schoharie, New York State 3 per cent Scotto, Raphael, New York, New York City 4% per cent.......... $7,000 New York City 6 per cent............................................... 2,000 Sea Side Bank, West Hampton Beach, New York State 4 per cent.......... Security Bank of New York, The, New York, United States 3 per cent... Sessa, Joseph, New York, New York City 4% per cent....................... Southampton Bank, The, Southampton, United States 2 per cent........... South Side Bank of Bay Shore, N. Y., Bay Shore, New York State 4 per cent....................................................................................... Stabile, Francis R., New York, New York City 4% per cent.................. State Bank of Avon, Avon, New York State 3 per cent........................ State Bank of Belmont, The, Belmont, New York State 4 per cent...... State Bank of Bolivar, Bolivar, United States 2 per cent..................... State Bank of Brocton, Brocton, New York State 4 per cent................ State Bank of Canastota, Canastota, New York State 4 per cent.......... State Bank of Chatham, Chatham, New York State 4 per cent............. State Bank of Commerce, Brockport, N. Y., Brockport, New York State 4 per cent............................................................................. State Bank of Fillmore, Fillmore, New York State 4 per cent............... 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 7,000 45.000 1,000 1,000 1,000 10.000 1,00 0 1 ,0 0 0 1 ,00 0 1,000 5.000 1.0 0 0 5.000 11,000 1.000 9.000 1 .0 0 0 1,00 0 21,000 1,000 1,000 5.000 1 .0 0 0 1 ,0 0 0 1 ,0 0 0 1,000 r.ooo 1 ,0 0 0 1,000 1,000 S ecu rities in C ustody of S u pe r in ten d en t 113 Statement o f Securities, E tc .— (Continued) Nam e of Ba n k oh Banker and D e s c r i p t io n of B onds A m ount o f b o n d s h e ld State Bank of Hilton, Hilton, New York State 3 per cent.................. State Bank of Kenmore, Kenmore, New York State 4% per cent.......... State Bank of Mayville, Mayville, New York State 4 per cent.............. State Bank, The, New York, New York State 4 per cent...................... State Bank of Norwood, Norwood, New York State 3 per cent............. State Bank of Ontario, Ontario, New York State 4 per cent................ State Bank of Randolph, Randolph, New York State 4 per cent........... State Bank of Ransomville, Ransomville, New York State 4 per cent.... State Bank of Seneca Falls, N. Y., The, Seneca Falls, United States 2 per cent................................................................................. State Bank of Sherman, Sherman, New York State 4 per cent............. State Bank of Syracuse, Syracuse, United States 2 per cent................ State Bank of Theresa, Theresa, New York State 4 per cent................ State Bank of Trumansburg, Trumansburg, New York State 4 per cent. State Bank of Williamson, Williamson, New York State 4 per cent...... State Exchange Bank of Holley, The, Holley, United States 3 per cent.. Taconic Valley Bank, Berlin, New York State 4 per cent...................... Tarabella, James &Lucy, New York, New York City 4% per cent.......... Termini, Guiseppe, New York City 4 per cent...................................... Tocci, Felice, New York, New York City 4 per cent............................. Twenty-third Ward Bank of the City of New York, New York, United States 2 per cent................................................................... Union Bank of Medina, Medina, New York State 4 per cent.................. Union Stock Yards Bank, Buffalo, New York State 4 per cent.............. University Bank, Alfred, New York State 4 per cent............................. Verrilli Bros., New York, New York City 4% per cent.......................... Viggiani, E. and Company, New York, New York City 4% per cent...... Watkins State Bank, Watkins, New York State 4 per cent..................... Westchester Avenue Bank, New York State 4 per cent........................ West Side Bank, New York, United States 4 per cent........................... Wilson State Bank, Wilson, New York State 4 per cent....................... W. R. Grace & Co.’s Bank, New York, United States 3 per cent........... Yorkville Bank, New York, United States 3 per cent............................. Zaro, Henry C., New York, New York City 4 per cent............. $1,000 New York City 4% per cent.......................................... 1,000 Albany City 4% per cent.............................................. 2,000 San Francisco City and County 5 per cent...................... 2,000 Zwilchenbart A., and Martin Gasser & Company, New York, New York City, 4 per cent.......................................... $5,000 New York City 4% per cent........................................... 500 $ 1,000 1,000 1,000 1 ,00 0 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 5.000 10,000 11,000 1.000 1,000 1,000 1,000 6,000 10,000 1,000 1,000 1,000 1,000 1,000 1,000 6,000 5,500 UNSECURED CIRCULATION Incorporated banks whose circulation is not secured and has not been adver tised for final redemption and the amount of circulation charged to each bank on September 30, 1915: Chemung Canal Bank........ ........................................................... $13,506 00 Delaware and Hudson Canai Bank................................................ 705 00 Livingston County Bank.............................................................. 9,300 00 The Manhattan Company........................................... ................. 44,721 00 Onondaga County Bank...... ........................................................ 9,747 00 $77,979 00 STATEMENTS SHOWING THE Condition of the Banks of Deposit and Discount Operating under the Laws of this State on December 24, 1914, March 19, 1915, June 23, 1915, and September 25, 1915 [115] ALLIANCE BAN K JAM ES G. C U T L E R , President. J ambs G. G u tter , E dw ard G. M in e r , A bram J. K atz , T hos . E. L annin , F. H ar per Sible y , — R o ch ester [183 East Main street; organized 1893.] TH O M AS E. LA N N IN , Cashier. DIRECTORS. W alter S. H u bbell , G eo . W . R obeson , Joseph T. A lling , RESOURCES Stocks and bonds, viz.: Public securities, market value..........................................: ........................... Private securities, market value..................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate coll. Loajis and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral.......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks................................................... Federal reserve notes............................................................................................... Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources.................................................................................................. H enry A . Strong , F rank S. N oble , A ndrew T. T ownson , Statement of condition Dec. 24, 1914 $26,301 881,707 200,000 10,238 46,268 2,955,783 2,617,315 728 1,496,915 159,888 296,940 41,350 28,752 4 $8,762,189 Statement of condition March 19, 1915 $26,251 960,503 200,000 10,238 44,957 2,554,563 2,785,598 1,160 2,293,995 188,282 250,761 40,686 29,046 4 . $9,386,044 A lbert B. E astwood , J. H ungerford S mith , H erbert J. W inn . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $29,201 1,203,320 200,000 10,238 45,290 2,665,322 2,780,671 1,102 1,497,146 191,113 302.820 45;000 35,756 29,370 3 $4,001 1,031,211 200,000 7,500 49,337 2,623,789 2,980,882 2,593 1,624,121 181,234 143,319 21,385 51,896 32,359 2 $9,036,352 $8,953,629 U1 % H CO LIABILITIES $275,000 447,939 $275,000 458,484 $275,000 456,024 $275,000 478,352 75,000 3,817 7,738,524 183,900 38,006 3 3,817 8,393,671 180,758 74,312 2 3,877 8,042,061 222,307 37,081 2 1,564 7,892,122 221,965 84,625 1 Total liabilities.................................................................................................. $8,762,189 $9,386,044 $9,036,352 $8,953,629 nr Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks.................................................................. Deposits by the Superintendent of Banks of the State of New Y ork ............ Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ <0 118 ANDOVER STATE BANK — A ndover A. C. FRISBEY, President. J. M. B rundagb , [38 South Main street; organized 1894.] C rayton L. E arley , RESOURCES S t o c k s a n d b o n d s , v i z .: P u b lic s e cu ritie s , m a r k e t v a l u e ............................................................................................. P r iv a t e se cu ritie s , m a r k e t v a l u e ........................................................................................... R e a l e s t a t e o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o t h e r real e sta te c o ll. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t s e c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ............................................................................................................................................. D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e ...............................................................................•...................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ....................................................................................................................... C a s h i t e m s . .......................................................................................................................................... A s s e t s n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ................................................................................ .•.................................................... A . C. F risb y , H en ry H oran , Statement of condition Dec. 24, 1914 A. Statement of condition March 19, 1915 $996 63,724 2,500 25,890 11,885 16,683 62,515 85 20,805 7,215 2,165 $998 58,755 2,500 27,495 11,375 23,258 52,740 786 18,822 3,615 3,650 356 1,318 3 D. F uller . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $1,000 57,411 2,500 26,720 11,201 25,895 58,351 10 19,090 6,679 1,530 441 1,368 6 $1,000 58,871 2,500 26,920 12,057 22,120 59,567 235 17,227 6,470 2,465 160 106 1,089 2 $216,140 $205,809 $210,789 $212,092 C a p i t a l .................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fit s (m a r k e t v a l u e ) ............................................... D u e d e p o s it o r s , n o t p r e f e r r e d ..................................................................................................... O t h e r lia b ilit ie s ................................................................................................................................... A d d f o r c e n t s ....................................................................................................................................... $25,000 23,364 165,018 2,757 1 $25,000 23,532 154,671 2,605 1 $25,000 24,097 158,928 2,762 2 $25,000 24,847 159,336 2,908 1 T o t a l lia b ilit ie s ......................................................................................................................... $216,140 $205,809 $210,789 $212,092 T o t a l r e s o u r c e s ......................................................................................................................... 69 1,632 4 LIABILITIES R eport on B anks of D eposit and D iscount F r a n k S. C lar k , J. C. G r e en , J. M. BRUNDAGE, Cashier. DIRECTORS. BALD W IN ’S BANK OF PENN A FLAG ROBSON, President. A. F. R obson , E. R. B okdwell , F. M. DIRECTORS. C ollin , RESOURCES Total resources LIABILITIES Capital................................................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Deposits by the State of New Y o r k .......................... Other deposits secured by pledge of assets............... Due depositors, not preferred.......................................... Due to trust companies, banks and bankers................. Bills payable...................................................................... Other liabilities.................................................................. Add for cents..................................................................... O. G. S h earm an , Statement of condition Dec. 24, 1914 W m. Statement of condition March 19, 1915 N. W is e . Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 $124,677 91,467 14,585 159,881 25,048 40,139 316,942 203 80,494 569 7,443 4 $129,592 96,811 17,085 154,981 25,323 27,966 311,257 307 108,172 11,248 17,701 3,000 323 7,127 4 $905,848 $936,967 $910,897 $891,987 $50,000 151,248 $50,000 150,070 $50,000 158,257 $50,000 167,380 40,000 9,121 649,028 45,000 24,694 657,311 2,990 40,000 32,506 622,479 1,453 6,450 6,900 $114,958 118,282 13,725 141,163 29,660 33,016 251,977 410 147,881 9,491 36,916 $134,793 113,645 13,725 139,363 34,423 35,388 277,708 182 149,489 9,150 21,085 731 7,635 3 1 $905,848 11,000 14,881 2,000 820 9,848 2 6,200 2 2 31.000 14,226 597,330 350 25.000 6,700 $936,967 $910,897 $891,987 1 119 L. P. NIELSON, Cashier. Quarterly S tatements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate, coll. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral.......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie............................................................................................... ......................... Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total liabilities Y A N — Penn Y an [127 Main street; organized 1881.] 120 TH E BALDW INSVILLE STATE BAN K — Baldwinsville OTIS M. BIGELOW, President. [Oswego street; organized 1875.] E. H. MARVIN, Cashier. DIRECTORS. O tis M . B igelow , J. E. C onnell , resources Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... Loans and discounts secured by bond and mtge., deed or other real estate coll. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured bv collateral......................... Due from trust companies, banks and bankers.................................................... Legal tender notes and notes of national banks.......................... ..................... Assets not included in any of the above heads.................................................... Total resources.................................................................................................. J. C ab l C onnell , E. H. M ar vin , Statement of condition Dec. 24, 1914 $1,000 9,000 6,095 84,438 8,410 25,173 337,215 Statement of condition March 19, 1915 E. G. H eaton . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 23,027 1,071 14,211 41 6,000 3 $1,000 8,300 6,095 84,188 8,895 21,855 339,787 18 42,408 1,026 13,785 1,186 6,000 3 $1,000 8,300 6,095 83,747 13,494 25,728 340,458 79 19,675 943 16,752 1,748 5,000 3 $1,000 8,300 6,095 82,422 12,708 19.891 339,372 890 53,247 856 11,671 759 5,000 4 $515,684 $534,546 $523,022 $542,215 $60,000 49,329 393,355 $60,000 52,420 404,110 15 15,000 3,000 1 $60,000 52,050 387,170 801 20,000 3,000 1 $60,000 55,041 404,173 $534,546 $523,022 $542,215 LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Due depositors, not preferred................................................................................. 10,000 3,000 $515,684 20,000 3,000 1 R eport on- B anks of D eposit and D iscount J ohn T. Sk in n e r , L. W. C onnell , THE BANK OF A M E R IC A — N ew Y [44-46 Wall street; organized 1852.] W M . H. P E R K IN S, President. ork C it y W A L T E R M . B E N N E T , Cashier. DIRECTORS. W alte r M. B en net , A ugustus D. Juilliard , W m. R. P eters , W m . H. P er kin s , James N. J a r v ie , RESOURCES Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $104,545 2,818,129 900,000 5,000 12,375,903 11,465,873 2,485 591,944 4,830,470 1,984,808 $106,535 3,572,001 900,000 5,000 12,744,421 11,611,697 1,769 930,966 4,814,364 1,220,718 8,287,238 6,751,820 $81,600 4,152,000 900,000 5,000 14,229,130 11,020,978 2,904 811,282 4,605,798 1,609,880 30,500 9,896,979 104,400 3 81,300 4 82,300 3 $21,400 4,522,009 900.000 5,000 17,897,197 8,966,829 3,761 908,939 4,231,924 1,601,378 41,000 3,139,000 125.000 86,400 4 $43,470,798 $42,740,595 $47,428,354 $42,449,841 $1,500,000 6,328,820 4,947,093 19,450,257 11,182,196 $1,500,000 6,194,037 4,582,934 19,674,958 10,750,265 $1,500,000 6,239,747 4,911,482 23,678,337 11,058,386 62,429 3 38,400 1 40,400 2 $1,500,000 6,118,705 4,357,969 17,277,091 13,004,190 125,000 66,882 4 $43,470,798 $42,740,595 $47,428,354 $42,449,841 S tatem ents Total resources Statement of condition Dec. 24, 1914 J ames N. W allace . Q uarterly Stocks and bonds, \iz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate coll. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie.................................................................................................................. Legal tender notes aUd notes of national banks.................................................. Federal reserve notes............................................. .............................................. Cash items................................................................................................................ Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents C ornelius N. B liss , D allas B. P ratt , LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks.......................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankets........................................................ A c’pt’ces of drafts payable at a future date or author’d by comm’l letters of cred. Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. 121 Solomon” K etcham , M ilford _ H ._ K etcham , “ ” Samuel P. H ildreth , A b n er B. I ng lee , [Broadway; organized 1891.] CHAS. 0* IRELAND, Cashier. DIRECTORS. E lmer W . D avis , C harles O. I reland , O rville J. W ilset . Stocks and bonds, viz.: Public securities, market value..................................................................... . Private securities, market value......................................................................... Statement of condition Dec. 24, 1914 $26,755 87,267 29,101 43,750 13,897 39,063 154,660 701 36,666 3,800 16,088 F rede rick B. P ow ell , C harles S. W ilm arth , Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $26,555 120,972 31,900 41,750 16,386 41,966 162,754 423 51,280 4,097 12,947 106 11,139 5 $26,040 141,721 32,388 41,750 11,584 43,159 149,426 184 26,435 5,759 10,979 Assets not included in any of the above heads.................................................... 10,966 3 $26,565 87,850 30,700 43,750 15,389 35,165 147,495 309 37,074 4,363 15,792 459 10,428 4 Total resources............................................................. ■.................................. $462,812 $455,343 $522,280 $500,831 $25,000 57,633 $25,000 59,145 $25,000 58,908 $25,000 61,413 15,000 15,000 2,514 15,000 1,970 15,000 1,520 2,473 341,105 352,482 419,901 396,397 Loans and discounts secured by bond and mtge., deed or other real estate coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Legal tender notes and notes of national banks.................................................. 11,402 4 LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Deposits by the State of New Y ork .................................................................. Due depositors, not preferred................................................................................. 20,000 Other liabilities......................................................................................................... Add for cents............................................................................................................ 1,600 1 1,200 i,5 0 0 1,500 2 1 1 Total liabilities................................................... ............................................. $462,812 $455,343 $522,280 $500,831 R eport on B anks of D eposit and Discount RESOURCES G ilbe rt P. W illiams , M illard F. G riffiths , 122 BANK OF AMITYVILLE — A mityville SOLOMON KETCHAM, President. BANK OF ANGELICA — A ngelica A. H. HOOKER, President. [Main street; organized 1890.] J. H. ROOK, Cashier. DIRECTORS. A. H . H ooker , D . D . D ickson , J. S. R ockw ell , RESOURCES H. R ook , Statement of condition Dec. 24, 1914 W. Statement of condition March 19, 1915 F. L illy . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $11,200 12,800 5,600 2,360 15,789 44,288 101,351 471 27,044 9,046 1,765 819 1,575 3 $11,200 13,100 8,100 $11,150 13,600 8,100 $11,100 13,800 8,100 15,789 45,032 103,062 487 28,783 10,438 1,935 415 1,625 3 15,789 36,288 109,482 990 34,737 7,756 1,565 206 1,575 3 15,789 44,571 105,141 1,214 22,767 11,451 2,435 1,225 1,445 2 $234,111 $239,969 $241,241 $239,040 Capital.............................................................................. Surplus, including all undivided profits (market value) Due depositors, not preferred.......................................... Other liabilities................................................................ Add for cents...................................................................... $25,000 28,181 179,913 1,016 1 $25,000 27,219 186,736 1,013 1 $25,000 29,382 185,888 970 1 $25,000 29,796 183,299 943 ' 2 Total liabilities........................................................... $234,111 $239,969 $241,241 $239,040 Total resources................................................................................................. Quarterly S tatements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................ ................." Specie......................................................................................................................... Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ J. LIABILITIES 123 W. W. B ion C h am beblain , Sm ith , E. J ulius M . S c h w e rt , E . L. B enjam in , [Commercial street; organized 1906.] J ohn D IR E C T O R S . C. G las , Stocks and bonds, viz.: Public securities, market value........................................................................... R eal estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate coll. Loans and discounts secured by other collateral.. ...................................... '... Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... A llen J, B undy , Samuel E. L yth , Statement of condition Dee. 24, 1914 G eo . A. B bittin g , A. F. S ch u ltz . Statement of condition March 19, 1915 434 1,140 3 $39,076 4,000 8,828 29,491 24,918 120,693 253 55,874 8,869 6,220 160 157 1,252 4 $262,622 $257,626 $255,572 $299,795 Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred..................................... ............................................ Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $25,000 32,270 $25,000 33,960 $25,000 34,010 $25,000 37,099 13,000 191,042 13.000 15.000 169,143 13.000 15.000 208,135 1,310 1,523 13.000 15.000 160,621 1,267 5,000 1,673 1 Total liabilities................................................ .............................................. $262,622 $257,626 $255,572 $299,795 Total resources.................................................................................................. $43,718 4,000 8,550 26,324 26,200 116,751 12 18,684 6,465 5,345 776 1,264 2 Statement of condition Sept. 25, 1915 $38,826 4,000 8,450 26,558 23,622 126,861 28 14,165 6,866 4,995 115 304 778 4 Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $49,550 4,000 13;550 29;102 27,627 112,456 108 16,591 4,507 3,089 Statement of condition June 23, 1915 LIABILITIES 1,561 R eport on B anks of D eposit and D iscount R ESO U R C E S GEO. L. PECK, Cashier. 124 BANK OF ANGOLA — A ngola W. W. CHAMBERLAIN, President. BANK OF ANTWERP — A ntwerp W IL L A R D S. A U G SB U R Y, President. F. B. W H E E L E R , Cashier. [Main street; organized 1910.] PIRECTORS. W illard S. A ugsbury , F ra n k J. B au mert , E lbe rt C. H unt , G aylord W . H all , A lexander C opley , C has. E. M arsh , Statement of condition Den. 24, 1914 RESOURCES Statement of condition March 19, 1915 $1,000 104,888 3,900 11,900 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 1,000 $1,000 67,405 3,900 14,700 66,800 3,900 14,700 15,000 32,440 87,355 115 23,644 3,138 1,841 12,000 12,000 15,844 66,207 240 14,075 4,943 1,219 147 2,954 3 26,099 76,568 227 44,211 3,014 3,855 42 3,735 3 $238,377 $239,320 $256,759 $253,195 $25,000 18,591 189,842 1,479 $25,000 18,630 176,605 $25,000 21,407 201,809 673 $253,195 1,221 2,700 2 68 3,192 2 S tatem ents ........................... $1,000 109,883 3,900 12,300 8,400 17,094 59,518 51 16,653 4,560 1,095 C has . H . W illard . Q uarterly Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate coll. Loans and discounts secured by other collateral.'................................................ Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks........................... ................... Cash item s........................... : .................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources.................................................................. G eo . E. B a ile y , F. B. W h ee ler , LIABILITIES Capital................................................................................ Surplus, including all undivided profits (market value) Due depositors, not preferred.......................................... Due to trust companies, banks and bankers................. Bills payable.........................................'............................ Other liabilities.................................................................. Add for eents,.................................................................... Total liabilities 1 $238,377 $239,320 .$256,759 3,463 15,000. 4,081 4,394 2 12.5 2 $25,000 18,898 188,569 2,568 15,000 6; 723 1 126 THE BANK OF A TTICA — A t t i c a C. B. BENEDICT, President. R. E. SLACK, Cashier. [Main and Market streets: organized 1890.] DIRECTORS. C. B . B en edict , C. J. D an eey , W . E. H opkins , 1,516 7,572 5 $419,275 $424,180 $433,851 $431,112 $40,000 26,549 348,414 $40,000 30,766 349,563 4,311 1 3,850 1 $40,000 30,927 327,098 33,000 2,825 1 $40,000 25,530 327,751 35,000 2,830 1 $419,275 $424,180 $433,851 $431,112 LIABILITIES Capital................................................... ........................... Surplus, including all undivided profits (market value) Due depositors, not preferred......................................... Bills payable................................................ .................. Other liabilities................................................................. Add for cents...................................................................... Total liabilities......................................................... D is c o u n t $69,434 1,000 6,000 60,564 12,400 10,120 215,030 57 32,575 7,249 5,381 1,500 1,819 7,979 4 and 1,163 9,746 4 $1,000 74,629 6,184 67,064 17,753 13,065 204,303 149 25,469 7,281 6,158 2,000 1,454 7,336 6 D e p o s it $1,000 79,779 6,184 60,064 17,659 14,876 183,617 626 36,061 8,246 5,155 Statement of condition Sept. 25, 1915 of $1,000 79,094 6,184 57,822 8,450 14,535 175,975 903 50,852 7,730 7,637 Statement of condition June 23, 1915 B anks Total resources......................................................................................................... Statement of condition March 19, 1915 on Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate coll. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers . .................................................. Specie................................................................... .................................................... Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................... .......... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Statement of condition Dec. 24, 1914 R eport RESOURCES J ohn M. B byson . A bthub L. Y oung , BAN K OF AUSABLE FORKS, N. Y.— A usable Forks E. W . FE A TH E R STO N , President. DIRECTORS. E . W . F eatherston , A. M c K en zie , W. S. G . P rime , V . K . M oore , E merson , J. A. V. K . M OORE, Cashier. [Main street; organized 1910.] L. F. R obert , O. E. G arbo, G. H. Smith , resou rces B omabard , M ace, J. W . N y e , Statement of condition Deo. 24, 1914 Statement of condition March 19, 1915 E . W . P ar ke r , T rumbull . R. L. Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 Legal tender notes and notes of national banks.................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $ 8 ,00 0 7 7 ,7 0 7 1 9,950 1 1 ,40 0 6 0 ,58 7 172,726 132 2 1 ,70 3 1 ,6 2 6 2 1 ,50 8 6 ,5 4 0 2 $ 8 ,00 0 7 4 ,68 9 1 6,235 14,532 4 5 ,3 7 0 221,313 348 1 6,770 1 ,6 7 6 19,835 6 ,5 3 6 2 $8 ,00 0 6 8,689 16,747 1 5,900 57 ,77 3 225,125 94 11,811 1 ,6 4 2 2 3 ,10 3 5 ,9 5 0 2 $8 ,00 0 6 8,689 16,747 17,400 5 6,932 211,874 2 42 ,96 5 1,9 76 2 2,280 6 ,4 6 0 4 Total resources................................................................................................. $401,881 $425,306 $434,836 $453,329 Capital................................................................................................................ Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz. : Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................ Other liabilities........................................................................................................ Add for cents............... ; .......................................................................................... $ 5 0 ,0 0 0 2 5 ,61 4 $50,0 0 0 2 7 ,6 8 4 $ 5 0 ,0 0 0 2 9 ,0 2 0 $50,000 2 6,373 1 8,000 5 ,1 7 8 298,951 4 ,1 3 6 2 1 8,000 5 ,2 5 0 319,819 4 ,5 5 2 1 1 8,000 5 ,2 5 0 328,537 4 ,0 2 8 1 1 8,000 5 ,2 5 0 348,366 5 ,3 3 8 2 Total liabilities................................................................................................. $401,881 $425,306 $434,836 $453,329 LIABILITIES Quarterly S tatements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate coll.. Loans and discounts secured by other collateral................................ -................ Loans, discounts and bills purchased not seemed by collateral.......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers.................................................... T. E. R. T. to 128 BANK O F A V O C A — A vgca [60 Main street; organized 1901.] GEO. C. SILSBEE, President. WARREN H. LEE, Cashier. DIRECTORS. G e o . C. Silsb e e , IJ. W ii -mot Sm ith , A. F. L e e , W ar ren H. L ee , H. T. B air d , Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value................... .................................................. Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate co ll.. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................. Assets not included in any of the above heads'......... ...................................... Add for cents.. ..................................................................................................... Total resources................................................................................................. Statement of condition Dec. 24, 1914 D. F. R undell , F. L. A rnold . Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $28,572 44,425 $28,522 44,225 $30,927 44,070 $30,927 47,791 11,773 6,900 28,250 109,442 165 40,370 6,656 3,679 11,173 8,800 27,500 107,626 31 43,720 4,508 5,790 11,673 7,800 23,000 108,932 307 46,993 4,443 5,772 12,073 8,300 18,000 105,391 55 59,706 5.803 3,627 5 2,000 2 2,000 1 2,000 2,000 3 3 $284,234 $285,896 $287,920 $295,681 $25,000 33,940 $25,000 33,721 $25,000 35,621 $25,000 36,441 5,727 213,597 5,969 387 5,802 216,985 4,000 2,088 5; 802 215,409 4,000 3,346 5,649 221,244 4,000 $287,920 $295,681 2,000 2,000 2,000 2,000 LIABILITIES Capital................................................................................................................. Surplus, including all undivided profits (market value)................................ Preferred deposits, viz.': Due New York State savings and loan ass’ns, credit unions and land bank Other deposits secured by pledge of assets................................................. Due depositors, not preferred........................................................................... Other liabilities................................................................................................... Add fof cents...................................................................................................... Total liabilities.................................'......................................................... 1 $284,234 1 $285,896 1 R eport on B anks of D eposit and Discount RESOURCES F. E. J ohnson , S. M. A lmy , BANK OF BABYLON — B abylon [Deer Park avenue; organized 1913.] JOHN R. H IG B IE , President. EM SLIE J. H E A R TT , Cashie- DIRECTORS. J ohn R . H ig b ie , T homas F. T ie r n e y , A lbe rt D . H ast , C linton R obbins , J. H enry S. B lachly , RESOURCES Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 $997 67,579 12,680 1,018 6,724 40,087 92 28,147 7,765 3,500 $1,010 67,729 10,990 850 7,658 38,278 51 12,183 7; 775 3,370 223 4,102 5 Statement of condition June23, 1915 Statement of condition Sept. 25. 1915 $14,541 74,855 16,310 108 3,677 3 $1,005 72,648 14,400 352 5,905 32,915 7 31,176 8,912 2,655 560 74 4,063 3 $172,919 $153,680 $174,675 $183,958 Capital...................................................................................... Surplus, including all undivided profits (market value).. Due depositors, not preferred................................................ Other liabilities.. . . . . : .......................................................... Add for cents........................................................................... $50,000 12,451 109,938 528 2 $50,000 12,445 90,703 531 1 $50,000 13,118 110,976 580 1 $50,000 12,649 120,767 541 1 Total liabilities. .............................................................. $172,919 $153,680 $174,675 $183,958 Total resources................................................................................................. 4,788 34,559 5 22,745 8,259 3,140 '385 45 4,322 4 Q uarterly Statements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate coll.. Loans and discounts secured bv other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie. . . : ................................................................................................................ f,egal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents..................................... W m . E. M agee , W m . G eiger . E ugene P. Sm ith , LIABILITIES to to HOLDEN T. MILLER, Cashier. [69 Main street; organized 1876.] DIRECTORS. H olden T . M iller , Sid n et A . Sh er w in , A rthur G. H ough, resources Total resources................................................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable........................................" ................................................................... Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities......................................................................... . Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 $163,300 59,150 27,340 99,366 346,570 552,508 951,979 2,997 148,065 8,422 84,206 $139,700 26,900 27,340 103,621 351,955 556,698 955,165 3,114 201,728 9,431 79,426 5,822 27,500 4 N ew ell K. Statement of condition June23, 1915 C o ne . Statement of condition Sept. 25, 1915 4,537 26,500 3 $107,300 54,400 27,340 101,831 340,013 511,476 910,054 1,667 186,204 10,893 72,821 500 2,272 21,500 4 $107,200 53,800 27,340 98,836 360,120 531,891 930,082 1,757 167,223 11,233 73,708 500 3,258 21,500 4 $2,486,118 $2,348,275 $2,388,452 $150,000 218,808 $150,000 211,202 $150,000 204,922 $150,000 214,254 25.000 65,873 1,899,362 2,184 90.000 26.000 2 25.000 67,460 1,943,635 3,820 60.000 25,000 1 25,000 63,527 1,877,150 3,674 24,000 2 17.000 66,423 1,852,293 4,480 60.000 24,000 2 $2,477,229 $2,486,118 $2,348,275 $2,388,452 $2,477,229 1 R eport on B anks of D eposit and D iscount Stocks and bonds, viz. : Public securities, market value.......................................................................... Private securities, market value.................................... .................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loras, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ D an iel W . T omlinson , 130 BANK OF BATAVIA — Batavia DANIEL W. TOMLINSON, President. BANK OF BELFAST — B elfast N . C. SAUNDERS, President. N . C. Saunders , J. H. M ein e k a , W . B. MANLEY, Cashier. [Main street; organized 1914.] J. S. Sm ith , A. E. P er ry , P eter DIRECTORS. B. L oftis, W. B. M an ley , W. J. F o x . J. E aton K in n ey , R. P. Ross. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral.................. Overdrafts................................................................................................................ Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Cash items,................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents........................................................................................................... $21,737 76,827 9,186 22,736 946 40,521 109,660 28 67,306 14,754 3,935 1,083 2,536 5 $36,718 72,852 9,186 18,736 1,001 32,961 119,831 96 49,301 14,420 3,415 ' 47 2,775 4 $40,718 68,627 9,100 21,736 812 26,382 142,102 45 54,211 13,794 1,990 793 3,076 5 $45,218 64,862 9,100 21,736 812 31,955 127,111 326 68,213 14,826 2,300 57 3,987 5 Total resources................................................................................................. $371,260 $361,343 $383,391 $390,508 $30,000 48,202 15,000 291,116 567 5,621 2 $390,508 RESOURCES Statement of condition Sept. 25, 1915 Q uarterly «Q S tatem en ts LIABILITIES Capital........................................................................................... Surplus, including all undivided profits (market value)........... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred..................................................... Due to trust companies, banks and bankers............................. Other liabilities............................................................................. Add for cents................................................................................. $30,000 48,574 $30,000 46,990 290,059 326 2,300 1 279,697 224 4,431 1 $30,000 45,871 15,000 286,912 586 5,021 1 Total liabilities...................................................................... $371,260 $361,343 $383,391 131 THE BANK OF BUFFALO — E L L IO T T C. M cD O U G A L , President. B uffalo [234-236 Main street; organized 1873.] DIRECTORS. J ohn L. D a n iels , R o ber t K . R oot , G eo . J. H ag e r , L au ren c e D . R umsey , C arlton M. Smith , E lliott C. M cD ougal , G eo . J. H oward , C harles K ennedy , RESOURCES oy JOHN L. D AN IELS, Cashier Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... $206,015 3,183,219 200,000 9,000 203,710 3,786,640 5,884,787 Statement of condition March 19, 1915 G eo . U rb an , J r . E dward H. B utler . Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 2,170,970 404,605 222,353 $236,955 3,061,383 200,000 9,000 201,371 4,783,625 5,774,894 361 2,368,948 579,911 380,670 105,560 54,761 4 109,403 63,906 6 $482,331 3,708,037 200,000 7,000 225,829 4,570,169 5,601,107 374 3,378,434 504,186 309,340 7,350 146,907 85,323 5 $16,431,863 $17,770,433 $19,226,392 $19,403,438 Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks................................................................. Due New York State sav. and loan ass’ns, credit unions and land bank.. . . Deposits by the State of New Y ork.................................................................. Deposits by the Superintendent of Banks of the State of New Y ork........... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities......................................... *.............................................................. $1,000,000 1,589,339 $1,000,000 1,509,295 $1,000,000 1,575,967 $1,000,000 1,517,790 780,306 12,149 535,000 28,789 8,911,723 3,437,581 136,973 3 1,341,873 9,669 535,000 10,000 9,299,943 3,942,220 122,430 3 1,328,777 12,293 545,000 10,000 9,661,369 4,952,318 140,666 2 1,279,474 10,795 460,000 10,000 10,559,582 4,422,775 143,021 1 Total liabilities................................................................................................. *16.431.863 *17.770.433 *19.226.392 *19.403.438 Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... OQQ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES " ' ' ' $602,378 4,292,690 200,000 7,000 270,821 4,301,146 5,886,859 33 2,894,339 327,379 379,538 7,278 140,018 93,956 3 ' ' R eport on B anks of D eposit and D iscount Statement of condition Dec. 24, 1914 fco THE BANK OF CAPE VINCENT W. A. C asi.e r , E. S. B lock , W. F. DIRECTORS. C lar k , RESOURCES Total resources................................................................................................. LIABILITIES 'Capital................................................................................ Surplus, including all undivided profits (market value). Due depositors, not preferred.......................................... Due to trust companies, banks and bankers.................. Rediscounts........................................................................ Other liabilities.................................................................. Add for cents...................................................................... S. S. BLOCK, Cashier. J. W. S. S. C o rnaire , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 $1,200 950 2,500 9,350 13,539 8,476 35,843 1,182 13,798 3,771 1,210 180 300 4 $1,200 950 2,500 9,300 8,947 11,798 38,265 729 7,591 3,840 1,247 82 100 1 $92,303 $86,550 $25,000 16,600 50,079 $25,000 14,306 44,587 206 1,800 650 22 600 2 1 $92,303 $86,550 B lock . Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 133 V in c e n t Q uarterly Statements Stocks and bonds, viz.: Public securities, market value.................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................. ............................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... 'Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. 'Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total liabilities. C ape [Broadway; organized 1885.] 3. W . C O R N A IR E , President. D. F. R undell , H W. H in m an , C attaraugu s [Main street; organized 1892.] M ilton L ittle , M atteson , G. A. DIRECTORS. W arren H. L ee , F. E. JOHNSON, Cashier. H erbert C. R ich , E. O. W illson , J. J. M cC a r th t , F. E. Johnson . Statement of condition March 19, 1915 Statement of condition June 23, 1915 $222,680 49,270 12,500 19,100 55.000 45.000 348,209 $211,130 41,695 12,500 16,850 50.000 45.000 343,825 L e g a l te n d e r n o te s a n d n o te s o f n a tio n a l b a n k s ......................................... ..................... 91,186 34,311 15,000 $215,630 43,695 12,500 17,950 53.000 45.000 348,870 163 66,808 31,293 15.000 A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... 2,000 1 T o t a l r e s o u r c e s ......................................................................................................................... S t o c k s a n d b o n d s , v iz .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e ....................................................... ................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real e sta te col. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla t e r a l.................................................... L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla te r a l............................... O v e r d r a f t s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................. . ............. Federal reserve notes.............................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings and loan ass’ns, credit unions and land bank... Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities Statement of condition Sept. 25, 1915 2,000 2 90,227 30,010 22,000 • 500 2,000 1 $216,610 41,635 12,50 14,150 55.000 56.000 330,768 11 108,620 29,833 20.000 800 2,000 1 $894,257 $851,911 $865 728 $887 Q98 $33,000 147,648 $33,000 148,168 $33,000 147,803 $33,000 156,455 17,667 24,000 275 654,849 151 16,077 24,000 279 627,127 10,044 14,000 283 656,313 348 16,664 3 11,952 24,000 279 594,791 12,548 10,000 17,170 3 17,450 2 17,483 2 $894,257 $851,911 $865,738 $887,928 R etort on B anks of D eposit and D iscount Statement of condition Dec. 24, 1914 RESOURCES 134 BANK OF CATTARAUGUS — H. C. RICH, President. THE BANK OF CINCINNATUS — C incjnnatus B . R . C O R N IN G , President. B. R. C ornin g , [Organized 1899.] G eo . A. H askins , J. B elle GEO. A. HASKINS, Cashier. DIRECTORS. H askins , RESOURCES Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... C. M in e r , M aude L. C orning . Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $17,212 36,520 46,181 2,676 3,060 147,136 403 42,009 $12,143 36,621 45,693 $12,150 36,687 46,500 565 164,049 559 37,068 6,217 1,680 3,055 5 164,556 880 37,418 7,109 1,716 3,448 2 Statement of condition Sept. 25, 1915 $12,170 46,312 47,800 300 Legal tender notes and notes of national banks........ ....................................... Assets not included in any of the above heads.................................................... 11,455 2,648 2 3,625 156,783 301 15,886 9,163 2,435 2,523 3 Total resources................................................................................................. $309,302 $285,176 $308,535 $321,711 Surplus, including all undivided profits (market value)...................................... Preferred deposi's, viz.: Other deposits secured by pledge of assets............... Due depositors, not preferred......... ....................................................................... $25,000 51,948 37 229,196 3,119 2 $25,000 53,340 38 203,768 3,029 1 $25,000 52,965 $25,000 54,818 227,413 3,118 1 238,595 3,298 Total liabilities................................................................................................. $309,302 $285,176 $308,535 $321,711 Due from trust companies, banks and bankers.................................................... Q uarterly Statements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... M ar t LIABILITIES 135 G. B almanno , P. I. N ash . W m , C. C o urtn ey , “C h as . [Surf aVenue; organized 1909.] W m . A. N orwood , C h as . L. F eltman , DIRECTORS. E. Jackman , Stephen R ichard G arms, Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................' ............... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... 'Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... "Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of :the above heads.................................................... Add for cents............................................................................................................ Total resources............ ..................................................................................... J ames T. K ent , W m . J. W ard , H. MAILEY, Cashier. F red W . K ister , J ames M. G ra y , L ew is M. P otter . Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $52,516 267,530 22,126 7,800 4,750 12,570 157,720 197 22,548 28,312 10,000 $52,689 209,568 22,126 7,800 7,744 12,300 154,850 14 32,559 16,878 15,000 201 14,493 2 390 10,132 4 $52,777 264,387 22,126 7,800 8,350 15,870 174,500 14 100,876 50,286 22,000 5,000 647 12,821 3 $46,815 501,879 22,126 7,800 7,300 8,695 236,350 51 155,484 40,879 55,000 4,000 529 14,041 4 $600,765 $542,054 $737,457 $1,100,953 $ 100,000 $ 100,000 $ 100,000 $100,000 46,025 47,343 51,409 53,101 10,000 35,000 27,945 318,366 13,400 23,000 27,174 521,556 14,317 13,000 27,516 882,823 14,513 $737,457 $1,100,953 Statement of condition Sept. 25, 1915 LIABILITIES 'Capital................................................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Due New York State savings banks........................... Deposits by the State of New Y ork.......................... Other deposits secured by pledge of assets............... Due depositors, not preferred......................................... 'Other liabilities.................................................'................ Add for cents..................................................................... Total liabilities 10,000 27,945 401,610 15,185 $600,765 $542,054 I 1 R eport on B anks of D eposit and D iscount r eso u r ce s G. 136 BANK OF CONEY ISLAND — C oney I sland "W M. J. W A R D , President. BANK OF CORFU — Corfu C Y R U S W . C A R R IE R , President. C yrus W. C a r r ie r , D allas A. Sum ner , E rnest T. Sumner , D e F ore St H askell , [Organized 1908.] DIRECTORS. M ichael D illon , L eonard D . W agner , A lbert F . B angert , resou rces Total resources................................................................................................. O rlo W. W right , D avid J. S cott , J erome Sumner , P erry E . W urst . Statement of condition Sept. 25, 1915 Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June23, 1915 $16,151 5 2 ,08 2 4 5 ,6 0 0 1 5,300 19,227 124,213 164 21 ,56 3 6 ,3 5 8 3 ,4 6 8 $17,113 4 8 ,5 8 0 4 7 ,4 8 6 2 0 ,9 6 6 1 9,904 131,622 290 4 2 ,6 9 6 6,5 67 6 ,9 0 5 $12,089 4 2 ,58 5 52,211 28,991 2 0 ,86 0 140,012 169 35,881 7 ,1 9 2 5,6 81 500 $12,089 4 0,605 50,611 2 9,149 18,367 150,909 43 3 2,168 7 ,3 7 6 5 ,4 1 5 300 21 4 ,8 9 4 6 2 ,5 8 7 4 4 ,5 4 5 2 3 ,4 6 8 5 $309,047 $344,720 $350,718 $350,505 $ 2 5 ,0 0 0 20 ,61 8 $ 2 5 ,0 0 0 2 0 ,12 6 $ 2 5,000 19,853 $25,000 2 3,413 1 0,000 194 249,1 8 6 4 ,0 4 8 ' 1 1 0,000 192 287,551 1,8 50 1 1 0,000 192 2 8 9 ,0 7 2 6 ,6 0 0 1 10,000 195 289,150 2 ,7 4 5 2 $344,720 $350,718 $350,505 Q uarterly Statements Stocks and bonds, viz.: Public securities, market value.................................................................•........ Private securities, market value........................................................................ Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills pm-chased not seemed by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks................................................... Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ A L F R E D F. B A N G E R T , Cashier. LIABILITIES Capital................................................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Deposits by the State of New Y ork.......................... Other deposits secured by pledge of assets............... Due depositors, not preferred..................... ................... Other liabilities................................................................ Add for cents.................................................................... Total liabilities $309,047 05 B A N K OF DELAYAN — D elavan [Main street; organized 1913.] R . C. P IN G R E Y , President. R. C. PlNQREY, L. G. Jones, E. S. O y e r , J. O. W alldorff , C. A. M E T C A LF , Cashier. DIRECTORS. V. R. L ynde , Stocks ancLbonds, viz.: Public securities, market value........................................................................... Real estate owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes .................................................. of national banks Federal reserve notes............................................................................................... Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Statement of condition Dec. 24, 1914 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 10,707 974 2,775 $10,750 1,000 3,200 14,169 67,830 6 12,322 755 3,454 $5,750 1,000 4,575 13,329 76,475 19 15,661 1,285 1,334 185 $5,750 1,000 5,875 12,314 80,981 325 20,737 772 2,563 215 682 1,950 2 2,030 3 1,741 2 1,749 3 $122,324 $115,519 $121,356 $132,284 Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. Due depositors, not preferred................................................................................. Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents................................... ...................................................................... $25,000 5,716 $25,000 5,981 $25,000 6,383 $25,000 7,040 90,957 80,838 3,000 700 7,000 82,248 7,000 92,518 725 725 1 Total liabilities................................................................................................. $122,324 $121,356 $132,284 Total resources................................................................................................. LIABILITIES $18,450 1,000 3,200 13,829 68,755 Statement of condition March 19, 1915 650 1 $115,519 R eport on B anks of D eposit and D iscount RESOURCES C. S. P ersons, C. A. M etcalf . J. B. H owe, J. F. Sproul , TH E BANK OF EAST AURORA — East A urora HENRY H. PERSONS, President. A sher B. E m ery , M ich a el D . H ym an , DIRECTORS. R ichard S. P ersons, A rthu r E . H ammond , GEORGE D. BRIGGS, Cashier. [656 Main street; organized 1882.] J ames W . P ersons , A rthur L. M itc h e ll , J ohn J. Sl y , H enry H . P ersons, E lw yn A . W arner . Statement of condition Deo. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $1,740 50,151 24,089 39,424 80,705 158,203 277,141 49,492 16,320 8,472 952 8,673 6 $1,720 48,271 24,089 39,853 81,270 155,681 295,694 46 65,483 17,507 5,620 1,285 7,078 7 $1,730 63,140 24,089 35,896 75,264 146,801 342,969 45 62,600 15,887 9,143 975 11,464 6 $1,730 59,085 24,089 40,296 66,193 167,555 324,604 2 55,714 16,127 9,397 609 8,795 5 $715,772 $743,604 $790,009 $774,201 Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Deposits by the State of New York.......................... Due depositors, not preferred................................................................................ Due to trust, companies hanks and hankers.............................................. Bills payable............................................................................................................. Other liabilities............................... ........................................................................ Add for cents............................................................................................................ $30,000 66,849 10,000 598,393 2,629 $30,000 62,642 10,000 633,803 2,379 $30,000 68,784 20,000 662,409 $30,000 67,381 15,000 616,655 7,899 4,778 8,814 40,000 5,163 2 2 2 2 Total liabilities................................................................................................. $715,772 $743,604 $790,009 $774,201 RESOURCES Total resources................................................................................................. Q uarterly S tatements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Statement of condition Sept. 25, 1915 LIABILITIES 139 140 TH E B AN K OF ELLICOTTVILLE — ELLICOTTVILLE -C. A. CASE, President. [Organized 1891.] GRANT F. SMITH, Cashier. DIRECTORS. •C. A . C ase , W . D. W alr ath , W . J. W elle r , J. D. C ase , I ra T . G leason , W. W. C la r k . F rank F itzpatrick , Statement of condition March 19, 1915 Statement of condition June23, 1915 $12,000 2,600 27,853 11,116 174,090 187,612 84 57,142 5,581 14,925 603 4 $10,000 2,600 27,853 10,716 148,000 173,494 92 64,266 5,257 18,960 129 3 $10,000 2,600 27,853 10,665 118,620 202,037 79,066 5,775 13,646 155 2 $10,000 2,600 27,853 10,665 135,261 192,931 253 85,633 5,355 14,011 356 4 $493,610 $461,370 $470,419 $484,922 Capital...................................................................................................................... ■Surplus, including all undivided profits (market value)..................................... Due depositors, not preferred................................................................................. Add for cents............................................................................................................ $50,000 34,340 409,269 1 $50,000 34,687 376,683 $50,000 37,728 382,690 1 $50,000 35,942 398,979 1 Total liabilities................................................................................................. $493,610 $461,370 $470,419 $484,922 Stocks and bonds, viz.: Public securities, market value.......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... •Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... 'Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................ A dd for cents............................................................................................................ Total resources................................................................................................. Statement of condition Sept. 25, 1915 LIABILITIES R eport on B anks of D eposit and D iscount Statement of condition Dec. 24, 1914 RESOURCES BAN K OF EUROPE — N ew Y ork Ciyt M IC H A E L P IL N A C E K , Vice.-Pres. [1429 First avenue; organized 1910.] TH O S. C A P E K , President. DIRECTORS. J ob. A ppel , M ich a el P iln a cek , F ra n k B rodsky , F rank A . Sovak , T hos. C ape k , V aclav N emecek , V in c en t W . W oytisek . J ohn F ic a , A lbert W internitz , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June23, 1915 Legal tender notes and notes of national banks.................................................. $183,246 480,225 278,578 34,428 96,533 783,698 144 152,785 190,454 48,400 $199,958 460,707 293,578 43,395 68,970 833,853 6 125,801 185,136 49,458 Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 136 17,551 3 87 15,470 4 $198,660 512,346 293,578 43,742 68,535 802,046 15 148,646 166,608 83,200 1,400 30 17,207 3 $226,963 571,633 289,578 50,986 131,541 699,320 31 138,519 165,115 81,700 1,500 86 21,264 3 Total resources................................................................................................. $2,266,181 $2,276,423 $2,336,016 $2,378,239 $150,000 56,375 $150,000 25,188 $150,000 25,268 $150,000 24,789 RESOURCES Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings and loan assns., credit unions and land bank. 573 1,352 232 Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers.................................................... .. Other liabilities......................................................................................................... Add for cents............................................................................................................ 706 2,028,103 3,669 27,326 2 2,084,302 2,972 13,387 1 2,i.28,435 3,011 27,948 2 2,185,872 1,908 15,437 1 Total liabilities................................................................................................. $2,266,181 $2,276,423 $2,336,016 $2,378,239 Quarterly S tatements Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured, by collateral......................... Overdrafts................................................................................................................ Due from .trust companies, banks and bankers.................................................... Statement of condition Sept. 25, 1915 [Main street; organized 1907.] PERCY L. HALL, Cashier. DIRECTORS. H en ry A . B r o w n , A l b e r t D . H a ff , M a r tin M e y e r , E dw ard J. C ooper , C harles H . J ones , C harles E . Smith , A lexander C ort , A braham O. K arp , P er cy L. H all , E mil D ebrodt , P ete r V. K etcham , Jacob Stein ert , H alstead H. F rost , J r ., T hos . J-. M cC ord , A lonzo P. W hits On . Statement of condition March 19, 1915 Statement of condition June23, 1915 $3,003 27,226 12,968 43,500 11,411 2,567 101,034 41 13,027 4,758 2,140 $3,012 27,263 12,968 44,950 11,431 5,367 105,511 102 8,891 6,188 3,665 $3,012 28,446 12,968 47,550 11,431 5,418 115,003 171 8,641 6,026 1,920 152 5,785 4 85 5,558 3 39 5,884 6 $3,035 29,638 12,968 47,700 11,431 7,867 104,044 138 13,674 9,187 3,680 30 133 5,579 3 $227,616 $234,994 $246,515 $249,107 Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks.................................................................. Deposits by the State of New Y ork.................................................................. Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities....................................................................................... ; ............... Add for cents............................................................................................................ $25,000 10,712 $25,000 11,336 $25,000 13,751 $25,000 15,025 8,000 181,890 187 8,000 187,793 264 5.000 8.000 193,164 217 1,825 2,600 2 1 5.000 8.000 187,908 3 5,000 1,852 1 Total liabilities.......................................................................... ...................... $227,616 * 2 3 4 .9 9 4 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value..................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Statement of condition Sept. 25, 1915 LIABILITIES * 2 4 6 .5 1 5 2,700 1 $249,107 R eport on B anks of D eposit and D iscount Statement of condition Dec. 24, 1914 RESOURCES 142 B A N K OF FARM IN GDALE — Farmingdale M A R T IN M EYER, President. THE BANK OF FLATBUSH — B rooklyn W M . D. BUCKNER, President. CHARLES STRAUB, Cashier. [885 Flatbush avenue; organized 1904.] DIRECTORS. W m . D. B uc kn e r , C harles G. B almanno , W alter C ritchley , F rank H . N ew com b , H en ry H esterberg , C has. J. Oberm ayer , ______________________________B en j . H . K nowles ,__________ W alter B. G unnison , RESOURCES Total resources................................................................................................. Statement of condition Sept. 25, 1915 Statement of condition Dec. 24, 1014 Statement of condition March 19, 1915 Statement of condition June23, 1915 $112,887 315,877 29,502 214,706 57,575 69,919 142,930 87 43,164 11,565 84,393 $112,537 262,275 50,762 225,878 63,283 63,371 127,073 37 108,480 9,163 87,660 $113,405 367,946 51,177 112,433 75,492 62,937 131,011 79 79,620 15,718 79,083 2,432 50,226 5 2,903 48,943 6 5,182 44,649 4 $113,897 410,817 50.245 115,483 76,513 65,523 134,156 112 .110,003 6,745 57,456 14.245 10,362 45,401 6 $1,135,268 $1,162,371 $1,138,736 $1,210,964 $100,000 37,307 $100,000 45,338 $100,000 41,809 $100,000 43,018 26,111 2,017 26,000 5,000 26,491 2*030 40,000 LIABILITIES Total liabilities........................................................................................................ 800,-506 115,000 23,325 2 $1,135,268 26,491 1 26,948 36.000 25.000 17.000 25.000 25,000 887,517 870,324 968,446 35,992 3 39,110 2 $1,162,371 $1,138,736 30,550 2 $1,210,964 HL & 143 Capital..................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York-State savings banks...................................................... ........ Due New York State savings and loan assns., credit unions and land bank. Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Deposits otherwise preferred.............................................................................. Due depositors* not preferred................................................................................ Bills payable............................................................................................................ Other liabilities........................................................................................................ Add for cents........................................................................................................... Quarterly Statements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................ ................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ C linton R. J ames, B ernard H . Stern . J ohn F. J ames , L ew is H . L o se s , W m . E. H armon , F. W . B allard , E . A. F r ie dle y , G . E . P er r in , [97 Main street; organized 1888.] DIRECTORS. Louis W iard , G. H. P addock , J. A. H aw k in s , W. C ollins C asey , F. J. D e C ot , J. W . P ratt , E. D. H ic k o x , G. A. F ar rall , Statement of Statement of condition condition resources Dec. 24, 1914 March 19, 1915 G. E . L o w n , F. B. G leason , W . G. P ollard , $57,000 11,331 27,900 26,655 125,965 122,068 340,646 238 42,101 12,166 13,740 $36,707 8,324 29,100 25,555 120,831 113,424 336,555 482 61,216 14,133 11,278 2,479 E. P. M oyn ihan , F. W . Simonds, W . M. B uchholtz . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $33,885 9,605 29,100 25,600 115,115' 111,794 482,947 182 42,012 13,564 18,298 $784,641 541 30,000 3,949 3 $792,098 $33,885 9,605 29,100 25,600 126,165 112,229 351,531 941 5 1 ,10S 14,483 13,401 250 1,355 30,000 3,236 3 $802,892 5,566 3 $889,346 $100,000 71,234 $100,000 72,339 $100,000 73,730 $100,000 76,341 24,751 31,000 1,052 511,602 17,852 41,000 1,076 527,140 16,101 35,000 1,076 541,629 1,004 30,215 26,000 1,089 651,879 30,000 2,690 1 ■$792,098 30,000 4,350 2 $802,892 2,350 2 200 1,475 40,000 5,000 2 $784,641 3,820 2 $889,346 R eport on B anks of D eposit and D iscount Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Customers’ liability on acceptances (per contra, see liabilities)......................... A' sets noo included in any of the above heads.................................................... Add for cents .......................................................................................................... Total resources................................................................................................. liabilities Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State saving,, and loan assns., credit unions and land bank. Deposits by the State of New Y ork ................................................................... Other deposits secured by. pledge of assets................................ ....................... Due depositors, not prelerred................................................................................. Due to trust companies, banks and bankers.1...................................................... Bills payable........ .................................................................................................... Acceptances of drafts payable at a future date or authorized by commercial letters of credit..................................................................................................... Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. W. M. BUCHHOLTZ, Cashier. 144 THE BANK OF GENESEE — B atavia W . G. POLLARD, President. BANK OF GOUVERNEUR — H E R B E R T G. A L D R IC H , President. E dward D . B a r r y , H er ber t G. A ldrich , G ouveeneur JAMES O. SHELDON, Cashier. [93 Main street; organized 1879.] DIRECTORS. J ames O. Sheldon , J ames C. D olan . RESOURCES Stocks and bonds, viz.: Public securities, market value......................................... '............ ................... Private securities, market value........................................................................ Real estate owned.................................................................................................. Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed cr other real estate col. Loans and discounts secured by other collateral................................................. Loan®, discounts and bills purchased not secured by collateral.......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents.................................................................................................. ......... Total resources................................................................................................. D avid G. Statement of condition Dec. 24, 1914 $3,800126,766 18,000 25,500 26,525 128,115 361,810 353 78,123 16,226 9,624 Total liabilities. A rchie Statement of condition March 19, 1915 $3,100 127,760 18,000 19,600 42,926 112,370 375,183 203 49,578 17,687 8,965 F. M cA llaster , Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 1,186 10,379 4 $3,152 137,093 18,000 19,400. 45,966 125,566 357,855 584 121,772 18,716 9,250 650 1,429 10,584 2 $3,103 156,453 18,003 18,900 29,726 130,138 331,584 411 103,751 19,903 5,170 1,550 9,743 10,659 2 $808,093 $786,941 $870,019 $842,087 $ 100,000 $ 100,000 $ 100,000 87,797 88,768 80,711 $100,003 84,330 6,204 743 607,136 ” 581 j 505 472 16,493 40.000 613,622 292 443 31,000 618,275 684 3,249 10,000 2 LIABILITIES Capital..................................... ............... ................................................................ Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings and loan assns., credit unions and land bank. Deposits by the State of New Y ork .................................................................. Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities.................................. ...................................................................... Add for cents............................................................................................................ S cholton , 455 10,000 10.000 6,500 1 5,450 3 8,900 $808,093 $786,941 $870,019 1 <C d >> w hi fed W d hi m H ► H fed 5 3 7,350 2 $842,087 UW BANK OF GOWANDA — G owanda W M . H. B A R D , President. R ichard W ilh elm , I rving R . L eonard , [8 Main street; organized 1890.] F r a n k lin E. B aud , D a n ie l B. F orbdsh , F R A N K L IN E. B A R D , Cashier. DIRECTORS. W m , H . B ard , $28,971 28,450 32,635 45,498 45,268 104,468 168,784 12 77,416 8,661 14,300 1,378 3,748 7 6,607 3,477 4 $28,971 28,450 32,000 46,498 50,964 96,933 194,593 77 68,159 9,087 12,200 125 1,164 3,612 6 $28,971 25,855 32,000 47,398 55,259 96,453 173,774 6 51,385 10,250 10,433 200 2,306 3,546 7 $578,751 $564,551 $572,839 $537,843 D LIABILITIES $30,000 97,830 $30,000 98,602 $30,000 98,078 $30,000 101,929 1,695 10,000 432,271 6,954 1 256 16,000 420,060 5,631 2 4,051 10,000 422,869 7,840 1 1,740 10,000 387,022 7,152 Total liabilities......................................................................................................... $578,751 $564,551 $572,839 $537,843 isc o u n t Capital............................................................... .................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings and loan assns., credit unions and land bank. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ e p o s it a n d $29,971 28,450 32,635 45,748 52,177 108,932 171,139 62 85,091 8,245 11,168 D Statement of condition June23, 1915 anks of Statement of condition March 19, 1915 B Total resources................................................................................................. Statement of condition Sept. 25, 1915 Statement of condition Dec. 24, 1914 epo rt on Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. loan s, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ G eorge J. M en tlet , C arl W . G u lle t . B RESOURCES W alter W elsh , E dward C. M ugridge , o BANK OF GREAT NECK — G reat N eck [Organized 1906.] W M . R. GRACE, President. E dgab H. C ook , C b a s . H . G regory , R osw ell E ldridge , A ustin H ick s , DIRECTORS. W alter E. F r e w , C has . G . M eyer , D aniel S. W oolley , resou rces AUSTIN HICKS, Cashier. J. F red F aigle , F rederick R ussell , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 W m . R . G ra ce , J. L ouis Schaefer . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $20,965 275,275 13,403 98,550 42,718 55,968 40,209 1,664 19,322 3,422 5,521 3 $20,965 295,418 13,403 93,900 35,703 50,397 166,073 2,983 15,549 17 6,024 4 $20,982 354,162 13,403 88,900 36,833 44,638 109,315 3,770 23,125 330 6,883 3 $20,975 431,760 13,403 88,003 40,033 42,595 112,526 4,097 14,731 2,997 8,405 3 Total resources........................................................................................................ $577,020 $700,436 $702,344 $782,525 Surplus, including all undivided profits (market value)......................................... D ue depositors, not preferred....................................................................................... Other liabilities............................................................... ."............................................... A dd for cents.................................................................................................................... $50,000 34,790 487,308 4,921 1 $50,000 38,979 608,491 2,965 1 $50,000 44,039 603,430 4,874 1 $50,000 46,744 682,661 3,118 2 Total liabilities........................................................................................................ $577,020 $700,436 $702,344 $782,525 Q u a r t e r l y S tatem en ts Stock and bonds, viz.: Public securities, market value................................................................................ Private securities, market value.............................................................................. Real estate ow ned......................................... .................................................................. Mortgages ow ned............................................................................................................ Loans and discounts secured b y other collateral..................................................... Loans, discounts and bills purchased not secured b y collateral........................... Due from trust companies, banks and bankers........................................................ Specie.................................................................................................................................. Legal tender notes and notes of national banks................................................ Cash item s............................................................. ........................................................... Assets not included in any of the above heads........................................................ A dd for cents.................................................. " ............................................................ LIABILITIES if* C. PIERCE, President. [Main street; organized 1883.] OTHO CHURCHILL, Cashier. 148 BAN K OF HAMBURGH — H a m b u r g D. DIRECTORS. D. C. P ie r c e , J acob P effer , A ndrew St e in , W m . K ronenbero , C. W . B ourne , Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Assets not included in any of the above heads.................................................... Add for cents........... ............................................................................................... Total resources................................................................................................. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 G eorge J. B rendel , G eo . L. P omeroy . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $107,197 361,731 25,000 138,700 58,636 72,932 273,964 842 88,142 5,087 32,075 6,480 5 $92,744 353,683 25,000 140,125 56,903 82,073 229,588 48 141,388 6,000 40,650 5,211 4 $102,987 333,136 25,000 154,545 57,570 48,315 277,640 849 98,754 9,603 31,784 6,100 2 $101,788 324,905 25,000 154,745 56,870 88,606 260,142 65 102,164 12,177 49,321 5,000 2 $1,170,791 $1,173,417 $1,146,285 $1,180,785 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings and loan assns., credit unions and land bank. Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Other liabilities........................................................................................................ Add for cents............................................................................................................ $50,000 105,744 $50,000 100,854 $50,000 100,111 $50,000 101,641 5,693 25,000 789 969,329 14,234 2 5,767 25,000 794 984,281 6,720 1 6,524 25,000 804 950,037 13,808 1 7,219 15,000 15,804 983,307 7,812 2 Total liabilities......................................................................................................... $1,170,791 $1,173,417 $1,146,285 $1,180,785 R eport on B anks of D eposit and D iscount RESOURCES J acob H au ck , J ohn S choepflin , THE BANK OF HAMMONDSPORT — H ammondsport LEON J. MASSON, President. J. W . D a v is , M onroe W h eeler , [Park street; organized 1900.] H . M . C hamplin , A . E. D epew , H enry F r e y , RESOURCES Total resources........................................................................ ..................... LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings and loan assns., credit unions and land bank. Other deposits secured bv pledge of assets....................................................... Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Other liabilities........................................................................................................ Add for cents............................................................................................................ W. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June23, 1915 $49,800 51,675 3,000 59,167 26,752 33,075 273,842 68 87,976 12,758 12,875 $49,892 45,765 3,400 57,642 29,162 38,000 235,272 118 75,789 5,287 25,032 $44,123 54,192 3,400 57,132 29,896 37,830 229,694 272 110,757 6,004 16,003 4,000 400 2 6,850 3 6,031 6 $44,087 53,865 4,400 57,857 27,752 37,785 230,121 118 89,694 6,119 12,442 3,000 1,586 7,076 6 $572,212 $599,784 $575,908 $50,000 56,715 $50,000 60,357 $50,000 62,860 $50,000 66,418 20,833 482,092 1,749 21,096 462,728 1,700 21,358 432,021 1 21,097 436,529 16 4,211 2 3,098 4,409 $611,390 $572,212 $599,784 $575,908 AAA $611,390 1 2 Statement of condition Sept. 25, 1915 «o 2 149 Total liabilities................................................................................................. C. J. C oryell , E. H unter . L J. M asson , B rundage , O. Statements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collataral................................................. Loans, discounts and bills purchased not secured by collateral.......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes........................................................ .•.................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ W. E. HUNTER, Cashier. DIRECTORS. J ohn A . A lbertson , W . P. L. D av is , S amuel H ooper , DIRECTORS. T hos . W . A lbertson , E dward L. F rost , W m . M cC ar th y , E dw in C. W illets , John C. B aker , H oward C. H egeman , Jotham P ost, F rederick E. W illits , Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..............! .................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Specie................................................................. ....................................................... Legal tender notes and notes of national banks.................................................. Federal reserve notes. .•........................................................................................... Gash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources......................................................... ........................................ LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks......................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities........................................................................................................ Add for cents............................................................................................................ J ames K. D a v is , F rederick C. H ick s , R alph T ubby . J os . H. B ogart , J ohn F. R emsen , W m . W it t e , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 $1,000 211,178 11,315 51,200 23,965 83,680 81,591 13,183 26,537 6,160 $1,015 209,487 11,315 51,200 24,645 72,810 82,415 35,927 22,936 6,240 $1,002 209,855 11,315 51,200 23,145 100,322 89,841 17,135 12,109 8,190 2,960 5,033 1 5,600 2 5,270 2 $514 841 $523,592 $532,346 1 $30,000 56,084 13,963 392,872 3,125 17,000 1,797 2 $30,000 55,784 11,994 423,615 1,068 $30,000 57,575 20,262 421,037 1,770 1,129 2 1,699 3 $30,000 60,101 23,295 408,152 1,362 20,000 1,129 2 $514,843 $523,592 $532,346 $544,041 $1,007 217,619 11,315 60,100 13,345 78,565 87,705 44,085 12,169 9,490 1,800 21 6,818 2 $544,041 R eport on B anks of D eposit And D iscount RESOURCES HOWARD C. HEGEMAN, Cashier. [Organized 1906.] 150 BANK OF HEMPSTEAD HARBOR — R os^yn JOS. H BOGART, President. BANK OF HICKSVILLE — H icksville CHAS. E. FASSBENDER, President. [Broadway; organized 1903.] G. EDWIN BARTOW, Cashier. DIRECTORS. C hab . E . F assbendeb , J. H ebfobt , A. H en b t C. Stolz , E dmund P obt, G. E dw in B ab tow , G eo . A. C heshire , R obebt Seaman , RESOURCES Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ T.onna and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Legal tender notes and notes of national banks................................................... Assets not included in any of the above heads.................................................... Total resources................................................................................................. H enby Sengstacken , E lmeb W . D avis . Statement "of condition March 19, 1915 Statement of condition June23, 1915 S3,482 90,947 2,500 56,050 18,135 53,935 197,079 1 56,717 1,106 56,971 1,300 •2 $2,882 82,146 2.500 58,050 17,625 56,040 226,309 83 27,423 1,211 32,389 1.500 1 $2,800 75,660 2,500 60,050 17,200 58,335 208,940 $2,800 75,660 2,500 61,050 21,700 49,825 186,351 32,254 2,105 24,671 1,500 1 106,050 1,815 21,677 2,000 1 $538,225 $508,159 $486,016 $531,429 $25,000 70,339 434,886 $25,000 69,316 409,339 502 4,000 2 $25,000 70,841 380,654 4,020 5,500 1 $25,000 72,724 428,864 340 4,500 1 $508,159 $486,016 $531,429 Statement of condition Dec. 24, 1914 Statement of condition Sept. 25, 1915 S tatements Due from trust companies, banks and bankers.................................................... J ohn H. H ahn , J ames K . A tkinson , LIABILITIES Surplus, including all undivided profits (market value)...................................... Due depositors, not preferred................................................................................ Due t n iNimpaninBj hAnks and bankers........................................................ 8,000 'Total nubilities................................................................................................. 151 $538,225 E. MERRILL, President. A bbott S. G riggs , P er ry E. W urst , — H olland R. J. WATSON, Cashier. [Organized 1893.] DIRECTORS. A sher C utler , P aul J. W urst , W m . N. Shreder , A lbert H. G riggs, R obt . J. W atson , Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Assets not included in any of the above heads..................................................... Add for cents............................................................................................................ Total resources................................................................................................. F rank S. C ooper , H oward B. B ennion . Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $19,450 65,213 6,000 28,882 5,725 13,455 153,423 183 22,399 2,970 12,458 5,770 2 $18,400 65,143 6,000 31,032 4,729 16,350 149,029 71 33,058 3,019 12,109 5,136 3 $18,400 65,301 6,000 33,750 5,929 11,110 157,304 238 33,190 2,840 9,376 5,772 3 $18,400 71,126 6,000 33,550 5,550 14,108 151,265 305 22,135 2,760 12,012 5,050 2 $335,930 $344,079 $349,213 $342,263 $25,000 28,278 $25,000 28,326 $25,000 27,395 $25,000 28,055 16,000 519 16,000 10,519 16,000 10,499 261,298 4,833 2 261,241 2,991 2 16,000 10,000 493 264,582 5,742 $335,930 $344,079 LIABILITIES Capital....................... ........................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Deposits by the State of New Y ork ........................... Other deposits secured by pledge of assets................. Deposits otherwise preferred...................................... Due depositors, not preferred........................................ Other liabilities................................................................ Add for cents.................................................................... Total liabilities............................................................. 1 .259,099 3,608 2 $349,213 $342,263 H eport on B anks of D eposit and D iscount RESOURCES L orenzo D . O’D e ll , G eo . E. M errill , 152 BANK OF HOLLAND G. TH E BANK OF HUNTINGTON — H untington DOUGLASS C O N K LIN , President. ROSS W . DOWNS, Cashier. [Main street; organized 1888.] DIRECTORS. W illard N. B a y lis , Jos. I r w in , H en ry S. B rush , C arll S. B urr , G eo . W oodhull C onklin , John T . R obb , T hos. Y oung , RESOURCES Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 A ugust H eckscher , H. F. Sammis . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 3,537 4,000 4 $73,417 435,497 16,000 111,187 90,491 101,492 815,671 2,104 218,353 15,223 77,715 1,000 2,710 4,000 5 $69,477 463,691 17,205 107,237 108,091 142,655 747,284 1,996 140,419 16,539 50,707 900 2,656 4,000 4 $1,777,683 $1,858,314 $1,964,865 $1,872,861 Capital..................................................... ...................................... Surplus, including all undivided profits (market value)........... Prefer.-ed deposits, viz.: Deposits by the State of New York Due depositors, not preferred..................................................... Due to trust companies, banks and bankers............................. Other liabilities............................................................................. Add for cents...........................-.................................................... $30,000 220,915 12,000 1,496,745 6,022 12,000 1 $30,000 223,261 12,000 1,585,673 379 7,000 1 $30,000 225,019 12,000 1,681,845 $30,000 228,543 12,000 1,596,317 16,000 1 6,000 1 Total liabilities...................................................................... $1,777,683 $1,858,314 $1,964,865 $1,872,861 Total resources................................................................................................. $417,797 90,115 16,000 98,837 90,712 91,304 790,801 670 64,929 18,384 85,892 $426,731 74,480 16,000 102,237 88,491 95,992 812,086 530 144,118 20,337 69,771 4,237 8,000 5 O •UARTERLY STATEMENTS Stocks and bonds, viz.: Public securit es, market value......................................................................... Private securities, market value........................................................................ Real estate owned................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral............, ........... Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes.............................................................................................. Cash items............................................................................................................... Assets not included in any of the above heads.................................................. .. Add for cents....... .-...................................: ............................................................. D ouglass C onklin , J. N ew ell Sammis , LIABILITIES 153 T heo . A. C ase , W m . J. M addox , A rthur A. A midon , M . L. F enton , B ebt F. M er riam , M . R. Stevenson , J ared H ew e s , DIRECTORS. B rew er D. P hillips , M ason M . Skiff , J. D elev an C urtiss , Stocks and bonds, viz.: Public securities, market value.............................. .......................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured b y other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Cash items................................................................................................. .............. Assets not included in any of the above heads................................................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Deposits by the State of New Y ork.......... Other deposits secured by pledge of assets Due depositors, not preferred............. ........ Due to trust companies, banks and bankers. Other liabilities................................................. Add for cents.................................................... WM. R. BOTSFORD, Cashier. C has . W. H er rick , F rank F. P ickar d , W m . T ownsend , A. M orelle C hen et , G eo . B . P itts , L uther M . B utman , E lmer W . Sellstrom . Statement of condition Sept. 25, 1915 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $104,000 108,000 5.000 109,600 62,405 193,886 1,017,111 2.000 358,328 69,000 28,943 6,302 9,250 3 $105,120 103,125 5,000 131,232 57,626 186,196 991,827 1,876 454,195 68,613 31,778 11,130 5,750 2 $125,120 102,275 5,000 129,360 63,208 170,262 995,026 1,601 420,612 68,527 25,631 16,145 7,750 2 $130,400 99,275 5,000 135,101 44,872 175,191 1,044,292 1,262 403,827 60,202 23,150 9,722 6,500 4 $2,073,828 $2,153,470 $2,130,519 $2,138,798 $100,000 241,458 $100,000 241,676 $100,000 251,647 $100,000 261,266 40.000 46,744 1,668,629 2,498 28,000 50,494 1,672,520 11,517 15,000 Statement of condition Dec. 24, 1914 20,000 20,000 41,357 1,647,042 5,220 18,750 51,122 1,719,120 6,551 15,000 $2,073,828 $2,153,470 1 1 21.000 1 $2,130,519 1 $2,138,798 R eport on B anks of D eposit and D iscount r eso u r ce s Total liabilities............................................. — Jam estow n [216 Main street; organized 1903.] 154 BAN K OF JAMESTOWN BREW ER D. PHILLIPS, President. BANK OF LAKE PLACID — L ake P lacid G E O . A . STEVEN S, President. G e o . A. Stev en s , F red C. D a y , C LA R E N C E H. W ATSON, Cashier. [Main street; organized 1909.] DIRECTORS. F obrest B. G uild , J am e B. H urley , J ames W . F leming , M artin W. B rewster , RESOURCES C larence H . W atson , C. F eathers , W. J ohn M cG uckin , H en ry C. Stevens . Statement of condition March 19, 1915 Statement of condition June 23, 1915 $2,000 29,006 $2,000 28,851 5,653 18,375 11,558 20,308 223,889 97 21,413 2,973 14,049 1,520 Statement of condition Sept. 25, 1915 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned................................................................................................... Mortgages owned........................................................ ............................................ Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral.............. ........ Overdrafts................................................................................................................ Due from trust companies, banka and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes.............................................................................................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 23,000 10,862 18,017 159,291 64 36,877 8,203 3,008 $2,000 28,946 3,750 22,500 10,806 22,412 173,428 77 24,123 8,147 5,401 1,450 4 3,630 3 6,645 4 $2,000 50,584 9,878 17,575 21,227 31,401 170,917 229 109,402 4,624 10,137 2,500 5 7,233 2 Total resources................................................................................................. $291,782 $305,223 $357,335 $437,714 Capital........................................... .......................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Deposits by the State of'New Y ork.................................................................. Other deposits secured by pledge of assets........................ , ............................ Deposits otherwise preferred.............................................................................. Due depositors, not preferred................................................................................ Other liabilities........................................................................................................ A dd for cents............................................................................................................ $25,000 15,539 $25,000 16,773 $25,000 17,018 $25,000 19,143 9,000 50 4,665 234,306 3,220 2 9,000 43 9,000 9,000 249,757 4,650 302,246 4,070 379,194 5,377 Total liabilities................................................................................................. $291,782 Quarterly Statements Statement of condition Deo. 24, 1914 LIABILITIES $305,223 $357,335 $437,714 155 1 A bthtjr D. B issell , J ohn G. M il l e r , JOSEPH F. SCHAEFER, Cashier. [41 Central avenue; organized 1894.] H erman B. V an P etm a , J acob C. W e il , T. E. DIRECTORS. I dsardi , T hos. L ea ry , C has . F. K in o , G eo . P. Z u r bric k , J. O. G arretsee . Statement of condition March 19, 1915 Statement of condition June 23, 1915 $43,000 316,000 9,422 17,350 55,206 135,794 287,345 263 59,987 7,684 31,242 566 838 2 $43,143 301,404 9,415 17,250 51,915 156,368 254,094 326 100,443 29,705 7,390 517 4,087 5 $43,043 308,669 9,363 17,090 51,515 175,749 264,103 732 49,014 30,375 12,484 685 6,335 6 $48,043 312,069 9,284 12,060 50,915 165,848 302,766 177 122,245 30,582 6,655 792 4,534 5 $964,699 $976,062 $969,163 $1,065,9"5 Capital................................................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Deposits by the State of New Y ork........................... Other deposits secured by pledge of assets................. Due depositors, not preferred.......................................... Other liabilities.................................................................. Add for cents..................................................................... $100,000 36,166 $100,000 33,029 $100,000 39,579 $100,000 37,799 15,000 8,036 795,596 9,900 1 15,000 23,082 800,450 4,500 1 15,000 38,082 766,501 10,000 1 15,000 23,182 884,993 5,000 1 Total liabilities............................................................... $964,699 $976,062 $969,163 $1,065,975 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie............................... ........................................................................................ Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents......................................................................‘ .................................... Total resources................................................................................................. Statement of condition Sept. 25, 1915 LIABILITIES R eport on B anks of D eposit and D iscount Statement of condition Dec. 24, 1914 RESOURCES 156 THE BANK OF LANCASTER — L ancaster J. 0 . G A R R E T SE E , President. BANK OF LAWRENCE — L awrence J. CARL SCHMUCK, President. M orris F. C r a ft , D evine H ew lett , J ohn A. R uth , [Central avenue; organized 1903.] James DIRECTORS. W. Safford , RESOURCES JOHN A. RUTH, Cashier. J. C arl S chmuck , W infield S. V an derw ater , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915. J ohn H. Smith . Statement of condition June 23, 1915 . Statement of condition Sept. 25, 1915 i1 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts.................. .......... ............................................................................... Due from trust companies, banks and bankers.......................................... Specie .................................................................................................. Legal tender notes and notes of national banks......................................... Cash items............................................................................................ Assets not included in any of the above heads.................................................... Add for cents........................................................................................ $11,400 14,625 35,707 115,014 59,891 20,396 343,889 454 35,720 12,007 12,414 1,814 4,300 3 $11,400 17,825 37,126 119,914 58,963 15,449 292,830 430 21,025 1,808 28,433 526 4,710 2 $11,410 15,900 36,772 125,014 58,151 5,157 335,365 334 52,846 11,394 31,014 1,695 4,175 4 $11,226 23,962 36,772 125,014 75,797 9,868 374,242 356 69,112 8,681 28,339 2,990 5,600 4A $667,634 $610,441 $689,231 $771,963 Capital................................................................................................. '................ Surplus, including all undivided profits (market value)............................... Preferred deposits, viz.: Deposits by the State of New. York ..................... Due depositors, not preferred.................................................................. Rediscounts.......................................................................................... Other liabilities........................................... ............................................................. Add for cents. . ................................................................ : .................................... $50,000 50,104 20,000 537,054 $50,000 50,038 20,000 481,202 $50,000 53,644 15,000 643,818 10,475 1 9,200 1 $50,000 51,862 20,000 542,119 15,150 10,100 Total liabilities................................................................................................. $667,634 $610,441 $689,231 $771,963 Total resources............................................................................... LIABILITIES * jr * a £ g « £ * m h £ tef g H 3 9,500 1 —T F. PRENTICE, President. F. E. C haddock , [49 Main street; organized 1889.] G. I. Carr, E. M . H armon , DIRECTORS. A. G. L o w e , A mbrose M uller , W. C. DONNAN, Cashier. D. J. O’Shea , C. F. P r e n tice , J. P. Samson , D . C . H. P re n tic e . Statement of condition March 19, 1915 Statement of condition June 23, 1915 $6,000 26,608 5,000 49,728 18,486 155,654 158,415 971 50,082 10,449 2,980 $6,000 31,608 5,000 49,692 18,404 139,135 171,314 1,547 70,239 17,542 2,180 Assets not included in any of the above heads.................................................... 184 3,450 4 128 3,600 5 $6,000 31,608 5,000 53,056 17,712 126,760 156,524 1,609 60,622 17,404 2,820 610 495 3,500 4 $6,000 31,608 5,000 53,020 18,513 136,542 164,228 2,104 34,633 17,452 3,240 150 119 3,750 5 Total resources................................................................................................. $488,011 $516,394 $483,724 $476,364 Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... T^ianaand discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Legal tender notes and notes of national banks.................................................. Statement of condition Sept. 25, 1915 LIABILITIES R eport on B anks of D eposit and D iscount Statement of condition Dec. 24, 1914 resources 158 TH E BANK OF L e R O Y — L e R oy C. $100,000 $100,000 $100,000 $100,000 16,621all undivided 16,047 18,113 Surplus, including profits (market value)...................................... 18,058 Preferred deposits viz.: Other deposits secured by pledge of assets............... 894 364,491 382,496 358,359 351,335 Due depositors, not preferred................................................................................. ' 3,054 4,251 15,550 3,920 Due to trust companies, banks and bankers........................................................ 2,300 3,000 3,050 2,950 1 1 1 1 Total liabilities................................................................................................. $488,011 $516,394 $483,724 $476,364 BANK OF LIMA — SAM U EL B O N N E R , Vice-President. Sam uel B on n er , L im a SM IT H L. PAR M ELE, Cashier. [West Main street; organized 1905.] S. L. P armele , DIRECTORS. C. D. G oodrich , RESOURCES Stocks and bonds, viz.: Public securities, market value..................................... Real estate owned................................................................................ ................ Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks........................ ........................ Cash items.. . . ' ........................................... ................................. .'......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................ Statement of condition Dec. 24, 1914 G eo . W . A tw e ll . Statement of condition March 19, 1915 Statement of condition June23, 1915 Statement o condition Sept. 25, 1915 $9,920 3,500 45,800 $9,932 3,500 45,500 50,538 83,655 3,015 4,115 49,241 70,534 2,828 3,605 $9,901 3,500 45,500 2,000 3,287 44,966 62,158 2,742 3,925 2,518 2 1,637 1 2,619 3 $211,916. $203,063 $186,778 $180,601 $25,000 12,175 173,572 1,167 2 $25,000 13,222 163,734 1,106 1 $25,000 11,674 149,221 882 1 $25,000 12,313 142,459 828 1 $211,916 $203,063 $186,778 $180,601 $9,813 3,500 46,300 6,000 62,988 70,270 2,746 7,510 136 2,650 3 LIABILITIES Capital.............................................................................. . Surplus, including all undivided profits (market value) Due depositors, not preferred........................................ . Other liabilities................................................................ Add for cents.................................................................... Total liabilities......................................................... CJT THE BANK OF LONG ISLAND — Jamaica S. R. SMITH, President. £ [359 Fulton street; organized 1902.] GEO. S. DOWNING, Cashier. DIRECTORS. o J ohn A dikes , P. A. R o w ley , Samuel R . Smith , John F. G alv in , A ndrew M cT ig u e , J os . D y ke s , W . H. F itzpatrick , Stephen B a k e r , A ndrew J. V an Sicklen , F rederick P. M orris , D. L. Star ks , G. H. L eavitt , V. Ev e r u M acy, W . W . G il l in , C h as . C rabbe , V alentine W . Smith , C has . A. W illets , P ercy G. James , _______________N ew man J. P e ttit ,____________________________________ R udolph Stutzmann ,_________________________________ R . W , K ellogg .__________ resources Statement of condition March 19, 1915 $152,000 560,464 389,640 358,762 771,278 1,020,138 2,946,463 1,004 502,027 105,457 325,620 $152,000 508,440 403,757 332,938 774,674 770,958 3,090,639 656 856,252 95,160 359,346 6,973 10,069 70,919 5 $7,210,750 Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks.................................................................. Due New York State savings and loan assns., credit unions and land bank. Deposits by the Superintendent of Banks of the State of New York........... Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Acceptances of drafts payable at a future date or author, by com. letters of cred. Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Legal tender notes and notes of national banks.................................................. Customers’ liability on acceptance (per contra, see liabilities).......................... Assets not included in any of the above heads.................................................... Add for cents........................................................................................................... Total resources................................................................................................. LIABILITIES Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 44,876 4 $7,399,769 $152,000 653,963 443,401 367,332 749,833 1,036,740 3,698,102 1,298 671,882 85,681 453,760 13,340 9,745 3,500 63,551 7 $8,404,135 $152,000 648,498 461,929 374,007 695,723 1,191,664 3,882,259 848 1,387,239 96,187 397,394 11,685 10,820 2,294 62,930 7 $9,375,484 $750,000 497,322 $750,000 479,533 $750,000 458,114 $750,000 482,515 267,212 3,079 1,410 72,020 197,402 6,339 1,691 72,300 5,139,981 396,647 5,304,553 515,649 83,075 4 $7,210,750 72,300 2 $7,399,769 334,973 1,522 4,400 70,999 113,903 5,785,293 742,505 3,500 138,922 4 $8,404,135 326,650 7,115 2,526 70,724 166,609 6,731,409 761,284 2,294 74,303 5 $9,375,484 R eport on B anks of D eposit and D iscount Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market, value......................................................................... Statement of condition Dec. 24, 1914 BANK OF THE METROPOLIS — N ew Y ork C it y [31 Union square; organized 1871.] ST E PH E N B A K E R , President. E D W IN S. LA F FE Y , Cashier. DIRECTORS. C. H . H ac ke tt , A rth u r L. L esher , C h as . L. T if f a n y , E d . D . F a u lkn er , Stan ley T . C ozzens, W m , S chramm , oa C has. H. T en ney , John C . M oore , A lfred G. E vans , M ichael F riedsam . RESOURCES Total resources. Statement of condition Dec. 24, 1914 Total liabilities. Statement of condition Sept. 25, 1915 $1,000 994,199 2,000 3,515,118 8,050,412 745 2,181,888 2,169,531 630,583 $1,000 1,007,194 2,000 3,263,552 8,963,507 161 1,112,741 2,573,134 669,540 677,330 26,053 5 996,469 26,000 3 585,049 23,076 3 $1,000 1,007,194 2,000 2,926,391 9,405,139 4,377 1,204,176 1,508,485 620,779 10,000 490,228 29,333 4 $18,279,881 $18,567,948 $18,200,957 $17,209,106 $1,000,000 2,137,020 1,470,289 13,655,407 172,546 132,685 1 $1,000,000 2,126,212 1,403,992 13,378,480 170,354 121,917 2 $1,000,000 2,133,989 1,134,987 12,616,912 167,030 156,187 1 $18,567,948 $18,200,957 $17,209,106 $1,000,000 2,110,488 1,416,577 13,547,923 67,780 137,110i 3 $18,279,881 161 Statement of condition June23, 1915 $1,000 1,000,349 17,000 2,324,257 9,043,757 296 2,284,943 1,860,192 1,044,699 LIABILITIES Capital........................................................................................... Surplus, including all undivided profits (market value)......... Preferred deposits, viz.: Due New York State savings banks. Due depositors, not preferred..................................................... Due to trust companies, banks and bankers............................. Other liabilities............................................................................ Add for cents................................................................................. Statement of condition March 19, 1915 G eo . M cN e ir , E d . C. E vans , Samuel Sloan , Quarterly Statements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Loans and discounts secured by bond and mtge., deed or other real estate col Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks................................................... Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ C has . S cribner , H arold H. H ac ke tt , Stephen B a k er , 162 BANK OF MIJiLBROOK — M illbbook W m . R . A nderson , E ugene H am , WALTER F. HAIGHT, Cashier. [Organized 1891.] JAMES REARDON, President. DIRECTORS. E l b e r t A . B u r ch , J ames H. H aight , F ranklin S utton , Sherman N. H aight , C ornelius B. R eardon , Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 G. H oward D av ison , J ames R eardon . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 25 5,069 2 $72,100 233,377 4,500 22,950 55,445 56,842 167 54,675 11,615 2,000 5,000 234 5,762 3 $81,225 235,740 4.500 23,950 47,295 55,797 540 58,543 14,576 3.500 6,385 122 5,848 3 $531,624 $534,679 $524,670 $538,024 Capital........................................................... ........................................................... Surplus, including all undivided profits (market value)...................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ $50,000 67,759 400,512 9,454 3,897 2 $50,000 64,876 410,050 8,086 1,666 1 $50,000 65,351 397,478 8,577 3,263 1 $50,000 66,548 410,752 8,028 2,695 1 Total liabilities................................................................................................. $531,624 $534,679 $524,670 $538,024 Mortgages owned..................................... ............................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased net secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers........................... ....................... Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES $64,963 243,015 4.500 16,850 56,394 63,791 80 53,578 14,782 7.500 $61,612 256,140 4,500 16,850 53,429 65,201 39 53,179 11,258 7,375 107 6,060 4 R eport on B anks of D eposit an d D iscoun RESOURCES A lfred E. D ietehich , W alter F. H aight , O akleigh T horne , H B A N K O F N IA G A R A — N GEO. J. HOWARD, President. E ugene C a s t , E d . P. B ow en , ia g a r a F alls [201 Falls street; organized 1882.] G eo . J. H oward , F re de rick L. P ratt , RESOURCES DIRECTORS. deL ancey R a n k in , A lexan der J. P orter , G eo . F. N y e , Statement of condition Dec. 24, 1914 P au l A. S choellkopf , B urton J. M itchell . Statement of condition Sept. 25, 1915 Statement of condition June 23, 1915 $9,076 310,067 59,750 205,993 904,175 277,015 27 446,827 26,418 77,135 $9,168 311,386 59,750 194,686 1,115,932 158,209 53 211,853 26,717 77,698 $7,071 306,569 54,938 219,872 992,443 189,464 42 479,890 42,833 43,175 1,330 17,405 4 20,704 24,095 5 5,422 20,931 $2,311,796 $2,335,222 $2,210,256 $2,363,756 1,100 6 Q uarterly S tatements Statement of condition March 19, 1915 Stocks and bonds, viz.: Public securities, market value........................................................................... $9,200 Private securities, market value......................................................................... 319,218 Mortgages owned..................................................................................................... 60,025 Loans and discounts secured by bond and mtge., deed or other real estate col. 194,282 Loans and discounts secured by other collateral.................................................. 1 ,002,678 Loans, discounts and bills purchased not secured by collateral......................... 293,802 Overdrafts................................................................................................................. 52 Due from trust companies, banks and bankers.................................................... 307,918 Specie........................................................................................................................ 61,826 Legal tender notes and notes of national banks.................................................. 33,828 Federal reserve notes................................................. ..................................................... Cash items........................... '................................................................................... 3,674 Assets not included in any of the above heads.................................................... 25,289 Add for cents............................................................................................................ 4 Total resources JAMES C. MOAKLER, Cashier. LIABILITIES $50,000 154,669 $50,000 141,671 $50,000 141,256 $50,000 136,133 110,000 28,000 1,831,296 111,030 26,800 1 122,650 47,000 1,786,962 172,838 14,100 1 122,650 40,000 1,736,114 94,436 25,800 124,346 39,000 1,848,900 149,376 16,000 1 Total liabilities........................................................... $2,311,796 $2,335,222 $2,210,256 $2,363,756 163 Capital................................................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Due New York State savings banks......................... Deposits by the State of New Y ork ........................... Due depositors, not preferred.......................................... Due to trust companies, banks and bankers................. Other liabilities.................................................................. Add for cents...................................................................... W . S. L aw ton , G eo . L eh le y , N orth C o l l in s [Organized 1895.] D. A. D illin gh am , W. M. W ar d , N. A. DIRECTORS. C haffee , C. A. TWICHELL, Cashier. S. D. V a n ce , H. G. P a r ke r , W . W . M errill , K im ble . A. H, Statement of condition Deo. 24, 1014 Statement of condition March 10, 1015 Statement of condition June23, 1015 $8,800 4,000 85,143 16,000 126,092 36 40,049 3,989 9,454 $8,800 4,000 101,620 16,000 167,162 2 32,580 4,659 7,316 1,000 1 $8,800 4.000 101,104 16,000 166,464 248 60,486 4,493 11,094 387 1.000 1 Statement of condition Sept. 25, 1015 Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ i , 66o 2 $8,800 4.000 86,254 16,000 148,501 4 18,822 4,117 8,089 48 1.000 2 Total resources................................................................................................. $294,565 $295,637 $343,140 $374,077 $25,000 58,284 Stocks and bonds, viz.: Public securities, market value.................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans, discounts and bills purchased not secured by collateral......................... O verdrafts......................................................................................................................... Due from trust companies, banks and bankers................................................... Legal tender notes and notes of national banks.................................................. LIABILITIES Capital......................*.............................................................................................. Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Deposits b y the State of New Y o r k ................................ ................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers, , , , ......................................... Bills payable............................................................................................................. Other liabilities......................................................................................................... A dd for cents............................................................................................................ $25,000 54,428 $25,000 53,705 $25,000 55,327 284 213,853 287 215,643 18,000 284 233,527 10,000 1,000 1,000 2 1,000 2 10,000 1,000 1 Total liabilities................................................................................................. $294,565 $295,637 $343,140 $374,077 Ml ■'■* 18,000 288 261,504 R eport on B anks op D eposit and D iscount RESOURCES 164: THE BANK OF NORTH COLLINS — W. S. LAWTON, President. T H E B A N K OF NORTH HEM PSTEAD — P o r t W JAM ES N. B R O W N , President. A . C . B ayles , L 5 B . Smull , H ew lett R . Smith , H enry 'S . M ott , RESOURCES Legal tender notes and notes of national banks.................................................. Federal reserve notes........................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings and loan assns., credit unions and land bank. Deposits by the State of New Y ork.................................................................. Due depositors, not preferred................... ............................................................. Due to trust companies, banks and bankers........................................................ Other liabilities...................................................................................................... Add for cents........................................................................................ ................... Total liabilities......................................................................................... . H E W L E T T R. SM ITH, Cashier. C has . F. L ew is , ’ J ames N . B row n , H arry P. F urness. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 *55,250 40,440 15,660 31,400 44,372 70,681 169,337 84 65,066 5,458 18,784 *55,550 58,287 15,660 41,400 34,215 63,463 168,401 29 58,375 4,815 28,044 9,092 1 8,250 3 *55,250 70,337 15,660 38,950 24,895 50,422 168,719 159 77,179 6,315 26,060 2,402 8,760 4 $43,505 84,227 15,660 36,650 19,000 43,350 177,863 21 111,168 1,712 19,337 3,000 8,306 1 *525,625 $536,492 *545,112 $563,800 *25,000 35,261 $25,000 32,918 $25,000 34,738 *25,000 29,377 6,973 10,000 443,309 1,543 3,437 2 2,935 10,000 457,875 5,592 2,170 2 5,181 10,000 464,587 1,130 4,476 1 3,526 10,000 490,943 2,748 2,204 2 $525,625 *536,492 *545,112 *563,800 Statement of condition Sept. 25, 1915 Q u a r t e r l y S tatem ents Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned......................................................... .......................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers.................................................... 165 a s h in g t o n [286-288 M ainstreet; organized]1901.] DIRECTORS. 166 B A N K OF ONONDAGA — O n o n d a g a V a l l e y S. ELLIS CRANE, President. S. E llis C r a n e , [153 West Seneca street; organized 1912.] J ohn T . R oberts , E . P. B oyle , W alter DIRECTORS. H. S cammell, Stocks and bonds, viz.: Public securities, market value................................... Real estate owned............................................ ....................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.......................: ........................ Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................. Assets not included in any of the above heads............................. ....................... Add for cents............................... ; ........................................................................... F. J. T u c ke r , J. B. H in e , Statement of condition Dec. 24, 1914 R. Statement of condition March 19, 1915 $1,030 7,986 2,739 10,200 28,85219,319 550 3,390 96 1,280 $8,995 7,986 5,209 11,400 32,314 19,816 63 6,559 84 2,550 969 5 L. W ood . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 931 1,519 5 $8,995 10,681 4,739 9,253 32,084 18,927 36 4,850 1,528 600 200 1,773 969 5 $6,010 10,681 2.739 9,755 33,057 13,361 16 3,748 51 3.740 160 133 969 3 $76,416 $97,431 $94,640 $84,423 Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Due depositors, not preferred................................................................................. Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $25,000 2,183 46,232 $25,000 1,610 67,270 $25,000 1 >946 64,693 3,000 3,000 1 3,550 1 $25,000 2,493 51,930 2,000 3,000 1 Total liabilities.................................................................................................. $76,416 $97,431 $94,640 Total resources................................................................................................. LIABILITIES $84,423 R eport on B anks of D eposit and D iscount r eso u r ce s R. L. WOOD, Assistant Cashier. BANK OF PHILADELPHIA — Philadelphia A. C. CO M STO CK , President. A. C. C omstock , [Main street; organized 1888.] D. C. R odenhurst, A. E. B ullard, W. A. DIRECTORS. M ar kw ick , W . A. M A R K W IC K , Cashier. J. F. L a R u e , W. H. G ardn er , W m . Strickland . Statement of • Statement of condition condition Sept. 25, 1915 June 23, 1915 Statement of condition March 19, 1915 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned....................................... .•........................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $2,130 55,902 7,489 3,420 3,629 11,006 85,678 195 10,581 6,420 2,000 1,743 4,129 4 $2,150 57,907 7,631 3,420 3,641 11,124 78,108 57 23,566 6,505 2,000 383 4,136 5 $2,140 50,179 7,631 3,420 3,641 13,511 74,870 249 25,848 6,344 2,000 39 4,272 4 $2,150 68,116 8,000 6,695 3,390 13,856 64,523 388 43,099 7,191 2,000 *v 157 ^3,600 3 Total resources................................................................................................. $194,326 $200,633 $194,148 $223,168 Capital........................................................................................... Surplus, including all undivided profits (market value)........... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred..................................................... Due to trust companies, banks and bankers............................. Bills payable.................................................................................. Other liabilities............................................................................. Add for cents................................................................................. $25,000 22,691 10,000 129,344 890 5,000 1,400 1 $25,000 20,025 10,000 139,299 108 5,000 1,200 1 $25,000 20,062 10,000 136,154 1,730 $25,000 19,194 10,000 167,864 109 1,200 2 1,000 1 Total liabilities...................................................................... $194,326 $200,633 $194,148 $223,168 LIABILITIES 167 «C :terly Statements Statement of condition Dec. 24, 1914 RESOURCES 168 THE BANK OF PORT JEFFERSON — Port Jefferson H. M. RANDALL, President. E. M. F ra n k D a v is , F. D a r lin g , [Main street; organized 1889.] H. M. R an da ll , W. T. W h ee ler , J as . E. DIRECTORS. B ayles, R. B. DAYTON, Cashier. H. E. D a v is , J. E. Ove rto n , F. H. T ttthill, R. B. D ayton . Statement of condition March 19, 1915 Statement of condition June23, 1915 Stocks and bonds, viz.: Public securities, market value.'........................................................................ Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts......................................... ....................................................................... Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $37,022 34,375 10,310 31,800 3,386 6,909 196,989 12 22,700 9,579 4,628 174 1,999 2 $37,217 32,550 10,310 31,700 7,446 14,100 184,409 38 26,317 8,368 5,193 623 1,579 4 $37,252 32,750 10,310 32,000 4,946 14,273 190,228 4 21,125 7,687 8,223 30 1,858 5 $37,287 46,837 10,310 32,000 4,737 13,615 190,273 93 48,572 4,916 7,417 56 2,413 3 Total resources................................................................................................. $359,885 $359,854 $360,691 $398,529 Capital............................................................................................ Surplus, including all undivided profits (market value)........... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred...................................................... Due to trust companies, banks and bankers............................. Other liabilities.............................................................................. Add for cents................................................................................. $25,000 55,418 15,000 258,566 1,685 4,214 2 $25,000 55,745 15,000 259,375 2,411 2,322 1 $25,000 54,663 15,000 260,759 1,314 3,954 1 $25,000 56,180 15,000 295,943 3,253 3,152 1 Total liabilities............................................................................ $359,885 $359,854 $360,691 $398,529 LIABILITIES R eport on B anks of D eposit and D iscount Statement of condition Sept. 25, 1915 Statement of condition Dec. 24, 1914 RESOURCES BANK OF RICHMONDVILLE — A . D . F R A Z IE R , President. A. D. DIRECTORS. F r a sie r , J ohn H olmes, J. D. H olmes, Smith F o x , RESOURCES i c h m o n d v il l e Total resources................................................................................................. LIABILITIES Capital................................................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Deposits by the State of New Y ork........................... Other deposits secured by pledge of assets............... Due depositors, not preferred........................................ Other liabilities................................................................ Add for cents................................................................... Total liabilities........................................................ J. D . HOLMES, Cashier. O. R. M an n , E. L e w is , H. S. W. L e w is . Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $44,047 272,895 31,325 871 26,963 88,045 28 28,874 24,625 1,070 $40,173 288,225 32,695 871 22,943 84,047 71 35,956 20,097 1,000 375 6,861 4 4 6,224 6 $48,034 303,705 34,629 871 14,390 70,872 75 39,993 20,101 1,345 250 1,800 6,815 3 $59,509 333,500 35,279 871 8,774 54,004 82 37,880 20,019 2,200 350 119 6,989 6 $525,983 $532,312 $542,883 $559,582 $25,000 34,116 $25,000 34,496 $25,000 36,429 $25,000 37,510 14,000 29 447,557 5,279 2 14,000 29 451,773 7,012 2 14,000 28 461,978 5,447 1 14,000 474,802 8,268 2 $525,983 $532,312 $542,883 $559,582 Statement of condition Sept. 25, 1915 <0 d w tel W d K| S tatements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Mortgages owned........................................................................... , ....................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 169 R [Main street; organized 1893.] o c k v il l e [1 and 3 North Village avenue; organized 1893.] DIRECTORS. E a r l J. B en nett , W alla ce H. C ornw ell , B ergen T . R aynor , J acob B ro u w e r , W esley B. Sm ith , F rank T . D e Lano , _________________________________ E dw in W , W alla ce ,__________F rank P. B aylis , RESOURCES T o t a l r e s o u r c e s ......................................................................................................................... entre B E R G E N T. R A Y N O R , Cashier. E d . T . T hurston , E . T erry Southard , T redw ell D . C arpenter , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 J ohn W . D e M ott , A rrender Sm ith . G eorge D . A. C ombes . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 53 9 1 0 ,6 1 5 3 $ 9 5 ,6 7 1 1 0 5 ,4 2 0 1 5 3 ,6 6 4 1 2 2 ,4 2 5 5 3 ,3 8 7 8 7 ,2 6 6 5 1 2 ,4 6 0 47 6 9 6 ,7 4 2 4 1 ,7 3 4 1 9 ,2 3 3 1 ,3 7 5 816 9 ,2 9 6 4 $ 9 4 ,6 6 6 1 0 6 ,3 3 0 1 5 3 ,6 6 4 1 1 6 ,2 8 6 7 0 ,7 7 1 6 4 ,3 6 1 4 5 6 ,5 5 9 22 4 1 4 3 ,5 3 6 3 2 ,4 9 7 1 6 ,5 5 1 59 0 189 7 ,8 6 5 6 $ 1 ,3 5 0 ,0 2 2 $ 1 ,3 6 8 ,0 2 3 $ 1 ,2 9 9 ,9 6 9 $ 1 ,2 6 4 ,0 9 5 $ 5 0 ,0 0 0 8 7 ,5 0 6 $ 5 0 ,0 0 0 7 9 ,0 5 6 $ 5 0 ,0 0 0 7 2 ,8 3 7 $ 5 0 ,0 0 0 7 2 ,3 0 9 2 5 ,0 0 0 2 5 ,0 0 0 1 5 .0 0 0 4 0 .0 0 0 1 ,2 3 4 1 ,0 8 1 ,6 8 1 1 ,2 4 7 1 ,2 0 5 ,7 2 0 1 5 .0 0 0 3 1 .0 0 0 1 ,2 2 5 1 ,0 8 7 ,8 6 0 9 0 ,0 0 0 1 4 ,6 0 1 7 ,0 0 0 $ 3 7 ,0 1 5 1 2 1 ,4 5 7 1 5 3 ,6 6 4 1 4 5 ,9 7 5 5 7 ,7 9 4 9 9 ,3 2 1 5 7 6 ,8 4 1 1 ,1 3 8 9 3 ,5 2 9 2 5 ,1 1 9 2 7 ,1 0 3 $ 3 0 ,5 1 5 1 0 6 ,5 9 5 1 5 6 ,9 4 6 1 3 6 ,0 2 5 5 1 ,2 2 7 8 9 ,0 1 7 5 2 0 ,5 7 4 677 1 9 7 ,0 2 7 4 1 ,5 9 4 2 6 ,6 6 9 238 1 0 ,8 2 5 3 LIABILITIES C a p i t a l .................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a r k e t v a lu e ) P r e fe rr e d d e p o s its , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s .................................. D e p o s it s b y t h e S ta te o f N e w Y o r k .................................. O th e r d e p o s it s se c u r e d b y p le d g e o f a s s e ts ..................... D u e d e p o s ito r s , n o t p r e fe r r e d ..................................................... D u e t o tru s t co m p a n ie s , b a n k s a n d b a n k e r s ...................... B ills p a y a b l e ........................................................................................ O th e r lia b ilit ie s ................................................................................... A d d f o r c e n t s ....................................................................................... T o t a l lia b ilitie s $ 1 ,3 5 0 ,0 2 2 $ 1 ,3 6 8 ,0 2 3 1,210 1 ,1 0 9 ,2 5 2 19 1 1 ,6 5 0 6 ,7 0 0 1 1 $ 1 ,2 9 9 ,9 6 9 $ 1 ,2 6 4 ,0 9 5 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is co u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real e sta te co l. L o a n s a n d d is c o u n t s s e cu re d b y o t h e r c o lla t e r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s e cu re d b y c o lla te r a l............................... O v e r d r a f t s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o te s a n d n o te s o f n a tio n a l b a n k s ............................................................... F e d e r a l re se rv e n o t e s ...................................................................................................................... C a s h i t e m s ............................................................................................................................................ A sse ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... C 170 B A N K OF ROCKVILLE CENTRE — R P R A N K T . DELANO, President. BAN K OF SOUTH D A YTO N — S o u t h B F. S. PE E K , President. F. S. P e e k , G. W . R ood , aytoN E. T . TW IC H E LL, Cashier. [Park street; organized 1914.] E . A . H ale , H owlett , A. M. J. B. DIRECTORS. N ash , RESOURCES F. R . S cott, F. J. P eacock , Statement of condition Dec. 24, 1914 L. A . P ahke , W . C . P a tb ick . Statement of condition March 19, 1915 Statement of condition June 23, 1915 S to c k s a n d b o n d s , v i z .: P u b lic secu rities, m a rk e t v a l u e ............................................. R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is c o u n t s s e cu re d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is co u n ts a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l............................... O v e r d r a ft s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c ie ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e ra l r e s e r v e n o t e s ...................................................................................................................... C a sh it e m s ..........................., ............................................................................................................. A sse ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... $1,000 5,909 6,325 8,950 4,100 73,712 77 24,333 600 7,057 $1,000 12,604 12,325 11,450 3,000 90,337 61 6,824 500 6,477 421 292 2 126 400 2 i6 1,224 3 $1,000 13,975 18,575 16,450 2,000 109,931 43 31,620 466 4,600 500 24 1,940 2 T o t a l r e s o u r c e s ......................................................................................................................... $132,778 $145,106 $180,970 $201,126 $30,000 8,087 $30,000 7,550 $30,000 7,550 $30,000 7,550 94,691 106,572 984 131,033 2,387 148,959 4,616 1 $132,778 $145,106 $180,970 $201,126 LIABILITIES Capital.......... ................................................................................ Surplus, including all undivided profits (market value)........... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred..................................................... Other liabilities............................................................................. Add for cents................................................................................. Total liabilities 10,000 10,000 171 114,310 43 15,687 530 6,104 Quarterly Statements $1,000 13,878 16,825 11,350 Statement of condition Sept. 25, 1915 B A N K OF SOUTHOLD — Southold A L B E R T A. FOLK, President. A l b e r t A. F olk , J oseph H. M arshall , H ow ard G . T uthill , •<r [Organized 1908.] S. L ester A lbertson , S ilas A. H. D a yto n , J esse L. C ase , DIRECTORS. W. K orn, L ew is T hos. F ar ley , J oseph N. H allock , A. T . D IC K E R SO N , Cashier. A lbert T. D ickerson , John H. Y oung , Samuel D ickerson , W m . H. G lover , J ohn K en ney , W . C orey A lbertson . Statement of condition March 19, 1915 Statement of condition June23, 1915 $6,135 17,027 3,190 13,220 3,200 5,193 71,830 267 20,230 1,213 9,046 2,402 1,700 2 $6,135 17,060 3,190 13,220 3,200 5,993 68,216 106 11,824 1,146 7,742 524 1,625 3 $6,135 16,810 3,190 13,220 2,400 3,743 66,164 45 14,492 1,492 4,700 602 1,950 2 $6,120 11,430 3,190 12,320 2,050 4,569 70,921 20 22,029 i , 735 5,933 593 1,750 3 $154,655 $139,984 $134,945 $142,663 Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks.................................................................. Deposits by the State of New Y ork ........................................................ ......... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $25,000 6,224 $25,000 6,682 $25,000 7,239 $25,000 7,332 6,000 5,000 111,755 6,000 5,000 86,751 6,000 5,000 98,758 121 675 1 10,000 550 1 6,000 5,000 75,686 419 15,000 600 1 Total liabilities................................................................................................. $154,655 $139,984 $134,945 $142,663 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources.....................................................................; .......................... LIABILITIES Statement of condition Sept. 25, 1915 450 2 R eport on B anks of D eposit and D iscount Statement of condition Deo. 24, 1914 RESOURCES bo THE BANK OF SPENCERPORT, SPENCERPORT, N. Y. GEO. M. COLE, President. E. E. [Union street; organized 1907.] HARRY A. FREEMAN, Cashier. DIRECTORS. A ustin , G eo . M . C ole , H arry A . F reeman , RESOURCES Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES Capital................................................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Deposits by the State of New Y ork........................... Other deposits secured by pledge of assets................. Due depositors, not preferred.......................................... Bills payabie...................................................................... Other liabilities.................................................................. Add for cents...................................................................... Total liabilities Frank N. W ebster . Statement of condition Sept. 25, 1915 Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition. June23, 1915 $16,738 36,224 2,713 7,600 12,650 1,950 121,707 117 13,331 2,273 4,465 $16,238 33,924 2,726 6,100 15,050 1,825 120,899 85 24,718 2,203 5,633 $16,238 27,799 2,736 6,100 14,925 2,150 137,011 16 5,218 3 5,260 2 $13,238 33,424 2,736 6,100 15,000 1,800 130,431 64 11,664 2,475 2,141 3,045 60 5,860 3 $225,005 $234,663 $228,041 $241,590 $25,000 19,130 $25,000 20,003 $25,000 19,595 $25,000 19.886 10,000 10,000 10,000 10,000 1 169,924 i 7 7 ‘ 760 184,603 " ” 950 *i )966 167,320 5,000 1,125 1 $225,005 $234,663 $228,041 $241,590 20,840 2,286 5,276 200 173 5,853 3 Quarterly Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market Value........................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... J ohn A . T albott , m ' ’2’ioo 1 03 [82 Main street; organized 1902.] C. W. ETZ, Cashier. It4 B A N K OF STEUBEN — H ornell L. WILSON ROCKWELL, President. DIRECTORS. Shirle y E . B r o w n , C h as . W . E tz , W . H. G rebnhow , Jas. E. D on S chwahzenbach , L. Sharp , Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Statement of condition Deo. 24, 1914 E. W m . G. H ollands, J. L . R o ckw ell . S hults , Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 Add for cents...................................... .................................................. $ 7 ,6 0 0 6 9,217 5 5 ,1 0 0 2 2,807 7 ,0 0 0 135,500 6 2 4,674 1,7 50 79 ,82 4 2 1 ,90 6 24 ,72 6 10,844 7 ,2 2 5 3 $ 7 ,5 0 0 6 7 ,71 7 5 5 ,1 0 0 2 5 ,54 7 10,376 127,821 655,895 1 ,6 43 123,103 2 4 ,89 4 2 5 ,34 8 9 ,4 4 0 5 ,6 8 0 2 $ 7 ,5 0 0 6 7 ,7 1 7 5 5 ,1 0 0 2 5 ,5 7 0 1 2,245 130,800 7 4 0 ,5 8 0 2 .8 0 9 104,449 2 2 ,72 8 3 3 ,3 9 6 8 ,1 8 3 5 .8 1 0 4 $ 7 ,5 0 0 6 5 ,21 7 5 5 ,1 0 0 2 8 ,7 9 0 1 0,700 128,600 7 2 8 ,0 4 0 3 ,2 4 9 9 2 ,69 6 22 ,15 5 2 5 ,86 5 12,095 5 ,9 0 5 3 Total resources................................................................................................. $ 1 ,0 6 8 ,0 7 6 $ 1 ,1 4 0 ,0 6 6 $ 1 ,2 1 6 ,8 9 1 $ 1 ,1 8 5 ,9 1 5 $ 5 0 ,0 0 0 118,346 875,729 1 8,000 1 .5 00 4 .5 0 0 1 $ 5 0 ,0 0 0 119,505 9 4 7,060 1 8 ,00 0 $ 5 0 ,0 0 0 121,851 1 ,0 0 4 ,6 6 0 $ 5 0 ,0 0 0 123,041 1 ,0 0 4 ,9 7 3 $ 1 ,0 6 8 ,0 7 6 $ 1 ,1 4 0 ,0 6 6 Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Legal tender notes and notes of national banks.................................................. Cash items............................................................................................................... Assets not included in any of the above heads.................................................... LIABILITIES Surplus, including all undivided profits (market value)...................................... Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... Total liabilities................................................................................................. 5 ,5 0 0 1 3 3 ,88 0 6 ,5 0 0 $ 1 ,2 1 6 ,8 9 1 7 ,9 0 0 1 $ 1 ,1 8 5 ,9 1 5 R eport on B anks of D eposit and D iscount RESOURCES G eo . H ollands , C lyde BAN K OF SUFFOLK CO U N TY — S t o n y B r o o k W M . P. YO U N G S, President. Frank D. A rth u r , [Main street; organized 1907.] H. E. B en j . DIRECTORS. R obinson , P ow ell , F. C. L. R ossitbr , GEO RG E HELLEN, Cashier. B. R ogers, H. K. T w itc h ell , W. P. Y oungs. T hos. Statement of condition Sept. 25, 1915 Statement of condition March 19, 1915 Statement of condition June23, 1915 $6,000 111,520 15,997 3,649 20,145 104,293 $6,000 117,455 16,952 3,500 23,435 89,600 14,355 5,320 5,040 9,377 7,618 3,320 10 3,306 3 4,616 2 $6,060 122,335 17,002 3,607 19,520 70,072 13 19,886 9,033 1,800 40 2 4,051 2 $6,120 162,150 16,987 3,670 19,690 66,134 20 27,326 6,700 3,720 90 3 5,077 2 $289,638 $281,875 $273,423 $317,689 Capital........................................................................................... Surplus, including all undivided profits (market value)........... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred...................................................... Rediscounts................................................................................... Other liabilities............................................................................. Add for cents................................................................................. $25,000 15,930 5,000 239,654 $25,000 16,751 5,000 227,851 5,000 2,273 $25,000 18,516 5,000 221,426 $25,000 19,209 5,000 265,940 3,480 1 2,539 1 Total liabilities...................................................................... $289,638 $281,875 $273,423 $317,689 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral.......................... Overdrafts....................................................................................................... ......... Due from trust companies, banks and bankers.................................. .............. Specie........................................................................................................................ Legal tender notes and notes of national banks. ................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Quarterly Statements Statement of condition Deo. 24, 1914 RESOURCES LIABILITIES 175- 4,053 1 1^6 BANK OF SUSPENSION BRIDGE — G. W . WHITEHEAD, President. N ia g a r a F a l l s [1922 Main street; organized 1886.] DIRECTORS. K onrad F in k , F ra n k E. J ohnson , E ugene C a r t , G eorge F. N y e , H en rt J. H iller , Stocks and bonds, viz.: ■Public securities, market value........................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Statement of condition Dec. 24, 1914 Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $38,805 210,001 40,474 17,500 281,996 274,168 300,566 6 289,806 10,954 59,388 2,340 12,390 4 Total resources................................................................................................. Statement of condition March 19, 1915 Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 343,496 13,718 50,224 2,927 9,565 5 $32,029 209,181 40,474 17,000 281,726 209,830 301,062 5 252,663 9,426 59,587 3,544 11,907 6 $32,029 209,586 40,487 16,500 286,711 198,213 294,304 75 304,036 14,522 61,241 1,630 10,822 5 $1,538,398 $1,466,079 $1,428,440 $1,470,161 Capital................................................. ......................................... Surplus, including all undivided profits (market value)........... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred...................................................... Due to trust companies, banks and bankers............................. Other liabilities.............................................................................. Add for cents................................................................................. $25,000 129,406 22,000 1,299,602 47,623 14,766 1 $25,000 132,510 25,000 1,222,286 52,187 9,095 1 $25,000 137,741 25,000 1,192,847 33,416 14,436 $25,000 141,677 20,000 1,212,945 61,091 9,446 2 Total liabilities............................................................................ $1,538,398 $1,466,079 $1,428,440 $1,470,161 LIABILITIES $29,878 206,281 40,474 17,000 262,013 205,369 285,129 C linton N . D aggett , G eo . W . W hitehead . R eport on B anks of D eposit and D iscount RESOURCES L. S. Silberberg , James T. Low, H. J. HILLER, Cashier. THE BANK OF UNITED STATES — N ew Y [77-79 Delancey street; organized 1913.] JOS. S. MARCUS, President. Jos. S. M ar cu s , C. L ionel M arcus , D IR E C T O R S . W m, F. H . K oelsch , resou rces Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. C it y BERNARD K. MARCUS, Cashier. W m. T ager. H en rt L oeb , Statement of condition D ec-24, 1914 $133,648 197,567 225,0 0 0 Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 62,181 546,765 216 4 9 2 ,0 2 6 131,044 8 7 ,9 2 4 $170,127 175,473 2 2 5,000 1 6,250 156,113 5 1 5,024 365 563,093 101,825 6 4 ,83 8 3,9 91 2 5 ,65 6 18,167 6 3 ,9 0 2 6 7,159 21,091 7 $177,405 176,132 2 2 5,000 15,000 217,162 5 0 0,506 242 628,317 9 9 ,4 9 0 4 5 ,3 8 0 7 ,3 3 0 14,337 3 0 ,56 9 2 2 ,72 7 3 $ 1 ,9 2 4 ,1 9 1 $ 2 ,0 8 0 ,2 6 7 $ 2 ,1 5 9 ,6 0 0 $ 2 ,3 5 7 ,6 8 0 $200,0 0 0 6 0 ,17 3 $200,000 7 0 ,4 0 0 $200,000 6 1 ,76 3 $200,000 65 ,55 2 1 0,000 2 5 ,00 0 1 ,5 6 5 ,4 2 3 2 2 ,6 5 0 1 0,000 2 0 ,00 0 1 ,6 9 5 ,4 5 9 6 ,6 9 0 1 0,000 20 ,00 0 1 ,8 0 9 ,2 1 5 14,646 10,000 2 0 ,0 0 0 2 ,0 0 1 ,2 9 6 15,038 2 5 ,6 5 6 1 5,287 6 7 ,15 9 1 0 ,55 6 3 0 ,56 9 13 ,40 4 3 2,482 13,310 2 3 3 2 $ 1 ,9 2 4 ,1 9 1 $ 2 ,0 8 0 ,2 6 7 $ 2 ,1 5 9 ,6 0 0 $ 2 ,3 5 7 ,6 8 0 $156,218 196,734 225,000 12,000 246,199 585,747 379 703,0 4 0 9 4 ,08 3 5 0 ,12 4 5 ,0 0 0 15,091 3 2 ,48 2 3 5 ,57 9 4 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz. : Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Acceptances of drafts payable at a future date or authorized by commercial letters of credit............ ........................................................................................ Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities................................................................................................. Quarterly Statements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks* and bankers.................................................... ork t-i *<r B A N K OF W ASHINGTON HEIGHTS — N e w Y JOHN W H A L E N , President. J. D . B ea ls , J ohn H. F lagler , D avid Ste w a r t , B row n , D a n ie l F. M ah o n e y ,^ J. R. DIRECTORS. J ohn W halen , A. J. C onnick . RESOURCES C it y Total resources LIABILITIES Capital......................................................................................................... Surplus, including all undivided profits (market value)......................... Preferred deposits, viz.: Due New York'State savings banks.................................................... Deposits by the State of New Y ork .......... .......................................... Deposits by the Superintendent of Banks of the State of New York Due depositors, not preferred.................................................................... Due to trust companies, banks and bankers........................................... Bills payable................................................................................................ Other liabilities................................................................................ .......... Add for cents............................................................................................... Total liabilities........................................................................................... W M . CLA RK , Cashier. N ew ell M ar tin , D onovan , P eter J. M cC oy , W. J. M. H erman F. E pple , J ohn C. R ogers . Statement of condition March 19, 1915 Statement of condition June23, 1915 $94,500 395,880 20,612 34,823 79,950 249,852 649,713 434 146,348 127,186 52,815 $105,000 435,520 255,012 16,791 58,300 242,140 673,746 405 329,922 164,326 26,835 $106,700 495,190 253,612 16,738 63,100 253,565 716,576 1,522 232,280 177,250 4,110 2,020 1,000 52,532 11,298 5 34,432 9,812 4 36,885 10,909 5 44,739 7,352 5 $1,915,948 $2,352,245 $2,370,462 $2,383,123 $100,000 360,640 $100,000 369,470 $100,000 377,037 $100,000 385,059 2,000 171,000 20,054 1,457,404 15,016 4,883 192,000 20,000 1,449,270 7,970 2,578 75,000 20,000 1,568,654 13,030 217,300 1 219,300 2 218,800 2 $2,352,245 $2,370,462 $2,383,123 Statement of condition Dec. 24,1914 57,000 1,322,256 8,952 50,000 17,100 $1,915,948 00 Statement of condition Sept. 25, 1915 $107,000 441,710 252,612 15,881 66,200 251,215 781,909 KQ1 208,709 186,200 18,000 R eport on B anks of D eposit and D iscount Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value....................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral............................ .................... Loans, discounts and bills purchased not secured by collateral.......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes.................................................................. ............................ Cash items.. . . ‘ ................................................... ................................................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ ork [1915 Amsterdam avenue; organized 1901.] B A N K OF W ESTBU R Y — W FRANK POWERS, President. E llsworth T. B urgess, John R. Hill , R obert W. M cCord, S t a t io n ROBT. W . McCORD, Cashier. DIRECTORS. T hos. H. Bacon, H arold E. H awxhurst, F rank P owers, S. Marvin B arley, W illiam P. K elsey, Peter E. Small, RESOURCES S tocks and bond s, v iz .: P u b lic securities, m arket v a lu e ..................................................................................... P rivate securities, m arket v a lu e ................................................................................... R eal estate o w n e d .................................................................................................................. M ortgages o w n e d . . ............................................................................................................ L oan s and discou nts secured b y b o n d and m tge., deed or other real estate col. L oan s and discounts secured b y other collateral......................................................... L oans, discounts and bills purchased n ot secured b y collateral............................. O v erd ra fts................................................................................................................................ D u e from trust com panies, banks and bankers........................................................... S p e cie ................................................. : ............................ -....................................................... Legal tender n otes and notes o f national b a n k s.......................................................... Federal reserve n o te s ............................................................................................................ Cash ite m s................................................................................................................................ Assets n o t in cluded in an y o f th e ab ove h ead s............................................................ A d d fo r ce n ts........................................................................................................................... T o ta l resou rces............................................................................................................... LIABILITIES C a p it a l....................................................................................................................................... Surplus, including all u n d ivid ed profits (m arket v a lu e )........................................... Preferred deposits, v iz .: D eposits b y th e State o f N ew Y o r k ........................................................................... O ther deposits secured b y pled ge o f assets............................................................... D u e depositors, n o t p referred ............................................................................................ O ther liabilities....................................................................................................................... A d d fo r ce n ts........................................................................................................................... T o ta l lia b ilities............................................................................................................... estbury [Post avenue; organized 1910.] E ugene W. D enton, G eo . W. L ascelle, Christian Schwickbr, Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 $ 2 5 ,6 5 0 8 3 ,4 1 2 5 ,0 0 0 2 4 ,3 0 0 3 ,4 2 9 1 4,496 6 4 ,3 0 9 95 3 1 ,20 6 2 ,2 8 4 1 1,896 $ 2 5,950 7 9 ,0 0 0 5 ,0 0 0 3 5 ,3 0 0 3 ,4 2 9 10,747 5 1 ,09 8 53 1 8,420 1,9 80 12,470 136 3 ,8 6 2 3 H enry H icks, T hos. J. M cCord, Samuel V elser. Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $25,730 97 ,98 7 5 ,0 0 0 3 7 ,2 2 5 6 ,9 2 9 1 1 ,83 5 5 2 ,99 4 100 4 9 ,25 3 3 ,5 0 5 8 ,3 5 9 ’ 86 3 ,3 1 4 4 $ 2 5 ,7 4 0 9 8,531 5 .0 0 0 3 7 ,30 0 9 ,4 2 9 12,323 6 0 ,45 7 39 2 7 ,24 5 3 ,8 1 0 1 0,195 1 .0 00 53 4 ,4 3 2 2 $270,078 $246,851 $ 295,556 $303,892 $ 2 5 ,0 0 0 1 0 ,40 0 $ 2 5 ,0 0 0 11,778 $ 2 5 ,0 0 0 1 2,795 $25,000 13,224 5 ,0 0 0 2 ,1 1 6 2 2 5 ,8 6 4 1,6 97 1 5 ,0 0 0 2 ,1 2 0 2 0 1,465 1 ,4 87 1 5 ,0 0 0 2 ,0 9 6 248,761 1 ,9 0 4 5,000 2,122 257,248 1,295 3 $270,078 $246,851 $295,556 $303,892 96 4 ,8 7 5 4 O g g g g £ * GO H B| H 3 i—*■ *^r CO Ella W. W ietin g , W 180 THE BANK OF WORCESTER — GEO. B. CRIPPEN, President. orcester [Main street; organized 1884.] M. H. M. H. DIRECTORS. M u lte r , N ichols , G eo . B. C hippen, Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... C larence E. H olmes, James J ohnson , Statement of condition Dee. 24, 1914 Statement of condition March 19, 1915 John D. B ttlson. Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 5 ,0 0 0 3 $ 4 ,8 9 4 7 0,021 500 149,750 4 ,5 0 0 2 6 ,7 6 0 189,393 71 4 7 ,09 8 12,645 2 ,5 0 0 520 40 6 ,0 0 0 3 $4,877 69,591 500 149,750 4 ,5 0 0 23,331 185,871 140 5 4,905 12,771 915 1,050 124 8 ,0 0 0 2 $505,578 $ 5 0 9,8 6 0 $514,695 $516,327 Capital................................................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Deposits by the State of New Y ork............................ Other deposits secured by pledge of assets............... Due depositors, not preferred.......................................... Other liabilities........................................... ...................... Add for cents..................................................................... $ 3 0 ,0 0 0 9 0 ,74 8 $30,0 0 0 9 1 ,62 2 $ 3 0 ,0 0 0 9 0 ,42 4 $30,000 93,033 10,000 379 369,288 5,1 61 2 1 0,000 390 3 7 4,846 3 ,0 0 0 2 10,000 390 377,859 6 ,0 2 0 2 10,000 269 377,712 5,311 2 Total liabilities............................................................... $505,578 $509,860 $514,695 $516,327 Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. $ 5 ,09 5 7 3 ,65 8 500 150,050 4 ,5 0 0 2 2 ,92 3 181,239 130 4 4 ,9 8 2 11,301 3 ,0 0 0 $5 ,12 7 75 ,73 7 500 142,950 4 ,5 0 0 29 ,04 5 188,831 97 4 3 ,57 0 1 1,000 3 ,5 0 0 197 8 ,0 0 0 3 LIABILITIES R eport on B anks of D eposit and D iscount resou rces JOHN D. BULSON, Cashier. BINGHAM STATE BANK — M ount [66 Main street; organized 1915.] C. W. BINGHAM, President. C. W . B ingham , H. H. S coVille , B. E. B rophel, DIRECTORS. J. F. D onovan , RESOURCES o r r is ,F. E. VAN DORN, Cashier. A lbebt C. Olp, F. E. V an D orn , Statement of condition Dec. 24, 1914 J. W. S laight . Statement of condition March 19, 1915 Statement of condition June 23, 1915 $1,000 20,300 3,350 16,205 103,200 609 60,907 3,101 14,456 $1,000 40,000 5,925 Statement of condition Sept. 25, 1915 39 1,343 3 154,942 70 72,389 4,478 14,618 475 116 1,349 2 $1,000 41,900 5,025 18,205 161,745 51 47,765 4,500 13,488 230 302 1,295 3 $224,513 $295,364 $295,509 Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers. . . ! ................................................ Other liabilities........................................................................................................ Add for cents............................................................................................................ $50,000 10,994 162,121 1,398 $50,000 12,942 232,250 171 $50,000 14,149 230,571 Total liabilities................................................................................................. $224,513 Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES 787 2 $295,364 $295,509 181 1 Quarterly Statements Stocks and bonds, viz.: Public securities, market value................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers.................................................... M ew Y ork C 182 T H E B O W E R Y BA N K OF N E W YO R K — N J. STANLEY FOSTER, President. it y [124-126 Bowery; organized 1888.] CHAS. ESSIG, Cashier. DIRECTORS. F r a n k N . D odd , C h as . E ssig , R obert S. F erguson , J. Stanley F oster, M artin S. P a in e , W . F. N orton , E ugene C oleman Sav idg b . Statement of condition March 19, 1915 Statement of condition June23, 1915 $1,100 2,606,095 298,000 22,970 298,247 517,599 $1,100 2,449,795 298,000 15,970 252,301 487,338 $1,100 2,269,209 298,000 15,470 304,059 426,772 982,028 324,600 99,391 $1,100 2,470,176 298.000 18,500 289,404 448,394 10 1,212,997 308,523 130.000 87,886 50,767 2 112,326 38,398 3 1,197,594 297,206 136,700 5,000 65,053 42,953 2 1,242,578 317,442 118,800 1,200 60,295 40,152 4 $5,288,685 $5,327,831 $5,249,012 $5,095,081 Capital............................................................................................ Surplus, including all undivided profits (market value)........... Preferred deposits, viz.: Due New York State savings banks Due depositors, not preferred...................................................... Other liabilities.............................................................................. Add for cents....................................•............................................ $250,000 778,659 77,552 4,138,618 43,855 1 $250,000 765,103 76,500 4,209,717 26,508 3 $250,000 777,970 86,015 4,096,752 38,274 1 $250,000 765,688 88,562 3,962,641 28,190 Total liabilities....................................................................... $5,288,685 $5,327,831 $5,249,012 $5,095,081 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Statement of condition Sept. 25, 1915 LIABILITIES R eport on B anks of D eposit and D iscount Statement of condition Deo. 24, 1914 RESOURCES BR O AD W AY CENTRAL B A N K — N F R A N K W IL L IA M S , President. T . J. M cL au ghlin , H a r r y E. F ield , J. S. B retz , W. A rmstrong , D. ew Y ork C it y [2474 Broadway; organized 1914.] C. A. CORNELL, Cashier. DIRECTORS. Jr ., F rank W illiams , Simon M e y e r , L ew C. W allic k , RESOURCES J os. M . G ilbe rt , H en ry N ockin . Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 $ 2 ,3 2 3 2 2 ,7 5 0 162,214 429,0 1 8 407 69,901 56 ,08 2 2 2 ,10 0 $ 1 1,000 2 1 ,7 5 0 102,800 514,263 767 8 6 ,8 4 4 5 7 ,9 9 4 3 0 ,12 0 1 7,606 1 Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 1 7,663 3 $ 1 1 ,0 0 0 2 0 ,5 0 0 7 7 ,0 7 8 601,128 871 7 7 ,9 7 4 52 ,78 7 2 5 ,5 6 0 500 17,853 3 $2 ,00 0 2 0,100 9 5,056 620,747 109 144,916 53,260 34,505 800 17,628 4 $ 782,402 $843,2 0 4 $885,254 $989,125 Capital...................................................................................................................... Surplus, including all undivided profits (market value)..................................... Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. Deposits otherwise preferred.............................................................................. Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ $100,000 31,331 $100,000 3 1 ,8 5 4 $100,0 0 0 3 4 ,93 7 $100,000 3 6,552 2 3 ,0 0 0 11,597 6 1 1,864 3 5 ,00 0 2 ,2 6 6 669,5 2 4 2 7 ,00 0 2 ,3 0 6 7 1 6 ,4 8 5 4 ,6 1 0 4 ,5 5 9 1 4 ,5 2 5 1 10,000 2 ,3 1 5 828,496 6 ,4 7 3 5 ,2 8 7 2 Total liabilities................................................................................................. $782,402 $ 8 8 5,254 $989,125 Total resources................................................................................................. LIABILITIES 183 $ 8 4 3 ,2 0 4 , Quarterly Statements Stocks and bonds, viz.: Public securities, market value..................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ G eo . K er n , D ow ling , E. J. A. BECKER. President. ew Y ork C [440 East Tremont avenue; organized 1893.1 I rving S. B alcom , C . A dalbert B e c ke r , __________________________________ C has . A . B e b r ia n , DIRECTORS. John P. D unn , F rank G ass , RESOURCES and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ it y W M . S. GERMAIN. Cashier. E d . A. M ah e r , John J. B ra dy , Statement of condition Dec. 24, 1914 A rthur Statement of condition March 19, 1915 H. M urph y . Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 locks Total resources................................................................................................. 184 B R O N X BOROUGH B A N K — N C. S’ * g 6,121 2 8 ,33 0 5 $301,376 156,106 2 7 7,648 183,700 4 5 ,7 8 0 170,282 8 4 4,992 286 108,266 4 8 ,54 9 7 4 ,89 4 5 ,0 0 0 8 ,8 3 8 2 9 ,79 5 5 $301,988 156,653 276,276 183,050 4 5 ,40 6 168,374 783,048 287 98 ,07 4 4 8,277 5 9,937 6 ,0 0 0 6 5 ,11 6 28 ,89 4 6 $ 2 ,2 6 6 ,2 8 5 $ 2 ,2 4 4 ,6 6 0 $ 2 ,2 5 5 ,5 1 7 $ 2 ,2 2 1 ,3 8 6 y 3 U £ g a 3 $251,858 253,051 279,426 181,498 94 ,80 9 119,056 7 9 1,944 432 104,199 1 9,465 138,714 $354,405 203,375 275,631 184,800 5 5 ,03 0 145,852 7 8 9,212 419 7 3 ,62 3 55 ,07 0 7 2 ,78 7 7 ,6 6 7 2 4 ,16 0 6 h o * b-i a S o * h gf £ | LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks.................................................................. Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred............... ................................................................ Due to trust companies, banks and bankers........................................................ Bills payable.................................................. ’ ......................................................... Other liabilities.............................................................................. .-........................ Add for cents.....................................................................................................•___ $150,000 4 7 ,97 9 $150,000 5 0 ,11 4 $150,000 62 ,51 8 $150,000 5 2 ,18 9 4 1 ,50 2 2 0,000 10,000 1 ,5 8 2 ,5 4 7 3 2 ,83 7 250,000 1 3 1 ,4 1 8 2 4 6 ,59 3 100,000 2 0 ,00 0 1 ,6 1 8 ,0 7 9 3 2 ,28 5 100,000 127,588 1 54,421 150,000 2 5 ,00 0 1 ,6 7 3 ,0 1 9 17,387 4 9 ,9 0 3 140,000 2 5,000 1 ,6 7 3 ,1 1 4 15,345 123,170 2 115,833 2 Total liabilities.......................... .............................................................................. $ 2 ,2 6 6 ,2 8 5 $ 2 ,2 4 4 ,6 6 0 $ 2 ,2 5 5 ,5 1 7 $ 2 ,2 2 1 ,3 8 6 BRYANT PARK BANK — W. W. W ARNER, President. E d . A shforth , J acob M atte r n , J ohn N ew Y ork C it y E. -[122 West 42d street; organized 1907.] E. F. F. D oherty , G iese , DIRECTORS. B. F. T erw illigar , W . W. W a r n er , RESOURCES Legal tender notes and notes of national banks.................................................. Federal reserve notes........................................................ ...................................... Cash items................................................................................................................ Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Statement of condition Dec. 24, 1914 J acob L oew e r , W infield S. W eser . Statement of condition March 19, 1915 Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 $ 4 0,985 118,387 9 ,0 0 0 279,5 0 0 726,058 460 284,748 186,148 2 1 ,3 0 0 $ 4 1 ,0 0 0 137,856 9 ,0 0 0 316,593 7 8 3,245 267 126,654 172,104 9 ,2 0 0 12,961 7 ,5 4 5 15,217 3 13,162 4 3 ,1 3 6 761 15,768 4 $40,980 141,631 9 .0 0 0 318,530 799,285 1,978 180,983 182.697 19,400 1.000 6 ,5 7 0 715 15,061 3 $ 1 ,5 4 4 ,0 7 2 $ 1 ,6 8 7 ,2 9 7 $ 1 ,6 1 5 ,5 8 8 $ 1 ,71 7 ,8 3 3 $200,000 146,185 $200,000 144,243 $200,000 146,147 $200,000 144,058 2 4 ,00 0 2,111 1 ,1 5 5 ,3 7 3 2 ,2 2 3 35 ,00 0 2 ,2 4 2 1 ,2 8 9 ,4 9 7 7 ,2 3 4 2 4 ,00 0 2 ,2 7 9 1 ,2 2 5 ,5 8 3 7 ,2 6 4 10,000 2 ,3 20 1 ,3 4 7 ,4 3 3 2 ,3 0 0 1 4,178 9 ,0 7 9 761 9 ,5 5 1 3 715 11,005 2 $ 1 ,6 8 7 ,2 9 7 $ 1 ,6 1 5 ,5 8 8 $ 1 ,7 1 7 ,8 3 3 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Deposits by the State of New Y ork.................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Acceptance of drafts payable at a future date or authorized by commercial letters of credit.................................................................................................... Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities................................................................................................. 2 $ 1 ,5 4 4 ,0 7 2 2 185 $ 4 0 ,6 6 0 9 9 ,4 2 5 1 2,500 3 3 3 ,9 9 6 7 8 3 ,0 1 6 324 8 6 ,93 9 127,157 3 1 ,8 7 4 Quarterly Statements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... E ugene E. H in k le , J ules W eb er , F. GIESE, Cashier. M. N. K ilbuhn , D . E . W hipple , — L it t l e V alley [Main street; organized 1902.] C. J. C l a ir , H en ry M arsh , ■W. DIRECTORS. C. P arker , Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Leans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks.................................................. Cash items.............................................' .................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources LIABILITIES E. E. K elle t , T in t C ham plin , E arl S. P a r k , F loyd J. D a v is . Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $30,608 30,887 $33,608 35,597 $33,358 35,512 Statement of condition Sept. 25, 1915 $36,858 35,437 6,000 6,000 6,000 6,000 17,883 27,500 70,000 114,264 20,280 19,775 45,373 130,503 19,797 25,425 25.000 55.000 128,427 10 21 27,208 9,402 7,200 71 1,250 3 38,532 9,056 7,000 20,000 50,348 148,821 25 31,096 8,057 10 5 241 1,045 4 16,300 9,074 14.000 47 1,065 5 $342,286 $346,952 $360,304 $352,648 2 1,200 6,000 Capital................................................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Deposits by the State of New Y ork............................ Other deposits secured by pledge of assets................. Due depositors, not preferred........................................... Other liabilities................................................................... Add for cents...................................................................... $25,000 31,277 $25,000 31,351 $25,000 32,033 $25,000 32,759 6,000 183 275,765 4,060 1 6,000 160 280,240 4,200 1 6,000 160 292,910 4,200 1 6,000 162 284,325 4,400 2 Total liabilities................................................................ $342,286 $346,952 $360,304 $352,648 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t RESOURCES FLOYD J. DAVIS, Cashier. 186 CATTARAUGUS COUNTY BANK E. E. KELLEY, President. CENTER MORICHES TBANK — C e n t e r M DIRECTORS. J ohn L. H av en s , F rank F. P en n ey , E gbert O. H o w ell , o r ic h e s [Main street; organized 1902.] JOHN L. H AVENS, President. C h as . E . L iscum , W ilhelm D. H erzoo , E gbert H. T er ry , W m . C. R ogers, D avid E . G oldsmith , E dgar D an iels , R iley P. H owell , W m . H . M ott , C. E. LISCUM , Cashier. I. W illetts G ardner , N orman W . T erry , A rthur J. H allo ck , Josiah S. R oberts , A lfred E . C hichester , E llison B ishop , G ilb e r t D . R ogers. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June23, 1915 $970 97,773 42,100 3,600 19,782 77,522 43 38,930 9,805 3,002 $980 98,931 43,350 3,600 13,885 76,356 22 11,634 10,626 5,000 1,791 1 2,295 2 $995 98,663 43,150 600 17,535 81,533 10 25,698 8,096 5,000 500 1,955 2 $995 117,747 43,650 2,100 16,735 83,896 21 32,043 9,223 2,000 500 3,022 2 $295,319 $266,681 $283,737 $311,934 Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Due depositors, not preferred................................................................................. Other liabilities........................................................................................................ Add for cents............................................................................................................ $25,000 16,330 250,451 3,537 1 $25,000 17,827 221,377 2,476 1 $25,000 18,388 236,438 3,910 1 $25,000 19,445 264,309 3,180 Total liabilities................................................................................................. $295,319 $266,681 $283,737 $311,934 RESOURCES Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral.......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. Statement of condition Sept. 25, 1915 £> d t h U1 H £ LIABILITIES 187 L e R oy J. e d in a [514 Main street; organized 1909.] E. ROLAND CLARK, Cashier. 188 CE N T R A L BAN K OF M E D IN A — M WATSON F. BARRY, President. DIRECTORS. Sk in n e r , W m . L .' B en n ett , C h a s . F. H urd , L ouis L andauer , RESOURCES Total resources................................................................................................. Statement of condition Dec. 24, 1914 W atson F. B a r r y . Statement of | Statement of condition condition March 19, 1915 June 23, 1915 $7,237 28,500 13,372 11,140 90,630 106,039 108,913 260 24,830 1,628 31,077 $7,237 28,500 13,372 11,140 100,710 110,752 95,100 412 33,711 5,016 15,185 1,408 9,400 3 Statement of condition Sept. 25, 1915 49 8,089 5 $7,237 48,883 13,372 8,880 93,294 94,890 113,298 51 22,966 4,588 17,852 500 3,027 8,996 8 $7,237 48,883 13,372 8,770 93,047 86,780 117,159 160 21,463 4,515 15,900 450 1,495 8,267 5 $434,437 $429,278 $437,842 $427,503 $50,000 25,324 5,711 350,419 $50,000 24,178 5,777 347,557 14 $50,000 24,077 5,731 345,615 $50,000 25,818 5,802 309,377 LIABILITIES Capital....................................................................................................... Surplus, including all undivided profits (market value)...................... Preferred deposits, viz.: Other deposits secured by pledge of assets Due depositors, not preferred................................................................. Due to trust companies, banks and bankers......................................... Bills payable.............................................................................................. Rediscounts............................................................................................... Other liabilities......................................................................................... Add for cents............................................................................................. Total liabilities 2,983 $434,437 10,000 10,000 1,750 2,417 25,000 1,504 2 2 2 $429,278 $437,842 $427,503 R eport on B anks of D eposit and D iscount Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ H ar vey F . F rost , E rv in R ands , TH E CENTRAL BANK OF ROCHESTER — R JOHN H. GREGORY, President. W m . P it k in , F rederick W il l , C h as . E. H oyt , B ernard Dtjnn, H ow ard H . C lapp , C. C. P uepeb , och ester LOUIS F. STUPP, Cashier. [3, 5 and 7 Main street, East; organized 1888.] DIRECTORS. John P. B owman , W. H . M athew s , John H. G regory , RESOURCES Legal tender notes and notes of national banks................................................... Federal reserve notes.............................................................................................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. N athan G . W illiams , H oward A. B arrow s , M ortimer R . M iller . Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June23, 1915 $727,019 282,577 45,914 187,930 2,501,487 2,175,808 1,389 702,829 124,055 82,285 $731,553 294,634 49,814 182,136 2,516,649 2,407,183 1,131 1,148,561 175,970 97,630 47,775 61,018 4 64,830 58,859 6 $925,213 192,076 58,639 197,141 2,512,372 2,388,752 1,974 1,165,820 215,127 112,790 980 39,149 57,049 4 $898,339 191,805 58,639 250,709 2,721,259 2,009,793 637 1,042,185 192,127 87,540 3,020 70,169 58,535 3 $6,940,090 $7,728,956 $7,867,086 $7,581,760 Statement of condition Sept. 25, 1915 Quarterly Statements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or ether real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers.................................................... W m . H . B riggs , W. R. P eters , J ohn B . W eqm an , LIABILITIES $250,000 312,482 $250,000 325,150 $250,000 330,076 $250,000 338,486 105.000 108.000 36,234 5,858,662 236,017 33,694 1 105.000 200.000 40,234 6,443,783 296,348 68,438 3 105.000 190.000 25,000 6,676,452 258,715 31,841 2 105.000 130.000 25,000 6,426,438 230,550 79,285 1 Total liabilities................................................................................................. $6,940,090 $7,728,956 $7,867,086 $7,584,760 189 Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks................................................................. Deposits by the State of New Y ork.................................................................. Deposits by the Superintendent of Banks of the State of New York............ Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Other liabilities........................................................................................................ Add for cents............................................................................................................ F rede rick S. B arndm , H oward E. F oster , W ilson B r o w n , Jr ., h it e [1 Court street; organized 1868.] DIRECTORS. I saac V. F owleb , John A. Snedeker , P l a in s JOHN A. SNEDEKER, Cashier. C has . R. Smith , R a t F. B arntjm, C harles M. J esup. Statement of condition March 19, 1915 Statement of condition June23, 1915 $29,770 524,430 35,000 67,100 7,565 82,082 171,173 31 85,137 5,532 29,197 $30,375 472,360 35,000 63,100 14,005 65,736 158,562 9 88,694 9,196 23,648 $30,375 473,215 35,000 63,100 7,425 64,181 155,071 4,102 9,959 3 1,528 8,386 3 3,645 7,609 5 $29,950 484,009 35,000 64,600 12,415 60,815 113,766 35 461,166 8,193 20,483 3,245 3,141 8,773 4 $1,051,081 $970,602 $987,607 $1,305,595 Capital................................................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Due New York State savings banks........................... Deposits by the State of New Y ork............................ Other deposits secured by pledge of assets................. Due depositors, not preferred.......................................... Due to trust companies, banks and bankers.................. Bills payable...................................................................... Other liabilities.................................................................. Add for cents...................................................................... $100,000 150,200 $100,000 145,045 $100,000 148,065 $100,000 142,177 15,463 62,189 17,145 677,170 2,425 20,000 6,486 3 15,000 62,000 17,361 622,670 3,637 15,225 52,000 17,361 647,592 2,903 15,225 37,000 15,492 988,390 1,885 4,887 2 4,457 4 5,423 3 Total liabilities............................................................... $1,051,081 $970,602 $987,607 $1,305,595 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. 114,255 8,266 25,460 LIABILITIES Statement of condition Sept. 25, 1915 R eport on B anks of D eposit an d D iscount Statement of condition Dec. 24, 1914 RESOURCES 190 C E N TR A L B A N K OF WESTCHESTER CO U N TY — W HOWARD E. FOSTER, President. THE CENTURY BANK OF THE CITY OF NEW YORK — N ew Y ork City HARDEN L. CRAWFORD, President. A ugust B elmont , J r ., O. G. F essenden , L ouis G. K au fman , C. H . M attlage , E ve rett L. C ra w ford , J. M . C oward , W . A. G illespie , G eo . P. K ennedy , C. Stan ley M itchell , Samuel W eil , [135 Fifth avenue; organized 1901.] DIRECTORS. H arden L. C rawford , F rank J. H eaney , A dolph C. K nothb , A. M ilton N apie r , T hos. J. W ood, James W . D ecker , RESOURCES Statement of condition March 19, 1915 Statement of condition June 23, 1915 $141,175 548,859 8,637 120,396 797,013 4,181,075 525 1,096,726 419,442 445,043 $189,392 788,634 8,621 131,640 1,039,566 5,582,518 186 1,875,869 399,805 599,826 341,406 74,1.26 5 $8,174,428 465,646 3,500 80,670 6 $11,165,879 $262,922 1,164,971 8,583 117,633 1,743,204 5,024,175 932 1,849,917 449,089 652,014 7,540 451,690 3,500 88,907 3 $11,825,080 $500,000 477,849 $600,000 467,181 $600,000 445,614 26,345 57,000 6,997,173 63,861 77,227 75,000 9,777,630 87,637 77,117 170,000 10,390,070 55,291 3,500 77,703 _________ 1 $11,165,879 3,500 83,486 52,198 2 $8,174,428 $11,825,080 Statement of • condition Sept. 25, 1915 191 T hos. L. L eeming , H icks A . W eatherbee , H en ry R ow ley , D an iel J. C arroll . Statement of condition Dec. 24, 1914 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks................................................................. Deposits by the State of Ne^ Y ork.................................................................. Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Acceptances of drafts payable at a future date or authorized by commercial letters of credit........................................... ........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. Jos. S. H ouse , Quarterly Statements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Mortgages owned........................ ......................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes........................................................................................ Cash items................................................................................................................ Customers’ liability on acceptances (per contra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. W. H. DEYLIN, Cashier. R ichard H. H iggins , F rank R . L aw ren c e , J. F. T alcott , R obert P. Z obel , P ierre S. D u P ont , N ew Y [266 West 34th street; organized 1903.] L eopold B row n , J ohn N. W illys , G eo . K e r n , J ohn P. W indolph , W m . W est Sh a w , M ich a el H . B l a k e , DIRECTORS. E. C. Striffleb , I rving M. Shaw , RESOURCES Total resources......................................................... , ...................................... LIABILITIES C it y WM. A. LOBB, Cashier. L ondon I. W allic k , E ugene F. M cG ir r , B. L. A tw a ter . J oseph S. H ouse , A. E. Stilger , J. Sam uel Smoot, Statement of condition • Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $184,322 33,285 285,306 45.000 52.000 493,313 1,509,689 3,140 276,818 188,696 90.000 $183,837 $199,240 $174,930 304,442 77,760 52.000 390,548 1,616,743 4,450 276,901 277,380 65.000 8,534 32,570 2 10,256 29,114 5 285,306 91,760 51,450 573,462 1,596,535 11,666 352,988 171,171 95.000 25.000 12,847 31,922 5 285,306 88,935 51.000 830,310 1,614,762 24,304 365,510 204,595 35.000 65.000 6,739 29,136 3 $3,202,675 $3,288,436 $3,498,352 $3,775,530 Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Deposits by the State of New Y ork............................................... ................... Deposits by the Superintendent of Banks of the State of New Y ork............ Deposits otherwise preferred.............................................................................. Due depositors, not preierred................................................................................. Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $400,000 169,113 $400,000 178,951 $400,000 161,130 $400,000 170,083 21,000 71,971 25,014 2,131,540 153,379 200,000 30,656 2 100,000 67,703 25,203 2,416,753 76,509 280,000 68,329 25,385 2,413,958 119,387 23,315 2 30,161 2 200,000 140,805 24,249 2,410,436 97,955 300,000 31,998 4 Total liabilities......................................................................................................... $3,202,675 $3,288,436 $3,498,352 $3,775,530 R eport on B anks of D eposit and D iscount Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned.........................................................: .......................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents................................................ : ......................................................... ork 192 CHELSEA EXCHANGE BANK — A. E. STILGER, President. THE CITIZENS’ BANK OF ARCADE — J. D . CASE, President. J. D. C ase , A rcade J. H. SM ITH, Cashier. [Main street; organized 1890.] J. B. L e w is , DIRECTORS. J. H. Sm ith , R. J. J. H. F rancis , H . J. M cN a ir , T ilton . RESOURCES Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $3,600 48,930 8,100 35,600 38,584 32,398 463,901 1,270 98,991 2,977 25,427 625 2 r000 4 $3,600 48,930 8,100 35,400 41,997 38,473 464,476 716 63,080 3,053 24,117 535 $1,600 48,930 8,100 35,400 48,399 33,505 511,813 700 78,512 3,228 22,489 283 $1,600 48,930 8,100 30,800 40,835 36,704 491,577 1,017 77,389 3,501 20,393 280 3 3 2 Total resources......................................................................................................... .$762,407 $732,480 ■ $792,962 $761,128 $60,000 44,425 $60,000 44,037 $60,000 47,737 $60,000 48,224 9,000 3 641,478 9,000 9,000 9,000 611,729 213 608j725 57M 04 7,500 7,500 7,500 1 1 $762,407 $732,480 $792,962 $761,128 LIABILITIES Capital...................................................................................... Surplus, including all undivided profits (market value) Preferred deposits, viz.: Deposits b y the State of New Y o r k ............................. Deposits otherwise preferred........................................... D ue depositors, not preferred............................................. D ue to trust companies, banks and bankers................... Bills payable...................................................................... Other liabilities....................................................................... A dd for ce n ts... .•................................................................. . Total liabilities '66|6oo ' w H H W t-i H W 66,666 193 7,500 o Cl Itatements Stocks and bonds, viz.: Public securities, market value................................................................................ Private securities, market value.............................................................................. Real estate ow ned............................................................................................................ Mortgages ow ned............................................................................................................. Loans and discounts secured b y bond and mtge., deed or other real estate col. Loans and discounts secured b y other collateral..................................................... Loans, discounts and bills purchased not secured b y collateral............................ Overdrafts.......................................................................................................................... Due from trust companies, banks and bankers........................................................ Specie.................................................................................................................................. Legal tender notes and notes of national banks...................................................... Cash item s......................................................................................................................... Assets not included in any of the above heads........................................................ A dd for cent3.................................................................................................................... J ohn M atteson , F. M . R ich ards , B. T. SANDS, Cashier. [6 Main street; organized 1911.] R. J. 194 THE CITIZENS’ BANK — A ttica ELON P. SPIN K , President. DIRECTORS. T ilton , E. P. Sp in k , E. T. G a y , B. T. Sands, B. F. F r e n ch , A ugustus W . Smith . J. H. Smith , H. T. B ramer , Jason D . C ase , Stocks and bonds, viz.: Public securities, market value.............. Private securities, market value.......... Real estate ow ned............................... Mortgages ow ned......................... Loans and discounts secured b y bond and mtge., deed or other real estate col. Loans and discounts secured b v other collateral Loans, discounts and bills purchased not secured b y collateral Overdrafts........................................... Due from trust companies, banks and bankers Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $12,252 34,987 11,500 13,580 23,370 43,135 167,141 383 37,519 3,178 8,598 $12,252 34.987 11,000 15,560 22,302 33,735 170,866 210 40,589 3,582 9,464 $12,252 34,987 11,000 15,700 25,365 22,353 177,512 419 37,600 3,457 11,093 195 4,317 7 1,069 4,000 4 301 4,000 4 $7,252 34,987 11,000 15,700 28,272 19,346 198,748 84 37,137 4,035 9,207 300 215 4,000 4 $360,162 $359,620 $356,043 $368,287 Capital........................................................................................................................ Surplus, including all undivided profits (market value)........................................ Preferred deposits, viz.: Deposits b y the State of N ew .Y ork ....................................................................... Other deposits secured b y pledge of assets........................................................... Due depositors, not preferred....................................................................................... Other liabilities................................................................................................................. Add for cents..................................................................................................................... $30,000 17,953 $30,000 14,980 $30,000 16,668 $30,000 18,143 10,000 801 300,408 1,000 10,000 751 301,888 2,000 1 10,000 751 296,623 2,000 1 10,000 760 307,384 2,000 Total liabilities......................................................................................................... $360,162 $359,620 $356,043 $368,287 Legal tender notes and notes of national banks. . . Federal reserve notes................. Cash items.................................... Assets not included in any of the above heads Add for cents............................. Total resources................... LIABILITIES B eport on B anks of D eposit and D iscount RESOURCES CITIZENS’ BANK OF B IN G H A M TON — B i n g h a m t o n G EO RG E A. K E N T , President. W A L T E R A. LESTER, Cashier. [29 Chenango street; organized 1914.] DIRECTORS. W m . T. M organ , F red J. B aumann , C harles D . M atth ew s , G eo . M . H arris , P. F. C usick , M . P. O ’C onnor , J. A. Sta c k , N orman G. K eiser , resou rces A. C. C rossley , M ason L ow ell , •W alter A. L ester . A rthur L. K ent , W m . C. K in g , G eorge A . K en t , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $967 $55,848 $62,641 Loans and discounts secured b y bond and mtge., deed or other real estate col. Loans and discounts secured b y other collateral..................................................... Loans, discounts and bills purchased not secured by collateral........................... O verdrafts....................................................................................................................... Due from trust companies, banks and bankers........................................................ Specie................................................................................................................................. ...................................................... Legal tender notes and notes of national banks Federal reserve notes...................................................................................................... Cash item s......................................................................................................................... Assets not included in any of the above heads........................................................ Add for cents.................................................................................................................... 9,500 18,780 185,948 14,835 1,581 7,880 15,150 61,082 306,208 101 87,557 6,096 18,000 1,232 12,456 2 2,293 14,551 4 14,500 85,468 328,980 159 94,698 9,551 17,049 2,000 1,770 15,841 4 $253,181 $566,890 $632,661 $797,524 $100,000 47,011 $100,000 47,205 $100,000 48,951 $100,000 51,405 106,019 1,646 10,000 407,387 150 1 650 2 1,379 10,000 358,616 112,213 1,500 2 1,558 10,121 445,588 185,000 3,850 2 $253,181 $566,890 $632,661 $797,524 Total resources........................................................................................................ LIABILITIES Capital................................................................................................................................ Surplus, including all undivided profits (market value)......................................... Preferred deposits, viz.: Due New Y ork State savings and loan assns., credit unions and land bank. Deposits b y the Superintendent of Banks of the State of New Y o r k ............. D ue depositors, not preferred....................................................................................... Due to trust companies, banks and bankers................... ......................................... Other liabilities................................................................................................................. Add for cents.................................................................................................................... Total liabilities........................................................................................................ 2,665 18,186 2 195 $131,570 40.700 17.700 112,950 335,316 394 107,473 5,959 24,609 Quarterly Statements Public securities, market value....................................... Stocks and bonds viz.: W m . F. W endt , A lbe bt D. Sik e s , J ohn C. S chenk , [563 William street; organized 1890.] J ebome I. P bentiss , G eo . A . L autz , J. F eed Z elle b , N O R M A N A. M ac D O N A LD , Cashier. DIRECTORS. Jacob J. Siegbist , A. J. B lock , RESOURCES Total resources......................................................................................................... W m . Simon , W alteb H. S choellkopf , H enby S chaefeb , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 $250,109 552,096 47,100 9,430 145,144 418,692 2,764,523 1,479 855,936 15,265 298,699 $254,740 547,286 47,100 9,410 136,945 380,486 2,661,410 692 1,174,325 27,379 278,000 36,861 12,817 4 W m. H. C eosby , E. J. B ab calo , J oseph B lock . Statement of condition June 23, 1915 Statement o f ' condition Sept. 25, 1915 31,877 10,104 4 $219,584 491,362 46,782 8,700 236,245 493,871 2,694,914 770 1,013,650 22,531 333,700 550 63,578 11,816 5 $200,109 582,977 47,250 8,700 353,930 549,986 2,466,065 1,494 1,140,351 27,598 258,035 1,000 56,201 11,091 3 $5,408,155 $5,559,758 $5,638,058 $5,704,790 LIABILITIES Capital................................................................................................................................ Surplus, including all undivided profits (market value)......................................... Preferred deposits, viz.: Due New Y ork State savings banks.................................................... .................. Due New Y ork State savings and loan assns., credit unions and land bank. Deposits b y the State of New Y o r k ....................................................................... Other deposits secured b y pledge of assets............................................................ D ue depositors, not preferred....................................................................................... Due to trust companies, banks and bankers............................................................. Other liabilities................................................................................................................. A dd for cents..................................................................................................................... $200,000 267,513 $200,000 269,290 $200,000 285,772 $200,000 295,959 245.000 42,168 179.000 375,069 3,684,116 296,612 118,675 2 260,000 51,812 218,000 369,189 3,706,481 396,984 88,000 2 260,000 44,099 194,000 319,547 3,808,382 410,756 115,500 2 260,000 51,292 139,000 429,152 3,863,076 377,748 88,562 1 Total liabilities......................................................................................................... $5,408,155 $5,559,758 $5,638,058 $5,704,790 R eport on B anks of D eposit and D iscount Stocks and bonds, viz.: Public securities, market value................................................................................ Private securities, market value.............................................................................. Real estate ow ned............................................................................................................ Mortgages ow ned............................................................................................................. Loans and discounts secured b y bond and mtge., deed or other real estate col. Loans and discounts secured b y other collateral..................................................... Loans, discounts and bills purchased not secured b y collateral........................... Overdrafts.......................................................................................................................... D ue from trust companies, banks and bankers........................................................ Specie.................................................................................................................................. Legal tender notes and notes of national banks...................................................... Federal reserve notes...................................................................................................... Cash item s......................................................................................................................... Assets not included in any of the above heads........................................................ A dd for cents..................................................................................................................... 196 CITIZENS’ BANK OF BUFFALO — B uffalo JOSEPH B LO CK , President. THE CITIZENS’ BANK OF DANSVILLE — D ansville F. F IE L D E R , President. J. W . W adsw orth , F ra n k H . J ohantgen , [193 Main street; organized 1887.] J. A rthur Jackson , J. W. W adsworth , Jr ., H. DIRECTORS. Frank D y e r , RESOURCES Stocks and bonds, viz.: Public securities, market value............................................................................... Private securities, market value.............................................................................. Real estate ow ned........................................................................................................... Mortgages ow ned............................................................................................................ Loans and discounts secured b y bond and mtge., deed or other real estate col. Loans and discounts secured b y other collateral..................................................... Loans, discounts and bills purchased not secured b y collateral............................ Overdrafts......................................................................................................................... D ue from trust companies, banks and bankers........................................................ Specie................................................................................................................................. Legal tender notes and notes of national banks...................................................... Federal reserve notes...................................................................................................... Cash item s................................................................... ..................................................... Assets not included in any of the above h ea d s...................................................... A dd for cents.................................................................................................................... F. F IE L D E R , Cashier. J. B ailey , C. W. M cN a ir , J ohn Statement of condition Dec. 24, 1914 W m . H . H artman , F . F ie ld e r . Statement of condition March 19, 1915 $8,000 53,262 7,011 4,648 13,663 13,194 185,682 304 65,822 10,373 4,600 $8,000 53,312 7,011 4,648 13,000 15,319 242,629 217 33,675 13,245 3,920 1,333 1,550 3 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1913 930 1,619 5 $4,500 48,162 6,000 3,945 26,677 16,144 214,800 605 49,400 8,070 4,500 2,000 4,136 904 4 3,945 27,477 18,261 225,266 75 29,057 11,424 4,417 1.000 219 720' 4 $369,445 $397,530 $389,847 $383,712 Capital................................................................................................................................ Surplus, including all undivided profits (market value)......................................... D ue depositors, not preferred....................................................................................... Bills payable..................... -.............................................................................................. Other liabilities...........................................................'..................................................... A dd for cents.................................................................................................................... $50,000 35,761 280,834 $50,000 35,064 299,465 10,000 3,000 1 $50,000 36,660 301,324 $50,000 37,318 284,394 10,000 2,000 Total liabilities......................................................................................................... $369,445 $397,530 $389,847 Total resources......................................................................................................... $4,500 51,337 6.000 jr> a > g W P H oq h £ g 5 | H LIABILITIES 2,850 1,862 1 $383,712 SO J oel L. K ea tor , F ra n k D oolittle , — G r if f in [Main street; organized 1910.] H. S. V e r m ilya , J ames L ash er , DIRECTORS. O. F. B allard , C. H. V efm ily a , R. W. P a w lin g . C larence W ilson , H in c k le y , E. L. Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 Total resources................................................................................................. $110,760 $118,610 $134,573 $135,268 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Deposits by the State of New Y ork............................ Due depositors, not preferred................................................................................. $25,000 9,621 3,000 69,001 $25,000 9,069 3,000 63,009 8,800 9,170 561 1 $25,000 9,450 8,000 67,662 11,800 11,835 824 2 $25,000 9,972 8,000 91,661 $118,610 $134,573 $135,268 Rediscounts............................................................................................................... Other liabilities........................................................................................................ Add for cents........................................................................................................... 3,520 618 Total liabilities................................................................................................. $110,760 634 1 is c o u n t 130 1,827 3 D 93 1,834 3 Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ e p o s it a n d 82 1,765 3 $8,000 13,720 7,109 4,372 83,329 8 12,339 3,310 1,082 5 120 1,791 3 D $8,000 13,728 7,149 3,335 86,351 21 10,060 2,034 1,935 anks of $8,000 13,728 5,295 3,367 75,659 20 6,469 2,922 1,220 B $8,000 13,728 5,295 3,339 68,637 44 6,429 3,058 380 Stocks and bonds, viz.: Public securities, market value..................................... Real estate owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... eport on Statement of condition Dec. 24, 1914 orners R. W. PAWLING, Cashier. R r eso u r ce s C 198 THE CITIZENS’ BANK OF GRIFFIN CORNERS, N. Y JOEL L. KEATOR, President. THE CITIZENS’ BANK OF LOCKE, N. Y.— C. J. HEWITT, President. L ocke [Organized 1895.] NELLIE LOWE, Cashier. DIRECTORS. J. L. W h ite , C. B. K in g , C. G . P ar ke b , H obton M etzgar , A. C. C. J. H e w it t . M cI ntosh , G iles M . Stoddard , Statement, of condition March 19, 1915 Statement of condition June23, 1915 $1,100 15,872 3,000 33,589 5,000 48,213 283 13,498 1,115 2,695 $1,100 17,726 3,000 33,589 5,000 47,320 392 10,402 896 5,445 $1,100 15,726 3,000 26,964 5,000 51,760 3,015 3 3,018 $127,383 $127,890 Capital.......................................................................................... Surplus, including all undivided profits (market value)......... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred.................................................... Other liabilities............................................................................ Add for cents............................................................................... $25,000 12.360 9,000 80,022 1,000 1 $25,000 12,009 9,000 80,881 1,000 Total liabilities.................................................................... $127,383 $127,890 Stocks and bonds, viz: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks................................................... Cash item s...........'................................................................................................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total iesou*ces................................................................................................. 2 12,735 479 4,504 197 3,530 2 $124,997 Statement of condition Sept. 25, 1915 $1,100 15,726 3,000 26,964 5,000 54,785 363 9,367 838 5,159 9 4,519 2 $126,832 «o cl w H W t-< S tatem ents Statement of condition Dec. 24, 1914 RESOURCES LIABILITIES $124,997 $25,000 13,432 9,000 78,600 800 $126,832 199 $25,000 13,168 ' 9,000 76,828 1,000 1 200 CITIZENS’ BANK OF MONROE — C. S. KNIGHT, President. M onroe [Organized 1915.] C. A. BROOKS, Cashier. DIRECTORS. C. S. K night , F re de rick H tjlse, W. A. M cC lellan , G ilbe rt R . P ale n , r eso u r ce s Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts............ .................................................................................................... Due from trust companies, banks and bankers.................................................... E lwood C. Sm ith , F ra n k O’ N e il , Statement of condition Dec. 24, 1914 J. A. M ittnacht , S. B . St an aba ck . Statement of ■condition March 19, 1915 Statement of condition June23, 1915 Jr., Statement of condition Sept. 25, 1915 Legal tender notes and notes of national banks.................................................. Cash item s................................ ............................................................................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 29,391 6,671 3,235 28 16 2 6,701 77,648 21 24,561 7,376 2,360 202 1,230 3 $1,000 23,811 2,250 7,400 95,835 139 27.164 10,041 1,640 459 1,687 3 Total resources................................................................................................. 41,597 $121,102 $171,429 Capital.............................................................................. Surplus, including all undivided profits (market value) Due depositors, not preferred.......................................... Due to trust companies, banks and bankers................ . Add for cents................................................................ 25,000 4,014 12,582 1 $25,000 17,370 76,816 1,915 1 $25,000 25,960 113,648 6,819 2 Total liabilities............................................................... 41,597 $121,102 $171,429 1,098 1,156 $1,000 LIABILITIES R eport on B anks of D eposit and D iscount C. A. B rooks, R . H. R ulison , A. J. C rane , THE CITIZENS’ BANK OF PENN YAN — JOHN H. JOHNSON, President. J ohn T. A n d re w s , J ohn H. C. H. Johnson, T allmadge , H enby M. P armele , RESOURCES Y an Total resources................................................................................................. LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due N. Y . State savings and loan associations, credit unions and land bank Deposits by the State of New Y ork.................................................................. Due depositors, not preferred................................................................................. Bills payable............................................................................................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ G eromb O gden , U nderw ood , H oward A. L. W oodruff . Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $30,035 151,954 25,369 45,797 58,421 41,315 272,570 189 69,877 23,726 10,713 $30,102 157,211 25,369 57,097 55,732 59,423 252,533 553 76,391 20,610 4,561 1,089 5,691 4 1,453 6,811 6 $31,185 153,480 26,043 63,297 55,975 54,803 247,477 819 53,892 19,364 12,038 1,000 2,241 6,646 3 $31,265 106,277 25,369 63,097 59,548 63,870 247,789 352 59,871 17,557 9,984 1,000 752 8,295 4 $736,750 $747,852 $728,263 $695,030 $50,000 60,013 $50,000 59,479 $50,000 65,962 $50,000 66,359 2,078 16,000 603,773 3,711 16,000 613,567 4,885 1 5,093 2 2,637 16,000 563,534 25,000 5,128 2 2,902 16,000 541,986 13,000 4,782 1 $736,750 $747,852 $728,263 $695,030 Statement of condition Sept. 25, 1915 201 Total liabilities................................................................................................. L. J. J. A. U N D ERW O O D , Cashier. Q uarterly S tatements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie.....................................................................- ................................................. Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ P enn [140 Main street; organized 1899.] DIRECTORS. W . W . G r ie v e , — Perry [20 Main street; organized 1888.] C. M. Sm ith , B . A . N e v in s , C. M. SMITH, Cashier. DIRECTORS. W ill W . G rie ve , J. N. W. T . O l in , G. M. 202 THE CITIZENS’ BANK OF PERRY G. M. TRABER, President* T raber, W yc k off . Statement of condition March 19, 1915 Statement of condition June 23, 1915 Stocks and bonds, viz.:. Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed cr other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents.. . ..................................................................................................... $32,850 142,990 18.000 168,603 30,864 54,015 201,250 21 101,348 11,124 27,735 425 4,800 3 $31,850 148,647 18,000 165,848 35,904 59,332 205,097 52 110,662 12,137 27,099 45 3,312 5 $31,850 158,647 18,000 166,498 38,404 57,632 181,497 1 126,415 11,371 29,118 618 4,273 5 $41,787 156,660 18,000 163,183 38,191 49,332 198,612 5 78,959 10,926 24,951 144 5,573 3 Total resources................................................................................................. $794,028 $817,990 $824,329 $786,326 Capital.......................................................................................... Surplus, including all undivided profits (market value)......... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred.................................................... Other liabilities............................................................................ Add for cents............................................................................... $50,000 52,452 18,000 671,775 1,800 1 $50,000 50,738 18,000 693,807 5,443 2 $50,000 53,608 18,000 701,257 1,463 1 $50,000 56,044 18,000 656,214 6,067 1 Total liabilities.......................................................................... $794,028 $817,990 $824,329 $786,326 LIABILITIES Statement of condition Sept. 25, 1915 R eport on B anks of D eposit and D iscount Statement of condition Deo. 24, 1914 RESOURCES THE CITIZENS’ BANK — W averly F R E D A. SA W Y E R , President. [331 Broad street; organized 1874.] LOUTS J. BU LEY, Asst. Cashier. DIRECTORS. J ames H. O w e n , J ohn C. V an A t t a , F re de rick E. H aw kes , T h eo . M ills , F red A . S a w ye r , RESOURCES Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes..................i .......................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents......................................................................... ................................. Total resources................................................................................................. LIABILITIES Capital.........................._........................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings and loan ass’ns, credit unions and land bank. Deposits by the State of New Y ork.................................................................. Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities E dwin W. H orton , E . S. H anford . E llen S. H alstead , H orace H. K in n e y , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $27,000 454,331 8,500 21,363 12,449 111,246 156,220 1,322 91,228 16,593 14,523 $36,200 448,561 8,500 21,353 17,413 155,486 118,458 2,116 85,692 16,422 14,809 808 4,535 3 493 4,401 4 $37,300 451,203 8,300 24,020 15.829 133,639 126,734 783 94,017 13,773 7,410 1,005 680 3,135 4 $38,300 476.292 8i 300 24,043 10,966 99,083 138,550 2,987 86,784 6,213 9,251 1,240 564 4,422 5 $920,121 $929,908 $917,832 $907,000 $50,000 80,403 $50,000 78,865 $50,000 76,162 $50,000 76,664 2 20,143 20,000 747,592 433 3,500 2 749 17,000 759,043 42 3,500 2 $929,908 $917,832 $907,000 7,458 4,198 20,000 20,000 758.759 772,691 652 3,500 3,500 1 $920,121 Statement of condition Sept. 25, 1915 <€> d ► w H a a a > a K a t4 H to o OS W e s t f ie l d [17 Main street; organized 1908.] FRED M. RICH, Cashier. DIRECTORS. G . F ayette D ickpon , A . B. O t t a w a y , C hap . E . W elc h , J ohn M cC ru den , V ernon A . K ent , E . E . W ea ver , F red M. R ich , 204 CITIZENS’ BANK OF WESTFIELD — G. FAYETTE DICKSON, President. John H aig h t , A. W . R umpey , A ndrew H . H a r r if , A. S. F itc h . Statement of condition March 19, 1915 Statement of condition June 23, 1915 $2,095 16,730 3,400 19,532 10,038 195,715 397 23,039 5,975 4,685 $2,115 16,780 3,400 21,602 8,124 200,833 419 16,534 5,245 4,605 100 6,250 4 1,026 6,335 5 $2,115 16,730 3,400 21,180 9,315 196,508 377 15,625 4,616 3,290 15 1,097 5,950 2 $2,115 16,750 3,400 21,840 7,767 206,028 531 15,642 3,655 3,145 65 1,436 6,125 1 $287,960 $287,023 $280,220 $288,500 Capital................................................................................ Surplus, including all undivided profits (market value) Due depositors, not preferred......................................... Due to trust companies, banks and bankers................. Bills payable....................................................................... Rediscounts........................................................................ Other liabilities.................................................................. Add for cents...................................................................... $50,000 10,823 192,432 . 5,225 27,568 1,910 2 $50,000 10,896 154,769 1,352 40,000 27',725 2,280 1 $50,000 10,913 147,600 2,951 50,000 16,925 1,830 1 $50,000 11,811 151,713 3,952 50,000 18,894 2,128 2 Total liabilities................................................................ $287,960 $287,023 $280,220 $288,500 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Mortgages owned..................................................................................................... Loar s and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES Statement of condition Sept. 25, 1915 R eport on B anks of D eposit and D iscount Statement of condition Dec. 24, 1914 RESOURCES THE CITIZENS’ BANK OF WHITE PLAINS, N. Y.— W hite Plains GEO. T. BURLING, President. G eo . T. B u r lin g , H en ry R. B ar r e tt , F ra n k L. P a r k , P h ilip B P ar ke r , [130 Main street; organized 1907.] DIRECTORS. A sa W. Y oung , C has . D eutermann , F rederick R an scht , JOHN BURLING, Cashier. J erem iah T. L ockw ood , H en ry O. W indsor , M. M cC ullough , Joe. B. Sella rs . J ames Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June23, 1915 $147,818 279,112 15,800 9,400 22,200 315,217 45 117,775 29,576 10,000 $135,323 286,662 15,800 12,500 24,340 299,145 78 73,666 21,512 11,000 $184,710 294,000 15,800 12,500 12,340 351,461 43 110,514 26,779 12,000 6,395 13,303 3 1,780 13,002 3 1,580 16,304 4 $191,134 329,135 15,800 5,550 12,880 319,887 36 193,049 29,088 8,000 1,000 1,865 16,670 4 $966,644 $894,811 $1,038,035 $1,124,098 Capital................................. ......................................................... Surplus, including all undivided profits (market value)........... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred..................................................... Due to trust companies, banks and bankers............................. Bills payable................................................................................. Other liabilities............................................................................. Add for cents........................................ •....................................... $100,000 38,879 $100,000 32,684 812,628 7,441 $100,000 34,761 22,000 958,020 2,589 7,694 2 729,718 2,216 25,000 5,191 2 $100,000 39,828 30,000 854,015 6,929 7,261 2 6,726 2 Total liabilities...................................................................... $966,644 $894,811 $1,038,035 $1,124,098 RESOURCES Total resources................................................................................................. LIABILITIES 205 Quarterly S tatements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Mortgages owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts............................................................................................................... Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................. Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Statement of condition Sept. 25, 1915 W illis S. H oupel , C h ap . E. H ousel , L ee I. W ells , [Main street; organized 1911.] F rank DIRECTORS. B. H ousel, Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... J ohn W ar d , A lbert B. H ip e , Statement of condition Dec. 24, 1914 G eo . R espequie . Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 Legal tender notes and notes of national banks................................................... Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $3,070 52,836 9,000 20,425 20,160 57,184 130,324 55 22,788 2,352 11,550 418 3,500 3 $12,953 43,752 9,000 20,400 33,360 29,003 117,480 3 63,334 2,550 14,330 454 4,949 4 $27,784 51,814 9,000 15,750 9,992 15,102 119,842 1 37,782 2,029 12,036 1,219 4,334 5 $20,809 33,652 9,000 15,300 22,672 16,554 135,891 5 34,066 1,9&8 9,004 1,929 4,288 5 tal resources....................................................... ......................................... $333,665 $351,572 $306,690 $305,173 Capital....................................................................................................... Surplus, including all undivided profits (market value)...................... Preferred deposits, viz.: Other deposits secured by pledge of assets Due depositors, not preferred................................................................. Rediscounts............................................................................................... Other liabilities......................................................................................... Add for cents............................................................................................ $25,000 16,012 317 281,335 10,000 1,000 $25,000 15,519 $25,000 16,638 $25,000 16,516 309,052 264,052 282,657 2,000 1 1,000 1,000 Total liabilities........................................................................................ $333,655 $351,572 $308,690 $305,173 LIABILITIES R eport on B anks of D eposit and D iscount RESOURCES FRANK B..HOUSEL, Cashier. 206 CITIZENS’ STATE BANK — Lyndonville WILLIS S. HOUSEL, President. THE CITY BANK OF SYRACUSE — Syracuse WARREN C. BRAYTON, President. W arren C . B r a yto n , H erman C aple r , E ar l E. E l l is , M a r tin G. G rossman , A lbe rt A . K ee sle r , R ichard C . B row n , L e v i S. C hapman , L ouip W . E merpon , Stew art F. H ancock , W alter A. R idingf , E dward V. B ryant , ARTHUR N. ELLIS, Cashier. [120 East Genesee street; organized 1909.] DIRECTORS. W m . H . C olebrook , J r ., D aniel M . E dwahdf, A ugust C. H ofmann , Jb ., R obert L ove , H oward B. B uell , C larence C. D ec ke r , A ugust F in c k , Jb ., E dward A. H u n t , J ohn M arpellui-, F loyd R . T odd , A rthur N. E l lis , J oseph A . G rif f in , H a r ry E . J ones , A rthur E. P arsons, I rv in g N. B eeler , H ar ley J. C hurchell , C h ap . M . B edell , H amlet W o rker . Statement of condition Sept. 25, 1915 Statement of condition March 19, 1915 Statement of condition June 23, 1915 Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral........ ................. Overdrafts................................................................................................................ Due from trust companies, banks and bankers................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................ Assets not included in any of the. above heads.................................................... Add for cents.............................................................................................. ; ........... $10,544 582,613 73,181 24,360 464,643 1,251,517 1,480 165,280 30,834 70,351 28,251 15,891 4 $11,657 532,737 73,181 18,351 498,514 1,273,704 1,430 241,735 33,983 63,140 38,183 16,003 4 $10,119 610,586 73,181 41,635 620,224 1,348,814 1,381 249,014 28,391 94,735 41,703 12,674 4 $20,103 884,263 73,181 42,303 799,709 1,477,216 . 1,124 304,638 26,369 82,200 17,673 16,029 3 Total resources................................................................................................. $2,718,949 $2,802,622 $3,132,491 $3,724,817 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings and loan assns., credit unions and land bank. Deposits by the State of New Y ork.................................................................. Deposits by the Superintendent of Banks of the State of New Y ork........... Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Bills payable............................................................................................................. Other liabilities............................................................................... ........................ Add for cents............................................................................................................ $200,000 57,735 $200,000 56,157 $200,000 76,907 $500,000 169,178 3,001 108,000 5,000 2,178,016 17,082 100,000 50,114 1 4,519 160,000 5,000 2,325,707 21,248 4,219 135,000 5,000 2,630,418 31,410 4,012 100,000 5,000 2,880,006 29,233 29,989 2 49,535 2 37,387 1 Total liabilities......................................................................................................... $2,718,949 $2,802,622 $3,132,491 $3,724,817 Quarterly Statement of condition Dec. 24, 1914 RESOURCES m H > H bO o A lbe rt A br a h a m , E mmett S. H am ilton . H e n i y J. B igham , G eo . B. G iffo rd , N ew Y ork 208 CLINTON BANK — EM M ETT S. HAMILTON, President. C it y [158 Rivington street; organized 1914.] SAUL OLINER, Cashier. DIRECTORS. Samuel B enaderet , Sabetz M en achem , F e l ix P r in c e , Statement of condition March 19, 1915 Specie......................................................................................................................... Legal tender notes and notes of national banks................................................... Cash items................................................................................................................. Assets not included in anv of the above heads.................................................... Add for cents............................................................................................................ $989 59,877 52,271 1,375 133,378 1,101 7,613 4,268 14,968 11,682 9,474 5 $989 18,951 52,391 1,075 130,928 367 21,495 1,387 2,946 567 8,263 4 Total resources.................................................................................................. $297,001 $239,363 $ 100,000 $100,000 7,892 15.000 58,520 33.000 Stocks and bonds, viz.: ............. ............................. Private securities, market value........... Real estate owned................................................................................................... Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. LIABILITIES Capital............................................................................................ Surplus, including all undivided profits (market value)........... Preferred deposits, viz.: Deposits by the State of New York Due depositors, not preferred...................................................... Due to trust companies, banks and bankers............................. Bills payable.................................................................................. Other liabilities.............................................................................. Add for cents.................................................................................. Total liabilities 12,701 15,000 68,756 75,133 25,410 1 24,950 1 $297,001 $239,363 Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 R eport on B anks of D eposit an d D iscount Statement of condition Dec. 24, 1914 RESOURCES W alter W. I r w in , Sa u l O l in e r . CLYMER STATE BANK — J. D . GALLUP, President. J. D . G a ll u p , H a r r y M e y e r in c k , C lym er [Main street; organized 1910.] DIRECTORS. A lbe rt N eck ers , J r ., A lb e r t O onk , E . E. A v e r t , W m . T en housen , L ucas G leason , RESOU RCES B en j . W appin k , H e n ry D am k o t , J r ., Statement of condition D ec. 24, 1914 Statement of condition M arch 19, 1915 $1,040 12,500 7,040 15,813 8,300 115,969 370 18,603 5,208 3,923 6,990 14,393 8,619 128,468 258 14,176 4,758 5,106 337 1,400 3 T o t a l r e s o u r c e s ........................................................................................................................ L IA B IL IT IE S C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p ro fits (m a rk e t v a l u e ) ............................................... P re fe r r e d d e p o s it s , v i z .: D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................................. O th e r d e p o s it s s e cu re d b y p le d g e o f a s s e ts ..................................................................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... B ills p a y a b l e ....................................................................................................................................... R e d is c o u n t s ......................................................................................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... 2,900 135,832 14,000 6,000 2,400 T o t a l lia b ilit ie s ......................................................................................................................... $190,516 $198,107 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 296 1,500 3 $1,050 12,500 1,200 6,990 11,835 6,943 127,623 602 13,889 4,751 4,700 115 146 1,900 3 $3,000 11,430 1,200 6,647 13,785 1,905 124,946 328 13,305 5,054 5,548 600 1 1,800 2 $190,516 $198,107 $194,247 $189,551 $25,000 8,822 $25,000 6,875 $25,000 7,583 $25,000 8,408 8,000 31 142,763 3,000 8,000 8,000 31 138,500 8,000 141,769 12,807 2,325 1 4,149 2,225 $194,247 $189,551 209 $1,050 12,500 G eorge G ross , J ohn G . W e v ers . Q uarterly S tatements S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ..............' . ........................................................................... P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is c o u n t s se cu re d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h i t e m s ......................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... H. F. YOU N G , Cashier. to COHOCTON STATE BANK — C o h o c t o n A. L. SHULTS, President. A ndrew L. S hultp , B ertha I. O l iv e r , [Maple avenue; organized 1915.] E dw in S. B r o w n , W m . J. F a u lkn er , D IR E C T O R S. Simon P. C ooley , R ESO U R CE S Stocks and bonds, viz.: Public securities, market value.. ..................................................................... Frivate securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. ® GEORGE A. WENTWORTH, Cashier. W . H ealy C la r k , G eo . A . W en tw obth , Statement of condition Dec. 24, 1914 Statement of condition M arch 19, 1915 G eo . E . W ag n e r , C hablep L a r r o w e . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 H $2,007 1.000 2,700 235 9,397 19,629 84,334 1,394 21,720 4,985 7,804 71 1,733 3 $157,021 L IA B IL IT IE S Capital..................................................... : ............................................................... Surplus, including all undivided profits (market value)...................................... Due depositors, not preferred................................................................................. Other liabilities......................................................................................................... $25,000 5,937 125,334 750 Total liabilities................................................................................................. $157,021 W « g W i M P £ « 0 § * § H £ M fc) M GO § § H THE COLONIAL BANK — ALEXANDER WALKER, President. N ew Y ork C it y GEO. S. CARR, Cashier. [441 Celumbus avenue; organized 1332.] DIRECTORS. A lexander W alk er, A u g u st u s W . K e l l e y , Jam es M . D on ald, E d w in W . O r v is , W m . W oodw ard, W m. C . D uncan, G eo. R euter, RESOURCES C r a s . H . S m it h , A lexander C. W alk er, J o h n J. H o p p e r , Statement of condition Deo. 24, 1914 Statement of condition March 19, 1915 $19,720 236,897 230,000 41,250 2,176,776 3,636,538 930 1,082,284 753,903 370,403 $19,720 257,099 230,000 41,250 2,887,829 3,970,095 759 833,397 761,511 381,300 Cash items................................................................................................................ Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ 431,094 28,815 3 Total resources................................................................................................. Statement of condition .Tune 23, 1915 Statement of condition Sept. 25, 1915 269,095 2,932 3 $19,720 231,103 230,000 31,750 2,607,611 4,175,001 835 802,563 983,791 293,100 12,000 292,704 3,000 3 $30,747 225,148 230,000 10,750 2,933,343 4,031,907 902 882,871 852,732 209,307 15,000 289,518 3,000 |3 $9,008,616 $9,654,990 $9,683,185 $9,780,228 LIABILITIES $400,000 731,693 $403,000 767,315 $403,000 788,257 $400,000 807,486 90,030 32.033 108,832 7,550,091 51.033 46,935 1 101,353 100,030 104,112 8,094,511 53,571 34,121 2 101,353 60,000 106,113 8,119,690 69,968 39,797 3 102,665 30,000 68,169 8,259,949 74,443 39,513 3 Total liabilities................................................................................................. $9,003,616 $9,654,990 $9,683,185 $9,780,228 211 Caoital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks................................................................. Deposits by the State of New Y ork.................................................................. Other deposits secured bv pledge of as3et3...................................................... Due depositors, not preferred................................................................................ Due to trust comoauie3, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ Quarterly S tatements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral.......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks................................................... A rth ur W . W atson , W il l ia m C r a w f o r d . J oseph F o x , John St e v e n s , P. Y ork C it y [507 Fifth avenue: organized 1883.1 D. H. R ow lan d, R o b e r t E . S im o n , H. DIRECTORS. E li B e r n h e im , J o sep h S t e in e r , Sa m u e l Ja co bs, K. RESOURCES Total resources................................................................................................. G r if f it h , D a v id J. F o x , Sim e o n F o r d , F red M ack. A. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June23, 1915 $99,286 542,542 131,352 7,000 27,000 1,040,258 4,789,460 418 651,630 700,053 320,712 $199,365 864,722 131,102 7,000 25,000 688,763 4,818,267 261 550,432 477,613 438,785 337,301 31,040 4 336,243 16,165 4 $199,525 1,060,487 131,150 7,000 25.000 681,363 4,704,775 1,497 545,692 683,603 181,700 25.000 251,768 15,676 4 $98,616 503,137 43,959 8,375 24.000 738,829 5,353,204 1,638 640,157 576,217 227,600 40.000 219,462 14,939 3 $8,678,056 $8,553,722 $8,514,240 $8,490,130 $300,000 694,714 $300,000 648,911 $300,000 657,513 $300,000 653,080 130,505 12,000 33 7,282,737 84,467 173,600 96,830 112,000 33 7,163,670 84,162 148,114 2 93,004 75,000 33 7,112.558 112,756 163,375 1 60,153 45,000 33 7,225,616 112,303 93,950 1 $8,678,056 $8,553,722 $8,514,240 $8,490,136 Statement of condition Sept. 25, 1915 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks.................................................................. Deposits by the State of New Y ork.................................................................. Deposits by the Superintendent of Banks of the State of New York........... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ Total liabilities................................................................................................. R eport on B anks of D eposit and D iscount Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ W. S. GRIFFITH, Cashier. W. S. 212 COLUMBIA BANK — N e w JOSEPH FOX, President. THE CORN EXCHANGE BANK — W ALTER E. FREW, President. W m . A . N ash , C larence H . K elsey, P h il ip L e h m a n , W alter E . F r ew , W . R . St e w a r t , H enry B . V aughan, N ew Y [13 William street; organized 1852.] Wm. H. DIRECTORS. N ic h o l s, H enry Sch aefer, RESOURCES C it y EDWARD S. MALMAR, Cashier. A. R obert D rysdale, D a v id B in g h a m , C h a s . W . M cC u tc h e o n , J. L o u is S chaefer, A n d r e w M il l s , D a v id M . M o r r is o n . Statement of condition June 23, 1915 $2,230,789 7,890,758 3,063,809 1,266,804 1,348,140 30,457,895 19,521,747 3,439 6,709,724 11,423,407 1,653,865 7,961,340 678,200 463,457 4 $94,673,378 $1,869,041 8,276,101 3,218,790 1,226,804 1,170,557 28,480,911 27,146,123 4,267 6,644,008 11,497,230 2,564,240 6,402,959 975,678 208,765 5 $99,685,479 $1,857,610 9,713,843 3,227,580 1,158,106 1,103,097 31,884,198 24,712,612 4,157 7,118,042 16,962,745 2,502,790 9,148,620 869,555 216,445 6 $110,479,406 $1,611,912 10,947,285 3,322,569 1,052,106 763,254 37,909,653 26,640,843 4,519 6,895,855 15,928,727 2,995,225 6,715,568 1,201,314 271,315 7 $116,260,152 $3,500,000 6,979,324 $3,500,000 6,772,548 $3,500,000 6,729,658 $3,500,000 6,736,721 6,404,656 109,007 223,603 42,996 70,844,655 5,595,489 6,709,184 121,865 204,704 43,565 73,280,682 7,580,795 7,493,785 118,813 167,332 52,214 82,426,483 8,631,345 7,139,976 111,918 83,935 50,692 85,316,480 11,661,118 678,200 295,445 3 $94,673,378 975,678 496,455 3 $99,685,479 869,555 490,218 3 $110,479,406 1,201,314 457,993 5 $116,260,152 <D a w tl w t-t 213 Statement of condition March 19, 1915 LIABILITIES Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks................................................................. Due New York State savings and loan assns., credit unions and land bank. Deposits by the Superintendent of Banks of the State of New Y ork............ Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Acceptances of drafts payable at a future date or authorized by commercial letters of credit..................................................................................................... Other liabilities........................................................................................................ Add for cents............................................................................................................ Total liabilities................................................................................................. Statement of condition Sept. 25, 1915 Statement ot condition Dec. 24, 1914 Statements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........... ............................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Cash items................................................................................................................ Customers’ liability on acceptances (per cqntra, see liabilities)......................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. ork S ie g f r ie d K a r l e b a c h , L e w is D o r f m a n , M o r r is L e v y , Y ork Jos. E. DIRECTORS. B u tterw orth , resources Total resources................................................................................................. Capital..................................... .................................................................... Surplus, including all undivided profits (market value)........................ Preferred deposits, viz.: Deposits by the State of New Y ork..................................................... Deposits by the Superintendent of Banks of the State of New York Other deposits secured by pledge of assets.......................................... Due depositors not preferred..................................................................... Bills payable................................................................................................ Rediscounts....................................................... .......................................... Other liabilities............................................................................................ Add for cents............................................................................................... WM. F. McLAUGHLIN, Cashier. Wm. D. C a m e r o n , R o b t . F. S e if f e r t , G e o . B . W il l ia m s . Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June23, 1915 $46,325 79,282 5.000 3.000 37,693 10,927 334,258 2,125 33,114 12,008 20,170 $101,500 4,900 $96,657 5,000 6,542 3 $104,690 4,850 5.000 3.000 71,744 30,913 317,897 1,516 32,218 6,423 20,400 15,700 5,170 3 70,728 83,363 436,905 691 72,046 2,940 17,280 3,371 7,094 3 77,728 84,833 533,366 518 40,892 1,436 16,727 8,317 7,824 3 $590,447 $619,524 $800,821 $873,301 $ 100,000 $ 100,000 $ 100,000 17,193 $100,000 13,555 20,000 30.000 15.000 LIABILITIES it y 10,889 20,000 Statement of condition Sept. 25, 1915 19,698 25.000 15.000 10,000 10,000 20.000 20 ,'000 397,111 50,000 454,357 554,741 643,269 20,000 1,612 61,000 2,887 48,000 2,333 1 $619,524 $800,821 $873,301 2,446 1 $590,447 R eport on B anks of D eposit and D iscount Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts....................................: ........................................................................... Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks................................................... Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total liabilities C [803 Prospect avenue; organized 1906.] 214 COSMOPOLITAN BANK — N e w GEORGE B. WILLIAMS, President. DOBBS FERRY BANK F R A N K L IN Q. B R O W N , President. — D obbs F erry BENJ. L. WALLACE, Cashier. [41 Main street; organized 1890.] DIRECTORS. Q. F r a n k l in B row n, H erm an L. R . E dgar, R o b e r t D e n n is t o n , A lbert Shaw , W m. C. L aw rence, N a t h a n ie l A . C a m p b e l l , B e n j a m in L . W a l l a c e . W m . W . T o m p k in s , C urt von W edel, Statement of condition Sept. 25, 1915 Statement of condition Dec. 24, 1914 Statement of " condition March 19, 1915 Statement of condition June 23, 1915 $1,000 247,007 9,000 3,700 5,250 18,543 76,172 46,568 5,842 14,092 $1,000 244,936 9,000 3,700 4,900 18,344 86,037 41,294 10,123 11,748 $1,017 239,975 9,000 3,700 4,900 21,144 85,522 65,907 9,645 8,125 123 40 518 3 50 335 2 411 3 $1,010 237,435 9,000 3,700 4,900 17,270 73,994 102,637 13,688 12,710 200 9 689 3 $427,735 $431,469 $449,472 $477,245 Capital...................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks................................................................. Due New York State savings and loan assns., credit unions and land bank. Due depositors, not preferred................................................................................ Due to trust companies, banks and bankers........................................................ Other liabilities......................................................................................................... Add for cents............................................................................................................ $100,000 30,734 $100,000 29,990 $100,000 26,510 $100,000 26,152 21,171 10,233 261,029 2,034 2,532 2 19,430 6,502 269,495 4,561 1,488 3 15,166 9,522 290,048 6,362 1,860 4 16,469 2,770 315,516 14,342 1,993 3 Total liabilities................................................................................................. $427,735 $431,469 $449,472 RESOURCES Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value........................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Specie........................................................................................................................ Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................ Assets not included in any of the above heads........................... : ....................... Add for cents............................................................................................................ Total resources................................................................................................. LIABILITIES jry a t g g p H oq g & W K § H o n $477,245 ------------------- fc£> i_ L W m, C. Sw o r t s , H. R. B. SWORTS, Cashier. [Organized 1882.] C. H a r p b n d in g , DIRECTORS. F. R. VOSBURGH, R. B. Sw o r t s , U r s u l a Sw o r t s . Statement of condition Sept. 25, 1915 Statement of condition March 19, 1915 Statement of condition June 23, 1915 Legal tender notes and notes of national banks.................................................. Cash items............................................................................ .-.................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ $4,013 14,918 6,323 77,794 19,285 2,575 101,110 1,895 43,552 3,485 10,103 1,439 3,340 4 $4,013 15,112 2,000 73,481 17,925 3,200 106,866 1,237 21,292 3,632 13,547 500 4,412 4 $4,121 5,225 2,000 73,031 14,370 3,200 116,136 600 15,665 3,449 10,124 626 4,320 2 $4,097 5,225 2,000 65,559 14,520 3,275 109,416 1,490 14,282 3,510 10,865 385 .4,040 2 Total resources................................................................................................. $289,836 $267,221 $252,869 $238,666 $50,000 47,057 $50,000 28,682 $50,000 30,902 $50,000 30,453 Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... Real estate owned........................................................................... ........................ Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral................................................. Loans, discounts and bills purchased not secured by colateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Other deposits secured by pledge of assets....................................................... Deposits otherwise preferred............................................................................... Due depositors, not preferred........................................................................... . Due to trust, companies, banks a.nri bankers........................................................ 1,869 1,870 1,582 2,203 188,995 184,654 162,484 154,534 225 Other liabilities................................................................................ ....................... 1,580 1 2,014 2 Total liabilities.................................................................................................. $289,836 $267,221 6,000 1,613 1,872 $252,869 $238,666 R eport on B anks of D eposit and D iscount Statement of condition Dee. 24, 1914 r e so u r c e s 216 DUNDEE STATE BANK — D undee WM. C. SWORTS, President. THE FARMERS’ BANK OF SPRINGVILLE, ERIE COUNTY, N. Y .---SPRINGVILLE F. O. SMITH, President. F. O. S m it h , F. S c h w e iz e b , W. A. DAVIS, Cashier. [124 Main street; organized 1902.] A. D. E d w in DIRECTORS. J on e s, S cott, A. G eo. C hesbbo, A. L. P in g b e y , R. B. W a it e , RESOURCES Total resources Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June23, 1915 $411,242 4,489 16,500 48,327 $390,429 4,489 16,500 44,171 20,000 15,000 358,796 894 113,354 24,752 17,021 $379,478 2,000 16,500 42,421 20,000 15,000 368,142 1,368 128,801 24,321 11,366 2 462 3 773 3 432 4 $1,021,130 $1,005,871 $1,010,173 $1,121,229 $50,000 89,174 15,000 $50,000 86,654 15.000 $50,000 91,516 15.000 10.000 10.000 $50,000 90,850 15.000 866,956 844,216 1 843,656 1 855,378 1 $1,021,130 $1,005,871 $1,010,173 $1,021,229 20,000 15,000 355,655 976 109,450 20,652 17,259 Statement of condition Sept. 25, 1915 $364,690 2,000 16,500 44,021 20,000 15,000 385,140 816 140,909 1,947 28,750 1,020 1,578 Quarterly Statements Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks....................•.............................. Federal reserve notes............................................................................................... Cash items................................................................................................................. Add for cents............................................................................................................ B . E . A u s t in , B . C h affee. G eobge H . H ughey, G . H . B abkeb, LIABILITIES Capital............................................................................................ Surplus, including all undivided profits (market value)........... Preferred deposits, viz.: Deposits by the State of New York, Other deposits secured by pledge of assets........................... Due depositors, not preferred...................................................... Add for cents................................................................................. Total liabilities 10.000 fcO H- F r an k C am pbell, W. R. [8 Liberty street; organized 1912.] C am pbell, F red R. — B ath FRED R. WEBSTER, Cashier. DIRECTORS. W e b s te r , H enry F rey, R euben R. L yon. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $79,354 37,667 10,000 $79,354 37,667 17,327 3,500 59,392 34,872 465,489 2,902 170,254 5,529 36,934 2,143 4 $79,354 24,336 24,003 3,875 55,802 52,108 471,386 1,557 74,735 3,415 33,239 2,904 4 $915,367 $826,718 Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks................................................... Cash items................................................................................................................. Add for cents............................................................................................................ 41,852 38,453 434,259 601 145,519 3,615 41,365 4,979 3 $79,354 37,667 15,446 3,500 42,360 42,154 460,834 371 158,894 3,471 37,962 3,314 3- Total resources.................................................................................................. $837,667 $885,330 1 Statement of condition Sept. 25, 1915 LIABILITIES Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings and loan assns., credit unions and land bank. Deposits by the State of New Y ork .................................................................. Other deposits secured by pledge of assets....................................................... Due depositors, not preferred................................................................................. Add for cents............................................................................................................. $50,000 56,080 $50,000 59,126 $50,000 64,200 $50,000 64,341 2,492 25,000 28,984 675,109 2 1,166 25,000 25,748 724,288 2 1,099 20,000 25,214 754,852 2 2,265 15,000 25,519 669,592 1 Total liabilities................................................................................................. $837,667 $885,330 $915,367 $826,718 R eport on B anks of D eposit and D iscount RESOURCES 218 THE FARMERS AND MECHANICS’ BANK OF BATH, N. Y FRANK CAMPBELL, President. FARMERS AND MECHANICS’ BANK F. W. B attder , F r a n k J. E h l e , F o r t P l a in CHAS. G. ZIELLEY, Cashier. [Organized 1887.] F. W. BAUDER, President. DIRECTORS. Fayette W agner, L e ster G etm an, H. M. E l d r id g e , RESOURCES Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value..... ................................................................ Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... W. C. H a c k n e y , W. S a l t s m a n . A . L . G ros, A. H . E ckler, J ohn Statement of condition March 19, 1915 $16,165 23,538 30,400 32,718 45,787 133,914 324,725 1,243 41,529 14,136 10,350 $16,135 22,252 30,400 34,668 47,566 123,783 335,553 531 38,246 15,638 9,705 4,677 8,806 2 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 1,854 3,996 3 $16,130 18,457 30,400 34,840 46,816 118,350 343,074 1,062 38,908 21,173 10,000 1,000 2,297 5,200 5 $16,167 21,073 30,400 32,390 46,820 122,432 329,421 840 77,846 15,351 11,720 1,000 5,551 5,448 6 $687,990 $680,330 $687,712 $716,465 Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Other deposits secured by pledge of assets................ Due depositors, not preferred................................................................................. Due to trust companies, banks and bankers........................................................ Rediscounts............................................................................ '................................. Other liabilities......................................................................................................... Add for cents............................................................................................................ $100,000 46,127 10,649 487,000 23 35,685 8,504 2 $100,000 43,459 9,632 491,281 1,996 25,356 8,605 1 $100,000 44,073 9,362 489,531 8,217 26,462 10,064 3 $100,000 44,639 9,009 552,231 652 Total liabilities................................................................................................. $687,990 $680,330 $687,712 $716,465 Legal tender notes and notes of national banks................................................... Federal reserve notes............................................................................................... Cash items........................: ....................................................................................... Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources................................................................................................. «o d t fcl w f U1 ► .TEMENTS Statement of condition Dec. 24, 1914 LIABILITIES 219 9,931 3 [215 Main street; organized 1891.] S. B . B u r c h a r d , P e r r y W . G o o d w in , H. P . R o b e r t s o n , H aro ld C r is se y , E l l io t t H a ll, E . E . W ellm a n , A . A . G ould, J. A . C l a r y , E lm er G if f o r d , F. St r a n d b u r g , O. C. DIRECTORS. E. C. Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie......................................................................................................................... Legal tender notes and notes of national banks.................................................. Federal reserve notes............................................................................................... Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Total resources.................................................................................................. LIABILITIES Capital................................................................................ Surplus, including all undivided profits (market value) Preferred deposits, viz.: Due New York State savings banks........................... Deposits by the State of New Y ork ............................ Other deposits secured by pledge of assets................. Due depositors, not preferred........................................... Due to trust companies, banks and bankers.................. Bills payable...................•.................................................. Other liabilities.................................................................. Add for cents...................................................................... Total liabilities A. E. APPLEYARD, Cashier. John W . Joh nson , F rank W il c o x , E d. G reen, A l b e r t P eterson , A. J. Statement of condition Dec. 24, 1914 O. N. R u s h w o r t h , N. O s c a r J o h n s o n . Statement of condition March 19, 1915 $30,000 43,834 70,429 134,792 40,751 185,393 1,195,073 181 175,858 52,793 36,000 $29,500 57,645 84,017 131,736 44,669 195,135 1,216,810 101 *202,701 50,922 30,800 9,408 2,000 3 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 9,056 8,100 4 $29,500 53,145 82,778 130,345 41,892 182,035 1,306,673 506 196,353 51,813 30,850 280 10,402 2,031 4 $29,500 54,456 80,740 133,423 48,994 193,780 1,272,693 239 173,125 60,309 31,200 310 11,978 10,500 4 $1,976,515 $2,061,196 $2,118,607 $2,101,251 $200,000 $200,000 108,517 117,928 $200,000 120,873 $200,000 129,669 25,955 67,000 8,417 1,538,077 3,547 26,212 92,000 8,526 1,586,129 12,399 26,745 56,000 7,780 1,655,143 8,412 25,000 18,000 2 2 26,477 75,000 7,780 1,601,001 4,974 50,000 32;500 2 $1,976,515 $2,061,196 $2,118,607 $2,101,251 17,500 2 R eport on B anks of D eposit and D iscount resources Jam estow n 220 FARMERS AND MECHANICS’ BANK — O. N. RUSHWORTH, President. FARMERS AND MERCHANTS’ BANK — WELLINGTON D. BECKER, President. D. W e l l in g t o n B ecker, W il l ia m L e w is , E. R. John B ecker, V e r n o n M . B e l l in g e r , C o b l e s k il l JOHN R. BECKER, Cashier. [Main street; organized 1893.] DIRECTORS. A l e x a n d e r M c M il l e n , F. W arren L id d l e , W il la r d L a r k in . J u d so n B u r h a n s , C h a s. A . W ie t in g , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $70,500 408,845 8,500 11,500 49,930 154,625 4 102,810 21,978 17,780 $70,440 418,573 8,500 11,500 49,818 173,765 43 132,455 24,731 18,250 107 10,566 2 37 9,381 6 $67,650 458,082 8,500 10,100 50,648 159,719 8 110,386 24,014 14,880 870 389 11,541 4 $68,390 452,045 8,500 10,100 50,229 162,366 295 140,979 17,242 11,730 1,020 1,823 10,877 3 $857,147 $917,499 $916,791 $935,599 Capital............................................................................................ Surplus, including all undivided profits (market value)........... Preferred deposits, viz.: Deposits by the State of New York, Due depositors, not preferred...................................................... Due to trust companies, banks and bankers............................. Other liabilities.............................................................................. Add for cents................................................................................. $50,000 32,189 5,000 754,537 7,933 7,487 1 $50,000 31,857 5,000 809,427 8,350 12,864 1 $50,000 33,720 5,000 815,121 5,577 7,372 1 $50,000 29,343 5,000 825,379 11,881 13,994 2 Total liabilities...................................................................... $857,147 $917,499 $916,791 $935,599 RESOURCES Total resources................................................................................................. LIABILITIES 221 Q uarterly S tatements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral.......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.................................................... Specie..................................................................................................... *................. Legal tender notes and notes of national banks................................................... Federal reserve notes........................................................................................... Cash items................................................................................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ Statement of condition Sept. 25, 1915 FARMERS AND MERCHANTS’ BANK OF GENEVA — [24 Linden street; organized 1914.] JOHN W. MELLEN, President. John W . M e ll e n , W alter H ow ar d , John P a r m e n te r , G eorge DIRECTORS. S. F a ir f a x , resou rces Total resources......................................................................................................... to HARRY D. MARSHALL, Asst. Cashier. T hom as H . T r u slo w , H ugh R ose, W il l ia m L. C. M ead. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $11,179 $11,072 900 $11,072 2,070 13,175 23,000 6,971 119,141 354 16,018 1,198 6,098 13,175 26,310 10,909 152,908 8 29,582 2,037 7,172 1,141 3,148 4,078 2 1,695 397 2,580 4 20,405 28,975 9,744 185,484 29 26,174 1,933 10,964 700 469 $6,072 3,050 500 21,005 29.955 10.955 191;736 19 34,869 2,064 10,700 150 1,644 4,389 5 4,439 5 $205,503 $258,749 $302,413 $317,163 $75,000 2,738 $75,000 3,387 10,000 169;195 397 768 2 $75,000 5,652 10,000 210i942 $75,000 6; 576 10,000 224,105 818 1,482 Statement of condition Sept. 25, 1915 LIABILITIES Surplus, including all undivided profits (market value)......................................... Preferred deposits, viz.: Due New Y ork State savings banks........................... D ue depositors, not preferred........................................................................................ A c ’pt’ces of drafts payable at a future date or aut’ed by comm’l letters of credit. A dd for cents ................................................................................................................. 122,342 3,148 2,274 1 $205,503 to 1 1 $258,749 | $302,413 $317,163 1 R eport oh B anks of D eposit and D iscount Stocks and bonds, viz.: Public securities, market valu e................................................................................ Private securities, market value............................................................................... Real estate ow ned............................................................................................................ Mortgages ow ned............................................................................................................. Loans and discounts secured b y bond and mtge., deed or other real estate col. Loans and discounts secured b y other collateral..................................................... Loans, discounts and bills purchased not secured b y collateral........................... Overdrafts.......................................................................................................................... D ue from trust companies, banks and bankers........................................................ Specie.................................................................................................................................. Legal tender notes and notes of national banks...................................................... Federal reserve notes....................................................................................................... Cash item s.......................................................................................................................... Customers’ liability on acceptances (per contra, see liabilities)........................... Assets not included in any of the above heads........................................................ Add for cents..................................................................................................................... to G eneva THE FARMERS AND MERCHANTS’ BANK OF SPENCER, N. Y — S p e n c e r M . D . FISH ER, President. [Organized 1884.] M . B. FERRIS, Cashier. DIRECTORS. M . D. F i s h e r , M. L. F is h e r , S. C. J o n e s , A. M a x F i s h e r , RESOURCES H. H. F is h e r , G. F. B u t t s , Statement of condition Dec. 24, 1914 M. B. F e r r is . Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $1,000 10,000 4,704 2,220 3,800 74,241 200 21,238 765 5,700 200 2 $1,000 10,000 4,495 2,220 3,800 71,881 180 25,658 838 7,200 190 2 $1,000 10,000 2,495 4,220 3,800 70,976 200 24,801 670 7,000 200 2 $1,000 7,000 6,495 3,940 Total resources................................................................................................. $124,070 $127,464 $125,364 $123,483 $25,000 12,220 340 86,309 200 1 $25,000 11,178 $25,000 11,909 $25,000 12,245 91,096 190 88,255 200 86,138 100 $124,070 $127,464 $125,364 $123,483 69,201 28,154 591 7,000 100 2 Quarterly Statements Stocks and bonds, viz.: Public securities, market value.......................................................................... Private securities, market value......................................................................... Real estate owned.................................................................................................... Mortgages owned..................................................................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................................................................................. Due from trust companies, banks and bankers.......................................... ...... Specie......................................................................................................................... Legal tender notes and notes of national banks.................................................. Assets not included in any of the above heads.................................................... Add for cents............................................................................................................ LIABILITIES Capital....................................................................................................... Surplus, including all undivided profits (market value)...................... Preferred deposits, viz.: Other deposits secured by pledge of assets Due depositors, not preferred............................................................... Other liabilities....................................................................................... Add for cents........................................................................................... Total liabilities................................................................................ bo to o» C. H e r m a n P h il ip p , S. C. W a t e r m a n , O n e id a [18 Madison street; organized 1892.] E. E. C o o n , L. S n e l l , Ira DIRECTORS. F r a n c is St a f f o r d , C olet, R hodt T oher, H. W . Stocks and bonds, viz.: Public securities, market value........................................................................... Private securities, market value............... ......................................................... Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.................................................. Loans, discounts and bills purchased not secured by collateral......................... Due from trust companies, banks and bankers.................................................... Legal tender notes and notes of national banks................................................... Federal reserve notes......................................................................................, . . . . Cash items................................................................................................................. Assets not included in any of the above heads..................................................... Add for cents............................................................................................................. Total resources.................................................................................................. liabilities Capital....................................................................................................................... Surplus, including all undivided profits (market value)...................................... Preferred deposits, viz.: Due New York State savings banks.................................................................. Due New York State savings and loan assns., credit unions and land bank. Due depositors, not preferred................................................................................. E. G. L. M e n z i e , A. B. M xjnroe , W. W it t e r , C . F . M unroe. Statement of condition Deo. 24, 1914 Statement of condition March 19, 1915 Statement of condition June23, 1915 S I ,100 16,775 13,125 45,149 195,316 27,894 5,735 10,478 $1,100 16,775 4,900 45,007 200,716 47,209 8,576 13,365 $1,100 16,775 4,720 46,975 188,294 75,135 8,746 7,682 3,708 700 1 2,581 340 2 3.578 575 1 $1,100 16,775 3,625 39,785 179,359 43,158 10,614 9,343 450 1,097 367 1 $319,981 $340,571 $353,581 $305,674 $50,000 43,209 $50,000 43,979 $50,000 42,648 $50,000 42,837 10,000 10,000 215,416 10,000 1,616 247,309 304 1,702 2 •10,000 9 201,218 $353,581 $305,674 Other liabilities......................................................................................................... 1,355 1 234,520 371 1,700 1 Total liabilities.................................................................................................. $319,981 $340,571 Statement of condition Sept. 25, 1915 1,610 R eport on B anks of D eposit and D iscount RESOURCES T. H. JURDEN, Cashier. 224 FARMERS AND MERCHANTS’ STATE BANK — A. B. MTJNROE, President. FID ELITY BA N K — N EDW ARD H . P E A S L E E , President. ew Y ork C it y E U G E N E W . D U T T O N , Cashier. [M a d is o n a v e n u e a n d 7 5 th s tre e t; o rg a n iz e d 19 00.] DIRECTORS. E . A . S. C la r k e , E dward H . P ea slee , B . A ymab Sands, G eo . N . M ille r , M ortimer L. S chifp , R ESO U R CE S Statement of condition Dec. 24, 1914 Statement of condition M arch 19, 1915 $9 6 0 1 8 3 ,9 9 0 1 3 7 ,0 0 0 2 2 ,0 0 0 2 3 5 ,7 0 0 6 0 8 ,5 6 5 34 1 2 4 ,0 8 1 1 3 5 ,1 4 2 2 0 ,0 0 0 $985 1 5 8 ,7 4 0 1 3 7 ,0 0 0 2 2 ,0 0 0 2 1 7 ,2 3 0 6 9 2 ,0 0 9 59 1 6 8 ,2 3 4 1 3 7 ,0 1 4 1 9 ,0 0 0 9 3 ,8 5 7 5 ,0 0 0 2 R obert O lyphant , E r ic P. Swenson , Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $970 1 9 3 ,0 2 6 1 3 7 ,0 0 0 2 2 ,0 0 0 2 1 5 ,3 0 0 5 7 5 ,1 3 0 4 6 ,1 1 9 4 ,4 0 0 3 $9 6 3 2 1 7 ,0 1 1 1 3 7 ,0 0 0 2 2 ,0 0 0 2 1 3 ,2 2 0 8 0 8 ,0 8 0 20 2 3 5 ,6 3 3 1 1 6 ,9 8 8 1 3 ,0 0 0 3 ,0 0 0 4 2 ,7 1 7 6 ,1 0 0 3 $ 1 ,5 6 6 ,3 3 1 $ 1 ,6 0 2 ,7 9 3 $ 1 ,8 1 4 ,7 3 5 $ 1 ,6 8 0 ,7 7 3 O ther liabilities...................................... ................................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 2 0 0 ,0 0 0 1 8 2 ,9 6 3 1 ,1 3 0 ,9 6 0 4 3 ,8 6 1 8 ,5 4 6 1 $ 2 0 0 ,0 0 0 1 8 4 ,1 3 5 1 ,1 4 0 ,9 5 2 7 2 ,2 5 0 5 ,4 5 5 1 $ 2 0 0 ,0 0 0 1 8 2 ,5 5 4 1 ,3 9 2 ,3 8 7 3 2 ,7 9 3 7 ,0 0 0 1 $ 2 0 0 ,0 0 0 1 8 8 ,2 5 6 1 ,2 4 0 ,9 5 7 4 4 ,5 5 8 7 ,0 0 0 T o t a l lia b ilit ie s ......................................................................................................................... $ 1 ,5 6 6 ,3 3 1 $ 1 ,6 0 2 ,7 9 3 $ 1 ,8 1 4 ,7 3 5 $ 1 ,6 8 0 ,7 7 3 T o t a l r e s o u r c e s ......................................................................................................................... L IA B IL IT IE S C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) ............................................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... 2 225 3 3 7 ,5 1 5 1 2 0 ,2 8 3 1 0 ,5 0 0 4 .5 0 0 6 0 ,0 1 4 4 .5 0 0 3 Q uarterly S tatements S t o c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e se cu rities , m a r k e t v a l u e .......................................................................................... R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is co u n ts se c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s e e m e d b y c o lla te r a l............................... O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c ie ...................................................................................................................................................... L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h i t e m s ....................................... , .................................................................................................. A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... W . V. S. T horne , J ambs A. Stillm an , ork C 226 T H E FIFTH AVEN U E BAN K OF N E W YO R K — N e w Y A . S . F R I S S E L L , President. it y W . G . G A S T O N , Cashier. [530 F ifth a v e n u e ; o rg a n iz e d 1875.] DIRECTORS. G a r d n e r W e th er 'b e e , W m. H . P orter, A . S. F r is s e l l , B. H . Fancher, J o h n D. C r im m in s , H e n r y R. I c k e l h e im e r , A l f r e d E. M a r l in g , Jam es G . C a n n o n , H o w a r d C . S m it h , Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 1 0 0 ,3 3 5 5 ,6 0 0 5 5 2 ,0 6 6 2 1 4 ,0 0 0 7 ,7 0 7 ,0 5 5 5 ,0 1 8 ,4 3 2 6 ,5 5 0 3 6 3 ,3 4 1 3 ,0 7 2 .2 5 3 5 7 2 ,4 2 0 3 3 4 ,2 2 3 3 9 4 ,4 7 8 4 T o t a l r e s o u r c e s ......................................................................................................................... $ 1 8 ,3 4 0 ,7 5 7 $ 1 0 1 ,0 9 5 5 ,6 0 0 5 5 2 ,0 6 6 1 1 2 ,5 0 0 8 ,4 7 0 ,4 8 7 4 ,6 9 3 ,8 7 7 1 9 ,0 7 2 4 2 0 ,0 7 4 2 ,4 8 3 ,4 0 1 8 3 8 ,3 1 5 2 7 9 .8 0 2 5 2 9 ,9 4 0 4 $ 1 8 ,5 0 6 ,2 3 3 1 $ 1 0 1 ,2 1 5 5 ,6 0 0 5 5 2 ,0 6 6 1 1 1 ,9 8 0 8 ,3 4 0 ,0 9 8 4 ,4 4 7 ,8 6 2 4 ,8 4 4 4 6 7 ,4 3 6 2 ,9 7 6 ,1 2 5 6 5 2 ,9 6 5 5 5 1 ,5 8 8 3 2 4 ,5 2 3 3 $ 1 2 8 ,4 3 0 1 0 5 ,6 0 0 5 5 2 ,0 6 6 4 7 ,7 0 0 9 ,5 3 7 ,2 5 1 4 ,9 0 9 ,1 5 6 1 0 ,6 7 6 3 0 6 ,0 3 7 2 ,7 8 7 ,7 4 6 6 9 0 ,1 3 0 4 3 7 ,3 1 0 3 5 ,5 3 3 4 $ 1 8 ,5 3 6 ,3 0 5 $ 1 9 ,5 4 7 ,6 3 9 .......... H o * > 3 5 o * H H g zn 5 LIABILITIES T o t a l lia b ilit ie s ........................................................................................................... H O S to c k s a n d b o n d s , v iz .: P u b lic secu rities, m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities, m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. L o a n s a n d d is co u n ts s e cu re d b y b o n d a n d m tg e ., d e e d o r o t h e r real estate c o l. L o a n s a n d d is co u n ts s e cu re d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s e c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ................................................................ •........................................................................... D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o te s o f n a tio n a l b a n k s ............................................................... C a s h i t e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... C a p i t a l .................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p ro fits (m a r k e t v a l u e ) ............................................... P r e fe rr e d d e p o s its , v iz .: D u e N e w Y o r k S ta te s a v in g s b a n k s ............................................................................... D u e N e w Y o r k S ta te s a v in g s a n d lo a n a ssn s., cre d it u n io n s a n d la n d b a n k . D u e d e p o s ito r s , n o t p r e f e r r e d ..................................................................................................... D u e t o tru s t co m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s ................................................................................................................................... A d d fo r c e n t s ....................................................................................................................................... . . R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t Statement of condition Dec. 24, 1914 RESOURCES T h o s . S. V a n V o l k e n b u r g h , C o r n e l iu s N. B l is s , J r . $ 1 0 0 ,0 0 0 2 ,2 2 7 ,0 5 9 $ 1 0 0 ,0 0 0 2 ,2 9 6 ,1 5 4 $ 1 0 0 ,0 0 0 2 ,3 4 3 ,4 1 9 $ 1 0 0 ,0 0 0 2 ,2 4 0 ,1 6 6 2 8 ,6 6 9 6 ,8 3 9 1 5 ,5 2 2 ,9 2 3 1 5 ,7 2 2 4 3 9 ,5 4 3 2 3 1 ,2 4 2 3 ,3 8 6 1 5 ,6 5 4 ,9 7 1 1 5 ,3 3 0 4 0 5 ,1 4 8 2 4 9 ,4 7 7 1 6 ,2 4 2 1 5 ,6 1 2 ,6 6 3 2 5 ,7 8 7 3 8 8 ,7 1 5 2 3 6 ,0 8 3 7 ,6 9 8 1 6 ,7 4 1 ,2 6 1 1 7 ,1 1 0 4 0 5 ,3 1 9 2 $ 1 8 ,3 4 0 ,7 5 7 $ 1 8 ,5 0 6 ,2 3 3 $ 1 8 ,5 3 6 ,3 0 5 $ 1 9 ,5 4 7 ,6 3 9 > TH E FIRST STATE B AN K — C anisteo D. C. H UNTER, President. A . D . F U L L E R , Cashier. [M a in s t r e e t ; o r g a n iz e d 1897.] DIRECTORS. J. L . S e e l e y , J r ., Ja c o b V ic k e r s, W . P. G o p p , H e n r y E r l ic h , E d g ar N o r t h r u p , RESOURCES S t o c k s a n d b o n d s , v i z .: P u b lic s e cu ritie s , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t s ecu red b y c o lla t e r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e t s n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... H . P. J a c k , C. A. J a c k s o n , Statement of condition Dec. 24, 1914 O t t o K. S t e w a r t , D . F u ller. A. Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 2 2 ,7 6 2 1 5 ,9 7 7 1 4 ,5 0 0 4 ,5 0 0 3 ,6 0 5 4 7 ,2 1 1 1 7 9 ,1 5 0 62 5 2 4 ,2 9 8 4 ,1 9 0 7 ,6 7 2 $ 2 2 ,7 6 2 1 5 ,9 7 7 1 7 ,6 8 0 5 ,7 2 7 3 ,9 1 1 2 5 ,7 7 9 2 1 3 ,9 9 8 1 ,4 3 7 1 4 ,8 9 6 7 ,7 6 6 8 ,4 0 3 2 ,3 1 0 1 ,3 0 0 4 159 3 ,0 2 6 4 190 8 ,0 9 4 3 $ 2 1 ,0 6 5 2 1 ,3 7 7 2 0 ,2 5 4 5 ,6 2 5 1 ,3 0 0 4 0 ,8 9 5 1 8 9 ,0 5 7 1 ,4 9 3 1 8 ,6 8 5 8 ,8 1 4 4 ,4 0 0 40 0 243 3 ,2 5 9 4 $ 3 2 8 ,1 0 4 $ 3 4 1 ,5 2 5 $ 3 4 4 ,2 8 7 $ 3 3 6 ,8 7 1 C a p i t a l .................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a rk e t v a lu e ) P re fe rr e d d e p o s it s , v i z .: D e p o s it s b y t h e S ta te o f N e w Y o r k .................................. O th e r d e p o s it s se c u r e d b y p le d g e o f a s s e ts ..................... D u e d e p o s it o r s , n o t p r e fe r r e d .................................................... B ills p a y a b l e ........................................................................................ O th e r lia b ilit ie s .................................................................................. A d d fo r c e n t s .................................................................................... $ 5 0 ,0 0 0 3 0 ,4 7 3 $ 5 0 ,0 0 0 2 0 ,4 3 9 $ 5 0 ,0 0 0 3 0 ,7 8 8 $ 5 0 ,0 0 0 3 1 ,2 5 9 1 0 ,0 0 0 2 ,5 6 4 2 2 1 ,2 6 6 1 1 ,0 0 0 2 ,8 0 0 1 1 0 ,0 0 0 2 ,5 1 3 2 3 5 ,4 9 8 1 1 ,0 0 0 3 ,0 7 3 2 1 0 ,0 0 0 2 ,4 8 6 2 3 6 ,3 2 5 1 1 ,0 0 0 3 ,6 8 7 1 1 0 ,0 0 0 1 ,9 6 7 2 4 0 ,3 4 0 T o t a l lia b ilit ie s ......................................................................... $ 3 2 8 ,1 0 4 $ 3 4 1 ,5 2 5 $ 3 4 4 ,2 8 7 $ 3 3 6 ,8 7 1 T o t a l r e s o u rce s $ 1 4 ,9 7 5 2 0 ,2 2 7 2 0 ,2 6 1 5 ,6 7 0 30 6 3 6 ,9 8 5 1 9 6 ,0 5 9 724 2 5 ,5 9 6 1 0 ,6 9 7 4 ,4 0 0 100 <C SIxVSIJVMJ.VvLjS A'FJIMJiil V I D. C. H u n t e r , L. J. S im p s o n , LIABILITIES 3 ,3 0 3 2 ho — F loral P a r k [T y s o n a v e n u e a n d J e rich o tu r n p ik e ; o r g a n iz e d 1908.] C. H . VAN N O S T R A N D , Cashier. 228 FLORAL PA R K BANK E D W A R D L . F R O S T , President. DIRECTORS. T. W . A lbertso n, B ern ard L oew , F r e d e r ic k C. H i c k s , J a c o b L atjer J otham P ost, E d w ar d L. F rost, J. F. K l e i n , G e o . W. C o v e r t , G e o . A . W ig g in s , S t o c k s a n d b o n d s , v i z .: P u b lic se cu ritie s , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e ........................................................................................... R e a l e s t a t e o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o t h e r rea l e sta te c o l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t s ecu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................. D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ....................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e t s n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d f o r c e n t s ....................................................................................................................................... Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 J. M a y n a r d K is s a m , I s a a c S. H e n d r ic k s o n , G e o r g e S. E m o r y . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 1 4 ,5 0 0 7 6 ,5 6 2 2 3 ,0 0 0 5 1 ,2 5 0 2 5 ,6 7 1 1 5 ,4 2 8 5 9 ,0 5 7 86 3 3 ,3 2 0 1 ,4 2 5 1 7 ,6 7 8 $ 1 4 ,5 0 0 7 7 ,9 4 3 2 3 ,0 0 0 5 1 ,2 5 0 1 2 ,7 7 4 1 7 ,9 7 5 4 5 ,0 0 8 $ 1 4 ,5 0 0 9 5 ,9 5 6 2 3 ,0 0 0 4 9 ,7 5 0 1 4 ,8 5 7 7 ,4 6 1 4 8 ,6 0 1 $ 1 3 ,0 0 0 9 9 ,4 5 6 2 2 ,7 5 0 4 7 ,5 5 0 1 0 ,9 8 9 1 0 ,9 4 8 6 7 ,0 9 7 3 8 ,3 5 7 1 ,4 0 6 1 3 ,9 7 9 1 8 ,5 5 8 1 ,5 2 4 1 4 ,3 5 1 500 3 3 ,8 5 9 1 ,7 8 3 1 5 ,3 3 2 500 100 4 ,0 0 8 3 360 3 ,1 8 6 3 3 ,5 0 5 1 3 ,8 2 7 5 $ 3 2 2 ,0 8 8 $ 2 9 9 ,7 4 1 $ 2 9 2 ,5 6 4 $ 3 2 7 ,0 9 6 C a p i t a l ................................................................................................................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................ P r e fe rr e d d e p o s it s , v i z .: O th e r d e p o s it s s e c u r e d b y p le d g e o f assets D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................. D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................... B ills p a y a b l e .................................................................................................................... O th e r lia b ilit ie s ............................................................................................................... A d d fo r c e n t s .................................................................................................................... $ 2 5 ,0 0 0 2 8 ,1 1 4 112 2 6 2 ,7 1 4 $ 2 5 ,0 0 0 3 0 ,1 9 0 115 2 4 0 ,8 3 1 $ 2 5 ,0 0 0 3 0 ,1 3 6 115 2 2 7 ,3 9 9 $ 2 5 ,0 0 0 2 9 ,5 0 2 117 2 6 8 ,1 8 4 404 6 ,1 4 6 2 3 ,6 0 3 2 5 ,0 0 0 4 ,9 1 2 2 3 ,8 8 7 2 Total liabilities........................................................................ $ 3 2 2 ,0 8 8 $ 2 9 9 ,7 4 1 $ 2 9 2 ,5 6 4 $ 3 2 7 ,0 9 6 T o t a l r e s o u r c e s .......................................................................................................................... LIABILITIES R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t RESOURCES C h as. H . V an N ostband, L. R. S u y d a m , A r t h u r H . G o l d s m it h , TH E FR E E PO R T BANK OF FREEPORT, QUEENS COUNTY, N. Y .— J O H N J . R A N D A L L , President. F reeport W M . S . H A L L , Cashier. [23 a n d 25 S o u th M a in s tre e t; o r g a n iz e d 18 92.] DIRECTORS. S m it h C o x , W m . G . M il l e r , W a llace H . C orn w ell, D . W e s l e y P in e , G e o. M . R andall, W m. E . G older, C oles P e t t it , RESOURCES T o t a l r e s o u r c e s ......................................................................................................................... Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 E d g a r Ja c k s o n , D a n ie l B . R a y n o r . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 7 3 ,3 4 0 1 5 6 ,5 7 2 3 4 ,2 0 0 1 1 5 ,1 8 7 3 5 ,3 8 0 3 4 ,7 3 5 2 2 4 ,94Q 29 7 2 ,1 4 7 6 ,1 7 4 2 9 ,5 1 1 $ 6 9 ,3 9 0 1 5 8 ,1 8 2 3 4 ,2 0 0 1 1 4 ,9 8 7 32', 80 5 3 5 ,1 6 0 2 4 4 ,0 7 8 12 5 2 ,9 9 5 6 ,5 0 5 1 9 ,6 8 9 $ 6 9 ,5 2 5 1 5 8 ,1 7 8 3 4 ,2 0 0 1 1 2 ,2 3 7 3 1 ,4 3 0 4 2 ,2 4 5 2 4 2 ,8 5 1 31 6 4 ,9 8 2 8 ,4 6 3 2 8 ,9 1 9 1 .0 8 0 9 ,2 0 0 2 315 5 ,7 5 0 3 465 9 ,2 6 8 3 $ 6 7 ,1 1 7 1 5 4 ,9 3 8 3 4 ,2 0 0 1 1 1 ,7 3 7 3 3 ,7 4 5 4 2 ,3 2 5 2 4 0 ,1 2 9 7 1 1 6 ,1 7 3 8 ,6 8 4 2 5 ,6 7 8 965 1 ,1 0 4 6 ,0 0 0 4 $ 7 9 2 ,4 9 7 $ 7 7 4 ,0 7 1 $ 8 0 2 ,7 9 7 $ 8 4 2 ,8 0 6 $ 3 0 ,0 0 0 8 0 ,9 7 8 $ 3 0 ,0 0 0 8 0 ,6 8 3 6 7 3 ,5 7 1 84 7 7 ,1 0 0 1 6 5 4 ,8 l i 4 ,0 2 6 4 ,5 5 0 1 $ 3 0 ,0 0 0 8 2 ,5 1 7 1 0 ,0 0 0 6 6 9 ,4 1 2 1 ,4 3 5 9 ,4 3 2 1 $ 3 0 ,0 0 0 7 8 ,7 0 9 1 0 ,0 0 0 7 1 5 ,8 7 9 1 ,1 1 7 7 ,1 0 0 1 $ 7 9 2 ,4 9 7 $ 7 7 4 ,0 7 1 $ 8 0 2 ,7 9 7 $ 8 4 2 ,8 0 6 Q uarterly S tatements S t o c k s a n d b o n d s , v i z .: P u b lic s e cu ritie s , m a r k e t v a lu e ............................................................................................. P r iv a t e se cu ritie s , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e sta te co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ................................................... •.......... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... W m . S. H a l l , J o h n J. R a n d a l l , H a r v e y B . S m it h , LIABILITIES C a p i t a l .................................................................................................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) .............. P re fe rr e d d e p o s it s , v i z .: D e p o s it s b y t h e S ta te o f N ew Y o r k D u e d e p o s it o r s , n o t p r e fe r r e d ................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s .................................... O th e r lia b ilit ie s ................................................................................................. A d d fo r c e n t s . ................................................................................................... T o t a l lia b ilitie s 229 G . S . M I L L E R , President. W M . L . K O E S T E R , Cashier. [4 2 4 -4 2 6 M a in s tre e t; o r g a n iz e d 1882.] DIRECTORS. E d w in G . S. M i l l e r , G e o . J. M e y e r , C h a s . R. H u n t l e y , H enry C. Z eller, H a r d in H . L it t e l l , E d w a r d L . K o o n s, O l iv e r C a b a n a , J r ., G e o . M . Z im m e r m a n n , L o u is A . F is c h e r , Jo s e p h K a m , E d w in R. S m it h , W m . L. K o ester, H e n r y C . St e u l . H e n r y A . M il l e r , Jacob G . L a n g , A l f r e d A . B e r r ic k , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 S to c k s a n d b o n d s , v iz .: P u b lic s e cu ritie s , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m t g e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t se c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ................................................. ....................................................................................... D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... $ 1 6 3 ,0 0 0 1 ,2 6 8 ,5 0 9 4 7 6 ,0 0 0 4 ,9 0 0 3 3 5 ,6 3 1 2 ,7 0 6 ,6 2 8 4 ,0 3 0 ,8 3 3 3 ,4 3 7 1 ,5 8 3 ,1 0 9 1 4 2 ,1 4 0 1 9 4 ,8 1 1 $ 1 6 3 ,0 0 0 1 ,3 5 1 ,4 1 4 4 7 6 ,0 0 0 4 ,9 0 0 3 0 1 ,0 3 9 1 ,9 5 8 ,5 5 5 4 ,5 0 9 ,5 3 3 2 ,4 0 7 2 ,9 7 8 ,0 1 1 1 7 4 ,4 5 9 1 8 5 ,7 5 0 C a sh it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... 2 7 0 ,9 6 1 4 8 ,0 4 4 4 T o t a l r e s o u r c e s .......................................................................................................................... Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 9 1 ,2 0 2 3 4 ,9 4 2 5 $ 1 6 3 ,0 0 0 1 ,4 4 2 ,8 4 1 4 7 6 .0 0 0 4 ,9 0 0 2 9 0 ,0 3 9 1 ,7 8 9 ,5 0 1 4 ,7 9 8 ,0 2 6 2 ,8 8 1 3 ,2 8 6 ,7 7 0 2 1 7 ,6 0 6 3 2 5 .0 0 0 38 5 9 2 ,7 4 9 4 2 ,3 0 5 3 $ 1 6 3 ,0 0 0 1 ,7 5 9 ,6 1 8 4 7 6 ,0 0 0 4 ,9 0 0 3 7 6 ,9 1 6 3 ,1 6 7 ,6 5 4 4 ,0 6 5 ,5 6 8 2 ,5 2 3 3 ,5 1 4 ,1 7 3 2 8 4 ,7 1 8 3 1 0 ,6 3 3 1 ,5 2 0 1 6 9 ,7 9 6 4 5 ,4 7 6 5 $ 1 1 ,2 2 8 ,0 0 7 $ 1 2 ,2 3 4 ,2 1 7 $ 1 2 ,9 3 2 ,0 0 6 $ 1 4 ,3 4 2 ,5 0 0 $ 5 0 0 ,0 0 0 6 2 0 ,5 6 6 $ 5 0 0 ,0 0 0 6 1 9 ,4 3 1 $ 5 0 0 ,0 0 0 6 2 5 ,3 9 7 $ 5 0 0 ,0 0 0 6 3 0 ,5 2 6 5 5 8 ,6 8 6 3 9 ,3 4 5 2 7 2 ,0 0 0 6 2 4 ,1 6 8 5 0 ,1 6 6 4 4 7 ,0 0 0 6 0 2 ,2 0 0 6 8 ,4 0 3 3 5 0 ,0 0 0 5 2 8 ,4 6 7 1 1 5 ,0 7 7 2 6 0 ,0 0 0 L IA B IL IT IE S C a p i t a l .................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P re fe rr e d d e p o s it s , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s ............ ..................................................................... D u e N e w Y o r k S ta te s a v in g s a n d lo a n a ssn s., c re d it u n io n s a n d la n d b a n k . D e p o s its b y th e S ta te o f N e w Y o r k ................................................................................... D e p o s its b y th e S u p e r in te n d e n t o f B a n k s o f th e S ta te o f N e w Y o r k .............. O th e r d e p o s it s se cu re d b y p le d g e o f a s s e t s .................................................................. D u e d e p o s it o r s , n o t p r e fe r r e d ..................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s ................................................................................................................................... A d d fo r c e n t s ....................................................................................................................................... Total liabilities 10,000 10,000 10,000 10,000 4 2 1 ,0 9 3 7 ,2 4 4 ,7 6 7 1 ,4 8 0 ,5 3 4 8 1 ,0 1 3 3 2 8 5 ,3 8 5 7 ,8 7 2 ,9 6 7 1 ,7 5 8 ,3 5 6 6 6 ,7 4 2 2 1 2 ,8 7 3 8 ,5 8 3 ,3 3 8 1 ,9 0 4 ,1 3 1 7 5 ,6 6 2 2 9 5 0 ,8 7 3 9 ,1 4 3 ,0 9 1 2 ,1 1 7 ,1 6 7 8 7 ,2 9 6 3 $11,228,007 $12,234,217 $12,932,006 $14,342,500 2 R eport on B anks of D eposit and D iscount RESOURCES 230 G E R M A N AM E R IC A N BA N K OF BUFFALO, N . Y — B u f f a l o E D W IN T H E GERM AN A M E RICA N B A N K — N e w Y ork C ity A L B E R T T A G , President. J . F . F R E D E R I C K S , Cashier. [23 B ro a d s tre e t; o r g a n iz e d 1 8 70.] DIRECTORS. H enry B lock, A lfred R oelker, O sc a r D r essler, E d . S chafer, E d w a r d N. T a il e r , J. F . F r e d e r ic h s , S a m u e l M. S c h a f e r , F r e d e r ic k V o n B e r n u t h , RESOURCES $ 1 5 7 ,3 1 2 4 0 8 ,9 7 4 5 ,3 0 0 1 1 ,5 0 0 2 ,3 2 3 ,4 8 0 1 ,1 8 1 ,9 8 1 Statement of condition Sept. 25, 1915 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $ 1 5 6 ,7 7 5 4 2 6 ,6 2 5 5 ,3 0 0 1 1 ,5 0 0 2 ,3 2 6 ,9 0 5 1 ,5 4 9 ,5 9 8 1 ,3 9 2 5 8 0 ,0 9 0 5 6 2 ,1 0 2 8 6 ,4 5 8 $ 1 5 6 ,4 5 9 5 7 2 ,6 3 7 2 6 ,5 2 6 $ 1 0 9 ,0 7 5 6 1 9 ,7 7 5 2 6 ,7 6 2 2 ,3 5 9 ,5 4 1 1 ,4 1 3 ,6 4 7 2 ,9 8 5 ,6 5 9 1 ,4 3 4 ,9 3 6 6 3 0 ,0 9 3 5 2 9 ,8 7 4 1 4 1 ,6 4 4 2 ,4 3 3 ,4 7 8 2 1 ,4 7 1 ,2 5 8 1 5 ,0 0 0 1 4 8 2 ,1 1 1 7 2 5 ,7 9 8 9 5 ,9 6 5 5 ,0 0 0 2 8 0 ,3 7 2 20,000 20,000 4 2 $ 7 ,0 3 7 ,2 0 9 $ 7 ,1 9 3 ,0 0 4 $ 8 ,2 9 3 ,9 0 3 $ 6 ,7 8 5 ,4 5 5 $ 7 5 0 ,0 0 0 6 9 1 ,5 2 9 3 2 1 ,3 7 3 5 ,1 0 0 ,2 5 2 1 2 0 ,8 3 5 5 3 ,2 1 7 3 $ 7 5 0 ,0 0 0 6 9 1 ,1 1 7 3 5 0 ,0 7 7 5 ,2 3 6 ,7 7 6 1 2 2 ,5 7 4 4 2 ,4 5 9 $ 7 5 0 ,0 0 0 7 1 6 ,8 5 9 3 5 8 ,9 0 2 6 ,1 7 5 ,3 1 9 2 3 5 ,9 6 2 5 6 ,8 5 8 3 $ 7 5 0 ,0 0 0 7 0 3 ,7 1 2 3 5 8 ,4 7 0 4 ,6 7 9 ,1 7 0 2 2 8 ,0 2 6 6 6 ,0 7 5 $ 7 ,0 3 7 ,2 0 9 $ 7 ,1 9 3 ,0 0 4 $ 8 ,2 9 3 ,9 0 3 $ 6 ,7 8 5 ,4 5 5 3 5 3 ,1 6 4 7 7 9 ,1 4 9 1 4 1 ,9 0 9 10,000 1 ,6 5 4 ,4 3 8 20,000 S tatem ents T o t a l r e s o u rce s Statement of condition Dec. 24, 1914 M a r t in J. Q u in n , A lbert T ao, T . E l l io t t H o d o s k in . Q u arterly S t o c k s a n d b o n d s , v i z .: P u b lic s e cu ritie s , m a r k e t v a l u e ............................................................................................ P r iv a t e se cu ritie s , m a r k e t v a lu e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ L o a n s a n d d is c o u n t s s e c u r t J b y b o n d a n d m tg e ., d e e d o r o th e r re a l e s ta te co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla te r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s ecu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ............................................................. ........................................................................................ L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e ra l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... H a r m o n W. H e n d r ic k s , D. S c h n a k e n b e r o , L o u is W a t j e n , LIABILITIES C a p i t a l .................................................................................................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) .............. P re fe rr e d d e p o s it s , v i z .: D u e N e w Y o r k S ta te sa v in g s banks.. D u e d e p o s it o r s , n o t p r e fe r r e d ................................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s .................................... O th e r lia b ilit ie s ................................................................................................. A d d fo r c e n t s ..................................................................................................... T o t a l lia b ilitie s 1 2 fco CO 232 T H E G E R M AN E X C H A N G E B A N K OF THE C IT Y OF N E W Y O R K — N e w Y o r k C i t y JOSEPH M. ADRIAN, P resident. [330 Bowery; organized 1872.] GEORGE KERN, Cashier. DIRECTORS. Jo s e p h M . A d r ia n , L o u is H a u p t , C arl G . A mend, H e n r y A. P e t e r s o n , G e o . M . A d r ia n , Jos. F r e y , S to c k s a n d b o n d s , v i z .: P u b lic s e cu ritie s , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e state c o l. L o a n s a n d d is c o u n t s s e cu re d b y o t h e r c o l l a t e r a l............................................... •............ L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t s e c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ............................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s . S p e c i e ...................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s F ed era l reserve n otes C a s h it e m s ...........................,............................................. A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s A d d f o r c e n t s .................................................................... T o t a l re so u rce s LIABILITIES C a p i t a l .................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P r e fe rr e d d e p o s its , v i z .: D u e N e w Y o r k S ta te sa v in g s a n d lo a n associa tion s, c r e d it u n io n s a n d la n d b a n k ................................................................................................... D u e d e p o s it o r s , n o t p r e fe r r e d ..................................................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d f o r c e n t s .................................................................................................■.................................... Total liabilities Statement of condition Dec. 24, 1914 J a c o b A . Z im m e r m a n n , L e o . T r it b c h . Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 3 9 2 ,9 5 0 8 9 6 ,2 8 6 2 1 1 ,5 0 0 6 1 ,2 2 8 2 2 8 ,8 1 1 1 ,9 9 3 ,4 3 2 16 8 4 7 ,4 8 1 4 3 2 ,6 0 0 1 7 3 ,4 7 6 5 ,0 0 0 1 6 8 ,3 2 3 8 ,5 0 0 4 1 7 7 ,5 8 6 2 2 ,0 4 4 4 2 1 8 ,3 1 1 3 $ 4 0 9 ,4 5 7 8 0 8 ,8 3 3 2 0 6 ,5 0 0 6 2 ,2 4 7 2 4 7 ,8 7 0 1 ,9 0 2 ,7 9 7 10 4 9 5 3 ,1 9 4 6 8 4 ,9 9 0 1 8 0 ,5 9 5 5 ,0 0 0 1 2 5 ,6 2 1 7 ,5 0 0 3 $ 5 ,8 3 0 ,8 5 1 $ 5 ,6 4 6 ,7 4 9 $ 5 ,5 9 4 ,7 1 1 $ 5 ,4 1 9 ,6 0 7 $ 4 0 8 ,2 0 0 4 2 4 ,5 1 1 2 1 1 ,5 0 0 8 7 ,3 7 3 2 6 8 ,2 5 9 2 ,0 2 7 ,1 4 4 1 ,3 8 2 ,6 8 4 6 3 5 ,5 9 5 1 8 5 ,9 5 1 $ 4 0 7 ,8 3 6 5 9 4 ,4 5 7 2 1 1 ,5 0 0 8 6 ,5 1 3 2 1 7 ,9 9 0 2 ,0 0 4 ,5 8 4 171 1 ,1 0 5 ,6 1 3 6 5 2 ,6 0 4 1 3 5 ,1 6 7 12,000 $200,000 $200,000 $ 200,000 $200,000 8 2 0 ,6 9 0 8 1 2 ,8 9 5 8 0 0 ,5 3 3 7 9 5 ,4 1 6 q o /i 4 ,7 2 0 ,2 1 2 8 9 ,6 2 5 1 ,7 6 0 4 ,5 4 4 ,7 9 3 8 7 ,3 0 0 1 34 2 4 , 4 9 9 ,6 3 4 9 4 ,2 0 0 67 4 4 ,3 3 1 ,5 1 7 9 2 ,0 0 0 $5,830,851 $5,646,749 $5,594,711 $5,419,607 2 R eport on B anks of D eposit and D iscount RESOURCES T h o s. R o th m a n n , L o u is A. F a h s , T H E G E R M AN IA BAN K OF TH E C IT Y OF N E W YO R K — N e w Y EDW ARD C . S C H A E F E R , President. ork C it y L O F T I N L O V E , Cashier. [1 9 0 -1 9 4 B o w e r y ; o r g a n iz e d 18 69.] DIRECTORS. E d . C. S c h a e f e r , L o u is P. B a c h , W m . H . S c h m id t , D a n ie l B r u b a c h e r , O s c a r F. Z o l l ik o f f e r , J o h n R h e in f r a n k , B e r n h a r d B e in e c k e , G u st a v L i n d e n m e y r , C h a s . A. S t a d l e r , RESOURCES C h a r . A. K i n g , E dw ard B enneche, J. C h r . G . H u p f e l , Statement of condition Dec. 24, 1914 Statement of condition • March 19, 1915 O t t o M. E id l i t z , C h as. G u ld en , T h o s. G . O ’ C o n n o r . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 1 9 0 ,7 8 1 1 ,3 8 3 ,1 1 3 5 2 1 ,7 7 2 3 5 ,0 0 0 4 ,5 0 0 1 ,2 8 3 ,5 6 0 2 ,2 6 4 ,2 1 2 97 6 3 7 ,0 0 4 8 5 4 ,7 4 4 1 0 8 ,0 0 0 2 7 4 ,2 5 1 3 4 ,9 4 7 4 $ 1 9 0 ,4 9 0 1 ,5 7 3 ,2 0 4 5 1 1 ,7 7 2 3 5 ,0 0 0 5 ,2 4 0 1 ,2 5 5 ,2 6 0 2 ,1 8 3 ,0 9 0 8 8 7 ,7 3 6 7 9 0 ,3 5 1 8 6 ,2 5 0 3 0 3 ,5 6 1 3 8 ,6 0 4 4 $ 3 1 5 ,6 6 0 1 ,5 4 4 ,4 5 9 5 1 5 ,3 4 1 3 0 ,0 0 0 5 ,2 4 0 1 ,2 7 0 ,2 3 2 2 ,4 4 2 ,6 6 2 78 5 4 8 ,5 0 3 8 0 6 ,6 0 8 1 0 5 ,0 0 0 2 9 8 ,4 8 6 4 2 ,4 0 7 5 T o t a l r e s o u r c e s ......................................................................................................................... $ 7 ,7 0 0 ,5 7 3 $ 7 ,5 9 1 ,9 8 5 $ 7 ,8 6 3 ,5 6 2 $ 7 ,9 2 4 ,6 8 1 $ 2 0 0 ,0 0 0 9 9 9 ,0 4 9 $ 2 0 0 ,0 0 0 1 ,0 1 2 ,7 1 5 $ 2 0 0 ,0 0 0 9 9 3 ,6 1 6 $ 2 0 0 ,0 0 0 9 9 9 ,7 0 1 8 3 9 ,6 1 2 5 0 ,0 0 0 5 ,5 8 6 ,3 0 5 2 5 ,6 0 5 2 862., 88 5 5 0 ,0 0 0 5 ,4 4 3 ,0 4 8 2 3 ,3 3 6 1 1 ,0 3 4 ,4 4 0 5 0 ,0 0 0 5 ,5 6 2 ,2 6 7 2 3 ,2 3 7 2 9 1 5 ,0 3 8 5 0 ,0 0 0 5 ,7 4 0 ,7 4 2 1 9 ,1 9 8 2 $ 7 ,7 0 0 ,5 7 3 $ 7 ,5 9 1 ,9 8 5 $ 7 ,8 6 3 ,5 6 2 $ 7 ,9 2 4 ,6 8 1 S tatem en ts $ 2 1 6 ,5 7 7 1 ,2 4 2 ,6 1 4 5 2 1 ,5 2 3 3 5 ,8 5 4 4 ,5 0 0 1 ,3 8 0 ,9 7 0 2 ,4 9 9 ,7 7 9 • 89 5 1 1 ,8 0 3 8 1 4 ,7 4 7 1 2 7 ,7 5 0 3 0 7 ,3 3 7 3 7 ,0 2 5 5 Q uarterly S to c k s a n d b o n d s , v i z .: P u b lic se cu ritie s , m a r k e t v a l u e ............................................................................................ P r iv a t e s e cu ritie s , m a r k e t v a l u e ......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e sta te co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t se c u r e d b y c o lla t e r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... LIABILITIES C a p i t a l ................................................................................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a lu e) P r e fe rr e d d e p o s it s , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s ............................... . O th e r d e p o s it s s e cu re d b y p le d g e o f a s s e ts .................... D u e d e p o s it o r s , n o t p r e fe r r e d .................................................. O th e r lia b ilit ie s ................................................................................ A d d fo r c e n t s ...................................................................................... 233 T o t a l lia b ilit ie s ....................................................................... E . W I L L I T S , President. D a v i d N. G a y , Ja m es W il l it s , C. P. V a l e n t i n e , — G len C ove J O H N C . S M A L L , Cashier. [O rgan ized 18 92.] H e r b e r t S. B o w n e , E d w a r d T. P a y n e , D a n i e l J. H e g e m a n , DIRECTORS. Sa m u e l J. S e a m a n , F. B. E d m o n d s , S t o c k s a n d b o n d s , v iz .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................. Pri\ a te se cu rities , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is co u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te c o l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla t e r a l................................ O v e r d r a f t s ............................................................................................................................................. D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e rv e n o t e s ....................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 H e r b e r t L. P r a t t , J o h n C. V. H e g e m a n , W m . H. S e a m a n . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 326 2 5 ,7 9 1 5 $ 5 3 ,4 7 8 5 7 6 ,5 6 3 5 3 ,0 0 0 2 5 5 ,1 0 0 3 5 ,9 0 0 1 7 ,6 2 0 2 8 5 ,6 6 9 42 1 4 7 ,6 1 1 3 9 ,4 0 3 2 5 ,7 0 0 1 ,2 0 0 66 5 2 1 ,4 2 3 3 $ 5 8 ,5 2 0 5 7 9 ,9 9 4 5 3 .0 0 0 2 5 5 ,1 0 0 3 4 .0 0 0 1 7 ,6 0 2 3 0 0 ,4 7 8 26 2 4 9 ,4 2 3 3 5 ,5 3 6 2 9 ,6 6 5 400 1 ,0 4 8 2 1 ,8 2 6 3 $ 1 ,5 2 9 ,1 6 1 $ 1 ,4 9 8 ,9 9 1 $ 1 ,5 1 3 ,3 7 7 $ 1 ,6 3 6 ,6 2 1 $ 5 0 ,0 0 0 6 7 ,0 3 4 $ 5 0 ,0 0 0 7 1 ,4 9 1 $ 5 0 ,0 0 0 7 4 ,2 4 7 $ 5 0 ,0 0 0 7 0 ,0 2 6 3 ,9 8 6 4 ,0 2 1 3 r94 3 D a e d e p o s it o r s , n o t p r e fe r r e d ..................................................................................................... 1 ,3 9 6 ,6 7 9 1 ,2 8 8 ,7 6 6 4 ,0 0 3 87 0 1 ,3 7 1 ,1 2 9 424 O th e r lia b ilit ie s ................................................................................................................................... A d d fo r e m i t s ................................................... ............................................................................. 1 1 ,4 6 0 2 7 6 ,0 0 0 8 ,7 1 2 1 $ 1 ,5 2 9 ,1 6 1 $ 1 ,4 9 8 ,9 9 1 T o t a l r e s o u r c e s ......................................................................................................................... $ 1 3 4 ,1 8 6 6 2 9 ,5 8 4 6 3 ,0 0 0 2 5 3 ,3 0 0 3 6 ,5 0 0 2 1 ,2 8 3 2 5 7 ,0 1 5 2 6 8 ,0 4 0 3 8 ,6 5 7 1 3 ,3 1 6 $ 8 0 ,8 3 5 6 0 5 ,2 0 0 5 3 .0 0 0 2 5 5 ,9 0 0 3 6 .0 0 0 2 5 ,4 3 2 2 4 6 ,0 5 8 15 4 1 1 1 ,2 9 1 3 4 ,7 4 4 2 4 ,2 5 5 1 ,9 0 2 2 2 ,3 7 2 4 LIABILITIES S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a r k e t v a l u e ) ............................................... P r e fe r r e d d e p o s its , v i z . : O th e r d e p o s it s s e cu re d b y p le d g e o f a s s e t s ............................ ........................................ 1 2 ,7 0 2 2' $ 1 ,5 1 3 ,3 7 7 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n ' RESOURCES H e r b e r t K. D o d g e , F. E. W il l i t s , D a n i e l U n d e r h il l , 234 TH E GLEN COVE BANK OF GLEN COVE F. H 1 ,5 0 3 ,0 9 2 9 ,5 5 9 1 $ 1 ,6 3 6 ,6 2 1 T H E G R EEN W ICH BAN K OF TH E C IT Y OF N E W YO R K — N W IL L IA M C . D U N C A N , President. ew Y ork C it y R O B E R T P . W A R D , Cashier. [402 H u d s o n s tre e t; o rg a n iz e d 18 55.] DIRECTORS. W m . W . B arbour, J u l iu s M a u t n e r , H e n r y R. C a r s e , E d w in W . O b v i s , L ee Sh u bert, Ja m e s M . D o n a l d , G eo. R am sey, W il l ia m C . D u n c a n , F ran k L. F rom ent, RESOURCES Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 1 0 9 ,6 4 7 2 6 1 .4 4 4 1 1 0 ;50 0 3 ,0 3 3 2 6 ,0 3 6 3 ,1 5 9 ,3 9 9 5 ,7 4 7 ,2 5 1 14 1 ,2 5 4 ,4 6 9 1 ,5 0 7 ,0 1 8 5 4 5 ,0 0 0 $ 1 3 5 ,6 5 8 3 4 0 ,3 5 4 1 0 9 ,0 0 0 3 ,0 3 3 1 5 ,9 3 1 4 ,4 0 8 ,9 4 1 5 ,3 5 4 ,7 4 8 $ 1 8 5 ,4 3 5 2 8 4 ,8 2 1 1 0 9 ,0 0 0 2 ,7 8 3 1 1 ,0 0 0 4 ,1 9 0 ,0 9 0 5 ,7 7 2 ,0 8 8 1 ,1 4 0 ,7 5 2 1 ,5 9 9 ,3 3 4 3 7 8 ,0 0 0 5 2 9 ,7 2 8 5 2 ,4 7 6 6 6 5 3 ,9 8 1 7 ,6 0 0 4 1 ,1 9 5 ,2 1 3 1 ,7 5 7 ,2 7 2 4 3 6 ,0 0 0 3 0 ,0 0 0 5 1 2 ,0 5 4 8 ,0 0 0 5 $ 3 0 7 ,5 4 5 3 5 0 ,7 2 3 1 0 7 ,5 0 0 2 ,7 8 3 1 0 ,7 1 0 4 ,0 9 0 ,0 3 8 5 ,4 0 6 ,9 0 3 76 1 ,1 5 5 ,5 2 9 1 ,4 0 3 ,2 7 7 5 3 8 ,0 0 0 1 5 ,0 0 0 5 1 0 ,1 8 6 9 ,0 0 0 5 $ 1 3 ,3 0 6 ,0 2 1 $ 1 4 ,1 4 7 ,3 3 6 $ 1 4 ,4 9 3 ,7 6 1 $ 1 3 ,9 0 7 ,2 7 5 LIABILITIES C a p i t a l ................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a rk e t v a l u e ) .............................. P re fe rr e d d e p o s it s , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s ................................................................. D e p o s it s b y t h e S ta te o f N e w Y o r k ................................................................. D e p o s it s b y t h e S u p e r in t e n d e n t o f B a n k s o f t h e S ta te o f N e w Y o r k O t h e r d e p o s it s s e c u r e d b y p le d g e o f a s s e ts .................................................... D u e d e p o s it o r s , n o t p r e fe r r e d .................................................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ..................................................... O th e r lia b ilit ie s .'............................................................................................................... A d d fo r c e n t s ...................................................................................................................... $ 5 0 0 ,0 0 0 1 ,1 2 4 ,1 7 4 $ 5 0 0 ,0 0 0 1 ,1 6 2 ,3 3 1 $ 5 0 0 ,0 0 0 1 ,1 7 8 ,7 6 0 $ 5 0 0 ,0 0 0 1 ,1 9 3 ,9 1 2 5 4 9 ,8 7 2 6 7 ,0 0 0 3 5 ,3 3 8 5 ,4 1 6 9 ,4 0 0 ,7 5 4 1 ,5 5 6 ,8 2 1 6 6 ,6 4 3 3 5 1 1 ,1 7 3 1 9 9 ,0 0 0 7 0 ,6 4 0 2 0 ,0 5 0 1 0 ,1 4 9 ,4 6 6 1 ,4 9 1 ,9 0 8 4 2 ,7 6 5 3 7 1 8 ,9 2 6 1 8 0 ,0 0 0 1 7 7 ,2 0 4 1 3 ,8 0 2 9 ,8 9 4 ,6 8 1 1 ,7 8 7 ,2 9 0 4 3 ,0 9 5 3 5 4 2 ,9 9 6 T o t a l lia b ilit ie s ........................................................................................................ $ 1 3 ,3 0 6 ,0 2 1 $ 1 4 ,1 4 7 ,3 3 6 $ 1 4 ,4 9 3 ,7 6 1 259,202 12,958 9 ,7 9 9 ,7 6 1 l j 556,419 4 2 ,02 4 3 $ 1 3 ,9 0 7 ,2 7 5 235 S tatem ents T o t a l r e s o u r c e s ........................................................................................................................ Statement of condition Dec. 24, 1914 C h a s . S h o n in g e r , W il l ia m H . B a l d w i n , F r an k H am m ond, Q uarterly S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e sta te co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla t e r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t s ecu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a sh it e m s ............................................................................................................................................ A sse ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... C h a s . H e r b e r t Sm it h , A lexander W alk er, H e n r y H e id e , — H 236 HEM PSTEAD BANK E D W A R D C O O P E R , President. em pstead [52 M a in s tre e t; o rg a n iz e d 1 8 77.] C H A R L E S E . P A T T E R S O N , Cashier. DIRECTORS. E dw ard C ooper, W m . S. H a l l , R o b e r t Se a b u r y , W m . P ost, S t o c k s a n d b o n d s , v i z .: P u b lic se cu ritie s , m a r k e t v a l u e ............................................................................................. P r iv a t e se cu ritie s , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o t h e r rea l e sta te c o l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t s e c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ............................................................................................................................................. D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s .............................................................. C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d f o r c e n t s ....................................................................................................................................... T o t a l r e s o u r c e s ......................................................................................................................... Statement of condition Dec. 24, 1914 $ 2 8 2 ,1 2 5 2 3 2 ,7 7 6 8 0 ,0 0 0 2 3 8 ,4 5 0 8 ,9 9 9 4 3 ,9 5 4 1 8 8 ,3 7 6 21 1 6 4 ,3 1 6 1 8 ,4 5 0 5 0 ,7 7 0 1 ,1 5 9 2 4 ,5 6 5 3 $ 1 ,3 3 3 ,9 6 4 Statement of condition March 19, 1915 $ 2 7 9 ,9 7 5 2 2 9 ,2 4 8 8 0 ,0 0 0 2 5 6 ,8 0 0 8 ,7 2 4 4 6 ,8 8 5 1 9 6 ,0 0 5 27 2 0 1 ,9 3 0 2 1 ,1 6 0 4 3 ,2 6 2 1 ,4 7 3 1 2 ,8 3 6 3 $ 1 ,3 7 8 ,3 2 8 1 A r t h u r W. B r ie r d e y . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 2 7 9 ,4 7 5 2 1 7 ,0 1 5 8 0 ,0 0 0 2 9 8 ,7 0 0 8 ,3 7 3 5 0 ,3 0 0 1 9 1 ,5 5 8 46 1 6 1 ,2 5 6 2 2 ,8 0 2 5 6 ,6 1 9 849 2 1 ,9 7 6 2 $ 2 8 0 ,9 0 0 2 0 5 ,0 4 3 8 0 ,0 0 0 2 9 8 ,7 0 0 6 ,8 0 0 4 3 ,0 1 5 1 8 9 ,5 9 2 18 2 5 0 ,9 0 0 5 8 ,9 9 6 2 7 ,3 0 7 3 ,4 6 4 1 2 ,8 1 5 3 $ 1 ,3 8 8 ,9 7 1 $ 1 ,4 5 7 ,5 5 3 LIABILITIES C a p i t a l .................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a lu e ) D u e d e p o s ito r s , n o t p r e fe r r e d .................................... ............ D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................... O th e r lia b ilit ie s ................................................................................... A d d fo r c e n t s ....................................................................................... $ 3 0 ,0 0 0 1 7 2 ,2 7 8 1 ,1 1 6 ,9 4 2 472 1 4 ,2 7 1 1 $ 3 0 ,0 0 0 1 6 9 ,6 9 2 1 ,1 6 4 ,4 4 9 7 ,3 9 9 6 ,7 8 7 1 $ 3 0 ,0 0 0 1 7 4 ,6 7 4 1 ,1 6 7 ,1 0 6 3 ,9 8 5 1 3 ,2 0 4 2 $ 3 0 ,0 0 0 1 7 2 ,7 3 3 1 ,2 4 6 ,3 0 7 32 5 8 ,1 8 7 1 Total liabilities................................................... $ 1 ,3 3 3 ,9 6 4 $ 1 ,3 7 8 ,3 2 8 $ 1 ,3 8 8 ,9 7 1 $ 1 ,4 5 7 ,5 5 3 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t RESOURCES J o h n K. V a n V r a n k e n , M a r t in V . W . H a l l , HILLSIDE BANK J O E L F O W L E R , President. — R H ic h m o n d il l F R E D E R I C K B O S C H E N , Cashier. [3302 J a m a ica a v e n u e ; o rg a n iz e d 19 06.] DIRECTORS. Joel F ow ler, G e o . C. D i c k e l , Ja m es A . B e ll , F r e d e r ic k B o s c h e n , RESOURCES S t o c k s a n d b o n d s , v i z .: P u b lic se cu ritie s , m a r k e t v a l u e ........... ....................................................................... P r iv a t e se cu ritie s , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r r e a l e sta te col. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t se cu re d b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ W m . H. W a d e , A l b e r t L . V oltz, Statement of condition Dec. 24, 1914 John K e r z . Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 5 9 ,3 1 6 3 9 ,4 8 1 1 4 ,8 0 0 $ 4 ,6 2 2 1 0 9 ,4 0 0 3 9 ,7 0 0 1 3 .9 0 0 5 8 .9 0 0 2 9 ,4 0 6 2 6 3 ,9 1 0 13 5 4 ,9 8 4 3 7 ,5 8 1 2 4 ,0 0 0 1 ,0 6 0 3 ,8 9 9 2 87 1 2 ,5 0 0 2 $ 4 ,6 5 0 9 8 ,1 8 5 3 9 ,7 0 0 1 3 ,9 0 0 5 4 ,4 1 7 4 1 ,6 9 8 2 8 7 ,7 5 2 61 5 2 ,7 6 8 3 5 ,0 6 3 1 3 ,0 5 0 4 .3 0 0 '9 2 4 3 ,0 0 0 3 $ 6 2 6 ,3 2 8 $ 6 3 9 ,7 8 9 $ 6 4 9 ,4 7 1 $ 7 4 5 ,2 0 8 C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk et v a l u e ) ............................................... P re fe r r e d d e p o s it s , v i z .: D u e N e w Y o r k S ta te sa v in gs a n d lo a n a ssocia tion s, c r e d it u n io n s a n d la n d b a n k .................................................................................................. D u e d e p o s it o r s , n o t p r e fe r r e d .................................................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 1 0 0 ,0 0 0 2 2 ,1 9 7 $ 1 0 0 ,0 0 0 2 2 ,3 9 4 $ 1 0 0 ,0 0 0 2 3 ,5 3 5 $ 1 0 0 ,0 0 0 2 7 ,3 3 3 4 ,3 5 4 4 9 6 ,6 0 7 3 ,1 7 0 950 5 1 2 ,5 3 7 3 ,9 0 7 1 65 8 5 1 6 ,8 6 7 8 ,4 1 0 1 1 ,4 3 5 6 1 2 ,6 9 0 3 ,7 4 8 2 T o t a l lia b ilit ie s ......................................................................................................................... $ 6 2 6 ,3 2 8 $ 6 3 9 ,7 8 9 $ 6 4 9 ,4 7 1 $ 7 4 5 ,2 0 8 L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ............................................................................................................................................ A ssetB n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d f o r c e n t s ...................................................................................................................................... T o t a l r e s o u r c e s ................................ .......... ............................................................................. $ 3 ,5 4 7 1 1 1 ,4 3 1 3 9 ,7 0 0 1 7 ,4 0 0 5 0 ,8 0 7 3 5 ,5 0 7 2 4 9 ,2 7 9 qq $ 4 ,6 5 0 1 0 2 .3 9 0 3 9 ,7 0 0 1 6 ,0 5 9 7 6 ,0 5 1 3 6 ,5 1 5 2 5 8 .3 9 1 52 1 5 1 ,3 2 8 2 7 ,9 7 1 1 8 ,4 5 0 4 ,5 5 0 6 ,3 4 7 2 ,7 5 0 4 o d ► w H M W F h* m H f> H W K W !?J H LIABILITIES 237 C h a s . J. B e n i s c h , J o h n G. B u e h l e b , B. Schubert, J o h n C. C r e v e l t n g , R u d o l p h R e im e r , J r ., J o h n A. V a n d e r v e e r , — B r o o k ly n G E O R G E L . P O R T E R , Cashier. [141 P e n n s y lv a n ia a v e n u e ; o r g a n iz e d 1907.] DIRECTORS. W. H e a b n , F red’ k Jam es P. R u yl, Sa m u e l P a u l e y , J. V . N . S im o n s o n , W m . F. R y e r s o n , 7 4 ,3 5 7 3 5 ,1 4 5 2 0 ,6 5 0 $ 2 1 ,2 7 2 6 0 ,1 7 3 8 7 ,8 8 7 4 9 .1 7 7 4 8 j 93 6 2 3 ,9 2 4 4 2 2 ,6 1 2 9 9 5 ,6 9 5 3 2 ,0 0 4 2 8 ,2 5 0 6 ,7 2 2 1 2 ,0 8 5 5 6 ,9 0 6 1 2 ,6 7 2 5 $ 2 1 ,4 1 1 8 8 ,5 4 0 8 3 ,1 3 0 5 2 ,7 5 2 3 6 ,5 3 8 3 6 ,0 7 7 4 3 5 ,0 1 8 17 7 0 ,6 8 3 4 0 ,8 0 5 1 6 ,2 0 0 4 ,2 0 0 1 0 ,1 5 0 1 2 ,8 1 9 5 $ 1 5 ,5 9 0 8 4 ,2 6 7 8 3 ,1 4 7 5 8 ,1 2 7 2 8 ,7 9 1 3 1 ,2 1 6 4 3 2 ,8 3 5 40 1 3 0 ,4 3 9 3 8 ,5 3 6 2 0 ,5 0 0 5 ,0 0 0 9 ,9 5 8 1 2 ,7 3 4 4 $ 8 4 9 ,2 1 6 $ 8 8 9 ,5 2 2 $ 9 0 8 ,3 4 5 $ 9 5 1 ,1 8 4 C a p i t a l .................................................................................................................................................... S u r p lu s , in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... D u e d e p o s it o r s , n o t p r e fe r r e d ..................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s ................................................................................................................................... A d d f o r c e n t s ............................... ; ..................................................................................................... $ 2 0 0 ,0 0 0 5 5 ,0 1 4 5 7 2 ,4 9 0 641 2 1 ,0 7 0 1 $ 2 0 0 ,0 0 0 5 0 ,2 5 0 6 1 8 ,5 8 2 1 ,3 0 8 1 9 ,3 8 0 2 $ 2 0 0 ,0 0 0 5 8 ,1 4 3 629., 4 6 3 91 8 1 9 ,8 2 0 1 $ 2 0 0 ,0 0 0 5 0 ,2 4 0 6 7 7 ,6 3 7 2 ,8 2 4 2 0 ,4 8 2 1 T o t a l lia b ilit ie s ......................................................................................................................... $ 8 4 9 ,2 1 6 $ 8 8 9 ,5 2 2 $ 9 0 8 ,3 4 5 $ 9 5 1 ,1 8 4 T o t a l r e s o u r c e s ......................................................................................................................... $ 2 0 ,8 8 9 6 4 ,5 8 1 9 1 ,0 2 6 4 6 .8 5 2 3 4 ,2 6 1 2 8 ,9 8 2 4 1 3 ,6 6 1 Statement of condition Sept. 25, 1915 LIABILITIES R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t Statement of condition . June 23, 1915 S t o c k s a n d b o n d s , v i z .: P u b lic s e cu ritie s , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e . .'...................................................................................... R e a l e s t a t e o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o t h e r rea l e sta te c o l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o l l a t e r a l .............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s e cu re d b y c o lla t e r a l............................... O v e r d r a f t s ............................................................................................................................................. D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ....................................................................................................................... C a s h it e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d f o r c e n t s ....................................................................................................................................... Statement of condition Dec. 24, 1914 E. L. R o c k e f e l l e r , O s c a r W . Sw i f t , G. S. H i c e . Statement of condition March 19, 1915 RESOURCES 238 H OM ESTEAD BANK OF BROOKLYN E . L . R O C K E F E L L E R , President. T H E INTERNATIONAL BA N K — N J O H N H U B B A R D , President. ew Y [60 W a ll s tre e t; o rg a n iz e d 19 02.] ork C it y A L F R E D J . M c G R A T H , Cashier. DIRECTORS. C h as. B. A le x a n d e r , E h s k in e H e w it t , V a l e n t in e P . S n y d e r , J ohn H u b b a r d , RESOURCES Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 W il l ia m S h il l a b e r . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 8 3 ,9 8 9 9 2 ,3 0 8 1 ,8 9 8 ,9 8 3 3 9 8 ,5 6 0 180 9 4 5 ,5 4 8 2 2 3 ,9 1 2 2 5 ,6 4 7 50 0 35 1 3 ,6 8 0 7 $ 2 ,4 2 4 ,2 8 4 $ 2 ,5 2 6 ,9 1 3 $ 2 ,9 9 1 ,8 5 3 $ 3 ,6 8 3 ,3 4 9 C a p i t a l .................................................................................................................................................... S u rp lu s, in c lu d in g a ll un di\ id e d p ro fits (m a rk e t v a l u e ) ............................................... D u e d e p o s it o r s , n o t p r e f e r r e d .................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ....................................................................................................................................... $ 5 0 0 ,0 0 0 1 2 3 ,7 9 5 1 , 5 7 ,4 3 0 2 2 2 ,2 2 5 2 0 .8 3 3 1 $ 5 0 0 ,0 0 0 1 3 6 ,4 8 5 1 ,6 6 2 ,7 5 5 2 1 3 ,4 9 6 1 4 ,1 7 6 1 $ 5 0 0 ,0 0 0 1 2 6 ,1 6 1 2 ,1 4 2 ,6 9 2 2 0 4 ,7 5 4 1 8 ,2 4 4 2 $ 5 0 0 ,0 0 0 1 3 5 ,7 4 2 2 ,2 0 1 ,8 7 4 8 2 2 ,9 7 5 2 2 ,7 5 7 1 T o t a l lia b ilit ie s ......................................................................................................................... $ 2 ,4 2 4 ,2 8 4 $ 2 ,5 2 6 ,9 1 3 $ 2 ,9 9 1 ,8 5 3 $ 3 ,6 8 3 ,3 4 9 T o t a l r e s o u r c e s ......................................................................................................................... $ 3 0 ,6 5 7 8 0 ,0 2 7 1 ,4 7 4 ,7 1 8 3 0 9 ,7 7 8 80 1 2 ,6 0 6 4 4 4 6 ,1 8 4 1 4 3 ,9 8 2 3 0 ,4 8 8 S tatem en ts 112 1 0 ,9 6 3 4 $ 4 5 ,2 3 6 1 0 2 ,1 9 7 1 ,7 0 5 ,5 6 5 2 7 7 ,3 2 0 51 6 2 8 ,5 6 0 1 8 6 ,4 7 5 3 3 ,0 4 3 1 ,7 5 0 30 1 1 ,6 2 3 3 $ 3 0 ,6 5 6 7 9 ,4 9 0 1 ,4 9 7 ,8 4 1 2 7 2 ,1 9 1 251 3 6 0 ,3 2 2 1 4 0 ,5 7 5 3 0 ,2 6 8 Q uarterly S t o c k s a n d b o n d s , v i z .: P u b lic se c u r itie s , m a r k e t v a l u e ............................................................................................. P r iv a t e s e cu ritie s , m a r k e t v a l u e .......................................................................................... L o a n s a n d d is c o u n t s s e c u r e d b v o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s ecu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................ '............................................................... D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h i t e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... W m . B a r c la y P arson s, LIABILITIES 239 240 JOHN G. FERRES, P resident. T H E JOHNSTOWN BA N K — J o h n s t o w n [106 West Main street; organized 1879.] W I L L I A M M c K I E , Cashier. DIRECTORS. B o e d e n D . S m it h , F. E . M oyer, J o h n G. F e r r e s , M a r t i n C o l l in s , W m. C . H a c k n e y , W m. M cK ie , S t o c k s a n d b o n d s , v i z .: P u b lic s e cu ritie s , m a r k e t v a l u e ............................................................................................. P r iv a t e se cu ritie s , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d ..................................................................................... •.................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m t g e ., d e e d o r o t h e r rea l e sta te co l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o l l a t e r a l .............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t s e c u r e d b y c o lla t e r a l................................ O v e r d r a f t s ......................... ................................................................................................................... D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e ....................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h i t e m s ............................................................................' .............................................................. A s s e t s n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... T o t a l r e s o u r c e s ......................................................................................................................... Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 $1,010 $ 1,020 3 0 0 ,1 9 5 3 4 ,6 0 0 2 3 ,5 0 0 4 8 ,7 2 7 2 3 0 ,5 4 9 8 6 9 ,3 0 7 1 2 3 ,2 6 1 3 6 ,8 0 7 4 6 ,2 5 5 353 1 4 ,2 3 4 4 3 3 1 ,5 7 3 3 4 ,2 7 5 2 3 ,5 0 0 4 8 ,7 2 7 2 1 0 ,3 3 3 8 2 2 ,9 6 7 113 1 2 2 ,0 4 2 3 8 ,0 3 6 5 8 ,5 8 4 67 0 1 6 ,8 3 8 3 $ 1 ,7 2 8 ,9 1 2 Total liabilities $ 1 ,0 1 5 3 3 2 ,0 4 0 3 4 ,2 7 5 2 3 ,5 0 0 4 9 ,1 0 3 2 1 3 ,0 5 6 8 8 6 ,8 5 5 Statement of condition Sept. 25, 1915 $1,020 2 3 1 7 ,8 8 0 3 4 ,2 7 5 2 3 ,5 0 0 4 9 ,1 0 3 2 0 2 ,5 9 9 9 2 9 ,6 6 1 293 1 1 3 ,1 2 8 3 5 ,3 2 8 3 9 ,0 3 4 47 3 2 1 ,0 7 3 3 $ 1 ,7 0 8 ,6 8 1 $ 1 ,7 2 0 ,1 7 4 $ 1 ,7 6 7 ,3 7 0 $100,000 $ 100,000 $ 100,000 $ 100,000 2 4 2 ,3 2 1 1 ,3 3 9 ,7 5 1 3 ,0 3 5 2 3 6 ,3 9 1 1 ,3 1 1 ,6 6 5 1 ,1 9 8 2 3 2 ,6 3 9 1 ,3 3 5 ,4 2 1 583 4 3 ,8 0 4 5 9 ,4 2 6 5 1 ,5 3 1 2 3 1 ,5 9 3 1 ,3 2 4 ,8 3 5 1 ,5 3 8 5 5 ,0 0 0 5 4 ,4 0 3 110 LIABILITIES C a p i t a l .................................................................................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a lu e ) D u e d e p o s it o r s , n o t p r e f e r r e d . ................................................ D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................... B ills p a y a b l e ...................................................................................... O t h e r lia b ilit ie s ................................................................................. A d d fo r c e n t s ....................................................................................... Statement of condition June 23, 1915 1 1 ,728,912 $1,708,681 101 8 4 ,3 6 6 3 5 ,8 9 6 4 1 ,7 3 2 457 1 7 ,7 7 6 1 $1,720,174 $1,767,370 R eport on B anks of D eposit and D iscount RESOURCES H enry V eghte, J a m e s D . P ie r s o n . D a n i e l M cM a r t i n , Ja m e s L . N o r t h r o p , THE JULIAND BAN K — G r e e n e [O rg a n ize d 1893.] J O S E P H E . J U L I A N D , President. W I L L I A M J. R U S S E L L , Cashier. DIRECTORS. JOS, E. JUUANP, W ttM AB J, R u SSRIA, L. R. H arrison , C. W . G ray, RESOURCES Statement of condition Dec. 24, 1914 C. H. G r a v e s . Statement of condition March 19, 1915 $1,000 31,400 7,000 41,600 450 32,999 99,237 3 44,834 6,343 15,025 327 900 2 Statement of condition Sept. 25, 1915 $1,000 27,100 7.000 43,600 450 32,597 85,566 47 60,913 6,016 7,968 2.000 364 1,100 2 81,000 27,850 7,000 41,600 450 31,740 103,221 128 54,006 6,089 7,018 600 55 1,300 3 $274,565 $281,357 $282,060 $275,609 C a p i t a l ................................................................................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a lu e ) D u e d e p o s it o r s , n o t p r e fe r r e d .................................................. . O th e r lia b ilit ie s ................................................................................. A d d fo r c e n t s .................................................................................... . *35,000 48,647 190,518 400 $35,000 50,849 195,057 450 $35,000 51,564 195,146 350 $35,000 53,835 186,323 450 T o t a l lia b ilit ie s ......................................................................... $274,565 $281,357 $282,060 $275,609 L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ......................................................................................................................................... .. A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... T o t a l r e s o u r c e s ......................................................................................................................... i ,350 2 S tatem ents $1,000 32,500 7,000 41,800 1,250 29,537 88,342 52 54,402 6,306 11,147 Statement of condition June 23, 1915 Q uarterly S t o c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e se cu ritie s , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n ts s e o u re d b y b o n d a n d m tg e ., d e e d o r o th e r rea l esta te co l. L o a n s a n d d is c o u n ts s e c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ............................................................... H. M . JULIAND, H. T. H o ag , LIABILITIES 1 241 1 242 M A D R ID BANK — M adrid A . D . W H I T N E Y , President. F R A N K M . P E C K , Cashier. [M a in stre e t; o rg a n iz e d 1896.] DIRECTORS. A. D. W h i t n e y , F. J. M e h r im a n , O. V . V e it c h , W. E. G r if f it h , Statement of condition Dec. 24, 1914 Statement of condition Sept. 25, 1915 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $ 7 ,9 0 5 6 9 ,5 4 7 1 ,0 0 0 $ 3 ,9 7 0 7 1 ,5 5 0 1 ,0 0 0 1 1 ,1 1 1 1 2 ,7 5 0 8 1 ,6 5 0 67 2 7 ,0 3 7 1 ,7 6 7 9 ,3 3 1 S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ................................................................................................................... M o r t g a g e s o w n e d ......................................................................................................................... L o a n s a n d d is co u n ts se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real e sta te co l. L o a n s a n d d is co u n t s s e c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s e c u r e d b y c o lla t e r a l............................... • O v erd ra fts............................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ........................ •................................................................................................. $ 7 ,8 7 7 6 4 ,7 9 2 1 ,0 0 0 400 1 0 ,7 1 8 1 0 ,6 0 2 8 7 ,9 7 6 33 2 2 ,1 2 8 1 ,1 2 5 8 ,7 0 6 34 0 1 ,2 6 9 5 $ 7 ,9 1 3 6 4 ,4 9 1 1 ,0 0 0 400 9 ,9 7 9 1 0 ,5 5 5 7 3 ,2 4 1 2 7 ,3 7 6 1 ,1 2 9 1 5 ,4 8 7 18 1 ,2 6 8 5 1 0 ,0 7 8 1 2 ,8 1 5 7 6 ,-602 180 1 6 ,4 5 3 1 ,4 9 0 8 ,0 7 7 87 1 ,9 7 0 4 T o t a l r e s o u r c e s ......................................................................................................................... $ 2 1 6 ,9 7 1 $ 2 1 2 ,9 2 1 $ 2 0 6 ,2 0 8 $ 2 2 1 ,7 0 1 C a p i t a l . .................................................................................................................................................. S u rp lu s, in c lu d in g all u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P r e fe rr e d d e p o s it s , v i z .: O t h e r d e p o s it s s e c u r e d b y p le d g e o f a s s e ts ..................... D u e d e p o s it o r s , n o t p r e fe r r e d ..................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ....................................................................................................................................... $ 2 5 ,0 0 0 3 1 ,8 0 7 456 1 5 8 ,2 0 7 $ 2 5 ,0 0 0 2 8 ,2 4 3 442 1 5 7 ,7 3 5 $ 2 5 ,0 0 0 2 9 ,8 8 0 436 1 4 9 ,3 9 2 1 ,5 0 0 1 1 ,5 0 0 1 1 ,5 0 0 $ 2 5 ,0 0 0 3 2 ,1 3 5 440 1 6 2 ,4 7 5 51 1 ,6 0 0 T o t a l lia b ilit ie s ......................................................................................................................... $ 2 1 6 ,9 7 1 $ 2 1 2 ,9 2 1 $ 2 0 6 ,2 0 8 $ 2 2 1 ,7 0 1 kq 1 ,4 6 5 3 LIABILITIES R eport on B anks of D eposit and D iscount RESOURCES W. C. G age. J o h n H a iq , STEPHEN BAKER, P resident. TH E M AN H ATTA N COM PANY — N e w Y [40 Wall street; organized 1799.] ork C it y D. H. PIERSON, Cashier. DIRECTORS. James Talcott, W. S. Tod, Henry K. McHabg, James Speyer, B. H. Borden Stephen Barer, Wm. Sloane, Fred’k G. Bourne, Samuel Sloan, Walter Jennings, Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $2,995,444 3,846,107 900,000 17,159,965 11,516,347 $3,007,944 3,780,608 900,000 18,742,341 14,789,367 $2,736,000 3,785,434 900,000 16,170,861 11,029,026 2,926,270 14,316,603 3,723,000 8,277,353 3,221,230 8,540,820 4,764,900 15,248,790 152,365 3 120,000 3 5,457,113 10,839,261 4,157,400 19,149,181 100,000 113,200 2 $2,739,132 3,822,893 900.000 22,048,076 14,109,869 171 4,078,307 10,138,197 732.000 2,736,664 452,565 141,700 4 $65,813,457 $73,116,003 $74,437,478 $61,899,578 $2,050,000 4,867,602 $2,050,000 '4)882'387 $2 050.000 4)800.; 957 $2,050,000 4,938,973 4,300,831 425,015 4,538,887 7,449,236 31,822,441 22,099,628 32,109,809 21,883,862 4,840,859 1,005,527 20,000 41,526,050 19,859,019 4,146,225 250,527 20,000 25,813,066 23,981,082 247,938 2 201,820 2 100,000 235,064 2 452,565 247,138 2 $65,813,457 $73,116,003 -----------------------------------------------,— $74,437,478 $ 6 1 .8 9 9 .5 7 8 RESOURCES S tatem en ts 248 u a r te r ly Total resources.......................................................................................... LIABILITIES Capital............................................................................................................. Surplus, including all undivided profits (market value)................................... Preferred deposits, viz.: Due New York State savings banks............................................................. Deposits by the State of New York............................................................. Deposits by the Superintendent of Banks of the State of New York........... Due depositors, not preferred........................................................................... Due to trust : ................................................ companies, banks and bankers. Acceptances of drafts payable at a future date or authorized by commercial letters of credit....................................................... ............................ Other liabilities................................................................................................. Add for cents...................................................................... ............................. Statement of condition Sept. 25, 1915 Q Stocks and bonds, viz.: Public securities, market value..................................................................... Private securities, market value................................................................... Real estate owned............................................................................................. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Specie................................................................................................................ Legal tender notes and notes of national banks............................................... Cash items........................................................................................................ Customers’ liability on acceptances (per contra, see liabilities)....................... Assets not included in any of the above heads................................................ Add for cents........................................................................................... ........ Total liabilities.......................................................................................... R. W. Paterson, Charles H. Tenney. to M ANUFACTURERS’ BAN K OF COHOES — C ohoes H A R V E Y S . G R E E N E , President. [8 9 -9 1 R e m s e n street; o rg a n iz e d 1872.] J . S . C L U T E , Cashier. DIRECTORS. H a r v e y S. G b e e n e , C h as. F . N orth, John W . F o r d , J o h n E. M a c L e a n , J. S. C l u t e , E d w a r d C. D o y l e , Jam es T ie r n e y , Statement of condition March 19, 1915 $100,000 81,612 $100,000 82,050 $100,000 89,102 $100,000 92,008 62,573 79,000 4,050 751,298 62,573 95,000 4,091 720,497 75,000 10,985 25,000 7,922 1 62,573 66,000 3,996 700,617 1,964 75,000 10,452 3 69,573 59.000 3,846 798,835 213 10.000 7,716 2 T o t a l lia b ilit ie s ......................................................................................................................... $1,164,519 $1,097,134 $1,109,707 $1,141,193 is c o u n t C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p ro fits (m a r k e t v a l u e ) ............................................... P re fe rr e d d e p o s its , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s .................................................................................. D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................................. O th e r d e p o s its s e cu re d b y p le d g e o f a s s e ts ..................................................................... D u e d e p o s ito r s , n o t p r e fe r r e d ................................................ ................................................ D u e t o t r u s t co m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... B ills p a y a b l e ....................................................................................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d f o r c e n t s ...................................................................................................................................... D $1,141,193 a n d $1,109,707 LIABILITIES e p o s it $1,097,134 T o t a l r e s o u r c e s ......................................................................................................................... D $1,164,519 L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l re se rv e n o t e s ...................................................................................................................... C a s h i t e m s ................... ........................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... of 2,772 3,254 3 $41,700 247,134 50,000 51,715 172,428 439,503 693 90,445 14,342 24,808 700 3,854 3,867 4 anks 2,299 2,406 3 $71,400 216,746 50,000 50,787 189,455 425,939 333 46,820 16,612 36,263 500 1,640 3,208 4 B $71,237 212,573 50,000 49,659 202,282 410,604 1,093 52,122 12,153 29,382 Statement of condition Sept. 25, 1915 on $70,750 217,343 50,000 50,694 206,492 441,500 193 85,454 10,057 27,328 Statement of condition June 23, 1915 epo rt S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities, m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ L o a n s a n d d is co u n ts se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real e state co l. L o a n s a n d d is co u n ts s e c u r e d b y o t h e r c o lla t e r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t se cu re d b y c o lla te r a l............................... O v e r d r a ft s ............................................................................................................................................ D u e fr o m tru s t co m p a n ie s , b a n k s a n d b a n k e r s ................................................................ Statement of condition Dec. 24, 1914 J o h n H. B u l l o c k , J. E d w a r d M u s s e y . R RESOURCES’ W . D . B osw ell, Fred’k W . K avanaugh, W . P. P arson s, ELLIOTT C. McDOUGAL, President. D b W it t C l in t o n , L a w b k n c b D . R tjmsby , MARKET BANK OF BUFFALO — L a u r e n s E n o s ,* C a r l e t o n M . S m it h , B u ffa lo GEORGE MEADWAY, Cashier. [85 M a in s tre e t; o r g a n iz e d 1903.] E l l io t t DIRECTORS. C. M c D o u g a l , RESOURCES G eo. M e ad w ay, G e o . U r b a n , J r ., Statement of condition Dec. 24, 1914 $9 70 9 0 ,0 0 0 6 ,3 3 7 3 3 6 ,8 8 7 7 7 0 ,8 5 9 211 5 2 0 ,3 3 2 4 8 ,3 1 1 2 ,3 0 0 1 ,0 0 0 1 9 ,5 6 3 1 0 ,3 1 6 4 $ 1 ,7 4 6 ,4 4 1 $ 1 ,8 0 2 ,0 7 7 $ 1 ,7 9 3 ,0 9 5 $ 1 ,8 0 7 ,0 9 0 LIABILITIES C a p i t a l . . . . t ....................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk et v a l u e )............................................... P re fe rr e d d e p o s it s , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s ................................................................................. D u e N e w Y o r k S ta te s a v in g s a n d lo a n assns., cre d it un ion s a n d la n d b a n k . D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................................. D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... O th e r lia b ilit ie s ................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 1 0 0 ,0 0 0 6 8 ,0 9 6 $ 1 0 0 ,0 0 0 6 7 ,9 1 2 $ 1 0 0 ,0 0 0 6 9 ,8 8 1 $ 1 0 0 ,0 0 0 6 9 ,0 9 9 9 0 .0 0 0 8 ,3 9 2 7 0 .0 0 0 1 ,3 9 8 ,1 7 5 1 1 ,7 7 7 1 9 0 .0 0 0 3 7 ,3 9 5 5 5 .0 0 0 1 ,4 4 0 ,3 4 5 1 1 ,4 2 4 1 9 0 .0 0 0 2 0 ,6 1 7 5 5 .0 0 0 1 ,4 4 4 ,0 5 0 1 3 ,5 4 6 1 9 5 .0 0 0 3 8 ,8 3 8 4 5 .0 0 0 1 ,4 4 7 ,6 2 5 1 1 ,5 2 6 2 T o t a l lia b ilit ie s ........................................................................................................................ $ 1 ,7 4 6 ,4 4 1 $ 1 ,8 0 2 ,0 7 7 $ 1 ,7 9 3 ,0 9 5 $ 1 ,8 0 7 ,0 9 0 245 tatem en ts T o t a l r e s o u r c e s ......................................................................................................................... 1 2 ,1 4 2 5 ,5 9 2 3 $9 67 9 0 ,0 0 0 1 ,7 0 0 3 0 6 ,8 1 6 7 7 4 ,3 4 8 161 5 2 9 ,1 0 8 5 8 ,7 8 6 3 ,0 5 5 1 ,0 0 0 1 7 ,1 1 1 1 0 ,0 3 9 4 S 1 4 ,7 2 1 5 ,8 2 1 2 $ 9 85 9 7 ,0 6 6 80 0 3 9 9 ,2 8 4 8 0 0 ,0 1 1 26 2 4 1 1 ,6 1 9 7 1 ,8 1 8 . 2 ,4 9 5 Statement of condition Sept. 25, 1915 u a r te r ly $970 9 5 ,2 2 6 500 3 7 6 ,7 0 4 7 8 3 ,4 1 6 421 3 7 0 ,6 1 2 7 6 ,8 6 3 2 1 ,1 8 5 Statement of condition June 23, 1915 Q S to c k s a n d b o n d s , v i z .: P u b lic secu rities, m a rk e t v a lu e ............................................. R e a l e s ta te o w n e d ............................................................................................................................ L o a n s a n d d is c o u n t s s e cu re d b y b o n d a n d m tg e ., d e e d o r oth er rea l esta te co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c ie .............................................................................................................................................. .. L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h i t e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... Statement of condition March 19, 1915 R obert K . R oot, Jos. M . W i l k in s o n . 246 T H E M A T T IT U C K BA N K — M J O H N M . L I J P T O N , President. a t t it u c k E. [P ik e stre e t; o rg a n iz e d 1905.] D . C O R W I N , Cashier. DIRECTORS. J o h n M. L u f t o n , Arth u r L. D ow ns, L e w i s C. J e f f e r s o n ,. N a t . S. T u t h il l , G e o . E. P e n n y , G i l b e r t E. A l d r i c h , C h a s . G il d e r s l e e v e , C h a s . J. M c N u l t y , O l iv e r B. G o l d sm it h , Statement of condition March 19, 1915 $ 2 5 ,0 0 0 1 9 ,0 2 2 8 ,0 0 0 1 4 2 ,2 5 0 $ 2 5 ,0 0 0 2 0 ,4 8 4 8 ,0 0 0 1 1 0 ,8 7 7 1 0 ,8 9 5 1 $ 2 5 ,0 0 0 1 9 ,5 4 7 8 ,0 0 0 1 1 4 ,5 7 4 3 ,1 7 6 7 ,0 0 0 1 0 ,8 1 9 1 1 6 ,0 0 0 1 0 ,9 9 2 2 $ 2 5 ,0 0 0 2 1 ,4 5 5 8 ,0 0 0 1 0 7 ,8 9 4 683 2 3 ,0 0 0 1 0 ,7 8 8 1 T o t a l lia b ilit ie s ......................................................................................................................... $ 2 0 5 ,1 6 8 $ 1 8 8 ,1 1 7 $ 1 9 1 ,3 5 5 $ 1 9 6 ,8 2 1 is c o u n t C a p i t a l....................................... : ......................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a r k e t v a l u e ) ............................................... P re fe rr e d d e p o s it s , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s .................................. D u e d e p o s it o r s , n o t p r e fe r r e d ..................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... B ills p a y a b l e ........................................................................................................................................ O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ....................................................................................................................................... D $ 1 9 6 ,8 2 1 a n d $ 1 9 1 ,3 5 5 LIABILITIES e p o s it $ 1 8 8 ,1 1 7 T o t a l r e s o u r c e s ......................................................................................................................... D $ 2 0 5 ,1 6 8 L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ................................................................................................................. •. . C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d f o r c e n t s ........................................................................... : ........................................................ of 78 99 8 4 $ 1 ,0 1 0 2 0 ,4 8 5 1 6 ,8 4 6 6 ,7 0 0 1 ,0 0 0 7 ,2 1 3 1 1 7 ,8 3 2 257 1 2 ,5 9 7 1 ,1 5 4 7 ,4 1 4 500 3 ,2 8 5 524 4 an k s 21 0 251 3 $ 1 ,0 1 0 2 0 ,6 5 0 1 6 ,8 4 6 6 ,7 0 0 1 ,0 2 5 1 1 ,7 5 1 1 1 4 ,3 0 7 144 8 ,5 8 4 1 ,4 7 1 7 ,8 8 4 500 24 6 233 4 B $ 1 ,0 0 0 2 0 ,6 0 0 1 6 ,8 4 6 6 ,7 0 0 1 ,0 2 5 8 ,7 1 3 1 1 2 ,5 7 3 257 7 ,7 7 1 1 ,0 4 4 1 0 ,5 0 8 Statement of condition Sept. 25, 1915 on $9 90 2 5 ,3 1 2 1 6 ,8 4 6 6 ,7 0 0 1 ,0 2 5 2 5 ,8 7 4 9 6 ,9 0 0 185 2 2 ,9 6 8 1 ,4 4 6 6 ,4 5 8 Statement of condition June 23, 1915 epo rt S to c k s a n d b o n d s , v i z . : P u b lic secu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real e state co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla t e r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t se c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ............................................................................................................................................. D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ Statement of condition Dec. 24, 1914 H e r b e r t R . C o n k l in g , G eo. H . T erry, E r n e st D . C o r w in . R resources W m. M. H u d s o n , P h il ip R . T u t h il l , H enry K aelen , CHARLES G. BALMANNO, President. J ohn H . H allo c k , F. D . M a c k a y , A n d r e w D . B a ir d , D . W . M c W il l ia m s , MECHANICS’ BANK — C h a s. G . B alm anno, E d . T . H o r w il l , J os. E . Ow en s, D a n ie l C h a u n c e y , B rooklyn WILTON C. DONN, Cashier. [215 M o n t a g u e s tre e t; o rg a n iz e d 1852.] D IR E C T O R S . J ohn Y. J e w e l l , H . M . D e M ott, F. A . S e l l e , H o r a c e C . D uV a l , J a m es H . J o u r d a n , G eoroe W. C h atjn cey , resources Statement of condition Dec. 24, 1914 A. T . S u l l iv a n , G e o . C . V a n T u y l , Jr ., J o s e p h W a l k e r , Jr . W m . E . W heelock. Statement of Statement of condition 1 condition M arch 19, 1915 j June 23, 1915 Statement of condition Sept. 25, 1915 5 8 6 ,1 8 1 1 7 4 ,4 7 6 5 6 6 7 ,9 2 5 1 9 6 ,5 3 0 4 6 3 8 ,0 6 0 1 8 0 ,4 1 0 5 $ 7 9 6 ,9 5 9 3 ,0 5 8 ,0 7 5 2 ,1 2 5 ,3 3 1 9 4 7 ,5 4 1 8 0 6 ,8 0 1 2 ,8 9 6 ,9 7 3 5 ,6 0 9 ,5 9 0 71 3 5 ,0 0 3 ,4 7 5 1 ,3 0 8 ,1 5 4 5 4 1 ,1 5 8 5 4 ,9 0 5 8 3 0 ,6 9 9 1 7 6 ,4 2 0 5 T o t a l r e s o u r c e s ......................................................................................................................... L IA B IL IT IE S C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) ............................................... P re fe rr e d d e p o s it s , v i z .: D u e N e w Y o r k S ta te sa v in g s b a n k s ................................................................................. D u e N e w Y o r k S ta te s a v in g s a n d lo a n assns., c re d it u n ion s a n d la n d b a n k . D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................................. D e p o s it s b y t h e S u p e r in te n d e n t o f B a n k s o f th e S ta te o f N e w Y o r k ............... O th e r d e p o s it s se c u r e d b y p le d g e o f a s s e ts ..................................................................... D e p o s its o th e r w is e p r e fe r r e d ................................................................................................. D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................... ............................................... O t h e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ......................................................................................................... : .......................... $ 2 1 ,2 7 3 ,7 8 2 $ 2 3 ,7 8 9 ,4 4 5 $ 2 3 ,5 9 3 ,3 1 4 $ 2 4 ,1 5 6 .7 9 g $ 1 ,6 0 0 ,0 0 0 7 2 7 ,5 2 1 ' $ 1 ,6 0 0 ,0 0 0 7 3 8 ,4 5 6 $ 1 ,6 0 0 ,0 0 0 7 2 2 ,6 6 9 $ 1 ,6 0 0 ,0 0 0 7 1 6 ,4 7 8 1 ,9 2 7 ,5 4 4 8 8 ,5 6 3 1 8 7 ,0 0 0 3 3 ,2 5 4 1 7 0 ,1 2 2 1 3 9 ,4 8 1 1 5 ,6 9 6 ,8 9 2 .5 7 8 ,5 3 9 1 2 4 ,8 6 2 4 2 ,1 5 9 ,9 2 9 6 8 ,1 6 4 5 0 0 ,0 0 0 1 0 7 ,4 9 2 1 9 1 ,7 8 7 1 1 1 ,7 5 4 1 7 ,4 5 0 ,1 7 7 7 1 4 ,2 1 8 1 4 7 ,4 6 4 4 2 ,1 2 1 ,8 9 1 1 2 6 ,4 0 8 7 0 0 ,0 0 0 2 4 ,4 5 4 1 9 5 ,7 7 7 4 6 ,0 4 5 1 7 ,1 8 5 ,0 3 5 6 7 4 ,8 0 4 1 9 6 ,2 2 8 3 1 ,6 4 2 ,9 3 2 9 9 ,7 3 6 5 4 0 ,0 0 0 2 7 ,6 8 5 1 9 2 ,0 7 8 2 9 ,6 2 6 1 8 ,2 3 9 ,9 0 9 9 1 3 ,3 0 3 1 5 5 ,0 4 7 5 T o t a l lia b ilit ie s ......................................................................................................................... $ 2 1 ,2 7 3 ,7 8 2 # 2 3 .7 8 9 .4 4 5 " ' 1 # 2 3 .5 9 3 .3 1 4 # 2 4 .1 5 6 .7 9 9 ___ -------- 1-----------------:-----/ / ...... tatem en ts $ 7 8 8 ,4 9 7 3 ,0 2 6 ,7 4 9 2 ,1 2 0 ,3 4 2 9 6 0 ,7 6 6 8 3 8 ,9 6 9 2 ,9 5 4 ,7 1 2 6 ,1 0 0 ,5 2 9 503 4 ,0 0 6 ,0 6 1 4 7 3 ,1 0 6 1 ,5 0 4 ,6 0 5 S $ 5 7 7 ,8 1 7 3 ,1 8 8 ,1 4 5 2 ,1 2 0 ,2 8 3 9 7 9 ,7 9 1 8 7 9 ,6 8 2 2 ,8 1 9 ,8 3 8 5 ,7 8 6 ,3 9 7 57 6 4 ,7 9 8 ,6 3 6 4 6 4 ,2 7 4 1 ,3 0 9 ,5 4 7 u a r te r ly $ 5 7 3 ,4 1 5 2 ,9 1 8 ,0 9 4 2 ,1 1 6 ,7 2 8 9 3 4 ,2 9 1 9 0 5 ,9 0 4 3 ,1 0 2 ,9 8 9 5 ,5 6 2 ,0 1 8 30 5 2 ,4 0 7 ,0 7 0 4 2 7 ,1 4 4 1 ,5 6 5 ,1 6 2 Q S to c k s a n d b o n d s , v iz .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e se cu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is co u n ts se cu re d b y b o n d a n d m tg e ., d eed o r oth er re a l e sta te co l. L o a n s a n d d is c o u n t s s e cu re d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is co u n ts a n d b ills p u r ch a s e d n o t s ecu red b y c o lla t e r a l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ............................................................... S p e c ie ........................................................ ............................................................................................ L e g a l te n d e r n o te s a n d n o te s o f n a tio n a l b a n k s ........................... ............................... F e d e ra l re se rv e n o t e s .................................................................................. ...................... C a s h i t e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... M ic h a e l F u r s t , A l v a h M il l e r , W. A . P e n d l e t o n , K) 248 M ECH AN ICS’ BAN K OF GROTON, N. Y .— G r o t o n L . J . T O W N L E Y , President . H . G . M O E , Cashier . [M a in stre e t; o rg a n iz e d 1901.] DIRECTORS. L. J. T oWnlet , E . A . L andon , G . M . G ilchrist , S to c k s a n d b o n d s , v i z .: P u b lic s e cu ritie s , m a r k e t v a l u e ............................................................................................. P r iv a t e se cu ritie s , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real esta te c o l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla t e r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s e cu re d b y c o lla te r a l............................... O v e r d r a ft s .................... ........................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c ie .............................................................................. .......................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ........................... ............................... ....................................................... . . ................... C a s h i t e m s . ..... ............................... ..................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s . . \ ......................................................... A d d fo r c e n t s .............. ....................................................................................................................... T o t a l r e s o u r c e s ......................................................................................................................... Statement of condition Dec. 24, 1914 Statement of condition M arch 19, 1915 $ 1 ,0 0 0 3 5 ,3 0 0 $ 1 ,0 0 0 3 3 ,9 0 0 8 ,9 1 4 5 9 ,3 1 8 1 1 8 ,3 6 8 36 3 3 4 ,8 5 0 4 ,2 1 3 2 ,7 6 0 8 ,9 1 4 6 0 ,2 2 5 1 1 7 ,5 3 0 1 ,0 8 0 2 5 ,7 5 1 4 ,2 6 3 4 ,3 8 0 1 ,0 9 4 2 ,0 0 0 2 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 1 ,9 5 1 2 ,0 0 0 3 $ 1 ,0 0 0 3 2 ,5 0 0 1 0 ,0 0 0 8 ,9 1 4 2 7 ,6 3 5 1 5 4 ,1 7 3 56 2 1 ,0 5 5 465 5 ,2 9 4 550 7 ,4 0 7 2 ,0 0 0 2 8 ,9 1 4 2 2 ,5 2 0 1 5 2 ,7 1 8 67 2 2 ,5 0 6 421 1 4 ,1 4 0 1 ,6 6 0 5 ,0 6 5 1 2 ,0 0 0 4 $ 2 6 8 ,1 8 2 $ 2 6 0 ,9 9 7 $ 2 7 1 ,0 5 1 $ 2 5 2 ,5 1 5 $ 5 0 ,0 0 0 6 4 ,3 8 8 $ 5 0 ,0 0 0 6 3 ,4 0 7 $ 5 0 ,0 0 0 6 2 ,3 1 1 $ 5 0 ,0 0 0 6 3 ,8 8 1 64 2 1 3 5 ,9 4 8 1 0 ,0 0 0 1 ,0 0 0 1 5 5 ,7 4 0 2 ,0 0 0 1 ,0 0 0 $ 2 6 0 ,9 9 7 $ 2 7 1 ,0 5 1 $ 1 ,0 0 0 1 1 ,5 0 0 LIABILITIES C a p i t a l . . ....................................................................... ............................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P r e fe rr e d d e p o s it s , v i s . : D u e N e w Y o r k S ta te sa v in gs a n d lo a n a ssn s., cre d it u n io n s a n a la n d b a n k ................................................ .......................................................... D u e d e p o s it o r s , n o t p r e fe r r e d ..................................................................................................... B ills p a y a b l e ....................................................................................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r cen to................................. ......................................................................................... T o t a l lia b ilit ie s .................... ................................................................................................... 1 4 0 ,7 9 3 1 2 ,0 0 0 1 ,0 0 0 1 $ 2 6 8 ,1 8 2 50 3 1 3 7 ,1 3 0 1 ,0 0 0 1 $ 2 5 2 ,5 1 5 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t R E SO U R CE S H. G. M oe. M . J. M cG r a il , M ECH ANICS AN D FARM ERS’ BA N K OF A L B A N Y — A DUDLEY OLCOTT, P resident. [63 State street; organized 1868.] lbany ROBERT OLCOTT, Cashier. DIRECTORS. D o n a ld M c C r e d ie , RESOURCES S to ck s a n d b o n d s , v is .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e se cu ritie s , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ L o a n s a n d d is co u n t s s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r real e sta te co l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s ecu red b y c o lla te r a l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m , tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ............................................................._...................................................................................... L e g a l te n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h it e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s . . . . . ' ..................................................... A d d f o r c e n t s .................................... ................................................................................................. T o t a l r e s o u r c e s .............................................................................................. ......................... LIABILITIES C a p i t a l ..................................... ............................................................................................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk et v a lu e )............................................... P r e fe r r e d d e p o s its , v iz .: D u e N e w Y o r k S ta te sa v in g s b a n k s ................................................................................. D e p o s its b y th e S ta te o f N e w Y o r k .................................................................................. D e p o s its b y th e S u p e r in te n d e n t o f B a n k s o f th e S ta te o f N e w Y o r k .............. D u e d e p o s it o r s , n o t p r e fe r r e d .................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ..................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... T o t a l lia b ilitie s B bnj. W . A r n o ld, A . P a g e S m it h , Statement of condition Dec. 24, 1914 R obert O lco tt. Statement of condition M arch 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $149,990 1,019,498 $149,490 1,082,657 $149,490 1,081,124 $149,490 933,044 21,000 21,000 21,000 21,000 57,050 822,727 802,714 1,083 261,351 70,075 26,729 12,239 21,274 56,487 701,507 642,127 1,910 316,416 51,200 47,332 11,827 18,750 53,450 700,147 580,538 490 431,763 102,200 25,068 11,576 30,618 2 56,400 688,020 595,362 54 507,830 93,378 51,419 7,905 14,894 2 2 2 $3,126,340 $3,268,411 $3,326,858 $2,951,092 $250,000 1,058,649 $250,000 1,062,083 $250,000 1,071,864 $250,000 1,079,022 196,181 78,000 30,883 1,390,176 98,099 24,350 224,510 150,000 38,947 1,461,132 69,813 11,924 182,469 39,122 1,654,341 14,518 14,542 221,038 70,000 41,174 1,233,877 39,391 16,588 $3,126,340 $3,268,411 $3,326,858 $2,951,092 2 2 100,000 2 «o a m sxNawaiVi] D u d ley O lgo tt, Jam es N . W a ll a c e , 2 Qfg C ham . N e w m a n , 250 M ER C H A N T S’ BA N K OF ROCHESTER — R P E R C Y R . M c P H A I L , President. och ester J O H N C . R O D E N B E C K , Cashier. [125 M a in street, e a st; o rg a n iz e d 1883.] DIRECTORS. T h o s . J. D e v i n e , C h as. P . S chlegel, P e r c y R . M cP h a i l , G e o . H . P e r k in s , M a r t in B . H o y t , F rank A . W ard, S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is co u n ts s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is co u n ts s e cu re d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t se c u r e d b y c o lla t e r a l............................... O v e r d r a ft s .................................................................. ......................................................................... D u e fr o m tru s t co m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c ie ...................................................................................................................................................... L e g a l te n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s .......................................................... F e d e r a l r e se rv e n o t e s ...................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... T o t a l r e s o u r c e s ......................................................................................................................... Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 F r a n c is - S. M a c o m b e r , A l b e r t S. N e w e l l . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 2 2 ,1 2 0 2 7 5 ,4 9 4 2 2 0 ,0 0 0 5 1 ,4 8 7 1 9 4 ,9 3 3 1 ,1 0 0 ,6 9 3 3 ,0 6 8 ,1 0 9 1 ,1 4 6 4 0 8 ,3 4 4 6 4 ,7 5 0 1 7 7 ,5 9 5 $ 2 2 ,8 4 6 2 7 0 ,0 1 7 2 2 0 ,0 0 0 5 6 ,5 9 6 1 7 0 ,8 0 4 1 ,1 0 5 ,7 7 7 3 ,0 5 4 ,4 8 9 47 7 5 8 0 ,0 5 4 8 4 ,9 0 4 2 1 9 ,0 6 0 $ 2 3 ,4 0 8 2 6 3 ,2 1 7 2 2 0 ,0 0 0 6 7 ,1 3 5 2 2 1 ,6 0 6 1 ,1 9 5 ,4 3 1 3 ,0 4 3 ,2 2 1 4 ,2 7 9 6 0 3 ,6 8 5 8 3 ,0 9 8 2 1 7 ,7 7 3 5 1 ,7 9 7 1 3 ,6 7 7 5 3 0 ,9 1 3 1 0 ,7 6 5 5 2 1 ,4 3 7 1 3 ,0 8 7 3 $ 2 2 ,6 2 1 2 6 1 ,8 1 1 2 2 0 ,0 0 0 7 1 ,2 4 5 3 3 7 ,8 3 2 1 ,2 2 6 ,5 9 3 3 ,0 7 5 ,3 8 1 2 ,5 1 3 6 1 5 ,8 9 4 9 3 ,8 0 4 1 6 4 ,5 1 3 5 ,0 0 0 4 0 ,4 4 9 1 4 ,3 3 4 5 $ 5 ,6 5 0 ,1 5 0 $ 5 ,8 2 6 ,7 0 7 $ 5 ,9 7 7 ,3 8 0 $ 6 ,1 5 1 ,9 9 5 LIABILITIES C a p i t a l .................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P r e fe rr e d d e p o s it s , v iz .: D u e N e w Y o r k S ta te s a v in g s b a n k s .................................................................................. D u e N e w Y o r k S ta te s a v in g s a n d lo a n a ss n s., cre d it u n ion s a n d la n d b a n k . D u e d e p o s ito r s , n o t p r e fe r r e d ..................................................................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ....................................................................................................................................... $ 3 0 0 ,0 0 0 3 5 1 ,0 9 3 $ 3 0 0 ,0 0 0 3 6 0 ,0 4 1 $ 3 0 0 ,0 0 0 3 5 0 ,8 5 3 $ 3 0 0 ,0 0 0 3 5 1 ,7 3 8 8 0 ,2 9 1 7 9 ,6 7 1 4 ,7 1 2 ,6 8 8 6 3 ,6 2 1 6 2 ,7 8 3 3 8 0 ,0 0 0 5 4 ,3 5 2 4 ,9 1 0 ,6 5 1 6 0 ,9 3 9 6 0 ,7 2 2 2 8 0 ,2 9 1 4 8 ,1 2 2 5 ,0 9 6 ,4 9 9 6 5 ,5 6 4 3 6 ,0 4 8 3 8 0 ,0 0 0 3 8 ,6 8 0 5 ,2 2 5 ,6 6 0 8 5 ,5 7 3 7 0 ,3 4 3 1 T o t a l lia b ilit ie s ......................................................................................................................... $ 5 ,6 5 0 ,1 5 0 $ 5 ,8 2 6 ,7 0 7 $ 5 ,9 7 7 ,3 8 0 $ 6 ,1 5 1 ,9 9 5 R e p o r t o n B a n k s o f D e p o s it a n d D is c o u n t resources J o h n C. R o d e n b e c k , V . F . W h it m o r e , M ETROPOLITAN BAN K H E N R Y O L L E S H E I M E R , President. J o h n R. H e g e m a n , W il l a r d E . E d m is t e r , W m . R e ic h m a n , — N e w Y o r k C it y A U G U S T U S C . C O R B Y , Cashier. [F ou rth a v e n u e a n d 2 3 d stre e t; o r g a n iz e d 1905.] H a l e y F is k e , D a v id F . B u t c h e r , M o r g a n J. O ’B r ie n , DIRECTORS. S l y v e s t e r C. D u n h a m , W m . M . P e r k in s , B rad ley L . E a to n , H e n r y O l l e s h e im e r , RESOURCES Statement of condition March 19, 1915 $973 4 9 7 ,9 3 2 993,8 6 3 529,0 8 5 2 ,6 0 1 ,7 7 0 9 ,1 8 9 ,9 9 4 9 4 ,1 3 5 ,1 0 5 2 ,1 3 4 ,4 4 0 5 6 0 ,0 0 0 $990 4 5 8 ,3 8 3 993,7 0 2 4 5 1 ,8 9 8 2 ,0 8 3 ,4 1 5 8 ,2 8 0 ,9 6 2 226 6 ,2 2 7 ,0 7 9 478,8 6 7 1 ,6 8 3 ,7 9 5 8 6 0 ,8 7 0 2 3 ,80 5 6 $970 5 6 4 ,7 4 3 9 9 7 ,3 8 5 4 4 1 ,8 4 0 2 ,3 2 7 ,6 1 9 7 ,9 7 5 ,6 5 7 6 4 6,875 2 6,435 5 6 ,1 0 1 ,5 6 0 634,3 6 5 1 ,5 5 8 ,0 5 7 3 ,5 0 0 997,4 5 9 29,851 4 5 ,0 2 2 ,4 6 0 5 7 0,656 1 ,4 5 4 ,8 5 0 8 ,2 0 0 6 9 4 ,9 7 8 3 5 ,85 0 3 $ 2 1 ,5 2 7 ,8 5 2 $ 2 1 ,3 3 2 ,6 3 2 $ 2 0 ,9 4 9 ,0 7 8 $ 2 0 ,0 9 5 ,2 1 1 $ 2 , 000,000 $ 2 ,0 0 0 ,0 0 0 $2, 000,000 $ 2 , 000,000 1 ,8 2 7 ,1 5 7 1 ,8 9 4 ,2 2 0 1 ,8 9 9 ,6 1 9 1 ,9 3 5 ,1 1 9 2 1 9 ,0 0 0 2 4 ,0 0 4 1 6 ,4 2 0 ,2 7 8 7 8 9 ,6 2 4 2 4 7 ,7 8 7 2 9 2 ,0 0 0 4 9 ,8 5 6 1 6 ,0 7 0 ,2 6 4 8 6 8 ,2 2 8 1 5 8 ,0 6 3 3 2 8 ,5 0 0 2 8 ,8 9 6 1 5 ,7 6 0 ,4 3 7 7 7 8 ,9 4 8 1 5 2 ,6 7 7 3 2 8 ,5 0 0 3 1 ,1 2 9 1 4 ,6 6 2 ,0 8 6 9 8 2 ,9 1 0 1 5 5 ,4 6 5 2 $ 2 1 ,5 2 7 ,8 5 2 ' 1 $ 2 1 ,3 3 2 ,6 3 2 1 $ 2 0 ,9 4 9 ,0 7 8 2 $ 2 0 ,0 9 5 ,2 1 1 251 T o t a l lia b ilit ie s ........................................................................................................................ Statement of condition Sept. 25, 1915 $985 4 2 7 ,5 5 2 9 9 9 ,1 4 9 4 4 8 ,5 3 2 2 ,4 1 1 ,6 4 5 7 ,3 3 6 ,4 1 9 LIABILITIES C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e )............................................... P re fe rr e d d e p o s its , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s ................................................................................. D u e N e w Y o r k S ta te s a v in g s a n d lo a n assns., c re d it u n io n s a n d la n d b a n k . D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o tru s t co m p a n ie s , b a n k s a n d b a n k e r s ....................................................... .......... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... Statement of condition June 23, 1915 S tatem ents T o t a l r e s o u r c e s ........................................................................................................................ Statement of condition Dec. 24, 1914 Q uarterly S to c k s a n d b o n d s , v iz .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ L o a n s a n d d is c o u n t s s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla te r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ..................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s .............................................................. F e d e r a l r e s e r v e n o t e s ................................................................................................................. C a s h it e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ............................................................................................................................... N e w t o n E . St o u t , G e o . W . R og er s, G il b e r t B . S a y r e s . F r e d ’k H . E c k e r , C h a s. H . P a t r ic k , E m il B e r o l z h e im e r , T H O M A S M . H A L S E Y , Cashier. [207 F ift h a v e n u e ; o r g a n iz e d 1907.] 252 M O NTAU K BAN K — B r o o k l y n H E N R Y M . R A N D A L L , President. DIRECTORS. H avens B . B ayleb, F e e d . J. G r is w o l d , F. W . H . N elson , T h eo. C . B oenau, C h a s . D . L a r k in s , St e p h e n N o o n a n , D a v id D r e c h s l e r , W m . L o c k it t , H enry M . R andall, S to c k s a n d bon dB , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e se cu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ....................................................................................•........................................ L o a n s a n d d is co u n ts se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real estate co l. L o a n s a n d d is co u n ts se c u r e d b y o t h e r c o lla t e r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t co m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e se rv e n o t e s ...................................................................................................................... C a s h i t e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... Statement of condition Dec. 24, 1914 W m . H . G iesel f -r , ■H e n r y S. M o t t , J o h n S. S o r e n s e n . Statement of condition March 19, 1915 Statement- of . condition June 23, 1915 Statement of condition Sept. 25, 1915 47 8,411 5 $75,700 275,227 71,500 4.500 7,170 32,925 200,205 61 34,154 51,881 4,000 2.500 89 9,329 5 $76,000 251,252 71,500 6,000 3,800 35,608 187,117 68 51,765 57,872 5,500 700 341 8,405 4 $727,253 $772,309 $769,246 $755,932 $100,000 14,991 $100,000 15,460 $100,000 17,583 $100,000 14,889 40.000 25.000 589,127 36.000 25.000 579,443 361 17.000 25.000 582,623 B ills p a y a b l e ....................................................................................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d f o r c e n t s ...................................................................................................................................... 31.000 20.000 528,077 476 30,000 2,708 1 2,721 10,857 5,000 11,419 1 2 1 T o t a l lia b ilit ie s ......................................................................................................................... $727,253 $772,309 | $769,246 $755,932 T o t a l r e s o u r c e s ......................................................................................................................... $75,387 240,359 53,500 4,500 13,170 56,260 191,328 88 26,379 45,071 .12,940 $75,818 238,228 53,500 4,500 7,170 53,503 184,694 135 72,613 69,135 4,550 101 8,164 6 LIABILITIES C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................ P r e fe rr e d d e p o s its , v i z .: D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................................. O th e r d e p o s it s s e cu re d b y p le d g e o f a s s e ts .................................................................... D u e d e p o s ito r s , n o t p r e fe r r e d ..................................................................................................... D u e to tru st com panies^ h a n k s a n d h a n k e r s ...................................................................... R eport on B anks of D eposit an d D iscount RESOURCES M ic h a e l F u r s t , G e o . W. M c K e n z i e , J o h n S. S ctjlly , S. WOOD CORNELL, President. MOUNT PLEASANT BAN K — P l e a s a n t v il l e B. H. CARMER, Cashier. [W heeler a v e n u e ; o r g a n iz e d 18 85.] DIRECTORS. B. H . C a r m e r , W . S. L ane , S. W oo d C o r n e l l , A l fr e d R om er, R o b e r t H a v il a n d , RESOURCES Statement of condition Sept. 25, 1915 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $ 6 4 ,7 7 3 1 5 4 ,3 3 7 3 1 ,0 0 0 1 6 6 ,2 8 8 9 ,7 5 0 6 5 ,7 8 0 1 1 1 ,8 2 9 11 4 6 ,1 8 7 2 0 ,8 0 7 1 0 ,3 6 0 $ 6 7 ,9 9 3 1 6 3 ,1 4 3 3 9 ,0 8 6 1 6 3 ,7 7 5 9 ,7 5 0 5 0 ,9 6 3 1 1 5 ,6 1 5 6 5 2 ,6 8 7 2 2 ,3 0 3 7 ,5 4 9 $ 7 5 ,6 8 7 1 9 8 ,5 5 6 3 1 ,0 0 0 1 6 3 ,3 7 5 9 ,7 5 0 3 9 ,5 8 1 1 2 9 ,6 1 4 491 1 5 ,6 7 2 4 184 9 ,8 7 9 4 $ 6 6 ,9 7 3 1 6 9 ,0 1 2 3 1 ,0 0 0 1 6 3 ,5 7 5 9 ,7 5 0 4 7 ,5 8 9 1 4 5 ,8 9 9 26 5 0 ,7 4 1 2 2 ,1 6 1 1 1 ,3 0 0 25 0 32 6 7 ,2 5 2 4 $ 6 9 7 ,2 8 9 $ 7 0 2 ,9 3 7 $ 7 2 5 ,8 5 7 $ 7 4 4 ,5 9 0 $ 5 0 ,0 0 0 2 3 ,0 8 4 1 8 ,0 0 0 6 4 7 ,1 4 5 1 ,4 6 2 4 ,8 9 7 2 $ 7 4 4 ,5 9 0 Statement of condition Dec. 24, 1914 5 5 ,4 9 9 2 3 ,0 8 2 7 ,0 5 0 50 2 1 0 ,8 8 9 5 S tatem en ts T o t a l r e s o u r c e s ......................................................................................................................... H e n r y L. H u n t e r , W m . W. W eed . Q u arterly S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e se cu rities , m a r k e t v a l u e .......................................................................................... R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is c o u n t s s e cu re d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is co u n ts a n d b ills p u r ch a s e d n o t s ecu red b y c o lla t e r a l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m t r u s t co m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ..................................................................................................................................................... L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ........................................................................................................................................... A sse ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... D a n ie l P . H a t s , H ow ard R . W ash bu rn , LIABILITIES C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) ............................................... P r e fe rr e d d e p o s its , v i z .: D e p o s it s b y t h e S ta te o f N e w Y o r k ................................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 5 0 ,0 0 0 1 8 ,4 3 0 $ 5 0 ,0 0 0 2 0 ,9 3 0 6 2 0 ,8 5 9 192 7 ,8 0 7 1 6 2 7 ,5 2 5 441 4 ,0 4 0 1 $ 5 0 ,0 0 0 2 2 ,9 6 6 1 8 ,0 0 0 6 2 5 ,9 5 9 123 8 ,8 0 7 2 T o t a l lia b ilit ie s .............................................................................................. ......................... $ 6 9 7 ,2 8 9 $ 7 0 2 ,9 3 7 $ 7 2 5 ,8 5 7 253 A n d r e w J. C o n n ic k , C. W. ' T h o s . D im o n d , Sa m u e l M c M i l l a n , John C . V a n C le a f , — N ew Y ork [4 9 -5 1 W e s t 3 3 d s tre e t; o rg a n iz e d 1890.] DIRECTORS. O t to M. E id l it z , C h a s . A . Sa c k e t t , C o r n e l iu s V a n d e r b il t , RESOURCES T o t a l r e s o u r c e s ......................................................................................................................... O ther deposits secured b y pledge o f assets............................................................... D u e d e p o s ito r s , n o t p r e fe r r e d ..................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s . . . . : ......................................................... O th e r lia b ilit ie s ...................................................................................- . ............................................ A d d fo r c e n t s .................................................................................................................... .............. T o t a l lia b ilit ie s ......................................................................................................................... H U G H N . K I R K L A N D , Cashier. H. E m ert, A. Statement of condition Dec 24,1914 P. W. K in n a n , R ic h a r d D e l a f ie l d . T h o s . F. VlETOR, Statement of condition March 19, 1915 $212,098 283,052 507,827 650 312,445 1,516,265 3,206,740 6,130 577,001 595,615 219,766 $986 6,500 507,766 500 300,995 1,471,712 3,050,758 1,259 1,361,023 739,690 89,525 129,312 21,202 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $7,588,108 114,137 17,258 3 $7,662,112 $967 6,500 507,847 450 243,095 1,537,998 2,280,900 161 1,731,731 802,451 110,090 5,000 252,932 16,700 4 $7,496,826 $970 6,501 507,744 425 228,221 1,413,193 2,325,691 254 1,662,049 671,742 68,550 5,000 166,268 16,936 4 $7,073,548 $200,000 478,547 $200,000 472,703 $200,000 477,169 $200,000 470,136 219,178 509 20,000 1,121 24,750 6,361,077 32,067 250,857 2 $7,588,108 219,585 511 220,004 514 220,426 511 1,128 1,085 1,121 6,487,914 33,110 247,158 6,319,447 31,870 246,734 5,900,321 30,452 250,576 5 $7,073,548 5 LIABILITIES C a p i t a l .................................................................................................................................................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a r k e t V a lu e )............................................. P r e fe rr e d d e p o s it s , v i z . : D u e N e w Y o r k S ta te s a v in g s b a n k s .................................................................................. D u e N e w Y o r k S ta te s a v in g s a n d lo a n a ssn s., c re d it u n io n s a n d la n d bank. D e p o s its b y t h e S ta te o f N e w Y o r k .................... ............................................................. D e p o s it s b y t h e S u p e r in te n d e n t o f B a n k s o f t h e S ta te o f N e w Y o r k .............. it y 3 $7,662,112 3 $7,496,826' R eport on B anks of D eposit an d D iscount S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real e state co l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is co u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ............................................................................................................................................. D u e fr o m t r u s t co m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... J o sep h C 254 T H E M UTUAL BANK C H A R L E S A . S A C K E T T , President. JAMES NORTON, P resident. TH E NASSAU UNION B A N K — G len C ove H. G. HAYWARD, Cashier. [Glen street; organized 1903.] DIRECTORS. J . K . O . Sh e r w o o d , W m . R . M eneely, Sa m u e l Y . B a y l b s , E dw ard E . C raft, C h a s . E d a so n , Ja m e s N o r t o n , A . B u r n s id e C h e s h ir e , C h e st e r W. C h a p in , J am es S h e v l in , RESOURCES Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 $ 7 8 ,9 7 5 4 4 2 ,2 3 7 1 4 ,0 0 0 7 ,0 0 0 2 5 ,5 4 5 9 ,6 6 8 2 2 2 ,7 0 9 7 8 ,3 1 5 3 5 ,1 4 1 1 8 ,5 4 0 $ 7 9 ,4 8 5 4 4 8 ,9 0 0 1 4 ,0 0 0 7 ,0 0 0 1 0 ,6 6 1 1 1 ,6 3 8 2 1 2 ,7 9 2 1 6 8 ,2 4 8 2 0 ,2 7 6 2 2 ,9 4 4 2 ,6 1 9 1 2 ,5 8 9 4 A l f r e d C . C h a p in , Joseph R o ll, W m . H . M it c h e l l . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 1 ,0 9 6 6 ,6 0 3 2 $ 8 0 ,4 8 0 4 4 9 ,4 3 2 1 4 ,0 0 0 7 .0 0 0 1 7 ,4 0 7 1 3 .9 6 3 1 8 2 ,8 7 1 1 4 8 ,7 7 5 2 6 ,5 1 8 2 4 ,0 8 0 1 .0 0 0 25 3 1 7 .9 6 4 2 $ 7 9 ,6 0 5 4 4 1 ,7 0 3 1 4 ,0 0 0 6 ,5 0 0 7 ,2 9 5 2 2 ,5 1 3 1 7 7 ,6 4 5 1 5 5 ,3 8 2 2 7 ,6 6 4 1 9 ,0 4 0 21 0 943 9 ,7 3 1 3 $ 9 4 7 ,3 4 2 $ 1 ,0 0 3 ,6 4 5 $ 9 8 3 ,7 4 5 $ 9 6 2 ,2 3 4 C a p i t a l ....................................................................... ...................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk et v a l u e ) ............................................... P r e fe rr e d d e p o s it s , v i z .: D e p o s it s b y th e S ta te o f N e w Y o r k ................................ D u e d e p o s it o r s , n o t p r e fe r r e d .................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ..................................................................... O th e r lia b ilit ie s ............................................................................................................................... A d d f o r c e n t s ................................................................................................................................. $ 1 0 0 ,0 0 0 7 0 ,0 7 0 3 5 ,0 0 0 7 3 2 ,8 6 3 3 ,1 8 3 6 ,2 2 4 2 $ 1 0 0 ,0 0 0 7 0 ,1 7 1 5 0 ,0 0 0 7 7 8 ,6 1 3 1 ,2 9 0 3 ,5 6 9 2 $ 1 0 0 ,0 0 0 8 2 ,1 8 1 3 0 ,0 0 0 7 6 5 ,3 1 2 775 5 ,4 7 6 1 $ 1 0 0 ,0 0 0 7 0 ,7 4 2 2 5 ,0 0 0 7 6 0 ,4 6 6 2 ,4 0 1 3 ,6 2 4 1 T o t a l lia b ilit ie s ........................................................................................................................ $ 9 4 7 ,3 4 2 $ 1 ,0 0 3 ,6 4 5 $ 9 8 3 ,7 4 5 $ 9 6 2 ,2 3 4 T o t a l r e s o u r c e s ......................................................................................................................... Q uarterly S tatements S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e secu rities , m a r k e t v a l u e .......................................... ........................................... R e a l e s t a t e o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real e sta te co l. L o a n s a n d d is c o u n t s s e cu re d b y o t h e r c o lla te r a l............................................................. L o a n s , d is co u n t s a n d b ills p u r ch a s e d n o t s ecu red b y c o lla te r a l................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c ie ................................................................ L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................... .......................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d f o r c e n t s .................................................................... R ic h a r d D o w n in g , T o w n s e n d F. B a il e y , Ja m e s H . C o c k s , LIABILITIES 255 John P. M unn, W yllys T e rr y , H e n b y W. S a c k e t t , J. A d a m s B r o w n , C h a b . A . Sp o f f o r d , ew Y ork DIRECTORS. Udo M. F l e is c h m a n n , L o u is K. L ig g e t t , J. E d g a r L e a y c b a f t , C h a s . M. F l e is c h m a n n , J. M c A l p in P y l e , C u r t is J. B e a r d , RESOURCES T o t a l r e s o u r c e s ......................................................................................................................... Statement of condition March 19, 1915 $1,000 358,050 64,573 20,000 48,297 932,122 2,005,856 2,450 536,470 298,836 77,435 $1,000 339,842 62,200 20,000 45,597 930,471 2,098,269 2,971 618,494 314,565 130,880 141,676 14,660 13,367 4 *4.514.796 138,385 28,300 10,524 3 *4.741.501 W m. H. S e a i c h , M o r t im e r M. L e e , W il l ia m P . C h a p m a n , J r . Statement of condition June 23, 1915 $1,000 357,831 62,200 20,000 45,897 926,080 1,956,514 5,881 645,577 332,543 111,295 550 113,021 19,560 13,171 3 *4.611.123 Statement of condition Sept. 25, 1915 $1,000 350,163 62,200 20,000 45,897 959,965 1,907,979 1,669 688,677 310,407 65,530 1,000 112,663 9,420 11,673 5 *4.548.248 LIABILITIES C a p i t a l .................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a r k e t v a l u e ) .............................................. P re fe rr e d d e p o s it s , v i z . : D u e N e w Y o r k S ta te s a v in g s b a n k s .................................................................................. D e p o s its b y th e S ta te o f N e w Y o r k .................................................................................. D u e d e p o s ito r s , n o t p r e fe r r e d .............. ...................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... A c c e p t a n c e s o f d r a ft s p a y a b le a t a fu tu r e d a t e o r a u th o riz e d b y co m m e rcia l lette rs o f c r e d i t .............................................................................................................................. O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... T o t a l lia b ilit ie s ......................................................................................................................... $ 2 0 0 ,0 0 0 2 8 8 ,3 6 6 $ 2 0 0 ,0 0 0 2 6 8 ,6 3 1 $ 2 0 0 ,0 0 0 2 6 6 ,8 6 2 $ 2 0 0 ,0 0 0 2 5 0 ,2 3 9 3 0 ,0 0 0 2 7 ,0 0 0 3 ,8 7 9 ,5 9 4 3 ,3 6 3 3 0 ,0 0 0 9 7 ,0 0 0 4 ,0 4 7 ,9 0 7 2 ,8 6 0 3 0 ,0 0 0 7 0 ,0 0 0 3 ,9 6 0 ,5 9 9 1 ,4 1 9 3 0 ,0 0 0 3 5 ,0 0 0 3 ,9 5 2 ,2 1 5 6 ,5 3 5 1 4 ,6 6 0 7 1 ,8 1 2 1 2 8 ,3 0 0 6 6 ,8 0 1 2 1 9 ,5 6 0 6 2 ,6 8 2 1 9 ,4 2 0 6 4 ,8 3 7 2 $ 4 ,5 1 4 ,7 9 6 $ 4 ,7 4 1 ,5 0 1 $ 4 ,6 1 1 ,1 2 3 $ 4 ,5 4 8 ,2 4 8 R eport on B anks of D eposit an d D iscount S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e ........................................................................................... R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is co u n ts s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r rea l esta te co l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla te r a l............................... O v e r d r a ft s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................. ............................... S p e c i e ..................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s .............................................................. F e d e r a l r e s e r v e n o t e s ...................................................................................................... ............ C a s h i t e m s ........................................................................................................................................... C u s t o m e r s ’ lia b ilit y o n a c c e p t a n c e s (p e r c o n t r a , see lia b ilit ie s )............................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... Statement of condition Deo. 24, 1914 C it y C U R T I S J. B E A R D , Cashier. [41 W e s t 3 4 th stre e t; o rg a n iz e d 19 07.] 256 N E W N E T H E R L A N D BAN K OF N E W YO R K — N J . A D A M S B R O W N , President. NEW YORK PRODUCE EXCHANGE BANK — F O R R E ST H . P A R K E R , President. N ew Y ork [10-12 Broadway; organized 1883.] C it y JOHN R . W O O D , Cashier. DIRECTORS. J E. obn B e r w in d , A l b e r t S. R o e , O S. A d o l ph o F is c h e r , A m b r o s e G. T od d , J ohn A . H a n c e , RESOURCES T o t a l r e s o u r c e s ......................... ............................................................................................... Statement of condition Dec, 24, 1914 F orrest H . P a rk er, J o h n R. W oo d . Statement of condition March 19, 1915 $ 5 2 6 ,3 9 2 1 ,3 5 0 ,1 3 6 6 7 0 ,0 0 0 1 0 3 ,3 8 4 4 ,1 7 7 ,8 1 6 3 ,0 0 9 ,8 9 2 1 ,3 5 9 4 4 9 ,0 6 6 1 ,9 4 5 ,4 0 8 3 4 3 ,9 0 5 $ 5 2 5 ,5 0 1 1 ,3 4 3 ,7 4 4 6 7 0 ,0 0 0 9 0 ,7 5 0 5 ,4 1 6 ,9 0 2 3 ,0 5 4 ,5 4 5 61 0 3 1 5 ,2 2 0 2 ,2 5 7 ,7 6 2 4 7 8 ,8 7 8 9 2 7 ,4 2 2 2 6 9 ,3 3 9 5 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 7 1 0 ,0 2 6 1 ,4 5 0 ,1 1 9 6 7 0 ,0 0 0 6 9 ,2 0 0 6 ,8 4 6 ,7 4 6 2 ,2 7 9 ,3 3 8 957 3 6 7 ,3 3 4 2 ,6 4 6 ,5 7 5 5 5 0 ,7 3 7 9 9 2 ,8 8 4 2 1 6 ,4 0 9 3 $ 5 2 6 ,1 3 5 1 ,4 5 2 ,3 5 1 6 7 0 ,0 0 0 7 9 ,0 5 0 6 ,2 2 9 ,2 0 9 2 ,1 8 0 ,6 5 5 2 ,9 2 8 3 5 6 ,4 3 7 2 ,8 2 0 ,9 1 8 7 1 7 ,9 6 1 1 ,5 0 0 7 4 6 ,9 8 0 1 6 5 ,2 3 8 3 $ 1 3 ,7 7 4 ,1 2 4 $ 1 5 ,3 6 3 ,2 0 8 $ 1 5 ,9 4 9 ,3 6 5 $ 1 6 ,4 9 6 ,6 6 7 $ 1 , 000,000 $1, 000,000 $ 1 , 000,000 $ 1 , 000,000 8 5 6 ,1 1 8 9 2 9 ,4 3 4 9 2 3 ,1 8 4 9 5 6 ,8 6 1 3 1 5 ,0 1 3 3 6 ,7 2 9 3 0 ,0 0 0 1 1 ,0 1 9 ,8 7 2 4 4 9 ,9 6 5 6 6 ,4 2 3 4 4 8 0 ,2 7 3 5 0 ,6 9 6 2 4 8 4 ,8 2 7 5 6 ,5 3 2 1 6 0 ,0 0 0 1 2 ,8 7 8 ,0 1 6 3 1 3 ,8 6 1 1 3 2 ,9 4 2 3 $ 1 5 ,3 6 3 ,2 0 8 $ 1 5 ,9 4 9 ,3 6 5 10,000 7 2 5 ,3 6 9 1 7 0 ,2 6 3 3 LIABILITIES C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk et v a l u e ) ............................................... P r e fe rr e d d e p o s its , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s .............................. . . . . ........................................ D u e N e w Y o r k S ta te s a v in g s a n d lo a n assns., c re d it u n ion s a n d la n d b a n k . D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................................. D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e t s ...................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... T o t a l lia b ilitie s $ 1 3 ,7 7 4 ,1 2 4 200,000 1 2 ,2 8 5 ,1 9 7 3 7 6 ,0 2 3 4 1 ,5 8 3 Quarterly S tatements S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................. ............................... P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l esta te o w n e d ............................................................................................................................ L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is co u n ts s e cu re d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ..................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h i t e m s . ......................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s .................................... ................................................................................................ C. W alter H u bbard, J o h n E. W e e k s , 2 7 7 ,8 0 6 1 3 ,3 3 6 2 5 ,0 0 0 1 3 ,7 9 6 ,0 5 4 3 6 6 ,4 2 3 . 6 1 ,1 8 3 4 $ 1 6 ,4 9 6 ,6 3 7 fcO J. W . S P A L D I N G , Cashier. [41 N o r t h a v e n u e : o rg a n iz e d 19 10.] E. DIRECTORS. A l o n zo G u e s t , H abby C olw ell, T heo. W ulp, C h as. A . C ole, G ebhabd H . B lu m e , C h a s . F . St e h l i n , D o m in ic k G ib a b d i , J. A l b e h t M a h l s t e d t , _____________________________________J o h n J. C b e n n a n ,___________________________________________________ F b e d ’ k H . S e a c o b d , RESOURCES $ 3 8 ,5 4 5 6 2 ,0 0 0 5 ,1 8 0 3 3 ,9 2 2 1 4 7 ,4 7 3 Statement of condition March 19, 1915 R o b e b t J. C o o p e b , J b ., J. W. S p a l d in g . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 2 9 ,8 6 2 6 ,3 9 9 3 ,9 8 0 $ 5 2 ,3 5 0 6 3 ,4 5 0 7 ,3 1 0 1 9 ,5 3 2 1 5 6 ,6 2 2 15 4 3 ,0 7 7 4 ,0 3 7 6 ,0 2 0 602 3 ,0 8 4 2 202 2 ,4 5 2 3 $ 4 4 ,4 5 5 5 8 ,7 5 0 6 ,2 0 0 2 5 ,0 2 5 1 8 1 ,9 2 2 6 7 2 ,0 8 9 7 ,8 2 0 5 ,8 7 5 185 45 7 3 ,0 7 6 3 * 3 3 1 .0 4 9 * 3 5 5 .0 7 0 *405.863 *397 844 C a p i t a l .................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P re fe rre d d e p o s it s , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s .................................................................................. D u e N e w Y o r k S ta te s a v in g s a n d lo a n a ss n s., c re d it u n io n s a n d la n d b a n k . D e p o s its b y t h e S ta te o f N e w Y o r k .................................................................................. O th e r d e p o s it s s e c u r e d b y p le d g e o f a s s e ts ..................................................................... D u e d e p o s ito r s , n o t p r e fe r r e d ................................................................. ............................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... B ills p a y a b l e ....................................................................................................................................... R e d is c o u n t s .......................................................................................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ....................................................................................................................................... $ 5 0 ,0 0 0 3 1 ,3 4 4 $ 5 0 ,0 0 0 3 2 ,5 9 3 $ 5 0 ,0 0 0 3 2 ,5 3 9 $ 5 0 ,0 0 0 3 2 ,9 2 2 1 ,7 0 1 5 ,0 0 0 1 4 ,0 0 0 1 ,4 5 1 1 6 9 ,3 3 7 2 5 ,9 7 9 2 5 ,0 0 0 5 '0 0 0 2 ; 23 4 3 4 ,0 0 1 5 ,0 0 0 2 0 ,0 0 0 1 ,4 6 7 2 1 2 ,4 0 6 2 7 ,5 5 1 1 2 ,1 6 5 5 ,0 0 0 3 0 ,0 0 0 1 ,4 4 4 2 4 2 ,4 8 1 2 9 ,8 4 2 2 ,9 5 1 5 ,0 0 0 2 3 ,0 0 0 1 ,4 6 2 2 5 5 ,9 4 6 2 3 ,6 4 7 2 ,0 4 8 4 2 ,3 9 1 1 2 ,9 1 3 3 T o t a l lia b ilit ie s ......................................................................................................................... $ 3 3 1 ,0 4 9 $ 3 5 5 ,0 7 0 $ 4 0 5 ,8 6 3 $ 3 9 7 ,8 4 4 T o t a l r e s o u r c e s .......................................................................................................................... $ 4 9 ,6 3 5 5 4 ,0 7 5 5 ,9 5 0 2 4 ,8 0 0 1 9 1 ,2 7 9 5 4 ,4 1 8 6 ,9 9 2 4 ,6 0 0 995 2 ,2 3 2 2 ,8 6 6 2 LIABILITIES R eport on B anks of D eposit and D iscount S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e se cu ritie s , m a r k e t v a l u e ........................................................................................... L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m t g e ., d e e d o r o t h e r rea l estate c o l. L o a n s a n d d is co u n t s se c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t se c u r e d b y c o lla t e r a l............................... O v e r d r a ft s ............................................................................................................................................. D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c ie ....................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e ra l r e s e r v e n o t e s ....................................................................................................................... C a s h i t e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... Statement of condition Dec. 24, 1914 258 NORTH AVENUE BANK OF NEW ROCHELLE — N ew Rochelle A L O N Z O G U E S T , President. NORTH SHORE B A N K — Oyster B ay W IL B U R F. JOHNSON, President. CLA U D E A. CLEW ER, Cashier. [South street; organized 1907.] DIRECTORS. W il b u r F . Joh n so n , J e sse R h o d e s , A . B u r n s id e C h e s h ir e , W a l t e r F r a n k l in , J. J. G r a h a m , H e r b e r t G . V a il , C laude A . C l e w e r , C . C h e s t e r P a in t e r , I r v in g F . B a r n e s , R ESOU RCES Statement of condition D ec. 24, 1914 X. Statement of condition M arch 19, 1915 Statement of condition, June 23, 1915 Statement of condition Sept. 25, 1915 $ 2 ,5 4 1 6 5 ,2 9 2 2 9 ,6 0 0 $ 2 ,5 6 1 6 5 ,2 7 2 3 3 ,8 5 0 1 9 ,0 5 3 1 2 9 ,3 7 9 79 2 4 ,7 6 1 4 ,0 0 5 4 ,0 0 0 $ 2 ,5 2 4 5 8 ,8 3 7 2 1 ,9 0 0 1 ,5 0 0 2 1 ,1 5 0 1 3 3 ,9 7 6 76 4 6 ,3 4 6 4 ,1 3 7 8 ,0 0 0 3 8 ,5 8 3 1 3 3 ,7 7 6 29 2 2 6 ,0 8 5 5 ,4 4 8 7 ,5 0 0 3 6 ,4 0 2 1 2 1 ,6 8 2 400 2 ,8 0 0 3 70 3 ,1 1 2 3 251 2 ,6 7 3 3 1 0 3 ,6 5 6 7 ,9 9 6 3 ,0 0 0 50 0 41 4 3 ,6 6 3 3 T o t a l r e s o u r c e s ......................................................................................................................... $ 2 6 8 ,1 1 3 $ 3 0 1 ,6 3 1 $ 3 1 2 ,0 4 4 $ 3 7 8 ,9 9 9 L IA B IL IT IE S C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a lu e ) ................ ........................... P re fe r r e d d e p o s it s , v i z .: O th e r d e p o s its secu red b y p le d g e o f a s s e ts ................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O t h e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 2 5 ,0 0 0 1 5 ,3 0 9 54 3 2 2 5 ,5 5 3 581 1 ,1 2 5 2 $ 2 5 ,0 0 0 1 5 ,4 3 1 55 3 2 5 8 ,3 1 7 1 ,6 3 1 69 7 2 $ 2 5 ,0 0 0 1 5 ,2 7 3 603 2 7 0 ,1 6 7 1 ,0 0 0 1 $ 2 5 ,0 0 0 1 6 ,0 0 1 56 0 3 3 6 ,3 5 8 39 1 ,0 3 9 2 T o t a l lia b ilit ie s ......................................................................................................................... $ 2 6 8 ,1 1 3 $ 3 0 1 ,6 3 1 $ 3 1 2 ,0 4 4 $ 3 7 8 ,9 9 9 L e g a l t e n d e r n o t e s a n d n o t e s o f n a tion a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... 259 $ 2 ,5 3 1 5 6 ,7 0 2 2 4 ,4 0 0 Q u arterly S tatements S to c k s a n d b o n d s , v i z . : P u b lic secu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e se cu rities , m a r k e t v a l u e .......................................................................................... M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is co u n ts s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is c o u n t s s e cu re d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secured b y c o lla te r a l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ C h a s . A . S m it h , P e t e r W a t e r s , J r ., F r a n c is M oore. J. F . B e b m in o h a m , A n d r e w Sn o u d e r , C h a s. M il n e , B r o o k ly n H E N R Y B I L L M A N , Cashier. [2 2 5 -2 2 7 H a v e m e y e r stre e t; o r g a n iz e d 1889.] DIRECTORS. A n d r e w D . B a ir d , Sa m u e l M . M e e k e r , D a n ie l C a n t t , W X ltkR H . O a h a q a n , P aul E . B onner, T . W il l a r d K i l e t , ________________ ______ ____________ H o r a c e H a v e m e y e r ,___________T h o s . P a t t e r so n , V. R E SO U R C E S L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a sh it e m s ............................................................................................................................................ A s s e ts n o t in o lu d e in a n y o f t h e a b o v e h e a d s ................................................................... A d d f o r c e n t s ....................................................................................................................................... T o t a l r e s o u r c e s ..................................................................................... ................................... J, C u lver F erguson, E d . M cG a r v b y , C h as. Sa m u e l. J. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 $ 1 5 5 ,7 2 7 5 1 7 ,0 1 8 1 2 3 ,0 3 8 3 2 ,5 0 0 1 9 3 ,1 6 0 6 3 1 ,0 6 4 1 ,3 3 4 ,0 7 4 i2 3 5 7 ,6 2 6 •2 6 0 ,8 3 9 6 6 ,2 5 5 $ 1 8 8 ,2 0 0 4 8 5 ,1 7 1 1 2 6 ,0 0 0 3 2 ,0 0 0 1 8 9 ,1 4 6 5 5 7 ,3 0 2 1 ,5 3 4 ,5 5 6 $ 1 1 3 ,5 2 1 4 4 8 ,6 1 3 1 2 6 ,0 0 0 3 9 ,5 0 0 1 0 7 ,6 0 0 5 3 0 ,5 7 4 1 ,5 1 2 ,0 0 5 $ 1 2 3 ,5 6 9 7 2 1 ,3 6 8 1 2 6 ,0 0 0 3 9 ,0 0 0 1 3 6 ,4 3 7 4 7 7 ,5 2 4 1 ,4 8 2 ,6 9 1 3 4 7 ,0 0 6 2 9 8 ,7 9 8 9 1 ,7 0 0 1 3 7 ,5 9 5 2 2 ,7 0 0 4 1 3 2 ,1 9 1 2 0 ,4 1 0 4 6 4 1 ,1 3 3 3 2 8 ,9 9 3 5 9 ,7 5 5 5 ,2 5 5 1 5 2 ,5 6 0 2 0 ,7 8 3 3 7 4 3 ,6 6 8 2 8 5 ,9 5 6 4 9 ,0 2 5 7 ,0 0 0 1 2 8 ,2 6 8 2 5 ,8 3 5 6 $ 3 ,8 3 1 ,6 1 2 $ 4 ,0 0 2 ,4 8 4 $ 4 ,0 8 6 ,2 9 5 $ 4 ,3 4 6 ,3 4 7 Statement of condition Sept. 25, 1915 LIABILITIES C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a r k e t v a l u e ) ......... ............................. P r e fe r r e d d e p o s its , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s .................................................................................. D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................................. D e p o s it s b y t h e S u p e r in te n d e n t o f B a n k s o f th e S ta te o f N e w Y o r k .............. O th e r d e p o s its s e cu re d b y p le d g e o f a s s e ts ..................................................................... D u e d e p o s it o r s , n o t p r e fe r r e d ..................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 2 0 0 ,0 0 0 1 8 6 ,9 1 8 $ 2 0 0 ,0 0 0 1 8 0 ,4 2 2 $ 2 0 0 ,0 0 0 1 8 6 ,1 6 4 $ 2 0 0 ,0 0 0 1 8 4 ,6 7 4 2 7 0 ,8 2 6 5 7 ,0 0 0 3 1 ,1 9 1 5 0 ,6 6 6 2 ,9 8 0 ,6 4 4 2 7 ,0 3 6 2 7 ,3 2 8 3 3 5 0 ,3 6 6 9 0 ,0 0 0 3 4 ,8 4 5 5 0 ,6 6 6 3 ,0 3 6 ,9 5 5 3 4 ,0 9 2 2 5 ,1 3 5 3 3 5 1 ,8 2 7 6 0 ,0 0 0 2 2 ,3 8 4 4 9 ,4 6 5 3 ,1 5 5 ,9 3 5 3 5 ,2 8 3 2 5 ,2 3 4 3 3 3 1 ,2 1 3 4 5 ,0 0 0 4 9 ,3 2 8 5 0 ,0 8 6 3 ,4 4 8 ,2 7 5 1 0 ,5 9 6 2 7 ,1 7 1 4 T o t a l lia b ilit ie s ........................................................................................................................ $ 3 ,8 3 1 ,6 1 2 $ 4 ,0 0 2 ,4 8 4 $ 4 ,0 8 6 ,2 9 5 $ 4 ,3 4 6 ,3 4 7 R eport on B anks of D eposit and D iscount S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ..................... ....................................................................... P r iv a t e se cu ritie s , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is co u n ts s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e sta te c o l. L o a n s a n d d is co u n t s s e c u r e d b y o t h e r c o lla t e r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla te r a l............................... O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ R a l p h JH. T i e b o u t , H enry D osch er, D a n ie l L eary, 260 NORTH SIDE BANK OF BROOKLYN"— P A tS t E . B O N N E R , P resid en t; TH E NORTHVILLE BA N K — N G E O R G E N . B R O W N , President. o r t h v il l e B U R D E T T E G L I N , Cashier. [M a in s tre e t; o rg a n iz e d 1895.] DIRECTORS. G eo. N . B row n, C h as. B . L aw ton, B u r d e t t E g l in , G e o . E . V an A rnam, C arl L . F r y , RESOURCES Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 6 ,2 9 1 4 $ 4 3 ,8 5 9 3 8 ,6 4 3 1 0 ,0 0 0 2 7 ,9 6 2 1 0 0 ,7 5 3 1 7 0 ,5 4 7 30 6 8 ,6 1 9 1 8 ,9 5 5 3 ,0 0 0 500 6 ,3 7 5 3 $ 8 1 ,4 7 0 4 8 ,3 5 0 1 0 ,0 0 0 2 3 ,8 2 5 1 1 3 ,4 0 1 1 5 0 ,1 3 5 151 3 6 ,2 1 1 1 6 ,2 9 2 3 ,0 0 0 20 0 5 ,8 6 8 2 $ 5 2 1 ,9 6 1 $ 5 2 1 ,8 9 9 $ 4 8 9 ,2 4 6 $ 4 8 8 ,9 0 5 C a p i t a l ................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk et v a lu e) D u e d e p o s ito r s , n o t p r e f e r r e d ..................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................... B ills p a y a b l e ........................................................................................ R e d is c o u n t s .......................................................................................... O th e r lia b ilit ie s .................................................................................. A d d fo r c e n t s ...................................................................................... $ 3 0 ,0 0 0 6 1 ,0 9 5 3 7 1 ,3 6 5 $ 3 0 ,0 0 0 6 2 ,9 6 3 3 9 1 ,5 0 1 181 $ 3 0 ,0 0 0 6 2 ,7 9 9 3 9 3 ,9 0 5 2 0 ,0 0 0 3 5 ,0 0 0 4 ,5 0 0 .1 $ 3 0 ,0 0 0 6 1 ,6 2 3 3 7 3 ,5 0 6 168 2 0 ,0 0 0 3 4 ,5 0 0 2 ,1 0 0 2 4 ,6 0 0 1 2 ,2 0 0 1 T o t a l lia b ilit ie s ......................................................................... $ 5 2 1 ,9 6 1 $ 5 2 1 ,8 9 9 $ 4 8 9 ,2 4 6 $ 4 8 8 ,9 0 5 L e g a l te n d e r n o t e s a n d n o te s o f n a tio n a l b a n k s ............................................................... F e d e ra l reserv e n o t e s ...................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s .................................... , ................................................................................................ T o t a l r e s o u r c e s ......................................................................................................................... $ 4 4 ,7 4 2 3 8 ,8 6 2 1 0 ,0 0 0 2 8 ,5 3 7 1 0 9 ,6 0 5 2 3 7 ,7 5 3 60 2 8 ,3 0 4 1 4 ,4 2 6 4 ,2 0 0 $ 4 4 ,7 5 9 3 8 ,6 4 3 1 0 ,0 0 0 2 8 ,4 8 0 1 0 6 ,8 7 7 2 3 4 ,8 0 5 25 3 3 ,5 5 4 1 5 ,9 6 1 2 ,5 0 0 5 ,4 7 0 2 Q uarterly S tatements S to c k s a n d b o n d s , v i z .: P u b lic secu rities, m a r k e t va lu e.............................................................................................. P r iv a t e secu rities, m a r k e t v a l u e .......................................................................................... R e a l e sta te o w n e d ............................................................................................................................ L o a n s a n d d is co u n ts s e cu re d b y b o n d a n d m tg e ., d e e d o r oth er real esta te co l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is co u n ts a n d b ills p u r ch a s e d n o t secu red b y c o lla t e r a l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ M a r t in B . H o s l e y , J a m e s R. W il l a r d . W m . H a r r is , J o h n A . W il l a r d , LIABILITIES 261 S A M U E L W . L E O N A R D , Cashier. [63 F o r d stre e t; o rg a n iz e d 1879.] 262 OGDENSBURG BAN K — O g d e n s b u r g F R A N K C H A P M A N , President. DIRECTORS. F rank C hapm an, T h o s. Spr a tt , Sam uel W . L eonard, RESOURCES Statement of condition Dec. 24, 1914 G eo. H all. Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 3 9 ,1 9 2 8 2 ,8 0 0 1 7 ,5 0 0 3 ,4 6 0 3 8 ,1 6 9 1 8 7 ,8 9 7 6 6 4 ,6 4 6 8 ,4 8 5 2 1 8 ,3 2 3 2 3 ,6 6 7 3 2 ,4 8 6 8 ,0 7 0 4 ,6 4 0 5 $ 3 7 ,6 9 2 7 2 ,8 0 0 1 7 ,5 0 0 3 ,4 6 0 4 5 ,7 2 2 1 6 8 ,7 4 3 6 8 1 ,8 8 4 4 ,5 4 1 1 4 3 ,6 9 7 2 3 ,6 0 4 2 2 ,2 6 4 7 ,0 4 2 4 ,3 7 6 4 $ 4 7 ,6 9 2 7 3 ,0 0 0 2 5 ,5 0 0 3 ,4 6 0 4 9 ,9 4 0 1 0 7 ,3 5 2 6 2 8 ,6 6 9 5 ,4 9 2 1 6 9 ,4 9 7 1 8 ,6 9 5 2 7 ,4 0 9 7 ,5 2 7 3 ,2 6 3 3 $ 4 2 ,1 9 2 7 3 ,4 0 0 2 5 ,5 0 0 3 ,4 6 0 4 5 ,8 1 2 9 2 ,9 1 4 6 5 4 ,1 2 4 2 ,2 9 9 2 0 2 ,1 2 0 4 1 ,8 0 8 2 6 ,1 5 5 1 ,1 1 5 3 ,1 7 3 6 $ 1 ,3 2 9 ,3 4 0 $ 1 ,2 3 3 ,3 2 9 $ 1 ,1 6 7 ,4 9 9 $ 1 ,2 1 4 ,0 7 8 C a p i t a l ................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a lu e ) P re fe r r e d d e p o s its , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s ................................. D e p o s it s b y t h e S ta te o f N e w Y o r k .................................. D u e d e p o s it o r s , n o t p r e f e r r e d .................................................. D u e t o t r u s t co m p a n ie s , b a n k s a n d b a n k e r s ...................... B ills p a y a b l e ........................................................................................ R e d is c o u n t s .......................................................................................... O th e r lia b ilit ie s ................................................................................... A d d fo r c e n t s ....................................................................................... $ 1 0 0 ,0 0 0 2 4 3 ,1 3 2 $ 1 0 0 ,0 0 0 2 4 4 ,6 1 7 $ 1 0 0 ,0 0 0 2 4 1 ,4 1 0 $ 1 0 0 ,0 0 0 2 4 3 ,4 0 2 3 6 ,6 3 2 8 9 ,9 2 5 7 7 0 ,5 5 9 3 4 ,4 9 0 5 0 ,0 0 0 2 7 ,0 0 9 3 0 ,3 4 4 7 3 5 ,0 8 0 4 1 ,3 5 1 5 0 ,0 0 0 3 3 ,0 6 8 2 9 ,4 1 5 7 1 9 ,4 6 6 1 6 ,0 4 6 2 5 ,2 6 1 2 9 ,5 9 9 7 6 5 ,6 1 7 3 0 ,7 1 9 4 ,5 9 9 3 4 ,9 2 5 3 2 1 ,8 4 5 6 ,2 4 8 1 1 1 ,8 4 5 7 ,6 3 2 3 T o t a l lia b ilit ie s .......................................................................... $ 1 ,3 2 9 ,3 4 0 $ 1 ,2 3 3 ,3 2 9 $ 1 ,1 6 7 ,4 9 9 $ 1 ,2 1 4 ,0 7 8 T o t a l r e s o u r c e s ......................................................................................................................... LIABILITIES R eport on B anks of D eposit and D iscount S to c k s a n d b o n d s , v i z .: P u b lic s e cu ritie s , m a r k e t v a l u e ............................................................................................ P r iv a t e secu rities, m a r k e t v a l u e ........................................................................................... R e a l esta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is co u n ts s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is co u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla te r a l...................... .. O v e r d r a ft s ............................................................................................................................................. D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e ....................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h i t e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s . .-............................................................ A d d fo r c e n t s ....................................................................................................................................... Jo h n H a n n a n , OYSTER BAY BANK — O y s t e r E . M O R G A N G R I F F I N , P resident. Gao. W. F alleb, A l b e r t C h e s h ir e , H. B a t l b s , Y. B a y l e s , C hab. Sa m u e l B a y [Audrey avenue; organized 1890.] A. DIRECTORS. J am bs B l a ir , J r ., M o r g a n G r if f in , E dw ard A . H egem an, E. RESOURCES K. H u t c h in s o n , W. T o w n s e n d , E r n est M a u r ic e Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 G e o . B. P o w e r s , E. N. H u t c h in s o n . Statement of condition June 23, 1915 $ 5 1 ,6 8 0 2 2 8 ,6 5 5 2 5 ,0 0 0 3 8 ,4 3 0 2 6 ,5 5 0 1 1 9 ,2 4 2 1 5 9 ,4 6 3 37 6 3 ,0 0 6 1 2 ,6 4 3 3 3 ,0 0 7 $ 2 6 ,1 5 0 2 6 3 ,3 3 7 2 5 ,0 0 0 3 8 ,3 8 0 5 2 ,0 5 0 1 0 4 ,1 3 0 1 5 4 ,3 0 7 $ 4 2 ,2 0 0 2 2 6 ,9 1 2 2 5 ,0 0 0 3 8 ,3 8 0 2 3 ,5 5 0 9 5 ,0 8 5 1 7 3 ,5 9 0 5 5 ,6 2 5 1 3 ,8 3 0 2 8 ,2 1 7 1 ,6 2 0 1 6 ,6 3 1 2 726 1 4 ,8 0 0 1 9 3 ,2 9 1 1 2 ,2 7 6 2 3 ,8 6 6 1 ,0 0 0 59 5 1 4 ,2 5 0 $ 7 7 5 ,9 6 6 C a p i t a l ................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a r k e t v a lu e ) D u e d e p o s it o r s , n o t p r e f e r r e d .................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................... O th e r lia b ilit ie s .................................................................................. A d d fo r c e n t s ...................................................................................... T o t a l lia b ilit ie s ......................................................................... T o t a l r e s o u r c e s ......................................................................................................................... Statement of condition Sept. 25, 1915 2 $ 3 0 ,0 5 0 2 3 4 ,0 8 5 2 5 ,0 0 0 4 8 ,3 8 0 2 4 ,0 5 0 9 3 ,3 6 7 1 6 1 ,0 5 7 39 1 1 9 ,9 6 6 1 2 ,2 7 4 2 7 ,3 2 7 5 ,0 0 0 1 ,1 3 0 1 4 ,5 0 7 4 $ 7 7 6 ,5 5 3 $ 7 6 9 ,9 9 7 $ 7 9 6 ,2 3 6 $ 5 0 ,0 0 0 5 1 ,7 0 0 6 6 7 ,2 0 8 1 ,2 3 7 5 ,8 1 9 2 $ 5 0 ,0 0 0 5 4 ,3 7 7 6 6 7 ,5 7 6 854 3 ,7 4 5 1 $ 5 0 ,0 0 0 5 4 ,6 2 9 6 5 8 ,0 0 8 46 3 6 ,8 9 5 2 $ 5 0 ,0 0 0 5 6 ,1 4 1 6 8 4 ,3 2 2 58 0 5 ,1 9 1 2 $ 7 7 5 ,9 6 6 $ 7 7 6 ,5 5 3 $ 7 6 9 ,9 9 7 $ 7 9 6 ,2 3 6 H H W fc-i *4 GO STATEMENTS S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ................................................................................... ........ P r iv a t e se cu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l esta te co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t se cu re d b y c o lla te r a l................................. O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L egal t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a sh i t e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... E D W A R D F . C H E S H I R E , Cashier. LIABILITIES 263 B. B run dbett, H . W . H oo ps, J. H . W a l b r id g e , S . C . M E R W I N , Cashier- [470 B r o a d w a y ; o rg a n iz e d 1 8 69.} W. m Sk i n n e r , G eo. Legs, D . G. T ennet, Or H. DIRECTORS. C henet, J oh n S. B r o w n in g , S to c k s a n d b o n d s , v iz .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities, m a r k e t v a l u e ........................................................................................... R e a l esta te o w n e d ................................................................................................................... L o a n s a n d d is co u n ts se c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is co u n ts a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla te r a l............................... O v e r d r a f t s ................................ *................................................. ” ....................................... D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 C h a b . H . St e i n w a y , J, W. C r o m w e l l , J a s . A . S m it h . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 L e g a l t e n d e r n o te s a n d n o te s o f n a tio n a l b a n k s ............................................................... C a s h it e m s .................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ............................................................................................................................... $ 1 6 6 ,3 7 5 4 ,6 0 0 9 2 ,5 0 0 1 ,4 2 7 ,1 4 7 3 ,5 0 7 ,6 7 7 62 4 1 ,2 7 5 ,5 6 2 3 8 9 ,8 8 4 9 9 1 ,9 8 6 3 8 4 ,4 9 2 5 9 ,8 8 0 2 $ 1 6 6 ,3 7 5 4 ,6 0 0 9 0 ,0 0 0 1 ,4 2 8 ,5 5 0 3 ,2 4 0 ,3 0 8 61 1 ,1 0 0 ,5 7 4 2 7 2 ,3 4 5 1 ,1 8 5 ,7 8 0 3 8 6 ,9 2 2 1 9 ,3 4 6 4 $ 1 6 9 ,2 5 0 4 ,6 0 0 8 7 ,5 0 0 1 ,3 1 8 ,7 3 6 3 ,4 0 7 ,0 1 7 46 1 ,1 3 3 ,3 3 7 3 7 2 ,3 7 3 1 ,1 1 9 ,5 2 3 3 0 5 ,1 8 8 2 3 ,2 8 5 3 $ 1 6 9 ,0 0 0 4 ,6 0 0 8 5 i 00 0 1 ,4 9 5 ,6 0 8 3 ,2 7 2 ,6 5 7 191 1 ,2 2 4 ,1 5 2 4 5 5 ,1 0 2 9 4 7 ,6 6 7 2 4 3 ,8 6 7 3 9 ,1 0 5 3 T o t a l r e s o u r c e s ......................................................................................................................... $ 8 ,3 0 0 ,7 2 9 $ 7 ,8 9 4 ,8 6 5 $ 7 ,9 4 0 ,8 5 8 $ 7 ,9 3 6 ,9 5 2 $ 5 0 0 ,0 0 0 1 ,0 0 4 ,7 2 2 $ 5 0 0 ,0 0 0 9 9 5 ,2 5 5 $ 5 0 0 ,0 0 0 9 9 9 ,7 4 5 $ 5 0 0 ,0 0 0 1 ,0 0 0 ,5 0 9 2 9 0 ,0 8 7 2 0 ,0 0 0 6 ,2 5 9 ,5 7 6 2 0 7 ,7 2 8 1 8 ,6 1 5 1 2 1 0 ,6 7 5 2 0 ,0 0 0 5 ,9 3 2 ,7 5 0 2 2 2 ,8 9 9 1 3 ,2 8 3 3 1 4 4 ,1 7 7 2 0 ,0 0 0 6 ,0 3 1 ,6 2 2 2 2 8 ,1 0 7 1 7 ,2 0 4 3 1 6 3 ,1 2 6 2 0 ,0 0 0 6 ,0 2 8 ,7 9 9 2 0 2 ,3 6 7 2 2 ,1 5 0 1 $ 8 ,3 0 0 ,7 2 9 $ 7 ,8 9 4 ,8 6 5 $ 7 ,9 4 0 ,8 5 8 $ 7 ,9 3 6 ,9 5 2 LIABILITIES C a p i t a l ................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p ro fits (m a r k e t v a l u e ) .............................. P re fe rr e d d e p o s its , v iz .; D u e N e w Y o r k S ta te sa v in g s b a n k s ................................................................. D e p o s its b y t h e S u p e rin te n d e n t o f B a n k s o f t h e S ta te o f N e w Y o r k D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................... D u e t o tru st co m p a n ie s , b a n k s a n d b a n k e r s ...................................................... O th e r lia b ilit ie s .................................................................................................................. A d d fo r c e n t s ...................................................................................................................... Total liabilities........................................................................................... R eport on B anks of D eposit and D iscount resources F, Jn o. D eqeneb, C a r l Y ie t o r , O . L . D o m m e r ic h , 264 THE PACIFIC BANK — N ew Y ork City 0 . H . C H E N E Y , P resident. THE PATCHOGUE BANK — Patchogue J O H N A . P O T T E R , President. F R A N K A . P O T T E R , Cashier. [44 W e s t M a in s tre e t; o rg a n iz e d 1884.] DIRECTORS. John A . P o tter , F r a n k Ov e r t o n , H o w a r d S. C o n k l i n , J e s s e C . M il l s , S m it h W . C o n k l in , Jos. T . L o ses, D a y t o n H edges, J ohn M . P r ic e , N a t h a n ie l O. S w e z e y , J am es H . M i l l s , RESOURCES T o t a l r e s o u r c e s ......................................................................................................................... Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 A r c h ib a l d S. H a v e n s , G eo. H . F urm an, D a n ie l R . D a v i s . Stateinent of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 9 ,5 8 5 8 7 ,0 3 0 2 9 ,4 5 7 3 6 ,7 7 5 1 7 ,4 0 0 2 2 ,5 2 5 2 6 9 ,0 1 5 $ 5 ,9 9 3 1 0 7 ,1 7 1 2 3 ,2 8 5 3 7 ,5 7 5 9 ,2 0 0 2 2 ,3 2 5 2 5 7 ,7 7 7 $ 9 ,5 0 0 1 0 9 ,0 9 2 3 2 ,2 1 5 3 7 ,5 7 5 8 ,3 7 5 1 9 ,3 2 5 2 6 7 ,7 5 0 4 6 ,9 7 9 8 ,0 2 3 7 ,7 0 0 3 2 ,9 8 7 7 ,4 1 0 7 ,0 0 0 1 ,5 3 9 2 ,6 7 0 4 667 2 ,0 3 4 3 $ 5 3 0 ,2 4 1 $ 5 3 3 ,9 3 3 $ 7 5 ,0 0 0 7 1 ,0 0 7 $ 7 5 ,0 0 0 7 2 ,5 6 7 $ 7 5 ,0 0 0 7 4 ,9 3 6 $ 7 5 ,0 0 0 7 2 ,9 7 6 1 5 ,5 9 6 3 ,1 5 4 3 6 1 ,8 3 3 1 1 ,8 1 9 . 3 ,1 6 7 3 4 9 ,3 0 0 2 5 ,0 0 0 2 ,2 7 5 2 1 7 ,2 3 5 3 ,2 0 6 4 1 7 ,2 4 9 3 ,6 5 0 1 7 ,5 5 0 3 ,1 9 3 3 3 8 ,3 2 1 3 5 ,0 0 0 2 ,3 0 0 2 $ 5 3 0 ,2 4 1 $ 5 3 3 ,9 3 3 $ 5 4 1 ,4 9 9 $ 5 8 9 ,5 1 8 $ 9 ,5 6 0 8 0 ,1 3 5 3 7 ,4 9 1 3 7 ,2 7 5 1 8 ,7 0 0 2 0 ,2 5 0 2 7 5 ,8 7 7 53 3 5 ,6 7 1 1 1 ,6 6 6 9 .0 0 0 2 .0 0 0 1 ,5 7 4 2 ,2 4 5 2 $ 5 4 1 ,4 9 9 1 8 4 ,5 3 9 1 2 ,1 5 0 8 ,0 0 0 1 ,0 2 5 1 ,6 9 2 1 0 ,3 2 2 3 Quarterly Statements S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d .................................................................................................................. M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is co u n ts secu red b y b o n d a n d m tg e ., d e e d o r oth e r real esta te col. L o a n s a n d d is co u n ts se cu re d b y o t h e r c o lla te r a l................................... ......................... L o a n s , d is co u n ts a n d b ills p u r ch a s e d n o t s ecu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m tru s t co m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c ie ................................................................................................................................................. L e g a l te n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l re se rv e n o t e s ................................................................................................................. C a s h it e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n v o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... J o h n J. R o e , F r e d B . N e w in s , J. R o b e r t B a il e y , Ja m e s H . S n e d e c o r , $ 5 8 9 ,5 1 8 LIABILITIES C a p i t a l ................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p ro fits (m a rk et v a l u e ) . P re fe rr e d d e p o s its , v iz .: D u e N e w Y o r k S ta te s a v in g s b a n k s .................................. O th e r d e p o s its s e cu re d b y p le d g e o f a s s e ts ..................... D u e d e p o s ito r s , n o t p r e fe r r e d ..................................................... B ills p a y a b l e ........................................................................................ O th e r lia b ilit ie s .................................................................................. A d d fo r c e n t s ...................................................................................... 265 T o t a l lia b ilit ie s . 3 ,8 5 0 2 266 THE PECONIC BANK — Sag Harbor W IL L IA M E . D E N I S O N , President. W m . E . D e n is o n , H enry F. C ook, M. O l in E dw ards, F r a n k W . C o r w in , DIRECTORS. T h o s . F . P r ic e , S to c k s a n d b o n d s , v i z . : P u b lic se cu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities, m a r k e t v a l u e ........................................................................................... L o a n s a n d d is co u n ts s e c u r e d b y b o n d a n d m t g e ., d e e d o r o th e r rea l e state co l. L o a n s a n d d is co u n ts s e c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is co u n ts a n d b ills p u r c h a s e d n o t se c u r e d b y c o lla te r a l............................... O v e r d r a ft s ............................................................................................................................................ D u e fr o m tru s t co m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l te n d e r n o te s a n d n o te s o f n a tio n a l b a n k s ............................................................... F ed era l re se rv e n o t e s ...................................................................................................................... C a s h i t e m s ................................................................................................. .......................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... T o t a l r e s o u r c e s ......................................................................................................................... L IA B IL IT IE S C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p r o fit s (m a r k e t v a l u e ) ............................................... P re fe rr e d d e p o s its , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s .................................................................................. D u e d e p o s ito r s , n o t p r e fe r r e d ..................................................................................................... D u e t o tru s t co m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... B ills p a y a b l e ........................................................................................................................................ O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... T o t a l lia b ilit ie s ......................................................................................................................... E v e r e t t L . T in d a l l , W m . R . R e im a n n , Statement of condition Dec. 24, 1914 Statement of condition M arch 19, 1915 $ 1 ,0 5 0 8 ,0 0 0 2 ,5 0 0 3 1 ,9 2 8 1 1 7 ,3 3 5 20 6 1 5 ,6 1 6 1 ,3 1 8 6 ,0 0 0 $ 1 ,0 5 0 8 ,0 0 0 2 ,5 0 0 2 3 ,6 2 1 1 2 0 ,4 7 2 512 9 ,8 1 6 - 787 7 ,0 0 0 1 ,5 3 6 1 ,2 0 9 3 M. John W oodw ard, C asper S ch aefer. Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 1 ,6 3 1 1 ,1 4 9 3 $ 1 ,0 5 0 8 ,0 0 0 2 ,5 0 0 2 4 ,9 1 5 1 2 7 ,2 7 7 23 2 1 6 ,8 2 0 1 ,9 6 0 2 ,8 0 0 2 ,0 0 0 450 1 ,0 1 6 3 $ 1 ,0 5 0 7 ,2 0 0 2 ,5 0 0 2 4 ,2 6 5 1 2 5 ,9 5 7 520 1 9 ,3 9 0 2 ,8 6 7 6 ,0 0 0 2 ,0 0 0 32 5 99 7 2 $ 1 8 6 ,7 0 1 $ 1 7 6 ,5 4 1 $ 1 8 9 ,0 2 3 $ 1 9 3 ,0 7 3 $ 2 5 ,0 0 0 2 0 ,4 9 7 $ 2 5 ,0 0 0 2 0 ,8 8 7 $ 2 5 ,0 0 0 2 0 ,8 6 3 $ 2 5 ,0 0 0 1 9 ,9 8 4 2 ,4 4 2 1 3 5 ,2 7 3 2 ,4 9 7 2 ,8 1 4 1 2 1 ,6 4 9 5 ,1 7 2 1 0 ,9 5 4 1 3 2 ,6 2 0 3 ,3 8 0 991 1 1 ,0 1 7 2 1 1 ,6 0 4 1 1 6 ,6 0 4 3 ,9 1 8 1 0 ,0 0 0 1 ,0 3 2 2 $ 1 8 6 ,7 0 1 $ 1 7 6 ,5 4 1 $ 1 8 9 ,0 2 3 $ 1 9 3 ,0 7 3 1 ,1 3 2 3 R eport on B anks of D eposit and D iscount R E SO U R CE S F R A N K W . C O R W I N , Cashier. [O rgan ized 1889.] TH E PEOPLE’S BA N K OF BUFFALO — B u f f a l o A . D . B I S S E L L , President. A. D . B is s e l l , F r a n k S. M c G r a w , H O W A R D B I S S E L L , Cashier. [224 M a in stre e t: o rg a n iz e d 1889.1 W . P . C ooke, E. N ew ell, Jo h n H u g h e s , J. DIRECTORS. R. W . P o m e r o y , F r a n k E. W a t t l e s , RESOURCES T o t a l r e s o u rce s Statement of condition Dec. 24, 1914 $ 3 4 4 ,3 6 0 1 ,4 6 7 ,0 0 7 H o w a r d B is s e l l , D a v id G u n s b u r g . Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 2 5 ,2 5 2 5 0 3 ,6 1 5 2 ,9 6 1 ,6 6 7 2 ,8 7 3 ,2 5 4 1 5 ,2 8 2 1 ,4 5 7 ,8 0 8 3 0 6 ,1 4 2 2 9 6 ,0 3 8 8 7 ,6 3 8 4 3 ,1 8 2 4 $ 3 4 8 ,8 1 0 1 ,4 7 2 ,1 5 9 1 0 5 ,0 0 0 2 5 ,1 6 6 5 3 5 ,4 6 8 -2 ,5 8 5 ,8 4 9 3 ,1 2 0 ,8 4 7 1 ,6 5 7 1 ,7 1 2 ,0 8 6 2 7 8 ,9 3 7 4 4 1 ,7 8 4 7 4 ,3 8 7 3 7 ,1 7 2 5 $ 3 4 8 ,8 9 0 1 ,5 5 1 ,6 3 8 1 0 5 ,0 0 0 2 1 ,0 0 3 5 4 1 ,8 2 8 3 ,0 6 6 ,5 6 1 3 ,1 1 9 ,6 2 5 67 9 1 ,7 5 3 ,9 1 9 2 5 2 ,3 4 5 3 9 2 ,6 8 5 1 5 5 ,1 4 9 4 7 ,4 6 6 3 $ 3 3 8 ,9 3 0 1 ,4 6 7 ,6 7 8 1 0 5 ,0 0 0 1 8 ,9 2 7 5 7 0 ,5 3 4 2 ,9 1 5 ,7 7 3 3 ,1 9 7 ,6 8 1 246 2 ,2 0 1 ,9 2 5 2 5 8 ,8 6 9 3 4 7 ,7 6 5 1 0 7 ,8 4 4 4 2 ,0 1 1 4 $ 1 0 ,3 8 1 ,2 4 9 $ 1 0 ,7 3 9 ,3 2 7 $ 1 1 ,3 5 6 ,7 9 1 $ 1 1 ,5 7 3 .1 8 7 $ 6 0 0 ,0 0 0 6 7 0 ,9 1 7 $ 6 0 0 ,0 0 0 6 7 0 ,1 5 1 $ 6 0 0 ,0 0 0 6 8 3 ,5 4 5 $ 6 0 0 ,0 0 0 7 0 6 ,4 5 6 6 8 9 ,5 1 6 4 0 ,8 4 6 3 6 0 ,0 0 0 6 6 1 ,1 4 3 3 7 ,1 2 8 2 4 0 ,0 0 0 LIABILITIES C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk et v a l u e ) ........................................ .. P re fe rr e d d e p o s its , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s ................................................................................. D u e N e w Y o r k S ta te s a v in g s a n d lo a n assns., cre d it u n ion s a n d la n d b a n k . D e p o s its b y t h e S t a t e o f N e w Y o r k .................................................................................. D e p o s it s b y t h e S u p e r in te n d e n t o f B a n k s o f th e S ta te o f N e w Y o r k ............... O th e r d e p o s its s e c u r e d b y p le d g e o f a s s e ts ..................................................................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... 6 7 6 ,6 0 0 4 3 ,8 8 6 4 2 9 ,0 0 0 10,000 10,000 10,000 10,000 1 9 9 ,2 1 4 7 ,1 7 7 ,8 5 1 6 8 9 ,2 8 5 8 9 ,9 5 1 1 9 0 ,7 7 1 7 ,4 5 3 ,7 9 1 5 8 3 ,7 8 9 8 1 ,3 3 7 2 2 1 3 9 ,5 6 4 8 ,2 6 9 ,6 8 0 4 7 0 ,4 5 2 9 3 ,1 8 5 3 2 3 5 ,5 9 7 8 ,3 5 7 ,9 4 4 6 2 7 ,9 4 4 9 6 ,9 7 2 3 $ 1 0 ,3 8 1 ,2 4 9 $ 1 0 ,7 3 9 ,3 2 7 $ 1 1 ,3 5 6 ,7 9 1 $ 1 1 ,5 7 3 ,1 8 7 d f> w H tel W d wj 267 T o t a l lia b ilit ie s ......................................................................................................................... 6 0 5 ,1 0 0 1 9 ,9 2 9 3 1 9 ,0 0 0 <0 Statements S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is co u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o te s o f n a tio n a l b a n k s ............................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... C . R. H u n t l e y , E. H. H u t c h in s o n , A. D . S i k e s , W m. G. H a m b u r g h H . R . S T R A T E M E I E R , Cashier. [44 M a in s tre e t; o rg a n iz e d 1891.] 268 THE PEOPLE’S BANK OF HAMBURGH — W M . G . V E N N E R , President. DIRECTORS. V enner, J ohn V an E pps, J. W . S a l i s b u r y , J. F r a n k S ch u m m er , J o s ia h K e s t e r , RESOURCES Statement of condition Dec. 24, 1914 H. Statement of condition March 19, 1915 L e g a l te n d e r n o t e s a n d n o te s o f n a tio n a l b a n k s ............................................................... $ 3 8 ,9 8 1 9 0 ,8 0 5 1 2 ,5 0 0 7 9 ,5 9 8 3 9 ,2 0 9 4 5 ,9 0 3 1 6 1 ,9 7 5 ' 383 6 2 ,0 2 7 1 2 ,0 8 3 1 4 ,0 5 0 $ 3 8 ,3 9 2 9 2 ,9 4 8 1 2 ,5 0 0 9 0 ,8 8 3 3 3 ,4 4 5 3 4 ,1 0 0 1 6 5 ,9 9 7 49 3 3 2 ,7 4 1 1 2 ,8 9 4 8 ,4 1 6 A sse ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... 5 ,3 0 6 4 T o t a l r e s o u r c e s ......................................................................................................................... R. S t r a t e m e ie r . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 2 ,2 2 1 2 $ 3 8 ,8 7 4 8 8 ,1 9 9 1 2 ,5 0 0 9 5 ,2 5 8 3 7 ,3 5 0 4 0 ,6 3 5 1 2 5 ,7 5 0 27 0 3 8 ,3 8 9 1 3 ,8 8 5 8 ,0 0 2 50 4 ,2 5 8 4 $ 3 9 ,3 9 5 9 0 ,3 2 2 1 2 ,5 0 0 9 4 ,7 0 8 3 6 ,3 1 7 5 7 ,7 2 5 1 3 3 ,0 0 7 53 8 3 1 ,8 5 7 1 4 ,3 6 7 1 0 ,3 4 9 59 0 3 ,0 1 9 4 $ 5 6 2 ,8 2 4 $ 5 2 5 ,0 3 2 $ 5 0 3 ,4 2 4 $ 5 2 4 ,6 9 8 $ 3 0 ,0 0 0 4 1 ,4 4 5 $ 3 0 ,0 0 0 4 3 ,0 2 0 $ 3 0 ,0 0 0 4 6 ,1 2 1 $ 3 0 ,0 0 0 4 7 ,2 4 1 94 8 1 6 ,0 0 0 34 4 4 6 5 ,0 8 6 37 1 6 ,0 0 0 1 2 ,3 4 8 4 1 8 ,6 2 5 9 ,0 0 0 1 5 ,0 0 0 2 1 ,5 9 4 1 6 ,0 0 0 1 2 ,3 4 8 3 8 5 ,8 6 0 6 ,0 0 0 5 ,5 0 0 1 60 3 1 6 ,0 0 0 1 2 ,3 5 3 4 0 8 ,5 4 0 6 ,0 0 0 3 ,9 6 0 1 $ 5 6 2 ,8 2 4 $ 5 2 5 ,0 3 2 $ 5 0 3 ,4 2 4 $ 5 2 4 ,6 9 8 LIABILITIES S u rp lu s, in c lu d in g all u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P re fe rr e d d e p o s its , v i z .:. D u e N e w Y o r k S ta te sa v in g s a n d lo a n a ss n s., cre d it u n io n s a n d la n d b a n k . D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................................. O th e r d e p o s it s s e cu re d b y p le d g e o f a s s e ts ..................................................................... D u e d e p o s ito r s , n o t p r e fe r r e d .......................................... ........................................................... R eport on B anks of D eposit and D iscount S to c k s a n d b o n d s , v iz .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities, m a r k e t v a l u e ................................................................................... .. R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is co u n t s s e cu re d b y b o n d a n d m tg e ., d eed o r o th e r rea l e sta te co l. L o a n s a n d d is co u n ts se cu re d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s e cu re d b y c o lla te r a l............................... O v e r d r a ft s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s, b a n k s a n d b a n k e r s ................................................................ E l ija h C o o k , C . J. K l e in f e l d e r , T H E PEOPLE’S BANK OF H AV ER STR AW — H a v e r s t r a w E V E R E T T F O W L E R , President. E verett F ow ler, H enry H ahn, D enton F ow ler, 0 . E . R E Y N O L D S , Cashier. [1 B r o a d w a y ; o rg a n iz e d 1887.1 L. DIRECTORS. H . W ash bu rn , RESOURCES Statement of condition Deo. 24, 1914 Statement of condition March 19, 1915 $ 2 7 ,0 1 4 2 4 6 ,6 8 2 1 5 ,0 0 0 8 ,4 9 6 8 3 ,9 7 2 3 2 9 ,2 0 0 4 ,8 4 7 4 3 ,4 4 1 4 ,2 2 9 3 7 ,9 8 8 $ 2 3 ,6 9 2 2 4 7 ,8 7 4 1 5 ,0 0 0 8 ,4 9 3 9 0 ,9 8 4 3 4 0 ,0 1 0 3 ,2 5 4 3 2 ,6 5 2 5 ,3 4 0 3 4 ,2 0 1 3 ,5 4 3 7 ,5 9 6 5 $ 8 1 2 ,0 1 3 - E . O . R ose. Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 2 ,6 5 6 6 ,0 4 6 4 $ 2 4 ,0 9 2 2 4 8 ,2 3 0 1 5 ,0 0 0 8 ,4 9 3 9 0 ,0 2 3 3 2 9 ,8 9 9 5 ,1 0 6 1 5 5 ,6 6 3 5 ,5 7 7 4 1 ,0 9 0 1 ,2 0 0 6 ,4 3 9 7 ,7 8 2 3 $ 2 4 ,9 9 5 2 4 5 ,9 3 7 1 5 ,0 0 0 8 ,4 9 3 7 5 ,8 6 0 3 0 9 ,7 0 2 5 ,0 9 0 9 5 ,3 8 5 4 ,9 8 0 4 1 ,7 1 7 500 6 ,3 5 8 8 ,3 6 9 5 $ 8 1 0 ,2 0 6 $ 9 3 8 ,5 9 7 $ 8 4 2 ,3 9 4 $ 5 0 ,0 0 0 2 2 1 ,5 1 4 $ 5 0 ,0 0 0 2 2 1 ,4 2 6 $ 5 0 ,0 0 0 2 2 8 ,6 1 6 $ 5 0 ,0 0 0 2 2 3 ,8 8 1 O t h e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... 34 4 2 8 ,1 2 2 4 5 9 ,5 1 7 1 2 ,2 7 0 3 5 ,0 0 0 5 ,2 4 3 3 632 2 0 ,8 5 7 4 4 1 ,2 1 7 8 ,6 1 0 6 5 ,0 0 0 2 ,4 6 2 2 19 4 3 ,8 0 0 5 7 2 ,8 4 7 5 ,7 8 4 3 5 ,0 0 0 2 ,5 2 8 3 T o t a l lia b ilit ie s ......................................................................................................................... $ 8 1 2 ,0 1 3 $ 8 1 0 ,2 0 6 $ 9 3 8 ,5 9 7 T o t a l r e s o u r c e s ......................................................................................................................... LIABILITIES C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk et v a l u e ) ............................................... P r e fe rr e d d e p o s its , v i z .: D u e N e w Y o r k S ta te s a v in g s a n d lo a n assns., cre d it u n ion s a n d la n d b a n k . D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................................. D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... 2 3 ,8 5 0 5 3 2 ,5 1 9 7 ,4 5 2 4 ,6 3 4 3 $ 8 4 2 ,3 9 4 269 o (UARTERLY STATEMENTS S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e se cu ritie s , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r rea l esta te co l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is co u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l re se rv e n o t e s ...................................................................................................................... C a s h it e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... J a s . .H . M o r r is s e y , R eyno ld s, O. E. T H E PEOPLE’S BAN K OF JOHNSTOWN, N . Y .— J o h n s t o w n E D W A R D W E L L S , President. [51 W e s t M a in stre e t; o r g a n iz e d 1889.1 DONALD F R A S E R , Cashier. DIRECTORS. G eo. C . P otter, D a n ie l G raham , E dw ard W ells, S. H arw ood D u d ley, W m. B r ig g s , E dw ard C. D eck er, F red B ehlen, T. H. C h a s . O. C r o ss , A r g e r s in g e r , E . M . K ennedy, J. P. S to c k s a n d b o n d s , v i z .: P u b lic se cu ritie s , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l e s t a t e o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is co u n ts se cu re d b y b o n d a n d m tg e ., d e e d o r o th e r real e state col. L o a n s a n d d is co u n ts se c u r e d b y o t h e r c o lla t e r a l.......................... ............................... L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla te r a l............................... O v e r d r a f t s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c ie ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h i t e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d f o r c e n t s ....................................................................................................... : ............................ T o t a l r e s o u r c e s ......................................................................................................................... S. W . H. Statement of condition Dec. 24, 1914 $ 6 ,1 0 6 7 8 8 ,2 3 3 3 5 ,0 0 0 Statement of condition March 19, 1915 D a v id A . H a y s , W m . A r g e r s in g e r , R ic h a r d M . E v a n s . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 8 2 ,9 8 1 1 8 7 ,4 9 3 1 ,2 1 5 ,6 4 6 44 7 2 3 9 ,7 4 1 4 7 ,7 9 2 3 7 ,2 6 4 1 2 ,0 3 4 1 0 ,5 1 2 4 $ 6 ,0 9 5 8 0 5 ,2 5 4 3 5 ,0 0 0 1 ,5 0 0 8 0 ,1 3 0 1 7 2 ,5 8 0 1 ,1 8 2 ,6 7 7 280 1 9 1 ,5 4 2 5 0 ,9 9 8 3 4 ,9 4 7 2 2 ,9 4 0 1 1 ,0 5 4 4 $ 6 ,0 9 5 8 2 1 ,6 5 8 3 5 ,0 0 0 3 ,5 0 0 9 8 .8 7 2 1 2 3 ,2 8 9 1 ,2 4 6 ,6 8 8 31 9 3 0 5 ,0 0 6 4 5 ,1 4 3 4 3 ,6 9 9 1 ,3 0 1 1 1 ,7 3 4 4 $ 6 ,1 5 1 8 5 4 ,0 5 2 3 5 ,0 0 0 3 ,5 0 0 1 1 9 ,6 2 0 1 6 4 ,8 2 8 1 ,2 5 2 ,4 1 8 180 2 1 9 ,0 3 7 4 5 ,2 2 6 3 3 ,3 9 6 1 5 ,3 2 4 1 4 ,7 9 7 5 $ 2 ,6 6 3 ,2 5 3 $ 2 ,5 9 5 ,0 0 1 $ 2 ,7 4 0 ,3 0 8 $ 2 ,7 6 3 ,5 3 4 C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P re fe rr e d d e p o s its , v i z .: O t h e r d e p o s its s e cu re d b y p le d g e o f a s s e ts................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o t r u s t co m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 2 0 0 ,0 0 0 2 8 7 ,0 6 3 3 ,6 4 9 2 ,1 5 6 ,1 2 7 3 ,4 4 0 1 2 ,9 7 2 2 $ 2 0 0 ,0 0 0 2 6 7 ,4 1 2 3 ,6 3 2 2 ,1 0 9 ,1 2 8 3 ,0 7 4 1 1 ,7 5 2 3 $ 2 0 0 ,0 0 0 2 7 8 ,3 8 7 3 ,5 5 7 2 ,2 2 2 ,5 1 7 2 1 ,0 9 5 1 4 ,7 5 0 2 $ 2 0 0 ,0 0 0 2 7 0 ,4 2 7 3 .3 5 0 2 ,2 6 3 ;4 6 1 1 1 ,5 9 6 1 4 ,6 9 8 2 T o t a l lia b ilit ie s ......................................................................................................................... $ 2 ,6 6 3 ,2 5 3 $ 2 ,5 9 5 ,0 0 1 $ 2 ,7 4 0 ,3 0 8 $ 2 ,7 6 3 ,5 3 4 LIABILITIES R eport on B anks of D eposit and D iscount RESOURCES F r a n k A d a m s, Ja s. Ireland, J o h n W . U h l in g e r , m M aylender, 0 TH E PEOPLE’S BAN K OF THE C IT Y OF N E W Y O R K — N ew Y ork C ity W IL L IA M M IL N E , President. [393-395 Canal street; organized 1851.] DIRECTORS. S coot F o s t e r , A d o l p h W im p f h e im e r , T h o s . W il l ia m s , T h e o . W . M o r r is , T h e o . T ie d e m a n n , resources B. A lfred M aclay, W il l ia m M il n e , Statement of condition Dec. 24, 1914 Statement of condition M arch 19, 1915 St e v e n s o n T a y l o r . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 1 ,0 0 0 2 5 7 ,6 1 7 7 5 ,0 0 0 1 4 1 ,2 5 3 1 ,9 0 9 ,2 2 3 1 6 3 ,6 8 4 7 ,0 8 4 2 $ 1 ,0 0 0 2 2 0 ,6 2 0 7 5 ,0 0 0 1 1 1 ,9 0 3 1 ,5 5 3 ,1 0 2 19 1 ,0 4 0 ,0 7 5 3 1 2 ,5 5 1 8 7 ,2 6 0 2 ,2 7 5 1 8 3 ,5 8 0 1 2 ,9 1 8 4 $ 3 ,6 6 1 ,9 8 8 $ 3 ,3 7 9 ,9 9 7 $ 3 ,6 0 0 ,3 0 7 $ 3 ,4 3 8 ,7 9 6 LIA B IL IT IE S C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a lu e )............................................... D u e d e p o s it o r s , n o t p r e fe r r e d .................................................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s . ........... '..................................................................................................................... $ 2 0 0 ,0 0 0 4 6 0 ,6 7 2 2 ,9 9 4 ,2 3 9 7 ,0 7 6 1 $ 2 0 0 ,0 0 0 4 4 5 ,9 0 9 2 ,7 2 2 ,4 4 9 1 1 ,6 3 8 1 $ 2 0 0 ,0 0 0 4 4 2 ,6 4 7 2 ,9 4 2 ,5 0 9 1 5 ,1 5 1 $ 2 0 0 ,0 0 0 4 3 8 ,2 9 9 2 ,7 8 4 ,7 7 7 1 5 ,7 1 9 1 T o t a l lia b ilit ie s ......................................................................................................................... $ 3 ,6 6 1 ,9 8 8 $ 3 ,3 7 9 ,9 9 7 $ 3 ,6 0 0 ,3 0 7 $ 3 ,4 3 8 ,7 9 6 $ 1 ,0 0 0 2 ,7 0 0 7 5 ,0 0 0 1 8 2 ,4 6 6 1 ,7 2 8 ,5 9 6 153 9 2 5 ,8 9 5 3 5 8 ,3 0 8 1 1 6 ,1 6 5 $ 1 ,0 0 0 9 4 ,7 2 3 7 5 ,0 0 0 2 0 1 ,3 4 0 1 ,7 2 7 ,5 5 8 193 2 5 0 ,1 2 6 2 1 ,5 7 6 3 T o t a l r e s o u r c e s ......................................................................................................................... 6 6 1 ,3 9 4 2 4 9 ,2 6 4 1 9 8 ,8 2 5 5 8 8 ,8 1 4 2 3 0 ,8 7 3 5 6 ,1 2 0 1 ,5 0 0 1 7 2 ,2 6 9 5 ,0 6 8 4 Quarterly S tatements S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e se cu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ L o a n s a n d d is co u n ts s e cu re d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is co u n t s a n d b ills p u r ch a s e d n o t secu red b y 'co lla te ra l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m tru s t co m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c ie ..................................................................................................................................................... L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e ra l r e s e rv e n o t e s ...................................................................................................................... C a sh it e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... JOHN B. FO RSYTH , Cashier. fcO to THE PEOPLE’S BANK OF POTSDAM, N. Y.— Potsdam R O Y A L N E W T O N , V ice-P residen t. R otal N ew tou, H. J. S a n f o r d , A. C o x , F . R . W O O D R U F F , Cashier. [15 M a r k e t s tre e t; o r g a n iz e d 18 89.] R u fu s DIRECTORS. L. S iss o n , Ja s. resources T o t a l r e s o u r c e s ......................................................................................................................... F. P. H eath, C . S. F e r r is , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 M a th ew s. Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 1 ,1 0 0 1 7 0 ,1 9 8 1 3 ,0 0 0 4 ,5 2 6 3 ,0 2 1 5 3 ,4 2 0 4 1 7 ,6 8 3 651 7 1 ,3 9 8 2 ,4 2 7 2 2 ,9 4 7 3 ,1 5 3 2 ,2 1 4 4 $ 1 ,1 0 0 1 6 9 ,8 4 8 1 3 ,0 0 0 3 ,2 5 0 3 ,0 2 1 5 5 ,9 2 0 4 0 8 ,7 5 6 243 4 8 ,8 0 9 2 ,4 6 3 3 0 ,0 5 9 1 ,5 4 7 1 ,1 7 5 3 $ 1 ,1 0 0 1 7 7 ,5 2 8 1 3 ,0 0 0 5 ,7 5 0 5 ,0 2 1 5 2 ,7 2 0 4 1 3 ,4 3 3 1 ,0 8 6 4 9 ,3 4 0 2 ,4 0 8 2 3 ,4 4 4 58 6 3 ,1 5 6 2 $ 1 ,1 0 0 1 8 2 ,5 2 8 1 3 ,0 0 0 5 ,7 5 0 7 ,4 8 0 5 0 ,6 4 0 3 8 8 ,6 8 8 56 1 2 9 ,3 1 9 6 ,3 4 8 2 1 ,4 4 8 552 1 ,3 1 0 2 $ 7 6 5 ,7 4 2 $ 7 3 9 ,1 9 4 $ 7 4 8 ,5 7 4 $ 8 0 8 ,2 2 1 $ 5 0 ,0 0 0 1 1 4 ,0 5 3 $ 5 0 ,0 0 0 1 1 0 ,4 4 9 $ 5 0 ,0 0 0 1 1 7 ,1 3 0 $ 5 0 ,0 0 0 1 0 9 ,4 9 1 69 2 1 ,9 4 0 5 9 6 ,5 8 2 42 8 2 ,0 4 4 3 5 ,0 3 8 1 ,3 6 7 5 7 0 ,3 3 7 20 0 1 ,8 0 1 2 1 ,2 8 8 1 ,2 7 7 5 7 6 ,9 1 2 125 1 ,8 4 0 2 3 ,7 3 7 1 ,2 9 4 6 4 1 ,8 2 2 15 i,8 6 0 2 $ 7 6 5 ,7 4 2 $ 7 3 9 ,1 9 4 $ 7 4 8 ,5 7 4 $ 8 0 8 ,2 2 1 LIABILITIES C a p i t a l ................................................................................................................................................... S u r p lu s , in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P r e fe r r e d d e p o s it s , v i z .: D u e N e w Y o r k S t a t e s a v in g s a n d lo a n a ssn s., c re d it u n io n s a n d la n d b a n k . O th e r d e p o s it s s e c u r e d b y p le d g e o f a s s e ts .................................................................... D u e d e p o s it o r s , n o t p r e fe r r e d .................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k a n d b a n k e r s ........................................................................ O t h e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... T o t a l lia b ilit ie s ......................................................................................................................... R eport on B anks of D eposit and D iscount S to c k s a n d b o n d s , v i z . : P u b lic secu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e ........................................................................................... R e a l e s t a t e o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is co u n ts se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real estate c o l. L o a n s a n d d is co u n t s s e c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t s e c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d f o r c e n t s ...................................................................................................................................... A. D. to TH E PEOPLE’S B A N K OF TR O Y — T roy J . K . P . P I N E , President. A . B . C O B D E N , Cashier. [604 S e c o n d a v e n u e ; o r g a n iz e d 1889.] DIRECTORS. J. K. P. P i n e , W. H. D r a p e r , F. B. T w in in g , W. B o l t o n , G. H. P a g e , W. H. D e n n in , C larence N . Flack, J. J. C h il d , J. H. L y o n s , H. E. N o r t h r u p , A . P . M cK e a n , A . B . C obden. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h i t e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 1 ,9 6 0 1 0 2 ,7 4 7 5 ,0 0 0 4 3 ,5 5 6 4 7 6 ,4 8 7 4 8 0 ,5 5 1 163 9 5 ,7 4 6 2 3 ,9 8 0 1 9 ,2 5 5 2 ,5 2 3 7 ,2 1 6 5 $ 1 ,9 8 0 8 8 ,1 7 1 5 ,0 0 0 4 2 ,9 9 5 4 5 4 ,1 0 7 4 6 1 ,5 4 1 128 1 0 8 ,1 0 7 2 3 ,9 4 8 3 2 ,6 2 4 1 ,9 3 8 7 ,3 4 2 4 $ 1 ,9 5 5 8 4 ,4 0 0 5 ,0 0 0 4 2 ,3 6 1 4 7 5 ,7 1 6 3 2 9 ,0 4 8 120 7 2 ,2 7 1 2 5 ,1 6 8 2 0 ,5 5 6 240 7 ,0 2 4 3 $ 1 ,9 7 5 8 4 ,4 4 9 5 ,0 0 0 3 5 ,0 5 6 4 3 1 ,0 8 1 3 7 9 ,6 3 6 52 1 2 6 ,4 0 5 2 4 ,7 1 9 1 8 ,2 8 8 1 ,8 0 5 6 ,7 5 7 4 T o t a l r e s o u r c e s ......................................................................................................................... $ 1 ,2 5 9 ,1 8 9 $ 1 ,2 2 7 ,8 8 5 $ 1 ,0 6 3 ,8 6 2 $ 1 ,1 1 5 ,2 2 7 C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g all -u n d iv id e d p ro fits (m a rk e t v a l u e )................................................ P r e fe rr e d d e p o s its , v i z .: D e p o s it s b y t h e S ta te o f N e w Y o r k ................................. D u e d e p o s it o r s , n o t p r e fe r r e d .................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ............ ......................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 1 0 0 ,0 0 0 1 2 7 ,6 0 4 3 9 ,0 0 0 9 7 3 ,8 4 4 69 5 1 8 ,0 4 3 3 $ 1 0 0 ,0 0 0 1 2 9 ,5 3 2 4 5 ,0 0 0 9 4 1 ,1 9 4 143 1 2 ,0 1 5 1 $ 1 0 0 ,0 0 0 1 3 1 ,0 7 4 4 5 ,0 0 0 7 6 9 ,5 2 2 2 ,8 8 7 1 5 ,3 7 8 1 $ 1 0 0 ,0 0 0 1 3 2 ,0 8 8 3 5 ,0 0 0 8 3 2 ,8 8 6 2 ,4 1 2 1 2 ,8 4 0 1 T o t a l lia b ilit ie s ......................................................................................................................... $ 1 ,2 5 9 ,1 8 9 $ 1 ,2 2 7 ,8 8 5 $ 1 ,0 6 3 ,8 6 2 $ 1 ,1 1 5 ,2 2 7 RESOURCES Quarterly Statements S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e secu rities , m a r k e t v a l u e . ........................................................................................ R e a l e s ta te o w n e d ............................................................................................................................ L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real esta te col. L o a n s a n d d is c o u n t s s e cu re d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is co u n ts a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m tru st c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ Statement of condition Sept. 25, 1915 LIABILITIES to CO 274 T H E PEOPLE’S STATE BAN K OF EAST RANDOLPH — E a s t R a n d o l p h M . V . B E N S O N , President. M. V. B enson, E. D. H o l d r id g e , W. E. DIRECTORS. Se a r l e , S to c k s a n d b o n d s , v i z .: P u b lic secu rities, m a r k e t v a lu e ............................................ R e a l e s ta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real e sta te col. L o a n s a n d d is co u n ts se c u r e d b y o t h e r c o lla t e r a l............................................................. L o a n s , d is co u n ts a n d b ills p u r ch a s e d n o t s e cu re d b y c o lla t e r a l............................... O v e r d r a ft s ................................................................................................................................. D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h i t e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... T o t a l r e s o u r c e s ......................................................................................................................... L IA B IL IT IE S C a p i t a l .................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p r o fits (m a r k e t v a l u e ) . . . : ...................................... D u e d e p o s ito r s , n o t p r e fe r r e d ............................................ ......................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... R e d is c o u n t s .......................................................................................................................................... O th e r lia b ilit ie s ................................................................................................................................... A d d fo r c e n t s ....................................................................................................................................... T o t a l lia b ilit ie s ......................................................................................................................... R. T. M. D. J o h n s o n . Searle, Statement of condition Dec. 24, 1914 Statement of condition M arch 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 3 ,8 5 0 2 ,5 0 0 2 ,4 9 0 1 1 ,6 3 3 2 4 ,3 4 5 1 3 3 ,1 9 8 1 ,0 9 2 2 5 ,0 7 3 3 ,5 3 0 4 ,0 0 4 281 1 ,0 3 6 2 $ 2 ,3 5 0 2 ,5 0 0 1 ,9 9 0 1 1 ,6 3 3 2 4 ,0 0 0 1 3 9 ,0 7 2 78 5 2 4 ,6 9 2 3 ,3 0 3 3 ,1 9 3 48 1 ,1 0 0 2 $ 2 ,3 5 0 2 ,5 0 0 1 ,9 9 0 1 0 ,5 6 4 2 8 ,1 2 6 1 3 2 ,8 7 6 49 3 2 4 ,7 5 1 4 ,0 5 2 4 ,2 7 6 644 932 2 $ 2 ,3 5 0 2 ,5 0 0 1 ,9 9 0 1 0 ,5 1 4 1 1 ,0 6 4 1 4 4 ,8 1 0 22 3 6 1 ,4 1 7 4 ,8 1 1 7 ,9 5 8 358 1 ,1 1 2 1 $ 2 1 3 ,0 3 4 $ 2 1 4 ,6 6 8 $ 2 1 3 ,5 5 6 $ 2 4 9 ,1 0 8 $ 2 5 ,0 0 0 2 6 ,8 3 1 1 6 0 ,1 4 8 17 $ 2 5 ,0 0 0 2 5 ,9 0 6 1 6 1 ,3 1 0 406 $ 2 5 ,0 0 0 2 7 ,4 6 3 1 7 5 ,4 1 3 2 0 ,1 1 9 1 ,0 3 6 2 $ 2 5 ,0 0 0 2 4 ,5 9 6 1 5 2 ,8 8 5 65 1 1 ,0 2 0 1 ,1 0 0 2 932 2 1 ,1 1 2 1 $ 2 1 3 ,0 3 4 $ 2 1 4 ,6 6 8 $ 2 1 3 ,5 5 6 $ 2 4 9 ,1 0 8 R eport on B anks of D eposit and D iscount resources W . E . S E A R L E , Cashier. [O rgan ized 1891.] THE PHOENIX BANK- Phoenix J . A . H A W K S , President. J. A. H aw ks, E . G . H U T C H I N S O N , Cashier. [O rg a n ize d 1869.] C. E. H u t c h in s o n , A. W . DIRECTORS. H a w ks, resources N. E. G. H u t c h in s o n . Sw e e t , Statement of condition Dec. 24, 1914 Statement of condition M arch 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1§15 81 1 ,1 2 0 1 $ 2 ,5 0 0 4 .3 5 0 4 ,0 0 0 3 5 ,4 7 5 1 2 4 ,9 4 4 14 2 3 4 ,4 2 6 40 8 7 ,0 0 5 105 46 3 1 .3 5 0 2 $ 2 ,5 0 0 4 ,3 5 0 4 ,0 0 0 3 4 ,1 7 5 1 1 7 ,6 6 5 20 4 6 ,6 7 2 56 9 5 ,3 7 7 180 29 4 70 0 2 $ 2 0 7 ,4 8 7 $ 2 0 4 ,9 0 1 $ 2 1 5 ,1 7 0 $ 2 1 6 ,5 0 4 L IA B IL IT IE S C a p it a l................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p ro fits (m a rk et v a lu e ) ............................................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 3 5 ,0 0 0 1 6 ,5 5 6 1 5 2 ,8 9 6 3 ,0 3 5 $ 3 5 ,0 0 0 1 5 ,3 6 2 1 5 1 ,6 3 9 2 ,9 0 0 $ 3 5 ,0 0 0 1 5 ,0 5 4 1 6 0 ,5 8 0 4 ,5 3 5 1 $ 3 5 ,0 0 0 1 5 ,8 3 5 1 6 2 ,7 8 8 2 ,8 8 0 1 T o t a l lia b ilit ie s ......................................................................................................................... $ 2 0 7 ,4 8 7 $ 2 0 4 ,9 0 1 $ 2 1 5 ,1 7 0 $ 2 1 6 ,5 0 4 $ 2 ,5 0 0 . 3 ,3 0 0 4 ,0 1 0 3 5 ,9 7 5 1 3 2 ,2 2 4 130 2 1 ,0 4 5 182 6 ,5 6 3 $ 2 ,5 0 0 3 ,6 0 0 4 ,0 1 0 3 5 ,4 7 5 1 3 0 ,3 3 5 332 1 9 ,1 6 8 710 7 ,5 6 9 48i 1 ,0 7 5 2 T o t a l r e s o u r c e s ......................................................................................................................... £> Cl ► 1 CQ S tatements S to c k s a n d b o n d s , v i z .: P u b lic se cu ritie s , m a r k e t v a l u e ............................................................................................ P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l esta te o w n e d ........... ! .............................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e . •................................................................................................................................................... L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e rv e n o t e s ...................................................................................................................... C a sh i t e m s ..................................................................: ....................................................................... A ssets n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................ ................ A d d fo r c e n t s ........................................................................................................... K. bo A. P aul S csoe llk o pf, M o r r is C o ^ e ??, J r ., Jos. E. F r a n c is M ontague, Sa l t , H. FRED J. COE, CasUer, [207 Falls street; organized 1893.] DIRECTORS. Chas. E. H aeberle, RESOURCES Fred J. Coe, F. W . E d SON P . PFOHt, Statement of condition Dec. 24, 1Q14 Statement of condition Maroh19, 1915 $ 1 3 2 ,0 0 0 5 0 ,4 0 1 5 ,9 5 0 6 ,3 7 4 1 0 2 ,0 5 1 1 ,6 4 4 ,8 5 9 8 2 4 ,5 7 9 118 4 2 1 ,4 3 5 9 ,3 3 0 1 2 3 ,2 3 7 $ 1 3 2 ,2 7 0 3 3 ,2 5 1 5 ,4 5 0 5 ,3 7 4 1 2 3 ,6 2 5 1 ,5 0 8 ,3 4 6 7 8 7 ,2 5 0 67 7 9 1 ,5 7 4 7 ,2 5 9 9 1 ,4 4 5 1 2 ,2 2 7 2 4 ,1 3 9 3 : ............................................................................................................ LIABILITIES C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p ro fits (m a r k e t v a lu e )............................................... P re fe rr e d d e p o s its , v i z .: D u e N e w Y o r k S ta te s a v in g s b a n k s .................................................................................. D u e N e w Y o r k S ta te s a v in g s a n d lo a n a ssn s., c re d it u n io n s a n d la n d b a n k . . . D e p o s its b y t h e S ta te o f N e w Y o r k .................................................................................. O th e r d e p o s it s s e cu re d b y p le d g e o f a s s e ts ..................................................................... D u e d e p o s it o r s , n o t p r e fe r r e d ..................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s ................................................................................................................................ A d d fo r c e n t s ...................................................................................................................................... T o ta l resou rces. . . . T otl liabilities........................................................................................................... H askell. Statement of condition June23, 101$ Statement of condition Sept. 25, 191$ $ 1 3 3 ,6 1 2 3 8 ,8 6 9 3 ,6 5 0 6 ,6 2 4 1 1 6 ,4 4 0 1 ,6 0 1 ,6 1 3 1 ,5 7 2 ,6 6 0 55 4 7 0 7 ,8 3 7 1 2 ,4 6 6 1 1 3 ,0 3 3 7 ,4 2 6 2 0 ,8 7 4 4 $ 1 3 3 ,3 8 0 3 3 ,4 3 8 5 ,4 5 0 4 ,9 2 4 1 1 9 ,7 4 7 1 ,5 8 0 ,0 4 2 1 ,1 1 5 ,8 2 7 689 6 0 6 ,7 1 1 9 ,8 4 7 1 4 4 ,3 6 8 5 ,0 0 0 1 0 ,2 0 9 2 4 ,4 1 7 4 $ 3 ,3 5 6 ,6 0 3 $ 3 ,5 1 4 ,2 1 5 $ 3 ,7 9 4 ,0 5 3 $ 4 ,3 6 0 ,0 5 5 $ 100,000 $100,000 $ 100,000 $ 100,000 3 1 1 ,9 3 2 3 0 9 ,0 1 4 3 1 4 ,1 4 8 3 3 1 ,7 5 1 1 5 7 ,7 4 6 1 2 ,2 2 9 5 7 ,0 0 0 1 1 0 ,4 6 0 2 ,5 7 2 ,8 7 3 1 7 ,7 2 3 1 6 ,6 3 7 1 5 2 ,9 1 3 3 0 ,0 1 3 3 1 7 8 ,8 0 2 1 7 ,6 6 8 9 0 ,0 0 0 1 0 9 ,3 5 0 2 ,6 8 2 ,2 1 3 1 1 ,2 3 1 1 5 ,9 3 4 3 1 1 0 ,2 1 3 2 ,9 3 6 ,3 2 4 3 1 ,7 9 9 1 8 ,6 4 0 3 1 9 0 ,0 2 4 3 ,9 2 6 8 2 ,0 0 0 1 0 9 ,4 2 7 3 ,5 2 0 ,1 7 4 6 ,4 2 3 1 6 ,3 2 6 4 $3,356,603 $3,514,215 $3,794,053 $4,360,055 100,000 10,000 1 2 ,4 9 4 3 0 ,1 9 8 5 R eport on B a n e s qf D eposit a n d D iscount S to c k s a n d b o n d s , y i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e se cu rities , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is co u n ts s e c u r e d b y b o n d a n d in tg e ., d e e d o r o th e r rea l e state co l. L o a n s a n d d is c o u n t s s e e m e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t se c u r e d b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o te s o f n a tio n a l b a n k s ............................................................... F ed era l re se rv e n o t e s ...................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... Fred Mason, 2l?6 FOWER CITY BANK — Niagara Falls PAUL A. SCHOELLKOPF, President. PRATTSBURGH STATE BANK — PratPsburgh IR A C. P R A T T , President. [Organized 1904.] W IL L IA M CU FFN EY, Cashier. DIRECTORS. Wta. d . DiSAW, Wst. MOMiGRAiSLt I b a C. P ratt, Wm. B. P r a t t , F red E . B lo o d , RESOtlRCES a n d b o n d s , v i z .: P u b lic secu rities, m a rk e t v a l u e ............................................ R e a l esta te o w n e d ............................................................................................................................ Mortgages owned.............................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e sta te c o l. Loans and discounts secured by oth er colla te ra l....................................................... Loans, discounts and bills purchased not secured by collateral......................... Overdrafts................................................. ....... ............................................. Due from trust c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ Specie........................: ............ ........................................................................ Legal te n d e r n o te s a n d n o te s o f n a tio n a l b a n k s ............................................................... Assets not included in any of the above heads............................................. Add fef cents.................................................................................................... to ta l resources . , Statement of condition Dec. 24, 1914 j. Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 2 0 ,2 7 0 1 4 ,1 1 1 6 ,8 7 0 1 8 ,8 0 0 7 5 ,4 0 2 1 2 9 ,3 0 8 42 3 2 ,2 2 7 2 ,5 6 0 5 ,9 3 0 3 ,2 0 0 $ 2 0 ,2 7 0 1 4 ,1 1 1 5 ,8 7 0 1 7 ,9 2 3 7 6 ,9 8 2 1 3 7 ,3 7 5 39 3 5 ,5 2 7 2 ,9 1 1 5 ,1 1 0 3 ,5 0 0 2 $ 2 0 ,2 7 0 1 4 ,1 1 1 5 ,0 4 0 2 0 ,5 2 0 5 3 ,6 8 1 1 5 3 ,0 0 7 40 3 7 ,3 7 3 2 ,7 3 1 4 ,9 4 0 3 ,2 0 0 3 $ 2 0 ,2 7 0 1 4 ,1 1 1 5 ,0 4 0 2 9 ,2 0 1 3 4 ,9 2 1 1 6 0 ,3 8 6 4 2 0 ,5 3 7 3 ,0 1 5 4 ,2 1 0 3 ,5 0 0 $ 3 0 7 ,7 2 8 $ 3 1 9 ,6 2 0 $ 3 1 4 ,9 1 6 $ 2 9 5 ,1 9 7 $ 2 6 ,0 0 0 3 6 ,5 4 5 1 0 ,0 0 0 2 3 1 ,6 3 2 6 ,5 6 ^ $ 2 6 ,0 0 0 3 5 ,7 4 4 1 0 ,0 0 0 2 4 3 ,2 2 6 5 ,6 5 0 $ 2 5 ,0 0 0 3 7 j 38 4 1 0 ,0 0 0 2 3 6 ,9 8 1 5 ,5 5 0 1 $ 2 5 ,0 0 0 3 6 ,8 3 6 1 0 ,0 0 0 2 1 7 ,7 1 2 5 )3 5 0 § 5 0 7 ,^ 2 8 $ 3 1 9 ,6 2 0 $ 3 1 4 ,9 1 6 $ 2 9 5 ,1 9 7 2 LIABILITIES Capital.........,.......................................................... Surplus, ihcliidipg all Undivided p ro fits (m a rk e t v a l u e ) ............. Prefefred deposit!, viz.i Deposits by the State of New York Dud depositors, hot preferred.................................................. O th e r iia b iiit ie s ................................................................................................ A d d f o r c e n t s ........................ ..................... .......................................... .......... T o t a l lia b ilit ie s .......... ................................................................... .. , , . 277 W m . C u ff Wb y , R obert S cott. T. Q uarterly S tatements Stocks J o s . O . M c C o Un b LL, H erbert S c o f ie l d , S . R O T H C H I L D , President. P h il ip B e r o l z h Ei m e r , ______________________ N. M. Jos. J. M arkw ell, B ach, ork [8 9 -9 1 D e la n c e y stre e t; o r g a n iz e d 1908.] C. S. T o t a l r e s o u r c e s ......................................................................................................................... Statement of condition Dec. 24, 1914 E dw ard Statement of condition March 19, 1915 S. R o t h c h il d . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 7 9 4 ,1 0 3 1 ,2 9 0 ,3 1 3 4 6 9 ,5 1 0 2 9 ,9 0 0 1 7 2 ,6 5 5 1 ,6 8 8 ,9 9 6 2 ,6 1 5 ,2 1 7 80 8 1 ,8 2 5 ,6 4 2 3 0 9 ,1 7 8 5 3 5 ,4 7 1 $ 7 9 4 ,1 0 3 2 ,1 7 7 ,5 7 6 4 6 6 ,8 4 7 3 2 ,2 5 0 1 5 7 ,9 9 5 3 2 1 ,0 0 0 3 ,7 1 9 ,5 0 0 1 ,0 3 9 1 ,4 4 0 ,1 4 8 2 6 5 ,7 7 1 5 8 8 ,9 7 1 $ 5 9 6 ,4 7 8 2 ,6 7 7 ,0 9 9 4 7 0 ,1 1 8 3 4 ,5 5 0 1 4 9 ,2 7 8 1 ,0 9 9 ,2 0 0 2 ,9 9 1 ,6 0 9 50 2 1 ,6 1 7 ,1 4 7 3 7 4 ,9 1 2 5 8 6 ,9 9 9 6 9 ,4 3 9 2 3 6 ,1 4 0 4 5 8 ,2 6 4 1 1 4 ,8 8 7 5 1 1 0 ,7 9 0 1 3 6 ,0 6 0 5 $ 7 7 2 ,6 1 7 2 ,8 5 6 ,7 9 3 4 7 0 ,1 1 8 3 4 ,1 5 0 1 4 7 ,6 8 4 1 ,2 9 8 ,0 0 0 3 ,0 0 8 ,8 1 9 877 1 ,2 8 9 ,7 3 2 4 4 9 ,3 1 3 5 8 0 ,5 0 7 3 ,0 0 0 1 0 3 ,2 3 7 1 3 7 ,1 7 9 5 * 1 0 .1 3 8 .3 5 6 1 * 1 0 .8 4 4 .7 4 7 $ 1 1 ,1 5 2 ,0 3 1 $ 1 0 ,0 3 7 ,3 7 6 LIABILITIES C a p i t a l ................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................... P re fe r r e d d e p o s its , v i z .: D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................. D e p o s it s b y t h e S u p e r in te n d e n t o f B a n k s o f th e S ta te o f N e w Y o r k O th e r d e p o s its se c u r e d b y p le d g e o f a s s e ts .................................................... D e p o s it s o th e r w is e p r e fe r r e d ................................................................................. D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................... D u e t o t r u s t co m p a n ie s , b a n k s a n d b a n k e r s ..................................................... O th e r lia b ilit ie s .................................................................................................................. A d d fo r c e n t s ...................................................................................................................... Total liabilities $ 7 5 0 ,0 0 0 3 2 6 ,1 8 4 $ 7 5 0 ,0 0 0 3 2 0 ,1 6 1 $ 7 5 0 ,0 0 0 3 6 3 ,0 6 2 $ 7 5 0 ,0 0 0 3 4 9 ,3 6 8 6 4 ,0 0 0 2 7 5 ,0 0 0 5 5 ,0 0 0 1 3 0 ,0 0 0 2 5 0 .0 0 0 1 ,5 0 0 1 0 5 .0 0 0 8 ,5 2 9 ,1 0 7 6 5 ,0 7 0 2 4 8 ,0 1 3 8 ,4 9 3 ,1 7 9 6 3 ,3 8 6 1 0 6 ,6 2 9 9 ,2 4 9 ,0 9 5 3 0 ,4 9 0 9 5 ,5 9 9 7 5 ,0 0 0 1 ,4 3 5 1 0 5 ,0 0 0 4 ,4 2 1 9 ,7 4 0 ,2 3 3 3 3 ,3 4 7 9 3 ,2 2 5 2 $10,037,376 1 $10,138,356 1 $10,844,747 2 $11,152,031 R eport on B anks of D eposit and D iscount S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e se cu rities , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r real e state c o l. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ............................................................................................................................................. D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... it y C . H . B A L D W I N , Cashier. DIRECTORS. Jo h n E is e l e , A lfred R o s s in , ___________________________________H . P . G o l d s c h m id t , resources C 278 T H E PUBLIC BAN K OF N E W YO R K C IT Y — N e w Y EDW ARD RENSSELAER COUNTY BANK — J O H N F . M U N G E R , President. R ensselaer E . J . G U I L F O I L . Cashier. [810 B r o a d w a y ; o rg a n iz e d 1906.] DIRECTORS. J. H enry B est, W a l t e r B . M cC u l l o c h , L ed ya rd C og sw ell, G eo. M arsh, A. J am es G u il f o il , C h r is t o p h e r W . R i l e y , J am es T h o m p so n , RESOURCES A. M atth ew H eeran, Joh n Sp e n c e r , K. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 F. John M unger, R o b e r t G . St e w a r t . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 6 4 ,0 0 0 2 8 1 ,1 4 6 2 0 ,0 0 0 9 9 ,0 3 0 1 2 0 ,9 3 9 3 0 4 ,4 0 0 77 1 1 ,8 4 3 2 ,9 2 3 1 7 ,3 0 4 1 ,7 5 7 5 ,1 6 1 2 $ 6 4 ,0 0 0 2 7 6 ,4 5 2 2 0 ,0 0 0 1 0 2 ,2 2 0 1 2 6 ,7 0 2 2 4 6 ,5 0 6 105 7 4 ,5 5 9 1 ,7 5 5 1 2 ,4 5 3 57 7 ,3 2 9 3 $ 6 4 ,3 2 0 3 0 8 ,0 7 8 2 0 ,0 0 0 1 2 8 ,2 7 0 1 4 3 ,9 8 1 1 7 5 ,6 5 0 1 ,0 2 0 8 ,0 3 6 977 1 3 ,9 7 7 23 0 9 ,6 8 3 4 $ 6 4 ,6 4 0 3 3 0 ,5 0 9 2 0 ,0 0 0 1 4 3 ,8 3 5 1 7 1 ,5 2 6 1 9 5 ,7 0 1 377 2 6 ,6 2 4 1 ,0 6 8 1 0 ,9 1 9 88 9 1 0 ,2 1 6 4 T o t a l r e s o u r c e s ....................................................................................... $ 9 2 8 ,5 8 2 $ 9 3 2 ,1 4 1 $ 8 7 4 ,2 2 6 $ 9 7 6 ,3 0 8 C a p i t a l ................................................................................................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) .............. P re fe rr e d d e p o s it s , v i z .: D e p o s it s b y t h e S ta te o f N e w Y o r k D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................. O th e r lia b ilit ie s ................................................................................................ A d d fo r c e n t s ............................................................................................... <. $ 5 0 ,0 0 0 2 2 ,1 0 2 4 6 ,0 0 0 8 0 2 ,6 2 5 7 ,8 5 4 1 $ 5 0 ,0 0 0 2 1 ,4 7 4 6 3 ,0 0 0 7 8 4 ,6 3 9 1 3 ,0 2 7 1 $ 5 0 ,0 0 0 1 7 ,2 1 0 5 5 ,0 0 0 7 4 4 ,3 3 2 7 ,6 8 4 $ 5 0 ,0 0 0 2 2 ,9 8 6 4 7 ,0 0 0 8 4 3 ,4 2 1 1 2 ,8 9 9 2 T o t a l lia b ilit ie s ....................................................................................... $ 9 2 8 ,5 8 2 $ 9 3 2 ,1 4 1 $ 8 7 4 ,2 2 6 $ 9 7 6 ,3 0 8 Quarterly Statements S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e .......................................................... P r iv a t e secu rities , m a r k e t v a l u e ........................................................ R e a l e s ta te o w n e d .......................................................................................... M o r t g a g e s o w n e d ........................................................................................... L o a n s a n d d is c o u n t s s e cu re d b y o t h e r c o lla te r a l............................ L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y colla tera l O v e r d r a ft s .......................................................................................................... D u e fr o m tru s t co m p a n ie s , b a n k s a n d b a n k e r s ............................... S p e c ie .................................................................................................................... L e g a l t e n d e r n o t e s a n d n o te s o f n a tio n a l b a n k s ............................. C a sh it e m s .......................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ............................... A d d fo r c e n t s .................................................................................................... LIABILITIES 279 C. F. F l o y d , E rnest B rush , F. E. C a s t l e , Jam es B . V o c k , M. J. L a w l e r , DIRECTORS. W . T . B in e s , F. G. R a t h b u n , F. W . K ir k l a n d , A. D. W h i t e , S. C. B a l d w i n , E d w a r d H a m m an n , M ic h a e l D u ly , Ja co b K a r l e n , S e y m o u r O st b b , E r nest K a rlen , S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................ E . O . R othm und, E . A. E v a n s , J o s. R e es, C h as. E . H ooper, F . J. H a g e r , Statement of condition Dec. 24, 1914 L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h i t e m s ............................................................................................................................................ Assets not, included in any o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... $ 1 6 ,0 0 8 1 7 8 ,8 5 8 5 7 ,4 5 6 3 ,2 6 3 5 2 ,1 3 8 1 5 0 ,2 5 5 92 5 1 ,7 5 0 1 ,0 7 5 2 5 ,4 8 0 3 ,3 2 6 6 ,0 2 6 6 T o t a l r e s o u r c e s ......................................................................................................................... $ 5 4 5 ,7 3 3 Private securities, market value........................................................... M o r t g a g e s o w n e d ........................................................... .................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real e state c o l. Loans ami discounts s e c u r e d by o t h e r c o lla t e r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s e cu re d b y c o lla te r a l............................... O v e r d r a ft s ............................................................................................................................................ Due from trust companies, banks and bankers.......................................... LIABILITIES in c lu d in g all undivided profits (market valued............................... $ 1 0 0 ,0 0 0 5 1 ,1 9 9 P re fe rr e d d e p o s its , v i z .: Due depositors, not preferred.................................................................. Due to trust companies, banks and bankers...................................................................... 2 2 ,0 0 0 4 ,0 7 8 3 6 0 ,4 3 4 65 6 7 ,3 6 4 2 $ 5 4 5 ,7 3 3 Statement of condition March 19, 1915 F r a n k B in g h a m , L aw rence C a r e y , J. T . W ig g in s , B esley, . T h o s . W il l ia m s , E. D. Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 R eport on B anks of D eposit an d D iscount RESOURCES Surplus A . D . W H I T E , Cashier. [105 S o u th J a m e s stre e t; o r g a n iz e d 1912.] 280 ROME CITY BANK — R ome C . F R A N K F L O Y D , President. RUSHVILLE STATE BANK — D A N IE L L. P A D D O C K , President. R u s h v il l e T . C. W ILLIAM S, Cashier. [M a in stre e t; o r g a n iz e d 1912.] DIRECTORS. G eorqb M . F it c h , R obebt G . P e rr y, D a n ie l L . P a d d o c k , F bank L o o m is , B. T . C hattncey W il l ia m s , RESOURCES H bnby C . U n derw ood, T h a les M . J a ck so n . M il t o n J. W il s o n , L . C a s e W il l ia m s , Statement of condition Dec. 24, 1914 Statement of condition Sept. 25, 1915 Statement of condition June 23, 1915 $20,870 4,000 800 3,741 10,605 108,529 191 8,644 344 4,341 500 5 2,275 3 S t o c k s a n d b o n d s , v i z .: P u b lic secu rities, m a rk e t v a lu e ............................................. R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is co u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e sta te co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ..................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... flu sh it e m s ....................................... ................................................................................................... A sse ts n o t in c lu d e d in a n y o f th e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... $23,000 4,000 275 4,200 27,700 86,934 2,061 20,539 990 3,558 $20,925 4,000 800 8,500 39,858 82,805 304 21,496 802 5,787 62 2,250 2 35 2,285 2 $20,290 4,000 800 3,741 8,588 93,667 92 23,057 1,280 1,538 1,250 34 2,826 3 T o t a l r e s o u r c e s ......................................................................................................................... $175,571 $187,599 $161,166 $164,848 $25,000 10,831 139,586 $25,000 11,038 7,000 144,355 $25,000 11,337 8,000 116,103 153 205 726 1 1 $25,000 11,449 8,000 110,038 10,000 360 1 $175,571 $187,599 LIABILITIES C a p it a l................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p ro fits (m a rk et v a lu e )............................................... P r e fe rr e d d e p o s its , v i z .: D e p o s it s b y t h e S ta te o f N e w Y o r k ................................. D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... B ills p a y a b l e ........................................................................................................ ' . ............................ O th e r lia b ilit ie s .................................................................................................................................. T o t a l lia b ilit ie s ......................................................................................................................... d GQ H ► H is $164,848 281 $161,166 £> [ENTS Statement of condition March 19, 1915 282 TH E SAUGERTIES B A N K — S a u g e r t i e s A L B E R T C A R N R I G H T , President. H E N R Y T . K E N N E Y , Cashier. [258 M a in s tre e t; o rg a n iz e d 1888.] DIRECTORS. A l b e r t C a r n r ig h t , J o h n W . S htjlts , E. C l a r k R e e d , C h as. L u sk, J. C h a r l e s S u d d e r l y , Statement of condition Dec. 24, 1914 B. Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 S to c k s a n d b o n d s , v i z .: P u b lic secu rities, m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities, m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ L o a n s a n d d is co u n t s se c u r e d b y b o n d a n d rn tg e., d e e d o r o th e r re a l e state co l. L o a n s a n d d is co u n t s s e cu re d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla te r a l............................... O v e r d r a ft s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l te n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h i t e m s ............................................................................................................................................ A s s e t s n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... $ 7 ,5 0 0 1 1 ,1 0 0 5 ,0 0 0 1 5 ,9 7 0 6 7 ,8 2 1 1 3 6 ,9 6 7 72 5 4 ,8 9 3 9 ,0 5 4 1 4 ,5 5 7 1 ,6 2 3 1 ,7 4 4 3 $ 5 ,0 0 0 1 1 ,1 0 0 5 ,0 0 0 1 5 ,3 1 6 5 9 ,5 0 1 1 5 1 ,4 2 1 25 2 2 ,7 8 3 1 0 ,9 4 7 5 ,8 7 7 1 ,1 4 8 1 ,1 3 6 4 $ 2 ,0 0 0 7 ,4 0 0 5 ,0 0 0 1 6 ,4 2 2 6 1 ,7 0 7 1 4 3 ,6 8 6 495 7 ,2 4 5 7 ,2 6 0 1 4 ,6 3 2 1 ,4 5 6 2 ,2 5 1 3 $ 1 ,0 0 0 7 ,4 0 0 5 ,0 0 0 1 8 ,3 5 0 5 5 ,1 9 8 1 3 5 ,8 6 3 509 4 3 ,6 8 6 6 ,6 4 8 1 0 ,6 5 6 3 ,2 8 8 1 ,2 4 0 2 T o t a l r e s o u r c e s ......................................................................................................................... $ 2 7 6 ,9 5 7 $ 2 6 9 ,4 8 5 $ 2 6 9 ,5 5 7 $ 2 8 8 ,8 4 0 $ 1 2 5 ,0 0 0 4 3 ,3 9 1 2 ,9 4 1 9 9 ,1 9 4 6 ,4 3 0 $ 1 2 5 ,0 0 0 4 1 ,2 1 4 1 ,8 0 6 8 8 ,0 2 0 1 3 ,4 4 4 $ 1 2 5 ,0 0 0 3 9 ,6 4 2 1 6 ,0 3 5 8 6 ,8 7 3 2 ,0 0 7 1 1 $ 1 2 5 ,0 0 0 3 8 ,2 5 2 1 3 ,3 7 2 1 0 0 ,3 1 5 1 1 ,1 0 0 80 0 1 $ 2 7 6 ,9 5 7 $ 2 6 9 ,4 8 5 $ 2 6 9 ,5 5 7 $ 2 8 8 ,8 4 0 LIABILITIES S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P re fe rr e d d e p o s its , v i z .: D u e N e w Y o r k S ta te sa v in g s b a n k s ................................ D u e d e p o s ito r s , n o t p r e fe r r e d ..................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... T o t a l lia b ilit ie s ......................................................................................................................... R eport on B anks of D eposit and D iscount RESOURCES J a s . E. D e d e r i c k , R ic h a r d Overbach. C l in t o n V a n B u s k ir k , Joh n M cK e e f r e y , THE SCHOHARIE COUNTY BANK — Schoharie CH ARLES M . TH RO O P, President. [Main street; organized 1888.] R O B E R T A. D E W E Y , Cashier. DIRECTORS. C h arles M. T hboop, John Wm. P. V a n V e c h t e n , B. C o l t e r , A r th ur H. W o o ds , RESOURCES T o t a l r e s o u r c e s ......................................................................................................................... A. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 I saac V an V echten . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 1 1 ,0 8 7 2 0 2 ,0 4 1 2 ,5 0 0 7 5 ,5 5 5 500 2 1 ,3 0 0 9 4 ,7 3 4 1 ,0 1 8 2 4 ,5 9 7 8 ,3 8 8 4 ,5 6 9 27 0 7 ,6 0 0 4 $ 1 1 ,0 8 7 1 8 0 ,3 9 9 2 ,5 0 0 7 4 ,9 5 5 500 2 1 ,3 0 0 1 1 4 ,6 5 7 493 2 7 ,0 3 3 6 ,9 7 5 4 ,9 7 2 198 8 ,3 2 0 3 $ 1 1 ,0 8 7 1 8 0 ,2 5 9 2 ,5 0 0 8 2 ,3 0 5 50 0 1 6 ,9 0 0 1 1 4 ,0 5 5 54 6 4 1 ,8 0 2 7 ,6 9 8 6 ,4 0 0 490 8 ,6 0 0 3 $ 4 5 4 ,1 6 3 $ 4 5 3 ,3 9 2 $ 4 7 3 ,1 4 5 $ 2 5 ,0 0 0 2 1 ,2 1 4 $ 2 5 ,0 0 0 2 0 ,5 5 5 $ 2 5 ,0 0 0 2 0 ,2 2 9 1 0 ,0 0 0 3 8 0 ,9 6 2 1 0 ,0 0 0 7^00 1 $ 2 5 ,0 0 0 2 2 ,7 5 8 1 0 ,0 0 0 4 0 7 .5 8 6 $ 4 5 3 ,3 9 2 $ 4 7 3 ,1 4 5 $ 1 1 ,0 8 7 1 7 9 ,5 7 7 2 ,5 0 0 7 2 ,8 6 0 500' 1 6 ,0 0 0 1 0 5 ,3 0 5 921 3 0 ,0 3 2 9 ,1 2 5 4 ,4 5 0 156 8,100 3 $ 4 4 0 ,6 1 6 1 ,0 S tatements S to c k s a n d b o n d s , v i z .: P u b lic secu rities, m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities, m a r k e t v a l u e .......................................................................................... R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s se cu re d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te col. L o a n s a n d 'd is c o u n t s s e cu re d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla t e r a l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o te s o f n a tio n a l b a n k s ............................................................... C a s h it e m s ............................................................................................................................................ A sse ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... C h a s . Sh o l t e s , R obert D ew et, LIABILITIES C a p i t a l .................................................................................................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) .............. P re fe rr e d d e p o s its , v i z .: D e p o s it s b y th e S ta te o f N e w Y o r k D u e d e p o s ito r s , n o t p r e fe r r e d ................................................................... B ills p a y a b l e ...................................................................................................... O th e r lia b ilit ie s ........................... ..................................................................... A d d fo r c e n t s ..................................................................................................... T o t a l lia b ilitie s 3 7 9 ,5 0 1 3 9 3 ,3 0 8 4 ,9 0 0 5 ,3 0 0 $ 4 4 0 ,6 1 6 $ 4 5 4 ,1 6 3 1 7 ,8 0 0 1 283 10,000 10,000 E rastus A l a n so n F. P o s t , P. R o g e r s , est H am pton B each B tE R M O N D . B I S H O P , Cashier. [M a in stre e t; o rg a n ize d 1904.] DIRECTORS. H e n r y G a r d in e r , W il l a r d Ja g g e r , F. E b n e st H . B ish o p , H erm on B ish op , W m . H. W in t e r s , D. S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities, m a r k e t v a l u e ........................................................................................... R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e state co l. L o a n s a n d d is co u n t s s e cu re d b y o t h e r c o lla t e r a l............................................................. L o a n s , d is co u n ts a n d b ills p u r ch a s e d n o t s e cu re d b y c o lla te r a l............................... O v e r d r a ft s ............................................................................................................. .......................... D u e fr o m tru s t co m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o te s a n d n o te s o f n a tio n a l b a n k s .............................................................. F ed era l r e s e r v e n o t e s . . . ............................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s . .................................................................................................................................... Statement of condition Dec. 24, 1914 H erbert St e p h e n Statement of condition M arch 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $9 92 5 3 ,6 3 0 2 ,0 0 0 $ 1 ,0 0 0 5 3 ,7 7 2 2 ,0 0 0 $ 5 3 ,1 9 5 •1,020 2 ,0 0 0 5 .0 0 0 3 ,7 7 5 9 1 ,2 0 7 26 9 ,6 6 6 5 ,8 0 4 1 .0 0 0 5 ,2 7 5 3 ,7 7 5 8 0 ,2 8 4 917 1 6 ,2 7 5 3 ,7 2 5 9 1 ,5 6 6 183 7 ,7 2 3 2 ,5 6 2 1 ,0 0 0 1 ,0 0 0 1 ,2 6 8 2 $ 1 ,0 1 5 5 3 ,0 2 1 2 ,0 0 0 3 ,7 0 0 5 ,7 7 5 3 ,3 7 5 8 8 ,8 8 9 34 5 6 ,0 3 2 2 ,5 8 5 1 ,5 0 0 1 ,0 0 0 1 ,7 7 7 2 $ 1 7 1 ,5 1 9 $ 2 2 0 ,7 0 5 1 ,9 7 0 . 3 9 ,4 0 2 6 ,5 6 6 90 0 T o t a l r e s o u r c e s ......................................................................................................................... $ 1 7 5 ,0 7 3 $ 1 6 3 ,8 9 2 L IA B IL IT IE S C a p it a l................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p ro fits (m a r k e t v a lu e )............................................... D u e d e p o s ito r s , n o t p r e fe r r e d ............................................................................. ....................... D u e t o trust, co m p a n ie s , h a n k s a n d b a n k e r s ..................................................................... $ 2 5 ,0 0 0 1 2 ,8 4 2 1 2 7 ,5 9 0 O th e r lia b ilit ie s .................................................................................................................................. 9 ,0 0 0 64 0 1 $ 2 5 ,0 0 0 1 2 ,3 4 4 1 1 3 ,2 3 1 128 1 2 ,5 0 0 688 1 $ 1 7 5 ,0 7 3 $ 1 6 3 ,8 9 2 C. T u t h il l , F. G r if p i n g . $ 2 5 ,0 0 0 1 1 2 ;3 2 3 1 0 2 ,3 0 4 91 3 1 ,0 0 0 799 2 $ 1 7 1 ,5 1 9 $ 2 5 ,0 0 0 1 2 ;6 5 0 1 8 2 ,5 0 5 550 $ 2 2 0 ,7 0 5 R eport on B anks of D eposit and D iscount resources R. P h il l ip s , A. T u t t l e , M o r r is S il a s 284 SEASIDE BA N K — W E R A S T U S F . P O S T , President. T H E SECURITY BANK OF N E W YO R K — N e w Y R . ROSS A PP LE T O N , President. R. Rose A p p l e t o n , E d w a r d B. J o r d a n , F r a n k Se a m a n , I. ork C [1 East 14th street; organized 1888.] DIRECTORS. R ic h a r d B rew ster, C o r n e l iu s K it c h e l , A lbert T urner, Jam es C annon, P. G. B r ad ley M a r t in , W m. W heelock, C y r il C r im m in s , E. RESOURCES it y LOUIS V, ENNIS, Cashier, M ax M arkel, W olfe, T h o m as C a r t e r , Jam bs D eG raff, H. M. W. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 W e l d in g R i n g , L o u is E n n is , A do lph B r e s la u e r . V. Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 S to c k s a n d b o n d s , v i s .: Public securities, market valu e.......................................................................... T o t a l re so u rce s $ 1 2 0 ,2 7 0 2 2 3 ,7 3 5 1 0 7 ,0 0 9 9 9 ,5 1 0 4 5 ,4 4 0 1 ,6 8 5 ,0 3 1 7 ,8 6 2 ,0 9 5 993 2 ,5 6 8 ,6 0 2 9 2 2 ,8 6 7 3 8 5 ,5 1 5 6 5 6 ,0 6 3 7 1 5 ,7 4 0 5 $ 1 2 0 ,2 7 0 2 2 4 ,0 9 1 1 0 1 ,5 4 5 9 9 ,2 6 0 4 4 ,1 2 8 9 4 2 ,0 8 1 8 ,3 7 1 ,8 7 4 38 7 3 ,0 4 0 ,3 2 0 9 3 4 ,3 4 1 2 7 6 ,1 0 9 6 4 8 ,5 1 1 6 5 3 ,4 7 7 4 $ 1 2 1 ,3 2 0 1 2 3 ,9 6 6 1 0 7 ,5 9 0 9 3 ,0 7 5 3 7 ,8 8 9 2 ,3 7 5 ,0 1 5 6 ,9 6 8 ,9 7 8 59 8 3 ,1 4 8 ,5 1 1 9 6 1 ,8 4 3 2 6 8 ,9 4 0 5 4 9 ,1 0 7 6 5 4 ,9 5 6 4 $ 1 5 ,3 9 2 ,8 7 5 $ 1 5 ,4 5 6 ,3 9 8 $ 1 5 ,4 1 1 ,7 9 2 $ 1 , 000,000 $ 1 , 000,000 $ 1 , 000,000 3 0 1 ,8 1 6 2 2 3 ,1 9 3 2 3 9 ,7 2 2 LIABILITIES C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) ............................................... P r e fe rr e d d e p o s its , v i z . : D u e N e w Y o r k S ta te s a v in g s a n d lo a n assns., c re d it u n io n s a n d la n d b a n k . D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................................. O th e r d e p o s it s s e c u r e d b y p le d g e o f a s s e ts ........................................................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s ..................................................................................................... ............................ A d d f o r c e n t s ............................................................................................................................... ...... 1 2 ,6 2 1 100,000 1 9 ,3 3 2 1 3 ,9 5 2 ,0 2 0 1 ,6 8 7 8 7 ,3 4 8 3 1 9 ,4 0 0 1 3 ,9 7 4 ,8 5 1 67 1 2 6 ,2 6 5 1 0 ,4 3 1 7 4 ,0 0 0 1 9 ,4 0 0 1 3 ,9 2 1 ,6 8 7 30 1 4 6 ,5 2 0 $ 1 5 ,3 9 2 ,8 7 5 $ 1 5 ,4 5 6 ,3 9 8 $ 1 5 ,4 1 1 ,7 9 2 2 285 T o t a l lia b ilitie s 1 0 ,6 6 9 20,000 Quarterly Statements P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ................................. .......................................................................................... M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real esta te c o l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is co u n t s a n d b ills p u r ch a s e d n o t se cu re d b y c o lla te r a l................................ O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c ie ................................................................................................................................................. .... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s .............................................................. C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d f o r c e n t s ...................................................................................................................................... E d g a r A . H il d r e t h , E r ab tu b F . P o s t , E m ory T e r r y , L. S o u th am pto n L . E . T E R R Y , Cashier. [O rgan ized 1888.] DIRECTORS. O. E l l is t o n , D. V a n B r u n t , Statement of Statement of condition condition Dec. 24, 1914 March 19, 1915 A lfred E . S ch er m e rh o rn , E d w a r d H . F o st e r , RESOURCES T o t a l r e s o u r c e s ......................................................................................................................... F r a n k H . C o r w it h . Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 $970 1 1 7 ,1 2 5 1 0 ,0 0 0 4 ,0 0 0 2 5 ,2 2 3 4 8 ,5 6 0 1 8 2 ,0 1 4 6 8 0 ,3 1 1 1 9 ,6 5 0 6 ,7 0 0 $9 85 1 1 5 ,8 0 0 1 0 ,0 0 0 $980 1 0 9 ,7 0 0 1 0 ,0 0 0 $980 1 3 4 ,0 7 5 1 0 ,0 0 0 2 5 ,5 2 5 4 4 ,9 5 4 1 7 7 ,2 5 7 220 2 8 ,3 9 0 1 5 ,5 6 0 6 ,3 9 7 742 2 ,5 4 4 2 507 1 ,7 6 9 4 2 4 ,0 7 9 3 8 ,5 3 5 2 2 8 ,0 2 2 296 6 5 ,1 2 7 1 2 ,9 7 0 2 ,6 2 5 1 ,6 7 0 443 1 ,9 3 0 4 2 7 ,9 4 4 4 2 ,4 1 0 2 7 0 ,3 1 3 '53 5 4 ,9 4 8 1 0 ,4 0 5 500 5 ,5 0 0 896 2 ,5 1 6 3 $ 4 9 7 ,8 4 7 $ 4 2 7 ,3 6 8 $ 4 9 6 ,3 8 1 $ 5 6 0 ,5 4 3 LIABILITIES C a p i t a l .................................................................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P re fe rr e d d e p o s its , v iz .: D e p o s it s b y t h e S ta te o f N e w Y o r k .................................................................................. O th e r d e p o s it s s e c u r e d b y p le d g e o f a s s e ts ..................................................................... D u e d e p o s ito r s , n o t p r e fe r r e d ..................................................................................................... D u e t o tru s t co m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... B ills p a y a b l e ........................................................................................................................................ O t h e r lia b ilit ie s .................................................................................................................................. A d d f o r c e n t s ....................................................................................................................................... $ 5 0 ,0 0 0 1 0 2 ,8 6 2 $ 5 0 ,0 0 0 1 0 1 ,8 2 2 $ 5 0 ,0 0 0 1 0 4 ,3 1 8 $ 5 0 ,0 0 0 1 0 5 ,7 0 8 2 5 ,0 0 0 7 ,4 0 4 3 0 7 ,4 0 2 2 ,6 0 5 2 5 ,0 0 0 1 0 ,7 4 1 2 3 5 ,9 3 9 1 ,6 3 0 1 7 ,0 0 0 9 ,6 7 8 3 7 1 ,2 0 7 4 ,2 2 3 2 ,5 7 2 2 2 ,2 3 5 1 2 5 .0 0 0 9 ,7 9 8 2 8 3 ,5 7 7 5 ,6 7 0 1 5 .0 0 0 3 ,0 1 6 2 T o t a l lia b ilit ie s ......................................................................................................................... $ 4 9 7 ,8 4 7 $ 4 2 7 ,3 6 8 $ 4 9 6 ,3 8 1 $ 5 6 0 ,5 4 3 2 ,7 2 4 3 R eport on B anks of D eposit and D iscount S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e s e cu ritie s , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r real esta te col. L o a n s a n d d is c o u n t s s e c u r e d b y o t h e r c o lla t e r a l............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ............................................................................................................................................. D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o te s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d -f o r c e n t s ....................................................................................................................................... John W il l is 286 THE SOUTHAMPTON BANK — E D G A R A . H I L D R E T H , President. SOUTH SIDE BAN K OF B A Y SHORE, N . Y .— B a y S h o r e [Main street; organized 1887.] P . S . W I C K S , President. L . K . R E D I N G T O N Cashier. DIRECTORS. J o s ia h R o b b in s , W . A . H ttlse, H . D . B rew ster, G eo. B . H ow ell, J oseph W o o d , W m . H . R o b b in s , E verett R o g er s, T. RESOURCES Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 $ 1 ,0 0 0 5 1 ,6 5 3 1 0 .5 0 0 1 8 .5 0 0 1 9 ,7 2 8 1 0 .5 0 0 1 6 7 ,9 5 7 OQ 393 1 ,7 8 0 2 $ 1 ,0 0 5 4 0 ,2 6 6 1 0 ,5 0 0 5 ,6 0 0 2 0 ,1 6 2 6 ,9 8 9 1 9 1 ,5 9 8 52 1 6 ,5 7 7 3 ,8 2 7 1 3 ,5 1 5 1 ,4 0 0 806 1 ,6 5 7 '3 $ 3 2 6 ,1 5 5 $ 3 0 3 ,2 8 9 $ 3 1 3 ,9 5 7 $ 4 1 8 ,3 3 0 C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) ............................................... D u e d e p o s ito r s , n o t p r e fe r r e d ..................................................................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... B ills p a y a b l e ....................................................................................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 2 5 ,0 0 0 5 5 ,3 0 6 2 2 3 ,5 2 5 161 2 0 ,0 0 0 2 ,1 6 1 2 $ 2 5 ,0 0 0 5 4 ,2 9 7 2 2 1 ,6 9 2 49 7 $ 2 5 ,0 0 0 5 4 ,7 9 0 2 3 0 ,8 7 1 53 $ 2 5 ,0 0 0 5 4 ,3 8 9 3 3 6 ,0 7 8 1 ,8 0 2 1 3 ,2 4 2 1 2 ,8 6 2 1 T o t a l lia b ilit ie s ......................................................................................................................... $ 3 2 6 ,1 5 5 $ 3 1 3 ,9 5 7 $ 4 1 8 ,3 3 0 T o t a l r e s o u r c e s ................................................................................................... ..................... $ 1 ,0 0 0 5 7 ,4 9 1 1 0 ,5 0 0 4 ,5 0 0 1 8 ,3 2 7 1 6 ,2 6 9 1 7 4 ,5 8 6 146 2 1 ,3 2 9 2 ,7 8 9 1 5 ,8 3 7 $ 1 ,0 0 0 4 0 ,8 6 0 1 0 ,5 0 0 5 ,7 0 0 1 8 ,8 8 6 5 ,9 5 5 1 7 2 ,2 8 4 97 2 3 ,5 6 5 4 ,8 1 4 1 7 ,4 5 3 1 ,2 3 4 2 ,1 4 4 3 1 0 2 ,7 5 8 6 ,3 4 9 1 9 ,8 0 7 3 ,0 0 0 4 ,6 0 5 1 ,9 4 0 4 Q u a r t e r l y S tatem ents S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e sta te c o l. L o a n s a n d d is co u n ts s e cu re d b y o th e r c o lla te r a l.............................................................. L o a n s , d is co u n ts a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l............................... O v e r d r a ft s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ................................................................................................................................................. L e g a l te n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ....................................... ................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h i t e m s ............................................................................................................................. .............. A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... P e r r y S. W i c k s , H . S. N e w i n s . H . S. R a v e n ,' J o h n J. G ib s o n , LIABILITIES 287 $ 3 0 3 ,2 8 9 - 288 T H E STATE BAN K OF AVON — A von A A R O N B A R B E R , President. A aron B a r b e r , E dgar B abcock, H. W . J . W E E D , Cashier. [G en esee stre e t; o rg a n iz e d 1892.] G. M a r k h a m , D. A n d e r s o n , W m. Jam es W. H. DIRECTORS. F arntjm , L e w is T r ip p , F rank H ovet, J a m e s T ig h e , W . J. W e e d . E. Statement of condition March 19, 1915 Statement of condition June 23, 1915 Legal tender notes and notes of national banks............................................... Cash items......................................................................................................... Assets not included in any of the above heads................................................. Add for cents..................................................................................................... $56,591 43,200 8,500 157,150 51,382 361,013 718 82,915 10,524 15,029 4,138 135 4 $43,841 43,212 8,000 158,750 53,297 385,635 1,284 76,033 10,530 14,303 7,795 256 4 $43,841 38,225 8,000 150,650 55,840 412,840 680 81,668 9,795 11,968 4,159 237 2 $35,500 38,225 8,000 150,430 56,913 422,668 1,949 72,669 9,728 10,398 2,141 320 2 Total resources........................................................................................... $791,299 $802,940 $817,905 $808,943 LIABILITIES Capital............................................................................................................... Surplus, including all undivided profits (market value)................................... Preferred deposits, viz.: Other deposits secured by pledge of assets................ Due depositors, not preferred............................................................................ Due to trust companies, banks and bankers.................................................... Rediscounts....................................................................................................... Add for cents..................................................................................................... $50,000 60,222 26,186 640,191 3,478 11,220 2 $50,000 55,267 26,440 670,566 666 $50,000 60,105 29,125 677,781 893 $50,000 56,128 29,355 673,459 1 1 1 Total liabilities........................................................................................... $791,299 $802,940 $817,905 $808,943 Stocks and bonds, viz.: Public securities, market value........ ............................................................. Private Securities, market value.................................................................... Real estate owned............................................................................................. Mortgages owned.............................................................................................. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due from trust companies, banks and bankers................................................ Statement of condition Sept. 25, 1915 R eport on B anks of D eposit and D iscount Statement of condition Dec. 24, 1914 resources TH E STATE B A N K OF BELM ONT — B elm ont E L M O R E A . W I L L E T S , President. H. R. SORTORE, Cashier. [S ch u y le r s tre e t; o rg a n iz e d 1888.] DIRECTORS. E lu o rp A. W illets , W m. K. P au l , W. RESOURCES Statement of condition Deo. 24, 1914 $8,200 L eonard W . E ly . Statement of condition March 19, 1915 Statement of condition Sept. 25, 1915 1 ,4 6 7 3 ,5 0 0 3 415 2 ,9 2 0 $ 1 9 ,0 0 0 4 8 .0 0 0 1 9 .0 0 0 2 8 .0 0 0 5 ,6 3 7 8 1 ,6 2 1 1 1 9 ,3 6 8 182 6 0 ,7 5 7 1 5 ,3 6 6 2 ,9 0 0 60 703 3 ,2 0 0 2 629 4 ,1 1 4 4 $ 4 0 1 ,3 4 5 $ 3 9 7 ,4 6 3 $ 4 0 3 ,7 9 6 $ 4 2 4 ,9 0 9 C a p i t a l ........................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a rk e t v a l u e ) ....................... P re fe r r e d d e p o s it s , v i z .: O th e r d e p o s it s s ecu red b y p le d g e o f assets D u e d e p o s it o r s , n o t p r e fe r r e d .............................................................................. O t h e r lia b ilit ie s ............................................................................................................ A d d f o r c e n t s ................................................................................................................. $ 5 0 ,0 0 0 5 4 ,7 2 5 335 2 9 2 ,9 8 3 3 ,3 0 0 2 $ 5 0 ,0 0 0 5 2 ,7 9 1 341 2 9 1 ,7 3 0 2 ,6 0 0 1 $ 5 0 ,0 0 0 5 4 ,3 9 8 34 1 2 9 6 ,0 5 7 3 ,0 0 0 $ 5 0 ,0 0 0 5 7 ,1 0 9 34 5 3 1 3 ,8 5 3 3 ,6 0 0 2 T o t a l lia b ilit ie s ................................................................................................... $ 4 0 1 ,3 4 5 $ 3 9 7 ,4 6 3 $ 4 0 3 ,7 9 6 $ 4 2 4 ,9 0 9 T o t a l r e s o u rce s 4 8 ,8 0 0 1 9 .0 0 0 2 8 .0 0 0 1 5 ,7 5 8 7 6 ,9 5 0 1 2 5 ,8 7 0 473 5 6 ,9 5 5 1 2 ,7 3 3 3 ,6 3 6 $ 1 9 ,0 0 0 4 8 .0 0 0 1 9 .0 0 0 2 8 .0 0 0 1 2 ,7 2 5 7 3 ,4 4 3 1 2 4 ,7 4 9 735 4 4 ,3 3 9 1 5 ,5 5 7 8 ,5 7 8 Statement of condition June23, 1915 2 $ 1 9 ,0 0 0 6 2 ,0 0 0 1 9 .0 0 0 4 3 .0 0 0 6 ,7 7 3 9 0 ,1 7 3 9 3 ,2 9 0 120 6 9 ,1 0 4 1 1 ,9 9 9 5 ,5 0 3 200 Q uarterly S tatements S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e se cu rities , m a r k e t v a l u e .......................................................................................... R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e sta te co l. L o a n s a n d d is c o u n t s s e cu re d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a f t s ................................................................ t ........................................................................................... D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ................................................... C a s h i t e m s ......................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h ea d s A d d f o r c e n t s ................................................................... J. R ichardson , LIABILITIES 289 290 STATE BA N K OF BOLIVAR — B olivar C . C . G A R T H W A I T , President. W . J . H O G A N , Cashier. [M a in stre e t; o rg a n iz e d 1882.] DIRECTORS. C. C. G a b th w a it , F. B ooth , S. W. J. H ogan , A. L. A sa R oot , Sh an eb , S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v a l u e ............................................................................................. R e a l e s ta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is c o u n t s s e c u r e d b y . b o n d a n d m t g e ., d e e d o r o th e r r e a l esta te c o l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r c h a s e d n o t se c u r e d b y c o lla t e r a l............................... O v e r d r a f t s ............................................................................................................................................. D u e fr o m t r u s t co m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c ie ...................................................................................................................................................... L e g a l te n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h i t e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... R. N. A ndbtts, F. C. R oot , Statement of condition Dec. 24, 1914 Statement of .condition March 19, 1915 $24,000 3,500 386 83,715 88,674 151,675 539 36,506 5,981 18,301 $24,000 3,500 386 82,529 85,917 150,993 95 66,359 5,594 22,422 967 500 2 St b e e te b . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 216 250 2 $24,000 3,500 386 78,193 82,714 149,797 70 58,359 6,129 17,036 2,000 73 500 2 $23,800 3,500 386 91,284 91,450 112,194 180 50,710 6,152 16,384 2,000 49 500 4 $414,746 $442,263 $422,759 $398,593 C a p i t a l .................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... D u e d e p o s ito r s , n o t p r e fe r r e d ..................................................................................................... B ills p a y a b l e ........................................................................................................................................ O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ....................................................................................................................................... $30,000 70,148 298,097 15,000 1,500 1 $30,000 67,978 328,285 15,000 1,000 $30,000 65,624 324,635 $30,000 69,199 298,093 2,500 1,300 T o t a l lia b ilit ie s ......................................................................................................................... $414,746 $442,263 T o t a l r e s o u r c e s ......................................................................................................................... LIABILITIES 1 $422,759 $398,593 R eport on B anks of D eposit a n d D iscount RESOURCES J. W. H amsheb , E. F. STATE BANK OF BROCTON — B rocton J . R . D R O N E Y , President. L . D . S U L L I V A N , Cashier . [M a in s tre e t; o rg a n iz e d 1 8 92.] DIRECTORS. J. R. D roney , E. B u c kn e r , H. A. F rancis , C. F. C randall , G. S. A. F abnham , L. D. Su llivan , F. D. H ardenburg . Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Statement of condition June 23, 1915 L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... $6,000 22,050 11,600 28,613 19,737 30,053 182,721 1,053 62,695 5,913 8,040 2,888 4 $6,000 22,050 11,600 21,413 20,438 41,351 164,198 403 27,228 6,676 5,820 2,496 5 $6,000 22,050 11,600 21,413 20,450 39,953 183,304 782 27,573 6,807 8,680 2,706 4 $6,000 22,050 11,600 21,413 22,632 37,757 198,270 1,009 14,785 8,086 5,500 1,996 4 T o t a l r e s o u r c e s ......................................................................................................................... $381,367 $329,678 $351,322 $351,102 C a p i t a l ............................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) ............................................... P re fe rr e d d e p o s its , v i z .: O th e r d e p o s its secu red b y p le d g e o f a s s e ts ...................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ......................................... ............................ B ills p a y a b l e ....................................................................................................................................... R e d is c o u n t s ......................................................................................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d f o r c e n t s ...................................................................................................................................... $30,000 31,979 2,229 310,121 816 $30,000 32,463 2,231 249,459 128 $30,000 33,682 2,190 239,028 549 40,000 $30,000 33,573 2,218 218,216 1,374 60,000 T o t a l lia b ilit ie s ......................................................................................................................... RESOURCES S to c k s a n d b o n d s , v i z .: P u b lic secu rities , m a r k e t v t d u e ............................................................................................ P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e sta te co l. L o a n s a n d d is c o u n t s se c u r e d b y o t h e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s ecu red b y c o lla te r a l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. 1 0 ,0 0 0 6,220 5,395 5,869 5,719 2 2 4 2 $381,367 $329,678 $351,322 $351,102 291 S tatements LIABILITIES Statement of condition Sept. 25, 1915 De L A N O , W m . H. P atte n , F ra n cis Stafford , President. [218 S o u th P e te r b o r o stre e t; o r g a n iz e d 1887.] K IR K B. D e L A N O , Cashier. DIRECTORS. J ohn W . W ilson , H u bbard , F. F. James B ‘. D e L ano , RESOURCES W illis P. H u y c k , B emiss , M ilton D e L an o , K ir k B. D b L ano. . S. K. Statement of condition March 19, 1915 Statement of condition Dec. 24, 1914 Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 1 ,0 8 0 700 3 $ 2 0 ,0 5 0 6 ,2 9 1 1 4 ,2 8 4 3 9 ,6 3 5 1 3 5 ,5 1 2 90 3 4 ,9 7 8 2 ,9 5 6 9 ,1 8 5 400 5 ,2 7 1 958 4 $ 2 0 ,0 5 0 6 ,2 9 1 1 4 ,2 8 4 3 5 ,0 1 2 1 5 1 ,2 4 3 302 2 8 ,0 0 1 3 ,7 8 3 7 ,9 9 9 1 ,2 0 0 5 ,4 9 3 2 ,2 8 0 5 $ 2 9 1 ,4 2 3 $ 2 9 0 ,2 1 7 $ 2 6 9 ,6 1 4 $ 2 7 5 ,9 4 3 C a p i t a l .................................................................................................................. ................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a l u e ) ............................................... P re fe rr e d d e p o s its , v i z .: D u e N e w Y o r k S ta te s a v in g s a n d lo a n a ssn s., c re d it u n ion s a n d la n d b a n k . O th e r d e p o s it s s e cu re d b y p le d g e o f a ss ets-................................................................... D u e d e p o s it o r s , n o t p r e fe r r e d ..................................................................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... R e d is c o u n t s .......................................................................................................................................... A d d fo r c e n t s ....................................................................................................................................... $ 6 0 ,0 0 0 4 4 ,9 6 9 $ 6 0 ,0 0 0 4 5 ,5 8 5 $ 6 0 ,0 0 0 4 5 ,1 7 3 $ 6 0 ,0 0 0 4 6 ,6 0 2 5 ,5 2 5 6 ,5 6 0 1 6 2 ,2 8 1 1 ,4 2 2 1 0 ,6 6 2 4 4 ,9 1 4 6 ,4 9 1 1 7 0 ,1 3 0 1 ,5 7 0 1 ,5 2 5 2 1 ,9 6 3 6 ,4 9 1 1 5 4 ,4 8 0 1 ,5 0 4 5 ,8 5 0 6 ,1 0 0 1 5 5 ,9 9 6 1 ,3 9 2 3 3 T o t a l lia b ilit ie s ......................................................................................................................... $ 2 9 1 ,4 2 3 $ 2 9 0 ,2 1 7 $ 2 6 9 ,6 1 4 $ 2 7 5 ,9 4 3 T o t a l r e s o u r c e s ......................................................................................................................... $ 3 4 ,9 7 2 3 ,5 5 0 1 4 ,2 8 4 3 1 ,8 1 0 1 7 0 ,5 9 6 231 1 8 ,1 1 5 3 ,3 1 6 9 ,8 0 6 $ 3 0 ,1 0 0 6 ,2 9 1 1 4 .2 8 4 2 8 ,1 2 5 1 5 2 ,2 7 1 109 4 0 ,7 8 8 3 ,1 8 2 1 3 .2 8 4 4 ,i2 9 610 4 LIABILITIES i l R eport on B anks of D eposit an d D iscount S to c k s a n d b o n d s , v i s .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities , m a r k e t v a l u e ........................................................................................... R e a l e s ta te o w n e d ............................................................................................................................. L o a n s a n d d is co u n t s se c u r e d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t s e c u r e d b y c o lla t e r a l............................... O v e r d r a ft s ............................................................................................................................................. D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c ie ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h i t e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d f o r c e n t s ....................................................................................................................................... 292 STATE B A N K OF CANASTOTA, N . Y — C anastota M IL T O N STATE BANK OF CHATHAM , N. Y — C hatham E D W A R D C . W H I T E , President. C. W h ite , E. D. C. T r a c y , E d. H en ry C. P ierson , C hab . A. C ollord , [O rg a n ize d 1875.] DIRECTORS, James T homas , RESOURCES L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ............................................................................................................................................ A s s e ts n o t i n .l u d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ......... •........................................................................................................................... T o t a l r e s o u r c e s ......................................................................................................................... Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 $ 9 ,1 8 1 3 6 0 ,7 4 3 ■ 5,00 0 3 0 ,8 5 0 6 ,9 0 8 8 9 ,4 3 4 1 9 6 ,7 3 5 441 4 1 ,6 1 3 6 ,7 6 5 9 ,2 4 6 $ 1 4 ,2 2 6 3 9 2 ,1 9 8 5 ,0 0 0 3 0 ,6 3 3 9 ,3 1 2 7 9 ,1 2 1 1 9 5 ,7 5 3 10 7 4 ,5 8 6 7 ,8 1 0 2 5 ,9 8 1 5 1 ,7 3 7 5 I saac H. Sonn , H . A. H umphrey . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 169 2 ,2 1 2 4 $ 5 0 ,2 9 9 4 0 2 ,2 0 8 5 ,0 0 0 3 6 ,4 0 0 7 ,8 1 2 9 2 ,1 1 7 1 9 2 ,6 1 6 13 4 5 6 ,7 7 9 8 ,5 9 7 1 2 ,2 5 0 1 0 ,2 5 0 1 ,0 7 1 2 ,1 4 6 3 $ 7 0 ,5 0 7 4 3 2 ,8 6 3 5 ,0 0 0 3 6 ,5 5 0 7 ,3 3 2 7 9 ,9 0 5 1 9 4 ,4 2 2 25 9 1 1 6 ,8 3 7 9 ,4 1 8 2 1 ,9 6 9 520 781 2 ,6 0 2 3 $ 7 5 8 ,6 6 3 $ 8 3 7 ,0 1 5 $ 8 7 7 ,6 8 2 $ 9 7 8 ,9 6 8 $ 5 0 ,0 0 0 7 6 ,0 8 0 $ 5 0 ,0 0 0 7 9 ,7 8 5 . $ 5 0 ,0 0 0 7 9 ,5 1 6 $ 5 0 ,0 0 0 8 2 ,8 4 0 3 2 ,0 0 0 1 ,6 8 6 5 1 ,0 0 0 1 ,3 6 4 Q uarterly S tatements S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e se cu rities , m a r k e t v a l u e .......................................................................................... R e a l esta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is c o u n t s se c u r e d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e sta te co l. L o a n s a n d d is co u n t s s e cu re d b y o th e r c o lla te r a l.............................................................. L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l........................... O v e r d r a f t s ............................................................................................................................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. W illard R. Star ks , E dward C. J ohnson , H. A. HUMPHREY, Cashier. LIABILITIES 2 5 ,0 0 0 2 5 ,0 0 0 1 ,7 3 2 5 9 6 ,0 0 0 2 ,0 6 8 7 ,7 8 1 2 1 ,7 0 1 6 7 4 ,0 2 2 1 ,0 8 9 5 ,4 1 5 3 7 0 4 ,5 3 3 211 9 ,7 3 4 2 7 7 9 ,0 9 5 7 ,7 8 4 6 ,8 8 2 3 T o t a l lia b ilit ie s .......................................... ..................................... ....................................... $ 7 5 8 ,6 6 3 $ 8 3 7 ,0 1 5 $ 8 7 7 ,6 8 2 $ 9 7 8 ,9 6 8 293 C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) ............................................... P re fe rr e d d e p o s its , v i z .: D e p o s it j b y t h e S ta te o f N e w Y o r k .................................................................................. O th e r d e p o s it s se c u r e d b y p le d g e o f a s s e ts ..................................................................... D e p o s it s o th e r w is e p r e f e r r e d ................................................................................................. D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................. ................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... D ean G . C b ippe n , J ohn F. D a il e y , G eo . E. L o c k e , H en ry E. H il e r , M orton M in ot , H E N R Y E . H I L E R , Cashier. [25 M a in stre e t; o rg a n iz e d 1909.] DIRECTORS. L eonard D. T rimmer , J ohn D. B urns, resources Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 $23,300 92,495 $23,300 87,400 3.111 172,989 7.112 79,468 249,623 R ichard C. Shannon , 2 nd L ouis B . Sh a y . Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 72,682 3,104 10,000 700 16,284 3 $23,200 82,000 3,177 169,428 7,062 58,481 292,245 252 36,249 3,646 12,000 2,131 17,208 4 $23,230 72,215 3,170 165,599 7,062 46,556 320,672 273 52,787 6,601 16,000 1,135 17,144 5 Legal tender notes and notes of national banks............................................... Cash items......................................................................................................... Assets not included in any of the above heads................................................. Add for cents............................................................. •...................................... i.70,439 7,137 87,438 217,628 4,074 42,972 5,180 15,000 528 15,110 1 Total resources........................................................................................... $681,302 $725,776 $707,083 $732,449 $50,000 20,615 $50,000 19,500 $50,000 22,000 $50,000 22,148 10,000 11,077 586,609 10,000 11,243 587,033 40,000 8,000 10,000 10,859 570,223 40,000 4,000 1 10,000 11,022 581,778 50,000 7,500 1 $725,776 $707,083 $732,449 LIABILITIES Surplus, including all undivided profits (market value)................................... Preferred deposits, viz.: Deposits by the State of New York.............................................................. Other deposits secured by pledge of assets................................................... Due depositors not preferred............................................................................ Bills payable...................................................................................................... Other liabilities.................................................................................................. Add for cents..................................................................................................... Total liabilities........................................................................................... 3,000 1 $681,302 R eport on B anks of D eposit and D iscount Stocks and bonds viz.: Public securities, market value...... ............................................................... Private securities, market value.................................................................... Real estate owned............................................................................................. Mortgages owned............................................................ ................................. Loans and discounts secured by bond and mtge., deed or other real estate col. Loans and discounts secured by other collateral.............................................. Loans, discounts and bills purchased not secured by collateral....................... Overdrafts......................................................................................................... Due rom trust companies, banks and bankers................................................ M an ley A. Shafe r , J ames E. C onley , A lbe rt C. S chepler , 294 TH E STA TE B A N K OF COMMERCE OF BROCKPORT, N. Y .— B rockport D E A N G . C R I P P E N , President. STATE BAN K OF FILLMORE — F illmore W M . P . B R O O K S , President. W u . F. B rooks , N. N. C o lburn , C. J. HOWDEN, Cashier. [O rg a n ize d 1889.] C h as . E. I ngham , W . F. P asco , DIRECTORS. W m. F oots , RESOURCES J. M. D avidson , C. J. H ow dbn . A lbert B. Smith , W. J. R ichardson , Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 $ 3 ,0 0 0 4 7 ,0 0 0 3 ,5 0 0 9 ,4 5 0 5 4 ,6 8 9 2 3 ,1 5 2 2 7 1 ,6 3 0 187 4 4 ,0 9 1 4 ,4 0 9 8 ,8 7 6 1 ,4 9 3 4 ,1 0 0 2 4 0 ,8 7 0 3 ,1 1 2 1 0 ,1 7 3 1 ,5 8 7 4 ,0 0 0 3 T o t a l r e s o u r c e s ......................................................................................................................... $ 4 7 5 ,5 7 9 Statement of condition Sept. 25, 1915 $2,000 $2,000 3 9 ,0 0 0 3 ,5 0 0 9 ,4 5 0 5 7 ,3 3 3 3 2 ,9 1 8 2 7 4 ,0 1 1 * 3 9 ,0 0 0 3 ,5 0 0 7 ,4 5 0 5 4 ,8 6 8 2 8 ,2 2 1 2 8 3 ,3 7 5 97 4 9 ,0 8 7 3 ,0 1 7 9 ,3 8 9 3 ,0 1 1 4 ,0 0 0 2 3 4 ,0 0 0 3 ,5 0 0 7 ,4 5 0 5 1 ,5 1 0 3 3 ,0 8 0 2 8 6 ,5 9 0 41 2 3 3 ,1 5 2 3 ,0 4 5 1 1 ,1 3 2 1 ,8 0 2 4 ,0 0 0 4 $ 4 7 8 ,0 4 3 $ 4 8 7 ,0 1 7 $ 4 7 1 ,6 7 7 $ 2 5 ,0 0 0 5 3 ,1 5 9 $ 2 5 ,0 0 0 5 5 ,4 7 1 $ 2 5 ,0 0 0 5 5 ,6 9 0 $ 2 5 ,0 0 0 5 4 ,5 4 2 1 0 ,0 0 0 91 4 3 7 1 ,9 6 8 536 1 0 ,0 0 0 4 ,0 0 0 2 1 0 ,0 0 0 92 7 3 6 7 ,5 9 0 5 ,0 5 3 1 0 ,0 0 0 4 ,0 0 0 2 1 0 ,0 0 0 90 2 3 6 6 ,4 2 4 10,000 2 5 ,0 0 0 4 ,0 0 0 1 91 3 3 5 2 ,0 7 5 144 2 5 ,0 0 0 4 ,0 0 0 3 $ 4 7 5 ,5 7 9 $ 4 7 8 ,0 4 3 $ 4 8 7 ,0 1 7 $ 4 7 1 ,6 7 7 86 $2,000 LIABILITIES C a p i t a l ................................................................................................... S u rp lu s, in c lu d in g all u n d iv id e d p ro fits (m a rk e t v a lu e ) P re fe rr e d d e p o s its , v i z .: D e p o s it s b y t h e S ta te o f N e w Y o r k .................................. O th e r d e p o s it s s e c u r e d b y p le d g e o f a s s e t s ..'................ D u e d e p o s ito r s , n o t p r e fe r r e d .................................................... D u e t o t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................... B ills p a y a b l e ....................................................................................... O th e r lia b ilit ie s .................................................................................. A d d fo r c e n t s ...................................................................................... T o t a l lia b ilitie s Quarterly Statements S to c k s a n d b o n d s , v i z .: P u b lic se cu rities , m a r k e t v a l u e ............................................................................................ P r iv a t e secu rities , m a r k e t v a l u e .......................................................................................... R e a l e s ta te o w n e d ............................................................................................................................ M o r t g a g e s o w n e d ............................................................................................................................. L o a n s a n d d is co u n ts s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e sta te co l. L o a n s a n d d is co u n ts s e cu re d b y o t h e r c o lla te r a l................................... .......................... L o a n s , d is c o u n t s a n d b ills p u r ch a s e d n o t secu red b y c o lla te r a l................................ O v e r d r a ft s ............................................................................................................................................ D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c ie ...................................................................................................................................................... L e g a l t e n d e r n o t e s a n d n o te s o f n a tio n a l b a n k s ............................................................... C a s h i t e m s ............................................................................................................................................ A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ...................................................................................................................................... Statement of condition June23, 1915 fcO co Cl 296 STATE BA N K OF H ILTON — H A L L A N B . F R A Z E R , President. il t o n M A C D O N A L D G . N E W C O M B , Cashier. [O rgan ized 1914.] DIRECTORS. A l l a n B. F r a z e r , F. W. Z o l l e r , E. E. F r a z e r , J o sep h I n g h a m , Joseph K l a feh n , Statement of condition Dec. 24, 1914 Jacob C osm an, A. M. O t t m a n . Statement of condition March 19, 1915 Statement of condition June 23, 1915 $ 1 ,0 0 0 4 9 ,5 7 7 $ 1 ,0 0 0 5 6 ,1 7 7 1 7 ,1 3 9 S to c k s a n d b o n d s , v i z .: P u b lic secu rities, m a r k e t v a l u e ............................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is co u n ts s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r real estate c o l. L o a n s a n d d is co u n ts s e cu re d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is co u n t s a n d b ills p u r ch a s e d n o t se c u r e d b y c o lla t e r a l............................... O v e r d r a ft s ............................................................................................................................................. D u e fr o m tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................ S p e c i e ........................ ............................................................................................................................. L e g a l te n d e r n o te s a n d n o te s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... $ 1 ,0 0 0 4 4 ,5 5 0 1 0 ,9 8 5 1 6 ,6 6 3 9 3 ,5 3 9 23 7 3 7 ,2 4 3 2 ,9 0 4 6 ,6 0 0 2 6 ,8 1 2 1 1 2 ,1 5 9 3 2 0 ,6 0 1 527 5 ,8 7 3 1 ,3 6 8 2 T o t a l r e s o u r c e s ......................................................................................................................... Statement of condition Sept. 25, 1915 1 ,2 0 7 3 1 4 7 ,2 6 1 76 1 4 ,0 4 2 836 6 ,2 5 0 300 2 ,4 5 3 3 $ 2 ,0 0 0 5 8 ,0 2 7 1 ,3 1 5 3 6 ,2 3 4 1 5 8 ,5 5 4 42 6 1 2 ,8 6 6 752 6 ,5 0 0 86 0 2 ,0 2 4 4 $ 2 1 5 ,0 9 1 $ 2 1 7 ,7 6 2 $ 2 4 5 ,5 3 7 $ 2 7 9 ,5 6 2 $ 2 5 ,0 0 0 1 1 ,4 3 3 1 7 7 ,8 0 7 $ 2 5 ,0 0 0 1 1 ,8 9 9 1 7 9 ,1 4 3 850 1 1 ,7 2 0 $ 2 5 ,0 0 0 1 5 ,0 1 5 1 8 3 ,5 6 7 2 0 ,0 0 0 1 ,9 5 3 2 $ 2 5 ,0 0 0 1 5 ,2 8 8 1 9 7 ,7 8 0 4 0 ,0 0 0 1 ,4 9 4 $ 2 1 5 ,0 9 1 $ 2 1 7 ,7 6 2 $ 2 4 5 ,5 3 7 $ 2 7 9 ,5 6 2 L IA B IL IT IE S C a p i t a l .................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a r k e t v a lu e ) D u e d e p o s ito r s , n o t p r e fe r r e d ..................................................... B ills p a y a b l e ............................................................................... O th e r lia b ilit ie s .................................................................. ............. A d d fo r c e n t s ..................................................................................... T o t a l lia b ilit ie s ....................................................................... R eport ok B anks of D eposit and D iscount RESOURCES O. A. G r e e n , A. C, S im m o n s , CLARENCE C. MILLER, President. R . E . W in f ie l d , G. B. B u r d , STATE BANK OF KEN M ORE L. P. A. E b e b h a b d t , — K en m o r b RAY D. FRENCH, Cashier. [2854 D e la w a re s t r e e t ; o rg a n iz e d 1914.] E. B . DIRECTORS. M ang, F reelon H unter, RESOURCES C. C. M i l l e r , C. A. S C H E E L E R , Statement of condition Dec. 24, 1914 C. J. J. S e a m a n , R obt. T o m s. Statement of condition March 19, 1915 A. Statement of condition June 23, 1915 Statement of condition Sept. 25, 1915 1 ,7 9 5 2 $ 1 2 5 ,4 9 7 $ 1 4 6 ,5 2 4 $ 1 5 4 ,4 8 3 $ 1 9 7 ,4 8 0 C a p i t a l ................................................................................................................................................... S u rp lu s, in c lu d in g a ll u n d iv id e d p ro fits (m a rk e t v a l u e ) ............................................... P re fe rr e d d e p o s its , v i z .: D e p o s it s b y th e S ta te o f N e w Y o r k ................................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................................................................... D u e t o tru s t co m p a n ie s , b a n k s a n d b a n k e r s ...................................................................... O th e r lia b ilit ie s .................................................................................................................................. A d d fo r c e n t s ...................................................................................................................................... $ 2 5 ,0 0 0 4 ,9 7 6 6 5 ,6 4 3 2 8 ,9 5 4 923 1 $ 2 5 ,0 0 0 5 ,1 0 6 5 ,0 0 0 9 0 ,2 9 7 1 9 ,7 8 9 1 ,3 3 1 1 $ 2 5 ,0 0 0 6 ,1 8 2 5 ,0 0 0 1 0 1 ,3 1 7 1 5 ,4 5 3 1 ,5 2 9 2 $ 2 5 ,0 0 0 7 ,3 9 2 5 ,0 0 0 1 4 7 ,7 6 8 1 0 ,5 5 8 1 ,7 6 0 2 T o t a l lia b ilit ie s ......................................................................................................................... $ 1 2 5 ,4 9 7 $ 1 4 6 ,5 2 4 $ 1 5 4 ,4 8 3 $ 1 9 7 ,4 8 0 T o t a l r e s o u r c e s ......................................................................................................................... 3 4 ,2 9 4 5 5 ,4 8 7 4 7 ,0 7 9 486 6 ,8 0 0 6 1 ,1 0 3 2 tatem en ts 1 ,2 1 0 3 1 3 ,1 0 0 3 9 ,4 1 0 6 8 ,0 1 3 347 2 ,4 4 8 S 1 ,2 8 7 1 $ 1 ,0 9 0 u a r te r ly $ 1 0 ,7 1 9 6 ,2 0 0 2 2 ,5 0 0 1 1 7 ,8 8 8 3 2 ,1 7 9 64 7 5 ,4 3 5 115 S I ,0 6 8 Q $ 1 ,0 8 7 3 ,2 0 0 2 3 ,9 7 5 9 6 ,0 3 2 2 2 ,9 5 6 720 5 ,0 0 0 300 S to c k s a n d b o n d s , v i z .: P u b lic secu rities, m a rk e t v a lu e ............................................. L o a n s a n d d is co u n ts se cu re d b y b o n d a n d m tg e ., d e e d o r o th e r re a l e sta te c o l. L o a n s a n d d is co u n ts se c u r e d b y o th e r c o lla te r a l.............................................................. L o a n s , d is co u n t s a n d b ills p u r ch a s e d n o t s ecu red b y c o lla te r a l................................ D u e fr o m t r u s t c o m p a n ie s , b a n k s a n d b a n k e r s ................................................................. S p e c i e ..................................................................................................................................................... L e g a l t e n d e r n o te s a n d n o t e s o f n a tio n a l b a n k s ............................................................... F e d e r a l r e s e r v e n o t e s ...................................................................................................................... C a s h it e m s ........................................................................................................................................... A s s e ts n o t in c lu d e d in a n y o f t h e a b o v e ^ h e a d s................................................................. A d d fo r c e n t s ..................................................... ................................................................................ LIABILITIES fcO CO W. F. F is c h e r , a y v il l e E . D . R E A G A N , Cashier. [E rie s tre e t; o r g a n iz e d 18 94.] D. E. E. D . DIRECTORS. M o r r is , R eagan, J. H. P r e n d e r g a s t , resources A. E. Statement of condition Dec. 24, 1914 Statement of condition March 19, 1915 Sk in n e r . Statement of condition June23, 1915 Statement of condition Sept. 25, 1915 L e g a l te n d e r n o t e s a n d n o t e s o f n a tio n a l b a n k s ............................................................... C a s h i t e m s ..................................................................■........................................................................ A sse ts n o t in c lu d e d in a n y o f t h e a b o v e h e a d s ................................................................. A d d fo r c e n t s ....................................................................................................................................... $ 3 7 ,4 8 0 7 ,1 1 2 5 .5 0 0 1 1 ,5 9 2 2 9 ,4 5 0 4 7 ,1 9 3 1 3 5 ,1 8 0 94 4 1 ,8 9 6 4 ,5 9 7 8 ,5 4 1 42 4 2 .5 0 0 4 $ 3 5 ,8 2 6 6 ,1 3 7 5 ,5 0 0 1 7 ,3 7 7 3 2 ,4 6 5 5 3 ,8 6 2 1 2 4 ,8 4 2 158 2 0 ,7 2 5 3 ,9 0 5 7 ,2 5 7 36 2 ,6 2 2 6 $ 3 5 ,8 2 6 8 ,7 7 7 5 ,5 0 0 1 7 ,9 5 2 1 7 ,4 4 5 7 4 ,7 6 1 1 3 6 ,4 4 1 265 1 6 ,2 5 8 5 ,0 0 5 8 ,8 1 3 423 2 ,5 7 7 4 $ 3 5 ,8 2 6 7 ,3 5 0 5 ,5 0 0 1 4 ,6 6 5 3 8 ,1 6 9 5 8 ,1 8 6 1 4 6 ,4 0 8 121 2 4 ,9 2 7 5 ,0 4 4 6 ,7 9 0 42 8 2 ,6 2 0 5 T o t a l r e s o u r c e s ......................................................................................................................... $ 3 3 1 ,5 6 3 $ 3 1 0 ,7 1 8 $ 3 3 0 ,0 4 7 $ 3 4 6 ,0 3 9 $ 2 5 ,0 0 0 2 0 ,8 3 5 $ 2 5 ,0 0 0 2 6 ,0 2 8 $ 2 5 ,0 0 0 2 5 ,6 4 3 $ 2 5 ,0 0 0 2 7 ,4 5 8 10,000 10,000 2 7 ,5 8 7 2 4 2 ,6 4 1 1 7 ,1 4 3 2 2 7 ,0 4 6 1 0 ,0 0 0 1 4 ,7 4 8 2 6 3 ,3 3 3 5 ,5 0 0 5 ,5 0 0 1 0 ,0 0 0 2 0 ,5 8 6 2 4 3 ,2 8 7 29 5 ,5 0 0 2 $ 3 3 0 ,0 4 7 $ 3 4 6 ,0 3 9 LIABILITIES C a p i t a l .................................................................................................. S u rp lu s, in c lu d in g a ll u n d iv id e d p r o fits (m a r k e t v a lu e ) P re fe rr e d d e p o s its , v i z .: D e p o s it s b y t h e S ta te o f N e w Y o r k .................................. O th e r d e p o s it s s e cu re d b y p le d g e o f a s s e ts ..................... D u e d e p o s ito r s , n o t p r e fe r r e d .................................................... D u e t o tru s t c o m p a n ie s , b a n k s a n d b a n k e r s ...................... O th e r lia b ilit ie s ................................................................................ A d d fo r c e n t s ..................................................................................... T o t a l lia b ilitie s 1 $ 3 3 1 ,5 6 3 $ 3 1 0 ,7 1 8 5 ,5 0 0 R eport on B anks of D eposit and D iscount S to c k s a n d b o n d s , v i z .: P u b lic secu rities, m a r k e t v a l u e ............................................................................................. P r iv a t e secu rities, m a r k e t v a l u e ........................................................................................... R e a l esta te o w n e d ............................................................................................................................. M o r t g a g e s o w n e d .............................................................................................................................. L o a n s a n d d is co u n t s s e cu re d b y b o n d a n d m tg e ., d e e d o r o th e r rea l e state co l. L o a n s a n d d is co u n ts s e cu re d b y o t h e r c o lla t e r a l.............................................................. L o a n s , d is co u n ts a n d b ills p u r ch a s e d n o t se cu re d b y c o lla t e r a l................................ O v e r d r a f t s ...............................................
@FedFRASER