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NINETY-SIXTH ANNUAL REPORT
OF THE
Comptroller of the Currency
1958
WASHINGTON : 1959
TREASURY DEPARTMENT
Document No. 3212
Comptroller of the Currency
For sale by the Superintendent of Documents, U.S. Government Printing Office
Washington 25, D.C. - Price $1.75 cents
LETTER OF TRANSMITTAL
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,
Washington, D.C., June 15, 1959.
In accordance with the provisions of section 333 of the United
States Revised Statutes, I have the honor to submit the following
report covering the activities of the Bureau of the Comptroller of the
Currency for the year 1958.
Respectfully,
SIRS:
RAY M.
GIDNEY,
Comptroller oj the Currency.
THE PRESIDENT OF THE SENATE.
THE SPEAKER OF THE HOUSE OF REPRESENTATIVES.
ni
ANNUAL REPORT
OF THE
COMPTROLLER OF THE CURRENCY
STATUS OF NATIONAL BANKING SYSTEM
On December 31, 1958, total assets of the 4,593 banks supervised
by the Comptroller of the Currency were $129.5 billion. The national
banking system maintained its relative position with 46.6 percent
of the banking assets in the commercial and savings banks of the
Nation, and 53.9 percent of the commercial banking assets. Commercial banks numbering 8,921 which are supervised by the respective
48 State banking authorities held assets of $110.6 billion, and 520
State-chartered and supervised mutual savings banks had assets of
$37.8 billion. For all banks, assets were $277.9 billion, an increase
of $18.7 billion for the year, which were held in the following types
and categories of banks.
All operating banks—Continental United States and other areas
[Figures in millions of dollars]
Type of bank
National banks
State commercial banks
Mutual savings banks
Total
Members of both the
Federal Reserve
System and Federal
Deposit Insurance
Corporation
Members of Federal
Deposit Insurance
Corporation only
Number
Number
Total
assets
Total
assets
Not members of Federal Reserve or Federal
Deposit Insurance
Corporation
Number
Total
assets
4,582
1,727
3
i 128,881
3 73,107
3 29
2 10
6,806
238
1364
* 35,122
« 30,160
21
388
279
1259
5 2, 368
« 7, 590
6,312
202,017
7,054
65,646
668
10,217
Recapitulation
Number
National banks
. .
State commercial banks
Mutual savings banks
Head offices
Branches., _
Total banking offices
_ __ __ _
______
Branches
Total
assets
Increase
for 1958
i 4,593
8,921
520
4,401
4,388
425
129,504
110,597
37,779
8,404
7,677
2,611
14,034
9,214
9,214
277,880
18,692
23,248
1 Supervised by Comptroller of the Currency. (Includes 8 nonnational banks in the District of Columbia,
4 member and 4 nonmember insured banks with 27 branches.)
2 Includes 7 national banks outside continental United States.
3 Supervised by State banking departments and the Federal Reserve System. (Includes 1 member
nondeposit trust company.)
* Supervised by State banking departments and Federal Deposit Insurance Corporation.
• Supervised by State banking departments only.
2
REPORT OF THE COMPTROLLER OF THE CURRENCY
Growth of Financial Institutions
Commercial bank assets increased $16.1 billion during 1958 as
compared to $5.4 billion in 1957 and $6.8 billion in 1956. The increase of 7.2 percent in 1958 was the largest increase for any year
during the past decade which had an average annual growth of
commercial bank assets of 5.4 percent per year. The growth of
financial institutions during the past 10-year period was at a rapid
rate, with the most rapid growth occurring in savings and loan associations and mutual savings banks which have been in a position
to offer more attractive savings interest rates because of their favorable
tax status and lower liquidity requirements. Relative growth by
classes during the past 10-year period is presented in the following
table.
Financial institutions
[Total assets]
Dec. 31,
1948
Dec. 31,
1958
Percentage
of increase
(In billions of dollars)
Commercial banks
Mutual savings banks
Savings and loan associations
155, 602
20,474
13,028
240,101
37,779
55,114
54.3
84.5
323.0
Status of National Banks
The number of operating national banks was reduced during 1958
from 4,627 at the close of 1957 to 4,585, a net change of 42. This
compares with reductions of 32 in 1957, 41 in 1956, 96 in 1955, 68 in
1954, and 52 in 1953. The total assets of the national banking system
continued upward in 1958 to $128.8 billion compared with $120.5
billion at the close of 1957, a gain of $8.3 billion or 6.9 percent. The
system absorbed 45 state banks in 1958 which had total assets of $1.1
billion, through consolidations, mergers, purchases, and conversions;
State systems absorbed by the same routes 25 national banks with
resources of $484 million. A net gain of $609 million in assets accrued
from these sources for the national banking system. Thus, the substantial gain in total assets for the system in 1958 occurred almost
wholly through normal deposit growth.
Based upon managerial competence, asset soundness, adequacy
of capital funds and reserves, and earning capacity as the fundamental
considerations, the national banking system continues in excellent
condition, the only exceptions being a few small banks which require
and are receiving close and effective supervisory attention.
Deposits
During the year 1958 the national banking system showed the most
significant gain in deposits for many years reaching a new high of $117
billion, an increase of $7.6 billion or 7 percent over the prior year end
REPORT OF THE COMPTROLLER OF THE CURRENCY
The gain in time deposits of $4.2 billion in the same period accounted
for a little more than 55 percent of the total upswing.
The total deposits of national banks and the average effective
interest rate paid on time and savings deposits are set forth below for
the years 1955 through 1958.
[In millions of dollars]
Total deposits
Demand
Time and savings#
Total
#Interest paid
Average rate (percent)
Dec. 31, 1955 Dec. 31,1956 Dec. 31, 1957 Dec. 31,1958
$76, 894. 6
27,323.4
$79,027. 5
28,467.3
$77, 881.0
31, 555. 3
$81,351. 8
35, 734. 3
104,218. 0
374.0
1.37
107, 494.8
437.0
1.54
109,436.3
636.0
2.02
117,086.1
762.3
2.13
Loans
The national banking system, at the end of 1958, held net loans of
$52.8 billion after deducting reserves for bad debts and valuation reserves of $1.1 billion. The increase in net loans during 1958 amounted
to $2.3 billion or 4.54 percent. As in the past, loans to commercial and
industrial type borrowers continue to make up the major segment of
the composite portfolio and constitute $22.4 billion or nearly 42 percent of $53.9 billion gross loans held by national banks. The increase
in such loans during the year was relatively slight at $194 million or
0.88 percent.
New construction activity continued to rise though less spectacularly in 1958 and the aggregate of all types was valued at $49 billion,
a gain of $865 million. Private activity of this kind was valued at
$33.9 billion, practically unchanged from 1957. Permanent nonfarm
dwelling units started during 1958 totalled 1,209 thousand in number,
an increase of 167 thousand compared to a 76 thousand decrease in
1957.
The Nation's mortgage debt on nonfarm one to four-family properties continued to rise. A total of $118 billion was reached by the
close of 1958, a gain of $10.4 billion over $107.6 billion reported in
1957. Conventional loans still make up the largest portion at 57
percent and aggregate $67.8 billion. Farm mortgage debt in the
nation stood at $11.2 billion at the year end, up $700 million over
1957 or an increase of 6.7 percent.
By law, each national bank must restrict its aggregate investment
in real estate mortgage loans, with the exception of those which are
insured or guaranteed to the extent of not less than 20 percent by
the Veterans' Administration, to an amount not in excess of 60 percent of its time and savings deposits or 100 percent of its capital and
surplus, whichever is the greater. The $11.7 billion of real estate
mortgage loans which are subject to this limitation equal 32.8 percent of the $35.7 billion of time and savings deposits held by the
national banking system.
4
REPORT OF THE COMPTROLLER OF THE CURRENCY
National banks held loans secured by real estate at the end of the
years 1957 and 1958 as follows:
(Figures in millions of dollars]
Dec. 31,
1957
Type
Conventional—residence.
.
.
Conventional—other properties. _.
Conventional—farm
Insured—Federal Housing Administration
Insured or guaranteed—Veterans' Administration
Total
_ .
Dec. 31,
1958
Dollar increase, decrease —
4,212
2,521
523
3,068
2,156
4,790
2,904
562
3,470
1,988
578
383
39
402
-168
12,480
13,714
1,234
At the close of 1958 commercial bank mortgage loan holdings
aggregated $25.5 billion; up $2.2 billion from the $23.3 billion at the
1957 year end. In relation to all commercial banks, national banks
held nearly 54 percent of such loans with their total of $13.7 billion,
a gain of 10 percent or $1.2 billion over the $12.5 billion held at the
end of 1957. Such loans held by all national banks constituted 25.4
percent of their gross loans. Of the Nation's $171.2 billion total
mortgage debt, national banks held 8 percent and they accounted
for close to 8.2 percent of the national increase in such debt in 1958.
In late November 1958, the Comptroller of the Currency was
informed that the Federal Housing Administration was approaching
its statutory limitation on insurance in force and outstanding commitments and had adopted a new procedure which contemplates that
firm commitments will continue to be issued in cases where there is
a buyer at hand, but that with respect to commitments in the name
of mortgagors who are not home buyers the Administration would
henceforth issue an agreement to insure instead of a firm commitment. The agreement to insure obligates the Administration to issue
its usual commitment, but it will be conditioned upon the availability
of authorization at the time a lender holding the agreement requests
its conversion to a commitment. The Commissioner informed the
Comptroller of his belief that in all respects agreements to insure are
valid and binding obligations upon the Administration and it is legally
obligated to honor the agreements. The new procedure was conceived
as a workable plan to meet temporary problems which the Federal
Housing Administration anticipated would be promptly cured by
Congress and the Commissioner asked the Comptroller to rule that
agreements to insure should be treated by national bank examiners
as the equivalent of an FHA firm commitment. It has been the
position of the Comptroller of the Currency that when FHA has
issued its firm commitment to insure, the loan covered thereby is
exempt from the maturity and percentage limitations of the first
paragraph of Section 24 of the Federal Reserve Act.
REPORT OF THE COMPTROLLER OF THE CURRENCY
5
After careful consideration of the factors involved, on November 4,
1958, the Comptroller of the Currency issued instructions to national
bank examiners to treat FHA Agreements to Insure already made
and to be made during the next 120 days as the equivalent of firm
commitments to insure for the purposes of Section 24 of the Federal
Reserve Act. On March 9, 1959, and in response to a further request
from the Commissioner, these instructions were extended for an
additional 90 days.
The first reduction in instalment debt since 1943 permitted the
year 1958 to close with a total less than that of the prior year. The
modest reduction of $230 million from the 1957 total of $34.1 billion
ended 1958 with the aggregate standing at $33.9 billion. However,
the Nation's consumer debt (instalment debt plus noninstalment debt
in the form of single payment loans for the purchase of consumer
goods, charge accounts, and debt incurred for the payment of services
rendered) continued to rise to a new high of $45.1 billion at the
year end, a gain of $291 million over the $44.8 billion at the close
of 1957. Instalment loans to finance the purchase of automobiles
continue as the largest segment of instalment credit. Such loans
decreased by $1,278 million from $15.4 billion in 1957 to $14.1 billion at the close of 1958. All other types of instalment credit increased slightly over 1957 levels.
Instalment type personal and consumer loans held by the national
banking system aggregated $8.1 billion at the close of 1958, practically
the same amount held at the 1957 year end. This level of instalment loans constitutes 28 percent of the $28.9 billion of such loans
held by financial institutions and 63.8 percent of the $12.7 billion
of such loans held by commercial banks at the end of 1958. Included
in the instalment loan holdings of national banks at the year end was
$3.8 billion of automobile loans, decreased $99 million from the
previous year's close. Of the total instalment type personal and
consumer loans held by national banks, automobile paper constitutes
47 percent as compared to 48.1 percent in 1957.
Loan delinquencies of 90 or more days duration shown in reports
of examination made in 1958 increased slightly. This observation
is based upon data accumulated as of the respective dates of examination. In the following table the total unpaid balances of such
delinquent loans is expressed as a percentage of the total outstandings
of the group of national banks which segregate instalment loans in
loan portfolios or hold such paper in an aggregate amount equal to
or exceeding 10 percent of their loan accounts.
REPORT OF THE COMPTROLLER OF THE CURRENCY
Instalment loan delinquencies
Year
1956
1957
1958
_
Number
of banks
4,073
4,032
4,113
Total
instalment
loans (A)
Percent
0.56
.36
.45
Automobile
loans
Percent
0.33
.20
.28
Floor plan
Loans (B)
Loans
collateraled
by instalment obligations (C)
Percent
0.19
.13
.17
Percent
0.12
.16
.16
Total
(A) (B) (C)
Percent
0.50
.34
.43
Because of the rapid expansion in instalment credit which reached
significant proportions in the early fifties, the increasing number of
national banks engaged in this type of lending, and the need for
better information as to lending practices and experience, a special
section dealing with instalment credit was added to the report of
examination in August 1955. For several years detailed schedules
have been incorporated in annual reports showing the policies and
range of terms followed by national banks in making and servicing
instalment loans. It appears clear on the basis of the studies previously made that, generally, national banks are following sound
policies in making and servicing these loans. The study made in
1958 supports the same conclusion although there has been a slight
increase in the number of banks that now lend on 36 months' maturity
on new- and late-model used automobiles. In 1957, 18 percent of
all national banks in the study made such loans up to 36 months;
in 1958 the number was up to 23 percent. Other terms remain
fairly constant.
The following schedule divided into three size groups was prepared
on the basis of the most recent report of examination in 1958 and
shows the details of the down payment and maturity policies of the
4,113 national banks examined which segregate instalment paper in
their loan portfolios or hold such paper in an aggregate amount
equal to 10 percent or more of their loan accounts.
REPORT OF THE COMPTROLLER OF THE CURRENCY
GROUP I BANKS
(Resources under $10MM)
NEW AUTOS
Percent of down payment
Total
number
of banks
Term (number of months)
25
20
18 and under
24
30
36
--
_ _
-
Total
30
33^
0
2
0
2
8
34
39
26
3
8
15
8
4
107
34
192
1,263
689
467
2,611
Over
10
20
2
7
213
1,327
745
510
39
2,795
USED AUTOS—LESS THAN 1 YEAR OLD
18 and under
24
30
36
-
0
0
0
0
1
9
16
2
0
1
145
409
126
66
28
10
0
1
175
435
142
70
- -
0
28
9
746
39
822
.
- -
Total
1
USED AUTOS—1 TO 2 YEARS OLD
18 and under
-
._-
24
30
36
Total
- - _.-
1
0
1
1
13
22
6
1
11
9
3
1
992
1,189
113
23
192
66
1
0
1,209
1 286
124
26
3
42
24
2,317
259
2,645
USED AUTOS—2 TO 3 YEARS OLD
18 a n d u n d e r
24
30
36
_ _ _ _ _ _ _ _
-
- - --.
Total
2
0
0
1
18
14
1
1
16
3
0
0
1,527
558
21
6
380
35
0
0
1,943
610
22
8
3
34
19
2,112
415
2,583
483
20
0
0
2,139
243
10
3
USED AUTOS—3 TO 4 YEARS OLD
18 and under
24
30
36
_ _
Total
-
1
0
0
1
23
5
1
0
15
0
1,617
217
9
2
2
29
16
1,845
503
2,395
USED AUTOS—OVER 4 YEARS OLD
18 and under
24
30 .
36
-
Total
--
___
1
0
0
1
20
2
0
0
11
0
0
0
1,212
84
3
0
448
9
0
0
1 692
95
3
1
2
22
11
1,298
457
1,791
8
REPORT OF THE COMPTROLLER OF THE CURRENCY
GROUP II BANKS
(Resources between $10MM and $50MM)
NEW AUTOS
Percent of down payment
Term (number of months)
20
18 and under
24
30
36
_
Total
25
30
33^
Total
number
of banks
Over
0
1
1
4
0
12
16
23
0
5
11
13
16
317
314
276
2
3
6
9
18
338
348
325
6
51
29
923
20
1,029
USED AUTOS—LESS THAN 1 YEAR OLD
18 and under
24
30
36
.—
Total
0
2
0
1
0
2
1
4
0
1
3
4
22
107
80
39
4
5
0
2
26
117
84
50
3
7
8
248
11
277
USED AUTOS—1 TO 2 YEARS OLD
18 and under
._--
24
30
36
Total _
1
0
0
1
4
6
2
0
2
6
2
0
227
554
103
8
40
35
1
0
274
601
108
9
2
12
10
892
76
992
USED AUTOS—2 TO 3 YEARS OLD
18 and under
24
30
36.
Total
1
0
0
0
6
3
0
0
6
3
1
0
467
364
12
1
99
20
0
0
579
390
13
1
1
9
10
844
119
983
18 and under
_.
24
30
36
--
Total
oooo
USED AUTOS—3 TO 4 YEARS O L D
7
2
0
0
5
4
0
0
626
105
3
1
158
7
0
0
796
118
3
1
0
9
9
735
165
918
525
29
1
1
163
2
0
0
699
33
1
1
556
165
734
USED AUTOS—OVER 4 YEARS OLD
18 and under
24
30- .
36
. . . .
Total
.
0
0
0
0
o0
4
1
0
0
0
8
5
7
1
REPORT OF THE COMPTROLLER OF THE CURRENCY
GROUP III BANKS
(Resources $50MM and over)
NEW AUTOS
25
0
3
7
21
0
0
13
11
2
40
78
86
0
1
2
8
2
44
100
128
2
31
24
206
11
274
1
23
18
1
1
1
2
26
26
0
0
Total
Over
30
too
20
18 and under
24
30
36
Total
number
of banks
Percent of down payment
Term (number of months)
USED AUTOS—LESS THAN 1 YEAR OLD
18 and under
24
30
36
.
Total
0
0
0
0
1
3
0
1
4
1
2
2
16
0
21
1
6
7
58
3
75
USED AUTOS—1 TO 2 YEARS OLD
18 and under
24
30
36
Total
0
0
0
0
0
7
4
0
0
4
4
0
37
153
32
4
8
14
1
0
45
178
41
4
0
11
8
226
23
268
USED AUTOS-2 TO 3 YEARS OLD
18 and under
24
30
36
_ __ _. .
Total
0
0
0
0
3
7
0
0
2
2
0
0
99
119
2
1
21
9
0
0
125
137
2
1
0
10
4
221
30
265
18 and under
._
24
30
36
Total
. _
_ _
oooo
USED AUTOS—3 TO 4 YEARS OLD
5
3
0
0
3
1
0
0
180
33
0
0
32
2
0
0
220
39
0
0
0
8
4
213
34
259
18 and under
24
30
36
Total
1
0
0
0
5
1
0
0
1
0
0
0
138
4
0
0
OOO©
USED AUTOS—OVER 4 YEARS OLD
194
5
0
0
1
6
1
142
49
199
10
REPORT OF THE COMPTROLLER OF THE CURRENCY
Liquidity
Cash, balances with other banks, including reserve balances and
cash items in process of collection, and obligations of the United States
held by national banks at the close of 1958 totalled $62.7 billion,
an increase of $4.5 billion over the 1957 year end total. Such assets
are equal to 77 percent of demand deposits and 53.5 percent of total
deposits at the close of 1958 compared to 74.7 percent and 53.2
percent, respectively, at the end of 1957, 74 percent and 54.7 percent
in 1956, and 77 percent and 57 percent in 1955.
The full reserve requirements of national banks and State bank
members of the Federal Reserve System must be maintained on
deposit at the Federal Reserve Bank of the district in which such
a bank is located and no allowance is made for holdings of vault cash.
The Comptroller has favored enactment of a proposal under consideration in the Congress to amend Section 19 of the Federal Reserve
Act so as to permit vault cash to be considered a part of the legal
reserve.
Investment Accounts
The year 1958 saw a continuous and steady increase in the investment accounts of national banks with their security holdings at the
end of the year totaling $46.5 billion, up $5.8 billion for the period.
Of this increase United States Treasury obligations accounted for
$4.5 billion.
Additions to the investment account were made possible by a
deposit increase of $7.6 billion which also provided funds for the
major portion of the increase in loans of $2.4 billion.
For the third successive year additions to United States Treasury
investments have been in the shorter maturities although the year
also produced an increase in the medium term holdings as reflected
by the schedule below.
The foregoing changes were accompanied by profit taking of $298.1
million which was after net losses of $55.0 million. Due to income
tax considerations, a practice has developed in many banks of taking
bond profits in one year and losses in another according to market
trends and opportunities. As indicated, 1958 was a profit year while in
1957 national banks took a net loss of $114.3 million in securities
transactions. The latter figure is net after profits of $31.1 million.
REPORT OF THE COMPTROLLER OF THE CURRENCY
11
The high investment quality in national bank portfolios, noted in
previous years, continued through 1958.
[In millions of dollar 3]
United States bonds
Dec. 31,1955 Dec. 31, 1956 Dec. 31,1957 Dec. 31,1958
Short term
Medium term
Long term
TotaL
_._
18,982
11,951
2,754
22,363
6,321
2,992
23,924
4,710
2,702
26,667
6,632
2,522
___
33,687
31, 676
31,336
35,821
Recapitulation by maturities
(United States Bonds as of Dec. 31,1958; municipal and other bonds as of most recent examination reportsadjusted)
[In millions of dollars]
General
obligation
municipal
bonds
Special
revenue
municipal
authority
and corporate
bonds
26, 667
6,632
2,522
3,942
2,341
1,351
2 087
498
464
32,696
9,471
4,337
35,821
2 7,634
» 3,049
46,504
United
States
bonds
Short term (maturing up to 5 years)
Medium term (maturing between 5 and 10 years)
Long term (maturing after 10 years)
Total
1
Total
1
Includes $609 million of nonmarketable United States bonds.
2 Includes $1,442 million of general obligations of States and $694 million of housing authority obligations.
3 Includes $1,111 million of special revenue municipal authority obligations and $1,341 million of Federal
Corporation (not guaranteed) bonds.
Capital Structure
Continued progress was made during 1958 by national banks in
building stronger capital structures. Capital adequacy has always
been considered to be of major importance, both by the "Comptroller's
office and bankers generally, and this common interest has made for
strength and stability in the national banking system.
12
REPORT OF THE COMPTROLLER OF THE CURRENCY
During 1958 the capital structures, including reserves for bad debts,
of national banks increased $667 million. Of this increase $101
million resulted from capital revision programs undertaken by shareholders of 172 national banks who supplied additional proprietary
funds through subscription to new stock. During the 10-year period
from 1949 to 1958, 1,753 national banks fortified their capital
structures $1,351 million through the sale of additional common
stock.
With the sanction of the Comptroller, shareholders of 393 national
banks approved dividends payable in common stock having a total
par value of $108 million.
The 4,585 national banks had capital, surplus, undivided profits
and reserves of $9,669 million as of December 31, 1958 and their
reserves for bad debts and other valuation reserves on loans amounted
to $1,056 million, making an aggregate total of capital funds and
reserves of $10.7 billion. This represents 9.1 percent of deposit
liabilities and 8.2 percent of total resources. Gross assets at the year
end (reserves for bad debts and valuation reserves not deducted)
were $129.9 billion. After deducting $68.1 billion, representing cash
or its equivalent, United States Government obligations, and loans
or portions of loans guaranteed or insured by Federal Government
agencies, there remains $61.8 billion of the national banking system's
funds placed in loans, municipal and corporate bonds, and other
assets. Against each $5.78 invested in these types of assets there is
held $1 of capital funds and reserves ($5.80 at the close of 1957,
$5.88 at the close of 1956, and $5.80 at the close of 1955).
National bank examiners' reports of examination reveal that the
volume of assets containing substantial or unwarranted degree of risk
remain negligible in relation to the protection offered by the proprietary funds of national banks.
Earnings and net Additions to Reserves
The 4,585 national banks paid a total of $2,842 million in salaries
and wages, taxes, and interest on deposits in 1958. Salaries and
wages amounted to $1,264 million, of which $829 million went to
242,312 employees, $413 million was paid to 45,254 officers, and fees
to directors accounted for $22 million. National banks paid $658
million in Federal income taxes, $32 million in State income taxes, and
$126 million in various local taxes on property, etc., for a total tax
payment of $816 million. Interest on savings and other time deposits
of $762 million approximated 2.13% on total time deposits of $35.7
billion outstanding at the year end, compared to $636 million interest
paid in 1957 on year-end time money of $31.5 billion, which approximated 2.02%.
The sources and disposition of the income dollar of all national
banks in 1958 is shown by the following illustration:
NATIONAL BANKS—1958
SOURCE AND DISPOSITION OF THE INCOME DOLLAR
fin millions of dollars and percent of one dollar)
SOURCE
DISPOSITION
N€T RECOVERIES
AND BOND PROFITS
O
$223.8 — 5%
OTHER
EARNINGS
$343.2 — 7%
I
hd
o
INTEREST ON OTHER BONDS
$267.6 — 6%
EARNINGS FROM CURRENT OPERATIONS
NET RECOVERIES ON LOANS, BONDS, ETC.
TOTAL SOURCE
$4,538.9
223.8
$4,762.7
* RESERVE FOR BAD DEBTS (TAX FREE)
VALUATION RESERVE—LOANS
VALUATION RESERVE —BONDS
RETAINED EARNINGS
EXPENSES AND DIVIDENDS
TOTAL DISPOSITION
$85.5
6.7
120.9
496.2
$709.3
4,053.4
$4,762.7
3
O
14
REPORT OF THE COMPTROLLER OF THE CURRENCY
Net earnings from current operations in 1958 dropped
below the 1957 figure of $1,576.6 million to $1,568.7 million. Although
gross income rose $255.1 million above 1957 results, and reached
$4,538.9 million, the greater cost of doing business, particularly in
wages and a higher rate of interest on an enlarged volume of time
money, more than offset the rise in income.
Actual losses on loans, bonds and other assets, recoveries on assets
previously charged off, and bond profits, produced a net addition to
profits of $223.8 million. This grew out of net profits on the sale of
securities amounting to $298.1 million, reduced by $74.3 million of
losses on various other types of assets. Income taxes of $690.3
million amounted to 40% on taxable income of $1,707 million. The
latter figure consists of net operating income of $1,568.7 million, plus
the above-mentioned $223.8 million of net recoveries and bond profits,
less $85.5 million net increase in initially tax-free bad debt reserves.
After the payment of taxes net profits before dividends for all
national banks in 1958 were $889.1 million, compared to $729.9
million in 1957, a rise of 21.8%. The figure given is exclusive of
$213.1 million of both taxable and initially nontaxable earnings
transferred to effect a net increase in bad debt and valuation reserves.
The sum of such net profits and net additions to reserves is equivalent
to 11.4% of year-end capital accounts, up from 9.36% the preceding
year. Cash dividends of $393 million (4.06% of year-end capital
accounts) were paid to shareholders, as against $363.8 million in
1957. Net earnings retained, including net additions to reserves,
amounted to $709.3 million, compared with $487.6 million retained in
1957.
Set forth below is a 5-year schedule of earnings, expenses, dividends,
etc., per $100 (1) of assets and (2) capital funds,
REPORT OF THE COMPTROLLER OF THE CURRENCY
15
Earnings, expenses, etc., of national banks for the years ended Dec. 31, 1954, 1965,
1956, 1957, and 1958
[* Indicates amounts in millions of dollars]
*Total assets at close of year
*Total capital accounts at close of year
*Gross earnings
Per $100 of assets
Per $100 of capital funds
* Gross expenses
Per $100 of assets
Per $100 of capital funds
*Net earnings from operations
Per $100 of assets
Per $100 of capital funds
*Net asset losses or recoveries
profits, etc.) 1
Per $100 of assets
Per $100 of capital funds
*Taxes (income)
Per $100 of assets
Per $100 of capital funds
*Net profits before dividends
Per $100 of assets
Per $100 of capital funds
*Cash dividends
Per $100 of assets
Per $100 of capital funds
*Retained earnings
Per $100 of assets
Per $100 of capital funds
(including
bond
1954
1955
1956
1957
116,151
8,104
3,226
$2. 78
$39. 81
1,996
$1.72
$24. 63
1,230
$1.06
$15.18
113, 750
7,936
3,437
$3.02
$43. 31
2,105
$1.85
$26. 53
1,332
$1.17
$16. 78
117,702
8.472
3,833
$3.26
$45.24
2,336
$1.99
$27. 57
1,497
$1.27
$17. 67
120,523
9,093
4,284
$3.55
$47.11
2,707
$2.25
$29. 77
1,577
$1.31
$17. 34
128, 797
9,669
4,539
$3.52
$46.94
2,970
$2.30
+149
+$0.13
+$1. 84
-154
-$0.14
—$1. 94
446
$0.39
$5.62
732
$0.64
$9.22
310
$0.27
$3.90
2
422
$0.37
$5.32
-275
-$0.23
- $ 3 . 25
432
$0. 37
$5.10
790
$0.67
$9.32
330
$0.28
$3. 89
M60
$0. 39
$5.43
-180
-$0.15
- $ 1 . 98
545
$0. 45
$5.99
852
$0.71
$9.37
364
$0.30
$4.00
2
488
$0.40
$5.37
+224
+$0.17
+$2.31
532
$0. 46
$6.56
847
$0.73
$10.46
300
$0.26
$3.70
2
547
$047
$6.76
1958
$30. 71
1,569
$1.22
$16. 23
690
$0. 54
$7.14
1,103
$0.85
$11.40
393
$0. 30
$4.06
2 710
$0.55
$7.34
i Exclusive of transfers to and from reserve for bad debts and other valuation reserves on loans and
securities
but including net losses charged to these reserves.
3
Includes funds transferred to reserve for bad debts and valuation reserves less the amount of assets
charged off against such reserve accounts. Includes $106 million in 1954, $89 million in 1955, $143 million in
1956, $121 million in 1957, and $213 million in 1958 transferred to effect a net increase in reserves for bad
debts and valuation reserves. (Taxes would have absorbed a portion of these amounts had the transfers
not been made.)
Reserve For Bad Debts
At the end of 1958, 2,843 national banks with gross loans of $50.5
billion or approximately 94% of the loans of the 4,585 national banks
in the system, were maintaining reserves for bad debt losses on loans
aggregating $1,005.0 million or 1.99% of the loans held by them.
There was a net increase of $85.5 million during the year in amount
of the reserves for bad debt losses on loans maintained by the national
banks. This increase resulted from banks leaving and entering the
system, additional banks, adopting the reserve method of accounting
for bad debt losses on loans and transactions wdthin the accounts.
Losses charged to the reserve account totaled $75.9 million and
recoveries aggregating $37.9 million were credited. Net transfers to
the reserve from undivided profits aggregated $123.5 million.
Branch Banking
There were 499 de novo branch applications received during 1958,
as compared to 487 received during 1957, 524 during 1956, 532 during
1955 and 382 during 1954.
16
REPORT OF THE COMPTROLLER OF THE CURRENCY
The following represents the disposition made of the 499 de novo
branch applications received during 1958:
Number
Approved (primary approvals of applications for permission to establish branches).
Kejected
.
_ _.
. .
Withdrawn
In process of investigation and study.
Percentage
317
99
37
46
64
20
7
9
499
100
In 1958, certificates of authorization for the establishment and
operation of 413 branches were issued, including 7 which had not yet
opened for business on Dec. 31, 1958. Eleven branches which were
authorized in 1957 did not open for business until 1958. This resulted
in 417 branches opening for business during 1958. During this same
period of time changes took place in existing branches, and at year end
there were 4,401 branches, including 4 seasonal agencies, being operated by 743 of the total 4,585 active national banks, and 7 nonnational banks in the District of Columbia, reconciled as follows:
Branches
State
Existing
Branches in opened for branches dis- Branches in
business
continued or
operation
operation
Dec. 31,1957 during 1958 consolidated Dec. 31,1958
during 1958
Alabama.
Arizona
Arkansas
California
C onnecticut
Delaware
District of Columbia
Georgia
Idaho
-_
Indiana
_
__ _ _
Kansas
Kentucky
_
Louisiana
Maine.-Maryland
.. , _.
...- ,.
Massachusetts
Michigan...
.
...-, .
Minnesota
_. ._
Mississippi
Nebraska.
. _
Nevada
New Hampshire.
. ,._....,
New Jersey
New Mexico
New York
North Carolina
North Dakota
. _
Ohio
Oklahoma
Oregon
._ _ __ _
. __ __
Pennsylvania
Rhode island
South Carolina _
_
South Dakota
Tennessee
_ _ _
Utah
_.._
Vermont
Virginia
Washington
Wisconsin -^
Alaska.
_TSv^_
TTawaif
^ w ^
Virgin Islands
Wg^w^....
Total
_ _
-_ -_ .-
47
92
4
1,017
60
52
37
65
109
2
49
74
31
53
158
164
«6
15
21
19
21
186
18
361
78
234
138
341
43
76
23
92
37
6
96
214
16
8
22
1
4,046
3
12
4
64
18
1
6
3
1
15
5
4
9
4
9
16
16
4
2
3
5
7
6
2
28
1
30
12
2
31
8
4
50
4
11
11
6
6
4
1
1
16
1
10
10
8
3
2
417
-62
50
104
8
1,077
76
1
i 55
40
66
124
7
53
83
35
57
167
174
6
17
1
19
1
208
19
385
86
1
264
8
142
375
47
87
23
102
37
16
106
222
16
11
24
1
4,401
1
Includes 27 branches in operation by 7 nonnational banks in the District of Columbia under the supervision of the Comptroller of the Currency.
Established prior to enactment of McFadden Act, Feb. 25,1927.
REPORT OF THE COMPTROLLER OF THE CURRENCY
17
The continuing large number of branch offices established during
1958 is largely attributable to the shift of population to suburban
areas, requiring new or additional banking services, and the growing
volume of business conducted by many banks which could not be
adequately accommodated in existing quarters. Competition between banks has also prompted a large number of applications.
Traffic congestion and parking problems in urban business sections
continued to promote the need for drive-in banking service, and 127
of the 417 branches opened for business during 1958 provided for
this type of service. Seventy-seven communities without previous
banking service were provided with branch offices.
Branches opened for business during 1958 were distributed among
areas with various population density, and established by banks of
various sizes, as follows :
In
In
In
In
In
suburban areas of large cities
cities with population less than 5,000
cities with population from 5,000 to 25,000
cities with population from 25,000 to 50,000
cities with population over 50,000
27
105
119
54
112
Total
417
By banks with less than $10MM total resources
By banks with total resources of $10MM to $25MM
By banks with total resources over $25MM
57
83
277
Total
417
During the current year new legislation was enacted by several
States permitting the establishment of limited facilities beyond the
confines of the bank's place of business. The following tabulation
briefly summarizes the current status of branch banking statutes of
States and Territories including those changes.
Number
of all
banks
State
States permitting statewide
banking:
Arizona
California
C onnecticut
Delaware
District of Columbia
Idaho
Louisiana
Maine
_
Maryland
Nevada
North Carolina
Oregon
Rhode Island
South Carolina
Utah
Vermont
Washington
Total
Number
of all
branches
Total
banking
units as of
Dec. 31,
1958
Number of
all banking
units in
relation to
population
Total
banking
resources
(in millions
of dollars)
branch
__ ._
8
124
80
27
13
28
186
55
142
6
203
55
9
144
49
58
89
137
1,427
159
43
55
80
152
116
194
31
407
165
84
122
63
29
247
145
1,551
239
70
68
108
338
171
336
37
610
220
93
266
112
87
336
1 per
1 per
lper
lper
1 per
lper
lper
lper
1 per
1 per
lper
lper
lper
1 per
1 per
1 per
lper
8,100
9,400
9,800
6,900
11,900
6,200
9,300
5,600
8,900
7,300
7,600
8,200
9,500
9,200
7,900
4,300
8,300
1,137
24,864
2,550
726
1,630
686
3,050
699
2,522
402
3,021
2,151
947
1,043
994
421
2,895
1,276
3,511
4,787
l p e r 8,600
49,738
18
REPORT OF THE COMPTROLLER OF THE CURRENCY
State
States permitting branch banking within
limited areas:
Alabama
Arkansas
Georgia
.__
Indiana
Iowa
Kansas
Kentucky.
Massachusetts
Michigan
Mississippi. _.
New Jersey
_.
New Mexico..
New York
North Dakota.Ohio
Oklahoma
Pennsylvania
South Dakota
Tennessee
Virginia
Wisconsin
Total
States prohibiting branch banking,
or with no laws regarding branch
banking:
Colorado
Florida
Illinois
Minnesota
Missouri
Montana
Nebraska
New Hampshire»
Texas
West Virginia
Wyoming l
Total—.
Total—United States..
Possessions:
Alaska
Canal Zone a
Hawaii
Puerto Rico«
American SamoaVirgin Islands
Total possessions.
Total—United States and possessions
Number
of all
banks
Number
of all
branches
Total
banking
units as of
Dec. 31,
1958
Number of
all banking
units hi
relation to
population
Total
banking
resources
(in millions
of dollars)
239
237
394
459
669
593
360
170
393
194
262
53
433
155
606
387
743
172
298
312
552
56
34
68
244
163
11
113
320
491
121
360
38
1,222
27
548
10
663
53
177
217
152
295
271
462
703
832
604
473
490
884
315
622
91
1,655
182
1,154
397
1,406
225
475
529
704
l p e r 11,000
1 per 6,500
l p e r 8,400
l p e r 6,600
l p e r 3,400
l p e r 3,600
l p e r 6,600
l p e r 10,000
l p e r 9,000
l p e r 7,000
l p e r 9,400
1 per 9,500
1 per 9,900
l p e r 3,600
1 per 8,200
1 per 5,800
l p e r 8,000
l p e r 3,100
1 per 7,400
l p e r 7,600
l p e r 5,700
2,137
1,273
3,004
4,906
3,434
2,468
2,463
5,913
8,963
1,336
7,238
714
48,361
832
11,584
2,799
15,318
788
3,340
3,420
4,713
7,681
5,088
12,769
l p e r 7,500
135,004
175
280
946
692
615
115
424
l p e r 10,000
1 per 16,400
1 per 10,600
l p e r 4,900
l p e r 7,000
1 per 6,100
l p e r 3,500
1 per 7,700
1 per 9,800
1 per 10,800
l p e r 6,200
2,045
4,888
18,435
4,447
6,518
874
1,827
430
12, 621
1,368
433
175
280
946
686
613
115
423
75
968
183
52
77
971
183
52
4,516
4,530
13,473
8,613
18
13
l p e r 8,500
53,886
l p e r 7,950
238, 628
31
l p e r 5,500
74
105
1
6
1 per 8,000
1 per 22,100
1 per 21,000
l p e r 4,000
192
20
22
628
585
2
24
41
176
217
1 per 14,800
1,473
13, 514
8,789
22,303
l p e r 8,000
240,101
1 State laws silent regarding branch banking.
2
Figures represent branches of domestic banks.
a Figures include branches of domestic banks.
NOTE: Above data do not include 520 mutual savings banks operating 425 branches with total resources
of $37,779 million.
Applications to Organize National Banks
Forty-eight applications to organize national banks were received
during 1958. Primary approval was granted to 18 applications, 11
were disapproved, 7 were withdrawn or abandoned, and 12 continue
under investigation and study. The 18 approved cases have resulted
in, or are expected to result in, the organization of new national banks
in the following 10 States.
REPORT OF THE COMPTROLLER OF THE CURRENCY
Number of
approvals
State
Colorado
FloridaIdaho
Iowa
Maryland _ __
Massachusetts
Michigan
Minnesota
Missouri
New Hampshire
New Mexico
Oregon
Tennessee
Texas
Virginia
Washington
Wisconsin
~
1
4
1
__
-~_
-- „
__
__
Number
of banks
opened
_-
Approvals
total
capital
structure
Banks
opened
total
capital
structure
Thousands
Thousands
2
3
1
1
1
1
1
2
1
3
400
2,500
400
1,750
350
550
2,600
275
750
450
350
200
1,300
1
1
1
130
500
500
1
4
1
1,125
1
1
1
750
350
400
118
2 19
9,425
8,905
3
Total
19
300
1,500
900
1
Approvals include six which actually opened for business during 1958. The remaining 12 had not completed
organization.
2
Includes 13 that were originally approved in 1956 or 1957, but did not open for business until 1958.
Bank Consolidations, Mergers and Sales
During 1958 the Comptroller approved 83 consolidations, mergers
or cash absorptions. An identical number was approved during the
previous year. In 1958, 80 national banks absorbed 42 national and
39 State banks. In addition, one District of Columbia national bank
and one District of Columbia nonnational bank were purchased by
two District of Columbia nonnational banks. Twenty-two national
banks and 46 State banks were absorbed by other State banks as
compared to 82 such absorptions the previous year. The following
schedule contains details of the absorptions which occurred during
1958:
Consolidations, mergers, purchases—1958
National banks consolidated or merged with and into 29 national banks
State banks consolidated or merged with and into 23 national banks
National banks purchased by 13 national banks
State banks purchased by 15 national banks..
_
District of Columbia national bank purchased by District of Columbia nonnational
bank
District of Columbia nonnational bank purchased by District of Columbia nonnational bank
_
_
Approved by Comptroller of Currency.
National banks consolidated or merged with and into 16 State banks
National banks purchased by 5 State banks
State banks consolidated, merged, or purchased with or about the same number of
State banks
Approved by State banking departments
Grand total
_
__
513
568
88
422
75
39
1,705
453
18
383
854
___
2,559
20
REPORT OF THE COMPTROLLER OF THE CURRENCY
Conversions
Resources
Number (in millions
of dollars)
State banks converted into national
banks.
National banks converted into State
banks.
6
102.5
3
12.5
9
115.0
Capital structure (in millions of dollars)
9.4—converted into 6 national banks.
.8—converted into 3 State banks.
10.2*
•Reserves included in capital structure.
The shareholders of 53 national and State banks consolidated with
52 national banks received cash and book value stock from the 52
continuing banks aggregating $103,514,550 or $12,453,218 in excess
of the aggregate book value of assets which those banks contributed
to the consolidations. The excess amounted, on the average, to 1.26
percent of the aggregate deposits acquired by the continuing banks.
On an estimated fair valuation basis, the shareholders of the 53
absorbed banks contributed assets having an estimated fair value,
in excess of liability to creditors, of $101,990,336 and received cash
and fair value stock of the continuing banks aggregating $109,507,522
or $7,517,186 in excess of the aggregate fair value of assets which those
banks contributed to the mergers or consolidations. The difference
is accounted for through an estimated or fair appraisal value of fixed
assets (bank premises, furniture and fixtures), bond appreciation or
depreciation, allowances for pension fund adjustments, excess reserves
for taxes, etc., and amounted on the average to approximately .76
percent of the aggregate deposits acquired by the continuing banks.
The shareholders of 13 national banks and 15 State banks which
were purchased by 28 national banks, and the shareholders of one
District of Columbia national bank and one District of Columbia
nonnational bank, which were purchased by two District of Columbia
nonnational banks, received $58,636,258 in cash, or $4,815,407 in
excess of the selling banks' aggregate capital structures. This7
amounted, on the average, to .854 percent of the selling banks
deposits.
In the 9-year period from January 1, 1950 to December 31, 1958,
the Comptroller's office approved the acquisition by national banks
of 351 national banks and 377 State-chartered banks through consolidation, merger, or sale. After approval by their respective State
banking departments, State-chartered banks absorbed 227 national
banks. In addition 374 State-chartered banks consolidated or merged
with or were purchased by other State-chartered institutions. The
following table shows the number of banks which have been absorbed
since 1950 and their total resources:
REPORT OF THE COMPTROLLER OF THE CURRENCY
21
Data on consolidations, mergers, purchases and sales, and conversions—1950 to
Dec. SI, 1958
Number of
banks
144
62
145
351
124
60
193
377
1
1
1
3
Total resources (in
millions of
dollars)
Type
National banks consolidated with and into other national banks
National banks merged with other national banks
National banks purchased by other national b a n k s . .
_
_
Total
6,656
State-chartered banks consolidated with and into national banks
State-chartered banks merged with national banks _
State-chartered banks purchased by national banks
Total
2,363
796
1,322
:.
District of Columbia non-national bank consolidated with and into District of Columbia national bank
District of Columbia national bank purchased by District of Columbia non-national
bank
_ -_
_ . ...
District of Columbia non-national bank purchased by District of Columbia nonnational bank. _
Total
4,481
55
75
39
169
731
Approved by Comptroller of the Currency
133
94
374
National banks consolidated or merged with State-chartered banks
National banks purchased by State-chartered banks
State banks merged, consolidated, or purchased with or by other State-chartered
banks
601
Approved by State banking departments
1,332
3,615
1,641
1,400
Total for absorbed banks..
-_
11,306
9,003
909
5,214
15,126
26,432
CONVERSIONS—1950 TO D E C . 31, 1958
National banks converted into State-chartered banks,.
State-chartered banks converted into national banks.
Fiduciary Activities of National Banks
As of December 31, 1958, there were 1,724 national banks which
had been authorized by the Board of Governors of the Federal Reserve
System to exercise trust powers either full, limited or specific and one
national bank was authorized under title 12, U.S.C., section 342, to
continue administration of the trust account acquired from a State
bank by consolidation. Trust departments were being operated in
109 branches. 248 national banks or 14.38 percent were not exercising any of the trust powers granted.
During the year 1958 the Board of Governors granted 37 original
and 5 supplemental permits to national banks and the trust powers
of 27 national banks were absorbed by consolidation or merger.
There is no uniform system for carrying values of trust department
assets among corporate fiduciaries. Essentially there are two systems
employed which are the cost or appraised value of the asset and unit
value. The cost or appraised value system needs no explanation.
Unit value systems carry bonds at $1 per $1,000 and stock at $1 per
share or sometimes par value is used. A combination of both systems
is usually found in any trust department and figures taken from trust
ledgers have little meaning in relation to the actual value of the property held. The unit value system has the advantage of permitting
22
REPORT OF THE COMPTROLLER OF THE CURRENCY
assets to be set up immediately at a permanent carrying figure but
usually requires the keeping of another set of books for tax purposes.
The trust figures as to dollar value which appear in this report and
its appendix, except for figures on employee welfare and pension
benefit plans, are valuable primarily for comparative purposes from
year to year. We feel that to require national banks to furnish
market values as of any given date would place a substantial and
unjustified burden upon the banks.
Of the total liabilities for accounts held by trust departments of
national banks as of December 31, 1958, 25.10 percent was in living
trusts, 13.24 percent in court accounts, 53.40 percent in agency,
escrow, custodianship type accounts, and 8.26 percent in all other
liabilities. Figures compiled from trust departments with total
assets of $75 million and over show that 83.68 percent of the total
assets is held by 6.80 percent of the number of active trust departments. Gross earnings for 1958 were $141,473,000 which is an
increase of $12,040,000 over the previous year and an all-time high.
Common trust funds numbering 165 were operated under section
17(c) of Regulation F in 132 national banks. They showed total
ledger values for all assets of $517,345,980. Three nonnational banks
in the District of Columbia operated 3 such funds with assets of
$15,781,303 at the end of 1958.
Following a change in the report of trust examinations in the second
half of 1957, we now have available market values during 1958 for
employee benefit and pension plans of which national banks are the
trustee. These figures appear in tables 22 and 23 of the appendix.
Emergency Preparedness
In 1956, under an order issued by the Director of the Office of
Defense Mobilization (now Office of Civil and Defense Mobilization),
the Treasury Department, the Comptroller of the Currency, the
Board of Governors of the Federal Reserve System, and the Federal
Deposit Insurance Corporation are responsible for the development
of plans to encourage preparedness measures by commercial banks,
designed to insure continuity of the operations of the Nation's banking
system in the event of enemy attack. In carrying out this responsibility an Advisory Committee on Commercial Bank Preparedness
was appointed. In turn, that committee established a subcommittee,
Banking Committee on Emergency Operations, to develop a program
to guide and assist banks in planning and taking defense preparedness
measures suited to their individual requirements and intended to
enable them to continue or resume their operations in event of damage
or destruction resulting from attack on the United States.
The committees, composed of leading bankers and representatives
of the American Bankers Association, prepared and published five
booklets dealing with the subjects, Organization and Administration
of the Program in Your Bank, Personnel Protection, Continuity of
Management and Alternate Headquarters, Physical Properties, and
Duplicate or Alternate Records, and early in 1958 copies of these
booklets were distributed free of charge to every bank in the Nation.
REPORT OF THE COMPTROLLER OF THE CURRENCY
23
Since 1956, national bank examiners have been inquiring informally
of national banks located in cities where there is at least one bank,
national or state, with deposits aggregating $50 million or more, as
to their plans in the event of an emergency. Beginning at the end
of March 1958 these inquires were formalized by including a separate
page "EmergencypPreparedness Measures" in reports of examination
so as to record with respect to each national bank the answer to a
primary question as to whether an emergency preparedness program
has been formulated and, if so, the answers on a "Yes" and "No"
basis to 25 questions based upon recommendations contained in the
five booklets.
As in the case of the informal inquiries, all of the Federal bank
supervisory agencies cooperated in this effort in the examination of
banks under their respective supervision. Since this is a voluntary
program to be fitted to the needs of the individual banks, examiners
have thus far refrained from being critical of failure of any bank to
initiate action.
As of the end of 1958, the constructive results of the program are
less than might be desired. From May 1, 1958, through April 10,
1959, reports of examination of 9,000 insured commercial banks
show that only 129 of 13,124 such banks, less than 1 percent, have
record protection programs in full operation.
National Banks Acting As Travel Agents
For some time the Comptroller of the Currency has had under
review the question of whether national banks may7 act as travel agents
and whether they may participate in the carriers conference system
which establishes uniform rates of compensation, and uniform obligations to perform, on all participating travel agents.
After careful study it was concluded that national banks may, as
an incidental power, provide travel services for their customers, as
they have been doing for many years, and that they may have the
reasonable rights and benefits that flow therefrom. It was further
concluded that whether national banks may participate in the carriers'
conference system and whether they can or should enter into agreements in this connection should properly be determined by the banks
concerned and their representative counsel, based upon the facts and
circumstances of each particular case.
Advisory Boards
A survey was made to determine the extent that advisory boards
have been appointed by national banks. Only 98 national banks, in
28 States and the District of Columbia, have appointed such boards,
other than in instances connected with branch banking activities.
The largest number in one State is Texas, with 17 advisory boards,
followed by Alabama, Massachusetts, New York, Pennsylvania, and
Tennessee with five each. Twenty-two other States and the District
of Columbia have four or less. The largest membership on an advisory
board was 25 in 1 instance, followed by 2 at 24, and 1 at 20. Ten had
memberships between 10 and 19, and the remainder ranged between
1 and 9.
24
REPORT OF THE COMPTROLLER OF THE CURRENCY
Litigation
In February 1958 the Milwaukee Western Bank of Milwaukee,
Wisconsin brought suit in the United States District Court for the
District of Columbia challenging the legality of the Comptroller's
approval of a change of location of a branch of the First Wisconsin
National Bank of Milwaukee, Wisconsin. The Comptroller, acting under the authority contained in subsection (f) of K.S. 5155, as amended
(12 U.S.C. 36(f)),. had approved the removal of a branch of the First
Wisconsin National Bank from one location within the City of Milwaukee to another location within the same city. Plaintiff's motions
for a temporary restraining order, and for a preliminary injunction
were denied by the court. Subsequently plaintiff moved for an order
for voluntary dismissal and in November 1958 an order was entered
dismissing the complaint.
In June 1958, Miss Claudia Walker, a former employee of the Bank
of America National Trust and Savings Association, San Francisco,
Calif., filed in the United States District Court for the District of
Columbia, a mandamus action against the Comptroller of the Currency
to compel him to bring an action for the liquidation of the Bank of
America National Trust & Sayings Association for alleged violations
of banking statutes. A motion to dismiss filed on behalf of the
Comptroller was granted in November 1958.
Legislation
During the year 1958 the Banking and Currency Committee of the
House of Representatives continued its consideration of the proposed
Financial Institutions Act, S. 1451 and H.R. 7026. However, this
bill was not reported out of committee and was not enacted.
Legislation Enacted
Public Law 85-508, approved July 7, 1958, provided for the admission of the State of Alaska into the Union. This act contained an
amendment to the Federal Reserve Act to provide that every national
bank in any State should, within 90 days after admission into the
Union of the State in which it was located, become a member bank of
the Federal Reserve System. As a result of this legislation the nonmember national banks located in Alaska all became member banks
of the Federal Reserve System.
Public Law 85-536, approved July 18, 1958, amended Section 24
of the Federal Reserve Act by providing that loans in which the Small
Business Administration cooperates through agreements to participate
on an immediate or deferred basis under the Small Business Act shall
not be subject to the restrictions or limitations imposed upon loans
secured by real estate. The effect of this amendment was to eliminate
the requirement that in order to qualify for exemption from section 24
loans made by national banks with the cooperation or participation
of the Small Business Administration must be made to established
industrial or commercial businesses.
Public Law 85-699, approved August 21, 1958, the Small Business
Investment Act of 1958, provided for the establishment of small
REPORT OF THE COMPTROLLER OF THE CURRENCY
25
business investment companies, the primary function of which shall
be to provide a source of needed equity capital for small business concerns in the manner and subject to the conditions prescribed in the
Act. This Act provides that shares of stock in small business investment companies shall be eligible for purchase by national banks,
except that no national bank may hold shares in small business
investment companies in an amount aggregating more than 1 % of its
capital and surplus.
Public Law 85-748, approved August 25, 1958, amended K.S.
5200, as amended (12 U.S.C. 84), limiting loans by national banks to
any one borrower to 10% of capital and surplus, by adding a new
exception as follows:
"Obligations insured by the Secretary of Agriculture pursuant
to the Bankhead-Jones Farm Tenant Act, as amended, or the
Act of August 28, 1937, as amended (relating to the conservation
of water resources), shall be subject under this section to a
limitation of 15 per centum of such capital and surplus in addition to such 10 per centum of such capital and surplus."
Public Law 85-836, approved August 28, 1958, the Welfare and
Pension Plans Disclosure Act, provided that each administrator of an
employee welfare benefit plan or an employee pension benefit plan
as defined in the act shall publish in accordance with the terms of the
act to each participant or beneficiary covered thereunder (1) a description of the plan and (2) an annual financial report, containing
information prescribed in the act. Each such administrator is also
required to file with the Secretary of Labor two copies of the description of the plan and each annual report thereon.
The act provides that it shall not apply to an employee welfare or
pension benefit plan if such plan is administered by an instrumentality
of the Federal Government. Since national banks have been held
to be instrumentalities of the United States the extent to which this
act applies to plans administered by national banks ir unclear.
National Banks Placed in Receivership
There was only one national bank placed in receivership during the
current year. On March 17, 1958 the Comptroller of the Currency
appointed the Federal Deposit Insurance Corporation as receiver of
the insolvent First National Bank of Halfway, Halfway, Oreg. By
December 1, 1958 all creditors' proven claims had been paid in full
with accrued interest from liquidation of the bank's assets, collections
from a defaulting officer, and the surety on his bond. The Comptroller of the Currency on that date called a meeting of shareholders
for January 9, 1959, as required under the provisions of 12 U.S.C,
section 197, in order that they might vote either to have the receivership continued for their benefit, or to elect an agent who would
assume the final liquidation responsibilities.
Examinations Conducted
The National Bank Act requires that each national bank be
examined at least twice each year in order that the Comptroller may
be kept currently informed of its condition and require such correc
26
REPORT OF THE COMPTROLLER OF THE CURRENCY
tions as are deemed necessary with a view to maintaining each bank
in sound condition. However, the Comptroller is authorized to
waive an examination with respect to any particular bank not more
frequently than once in any 2-year period. In addition to the regular
examinations, special examinations are conducted of banks the condition of which is regarded as unsatisfactory. Also, the District Code
authorizes the Comptroller to examine each nonnational bank and
trust company in the District of Columbia.
During the year ended December 31, 1958, 7,142 examinations of
banks, 6,104 examinations of branches, 1,566 examinations of trust
departments, and 62 examinations of affiliates were conducted.
Four State banks were examined in connection with consolidations
and mergers with, or purchase by, national banks, and 11 State banks
were examined in connection with conversions to national banks.
Investigations were conducted in connection with applications for 32
new charters and 467 new branches.
Organization and Staff
On December 31, 1958, the total personnel of the Office of the
Comptroller of the Currency consisted of 1,144 persons, 195 of whom
were employed in the Washington office, including 32 in the Federal
Reserve Issue and Redemption Division, the operating expense of
which is borne by the Federal Reserve Banks. The total number
employed in the Washington office increased by one during the year.
The total number in the field increased by 37 during the year 1958.
The major segment of the field personnel consists of the national
bank examining staff and, during the year, 18 national bank examiners
left the service by resignation, retirement, and due to deaths, and
1 was promoted to Assistant Chief National Bank Examiner in the
Washington office. Also during the year, 28 assistant examiners
were promoted to examiner status, resulting in a net increase of 9
examiners. As to the staff of assistant examiners, 69 left the service
during the year by resignation, retirement, promotion to examiner,
etc., and 97 new assistant examiners were added to the staff, a net
increase of 28. There were 12 District Chief National Bank examiners, 250 National Bank examiners, and 574 assistant National Bank
examiners in the field service at the end of the year.
District Chief National Bank Examiner William B. Baker, who
was in charge of the Philadelphia office, retired on September 30,
1958, and was succeeded by Marshall Abrahamson, who had been
serving as an Assistant Chief National Bank Examiner in the Washington office. William A. Robson, a national bank examiner from
the Kansas City district, succeeded Mr. Abrahamson as Assistant
Chief National Bank Examiner.
The employee training programs for examiners and assistants,
mentioned in previous reports, were continued during the year, and
at the year end 288 examiners and assistants had completed the
courses given in the interagency school established jointly in 1952
by the Comptroller of the Currency, the Board of Governors of the
Federal Reserve System, and the Federal Deposit Insurance Cor-
27
REPORT OF THE COMPTROLLER OF THE CURRENCY
poration. Courses at the Graduate Schools of Banking, given at
Kutgers University, the University of Wisconsin, the University of
Washington, the University of Louisiana, and Southern Methodist
University, had been completed by 68 examining staff members at
the year end and 18 were still enrolled in courses at these schools.
Extension courses given by the American Institute of Banking had
been completed by 302 members of the examining staff at the year
end and 246 were still enrolled in these courses.
In conformity with a Federal Government-wide program to reduce
to writing promotion procedures so that all employees might be
familiar with promotion requirements and the standards applied in
making promotions, such plans were formulated and circulated to all
employees during the year for their review and comment following
which the plans were adopted, effective January 1, 1959.
The following table which has appeared in previous reports is again
included to demonstrate how the work of the 1,144 employees is
organized and their services utilized:
Assistant examiners, asExecutive sistant counsel,
or super- administrative
visory
assistants, auditors, secretaries, typists,
clerks
Division
Total
I. EXECUTIVE ORGANIZATION
(Policy and general supervision, all located in Washington, D.C.)
Comptroller of the Currency _ _ _
Deputy Comptrollers
Chief National Bank Examiner
__ __
__
1
3
1
12
13
3
6
2
5
6
11
n. FIELD ORGANIZATION
(Located in 12 Federal Reserve districts)
District Chief National Bank Examiners.
Policy and supervision, subject to executive staff in group I,
above, of allfieldactivities.
National Bank Examiners
Perform examinations of 4,593 banks, 4,401 branch offices, and
make investigations of new branch and charter applications, etc.
Assistant National Bank Examiners
Assist National Bank Examiners.
12
1 2 3 113
250
125
250
574
574
262
687
949
8
J 2 3 4 26
34
III. WASHINGTON STAFF ORGANIZATION
Assistant Chief National Bank Examiners, Receive and analyze all reports of examination of national and District banks,
and investigation reports on new branches and charters. Make
recommendations to executive staff in group I, above, as to dispositions of cases, and prepare letters to banks, District Chiefs,
and others. Confer with bankers, executive and staff representatives of the Federal Reserve System and the Federal Deposit Insurance Corporation, and District Chief National Bank
Examiners, regarding banking and supervisory matters. One
Assistant Chief also serves as head of the Personnel and Administrative Division, and one also serves as head of the field organization educational programs.
See footnotes at end of table.
28
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assistant examiners, asExecutive sistant counsel,
or super- administrative
visory
assistants, auditors, secretaries, typists,
clerks
Division
Total
in. WASHINGTON STAFF OHQANIZATION—continued
(6) Organization Division. _
_
Supervises activities of all national and District banks as to
corporate and organization matters; i.e., new charters, branches,
consolidations, mergers, purchase and assumption cases, sale of
new capital stock, stock dividends, articles of association, etc.
Final decisions made by executive staff in group I, above, after
review with recommendations by Assistant Chief National Bank
Examiners, and usually with the benefit of facts and recommendations furnished by District Chief National Bank Examiners
and National Bank Examiners.
(c) Legal Division
Serves as counsel for the Comptroller of the Currency. Considers all legal matters arising in the organization, operation,
merging, and discontinuance of national and District banks.
Prepares opinions, rulings, and correspondence on legal questions. Assists on all legislative matters. Exercises general
supervision over conduct of litigation.
(d) Personnel and Administrative Division.
_
Performs functions relating to recruitment, transfer, promotion, separation, retirement, time and leave. Supervises and
includes personnel in mail and files section, supply and duplicating section, stenographic pool, and messenger pool.
(e) Reports and Precedents Division
Maintains all legal and policy precedents; receives reports of
examination of all national and District banks from District
Chief National Bank Examiners for binding, recording, and
distribution. Supervises and places orders for printing work
that pertains to examining division and the field organization.
(/) Statistical Division
.._.
Compiles data indicative of banking trends for the information of the Comptroller and his staff, Congress, other banking
agencies, bankers, economists, and others through examination
and tabulation of data incorporated in call reports of condition
and reports of earnings and dividends of national and District
banks.
(g) Auditor for the Comptroller.
Accountable to the Comptroller of the Currency only. Maintains audits for the Comptroller of all accounts covering funds
under control of the Disbursing Office including detailed audits
of all collections and disbursements of funds; prepares and submits periodic audit reports to Comptroller; tabulates information and statistics on special subjects.
(h) Disbursing Division
Receives all checks in payment of fees for examinations and
makes deposits to the Comptroller's Treasury account. Maintains accounts covering funds of Examining Division and of
Federal Reserve Issue and Redemption Division and makes all
disbursements from these accounts covering payrolls, travel
vouchers, and miscellaneous expenses. Makes all purchases of
equipment and supplies from Examining Division funds.
(0 Federal Reserve Issue and Redemption Division
All expenses of this division paid by Federal Reserve banks.
Handles the issuance and redemption of Federal Reserve currency as provided under the Federal Reserve Act. Maintains
detailed records of all shipments of original currency issues and
of unfit currency notes destroyed.
1 2 3 4 18
14
»3
1 2 3 4 6 24
• Secretarial.
Typists.
a Clerical.
* Administrative.
«Attorney.
Messengers.
6
25
1233
123 21
23
123 79
23
Grand total-.
22
1 2 3 « 23
25
1 2 3 3 30
32
161
184
854
1,144
7 Accountants.
• Money counters.
REPORT OF THE COMPTROLLER OF THE CURRENCY
29
Expenses of the Bureau
The total cost of bank supervision for the current year was
$1,340,838.42 more than the total cost for the year 1957, although
certain expense items showed decreases for the year 1958. Increases
in salaries of $925,478.46 for the year 1958, are very largely the result
of the Federal Employees Salary Increase Act of 1958, approved June
20, 1958, increasing salaries of Federal employees retroactively to
January 12, 1958. Increases in Employer's Civil Service Ketirement
contributions of $286,842.84 for the year 1958, resulted from provisions
of an amendment to the Civil Service Retirement Act, effective July
14, 1957, requiring such contributions of funds. An increase of
$138,090.02 in per diem costs for the year 1958, is largely attributable
to a statutory increase in per diem allowances from $10 to $12, which
was made effective in the Comptroller's office on May 1, 1957.
Increases in additional expense categories aggregated $24,346.55.
The decreases in other cost items amounted to $33,919.45.
Funds used in payment of the bank supervision costs are derived
from assessments against the banks supervised. All costs of operating
the division which handles the currency issue and redemption functions
are paid by the Federal Reserve banks.
Summary statement of the operating expenses of the Bureau for the year ended Dec.
81, 1958
Bank supervision
Salaries
Per diem
Transportation
Supplies
Printing, books, and periodicals
Rent
Furniture and fixtures
Communications
Fixed charges
Maintenance
Treasurer's Federal Reserve note vault expense
Employer's F.I.O.A. and insurance fund contributions.
Employer's civil service retirement contributions
Miscellaneous
Total
Currencyissue and
redemption
Total
$7,459,908.86
1,544,780.75
549,037.44
22,235.64
65,368.25
146,756.61
29,241.32
51,998. 54
0
0
0
23,741.15
479,418.95
28,367.85
$152,265. 93 $7,612,174. 79
0
1,544,780. 75
0
549,037.44
434. 72
22,670. 36
0
65,368. 25
0
146, 756. 61
0
29,241.32
475. 01
52, 473. 55
14,761.08
14,761.08
4,981. 05
4,981.05
11,628.00
11,628.00
464. 61
24,205. 76
9,851.11
489,270. 06
5, 590.26
33,958.11
10,400,855.36
200,451. 77 10,601,307.13
A comparison of the assets and liabilities of the banks in the national
banking system as of December 31, 1957, March 4, June 23, September
24, and December 31, 1958, reported pursuant to calls for condition
statements by the Comptroller of the Currency, is shown in the
following table.
511823—59
3
Assets and liabilities of national banks on dates indicated
CO
O
[In thousands of dollars]
Dec. 31,1957
(4,627 banks)
Mar. 4,1968
(4,622 banks)
June 23,1968
(4,606 banks)
Sept. 24,1968
(4,599 banks)
Dec. 31,1958
(4,585 banks)
ASSETS
Loans and discounts, including overdrafts
-.__
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stocks of Federal Reserve banks.
50,602,277
31,335,767
2,309
7,495,878
1,880,706
267,049
49,688,857
31,795,874
2,393
7,626,441
1,927,818
271,708
50,902,433
34,599,192
2,813
8,364,896
2,045,247
274,438
50,664,772
35,281,644
3,430
8,688,802
1,948,482
277,829
52,796,224
35,821,327
3,433
8,845,522
1,836,523
281,419
Total loans and securities
_
_
Cash, balances with other banks, including reserve balances, and cash items in process of
collection...
_
_
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises.Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
_
91,488,986
91,813,091
96,189,019
96,864,969
99,684,448
26,865,134
1,187,155
36,487
116,139
374,518
272,846
186,375
23,633,476
1,212,207
38,386
118,621
437,646
276,359
212,350
24,032,436
1,252,651
40,858
121,766
334,949
263,311
233,825
23,361,568
1,292,535
38,664
126,150
288,394
272,093
210,456
26,864,820
1,326,352
33,576
127,075
321,852
538,844
120,522,640
117,242,136
122,468,815
122,454,819
128,796,966
58,715,522
29,138,727
2,424,137
7,878,315
9,483,436
1,796,174
55,043,742
29,882,234
2,174,693
8,018,405
8,688,328
1,418,851
55,115,495
31,329,692
4,994,800
8,611,982
8,685,161
1,669,619
56,580,477
32.215,034
2,569,006
8,042,579
8,959,581
1,430,623
61,785,222
32,614,707
2,574,937
8,426,763
9,809,186
1,875,313
109,436,311
117,086,128
Total assets
_
_
o
%
LIABILITIES
Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U.S. Government and postal savings
Deposits of States and political subdivisions
Deposits of banks
._
Other deposits (certified and cashiers' checks, etc.)
__-
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and other real estate
Acceptances outstanding
_
,
Income collected but not yet earned
Expenses accrued and unpaid
_
_
Other liabilities
Total liabilities
._..
__
105,226,253
110,406,749
109,797,300
77,880,965
81,555,846
7% 487,659
82,788,594
76,681,195
84,725,554
74,888,601
85,468,799
38,324
1,522
388,516
576,713
557,082
430,955
610,019
1,034
449,038
566,634
722,667
423,669
491,502
1,062
345,382
593,004
621,317
534,145
998,291
1,475
299,253
43,035
1,626
330,616
682,941
434,126
1,666,760
111,429,423
107,999,314
112,993,161
112,834,035
119,128,165
81,851,799
85,784,8X9
9
CAPITAL ACCOUNTS
Capital stock (see memoranda below)
..
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts
2,806,213
4,416,426
1,618,857
251,721
2,842,903
4,448,129
1.694,533
257,257
2,867,859
4, 514,485
1,839,600
253,710
2,930,459
4, 558,635
1,862,819
268,871
2, 951, 279
4, 718,459
1, 711, 435
287,628
9,093,217
9,242,822
9,475,654
9,620, 784
9,668,801
120, 522,640
117,242,136
122, 468,815
122,454,819
128,796,966
3,585
175
2,802,453
2,568
175
2,840,160
2,743
2,865,116
3,492
2,926,967
3,492
2,947,787
2,806,213
2,842, 903
2,867,859
2,930,459
2,951,279
3,760
200
2,743
200
2,943
3,692
2,943
2,943
3,692
14,749, 503
17,339,672
O
MEMORANDA
Par value of capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total
Retirable value of preferred capital stock:
Class A preferred stock
Class B preferred stock
Total
Assets pledged or assigned to secure liabilities and for other purposes (including notes and
bills rediscounted and securities sold with agreement to repurchase)
14, 507,686
o
16,444,619
15,977,013
i
W
O
*1
o
CO
32
REPORT OF THE
COMPTROLLER OF THE
CURRENCY
TRENDS IN BANKING
The following table shows the changes that have occurred in recent
years in the relationships of the major asset and liability accounts of
national banks to the aggregate of assets and liabilities.
Distribution of assets and liabilities of national banks, Dec. 31, 1955-58
1955
1956
1957
1958
Percent
29.62
6.15
.17
1.74
Percent
26.91
5.97
.17
1.36
Percent
26.00
6.22
.18
1.60
Percent
27.81
6.87
.18
1.47
37.68
34.41
34.00
36.33
38 29
12.68
9.97
.85
.02
.51
40 99
13.27
9.74
.93
.03
.63
41 90
12.77
9.53
.98
.03
.79
40 99
12.21
8.65
1.03
.03
.76
100. 00
100.00
100. 00
100. 00
51.16
22.11
2.07
6.45
8.19
1.64
50.62
22.32
2.00
6.34
8.37
1.68
48.72
24.18
2.00
6.53
7.87
1.50
47.97
25.32
1.99
6.54
7.62
1.46
Total deposits
91.62
91.33
90.80
90.90
Demand deposits
67.60
24.02
1 40
67.14
24.19
1 47
64.62
26.18
1 65
63.16
27.74
1 59
2.17
3 37
1.44
2.24
3 52
1.44
2.33
3 67
1.55
2.29
3 67
1.55
ASSETS
Securities:
U.S Government, direct and guaranteed
Obligations of States and political subdivisions.. .__
Stock of Federal Reserve banks
Other bonds and securities
.
Total securities
Loans and discounts
Cash and balances with other banks, excluding reserves.
Reserve with Reserve banks
Bank premises, furniture and fixtures.. _
___ _
Other real estate owned
All other assets
Total assets
.
LIABILITIES
Deposits:
Demand of individuals, partnerships, and corporations
Time of individuals, partnerships, and corporations
U S Government
States and political subdivisions
Banks
.
-Other deposits (including postal savings)
Time deposits
O t h e r liabilities
Capital funds:
_
.
_ _
. . _ _ _ _ _ _ .
Capital stock
Surplus
Undivided profits and reserves
Total capital funds
Total liabilities and capital funds
___
_ _
6.98
7.20
7.55
7.51
100. 00
100. 00
100. 00
100.00
EARNINGS, EXPENSES, AND DIVIDENDS OF NATIONAL BANKS FOR
YEAR ENDED DECEMBER 31, 1958
Summaries of the earnings, expenses, and dividends of national
banks for the years ended December 31, 1957 and 1958, are shown
in the following table.
REPORT OF THE COMPTROLLER OF THE CURRENCY
33
Earnings, expenses, and dividends of national banks for years ended Dec. 31, 1957
and 1958
[In millions of dollars]
1958
1957
Change
since
1957
Number of banks i
Capital stock (par2 value)2
Capital accounts
4,585
2, 875.1
9, 412. 6
4,627
2, 716. 9
8, 769. 8
+158. 2
+642.8
Earnings from current operations:
Interest and dividends on—
U.S. Government obligations
Other securities
Interest and discount on loans
Service charges on deposit accounts
Other current earnings
839.1
267.6
2, 739.2
269.6
423.4
782.1
225.4
2, 631.1
244.1
401.1
+57.0
+42.2
+108.1
+25.5
+22.3
4, 538. 9
4,283. 8
+255.1
1, 263.9
762.3
125.9
91.2
726.9
1,189. 4
635.8
116.3
79.5
686.2
+74.5
+126.5
+9.6
+11.7
+40.7
2,970. 2
2, 707. 2
+263.0
1, 568. 7
1, 576. 6
-7.9
Total
Current operating expenses:
Salaries, wages, and fees
Interest on time deposits (including savings deposits)
Taxes other than on net income
Recurring depreciation on banking house, furniture, and fixtures.
Other current operating expenses
Total
Net earnings from current operations
Recoveries, transfers from valuation reserves, and profits:
On securities:
Recoveries
Transfers from valuation reserves
Profits on securities sold or redeemed
On loans:
Recoveries
Transfers from valuation reserves
Allother
Total
Losses, charge-offs, and transfers to valuation reserves:
On securities:
Losses and charge-qfls
Transfers to valuation reserves
On loans:
Losses and charge-ofls
Transfers to valuation reserves
Allother
Total
Profits before income taxes
Taxes on net income:
Federal
State
Total
See footnotes at end of table.
-42
5.5
33.1
353.1
4.2
14.3
31.1
11.3
27.6
30.6
9.5
15.1
17.4
461.1
91.6
+1.3
+18.8
+322.0
+1.8
+12.5
+13.2
+369. 5
54.8
159.7
119.0
37.9
-64.2
+121.8
11.6
157.7
66.6
11.7
177.2
47.2
+19.4
-.1
-19.5
393.1
+57.3
1, 579. 4
1, 275.1
+304. 3
658. 6
31.7
522.7
22.5
+135. 9
+9.2
690.3
545.2
+145.1
450.4
34
REPORT OF T H E
COMPTROLLER
OF T H E
CURRENCY
Earnings, expenses, and dividends of national banks for years ended Dec. 31, 1957
and 1958—Continued
[In millions of dollars]
1958
Net profits before dividends
Cash dividends declared:
On preferred stock
On common stock
Total..
-
Memoranda items:
Recoveries credited to valuation reserves (not included in recoveries above) :
On securities
On loans
Losses charged to valuation reserves (not included in losses
above):
On securities
On loans
Stock dividends (increases in capital stock)
Ratios:
Expenses to gross earnings
_.
_
Net profits before dividends to capital accounts
Cash dividends to capital stock
Cash dividends to capital accounts.
-
Change
since
1957
1957
889.1
729.9
+159.2
.2
392.8
s.2
363.7
.0
+29.1
393.0
363.9
+29.1
6.9
38.9
1.6
29.5
+5.3
+9.4
12.6
76.8
108.5
32.1
62.7
64.7
-19.5
+14.1
+43.8
Percent
65.44
9.45
13.67
4.18
Percent
63.20
8.32
13.39
4.15
Percent
+2.24
+1.13
+.28
+.03
1
Number at end of period. Remaining figures include earnings, expenses, etc., of those banks which
were
in operation a part of the year but were inactive at the close of the year.
a
Figures are averages of amounts reported for the June and December call dates in the current year and
the December call date in the previous year.
3 Revised.
NOTE.—Figures are rounded to the nearest tenth of a million and may not equal totals.
STRUCTURAL CHANGES IN THE NATIONAL BANKING
SYSTEM
The authorized capital stock of the 4,581 national banks in existence
on December 31, 1958, consisted of common capital stock aggregating
$2,958,859,229, a net increase during the year of $156,408,877, and
preferred capital stock of $3,491,670, a net decrease during the year
of $268,000. These figures exclude four banks which furnished
reports of condition in response to the call, although two of them
had converted into State banks, one had consolidated with another
national bank, and one had gone into voluntary liquidation and was
succeeded by another national bank, all effective as of the close of
business on December 31.
In addition to the 43 applications with proposed common capital
stock of $9,450,000 carried over from the previous year, 60 applications were received to organize national banks and to convert State
banks into national banking associations with proposed capital stock
of $28,578,000. Of these applications, 26 with proposed common
35
REPORT OF THE COMPTROLLER OF THE CURRENCY
capital stock of $21,565,000 were approved; 13 with proposed common
capital stock of $3,325,000 were rejected; and the remainder had been
abandoned or were still pending on December 31. From the applications carried over from the previous year and those approved
during 1958, 24 national banking associations with common capital
stock of $7,650,000 were authorized to commence business. Of the
charters issued, six with common capital stock of $3,200,000 resulted
from the conversions of State banks.
Changes in the number and capital stock of national banks during
the year ended December 31,1958, are shown in the following summary.
Organization, capital stock changes, and national banks closed as reported during
the year ended Dec. 81, 1958
Number
of banks
Increases:
Banks newly chartered:
Primary organizations
Reorganizations
Conversions of State banks
Capital stock:
Preferred: 1 case by new issue
Common:
172 cases by statutory sale
393 cases by statutory stock dividend
1 case by stock dividend under articles of association.
22 cases by statutory consolidation
18 cases by statutory merger
Total increases..
Decreases:
Banks ceasing operations:
Voluntary liquidations:
Succeeded by national banks
Succeeded by State banks
Statutory consolidations
Statutory mergers
Conversions into State banks
Merged or consolidated with State banks (Public
Law 706)
Receivership
Capital stock:
Preferred: 4 cases by retirement
Common:
3 cases by statutory reduction
3 cases by statutory consolidation
2 cases by statutory merger
Total decreases_
Net change
.,
Charters in force Dec. 31,1957, and authorized capital stock
Charters in force Dec. 31,1958, and authorized capital stock
18
Capital stock
Common
Preferred
$4,450,000
3,200,000
$800,000
38,913,756
108,471,131
35,000
13, 520,000
4, 531, 500
24
173,121,387
800,000
2,850,000
2,245,000
275,000
10,875,000
25,000
1,068,000
89,010
257,500
96,000
16,712, 510
1,068,000
-45
156,408,877
2,802,450, 352
-268,000
3,759, 670
4,581
2,958,859,229
3,491,670
36
REPORT OF THE COMPTROLLER OF THE CURRENCY
NATIONAL BANK NOTES OUTSTANDING
There were, as of December 31, 1958, $58,709,057 of national bank
notes outstanding.
ASSETS AND LIABILITIES OF ALL BANKS IN THE UNITED STATES AND
POSSESSIONS
The total assets of all classes of active banks in the United States and
possessions on December 31, 1958, amounted to $277,880 million, an
increase of $18,692 million since December 31, 1957.
The total deposits at the end of 1958 amounted to $251,332 million,
an increase of $17,154 million over 1957. Included in the latter
aggregate are deposits of individuals, partnerships, and corporations
of $209,676 million, an increase of $14,134 million in the year. Deposits of the U.S. Government, including postal savings deposits, were
$4,666 million, an increase of $373 million; deposits of States and
political subdivisions amounting to $14,722 million showed an increase
of $1,067 million, and deposits of banks of $18,204 million were $1,157
million more than in 1957.
Loans and discounts amounted to $122,287 million in December
1958 after deducting reserves of $2,188 million for possible future
losses. The net loans were $6,527 million over the amount reported
as of the end of 1957. Commercial and industrial loans of $40,771
million were $54 million less than the 1957 figure; real estate loans of
$48,786 million were up $4,280 million, and all other loans of $34,918
million increased $2,489 million.
The banks held obligations of the U.S. Government, direct and
guaranteed, of $73,935 million in December 1958, an increase of $7,869
million in the year. Obligations of States and political subdivisions
held amounted to $17,311 million, an increase of $2,641 million, and
other securities held amounted to $9,079 million, an increase of $697
million. The total of all securities held at the end of 1958 was
$100,325 million, and represented 36 percent of the banks' total assets.
At the end of the previous year the ratio was 34 percent.
Cash and balances with other banks, including reserve balances, in
1958 were $50,147 million, an increase of $608 million since the previous year end.
Total capital accounts were $21,822 million, compared to $20,537
million at the end of 1957, an increase of 6 percent.
A statement of the assets and liabilities of all classes of active banks
at the end of December 1957 and 1958 follows.
37
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of all banks in the United States and possessions, 1957 and 1958
[In millions of dollars]
Dec. 31,
1958
Number of banks
Dec. 31,
1957
Change
since
1957
14,034
14,103
-69
48, 786
723
44, 506
731
+4, 280
4,698
4,250
+448
814
4,179
40, 771
21, 034
3,470
462
3,624
40,825
20, 512
2,850
+352
+555
-54
+522
+620
124,475
2,188
117, 760
2,000
+6, 715
+188
122, 287
115, 760
+6, 527
73, 935
17,311
7,661
1,418
66,066
14, 670
7,092
1,290
+7, 869
+2, 641
+569
+128
100, 325
i9,118
+11, 207
3,452
3,533
-81
46, 695
2,578
66
46,006
2,330
63
+689
+248
204
868
1,405
175
1,004
1,199
-136
+206
277, 880
259,188
+18, 692
115,664
94, 012
4,666
14, 722
18,204
4,064
110,139
85,403
4,293
13, 655
17,047
3,641
+5, 525
+8, 609
+373
+1, 067
+1,157
+423
Total deposits
251,332
234,178
+17,154
Demand deposits
Time deposits
150, 902
100, 430
144, 210
+6,692
+10,462
907
3,723
1,048
3,327
-141
+396
256,058
238, 651
+17,407
58
19
5,491
11,207
4,258
49
18
5,241
10, 547
4,010
+250
+660
+248
789
672
+117
ASSETS
Real estate loans
Loans to banks
Loans to brokers and dealers in securities and other loans for the
purpose of purchasing or carrying securities
Loans to farmers directly guaranteed by the Commodity Credit
Corporation
Other loans to farmers
Commercial and industrial loans (including open-market paper)
Other loans to individuals
All other loans (including overdrafts)
Total gross loans
Less valuation reserves
Net loans
U.S. Government obligations, direct and guaranteed
Obligations of States and political subdivisions
Other bonds, notes, and debentures..
Corporate stocks, including stocks of Federal Reserve banks
Total securities
Currency and coin
Balances with other banks, including reserve balances, and cash
items in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
C ustomers' liability on acceptances outstanding
Other assets
Total assets
+3
+29
LIABILITIES
Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
U.S. Government and postal sayings deposits
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Other liabilities
Total liabilities
-2
CAPITAL ACCOUNTS
Capital notes and debentures
Preferred stock
Common stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock and capital notes
and debentures
Total capital accounts
Total liabilities and capital accounts
21,822
277,8
+9
+1
20, 537
+1, 285
259,188
+18,692
NOTE.—Figures for nonnational banks obtained from the Federal Deposit Insurance Corporation.
38
REPORT OF THE COMPTROLLER OF THE CURRENCY
REPORTS FROM BANKS
National banks in the continental United States, Alaska, the Territory of Hawaii, and the Virgin Islands of the United States were, in
accordance with the provisions of Section 5211 of the Revised Statutes,
called upon to submit four reports of condition during the year ended
December 31, 1958. Reports were required as of March 4, June 23,
September 24, and December 31. Summaries from all condition
reports, by States, are published in pamphlet form. National banks
were also required by statute to obtain reports, unless waived by the
Comptroller, of their affiliates and holding company affiliates other
than member banks as of the four dates for which condition reports
of the banks were obtained and to submit such reports to the Comptroller.
Under the general powers conferred upon him by law, the Comptroller obtained from each national bank during the period indicated
semiannual reports of earnings, expenses, and dividends; also reports
of condition of foreign branches as of December 31, 1958.
National banking associations authorized to act in a fiduciary capacity were called upon to submit reports of their trust departments as
of the close of business on December 31, 1958.
In accordance with the code of law for the District of Columbia,
banks other than national in the District were required to make to
the Comptroller condition reports and reports of earnings, expenses,
and dividends identical with those obtained from national banks
during the year.
Detailed figures from reports of condition and earnings and dividends
will be found in the appendix of this report.
AFFILIATES AND HOLDING COMPANY AFFILIATES OF NATIONAL
BANKS
The Federal statute requires each national bank to obtain and submit to the Comptroller periodically reports of its affiliates, as defined in
sections 2 (b) and (c) of the Banking Act of 1933, as amended. However
section 21 of the Federal Reserve Act, as amended, provides in part
that the Comptroller may waive the requirement for the submission
of the report of an affiliate if in his judgment such a report is not
necessary to disclose fully the relations between an affiliate and a bank
and the effect thereof upon the affairs of the bank. Pursuant to this
latter section the Comptroller's waiver of requirement for reports of
affiliates provides principally that reports of affiliates (other than holding company affiliates) need not be submitted and published in a
newspaper unless the affiliate is indebted to the national bank or the
bank owns obligations of the affiliate and the aggregate of such indebtedness and/or investment is carried as an asset on the bank's
books at a value in excess of $5,000, or 1 percent of the bank's capital
and surplus, whichever is the greater.
REPORT OF THE COMPTROLLER OF THE CURRENCY
39
At the end of December 1958, 365 member national banks in the
United States submitted 412 reports of affiliates. Included in these
figures are 205 banks in 28 States which are members of 29 holding
company groups. The number of banks in each holding company
group varied from 1 to 58. The actual number of reporting affiliates
and holding company affiliates was 242.
In addition there was one nonnational bank in the District of Columbia which is a member of the Federal Reserve System that reported
one affiliate to the Comptroller pursuant to the provisions of the code
of law for the District of Columbia.
ISSUE AND REDEMPTION OF NOTES
There were 668 shipments of new Federal Reserve notes (458,567,000
notes—aggregate value $5,585,420,000) made to Federal Reserve
agents and Federal Reserve branch banks. In addition, there were
29 deliveries of such notes (10,722,000 notes—aggregate value $189,100,000) made to the Treasurer of the United States.
There was a total of 5,212 lots of unfit Federal Reserve notes and
Federal Reserve bank notes (490,342,204 notes—aggregate value
$5,914,582,789) received for verification and certification for destruction.
There were 30 lots of national bank notes (124,979 notes— aggregate
value $2,141,890) received for verification and certification for destruction.
There was a total of 231,968 badly damaged Federal Reserve notes,
Federal Reserve bank notes and national bank notes (aggregate value
$4,075,401) presented, by the Treasurer of the United States, for
identification approval.
APPENDIX
41
CONTENTS
TABLES
No. 1. Comptrollers and Deputy Comptrollers of the Currency since
1863
No. 2. Total number of national banks organized, consolidated and
merged under act Nov. 7, 1918, as amended, insolvent, in voluntary liquidation, converted into and merged or consolidated
with State banks under Public Law 706 (12 U.S.C. 214) and in
existence on Dec. 31, 1958
No. 3. National banks chartered during the year ended Dec. 31, 1958
No. 4. National banks chartered which were conversions of State banks
during the year ended Dec. 31, 1958
No. 5. National banks reported in voluntary liquidation during the year
ended Dec. 31, 1958, the names of succeeding banks in cases of
succession, with date of liquidation and capital stock
No. 6. National banks merged or consolidated with and into State banks
under the provisions of Public Law 706 (12 U.S.C. 214), approved Aug. 17, 1950, and the laws of the States where the
banks are located, during the year ended Dec. 31, 1958, with
the effective date and the capital stock
No. 7. National banks converted into State banks under the provisions
of Public Law 706 (12 U.S.C. 214) approved Aug. 17, 1950, and
the laws of the States where the banks are located, during the
year ended Dec. 31, 1958, with the effective date and the capital
stock
No. 8. Purchases of State banks by national banks reported during the
year ended Dec. 31, 1958, with title, location and capital stock
of the State banks and effective dates of purchase
No. 9. Consolidations of national banks, or national and State banks,
during the year ended Dec. 31, 1958, under sees. 1, 2, and 3 of
the act of Nov. 7, 1918, as amended
No. 10. Mergers of national banks, or national and State banks, during
the year ended Dec. 31, 1958, under sees. 4 and 5 of the act of
Nov. 7, 1918, as amended
No. 11. Number of domestic branches of national banks authorized during
the year ended Dec. 31, 1958
No. 12. Number of branches of national banks closed during the year
ended Dec. 31, 1958
No. 13. Principal items of assets and liabilities of national banks, by size
of banks, according to deposits, Dec. 31, 1957 and 1958
No. 14. Number of national banks in United States and possessions with
surplus fund equal to or exceeding common capital stock, and
the number with surplus fund less than common capital stock,
1942 to 1958
No. 15. Dates of reports of condition of national banks, 1914-58
No. 16. Assets and liabilities of national banks on Mar. 4, June 23, Sept.
24, and Dec. 31, 1958
No. 17. Fiduciary activities of national banks as of Dec. 31, 1958
No. 18. Fiduciary activities of national banks by Federal Reserve districts
as of Dec. 31, 1958
No. 19. Classification of investments under administration by the active
national bank trust departments, Dec. 31, 1958
No. 20. Fiduciary activities of national banks by States as of Dec. 31,
1958
No. 21. General comparative figures of fiduciary activities
No. 22. National banks administering employee benefit trusts and agencies
during 1958, by Federal Reserve districts
No. 23. National banks administering employee benefit trusts and agencies
during 1958, by States
43
45
46
48
49
49
50
51
51
52
55
58
64
65
66
67
69
123
125
126
126
129
130
130
44
REPORT OF THE COMPTROLLER OF THE CURRENCY
No. 24. Earnings, expenses, and dividends of national banks, by States,
for the year ended Dec. 31, 1958
No. 25. Earnings, expenses, and dividends of national banks, by Federal
Reserve districts, for the year ended Dec. 31, 1958
i_
No. 26. Earnings, expenses, and dividends of national banks, by size of
banks, for the year ended Dec. 31, 1958
No. 27. Earnings, expenses, and dividends of national banks, years ended
Dec. 31, 1956-58
No. 28. Number of national banks, capital stock, capital funds, net profits,
dividends, and ratios, years ended Dec. 31, 1930-58
No. 29. Total loans of national banks, losses and recoveries on loans, and
ratio of net losses or recoveries to loans, by calendar years
1939-58
No. 30. Total securities of national banks, losses and recoveries on securities, and ratio of net losses or recoveries to securities, by calendar
years 1939-58
No. 31. Foreign branches of American national banks, Dec. 31, 1958
No. 32. Consolidated statement of assets and liabilities of foreign branches
of national banks, Dec. 31, 1958
No. 33. Assets and liabilities of banks in the District of Columbia by
classes, Dec. 31, 1958
No. 34. Assets and liabilities of all banks in the District of Columbia at
date of each call during the year ended Dec. 31, 1958
No. 35. Assets and liabilities of nonnational banks in the District of
Columbia at date of each call during year ended Dec. 31, 1958_
No. 36. Earnings, expenses, and dividends of banks in the District of
Columbia, years ended Dec. 31, 1958 and 1957
No. 37. Number of banks, capital stock, capital funds, net profits, interest
and dividends, and ratios, all banks, in the District of Columbia,
years ended Dec. 31, 1930-58
No. 38. Total loans of banks in the District of Columbia, losses and recoveries on loans, and ratio of net losses or recoveries to loans, by
calendar years 1939-58
No. 39. Total securities of banks in the District of Columbia, losses and
recoveries on securities, and ratio of net losses or recoveries to
securities, by calendar years 1939-58
No. 40. Fiduciary activities of banks in the District of Columbia, Dec. 31,
1958
No. 41. Assets and liabilities of all active banks in the United States and
possessions, by classes, Dec. 31, 1958
No. 42. Assets and liabilities of all active banks in the United States and
possessions, by States and Territories, Dec. 31, 1958
No. 43. Assets and liabilities of active national banks, bv States and
Territories, Dec. 31, 1958
No. 44. Assets and liabilities of all active banks other than national by
States and Territories, Dec. 31, 1958
No. 45. Assets and liabilities of active State commercial banks, by States
and Territories, Dec. 31, 1958
No. 46. Assets and liabilities of active mutual savings banks, by States
and Territories, Dec. 31, 1958
No. 47. Assets and liabilities of active private banks, by States and
Territories, Dec. 31, 1958
No. 48. Per capita demand and time deposits of individuals, partnerships,
and corporations in all active banks, by States, Dec. 31, 1958-_
No. 49. Officials of State banking departments and number of each class
of active banks in December 1958
No. 50. Assets and liabilities of all active banks, Dec. 31, 1936 to 1958___
No. 51. Assets and liabilities of all active national banks, Dec. 31, 1936
to 1958
No. 52. Assets and liabilities of all active banks other than national,
Dec. 31, 1936 to 1958
No. 53. National bank placed in charge of receiver during year ended
Dec. 31, 1958
No. 54. Bank suspensions since inauguration of Federal deposit insurance,
years ended Dec. 31, 1934 to 1958
Page
132
140
144
147
149
150
150
151
152
153
155
156
157
159
160
162
164
165
167
176
184
192
200
205
209
211
214
215
216
217
218
REPORT OF THE COMPTROLLER OF THE CURRENCY
45
TABLE N O . 1.—Comptrollers and Deputy Comptrollers of the Currency, dates of
appointment and resignation, and States whence appointed
No.
Name
Date of appointment
Date of resignation
State
COMPTROLLEKS OF THE CURRENCY
McCulloch, Hugh
Clarke, Freeman
Hulburd, Hiland R
Knox, John Jay
Cannon, Henry W
Trenholm, William L
Lacey, Edward S
Hepburn, A. Barton
Eckels, James H
Dawes, Charles G
Ridgely, William Barret
Murray, Lawrence O
Williams, John Skelton
Crissinger, D. R
Dawes, Henry M
Mclntosh, Joseph W
Pole, John W
O'Connor, J. F . T
Delano, Preston
Gidney, Ray M
May
Mar.
Feb.
Apr.
May
Apr.
May
Aug.
Apr.
Jan.
Oct.
Apr.
Feb.
Mar.
May
Dec.
Nov.
May
Oct.
Apr.
9,1863 Mar. 8,1865
21,1865 July 24,1866
1,1867 Apr. 3,1872
25,1872 Apr. 30,1884
12,1884 Mar. 1,1886
20,1886 Apr. 30,1889
1,1889 June 30.1892
2,1892 Apr. 25.1893
26,1893 Dec. 31,1897
1,1898 Sept. 30,1901
1,1901 l Mar. 28,1908
27,1908 Apr. 27,1913
2,1914 Mar. 2,1921
17,1921 Apr. 30.1923
1,1923 Dec. 17.1924
20,1924 Nov. 20,1928
21.1928 Sept. 20,1932
11,1933 Apr. 16,1938
24,1938 Feb. 15,1953
16.1953
Indiana.
New York.
Ohio.
Minnesota.
Do.
South Carolina.
Michigan.
New York.
Illinois.
Do.
Do.
New York.
Virginia.
Ohio.
Illinois.
Do.
Ohio.
California.
Massachusetts.
Ohio.
May
Aug.
Mar.
Aug.
Jan.
Jan.
Aug.
Apr.
Mar.
Sept.
June
July
May
July
Jan.
July
July
Dec.
9,1863
1,1865
12,1867
8,1872
5,1886
27,1887
11,1890
7,1893
12,1896
1,1898
29,1899
1,1908
21,1923
1,1923
New York.
Ohio.
Minnesota.
New York.
Do.
Virginia.
Indiana.
Kentucky.
South Carolina.
New York.
District oi Columbia.
Indiana.
Illinois.
Do.
Virginia.
Maryland.
Indiana.
Washington.
Georgia.
California.
Texas.
California.
Iowa.
Do.
Do.
Nebraska.
Do.
Texas.
New York.
Virginia.
Colorado.
DEPUTY COMPTROLLERS OF THE CURRENCY
Howard, Samuel T —
Hulburd, Hiland R . . Knox, John Jay
Langworthy, John S__
Snyder, V. P
Abrahams, J. D
Nixon, R. M
Tucker, Oliver P
Coffin, George M
Murray, Lawrence O _
Kane, Thomas P
Fowler, Willis J
Mclntosh, Joseph W__
Collins, Charles W—_
Stearns, E. W
Await, F . G
Gough, E. H
Proctor, John L
Lyons, Gibbs
Prentiss, William J r . . .
Diggs, Marshall R . . - .
Oppegard, G. J
TJpham, C. B
Mulroney, A. J
McCandless, R. B
Sedlacek, L. H . — . _ . .
Robertson, J. L
Hudspeth, J. W
Jennings, L. A
Taylor, W. M
Garwood, G. W
1
Term expired.
2 Died Mar. 2, 1923.
511823—59
6,1925
1,1927
6.1927
1.1928
Jan. 24,1933
Feb. 24,1936
Jan. 16,1938
..do..
Oct.
May
July
Sept.
Oct.
Jan.
Sept.
Mar.
Feb.
1.1938
1.1939
7,1941
1,1941
1,1944
1.1949
1.1950
1.1951
18,1952
Aug. 1,1865
Jan. 31,1867
Apr. 24,1872
Jan. 3,1886
Jan. 3,1887
May 25,1890
Mar. 16,1893
Mar. 11,1896
Aug. 31,1898
June 27,1899
2 Mar. 2,1923
Feb. 14,1927
Dec. 19,1924
June 30,1927
Nov. 30,1928
Feb. 15,1936
Oct. 16,1941
Jan. 23,1933
Jan. 15,1938
do.
Sept. 30,1938
.do..
Dec. 31,1948
Aug. 31,1941
Mar. 1,1951
Sept. 30,1944
Feb. 17,1952
Aug. 31,1950
46
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 2.— Total number of national banks organized, consolidated and
merged under Act Nov. 7, 1918, as amended, insolvent, in voluntary liquidation,
converted into and merged or consolidated with State banks under Public Law
706 {12 U.S.C. 214), and in existence Dec. 81, 1958
Organized
Location
Consolidated
and merged
under Act
Nov. 7,1918,
as amended
Consolida- Mergers
tions under
under sees. 4
sees. 1, and 5
Public Law 706
(12 U.S.C. 214)
Insol- In liquivent dation
2, and 3
Maine
New Hampshire Vermont
Massachusetts
Rhode Island
Connecticut
--
Total New England States...
New York
New Jersey .
--Pennsyl vania
Delaware
Maryland
District of Columbia
--. -
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia _.
Florida
_.
Alabama
Mississippi
Louisiana
Texas
Arkansas Kentucky
Tennessee.
Total Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western States.
North Dakota
South Dakota
Nebraska
Kansas
Montana .
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States
127
81
85
375
67
125
5
3
3
30
3
9
860
53
998
419
1,283
30
142
32
1
Merged
Con- or converted solidated
to State with
banks State
banks
In existence
79
22
29
207
58
67
4
2
4
13
5
17
28
2
7
8
29
51
32
107
4
30
6
72
462
14
253
101
33
79
22
3
11
1
437
149
465
18
66
13
4
2
7
130
59
211
1
17
7
46
8
32
4
3
258
167
485
7
53
5
2,904
222
37
425
1,148
4
93
975
253
193
155
126
190
188
181
82
113
1,215
150
249
215
19
11
7
8
8
2
4
5
3
43
1
10
7
1
28
38
44
43
42
42
45
16
16
141
39
37
36
74
67
58
49
86
41
62
34
53
570
55
110
94
3,310
128
5
567
701
439
935
323
275
495
549
295
30
13
17
11
9
8
4
11
1
3
1
98
227
77
54
116
204
58
4,012
103
5
946
259
220
405
447
196
63
220
88
746
3
12
1
6
3
2,644
1
2
2
i
l
131
77
43
25
51
103
69
27
41
457
55
88
75
1,353
328~
204
295
154
115
192
242
147
11
4
1,242
2
1
3
2
2
1
228
123
394
75
97
179
97
75
6
7
1,268
12
100
93
83
76
76
12
55
25
84
1,677
118"
81
198
196
76
26
84
36
453
42
604
1,268
5
1
1
1
1
2
3
4
2
38
34
123
169
41
25
76
27
197
730
=====
47
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 2.—Total number of national banks organized, consolidated and
merged under Act Nov. 7, 1918, as amended, insolvent, in voluntary liquidation,
converted into and merged or consolidated with State banks under Public Law
706 {12 U.S.C. 214), and in existence Dec. 81, 1958—Continued
Organized
Location
Washington
Oregon
California
Idaho
Utah
Nevada
Aiizona
_._
_ _
- -
Total Pacific States
Alaska
The Territory of Hawaii
Puerto Rico
Virgin Islands of the United States.
Total possessions
Consolidated
and merged
under Act
Nov. 7,1918,
as amended
Consolida- Mergers
tions under
under sees. 4
sees. 1, and 5
2, and 3
228
148
530
110
38
17
31
18
2
19
1,102
45
8
6
1
1
16
Total United States and pos114,848
sessions
Public Law 706
(12 U.S.C. 214)
Insol- In liquivent dation
2
1
6
4
1
1
9
51
31
65
35
6
4
6
132
102
382
65
19
8
21
198
729
1
1
4
1
1
6
Merged
Con- or converted solidated
to State with
State
banks
banks
1
1
2
In existence
1
11
1
1
1
25
11
46
9
7
3
3
15
104
7
1
1
594
62
3
2,812
3 6,643
9
23
133
4,581
1
Includes 456 organized under Act Feb. 25,1863; 9,401 under Act June 3,1864, as amended; 10 under Gold
Currency Act of July 12, 1870; and 4,981 under Act Mar. 14,1900.
» Exclusive of those restored to solvency.
3 Includes 208 passed into liquidation upon expiration of corporate existence.
48
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 3.—National banks chartered during the year ended Dec. 31, 1958
Title and location of bank
Charter
No.
Capital
stock
COLORADO
14826
14833
First National Bank in Walsenburg
First National Bank, Cortez
$100,000
150,000
Total (2 banks)
250,000
FLORIDA
14827
14838
14844
14845
14848
Springs National Bank of Tampa 1
First National Bank of Stuart i
National Bank of Sarasota
First National Bank of Melbourne
Coral Ridge National Bank of Fort Lauderdale
Total (5 banks)
350,000
100,000
500,000
400,000
500, 000
-
1,850,000
ILLINOIS
14839
First National Bank of Morton *
...
200,000
IOWA
14832
South Des Moines National Bank, Des Moines
200,000
KENTUCKY
14840
Citizens Union National Bank & Trust Company, Lexington i__
1,000,000
MARYLAND
14846
National Bank of Maryland, Silver Spring
500,000
MASSACHUSETTS
14831
14834
Pilgrim National Bank of Boston *
First National Bank of Natick
Total (2 banks)
_
1, 500,000
300,000
1,800,000
MICHIGAN
14843
Security National Bank of Manistee
200,000
MINNESOTA
14825
First National Bank of Hoyt Lakes
125,000
N E W HAMPSHIRE
14835
Hampton National Bank, Hampton
_ __
100,000
N E W MEXICO
14836
200, 000
First National Bank of Grants
TENNESSEE
14828
200, 000
National Bank of Newport..
TEXAS
14830
14837
14842
14847
Chimney Rock National Bank of Houston
Northeast National Bank of Houston
First National Bank of Fort Stockton
The Brooks Field National Bank of San Antonio
Total (4 banks)
_
250,000
100,000
125,000
200,000
675,000
WISCONSIN
14829
14841
Southgate National Bank of Milwaukee
300,000
WYOMING
First National Bank in Worland i
Total United States (24 banks)..
i Conversion of State-chartered bank.
50,000
7, 650,000
REPORT OF THE COMPTROLLER OF THE CURRENCY
49
TABLE N O . 4.—National banks chartered which were conversions of State banks
during the year ended Dec. 81, 1958
Charter
No.
Title and location of bank
14827
14831
14838
14839
14840
Springs National Bank of Tampa
Pilgrim National Bank of Boston
First National Bank of Stuart
First National Bank of Morton
Citizens Union National Bank & Trust
Co., Lexington.
First National Bank in Worland
14841
State
Effective
date of
charter
Authorized
capital
Approximate
surplus
and undivided
profits
Approximate
assets
Fla....
Mass..
Fla..
111...
Ky__
Feb. 28 $350,000 $296,520 $11,739,555
Apr. 18 1, 500,000 2,422, 713 37, 713,865
Aug. 30
100,000
517,433 13,524,898
__do
200,000
505,855 9,604,099
..do
1,000,000 1, 294,134 23,484, 545
Wyo
Sept. 12
Total (6 banks) .
50,000
670,190
6,484,560
3,200, 000 5, 706,845 102,551,522
TABLE N O . 5.—National banks reported in voluntary liquidation during the year
ended Dec. 81, 1958, the names of succeeding banks in cases of succession, with
date of liquidation and capital stock
Title and location of bank
The First National Bank of Whitney Point, N.Y. (7679), absorbed by FirstCity National Bank of Binghamton, N.Y
The First National Bank of South Fork, Pa. (6573), absorbed by First National Bank in Indiana, Pa
The First National Bank of Cody, Wyo. (7319), absorbed by the Shoshone
National Bank of Cody which changed its title to "Shoshone-First National
Bank"
The National Metropolitan Bank of Washington, D.C. 1 (1069), absorbed by
American Security & Trust Company, Washington, D.C
The First National Bank in Parkton, Md. (13867), absorbed by The Second
National Bank of Towson, Md
The First National Bank in Wellington, Tex. (13249), absorbed by Wellington
State Bank, Wellington
Pilgrim National Bank of Boston, Mass. (14831), absorbed by The Merchants
National Bank of Boston
_
The First National Bank of Trevorton, Pa. (7722), absorbed by NationalDime Bank of Shamokin, Pa
The Second National Bank of Towson, Md. 2 (8381), absorbed by The First
National Bank of Baltimore, Md
The First National Bank of Smithfield, Slatersville, R.I. (1035), absorbed by
Industrial National Bank of Providence, R.I
The National Bank of Wray, Colo. (9676), absorbed by The First National
Bank of Wray....._
The Loveland National Bank, Loveland, Ohio (6779), absorbed by The Milford National Bank, Milford, Ohio
The Prospect National Bank of Trenton, N.J.3 (12949), absorbed by Trenton
Trust Co., Trenton
The First National Bank of Elysburg, Pa. (10837), absorbed by The Guarantee
Trust <fe Safe Deposit Co. of Shamokin, Pa
The Union National Bank of Minersville, Pa. (6131), absorbed by The Miners
National Bank of Pottsville, Pa
First National Bank of Palmdale, Calif. (14812), absorbed by California Bank,
Los Angeles, Calif
The St. Michael National Bank, St. Michael, Pa. (12588), absorbed by Windber Trust Co., Windber, Pa
—
First National Bank in Fairbury, 111. (14413), absorbed by Farmers National
Bank of Fairbury
_
_.
Sun Valley National Bank of Los Angeles, Calif.< (14671), absorbed by
Security-First National Bank, Los Angeles.
Date of
liquidation
Feb.
Capital
stock
7,1958
$100,000
Mar. 8,1958
50,000
May 3,1958
25,000
May 20,1958
1,500,000
May 12,1958
50,000
May 19,1958
100,000
Apr. 30,1958
1, 500, 000
May 28,1958
50, 000
June 17,1958
300, 000
June 11,1958
100,000
Aug. 2,1958
50, 000
Aug. 30,1958
75,000
Aug. 29,1958
300,000
Oct. 10,1958
45,000
July 31,1958
100,000
Oct.
250, 000
3,1958
Oct. 31,1958
50, 000
Dec. 31,1958
50,000
Dec. 18,1958
400,000
5, 095,000
Total (19 banks).
NONNATIONAL BANK IN DISTRICT OF COLUMBIA
The Munsey Trust Co., Washington, D . C , absorbed by Union Trust Co. of
the District of Columbia
1 With
2 With
3 With
< With
2 local branches.
1 local branch and 1 each in Parkton and White Hall.
1 local branch.
1 local branch.
Dec. 26,1958
1,250,000
50
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 6.—National banks merged or consolidated with and into State banks
under the provisions of Public Law 706 (12 U.S.C. 214), approved Aug. 17,
I960, and the laws of the States where the banks are located, during the year ended
Dec. 31, 1958, with the effective date and the capital stock
Title and location of bank
Springfield National Bank, Springfield, Mass.* (4907), merged with and into
Union Trust Co. of Springfield, and under the title "Valley Bank & Trust
Company"
The Ansonia National Bank, Ansonia, Conn. (1093), merged with and into
The Union & New Haven Trust Co., New Haven, Conn
National Bank & Trust Company of Skaneateles, N.Y. (5360), merged with
and into First Trust & Deposit Co., Syracuse, N.Y
_
The First National Bank & Trust Co. of New Canaan, Conn.* (1249), merged
with and into The Fairfield County Trust Co., Stamford, Conn
The First National Bank of Springfield, Ky. (1767), merged with and into
Peoples Deposit Bank, Springfield, and under the title "First & Peoples
Bank, Springfield, Ky."
The Union National Bank of Friendship, N.Y. (11055), merged with and into
The First Trust Co. of Allegany County, Wellsville, N.Y
Upper Darby National Bank, Upper Darby, Pa.» (13196), merged with and
into Girard Trust Corn Exchange Bank, Philadelphia, Pa
The Security National Bank Savings & Trust Co. of St. Louis, Mo. (12066),
merged with and into Mutual Bank & Trust Co., St. Louis, and under the
title "Security-Mutual Bank & Trust Co."
_
The Lynbrook National Bank & Trust Company, Lynbrook, N.Y. (8923),
merged with and intd Central Bank & Trust Co., Great Neck, N.Y
Passaic-Clifton National Bank & Trust Co., Clifton, N.J.< (12205), merged
with and into County Bank & Trust Co., Paterson, N.J., and under the
title "New Jersey Bank & Trust Co.," Clifton, N.J
Peoples National Bank of Grand Rapids, Mich.» (13799), merged with and
into Old Kent Bank & Michigan Trust Co., Grand Rapids, Mich., and
under the title "Old Kent Bank A Trust Co."
The Citizens National Bank of Waverly, N.Y. (12954), merged with and into
Marine Midland Trust Co. of Southern New York, Elmira, N.Y
The National Bank of Pottstown, Pa.« (608), merged with and into Montgomery County Bank & Trust Co., Norristown, Pa
The First National Bank of Gaithersburg, Md. (4608\ merged with and into
The Germantown Bank, Germantown, Md., and under the title "The
Maryland State Bank of Montgomery County," Gaithersburg
The Farmers National Bank & Trust Co. of Rome, N.Y.* (2410), and The
First National Bank of Herkimer, N.Y. 8 (3183), merged with and into First
Bank & Trust Co. of Utica, N.Y., and under the title "Marine Midland
Trust Co. of the Mohawk Valley"
The First National Bank of Harrisville, N.Y. (10767), merged with and into
State Bank of Edwards and Star Lake, Edwards, N.Y., and under the title
"United Bank," Star Lake
_
Total (17 banks).
Effective
date
Capital
stock
Jan. 17,1958
$1,300,000
Feb. 10,1958
200,000
Feb. 11,1958
100,000
Feb. 28,1958
750,000
Apr. 2,1958
50,000
Apr. 18,1958
100,000
Apr. 25,1958
1,050,000
May 29,1958
750,000
June 6,1958
350,000
June 20,1958
3,000, 000
July 31,1958
1,050,000
Sept. 29,1958
100,000
Oct. 17,1958
1,000, 000
Oct. 14,1958
100,000
Dec. 26,1958
475,000
475,000
Nov. 28,1958
25,000
10,875,000
i With 4 local branches and 1 each in Indian Orchard, Longmeadow, and Agawam.
» With 1 local branch and 1 in Wilton.
> With 4 local branches and 1 each in Havertown, Yeadon, Broomall, Newtown Square, Pilgrim Gardens,
Manoa, and Marple Township.
* With 2 local branches and 2 in Passaic.
«With 5 local branches and 1 in Rogers Heights.
* With 1 local branch and 1 in Stowe.
* With 1 local branch and 1 in Ramsen.
»With 1 branch in Middleville.
HEPOHT OF THE COMPTROLLER OF THE CURRENCY
51
TABLE N O . 7.—National banks converted into State banks under the provisions of
Public Law 706 (12 U.S.C. 214), approved Aug. 17, I960, and the laws of the
States where the banks are located, during the year ended Dec. 31, 1958, with the
effective date and the capital stock
Title and location of bank
Capital
stock
Effective
date
American National Bank of Houston, Tex. (14679), converted into American
Bank & Trust Co., Houston
_... June 30,1958
The First National Bank of Shellman, Ga. (8417), converted into First State
Bank, Shellman
Dec. 31,1958
The First National Bank of Italy, Tex. (5663), converted into First State
Bank, Italy
do
Total (3 banks).
$200,000
25,000
50,000
275,000
TABLE N O . 8.—Purchases of State banks by national banks reported during the
year ended Dec. 31, 1958, with title, location, and capital stock of the State banks
and effective dates of purchase
Title and location of bank
First National Bank in Walsenburg, Colo. (14826), purchased The First State Bank
of Walsenburg
The Rushville National Bank, Rushville, Ind. (1456), purchased Citizens State
Bank, Manilla, Ind
The Clinton County National Bank & Trust Co. of Wilmington, Ohio (1997), purchased The New Vienna Bank, New Vienna, Ohio
Central-Penn National Bank of Philadelphia, Pa. (723), purchased Newtown Bank
& Trust Co., Newtown, Pa
The Pauls Valley National Bank, Pauls Valley, Okla. (7892), purchased Bank of
Paoli, Okla
First National Bank, Cortez, Colo. (14833), purchased J. J. Harris & Co., Bankers,
Dolores, Colo
The Second National Bank of Towson, Md. (8381), purchased White Hall Bank,
White Hall, Md
The National Bank of Commerce of Seattle, Wash. (4375), purchased Farmers &
Merchants Bank, Deer Park, Wash
Plainfield Trust State National Bank, Plainfield, N.J. (13474), purchased The State
TrustCo., Plainfield
The Miners National Bank of Pottsville, Pa. (649), purchased Williamstown Bank,
Williamstown, P a . .
The Philadelphia National Bank, Philadelphia, Pa. (539), purchased Gimbel
Bros. Bank & Trust Co., Philadelphia
The American National Bank & Trust Co. of Bowling Green, Ky. (9365), purchased The Deposit Bank of Smiths Grove, Ky
Vermont-Peoples National Bank of Brattleboro, Vt. (1430), purchased Vermont
Savings Bank, Brattleboro
Seattle-First National Bank, Seattle, Wash. (11280), purchased North Western
Bank, Spokane, Wash
Society National Bank of Cleveland, Ohio (14761), purchased Society for Savings
in the City of Cleveland
—
Total (15 banks).
Effective
date
Jan. 25
Capital
stock
$100,000
Feb.
1
Feb.
21
60,000
Apr. 25
150,000
25,000
May 2
10,000
June 2
100,000
June 13
50,000
June 27
30,000
..do
550,000
July 11
50,000
200,000
..do
July 31
25,000
June 30
None
Aug. 8
120,000
Dec.
31
None
1,470,000
52
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 9.—Consolidations of national banks, or national and State banks,
during the year ended Dec. 31, 1958, under sec. 1, 2, and 3 of the act of Nov. 7,
1918, as amended
Capital
stock
The National Bank of Andes, N.Y. (11243), with
and The First National Bank & Trust Co. of Walton, N.Y. (4495), which had
consolidated Jan. 31,1968, under charter of the latter
bank (4495), and title "The National Bank of
Delaware County, Walton." The consolidated
bank at date of consolidation had
Haywood County Bank, Canton, N.C.,* with
and First National Bank & Trust Co. in Asheville,
N.C. (13721), which had
consolidated Feb. 14,1958, under charter and title of
the latter bank (13721). The consolidated bank
at date of consolidation had
The Greenwich Trust Co., Greenwich, Conn.,2 with._
and The First-Stamford National Bank & Trust Co.,
Stamford, Conn. (4), which had
consolidated Mar. 1,1958, under charter of the latter
bank (4), and title "The National Bank & Trust
Co. of Fairfield County." The consolidated bank
at date of consolidation had
The Fort Neck National Bank of Seaford, -N.Y.»
(12963), with
and Security National Bank of Huntington, N.Y.
(6587), which had
consolidated May 23,1958, under charter of the latter
bank (6587), and title "Security National Bank of
Long Island." The consolidated bank at date of
consolidation had
The First National Bank of Warwick, N.Y. (314), with.
and County National Bank, Middletown, N.Y.
(13956), which had
consolidated May 26, 1958, under charter and title
of the latter bank (13956). The consolidated bank
at date of consolidation had
The Grange Trust Co., Huntingdon, Pa., with
and The First National Bank of Huntingdon Pa.
(31), which had
consolidated May 31,1958, under charter of the latter
bank (31), and title "First-Grange National Bank
Bank of Huntingdon." The consolidated bank
at date of consolidation had
The Market Exchange Bank Co., Columbus, Ohio,
with
and The Huntington National Bank of Columbus,
Ohio, (7745), which had
consolidated May 29, 1958, under charter and title
of the latter bank (7745). The consolidated bank
at date of consolidation had
The Plainfield Trust Co., Plainfield, N.J.,« with
and the Plainfield National Bank, Plainfield, N.J.
(13174), which had
consolidated June 27,1958, under charter of the latter
bank (13174), and title "Plainfield Trust State
National Bank." The consolidated bank at date
of consolidation had
Potter-Matlock Bank & Trust Co. of Bowling Green,
Ky., w i t h . . . .
and The American National Bank of Bowling
Green, Ky. (9365), which had
consolidated June 30,1958, under charter of the latter
bank (9365), and title "The American National
Bank & Trust Co. of Bowling Green." The consolidated bank at date of consolidation had
__
Hutchings-Sealy National Bank of Galveston, Tex.
(12434), with
and The First National Bank of Galveston, Tex.
(1566), which had
___
consolidated June 27,1958, under charter of the latter
bank (1566), and title "First Hutchings-Sealy
National Bank of Galveston." The consolidated
bank at date of consolidation had
See footnotes at end of table, p. 54.
Undivided
profits
Total
$40,000
$60,000
$58, 566
$1,546,738
150,000
200,000
209,890
6,113,085
190,000
100,000
260,000
100,000
268,456
223, 295
7,659,823
4, 246,004
585,000
1, 415,000
667,412
38,669,537
665,000
1,450,440
1, 535,000
2,600,000
890, 708
227,149
42,608,484
68,305,301
1,375,000
1,375,000
974,456
46,957,645
2,904,750
4,400,000
697, 295
115,262, 946
1,448, 545
1,448, 545
413,344
47,098,626
2,871,110
5, 678,890
685,127
138,460,239
4,589,080
100,000
6,858,010
300,000
850,827
184,178
185, 713,043
5, 724,954
650,000
1,000,000
247,937
29,903,198
850,000
125,000
1,150,000
250,000
450,115
79,230
35,627,102
4,422,711
150,000
450,000
191, 409
8,180, 453
330, 500
700,000
215,139
12,603,164
600,000
600,000
1,101,781
34,482,897
6,000,000
7,000,000
2,277, 731
177,633, 751
7,200,000
1, 500,000
7,800,000
2,000,000
3,224, 589
1,178,420
211, 530,278
55,834, 703
350,000
350,000
447,808
19,997,764
1,600,325
2,350,000
1,654,556
75,384,407
100,000
100,000
78,115
4,011,753
100,000
350,000
127,766
9,338,404
200,000
450,000
205,882
13,350,157
750,000
480,000
652,974
29,966,736
300,000
500,000
512,325
16,647,427
1,250,000
1,250,000
698,253
46,087,716
REPORT OF THE
COMPTROLLER OF THE
CURRENCY
53
TABLE N O . 9.—Consolidations of national banks, or national and State banks,
during the year ended Dec. 81, 1958, under sec. 1, 2, and 8 of the act of Nov. 7,
1918, as amended—Continued
Capital
stock
Warwick National Bank, Warwick, Va. (14795), with.
$200,000
and The First National Bank of Newport News, Va.
(4635), which had
500,000
consolidated July 1, 1958, under charter of the latter
bank (4635), and title "First National Bank of
Newport News." The consolidated bank at date
of consolidation had
600,000
First National Bank & Trust Co. in Asheville, N.C.'a
(13721), with
665, 000
and The Union National Bank of Charlotte, N.C.
(9164), which had
1, 200,000
consolidated July 18,1958, under charter of the latter
bank (9164), and title "First Union National Bank
of North Carolina." The consolidated bank at
2,165,000
date of consolidation had
L
The International Trust Co., Denver, Colo., with
1,350,000
and The First National Bank of Denver, Colo.
(1016), which had
4,000,000
consolidated Aug. 8, 1958, under charter and title of
the latter bank (1016). The consolidated bank at
7, 500,000
date of consolidation had
The Central Islip National Bank, Central Islip, N.Y.
(12379), with
200,000
and The Franklin National Bank of Long Island,
14, 077,000
Franklin Square, N.Y. (12997), which had
consolidated Aug. 22, 1958, under charter and title
of the latter bank (12997). The consolidated bank
14,302,000
at date of consolidation had
1, 875,000
The Trenton Banking Co., Trenton, NJ., 6 with
and The First-Mechanics National Bank of Trenton, N J . (1327), which had
2, 500, 000
consolidated Aug. 29, 1958, under charter of the
latter bank (1327), and title "First Trenton National Bank." The consolidated bank at date of
4, 000,000
consolidation had
The National Bank of Newburgh, N.Y. (468), with__.
200,000
and County National Bank, Middletown, N.Y.
(13956), which had
.
850,000
consolidated Sept. 26, 1958, under charter and title
of the latter bank (13956). The consolidated bank
at date of consolidation had
1,130,000
The City Savings Bank & Trust Co., Alliance, Ohio,
200,000
with
and Alliance First National Bank, Alliance, Ohio
750,000
(3721), which had
consolidated Sept. 30, 1958, under charter of the
latter bank (3721), and title "First National City
Bank of Alliance." The consolidated bank at
1, 000,000
date of consolidation had
50,000
The Liberty Bank, Ada, Ohio, with
and The First National Bank of Ada, Ohio (5425),
75,000
which had
consolidated Sept. 30, 1958, under charter of the
latter bank (5425), and title "The Liberty National Bank of Ada." The consolidated bank at
200,000
date of consolidation had
300,000
Rome Trust Co., Rome, N.Y.,* with
and The Oneida National Bank & Trust Co. of
1,453,820
Utica, N.Y., (1392), which had
consolidated Oct. 3, 1958, under charter and title of
the latter bank (1392). The consolidated bank at
1,963,820
date of consolidation had
200,000
Citizens National Bank of Bradford, Pa. (14358), with_.
and The Bradford National Bank, Bradford, Pa.
(2428), which had
600,000
consolidated Oct. 31, 1958, under charter and title
of the latter bank (2428). The consolidated bank
at date of consolidation had
1,020,000
See footnotes at end of table, p. 54.
Surplus
$50,000
Undivided
profits
Total
assets
$71, 588
$4,094,076
1,000,000
1, 448, 757
42,107,363
1,000,000
1,670,345
45,044, 222
1, 535,000
542, 517
45, 656, 594
5, 300,000
638,106
75,079,110
6,835,000
2, 500,000
880,623
2, 501, 277
116,294,194
78,713,822
7,000,000
1, 743,665
242,667, 939
9, 500,000
2,094,941
306, 611, 469
200,000
251,075
10,302,643
15, 923,000
3,895, 416
563,647, 730
16,000,000
1, 625,000
4, 244, 491
1,688, 703
573,950,373
61,982, 483
3,000,000
2,382,393
120, 527, 667
6, 000,000
300,000
3,105, 662
251,890
182, 530, 745
8,913, 626
444, 356
42,149, 421
1, 370, 000
698,943
51,071, 445
400,000
217, 451
9,074, 648
750,000
1,032,221
28, 644,997
1,150, 000
150,000
1,199, 672
58,042
37, 719, 645
2, 707, 748
75,000
130, 790
2,041,170
200,000
1,400,000
138,831
579,142
4, 748,918
20,320,952
3, 750,000
1,698, 999
88,982, 816
6,000,000
200,000
1, 218,140
577, 776
109,303, 768
9,000, 464
1, 400,000
465, 793
24,026, 740
1, 730,000
712,495
33,052,993
1,150,000
54
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 9.—Consolidations of national banks, or national and State banks,
during the year ended Dec. 31, 1958, under sees. 1, 2, and 3 of the act of Nov. 7,
1918, as amended—Continued
The American National Bank of Ebensburg, Pa.
(6209), with
-~
and The First National Bank of Carrolltown, Pa.
(5855), which had
consolidated Nov. 1,1958, under charter of the latter
bank (5855), and title "The Carrolltown American
National Bank." The consolidated bank at date
of consolidation had
The First National Bank of Stewartstown, Pa. (4665),
with
and First National Bank & Trust Co. of Red Lion,
Pa. (5184), which had
consolidated Nov. 1,1958, under charter and title of
the latter bank (5184). The consolidated bank at
date of consolidation had
The Lincoln National Bank of Washington, D.C.8
(4247), with...
and The Riggs National Bank of Washington, D.C,
(5046), which had
consolidated Nov. 10,1958, under charter and title of
the latter bank (5046). The consolidated bank at
date of consolidation had-.
The Machinists National Bank of Taunton, Mass.,9
(947) with
and The First National Bank of Easton, North
Easton, Mass. (416), which had.
consolidated Nov. 28,1958, under charter of the latter
bank (416), and title "The First-Machinists National Bank of Taunton." The consolidated
bank at date of consolidation had
The Union National Bank of Indiana Harbor at East
Chicago, Ind. (13532), with
and The First National Bank in East Chicago, Ind.
(13531), which had
consolidated Nov. 28, 1958, under charter of the
latter bank (13531), and title "First National
Bank of East Chicago, Indiana." The consolidated bank at date of consolidation had
French Lick State Bank, French Lick, Ind., with
and The West Baden National Bank, West Baden
Springs, Ind. (6388), which had
consolidated Dec. 31,1958, under charter of the latter
bank (6388), and title "The Springs Valley National Bank," French Lick. The consolidated
bank at date of consolidation had
The United States National Bank of Denver, Colo.
(7408), with
and The Denver National Bank, Denver, Colo.
(3269), which had
consolidated Dec. 31,1958, under charter of the latter
bank (3269), and title "Denver United States
National Bank." The consolidated bank at date
of consolidation had—
Capital
stock
Surplus
Undivided
profits
$100,000
$150,000
$159,203
$3,401,332
50,000
200,000
262,524
6,795,932
375,000
300,000
246, 727
10,197,264
50,000
150,000
41, 572
1,822,322
225,000
775,000
270,657
15,955,275
Total
267,500
932,500
312,229
17,777,597
1,000,000
1,200,000
639,746
44,545,254
8,000,000
15,000,000
8,289,321
486,993,817
8,850,000
16,200,000
9,079,068
531,539,071
200,000
200,000
269,603
9,929,001
150,000
150,000
161,198
2,680,234
350,000
400,000
380,801
12,609,235
200,000
1,400,000
204,968
32,967,169
200,000
1,200,000
315,226
32,158,410
1.000,000
50,000
2,000,000
50,000
520,193
71,535
65,125, 578
2,224,231
50,000
60,000
120,949
3,001,379
5,224,915
125,000
125,000
3,300,000
4, 700,000
1, 795, 774
141,201,766
3,500,000
5,000,000
3, 713,966
160,264, 710
8,000,000
10,000,000
4,009,740
301,466,476
151,789
1 With 1 branch in Clyde.
2 With 1 branch each in Greenwich, Cos Cob, Byram, Stamford, and Old Greenwich.
3 With 1 branch each in Wantagh, North Bellmore, Massapequa Park, South Plainedge, and 2 in Massapequa.
* With 1 branch in Fanwood.
s With 1 branch each in Hendersonville, East Asheville, Waynesville, Brevard, Canton, and Clyde, and
2 local branches.
6 With 2 local branches and 2 in Pennington.
i With 1 branch in Rome.
s With 2 local branches.
«With 1 branch in Norton.
REPORT OF THE COMPTROLLER OF THE CURRENCY
55
TABLE N O . 10.—Mergers of national banks, or national and State banks, during
the year ended Dec. 81, 1958, under sees. 4 and 5 of the act of Nov. 7, 1918, as
amended
Capital
stock
Woodlawn Trust Co., Aliquippa, Pa., 1 with
and Mellon National Bank & Trust Co., Pittsburgh,
Pa. (6301), which had
_._.
_.__
merged Jan. 31,1958, under charter and title of the
latter bank (6301). The merged bank at date of
merger had
___
_
Madison County Trust Co., Oneida, N.Y., with
and Lincoln National Bank & Trust Co. of Syracuse,
N.Y. (13393), which had
merged Jan. 31,1958, under charter and title of the
latter bank (13393). The merged bank at date of
merger had
National Bank of Commerce of Portland, Maine 2
(13710), with
__
and First Portland National Bank, Portland, Maine
(4128), which had
_
merged Jan. 31, 1958, under charter and title of the
latter bank (4128). The merged bank at date of
merger had
The City National Bank of South Norwalk, Conn.3
(2643), with
_
_
and The Connecticut National Bank, Bridgeport,
Conn. (335), which had
merged Mar. 7, 1958, under charter and title of the
latter bank (335). The merged bank at date of
merger had_
_
Union National Bank in Mount Wolf, Pa. (14121),
with
_
and The York National Bank & Trust Co., York,
Pa. (604), which had
merged Mar. 27,1958, under charter and title of the
latter bank (604). The merged bank at date of
merger had
__
Barclay-Westmoreland Trust Co., Greensburg, Pa.,<
with
and Mellon National Bank & Trust Co., Pittsburgh,
Pa. (6301), which had
merged Apr. 11,1958, under charter and title of the
latter bank (6301). The merged bank at date of
merger had
___
__
_
The Luzerne-Hadley Bank, Luzerne (P.O. Lake Luzerne), N.Y., with
and The Emerson National Bank of Warrensburgh,
Warrensburg, N.Y. (9135), which had
merged Apr. 11,1958, under charter and title of the
latter bank (9135). The merged bank at date of
merger had
The Peoples National Bank of Lemasters, Pa. (10950),
with
__
and The Valley National Bank of Chambersburg,
Pa. (4272), which had
_
merged Apr. 26,1958, under charter and title of the
latter bank (4272). The merged bank at date of
merger had
The First National Bank of Camden, S.C.« (9083),
with
:._
and The South Carolina National Bank of Charleston, S.C. (2044), which had
merged May 9, 1958, under charter and title of the
latter bank (2044). The merged bank at date of
merger had
The First National Bank of Owego, N.Y. (1019), with.
and First-City National Bank of Binghamton, N.Y.
(202), which had
merged May 16,1958, under charter and title of the
latter bank (202). The merged bank at date of
merger had
_
The National Bank of Wappingers Falls, N.Y. (9326),
with
„
_
and The First National Bank of Poughkeepsie, N.Y.
(465). which had
merged June 6, 1958, under charter and title of the
latter bank (465). The merged bank at date of
merger had
_.
See footnotes at end of table, p. 57.
$375,000
' Surplus
$375,000
Undivided
profits
$353,714
Total
assets
$22,393,061
60,100,000 180,000,000
23,919,759 1,949,044,971
60,475,000 180,375,000
200,000
300,000
24,116,858 1,971,563,604
7,199,406
90,800
1,895,000
3,470,000
1,157,568
104,379,595
2,000,000
3,365,000
891,987
111,602,620
550,000
1,000,000
218,863
20,348,056
1,250,000
1,750,000
658,417
39,721,134
2,250,000
2,250,000
700,382
60,132,292
300,000
450,000
109,352
14,577,507
4,780,000
6,640,000
951,340
158,660,027
5,230,000
6,940,000
1,060,692
173,237,534
50,000
150,000
113,716
2,204,451
1,250,000
2,750,000
969,436
45,097,231
1,335,000
2,900,000
1,048,152
47,301,682
400,000
4,000,000
60,607
32,648,212
61,684,500 180,375,000
24,615,674 1,970,848,895
62,704,500 183,755,000
24,492,960 2,001,243,904
8
26,750
40,000
39,111
1,248,977
100,000
250,000
248,715
5,194,447
100,000
250,000
238,704
6,443,369
25,000
50,000
7,061
959,189
350,000
800,000
129,373
11,556,251
380,000
850,000
131,434
12,515,440
160,000
112,000
117,765
5,194,375
3,650,000
8,350,000
3,572,528
228,414,729
3,734,000
150,000
8,766,000
250,000
3,455,952
181,931
233,609,104
7,889,428
2,500,000
2,500,000
1,698,347
78,738,209
2,800,000
2,800,000
1,680,278
86,627,637
50,000
100,000
110,810
3,264,645
924,000
1,876,000
773,384
45,820,969
1,004,000
1,996,000
834,193
49,085,614
56
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 10.—Mergers of national banks, or
national and State banks, during
the year ended Dec. 31, 1958, under sees. 4 and 5 °f the act of Nov. 7, 1918, as
amended—Continued
Capital
stock
The Hartwick National Bank, Hartwick, N.Y.
(11657), with
and The National Commercial Bank & Trust Co. of
Albany, N.Y. (1301), which had
merged July 11, 1958, under charter and title of the
latter bank (1301). The merged bank at date of
merger had
The National Bank of Gordonsville, Va. (10287), with.
and The Peoples National Bank of Charlottesville,
Va. (2594), which had
merged July 25, 1958, under charter and title of the
latter bank (2594). The merged bank at date of
merger had
Markle Banking & Trust Co., Hazleton, Pa.,7 w i t h . . .
Wilkes-Barre Deposit & Savings Bank, WilkesBarre, Pa., with
and The First National Bank & Trust Co. of Scranton, Pa. (77), which had
merged July 31,1958, under charter of the last-named
bank (77), and title "Northeastern Pennsylvania
National Bank and Trust Company." The
merged bank at date of merger had
The National Bank of Cockeysville, Md. (4496), with.
and Fidelity-Baltimore National Bank, Baltimore,
Md. (13745), which had
merged Aug. 15, 1958, under charter and title of the
latter bank (13745). The merged bank at date of
merger had
The Peoples National Bank & Trust Co., Langhorne,
Pa.s (3063), with
and Central-Penn National Bank of Philadelphia,
Pa. (723), which had
merged Sept. 5, 1958, under charter and title of the
latter bank (723). The merged bank at date of
merger had
State Bank of Norwood, N.Y., with
and The St. Lawrence County National Bank of
Canton, N.Y. (8531), which had
merged Sept. 30,1958, under charter and title of the
latter bank (8531). The merged bank at date of
merger had
Peoples Bank & Trust Co., Westfield, N.J., with
and "The National State Bank, Elizabeth, N.J.,"
Elizabeth, N.J. (1436), which had
merged Oct. 3, 1958, under charter and title of the
latter bank (1436). The merged bank at date of
merger had
Federal Trust Co., Newark, N J . , 9 with
and The National State Bank of Newark, N . J.
(1452), which had
merged Oct. 10, 1958, under charter and title of the
latter bank (1452). The merged bank at date of
merger had
The Torrington National Bank & Trust Co., Torrington, Conn. (5235), with
and Hartford National Bank & Trust Co., Hartford,
Conn. (1338), which had
merged Oct. 31, 1958, under charter and title of the
latter bank (1338). The merged bank at date of
merger had
The New Augusta State Bank, New Augusta1, Ind.,^
with
and The Indiana National Bank of Indianapolis,
Ind. (984), which had
merged Oct. 31, 1958, under charter and title of the
latter bank (984). The merged bank at date of
merger had
The First National Bank of Cato, N.Y. (9857), w i t h . .
and Lincoln National Bank & Trust Co. of Syracuse,
N.Y. (13393), which had
merged Nov. 21, 1958, under charter and title of the
latter bank (13393). The merged bank at date of
merger had
See footnotes at end of table, p. 57.
Surplus
Undivided
profits
Total
assets
$50,000
$50,000
$60,019
$1,632 856
5, 532,975
9,467,025
3,926,914
283,553 486
5,562,975
25,000
9,467,025
105,000
1, 718, 960 3, 281,040
4,056,933
47,187
1,740,648
285,186 341
1,890 681
65, 737 282
3, 351,040
1,200,000
1,787, 834
753,012
67,627,964
15,562,486
1, 778,960
600,000
750,000
415,906
16,343,495
4, 500, 000
5,500,000
1,853,389
121,539 449
5,454,000
100,000
5, 546,000
150,000
2,836,365
39,433
150,918,793
4,229,915
3,600,000
11,400,000
3,726,228
284,609 667
3,725,000
12,275,000
3,015,661
288,839 582
300,000
500,000
395,332
17,486,203
5,000,000
15,000,000
3, 254,634
253,096 680
5,360,000
15, 500,000
3,549,005
266,131 849
100,000
100,000
159,536
2,528 966
200,000
400,000
143,394
6,869,226
200,000
400,000
400,000
700,000
202,931
553,728
9,398,192
19,930, 541
1,875,000
2,125,000
425,268
77,699 579
1,875,000
1,622, 500
2,125,000
1,622, 500
231,741
2,764,817
98,475 934
85,539 146
5,700,000
15,000,000
4,003,849
327,346 968
5,700,000
15,000,000
1,738,916
413,119 886
600,000
600,000
1,332,815
27,666, 005
11,000,000
15,000,000
7,990,698
416,169,812
11,900,000
15,600,000
9,023,513
443,835 818
100,000
150,000
123,476
5,387 851
12,500,000
22,500,000
7,319,419
488,994, 083
12, 760,000 24,740,000
137,500
68,750
5,138,009
96,513
492,895 355
2,884 134
2,000,000
3,365,000
1,179,859
122,281 840
2,096,250
3,475,000
1,276,372
125,162, 274
500,000
57
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 10.—Mergers of national banks, or national and State banks, during
the year ended Dec. 31, 1958, under sees. 4 and 5 of the act of Nov. 7, 1918, as
amended—Continued
Capital
stock
The Union National Bank of Lenoir, N.C. (13523),
with
Bank of Lenoir, N.C.," with
and First Union National Bank of North Carolina,
Charlotte, N.C. (9164), which had
merged Nov. 28,1958, under charter and title of the
last-named bank (9164). The merged bank at
date of merger had
Allegheny Trust Co., Pittsburgh, Pa., with
and The Union National Bank of Pittsburgh, Pa.
(705), which had
merged Dec. 31, 1958, under charter and title of the
latter bank (705). The merged bank at date of
merger had
Undivided
profits
Total
assets
$150,000
200,000
$450,000
600,000
$129,561
229,091
$6,917,684
7,209,819
2,165,000
6,835,000
1, 111, 224
132,214,605
2,515,000
700,000
7,485,000
700,000
1,782,759
229,477
144,714,075
11,160,438
2, 500,000
7,500,000
2,595,216
114,175,962
2, 850,000
10,000,000
1,374,693
125,336,400
1 With 2 local branches.
2 With 1 local branch and 1 in South Portland,
s With 1 local branch.
*5 With 1 local branch.
Includes $1,750 preferred capital stock. 6 With 1 branch in Bethune.
7
With 1 local branch.
8
With 1 branch each in Penndel, Feastcrville, and Levittown.
9 With 2 local branches.
10 With 1 branch in Indianapolis.
11 With 1 branch in Whitnel.
Surplus
58
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 11.—Number of domestic branches of national banks authorized during
the year ended Dec. 81, 1958
Branches authorized
under act of Feb. 25,
1927, as amended
Charter
No.
Title and location of bank
Local
14590
3981
1853
First National Bank of Columbiana
The First National Bank of Florence
The First National Bank of Tuskaloosa..
14651
14747
5117
National Bank of Alaska in Anchorage...
Alaska National Bank of Fairbanks
The First National Bank of Juneau
3728
14324
First National Bank of Arizona, Phoenix..
The Valley National Bank of Phoenix
2832
13958
6680
The Arkansas National Bank of Hot SpringsUnion National Bank of Little Rock
The Simmons National Bank of Pine Bluff...
14670
14725
5927
2491
6919
6268
13044
9655
1741
12640
2456
Community National Bank of Buttonwillow
_
First National Bank of Saratoga and Cupertino, Cupertino
Citizens National Trust & Savings Bank of Los Angeles
Security-First National Bank, Los Angeles
__
Central Valley National Bank, Oakland
The First National Bank of Ontario
—
—
Bank of America National Trust & Savings Association, San Francisco.
The Bank of California, National Association, San Francisco
Crocker-Anglo National Bank, San Francisco
_
First National Bank in San Rafael
County National Bank & Trust Co. of Santa Barbara
ALASKA
ARIZONA
ARKANSAS
CALIFORNIA
CONNECTICUT
335
943
1338
2
4
780
The Connecticut National Bank, Bridgeport
Danbury National Bank, Danbury
Hartford National Bank & Trust Co., Hartford
__.
The First New Haven National Bank, New Haven.
The National Bank & Trust Co. of Fairfield County, Stamford.
The Waterbury National Bank, Waterbury
DELAWARE
795 The First National Bank of Seaford
DISTRICT OF COLUMBIA *
3425
5046
The National Bank of Washington
The Riggs National Bank of Washington, D.C
GEORGIA
9617
4691
10270
13068
The Fulton National Bank of Atlanta
The Fourth National Bank of Columbus
The First National Bank & Trust Co. in Macon
The Citizens & Southern National Bank, Savannah
HAWAII
5550
Bishop National Bank of Hawaii, Honolulu
IDAHO
14444 First Security Bank of Idaho, National Association, Boise..
1
Four branches also authorized for 2 nonnational banks in the District of Columbia.
Other
than
local
Total
REPORT OF THE COMPTROLLER OF THE CURRENCY
59
TABLE N O . 11.—Number of domestic branches of national banks authorized during
the year ended Dec. 31, 1958—Continued
Branches authorized
under act of Feb. 25,
1927, as amended
Charter
No.
Title and location of bank
Local
INDIANA
1066
13531
12132
12444
6388
14468
13759
984
869
14519
14175
11148
2234
1456
The First National Bank of Columbus
First National Bank of East Chicago, Indiana
The National City Bank of Evansville
Old National Bank in Evansville
The Springs Valley National Bank, French Lick
Gary National Bank, Gary
American Fletcher National Bank & Trust Co., Indianapolis.
The Indiana National Bank of Indianapolis
Merchants National Bank & Trust Co. of Indianapolis
__
First National Bank, Kokomo
.__
Lafayette National Bank, Lafayette
Purdue National Bank of Lafayette
—
The Merchants National Bank of Muncie
The Rushville National Bank, Rushville
3819
13990
13801
3078
The First National Bank of Chanute
The Garden National Bank of Garden City
Security National Bank of Kansas City
The First National Bank of Topeka
The National Bank of Commerce of Wellington..
3944
9365
14840
The Second National Bank of Ashland
The American National Bank & Trust Co. of Bowling Green.
Citizens Union National Bank & Trust Co., Lexington
13737
14462
13732
14503
5023
14228
13655
City National Bank of Baton Rouge
Fidelity National Bank of Baton Rouge
The First National Bank of Jefferson Parish at Gretna
Citizens National Bank & Trust Co. of Houma
The First National Bank of Lafayette
The Calcaseiu-Marine National Bank of Lake Charles
The Ouachita National Bank in Monroe
Whitney National Bank of New Orleans
4128
941
13768
First Portland National Bank, Portland
The Canal National Bank of Portland
Northern National Bank of Presque Isle
1244
1413
13745
4049
8381
The Farmers National Bank of Annapolis
The First National Bank of Baltimore
Fidelity-Baltimore National Bank, Baltimore
The Second National Bank of Hagerstown
The Second National Bank of Towson
2232
475
2152
2504
614
528
1129
1939
6077
736
726
11388
14816
308
416
The First National Bank of Attleboro
The Merchants National Bank of Boston
The Home National Bank of Brockton
National Bank of Plymouth County, Brockton
Middlesex County National Bank, Everett
The Framingham National Bank, Framingham
Merrimack Valley National Bank, Haverhill
Holyoke National Bank, Holyoke
Union National Bank of Lowell
The First National Bank of Provincetown
Merchants-Warren National Bank of Salem
The Peoples National Bank of Southbridge
Security National Bank of Springfield
The Third National Bank & Trust Co. of Springfield.
The First-Machinists National Bank of Taunton
KANSAS
KENTUCKY
LOUISIANA
MAINE
MARYLAND
MASSACHUSETTS
Other
than
local
Total
60
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 11.—Number of domestic branches of national banks authorized during
the year ended Dec. 81, 1958—Continued
Charter
No.
Title and location of bank
Branches authorized
under act of Feb. 25,
1927, as amended
Local
MICHIGAN
13833
13738
13671
3761
13741
13820
191
390
4840
13739
14729
3886
13874
Farmers and Merchants National Bank in Benton Harbor..
Manufacturers National Bank of Detroit
National Bank of Detroit
The First National Bank of Escanaba
The National Bank of Jackson
The American National Bank & Trust Co. of Kalamazoo__.
The First National Bank & Trust Co. of Kalamazoo
The First National Bank & Trust Co. of Marquette
The National Lumbermen's Bank of Muskegon
Community National Bank of Pontiac
St. Clair Shores National Bank, St. Clair Shores
The First National Bank of St. Ignace
The National Bank of Wyandotte
10738
10523
First-Columbus National Bank, Columbus.
First National Bank of Jackson
11658
1222
1209
8394
1436
12014
1113
1452
12195
13174
11759
12978
2509
1327
12425
3716
The Boardwalk National Bank of Atlantic City
Beach Haven National Bank & Trust Co., Beach Haven.
The Mechanics National Bank of Burlington
First Camden National Bank & Trust Co., Camden
Closter National Bank & Trust Co., Closter
The National State Bank, Elizabeth, N.J
The City National Bank & Trust Co. of Hackensack
The First National Iron Bank of Morristown
The National State Bank of Newark
The First National Bank of Park Ridge
Plainfield Trust State National Bank, Plainfteld
Citizens First National Bank & Trust Co. of Ridgewood..
The First National Bank of Stone Harbor
The First National Bank of Toms River, N.J
First Trenton National Bank, Trenton
The Union Center National Bank, Union
The Farmers & Mechanics National Barik of Woodbury._
MISSISSIPPI
NEW JERSEY
NEW MEXICO
6183
The First National Bank of Farmington
NEW YORK
1301
10029
202
8531
6587
5816
11854
10109
11511
12997
13956
14734
465
11708
14763
5846
13393
1342
1392
4495
9135
552
13962
7703
The National Commercial Bank & Trust Co. of Albany
The First National Bank & Trust Co. of Bay Shore
First-City National Bank of Binghamton
The St. Lawrence County National Bank of Canton
Security National Bank of Long Island, Huntington
The National Exchange Bank of Castleton on Hudson
Peninsula National Bank of Cedarhurst
The First National Bank of Central Square
The Tinker National Bank of East Setauket
The Franklin National Bank of Long Island, Franklin Square
County National Bank, Middletown..
Tappan Zee National Bank of Nyack
The First National Bank of Poughkeepsie
Scarsdale National Bank & Trust Co., Scarsdale
The Eastern National Bank of Smithtown
Rockland National Bank, Suffern
Lincoln National Bank & Trust Co. of Syracuse
The Merchants National Bank & Trust Co. of Syracuse
The Oneida National Bank & Trust Co. of Utica
The National Bank of Delaware County, Walton
The Emerson National Bank of Warrensburgh
National Bank of Chester County & Trust Co., West Chester
___
The National Bank of Windham
The Meadow Brook National Bank of Nassau County, West Hempstead
Other
than
local
Total
61
REPORT OP THE COMPTROLLER OF THE CURRENCY
TABLE N O . 11.—Number of domestic branches of national banks authorized during
the year ended Dec. 31, 1958—Continued
Branches authorized
Charter
under act of Feb. 25,
1927, as amended
Title and location of bank
No.
Local
Other
than
local
Total
NORTH CAROLINA
13721
9164
13761
13636
14147
First National Bank & Trust Co. in Asheville
First Union National Bank of North Carolina, Charlotte..
Security National Bank of Greensboro
First National Bank in Henderson
The First National Bank of Winston-Salem
_
1
3
2
4
2
2
4
2
1
3
1
1
1
1
NORTH DAKOTA
8976
9590
The First National Bank of Bowman
The First National Bank of Linton
OHIO
5425
14579
3721
975
715
76
14724
4318
14761
7621
7745
13923
652
11831
3876
14565
3234
14203
14686
1006
14586
3825
1997
7670
2350
13586
The Liberty National Bank of Ada
First National Bank of Akron
First National City Bank of Alliance
The Farmers National Bank & Trust Co. of Ashtabula
TheFirst National Bank of Batavia
First National Bank of Canton
The Southern Ohio National Bank of Cincinnati
Central National Bank of Cleveland
Society National Bank of Cleveland
The City National Bank & Trust Co. of Columbus.
The Huntington National Bank of Columbus
Coshocton National Bank, Coshocton
The Kent National Bank, Kent
The National City Bank of Marion
The First National Bank of Miamisburg.
First National Bank of Middletown
. _
The Milford National Bank, Milford
The National Bank of Oak Harbor
The Lake County National Bank of Painesville
The Piqua National Bank & Trust Co., Piqua.
The National Bank of Toledo
_
The First Troy National Bank & Trust Co., Troy
The Clinton County National Bank & Trust Co. of Wilmington
The Citizens National Bank of Wooster...
The Mahoning National Bank of Youngstown.
12169
9952
12044
5753
12890
11001
5206
The First National Bank of Bethany
_
The First National Bank of Elk City .
The Central National Bank of Enid
The City National Bank of Lawton
The Commercial National Bank in Muskogee _. _ __
The Central National Bank of Okmulgee
The First National Bank of Stillwater _ _
1
1
2
1
1
1
1
1
1
1
2
2
1
1
1
1
1
1
1
1
1
1
1
2
1
1
1
1
2
2
2
2
2
1
1
1
1
2
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
2
1
1
1
1
1
1
1
1
1
The Union National Bank of Youngstown
OKLAHOMA
1
1
1
1
1
1
1
OREGON
1553
4514
The First National Bank of Oregon, Portland
The United States National Bank of Portland _ _
PENNSYLVANIA
4894
14007
13868
2428
5855
4272
13998
9862
12
870
6220
The Farmers National Bank of Beaver Falls
Bethlehem National Bank, Bethlehem
Blairsville National Bank, Blairsville.
The Bradford National Bank, Bradford
___
The Carroll to wn American National Bank, Carrolltown
The Valley National Bank of Chambersburg
The County National Bank at Clearfleld
Peoples National Bank of Ed wards ville
The First National Bank of Erie
_
The Marine National Bank of Erie
The First National Bank of Everett
511823—59
1
1
2
1
1
1
1
1
1
1
62
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 11.—Number of domestic branches of national banks authorized during
the year ended Dec. 31, 1958—Continued
Charter
No.
Title and location of bank
Branches authorized
under act of Feb. 25,
1927, as amended
Local
PENNSYLVANIA— continued
14098
1579
10506
5773
3147
2222
14542
723
539
213
6301
252
705
649
5184
77
6942
42
3632
5034
732
604
First National Bank in Indiana
The First National Bank of Lewistown
The Russell National Bank of Lewistown...
The Farmers National Bank of Lititz
The National Bank of Malvern
Western Pennsylvania National Bank, McKeesport
\.
Cumberland County National Bank & Trust Co., New Cumberland
Central-Penn National Bank of Philadelphia
The Philadelphia National Bank, Philadelphia
Second National Bank of Philadelphia
Mellon National Bank & Trust Co., Pittsburgh
Peoples First National Bank & Trust Co., Pittsburgh
The Union National Bank of Pittsburgh
The Miners National Bank of Pottsville
First National Bank & Trust Co. of Red Lion
Northeastern Pennsylvania National Bank & Trust Co., Scranton
National-Dime Bank of Shamokin
The First National Bank of Strasburg
_•
The First-Stroudsburg National Bank, Stroudsburg
Gallatin National Bank, Uniontown
The Wyoming National Bank of Wilkes Barre, Wilkes-Barre
The York National Bank & Trust Co., York
.
RHODE ISLAND
1302
Industrial National Bank of Providence
SOUTH CAROLINA
14425
2044
13720
14784
10635
10680
14448
14594
The Citizens & Southern National Bank of South Carolina, Charleston.
The South Carolina National Bank of Charleston
The First National Bank of South Carolina of Columbia
Carolina National Bank of Easley
The Peoples National Bank of Greenville
The First National Bank of Holly Hill
Rock Hill National Bank, Rock Hill
.
Piedmont National Bank of Spartanburg
13640
14611
7848
14710
13635
10842
336
13681
14231
10785
The First National Bank in Bristol
American National Bank & Trust Co. of Chattanooga
The Hamilton National Bank of Chattanooga
First Farmers and Merchants National Bank of Columbia. _
The Hamilton National Bank of Johnson City
The First National Bank of Kingsport
The First National Bank of Memphis
National Bank of Commerce in Memphis
First National Bank & Trust Co. of Rockwood
First National Bank of Shelbyville
TENNESSEE
VERMONT
1430
Vermont National & Savings Bank, Brattleboro
VIRGINIA
2594
1522
5032
4635
10194
1111
2737
11817
6123
6084
The Peoples National Bank of Charlottesville
The Lynchburg National Bank & Trust Co., Lynchburg.
The National Bank of Manassas
First National Bank of Newport News
The Seaboard Citizens National Bank of Norfolk
First and Merchants National Bank of Richmond
The First National Exchange Bank of Roanoke
The Colonial-American National Bank of Roanoke
Tazewell National Bank, Tazewell
Farmers and Merchants National Bank. Winchester
Other
than
local
Total
63
REPORT OF THE COMPTROLLER OF THE CURRENCT
TABLE N O . 11.—Number of domestic branches of national banks authorized during
the year ended Dec. 81, 1958—Continued
Branches authorized
under act of Feb. 25,
1927, as amended
Charter
Title and location of bank
No.
Local
Other
than
local
Total
WASHINGTON
4375
13230
14394
11280
4668
12292
3956
The National Bank of Commerce of Seattle
The Pacific National Bank of Seattle—
Peoples National Bank of Washington in Seattle. _. ._
Seattle-First National Bank, Seattle
The Ol<i National Bank of Spnkanp.
The Puget Sound National Bank of Tacoma
The Baker-Boyer National Bank of Walla Walla
Total (259 banks)
1
1
1
1
I
1
1
1
139
270
2
1
1
1
1
1
1
409
64
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 12.—Number of domestic branches of national banks closed during the
year ended Dec. 31, 1958
Branches closed
Charter
No.
Title and location of bank
Local
Other
than
local
1
1
1
Total
CALIFORNIA
2491
14671
1741
Security-First National Bank, Los Angeles
Sun Valley National Bank of Los Angeles
Crocker-Anglo National Bank, San Francisco
1
2
1
1
1
2
CONNECTICUT
1249
The First National Bank & Trust Co. of New Canaan
1
DISTRICT OF COLUMBIA
3425
1069
The National Bank of Washington
The National Metropolitan Bank of Washington
1
2
1
2
MARYLAND
13745
8381
Fidelity-Baltimore National Bank, Baltimore._
The Second National Bank of Towson
1
1
1
2
2
3
5
2
7
5
1
6
2
1
1
2
4
1
1
1
1
1
1
1
2
1
1
MASSACHUSETTS
4907
Springfield National Bank, Springfield
MICHIGAN
13799
Peoples National Bank of Grand Rapids __
12205
9339
12949
Passaic-Clifton National Bank & Trust Co , Clifton
Montclair National Bank <fe Trust Co., Montclair
The Prospect National Bank of Trenton
12997
3183
2410
13962
11059
The Franklin National Bank of Long Island, Franklin Square.
The First National Bank of Herkimer
The Farmers National Bank <fe Trust Co. of Rome
The National Bank of Windham
The First National Bank of Woodridge
9164
13761
14147
First Union National Bank of North Carolina, Charlotte
Security National Bank of Greensboro
The First National Bank of Winston-Salem
N E W JERSEY
N E W YORK
1
1
11
NORTH CAROLINA
1
1
2
1
1
2
NORTH DAKOTA
9590
The First National Bank of Linton
- ..
1
OHIO
858
The First National Bank of Newark.
-_
_
1
PENNSYLVANIA
373
608
77
6942
13196
The First National Bank of Allentown
The National Bank of Pottstown
Northeastern Pennsylvania National Bank & Trust Co., Scranton
National-Dime Bank of Shamokin
Upper Darby National Bank, Upper Darby
1
1
1
1
1
1
2
1
1
4
7
1
1
36
26
62
11
TENNESSEE
13349
Union Planters National Bank of Memphis.
Total (29 banks)
i Seasonal agency.
TABLE N O . 13.—Principal items of assets and liabilities of national banks, by size of banks, according to deposits, Dec. 31, 1957 and 1958
[In thousands of dollars]
Loans and securities
Num-
ber of
banks
Total
U.S.
Loans
and dis- Governcounts, ment obincluding ligations—
direct and
redisguarancounts
teed
and over-
Other
bonds
and
securities
drafts
Cash,
balances
with
other
banks,
including
reserve
with
Federal
Reserve
Deposits
Real
estate
assets
Total
assets
Capital
stock
Surplus,
profits
and
reserves
Total
Demand
Time
banks
1957
Banks with deposits of—
Less t h a n $500,000
$500,000 to $750,000
$750,000 to $1.000,000
$1,000,000 to $2,000,000
$2,000,000 to $5,000,000
$5,000,000 to $10,000,000
$10,000,000 to $25,000,000.-$25,000,000 to $50,000,000..$50,000,000 to $100,000,000.$100,000,000 to $500,000,000$500,000,000 or more
Total
22
7,027
3,591
47
25,429
12,429
92
70,386
32,800
804, 876
606
357, 557
1,556 4, 523,106 2,021, 539
1,043 6,336,908 2,890,865
723 9,508,808 4,443, 637
259 7, 575, 676 3, 600, 621
131 7, 633, 783 3, 927,966
125 22,082,023 12, 622,529
23 32,915,964 20, 588, 743
2,904
532
2,155
10,845
30,298
7,288
362, 705
84, 614
1,904,044
597, 523
2, 574,830
871, 213
3,833, 056 1, 232,115
3,082, 457
892, 598
2,857, 726
848, 091
7, 402, 229 2,057. 265
9, 276, 982 3,050, 239
3,455
8,802
21,987
226,374
1,183, 360
1, 610, 475
2, 418, 516
1, 939, 949
2, 217,152
7, 631,036
9, 604, 028
59
171
947
9,048
59, 249
92, 517
162, 649
132, 253
120, 651
368, 021
394, 216
10,542
610
871
1,322
2,967
34,431
93,369
3,610
7,896
78, 935
1, 041,110
31, 316
5, 771,915
139,899
379, 284
8, 049,341
171, 764
470,449
12,118,166
263, 624
619,066
9, 679, 072
208, 558
441, 725
10,008,030
225, 938
456, 294
30, 236,888
662, 220 1, 429, 248
43, 479, 776 1, 097,352 2, 400, 269
9,052
7,633
1,419
4,942
25,113
30,055
81,528
60,925
20,603
644,292
282,331
926,623
5, 229, 659 3,453,057 1,776, 602
7,361, 201 4, 724, 637 2, 636, 564
11,128,055 7,192, 697 3,935,358
8,932, 517 5,965, 278 2,967, 239
9, 206, 507 6,651, 787 2, 554, 720
27, 708, 777 21, 546, 723 6,162,054
38,822,337 27, 608,823 11, 213, 514
4,627 91, 483,986 50, 502, 277 31,338, 076 9, 643, 633 26,865,134 1,339, 781 120, 522, 640 2, 806, 213 6, 287,004 109, 436,311 77,880, 965 31,555,346
1958
Banks w i t h deposits of—
Less t h a n $500,000
$500,000 to $750,000
$750,000 to $1,000,000
$1,000,000 to $2,000,000
.
$2,000,000 to $5,000,000
$5,000,000 to $10,000,000
$10,000,000 to $25,000,000--.
$25,000,000 to $50,000,000--$50,000,000 to $100,000,000—
$100,000,000 to $500,000,000$500,000,000 or more
Total
15
4,659
2,423
396
1,840
42
22, 713
12, 694
8,608
1,411
62
48, 717
22,967
20,997
4,753
541
722,358
331,378
74, 706
316, 274
1,507 4,475, 787 2,035,419 1,855,122
585, 246
1,087
6, 710, 526 3,085, 562 2, 688,154
936,810
771 10, 275,106 4, 743, 251 4,178, 086 1,353, 769
261 7, 783, 487 3, 645,557 3,194, 661
943, 269
136 8,048, 622 3,983,955 3,112, 522
952,145
137 24,394,926 13,423, 288 8, 620, 047 2,351, 591
26 37,097, 547 21, 509,730 11, 828, 449 3, 759,368
2,441
7,721
13,678
195,885
1,096,121
1, 588, 515
2, 456, 472
1,835, 512
2,051,355
7,804,300
9,812,820
48
235
402
8,015
58,813
100, 099
179, 407
139, 436
129, 957
417, 713
452,877
622
7,148
410
2,458
30, 699
1,547
62,894
2,823
5,197
927,081
70, 691
26, 703
5, 636,484
132,067
372,173
8, 410, 205
179, 345
496, 638
12,938,037
275, 065
675, 592
9, 791,073
212,991
455, 689
10, 270, 746
229, 496
477, 545
32,801,364
712,396 1,581,059
47,921, 235 1,178, 436 2, 579,858
718
6,108
5,390
22, 699
3,901
26, 600
54,664
39, 595
15,069
575,101
251,337
826,438
5,109, 428 3,350, 678 1, 758, 750
7, 680,911 4,819, 924 2,860,987
11,867, 728 7, 526,335 4,341,393
9,017,834 5,849, 927 3,167,907
9,441, 587 6,494,498 2, 947,089
30,039,958 23,116,333 6,923,625
43,014,872 29, 551,319 13,463,553
4,585 99,584,448 52, 796, 224 35,824, 760 10,963,464 26,864,820 1,487,002 128, 796,966 2, 951, 279 6, 717, 522 117, 086,128 81,351, 799 35,734,329
66
REPORT OF THE
COMPTROLLER OF THE
CURRENCY
TABLE N O . 14.—Number of national banks in United States and possessions with
surplus fund equal to or exceeding common capital stock, and the number with
surplus fund less than common capital stock 1942 to 1958
Number
of banks
Banks with surplus
equal to or exceeding
common capital stock
Number
June 30, 1942.
Dec. 31,1942.
June 30,1943.
Dec. 31,1943.
June 30,1944.
Dec. 30, 1944.
June 30, 1945.
Dec. 31, 1945.
June 29,1946.
Dec. 31, 1946.
June 30,1947.
Dec. 31, 1947.
June 30, 1948
Dec. 31, 1948.
June 30, 1949
Dec. 31,1949.
June 30,1950
Dec. 30, 1950.
June 30, 1951
Dec. 31, 1951.
June 30,1952
Dec. 31,1952.
June 30,1953
Dec. 31,1953.
June 30,1954
Dec. 31,1954.
June 30, 1955
Dec. 31,1955.
June 30,1956
Dec. 31, 1956.
June 6, 1957..
Dec. 31, 1957.
June 23, 1958
Dec. 31, 1958.
5,107
5,087
5,066
5,046
5,042
5,031
5,021
5,023
5,018
5,013
5,018
5,011
5,004
4,997
4,993
4,981
4,977
4,965
4,953
4,946
4,932
4,916
4,881
4,864
4,842
4,796
4,751
4,700
4,675
4,659
4,654
4,627
4,606
4,585
2,115
2,205
2,275
2,434
2,576
2,749
2,946
3,180
3,318
3,531
3,637
3,773
3,820
3,963
4,003
4,132
4,148
4,236
4,242
4,324
4,327
4,368
4,406
4,400
4,417
4,378
4,363
4,330
4,337
4,316
4,316
4,299
4,308
Percent
41.41
43.35
44.91
48.24
51.09
54.64
58.67
63.31
66.12
70.44
72.48
75.29
76.34
79.31
80.17
82.96
83.34
85.32
85.65
87.42
87.73
89.46
89.49
90.58
90.87
92.10
92.15
92.83
92.62
93.09
92.74
93.28
93.33
93.96
Banks with surplus
less than common
capital stock
Number
2,992
2,882
2,791
2,612
2,466
2,282
2,075
1,843
1,700
1,482
1,381
1,238
1,184
1,034
990
849
829
729
711
622
605
518
513
458
442
379
373
337
345
322
338
311
307
277
Percent
58.59
56.65
55.09
51.76
48.91
45.36
41.33
36.69
33.88
29.56
27.52
24.71
23.66
20.69
19.83
17.04
16.66
14.68
14.35
12.58
12.27
10.54
10.51
9.42
9.13
7.90
7.85
7.17
7.38
6.91
7.26
6.72
6.67
6.04
67
REPORT OP THE COMPTROLLER OF THE CURRENCY
TABLE NO. 15.—Dates of reports of condition of national banks, 1914 to 1958
[For dates of previous calls see report for 1920, vol. 2, table No. 42, p. 150]
Year
1914
1915
1916
1917
1918
1919
1920
1921
1922 ._ ..
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
__
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952 . 1953
1954
1955
1956
1957
1958
Jan.
Feb.
13
Mar.
Apr.
4
4
7
5
June
1
1
30
23
30
20
10
29
12
4
30
30
30
1
4
4
28
21
May
28
10
5
3
30
30
30
31
6
12
30
July
Aug.
Sept.
Oct.
12
2
12
11
31
28
27
27
25
30
30
30
30
5
4
4
31
7
29
26
1
30
30
30
30
30
29
13
20
24
29
30
31
20
15
11
10
14
4
31
31
31
31
31
10
3
4
31
31
31
30
I
28
2
31
30
31
31
30
6
6
23
24
31
31
31
31
31
18
31
1
4
10
26
31
31
30
31
24
5
30
31
31
29
31
31
31
25
17
30
30
30
30
30
30
30
30
30
31
31
27
31
29
28
30
12
11
24
9
17
15
10
30
29
4
4
17
20
12
8
6
15
14
30
29
30
30
30
10
31
30
30
30
29
23
Nov. Dec.
7
5
11
31
31
30
31
31
31
31
31
31
31
31
NOTES
Act of Feb. 25,1863, provided for reports of condition on the first of each quarter, before commencement
of business.
Act of June 3,1864—First Monday of January, April, July, and October, before commencement of business, on form prescribed by Comptroller (in addition to reports on first Tuesday of each month showing
condition at commencement of business in respect to certain items; i.e., loans, specie, deposits, and circulation).
Act of Mar. 3, 1869, not less than 5 reports per year, on form prescribed by Comptroller, at close of business on any past date by him specified.
Act of Dec. 28, 1922, minimum number of calls reduced from 5 to 3 per year.
Act of Feb. 25,1927, authorized a vice president or an assistant cashier designated by the board of directors
to verify reports of condition in absence of president and cashier.
Act of June 16, 1933, requires each national bank to furnish and publish not less than 3 reports each year
of affiliates other than member banks, as of dates identical with those for which the Comptroller shall during
such year require reports of condition of the bank. The report of each affiliate shall contain such information as in the judgment of the Comptroller shall be necessary to disclose fully the relations between the
affiliate and the bank and to enable the Comptroller to inform himself as to the effect of such relations upon
the affairs of the bank.
Sec. 21 (a) of the Banking Act of 1933 provided, in part, that after June 16,1934, it would be unlawful for
any private bank not under State supervision to continue the transaction of business unless it submitted
to periodic examination by the Comptroller of the Currency or the Federal Reserve bank of the district,
and made and published periodic reports of condition the same as required of national banks under section
5211, XJ.S.R.S. Sec. 21 (a) of the Banking Act of 1933, however, was amended by sec. 303 of the Banking Act
of 1935, approved Aug. 23, 1935, under the provisions of which private banks are no longer required to submit to examination by the Comptroller or Federal Reserve bank, nor are they required to make to the Comptroller and publish periodic reports of condition. (5 calls for reports of condition of private banks were
made by the Comptroller, the first one for June 30,1934, and the last one for June 29,1935.)
TABLE NO. 16
ASSETS AND LIABILITIES OF NATIONAL BANKS ON MARCH
4, JUNE 23, SEPTEMBER 24, AND DECEMBER 31, 1958, BY
STATES AND TERRITORIES
69
REPORT OF THE COMPTROLLER OF THE CURRENCY
71
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958
ALABAMA
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
_
Currency and coin
Balances with other banks, and cash items in process of
collection
B ank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets _
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
69 banks
69 banks
69 banks
69 banks
541,603
335,521
566,006
360,250
573,771
384,980
400,045
123,202
28,409
134,643
29,602
136,081
142,664
27,351
2,536
131, 500
24,266
2,548
140,680
28,437
2,564
119,692
33,134
2,582
130,060
31,654
167, 772
14,501
871
153,447
14,743
153,701
15,260
424
181,206
15,587
433
1,970
25
3,025
1,332
2,321
194
2,953
1,647
2,332
128
3,074
1,756
2,437
155
1,376,533
1,438,370
1,455,455
1,538,109
701,715
720,648
734, 542
786,510
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
.
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
318,705
10
21,437
107,411
91,068
11,333
1,251,679
926,163
S25,516
337,606
10
46,882
110, 851
80,179
12,134
1,308,310
961,200
347,110
10
31,657
105,157
91,252
12,129
1,321,340
962,278
359,062
349, 768
10
28,993
134,328
93,121
12,809
1,406,539
1,043,830
361,709
90
1,700
350
100
25
7,290
1,801
194
7,403
5,283
1,967
128
7,618
7,640
1,935
16,491
1, 267,848
1,324,857
1,339,011
1,422,285
33,270
50,730
20,020
4,665
33,570
51,129
22,740
6,074
33,970
51,725
24,314
6,435
34,020
53,180
21,750
6,874
155
CAPITAL ACCOUNTS
Capital stock: Common stock_.
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts .
108,685
113,513
116,444
115,824
1,376,533
1,438,370
1,455,455
1,538,109
184,874
218,229
225, 766
226,672
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
—
72
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
ALASKA
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
7 banks
7 banks
7 banks
7 banks
46,093
45,437
49,670
46,735
51,954
49,536
52,402
55,944
5,619
4,540
6,465
5,955
6,409
7,095
3,784
13
37
37
37
14,122
6,412
14,408
7,062
17,994
8,376
15,242
6,082
4,536
2,178
145
5, 282
2,425
165
5,560
2,448
209
5,618
2,413
186
371
11
192
344
10
212
339
15
183
129,623
138,778
150,184
149,084
1958
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations . _.
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank and approved national banking associations
Currency and coin
Balances with other banks, and cash items in process of
collection. __
,.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
.__
Income earned or accrued but not collected
Other assets...
._.
Total assets .
168
LIABILITIES
D e m a n d deposits of individuals, partnerships, a n d
corporations
T i m e deposits of individuals, partnerships, a n d corporations.
Postal savings deposits
Deposits of U . S. Government
Deposits of States a n d political subdivisions
Deposits of b a n k s
Other deposits (certified a n d cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, a n d other liabilities for
borrowed m o n e y
Income collected b u t not earned.
Expenses accrued a n d u n p a i d
Other liabilities.
Total liabilities.
53,686
54,501
65,106
64,192
30,836
10
22,198
11,897
1,604
1,268
121,499
74,850
46,649
31,433
10
23,791
18,051
1,437
1,219
ISO, 442
78,92S
51,519
32,845
10
22,470
17,961
1,790
1,311
141,493
88,917
52,576
34,341
10
21,692
17, 279
2,288
1,227
141,029
86,906
54,12S
392
159
14
457
182
3
505
131
648
122,064
131,084
142,132
141, 677
2,350
2,420
2,343
446
2,350
2,420
2,514
410
2,750
2,445
2,447
410
2,750
2,670
1,547
440
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus.
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts.
8,052
7,407
129,623
138,778
150,184
149,084
36,278
35,881
36,197
37,391
7,559
7,6
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
73
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
ARIZONA
[In thousands of dollars]
Mar. 4,
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding.
_.
Income earned or accrued but not collected
01 her assets
Total assets.
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
3 banks
3 banks
3 banks
3 banks
428,075
141,424
11
37, 545
11,651
434,324
160,026
11
39,248
17,363
421,889
153,194
4
43,767
14,893
452,965
166,055
11
43,114
11,523
1,334
42, 774
11,744
1,364
55, 544
12,691
1,363
57,971
13,995
1,483
59,648
15,562
68,318
15,194
12
63,329
16,256
17
57, 289
16, 545
17
88,161
16,938
12
5,161
20
2,760
2,077
5,161
152
2,440
3,049
5,161
192
2,384
1,557
5,160
154
5,564
768,100
810,975
790,221
866,350
400,354
403,499
395,812
451,154
188,241
27
8,231
74, 779
16,802
11,698
700,182
489,450
MO, 682
210,208
27
19,160
76,605
23,304
10,303
743,106
510,280
252, 876
217,295
27
12,730
61,528
18,979
7,757
714,128
471,683
242,445
215, 569
27
11,001
78,050
23,120
14,153
793,074
654,723
238,361
20
8,448
5,194
1,699
152
9,059
5,246
1,301
192
9,245
5,731
910
715,493
758,864
737,706
809,337
16,970
27,680
7,952
5
16, 970
27,680
7,456
5
16,970
27,680
7,856
17,480
31,170
8,353
10
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
-.
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
7,500
154
16,109
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits
Total capital accounts
Total liabilities and capital accounts
52,607
52, 111
52, 515
57,013
768,100
810,975
790,221
866,350
129,680
148,062
129,915
144,711
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
74
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
ARKANSAS
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government..
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank __
_
Reserve with Federal Reserve bank.
Currency and coin
Balances with other banks, and cash items in process of
collection
_.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
Total assets.
Mar. 4,
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
55 banks
55 banks
55 banks
55 banks
203,030
153,199
209,468
149,434
224,438
171,099
60,161
12,479
9,317
209, 758
162,197
11
69,675
8,899
1,085
54, 437
8,631
1,125
48,917
10,355
1,149
54, 554
10,959
1,155
50,223
11,469
72,096
7,585
218
74, 512
7,993
211
76,452
8,198
256
99,075
8,183
45
966
340
46
1,084
352
47
1,143
449
40
574,272
579,407
603, 747
648,280
309, 548
303,007
309,014
352,259
109, 506
24
7,001
39, 597
50,845
3,293
519,814
408,687
111,177
116,461
24
11,240
38,187
50,315
4,503
528,737
404,954
118,783
120,307
24
8,450
50,373
54,877
4,042
547,087
424,408
122,679
122,190
24
8,847
35,853
66,754
6,379
592,306
468,148
124,158
2,239
1,887
50
2,287
1,702
50
2,382
2,262
109
4,602
523,948
528,119
551,890
15, 655
20,605
12,477
1,587
16,355
21,165
12,378
1,390
16,605
21,690
12,085
1,477
16,655
22,203
10,800
1,714
51,372
1958
72,849
7,787
LIABILITIES
D e m a n d deposits of individuals, partnerships, a n d
corporations
T i m e deposits of individuals, partnerships, a n d corporations
Postal savings deposits
Deposits of U . S . G o v e r n m e n t . .
Deposits of States a n d political subdivisions.Deposits of banks
Other deposits (certified a n d cashiers' checks, etc.)
Total deposits
__
Demand deposits
Time deposits
Bills payable, rediscounts, a n d other liabilities for
borrowed money
Income collected b u t not earned
Expenses accrued a n d u n p a i d
Other liabilities
T o t a l liabilities.
CAPITAL ACCOUNTS
Capital stock: Common stock.
Surplus
Undivided profits
Reserves
Total capital accounts
._
50,324
51,288
51, 857
Total liabilities and capital accounts
574,272
579,407
603,747
37,822
40,534
41,600
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
43,689
75
BEPORT OF THE COMPTROLLER OF THE CURRENCY
and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
CALIFORNIA
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets.._
Total assets
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
48 banks
48 banks
48 banks
46 banks
8,153,912
4,149,561
557
973, 723
239,378
8,105,710
4,550,633
719
1,213,350
308,432
8,228,685
4,556,357
585
1, 210,441
293,996
8, 512,791
4,676,473
672
1,205,110
264,886
63,175
1,445,297
.110,843
63,256
1,430,653
133, 681
63,819
1, 555,172
138,513
65,325
1,583,724
149,912
1,075,245
166,830
2,673
981,490
173,515
3,031
993,661
175,625
3,330
1,291,974
181,392
2,908
39,496
181,322
53,325
27,874
144,615
43,493
29,420
40,198
96,500
47,104
25,908
41,697
115,052
16,683, 211 17,221,897
17,429,894
18,193, 556
6,325,761
6, 216,171
6,587,742
7,132,566
6,195,229
202
264,664
1,177,151
726,917
243,858
14, 988,782
7,660,154
7,278,628
6, 502,599
202
466,538
1,304,291
705,810
234,791
15,480,402
7,752,264
7,678,138
}
101,640
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations __
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities. _.
Total liabilities
6,777,253
6,607,267
202
202
269,825
289,689
1,405,902
1,172,045
702,505
687,677
364,233
281,372
15,625,994 16,652,486
7,948,950 8,751,100
7,677,044 7,901,886
168,408
101,000
243,429
183,644
104,985
131,443
128,674
147,691
104,381
128,373
253,406
98, 735
112,941
132,064
154, 519
337,407
16,165, 253 16,367, 682
17,106,601
15,650,936
116,708
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
319,458
465,464
240,629
6,724
320,642
466,866
262,220
6,916
331,025
475,088
249,032
7,067
330,784
525,830
223,601
6,740
1,032, 275
1,056,644
1,062,212
1,086,955
16,683,211
17,221,897
17,429,894
18,193,556
2,470,439
2,774,017
2,695,032
2,604,958
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
76
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958— Continued
COLORADO
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government.-.
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank.
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
—
Income earned or accrued but not collected
Other assets
Total assets.
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
77 banks
78 banks
77 banks
77 banks
502,176
365,317
515,701
385,545
53,769
11,394
611, 535
413,575
54,360
9,623
577,952
430,880
9
56,392
8,433
2,125
121,585
13,146
2,139
113,239
15, 638
2,336
126,077
17,724
2,359
137,145
17,276
165,305
8,157
290
149,002
9,372
313
194,777
11,296
297
199,740
10,949
227
1,065
2,440
2,117
2,625
1,093
3,300
1,478
1,142
5,339
1,248,886
1,259,637
1,431,889
1,462,564
650,951
756,839
800,201
56,124
7,153
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
-.
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks..
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Income collected but not earned
_
Expenses accrued and unpaid
_.
Other liabilities
Total liabilities-__
_.
279,499
328,313
293,764
10
10
10
30, 541
21,272
40,974
85,606
74, 671
75, 464
97,359
87,097
79, 722
12, 711
11,171
9,916
1,14S, 906 1, ISO, 801 1,309,839
953,440
841,075
836,647
356,399
SQ2,8S1
S14,164
334,765
10
30,288
70, 921
98,150
13,633
1,347,968
988,779
359,189
200
3,900
6,500
13
4,742
7,225
568
30
5,194
4,716
1,171
5,398
6,793
1,654
1 •••650
1,156,654
1,165,812
1,330,214
1,359,648
29,080
41,069
20,254
1,829
29,280
41,399
21,523
1,623
32,905
44,249
22,379
2,142
32,930
45,302
22,441
2,243
1,259,637
1,431,889
149,995
174,077
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus...
Undivided profits
Reserves
Total capital accounts
92,232
Total liabilities and capital accounts
101, 675
102,916
1,462, 564
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
136,504
164,175
REPORT OF THE COMPTROLLER
OF THE
CURRENCY
77
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
CONNECTICUT
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets ,
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
32 banks
31 banks
31 banks
30 banks
492,069
291,631
533,245
301,368
515,904
315,581
108,871
12,092
109,053
11,713
117,079
9,205
537, 957
317,407
12
119,255
9,533
3,722
99,712
27,668
3,778
105,647
27,572
3,487
83,822
31,159
3,638
84,929
31,346
117,689
14,857
61
117,097
15,159
348
99,657
15,950
281
139,095
17,392
928
844
69
1,733
3,606
818
96
2,034
4,338
805
87
1,930
3,572
342
59
5,840
1,174,624
1,232,266
1,198,519
1,267,733
673,486
690,858
664,996
741,014
258,594
265,405
272,443
268,832
51,078
49,366
27,117
35,072
1,118,896
851,018
267,888
35,467
51,033
25,346
35,613
1,084,898
809,741
275,157
1,230
800
50
7,399
6,909
1,557
96
7,559
4,865
2,669
87
7,976
7,088
1,486
17,062
1,079,561
1,134,885
1,101,585
1,170, 501
32, 788
43,974
17,082
1,219
32,963
43,905
19,307
1,206
32,963
43,934
18,674
1,363
33,323
46, 532
15, 598
1,779
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
28,498
39,090
28,931
33,798
1,062,897
801,604
MO, 793
34,790
44,090
28,509
34,442
1,151,677
880,298
271,884
1,500
203
59
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
95,063
97,381
96,934
97,232
1,174, 624
1,232,266
1,198, 519
1,267, 733
95, 579
90,580
105,763
106,424
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
511823^-59-
78
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
DELAWARE
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Income earned or accrued but not collected
Other assets
Total assets .
Mar. 4,
June 23,
Sept. 24,
1958
1958
1958
7 banks
7 banks
7 banks
Dec. 31,
1958
7 banks
12,872
10,413
13,465
10,544
13,727
11,022
14,189
12,117
2,216
753
2,223
751
2,719
648
2,696
643
91
2,923
658
91
2,567
772
94
2,996
794
94
2,961
725
2,209
525
1
17
2,215
518
44
2,343
524
3
65
1,942
558
22
32,678
33,190
34,935
35,947
14,912
14,232
15,886
16,632
12,967
13,517
13,933
14,096
193
246
653
235
235
448
355
342
398
28,716
15,651
IS, 065
421
29,058
15,4S5
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
_Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits....
Demand deposits
Time deposits.
Bills payable, rediscounts, and other liabilities for
borrowed money
Income collected b u t not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities-
287
SO, 789
16,715
is, ms
395
51,820
17,582
U2S8
85
28,724
29,122
30,831
31,905
775
2,275
837
67
775
2,275
950
68
775
2,375
887
67
775
2,400
793
74
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits.
Reserves. _.
-..
Total capital accounts
Total liabilities and capital accounts
3,954
4,068
4,104
4,042
32,678
33,190
34,935
35,947
1,514
2,013
2,080
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
79
and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
DISTRICT OF COLUMBIA
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets.
Mar. 4,
1958
J u n e 23,
1958
Sept. 24,
1958
Dec. 31,
1958
7 banks
6 banks
6 banks
5 banks
378,691
307,832
358,553
314,415
362,539
307,229
376,878
304,462
24,138
15,411
27,497
17,313
27,690
18,862
28,141
15,951
1,631
116,947
15,144
1,541
110,068
15,820
1,541
108,099
16,302
1,536
90,700
16,011
88, 797
15, 739
192
66,282
15,064
139
141
1,570
815
72,045
15,476
137
1,268
811
72,924
14,471
144
41
1,117
745
966,601
934,649
926,273
923,425
600,802
554,186
556,362
571,858
191,750
754
25,193
81
60,435
13,007
892,022
690,548
201,479
202,762
729
33,576
72
191,207
656
27,309
57
49,443
13,652
888,686
687,502
201,184
190,851
6*6
24,692
104
53,339
10,788
852,288
651,460
200,828
2,088
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
21,238
859,549
647,863
212,186
5,000
16,500
1,163
5,761
1,643
41
1,278
2,924
2,099
141
1,317
4,236
1,022
900,589
870,891
861,902
19,750
34,600
9,512
2,150
18,250
33,100
10,433
1,975
18,2fO
33,100
11,003
2,018
7,534
CAPITAL ACCOUNTS
Capital stock: Common stock.
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
18,100
33,100
9,981
2,422
66,012
63,758
64,371
966,601
934,649
926,273
923,425
58,808
53,176
67,235
44,258
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
80
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
FLORIDA
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
99 banks
99 banks
100 banks
103 banks
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
_.
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin_
Balances with other banks, and cash items in process of
collection
_
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets...
Total assets
976,141
869,957
13
178,339
40,838
985,751
954,109
28
192,936
33,109
992,259
953,834
203,809
31,626
1,103,148
970,387
14
208,915
34,242
4,530
231,563
44,415
4,716
234,626
45,460
4,874
247,212
45,078
5,038
233,962
53,655
443,386
37,711
2,179
400,613
39,471
1,489
347,177
41,034
1,625
526,558
42,883
1,273
8,201
84
7,494
4,010
9,818
191
6,476
4,489
11,372
58
6,114
4,179
13,566
138
11,852
2,848,861
2,913,282
2,890,251
3,205,631
1,447,863
1,457,431
1,449,361
1,569,990
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
_
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid.__
Other liabilities
Total liabilities...
556,735
608,479
634,608
66
66
66
36,413
75,671
46,103
289,444
261, 515
229,149
268,969
244,943
238,604
22,076
22,449
20,551
2,621,566 2,670,554 2,618,442
1,998,071 1,960,166 1,912,286
710,S88
706,206
628,496
646,849
61
46,962
340, 580
320,263
27,402
2,952,107
2,287,000
715,107
2,000
6,650
25,700
32
31
156
31
87
18,793
13,079
1,378
205
20,348
12,287
1,630
75
21,347
14, 273
1,009
145
36,780
2,656,935
2,711,705
2,681,002
2,992,538
200
69,425
69,625
80,006
29, 582
12,713
200
72,400
72,600
82,670
33,133
13,174
200
74,100
74,300
88,125
32,981
13,843
200
76,510
76,710
93,559
27,754
15,070
3,475
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
_
Common stock
_
Total capital stock.....
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts
191,926
201,577
209,249
213,093
2,848,861
2,913,282
2,890,251
3, 205,631
590,320
668,875
663,309
731,666
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
81
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
GEORGIA
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
-.
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets.
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
52 banks
52 banks
52 banks
52 banks
629,610
318,753
666,590
347,215
674,593
393,963
696,092
417,141
79,038
22,346
88,340
24,038
91,874
26,635
84,094
20,071
2,614
154,799
16,548
2,722
164,591
18,344
2,738
163,498
19,834
2,743
120,547
20,359
172,202
20,615
1,311
166,840
21,335
1,092
189,221
21,895
833
228,499
22,409
870
395
2,131
2,645
2,161
1,900
1,423,007
1, 505,178
10
1
2,410\
1,995/
3,925
1,589,490
1,616,750
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
726,187
740, 558
768,143
802,452
242,270
761
25,468
94,021
176,642
7,666
1,278,015
1,02^529
248,486
259,820
761
74,321
110,794
164,128
7,911
1,558,293
1,090,018
268,275
261,980
756
39,672
116,655
207,419
266,973
756
34,704
122,807
217,048
24,373
1,469,118
1,191,699
277,414
10,965
1,390
395
14,950
8,268
979
15,776
6,514
935
1,308, 580
1,382,908
1,464,820
1,494,249
31,932
54,372
16,256
11,867
33,632
56,148
19,618
12,872
33,957
56,398
20,480
13,835
33,957
57,352
16,596
14,596
1,403,264
1,130,978
272,291
36,900
1
16,3171
7,623^
715)
850
24,286
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
114,427
122,270
124,670
1,423,007
1,505,178
1,589,490
219,989
261,290
122,501
1,616, 750
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
208,601
82
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
THE TERRITORY OF HAWAII
[In thousands of dollars]
Mar. 4,
June 23,
1958
1958
Sept. 24,
1958
Dec. 31,
Ibank
1 bank
lbank
1 bank
1958
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Reserve with approved national banking associations..
Currency and coin
_..
Balances with other banks, and cash items in process of
collection
___
Bank premises owned, furniture and fixtures.- --.
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets.
105,366
54,550
112,337
59,985
113,243
68,346
120,745
57,717
11,968
4,474
20,024
10,414
11,762
4,474
18,056
13,529
14,662
2,273
20,642
14,309
14,580
2,273
26,272
10,649
11,452
3,209
14
915
1,833
11, 569
3,499
5
840
1,847
9,658
5,452
6
1,005
251
20,762
5,232
8
1,136
224,219
237,903
249,847
259,374
79,549
78,571
83,601
78,525
10
14,511
26,885
4,126
1,931
205,587
108,498
97,089
10
20,021
29,029
9,761
1,950
218,811
119,178
99,188
81,182
10
18,544
33,492
10,199
1,630
228,658
121,786
106,872
77,796
10
17,584
37,490
5,060
1,913
288,545
188,149
105,896
14
539
1,077
470
5
658
1,387
93
1,077
287
2,037
207,637
220,454
230,867
240, 590
4,000
7,000
3,406
2,176
4,000
7,000
4,274
2,175
6,000
7,750
3,055
2,175
6,000
9,000
1,608
2,176
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations. _
_
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
.-.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
r -.
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus..
J.
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
16,582
17,449
18,980
18,784
224,219
237,903
249,847
259,374
63,122
70,753
74,877
74,127
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
83
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
IDAHO
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets Indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
Total assets-
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
9 banks
9 banks
9 banks
9 banks
185,754
168,878
195,902
170,818
208,624
168,567
213,865
180,694
20,373
2,289
24,589
2,295
26,607
130
34,877
75
672
40,771
4,614
676
30,856
6,414
683
33,410
6,028
684
34,950
5,974
23,452
6,234
55
25,087
6,490
56
26,731
6,798
38,562
6,902
59
35
37
355
35
175
243
34
59
328
34
294
453,519
463,636
478,062
516,970
211,547
203,485
224,556
236,374
154,512
11
4,928
46, 707
2,004
2,994
422,70S
267,194
155,509
160,405
11
9,235
47,234
2,865
2,691
425,926
264,524
161,402
167,175
11
8,260
37,088
2,722
3,365
443,177
275,005
168,172
171, 294
11
7,089
61,003
2,244
3,950
481,965
809,279
172,686
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
4,000
995
1,547
2,602
33
1,723
2,638
71
1,793
2,581
21
4,227
427,880
434,358
447,572
486,192
11,325
11,164
3,049
101
11,325
11,214
5,407
1,332
11,525
11,294
5,770
1,901
11,525
12,045
4,029
3,179
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
25,639
29,278
30,490
30,778
453,519
463,636
478,062
516,970
100,872
96,942
88,438
97,638
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
84
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
ILLINOIS
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations....
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
__
__
Balances with other banks, and cash items in process of
collection.
.._
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises.
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets..
Total assets
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
394 banks
394 banks
395 banks
395 banks
4,483,280
3,890,742
91
741,402
248,016
4,656,481
4,289,286
83
784,353
261,685
4,475,767
4,301,354
79
784,075
244,524
4,778,748
4,264,729
79
787,219
236,667
22,502
1,410,785
98, 552
23,300
1,428,647
107,572
23,503
1,314,785
109,632
23,719
1,303,403
118,399
1,022, 557
45,597
2,029
1,019,353
47,278
2,255
1,079,183
48,282
2,032
1,351,720
49,236
2,055
3,004
7,857
32,975
21,606
3,307
8,650,
27,189
25,067
3,482
10,592
29,758
23,377
3,584
10,195
55,260
12,030,995
12,684,506
12,450,425
12,985,013
5,861,181
5,724,070
5,866,026
6,562,286
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
_
Deposits of U.S. Government.-Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities..
2,748,959
2,847,528 2,863,855
1,004
1,004
999
231,241
715,655
287,109
650,200
862,361
831,134
1,192,069 1,236,299
1,305,147
107,623
101, 791
103,376
10,786,445 ll,494,U0
11,257,646
7,843,701 8,451,362 8,190,619
2,942,744 3,043,178 3,067,027
162,006
85,077
63,300
2,915,636
1,004
286,436
626,714
1,329,752
122,858
11,844,686
8,746,108
3,098,578
375
94
211
155
9,534
10,383
142,625
7,866
37,293
74,590
30,658
64,975
31,395
12,328
38,528
68, 279
34,522
11,098,957
11,724,201
11,474,814
11,998,224
1,500
318,558
320,058
421,953
137,141
1,500
319,698
321,198
447,340
136,357
55,410
1,500
347,573
349,073
425,803
143,882
56,853
1,500
349,773
351,273
430,872
145,584
59,060
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock
_
_
Total capital stock
_.
_.
Surplus
__.
Undivided profits
Reserves and retirement account for preferred stock...
Total capital accounts
__
Total liabilities and capital accounts
932,038
960,305
975,611
986,789
12,030,995
12,684,506
12,450,425
12,985,013
1,114,539
1,596,415
1,240,413
1,201,782
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
85
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
INDIANA
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
124 banks
124 banks
124 banks
123 banks
957,608
936,259
15
141,612
39,447
982,510
987,417
10
144,384
39,656
989,153
984,249
18
150,974
36,931
1,022,380
1,002,634
18
151,042
4,414
243,214
47,251
4,551
259,495
51, 710
4,575
240,977
54,410
4,833
255,419
56,557
254,813
27,276
261,934
28,299
283
240,710
28,084
311
341,444
28,692
374
65
4,706
4,111
194
124
4,475
4,311
4,870
4,557
8,938
2,661,225
2,769,353
2,740,146
2,909,531
1,297,775
1,253,912
1,297,484
1,429,199
694,835
1,607
47,938
231,733
124,477
30,211
2, 428, 576
1,697,455
712,615
1,607
90,242
298,919
124,633
48,798
2,530,726
1,781,164
781,121
749, 562
725,471
730,522
1,478
1,478
58,733
54,187
241,531
270, 759
131,520
133,378
37,185
46, 655
2,493,402 2,666,178
1,730, 777 1,894,044
772,184
762,625
1,000
100
3,050
20
65
15,152
12,241
1,146
55
124
15, 983
8,238
1,742
55
16,457
10,614
1,277
29,959
2,458,200
2,556,968
2,524,855
2,696,201
25
55,193
55,218
97,281
54,143
8,649
25
56,378
56,403
105,608
42,072
9,247
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
O bligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
_
Other assets
_
Total assets
327
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
55
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock
Total capital stock
__.
Surplus
Undivided profits
Reserves and retirement account for preferred stock. _.
Total capital accounts
Total liabilities and capital accounts
25
54,163
54,188
92,831
47, 422
8,584
25
55,043
56,068
96,672
52,475
8,170
215,291
213,330
203,025
212,385
2,661,225
2,769,353
2, 740,146
2,909,531
182,264
200,669
209,134
216,384
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
86
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
IOWA
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
96 banks
97 banks
97 banks
97 banks
ASSETS
Loans and discounts (including overdrafts)
_
363,430
U.S. Government securities, direct obligations
278,766
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
a a, 80,7201
Other bonds, notes, and debentures
jjilfi, 2241
Corporate stocks, including stock of Federal Reserve
bank..
_
^ 1,493
Reserve with Federal Reserve bank
2\ 85,976
Currency and coin
1 1 2 , 773
Balances with other banks, and cash items in process of
132, 701
collection...
__
6,269
Bank premises owned, furniture and fixtures
365
Real estate owned other than bank premises
Investments and other assets indirectly representing
1,356
bank premises or other real estate
58
Customers' liability on acceptances outstanding
1,720
Income earned or accrued but not collected
758
Other assets
_
Total assets.
981, 609
365,228
314,328
376,627
349,705
405,921
329,175
184,122
[17,450
88,460
[16,3441
86,907
15,826
1, 516
187,209
114, 252
1,522
76,674
15,108
1,537
73,765
15,831
138,112
6,432
1,238
137,870
6,562
1,175
168,416
6,567
946
1,356
43
1,897
870
1,356
33
2,100
1,357
60
2,965
1,034,053
1,074, 374
1,109,273
471,389
469,170
496,236
547,825
216,587
53
14,910
72,511
107, 667
6,880
227,309
53
31,416
84,949
121,922
16, 079
950,898
722,285
228, 663
232,367
53
18,814
86,949
139, 604
10,218
984, Hi
750,200
23A, Op
231,465
53
20, 671
70,575
141,868
11, 765
1,024,222
790,518
233, 704
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations..
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
889,997
672,129
217, 868
5,000
12, 203
200
78
78
52
52
58
2,196
2,262
30
43
2,361
2,362
165
33
2,466
2,850
153
60
5,501
906,824
955,907
994,795
1,030,035
18,758
31,008
19,158
31,463
24,898
2,627
19,158
31,773
25,719
2,929
19,298
34,649
22,287
3,004
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits. _
Reserves...
Total capital accounts
Total liabilities and capital accounts
2,781
74,785
78,146
79,579
79,238
981,609
1,034,053
1,074,374
1,109,273
68,928
69,348
.9,443
67,637
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
87
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
KANSAS
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
169 banks
169 banks
169 banks
169 banks
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
398, 544
379,478
53
113,129
32,035
421, 876
379,152
53
116, 967
34, 541
445, 504
396,956
37
119,831
32, 784
467,350
400,165
37
123,123
30, 511
2,100
120, 825
13,147
2,139
109,114
17,204
2,194
119,493
16,658
2,310
125,784
16,418
134, 374
12,052
143,458
12,917
866
128, 826
13,585
598
158,179
13, 761
659
194
48
1,683
778
188
178
127
1,822
727
2,717
730
181
1, 209, 248
1, 241,136
1, 279, 320
1, 341,195
611, 470
630,234
681,026
694,482
194,192
39
28,387
163,116
90,659
6,514
1,16S,9SS
942,969
220,964
193,942
39
27,434
204,979
96,931
11, 261
1,229,068
1,008,828
220,745
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
176,311
190, 206
39
39
23, 579
38, 547
195, 473
81,128
81,229
14, 556
8,525
1,102, 556 1,129,048
911, 979
217,069
202, 622
3,430
225
10
58
58
48
3,413
4,464
259
3,700
3,733
503
127
3,827
4,462
8,208
1,113,054
1,141, 289
1,176,166
1,237, 559
26, 602
43,198
24, 564
1,830
26, 722
44, 548
26, 748
1,829
28,185
46,026
26, 802
2,141
29,625
48, 205
23, 709
2,097
2,304
4,227
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
96.194
99, 847
103,154
103,636
1,209,248
1,241,136
1,279,320
1,341,195
264,916
262,653
274,146
283,437
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
--.
88
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
KENTUCKY
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
88 banks
87 banks
88 banks
88 banks
ASSETS
Loans and discounts (including overdrafts)...
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions.
__.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
_-.
Balances with other banks, and cash items in process of
collections
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets_
___
295,245
283,352
9
46,315
19,354
304, 258
278,673
9
49,462
20, 352
327,384
277,685
4
52,247
17, 335
334,116
308, 858
4
51.668
16, 966
1,659
84,236
13,905
1,664
76, 898
17,185
1,774
75, 596
18,488
1,804
90, 081
19, 379
87,970
7,577
145
75,841
7,836
116
76, 252
8,267
125
124, 597
8,141
49
182
59
1,385
840
189
51
1,417
757
182
49
1,551
182
2,235
842, 233
834, 708
857,633
958,119
482, 218
491, 553
573,643
165, 948
15
27,929
36, 615
32, 276
5,614
750, 615
574,941
175, 674
174, 843
15
16,218
40, 761
31, 722
5,600
760,712
575, 794
184, 918
175, 566
15
18, 814
42,318
55, 232
6,610
872,198
685,716
186,482
800
2,800
10,800
59
3,311
3,214
51
3,472
2,463
577
49
3,682
2,892
607
7,381
759, 978
778, 742
879,618
21,525
33, 824
17,794
1,587
22,675
36,354
17, 865
1,997
23,175
37, 295
15,890
2,141
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
i
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits...
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
159, 234
15
13,631
45, 969
40, 539
4,905
761,276
690, 654
170,622
Total liabilities-__
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
21,575
33, 974
15, 713
1,873
73,135
74, 730
78, 891
78, 501
842, 233
834, 708
857,633
958,119
77,862
94, 624
97,613
90,911
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
-
REPORT OF THE COMPTROLLER OF THE CURRENCY
89
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
LOUISIANA
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
..
Other assets
Total assets.
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
41 banks
41 banks
41 banks
41 banks
560,500
703,707
585,449
675,302
591,816
723,383
576,141
118,713
22,968
125,068
19,054
126, 555
18,098
127,256
17,297
3,705
184,609
22, 394
3,725
194, 677
26,022
3,924
178, 417
28, 054
3,910
172,457
28, 064
232, 317
17, 804
727
240, 369
18, 492
682
214, 452
19,017
716
297,921
19, 416
297
3,204
5,161
4,940
2,332
2,140
2,106
4,895
2,505
2,310
3,170
4,437
1,894
2,825
3,416
8,254
1, 878,195
1, 928, 891
1,868,162
1,980, 637
957, 422
949,113
1,008,982
337,176
51
51,129
210,198
196, 425
15, 475
1767,876
1, 418,628
349, H8
344,865
51
28, 449
178, 486
347,605
51
26,116
178,097
238,583
18,754
1,818,188
1,461, US
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
918,055
321, 050
51
23,116
238, 237
202, 286
16, 618
1,719,413
1, 392, 173
327, U0
14, 876
1,70 k, 520
1,851,165
S5S, 355
356,940
1,800
3,800
3,200
5,581
4,104
10, 804
2,281
4,274
9,493
1,143
3, 285
4,240
9,367
730
15,984
1, 742, 401
1, 788, 867
1, 725, 342
1, 838,787
37,113
72, 622
25,631
428
37, 438
73, 722
28, 487
377
37, 938
79, 897
24, 522
463
37,938
80,623
22,603
1,040
3,575
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits.-.
Reserves
Total capital accounts
Total liabilities and capital accounts
135. 794
140,024
142, 820
141, 850
1,878,195
1,928, 891
1,868,162
1,980,637
368,015
384,186
395,950
347,412
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
90
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1958—Continued
MAINE
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
29 banks
29 banks
29 banks
29 banks
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
-.Total assets
146,365
76,452
9
14, 205
7,307
154,818
83, 648
9
15,554
8,739
153,617
92,960
9
15,981
8,405
154,124
95,880
14
13, 776
8,092
691
24, 980
6,031
691
23,088
7,865
695
24,103
8,600
711
25,223
8,125
21,352
5,090
273
25,528
5,337
259
24,382
5,455
246
28,035
5,457
289
278
558
431
267
773
663
281
769
449
258
1,213
304,022
327, 239
335, 952
341,197
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
_
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
.
132, 919
143,348
149,365
154, 795
106, 268
7
4,968
13,304
7,329
3,603
268,398
160,630
107, 768
111, 658
7
11,544
11,944
8,300
3,975
290,776
175, 847
114,929
117,584
7
7,061
14, 215
8,024
3,946
300,202
180,410
119, 792
118,525
7
6,343
14, 654
7,675
4,076
306,075
185,339
120, 736
1,300
2,153
1,380
165
1,550
2,300
1,178
194
200
2,390
1,375
201
273,396
295,998
304,368
309,973
11,225
11,822
6,508
1,071
11,225
11,824
7,221
971
11,250
11,959
7,261
1,114
11,250
12,476
6,369
1,129
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts.
30,626
31,241
31,584
31, 224
304,022
327,239
335,952
341,197
21, 697
21,733
23,245
21,422
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
91
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
MARYLAND
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government-.
__.
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets.
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
56 banks
55 banks
53 banks
53 banks
347,900
335,680
377,640
344,652
352,252
359,733
359,941
349,751
73, 377
22, 480
76,472
21,189
76,948
77,463
20,516
1,823
106, 744
19,057
1,834
105,212
19, 406
1,843
101, 762
20,008
1,858
89, 693
20,386
108, 968
11,456
240
117, 700
11, 630
389
100, 774
11, 808
324
132,517
11,829
357
116
2,270
1,661
353
88
2,111
1,458
353
160
2,517
2,283
363
199
1,032,129
1,080,134
1,053,051
1,068,266
510,340
522,406
508,006
550,592
224,840
232,994
237, 621
237,096
31,900
55,560
107,769
64, 557
6,688
989,974
740,184
249, 790
39,331
103, 950
63,902
3,573
956,888
700,404
255,979
31,220
85,639
68,714
4,256
977,517
788,114
U4,4OS
3,390
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed b y or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrueu and unpaid
Other liabilities
Total liabilities.
72, 657
5,491
943,957
710, 022
288, 935
800
116
3,486
3,162
768
600
6,900
500
3,524
2,307
1,129
160
3,836
2,950
811
8,199
952,289
997,622
971,040
986,415
17,465
43,235
13,708
5,432
17, 690
43,510
15,762
5,550
17,415
44,065
14,532
5,999
17,815
44,485
13,580
5,971
199
CAPITAL ACCOUNTS
Capital stock: Common stock.
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
79,840
82,512
82,011
81,851
1,032,129
1,080,134
1,053,051
1,068,266
178,681
191, 984
207, 405
159,674
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
92
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
MASSACHUSETTS
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
iept. 24,
1958
Dec. 31,
1958
107 banks
107 banks
108 banks
107 banks
1,718,682
792,276
609
174,948
30,672
1,764,242
898,065
609
215,767
30,709
1,756,007
920,746
1,170
230,572
28,935
1,808,323
931,298
1,170
192,294
29,298
398,089
46,083
9,626
417,740
53,235
9,654
373,410
53,262
9,683
416,083
53,932
299,376
35,517
392
317, 542
36,718
511
307,824
36,889
494
411,865
36,739
307
409
41,160
9,373
5,456
505
43,042
11,509
8,180
583
42,014
10,732
4,901
658
28,462
16,581
3, 562,525
3,808,000
3,777,193
2,011,747
2,072,337
2,118,790
2,229,277
432,753
1,150
80,293
133,117
380,102
50,771
3,089,933
2,616,015
473,918
449,076
1,150
208,192
170,728
382,904
64,486
3,348,873
2,854,629
452,076
1,041
97,565
233,100
414,477
66, 500
3,494,036
2,990,938
503,098
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government,
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding—.
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
4H,U4
460,198
1,041
98,063
157,141
394,038
59,288
3,288,559
2,775,195
513,364
18,005
5,050
29,100
42,312
17,870
30,297
17,114
44,652
18,575
21,537
15,377
43,344
19,240
26,524
14,854
29,564
3,215, 531
3,454,064
3,421,621
3,581, 513
82,796
188,961
55,883
19,354
83,238
189,777
60,350
20,571
83,588
190,468
63,010
18,506
191,614
62,326
17,552
355,180
57,913
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves. __
Total capital accounts
Total liabilities and capital accounts
,_..
346,994
353,936
355,572
3,562,525
3,808,000
3,777,193
214,773
302,596
292,939
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_
241,461
REPORT OF THE COMPTROLLER OF THE CURRENCY
93
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
MICHIGAN
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
75 banks
75 banks
74 banks
75 banks
1,621,601
1,378,909
21
319, 209
23, 511
1,637,093
1,534,539
21
356, 472
26, 586
1,647,028
1,423,697
15
375,628
24,352
1,716,712
1,419,605
15
379,078
23,051
7,210
407,914
59,322
7,236
393,028
63,740
7,180
366,807
65,145
7,202
331.415
63,817
299,690
36,772
1,099
293, 553
37, 202
1,285
287,981
36,955
1,361
373,785
37,664
987
6,531
93
13,708
5,342
6,525
118
12,341
4,490
6,424
106
14,861
4,275
6,434
70
18,481
4,180, 932
4,374,229
4, 261,815
4,378,316
1,795,955
1,861,572
1,826,725
2,014,593
1,322, 583
35
139, 952
303,655
190,442
27,131
3,779,753
2,872,025
1,407,728
1,365, 258
35
280,181
270,073
179,184
29,183
3,985,486
2,524,045
1,461,441
1,372, 219
29
110,896
295,048
173,717
26,965
3,805,599
2,319,141
1,486,458
1,370,837
29
131,466
261,573
186,994
33,181
3,998,673
2,530,339
1,468,334
38,950
23,600
82, 550
37
10
10
10
35,953
32, 556
2,089
118
36,612
27,420
2,236
106
37,702
33,520
1,843
70
76, 205
3,889,431
4,075,482
3,961,330
4,074,958
77,681
153,433
55,872
4,515
77,786
154,127
62,377
4,457
76,786
153,209
65,383
5,107
77,236
158,682
62,232
5,208
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U .S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collections
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities .
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
291,501
298,747
300,485
303,358
4,180,932
4,374,229
4,261,815
4,378,316
372,727
473,249
415,957
359,842
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
511823—59
7
94
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
MINNESOTA
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
_.
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets-
Mar. 4,
June 23,
1958
1958
Sept. 24,
1958
Dec. 31,
1958
179 banks 179 banks
179 banks
179 banks
1,146,876
660,160
170,818
60,333
1, 216, 002
741, 441
18
184, 531
73,105
1, 243, 617
750, 727
18
179,951
68,644
1, 219, 272
757,534
21
185,051
65, 687
4,592
265,141
22,485
5,048
244, 325
27,143
5,086
233,541
29,124
5,143
246, 763
28,027
313, 287
22,059
1,031
347,861
23, 556
1,640
329, 638
24,240
1,334
441,834
25,297
1,315
6,550
608
6,685
2,633
845
7,775
4,099
6,555
609
7,738
6,096
6,506
946
13,322
2, 683, 258
2,883,949
2, 886,918
2,996, 718
1,145, 584
1,154, 019
1, 206, 748
1,337,133
694,359
68
46, 737
172, 498
340,316
19,850
2,419,412
1, 712, 906
706,506
718, 795
68
145, 046
239, 260
330, 294
24, 720
2, 612, 202
1, 879, 418
7S2,784
739,800
68
66, 784
138,387
399, 314
23,927
2, 575,028
1,820,16S
754,865
753, 620
68
64,863
157, 711
381,977
26,918
2, 722,290
1, 954,127
768,163
11,300
6,015
38, 750
161
161
133
133
19,004
18, 961
4,246
845
19, 676
15,839
4,046
609
20, 789
18,964
3,479
946
2,473,692
2, 658, 784
2, 657, 752
2, 766,209
63,751
89,052
71, 251
96,935
47,356
9,623
71, 801
97,817
49,843
9,705
72,281
99,862
48, 582
9,784
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Otner deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
_,
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
42,840
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
9,955
Total capital accounts
Total liabilities and capital accounts
209,566
225,165
230, 509
2,683,258
2,883,949
2,996, 718
377,184
510,300
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
445,102
448, 741
REPORT OF THE COMPTROLLER OF THE CURRENCY
95
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
MISSISSIPPI
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets .
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
27 banks
27 banks
27 banks
27 banks
128,154
89, 245
130,996
92,051
133,769
40,307
3,492
40, 554
3,402
41,253
3,259
722
28,248
8,044
724
28, 614
8,084
732
32, 288
8,082
44, 481
4,855
156
49, 708
4,855
28
54,212
4,673
10
500
15
517
235
500
25
549
447
500
419
259
977
328, 459
348, 971
360, 537
378,289
155,443
153,839
158, 298
175, 485
67,820
74,400
76, 638
78,248
6,894
45, 573
26, 241
731
302,702
2S2, 796
10, 771
52,802
27, 719
840
S20, S71
237,474
82, 897
7,025
53,072
35,338
820
SSI, 191
242, S61
88,8S0
7,366
45, 784
41, 674
1,517
S50,074
261,754
88,320
1,042
862
3
16
1,193
1,172
216
1,308
1,296
29
2,577
304,609
322,968
333,852
352, 651
6,630
16,139
859
6,993
17,077
1,791
142
17,229
2,217
246
7,093
18,029
287
229
115,353
82,977
36,918
3,106
29,485
6,136
47,817
4,639
170
500
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilitiesCAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
25, 638
23,850
26,003
328, 459
348,971
360,537
378,289
62, 226
64,998
63. 791
69,038
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
96
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
MISSOURI
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
76 banks
75 banks
75 banks
75 banks
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Keserve with Federal Reserve bank
"
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
_
861, 207
638, 708
29
101, 406
27, 704
922, 940
660, 352
29
122,119
886, 776
680, 453
109
122, 688
26, 992
911, 841
708, 356
102
128, 411
24,039
4,737
248, 095
18, 710
4,770
248, 492
20,372
4, 528
219, 990
22, 762
4,068
262,173
23,124
274, 715
10, 954
1,122
263, 893
10, 636
1,201
296, 589
10,853
1,086
366, 834
13,220
1,023
1, 037
995
4,591
2,327
1,022
67
5, 245
2,164
1,018
187
4,904
2,113
1,148
518
8,038
2,196,337
2, 291, 728
2, 281,048
2, 452,895
1,137,906
1,157, 245
1,165, 440
1, 264,135
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
324,138
341, 249
340, 546
487
28
28
38,072
104. 419
53, 545
79, 002
93, 751
87,066
411, 489
398, 204
430, 416
10,038
11,935
11, 239
2,001,132 2,106,128 2, 088, 983
1,655, 614 1, 722,325 1, 707, 946
845,518
381, 037
383, 80S
338,870
28
50, 078
137,905
455, 512
15, 603
2,262,131
1, 895, 924
7,100
1,300
2,550
995
6,528
11, 285
1,067
67
6,627
8,113
1,919
187
6,875
9,907
1,506
2, 028,107
2,124,154
2,110,008
2, 281,192
50, 583
72,877
40, 355
4,415
49, 983
74,327
40, 610
2,654
50,008
74,883
42, 705
3,444
52, 603
81,016
34,300
3,784
532
18, 529
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Total capital accounts
Total liabilities and capital accounts
168, 230
167, 574
171,040
171,703
2,196,337
2,291,728
2,281,048
2,452,895
223,814
301,377
259,627
295,031
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
97
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
MONTANA
[In thousands of dollars]
M a r . 4,
1958
J u n e 23,
1958
Sept. 24,
1958
Dec. 31,
1958
41 banks
41 banks
41 banks
41 banks
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets.
147,183
130,086
153,713
127,332
156,460
131,567
156,849
156,773
19,064
10,356
19, 611
9,890
21,402
10,644
23,901
12,981
501
29, 968
3,733
548
30,814
4,907
558
32, 411
5,253
563
33, 686
5,125
37, 318
5,046
191
38,800
5,158
201
44, 491
5,466
243
41, 212
5,584
232
5
26
.934
104
5
14
985
179
5
15
1,043
153
1,531
384, 515
392,157
409, 711
202, 267
196, 246
217,194
228, 601
100, 891
104,132
106, 639
111, 101
6,142
33, 794
12, 076
3,255
858, 425
252, 0S1
106,594
8,422
6,253
28, 346
14, 732
5,227
S78, S91
266, 09S
6,850
39,845
15, 283
4,534
406,214
289, 727
116,487
23
LIAFILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
.__.
11, 591
3,136
862, 211
252,126
110, 085
50
450
26
3,000
1,207
123
14
3,544
2,265
157
15
3,698
2,717
162
362,831
368,191
384,983
413, 287
8,213
8,840
4,482
149
9,275
5,257
146
9,333
9,285
5,965
145
9,408
9,442
6,059
273
6,614
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
21, 684
23,966
24, 728
25,182
384, 515
392,157
409, 711
438,469
62,352
62, 592
63, 556
69, 255
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
98
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
NEBRASKA
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
—
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets.
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
123 banks
123 banks
123 banks
123 banks
413,475
330,990
437,749
333,195
443,653
345,305
487,435
346,559
80,086
14,483
84,535
14,054
87,392
16,770
90,100
14,813
1,924
118,245
9,816
1,937
111, 750
12,729
1,948
124,194
12,755
1,975
111,564
12,290
136,266
8,523
108
146,164
8,572
106
150,096
8,672
101
197,804
8,604
81
1,007
1,011
2,441
496
2,412
618
1,000
26
2,604
704
1,000
55
3,453
1,117,860
1,154,832
1,195,220
1,275, 733
647,818
646,410
683,159
773,741
111, 437
29
26,687
83, 523
132, 544
8,360
1,010,398
898,527
111, 871
115, 588
29
41,378
86,376
130,810
10,358
1,030,949
914,080
116,919
118,036
29
30,548
81,438
165,373
7,033
1,085,616
966,122
119,4H
118,928
29
160, 579
10, 770
1,165,216
1,044,804
120,412
9,160
23,045
5,998
7,010
3,201
3,694
352
3,577
2,980
256
26
3,679
3,727
240
7,787
1,026,805
1,060,807
1,099,286
1,180,068
26,475
26,475
37,191
25,466
4,893
26,490
37, 680
26, 554
5,210
26,815
38,427
25,395
5,028
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers'checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
26,967
74,202
55
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
22,499
5,393
91,055
1,117,8
94,025
95,934
95,665
1,154,832
1,195,220
1,275, 733
193,629
192, 795
186,726
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
177,106
REPORT OF THE COMPTROLLER OF THE CURRENCY
99
and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
NEVADA
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
Total assets_
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
3 banks
3 banks
3 banks
3 banks
102,993
85,515
116,110
83,227
106,511
102,710
110, 804
87, 539
18, 006
9,719
19, 617
9,658
32,381
8,236
37,813
8,390
330
20,662
2,665
330
18, 936
4,341
330
19,377
3,750
330
20, 300
4,468
12, 548
4,513
11
8,956
4,533
11
11,116
4,312
11
9,654
4,307
10
971
402
623
225
749
355
220
2,085
258,335
266, 801
290,063
285, 920
103,367
103,606
116, 361
114,308
85,630
88,417
93, 869
96,024
4,752
1,142
2,337
239,390
147,354
92,036
7,701
43, 307
1,034
2,252
246,317
147,093
99,224
47,710
1,909
2,035
271,182
167,171
104,011
7,260
46,582
289
2,807
267, 270
160,464
106,806
1,339
1,953
262
1,570
2,126
1,326
1,537
1,722
14
2,612
242,944
251,339
274, 455
269, 882
5,450
5.550
4,332
59
5,450
5,550
4,411
51
5,450
5,550
4,484
124
5,450
5,550
4,981
57
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
42,162
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
15,391
15,462
15,608
16,038
258,335
266,801
290,063
285, 920
53,891
58, 243
57,095
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
100
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec, 31, 1958—Continued
NEW HAMPSHIRE
In thousands of dollars]
Mar. 4,
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
Total assets
June 23,
Sept. 24,
1958
Dec. 31,
1958
1958
50 banks
50 banks
51 banks
122,545
60,519
21
15,341
5,634
128,175
59, 710
21
17, 531
4,594
129,175
73,286
18
18,408
3,659
132, 459
74,494
18
15, 766
3,253
612
22,992
6,590
21,657
8,543
632
24,514
7,897
636
20,153
7,810
26, 633
3,141
671
28, 497
3,330
814
30,076
3,287
38,840
3,925
205
57
12
181
53
29
325
53
5
230
56
525
264,949
273, 905
292, 229
298,140
144,833
143,299
157,075
161,569
47, 591
15
6,955
17,589
9,746
6,416
233,145
184, 729
48,416
49,583
15
13,218
14,517
9,955
9,985
240,572
190,356
50,216
53, 673
15
8,509
18,812
10, 696
9,020
257, 800
203,101
54,699
52,851
10
8,108
22, 454
11,621
8,941
265,554
211, 561
1,370
923
458
47
1,640
1,122
370
147
1,900
1,216
522
102
200
235,943
243,851
261,540
267,739
6,369
14,023
6,877
1,737
6,369
14,493
8,237
955
6,469
14, 616
8,403
1,201
6,469
15,080
7,440
1,412
51 banks
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
_..
Total liabilities and capital accounts
29,006
30,054
30, 689
30,401
264,949
273, 905
292,229
298,140
18,092
21,343
24, 111
22,939
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
101
REPORT OF THE COMPTROLLER OF THE CURRENCY
and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
NEW JERSEY
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
169 banks
168 banks
167 banks
167 banks
1,487, 568
1, 036,081
338
418,001
90,355
1,465,262
1, 034,234
308
438, 540
89, 657
1, 532,095
1,148, 531
308
469, 730
99, 434
1, 618, 820
1,214,153
413
497,840
90, 323
6,346
277,606
69, 619
6,237
263,075
73,831
7,388
286, 587
77, 475
7,476
261,357
80,115
244,125
48,645
787
239,264
47,384
209,117
49,688
1,099
302, 530
50,880
807
585
83
9,290
4,084
585
44
8,758
3,825
577
55
8,921
4,727
3,693,513
3,671,697
3,895,732
4,140,137
1,496,318
1,477,870
1, 577,819
1, 771,205
1,473,430
1,458,852
1, 554,182
1,597,474
62,046
253,963
49,161
49, 550
106, 646
227, 017
36,117
55,882
3, 362, S84
1,865,061
1,497,328
67,752
282, 774
37,353
51,976
8,571,856
1,976,086
72,990
269, 784
42,624
68,224
8,822,801
2,187,403
1,634,898
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets.
134
}
14, e
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Bemand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
._
3,884,468
1,888,486
1,495,982
11,275
50
10, 250
50
1,595,770
7,575
4,336
50
55
20, 944
14, 521
3,703
3, 431,425
3,408, 366
3, 618, 704
629
60
84,005
84,694
125,871
44,794
6,729
82,018
82,707
125, 273
48, 647
6,704
84, 726
85,364
132,091
51, 617
7,956
20,108
12, 712
2,729
44
18,963
1,942
134
38,397
3,862,774
CAPITAL ACCOUNTS
Capital stock:
Class A preferred stock
Class B preferred dtock
Common stock
Total capital stock
Surplus.. _
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts
262,088
._
3, 693, 513
638
85,921
86, 559
134, 965
46, 667
9,172
263, 331
277, 028
277,363
3, 671,697
3,895,732
4,140,137
251, 825
284,001
257, 924
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
234,269
102
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
NEW MEXICO
[In thousands of dollars]
Loans and discounts (including overdrafts)
_
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
Total assets .
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
26 banks
26 banks
27 banks
27 banks
156,993
148,037
163,326
151,169
176,048
156,025
191,348
167,774
15,990
3,585
16,002
3,584
17,572
2,569
19,303
2,469
513
43,734
5,944
513
40, 904
7,790
587
34,740
8,074
594
40,368
7,723
54,714
6,066
225
54,876
6,271
42,806
6,334
66,647
6,316
62
100
402
218
100
386
224
100
398
190
100
716
436,521
445,283
445,512
503,420
217,567
214,151
222,825
258,884
78,896
11
10,260
78,621
16,152
3,422
404,929
812,812
92,117
84,027
11
18,090
81,827
12,869
5,009
415,984
S17,520
98,464
86,517
11
14,046
75,404
11,910
2,940
418,658
818,948
99, 710
89, 704
11
17,869
84,505
16,527
4,751
472,251
867,829
104,922
3,000
2,121
877
455
100
2,302
467
604
2,466
887
589
3,961
411,382
419,457
417,595
476, 212
8,500
8,585
3,799
4,255
8,500
9,010
4,940
3,376
9,500
10,140
5,434
2,843
9,850
10, 780
3,149
3,429
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
25,139
25,826
27, 917
27,208
436,521
445,283
445,512
503,420
107,065
106,782
112,707
114, 208
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
BEPOET OF THE COMPTROLLER OF THE CURRENCY
103
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec, 31, 1958—Continued
NEW YORK
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
272 banks
266 banks
264 banks
258 banks-
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
5, 563,738
2,359,411
165
807, 685
174, 436
5, 747, 732 5, 342,928
2, 724,200 2,862, 643
187
200
914,131
843,386
165,149
185,145
35,055
1,142, 624
91, 691
35,063
1,164, 696
110, 267
35,162
1,061, 681
105, 307
35,115
1,101,297
106,613
799,864
93, 111
2,075
1, 024, 701
96, 676
2,226
662, 221
102,109
1,865
1,069, 520
107, 061
1,675
3,496
122,338
29,433
65, 693
3,604
99,185
• 26,009
74, 887
3,776
90, 745
25, 026
65, 643
3,778
86,387
99,687
11,290,815
12,137,977
11, 438, 573
12,153,299
5, 639, 091
2,791,327
257
961,533
149,958
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
.
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
5,152,940
5,202,907
5,139, 531
5,712, 460
2, 436, 691
2, 582, 386
2, 684,942
2,716,364
682, 292
201, 674
543, 432
558, 638
1, 088, 886 1,150,277
424,389
317,066
9, 740, 689 10, 600,889
6, 839,132 7,441,101
2, 901, 557
3,159, 788
51, 465
89,115
10
10
103, 292
126, 849
67, 341
58, 768
70, 570
83, 725
151, 723
176, 425
232, 006
555,927
1, 031, 470
244,157
9,888, 033
6, 678, 778
275,032
452,096
1,180,999
351,282
10,688, 233
7, 492,190
3, 209,255
3,196,043
93, 702
6,882
10
94,942
69, 706
68,962
162, 619
89,435
296,177
10, 237,931 11, 082,940 10,377,974
11,080,824:
97
CAPITAL ACCOUNTS
Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock. _.
Total capital accounts
Total liabilities and capital accounts
164
65
352,443
852,672
541,441
148,075
10, 696
229
352,892
S53,121
541, 457
149,216
11,243
229
353,388
858, 617
544,292
151,127
11, 563
229
353,815
854,0U
547, 286
159, 262
11,883
1,052, 884
1,055,037
1,060,599
1,072, 475
11,290,815
12,137, 977
11, 438, 573
12,153,299
1,073,156
1,440,325
1, 320, 640
1,104, 406
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes.
104
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banksf by States, at date of each call during year
ended Dec. 81, 1958—Continued
NORTH CAROLINA
[In thousands of dollars]
Mar. 4,
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
__.
Total assets.
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
45 banks
45 banks
44 banks
43 banks
269,347
161,447
286,645
164,803
287,553
174,889
305,057
197,978
41, 625
11, 696
41,159
12, 970
42,558
14, 883
49,050
15,875
1,393
55,086
14, 662
1,400
54, 219
15, 958
1,457
42, 931
19,864
1,481
54,079
20,589
79,173
9,088
105
84,890
9,410
101
99,165
9,481
96
108,021
9,624
76
359
774
870
1,017
748
1958
432
150
2,069
645,759
673,564
695,005
764,481
353,643
343,774
371,888
433,858
122,623
132,445
137,850
137,141
14,044
56,027
17, 238
11,840
575,415
429,629
145, 786
32,318
56,461
16,873
20,571
602,442
439,190
163,252
19,252
57,589
20,095
17, 694
624,368
458,584
165,784
19, 217
63,010
25,106
14, 298
692, 630
528, 675
163,955
2,250
2,825
630
200
4,668
3,671
873
4,898
2,034
1,284
5,338
2,358
1,171
10, 332
586,877
613,483
633,865
703,312
14,540
31,884
10,678
1,780
14,690
32,161
11,754
1,476
15,190
33,468
10,932
1,550
15,515
34, 615
9,388
1,651
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
•_
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities .
150
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits
Total capital accounts
Total liabilities and capital accounts
58,882
60,081
61,140
61,169
645,759
673, 564
695,005
764,481
118,761
112,514
112,269
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
105
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
NORTH DAKOTA
[In thousands of dollars]
Mar. 4,
1958
J u n e 23,
1958
Sept. 24,
1958
D e c . 31,
1958
38 b a n k s
38 b a n k s
38 b a n k s
38 b a n k s
ASSETS
Loans and discounts (including overdrafts)U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
_.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
_.
Income earned or accrued but not collected
Other assets
Total assets..
129, 588
115,604
10
17,883
14,178
127,859
120, 272
10
18, 569
12,947
135, 769
125, 021
5
20, 575
14, 331
134,902
135, 622
5
24,041
15,168
454
30, 052
3,287
458
26, 912
3,877
485
27, 640
3,961
532
30, 098
4,000
25,993
3,813
401
22,142
3,850
419
28, 505
3,878
290
26, 932
4,159
280
250
1,072
255
1,011
465
250
956
342,974
339, 046
362, 334
170,845
164, 539
187,085
198, 216
101, 708
6
5,451
24, 316
10,886
3,591
316, 803
SI 1,687
105,116
106, 520
6
6,091
21, 489
10, 511
2,071
311,227
200,106
111,121
110, 562
6
3,790
18, 709
11, 519
2,257
333, 928
219,054
114,874
114, 305
6
6,676
16,174
10, 720
2,942
349,039
231,149
117,890
250
1,871
377, 860
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations-.Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities .
2,139
2,187
4
1,000
2,281
1,571
2,342
2,003
120
5,110
321,133
316,148
338,393
354,149
5,985
9,336
5,751
6,010
9,737
6,239
912
6,760
9,937
6,302
942
6,960
10, 815
5,267
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
21,841
22, 898
23,941
23, 711
342, 974
339, 046
362, 334
377,860
47,159
49, 707
49,138
52, 850
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
106
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
OHIO
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
229 banks
229 banks
228 banks
228 banks
2,116,080
1, 707,260
326
336, 756
68,902
2,157,617
1,882,982
326
366,290
69,553
2,164,607
1,811,936
311
370,420
62,594
2,224,974
1,913,334
308
366,035
56,175
10, 474
523,867
80,168
10, 632
510,175
88,115
10,649
560,273
95,948
10,812
509,415
96,375
470, 603
58, 793
1,009
475,032
61,551
822
435,951
61,830
796
562,244
63,321
805
3,480
80
10,914
5,964
3,491
197
10,993
5,881
3,416
205
11,992
3,301
374
17,898
5,394,676
5,643,657
5, 597,797
5, 825,371
2,570,414
2,604,968
2,592,176
2,863,024
1,430,133
190
103,962
433,418
261, 295
68,231
4,867,643
3,357,241
1,510,402
1,469,049
190
203,260
507,098
233,391
85,388
5,103,344
S, 534,715
1,
1,490,142
190
139, 637
517, 750
239, 789
73,881
5,053,665
3,458,243
1,595,322
1, 513,061
190
131,943
456,334
267,463
80,311
6,312,326
3,705,415
1,606,911
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets...
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
realestate
Acceptances executed by or for account of reporting
banks and outstanding
.
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
31,874
33,453
31
29
35,371
1,711
80
29,647
35,970
5,322
197
30,459
31,666
6,568
205
31,325
30,514
4,324
374
67,413
4,970,567
5,205,716
5,155,333
5,381,851
136,303
213,024
70,061
4,721
137,696
216,806
79,327
4,112
137,646
217,810
82,651
4,357
138,121
223,643
78,192
3,564
424,109
437,941
442,464
27
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits._.
Reserves
Total capital accounts
-
5,394, 676
Total liabilities and capital accounts
5,643,657
Assets pledged or assigned to secure liabilities and for
other purposes
839,335
978,320
5, 597, 797
443,520
5,825,371
MEMORANDUM
968,964
948,071
107
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
OKLAHOMA
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
197 banks
197 banks
197 banks
197 banks
726,374
520, 526
17
147,959
30,127
730,894
568,163
17
152,636
37,918
764,949
580,952
17
155,745
32, 253
787,896
614,274
23
163,901
33,702
3,705
188,356
20, 250
3,695
197,101
25,064
3,736
189,227
26,609
3,788
165,426
26,943
311,047
19,003
782
357,974
19,626
841
311,924
20,068
454
439,991
27,432
384
7,539
1,023
2,487
1,281
8,576
325
2,765
1,229
10,177
447
2,559
2,114
1,380,476
2,106,824
2,101, 231
2,276,848
1,085, 512
1,149,836
1,176,706
1,305,497
278, 870
97
39,986
168,147
206,008
12,389
1,791,009
1,503,9^1
287,068
297,611
97
68,139
153,029
233,089
13,970
1,915,771
1,608,7^0
307,031
314,791
97
41,132
139,827
219,025
11,855
1,903,433
1,675,956
327,477
305,783
97
48, 561
166,951
222,625
20,697
2,070,211
1,755,214
314,997
875
}
5,214
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
1,075
10,000
875
7
1,023
2,982
8,350
1,125
325
3,137
5,926
1,044
447
3,243
7,881
723
1,804,496
1,926,210
1,916,809
2,093,665
49, 762
72,147
48,600
5,471
50,107
72,672
52,915
4,920
50,282
73,922
55,040
5,178
50,777
74,850
51,898
5,658
12, 572
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
175,980
180,614
184,422
183,183
1,980,476
2,106,824
2,101,231
2,276,848
344,107
367,632
364, 247
380,077
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
108
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
OREGON
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets.
Mar. 4,
June 23,
Sept. 24,
Dec. 31,
1958
1958
1958
1958
12 banks
11 banks
11 banks
11 banks
743,358
502,909
750,461
511,134
770,472
500,970
770,727
534,110
146,204
27,493
188,639
17,636
204,115
17,308
196,094
16, 660
2,789
170,183
10, 762
2,788
159,700
13,646
2,796
163,535
13,655
2,796
193,983
14, 255
101,391
25,070
141
113,308
25,835
62
113,728
26,131
158
132,533
26,382
278
20
31
7,336
1,409
16
5,863
1,094
14
5,771
1,060
8,967
1,739,096
1,790,182
1, 819, 713
1,896,851
721,951
719,153
782,603
810,691
597,027
14
22,952
182,761
24, 728
21,487
634,126
14
48,905
156,886
25, 650
33,518
1,618,252
928,633
694,619
640,807
14
17,685
126,468
29,800
30,478
1,627,855
941,577
686,278
649,512
14
19.442
185,254
27,037
33.443
1,725,398
1,030,407
694,986
58
8
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
1,670,920
918,916
657,004
200
20,000
183
159
200
31
8,653
11,845
12,819
16
9,545
12,433
11, 271
14
10, 269
10, 682
12,602
1,604,451
1,651,876
1,681,622
1,755,699
40,865
52,315
41,355
110
40,840
52,295
45,150
21
40,840
52,345
44,850
56
40,840
52,435
47,756
121
30,101
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
.Total capital accounts
Total liabilities and capital accounts
134, 645
138,306
138,091
141,152
1,739,096
1,790,182
1,819,713
1,896,851
458,446
490,227
443,203
468,506
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
KEPORT OF THE COMPTROLLER OF THE CURRENCY
109
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
PENNSYLVANIA
[In thousands of dollars]
Mar. 4,
1958
J u n e 23,
1958
Sept. 24,
1958
Dec. 31,
1958
498 banks
493 banks
492 banks
485 banks
3,648,001
2,163,259
42
689, 773
157,853
3,748,673
2, 356,882
35
722, 714
169,217
3,709,839
2,406,616
224
758,123
160,859
3,735,515
2,378,080
102
768,291
152,132
21,479
789,158
123,428
21,625
747,863
135,664
21,867
749, 741
142,366
22,150
739,491
145,828
574, 732
97,891
2,224
605,891
100,376
2,201
554,049
104,912
2,372
725,890
105,278
2.378
3,506
8,301
15,834
12,380
3,723
5,565
18,484
15, 378
8,307,861
8,654,291
8,647,968
8,812,811
3, 793,208
3, 777,355
3. 777,867
4,068,341
2, 562,442
672
135,313
332,089
407,436
81,212
7,812,872
1673,810
2, 638, 562
2,656,302
682
417,625
344, 738
392,848
77, 581
7,667,131
1902,746
2,764,385
2,760,616
682
159, 589
368,021
404,964
76,654
7,548,393
4,681,370
2,867,023
2,750,093
684
168,741
305, 789
437,406
91,327
ASSETS
Loans and discounts (including overdrafts)
_-_
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
_
Obligations of States and political subdivisions.
_
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
3,581
5', 784
17,262
10,373
3,349
5,824
28,503
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities .
7,822,381
4,995,872
2,826,509
29,010
17,280
111,255
32
87
155
9,643
36,999
53,849
11,685
6,119
38,354
44, 569
10,100
39,382
51,941
8,168
101,020
7,453, 590
7, 783,640
7, 765,692
7,934,616
50
224,466
224, 516
489,011
128,281
12,463
50
225,853
225,903
50
226,917
226,967
141, 731
10,321
498,145
145,233
11,931
4,850
155
6,210
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock
Total capital stock
_.
Surplus
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts-
50
227,031
227,081
509,073
128,803
13,238
854,271
870,651
882,276
878,195
8,307,861
8,654,291
8,647,968
;, 812,811
1,141, 530
1,013,227
973,452
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
511823—59
8
896,131
110
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
RHODE ISLAND
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
5 banks
5 banks
4 banks
4 banks
ASSETS
Loans and discounts (including .overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions _
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets .
266,248
136,052
11
43, 591
3,263
271,327
137,110
12
43,560
2,588
1,399
41,627
1,393
47,827
9,887
1,272
41,821
10,252
17,227
7,695
28
2,822
1,404
896
21, 840
7,686
139
31
1,027
574
16,633
7,697
97
1,092
893
551
22,600
7,821
107
4,279
506,516
532,001
535,235
544,845
193,284
196, 942
189, 641
211,150
217,595
24
7,610
22,230
3,710
7,941
452,394
233,893
218,501
229,043
24
12,965
28,247
4,446
10,480
482,147
252,249
229,898
234,282
24
8,553
25, 497
4,288
8,622
470,907
235,261
235, 646
232,695
24
8,097
22, 721
4,082
10,221
488,990
255,163
233,827
2,822
3,037
4,556
532
31
3,411
2,853
1,092
3,454
4,665
584
4,279
463,341
489,081
492, 202
501,498
12,745
25,340
5,035
55
12,745
25,350
4,814
11
12, 645
25,280
5,080
28
12, 645
25,292
5,365
45
268,541
108,915
267,470
136,608
44,855
4,018
40, 799
3,321
1,399
39,413
9,303
2,096
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
11, 500
8,229
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits
Reserves
Total capital accounts
_
Total liabilities and capital accounts.
43,175
42,920
43,033
43,347
506,516
532,001
535, 235
544, 845
27,435
27, 541
32, 620
30, 565
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_.
REPORT OF THE COMPTROLLER OF THE CURRENCY
111
and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
SOUTH CAROLINA
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets .
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
26 banks
25 banks
25 banks
25 banks
231,337
165,891
268,084
170,928
249,662
184,068
254, 381
181,184
37,151
10, 661
35, 627
8,703
37,230
10, 495
37,603
9,852
1,036
49,350
13,667
1,046
51,473
16,239
1,048
49,604
16,579
1,086
56,182
16, 687
60,891
7,826
285
18
726
555
61,111
8,166
366
89,144
8,448
174
1
973
627
66,621
8,155
333
3
807
855
579,394
623,343
625,460
657,416
342,087
345,942
371,443
396,697
83,616
7
15,916
62,204
14, 765
9,596
528,191
433,047
95,144
89,008
2
29,827
80, 772
13,808
11,360
570,719
469,679
ioi, 040
93,856
2
21,715
56, 990
17,283
11,142
572,431
465, 739
106,692
89, 561
2
19,011
69, 942
15,133
13,292
60S, 638
500,478
103,160
2,347
2,796
1,374
2,450
3,572
885
8,505
577, 736
579,341
612,144
11,909
23, 053
8,444
2,201
11, 909
23,084
8,643
2,483
12,059
24,584
6,911
1,718
2,674
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
500
18
2,203
2,210
1,909
Total liabilities .
1
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
11,860
22, 705
7,887
1,573
44,025
45, 607
46,119
45, 272
579,394
623,343
625,460
657,416
99,365
99, 007
93,661
106,064
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_
112
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
SOUTH DAKOTA
[In thousands of dollars]
Mar. 4,
June 23,
1958
1958
Sept. 24,
1958
Dec. 31,
1958
34 banks
34 banks
34 b a n k s
34 b a n k s
ASSETS
Loans and discounts (including o ver dr afts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
Total assets .
143,082
112,261
153,752
110,907
153,732
128,285
159,161
138,756
18,041
8,726
18,886
8,135
20,300
12,149
22,713
10,177
573
30,026
3,148
26,928
4,423
607
31, 296
4,311
631
28, 644
4,140
24, 669
3,245
544
24,228
3,505
536
29,984
3,600
536
32,011
4,444
238
1,188
835
238
1,256
1,115
1,151
1,442
2,731
346,576
354,507
387,631
403,994
169,791
163,529
192,643
206,399
95,031
100,148
106,202
111, 922
6,399
35,363
8,646
2,405
817,635
216, SU
101,291
7,974
41,361
10,388
2,235
825,635
217,156
108,479
1,000
1,873
2,520
1,000
2,209
1,703
22
2,467
1,942
14
4,981
323,031
330, 569
362,955
379,321
6,548
10,660
5,661
676
6,798
10,920
5,573
647
6,923
11,120
5,961
672
11, 795
5,285
595
238
LIABILITIES
D e m a n d deposits of individuals, partnerships, and
corporations
T i m e deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U . S . Government
Deposits of States a n d political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Income collected b u t not earned
Expenses accrued a n d u n p a i d
Other liabilities
T o t a l liabilities.
37,655
11, 909
3,470
858,532
115,635
6,140
37, 412
9,786
2,681
374,340
253,029
121,311
CAPITAL ACCOUNTS
Capital stock: Common stock_.
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts.
23, 545
23,938
24,676
24, 673
346,576
354,507
387,631
403,994
63,300
61,805
63,162
72,710
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
__
REPORT OF THE COMPTROLLER OF THE CURRENCY
113
Assets and liabilities of national banksj by States, at date of each call during year
ended Dec. 31, 1958—Continued
TENNESSEE
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
74 banks
75 banks
75 banks
75 banks
893,766
504,109
3
113,018
26,153
887,925
552,840
232
125,847
33,542
903,279
562,025
232
124,077
28,734
959, 678
573,264
82
136,809
25, 529
3,833
194,139
30,069
3,864
198,619
36,415
4,095
37,264
4,062
187,024
41,317
266, 559
23,180
325
11, 450
2,944
2,138
256,602
2,210
244,893
24,252
211
3,596
3,520
1,512
2,071, 686
2,129, 919
2,140,528
855,467
848,316
876, 764
990,651
502, 642
164
31,170
160,338
320, 973
11, 852
527,841
164
77, 464
178, 671
283,250
17,906
1,983,612
1,376,341
557,271
550, 792
164
41, 391
160, 517
293,495
12,398
1,935,521
1,849,588
559,037
165
35,619
143,983
381,233
13, 662
2,124,850
1, 583, 298
591,052
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations...
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
215
4,114
353, 709
23,976
209
11,852
5,475
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
_.
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
528, 738
10, 400
585,933
13,840
45
45
11,450
11,180
10,365
942
4,114
11,502
9,205
1,103
45
3,596
11, 798
10, 504
1,532
53
1,916, 588
1, 969, 981
1, 976,836
2,158, 685
45,155
77, 555
28,847
3,541
45,355
78,332
32,970
3,281
47,480
83, 922
28, 734
3,556
47,530
84,246
155,098
159,938
163,692
164,301
2, 071,686
2,129,919
2,140, 528
2,322,986
240,822
269,856
261, 790
234,267
11,852
22,430
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
4,129
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
114
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
TEXAS
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets-
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
457 banks
457 banks
456 banks
458 banks
3,561,223
1,920,931
3,633,059
2,206, 695
3,670,998
2,237, 516
2,285,940
125,056
448,285
142,310
474,958
137,286
511,789
140,498
16,998
806,795
95,532
17,235
816,148
100,707
17,367
816,176
112, 551
17,905
831,870
112, 699
1,310,192
145,883
9,016
1, 402,179
150,113
8,847
1,358,574
157,216
9,123
1,802,492
158,630
6,876
52,337
13,309
6,950
8,616
24,210
15,338
8,029
8,471,573
8,981,777
9,054,013
4, 565, 482
4,645,923
4, 775,114
S, 187,184
1,160,308
1,143
127,128
708,286
1,010,301
70,420
7,613,068
6,186,696
1,367,846
1,143
242,462
726,253
1,113,142
81,069
8,177,838
6,446,446
1,456,372
1,781,392
1,424,217
1,143
148,938
629,428
1,167,149
71,094
8,217,083
6,445,998
1,771,085
1,412,093
1,143
149, 959
772, -.'57
1,378,4a
148,308
9,049,580
7,307,786
1, 741, 794
16,591
3,400
123
52, 975
15,192
40,394
2,021
124
8,585
30,876
15,048 j
7,733
8,525
51,066
25,088
9, 887,737
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
._.
17,500
269
53,270
7,770,364
24,222
16,299
35,930
5,438
8,263,251
31,488
17,170
39,664
4,437
8,327, 540
9,160,122
260,316
306,174
111, 280
23,439
263, 546
310, 586
123,608
20,786
264,506
313,896
125,488
22, 583
267,826
329, 906
101,062
28,821
57,003
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts.
701,209
718,526
726,473
727, 615
8,471,573
8, 981, 777
9,054,013
9,887, 737
1,269,079
1,394, 763
1,334,338
1, 400, 760
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
115
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
UTAH
(In thousands of dollars)
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Ottier bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets _
M a r . 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
7 banks
7 banks
7 banks
7 banks
205,876
96,261
210,066
106,012
221,495
109,365
229,704
111,984
31,827
5,815
31,486
8,112
38,463
4,444
36,478
3,659
779
48, 522
4,129
781
36,579
4,816
783
39,016
5,235
843
38,692
5,148
28,524
1,308
22
31,586
1,328
72
31,159
1,312
22
43,414
1,255
22
5,850
80
49
539
6,000
80
113
287
6,000
6,000
79
228
405
429,581
437,318
457,601
477,604
171,157
173,024
187,808
194,176
144,150
744
12,573
43,626
14,145
3,505
389,900
228, 849
161,051
153,486
744
11,884
35,402
13,000
2,903
890, US
219, 830
170,613
163,011
670
8,712
31,871
15,563
3,292
410,927
280,256
180,671
166,203
670
8,124
46,790
15,717
5,147
486,827
252,102
184,725
7,000
6,000
3,277
3,890
712
3,424
2,526
353
3,482
2,669
521
6,633
397,859
403,826
423,599
443,460
9,950
15,430
5,629
713
9,950
15,430
6,870
1,242
9,950
15,490
6,922
1,640
9,950
17,500
5,058
1,636
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
31,722
33,492
34,002
34,144
429,581
437, 318
457,601
477,604
19,467
23,682
22,294
20,437
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
116
REPORT OF THE COMPTROLLER OF THE
CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
VERMONT
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
32 banks
32 banks
32 banks
32 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. GovernmentObligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures.
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
Total assets..
81,561
49,099
5
10,594
3,249
87,169
46,714
5
12,632
3,226
107,232
58,038
5
13,554
3,258
107,652
58,550
16
11,-945
3,775
351
12,699
3,104
358
11,160
3,407
417
15,117
3,998
417
15,055
3,719
13,273
1,999
139
13,605
2,181
137
13,538
2,398
15,592
2,364
81
508
213
148
508
171
112
176,942
181,385
59, 574
59,749
65,195
64,327
87,017
3
2,005
5,412
1,722
1,889
157,622
70,062
87,560
89,262
3
2,966
3,916
2,098
2,394
160,888
70,670
89,718
118,686
3
2,262
5,801
1,425
2,524
195,896
76,553
119,843
119,416
3
2,371
8,044
1,262
2,597
198,020
77,766
250
1,095
527
531
510
1,211
279
1,220
160,025
163,608
199,010
200,920
5,195
5,195
6,617
3,926
1,179
5,295
5, '~
4,562
1,272
800
5,945
6,745
7,162
4,480
1,346
800
5,945
6,745
7,237
3,973
1,378
602
3701
130J
218,743
489
220,253
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
:
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits.-.
Bills payable, rediscounts, and other liabilities for
borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities .
200
1,2951
668 }
9511
2,900
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock. _.
Total capital accounts..
Total liabilities and capital accounts.
16,917
17,777
19,733
19,333
176,942
181,385
218,743
220,253
7,967
8,860
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_
8,708
REPORT OF THE COMPTROLLER OF THE CURRENCY
117
Assets and liabilities of national banks} by States, at date of each call during year
ended Dec. 81, 1958—Continued
VIRGINIA
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
133 banks
133 banks
131 banks
131 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
757,674
473, 327
36
113,216
41, 805
799, 695
504, 789
37
117,346
37,393
804,476
511,098
23
122,683
45,249
817,199
544, 628
23
125,022
43,982
3,494
158,730
32,425
3,522
173,830
37,258
3,586
136,144
37,804
3,642
143,370
37,863
168,778
23, 565
743
181, 983
24,305
787
177,987
25,029
713
228, 500
24,796
847
1,453
144
2,084
1,968
1,547
104
1,920
1,888
1,547
260
2,081
1,776
1,620
238
3,976
1,886,404
1,870,456
1,975,706
795,149
788,538
822,909
854, 611
540,296
110
38,853
105, 667
105,926
16,905
1,602,906
1,018,714
589,192
558, 682
111
82,880
147,337
104,214
33,608
1,715,370
1,097,442
617,928
585, 214
110
51, 548
105,384
100,829
21,822
1,687,816
1,040,475
647,341
597,001
111
53,089
124,029
140,616
33,679
1, 779,442
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
—
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
1,803,136
1, US, 161
659,975
9,390
3,125
9,350
875
39
34
34
52
144
7,335
9,911
179
104
7,850
5,515
1,616
260
8,018
7,653
16,815
1,629, 904
1, 733, 614
1, 713, 739
1,821,116
43,371
76, 391
32,964
3,991
43, 571
78, 967
27, 538
4,514
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts.
Total liabilities and capital accounts
42,198
74, 330
28, 994
4,016
42,404
75,229
31,451
3,706
149, 538
152, 790
156, 717
154,590
1, 779,442
1, 886, 404
1, 870,456
1,975, 706
271,492
309, 360
304, 413
315,125
MEMOEANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
118
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1958—Continued
VIRGIN ISLANDS OF THE UNITED STATES
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
1 bank
1 bank
Sept. 24,
1958
Dec. 31,
1958
1 bank
1 bank
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
.
Balances with other banks, and cash items in process of
collection
. _
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Income earned or accrued but not collected
Other assets
Total assets
_
3,868
7,048
4,232
6,448
4,557
5,328
4,914
6,011
2
2
761
947
2
13
953
564
13
900
416
13
872
439
13
1,106
534
1,091
11
15
18
13
485
11
15
2
20
500
9
41
11
22
1,167
25
41
13, 596
12,544
12, 553
14, 921
3,449
2,964
3,023
3,501
4,955
5,201
5,333
5,434
130
4,183
30
73
12,820
5,437
7,383
101
3,345
58
53
11,722
4,582
7,140
153
3,089
39
42
11, 679
4,460
7,219
155
4,826
32
67
14,015
6,693
7,322
55
50
56
54
8
87
57
58
124
12,981
11, 871
11,918
14,212
225
225
115
50
225
225
173
50
225
225
105
80
250
250
129
80
615
673
635
709
13, 596
12,544
12, 553
14,921
4,629
3,835
3,789
5,316
j
161
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
.Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits ^certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
_ _ .
Income collected b u t not earned
Expenses accrued and unpaid .
Other liabilities
Total liabilities
I
197
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
_.
._
_
Total liabilities and capital accounts
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes _. _- __
REPORT OF THE COMPTROLLER OF THE CURRENCY
119
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
WASHINGTON
[In thousands of dollars]
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dee. 31,
1958
25 banks
25 banks
25 banks
25 banks
1,022,388
571,191
6
158,747
60,170
1,064, 640
628,839
5
177,942
41, 892
1,082,033
672,365
10
182,175
36, 789
1,090,842
685,593
3,914
247, 263
23, 732
3,917
226,901
29,902
3,959
244,210
30,965
3,961
232,160
206,804
33,405
823
201,860
34,186
206, 870
36,546
741
235,272
35,812
720
497
707
6,264
1,848
486
496
7,568
3,175
508
992
7,673
2,120
2,337, 759
2,422, 645
2, 507, 956
2, 547, 595
1,163,058
1,165,884
1,231,000
1,312,007
672,127
10
43,072
160,002
68, 513
22, 508
2,129,290
1,447,780
681,510
693,222
10
83,327
161,240
76,375
17,701
2,197,759
1,495,048
702, 711
717,007
10
56,227
142, 653
82,004
18,909
2,2^7, 810
1,519,965
727,845
731,500
10
44,070
153,199
77,689
17,487
2,835,962
1,592,586
743,876
200
12,000
46,276
24
16
16
16
707
13, 776
17, 533
4,157
496
14,497
16,669
3,220
992
15,392
15, 620
3,227
1,062
30, 739
2,165,687
2, 244, 657
2,329,333
2,367, 779
52,450
78,005
40,681
936
53, 500
78,155
45,250
1,083
53, 500
78,475
45,182
1,466
53,500
78, 52£
46,09i
l69i
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations-.
__
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
185,653
34,947
480
1,062
10,108
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
172,072
177, 988
178, 623
179,816
2,337, 759
2,422,645
2,507,956
2,547,595
384, 735
424,191
400, 540
412,453
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
120
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banksf by States} at date of each call during year
ended Dec. 311 1958—Continued
WEST VIRGINIA
[In thousands of dollars]
Mar. 4,
June 23,
1958
1958
Sept, 24,
1958
Dec. 31,
1958
77 banks
77 banks
77 banks
77 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank..
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
«.
Total assets.
229,405
261,686
232,703
272,570
235,426
267,067
240,504
272,902
31,307
10,961
33,087
34,374
8,515
36,134
8,464
1,477
60,148
14,583
1,478
52,441
18,437
1,481
56,599
18, 943
1,500
61,172
17,707
72,301
7,144
370
67, 695
7,417
365
64, 329
7,562
120
81,348
7,442
119
360
1,220
285
1,464
367
265
1,695
367
2,347
696,743
730,006
690,962
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
__
_
Time deposits of individuals, partnerships, and corporations
_
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
__
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
_
_
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
326,041
327,847
347,766
186, 250
171
13,323
54,448
30,546
7,650
621,486
433,330
188,156
191, 341
171
23,144
51,538
24,796
6,765
623, 796
430, 405
193,391
193,350
171
11,919
53,344
25,607
8,723
620,961
425,419
195,642
193,611
171
12,650
60,284
35,435
9,109
659,026
463,399
195, 627
450
1,570
2,543
379
3,250
1,822
1,464
733
3,960
2,076
1,721
349
626,428
631,065
629,067
17,296
31,607
12,855
2,776
17,346
31,572
14,199
2,748
17,346
31,940
15,473
2,917
250
4,293
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus.
—
Undivided profits
Reserves
_
Total capital accounts
Total liabilities and capital accounts
17, 346
32, 965
12,755
3,371
64,534
65,865
67,676
66,437
690,962
696,930
696,743
730,006
105,983
119,392
120,606
123,145
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_
REPORT OF THE COMPTROLLER OF THE CURRENCY
121
and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
WISCONSIN
[In thousands of dollars]
Mar. 4,
June 23,
1958
1958
Sept. 24,
1958
Dec. 31,
1958
96 banks
97 banks
97 banks
97 banks
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
755,719
602,949
7
91,089
49,287
793,264
649, 683
12
94,869
48, 728
732,244
719,221
5
99,662
43,415
769,994
718, 644
5
105,153
42,164
3,145
165,806
20, 725
3,161
169, 822
25,225
3,178
184,388
25,633
3,232
201,783
27,347
205,673
15,770
203,435
17, 703
625
180,890
18,355
622
236,312
18,003
37
57
4,288
4,542
37
57
3,947
3,800
4,756
2,970
8,250
1, 919,482
2,014,368
2,015,438
2,131, 634
58
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, a n d other liabilities for
borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed b y or for account of reporting
banks a n d outstanding
Income collected b u t not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
861,623
588, 223
957
37,471
109,991
169,667
14,916
1, 769,313
1,171, 876
597,437
300
32
622,118
957
104, 556
87, 773
144,062
28, 626
1,849,715
1,209,371
640, SU
11,000
32
872, 724
1,002,206
641, 850
957
54,774
84,496
151,822
22, 557
1, 829,180
1,167, 709
661, 471
653,073
957
50,866
79, 689
151,450
36,943
1,975,184
1,309,170
666,014
26, 250
26
6,916
10,304
2,291
1, 788,132
1,877,437
1,875,066
50
35,880
35,930
68,575
22,806
4,039
50
36,180
36,230
68,850
28,305
3,546
57
2,501
26
58
57
6,491
7,105
3,037
18,386
1,993, 654
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock. _.
Total capital accounts
Total liabilities and capital accounts
50
36,355
36, 405
69, 700
29,933
4,334
50
36,705
36,755
72,070
24,033
5,122
131,350
136,931
140, 372
137, 980
1,919,482
2,014,368
2,015,438
2,131, 634
175,384
199,101
150,254
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
122
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1958—Continued
WYOMING
[In thousands of dollars]
Mar. 4,
June 23,
1958
Sept. 24,
1958
1958
25 banks
24 banks
25 banks
96,970
93,830
104,487
91,532
108,403
92, 947
108,811
108,968
11,821
4,887
12, 224
5,103
13,514
5,150
14,219
5,640
404
23,274
3,442
399
20,831
4,265
420
23,550
4,934
423
24,567
4,480
27,106
2,076
184
489
1,493
25,967
3,157
637
382
409
32,854
3,295
172
422
372
41,445
3,457
96
265,976
269,393
286,033
313,014
126, 572
123,016
135,307
147,831
65,549
18
4,795
34,832
9,904
1,428
243, 098
171,995
71,103
68,519
18
7,086
34, 729
9,996
1,870
24-5,234
169,418
75,816
72,558
18
5,216
35, 631
11, 785
1,775
262,290
182,825
79,965
76,235
18
5,844
41,850
14,863
2,147
288, 788
205,518
88,270
Dec. 31,
1958
25 banks
ASSETS
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Income earned or accrued but not collected
Other assets
Total assets.
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities .
1,085
1,566
1,025
18
1,800
1,761
998
54
100
1,873
965
51
246,792
249,847
265,279
292,019
3,288
9,727
5,132
1,037
3,413
9,402
5,912
819
3,463
10,052
6,415
824
3,528
10,402
5,909
1,156
400
2,831
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
19,184
19,546
20, 754
20,995
265, 976
269,393
286,033
313, 014
57,100
56, 222
58, 695
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
4
TABLE N O . 17.—Fiduciary activities of national bankt as of Dec. SI, 1958 '
Banks with capital stock of—
Number of national banks with trust powers but not administering trusts
Number of national banks with trust powers administering
trusts
Total number of national banks authorized to exercise
trust powers
Total assets of national' banks with trust powers but not administering trusts _
Total assets of national banks with trust powers administering
trusts
Total assets of national banks authorized to exercise trust
powers.
_
$100,001 t o
$200,000
$50,001 t o
$100,000
$25,001 t o
$50,000
$25,000
$200,001 t o
$500,000
$500,001 a n d
over
Total
6
34
75
68
54
11
248
3
3
6
33
169
340
412
517
1,477
o
12
67
244
408
466
528
i 1, 725
$10,865,409
$109, 558, 488
$353,387, 923
$615, 539, 521
$788, 212, 748
$1, 375, 294,130
$3, 252,858, 219
11,710, 916
108, 089, 058
1, 073,342, 846
2, 988, 207, 613
7,173,910,315
95, 744,782, 295
107,100,043,043
22,576, 325
217, 647, 546
1,426, 730, 769
3, 603, 747,134
7, 962,123, 063
97,120, 076, 425
110,352, 901, 262
119, 478
15,160
20, 205
3, 235, 271
206,002
357, 633
50, 004
49, 568,014
1, 714, 761
5,942, 600
2, 524, 700
242, 721, 274
9, 040, 582
29,125, 201
20, 650,478
933,324, 250
25, 047, 681
77, 281, 946
135,028,897
31, 551,005,004
656,463,109
1, 025, 777, 537
12,012,403,169
32, 779,973,291
692,487, 295
1,138, 505,122
12,170,657, 248
154,843
3,848,910
59, 750,075
301, 537, 535
1,170,682, 774
45,245, 648,819
46, 781, 622,956
51, 659
103, 079
443, 493
2,516,190
12,314, 659
36,419,513
79, 500,842
150, 771,833
432, 277,863
420, 379, 503
11, 218, 722, 787
5, 584,120, 583
11, 743, 311,303
6,194,310, 701
105
634, 231
247,198
7,798
7,179, 612
2, 739, 593
1, 096, 698
48, 342, 569
20, 525,478
2,396,813
259, 449, 976
41, 896, 318
16, 679,114
24, 663,193, 976
3, 559, 744,401
219,867, 072
24, 978, 800,364
3, 625,152,988
240,047, 600
154,843
3,848, 910
59, 750, 075
301, 537, 535
1,170, 682, 774
45, 245, 648,819
46, 781, 622, 956
46,000
1, 319, 500
11, 653, 676
242, 062, 737
273, 585, 419
24, 224, 068,199
24, 752, 735, 531
o
o
TRUST DEPARTMENT ASSETS
Investments
T i m e deposits
D e m a n d deposits.O t h e r assets
_ _ _
_____
_
Total
TRUST DEPARTMENT LIABILITIES
Private trusts
Court trusts.
_
_
Other liabilities:
Agency, escrow, custodian, etc., accounts.
Corporate accounts
Miscellaneous
Total
Total volume of bond issues outstanding for which banks are
acting as trustee
_ . _ __
1
o
d
3
O
Includes 27 banks which have been granted only certain specificfiduciarypowers.
to
00
TABLE N O . 17.—Fiduciary activities of national banks as of Dec. 81,
1958—Continued
to
4
Banks with capital stock of—$25,001 to
$50,000
$25,000
$100,001 to
$200,000
$50,001 to
$100,000
$200,001 to
$500,000
$500,001 and
over
Total
o
TEUST DEPARTMENT LIABILITIES—Continued
Number of national banks administering personal accounts:
Voluntary, private or living trusts
Court accounts
_
Agencies, escrows, custodianships, etc
Number of national banks administering corporate accounts:
Bond or debenture issues
Paying agencies. _
______
Depositories and other miscellaneous corporate accounts
Number of national banks acting as transfer agent
Number of national banks actiTig as registrar
Number of personal accounts being administered:
Voluntary, private or living trusts
__ __
Court accounts
Agencies, escrows, custodianships, etc.
Total
Number of corporate accounts being administered:
Bond or debenture issues
Paying agencies-_
_
__ _ _
Depositories and other miscellaneous corporate accounts
Total
4
5
15
29
5
123
143
49
283
298
155
373
370
276
505
504
479
1,303
1,349
964
1
4
2
37
10
11
2
6
112
23
17
11
16
176
93
57
38
54
394
320
224
255
249
724
448
309
306
325
6
13
51
154
7
845
2,160
365
3,564
7,883
1,231
14,325
17, 404
6,047
131,305
93,079
79,943
150,096
120,693
87,593
19
212
3,370
12, 678
37, 776
304,327
358,382
2
4
2
62
19
21
600
147
34
643
398
188
8,308
24, 532
5,620
9,619
25,098
5,863
2
6
102
781
1,229
38,460
40,580
Number of accounts for which national banks are acting as
transfer agent. _
Number of accounts for which national banks are acting as
registrar
Total number of accounts being administered
__
21
218
2
18
57
3,497
3,574
6
23
87
3,259
3,375
3,480
13, 500
33, 149
349, 543
405,911
o
o
TABLE NO. 18.—Fiduciary activities of national banks by Federal Reserve districts as of Dec. 81> 1958
Federal Reserve districts
Number
of banks
exercising
fiduciary
powers
Boston
New York
Philadelphia..
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis-.
Kansas City. _
Dallas
San Francisco.
138
164
191
100
136
121
228
108
49
105
95
42
Total...
1,477
Number
Total
with aunumber Total banking
thority authorized assets of banks
but not to exercise authorized to
exercising fiduciary exercise fidufiduciary
ciary powers
powers
powers
166
186
195
113
162
147
259
130
63
138
119
47
248
1
Personal account liabilities
Living
trusts
Court
accounts
$723,959, 740
$5,903, 219,439
$671,041, 282
544,988, 551
14,374, 074,966
648, 704, 951
406,943, 479
311,325,249
4, 755,822, 688
8, 510, 754,157 2, 599, 685, 050 1, 075, 550, 090
513, 111, 880
425, 200, 907
5, 233,009, 597
690, 898, 602
504,497,813
8,118,823,915
711, 677,400
17, 784,143, 284 2,565, 671, 481
120, 768,097
3,895, 445,157
189, 659, 466
184,348,933
2, 894,032, 065
270, 235,986
218, 929,831
5, 830, 665,861
613,863, 782
106,520, 305
8, 498, 755, 297
949,821,917
24, 554,154,836 1, 719, 291, 657 1,170, 925, 555
1, 725 110,352, 901, 262 11, 743,311,303
$2,068, 789, 281
1,386, 508,475
509, 530,352
2,450, 507, 247
1,213,102,129
1, 609, 468,310
9,819, 284,450
190,063,906
1, 565,414, 553
1, 725,456,153
305, 746,414
2,134, 929, 094
6,194,310, 701 24,978,800,364
Number of
Total
Bond and decorporate Number of
trust bond all other number of benture issues
accounts
outstanding
issue acaccounts
Agency,
where bank
counts
being ad- being adescrow,
custodian, being ad- ministered 2 ministered acts as trustee
ministered
etc.
Number of personal accounts
Federal Reserve districts
Boston
New York....
Philadelphia.
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis..
Kansas CityDallas
_..
San Francisco
Total
Living
trusts
7,160
4,674
9,294
12,330
8,437
9,230
56,060
3,207
4,208
8,750
8,505
18, 241
150,096
Court
accounts
8,203
9,816
17,556
14,783
11,430
7,459
16, 676
4,251
5,013
4,424
3,161
17,921
5,780
6,537
2,451
5,988
5,226
6,337
21,115
1,342
6,127
14, 867
2,165
9,658
285
366
595
1,118
422
1,007
1,951
1,738
418
760
437
522
1,250
4,694
521
2,647
907
4,364
9,899
1,842
430
4,386
4,356
2,614
26,422
28,397
105, 701
12,380
16,196
33,187
18, 624
48,956
$727, 280,446
4,842,351,913
448, 645, 657
3, 000, 059, 680
907,177,101
1, 606, 405, 709
6,973, 612,164
856, 968, 914
420, 959, 475
1, 248, 563, 715
967,304, 637
2, 753,406,120
87, 593
9,619
37, 910
405,911
24,752, 735, 531
22,678
26,087
30, 417
All other
liabilities
Agency,
escrow,
custodian, etc.
$131,179,347
416, 714,442
98,120,952
792,213,514
90,439, 559
274,032,404
749,267,159
130, 671,752
397,207, 649
214, 618,810
129,139, 206
441,595, 794
$3, 594,969, 650
2,996,916,419
1,325,920,032
6,917,955,901
2, 241,854,475
3,078,897,129
13, 845,900,490
631,163, 221
2,417,207,121
2,772,868, 576
1,491,227,842
5,466, 742,100
3,865,200, 588
46, 781, 622, 956
Common trust funds
Number
of funds
Ledger
value of
assets in
cash
$47,225,457
9, 953,205
36, 478,130
85,488, 785
47,962,415
37,332, 760
38, 675,068
6, 550, 286
13,067, 693
42, 552,402
28, 218,445
3 218
2
Trust department
gross earnings for
year ended
Dec. 31,1958
125, 230,216
$11,006,000
11,969,000
4,882,000
17,161,000
7, 265,000
8, 988,000
31, 279,000
2,498,000
4,959,000
6,439, 000
7,509,000
27, 518,000
518,734,862
141, 473,000
1 Includes 27 banks which have been granted only certain specificfiduciarypowers.
2 Corporate paying agency, depository, registrar, transfer agency, etc.
a Includes 53 funds operated under Section 17(b) of Regulation F of the Board of Governors of the Federal Reserve System, with assets of $1,388,882.
Total
liabilities
to
C
TABLE N O . 19.—Classification of investments under administration by the active national bank trust departments^ Dec. 31, 1958
Trust department investments classified according to capital stock of banks administering
trusts
Banks
Banks
Banks
Banks
Banks
Banks
with
with
with
with
with
with
capital
capital
capital
capital
capital
capital
stock
stock
stock
stock
stock
stock
Percent
Bonds
Stocks
Percent
Real-estate
mortgages
$89,148
of $25,000
1,296,407
of $25,001 to $50,000
17,489,917
of $50,001 to $100,000.—
85,172,339
of $100,001 to $200,000-.
277,604,280
of $200,001 to $500,000
19,382,629,335
of $500,001 and over
74.61
$15,730
40.07
1,131,478
35.29
20,825,190
35.09
100,612,865
29.74
461,240,654
61.43 8,574,175,037
13.17
34.97
$39,603
42.01
4,288,416
41.45
26,009,909
49.42
74,675, 771
27.18 1,377,316,821
19, 764, 281,426
60.29 9,158,000,954
27.94 1, 482,330, 520
Total
Percent
Percent
Real estate
Miscellaneous
$600 0.50
$14,000
1.22
741,369 22.92
26,414
8.65
4,963,321 10.01
2,001,170
22,546, 660 9.29
10.72
8,379, 501
67, 651, 951
7.25
52,151, 594
8.00
3.59 1,085,102, 767
4.36 1,131,781,044
4.52 1, 227,684,945
3.75 1,147, 675,446
Percent
Total investments
$119,478
11.72
3,235,271
.82
49, 568,014
4.04
242, 721,274
3.45
933,324, 250
5.59
3.44 31,551,005,004
Location
Alabama.
_.
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia...
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
__.
Maine
-
103
88
35
28
49
17
23
Number
with authority
but not
exercising
fiduciary
powers
Total
Total banking
number
authorized assets of banks
to exercise authorized to
exercise fidufiduciary
ciary powers
powers
34
4
2
23
13
30
18
4
3
39
23
1
4
119
94
50
35
55
20
24
$1, 284, 768,324
122,434, 226
856,493,334
506,486,021
17, 722, 206,869
1,152, 219, 271
1, 218,528,135
26, 214, 595
876,353,405
2,322, 700,223
1,495,176, 640
259,374, 298
495,865,867
10,119,126,616
2, 792, 619,857,
937,683,731
896,826, 794
823,184,136
1,824, 211,947
319,361,457
o
o
Personal account liabilities
Living
trusts
$199,929,027
1,433,911
Court
accounts
Agency, escrow
custodian, etc.
All other
liabilities
$28, 548, 589
165,887
$63, 627,381
1,387,030
$182,904,870
51,868,171
1,138,406,280
186,188,685
287,397, 605
437,352
118,329,589
223,404,312
116,549,257
14, 235,852
992,845, 672
59,944,762
326, 665, 559
2,651,107
13, 758,131
201,842,385
149, 220, 298
11,155,591
1, 592,772, 246
350, 456,928
453,166,157
60,423
223, 775,167
587,301,134
307,038,734
8, 640,539
368,757,141
48,812,044
5, 273,537
684
2, 546,038
56,845,789
126, 717,673
8,440,425
1,712,429,344
254,342,265
38, 561,456
49,344,164
29, 433,828
64,726, 502
33, 550, 720
5,896,573
167,853,418
232,343, 568
46, 499,401
38,861, 238
50, 477,956
19,966,135
43, 219, 721
778, 782
8,330,009,749
348,839, 544
39, 626,591
190, 536,063
15, 670,126
356, 516, 012
91, 299,071
204,037
472, 793,612
95,146,803
2,194, 214
5, 073,304
7,199, 090
54,000,346
9,180,833
0)
C1)
%
o
3.50 32,779,973,291
TABLE N O . 20.—Fiduciary activities of national banks by States as of Dec. 81, 1958
Number
of banks
exercising
fiduciary
powers
to
0)
H
W
O
o
0)
a
d
a
Maryland
Massachusetts. _.
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire.
New Jersey
New Mexico
New York
North Carolina..
North Dakota...
Ohio
Oklahoma
Oregon
Pennsylvania
Khodelsland___.
South Carolina..
South Dakota...
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia...
Wisconsin
Wyoming
Total
15
63
20
19
16
24
8
9
2
21
96
6
103
23
5
42
21
3
175
2
11
7
25
862,239, 753
19
78 3,785,674,637
24 3,924,449,132
24 2,097, 441,319
333,676,034
18
31 2,120,334,087
249,356,295
10
817, 901,899
16
285,920,377
3
248,441,080
31
110 3, 657,896, 623
375, 782,445
10
112 11,235, 261, 794
659, 542,853
27
119,367,087
7
48 4,570,036,680
27 1, 545, 236,145
4 1, 862,300,345
4
15
4
5
2
7
2
7
1
10
14
4
9
4
2
6
6
1
5
180
2
4
15
9
31
2
6
91
o
17
17
64
13
23
31
13
1
5
6
1
1,477
248
108
q
o
18
i
l
9
73
13
28
37
14
6
7,423,373,512
518, 754,286
606,349,313
271,309,768
2,099, 967,406
8,068, 604,653
43,775,992
112,964,183
171,800,103
395,388,141
324,167
91,861,348
1,255,983
10,927, 946
2 14,051,012
418,403
37,035,275
2,785, 678
384,357,499
7,386,319
165, 793
383, 290,285
69, 065,155
6,233,996
499,697,813
36,413,270
267,469,331
190, 226,596
157,104,729
8,445,230
44, 787, 218
1,887,243
48,123,073
2 68,128,938
21,618,010
279,809,874
6, 935,100
276, 628,778
53,916, 502
9,034,827
409,733,728
21,802,853
36, 015,101
976,154,003
54,886,384
7,732,025
154,766, 603
923,186, 566
47,130,988
10,317,494
123,014,976
95, 646, 864
54,144,733
6,817,335
214, 735, 233
290, 733, 764
11,065,256
293,331
102,388,017
128, 741,189
* 120,160, 244
226, 244,208
66,652,241
53,480,030
101,118,935
5,014,130
* 146,073,975
638, 525,860
148,092,771
20, 015, 700
272, 999,832
24,468,639
4 4,305,683
23, 271,585
52 183,721
2,449, 928
15,040, 743
575,884
6,194,310, 701 24, 978,800,364
3, 865,200,588
(3)
AX.Q Q 5 7 7J.Q
176, 285, 244
1, 717, 670,424
2,489, 721, 771
538, 663,858
926, 790, 398
252,878,549,
240,381,069
1, 421,455,692
849, 668,139
1, 539,494,133
3,327,009
586, 698,048
6,753,680
251,260,089
2 195, 228, 562
24,597,649
1, 018,431,848
18,468,821
646,178,108
36, 999,877
11,391,330
833,213,838
422,147, 815
198, 056, 733
1,776,532,894
143,033,366
313,417,251
486,021, 265
246,671,138
12,222,101
206,994, 458
5,937,540
52,633,519
2 92,444,071
13,515,307
143,001,386
23,862, 631
480,468,755
34,019,105
6,222,102
849,330,092
113,811, 259
153,127,969
2,017,248,034
4
0)
77,499, 594
128,481,118
325,439,001
36,380,330
116, 431, 754
9,753, 686
1 , 725 110,352, 901, 262 11, 743, 311,303
O
F
W
See footnotes at end of table.
O
W
TABLE N O . 20—Fiduciary activities of national banks by States as of Dec. SI,
1958—Continued
Number of
corporate Number of
trust bond all other
issue acaccounts
Agency,
counts be- being ad- 6
escrow,
custodian, ing admin- ministered
istered
etc.
Number of personal accounts
Location
Alabama.._.
Alaska
_.
Arizona._.
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia..
Florida
_.
Georgia
Hawaii
Idaho
Illinois
Indiana
IowaKansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
_
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
_
North Dakota
Ohio
Oklahoma
Oregon
_
Pennsylvania
Rhode Island.. .
Total liabilities
$475,009,867
0)
85,900,153
4,092,781,339
645,402,419
1,072,502,858
3,149, 566
358,408,925
1,069,393,620
699,525,962
15,319,817
10,683,086,123
930,672,180
126,881,662
283,814,769
102,781,000
495,208,995
177,250,345
463,603,697
2,115,306,457
1,697,716,103
2,338,658,141
24,318,507
930,3*41,072
15,834,446
362,944,627
2 369,852,583
60,149,369
1,478,278,383
52,052,230
1,787,633,140
132,321,803
26,814,052
2,475,567,943
626,827,082
393,433,799
5,269,632,744
(3)
Living
trusts
2,166
24
0)
444
9,903
2,735
2,414
18
1,348
2,931
1,536
199
47,395
3,771
866
1,101
655
923
495
1,687
3,252
3,431
379
3,029
152
965
2 1,525
303
2,405
410
2,445
831
334
5,573
944
2,675
14,990
(3)
Court accounts
702
25
1,069
13,244
2,138
4,100
89
180
2,557
721
7,650
4,739
856
496
2,124
932
843
925
2,577
2,391
3,809
247
481
64
571
2 1,602
286
4,334
182
6,130
2,359
393
4,509
376
763
25,197
(3)
397
10
0)
134
6,009
2,139
2,604
3
675
2,073
1,110
38
13,554
2,618
697
5,279
330
1,470
430
949
2,549
2,845
5,404
48
2,137
529
1,500
'1,297
148
2,699
492
3,640
265
58
4,118
1,774
808
3,708
(3)
1,157
4
0)
308
297
40
352
1,705
392
476
36
175
145
105
380
1,087
28
1,139
323
62
107
66
156
63
44
150
97
337
15
153
22
109
253
8
94
2
295
212
41
766
151
36
888
9
8,560
362
55
64
145
1,511
196
157
430
771
1,172
7
47
2 422
21
579
93
4,188
47
6
2,009
2,781
134
1,028
(3)
to
Trust
Total num- Bond and de- Department
ber of ac- benture issues gross earncounts be- outstanding
ings for
ing admin- where bank
year ended
Dec. 31,
istered
acts as trustee
1958
5,310
63
$223,848,510
1,092,680
$1,658,000
48,000
3,377
31,169
7,701
9,634
110
2,344
8,116
5,976
245,080,288
2, 546,706, 295
245,399,660
78,214,437
317,000
21, 508,000
2,012,000
4,378,000
26,000
995,000
3,354,000
2,127,000
995
78,298
11,813
2,536
7,047
3,320
4,992
2,027
3,762
9,309
9,356
13,377
728
6,972
774
3,192
2
4,899
766
10, 111
1,179
16,698
3,714
832
16,975
6,026
4,416
45,811
(3)
12.628,800
6,016,698,337
529,915, 521
15,362,716
122,643,062
20,662,625
276,076,025
122,449,837
215,327,940
502,782,813
327,095,380
310,935,649
3,021,850
450,818,529
14,872,775
230,046,686
2 44,930,727
3,357,470
167,417,007
200,000
4,712,556,922
170,113,917
92.678,801
905,256,619
601,653,695
23,839,639
2,502,648,402
0)
0)
231,114,800
536,328,019
408,944,305
0)
114,000
21,396,000
3,101,000
750,000
712,000
647,000
662,000
602,000
1,335,000
5,420,000
4,987,000
4,620,000
118,000
2,115,000
33,000
790,000
2
l,468,000
221,000
4,016,000
208,000
7,849,000
702,000
107,000
6,936,000
1,203,000
1,770,000
14,029,000
(3)
00
o
s
o
»3
O
d
I
South CarolinaSouth DakotaTennessee
Texas
Utah
Vermont
Virignia
Washington
West Virginia.Wisconsin
Wyoming
167,227,361
25,160,185
594,904,829
1,438,308,383
904
196
2,339
8, 212
898
464
1,769
2,911
4 348,039,496
1,016,522,771
592,367,734
112,325,988
505,591,264
39,812,339
4 889
2,650
3,915
1,059
1,829
246
4 1,219
5,201
1,566
1,974
2,579
353
46,781,622-, 956
150,096
120,693
0)
Total
1
2
Included withfiguresfor the State of Nevada.
Includesfiguresfor 2 banks in Arizona and 2 banks in Utah.
^Included withfiguresfor the State of Vermont.
0)
560
113
1,274
1,987
0)
4 718
2,505
1,506
281
1,788
1,842
26
9
328
432
254
13
1,513
4,134
4 32
86
87
19
388
9
4 160
327
340
17
256
9
9,619
87, 593
37,910
2,642
795
7,223
17,676
52,829,060
849,000
341,151,950
965,015,337
4 3,018
10, 769
7,414
3,350
6,840
2,459
4 21, 798,489
227,381, 533
124,207,979
10, 551,051
95,003, 744
1,226,650
4 1,192,000
2,961,000
2,610,000
586,000
1, 561,000
119,000
405,911
24,752, 735,531
141,473,000
(0
0)
728,000
142,000
1,928,000
7,312,000
0)
O
s
45 Includesfiguresfor 2 banks in Rhode Island.
Includes 27 banks which have been granted only certain specificfiduciarypowers.
6 Corporate paying agency, depository, registrar, transfer agency, etc.
TABLE N O . 21.—General comparative figures of fiduciary activities
Number of
banks ex- Aggregate trust
department
ercising
liabilities
trust
powers
December 31—
1928
1951
1952
1953
1954
1955
1956
1957
1958
__
_
.
_
. .._
1,585
1,512
1,513
1,513
1,503
1,480
1,486
1,476
1,477
$3,297,310,000
36,136,628,000
39,665,972,000
43,150,202,000
47,938,669,000
37,187,831,000
39.000,150,658
42,578,976,765
46,781,622, 956
Common trust funds
Outstanding
bonds and
debentures
Gross trust
department
earnings
$7,978,389,000
14,550,564,000
16,051,953,000
17,625,838,000
19,485,675,000
17,358,441,000
19,200,708,415
22,044,165,180
24, 752, 735, 531
$16,165,000
75,130,000
80,627,000
85,990,000
100,761,000
103,033,000
116,845,000
129,433,000
141,473,000
Number of accounts
O
Number
60
71
88
105
130
165
218
Amount
$187,392,016
213,929,020
276,970,954
320,954,835
382,397,189
432,822,133
518, 734,862
Fiduciary
i 53,853
171,589
184,125
194,231
207,157
214,383
231,991
248,048
270,789
Corporate
Agency, trust, bond
and deetc.
benture
issues
Other
accounts
g
9,923
78,171
72,725
77,473
82,032
74,832
79,327
82,916
87,593
7,217
7,611
8,011
8,056
8,381
8,839
9,619
33,893
37,370
38,396
34, 543
35,103
36,860
37,910
1 Includes agency accounts in 1928.
2 Thesefigureswere not developed at that time.
to
CD
TABLE N O . 22.—National banks administering employee benefit trusts and agencies during 1958 by Federal Reserve districts
W i t h investment responsibility
Federal Reserve districts
N u m b e r of
plans
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis.
Kansas C i t y
Dallas
San Francisco.
..
-_ -
.._ _
_
_ . . ___ -
Total for national banks
_
-
-
-
_ _
Nonnational banks located in the District of Columbia
Total
.
.
.
-.
Investments directed by
others
Held as agent only
Market value Number of Market value Number of
plans
plans
Amount
CO
Number of
fully insured
plans with no
bank investment responsibility
261
250
160
1,097
283
341
1,637
117
488
218
212
440
$103,497,830
232,634,494
34, 595,008
1,275,442,535
25, 921,858
76, 716,232
1, 451,969,344
17,693,070
139,063, 706
42,346,514
55,606,883
209,382,080
68
154
182
327
175
209
494
39
62
191
196
724
$12,988,727
209, 502, 531
33,011, 666
162,190,439
38, 797, 587
41, 637,380
185, 536, 743
15, 559, 634
15, 479, 667
27,468,871
111, 832, 698
172,904,749
28
82
29
36
8
31
194
10
16
23
41
46
$34,238,187
62, 710, 911
222,996, 744
889, 707,845
14,578,972
136,506,218
265, 495,890
68,972,316
2, 733.561
9,971,842
13,830, 472
25,840,910
90
60
53
392
72
171
263
32
123
118
18
217
5,504
3, 664, 869,554
2,821
1,026, 910, 692
544
1, 747, 583,868
1,609
14
4,143, 919
10
3,070,838
13
99,016,152
7
5,518
3, 669,013,473
2,831
1,029, 981, 530
557
1,846,600,020
1,616
o
TABLE N O . 23.—National banks administering employee benefit trusts and agencies during 1958 by States
With investment
responsibility
Location
Number
of plans
Alabama
_
Alaska
Arizona
Arkansas
California
Colorado
..
Connecticut
.
Delaware
Florida
.
Georgia.
__
_
__
, ...
„. .. ... .
Market
value
Investments directed
by others
Number
of plans
Market
value
121
2
20
6
317
18
112
$36,945,853
83,140
1,144,948
934. 295
175,362, 530
1,687,175
57, 535,119
46
6
10
3
626
9
20
$9, 595, 925
157,763
476, 222
380,274
157, 779,866
1,650,922
8,087,298
38
111
7, 751,019
20,497,882
48
57
15,600,762
6,954,829
Held as agent only
Number
of plans
Amount
o
N u m b e r of
fully insured
plans with
no bank
investment
responsibility
7
$6,188,399
18
1
170,668
18
5
15
16,832,484
131,385
7,443,208
2
2
152
6
41
4
14
8, 204,964
118,761,057
29
48
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
"Louisiana
Maine
Massachusetts
Maryland
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
!Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
...
Virginia
Washington
West Virginia
Wisconsin
Wyoming
District of Columbia.
Total for national banks
Nonnational banks located in the District of Columbia.
Total.
12
187
41
12
785
42
28
424
42
21
7
91
195
15
4
133
56
19
125
6
53
948,462,441
44,259,207
7,446, 596
2,201,342
803, 526
5, 588,464
536,167
24,424, 705
4, 726, 566
427,514,902
137,861,612
896,902
21,793, 241
239,916
3, 210,432
14,604
407,780
7,480,929
472,153
225,480,408
1,856,620
211, 233
218,019, 400
16,066,990
7,988,076
1,089,479,283
22,610,463
3,025, 791
742,857
14,799,114
52,175, 939
9, 573, 713
67,896
13,054, 752
15,215,069
609,328
30,899,679
60,696
2,648,801
131
91
23
30
9
30
2
48
50
194
47
3
57
6
60
5
3
79
9
108
17
7
169
29
10
296
1
16
90,603,428
17,934,314
2,432,207
3,159, 785
6,878,824
8, 522, 551
20,226
8,234,266
7,937,112
46,420,024
14, 972, 517
61,433
8,257,921
255,832
7, 210,951
412,955
120,980
11,635,667
79, 704
197,500,024
1,389,131
238,101
93, 700,673
12,125,885
2,838,347
98,135 458
24,830
811,825
45
189
16
1
55
51
20
66
6
17
7,102,563
108.396,497
4,121,698
84, 596
15, 571,035
7,117,898
2,418,300
28, 496,272
332,817
10,670,184
5,504
14
3,664,869, 554
4,143,919
2,821
10
1,026, 910,692
3,070,838
5,518
3,669,013,473
2,831
1,029,981,530
802
265
30
20
10
27
10
107
16
460
464
11
132
4
7
2
153
14
2
2
2
2
1
16
170,035,577
4, 928,683
269,762
154,400
50,675
474,129
619
6,992,493
62, 585,855
2, 733,561
63,118,663
628,"09l
34,091
217, 771, 766
59
56,984, 991
5, 523,100
2,969,970
3,268,103
891,048,121
23,804,623
40
15,139,837
13.440, 224
23
10,659,880
5, 569,655
27,745,742
~~3,~9l9,~692"
544
13
10
22
4
31
5
28
17
106
85
10
51
5
44
10
28
2
38
17
23
324
9
6
109
7
6
8
40
17
5
4
14
51
2
47
2
16
1,747, 583,868
99,016,152
1,846,600,020
1,616
1
CO
TABLE N O . 24.—Earnings, expenses, and dividends of national banks for the year ended Dec. 81, 1958
to
[In thousands of dollars]
Earnings from current operations
Number of
banks1
Location
Maine—
New Hampshire
Vermont
Massachusetts
Rhode Island.
Connecticut
-
_
_
__
Total New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
___
___
_
29
51
32
107
4
30
2,088
1,610
1,349
22,285
3,471
7,524
585
563
363
5,305
1,133
2,559
9,212
7,636
5,747
90,333
14,026
28,784
Other service
Service charges, comcharges on
missions,
Trust
deposit fees, and col- departaccounts lection and
ment
exchange
charges
811
1,249
588
9,103
1,379
3,535
231
251
106
6,057
358
1,139
602
221
132
5,420
1,060
4,378
1,9
16,665
8,142
2
21,605
10, 760
10,848
43
2,009
1,928
7,729
1,772
4,127
10
417
455
81
56
52
1,217
146
434
Total earnings from
Other
current
current
earnings operations
281
265
178
7,522
994
1,406
13,891
11,851
8,515
147,242
22,567
49, 759
11,813
10,646
253,825
7,849
4,016
14,029
26
1,335
995
23, 574
3,299
7,650
13
1,237
744
433,541
146,532
311, 545
1,218
34,133
29, 784
38,327
10,508
155,738
66,143
27,286
55,652
280
8,330
7,405
26,974
13,813
24,034
76
2,283
1,022
273,047
84,792
192,791
756
18,295
17,070
-
975
165,096
68,202
586,751
227
165
10,234
47,193
14,510
28,250
6, 517
956, 753
_._
131
77
43
25
52
103
69
27
41
458
55
88
75
12,159
6,874
4,610
4,164
8,649
22,162
9,085
2,285
14,403
54,061
4,072
7,586
13,480
4,406
1,055
1,255
1,156
2,853
5,844
4,081
1,138
3,646
17, 652
2,130
2,130
4,350
46,024
14,201
16,752
13,837
39,318
59,026
34,110
7,612
37,300
197,785
12,231
18,117
51,169
545
152
421
38
459
1,504
462
13
347
2,880
38
321
311
4,036
977
2,176
2,131
4,678
7,723
3,270
1,033
3,843
13,279
1,357
1,568
3,396
1,077
363
717
832
1,990
2,263
995
583
1,363
4,523
545
248
1,715
2,961
586
702
728
2,127
3,354
1,658
118
662
7,312
317
647
1,928
1,526
890
596
364
1,658
4,074
1,673
884
2,774
17,885
673
711
2,239
72,734
25,098
27,229
23,260
61,732
105,950
55,334
13,666
64,338
315,377
21,363
31,328
78,588
1,244
163,590
51,696
547,482
7,491
49,467
17,214
23,100
35,947
_
_
__.
___
_-_
.__
_
Other securities
Service
charges
and other
fees on
banks'
loans
263
_
_
U.S. Government obligations
Interest
and discount on
loans
258
167
485
7
53
5
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina..
Georgia
Florida
Alabama
Mississippi.—
Louisiana.
Texas
ArkansasKentucky
Tennessee...
Interest and dividends
on securities
__.
._.
Total Southern States
M
s
s
H
o
W
Ohio_
_
Indiana
_
__
Illinois
—
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western States
North Dakota _
South Dakota
Nebraska
Kansas.__
Montana Wyoming
Colorado
New Mexico
Oklahoma
___
Total Western States
Washington.. __
Oregon
California
_
Idaho
Utah
_
Nevada ._
_
Arizona
Total Pacific States
Total United States (exclusive of possessions)...
A laska (member and nonmember banks) .
The Territory of Hawaii (nonmember bank)
Virgin Island's of the United States (member bank)...
Total possessions
Total United States and possessions
New York City (Central Reserve city)
Chicago (Central Reserve city)__
_.
Other Reserve cities
2
Country
banks
(me™ber banks)
Possessions
(nonmember
banks)
228
123
395
75
97
179
97
75
44,543
23,264
100,338
36,211
15,548
17,747
7,982
16,207
11,669
4,546
26,832
9,927
3,691
6,812
2,284
3,880
114,054
56,332
219,821
92,774
37,351
65,458
19, 742
43,361
1,320
711
3,298
1,966
474
819
139
253
11,097
4,987
15,955
7,832
3,009
6,532
2,091
2,536
2,551
1,314
3,979
2,483
906
3,947
789
543
6,936
3,101
21,396
4,987
1,561
4,620
750
2,115
7,298
3,637
10, 715
2,973
1,981
2,814
911
1,376
199,468
97,892
402,334
159,153
64,521
108, 749
34,688
70,271
1,269
261,840
69,641
648,893
8,980
54,039
16, 512
45,466
31,705
1,137,076
38
34
123
169
41
25
77
27
197
3,380
3,275
8,183
10,477
3,751
2,405
9,848
3,639
13,944
942
810
2,306
3,639
961
493
1,786
492
4,638
7,864
9,463
24,397
23, 689
9,776
6,500
30,145
10, 751
43,581
114
125
59
194
198
163
347
266
263
987
1,113
2,430
3,271
1,306
787
3,991
1,379
4,568
762
834
667
599
499
378
691
564
867
107
142
790
712
33
119
2,012
208
1,203
349
269
1,266
1,659
703
282
1,035
443
3,175
14,505
16,031
40,098
44,240
17,227
11,127
49,855
17, 742
72,239
731
58,902
16,067
166,166
1,729
19,832
5,861
5,326
9,181
283,064
25
11
46
9
7
3
3
16,121
12,098
107,252
4,310
2,590
2,173
3,952
6,098
4,654
35,608
751
1,252
874
1,514
61, 928
42, 348
463, 583
11,835
11,846
6,244
26,281
1,453
924
14,601
314
812
269
1,450
10,407
6,491
57,653
1,890
1,267
623
3,081
2,658
1,325
10,867
465
439
364
985
2,610
1,770
21, 508
114
303
382
783
2,312
1,278
19,781
462
166
248
2,117
103,587
70,888
730,853
20,141
18,675
11,177
40,163
3
104
148,496
50,751
624,065
19,823
81,412
17,103
27,470
26,364
995,484
4,576
836,251
266,865
2, 729,095
50,243
268,608
79,342
141,425
150,360
4,522,189
7
1
1
1,183
1,518
193
281
433
4
3,778
6,097
265
371
321
10
521
466
11
584
199
60
48
120
286
5
6,886
9,320
548
9
2,894
718
10,140
702
998
843
48
411
16,754
H
O
4,585
839,145
267, 583
2, 739,235
50,945
269, 606
80,185
141, 473
150,771
4, 538,943
2
11
181
4,384
7
35,154
48,198
348,319
404,853
2,621
14,076
12,234
110,416
130,152
705
148,949
131,085
1,254,736
1,194, 791
9,674
3,060
1,643
27,384
18,220
638
4,879
2,219
119,699
141,875
934
3,983
997
34,885
39, 551
769
5,591
18, 443
75,137
42,254
48
20,118
6,536
68,329
55,390
398
235,810
221,355
2,038,905
2,027,086
15, 787
1
Number of banks as of end of year, butfiguresof earnings, expenses, etc., include
those banks which were in operation a part of the year but were inactive at the close
of the year.
o
2 Includes 1 member bank in Alaska and 1 member bank in the Virgin Islands of the
United States.
3
d
o
GO
CO
TABLE N O . 24.—Earnings, expenses, and dividends of national banks for the year ended Dec. 81, 1958—Continued
[In thousands of dollars]
Current operating expenses
Salaries and wages
Amount
Maine New Hampshire
Vermont
M assachusetts
Rhode Island _
Connecticut
23,685
2,549
52,477
30,096
13,528
27,298
139
3,127
3,097
76,259
29,880
53,374
151
6,417
6,129
77,285
2,779
1,506
3,274
27
373
252
8,211
172,210
-
7,642
2,780
3,537
2,837
6,217
9,750
5,951
1,660
6,160
34,073
2,926
3,753
7,532
971
365
427
344
637
1,108
649
212
584
3,740
374
562
871
12,130
3,920
5,348
5,158
12,455
20,656
9,941
2,413
12,314
47,425
3,509
5,171
13,051
_ _
94,818
10,844
153,491
.
New YorkNew Jersey.
_ Pennsylvania
Delaware .Maryland
District of Columbia...
Total Eastern States
.-- _
Total Southern States
Amount
2,768
2,115
1,451
30,624
3,790
11, 729
Total New England States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
. . . .
Mississippi
Louisiana
. .
Texas
Arkansas _
Kentucky .
Tennessee-
Number i
204
231
148
1,270
170
526
1,534
1,564
906
12,650
1,474
5,557
.
-
Employees other
than officers
Officers
Location
_. _
,._.._
Number 2
925
742
552
9,054
1,307
3,535
Fees paid
to directors and
members
of executive, discount and
advisory
committees
Net
earnings
from
current
operations
Taxes
other
than on
net
income
Recurring
depreciation on
banking
house,
furniture
and
fixtures
19
38
9
395
37
154
652
415
275
116
3,653
887
1,037
432
302
227
3,272
515
1,133
2,563
2,663
1,393
25,204
3,423
10,100
6,383
5,881
45,346
162,935
90,890
7,809
4,369
7,463
41
596
773
73,237
24,442
43,738
151
5,599
4,153
273,730
110,627
199,000
824
22,614
19,785
159,311
35,905
112,545
394
11,519
9,999
Interest Interest
and
on time
deposits discount
(includon
ing
borsavings
rowed
deposits) money
Other
Total
current
current
operatoperating
ing
expenses expenses
140
163
110
681
95
297
2,709
1,206
2,676
8,694
6,088
5,652
16,115
1,486
27,025
20,160
8,982
15,961
59
2,064
1,691
1,509
1,297
2,771
25
261
202
76,076
31,777
55,375
292
5,333
4,221
2,040
330
760
96
116
6,704
5,004
8,221
25
1,185
1,094
48,917
6,065
173,074
3,342
22,233
21,051
151,320
626,580
330,173
4,107
1,271
1,864
1,818
3,869
6,811
3,234
839
3,766
14,793
1,247
1,860
4,423
600
304
158
144
326
608
289
144
379
1,712
259
310
316
14,382
3,738
3,428
1,965
6,719
16,246
8,300
1,849
8,663
36,274
2,565
3,630
14,035
121
29
58
11
305
312
50
2
254
865
20
53
230
2,037
572
513
278
2,721
2,254
496
516
3,646
16,150
576
1,182
2,675
1,921
667
777
650
1,564
3,602
1,002
351
1,189
7,945
635
669
1,586
10,739
3,969
4,960
4,928
13,141
18,785
9,663
3,102
10,659
52,041
4,128
5,107
13,580
49,572
15,979
18,779
15,971
43,448
72,213
35,692
10 037
43,264
196,485
14,618
19,875
53,005
23,162
9,119
8,450
7,279
18,284
33, 737
19,642
3 629
21,074
118,892
6,745
11,453
25, 583
49,902
5,549
121, 794
2,310
33,616
22,558
154,802
588,938
307,049
10,580
8,326
6,888
85,173
16,309
35,659
3,3U
3,525
1,627
62,059
6,258
14,100
Ohio
Indiana
IllinoisMichigan
Wisconsin
Minnesota
Iowa
Missouri
__
Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado—
New Mexico
Oklahoma
_____
Total Western States.
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona..__
Total Pacific States
Total United States (exclusive of possessions)
Alaska (member and nonmember banks)
The Territory of Hawaii (nonmember bank).
Virgin Islands of the United States (member
bank)
17,368
9,816
33,129
11,222
6,917
11, 256
4,740
6,762
1,775
1,062
3,119
925
697
1,283
554
706
35,888
19,188
72,043
34,260
11,922
20,265
5,358
13,113
10,273
5,824
19,365
8,889
3,992
6,165
1,827
4,053
1,157
599
1,931
540
406
597
243
409
26,936
12, 777
51,410
25,383
13,491
15, 894
5,029
6,679
489
75
1,379
791
96
421
115
111
10,309
4,145
9,852
5,373
1,047
1,483
829
1,213
4,116
2,099
5,350
2,836
1,496
1,799
622
1,062
31,638
16, 748
60,606
25,463
10,210
19,990
6,443
12, 507
127,901
65,447
235,700
105,868
45, 585
71,705
23,379
41,856
71, 567
32,445
16S, 634
53,285
18,936
37,044
11,309
28,415
101,210
10,121
212,037
60,388
5,882
157, 599
3,477
34,251
19,380
183,605
717,441
419,635
1,640
2,136
6,047
6,495
1,881
1,393
5,433
1,981
9,460
214
283
687
858
237
163
649
230
1,218
2,115
2,208
6,683
6,716
2,795
1,755
9,161
3,620
11,190
775
823
2,225
2,305
862
517
2,992
1,198
3,593
88
74
372
415
78
95
405
80
412
2,644
2,605
1,563
4,414
2,438
1,887
8,184
2,138
7,328
5
11
256
74
14
20
74
6
235
241
212
963
1,290
908
266
559
556
916
323
371
724
1,142
419
317
816
631
1,827
2,342
2,707
7,771
7,686
3,096
1,478
8,329
3,147
12,905
9,398
10,324
24,379
28,232
11,629
7,211
32,961
12,159
44,273
5,107
5,707
15, 719
16,008
5,598
3,916
16,894
5,583
27,966
36,466
4,539
46,243
15,290
2,019
33,201
695
5,911
6,570
49,461
180, 566
102,498
10,199
7,663
51,060
2,189
1,397
1,242
4,178
1,110
246
175
160
455
21,990
13,847
136,422
3,200
2,888
2,044
8,367
6,116
3,770
35, 657
1,070
956
604
2,605
215
115
532
56
85
13
43
16, 257
15, 736
198,087
4,491
4,467
2,514
4,985
225
106
1,951
26
22
24
1,927
1,367
18,483
261
147
328
634
2,788
1,449
8,608
558
262
224
1,191
15, 775
9,144
85,833
2,689
2,891
1,347
8,533
69,376
49,427
500,976
13,470
12,159
7,712
27,955
34,211
21,461
229,877
6,671
6,516
3,465
12,208
77,928
8,837
188,758
50, 778
1,059
246, 537
2,354
23,147
15,080
126,212
681,075
314,409
411, 392
45,101
825,216
241, 390
22,060
759,230
12,830
125, 541
90, 520
710, 746 2,957,535
1, 564,654
935
763
73
76
414
474
19
27
830
2,087
5
132
196
297
363
5,293
6,976
1, 593
2,344
951
5,740
1 729
1,589
1,351
1,946
40
4
109
34
2
172
3
7
58
391
157
1,738
153
3,427
922
48
3,089
5
331
667
3,355
12, 660
4,094
Total United States and possessions.
413,130
45,254
828,643
242, 312
22,108
762, 319
12,835
125,872
91,187
714,101 2, 970,195 1, 568, 748
New York City (Central Reserve city)—_
Chicago (Central Reserve city)
Other Reserve cities
Country banks (member banks)3
Possessions (nonmember banks)
11, 597
11,841
152, 585
235,498
1,609
623
744
40,939
9,366
9,400
106, 734
115, 951
861
134
241
3,601
18,086
46
28, 782
19,675
349, 461
361, 560
2,841
1,638
1,177
7,438
2,577
5
3,167
5,191
59,848
57,347
319
2,687
1,254
31, 812
54,803
631
39,285
128,229
29, 536 108,251
298,281 1, 291, 809
343,840 1,430,087
3,159
11,819
Total possessions
1 Number at end of period.
2 Number of full-time employees at end of period.
14,455
29,291
141
39, 336
388, 783
356,376
3,209
107, 581
113,104
747,096
596,999
3,968
3 Includes 1 member bank in Alaska and 1 member bank in the Virgin Islands of the
United States.
CO
TABLE N O . 24.—Earnings, expenses, and dividends of national banks for the year ended Dec. 81, 1958—Continued
CO
[In thousands of dollars]
Losses, charge-offs, and transfers to valuation reserves 2
Recoveries, transfers from valuation reserves, and profits 1
On securities
Location
TransProfits
TransRecov- fers from on secu- Recov- fers from
eries
valuarities
eries
valuation
sold or
tion
reserves redeemed
reserves
_
__
-
Total Southern States
_ __
389
356
161
11,485
360
2,309
1,184
154
144
1,972
251
654
2,150
1,294
431
24,445
2,246
4,286
15,060
4,359
34,852
25,476
5,904
8,162
3,551
10,246
5,116
45,999
20,674
43,755
142
23,097
415
7,456
1,839
34,346
2,720
12,001
130
562
355
1,635
81
5,789
14,301
8,955
34,468
427
1,280
690
9,956
79
994
880
8,149
758
27,329
19,106
43,054
3,629
1,937
3,759
12,948
2,272
26,191
395
315
527
62
41
41
220
6
45
10
13
3
7,288
n
a
ftft
i
87
25
2
95
106
2,644
1,037
290
341
232
85
53
532
820
1,194
203
2,333
1,417
7,505
61,129
2,511
11,031
9,994
93,236
9,970
41,643
1,376
40,894
20,311
114,194
34
142
81
77
11
306
501
26
26
806
364
40
560
50
1,053
650
181
179
104
1,447
703
112
220
7,920
1,942
1,623
1,986
8,525
8,414
6,270
713
5,980
14,942
2,293
2,652
9,338
916
236
127
186
762
1,112
417
163
291
3,041
380
323
969
3,297
379
118
60
108
73
33
5
67
155
241
83
139
2,637
138
73
34
1,092
166
3
1
426
1
62
200
383
100
266
1,252
6,322
1,660
978
1,931
7,241
7,062
5,567
373
5,224
9,822
1,324
2,175
6,966
1,600
714
176
245
2,124
2,394
441
997
3,979
143
96
104
9
24
213
240
75
148
2,582
253
117
113
2,494
562
1,124
417
1,446
4,253
2,327
758
1,450
12,130
620
551
1,830
449
88
129
240
559
879
1,535
161
903
4,390
299
748
1,664
7,299
1,361
1,602
852
4,391
7,171
4,695
1,402
4,916
24,537
1,993
2,736
8,555
508
2,759
56,645
3,786
3,237
5,663
72,598
8,923
16,464
4,117
29,962
12,044
71,510
21
40
203
5
7
152
2
34
3
3
o
g
Id
2,441
906
3
15
.
172
260
44
9,310
1,544
671
96
1,066
._
367
424
70
1,234
21
604
974
19
Total Eastern States. _
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana _
Texas
Arkansas
Kentucky
Tennessee
Transfers to
valuation
reserves
14
(TO
Maryland
District of Columbia
Losses
and
chargeoffs
565
251
38
38
802
All
other
Total
losses,
chargeoffs, and
transfers
to valuation
reserves
Losses Transfers
and
to valuchargeation
offs
reserves
38
100
12
444
70
48
712
Massachusetts
Rhode Island
Connecticut
_
On loans
132
89
49
1,159
78
332
10
290
New York
New Jersey
Pennsylvania
1 079
1,341
481
26,027
2,168
3,250
On securities
827
908
350
16,307
2,084
2,621
Maine
New Hampshire
Total New England States
All
other
Total
recoveries,
transfers
from valuation
reserves
and profits
On loans
d
Ohio
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri-Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
__
__
. __
Total Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
_. .
Total Pacific States
Total United States (exclusive of
possessions)
_..
116
20,820
11,779
62,023
9,693
8,568
9,867
3,086
6,642
559
97
399
42
39
341
40
54
620
510
838
1,062
213
638
67
125
771
421
2,166
2,801
329
1,292
103
191
25,970
14,308
71, 980
18,184
9,204
12, 268
3,530
7,160
1,609
2,001
9,289
2,812
897
1,051
739
1,552
14, 216
3 526
25,280
8,438
2,961
708
81
3,244
565
182
1,526
58
34
309
81
68
6,850
2,504
13, 755
3,306
1,342
1,913
893
1,125
1,457
3,199
5,927
5,604
900
786
495
500
24,697
11,412
55,777
20,218
6,134
4,767
2.289
6,489
13,326
132,478
1,571
4,073
8,074
162,604
19,950
58,454
2,823
31,688
18,868
131,783
26
16
54
140
430
273
47
267
194
568
5
6
172
65
60
3
14
1,635
967
3,776
3,759
3,464
816
4,530
1,273
5,128
546
499
557
1,509
197
136
1,376
26
636
67
39
96
87
171
152
125
68
1,619
47
160
651
363
730
22
49
267
406
260
79
144
178
704
415
770
1,565
1,262
449
152
1,563
1,473
2,230
108
96
966
727
132
117
1,462
219
582
1,158
1,414
4,649
4,050
1,194
484
5,196
2,259
4,882
40
94
2,204
320
53
105
234
32
3,160
1,407
4,350
4,266
2
25
3,082
10
8
83
79
49
1
36
13
150
75
30
1,482
812
2,911
2,879
1,191
697
2,444
957
4,318
279
2,500
17,691
1,989
364
2,525
25,348
5,482
3,407
2,109
9,879
4,409
25,286
4
17
5
40
1
5,717
5,149
2,352
45,806
3,685
1,375
916
2,635
54
40
773
15
16
1
4
14
266
226
1,590
72
25
6
196
5,527
2,636
55,270
3,772
1,416
1,179
2,835
2,533
468
3,700
211
31
500
15
1,571
1,154
22,168
32
2
147
49
644
2,207
1,826
172
25,832
43
227
160
1,532
821
475
4,635
43
32
66
426
6,783
2,271
56,482
346
290
1,376
4,262
29,792
6,498
71,810
157,275
66,489
449,435
298
40
773
100
78
191
299
154
1,766
26
6,014
61,918
903
1,393
2,381
72,635
7,458
27,744
6
82
318
5,526
33,078
352,958
11,175
27,554
30,476
460,767
54,503
159,713
11,455
189
307
108
13
256
Alaska (member and nonmember banks)
The Territory of Hawaii (nonmember
bank)
_.
Virgin Islands of the United States (member bank)
New York City (Central Reserve city) .
Chicago (Central Reserve city)
Other Reserve cities
CnjiTitry banTcs (mp/rnhpr hanks) 3
Possessions (nonmember banks)
96
38
59
2
47
114
98
128
5
22
90
302
342
30,566
461,069
54,845
159,713
1,285
11,371
17,825
85
14,394
42,876
229,292
174,263
244
1,014
4,575
20,014
28,922
320
12,228
19,286
98,665
29,534
5
27
s
s
a
o
o
128
398
123
991
11, 583
157,673
66,612
450,426
1,167
897
9,408
111
11,306
7,099
65,124
73,746
398
1,466
2,829
25,254
36,945
118
26,014
34,956
209,954
178,555
947
§
• Includes 1 member bank in Alaska and 1 member bank in the Virgin Islands of the
United States.
00
5,526
33,078
353,072
11.273
27,554
1,923
658
2,945
1,465
3,342
22,963
5,308
3,439
36,152
178,182
135, 204
95
1
162
1,872
9,174
64
9,489
12
14,246
3,807
* Not including recoveries credited to valuation reserves.
Not including losses charged to valuation reserves.
2
55
5
Total possessions
Total United States and possessions.
1,379
1,294
146
156
TABLE N O . 24.—Earnings, expenses, and dividends of national banks for the year ended Dec. 31, 1958—Continued
GO
[In thousands of dollars]
Cash dividends declared
Taxes on net income
Profits
before
income
taxes
Location
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut...
.
Total New England States
_
New York
New Jersey
Permsyl vania
., ^ „ ,
Delaware
Maryland
„ ,
District of Columbia
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
- _ __
Mississippi
Louisiana
Texas
_
Arkansas
Kentucky
.
Tennessee . ..
Total Southern States
Ohio
Indiana
Illinois
.
Federal
Net profits
before
dividends
State
Expenses
to gross
earnings
o
s
21
30,984
29,570
18,046
351, 504
42,952
95,258
Percent
3.18
9.16
6.43
8.43
7.45
8.01
Percent
76.16
70.26
80.89
57.85
72.27
71.66
45,300
21
24, 575
24,596
568,314
7.97
64.19
1
72,481
24,846
62,219
328
7,323
4,832
9
36
2
48,987
9,531
31,984
143
3,202
2,899
48,996
9,567
31,986
143
3,202
2,899
1,058,737
266,193
864,160
3,989
80,833
64,289
6.85
9.33
7.20
8.22
9.06
7.52
63.14
75.50
63.87
67.65
66.25
66.43
6,891
172,029
47
96, 746
96,793
2,338,201
7.36
65.49
O
5,814
2,031
2,255
2,121
4,870
5,747
4,389
887
3,639
30,083
2,447
2,458
5,253
5,814
2,031
2,255
2,121
4,870
5,757
4,389
887
3,639
30,083
2,447
2,458
5,253
150,477
64, 946
59,421
44,554
118,674
199,904
111, 695
24, 942
137,408
709,289
50,485
74, 750
158,870
9.42
8.38
8.13
10.07
11.60
10.54
11.84
9.03
9.17
9.18
9. 58
9.08
9.12
68.16
63.67
68.97
68.69
70.38
68.16
64.50
73.44
67.24
62.30
68.43
63.44
67.45
i
10
71,994
72,004
1,905,415
9.61
65.73
1
68
16,206
6,323
32,197
16,206
6,324
32,265
432, 590
207,608
953,862
9.09
9.94
10.68
64.12
66.86
58.58
38,533
6,551
141,141
34,337
111, 844
444
11.830
9,619
61,770
9,491
49,625
115
4,507
4,787
6,890
309,215
130,295
23,783
9,700
8,471
8,413
22,418
34,980
21,217
2,940
22,138
109,297
7,045
11,369
26,366
9,605
4,256
3,505
3,711
8,649
13,917
7,290
687
9,537
44,174
2,211
4,584
11,874
308,137
124,000
72,840
35,341
182,837
33,516
14,701
80,926
90,384
Net profits
before
dividends
to capital
accounts
994
816
510
15,602
2,164
4,510
49
5,415
418
669
1,255
864
467
28,615
2,564
4,768
Capital
accounts J
994
816
489
15,602
2,164
4,510
985
2,708
1,161
29,621
3,198
7,627
2 240
3,572
1 677
63,651
6,180
13,064
On com- Total cash
On preferred stock mon stock dividends
declared
Ratios
704
14,178
5,444
4,830
4,486
13,769
21,063
13,223
2 253
12,601
65,123
4,834
6,785
14,492
1,056
183,081
136
216
39,324
20,640
101,911
10
8
a
W
W
TVJ inliiff a n
Wisconsin
Tyr innesota
Iowa
Missouri
Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas
M^ontana
Wyoming
C olorado
New Mexico
Oklahoma--.
_ _.
Total Western States
"Washington
Oregon
California
Idaho
Utah
Nevada
Arizona ___
-----
Total Pacific States.
Total United States (exclusive of possessions).
Alaska (member and nonmember banks)
The Territory of Hawaii (nonmember bank) .
Virgin Islands of the United States (member
bank)
Total possessions
21,906
8,261
16,069
4,206
13,331
450,456
192,916
5,584
5,260
14,846
15,717
7,868
4,248
16,228
4,597
28,212
2,088
2,055
5,706
5,383
2 458
1,501
5,699
2,119
10,702
102,560
37,711
.__
20
2
847
29,345
13,133
25,910
8,344
14,908
11,813
5,086
9,673
2,346
5,976
11,833
5,088
9,673
2,346
5,976
297,178
134,632
220,452
76,789
168,006
9.87
9.75
11.75
10.87
8.87
66.52
70.65
65.94
67.40
59.56
4,025
253,515
91
89,620
89, 711
2,491,117
10.18
63.10
106
157
716
3,390
3,048
9,140
10,334
5,410
2,747
10,030
2,478
16, 794
1,221
1,227
3,572
2,937
1,436
851
3,925
880
5,868
1,221
1,227
3,572
2,937
1,436
851
3.925
880
5,868
22,617
23,821
93,102
99,390
23,414
19,716
95, 575
25,648
178, 474
14.99
12.80
9.82
10.40
23.11
13.93
10.49
9.66
9.41
64.79
64.40
60.80
63.82
67.50
64.81
66.11
68.53
61.29
1,478
63,371
21,917
21, 917
581,757
10.89
63.79
1,825
8,815
360
229
7,212
6,242
66,652
1,433
1,731
1,212
2,674
7,212
6,242
66,652
1,433
1,731
1,212
2,674
176,000
138,356
1,057, 260
28,432
33.030
15, 595
53,454
9.55
8.57
11.65
24.52
13.37
12.61
9.13
66.97
69.73
68.55
66.88
65.11
69.00
69.60
87,156
87,156
1, 502,127
11.32
68.42
392,008
392,177
9,386,931
9.45
65.40
221
570
221
570
7,466
17,498
76.87
74.85
612
2,566
499
32,955
21,826
228,665
10,097
7,642
3,268
10, 781
16,154
8,143
96,674
2,766
2,996
1,301
5,486
413
16,801
11,858
123,176
6,971
4,417
1,967
4,882
315,234
133,520
11,642
170,072
1, 575,986
656,975
31,643
887,368
1,009
2,261
666
917
13
330
1,344
135
57
78
23
23
662
4.42
7.68
11.78
1,640
13
1,752
814
814
25,626
6.84
75. 56
169
392,822
392, 991
9,412, 557
9.45
65.44
68
10
91
33,360
22,890
191,945
143,854
33,360
22, 958
191,955
143, 945
773
717, 293
609, 692
4,077,814
3,983,234
24, 524
6.34
10.09
10.02
9.34
6.83
54.38
48.90
63.36
70.55
74.87
3,405
Total United States and possessions
New York City (Central Reserve city) _
Ohicago (Central Reserve city)-. _
Other Reserve cities
_ _
Country banks (member banks)2
Possessions (nonmember banks) _ _
51,251
22,006
44,545
12,550
29,086
1, 579,391
658,615
31,656
889,120
95,961
121,024
766,434
592,707
3,265
46,123
59,501
339,674
211,741
1,576
4,387
18, 256
9,000
13
45,451
61,523
408, 504
371,966
1,676
i Represents aggregate book value of capital stock, surplus, undivided profits,
reserves, and retirement fund for preferred stock. Figures are averages of amounts
reported for the June and December call dates in the current year and the December
call date in the previous year.
169
773
O
s
a
o
71.35
3
9
2 Includes 1 member bank in Alaska and 1 member bank in the Virgin Islands of the
United States.
CO
CO
TABLE N O . 25.—Earnings, expenses, and dividends of national banks, by Federal Reserve districts, for the year ended Dec. 31, 1958
[In thousands of dollars]
District District District District District District District District District District District
No. 5
No. 6
No. 9
No. 1 No. 2i
No. 4
No. 7
No. 3
No. 8
No. 10 No. 11
Earnings from current operations:
Interest and dividends on:
U.S. Government obligations...
Other securities
Interest and discount on loans
Service charges and other fees on
banks' loans
Service charges on deposit accounts.
Other service charges, commissions,
fees and collection and exchange
charges
Trust department
Other current earnings
-.
Total earnings from current operations
—
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers—
Number of officers *
_.
Number of employees other than
officers 3___
Fees paid to directors and members
of executive, discount, and advisory committees. __
Interest on time deposits (including
savings deposits)
Interest and discount on borrowed
money
Taxes other than on net income
Recurring depreciation on banking
house, furniture, and fixtures
Other current operating expenses - _.
Total current operating expenses..
Net earnings from current operations
District NonNo. 12 2 member
35,765
9,701
147,248
89,051
38,580
345,184
37,459
16,304
127,944
73,717
23,331
210,497
43,105
11,119
125,184
63,137
19,254
198,044
168,328
43,279
395,717
33,948
10,417
93,047
31,653
10,542
100,363
53,807
14,737
151,272
57,978
18,854
210,795
148,576
50, 760
624,266
1,718
15,440
7,516
31,166
1,081
8,616
2,949
16,417
1,535
13,196
2,857
21,500
6,238
31, 517
6,925
1,384
10, 797
1,315
17,255
2,947
14,378
19,877
81,465
934
7,
11,006
10,250
9,312
11,969
26,224
2,314
4,882
4,759
4,933
17,161
11,795
3,845
7,265
5,277
7,
8,
11,637
8,675
31,279
18,785
2,529
2,498
3,761
6,337
4,959
4,540
3,777
6,439
8,383
4,945
7,509
18,590
17,117
27,470
26,372
769
48
559,002 203,359 360,800 210,526
333,116
703,818
154,015
170,575
256,985
335,996
995,903
16,910
25,910
2,110
18,940
29,303
2,267
32,778
43,455
8,951
36,557
50,881
4,037
78,017
188,867
8,845
8,628
9,813
14,081
15,920
60,805
239,061
22,078 42,010
49,039 102,690
3,986
2,885
19,078
35,855
2,648
30,977
62,—
3,
22,806
38,869
2,704
32,833 58,537
62,679 135,023
8,608
5,372
28,017
11,469
17,964
12,737
20,328
14,980
1,
87,209
Grand
total
2,621 839,145
705 267,583
9,674 2,739,235
50,945
80,185
141,473
150,771
15,787 4,538,943
1,
3,209
W
413,130
828,643
45,254
242,812^
1,403
2,409
2,744
1,640
1,877
2,912
1,430
1,028
1,827
1,842
1,059
46
22,108
24,070
103,861
40,118
52,040
32,875
49,254
100,046
18,173
26,238
27,123
39,067
246,613
2,841
762,319
626
6,116
2,320
10,712
348
5,656
994
14,764
430
5,633
1,018
10,581
2,406
19,091
286
4,595
459
3,192
713
4,907
876
17,150
2,354
23,156
5
319
12,835
125,872
5,468
42,399
11,482
94,782
5,238
31,380
7,827
52,370
5,362
34,063
8,632 11,256
60,026 110,223
2,927
27,818
3,214
30,677
5,680
45,043
8,361
55,811
15,109
126,350
631
3,159
91,187
714,101
151,199
370,266
141,678 226,900 439,494
98,049
113,051
161,526
210,545
681,525
11,819 2,970,195
87,862
188,736
55,966
57,524
95,459
125,451
314,378
3,968 1,568,748
140,417 223,726
62,942
137,074
68,848
106,216
264,324
[Recoveries, transfers from valuation
reserves, and profits:
On securities:
Recoveries
Transfers from valuation reserves
Profits on securities sold or redeemed
On loans:
Recoveries
-Transfers from valuation reserves
_
—
Allother.
___
Total recoveries, transfers from
valuation reserves and profits. -_
Losses, charge-offs, and transfers to
valuation reserves:
On securities:
Losses and charge-offs
__
Transfers to valuation reserves..
On loans:
Losses and charge-offs
Transfers to valuation reserves..
All other
Total losses, charge-offs, and transfers to valuation reservesProfits before income taxes
Taxes on net income:
Federal
State_
Total taxes on net income.Net profits before dividends
Cash dividends declared:
On preferred stock
On common stock. _
Total cash dividends declared
See footnotes at end of table.
565
686
353
50
35
318
2,888
31
179
233
162
26
5,526
899
1,791
262
8,688
68
1,423
9,573
1,240
1,817
720
583
6,014
33,078
21,755
22,206
9,982 248,551
14,222
28,807
89,167
12, 837
14,675
16,743
12,095
61,937
95
401
1,675
509
822
330
658
500
359
702
1,578
2,738
937
64
11,273
7,456
1,606
10,001
8,490
97
1,219
1,568
1,112
1,263
1,212
1,377
2,358
2,506
5,591
211
1,116
761
1,706
374
2,221
547
1,469
1,393
2,381
85
27,554
30, 566
32,682
44,849
12,422
60, 791
17,130
34,941
110,225
15, 794
19,840
21,869
17,594
72,688
244
461,069
2,597
11,744
5,356
15,477
593
30,337
13,489
3,497
1,799
2,480
38,630
2,083
4,019
3,076
7,293
12,930
39,424
4,550
4,481
2,620
1,131
4,734
4,628
3,144
3,343
7,458
27,744
320
54, 845
159,713
510
6,277
3,823
796
11,436
3,811
483
5,933
2,292
727
11,482
4,438
1,594
20,308
15,395
692
2,669
2,413
667
4,035
1,234
1,715
8,575
4,233
2,677
12,709
4,755
335
29,792
6,498
111
398
118
11,583
157,673
66,612
947
450,426
683
13,722
4,113
353,072
32,859
65,252
15,906
57,153
14,810
27,016
89,651
14,805
9,687
23,885
26,628
71,827
87,685
168,333
59,458
140,712
71,168
114,141
284,898
56,955
67,677
93,443
116,417
315,239
3,265 1,579,391
37,781
6,335
69, 411
7,106
20, 970
1
66,836
30,053
352
4,572
704
36,176
1,484
47, 111
10
133, 527
11, 642
1,576
13
658, 615
31, 656
76, 517
20,971
66,836
30,405
45,276
23, 655
568
24,223
23, 963
2,859
44,116
122,984
582
123, 566
26, 822
37,660
47,121
145,169
1,589
690,271
43,569
91, 816
38, 487
73,876
40, 763
68, 865 161, 332
32, 732
40. 855
55, 783
69, 296
170, 070
1,676
889,120
21
23,264
43
57,348
4
19,024
33,090
18,156
10
21,074
91
54,166
13, 717
14, 492
19,075
31,469
87,174
773
169
392, 822
23,285
57,391
19,028
33,090
18,156
21,084
54,257
13, 717
14,492
19,075
31,469
87,174
773
392, 991
TABLE N O . 25.—Earnings, expenses, and dividends of national banks, by Federal Reserve districts, for the year ended Dec. 31, 1958—Con.
to
[In thousands of dollars]
District District District District District District District District District District District
No. 1 No. 2i N o . 3
No. 6
No. 5
No. 4
No. 9
No. 7
No. 10 No. 11
No. 8
Memoranda items;
Recoveries credited to valuation reserves (not included in recoveries
above):
On securities
On loans
Losses charged to valuation reserves
(not included in losses above):
On securities On loans
-Stock dividends (increases in capital
stock)
Number of banks 3
"Loans, gross
Securities
Capital stock (par value)
-Capital accounts
tRatios:
To gross earnings:
Interest and dividends on securities
Interest and discount on loans__.
Service charges on deposit accounts
All other current earnings
Total gross earnings—
1,484
3,003
751
4,937
18
1,515
938
2,135
389
960
1,523
133
9,027
2,340
914
1
1,175
457
3,705
224
3,383
141
6,452
203
6,876
38 932
36
4,375
2,868
10,796
16
3,232
3,420
4,258
216
2,401
172
5,569
1,521
18,005
348
2,115
1,748
23
4,486
108
6,893
3 882
12, 577
340
12 610
76,795
1,510
3,738
1,623
3,347
3,124
7,557
46,124
2,337
7,222
8,553
9,453
12, 518
1,400
108,506
Percent
Percent Percent
Percent
Percent
Percent
Percent
Percent
Percent
Percent
Percent
Percent
Percent
Percent
19.02
61.59
22.83
61.75
26.44
62.91
26.90
58.34
25.76
59.46
24.73
59.45
30.07
56.22
28.81
60.41
24.74
58.84
26.67
58.86
22.87
62.74
20.02
62.68
21.07
61.28
24.38
60.35
6.46
12.93
5.58
9.84
4.24
6.41
4.55
10.21
6.27
8.51
6.46
9.36
4.48
9.23
4 50
6.28
6 33
10.09
6 72
7.75
4 28
10.11
8 18
9.12
5 91
11.74
5 94
9.33
___
100.00
100. CO
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
_
30.34
10.07
22.84
26.32
18.58
21.34
28.36
19.73
20.96
26.54
14.42
21.05
30.07
15.62
21.61
29.24
14.78
24.09
27.92
14.21
20.31
28.73
11.80
23.13
28.89
15.38
22.01
30.38
10.55
21.92
26.57
11.63
24.46
26.90
24.76
16.77
30.81
18.00
26.06
27.85
16.79
20.80
63.25
66.24
69.05
62.01
67.30
68.11
62.44
63.66
66.28
62.85
62.66
68.43
74.87
65.44
36.75
33.76
30.95
37.99
32.70
31.89
37.56
36.34
33.72
37.15
37.34
31.57
25.13
34.56
5.45
5.28
5.56
5.93
5.23
2.59
2.48
2.49
2.50
Total current expenses..Net current earnings
To gross loans: Interest and discount
on loans
To securities: Interest and dividends on securities
Grand
total
366
394
448
247
500
331
327
578
319
346
617
105
4 585
2,865,902 7,121, 914 2,388, 385 4,189, 844 2, 330,674 3,498, 723 8,253,727 1, 794, 621 1, 798, 378 2,773,151 3, 993,211 11,234, 821 163, 088 52,406,439
1, 867,188 5,041,439 2,155, 675 3,892, 049 2,213,237 3, 330, 766 8, 588,021 1,717, 456 1, 628, 955 2,761, 644 2,971, 714 8,050,239 133, 790 44,352,173
143, 434 425,409 135, 720 257, 994 121,216 199, 595 484,213 101, 465 98, 652 162,246 276, 755 461, 568 6,850 2,875,117
543, 996 1,280, 314 508, 788 898,950 459,424 648, 398 1, 543,866 363,606 319, 405 566, 351 752, 367 1, 502, 568 24, 524 9,412, 557
-- -
Salaries wages, and fees
Interest on time deposits.
All other current expenses.
District2 NonNo. 12 member
5.14
4.85
5.36
5.02
5.37
5.66
4.79
5.18
5.58
2.43
2.53
2.49
2.49
2.45
2.47
2.46
2.58
2.59
2.48
To capital stock (par value):
Net current earnings
Net profits before dividends
Cash dividends
To capital accounts:
Net current earnings
Net profits before dividends
Cash dividends
61.26
30.38
16.22
44.37
21.58
13.49
46.38
28.36
14.02
53.13
28.63
12.83
56.80
33.63
14.98
53.22
34.50
10.56
54.59
33.32
11.21
55.16
32.26
13.52
58.31
41.41
14.69
58.84
34.38
11.76
45.33
25.04
11.37
68.11
36.85
18.89
57.93
24.47
11.28
54.56
30.92
13.67
16.15
8.01
4.28
14.74
7.17
4.48
12.37
7.56
3.74
15.25
8.22
3.68
14.99
8.87
3.95
16.38
10.62
3.25
17.12
10.45
3.51
15.39
9.00
3.77
18.01
12.79
4.54
16.86
9.85
3.37
16.67
9.21
4.18
20.92
11.32
5.80
16.18
6.83
3.15
16.67
9.45
4.17
1 Includes 1 member bank in the Virgin Islands of the United States.
Includes 1 member bank in Alaska.
3 Number at end of year. Remaining figures include earnings, expenses, etc., of those
banks which were in operation a part of the year but were inactive at the close of the
year.
2
NOTE.—The figures of loans, securities, capital stock and capital accounts are averages
of amounts reported for the June and December call dates in the current year and the
December call date in the previous year.
CO
TABLE N O . 26.—Earnings, expenses, and dividends of national banks, by size of banks, for the year ended Dec. 31, 1958
T O T A L U N I T E D STATES A N D POSSESSIONS
[In thousands of dollars]
Banks operating throughout entire year with deposits on Dec. 31,1958, of—
Less than $500,000 $750,000 $1,000,000 $2,000,000 $5,000,000 $10,000,000 $25,000,000 $50,000,000 $100,000,000 $500,000,000
to
to
or more
to
to
to
to
to
to
to
$500,000
$750,000 $1,000,000 $2,000,000 $5,000,000 $10,000,000 $25,000,000 $50,000,000 $100,000,000 $500,000,000
Number of banks
Total deposits
Capital stock (par value) _
Capital accounts
Earnings from current operations:
Interest and dividends on:
U.S. Government obligations..
Other securities
Interest and discount on loans
Service charges and other fees on
banks' loans
Service charges on deposit accounts.
Other service charges, commissions, fees, and collection and
exchange charges
Trust department
Other current earnings
Total earnings from current operations
_
_
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers..
Fees paid to directors and members
of executive, discount, and advisory committees
Interest on time deposits (including
savings deposits)
Interest and discount on borrowed
money
Taxes other than on net income
Recurring depreciation on banking
house, furniture and fixtures
15
6,108
410
1,032
40
25,459
1,147
3,473
58
51,242
1,873
6,546
45
7
190
193
35
463
121
1,330
1
13
37
768
534
1,084
1,503
261
816,129 5, 094, 975 7, 659, 604 11, 819, 696 9, 017, 833
178, 895
212,991
273, 315
24, 803 131,017
946,731
501, 896 674,070
94,246
4,562
137
26
136
9, 441, 587 30, 039, 959 43, 014, 872 116,987,464
229,496
712, 396 1,178,436 2,944, 779
707,041 2,293,455 3,758,294 9, 655,465
7,776
1,954
19, 738
45,473
14, 670
117, 834
64,957
22,645
177, 677
97, 518
31, 755
270, 970
74,367
22,231
199, 308
72, 470
22,190
210,256
197, 534
57, 705
669,034
274,234
93,100
1,059, 547
835,030
266,413
2,726,583
84
1,791
752
12,023
1,846
3,506
36, 297
2,816
25,183
3,219
24, 357
12, 461
60,876
26,087
86,181
50,779
267,778
4,409
557
345
3,665
5,961
1,720
5,899
7,364
11, 332
5,960
9,192
11, 956
5,736
11, 020
11,686
19,638
50, 375
44,734
27, 206
61,380
59, 916
79, 786
141, 402
149, 806
63
18
Total
I
§
271
1,044
2,119
32,772
199,171
301,604
468, 641
351,013
360,934
1,112,357
1, 687, 651
4, 517,577
102
20
320
561
162
7.318
3,415
34, 596
26, 322
41, 860
46,181
54,078
36, 928
65, 603
34,358
69,395
94,605
221, 553
105, 996
308,195
410, 722
824, 353
a
w
48
662
3,920
4.163
4,420
2,268
1,761
3,205
1,433
21,912
295
4,961
35,114
57,105
86,139
62,066
56, 746
147, 770
307,939
758, 219
23
966
167
5,779
235
8,859
8,714
420
12, 939
13, 399
445
10,294
744
10, 715
3,951
32, 562
6,824
43,107
125, 331
9,912
8,460
22.291
21,891
90,694
36
5,290
12,811
Other current operating expenses...
Total current operating expenses..
Net earnings from current operations...
Recoveries, transfers from valuation
reserves, and profits:
On securities:
Recoveries .
Transfers from valuation reserves
Profits on securities sold or
redeemed
On loans:
Recoveries.Transfers from valuation reserves
All other
Total recoveries, transfers from
valuation reserves and profits..
Losses, charge-offs, and transfers to
valuation reserves:
On securities:
Losses and charge-offs
Transfers to valuation reserves.
On loans:
Losses and charge-offs
Transfers to valuation reserves.
All other
Total losses, charge-offs, and
transfers to valuation reserves..
Profits before income taxes
Taxes on net Income:
Federal...
State .
Total taxes on net income. _.
Net profits before dividends
Cash dividends declared:
On preferred stock
On common stock
Total cash dividends declared
220,146
710,068
50
189
307
5, 036
30, 034
47, 382
80,170
61,987
65,840
198, 927
206
755
1,477
23,061
141, 222
214, 499
334, 973
249, 503
248, 019
724,864
65
289
642
9,711
57, 949
87,105
133, 668
101, 510
112, 915
387, 493
47
289
381
827
294
419
1,185
2,083
5,525
48
258
1,609
1,904
1,801
6,004
21,442
33,066
351, 945
3
17
53
1, 015, 531
672,120
2, 954,110
1, 563,467
24
373
5,086
14, 506
31, 762
32, 705
31, 994
93, 891
141, 601
76
830
2,415
2,011
1,622
456
344
2,344
1,053
11,221
235
745
591
1,643
1,666
3,417
476
1,322
902
2,220
4,471
14, 276
19,171
6,497
27, 514
30, 252
1
3
2
2
126
21
56
102
1,378
8,818
19,390
40, 903
37,157
37, 680
122,171
191,847
459, 523
1
4
23
281
1
3,024
467
5,356
1,856
7,396
5,392
5,025
5,431
5,634
10, 245
13,601
33, 322
13,705
102,945
54,050
159, 659
12
1
75
3
2
71
12
10
1,072
713
262
3,125
4,633
2.165
2,239
9,610
4,444
1,742
15. 278
7,578
661
13, 544
4,096
244
13, 762
6,323
492
34,246
22,660
1,611
65, 302
18, 819
11, 344
157,103
66, 360
14
84
116
2,329
13, 414
23, 505
37, 386
28, 757
36,208
104, 321
202, 382
448, 516
72
261
628
8,760
53, 353
82,990
137,185
109, 910
114, 387
405, 343
661. 585
1, 574,474
17
1
69
3
170
9
2,210
100
14,436
674
25,174
994
47, 254
1,718
40, 561
1,142
47,464
1,325
174,769
6,853
304,805
18,737
656, 929
31, 556
18
72
179
2,310
15,110
26,168
48, 972
41, 703
48,789
181,622
323,542
688,485
54
189
449
6,450
38, 243
56,822
88, 213
68, 207
65, 598
223,721
338,043
885,989
27
84
172
2,563
11
14,686
9
20,301
30
29,852
31
22,161
24,919
88
91,683
185,159
169
391,607
27
84
172
2,563
14,697
20,310
29,882
22,192
24,919
91,771
185,159
391,776
3
S
o
o
I
§
d
TABLE N O . 26.—Earnings, expenses, and dividends of national banks, by size of banks, for the year ended Dec. SI,
1958—Continued
TOTAL UNITED STATES AND POSSESSIONS
[In thousands of dollars]
Banks operating throughout entire year with deposits on Dec. 31,1958, of—
Less than $500,000 $750,000 $1,000,000 $2,000,000 $5,000,000 $10,000,000 $25,000,000 $50,000,000 $100,000,000 $500,000,000
to
to
to
to
to
to
to
or more
$500,000
to
to
$750,000 $1,000,000: $2,000,000 $5,000,000 $10,000,000 $25,000,000 $50,000,000 $100,000,000 $500,000,000
Memoranda items:
Recoveries credited to valuation
reserves (not included in recoveries above):
On securities
__
On loans
Losses charged to valuation reserves (not included in losses
above):
On securities
On loans
Stock dividends (increases in capital stock)
Average per bank:
Gross earnings from current operations
Current operating expenses
Net earnings from current operations
Net profits before dividends
_
Per $100 of deposits:
Net earnings from current operations
Net profits before dividends..._
Per $100 of capital accounts:
Net earnings from current operations
_
Net profits before dividends
Cash dividends
_.
Number of officers at end of period
Number of employees other than officers at end of period
'.
1
3
Total
333
12
2,115
274
3,316
111
4,553
371
2,744
179
2,687
5,403
7,470
519
15,505
6,869
38,727
120
6,775
160
9,172
99
5,829
495
7,246
2,178
15,974
9,548
27,370
12,609
76,454
o
6
5
493
9
3,584
25
145
3,396
5,802
10,543
9,711
7,543
21,827
49,366
108,358
278
198
610
436
1,345
956
2,654
1,824
8,119
5,291
64,910
39,059
991
648
80
52
174
115
389
261
830
482
2,828
1,633
25,851
13,002
343
194
*4
a
18
14
26
19
37
25
61
43
4
4
7
5
12
8
18
13
133
94
39
25
1.06
.88
1.14
.74
1.25
.88
1.19
.79
1.14
.75
1.14
.74
1.13
.75
1.13
.76
1.20
.69
1.29
.74
1.56
.79
1.34
.76
6.30
5.23
2.62
8.32
5.44
2.42
9.81
6.86
2.63
10.30
6.84
2.72
11.55
7.62
2.93
12.92
8.43
3.01
14.12
9.32
3.16
15.18
10.20
3.32
15.97
9.28
3.52
16.90
9.75
4.00
17.88
8.99
4.93
16.19
9.18
4.06
35
91
145
1,511
5,708
5,745
6,345
3,776
3,357
8,623
9,821
45,157
14
57
100
1,609
9,997
15,974
27,412
20,711
21,959
65,573
78,640
242,046
NOTE.—The deposits, capital stock, and capital accounts shown in this table are as of end of period. Capital accounts represents the aggregate book value of capital stock,
surplus, undivided profits, reserves and retirement fund for preferred stock.
I
o
REPOET OF THE
COMPTROLLER OF THE
147
CURRENCY
TABLE N O . 27.—Earnings, expenses, and dividends of national banks, years ended
Dec. 31, 1956-58
[In thousands of dollars]
1956
Number of banks
1
Capital stock, par value
Capital accounts 2
4,659
Total earnings from current operations..
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers
Number of officers 1
Number of employees other than officers1.
Fees paid to directors and members of
executive, discount, and advisory committees
Interest on time deposits (including
savings deposits)
Interest and discount on borrowed money.
Taxes other than on net income
Recurring depreciation on banking house,
furniture and fixtures
Other current operating expenses. _
Total current operating expenses
Net earnings from current operations
737,465
202,352
321,685
1958
4,585
4,6
2,562,055
8,220,620
Amount
Earnings from current operations:
Interest and dividends on:
U.S. Government obligations
Other securities
Interest and discount on loans
Service charges and other fees on banks'
loans
Service charges on deposit accounts
Other service charges, commissions, fees,
and collection and exchange charges
Trust department
Other current earnings
1957
2,875,117
9,412,557
2,716,931
Percent
to total
Amount
Percent
to total
Amount
Percent
to total
782,135
19.24
225,367
5.28
60.56 !, 631,136
18.26
5.26
61.42
839,145
267,583
!, 739,235
18.49
5.89
60.35
38,027
211,596
5.52
45,186
244,066
1.05
5.70
50,945
269, 606
1.12
5.94
70,810
116,845
134, 672
1.85
3.05
3.51
79,710
129,433
146,753
1.86
3.02
3.43
80,185
141,473
150,771
1.77
3.12
3.32
100.00 4,283,786
100.00
:, 538,943
100.00
15.38
30.80
386,237
782,470
43,645
2S9,172
14.27
28.90
413,130
13.91
27.90
20,728
.77
22,108
.74
437,199
25, 542
18.71
1.09
4.56
635,777
27,871
116,309
23.48
1.03
4.30
762,319
12,835
125,872
25.67
.43
4.24
70,314
598,461
3.01
25.62
79,470
658,367
2.93
24.32
91,187
714,101
3.07
24.04
100.00
833,452
359,438
719, 694
42, 050
229,227
19, 295
45,254
242, S12
2,336,426
100.00 2, 707,229
100.00 2,970,195
1, 497,026
1, 576,557
1, 568, 748
Recoveries, transfers from valuation reserves
and profits:
On securities:
Recoveries
_
Transfers from valuation reserves
Profits on securities sold or redeemed.
On loans:
Recoveries
Transfers from valuation reserves
Allother
10,082
25,462
11, 417
8.46
21.37
9.58
4,218
14, 266
31, 085
4.60
15.57
33.94
5,526
33,078
353,072
1.20
7.17
76.58
10, 542
32, 953
8.85
27.66
24.08
9,484
15,129
17,422
10.35
16.52
19.02
11, 273
27,554
30,566
2.44
5.98
6.63
Total recoveries, transfers from valuation reserves and profits
119,141
100.00
91,604
100.00
461,069
100.00
Losses, charge-offs, and transfers to valuation
reserves:
On securities:
Losses and charge-offs
Transfers to valuation reserves
On loans:
Losses and charge-offs
Transfers to valuation reserves
Allother
182,827
61,319
34.03
11.41
119,005
37,937
30.28
9.65
54,845
159, 713
12.18
35.46
11,171
233,651
48,278
2.08
43.49
8.99
11, 715
177,226
47,187
2.
45.09
12.00
11,583
157,673
66,612
2.57
35.00
14.79
537, 246
100.00
393,070
100.00
450,426
100.00
Total losses, charge-offs, and transfers
to valuation reserves
Profits before income taxes
See footnotes at end of table.
1,078, 921
1,275,091
1,579,391
148
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 27.—Earnings, expenses, and dividends of national banks, years ended
Dec. 31, 1956-58—Continued
[In thousands of dollars]
1956
Amount
Taxes on net income:
Federal
State
—
—
Total taxes on net income
Net profits before dividends
Cash dividends declared:
On preferred stock
On common stock
...
...
Total cash dividends declared
Memoranda items:
Recoveries credited to valuation reserves
(not included in recoveries above):
On securities
On loans
Losses charged to valuation reserves (not
included in losses above):
On securities
.
On loans
Stock dividends (increases in capital
stock)
_
Ratios to gross earnings:
Salaries wages and fees
Interest on time deposits _
All other current expenses.
Total current expenses
Net current earnings
--
Ratio of cash dividends to capital stock (par
value)
Ratio of cash dividends to capital accounts. „
1957
Percent
to total
Amount
1958
Percent
to total
Amount
413,053
18, 727
522,705
22,529
431, 780
545,234
690,271
647,141
729,857
889,120
177
329,777
8
171
363,699
169
392,822
329,954
363,870
392,991
2,945
26,807
1,588
29,525
6,876
38,932
56,170
67,184
32,147
62, 722
12, 610
76, 795
84,970
Percent
to total
658,615
31,656
108, 506
64,738
Percent
Percent
Percent
28.65
11.41
20.89
27.77
14.84
20.59
27.85
16.79
20.80
60.95
63.20
65.44
39.05
36.80
34.56
12.88
4.01
13.41
4.15
13.67
4.18
1
Number at end of period. Remaining figures include earnings, expenses, etc., of those banks which
were
in operation a part of the year but were inactive at the close of the year.
2
Figures are averages of amounts reported for the June and December call dates in the year indicated
and the December call date in the previous year.
3 Revised.
NOTE.—Earnings and dividends figures for 1869 to 1937 were published for the years ended August 31
or June 30 and appear in the table beginning on page 96 of the Comptroller's Annual Report for 1937. Similar
figures for 1938 through 1941 appear in table 26 on page 136 of the 1941 report. Calendar year figures are
available, beginning with the year 1917, and are published in the Comptroller's reports as follows: 1938,
p. 100; 1940, p. 17; 1942, p. 34; 1943, p. 30; 1946, p. 98; 1949, p. 100; 1951, p. 118; 1954, p. 142; and 1957, p. 152.
TABLE N O . 28.—Number of national banks, capital stock, capital funds, net profits, dividends, and ratios, years ended Dec. 31, 1930-58
[In thousands of dollars. Figures for previous years published in report for 1938, p. 115]
Capital stock (par value) i
Number
of banks
1930
1931
1932
1933.
1934
19351936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949.
1950
1951
1952
1953
1954
1955
1956
1957
1958
.-_
__
_
_
_
_
7,038
6,373
6,016
3 5,159
3 5,467
5,392
5,331
5,266
5,230
5,193
5,150
5,123
5,087
5,046
5,031
5,023
5,013
5,011
4,997
4,981
4,965
4,946
4,916
4,864
4,796
4,700
4,659
4,627
4,585
1
Preferred
92,469
349,470
510,511
447,501
305,842
267,495
241,075
204,244
182,056
156,739
135,713
110, 597
80,672
53, 202
32, 529
25,128
20,979
16,079
12,032
6,862
5,512
4,797
4,167
3,944
3,786
3,332
Common
1,724,028
1,680,780
1,597,037
1, 507,834
1,359,573
1,280,813
1,259,027
1,285,946
1,310, 243
1,320,446
1,328,071
1,341,398
1,354,384
1,372,457
1,440, 519
1,536,212
1,646,631
1,736,676
1,779,362
1,863,373
1,949,898
2,046,018
2,171,026
2, 258,234
2,381,429
2,456,454
2, 558, 111
2,713,145
2,871,785
Total
1,724,028
1,680,780
1,597,037
1,600,303
1,709,043
1,791,324
1,706,528
1, 591,788
1, 577,738
1,561, 521
1, 532,315
1, 523,454
1, 511,123
1, 508,170
1, 551,116
1,616,884
1,699,833
1,769,205
1,804,490
1,884,352
1,965,977
2,058,050
2,177,888
2,263,746
2,386,226
2,460,621
2, 562,055
2,716,931
2,875,117
Capital
Net profOn
On
accounts i its before
dividends preferred common
stock
stock
158,411
3,919,950
3,753,412 2 54,550
3,323, 536 2 164,737
2,981,678 2 286,116
2,982,008 2 153,451
158,491
3,084,092
313,826
3,143,029
228,021
3, 206,194
198,649
3,281,819
251, 576
3,380,749
241,465
3,463,862
269,295
3, 596,865
243,343
3, 684,882
350,457
3,860,443
411,844
4,114,972
490,133
4,467,718
494,898
4,893,038
452,983
5, 293,267
423,757
5, 545,993
474,881
5,811,044
537,610
6,152, 799
506,695
6,506,378
561,481
6,875,134
573,287
7, 235,820
7, 739, 553 741,065
7, 924, 719 643,149
647,141
8, 220,620
729,857
8, 769,839
889,120
9,412, 557
Averages of amounts from reports of condition made in each year.
2 Deficit.
Ratios
Cash dividends
558
10,103
18,862
18,166
11, 532
9,378
8,911
8,175
7,816
6,683
6,158
5,296
4,131
2,427
1,372
1,304
1,100
712
615
400
332
264
203
177
* 171
169
211,272
193,196
135,381
71,106
80,915
94,377
101,850
110,231
113,347
122,267
125,174
124,805
121,177
125,357
139,012
151, 525
167,702
182,147
192,603
203,644
228,792
247, 230
258,663
274,884
299,841
309, 532
329,777
363,699
392,822
Net profits before diviCash divi- Cash dividends on Total cash
dends
dends on
dividends
common
preferred
to
capital
stock
to
stock to
accounts To capital To capital
common
preferred
stock
accounts
capital
capital
Percent
.60
2.89
3.69
4.06
3.77
3.51
3.70
4.00
4.29
4.26
4.54
4.79
5.12
4.56
4.22
5.19
5.24
4.43
5.11
5.83
6.02
5.50
4.87
4.49
4 4.52
5.07
Percent
12.25
11.49
8.48
4.72
5.95
7.37
8.09
8.57
8.65
9.26
9.43
9.30
8.95
9.13
9.65
9.86
10.18
10.49
10.82
10.93
11.73
12.08
11.91
12.17
12.59
12.60
12.89
13.41
13 68
1
Percent
5.39
5.15
4.07
2.40
3.05
3.67
3.82
3.80
3.74
3.88
3.85
3.69
3.47
3.41
3.51
3.48
3.48
3.47
3.50
3.52
3.73
3.81
3.77
3.80
3.88
3.91
4.01
4.15
4.18
Percent
9.19
2 3.25
210.32
2 17.88
2 8.98
8.85
18.39
14.32
12.59
16.11
15.76
17.68
16.10
23.24
26.55
30.31
29.11
25.60
23.48
25.20
27.35
24.62
25.78
25.32
31.06
26.14
25.26
26.86
30.92
Percent
4.04
2 1.45
2 4.96
2 9.60
2 5.15
5.14
9.98
7.11
6.05
7.44
6.97
7.49
6.60
9.08
10.01
10.97
10.11
8.56
7.64
8.17
8.74
7,79
8.17
7.92
9.58
8.12
7.87
8.32
9.45
S
S
o
o
I
3
3 Licensed banks, i.e., those operating on an unrestricted basis.
< Revised.
CO
150
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 29.— Total loans of national banks, losses and recoveries on loans, and
ratio of net losses or recoveries to loans, by calendar years, 1939-58
[In thousands of dollars]
Year
1939
1940
1941
1942
1943
1944 .
1945
1946
1947.1948
1949
1950
1951
1952
1953._
1954
19551956
1957
1958
_ .
._
_
_.
.
_
.__
-
.
_._
Average for 1939-58
Ratio of
Net losses
orreco er- Losses (or reco ;eries+)
ies (+)
to lotns
Total loans Losses and
end of year charge-offs
Recoveries
9,043,632
10,027, 773
11, 751, 792
10,200, 798
10,133, 532
11,497,802
13, 948,042
17,309,767
21.480,457
23, 818. 513
23,928, 293
29. 277, 480
32,423, 777
36,119,673
37, 944,146
39, 827, 678
43, 559, 726
48, 248.332
50, 502, 277
52, 796,224
67,171
58, 249
51, 989
43,134
43,101
41,039
29,652
44, 520
73. 542
50.482
59.482
45, 970
53,940
52, 322
68, 533
67,198
68 951
78,355
74,437
88,378
39,927
36,751
43,658
40, 659
52,900
50,348
37, 392
41,313
43, 629
2 31,133
2
28, 283
23
31, 525
2
31, 832
2
32,996
2
36,332
2
41, 524
2
39, 473
2 37,349
2
39,009
2 50, 205
27, 244
21,498
8,331
2,475
+9, 799
+9,309
+7, 740
3,207
29,913
19.349
33,199
3 14,445
22,108
19,326
32, 201
25,674
29,478
41,006
35,428
38,173
26, 691,986
58.022
39, 212
18,810
Percent
0 30
.21
.07
.02
+.10
+.08
+.06
.02
.14
.08
.14
.05
.07
.05
.08
.06
.07
.08
.07
.07
.07
» Excludes transfers to valuation reserves.
Excludes transfers from valuation reserves.
3 Revised.
3
NOTE.—For prior figures beginning with the year 1928 see Annual Report for 1947, p. 100.
TABLE NO. 30.—Total securities of national banks, losses and recoveries on securities
and ratio of net losses or recoveries to securities, by calendar years, 1989-58
[In thousands of dollars]
Year
1939
1940
1941.
1942
1943
1944
1945
1946
1947.
1948.
1949.
1950
1951
1952.
1953
1954
1955
1956
1957
1958
_ _
.
.
_ _
_
._
. .
_
_
__
Average for 1939-58
1
.
.
Total
securities Losses and
end of year charge-offs
Recoveries
12,811,576
13,668,040
15,887,508
27,482, 788
37, 504, 253
47,022,329
55. 611, 609
46,642, 816
44,009,966
40, 228,353
44, 207, 750
43,022,623
43,043, 617
44, 292, 285
44, 210, 233
48,932, 258
42,857,330
40, 503,392
40,981, 709
46, 788,224
109,378
107,960
92,134
73, 253
66,008
67, 574
74,627
74, 620
69, 785
i 55, 369
i 23, 595
i 26,825
i 57, 546
i 76, 524
i 119,124
i 49,469
i 152, 858
i 238, 997
i 151,152
i 67,455
33,631
40,993
48,157
36,170
59,652
50,302
54.153
33,816
25, 571
2 25, 264
2
7,516
2
11,509
2 6, 712
2 9, 259
2 8,325
2
9, 286
2 15, 758
2 13,027
2 5,806
2 12,402
75, 747
66,967
43,977
37,083
6,356
17, 272
20,474
40,804
44, 214
30,105
16,079
15,316
50,834
67,265
110, 799
40,183
137,100
225,970
145,346
55,053
Percent
0.59
.49
.28
.13
.02
.04
.04
.09
.10
.07
.04
.04
.12
.15
.25
.08
.32
.56
.35
.12
38,985,433
87, 713
25,366
62,347
.16
Net losses
Ratio of
or recover- losses (orreies (+)
coveries+)
to securities
Excludes transfers to valuation reserves.
Excludes transfers from valuation reserves.
NOTE.—-For prior figures beginning with the year 1928 see Annual Report for 1947, p. 100,
2
EEPORT OF THE COMPTROLLER OF THE CURRENCY
151
TABLE NO. 31.—Foreign branches of American national banks, Dec. 31, 1958
BANK OF AMERICA NATIONAL TRUST AND SAVINGS
ASSOCIATION, SAN FRANCISCO, CALIF.:
FIRST NATIONAL CITY BANK OF N E W YORK,
N. Y.—Continued
Cuba:
Caibarien.
Cardenas.
Havana.
Havana (Ave Rancho Boyeros).
Havana (Cuatro Caminos).
Havana (Galiano).
Havana (La Lonja).
Havana (Twenty-third Street Branch).
Manzanillo.
Matanzas.
Santiago de Cuba.
Egypt:
Cairo.
England:
London.
London (Berkley Square Branch).
France:
FIRST NATIONAL BANK OF BOSTON, MASS.:
Paris.
Argentina:
Hong Kong:
Avellaneda.
Hong Kong.
India:
Buenos Aires.
Bombay.
Buenos Aires (Alsina).
Calcutta.
Buenos Aires (Constitucion).
Japan:
Buenos Aires (Once).
Nagoya.
Rosario.
Osaka.
Brazil:
Tokyo.
Yokohama.
Rio de Janeiro.
Lebanon:
Santos.
Sao Paulo.
Beirut.
Mexico:
Cuba:
Mexico City (Isabel la Catolica).
Cienfuegos.
Mexico City (Parque San Martin).
Havana.
Mexico City (Republica).
Havana (Avenida de Italia).
Panama:
Havana (Avenida Maximo Gomez).
Panama City.
Sancti Spiritus.
Panama City (La Exposicion).
Santiago de Cuba.
Paraguay:
Asuncion.
FIRST NATIONAL CITY BANK OF N E W YORK, N. Y.:
Peru:
Lima.
Argentina:
Philippines:
Buenos Aires.
Cebu City.
Buenos Aires (Flores).
Clark Field.
Buenos Aires (Plaza Once).
Manila.
Rosario.
Manila (Port Area Branch).
Brazil:
Puerto Rico:
Arecibo.
Porto Alegre.
Bay am on.
Recife (Pernambuco).
Caguas.
Rio de Janeiro.
Mayaguez.
Salvador.
Mayaguez (Plaza de Colon).
Santos.
Ponce.
Sao Paulo (Praca Antonio Prado).
San Juan.
Sao Paulo (Avenida Ipiranga).
San Juan (Hato Rey).
Canal Zone:
San
Juan (Santurce).
Balboa.
Saudi Arabia:
Cristobal.
Jeddah.
Singapore:
Chile:
Singapore.
Santiago.
Uruguay:
Valparaiso.
Montevideo.
Colombia:
Venezuela:
Barranquilla.
Caracas.
Bogota.
Caracas (Miranda).
Call.
Maracaibo.
Medellin.
Valencia.
1
Excludes banking facilities at military establishments.
England:
London.
London (West End).
Guam:
Agana.
Japan:
Kobe.
Osaka.
Tokyo.
Yokohama.
Philippines:
Manila.
Thailand:
Bangkok.
NOTE.—Consolidated statement of the assets and liabilities of the above-named branches as of Dec.
31,1958, appears in the following table.
152
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 32.—Consolidated statement of assets and liabilities
of foreign branches
of national banks, Dec. 81, 1958l
[In thousands of dollars]
Number of branches
93
ASSETS
Loans and discounts, including overdrafts
Securities
Currency and coin
Balances with other banks and cash items in process of collection
Due from head office and branches
Real estate, furniture, and
fixtures
Customers' liability on account of acceptances
Other assets
Total assets
743, 331
81,344
37, 477
288, 405
116, 611
14, 923
101, 032
21, 897
1, 405, 020
LIABILITIES
Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U.S. Government
State and municipal deposits
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
605, 110
310, 872
119, 710
13, 690
180,918
17, 030
Total deposits
1, 247, 330
Due to head office and branches
4, 963
Bills payable and rediscounts
4, 139
Acceptances executed by or for account of reporting branches and
outstanding
103, 918
Other liabilities
44, 630
Total liabilities
1, 404, 980
CAPITAL ACCOUNTS
Undivided profits, including reserve accounts
Total liabilities and capital accounts
'Excludes figures for banking facilities at military establishments.
NOTE.—For location of foreign branches see preceding table.
40
1, 405, 020
REPORT OF THE COMPTROLLER OF THE CURRENCY
153
TABLE N O . 33.—Assets and liabilities of banks in the District of Columbia, by
classes, Dec. SI, 1958
[In thousands of dollars]
Total all
banks
Number of banks..
National
Non-nabanks tional banks
13
ASSETS
Loans and discounts:
Heal estate loans:
Secured by farm land
-__
Secured by residential properties:
Insured by Federal Housing Administration
Insured or guaranteed by Veterans' Administration
Not insured or guaranteed by F H A or VA
_
Secured by other properties.
Loans to banks
Loans to brokers and dealers in securities
Other loans for purchasing or carrying securities
Loans to farmers directly guaranteed by the Commodity Credit
Corporation
__.
Other loans to farmers (excluding loans on real estate)
Commercial and industrial loans (including open market paper).
Other loans to individuals for personal expenditures:
Passenger automobile installment loans
Other retail consumer installment loans.
Residential repair and modernization installment loans
Other installment loans for personal expenditures
Single-payment loans for personal expenditures
All other loans
Overdrafts.
_..
Total gross loans
Less valuation reserves.
Net loans
Securities:
U.S. Government obligations, direct and guaranteed:
Direct obligations:
Treasury b i l l s . . __
Treasury certificates of indebtedness _
Treasury notes
United States nonmarketable bonds (savings, investment series A-1965, B-1975-80, and depositary bonds).
Other bonds maturing in 5 years or less_-_
Other bonds maturing in 5 to 10 years.
Other bonds maturing in 10 to 20 years
___
Bonds maturing after 20 years.
_
Total
Obligations guaranteed by U.S. Government (Federal
Housing Administration debentures)
Total
-—
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve Bank
Total securitiesCash, balances with other banks, including reserve balances and
cash items in process of collection:
Cash items in process of collection, including exchanges for clearing house
Demand balances with banks in the United States (except private banks and American branches of foreign banks)
Other balances with banks in United States
_
Balances with banks in foreign countries.
_.
Currency and coin
_
..Reserve with Federal Reserve Bank and approved reserve
Total cash, balances with other banks, etc.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate..
_
Other assets. _
_
1,158
185
973
11,929
42,607
78,155
62,322
1,399
12,474
3,313
6,299
27,178
44,783
38,334
1,399
3,534
2,914
5,630
15,429
33,372
120
265,312
38
170,572
94,740
37,587
14,648
15,760
35,437
61,664
35,053
152
15,572
4,690
8,079
10,709
31,785
18,081
104
22,015
9,958
7,681
24,728
29,879
16,972
48
679,090
384,256
7,378
294,834
1,506
670,206
376,878
293,328
21,899
39,818
91,005
3,136
23,743
50,887
18,763
16,075
40,118
16,301
209,195
113,168
32,991
779
7,818
119,812
73,117
25,260
8,483
89,383
40,051
7,731
90
525,156
304,462
220, 694
525,163
40,502
26,971
2,295
304,462
28,141
15, 951
1,536
220,701
12,361
11,020
759
594,931
350,090
244,841
85,470
45,731
39,739
39,771
215
493
28,841
25,836
89
389
16,011
13,935
126
104
12,830
7
8,940
7
178,424
90,700
87,724
333,214
178,756
154,458
21,839
137
15,476
137
6,363
4,560
5,374
2,088
4,560
3,286
154
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O .
33.-
-Assets and liabilities of banks in the District of Columbia, by
classes, Dec. 81, 1958—Continued
[In thousands of dollars]
Total all
banks
National
Non-nabanks
tional banks
LIABILITIES
Demand deposits:
Individuals, partnerships, and corporations
. _ __ . .
U.S. Government
_
States and political subdivisions
Banks in United States
-Banks in foreign countries _
Certified and cashiers' checks (including dividend checks),
letters of credit and travelers' checks sold for cash, and
amounts due to Federal Reserve Bank and agents (transit
account)
Total demand deposits
Time deposits:
Individuals, partnerships, and corporations
U S Government
Postal savings
States and political subdivisions..
Banks in United States
Banks in foreign countries
995,385
22,630
133
70,153
6,400
571,858
15,371
104
49,029
4,310
423,527
7,259
29
21,124
2,090
25,404
10,788
14, 616
-
1,120,105
651,460
468,645
- - -
363,306
18, 216
656
190,851
9,321
656
172,455
8,895
383,628
200,828
182,800
1, 503, 733
852,288
651,445
..-
1,450
Total time deposits
Total deposits
Bills payable, rediscounts, and other liabilities for borrowed money .
Other liabilities
Total liabilities
1,450
16,495
7,534
8,961
1, 520, 228
859,822
660,406
18,100
33,100
9,981
2,422
11, 670
26,000
6 388
2,372
CAPITAL ACCOUNTS
Capital stock* Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
29,770
59,100
16,369
4,794
..
Total liabilities and cap it al accounts
110,033
63,603
46,430
1,630, 261
923,425
706,836
99,713
44,258
55,455
MEMORANDUM
Assets pledged or assigned to secure liabilities and for other purposes
(including notes and bills rediscounted and securities sold with
agreement to repurchase).
.
REPORT OP THE
COMPTROLLER OF THE
CURRENCY
155
TABLE N O . 34.—Assets and liabilities of all banks in the District of Columbia at
date of each call during the year ended Dec. 31, 1958
[In thousands of dollars]
Loans and discounts (including overdrafts)
U . S . Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank and approved
reserve agencies
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets._
Total assets
_
Mar. 4,
1958
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
16 banks
15 banks
15 banks
13 banks
640,983
646,229
508,474
661,623
521,700
7
40,625
31,378
670.206
525,156
7
40,502
26,971
7
31,733
27,782
39,693
31,095
2,474
2,384
2,386
2,295
187,780
25,600
182,735
28,624
173,465
28,475
178,424
28,841
124,272
21,095
192
114,116
21,608
144
104,468
20,967
139
125,949
21,839
137
4,136
64
2,686
2,829
4,136
207
2,077
2,633
5,562
161
2,865
2,538
4,560
1,540,291
1,584,162
1, 596,359
1,630,261
930,906
927,027
948,113
995,385
341,263
754
38,397
93
370,648
729
52,920
86
70,529
31, 534
1,453,473
1,061,464
392,009
363,848
656
45,450
91
72,964
21,216
1,452,338
1,065,634
386,704
363,306
656
40,846
133
78,003
25,404
1,503,738
1,120,106
383,628
5,500
16, 500
207
6,005
6,151
2,769
161
6,189
8,224
1,614
16,495
1,474,105
1,485,026
1,520,228
30, 370
58,350
17,031
4,306
30,370
58,400
18,219
4,344
29,770
59,100
16,369
4,794
5,374
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
_.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
.
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
._.
79,607
17,412
1,408,4S2
1,0^5,282
363,150
5,307
10,225
1,854
Total liabilities.
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits.. _
Reserves
Total capital accounts..
31,870
59,350
17,730
5,455
_
Total liabilities and capital accounts
114,405
110,057
111,333
110,033
1,540,291
1, 584,162
1,596,359
1,630,261
97,877
108,131
124,820
99,713
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
156
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE 35.—Assets and liabilities of nonnational banks in the District of Columbia
at date of each call during the year ended Dec. 81, 1958
[In thousands of dollars]
Loans and discounts (including overdrafts)
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
_...
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank and approved
reserve agencies
_
Currency and coin
Balances with other banks, and cash items in process of
collection
Bank premises owned, furniture and fixtures
Investments and other assets indirectly representing
bank premises or other real estate
'Customers' liability on acceptances outstanding
Income earned or accrued but not collected
__
Other assets
_
Total assets-
Mar. 4,
1968
June 23,
1958
Sept. 24,
1958
Dec. 31,
1958
9 banks
9 banks
9 banks
8 banks
262,292
160,826
7,595
12,371
287,676
194,059
7
12,196
13,782
299,084
214,471
7
12,935
12,516
293,328
220,694
7
12,361
11,020
843
843
845
759
70,833
10,456
72,667
12,804
65,366
12,173
87,724
12,830
35,475
5,356
41,192
7,137
38,186
5,903
53,904
6,363
4,136
64
1,418
2,018
4,136
166
960
1,888
573,690
649,513
670,086
706,836
330,104
372,841
391,751
423,527
149,513
167,886
172,641
172,455
13,204
12
19,172
4,405
516,410
851789
161,671
19,344
14
23,543
10,296
598,9%
414,101
179,828
18,141
34
23,521
7,564
618,652
428,132
186,520
16,154
29
24,664
14,616
651,445
468,645
182,800
5,562
20
1,295\
1,723/
4,560
3,286
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.__
Deposits of U.S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
500
4,144
4,464
211
166
4,727
3,227
670
525,297
13,214
623,124
660,406
12,120
24,750
8,218
3,305
12,120
25,250
12,120
25,300
7,216
2,326
11,670
26,000
6,388
2,372
20
4,8721
3,988^
592J
8,961
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits.
Reserves
Total capital accounts
Total liabilities and capital accounts.
573,690
2,331
46,299
46,962
46,430
649,513
670,086
706,836
54,955
57,585
55,455
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_
REPORT OF THE COMPTROLLER OF THE CURRENCY
157
TABLE N O . 36.—Earnings, expenses, and dividends of banks in the District of
Columbia, years ended Dec. 31, 1958 and 1957
[In thousands of dollars]
Years ended Dec. 31—
Nationsil banks
Total
1958
Number of banks 1
Capital stock, par2 value 2
Capital accounts
.
...
Earnings from current operations:
Interest and dividends on:
U S. Government obligations
Other securities
Interest and discount on loans
Service charges and other fees on banks' loans
Service charges on deposit accounts _
Other service charges, commissions, fees, and
collection and exchange charges
Trust department _
_
Other current earnings
_
Total earnings from current operations
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers
Number of officers 1
Number of employees other than officers 1
Fees paid to directors and members of executive,
discount, and advisory committees
Interest on time deposits (including savings
deposits)
Interest and discount on borrowed money
Taxes other than on net income
Recurring depreciation on banking house, furniture and fixtures
Other current operating expenses
Total current operating expenses
Net earnings from current operations
-..
Recoveries, transfers from valuation reserves, and
profits:
On securities:
Recoveries
Transfers from valuation reserves
Profits on securities sold or redeemed
On loans:
Recoveries
Transfers from valuation reserves
_ _
Allother
Total recoveries, transfers from
reserves and profits
valuation
-..
1957
Nonnational
banks
1958
1957
1958
13
16
30,637 31,307
110, 950 112,236
5
18,700
63,970
7
19,433
64,854
8
11,937
46,980
9
11,874
47,382
12,099
1,970
31,682
347
3,982
11,212
1,577
30, 613
498
3,663
7,405
1,022
17,070
165
1,928
7,185
904
17,427
161
1,807
4,694
948
14, 612
182
2,054
4,027
673
13,186
337
1,856
1,204
3,017
1,473
1,391
2,984
1,244
455
995
744
419
1,286
604
749
2,022
729
972
1,698
640
55,774
53,182
29, 784
29, 793
25,990
23,389
5,577
11,844
489
8,380
5,383
11, 286
475
3,837
3,097
6,129
252
1,691
3,126
5,971
265
1,809
2,480
5,715
287
1,689
2,257
5,315
210
1,528
1957
412
408
202
223
210
185
8,115
158
2,145
7,502
206
2,142
4,221
116
1,094
4,054
147
1,162
3,894
42
1,051
3,448
59
980
1,139
8,874
1,189
7,656
773
4,153
759
4,041
366
4,721
430
3,615
38, 264 35, 772
19, 785
19,483
18,479
16,289
9,999
10,310
7,511
7,100
17, 510
17, 410
107
1,963
197
906
104
107
1,057
93
68
380
112
25
76
43
380
36
364
105
106
53
258
52
2,882
415
1,037
234
1,845
181
1
1
Losses, charge-offs, and transfers to valuation reserves:
On securities:
Losses and ch&rge-offs
Transfers to valuation reserves
On loans:
Losses and charge-offs
Transfers to valuation reserves
Allother
889
363
476
22
341
204
548
363
272
22
172
1,223
2,756
272
1,035
1,312
53
820
127
928
227
119
403
2,553
145
107
1,085
Total losses, charge-offs, and transfers to valuation reserves
5,403
3,117
1,417
1,486
3,986
1,631
203
1
Number at end of period.
2 Figures are averages of amounts reported for the June and December call dates in the year indicated and
the December call date in the previous year.
511823—59
11
158
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 36.—Earnings, expenses, and dividends of banks in the District of
Columbia, years ended Dec. SI, 1958 and 1957—Continued
[In thousands of dollars]
Years ended Dec. 31—
Total
Profits before income taxes
Taxes on net income: Federal
_
Net profits before dividends
Cash dividends
_
_
Memoranda items:
Recoveries credited to valuation reserves (not
included in recoveries above):
On securities
.
On loans
Losses charged to valuation reserves (not included
in losses above):
On securities
On loans
__
Stock dividends (increases in capital stock)
Ratios to gross earnings:
Salaries, wages and fees
Interest on time deposits
All other current expenses
Total current expenses
Net current earnings
Ratio of cash dividends to capital stock (par value)...
Ratio of cash dividends to capital accounts
National banks
Nonnational
banks
1958
1957
14,989
14, 708
9,619
9,058
5,370
5,650
8,527
7,695
4,787
4,558
3,740
3,137
6,462
7,013
4,832
4,500
1,630
2,513
4,839
4,635
2,899
2,775
1,940
1,860
72
100
42
58
30
42
1958
1957
1958
1957
42
42
205
138
255
117
125
80
770
100
20
100
750
Percent Percent Percent Percent Percent Percent
31.97
33.16
32.11 31.66
31.28
32.34
14.74
14.55
14.17
14.10
14.98
13.61
21.74
22.08
23.60
21.05
23.78
20.50
68.60
67.26
66.43
65.39
71.10
69.64
31.40
32.74
33.57
34.61
28.90
30.36
15.79
4.33
14.80
4.13
15.50
4.53
14.28
4.28
16.25
4.13
15.66
3.93
TABLE N O . 37.—Number of banks, capital stock, capital funds, net profits, interest and dividends, and ratios, all banks in the District of
Columbia, years ended Dec. SI, 1930-58
[In thousands of dollars. Figures for previous years published in report for 1940, p. 200]
Number of Capital
banks notes and
debentures
1930
1931
1932
1933
1934
1935
1936
1937.
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954.
1955
1956
1957
1958
-
-
_
-
-
39
39
34
21
22
22
22
22
22
22
22
22
22
22
21
21
20
19
19
19
19
19
19
19
17
17
17
16
13
300
1,340
1,790
1,536
1,419
1,303
1.295
999
604
454
400
123
Preferred
stock
(par
value)
1,575
1,650
1,650
1,554
1,355
1,208
1,288
1,130
969
794
317
34
Common
stock
(par
value)
24,008
23,328
23,072
19,216
18, 345
18,235
18,243
18,250
18,060
17,300
17, 338
17,490
17,669
17,768
17, 616
17,833
19, 783
20,750
20,933
21, 017
21,467
22, 333
22,833
23,000
24,610
27,440
30,213
31,307
30, 637
Total
24,008
23, 328
23,072
19, 516
21,260
21,675
21,429
21,223
20, 718
19, 803
19, 625
19,224
19,092
18,962
18,056
17,867
19, 783
20, 750
20,933
21, 017
21,467
22, 333
22,833
23,000
24, 610
27,440
30,213
31,307
30,637
Capital
accounts i
52,638
52,066
50, 062
41,119
39,849
40,843
42,263
44, 365
45,481
46,966
48,191
49, 499
50,425
51, 447
52,301
55,255
61, 601
65, 468
67, 653
69,635
73, 451
78,295
81, 881
85, 707
90, 209
S6,050
107,318
112,236
110, 950
1 Averages of amounts from reports of condition made in each year.
2 Deficit.
Ratios
Interest and cash dividends
Capitali
Net
profits
before
dividends
2,983
1,514
21,218
2 2,186
2 416
2,501
3,744
2,966
2,480
3,455
2,986
3,283
2,436
2,468
3,573
5,485
5,438
4,991
3.589
5,083
6,361
5,800
6,446
7,143
6,773
7,388
7,708
7,013
6,462
On
capital
notes
and
debentures
31
77
58
47
41
40
28
24
11
17
6
Interest
on capital notes
On pre- On com- and debentures
mon
ferred
stock to capital
stock
notes
and debentures
34
68
68
59
50
47
56
42
38
31
16
1
2,755
2,648
2,278
1,006
901
996
1,083
1.194
1,248
1,379
1,416
1,442
1,439
1,432
1,557
1,610
1,902
2,198
2,412
2,653
2,912
3,014
3,068
3,166
3,553
3,941
4 449
4,635
4,839
2.31
4.30
3.78
3.31
3.15
3.09
2.80
3.97
2.42
4.25
4.88
Cash
dividends
on preferred
stock to
preferred
capital
2.16
4.12
4.12
3.80
3.69
3.89
4.35
3.72
3.92
3.90
5.05
2.94
Cash
dividends
on common
stock to
common
capital
11.48
11.35
9.87
5.24
4.91
5.46
5.94
6.54
6.91
7.97
8.17
8.24
8.14
8.06
8.84
9.03
9.61
10.59
11.52
12.62
13. 57
13.50
13.44
13.77
14.44
14.36
14.73
14.80
15.79
Net profits before dividends
Total
interest
and cash
dividends
To
to capital capital
accounts stock
5.23
4.09
4.55
2.45
2.42
2.79
2.86
2.93
2.94
3.12
3.11
3.05
2.95
2.88
3.02
2.92
3.09
3.36
3.57
3.81
3.96
3.85
3.75
3.69
3.94
4.10
4.15
4.13
4.36
12.43
6.49
2 5.28
2 11.20
2 1.96
11.54
17.47
13.98
11.97
17.45
15.22
17.08
12.76
13.02
19.79
30.70
27.49
24.05
17.15
24.19
29.63
25.97
28.23
31.06
27.52
26.92
25.51
22.40
21.09
To
capital
accounts
5.67
2.91
2 2.43
2 5.32
2 1.04
6.12
8.86
6.69
5.45
7.36
6.20
6.63
4.83
4.80
6.83
9.93
8.83
7.62
5.31
7.30
8 66
7.41
7.87
8.33
7.51
7.69
7.18
6.25
5.82
d
O
W
O
8
d
CO
160
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 38.—Total loans of banks in the District of Columbia, losses and recoveries
on loans, and ratio of net losses or recoveries to loans, by calendar years 1939—58
ALL BANKS
[In thousands of dollars]
Total loans
end of year
Year
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
- -
_ __
Average for 1939-58
Losses and
charge-offs
Recoveries
Net losses Ratio of losses
or recoveries (or recoveries+) to
(+)
loans
Percent
.11
.14
.04
112,470
128,221
144,649
118, 524
106, 789
110,479
125, 302
175,340
242, 755
270,963
285,399
347,853
372, 607
420,060
446,861
501, 630
579, 680
631, 394
650,210
670,206
257
371
332
225
237
600
195
184
303
1395
1574
1382
1475
1393
1579
1335
1360
1423
1477
1427
137
193
277
351
297
434
300
483
529
2 211
2 304
2 539
2 315
2 253
2 406
2 162
2 243
2 173
2 212
2 140
120
178
55
+126
+60
166
+105
+299
+226
184
270
+157
160
140
173
173
117
250
265
287
322,070
376
298
78
.02
108
59
.21
.10
+.03
+.06
.04
+.06
+.07
+.15
+.07
+.11
+.06
.15
+.08
+.17
+.09
.07
.09
+.05
.04
.03
.04
.03
.02
.04
.04
.04
NATIONAL BANKS
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
--_ __
_
_ ._
„
Average for 1939-58
See footnotes at end of table.
51,608
60,059
68,766
55,876
51, 534
55,181
67,807
96,720
131,989
145,299
145,982
183, 547
199,131
226,337
245,151
300,865
347,098
378,746
396,165
376, 878
167
178
122
112
133
110
66
62
133
1264
!261
1166
1298
1279
1288
1139
1206
1241
1252
1170
59
119
143
147
113
141
112
211
230
2 100
2 93
2 180
2 191
2 102
2 289
2 75
2 123
2 103
2 134
2 67
179,237
182
137
+21
+35
20
+31
+46
+149
+97
164
168
+14
.11
.11
+.01
107
177
.05
64
83
138
118
.02
.02
.04
.03
+1
.08
103
.03
45
.03
REPORT OF THE COMPTROLLER OF THE CURRENCY
161
TABLE NO. 38.—Total loans of banks in the District of Columbia, losses and recoveries on loans, and ratio of net losses or recoveries to loans, by calendar years
1939-58—Continued
NONNATIONAL BANKS
[In thousands of dollars]
Year
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956. .
1957
1958
Total loans
end of year
_
_
-
- -
_-
-_-
_-
Average for 1939-58
Losses and
charge-offs
Recoveries
N e t losses Ratio of losses
(or recovor recoveries
eries+) to
(+)
loans
90
193
210
113
104
490
129
122
170
1131
1313
1216
*177
1114
1291
1196
1154
U82
1225
1257
78
74
134
204
184
293
188
272
299
2 111
2 211
2 359
2 124
2 151
2 117
2 87
2 120
22 70
78
2 73
12
119
76
+91
+80
197
+59
+150
+129
20
102
+143
53
174
109
34
112
147
184
.36
+.10
+.19
+.12
.02
.07
+.09
.03
+.02
.09
.05
.01
.04
.06
.06
142,833
194
161
33
.02
+37
i Excludes transfers to valuation reserves.
2 Excludes transfers from valuation reserves.
NOTE.—For prior figures beginning with year 1928 see Annual Report for 1947, p. 109.
Percent n
60,862
68,162
75, 883
62,648
55,255
55,298
57,495
78, 620
110, 766
125, 664
139, 417
164,306
173,476
193, 723
201,710
200,765
232, 582
252, 648
254, 045
293,328
2
.17
.10
+•1
+.14
162
REPORT
OF THE
COMPTROLLER
OF THE
CURRENCY
TABLE N O . 39.—Total securities of banks in the District of Columbia, losses and
recoveries on securities, and ratio of net losses or recoveries to securities, by calendar
years 1989-58
ALL BANKS
[In thousands of dollars]
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948 .
1949
1950
1951
1952
1953
1954
1955
1956_
1957_
1958
Year
Total securities end of
year
-
134,137
136,389
158,518
306,889
433,694
549,977
719,103
621, 710
547,104
509,545
534,759
575,500
601,232
570,881
548,393
575,323
543,452
521, 085
514,639
594,931
_
.
_ -
__
.
Average for 1939-58
484,863
Losses and
charge-offs
Recoveries
1,045
732
827
466
770
639
299
205
347
1201
1126
1169
1757
1711
1634
1164
1509
i 1, 224
1518
1889
562
493
351
359
262
590
459
278
125
83
288
22
22
28
2 71
2 34
21
21
Ratio of losses
Net losses or (or recoveries
recoveries (+) + ) to securities
552
381
468
204
180
180
21
80
264
113
124
167
757
703
563
130
508
1,224
517
889
161
401
394
285
242
199
469
250
173
76
489
248
375
72
Percent
.41
.28
.30
.07
.04
.03
.002
.01
.05
.02
.02
.03
.13
.12
.10
.02
.09
.23
.10
.15
.08
NATIONAL BANKS
1939
1940
1941
1942
1943--.
1944
1945
1946
1947
1948 1949
1950- 1951
1952
1953
1954
1955_.
1956
1957
1958
Average for 1939-58
See footnotes at end of table.
81,270
81, 589
94,880
203, 593
276, 495
341,778
440,209
372, 566
327, 705
308, 248
345, 537
379, 010
388, 279
361,695
351, 994
378, 648
354, 373
348,086
331,406
350,090
883
533
617
271
641
231
182
97
166
144
124
1100
1540
1432
1265
i 151
i 167
1332
1204
1341
305,873
311
16
2 80
21
27
2 67
21
113
172
+19
9
21
150
+36
23
100
540
425
198
151
167
332
203
341
198
.60
.30
.40
.04
.06
+.01
.002
.01
.05
+.01
.01
.03
.14
.12
.06
.04
.05
.10
.06
.10
.06
REPOBT OF THE COMPTROLLER OP THE CURRENCY
163
TABLE N O . 39.—Total securities of banks in the District of Columbia, losses and
recoveries on securities, and ratio of net losses or recoveries to securities, by calendar
years 1939-58—Continued
NONNATIONAL BANKS
[In thousands of dollars]
Year
1939
1940
1941
1942 _
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
- -
Average for 1939-58
Total securities end of
year
Losses and
charge-offs
162
199
210
195
129
408
117
108
181
157
1102
169
1217
1279
1369
113
1342
1892
1314
1548
52,867
54,800
63,638
103,296
157,199
208,199
278,894
249,144
219,399
201,297
189, 222
196,490
212,953
209,186
196, 399
196, 675
189,079
172,999
183, 233
244, 841
178,990
251
2
Recoveries
99
66
117
63
121
209
105
49
67
28
21
22
21
24
2 34
21
48
Ratio of losses
Net losses or (or recoveries
recoveries (+) + ) to securities
63
133
93
132
8
199
12
59
114
149
101
67
217
278
365
+21
341
892
314
548
203
i Excludes transfers to valuation reserves.
Excludes transfers from valuation reserves.
NOTE.—For prior figures beginning with year 1928 see Annual Report for 1947, p. 110.
Percent
.12
.24
.15
.13
.01
.10
.004
.02
.05
.07
.05
.03
.10
.13
.19
+.01
.18
.52
.17
.22
.11
164
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 40.—Fiduciary activities of banks in the District of Columbia. Dec. 31.
1958
National
banks
Total
Number of banks exercising fiduciary powers
Number with authority but not exercising fiduciary powers. _
Total number authorized to exercise fiduciary powers-
Nonnational
banks
6
3
3
6
3
3
Total banking assets of banks authorized to exercise fiduciary
$1,426,311,563
powers
_-
$876,353,405
$549,958,158
277,301,147
41,241,704
587, 599,862
5, 365,224
118,329, 589
13,758,131
223,775,167
2, 546,038
158,971,558
27,483,573
363,824, 695
2,819,186
911, 507,937
358,408,925
553,099,012
3,603
514
2,033
1,348
180
675
2,255
334
1,358
51
284
36
105
15
179
6,485
2,344
4,141
$259,039,700
$231,114,800
$27,924,900
$3,017,000
$995,000
$2,022,000
Personal account liabilities:
Living trusts
Court accounts
Agency, escrow, custodian, etc
All other liabilities
Total liabilities
Number of personal accounts:
Living trusts
Court accounts
Agency, escrow, custodian, etc
Number of corporate trust bond issue accounts being administered
Number of all other accounts being administered l
Total number of accounts being administered
Bond and debenture issues outstanding where bank acts as
trustee
Trust department gross earnings for year ended Dec. 31,1958._
i Corporate paying agency, depository, registrar, transfer agency, etc.
TABLE N O . 41.—Assets and liabilities of all active banks in the United States and possessions, by classes, Dec. 31, 1958
[In thousands of dollars]
Total all
banks
Number of banks
14, 034
National
banks
4,585
All banks
other than
national
Banks other than national
State commercial J
9,449
Mutual
savings
520
Private
O
63
3
a
o
ASSETS
Loans and discounts:
Real estate loans:
Secured by farm land (including improvements)
Secured by residential properties (other than farm)
Secured by other properties
Loans to banks
__
Loans to brokers and dealers in securities
Other loans for the purpose of purchasing or carrying stocks, bonds, and other securities
Loans to farmers directly guaranteed by the Commodity Credit Corporation.
Other loans to farmers (excluding loans on real estate)
Commercial and industrial loans (including open market paper)
Other loans to individuals for personal expenditures
All other loans (including overdrafts)
Total gross loans
Less valuation reserves
Net loans
Securities:
U.S. Government obligations, direct and guaranteed
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stocks of Federal Reserve banks
Total securities
Currency and coin
Balances with other banks, including reserve balances and cash items in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances outstanding
Other assets
Total assets
See footnote at end of table
1, 523,272
39, 526,109
7, 736, 687
723, 230
2, 831, 989
1,865, 753
814, 039
4,179,107
40, 771, 061
21, 034,372
3, 470, 301
561, 970
10, 247, 685
2, 903, 670
266,478
1,007, 262
794, 360
345,137
2, 039,164
22,402, 978
11, 443, 539
1,839, 971
961, 302
29, 278, 424
4, 833, 017
456, 752
1, 824, 727
1, 071, 393
468, 902
2,139, 943
18,368,083
9, 590, 833
1, 630, 330
52, 753
906, 635
8, 339,176 20, 935, 204
2,555, 728 2,275,453
456,434
1, 818,152
1, 049, 366
11, 574
467, 846
2,132,042
1,466
18, 216, 205
83,060
204,458
9, 377, 508
21, 688
1, 601, 981
1,914
4,044
1,836
318
6,575
10, 453
1,056
6,435
68, 818
124, 475, 920
2,188, 442
53, 852, 214
1, 055, 990
70, 623, 706 46, 921, 073 23, 585,656
228, 359
1,132,452
903, 834
116,977
259
122,287, 478
52, 796,224
69, 491, 254 46, 017, 239 23, 357, 297
116, 718
o
73, 935, 092
17, 310, 671
7,661, 486
1, 417, 734
35, 824, 760
8, 845, 522
1, 836, 523
281, 419
38,110, 332 30, 757,230
8, 465.149 7, 676, 813
5, 824, 963 1, 710, 466
1,136, 315
265, 784
88,042
62,887
4,162
8,145
i-3
100,324, 983
46,788,224
53, 536, 759 40, 410,293 12,963,230
3,451, 865
46, 695,132
2, 577, 592
66, 443
204,056
867,765
1, 404,845
1, 675, 827
25,188, 993
1, 326, 352
33, 575
127,075
321, 852
538, 844
1, 776, 038 1, 629, 437
21, 506,139 20, 647,459
1,251,240 1,018,964
23,494
32, 868
76, 981
76, 981
532, 799
545, 913
563,561
866,001
7, 265, 060
725, 449
4,110,335
6,661
163, 236
143,782
777,203
230,482
9,229
2,819
81, 477
1,794
145
297,606
13,114
4,834
277, 880,159 128, 796,966 149,083,193 110, 920,227 37, 778,829
384,137
3
Cfc
TABLE N O . 41.—
and liabilities of all active banks in the United States and possessions, by classes, Dec. 31, 1958—Continued
[In thousands of dollars]
Total all
banks
National
banks
All banks
other than
national
Banks other than national
State commercial l
Mutual
savings
Private
O
LIABILITIES
Demand deposits:
Individuals, partnerships, and corporations
U.S. Government
States and political subdivisions
Banks in the United States
Banks in foreign countries
Certified and cashiers' checks, etc
115,663,804
4,308,234
11,038,915
14,167,450
1, 659,342
4, 063, 772
61,785,222
2, 313,912
6, 335,204
8, 502,192
539,956
1, 875, 313
53, 878, 582 53,647, 384
1,994, 322 1,990, 678
4,703, 711
5, 665,258 5, 647,435
1,119, 386 1,094,045
2,188,459
2,153,010
22,074
3,330
1,688
342
150, 901, 517
81, 351, 799
69, 549, 718 69, 230,856
32,394
94,012,283
336,037
22,121
315,258
2,061, 527
32,614,707
251,120
9,905
2,091, 559
72, 330
694,708
61,397, 576 27, 377, 756 33,992,773
84, 917
84,897
18
12,216
12,216
1, 591,210 1, 577,292
12,986
242,928
240,264
2,164
1,366,819
1, 358, 769
Total time deposits
100,429, 995
35, 734, 329
Total deposits
251, 331, 512 117,086,128
Total demand deposits
Time deposits:
Individuals, partnerships, and corporations
U.S. Government
Postal savings
States and political subdivisions
Banks in the United States
Banks in foreign countries
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
Other liabilities
4,960
209,124
314
3,719
17, 481
25,341
O
96, 544
907, 608
3,722, 771
43,035
330,616
1, 668,386
256,058, 435
119,128,165
57, 689
19,216
5,491,152
11,207, 379
4,257, 667
788,621
3,492
2, 947, 787
4, 718,459
1, 711, 435
287,628
64,695, 666 30,651,194
134,245,384
53, 509
576,992
2,054, 385
27,047
2
932
500
8,050
34,007,941
36,531
99, 882,050 34,040,335
322, 999
511,369
2,418
16,287
9,146
136, 930, 270 102, 019, 682 34, 559, 738
350,850
43,057
560, 705
1, 533, 870
8,034
Total liabilities
CAPITAL ACCOUNTS
Capital notes and debentures
Preferred stock
Common stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock and capital notes and debentures
Total capital accounts
Total liabilities and capital accounts
i Includes stock savings banks.
21, 821,724
277, 880,159
9, 668, 801
128,796,966
57,689
15, 724
2, 543, 365
6, 488,920
2, 546,232
500,993
57, 689
15, 724
2, 537, 812
4,186,046
1, 825, 773
277, 501
12,152, 923
8,900, 545
3,219,091
33,287
149,083,193 110,920,227
37, 778,829
384,137
2,282,633
718, 829
217, 629
5,553
20,241
1,630
5,863
#
TABLE N O . 42.—Assets and liabilities of all active banks in the United States and possessions, Dec. 31, 1958 {including national, State com
ynerciah savings, and private banks)
ASSETS
[In thousands of dollars]
Location
Population Num(approxi- ber of
banks
mate)
511,515
523,529
314,033
5,975,837
739,696
2,500,332
326,213
247,656
116.159
3,237,352
342,850
1,242,102
10,073,000
784 10,564,942
5, 512,332
16,350,000
5,844,000
11,201,000
466,000
3,001.000
561 36, 572,157 14,223,401
283 3,669,837 2,380,494
750 7,524,734 4,335,871
356,299
252,296
29
149 1,228,729 1,009,732
New Hampshire...
Vermont
Massachusetts
Rhode Island
Connecticut
963,000
592,000
375,000
4,904,000
888,000
2,351,000
Total New England States
New York
New Jersey
_.
Pennsylvania
Delaware,. ._
Maryland
District of Columbia
Total Eastern
States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
___
U.S. GovObligaLoans and ernment
tions of
discounts,
obligaStates
including
tions,
and politoverdirect and ical subdrafts
guarandivisions
teed
832,000
37,694,000
4,008,000
1,982,000
4,610,000
2,434,000
3,860,000
87
109
64
356
17
151
13
670,206
525,163
1,785 50,021,962 22,726,957
312
183
203
144
394
1,434,081
470,107
1,182,213
384,103
1,248, 964
954,410
501, 543
739,356
289.683
832,381
Corporate
Other
stocks,
bonds, including Currency
notes, stocks of and coin
and de- Federal
bentures Reserve
banks
Balances
with
other
banks
including
reserve
balances
and cash
items in
process
of collection
43,688
28,945
27, 449
385, 495
71,369
274,308
73,346
32, 762
8,051
432, 595
91,194
299,879
26,077
38,325
3.769
267, 772
28,772
133,051
104,950
21,890
11,326
78, 478
7,571
52,841
115,583 1,263, 772
22,093
117,132
72,094
468, 549
831, 254
937,827
497, 766
3,386,773 2,659,894
372, 213
876,427
937,213
1,284,147
82,375
42,049
147,122
172,229
491, 798
39,629
81,603
11,797
6,518
40,502
26,971
2,295
5,802,127 4,225,788
633,640
72,342
12,652
107,120
30,515
50,803
5,286
2,885
4.131
1,305
4,153
221, 722
76,621
261, 202
82. 231
157.028
Bank
premises
owned,
furniture
and
fixtures
Real
estate
owned
other
than
bank
premises
Investments
and
other
assets
indirectly
representing
bank
premises or
other
real
estate
Customers'
liability on
acceptances
outstanding
w
Other
assets
Total
assets
8
12,644
12,291
5,337
98, 404
14, 252
51,046
1,057
1,141
199
2,968
226
1,999
250, 557 2,085,722
193,974
7,590
4,294
35, 389
76,246 20,997,893
422,165 11,222,630
146,332 1,014,510
267,983 2,651,472
12,894
115, 568
56, 461
449,127
512,219
99,627
186,359
9,585
29,863
5,910
1,374
7,450
767
785
10,032
784
10,665
1,036
477
608,972
221
7,098
559,192 70,675,143
36,841 8,638,289
60, 541 17,355,136
3,186
887,852
50,254 3,151,632
304,373
21,839
934,676 15,757,680
859,492
28,841
70, 992
34,902
77,320
31,011
55; 586
604,551
251,123
592, 281
208, 793
603,416
43, 549
13,027
36,886
11,954
40,206
137
16, 423
1,165
557
608
386
1,688
874
96
1,089
1,423
470
342
50
H
•"0
O
31,003
4,324
62
335
4,560
2,661 1,124,915
1,761
976,310
537, 451
953
45,152 11,857,356
3,891 1,436,269
21,828 5,065, 592
5,374
27, 554
616,626
4,521
1,270
568
68
131
238
200
1
376
1,630,261
715,388 102,338,313
6,902
3,771
19,601
3,259
9,590
3, 419, 759
1,368,458
3,021.486
1,043,309
3.004.322
O1
tr
O
d
TABLE N O . 42.—Assets and liabilities of all active banks in the United States and possessions, Dec. 31, 1958 {including national, State commercial, savings, and private banks)—Continued
00
ASSETS—Continued
[In thousands of dollars]
Location
Total Southern
States
-
Total Middle
Western States
Real
Bank
estate
premises owned
owned, other
furniture than
and
bank
fixtures premises
Investments
and
other
Cusassets tomers'
indiliabilrectly ity on
repre- acceptsenting ances
bank
outprem- standises or
ing
other
real
estate
1
Other
assets
Total
assets
1,565,817
590,674
345,790
879,546
2,954,056
338,464
783,827
825,771
341,086
202,762
185,082
260,953
707,536
136,598
95,801
228,931
49,701
44,992
15,611
22,425
220,273
20,364
40,089
45,764
5,773
2,847
1,329
4,485
23,259
1,445
3,084
4,749
97,024 1,014,300
409,075
48,056
33,561 265,064
59,312 690,007
176, 798 3,217,990
25,651 287,791
567,331
49,362
720,003
67,496
70,729
21,140
18,822
30,781
205,605
13,144
16.606
37,369
2,155
715
286
595
8,823
472
261
1,040
14,091
2,699
628
4,235
9,722
40
188
132
619
158
3,491
52,178
51
12,076
17,969 4,887,760
5,814 2,137,178
2,980 1,336,181
10,379 3,049, 724
29,435 12,620,832
2,089 1,273,398
4,465 2,463,034
7,279 3,339,605
47,986,000
3,998 16, 540,214 11,601,318
2,957,553
732,651
64,731
827,071 9,431,725
559,818
18,751
38,293
69,388
123,533 42,965,046
9,461,000
4,641,000
10,033,000
7,986,000
3,996,000
3,420,000
2,855,000
4,309,000
609 4,931,807 3,714,185
463 1,742,904 1,839,359
946 6,557,006 6,292,967
393 3, 547,920 2,979,141
556 1,768,180 1,672,575
687 2,003,051 1,286,643
669 1,400,095 1,041,660
613 2,404,459 1,984,925
761,367
252,569
1,264,388
826,173
281,900
299,424
283,296
448,842
145,672
61,215
382,923
41,054
83,034
189,007
43,097
93,662
24,824
6,068
41,047
13,009
4,519
5,407
2,680
20,846
207,531
103,255
181,302
144,345
75,478
52,901
53,351
80,380
1,975,642
905,219
3,526,117
1, 280,619
787,042
870,159
583,489
1,416,909
112,772
43,473
78,459
91, 212
39,417
38,870
17,924
41,009
1,299
636
3,908
1,661
1,207
1,592
1,132
1,445
14,545
1,135
17,427
6,692
3,515
6,607
2,938
2,888
1,071
43
12,397
175
175
970
75
2,885
46,701,000
4,936 24,355,422 20,811,455
4,417,959 1,039,664
118,400
898,543 11,345,196
463,136
12,880
55,747
17,791
4,581,000
3,251,000
2,207,000
3,147,000
9,525,000
1,768,000
3,114,000
3,499,000
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Balances
with
other
U.S. Gov- ObligaCorporate
banks
Other
Loans and ernment
tions of
stocks,
including
bonds, including Currency reserve
States
Population Num- discounts, obligaand polit- notes,
tions,
stocks of and coin balances
(approxi- ber of including
overdirect and ical sub- and de- Federal
and cash
banks
mate)
drafts
guaran- divisions bentures Reserve
items in
teed
banks
process
of collection
280 1,708,496
808,246
239
467,028
194
186 1,083,515
968 5,015,157
447,340
237
901,969
360
298 1,388,995
;
• -
;
41,671
12,611
77,445
30,793
21,419
17,494
4,376
19,711
11,932,386
4,968,487
18, 435,386
8,962,794
4,738,461
4,772,125
3,434,113
6,517,961
225, 520 63,761,713
3
o
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western
States
Washington
Oregon
California
Idaho
Utah .
Nevada
Arizona
Total Pacific
States.
Total United
States (exclusive of possessions)
Alaska
Canal Zone
(Panama)
Guam
The Territory of
Hawaii
Puerto Rico 3
American Samoa. __
Virginlslands of the
United States..
Total possessions .
Total United
States and possessions
1
2
656,000
705,000
1,474,000
2,134,000
700,000
323,000
1,744,000
861,000
2,310,000
155
172
423
593
115
52
175
53
387
251,197
286,244
700,402
904,392
317,171
146,270
871,461
273, 427
990,793
333, 217
303,190
554,059
738, 752
305,617
157,979
581,606
237,976
775,034
74, 218
43, 929
113, 904
262, 298
53,386
19, 459
81, 912
32, 052
209,067
54, 976
21,933
21, 713
35,094
27, 726
7,207
9,727
3,342
38, 544
554
771
2,207
2,736
994
506
4,177
644
3,900
10,907,000
2,125
4,741,357
3,987,430
890, 225
220, 262
2,805,000
1, 797,000
14, 637,000
674,000
882,000
271,000
1,177,000
93 1,450,678
56
895,623
124 11, 514,627
28
290,401
49
456, 539
6
162.004
8
568,464
910,388
633,394
6, 596,335
226,263
256,131
128,407
241,667
221,603
217, 579
1,673,088
48,852
66, 769
41,650
60, 775
22, 243,000
364 15,338,336
8, 992, 585
2,330,316
2,284
3,025
4,250
3,572
2,468
941
8,933
1,283
6,053
100,327
112,687
398,903
466,609
146,304
89,871
444, 212
141,675
699,210
6,346
5,889
10,821
19, 545
9,179
4,359
14, 523
10,005
30,393
297
382
117
1,218
354
150
605
128
470
250
273
1,002
263
35
55
3
9
1,704
142
7,368
875
16, 489
165, 535 2, 599, 798
111, 060
3,721
11,037
942
32,809 12,780; 665
77,995
19,965
339,781
1,283
6,144
8,658
17,682
4,464
2.878
72, 291
833
1,525
443
1,633
39,010
527,305
19, 678
363,627
207, 711 3,893, 932
8,870
99,928
12,243
178,667
7,176
44,181
20,951
187,738
41,200
30, 439
252,371
8,371
6,020
6,628
22, 295
730
1,027
3,504
294
110
11
471
1,185
65
50,106
360
7,992
220
6,518
1,069
33
123,461
154
11,806 3, 287,433
9,834 2,194,142
136,345 24,863, 552
686,149
694
993,727
1,587
401,919
2,541
8,151 1,136,499
471, 508
84,067
315,639 5,295,378
367,324
6,147
66, 446
124, 717
170,958 33, 563,421
8,494
9,318
19,881
33,099
11,075
6,235
26,004
13, 658
37, 771
832,160
787,641
1,827,314
2,467, 581
874,318
432, 977
2,044; 864
714,332
2, 799,478
o
175,604,000
13,992 121, 562,233 73,632,077 17, 229, 434 7,627, 700 1,415,093 3,392,021 46,515,499 2,554,804
18
169,000
40,000
50,000
590,000
2,323,000
21,000
0)2
()
67,313
72,867
9,255
5,116
37
1,553
8,933
10
10
1
288,862
349, 577
273
148,995
70,016
1,307
37,179
33,856
5,554
23,108
1,584
1,007
7,686
26,202
2,895
2,008
812
666
21
17
241
24,328
23,871
113
104,846
44,405
252
12, 716
6,837
5
65, 512 203,371
261
24,000
3
8,734
9,830
947
8
13
1,026
3,241
77
41
3,217,000
42
725, 245
303,015
81,237
33,786
2,641
59,844
179,633
22,788
931
178,821,000 14,034 122, 287,478 73, 935,092 17,310,671 7,661,486 1,417, 734 3,451,865 46,695,132 2,577,592
2 branches of a national bank and 2 branches of a State member bank in New York.
Branch of a national bank in California.
216
192,340
15,465
12,271
19,709
22,354
627,831
584,745
1,982
25
168
459
2,453
2,942
29,235
32
230
24,147
685
2,912
60,391
1,473,108
66,443 204,056
8
864,853 1,344,454 276,407,051
492
76
341
212
o
867,765 1, 404,845 277,880,159
3
Asset and liability items include data for branches of a national bank and a State
member bank in New York.
O
CO
TABLE NO. 42.—Assets and liabilities of all active banks in the United States and possessions, Dec. 81, 1958 {including national, State commercial, savings, and private banks)—Continued
LIABILITIES
[In thousands of dollars]
Demand
deposits
Location
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
352,729
238,449
140,206
4,489,251
483,709
1,724,636
Total New England States.
New York
New Jersey
_
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States
Virginia...
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total Southern States
_.
Time
deposits
Total
deposits
650,985 1,003,714
625,713
864,162
346,619
486,825
6,053,238 10, 542,489
805, 581 1, 289. 290
2,841, 295 4, 565,931
Bills payable, rediscounts,
and other
liabilities
for borrowed
money
91
2,175
58
760
Acceptexecuted
by or for
account of
reporting
Other
liabilities
Capital
stock i
Surplus
banks and
outstanding
Reserves
and retirement
Undivided account for
preferred
profits
stock and
capital
notes and
debentures
21,080
8,876
12,733
135,130
22,060
67,181
49,814
53,128
17,049
611,640
84,444
232,023
35,939
34,566
13,170
324, 259
14,700
118,127
46, 845
454
21, 917
1,914
32,136
4,324
62
10, 682
8,455
4,994
164, 097
20, 997
58,437
4,S
36,522
267,662
267,060
1,048,098
540, 761
80,381
32,832,423 29,792,380 62,624,803
3,809,169 4,130,379 7, 939,548
9,045, 782 6,485,063 15,530,845
496,230
293,287
789, 517
1, 667,573 1, 203,192 2,870,765
1,120,105
383,628 1,503,733
16,088
2,131
6,675
642,310
221
7,512
1, 350,316
89,929
195,491
10,334
34,633
16,495
1,227,872
157, 573
374,095
14,771
46,302
29, 770
3, 540,948
329,005
968,825
57, 732
126,048
59,100
1,065, 812
83,662
242,808
15,054
61, 786
16,369
206,994
36,220
28,885
444
11,038
4,794
48, 971, 282 42, 287, 929 91, 259,211
25, 619
650, 378
1,697,198
1,850,383
5,081,658
1, 485, 491
288,375
1, 912,071 1,204,161 3,116,232
373, 752 1, 223,528
849,776
692,343 2,711,492
2,019,149
187,302
763,906
951,208
669,169 2, 717,738
2,048,569
3,293,136 1,205, 290 4,498,426
1,409,948
541,370 1,951,318
936, 559
295, 525 1, 232,084
2,191,589
611,011 2,802,600
9,243,777 2, 314, 501 11, 558,278
920,952
243,341 1,164,293
1, 787, 727
456,124 2,243,851
2,081,335
969,310 3,050,645
1,875
520
1,042
238
79,108
34,166
61,818
26, 460
70, 098
127,300
49,144
24,469
67,108
340,552
30,875
55,169
72,942
130, 524
64, 824
135, 749
39, 612
107,121
140,232
73,314
65,371
112,024
406, 563
40,697
94,311
111, 668
31,621
13,017
39,930
44,621
35,125
2,162
35, 586
144, 766
27,011
43,680
49,440
6,801
6,535
9,529
2,732
26,317
18,155
7,906
1,158
3,657
40,131
4,334
5,226
6,966
1,039, 209
1,522,010
543,941
139,447
7,428,980
29,458,494
11,323,431
18, 752,411
9, 763,199 39,221, 693
725
1,278
4,600
100
1,650
1,540
2,750
3,650
54,382
140
1,000
179
12,076
36.867
10, 017
70,035
10, 279
41,464
53, 787
20,113
9,287
23, 559
73,410
6,188
20,478
34.868
16,495
71,899
410,352
200
1
376
639
158
48,114
3,595
4,948
2,622
I
3
1
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States
Washington
Oregon
•California
Idaho
Utah
Nevada
Arizona
Total Pacific States
•_
6,771,430
3,091,140
11,917,229
4,464,867
2, 568,289
2, 637,498
2,242,865
4,653,599
38,346, 917 19,986,897
Total possessions
Total United States and possessions
1
58,333,814
1,071
43
12,585
175
175
970
75
2,917
133,414
50,231
194,256
137,605
29,313
52,585
11,192
58, 942
259,138
95,337
464,385
189,167
89,157
103, 978
68, 879
154, 036
482, 725
168,730
566, 618
296,267
151,039
157,647
106, 526
195, 251
148,451
85,664
233,545
127,878
69,937
82,113
88, 735
134,122
7,770
12,658
114,644
21,463
10, 509
19,900
11,302
13,930
10,849
18,011
667, 538
1,424,077
2,124,803
970,445
212,176
15,903
13,928
42,046
55,854
18, 493
5,198
50,684
14,920
64,212
23,186
21,388
56,976
87,168
19, 974
14,153
60,255
15, 862
88,772
16,130
16,564
41,078
52,272
12,308
9,045
31,665
5,324
66,081
6,106
2,533
7,127
3,612
556
1,523
4,212
4,765
6,469
8,541
1,096
550
400
1,786
55
3
9
10, 591
875
23,164
945
90,487
281,238
387, 734
250,467
36,903
1,773, 773 1,234,733 3,008, 506
832,727
1,999,319
1,166, 592
12,058,152 10, 729,424 22, 787, 576
224, 542
637, 596
413,054
384, 065
914,310
530,245
147,679
375, 074
227,395
311,313
1,036,333
725,020
100
1,069
33
125,684
154
38,403
33,215
432,351
6,261
13,176
4,039
21,339
61,495
49, 545
466,050
15,755
20,297
8,086
24,350
114,053
60,202
730,231
16,897
33,812
8,664
41,696
56, 707
51,397
310,457
6,163
10,448
5,999
11, 767
7,100
431
11,203
3,477
1,684
57
860
30, 758, 714
100
126,940
548, 784
645, 578
1, 005,555
452, 938
24, 812
904, 695
3, 682,021
5, 505, 545 11,169,858
4, 244,043
782,094
9,074,397
16,894,231
277,141
224,634
181,201
480,712
232,156
115,050
534,341
156, 709
433,386
764,018
727,378
1, 660,878
2,255, 864
812,889
399,452
1,874, 708
667, 916
2, 546, 624
2,635, 330 11,709,727
13,864,483
99,861,269 250,035, 570
200
81, 225
3
706
98
111, 549
14,959
12,173
317, 404
258, 939
728
11,464
68,947
4,652
9,613
252, 258
221, 209
1,054
10, 993
180, 496
19,611
21, 786
569,662
480,148
1,782
22,457
727,216
568,726
1,295,942
15, 319
2,913
40, 750
150, 901, 517 100,429, 995 251,331,512
96,544
907,608
3, 722,771
Includes capital notes and debentures. (See classification on pp. 174 and 175.)
2,436
250
4,058
185
525
260
865
2,270
6,617
5,850
10,613
11,712
9,539
3,206
21, 551
5,545
15,854
486, 877
502, 744
1,479, 677
1, 775,152
580, 733
284,402
1,340, 367
511,207
2,113, 238
Total United States (exclusive of possessions)
150,174,301
Alaska
•Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United States
4,125,951 10,897,381
1,464,434 4,555, 574
4,928,066 16,845,295
3,725,187 8,190,054
1,819, 517 4,387,806
1,717,174 4,354,672
903,674 3,146, 539
1,302,894 5,956,493
3,898
3,920
2,351
969
16,862
39,090
100
562
21,190
12,036
25
350
8,601
2,340
5
327
3,596
1,843
39
80
60, 512
37, 521
13,624
6, 527
5, 568,057 11, 207, 379
4, 257,667
788, 621
W
a
o
t1
5L8
244
15, 075
459
2,454
7,217
31,759
31
371
a
TABLE NO. 42.—Assets and liabilities of all active banks in the United States and possessions, Dec. 81, 1958 {including national, State commercial, savings, and private banks)—Continued
[In thousands of dollars]
to
Loans and discounts
Real estate loans
Location
Maine
New Hampshire
Vermont
Massachusetts
Ehode Island
Connecticut..
Total NewEngland States.
New York
N G W JfirsGv
Pennsylvania
Delaware
IVTarvland
District of
Colnmhia
Total Eastern
States
Loans to
Loans brokers
Secured Secured
and
to
by farm by resi- Secured
land (in- dential by other banks dealers
in secucluding properties properties
(other
rities
improvethan
ments)
farm)
8,037
3,337
17,458
10,452
2,145
9,116
245,808
326,270
159,928
3, 201,902
392,631
1,604,419
48,322
66,637
29,435
519,329
59,798
145,464
50,545
5,930,958
868, 985
248
250
5,160
934
1,681
353
27,050
6,460
7,339
Other loans Loans to
farmers
for the
purpose of directly
purchasing guaranor carry- teed by
ing stocks, the Combonds, and modity
Credit
other
securities Corporation
2,855
1,459
3,529
23,827
812
14, 939
138
Other
Commerloans to cial and
farmers industrial
(exclud- loans (ining loans cluding
on real
open
estate)
market
paper)
11,749
3,676
15,223
9,559
978
8,335
100,504
62,180
37,797
1,478,827
174, 974
343, 689
2,197,971
43,817
47,421
138
49, 520
59,085 15,329,016 2,125,246 510, 271 1,797,930
89,035
302,119
575
14,147 1, 774,119
516,424
67,216
4,337
78,411 2,275,861
11,905
26, 211
101,963
10,556
107, 264
17,725
1,605
489, 535
26,145
495,216
25,784
127,302
3,465
38,948
398
88,440 12, 739, 810
656,201
16,294
83,317 2, 723,057
3,733
86,609
241,261
17,824
62,322
5,658
12,474
3,313
189,502 20,103,185 3,139, 586 518,187 1,996,285
1,158
132,691
1,399
5,940,708
1,473,001
50,977,021
955,059
50,021,962
390,017
94,436
476,224
137,058
478, 286
694, 243
288,647
183,420
494, 846
2,496,411
134,291
262,329
583,834
475,981
163, 946
385,365
119,321
373,326
542,317
267,094
113,930
225,399
1,172, 470
114,823
258, 527
• 432,906
47,154
10,147
32,625
17,346
36,021
36, 299
34,322
11,112
81,483
167,671
6,316
32,213
29,983
1,452,030
479,295
1,208,104
390,239
1,265,788
1,736,248
827, 727
478,647
1,099, 073
5,101, 584
452,181
917,153
1,414,024
17,949
9,188
25,891
6,136
16,824
27,752
19,481
11,619
15, 558
86,427
4,841
15,184
25,029
1,434,081
470,107
1,182,213
384,103
1,248,964
1,708,496
808,246
467,028
1,083,515
5,015,157
447,340
901,969
1,388,995
6,714,042
4,645,405
542,692
16,822,093
281,879
16, 540,214
140
2,449
19,067
158,765
434,206
325,877
721,536
441, 960
1,857, 111
961,432
10, 564,942
36, 572,157
3,669,837
7, 524, 734
356,299
1, 228, 729
209,728 16, 712,250
3,463
5,507
13,370
20
18,816
12,436
7,099
207, 715
34,358
1,582
20,472
Total Southern
States
132, 719
695, 206
76,794
154,504
3,660
16, 011
670,206
50,002
7,778
35, 572
12,452
35,636
27,654
35,002
34,109
24,225
289,152
47, 598
69,128
53,228
4,076
979
1
601
2,163
2,939
10,697,661
37,267,363
3,746,631
7,679, 238
359,959
1,244, 740
511,515
523, 529
314,033
5,975,837
739,696
2, 500,332
8,884
561
2,342
250
3,127
177,208
5,872
4,256
3,235
80,166
11, 773
27,417
679,090
1,039
97, 532
41,008
67,471
28,978
64,134
143,802
44, 550
29,412
87,729
198,382
32,882
59,498
66,054
1,325,440
3,027,042 1, 094, 909
794,036
74,321
221, 737
1, 581,487
108,603
6,840
264,444
39,989
517,387
527, 785
317,268
6,056,003
751,469
2, 527,749
35,205
12,136
8,584
30,537
8,399
42,462
40,782
6,120
11,462
8,205
234,277
4,816
11,071
15,355
321, 548
140,490
113,680
46,437
161,967
211, 989
103, 768
44, 562
135,068
247,140
47,613
148,670
134,179
9,819
3,510
3,947
92,421
26,038
41, 473
165,096
694,028
43,009
12,072
38,659
11,407
43,996
23,819
25,758
30, 502
24, 598
42, 291
25,843
68,782
51,224
88,973
58,785
49,598
687,476
87,633
352, 975
265,312
120
11, 270
584
21,381
3,334
12, 514
14,344
3,649
7,101
8,258
43,136
3,641
5,213
24,340
Virginia
_ __
West Virginia..
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
89
74
Other
loans to All other
individ- loans (in- Total gross Less valuals for
cluding
uation
Net loans
loans
personal
overreserves
expendidrafts)
tures
s
O
O
i
§
cr
£
oo
g
1
S
.A
to
Ohio
- - 107,235
67,770
Indiana
61,864
Illinois
53,695
Michigan.
79,873
Wisconsin
63,156
Minnesota.
71,884
Iowa
59,895
Missouri
Total Middle
Western States- 565,372
North Dakota
10, 560
South Dakota
6,309
Nebraska
14,205
27, 563
Kansas
4,588
Montana.
2,238
Wyoming
7,885
Colorado
3,520
New Mexico
21,009
Oklahoma
Total Western
97,877
States
21,480
Washington
17,696
Oregon 111, 355
California
3,273
Idaho
7,476
Utah
1,073
Nevada
4,250
Arizona
Total Pacific
166,603
States
Total United States
(exclusive of
1, 511,859
possessions)
Alaska - _
Canal Zone
(Panama)
Ouam
The Territory of
Hawaii
Puerto Eico
American Samoa
Virgin Islands of the
United States
Total possessions .
Total United
States and
possessions
331
352,352
115,232
256,753
260, 588
148,762
103,990
68,397
142,165
1,185
404
11,240
5, 906,300 1,448,239
1,389,185
533,272
890,292
1,171,851
539,686
619, 574
255,363
507,077
50,805
57,376
43,438
86,417
68,968
31,745
108, 590
29,050
65, 842
8,112
11, 534
25,757
30,050
14,266
11, 575
58,445
20,234
51,616
542, 231
231, 589
519
1,222
208
3,112
125,466
12,012
283,766
19,620
17,830
11,171
3,630
25,328
185,696
12,286
205,464
55,198
22,788
15,077
9,005
48,329
17,890
498,823
553,843
762
173
1,711
3,889
1,000
3
4,885
16,690
13,463
1,182
751
7,246
6,168
1,668
819
7,050
3,974
7,258
1,718
307
8
2,406
6,154
7,453
32,660
736
114
34,656
52,440
29,389
106,611
116, 733
302,339
87,424
100,326
211,026
449,400
160, 983
1,383,307
442,376
3,292,961
917, 952
482, 400
544,215
258,094
841, 722
1,196,433
428, 702
1,139, 709
948, 726
318, 502
374,239
223,075
557,600
173,375
38,284
260,161
93,555
99,421
50,834
27,679
61,622
5,026,999
1,774, 524
6,737,209
3,609,345
1,810,221
2,029,160
1,419,175
2,437, 222
95,192
31,620
180,203
61,425
42,041
26,109
19,080
32, 763
4,931,807
1,742,904
6,557,006
3, 547,920
1,768,180
2,003,051
1,400,095
2,404,459
163,602 1, 534, 842
8,163,027
5,186,986
804,931
24,843,855
488,433
24,355,422
54,696
91,648
252,276
241, 744
58,373
33,193
139,042
29, 565
105, 785
37,671
44,473
178,123
235,193
64,491
38,343
300,293
93,348
415,446
51,720
45,860
104,668
169,091
89,083
28,201
224,608
73,356
246,238
2,581
4,962
19,129
15, 099
3,029
337
24, 227
4,535
33,271
257,100
294,027
712, 399
913, 216
324, 558
148,313
885, 679
280,373
1,004,268
5,903
7,783
11, 997
8,824
7,387
2,043
14, 218
6,946
13,475
251,197
286,244
700, 402
904,392
317,171
146, 270
871,461
273,427
990, 793
311,407 1,006,322
39, 773
30, 941
64,128
97,695
19,084
1,859
8,248
6,101
43, 578
5,201
41,814
36,116
109, 582
113
60,816
757,124 152,236
14, 709
34,316
25,044
546
9,571
6,485
3,289
67,284
68
3,344
2,100
9,869
7,541
4,130
56,892
873
3,388
795
950
5,115
1,358
2,197
2,825
590
5, 000, 937 1,011,162 152,895
92,439
74,569
39,340, 722 7,660,993 718,898 2,831,943
1, 840,183
449,640
240, 230
3, 907, 729
93,196
133,271
41,133
135, 738
22,301
72
11,444
2,049
102, 265
54,275
52,472
11,024
1,407,381
1,032,825
107,170
4, 819, 933
78, 576
4,741,357
369
66,864
45,862
356,198
50, 776
32, 672
6,539
79, 801
483, 541
336,735
4,086,811
62,145
136,141
32,856
173, 770
283,188
174,097
1, 942, 538
63, 740
100,699
51,227
153, 758
40, 200
19,032
272,355
3,566
10, 769
2,429
4,673
1,473, 749
903,245
11, 712, 719
295,171
462,666
163,196
573,295
23,071
7,622
198,092
4,770
6,127
1,192
4,831
1,450,678
895,623
11, 514,627
290,401
456, 539
162,004
568,464
12,454
638, 712
5,311,999
2, 769, 247
353,024
15,584,041
245,705
15,338,336
814,039 4,160,660 40, 506,670 20,900,611 3,458,026 123, 744,604
240
18,214
16,424
749
69,775
191
4,740
182
1
1,180
2,143
1,553
8,933
59, 714
181,492
104
41,001
69,490
125
4,885
6,286
36
290, 796
351,168
273
2,182,371 121, 562, 233
2,462
67,313
1,553
8,933
1,934
1,591
288,862
349, 577
273
4,332
25
21
24,695
803
3,909
14,283
8
6
1,544
1,790
137
8,818
84
8,734
4,332
46
25, 570
18,447
264,391
133,761
12,275
731,316
6,071
725, 245
1, 523,272 39, 526,109 7,736,687 723,230 2,831,989
1,865,753
1,830
9,162
90
4,497
754
11,413
185,387
75,694
814,039 4,179,107 40, 771, 061 21,034,372 3,470,301 124,475,920
2,188,442 122, 287,478
TABLE N O . 42.—Assets and liabilities cf all active banks in the United States and possessions, Dec. SI, 1958 (including national, State commercial, savings, and private banks)—Continued
[In thousands of dollars]
Capital
Location
Capital
notes Pre- Common
and ferred stock
deben- stock
tures
Maine
._
New Hampshire
VermontMassachusetts
Rhode Island
Connecticut
Total New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern
States
100
1,102
200
1,402
48,054
8,301
56,355
Virginia
West Virginia . North Carolina
South Carolina .
Georgia __ Florida
Alabama
Mississippi
Louisiana _
Texas
Arkansas —
Kentucky
Tennessee
Total Southern
States
Ohio
Indiana
Illinois
-
265, 658
U.S.
Government
287,182
183,176
113,571
3,433,892
407,369
1,449,691
10,226
8,287
4,286
130,164
14.844
58,340
33,517
25,523
16,255
347,180
32,337
103,804
11,835
12,126
1,790
427,336
9.447
54, 713
29,825
1,730
68
9,960
645,443
9,337
624,354
4,304
343,045
120,854 5.997,440
17, 982
802.127
58,020 2,835,988
5,874,881
226,147
558.616
517, 247
31,632
States and
Banks in
political
United
subStates
divisions
etc
9
Individuals, partnerships,
and corporations
U.S.
Gov- Postal
savernment ings
States
Banks
and
in
political United
subStates
divisions
Banks
in
foreign
countries
1,520
745
148
7,561
1,349
1,763
7
10
3
1,060
159
40
3,985
604
3,383
15,066
1,921
2,441
1,063
220,457 11,248,397
13,086
1,279
27,400
1,994
45, 702
8,366
5,054
920
8,729
18, 216
1,020
19
656
328,468 233,327 1, 678,088
282
63,632
25
6,654
132,053
6,400
24,846
233
15, 225
1,450
30
40
861
31,250
25
31,275
23, 763, 264 1,146,861
3,109, 796
112,054
7,452,713
270,821
429,468
22,188
1,330,450
45.977
995,385
22,630
1,109,313
371,282
403,016
27,120
159,442
133
3, 728,500 1,317,085 1, 767. 400 27, 506, 795
91,412
623
124,002 4,058,074
742,643
26,408
150,181 6,333,882
6,836
267, 521
10, 618
112,951
1,258
17, 495 1,178,986
70,153
363,306
6,400
25, 404
6,017 1, 788,011
37,081,076 1,620, 531
2,070,306
4, 752,495 1.351, 774 2,095,100 39, 708,564
86,987
1,695
564,224 240,496 1,685,963
1,092, 272
369,913
599,826
160, 257
645, 213
1,097,899
526, 722
276,106
587,538
1,912,115
240,211
427,112
916,798
20,335
693
8,190
5,767
6,382
8,724
4,474
2,107
3,699
15,900
858
4,095
1,341
1,667
307
3,988
7
1,246
1,758
46
401
1,159
445
20
226
88,578
2,757
77,949
18,866
14,988
94, 421
8,697
897
17,250
375,263
1,612
24,728
49,200
1,309
82
2,390
2,405
1,340
2,488
1,431
16,415
623
5,064
215
169
1,745
30
50
650
220
47
50
20,980
8,876
11,631
134,930
22,060
67,181
Certified
and
Banks in
foreign
cashiers'
countries checks,
1
Individuals, partnerships,
and corporations
1,853 1,177,965
145,424
3,848
373,834
261
14, 771
46,247
55
29,770
1,080
100
244
Time deposits
Demand deposits
78,028
34,166
61, 788
26,410
, 70,098
126, 650
49,144
24,249
67,061
340,552
30,875
55,119
72,942
1,460, 520
660,760
1, 484,349
619, 219
1,467,480
2,443 735
1,071,957
651 057
1,497, 279
6,815,564
732.969
1,406,734
1,441.143
54,907
22,332
50,145
21,401
50,016
57 115
33, 450
16 386
33,410
160, 236
14 871
45,698
44,626
142.185
207,012
48,302
102,255
151,915
297,053
83,372
24,647
274,945
220.572
354 727
330 858
94,939
194.064
81 875
181 233
291,116
334,870
644,348 1,423,440
80,902
81.478
108, 754
210,042
184,850
390,967
306
44
1,685
47,141
16,127
35, 624
15, 267
35,398
41 564
15,007
6 005
26,963
181,240
10,732
16,455
18,064
63
158
5 137
531
3
7,951
18,949
1,500
5,000
2,127 1,037,082
21,752,766
604, 593
2,820, 754
3, 779,967
34, 827
465,587
8,851,982
82,565 11,270
775, 206
35, 676
6,500
258,673
95,068
462,385
5,453,879
2,394. 516
9, 224,644
241,528
81,095
366,118
559,076
411,258
656,253
380,650
141, 761
1,456,045
7,417
503
43,690
128,880
62,007
170, 479
3,935,524
1,398,405
4,655,358
3,125
3,465
11,252
871
1,638
1,044
185,931
59,009
226,112
500
1,917
3,000
31,300
365
25
2,000
Michigan
Wisconsin _ _
Minnesota
Iowa
Missouri
415
300
275
Total Middle
Western States..
1,334
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
100
110
1,200
..
100
T o t a l Pacific
States
Total United
States (exclusive of possessions)
_
Alaska
1,300
1
3, 511,187
1, 791,188
1, 682, 903
900, 267
1, 203, 759
2,692
3,462
2,095
1,576
4,208
59
1,136
256
195
574
210, 429
22,807
31,849
1,571
94,083
820
424
71
65
270
604,887 19,078, 591
31, 875
5,773
831,791
7,067
213, 992
206, 628
179,476
420, 627
219,053
106, 261
494, 934
131, 663
422,617
375
1,049
201
3,598
296
1,257
2,201
3,157
4,817
6
7
34
60
4
23
10
313
112
62, 743
16, 919
1,478
56,420
12, 538
7,509
37,004
21,481
4,806
25
31
12
7
265
238
5,070
4,539
13, 671
18,025
7,817
2,759
18, 723
6,587
26,757
192
95
1,034
179,369
81,899
79,871
50, 765
105,905
385,802
169,393
240, 576
245, 423
326,578
224,975
189,376
381, 642
163, 584
820,434
3,632
29, 731, 726 1,186,550
3, 590,668
2,063,227
1, 891,989
1, 752, 752
3,360,051
8,902
2, 707
4,077
75,151
61,687
39,343
30, 341
36,999
2,994,359
3, 758,467
70,928
15,903
13,928
42,046
55, 844
18,493
5,098
50,684
14,920
64, 212
387,831
415,637
1,153,042
1, 265,437
458,449
210,835
1,075,151
373,832
1, 597,440
10,375
10,308
36,654
39,309
12,707
5,777
36,801
20.796
50, 274
70,170
60, 523
111,981
343, 463
71,313
49, 334
80,291
93,166
211, 548
13,411
11, 737
164, 278
108,908
30,447
15, 697
129,340
16,826
226,981
20
281,128
6, 937, 654
223,001
1,091, 789
717,625
380
103,948
2,395. 251
16,951
569
220,898
1,661
61,495
49, 545
464,850
15,755
20,197
8,086
24,350
1,461,915
916,825
9, 930,364
318,464
389,307
161,421
591,468
42,107
22,526
292,140
6,753
10,206
6,674
11,341
171, 661
161,315
762. 440
78, 747
78,483
53, 263
84,929
70,945
28,021
455, 324
3,416
43,910
1,217
14,000
6,251
1,738
152, 995
20,894
36.167
464, 889
5,674
8,338
4,820
17, 272
1, 222, 743
774, 229
9,314, 634
223,126
340, 223
136,450
280, 553
6,486
229
58,641
1,391
2,391
1,937
2,295
1,123
10
57,458
14
220 1,034,287
14
11
40, 621
680
9,292
23,438
27
471
797
25,065
644, 278
13, 769, 764
391,747
1, 390,838
616,833
166, 995
558,054 12, 291, 958
73,370
962 1,166, 233
26,483
51
10
61
1
6,010
500
31,800
3,900
296,577
150
5,000
305,477
57,689 19, 216 5,430, 640 115,147,867 4, 252,569 10,926, 662 14,142, 634 1,656,536 4,048,033 93, 574, 743 304,834 21,548 3,585, 752 313,377 2,061,015
3,898
Canal Zone (Panama) ._
Guam
The Territory of HawaiiPuerto Rico
American Samoa._ _
Virgin Islands of the
United States
Total possessions
Total United
States and possessions
_
186,152
86,842
103,528
68,444
153,391
8,260 1, 414, 483
10
Total Western
States
Washington . .
Oregon
California
Idaho
Utah
Nevada
Arizona.
3,015
1,900
150
435
370
16, 862
39,090
100
80,996
7,056
5,515
231,314
185, 548
401
14,329
7,390
4,386
23,971
5.258
137
12,106
2,058
43, 633
48,318
126
562
5,107
194
6,012
60,512
515,937
55, 665
112, 253
44,042
1,517
7,348
196, 578
178,834
886
2,773
103
311
12,543
9,397
2,066
368
61
1,345
99
214
3,877
10,050
3
151
8,335
24,816
2,806
15, 739
437, 540
9,745
3,135
391
8,596
9,336
27
15,133
496
50
1,874
46,034
31,182
168
2,626
20
12
31,203
573
97,017
1,881
512
54
1,807
500
57, 689 19, 216 5, 491,152 115,663,804 4,308, 234 11,038.915 14,167,450 1,659,342 4,063, 772 94,012, 283 336,037 22,121 3, 682, 769 315,258 2,061, 527
Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
TABLE N O . 43.—Assets and liabilities of active national banks, Dec. 31, 1958
ASSETS
[In thousands of dollars]
U.S.
ObligaOther
Loans and Govern- tions of
Num- discounts, ment ob- States
bonds,
ber of including ligations, and po- notes and
banks
direct and litical
debenoverguarantures
drafts
subteed
divisions
Location
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
51
32
107
4
_.
Total New England
States
New York
New Jersey
_
Pennsylvania
_
Delaware
Maryland. _
__
District of Columbia
_.
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi.
_
Louisiana.—
Texas
Arkansas
_
Kentucky
Tennessee
_.
Total Southern
States
154,124
132,459
107.652
1,808,323
271,327
537,957
95.894
74, 512
58,566
932,468
137,122
317,419
13,776
15,766
11,945
192,294
43,560
119,255
Balances
with other
banks
including
reserve
balances
and cash
items in
process of
collection
Bank
premises
owned,
furniture
and
fixtures
711
636
417
9,683
1,272
3,638
8,125
7,810
3.719
53,932
10. 252
31,346
53,258
58, 993
30,647
827, 948
64,421
224,024
5,457
3,925
2,364
36, 739
7,821
17,392
289
205
81
307
107
InvestReal
ments
estate and other Customowned assets in- ers' liadirectly bility on Other
other
than represent- accept- assets
ing
bank ances outbank
premises standing
or other
real estate
258
56
28,462
4,279
342
Total
assets
1,213
525
489
16, 581
2,096
5,840
341,197
298,140
220, 253
3,936. 693
544,845
1, 267, 733
6,608,861
253
3, 011,842 1,615,981
396,596
56,539
16,357
115,184
1,259.291
1,917
1,912
32,800
26. 744
258
167
485
7
53
5
5,639,091 2, 791. 584 961. 533
1, 618,820 1, 214, 566 497,840
3, 735, 515 2,378.182 768,291
14,189
12,117
359,941
349, 751
77,463
28,141
304,462
376,878
149,958
90,323
152.132
643
20, 516
15.951
35,115
7,476
22.150
94
1,858
1,536
106,613
80,115
145,828
725
20.386
16,011
2,170,817
563,887
1,465, 381
4,903
222, 210
162, 745
107,061
50,880
105, 278
558
11,829
15,476
1,675
807
2,378
3.778
603
3,349
86,387
134
5,824
360
137
363
199
99,687 12,153, 299
14,686 4,140,137
28, 503 8,812,811
22
35, 947
3,390 1, 068, 266
2,088
923,425
975
11,744,434 7,050,662 2,335,964
429,523
68,229
369,678
4,589,943
291,082
5,357
8,093
92,544
131
77
43
25
52
103
69
27
41
458
55
88
75
817,199
240, 504
305,057
254,381
696,092
1,103,148
125,022
36,134
49,050
37,603
84,094
208, 915
142,664
41, 253
127, 256
511, 789
72,849
51,668
136,809
43,982
8,464
15,875
9,852
20,071
34,242
27,351
3,259
17, 297
140,498
7,787
16,966
25,529
3,642
1,500
1,481
1,086
2,743
5,038
2,582
732
3,910
17,905
1,155
1,804
4,062
37, 863
371,870
17. 707
142, 520
20, 589
162,100
16,687
145,326
20, 359
349,046
53,655
760, 520
31, 654
311, 266
8,082
86, 500
28,064
470,378
112, 699 2, 634, 362
11,469
149, 298
19,379
214, 678
41,317
540, 733
24,796
7,442
9,624
8,448
22,409
42,883
15, 587
4,673
19,416
158,630
8,183
8,141
23,976
847
119
76
174
870
1,273
433
10
297
6,876
269
49
1,620
367
432
238
13, 566
2,437
500
2,825
8,525
40
182
138
155
1,625,106
371,173
47,640
419,524
354, 208
11,502
544,651
272, 902
197, 978
181,184
417,141
970,401
400,045
98, 534
133, 769
576,141
723,383
3,934,359 2,285, 940
171,099
224,438
334,116
959,678
573.346
1,244 10,325,060 6,998,224
8,092
3,253
3,775
29,298
2,588
9,533
Corporate
stocks,
including Currency
stocks of and coin
Federal
Reserve
banks
6,338,597
30,494
11,852
67,055
75, 564 26,664,147
3,416
51,066
O
148,376 27,133,885
3,976
2,347
2.069
2,674
3,925
11,852
4,999
977
8,254
25,088
1,693
2,235
5,475
150
1
1
1, 975, 706
730,006
764.481
657,416
1,616,750
3, 205,631
1, 538,109
378,289
1,980, 637
9,887, 737
958,119
2,322,986
§
§
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
228
123
395
75
97
179
97
75
.
__
Total Middle Western States
1.269
North Dakota
South Dakota
Nebraska
Kansas
Montana
"Wvomins
Colorado
New Mexico
Oklahoma. __
Total Western
States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
_
_
_
Total Pacific States..
Total United States
(exclusive of possessions)
56,175
36, 866
236, 667
23, 051
42,164
65, 687
15, 826
24, 039
10, 812
4,833
23, 719
7,202
3,232
5,143
1,537
4,068
96,375
56, 557
118,399
63,817
27,347
28,027
15,831
23,124
1,071,659
596,863
2, 655,123
705. 200
438,095
688, 597
242,181
629,007
63, 321
28, 692
49, 236
37, 664
18,003
25, 297
6,567
13, 220
805
374
2,055
987
689
1,315
946
1,023
3,301
325
3,584
6,434
13,049,842 11,114, 559 2,188, 896
500,475
60, 546
429,477
7,026, 725
242, 000
8,194
22, 655
280
348
81
659
232
96
227
62
384
250
238
1,000
181
23
1,142
100
6,999
1,913, 642
1,002,652
4, 264,808
1,419,620
718.649
757, 555
329,175
708,458
12, 230 133,152
34,788,751
875
1.871
2,731
3,453
2,717
1,531
908
5,339
716
5,214
377,860
403,994
1, 275, 733
1,341,195
438,469
313 014
1,462 564
503,420
2, 276,848
939
24, 480
8,393,097
38
34
123
169
41
25
77
27
197
24, 041
22, 713
90,100
123,123
23, 901
14 219
56,124
19.303
163, 901
15,168
10,177
14,813
30, 511
12, 981
5 640
7,153
2,469
33, 702
532
631
1,975
2,310
563
423
2.359
594
3,788
4,000
4,140
12,290
16,418
5,125
4 480
17,276
7,723
26, 943
57,030
60,655
309,368
283,963
74,898
66,012
336,885
107,015
605,417
4,159
4,444
8,604
13, 761
5,584
3,457
10, 949
6,316
27,432
731
3,105, 287
2,482, 531
537,425
132, 614
13,175
98,395
1, 901, 243
84, 706
2,369
9,933
25
11
46
9
7
3
3
1,090,842
770,727
8, 512, 791
213,865
229, 704
110,804
452,965
185,653
685, 593
196,094
534.110
4, 677,145 1, 205,110
34, 877
180, 694
111,984
36,478
37,813
87, 539
43,114
166.066
34, 947
16,660
264,886
75
3,659
8,390
11, 523
3,961
2,796
65, 325
684
843
330
1,483
30,985
14, 255
149, 912
5,974
5,148
4,468
15,562
467, 432
326, 516
2,875,698
73, 512
82,106
29, 954
147,809
35, 812
26,382
181,392
6,902
1,255
4,307
16,938
720
278
2,908
59
22
10
12
480
58
41, 697
34
6,000
220
5,160
10,108
1,062
8,967
8
115, 052 101,640
294
405
2,085
5,564
154
2,547,595
1,896,851
18,193, 556
516,970
477,604
285,920
866,350
104 11,381,698
6,443,131 1,739,139
340,140
75,422
226,304
4,003,027
272, 988
4,009
53, 649
116, 276 129. 063
24, 784,846
281,369 1,658, 562 25,118,826 1, 318, 682
33, 348
126, 736
2,413
5,232
186
339
52,402
120,745
55,944
57, 717
6,869
14, 580
3,784
2,273
37
6,082
10, 649
20,860
47,034
1
4,914
6,011
947
2
13
534
2,273
25
41
9
178. 061
119, 672
22, 396
6,059
50
17, 265
70,167
7,670
227
339
281, 419 1,675,827 25, 188, 993 1,326, 352
33, 575
127, 075
4,585 52, 796, 224 35,824, 760 8,845, 522 1, 836, 523
5,825,371
2, 909, 531
12,985,013
4,378,316
2,131,634
2,996, 718
1,109, 273
2,452,895
135, 627
138, 756
346, 559
400, 202
156, 773
108, 968
413, 575
167, 774
614, 297
7
1
Total possessions
6,506
1,357
1,148
17,898
8,938
55, 260
18,481
8,250
13,322
2,965
8,038
374
9
10,195
70
58
946
60
518
134,902
159,161
487,435
467.350
156,849
108,811
611, 535
191,348
787,896
4,576 52,618,163 35, 705,088 8,823,126 1. 830,464
Alaska
The Territory of Hawaii
Virgin Islands of the
United States
__._
Total United States
and possessions
366,035
151, 042
787, 219
379,078
105,153
185, 051
86,907
128, 411
2, 224, 974
1,022,380
4, 778, 748
1, 716,712
769,994
1, 219, 272
405, 921
911,841
55
9
s
3
§
o
o
321, 844 537, 379 128,373, 587
149,084
259,374
8
168
1,136
161
14,921
8
1,465
423,379
321, 852
538, 844 128, 796,966
a
TABLE N O . 43.—
and liabilities of active national banks, Dec. 31, 1958—Continued
4
00
LIABILITIES
[In thousands of dollars]
Location
Maine
New Hampshire. .
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England States.
NewYork
New Jersey
Pennsylvania.
Delaware
Maryland
District of Columbia.
Total Eastern States,
Virginia
West Virginia...
North Carolina..
South Carolina..
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total Southern States
Demand
deposits
Time
deposits
Total
deposits
Bills payable, rediscounts,
and other
liabilities
for borrowed
money
Acceptances
executed
by or for
account of
reporting
banks and
outstanding
Other
liabilities
Capital
stock i
Undivided
Surplus
profits
Reserves
and retirement
account for
preferred
stock
o
s
57,913
8,229
17,265
11,250
6,469
6,745
83,688
12,645
33,323
12,476
15,080
7,237
191,614
25,292
46,532
6,369
7,440
3,973
62,326
5,365
15,598
1,129
1,412
1,378
17,552
45
1,779
d
33,902
92,190
154,120
298,231
101,071
23,295
H
6,882
1,942
4,850
89,435
134
6,210
199
354,044
86, 559
227,081
775
17,815
18,100
547,286
134,965
509,073
2,400
44,485
33,100
159.262
46; 667
128,803
793
13,580
9,981
11,883
9,172
13,238
74
5,971
2,422
O
500
296,274
38,397
101,175
85
8,199
7,534
24,194, 540
14,174
95,978
451,664
704,374
1,271,309
359,086
42,760
1,803,136
659,026
692,630
603, 638
1,469,113
2,952,107
1,405, 539
350,074
1,818,188
9,049,580
592,306
872,198
2,124,350
875
250
200
16,867
4,293
10,332
8,505
24,286
36,811
16,491
2,577
15,984
57, 272
4,602
7,381
22,483
43,571
17,346
15, 515
12,059
33,957
76,710
34,020
7,093
37,938
267,826
16,655
23,175
47,530
78,967
32,965
34,615
24,584
57,352
93,559
53,180
18,029
80,623
329,906
22,203
37,295
84,246
27,538
12,755
9,388
6,911
16,596
27,754
21,750
287
22,603
101,062
10,800
15,890
28,396
4,514
3,371
1,651
1,718
14,596
15,070
6,874
229
686
28,821
1,714
2,141
4,129
633,395
947,524
301,730
85,514
185,339
211,561
77,766
2,990,938
255,163
880,293
120,736
53,993
120,234
503,098
233,827
271,384
306,075
265, 554
198,020
3,494,036
488, 990
1,151, 677
1,500
29,564
4,279
59
4,601,060
1,303,292
5,904,352
1,700
7,492,190
2,187,403
4,99*, 872
17, 582
733,114
651,460
3,196,043
1,634,898
2,826,509
14,238
244,403
200,828
10, 688, 233
3,822, 301
7,822,381
31, 820
977, 517
852,288
16,077,621
8,116,919
1,143,161
463,399
528,675
500,478
1,191,699
2,237,000
1,043,830
261, 754
1,461,248
7,307, 786
468,148
685,716
1, 533,298
659,975
195,627
163,955
103,160
277,414
715,107
361,709
88,320
356,940
1,741,794
124,158
186,482
591,052
18,826,192
5,565,693
24,391,885
3,898
1,985
2,900
200
150
1
8.50
3,475
100
145
155
1,040
3,575
53,270
6,790
69,425
11,852
227,884
W
d
w
3
Q
3,705,415
1,894,044
8, 746,108
2,530,339
1,309,170
1,9.54,127
790,518
1,895,924
1,606,911
772,134
3,098, 578
1,468,334
666,014
768,163
233,704
366,207
5,312,326
2,666,178
11,844, 686
3,998,673
1,975,184
2, 722,290
1,024, 222
2,262,131
1,711
22,825,645
8,980,045
31,805,690
2,286
231,149
253,029
1,044,804
1,008,323
289, 727
205, 518
988. 779
367,329
1,755,214
117,890
121,311
120,412
220,745
116,487
83,270
359,189
104,922
314,997
349,039
374,340
1,165, 216
1,229,068
406, 214
288,788
1,347, 968
472,251
2,070,211
10,000
6,143,872
1,559,223
7, 703,095
18,085
1,592,586
1,030,407
8, 751,100
309,279
252,102
160,464
554, 723
743,376
694,986
7,901,386
172,686
184, 725
106,806
238,351
Total Pacific States
12,650,661
10,042,316
Total United States (exclusive of possessions)
__- _ _
_-_ __ -__
81,125,051
35, 567, 488 116,692, 539
Ohio
Indiana
Illinois
Michigan ,
Wisconsin
M^innesota
Iowa
Missouri
-
-
_-
-
-
-
-
-
-
--
__-
Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
_
_ _
_
-
_-
-
____
-
--
-
_ _ _ .
-
--
_ _ __
._
Total Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
_
____
_
-
-
_-
_.
_____
Alaska
The Territory of Hawaii
Virgin Islands of the United States
Total possessions
Total United States and possessions
1
See classification on p p . 182 a n d 183.
__
_
374
9
10,383
70
58
946
60
532
67,440
30,014
142, 780
76,215
18,412
42,973
5,553
18,529
138,121
56,403
351,273
77,236
36,755
72,281
19,298
52,603
223,643
105,608
430,872
158,682
72,070
99,862
34,649
81,016
78,192
42,072
145, 584
62,232
24,033
48, .82
22, 287
34,300
3,564
9,247
59,060
5,208
5,122
9,784
3,004
3,784
12,432
401,916
803,970
1, 206,402
457,282
98,773
875
5,110
4,981
7,787
8,266
6,614
2,831
11,680
3,961
12, 579
6,960
6,998
26,815
29,625
9,408
3,528
32,930
9,850
50,777
10,815
11,795
38,427
48,205
9,442
10,402
45,302
10,780
74,850
5,267
5,285
25,395
23,709
6,059
5,909
22,441
3,149
51,898
669
595
5,028
2,097
273
1,156
2,243
3,429
5,658
939
63,809
176,891
260,018
149,112
21,148
2,335, 962
1,725,393
16,652,486
481,965
436,827
267,270
793,074
1,062
8
116, 708
154
30, 755
30,298
337,407
4,227
6,633
2,612
16,109
53,500
40,840
330,784
11, 525
9,950
5,4.50
17,480
78, 525
52,435
525,830
12,045
17,500
5,550
31,170
46,092
47,756
223,601
4,029
5,058
4,981
8,353
1,699
121
6,740
3,179
1,636
57
10
22,692,977
117,932
428,041
469,529
723,055
339,870
13,442
330,608
1,665, 504
2,942,279
4, 706, 539
1, 708,151
284,932
8
648
2,037
197
2,750
6,000
250
2,670
9,000
250
1,547
1,608
129
440
2,176
80
375
200
7,010
225
450
400
55
9
:=
86,906
133,149
6,693
226, 748
81,351, 799
54,123
105,396
7,322
141,029
238, 545
14,015
166,841
393, 589
35, 734,329 117,086,128
43,035
43,035
8
2,882
9,000
11,920
3,284
2,696
330,616
1,668,386
2,9 1,279
4, 718,459
1,711,435
287,628
O
g
TABLE N O . 43.—Assets and liabilities of active national banks, Dec. 81,
1958—Continued
[In thousands of dollars
00
o
Loans and discounts
Real estate loans
Location
Secured Secured
by farm by resiland (in- dential
cluding properties
im(other
provethan
ments)
farm)
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England
States
Secured
by other
properties
Loans to
Loans brokers
and
to
banks dealers in
securities
2,494
1,169
7,511
2,516
1,574
1,329
31,876
22,795
37,564
142,440
106,863
125,425
11,351
6,652
250
8,346
103,251 ~3~769~
23, 264
33,842
1,681
~I2~5(J6"
4,307
5,491
Loans to
Other
Commerloans for farmers
cial and
Other
the pur- directly
guaran- loans to industrial
pose of
purchas- teed by
farmers loans (ining or
the Com- (exclud- cluding
carrying modity ing loans
open
stocks,
Credit
market
on real
bonds, Corpora- estate)
paper)
and other
tion
securities
1,609
1,145
1,294
12,481
187
2,784
137
137
16,593
466,963
186,706
4,019
24, 343
19,500
24,259
10,898
58, 386
1,779
10,521
185
694,162
572,400
896,105
5,895
66, 605
78, 260
194, 631 80,263
145,958
286,082
656
572
75
34,243
38,334 1,399
365,193
32,626
19,033
47,012
13,831
3,068
3,534
44
28,932
2,914
Total Eastern States 106,028
2,313,427
699,820 82,393
423,454
125,541
2,172
50
49
7,969
3,173
14.383
4,187
29,187
34,457
4,693
1,451
6,503
213,138
917
2,508
12.384
334,950
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
lessee
19, 784
4,026
5,161
2,666
8,154
6,941
7,571
3,416
4,858
28,028
8,058
15,470
12, 295
180,024
70,596
18,447
16,646
44,535
113, 921
62,752
10,820
57,485
174,949
18,136
47, 765
56,096
56,372
19,007
12,392
19,832
30,905
77,398
30,093
10, 756
45,827
145,266
16,647
22,949
41,337
3,643
960
1
50
2,163
2,789
2,449
7,191
287
7,381
2,774
9,820
11,984
3,589
582
8,132
42,853
2,574
2,075
21,151
Total Southern
States
126,428
872,172
528,781
14,326
120,393
Other
loans to All other
individ- loans (inuals for
cluding
personal
overexpendi- drafts)
tures
6,735
3,046
7,780
6,781
853
4,256
57, 602
51, 323
17,839
1,106,954
86,012
184,378
38,641
43,843
26,467
400,442
36,892
164,118
5,775
156,584
2,804
134, 708
2,263
109,064
63, 697 1,854,831
274, 290
14,338
550,576
28, 953
29,451
1,504,108
710,403
117, 830 3,080,053
49, 644 3,003,937 1,140,357
377, 286
12,931
445,980
68,046 1, 602, 668 720,367
862
3,144
1,734
7,522
108, 622
89,752
38
170,572
70,835
168
139,043 5,266,229
2,469,025
251,316
11,217
996
1,836
139,103
7,263
309
12, 357
27,826
241,518
3,153
56,460
8,015
119,340
4,546
113,495
10,776
324,208
12,535
489,549
17,478
247,314
6,097
56,520
10,501
398,240
186,342 2,117,211
19,771
87,559
28, 201
109,618
22,553
505,510
177,166
357,794 4,866,542 2, 702,948
421
1,182
1,993
Total
gross
loans
84, 718
116,922
77, 622
214,809
347,031
40,778
129,210
805,960
103,404
269,894
Less
valuation reserves
2,460
2,249
1,412
46,508
2,963
12,619
400,485
154,124
132,459
107,652
1,808,323
271,327
537,957
68, 211 3,011,842
193, 740 5, 793,291 154, 200
44,537 1, 656,447 37,627
125,087 3,809,313 73,798
14,189
159
3,454
14,055
363, 395
18,185
384, 256
7,378
395,763 12,020,891 276,457
827,293
32, 632
245, 615
4,145
311,126
8,615
258,181
15,231
704,415
26,385
25,295 1,120,071
614,395
31,299
136,949
5,483
731,289
66, 534
152,046 4,007,685
226,980
3,159
340,168
7,869
977,818
21, 792
Net
loans
5,639,091
1, 618,820
3, 735,515
14,189
359,941
376,878
11,744,434
10,094
817,199
5,111
240,504
6,069
305,057
3,800
254,381
8,323
696,092
16,923 1,103,148
15,459
598,936
3,180
133,769
7,906
723,383
73, 326 3,934,359
2,542
224,438
6,052
334,116
959,678
18,140
10,501,985 176,925 10,325,060
Ohio
Indiana
Illinois
Michigan
Wisconisn
Minnesota
Iowa
Missouri
44,498
19,969
30,372
9,444
10,888
11,406
10,325
7,776
514,486
291,674
554,302
501,021
208,875
282, 795
77,356
145,184
Total Middle Western States
144, 678 2, 575,693
North Dakota
South Dakota
Nebraska
Kansas.
Montana
Wyoming
Colorado
New Mexico
Oklahoma
141, 780 1,123
65,330
395
174,264 10,585
118, 745
43,986
506
54, 642 1,110
22,085
872
38, 219
37,399
11,817
230,961
11,981
16,043
11,050
2,353
14,985
29,828
8,611
116,525
22,430
15,551
12, 062
3,361
22, 615
3,913
2,047
12,792
127
31
6,947
9,253
4,894
735,017
44, 659
328, 676
29, 771
151,875 2, 624, 619
575,679
15, 927
254,070
16,673
477,595
67,544
102,870
97,135
400,104
50,530
659,051
336,589
230,983
40,004
474,114
11,838
9,591
27, 743
31,039
5,192
1,351
5,113
5,486
23,619
19, 700
36, 245
151,158
101,697
21, 667
20, 955
102, 797
17, 787
64, 676
2,416
2,533
7,101
11,038
1,842
1,286
5,605
1,820
15,020
32,493
38,060
29, 228
35,535
33,917
23, 708
73,055
20,382
51,348
5,928
7,305
20, 607
14,271
6,872
8,604
44,858
12,699
43,073
Total Western States- 48, 661
337,726
164,217
14,591
750
3,280
16,690
13,275
908
390
6,789
3,342
456
584
4,305
3,516
6,356
2,759
39, 968
26, 646
120,972
59, 920
100
47,699
482,156 147, 744
10,341
17,283
15, 807
6,502
546
6,157
3,117
38, 752
52
2,462
2,100
9,869
6,920
3,347
31,422
175
1,886
297
949
1,777
1,061
2,193
1,387
248
Total Pacific States- 117, 784 3, 617,000 639, 708 148, 390
b2, 509
Total United States
(exclusive of possessions)
560,172 10,182,981 2,878,283 266,478 1,007,256
44,996
6,690
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska
The Territory of Hawaii __
Virgin Islands of the
United States
Total possessions
227, 656
16, 976
189,137
14, 958
77,144 2,899, 931
83, 644
1,672
72, 435
2,814
33, 693
438
110,504
3,782
106
1,602
16, 648
44, 913
8,581
16, 317
90
3,143
489
1,798
64,704
25,387
1,718
291
158
1,711
3,854
1,000
782,616
24
626,790
250,755
789,290
446,835
153,404
266,162
71,014
211,862
5, 498, 630 2,816,112
91,474
31, 608
222,028
48,971
71,036
44, 759
17, 390
26, 21,1
2,270,967 45,993
1, 040,653 18,273
4,917, 613 138,865
1, 751,160 34,448
791,063 21,069
1, 236,072 16,800
7,221
413,142
923,252 11,411
2,224,974
1,022,380
4,778,748
1,716,712
769,994
1,219,272
405,921
911, 841
553,477 13, 343, 922 294,080 13,049,842
28, 916
33, 795
154,512
165,843
32,345
31,337
233,148
64,926
373,464
34,713
32,532
79,539
95,409
55,125
22,310
130,156
49,481
175,522
1,407
4,186
15,836
10,104
1,930
257
18, 450
3,683
31, 914
138, 319
164, 795
495,942
472,423
160,346
110, 392
620,767
196, 470
799,017
3,417
5,634
8,507
5,073
3,497
1,581
9,232
5,122
11,121
134,902
159,161
487,435
467, 350
156,849
108,811
611,535
191, 348
787,896
536, 682 1,118,286
674, 787
87, 767 3,158,471
53,184
3,105,287
442, 995
57,647
253,248
310, 293
39, 949
151,389
282, 971 3, 077, 706 1,403,264
42,386
30, 392
44, 590
75,005
12,877
42, 691
18,096
2,368
36,848
141,563
71, 988
108, 913
38, 719 1,112,115 21,273 1,090, 842
770, 727
6,438
777,165
16, 215
215, 905 8, 659,188 146,397 8, 512, 791
213, 865
3,475
217, 340
2,701
229, 704
2,531
232, 235
4,534
110,804
526
111,330
1,683
452, 965
3,410
456, 375
1,735
2,040, 943
281, 492 11,565, 748 184,050 11, 381, 698
498,192
4,108,044
345,137 2,035,276 22,361,839 11,414,218 1,836,814 53,671,070 1,052,907 52,618,163
15,130
25,315
6
55
11, 689
20
3,862
6
694
6
11,744
3,888
41,139
54, 616
121, 614
428
539
2,554
64
29,321
3,157
181,144
13,537
15, 356
2,214
869
52, 402
120, 745
3,083
178,061
4,914
4,914
Total United States
561, 970 10, 247, 685 2, 903,670 266,478 1,007, 262
794,360
345,137 2,039,164 22,402,978 11,443, 539 1, 839, 971 53, 852, 214 1,055,990 52, 796, 224
GO
TABLE N O . 43.—Assets and liabilities of active national banks, Dec. 31,
1958—Continued
00
[In thousands of dollars]
-- -
11,250
6,469
5,945
83,688
12,645
33,323
154,795
161,569
64,327
2,229,277
211,150
741,014
4,939
7,363
2,277
90,272
7,637
33,042
13,854
22,067
7,303
222,243
22,073
43,296
7,666
11,621
1,262
354,606
2,939
28,439
800
153,320
3, 562,132
145, 530
330,836
406, 533
229
638
50
353,815
85,921
227,031
775
17,815
18,100
5, 712,460
1, 771,205
4,068,341
16,632
550, 592
571,858
252,224
64,810
165,387
355
26,304
15,371
344, 648
240,543
244,867
200
83, 268
104
703,457
12,691,088
43,571
17,346
15,515
12,059
33,957
76, 510
34,020
7,093
37,938
267,826
16,655
23,175
47,530
854,611
347,766
433,858
396,697
802,452
1, 569,990
786, 510
175,485
1,008,982
5,187,184
352,259
573,643
990,651
633,195
13,480,088
800
-
Total New England States.__
New York
New Jersey -Pennsylvania
Delaware
-
Maryland.
District of Columbia
Total Eastern States
917
Virginia
West Virginia . . .
North Carolina
South Carolina
Georgia ._
Florida
Alabama ,
_____
Mississippi
X/Ouisiana
Texas
A rkansas
Kentucky
"Tennessee
.
Time deposits
IndividStates
Banks Certified
U.S.
and polit- Banks in in forand
Pre- Common uals, partstock
nerships, Govern- ical sub- United
eign
cashiers'
ferred
and corcoun- checks,
stock
ment divisions States
porations
tries
etc.1
Location
Maine
-New Hampshire
Vermont Massachusetts
Rhode Island
Connecticut
to
Demand deposits
Capital
200
•_
Total Southern States.
_
200
Individuals, partnerships,
and corporations
U.S.
States
Banks
Postal and politin
ical sub- United
divisions States
Govern- s a v i n g s
ment
Banks
in foreign
countries
28,040
1,143
60
4,076
8,941
2,597
66,500
10,221
34,442
118, 525
52, 851
119,416
452,076
232, 695
268,832
1,404
745
94
7,293
460
1,748
7
10
3
1,041
24
29,252
126, 777
1,244,395
11, 744
1,085
14, 227
591
31,250
585,109 246,467
42, 479
142
404,966 20,984
2, 716, 364
1, 597, 474
2, 750,093
14,096
237,096
190,851
22,808
8,180
3,354
25,624
3
5,056
4,916
9.321
107, 448
29, 241
60,922
142
2,371
323, 799
684
246
4,310
351,282
68,224
91,327
395
4,256
10, 788
656
524,451
913, 630 1,150,031 272,149
526,272
7, 505,974
48, 579
1,340
200,124
30, 703
37,207
11,997
15, 536
14,068
30,935
38,719
24,958
5,294
24,884
134,173
8,021
18,179
34,314
139,510
77,927
35,382
59,145
24,151
40,807
14, 748
61,673
216,993
116, 894
314,359
282,225
91,384
127,638
33,784
45,674
229,132
171, 545
469,749 1,350,060
66,599
34,890
55,132
32,152
379,220
113,793
597,001
193,611
137,141
89, 561
266,973
646,849
349, 768
78,248
347,605
1,412,093
122,190
175, 566
559,037
15,882
653
3,681
4,943
3,769
8,243
4,035
2,072
1,232
15, 786
826
635
1,305
111
171
51
1,143
24
15
165
46,102
1,139
22,203
8,269
5,913
58, 355
6,690
110
6,552
302,708
963
10,166
30,190
879
53
930
385
3
1,599
1,206
7,890
1,658
33,679
9,109
14,298
13,292
24,373
27,402
12,809
1,517
18, 754
148,303
6,379
6,610
13,662
33,066
330,187
4,975,643
63,062
2,509
499,360
18,619
68,448
49,029
398,285 1,634,112 2,950,454
9
227
25
52
4,305
531
7,951
18,317
2
756
61
10
800
387
741
10,857
648
794
581
O
8
31,250
O
10
o
6,400
20
5,064
155
100
355
330,199
O
1,500
5,000
6,500
w
o
l
Ohio
_Indiana
Illinois -.
__
Michigan
Wisconsin
_ __
Minnesota
Iowa
Missouri
Total Middle Western States.
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
_
Oklahoma
Total Western States
Washington _
Oregon
_ __
_.._ .
California
Idaho
Utah
Nevada
Arizona
._
Total Pacific States
Total United States (exclusive of possessions)
Alaska
The Territory of Hawaii
Virgin Islands of the United States_
Total possessions_ _
_.
Total United States and possessions
_--
25
1,500
50
1,575
1,774
3,280
11,165
1,595
3,405
2,083
1,551
2,944
190
1,478
1,004
29
957
68
53
28
91,521
36, 709
139,473
95, 558
7,725
12,371
635
24,265
60,171
374,234
8, 507,084
27, 797
3,807
408,257
1,800
20
114,305
111,922
118,928
193,942
111, 101
76,235
334, 765
89, 704
305, 783
353
1,032
201
3,569
131
1,243
1,250
1,009
3,901
6
18
10
11
97
3,201
8,357
1,254
23,192
5,255
5,774
23,164
14,153
4,282
25
238
2,942
2,681
10, 770
11, 261
4,534
2,147
13, 633
4,751
20, 697
45
934
370
73, 416
1, 456, 685
12, 689
210
88, 632
1,007
6,061
67, 338
25,331
1,656
267, 222 130,086
2,244
15, 717
289
12,236
5,884
17, 487
33, 443
364,233
3,950
5,147
2,807
14,153
731, 500
649, 512
6, 777,253
171,294
166,203
96, 024
215, 569
6,466
229
55,607
1,381
2,305
1,880
2,295
10
14
202
11
670
1,110
45.181
763,127
390
50
19,150
286,047
27
15, 547
8,902
15,460
441, 220
8,807, 355
70,163
934
849,327
19, 590
294,947
9, 885 2,059,927
4,154
503
39,790
7,408
2,647
4,077
762, 713 1, 653,003 2,955,123
12,973
29,055
72, 948
181, 787
34,590
36,076
47, 757
70,352
162, 669
10,675
9,786
160, 528
96,928
15,283
14, 863
98,089
16, 482
221, 453
163, 940
648,207
644,087
37, 604
19, 213
214,218
5,708
5,819
5,380
8.706
152, 089
140,073
642, 775
61,003
31, 243
37,680
62, 590
296, 648 1,127, 453
390, 377 143, 687
2,863,024
1,429,199
6,562,286
2,014, 593
1,002,206
1,337,133
547,825
1,264,135
802,395
17,020,401
6,960
6,998
26, 815
29, 625
9,408
3,528
32,930
9,850
50, 777
198,216
206, 399
773, 741
694, 482
228, 601
147,831
800,201
258,884
1,305,497
6,323
5,108
26, 766
23, 865
6,719
4,601
29, 038
16, 860
44,660
176, 891
4, 613,852
53, 500
40, 840
330, 784
11, 525
9,950
5,450
17,480
1,312, 007
810, 691
7,132, 566
236, 374
194,176
114, 308
451,154
469, 529
10,251, 276
3,492 2,938, 787
1, 513,061
730, 522
2,915,636
1,370,837
653,073
753,620
231,465
338,870
365
145
500
315
354
21
1,592
80,311
46,655
122, 858
33,181
36, 943
26, 918
11, 765
15,603
262, 944
364, 813
132, 730
234,050
487,241 1,258,662
179,271
166,015
147,949
71,964
377,879
145, 340
141,868
69,940
453, 820
113, 640
138,121
56,378
349,773
77,236
36, 705
72,281
19,298
52,603
130,169
50,907
275,271
129, 871
47,461
62, 780
19,120
47,134
61
61, 618, 837 2,291, 567 6, 307, 241 8, 496, 605 538, 695 1, 872,106
2,750
6,000
250
64,192
98, 692
3,501
12,013
10,177
155
7,186
17, 807 "
2,970
2,288
3,299
9,000
166, 385
22,345
27, 963
5,587
3,492 2,947, 787
51
1,261
1, 261
32,497,136 234,034
1,227
1,913
67
34,341
77, 796
5,434
9,679
7,407
3,207
117,571
17,086
61, 785,222 2,313,912 6, 335,204 8, 502,192 539,956 1, 875, 313
32.614,707 251,120
29
39
500
100
31,300
3
3,900
5,000
72, 310
694,196
10,093
19, 683
1,856
20
_5C0
12
31, 632
20
512
9,905 2,091,559
72,330
694,708
10
10
20
i Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to Federal Reserve banks (transit account).
30,800
TABLE NO. 44.—Assets and liabilities of all active banks other than national, Dec. 31, 1958 {includes Stale commercial, mutual savings, and
private banks)
ASSETS
Op
[In thousands of dollars]
ObligaCorpoU.S.
Loans and Govern- tions of
rate
Other
stocks,
Num- discounts, ment obStates
bonds,
ber of including ligations, and po- notes and including Currency
direct and litical
overbanks
deben- stocks of and coin
guarandrafts
Federal
subtures
teed
Reserve
divisions
banks
Location
Maine
New Hampshire..
Vermont
Massachusetts
Rhode Island
Connecticut
Total New
States...
58
58
32
249
13
121
England
_
New York
New Jersey
Pennsylvania
Delaware.
Maryland
District of Columbia
_
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas...
Arkansas.. _
Kentucky. _
Tennessee. _
_
_
230,319
173,144
57, 593
2,304,884
205,728
924,683
29,912
13,179
15,504
193, 201
27,809
155,053
531 7, 553,100 3,896,351
434,658
51,692
19,485
22,194
435,824
52,711
244, 525
7,187
8,366
2,973
61, 665
6,431
33, 654
768
936
118
2,661
119
1,071
616
40
491
765
470
2,541
45
3
1,448
1,236
464
28,571
1,795
15,988
2,589
135,373
826,431
120, 276
5,673
2,382
49,502
14,389,032
405,158
48, 747
81,081
9,027
18,034
6,363
4,235
567
5,072
767
425
6,254
181
7,316
1,036
114
4,560
522,585 459,505
87 22,155
1,274 32,038
3,164
136 46,864
58, 521,844
4,498,152
8,542,325
851,905
2,083,366
706,836
810 38, 277, 528 15,676, 295 3, 466,163 3, 796,265
565,411
564,998 11,167, 737
616,882
229,603
877,156
129, 722
552,872
605,348
209,310
333, 259
360,132
1,080,798
222,902
567,853
429,317
409, 759
228,641
541,378
108,499
415, 240
595,416
190,629
247, 256
303,405
668,116
167,365
474,965
252,425
96, 700
40,487
212,152
44,628
72,934
132,171
60,098
143,829
133,697
195, 747
63, 749
44,133
92,122
6, 215,154 4,603,094 1,332,447
568, 410
11,066
19, 461
524,082 567,012
75, 204,428
4,188
91,245
20,663
30,732
15,459
17,641
12,352
5,128
79,775
12, 577
23,123
20,235
1,644
1,385
2,650
219
1,410
735
265
597
575
5,354
290
1,280
687
33,129
17,195
56,731
14,324
35, 227
43,369
16,402
25,479
31,248
64,099
14,182
29,983
26,179
232, 681
108,603
430,181
63,467
254,370
253, 780
97,809
178, 564
219, 629
583,628
138,493
352,653
179, 270
18,753
5,585
27, 262
3,506
17,797
27,846
• 5,553
14,149
11,365
46,975
4,961
8,465
13,393
318
438
532
212
818
882
282
276
298
1,947
203
212
831
2,901
903
136
68
131
525
262
128
1,410
1,197
2,926
1,424
50 17,532
585
376 5,665
481
6,117
3
815
2,003
75
2,125
1,112
4,347
396
12 2,230
224
1,804
1,444,053
638,452
2,257,005
361,478
17,091
407,547
3,093,128
205,610
7,249
7,799
6
132
2,333
47,969
S
783, 718
678,170
317,198
7,920,663
891,424
3,797,859
315,552 9,051,813
66, 217
450, 623
122,155 1,186,091
110,665
12,169
226,917
36,075
141,628
12,830
2,754
258,089
27,500
129,413
13, 765
3,516
3,852
61, 651
11,841
40, 748
O
Total
assets
456, 683
32,153
59,453
11,703
4,660
759
Total Southern States. .
_
25,366
37,689
3,352
Investments
and other Customassets in- ers' liadirectly bility on Other
represent- accept- assets
ing bank ances outpremises standing
or other
real estate
481,409
_
_
65, 254
29,509
4,276
403,297
88,606
290,346
Real
Bank
estate
premises owned
owned,
other
furniture
than
and
bank
fixtures premises
303 30,933,066 11, 431, 817 2,425, 240 2, 509,936
116 2,051,017 1,165, 928 378, 587 281,890
265 3, 789, 219 1,957, 689 515,856 785,081
39,353
22
342,110
240,179
81,732
94, 766 126,606
96
868, 788
659, 981
293,328
220,701
12,361
11,020
181
106
160
119
342
177
170
167
145
510
182
272
223
_
357,391
391,070
206, 381
4,167, 514
468,369
1,962,375
Balances
with other
banks
including
reserve
balances
and cash
items in
process of
collection
1,387,572
1,682,129
599,069
957,892
1,069,087
2, 733,095
625,118
1,504,915
1,016,619
16,300,899
fej
Ohio
Indiana
Illinois
Michigan.
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western
States
North Dakota
South Dakota
Nebraska.
Kansas
Montana. _ _ _ __
Wyoming
Colorado.
_. _ _
New Mexico
Oklahoma
Total Western States
Washington
Oregon
California
Idaho . . . .
Utah
Nevada...
_. _ __
Arizona
Total Pacific States.
Total United States (exclusive of possessions)..
Alaska
Canal Zone (Panama). _.
Guam
The Territory
of Hawaii.—
Puerto Rico 3
American Samoa.
Virgin Islands of the
United States.
Total possessions
Total United States and
possessions
_ _
395,332
101,527
477,169
447,095
176,747
114,373
196,389
320,431
89, 497
24,349
146, 256
18,003
40,870
123,320
27,271
69,623
14,012
1,235
17,328
5,807
1,287
264
1,143
16, 778
111, 156
46,698
62,903
80,528
48,131
24,874
37, 520
57, 256
903,983
308,356
870,994
575,419
348,947
181,562
341,308
787,902
49,451
14, 781
29,223
53, 548
21,414
13, 573
11,357
27, 789
494
262
1,853
674
518
277
186
422
11, 244
810
13,843
258
3,515
101
1,581
1,740
697
34
2,202
105
117
24
15
2,367
23,773
3,673
22,185
12,312
13,169
4,172
1,411
11,673
6,107,015
2,058,956
5,450,373
4, 584,478
2,606,827
1,775,407
2, 324,840
4,065,066
9,696,896 2,229,063
539,189
57,854
469,066
4,318, 471
221,136
4,686
33,092
5,561
92,368
28,972,962
50,177
21, 216
23,804
139,175
29,485
5,240
25, 788
12, 749
45,166
39,808
11, 756
6,900
4,583
14, 745
1,567
2,574
873
4,842
22
140
232
426
431
83
1,818
50
112
4,494
5,178
7,591
16, 681
5,950
1,755
8,728
5,935
10,828
43, 297
52,032
89, 535
182, 646
71, 406
23,859
107, 327
34,660
93,793
2,187
1,445
2,217
5,784
3,595
902
3,574
3,689
2,961
17
34
36
559
122
54
378
66
86
562
42
369
413
294
797
855
937
33
3,594
567
839
454,300
383,647
551,581
1,126,386
435,849
119,963
582,300
210,912
522,630
1,504,899
352,800
87,648
3,314
67,140
698,555
26,354
1,352
1,104
3
8,329
4,387,568
359,836
124, 896
3,001,836
76,536
226,835
51, 200
115,499
224, 795
99,284
1,919,190
45, 569
144,147
40,868
75, 601
35, 950
21,485
467,978
13, 975
30, 291
3,837
17, 661
43,048
3,305
74,895
1,208
2,485
268
6,159
503
82
6,966
149
682
113
150
8,025
5,423
57, 799
2,896
7,095
2,708
5,389
59,873
37, 111
1,018, 234
26, 416
96,561
14, 227
39,929
5,388
4,057
70,979
1,469
4,765
2,321
5,357
10
749
596
235
88
1
459
705
7
8,409
326
1,992
7
25
8,409
1,698
867
34, 705
400
1,182
456
2,587
739,838
297, 291
6,669,996
169,179
516,123
115,999
270,149
3,956,638
2, 549,454
591,177
131,368
8,645
89,335
1, 292,351
94,336
2,138
12, 797
8,441
41,895
8, 778, 575
9,416 68,944,070 37,926,989 8,406,308 5, 797, 236 1,133, 724 1, 733,459 21,396, 673 1, 236,122
32,164
76, 635
75
153
76
341
212
25
168
451
2,453
2,904
381
340
551
318
459
508
572
538
2, 706,833
720,524
1, 778, 258
1,831,208
998,186
783,779
994,174
1,492, 618
3,667
11,305, 580
117
138
300
424
74
27
98
26
190
116, 295
127,083
212,967
437,042
160,322
37,459
259, 926
82,079
202,897
197,590
164,434
207, 500
338, 550
148,844
49,011
168,031
70, 202
160, 737
1,394
1, 636,070
68
45
78
19
42
3
5
260
11
0)
9
10
1
14,911
1,553
8 933
168,117
349, 577
273
1,800, 543
836, 707
2,028,159
1, 559,521
953,926
529,088
712,485
1,276,467
16,923
91, 278
70,016
1,307
2
3,820
3,819
33
547,184
183,343
2,386
1,604
2,008
812
13, 679
23, 871
113
1,332
22, 599
33,856
3,281
23,108
58,841
27, 727
1,584
1,007
6
2,591
9,449 69,491, 254 38,110,332 8,465,149 5,824,963 1,136,315
5,342
666
21
57,812
44,405
252
482
17
241
7,484
6,837
5
35
2
82
12
1,358
492
968
52
42, 579
109,466
15,118
704
346
21, 506,139 1,251,240
32,868
76,981
1,776,038
3
i
543,009 807,075 148,033,464
48
15,465
12 271
1,806
29,235
32
43, 256
19,709
22,354
368,457
584, 745
1,982
69
9,226
58,926
1,049,729
545,913 866,001 149,083,193
8
Asset and liability items include data for branches of a national bank and a State
1 2 branches of a national bank and 2 branches of a State member bank in New York.
member bank in New York.
Branch of a national bank in California.
NOTE.—Figures obtained from the Federal Deposit Insurance Corporation.
2
OO
Of
TABLE N O . 44.—-Assets and liabilities of all active banks other than national, Dec. 81, 1958 (includes State commercial, mutual savings, and
private banks)—Continued
LIABILITIES
[In thousands of dollars]
Location
Maine
New HampshireVermont.
Massachusetts
Rhode Island
Connecticut
Total New England States.
New York....
New Jersey
Pennsylvania
Delaware
Maryland
District of ColumbiaTotal Eastern States.
Virginia
West Virginia. _.
North Carolina...
South Carolina--.
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
_,
Tennessee
Total Southern States
Bills payable, rediscounts,
and other
liabilities
for borrowed
money
Acceptances
executed
by or for
account of
reporting
banks and
outstanding
Time
deposits
Total
deposits
62,440
1,498,313
228, 546
844,343
530,249
571,720
226,365
5, 550,140
571,754
2, 569,911
288,805
7, 048,453
800,300
3,414,254
2,827,920
10,020,139
12, 848,059
3,298
2,620
175.472
25,340,233 26, 596,337 51,936,570
1,621,766 2,495,481 4,117,247
4,049,910 3,658, 554 7, 708,464
478,648
279. 049
757,697
934,459
1, 893.248
468,645
651.445
182,800
9,206
189
1,825
552,875
87
1,302
225
136
1, 054,042
51,532
94,316
10,249
26,434
8,961
32, 893,661 34,171,010 67,064,671
11,445
554,400
1,245. 534
50
20,000
5,724
59, 703
1,774
17,178
16,976
Demand
deposits
167.390
768,910
386,377
1,490,474
263,428
856,870
1,056,136
366,118
674,805
730,341
1,935,991
452,804
1,102,011
548.037
10,632,302
544,186
178,125
528,388
84,142
391.755
490,183
179,661
207,205
254,071
572,707
119.183
269,642
378,258
697,639
1,313,096
564,502
2, 018,862
347,570
1,248,625
1,546,319
545,779
882,010
984,412
2, 508,698
571,987
1,371,653
926,295
4,197. 506 14.829,808
91
1,975
58
760
2,572
45
414
1,000
270
842
Other
liabilities
6,784
6,470
2,094
106,184
12,768
41,172
428
1,125
376
494
3
1,650
500
2,750
75
1,112
140
1,000
140
224
6,710
7,575
16,138
1,586
13,097
12,385
9,705
2,474
182,468
Capital
stock i
9,830
2,407
5,988
51,442
9,415
33,858
Surplus
Reserves
and retirement
Undivided account for
preferred
profits
stock and
capital
notes and
debentures
o
8
2,466
3,536
1,244
29,293
409
20,138
37,338
38,048
9.812
420. 026
59,152
185,491
29, 570
27,126
9,197
261,933
9,335
102, 529
112. 940
749,867
439, 690
57,086
873.828
71,014
147, 014
13, 996
28,487
11,670
2, 993,662
194,040
459, 752
55,332
81, 563
26,000
906.550
36,995
114,005
14,261
48,206
6,388
195, 111
27,048
15,647
370
5,067
2,372
1,146, 009
3, 810, 349
1,126,405
245, 615
35, 537
16,820
46,303
14,401
36,141
50, 590
15,124
17.376
29,170
72,726
14,220
31,994
25,412
51, 557
31, 859
101,134
15,028
49.769
46,673
20,134
47,342
31,401
76,657
18,494
57,016
27,422
20, 576
16,113
22,233
6,106
23,334
16,867
13,375
1,875
12,983
43,704
16,211
27,790
21,044
2,287
3,164
7,878
1,014
11,721
3,085
1,032
929
2,971
11,310
2,620
3,085
2,837
405.814
574,486
242,211
53,933
O
o
d
3
O
3,066,015
1,197,096
3,171,121
1,934, 528
1,259,119
683,371
1,452,347
2,757,675
2, 519,040
692,300
1, 829, 488
2,256,853
1,153, 503
949,011
669,970
936,687
5,585,055
1,889,396
5,000,609
4,191,381
2,412,622
1,632,382
2,122, 317
3,694, 362
725
250
3,683
185
525
260
665
2,270
697
34
2,202
105
117
24
15
2,385
65,974
20,217
51.476
61,390
10,901
9,612
5,639
40,413
121,017
38,934
113,112
111, 931
52,402
31,697
49, 581
101,433
259,082
63,122
135,746
137,585
78,969
57,785
71,877
114,235
70,259
43,592
87,961
65,646
45,904
33,531
66,448
99,822
4,206
3,411
55,584
16,255
5,387
10,116
8,298
10,146
15, 521,272
11, 006,852
26, 528,124
8,563
5,579
265,622
620,107
918,401
513,163
113,403
255,728
249,715
434,873
766,829
291,006
78,884
351. 588
143,878
358,024
159,251
103.323
60, 789
259,967
115,669
31, 780
175,152
51,787
118,389
414,979
353,038
495, 662
1,026,796
406,675
110,664
526,740
195,665
476,413
200
1,507
869
2,826
3,446
2,925
375
9,871
1, 584
3,275
8,943
6,930
15,231
26,229
9,085
1,670
17,754
5,070
13,435
12,371
9,593
18,549
38,963
10, 532
3,751
14,953
5,082
13, 922
10,863
11,279
15,683
28, 563
6,249
3.136
9,224
2,175
14,183
5,437
1,938
2,099
1,515
283
367
1,969
1,336
811
-
2,930, 525
1,076,107
4,006,632
5,079
6
26,678
104,347
127,716
101,355
15, 755
- - -
491,357
137,741
2, 828,038
51,856
199,340
40, 873
72, 962
672, 544
273,926
6,135,090
155,631
477,483
107,804
243.259
100
7
25
8,976
7,648
2,917
94,944
2,034
6,543
1,427
5,230
7,995
8,705
135,266
4,230
10, 347
2,636
6,870
35, 528
7.767
204,401
4,852
16,312
3,114
10, 526
10,615
3,641
86,856
2,134
5,390
1,018
3,414
5,401
310
4,463
298
48
--
181,187
136,185
3,307,052
103,775
278,143
66,931
170,297
Total Pacific States . . ,
4,243, 570
3, 822,167
8,065,737
100
9,008
120,743
176,049
282, 500
113,068
11,370
C4,293, 781 133,343,031
38,190
574,087
2,016, 517
2, 565,266
6,463, 319
2, 535,892
497,162
58
98
568
5,180
31,759
31
174
1,148
1,250
804
529
10,862
39,090
100
312
12,190
12, 036
25
100
6,993
2,340
5
198
1,420
1,843
39
Ohio
Illinois
Michigan
Wisconsin
Minnesota
Iowa
M issouri
—
-
-
-
-._-»
-
- .
--
-
Total Middle Western States
North Dakota
South Dakota.
Nebraska
Kansas
M^ontana
Wyoming
Colorado
New Mexico
Oklahoma
_
- . . .
_.
_
~
«.-
- -----
-
- -
-
-
Total Western States
Washington
Oregon
California
Idaho .
Utah
Nevada
Arizona
- - -
-
-
-
-
Total United States (exclusive of possessions) 69. 049,250
Alaska
Canal Zone (Panama)
Guam
_
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of t h e United States
Total possessions
- - -- --
- -
__-
__
Total United States a n d possessions
» Includes capital notes and debentures.
24,643
14,959
12,173
184,255
258,939
728
4,771
500,468
69, 549, 718
1,531
871
100
3
1,786
3
591
39,467
19, 611
21, 786
331,117
480,148
1,782
8,442
401,885
902, 353
15,319
2,905
37,868
51, 512
25, 601
10,340
3,831
64. 695.666 134,245,384
53,509
576, 992
2, 054,385
2, 616, 778
6, 488,920
2, 546,232
500,993
451
2,454
1
o
850
14.824
4,652
9,613
146,862
221,209
1,054
3,671
244
15.075
o
o
d
(See classification on pp. 190 and 191.)
00
TABLE NO. 44.—Assets and liabilities of all active banks other than national, Dec. 81, 1958 {includes State commercial, mutual savings, and
'private banks)—Continued
[In thousands of dollars]
Loans and discounts
Real estate loans
Location
Secured Secured
Loans to
by farm by resiLoans brokers
dential
land
to
and
Secured
(includ- properties by other banks dealers
in secupropering im- (other
than
rities
ties
provefarm)
ments)
Maine....
New HampshireVermont
Massachusetts
Rhode Island
Connecticut......
Total New England
States
5,543
213,932
2,168
303,475
9,947
122, 364
7,936 3,059,462
571
285, 768
7,787 1,478,994
36,971
59,985
21,089
416,078
36, 534
111,622
248
570
1,391
353
14,550
2,153
1,848
5, 463,995
682,279
1,6
Other
loans for
the purpose of
purchasing or
carrying
stocks,
bonds,
and other
securities
19, 474
27,921
448,204
11, 953
94, 494
3,421
10, 016
Total Eastern States.. 83,474 17,789, 758 2,439,766 435,794 1,572,831
568,487
Virginia
West Virginia....
North Carolina. .
South Carolina..
Georgia
Florida
._.
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
_.
Tennessee
33,952
23,225
8,046
8,741
35,842
16,878
18,187
27,086
19,740
14,263
17,785
53,312
38,929
Total Southern States. 315,532
141, 524
69,894
95, 233
29, 791
117, 432
41,016
33, 742
77,583
72,191
29,477
100,905
78,083
41,160
22,001
55,079
9,146
33,229
66,404
14,457
18, 656
41,902
53,116
16,235
36, 549
24,717
170
200
1,078
432,651
4,741
433
19
551
"l50"
"140
4,079
297
14,000
560
2,694
2,360
60
6,519
126
283
1,067
3,138
3,189
38,372
4,167
5,411
16,154
4,212
13,275
6,325
1,427
10,011
1,702
21,139
Commercial and
Other
Other
industrial
loans to All other
loans to
farmers loans (in- individloans
(exclud- cluding
uals for (including loans
openpersonal ing overon real
market expendi- drafts)
estate)
paper)
tures
5,014
630
7,443
1,246
314
2,235
11,346
625
12,155
34,826 4, 634,854 1,930,615 430,008 1,432,737
56,409
575
3,249 1, 201, 719
156,161
48,183
230,342 3,681
20,025 1, 379, 756
11, 905
25, 639
8,777
14, 657
422, 930
73,021 1,530
15, 624
8,940
54,431
23,988
973
New York
New Jersey
Pennsylvania
Delaware
—
Maryland
District of Columbia..
Loans to
farmers
directly
guaranteed by
the Commodity
Credit
Corporation
2,778
125
4,079
42,902
10,857
19,958
371,873
88,962
159,311
20,069
305
38, 796
3,363
15, 271
2,871
10, 302
82
550
22,176
4,625
27, 557
7,906
24,860
15,119
17, 524
50,332
14,942
23,131
287,034
50, 741
188,857
615,037
9, 735, 873
278,915
1,120,389
83, 465
132,639
94,740
Total
gross
loans
4,044
706
1,684
28, 724
11,700
12, 520
360,803
393,077
208,204
4.201,172
477,179
1.977,173
59,378
7,617, 608
Less
valuation
reserves
Net
loans
3,412
357,391
2,007
391,070
1,823
206,381
33,658 4,167,514
468, 369
8,810
14. 798 1, 962,375
64,508
7, 553,100
901,169 31,474,072
29, 784 2,090,184
96,650 3,869,925
345, 770
6,681
25, 934
881,345
17,020
294, 834
541,006 30, 933,066
39,167 2,051,017
80, 706 3,789,219
3,660
342,110
12, 557
868,788
1,506
293,328
70, 685 11, 446,021 3,471,683 1,077,238 38, 956,130
678, 602 38,277,528
8,563
2,971
3,042
4,325
11,377
20
7,599
11,440
5,263
68, 612
27,095
1,273
8,115
13, 724
102, 810
27,827
40,927
30,675
99,256
1*8,711
363,742
28,012
348,056
861,120
106,869
174, 692
94,261
224, 665
79,228
268, 443
41, 699
158, 517
195,286
68,706
73,152
96,189
366,510
51,927
155,123
163,012
14, 522
6,002
24,010
2,115
9,636
11,004
3,023
5,629
14, 949
15,625
3,157
24,344
8,191
624, 737
233,680
896,978
132,058
561,373
616,177
213,332
341, 698
367, 784
225,201
576, 985
436,206
616,882
229,603
877,156
129, 722
552,872
605,348
209, 310
333,259
360,132
13,101 1,080, 798
222,902
2,299
567,853
9,132
429,317
6,889
1,847,500 1,942,457
142,207
6,320,108
104,954 6,215,154
148, 499
37,976
356,884
23,563
154,078
204, 694
41,333
126, 900
96,606
379, 200
46, 732
152,711
78,324
7,855
4,077
19, 822
2,336
8,501
10,829
4,022
8,439
7,652
00
00
874, 699
241,598
335, 990
670,830
330,811
336, 779
178,007
361,893
210, 572
49,902
82,489
141,843
104, 776
49,348
46,312
103,946
Total Middle West420, 694
ern States
3,330,607
789,188
8,144
3,776
7,104
16, 525
2,746
952
2,280
1,700
5,989
18,312
19,316
14,210
50,882
35,051
8,037
35, 535
8,668
14,494
2,184
4,229
5,150
15, 779
7,394
2,971
13, 587
7,535
8,543
12
Total Western States- 49,216
204, 505
67,372
2,442
4,504
2,738
34,211
1,601
__
4,662
635
468
221,984
51,093
1, 007, 798
9,552
60,836
7,440
25,234
49, 662
13,117
274,968
4,368
17,033
9,237
3,069
13
Total Pacific States... 48,819
1,383,937
371, 454
£ Minnesota
oo Iowa
Jo Missouri
i,
co
62
9
655
62, 737
47,801
31,492
44,251
68,985
51, 750
61, 559
52,119
Ohio
Indiana
Illinois
Michigan.
en Wisconsin
North Dakota
South Dakota.
M
co Nebraska
Kansas
Montana
Wyoming. __
Colorado
__ _
New Mexico
Oklahoma
Washington. _
Oregon
California
Idaho
Utah
Nevada
Arizona
._
._
2,241
5,406
19,868
609
83
27, 709
43,187
24,495
Total possessions
...
9,615
5,653
2,049
57, 352
54,275
13
112
208
2,240
3,299
162,234
322,860
123, 598 1,060,728
188
274
361
457
2,826
1,212
235
2,745
458
902
27,935
21,350
36,385
66,656
13,892
508
3,135
615
19,959
34,996
55,403
101,118
140,047
36,706
12,238
36,245
11, 778
41,109
8,755
10, 678
23, 611
69,350
32,146
7,006
67,145
28,422
41, 982
1,846
9,470
190,435
469, 640
4,492
328
172
28, 532
16
882
621
783
25, 470
698
1,502
498
1
3,338
297
4
1,438
342
345
9,217
5,913
73,227
20, 384
19, 795
4,171
7,813
4,505
29,930
29, 573
5,764
140, 520
15
16
8
2,406
35
3
1,605
1,354
120, 683
2,863
36,155
11,024
2, 664,397 2,370,874
81,901
6,676
38,133
44, 584
28,385
6,075
10,289
35, 411
2,756,032
733,871
1,819, 596
1, 858,185
1,019,158
793,088
1,00b, 033
1,513, 970
251,454 11,499,933
49,199
13, 347
41,338
26,977
20, 972
9,309
11,859
21,352
2,706,833
720, 524
1, 778,258
1,831,208
998,186
783, 779
994,174
1,492,618
194, 353 11,305,580
17,007
13,328
25,129
73, 682
33, 958
5,891
94, 452
23,875
70, 716
1,174
776
3,293
4,995
1,099
80
5,777
852
1,357
118, 781
129,232
216, 457
440, 793
164,212
37, 921
264, 912
83, 903
205,251
2,486
2,149
3,490
3,751
3,890
462
4,986
1,824
2,354
116,295
127,083
212,967
437,042
160,322
37,459
259, 926
82,079
202,897
289,095
358,038
19,403
1,661,462
25,392
1,636,070
40, 546
26, 442
1,009,105
19, 759
61,136
14,760
32, 207
29, 940
22, 708
539,274
19,150
58,008
14, 379
44, 845
1,481
2,817
56,450
865
6,235
746
2,938
361, 634
126,080
3,053, 531
77, 831
230,431
51,866
116, 920
1,798
1,184
51, 695
1,295
3,596
666
1,421
359,836
124,896
3,001,836
76,536
226,835
51,200
115,499
1, 203, 955
728,304
71, 532
4,018, 293
61, 655
3, 956, 638
2,125, 384 18,144, 831 9, 486,393 1, 621,212 70, 073, 534 1,129, 464 68,944,070
14, 911
1,553
8,933
168,117
349, 577
273
220
3.084
1,180
2,143
34,399
181, 492
104
850
1,362
73
3,904
84
3,820
223,252
104,440
9,118
550,172
2,988
547,184
4,332
19
21
13,006
803
1
47
14, 283
8
4,332
40
13, 826
14, 559
Total United States
961,302 29,278, 424 4,833,017 456, 752 1,824, 727 1, 071, 393
and possessions
569,643
177, 947
350,419
501,891
165,098
108,077
152,061
345, 738
17
265
50,307
648,290
113, 700
668,342
342,273
228,330
66, 620
155,224
441, 618
155,868
3,675
88,939
32, 768
7,237
3,015
5,644
25, 714
Total United States
(exclusive of possessions).
__ 951, 687 29,157, 741 4, 782, 710 452,420 1,824, 687 1,057, 567 468, 902
225
Alaska
Canal Zone (Panama).
Guam
228
The Territory of Hawaii
9,162
Puerto Rico
American Samoa _ _ __ _- _
Virgin Islands of the United
States . .
.__
61,952
86,962
150,464
71,497
83,653
143,482
352,265
110,453
88,067
195
52,805
7,639
1,787
121
1,277
10, 343
2,887
191
4,740
25, 645
69,490
125
210
182
2,331
6,286
36
15,159
1,553
8 933
169,182
351,168
273
248
1,065
1,591
468, 902 2,139, 943 18,368,083 9, 590, 833 1, 630,330 70, 623, 706 1,132,452 69,491,254
TABLE N O .
and liabilities of all active banks other than national, Dec. 31, 1958 (includes State commercial, mutual savings, and
private banks)—Continued
44.—.
[In thousands of dollars]
Capital
Location
Capital
Individnotes
Pre- Common uals, partand
ferred
stock
nerships,
deben- stock
and cortures
porations
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
100
302
200
Total New England
States
_
New York
New Jersey
Pennsylvania.. _ _
Delaware
Maryland
District of Columbia
Demand deposits
48,054
8,301
Total Eastern States.. 56,355
Virginia
_
West Virginia
North Carolina. _
Plnnth Cftrolina
Georgia
Florida
Alabama _
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
^._.
Total Southern States..
9,730
2,407
5,686
51,242
9,415
33,858
132,387
21,607
49,244
1,204,615
196,219
708,677
U.S.
Government
States and
Certified Individpolitical Banks in Banks in
and
uals, partforeign cashiers' nerships,
subUnited
countries checks,
divisions
States
and coretc.*
porations
5,287
924
2,009
39,892
7,207
25,298
19,663
3,456
8,952
124,937
10,264
60,508
602
112,338
2,312,749
80,617
227,780
1,624
3,210
211
824,150
59,503
146,803
13,996
28,432
11,670
18,050,804
1,338,591
3,384,372
412,836
779,858
423,527
894,637
47,244
105,434
21,833
19,673
7,259
764,665
130,739
158,149
26,920
76,174
29
55
5,100 1,084, 554 24,389,988 1,096,080
1,080
30
50
450
220
47
50
1,927
34,457
16,820
46,273
14,351
36,141
50,140
15,124
17,156
29,123
72, 726
14,220
31,944
25,412
605,909
312,994
1,050,491
222,522
665,028
873,745
285,447
475,572
488,297
1, 628,380
380,710
833,091
450,492
403,887
8,272, 678
4,169
505
528
72,730
6,508
26,274
1,785
587
8
5,884
526,918
396
571,503
1,707
223,629
54,354 5,545,364
7,761
569, 432
23, 578 2, 567,156
110,714
2,380
Banks
U.S.
States
in
Gov- Postal
and
ernsav- political United
States
ment
ings
subdivisions
116
54
268
889
15
19
135
40
93,680 10, 004,002
1,342
194
3,143,391 1,070,618 1,416,118 24,790,431
48,933
481
55,778 2,460,600
337,677
5,424
58,854 3,583,789
6,836
10,223
253,425
1,012
44,503
13,239
941,890
21,124
14, 616
2,090
172,455
22,894
186
1,700
920
3,813
8,895
1,156,676 3, 602,464
64,258
43,110
111,108
21.699
103,678
108,633
66,426
135,559
163,325
174,599
46,588
76,602
71,057
67,502
12,920
272,902
9,899
57,952
40,368
3,555
48,091
61,984
73,380
14,303
154,910
11,747
206, 308 1,186,642
829, 513
}7, 700
10, 335
34,609
|7,333
19,081
18,396
8,492
11,092
8,526
26,063
6,850
27, 519
10,312
Time deposits
1,079,625 1,568,828 32,202,590
79
44
27
13,462
7,018
21,326
1,975
11,025
14,162
2,198
4,488
8,209
32,937
4,353
9,845
4,402
495,271
176,302
462,685
70, 696
378,240
451,050
176,954
197,858
239,933
500,022
118,021
251,546
357,761
1,761
135,400
3,876,339
38
106
832
3
632
336
19
38,408
355
4,453
40
4,509
824
2,613
481
439
35
2,467
114
32
3,460
36
1,556
136
3,988
5
490
1,697
36
3,185
217
2,642
4,209
1,273
1,647
1,053
13,173
1,403
Banks
in
foreign
countries
30
40
280
25
25
221,020 207, 703 1,354,289
34,391
25
279
71,131
1,598
24,704
" 12,854
213
1,450
364,100 209,793 1,355,764
350
16
421
5
61
42,476
1,618
55,746
10, 597
9,075
36,066
2,007
787
10, 698
72,555
649
14, 562
19,010
430
29
1,460
2,020
1,337
889
225
8,525
623
19, 503 8,761
275,846
17,057
60
69
1,390
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western States.
North Dakota
South Dakota..
Nebraska
Kansas _. _____
Montana
Wyoming
_
Colorado
New Mexico
_
Oklahorna
Total Western States.
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Total Pacific States .
Total United States
(exclusive of possessions)
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the
United States
Total possessions
Total United States
and possessions
1
100
244
365
415
300
275
500
3,015
1,850
150
435
370
120, 552
38, 690
112, 612
108, 916
50,137
31, 247
49,146
100,788
2, 590, 855
965,317
2, 662, 358
1, 576,075
1, 061, 021
554, 856
1, 204,927
2,095, 916
111, 359
30,188
90,847
49, 498
34, 438
17, 091
31, 645
58, 771
194,263
177,208
169, 012
219, 787
97, 429
95,236
175,483
212, 938
117, 706
9,031
197,383
45, 704
41,427
3,763
21, 716
366, 614
1,334
6,685
612,088
12,711,325
423,837
1,341,356
803,344
8,943
6,930
15,231
26,219
9,085
1,570
17, 754
5,070
13,435
189, 615
209, 238
379,301
570, 955
229, 848
63,004
274,950
114,948
291,943
4,052
5,200
9,888
15,444
5,988
1,176
7,763
3,936
5,614
57,197
31, 468
39,033
161, 676
36,723
13,258
32, 534
22, 814
48,879
2,736
1,951
3,750
11,980
15,164
834
31, 251
344
5,528
104,237
2,323,802
59,061
443, 582
73, 538
7,995
8,705
134,066
4,230
10,247
2,636
6,870
149,908
106,134
2,797, 798
82,090
195,131
47,113
140,314
4,503
3,313
77,922
1,045
4,387
1,294
2,635
19, 572
21,242
119, 665
17,744
47,240
15,583
22,339
3,607
2,690
188,102
1,172
28,193
928
1,764
174, 749
3,518,488
95,099
263,385
226,456
53, 529,030 1,961,002
4, 619, 421
10
100
110
1,200
100
1,300
57,689 15,724 2,491,853
1,148
10,862
39,090
100
16, 804
7,056
5,515
132, 622
185, 548
401
2,316
7,390
4, 386
13,794
5,258
137
4,920
2,058
25,826
48,318
126
312
1,606
39
3,042
51,512
349, 552
33, 320
84,290
53,878, 582 1,994,322
4, 703, 711
57,689 15,724 2, 543,365
2,040
48, 569
15, 352
47, 621
41,970
24,744
12, 425
18, 576
21, 396
2, 422,463
667,883
1,739,722
2,140,350
1,138,115
929, 283
668, 802
864,889
1,351
185
87
1,097
57
12
25
1,264
681
160
40
30
179
188
142
546
94, 410
22,300
86,639
114,871
15,082
19, 478
936
69,818
135
1,772
2,500
505
70
50
65
170
10, 757
230, 653
10, 571, 507
4,078
1,966
423, 534
5,267
3,263
3,900
1,494
60
22
17
2,128
1,858
2,901
6,764
3,283
612
5,090
1,836
6,060
99, 687
94, 706
60, 548
226, 685
107,952
30,026
160,169
41,959
116,834
29
165
14
951
2,148
916
302
15
59,542
8,562
224
33, 228
7,283
1,735
13,840
7,328
524
10
30, 532
938, 566
4,262
359
132,266
654
190
82
22,909
491,243
124, 717
2, 537,381
51,832
174,020
40,426
64,984
20
3,034
10
86
57
13
12,277
271,160
14
25,074
390
7,978
81
747
5,915
126
3,407
2,724
100, 656
1,724
3,191
2,013
3,119
23, 308
116, 834
3,484, 603
3,207
316,906
6,893
10
1
5, 646, 029 1,117,841 2,175,927 61,077, 607
9,701
1,517
7,348
118,782
178,834
886
485
103
311
9,244
9,397
805
368
61
118
99
214
1,964
10,050
3
84
2,901
19,229
1,545
12, 532
319,969
5, 665,258 1,119,386 2,188,459 61,397, 576
18
10
28
500
31
12
4
265
192
50
100
10,530
150
10, 530
70,800 11,663 1, 525, 825 241,067 1,366,819
66
3,135
391
l f 189
9,336
17
5,040
486
50
1,874
26,351
31,182
168
14,117
553
65,385
54
1,807
770
1,861
84,917 12,216 1, 591,210 242,928 1, 366, 819
Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
7
5
21
4
5
500
TABLE N O . 45.—
and liabilities of active State commercial banks, Dec. 31, 1958 l
ASSETS
O
[In thousands of dollars]
Location
ObligaU.S.
Loans and Govern- tions of
Other
Num- discounts, ment ob- States
bonds,
ber of including ligations, and po- notes, and
direct and litical
banks
overdebenguaransubdrafts
tures
teed
divisions
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England
States
New York.
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Bank
premises
owned,
furniture
and
fixtures
Investments
Real
estate and other Customowned assets in- ers' liadirectly bility on Other
other
than represent- accepting bank ances outbank
premises standing
or other
real estate
4,933
1,809
1,927
25,984
3,581
18,434
337
99
76
230
91
244
616
40
491
765
470
1,077
2,382
16,478
5,889
15,063
135,498
22,206
119,115
5,446
4,164
2,309
26,685
8,593
14,402
1,527
4,146
1,297
4,568
2,725
8,047
11, 217
1,899
3,293
39,478
8,882
28,815
39,870
7,624
19,629
342, 584
44,321
194,873
192 1,902,294
1,228,000
314,249
61,599
22,310
93,584
648,901
56,668
496
512
4,923
583
317
7,832,047 1,930,458
875,469 340,903
1,627,098 442,124
217,771
25,000
488,065
87,619
220,701
12,361
399,258
64,229
134,012
6,354
39,118
11,020
105,849
10,463
34,090
4,033
4,660
759
237,009 8, 516,121
415,923
58,764
113,895 1,156,438
104,951
11,950
211,445
33, 510
141,628
12,830
269,933
37,146
70,897
7,656
14,713
6,363
638 21,187,879 11,261,151 2,838,465
467,958 10,546,506
616,882
229,603
877,156
129,722
548, 530
605,348
209,310
333,259
360,132
.,064,677
222,902
567,853
429,317
2,714
Balances
with other
banks,
including
reserve
balances
and cash
items in
process of
collection
111, 929
34,053
43,894
586,862
107,037
344,225
Virginia
West Virginia..
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana...
Texas
Arkansas
Kentucky
Tennessee
Total Southern
States
Corporate
stocks,
including Currency
stocks of and coin
Federal
Reserve
banks
163,923
72,207
112,496
801,738
203,000
548, 930
173 15,866,170
95 1,279,439
253 2,877,158
20
307,307
564,477
293,328
Total Eastern States
to
6,194,691
2,541
45
2,589
1,079
210
398
8,932
1,143
2,705
Total
357,355
132,140
200,873
1, 975,865
402,094
1, 279, 793
14,467
4,348,120
6,254
181
7,316
1,036
114
4,560
509,476 250,175
87 14,322
1,274 23,351
3,159
136 9,855
3,286
35,923,246
3,097,438
6,492, 576
689,800
1,454,029
706,836
653,991
159,854
406,708
6,831
19,461
510,973 304,148
48,363,925
96,700
40,487
212,152
44,628
72,855
132,171
60,098
143,829
133,697
188,688
63,749
44,133
92,122
28,360
4,188
91,245
20,663
30,675
15,459
17,641
12,352
5,128
77,407
12,577
23,123
20,235
1,644
1,385
2,650
219
1,410
735
265
597
575
5,227
290
1,280
687
33,129
17,195
56,731
14,324
34,596
43,369
16,402
25,479
31,248
63,028
14,182
29,983
26,179
232,681
108,603
430,181
63,467
250,758
253,780
97,809
178,564
219,629
572,786
138,493
352,653
179,270
18,753
5,585
27,262
3,506
17,630
27,846
5,553
14,149
11,365
46,313
4,961
8,465
13,393
318
438
532
212
766
882
282
276
298
1,919
203
212
831
2,901
903
136
68
131
525
262
128
1,410
1,197
132
2,926
1,424
50 17,532
585
5,562
376
481 6,117
815
2,003
75 2,125
4,325
1,107
396
12 2,230
1,804
224
1,444,053
638,452
2,257,005
385,893
1,378,061
1,682,129
599,069
957,892
1,069,087
2,678,710
625,118
1, 504,915
1,016,619
4,586,546 1,325,309
359,053
16,964
405,845
3,078,674
204,781
7,799
2,328 47,844
16,237,003
409,759
228,641
541,378
108,499
414,772
595,416
190,629
247,256
303,405
652,036
167,365
474,965
252,425
O
O
d
3
o
378
331
551
318
455
507
564
538
Ohio
_
Indiana
Illinois - _ . _ _ _
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western States
North Dakota
South Dakota . _»
Nebraska. __
Kansas Montana
_
Wyoming
Colorado
New Mexico
Oklahoma __ _
Total Western StatesWashington
Oregon .
California
Idaho _
__
Utah
Nevada
Arizona
Total Pacific States..
Total United States
(exclusive of possessions)
Alaska
Canal Zone (Panama)
Guam
The Territory
of Hawaii. _.
Puerto Rico 4 .
American Samoa
...
Virgin Islands of the
United States
Total possessions
Total United States
and possessions
2, 507, 502
688,634
1. 778, 258
1,831, 208
987,316
579,081
988, 366
1, 492,618
393, 405
98,037
477,169
447,095
174,890
91, 705
196,075
320, 431
47, 589
22,011
146, 256
18,003
39, 964
61,850
27, 264
69,623
8,546
1,208
17, 328
5,807
1.234
264
1,143
16, 778
107, 945
46,094
62,903
80,528
47,855
24, 381
37,361
57, 256
884,037
303,875
870, 994
575, 419
347,066
174,820
339,377
787, 902
46, 437
14, 375
29, 223
53, 548
21,169
12, 787
11,312
27, 789
480
223
1,853
674
508
238
186
422
11, 244
810
13,843
258
3, 515
101
1,581
1,740
697
34
2.202
105
117
24
15
2,367
22, 203
3,462
22,185
12,312
13,139
2,933
1,411
11,673
5, 758,166
1,989,458
5, 450,373
4, 584,478
2,581, 751
1,450,462
2, 312,373
4,065,066
9, 558,461 2,198, 807
33,092
5,561
89,318
28,192,127
413
294
797
855
937
33
3,594
567
839
454,300
383,647
551,581
1,126,386
435,849
119,963
582,300
210,912
522,630
1 728,081
810,695
2,028,159
1, 559, 521
944, 978
502, 278
708, 282
1, 276,467
432, 560
52,308
464,323
4, 283, 490
216, 640
4, 584
117
138
300
424
74
27
98
26
190
116, 295
127,083
212, 967
437,042
160,322
37,459
259,926
82,079
202,897
197, 590
164, 434
207, 500
338, 550
148,844
49, 011
168,031
70,202
160,737
50,177
21. 216
23, 804
139,175
29,485
5,240
25, 788
12, 749
45,166
39,808
11, 756
6,900
4,583
14, 745
1,567
2,574
873
4,842
22
140
232
426
431
83
1,818
50
112
4,494
5,178
7,591
16,681
5,950
1,755
8,728
5,935
10,828
43, 297
52,032
89. 535
182', 646
71,406
23,859
107, 327
34,660
93, 793
2.187
1)445
2,217
5,784
3,595
902
3,574
3,689
2,961
17
34
36
559
122
54
378
66
86
562
42
369
1,394
1, 636, 070
1, 504,899
352,800
87, 648
3,314
67,140
698, 555
26,354
1,352
1,104
3
8,329
4,387, 568
64
44
78
19
42
3
5
129,001
95, 734
3,001,836
76, 536
226,835
51,200
115,499
119,242
90, 488
1,919,190
45, 569
144.147
40,868
75,601
33,499
21,101
467,978
13, 975
30,291
3,837
17,661
2,460
517
74,895
1,208
2,485
268
6,159
301
82
6,966
149
682
113
150
7,021
5,153
57, 799
2,896
7,095
2,708
5.389
51,038
35, 775
1,018,234
26,416
96, 561
14, 227
39, 929
3,818
3,995
70,979
1,469
4,765
2,321
5,357
10
439
596
235
88
1
459
705
7
8,409
326
1,992
7
25
8,409
625
600
34,705
400
1,182
456
2,587
347,727
253. 916
6,669,996
169,179
516,123
115,999
270,149
255
3,696, 641
2,435,105
588,342
87, 992
8,443
88.. 061
1, 282,180
92, 704
1,828
12, 797
8,441
40, 555
8,343,089
263,193 1,586,911 20,538,306 1,003,855
22,841
76,635
473
17
241
7,484
6,837
5
24
153
76
341
212
25
168
451
2,453
2,904
3,642 10,852, 983
8,835 45, 470,558 30,574,162 7,617,972 1, 682,843
(2)
(3)
10
9
10
1
14,591
1,553
8,933
168,117
349,577
273
16,648
91, 278
70,016
1,307
1
3,637
3,819
31
546,681
183,068
2,386
22, 599
33,856
58,841
1,234
3,281
23,108
27,623
8,866 46,017,239 30,757,230 7,676,813 1,710, 466
1,584
1,007
1,562
2,008
812
13,679
23,871
113
5,060
666
21
57,812
44,405
252
35
2
82
12
1,358
481
937
52
42, 526
109,153
15,109
653
346
265, 784 1,629,437 20,647,459 1,018,964
23,494
76,981
2,591
3
o
S
529,895 504,661 109,871,832
48
15,465
12, 271
1,806
29,235
32
42,179
19, 709
22,354
368,457
584,745
1,982
43
8,969
58,900
1,048,395
532,799 563,561 110,920,227
* Asset and liability items include data for branches of a national bank and a State
1 Includes stock savings banks.
2 2 branches of a national bank and 2 branches of a State member bank in New York. member bank in New York.
3 Branch of a national bank in California.
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O
CO
TABLE NO. 45.—Assets and liabilities of active State commercial banks, Dec. SI, 1958—Continued
CO
LIABILITIES
[In thousands of dollars]
Demand
deposits
Location
Maine.
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
_
Alabama
Mississippi
_
Louisiana
Texas
Arkansas
_
Kentucky
_
lessee
_
Total Southern States
_».
,
Time
deposits
Total
Bills payAcceptable, reances
discounts, executed
and other
by or for
liabilities account of
for borreporting
rowed
banks and
money
outstanding
167,379
26,876
62,435
1,497,931
228,286
842,068
154,918
91,114
120,189
263,758
128,958
313,348
322,297
117,990
182,624
1,761,689
357,244
1,155,416
50
300
214
2,572
45
3
2,824,975
1,072,285
3,897,260
614
2,620
25,122,833
1,603,698
4,044,806
478,641
930,653
468,645
6,464,575 31,587,408
1,235,603 2,839,301
1,760,362 5,805,168
614,985
136,344
395,656 1,326,309
651,445
182,800
1,454
189
1,825
87
1,302
225
136
32,649,276
10,175,340 42,824,616
768,910
386,377
1,490,474
263,428
849,264
1,056,136
366,118
674,805
730,341
1,895,058
452,804
1,102,011
548,037
84,142
391,178
490,183
179,661
207,205
254,071
565,304
119,183
269,642
378,258
1,313,096
564,502
2,018,862
347,570
1,240,442
1,546,319
545, 779
882,010
984, 412
2,460,362
571,987
1,371,653
926, 295
10,583,763
4,189,526
14,773,289
544,186
178,125
4,244
977
1,344
50
538,118
1,000
270
842
Other
liabilities
7,454
19,186
9,346
4,280
4,235
34,597
5,306
18,405
543
610
7,204
271
1,747
11,183
112,905
178,156
76,169
870,828
71,014
147,014
13,996
28,487
11,670
1,687,726
107,060
337,561
36,441
60,108
26,000
595,374
36,764
108,870
14,035
17,770
842,983
1,143,009
2,154,896
779,201
77,409
35,537
16,820
14,401
35,452
50,590
15,124
17,376
29,170
71,237
14,220
31,994
25,412
51,557
31,859
101,134
15,028
49,369
46,673
20,134
47,342
31,401
73,373
18,494
57,016
27,422
20,576
16,113
22,233
6,106
23,153
16,867
13,375
1,875
12,983
42,966
16,211
27,790
21,044
2,287
3,164
7,878
1,014
11,687
3,085
1,032
929
2,971
10,803
2,620
3,085
2,837
403,636
570,802
241,292
53,392
75
1,107
140
1,000
140
224
2,469
182,434
376
494
3
10,780
5,943
6,022
82,053
22,359
50,999
69,213
1,650
500
2,750
412
1,125
9,830
2,407
5,988
51,442
9,415
33,823
Surplus
and retirement
Undivided account for
preferred
profits
stock and
capital
notes and
debentures
690,724
37,343
79,698
10,230
16,027
8,961
20,000
5,724
59,703
1,774
17,170
16,976
3,622
6,710
7,575
16,112
1,586
13,097
12,385
50
Capital
stock i
5,680
11,138
113
4,967
2,372
3
o
o
1
1
3
_
3,064,991
1,186,461
3,171,121
1,934,528
1,259,119
682,966
1,442,192
2,757,675
2,202,077
640,173
1,829,488
2, 256,853
1,130,604
647,691
668,373
936,687
5,267,068
1,826,634
5,000,609
4,191,381
2,389,723
1,330,657
2,110, 565
3,694,362
725
250
3,683
185
525
260
665
2,270
697
34
2,202
105
117
24
15
2,385
60,770
20,178
51,476
61,390
10,714
8,654
5,639
40,413
121,017
38,859
113,112
111, 931
52,402
31,697
49,366
101,433
234,807
57,934
135,746
137, 585
77,167
40, 785
71,670
114,235
69,905
42,928
87,961
65,646
45,724
30,572
66,233
99,822
3,177
2,641
55,584
16,255
5,379
7,813
8,220
10,146
Total Middle Western States
15,499,053
10,311,946
25,810,999
8,563
5,579
259,234
619,817
869,929
508,791
109,215
o
255,728
249,715
434,873
766,829
291,006
78,884
351,588
143,878
358,024
159,251
103,323
60,789
259,967
115,669
31,780
175,152
51,787
118,389
414,979
353,038
495,662
1,026,796
406,675
110,664
526,740
195,665
476,413
200
1,507
869
2,826
3,446
2,925
375
9,871
1,584
3,275
8,943
6,930
15,231
26,229
9,085
1,670
17,754
5,070
13,435
12,371
9,593
18,549
38,963
10,532
3,751
14,953
5,082
13,922
10,863
11,279
15,683
28,563
6,249
3,136
9,224
2,175
14,183
5,437
1,938
2,099
1,515
283
367
1,969
1,336
811
3
2,930,525
1,076,107
4,006,632
5,079
6
26,678
104,347
127,716
101,355
15,755
181,163
136,184
3,307,052
103,775
278,143
66,931
170,297
134,263
97,161
2,828,038
51,856
199,340
40,873
72,962
315,426
233,345
6,135,090
155,631
477,483
107,804
243,259
100
7
25
8,976
3,370
1,918
94,944
2,034
6,543
1,427
5,230
7,995
8,705
135,266
4,230
10,347
2,636
6,870
13,036
6,730
204,401
4,852
16,312
3,114
10,526
6,996
2,923
86,856
2,134
5,390
1,018
3,414
4,243,545
3,424,493
7,668,038
100
9,008
115,466
176,049
258,971
108,731
6,726
68,731,137
30,249,697
98,980,834
27,738
557,800
1,496,008
2,559,763
4,160.470
1,815,539
273,680
14,613
4,652
9,613
146,862
221,209
1,054
3,494
38,507
19,611
21,786
331,117
480,148
1,782
8,265
1,098
1,225
773
519
451
2,454
57
98
568
5,180
31,759
31
169
10,862
39,090
100
312
12,190
12,036
25
100
6,993
2,340
5
123
1,420
1,843
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
_
_
North Dakota
South Dakota
Nebraska
Montana
Wyoming
Colorado
New Mexico
Oklahoma
__
.
Total Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
.
-_
.
Total Pacific States
Total United States (exclusive of possessions)
__ .- _
__ _.
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United States.Total possessions _
Total United States and possessions
1
14i959
12,173
184,255
258,939
728
4,771
_- .-.
1,531
871
100
3
1,786
3
591
244
15,075
s
797
270
4,463
298
48
850
39
499,719
401,497
901,216
15,319
2,905
37,862
51,462
25,576
10,234
3,821
69,230,856
30,651,194
99,882,050
43,057
560,705
1,533,870
2,611,225
4,186,046
1,825,773
277,501
i
I
Includes capital notes and debentures. (See classification on pp. 198 and 199.)
CO
O
TABLE NO. 45.—Assets and liabilities of active State commercial banks, Dec. 31, 1958—Continued
[In thousands of dollars]
CO
o
Loans and discounts
Real estate loans
Location
Secured Secured
by resiby
dential
farm
properland
ties
(includ(other
ing
than
imfarm)
provements)
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England
States
4,327
800
6,450
1,448
300
2,324
48,239
45,282
48, 508
109,968
33,680
166, 744
15,649
452,421
Secured
by
other
properties
Other
Loans to
loans for farmers
the pur- directly
Loans to pose of
guaranLoans brokers purchas- teed by
to
and
ing or
the
banks dealers carrying
Comin
stocks,
modity
securities bonds,
Credit
and
Corpoother
ration
securities
18,293
10,460
12,425
58,511
26,300
36,686
248
570
1,391
353
14,550
2,153
1,848
162,675
1,639
248
384
9,074
303
10,507
Other
Commerloans
cial and
to
industrial
farmers loans (in(exclud- cluding
ing loans
open
on real
market
estate)
paper)
All
other
loans
to
individuals for
personal
expenditures
All
other
loans
(including
overdrafts)
5,007
550
6,148
2,778
125
4,041
42,813
6,570
19, 217
371,621
87,171
157,364
43,985
8,334
19,345
225,751
45,284
166,839
2,525
230
1,374
23,534
11,700
12,337
18,649
684, 756
Total
gross
166,997
72,474
114,204
818,626
207,016
558,690
Less
valuation
reserves
3,074
267
1,708
16,888
4,016
9,760
Net
loans
163,923
72,207
112,496
801,738
203,000
548,930
35, 713 1,902,294
19,474
21, 505
509, 538
51, 700 1,938,007
27,091 1,167,891
484,334
3,099
510,838
19, 255
8,107
61,985
14,437
161,796
973
54,431
357,621 429,690 1,426,187
102,679
575
56,409
185,728 3,681
48,183
25, 569
11,905
49,827 1,530
14,657
23,988
8,940
432,887
11, 908
94,440
3,421
10,016
399
305
38, 795 9,629, 555 1,831, 943
3,363
278, 915
344, 631
15,120 1,119,218
858,841
2,871
83.323
106,802
10,302
132, 561
154,258
82
94,740
94,261
16, 230,299
1,315,680
2,950, 584
310,738
574, 910
294,834
Total Eastern States.. 72, 962 2,441,275
745,412 435,476 1, 566,281
553,071
393
70, 533 11,338,312 3,390, 736 1,062, 594 21, 677, 045 489,166 21,187,879
4,167
5,411
16,154
4,212
13, 275
6,325
1,427
550
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
23, 225
8,046
33,498
8,741
34,851
16,878
18,187
27,086
19, 740
13,977
17, 785
53,312
38,929
141, 524
69,894
95,233
29,791
Total Southern States. 314, 255
983,106
116,611
98,068
41,016
33, 742
77, 583
71,179
29,477
100,905
78,083
41,160
22,001
55,079
9,146
32,877
66,404
14,457
18,656
41,902
52,466
16, 235
36, 549
24, 717
170
200
3,078
433
19
551
~150"
431,649 4,741
4,079
297
14,000
560
2,669
2,360
60
6,519
126
283
1,067
3,138
3.189
38,347
10,011
1,702
21,061
3,899
8,563
2,971
3,042
4,325
11,377
20
7,599
11,440
5,263
67,841
27,095
1,273
8,115
22,176
4,625
27, 557
7,906
24,571
15,119
17, 524
28,012
13,724
101,032
27,827
40,927
30,675
99,178
147,940
361,675
148,499
37, 976
356,884
23,563
153,563
204,694
41,333
126,900
96,606
373,290
46, 732
152,711
78,324
1,841,075
29, 767
95,266
6,681
25, 526
17,020
364,129 15,866,170
36, 241 1, 279,439
73,426 2,877,158
3,431
307,307
10,433
564,477
1,506
224,665
79, 228
268,443
41,699
157, 281
195,286
68,706
73,152
96,189
361,406
51,927
155,123
163,012
624,737 7,855
14, 522
233,680 4,077
6,002
19,822
896,978
24,010
132,058 2,336
2,115
8,500
557,030
9,522
616,177 10,829
11,004
213,332
4,022
3,023
341,698 8,439
5,629
367,
784
7,652
14,949
15,093 1,077,778 13,101
225,
201
2,299
3,157
576,985 9,132
24,344
436, 206
8,191
616,882
229,603
877,156
129,722
548, 530
605,348
209,310
333,259
360,132
1,064,677
222,902
567,853
429,317
1,936,117
141, 561 6,299,644 104,953
6,194,691
59,275
Ohio
45,322
Indiana
31,492
Illinois
44,251
Michigan
68,932
Wisconsin
Minnesota
_
_ __ 34,026
61,170
Iowa
Missouri
__ __ _ __ 52,119
Total Middle Western
396, 587
States
North Dakota
8,144
South Dakota - _ .. .. 3,776
7,104
Nebraska
16, 525
Kansas
.
2,746
Montana
952
Wyoming
2,280
Colorado
1,700
New Mexico
5,989
Oklahoma
Total Western States _ 49, 216
Washington
4,036
Oregon
.
__ _ .. 2,738
34,211
California
1,601
Idaho
4,662
Utah
635
Nevada
468
Arizona
Total Pacific States... 48,351
Total United States
(exclusive of posses897,020
sions)
225
Alaska ._
_._ .
Canal Zone (Panama)
Guam _
_.
The Territory of Hawaii
228
9,162
Puerto Rico
.
American Samoa
Virgin Islands of the United
States
Total possessions _ -. 9,615
Total United States
and possessions
906,635
62
9
655
724,477
216,802
335,990
670,830
320,872
162,444
177,576
361,893
208,514
47,348
82,489
141,843
103,992
33,428
46,160
103,946
2,970,884
767, 720
18,312
19,316
14,210
50,882
35,051
8,037
35, 535
8,668
14,494
2,184
4,229
5,150
15,779
7,394
2,971
13,587
7,535
8,543
12
204,505
67,372
2,442
31,065
24,647
1,007,798
9,552
60,836
7,440
25, 234
11,468
10,499
274,968
4,368
17,033
9,237
3,069
13
1,166, 572
330,642
13
112
208
2,240
88,067
195
52,805
7,639
1,787
121
1,277
10,343
155,868
3,558
88,939
32,768
7,237
3,015
5,644
25, 714
3,299
162,234
322, 743
2,049
57,352
54,275
1,241
265
120,413
50,258
551,903
176,912
350,419
501,891
165,028
107,945
151,655
345, 738
123,313 1,056,466
77,050
6,674
38,133
44,584
28,360
6,075
10,233
35,411
2,550,139
701,674
1,819,596
1,858,185
1,008,287
584,977
1,000,225
1,513,970
42,637
13,040
41,338
26,977
20,971
5,896
11,859
21,352
2, 507, 502
688,634
1,778,258
1,831,208
987,316
579,081
988,366
1,492,618
246, 520 11,037,053 184,070 10,852,983
2,635,796
2,351,491
188
27,935
21,350
36,385
66,656
13,892
508
3,135
615
19,959
34,996
55, 403
101,118
140,047
36,706
12,238
36,245
11, 778
41,109
8,755
10,678
23,611
69,350
32,146
7,006
67,145
28, 422
41,982
17,007
13,328
25,129
73,682
33,958
5,891
94,452
23,875
70,716
1,174
776
3,293
4,995
1,099
80
5,777
852
1,357
118,781
129,232
216,457
440, 793
164,212
37, 921
264,912
83,903
205,251
2,486
2,149
3,490
3,751
3,890
462
4,986
1,824
2,354
116, 295
127,083
212,967
437,042
160,322
37,459
259,926
82,079
202,897
1,846
9,470
190,435
469,640
289,095
358,038
19, 403
1,661,462
25,392
1,636,070
4,492
328
172
28,532
16
882
621
783
25,470
698
1,502
498
1
3,338
297
4
1,438
342
345
9,217
5,913
73,227
20,384
19,795
4,171
7,813
40, 546
26,442
1,009,105
19, 759
61,136
14, 760
32,207
28,937
22,607
539,274
19,150
58,008
14,379
44,845
1,130
2,817
56,450
865
6,235
746
2,938
130,699
96, 915
3,053, 531
77,831
230, 431
51,866
116,920
1,698
1,181
51,695
1,295
3,596
666
1,421
129,001
95,734
3,001,836
76,536
226,835
51,200
115,499
4,505
29,930
29, 573
5,764
140, 520
1,203,955
727, 200
71,181
3, 758,193
61, 552
3,696,641
15
16
8
2,406
35
3
1,605
2,814
36,155
11,024
620, 730
113,132
668,342
342,273
228,330
66,620
154,751
441,618
274
361
457
2,826
1,212
235
2,745
458
902
8, 218, 763 2,505,470 452,102 1,818,112 1,035, 540
5,496
61,952
86,378
150,464
71,497
83,653
143,482
348,587
110, 453
2,241
5,344
19,868
609
83
27,709
42,964
24,495
467,846 2,117,483 17,992, 989
9, 273,120 1, 592,959 46,371,404 900,846 45,470,558
2,835
191
4,740
25,645
69,490
125
184
182
14,839
1,553
8,933
169,182
351,168
273
17
220
3,048
1,180
2,143
34,399
181,492
104
850
1,362
3
3,721
84
3,637
223, 216
104,388
9,022
549,669
2,988
546,681
4,332
19
21
13,006
803
1
47
14, 283
8
4,332
40
13,826
14, 559
8,339,176 2,555,728 456,434 1,818,152 1,049,366
467,846 2,132,042 18, 216,205
2,331
6,286
36
248
1,065
1,591
14, 591
1,553
8,933
168,117
349,577
273
9,377, 508 1,601,981 46, 921,073 903,834 46,017,239
CO
TABLE NO. 45.—Assets and liabilities of active State commercial banks, Dec. 31, 1958—Continued
[In thousands of dollars]
CO
00
Capital
Location
Capital
notes
Preand
ferred
deben- stock
tures
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island .
Connecticut
100
302
200
Total New England
States
New York
New Jersey
Pennsylvania
Delaware
. .
Maryland
District of Columbia
48,054
8,301
56,355
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
19,663
3,456
8,952
124 937
10,263
60, 508
IndividCertified
uals, partand
cashiers' nerships,
and corchecks,
porations
etc.1
4,169
505
528
72, 730
6,508
26,274
1 785
587
8
5,880
394
1,703
54,352
7,522
23,104
110,714
2,380
153,817
90,955
118,188
259,127
126,636
312, 770
U.S.
Government
States
Postal
and
savpolitical
subings
divisions
Banks
in
United
States
103
998
159
1,920
4,064
1,273
523
27
280
8,937
307
54
268
889
15
19
135
40
194
2,311,154
79,993
227, 779
92,955
1,061,493
1,329
17 907, 971
1,322,923
3,379, 626
412,836
777 802
423,527
892, 550
47,137
105,138
21,833
19 599
7,259
764, 565
130, 504
158,112
26,920
76 167
29
3,126, 436 1,045 277 1,386,034
48,908
481
53,745
5,424
337,677
58,829
6,836
10,216
1 012
11,887
44,186
21,124
14,616
2,090
4, 667,219
1,207,666
1, 685, 651
110, 792
378,765
172,455
22,894
186
1,700
920
3,813
8,895
24, 224,685 1,093, 516
1,156,297
3, 585,167 1,054,284 1, 535,327
8,222, 548
38,408
355
495,271
176,302
462, 685
70, 696
377, 663
451, 050
176, 954
197 858
239, 933
493,348
118,021
251,546
357, 761
4,453
40
4,509
824
2,613
481
439
35
2,467
112
32
3,460
36
1,556
136
3,988
5
490
1,697
36
44
27
13,462
7,018
21,326
1,975
11,003
14,162
2,198
4,488
8,209
32, 339
4,353
9,845
4,402
5,100 1,081, 554
79
34, 457
16, 820
46,273
14, 351
35, 452
50,140
15,124
17 156
29,123
71, 237
14 220
31,944
25, 412
605,909
312 994
1, 050, 491
222, 522
657,444
873, 745
285, 447
475 572
488.297
1, 591,177
380 710
833,091
450,492
17, 700
10,335
34, 609
7,333
19,081
18, 396
8, 492
11 092
8,526
25, 812
6 850
27, 519
10,312
64,258
43,110
111, 108
21, 699
103, 678
108,633
66, 426
135, 559
163,325
172, 244
46 588
76,602
71,057
67, 502
12,920
272, 902
9,899
57,952
40,368
3, 555
48 091
61, 984
72, 854
14 303
154, 910
11, 747
1,927
401, 709
8, 227, 891
206,057
1,184,287
828, 987
1,761
134, 780
3, 869,088
365
120, 552
38 615
112,612
2, 589,923
957 015
2, 662,358
111, 359
30 058
90. 847
194,263
175 108
169, 012
117, 706
9,031
197, 383
3,263
48,477
15,249
47,621
2,107,169
616,112
1, 739, 722
220
47
50
---
5,280
914
2,008
39 512
7,187
25,092
Banks in
foreign
countries
112,303
450
100
244
132,387
21, 607
49,244
1 204 615
196,219
707,0S2
States and
political
Banks in
subUnited
divisions
States
821,150
59,503
146,803
13, 996
28 432
11,670
30
50
Total Southern
States
9,730
2,407
5,686
51 242
9,415
33,823
U.S.
Government
602
1,080
West Virginia
N o r t h Carolina
South Carolina
Gporsria
Florida
Alabama
ATi 9si ssiDDi
IndividCommon uals, partstock
nerships,
and corporations
1 624
3.210
211
55
Total Eastern
States
Time deposits
Demand deposits
500
38
106
832
3
632
3,900
336
19
Banks
in
foreign
countries
25
25
221,020 207,203 1, 346,239
25
27, 717
9
71,077
1,598
24,632
12,854
205
1,450
357,300 209,015 1,347, 714
350
16
421
5
61
42, 476
1,618
55, 746
10,597
9,075
36, 066
2,007
787
10, 698
71, 828
649
14, 562
19,010
430
29
1,460
2,020
1,337
889
225
8,525
623
19, 501
8,761
275,119
17,057
1,351
185
87
681
160
40
92, 741
21,956
86,639
135
1,760
2,500
60
69
1,390
500
Michigan
Wisconsin
Minnesota
Iowa
Missouri __
Total Middle
Western States.-
275
3,015
1,850
150
435
370
108, 916
50,137
31, 247
48, 931
100, 788
1, 576,075
1,061,021
554, 856
1,195,169
2,095,916
49,498
34,438
17,091
31,645
58,771
219, 787
97, 429
95, 236
175,086
212,938
45, 704
41,427
3,763
21, 716
366, 614
1,334
6,685
611, 798
12,692, 333
423,707
1, 338, 859
803,344
8,943
6,930
15, 231
26, 219
9,085
1, 570
17, 754
5,070
13,435
189, 615
209,238
379,301
570,955
229, 848
63,004
274, 950
114, 948
291,943
4,052
5,200
9,888
15,444
5,988
1 176
7,763
3 936
5,614
57,197
31, 468
39,033
161, 676
36, 723
13,258
32, 534
22,814
48, 879
2,736
1,951
3,750
11,980
15,164
834
31, 251
344
5,528
104,237
2, 323, 802
59,061
443, 582
73, 538
10
190
82
22, 909
415
300
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
10
100
Total Western
States
110
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona.,. _.
1,200
100
Total Pacific
States
1,300
7,995
8, 705
134,066
4,230
10 247
2,636
6,870
149, 908
106,134
2, 797, 798
82, 090
195 131
47,113
140,314
4,479
3,312
77,922
1,045
4 387
1,294
2,635
19, 572
21, 242
119, 665
17, 744
47, 240
15, 583
22, 339
3,607
2,690
188,102
1,172
28,193
928
1,764
174, 749
3, 518, 488
95, 074
263, 385
226, 456
53, 298,353 1,957, 408
4,614,189
2,266
7,390
4,386
13, 794
5,258
137
4,745
Total United
States (exclusive
of possessions). _ 57, 689 15, 724 2, 486,350
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii.
Puerto Rico
American Samoa
Virgin Islands of the
United States
1,098
10,862
39 090
100
Total possessions. Total United
States and possessions
1
16, 283
7,056
5,515
132, 622
185 548
401
2,058
25,826
48,318
126
312
1,606
39
3,042
51,462
349,031
33,270
84,115
53, 647,384 1, 990,678
4,698, 304
57, 689 15, 724 2, 537, 812
2,040
41, 970
24, 744
12,020
18, 576
21,396
2,140, 350
1,115,239
627,963
667,205
864, 889
1,097
52
12
25
1,264
30
179
188
142
546
114,871
15,064
19,478
936
69, 818
505
70
50
65
170
10, 757
230, 053
9, 878, 649
4,073
1,966
421, 503
5,255
2,128
1,858
2,901
6,764
3,283
612
5.090
1,836
6,060
99,687
94, 706
60, 548
226,685
107,952
30,026
160,169
41,959
116,834
22
17
29
165
14
951
2,148
916
302
15
59, 542
8 562
224
33 228
7,283
1 735
13, 840
7 328
524
30, 532
938, 566
4,262
359
132, 266
20
3,034
10
86
57
18
126
3,407
2,724
100,656
1,724
3,191
2,013
3,119
134,180
84, 918
2, 537, 381
51,832
174, 020
40, 426
64,984
23,308
116,834
3,087, 741
3,207
28
1,494
60
10
1
5, 628,206 1,092, 500 2,140, 481 27,058,085
485
103
9,244
9,397
805
368
61
115
99
214
1,964
10, 050
3
84
2,724
19,229
1,545
12, 529
319, 671
311
9,580
1,517
7,348
118, 782
178, 834
886
5, 647,435 1, 094,045 2,153,010 27,377,756
10
13
12 243
271,160
14
25, 074
390
7,978
316, 872
31
12
4
265
192
50
100
654
50
5,915
10, 530
150
6,115
10, 530
70, 780 11, 663 1, 511,997 238,403 1,358,769
66
3,135
391
1,189
9,336
17
4,950
486
50
1,874
26, 351
31,182
168
14,117
553
65, 295
54
1,807
770
1,861
84,897 12,216 1, 577,292 240,264 1, 358, 769
Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
7
5
21
4
5
500
TABLE NO. 46.—Assets and liabilities of active mutual savings banks, Dec. 31, 1958
ASSETS
[In thousands of dollars]
U.S.
Loans and
Num- discounts,
ber of including
banks
overdrafts
Location
Maine _
New Hampshire
Vermont
. _ M assachusetts
Rhode Island
Connecticut
. . . , - - _
Total New England
States
New York
New Jersey
Pennsylvania
Delaware
Maryland
.
. . _
Total Eastern States.,
32
34
6
186
8
71
193,468
318, 863
93,885
3,365,776
265,369
1,412,315
Obliga-
Govern- tions of
Other
ment obStates
bonds,
ligations, and po- notes, and
direct and litical
debenguaransubtures
divisions
teed
118,390
139,091
13,699
1, 718,022
98,691
579,862
13,434
7,290
441
57,703
5,603
35,938
59,808
25,345
1,967
376,612
80,013
275,891
Balances
Corpowith other
rate
banks,
stocks,
including
including Currency reserve
stocks of and coin balances
Federal
and cash
Reserve
items in
banks
process of
collection
23,839
33,543
2,055
253, 521
24, 775
121,351
2,548
1,617
559
22,173
2,959
11,876
11,822
11,861
2,565
93, 240
8,390
49,301
Real
Bank
eatate
premises owned
owned.
other
furniture
than
and
bank
fixtures premises
2,254
6,557
1,046
35, 681
2,850
15,156
431
837
42
2,431
28
827
Investments
and other
assets indirectly
representing bank
premises
or other
real estate
Customers' liability on Other
accept- assets
ances outstanding
369
1,026
66
19,639
652
13, 278
Total
assets
426,363
546.030
116,325
5,944,798
489,330
2, 515,795
337
5,649,676
2,667,755
120,409
819,636
459,084
41, 732
177,179
63,544
4,596
35,030 10,038,641
128
21
7
2
7
14, 984,004
771, 578
907,844
34,803
304,311
3, 543,381
290,459
324,632
22,408
171, 916
440,339 2,109,336
37,684
217,661
650,836
73,088
14,353
75,378
7,147
87,488
342,882
21,690
25,312
7,670
78,175
7,453
7,914
219
2,565
473,362
34, 700
28,429
5,714
15,472
134,465
11,601
10,119
1,371
3,321
3,739
204,630 22,314,313
7 833 1 400,714
8,686 2,036,995
5
162,105
37,009
629,337
165
572,611 3,140,699
4,221
55
135
184
108
17,002, 540
4,352, 796
397, 554
96,326
557,677
160,877
199,331
30,002
10,870
204,698
72, 462
21, 940
8,948
26,810
1,927
3,142
1,857
22,668
41,908
2,334
906
61,470
5,466
27
53
- -
3
4
4
1
3,211
459
276
493
19,946
3,576
1,881
6,742
3,014
384
245
786
14
39
10
39
1,570
208
30
1,239
Total Middle Western States
12
444,901
130,160
29,594
106,618
5,546
4,439
32,145
4,429
102
3,047
760,981
Washington . . _ . __ .
Oregon
___ ._ _ . .
4
1
230,835
29,162
105, 553
8,796
2,451
384
40,588
2,788
202
1,004
270
8,835
1,336
1,570
62
310
1,073
267
392, 111
43,375
5
259,997
114,349
2,835
43,376
202
1,274
10,171
1,632
310
1,340
435,486
23,357,114
7, 265,060
143, 771
777,172
230, 482
Ohio
Indiana
Wisconsin
Minnesota
-
Total Pacific States...
Total United States
(exclusive of possessions)
519
Virgin Islands of the United
States
Total United States
and possessions
1
520
183
23,357, 297
725,449 4,110,329
862,386
6
7,265,060
725,449 4,110,335
11
862,386
143, 782
9,229
31
777,203
258,163 26, 543,464
297,580 37, 778, 572
26
230, 482
9,229
348,849
62, 111
25 076
324,945
257
297,606 37,778,829
TABLE NO. 46.—Assets and liabilities of active mutual savings banks, Dec. 31, 1958—Continued
LIABILITIES
[In thousands of dollars]
Location
Maine
- New Hampshire
Vermont _ . _
Massachusetts
Rhode Island
_
Connecticut
Total New England States
New York
New JerseyPennsylvania
Delaware
Maryland..-
__ _. _..
_
__
_
____.
___
_ ..
Total Eastern States
Ohio
__ ._
Indiana
Wisconsin... __
Minnesota __.
Total Middle Western States
Washington... __ __ _
Oregon
.
. __ ___ ._ _._ __
Total Pacific States
Total United States (exclusive of possessions)
Total
deposits
11
12
5
382
260
720
375,331
480, 606
106,176
5, 286.382
442, 796
2,256,213
375, 342
480, 618
106,181
5, 286, 764
443,056
2,256,933
41
1,975
8
460
1,390
8, 947, 504
8, 948,894
2,481
18,068
'288
3,806
20,112, 674
1,259.878
1,891,842
142, 705
563,133
24, 650
1,024
4 900
1
Includes guaranty fund.
Acceptances
executed by
or for
account of
reporting
banks and
outstanding
Other
liabilities
Surplus
1
Undivided
profits
Reserves
200
2,540
5,493
750
70,176
5,314
21, 984
26, 558
32,105
3,790
337, 973
36, 793
134,163
20,224
22,846
4,962
227,336
4,029
84,124
1,658
2,993
634
22,089
138
18, 391
2,684
106,257
571,382
363,521
45,903
20,115,155
1, 277, 946
1, 892,130
142, 712
566, 939
5,350
354,233
14,189
14,611
19
10, 407
1,391, 862
86,980
120, 669
18, 891
21, 455
310,873
231
5,135
226
30, 436
136,840
21,368
4, 450
257
100
23,970,232
23, 994,882
5,350
393, 459
1, 639, 857
346,901
163, 015
405
316,963
51 172
22,899
301,320
317,987
56 072
22,899
301, 725
5,204
22
187
958
24,275
4 788
1,802
17,000
354
502
180
2,959
1,029
727
8
2,303
6,329
692, 354
698,683
6, 371
47, 865
3,995
4,067
22, 492
1,037
3,619
718
4,604
40
24
1
357,094
40, 580
4,278
999
357,118
40,581
25
397, 674
397, 699
32,394
34,007, 764
34,040,158
177
177
32, 394
34, 007, 941
34,040,335
Virgin Islands of the United States
Total United States and possessions
Bills payable, rediscounts, and
other liabilities for
borrowed
money
Time
deposits
Demand
deposits
5,277
23, 529
4,337
4,644
8,034
511,364
2, 282, 633
718, 754
217, 629
8,034
511, 369
2,2S2; 633
718,829
o
5
3
75
5
217. 629
to
o
TABLE N O . 46.—Assets and liabilities of active mutual savings banks, Dec. 31, 1958—Continued
[In thousands of dollars]
Loans and discounts
Real estate loans
Secured
Location
Maine
New Hampshire
Vermont--- - -M assachusetts
Rhode Island __
Connecticut
b y farm
land
(including
improvements)
_
-
Total New England
States
New York
New Jersey
Pen Ti sylvan i a
Delaware
MarylandTotal Eastern States„
Ohio . _. . . .
Indiana
Wisconsin
Minnesota
Total Middle Western
States
Washington
Secured
by residential
properties
(other
than
farm)
Secured
by other
properties
Other Loans to
loans for farmers
the pur- directly
Other
guaran- loans to
Loans Loans to pose of
to
brokers purchas- teed by farmers
the
banks
and
ing or
(excludCom- ing loans
dealers carrying
modity
in secu- stocks,
on real
Credit
rities
bonds,
estate)
Corpoand
other se- ration
curities
1,216
1,368
3,497
6,488
271
5,459
165,693
258,193
73,856
2, 949, 494
252,088
1,311,918
18,678
49, 525
8,664
357, 567
10,234
74,874
257
66
1,851
2,272
322
1,648
7
80
1,295
18,299
5,011, 242
27
Commercial
and industrial
loans
(including
open
market
paper)
Other
loans to
individuals for
personal
expenditures
89
4,287
741
252
1,791
1,606
6,347
6,608
3,786
61,283
5,457
21,665
All
other
loans
(including overdrafts)
1,519
476
310
5,190
Total
gross
loans
156
193,806
320,603
94,000
3,382, 546
270,163
1,417,353
7,651
5, 678, 471
Less
valuation reserves
Net
loans
338
1,740
115
16, 770
4,794
5,038
193,468
318,863
93,885
3, 365, 776
265,369
1, 412,315
28, 795
5, 649, 676
519, 542
6,416
1,409
8,766
105,146
7,735 13, 466, 963 1, 572,994
150
53,482
717,385
570
44,154
868,193
670
70
34,083
1,187
23,194
261,134
4 996
1
45, 403
850
142
78
54,237
3,425
1,357
67
20, 434
8,315 15,160,644
774, 504
17
915,124
35,032
306, 435
408
176, 640 14,984,004
2,926
771, 578
7,280
907, 844
229
34,803
2,124
304,311
10, 312 15, 347, 758 1, 693,894
5,041
1
46, 473
79, 520
8,740
17,191,739
189,199 17,002, 540
17, 740
746
70
132
4,851
56
27, 560
261
25
205, 893
30,288
10, 871
208, 111
6,562
286
1
3,413
18, 688
4,876
455,163
10,262
444, 901
1,003
351
230,935
100
230,835
45
3,462
2,435
53
17, 724
150,222
24,230
9,939
174, 335
2,058
2,443
784
15,920
117
23, 674
358, 726
21,205
117
468
190, 919
38,194
56
27, 821
199,331
30,002
10,870
204, 698
Oregon
_ _
Total Pacific States,,
Total United States
(exclusive of possessions)
-_- ._ ._
Virein Islands of the United
States
Total United States
and possessions
468
26,446
2,618
101
217, 365
40, 812
1,104
52, 753 20, 935,091 2,275, 453
11, 574
1,466
83, 060
204, 458
11,574
1,466
83,060
204, 458
29,165
3
29,162
260,100
103
259, 997
21, 618 23, 585,473
228,359 23, 357,114
183
183
21, 688 23, 585, 656
228, 359 23, 357, 297
70
113
52, 753 20, 935, 204 2, 275, 453
351
O
fe)
o
o
o
d
E3
3
to
o
CO
TABLE N O .
and liabilities of active mutual savings banks, Dec. 31, 1958—Continued
46.—.
to
[In thousands of dollars]
Demand deposits
Individuals, partU.S.
nerships, Governand corpoment
rations
Location
Maine
New Hampshire
Vermont
Massachusetts
"Rhode Tsland
Hop nfip.tiQ\I t
-
.
-
40
624
141
15,668
2,084
107
288
._
Total New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland
40
7
10
1
380
20
206
__.
-.__._
Total Eastern States
Ohio
Indiana
Wisconsin
States
and
political
subdivisions
Banks
in
United
States
Banks
in
foreign
countries
Certified
and
cashiers'
checks,
etc.»
373,101
480,548
105,441
5,286,237
442,796
2,254,036
13
1
725
8,942,159
13
235
25
256
2,033
1
- ..
-
1,124
1,053
1,096
20,112,674
1,252,934
1 891,788
142,633
563,125
6,674
54
72
270
6,800
278
12
7
317
242
342
3,648
23,963,154
932
3,237
128
1,445
92
90
315,294
50,931
22,876
301,320
5
1,669
229
18
690,421
5
._
22,074
587
8
1,916
12
24
1
357 063
39, 799
34
25
396,862
34
31
747
778
18
12, 986
2,164
18
12,986
2,164
3,330
1,445
1,688
342
4,960
33, 992, 596
177
22,074
3,330
1,688
342
4,960
33,992,773
Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
13
4,236
74
Virgin Islands of the United States
1
30
2,553
128
Banks
in
United
States
2,187
58
722
145
2,056
Total Pacific States
Total United States and possessions. _
States
and
political
subdivisions
17,865
4,169
Total United States (exclusive of
possessions)
Postal
savings
7
1,352
405
Total Middle Western States
Individuals, partU.S.
nerships, Governand corpoment
rations
4
2
4
2
239
474
TVTinnftsota
Washington
Oregon
Time deposits
Banks
in
foreign
countries
TABLE N O . 47.—Assets and liabilities of active private banks, Dec. 31, 1958
ASSETS
[In thousands of dollars]
1
"
3
3
- •'-
T
i
ot
Location
Other
U.S. Gov- Obligations of bonds, CorNum- Loans and ernment
notes, porate
ber of discounts, obligations, States
and
stocks
banks including direct and and politoverdrafts guaranteed ical sub- debendivisions
tures
Connecticut
2
1,130
596
New York
Pennsylvania.
Total Eastern States
2
5
82,892
4,217
56 389
5,959
Georgia
Texas
Total Southern States.. _
Balances
with other
banks, inCur- cluding rerency serve baland
ances and
coin
cash items
in process
of collection
InvestReal
ments
Customestate and other ers' liaowned assets in- bility on
other
directly
accept- Other
than representassets
ances
bank ing bank
outand
prem- premises standing
fixtures ises
or other
real estate
Bank
premises
owned,
furniture
53
15
57
351
64
54 443
644
1 342
233
7 952
51
368
346
62 330
1,224
760
65
14
13 109
4 700
1
284 285
12,754
62,348
55,087
1,575
8,003
714
63,554
825
14
13,109
4,701
297,039
4 342
16,121
468
16,080
79
7,059
57
2,368
127
631
1,071
3 612
10,842
167
662
52
28
5
103
22
9 511
54,385
127
80
5
125
63,896
20,463
16, 548
7,138
2,425
1,702
14,454
829
1,888
4,072
348
4
145
905
22
Iowa
8
5,808
4,203
314
7
159
1,931
45
13
7,696
8,275
662
11
304
2,836
67
62
116,398
87,767
62,887
4,064
2,777
81,195
1,785
94
1
320
275
42
282
9
51
63
116, 718
88,042
2,819
81,477
1,794
145
2,271
87,109
5
Total United States and
possessions
5
7
40
8,145
98
62,887
4,162
8,145
3
K3
w
31
9
Indiana
Total Middle Western
States
Total United States (exsi ve of possessions)
Alaska...
Total
assets
o
7,387
12,467
13,114
3
19,854
4,834
383,060
1,077
13,114
4,834
W
a
384,137
to
TABLE N O . 47.—
and liabilities of active private banks, Dec. 31, 1958—Continued
LIABILITIES
[In thousands of dollars]
Location
Demand
deposits
Connecticut
New York
Pennsylvania
Total Eastern States
Georgia. .
Texas
Total Southern States
__ ._
Indiana
Iowa...
___ -_ . .
Total Middle Western States
Total United States (exclusive of
possessions)
Alaska
Total United States and possessions
Time
deposits
Total
deposits
Bills payable,
rediscounts,
and other
liabilities for
borrowed
money
Acceptances
executed by or
for account of
reporting
bank and
outstanding
Other
liabilities
Capital
stock
Surplus
Undivided
profits
Reserves
8
1,555
350
1,905
2
35
329
214, 919
4,816
19, 088
6,350
234,007
11,166
2.402
16,282
9,085
7
3.000
14, 074
1,522
303
5,132
59
219, 735
25,438
245,173
2,402
16,282
9,092
3,000
15, 596
303
5.191
7,606
40, 933
577
7,403
8,183
48,336
16
5
8
26
689
1,489
400
3,284
181
738
34
507
48, 539
7,980
56, 519
16
5
34
2,178
3,684
919
541
5,735
955
6,690
17
75
400
162
43
10,155
1,597
II, 752
207
215
78
15, 890
2,552
18,442
121
285, 719
36,320
322,039
749
211
960
286,468
36, 531
322,999
215
2,418
2,418
16,287
16, 287
17
290
607
377
9,145
5,503
20, 216
1,599
5,853
1
50
25
31
10
9,146
5,553
1,630
5,863
20, 241
o
TABLE N O . 47.—Assets and liabilities of active private banks, Dec. 31, 1958—Continued
[In thousands of dollars]
Loans and discounts
Eeal estate loans
Secured
Location
Secured
by farm by resiland(in- dential
cluding properties
(other
imthan
provefarm)
ments)
Connecticut
4
New York
Pennsylvania
__
Total Eastern States.-
332
Secured
by other
properties
Loans
to
banks
Loans to
brokers
and
dealers
in securities
Other
loans for Loans to
the purfarmers
Commerpose of
directly
cial and
Other
purchasguaranloans to industrial
ing or
teed by
loans
farmers
carrying the Com- (exclud(includstocks,
modity
ing loans ing open
bonds,
Credit
market
on real
and other Corporapaper)
estate)
securition
ties
62
318
6,550
10,321
54
318
6,550
10, 375
78
78
Other
loans to
individuals for
personal
expenditures
All other
loans
(including overdrafts)
Total
gross
loans
Less
valuation
reserves
Net
loans
11
341
353
27
1,130
505
922
4,520
1,384
83,129
4,217
237
151
60,915
321
82,892
4,217
151
61,236
1,427
5,904
87,346
237
87,109
515
5,910
1,236
5,104
114
532
4,343
16,121
1
771
289
1,778
4,342
16,121
1,130
200
725
460
200
725
460
991
286
821
1,012
352
650
25
1,277
1,833
1,002
25
771
2,067
6,425
6,340
646
20, 464
1
20,463
44
566
111
62
528
307
289
2
1,909
21
1,888
389
431
152
223
3,678
473
406
56
5,808
Total Middle Western States
433
997
263
285
4,206
780
695
58
7, 717
21
7,696
Total United States
(exclusive of possessions)
1,914
3,887
1,787
1,056
6,435
68, 782
8,815
6,635
116,657
259
116,398
157
49
36
52
26
320
4,044
1,836
68,818
8,867
6,661
116,977
Georgia
Texas
Total Southern States.
Indiana
Michigan
Iowa.
..
Alaska
Total United States
and possessions
1,914
318
318
6,575
6,575
10,453
10,453
1,056
6,435
5,808
320
259
116,718
to
o
TABLE N O . 47.—Assets and liabilities of active private banks, Dec. 31,
1958—Continued
[In thousands of dollars]
Time deposits
Demand deposits
Individuals, partU.S.
nerships, Governand corpoment
rations
Location
142,692
4,746
147,438
Total Eastern States
._
_
__
Total Southern States
Indiana
Michigan
Iowa
Banks
in
foreign
countries
Certified IndividuU.S.
als, partand
cashiers' nerships, Government
checks, and corporations
etc.*
10,538
6,350
500
8,050
137
16,955
25,341
29,853
16,888
500
8,050
577
6,674
2
727
2
727
251
2,355
526
-
44, 787
251
2,355
526
620
7,251
5,065
2
655
13
840
9,758
o
29,828
25
14, 823
2
1,052
208, 603
264
3,544
521
50
175
209,124
314
3,719
I
115
1.597
397
-
13
2,437
26,926
17. 481
25,341
30,486
3
121
17,481
25,341
30,489
27,047
K
115
2
842
2
932
500
8,050
500
8,050
90
Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
Banks
in
foreign
countries
25,341
Total United States and possessions—.
Alaska
Banks
in
United
States
16,955
-
Total United States (exclusive of possessions)
States
and
political
subdivisions
100
37
22
598
_
Postal
savings
350
3
8
11
7,584
37,203
Total Middle Western States
1
Banks
in
United
States
1,555
Connecticut
New York
Pennsylvania
Georgia
Texas
States
and
political
subdivisions
o
REPORT OF THE COMPTROLLER OF THE CURRENCY
209
TABLE NO. 48.—Per capita demand and time deposits of individuals, partnerships,
and corporations in all active banks, Dec. 31, 1958
Location.
Population
(approximate)
Deposits of individuals, partnerships, and corporations (in thousands)
Total
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England
States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
963,000
592,000
375,000
4, 904,000
888,000
2,351,000
932, 625
807, 530
456,616
9, 431,332
1, 209,496
4, 285, 679
Demand
Time
287,182
645,443
183,176
624,354
113, 571
343,045
3,433, 892 5,997,440
407,369
802,127
1,449, 691 2, 835,988
10,073,000
17,123,278
16,350,000
5,844,000
11,201,000
466,000
3,001,000
832,000
51,270,059 23,763,264
7,167,870
3,109, 796
13, 786, 595 7,452, 713
696,989
429,468
2, 509,436 1,330,450
1,358, 691
995,385
Per capita
Total
$968 46
1,364.07
1,217. 64
1,923.19
1,362.05
1,822. 92
5,874, 881 11, 248,397 1,6
27, 506, 795
4,058,074
6, 333, 882
267, 521
1,178,986
363,306
4,008,000
1, 982,000
4, 610,000
2, 434,000
3,860,000
4, 581,000
3, 251,000
2,207,000
3,147,000
9, 525,000
1, 768,000
3,114,000
3,499,000
583.23 1,116.69
3.74 1,053.44
636. 92
520.02
452.10
320.24
547.33
773.11
491. 75
420.10
662. 48
916.29
550.44
588.90
673. 89
364.40
333.38
321. 98
254.40
380.18
533.45
329.73
295.00
475. 78
715. 54
414. 58
451. 75
411. 87
30, 604, 748 21, 752, 766 8, 851,982
637. 78
453. 31
184.47
992 43
9,461,000 9,389,403 5,453,879 3,935, 524
817. 26
4, 641,000 3, 792,921 2,394, 516 1,398,405
10,033,000 13,880,002 9, 224, 644 4, 655,358 1, 383. 43
7,101,855
7,986,000
3, 590, 668 3, 511,187
889.29
3, 854, 415 2,063,227 1,791,188
3,996,000
964.57
3, 420,000 3, 574, 892 1,891,989 1, 682,903 1,045. 29
2, 855,000 2, 653,019 1, 752, 752 900, 267
929.25
4,309,000
4, 563,810 3,360,051 1, 203, 759 1,059.13
576.46
515. 95
919. 43
449.62
516. 32
553. 21
613. 92
779. 77
415.97
301.31
464.00
439. 67
448.25
492.08
315.33
279. 36
636.64
408. 53
Total Middle Western
46, 701, 000 48, 810,317 29, 731, 726 19,078, 591 1,045.17
States
$670. 24
1,054. 65
914. 78
1,222. 97
903.30
1,206. 29
1,460, 520 1,092, 272
369,913
660,760
599, 826
1,484, 349
160.257
619, 219
645, 213
1,467,480
2,443, 735 1,097, 899
1,071,957
526, 722
276,106
651,057
1, 497, 279 587, 538
6, 815, 564 1,912,115
732,969
240, 211
1,406, 734
427,112
1,441,143
916, 798
Total Southern States 47,986,000
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
2, 552, 792
1,030,673
2,084,175
779, 476
2,112, 693
3, 541, 634
1,598, 679
927,163
2,084,817
8, 727, 679
973,180
1.833,846
2, 357,941
$298.22
309. 42
302. 86
700.22
458. 75
016.63
Time
3,135. 78 1,453. 41 1,682.37
532.13
1,226. 53
694.40
1, 230. 84 665. 36 565.48
921.
61 574.08
1,495. 69
443.34 392.86
836.20
1,633.04 1,196.38 436.66
Total Eastern States. 37, 694,000 76, 789, 640 37,081,076 39, 708, 564 2,037.18
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida.
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Demand
272. 52
186.64
130.12
65.84
167.15
239.66
162.02
125.10
186. 70
200.75
135.86
137.15
262.02
210
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 48.—Per capita demand and time deposits of individuals, partnerships,
and corporations in all active banks, Dec. 31, 1958—Continued
Population
(approximate)
Location
Demand
Time
Total
656,000
705,000
1,474,000
2,134,000
700,000
323,000
1, 744,000
861,000
2,310,000
601,823
622,265
1,332, 518
1,686,064
677, 502
317,096
1,570,085
505,495
2,020,057
387,831
415,637
1,153,042
1, 265,437
458,449
210,835
1,075,151
373,832
1,597,440
213,992
206,628
179,476
420,627
219,053
106, 261
494,934
131,663
422,617
917.41
882.65
904.01
790.10
967. 86
981. 72
900.28
587.10
874. 48
591.20
589. 56
782. 25
592. 99
654. 93
652. 74
616. 49
434.18
691. 53
10,907,000
9,332,905
6,937, 654
2,395, 251
855. 68
636. 07
219. 61
2,805,000
1, 797,000
14,637,000
674,000
882,000
271,000
1,177,000
2,684, 658
1, 691,054
19, 244,998
541,590
729,530
297,871
872,021
1,461,915
916,825
9,930,364
318,464
389,307
161,421
591,468
1, 222, 743
774,229
9,314,634
223,126
340,223
136,450
280,553
957.10
941. 04
1,314. 82
803. 55
827.13
1,099.15
740.88
521.18
510. 20
678. 44
472.50
441.39
595. 65
502. 52
435. 92
430. 84
636. 38
331.05
385. 74
503. 50
238. 36
22,243,000
26,061, 722
13, 769,764 12, 291,958
1,171. 68
619. 06
552. 62
175,604,000 208, 722, 610 115,147, 867 93, 574, 743
1,188. 59
655. 72
532. 87
44,042
1,517
7,348
196, 578
178,834
886
739. 87
214. 33
257. 26
725. 24
156.86
61.29
479. 27
176. 40
110. 30
392. 06
79.87
19.10
260.60
37.93
146. 96
333.18
76.99
42.19
Total Western States.
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Total Pacific States.
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii. __
Puerto Rico
American Samoa
Virgin Islands of the
United States.
169,000
40,000
50,000
590,000
2,323,000
21,000
125,038
8,573
12,863
427,892
364,382
1,287
80,996
7,056
5,515
231,314
185,548
401
Demand
Time
326. 21
293.09
121. 76
197.11
312.93
328. 98
283. 79
152.92
182. 95
24,000
13,442
5,107
8,335
560.08
212. 79
347. 29
3,217,000
953,477
515,937
437, 540
296. 39
160. 38
136. 01
178, 821,000 209, 676,087 115,663,804 94,012, 283
1,172. 54
646.81
525. 73
Total possessions
Total United States
and possessions
Per capita
Total
North Dakota
South Dakota
Nebraska
Kansas _.
Montana
Wyoming _
Colorado.
New Mexico
Oklahoma
Total United States
(exclusive of possessions)
__
Deposits of individuals, partnerships, and corporations (in thousands)
TABLE NO. 49.—Officials
of State banking departments and number of each class of active banks in December 1958
State commercial i
Names of officials
Location
Maine
N P W TTfvmpshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England
States.
Carleton L. Bradbury
State Bank Commissioner .
._
Winfleld J. Phillips
Bank Commissioner
Alexander H . Miller
Commissioner of Banking and Insurance-.
Commissioner of Banks
E d w a r d A Counihan I I I
Alexander Chmielewski . Bank Commissioner
do
H e n r y H . Pierce, Jr
Superintendent of Banks
George A. Mooney
Commissioner of Banking
Charles R Howell
Secretary of Banking
Robert L. Myers
State Bank Commissioner
Randolph Hughes
William H . Kirkwood, J r . Bank Commissioner
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Logan R. Ritchie
Donald L. Taylor
Louisiana
Texas
Arkansas
Kentucky
Total
Insured
number
Noninof
Members Nonbanks Federal members sured
Keserve Federal
System Reserve
System
Titles
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern
States.
Ben R. Roberts
C V. Pierce
A. P. Persons
Ray E. Green
Lonnie W. Gentry
W P. McMullan, Jr
J. W.
J. M .
Dick
Earle
Jeansonne
Falkner
Simpson
Combs
See footnotes at end of table.
Mutual savings
and Insurance..
C ommissioner of B anking
do
C ommissioner of B anks
.
Chief Bank Examiner
Superintendent of Banks
State Commissioner of Banking
Superintendent of Banks
State Comptroller
State Bank Commissioner
__
Commissioner, Department of Banking
State Bank Commissioner
Commissioner, Department of Banking
.
Private
Insured
NonMembers NoninFederal members sured
Reserve Federal
System Reserve
System
Noninsured
58
58
32
249
13
121
6
1
1
23
1
11
14
14
24
35
2
29
6
9
1
5
2
8
22
12
6
8
7
6
178
1
65
2
531
43
118
31
61
276
2
303
116
265
22
96
8
118
55
78
2
12
4
46
37
167
17
76
4
9
3
8
1
1
128
21
7
2
6
1
810
269
347
22
164
1
181
106
160
119
342
177
170
167
145
510
182
272
71
35
4
6
13
12
24
8
11
117
20
20
110
68
155
106
291
160
146
156
133
371
157
241
3
1
7
7
5
3
1
13
5
11
10
22
2
5
7
31
9
of State banking departments and number of each class of active banks in December 1958—Continued
Location
Tennessee
Total Southern
States.
Names of officials
M. A. Bryan
Ohio
Indiana
R. E. McDanieLJoseph McCord
Illinois
Michigan
Elbert S. Smith
Alonzo L. Wilson
Wisconsin
Minnesota
Iowa
Missouri
G. M. Matthews
_ I. C. Rasmussen
Joe H. Gronstal
G. H. Bates
Total Middle
Western States.
North Dakota
South Dakota
Nebraska
_
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
G. H. Russ, Jr
Gordon H. Maxam
J. Floyd McLain
J. A. O'Leary
R E Towle
Norris E. Hartwell
Frank E. Goldy
F. F. Weddington
Carl B. Sebrlng
Total
number
of
banks
Titles
Superintendent of Banks
Superintendent of Banks
Director, Department of Financial Institutions.
Auditor of Public Accounts
Commissioner, State Banking Department.
Commissioner of Banks ^
do
Superintendent of Banks
Commissioner of Finance
St.at.fi FjTftminpr
Superintendent of Banks..Director of Banking
State Bank Commissioner
Superintendent of Banks
State Examiner
State Bank Commissioner
State Bank Examiner
Bank Commissioner
._
_
Total Western
States.
Washington
Oregon
California
Idaho . .
Utah
Joseph C. McMurray
J. F. M. Slade
William A. Burkett
R. TJ. Spaulding
Seth H. Young
Supervisor of Banking
Superintendent of Banks
do
Commissioner of Finance
Bank Commissioner
_ _
Insured
Insured
Members NonFederal members
Reserve Federal
System Reserve
System
Noninsured
Members NonFederal members
Reserve Federal
System Reserve
System
223
8
208
7
2,754
349
2,302
63
381
340
157
109
220
2 220
1
3
551
318
129
150
416
166
6
2
459
508
572
538
63
30
71
97
387
467
460
423
5
10
33
3 18
2
3,667
806
2,759
78
3
—
117
138
300
424
74
27
98
26
190
26
17
43
44
14
17
8
27
112
244
345
29
13
63
18
156
1,394
198
1,092
104
10
6
25
8
13
52
36
48
11
24
2
2
5
68~
45
78
19
42
Private
Mutual savings
State commercial i
Noninsured
40
1
4
1
1
1
8
1
3
39
36
1
18
7
5
Noninsured
coco
TABLE N O . 49.—Officials
4
1
s
12
Grant L. Robison
Nevada
T), O, Sannders
Arizona
Total Pacific StatesTotal United States
(exclusive of possessions).
Alaska
.
The Territory of Hawaii. _
Puerto Rico
__
American Samoa
Virgin Islands of the
United States.
Total possessions.. _
Total United States
and possessions.
1
2
3
Superintendent of Banks
do
Secretary, Territorial Banking Board
Supervising Rank TCxaminer
Secretary of the Treasury
_
Includes stock savings banks.
Includes 1 private bank.
Includes 1 trust company which is a member of the Federal Reserve System.
3
5
2
1
1
3
1
260
65
175
15
9,416
1,730
6,793
11
9
10
1
6
3
7
2
1
33
17
9,449
1,730
6,810
3lF
5
3
238
278
61
1
4
6
3
1
1
14
327
3
238
1
1
279
62
O
O
cc
to
h-1
TABLE N O . 50.—Assets and liabilities of all active banks, Dec. 31, 1936 to 1958
[Amounts in thousands of dollars]
Number
of banks
1936
1937.
1938
1939.
1940.
1941.
1942.
1943.
1944.
1945.
1946.
1947.
1948.
1949.
1950.
1951.
1952.
1953.
1954.
1955.
1956.
1957.
1958.
15,704
15,463
15, 265
15,096
14,956
14,885
14, 722
14, 621
14,579
14, 598
14, 633
14, 755
14, 735
14, 705
14, 666
14, 636
14,596
14,538
14,388
14,265
14,188
14,103
14,034
Other
Loans and U.S. Govbonds,
discounts, ernment
including obligations, stocks,
and
overdrafts direct and
guaranteed securities
21, 613,328 17,497,059
22,342,879 16, 660,068
21,535,406 18,002,042
22, 374,700 19, 447, 464
23,967, 476 21,028, 798
26,838,365 25,553,809
24,001,146 46,059, 111
23, 674,539 66, 259,384
26,101, 639 86,414, 755
30.466,867 101, 904,073
35.822,868 87,093,517
43, 231,136 81, 636, 938
48,452, 743 74,462, 553
49,828,162 78, 753, 673
60, 711,146 73,188,217
68, 000, 966 71,595,087
75, 928,803 73,010,835
80, 920,155 72,872,466
86,058, 272 78,004,064
100,575,185 70,309,691
110, 632,011 66,795,281
115,759, 782 66,066,124
122, 287,478 73, 935,092
1
2
10, 700,905
9,664,255
9, 348,161
9, 499,776
9,035,537
8,312,249
7, 466,862
7,596,205
8,611,660
9,543,221
10,760,398
11, 470,848
12, 682,551
14,816,545
15,991,176
17,449,091
18,452,644
20,519,756
20,754,037
20,556,588
23,051,813
26,389,891
Cash
1,025,586
907,871
(*)
1,196,539
1,407,364
1,545,018
1,463,836
1,612, 252
1,801,370
2,025,088
2,221,793
2,392,970
2,145,156
2,185,256
2,343,064
2,890,421
2,938, 679
2,690,476
2,657,128
2,873,239
3,454,476
3,532,901
3,451,865
Includes reserve balances and cash items in process of collection.
Includes capital notes and debentures in banks other than national.
* Includes reserve accounts.
* Not called for separately. Included with "Balances with other banks."
Balances
with other
banks1
15,871, 668
15,065,962
18,373, 644
22,197, 935
26,846,418
25,942,377
27,371,581
29,175,791
33,589,693
32,995, 748
36,167,173
37,490,369
34,490,538
38,892, 739
42,826,197
42,825,197
43,301,133
42,097,116
45,105,892
46,382,257
46,006,103
46, 695,132
Other
3,402,165
3, 271,994
3,258,252
3,010,458
2,822,070
2,538,588
2, 334, 654
2,109,008
1,857,424
1,753, 694
1,729,215
1,835,487
2,053,761
2,102,933
2, 288,962
2,558, 776
2, 677,998
2,895,929
3,348,420
3,486,967
4,144, 714
4, 770, 796
5,120,701
Total assets
Capital 2
Surplus
and
undivided
profits 3
Total deposits
70,110, 711
68,077,758
70,833,599
77,575, 257
85,571,902
91,453, 694
109,542,577
128,121, 978
152.947,184
178,351,075
169,406,362
176,024,102
176,075,430
180,043,113
192,240, 673
203,862, 623
214, 830, 603
221,132,803
232, 684,756
243,105,011
251, 965,327
259,187,519
277,880,159
3, 293,014
3,223,110
3,192, 493
3,125,524
3,070,519
3,034,361
2, 985,391
3,011, 600
3,052, 950
3,187,368
3,299, 469
3, 342, 600
3, 423,195
3,548, 731
3, 670, 249
3,840,006
4,016, 796
4,173, 707
4,428,194
4,706,970
5,007,583
5,308,140
5,568,057
4,849,310
4,949,834
5,016,435
5,169, 647
5,339,039
5,460,776
5, 619, 637
6,034,091
6,640,166
7,424, 243
8,138, 479
8, 654, 798
9,130,608
9,616,859
10,245,616
10,866,262
11,437,192
12,035, 657
12, 936,050
13,503,336
14,342,869
15,228, 280
16, 253, 667
61,155,014
59,109, 903
61,907, 761
68,566,043
76,407,885
82, 233, 260
100, 265, 638
118, 336,126
142,310,824
166,530,093
156,801,396
162, 728,682
162,041,389
165,244,044
176,120,158
186, 603, 665
196,431,356
201,978, 297
212,030,341
221,391,573
228,578,958
234,178,092
251,331,512
Bills payOther
able and
redis- liabilities
counts,
etc.
57,247
50,816
36,612
25,551
25,060
22,593
18, 638
51,650
125,624
227,150
48,403
74, 614
64,320
27,195
94, 607
44,008
196,234
66,803
32,915
174,195
88, 202
97, 990
96,544
756,126
744,095
680,298
688,492
729,399
702,704
653,273
688,511
817, 620
982,221
1,118, 615
1, 223,408
1,415,918
1, 606,284
2,110,043
2,508,682
2, 749,025
2,878,339
3, 257,256
3,328,937
3,947,715
4,375,017
4, 630,379
Backfigures.—Seereference in heading of table 46, p. 190, in 1953 annual report, to
reports containing figures since 1834. (Comparable figures for years prior to 1936 covered June 30 only.)
NOTE.—Reciprocal interbank demand balances with banks in the United States are
reported net beginning with the year 1942.
O
o
§
P
W
O
3
o
TABLE N O . 51.—
and liabilities of all active national banks, Dec. 31, 1936 to 1958
[Amounts in thousands of dollars]
Loans and U.S. GovOther
Number discounts, ernment
bonds,
of banks including obligations, stocks,
and
overdrafts direct and
guaranteed securities
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945 ..
1946
1947 .1948
1949 .
1950
1951 _
1952
1953 ..
1954
1955
1956
1957
1958
5,331
5,266
5,230
5,193
5,150
5,123
5,087
5,046
5,031
5,023
5 013
5,011
4,997
4,981
4,965
4,946
4,916
4,864
4,796
4,700
4,659
4 627
4,585
8,271,210
8, 813,547
8, 489,120
9, 043, 632
10,027, 773
11, 751,792
10,200, 798
10,133, 532
11,497, 802
13, 948, 042
17, 309, 767
21,480, 457
23,818, 513
23, 928,293
29,277, 480
32,423, 777
36,119,673
37, 944,146
39,827, 678
43, 559, 726
48,248,332
50, 502,277
52, 796,224
1
8, 685, 554
8, 072, 882
8, 705,959
9,073,935
9, 752, 605
12,073, 052
23, 825,351
34,178, 555
43,478, 789
51,467, 706
41, 843, 532
38, 825,435
34, 980,263
38,270, 523
35, 691, 560
35,156, 343
35,936,442
35, 588, 763
39, 506, 999
33,690,806
31,680,085
31,338,076
35,824, 760
4,094,490
3, 690,122
3, 753,234
3, 737,641
3,915,435
3, 814,456
3, 657,437
3,325, 698
3, 543, 540
4,143, 903
4, 799,284
5,184, 531
5,248,090
5, 937,227
7,331,063
7, 887,274
8,355,843
8, 621, 470
9,425,259
9,166, 524
8,823, 307
10,963,464
Cash
518, 503
422,490
555, 304
615, 698
718, 799
786, 501
733, 499
807, 969
904, 500
1,008,644
1, 094, 721
1,168,042
1,040, 763
1, 059, 663
1,147, 069
1,418, 564
1, 446,134
1, 292,254
1, 279,171
1, 388,250
1, 706, 507
1, 734, 533
1, 675, 827
Balances
with other
banksl
8, 462, 578
8,128,003
9,151,105
11,887,915
14,401, 268
14, 215, 429
15, 516, 771
15,272, 695
16, 732, 749
19,170,145
18, 972, 446
20, 907, 548
21, 983, 506
19, 985, 295
22, 666, 366
24, 593, 594
24,953,269
25, 253,264
24, 442, 726
24, 375,190
25, 375,990
25,130, 601
25,188, 993
Includes reserve balances and cash items in process of collection.
Includes reserve accounts.
Back figures.—See reference in heading of table 47, p. 191, in 1953 annual report, to
reports containing figures since 1863.
2
o
Other
Total assets
1,032,327
977,186
1,011,455
960,436
918,082
897,004
847,122
813, 468
792, 479
797, 316
830, 513
880, 987
1,063,917
1, 058,178
1,126, 555
1,259,008
1,321,382
1, 416, 802
1, 668, 736
1, 569, 791
1, 867, 761
2,173, 520
2,347,698
31,064,662
30,104,230
31, 666,177
35, 319,257
39, 733, 962
43, 538,234
54, 780, 978
64, 531, 917
76, 949, 859
90, 535, 756
84, 850, 263
88, 447, 000
88,135, 052
90, 239,179
97,240,093
102, 738, 560
108,132, 743
110,116, 699
116,150, 569
113, 750,287
117, 701,982
120, 522, 640
128, 796,966
Capital
1, 598, 815
1, 577, 831
1, 570, 622
1, 532,903
1, 527, 237
1, 515, 794
1, 503, 682
1, 531, 515
1, 566, 905
1, 658, 839
1, 756, 621
1, 779, 766
1, 828, 759
1, 916, 340
2,001, 650
2,105, 345
2,224, 852
2, 301, 757
2, 485, 844
2, 472, 624
2, 638,108
2, 806,213
2,951,279
Surplus
and
undivided
profits 2
1,572,195
1,666,367
1, 757, 522
1,872, 215
2,009,161
2,133,305
2,234,673
2, 427,927
2, 707, 960
3,393,178
3,641, 558
3, 842,129
4,018,001
4, 327,339
4, 564, 773
4,834,369
5,107, 759
5, 618,398
5,463,305
5,834,024
6,287,004
6, 717, 522
Total deposits
27, 608,397
26, 540,694
28,050, 676
31, 612,992
35, 852,424
39, 554,772
50, 648,816
60,156,181
72,128, 937
85,242,947
79,049,839
82,275,356
81, 648,016
83,344,318
89, 529, 632
94,431, 561
99,257, 776
100, 947, 233
106,145, 813
104,217,989
107, 494, 823
109,436,311
117,086,128
Bills payOther
able and
redisliabilities
counts,
etc.
3,495
10,839
5,608
2,882
3,127
3,778
3,516
8,155
54,180
77, 969
20,047
45,135
41,330
7,562
76, 644
15, 484
75,921
14, 851
11,098
107, 796
18, 654
38, 324
43,035
281, 760
308,499
281, 749
298,265
342,013
330, 585
390,291
408,139
491,877
559,103
630, 578
705,185
774,818
952,958
1,304,828
1, 621,397
1, 739,825
1, 745,099
1, 889,416
1,488,573
1, 716,373
1,954, 788
1,999,002
8
o
o
NOTE.—Reciprocal interbank demand balances with banks in the United States are
reported net beginning with the year 1942.
to
Or
to
O*
TABLE NO. 52.—Assets and liabilities of all active banks other than national, Dec. 31, 1936 to 1958
[Amounts in thousands of dollars]
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951_
1952
1953
1954
1955
L956
1957
1958
Number of
banks
Other
Loans a n d U . S . Govdiscounts,
ernment
bonds,
including obligations,
stocks,
overdrafts direct a n d
and
guaranteed securities
10,373
10,197
10,035
9,903
9,806
9,762
9,635
9.575
9,548
9, 575
9,620
9,744
9,738
9,724
9,701
9,690
9.680
9,674
9,592
9,565
9,529
9,476
9,449
13,342,118
13, 529,332
13,046,286
13,331,068
13,939,703
15,086,573
13,800,348
13, 541,007
14, 603,837
16, 518,825
18, 513,101
21,750,679
24, 634,230
25,899,869
31,433.666
35, 577,189
39,809,130
42,976,009
46,230,594
57,015,459
62,383, 679
65,257, 505
69,491,254
8,811, 505
8, 587,186
9,296,083
10,373,529
11,276,193
13,480,757
22,233,760
32,080,829
42, 935, 966
50,436,367
45,249,985
42,811, 503
39,482,290
40,483,150
37,496, 657
36,438, 744
37,074,393
37,283,703
38,497,065
36, 618, 885
35,115,196
34,728,048
38,110,332
6,606,415
6,138,862
5,911,021
5,610,520
5, 584,341
5,221,081
4,654,812
4.141,164
4,052,665
4,467, 757
4, 743,937
5,575.867
6,222,758
6, 745,324
7,485,482
8,103.902
9, 093,248
9,831,174
11,094,497
11, 587,513
11,733,281
13,408,180
15,426,427
Cash
507,083
485,381
(3)
580,841
688,565
758, 517
730,337
804,283
896.870
1,016,444
1,127,072
1,224.928
1,104,393
1,125, 593
1,195,995
1,471,857
1,492, 545
1,398.222
1,377,957
1, 484.989
1, 747,969
1,798,368
1,776,038
Balances
with other
banksl
Other
assets
Total
assets
7,409,090
6,937,959
8,667,235
10,310,020
12,445,150
11,726,948
11,854,810
11,727,238
12,443.042
14,419,548
14,023,302
15,259,625
15, 506,863
14,505,243
16,226,373
18,232, 603
17,871,928
18,047,869
17,654, 390
20,730,702
21,006,267
20,875,502
21, 506,139
2,369,838
2,294,808
2,246,797
2, 050,022
1, 903,988
1, 641,584
1,487, 532
1,295, 540
1, 064,945
956,378
898, 702
954,500
989,844
1,044, 755
1,162, 407
1,299, 768
1,356,616
1, 479,127
1, 679,684
1, 917,176
2,276,953
2, 597,276
2,773,003
39,046,049
37,973, 528
39,167,422
42,256,000
45,837,940
47, 915,460
54, 761, 599
63, 590,061
75, 997,325
87,815,319
84, 556,099
87, 577,102
87, 940,378
89,803,934
95, 000, 580
101.124, 063
106,697,860
111, 016,104
116,534,187
129,354, 724
134,263,345
138,664,879
149, 083,193
1 Includes reserve balances and cash items in process of collection.
2 Includes reserve accounts.
3 Not called for separately. Included with "Balances with other banks."
Capital
stock
Capital
notes
and
debentures
1,489,354
1,471,533
L, 459,015
1,450,873
, 420,148
1,410,373
,382,507
1,389,943
, 403,725
1,456,449
, 475,054
L, 500, 807
, 546,005
1,583,954
, 621,492
,695,205
, 745,470
,828,615
, 896, 592
2,183,182
2,319,177
2,452,897
2, 559,089
204,845
173,746
162,856
141,748
123,134
108,194
99,202
90,142
82,320
72,080
67,794
62,027
48, 431
48,437
47.107
39,456
46,474
43,335
45,758 51,164
50,298
49,030
57,689
Surplus
and
undivided
profits 2
3,277,115
3,283,467
3,258,913
3,297,432
3,329,878
3,327,471
3,384,964
3, 606.164
3,932,206
4,427,345
4. 745,301
5,013,240
5,288,479
5, 598,858
5, 918,277
6,301,489
6, 602,823
6, 927, 898
7,317,652
8, 040, 031
8, 508,845
8, 941,276
9, 536,145
Total
deposits
Bills payable and
rediscounts,
etc.
Other
liabilities
33, 546, 617
32, 569,209
33, 857,085
36,953,051
40,555,461
42,678 488
49, 616,822
58,179,945
70,181,887
81,287,146
77, 751, 557
80,453,326
80,393,373
81, 899, 726
86,590, 526
92,172,104
97,173, 580
101,031,064
105,884,528
117,173,584
121,084,135
124, 741,781
134,245,384
53, 752
39,977
31,004
22,669
21,933
18,815
15,122
43,495
71,444
149,181
28,356
29,479
22,990
19,633
17,963
28, 524
120, 313
51, 952
21,817
66,399
69,548
59,666
53,509
474,366
435,596
398,54S
390,227
387,386
372, 11£
262,982
280,372
325,742
423,118
488,037
518,222
641.10C
653,326
805,215
887,285
1, 009,20C
1,133,240
1, 367,840
1,840,364
2,231,342
2,420,22£
2,631,377
Back figures.—See reference in heading of table 48, p. 192, in 1953 annual report, to
reports containing figures since 1834. (Comparable figures for years prior to 1936
covered June 30 only.)
NOTE.—Reciprocal interbank demand balances with banks in the United States
are reported net beginning with the year 1942.
8
o1
tr1
tr
o
I
S3
REPORT OF THE COMPTROLLER OF THE CURRENCY
217
TABLE NO. 53.-—National bank placed in charge of receiver during year ended Dec.
SI, 1958l
Name of bank: First National Bank, Halfway, Oregon
Charter number
Date of organization
Date receiver appointed
Capital stock at date of failure
Deposits at date of failure
(Receivership No. 2970)
11466
Sept. 22, 1919
Mar. 17, 1958
$25, 000
$1, 368, 000
i Data as to liquidation unavailable inasmuch as direction or supervision by the Secretary of the Treasury
or the Comptroller of the Currency of liquidation by the Federal Deposit Insurance Corporation as receiver
of national banks terminated as of the close of business Sept. 20,1950, by the Federal Deposit Insurance Act
of 1950 (Public Law 797) approved Sept. 21, 1950.
to
TABLE
Capital stock (in thousands of dollars) *
Number
Year ended
Dec. 31—
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1
2
3
4
Member banks
All
banks
National
57
34
44
58
56
42
22
8
9
4
1
Total
I—i
No. 54.—Bank suspensions since inauguration of Federal deposit insurance, years ended Dec. SI, 1934 to 1958
1
4
1
3
1
4
1
4
Nonmember banks
State
2
1
3
2
Insured
Noninsured
8
22
40
47
47
25
18
3
6
2
1
48
8
3
6
7
10
3
1
3
1
1
4
1
3
3
4
3
4
3
3
8
24
1
3
1
1
32
2
1
1
1
1
372
26
8
1
2
2
1
2
1
1
1
2
229
109
All
banks
Member banks
National
3,822
1,518
1,961
3,435
2,467
5.309
1,587
496
327
708
32
671
25
3,600
650
Deposits (in thousands of dollars )
Nonmember banks
Insured
416
633
1,678
2,004
2,052
1,204
1,452
118
272
58
32
All
banks
Nonin-
3,381
480
195
75
365
285
53
18
55
120
52
750
45
140
550
303
210
75
280
250
25
35
23,957
3,170
4,531
200
Member banks
National
sured
36,939
10,101
11,323
16,169
13,837
34, 980
5,944
3,723
1,702
6,300
405
42
5,399
524
3,825
36
1,323
257
3,141
State
1,708
211
24,629
5,059
Nonmember banks
Insured
1,912
3,763
10,207
10,156
11,721
6,589
5,341
503
1,375
1,241
405
sured
34,985
939
592
480
1,869
2,439
346
79
327
167
167
2,443
42
3,113
135
390
1,950
75
20
18
110
4,606
6,520
10, 451
1,368
10,921
5,335
233,761
42, 551
37
550
25
65
250
120
15
20
19,478
1,279
24,934
930
1,892
4,703
2,787
600
1,255
2,132
89,738
54,283
1,163
47,189
hi
O
Nonin-
2,443
42
3,113
1,414
44, 802
2,880
6,498
11, 823
12, 869
6,287
125
125
Includes capital notes and debentures, if any, outstanding at date of suspension.
Includes 2 private banks without capital.
Includes 1 private bank for which capital and deposit figures are not available.
Includes 3 private banks for which capitalfiguresare not available.
25
405
88
685
25
220
82
360
State
OO
NOTE.—Figures for banks other than national furnished by Board of Governors
of the Federal Reserve System, and represent associations closed to the public, either
temporarily or permanently, by supervisory authorities or directors of the banks on
account of financial difficulties. In the case of national bank suspensions these
represent actual failures for which receivers were appointed.
o
o
d
INDEX
Page
Affiliates of national banks, number reporting as of December 31, 1958
38-39
All banks (see also Banks; Mutual savings banks; National banks; Private
banks; State commercial banks):
Assets and liabilities of:
Comparison of, December 31, 1957 and 1958
36-37
December 31, 1958, by classes of banks in each State
167-208
December 31, 1958, summary by classes of banks
165-166
December 31, 1936-58
214
Distribution of, December 31, 1958
1
Per capita demand and time deposits of individuals, partnerships, and
corporations in, December 31, 1958, by States
209-210
Suspensions. (See Suspensions of banks.)
Assets and liabilities of banks:
All banks:
Comparison of, December 31, 1957 and 1958
36-37
December 31, 1958, by States
167-175
December 31, 1958, summary by classes of banks
165-166
December 31, 1936-58
214
National banks:
Call dates in 1958, summary and by States
30-31, 69-122
December 31, 1958, by States
176-183
December 31, 1936-58
215
Principal items of, according to size of banks (deposits), December
31, 1957 and 1958
65
State banks (see also District of Columbia):
All banks combined:
December 31, 1958, summary and by States
165-166, 184-191
December 31, 1936-58
216
Mutual savings: December 31, 1958, summary and by States. _ 165-166,
200-204
Private: December 31, 1958, summary and by States_ 165-166,205-208
State commercial: December 31, 1958, summary and by
States
165-166, 192-199
Bank currency. (See Federal Reserve notes; National bank circulation.)
Bank examinations. (See Examinations conducted.)
Banks (see also All banks; Assets and liabilities of banks; Mutual savings
banks; National banks; Private banks; State commercial banks):
All banks:
Distribution of, December 31, 1958
1
Emergency preparedness plans of
22-23
Insured and uninsured, December 31, 1958
1
Member banks of Federal Reserve System, December 31, 1958__
1
Number of:
December 31, 1958, by States
167-169
December 31, 1936-58
214
Suspensions. (See Suspensions of banks.)
Insured commercial banks: Number of, December 31, 1958, by
classes
1
219
220
INDEX
Banks—Continued
National banks:
Branches. (See Branches.)
Page
"Calls" for reports of condition of, dates, 1914-58
67
Examination of. (See Examinations conducted.)
Failures. (See Suspensions of banks.)
Number of:
Call dates in 1958
30
Call dates in 1958, by States
69-122
December 31, 1958, by States
176-177
December 31, 1936-58
215
Nonmember banks of Federal Reserve System, December 31,
1958
1
With surplus fund equal to or exceeding common capital
stock 1942-58
66
With surplus fund less than common capita] stock 1942-5866
Number of banking units in relation to population at the end of 1958_ 17-18
Number of banks which have been absorbed since 1950
20-21
Number of national and State commercial banking units in operation
in United States and possessions at end of 1958
17-18
State and private banks:
Number of:
December 31, 1958, by States
184-185, 192-193, 200, 205
December 31, 1936-58
216
Supervisors of, name and title of in each State, December 31,
1958
211-213
Suspensions. (See Suspensions of banks.)
Uninsured, December 31, 1958
1
Bank suspensions. (See Suspensions of banks.)
Borrowings. (See Assets and liabilities of banks.)
Branches:
National banks:
Domestic:
Number and class of, closed in year 1958
64
Number authorized and closed in year 1958, by States. 16, 58-63, 64
Number of branches operated in United States and possessions, as of December 31, 1958
16
Foreign:
Location and summary of assets and liabilities of, December
31, 1958
151, 152
Number in operation December 31, 1958
152
Limited banking facilities authorized by several States
18
Statements relative to
15-18
"Calls" for reports of condition of national banks, dates 1914-58
67
Capital accounts. (See Assets and liabilities of banks; Earnings, expenses,
and dividends of national banks: Ratios.)
Capital stock of banks:
All banks:
December 31, 1958, by States
170-171, 174-175
December 31, 1936-58
214
INDEX
221
Capital stock of banks—Continued
National banks:
Page
By size of banks (deposits), December 31, 1957 and 1958
65
Call dates in 1958, by States
69-122
Chartered in each State, in year 1958
48
December 31, 1958, by States
178-179, 182-183
December 31, 1936-58.
215
Incident to consolidations with State and national banks, in year
1958
50, 52-54
Increase during 1958 and since 1949
12, 34-35
Liquidated banks, in year 1958
34-35, 49
Preferred stock:
Retirable value of, on call dates in 1958
31
Total outstanding, December 31, 1958
34-35
State and private banks:
December 31, 1958, by classes of banks and by States
166,
190-191, 198-199, 206
December 31, 1936-58
216
Cash in banks. (See Assets and liabilities of banks.)
Charters of national banks. (See Organization of national banks.)
Circulation. (See Federal Reserve notes; National bank circulation.)
Closed banks. (See Consolidations and mergers of banks; Liquidation of
national banks; Suspensions of banks.)
Commercial banks. (See National banks; Private banks; State commercial
banks.)
Comptroller of the Currency, Office of:
Comptrollers, names of, since organization of the Bureau and periods
of service
45
Deputy Comptrollers, names of, since organization of the Bureau and
periods of service
45
Examinations conducted
25-26
Expenses of, in year 1958
29
Issue and redemption of notes
39
National bank placed in receivership in year 1958
25, 217
Organization and staff
26-28
Personnel
26-28
Condition of banks. (See Assets and liabilities of banks.)
Consolidations and mergers of banks:
Number and total resources, National and State-wise, 1950-58
21
Under act November 7, 1918, as amended:
Consolidations under sections 1, 2, and 3:
List of, in year 1958
52-54
Number of in each State
46-47
Mergers under sections 4 and 5:
List of, in year 1958
55-57
Number of in each State
46-47
Statements relative to
19-21, 34-35
Under Public Law 706, August 17, 1950:
List of, in year 1958
50
Number of in each State
46-47
Statements relative to
19-21,34-35
222
INDEX
Conversions of banks:
Page
Number and total resources, National and State-wise, 1950-58
21
Under Public Law 706, August 17, 1950:
List of, in year 1958
51
Number of in each State
46-47
Statements relative to
19-21, 34-35
Demand deposits. (See Deposits.)
Deposits (see also Assets and liabilities of banks):
All active banks, December 31, 1936-58
214
Demand and time in all active banks, by classes in each State, December 31, 1958
174-175, 182-183, 198-199,204,208
Interest rate paid on time and savings, by national banks, years
1955-58
3
Per capita demand and time of individuals, partnerships, and corporations in all active banks, December 31, 1958, by States
209-210
Postal savings:
In all banks, December 31, 1958, by States
174-175
In each class of banks, December 31, 1958, by States
182183, 198-199
In national banks, call dates in 1958, by States
69-122
Size of national banks, according to, December 31, 1957 and 1958
65
Suspended banks. (See Suspensions of banks.)
United States Government:
In all banks, December 31, 1958, by States
174-175
In each class of banks, December 31, 1958, by States
182183, 198-199, 204, 208
In national banks, call dates in 1958, by States
69-122
District of Columbia:
Assets and liabilities of all banks in, by classes:
Call dates in 1958
79, 155, 156
December 31, 1958
153-154
Earnings, expenses, and dividends of banks in:
Losses charged off on loans and securities:
Years 1939-58
160-161, 162-163
Years 1957 and 1958, by classes of banks
157-158
Ratios:
Years 1939-58
160-161, 162-163
Years 1957 and 1958, by classes of banks
158
Years 1957 and 1958, by classes of banks
157-158
Fiduciary activities of banks in, December 31, 1958
164
Reports required from banking associations in, year 1958
38
Dividends. (See Earnings, expenses, and dividends of national banks.)
Earnings, expenses, and dividends of national banks:
According to size of banks (deposits), year 1958
144-146
By Federal Reserve districts, year 1958
140-143
By States, year 1958
132-139
Losses charged off on loans and securities:
Years 1939-58
150
Year 1958, according to size of banks (deposits)
145-146
INDEX
223
Earnings, expenses, and dividends of national banks—Continued
Ratios:
Page
Dividends to capital stock and capital funds, years 1930-58
149
Net profits before dividends to capital stock and capital funds,
years 1930-58
149
Net earnings from current operations and net profits before
dividends per $100 of deposits, year 1958
146
Net earnings from current operations, net profits before dividends, and cash dividends per $100 of capital funds, year
1958
146
Salaries and wages of officers and employees:
By size of banks (deposits), year 1958
144
Years 1956-58
147
Summary, years 1956-58
147-148
Trend in, since 1954
14-15
Employees. (See Comptroller of the Currency, Office of; Officers and
employees of national banks.)
Examinations conducted: Number in year 1958
25-26
Examiners and assistant examiners: Changes in number, in year 1958
26
Expenses. (See Comptroller of the Currency, Office of; Earnings, expenses, and dividends of national banks.)
Failures of banks. (See Suspensions of banks.)
Federal Deposit Insurance Corporation (see also Suspensions of banks):
Classification of insured and uninsured banks, December 31, 1958
1
Federal Reserve notes: Issue and redemption of, in year 1958
39
Fiduciary activities of national banks:
By Federal Reserve districts, December 31, 1958
125
Classification of investments under administration segregated according to capital of banks, December 31, 1958
126
Comparative figures of activities, 1951-58
129
December 31, 1958, by States
126-129
December 31, 1958, segregated according to capital groups
123-124
National banks administering employee benefit trusts and agencies
during 1958, by Federal Reserve Districts and by States
130-131
Statement relative to
21-22
Foreign branches of national banks, location, and summary of assets and
liabilities of, December 31, 1958
151, 152
Government bonds. (See Investments; United States Government securities.)
Holding company affiliates of national banks: Number of, December
31, 1958
39
Insolvent banks. (See Suspensions of banks.)
Insured banks. (See Suspensions of banks; Federal Deposit Insurance
Corporation.)
Interbank deposits. (See Assets and liabilities of banks.)
Interest. (See Earnings, expenses, and dividends of national banks.)
Investments of banks:
All banks:
December 31, 1958, by States
167-169
December 31, 1958, by classes of banks
165
December 31, 1936-58
214
224
INDEX
Investments of banks—Continued
National banks:
Page
By size of banks (deposits), December 31, 1957 and 1958..,
65
Call dates in 1958, summary and by States
30, 69-122
December 31, 1958, by States
176-177
December 31, 1936-58
215
Losses charged off on:
According to size of banks (deposits), year 1958
145-146
Year 1958, by States and Federal Reserve districts
136-137,
141-142
Years 1939-58
150
Summary classification by maturities in 1958
11
State and private banks: December 31, 1958, by classes of banks
and by States
165, 184-185, 192-193, 200, 205
Legislation enacted:
Public Law 85-508, approved July 7, 1958, providing for admission
of the State of Alaska into the Union, contained an amendment
to the F.R. Act to provide that every national bank in any State
should, within 90 days after admission to the Union, become a
member of the Federal Reserve System
24
Public Law 85-536, approved July 18, 1958, amended Section 24 of the
F.R. Act to provide that loans, in which the Small Business Administration cooperates through agreements to participate on immediate or deferred basis, shall not be subject to restrictions or
limitations imposed upon loans secured by real estate
24
Public Law 85-699, approved August 21, 1958, the Small Business
Investment Act of 1958, provided for the establishment of small
business investment companies to provide equity capital. A national bank's investment in these companies limited to not more
than 1 percent of its capital and surplus
24-25
Public Law 85-748, approved August 25, 1958, amended R.S. 5200,
as amended (12 U.S.C. 84). Provides additional 15 percent to the
lending limitation of national banks to any one borrower where
obligations are insured by Secretary of Agriculture under BankheadJones Farm Tenant Act, or conservation of water resources act
25
Public Law 85-836, the Welfare and Pension Plans Disclosure Act,
was approved August 28, 1958. Extent of application to plans
administered by national banks not clear
25
Legislation proposed: Comments relative to
24
Liabilities. (See Assets and liabilities of banks.)
Liquidation of national banks (see also Suspensions of banks) :
Capital, date, and title of banks, in year 1958, with names of succeeding banks in cases of succession
49
Number of banks, in each State, since beginning of system
46-47
Summary, in year 1958
34-35
Litigation involving Comptroller of Currency, pertaining to national
banks
24
Loans and discounts of banks:
All banks:
December 31, 1958, classification of, by States
172-173
December 31, 1958, classification of, by classes of banks
165
December 31, 1936-58
214
Consumer debt, comments relative to
5
INDEX
225
Loans and discounts of banks—Continued
National banks:
Page
By size of banks (deposits), December 31, 1957 and 1958
65
Call dates in 1958, summary and by States
30, 69-122
December 31, 1958, classification of, by States
180-181
December 31, 1936-58
215
Interest and discount earned on:
According to size of banks (deposits), year 1958
144
Year 1958, by States and Federal Reserve districts-__ 132-133, 140
Years 1956-58
147
Losses charged off on:
According to size of banks (deposits), year 1958
145-146
Year 1958, by States and Federal Reserve districts
136137, 141 142
Years 1939-58
150
Real estate loans of:
December 31, 1958, by States
180-181
Statement relative to
3
Reserve for bad debt losses on
15
State and private banks: December 31, 1958, classification of,
by States
188-189, 196-197, 202, 207
Losses. (See Earnings, expenses, and dividends of national banks.)
Mergers. (See Consolidations and mergers of banks.)
Municipal bonds. (See Investments of banks.)
Mutual savings banks:
Assets and liabilities of: December 31, 1958, by States
200-204
Insured, December 31, 1958
1, 211-213
Uninsured, December 31, 1958
1, 211-213
National bank circulation: Outstanding, December 31, 1958
36
National bank examiners. (See Examiners and assistant examiners.)
National banks:
Acting as travel agents
23
Advisory Boards of
23
Affiliates of, number, December 31, 1958
39
Assets and liabilities of:
Call dates in 1958, by States
69-122
December 31, 1958, by States
176-183
Principal items of, according to size of banks (deposits), December
31, 1957 and 1958
65
Principal items of, December 31, 1936-58
215
Branches. (See Branches.)
By size of banks, on basis of deposits, December 31, 1957 and 1958__
65
"Calls" for reports of condition of, dates, 1914-58
67
Capital stock. (See Capital stock of banks.)
Charters granted in year 1958
48
Consolidations. (See Consolidations and mergers of banks.)
Conversions to State banks, in year 1958, list of
51
Deposits. (See Deposits.)
Dividends. (See Earnings, expenses, and dividends of national banks.)
Earnings and expenses. (See Earnings, expenses, and dividends of
National banks.)
Failures of. (See Suspensions of banks.)
226
INDEX
National banks—Continued
Fiduciary activities. (See Fiduciary activities of national banks; District
of Columbia.)
Page
Holding company affiliates of, number, December 31, 1958
39
Insolvent. (See Suspensions of banks.)
Investments. (See Investments of banks.)
Liquidation of, in year 1958
34-35, 49
Loans and discounts. (See Loans and discounts of banks.)
Number of:
Call dates in year 1958, by States
69-122
Chartered and closed: Since February 25, 1863
46-47
December 31, 1936-58
215
In existence December 31, 1958, by States
46-47
With surplus fund equal to or exceeding common capital stock
1942-58
66
With surplus fund less than common capital stock 1942-58
66
Officers and employees, number and salaries of:
By size of banks (deposits), year 1958
144, 146
Year 1958, by States and Federal Reserve districts
134-135, 140
Years 1956-58
147
Purchases by other national banks, 1958
_
19
Purchases by State banks, 1958
19
Reports required from in year 1958
38
State banks purchased by, in year 1958, list of
51
Status of
1-15
Trust functions. (See Fiduciary activities of national banks.)
United States Government securities owned by. (See United States
Government securities.)
Officers and employees of national banks:
Number and salaries of:
By size of banks (deposits), year 1958
144, 146
Year 1958, by States and Federal Reserve districts
134-135, 140
Years 1956-58
147
Organization of national banks:
Charters granted, in year 1958, list of, by States
48
Charters granted which were conversions of State banks, in year 1958_ _ 20, 49
Charters granted which were conversions of State banks, 1950-58
21
Number of, by States, from February 25, 1863, to December 31, 1958. _ 46-47
Summary, in year 1958
18-19, 34-35
Per capita demand and time deposits of individuals, partnerships, and
corporations, in all active banks: December 31, 1958, by States
209-210
Personnel. (See Comptroller of the Currency, Office of.)
Population, United States, December 31, 1958, by States
167-169
Possessions:
Assets and liabilities of banks in:
All banks, December 31, 1958
167-175
Banks other than national, December 31, 1958
184-191
National banks, call dates in 1958
72, 82, 118
National banks, December 31, 1958
176-183
Earnings, expenses, and dividends of national banks in, year 1958- 132-139
Per capita demand and time deposits of individuals, partnerships, and
corporations, of all banks in, December 31, 1958
210
Postal savings. (See Deposits.)
INDEX
227
Private banks:
Assets and liabilities of: December 31, 1958, by States
205-208
Suspensions. (See Suspensions of banks.)
Profits. (See Assets and liabilities of banks.)
Public funds. (See Assets and liabilities of banks.)
Real estate held by banks. (See Assets and liabilities of banks.)
Real estate loans. (See Loans and discounts of banks.)
Reports from national banks in year 1958
38
Reserves for bad debt losses on loans: Maintained by national banks
December 31, 1958
15
Reserve with Federal Reserve banks. (See Assets and liabilities of banks.)
Salaries and wages of officers and employees of national banks. (See
Earnings, expenses, and dividends of national banks.)
Savings banks. (See Mutual savings banks.)
Securities. (See Investments of banks; United States Government securities.)
State bank suspensions. (See Suspensions of banks.)
State banking officials: Name and title of, in each State, December 31,
1958
211-213
State banks purchased by national banks during the year 1958, list of
51
State commercial banks:
Assets and liabilities of, December 31, 1958, by States
192-199
Insured, December 31, 1958
1,211-213
Member banks of the Federal Reserve System, December 31, 1958_ 1, 211-213
Nonmember banks of the Federal Reserve System, December 31,
1958
1,211-213
Suspensions. (See Suspensions of banks.)
Uninsured, December 31, 1958
1, 211-213
Stock savings banks. (See State commercial banks.)
Supervisors of State banks, name and title of, in each State, December 31,
1958
211-213
Suspensions of banks:
All banks:
Number, capital, and deposits of suspended banks: Since inauguration of Federal deposit insurance, years 1934-58
218
National banks:
Bank in charge of receiver in year 1958
25, 217
Number, capital, and deposits of: Since inauguration of Federal
deposit insurance, years 1934-58
218
Number of, by States, since beginning of system
46-47
State banks:
Number, capital, and deposits of: Since inauguration of Federal
deposit insurance, years 1934-58
218
Taxes. (See Earnings, expenses, and dividends of national banks.)
Time deposits. (See Deposits.)
Titles of national banks. (See Consolidations and mergers of banks;
Organization of national banks.)
Trends in banking
32
Trust companies. (See State commercial banks.)
Trust powers of national banks. (See Fiduciary activities of national
banks.)
United States Government deposits. (See Deposits.)
228
INDEX
United States Government securities:
All banks:
Page
December 31, 1958, by States
167-169
December 31, 1958, by classes of banks
165
December 31, 1936-58
214
National banks:
By size of banks (deposits), December 31, 1957 and 1958
65
Call dates in 1958, by States
69-122
December 31, 1958, by States
176-177
December 31, 1936-58
215
State and private banks:
December 31, 1958, by States
184-185, 192-193, 200, 205
December 31, 1936-58
216
Voluntary liquidation of national banks. (See Liquidation of national
banks.)
@FedFRASER