The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
332./ A t ! isn-is n -------- ANNUAL REPORT OF THE SUPERINTENDENT OF BANKS OF THE STATE OF ALABAMA - h /VAA a .» . FOR THE FISCAL YEAR ENDING SEPTEMBER 30, 1918 TO THE GOVERNOR BROWN PRINTING CO. MONTGOMERY* G IV E N ^ O T H E L^C State Histori^jt Society of Missouri t o -Vx zXo S. ANNUAL REPORT OF THE S u p e r in t e n d e n t o f B a n k s OF THE STATE OF ALABAM A FOR THE FISCAL YEAR ENDING SEPTEMBER 30, 1918 TO THE GOVERNOR Montgomery, Ala. The Brown Printing Company, State Printers and Binders, 1918. Hon. Charles Henderson, Governor. D ear Sir : I submit herewith my annual report covering the year ending September 30th, 1918, but including published reports from the banks on the call for statements as of Nov. 4th, 1918. A ll receipts and disbursements are shown herein, as required by the Act creating this Department. Since the date of last report from this Department, one bank has been taken possession of for liquidation, to-w it: Goodwater: Farmers & Merchants Bank. W e have permitted the following banks to voluntarily liquidate since the last report, requiring bonds to be given to properly protect creditors, to-wit: Bridgeport : J. C. Jacobs Banking Co. Larkinsville: Larkinsville Banking Co. Clanton: First State Bank. Vincent: Coosa Valley Bank. Under Section 10 of the Act creating this Department, the following banks, liquidated, have unclaimed and unpaid de posits or dividends to the credit of this Department, drawing 4% interest, to-wit: Peoples Savings & Investment Co., Jan. 28, 1914, $370.19, earned interest, $70.72. Safety Bank Sc Realty Co., Jan. 13, 1916, $389.84, earned interest, $45.14. Bank, of Geneva, May 14, 1918, $160.61, earned interest, $2.67. I respectfully call your attention to the following matters which I think should receive consideration by the next Leg islature : 1. The Act creating this Department does not provide for a bank to voluntarily liquidate. In my opinion, the Act should provide ways and means for a bank to voluntarily liquidate, without being taken over by this Department, and incurring the expenses incident thereto. 4 ANNUAL REPORT FOR 1918 2. Section 10 of the Act provides that funds remaining in the hands of the Superintendent of Banks, uncalled for, be placed in some State bank, at interest, to the credit of the Superintendent of Banks, in his official capacity, in trust for the several depositors in, and creditors of, the liquidated bank from which they were received. The Act does not limit the time such deposits are to be held, and as you will note above in the case of the Peoples Savings & Investment Co., the deposit has been held for nearly five years. In all probabil ity, this fund will never be called for, and in time such depos its will become a burden to this Department to keep track of, as well as to the banks that hold the deposits. It is my opin ion that after the funds are held for from three to five years, the same should be certified into the State treasury, and machinery should be provided through which the depositormay get his money, if he should ever demand it. 3. Article 10 of Chapter 69 of the Code provides that all corporations organized and operating as trust companies, should be amenable to the banking laws, and provides that they shall be examined by the bank examiners. The Attorney General holds that since the Act creating this Department was passed subsequent to the Code, that this Department has no supervision of trust companies, unless they are doing a banking business. For this reason, there is no supervision now of trust companies in Alabama. In my opinion, the Leg islature should have their attention called to this defect. Now that trust companies in most of the States are under the supervision of the Banking Departments, in my opinion, it would be wise to better regulate such concerns and have them examined by this Department, 4. Since national banks are specifically authorized to ac cept customers’ drafts, in my opinion, a law authorizing and regulating such acceptances by State banks should be passed by the incoming Legislature. Respectfully submitted, D. F. G R EEN , N.v/v '“ fen riant of Banks. RECEIPTS ASSESSMENT OF STATE BANKS AND TRUST COMPANIES UNDER ACT APPROVED FEBRU ARY 15, 1915, FOR THE FISCAL YEA R ENDING SEPTEMBER 30, 1918 Albertville— Bank o f Albertville (branch at A ra b )........................$ 82.00 Albertville— J. F. Hooper, Banker...................................................... 92.00 Alexander City— Alex. City Bank........................................................ 108.00 125.00 Alexander City— Nolen Bank .............................................................. Aliceville— Aliceville Bank & Trust Co............................................... 42*00 Aliceville— Merchants & Farmers Bank............................................ 42.00 . Altoona— First State Bank .................................................................... 25.00 Andalusia— Bank o f Andalusia............................................................ 92.00 Anniston— City Bank & Trust Co......................................................... 125.00 Ariton— Ariton Banking Co..................................................................... 57.00 Ashland— Farmers State Bank............................................................ 25.00 25.00 Ashville— Ashville Savings Bank........................................... ............ Athens— Citizens Bank & Trust Co. (branch at Elkmont)............ 82.00 Athens— Farmers & Merchants Bank................................................ 75.00 Atmore— Bank of Atmore.......................................................................... 42.00 Attalla— The Attalla Bank.................................................................... 75.00 Attalla— Merchants & Farmers Bank.........................................*....... 42.00 Auburn— Bank of Auburn.................................................................... 42.00 Bay Minette— Baldwin County Bank.................................................. Beatrice— Peoples Exchange Bank.......................................................... Belle Mina— Belle Mina Bank.............................................................. Berry— Bank of Berry............................................................................ Bessemer— United States Savings Bank............................................ Birmingham— American Trust & Savings Bank.............................. Birmingham— Birmingham Trust & Savings Co............................. Birmingham— Steiner Bros................................................................... Boaz— Boaz Bank .................................................................................. Boaz—Farmers & Merchants Bank........................................................ Brent— Brent Banking Co..................................................................... Brewton— Bank of Brewton...................................................................... Brewton— Citizens Bank .................................................. Brewton— Farmers & Merchants Bank.................................................. Brundidge— Brundidge Banking Co..................................................... Butler— Choctaw Bank .............................................................................. 57.00 25.00 25.00 25.00 57.00 335.00 335.00 250.00 57.00 25.00 42.00 92.00 57.00 42.00 142.00 25.00 6 ANNUAL REPORT FOR 1918 Calera— Central State Bank.................................................................. Camden— Bank of Camden.................................................................... Camp Hill— Bank of Camp Hill............................................................ Carbon Hill— Citizens Bank.................................................................. Carrollton— Bank of Carrollton............................................................ Cedar Bluff— Cedar Bluff Bank............................................................ Centre— Cherokee County Bank.......................................................... Centre— Farmers & Merchants Bank.................................................. Centreville— Bibb County Banking & Trust Co...................... :....... Centreville— Peoples Bank .................................................................. Chatom— Chatom State B ank.............................................................. Citronelle— Citronelle State Bank........................................................ Clanton— First State Bank............................................. ...................... Clanton— Peoples Savings Bank................................... ...................... Clayton— Advance Banking Co............................................................. Clayton— Clayton Banking Co............................................................. Clio— Clio Banking Co..................................................... Coffee Springs— Bank of Coffee Springs............................................ Collinsville— Farmers & Merchants Bank.......................................... Columbia— Bank of Columbia............................................................. Columbiana— Columbiana Savings Bank............................................ Cordova— Cordova Bank ................................................. Cragford— Cragford Bank .................................................................. Crossville—-First Bank o f Crossville.................................................. Cuba— Bank of Cuba.............................................................................. Cullman-—Parker Bank & Trust Co..................................................... 42.00 42.00 75.00 25.00 42.00 42.00 42.00 25.00 42.00 42.00 25.00 25.00 42.00 42.00 57.00 75.00 42.00 42.00 42.00 42.00 42.00 25.00 25.00 25.00 25.00 57.00 Dadeville— Sturdivant Bank ................................................................ Dadeville— Tallapoosa County B ank.................................................. Daleville— Bank of Daleville................................................................ Decatur— Tennessee Valley Bank (with branches at Cherokee, Courtland, Double Springs, Falkville, Florence, Gurley, Haleyville, Hillsboro, Leighton, Paint Rock, Russellville, Scottsboro, Stevenson, Town Creek, Tuscumbia)....................... Demopolis— Robertson Banking Co................................................... Dora— Dora Banking & Trust Co......................................................... Dothan— Dothan Bank & Trust Co..................................................... 57.00 57.00 42.00 517.00 160.00 25.00 75.00 Eclectic— Bank of Eclectic............................................. Elba— Elba Bank & Trust Co............................................................... Ensley— Bank o f Alabama.................................................................... Ensley— Bank of Ensley (branch at W ylam )............ ....................... 25.00 75.00 57.00 185.00 STATE SUPERINTENDENT OF BANKS 7 Enterprise— Enterprise Banking Co................................................... Epes— Sumter Bank & Trust Co......................................................... Eufaula— Bank of Eufaula.................................................................... Eutaw— Merchants & Farmers Bank.................................................. Evergreen— Peoples Bank (branch at Castleberry)....................... 92.00 25.00 92.00 92.00 185.00 Fairfield— First Bank of Fairfield........................................................ Fairhope— Bank o f Fairhope................................................................ Faunsdale— Watkins Banking Co......................................................... Fayette— Alabama State Bank & Trust Co....................................... Five Points— Bank o f Five Points........................................................ Flomaton— Bank o f Flomaton.............................................................. Florala— Bank of Florala...................................................................... Florence— Alabama Trust & Savings Bank...................................... Foley— State Bank of Foley.................................................................. Fort Deposit— Fort Deposit Bank........................................................ Fort Payne— Citizens Bank & Security Co....................................... Fort Payne— DeKalb County Bank...................................................... 42.00 25.00 75.00 25.00 25.00 25.00 57.00 57.00 25.00 42.00 42.00 42.00 Gadsden— Etowah Trust & Savings Bank.......................................... Gadsden— Gadsden Loan & Trust Co................................................... Gantt— Bank of Gantt............................................................................ Gaylesville— Bank of Gaylesville.................................................... Geneva— Citizens Bank ........................................................................ Georgiana— Butler County Bank (branch at M cKenzie)............... Girard— Phenix-Girard Bank .............................................................. Goodwater— Farmers & Merchants Bank.......................................... Goodwater— Peoples Trust & Savings Bank...................................... Gordo— Merchants & Farmers Bank.................................................. Gordon— Bank of Gordon...................................................................... Grand Bay— Grand Bay State Bank.................................................... Greensboro—Peoples Bank .................................................................. Greenville-—Bank o f Greenville............................................................ Grove Hill— Bank of Grove Hill.......................................................... Guin— Marion County Banking Co. (branch at Hamilton)........... Guntersville— Citizens Bank ................................................................ 160.00 42.00 25.00 42.00 75.00 67.00 42.00 42.00 42.00 42.00 25.00 25.00 42.00 108.00 25.00 82.00 42.00 Hackleburg— Bank o f Hackleburg...................................................... Haleyville— Traders & Farmers Bank................................................ Hanceville— Merchants Bank .............................................................. Hartford— Bank o f Hartford................................................................ Hartselle— Bank of Hartselle................................................................ 25.00 42.00 ' 25.00 57.00 42.00 8 ANNUAL REPORT FOR 1918 Headland— Farmers & Merchants Bank.................... ....................... Heflin— Bank of Heflin.......................................................................... Huntsville— Farmers State Bank................................ ....................... Huntsville— Huntsville Bank & Trust Co........................................... Huntsville— W. R. Rison Banking Co................................................. Hurtsboro— Bank of Hurtsboro............................................................ Hurtsboro— Farmers & Merchants Bank............................................ 42.00 57.00 57.00 142.00 180.00 42.00 42.00 Jackson— Jackson Bank & Trust Co................................................... James— James & Midway Banking Co............................................... Jasper— Central Bank & Trust Co...................................................... Jasper— Jasper Trust Co....................................................................... 42.00 42.00 42.00 75.00 Kennedy— Bank o f Kennedy..................................... Kinston— Farmers & Merchants Bank................................................ 25.00 25.00 LaFayette— Bank o f LaFayette............................................................ LaFayette— Chambers County B ank.................................................. Larkinsville— Larkinsville Banking Co............................................... Leeds— Leeds State Bank...................................................................... Lincoln— Lincoln Bank & Trust Co..................................................... Lexington— Bank of Lexington............................................................ Linden— Marengo County Bank.......................................................... Lineville— Farmers & Merchants Bank.............................................. Livingston—Bank of Sumter................................................................ Livingston— McMillan & Co., Bankers................................................ Louisville— Bank of Louisville.............................................................. Louisville— Barbour County Bank...................................................... Luverne— Bank of Luverne.................................„.................................. Luverne— Farmers Bank ...................................................................... 92.00 92.00 25.00 25.00 42.00 25.00 42.00 42.00 57.00 57.00 42.00 25.00 57.00 42.00 Madison— Bank of Madison............................... .......... ................ :...... Madrid— Bank of Madrid...................................................................... Marbury— Farmers Savings B ank...................................................... Marion— Marion Central Bank..................... Marion— Peoples B a n k ................................................. Marion Junction— Marion Junction State Bank................................ McCollough— Farmers Exchange Bank..................... Millport— Millport State Bank.............................................................. Mobile— Merchants B a n k ...................................................................... Mobile— Peoples Bank ...................................................................... Mobile— Union Savings B ank.............................................................. 25.00 25.00 25.00 125.00 92.00 42.00 25.00 42.00 250.00 335.00 57.00 STATE SUPERINTENDENT OF BANKS 9 Monroeville— Monroe County Bank.................................................... Montevallo— Merchants & Planters Bank.......................................... Montgomery— Alabama Bank & Trust Co................... _................... Montgomery— Sullivan Bank & Trust Co........................................... Montgomery— Union Bank & Trust Co............................................. Moulton— Bank of Moulton............................................... .................. Moulton— Citizens Bank ...................................................................... Moundville— Bank of Moundville........................................................ 75.00 42.00 250.00 250.00 125.00 42.00 25.00 25.00 Newbern— Bank of Newbern................................................................ New Brockton— Bank of New Brockton.............................................. New Hope— Bank of New Hope (N ew ).............................................. New Market— New Market Banking Co............................................. Newville— Farmers State Bank.................:........................................ North Birmingham— North Birmingham Trust & Savings Bank... Northport— The Northport B ank........................................................ Notasulga— First Bank of Notasulga.................................................. Notasulga— Merchants & Farmers Bank.......................................... 42.00 42.00 42.00 25.00 42.00 57.00 25.00 25.00 42.00 Oakman— Bank o f Oakman.................................................................. Odenville— Bank of Odenville.............................................................. Oneonta— Blount County Bank............................................................ Oneonta— Farmers Savings Bank........................................................ Oneonta— Oneonta Trust & Banking Co..................... :....................... Opelika— Bank o f Opelika.................................................................... Opp— American Bank & Trust Co....................................................... Orrville— Orrville Bank & Trust Co................................................... Oxford— Peoples Bank .......................................................................... Ozark— Ozark City Bank...................................................................... Ozark— Planters & Merchants Bank.................................................. , 25.00 25.00 42.00 42.00 42.00 92.00 57.00 42.00 42.00 108.00 125.00 Pell City— Pell City Bank & Trust Co................................................. Peterman— Bank of Peterman.............................................................. Piedmont— Farmers & Merchants Bank............................................ Pell City— Union State Bank................................................................ Pinckard— Peoples Bank ....................... Pine Apple-—Bank o f Pine Apple........................................................ Pine Hill— Clay Sheffield, Banker........................................................ Pittsview— Bank of Pittsview.............................................................. Pollard—Bank of Pollard........................................... Prattville— Autauga Banking & Trust Co................... ..................... 25.00 25.00 25.00 42.00 42.00 42.00 25.00 42.00 42.00 125.00 Ragland— Bank o f Ragland. 25.00 10 ANNUAL REPORT FOR 1918 Red Bay— Bank of Red Bay.................................................................. Red Level— First Bank of Red Level........... !............. ....................... Red Level— Peoples Bank .................................................................... Reform— State Bank of R eform .......................................................... Repton— The Merchants & Farmers Bank................ ....................... Repton— Repton State B ank......................................... ...................... Roanoke— Merchants & Farmers Bank.............................................. Roanoke— Roanoke Banking Co................................... ....................... Robertsdale— Robertsdale State Bank......................... Rockford— Bank of Rockford................................................................ Rockford— Coosa County Bank..................................... Rogersville— Bank o f Rogersville........................................................ Roy— Peoples Bank ................................................................................ Russellville— Citizens Bank & Savings Co......................................... 25.00 42..00 42.00 42.00 42.00 42.00 92.00 250.00 25.00 42.00 25.00 42.00 25.00 42.00 Samson— Peoples Bank ........................................................................ Scottsboro—J. C. Jacobs Banking Co................................................. Selma— Peoples Bank & Trust Co....................................................... Selma— Selma Trust & Savings Bank................................................ Sheffield— Peoples Bank ...................................................................... Springville— Bank of Springville........................................................ Standing Rock— Bank of Standing Rock............................................ Sulligent— Bank of Sulligent................................................................ Sweet Water— Sweet Water State Bank.......................................... . 42.00 42.00 92.00 108.00 57.00 25.00 25.00 42.00 25.00 Talladega— Bank & Trust Co. of Talladega...................................... 92.00 Talladega Springs— Planters Bank...................................................... 25.00 Tallassee— Bank of Tallassee................................................................ 42.00 Thomaston— Planters Bank & Trust Co............................................. 25.00 Thomasville— Farmers Bank & Trust Co........................................... 92.00 Troy— W. B. Folmar & Sons, Bankers................................................ 42.00 Troy— Troy Bank & Trust Co............................................................... 57.00 Tuscaloosa— Merchants Bank & Trust Co......................................... 250.00 Tuscumbia— Colbert County B ank...................................................... . 42.00 Tuskegee— Bank of Tuskegee.............................................................. 92.00 Tuskegee— Farmers State Bank.......................................................... 42.00 Tuskegee— Macon County Bank.......................................................... 125.00 Union Springs— American Bank.......................................................... Union Springs-—Merchants & Farmers Bank.................................... Uniontown— Canebrake Loan & Trust Co......................................... Uniontown— Planters & Merchants Bank......................... ................ 57.00 75.00 57.00 142.00 STATE SUPERINTENDENT OF BANKS 11 Valley Head— Bank of Valley Head................................................... Vernon— Bank of Vernon...................................................................... Vincent— Coosa Valley Bank......................,................................. !....... Vinegar Bend— Bank of Washington County.................................... Wadley— Bank of Wadl-ey...................................................................... Warrior— Bank of W arrior.................................................................... 25.00 25.00 25.00 25.00 57.00 25.00 Waterloo— Farmers & Merchants Bank............................................ Wedowee— Bank of Wedowee.............................................................. West Blocton— W est Blocton Savings Bank...................................... Wetumpka— Bank of Wetumpka.......................................................... Wilsonville— Wilsonville State Bank.................................................. Winfield— Winfield State Bank............................................................ Woodlawn— Woodlawn Savings Bank................................................ 25.00 42.00 42.00 57.00 25.00 25.00 42.00 York— Bank of York.............................................................................. 25.00 Total receipts........................................ .................................. $14,960.00 ANNUAL REPORT FOR 1918 12 DISBURSEMENTS FOR THE FISCAL Y E A R ENDING SEPTEMBER 30, 1918 SALARIES A. E. Walker.......... D. F. Green............... P. W. Barclift........... G. C. Graves............. J. L. Griffin............... E. W. McLeod............ W. F. Rainer............. R. W . V a ss............... G. B. Smith............... James A. Walker.... Miss Carrie West..... T. L. Cannon............. W. B. Griffin............. 2,816.13 783.87 624.20 195.84 900.00 1,650.00 1,393.56 1,422.60 377.42 319.33 863.71 916.63 120.00 $12,383.29 TRAVELING EXPENSES A. E. Walker........ D. F. Green.......... P. W. Barclift...... G. C. Graves......... J. L. Griffin.......... E. W. McLeod........ W . F. Rainer........ R. W. Vass.......... G. B. Smith........ James A. Walker.. W. B. Griffin........ Total disbursements. 452.71 93.74 401.74 135.27 668.50 1,280.11 1,105.16 775.75 151.97 231.48 .............. $5,296.43 .$17,679.72 REPORT OF THE CONDITION OF THE STATE BANKS AND BANKERS OF THE STATE OF ALABAMA A T THE CLOSE OF BUSINESS NOVEMBER 4, 1918 REPORTING 238 BANKS AND 21 BRANCHES COMPARATIVE STATEMENT OF THE CON DITION OF STATE RANKS OF A LABA M A RESOURCES Currency......................... _............................. ....................$ Nov. 2, 1917. 3,454,929.60 Nov. 4,1918. $ 4,848,933.00 Increase. $ 1,394,003.40 228,999.90 513,921.11 2,376.20 Due from Banks........................................... ................... 18,144,045.51 19,132,822.90 988,777.39 Collections in Transit................................. ................... 808,251.39 1,243,085.47 434,834.08 Clearing House Items................................ ................... 305,376.64 575,636.93 270,260.29 $ 292,635.60 430,136.74 137,501.14 41,252,527.83 49,617,658.71 8,365,130.88 Demand Loans............................................. ................... 6,426,575.76 9,934,624.59 3,508,048.83 Bonds, Stocks and Warrants.................... ................... 4,534,933.52 10,003,744.20 5,468,810.68 Overdrafts..................................................... ................... 99,719.31 145,490.52 45,771.21 Bank Building.............................................. ................... 1,609,486.24 1,820,473.24 210,987.00 Furniture and Fixtures............................ .................... 641.258.49 643,942.67 2,684.18 Other Real Estate....................................... ................... 1,567,989.58 1,550,129.06 Other Resources.......................................... .................... 1,663,696.92 5,487,886.86 3,824,189.94 Total Resources........................... ................... $81,787,698.15 $106,177,485.90 $24,653,375.22 1918 Cash Items................................................... .................... Loans and Discounts.................................. ................... 245,726.95 REPORT FOR 474,726.85 511,544.91 A N N U A L Gold................................................................ ................... Silver, Nickles and Pennies..................... .................... Decrease. 17,860.52 $263,587.47 LIABILITIES Nov. 2,1917. Nov. 4,1918. Increase. 41,837,024.84 $ 58,855,489.53 $ 17,018,465.19 Demand Certificates.... 900,492.71 1,190,570.95 290,078.24 Due to other Banks...... 3,929,666.99 5,206,920.90 1,277,253.91 Cashier’s C heck s......... 437,600.85 495,597.86 57,997.01 Certified Checks........... 65,991.17 77,509.51 11,518.34 Due Unpaid Dividends. 17,073.60 22,557.60 5,484.00 Savings Deposits.......... 12,021,583.66 14,164,239.64 2,142,655.98 Time Certificates......... 3,660,643.31 4,003,904.61 343,261.30 Capital Stock................. 10*609,800.00 10,794,727.70 184,927.70 Surplus............................ 3,994,197.56 4,171,491.14 177,293.58 Undivided Profits......... 1,906,410.91 2,324,445.27 418,034.36 Bills Payable................. 1,035,544.50 2,786,712.19 1,751,167.69 Bills Rediscounted....... 123,341.59 456,938.37 333,596.78 Other Liabilities........... 1,248,326.96 1,626,380.63 378,053.67 .$ 81,787,698.15 $ 106,177,485.90 24,389,787.75 Total Liabilities. STATE SUPERINTENDENT OF BANKS Individual Deposits...... Decrease. ANNUAL REPORT FOR 1918 16 Albertville The Bank of Albertville (Branch at Arab) OFFICERS H ogan Jackson, President. Jam es R. Sherman, Vice-President. J . H. W illiam s, Cashier. J . A . Hanson, Asst. Cashier. E ffie Boyd, Asst. Cashier. DIRECTORS H ogan Jackson. W . W . Currey. James R. Sherman. J. B. Brown. L. C. Adkins. U. V . Gipson J. B. H. Lumpkin. STA TE M E N T, N O V E M B E R 4, 1918 RESOU RCES C urrency ............................................... $ G old ........................................................ S ilv er,'N ick els and Pennies.............. Checks and Cash Item s..................... E xch an ges fo r Clearing House........ Cash Items in T ransit........................ D ue from Banks in this State........ Due from Banks in other States.... 63,233.00 942.50 1,292.39 52.30 56,657.07 79,193.82 T o ta l........... .........................$ 201,371.08 B onds and Stocks owned by Bank..$ L oans and Discounts.......................... Dem and Loans ..................................... •Overdrafts ............................................. B an king Houses .................. ITumiture and Fixtures...................... O ther Real Estate.................. O ther Resources ................................. Cash Short ........................................... 111,661.82 95,545.42 65,301.17 14.65 5,000.00 2,000.00 1,000.00 50.00 Grand T otal......................$ 481,944.14 LIABILITIES Individual Deposits ............................ $ 352,124.02 Demand Certificates .......................... Tim e Certificates ................................. 48,347.80 Cashier’s Checks ................................. 3,237.91 Certified Checks ................................... 112.08 Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total D eposits..................$ 403,821.81 Capital Stock paid in .... ................... $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills P ayable.......... Notes and Bills Rediscounted. Reserve fo r T axes....................... Reserve for Interest................... Other Liabilities .... .................. Cash Over ................................... 50,000.00 25,000.00 3,122.33 Grand T otal............ .........$ 481,944.14 Albertville J. F. Hooper, Banker OFFICERS J F. H ooper, President. A . B. Hooper, Cashier. G . E. Turner, A ssistant Cashier. D IRECTO RS (N ot Incorporated.) STA TE M E N T, N O V E M B E R 4, 1918 RESOURCES C urren cy ............................................... 8 G old .................................... Silver, Nickels and Pennies.............. Checks and Cash Item s.... ................. E xchanges fo r Clearing House....... Cash Items in T ransit........................ Due from Banks in this State......... D u e from Banks in other States.... 28,696.00 1,610.00 1,576.48 420.00 134,737.19 12,122.66 T o ta l.................................... $ 179,162.33 B on d s and Stocks owned by Bank..$ L oa n s and Discounts.............. Dem and Loans ..................................... O v erd ra fts ............................................. B an k in g House ................................... F urnitu re and F ixtures...................... O ther Real Estate............................... O th er Resources ................................. Cash Short ........................................... G ran d T o t a l ............................. $ 10,350.00 120,496.09 99,728.37 862.93 2,000.00 1,890.78 4,111.64 4 1 8 ,6 0 2 .1 4 LIABILITIES Individual Deposits ...........................$ 272,097.04 Demand Certificates .......... ......... ...... Tim e Certificates .... ..................... ...... Cashier’s Checks ................................. 3,345.60 Certified Checks .................................. Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due U npaid Dividends...................... Total Deposits..................$ 275,442.64 Capital Stock paid in .......................... $ Surplus Fund ....................................... U ndivided Profits, less Current Expenses and Taxes paid............ Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve fo r T axes............................... Reserve fo r Interest............................ Other Liabilities ................................ Cash Over ...... ...................................... G ran d T o t a l ............................. $ 25,000.00 75,000.00 20,159.50 20,000.00 3,000.00 4 1 8 ,6 0 2 .1 4 STATE SUPERINTENDENT OF BANKS 17 Alexander City The Alexander City Bank OFFICERS J. C. M axwell, President, Dr. A . L. Harlan, Vice-President. H. Herzfeld, Cashier. L. M. W illis, Assistant Cashier. J. C. M axwell A. L. Harlan. DIRECTORS H. H erzfeld. Joe Herzfeld. L. M. W illis. STATEMENT, NOVEMBER 4, 1918 RESOU RCES Currency ............................................... $ Gold ................ Silver, N ickels and Pennies.............. Checks and Cash Item s...................... Exchanges fo r Clearing H ouse....... Cash Items in T ransit........................ Due from Banks in this State......... Due from Banks in other States.... 9,317.00 565.00 2,585.92 1,716.28 6,973.13 15,242.42 5,208.93 T otal.....................................$ 41,608.68 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate................................ Other Resources ................................. Cash Short ........................................... 26,600.00 191,213.27 45,633.46 2,000.00 875.00 335.00 L IA B IL IT IE S Individual Deposits .... ........................8 149,628.38 Demand Certificates .......................... Tim e Certificates ................................. Cashier’s Checks ................................. 1,063.05 Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ 2,151.04 Due U npaid Dividends.... .................. 5,500.00 Total Deposits..................8 158,342.47 Capital Stock paid in........................ $ Surplus Fund ....................................... U ndivided Profits, less Current Expenses and Taxes paid... ....... Notes and Bills P ayable.................... Notes and Bills Rediscounted......... Reserve fo r T axes................................. Reserve fo r Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand T otal.... .......... .......$ 308,265.41 55,000.00 55,000.00 36,922.94 3,000.00 Grand T otal.... ................. $ 308,265.41 Alexander City The Nolen Bank O FFICERS R oy L. Nolen, President. S. J. N olen, Cashier. DIR E CTO RS (N ot Incorporated.) STATEMENT, NOVEMBER 4, 1918 RESOU RCES Currency ......................... ..................... $ Gold ............................................. Silver, N ickels and Pennies.............. Checks and Cash Items...................... Exchanges fo r Clearing H ouse....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 10,495.00 130.00 782.76 982.70 5,097.92 3,138.68 L IA B IL IT IE S Individual Deposits .......................... $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 64,941.65 T otal.....................................$ 20,627.06 Total Deposits..................$ Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... O verdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate................................ Other Resources ................................. Cash Short ........................................... 66,370.00 100,912.98 Capital Stock paid in ........................ $ 100,000.00 Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. 1,130.89 Notes and Bills P ayable.... ............... 25,000.00 N otes and Bills R ediscounted.......... Reserve fo r T axes............................... Reserve fo r Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total. 162.50 2,500.00 500.00 .$ 191,072.54 Grand Total. 64,941.65 .$ 191,072.54 ANNUAL REPORT FOR 1918 18 Aliceville The Aliceville Bank & Trust Company OFFICERS J. V . Park, President. J. M. Summerville, V ice-President. J. A . Somerville, Jr., Cashier. J. J. J. T. V. M. A. H. DIR E CTO RS Park. J. D. Sanders. W . B. Somerville. Summerville. C. R. H orten. Somerville, Jr. Sanders. S. W . Hood. STA TE M E N T, N O V E M B E R 4, 1918 RESOURCES C urrency .............. -........ -.................... $ Gold ................................ .......... ........ Silver, Nickels and Pennies..... ........ Checks and Cash Items............. ........ Exchanges fo r Clearing H ouse....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States ... 18,208.00 105.00 1,746.00 254.56 1,159.56 31,441.13 31,300.59 T otal........... .........................$ 84,214.84 Bonds and Stocks owned by Bank..$ Loans and Discounts.... ...................... Demand Loans ..................................... Overdrafts ....................... B anking House ............. F urniture and Fixtures...................... Other Real Estate.......................... ...... Other Resources .............. Cash Short .......................................... 27,189.50 211,637.90 97,994.00 449.65 3,000.00 1,250.00 38,073.52 Grand T ota l.....................$ 463,809.41 L IA B IL IT IE S Individual Deposits ....................... ..$ 332,810.64 Demand Certificates .......................... Time Certificates ............ 14,178.00 Cashier’s Checks ................................. 1,850.07 Certified Checks ...... 40.00 Due to Clearing H ou se..................... Due Banks in this State................... 29,389.50 Due Banks in other States................ 30.00 Due Unpaid Dividends...................... Total Deposits..................$ 378,298.21 Capital Stock paid in.......................... $ Surplus Fund .............. Undivided Profits, less Current Expenses and Taxes paid.... ......... Notes and Bills Payable......... .......... Notes and Bills Rediscounted......... Reserve fo r Taxes............ ................... Reserve fo r Interest............. .............. Other Liabilities .... .......... ................. Cash Over ............................................. 20,000.00 20,000.00 8,011.20 35,000.00 2,500.00 Grand T otal......................$ 463,809.41 Aliceville The Merchants & Farmers Bank OFFIC E RS F. B. Carpenter, President. D. W . Gass, Vice-President. J. N. M orrow, Vice-President. W . S. Kirksey, Cashier. F. B. Carpenter. D. W . Gass. J. N. M orrow. W m . Shirley. D IRECTO RS John S. Long. J. M. Stapp. G. B. W hite. D. Powell. A . E. Going. STATE M E N T, N O V E M B E R 4, 1918 RESOURCES Currency .... .................. .......... ........... $ Gold ....................................................... Silver, Nickels and Pennies............. Checks and Cash Items................... E xchanges fo r Clearing House....... Cash Items in Transit.... ................. .. Due from Banks in this State.......... Due from Banks in other States.... 6,297.00 205.00 1,427.41 151.08 34.800.48 13,365.89 L IA B IL IT IE S Individual Deposits ........................ - $ Tim e Certificates ............................ Cashier’s Checks ............................ Certified Checks .............................. Due to Clearing H ouse.................. Due Banks in this S ta te ............... Due Banks in other States............ Due Unpaid Dividends.................. 100,565.02 12,179.75 179.79 1,044.42 T otal.................................... $ 56,246.89 T otal Deposits.............. ....$ 113,968.98 Bonds and Stocks owned by Bank..$ Loans and Discounts............ ............. Demand Loans ................................. Overdrafts .......... ........................... B anking House ........... .................. Furniture and Fixtures...................... Other Real Estate.... ..................... Other Resources ................................ Cash Short ........................... ............... 4,449.90 66,814.28 28,126.50 145.31 3,800.00 Capital Stock paid in .................... ....$ Surplus Fund ............................. Undivided Profits, less Current Expenses and Taxes p a id ........ 25,000.00 1,000.00 Grand Total...................... $ 161,129.45 1,544.00 2.57 3,660.47 17,500.00 Notes and Bills Rediscounted..... Reserve fo r T a x e s .......................... Reserve fo r Interest. ............. Other Liabilities .... ...................... Cash Over ............................... Grand T otal................. ....$ 161,129.45 STATE SUPERINTENDENT OF BANKS 19 Altoona The First State Bank OFFICERS T . R. Bynum, President, W . L. Ellison, Vice-President. C. S. Hardin, Cashier. Gladys Rickies, Asst. Cashier. T. R. Bynum. W . L. Ellison C. S. Hardin. D IRECTO RS J. F. Thom pson. J. S. Lamb. W. Hopper. STATEMENT, NOVEMBER 4, 1918 RESOU RCES C urrency .............................. ................ $ Gold ........................................................ Silver, N ickels and Pennies.............. Checks and Cash Item s..................... E xchanges fo r Clearing House....... Cash Items in Transit........................ Due from Banks in thisState......... Due from Banks in other States.... T otal.................................... $ Bonds and Stocks owned by Bank..; Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House .................................. Furniture and Fixtures...................... Other Real Estate................................ Other Resources ................................ Cash Short ........................................... 11,798.00 275.00 1,596.08 54.25 22,521.80 36,245.13 36,186.31 29,431.21 1,825.16 1, 000.00 25.00 45,091.40 Grand T otal......................$ 149,804.21 L IA B IL IT IE S Individual Deposits ............................ $ 126,621.91 Demand Certificates .......................... Time Certificates ................................ Cashier’s Checks ................................ 105.50 Certified Checks .......................... ........ Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 88.00 T otal Deposits. ................$ 126,815.41 Capital Stock paid in ......... ..............1 Surplus Fund ...................................... Undivided Profits, less Current Expenses and Taxes paid........ ..... Notes and Bills Payable.................... Notes and Bills R ediscounted_____ Reserve fo r T axes.............................. Reserve fo r Interest............................ Other Liabilities ................................. Cash Over ............................................. 20 , 000.00 2, 000.00 988.80 Grand T otal............ .........$ 149,804.21 Andalusia The Bank of Andalusia C. S. E. R. J. OFFICERS A . O ’Neal, President. B. M illigan, Vice-President. L. More, Vice-President. N. McLeod, Cashier F. McDonald, A ssistant Cashier. Dr. J. C. Hill S. B. M illigan. E. L. More. DIRECTO RS R, N. McLeod. C. A . O ’Neal. A . R. Powell STATEMENT, NOVEMBER 4, 1918 RESOU RCES C urrency ........................................... ....$ Gold ........................................................ Silver, N ickels and Pennies......... . Checks and Cash Item s......... ............ E xchanges fo r Clearing H ouse....... Cash Items in T ransit....................... Due from Banks in this State......... Due from Banks in other States.... 25,752.00 1,680.00 2,425.28 2,181.57 1,395.58 41,480.76 109,486.59 T otal.....................................$ 184,401.78 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. B anking House ................................... Furniture and Fixtures...................... Other Real Estate................................ Other Resources ................................ Cash Short ........................................... Grand Total. 36,465.27 228,007.59 61,130.71 2,185.74 23,750.00 7,484.04 2,380.09 350.00 .$ 546,155.22 L IA B IL IT IE S Individual Deposits ............................ $ 415,252.88 Demand Certificates .......................... Time Certificates ................................ 3,394.26 Cashier’s Checks ................................. 2,305.34 Certified Checks ................................... 21.00 Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due U ppaid Dividends...................... 48.00 Total Deposits.................. $ 421,021.48 Capital Stock paid in ........................ $ 100,000.00 Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. 9,084.28 Notes and Bills P ayable.................... Notes and Bills Rediscounted.......... Reserve fo r Taxes............................... Reserve fo r Interest............................ Other Liabilities ................................. 16,000.00 Cash Over ............................................. 49.46 Grand Total. .$ 546,155.22 ANNUAL REPORT FOR 1918 20 Anniston The City Bank & Trust Company C. O. B. L. OFFICERS J. Houser, President. M. Alexander, Vice-President. Z. Henry, Cashier. A . Stanley, A ssistant Cashier. J. F. Smith, Jr. W hitfield Clark. E. W . Ledbetter. DIR E CTO RS L. E. Ogletree. W . H. M cKleroy. F. K. Perrow. L. H. Carre. STA TE M E N T, N O V E M B E R 4, 1918 RESOU RCES Currency ............................................... ! Gold ........................ ............................... Silver, Nickels and Pennies.............. Checks and Cash Item s...................... E xchanges fo r Clearing H ouse....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States. .. 32,105.00 1,797.50 2,084.54 272.36 2,082.18 68.05 12,654.50 22,998.27 T otal.....................................$ 74,062.40 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ....................... ............. O verdrafts ............................................. B anking House ...................... Furniture and F ixtu res........... ......... Other Real Estate................................ 67,121.00 337,183.63 18.49 16,000.00 4,475.35 11,541.76 LIABILITIES Individual Deposits .............................: Demand Certificates .......................... Tim e Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................. Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 290,387.44 15,330.12 99.41 184.81 2, 000.00 T otal D eposits................ -$ 308,001.78 Capital Stock paid in ......................... .$ Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... 150,000.00 22,269.32 30,000.00 Reserve fo r T axes............................... Cash Short ...................... .................. 131.53 Cash Over ............................................ Grand Total...................... $ 510,402.63 Grand T otal..................... .$ 510,402.63 Ariton The Ariton Banking Company OFFICERS J. J. Barnes, President. J. F. Brown, Vice-President. Y. E. Folsom , Cashier. DIRECTO RS J. J. Barnes, A riton, Ala. J. F. Richardson, A riton, A la S. S. Jones, A riton , Ala. Mansel Traw ick, Ariton, A la., Route 3. A . L. Johnson, A riton, A la., R oute 2. J. F. Brown, Ozark, A la., R oute 1. S TA TE M E N T, N O V E M B E R 4, 1918 RESOU RCES C urrency ............................................... $ Gold ........................................................ Silver, N ickels and Pennies.............. Checks and Cash Item s...................... E xchanges fo r Clearing H ouse....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States. .. 7,184.00 725.00 712.91 203.79 1,238.31 3,688.33 10,035.70 T otal................................... $ 23,788.04 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... O verdrafts ............................................. B anking House ................................... Furniture and Fixtures.... ................. Other Real Estate............................... Other Resources ................................ Cash Short ............................... 200.00 129,281.16 4,328.12 264.11 3,172.50 2,200.00 2,437.12 Grand Total .84 .$ 165,671.89 L IA B IL IT IE S Individual Deposits .............................$ Demand Certificates .......................... Tim e Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ Capital Stock paid in........................ $ Surplus Fund ........................................... U ndivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills P ayable........................ Notes and Bills R ediscounted.......... Reserve fo r T axes................................. Reserve fo r Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total. 78,675.59 2,157.56 83.20 80,916.35 39,000.00 10,000.00 3,755.54 32,000.00 .$ 165,671.89 STATE SUPERINTENDENT OF BANKS 21 Ashland The Farmers State Bank OFFICERS A . G. Cusick, President. F elix Parsons, Vice-President. W . L. Runyan, Cashier. F. J. Ingram. E. R. Hearn. W . G. Green. W . O. Bryant, DIR E CTO RS A . S. Bell. A . G. Cusick. Felix Parsons. W . L. Runyan. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold ..................... Silver, N ickels rnd Pennies.............. Checks and Cash Items...................... E xchanges fo r Clearing H ouse....... Cash Items in Transit........... ............ Due from Banks in this State.......... Due from Banks in other States.... L IA B IL IT IE S Individual Deposits .............................$ 117,991.23 Demand Certificates .......................... Tim e Certificates ................................. 22,016.30 Cashier’s Checks ................................. 774.22 Certified Checks ................................... Due to Clearing H ouse----Due Banks in this State.... Due Banks in other States Due U npaid Dividends...... 10,007.00 610.00 410.53 761.90 13,362.60 17,029.94 T otal.....................................$ 42,181.97 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ................ B anking House ................................... F urniture and Fixtures.... ................. Other Real E state..................... Other Resources ................................ Cash Short ........................................... 2,400.00 64,012.25 45,110.30 526.24 5,000.00 1,500.00 1.00 Total Deposits..................$ 140,781.75 Capital Stock paid in .......................... $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills P ayable........... Notes and Bills Rediscounted. Reserve fo r T axes....................... Reserve fo r Interest................... Other Liabilities ....................... Cash Over .................................... 1.23 Grand T otal......................$ 160,732.99 15,000.00 4,951.24 Grand T otal.... ................. $ 160,732.99 Ashville The Ashville Savings Bank O FFICERS James L. H erring, President. W . A . Beason, V ice-President. J. A . Embry, V ice-President. J. C. DuBois, Jr., Cashier. James L. H erring. W . A . Beason. J. E. Baggett. J. A . Embry. J. L. Hamilton. DIR E CTO RS J. W . Inzer. W . T. Jones. B. B. Phillips. J. M. Stewart. J. R. W ilson. STATEMENT, NOVEMBER 4, 1918 RESOU RCES C urrency ............................................... $ Gold ........................................................ Silver, N ickels and Pennies.............. Checks and Cash Item s...................... E xchanges fo r Clearing H ouse....... Cash Items in T ransit........................ Due from Banks in this State.......... Due from Banks in other States.... 36,619.75 377.44 T otal.....................................$ 48,685.77 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ....... .'.................................... B anking House ................................... F urniture and Fixtures...................... Other Real E state................................. Other Resources ................................... Cash Short ........................................... 13,400.00 61,013.44 1,908.70 Grand Total. 10,694.00 510.00 472.58 12.00 2,948.63 2,000.00 1,450.00 26,030.00 .$ 157,436.54 L IA B IL IT IE S Individual Deposits ............................ $ 104,716.58 Demand Certificates .......................... Tim e Certificates ................................. 31,143.57 Cashier’s Checks ................................. 2,351.70 Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... T otal Deposits..................$ 138,211.85 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills P ayable........... N otes and Bills Rediscounted. Reserve fo r Taxes..:.................... Reserve fo r Interest................... Other Liabilities ....................... Cash Over .................................... Grand Total. 12,500.00 5,000.00 1,724.69 .$ 157,436.54 ANNUAL REPORT FOR 1918 22 Athens The Citizens Bank & Trust Company (B ranch at Elkm ont) OFFICERS W m . S. Peebles, President. M ax M. Rosenau, Vice-President. Dr. J. S. Crutcher, Vice-President. A . B. M cW illiam s, Cashier. W m . D. Jones, Assistant Cashier. DIR E CTO RS Luke Pryor, H arris, Ala. W m . S. Peebles, Athens, Ala. A. B. M cW illiam s, Athens, A la. STATEMENT, NOVEMBER 4, 1918 RESOU RCES C urrency ...............................................$ Gold ................................... -.................. Silver, Nickels and Pennies............. Checks and Cash Item s--- -------------E xchanges fo r Clearing H ouse....... Cash Items in Transit............ ........... Due from Banks in this State......... Due from Banks in other States. .. 34,806.00 412.50 4,234.75 1,987.42 2,267.71 3,110.21 31,438.18 T otal....................................$ 78,256.77 Bonds and Stocks owned by Bank..$ Loans and Discounts.............. Demand Loans ..................................... Overdrafts ............................................. B anking House ................................... F urniture and Fixtures.................... Other Real E state................................. Other Resources ................................... Cash Short ........................................... 49,500.00 159,810.44 13,263.00 52.32 24,329.96 6,565.25 6,892.07 41,190.60 LIABILITIES Individual Deposits ............................ $ 292,986.56 Demand Certificates ............. ............ Tim e Certificates ................................. Cashier’s Checks ................................. 510.43 Certified Checks ................................... 7.62 Due to Clearing H ouse...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends___ Total Deposits..................$ 293,504.61 Grand T otal......................$ 379,862.41 Capital Stock paid in ........................$ Surplus Fund ..................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable............. ...... Notes and Bills R ediscounted......... Reserve fo r T axes................................ Reserve fo r Interest............................ Other Liabilities ............. Cash Over ............................................. 30,000.00 18,000.00 4,974.80 32,000.00 1,369.25 13.75 Grand T otal...................... $ 379,862.41 Athens The Farmers & Merchants Bank C. D. L. C. W . J. J. N . S. A . OFFICERS Glaze, President. Hightow er, Vice-President. Howard, A ctive Vice-President. H oward, Cashier. Grush, A ssistant Cashier. C. D. Glaze. J. N. Howard. DIRECTO RS J. E. Gray. W . T. Clay. J. G. Rankin. STATEMENT, NOVEMBER 4, 1918 RESOU RCES C urrency ............................................... $ Gold ................................................... Silver, Nickels and Pennies.............. Checks and Cash Item s...................... E xchanges fo r Clearing House....... Cash Items in T ransit............. .......... Due from Banks in this State....... Due from Banks in other States.... T otal.................................... $ 50,907.00 48.50 4,641.56 10,319.68 25,746.40 62,260.40 153,923.54 L IA B IL IT IE S Individual Deposits ............................ $ 506,021.22 Time Certificates ................................ Casnier’s Checks ................................ Certified Checks .............. .................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 520,665.99 Bonds and Stocks owned by Bank. S 83,950.00 Loans and Discounts.......................... 275,851.88 Demand Loans ..................................... 114,892.79 O verdrafts ............................................. 406.87 B anking House ................................... 15,'000.00 Furniture and Fixtures...................... 5,000.00 Other Real Estate.............................. Capital Stock paid in ........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... N otes and Bills R ediscounted......... Reserve fo r T axes............................... Cash Short ........................................... Other Liabilities ................................. Cash Over ............................................. Grand Total. .$ 650,046.32 Grand Total. 60,000.00 15,000.00 14,148.45 40,000.00 231.88 .$ 650,046.32 STATE SUPERINTENDENT OF BANKS 23 Atmore The Bank of Atmore O FFICERS J. E. McCoy, President. J. D. Curtis, Vice-President. E. F. Goldsmith, Cashier. W . R. Maxwell, Assistant Cashier. J. E. McCoy. J . D. Curtis. W. W . Lowery. J. B. Steward. STA TE M E N T, N O V E M B E R RESOU RCES Currency ........................ .......................$ Gold ....................................................... Silver, Nickels and Pennies............ Checks and Cash Item s...................... Exchanges fo r Clearing H ouse....... Cash Items in Transit............. .......... Due from Banks in thisStats........... Due from Banks in other States.... 12,926.00 192.50 1,812.40 416.86 55,079.35 10,331.08 T otal.................................... $ 80,818.19 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts .............................................. Banking House .................................. Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ........................ Cash Short .......... ................................ 18,100.00 127,424.06 82,348.15 442.85 2,860.00 3,250.70 12,742.49 DIR E CTO RS W. T. Brock. J. P. Stallworth. D. Gillis. B. Miles. L. G. Brooks. 1918 4, L IA B IL IT IE S Individual Deposits .... ....................... 8 268,856.77 Demand Certificates ..............- .......... Tim e Certificates ................................. 14,748.18 Cashier’s Checks ................................. 2,511.32 Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.... ............... Due Banks in other States.......... ..... Due U npaid Dividends...................... Total Deposits..................$ 286,116.27 Capital Stock paid in........................ $ Surplus Fund ....................................... U ndivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.... ...... Notes and Bills Rediscounted. Reserve fo r T axes....................... Reserve fo r Interest.... ....... ....... Other Liabilities ....................... Cash Over .................................... Grand T otal......................$ 327,987.04 30,000.00 11,870.77 Grand T o ta l............ .........$ 327,987.04 Attalla The Attalla Bank O FFICERS T. C. Banks, President. C. B, Farm an, Vice-President. E. G. Lee, Cashier. T. C. O. C. C. B. D. S. Banks. Farm an. DuPre. W ilkinson. D IRECTO RS W m . L. Ellison. P. G. H ollingsworth. Goo. Hamilton. E. G. Lee. STATE M E N T, N O V E M B E R 4, 1918 Currency RESOU RCES ......................... ..................... $ 17,960.00 | L IA B IL IT IE S Individual Deposits ............................. $ 246,339.74 Silver, N ickels and Pennies.............. Checks and Cash Item s...................... Exchanges fo r Clearing H ouse____ 1,639.78 772.19 Tim e Certificates ................................. Cashier’s Checks ................................. Certified Checks ............................. ..... Due from Banks in this State......... Due from Banks in other States.... 22,037.30 18,924.55 Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... T otal............. .......................$ 65,347.38 Bonds and Stocks owned by Bank..? Loans and Discounts..... ..................... Demand Loans, C otton.... ............ . Overdrafts .............................. Banking House .............................. Furniture and Fixtures...................... Other Real E state.............................. Other Resources ............................ Cash Short ....................................... 24,860.18 216,498.69 40,485.4 9 127.40 14,989.10 3,369.63 4,000.00 Grand T otal...................... $ 369,677.87 10,308.48 1,311.77 Total Deposits..................$ 257,960.00 Capital Stock paid in .... ................... $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable................. Notes and Bills R ed iscoun ted ......... Reserve fo r T axes..................... Reserve fo r Interest................ Other Liabilities .... ............... Cash Over .......................... .............. 50,000.00 25,000.00 6,717.87 30,000.00 Grand T otal...................... $ 369,677.87 ANNUAL REPORT FOR 1918 24 Attalla The Merchants & Farmers Bank of Attalla DIRECTORS Lam ar Smith. G. P. Smith. Coleman R. Shepherd. T. H. Stephens. F. W . Cox. J. W . Guest. J. E. N orton. OFFICERS L am ar Smith, President. Coleman R. Shepherd, Vice-President. F. W . Cox, Cashier. P. L. Cameron, Assistant Cashier. STATEMENT, NOVEMBER 4, 1918 L IA B IL IT IE S Individual Deposits ............................ $ 136,895.83 Demand Certificates ........................... 24,610.99 Tim e Certificates ................................. 21,456.99 Cashier’s Checks ..... 398.10 Certified Checks ................................... Due to Clearing H ouse...... Due Banks in this State.... Due Banks in other States Due U npaid Dividends...... RESOURCES Currency ............................................... $ Gold ......................... Silver, Nickels and Pennies......... Checks and Cash Item s...................... E xchanges fo r Clearing H ouse........ Cash Items in T ransit........................ Due from Banks in this State......... Due from Banks in other States.... 772.83 37,862.36 19,788.07 Total.....................................$ 71,338.76 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... O verdrafts ............................................. B anking House ................................... F urniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................... Cash Short ........................................... 12,039.17 84,232.01 32,234.90 155.48 4,000.00 2,500.00 1,000.00 6,000.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve fo r T axes....................... Reserve fo r Interest................... Other Liabilities ....................... Cash Over .................................... 25,000.00 4,000.00 Grand T otal......................$ 213,500.32 Grand T otal........................ $ 213,500.32 10,922.00 1,025.00 447.80 520.70 T otal D eposits..................$ 183,361.91 1,138.41 Auburn The Bank of Auburn OFFICERS S. L. Toom er, President. Dr. C. A . Cary, Vice-President. W . D. M artin, Cashier. Z. V . Barker, A ssistant Cashier. S. L. Toom er. Dr. C. A. Cary. W . D. Martin. D IRECTO RS B. B. Ross. Thomas B ragg. T. O. W right. C. L. Hare. STATEMENT, NOVEMBER 4, 1918 RESOU RCES Currency ............................................... $ Gold ...................................................... Silver, Nickels and Pennies.............. Checks and Cash Item s...................... E xchanges fo r Clearing H ouse....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 11,000.00 340.00 670.27 495.78 31,075.78 25,749.77 T otal.................................... $ 69,331.60 Bonds and Stocks owned by B ank..$ Loans and Discounts.......................... Demand Loans ..................................... O verdrafts ............................................. B anking House ................................... Furniture and Fixtures...................... Other Real Estate................................ Other Resources ................................. Cash Short ........................................... 42,000.00 90,278.10 Grand Total. 2,386.27 1,600.00 .$ 205,595.97 L IA B IL IT IE S Individual Deposits ............................ $ 149,417.51 Demand Certificates .......................... Tim e Certificates ................................. 16,402.05 Cashier’s Checks ...................................... 3,511.48 Certified Checks ................................... Due to Clearing H ouse.... ................. Due Banks in this State........................ 2,012.92 Due Banks in other States................ Due U npaid Dividends...................... Total Deposits..................$ 171,343.96 Capital Stock paid in ........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills P ayable.................... Notes and Bills Rediscounted.......... Reserve fo r T axes................................. Reserve fo r Interest............................. Other Liabilities ................................. Cash Over ............................................. Grand Total. 10,000.00 23,479.37 408.00 364.64 .$ 205,595.97 25 STATE SUPERINTENDENT OF BANKS Bay Minette The Baldwin County Bank OFFIC E RS W . D. Stapleton, President. Jas. M. Yoltz, V ice-President. O. C. Hall, Cashier. DIR E CTO RS Charles Barclay. Joseph Hall. Charles Hall. A . M. Thom pson. Jas. M. V oltz. O. C. Hall. W . D. Stapleton. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold .................................. Silver, Nickels and Pennies.............. Checks and Cash Items...................... E xchanges fo r Clearing H ouse....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 24,122.00 260.00 1,954.47 789.15 89,447.84 8,761.66 T otal.................................... $ 125,334.62 Bonds and Stocks owned by Bank..$ Loans and Discounts........................... Demand Loans ..................................... Overdrafts ............................................. Banking House .................................. F urniture and Fixtures...................... Other Real E state............................... Other Resources ................................ Cash Short ........................................... 31,637.26 292,426.83 278.84 3,500.00 12,424.02 Grand T otal...................... $ 465,601.21 L IA B IL IT IE S Individual Deposits ............................$ 305,088.08 Demand Certificates .......................... Tim e Certificates ................................. 96,866.30 Cashier’s Checks ................................. 3,178.82 Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 6.00 Total Deposits..................$ 405,139.20 Capital Stock paid in ........................ $ Surplus Fund ...................................... U ndivided Profits, less Current Expenses and Taxes p a id .............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve fo r Taxes....................... Reserve fo r Interest.... .............. Other Liabilities ..... ................. Cash Over .................................... 50,000.00 7,000.00 3,462.01 Grand T otal...................... $ 465,601.21 Beatrice The Peoples Exchange Bank T. W. W. W. M. R. R. J. O FFICERS Riley, President. Sawyer, Vice-President. Sawyer, Cashier. Mason, A ssistant Cashier DIR E CTO RS W . J. Nettles. S. D. Andress. T. M. Riley. W . G. Andress. Mrs. Jack Lyon. J. N . Parker. W . R. Sawyer. J. J. Finklea. D. R. Andress. STATEMENT, NOVEMBER 4, 1918 RESOU RCES Currency ............................................... $ Gold ....................................................... Silver, N ickels and Pennies.............. Checks and Cash Item s...................... E xchanges fo r Clearing H ouse........ Cash Items in T ransit........................ Due from Banks in this State.......... Due from Banks in other States.... 45.00 47,545.99 23,101.58 T otal.................................... $ 79,728.06 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... O verdrafts ............................................. B anking House ................................... F urniture and Fixtures...................... Other Real E state............................... Other Resources ................................. Cash Short ........................................... 95.00 56,923.98 8,150.63 300.18 2,000.00 2,100.00 1,283.62 7,645.34 8.40 5,849.00 695.00 1,038.52 1,452.97 Grand T otal...................... $ 158,235.21 L IA B IL IT IE S Individual Deposits ............................ $ 125,187.61 Demand Certificates .......................... Tim e Certificates ................................. 9,485.62 Cashier's Checks ................................. 234.69 Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due U npaid Dividends...................... T otal Deposits..................8 134,907.92 Capital Stock paid in ...... .■................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes p a id .............. N otes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve fo r T axes................................. Reserve f o r Interest............................ Other Liabilities ................................. Cash Over ............................................. 15,000.00 6,000.00 2,327.29 Grand T otal...................... $ 158,235.21 26 ANNUAL REPORT FOR 1918 Belle Mina The Belle Mina Bank O FFICERS Clyde H endrix, President. B. N. Bibb, Vice-President. H enry B. Zeitler, Vice-President. E arl C. Steele, Cashier. D IR E CTO RS O. C. R atliff. Edmond P. Garrett. J. Sam Smith. E. L. Hayes. J. T. Sturdivant. John H. Peebles. S. J. Nethery. J. J. Pettus. John R. W itt. STATE M E N T, N O V E M B E R 4, 1918 RESOU RCES Currency ............................................... $ Gold ........................................................ Silver, N ickels and Pennies............. Checks and Cash Items...................... E xchanges fo r Clearing H ouse....... Cash Items in T ransit........................ Due from Banks in thisState.......... Due from Banks in other States.... 3,456.00 22.50 613.41 96.05 33,077.23 L IA B IL IT IE S Individual Deposits ............................ $ Demand Certificates .......................... Tim e Certificates ................................ Cashier’s Checks ................................ Certified Checks .................................. Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 75,373.12 725.32 37,265.19 Total Deposits..................$ 76,098.44 Bonds and Stocks owned by Bank..$ L oans and Discounts........................... Demand Loans ..................................... O verdrafts ........................ B anking House ................................... F urniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 8,000.00 34,590.79 5,268.26 263.04 1,000.00 1,000.00 Capital Stock paid in........................ $ Surplus Fund ......................... ............. Undivided Profits, less Current Expenses and Taxes paid............ Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve fo r T axes................................. Reserve fo r Interest............................ Other Liabilities ................................. Cash Over ............................................. 10,000.00 1,963.24 Grand T otal..................... $ 89,628.84 Grand T o ta l......................$ 89,628.84 T otal.....................................$ 2,241.56 1,542.38 24.78 Berry The Bank of Berry OFFICERS J. C. Shepherd, President. G. W . Johns, Vice-President. G. I. Miller, Cashier. J. C. Shepherd. G. W . Johns. D IR E CTO RS G. I. Miller. Fred W . Johnson. STA TE M E N T, N O V E M B E R 4, 1918 RESOU RCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Item s............. ........ E xchanges fo r Clearing H ouse....... Cash Items in T ransit........................ Due from Banks in this State.......... Due from Banks in other States.... 53,184.64 10,602.80 T otal.................................... $ 75,142.03 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... O verdrafts ............................................. Banking House ................................... Furniture and Fixtures.............. Other Real E state................................ Other Resources ................................. Cash Short ........................................... 35,000.00 35,723.55 5,000.00 Grand Total. 8,814.00 1,760.00 773.04 7.55 4,748.42 1,600.00 .$ 157,214.00 L IA B IL IT IE S Individual Deposits ............................ $ Demand Certificates .......................... Tim e Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing H ouse...... Due Banks in this State.... Due Banks in other States. Due U npaid Dividends...... 82,260.50 46,126.62 5,092.27 T otal Deposits.................. $ 133,479.39 Capital Stock paid in ........................ $ Surplus Fund ....................................... U ndivided P rofits, less Current Expenses and Taxes paid.............. Notes and Bills P ayable.................... N otes and Bills R ediscounted.......... Reserve fo r T axes............................... Reserve fo r Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total. 15,000.00 8,734.61 .$ 157,214.00 27 STATE SUPERIN TEN D EN T OF BANKS Bessemer The United States Savings Bank OFFICERS W . W . H ollingsworth, President. J. C. B. Gwin, Vice-President, G. B. H ollingsworth, Cashier. W . T. Lathem, Assistant Cashier. ' * D IR E C T O R S W . W . H ollingsw orth. George Ross. J. C. B. Gwin. R. W . W aldrop. G. B. H ollingsw orth. ■ J. F rank Owen. C. E. Abbott. STATEMENT. NOVEMBER 4, 1918 RESOU RCES C urrency ...............................................$ 44,500.00 Gold ....................................................... 375.00 Silver, Nickels and Pennies.............. 3,598.07 Checks and Cash Items...................... E xchanges fo r Clearing House....... 3,113.28 1,463.05 Cash Items in Transit........................ Due from Banks in this State......... 164,522.12 Due from Banks in other States.... 7,131.78 T otal.....................................$ 224,703.30 Bonds and Stocks owned by Bank..$ Loans and D iscounts.......................... Demand Loans ..................................... Overdrafts ............................................. B anking House ................................... F urniture and Fixtures.... ................. Other Real E state.............................. Other Resources ................................ Cash Short ........................................... 85,581.82 336,156.36 12,000.00 935.81 23,029.45 8,695.67 8,869.80 Grand T otal......................$ 699,972.21 L IA B IL IT IE S Individual Deposits ............................ $ 636,245.89 Demand Certificates .......................... Tim e Certificates ................................. 6,115.81 Cashier’s Checks ................................. 777.54 Certified Checks ................................. 19.70 Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other S ta tes............... Due Unpaid Dividends...................... 311.61 T otal D eposits..................$ 643,470.55 Capital Stock paid in ........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.................... Notes and Bills Rediscounted. Reserve fo r T axes............. ........’. Reserve fo r Interest................... Other Liaibilities ....................... Cash Over ........................ .......... - 50,000.00 2,000.00 4,501.66 Grand T otal...................... $ 699,972.21 Birmingham The American Trust & Savings Bank OFFICERS G. B. McCorm ack, Chairman o f Board. W . W . C raw ford, President. H . L. Badham, Vice-President. J. Kirkm an Jackson, V ice-President. C. M. W illiam son, Cashier. Frank Stevens, A ssistant Cashier. H. H. K. Jefferson, A ssistant Cashier. D IRECTO RS G. B. M cCorm ack, H. L. Badham, J. W . M c Queen, M. W . Bush, Louis V . Clark, J. W arner Shook, James Bowron, Geo. W . Connors, W . J. Dangaix, Sydney J. Bowie, H. C. A bbott, W al ter Moore, W m . D. Jelks, F. B. Fowlkes, J. D. K irkpatrick, H. E. M cCorm ack, F. B. Yielding, Leroy P. Percy, H. K. Milner, L. Sevier, Chas. F. DeBardeleben, W . S. M cFarland, A . C. Ramsay, J. Kirkm an Jackson, W . W . Crawford. STATEMENT, NOVEMBER 4. 1918 RESOU RCES L IA B IL IT IE S Currency ............................................... $ 445,845.00 Individual Deposits ....... $6,561,074.84 Gold ....................................................... 4,527.50 Demand Certificates .......................... 197,625.52 Silver, Nickels and Pennies............ 17,692.42 Tim e Certificates ................................. Checks and Cash Item s...................... 55,826.02 Cashier’s Checks ................................. 19,439.71 E xchanges fo r Clearing House....... 131,764.78 Certified Checks ................................... 18,118.02 Cash Items in T ransit........................ 143,191.36 Due to Clearing H ouse...................... Due from Banks in this State......... 32,065.81 Due Banks in this State.................... 748,836.07 Due from Banks in other States.... 1,650,106.97 Due Banks in other States................ 35,172.66 Due Unpaid Dividends...................... 150.00 T otal.....................................$2,481,019.86 Bonds and Stocks owned by Bank..$ 430,604.29 Loans and Discounts.......................... 4,107,367.65 Demand Loans ..................................... 900,772.77 Overdrafts ............................................. 1,080.46 B anking House ................................... 325,812.27 F urniture and Fixtures...................... 79,439.37 Other Real Estate............................... 106,956.93 Other Resources ................................. Cash Short ........................................... G ran d T o t a l ............................. $ 8 ,4 3 3 ,0 5 3 .6 0 T otal Deposits..................$7,580,416.82 Capital Stock paid in ........................ $ 500,000.00 Surplus Fund .............................................250,000.00 Undivided Profits, less Current Expenses and Taxes paid.................. 77,818.97 Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve fo r T axes..................................... 13,331.91 Reserve fo r Interest................................ 11,485.90 Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l ............................. $ 8 ,4 3 3 ,0 5 3 .6 0 AN NUAL REPORT FOR 1918 28 Birmingham The Birmingham Trust & Savings Company OFFICERS A rth u r W . Smith, President. Tom O. Smith, Vice-President. W . H. Manly, Cashier. Benson Cain, A ssistant Cashier. C. D. Cotten, Assistant Cashier. E. W . Finch, Assistant Cashier. A rthur W . Smith. Tom O. Smith. T. H. Benners. Lee C. Bradley. J. M. Caldwell. S. L. Earle. W illiam I. Grubb. D IRECTO RS W . E. Henley. F. M. Jackson. F. H. Lathrop. R. S, Munger. M. P. N orthington. H. J. Porter. R. A. Terrell. STA TE M E N T, N O V E M B E R 4, 1918 RESOU RCES C urrency ............................................... $ 323,745.00 Gold ........................................................ 1,325.00 Silver, Nickels and Pennies.............. 53,862.53 Checks and Cash Items...................... 41,317.73 Exchanges fo r Clearing House....... 128,072.16 Cash Items in Transit........................ Due from Banks in this State......... 345,639.33 Due from Banks in other States.... 2,772,730.91 L IA B IL IT IE S Individual Deposits .............................$9,254,754.05 Demand Certificates .......................... 453,313.19 Tim e Certificates ................................ Cashier’s Checks ................................. 9,154.42 Certified Checks ................................... 5,592.97 Due to Clearing H ouse...................... Due Banks in this State.................... 1,139,809.33 Due Banks in other States................ 1,038,660.81 Due U npaid Dividends...................... T otal.....................................$3,666,692.66 T otal Deposits................$11,901,284.77 Bonds and Stocks owned by Bank..$ 440,045.92 Loans and Discounts.......................... 6,478,464.95 Demand Loans ........................ 660,315.92 Overdrafts ............................................. 2,797.57 B anking House ................................... 350,000.00 Furniture and Fixtures...................... 8,402.73 Other Real E state............................... 257,156.94 Other Resources ................................. 2,639,332.92 Cash Short ........................................... Capital Stock paid in ........................ $ 500,000.00 Surplus Fund ....................................... 650,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 54,862.52 Notes and Bills Payable.................... 400,000.00 Notes and Bills R ediscounted......... Reserve fo r T axes................................ Reserve fo r Interest............................ 42,455.71 Other Liabilities ................................. 954,606.61 Cash Over ............................................. G ran d T o t a l...................... .$ 1 4 ,5 0 3 ,2 0 9 .6 1 Grand Total................$14,503,209.61 Birmingham Steiner Brothers, Bankers OFFICERS Leo K. Steiner, President. B. Steiner, Vice-President. Carl Steiner, Cashier. J. M. Levine, Assistant Cashier. B. Steiner. Leo K. Steiner. DIRECTO RS J. M. Levine. Carl Steiner. H. E. Steiner. S T A TE M E N T, N O V E M B E R 4, 1918 RESOURCES C urrency .... ..........................................$ Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges fo r Clearing H ouse....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 20,163.00 715.00 1,108.75 241.06 6,064.55 150.00 13,539.81 58,861.71 T otal.................................... $ 100,843.88 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. B anking House ................................... Furniture and Fixtures...................... Other Real E state.............................. Other Resources ................................. Cash Short ........................ ................... G ran d T o t a l. .$ 303,859.86 400,913.68 - .44 100,295.52 988.53 9 0 6 ,9 0 1 .9 1 L IA B IL IT IE S Individual Deposits ......... .................. $ 456,982.33 Demand Certificates .......................... Tim e Certificates ................................ 101,355.00 Cashier’s Checks ................................. 142.31 Certified Checks ................................... 100.87 Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due U npaid Dividends...................... T otal Deposits.................. $ 558,580.51 Capital Stock paid in ........................$ 100,000.00 Surplus Fund ....................................... 100,000.00 Undivided Profits, less Current Expenses and Taxes paid............... 77,055.74 Notes and Bills P ayable.................... 70,000.00 Notes and Bills R ediscounted.......... Reserve fo r T axes................................. 1,174.20 Reserve fo r Interest............................ Other Liabilities ................................. Cash Over ............................................. 91.46 G ran d T o ta l. ......$ 9 0 6 ,9 0 1 .9 1 29 STATE SU PERIN TEN D EN T OF BANKS Boaz The Boaz Bank OFFICERS W . E. Snea.d, President. G. W . Creel, Cashier. Edith Tilly, A ssistant Cashier. W . E. Snead. S. H. Leeth. J. L. Caddell. DIR E CTO RS T. J. Chadwick. E. C. Snellgrove. J. G. Snellgrove. STATEMENT, NOVEMBER 4, 1918 RESOU RCES C urrency ............................................... $ 36,542.00 Gold .............. 1,055.00 Silver, N ickels and Pennies............. 1,331.39 Checks and Cash Item s...................... 3,217.28 E xchanges fo r Clearing H ouse....... Cash Items in Transit........................ Due from Banks in thisState........... 51,228.08 Due from Banks in other States.... 105,230.85 T otal.....................................$ 198,604.60 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. B anking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 36,204.50 61,392.60 160,499.43 1,236.98 4,000.00 1,500.00 Grand Total...................... $ 463,438.11 L IA B IL IT IE S Individual Deposits ............................ $ 268,295.83 Demand Certificates .......................... Tim e Certificates ................................ 123,635.59 Cashier’s Checks ................................. 2,616.10 Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 394,547.52 Capital Stock paid in ........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve fo r T axes............................... Reserve fo r Interest............................ Other Liabilities ................................. Cash Over ............................................. 28,300.00 20,000.00 20,590.59 Grand T otal...................... $ 463,438.11 Boaz The Farmers & Merchants Bank O FFICERS H ogan Jackson, President. John H. Fletcher, Vice-President. D. K. Searcy, Cashier. E. H. Jackson, A ssistant Cashier. DIR E CTO RS H ogan Jackson. Geo. I. M ilner John H. Fletcher. W . T. W ells. D. K. Searcy. A . J. Hunt. E. P. Gillespie. STATEMENT, NOVEMBER 4, 1918 RESOU RCES Currency .... -.......................... .............. $ Gold .... -......... -....................................... Silver, N ickels and Pennies.............. Checks and Cash Item s...................... E xchanges fo r Clearing H ouse....... Cash Items in T ransit........................ Due from Banks in this State.......... Due from Banks in other States.... 30,206.42 29,231.71 T otal.....................................$ 77,330.52 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. B anking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................ Cash Short ........................................... 55,950.00 28,249.25 13,795.16 8.84 3,000.00 2,000.00 2,000.00 G ran d T o ta l .$ 15,763.00 450.00 1,662.15 17.24 1 8 2 ,3 3 3 .7 7 L IA B IL IT IE S Individual Deposits ............................ $ 111,196.49 Demand Certificates ...... 37,620.31 Tim e Certificates ................................. Cashier’s Checks ...................................... 4,227.55 Certified Checks ................................... Due to Clearing H ouse........................... 6,665.00 Due Banks in this State.................... Due Banks in other States............. Due U npaid Dividends...................... T otal D eposits.................. $ 159,709.35 Capital Stock paid in ........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills R ediscounted......... Reserve fo r T axes............................... Reserve fo r Interest............................. Other Liabilities ................................. Cash O ver ............................................. Grand Total. 10,000.00 10,000.00 2,624.42 .$ 182,333.77 30 ANNUAL REPORT FOR 1918 Brent The Brent Banking Company H. A. D. H. V. H. W. R. DIR E CTO RS H. V. Faucett. H. R. Faucett. A. H. Janies. J. S. W ard. D. W . James. G. J.Partridge. F. W . Murphy. O FFICERS Faucett, President. James, Vice-President. James, Cashier. Faucett, Assistant Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ....................................................... Silver, N ickels and Pennies.............. Checks and Cash Items.... .................. E xchanges fo r Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States ... 15.00 20,998.97 20,969.62 T otal.....................................$ 51,289.59 Bonds and Stocks owned by Bank..$ Loans and Discounts........................... Demand Loans ..................................... O verdrafts ..................................... B an king House ...... Furniture and Fixtures...................... Other Real E state.............................. Other Resources ................................ Cash Short .............. 8,287.00 1,019.00 24,600.00 46,949.57 53.96 2,750.00 1,500.00 460.35 3.21 Grand T otal......................$ 127,606.68 L IA B IL IT IE S Individual Deposits .... ........................$ Demand Certificates .......................... Savings Deposits ................................ Cashier’s Checks ......... ...................... Certified Checks .............. .................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due U npaid Dividends...................... 74,709.38 26,806.54 408.15 T otal D eposits..................$ 101,924.07 Capital Stock paid in ........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills P ayable.......... Notes and Bills Rediscounted. Reserve fo r T axes..................... Reserve fo r In terest.................. Other Liabilities ........ .............. Cash Over ....................... ............ 25,000.00 682.61 Grand T otal...................... $ 127,606.68 Brewton The Bank of Brewton O FFICERS O. M. Gordon, President. W . Y. Lovelace, Vice-President. C. B. Sawyer, Cashier. O. M. Gordon. W . Y. Lovelace. C. B. Sawyer. J. G. McGowin. DIRECTO RS E. J. Blow. M. P. W atson. J. D. Leigh. O. F. Luttrell. W . E. Foshee. STATEMENT, NOVEMBER 4, 1918 RESOURCES C urrency ............................................... $ Gold ........................................................ Silver, N ickels and Pennies.............. Checks and Cash Item s...................... E xchanges fo r Clearing H ouse....... Cash Items in Transit ....................... Due from Banks in this State.......... Due from Banks in other States.... 12,390.00 5.00 1,922.60 757.95 3,610.30 49,199.81 55,439.37 T otal.................................... $ 123,325.03 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... O verdrafts ............................................. B an king H ouse ................................... F urniture and Fixtures...................... Other Real E state............................... Other Resources ................................. Cash Short ........................................... G ran d T o t a l ............................. $ 26,963.50 288,871.09 18,500.00 6.39 12,500.00 2,500.00 5,893.80 210.28 4 7 8 ,7 7 0 .0 9 L IA B IL IT IE S Individual Deposits ............................ $ 375,950.90 Demand Certificates ....................... .. Tim e Certificates ................................. 679.48 Cashier’s Checks ................................. 552.02 Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State................... 5,012.15 Due Banks in other States................ Due U npaid Dividends...................... Total Deposits. ...............$ 382,194.55 Capital Stock paid in ..................... Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills P ayable.................... N otes and Bills Rediscounted. Reserve fo r T axes............................... Reserve fo r Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l ............................. $ 50,000.00 33,000.00 9,879.93 3,675.50 20.11 4 7 8 ,7 7 0 .0 9 31 STATE SU PERIN TEN D EN T OF BANKS Brewton The Citizens Bank DIRECTORS Leigh McMillan. W . T. Neal. J. T. Boyd. Jno. R. Miller. ■J. S. Crum. Geo. Miller. J. U. Blacksher. OFFICERS Ed Leigh McMillan, President. J. T. Boyd, Vice-President. J. S. Crum, Cashier. Ed STATEMENT, NOVEMBER 4, 1918 RESOU RCES C urrency ............................................... $ Gold ................................................ Silver, Nickels and Pennies.............. Checks and Cash Item s...................... E xchanges fo r Clearing House....... Cash Items in T ransit........................ Due from Banks in this State.......... Due from Banks in other States ... 5,627.00 7,175.00 6,050.40 1,640.65 37,428.99 50,776.97 T otal.....................................$ 108,699.01 Bonds and Stocks owned by Bank..$ Loans and D iscounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... F urniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 127,630.68 78,937.68 58,508.73 3,178.22 2,727.20 8,592.04 Grand T otal...................... $ 388,273.56 L IA B IL IT IE S Individual Deposits ............................ $ 294,081.60 Tim e Certificates ............................ . Cashier’s Checks ................................ Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due U npaid Dividends...................... 61.06 21,313.16 T otal Deposits..................$ 315,456.36 Capital Stock paid in ........................ $ Surplus Fund ....................................... U ndivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills P ayable.................... Notes and Bills Rediscounted......... Reserve fo r T axes.............................. Reserve fo r Interest............................ Other Liabilities ................................. Cash Over ............................................. 47,200.00 20,852.49 4,765.25 Grand T otal...................... $ 388,273.56 Brewton The Farmers & Merchants Bank OFFICERS J. W . Adkisson, President. E. S. Liles, Vice-President. Geo. O. Harold, Cashier. A. Calvin Smith, Assistant Cashier. J. W . Adkisson. E. S. Liles. DIRECTORS C. F. Rankin. F. H. Mason. J. E. Finlay. STATEMENT, NOVEMBER 4, 1918 RESOU RCES C urrency ......... ..................................... $ Gold ....................................................... Silver, N ickels and Pennies.............. Checks and Cash Item s...................... E xchanges fo r Clearing House....... Cash Items in T ra n sit........................ Due from Banks in this State.......... Due from Banks in other States.... 8,287.00 1,242.50 1,346.26 331.32 90,158.55 14,276.85 T otal.....................................$ 115,642.48 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... O verdrafts ................................. ........... B anking House ................................... Furniture and Fixtures...................... Other Real E state.............................. Other Resources ................................ Cash Short ........................................... G ran d T o t a l. 2,450.00 75,700.91 99.63 2,208.62 124.86 18,500.00 3.40 .$ 214,729.90 L IA B IL IT IE S Individual Deposits .............................$ 168,731.58 Tim e Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due U npaid Dividends...................... 8,000.00 1,984.51 206.65 T otal Deposits..................$ 178,922.74 Capital Stock paid in ........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills P ayable.................... Notes and Bills R ediscounted.......... Reserve fo r Taxes............................... Reserve fo r Interest............................. Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l. 25,000.00 4,000.00 6,307.16 500.00 .$ 214,729.90 32 ANNUAL REPORT FOR 1918 Brundidge The Brundidge Banking Company OFFIC E RS M. L igh tfoot, President. F. C. Bass, Vice-President. J. F. H ightow er, Cashier. DIR E CTO RS (N ot Incorporated.) S TATE M E N T, N O V E M B E R 4, 1918 RESOU RCES Currency ............................................... $ Gold ............................................. Silver, N ickels and Pennies.............. Checks and Cash Item s..... ................. Exchanges fo r Clearing H ouse....... Cash Rem s in T ransit........................ Due from Banks in this State.......... Due from Banks in other States.... 10,386.00 5,032.50 1,938.29 105.20 4,084.10 19,003.48 45,620.81 T otal.....................................$ 86,170.38 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... F urniture and Fixtures...................... Other Real E state............................... Other Resources ................................. Cash Short ........................................... 79,350.00 338,849.29 1,282.02 6,015.00 4,927.93 8,023.11 49.85 Grand Total...................... $ 524,667.58 L IA B IL IT IE S Individual Deposits ............................ $ 238,596.17 Tim e Certificates ................................. Cashier’s Checks ................................ Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 26,697.24 369.89 Total Deposits..................$ 265,663.30 Capital Stock paid in ........................ $ Surplus Fund .... .................................. Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills R ediscounted......... Reserve fo r T axes.... -......................... Reserve fo r Interest............................ Other Liabilities ............................... ! Cash Over ............................................. 50,000.00 110,000.00 24,614.28 55,000.00 2,500.00 3,500.00 13,390.00 Grand T otal...................... $ 524,667.58 Butler The Choctaw Bank OFFICERS W . J. Dansby, President. W . D. W hitted, Vice-President. G. E. Foerster, Cashier. W . J. Dansby. W . D. W hitted. D IRECTO RS J. N . Granade. W . B. Gilmer. F. A . Miller. S TATE M E N T, N O V E M B E R 4, 1918 RESOU RCES Currency ......................... ......................$ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Item s...................... Exchanges fo r Clearing H ouse....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 420.51 24,374.82 11,295.46 T ota l.................................... $ 42,400.73 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... F urniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 7,450.00 64,010.79 G ran d T o t a l ............................. $ 4,875.00 300.00 669.49 465.45 8.54 458.50 2,000.00 1,184.34 7,337.32 1 2 4 ,8 5 0 .2 2 L IA B IL IT IE S Individual Deposits ............................ $ Demand Certificates .......................... Tim e Certificates ................................. Cashier’s Checks .............'................... Certified Checks ................................... Due to Clearing H ouse...................... Due Banks in this State.................... Due Banks in other States................ Due U npaid Dividends...................... 87,666.16 14,076.72 2,569.65 8.00 Total Deposits..................$ 104,320.53 Capital Stock paid in ........................ $ Surplus Fund ....................................... U ndivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve fo r T axes............................... Reserve fo r Interest........................... . Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l ............................. $ 12,500.00 2,000.00 520.31 5,509.38 1 2 4 ,8 5 0 .2 2 33 STA TE SU PERIN TEN D EN T OF BANKS Calera The Central State Bank O FFICERS Gordon DuBose, President. F. G. Koenig, Vice-President. Theresa Aldridge, Cashier. D IRECTO RS W . F. Thomas. W . L. Acuff. T. R. W alton. Cordon DuBose. F. G. Koenig. G. TI. W illiams. STA TE M E N T, N O V EM BE R 4, 1918 RESOURCES Currency ............. ...........'........... ...........$ • 1,584.00 Gold ...... ........................................ Silver, Nickels and Pennies........ ..... 133.29 Checks and Cash Items......... ............ Exchanges fo r Clearing House....... Cash Items in Transit........................ Due from Banks in this State. ....... 9,390.39 Due from Banks in other States. .. T otal.................................. ..$ 11,107.08 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ................................ .... Overdrafts ............................................. Banking House ............................... Furniture and Fixtures____ *............ Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 32,268.40 35,114.33 Grand Total.............. .......$ 80,990.41 L IA B IL IT IE S Individual Deposits ............................$ Demand Certificates ....... ......... Time Certificates ............. ................... Cashier's Checks ................................. Certified Checks ________ __ _______ Due to Clearing H ouse.... . Due Banks in this State.... Due Banks in other States Due. Unpaid Dividends...... 26,803.28 2,012.08 224.05 Total D eposits.................$ 29,039.41 Capital Stock paid in......... .............. $ Surplus Fund ...................................... Undivided Profits, less Current Expenses and Taxes paid.............. 1,750.00 I Notes and Bills P ayable.... ............... 750.00 Notes and Bills R ediscounted.......... |Reserve fo r T axes......................... ..... ! Reserve fo r Interest............................ Other Liabilities .......................... Cash Over ......................... ................... 30,000.00 Grand T otal.... .................$ 476.00 15,000.00 6,475.00 80^990.41 Camden The Bank of Camden OFFICERS W . J. Bonner, President. E. R. Bonner, Vice-President. J. T. Lawler, Cashier. W . J. Bonner. DIRECTO RS E. R. Bonner. J. T. Lawler. STA TE M E N T, N O V E M B E R 4, 1918 RESOU RCES Currency ............... ........................... ....$ Gold .......................................... ........ Silver, Nickels and Pennies.............. Checks and Cash Item s...................... Exchanges fo r Clearing H ouse____ Cash Items in T ransit........................ Due from Banks in this State.......... Due from Banks in other States.... 14,300.00 300.00 982.35 3,393.44 33,098.37 15,834.20 L IA B IL IT IE S Individual Deposits .................... ........$ 204,489.04 Demand Certificates .... ..................... Savings Deposits ..... ............... ........... 3,073.82 Cashier's Checks .... ........................... 237.36 Certified Checks .... .............................. Due to Clearing H ouse...... Due Banks in this State..... Due Banks in other States Due Unpaid Dividends...... T otal.................................... $ 67,908.36 Total Deposits....... ..........S 207,800.22 Bonds and Stocks owned by Bank..$ Loans and Discounts......... ...... Demand Loans ...... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures____ ____ Other Real Estate.............................. Other Resources ................................ Cash Short ..... ..................................... 26,300.00 138,195.38 8,168.20 104.67 3,000.00 1,500.00 Capital Stock paid in ........................ $ 30,000.00 Surplus Fund ....................... ............... 3,000.00 Undivided Profits, less Current Expenses and Taxes p a id ........... 4,244.59 Notes and Bills Payable.......... Notes and Bills Rediscounted Reserve fo r T axes.............................. Reserve fo r Interest............................ Other Liabilities ................................. Cash Over ...................... ...................... 131.80 G ran d 2B T o t a l ........... .................$ 2 4 5 ,1 7 6 .6 1 G ran d T o t a l ............................. $ 2 4 5 ,1 7 6 .6 1 ANNUAL REPORT FOR 1918 34 Camp Hill The Bank of Camp Hill OFFICERS E. L. Andrews, President and Cashier. H. T. Hamner, Vice-President. S. V. Henderson, Assistant Cashier. DIRECTORS Thos. S. Sturdivant. H. T. Hamner. W. M. Conine. Jno. E. Heard. J. R. Allgood. E. L. Andrews. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ........ ...................................... $ Cold .... .................................................. Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit ....................... Due from Banks in this State......... Due from Banks in other States. .. 33,501.31 5,373.30 Total.......... ..........................$ 64,275.06 Bonds and Stocks owned by Bank ..$ Loans and Discounts.......................... Demand Loans .................... Overdrafts ............................................. Banking House ........... Furniture and Fixtures................... Other Real Estate.............................. Other Resources ................................ Cash Short ......... ............................. 34,503.40 57,652.11 57,027.78 46.10 2,500.00 2,500.00 3,500.00 18,849.00 3,530.00 3,021.45 Grand Total...................... $ 222,004.45 LIABILITIES Individual Deposits ............................ $ 142,147.40 Demand Certificates .......................... Time Certificates ................................ Cashier’s Checks ............. .................. 401.75 Certified Checks .......... ........................ Due to Clearing House..................... Due Banks in this State.................... 142.10 Due Banks in other States.. ............ Due Unpaid Dividends...................... Total Deposits......... .......$ 142,691.25 Capital Stock paid in........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid....,........ Notes and Bills Payable.................... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities .... .................. Cash Over ....................... ............ 50,000.00 26,000.00 3,313.20 Grand Total..................... $ 222,004.45 Carbon Hill The Citizens Bank OFFICERS Duncan McDonald, President. H. T. Peters, Vice-President. G. A. Kropp, Cashier. E. S. Guthrie, Assistant Cashier. DIRECTORS Duncan McDonald. J. T. Wakefield. H. T. Peters. O. H. Whitney. Z. P. Shepherd. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .... ..........................................$ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 27,700.00 25.00 1,626.01 241.00 3,198.98 46,649.83 19,622.07 Total.................................... $ 99,062.89 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts .............. Banking House ............. Furniture and Fixtures...................... Other Real Estate.... .......................... Other Resources ..... -Cash Short ............. ........ ................. 20,944.06 92,399.79 G ran d T o t a l. .$ 620.41 5,000.00 1,936.20 1,276.23 17,179.00 2 3 8 ,4 1 8 .5 8 LIABILITIES Individual Deposits .... ............... ........$ 175,967.88 Demand Certificates .................... 38,873.63 Time Certificates ................................ Cashier’s Checks ................................. 659.16 Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States Due Unpaid Dividends___ Total Deposits..................$ 215,500.67 Capital Stock paid in........................ $ Surplus Fund .... .................................. Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................. Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities .... ............................ Cash Over .............................................. G ran d T o ta l. ......$ 15,000.00 7,746.32 171.59 2 3 8 ,4 1 8 .5 8 STATE SUPERINTENDENT OF BANKS 35 Carrollton The Bank of Carrollton DIRECTORS A. H. Dabbs. »W. G. Robertson. L. C. Funderburk. J. H. Coleman. M. A. Dabbs. OFFICERS A. H. Dabbs, President. W . G. Robertson, Vice-President. W. H. Strother, Cashier, Jane C. Distler, Assistant Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ..... ......... -................... ........... $ Gold ............. Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit____________ Due from Banks in this State.-....... Due from Banks in other States.... 10,669.02 11,362.09 8,553.47 T otal............ .......................$ 40,977.15 Bonds and Stocks owijed by Bank..$ Loans and Discounts............ ............. Demand Loans .................................... Overdrafts ............................................ Banking House ........... .................... Furniture and Fixtures..................... Other Real Estate.... ......................... Other Resources ............ ........... ......... Cash Short ............ .......... i______ ____ 35,632.18 146,870.44 56,089.59 8,889.00 531.00 911.22 61.35 3.300.00 2,847.79 797.50 Grand Total......... ............$ 286,514.65 LIABILITIES Individual Deposits ____________ __ $ 190,304.22 Demand Certificates ....................... ■ Time Certificates ................................. 43,190.42 .......................... 1,054.34 Cashier’s Checks Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... Total Deposits..................$ 234,548.98 Capital Stock paid in........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.... ...... Notes and Bills Rediscounted. Reserve for Taxes.................... Reserve for Interest.... ............ Other Liabilities .............. ........ Cash Over ............... .................... 25,000.00 22,500.00 4,465.67 Grand Total.... .................$ 286,514.65 Cedar Bluff The Cedar Bluff Bank OFFICERS T. L. Lasseter, President. W . A. Snead, Vice-President. W . R. Westbrook, Cashier. T. L. Lasseter. W . A. Snead. J. F. Slone. DIRECTORS D. N. Williamson. J. P. James. W . S. McElrath. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .... .......................................... $ Gold ........................................................ Silver, Nickels and Pennies........... Checks and Cash Items............. ........ Exchanges for Clearing House____ Cash Items in Transit..... ................... Due from Banks in this State......... Due from Banks in other States.... 23,144.54 4,024.06 Total.......... - ........................$ 44,567.75 Bonds and Stocks owned by Bank..$ Loans and Discounts..... ..................... Demand Loans ................. Overdrafts ........................... Banking House ................................... Furniture and Fixtures......... ............ Other Real Estate.......... ................. Other Resources ............ Cash Short ........................ ................ 10,345.00 41,776.97 3,039.98 501.02 1,488.21 1,750.00 G ran d T o t a l .............................$ 15,996.00 738.50 664.65 114,834.00 2 1 8 ,3 0 2 .9 3 LIABILITIES Individual Deposits ..... .......................$ 147,256.61 Demand Certificates .... ...................... Time Certificates ............ 21,998.96 Cashier's Checks .............. 427.33 Certified Checks .................... .............. Due to Clearing House....-------- ------Due Banks in this State...___ _____ Due Banks in other States....... ........ Due Unpaid Dividends............. ........ .7 2 Total Deposits....... ..........$ 169,683.62 Capital Stock paid in.... ..................._$ Surplus Fund .............. Undivided Profits, less Current Expenses and Taxes paid......... .. Notes and Bills Payable................ Notes and Bills Rediscounted......... Reserve for Taxes..................... ...... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l . . . . .......... ............. $ 16,500.00 25,000.00 7,013.42 97.50 8.39 2 1 8 ,3 0 2 .9 3 ANNUAL REPORT FOR 1918 36 Centre The Cherokee County Bank OFFICERS G. P. Smith, President. J. L. Savage, Vice-President. J. H. Savage, Cashier. G. P. Smith. J. L. Savage. DIRECTORS J. C. Hale. G. F. Morrison. C. C. Tatum. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold ....................................................... Silver, Nickels and Pennies........ Checks and Cash Items....... .............. Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 7,000.00 13,942.25 33,136.37 Total........... .........................$ 69,440.17 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans .................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate. . . ........................ Other Resources ................................. Cash Short .............. ........................... 20,000.00 59,069.05 8,060.00 2,365.00 725.62 4,210.93 77.34 1,000.00 1,000.00 72,400.00 Grand Total........... ..........$ 222,986.56 LIABILITIES Individual Deposits ............................ $ 162,411.90 Demand Certificates .......................... Time Certificates ................................ 30,766.56 Cashier’s Checks ................................. 1,643.46 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 194,821.92 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................ Cash Over ......... ................................... 25,000.00 3,146.50 18.14 Grand Total...................... $ 222,986.56 Centre The Farmers & Merchants Bank of Centre OFFICERS J. K. Richardson, President. W . A. Snead, Vice-President. W . A. Garner, Cashier. I. L. Brock, Assistant Cashier. M. D. Starling. S. G. Stinson. DIRECTORS J. H. Blair. J. K. Richardson. W . A. Snead. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ......... .....................................: Gold ........... ......................................... . Silver, Nickels and Pennies............. Checks and Cash Items............. ........ Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State_____ Due from Banks in other States. .. 16,359.81 33,687.41 Total.............. .....................$ 55,041.83 Total Deposits..................$ 86,627.99 Bonds and Stocks owned by Bank..$ Loans and Discounts........................... Demand Loans ............................... .. Overdrafts . ........................ Banking House ................................... Furniture and Fixtures...................... Other Real Estate................... .......... Other Resources ................................. Cash Short ......... .............................. 1,095.25 43,797.10 Capital Stock paid in........................ $ Surplus Fund ............ .......................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.... ............... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 18,000.00 G ran d T o ta l ........... $ 4,622.00 10.00 202.01 160.60 34.35 4,775.52 1,000.00 436.26 1 0 6 ,1 8 0 .3 1 LIABILITIES Individual Deposits ............................ 1 Demand Certificates .......................... Time Certificates ................................. Cashier's Checks .... ............................ Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... G ran d T o t a l .... 64,878.35 20,690.66 1,058.98 1,552.32 1 0 6 ,1 8 0 .3 1 STATE SUPERINTENDENT OF BANKS 37 Centreville The Bibb County Banking & Trust Company OFFICERS J. P. Kennedy, President. Ed. Kennedy, Vice-President. J. P. Suttle, Cashier. J. P. Kennedy. Ed. Kennedy. DIRECTORS J. P. Suttle. S. D. Logan. C. D. Logan. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............. Checks and Cash Items.................. Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 23,310.13 21,735.33 Total.....................................$ 61,440.76 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 5,000.00 97,831.76 \ 14,097.00 995.00 1,141.04 162.26 ___ 44.88 10,000.00 1,100.00 820.74 Grand Total...................... $ 176,238.14 LIABILITIES Individual Deposits ............................ $ 113,689.63 Demand Certificates .......................... Time Certificates ................................. 17,275.00 Cashier’s Checks ................................. 145.75 Certified Checks ................................... 109.35 Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 131,219.73 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 25,000.00 15,657.25 4,361.16 Grand Total...................... $ 176,238.14 Centreville The Peoples Bank DIRECTORS J. W . Hunnicutt, W . W . Lavender. W . C. Fuller. S. C. Meigs. M. G. Crews. N. W . Hunnicutt. Letcher Melton. OFFICERS J. W . Hunnicutt, President. W . C. Fuller, Vice-President. Letcher Melton, Cashier. N. W . Hunnicutt, Assistant Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .... -......... -...............................$ 6,851.00 Gold ............................ 3,842.50 Silver, Nickels and Pennies.............. 518.03 Checks and Cash Items...................... 1,225.93 Exchanges for Clearing House....... Cash Items in Transit........................ 413.85 Due from Banks in this State.......... 29,754.93 Due from Banks in otherStates.... 24,558.46 .................................$ 67,164.70 Bonds and Stocks owned by Bank..$ Loans and Discounts.... ...................... Demand Loans ...... Overdrafts ............ ............................. Banking House .............. ................... Furniture and Fixtures...................... Other Real Estate....................:......... Other Resources ................................. Cash Short ........................................... Total 39,350.00 57,661.54 6,170.68 G ran d T o ta l. .$ 3,600.00 906.00 9.52 1 7 4 ,8 6 2 .4 4 LIABILITIES Individual Deposits .... ........................$ Demand Certificates .......................... Time Certificates ................................ Cashier’s Checks ...............=................ Certified Checks ................................... Due to Clearing House.... ................. Due Banks in, this State.................... Due Banks in other States............... Due Unpaid Dividends...................... 90,336.71 35,440.64 115.00 Total Deposits..................$ 125,892.35 Capital Stock paid in..... .................. $ Surplus Fund .............................. ........ Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes.... ................ Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... G ran d T o t a l. .$ 42,000.00 6,970.09 1 7 4 ,8 6 2 .4 4 38 ANNUAL REPORT FOR 1918 Chatom The Chatom State Bank' OFFICERS James N. Granade, President. C. V. Williams, Vice-President. T. J Dees, Cashier. C. M. Davis, Assistant Cashier. DIRECTORS T. J. Dees. J. S. Granade. C. V. Williams. James N. Granade. A. J. Wood. M. L. Smith. J. H. Blount. H. C. Dumas. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .........................-.................... $ Gold ...................... ............. .................. Silver, Nickels and Pennies............. Cheeks and Cash Items...................... Exchanges for Clearing- House....... Cash Items in Transit....-....... ........ Due from Banks in this State......... Due from Banks in other States. .. 22,287.43 3,065.40 7,151.00 250.00 2,039.30 2,884.35 LIABILITIES Individual Deposits ............ :.............. $ Demand Certificates .......................... Time Certificates ...................... .......... Cashier's Checks ................................ Certified Checks .................................. Due to Clearing House. .................. Due Banks in this State................... Due Banks in other States................ Due Unpaid Dividends...................... 77,090.15 13,817.70 2,738.11 Total............... ..................... $ 37,677.48 Total Deposits..................$ 93,645.96 Bonds and Stocks owned by Bank..$ Loans and Discounts............... Demand Loans ..................................... Overdrafts ............................................. Banking House .................................. Furniture and Fixtures...................... Other Real Estate............................. Other Resources ........... Cash Short ............................... 31,223.96 48,014.30 Capital Stock paid in..... ..................$ Surplus Fund .................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes............ ................. Reserve for Interest......... ................... Other Liabilities ................................. Cash Over ............ .......... ................... 15,000.00 7,500.00 Grand Total......................$ 118,845.32 8.50 1,600.00 314.98 2.00 4.10 2,244.36 200.00 255.00 Grand Total......... ............ $ 118,845.32 Citronelle The Citronelle State Bank OFFICERS John A. Hurt, President. C. S. Pick, Vice-President. R. L. Prime, Cashier. John A. Hurt. C. S. Pick. DIRECTORS C. D. Hurt. W . Y. Johnson. J. M. Barclay. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold .......................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit.... ................... Due from Banks in this State........ Due from Banks in other States . . 15,396.95 876.80 Total......... ..................... .....$ 20,121.04 Total Deposits.................$ 66,952.64 Bonds and Stocks owned by Bank..? Loans and Discounts........... ........... Demand Loans ........................ Overdrafts ........................... Banking House ............................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 23,200.00 25,214.93 6,197.89 99.35 1,400.00 1,000.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 10,000.00 G ran d T o ta l .$ 3,072.00 285.00 482.29 8.00 7 7 ,2 3 3 .2 1 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................ Cashier’s Checks ................................ Certified Checks ................................... Due to Clearing House.... . Due Banks in this State... Due Banks in other States Due Unpaid Dividends...... G ran d T o ta l. .$ 63,976.71 2,660.94 314.99 280.57 7 7 ,2 3 3 .2 1 39 STATE SUPERINTENDENT OF BANKS Clanton The Peoples Savings Bank OFFICERS W . T. Callen, President. John A. Thomas, Vice-President and Cashier. DIRECTORS W . T. Callen. J. B. Downs. John A. Thomas. Samuel Kaufman. E. E. Upchurch. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit..... .................. Due from Banks in thisState.......... Due from Banks in other States. .. 16,816.00 65.00 1,090.88 3,929.55 6,148.91 180,360.77 22,068.75 . Total Deposits..................$ 351,711.44 Total.................................... $ 230,479.86 Bonds and Stocks owned by Bank.Sf Loans and Discounts.......................... Demand Loans ..................................... Overdrafts .............. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.......................... . Other Resources ................................ Cash Short ............. LIABILITIES Individual Deposits ............................ $ 326,570.44 Demand Certificates ............ .............. Time Certificates ................................. 12,556.63 Cashier’s Checks ...................................... 4,660.62 Certified Checks ........................................ 7,923.75 Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 73,137.50 56,889.31 31,968.89 1,797.14 2,700.00 1,880.14 9.60 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest...... ............ Other Liabilities ....................... Cash Over ........... ........................ 15,000.00 32,151.00 Grand Total...................... $ 398,862.44 Grand Total..... ................ $ 398,862.44 Clayton The Advance Banking Company OFFICERS Geo. A. Johnston, President, W . H. Robertson, Jr., Vice-President. A . J. Bethune, Cashier. DIRECTORS Geo. A. Johnston L. Ventress. W . H. Robertson, Jr. H. E. Peach. Geo. W . Peach. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ 15,672.00 Gold ........................................................ 368.50 Silver, Nickels and Pennies... 164.21 195.60 Checks and Cash Items........... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State........... 16,706.41 Due from Banks in other States.... 1,341.83 Total.............. ......................$ 34,448.55 Bonds and Stocks owned by Bank..$ 10,140.00 Loans and Discounts............... 98,396.54 Demand Loans ..................................... 3,833.30 Overdrafts ............................................. 643.92 Banking House ................................... Furniture and Fixtures........... 1,600.00 Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 44.39 G ran d T o ta l. .$ 1 4 9 ,1 0 6 .7 0 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier's Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States..... .......... Due Unpaid Dividends..... ................ Total Deposits..................$ Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........................ Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l. .$ 76,604.62 40.91 76,645.53 50,000.00 5,000.00 7,461.17 10,000.00 1 4 9 ,1 0 6 .7 0 ANNUAL REPORT FOR 1918 40 Clayton The Clayton Banking Company OFFICERS O. B. Pruett, President. J. E. Parish, Vice-President. J. T. Floyd, Jr., Cashier. O. B. Pruett. DIRECTORS J. E. Parish. G. W . Peach. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ....................................................... Silver, Nickels and Pennies............. Checks and Cash Items................ Exchanges for Clearing House........ Cash Items in Transit..... ......... ......... Due from Banks in this State_____ Due from Banks in otherStates.... 30,926.70 8,630.21 9,412.35 Total.............................. ......$ 64,495.23 Bends and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ........... Banking House .... .............................. Furniture and Fixtures.... ................. Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 14,495.00 460.00 255.85 315.12 165,354.49 14,885.30 238.45 1,000.00 580.88 Grand Total......................$ 246,554.35 LIABILITIES Individual Deposits .... ........................$ 108,964.81 Demand Certificates .......................... Time Certificates .... ........................... Cashier’s Checks .................... ............ 93.93 Certified Checks ..... ............................. Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 109,058.74 Capital Stock paid in.......... ............. $ Surplus Fund ...... Undivided Profits, less Current Expenses and Taxes paid......... . Notes and Bills Payable.................. Notes and Bills Rediscounted... ..... Reserve for Taxes.............................. Reserve for Interest.......... ................. Other Liabilities ............................. . Cash Over .............. 50,000.00 50,000.00 4,578.23 30,000.00 2,837.52 79.86 Grand Total......................$ 246,554.35 Clio The Clio Banking Company OFFICERS W . A. Arnold, President. J. D. FuQua, Vice-President. S. H. Dowling, Cashier. C. H. Stephens, Assistant Cashier. W . A. Arnold. J. D. FuQua. DIRECTORS A. Major. S. H. Dowling. J. J. Mizelle. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold ............ .................................... ...... Silver, Nickels and Pennies.......... . Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit----------- -------Due from Banks in this State......... Due from Banks in other States.... 13,137.70 19,786.35 37,597.67 Total............ ........................$ 78,718.05 Bonds and Stocks owned by Bank..$ Loans and Discounts............ ............ Demand Loans ............... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 5,390.50 114,041.15 11,847.29 588.48 2,000.00 1,500.00 3,200.00 20,549.54 4.94 G ran d T o ta l. .$ 6,132.00 43.50 1,426.04 594.79 2 3 7 ,8 3 9 .9 5 LIABILITIES Individual Deposits ............................ $ 151,383.72 Demand Certificates .......................... Time Certificates ............................ . 10.00 Cashier’s Checks ................................ Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends..... ................ Total Deposits..................$ 151,393.72 Capital Stock paid in......... .............. $ Surplus Fund ........................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........................ Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l. .$ 25,000.00 18,000.00 3,446.23 40,000.00 2 3 7 ,8 3 9 .9 5 STATE SUPERINTENDENT OF BANKS 41 Collinsville The Farmers & Merchants Bank OFFICERS O. L. Hall, Presient. V. M. Brindley, Cashier. J. P. Cox, Assistant Cashier. DIRECTORS J. T. Siniard. R. A. Burt. V. M. Brindley. O. L. Hall. Irby C. Hall. J. C. Longshore. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold .......................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States. .. LIABILITIES Individual Deposits ............................ $ 245,909.99 Demand Certificates .......................... Time Certificates ................................ 34,526.16 Cashier’s Checks ................................. 3,467.60 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 28,367.00 725.00 771.69 57,865.48 94,001.45 Total.....................................$ 181,730.62 Bonds and Stocks owned by Bank..$ Loans and Discounts.............. Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... Total Deposits..................$ 283,903.75 41,468.01 98,269.80 8,618.17 319.58 4,000.00 2,000.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes anad Bills Payable........ Notes and Bills Rediscounted Reserve for Taxes.................... Reserve for Interest.................. Other Liabilities ...................... Cash Over ................................... Grand Total...................... $ 336,406.18 44,000.00 8,502.43 Grand Total...................... $ 336,406.18 Columbia The Bank of Columbia OFFICERS W . F. Oakley, President. T. L. Blackwell, Vice-President. L. W . Armstrong, Cashier. W . F. T. L. L. W . W . L. Oakley. Blackwell. Armstrong. Lee. DIRECTORS E. W . Wilkerson. O. C. Carter. J. E. Elliott. H. Satcher. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............. ................................. $ Gold ...................... ............. .................... Silver, Nickels and Pennies.............. Checks and Cash Items.................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.... ..... Due from Banks in other States.... 1,799.74 21,433.47 10,162.12 Total.... ................................ $ 43,923.97 Total Deposits..................$ 99,968.73 Bonds and Stocks owned by Bank..$ Loans and Discounts................ Demand Loans ......................... Overdrafts .... ........................................ Banking House ...... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 9,000.00 64,898.03 476.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes.................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 25,000.00 7,000.00 G ran d T o t a l. .$ 9,788.00 740.64 2,000.00 3,138.00 12,000.00 1 3 5 ,9 3 6 .0 0 LIABILITIES Individual Deposits ............................ $ 99,402.78 Demand Certificates .......................... Time Certificates ................................. • Cashier’s Checks ................................. 565.95 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... G ran d T o t a l. .$ 3,967.27 1 3 5 ,9 3 6 .0 0 ANNUAL REPORT FOR 1918 42 Columbiana The Columbiana Savings Bank DIRECTORS W . F. Davis. J. S. Jackson. W . L. Christian. H. J. Busby. R. F. Cox. J. T. Finley. J. F. Norris. J. C. Reinhardt. A. Mooney. H. W . Parker, Jr. Max Lefkovits. OFFICERS W . F. Davis, President. W . W . Wallace, Vice-President. W . L. Christian, Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .............. ................................ $ Gold ...................... .......... .................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House____ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 36,469.40 5,066.74 Total.................................... $ 55,130.37 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ...... Overdrafts ........................................... Banking House ................................... Furniture and Fixtures............... Other Real Estate.... .......................... Other Resources ...... Cash Short ........................................... 43,352.20 68,822.85 608.49 .79 4,350.00 1,500.00 2,298.38 299.95 LIABILITIES Individual Deposits ............................ $ 137,562.72 Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................ 1,316.20 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 12,688.00 754.44 151.79 Total Deposits..................$ 138,877.93 Capital Stock paid in........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable..... . Notes and Bills Rediscounted Reserve for Taxes.................... Reserve for Interest................. Other Liabilities ...................... Cash Over .................................. Grand Total...................... $ 176,363.03 35,000.00 2,000.00 484.11 Grand Total...................... $ 176,363.03 Cordova The Cordova Bank M. P. M. W. OFFICERS H. Johnston, President. M. Long, Vice-President. H. Johnston, Cashier. N. Jones, Assistant Cashier. G. S. Elliott. J. W . Hood. M. H. Johnston. P. M. Long. DIRECTORS J. M. Miller. B. F. Nuttall. J. R. Shepherd. E. H. Tubb. J. A. Williams. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ...............................................$ Silver, Nickels and Pennies.............. Gold ....... .'.............................................. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States. .. 28,572.89 6,697.90 Total.................................... $ 49,205.37 Bonds and Stocks owned by Bank..$ Loans and Discounts.... ...................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 60,084.00 45,484.61 G ran d T o ta l. .$ 12,133.00 1,801.58 8.55 1,400.00 1 5 6 ,1 8 2 .5 3 LIABILITIES Individual Deposits ............................ $ 117,484.58 Demand Certificates .......................... Time Certificates ................................. 15,407.68 Cashier’s Checks ................................. 1,635.79 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 134,528.05 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over ................................... G ran d T o ta l. .$ 15,000.00 1,500.00 5,154.48 1 5 6 ,1 8 2 .5 3 STATE SUPERINTENDENT OF BANKS 43 Cragford The Cragford Bank OFFICERS J. F. Carter, President. W . D. Mitchell, Vice-President. O. O. Mitchell, Cashier. D. D. Mitchell. G. W . B. Walker. A. H. Fargason. DIRECTORS J. L. Fullbright. M. A. Wilson. P. E. Wright. T. S. Childs. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ...............-....................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit.... .................... Due from Banks in this State......... Due from Banks in other States.... 2,733.48 1,371.36 4,304.00 875.00 707.23 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 31,508.64 6,812.60 1,439.10 Total.............. ..................... $ 9,991.07 Total Deposits..................$ 39,760.34 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ............................... 4,100.00 28,065.26 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over ................................. . 15,000.00 5,000.00 Grand Total......................$ 64,086.94 Grand Total......................$ 64,086.94 1,200.00 1,300.00 19,402.61 28.00 4,326.60 Crossville The First Bank of Crossville OFFICERS S. P. Smith, President. G. W . Justice, Vice-President. C. D. King, Cashier. S. P. Smith. G. W . Justice. DIRECTORS J. W . Black. II. B. Black. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold ............... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 202.76 82,412.08 Total.....................................$ 90,979.54 Total Deposits.................. $ 90,387.74 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts .............. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............. ................ Other Resources ................................ Cash Short ........................................... 5,750.00 16,603.53 Capital Stock paid in....................... $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid........... Notes and Bills Payable.......... Notes and Bills Redisconuted Reserve for Taxes........................ ...... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 20,000.00 G ran d T o t a l ............................. $ 8,029.00 160.00 174.96 .74 34.26 1,234.19 1,548.80 1 1 6 ,1 5 0 .3 2 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States............... Due Unpaid Dividends...................... G ran d T o t a l ............................. $ 89,915.59 472.15 5,756.70 5.88 1 1 6 ,1 5 0 .3 2 44 ANNAUL REPORT FOR 1918 Cuba The Bank of Cuba OFFICERS W . E. McGowen, President. A. L. Vaughan, Vice-President. T. S. Ward, Cashier. C. W . McGowen, Assistant Cashier. W . E. McGowen. T. P. McGowen. C. W . McGowen. DIRECTORS A. L. Vaughan. T. O. Vaughan. L. Poole. S. Ward. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold .... .................... .............................. Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States. .. 10,491.55 10,238.24 Total.....................................$ 29,859.31 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.... .......................... Other Resources ................................. Cash Short .................................. ........ LIABILITIES Individual Deposits ...................... ......$ 177,988.81 Demand Certificates .......................... Time Certificates ................................ 7,686.18 Cashier’s Checks ................................ 10,980.34 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 7,792.00 315.00 1,022.52 Total Deposits..................$ 196,655.33 16,000.00 61,682.68 20,000.00 207.87 2,500.00* 1,300.00 255.00 85,237.61 Grand Total......................$ 217,042.47 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes.............................. Reserve for Interest.......... ................. Other Liabilities .... ............................ Cash Over ............................................. 15,000.00 2,500.00 2,087.14 400.00 400.00 Grand Total......................$ 217,042.47 Cullman The Parker Bank & Trust Company OFFICERS Henry C. Arnold, President. M. L. Robertson, Cashier. Joe Spitznagel, Assistant Cashier. DIRECTORS Henry C. Arnold. John P. Young. M. L. Robertson. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ...............................................$ Gold ....................................................... Silver, Nickels and Pennies............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 56,103.00 1,492.50 833.39 198.53 3,354.30 91,056.49 68,859.57 Total.................................... $ 221,897.78 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House .................................. Furniture and Fixtures.... ................. Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... G ran d T o ta l. .$ 13,300.00 248,099.58 19,558.35 497.69 20,186.86 5 2 3 ,5 4 0 .2 6 LIABILITIES Individual Deposits ............................ ? 407,715.80 Demand Certificates .......................... Time Certificates ............................. . 41,896.25 Cashier’s Checks ................................ 1,545.05 Certified Checks .................................. Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States____ ____ Due Unpaid Dividends...................... Total Deposits..................? 451,157.10 Capital Stock paid in........................ ? Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ...................... Cash Over .................................... Grand Total. 50,000.00 8,000.00 14,383.16 .$ 523,540.26 STATE SUPERINTENDENT OF BANKS 45 Dadeville The Sturdivant Bank OFFICERS Thos. S. Sturdivant, Cashier. H. C. Sturdivant, Assistant Cashier. DIRECTORS (Not Incorporated.) STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ..... ......................................... $ Gold............................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 5,124.80 19,758.41 2,813.55 Total.....................................$ 47,311.71 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ........................ Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short .... ...................................... 37,500.00 81,393.64 47,580.48 196.23 2,500.00 2,850.00 11,229.30 22,904.31 13,814.00 2,940.00 462.32 2,398.63 Grand Total.... ................ $ 253,465.67 LIABILITIES Individual Deposits ......................... ..$ 184,320.85 Demand Certificates .......................... 12,026.92 Time Certificates ................................. Cashier’s Checks ................................ 96.00 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ 691.22 Due Unpaid Dividends...................... Total Deposits..................$ 197,134.99 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted. Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................ Cash Over ............ ............ ................... 50,000.00 1,726.46 4,594.51 9.71 Grand Total......................$ 253,465.67 Dadeville The Tallapoosa County Bank William Gray, President. T. C. Acree, Vice-President. C. M. Corprew, Cashier. R. E. Jackson, Assistant Cashier. William Gray. T. C. Acree. G. J. Sorrell. T. J. Jones. D. W . Crawford. STATEMENT, NOVEMBER 4, 1918 LIABILITIES Individual Deposits ...................... ......$ Demand Certificates .......................... Time Certificates ..................... ......... Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States....... .. Due Unpaid Dividends...................... RESOURCES Currency ............................................... $ Gold ...... Silver, Nickels and Pennies.............. Checks and Cash Items.... .................. Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States. .. 6,817.72 10,936.71 Total.....................................$ 24,635.69 Total Deposits..................$ 90,553.69 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................ Cash Short ........................................... 17,410.00 79,716.40 18,459.54 125.94 Capital Stock paid in........................$ Surplus Fund ................................ Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest........................ . Other Liabilities ................................. Cash Over ............................................. 50,000.00 973.98 G ran d T o ta l. .$ 2,714.00 1,330.00 2,277.41 559.85 4 ,0 0 0 . 0 0 3,200.00 11,423.34 1 5 8 ,9 7 0 .9 1 G ran d T o t a l. .$ 82,060.64 8,434.67 58.38 7,443.24 1 0 ,0 0 0 .0 0 1 5 8 ,9 7 0 .9 1 46 ANNUAL REPORT FOR 1918 Daleville The Bank of Daleville OFFICERS G. H. Malone, President. W . W . Morris, Vice-President. L. E. Wells, Cashier G. H. Malone. W. W . Morris. T. B. Wells. DIRECTORS J. M. Edmonson. W . H. Mullins. H. H. Dowling. L. E. Wells, STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .............................................. $ Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 4,291.00 450.00 322.60 286.00 5,157.22 5,437.74 LIABILITIES Individual Deposits ............................ $ Time Certificates ................................ Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 35,505.57 893.99 50.00 T o ta l....... ...........................$ 15,944.56 Total Deposits..................$ 36,449.56 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................ Cash Short ........................................... 1,200.00 46,124.24 Capital Stock paid in........................ $ Surplus Fund ....................... ............... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ............................ Cash Over ............................................. 25,000.00 2,000.00 Grand Total...................... $ 66,805.37 Grand Total......................$ 66,805.37 36.57 2,000.00 1,500.00 3,055.81 300.00 Decatur The Tennessee Valley Bank With branches located at Cherokee, Courtland, Double Springs, Falkville, Florence, Gurley, Haleyville, Hillsboro, Leighton, Paint Rock, Russellville, Scottsboro, Stevenson, Town Creek and Tuscumbia. OFFICERS DIRECTORS F. R. Beason, B. N. Bibb, W . R. Bonds, G. F. Craig, Clyde Hendrix, President. John S. Curtis, B. H. Drake, Robt. A. Duncan, W . W . W . W . Fussell, Cashier. Fussell, Daniel Gilchrist, Clyde Hendrix, F. B. Hunter, J. C. White, Assistant Cashier. J. M. Houston, D. W . Irwin, John W . Johnson, John E. Orman, A. G. Patterson, John F. Proctor, W . J. Porter, F. H. Pointer, A. F. Rebman, C. M. Rousseau, John D. Rather, M. B. Shelton, R. H. Tweedy, P. B. Timber’.ake, W . T. Williams, J. C. White, G. D. W il liamson. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ 263,537.00 Gold ................ 1,962.50 Silver, Nickels and Pennies.............. 37,188.46 Checks and Cash Items...................... 13,334.52 Exchanges for Clearing House........ Cash Items in Transit........................ 146,325.38 Due from Banks in this State......... 53,674.13 Due from Banks in other States ... 95,750.97 Total 611,772.96 Bonds and Stocks owned by Bank..$ 134,618.36 Loans and Discounts........................... 1,682,441.34 Demand Loans ..................................... 1,010,084.57 Overdrafts ............................................. 4,592.10 Banking House ................................. 50,000.00 Furniture and Fixtures...................... 22,500.00 Other Real Estate............................... 36,280.00 Other Resources ................................. 176,442.89 Cash Short ........................................... G ran d T o t a l. .$ 3 ,7 2 8 ,7 3 2 .2 2 LIABILITIES Individual Deposits .............................$3,171,120.68 D mand Certificates .......................... Time Certificates ................................. 67,580.98 Cashier’s Checks ........................... ... 34,678.60 Certified Checks ................................... 144.53 Due to Clearing House.. .................. Due Banks in this State.................... 29,908.87 Due Banks in other States................ 4,081.10 Due Unpaid Dividends.............. 60.00 Total Deposits..................$3,307,574.76 Capital Stock paid in........................ ! Surplus Fund .............. ........................ Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes.......................... | Reserve for Interest........................ J Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l 150.000. 00 25,000.00 24,157.46 200. 000. 00 22, 000.00 .$ 3 ,7 2 8 ,7 3 2 .2 2 STATE SUPERINTENDENT OP BANKS 47 Demopolis The Robertson Banking Company DIRECTORS W. M. Spencer, Chairman. G. T. Breitling. L. C. Lowe. J. B. Taylor. Morris Goldman. W . S. Prout. Dr. E. B. Bailey. J. A. Hudson: Gaius Whitfield. H. .. Feibelman. OFFICERS W . S. Prout, President. L. C. Lowe, Vice-President. G. T. Breitling, Vice-President. J. B. Taylor, Cashier. E E. Tallichet, Assistant Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .... -......................................... $ Gold ...... Silver, Nickels and Pennies.......... . Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State........ Due from Banks in other States.... 27,909.00 330.00 3,684.49 536.69 59,571.46 17,200.29 LIABILITIES Individual Deposits ....................... .....$ 466,714.12 Demand Certificates .......................... Time Certificates ................................ 139,796.04 Cashier’s Checks ................................. 1,102.09 Certified Checks ................................... 793.52 Due to Clearing House...................... Due Banks in this State.................... 2,125.56 Due Banks in other States................ Due Unpaid Dividends...................... Total.....................................$ 109,231.93 Total Deposits..................$ 610,531.33 Bonds and Stocks owned by Bank..$ 102,583.26 Loans and Discounts.......................... 422,357.03 Demand Loans ..................................... 356,556.68 Overdrafts ............................................. 3,579.94 Banking House ................................... 14,000.00 Furniture and Fixtures.... ................. 2,685.00 6,661.97 Other Real Estate................ Other Resources ................................ 62.30 Cash Short ........................................... Capital Stock paid in........................ $ 125,000.00 Surplus Fund ......................... 75,000.00 Undivided Profits, less Current Expenses and Taxes paid............... 33,686.78 Notes and Bills Payable.................... 170,000.00 Notes and Bills Rediscounted.......... Reserve for Taxes............................... 3,500.00 Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total...................... $1,017,718.11 Grand Total...................... $1,017,718.11 Dora The Dora Banking & Trust Company OFFICERS A. B. Phillips, President. R, H. Palmer, Vice-President. C. I. Jones, Cashier. A. B. Phillips. R. H. Palmer. C. I. Jones. DIRECTORS G. May. R. M. Morgan. P. P. Crowe. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ................................................. :..... Silver, Nickels and Pennies............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit..................... ... Due from Banks in this State......... Due from Banks in other States. .. 75,888.87 4,825.35 7,418.00 227.50 1,495.68 1,334.19 Total.................................... $ 91,189.59 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Furniture and Fixtures...................... Banking House ................................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 14,047.50 70,764.68 .$ 1 8 7 ,0 3 3 .8 7 G ran d T o t a l. 62.00 970.10 5,000.00 5,000.00 LIABILITIES Individual Deposits ............................ $ 138,328.34 Demand Certificates .......................... Time Certificates ......................... 19,020.47 Cashier’s Checks ...................... 1,338.72 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 75.00 Total Deposits..................$ 158,762.53 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.......... Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l. .$ 10,000.00 2,500.00 11,377.19> 4,318.66 75.49 1 8 7 ,0 3 3 .8 7 48 ANNUAL REPORT FOR 1918 Dothan The Dothan Bank OFFICERS E. R. Porter, President. Jno. J. Flowers, Vice-President. J. J. Whiddon, Vice-President. T. M. Weeks, Cashier. & Trust Company E. R. Porter. Jno. J. Flowers. J. J. Whiddon. Dr. E. F. Moody. Dr. J. L. Ellis. DIRECTORS B. G. Farmer. W . R. Chapman. J. H. Bradshaw. R. D. Crawford. J. W. Grant. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 4,038.50 10,426.31 29,995.15 Total......................:............. $ 51,665.90 LIABILITIES Individual Deposits ............................ $ 234,398.40 3,488.00 385.00 1,754.31 1,578.63 Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 4,142.56 150.00 2,644.10 Total Deposits..................$ 319,773.22 Bonds and Stocks owned by Bank..$ 17,822.00 Loans and Discounts.......................... 323,662.97 Demand Loans .............. ...................... 39,458.67 Overdrafts ............................................. 1,630.13 Banking House ................................... Furniture and Fixtures...................... 2,000.00 Other Real Estate.............................. 8,447.19 1,093.85 Other Resources ................................ Cash Short ........................................... Capital Stock paid in........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total..... ................ $ 445,780.71 60,000.00 15,000.00 16,007.49 35,000.00 Grand Total...................... 8 445,780.71 Eclectic The Bank of Eclectic OFFICERS B. L. Gaddis, President. J. A. Howie, Vice-President. Lee Hornsby, Cashier. O. P. Edwards, Assistant Cashier. B. L. Gaddis," Jr. Lee Hornsby. J. A. Howie. DIRECTORS M. J. Butler. M. L. Cotton. S. R. Millner. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... LIABILITIES Individual Deposits ............................ $ 135,025.00 Demand Certificates .......................... Time Certificates ................................. 10,425.00 Cashier’s Checks ................................. 2,122.21 Certified Checks ................................... 169.60 290.46 Due to Clearing House...................... 10,036.57 Due Banks in this State.................... 4,053.51 Due Banks in other States................ Due Unpaid Dividends...................... 3,740.00 132.50 709.12 202.00 Total.................................... $ 19,164.16 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 7,437.50 51,062.83 75,668.23 237.63 2,105.40 1,000.00 6,123.02 618.81 G ran d T o t a l ............................. $ 1 6 3 ,4 1 7 .5 8 Total Deposits..................$ 147,741.81 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over .............. G ran d T o t a l ............................. $ 10,000.00 2,199.50 3,189.31 88.70 198.26 1 6 3 ,4 1 7 .5 8 STATE SUPERINTENDENT OF BANKS 49 Elba The Elba Bank & Trust Company OFFICERS F. P. Rainer, President. Y. W . Rainer, Vice-President. J. B. Amos, Cashier. F. P. Rainer. Y. W . Rainer. DIRECTORS J. B. Amos J. M. Folsom. D. J. Brooks. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ......................... .................... .$ Gold ................................... Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in thisState.......... Due from Banks in other States ... 400.00 22,959.01 9,163.77 6,095.0-1 4,035.00 2,928.51 2,238.86 Total.................................... $ 47,820.15 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................. Other Resources ................................ Cash Short ............... 27,199.01 163,986,19 Grand Total ........ ............ $ 249,028.09 5,500.00 3,254.56 1,063.19 193.98 11.01 LIABILITIES Individual Deposits ............................ $ 128,744.72 Demand Certificates .......................... Time Certificates .......................... 27,510.05 Cashier’s Checks ................................. 750.60 Certified Checks ....................... ........... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 157,005.37 Capital Stock paid in....................... .$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest.................. Other Liabilities ....................... Cash Over .................................... 50,000.00 25,000.00 17,022.72 Grand Total...................... $ 249,028.09 Ensley The Bank of Alabama OFFICERS Robert A. Terrell, Presient. John W . Minor, Vice-President. Foster Hamilton, Cashier. Robert A. Terrell, Jr., Assistant Cashier. James A. Dupuy. Samuel L. Earle. John W . Minor. DIRECTORS Nimrod W . Scott. Arthur W . Smith. Robert A. Terrell. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ................................... ...........$ Gold ........................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 32,439.00 917.50 2,312.39 305.28 3,520.73 2,113.95 58,872.34 46,643.83 Total.................................... $ 147,125.02 Bonds and Stocks owned by Bank..$ 258,846.75 Loans and Discounts. ......................... 325,500.85 Demand Loans .............:....................... 44,974.04 Overdrafts ............................................. 211.32 Banking House ................................... 22,860.00 Furniture and Fixtures...................... 1,650.00 Other Real Estate............................... 4,448.34 Other Resources ................................. Cash Short ........................................... G ran d T o t a l ............................. $ 8 0 5 ,6 1 6 .3 2 LIABILITIES Individual Deposits ............................ $ 536,297.84 Demand Certificates ........................ 28,702.60 Time Certificates .... ............................ Cashier’s Checks ................................. 2,076.52 Certified Checks ................................... 1,025.23 Due to Clearing House...................... Due Banks in this State.................... 80,000.00 Due Banks in other States................ 37,627.99 Due Unpaid Dividends...................... Total Deposits.................. $ 685,730.18 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l ............................. $ 50,000.00 3,000.00 7,215.86 677.65 3,595.13 55,397.50 8 0 5 ,6 1 6 .3 2 ANNUAL REPORT FOR 1918 50 Ensley The Bank of Ensley (Branch at Wyiaml OFFICERS Erskine Ramsay, President. G. B. McCormack, Vice-President. R. E. Chadwick, Vice-President. S. C. King, Cashier. DIRECTORS Erskine Ramsay. G. B. McCormack. R. E. Chadwick. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ..................................................... Silver, Nickels and Pennies.............. Checks and Cash Items........................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... LIABILITIES 97,386.00 Individual Deposits ............................. $2,259,828.94 2,695.00 Demand Certificates .......................... 117,688.18 28,532.56 Time Certificates ................................. 2,506.68Cashier’s Checks ................................. 9,617.06 6,701.29 Certified Checks ...... 7,636.33 Due to Clearing House...... 266,009.11 Due Banks in this State.... 84,734.96 Due Banks in other States. Due Unpaid Dividends...... Total.................................... $ 488,565.60 Total Deposits..................$2,394,770.51 Bonds and Stocks owned by Bank..$ 945,991.24 Loans and Discounts.......................... 1,458,750.56 Demand Loans .............. 230,206.96 Overdrafts ............................................. 4,273.20 25,642.99 Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. 61,630.47 Other Resources ................................ Cash Short ........................................... Capital Stock paid in........................$ 100,000.00 Surplus Fund ....................................... 100,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 43,327.82 Notes and Bills Payable.................... 75,000.00 Notes and Bills Rediscounted.......... Reserve for Taxes............................... 4,051.60 Reserve for Interest............................ Other Liabilities ................................. 497,911.00 Grand Total...................... $3,215,061.02 Grand Total......................$3,215,061.02 Enterprise The Enterprise Banking Company OFFICERS J. B. Byrd, President. R. H. Arrington, Vice-President. Pauline Byrd, Cashier. R. H. Arrington. J. B. Byrd. DIRECTORS G. C. Sansbury. J. Rawls. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ...............................................$ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States ... 250.00 25,059.85 7,617.67 4,986.00 1,930.00 1,516.44 39.57 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................ Cashier's Checks ................................ Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends............. ........ 95,291.14 911.86 Total.....................................$ 41,399.53 Total Deposits..................$ 96,203.06 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 5,061.19 145,076.42 8,420.00 128.72 3,500.00 2,000.00 3,300.00 Capital Stock paid in. ......................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid........... Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liiabilities ................................ Cash Over ............................................. 50,000.00 50,000.00 .$ 2 0 8 ,8 8 5 .8 6 G ran d T o ta l. G ran d T o ta l. .$ 12,682.86 2 0 8 ,8 8 5 . 8 6 STATE SUPERINTENDENT OF BANKS 51 Epes The Sumter Bank & Trust Company OFFICERS W . J. Willis, President. Dr. R. L. Young, Vice-President. W . R. Lewellen, Cashier. J . D . Lewellen, Assistant Cashier. DIRECTORS W . J. Willis R. J. Boyd. Dr. R. L. Young. R. H. Seymore. W . R. Lewellen. S. C. Lewis. F. L. Mitchell. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ ■Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in otherStates.... 4,994.55 2,005.02 Total..................................... $ 10,772.46 Total Deposits..................$ 29,013.72 Bonds and Stocks owned by Bank..? 1,000.00 Loans and Discounts.............. 26,916.22 Demand Loans .................................... Overdrafts ............................................. 240.45 Banking House ...... 1,800.00 1,800.00 Furniture and Fixtures........... Other Real Estate...................... 350.00 Other Resources ................................ Cash Short ........................................... Capital Stock paid in........................ $ Surplus Fund ................■....................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.................... Notts and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................. Other Liaibilities ................................. Cash Over ............................................. 12,600.00 1,200.00 Grand Total...................... ? 42,829.13 Grand Total...................... $ 1,959.00 1,123.50 419.96 220.43 42,829.13 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 28,149.54 800.00 64.18 15.41 Eufaula The Bank of Eufaula OFFICERS W . L. Wild, President. Robert Mculthrop, Vice-President. H. Lampley, Jr., Cashier. W. D. Flewtllen, Assistant Cashier. H. C. Holloman. C. A. Locke. W . L. Wild. E. J. Searcy. DIRECTORS G. L. Comer. H. Lampley, Jr. J. L. Houston. R. Moulthrop. STATEMENT, NOVEMBER 4, 1918 LIABILITIES Individual Deposits .............................$ 275,344.39 Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. 3,993.13 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... 31,891.93 Due Banks in other States................ Due Unpaid Dividends...................... RESOURCES Currency ............................................... $ Gold ............ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in otherStates.... 2,053.10 48,612.48 Total.....................................$ 64,144.20 Total Deposits.................. $ 311,229.45 75,463.75 503,244.50 34,575.60 3.11 5,386.70 3,597.40 1,600.94 Capital Stock paid in........................ $ 100,000.00 Surplus Fund ....................................... 14,000.00 Undivided Profits, less Current Expenses and Taxes paid............ 9,447.76 Notes and Bills Payable.................. 64,250.00 Notes and Bills Rediscounted........ 189,088.99 Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... G ran d T o t a l ............................. $ 11,626.00 1,137.50 705.61 9.51 6 8 8 ,0 1 6 .2 0 G ran d T o t a l ........................$ .... 6 8 8 ,0 1 6 .2 0 52 ANNUAL REPORT FOR 1918 Eutaw The Merchants & Farmers Bank of Greene County OFFICERS James C. Lucius, President. E. A. Archibald, Vice-President. J. K. Smith, Cashier. Thos. W . Coleman. N. L. Davenport. D. W . Duncan. DIRECTORS James C. Lucius. B. D. Palmer. W . R. Ward. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold ....................................................... Silver, Nickels nad Pennies.............. Checks and Cash Items...................... Exchanges for Clearing' House....... Cash Items in Transit........................ Due from Banks in thisState.......... Due from Banks in other States.... 11,153.00 2,780.00 1,326.96 330.94 20,692.99 15,441.36 Total.................................... $ 51,725.25 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short .......................................... 64,070.00 119,014.01 15,576.99 785.37 5,500.00 266.90 LIABILITIES Individual Deposits ............................ $ 146,161.00 Demand Certificates .......................... Time Certificates ................................. 8,300.00 35.20 Cashier’s Checks ................................. Certified Checks .......... 38.40 Due to Clearing House...................... Due Banks in this State.................... 3.00 Due Banks in other States................ Due Unpaid Dividends...................... 40.00 Total Deposits..................$ 154,578.56 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... Grand Total......................$ 256,938.52 55,000.00 40,000.00 7,359.96 Grand Total......................$ 256,938.52 Evergreen The Peoples Bank (Branch at Castleberry) OFFICERS DIRECTORS C. P. Deming, President. C. P. Deming. W . D. Brown. A. Cunningham, Vice-President and Cashier. A. Cunningham. W m. B. Ivey. Byron Tisdale, Assistant Cashier. W . M. Newton. J. W . Deming, Assistant Cashier. STATEMENT. NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Item s..................... Exchanges for Clearing House...... Cash Items in Trahsit....................... Due from Banks in this State........ Due from Banks in other States. .. 16,453.00 905.00 8,622.95 1,139.46 47,765.32 33,986.95 LIABILITIES Individual Deposits ............................ $ 399,386.55 Demand Certificates .......................... Time Certificates ................................ 1,800.00 Cashier’s Checks ................................ 2,811.17 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends............. ........ Total..................................... $ 108,872.68 Total Deposits.................$ 403,997.72 Bonds and Stocks owned by Bank..$ 36,017.00 Loans and Discounts............... 313,230.71 Demand Loans ..................................... 143,149.72 Overdrafts ............................................. Banking House ................................... 21,500.00 Furniture and Fixtures........... 8,109.00 Other Real Estate................... 15,460.56 Other Resources ................................. Cash Short ........................................... Capital Stock paid in........................ $ 100,000.00 Surplus Fund ....................................... 109,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 13,342.00 Notes and Bills Payable.................... 20,000.00 Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l. .$ 6 4 6 ,3 3 9 .7 2 G ran d T o ta l. .$ 6 4 6 ,3 3 9 .7 2 STATE SUPERINTENDENT OF BANKS 53 Fairfield The First Bank of Fairfield DIRECTORS Robert Jemison, Jr. C. J. Donald. P. G. Shook. John L. Kaul. Ruffin A. Smith. Dr. M. C. Thomas. OFFICERS Robert Jemison, Jr., President. P. G. Shook, Vice-President. Geo. A. Neal, Cashier. T. Dewey Golf, Assistant Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ......... ..................................... $ Gold ...................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.... ..... Due from Banks in otherStates.... 35,292.45 827.60 Total.................................... $ 42,841.07 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ........................ Banking House .................... .............. Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 2,022.50 92,651.99 5,573.00 125.00 805.49 217.53 157.77 3,309.27 972.66 35,699.23 Grand Total..................$ ....177,654.49 LIABILITIES Individual Deposits ............................ $ 109,419.25 Demand Certificates .......................... Time Certificates .... ............................ Cashier’s Checks ................................ Certified Checks ............................... . 6.00 Due to Clearing House.............. ....... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 109,425.25 Capital Stock paid in........................ $ Surplus Fund ........................................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ..................................... Cash Over .................................. .......... 25,000.00 12,500.00 2,597.68 28,131.56 Grand Total...................... $ 177,654.49 Fairhope The Bank of Fairhope OFFICERS J. R. Hammett, President. Henry Crawford, Vice-President. Wm. McIntosh, Cashier. J. R. H a m m e t t . Henry Crawford. A. R. Bockwell. A. O. Berglin. DIRECTORS M. Dyson. A. J. Mathes. R. E. Stapleton. C. C. Balwin. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States ... 4,846.00 30.00 736.36 30,037.12 769.69 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 87,374.21 9,357.16 293.32 Total.......................................$ 36,419.17 Total Deposits..................$ 97,024.69 Bonds and Stocksowned by Bank..$ Loans and Discounts...... 43,702.73 Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ........................... Cash Short ........................................... 26,453.50 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 10,000.00 600.00 G ran d T o ta l. .$ 91.13 1,468.18 150.00 1 0 8 ,2 8 4 .7 1 G ran d T o t a l. .$ 660.02 1 0 8 ,2 8 4 .7 1 54 ANNUAL REPORT FOR 1918 Faunsdale The Watkins Banking Company OFFICERS S. R. Bethea, President. G. D. Stollenwerck, Vice-President. Siddons Stollenwerck, Cashier. DIRECTORS S. R. Bethea. Haywood Fitts. G. D. Stollenwerck. E. A. Fitts. Siddons Stollenwerck. *George Pegram. C. S. Watkins. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold ........................................................ Silver, Nickels and Pennies........... Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 83.40 34,995.87 25,003.36 Total..................................... % 76,792.07 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ........................ Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 36,151.13 111,156.96 97,333.14 6,056.41 3,000.00 2,000.00 12,221.00 3,299.75 1,188.69 Grand Total.... .......... .......$ 332,489.71 LIABILITIES Individual Deposits ............................ $ 229,075.13 Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. 222.27 Certified Checks ................................... Due to Clearing House. .................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 12.00 Total Deposits..................$ 229,309.40 Capital Stock paid in........................ $ 50,000.00 Surplus Fund ....................................... 31,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 20,180.31 Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes................................... 2,000.00 Other Liabilities ................................. Reserve for Interest............................ Cash Over ............................................. G ran d T o t a l...........................$ 3 3 2 ,4 8 9 .7 1 Fayette The Alabama State Bank & Trust Company E. C. W. C. OFFICERS P. Goodwin, President. A. Beasley, Vice-President. H. Terry, Cashier. H. Wade, Assistant Cashier. E. P. Goodwin. C. A. Beasley. DIRECTORS W . H. Terry. A. M. Grimsley. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency .... .................... ......................$ Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit..................... . Due from Banks in this State.......... Due from Banks in other States. .. 42,124.21 13,492.16 Total.................................... § 70,314.63 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 3,600.00 76,920.52 12,000.00 3,633.62 G ran d T o ta l. .$ 10,020.00 437.65 4,267.61 1,500.00 200.00 10,999.00 1 7 9 ,1 9 4 .7 7 LIABILITIES Individual Deposits ............................ $ 117,831.79 Demand Certificates .......................... Time Certificates ................................ 30,197.77 2,645.70 Cashier's Checks ................................ Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 150,675.26 Capital Stock paid in........................ $ 15,000.00 Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. 10,038.85 Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest ........................ 1,000.00 Other Liabilities ...................................... 1,135.00 Cash Over .................................................. 1,345.66 G ran d T o t a l. .$ 1 7 9 ,1 9 4 .7 7 STATE SUPERINTENDENT OF BANKS 55 Five Paints The Bank of Five Points OFFICERS R. N. Bowen, President. J. D. Grady, Cashier. R. N. Bowen. D. B. Prather. DIRECTORS J. V. Tramme'l. Lee Trammell. E. W . Smartt. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .... .......................................... 8 Gold ........................................................ Silver, Nickels and Pennies............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 1,517.00 100.00 452.56 8,881.53 1,830.14 LIABILITIES Individual Deposits .... ........................$ Time Certificates ................................ Cashier’s Checks ................................. Certified Checks ................................. Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 23,499.31 3,004.43 172.57 Total.....................................$ 12,781.23 Total Deposits..................$ 26,676.31 Bonds and Stocks owned by Bank..$ Loans and Discounts......................... Demand Loans ..................................... Overdrafts ............................................. Banking House .................................. Furniture and Fixtures...................... Other Real Estate. .............................. Other Resources .............. ................. Cash Short ......... ................................. 5,300.00 36,024.44 10,034.84 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ................................... .......... 15,000.00 1,000.00 Grand Total......................$ 66,495.96 1,329.61 1,025.84 1,044.89 19,805.20 2,969.56 Grand Total...................... $ . 66,495.96 Flomaton The Bank of Flomaton OFFICERS Wm. Townsend, President. W . L. Abernathy, Vice-President. H. Y. Bryan, Cashier. DIRECTORS Wm. Townsend. H. Y. Bryan. W . L. Abernathy. E. McCurdy. W . R. Tisdale. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies........ ..... Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 18,388.11 22,473.33 Total.....................................$ 51,578.24 Total Deposits.................. $ 81,723.89 Bonds and Stocks owned by Bank..$ ’ 5,500.00 Loans and Discounts.......................... 27,781.78 Demand Loans ..................................... 9,808.10 Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... 1,000.00 Other Real Estate............................... 3,800.00 Other Resources ................................. Cash Short ........................................... Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liaibilities ....................... Cash Over .................................... 15,000.00 G ran d T o ta l. .$ 7,461.00 1,045.00 2,210.80 9 9 ,4 6 8 .1 2 LIABILITIES Individual Deposits ............................ $ Demand Certificates ........................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... G ran d T o t a l. .$ 80,643.68 1,080.21 2,744,23 9 9 ,4 6 8 .1 2 56 ANNUAL REPORT FOR 1918 Florala The Bank of Florala E. P. T. J. Theo. J. F. OFFICERS Rodwell, President. Britton, Vice-President. S. Lanz, Cashier. Holloway, Assistant Cashier. DIRECTORS E. P. Rodwell. W . C. McLauchlin. T. J. Britton. Theo. S. Lanz. D. A. McPhail. Griffin Miller. Mrs E. P. Rodwell. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ................................... ........... $ Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... LIABILITIES Individual Deposits .............................$ 314,563.49 23,638.00 787.50 3,844.73 Savings Deposits ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 684.78 47,081.56 33,923.87 Total.....................................$ 109,960.44 29,693.24 1,016.73 Total Deposits..................$ 345,273.46 Bonds and Stocks owned by Bank..$ 45,200.00 Loans and Discounts.......................... 225,434.66 Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... 17,500.00 Furniture and Fixtures...................... 4,932.00 Other Real Estate. ............................ 10,565.43 Other Resources ................................ Cash Short .......... ................................ Capital Stock paid in.... ................... $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total...................... $ 413,592.53 i 60,000.00 2,000.00 6,319.07 Grand Total...................... $ 413,592.53 Florence The Alabama Trust & Savings Bank B. J. B. J. H. OFFICERS A. Rogers, President. F. Koonce, VicePresident. R. Holbrook, Cashier. M. Davis, Assistant Cashier. C. Gilbert, Assistant Cashier. O. L. Chambers. E. R. Koonce. IT. O. Reed. Jos. L. Titus. DIRECTORS C. R. Wiltshire. B. A. Rogers. J. F. Koonce. B. R. Holbrook. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold ......................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit................ Due from Banks in this State.... — Due from Banks in other States.... 2,230.00 56.25 37,408.61 Total.....................................$ 81,443.93 27,260.00 32.50 6,152.32 8,304.25 Bonds and Stocks owned by Bank..$ 37,230.38 Loans and Discounts.......................... 398,947.67 Demand Loans ..................................... 168,633.70 Overdrafts ............................................. 222.91 Banking House ................................... Furniture and Fixtures...................... 2,500.00 Other Real Estate.............................. Other Resources ................................. 750.00 Cash Short ......................... .......... ....... G ran d T o ta l .$ 6 8 9 ,7 2 8 .5 9 I LIABILITIES Individual Deposits ............................ $ 511,329.56 Demand Certificates .......................... Time Certificates ................................ Cashier’s Checks ................................. 1,837.83 Certified Checks ............................... 301.04 Due to Clearing House......... ..._■........ Due Banks in this State.................... 61,577.90 Due Banks in other States................ 1,035.43 Due Unpaid Dividends..................... 24.00 Total Deposits..................$ 576,105.76 Capital Stock paid in.........................$ Surplus Fund ....................... ............... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l. .$ 99,800.00 13,701.15 121.68 6 8 9 ,7 2 8 .5 9 STATE SUPERINTENDENT OF BANKS 57 Foley The State Bank of Foley DIRECTORS F. W . McKenzer. V. F. Gaar. William F. Meder. Sibley Homes. John C. Lehr. J. B. Foley. George Hoik. OFFICERS F. W . McKenzer, President. Wiliiam F. Meder, VicePresident. John C. Lehr, Cashier. STATEMENT, NOVEMBER RESOURCES Currency ................................... ..........$ Gold .... ...................... ............................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 120.94 24,660.53 6,476.93 Total.... ................................ $ 39,195.03 5,837.00 1,162.50 935.23 1.90 Bonds and Stocks owned by Bank..$ 17,721.99 Loans and Discounts............... 69,406.92 Demand Loans ..................... ............ Overdrafts ............................................. 42.43 Banking House ..... 3,000.00 Furniture and Fixtures........... 1,400.00 Other Real Estate................... 2,062.12 Other Resources ................................ 5.42 Cash Short .......... . ............................... Grand Total......................$ 132,833.91 4, 1918 LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... .......................... Time Certificates Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States...... Due Unpaid Dividends.... ........ 93,373.05 51.90 22,158.30 Total Deposits..................$ 115,583.25 Capital Stock paid in........................ $ Surplus Fund ..... ................................. Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest..-.......................... Other Liabilities ................................. Cash Over ............. ............................... 10,000.00 5,000.00 2,250.66 Grand Total...................... $ 132,833.91 Fort Deposit The Fort Deposit Bank OFFICERS C. M. Davis, President. Jno. S. Golson, VicePresident. J. H. Morgan, Cashier. C. M, Davis. Jno. S. Golson. J. E. Holmes. Dr. W . B. Crum. DIRECTORS Jcs. Norwood. C. E. Hawkins. A. F. Brooks. J. M. Black. STATEMENT, NOVEMBER 4, 1918 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates .................... ........ Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... RESOURCES Currency .... .......................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 16,381.36 3,234.86 Total.................................... $ 31,465.27 Total Deposits..................$ 82,266.71 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 4,124.62 57,351.01 2,481.20 8,030.55 4,000.00 2,800.00 2,850.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 25,000.00 1,000.00 .$ 1 1 3 ,1 0 2 .6 5 - G ran d T o t a l. .? 9,904.00 335.00 1,511.61 98.44 1 1 3 ,1 0 2 .6 5 G ran d T o ta l. 77,252.42 4,353.67 660.62 4,835.94 ANNUAL REPORT FOR 1918 58 Fort Payne The Citizens Bank & Security Company OFFICERS H. B. Brock, President. C. G. Kershaw, Vice-President. T . J. Cook, Cashier. H. H. Killian. M. M. Smith. J. B. Isbell. DIRECTORS G. L. Malone T. W . Wilson. W . J. Jackson. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ............. Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 15,872.00 1,012.50 1,495.33 527.79 310.62 60,510.62 Total.....................................$ 79,728.86 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short .................................. ........ 4,500.00 81,187.91 1,500.00 Grand Total...................... $ 166,9l“6.77 LIABILITIES Individual Deposits ............................ $ 137,259.72 Demand Certificates .......................... Time Certificates ................................ 155.00 Cashier’s Checks ................................. 386.09 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 137,800.81 Capital Stock paid in........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ...................... Cash Over .................................... 22,000.00 4,000.00 3,115.96 Grand Total......................$ 166,916.77 Fort Payne The DeKalb County Bank OFFICERS John A. Davis, President. J. G. Bohling, Cashier. John A. Davis. J. G. Bohling. M. W . Mickler. J. B. Haralson. DIRECTORS W . W. Haralson. W . W . Russell. S. B. Slone. W . M. Dobbs. STATEMENT, NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items..................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates ... 32,821.00 682.50 745.90 3,876.02 100,371.81 Total.................................... $ 138,497.23 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... G ran d T o ta l .$ 11,300.00 86,060.71 10,307.40 646.94 2,500.00 1,678.86 2.48 2 5 0 ,9 9 3 .6 2 LIABILITIES Individual Deposits ............................ $ 189,893.37 Demand Certificates .......................... Time Certificates ................................ 13,023.83 450.34 Cashier’s Checks ................................ Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States Due Unpaid Dividends...... Total Deposits.................. $ 203,367.54 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest......................... ... Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l. .$ 30,800.00 1,569.06 5,257.02 10,000.00 2 5 0 ,9 9 3 .6 2 59 STATE SUPERINTENDENT OF BANKS Gadsden The Etowah Trust & Savings Bank J. J. M. D. B. W. E. G. OFFICERS Wadsworth, President. Penn, Vice-President. Penteeost, Jr., Cashier. Riddle, Assistant Cashier. T. W. W. C. M. R. T. Cox. H. Hood. R. Usry. W . Vance. H. Killian. M. Willbanks. DIRECTORS A. L. Connor. J. T. Siniard. C. R. Shepherd. B. W . Duke. C. S. Wilkcrson. Geo. L. Faucett. H. L. Gwinn. W . S. Hood. W . H. Portner. G. C. Allen. A. M. Rattray. S. S. Caldwell. H. D. Sturkic, STATEMENT. NOVEMBER 4. RESOURCES Currency ............................................... $ Gold ...................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 79,850.00 672.50 5,474.26 704.27 3,086.18 25.77 70,656.94 48,631.62 LIABILITIES Individual Deposits .............................$ 468,938.87 Savings Deposits ................................. 232,085.84 Time Certificates ................................. 65,181.22 Cashier’s Checks ................................. 4,466.74 Certified Checks ................................... 3,589.53 Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 170.00 Total.................................... $ 209,101.54 Bonds and Stocks owned by Bank..? Loans and Discounts_____ ___ Demand. Loans ...... Overdrafts ........... Banking House ...... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 119,200.00 514,941.55 64,179.60 689.96 67,350.00 10,067.58 1,477.21 3,883.31 Grand Total......................$ 990,890.75 1918 Total Deposits..................$ 774,432.20 Capital Stock paid in.......... ............ .$ 200,000.00 Surplus Fund ...................................... Undivided Profits, less Current Expenses and Taxes paid.............. 15,151.40 Notes and Bills Payable.................... Notes and Bills Rediscounted. Reserve for Taxes......................... ..... Reserve for Interest............................ Other Liabilities ......... ....................... 1,307.15 Cash Over ............................................. Grand Total.... ................. $ 990,890.75 Gadsden The Gadsden Loan & Trust Company OFFICERS E. T. Hollingsworth, President. J. W . Hammond, Vice-President. J. S. Paden, Secretary and Treasurer. I. Keller. F. R. Allison. DIRECTORS O. R. Hood. E. R. LaFeure. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... Total...................................$ Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... G ran d T o t a l ............................. $ 711.14 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks .... ............................ Due to Clearing House...................... Certified Checks ................................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 711.14 Total Deposits..................$ 100.00 35,912.76 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............... Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 5,067.43 44.04 4 1 ,8 3 5 .3 7 G ran d T o t a l ............................. $ 25,000.00 2,500.00 1,377.67 12,300.00 657.70 4 1 ,8 3 5 .3 7 60 ANNUAL REPORT FOR 1918 Gantt The Bank of Gantt OFFICERS Pollard Gantt, President. * W. D. Riley, Vice-President. Claude Wright, Cashier. Leon Gilchrist, Assistant Cashier. DIRECTORS Claude Wright. J. L. Gantt. V. Meriwether. Pollard Gantt. W . D. Riley. F. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... 6,953.00 315.00 548.62 333.81 Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 66.95 4,677.96 13,683.22 LIABILITIES Individual Deposits ............................ $ Time Certificates ................................. Cashier’s Checks ................................. Due Due Due Due 73,764.90 5,000.00 2,035.79 to Clearing House...................... Banks in this State.................... Banks in other States................ Unpaid Dividends...................... Total.....................................$ 26,578.56 Total Deposits..................$ 94,437.30 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans .............. ......... ............ Overdrafts ............................................. Banking House .................................. Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................ Cash Short ........................................... 1,000.00 46,129.26 6,439.11 144.54 1,588.91 1,777.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over .... ........ ................................ 15,000.00 30,000.00 Grand Total......................$ 113,657.38 4,220.08 Grand Total......................$ 113,657.38 Gaylesville The Bank of Gaylesville OFFICERS J. Robt. Henderson, President. J. E. Chesnut, Vice-President. Webb Chesnut, Cashier. Geo. Webb. Jas. Webb. DIRECTORS W . Forest Henderson. G. E. Hill. G. B. Russell. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ........... ..... ...........................$ Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit....................... Due from Banks in this State.......... Due from Banks in other States.... LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...... I Due Banks in this State.... 87,661.58 ; Due Banks in other States. Due Unpaid Dividends...... 12,623.00 880.00 401.43 Total...................... .............$ 101,566.01 Bonds and Stocks owned by Bank..? Loans and Discounts............. Demand Loans ............. ......... Overdrafts ............................... Banking House ..................... Furniture and Fixtures........ Other Real Estate................. Other Resources ................... Gash Short ............................. 3,338.00 32,721.40 5,600.00 117.64 1,350.00 1,260.00 Grand Total........ .............$ 145,960.12 7.07 89,994.91 19,384.02 79.48 Total Deposits.................. $ 109,458.41 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes.............................. Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l ............................. $ 12,500.00 20,000.00 3,909.23 92.48 1 4 5 ,9 6 0 .1 2 STATE SU PERIN TEN D EN T OF BANKS 61 Geneva The Citizens Bank OFFICERS J. J. Johnson, Sr., President. D. H. Morris, Sr., Vice-President. J. J. Johnson, Jr., Cashier. DIRECTORS J. J. Johnson, Sr. D. H. Morris, Sr J. R. McLane. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Gash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 10,550.00 2,175.00 1,058.33 35.00 78.00 5,446.95 133,801.96 Total......... .......................... $ 153,145.24 Bonds and Stocks owned by Bank..? Loans and Discounts.. ...................... Demand Loans .................................... Overdrafts ........................ Banking House .................................. Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ...... Cash Short ................................... 14,000.00 229,524.85 268.40 1,000.00 6,500.00 9.94 Grand Total..... ................ $ 404,448.43 LIABILITIES Individual Deposits ............................ $ 298,159.17 Demand Certificates ............................ Time Certificates ................................. 3,700.00 Cashier’s Checks ................................. 3,845.67 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits.................$ 305,704.84 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............ Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 50,000.00 35,000.00 13,743.59 Grand Total...................... $ 404,448.43 Georgiana The Butler County Bank OFFICERS Ulay W. Black, President. W. R. Boone, Vice-President. A. J. Nall, Vice-President. R. C. Fulford, Cashier. E. T. Holloway, Assistant Cashier. DIRECTORS W . T . F o ste r. L e o S tr a ssb u rg e r . E. D. Espy. W. R. Boone M. D. Majors. Dr. J. C. Watson. Dr. Dr. Dr. Dr. W . E. Morris. R. A. Moorer R. H Watson. S. R. Hartley. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .............. .................................$ Gold ............... Silver, Nickels and Pennies.............. Checks and Cash Items..................... Exchanges for Clearing House....... Cash Items in Transit....................... Due from Banks in this State......... Due from Banks in other States. .. 15,228.00 3,042.00 6,516.44 75.40 75.80 74,158.45 13,848.92 Total.....................................$ 112,945.01 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ............ Overdrafts ............................................. Banking House .................................. Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... G ran d T o t a l. .$ 40,265.00 143,984.10 22,587.29 6.90 5,739.65 7,402.40 3 3 2 ,9 3 0 .3 5 LIABILITIES Individual Deposits ............................ $ 291,136.97 Demand Certificates .......................... Time Certificates ......... .................... Cashier’s Checks .... ............................ 2,494.77 Certified Checks ................................. Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 293,631.74 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 25,000.00 .$ 3 3 2 ,9 3 0 .3 5 G ran d T o ta l. 14,298.61 62 AN NUAL REPORT FOR 1918 Girard The Phenix-Girard Bank OFFICERS C. L. Mullin, President. H. P. Mullin, Cashier. James Wiley C. T. H. L. DIRECTORS W . C . Whitaker. C. Li. Mullin. H. P. Mullin. Fcrrest Woods. O’Grady. Rusk. Giifcrd. Garrett, STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold .............. Silver, Nickels and Pennies.............. Checks and Cash Items.... ................. Exchanges for Clearing House...... Cash Items in Transit........................ Due from Banks in this State........ Due from Banks in other States.... 1,221.19 16,977.59 Total.... ................................ $ 41,778.33 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ...... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures..................... Other Real Estate............................... Other Resources ................................ Cash Short ........................................... 9,549.00 224,955.30 1,630.75 103.33 8,000.00 3,000.00 1,915.00 584.40 LIABILITIES Individual Deposits ............. ............... $ 249,847.IS Demand Certificates .... .......... ........... Time Certificates ................................. 5,000.00 Cashier’s Checks ................................. 513.71 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends........ ............ 60.00 19,380.00 305.00 1,358.82 1,733.83 801.90 Total Deposits..................$ 255,420.84 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes.............................. Reserve for Interest........ ................ Other Liabilities .... ................... .... Cash Over ..... ................. ................... Grand Total......................$ 291,516.11 25,000.00 11,089.73 5.54 Grand Total......................$ 291,516.11 Goodwater The Peoples Trust & Savings Bank OFFICERS C. H. Gilliland, President. J. S. Gilliland, Vice-President. O. F. McKissick, Cashier. C. H. Gilliland. DIRECTORS J. S. Gilliland. D. T. Rozell. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency .............................. ................ $ Gold ....................................................... Silver, Nickels and Pennies............. Checks and Cash Items............. ...... . Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 7,177.99 15,007.97 15,766.11 Total.....................................$ 45,375.52 Bonds and Stocks owned by Bank..$ Loans and Discounts........................... Demand Loans ..................................... Overdrafts .... ........................................ Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 12,050.00 73,078.89 40,138.08 G ran d T o t a l ............................. $ 6,490.00 719.14 214.31 3,000.00 2,000.00 1,050.00 1 7 6 ,6 9 2 .4 9 LIABILITIES Individual Deposits ............................ $ 112,153.26 Demand Certificates .......................... Time Certificates ................................. 16,733.98 Cashier’s Checks ................................ 3,195.31 Certified Checks ................................... 10.00 Due to Clearing House............. ........ Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends.... ................. Total Deposits...... ...........$ 132,092.49 Capital Stock paid in ................. $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid ............ Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes................ Reserve for Interest............................. Other Liabilities ........................ ........ Cash Over ............................................. G ran d T o t a l ............................$ 30,000.00 11,000.00 3,120.00 480.00 1 7 6 ,6 9 2 .4 9 ' STATE SUPERIN TEN D EN T OF BANKS 63 Gordo The Merchants & Farmers Bank A. J. J. A. OFFICERS H. Dabbs, President, L. Davis, Vice-President. R. Moore, Vice-President and L. Stickey, Assistant Cashier. Cashier. A, H. Dabbs. Mrs. A. H. D.abbs. J. L. Davis. DIRECTORS J. C. Martin. J. R. Moore. A. M. Pearson. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 251.00 36,626.04 33,228.06 Total.....................................$ 84,451.74 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ........................ Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 5,470.00 117,040.46 50,447.20 3,082.43 3,000.00 2,300.00 LIABILITIES Individual Deposits ............................ $ 197,647.37 Demand Certificates .......................... Time Certificates ................ 54,024.15 Cashier’s Checks ................................. 1,487.14 Certified Checks ................................... 85.82 Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ 24,005.00 Due Unpaid Dividends...................... 12,885.00 60.00 1,397.69 3.95 Total Deposits.................$ 277,249.48 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.......... Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 57,771.90 Grand Total......................$ 323,563.73 20,000.00 26,314.25 Grand Total...................... $ 323,563.73 Gordon The Bank of Gordon OFFICERS J. J. Marsh, President. E. F. Tuttle, Vice-President. F. L. Ortiz, Cashier. -J. J. Marsh. E. F. Tuttle. C. P. Bowdon. DIRECTORS R. M. Oswald. S. Willoughby. W . D. Jeffcoat. Mrs. J. A. Miller STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items.................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in otherStates ... 5,945.08 2,347.65 5,029.00 63.50 208.99 1,746.07 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... 19,755.20 9,062.27 166.02 Total....................$................ 15,340.29 Total Deposits..................$ 28,983.49 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts .............. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 7,000.00 21,483.29 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............ Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest..........:................. Other Liabilities ......................... Cash Over ............................................. 11,100.00 4,500.00 .$ 4 6 ,5 5 1 .4 9 .$ 4 6 ,5 5 1 .4 9 G ran d T o ta l. 178.57 1,187.50 1,361.84 G ran d T o ta l. 873.00 1,095.00 64 ANNUAL REPORT FOR 1918 Grand Bay The Grand Bay State Bank OFFICERS John W . Egan, President. F. R. Smith, Vice-President. F. R. Smith. J. J. Thornhill. DIRECTORS E. F. Ladd. J. C. Chapman. John W . Egan. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold .................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates.... 2,683.90 3,320.56 Total.....................................$ 14,092.49 Total Deposits..................$ 66,711.84 Bonds and Stocks owned by Bank..$ Loans and Discounts..... ..................... Demand Loans ...... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures.... ........... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 9,101.11 56,735.73 2,340.00 Capital Stock paid in........................$ Surplus Fund ............... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes. .......................... Rt serve for Interest............................ Other Liabilities ........... Cash Over ........... 10,000.00 5,000.00 Grand Total......................$ 85,047.40 5,795.00 715.00 834.55 743.48 1,000.00 1,350.00 428.07 Grand Total....................85,047.40 ! LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... Time Certificates ..... ............... ........... Cashier's Checks ................................ Certified Checks .................................. Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 58,167.64 8,246.26 297.94 1,910.73 1,407.12 17.71 Greensboro The Peoples Bank OFFICERS A. Lawson, President. L. J. Lawson, Jr., Cashier. T. E. Knight. DIRECTORS A. Lawson. L. J. Lawson, Jr. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .... .......................................... $ Gold ...... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this Stale.......... Due from Banks in other States.... 216.00 40,975.91 26,515.29 Total.................................... $ 89,365.18 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............. 1.............. Other Resources ................................. Cash Short ........................................... 19,000.00 50,043.14 11,853.56 256.95 G ran d T o t a l ............................. $ 16,815.00 1,398.00 2,068.31 1,376.67 1,299.70 375.68 1 7 2 ,1 9 4 .2 1 LIABILITIES Individual Deposits ..... .......................$ 123,734.90' Demand Certificates ............... .......... Time Certificates ................................. Cashier’s Checks ..... 151.20 Certified Checks ................................... 11.67 Due to Clearing House...................... Due Banks in this State.................... 1,929.21 Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 125,826.98 Capital Stock paid in........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.................... Notes and Bills Rediscounted. Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ......................... .................... G ran d T o t a l ............................$ 30,500.00 13,500.00 2,333.63 33.60 1 7 2 ,1 9 4 .2 1 STATE SUPERIN TEN D EN T OF BANKS 65 Greenville The Bank of Greenville OFFICERS G. H. Tatum, President. Thos. W . Peagler, Vice-President. Oscar Riley, Cashier. DIRECTORS C. E. Hamilton. J. G. Daniel. H. C. Seale. D. M. Powell. G. H. Tatum. Thos. W . Peagler. Oscar Riley. G. J. Peagler. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 36,804.00 75.00 4,265.51 5,423.24 6,113.44 44,756.14 29,548.93 LIABILITIES Individual Deposits .............................$ 443,156.10 Demand Certificates .......................... Time Certificates ................................. 2,321.20 Cashier’s Checks ................................. 183.79 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 445,661.09 Total.....................................$ 126,986.26 Bonds and Stocks owned by Bank..? 85,700.00 160,184.61 Loans and Discounts.......................... Demand Loans ..................................... 205,513.70 Overdrafts ............................................. 498.11 Banking House ................................... 7,500.00 Furniture and Fixtures...................... 3,000.00 Other Real Estate.............................. 969.40 Other Resources ................................. 1,071.64 Cash Short ........................................... Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 50,000.00 85,000.00 8,512.63 1,750.00 500.00 Grand Total...................... $ 591,423.72 Grand Total......................$ 591,423.72 Grove Hill The Bank of Grove Hill OFFICERS E. P. Chapman, President. Clayton Foscue, Vice-President. L. R. Tucker, Cashier. E. P. Chapman. Clayton Foscue. Jas. S. Chapman. DIRECTORS J. T. Pugh. W . Z. Rogers. Q. W . Tucker. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 630.97 36,311.75 6,973.95 Total.....................................$ 55,948.85 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 15,555.60 152,464.64 G ran d 3B T o t a l ............................. $ 10,768.00 460.00 338.44 465.74 165.73 1,500.00 1,500.00 355.00 2 2 7 ,4 8 9 .8 2 LIABILITIES Individual Deposits ............................ $ 166,977.64 Demand Certificates .......................... Time Certificates ................................. 25,751.70 Cashier’s Checks ................................. 4,182.29 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits.................. $ 196,911.63 Capital Stock paid in........................ ? Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l ............................. $ 20,000.00 7,000.00 3,548.19 30.00 2 2 7 ,4 8 9 .8 2 66 ANNUAL REPORT FOR 1918 Guin The Marion County Banking Company (Branch at Hamilton) OFFICERS L. D. Littleton, President. Mack Pearce, & Vice-President. Marvin Pearce, 2nd Vice-President. G. W . Coleman, Cashier. J. B. Hodges, Manager Hamilton Branch. L. D. J. M. Mack R. R. Littleton. Allman. Pearce. Wright. DIRECTORS S. J. Baird. L. Pearce. E. B. Fite. J. H. Mixon. M. S. Brown. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... LIABILITIES Individual Deposits ............................ $ 212,144.64 Demand Certificates .......................... Time Certificates ................................. 31,571.87 Cashier’s Checks ................................. 1,517.93 Savings Deposits ................................. 4.00 Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... 21,217.00 590.00 1,512.69 214.96 2,792.50 44,767.24 63,358.76 Total.....................................$ 134,453.15 Bonds and Stocks owned by Bank..$ Loans and Discounts......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................. Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................ Cash Short ..........................................- Total Deposits..................$ 245,238.44 41,340.24 88,397.51 11,775.00 120.27 3,500.00 2,500.00 105.07 20,000.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total...................... $ 302,191.24 25,000.00 25,000.00 6,944.57 8.23 Grand Total...................... $ 302,191.24 Guntersville The Citizens Bank OFFICERS G. B. Zettler, President. W . C. Rayburn, Vice-President. G. I. Weatherly, Cashier. D. Isbell. D. C. Jordan. DIRECTORS R. F. Fennell. W . C. Rayburn. G. B. Zettler. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .... .......................................... $ Gold ....................................................... Silver, Nickels and Pennies............Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State........ Due from Banks in other States.... 27,885.00 132.50 1,914.67 642.02 20,059.47 19,323.60 Total.....................................$ 69,957.26 Bonds and Stocks owned by Bank..? Loans and Discounts........................ .. Demand Loans ..................................... Overdrafts ............................................. Banking House ................................. Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Gash Short ........................................... 13,350.00 79,800.52 57,241.73 56.87 6,000.00 1,900.00 Grand Total. .$ 228,306.38 LIABILITIES Individual Deposits .............................$ 170,305.21 Demand Certificates .......................... 13,047.48 Time Certificates ................................. Cashier’s Checks ................................ 474.91 Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... Total Deposits.................. $ 183,827.60 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........................ Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. Grand Total. 25,000.00 2,500.00 6,978.78 10,000.00 .$ 228,306.38 STATE SUPERIN TEN D EN T OF BANKS 67 Hackleburg The Bank of Hackleburg OFFICERS W . B. Mixon, President. C. T. Lunsford, Vice-President. W . A. Frost, Cashier. DIRECTORS C. P. Lunsford. W. B. Mixon. A. Wiginton. Frank Allen. E. B. Fite. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency -............................................. $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 2,480.37 27,262.00 26,913.62 8,662.00 60.00 610.95 35.19 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 89,743.49 5,276.00 335.32 Total............................... ....,$ 66,024.13 Total Deposits..................$ 95,354.81 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House .................................. Furniture and Fixtures..... ................. Other Real Estate.............................. Other Resources ................................. Cash Short ................................... 3,450.00 23,885.75 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted...:...... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................ Cash Over ............................................. 10,000.00 4,300.00 Grand Total..................... .$ 111,963.55 63.09 1,175.00 900.00 16,457.50 8.08 2,308.74 Grand Total...................... $ 111,963.55 Haleyville The Traders & Farmers Bank OFFICERS W . V/, Haley, Pres id ni, •T. C. Taylor, Vice-President. E. L. Haley, Cashier. Jesse Dunn, Assistant Cashier. .! P. Philips. R. H. McNuit. John S. Curtis DIRECTORS J. A. Donaldson. A. D. Mitchell. Daniel Stagncr. J. D. Lee. STATEMENT. NOVEMBER 4, 1918 RESOURCES Currency .............................. ................ $ Gold .......................... Silver, Nickels and Pennies............ Checks and Cash Items....................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 9,700.00 190.00 806.00 1,295.31 123,160.48 9,764.38 Total.... ................................ $ 144,916.17 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..... Overdrafts ............................................. Banking House .................................. Furniture and Fixtures...................... Other Real Estate.... ......... Other Resources ................................. Cash Short ......................... ................. Grand Total. 10,000.00 117,794.21 1,350.00 11.31 3,780.54 2,000.00 1,211.65 .$ 281,063.88 LIABILITIES Individual Deposits ........................ ,...$ 222,535.95 Savings Deposits ................................. 10,674.66 Time Certificates ............................ 14,081.19 Cashier’s Checks ................................. 1,555.52 Certified Checks ................................... Due to Clearing House...................... ’’A - Ranks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 248,847.32 Capital Stock paid in.............. .........$ Surplus 'Fund .... ................ ................. Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable............ Notes and Bills Rediscounted. Reserve for Taxes...................... Reserve for Interest.................... Other Liabilities ........................ Cash Over ..................................... Grand Total. 19,000.00 7,000.00 6,216.56 .$ 281,063.88 68 ANNUAL REPORT FOR 1918 Hanceville The Merchants Bank OFFICERS W . R. Moore, President. Ed Ashwander, Vice-President. G. H. Lasater, Cashier. A. D. Rutherford. C. Burkart. Ed Ashwander. DIRECTORS Clark Griffith. J. B. Orr. J. M. Kilpatrick. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.......... Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... LIABILITIES Individual Deposits .............................$ Demand Certificates ........................... Time Certificates ................................. Cashier’s Checks ..............,.................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States.............. Due Unpaid Dividends...................... 5,971.00 287.00 438.63 57.50 49,003.08 8,701.48 Total.................................64,458.69 Bonds and Stocks owned by Bank-$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 6,000.00 24,091.94 3,352.26 2,216.97 809.36 18,263.12 99,115.20 746.57 Total Deposits..................$ 99,861.77 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities .............:................... Cash Over ............................................. 10,000.00 5,909.25 3,412.19 9.13 Grand Total...................... $ 119,192.34 Grand Total...................... $ 119,192.34 Hartford The Bank of Hartford OFFICERS W . F. Clemmons, President. T. F. Cordray, Vice-President. D. S. Folsom, Cashier. W. T. D. T. A. K. F. Clemmons. J. Cordray. S. Folsom. J. Justice. L .Townsend. B. Williams. DIRECTORS C. F. Davis. G. H. Hendrix. R. E. Doughty. K. Z. Hendrix. G. C. Sansbury. John Campbell. V. O. Warren. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total.....................................$ 7,048.00 520.00 490.50 2,351.74 3,879.59 3,094.21 LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State....;............... Due Banks in other States................ Due Unpaid Dividends...................... 75,152.57 2,343.01 672.00 17,384.04 Total Deposits..................$ 78,167.58 Bonds and Stocks owned by Bank..$ 2,800.00 Loans and Discounts.......................... 145,683.95 Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... 5,000.00 Furniture and Fixtures...................... 2,500.00 Other Real Estate............................... 2,000.00 Other Resources ................................. 3,026.62 Cash Short ........................................... Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 50,000.00 13,750.00 Grand Total. .$ 178,394.61 Grand Total. 2,977.03 33,500.00 .$ 178,394.61 69 STATE SU PERIN TEN D EN T OF BANKS Hartselle The Bank of Hartselle OFFICERS J. H. Corsbie, Chairman Board of Directors. Arthur Stephenson, President. M. Patillo, Vice-President. I. V. Griffin, Vice-President (active). J. W . Curry, Assistant Cashier. C. B. Calloway, Bookkeeper. J. H. Corsbie. J. A. Hartselle. M. Patillo. J. O. Stephenson. J. E. Schnell. DIRECTORS Arthur Stephenson. I. V. Griffin. Jno. M. Harwood. W . J. Yancey. N. H. White. R. H. Porter STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 19,629.00 1,820.00 2,279.65 599.19 50,521.35 59,248.44 Total.....................................$ 134,097.63 Bonds and Stocks owned by Bank..$ 32,550.00 Loans and Discounts.......................... 108,665.28 Demand Loans ..................................... 5,063.06 Overdrafts ............................................. 204.35 Banking House ................................... Furniture and Fixtures...................... 2,300.00 Other Real Estate.............................. 1,950.00 Other Resources ................................... 40,428.40 Cash Short ........................................... 13.10 Grand Total...................... $ 325,271.82 LIABILITIES Individual Deposits ............................ $ 275,257.67 Demand Certificates ........................... Time Certificates ................................. 5,430.00 Cashier’s Checks ................................. 4,385.08 Certified Checks ................................... 19.80 Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 285,092.55 Capital Stock paid in........................ S Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 25.000. 00 10. 000. 00 5,179.27 Grand Total...................... $ 325,271.82 Headland The Farmers & Merchants Bank OFFICERS DIRECTORS Dr. M. T. C. Scott, President. Dr. M. T. C. Scott. O. E. Haynes. L. T. Solomon, Vice-President and Cashier. R. D. Crawford. E. Willis. E. Willis, Vice-President. L. T. Solomon. O. E. Tompkins, Assistant Cashier. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold ..................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit.;...................... Due from Banks in this State.......... Due from Banks in other States.... 1,060.00 19,554.19 14,168.82 Total.....................................$ 46,196.73 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 5,000.00 195,470.96 8,831.00 665.00 1,265.54 652.18 191.28 3,150.00 2,000.00 6,745.00 110.00 Grand T otal...................... $ 258,863.97 LIABILITIES Individual Deposits ............................ $ 173,124.60 Demand Certificates .......................... Time Certificates ................................. 9,275.00 Cashier’s Checks ................................. 2,391.47 Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... Total Deposits.................. $ 184,791.07 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............... Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 25,100.00 20,000.00 8,960.78 20,000.00 12.12 Grand T otal...................... $ 258,863.97 70 ANNUAL REPORT FOR 1918 Heflin The Bank of Heflin DIRECTORS J. M. Atkins. H. A. McMurray. W . H. McKleroy. J. A. Owens. J. A. Brown. D. D. Perryman. W . G. Porter. OFFICERS J. M. Atkins, President. W . H. McKleroy, Vice-President, Fred Osborn, Cashier. Wilmer Atkins, Assistant Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items. .................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States. .. Total............ ........................$ LIABILITIES 14,334.00 Individual Deposits ............................ $ 172,388.13 815.00 Demand Certificates .......................... 754.10 Time Certificates ................................. 35,581.97 Cashier’s Checks ...................... :......... 1,603.76 Certified Checks ...... ............................ Due to Clearing House...................... 58,785.70 Due Banks in this State.................... 13,302.56 Due Banks in other States................ Due Unpaid Dividends...................... 4,000.00 87,991.36 Bonds and Stocks owned by Bank..$14,800.00 Loans and Discounts.......................... 106,885.71 Demand Loans ..................................... Overdrafts ............................................. 18.39 Banking House ................................... 6,000.00 2,155.00 Furniture and Fixtures...................... Other Real Estate......... 7,000.00 Other Resources ................................. 98,042.00 Cash Short ........................................... Total Deposits...................$ 213,573.86 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes.......................... .... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total.........................$ 322,892.46 50,000.00 12,000.00 2,798.91 44,515.00 4.69 Grand Total....................... $ 322,892.46 Huntsville The Farmers State Bank OFFICERS T. T. Terry, President. J. E. Me Caleb, Vice-Preskknv. R. L. Adair, Cashier. J. L. Griffin, Assistant Cashier. DIRECTORS G. N. Robinson. W. W. Esslinger. R. A. Parson. Clift. G. Y/alker Yarbrough. Bvrne. T m y . STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold .......................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House......... Cash Items in Transit........ .............. Due from Banks in this State.......... Due from Banks in other States.... 30,526.00 445.00 4,348.25 3,809.10 3,397.69 6.25 362.55 47,081.08 Total.................................... $ 89,966.92 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate. ............................ Other Resources ................................. Cash Short ........................................... Grand Total. 270,968.36 7,823.42 169.66 2,810.00 37,962.16 .27 .$ 409,700.79 LIABILITIES Individual Deposits ............................ $ 313,709.66 Demand Certificates .......................... Time Certificates ................................. 6,518.11 Cashier’s Checks ................................ 1,535.85 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 321,763.62 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. Grand Total. 50,000.00 5,000.00 4,376.27 28,560.90 .$ 409,700.79 STATE SU PERIN TEN D EN T OF BANKS 71 Huntsville The Huntsville Bank & Trust Company OFFICERS Clarendon Davis, President. Lawrence Cooper, Vice-President. W . R. Hutton, Cashier. M. B. Merts, Assistant Cashier. DIRECTORS C. C. Anderson. Wm. P. Cooper. Jos. J. Bradley. Clarendon Davis. A. M. Booth. W . R. Hutton. Lawrence Cooper. W. I. Wellman. J. B. Woodall. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... Cold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total. 35,129.00 6,385.00 5,196.88 11,491.51 6,089.76 18,074.87 7,978.72 153,284.46 LIABILITIES Individual Deposits ............ Demand Certificates .......... Time Certificates ................. Cashier’s Checks ................ Certified Checks ................... Due to Clearing House..... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... 629,156.68 10,276.95 3,300.00 19,164.65 12,363.59 243,630.20 Total Deposits.................. $ 674,261.87 Bonds and Stocks owned by Bank..$ 125,235.00 Loans and Discounts.......................... 305,903.00 Demand Loans ..................................... 259,797.95 Overdrafts ............................................. 65.47 Banking House .................................. Furniture and Fixtures...................... 7,500.00 Other Real Estate.......................... 15,250.00 Other Resources ................................ Cash Short ........................................... Capital Stock paid in........................ $ 150,000.00 Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. 38,119.75 Notes and Bills Payable.................... 95,000.00 Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ....................................... ...... Grand Total......................$ 957,381.62 Grand Total...................... $ 957,381.62 Huntsville The W . R. Rison Banking Company OFFICERS A. L. Rison, President. H. M. Rhett, Cashier. J. W . McAllister, Assistant Cashier. R. H. Canterberry, Assistant Cashier. A. L. Rison. H. M. Rhett. J. W . McAllister. DIRECTORS R. H. Canterberry. R. L. Rison. L. R. Rhett. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... 8 59,435.00 Gold ........................................................ 14,050.00 Silver, Nickels and Pennies.............. 15,425.26 Checks and Cash Items...................... 17,325.60 Exchanges for Clearing House....... 17,125.10 Cash Items in Transit........................ 29,295.74 Due from Banks in this State......... 21,948.85 Due from Banks in other States.... 247,462.39 Total.....................................$ 422,067.94 Bonds and Stocks owned by Bank..$ 72,482.00 Loans and Discounts.......................... 518,910.25 Demand Loans ..................................... 167,379.15 Overdrafts ............................................. 6,222.13 Banking House ................................... 6,000.00 Furniture and Fixtures...................... 2,000.00 Other Real Estate.............................. 23,539.05 Other Resources ................................. 26,725.97 Cash Short ........................................... Grand Total. .$1,245,326.49 LIABILITIES Individual Deposits ............................ $ 682,924.65 Demand Certificates .......................... Time Certificates ................................. 299,653.85 Cashier’s Checks ................................. Certified Checks ................................... 253.42 Due to Clearing House........................ Due Banks in this State.................... 9,821.96 Due Banks in other States................ 4,371.77 Due Unpaid Dividends........................ Total Deposits..................$ 997,025.65 Capital Stock paid in........................ $ 100,000.00 Surplus Fund ....................................... 75,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 69,416.60 Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.................................... 3,884.24 Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. Grand Total. .$1,245,326.49 72 AN NUAL REPORT FOR 1918 Hurtsboro The Bank of Hurtsboro OFFICERS T. S. Davis, President. W . T. Davis, Cashier. DIRECTORS (Not Incorporated.) STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ..... ......................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit......................... Due from Banks in this State.......... Due from Banks in other States.... 810.28 6,532.29 13,296.34 Total.....................................$ 25,601.79 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 6,000.00 70,468.24 .58,945.86 1,034.26 4,000.00 962.88 3,089.95 5,205.46 Grand Total...................... $ 170,345.56 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 82,453.28 19,628.32 8,123.00 Total Deposits..................$ 110,204.60 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 25,000.00 5,860.00 4,280.96 25,000.00 Grand Total...................... $ 170,345.56 Hurtsboro The Farmers & Merchants Bank OFFICERS R. M. Hall, President. S. B. Williams, Cashier. Wheeler Williams, Sr., Vice-President. D. P. Lloyd. H. M. Rutherford. R. M. Hall. DIRECTORS Wheeler Williams, Sr. S. B. Williams. B. B. Brooks. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ 6,354.00 Gold ....................... ,............................... 125.00 Silver, Nickels and Pennies.............. 1,303.63 Checks and Cash Items...................... 71.22 Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in otherStates.... 12,381.49 Total.....................................$ LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in thisState....................... Due Banks in otherStates.................. Due Unpaid Dividends...................... 67,170.50 5,587.17 803.12 1,500.00 20,500.00 20,235.34 Total Deposits.................$ 95,560.79 Bonds and Stocks owned by Bank..$ 19,629.46 Loans and Discounts............... 104,439.60 Demand Loans ..................................... 24,151.49 Overdrafts ............................................. 656.82 Banking House ................................... Furniture and Fixtures........... 2,602.70 Other Real Estate................... 2,675.00 Other Resources ................................. Cash Short ........................................... Capital Stock paid in....................... $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................ Cash Over ............................................. 31,400.00 2,000.00 Grand Total. .$ 174,390.41 Grand Total. 5,429.62 40,000.00 .$ 174,390.41 STA TE SU PERIN TEN D EN T OF BANKS 73 Jackson The Jackson Bank & Trust Company OFFICERS S. H. Andrews, President. A. E. Chunn, Vice-President. G. G. Warren, Cashier. ,J. D. Guy, Assistant Cashier. S. H. Andrews. A. E. Chunn. G. G. Warren W . W . Clarke. DIRECTORS S. A. Stewart. D. F. Stanley. H. M. McLeod. C. MeCorquodale. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit................ ........ Due from Banks in this State......... Due from Banks in other States.... 3,512.14 56,931.95 3,201.00 Total.....................................$ 76,035.23 LIABILITIES Individual Deposits .............................$ 195,291.82 Demand Certificates ........................... Time Certificates ................................. 52,495.11 Cashier’s Checks ................................. 1,604.59 Certified Checks .................................„ Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 8,899.00 2,405.00 1,086.14 Total Deposits.................. $ 249,391.52 Bonds and Stocks owned by Bank..$ 43,679.57 Loans and Discounts.......................... 149,249.94 Demand Loans ..................................... 3,200.00 444.24 Overdrafts ............................................. Banking House ................................... 3,000.00 Furniture and Fixtures...................... 3,000.00 Other Real Estate................................ 839.45 Other Resources ................................. 10,000.00 Cash Short ........................................... Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total...................... $ 289,448.43 29,000.00 2,500.00 8,295.19 261.72 Grand Total...................... $ 289,448.43 James The James & Midway Banking Company OFFICERS H. L. King, President. H. L. King, Jr., Cashier. . S. M. King, Assistant Cashier. H. L. King. DIRECTORS H. L. King, Jr. J. S. King. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 7,625.00 237.50 157.21 150.80 46.03 21,438.19 7,465.79 Total.....................................$ 37,120.52 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 105,000.00 31,621.83 13.62 1,200.00 800.00 743.31 Grand Total...................... $ 176,499.28 LIABILITIES Individual Deposits .............................$ Demand Certificates ........................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 64,552.78 70,000.00 103.31 Total Deposits..................$ 134,656.09 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 25,000.00 16,520.73 • 322.46 Grand T otal...................... $ 176,499.28 74 AN NUAL REPORT FOR 1918 Jasper The Central Bank & Trust Company OFFICERS T. B. Dilworth, President. J. J. Curtis, First Vice-President. A. F. Fite, Second Vice-Presdent. O. F. Cobb, Cashier. W . S. Childers, Assistant Cashier. T. B. Dilworth. J. J. Curtis. A. F. Fite. E. W . Long. Ch?s. M. Sartain. DIRECTORS J. W . Dodd. C. I. Jones. R. M. Morgan. John Kilgore. O. F. Cobb. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States ... 29,765.14 32,198.63 Total.....................................$ 76,375.33 10,626.00 2,355.46 1,430.10 Bonds and Stocks owned by Bank..$ 1,500.00 Loans and Discounts........................... 166,734.26 Demand Loans ..................................... 17,665.60 Overdrafts ............................................. 137.67 Banking House ................................... 14,000.00 Furniture and Fixtures...................... 4,000.00 Other Real Estate............................... 1,050.00 Other Resources ................................. 56,414.41 Cash Short ........................................... Grand Total...................... $ 337,877.27 LIABILITIES Individual Deposits ............................ $ 206,947.55 Demand Certificates .......................... 35,622.09 Savings Deposits ................................. 13,120.79 Cashier’s Checks ................................. 36.60 4.70 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... 29,765.86 Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 285,497.59 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted........ Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 25,000.00 9,379.68 18,000.00 Grand Total...................... $ 337,877.27 Jasper The Jasper Trust Company J. A. J. B. W. S. F. S. OFFICERS Shepherd, President. Preston, Treasurer. Craig, Assistant Treasurer. Preston, Assistant Treasurer. J. W . Shepherd. A. S. Preston DIRECTORS F. H. McAnally. L. B. Musgrove. J. L. Morris. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold ........................................................ Silver, Nickels and Pennies............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in thisState.......... Due from Banks in other States.... 9,953.00 130.50 4,987.53 1,066.60 10,780.50 88,882.52 Total.....................................$ 115,800.65 Bonds and Stocks owned by Bank..$ Loans and Discounts.... ...................... Demand Loans ....................... ............. Overdrafts ..... Banking House ........ Furniture and Fixtures..................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... Grand Total 81,154.71 153,261.07 16.13 12,008.86 3,000.00 4,809.58 .$ 370,051.00 LIABILITIES Individual Deposits ............................ $ 233,121.98 Savings Deposits ................................. 9,655.70 Time Certificates ................................. 37,346.91 Cashier's Checks ................................. 4,654.37 Certified Checks ................................... 145.00 Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 284,923.96 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total 50,000.00 34,277.04 850.00 .$ 370,051.00 STATE SU PERIN TEN D EN T OF BANKS 75 Kennedy The Bank of Kennedy OFFICERS J. O. Kennedy, President. U. T. Prcpst, Vice-President. J. L. Kennedy, Cashier. DIRECTORS U. T. Propst. J. O. Kennedy. J. L. Kennedy. B. F. Cline. VV. N. Gravelee. A. L. Walker. STATEMENT, NOVEMBER 4, 1918 RESOURCES 12,876.00 Currency ............................................... $ Gold ........................................................ 435.00 Silver, Nickels and Pennies.............. 480.45 Checks and Cash Items...................... 135.76 Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... 128,335.44 Due from Banks in other States.... 5,732.84 Total.....................................$ 147,995.49 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans .................................... Overdrafts ...... ...................................... Banking House ................................... Furniture and Fixtures...................... Other Real Estate............. ................ LIABILITIES Individual Deposits ............................ $ 129,997.85 Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 5,437.69 953.31 Total Deposits..................$ 136,388.85 6,369.65 94.14 2,203.18 1,465.20 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes ami Bills Rediscounted.......... Reserve for Taxes............................... 15,000.00 5,000.00 2,574.81 Other Liabilities ................................. Cash Over ............................................. Cash Short ........................................... Grand Total......................$ 158,963.66 Grand Total...................... $ 158,963.66 Kinston The F'armers & Merchants Bank OFFICERS Dr. K, W . Harrison, President. C. H. Rhoades, Vice-President. G. W . Clark, Vice-President. H. C. Willis, Cashier. B. C. Medloclc, Assistant Cashier. Dr. J. L. Akins. R. E. Williams. J. V/. Stephens. DIRECTORS N. W . Rhoades. Dr K. W . Harrison. C. H. Rhoades. G. W . Clark. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates.... 3.00 5,091.91 1,256.94 Total.....................................$ 8,354.16 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... Grand Total. .$ 1,182.00 102.50 710.81 7.00 42,027.41 577.60 108.11 1,533.36 1,478.85 1,458.66 55,538.15 LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... Time Certificates .... ............................ Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 37,011.64 1,499.57 Total Deposits.................. $ 38,511.21 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............... Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 10,000.00 .$ 55,538.15 Grand Total. 1,905.09 5,000.00 88.63 33.22 76 ANNUAL REPORT FOR 1918 LaFayette The Bank of LaFayette OFFICERS L. S. Schuessler, President. D. T. Tatum, Cashier. J. L. Barrow, Assistant Cashier. M. W . Allen. C. C. Fargason. Jas. A. Hines. DIRECTORS C. E. Fuller. G. W . Slaughter. W . B. Wood. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 23,915.07 42,873.71 Total.....................................$ 16,843.00 3,000.00 1,500.75 5,458.13 LIABILITIES Individual Deposits ............................ $ 315,035.83 Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................ 476.01 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... 46,437.03 Due Banks in other States................ 1,486.22 Due Unpaid Dividends...................... 93,590.66 Total Deposits..................$ 363,435.09 Bonds and Stocks owned by B a n k 38,850.00 Loans and Discounts......... ................ 427,952.52 Demand Loans ................................... 1,473.75 Overdrafts ............................................. 47.92 Banking House ................................... 7,000.00 2,000.00 Furniture and Fixtures...................... Other Real Estate............................... Other Resources .............................. ... Cash Short ........................................... .10 Capital Stock paid in........................ $ 100,000.00 Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............. 12,361.10 Notes and Bills Payable.................... 94,218.76 Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over ................................... Grand Total.... ................. $ 570,014.95 Grand Total...................... $ 570,014.95 LaFayette The Chambers County Bank J. M. G. E. M. R. J. J. OFFICERS Tucker, President. Collins, Vice-President, Buckalew, Cashier. Robinson, Jr., Assistant Cashier. DIRECTORS J. M. Tucker. E. W . Willingham. G. E. Collins. W . J. Ratchford. J. J. Robinson, Jr. Houston Still. T. H. Jennings. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in thisState........... Due from Banks in other States.... 28,681.00 400.00 3,119.90 792.06 44,057.22 77,345.13 Total.....................................$ 154,395.31 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... Grand Total. 95,700.00 183,148.11 35,850.00 652.00 6,000.00 2,000.00 $.. 477,745.42 LIABILITIES Individual Deposits .............................$ 340,305.51 Demand Certificates .......................... Time Certificates ................................. 8,875.07 Cashier’s Checks ................................. 402.81 Certified Checks ................................... Due to Clearing House...................... Due Banks in thisState...................... 5,445.02 Due Banks in otherStates.................. 2,129.39 Due Unpaid Dividends...................... Total Deposits.................. $ 357,157.80 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over ................................... Grand Total. 75,000.00 30,000.00 15,587.62 .... $ 477,745.42 STATE SUPERIN TEN D EN T OF BANKS 77 Leeds The Leeds State Bank OFFICERS F. R. Hurst, President, J. W . Adkins, Vice-President. C. T. Lee, Vice-President. E. R. Perdue, Cashier. J. P. O. J. M. C. D. M. Doster. Lindon. Dorough. Adkins. DIRECTORS T. M. Adkins. A. J. Coupland. W. R. Little. J. M. Pledger. T. A. Farley. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 18,111.78 10,215.59 Total.....................................$ 41,383.97 12,052.00 382.50 514.19 107.91 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 91,888.80 289.92 17.60 Total Deposits..................$ 92,196.32 Bonds and Stocks owned by Bank..? 10,642.25 Capital Stock paid in........................ $ Loans and Discounts.......................... 52,221.67 Surplus Fund ......................... ............. Demand Loans ..................................... Undivided Profits, less Current Overdrafts ............................................. Expenses and Taxes paid.............. Banking House ........................................ 2,250.00Notes and Bills Payable.................... Furniture and Fixtures........................... 1,450.43Notes and Bills Rediscounted.......... Other Real Estate.............................. Reserve for Taxes.............................. Other Resources ................................. Reserve for Interest............................ Cash Short ........................................... Other Liabilities ................................. Cash Over ............................................. 10,000.00 5,000.00 Grand Total...................... $ 107,948.32 752.00 Grand Total...................... $ 107,948.32 Lexington The Bank of Lexington OFFICERS A. L. Phillips, President. L. M. Foster, Vice-President. S. W . Pate, Cashier. A. L. Phillips. L. M. Foster. S. W . Pate. DIRECTORS J. H. Belew. R. F. Stewart. D. T. Wilcoxson. W . W . Pettus. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 31,336.53 20,644.42 Total.................................... $ 69,048.34 Total Deposits.................. ? 94,509.63 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate................................. Other Resources ................................. Cash Short ........................................... 18,213.67 23,336.10 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 15,000.00 Grand Total. 15,640.00 635.00 792.39 986.91 1,424.89 .$ 113,009.91 LIABILITIES Individual Deposits .............................$ Demand Certificates ........................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Grand Total. 93,667.77 841.86 3,500.28 .$ 113,009.91 78 AN NUAL REPORT FOR 1918 Lincoln The Lincoln Bank & Trust Company OFFICERS J. H. Wilson, President. G. L. Schmidt, Vice-President. D. H. Shelton, Vice-President. W . L. Hollingsworth, Cashier. DIRECTORS D. H. Shelton. G. L. Schmidt. W . C. Wilson. J. N. Hutto. R. W . Tuck. J. H. Wilson. W . L. Hollingsworth. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ..... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 8,116.59 308.79 Total.....................................$ 16,676.60 Total Deposits..................$ 74,965.03 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................ Cash Short ........................................... 17,150.00 42,338.25 20,199.83 672.89 4,154.88 2,819.59 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 25,000.00 1,500.00 G ran d T o t a l........................... $ 1 0 4 ,0 1 2 .0 4 G ran d T o t a l........................... $ 7,201.00 35.00 764.46 250.76 10 4 ,0 1 2 .0 4 LIABILITIES Individual Deposits ............................ $ Demand Certificates ................... ....... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 66,006.00 8,006.34 632.14 320.55 2,491.81 55.20 Linden The Marengo County Bank OFFICERS W m . Cunninghame, President. B. F. Gilder, Vice-President. Irving Adams, Cashier. DIRECTORS Wm. Cunninghame. B. F. Gilder. Irving Adams. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold .................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 6,380.00 1.470.00 343.35 4,575.95 9,957.00 7,983.58 LIABILITIES Individual Deposits ............................ $ Time Certificates ................................ Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 63,157.20 6,868.64 108.50 15.76 Total.....................................$ 30,709.88 Total Deposits.................. $ 70,150.10 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 4,100.00 64,395.53 1,010.83 83.63 3,000.00 1,800.00 1,693.31 5,000.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 25,000.00 1,000.00 Grand Total...................... $ 111,793.18 617.85 15,000.00 25.23 Grand Total...................... $ 111,793.18 STATE SU PERIN TEN D EN T OF BANKS 79 Lineville The Farmers & Merchants Bank OFFICERS C. E. Smith, President. C. W . Bell, Vice-President. W . E. Carpenter, Cashier. C. E. Smith. C. W . Bell. DIRECTORS W. W . Hallmark. T. L. Preston. Wyatt J. Green. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items..................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates.... LIABILITIES Individual Deposits .............................$ 141,363.26 Demand Certificates .......................... Time Certificates ................................. 17,421.60 Cashier’s Checks ................................. 2,850.44 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 10,609.00 367.50 1,118.86 361.81 31,090.14 5,319.75 Total.................................... $ 48,867.06 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate........... .................... Other Resources ................................... Cash Short ........................................... 19,400.00 73,727.08 13,374.30 506.19 1,789.14 2,069.61 Total Deposits..................$ 161,635.30 41,696.09 Grand Total........................ $ 201,429.47 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 25,000.00 7,294.17 7,500.00 Grand Total...................... $ 201,429.47 Livingston The Bank of Sumter OFFICERS W . W. Patton, President. B. Tannenbaum, Vice-President. W . S. Nichols, Cashier. W. W. Patton. B. Tannenbaum. DIRECTORS W . S. Nichols. J. W . Killian. P. B. Jarman. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due firom Banks in other States.... Total. 11,064.00 3,215.50 4,309.01 650.73 232.55 20,725.40 3,760.08 43,957.27 Bonds and Stocks owned by Bank..$ 62,812.85 Loans and Discounts.......................... 143,944.57 Demand Loans ..................................... 18,087.00 Overdrafts ............................................. 1,328.86 Banking House ................................... 4,156.30 Furniture and Fixtures...................... 2,513.23 Other Real Estate.............................. Other Resources .... .............................. Cash Short ........................................... Grand Total. .$ 276,800.08 LIABILITIES Individual Deposits .............................$ 153,255.77 Demand Certificates .......................... Time Certificates ................................. 45,068.23 Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits.................. $ 198,324.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes .. Reserve for Interest. Other Liabilities .... Cash Over ................. Grand Total. 30.000. 20. 000. 8,476.08 20, 000.00 .$ 276,800.08 00 00 80 ANNUAL REPORT FOR 1918 Livingston McMillan & Co., Bankers OFFICERS T. M. Tartt, President. J. A. Mitchell, Vice-President. T. M. Tartt, Cashier. DIRECTORS None. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items.................. „.. Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total.......................... ..........$ LIABILITIES Individual Deposits .............................$ 186,363.21 .... . ...... Demand Certificates Time Certificates ................................ Cashier’s Checks .................. .............. Certified Checks .................... .............. Due to Clearing House...................... 17,655.64 Due Banks in this State.................. . 13,449.37 Due Banks in other States................ Due Unpaid Dividends...................... 7,855.00 828.50 2,238.71 825.28 42,852.50 Total Deposits.................. $ 186,363.21 Bonds and Stocks owned by Bank..? 8,159.74 Loans and Discounts.......................... 140,299.12 Demand Loans ..................................... 34,329.29 Overdrafts ............................................. 188.18 Banking House ................................... 10,000.00 Furniture and Fixtures...................... 2,000.00 Other Real Estate..... .................... Other Resources ................................. 20,995.00 Cash Short ..... ..................................... Grand Total...................... $ 258,823.83 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest___ _________ Other Liabilities .................. .............. Cash Over ............................................. 50,000.00 12,460.53 10,000.00 .09 Grand Total...................... $ 258,823.83 Louisville The Bank of Louisville OFFICERS F. B. Pierce, President. J. P. Grant, Vice-President. R. E. Flournoy, Cashier. Harrell Hobdy, Assistant Cashier. M. C. Bell. N. Lee. B. F. Bennett. DIRECTORS J. P. Grant. F. B. Pierce. R. E. Flournoy. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total.................................... $ Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ..................................... Furniture and Fixtures.................. Other Real Estate................— .......... Other Resources ................- ............ .. Cash Short ........................................... Grand Total. 7,398.00 105.00 578.41 5.04 17,959.44 LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 68,091.09 9,800.00 116.69 22.27 1,072.34 2,661.97 26,045.89 Total Deposits..................$ 81,764.36 3,000.00 56,713.43 12,613.64 407.21 1,397.00 1,440.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 25,000.00 1,000.00 9,000.00 .$ 110,617.17 Grand Total. 2,852.81 .$ 110,617.17 STA TE SU PERIN TEN D EN T OF BANKS 81 Louisville The Barbour County Bank OFFICERS M. C. Bell, President. O. L. Bryan, Vice-President. J. H. Blair, Cashier. M. O. J. J. C. L. H. A. Bell. Bryan. Blair. Richards. DIRECTORS B. F. Bennett. A. J. Lee. A. W . Price. N. Lee. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 6,361.72 5,458.88 4,116.18 Total.....................................$ 25,030.84 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................. Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... Grand Total...................... 8 6,507.00 1,155.15 1,147.66 284.25 34,957.23 3,777.56 201.29 1,800.00 3,000.00 68,766.92 LIABILITIES Individual Deposits .............................$ Demand Certificates ........................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...................... Total Deposits.................. $ 49,667.44 500.00 1,036.62 72.00 51,276.06 Capital Stock paid in........................ $ Surplus Fund ............................ .......... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.................... Notes and Bills Rediscounted........ Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 15,000.00 Grand Total...................... $ 68,766.92 2,301.87 188.99 Luverne The Bank of Luverne OFFICERS T. W . Shows, President. F. B. Bricken, Vice-President. W . B. Howard, Vice-President. J. T. Ivey, Assistant Cashier. Ray Sikes, Bookkeeper. F. B. Bricken. F. M. Douglass. W . B. Howard. DIRECTORS G. W . Pope. J. H. Shows. T. W . Shows. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in thisState........... Due from Banks in other States.— 38,022.32 18,705.21 Total.....................................$ 69,423.47 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 22,173.18 90,769.28 4,747.80 Grand Total. 5,091.00 2,265.00 2,289.51 3,050.43 3,000.00 10,612.48 .$ 200,726.21 LIABILITIES Individual Deposits .............................$ 143,548.98 Demand Certificates .......................... Time Certificates ................................. 3,700.32 Cashier’s Checks ................................. 623.24 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 164.00 Total Deposits..................$ 148,036.54 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... Grand Total. 50,000.00 2,689.57 .$ 200,726.21 82 AN NUAL REPORT FOR 1918 Luverne The Farmers Bank OFFICERS A. L. Watts, President. A. L. Watts, Cashier. Dr. J. C. Ford, Vice-President. A. L. Watts. J. C. Ford. DIRECTORS W . C. Warrick. J. S. Martin. W . J. Lansdon. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.— 2,421.78 6,207.98 Total.....................................$ 15,970.89 Total Deposits..................$ 63,001.06 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ...... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 9,000.00 67,055.91 7,812.71 31.67 3,025.00 3,000.00 1,500.00 7,559.90 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 25,000.00- 6,735.00 20.00 355.14 230.99 Grand Total...................... $ 114,956.08 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 60,372.13' 2,400.00’ 228.93 26,955.02 Grand Total...................... $ 114.956.0S Madison The Bank of Madison OFFICERS G. W . Wise, President. T. G. Riddle, Vice-President. L. S. Hager, Cashier. G. W . Wise. T. G. Riddle. M. H. Anderson. DIRECTORS F. G. Hertzler. J. H. Humphrey. L. S. Hager. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ................................... Silver, Nickels and Pennies.............. Checks and Cash Items.............. Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in otherStates.... 66,680.48 8,593.63 Total.................................... $ 87,571.38 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short .... ...................................... 2,500.00 72,934.98 4,986.38 1,617.95 4,500.00 2,159.05 G ran d T o ta l .$ 10,001.00 522.50 1,565.80 207.97 46,760.00 2 2 3 ,0 2 9 .7 4 LIABILITIES Individual Deposits ............................ $ 150,447.71 Demand Certificates .......................... Time Certificates ............................ 9,958.14 Cashier’s Checks ................................. Certified Checks ................................... 15.16 Due to Clearing House..................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 160,420.95 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............ Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l .$ 10,000.00 13,855.71 11,930.05 26,470.00 353.03 2 2 3 ,0 2 9 .7 4 STA TE SUPERIN TEN D EN T OF BANKS 83 Madrid The Bank of Madrid OFFICERS D. G. Andress, President. R. H. Smith, Cashier. DIRECTORS R. H. Smith. T. B. Penington. J. L. Crawford. D. G. Andress. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.... ..... Due from Banks in otherStates.... 175.00 3,393.58 994.70 Tola!.................................... $ 6,741.22 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts .......... Banking House ..... Furniture and Fixtures.............. Other Real Estate.............................. Other Resources ................................ Cash Short .... ...................................... Grand Total............. ........$ 2,015.00 20.00 142.99 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates .... ............................ Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 14,700.56 122.48 Total Deposits..................$ 14,823.04 15,000.00 1,052.53 1,425,00 1,035.00 613.86 Capital Stock paid in........................ $ Surplus Fund .... ............... .................. Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable_____ Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .... ............................... 31,038.30 Grand Total...................... $ 31,038.30 20,170.69 1,215.26 Marbury The Farmers Savings Bank D. C. A. R. H. R. T. G. OFFICERS Marbury, President. Russell, Vice-President. Rudder, Cashier. Mushat, Assistant Cashier. D. H. Marbury. C. R. Russell. A. T. Rudder. DIRECTORS Jam's Donavan. W. H. Ellis. L. Johnson. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .... .......................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items.................. Exchanges for Clearing House....... Cash Items in Transit............. .......... Due from Banks in this State......... Due from Banks in other States.... 13,531.66 2,186.99 Total.....................................$ 20,691.76 4,626.00 42.50 304.61 LIABILITIES Individual Deposits ............................ $ Savings Deposits ................................. Time Certificates ................................. Cashier’s Checks ............................. Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... 43,208.46 15,129.87 1,387.60 16.00 Total Deposits.................. $ 59,741.93 Capital Stock paid in........................ $ Bonds and Stocks owned by Bank..$ Loans and Discounts.................... 53,250.00 Surplus Fund ....................................... Undivided Profits, less Current Demand Loans ..................................... Expenses and Taxes paid.............. Overdrafts ............................................. Notes and Bills Payable.......... Banking House ................................... Furniture and Fixtures........................... 1,450.00Notes and Bills Rediscounted. Other Real Estate.................................... 1,199.66Reserve for Taxes..................... Reserve for Interest................... Other Resources ................................. Other Liabilities ....................... Cash Short ........................................... Cash Over .................................... 11,100.00 3,500.00 .$ 76,591.42 G ran d T o ta l. .$ 7 6 ,5 9 1 .4 2 Grand Total. 2,249.49 84 ANNUAL REPORT FOR 1918 Marian The Marion Central Bank OFFICERS A. F. Armstrong, President. D. K. Mason, Cashier. A. F. Armstrong. D. K. Mason. DIRECTORS H. Y. Howze. E. K. McCollum. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... LIABILITIES Individual Deposits ............................ $ 363,401.07 Demand Certificates .......................... Time Certificates ................................. Cashier's Checks ................................. Certified Checks ................................... 529.19 Due to Clearing House...................... Due Banks in this State.................... 550.34 Due Banks in other States................ Due Unpaid Dividends...................... 25,536.00 680.00 908.54 3,314.75 292.82 559.02 95,050.42 72,716.02 Total.....................................$ 199,057.57 Total Deposits..................$ 364,480.60 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profit?, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Bonds and Stocks owned by Bank..$ 46,870.26 Loans and Discounts.......................... 203,125.62 Demand Loans ..................................... 120,260.26 Overdrafts ............................................. 200.82 Banking House ................................... 9,600.00 Furniture and Fixtures...................... 3,749.70 Other Real Estate.............................. 4,000.00 Other Resources ................................. 19,537.64 Cash Short ........................................... Grand Total...................... $ 606,401.87 50,000.00 100,000.00 18,011.35 25,000.00 45,884.82 3,025.10 Grand Total...................... $ 606,401.87 Marion The Peoples Bank OFFICERS J. M. Moore, President. T. I. Moore, Cashier. D. K. Barker, Assistant Cashier. J. M. Moore. J. B. Hatchette. C. A. Webb. DIRECTORS J. H. Hogue. W . T. Harris. John Lockhart. T. I. Moore. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 25,592.71 33,139.97 Total.....................................$ 82,961.06 Bonds and Stocks owned by Bank-? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 35,000.00 148,807.29 28,560.00 508.24 3,639.82 2,785.70 3,395.48 G ran d T o t a l ............................. $ 17,469.00 4,025.00 2,378.86 355.52 3 0 5 ,6 5 7 .5 9 LIABILITIES Individual Deposits .............................$ 178,152.10 Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... 1,944.19 Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ 15,705.00 Due Unpaid Dividends...................... Total Deposits..................$ 195,801.29 Capital Stock paid in........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l ............................. $ 50,000.00 40,000.00 19,758.06 98.24 3 0 5 ,6 5 7 .5 9 SATTE SUPERIN TEN D EN T OF BANKS 85 Marion Junction The Marion Junction State Bank DIRECTORS C. L. Gilmer. J. G. Donald. M. F. Smith. P. B. Harrell. II. C. Armstrong. A. B. Moore. Hugh Hopper. OFFICERS C. L. Gilmer, President. M. F. Smith, Vice-President. Hugh Hopper, Cashier. STATEMENT, NOVEMBER 4, 1918 LIABILITIES Individual Deposits ............................ $ Demand Certificates ........................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 10,608.23 5,312.48 Total.....................................$ 21,695.56 Total Deposits.................. $ 65,139.36 19,295.00 42,395.26 13,207.29 26.93 2,449.88 2,119.44 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Note sand Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 25,000.00 8,000.00 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ...... Banking House ................................... Furniture and Fixtures...................... Ol her Real Estate.............................. Other Resources ................................. Cash Short ........................................... 4,453.00 77.50 1,244.35 61,241.36 3,868.50 29.50 3,050.00 Grand Total...................... $ 101,189.36 Grand Total......................$ 101,189.36 McCullough The Farmers Exchange Bank OFFICERS Dr. C. E. Sellers, President. Ulay W . Black, Vice-President. A. J. Nall, Vice-President. E. Dayton Espey, Cashier. R. C. Reese, Assistant Cashier. Dr. C. E. Sellers. Ulay W . Black. J. B. Morgan. E. DIRECTORS W . J. Dannelley. W . H. McCullough. Allen Mack. Dayton Espey. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items.................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 24,579.84 7,718.19 4,050.00 22.50 1,272.35 282.05 LIABILITIES Individual Deposits ............................ $ Time Certificates ................................ Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 60,654.03 1,529.79 300.00 289.75 Total.....................................$ 37,924.93 Total Deposits.................... $ 62,773.57 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................. Furniture and Fixtures...................... Other Real Estate.. Other Resources .... Cash Short .............. 3,005.00 17,102.55 10,850.00 133.05 2,550.00 1,950.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.... Reserve for InterestOther Liabilities ..... Cash Over .................. 10,000.00 .$ 7 3 ,5 1 5 .5 3 G ran d T o t a l. G ran d T o ta l .$ 741.96 7 3 ,5 1 5 .5 3 ANNUAL REPORT FOR 1918 86 Millport The Millport State Bank OFFICERS H. H. Strickland, President. A. M. Grimsley, Vice-President. J. E. Dowdle, Cashier. DIRECTORS H. H. Strickland. L. H. Hendrix. A. M. Grimsley. C. G. Johnson. Dr. L. C. Blakeney. T. T. Joyner. M. J. Davis. P. N. Strickland. J. O. Walker. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ...............................................$ 18,808.00 122.50 Gold ....................................................... Silver, Nickels and Pennies............ 96.04 Checks and Cash Items...................... 115.42 Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... 13,155.20 Due from Banks in other States.... ■ 22,481.23 Total.......... ..........................$ 54,778.39 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures.... .................. Other Real Estate.............. Other Resources ................................. Cash Short ........................................... 42,500.00 76,117.35 1,500.00 2,232.00 838.40 Grand Total...................... $ 177,966.14 LIABILITIES Individual Deposits ............................ $ 112,410.41 Demand Certificates .......................... Time Certificates ................................ 28,765.04 t ashi'-.i's Checks ..................... 2,389.13 Certified Checks .................................. Due to Clearing House...................... Due Banks in this State...-................. Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 143,564.58 Capital Stock paid in.......................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 15,000.00 15,000.00 4,393.55 8.01 Grand Total......................$ 177,966.14 Mobile The Merchants Bank OFFICERS E. F. Ladd, President. D. P. Bester, Jr., Vice-President. G. A. Michael, Cashier. W . J. Parham, Jr., Assistant Cashier. W . C. Garrett, Assistant Cashier. W . B. Taylor, Assistant Cashier. DIRECTORS D. P. Besto-, Jr. John J. McPhillips. D. R. Dunlap. Lcuis Ferchheimer. Jos. M. Walsh. Ashbel Hubbard. E. F. Ladd. S. Eichold. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............... ................................$ 170,621.00 Gold ....................................................... 7,926.70 Silver, Nickels and Pennies.............. 15,793.94 Checks and Cash Items...................... 15,313.70 Exchanges for Clearing House....... 94,394.64 210,822.68 Cash Items in Transit....................... Due from Banks in this State.......... 36,528.71 Due from Banks in other States.... 611,597.95 LIABILITIES Individual Deposits .............................$3,963,742.25 Demand Certificates .......................... 9,000.00 Time Certificates ................................. 223,800.21 Cashier’s Checks ................................. 39,152.34 Certified Checks ................................... 11,189.34 Due to Clearing House...................... Due Banks in this State.................... 590,012.75 Due Banks in other States................ 60,625.68 Due Unpaid Dividends...................... 249.00 Total.................................... $1,162,999.32 Total Deposits..................$4,897,771.57 Bonds and Stocks owned by Bank..$ 164,223.89 Loans and Discounts.......................... 3,043,688.11 Demand Loans ...................................... 861,402.49 Overdrafts ........................ 1,351.27 Banking House ................................... 15,000.00 5,000.00 Furniture and Fixtures...................... Other Real Estate.............................. 15,151.55 Other Resources ................................. 289,912.25 Cash Short ........................................... Capital Stock paid in........................ $ 200,000.00 Surplus Fund ....................................... 200,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 96,757.31 Notes and Bills Payable.................... Notes and Bills Rediscounted.......... 142,700.00 Reserve for Taxes............................... 8,000.00 Reserve for Interest............................. 13,500.00 Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l. .$ 5 ,5 5 8 ,7 2 8 .8 8 G ran d T o ta l. .$ 5 ,5 5 8 ,7 2 8 .8 8 STATE SU PERIN TEN D EN T OF BANKS 87 Mobile The Peoples Bank of Mobile A. J. S. C. A. H. OFFICERS L. Staples, President, C. Bush, Jr., Vice-President. A. Tonsmeire, Vice-President. R. Little, Cashier. J. Wildman, Assistant Cashier. A. Pharr, Assistant Cashier. DIRECTORS M. L. -Davis. Jas. McPhillips. J. C. Van Antwerp. J. C. Bush, Jr. A. L. Staples. Julius Goldstein. S. A. LeBlanc. F. J. Inge. T. K. Jackson. R. M. Weinacker. Jas. K. Glennon. H. T. Inge. S. A. Tonsmeire. Mark Lyons. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .... .......................................... $ 208,958.00 Gold ........................................................ 15,694.05 Silver, Nickels and Pennies.............. 4,642.96 Checks and Cash Items...................... 14,676.15 Exchanges for Clearing House....... 88,056.30 454,731.59 Cash Items in Transit........................ Due from Banks in this State......... 20,789.01 Due from Banks in other States.... 581,952.22 Total.....................................$1,389,500.28 LIABILITIES Individual Deposits .............................$4,423,679.60 Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 272,248.04 16,476.45 3,244.38 29,846.70 364,942.57 804.00 Total Deposits.................. $5,111,241.74 Bonds and Stocks owned by Bank..$ 830,084.54 Loans and Discounts.......................... 2,550,911.78 Demand Loans ..................................... 487,433.28 Overdrafts ............................................. 20.00 Banking House ................................... 100,923.63 Furniture and Fixtures...................... Other Real Estate.............................. 226,984.93 62,165.04 Other Resources ................................ Cash Short ........................................... Capital Stock paid in........................ $ 200,000.00 Surplus Fund ....................................... 200,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 112,481.74 Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. 6,800.00 Reserve for Interest............................. 17,500.00 Other Liabilities ................................. Cash Over ............................................. Grand Total......................$5,648,023.48 Grand Total........................ $5,648,023.48 Mobile The Union Savings Bank OFFICERS J. B. Dortch, President. Grover A. Taylor, Vice-President. E. C. Meredith, Jr., Cashier. J. Leslie Taylor. R. A. Christian. Jos. C. Rich. DIRECTORS Ed. J. Higgins. Jos. A. Hynde. M. L. Gans. W . B. Inge. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ................................................$ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 45,640.00 835.00 1,993.70 38,390.47 11,920.77 25,823.06 184,463.30 Total.................................... $ 309,066.30 Bonds and Stocks owned by Bank..$ 165,243.13 Loans and Discounts.......................... 274,262.29 Demand Loans ..................................... 41,477.83 Overdrafts ............................................. 1,648.68 Banking House .................,................ Furniture and Fixtures...................... 3,818.26 Other Real Estate............................... 6,696.61 Other Resources ................................. 1,691.42 Cash Short ........................................... G ran d T o ta l. .$ 8 0 3 ,9 0 4 .5 2 LIABILITIES Individual Deposits .............................$ 550,672.03 Demand Certificates .......................... Time Certificates ................................. 12,330.55 Cashier’s Checks ................................. 34,306.94 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits................. $ 597,309.52 Capital Stock paid in....................... $ 200,000.00 Surplus Fund ....................................... 6,595.00 Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l. .$ 8 0 3 ,9 0 4 .5 2 ANNUAL REPORT FOR 1918 88 Monroeville The Bank of Monroeville OFFICERS James K. Kyser, President. A. C. Lee, Vice-President. John M. Coxwell, Cashier. James K. Kyser. A. C. Lee. Riley Kelly. DIRECTORS Wm. M. Newton. C. P. Denning. Carl Hixon. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total.....................................$ LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 7,142.00 1,206.87 1,328.59 9,895.88 5,176.22 24,749.56 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 6,150.00 2.50 Grand Total...................... $ 47,250.00 9,500.49 5,010.00 10.75 1,826.70 20,801.36 500.00 790.78 Total Deposits............. .... * 22,092.14 Capital Stock paid in................... .... $ Surplus Fund .................................. Undivided Profits, less Current Expenses and Taxes paid......... Notes and Bills Payable............... Notes and Bills Rediscounted.... Reserve for Taxes......................... Reserve for Interest....................... Other Liabilities ............................ Cash Over ........................................ 25,000.00 Grand Total................. .... $ 47,250.00 157.86 Monroeville The Monroe County Bank J. D. D. L. B. J. D. L. OFFICERS Barnett, President. Hatter, Vice-President. Mims, Cashier. Hendrix, Assistant Cashier. DIRECTORS C. J. Jackson. J. R. Eddins. J. J. Jernigan. Q. Salter. J. W . Rutherford. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 24,427.00 4,000.00 1,887.11 1,125.02 71,111.26 15,463.34 Total.....................................$ 118,014.03 Bonds and Stocks owned by Bank..$ 18,700.00 Loans and Discounts.......................... $ 298,798.20 Demand Loans ..................................... 8,765.62 2,912.58 Overdrafts ............................................. Banking House ................................... 4,811.62 Furniture and Fixtures...................... 3,250.00 Other Real Estate.............................. 617.23 Other Resources ................................. 53.06 Cash Short ........................................... G ran d T o ta l. .$ 4 5 5 ,9 2 2 .3 4 LIABILITIES Individual Deposits ............................ $ 283,660.92 Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 82,311.53 556.98 169.50 Total Deposits..................3 366,698.93 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l. .$ 60,000.00 29,223.41 4 5 5 ,9 2 2 .3 4 STATE SUPERIN TEN D EN T OF BANKS 89 Montevallo The Merchants & Planters Bank of Montevallo OFFICERS C. L. Meroney, President. W m. Lyman, Cashier. W . H. Lyman, Assistant Cashier. F. S. C. E. F. A. L. S. Crowe. Curry. Meroney. Lyman. DIRECTORS J. Alex. Moore. W . H. Lyman. J. H. McMath. Wm. Lyman. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total.....................................$ Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 8,630.00 2,015.31 9,456.48 5,650.49 25,752.28 59,228.70 11,695.27 37.36 1,474.00 1,026.00 89,700.00 Grand Total...................... $ 188,913.61 LIABILITIES Individual Deposits .............................$ 129,634.59 Demand Certificates .......................... Time Certificates ................................ Cashier’s Checks ................................. 66.27 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 129,700.86 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 25,000.09 8,134.75 16,500.00 9,578.00 Grand Total...................... $ 188,913.61 Montgomery The Alabama Bank & Trust Company OFFICERS J. L. Hall, President. W . K. Pelzer, Vice-President. R. E. Seibels, Cashier. R. E. Thornton, Assistant Cashier. S. J. Cassels. G. T. Edwards. S. Gassenheimer. J. L. Hall. Henry M. Hobbie. H. S. Houghton. DIRECTORS H. B. Oliver. T. W . Peagler W . K. Pelzer. J. A. Sellers. J. T. Walker. Isadore Weil. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Due from Banks in this State......... Due from Banks in other States.... 76,708.00 127.50 8,860.73 1,131.80 43,826.78 33,476.80 156,647.57 LIABILITIES Individual Deposits .............................$ 496,950.94 Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... 13,751.00 10.90 Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends........................ 28,257.97 103,219.07 252.00 Total.....................................$ 321,800.28 Total Deposits.................. $ 642,441.88 Bonds and Stocks owned by Bank..$ 112,000.00 Loans and Discounts.......................... 517,925.04 Demand Loans ..................................... 41,295.00 Overdrafts ............................................. 6,424.98 Banking House ................................... Furniture and Fixtures...................... 7,330.40 Other Real Estate.............................. Other Resources ................................ 51,332.46 Cash Short ........................................... Capital Stock paid in........................ $ 300,000.00 Surplus Fund ....................................... 30,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 10,666.28 Notes and Bills Payable.................... 75,000.00 Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. Grand Total...................... .$1,058,108.16 $1,058,108.16 .$1,058,108.19 Grand Total...................... $1,058,108.16. Total. 90 AN NUAL REPORT FOR 1918 Montgomery The Sullivan Bank & Trust Company OFFICERS John P. Kohn, President. Frank D. Kohn, Vice-President. W . H. Kohn, Secretary and Asst. Cashier. John P. Kohn. Frank D. Kohn. DIRECTORS W. H. Kohn. Ray Rushton. C. L. Marks. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit......................... Due from Banks in this State..........• Due from Banks in other States.... 3,215.92 1,935.00 16,355.82 43,009.92 Total.....................................? 78,724.14 Total Deposits..................$ 300,171.78 Bonds and Stocks owned by Bank..? 108,658.75 Loans and Discounts........................... 275,465.75 Demand Loans ..................................... 3,450.00 Overdrafts ............................................. 132.32 Banking House ................................... Furniture and Fixtures...................... 8,427.92 Other Real Estate.............................. Other Resources ................................. 126.57 Cash Short ........................................... Capital Stock paid in........................ $ 100,000.00 Surplus Fund ....................................... 10,000.00 Undivided Profits, less Current Expenses and Taxes paid............... 13,313.67 Notes and Bills Payable.................... 50,000.00 Notes and Bills Rediscounted.......... Reserve for Taxes............................... 1,500.00 Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total...................... $ 474,985.45 Grand Total...................... $ 474,985.45 12,154.00 762.50 1,290.98 LIABILITIES Individual Deposits ............................ ? 286,135.55 Demand Certificates .......................... Time Certificates ................................. 4,640.00 Cashier’s Checks ................................. 4.25 5,076.29 Certified Checks ................................... Due to Clearing House...................... 4,275.12 Due Banks in this State.................... 40.57 Due Banks in other States Due Unpaid Dividends...... Montgomery The Union Bank & Trust Company OFFICERS Michael Cody, President. Joseph Norwood, Vice-President. Grover Keyton, Secretary. Michael Cody. Fred S. Ball. Joseph Norwood. M. L.*Greil. DIRECTORS J. C. Haas. Ernest Mayer. B. M. Gerson. J*. L. Gaston. Isidore Weil. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates.... 17,009.00 142.50 766.20 2,989.93 106,848.00 8,187.21 LIABILITIES Individual Deposits ............................ ? 829,972.79 Demand Certificates ..................... 85,141.06 Time Certificates ................................. 10,000.00 Cashier’s Checks ................................. 126.50 Certified Checks ................................... 16,074.01 Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 20.00 Total.....................................$ 135,942.84 Total Deposits..................? 941,334.36 Bonds and Stocks owned by Bank..? 314,280.01 Loans and Discounts.......................... 588,237.94 Demand Loans ..................................... 31,831.50 Overdrafts ...... 540.47 Banking House ................................... Furniture and Fixtures...................... 5,250.00 Other Real Estate............................... 28,758.11 Other Resources ................................. Cash Short ........................................... Capital Stock paid in........................ ? Surplus Fund ................. ,.................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 100,000.00 G ran d T o t a l ............................ ? 1 , 1 0 4 ,8 4 0 .8 7 G ran d 61,736.56 1,769.95 T o t a l ............................. ? 1 , 1 0 4 ,8 4 0 .8 7 STATE SU PERIN TEN D EN T OF BANKS 91 Moulton The Bank of Moulton C. C. A. L. O. L. Ward OFFICERS Prince, President. Windham, Vice-President. Judy, Cashier. Bracken, Assistant Cashier. C. C. Prince. A. L. Windham. W. D. Irwin. DIRECTORS J. M. Irwin. T. R. Alexander. R. M. Byars. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 14,460.00 1,633.50 1,423.71 1,665.03 249.08 1,744.70 8,952.97 Total.....................................$ 30,128.99 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House .................................. Furniture and Fixtures..--......... ........ Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 1,325.00 124,352.63 11,332.42 384.70 1,500.00 400.00 50,000.00 Grand Total......................$ 219,423.74 LIABILITIES Individual Deposits ............................ $ 155,444.08 Demand Certificates ............................ Time Certificates ................................. 12,750.00 Cashier’s Checks ................................. 5,561.34 Certified Checks ................................... 46.35 Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 173,801.77 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 28,000.00 14,000.00 3,621.97 Grand Total...................... $ 219,423.74 Moulton The Citizens Bank DIRECTORS D. H. <k n. J. D. L. Byars. W . A. AT d W . I. Heflin. L. A. Alexander. C. P. Prcuit. L. B. Cropper. OFFICERS D. H. Bracken, President. W . A. Moles, Vice-President. L. B. Crc-pner, Cashier. A. J. Wade, Assistant Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing Plouse....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 290.44 2,595.77 50,079.11 Total.....................................$ 68,965.49 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short .......................................... 166.66 64,627.66 5,920.00 170.98 4,500.00 1,000.00 G ran d T o t a l ............................. $ 13,144.00 1,820.00 1,036.17 20,000.00 1 6 5 ,3 5 0 .7 9 LIABILITIES Individual Deposits ............................ $ 139,400.94 Demand Certificates .......................... Time Certificates .... -........................... 2,004.00 Cashier’s Checks ................................. Certified Checks ................................... Duo fo Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 141,404.94 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l ............................. $ 15,000.00 6, 000.00 2,945.85 1 6 5 ,3 5 0 .7 9 92 ANNUAL REPORT FOR 1918 Moundville The Bank of Moundville OFFICERS R. L. Griffin, President. R. J. Griffin, Vice-President. L. M. Griffin, Cashier. R. L. Griffin. R. J. Griffin. DIRECTORS L. M. Griffin. T. P. Abernathy. W . M. Wilburn. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in thisState........... Due from Banks in other States.... LIABILITIES Individual Deposits .............................$ 103,214.99 Demand Certificates .......................... Time Certificates ................................. 14,486.14 Cashier’s Checks ................................. 1,217.83 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................. . Due Banks in other States................ Due Unpaid Dividends...................... 11,415.00 727.50 941.21 110.58 32,865.67 2,527.35 Total.....................................$ 48,587.31 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ......................................... .... Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 1,567.27 58,388.85 19,381.46 Total Deposits..................$ 118,918.96 Capital Stock paid in.......................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable................ ... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 1,000.00 1,000.00 15,000.00 20,600.00 4,000.00 1,405.93 Grand Total...................... $ 144,924.89 Grand Total...................... $ 144,924.89 Newbern The Bank of Newbern OFFICERS J. F. Brown, President. Jos. J. White, Cashier. J. F. Brown. Jos. J. White. DIRECTORS R. A. White. R. N. Ervin. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in thisState........... Due from Banks in other States.... 3,409.00 22.50 341.37 3,656.20 7,005.12 5,152.47 LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 61,322.45 Total.....................................$ 19,586.66 Total Deposits................$ 61,322.45 Bonds and Stocks owned by Bank..$ Loans and Discounts........................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 3,000.00 68,965.82 2,202.48 12.31 2,750.00 1,350.00 1,045.09 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest....................... .... Other Liabilities ............................— Cash Over ....................................... ...... 28,200.00 6,000.00 .$ 98,912.36 Grand Total. ___ $ 98,912.86 Grand Total. 3,389.91 STATE SU PERIN TEN D EN T OF BANKS 93 New Brockton The Bank of New Brockton OFFICERS Obie Harris, President. J. M. Folsom, Vice-President. R. C. Adams, Vice-President. C. J. Rowe, Cashier. Obie Harris. R. C. Adams. J. M. Folsom. L. A. Boyd. DIRECTORS C. J. Rowe. B. J. Massey. A. C. Brunson. R. H. Arrington. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ............................................ ........... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 756.61 2,342.33 3,684.35 Total.....................................$ 9,468.34 Total Deposits..................$ 61,752.23 Bonds and Stocks owned by Bank..!? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures..............'........ Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 2,800.00 93,349.35 909.17 1,778.89 2,000.00 1,000.00 11,460.01 71.57 Capital. Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............ Notes and Bills Payable................... Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 25,000.00 5,000.00 1,894.00 720.44 70.61 Grand Ttotal...................... $ 122,837.33 LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................. Due Banks in other States................ Due Unpaid Dividends...................... 57,852.06 3,622.77 277.40 4,914.52 20,000.00 6,149.65 20.93 Grand Total...................... $ 122,837.33 New Hope The Bank of New Hope OFFICERS W . E. Butler, President. T. E. McKinney, Vice-President. E. M. Box, Cashier. W. E. Butler. A . H. Butler. J. C. Butler. DIRECTORS T. E. McKinney. Tom Ikard. Sam F. Johnson. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ ^ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates.... Total.....................................$ Bonds and Stocksowned by Bank..$ Loans and Discounts..........'............. Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ......................... Gash Short ........................................... Grand Total. 5,953.00 737.50 963.41 3.05 6,213.25 5,582.81 LIABILITIES Individual Deposits ............................ $ Demand Certificates ........................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 60,125.08 12,194.28 2,204.78 264.90 19,453.02 Total Deposits..................$ 74,789.04 17,592.50 56,040.71 9,715.50 25.50 2,000.00 1,500.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes.................... Reserve for Interest................... Other Liabilities ...................... . Cash Over .................................... 15,000.00 15,000.00 205.78 .$ 106,533.01 Grand Total. 1,743.97 .$ 106,533.01 94 ANNUAL REPORT FOR 1918 New Market The New Market Banking Company OFFICERS W . E. Rodgers, President. W . F. Yarbrough, Vice-President. R. N. Coleman, Cashier. DIRECTORS W. E. Rodgers. J. W . Cochran. W . F. Yarbrough. J. M. Payne. J. O. Orman. Jno. A. Fanning. L. E. Blanton. D. B. Jacks. R. N. Coleman. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold .......v............................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 285.35 6,690.45 2,779.41 Total.....................................$ 18,165.13 Total Deposits..................$ 97,109.97 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 4,820.00 95,627.88 6,940.10 48.*98 1,100.00 1,100.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............... Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Restive for Interest.......................... Other Liabilities ................................. Cash Over ............................................. 17,000.00 5,615.40 G ra n d T o t a l...........................$ 1 2 7 ,8 0 2 .0 9 G ran d T o ta l........................... $ 7,656.00 62.50 653.92 37.50 1 2 7 ,80 2.0 9 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates .............................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 67,929.08 29,052.89 128.00 2,970.60 5,000.00 104.00 2.12 Newville The Farmers State Bank OFFICERS G. H. Malone, President. J. J. Espy, Vice-President. H. C. Price, Cashier. G. H. Malone. A. Y. Malona. J. J. Espy. DIRECTORS L. T. Hutto. John S. Kirkland. II. C. Price. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit...................... Due from Banks in this State.......... Due from Banks in other States.... 1,668.60 11,900.07 12,578.98 Total.................................... $ 31,828.21 Total Deposits.................. $ 53,602.35 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 14,700.00 35,445.07 Capital Stock paid in........................ $ Surplus Fund ..........:............................ Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................ Cash Over ............................................. 25,000.00 2,500.00 Grand Total. .$ 4,576.00 25.00 770.47 309.09 40.73 1,719.00 1,560.00 85,293.01 LIABILITIES Individual Deposits ............................ $ Demand Cert’ficates .......................... Time Certificates ................................. Cashier’s Cheeks ................................ Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Grand Total .$ 43,342.33 9,684.75 575.27 4,027.57 163.09 85,293.01 STATE SU PERIN TEN D EN T OF BANKS 95 North Birmingham The North Birmingham Trust & Savings Bank OFFICERS C. B. Rogers, President. Geo. B. Tarrant, Vice-President. J. H. Berry, Vice-President. R. H. Wharton, Jr., Cashier. G. C. Bryant, Assistant Cashier. DIRECTORS W . N. Johnson. John A. Lewis. J. V. Methvin. Geo. D. Brittain. W. W . Walker. Z. B. Chamblee. R. H. Wharton, Jr. M. E. Morland. C. B. Smith. Geo. B. Tarrant. J. R. Slack. J. H. Berry. H. C. Hillhouse. S. M. Blake. C. B. Rogers. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 26,774.00 602.50 2,908.20 142,058.97 2,142.28 Total.....................................$ 174,485.95 Bonds and Stocks owned by Bank..$ 153,850.00 Loans and Discounts.......................... 339,208.67 Demand Loans ..................................... 11,904.04 Overdrafts ............................................. Banking House ................................... 5,000.00 Furniture and Fixtures...................... 2,100.00 Other Real Estate............................... 6,894.58 Other Resources ................................ Cash Short ........................................... Grand Total......................$ 693,443.24 LIABILITIES Individual Deposits ............................ $ 587,541.94 Demand Certificates .......................... Time Certificates ................................. 1,835.90 Cashier’s Checks ................................. 31,007.43 Certified Checks ................................... 143.10 Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... Total Deposits..................$ 620,528.37 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes.... .......................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 41,900.00 31,013.82 1.05 Grand Total...................... $ 693,443.24 Northport The Northport Bank OFFICERS M. Freeman, President. J. S. Moore, Vice-President. H. G. Shepherd, Cashier. M. Freeman. J. A. Ozment. J. S. Moore. S. M. Freeman. DIRECTORS W . K. Cooper. Frank Rice. F. R. Maxwell. J. B. Ferguson. T. P. Hagler. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 13,457.01 4,737.59 Total.................................. $ 23,442.44 Total Deposits..................$ 66,599.18 500.00 50,804.92 6,281.00 122.36 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................ Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 15,000.00 1,348.55 .$ 83,650.72 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate................................. Other Resources ................................. Cash Short ........................................... Grand Total. .$ 3,963.00 200.00 1,084.84 2,500.00 83,650.72 LIABILITIES Individual Deposits ............................ $ Demand Certificates ........................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Grand Total. 66,445.10 154.08 522.20 180.79 96 ANNUAL REPORT FOR 1918 Notasulga The First Bank of Notasulga OFFICERS A: B. Hope, President. W . J. Bridges, Vice-President. J. M. White, Cashier. A. B. Hope. W . J. Bridges. DIRECTORS W . S. Parker. T. D. Rea. G. W . Chester. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold ......................................................... Silver, Nickels and Pennies.............. Checks and Cash Items....................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 556.86 48,845.02 22,629.95 Total.....................................$ 87,732.27 Bonds and Stocks owned by Bank..$ Loans and Discounts........................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 9,728.00 110.00 751.40 5,111.04 67,437.87 10,723.80 1,036.49 2,450.00 1,500.00 LIABILITIES Individual Deposits ............................ $ 137,929.21 Demand Certificates ..... ..................... Time Certificates ................................. 4,055.00 Cashier’s Checks ................................. 6,070.73 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 148,054.97 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total...................... $ 170,880.43 15,000.00 7,825.46 Grand Total......................$ 170,880.43 Notasulga The Merchants & Farmers Bank OFFICERS John H. Drakeford, President. E. H. Reynolds, Vice-President. A. C. Dillard, Cashier. John H. P. E. H. R. R. DIRECTORS H. Drakeford. R. M. Bentley. Merritt. A. W . Humphries. Reynolds. G. T. Bryant. G. W . Chester. Hodnett. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in thisState........... Due from Banks in other States.... 3,406.00 217.50 173.50 1,016.46 10,181.82 LIABILITIES Individual Deposits ............................ $ Demand Certificates ........................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 45,707.51 11,723.64 786.28 1,278.61 Total.....................................$ 14,995.28 Total Deposits.................. $ 59,496.04 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures.................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 5,416.00 40,835.35 22,622.76 1,107.57 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over ................................... 25,000.00 .$ 87,507.48 Grand Total. 2,500.00 30.52 Grand Total. .$ ' 3,011.44 87,507.48 STATE SU PERIN TEN D EN T OF BANKS 97 Oakman The Bank of Oakman OFFICERS Murray Cannon, President. John T. Rose, Vice-President. Joe D. Conwell, Cashier. L. B. Musgrove. Murray Cannon. John R. Pill. DIRECTORS P. S. Haley. Vera C. Jones. Joe D. Conwell. John T. Rose. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... : Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... Total. .$ Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 10,172.00 390.00 1,400.22 3.12 340.54 33,823.51 1,460.47 47,589.86 3,735.00 50,864.28 15.31 1,800.00 7,750.87 46,360.16 14.22 Grand Total...................... $ 158,129.70 LIABILITIES Individual Deposits ............ Demand Certificates ......... Time Certificates ................ Cashier’s Checks ................ Certified Checks ................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... 104,481.84 14,024.10 277.42 Total Deposits..................$ 118,783.36 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.... .......................... Reserve for Interest.............. ............. Other Liabilities ................................. Cash Over ............................................. 10,000.00 536.12 2,603.80 26,206.42 Grand Total......................$ 158,129.70 OdenvilJc The Bank of Odenville OFFICERS Lafayette Cooke, President. W . T. Hodges, Vice-President. W . P. Cooke, Cashier. J. M. Mize, Assistant Cashier. DIRECTORS La.Fayette Cooke . J. L. Hamilton. W . T. Hodges. W . P. Cooke. C. M. Simpson. J. J. Goddard. M. A. Werner. D. F. Funderburg. J. T. Newton, Sr. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ....... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 4,826.00 122.50 638.97 45.00 15,647.03 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ............................. . Certified Checks ........... ................... Due to Clearing House.. ................ Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 46,389.96 8,442.98 3,620.0# Total.....................................$ 21,279.50 Total Deposits..................$ 58,452.94 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 2,430.00 47,718.23 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted. Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 15,000.00 1,278.64 Grand Total......................$ 76,674.38 Grand T otal...................... $ 76,674.38 4B 1,900.00 1,750.00 1,596.65 1,913.34 29.46 AN NUAL REPORT FOR 1918 98 Oneonta The Blount County Bank OFFICERS A. A. Fendley, President. J. H. Lowery, Vice-President. F. G. Stephens, Vice-President. Birl Brown, Cashier. L. Q. Box, Assistant Cashier. W . T. Buckner. F. G. Stephens. J. H. Lowery. J. C. Brittain. DIRECTORS J. S. Fendley. F. E. Daily. J. W . Crumbley. W. A. Weaver. Brittain. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates.... 15,261.82 985.58 Total.....................................? 37,637.29 Bonds and Stocks owned by Bank..? Loans and Discounts........................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 92,132.34 31,330.82 338.50 3,100.00 2,100.00 1,716.03 7,850.00 19,172.00 15.00 1,563.89 639.00 Grand Total...................... $ 176,204.98 LIABILITIES Individual Deposits ............................ $ 122,779.72 Demand Certificates .......................... Time Certificates ................................. 9,023.00 Cashier’s Checks ................................. 1,297.83 Certified Checks ................................... 189.67 Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... Total Deposits.................. $ 133,290.22 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over ................................... 25,000.00 13,000.00 4,914.76 Grand Total...................... $ 176,204.98 Oneonta The Farmers Savings Bank J. A. Paul J. C. T. S. OFFICERS Brice, Presient, Goddard, Vice-President. Nation, Cashier. Edwards, Assistant Cashier. J. A. Brice. Paul Goddard. T. W . Hood. DIRECTORS J. B. Stephens. J. S. Wittimer. D. R. Blackmund. J. T. Brown. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates.... Total. 45,411.45 7,280.27 109,096.75 Bonds and Stocks owned by Bank..? Loans and Discounts........................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... Grand Total. 55,257.00 2.50 840.19 305.34 9,061.97 124,813.45 6,081.72 73.50 2,500.00 1,951.03 .? 253,578.42 LIABILITIES Individual Deposits ............................ $ 169,265.95 Demand Certificates .......................... Time Certificates ................................ 39,324.52 Cashier’s Checks ................................. 5,563.72 Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... Total Deposits..................$ 214,154.19 Capital Stock paid in........................ ? Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... Grand Total. 25,000.00 8,750.00 5,674.23 .? 253,578.42 99 STATE SUPERIN TEN D EN T OF BANKS Oneonta The Oneonta Trust & Banking Company OFFICERS T. H. Davidson, President. J. B. Arnold, Vice-President. Mrs. C. H. Davidson, Cashier. T. H. Davidson. DIRECTORS H. F. Whited. T. M. Whited. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................i Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total. LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................ Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... 16,811.00 728.50 353.27 567.00 7,593.78 331.15 26,384.70 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House .................................. Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... Grand Total...................... $ 36,419.03 13,919.11 242.00 4,000.00 2,000.00 4,174.14 19.18 87,158.16 34,472.91 14,461.71 172.25 Total Deposits.................. $ 49,106.87 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 20, 000.00 6 , 000.00 Grand Total...................... $ 87,158.16 421.06 11 , 000.00 630.23 Opelika The Bank of Opelika OFFICERS J. B. Fielder, President. J. B. Greene, Vice-President and Cashier. DIRECTORS J. B. Fielder. R. M. Greene. L. M. Trawick. H. G. Clift. W . W . Williams. M. R. Meadows. John Allen Jones. J. W . Williams. W . R. Watts. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 22,520.00 2,370.00 1,419.00 1,035.23 579.19 4,036.33 34,054.25 LIABILITIES Individual Deposits ............................ $ 130,668.89 Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ............................... 5,082.26 Certified Checks ................................... 14.00 Due to Clearing House...................... Due Banks in this State.................... 557.42 Due Banks in other States................ 94.62 Due Unpaid Dividends...................... Total.....................................$ 66,014.00 Total Deposits..................$ 136,417.19 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................... Cash Short ........................................... 42,184.00 118,421.04 24,735.06 1,613.64 10,000.00 3,500.00 19,400.00 Capital Stock phid in........................ $ 100,000.00 Surplus Fund ....................................... 10,000.00 Undivided Profits, less Current Expenses and Taxes paid............... 1,940.55 Notes and Bills Payable.................... 15,000.00 Notes and Bills Rediscounted..... .... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. 22,510.00 Cash Over ............................................. Grand Total...................... $ 285,867.74 Grand T otal......................$ 285,867.74 AN NUAL REPORT FOR 1918 100 Opp The American Bank & Trust Company OFFICERS T. E. Henderson, President. J. T. Hardage, Vice-President. J. A. Whaley, Jr., Cashier. W . L. Woodall, Assistant Cashier. DIRECTORS J. A. Whaley, Jr. W. L. Woodall. T. E. Henderson. A. F. Merrill. J. R. Ward. J. T. Hardage. W . E. Denson. STATEMENT, NOVEMBER 4, 1918 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................ Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Unpaid Dividends...................... Due Banks in other States................ RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates. .. 3,967.52 3,535.70 Total.....................................$ 11,902.14 Total Deposits..................$ 78,810.17 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............... Banking House ................................... Furniture and Fixtures...................... Other Real Estate......... .................... Other Resources .............. Cash Short ........................................... 1,622.00 108,398.05 4,930.64 190.76 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cask. Over .................................... 50,000.00 3,237.00 72.50 820.43 268.99 3,185.00 2,001.86 16.87 78,489.28 241.19 79.70 3,437.15 Grand Total......................$ 132,247.32 Grand Total.....................$ 132,247.32 Orrville The Orrville Bank & Trust’ Company OFFICERS J. E. Dunaway, President. Josiiih Lambert, Vice-President. B. E. Dunaway, Cashier. J. E. Dunaway. DIRECTORS Joseph Lambert. B. E. Dunaway. STATEMENT. NOVEMBER 4. 1918 RESOURCES ......................................... $ Currency Gold ....... Silver, Nickels anrl Pennies...__ ___ Checks and Cash Item s..... ................ Exchanges for Clearing H ouse....... Cash Items in Transit ..................... Due from Banks in this State......... Due from Banks in other States.... 2,166.98 4,140.23 T otal.................................... $ Bonds and Stocks owned by Bank. S lioans and Discounts...................... Demand Loans ...... Overdrafts ............................... Banking House .................... Furniture and Fixtures...................... Other Real Estate......................... Other Resources ................................ Cash Short .... ...................................... Grand Total 9,324.00 25.00 1,331.06 LIABILITIES Individual Deposits ............................ $ Demand Certificates ......................... Time Certificates ................................. Cashier’s Checks ..... Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States....... ........ Due Unpaid Dividends............. ..... Total Deposits......... ........$ 16,987.27 4,105.07 64,123.82 34,900.00 15.32 9,000.00 3,400.00 6,000.00 .$ 138,531.48 C a p ita l Stock paid i n ..... ....................... $ Surplus Fund ............ ................ ....... Undivided Profits, less Current Expenses and Taxes paid........... . Notes and Bills Payable........... ......... Notes and Bills Rediscounted..... .. Notes and Bills Payable............... . R'serve for Interest..................... ....... Other Liabilities ............................. Cash Over ........................................... Grand Total 71,555.58 3,300.00 5,000.00 2,375.19 5.00 82,235.77 2 5 ,0 0 0 .0 0 20,000.00 4,795.71 6,500.00 S 138,531.48 STATE SU PERIN TEN D EN T OF BANKS 101 Oxford The Peoples Bank of Oxford OFFICERS O. M. Alexander, Acting President. E. H. Hawkins, Cashier. DIRECTORS O. M. Alexander. S. A. Stewart. R. A. Hingson. J. H. Edmondson. E. H. Hawkins. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in otherStates.... 10,552.90 6,884.35 4,144.00 2.50 235.01 18.57 LIABILITIES Individual Deposits .........;.................. $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 29,610.02 1,448.02 10.00 34.65 Total.................................... $ 21,837.33 Total Deposits..................$ 31,102.69 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures.................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 1,500.00 35,695.40 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 25,000.00 Grand Total...................... $ 68,139.14 Grand Total...................... $ 68,139.14 5,000.00 1,523.91 582.50 2,000.00 2,005.34 10,000.00 31.11 Ozark The Ozark City Bank OFFICERS Mrs. W m. Garner, President. W . S. Garner, Cashier. R. F. Faust, Assistant Cashier. Mrs. W m. Garner. VV. S. Garner. DIRECTORS M. Sollie. C. A. Pippin. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items..................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in otherStates.... 17,153.64 7,148.85 Total.....................................$ 35,213.15 5,090.00 1,115.00 637.76 4,067.90 Bonds and Stocks owned by Bank..$ 21,650.00 Loans and Discounts.......................... 175,375.67 Demand Loans ..................................... 38,201.14 Overdrafts ............................................. 1,017.89 Banking House ................................... Furniture and Fixtures...................... 1,400.00 Other Real Estate.............................. Other Resources ................................. 2,997.05 Cash Short ........................................... Grand Total. .f 275,854.90 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits.................. $ 97,138.33 637.02 716.05 98,491.40 Capital Stock paid in........................ $ 100,000.00 Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid..!......... 41,962.74 Notes and Bills Payable.................. 25,000.00 Notes and Bills Rediscounted........ 10,397.76 Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 1.00 Grand Total. .$ 275,854.90 102 AN NUAL REPORT FOR 1918 Ozark The Planters & Merchants Bank J. C. L. B. E. A. B. I. OFFICERS Z. Riley, President. Stokes, Vice-President. Martin, Cashier. Jackson, Assistant Cashier. DIRECTORS S. Coleman. L. F. Sessions. N. P. Dowling. J. E. Z. Riley, C. A. Stokes. L. B. Martin. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ..................... ..........................$ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 20,805.00 3,127.50 844.49 188.57 686.20 2,433.11 39,130.86 10,186.79 Total.....................................$ LIABILITIES Individual Deposits ............................ $ 287,857.33 Demand Certificates .......................... Time Certificates ................................. 45,212.00 Cashier’s Checks ................................. 1,602.86 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... 2,106.53 Due Banks in other States................ Due Unpaid Dividends...................... 77,3(52.52 Total Deposits..................$ 336,778.72 Bonds and Stocks owned by Bank..$ 12,885.40 Loans and Discounts........................... 401,642.07 Demand Loans ..................................... 27,461.82 Overdrafts ............................................. 215.97 Banking House ................................... 4,000.00 Furniture and Fixtures...................... 2,250.00 Other Real Estate............................... 8,700.00 Other Resources ................................. Cash Short ........................................... Capital Stock paid in........................ $ 125,000.00 Surplus Fund ....................................... 40,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 12,679.06 Notes and Bills Payable.................... 20,000.00 Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total...................... $ 534,457.78 Grand Total...................... $ 534,457.78 Pell City The Pell City Bank & Trust Company OFFICERS LaFayette Cooke, President. W . P. Cooke, Vice-President. H. Jones, Vice-President. Pearl Still Maddox, Cashier. L. Cooke. H. Jones. W. P. Cooke. DIRECTORS J. H. Willingham. Pearl Still Maddox. J. H. Carreker. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items..................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates.... 26,700.22 1,248.75 Total.....................................$ 32,953.89 Total Deposits..................$ 93,568.78 Bonds and Stocks owned by Bank..$ Loans and Discounts........................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 13,100.00 56,481.45 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 15,000.00 5,000.00 Grand Total. 4,401.00 75.00 466.80 62.12 27.00 2,500.00 3,250.00 7,200.00 .$ 115,512.34 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................ Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... Grand Total. 80,997.50 12,312.33 258.95 1,943.56 .$ 115,512.34 STATE SUPERIN TEN D EN T OF BANKS 103 Pell City The Union State Bank OFFICERS McLane Tilton, Jr., President. Pickens Pearson, Cashier. J. Fall Roberson, Vice-President. W . N. Maddox, Vice-President. DIRECTORS McLane Tilton, Jr. W . S. Crump. Sumter Cogswell. T. H. Rennie. R. A. Martin. J. W . Moore. S. D. Kilgore. W . N. Maddox-. J. Fall Roberson. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in thisState........... Due from Banks in other States.... 10,988.00 3,320.00 1,039.33 28.44 42,143.72 49,160.21 Total.....................................$ 106,679.70 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ........................... _............... Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 45,932.73 108,425.86 159.33 2,559.93 15,000.00 4,000.00 Grand Total...................... $ 282,757.55 LIABILITIES Individual Deposits .............................$ 178,698.01 Demand Certificates ........................... 65,969.24 Time Certificates ................................. Cashier’s Checks ................................. 1,220.97 Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... Total Deposits.................. $ 245,888.22 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................... Cash Over ............................................. 25,000.00 10,000.00 1,741.57 127.76 Grand Total...................... $ 282,757.55 Peterman The Bank of Peterman OFFICERS W . J. Nettles, President. D. R. Nettles, Vice-President. J. R. Simmons, Cashier. W . J. Nettles. J. J. Jernigan. DIRECTORS D. R. Nettles. P. S. Jacson. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in otherStates.... 23,800.33 531.87 5,742.00 800.00 805.44 1,186.16 LIABILITIES Individual Deposits .............................$ Savings Deposits ................................. Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... 62,071.94 265.26 15,712.28 281.67 Total.....................................$ 32,865.80 Total Deposits..................$ 78,331.15 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 14,693.06 43,376.98 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Rediscounted. Notes and Bills Payable........... Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 15,000.00 1,500.00 .$ 96,776.62 Grand Total. 381.61 2,245.07 2,967.04 247.06 Grand Total. .$ 1,945.47 96,776.62 AN NUAL REPORT FO R 1918 104 Phil Campbell The Bank of Phil Campbell OFFICERS J. R. Sherman, President. P. M. Wood, Vice-President. C. E. Haynes, Cashier. J. R. Sherman. J. R. Phillips P. M. Wood. DIRECTORS O. O. Underwood. S. T. Austin. J. F. Duke. T. M. Nix. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 60,043.33 5,532.63 17,721,00 12.50 1,009.49 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................. Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...................... 83,738.84 1,000.0# 903.82 Total.....................................$ 84,318.95 Total Deposits.................$ 85,642.66 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 1,000.00 8,988.42 Capital Stock paid in....................... $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 10,100.00 Grand Total...................... $ 95,742.66 1,250.00 185.29 Grand Total...................... $ 95,742.6# Piedmont The Farmers & Merchants Bank OFFICERS C. N. Thompson, President. J. H. Barlow, Vice-President. J. F. Morgan, Cashier. C. N. Thompson. J. H. Barlow. I. Adelstein. W . B. Penny. DIRECTORS J. D. Penny. J. F. Morgan. B. T. Williams. S. B. Canter. E. Webb. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... : Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States ... Total. Bonds and Stocks owned by Bank.l Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... Grand Total .$ 10,908.00 502.50 474.05 197.93 13,485.53 4,606.70 LIABILITIES Individual Deposits ............ Demand Certificates .......... Time Certificates ................ Cashier’s Checks ................. Certified Checks .................. Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... 53,527.75 17,120.56 1,496.12 30,174.71 Total Deposits..................$ 72,144.43 13,300.00 47,647.96 140.00 225.13 3.000. 1 . 000 . Capital Stock paid in........................ $ Surplus Fund ...... Undivided Profits, less Current Expenses and Taxespaid............... Notes 00 and Bills Payable................... 00 Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over .............................................. 15,000.00 4,000.00 Grand Total. 96,323.8# 836.00 96,323.80 .$ 3,178.93 2,000.00 .44 STATE SU PERIN TEN D EN T OF BANKS 105 Pinckard The Peoples Bank OFFICERS Mrs. J. W . Pippin, President. A. H. Borland, Vice-President. J. B. Borland, Cashier. R. F. Pippin, Assistant Cashier. Mrs. Jno. Pippin. M. M. Pippin. C. A. Pippin. J. S. Pippin. R. R. Pippin. DIRECTORS M. Sollie. A. H. Borland. T. M. Borland. J. B. Borland. J. H. Dean. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 7,314.60 20,400.10 Total.....................................$ 32,264.48 Total Deposits.................. $ 64,506.89 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 2,000.00 84,474.89 3,641.50 136.51 3,440.61 1,863.20 4,923.17 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............... Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 40,000.00 3,956.00 362.50 231.28 Grand Total...................... $ 132,744.36 LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 53,513.68 9,744.69 1,248.52 7,693.08 20,000.00 530.50 13.89 Grand Total...................... $ 132,744.36 Pine Apple The Bank of Pine Apple OFFICERS J. T. Adams, President. Sam N. Stanford, Vice-President. L. P. Cone, Cashier. Jas. G. Donald. J. A. Matheson. W. R. Mills. DIRECTORS Sam N. Stanford. J. T. Adams. L. P. Cone. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 171.37 14,241.60 13,878.26 Total.....................................$ 34,449.33 Bonds and Stocks owned by Bank..$ Loans and Discounts........................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 2,300.00 66,677.06 16,335.58 505.22 3,000.00 1,500.00 8,210.00 ’8,000.00 Grand Total. 4,070.00 903.50 567.06 617.54 .$ 140,977.19 LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... 83,367.05 24,190.33 835.80 Total Deposits.................. $ 108,393.18 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... Grand Total. 25,000.00 5,201.38 2,382.63 .$ 140,977.19 ANNUAL REPORT FOR 1918 106 Pine Hill Clay Sheffield, Banker OFFICERS Clay Sheffield, President. Miller Sheffield, Cashier. DIRECTORS (Not Incorporated.) STATEMENT. NOVEMBER 4. 1918 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................ Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 30,262.33 13,714.48 Total.....................................$ 48,076.63 Total Deposits..................$ 87,933.27 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 4,692.00 36,292.28 4,521.76 64.13 3,500.00 2,500.00 10,164.09 3,975.10 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................ Cash Over ............................................. 10,000.00 2,616.00 640.00 388.92 454.90 Grand Total...................... $ 113,785.99 87,580.01 353.26 654.05 15,138.23 60.44 Grand Total......................$ 113,785.99 Pittsview The Bank of Pittsview OFFICERS L. H. Boykin, President. E. R. Bums, Cashier. L. H. Boykin. E. R. Burns. DIRECTORS Willis Thompson. S. R. Pitts. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... ! Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 3,455.89 6,997.00 Total.....................................$ 15,635.21 Total Deposits..................$ 26,416.46 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 3,250.00 33,984.18 16,831.64 95.90 2,146.75 1,743.00 2,280.68 255.52 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............... Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 25,000.00 2,000.00 G ran d T o t a l. .$ 3,476.00 680.00 897.20 129.12 7 6 ,2 2 2 .8 8 LIABILITIES Individual Deposits ............................ $ Savings Deposits ................................ Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... G ran d T o ta l. .$ 23,034.89 2,862.52 519.05 2,562.05 20,000.00 244.37 7 6 ,2 2 2 .8 8 STATE SUPERINTENDENT OF BANKS 107 Pollard The Bank of Pollard OFFICERS H. D. Finlay, President. E. E. Jackson, Vice-President. Fred Curtis, Cashier. H. D. Finlay. J. E. Finlay. DIRECTORS D. H. Finlay. E. E. Jackson. W . T. Mayo. STATEMENT, NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 9,520.58 13,709.90 Total.................................... $ 30,537.96 Total Deposits..................$ 98,461.58 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 41,550.00 28,279.66 8,105.25 579.99 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 25,000.00 3,308.00 1,280.00 2,142.38 335.13 241.97 1,000.00 2,475.20 13,547.34 39.82 Grand Total...................... $ 126,115.22 LIABILITIES Individual Deposits .............................$ Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 90,247.30 7,927.03 287.25 2,325.23 328.41 Grand Total...................... $ 126,115.22 Prattville The Autauga Banking & Trust Company OFFICERS C. E. Thomas, President. M. A. Graham, Vice-President. R. L. Faucett, Cashier. DIRECTORS Daniel Pratt. W . L. Ellis. J. B. Bell. C. E. Thomas. R. L. Faucett. M. A. Graham. Eugene Ballard. H. S. Doster. Mrs. Julia A. Pratt. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 36,721.57 20,932.69 Total.....................................$ 83,672.92 Total Deposits..................$ 383,921.62 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... 389,572.89 Demand Loans ..................................... Overdrafts ............................................. 4,133.90 Banking House ................................... Furniture and Fixtures...................... 1,951.25 Other Real Estate.............................. 20,877.28 Other Resources ................................. 39,350.00 Cash Short ........................................... Capital Stock paid in........................ $ 150,000.00 Surplus Fund ....................................... 5,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 636.62 Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l .$ 14,403.00 231.00 599.37 10,785.29 5 3 9 ,5 5 8 .2 4 LIABILITIES Individual Deposits .............................$ 336,295.03 Demand Certificates .......................... 18,681.37 Time Certificates ................................. 23,700.00 Cashier’s Checks ................................. 687.51 Certified Checks ................................... 4,000.00 Due to Clearing House...................... Due Banks in this State.................... 557.71 Due Banks in other States................ Due Unpaid Dividends...................... Grand Total. .$ 5 3 9 ,5 6 8 .2 4 108 ANNUAL REPORT FOR 1918 Ragland The Bank of Ragland OFFICERS W att T. Brown, President. G. S. McElwee, Vice-President. N. O. Hamilton, Vice-President. Thos. Peacock, Cashier. J. T. Brown. W att T. Brown. N. O. Hamilton. DIRECTORS N. A. Lawramore. G. S. McElwee. Thos. Peacock. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in thisState.......... Due from Banks in other States.... 15,720.00 315.00 310.75 60.14 23,590.15 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks .............:.................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 74,633.83 5,560.63 1,017.77 Total.....................................$ 39,996.04 Total Deposits..................$ 81,212.23 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................ Cash Short ........................................... 23,421.50 30,632.56 Capital Stock paid in........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes.............................. Reserve for Interest....................,....... Other Liabilities ................................. Cash Over ............................................. 15,000.00 1,874.68 2.26 3,702.51 1,449.50 1,059.95 Grand Total...................... $ 100,264.32 1,353.54 823.87 Grand Total......................$ 100,264.32 Red Bay The Bank of Red Bay OFFICERS A. C. Waldrop, President. L. F. Gober, Vice-President. Chas. Cashion, Cashier. A. C. Waldrop. DIRECTORS L. F. Gober. J. B. Tiffin. STATEMENT, NOVEMBER 4, 1918 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... RESOURCES Currency ............................................... $ Gold ................................... ................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States. .. 1,482.46 30,514.23 18,969.10 Total.................................... $ 60,473.94 Total Deposits..................$ 83,655.81 Bonds and Stocks owned by B a n k 16,000.00 Loans and Discounts.......................... 16,319.39 Demand Loans ..................................... Overdrafts ............................................. 104.54 Banking House ................................... Furniture and Fixtures...................... 1,500.00 Other Real Estate............................... 1,162.93 Other Resources ................................. 1,541.41 Cash Short ........................................... 4.52 Capital Stock paid in........................ $ Surplus Fund ........................ .............. Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 10,000.00 G ran d T o t a l ............................. $ 9,106.00 344.76 57.39 9 7 ,1 0 6 .7 3 G ran d T o t a l ............................. $ 80,781.84 2,163.65 710.32 407.00 3,043.92 9 7 ,1 0 6 .7 3 STATE SUPERINTENDENT OF BANKS 109 Red Level The First Bank of Red Level OFFICERS A. Costen, President. W . Costen, Vice-President. A. B. Powell, Cashier. c. c. C. A. C o s te n . DIRECTORS C. W . Costen. A. B. Powell. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies................ Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 993.01 5,455.03 1,052.12 Total.....................................$ 15,084.81 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... Grand Total...................... $ 5,326.00 260.00 1,354.80 643.85 65,661.47 8,000.00 218.60 2,950.00 1,900.00 8,923.84 102,738.72 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ..................... ........... Certified Checks ........ .......................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... 45,389.62 4,987.50 518.92 Total Deposits..................$ 50,896.04 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 38,500.00 3,795.52 Grand Total...................... $ 102,738.72 9,500.00 47.16 Red Level The Peoples Bank of Red Level OFFICERS J. M. Foshee, President. J. L. Foshee, Vice-President. R. H. Foshee, Cashier. J. M. Foshee. DIRECTORS J. L. Foshee. R. H. Foshee. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 8,994.44 12,440.06 Total.....................................$ 28,657.28 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts .............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... Grand Total...................... $ 5,554.00 780.00 888.78 37,642.63 20,876.02 26.66 2,000.00 750.00 2,000.00 91,952.59 LIABILITIES Individual Deposits ............................ $ Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 24,782.29 2,122.22 709.09 Total Deposits..................$ 65,547.90 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 25,000.00 Grand Total...................... $ 91,952.59 1,404.69 ANNUAL REPORT FOR 1918 110 Reform The State Bank of Reform OFFICERS T. J. Hancock, President. J. R. Bell, Vice-President. R. M. Pooley, Cashier. Annie Marie Wimberley, Assistant Cashier. J. L. T. J. J. E. Cummins. Hancock. Hendley. DIRECTORS J. T. McShan, Sr. R. M. Pooley. G. B.Wimberley. B. F. Carloss. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 667.60 20,011.17 10,951.44 Total.....................................$ 52,093.90 LIABILITIES Individual Deposits .............................$ 219,281.11 17,645.00 322.50 2,195.83 300.36 Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 34,234.28 1,252.21 1.20 14,550.00 84,250.00 Total Deposits..................$ 353,568.80 Bonds and Stocks owned by Bank..$ 94,950.00 Loans and Discounts........................... 231,427.98 Demand Loans ..................................... 1,815.02 Overdrafts ............................................. 49.60 Banking House ................................... 1,999.41 Furniture and Fixtures.-................... 2,622.20 Other Real Estate.............................. 2,335.00 Other Resources ................................. Cash Short ........................................... Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total...................... $ 387,293.11 15,000.00 16,000.00 2,724.31 Grand Total...................... $ 387,293.11 Repton The Merchants & Farmers Bank DIRECTORS C. P. Deming. W . M. Newton. Dr. W . M. Salter. H. L. Dees. L. C. Gaston. OFFICERS W . M. Newton, President. H. L. Dees, Vice-President, L. C. Gaston, Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 4,541.26 10,683.09 9,915.69 Total.....................................$ 31,354.41 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.......................... — Other Resources ................................. Cash Short ........................................... G ran d 5,359.00 250.00 202.75 402.62 16,125.00 80,045.28 3,996.95 1,761.00 1,320.95 1,688.10 T o t a l ........................ 1 3 6 ,2 9 1 .6 9 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 88,565.84 16,425.32 228.69 1,500.00 Total Deposits..................$ 106,719.85 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l ..............................$ 15,000.00 12,000.00 1,571.84 1,000.00 1 3 6 ,2 9 1 .6 9 STATE SUPERINTENDENT OF BANKS 111 Repton The Repton State Bank DIRECTORS Riely Kelly, Excel, Ala. J. E. Kelly, Repton, Ala. J. E. Robinson, Repton, Ala. J. C. Long, Repton, Ala. A. M. Ferguson, Bermuda, Ala. E. L. Kelly, Repton, Ala. C. S. Kelly, Repton, Ala. OFFICERS C. S. Kelly, President. E. L. Kelly, Vice-President. N. Allen, Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... ! Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total. Bonds and Stocks owned by Bank..! Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 9,774.00 678.02 502.30 2,709.92 424.85 12,848.90 3,287.40 LIABILITIES Individual Deposits ..................... Demand Certificates .................... Time Certificates .......................... Cashier’s Checks ......................... . Certified Checks ............................ Due to Clearing House................ Due Banks in this State............. Due Banks in other States......... Due Unpaid Dividends................ 81,288.03 5,498.93 52.34 30,225.39 Total Deposits.................. $ 86,839.30 16.524.00 38,519.65 25.700.00 105.96 1.980.00 1.550.00 3,373.60 35.50 6.69 Capital Stock paid in........................ ! Surplus Fund ....................................... Undivided Profits, less Current Expenses and TaxesLpaid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 24,000.00 4,730.63 Grand Total...................... $ 118,020.79 2,450.86 Grand Total...................... $ 118,020.79 Roanoke The Merchants & Farmers Bank J. W . J. W . Major W . J. OFFICERS Gray, President. Grady, Cashier. Schuessler, Vice-President. Mann, Assistant Cashier. R. W . Griffin. B. E. Satterwhite. J. W . Grady. STATEMENT, NOVEMBER 4, RESOURCES Currency ............................................... $ Gold .................................................. Silver, Nickels and Pennies.............. Checks and Cash Items.................. Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total.....................................$ 23,461.00 1,715.00 4,098.72 3,520.43 15,674.55 17,547.81 66,017.51 Bonds and Stocks owned by Bank~$ 10,600.00 Loans and Discounts.......................... 168,763.27 Demand Loans ..................................... 19,815.77 Overdrafts ............................................. 2,378.01 Banking House ................................... 4,000.00 Furniture and Fixtures...................... 2,700.00 Other Real Estate.............................. 285.00 Other Resources ................................ 30,250.20 Cash Short ........................................... Grand Total...................... $ 304,809.76 DIRECTORS W . W . Stevenson. Major Schuessler. J. R. Cumbee. 1918 LIABILITIES Individual Deposits ............................ $ 170,815.69 Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 13,777.81 233.79 Total Deposits..................$ 184,827.29 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 75,000.00 25,000.00 4,939.52 3,000.00 12,000.00 42.95 Grand Total...................... $ 304,809.76 112 ANNUAL REPORT FOR 1918 Roanoke The Roanoke Banking Company OFFICERS J. C. Wright, President. E. M. Moore, Cashier. T. M. Swann, Assistant Cashier. W . H. Knight. DIRECTORS W . W . Campbell. J. C. Wright. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ 40,410.00 Gold ....................................................... 157.50 Silver, Nickels and Pennies.............. 4,027.61 Checks and Cash Items..................... 2,271.04 Exchanges for Clearing House....... Cash Items in Transit...-.................. 4,872.08 Due from Banks in this State......... 18,733.54 Due from Banks in other States.... 109,293.36 LIABILITIES Individual Deposits ............................ $ 604,831.99 Demand Certificates .......................... Time Certificates ................................. 67,311.32 Cashier’s Checks ................................. 2,465.74 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State................... 160,223.56 Due Banks in other States................ Due Unpaid Dividends...................... Total.................................... $ 179,765.16 Total Deposits..................$ 834,832.61 Bonds and Stocks owned by Bank..$ 43,696.56 Loans and Discounts............. 722,866.73 Demand Loans ..................................... 320,627.16 Overdrafts ................. 1,642.94 9,935.70 Banking- House .......... Furniture and Fixtures...................... 4,000.00 92,936.43 Other Real Estate........P . ................... Other Resources ...... 174,441.77 Cash Short ........................................... Grand Total...................... $1,549,912.45 Capital Stock paid in........................S Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes................................ Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 200 , 000.00 153,653.02 32,090.13 165,000.00 164,336.69 Grand Total...................... $1,549,912.45 Robertsdale The Robertsdale State Bank OFFICERS Oscar Johnson, President. Wm. BMelntosh, Vice-President. W . A. Stoddard, Cashier. G. W . Lacey. J. W. Randall. W . I. Cleverdon, DIRECTORS W . A. Hammond. Oscar Johnson. Wm. McIntosh. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ..............................................$ Gold .................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates.... 700.00 22,692.16 1,954.34 Total...................................... $ 34,092.43 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Laons ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 6,916.00 45.00 677.90 1,107.03 30,127.97 82,695.91 10.58 2,650.00 1,250.00 8,539.00 246.31 Grand Total........................$ 154,612.20 LIABILITIES Individual Deposits ............................. $ Demand Certificates .......................... Time Certificates ................................ Cashier’s Checks ................................. Certified Checks .... .............................. Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 92,361.12 38,018.06 1,587.18 783.31 Total Deposits................... $ 132,749.67 CapitalStock paid in............................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............... Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 10,000.00 10,000.00 1,862.53 Grand Total....................... $ 154,612.20 STATE SUPERINTENDENT OF BANKS 113 Rockford The Bank of Rockford DIRECTORS W . B. McCain. J. W . Brown. Geo. B. McDonald. S. M. Adams. R. M. Murchison. OFFICERS B. McCain, President. Geo. B. McDoald, Vice-President. B. L. Boyett, Cashier. W . STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... ! Gold ........................................................ Silver, Nickels and Pennies.............. Exchanges for Clearing House....... Checks and Cash Items...................... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... Total. Bonds and Stocks owned by Bank-1 Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... LIABILITIES Individual Deposits ............. Demand Certificates ........... Time Certificates ................. Cashier’s Checks ................. Certified Checks ................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... 10,438.00 420.00 1,108.35 127.96 9.00 5,588.66 38,058.50 94,012.07 2,026.00 222.55 55,750.47 Total Deposits.................. $ 96,260.62 4,000.00 61,236.89 Capital Stock paid in........................ J Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes....*......................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 25,000.00 2,600.00 1,700.00 Grand Total......................$ 125,287.36 4,026.74 Grand Total...................... $ 125,287.36 Rockford The Coosa County Bank OFFICERS T. J. Tippett, President. John W . Batson, Vice-President. Knox McEwen, Cashier. T. L. J. J. J. Tippett. B. Pond. W . Gatson. L. Shaw. DIRECTORS J. A. Embry. S. J. Hardy. R. I. Perkins. W . S. Darden. J. G. Stephens. J. R. King. A. G. Wood. Lofton Thomas. J. A. M. Nolen. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 9,858.50 1,030.419 Total.................................... $ 19,849.54 8,611.00 10.00 339.55 LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 28,529.78 87.36 204.00 Total Deposits..................$ 28,821.14 Bonds and Stocks owned by Bank..$ Capital Stock paid in........................ $ Loans and Discounts.......................... 19,333.80 Surplus Fund ....................................... Undivided Profits, less Current Demand Loans ..................................... Expenses and Taxes paid.............. Overdrafts ............................................. Banking House ........................................ 2,400.00Notes and Bills Payable.................... Furniture and ... Fixtures....................... 1,500.00Notes and Bills Rediscounted.......... Other Real Estate.............................. Reserve for Taxes............................... Other Resources ..................................... 6,679.49Reserve for Interest............................. Cash Short ........................................... Other Liabilities ................................. Cash Over ............................................. 20,000.00 G ran d T o t a l. .$ 4 9 ,7 6 2 .8 3 G ran d T o t a l. .$ 905.21 36.48 4 9 ,7 6 2 .8 3 ANNUAL REPORT FOR 1918 114 Rogersville The Bank of Rogersville DIRECTORS J. M. Bedngfield. J. C. Belue. Ira H. Bedingfield. J. R. Patterson. W . T. Weaver. Joe Goode. J. A. Lentz. J. H. Hamilton. Peter Cox. S. B. Nugent. J. D. Romine. OFFICERS W . T. Weaver, President. J. A. Lentz, Vice-President. Ira H. Bedingfield, Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ 17,941.00 Gold ........................................................ 90.00 1,000.59 Silver, Nickels and Pennies.............. Checks and Cash Items..................... 1,900.43 Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates.— 104,538.68 LIABILITIES Individual Deposits ............................ $ 167,161.45 Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. 750.24 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total.....................................$ 125,470.70 Total Deposits..................$ 167,911.69 Bonds and Stocks owned by Bank..$ 25,942.50 Capital Stock paid in........................ $ Loans and Discounts.......................... 51,241.17 Surplus Fund ........................................ Demand Loans .......................................... 8,682.53Undivided Profits, less Current Overdrafts ..........;.................................. 107.32 Expenses and Taxes paid.............. Banking House .................................. 1,000.00 Notes and Bills Payable.................... Furniture and Fixtures........................... 2,000.00Notes and Bills Rediscounted.......... Other Real .Estate.............................. Reserve for Taxes............................... Reserve for Interest............................. Other Resources ................................ Cash Short ........................................... Other Liabilities ................................. Cash Over ............................................. 20,000.00 26,532.53 Grand Total...................... $ 214,444.22 Grand Total...................... $ 214,444.22 Roy The Peoples Bank OFFICERS W . M. Newton, President. J. F. Busey, Vice-President. D. M. Maxwell, Cashier. J. L. Kearley, Assistant Cashier. W . M. Newton. C. P. Deming. W . H. Pearce. DIRECTORS W . R. Blackwell. W . A. Giddens. J. F. Busey. D. M. Maxwell. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 63,859.07 15,209.76 11,304.00 80.00 1,651.39 Total.....................................$ 92,104.22 Bonds and Stocks owned by Bank..$ Loans and Discounts........................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short 10,000.00 70,504.05 9,291.00 132.86 2,431.01 2,538.34 3,055.78 10,000.00 .$ 2 0 0 ,0 5 7 .2 6 G ran d T o ta l. LIABILITIES Individual Deposits ............................ $ 159,292.49 Demand Certificates .......................... Time Certificates ................................. 9,902.63 Cashier’s Checks ................................. 2,382.42 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 171,577.54 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. G ran d T o ta l. .? 15,000.09 3,500.00 9,979.72 2 0 0 ,0 5 7 . 2 6 STATE SUPERINTENDENT OF BANKS 115 Russellville The Citizens Bank & Savings Company OFFICERS C. E. Wilson, Sr., President. W . C. Hurst, Vice-President. Foster Gavin, Cashier. T. H. Roberson, Assistant Cashier. C. E. Wilson, Sr. W . C. Hurst. J. E. Wilson. J. H. Walston. DIRECTORS J. H. McIntosh. C. R. Burgess. J. D. Gray. W . H. Key. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.......... Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 37,866.00 2,862.50 619.99 169.32 379.65 95,582.48 16,897.85 Total.....................................$ 154,377.79 Bonds and Stocks owned by Bank..$ 15,545.80 Loans and Discounts.......................... 11,000.00 Demand Loans ..................................... 107,192.96 Overdrafts ............................................. 404.30 Banking House .................................. 6,250.00 Furniture and Fixtures...................... 2,671.45 Other Real Estate.............................. 2,772.99 Other Resources ................................. 47,146.45 Cash Short ........................................... Grand Total......................$ 347,361.74 LIABILITIES Individual Deposits .............................$ 216,828.28 Demand Certificates .......................... Time Certificates ................................. 89,946.00 Cashier’s Checks ................................. 252.03 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits.................. $ 307,026.31 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes.......................... . Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 25,000.00 10,000.00 4,335.43 500.00 500.00 Grand Total...................... $ 347,361.74 Samson The People’s Bank OFFICERS E. H. Murdock, President. T. L. Farmer, Vice-President. H. H. Davis, Acting Cashier. M. B. Davis. M. L. D. Cruse. DIRECTORS T. L. Farmer. E. H. Murdock. H. H. Davis. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... Gold ........................................................ Silver, Nickels and Pnnies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 3,336.00 5.00 384.61 66.15 4,450.68 9,196.88 LIABILITIES Individual Deposits ..................... Demand Certificates .................... Time Certificates ......................... Cashier’s Checks .......................... Certified Checks ............................ Due to Clearing House................ Due Banks in this State.............. Due Banks in other States.......... Due Unpaid Dividends................ 32,048.81 11,005.03 6,832.20 17,439.32 Total Deposits.................. $ 49,886.04 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................... Cash Short ........................................... 2,400.91 50,141.84 2,709.90 250.31 7,500.00 2,000.00 1,138.95 477.23 27.83 Capital Stock paid in........................ i Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................ Cash Over ............................................. 30,000.00 3,000.00 .$ 8 4 ,0 8 6 .2 9 Total. G ran d T o ta l. G ran d T o ta l. .$ 1,200.25 8 4 ,0 8 6 .2 9 116 ANNUAL REPORT FOR 1918 Scottsboro The J. C. Jacobs Banking Company J. E. H. R. J. OFFICERS C. Jacobs, President. P. Jacobs, Vice-President. G. Jacobs, Cashier. A. Jacobs, Assistant Cashier. C. Nichols, Assistant Cashier. DIRECTORS (Not Incorporated.) STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ 10,117.00 Gold ....................................................... 1,300.00 Silver, Nickels and Pennies.............. 361.96 Checks and Cash Items...................... 2,612.64 Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 120,450.00 Total.................................... ? 134,841.60 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ............................. Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate. ............................ Other Resources ................................ Cash Short ........................................... 3,000.00 165,907.37 82,365.00 2,584.33 4,600.00 2,500.00 Grand Total...................... $ 395,798.30 LIABILITIES Individual Deposits ............................ ? Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................ Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 341,875.63 18,525.27 250.50 Total Deposits..................$ 360,651.40 Capital Stock paid in........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 30,000.00 3,000.00 2,146.90 Grand Total......................$ 395,798.30 Selma The Peoples Bank & Trust Company OFFICERS C. M. Howard, President. S. A. Fowlkes, Vice-President. H. F. Cooper, Cashier. R. K. Coe. H. F. Cooper. S. A. Fowlkes. DIRECTORS C. M. Howard. W. A. Menefee. C. A. Patterson. J. E. Wilkinson. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency .... .......................................... $ Gold ........................................................ Silver, Nickels and Pennies............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in thisState........... Due from Banks in other States.... 35,723.00 662.50 1,232.56 5,612.62 24,675.68 59,607.70 Total.................................... $ 127,514.06 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... G ran d T o t a l ............................. ? 99,100.00 358,748.05 31,457.96 157.13 35,100.00 4,000.00 5,286.67 1,000.00 6 6 2 ,3 6 3 .8 7 LIABILITIES Individual Deposits ............................ ? 469,912.39 11,367.05 Demand Certificates .......................... Time Certificates ................................ Cashier’s Checks ................................. 912.24 Certified Checks ................................... 1,040.00 Due to Clearing House...................... 9,840.66 Due Banks in this State.................... 9,463.83 Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................? 502,536.17 Capital Stock paid in........................ ? Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 100,000.00 G ran d T o t a l ............................. ? 14,694.41 45,000.00 133.20 6 6 2 ,3 6 3 .8 7 STATE SUPERINTENDENT OF BANKS 117 Selma The Selma Trust & Savings Bank OFFICERS E. C. Melvin, President. R. P. Anderson, Vice-President. P. O. Thomas, Cashier. DIRECTORS E. C. Melvin. J. N. Furniss. R. P. Anderson. Hugh Mallory. Albert Thalheimer. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold .................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State....... Due from Banks in otherStates.... 15,575.29 Total.....................................$ 10,825.00 1,055.00 137.52 4,782.72 LIABILITIES Individual Deposits ............................ $1,136,907.36 Demand Certificates .......................... 22,326.84 Time Certificates ................................ Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... 37,592.83 Due Banks in other States................ Due Unpaid Dividends...................... 32,375.53 Total Deposits..................$1,196,827.03 Bonds and Stocks owned by Bank..$ 513,929.50 Loans and Discounts.......................... 625,165.55 Demand Loans ..................................... 169,352.17 Overdrafts ....................... Banking House ............ Furniture and Fixtures Other Real Estate.......... Other Resources .......... Cash Short ..................... Capital Stock paid in........................ $ 100,000.00 Surplus Fund ....................................... 25,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 5,640.75 Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... 1,350.00 Reserve for Interest............................. 12,000.00 Other Liaibilities .............................. Cash Over ............................................. 4.97 Grand Total...................... $1,340,822.75 Grand Total...................... $1,340,822.75 Sheffield The Peoples Bank OFFICERS J. H. Lester, President. J. B. Lagomarsino, Vice-President. W . H. Richeson, Cashier. A. O. Mathews, Assistant Cashier. J. H. J. B. A . J. J. H. DIRECTORS Lester. J. L. Frey. Lagomarsino. S. B. McTyer. Roulhac. John W . Johnson. Nathan. Geo. S. Henderson. Philip Olim. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 73,350.00 310.00 14,217.66 5,673.35 9,569.93 91,161.01 Total.....................................$ 194,281.95 Bonds and Stocks owned by Bank..$ 74,924.36 Loans and Discounts.......................... 409,625.53 Demand Loans ..................................... 15,888.31 Overdrafts ............................................. Banking House ................................... 17,000.00 Furniture and Fixtures...................... 6,750.00 Other Real Estate.............................. Other Resources ............................ . Cash Short ........................................... G ran d T o ta l. .$ 7 1 8 ,4 7 0 .1 5 LIABILITIES Individual Deposits ............................ $ 638,170.84 Demand Certificates .......................... 250.00 Time Certificates ................................. Cashier’s Checks ................................. 5,123.31 Certified Checks ...................... ............ Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ 5,259.32 Due Unpaid Dividends...................... Total Deposits..................$ 648,803.47 Capital Stock paid in........................ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. G ran d T o t a l. .$ 50,000.00 5,582.05 14,084.63 7 1 8 ,4 7 0 .1 5 118 ANNUAL REPORT FOR 1918 Springy ille The Bank of Springville OFFICERS T. E. Moody, President. Chas. 'W. Allison, Vice-President. S. E. Chandler, Assistant Cashier. DIRECTORS T. E. Moody. Geo. L. Byers. Chas. W . Allison. L. V. Coupland. J. L. Forman. STATEMENT. NOVEMBER 4. 1918 RESOURCES LIABILITIES Currency ............................................... $ 4,343.00 Individual Deposits ............................ $ Gold ....................... 197.50 Demand Certificates .......................... Silver, Nickels and Pennies.............. 961.70 Time Certificates ................................. Checks and Cash Items.............................. 56.41 Cashier’s Checks ................................. Exchanges for Clearing House....... Certified Checks ................................... Cash Items in Transit........................ Due to Clearing House...................... Due from Banks in this State.......... 26,469.42 Due Banks in this State.................... Due from Banks in other States.... Due Banks in other States................ Due Dnpaid Dividends...................... Total.....................................$ 32,028.03 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures................... Other Real Estate............................... Other Resources ................................. Cash Short ........................ ................... 21,919.17 87,247.79 224.52 1,800.00 1,800.00 8,218.15 Grand Total...................... $ 153,237.66 64,179.80 70,646.75 20.00 Total Deposits..................$ 134,846.55 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liaibilities ....................... Cash Over ................................... 10,000.00 8,000.00 391.11 Grand Total...................... $ 153,237.66 Standing Rock The Bank of Standing Rock OFFICERS E. Hines, President. J. H. Hines, Vice-President. c. E. Hines, Cashier. c. J. C. Wright. DIRECTORS C. E. ines. J. H. Hines. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ....................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 15,011.22 4,494.52 Total.....................................$ 22,739.95 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... Grand Total...................... $ 2,372.00 257.50 604.71 19,500.04 29,937.43 2,000.00 738.14 2,500.00 9,000.00 86,415.56 LIABILITIES Individual Deposits ............................ $ Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 49,035.97 11,629.09 216.25 , 743.02 Total Deposits..................$ 61,624.33 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted......... Reserve for Interest............................. Reserve for Taxes............................... Other Liabilities ................................. Cash Over ..... ....................................... 15,000.00 8,000.00 Grand Total...................... $ 86,415.56 1,791.23 STATE SUPERINTENDENT OF BANKS m Sulligent The Bank of Sulligent OFFICERS William W . Ogden, President. S. Paul Stone, Vice-President. Felix M. Sizemore, Cashier. James R. Bankhead, Assistant Cashier. DIRECTORS William W . Ogden. Judge C. Buckelew. S. Paul Stone. William T. Stanford. William G. Priddy. Francis A. Collins. Felix M. Sizemore. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels nad Pennies............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in thisState........... Due from Banks in other States.... 14,761.00 395.00 1,865.98 3.50 39,386.66 50,111.25 Total.....................................$ 106,523.39 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 15,000.00 46,798.83 1,321.38 2,263.00 1,250.00 100,388.00 Grand Total...................... $ 273,544.60 LIABILITIES Individual Deposits .............................$ 222,960.41 Demand Certificates .......................... Time Certificates ................................. 14,387.00 Cashier’s Checks ................................. 1,875.93 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 239,223.34 Captial Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over ................................... 20,000.00 10,000.00 4,321.26- Grand Total...................... $ 273,544.60 Sweet Water The Sweet Water State Bank OFFICERS G. J. Lewis, President. D. P. Chapman Vice-President. A. E. Yow„ Cashier. DIRECTORS Sam Boozer. E. W . Roberds. •J. D. Jones, M. D. G. J. Lewis. W . A. Ware. D. P. Chapman. A. E. Yow. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 26,016.56 4,522.34 Total.....................................$ 40,303.79 Total Deposits.................. $ 97,792.36 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 2,250.00 66,418.72 500.00 96.55 2,000.00 2,000.00 840.74 10,279.66 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 20,000.00 3,000.00 .$ 1 2 4 ,6 8 9 .4 6 .$ 1 2 4 ,6 8 9 .4 6 G ran d T o ta l. 6,292.00 269.50 1,463.49 1,739.90 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... G ran d T o ta l. 77,749.54 6,725.00 13,296.89 20.93 3,897.10 ANNUAL REPORT FOR 1918 120 Talladega The Bank & Trust Company of Talladega OFFICERS Leon G. Jones, President. T. S. Plowman, Vice-President. W . C. Dowdell, Cashier. Alonzo Abrams, Assistant Cashier. J. J. J. J. M. W. A. C. DIRECTORS Hicks. J. M. Hayes. Cowan. Geo. R. Burton. Bingham. J. K. Dixon. Bowie. M. R. Joiner. J. B. Woodward. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ......................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit.... ................... Due from Banks in this State.......... Due from Banks in other States.... 19,002.00 57.50 1,995.43 43.00 401.16 1,624.43 40,521.29 46,210.57 Total...................................$ 109,855.38 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short .... ...................................... 35,859.22 149,479.00 125,357.20 157.59 4,273.00 Grand Total......................$ 424,981.39 LIABILITIES Individual Deposits ............................ $ 278,914.58 Demand Certificates ............................... 5,495.46 Time Certificates ................................. 17,835.33 Cashier’s Checks ................................. Certified Checks ........................................ 1,889.00 Due to Clearing House...................... Due Banks in this State......................... 2,252.85 Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 306,387.22 Capital Stock paid in........................ $ 100,000.00 Surplus Fund ....................................... 12,000.00 Undivided Profits, less Current Expenses and Taxes paid.............. 6,594.17 Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. Grand Total......................$ 424,981.39 Talladega Springs The Planters Bank OFFICERS W . H. Mitchell, President. M. B. Jennings, Cashier. DIRECTORS (Not Incorporated.! STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 12,397.58 2,326.92 3,603.00 180.00 245.97 LIABILITIES Inidvidual Deposits ............................ $ Time Certificates ................................ Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 58,749.82 85.66 Total.....................................$ 18,753.47 Total Deposits.................. $ 58,835.48 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 12,150.00 38,811.62 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............ Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 12,000.00 .$ 7 1 ,2 1 5 .0 9 G ran d T o ta l. 1,500.00 G ran d T o t a l. .$ 379.61 7 1 ,2 1 5 .0 9 121 STATE SU PERIN TEN D EN T OF BANKS Tallassee The Bank of Tallassee OFFICERS A. S. Noble, President. J. H. Wilson, Vice-President. Geo. N. Wilson, Cashier. L . Bowen. W . C. Wilson. F. DIRECTORS J. M. Herren. B . D. Bilbrey. A. S. Noble. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ......................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... | 36,746.26 9,084.96 Total.................................... $ 55,776.17 Bonds and Stocks owned by Bank..$ Loans and Discounts.......... ............... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fitures...................... Other Real Estate................................ Other Resources ................................ Cash Short ........................................... 29,350.00 31,860.91 8,482.00 40.00 331.46 1,091.49 95.32 11,213.11 4,000.00 5,555.76 69.14 Grand Total...................... $ 137,920.41 LIABILITIES Individual Deposits ............................ $ 109,404.09 Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 1,847.76 1,095.46 Total Deposits..................$ 112,347.81 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 15,000.00 8,722.78 1,850.82 Grand Total...................... $ 137,920.41 Thomaston The Planters Bank & Trust Company C. F. W. €. OFFICERS B. Thomas, President. G. Thomas, Vice-President. B. Harrell, Vice-President. C. Pritchett, Cashier. C. B. Thomas. E . G. Thomas. W . B. Harrell. J. A. Buck. DIRECTORS E. M. Mosley. O. D. Carlton. J. T. Carlton. C. C. Pritchett. STATEMENT, NOVEMBER 4, 1918 RESOURCES •urrency ............................................... $ Cold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 36,719.94 2,207.31 Total.....................................$ 54,740.60 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures.................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 5,822.96 84,045.60 Grand Total. 14,181.00 521.50 970.35 140.50 56.34 2,100.00 1,725.75 12,311.70 .$ 160,802.95 LIABILITIES Individual Deposits ............................ $ 107,298.23 Demand Certificates .......................... Time Certificates ................................. 28,025.47 Cashier’s Checks ................................. 3,944.20 Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... Total Deposits..................$ 139,267.90 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................... ............ Cash Over ............................................. Grand Total. 15,000.00 3,000.00 3,465.30 69.75 .$ 160,802.95 AN NUAL REPORT FOR 1918 122 Thomasville The Farmers Bank & Trust Company OFFICERS J. W . Tucker, President. E. C. Dozier, Vice-President. J. G. Cunninghame, Vice-President. Alex R. G. J. A. J. A. Gunn. Dunning. Dunning. McNider. DIRECTORS J. H. Wood. S. C. Dickinson. J. E. Pritchett. J. W . Kimbrough. J. L. Bedsole. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 10,655.00 882.50 1,977.17 81,096.58 27,355.62 LIABILITIES Individual Deposits .............................$ 390,463.56 Demand Certificates .......................... Time Certificates ................................. 80,212.19 Cashier’s Checks ................................. 3,774.42 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... 1,460.68 Due Banks in other States................ Due Unpaid Dividends...................... Total.....................................$ 121,966.87 Total Deposits..................$ 475,910.85 Bonds and Stocks owned by Bank..$ 9,728.63 Loans and Discounts........................... 320,708.93 Demand Loans ..................................... 30,252.48 Overdrafts ............................................. 97.10 Banking House ................................... 2,250.00 Furniture and Fixtures...................... 2,250.00 Other Real Estate................................ 9,800.00 Other Resources ................................. 100,350.00 Oash Short ........................................... Capital Stock paid in........................ $ 100,000.00 Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. 21,493.16 Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... Grand Total...................... $ 597,404.01 Grand Total...................... ? 597,404.01 Troy W. B. Folmar & Sons, Bankers OFFICERS W . B. Folmar, President. Frank P. Folmar, Cashier. Emory Folmar, Assistant Cashier. A. P. Folmar, Assistant Cashier. DIRECTORS (Not Incorporated.) STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Ohecks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 5,855.42 17,162.43 Total.....................................$ 36,358.85 10,869.00 20.00 1,685.26 766.74 Bonds and Stocks owned by Bank..$ 21,633.59 Loans and Discounts.......................... 215,069.44 Demand Loans ..................................... Overdrafts ............................................. .15 Banking House ................................... 35,000.00 Furniture and Fixtures...................... 5,000.00 Other Real Estate............................... Other Resources ................................. 12,461.42 Cash Short ........................................... Grand Total. .$ 325,523.45 LIABILITIES Individual Deposits ............................ $ 260,859.89 Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. 250.95 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... 1,510.00 Due Banks in other States........ :...... Due Unpaid Dividends...................... Total Deposits.................. $ 262,620.84 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ............................. Cash Over .............................................. Grand Total. 42,027.70 20,000.00 770.24 104.67 .$ 325,523.45 STATE SU PERIN TEN D EN T OF BANKS 12a Troy The Troy Bank & Trust Company OFFICERS Chas. Henderson, President. J. C. Henderson, Vice-President. Key Murphree, Cashier. H. C. Harris, Assistant Cashier. Chas. J. C. L. A. J. M. DIRECTORS Henderson. J. E. Henderson. Henderson. W . C. Black. Boyd. H. T. Babcock. Watkins. Ike Rosenberg. Robert Murphree. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Ltems in Transit...................... Due from Banks in this State......... Due from Banks in other States.... 16,879.46 10,647.07 9,347.96 Total.....................................$ 54,045.12 13,743.00 590.00 2,025.95 811.68 Bonds and Stocks owned by Bank..$ 22,502.26 197,221.15 Loans and Discounts.......................... Demand Loans ..................................... 18,646.87 Overdrafts ............................................. 1,478.74 Banking House ................................... Furniture and Fixtures...................... 2,250.00 Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... LIABILITIES Individual Deposits ............................ $ 153,844.42 Time Certificates ................................. Cashier’s Checks ................................ Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 4,000.00 Total Deposits..................$ 159,832.20 Capita] Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total......................$ 296,144.14 50,000.00 20,000.00 6,792.74 25,000.00 4,724.20 29,795.00 Grand Total...................... $ 296,144.14 The Merchants Bank OFFICERS C. B. Verner, President. G. W . Christian, Vice-President. W . F. Fitts, Jr., Active Vice-President. Glenn Foster, Cashier. Chas. F. Flinn, Assistant Cashier. 1,952.78 35.00 & Trust Company T. B. Allen. G. W . Christian. W . F. Fitts, Jr. Sam Friedman. DIRECTORS Glenn Foster. J. M. Foster. Bernard Harwood. F. W . Monnish. W . B. Oliver. Tuscaloosa T. W . Palmer. D. L. Rosenau. C. B. Verner. W . S. Wyman, Jr. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ 53,999.00 Gold ........................................................ 90.00 Silver, Nickels and Pennies.............. 3,058.87 Checks and Cash Items...................... 1,256.89 Exchanges for Clearing House....... 6,790.96 Cash Items in Transit........................ 39,167.61 Due from Banks in this State ...... 79,681.87 Due from Banks in other States.... 199,878.47 LIABILITIES Individual Deposits .............................$1,167,064.51 Demand Certificates .......................... Time Certificates ................................. 25,482.67 Cashier’s Checks ................................. 1,107.43 Certified Checks ................................... 595.48 Due to Clearing House...................... Due Banks in this State.................... 46,893.28 Due Banks in other States................ 51,500.00 Due Unpaid Dividends...................... 40.00 Total.................................... $ 383,923.67 Total Deposits..................$1,292,683.37 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... Grand Total. 13,610.00 974,380.53 146,387.56 821.99 20,000.00 6,737.20 12,637.49 70,922.92 .$1,629,421.36 Capital Stock paid in........................ $ 250,000.00 Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. 80,734.57 Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... 3,625.42 Reserve for Interest............................ Other Liabilities ..................................... 2,378.00 Cash Over ............................................. Grand Total. .$1,629,421.36: 124 AN NUAL REPORT FOR 1918 Tuscumbia The Colbert County Bank OFFICERS W . G. Halsey, President. T. R. Jones, Vice-President. Jos. E. Hurston, Vice-President and Cashier. W . G. Halsey. T. R. Jones. Jos. E. Hurston. DIRECTORS O. B. Clark. H. L. Halsey. T. H. Gambill. D. H. Walker. STATEMENT. NOVEMBER 4. 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... LIABILITIES Individual Deposits ............................ $ 268,180.01 Demand Certificates .......................... Time Certificates ................................. 25,349.60 Cashier’s Checks ................................. 1,335.31 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... 2,521.64 Due Banks in other States................ Due Unpaid Dividends...................... 41,313.00 120.00 1,479.99 348.36 384.46 120,745.66 Total.....................................$ 164,391.47 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 17,300.00 138,064.38 3,300.00 473.89 G ran d T o t a l...........................$ 32 9 ,4 8 2 .4 4 Total Deposits..................$ 297,386.56 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted. Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 2,700.00 3,252.70 25,000.00 6,919.66 176.22 Grand Total......................$ 329,482.44 Tuskegee The Bank of Tuskegee DIRECTORS A. H. Drakeford. W. E. Huddleston. D. E. Laslie. H. P. Merritt. John H. Drakeford. OFFICERS John H. Drakeford, President. A. H. Drakeford, Vice-President. D. E. Laslie, Vice-President. Geo. T. Hill, Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold .................... ................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total.................................... $ 11,276.00 966.78 3,243.25 17,000.14 26,263.94 58,750.11 Bonds and Stocks owned by Bank..? 20,514.00 Loans and Discounts.......................... 217,748.84 Demand Loans ..................................... 14,016.71 Overdrafts ............................................. 594.67 Banking House ................................... Furniture and Fixtures...................... 2,500.00 Other Real Estate............................... 34,934.07 Other Resources ................................. 13,347.30 Cash Short ........................................... Grand Total.................... $ 362,405.70 LIABILITIES Individual Deposits ............................ $ 216,207.67 Demand Certificates .......................... Time Certificates ................................. 12,540.60 Cashier’s Checks ................................. 419.07 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... 5,625.75 Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 234,793.09 Capital Stock paid in....................... $ Surplus Fund .............. Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 50,000.00 70,000.00 7,327.42 285.19 Grand Total................... $ 362,405.7# 125 STATE SUPERIN TEN D EN T OF BANKS Tuskegee The Farmers State Bank OFFICERS F. L. Wadsworth, President. F. M. Johnston, Vice-President. L. C. Johnston, Cashier. DIRECTORS W m. Varner, F. L. Wadsworth. Dr. L. W . Johnston. F. M. Johnston. L. C. Johnston. STATEMENT, NOVEMBER RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............. Checks and Cash Item s..................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State........ Due from Banks in other States.... 11,426.00 30.00 1,858.85 724.32 18,135.54 29,409.88 Total.....................................$ 61,584.59 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House .................................. Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................ Cash Short ........................................... 30,168.40 91,606.21 8,371.56 2,038.20 3,000.00 1,900.41 Grand Total.....................$ 198,669.37 4, 1918 LIABILITIES Individual Deposits .............................$ 147,107.23 Demand Certificates .......................... Time Certificates ................................. 6,150.00 Cashier’s Checks ................................. 222.22 Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States Due Unpaid Dividends...... Total Deposits..................$ 153,479.45 Capital Stock paid in.......................... $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........ Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 30,000.00 10,000.00 5,189.92 Grand Total...................... $ 198,669.37 Tuskegee The Macon County Bank OFFICERS W. W . Campbell, President. J. C. Wright, Vice-President L. W . Wilkerson, Cashier. W . W . Camnbell. DIRECTORS J. C. Wright. G. C. Wright. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ...............................................$ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items.... .................. Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total.......... 181,655.32 37,162.42 ...................... $ 245,377.12 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ................................... Banking House ................................... Furniture and Fixtures..................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 21,785.00 280.50 719.89 1,273.99 2,500.00 38,135.00 190,213.10 14,566.93 3,043.63 2,583.33 24,676.98 1.79 Grand Total.................... $ 518,597.88 LIABILITIES Individual Deposits ............................ $ 330,022.85 Demand Certificates .......................... Time Certificates ................................. 29,406.97 Cashier’s Checks ................................. 203.55 Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States Due Unpaid Dividends...... Total Deposits.................. $ 359,633.37 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.......... Notes and Bills Rediscounted. Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 50,000.00 100,000.00 6,908.06 2,029.71 26.74 Grand Total.................... $ 518,597.88 126 ANNUAL REPORT FOR 1918 Union Springs The American Bank OFFICERS F. M. Moseley, President. W . M. Crossley, Vice-President. A. J. Moseley, Vice-President. L. M. Moseley, Vice-President. C. W . Stewart, Cashier. F. M. Moseley. W . M. Crossley. A. J. Moseley. DIRECTORS L. M. Moseley. C. W . Stewart. J. W . Malone. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... Total.....................................$ LIABILITIES Individual Deposits ............................ $ 11,464.00 530.00 311.39 352.51 371.44 94,517.80' Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ..... ............................. Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 2,133.30 14,685.46 29,848.10 Total Deposits..................$ 127,119.73 Bonds and Stocks owned by Bank..$ 17,000.00 Loans and Discounts.......................... 159,929.10 Demand Loans ..................................... 70,566.36 Overdrafts ............................................. 70.55 Banking House ................................... 2,524.16 Furniture and Fixtures.................... Other Real Estate.............................. Other Resources ................................. 1,829.67 Cash Short ........................................... 23.43 Capital Stock paid in........................$ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payale.................... Notes and Bills Rediscounted......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. Grand Total...................... $ 281,791.37 50,000.00 5,000.00 7,671.64 87,000.00 5,000.00 Grand Total......................$ 281,791.37 Union Springs The Merchants & Farmers Bank OFFICERS W . W . Rainer, President. J. H. Rainer, Jr., Vice-President. C. H. Norton, Cashier. W. W . Rainer. S. J. Starke. S. P. Rainer, Jr. DIRECTORS A. H. Feagin. T. W . Palmer. J. H. Rainer, Jr. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold .................................. ..................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 10,560.00 857.50 525.55 371.40 418.95 5,000.00 32,721.96 3,669.18 Total.................................... $ 54,124.54 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 8,826.86 128,301.96 128,818.77 Grand Total. 5,000.00 710.00 10,446.80 6,200.00 .$ 342,428.93 LIABILITIES Individual Deposits ............................ $ 174,085.17 Demand Certificates .......................... Time Certificates ................................ Cashier’s Checks ................................. 40.00 Certified Checks ................................... Due to Clearing House........ ............. Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 174,125.17 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. Grand Total. 80,000.00 10,303.76 78,000.00 .$ 342,428.93 STATE SU PERIN TEN D EN T OF BANKS 127 Uniontown The Canebrake Loan & Trust Company OFFICERS Val Taylor, President. W . H. Tayloe, Vice-President. P. P. Hudson, Cashier. W . H. Tayloe. Wm. Munford. DIRECTORS F.„T. Janies. P. P. Hudson. Val Taylor. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 11,574.00 3,866.82 967.73 3,897.65 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 73,981.61 380.01 11.00 1,153.36 240.72 85.00 20,306.20 Total Deposits..................$ 75,851.70 Bonds and Stocks owned by Bank~$ 17,000.00 Loans and Discounts.......................... 123,873.93 Demand Loans ..................................... Overdrafts ............................................. 22.62 Banking House .................................. Furniture and Fixtures...................... 2,700.00 Other Real Estate............................... 6,283.40 Other Resources ................................. 642.56 Cash Short ........................................... Capital Stock paid in........................ ! Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes................................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 50.000. 9,000.00 Total.....................................$ Grand Total...................... $ 170,828.71 977.01 35.000. Grand Total...................... $ 170,828.71 Uniontown The Planters & Merchants Bank OFFICERS Walter J. White, President. S. T. Whitfield, Vice-President. J. H. Bradford, Cashier. - DIRECTORS Walter J. White. W . H. Tayloe. S. T. Whitfield. G. D. Stollenwerck. A. M. Spessar. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in thisState........... Due from Banks in other States.... 23,938.00 1,092.50 2,420.76 532.13 32,977.63 61,040.27 Total.....................................$ 122,001.29 Bonds and Stocks owned by Bank..$ 38,060.00 Loans and Discounts.......................... 249,673.20 Demand Loans ..................................... 159,202.48 Overdrafts ............................................. 161.43 Banking House ................................... 3,500.00 Furniture and Fixtures...................... 2,500.00 Other Real Estate.............................. 5,000.00 Other Resources ................................... 29,460.00 Cash Short ........................................... Grand Total. .$ 609,558.40 LIABILITIES Individual Deposits .......................... $ 349,155.72 Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. 1,379.38 Certified Checks ................................... Due to Clearing House......................... Due Banks in this State.................... 8,406.99 Due Banks in other States................ 30,000.00 Due Unpaid Dividends...................... Total Deposits.................. $ 388,942.09 Capital Stock paid in.......................... $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid............... Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. Grand Total. 80,000.00 80,000.00 26,616.31 30,000.00 4,000.00 .$ 609,558.40 00 00 128 ANNUAL REPORT FOR 1918 Valley Head The Bank of Valley Head OFFICERS W . B. Thompson, President. G. M. D. Lowry, Vice-President. R. D. Lowry, Cashier. W . B. Thompson. G. M. D. Lowry. DIRECTORS J. B. F .Lowry. R. D. Lowry. J. M. White. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items..................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in otherStates.... 17,541.60 Total.....................................$ 28,858.88 9,027.00 627.50 1,079.89 582.89 LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ......................... ....... Certified Checks ................................... Due to Clearing House...... Due Banks in this State.... Due Banks in other States Due Unpaid Dividends.... . 68,316.43 7,484.10 1,298.91 Total Deposits..................$ 77,099.44 Bonds and Stocks owned by Bank. $ Capital Stock paid in........................ $ Loans and Discounts.......................... 57,098.83 Surplus Fund ....................................... Demand Loans .......................................... 3,500.00Undivided Profits, less Current Overdrafts ............................................. 2,266.59 Expenses and Taxes paid..,........... Banking House ........................................ 2,000.00Notes and Bills Payable.................... 1,000.00 Notes and Bills Rediscounted....... Furniture and Fixtures.................... Other Real Estate................................. Reserve for Taxes..................... ......... Other Resources ..................................... 6,449.97Reserve for Interest............................ Cash Short ........................................... Other Liabilities ................................. Cash Over ............................................. 15,000.00 5,000.00 Grand Total...................... $ 101,174.27 4,057.83 17.04 Grand Total...................... $ 101,174.27 Vernon The Bank of Vernon OFFICERS A. M. Grimsley, President. R. L. Bradley, Vice-President. S. G. Kennedy, Cashier. A. M. Grimsley. R. L. Bradley. DIRECTORS J. C. Milner. W. B. Clearman. J. T. Hill. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ......................... ......................$ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 22,599.13 29,709.32 Total.................................... $ 67,779.45 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ..................................... Cash Short ........................................... Grand Total 13,640.00 170.00 1,416.29 244.71 LIABILITIES Individual Deposits ............................ $ 116,350.65 Demand Certificates .......................... Time Certificates ................................. 4,492.2# Cashier’s Checks .............................. 671.48 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 121,514.38 Capital Stock paid in........................ $ 56,758.26 Surplus Fund ....................................... Undivided Profits, less Current 2,397.66 Expenses and Taxes paid.............. 5,086.17 Notes and Bills Payable.................... 2,100.00 Notes and Bills Rediscounted.......... Reserve for Taxes............................... 13,442.31 Reserve for Interest............................. Other Liabilities ................................. Cash Over ........................................... .$ 147,563.85 Grand Total. 15,000.00 8,500.00 2,549.52 .$ 147,563.85 STATE SUPERIN TEN D EN T OF BANKS 129 Vinegar Bend The Bank of Washington County OFFICERS N. E. Turner, President. L. V. Rounsaville, Vice-President. Chas. H. German, Acting Cashier. DIRECTORS A. R. Turner. W m . A. Thompson. Joe M. Pelham, Jr. N. E. Turner. L. V. Rounsaville. H. S. Turner. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit...................... Due from Banks in this State.......... Due from Banks in otherStates.... 2,696.21 15,419.17 1,171.20 3,493.00 2,307.50 606.74 LIABILITIES Individual Deposits ............................ $ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Divi lends...................... 35,907.90 1,191.05 1,094.50 Total.....................................$ 25,693.82 Total Deposits..................8 38,193.45 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate................................. Other Resources ................................ Cash Short ........................................... 6,676.68 16,023.24 2,278.62 118.13 1,282.88 1,430.07 80.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes..................... Reserve for Interest................... Other Liabilities ....................... Cash Over .................................... 10,000.00 4,500.00 Grand Total...................... $ 53,621.87 Grand Total...................... $ 53,621.87 Wl 38.43 928.42 Wadley The Bank of Wadley OFFICERS Dr. J. M. Welch, President. H. F. Hodge, Vice-President. J. M. Hodge, Cashier. H, G. Hodge, Assistant Cashier. T. J. Bishop. Dr. A. J. Clardy. John D. Denney. J. M. Hodge. H. F. Hodge. DIRECTORS J. A. Perry. H. L. Simpson. R. W . Thompson. Dr. J. M. Welch. M. W . Wood. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ 16,657.00 Gold ........................................................ 835.00 Silver, Nickels and Pennies.............. 713.96 Checks and Cash Items...................... • Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... 48,981.27 Due from Banks in other States.... 63,257.84 Total.....................................$ 130,445.07 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate.............................. Other Resources ................................. Cash Short ........................................... 8,666.80 51,050.35 31,587.38 81.52 2,700.00 500.00 16.09 Grand Total.................... $ 225,047.21 5B LIABILITIES Individual Deposits .............................$ 152,059.95 Demand Certificates .......................... Time Certificates ................................. 12,931.60 Cashier’s Checks ................................. 682.77 Certified Checks ................................... Due to Clearing House...................... Due Bansk in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits.................. $ 165,674.32 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................. Notes and Bills Rediscounted.......... Reserve for Taxes.............................. Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 32,500.00 10,000.00 16,872.89 Grand Total....................$ 225,047.21 ANNUAL REPORT FOR 1918 130 Warrior The Bank of Warrior DIRECTORS (Not Incorporated.) O F F IC E R S T. M. Davidson, Proprietor. J. B. Huffstutter, Cashier. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 86,615.28 3,702.48 Total.....................................$ 98,952.94 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures.................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 10,000.00 17,708.84 7,424.00 480.00 .. 100.69 630.49 201.88 500.00 Grand Total...................... $ 127,363.66 LIABILITIES Individual Deposis .............................$ 109,239.79 Demand Certificates .......................... Time Cerificaes ................................... 7,030.24 Cashier’s Checks ................................. 67.37 Cerified Checks ................................... Due o Clearing House........................ Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits................. $ 116,337.40 Capital Stock paid in....................... $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 10,000.00 1,026.26 Grand Total...................... $ 127,363.66 Waterloo The Farmers & Merchants Bank OFFICERS Buck Sharp, President. J. L. Cooper, Vice-President and Cashier. Buck Sharp. J. L. Cooper. J. Wes Spain. DIRECTORS J. H. McCorkle. W . W . McFall. A. V. Humphrey. M. F. Brown. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 32,060.48 715.02 Total.....................................$ 38,891.85 Total Deposits.................. $ 61,996.14 Bonds and Stocks owned by Bank..? Loans and Discounts........................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate................................. Other Resources ................................. Cash Short ........................................... 10,050.00 22,188.08 10,000.00 1,000.00 1,240.00 1,750.00 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.......... Notes and Bills Payable.................. Notes and Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over .............................................. Grand Total.................... $ 74,119.93 Grand Total....... 74,119.93 4,563.00 267.50 1,285.85 LIABILITIES Individual Deposits .............................$ Demand Certificates .......................... Time Certificates ................................. Cashier’s Checks ................................. Certified Checks ................................. Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 60,477.90 1,468.24 50.00 1,114.07 9.72 STATE SU PERIN TEN D EN T OF BANKS 131 Wedowee The Bank of Wedowee OFFICERS J. C. Swann, President, W . H. McKleroy, Vice-President, Douglas Smith, Cashier. Eva Saxon, Assistant Cashier. D IR E C T O R S J. C. Swann. Jno. T. Kaylor. W . H. McKleroy. Stell Blake. T. M. Swann. STATEMENT, NOVEMBER 4, 1918 L IA B IL IT IE S RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 2,548.31 42,497.32 19,746.88 Total....... .............................$ 74,375.19 Bonds and Stocks owned by Bank..$ Loans and Discounts........................ Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures.................... Other Real Estate.............................. Other Resources ................................. Cash Short ................................... 6,869.00 1,193.50 1,504.98 15.20 54,349.08 583.16 1,400.00 1,100.00 466.94 25,050.00 16.96 Grand Total......................$ 157,341.33 Individual Deposits ............................ $ 106,568.13 Demand Certificates .......................... Time Certificates ................................. 16,369.60 Cashier’s Checks ................................. 3,973.10 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 126,910.83 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted.......... Reserve for Taxes................................. Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 25,000.00 4,000.00 1,430.50 Grand Total...................... $ 157,341.33 West Blocton The West Blocton Savings Bank OFFICERS W . R. Young, President. Geo. W . Randall, Vice-President. K. D. Young, Cashier. R. C. LaGrone . S. J. Morgan. DIRECTORS Geo. W . Randall. W . R. Young. K. D. Young. STATEMENT. NOVEMBER 4. 1918 RESOURCES L IA B IL IT IE S Currency ............................................... ? Gold ............................................ Silver, Nickels and Pennies............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State......... Due from Banks in other States.... 17,840.00 3,215.00 1,177.48 Total...................................$ 32,228.08 Bonds and Stocks owned by Bank..$ Loans and Discounts........................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................................. Cash Short ........................................... 65,693.24 156,411.28 Grand Total. 8,421.94 1,573.66 89.17 2,000.00 • 4,000.00 6,829.77 5,138.43 .$ 272,389.97 Individual Deposits .............................$ 152,207.93 Demand Certificates .......................... Time Certificates ................................. 69,277.01 Cashier’s Checks ................................. 746.45 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... 30.00 Total Deposits.................. $ 222,261.39 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and Bills Rediscounted_____ Reserve for Taxes................................. Reserve for Interest.......................... Other Liabilities ................................. Cash Over ............................................. Grand Total. 25,000.00 21,000.00 4,128.58 .$ 272,389.97 132 AN NUAL REPORT FOR 1918 Wetumpka The Bank of Wetumpka OFFICERS W . L. Lancaster, President. J. A. Gaddis, Vice-President. W . R. Lancaster, Cashier. W . L. Lancaster. J. A. Gaddis. B. L. Gaddis. L. C. Cantelou. DIRECTORS J. M. Holley. W . R. Lancaster. J. R. Gamble. W . H. Macon. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies............ Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit...................... Due from Banks in this State.......... Due from Banks in other States.... Total.....................................$ 18,383.00 5,330.00 1,226.84 10,304.46 4,741.63 16,368.19 15,240.05 71,594.17 Bonds and Stocks owned by Bank..? 21,302.65 Loans and Discounts........................ 232,540.79 Demand Loans ..................................... 65,531.41 Overdrafts ............................................. 367.06 Banking House ................................... 20,000.00 Furniture and Fixtures...................... 3,700.70 Other Real Estate............................... 2,480.14 Other Resources ................................. 208.96 Cash Short ........................................... Grand Total...................... $ 417,725.88 LIABILITIES Individual Deposits ............................ $ 207,657.22 Savings Deposits ................................. 10,730.63 Time Certificates ................................. 14,972.99 Cashier’s Checks .................... 388.20 Certified Checks ................................... 27.83 Due to Clearing House...................... Due Banks in this State.................... 42,931.64 Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits..................$ 276,708.51 Capital Stock paid in........................ $ Surplus Fund ........................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........................ Notes and Bills Rediscounted.......... Reserve for Taxes............................ Reserve for Interest............................ Other Liabilities ................................. Cash Over ............................................. 50,000.00 10,000.00 6,017.37 75,000.00 Grand Total...................... $ 417,725.88 Wilsonville The Wilsonville State Bank OFFICERS G. W . Riddle, President. H. E. Smith, Vice-President. H. L. Smith, Cashier. . R. G. Weldon. E. W . Holland. Irvin Wingard. DIRECTORS W . E, Riddle. H. L. Smith. G. W . Riddle. H. E. Smith. STATEMENT, NOVEMBER 4, 1918 RESOURCES. Currency ............................................... ! Gold ....................................................... Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House........ Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 997.14 17,687.64 4,855.37 Total.....................................? 34,337.05 Total Deposits..................$ 43,137.70 Bonds and Stocks owned by Bank..? Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate............................... Other Resources ................... Cash Short ........................................... 719.00 12,360.53 Capital Stock paid in........................ ? Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable.................... Notes and'Bills Rediscounted.......... Reserve for Taxes............................... Reserve for Interest............................ Other Liabilities ................. ............... Cash Over ............................................. 10,000.00 900.00 Grand Total. 54,505.46 Grand Total. .? 9,256.00 425.00 1,105.90 10.00 29.90 2,589.46 1,469.52 3,000.00 54,505.46 LIABILITIES Individual Deposits ..................... Demand Certificates .................... Time Certificates .......................... Cashier’s Checks .......................... Certified Checks ............................ Due to Clearing House............... Due Banks in this State.............. Due Banks in other States.......... Due Unpaid Dividends................ 36,588.91 6,010.51 538.28 .$ 462.93 .18 4.65 STA TE SUPERIN TEN D EN T OF BANKS 133 Winfield The Winfield State Bank OFFICERS R. W . Harris, President. J. E. Earnest, Vice-President. J. G. Stalcup, Cashier. W . L. Roberts, Assistant Cashier. R. W . Harris. J. F. Earnest. DIRECTORS J. G. Stalcp. M. C. Hollis. S. J. High. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... ! Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit........................ Due from Banks in this State.......... Due from Banks in other States.... 14,594.84 33,252.97 Total.....................................$ 62,868.30 Bonds and Stocks owned by Bank..$ Loans and Discounts.............................. Demand Loans ..................................... Overdrafts ....................,........................ Banking House ................................... Furniture and Fixtures.................... Other Real Estate............................... Other Resources ..................................... Cash Short ........................................... 12,734.00 1,069.00 1,217.49 LIABILITIES Individual Deposits .............................$ 138,648.19 Demand Certificates .......................... Time Certificates ................................. 40,078.46 Cashier’s Checks ................................... 2,162.37 Certified Checks ..... ............................. Due to Clearing House...... Due Banks in this State.... Due Banks in other States. Due Unpaid Dividends...... Total Deposits..................$ 180,889.02 19,609.21 Capital Stock paid in........................ $ 60,230.40 Surplus Fund ....................................... 5,085.00 Undivided Profits, less Current 282.96 Expenses and Taxes paid.............. 4,000.00 Notes and Bills Payable.................... 1,700.00 Notes and Bills Rediscounted.......... 1,500.00 Reserve for Taxes............................... 52,702.90 Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. Grand Total...................... $ 207,978.77 15,000.00 7,000.00 4,115.03 854.68 120.04 Grand Total...................... $ 207,978.77 Woodlawn The Woodlawn Savings Bank OFFICERS Chas. E. Burris, President. A. W . Bell, Vice-President. D. V. Edmundson, Cashier. DIRECTORS Chas. E. Burris. D. L .Edmundson. A . W . Bell. C. H. Nesbitt. D. V. Edmundson. J. H. Burns. E. A. Carter. S. H. Wallace. R. E. Weaver. STATEMENT, NOVEMBER 4, 1918 RESOURCES C u r r e n c y .................................................... $ G old ............................................................. S ilv e r, N ic k e ls a n d P e n n ie s ............... C hecks a n d C ash Ite m s ........................ E x c h a n g e s f o r C le a r in g H o u s e ........ C ash Item s in T r a n s it ........................... D u e fr o m B a n k s in this S ta te ........... D u e fr o m B a n k s in o th e r S tates.... 33,281.27 325.23 9,367.00 7.50 1,197.79 3.00 L IA B IL IT IE S In d iv id u a l D e p o s its ............................... $ T im e C e rtifica te s .................................. C a s h ie r’s C hecks .................................... C ertified C h eck s ...................................... D u e t o C le a rin g H o u s e ........................ D u e B a n k s in th is S ta te ...................... D u e B an k s in o t h e r S tates ............. D u e U n p a id D iv id e n d s ........................ 137,703.34 382.79 192.72 10,000.00 T o t a l ........................................ $ 44,181.79 T o t a l D e p o s its ....................$ 148,278.85 B on d s a n d S toc k s o w n e d b y B an k ..$ L o a n s a n d D is co u n ts ............................. D em a n d L o a n s ........................................ O v e r d r a fts .................................................. B a n k in g H o u s e ...................................... F u r n itu r e a n d F ix t u r e s ........................ O th e r R e a l E s t a te .................................... O th er R esou rces .................................... C ash S h o r t ............................................... 29,400.00 102,779.19 2,615.00 38.61 C ap ita l S to c k p a id i n ............................$ S u rp lu s F u n d ........................................... U n d iv id e d P r o fits , less C u rre n t E x p e n s e s a n d T a x e s p a id ............... N o te s a n d B ills P a y a b le .................... N o te s a n d B ills R e d is c o u n te d ........... R e s e r v e f o r T a x e s .................................... R e s e r v e f o r I n te r e s t............................... O th e r L ia b ilitie s .................................... C ash O v e r ................ ................................. 25,000.00 5,000.00 G ra n d T o ta l........................ $ 181,164.59 G ra n d T o t a l.........................$ 181,164.59 2,000.00 150.00 2,659.71 222.03 4.00 134 AN NUAL REPORT FOR 1918 York The Bank of York OFFICERS G. C. Gowdey, President. J. H. Coleman, Vice-President. J. C. Weldon, Cashier. G. C. Gowdey. J. H. Coleman. E. F. Allison. DIRECTORS J. C. McDaniel. H. L. Hoot. J. C. Welon. STATEMENT, NOVEMBER 4, 1918 RESOURCES Currency ............................................... $ Gold ........................................................ Silver, Nickels and Pennies.............. Checks and Cash Items...................... Exchanges for Clearing House....... Cash Items in Transit......................... Due from Banks in this State.......... Due from Banks in other States.... 3,780.24 15,992.94 Total.....................................$ 28,694.75 Bonds and Stocks owned by Bank..$ Loans and Discounts.......................... Demand Loans ..................................... Overdrafts ............................................. Banking House ................................... Furniture and Fixtures...................... Other Real Estate................................. Other Resources ................................... Cash Short ........................................... 43,392.00 43,679.77 9,700.00 479.61 2,125.00 1,000.00 6,154.00 1,065.00 1,702.57 Grand Total...................... $ 129,071.13 LIABILITIES Individual Deposits .............................$ 100,971.66 Demand Certificates ........................... Time Certificates ................................. 1,004.00 Cashier’s Checks ................................. 939.28 Certified Checks ................................... Due to Clearing House...................... Due Banks in this State.................... Due Banks in other States................ Due Unpaid Dividends...................... Total Deposits.................. $ 102,914.94 Capital Stock paid in........................ $ Surplus Fund ....................................... Undivided Profits, less Current Expenses and Taxes paid.............. Notes and Bills Payable........... Notes and Bills Rediscounted. Reserve for Taxes............................... Reserve for Interest............................. Other Liabilities ................................. Cash Over ............................................. 20,000.00 2,500.00 3,613.03 43.16 Grand Total...................... $ 129,071.13