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NINETIETH ANNUAL REPORT
OF THE
Comptroller of the Currency
1952
WASHINGTON : 1953
TREASURY DEPARTMENT
Document No. 3185
Comptroller of the Currency
For sale by the Superintendent of Documents, U. S. Government Printing Office
Washington 26, D. O. - Price $1.50 (cloth)
LETTER OF TRANSMITTAL
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,
Washington, D. C., June 80, 1953.
In accordance with the provisions of section 333 of the United
States Revised Statutes, I have the honor to submit the following
report covering the activities of the Bureau of the Comptroller of the
Currency for the year 1952.
Respectfully,
SIRS:
RAY M. GIDNEY,
Comptroller of the Currency.
T H E PRESIDENT OF THE SENATE.
THE SPEAKER OF THE HOUSE OF REPRESENTATIVES.
ANNUAL REPORT
OF THE
COMPTROLLER OF THE CURRENCY
During 1952, the general trends in the national banking system
were closely similar to those of 1951. Deposits again increased
almost $5 billion and were reflected in the assets by increases of $3.7
billion in loans and $1.2 billion in various classes of investment securities. The emphasis on accommodating the continued strong loan
demands of industry, commerce, consumers, and home buyers is
apparent in these figures. The major borrowing sources of the $36.6
billion of loans held by national banks at the end of 1952 were (1)
commerce and industry, $16.9 billion, an increase of $1.2 billion,
(2) real estate owners secured by mortgages, $8.3 billion, up $724
million, and (3) individuals, largely consumer installment paper,
$7.1 billion, reflecting a large increase of $1.3 billion.
The 4,916 national banks had total assets of $108.1 billion at the
year end, an all time high level, and equal to 50 percent of all banking
resources held by the 14,596 commercial and savings banks operating
in the United States. Deposits of $99.2 billion were provided with
instant liquidity to the extent of $26.4 billion in nonearning assets—
cash or its equivalent—and, together with $7.6 billion of capital structure and reserves, were invested in earning assets in the form of loans
amounting to $36.6 billion, average interest rate 4.53 percent (1951
average rate 4.36 percent), and $44.1 billion of investment securities,
average interest rate 1.84 percent (1951 average rate 1.70 percent).
Investments in obligations of the United States increased $780
million to $35.9 billion. Exclusive of nonmarketable and depositary
bonds, Federal obligations maturing within 5 years were reduced $1.8
billion during the year, and such obligations maturing in excess of
5 years increased $2.5 billion.
Consumer installment loans expanded rapidly in national banks
during the year. Regulation W of the Board of Governors of the
Federal Reserve System was suspended on May 7, 1952, and there is
evidence that cash down-payment and repayment terms were at least
temporarily liberalized by some banks to a point beyond prudent
limits. There is also evidence, however, that more than a few of
such banks have since adopted more realistic and conservative installment loan policies. The lowering of credit standards to build up
loan volume and earnings is recognized by all sound bankers as
poor policy and experience has shown such tendencies to be invariably
costly because of abnormal losses which follow.
The investment accounts of national banks constitute a major
element of strength in the asset structure of the national banking
system both from the standpoint of credit quality and liquidity.
This is best illustrated by the following data:
1
REPORT OF THE COMPTROLLER OF THE CURRENCY
Recapitulation by maturities
[United States bonds as of Dec. 31,1952; municipal and other bonds as of various examination dates during
the last half of 1952]
[Figures in millions of dollars]
United
States
bonds
Short term (maturing up to 5 years)..
Medium term (maturing between 5 and 10 years)
Long term (maturing after 10 years)
Total
General
obligation
municipal
bonds
Special
revenue
municipal
authority
and corporate bonds
126,459
6,223
3,239
2,724
1,395
1,162
471
610
31,049
8,089
5,011
35,921
5,281
2,947
44,149
Total
» Includes nonmarketable bonds of $1,352,000,000.
The liquidity and relative price stability afforded by this short term
maturity distribution is important and satisfying. Slightly in excess
of 70 percent of the aggregate investment holdings mature within 5
years. It is apparent that depreciation accruing in the investment
accounts of national banks as an outgrowth of increased interest rates,
most heavily centered in medium and long-term issues, may be classified as "paper" depreciation. This depreciation need not culminate
in actual losses because the necessity for sale prior to payment at par
upon maturity is almost nonexistent in holdings so heavily concentrated in short maturity issues. The credit strength of general obligation municipal bonds, corporate issues, and special revenue municipal authority obligations held by national banks is at a high level.
The vast majority exceed the marginal investment grade rating of
BBB (or B 1 plus or Baa).
With very few exceptions, the managements of national banks are
to be complimented for having adopted and followed sound investment policies. The investment accounts, as a result, are well adapted
to meet sound banking requirements, i. e., credit strength, liquidity,
ability to take advantage quickly of increased interest rates coupled
with excellent capacity to retain the longer maturities, and sensible
diversification.
The Comptroller will continue the long established practice, formalized in an agreement on August 11, 1938, between the Board of
Governors of the Federal Reserve System, the Directors of the Federal
Deposit Insurance Corporation and the Comptroller of the Currency,
of not taking into account in figuring net sound capital of a bank the
market appreciation or depreciation in United States bonds and group
I (four highest investment grades) securities.
The total capital structure of all national banks, combined with $518
million of reserves for bad debts and valuation reserves aggregated
$7.6 billion at the end of 1952. When considered in relation to approximately $108 billion of assets, less $66.6 billion of assets represented by cash or its equivalent, United States Government securities,
and loans guaranteed or insured by Federal Government agencies,
the national banking system held $1 of capital funds and reserves for
bad debts to protect the risk involved in each $5.55 ($5.36 at the end
REPORT OF THE COMPTROLLER OF THE CURRENCY
3
of 1951) of its remaining loans, municipal and corporate bonds, and
other assets.
The adequate capitalization of all national banks continues to be a
primary objective of the Comptroller's office. During the year 1952
new capital stock was sold by 162 national banks yielding over $93
million for addition to capital and surplus accounts. In the 7-year
period ended December 31, 1952, 1,022 capital increase sale programs
yielding $474 million for addition to capital structures were effected.
Dividends payable in common stock were approved by the shareholders of 249 banks in the aggregate amount of nearly $75 million
during 1952.
Eliminating from the figures those banks that entered or left the
national banking system during the year, the 4,901 banks that were
in the system during the entire year increased their capital structures
$413 million, and added $49 million to reserves for bad debts. Thus
the overall strengthening of capital structures and reserves during
1952 amounted to $462 million.
The generally good condition of national banks is disclosed by the
fact that only $310 million of assets (largely loans), or an amount less
than the reserve for bad debts alone, were classified as "substandard"
or "doubtful" by national bank examiners during their second round
of examinations in 1952. Loans subject to less important elements
of credit weakness were "especially mentioned" in examination reports
in the somewhat decreased amount of $680 million, or 8.9 percent of
capital structure and reserves, but normally only a small percentage of
such loans deteriorate to a point necessitating substandard, doubtful,
or loss classifications.
On December 8, 1947, the Bureau of Internal Revenue issued
Mimeograph 6209, prescribing a formula which could be used by commercial banks to build up a reserve for bad debts, as permitted under
the Internal Revenue Code, in lieu of awaiting for specific loan losses
to occur. This was based on the sound premise that a normal percentage of losses is inherent in the loaning business and a reasonable
provision for such losses is an integral part of the cost of conducting a
banking business; also that ultimate loan losses originate largely during favorable economic periods but do not emerge as such, except in
nominal amounts, until less favorable economic conditions occur.
The formula adopted is based primarily on the loan loss experience
of a specific bank over the preceding 20 years. It is apparent, owing
to the steady upward swing in the business cycle commencing in 1934
and the consequent low loan loss experience of banks during this
period, that the permissible ceiling for bad debt reserves under the
present formula will be very low in relation to the currently large loan
portfolios of banks. This problem is receiving the careful study of
the Comptroller to determine whether an appropriate revision of the
formula can be devised which would merit the consideration of the
Internal Revenue Bureau.
Reserves for bad debts were maintained by 2,511 national banks in
the aggregate sum of $466,212,000 as of December 31, 1952.
A substantial amount of constructive work was done during 1952
by the managements of banks, theJAmerican Bankers Association, the
National Association of Bank Auditors and Comptrollers, many State
4
REPORT OF THE COMPTROLLER OF THE CURRENCY
Bankers' Associations, and the State and Federal bank supervisoryagencies, to improve internal audit control procedures. As an aid
both to bank managements and the Comptroller, the examination report form is being revised to include all internal audit control matters
in one specific section. The material will be so arranged that a ready
determination may be made as to the status of a bank's internal controls and auditing procedures, whether adequate or otherwise, with
the expectation that this added clarity and emphasis will facilitate
corrective measures in necessary instances.
The trend of consolidations, mergers, and the purchase and sale of
banks continued during 1952 at a somewhat increased tempo. For the
most part, it is a case of larger banking institutions absorbing smaller
ones, and at high prices. Much has been said about ageing managements with no suitable replacements available as a cause for this trend,
but it is far from being the primary cause. The primary cause rests in
very attractive purchase prices which the shareholders of the solicited
bank can not see their way clear to refuse. National banks purchased
35 State and national banks having a total of 40 banking offices with
total deposits of $80,990,181 and total capital structures of $18,759,195.
The purchasing banks assumed the selling banks' deposit liabilities and
paid them $20,781,091 in cash. As will be noted the cash payments
amounted to $2,021,896 in excess of the book value of the selling batiks'
assets, or 2.49 percent of the assumed deposits. This excess over book
value payment was considerably higher than 2.49 percent of assumed
deposits in some cases while in others it was less.
Twenty-eight banks (17 national, 11 State) either merged or consolidated with 26 national banks during 1952. The 28 banks absorbed
had total deposits of $294,575,961 and total capital structures of
$23,467,131.07. The shareholders of the 28 banks received cash and
book value stock of the continuing banks aggregating $26,550,971.07,
or $3,083,840 in excess of the aggregate book value of the assets which
those banks contributed to the mergers or consolidations. While
this excess amounted, on the average, to 1 percent of the aggregate
deposits acquired by the continuing banks, the so-called swing in
value was considerably more pronounced in certain instances. When
it is considered that a consolidation of two banks should be equally
beneficial to both groups of shareholders, a swing in value from the
shareholders of the larger bank to the shareholders of the smaller
institution merely serves to emphasize the attractiveness of the offers
and the basic reason for the current trend.
Each of the consolidations, mergers, and purchases and sales commented upon above was approved by the Comptroller of the Currency.
A few were approved with some reluctance because of the sizable premiums involved. However, in all instances the purchasing and continuing banks would be adequately capitalized, competently managed
and sound institutions after consummation of the programs, so approval was given. This will continue to be the primary basis for
judging such cases.
The history of consolidations, conversions, and the purchase and
assumption of deposit liability cases under Public Law 706 since its
effective date on August 17, 1950, and mergers effected under Public
Law 530 since its effective date on July 14, 1952, is set forth below.
Prior to the passage of Public Law 706, the conversion of a national
REPORT OF THE COMPTROLLER OF THE CURRENCY
5
bank into a State bank, or the consolidation of a national bank with a
State bank under the latter's charter, was not legally possible. However, the conversion of a State bank into a national bank, or the
consolidation of a State bank with a national under the latter's charter,
with the approval of the Comptroller, had long been permitted under
the Federal statutes. Hence, Public Law 706 is commonly referred
to as the "two-way street law." Public Law 530 provided for the
merger of State or national banks with a national bank under the
latter's charter, with the prior approval of the Comptroller, but the
shareholders of the continuing national bank were not given the right
to demand cash for the value of their shares in the event of dissent.
Consolidations, conversions, mergers, and purchase and assumption cases
between Aug. 17, 1950, and Dec. SI, 1952
Under Public Law 706:
appiovedmsea
Consolidation of national banks with national.banks
21
Consolidation of State banks with national banks under national
charters
26
Consolidation of national banks with State banks under State bank
charters
21
Conversions of State banks into national banks
4
Conversions of national banks into State banks
8
Purchase of assets of national banks by national banks in consideration
for assumption of deposit liabilities
29
Purchase of assets of State banks by national banks in consideration
for assumption of deposit liabilities
43
Sale of assets of national banks to State banks in consideration for
assumption of deposit liabilities
24
Under Public Law 530:
Merger of national banks with national banks
4
Merger of State banks with national banks under national charters
2
Total
182
The establishment of branch banking offices by national banks
gained momentum during the year. Three hundred firm applications were received (225 received in 1951, 226 in 1950) and the necessary field investigations made. Seventy-two of the two hundred and
eighty-seven fully processed applications were denied, or approximately 25 percent, 215 were approved for ultimate formal authorization and establishment, and 13 were pending subject to final action
to approve or disapprove.
Public Law 543 of the 82d Congress, approved in July 1952, placed
the capital requirements for the establishment of out-of-town branches
by national banks on a parity, for all practical purposes, with State
chartered banks. Any national bank desiring to establish out-oftown branches must have the aggregate minimum capital required by
Federal law for the establishment of an equal number of national
banks situated in the various places where the bank and its branches
are located, but in no event less than the capital required in the case
of a State bank similarly situated. In most States where branch
banking is permitted, the new law relaxes the old and frequently too
stringent capital requirements and has made it possible for smaller
national banks to operate needed branches in their trade areas.
The provisions of the new law are proving to be eminently satisfac
6
REPORT OF THE COMPTROLLER OF THE CURRENCY
tory. They are, in part, responsible for the increased activity in
the field of branch banking.
The policies and standards of the Comptroller's office as they
pertain to the establishment of new branches are maintained on a high
but, it is believed, not unreasonable plane. This is indicated by the
fact that 25 percent of all applications processed during the year
were denied. Branch banking has two fundamental purposes, namely,
(1) to provide the people of a community or an area of a city with
needed banking services, and (2) to provide earnings for the parent
bank. The parent bank must have competent management and a
reasonably adequate capitalization in relation to its asset condition
and volume of business to merit branch expansion. If each of these
fundamental purposes and factors cannot be met, branch expansion
is at least unwise, and probably unsafe.
Loans based on real estate mortgage security increased $724 million
during the year to a total of $8.3 billion. Reports were received
from several banking sources suggesting that the existing provisions
of section 24 of the Federal Reserve Act limiting the aggregate amount
of real estate mortgage loans of a national bank to 60 percent of its
time and savings deposits, or 100 percent of capital and surplus,
whichever is the greater, were too restrictive and urging a liberalizing
legislative revision. A survey was made from the reports of examination of all national banks made during the last half of 1952 with
the following result:
48 States and the District oj Columbia
The actual and legally available aggregate of mortgage loans held by national banks
[Figures to nearest hundred thousand]
(1) 60 percent
of time and
savings deposits, or (2)
100 percent
of capital and
surplus,
whichever is
the greater
Banks under 25 million:
1
2
Amount
available for
Mortgage
Mortgage
loans subject loans not sub- additional
mortgage
to the aggre- ject to aggregate limita- gate limita- loans subject
tion
to aggregate
tions of sec. 24
limitation
$694. 5
32.6
$2,464.7
99.4
2,100.3
727.1
2, 564.1
2,163. 3
84.9
894.1
28.8
317.0
9.5
1 269.2
56.1
2, 248. 2
922.9
326.5
1,325. 3
8 592 5
1,364.0
2 615 3
273.7
1 218 0
171.4
5 977 2
1,090.3
9,956. 5
Total
$1,992.7
107.6
4, 664. 4
Total..
Banks 25 to 100 million:
1
2...
$4,457.4
207.0
2,889.0
1,389. 4
7,067. 5
16,869.1
5, 912. 2
2, 443. 0
10, 956. 9
Banks over 100 million:
1
2...
Total...
Grand total
_
REPORT OF THE COMPTROLLER OF THE CURRENCY
7
Despite an unprecedentedly heavy volume of activity in the construction industry since 1946, the above data discloses that on an
average all national banks have utilized only 35 percent of their
legally available real estate mortgage lending power. The smaller
national banks have utilized 45 percent, the largest 29 percent, and
banks between 25 and 100 million total resources 41 percent. While
it is true that a very small number of national banks have granted
real estate mortgage loans up to the legally permitted limit, the
Comptroller is of the opinion it would be unwise to liberalize section 24
to permit a few banks to further expand their real estate mortgage
lending activities. It seems clear that no demonstrated need exists
for liberalizing section 24 of the Federal Reserve Act in this respect
when the national banking system has the legal right to grant $10.9
billion of additional real estate mortgage loans and has only $5.9
billion of such loans in its resources.
Banking interests in several States have approached the office of
the Comptroller of the Currency and asked for a revision of its
interpretation of section 24 of the Federal Reserve Act that first
mortgage loans on timberlands are not permitted under that section.
This request is based on the premise that adequately managed timberlands should come within the definition of "improved real estate" as
used in the statute. This matter has been studied and reviewed on
many occasions by the Comptroller's office, but it is clear that the
fundamental issues involved in first mortgage loans on timberlands
are sufficiently far removed from first mortgage loans on residence,
commercial, and farm properties to warrant the conclusion it was not
the intent of Congress to regard timberlands as "improved property"
within the meaning of section 24 of the Federal Reserve Act, and
that such loans could be authorized only through a legislative
revision.
A first mortgage loan on a timber tract would be for one or more of
the following purposes: (1) Restocking open lands, (2) holding
immature timber, (3) orderly or immediate utilization of mature
timber, including carryover in times of low demand, (4) implementing
plans of sustained-yield management, (5) development of roads,
trails, and firebreaks, and (6) constructing logging camps, railroads,
etc. With the exception of loans granted to finance the immediate
or short term utilization of mature timber, repayment programs would
be long drawn out as the income for repayment might come only over
a long period, even though the properties were well managed. It is
not inconceivable that some loans of this character might have to
run for periods up to 40 or 50 years. Forest landowners will not find
it attractive to finance reforestation or other long term types of
timber operations unless loans are available to them at low cost and
for long periods. Long term, low interest rate loans based on an
asset that is noninsurable against fire, insects, disease, windfall, and
unproductive for years at a time are clearly outside the field of commercial banks because they owe, on an average, about 92 percent of
their assets to depositors. Because of the nature of its deposit debt,
8
REPORT OF THE COMPTROLLER OF THE CURRENCY
a bank must accept only those loans and investments which hold
within themselves a reasonable power to pay and are based on assets
with a potential recovery value sufficient to liquidate the debts under
adverse conditions. With the possible exception of mortgage loans
on timber lands granted for the immediate or short term utilization
of mature timber, it is believed that such loans will not meet the
requirements of liquidity and soundness that are essential in relation
to the obligations which commercial banks owe their depositors.
Careful study is being given to determine whether it is appropriate
and sound to recommend legislative action which would permit amortized, short term mortgage loans on timber properties with amortization or liquidation to come from the early utilization of mature timber,
such loans to be adequately restricted in relation to the appraised
value of the mature timber and with a sound limitation on the aggregate
amount of such loans in relation to a bank's capital and surplus.
In the years since the middle 1930's, and particularly since the end of
World War II, various State authorities and other agencies have
issued "turnpike revenue bonds'' to finance the construction of
express-type limited-access highways. Although revenue bonds
issued by public bodies are by no means a new phenomenon, this class
of securities presents problems which justify discussion.
Section 5136 of the Kevised Statutes (12 U. S. C. 24) provides that a
national bank "may purchase for its own account investment securities
under such limitations and restrictions as the Comptroller of the Currency may by regulation prescribe." Pursuant to this statutory
authorization, the Comptroller has promulgated an Investment
Securities Regulation which, among other provisions, forbids national
banks to purchase securities "in which the investment characteristics
are distinctly or predominantly speculative."
When an authority purchases from a private utility the existing
electric power or water system, there is a definite record of demand for
service, cost of operation, etc., on which a reasonable forecast may be
based. As another example, some authorities have been created to
build public school buildings which are then leased to a municipality
at a sufficient annual rental to service the principal and interest
requirements of the bond issue and assure repayment. In such
circumstances, many revenue bonds are obviously of excellent quality
and have been held to be eligible for national bank investment from
the date of their issuance. In other instances, particularly turnpike
revenue bonds, the Comptroller has held that such obligations, until a
satisfactory earnings record is available, are ineligible for investment
by national banks.
In most instances turnpike revenue bonds constitute the first
financing of the particular issuer, or the issuer's revenue from other
sources does not sufficiently assure the servicing of the additional
bonds. In these circumstances, the prospects of the securities must
be judged largely upon the earnings estimates and forecasts of the
traffic engineers, etc., who|have studied the matter, planned the
route, and so on.
In view of the financial success of certain completed projects, it has
been argued that the Comptroller's office should consider at least some
newly issued turnpike revenue bonds to be eligible investments for
national banks on the basis of estimated earnings and before an actual
REPORT OF THE COMPTROLLER OF THE CURRENCY
9
earnings record has been established. In these circumstances, since
the assurance of eventual payout of the securities will depend solely
upon the accuracy of prior estimates of earnings, the Comptroller
either would have to regard the securities of every such project as
eligible, because the initial earnings estimates are always favorable,
or would have to attempt to pass upon the accuracy of the earnings
forecasts. Obviously, estimates of this character, which are based
partly on the initial and future estimated traffic flow, could be subject
to revision due to varying factors which cannot be foreseen. The
Comptroller has, therefore, adhered to the position that in such cases
the securities are ineligible as national bank investments until a satisfactory net earnings record has been established.
This matter will continue to receive the close study of the Comptroller, but at this point the present policy is believed to be correct.
Since June 3, 1864, section 5210, U. S. R. S., has contained a provision that all national banks furnish the Comptroller with a complete
list of shareholders, verified under oath, on the first Monday of July
of each year. The original purpose of this provision was to enable
the Comptroller to know who were the shareholders of the association
in the event it became necessary to assess them with the double
liability provided for in Section 5151 of the Revised Statutes and
section 23 of the act of December 23, 1913 (12 U. S. C. 64). However,
in section 22 of the Banking Act of 1933, as amended by section 304
of the Banking Act of 1935 (12 U. S. C. 64a), the double liability
imposed upon the shareholders of national banking associations was
eliminated with respect to all shares issued after June 16, 1933, and
provision was made for the elimination of double liability on shares
issued prior to that date. All but a few national banking associations
have taken the necessary steps to eliminate the double liability on
their shares and the primary reason for the requirement that lists of
shareholders be furnished to the Comptroller by all national banks no
longer exists. The requirement remains and is now an unnecessary
burden on the banks and on the Office of the Comptroller of the
Currency.
The Congress will be asked to consider proposed legislation which
will substitute for the requirement that annual lists of shareholders be
furnished to the Comptroller's office, a requirement that any national
bank upon which a demand is made therefor by the Comptroller must
furnish to him within 10 days of the demand a copy of its shareholders
list. It is anticipated that it will be necessary to make such demands
in relatively few instances. Data regarding the stock ownership of
national banks obtained by examiners and incorporated in their reports to the Comptroller should prove to be adequate to serve all
normal needs.
The District of Columbia Credit JJnions Act of 1932 vested in the
Comptroller of the Currency supervision of credit unions created pursuant to its provisions. In 1934, the Federal Credit Union Act (act
of June 26, 1934, 48 Stat. 1216) vested supervision of all Federal credit
unions in the Governor of the Farm Credit Administration. In 1948,
the supervision of all Federal credit unions was transferred to the Bureau of Federal Credit Unions which was established in the Federal
Security Administration by the act of June 28, 1948 (62 Stat. 1092;
12 U. S. C , 1946 ed., Supp. V, 1751a). Reorganization Plan No. 1
10
REPORT OF THE COMPTROLLER OF THE CURRENCY
of 1953 abolished the Federal Security Agency and established the
Department of Health, Education, and Welfare.
The Bureau of Federal Credit Unions is supervising approximately
6,250 credit unions operating throughout the United States under the
Federal Credit Union Act of 1934, including 113 Federal credit unions
operating in the District of Columbia. The Comptroller of the Currency is now supervising 16 credit unions operating in the District of
Columbia under the District of Columbia Credit Unions Act of 1932.
In the interest of uniformity and efficiency, all credit unions should
be supervised by the Federal agency best equipped to perform such
functions, namely, the Department of Health, Education, and Welfare. The Congress will be asked to consider legislation to achieve
this end.
Section 24A of the Federal Reserve Act (12 U. S. C. 371d) provides,
among other things, that no national bank and no State member bank
may invest an amount greater than the amount of its capital stock
in bank premises, or in the securities or obligations of a corporation
holding the bank premises without the approval of the Comptroller
of the Currency or the Board of Governors of the Federal Reserve
System, as the case may be. This implies that a national bank or a
State member bank may invest an amount not exceeding 100 percent
of its capital stock in the stock of an affiliate engaged in holding the
bank premises. However, section 23A of the Federal Reserve Act
(12 U. S. C. 371c) contains a general prohibition against a member
bank's investing in any one affiliate an amount exceeding 10 percent
of its capital and surplus. As originally enacted in the Banking Act
of 1933, a number of exceptions were provided, the first of which
covered an affiliate "engaged solely in holding the bank premises."
The Banking Act of 1935 deleted the word "solely" but added the
words "on June 16, 1934," so that the exception now applies only to
affiliates "engaged on June 16, 1934, in holding the bank premises."
After the enactment of this amendment there seemed to be no
possible constructions of sections 23A and 24A which did not result
in a partial disregard of the expressed or implied purpose of one section or the other. After thorough consideration of this problem, the
Office of the Comptroller of the Currency took the position that, in
view of the specific exemption from section 23A of affiliates which were
engaged in holding the bank premises on June 16, 1934, the provisions
of that section must be applied to an affiliate which began holding
the bank premises subsequent to that date. Thus while a bank may
invest an amount not greater than 100 percent of its capital stock
directly in a bank building which it owns, it may not invest more than
10 percent of its capital and surplus in the securities or obligations of
an affiliate corporation engaged in holding the bank premises if that
corporation acquired the premises after June 16, 1934.
There would seem to be no good reason why if a bank may invest
amounts up to 100 percent of its capital stock in bank premises directly, it should not be allowed to do so indirectly through ownership
of stock in a corporation owning the bank premises provided that the
activities of that corporation are so restricted that it cannot engage
in any activities other than owning and operating the bank premises.
Therefore, this office expects to recommend to the Congress that the
statutory conflict be eliminated by legislation which would make sec
REPORT OF THE COMPTROLLER OF THE CURRENCY
11
tion 23A of the Federal Reserve Act completely inapplicable to corporations engaged solely in owning and operating the building or buildings in which are housed the offices of the ba^k.
Section 5221 of the Revised Statutes (12 U. S. C. 182) requires that
whenever a vote is taken to put a national bank into liquidation, the
board of directors shall cause notice of this fact to be published for a
period of 2 months in a newspaper published in the city or town in
which the association is located, and also in a newspaper published in
the city of New York. These publications are for the purpose of
"notifying the holders of its notes and other creditors to present the
notes and other claims against the association for payment." The
"notes" referred to in the statute are the notes formerly issued by
national banks which circulated as currency, but which are now no
longer issued. Because these notes were used as currency, and because their circulation was often wide, it was deemed desirable to have
notice of a pending liquidation of the issuing bank given in New York,
in addition to being given locally. With the cessation of the issuance
of such notes, every national bank having circulating notes outstanding deposited lawful money with the Treasurer of the United States
to cover the full redemption value of its outstanding notes, and all
such notes may be redeemed at the United States Treasury. Therefore, the need for publication in New York, and for notification to
holders of the notes to present them for payment has passed.
Accordingly, to relieve the banks of the now unnecessary expense
of the New York publication, it will be recommended to the Congress
that section 5221 of the Revised Statutes be amended to eliminate
that requirement, and the reference to notifying the holders of the bank's
notes to present them for payment. The requirement of local publication notifying creditors to present their claims against the bank
is, of course, still necessary and it should be retained.
A comparison of the assets and liabilities of the banks in the National Banking System as of December 31, 1951, March 31, June 30,
September 5, and December, 31, 1952, reported pursuant to calls for
condition statements by the Comptroller of the Currency, is shown
in the following table.
Assets and liabilities of national banks on dates indicated
fcO
[In thousands of dollars]
Dec. 31, 1951
(4,946 banks)
Mar. 31, 1952
(4,933 banks)
June 30, 1952
(4,932 banks)
Sept. 5, 1952
(4,927 banks)
Dec. 31,1952
(4,916 banks)
W
O
ASSETS
Loans and discounts, including overdrafts
_.U. S. Government securities, direct obligations
_
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions..
Other bonds, notes, and debentures
Corporate stocks, including stocks of Federal Reserve banks
.__
_._
Total loans and securities
Cash, balances with other banks, including reserve balances, and cash items
in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises or other
real estate
Customers' liability on acceptances._
_.
Income accrued but not yet collected
Other assets
_
_
_
32,423,777
35,146,687
9,656
5,333,230
2,373,149
180,895
32,352,742
33,948,307
9,670
5,607,202
2,284,860
185,284
33,170,408
34,678,113
16,427
5,810,343
2,393,571
187,240
75,467,894.
74,888,065
76,256,102
36,119,673
35,921,239
15,203
5,982, 753
2,176,230
196,860
33,782,046
34,971,610
11,761
5,988,324
2,344, 284
188,113
77,286,138
^
£
^
o
g
80,411,958
•
M
26,399,403
747,912
22,555
S
&
^
26,012,158
683,826
16,796
23,317,178
700,962
19,579
23,991,529
717,394
19,986
23, 553, 507
727,839
21,210
64,642
172,708
172,489
148,547
59,383
186,823
171,331
171,646
58,036
141, 522
196,424
160, 571
58,394
138,049
239,444
149,127
57,876
169,263
190,542
133,234
S
3
p
p
102,738,560
99,014,967
101,541,564
102,173, 708
108,132, 743
Jd
54,855,841
19,825,659
2, 243,626
5,924, 592
9,789,974
1, 791, 869
50,606,189
20,162,908
3,690,330
6,059,489
8,471, 774
1,326,451
52,234, 586
20, 720,190
3,681,910
6,231,989
8,587,305
1, 533, 710
53, 075,645
20,905,423
2,817, 219
5,875,435
8,657,187
1,172, 936
56,682,902
21,517,160
3, 251,638
6,271,676
9,920,522
1,613,878
13
ffi
§
Total deposits
94,431, 561
90,317,141
92,989,690
92,503,845
99,257,776
fd
Demand deposits
Time deposits
75,156,288
21,275,278
68,684,850
21,682,791
70,742,199
22,247,491
70,055,745
22,448,100
76,189,288 fef
23,118,488 %
Total assets
LIABILITIES
Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government and postal savings
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
—-
Q
Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and other real estate
Acceptances outstanding.
Income collected but not yet earned
ico Expenses accrued and unpaid
g Other liabilitiesTotal liabilities
247,937
236
198,021
186,664
381,650
892,116
42,046
230
147,053
219, 212
359,499
887,771
1,069,238
242
145,359
246,314
449,355
791,584
75,921
238
179, 294
279, 843
434,672
845,778
96,068,442
I.
_
15,484
366
187,650
180,894
375,326
877,161
92,223, 765
94,645, 501
95,205,937
101,073,522
CAPITAL ACCOUNTS
^
C
Capital stock (see memoranda below)
1 Surplus
_
._
ik Undivided profits.
__
Reserves and retirement account for preferred stock
Total capital accounts
2,105,345
3,083,495
1,212,538
268,740
-
2,180, 751
3,123, 756
1, 226,047
260,648
2, 203,466
3,175,879
1, 252, 544
264,174
2, 207,921
3,197,085
1, 296,349
266,416
2,224,852
^
3,334, 218
1, 225, 731
o
274,420 Hr
6,896,063
6,967,771
7,059, 221
99,014,967
101, 541, 564
102,173, 708
108,132,743
ft
7,955
591
2,096, 799
6,436
571
2,173,744
5,802
571
2,197,093
5,752
567
2,201,602
5,229
437
O
O
g
H
2, 219,186
2,105,345
2,180, 751
2, 203,466
2,207, 921
2. 224,852
i^
id
O
_
12,225
866
10, 518
826
9,690
826
9,515
822
8,558
512
f<
M
#
Total
_
Assets pledged or assigned to secure liabilities and for other purposes (including notes and bills rediscounted and securities sold with agreement to repurchase)
_
_
13,091
11,344
10, 516
10,337
9,070
O
11,616,494
12,663,445
13,914,391
12,825,333
W
6,670,118
Total liabilities and capital accounts
102,738,560
6,791, 202
MEMORANDA
Par value of capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total
Retirable value of preferred capital stock:
Class A preferred stock
Class B preferred stock
_
~--
12,955,353
CURR
_
H=
oo
14
REPORT OF THE COMPTROLLER OF THE CURRENCY
TRENDS IN BANKING
The following table shows the changes that have occurred in recent
years in the relationships of the major asset and liability accounts of
national banks to the aggregate of assets and liabilities.
Distribution of assets and liabilities of national banks, Dec .SI,
1949-52
1949
1950
Percent
42.41
4.15
.15
2.28
Percent
36.70
4.82
.15
2.57
Percent
34.22
5.19
.15
2.34
Percent
33.24
5.53
.15
2.04
48.99
44.24
41.90
40.96
26.52
11.40
11.92
.66
.01
.50
30.11
12.74
11.75
.66
.01
.49
31.56
12.84
12.48
.66
.02
.54
33.41
12.43
11.98
.69
.02
.51
100.00
100.00
100.00
100.00
52.47
21.01
2.25
6.01
9.17
1.45
53.53
19. 55
1.96
5.87
9.39
1.77
53.39
19.30
2.18
5.77
9.53
1.75
52.42
19.90
2.99
5.80
9.17
1.51
92.36
92.07
91.92
91.79
70.14
22.22
1.06
71. SO
20.77
1.42
71.21
20.71
1.59
70.41
21.38
1.68
2.12
2.93
1.53
2.06
3.01
1.44
2.05
3.00
1.44
2.06
3.08
1.39
1951
1952
ASSETS
Securities:
U. S. Government, direct and guaranteed
Obligations of States and political subdivisions
Stock of Federal Reserve banks
Other bonds and securities
Total securities
.
Loans and discounts
Cash and balances with other banks, excluding reservesReserve with Reserve banks
Bank premises, furniture and fixtures
Other real estate owned
_.
All other assets
Total assets
._LIABILITIES
Deposits:
Demand of individuals, partnerships, and corporations .-- -.
Time of individuals, partnerships, and corporations.
U. S. Government
.
. . _. . .
States and political subdivisions...
Banks
Other deposits (including postal savings)—
Total deposits
..
Demand deposits
Time deposits
Other liabilities - -Capital funds:
Capital stock
Surplus .Undivided profits and reserves.
Total capital funds
Total liabilities and capital funds. .
6.58
6.51
6.49
6.53
100.00
100.00
100.00
100.00
FIDUCIARY ACTIVITIES OF NATIONAL BANKS
As of December 31, 1952, 1,758 national banks have been authorized
by the Board of Governors of the Federal Reserve System to administer fiduciary accounts under grant of trust powers, either full or
limited. In addition, 23 national banks have been authorized to act
in some specific fiduciary capacity. Two hundred and sixty-eight
banks are not acting under any of their granted fiduciary powers.
During the year ended December 31, 1952, 1,622 examinations were
made of trust departments, including 62 trust department examinations in branches.
Trust department assets totaled $39,666,000,000 as of December 31,
1952, compared to $36,137,000,000 as of December 31, 1951, and
$10,655,000,000 as of December 31, 1942. While carrying values
for trust assets have not been standardized throughout the country,
REPORT OF THE COMPTROLLER OF THE CURRENCY
15
there have been relatively few changes of system within individual
organizations. Because of the relatively few changes of system,
these figures are comparable although they do not reflect total
current market values. The above total trust department assets
include $26,113,000,000 in agency, escrow, and custodianship accounts
held in the trust department which seldom involve discretionary
supervision.
Outstanding bond and debenture issues for which national banks are
acting as trustee total $16,052,000,000 in 7,217 accounts, as of December 31, 1952. There were $14,551,000,000 outstanding as of December 31, 1951, and $9,036,000,000 as of December 31, 1942. National banks are also acting as registrar for 3,615 accounts, and as
transfer agent for 3,352 accounts.
Gross trust department income of national banks totaled $80,627,000
during 1952 compared to $75,130,000 in 1951 and $32,981,000 in 1942.
Many banks make no record of expense or estimation of allocated
overhead and therefore no tabulation can be accomplished for net
earnings of trust departments throughout the country. Losses to
national banks through trust department operations continue to be
almost negligible.
EARNINGS, EXPENSES, AND DIVIDENDS OF NATIONAL BANKS FOR
YEAR ENDED DECEMBER 31, 1952
The net profits of national banks before dividends for the calendar
year 1952 were $562,000,000, which amounted to 8.17 percent of
average capital funds. Net profits for the previous year were
$507,000,000, or 7.79 percent of average capital funds.
Net earnings from operations of $1,089,000,000 showed an increase
of $114,000,000 over the previous year. Adding to net earnings from
operations, profits on securities sold of $20,000,000 and recoveries on
loans and investments, etc. (including adjustments in valuation
reserves) of $61,000,000, and deducting losses and chargeoffs (including
current additions to valuation reserves) of $203,000,000 and taxes on
net income of $405,000,000, the net profits of the banks before dividends for the year 1952 were $55,000,000 more than for the year 1951.
Gross earnings were $2,751,000,000, an increase of $296,000,000 over
1951. The principal items of operating earnings in 1952 were
$1,537,000,000 from interest and discount on loans, an increase of
$196,000,000 over 1951, and $634,000,000 from interest on United
States Government obligations, an increase of $65,000,000. Other
principal items of operating earnings were $164,000,000 from interest
and dividends on securities other than United States Government
obligations, an increase of $16,000,000 over the previous year, and
$136,000,000 from service charges on deposit accounts, an increase of
$7,000,000. Operating expenses, excluding taxes on net income, were
$1,662,000,000 as against $1,479,000,000 in 1951. Principal operating
expenses were $822,000,000 for salaries and wages of officers and
employees and fees paid to directors, an increase of $76,000,000 over
1951, and $261,000,000 expended for interest on time deposits, an
increase of $42,000,000.
16
REPORT OF THE COMPTROLLER OF THE CURRENCY
Cash, dividends declared on common and preferred stock in 1952
totaled $259,000,000 in comparison with $248,000,000 in the previous
year. The rate of cash dividends was 3.77 percent of the average
capital funds. The cash dividends in 1952 were 46 percent of the net
profits available for the year. The remaining 54 percent of net profits,
or $303,000,000, was retained by the banks in their capital funds.
Interest and dividends on securities represented 29 percent of gross
earnings for the year, with^the banks* in^the ^twelfth {Federal ^Reserve
District showing the lowest ratiofatj22jpercent, while banks in the
seventh district showed 37 percent, the highest ratio. Interest and
discount on loans accounted for 56 percent of the banks' earnings,
varying from 49 percent in the seventh district to 62.3 percent in the
twelfth district. Salaries, wages, and fees took over 29 percent of
gross earnings, ranging from 28 percent in the fourth district to 32
percent in the ninth district. Current operating earnings before
income taxes were more than 39 percent of gross earnings, ranging
from 37.4 percent in the ninth district to 41.6 percent in the fifth
district.
The rate of interest and dividends received on the average securities
held during the year was 1.84 percent, and varied from 1.76 at the
banks in the second district to 1.99 percent for banks in the third
district. On the average loans and discounts the rate of interest and
discount varied from 3.76 percent in the second district to 5.07 percent in the twelfth district. The national average was 4.53.
Current operating earnings before income taxes were 16 percent
on the average total capital accounts, varying from 12 percent in the
third district to 21 percent in the twelfth district. Net profits after
income taxes but before dividends were, as noted above, 8.17 percent
on the average capital accounts, ranging from 6.46 in the first district
to 10.32 percent in the twelfth district.
Summaries of the earnings, expenses, and dividends of national
banks for the years ended December 31, 1951 and 1952, are shown
in the following table.
Earnings, expenses, and dividends of national banks for years ended Dec. 31, 1951
and 1952
[In millions of dollars]
Change
since 1951
1952
1951
Number of banks 1
Capital stock (par value) *_.
Capital accounts 3 _
4,916
2,177.9
6,875.1
4,946
2,058.1
6,506.4
-30
+119.8
+368.7
Earnings from current operations:
Interest and dividends on—
U. S. Government obligations. _
Other securities
Interest and discount on loans
Service charges on deposit accounts.
Other current earnings..
633.7
164.2
1,536.8
136.3
279.6
568.8
148.2
1,340.7
129.2
267.4
+64.9
+16.0
+196.1
+7.1
+12.2
2,750.6
2,454.4
+296.2
Total .
1
Number at end of period. Remainingfiguresinclude earnings, expenses, etc., of those banks which were
inaoperation a part of the year but were inactive at the close of the year.
Figures are averages of amounts reported for the June and December call dates in the current year and
the December call date in the previous year.
REPORT OF THE COMPTROLLER OP THE CURRENCY
17
Earnings, expenses, and dividends of national banks for years ended Dec. 81, 1951
and 1952—Continued
[In millions of dollars]
1952
Current operating expenses:
Salaries, wages, and fees
- Interest on time deposits (including savings deposits)
Taxes other than on net income
Recurring depreciation on banking house, furniture and fixturesOther current operating expenses
Total
1,479.4
+182.4
1,088.8
975.0
+113.8
5.6
7.1
39.7
-19.5
12.1
12.1
19.0
—.4
+2.8
-6.4
81.1
95.6
-14.5
51.2
17.2
+10.0
-.5
11.3
84.0
30.0
-
+76.2
+42.4
+1.6
+5.1
+57.1
61.2
16.7
--.
745.7
218.6
77.0
37.1
401.0
11.7
14.9
12.6
Total
Losses, charge-offs, and transfers to valuation reserves:
On securities:
Losses and charge-offs
.
Transfers to valuation reserves _ _
On loans:
Losses and charge-offs
Transfers to valuation reserves
Allother—
821.9
261.0
78.6
42.2
458.1
6.9
14.8
20.2
__
Recoveries, transfers from valuation reserves, and profits:
On securities:
Recoveries
Transfers from valuation reserves
Profits on securities sold or redeemed
.
On loans:
Recoveries
Transfers from valuation reserves
Allother—-
9.6
125.6
27.5
+1.7
-41.6
+2.5
+1.3
+7.7
203.3
Taxes on net income:
Federal
State
_
--..
+127.0
317.4
15.5
+70.6
+1.6
__
Total
Memoranda items:
Recoveries credited to valuation reserves (not included in recoveries above):
On securities
On loans
. .. _
Losses charged to valuation reserves (not included in losses
above):
On securities
On loans
Stock dividends (increases in capital s t o c k ) . . .
.
332.9
+72.2
506.7
+54.8
.4
258.7
.6
247.2
259.1
Cash dividends declared:
On preferred stock
On common s t o c k . . .
405.1
561.5
Net profits before dividends
Ratios:
Expenses to gross earnings
_
Net profits before dividends to capital accounts
Cash dividends to capital stock
Cash dividends to capital accounts
-27.7
839.6
388.0
17.1
-
231.0
966.6
Profits before income taxes..
247.8
-.2
+11.5
+11.3
2.4
21.3
1.1
19.7
+1.3
+1.6
15.3
41.0
77.5
6.4
44 3
56.8
—3.3
+20.7
Percent
60.42
8.17
11.90
3.77
Percent
60.28
7.79
12.04
3.81
NOTE.—Figures are rounded to the nearest tenth of a million and may not equal totals.
Change
since 1951
1,661.8
Total....
Net earnings from current operations
Total
1951
+8.9
Percent
+.14
+.38
-.14
-.04
18
REPORT OF THE COMPTROLLER OF THE CURRENCY
STRUCTURAL CHANGES1IN THE NATIONAL BANKING SYSTEM
The authorized capital stock of the 4,916 national banks in existence
on December 31, 1952, consisted of common capital stock aggregating
$2,220,017,490, a net increase during the year of $122,710,428, and
preferred capital stock aggregating $5,666,580, a net decrease during
the year of $6,386,194. These figures include one inactive bank and
adjustments in the number of banks and amount of capital stock
resulting from consolidations under the act of November 7, 1918, as
amended, which were not reflected in the reports of condition received
in response to the call for such reports as of the close of business on
December 31, 1952.
In addition to 23 applications with proposed common capital stock
of $3,815,000 carried over from the previous year, 43 applications
were received to organize national banks and to convert State banks
into national banking associations with proposed common capital
stock of $7,702,500. Of these applications, 16 with proposed common
capital stock of $2,850,000 were approved; 16 with proposed common
capital stock of $2,550,000 were rejected and the remainder had been
abandoned or were still pending on December 31. From the applications carried over from the previous year and those approved during
1952, 15 national banking associations with common capital stock of
$2,222,000 were authorized to commence business.
During the year, 11 State banks and 43 national banks were consolidated under authority of the act of November 7, 1918, as amended,
into 26 national banking associations with common capital stock of
$64,683,075. Four of these cases were mergers under the provisions
of sections 4 and 5 of the act and included 2 State banks and 8 national
banks. Approximately $157,000,000 of assets were brought into the
national banking system by reason of the 11 State banks being consolidated with national banks. In addition, national banks reported
the purchases of 22 State banks, with capital stock of $3,739,461 and
assets of approximately $151,807,513.
During the year, 17 national banks with common capital stock of
$2,075,000 went into voluntary liquidation in the manner provided
in sections 5220 and 5221 of the United States Revised Statutes. Of
these banks, 9 with common capital stock of $1,275,000 and assets of
$44,832,762, were succeeded by national banks; 7 with common capital
stock of $775,000"and assets of $31,758,237, were succeeded by State
banks and 1 with common capital stock of $25,000 and assets of
$280,780, paid its depositors and quit business. Also, during the
year 6 national banks with common capital stock of $1,685,000 and
assets of $88,474,044, were converted into State banks, and 6 national
banks with common capital stock of $1,087,870, 1 of which also had
$39,630 of preferred capital stock, and assets of $46,212,985, were
consolidated with or merged into State banks, all under the provisions
of Public Law 706 (12 U. S. C. 214) and under the laws of the States
where the banks were located.
Changes in the number and capital stock of national banks during
the year ended December 31, 1952, are shown in the following
summary.
19
EEPOKT OF THE COMPTROLLER OF THE CURRENCY
Organization, capital stock changes, and national banks closed as reported during
the year ended Dec. 81, 1952
Number
of banks
Increases:
Banks newly chartered:
Primary organizations
Reorganizations
_
. _ .
Conversions of State banks
Capital stock:
162 cases by statutory sale
249 cases by statutory stock dividend
19 cases by stock dividends under articles of association
1 case by conversion of preferred stock
16 cases by statutory consolidations
Total increases.
15
Capital stock
Common
Preferred
$2,222,000
44, 334,833
74,368,090
2,302,300
86,000
5,554,325
15
128,867, 548
9
7
1
17
6
1,275,000
775,000
25,000
6
1,087,870
Decreases:
Banks ceasing operations:
Voluntary liquidations:
Succeeded by national banks
_
Succeeded by State banks
_._
No successors
Statutory consolidations
_
Conversions into State banks
_..
Merged or consolidated with State banks (Public
Law 706)Receiverships
Capital stock:
42 cases by retirement
3 cases by statutory reductions
7 cases by statutory consolidations
Total decreases
___
-
46
6,157,120
6, 386,194
Net change
..
Charters in force Dec. 31,1951, and authorized capital stock-
-31
4,947
122, 710,428
2,097, 307,062
- 6 , 386,194
12, 052, 774
Charters in force Dec. 31,1952, and authorized capital stock-
4,916
2,220, 017,490
5, 666, 580
1,685,000
248,000
1 061 250
$39,630
6, 346, 564
BRANCHES
On December 31, 1952, 389 national banks were operating a total of
2,421 branches and 9 seasonal offices. In 9 of the States, namely,
California, Massachusetts, Michigan, New Jersey, New York, Ohio,
Oregon, Pennsylvania, and Washington, there were 219 national
banks operating 1,788 branches, which was approximately 74 percent
of the number of all branches at the end of the year.
During the year ended December 31, 1952, 177 branches were
brought into the national banking system. Of the 177 branches, 106
were authorized to operate in places other than the city in which the
parent bank is located. During the same period, 13 branches were
discontinued, 7 through actions of the boards of directors of the parent
banks, one through the conversion of the parent bank into a State bank
under the provisions of Public Law 706 (12 U. S. C. 214) and the laws
of the State where the parent bank was located, and 5 through the
consolidation under the act of November 7, 1918, as amended, of the
parent banks with other national banks for which the branches were
reauthorized.
Of the 177 branches authorized, 175 were operating on December 31,
1952. There was a net gain in the system of 163 operating branches in
the year.
20
REPORT OF THE COMPTROLLER OF THE CURRENCY
NATIONAL BANK NOTES OUTSTANDING
There were, as of December 31, 1952, $76,218,153 of national bank
notes outstanding.
DISTRIBUTION OF ALL BANKS
On December 31, 1952, there were 14,596 commercial and savings
banks in the United States and possessions, with deposits of $196,431,356,000. Of these banks, 13,645, or 93 percent, with 96 percent
of the deposits, were insured banks. The 4,909 national banks,
members of the Federal Reserve System, represented 34 percent of all
banks and held 50 percent of the total deposits. The 529 mutual
savings banks, of which 206 were insured, held $22,621,239,000 of
deposits.
Classification of all banks, Dec. 31, 1952
Banks
Number
of
banks
Insured banks:
National
State member:
Commercial
Mutual savings
Nonmember:
State commercial 1
Mutual savings
Total insured banks
Uninsured banks:
Nonmember:
State commercial and private *___
Mutual savings
Total uninsured banks
Total all banks
Percent
of grand
total
4,909
33.63
1,886
3
12.92
.02
6,644
203
Deposits
Change in
12 months
(percent
of grand
total)
Amount
(000
omitted)
Percent
of grand
total
Change in
12 months
(percent
of grand
total)
-0.11 $98, 974,159
50.39
-0.08
-.05
0
48, 532,929
20,322
24.71
.01
-.38
0
45.52
1.39
+.30
+.03
23, 849, 939
16, 764, 701
12,14
8.53
+.26
+.30
13,645
93.48
+.17 188,142,050
95.78
+.10
628
323
4.30
2.22
-.16
-.01
1.25
2.97
-.10
0
951
6.52
-.17
8,289, 306
4.22
-.10
14, 596
100.00
196,431, 356
100.00
2,453, 090
5,836,216
1
Includes 6 nonmember insured national banks.
2 Includes 1 nonmember uninsured national bank.
ASSETS AND LIABILITIES OF ALL BANKS IN THE UNITED STATES AND
POSSESSIONS
The total assets of all classes of active banks in the United States and
possessions on December 31, 1952, amounted to $214,831,000,000, an
increase of $10,968,000,000 since December 31, 1951.
The total deposits at the end of 1952 amounted to $196,431,000,000,
an increase of $9,827,000,000 over 1951. Included in the latter aggregate are deposits of individuals, partnerships, and corporations of
$162,050,000,000, an increase of $7,572,000,000 in the year. Deposits
of the United States Government, including postal savings deposits,
were $5,381,000,000, an increase of $1,653,000,000, or 44 percent;
deposits of States and political subdivisions amounting to $10,687,000,000 showed an increase of $585,000,000, or 6 percent, and deposits of
banks of $15,336,000,000 were $232,000,000, or 2 percent, more than
in 1951.
REPORT OF THE COMPTROLLER OF THE CURRENCY
21
Loans and discounts amounted to $75,929,000,000 in December
1952 after deducting reserves of $1,077,000,000 for possible future
losses. The net loans were $7,928,000,000, or 12 percent, over the
amount reported as of the end of 1951. Commercial and industrial
loans of $28,041,000,000 were 8 percent more than the 1951 figure; real
estate loans of $27,245,000,000 were up 10.5 percent, and all other
loans of $21,720,000,000 increased 19 percent.
The banks held obligations of the United States Government, direct
and guaranteed, of $73,011,000,000 in December 1952, an increase of
$1,416,000,000, or 2 percent, in the jeQ,r. Obligations of States and
political subdivisions held amounted to $10,564,000,000, an increase of
$1,171,000,000, and other securities held amounted to $6,885,000,000,
an increase of $287,000,000. The total of all securities held at the end
of 1952 was $90,460,000,000, and represented 42 percent of the banks'
total assets. At the end of the previous year the ratio was 43 percent.
Cash and balances with other banks, including reserve balances, in
1952 were $45,764,000,000, slightly more than at the end of the
previous year.
Total capital accounts were $15,454,000,000, compared to $14,706,000,000 at the end of 1951, an increase of 5 percent.
A statement of the assets and liabilities of all classes of active banks
at the end of December 1951 and 1952 follows.
Assets and liabilities of all banks in the United States and possessions, 1951 and 1952
[In millions of dollars]
Dec. 31,
1952
Number of banks
Dec. 31,
1951
Change
since 1951
14, 596
14, 636
—40
28, 041
26,040
726
3,221
290
3,140
3,188
27,245
12,836
158
1,591
2,585
24, 648
10, 597
149
1,549
77,006
1,077
68, 998
997
75, 929
68, 001
73, 011
10, 564
6,146
739
71,595
9, 393
5,989
609
+2,001
+436
+81
+603
+2, 597
+2, 239
+9
+42
+8, 008
+80
+7, 928
+1,416
+1,171
+157
+130
90,460
87, 586
+2,874
2,939
2,891
42,825
1,442
41
42, 826
1,331
37
+48
-1
+111
101
341
753
105
349
737
214,831
203, 863
ASSETS
Commercial and industrial loans (including open market paper)
Loans to farmers directly guaranteed by the Commodity Credit
Corporation
Other loans to farmers
Loans to brokers and dealers in securities and other loans for the
purpose of purchasing or carrying securities
Real estate loans
-..
Other loans to individuals
Loans to banks
All other loans (including overdrafts)
Total gross loans
.._
Less valuation reserves
_
Net loans
U. S. Government obligations, direct and guaranteed
Obligations of States and political subdivisions
Other bonds, notes, and debentures.
Corporate stocks, including stocks of Federal Reserve banks
Total securities
Currency and coin
Balances with other banks, including reserve balances, and cash
items in process of collection
Bank premises owned, furniture and
fixtures
_
_.
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Other assets
Total assets
+4
-4
+16
+10, 968
22
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of all banks in the United States and possessions, 1951 and
1952—Continued
[In millions of dollars]
Dec. 31,
1952
Dec. 31,
1951
Change
since 1951
LIABILITIES
Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
U . S . Government and postal savings deposits
Deposits of States and political subdivisions
Deposits of banks
...
. _
Other deposits (certified and cashiers' checks, etc.)
100,141
61,909
5,381
10, 687
15, 336
2,977
97,006
57,472
3,728
10,102
15,104
3,192
+3,135
+4,437
+ 1 , 653
+585
+232
-215
Total deposits
196,431
186, 604
+9,827
Demand deposits
Time deposits
131, 722
64, 709
126, 680
59,924
+5,042
+4,785
Total liabilities
196
44
+152
363
2,387
378
2,131
-15
+256
199, 377
Bills payable, rediscounts, and other liabilities for borrowed money. Acceptances executed by or for account of reporting banks and
outstanding
Other liabilities
-
189,157
+10, 220
47
33
3,937
7,776
3,066
40
51
3,749
7,262
3,027
-18
+188
+514
+39
CAPITAL ACCOUNTS
Capital notes and debentures
Preferred stock
Common stock
Surplus
Undivided profits
.
- Reserves and retirement account for preferred stock and capital
notes an<^ debentures
__ _
_
+7
Total liabilities and capital accounts
595
577
+18
15, 454
Total capital accounts
14, 706
+748
214, 831
203,863
+10,968
NOTE.—Figures for nonnational banks obtained from the Federal Deposit Insurance Corporation.
REPORTS FROM BANKS
National banks in the continental United States, Alaska, the Territory of Hawaii, and the Virgin Islands of the United States were, in
accordance with the provisions of section 5211 of the Revised Statutes,
called upon to submit four reports of condition during the year ended
December 31, 1952. Reports were required as of March 31, June 30,
September 5, and December 31. Summaries from all condition
reports, by States, are published in pamphlet form. National banks
were also required by statute to obtain reports, unless waived by the
Comptroller, of their affiliates and holding company affiliates other
than member banks as of the four dates for which condition reports
of the banks were obtained and to submit such reports to the
Comptroller.
Under the general powers conferred upon him by law, the Comptroller obtained from each national bank during the period indicated
semiannual reports of earnings, expenses, and dividends; also reports
of condition of foreign branches as of December 31, 1952.
National banking associations authorized to act in a fiduciary
capacity were called upon to submit reports of their trust departments
as of the close of business on December 31, 1952.
In accordance with section 298 of the code of law for the District of
Columbia, banks other than national in the District were required to
REPORT OF THE COMPTROLLER OF THE CURRENCY
23
make to the Comptroller condition reports and reports of earnings,
expenses, and dividends identical with those obtained from national
banks during the year. Credit unions in the District of Columbia
under the supervision of the Comptroller were required to submit
reports of their assets and liabilities as of December 31, 1952, and
reports of receipts and disbursements for the year ended December
31, 1952.
Detailed figures from reports of condition and earnings and dividends will be found in the appendix of this report.
AFFILIATES AND HOLDING COMPANY AFFILIATES OF
NATIONAL BANKS
The Federal statute requires each national bank to obtain and
submit to the Comptroller periodically reports of its affiliates, as
defined in sections 2 (b) and (c) of the Banking Act of 1933, as
amended, unless waived by the Comptroller.
Until the close of the calendar year 1951 a national bank was
required to furnish a list of all of its affiliates at each call date, including the amount of its loans and investments in each affiliate, and to
furnish also reports of certain affiliates on a prescribed form and proof
of publication of such reports in a newspaper. Beginning with the
first call in 1952 the Comptroller waived the requirements for a list of
the affiliates, and in addition further revised the waiver requirement
for reports of affiliates to provide principally that reports of affiliates
(other than holding company affiliates) need not be submitted and
published in a newspaper unless the affiliate is indebted to the national
bank or the bank owns obligations of the affiliate and the aggregate
of such indebtedness or investment is carried as an asset on the bank's
books at a value in excess of $5,000 or 1 percent of the bank's capital
and surplus, whichever is the greater. Previously the waiver provided
that reports should be submitted and published when the aggregate
of the indebtedness or the investment was carried at a value in excess
of $5,000 or 1 percent of the bank's capital and surplus, whichever is
the smaller.
At the end of December 1952, 310 national banks in the country
and 2 non-national banks in the District of Columbia which are members of the Federal Reserve System submitted 347 reports of affiliates.
Included in these figures are 201 banks in 26 States which are members
of 25 holding company groups. The number of banks in each holding
company group varied from 1 to 48. The actual number of reporting
affiliates was 171.
LIQUIDATION OF INSOLVENT NATIONAL BANKS
During the year ended December 31, 1952, there were no failures
of national banks. The liquidation of one insolvent national bank
under the direction of the Comptroller of the Currency was completed
during the year, leaving only one such receivership in process of
liquidation as of December 31, 1952. This one remaining receivership
was involved in litigation.
24
REPORT OF THE COMPTROLLER OF THE CURRENCY
ISSUE AND REDEMPTION OF NOTES
One thousand four hundred and seventy-five shipments of Federal
Reserve currency were made from Washington, D. C , during the
year ended December 31, 1952, to Federal Reserve agents and Federal
Reserve branch banks, aggregating $8,986,460,000, and in addition, 23
deliveries were made to the Treasurer of the United States aggregating
$119,800,000.
Four thousand nine hundred and seventy-seven lots of unfit Federal
Reserve currency were received for verification and certification for
destruction consisting of 482,385,664 notes aggregating $5,681,974,480.
There were received 34 lots of national bank notes for verification
and certification for retirement and destruction consisting of 246,243
notes aggregating $3,993,020.
One hundred fifty-seven thousand one hundred and twenty-one
fragments or charred Federal Reserve and national bank notes aggregating $2,947,955 were presented by the Treasurer of the United
States for identification and approval.
EXAMINATION OF NATIONAL BANKS
The National Bank Act requires that each national bank be examined at least twice each year in order that the Comptroller may be
kept currently informed of its condition and require such corrections
as are deemed necessary with a view to maintaining each bank in
sound condition. In addition to the regular examinations, special
examinations are conducted of banks the condition of which is regarded
as unsatisfactory.
During the year ended December 31, 1952, 9,212 examinations of
banks, 4,431 examinations of branches, including 24 foreign branches,
1,622 examinations of trust departments, and 28 examinations of
affiliates were conducted. Nine State banks were examined in connection with conversions to or consolidations with national banks.
Investigations were also conducted in connection with applications
for 31 new charters and 202 new branches.
ORGANIZATION AND STAFF
On December 31, 1952, the Office of the Comptroller of the Currency had in its employ 1,150 persons. Of these, 198 were assigned to
the Washington office, including 34 in the Federal Reserve Issue and
Redemption Division, which is an expense of the Federal Reserve
banks. During the year, the total personnel in the Washington office
was reduced by 7 and the total field force was increased by 31 persons.
Seventeen national bank examiners and 85 assistant national bank
examiners left the service during the year. In the same period 19
assistants were commissioned national bank examiners, 1 former examiner was reappointed and 1 returned from military furlough, while
121 new assistants were appointed, 7 returned from military furlough
and 6 were placed on military furlough, leaving a total of 262 examiners
and 567 assistants in the service at the end of the year. The 262
examiners have an average term of service, including service as assistants, in excess of 19 years.
25
REPORT OF THE COMPTROLLER OF THE CURRENCY
On February 18, 1952, Mr. G. W. Garwood, a career employee who
had served with the office in various positions for approximately 27
years, was appointed Third Deputy Comptroller to fill the vacancy
created through the resignation of Mr. J. L. Kobertson, First Deputy
Comptroller. On this same date Mr. L. A. Jennings was promoted
from Second to First Deputy Comptroller, and Mr. W. M. Taylor
from Third to Second Deputy Comptroller.
EXPENSES OF THE BUREAU
The following is a summary of the operating expenses of the Bureau
for the year ended December 31, 1952:
Bank supervi- Currency issue
and redempsion
tion
Salaries
- Per diem
_
Transportation
Supplies, printing, books, and periodicals
Rent
Furniture and fixtures
Communications
__
Mis cellaneous
Total
-._
Total
$5, 878,839.92
1, 095,183.15
346, 470. 35
85,311.83
137, 243.84
10,153. 34
20, 597. 47
19, 654. 92
$124, 898.23
0
0
2,033. 64
0
0
352.06
9, 210. 48
$6,003, 738.15
1,095,183.15
346, 470. 35
87, 345.47
137,243.84
10,153. 34
20, 949. 53
28,865. 40
7, 593,454.82
136,494.41
7, 729, 949.23
Funds used in payment of the bank supervision costs are derived
from assessments against the banks supervised. The cost of operating the Division which handles the currency issue and redemption
functions is paid by the Federal Eeserve Banks.
APPENDIX
27
CONTENTS
TABLES
No. 1. Comptrollers and Deputy Comptrollers of the Currency since
1863
No. 2. Total number of national banks organized, consolidated under act
November 7, 1918, as amended, insolvent, in voluntary liquidation, converted into and merged or consolidated with State
banks under Public Law 706 (12 U. S. C. 214), and in existence
on December 31, 1952
No, 3. National banks chartered during the year ended December 31,
1952
No. 4. National banks reported in voluntary liquidation during the year
ended December 31, 1952, the names of succeeding banks in cases
of succession, with date of liquidation and capital stock
No. 5. National banks merged or consolidated with and into State banks
under the provisions of Public Law 706 (12 U. S. C. 214),
approved August 17, 1950, and the laws of the States where the
banks are located, during the year ended December 31, 1952,
with the effective date and the capital stock
No. 6. National banks converted into State banks under the provisions
of Public Law 706 (12 U. S. C. 214), approved August 17, 1950,
and the laws of the States where the banks are located, during
the year ended December 31, 1952, with the effective date and
the capital stock
No. 7. Consolidations of national banks, or national and State banks,
during the year ended December 31, 1952, under sections 1, 2,
and 3 of the act of November 7, 1918, as amended
No. 8. Mergers of national banks, or national and State banks, during
the year ended December 31, 1952, under sections 4 and 5 of
the act of November 7, 1918, as amended
No. 9. Number of domestic branches of national banks authorized during
the year ended December 31, 1952
No. 10. Number and class of domestic branches of national banks closed
during the year ended December 31, 1952
No. 11. Principal items of assets and liabilities of national banks, by size
of banks, according to deposits, December 31, 1951 and 1952__
No. 12. Number of national banks in United States and possessions with
surplus fund equal to or exceeding common capital stock, and
the number with surplus fund less than common capital stock
1942 to 1952
No. 13. Dates of reports of condition of national banks, 1914 to 1952
No. 14. Assets and liabilities of national banks on March 31, June 30,
September 5, and December 31, 1952
No. 15. Fiduciary activities of national banks as of December 31, 1952
No. 16. Fiduciary activities of national banks by Federal Reserve districts
as of December 31, 1952
No. 17. Classification of investments in living and court trust accounts
under administration by the active national bank trust departments, December 31, 1952
No. 18. Fiduciary activities of national banks by States as of December
31, 1952
No. 19. Earnings, expenses, and dividends of national banks, by States,
for the year ended December 31, 1952
„
No. 20. Earnings, expenses, and dividends of national banks, by Federal
Reserve districts, for the year ended December 31, 1952
29
259038—53
3
Page
32
33
35
36
37
37
38
40
41
44
45
46
47
49
103
105
106
106
110
118
30
REPORT OF THE COMPTROLLER OF THE CURRENCY
No. 21. Earnings, expenses, and dividends of national banks, by size of
banks, for the year ended December 31, 1952
No. 22. Earnings, expenses, and dividends of national banks, years ended
December 31, 1950-52
No. 23. Number of national banks, capital stock, capital funds, net profits,
dividends and ratios, years ended December 31, 1929-52
No. 24. Total loans of national banks, losses and recoveries on loans, and
ratio of net losses or recoveries to loans, bv calendar years
1933-52
'_
No. 25. Total securities of national banks, losses and recoveries on securities, and ratio of net losses or recoveries to securities, by calendar
years 1933-52
No. 26. Foreign branches of American national banks, December 31, 1952_
No. 27. Consolidated statement of assets and liabilities of foreign branches
of national banks, December 31, 1952
No. 28. Assets and liabilities of banks in the District of Columbia, by
classes, December 31, 1952
No. 29. Assets and liabilities of all banks in the District of Columbia at
date of each call during year ended December 31, 1952
No. 30. Assets and liabilities of nonnational banks in the District of Columbia at date of each call during year ended December 31,1952_
No. 31. Earnings, expenses, and dividends of banks in the District of
Columbia, years ended December 31, 1952 and 1951
No. 32. Number of banks, capital stock, capital funds, net profits, interest
and dividends, and ratios, all banks, in the District of Columbia,
years ended December 31, 1929-52
No. 33. Total loans of banks in the District of Columbia, losses and recoveries on loans, and ratio of net losses or recoveries to loans, by
calendar years 1933-52
No. 34. Total securities of ban,ks in the District of Columbia, losses and
recoveries on securities, and ratio of net losses or recoveries to
securities, by calendar years 1933-52
No. 35. Summary of assets and liabilities December 31, 1952, and receipts
and disbursements in year ended December 31, 1952, of the 17
District of Columbia credit unions, chartered under the District
of Columbia Code
No. 36. Assets and liabilities of all active banks in the United States and
possessions, by classes, December 31,1952
No. 37. Assets and liabilities of all active banks in the United States and
possessions, by States and Territories, December 31, 1952
No. 38. Assets and liabilities of active national banks, by States and
Territories, December 31, 1952
No. 39. Assets and liabilities of all active banks other than national, by
States and Territories, December 31, 1952
No. 40. Assets and liabilities of active State commercial banks, by States
and Territories, December 31, 1952
No. 41. Assets and liabilities of active mutual savings banks, by States,
December 31, 1952
No. 42. Assets and liabilities of active private banks, by States, December
31, 1952
No. 43. Per capita demand and time deposits of individuals, partnerships,
and corporations in all active banks, by States, December 31,
1952
No. 44. Officials of State banking departments and number of each class of
active banks in December 1952
No. 45. Assets and liabilities of all active banks, 1940 to 1952
No. 46. Assets and liabilities of all active national banks, 1940 to 1952
No. 47. Assets and liabilities of all active banks other than national, 1940
to 1952
No. 48. Summary of status, progress, and results of liquidation of all
national banks, placed in charge of receivers from the date of
the first national bank failure, April 14, 1865, to December 31,
1952
-
Page
121
124
126
127
127
128
129
130
132
133
134
136
137
138
139
140
142
150
158
166
174
178
182
184
186
187
188
189
REPORT OF THE COMPTROLLER OF THE CURRENCY
31
Page
No. 49. Number and deposits of national and District of Columbia nonnational banks placed in receivership, period April 14, 1865, to
December 31, 1952, by groups according to percentages of
dividends paid to December 31, 1952
No. 50. Liquidation statement, two receiverships in liquidation during
year ended December 31, 1952
No. 51. Liquidation statement, one administered national bank receivership completely liquidated and finally closed, during year ended
December 31, 1952
No. 52. Liquidation statement, one active receiverships as of December
31, 1952
No. 53. National banks in charge of receivers during year ended December
31, 1952, dates of organization, appointment of receivers, and
final closing, with nominal amounts of total assets and total
liabilities at date of failure, capital stock, and stock assessments,
amounts collected from all sources, including offsets allowed and
earnings, together with the disposition of such collections, and
various other data indicating the progress and results of liquidation to December 31, 1952
No. 54. Bank suspensions since inauguration of Federal deposit insurance,
years ended December 31, 1934 to 1952
192
194
194
195
196
198
32
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 1.—Comptrollers
and Deputy Comptrollers of the Currency, dates of
appointment and resignation, and States whence appointed
No.
Name
Date of appointment
Date of resignation
State
COMPTROLLERS OF THE CURRENCY
McCulloch, Hugh
__.
Clarke, Freeman
Hulburd, Hiland R_
Knox, John Jay
Cannon, Henry W
Trenholm, William L
Lacey, Edward S
Hepburn, A. Barton
Eckels, JamesH.._
Dawes, Charles G
Ridgely, William Barret..
Murray, Lawrence O
Williams, John Skelton___
Crissinger, D. R
Dawes, Henry M
Mclntosh, Joseph W
Pole, John W
_..
O'Connor, J. F. T
Delano, Preston..
May
Mar.
Feb.
Apr.
May
Apr.
May
Aug.
Apr.
Jan.
Oct.
Apr.
Feb.
Mar.
May
Dec.
Nov.
May
Oct.
9,1863 Mar. 8,1865
21,1865 July 24,1866
1,1867 Apr. 3,1872
25,1872 Apr. 30,1884
12,1884 Mar. 1,1886
20,1886 Apr. 30,1889
1,1889 June 30,1892
2,1892 Apr. 25,1893
26,1893 Dec. 31,1897
1,1898 Sept. 30,1901
1,1901 Mar. 28,1908
28,1908 Apr. 27,1913'
2,1914 Mar. 2,1921
17,1921 Apr. 30,1923
1,1923 Dec. 17,1924
20,1924 Nov. 20,1928
21,1928 Sept. 20,1932
11,1933 Apr. 16,1938
24,1938
Indiana.
New York.
Ohio.
Minnesota.
Do.
South Carolina.
Michigan.
New York.
Illinois.
Do.
Do.
New York.
Virginia.
Ohio.
Illinois.
Do.
Ohio.
California.
Massachusetts.
DEPUTY COMPTROLLERS OF THE CURRENCY
Howard, Samuel T . . .
Hulburd, Hiland R _ _
Knox, John Jay
Langworthy, John S..
Snyder, V. P
Abrahams, J. D
Nixon, R. M
Tucker, Oliver P
Coffin, George M
Murray, Lawrence OKane, Thomas P
Fowler, Willis J
Mclntosh, Joseph W__
Collins, Charles W....
Stearns, E. W
Await, F. G
Gough, E . H
._.
Proctor, John L
Lyons, Gibbs
Prentiss, William, Jr..
D g g , Marshall R
rshall
Diggs,
Oppegard, G. J
Od
G J
Upham, C. B
p ,
Ml
A J
Mulroney, A.
McCandless, R. B
Sedlacek, L. H
_.
Robertson, J. L
Hudspeth, J. W
Jennings, L. A..
Taylor, W.M
Garwood, G. W
Term expired.
Died Mar. 2,1923
May 9,1863
Aug. 1,1865
Mar. 12,1867
Aug. 8,1872
Jan. 5,1886
Jan. 27,1887
Aug. 11,1890
Apr. 7,1893
Mar. 12,1896
Sept. 1,1898
June 29,1899
July 1,1908
May 21,1923
July 1,1923
y
J
61925
Jan. 6,1925
July 1,1927
July 6,1927
Dec. 1,1928
,
241933
Jan. 24,1933
Feb. 24,1936
Jan. 16,1938
.do
,1938
Oct.
,1939
May
,1941
July
Sept. ,1941
,1944
Oct.
,1949
Jan.
Sept. ,1950
Mar. , 1951
Feb. 18,1952
Aug. 1,1865
Jan. 31,1867
Apr. 24,1872
Jan. 3,1886
Jan. 3,1887
May 25,1890
Mar. 16,1893
Mar. 11,1896
Aug. 31,1898
June 27,18992
Mar. 2,1923
Feb. 14,1927
Dec. 19,1924
June 30,1927
Nov. 30,1928
Feb. 15,1936
Oct. 16,1941
Jan. 23,1933
Jan. 15,1938
do
Sept. 30,1938
do
Dec. 31,1948
Aug. 31,1941
Mar. 1,1951
Sept. 30,1944
Feb. 17,1952
Aug. 31,1950
New York.
Ohio.
Minnesota.
New York.
Do.
Virginia.
Indiana.
Kentucky.
South Carolina.
New York.
District of Columbia.
Indiana.
Illinois.
Do.
Virginia.
Maryland.
Indiana.
Washington.
Georgia.
California.
Texas.
California.
Iowa.
Do.
Do.
Nebraska.
Nebraska.
Texas.
New York.
Virginia.
Colorado.
33
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 2.—Total number of national banks organized, consolidated under
act Nov. 7, 1918, as amended, insolvent, in voluntary liquidation, converted into
and merged or consolidated with State banks under Public Law 706 (12 U. S. C.
214), and in existence on Dec. 81, 1952
Consolidated
under act Nov.
7,1918, as
amended
Organized
Location
Maine
New Hampshire
Vermont
Massachusetts Rhode Island
Connecticut
. . _ _
Total Eastern States
Virginia
West Virginia . .
North Carolina
South Carolina _ _
Georgia
Florida
Alabama
Mississippi
Louisiana.
Texas
Arkansas
Kentucky
Tennessee
__
Total Southern States
_. .
Total Middle Western States,.
_
Total Western States
Washington
Oregon.
California
Idaho
Utah
Nevada
Arizona
In
Merged existence
Con- or converted solidated
to State with
banks
State
banks
77
22
28
204
56
64
_
Total Pacific States
127
80
85
371
67
124
5
2
2
25
3
5
854
42
991
419
1,282
30
141
32
60
23
50
139
251
190
153
123
188
149
180
79
109
1,186
148
247
210
17
11
5
6
8
2
2
5
3
36
1
10
7
3,213
113
566
1,346
696
438
920
319
273
490
546
294
Total New England States...
North Dakota
South Dakota .
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
In
liquidation
13
5
17
28
2
7
Under Mergers
sees. under
1,2,
sees.4
and 3
and 5
Insolvent
2,895
_. .
New York.
New Jersey.
Pennsylvania.
Delaware
Maryland
District of Columbia
Ohio
Indiana
Illinois
Michigan __
Wisconsin - Minnesota
Iowa
Missouri
Public Law 706
(12 U . S. C. 214)
26
12
17
10
9
7
4
11
112
98
227
77
54
116
204
58
320
204
290
154
115
189
241
147
1
3,976
96
946
1,660
1
259
219
405
447
193
61
218
86
744
3
12
1
4
3
12
100
93
83
76
76
12
55
25
84
116
79
197
193
76
25
83
35
450
2,632
38
604
226
148
524
110
38
17
31
17
2
13
4
1
1
51
30
64
35
6
4
6
123
96
354
63
17
7
21
38
196
681
1,094
3
1
1
451
129
59
211
1
17
7
428
135
407
18
61
12
3
424
1,061
3
28
38
44
43
42
42
45
16
16
140
39
37
36
1
32
51
37
114
6
48
1
72
2
2
4
3
1
73
67
58
49
86
41
62
34
53
567
55
108
93
288
6
2
5
363
200
608
11
59
9
2
15
1,250
133
74
46
25
52
64
71
24
37
443
53
91
74
1
1
1,187
238
124
386
77
95
178
97
77
1,272
40
35
124
174
38
24
77
26
198
1,254
736
1
1
1
2
1
35
19
92
12
10
5
3
176
34
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 2.—Total number of national banks organized, consolidated under act
Nov. 7, 1918, as amended, insolvent, in voluntary liquidation, converted into and
merged or consolidated with State banks under Public Law 706 (12 U. S. C.
214) 7 and in existence on Dec. 31, 1952—Continued
Consolidated
under act Nov.
7,1918, as
amended
Location
Organized
Under Mergers
sees. under
1,2,
sees.4
and 3 and 5
Public Law 706
(12 U. S. C. 214)
Insolvent
In
liquidation
Converted
to State
banks
In
Merged existence
or consolidated
with
State
banks
6
6
1
1
1
1
4
1
5
1
14
1
6
7
Total United States and possessions
114,678
467
4 2 2,808 3 6,459
Alaska
The Territory of Hawaii
Puerto Rico
Virgin Islands of the United States.
Total possessions
1
7
17
4,916
1
Includes 456 organized under act of Feb. 25,1863; 9,401 under act of June 3,1864, as amended; 10 under
Gold Currency Act of July 12,1870; and 4,811 under act of Mar. 14,1900.
2
Exclusive of those restored to solvency.
3
Includes 208 passed into liquidation upon expiration of corporate existence.
REPORT OF THE COMPTROLLER OF THE CURRENCY
35
TABLE N O . 3.—National banks chartered during the year ended Dec. 31, 1952
Charter
No.
Capital
stock
(common)
Title
ALABAMA
14664
City National Bank of Dothan.
$272,000
ARKANSAS
14672
T r n r n a n n N a t i o n a l Ba,nk, T r u r n a n n
.......
.
...
125,000
CALIFORNIA
14670
14671
Buttonwillow National Bank, Buttonwillow
Sun Valley National Bank of Los Angeles
Total (2 banks)
100,000
100,000
200,000
FLORIDA
14675
College Park National Bank at Orlando
200,000
GEORGIA
14678
Glenwood National Bank, Glenwood
100,000
LOUISIANA
14669
First National Bank of Rayville
_..
-_.
... _
100,000
NEBRASKA
14677
100,000
Sidney National Bank, Sidney
NEW JERSEY
14673
14667
The City National Bank of Millville
The First National Bank of Tuckerton
150,000
75,000
Total (2 banks)
225,000
NORTH CAROLINA
14676
First National Bank of Jacksonville.
_
100,000
OKLAHOMA
14666
Northwest National Bank nf Oklahoma fifty
200,000
TEXAS
14674
14668
First National Bank of Arlington
First National Bank in Pasadena ..
Total (2 banks)...
...
200 000
200,000
400,000
WASHINGTON
14665
Harbor National Bank of Aberdeen.
200,000
Total United States (15 banks)
2, 222, 000
36
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 4.—National banks reported in voluntary liquidation during the year
ended Dec. 31, 1952, the names of succeeding banks in cases of succession, with
date of liquidation and capital stock
Title and location of bank
The Fruit Growers National Bank and Trust Company of Smyrna, Del.
(2336), absorbed by Farmers Bank of the State of Delaware, Dover, Del
The Madera National Bank, Madera, Pa. (7400), absorbed by The County
National Bank at Clearfield, Pa
First National Bank of Salisbury, N. C. (2981), absorbed by Scottish Bank,
Lumberton, N. C
_
_
The First National Bank of Burlington, Wash. (9808), absorbed by The
National Bank of Commerce of Seattle, Wash
The Concord National Bank of Concord, Mass. (833), absorbed by Harvard
Trust Company, Cambridge, Mass
_
The Carnegie National Bank, Carnegie, Pa. (6174), absorbed by Mellon
National Bank and Trust Company, Pittsburgh, Pa
_.
The Citizens National Bank of Crandall, Tex. (5938), absorbed by Seagoville
State Bank, Seagoville, Tex
The Wendell National Bank, Wendell, Idaho (12432), absorbed by Idaho
First National Bank, Boise, Idaho
Citizens National Bank of Bellflower, Calif. (14496), absorbed by California
Bank, Los Angeles, Calif
The Love County National Bank of Marietta, Okla. (12330), absorbed by The
First National Bank of Marietta
The Citizens National Bank of Crawfordsville, Ind. (2533), absorbed by
Elston Bank & Trust Company, Crawfordsville--The First National Bank of Nanticoke, Pa. (3955), absorbed by Miners National Bank of Wilkes-Barre, Pa
The Crafton National Bank, Crafton, Pa. (13860), absorbed by Peoples First
National Bank & Trust Company, Pittsburgh, Pa
_.
Metuchen National Bank, Metuchen, N. J. (13916), absorbed by The National Bank of New Jersey, New Brunswick, N. J
The First National Bank of Judith Gap, Mont. (10907)...__
The Miners National Bank of Nanticoke, Pa. (13524), absorbed by Miners
National Bank of Wilkes-Barre, P a . . .
The Citizens National Bank of Collingswood, N. J. (13969), absorbed by
Camden Trust Company, Camden, N. J
Total (17 banks).
Date of
liquidation
Dec. 31,1951
Feb. 11,1952
Mar.
3,1952
Capital
stock
(common)
$100,000
50,000
100,000
Mar. 15,1952
50, 000
Apr. 12,1952
150,000
Apr. 18,1952
300, 000
Apr.
7,1952
25,000
May 10,1952
50,000
June 28,1952
100,000
June 30,1952
25,000
July 14,1952
100,000
Aug. 25,1952
300,000
Aug. 29,1952
100,000
Sept. 3,1952
Sept. 20,1952
100,000
25,000
Nov. 28,1952
300,000
Sept. 8,1952
200,000
2,075,000
REPORT OF THE COMPTROLLER OF THE CURRENCY
37
TABLE N O . 5.—National banks merged or consolidated with and into State banks
under the provisions of Public Law 706 (12 U. S. C. 214), approved Aug. 17,
1950, and the laws of the States where the banks are located, during the year ended
Dec. 31, 1952, with the effective date and the capital stock
Title and location of bank
The Commercial National Bank of Hillsboro, Oregon (9917), merged with The
Commercial Bank of Oregon, West Slope, Oregon and The Citizens Bank of
Sherwood, Oregon, under the charter of the last-named bank and title'' The
Commercial Bank of Oregon", Hillsboro, Oreg
_
Merchants and Farmers National Bank of Dansville, N. Y. (4482), merged
with and into Union Trust Company of Rochester, N. Y
_
_.
The North Wales National Bank, North Wales, Pa. (4330), merged with and
into Montgomery Trust Company, Norristown, Pa
_
_
_..
National Bank of Olney at Philadelphia, Pa. (14120), merged with and into
Fidelity-Philadelphia Trust Company, Philadelphia, Pa
The North Broad National Bank of Philadelphia, Pa. (13325), merged with
and into Broad Street Trust Company, Philadelphia, Pa
Geneseo River National Bank of Mt. Morris, N. Y. (1416), merged with and
into Security Trust Company of Rochester, N. Y
Effective
date
Dec. 31,1951
Feb. 29,1952
$360,000
1117,500
Mar.
14,1952
100,000
June
Oct.
20,1952
200,000
24,1952
250,000
Nov. 24,1952
Total (6 banks).
1
Capital
stock
(common)
100,000
11,127, 500
Includes $32,130 preferred A and $7,500 preferred B capital stock.
TABLE N O . 6.—National banks converted into State banks under the provisions of
Public Law 706 (12 U. S. C. 214), approved Aug. 17, 1950, and the laws of the
States where the banks are located, during the year ended Dec. 31, 1952, with the
effective date and the capital stock
Title and location of bank
Effective
date
The Edwards National Bank, Edwards, N. Y. (10569), converted into State
Bank of Edwards and Star Lake, Edwards, N. Y
_._
Jan. 1,1952
The Continental National Bank and Trust Company of Salt Lake City,
Utah i (9403), converted into The Continental Bank and Trust Company,
Salt Lake City, Utah
Feb. 1,1952
First National Bank of Fair Oaks, Calif. (14508), converted into The Suburban
Bank, Fair Oaks, Calif
._
Apr. 1,1952
The National Bank of Orange County of Goshen, N. Y. (1399), converted into
May 15,1952
The Bank of Orange County, Goshen, N. Y
The First National Bank of Greenville, Ky. (4356), converted into First State
Bank, Greenville, Ky
July 1,1952
Northwestern National Bank of St. Louis, Mo. (14408), converted into Northwestern Bank and Trust Company, St. Louis, Mo
Sept. 1,1952
Total (6 banks)..
i With one branch in Salt Lake City, Utah.
Capital
stock
(common)
$25,000
900,000
75,000
110,000
75, 000
500,000
1, 685,000
38
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 7.—Consolidations of national banks, or national and State banks
during the year ended Dec. 81, 1952, under sections 1, 2, and 3 of the act of Nov. 7,
1918, as amended
Capital
stock
Bronxville Trust Company, Bronxville, N . Y., with...
and First National Bank of New Rochelle, N . Y.
(13955), which had
consolidated Jan. 11,1952, under charter of the latter
bank (13955) and title "First Westchester National
Bank of New Rochelle." The consolidated bank
at date of consolidation had
City National Bank of Philadelphia, Pa. 1 (13180), with..
and Central-Penn National Bank of Philadelphia,
Pa. (723), which had
consolidated Feb. 21,1952, under charter and title of
the latter bank (723). The consolidated bank at
date of consolidation had
The National Iron Bank of Pottstown, Pa. (3494) with—
and The National Bank of Pottstown, Pa. (608),
which had
consolidated Feb. 29,1952, under charter and title of
the latter bank (608). The consolidated bank at
date of consolidation had
The First National Bank of Eatontown, N . J. (10110),
with
and Allenhurst National Bank and Trust Company,
Allenhurst, N . J. (12891), which had
consolidated Mar. 21,1952; under charter and title of
the latter bank (12891). The consolidated bank at
date of consolidation had
The First National Bank of Norwood, Ohio (6322),
with
and The First National Bank of Cincinnati, Ohio
(24), which had
consolidated Mar. 31,1952, under charter and title of
the latter bank (24). The consolidated bank at
date of consolidation had
The Northern Valley National Bank of Tenafly, N . J.
(13012), with
and The Citizens National Bank and Trust Company of Englewood, N. J. (4365), which had
consolidated Mar. 31,1952, under charter of the latter
bank (4365) and title " Citizens Northern Valley
National Bank of Englewood". The consolidated
bank at date of consolidation had
_.
The Farmers National Bank of Somerset, Ky. (5881)
with
and The First National Bank of Somerset, Ky.
(3832), which had
consolidated Mar. 31,1952, under charter of the latter
bank (3832) and title " T h e First and Farmers
National Bank of Somerset". The consolidated
bank at date of consolidation had...
Brooklyn State Bank, Brooklyn, Mich., with
and The National Bank of Jackson, Mich. (13741),
which had
----consolidated Apr. 19,1952, under charter and title of
the latter bank (13741). The consolidated bank at
date of consolidation had.The Bank of Farmingdale, N . Y., with
and The Franklin National Bank of Franklin Square,
N . Y. (12997), which had
consolidated May 9, 1952, under charter and title of
the latter bank (12997). The consolidated bank at
date of consolidation hadBloomfield Bank and Trust Company, Bloomfield, N .
J.,2with
and The National Newark and Essex Banking Company of Newark, N . J . (1316), which had
consolidated June ?3,1952, under charter and title of
the latter bank (1316). The consolidated bank at
date of consolidation had
Brandon National Bank, Brandon, Vt. (13712), w i t h . . . .
and The First National Bank of Brandon, Vt. (278),
which had
--•
consolidated June 30,1952, under charter of the latter
bank (278) and title "First Brandon National
Bank". The consolidated bank at date of consolidation had
i With 3 branches in Philadelphia.
* With 1 branch in Bloomfleld.
Undivided
profits
Total
assets
$500,000
$450, 000
$87, 581
$14, 792,799
750,000
800,000
238,052
22,302,116
1, 250,000
1,000,000
1,250,000
650,000
333,108
15,339
37,102, 390
34, 919, 657
3,040,000
9,000,000
3,128,117
153, 016,019
3, 540,000
300,000
10,000,000
900,000
3, 293, 455
391, 733
187, 593, 471
9,286,064
300,000
600,000
402,859
12,197, 359
1,000,000
1,500,000
370,839
21, 483, 423
80,000
94,000
21,401
2, 585, 787
100,000
250, 000
143, 348
8, 387,818
500,000
100,000
88, 749
10, 973, 605
500,000
500,000
388,855
15, 864, 359
6,000,000
14,000,000
3,036,027
315, 273, 543
6,375,000
14, 625,000
3, 398, 884
330, 339, 532
150,000
175, 000
90, 774
5, 690,183
300,000
400,000
199,432
17,057,131
235,206
22, 747, 314
540,000
540, 000
150,000
150,000
100,000
250,000
224, 602
7,987,935
250, 000
30,000
500,000
60,000
212,870
90,224
12, 846, 616
2, 061, 334
500,000
500,000
574,063
32, 939, 558
560,000
186,000
740,000
130,000
454,287
130, 907
34, 990, 257
7, 383, 997
2,870,000
3,210,000
708, 391
113,867, 606
3,025,000
3,340,000
870, ?98
121,251, 603
750,000
1,000,000
1,500,082
40,354, 605
3,500,000
4, 500,000
1,142,191
161,857,093
5,000,000
50,000
5,000,000
21,100
2,814,273
22,471
202, 581,405
951,082
75,000
39,000
38,578
1,273,807
100,000
100,000
46,150
2,224,889
4,858, 681
REPORT OF THE COMPTROLLER OF THE CURRENCY
39
TABLE N O . 7.—Consolidations of national banks, or national and State banks
during the year ended Dec. 31, 1952, under sections 1, 2, and 8 of the act of Nov. 7,
1918, as amended—Continued
Capital
stock
The First National Bank and Trust Company of
Floral Park, N . Y. (12449), with
and The Franklin National Bank of Franklin Square,
N. Y. (12997), which had
consolidated Sept. 26,1952, under charter and title of
the latter bank (12997). The consolidated bank at
date of consolidation had
Harrison-Kearny Trust Company, East Newark, N. J.,
with
and The First National Bank and Trust Company of
Kearny, N . J. (8627), which had
consolidated Sept. 30, 1952, under charter and title of
the latter bank (8627). The consolidated bank at
date of consolidation had
_
The Norwood Savings Bank, Norwood, Ohio, with
and The First National Bank of Cincinnati, Ohio (24),
which had
consolidated Sept. 30, 1952, under charter and title of
the latter bank (24). The consolidated bank at
date of consolidation had.
North Side Bank, Lebanon, Pa., with
and The First National Bank of Lebanon, Pa. (240),
which had
_.._
consolidated Oct. 31, 1952, under charter and title of
the latter bank (240). The consolidated bank at
date of consolidation had.
Peoples National Bank of Lynbrook, N . Y. (11603),
with
and The Meadow Brook National Bank of Freeport,
N. Y. (7703), which had
consolidated Oct. 31, 1952, under charter and title of
the latter bank (7703). The consolidated bank at
date of consolidation had
Savings Investment & Trust Company, East Orange,
N. J.,» w i t h . .
and The National Newark and Essex Banking Company of Newark, N . J. (1316), which had
consolidated Dec. 12, 1952, under charter and title of
the latter bank (1316). The consolidated bank at
date of consolidation had
The First National Bank and Trust Company of Northport, N. Y, (5936), with
and First National Bank of Huntington, N. Y. (6587),
which had
consolidated Dec. 22, 1952, under charter of the latter
bank (6587) and title "First Suffolk National Bank
of Huntington".
The consolidated bank at date of consolidation had
First National Bank of Belmont, Calif. (14642), w i t h . . . .
and The First National Bank of San Mateo County
at Redwood City, Calif. (7279), which had
consolidated Dec. 26, 1952, under charter and title of
the latter bank (7279). The consolidated bank at
date of consolidation had
The First National Bank of Strawn, Tex. (10229), with._
and The Strawn National Bank, Strawn, Tex.
(12775), which had
consolidated Dec. 31, 1952, under charter of the latter
bank (12775) and title "First Strawn National
Bank". The consolidated bank at date of consolidation had
Joplin National Bank and Trust Company, Joplin,
Mo. (4425), with
_._.
and First National Bank of Joplin, Mo. (13162), which
had
consolidated Dec. 31, 1952, under charter and" title of
the latter bank (13162). The consolidated bank at
date of consolidation had
_
Hanover Trust Company, Hanover, Pa., with
and The First National Bank of Hanover, Pa. (187),
which had
__.
consolidated Dec. 31,1952, under charter of the latter
bank (187) and title "First National Bank and
Trust Company of Hanover". The consolidated
bank at date of consolidation had...
Surplus
$300,000
$300,000
3,100,000
3, 500,000
3, 370,000
3,800,000
Total
$424,405 $16,294,882
932,413
130,486,360
1, 386,818 146, 781,242
100,000
250,000
159,103
5,638,087
300,000
400,000
90,991
11,895,477
500,000
100,000
600,000
200,000
100,094
280,333
17,033,563
5,410,647
6,375,000
14,625,000
3,882,473
342,560,261
6,525,000
100,000
14,625,000
150,000
4,316,630
50,211
347,699,188
4,143,232
250,000
1,000,000
215,369
13,965,350
333,325
1,166,675
268,103
18,058,582
420,000
697,658
170,643
15,062,762
1,010,000
1,010,000
650,159
51,827,999
1,770,000
1,770,000
986,804
66,919,104
864,765
266,500
971,576
42,002,041
5,000,000
5,000,000
3,139,558
210,918,437
5,350,000
5,350,000
2,767,398
250,993, 581
100,000
200,000
236,875
6,723,044
280,000
415,350
131,080
12,012,454
476,000
100,000
750,000
25,000
137,305
24,725
18,735,498
1,607,181
500,000
425,000
196,354
24,128,123
600,000
75,000
450,000
12,500
220,607
3,163
25,695,224
864,339
50,000
20,000
17,126
909,756
75,000
50,000
15,536
1,767,568
250,000
250,000
246,772
12,102,083
400,000
400,000
336,009
24,142,522
1,000,000
250,000
500,000
600,000
382,781
240,414
36,244,605
7,898,878
200,000
1,000,000
126,862
12,518,140
1,000,000
1,000,000
417,276
20,417,018
* With 1 branch in South Orange, 3 in East Orange, and 1 in Orange.
Undivided
profits
40
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 8.—Mergers of national banks, or national and State banks during the
year ended Dec. 31, 1952, under sections 4 and 5 of the act of Nov. 7, 1918, as
amended
Capital
stock
The Wayne State Bank, Wayne, Mich.,* with
$200,000
First National Bank in Plymouth, Mich.* (12953),
with
500,000
Plymouth United Savings Bank, Plymouth, Mich.,
with
._..
100,000
and National Bank of Detroit, Mich. (13671), which
had
15,000,000
merged Sept. 30, 1952, under charter and title of the
last-named bank (13671). The merged bank at date
of merger had
_
15,660,000
Citizens National Bank and Trust Company of Fulton,
N. Y. (1178), with
125,000
and Oswego County National Bank, Oswego, N . Y.
(255), which had
500,000
merged Oct. 10, 1952, under charter and title of the
latter bank (255). The merged bank at date of
625,000
merger had
._
South Philadelphia National Bank of Philadelphia,
Pa.3 (14171), with
350,000
and Central-Perm National Bank of Philadelphia, Pa.
3, 540,000
(723), which had
merged Oct. 31, 1952, under charter and title of the
latter bank (723). The merged bank at date of
3,758,750
merger had
The Amsterdam City National Bank, Amsterdam,
N. Y. (4211), with.
200,000
and The Manufacturers National Bank of Troy, N. Y.
1,500,000
(721), which had
merged Oct. 31, 1952, under charter and title of the
latter bank (721). The merged bank at date of
1,500,000
merger had
» With 3 branches in Wayne.
2 With 1 branch in Plymouth.
3 With 1 branch in Philadelphia.
Surplus
Undivided
profits
Total
assets
$200,000
$370,943
$19,242,717
235,000
190,249
13,083,815
100,000
144,534
8,155,677
45,000,000
11,962,828 1,623,877,040
45,000,000
12,985,911 1,661,584,514
340,000
79,667
4,906,309
500,000
395,394
20,213,816
875,000
143,881
25,097,498
550,000
133,104
15,368,679
10,685,750
2,891,353
197,118,182
11, 500,000
2,894,013
212,342,052
500,000
56,414
3,768,912
1,500,000
1,161,035
41,818,407
1, 500,000
973,271
45,466,259
REPORT OF THE COMPTROLLER OF THE CURRENCY
41
TABLE NO. 9.—Number of domestic branches of national banks authorized during the
year ended Dec. 31, 1952
Branches authorized under act of Feb. 25,1927,
as amended
Charter
No.
Title and location
Local
ALABAMA
3185
The First National Bank of Birmingham.
12072
14651
The First National Bank of Anchorage..
National Bank of Alaska in Anchorage..
3728
14324
First National Bank of Arizona, Phoenix.
The Valley National Bank of Phoenix
2491
7279
10391
9174
13044
Security-First National Bank of Los Angeles
The First National Bank of San Mateo County at Kedwood City
The United States National Bank of San Diego
The Anglo California National Bank of San Francisco
Bank of America National Trust and Savings Association, San Francisco
.-
CALIFORNIA
CONNECTICUT
14640
227
1559
9617
First National Bank of Manchester
The Second National Bank of New Haven.
The First National Bank of Atlanta.—
The Fulton National Bank of Atlanta..
HAWAII
5550
Bishop National Bank of Hawaii at Honolulu..
IDAHO
14444
1668
First Security Bank of Idaho, National Association, Boise..
The Idaho First National Bank, Boise...
13818
14468
14529
11148
Fort Wayne National Bank, Fort Wayne
Gary National Bank, Gary
Mercantile National Bank of Hammond
First Merchants National Bank and Trust Company of Lafayette
14320
3832
Liberty National Bank and Trust Company of Louisville
The First and Farmers National Bank of Somerset
14228
14621
The Calcasieu-Marine National Bank of Lake Charles..
Gulf National Bank of Lake Charles
4128
13710
13768
First Portland National Bank, Portland..
National Bank of Commerce of PortlandNorthern National Bank of Presque Isle..
KENTUCKY
MARYLAND
3588
The Towson National Bank, Towson
Other
than
local
Total
42
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 9.—Number of domestic branches of national banks authorized during the
year ended Dec. 31, 1952—Continued
Branches authorized under act of Feb. 25,1927,
as amended
Charter
No.
Title and location
Local
MASSACHUSETTS
200
615
4907
The First National Bank of Boston.._
Rockland-Atlas National Bank of Boston
The Framingham National Bank, Framingham..
Springfield National Bank, Springfield..
MICHIGAN
14443
13738
13671
13741
Industrial National Bank—Detroit..
..
The Manufacturers National Bank of Detroit.
National Bank of Detroit
The National Bank of Jackson
..
MISSISSIPPI
3430
The Merchants National Bank and Trust Company of Vicksburg
NEW JERSEY
12891
8800
12660
4365
8627
1316
587
6179
Allenhurst National Bank and Trust Company, Allenhurst-.
.
The Boardwalk National Bank of Atlantic City
The First National Bank of Bloomingdale
Citizens Northern Valley National Bank of Englewood
The First National Bank and Trust Company of Kearny
The National Newark and Essex Banking Company of Newark
The National Bank of New Jersey, New Brunswick
___
The First National Bank of South River
1301
12586
12997
7703
6587
13955
11034
255
1226
12963
721
7612
13962
The National Commercial Bank and Trust Company of Albany.
The First National Bank of Cairo—.
The Franklin National Bank of Franklin Square
The Meadow Brook National Bank of Freeport
First Suffolk National Bank of Huntington
First Westchester National Bank of New Rochelle
The Public National Bank and Trust Company of New York....
Oswego County National Bank, Oswego._
The Mohawk National Bank of Schenectady
The Fort Neck National Bank of Seaford
The Manufacturers National Bank of Troy
The National City Bank of Troy
The National Bank of Windham
13657
14433
5450
14428
The Citizens National Bank of Durham
The Depositors National Bank of Durham..
Commercial National Bank of Kinston
The First National Bank of Morganton
City National Bank of Winston-Salem
NEW YORK
NORTH CAROLINA
OHIO
The Canton National Bank, Canton
The Atlas National Bank of Cincinnati
The First National Bank of Cincinnati
4318 Central National Bank of Cleveland...
2604 The Winters National Bank and Trust Company of Dayton
13767 The National Bank of Lima
2577 The Citizens National Bank and Trust Company of Mansfield.
9179 The Park National Bank of Newark..
14586 Commerce National Bank of Toledo
_
2350 The Mahoning National Bank of Youngstown.
164 The First National Bank of Zanesville
14501
Other
than
local
Total
REPORT OF THE COMPTROLLER OF THE CURRENCY
43
TABLE NO. 9.—Number of domestic branches of national banks authorized during the
year ended Dec. 31, 1952—Continued
Branches authorized under act of Feb. 25,1927,
as amended
Charter
No.
Title and location
Local
Other
than
local
OREGON
1553
The First National Bank of Portland...
PENNSYLVANIA
138 The First National Bank and Trust Company of Bethlehem.
717 The Farmers National Bank of Bucks County, Bristol
13998 The County National Bank of ClearfiekL..
14122 Clifton Heights National Bank, Clifton Heights
249 The First National Bank of Greenville
187 First National Bank and Trust Company of Hanover
240 The First National Bank of Lebanon
_
2581 The Peoples National Bank of Norristown
723 Central-Penn National Bank of Philadelphia
14197 Northwestern National Bank in Philadelphia
6301 Mellon National Bank and Trust Company, Pittsburgh
252 Peoples First National Bank & Trust Company, Pittsburgh..
_.
608 The National Bank of Pottstown
4879 The Warren National Bank, Warren
13852 Miners National Bank of Wilkes-Barre
SOUTH CAROLINA
Carolina National Bank of Anderson
The Citizens and Southern National Bank of South Carolina, Charleston.
13720 The First National Bank of South Carolina of Columbia10655 The Merchants and Planters National Bank of Gaffney.
14211 The Commercial National Bank of Spartanburg
12175
14425
SOUTH DAKOTA
4631
First National Bank of the Black Hills, Rapid City
TENNESSEE
336
13681
13349
3032
13103
The First National Bank of Memphis..
National Bank of Commerce in Memphis.
Union Planters National Bank & Trust Company of Memphis..
First American National Bank of Nashville
Third National Bank in Nashville
UTAH
2597
First Security Bank of Utah, National Association, Ogden
1698
The Howard National Bank and Trust Company of Burlington
VERMONT
VIRGINIA
2594
6778
12477
The Peoples National Bank of Charlottesville.
The Merchants' National Bank of Hampton...
The First National Bank of Quantico
WASHINGTON
The First National Bank of Everett
4375 The National Bank of Commerce of Seattle...
4668 The Old National Bank of Spokane
12292 The Puget Sound National Bank of Tacoma.
Total (111 banks).
106
Total
44
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 10.—Number and class of branches of national banks closed during the
year ended Dec. 31, 1952
Branches closed
Charter
No.
5927
Title and location
Branches under act
Feb. 25, 1927, as State bank
amended
branches
in operaManner of closing
tion Feb.
Additional
25, 1927, Total
offices
Branches
which be- authorized which were
converted
came
consolibranches since Feb. or dated
25,1927
Feb. 25,
1927
Citizens National Trust & Sav- Board of directors.
ings Bank of Los Angeles.
MASSACHUSETTS
416
The First National Bank of
Easton, North Easton.
12953
First National Bank in Plymouth.
12660
The First National Bank of
Bloomingdale.
8453
Chautauqua National Bank &
Trust Company of Jamestown.
.do-
Shareholders.
NEW JERSEY
Board of directors.
NEW YORK
..do.
PENNSYLVANIA
Central-Perm National Bank
do
of Philadelphia.
13180 City National Bank of Phila- Shareholders.
delphia.
14171 South Philadelphia National
do..
Bank of Philadelphia.
6301 Mellon National Bank and Board of directors.
Trust Company, Pittsburgh.
723
VERMONT
The Howard National Bank
and Trust Company of Burlington.
..do-
UTAH
9403
The Continental National
Bank and Trust Company of
Salt Lake City.
Total (11 banks)
Shareholders.
12
13
TABLE N O . 11.—Principal items of assets and liabilities of national banks, by size of bankst according to deposits, Dec. Sly 1951 and 1952
[In thousands of dollars]
to
OK
CO
CO
Cash, balances with
other
banks,
Loans and U. S. Govincluding
discounts, ernment
Other
reserve
including obligawith
rediscounts tions— bonds and Federal
and over- direct and securities Reserve
drafts guaranteed
banks
Loans and securities
00
I
Number of
banks
I
Total
Deposits
Real
estate
assets
Total
assets
84
407
1,152
8,768
45, 581
56, 646
92, 415
71, 995
68,455
199,173
220, 588
15,251
78, 503
151,031
1, 356, 441
6, 315,803
7, 359, 633
10, 582, 738
8,025,101
7, 597, 637
23,891, 894
37, 364, 528
Capital
stock
Surplus,
profits
and
reserves
Total
Demand
Time
1951
B a n k s w i t h deposits of—
$500,000 a n d u n d e r
$500,001 t o $750,000
$750,001 t o $1,000,000
$1,000,001 t o $2,000,000
$2,000,001 t o $5,000,000
$5,000,001 t o $10,000,000
$10,000,001 t o $25,000,000
$25,000,001 t o $50,000,000
$50,000,001 t o $100,000,000
$100,000,001 t o $500,000,000
$500,000,001 a n d over
9,314
966
4,748
32
3,600
54,191
4,765
24,082
107
25,344
107, 905
8,971
44, 530
152
54,404
985, 655
81,533
397, 469
809
506, 653
506,116
1,763 4, 679, 584 1, 754,029 2,419, 439
658, 932
980 5, 529,827 1, 993, 434 2,877, 461
936,801
655 7, 946,474 2,847,279 4,162, 394
657,883
218 5, 909,446 2,211, 623 3,039, 940
521,120
100 5,450,012 2,132,841 2, 796, 051
110 16, 837,279 7,449, 698 8,109, 895 1, 277, 686
20 27,957, 707 13, 564,044 11,161,162 3,232, 501
4,946 75, 467, 394 32,423, 777 35,156, 343 7,887,274
Total
5,835
23,856
41,890
361,088
1, 585, 768
1, 764,960
2, 524, 563
2,024, 572
2, 056, 717
6, 753, 627
8,869,282
26, 012,158
753
3,738
7,492
3,001
25
4,755
22, 547
49, 572
22, 270
96
8,204
49,101
112,493
55,188
150
72, 489
398, 766
945, 375
474,120
752
492,115
1,738 4, 740, 300 1,856, 925 2, 391, 260
675, 319
5, 760, 317 2,164, 321 2, 920, 677
1,002
980, 619
684 8, 490,883 3,172, 475 4, 337, 789
694, 485
222 6,094, 943 2, 306, 333 3, 094,125
556, 717
109 5, 888, 958 2, 379, 582 2, 952, 659
116 18,054,034 8,056, 561 8, 549, 859 1,447, 614
22 30, 267, 591 15, 709, 324 11,135, 494 3,422, 773
4,385
19,292
38, 368
313, 633
1, 466,878
1, 705, 678
2, 535,420
1, 973,400
2,120, 737
6, 699,257
9, 522, 355
4,916 80, 411, 958 36,119, 673 35, 936, 442 8, 355,843
26, 399,403
992
11,400
13,187
1,055
3,727
54,557
69,186
5,404
5,839
97, 751
135,222
9,696
40, 361
888,211
83,199 1,228,853
148,133
344, 799 5,808,105 4,067,285
149, 969
363,452 6,822,801 4,689,224
213, 409
461, 275 9,857, 961 6,807, 328
152, 568
322, 829 7,499,452 5,544, 510
141, 225
285, 515 7,117,220 5, 641, 962
426, 362
932,181 22, 310, 571 18,672, 739
822, 760 1, 755, 368 33, 569,003 26, 681,321
1,787
14, 629
37,471
340, 642
1, 740,820
2,133,577
3,050, 633
1, 954, 942
1,475,258
3, 637, 832
6,887, 682
765, 264 102, 738, 560 2,105, 345 4, 564, 773 94,431, 561 73,156,288 21,275,273
1952
B a n k s w i t h deposits of—
$500,000 a n d u n d e r
$500,001 t o $750,000
$750,001 t o $1,000,000
$1,000,001 t o $2,000,000
$2,000,001 t o $5,000,000
$5,000,001 t o $10,000,000
$10,000,001 t o $25,000,000
$25,000,001 t o $50,000,000
$50,000,001 t o $100,000,000
$100,000,001 t o $500,000,000
$500,000,001 a n d over
Total
_.
62
389
1,091
8,317
46, 724
58, 871
101, 362
74,870
72, 726
216, 549
247, 382
11, 944
69, 291
152, 058
1,268,088
6,258, 553
7, 532, 960
11,147, 922
8,162, 344
8,105, 326
25, 066, 875
40, 357, 382
9,082
793
735
10, 399
48, 509
4,917
3,122
61,156
98, 647
10, 450
5,760
135, 597
825, 093
80, 749 1,145, 618
37,455
351, 753 5, 744, 992 3, 992,493
145,148
380, 785 6, 970, 097 4, 753, 583
151, 804
490, 717 10, 365,112 7,107, 658
224,051
330,816 7, 620, 777 5, 611,216
154, 336
310, 003 7, 575,431 5,983, 778
150, 080
986, 348 23, 376, 315 19,344, 501
445,207
907,154 1, 887,038 36,252,282 28,364, 728
1,317
12,647
36,950
320, 525
1, 752,499
2,216, 514
3,257,454
2,009, 561
1, 591, 653
4,031,814
7,887, 554
828, 343 108,132, 743 2,224,852 4, 834, 369 99, 257, 776 76,139,288 23,118,488
Ox
46
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 12.—Number of national banks in United States and possessions with
surplus fund equal to or exceeding common capital stock, and the number with
surplus fund less than common capital stock 1942 to 1952
Number
of banks
Banks with surplus
equal to or exceeding
common capital stock
Number
June 30,1942
Dec. 31,1942
June 30,1943 . _.
Dec. 31,1943
June 30,1944
Dec. 30,1944 .
June 30,1945
Dec. 31,1945
....
June 29,1946
Dec. 31,1946
June30,1947
Dec. 31,1947
June 30,1948
Dec. 31,1948
June 30,1949
..
Dec 31,1949
June 30,1950
Dec. 30,1950
June 30,1951
Dec. 31,1951
June 30,1952
Dec. 31,1952
_.
_
.
.
5,107
5,087
5,066
5,046
5,042
5,031
5,021
5,023
5,018
5,013
5,018
5,011
5,004
4,997
4,993
4,981
4,977
4,965
4,953
4,946
4,932
4,916
2,115
2,205
2,275
2,434
2,576
2,749
2,946
3,180
3,318
3,531
3,637
3,773
3,820
3,963
4,003
4,132
4,148
4,236
4,242
4,324
4,327
4,398
Percent
41.41
43.35
44.91
48.24
51.09
64.64
58.67
63.31
66.12
70.44
72.48
75.29
76.34
79.31
80.17
82.96
83.34
85.32
85.65
87.42
87.73
89.46
Banks with surplus
less than common
capital stock
Number
2,992
2,882
2,791
2,612
2,466
2,282
2,075
1,843
1,700
1,482
1,381
1,238
1,184
1,034
990
849
829
729
711
622
605
518
Percent
58.59
56.65
55.09
51.76
48.91
45.36
41.33
36.69
33.88
29.56
27.52
24.71
23.66
20.69
19.83
17.04
16.66
14.68
14.35
12.58
12.27
10.54
47
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 13.—Dates of reports of condition of national banks, 1914 to 1952
[For dates of previous calls see report for 1920, vol. 2, table No. 42, p. 150]
Year
1914
1915. ._
1916
1917-.
1918
1919.
1920—
1921
1922 . .
1923
1924
1925..
1926
1927..
1928
1929
1930
1931
1932..
1933
1934.
1935...
1936
1937
1938
19,39
1940
1941..
1942
1943. .
1944
1945
1946
1947
1948
1949
1950-. .
1951
1952 .
Jan.
Feb.
Mar.
Apr.
4
4
7
5
4
4
13
_.
28
21
June
1
1
1
10
12
4
28
10
May
5
3
31
6
12
23
28
27
27
25
5
4
4
31
7
29
26
„
4
4
13
20
12
11
24
9
.
.
31
30
23
30
20
29
30
30
30
30
30
30
30
30
30
30
29
30
30
30
30
30
29
30
30
30
30
29
30
30
30
30
30
29
30
30
30
30
30
30
July
Aug.
Sept.
Oct.
12
2
12
11
Nov.
31
10
17
20
1
17
15
31
12
8
6
15
14
10
28
10
3
4
25
17
1
28
2
24
18
30
6
1
5
31
31
27
31
31
31
29
31
29
31
31
31
31
31
31
31
24
29
30
4
10
Dec.
31
31
31
30
31
31
31
31
31
30
31
31
31
31
30
31
31
31
31
31
30
31
31
NOTES
Act of Feb. 25,1863, provided for reports of condition on the first of each quarter, before commencement
of business.
Act of June 3,1864—First Monday of January, April, July, and October, before commencement of business, on form prescribed by Comptroller (in addition to reports on first Tuesday of each month showing
condition at commencement of business in respect to certain items; i. e., loans, specie, deposits, and circulation).
Act of Mar. 3,1869, not less than 5 reports per year, on form prescribed by Comptroller, at close of business on any past date by him specified.
Act of Dec. 28,1922, minimum number of calls reduced from 5 to 3 per year.
Act of Feb. 25,1927, authorized a vice president or an assistant cashier designated by the board of directors
to verify reports of condition in absence of president and cashier.
Act of June 16,1933, requires each national bank to furnish and publish not less than 3 reports each year
of affiliates other than member banks, as of dates identical with those for which the Comptroller shall
during such year require reports of condition of the bank. The report of each affiliate shall contain such
information as in the judgement of the Comptroller shall be necessary to disclose fully the relations between
the affiliate and the bank and to enable the Comptroller to inform himself as to the effect of such relations
upon the affairs of the bank.
Sec. 21 (a) of the Banking Act of 1933 provided, in part, that after June 16,1934, it would be unlawful for
any private bank not under State supervision to continue the transaction of business unless it submitted
to periodic examination by the Comptroller of the Currency or the Federal Reserve bank of the district,
and made and published periodic reports of condition the same as required of national banks under section
5211, U. S. R. S. Sec. 21 (a) of the Banking Act of 1933, however, was amended by section 303 of the Banking
Act of 1935, approved Aug. 23,1935, under the provisions of which private banks are no longer required to
submit to examination by the Comptroller or Federal Reserve bank, nor are they required to make to the
Comptroller and publish periodic reports of condition. (5 calls for reports of condition of private banks
were made by the Comptroller, the first one for June 30,1934, and the last one for June 29,1935.)
TABLE NO. 14
ASSETS AND LIABILITIES OF NATIONAL BANKS ON
MARCH 31, JUNE 30, SEPTEMBER 5, AND DECEMBER 31, 1952
BY STATES AND TERRITORIES
49
REPORT OF THE COMPTROLLER
OF THE
CURRENCY
51
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952
ALABAMA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
71 banks
71 banks
71 banks
71 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
_
Reserve with Federal Reserve bank
Currency and coin
_
___
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
_
323, 509
358,224
2
96, 560
17,285
327,923
372,861
2
95,716
17,831
360, 874
373,400
2
101, 394
16,888
1,623
146, 351
19, 938
1,626
141, 308
21, 302
1,633
143,833
19, 770
1,700
136, 318
24,462
118,989
7,750
358
120, 399
7,760
384
115, 994
7,864
375
150,810
8,033
416
528
1,492
1,562
1,259
529
1,105
1,788
1,156
474
949
2,285
1,202
475
1,062
1,750
940
1,094,387
Total assets.
316, 924
371,580
2
89,159
16,872
1,092, 937
1,108, 712
1,178,524
631, 685
652,740
204, 688
206, 364
10
10
27, 741
29, 258
90,179
72,029
77, 365
71, 941
6,820
7,478
', 009,596 1,023, 531
800,292
812,324.
209,023
10
29, 069
101, 288
87, 871
11, 992
1,091,993
878,275
213,718
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
_
_.
Time deposits of individuals, partnerships, and corporations
_..
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
_
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilitiesfoi borrowed money
__.
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
_
200,928
10
38,200
89, 948
76, 518
5,717
1, 011, 958
806,765
205,193
607, 559
211,207
75
Capital stock: Common stock
Surplus
Undivided profits
_
Reserves
_..
Total liabilities and capital accounts
100
100
100
1,583
2,696
4,071
745
1,268
2,936
3,903
804
1,080
3,198
4,302
952
1,476
3,512
4,489
1,041
1,018, 607
1,033,238
1,102, 611
22,007
31,961
15,182
4,084
CAPITAL ACCOUNTS
100
1,021,153
Total liabilities..
Total capital accounts.—*
600, 637
22,007
32,045
15, 940
4,338
23,057
34,280
13, 755
4,382
73,234
74,330
75,474
1,094, 387
1, 092, 937
1,108, 712
171,261
156,306
157,907
23,157
34, 538
13,860
4,358
75,913
1,178, 524
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_
160,901
52
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
ALASKA
[In thousands of dollars]
Mar. 31,
1952
ept. 5,
1952
Dec. 31,
1952
5 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
_..
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Reserve with approved national banking associations..
Currency and coin.._
_
Balances with other banks, and cash items in process
of collection
_
Bank premises owned, furniture and
fixtures
_.
Real estate owned other than bank premises
_.
Other assets
_
_
June 30,
1952
5 banks
5 banks
5 banks
20,884
38,291
21,454
39,077
22,175
41, 587
2,105
310
15,294
4,246
2,173
306
15, 748
3,794
2,192
1,306
19,048
2,239
1,851
14,358
5,563
3,024
664
9
87
3,842
761
4,182
787
14
75
3,414
781
23
79,874
Total assets.
17,434
36,701
85,876
92,133
92,050
37,745
42,527
47, 719
43,038
13,356
10
17,607
6,303
491
729
76,241
51,887
24,854
14,714
10
17,049
5,980
840
1,091
82,211
66,888
25,828
16,028
10
16, 746
6,127
752
801
88,188
61,080
27,158
17,062
10
19,136
7,438
801
664
88,149
57,986
SO, 164
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations_..
Time deposits of individuals, partnerships, and corporations
_
_.
Postal savings deposits...
Deposits of U. S. Government...
Deposits of States and political subdivisions.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
_
Time deposits...
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
_.
Expenses accrued and unpaid..
Other liabilities
.._.
Total liabilities-
84
78
1
76,341
82, 344
88, 356
88, 312
1,225
1,225
693
390
1,225
1,235
671
401
1,225
1,235
907
410
1,225
1,385
3,533
3,532
3,777
3,738
79,874
85,876
92,133
92,050
22,150
21,949
22,159
23,423
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Total capital accounts
Total liabilities and capital accounts
696
432
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
53
and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
ARIZONA
[In thousands of dollars]
Mar. 31,
1952
Sept. 5,
1952
Dec. 31,
1952
3 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government..
Obligations of States and political subdivisions
Other bonds, notes, and debentures
_.
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
__
Balances with other banks, and cash items in process
of collection
__
_
Bank premises owned, furniture and fixtures._.
Real estate owned other than bank premises
Income earned or accrued but not collected
Other assets
June 30,
1952
3 banks
3 banks
3 banks
167,034
134,867
29
29, 738
8,433
173,930
126,846
28
27,991
8,180
193,786
144,360
34
24, 538
7,454
43,897
7,381
590
34, 919
7,723
590
46,206
8,157
590
29,354
10,296
784
38, 580
5,546
802
1,887
671
29, 540
5,578
799
1,773
1,811
44,451
6,134
953
1,953
1,153
434, 335
Total assets
168,822
140,132
24
22,252
11,733
430, 819
431,429
465,056
262, 975
258,129
261, 519
281,295
78,127
10
9,551
39,313
7,607
80,427
10
81, 357
10
31,049
5,223
815
1,633
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.
Deposits of U. S. Government
Deposits of States and political subdivisions—
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
_..
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money
—
Income collected but not earned
Expenses accrued and unpaid
Other liabilities...
Total liabilities..
404,081
3H, $78
79,70S
46,334
5,848
5,472
401,503
819,500
82,008
35,918
7,151
6,120
898,314
815,881
82,988
85, 713
10
8,697
38,026
12, 506
7,462
488,709
845,961
87,748
1,000
3,283
2,026
926
3,753
1,997
249
2,400
4,169
2,739
654
4,559
2,558
407
411,316
407, 502
408,276
441,233
7,475
12,200
3,344
7,475
12,200
3,642
7,475
12, 200
3,478
7,475
12,200
4,148
6,239
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus.
Undivided profits
Total capital accounts
Total liabilities and capital accounts.
23,019
23,317
23,153
23,823
434,335
430,819
431,429
465,056
74,057
80,107
80, 730
81,168
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
54
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
ARKANSAS
[In thousands of dollars]
Mar. 31,
1952
Sept. 5,
1952
Dec. 31,
1952
52 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
_.
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
June 30,
1952
52 banks
53 banks
53 banks
120,471
169,759
8
43,215
8,238
127,597
162,999
8
44,214
5,798
129, 539
165,939
43,467
5,113
133,590
186,990
8
44,972
4,239
759
56,295
7,761
786
55,955
7,888
795
59, 673
7,768
800
60,868
9,458
62,642
2,367
4
2,455
8
65, 062
2,544
84,187
2,482
7
30
30
504
232
458
201
30
2
441
203
472,171
Total assets..
30
343
279
477,457
480,605
528,277
285,680
281, 383
283,600
317,970
39
9,072
45,701
41,218
2,466
440,867
S78,934
61, 933
61,963
39
7,177
46,310
40,722
2,583
442,394
879,375
63,019
63,911
39
9,160
41, 357
54,258
3,982
490,677
425,832
64,845
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
_
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
__
Deposits of States and political subdivisions.-.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
.Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid..
Other liabilities
59,857
39
9,229
38,779
39, 913
2,551
436,048
875, SSI
60, 717
770
2
601
1,139
259
438,041
Total liabilities..
204
965
1,078
20
442,838
445,227
492,678
150
10,420
10,570
14,031
8,157
1,372
150
10,745
10,895
14,710
7,535
1,479
150
10, 920
11,070
14, 746
8,046
1,516
150
10,920
11,070
15,068
7,902
1,559
993
52
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits.
-
-
Reserves and retirement account for preferred stock.
Total capital accounts
34,619
Total liabilities and capital accounts
35,599
477,457
—
528,277
f
.
=
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
29,817
28,497
32,558
33,878
55
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
CALIFORNIA
[In thousands of dollars]
Mar. 31,
1952
Dec. 31,
1952
93 banks
93 banks
92 banks
4,987, 762
3,638,016
7,066
684,243
294, 741
5,139, 577
3, 725,462
6,782
715,776
318,887
5,246, 602
3, 747, 543
2,822
747, 636
316,473
3,789,927
4,805
773, 599
302,604
24,466
1, 376, 438
94,789
24,601
1,253, 672
24, 925
1, 491, 340
89,491
30,007
1, 459,449
113,467
740,158
84, 395
1,261
865, 705
86, 356
1,427
803, 556
88,084
1,476
1,012,168
90,636
1,813
25,010
26,477
32, 788
15, 912
25,103
33,206
36, 618
12, 984
25,008
30,951
39, 515
15, 321
25,500
25,916
35, 529
17, 376
12, 033, 522
Total assets .
Sept. 5,
1952
93 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
_
Reserve with Federal Reserve bank.
Currency and coin
Balances with other banks, and cash items in process
of collection.__
Bank premises owned, furniture and fixtures...
Real estate owned other than bank premises._
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
_.
Income earned or accrued but not collected
Other assets
June 30,
1952
12, 343,041
12, 670, 743
13, 349, 094
5,166,139
5,216, 562
5,466,686
5, 760,876
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
_
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposi's of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits.
_
Demand deposits
_
Time deposits.
Bills payable, rediscounts, and other liabilities for borrowed money.._
_.
Acceptances executed by or for account of reporting
banks and outstanding
___
_
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities..
4,476,918
4,255,565
4,134,112
4,313, 789
237
236
236
237
277,183
250,572
270, 711
258,967
1,038,163
823, 508
857, 625
968, 702
461,116
426,841
368,128
400,838
273, 671
226, 787
225, 595
253, 297
11, 022, 546 11,354,167 11,508,420 12,888,164
6,350,835 6,535,086 6,646,879 7,238,813
4,819,081 4,868,141 6,049,351
1672,311
128,505
5,000
32,060
48, 958
84,412
144, 513
27,958
58,363
77,179
155,485
11, 614,286 11, 946,868
12, 612,149
40, 630
28,247
28, 631
75,139
130, 648
11,325,841
33, 688
40,138
58,309
127,984
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
_
Common stock
._
Total capital stock
_
Surplus
Undivided profits".. __
."
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts .
600
247,363
247,963
287,072
9,947
600
247,858
248,458
291,164
178,845
10,288
600
248,058
848,658
301,454
163,265
10,498
248,083
848,683
305, 586
172,481
10,195
707,681
728, 755
723,875
736,945
12,033,522
12, 343,041
12, 670, 743
13, 349,094
.
••
,
. -
••
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_...
1,653,616
1,690, 361
2,010,310
1,813,467
56
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities ef national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
COLORADO
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
77 banks
77 banks
77 banks
77 banks
297,255
399,450
303,360
390,113
316,902
414, 580
336,096
422,224
28,323
12,909
26,978
13,470
27, 297
13,428
28,297
13, 398
1,344
129,922
12,982
1,347
125,488
13,231
1,358
141, 842
13, 400
1,382
134, 785
13, 914
121,198
3,106
83
1,753
464
114, 509
3,149
15
1,933
551
136,402
3,233
35
2,099
482
141,277
3,394
33
1,835
476
1, 008, 789
994,144
1,071, 058
1,097, 111
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
..Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
_
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
_
Income earned or accrued but not collected
Other assets
Total assets .
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
_
-.
_-_
-.
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money. _
Income collected but not earned
Expenses accrued and unpaid
Other liabilities..Total liabilities-
587, 849
627,083
651, 719
184, 537
10
33, 925
59, 275
70, 951
7,279
942,301
748,180
194,121
187,781
10
23, 953
54,026
65, 253
8,376
927,248
729,868
197,880
195,026
10
23,085
57, 688
88,173
7,303
998,368
793, 723
204,645
202,067
10
31, 286
49,420
83, 837
8,433
1,026, 772
813,985
212,787
500
730
3,330
54
109
879
3,067
121
976
3,986
1
946, 915
931,424
1,007,299
1,032, 418
17,100
27, 623
13, 282
17, 310
27, 650
14,104
3,656
17, 310
28,035
14, 537
3,877
17,310
29, 032
14, 561
3,790
199
1,217
4,142
CAPITAL ACCOUNTS
Capital stock: Common stock.
Surplus
—
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts .
61, 874
62, 720
63,759
64,693
1,008, 789
994,144
1,071,058
1,097, 111
134,837
129,233
132,881
131, 625
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
57
and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
CONNECTICUT
[In thousands of dollars]
Mar. 31,
1952
Sept. 5,
1952
Dec. 31,
1952
48 banks
Loans and discounts (including overdrafts)
_.
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Keserve
bank
Reserve with Federal Reserve bank
Currency and coin
_
_
._
_.
Balances with other banks, and cash items in process
of collection
—
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
_.
Investments and other assets indirectly representing
bank premises or other real estate.._
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets..
Total assets
June 30,
1952
48 banks
48 banks
48 banks
259,836
351, 207
12
89,243
20,047
273, 840
354,976
12
87,835
20,820
277,454
341, 341
12
88,193
22,027
287,169
362, 658
12
90,331
20,448
1,478
79,962
20, 260
1,477
99, 351
21,013
1,482
101, 538
17, 623
1,563
90,881
24,420
124,384
10,402
192
128,128
10,362
180
95,410
10, 393
201
134,692
10, 356
190
2
153
1,130
500
2
150
1,142
415
2
150
1,416
473
2
150
1,125
416
999, 703
957, 715
1,024,413
587,015
600,123
567,079
641, 373
180, 212
15
38, 980
28,754
22,147
29,561
886,684
70S, 919
182,765
182, 248
15
47, 098
36,092
24, 780
37,300
927,656
742,985
184,671
185,357
15
38,907
39, 718
20,756
26,038
877,870
690,035
187,8S5
185,994
15
36, 566
29, 987
24, 662
28,692
947,289
758,70S
188,586
1,550
300
6,700
100
153
2,108
3,258
759
150
2,339
3,365
1,002
150
2,430
3,809
924
150
2,734
4,357
1,491
894, 512
934,812
891,883
956,121
22,833
25,679
12,273
3,511
22,833
25, 760
12,447
3,851
25, 882
13, 253
3,764
23,983
28,432
11, 992
3,885
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
_
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions.
Deposits of banks
_
_
Other deposits (certified and cashiers' checks, etc.)
Total depositsDemand deposits
_
_
Time deposits
.
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
...
Total liabilities.
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
_Undivided profitsReserves..
_
_
Total capital accounts
_.
_
_
_
64,891
65,832
68, 292
999,703
64,296
Total liabilities and capital accounts
957,715
1,024,413
122,710
121,417
94,240
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
97,436
58
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
DELAWARE
[In thousands of dollars]
Mar. 31.
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
11 banks
11 banks
11 banks
11 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
__.
Corporate stocks, including stock of Federal Reserve
bank
..
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection..
_.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Income earned or accrued but not collected
Other assets
12,586
12,671
12,286
13,539
12,572
14,309
1,829
1,201
1,963
1,053
1,979
1,052
1,998
1,055
117
3,788
852
118
3,916
816
118
3,838
768
119
4,264
975
1,893
529
3
5
49
2,078
534
3
5
42
2,201
543
3
1
40
2,102
537
3
4
61
35,168
Total assets.
12,216
12,686
35,785
17,676
17,855
18,115
19,755
11,775
12,016
12,265
12,254
421
192
10
410
SO, 904
18,769
12,135
374
205
18
393
31,370
18,984
12,386
298
284
15
410
S3,016
20,672
12, SU
37,999
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits..
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money
Expenses accrued and unpaid
_
Other liabilities....
Total liabilities..
363
168
317
SO, 299
18,436
11,863
100
1
26
1
30
31,471
33,047
1,260
2,665
847
83
1,260
2,666
888
83
1,260
2,716
884
92
4,855
4,897
30,301
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits...
Reserves
Total capital accounts
Total liabilities and capital accounts
79
4,867
=.
35,168
35,785
1,016
1,056
4,952
37,999
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
1,251
1,105
REPOBT OF THE COMPTROLLER OF THE CURRENCY
59
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
DISTRICT OF COLUMBIA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
9 banks
9 banks
9 banks
9 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Eeserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Income earned or accrued but not collected
Other assets
__
197,410
352,288
203,432
346,738
206,787
344, 794
226,337
329,918
10,885
21,588
18,405
15,710
18,197
13,463
17,230
1,001
129,256
13,544
1,025
109,839
13,846
1,025
129, 562
12,512
1,084
121, 560
15,834
74,107
8,187
528
515
530
69,358
8,300
520
592
392
59, 502
8,359
525
736
402
81,489
8,612
525
458
464
786,336
798, 111
816,974
552,056
539,134
545,887
557,762
100,114
1,025
30,536
126
51,734
20,674
756,265
107,756
101,242
1,025
31,517
38
47,177
18,673
788,806
629,922
108,884
101,143
1,025
29,254
75
55,662
11, 711
7UJ57
635,595
109,162
101,017
1,025
34,387
95
55,524
16, 978
766,788
655,865
111,428
448
2,433
8,257
524
2,521
766
5,000
568
2,811
1,065
661
3,145
1,847
767,403
742,617
754,201
772,441
12,700
20,650
7,893
1,193
13,200
20,950
8,330
1,239
13,200
20,950
8,422
1,338
13,200
22,950
6,953
1,430
42,436
43,719
43,910
44,533
809,839
786,336
798, 111
816,974
50,820
54,708
62,577
57,218
Total assets.
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
_
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks.
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
_.
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus..
Undivided profits
Reserves
Total capital accounts
_
Total liabilities and capital accounts
MEMOEANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
....
60
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
FLORIDA
[In thousands of dollars]
Mar. 31,
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
1952
63 banks
63 banks
63 banks
64 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
__
Reserve with Federal Reserve bank
_
Currency and coin.._
Balances with other banks, and cash items in process
of collection..
_
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises.
Investments and other assets indirectly representing
bank premises or other real estate..
Income earned or accrued but not collected..
Other assets
_
346,048
720,315
701,757
396,563
692,215
96,588
19,704
97,156
19,671
97,052
19,102
98, 257
18,935
2,383
194,170
29,092
2,391
188,966
2,396
199,900
24,097
2,437
186,951
35,954
231,029
17,858
474
213,054
18,211
395
194,708
18,230
482
277,766
18,514
465
135
2,781
1,362
163
3,327
1,051
215
4,353
985
142
3,107
788
1,675,389
Total assets.
343,847
735,966
1,637,284
1, 599,913
1,732,094
974,361
945,550
937,944
992,708
221,978
66
41,835
173,624
141,320
15, 576
1,568,760
1,888,152
£80,608
225,934
66
41,043
153,391
149,433
13,280
1,528,697
1,290,622
238,075
222,617
66
34,423
133,436
142,835
11, 500
/, 482,821
1,248,661
284,160
231,117
66
35,453
162,287
179,081
17,056
1,617,768
1,875,229
242,589
3,114
5,243
271
3,501
5,110
5,300
4,237
404
500
5,102
5,889
865
1,577,388
1,538,002
1,499,044
1,630,124
33,175
33,175
46,386
12,534
7,187
33,225
46,794
13,599
7,251
33,675
48,734
12,062
7,499
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
_
Postal savings deposits.
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
_
Time deposits
_
_
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities-_.
Total liabilities..
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
_
Undivided profits..
Reserves
Total capital accounts
Total liabilities and capital accounts
45,782
12,057
6,987
98,001
99,282
100,869
101,970
1,675,389
1,637,284
1,599,913
1,732,094
372,523
372,992
375,245
403,385
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
61
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
GEORGIA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
51 banks
51 banks
51 banks
52 banks
ASSETS
Loans and discounts (including overdrafts)
TJ. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures.__
Corporate stocks, including stock of Federal Reserve
bank
__
_
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Income earned or accrued but not collected
Other assets.
_
425,327
331,269
419,603
354,883
444, 811
339,153
50,845
16,863
62, 557
18,174
68, 757
19,010
67,221
17,469
1,549
153, 657
16,833
1,553
140, 746
16,894
1, 556
165, 517
15,462
1,554
141,891
20, 928
138,343
12, 685
196
1,816
1,319
166,531
13,034
162
2,155
1,270
147,252
13,055
188
2,450
1,237
183,417
13,387
129
2,038
720
1,139,437
Total assets.
404,562
340, 769
1,179,672
1, 208,970
1,232, 718
614,104
625,584
647,278
654,825
147,300
1,133
46,050
97,113
151,700
4,772
150,155
1,136
53,443
118, 340
146, 395
6,092
/, 101,145
944, OS4
157, 111
151,075
1,136
50, 639
100,073
172,407
4 t 900
1,127,508
969,559
157,949
153,414
1,139
39,830
101,260
184, 559
14, 737
1,149,764
989, 459
160,305
100
5,486
500
6,755
5,054
723
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
_
_
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
_
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
_
._.
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
.__
Income collected but not earned
_
Expenses accrued and unpaid..
Other liabilities...
1,062,172
907,679
151493
965
1,071,837
1, 111, 634
1,139,480
1,162, 796
21,223
9,068
8,426
21,223
28, 973
9,055
8,787
21,223
29,073
10,265
8,929
21, 323
29,265
9,234
10,100
67,600
68,038
1,139,437
1,179, 672
1,208,970
1,232, 718
172,293
Total liabilities..
600
5,950
4,985
437
188,434
203,481
197,175
4,952
4,042
671
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
69, 922
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
25993&—53
5
62
REPORT OF THE COMPTROLLER .OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1962—Continued
THE TERRITORY OF HAWAII
[In thousands of dollars]
Mar. 31,
1952
Sept. 5,
1952
Dec. 31,
1952
lbank
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by u . S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks
Reserve with approved national banking associations..
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
_
June 30,
1952
lbank
lbank
lbank
94,144
49,168
8,128
2,491
1
16,520
9,997
8,114
2,570
1
15,994
12,536
2,570
19
14
507
1,026
11,070
2,539
10
7
451
246
7,620
2,554
13
23
353
9,720
2,555
10
9
455
307
194,201
Total assets..
91,907
196,850
194,359
204,512
83,953
10
16,263
16,544
2,233
1,773
179,409
91, 472
87,937
83,608
10
20,124
20,340
1,604
2,022
190,168
102,929
87,234
91,511
55,440
8
7,966
2,564
14,566
11,111
629
91,788
57,024
8
7,544
2,564
1
17,628
14,899
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
_
Deposits of States and political subdivisions.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits.
__
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding.. _
_
Income collected but not earned
Expenses accrued and unpaid.
Other liabilities
Total liabilities..
54, 778
55,414
82, 591
10
23,477
14,251
2,930
1,444
179,481
94,648
83,794
10
22,038
17,872
2,018
1,363
18», 509
96,747
85,762
84,8SS
62,455
14
96
865
115
7
85
654
195
84
710
406
79
722
31
180,571
183,450
180, 632
191,004
4,000
6,000
1,455
2,175
4,000
6,000
1,224
2,176
4,000
6,000
1,551
2,176
4,000
6,000
1,332
2,176
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
13,630
13,400
13,727
13,508
194,201
196,850
194, 359
204,512
57,971
57,440
57,340
52,141
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
63
and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
IDAHO
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
13 banks
12 banks
12 banks
12 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by XJ. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank.—
—
Currency and coin
-Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Income earned or accrued but not collected
Other assets
-Total assets
124,784
159,829
499
6,738
1,122
137,313
146,028
491
8,312
2,573
143, 748
146, 792
491
9,440
2,638
147, 296
163,664
491
10,551
2,782
453
38,824
4,801
452
37,448
5,207
458
43,235
5,265
458
39, 751
5,601
25,630
3,099
24
11
200
24,812
3,143
27
24
241
29,194
3,151
27
52
546
30, 705
3,111
23
19
194
366,014
366,071
385,037
404,646
198,514
192,348
209,380
214,357
90,026
11
8,093
43,022
3,603
2,260
345,529
254,018
91,511
91,712
11
8,797
45,142
3,892
3,164
94. 414
11
8,592
39, 237
4,670
251, 869
93,197
2,877
359, M
263,282
95, 899
99,085
11
9,209
52,066
4.142
3; 595
382,465
281, 895
100,570
530
1,132
62
665
1,224
101
4,500
766
1,436
42
856
1,612
73
347,253
347,056
365,925
385,006
7,300
7,820
3,088
553
7,250
8,030
3,199
536
7,250
8,030
3,285
7,300
8,325
3,610
405
18,761
19,015
19,112
19, 640
366,014
366,071
385,037
404, 646
84,357
85,710
95,761
82,645
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits.
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
_
Income collected but not earned
Expenses accrued and unpaid
Other liabilities.
Total liabilities
345,066
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
_
Undivided profitsReserves
Total capital accounts
_
_
Total liabilities and capital accounts
547
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_
64
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
ILLINOIS
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Dec. 31,
1952
386 banks
386 banks
Sept. 5,
1952
386 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. GovernmentObligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
_
Reserve with Federal Reserve bank
Currency and coin...
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
2,963,450
3,678,039
7
470,062
229,323
2,948,748
4,152,435
16,200
1,407,711
86,155
16,640
1,486,163
88,371
16,708
1,560,419
83,891
16,846
1,410,998
103,912
675,897
34,388
483
904,821
34,439
463
859,992
34,694
468
1,132,929
34,626
466
1,024
5,459
19,123
8,022
994
4,735
22,016
8,631
983
3,276
28,008
7,325
946
4,082
21,857
6,012
9,595,343
Total assets
3,336,551
4,471,125
480,053
229,953
3,009,583
4,270,009
7
486,179
243,795
10,378,469
10,605,337
11,299,746
4,250,046
5,397,451
5,453,916
6,031,678
2,079,989
672
462,135
486,147
1,375,339
119,427
8,778, 755
6,655,878
2,218,877
2,146,776
732
328,400
564,519
1,126,2f>5
77,361
9,641,50^
7,863,080
2,278,424
2,142,214
1,240
289,932
588.568
1,182,966
78,522
9,737,858
7,464,663
2,272,695
2,234,173
1,247
372.914
503,483
1,298,096
84,062
10,525,653
8,154,617
2,871,086
7
529,306
230,083
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks...
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
._
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding...
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
94,700
116,150
2,500
5,631
14,058
37,152
11,654
5,267
15,058
30,606
11,169
3,443
16,257
40,013
11,950
4,428
18,844
41,785
14,332
8,936,950
9,703,604
9,925,171
10,607,542
1,519
15
246,738
248,272
284,979
73,599
51,543
1,519
15
247,613
249H7
1,519
15
247,758
249,292
299,287
79,223
52,364
1,519
15
249,173
250,707
303,528
85.246
52,723
CAPITAL ACCOUNTS
Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
Surplus
Undivided profits..
Reserves and retirement account for preferred stock—.
Total capital accounts
Total liabilities and capital accounts
75,255
51,954
658,393
674,865
680,166
692,204
9,595,343
10,378,469
10,605,337
11,299.746
1,110,172
1,002,578
1,166,682
1,082,321
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OP THE CURRENCY
65
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
INDIANA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
125 banks
125 banks
124 banks
124 banks
502,113
897,760
22
89,487
38,321
521,191
22
91,085
36,852
532,850
902,971
20
92,634
35,732
547,829
940,818
20
92,053
34,376
2,669
233,398
38, 572
2,682
236,022
37,134
2,687
240,438
34,199
2,736
257,042
46,487
217,840
13,702
110
235,168
14,047
214,578
14,210
84
276,196
14,244
25
125
2,850
2,039
25
146
3,551
2,108
36
155
1,867
25
103
3,123
1,931
2,039,033
2,073,962
2,076,449
2,217,079
1,018,476
1,025,928
1,060,305
1,164,475
488,523
2,184
53,470
190, 788
111,430
24,137
1,980,837
1,435,307
501,969
2,206
59. 555
184,952
132,448
33,147
2,078,752
1,569,823
508,929
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
_.
Corporate stocks, including stock of Federal Reserve
bank
_
___
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
_.
Income earned or accrued but not collected
Other assets
Total assets
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
_.
Deposits of U. S. Government
._.
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding..Income collected but not earned
Expenses accrued and unpaid
Other liabilities
479,854
2,169
74,762
202,412
101,515
30,093
1,909,281
1,422,846
486,433
484,437
2,189
69,734
101,268
1,941,767
1,450,527
491,240
100
10,525
125
3,733
3,971
749
146
4,683
4,532
1,232
155
5,230
5,095
822
103
5,828
5,749
1,388
1,917,959
Total liabilities
100
1,952,460
1,952,664
2,091,820
25
34,080
34,105
54,450
27,489
5,030
25
34,230
34,255
55,162
26,928
5,157
25
34,180
84,205
55,184
29,157
5,239
25
34,480
84,505
57,017
27,219
6,518
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
__
_
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts...
_
Total liabilities and capital accounts
121,074
121,502
123,785
125,259
2,039,033
2,073,962
2,076,449
2,217,079
136,824
143,626
172,843
166,980
MEMOBANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
66
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
IOWA
[In thousands of dollars]
Mar. 31
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
97 banks
97 banks
97 banks
97 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
__
Currency and coin
Balances with other banks, and cash items in process
of collection
_._
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate..
Income earned or accrued but not collected
Other assets
_
234,251
310,842
230,235
323,594
259,982
293,747
71,259
16,375
72,458
15,732
72,681
16,098
71,050
15,254
1,112
102,818
12,791
1,116
102,831
11,956
1,127
107,758
10,769
100,335
120,221
4,305
23
104,937
4,402
45
114,954
4,438
45
120,207
4,417
53
1,186
1,215
579
1,206
1,300
371
1,216
1,499
315
1,216
1,105
379
873,536
Total assets.
244,140
297,512
861,447
884,729
882,352
419,008
417,132
434,646
447,333
53
23,238
101,830
115,934
4,897
817,896
662,194.
155,682
156,741
53
24,444
94,806
106,723
5,496
805,895
646,274
159,121
158,513
53
21,732
84,462
120,049
5,412
824,867
664,001
161,083
53
25,291
63,941
112,398
13,445
828,5U
660,125
168,419
185
839
1,307
23
908
1,267
49
t.607
820,180
807,619
829,823
826,634
14,498
22,665
13,258
2,935
14,523
22,991
13,341
2,973
14,523
23,048
14,303
3,032
14,723
23,673
14,146
3,176
53,356
54,906
55,718
873,536
884,729
1,149
13,458
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuate, partnerships, and corporations—.
Postal savings deposits
Deposits of U. S. Government.
Deposits cf States and political subdivisions
Deposits of banks..
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
200
1,032
1,658
200
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits..
_.
Reserves...
Total capital accounts..._
Total liabilities and capital accounts
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
66,578
66,754
61,246
REPORT OF THE COMPTROLLER OF THE CURRENCY
67
and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
KANSAS
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
174 banks
174 banks
174 banks
174 banks
ASSETS
Loans and discounts (including overdrafts)
IT. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
,...
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
—
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises...
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
288,844
384,234
95
66,739
25, 727
324,757
383,777
103
65,618
27,531
325,337
399,188
95
72,603
24,938
1,334
149,878
12,400
1,362
135,687
12,714
1,355
147,816
11,749
1,366
149, 712
13,745
133,398
4,626
255
166,539
4,769
242
142,443
4,896
169,801
5,152
208
143
1,068
718
115
1,258
819
115
1,423
1,046
110
1,226
1,060,654
Total assets
276,881
390,040
95
66,503
23,315
1,089,144
1,112,868
1,164,164
605,894
638,401
678,020
678,357
91,647
41
34,805
169,325
85,671
7,871
995, £54
898,948
96,S06
95,360
41
32,163
161,510
87,188
7,701
1,022,364
922,687
99,777
LIABILITIES
Demand deposits of individuals, partnerships, and
ctrporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits.
_
Demand deposits
Time deposits.
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
_
Expenses accrued and unpaid
Other liabilities
Total liabilities
41
28,591
147,127
83,000
7,214
1,043,323
9S9,701
103,622
105,773
41
29,551
173, 567
99,415
8,303
1,095,007
984,933
110,074
64
1,053
2,248
179
243
1,172
2,234
319
675
1,269
2,840
1.75
1,318
2,597
274
998,798
1,026,332
1,048,282
1,099,196
20,395
24,163
15,754
1,544
20,395
20,420
24,822
17,728
1,616
20,495
25,750
16,932
1,791
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
16,150
1,578
61,856
62,812
64,586
1,060,654
1,089,144
1,112,868
1,164,164
196,299
199,441
198,299
202,146
64,968
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
68
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
KENTUCKY
[In thousands of dollars]
Mar. 31,
1952
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions—
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding...
Income collected but not earned
Expenses accrued and unpaid
Other liabilities....
Dec. 31,
1952
92 banks
91 banks
91 banks
198,218
298,209
4
24,472
13,828
206,049
278,856
24,133
13,422
208,227
280,812
4
24,464
14,114
218,718
299,792
4
25,504
12,305
1,184
81,361
13,858
1,255
90,481
13,937
1,255
85,857
12,394
1,254
92,556
18,282
81,196
5,026
315
74,845
5,171
407
76,780
5,318
113,900
5,150
53
40
32
912
334
45
40
139
1,005
283
1,321
416
964
313
718,989
Total assets..
Sept. 5,
1952
92 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures..
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin...
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises..
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected—
Other assets
June 30,
1952
709,893
711,461
788,934
447,871
438,922
431,329
499,016
108,925
16
23,037
44,644
35,413
5,049
664,955
650,190
114,765
111,336
16
24,002
40,969
34,757
4,944
654,946
588,540
116,406
112,260
16
19,295
37,180
34,936
15,021
650,037
588,119
116,918
113,964
16
19,963
39,888
54,051
5,791
782,689
618,398
119,291
450
6,135
275
32
1,078
1,432
456
1,146
1,485
674
1,271
1,843
525
1,399
1,799
780
668,353
Total liabilities
400
658,701
659,811
736,942
15,225
24,261
9,648
1,502
15,600
25,862
8,255
1,475
15,525
25,652
8,901
1,572
15,525
26,002
8,718
1,747
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
~ lus
Undr
vided profits
-
Total capital accounts
Total liabilities and capital accounts
50,636
51,192
51,650
51,992
718,989
709,893
711,461
788,934
72,043
74,639
78,361
69,816
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
69
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
LOUISIANA
[In thousands of dollars]
Mar. 31,
1952
Sept. 5,
1952
Dec. 31,
1952
36 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
..
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
_
Currency and coin
_
_
Balances with other banks, and cash items in process
of collection..
Bank premises owned, furniture and
fixtures
_..
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
_.
Income earned or accrued but not collected
Other assets
June 30,
1952
37 banks
37 banks
37 banks
340,835
550,342
343,191
578,607
374,974
585,379
73,578
75,809
7,560
78,104
7,838
85,337
7,701
2,215
187,133
17,053
2,292
185,926
18,297
2,260
189,559
16,241
2,314
192,804
21,687
169,096
11,126
190
189,975
11,132
153
166,421
11,296
163
209,403
11,243
139
580
4,892
2,754
1.418
570
3,705
4,132
1,669
570
3,938
4,035
2,024
550
3,824
4,132
1,425
1,392,040
Total assets.
327,596
585,510
1,392,397
1,404,247
1,500,912
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
___
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
...
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid..
Other liabilities
Total liabilities
726,756
185,793
45
28,729
177,247
174,057
11,378
1,304,005
1,113,010
190,995
725,488
189,717
45
27,031
180,868
170,646
13,152
1,306,947
1,111,095
195,852
728,367
190,862
45
25,614
184,444
160,101
16,183
1,305,616
1,108,485
197,131
781,051
195,319
45
31,969
183,897
206, 523
12,164
1,410,968
1,211,530
199,438
3,000
300
11,900
5,887
1,193
4,121
4,158
1,356
4,832
546
4,376
1,458
4,889
364
4,284
1,784
6,065
913
1,318,575
1,318,139
1,328,603
1,424,014
19,588
20,188
37,098
16,353
619
20,188
37,120
17,933
403
21,788
41,511
12,937
662
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus...
Undivided profits
Reserves—
Total capital accounts
Total liabilities and capital accounts
17,056
426
73,465
74,258
75,644
76,898
1,392,040
1,392,397
1,404,247
1,500,912
285,581
298,000
307,819
295,119
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
70
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
MAINE
[In thousands of dollars]
Mar. 31,
1952
Dec. 31,
1952
32 banks
32 banks
32 banks
85,304
90,566
30
12,144
11,445
89,924
89,922
30
13,615
11,938
92,004
94,061
17
13,977
11,529
93,170
11
12,265
11,004
622
21,956
5,885
624
24,786
6,543
617
25,745
6,242
625
20,066
7,122
20,189
1,347
71
20, 245
1,366
59
21,560
1,388
57
23,229
1,382
45
256
245
238
324
196
256
229
303
332
329
243
243
250,267
Total assets .
3ept. 5,
1952
32 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations.
Obligations guaranteed by U. S. GovernmentObligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
_
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate...
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
June 30,
1952
259,829
268,096
272,597
118,858
126,135
131,022
133,087
82,217
6
5,767
6,909
7,400
1,672
222,829
140,470
82,359
83,113
6
5,882
6,933
7,131
3,164
282,864
148,982
88,882
84,466
6
5,492
8,645
8,134
2,136
239,901
155,176
84,725
85,114
6
5,447
9,850
7,970
3,633
245,107
159,746
85,861
1,474
531
365
197
1,125
654
369
367
1,500
731
462
199
200
798
598
371
225,396
234,879
242,793
247,074
9,240
9,629
5,071
931
9,290
9,707
4,979
974
9,290
9,885
5,163
965
9,290
10,131
5,034
1,068
24,871
24,950
25,303
25,523
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations.
_
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
_
Deposits of banks..
Other deposits (certified and cashiers' checks, etc.)
Total deposits.
Demand deposits
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
_
Total liabilities
_
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
_
Undivided profits
Reserves
Total capital accounts.
_
_
...
Total liabilities and capital accounts
250,267
259,829
268,096
272,597
=====
18,616
18,721
20,330
21,962
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
71
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
MARYLAND
[In thousands of dollars]
Mar. 31,
1952
Sept. 5,
1952
Dec. 31,
1952
59 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures..
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
_
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
_.
Other assets
June 30,
1952
59 banks
59 banks
59 banks
198, 329
327,899
3
33, 511
33,265
219,800
331,253
3
34,850
27,121
240,958
337,218
3
43,162
13,124
1,253
97, 560
13,853
1,257
108, 487
13,983
1,263
110,098
11, 634
1,268
98, 726
15,408
81,677
5,391
32
546
89,429
5,430
64
451
80, 399
5,540
58
451
105,171
5,523
77
441
146
1,239
157
1,110
778
92
1,731
974
95
999
462
779,523
Total assets .
190,253
327,103
3
31, 790
27, 691
814,153
825,267
409, 621
423,401
435,566
473,039
155,849
156,974
158,444
159,141
29,887
59,409
64,333
2,517
721,616
658,878
162,788
42, 585
65,003
63, 647
3,729
755, SS9
591, 305
164,034
38,495
62, 905
65, 719
2,544
763,673
597,950
32,935
58,726
74,031
3,258
801, ISO
634,868
166, $68
=5=3=
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
«.
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions....
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits...
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
__
Other liabilities
400
146
632
788
301
157
784
878
468
222
95
1,101
1,135
772
723,933
Total liabilities..
CAPITAL
165,723
450
758,026
767,902
804,433
2,000
92
200
ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts.
14, 360
27,359
10,063
3,808
14,360
27, 717
9,770
4,280
14,360
27, 718
10, 313
4,974
14,435
28,054
10,422
5,291
55,590
56,127
57,365
58,202
779, 523
814,153
825,267
862, 635
122,736
129,500
146,268
120,874
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
72
REPORT OF THE COMPTROLLER OF THE
CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
MASSACHUSETTS
[In thousands of dollars]
Mar. 31,
June 30,
Sept. 5,
Dec. 31,
115 banks
114 banks
114 banks
114 banks
1,207,906
1,125, 321
44
146, 572
63,719
1,220,060
1,128,797
167, 588
69,906
1,236, 784
1,092,939
49
169,709
76,993
1,324,273
1,122,028
49
136,525
70,328
467,045
49,014
6,639
474, 955
37, 225
433,388
51,641
238,292
27, 659
129
345, 761
28, 622
55
1952
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
6,633
484,415
48, 616
256,247
27,077
23
1952
49
293, 766
27, 348
111
1952
1952
30, 555
7,644
6,604
381
30,054
9,666
4,392
410
29, 513
7,078
12,460
3,429,887
Total assets..
405
43.664
6,741
12,504
3,475,519
3,405,866
3, 569,113
2,016,425
1,933,196
1,960, 344
2,040,136
435,259
1,570
111, 129
150, 534
430, 505
1,570
158,466
172,405
369, 335
50, 556
3,116,033
2,664,959
451,074
1,570
111, 890
158,457
320,801
39,315
3,026,313
2,567,632
458,681
425,801
1, 570
120,997
207,861
354, 233
53, 774
3,204,372
2,753,456
450,916
396
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits _
_
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.....
44, 653
3, 063,238
2,607,099
456,139
3,105
1,425
19,475
480
45,958
6,512
14, 396
5,149
32, 386
7,213
13, 777
13,093
32,457
7,770
17,110
7,753
32,187
8,630
17,290
11,148
3,138,358
3,183,927
3,110,878
3,274,107
53
78,936
78,989
140,765
51,673
20,102
53
78,786
78,839
141,272
52,687
18, 794
53
78, 786
78,839
141,290
54,738
20,121
53
78,826
78,879
152,922
44,256
18,949
291,529
291,592
294,988
295,006
3,429,887
3,475,519
3,405,866
3, 569,113
227,063
299,047
266,637
249,036
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock....
Total capital accounts
Total liabilities and capital accounts
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
73
and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
MICHIGAN
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
78 banks
78 banks
78 banks
77 banks
898,534
1,427,642
19
180,511
49,293
932,931
1,513,922
6,471
189,931
49,166
956,115
1,560,174
6,463
235,898
50,149
1,012,779
1,566,887
6,459
205,844
45,946
4,259
424,404
47,454
4,277
383,465
47,656
4,280
434,369
46,190
4,305
427,268
63,177
302,993
16,197
91
300,620
16,975
87
287,634
17,327
146
364,220
18,580
1,395
5
6,377
4,945
1,429
261
7,673
4,446
1,427
11
10,682
1,400
236
7,268
3,885
3,364,119
3,459,310
3,614,831
3,728,340
1,654,315
1,726,160
1,722,979
1,885,609
913,807
40
220,895
161,046
166,980
25,732
5, 142, 815
2,217,774
925,041
980,196
40
210,475
132,728
179, 722
28,834
8,258,155
2,265,762
992,893
992,121
40
147,030
189,561
192,125
25.693
8,269,549
2,260,599
1,008,950
1,034,301
40
212,453
157,181
199,250
26,907
8,515,741
2,467,498
1,048,248
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin...
Balances with other banks, and cash items in process
of collection
_
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
_
Deposits of U. S. Government...
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits..
Time deposits
v.
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
_
Other liabilities
Total liabilities
137,900
25,000
3,291,345
11
17,177
18,205
1,312
3,444,154
3,554,840
1,000
46,580
47,680
84,755
29,754
5,876
1,000
46,880
4.7,880
85,282
31,563
5,952
1,000
47,040
48,040
86,461
32,223
6,776
5
13, 956
12, 316
3,545
261
15,877
12,856
4,196
3,197,637
1,000
46,395
47,895
84,158
236
18,561
17, 614
2,688
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock...
Total capital stock
Surplus
.Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liablities and capital accounts
5,937
166,482
170,677
173,500
3,364,119
3,614,831
3,728,340
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
361,961
326,347
432,539
74
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec 81, 1952—Continued
MINNESOTA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
178 banks
178 banks
178 banks
178 banks
757,630
691,677
6
115,402
63,014
751,247
736,197
798,970
760,806
801,886
838,289
123,456
62,576
124,464
67,079
130,103
66,805
3,371
257,391
20,927
3,377
247,237
22,026
3,379
292,953
20,244
3,584
247,191
24,267
254,381
9,548
500
297,391
9,694
503
281,300
9,915
508
329,120
10,003
443
3,616
751
4,736
1,025
3,602
698
5,373
1,391
3,600
711
6,860
1,411
3,571
711
5,338
1,982
2,183,975
2,264,774
2,372,200
2,463,293
971,184
1,008,161
1,066,022
1,180,447
489,358
495,962
69
69
69,528
77,400
148,146
167, 969
304,229
321,333
18,545
21,641
2,001,069 £,092,535
1,506,941 1,591,079
601,^56
501,676
69
86,567
127,310
378,350
22,218
2,182,212
1,674,688
507,579
516,910
70
76,069
125,095
361,808
21,877
2,282,276
1,759,785
522,491
ASSETS
Loans and discounts (including overdrafts).—
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions.,.
Other bonds, notes, and debentures
•
_
Corporate stocks, including stock of Federal Keserve
bank
Reserve with Federal Reserve bank
_
Currency and coin
__
_
Balances with other banks, and cash items in process
of collection
..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises..
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but^not collected
Other assets
Total assets
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations—
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks..
_
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
._
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
14,000
300
11,800
751
9,196
10,316
1,704
10,424
10,292
1,985
711
11,462
12,968
2,413
712
12,538
11,569
3,326
2,037,026
2,116,234
2,221,566
2,310,421
75
25
39,136
89,286
73,625
25,904
11,869
75
25
39,471
89,671
80,491
21,176
11,634
CAPITAL ACCOUNTS
Capital stock:
Class A preferred stock
_
Class B preferred stock
_
Common stock
_
Total capital stock
Surplus
Undivided profits..
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts
75
25
39,036
89,186
73,485
22,725
11,603
75
25
39, 111
89,211
73,619
23,873
11,837
146,949
148,540
150,634
152,872
2,183,975
2,264,774
2,372,200
2,463,293
373,666
413,118
368,555
V
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
363,533
REPORT OF THE COMPTROLLER OF THE CURRENCY
75
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
MISSISSIPPI
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
24 banks
24 banks
24 banks
24 banks
ASSETS
Loans and discounts (including overdrafts).U. S. Government securities, direct obligations.
_.
Obligations guaranteed by U. S. Government _
Obligations of States and political subdivisions.-_
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
Total assets
64,031
77,980
66,063
76,759
70,848
82,353
32,046
1,476
31,075
719
30, 733
646
413
25,029
5,271
420
24,968
5,378
30,904
767
431
26,870
5,582
431
28,000
6,140
32, 629
2,155
35
31
166
30,860
2,190
30
38
196
33,838
2,224
50
55
215
36,984
2,267
50
45
253
239, 383
hank
Reserve with Federal Reserve bank
Currency and coin _
_
_
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures_.
Real estate owned other than bank premises.
Income earned or accrued but not collected
Other assets _. _
.
61,139
78,993
237,885
243, 758
258, 750
117,094
118,416
125,282
137,510
45,507
46,131
45,673
46,299
6,696
36,164
17,103
1,356
228, 920
177,701
46,219
5,877
34, 767
15, 927
817
221,985
175,092
46,843
7,724
31,348
16,136
1,156
227, SI 9
180,984
46,885
6,076
29,599
21,441
1,575
242,500
195,464
47,086
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations..Time deposits of individuals, partnerships, and corporations
_ . .Postal savings deposits
Deposits of U. S. Government.
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits.
_
Demand deposits
Time deposits. . .
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
_.
_
Expenses accrued and unpaid
Other liabilities
Total liabilities
264
331
7
286
338
76
100
292
418
8
327
526
154
224, 522
222, 635
228,137
243,507
138
4,445
4,583
9,179
835
264
4,705
4,705
9,664
748
133
4,705
4,705
9,664
1,127
125
4,705
4,705
10,050
257
231
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Onmmoti stonlr
Total capital stock
Surplus
Undivided profits
._
Reserves and retirement account for preferred stock
Total capital accounts.—
_
_
Total liabilities and capital accounts
14,861
15,250
15, 621
15,243
239,383
237,885
243, 758
258, 750
52,080
52,350
54,869
54,385
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes . .
76
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
MISSOURI
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
79 banks
79 banks
78 banks
77 banks
ASSETS
Loans and discounts (including overdrafts).—
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank.._
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
645,165
644, 629
126
77, 923
34, 709
672,710
648,322
18
78,226
34,685
700,988
691,609
18
77, 538
33,271
3,252
258,333
18,009
3,246
261,286
17,865
3,209
275,167
16,894
3,249
295, 427
20, 623
237,463
10,143
140
259,513
10,158
140
242, 323
10,105
146
306, 216
10, 598
149
275
1,474
3,324
1,377
271
1,565
3,158
1,442
271
1,503
1,244
851
861
2,961
860
1,931,448
Total assets
643,636
646,266
119
73,281
34,356
1,961,196
1,988,455
2,145,219
1,035,724
1,074,437
1,075,176
1,160,241
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations.
Postal savings deposits
Deposits of U. S. Government
_
Deposits of States and political subdivisions.—
Deposits of banks
_
Other deposits (certified and cashiers' checks, etc.)
Total deposits
_
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
_
Income collected but not earned
Expenses accrued and unpaid..
Other liabilities
Total liabilities
242,337
546
70,115
378,336
9,943
1,800,940
1,550,796
250,1U
238,411
245,391
541
546
56, 744
65,126
61, 697
55, 997
366,263
394,487
12, 472
8,758
/, 825,9S2 1,880,114
1,572,148 1,583,450
253,784
246,664
242,044
541
63,890
84, 709
445, 317
15, 225
2,011,967
1,761,944
250,023
1,300
5,000
26,550
50
1,642
1,701
5,313
682
1,621
1,989
4,930
1,538
1,519
2,109
6,381
772
2,812
6,093
1,248
1,811,578
1,841,010
1,867,445
2,023,066
42,208
48,773
25,669
3,220
42,408
48,856
25, 713
3,209
41,908
48,500
27,054
3,548
42,258
49,790
26,525
3,580
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
119,870
120,186
121,010
122,153
1,931,448
1,961,196
1,988,455
2,145,219
209,776
224,614
244,106
215,612
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCT
77
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
MONTANA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1962
Dec. 31,
1952
39 banks
39 banks
39 banks
38 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets.
-
76,660
132,223
78,982
136,431
81,012
150,558
10,430
11,767
7,303
11,965
8,092
13,854
9,208
334
37,342
4,933
336
36,815
4,835
336
40,505
4,940
336
39,546
5,077
30,914
2,906
7
714
38,840
2,931
3
871
44,370
2,960
2
1,048
78
43,597
2,943
307,621
Total assets.
74,946
138,044
312,680
329,709
349,153
197,943
194,864
213,270
223,599
52,221
53,157
54,549
56,930
4,584
22,903
11 914
3,491
298,056
240,626
52,430
5,296
28,016
12,628
3,087
297,048
248,707
68,841
6,168
22,182
14,144
2,857
818,170
258,442
64,728
5,835
26,010
14,704
3,084
830,162
273,058
67,109
877
2,145
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of TJ. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits.
_
_..
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding..
_..
Income collected but not earned
Expenses accrued and unpaid
__
Other liabilities
50
50
3
1,093
718
32
2
1,146
1,077
44
1,294
1,089
2,127
294,441
Total liabilities..
50
7
978
381
19
298,944
315,489
334,722
5,220
5,939
1,841
180
5,270
5,939
2,372
155
5,270
5,990
2,806
154
5,245
6,226
2,708
252
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits
Total capital accounts
Total liabilities and capital accounts
13,180
13.736
14,220
14,431
307,621
312,680
329,709
349,153
48,841
51,993
51,548
51,852
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
259938—53
6
78
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
NEBRASKA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
123 banks
123 banks
123 banks
124 banks
315,563
365,026
3
65,842
18,127
305,090
369,173
3
68,788
17,928
324,728
391,050
3
71,551
17,623
348,012
389,008
3
76,656
18,271
1,334
141,593
9,646
1,354
137,168
10,335
1,359
155,405
9,366
!,408
159,591
10,652
121,504
5,850
22
137,130
5,833
22
145,618
5,894
22
151,741
5,843
13
1,447
370
1,535
496
1,926
352
477
1,046,327
1,054,855
1,124,897
1,162,979
605,678
621,496
653,423
705,472
112,308
23
29,969
69,742
145,207
6,620
969,547
857,110
112,487
113,164
33
26,533
63, 262
150,038
6,461
980,987
867, 671
118,316
113,888
33
32,064
63,169
174,024
6,118
1,049,719
998,681
114,088
10,504
742
1,832
196
6,014
914
1,986
314
12,519
1,038
2,356
297
114,734
33
32,025
69.217
162,295
7,253
1,091,029
976,155
114,874
775
1,037
2,268
294
982,821
990,215
1,058,929
1,095,403
21,498
22,479
14,391
5,138
21,548
23,312
14,649
5,131
21,548
23,413
15,751
5,256
22,398
24,663
15,165
5,350
ASSETS
Loans and discounts (Including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed b y U. S. Government
Obligations of States and political subdivisions.
_..
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
_
Reserve with Federal Reserve bank
Currency and coin..
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises.—
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued b u t not collected
Other assets
Total assets.
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits_
Demand deposits
_.
Time deposits
_.
_
Bills payable, rediscounts, and other liabilities for borrowed money.
_
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities..
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
67,576
63,506
64,640
1,046,327
1,054,855
1,124,897
1,162,979
. —-*
153,772
159,177
169,941
154,472
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
79
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
NEVADA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
5 banks
5 banks
5 banks
5 banks
ASSETS
Loans and discounts (including overdrafts)
XJ. S. Government securities, direct obligations.—
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures. _
Corporate stocks, including stock of Federal Reserve
bank.
...Reserve with Federal Reserve bank
Currency and coin
_
_
._
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and
fixtures
_.
Real estate owned other than bank premises
Income earned or accrued but not collected
Other assets..
_..
54,521
72,762
55,622
77,701
57,913
81,596
6,390
3,505
6,832
4,305
7,261
4,304
168
17,581
3,247
183
17,108
4,174
183
21,122
4,176
183
20,390
4,762
8,236
1,747
33
557
265
12,094
1,780
33
487
10,183
1,784
33
636
274
12,070
1,837
29
511
222
169,340
Total assets,
51,134
77,356
6,203
2,813
173,276
182, 851
191,078
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations..
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions.
__.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total liabilities..
52,582
53,805
56,151
6,703
17,640
735
2,072
157,722
101064
58,658
5,108
17,916
1,146
1,876
161,552
107,04S
54, 509
3,893
18,088
1,638
5,342
19,106
1,539
2,474
178,436
120,428
58,018
336
999
371
413
815
294
460
1,134
373
532
163,074
172,438
180,623
2,385
3,715
3,752
Bills payable, rediscounts, and other liabilities for borrowed money
_
Income collected but not earned
_
Expenses accrued and unpaid
Other liabilities
-
82,924
159,428
Total deposits
Demand deposits
Time deposits
79,204
51,368
2,385
3,715
4,042
60
2,385
3, 715
4,253
60
2,385
3,715
4,295
93,824
170,471
115,122
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
._
Total capital accounts.
_
Total liabilities and capital accounts
9,912
10,202
10,413
10,455
169,340
173, 276
182,851
191,078
28,438
28,003
29,723
31, 432
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
80
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
NEW HAMPSHIRE
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Bee. 31,
1952
51 banks
51 banks
51 banks
51 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
-Balances with other banks, and cash items in process
of collection._
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
78,687
81,123
75,778
39
11,823
4,782
81,292
79,629
39
9,944
5,251
457
21,725
6,502
457
21,070
7,057
460
26,627
5,753
470
22,943
22,527
1,930
31
26,902
1,950
27,587
2,019
52
27,435
2,238
50
2
179
49
1
132
47
4
167
49
20
117
215,885
222,865
235,377
236,334
124,255
130,017
132,059
43,524
43,335
20
8,009
10,436
8,281
5,402
199, 738
155,765
43,973
44,282
20
7,532
15,280
8,596
6,442
212,169
167,117
45,052
43,659
20
7,365
14,562
8,362
6,759
212,786
168,474
44,812
960
172
236
37
200
208
227
152
100
237
233
27
90
243
212
168
193,613
200, 525
212, 766
213,499
6,093
9,232
5,814
1,133
7
6,086
6,093
9,252
5,826
1,169
4
6,090
6,094
9,252
22,272
Total assets
39
10,971
4,413
22,340
22,611
22,835
215,885
222,865
235.377
236,334
14,736
15,159
15,283
15,817
68,516
36
10,178
5,065
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
_
Time deposits of individuals, partnerships, and corporations
___
Postal savings deposits
Deposits of U. S. Government...
Deposits of States and political subdivisions
.Deposits of banks
.._
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
.._.
42,827
20
7,389
12,800
7,053
5,130
192,208
148,684
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts
_
_..
1,179
4
6,090
6,094
9,769
5,702
1,270
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPOKT OF THE COMPTROLLER OF THE CURRENCY
81
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
NEW JERSEY
[In thousands of dollars]
Mar. 31,
1952
Dec. 31,
1952
201 banks
201 banks
200 banks
818,247
1,145,805
323
216,480
84,352
855,544
1,143,218
837
225,002
83,877
875,353
1,171,861
837
228,754
924,144
1,216,659
860
240,427
83,092
4,454
235,574
52,456
4,537
256,041
53,734
4,584
282,683
47,680
4,609
260,242
62,804
188,707
199,470
27, 578
156
184,901
145
172
240,545
29,824
402
396
127
4,757
2,686
398
65
6,250
2,528
374
107
7,807
3,215
422
151
6,115
2,185
2, 780,798
Total assets.
Sept. 5,
1952
200 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin...
.—
Balances with other banks, and cash items in process
cf collection
Bank premises owned, furniture and
fixtures..
_.
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises rr other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
_
__.
-
June 30,
1952
2,859, 235
2,922,770
3,072,481
1,176,420
26, 289
28,079
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations...
_
_
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
_
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding. __
_
Income collected but not earned
Expenses accrued and unpaid..
Other liabilities....
Total liabilities..
1,
1,238,602
1,375,513
1,067,195
1,097,635
1,107,990
1,125,515
65,578
194,681
35,394
40,169
71,776
180, 506
36,723
36,681
2,652,210
1,588,289
1,118,921
70,605
200,874
37,664
2,579,437
1,491,820
1,087,617
2,691,948
1,568,296
1,128,647
202, 111
45,128
45,008
2,858,158
1,710,099
1,148,059
2,085
1,450
20,765
875
127
6,296
6,775
820
65
7,012
6,071
1,409
107
7,721
7,841
151
8,828
6,974
1,819
2,595,540
2,668,217
2,729,040
2,876,809
CAPITAL ACCOUNTS
Capital stock:
Class A preferred stock
_
Class B preferred stock
_.
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts
1,145
65
58,652
69,862
83,994
32,323
9,079
1,045
65
61,267
62,877
33,764
9,238
1,030
65
61,382
62,477
87,159
34,938
9,156
709
60
63,511
64,280
89,343
33,706
8,343
185,258
191,018
193,730
195,672
2, 780,798
2,859, 235
2,922,770
3,072,481
189,122
191,248
236,166
221,782
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_
_.
82
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
NEW MEXICO
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
26 banks
26 banks
26 banks
26 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises. -.
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
92,592
113,384
94,732
116,193
91,844
131,999
8,512
1,467
8,259
1,411
7,523
1,267
7,576
1,361
416
33,184
5,051
377
32,751
5,797
378
34,992
5,935
379
36,527
6,523
49,013
2,611
46,537
2,781
105
43,043
3,110
119
135
202
111
122
264
73
106
335
302,952
304,453
307,821
339,731
162,878
162,304
168,730
185,024
39,954
11
12,010
56,833
9,555
41,751
11
10,424
56,449
9,360
6,428
286,727
242,985
4S,792
43,815
11
12,977
50,663
10,685
2,427
289,808
248,452
45,856
46,748
11
14,324
58,856
12,729
3,881
821,678
272,784
48,789
7
470
226
245
107
531
308
276
7
624
183
275
287,675
Total assets.
86,365
115,787
290,530
322,662
6,540
6,071
1,001
3,166
6,540
6,071
1,480
3,200
6,540
6,245
878
3,406
3,229
75
112
LIABILITIE3
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.
Deposits of U. S. Government
_
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
Expenses accrued and unpaid
Other liabilities-
2,967
284,208
242, 1S8
42,070
1,007
388
224
211
Total liabilitiesCAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits
Reserves
Total capital accounts
6,490
6,020
1,359
3,045
-
Total liabilities and capital accounts
16,914
16, 778
17,291
17,069
302,952
304,453
307,821
339,731
75,408
82,498
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
74,508
REPOET OF THE COMPTROLLER OF THE CURRENCY
83
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952— Continued
NEW YORK
[In thousands of dollars]
Mar. 31,
1952
Dec. 31,
1952
369 banks
369 banks
363 banks
5,251,667
4,017,301
843
1,133,264
508,290
5,528,288
4,194,576
870
1,134,952
589, 546
5,404,218
3, 944, 491
282
1,189, 782
509,104
6,011,262
3,968,405
1,714
1,099,256
418,313
43,847
2,436,592
102,137
2, 344, 671
127, 309
43,947
44,017
2,297,258
98, 557
45,427
2,326,481
110, 072
1,139,706
89,311
656
1,213,884
90,545
261
796,958
91,019
1,456,465
93,812
445
1,716
73,361
26,891
84,043
1,743
54, 775
29,624
83, 379
1,975
55,051
36,956
71,176
2,250
61, 326
29, 673
52,238
14,909, 625
Total assets.
Sept. 5,
1952
370 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions..
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
_
Currency and coin
___
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets.—
June 30,
1952
15,438,370
14,541,130
15,677,139
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
_.
7,878,402
Time deposits of individuals, partnerships, and corporations
1, 719,407
Postal savings deposits
Deposits of U. S. Government
718, 966
Deposits of States and political subdivisions
366,457
Deposits of banks...
-. 1,826, 986
Other deposits (certified and cashiers' checks, etc.)
346, 544
12, 856,762
Total deposits
—
Demand deposits
10,867,118
Time deposits....
I
Bills payable, rediscounts, and other liabilities for bor- 1,989, 6U
rowed money
--16, 310
Mortgages or other liens on bank premises and other
real estate.
_.
10
Acceptances executed by or for account of reporting
banks and outstanding
_
_
77,133
25, 535
Income collected but not earned
_
75,997
Expenses accrued and unpaid
691,840
Other liabilities
Total liabilities...._
_
13,743, 587
7,961,369
7, 685,043
8,284,358
1,803,564
1,778,975
1,863,947
759, 789
419,799
1, 981,097
483,438
IS, ^09,056
11,348,761
2, 060,296
470,033
348, 599
1, 799,322
263, 386
12,845, S68
10,800,554
542, 339
380,800
2,101,979
448,060
18,621,488
11,449,979
2,044,804
2,171,604
4,290
245,880
54,720
56,485
28, 303
78,189
10
58, 034
31,415
87,749
587,842
10
63, 972
35, 359
83, 631
611,609
14,263,142
13,356,288
14,470, 784
10
CAPITAL ACCOUNTS
Capital stock:
Class A preferred stock
Class B preferred stock.
Common stock
Total capital stock
_
Surplus
_-.
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts
1,524
266
375, 601
877,391
567, 577
205, 782
15,288
1,228
266
377, 245
378,789
569, 722
211,392
15,375
1,196
262
377,540
878,998
571, 576
219,311
14,957
137
378, 573
879,704
619,252
192, 609
14,790
1,166,038
1,175,228
1,184,842
1,206,355
14,909,625
15,438,370
14,541,130
15,677,139
1,508,638
1,551,922
1,505,275
1,319,137
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
84
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
NORTH CAROLINA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
45 banks
45 banks
45 banks
46 banks
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures.__
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin...
Balances with other banks, and cash items in process
of collection
__
_
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
_
192, 741
158,896
195,134
178,401
195,861
31,460
6,644
34, 457
5,373
34,434
6,029
34,227
4,328
874
56,790
12,310
884
60, 367
11, 610
64, 786
12,175
67,560
16,139
64, 313
5,326
78
80,114
5,506
17
79,826
5,611
45
5,588
135
400
619
467
132
617
357
744
432
535,106
Total assets .
184,714
171, 111
551,071
578,516
320,401
320,460
333,579
82,185
1
16, 518
45,169
20,860
8,729
493,863
396,666
97,197
82,713
1
18, 740
52,082
25, 525
9,811
509,332
405,059
104,273
1
14,823
56, 540
24, 807
11,599
523.857
417,240
106,617
17,246
49,982
31,309
12, 530
577,543
475,883
101,660
200
150
12,140
500
400
1,741
1,578
224
132
1,863
1,650
1,973
1,752
4
2,229
2,326
487
498,006
513,625
540,311
583,088
9,650
19,462
6,252
1,736
9,700
19,845
6,035
1,866
9,700
19,995
6,578
1,932
10,300
21,332
6,339
2,036
10
21
4
758
313
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
.
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
_
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
__
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding.
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
380, 601
85,875
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Total capital accounts
Total liabilities and capital accounts
37,100
37,446
40,007
535,106
551,071
623,095
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
93,509
100,712
111, 917
100,138
REPORT OF THE COMPTROLLER OF THE CURRENCY
85
and liabilities of national banks, by States, at date of each call during year
ended Dec, 31, 1952—Continued
NORTH DAKOTA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
40 banks
40 banks
40 banks
40 banks
ASSETS
Total assets
75,514
122,601
7
9,238
5,896
70,917
125, 775
7
9,448
5,829
77,098
130,384
7
9,640
6,049
78,432
132,308
323
29,439
3,205
326
30,215
3,004
327
30,822
3,068
335
31,177
3,743
23,106
1,355
18
747
141
25,171
1,367
16
830
100
29,431
1,386
16
1,055
132
27,040
1,386
12
755
840
271,590
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
-.
Corporate stocks, including stock of Federal Reserve
bank
_
Reserve with Federal Reserve bank
__
Currency and coin
Balances with other banks, and cash items in process
of collection
_
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises..
Income earned or accrued but not collected
_-.
Other assets
273,005
289,415
293,447
158,422
156,606
171,352
174,886
67,864
6
5,067
12,446
9,689
1,627
255,121
186, Shi
68, 780
68,950
6
4,661
12,850
10,282
2,800
256,155
186,154
70,001
69,674
6
5,311
12,294
10,594
1,657
270,888
200,258
70, 630
71,844
6
4,927
10,971
10,440
2,114
275,188
202,879
72,809
561
968
15
640
1,065
41
1,000
642
1,369
28
768
1,111
846
256,665
257,901
273,927
277,913
4,605
6,146
3,251
923
4,655
6,249
3,320
4,655
6,251
3,702
880
4,705
6,739
3,161
929
11,593
5,819
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
Expenses accrued and unpaid..
_
Other liabilities
Total liabilities
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
14,925
15,104
15,488
15,534
271,590
273,005
289,415
293,447
28,347
25,964
28,171
29,632
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_.
86
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
OHIO
[In thousands of dollars]
Mar. 31,
June 30,
Sept. 5,
Dec. 31,
238 banks
238 banks
238 banks
238 banks
1,248,386
1,693,277
16
232,945
65,839
1,291,707
1,687,602
16
59,881
1,317,901
1, 719,181
23
251,539
57,900
1,375,339
1,817,886
23
246,186
56,847
6,567
501,148
61,317
6,627
498,159
60,005
6,706
529,809
57,458
520,993
75,812
33,924
21
424,846
34,172
47
361,736
34,650
21
457,846
35,214
853
969
6,143
3,315
852
586
8,104
852
741
9,244
3,633
851
536
7,612
2,467
4,243,202
4,325,291
4, 351,394
4,604,380
2,196,883
2,209, 348
2,459,756
1,025,360
185
230,860
290,961
203,481
73, 802
4,021 532
2,906,980
1,114,552
1,029,318
185
135,064
337, 737
226,586
51,815
S, 990,058
2,866,291
1,128,762
1,059,327
185
166,756
299,734
249,114
53,316
4,288,187
8,141,520
1,146,667
250
54,200
1,450
586
9,219
16,462
6,070
741
10,260
17,190
3,925
11,746
18,386
3,671
3, 974,094
4,054,119
4,076,369
4,323,976
93,551
125,494
45,401
4,662
93, 626
127, 658
45,119
4,769
95,226
128,148
47,164
4,487
95,526
130,577
49,569
4,732
1952
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. 8. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
_
Corporate stccks, including stock of Federal Reserve
bank
_
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
_.
_
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises..
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets-
1952
1952
1952
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
_
2,163,945
Time deposits of individuals, partnerships, and corporations
1,012,468
185
Postal savings deposits
198,364
Deposits of U. S. Government...
301,794
Deposits of States and political subdivisions
211, 842
Deposits of banks
_
57,843
Other deposits (certified and cashiers' checks, etc.)
Total deposits
8,946,4U
Demand deposits
2,8U, U7
Time deposits
_.
1,102,824
Bills payable, rediscounts, and other liabilities for bor500
rowed money
Acceptances executed by or for account of reporting
banks and outstanding
_
8,170
Income collected but not earned
14,470
Expenses accrued and unpaid
3,544
Other liabilities
Total liabilities..
CAPITAL ACCOUNTS
Capital stock: Common stock.
Surplus
Undivided profits
_
Total capital accounts
Total liabilities and capital accounts.
269,108
271,172
275,025
280,404
4,243,202
4,325,291
4,351,394
4,604,380
689,609
723,297
790,844
703,256
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OP THE CURRENCY
87
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
OKLAHOMA
[In thousands of dollars]
Mar. 31,
1952
Dec. 31,
1952
199 banks
198 banks
198 banks
454,686
545,071
19
110,052
25,875
476,013
571,730
19
112,277
26,447
493,377
578,897
19
112,712
30,026
507,406
577,169
19
126,688
26,040
2,332
208,036
17,996
2,348
173,674
19,351
2,387
224,320
17,935
2,408
174,724
22,292
253, 798
12, 537
346
283,012
12,612
340
244, 240
12,659
342
338,176
12,328
344
1,112
2,094
983
1,629
488
2,058
1,042
1,871
14
2,501
1,073
1,870
518
1,571
1,049
1,634,937
Total assets.
Sept. 5,
1952
198 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection..
_._
Bank premises owned, furniture and
fixtures
_.
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
_
June 30,
1952
1,683,040
1,722,373
1,792,602
977,808
1,029,658
1,033,088
1,103,912
120,298
96
47,420
172,663
162, 997
13, 731
1,495,013
1,853,237
HI, 776
125,982
96
47,001
154,499
187,249
14, 919
1,559, 404
1,417,737
141,667
131,668
91
38,047
137,144
182,150
12, 706
1,534,894
1,389,569
145,325
136,666
96
46, 599
153, 590
201,343
21,192
1,663,398
1,515,114
148,284
20,000
19
60,719
300
1,201
4,790
415
1,355
4,918
764
14
1,606
6,220
536
518
1,880
6,467
995
1,521,419
1,566,948
1,603,989
1,673, 558
34,413
43,578
30,594
4,933
35,113
44, 710
31, 294
4,975
35,088
44,661
33,727
4,908
35,275
45,694
32,939
5,136
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions.
Deposits of banks-Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities..
CAPITAL ACCOUNTS
Capital stock: Common stock.
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
113,518
116,092
118,384
119,044
1,634,937
1,683,040
1, 722,373
1,792,602
334,902
313,513
350,726
301,830
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
88
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
OREGON
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
19 banks
19 banks
19 banks
19 banks
Total assets .
516,966
446,628
548,339
409,218
574,395
418,387
580,270
463,386
94,174
13,789
102,498
12,491
104, 542
11,543
109,842
12,708
1,824
150,227.
14,048
2,154
174,127
13,935
2,154
187,193
12,546
2,160
183,931
15,458
90,488
14,915
29
600
3,748
814
102,972
14,874
295
337
4,623
748
120,437
14,873
321
416
5,677
850
111,763
15,018
455
542
4,843
1,167
1,348,250
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
_
Reserve with Federal Reserve bank
Currency and coin
_
Balances with other banks, and cash items in process
of collection
_
Bank premises owned, furniture and
fixtures
-.
Real estate owned other than bank premises..
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
_
1,386,611
1,453,334
1,501,543
760,859
747,878
393,149
13
24,931
87,916
50,263
21,755
1,338,886
937,179
401,707
413,222
13
22,980
136,696
41,759
21,924
1,384,472
959f220
425,252
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
_
Time deposits of individuals, partnerships, and corporations
-.
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
_
_.
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
_
Other liabilities
Total liabilities..
680,651
364,884
13
33,955
116,443
33,106
16,417
1,245,469
871,749
873,720
381,868
13
28,674
105,612
42,992
19, 794
1,275,877
885,309
390,668
15
15
15
15
600
4,484
5,642
337
5,782
4,316
4,532
416
6,672
6,559
5,406
542
7,595
5,230
5,098
1,260,018
1,290,859
1,357,954
1,402,952
24,285
36,520
31,785
40.020
23,798
149
31,785
40,020
23,427
148
40,925
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus...
_
Undivided profits
Reserves...
Total capital accounts
Total liabilities and capital accounts
27,292
135
31,785
25,685
196
88,232
95,752
95,380
98,591
1,348,250
1,386,611
1,453,334
1,501,543
262,419
297,086
289,552
308,417
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OP THE CURRENCY
89
Assets and liabilities of nationaVbanks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
PENNSYLVANIA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
615 banks
613 banks
611 banks
607 banks
2,573,710
2,704,951
48
475,046
311,367
2,551,584
2,743,725
48
311,643
2,591,758
2,686,201
48
480,657
311,047
2,716,083
48
492,297
307,896
19,029
934.274
120,568
19,270
881,813
116,564
19,336
930,610
108,467
19,634
933,809
139,800
649,362
61,702
1,293
635,837
63,084
1,075
527,174
64,272
1,231
709,949
65,131
1,219
7,304
6,127
10,980
7,090
7,290
3,347
12,069
6,540
7,304
3,116
14,828
6,355
8,506
3,418
11,102
5,615
7,882,851
7,835,982
7,752,404
8,083,275
4,016,304
3,912,684
3,912,789
4,122,386
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures._
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
_
_
Currency and coin
_
_
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
_
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
-Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks.
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned—
Expenses accrued and unpaid..
Other liabilities
Total liabilities...
1,959,953 1,985,030 2,003,923
890
890
883
306,437
299, 592
153, 785
249,463
265,707
276,289
472, 588
485, 537
468,404
70,348
57, 786
51,855
7,010,389 6,867,928
7,072,820
6,084,607 4,948,745 4,784,620
2,038,213 2,061,644 2,083,408
2,007,577
879
256,362
267,163
543,198
62, 204
7,259,769
6,176,665
2,083,104
3,021
16,620
65,885
2,700
6,544
11,338
23,884
16,842
3,631
12,948
22,679
10,665
3,126
13,976
27,102
10,632
3,456
15,456
25,938
7,134,449
7,076,932
6,988,649
7,315,607
50
207,238
207,288
415,092
115,083
10,939
50
211,228
211,278
421,164
115,410
11,198
50
211,428
£11,478
420,536
120,765
10,976
50
210,905
210,955
435,923
108,789
12,001
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock—
Total capital accounts—
_
Total liabilities and capital accounts
748,402
759,050
763,755
767,668
7,882,851
7,835,982
7,752,404
8,083,-275
919,359
962,366
922,445
894,345
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
90
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
RHODE ISLAND
[In thousands of dollars]
Mar. 31,
1952
Sept. 5,
1952
Dec. 31,
1952
6 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
_
_
Reserve with Federal Reserve bank
_
Currency and coin
_
_
Balances with other banks, and cash items in process
of collection
.__
_
Bank premises owned, furniture and fixtures
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
June 30,
1952
6 banks
6banks
6 banks
75,928
83,969
76,667
91,104
78,915
92,554
4,032
2,709
5,137
2,575
5,080
2,475
4,729
2,548
418
18,554
4,316
419
23,112
4,712
419
25,020
3,833
419
26,768
5,120
10,514
3,957
271
335
134
11,912
3,936
43
369
94
7,540
3,945
188
645
95
13,788
3,943
148
372
63
208,246
Total assets.
70,686
92,320
212,206
217,011
229,367
101,315
103,029
105, 768
110,687
60,933
317
7,864
12,669
3,066
5,366
191,630
129,726
61,804
61,020
321
10,638
12,492
2,874
4,827
195,201
188,888
61,818
61,807
320
8,801
14,000
3,514
5,688
199,898
187,847
62,551
63,207
173
7,295
19,093
271
325
974
7
43
367
1,213
128
188
411
1,131
12
148
405
1,461
163
193,107
196,952
201,640
213,774
4,695
4,695
8,730
2,115
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions..
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits..
Demand deposits
Time deposits
._.
Bills payable, rediscounts, and other liabilities for borrowed money
_
-_
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
...
Other liabilities
Total liabilities..
4,094
7,048
211, 597
147,671
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Total capital accounts
Total liabilities and capital accounts
4,695
8,683
1,716
45
1,824
45
1,941
45
15,139
15,254
15,371
15, 593
208,246
212,206
217,011
229,367
17,556
19,718
30,441
29,891
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
91
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
SOUTH CAROLINA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
25 banks
25 banks
25 banks
25 banks
141,140
206,035
144,296
199,147
148,134
215,392
155,999
216,202
18,644
10,827
19,417
8,971
20,031
10, 795
20,663
10,472
639
59,609
13,084
679
64,805
12,784
679
66, 731
13,070
680
55,866
17,277
66,081
3,648
116
67,936
3,815
122
66,009
3,980
126
78,614
4,173
42
38
444
377
37
429
370
41
656
420
48
486
520,682
522,808
546,064
560,910
309,681
319,892
345,901
347,311
53,212
7
24,955
77,442
17,269
6,745
489,811
428,743
60,568
54,400
7
31, 705
61,427
16,239
6,802
490,472
428,752
61,720
55,541
7
27,482
55,007
19, 730
7,703
511,371
448,275
63,096
54,597
7
29,874
66,047
19,870
9,718
527,424
464,502
62,922
797
2,024
1,107
956
2,208
971
1,500
1,026
2,724
554
1,107
1,472
2,235
493,239
494,607
517,175
532,238
8,712
12,593
4,837
1,301
8,862
13,789
4,155
1,395
8,862
13,791
4,805
1,431
14,274
4,062
1,474
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
__
_
_.
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
__
Total assets.,
LIABILTIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks.
Other deposits (certified and cashiers' checks, etc.)
Total deposits...
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
Expenses accrued and unpaid..
_
Other liabilities.
Total liabilities..
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits..
Total capital accounts
Total liabilities and capital accounts
27,443
28,201
520,682
522,808
546,064
560,910
87,327
98,245
100,997
102,515
28,672
MEMOBANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
92
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
SOUTH DAKOTA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
35 banks
35 banks
35 banks
35 banks
91,694
106,129
11,908
6,736
96,114
101,852
4
12,799
6,914
97,408
111,341
4
12,758
7,044
98,442
117,295
4
13,563
7,171
354
32,457
3,822
355
31,930
4,147
355
33,233
3,940
358
33,190
4,287
26,570
2,132
3
794
418
29,875
2,187
2
890
448
2,235
32,185
2,291
1,159
417
827
283,021
287,517
306,282
309,972
184,160
188,559
55, 299
3
7,468
56,804
3
6,787
25,736
10,471
2,717
291,077
230, 786
60,841
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank.
_
_
_
_.
Reserve with Federal Reserve bank
Currency and coin
_
Balances with other banks, and cash items in process
of collection
_
Bank premises owned, furniture and fixtures _..
Real estate owned other than bank premises
Income earned or accrued but not collected
Other assets
_
Total assets.._
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
_.
_
_
_
_
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
_.
Mortgages or other liens on bank premises and other
real estate
_
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
167,004
52,478
3
6,964
27,676
9,005
2,078
265,208
210,440
64,768
54,490
3
6,348
31,181
9,694
1,688
269,278
211, 723
67,550
26,679
10,970
1,738
286,817
227,465
58,852
200
1,200
25
734
1,440
25
115
24
977
1,614
19
24
1,036
1,466
89
267,410
271,827
290,151
293,692
4,793
7,004
4,793
7,031
2,941
925
4,793
7,031
3,384
923
4,843
7,112
3,428
897
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
_
Undivided profits.
Reserves
-..
Total capital accounts.
_._
Total liabilities and capital accounts
928
15,611
15,690
16,131
16,280
283,021
287,517
306,282
309,972
41,259
41,677
44,450
45,690
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OF THE COMPTROLLER OF THE CURRENCY
93
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
TENNESSEE
[In thousands of dollars]
Mar. 31,
1952
Dec. 31
1952
74 banks
74 banks
74 banks
__
566,976
478,577
6
82,119
19,628
563,207
485,310
593,407
516,573
87,845
20,454
87,609
18,983
635,678
534,371
6
84,026
12,859
2,703
199,625
24,630
2,703
186,176
24,305
2,751
200,225
24,342
2,934
187,661
32,175
184, 754
16, 572
114
232,062
16, 757
115
199,507
17,062
274,129
17,109
215
29
259
1,533
793
90
2,155
822
124
2,999
892
27
6,551
2,221
672
1,578,318
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
_
Balances with other banks, and cash items in process
of collection
—
Bank premises owned, furniture and fixtures..
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
_
Sept. 5,
1952
74 banks
Total assets.__
June 30,
1952
1,622,035
1,664,606
1,790,634
748,788
774,192
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
,
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc*)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
_
_.
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
300,864
168
34, 701
241,969
11, 759
1,461,947
1,147,168
S14,779
2,500
259
4,743
4,558
663
844,040
312, 939
316,262
170
170
33,454
48,403
134,884
116, 732
233,192
233,485
18, 281
10,643
1,507,405 1,518, £68
1,180, S25 1,187,847
327,080
324,019
172
37,191
108,396
333,454
14,271
1,661,648
1,822,197
839,846
28,000
90
5,175
4,026
547
124
5,432
6,390
419
6,551
6,086
5,470
1,474,670
1, 517,243
1,558,633
1,680,459
32,001
50,013
18,021
3,613
32,001
50,157
18,951
32, 576
51,217
19,155
3,025
33,926
56,281
16,674
3,294
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
_.
Undivided profits
Reserves
Total capital accounts
_
Total liabilities and capital accounts
103,648
104,792
105, 973
1,578,318
1,622,035
1,664,606
1,790,634
201,085
200,088
254,409
210,219
110,175
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
_
259938—53
7
94
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
TEXAS
[In thousands of dollars]
Mar. 31,
June 30,
1952
Sept. 5,
1952
Dec. 31,
443 banks
443 banks
444 banks
444 banks
2,200,583
1,882,951
252,615
53,548
2,243,477
1,902,894
3
256,005
52,289
2,311,680
1,948,293
3
261,230
53,944
2,442,531
2,021,353
3
264,340
62,960
10,129
845,748
78,549
10,239
850,134
81,029
10,292
898,191
81,562
10,529
902,321
93,952
1,102,927
58,727
9,703
1,178,060
63,991
10,350
1,034,479
65,840
11,006
1,459,816
72, 533
11,952
11,364
19,117
5,734
5,346
9,473
4,766
6,812
4,800
9,499
5,863
9,064
5,058
6,384
28,877
7,083
6,537,044
6,674,322
6,706,004
4,060, 709
4,171,121
503,086
1,166
190,621
464,739
905,486
81,340
6,207, U7
5,599,525
607,622
522, 506
1,168
148,390
433, 573
864,523
6,199,517
5,669,69S
629,824
825
25,450
4,786
5,744
21,713
2,039
5,891
6,327
26, 543
739
30,239
7,337
23,866
2,303
6,242,254
6,264,467
6,946,368
1952
1952
ASSETS
Loans and discounts (Including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
.
..
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
_.
Bank premises owned, furniture and
fixtures
_.
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstandingIncome earned or accrued but not collected
Other assets
Total assets.
LIABILITIES
Demand deposits of individuals, partnerships, and
3,990,700
corporations.
Time deposits of individuals, partnerships, and cor487,068
porations
870
Postal savings deposits
199,458
Deposits of U. S. Government.
488,716
Deposits of States and political subdivisions
834,356
Deposits of banks
62,731
Other deposits (certified and cashiers' checks, etc.)
6,068,899
Total deposits
_
5,462,371
Demand deposits
601,528
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and other
real estate.._
._
Acceptances executed by or for account of reporting
20,626
banks and outstanding...
5,050
Income collected but not earned
20,290
Expenses accrued and unpaid..
1,647
Other liabilities
Total liabilities.—
6, 111, 512
4,359,439
537,252
1,169
159,774
500, 025
1,197,932
127,032
6,882,628
6,287,505
645,118
CAPITAL ACCOUNTS
Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
200
200
200
200
Total capital stock..
162,100
162,800
175,731
163,500
168,700
179,205
69,659
19,504
163,700
168,900
179,507
78,741
19,389
167,535
167,785
186,228
66,083
21,616
Total capital accounts
425,532
432,068
441,537
441,662
6,537,044
6,674,322
6,706,004
7,388,030
925,688
950,950
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total liabilities and capital account*
18,862
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
REPORT OP THE COMPTROLLER OF THE CURRENCY
95
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
UTAH
[In thousands of dollars]
Mar. 31,
1952
Sept. 5,
1952
Dec. 31,
1952
10 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
Reserve with Federal Reserve bank
Currency and coin. _.
_
_
_
Balances with other banks, and cash items in process
of collection
Bank premises owned, fuiniture'and fixtures
Income earned or accrued but not collected
Other assets—
June 30,
1952
10 banks
10 banks
10 banks
94,178
114,360
333
7,106
2,642
100,877
115,698
333
9,204
2,716
102,490
128,500
333
8,468
2,871
290
42,556
3,002
289
48,250
3,231
290
51,683
3,330
328
43,778
3,640
16,786
2,584
6
101
18,192
2,556
9
52
20,306
2,570
7
154
22,369
2,525
12
181
292,831
Total assets.
127,640
333
7,543
1,228
291,198
307,168
315,495
158,610
158,867
168,256
172,663
56,339
1,020
8,595
30,899
17,685
1,847
£74,995
£15,658
59, US
57,821
1,020
9,025
26,491
16,647
2,946
m, 817
£10,693
62,224
59,814
1,020
9,634
24,625
20,212
1,668
£85,829
££1,01 £
64, £17
61,504
1,020
9,057
28,946
20,966
1,979
296,185
£80,228
65,907
550
1,324
154
713
1,327
216
277,023
4,300
4,929
5,417
1,162
90,762
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
_
_
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks.
_
_
Other deposits (certified and cashiers* checks, etc.)
Total deposits.
_
Demand deposits
_
_.
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
_.
Expenses accrued and unpaid.
Other liabilities.
r liabiliti
Total liabilities-
3,000
814
1,515
216
900
1,618
352
275,073
290,774
299,005
4,300
4,941
5,724
1,160
4,300
4,966
5,963
1,165
5,300
5,280
4,867
1,043
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Total capital accounts
Total liabilities and capital accounts
15,808
16,125
16,394
16,490
292,831
291,198
307,168
315,495
12,582
12,879
19,707
14,803
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
96
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
VERMONT
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
38 banks
38 banks
37 banks
37 banks
ASSETS
Loans and discounts (including overdrafts)....
XJ. S. Government securities, direct obligations.
Obligations guaranteed by U. S. Government.._
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank.
_
_
Reserve with Federal Reserve bank—
_
Currency and coin
_.
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and
fixtures
_.
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets.
55,754
50,955
18
4,460
60,838
57,554
42
6,991
4,632
322
12,338
2,649
342
15,080
3,117
343
17,230
2,812
349
16,928
3,315
11,160
1,596
19
13,083
1,795
35
12,673
1,826
49
13,101
1,703
61
23
134
97
23
149
104
23
162
120
23
145
85
146,682
Total assets
4,629
52,135
54
8,105
4,520
158,522
163,969
165,767
55,064
59,382
62,973
62,869
66,562
3
2,593
4,091
944
1,576
ISO, 888
68,839
72,105
3
3,598
3,763
959
2,054
W, 864
73,076
3
2,261
4,695
1,039
2.956
147,003
69,296
70,568
78,509
73,613
3
1,948
5,684
1,106
3,446
148,669
74,518
74,151
59,664
56,497
42
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
_
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
._
Deposits of U. S. Government...
_
Deposits of States and political subdivisions
Deposits of banks
_
Other deposits (certified and cashiers' checks, etc.)
Total deposits.
Demand deposits
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
_
Expenses accrued and unpaid..
Other liabilities
Total liabilities
73, M
237
423
156
321
84
531
223
477
50
589
276
442
307
513
131,970
143,179
148,360
150,092
4,803
5,073
3,733
1,103
5,453
5,405
3,329
1,156
5,428
5,446
3,565
1,170
5,528
5,654
3,305
1,188
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
14,712
15,343
15,609
15,675
146,682
158,522
163,969
165,767
8,397
8,998
8,727
9,153
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
-
REPORT OP THE COMPTROLLER OF THE CURRENCY
97
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1952—Continued
VIRGINIA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
133 banks
133 banks
133 banks
133 banks
447,104
470,080
17
52,861
25,149
453, 641
472, 527
17
52, 560
24,289
467,148
17
59, 683
26,123
67,097
25,743
2,189
134,444
27, 729
2,225
148, 639
28,092
2,261
162, 944
25, 865
2,290
159,022
31, 558
145, 964
12, 680
233
160,831
12,817
228
152,173
12, 993
180
191,871
13,028
268
692
650
1,229
1,300
692
240
1,482
1,540
405
1,773
1,332
678
371
1,417
1,265
1, 322, 321
1,359,820
1,396,510
1,480,949
ASSETS
Loans and discounts (including overdrafts)—
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures -_
_
._
Corporate stocks, including stock of Federal Reserve
bank..
_
Reserve with Federal Reserve bank___
Currency and coin
Balances with other banks, and cash items in process
of collection._
_.
Bank premises owned, furniture and
fixtures
_-.
Real estate owned other than bank premises.
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected
Other assets
Total assets
473,645
512, 679
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
_
__
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks.
_
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
623,105
691, 541
695,250
345,406
120
45,179
79, 748
106, 981
13,851
351,281
120
54, 589
91,102
143, 593
30, 964
/, 366,899
970, 420
396,479
Total liabilities
337,181
120
58, 604
89, 718
101, 254
16,862
1,252,437
871,356
381, 081
1,230
885
4,475
2,350
650
2,349
4,552
305
240
2,646
4,113
405
2,824
4,828
278
37i
3,161
5,321
1,208
1,223,895
_
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
328,819
120
56, 072
90,351
94,132
22, 210
1,214,809
846,810
868,499
1,261,203
1,295, 636
1, 379, 310
29, 656
43,013
20, 779
4,978
29, 656
44, 618
19, 306
5,037
29, 681
45,834
20, 329
5,030
29,854
47,099
19,044
5,642
101,639
892,538
890,288
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits
Reserves
_
Total capital accounts
Total liabilities and capital accounts
98,426
98, 617
100,874
1,322,321
1,359,820
1,396, 510
215,158
219,808
223,170
MEMORANDUM
Assets pledged or assigned t o secure liabilities a n d for
o t h e r purposes
__
233,762
98
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
VIRGIN ISLANDS OF THE UNITED STATES
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
lbank
lbank
1952 '
lbank
Dec. 31,
1952
lbank
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
_
Reserve with approved national banking association..
Currency and coin..
Balances with other banks, and cash items in process
of collection
_
. . .
.
Bank premises owned, furniture and fixtures
Income earned or accrued but not collected
Other assets
1,586
3,117
1,617
3,316
1,624
2,964
720
372
579
360
532
195
175
606
304
78
10
7
149
55
12
42
8
45
13
10
102
13
7
44
10
5,842
5,759
5,830
5,747
1,588
1,616
1,626
1,629
2,295
2,390
2,416
2,444
217
1,164
34
33
5, SSI
2,958
2,S7S
239
1,060
13
13
5, SSI
2,852
2,479
217
1,106
27
10
5,402
2,911
2,491
276
899
34
23
6,805
2,772
2,5SS
10
14
14
12
24
11
13
24
8
13
33
21
5,369
Total assets
1,523
2,983
5,378
5,447
5,372
100
100
200
125
128
20
100
100
150
102
29
100
100
150
104
29
100
100
150
95
30
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
__ . .
._
Time deposits of individuals, partnerships, and corporations
_
_Postal savings deposits
Deposits of U. S. Government .
Deposits of States and political subdivisions
Deposits of banks
. __
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
_ _.
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money - - _
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
.._
CAPITAL ACCOUNTS
Capital stock:
_PrGf6iTGcl stock
Common stock
Total capital stock
Surplus
Undivided profits
..
Reserves and retirement account for preferred stock
..
Total capital accounts...
Total liabilities and capital accounts
473
381
383
375
5,842
5,759
5,830
5,747
320
320
320
320
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
__
.-_
99
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec, 81, 1952—Continued
WASHINGTON
[In thousands of dollars]
Mar. 31,
1952
Sept. 5,
1952
Dec. 31,
35 banks
35 banks
35 banks
646,753
575,525
681,671
544, 362
725,037
590,921
759, 650
575,641
152,957
25,018
166, 719
32, 657
163,170
34,449
156,898
32,254
2,499
235, 694
26,441
2,518
238,645
26,671
2,525
255,514
22,237
2,540
265, 780
29, 979
184,428
19,053
317
196,607
19, 521
304
203,022
19, 773
195,238
19,902
187
475
197
3,804
1,192
475
194
3,658
1,265
475
115
5,870
784
498
196
3,454
987
1,874,353
Total assets.
1952
34 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations..Obligations guaranteed by U. S. Government
_.
Obligations of States and political subdivisions—.
Other bonds, notes, and debentures.
Corporate stocks, including stock of Federal Reserve
bank
_
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding
Income earned or accrued but not collected.
Other assets...
_
June 30,
1,915,267
2,024,181
2,043,204
1,018,162
1,036,046
1,111,520
1,136,440
438,798
9
61,239
131,985
77, 843
15,778
1,743,814
1,299,054
444,760
449,193
9
71, 511
133,157
77,188
15,282
1,782,386
1,326,131
456,255
457, 929
9
51, 673
125,167
97, 993
19, 873
1,864,164
1,399,773
464,391
479,892
9
54,068
134, 359
80, 574
17,118
1,902,460
1,416,606
485,854
1952
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations..
_
Time deposits of individuals, partnerships, and corporations
Postal savings deposits...
Deposits of U. S. Government
Deposits of States and political subdivisions.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits.
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and other
real estate.
Acceptances executed by or for account of reporting
banks and outstanding._.
Income collected but not earned
Expenses accrued and unpaid
Other liabilities.
liabiliti
Total liabilities
21,600
76
207
4,655
6,221
1,459
194
6,020
5,230
857
140
7,521
7,182
1,747
209
8,286
7,568
1,124
1,756,442
1, 794,767
1,902,430
1,919, 715
34,725
48,584
21,730
12,872
34,975
49,174
23,276
13,075
34,975
49,179
24,508
13,089
35,125
49,682
25, 784
12, 898
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
_
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
117,911
120,500
121, 751
123,489
1,874,353
1,915,267
2,024,181
2,043,204
344,379
381,166
397,169
345,338
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
100
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call
ended Dec. SI, 1952—Continued
year
WEST VIRGINIA
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
Dec. 31,
1952
74 banks
74 banks
74 banks
74 banks
150,922
250,650
159,245
253,039
162,824
254,393
165,480
247,790
23,541
10,024
25,121
10,384
25, 663
9,291
25, 787
8,845
1,061
62,365
13,089
1,073
64,994
13,162
1,076
64,572
11,908
1,097
68,133
15,969
66,476
4,908
21
173
497
73,024
4,836
18
307
59,032
4,910
38
351
481
67,291
4,845
35
262
499
583, 727
605, 742
594, 539
298,552
303,484
305,329
296,345
139,285
185
14,146
44, 879
32,674
5,717
143,459
185
14,228
54,598
34,777
7,174
557, 905
412,455
145,450
144,107
185
13,331
141,133
185
16,712
53,019
33,734
14,931
556,059
412, 864
148,195
ASSETS
Loans and discounts (including overdrafts) _
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
_.
Other bonds, notes, and debentures.__
_._
_.
Corporate stocks, including stock of Federal Eeserve
bank
_
Reserve with Federal Eeserve bank
Currency and coin
.__
Balances with other banks, and cash items in process
of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Income earned or accrued but not collected
Other assets...
_
_
_
Total assets.
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
_.
Postal savings deposits
_
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits..
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and other
real estate
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities..
535,488
894, 214
W, 224
46, 976
29, 111
5,298
544,837
398,234
146,103
650
1,750
1,250
371
1,288
119
445
1,184
274
17
507
1,260
142
17
572
1,409
292
538,541
560,458
548,013
559,599
12,985
22,226
7,930
2,045
12,985
22,714
7,421
2,164
13,085
22,698
8,502
2,241
13,085
23,702
7,332
2,315
45,186
46,526
46,434
583, 727
594,539
1,325
CAPITAL ACCOUNTS
Capital stock: Common stockSurplus
_
Undivided profits
._..
Reserves
Total capital accounts
Total liabilities and capital accounts
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
101,618
109,212
111, 397
104,945
REPORT OF THE COMPTROLLER OF THE CURRENCY
101
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1952—Continued
WISCONSIN
[In thousands of dollars]
Mar. 31,
1952
Sept. 5,
1952
Dec. 31,
1952
95 banks
Loans and discounts (including overdrafts).
U. S. Government securities, direct obligations.Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
_.
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
__
Bank premises owned, furniture and fixtures
_-.
Real estate owned other than bank premises
._.
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances outstanding—
Income earned or accrued but not collected
Other assets
June 30,
1952
95 banks
95 banks
95 banks
390,624
731,755
34
63,192
56,565
411,119
750,501
43
65,457
56,899
439,624
758,514
59
69,335
57,103
2,182
187,735
19,613
2,188
193,023
20,754
2,194
194,068
17,576
2,203
196,206
23,055
187,943
9,323
24
179,464
9,368
48
169,666
9,441
44
195,016
9,664
97
54
2,583
2,495
49
166
3,627
2,673
49
94
4,708
2,744
61
3,531
2,322
1,641,504
Total assets.
398,606
712,044
34
61,586
57,282
1,653,530
1,684,603
1,756,790
772,066
802,012
879,348
484,757
972
94,240
58,860
116,454
19,442
1,546,791
1,054,428
492,368
492,430
1,045
58,466
61,048
144,348
14,397
1,573,746
1,073,624
503,708
1,049
63,181
56,340
122,875
20,215
1,646,716
1,135,762
510,954
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
_
Time deposits of individuals, partnerships, and corporations
_
Postal savings deposits.
_
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits..
_
Demand deposits
__
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting
banks and outstanding..
_.
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
749,315
477,640
872
86,795
83,585
117,388
20,167
1,585,762
1,050,900
484,862
100
500,122
1,500
650
54
1,922
3,932
384
166
2,132
3,854
558
94
5,057
41$
61
2,548
4,272
667
1,542,154
1,553,501
1,583,114
1,654,914
50
29,315
29,365
43,227
22,194
4,564
50
29,315
29,365
43,480
22, 725
4,459
50
29,315
29,865
43,697
23,898
4,529
50
29,315
29,865
44,092
23,682
4,737
CAPITAL ACCOUNTS
Capital stock:
Preferred stock
_
Common stock
Total capital stock
_
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts
99,350
100,029
101,489
101,876
1,641,504
1,653,530
1,684,603
1,756,790
178,402
178,310
181,737
155,474
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
102
REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1952—Continued
WYOMING
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
24 banks
24 banks
24 banks
24 banks
59,624
85,234
65,086
81,688
67,263
80,219
64,834
7,924
2,702
7,806
2,694
7,513
2,623
8,447
2,636
258
23,232
3,374
22,471
3,744
265
25,137
3,694
273
24,468
3,781
27,587
1,503
25
244
74
22,547
1,519
22
249
27,616
1,550
22
280
51
33, 556
1,459
20
231
58
211,781
208,151
216,233
236,006
119,984
118,175
126,531
136,203
37,362
18
4,873
24,827
10,463
1,212
198,739
160,485
88,804
38,355
18
3,250
25,757
8,048
1,460
195,063
155,789
89,274
39,506
18
2,881
21,644
8,851
1,447
200,878
160, 461
40,417
42,437
18
2,807
28,472
10,963
1,762
292,662
179,475
48,187
500
508
418
12
500
561
300
46
2,320
620
467
4
703
383
104
200,177
196,470
204,289
223,852
2,660
5,460
3,011
473
2,660
5,560
2,930
531
2,660
5,670
3,108
506
2,660
5,920
2,909
665
ASSETS
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank
_
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises. _
Income earned or accrued but not collected.—
Other assets
Total assets..
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.
Deposits of U. 8. Government
Deposits of States and political subdivisions.—
Deposits of banks.
_
Other deposits (certified and cashiers' checks, etc.)
Total deposits.
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
_
Income collected but not earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts
11,604
11,681
11,944
12,154
211,781
208,151
216,233
236,006
38,058
37,867
39,777
37,391
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
TABLE N O . 15.—Fiduciary activities of national banks as of Dec. 81, 1952
Banks with capital stock o—
f
$25,001 t o
$50,000
$25,000
Number of national banks with trust powers but not administering
trusts
Number of national banks with trust powers administering trusts..
Total number of national banks authorized to exercise trust
powers
_
$50,001 t o
$100,000
$100,001 t o
$200,000
$200,001 t o
$500,000
$500,001 a n d
over
Total
86
243
67
432
47
410
14
380
268
1,513
14
88
329
499
457
394
11,781
$9,622,387
$141,982,323
$426,968,406
$579,722,939
$722,816,752
$1,704, 729, 749
$3, 585,842,556
16,964, 436
116, 563,465
1,316,832,248
3,677,490, 259
7,705,909,877
75,329,952,632
88,163,712,917
26, 586,823
258, 545,788
1,743,800,654
4, 257, 213,198
8,428, 726,629
77,034,682,381
91,749,555,473
3, 786, 775
154,054
506,549
34, 733
56,879,014
2, 209,992
6,453,350
4,957,656
305,103,332
7,811,634
28,932,034
6,356,380
1,032,089,282
18,443,122
78,862,682
116, 594,474
20,801,850,842
392,789,707
708,321, 213
16,093,596,351
22,199,891,487
421,411,996
823,129,128
16,221,539, 594
239,029
4,482, 111
70, 500,012
348, 203,380
1, 245,989, 560
37, 996, 558,113
39,665, 972,205
2,555
235,179
Total assets of national banks authorized to exercise trust
powers
_
_.
48
40
182, 242
3,487
53,300
Total assets of national banks with trust powers but not administering trusts
. .
Total assets of national banks with trust powers administering
trusts
6
8
650, 432
3, 805,497
13, 564,007
45,333,846
93,754,942
173,997,812
323,105,453
408,552,457
6,069,755,592
3,193,545,857
6, 500,832,981
3,825,470,648
1,295
4,282
14,923
6,977
10,760,917
441,889
399,353
69,387,327
9,306,350
1, 756,949
297,059,941
211,415, 805
5,855,904
25, 735,407, 840
2,833,996, 274
163,852, 550
26,112,620,307
3,055,175,241
171,873,028
239,029
4,482, 111
70, 500,012
348,203,380
1, 245,989, 560
37,996,558,113
39,665,972,205
111, 500
121,675
10,452,183
149,836,483
346,499, 212
15, 544,932,347
16,051,953,400
2
8
20
36
3
173
218
64
353
402
195
376
381
288
370
365
342
1,294
1,410
892
TRUST DEPARTMENT ASSETS
Investments
Time deposits
Demand deposits
Other assets.
Total
_.
.
.
S
3
_
o
o
o
E
TRUST DEPARTMENT LIABILITIES
Private trusts . . , ,-, , Court
ftccnnnts
.
. .
,
Other liabilities:
Agency, escrow, custodian, etc., accounts
Corporate accounts
Miscellaneous
Total
_ _
Total volume of bond issues outstanding for which banks are
acting as trusteeNumber of national banks administering personal accounts:
Voluntary, private or living trusts
Court accounts _ - _
««_
Agencies, escrows, custodianships, etc
I
TABLE N O . 15.—Fiduciary activities of national banks as of jDec. 31, 1952—Continued
Banks with capital stock of—
$25,001 to
$50,000
$25,000
Total
41
7
8
5
10
138
22
27
21
29
186
62
55
58
80
286
213
193
211
228
657
306
285
295
347
74
299
5
964
3,213
297
5,006
11,277
1,616
12,776
20,721
5,846
73,283
56,480
64,961
92,107
92,018
72,725
378
4,474
17,899
39,343
194,724
256,850
12
-
4
2
2
32
Total
7
2
4
69
9
14
453
70
48
786
201
356
5,890
19,815
6,407
7,217
20,097
6,829
12
13
92
571
1,343
32,112
34,143
7
13
27
40
98
141
3,220
3,421
3,352
3,615
4,586
18,537
40,925
233,477
297,960
Number of accounts for which national banks are acting as transfer
agent
Number of accounts for which national banks are acting as registrar
44
i Includes 23 banks which have been granted only certain specific fiduciary powers.
$500,001 and
over
4
28
Number of corporate accounts being administered:
Bond or debenture issues
Paying agencies
Depositories and other miscellaneous corporate accounts
Total number of accounts being administered
$200,001 to
$500,000
2
- -
Total
$100,001 to
$200,000
O
Number of national banks administering corporate accounts:
Bond or debenture issues
Paying agencies
Depositories and other miscellaneous corporate accounts
Number of national banks acting as transfer agent
Number of national banks acting as registrar
Number of personal accounts being administered:
Voluntary, private or living trusts
Court accounts
-Agencies escrows custodianships, etc
$50,001 to
$100,000
391
o
E
o
d
w
TABLE NO. 16.—Fiduciary activities of national banks by Federal Reserve districts as of Dec. 31, 1952
Federal Reserve districts
Number
of banks
exercising fiduciarypowers
Boston
New York....
PhiladelphiaCleveland
Richmond
Atlanta..
Chicago
St. Louis
Minneapolis..
Kansas City..
Dallas
San Francisco
159
221
216
103
131
105
202
101
46
100
78
51
Total...
Number Total numTotal banking
with auber authority
thorized assets of banks
authorized to
but not
exercising to exercise exercise fidufiduciaryciary powers
fiduciary
powers
powers
1,513
190
245
225
117
155
127
235
126
65
136
100
268
Personal account liabilities
Living trusts
$366,362,633
$4,962,425,262
853,077,079
17,069,467, 690
151, 555,868
4,189,347,130
6,842, 245, 047 1, 235,850, 222
261,306,304
4,119,865,363
315,849,448
5,694,042,967
14, 738, 597, 846 1,462,872,699
116,103,287
3,300,057,485
147,068,488
2,456,499, 507
277,662,176
4, 733, 026, 777
381,810, 706
5,950,673, 522
931,314,071
17, 693, 306,877
i 1, 781 91, 749, 555,473
6,500, 832, 981
Agency,
Court accounts escrow, custodian, etc.
$431,600,655 $1,106,095,176
531,910, 273 12, 294,331,087
295, 741,420
148,367, 266
670,609,436
1,113,611, 546
239,347,535
579, 557,026
301, 213,691
889,686,132
355, 512,033 6, 634, 724,037
69,443,626
73, 538,282
120,043,461
995,695, 742
122,211, 512
902,154, 448
59, 405,853
219, 597,662
628,431,153
1,155, 261,903
3,825,470,648
26,112,620,307
Number of
corporate Number of
Total
trust bond all other number of
accounts
Agency,
issue acaccounts
Court escrow, cus- counts be- being ad-2 being adaccounts
todian,
ing admin- ministered ministered
etc.
istered
Number of personal accounts
Federal Reserve districts
Boston
New York
Philadelphia..
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis—.
Kansas City..
Dallas
San Francisco
Total. _.
Total liabilities
Living
trusts
$1,994,391,616
14,836,997, 239
636,868,875
3,438,908, 538
1,121,146,680
1,607,610,409
9, 284, 205, 471
305,330,415
1,454,916, 260
1,425,693,296
734,890, 952
2,825, 012, 454
4,672
5,286
6,588
8,650
4,409
4,861
31, 701
2,177
2,539
4,116
4,412
12, 696
6,611
9,507
16,675
11,227
8,388
4,772
11, 729
3,260
3,671
2,760
1,690
11, 728
4,896
16,259
1,554
4,524
3,358
5,246
13, 210
817
4,370
39,665,972,205
92,107
92,018
* Includes 23 banks which have been granted only certain specific fiduciary powers.
2 Corporate paying agency, depository, registrar, transfer agency, etc.
All other liabilities
1,438
8,158
291
548
386
803
294
732
1,519
1,213
243
404
304
480
1,025
8,424
383
2,346
559
2,429
8,657
1,055
380
4,618
2,502
1,515
17, 495
40,024
25, 586
27, 550
17,008
18,040
66, 816
8,522
11,203
20,793
10,346
34, 577
72, 725
7,217
33,893
297,960
$90,333,152
1,157,678,800
41, 204,321
418,837,334
40,935,815
100,861,138
831,096, 702
46,245,220
192,108,569
123,665,160
74,076, 731
110,005,327
3, 227,048, 269
Trust deBond and de- partment
benture issues gross earnings for
outstanding
where bank year ended
Dec. 31,
acts as trustee
1952
$358,467,698
$5, 588,000
6,146,971, 553 14,180,000
117,098,498
2,769,000
1, 601,138,994
9, 210, 000
447,106, 520
3, 707,000
541, 463, 720 4,002,000
4, 012, 339, 277 16,041,000
243,377, 240
1,444,000
162, 643, 776
2, 730, 000
707, 594,694
2,961,000
529, 642, 743
3,327,000
1,184,108,687
I
O
F
F
a
a
3
O
14,668,000
16,051,953,400
2
80,627,000
O
Or
TABLE N O . 17.—Classification of investments in living and court trust accounts under administration by the active national bank trust departments.
Dec. SI, 1952
Trust department investments classified according to capital stock of banks administering
trusts
Percent
Bonds
Percent
Stocks
Real-estate
mortgages
Total
Percent Real estate Percent Miscellaneous Percent investments
$120,666
Banks with capital stock of $25,000
2,087,829
Banks with capital stock of $25,001 to $50,000
24, 868, 550
Banks with capital stock of $50,001 to $100,000-_..
130,281,180
Banks with capital stock of $100,001 to $200,000336,343, 727
Banks with capital stock of $200,001 to $500,00014,023,523,807
Banks with capital of $500,001 and over
66.21
$5,735
55.13
818,202
43.72
20,412,092
42.70
110,029,476
32.59 374,942, 486
67.41 4,761,206,120
3.15
21.61
35.89
36.06
36.33
22.89
$36,240
53,512
4,956,057
28,985, 506
202,344,432
573,301, 233
19.88
1.41
8.71
9.50
19.61
2.76
$19,351
801, 207
5,470,002
24,946,081
76, 204, 987
628,841, 593
10.62
21.16
9.62
8.18
7.38
3.02
$250
26,025
1,172,313
10,861,089
42, 253,650
814,978,089
$182,242
0.14
3, 786,775
.69
56,879,014
2.06
305,103,332
3.56
4.09 1,032,089, 282
3.92 20,801,850,842
14,517,225,759
65.39 5,267,414,111
23.73
809,676,980
3.65
736,283,221
3.32
869, 291, 416
1
3.91 22,199,891,487
Total
O
TABLE N O . 18.—Fiduciary activities of national banks by States as of Dec. 31, 1952
Location
Alabama
Alaska
Arizona.
Arkansas
California.—
Colorado
Connecticut
Delaware
District of ColumbiaFlorida.
Georgia
Hawaii
_.
Idaho
IllinoisIndiana
Number
Number with auof banks
thority
exercising but not
fiduciary exercising
powers
fiduciary
powers
23
2
2
18
19
19
32
6
7
27
16
Total
Total banking
number
authorized assets of banks
to exercise authorized to
exercise fidufiduciary
ciary powers
powers
31
3
2
19
22
29
34
6
7
29
21
1
4
108
90
$945,877,548
77,399,383
459,059,297
395,548,186
12,836,748,733
850,746,373
979,411,242
27,753,757
781,034,401
1,349,635,107
1,128,042,651
204,512,043
354,822,364
8,881,452,269
2,103,090,060
o
Personal account liabilities
Living trusts
$111,242,959
Court accounts Agency, escrow,
custodian, etc.
$53,032,032
$191,164,772
2
14,146,342
614,962,034
89,485,583
125,884,056
344,311
84,576,709
80,650,392
45,075,011
()
7,667,863
532,662,734
35,076,422
192, 557,401
1, 241,969
12,287,636
100,799,994
91,884,286
4,114,144
1,199,925,516
91,477,599
3,034,028
121,065,960
90,818,561
5,758,997
925,448,284
118, 111, 563
290,547,620
20,659
134,726,787
224,432,074
99,631,619
5,514,014,516
66,417,438
O
All other
liabilities
$27,022,274
(2)
()
6,393,300
95,041,428
10,158,078
5,056,602
5,404
2,435,698
18,316,465
19,213,696
87,896
665,061,154
19,028,671
Iowa
Kansas
Kentucky
Louisiana
Maine-...."!
Maryland
_..
Massachusetts
Michigan
Minnesota.
Mississippi
Missouri..
_.
Montana
_.
Nebraska
Nevada
New Hampshire..
New Jersey
New Mexico
New York
North Carolina. _.
North Dakota._..
Ohio.—
_.
Oklahoma.
_
Oregon
Pennsylvania
Rhode Island
South Carolina...
South D a k o t a . . .
Tennessee
__.
Texas.
Utah
_
Vermont
Virginia
Washington
West Virginia—.
Wisconsin
Wyoming
Total.
722,907,277
719,762,357
645,897, 297
1,389,866,108
247,771,182
654,830,330
3,451,222,739
3,108,223,245
1,823,506,203
229,815,374
1,915, 560,699
199,985,133
741,075,536
179,793, 570
195,959,802
2,631,116,894
220,751,271
14,806,514, 742
489,066,185
87, 651,599
6
3, 581,303,597
49
1,213,113,973
26
1,427,318,302
6
6, 559,163,764
211
208,194,683
3
486,000, 295
14
209,018, 285
9
1,623,233,669
29
5,665,743,196
93
189, 216, 280
2
128,121,083
21
1, 288,724,396
69
1,964,436,905
17
443,480,125
24
730,608,788
34
195,467,175
14
1,513
15,754,456
28,084,504
13,131,972
28,113,817
25,399,941
35,949,635
201,237,872
126, 588,185
137, 205,109
6,187,749
129,092,641
1,946,647
22,166,112
3 38,312, 586
8,313,097
76,246,110
5, 947,846
776,179,626
25,446,398
2, 776,012
382,460, 254
34, 794,902
86,560,128
981, 887,090
18, 549,074
30, 725,667
3, 711, 678
93,354,823
366,382,685
* 1, 781 91, 749, 555,473
45
33
52
17
25
19
84
23
26
17
33
10
17
3
32
121
7
159
25
30
26
43
15
23
13
69
18
21
14
26
8
9
2
22
105
4
149
22
4
44
19
5
202
3
9
5
25
75
1
18
64
17
19
27
12
268
27,948,036
21,542,588
96,392,369
17,149,736
24,728,283
3,395,120
11,228,687
297,883,920
27, 241, 797
39,866,321
9,465, 224
113,385,755
198,612,523
753,376,105
83,677,165
909,972,987
106,254, 707
987,042,200
5,349,175
1,852,452
32,431, 205
292,320,088
1,462,298
516,823
27,878,601
212,795,343
3 39,762, 680
3 35,697,551
16,219,874
9,126,396
167,443,603
287,285,881
2,335,272
5,799,063
379,020,433 12,008,491,052
32,986,384
10,030,629
4, 434, 581
4, 541,164
275, 516,895
602,974,896
8,465, 703
211,612,469
19,177, 596
104,161,671
628,341,884
625,413,337
14,047,864
35,882,110
28, 554,419
30,332,020
4,448,153
3,064,034
69,280,667
99,861,721
56,356, 559
210,454,397
702,591
2,898,271
719,511
35,020,711
7,327,705
13,730,278
74,917,915
150,476,318
190, 551,548
32,221
49,912,689
101,212
8,240,061
8 7,113, 751
181,432
21,507,290
4,679, 726
1,152,318,094
913,068
86,560
258,912, 584
51,943,615
936, 535
183,848,374
3,526,836
6,136,627
252,347
28, 539,915
72, 538,191
5,160,167
65, 276,159
187,365,179
20,171,010
55,350, 243
3,118,951
8,658,027
129, 658,344
33, 794,115
33, 873, 577
59, 578,391
4, 364, 752
6,667,405
287,483,092
89,425,999
4,244,114
120, 563,274
11,957,786
3,825, 470,648
26,112, 620,307
H
O
o
o
F
F
233,842
13,705,108
6,825, 717
4,114,225
6,244,324
38,411
6, 500,832, 981
8
3,227,048,269
See footnotes at end of table.
a
TABLE N O . 18.—Fiduciary activities of national banks by States as of Dec. 81, 1952—Continued
Number of personal accounts
Location
Alabama
Alaska
Arizona.Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia.
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas—
Kentucky.
Louisiana
Maine
Maryland...
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada._.
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Total liabilities
Living
trusts
Number of
Trust deBond and
corporate Number of
Total
partment
debenture
trust bond all other number of
gross earnissues outAgency,
accounts
issue
accounts
ings for
Court
escrow,
being ad- being ad- standing where year ended
accounts
bank acts as
accounts custodian, being ad- ministered ministered
Dec. 31,
trustee
etc.
ministered
1952
$382,462,037
604
33,966,502
2,168,114,480
252,831,646
614,045,679
1,612,343
234,026,830
424,198,925
255,804,612
8,128
1,013
1,554
19
917
1,297
799
7, 764,466
7, 500,067,146
267, 742,269
65,947,671
144, 524,880
41,974,886
372,247,135
99,835,764
172,530,892
1, 228,144,415
1,270,714,655
1,421,053, 564
13,421,597
503,756,623
4,026,980
271,080,117
3 120,886,568
33,840,799
552,482,884
18,761,907
14,316,009,205
69,376,479
11,838,317
1, 519,864,629
306,816,689
210,835,930
186
27, 747
1,754
407
629
380
517
404
602
2,293
1,565
2,155
229
1,734
78
455
3 574
228
1,302
179
4,122
440
140
3,380
471
1.409
8
807
8,643
1,158
3,371
115
163
1,203
5,737
3,054
617
341
1,411
582
629
1,439
2,859
218
435
49
367
3 964
271
149
7,013
1,824
226
3,101
208
667
945
642
8»
6,222
1,238
2,332
3
959
299
598
1,315
843
30
115
71
231
544
22
15
7,910
219
51
174
46
863
121
123
602
431
360
18
659
5
209
3 175
12
287
52
8,139
32
4
1,895
3,497
93
18
9,173
1,302
399
3,271
163
1,595
304
412
2,261
1,550
4,204
46
1,440
34
1,221
3 370
120
1,607
464
14,460
98
32
2,648
1,090
587
45
138
45
141
76
35
164
93
181
8
128
16
77
328
5
91
5
485
140
37
611
103
20
220
974
167
253
3,912
(2)
()
2,340
24,266
3,656
7,555
137
1,779
4,347
3,458
590
51,647
6,467
1,519
4,481
2,039
1,534
1,761
7,658
5,078
9,759
519
4,396
182
2,329
3 2, 111
636
6,456
849
34,219
2,534
439
11,635
2.776
$146,739,323
128,238,618
206,679, 206
77,348,478
$911,000
(2)
()
167,000
11, 596,000
704,000
2,161,000
12,000
701,000
1,142,000
997,000
9, 744,242
3, 595,215,660
86,948,686
11,434,716
92,597,415
4,469,900
84,335,865
59,754,408
56,941,041
227, 599,997
276,652,168
76,123, 796
1,134, 700
93,931,286
2,196,950
141,232,319
3 7,341,292
1,084,040
21,259, 514
1,007,519
6,130,764,840
103,469,445
83,022,116
677,739,657
352,849,684
8,118,000
86,000
12,006,000
1,155,000
386,000
351,000
264,000
438,000
307,000
421,000
2,942,000
2,067,000
2,530,000
57,000
1,225,000
32,000
398,000
3 729,000
147,000
1,748,000
198,000
12,465,000
376,000
64,000
3,824,000
495,000
947,000
139,267, 564
1,107,606,456
97,809,662
69,003,215
Pennsylvania..
Rhode Island..
South Carolina
South DakotaTennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia..
Wisconsin
Wyoming
Total....
2,419,490,685
72,005,884
95,748,733
11,476,212
291,037,126
705,731,832
11,309
261
373
101
1,298
4,225
22,728
221
525
281
1,251
1,638
3,073
260
227
54
685
1,390
531
4
18
4
149
299
789
69
105
10
772
2,430
38,430
815
1,248
450
4,155
9,982
1,033,064,909
2,201,000
55,385, 534
215,900
47,855,388
528,772, 553
7,578,000
249,000
332,000
58,000
894,000
3,205,000
20,719,441
496,122, 703
317,411,010
62,402,926
241,736, 232
19,479,900
200
1,524
2,399
578
957
152
335
3,781
1,105
1,578
2,242
274
60
1,807
961
226
1,114
419
8
50
111
22
204
18
4
212
258
16
121
13
607
7,374
4,834
2,420
4,638
876
741,513
98,918,757
51, 298,697
4,213, 775
49,329,971
293,625
111, 000
1,567,000
1,310,000
378,000
823,000
73,000
39,665,972,205
92,107
92,018
72, 725
7,217
33, 893
297,960
16,051,953,400
80,627,000
1 Corporate paying agency, depository, registrar, transfer agency, etc.
2 Included withfiguresfor the State of Nevada.
3 Includesfiguresfor 2 banks in Alaska, 2 banks in Arizona, and 1 bank in Utah.
* Includes 23 banks which have been granted only certain specificfiduciarypowers.
3
o
o
o
E
o
d
o
o
CO
TABLE NO. 19.—Earnings, expenses, and dividends of national banks for the year ended Dec. 31, 1952
[In thousands of dollars]
Earnings from current operations
Number
of
banks 1
Location
Maine New Hampshire—
Vermont
Massachusetts. .
Rhode Island
Connecticut
-
-
32
51
37
114
6
48
1,848
1,407
1,047
20,692
1,557
6,188
Other
securities
479
345
231
4,467
145
1,645
4,853
4,385
3,404
50,475
3,323
13,512
Service
charges
and other
fees on
banks'
loans
21
19
22
555
6
114
Other service
Service charges, commissions,
charges
fees, and
on deposit
collection
accounts and exchange
charges
420
723
339
4,688
209
1,859
126
168
75
3,151
54
453
Trust
department
307
147
111
2,942
249
2,161
Other
current
earnings
211
312
141
5,895
218
1,157
Total
earnings
from
current
operations
8,265
7,506
5,370
92,865
5,761
27,089
.__
32,739
7,312
79,952
737
8,238
4,027
5,917
7,934
146,856
363
200
607
11
59
9
70,326
21,923
51,268
273
6,048
6,083
31,164
5,958
19,228
66
1,225
583
204,374
41,547
113,184
637
8,646
8,495
5,596
251
1,122
8
41
43
13,269
5,166
6,547
31
733
1,192
5,554
951
2,749
13
211
209
12,465
1,748
7,578
12
421
701
23,747
2,289
6,845
12
639
457
366,495
79,833
208,521
1,052
17,964
17,763
1,249
_ ..
Total Eastern States
Total Southern States
U. S.
Government
obligations
Interest
and
discount
on loans
288
Total New England States
New York
New Jersey
Pfvrmsyl var> ia
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina _
finvith CJarnlina
Georgia.. .
FloridaAlabama .
Mississippi
Louisiana . .
Texas
Arkansas
Kentucky
Tennessee.. .. .
Interest and dividends
on securities
155,921
58,224
376,883
7,061
26,938
9,687
22,925
33,989
691,628
133
74
46
25
52
64
71
24
37
444
53
91
74
9,175
4,774
3,429
3,718
6,260
12,586
6,774
1,514
10,571
35,481
3,180
5,186
9,531
1,786
686
708
584
1,453
2,569
1,982
748
1,878
7,568
1,220
959
2,580
23,600
9,295
9,728
7,741
20,812
16,564
18,928
3,476
15,633
111,526
6,958
10, 778
29,670
165
59
111
12
213
98
134
11
26
1,673
25
166
153
1,913
698
1,096
1,047
2,195
3,419
1,657
480
1,903
6,532
842
884
1,425
627
257
526
783
1,944
1,274
1,043
505
1,101
3,749
693
176
1,604
1,567
378
376
332
997
1,142
911
57
438
3,205
167
264
894
1,135
699
642
288
1,233
2,611
1,388
204
2,186
10,680
549
570
1,728
39,968
16,846
16,616
14,505
35,107
40,263
32,817
6,995
33,736
180,414
13,634
18,983
47,585
1,188
112,179
24,721
284, 709
2,846
24,091
14,282
10,728
23,913
497,469
110,628
Ohio
546
4,857
1,587
3,824
5,710
58,279
5,300
30,525
238
51,158
Indiana
245
2,414
728
1,155
2,393
25,864
2,372
15,987
124
243,996
Illinois
_
2,332
10,127
2,536
12,006
10,318
115,757
14,941
75,979
386
87,245
Michigan..
755
3,636
1,604
2,067
2,361
46,814
4,027
25,981
77
38,068
Wisconsin
208
1,713
614
823
1,742
17,203
2,564
13,201
95
65,022
Minnesota
433
3,432
2,602
2,530
2,454
36,386
3,636
13,549
178
22,131
Iowa
44
1,287
541
386
770
11,959
1,459
5,685
97
45,890
Missouri
210
1,405
441
1,225
1,125
27,254
2,338
11,892
77
1,272
664,138
10,653
26,873
192,799
Total Middle Western States
4,773
24,016
339,516
36,637
28,871
40
8,255
3,975
301
2,364
North Dakota
_
58
562
64
669
262
9,500
South Dakota
_
5,551
70
660
592
58
273
391
1,905
35
27,698
Nebraska
15,564
66
1,660
567
398
1,325
1,410
6,708
124
27,084
Kansas
14,288
104
1,745
486
351
1,338
1,531
7,241
174
6,042
Montana
_
_
4,462
89
679
319
32
470
393
2,598
38
6,435
Wyoming
_
_
3,660
82
430
202
73
261
226
1,501
24
27,824
Colorado
_
15,599
109
1,998
405
704
822
943
7,244
77
9,227
New Mexico
_
5,660
170
487
230
198
273
176
2,033
26
46,191
Oklahoma
26,352
109
2,525
811
495
2,837
2,709
10,353
198
171,256
736
95, 111
4,174
2,373
7,861
8,080
Total Western States
.
857
10,853
41,947
60,112
35
1,310
3,900
10,125
Washington
36,102
678
1,457
1,611
4,929
44,182
Oregon
27,377
291
907
947
1,193
3,047
2,190
8,230
19
421,445
California
265,384
5,950
6,451
11,596
15,329
26,079
21,608
69,048
92
12,417
Idaho
_
_
7,499
72
242
86
346
780
257
3,135
12
8,711
Utah.
4,929
289
176
79
366
531
205
2,136
10
5,718
Nevada
__
_
3,205
57
98
197
257
272
217
1,415
5
17,307
Arizona
10,737
402
442
430
1,272
1,130
582
2,312
3
569,892
20,374
176
355,233
7,739
9,773 14,645
28,959
96,401
Total Pacific States.
36,768
2, 741,239
52,596
80,604 120,944
24,013
163,933 1,531,404
631,986
4,909
Total United States (exclusive of possessions)
135,759
3,189
706
69
5
124
23
58
685
Alaska (nonmember banks)
1,415
109
5,910
257
177
3,880
402
236
958
1
The Territory of Hawaii (nonmember bank)
229
76
1
1
1
90
59
2
Virgin Islands of the United States (nonmember bank)
9,328
1,039
247
295
124
23
1,702
7
5,385
513
Total possessions (nonmember banks).
2,750, 567
53,635
164,228 1,536,789
4,916
24,137
136,272
80,627 121,191
633,688
Total United States and possessions
265,799
21,200
3,274
5
11,256
48, 580
4,447
25,501
145,657
5,884
6,705
138,095
1,175
586
10,332
68,649
1,627
40,791
8,230
10
New York City (central Reserve city)—
49,633
1,174,697
679,923
12,433
56,627
21,498
37,746
64,070
252, 767
209
Chicago (central Reserve city)
43,406
1,162,648
5,958
27,238
21,270
637,175
71,621
289,848
66,132
4,685
Other Reserve cities
9,328
5,385
124
513
1,039
23
247
295
1,702
7
Country banks (member banks)
Possessions (nonmember banks)
i Number of banks as of end of year, but figures of earnings, expenses, etc., include those banks which were in operation a part of the year but were inactive at the close of the year.
TABLE N O . 19.—Earnings, expenses, and dividends of national banks for the year ended Dec. 31, 1952—Continued
[In thousands of dollars]
<
Current operating expenses
Fees paid
to directors Interest
and mem- on time
bers of
deposits
Employees other executive, (including
Officers
discount
than officers
savings
and
deposits)
advisory
2
Amount Number * Amount Number committees
Salaries and wages
Location
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
_
New York
New Jersey
Pennsylvania
Delaware
Maryland
_.
District of Columbia
Total Eastern States
._ .
Total Southern States.
Ohio
Indiana
Ulinois...
Michigan
175
191
126
1,063
61
393
1,452
1,274
893
19,342
825
6,118
636
571
395
7,565
362
2,406
103
104
79
489
59
186
1,163
647
1,197
4,052
846
2,079
Taxes
other
than on
net
income
Recurring
depreciation on
banking
house,
furniture
and
fixtures
9
8
1
270
1
62
256
199
82
2,743
227
675
87
153
102
1,722
145
698
Other
current
operating
expenses
1,412
1,459
916
16, 792
874
4,994
Total
current
operating
expenses
5,491
4,855
3,871
54,272
3,476
18,006
Net
earnings
from
current
operations
2,774
2,651
1,499
38,593
2,285
9,083
_
15,176
2,009
29,904
11,935
1,020
9,984
351
4,182
2,907
26,447
89,971
56,885
28,849
8,396
20,020
141
1,722
1,933
Total New England States
Virginia
West VirginiaNorth Carolina .
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas Kentucky
.
Tennessee
_
1,009
1, Oil
601
8,862
499
3,194
Interest
and discount on
borrowed
money
3,039
1,248
2,977
37
280
200
78,066
16,308
37,541
134
2,907
3,828
25,338
6,570
14,283
67
1,247
1,351
1,489
924
2,060
18
194
129
24,709
10,024
20,321
140
1,527
664
1,979
183
578
63
33
6,961
3,081
6,040
23
713
636
3,336
1,978
3,880
29
258
330
66,313
13,465
30,103
134
2,655
2,801
211,702
54,359
120,543
619
10,039
10,354
154,793
25,474
87,978
433
7,925
7,409
61,061
7,781
138, 784
48,856
4,814
57,385
2,836
17,454
9,811
115,471
407,616
284,012
4,443
1,918
2,196
1,585
3,706
4,193
3,640
1,013
3,500
22,015
2,025
2,522
4,952
753
320
308
235
490
592
493
159
387
3,136
302
478
701
6,591
2,584
2,961
2,849
7,319
8,180
5,839
1,324
6,933
30,167
2,130
3,146
8,533
2,823
1,022
1,237
1,242
2,822
3,413
2,325
553
2,622
11,969
930
1,450
3,564
351
174
84
81
202
213
180
78
196
981
167
209
182
4,561
1,759
1,091
490
1,418
2,055
1,939
413
2,188
6,517
586
1,193
4,738
149
40
159
48
227
68
9
214
395
12
42
272
1,209
412
355
133
1,587
979
331
332
1,876
10,585
356
734
1,982
796
363
396
263
702
1,196
558
133
640
3,174
196
365
794
5,582
2,496
2,884
2,732
8,234
7,724
5,822
1,367
5,810
31,483
2,371
3,054
7,944
23,682
9,746
10,126
8,181
23,395
24,608
18,318
4,660
21,357
105,317
7,843
11, 265
29,397
16,286
7,100
6,490
6,324
11,712
15,655
14,499
2,335
12,379
75,097
5,791
7,718
18,188
57, 708
8,354
88, 556
35,972
3,098
28,948
1,635
20,871
9,576
87,503
297,895
199,574
10,918
5,452
21,930
7,209
1,498
796
2,600
712
19, 739
9,619
44, 250
20,187
7,413
3,761
15,964
7,277
750
335
1,116
323
9,669
4,781
24,015
8,262
447
59
1,907
1,005
6,879
2,610
5,802
3,053
1,886
857
2,586
1,161
18,034
8,738
40,615
13,831
68,322
32,451
142, 221
55,031
42,306
18,707
101,775
32,214
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States.
Washington
Oregon
C alifornia
Idaho
Utah
Nevada
Arizona
-
_ _.
-- --- --
Total Pacific States
Total United States (exclusive
of possessions)
Alaska (nonmember banks)
The Territory of Hawaii (nonmember
bank)
.
Virgin Islands of the United States
(nonmembpr hanlr)
8,578
13,431
3,541
8,732
3,521
5,170
1,521
3,566
257
316
144
240
4,104
6,336
1,878
2,401
30
258
72
313
649
787
481
748
674
943
317
699
6,717
11, 079
3,779
7,616
25,236
40,809
13,464
25,436
12,832
24,213
8,667
20,454
65,334
-.
559
1,091
484
630
8,370
128,077
48,193
3,481
61, 446
4,091
21,009
9,123
110, 409
402,970
261,168
182
235
586
741
182
151
472
169
1,034
1,298
1,585
4,435
4,081
1,602
1,062
5,078
1,937
7,195
597
716
1,904
1,777
671
385
2,016
760
3,030
47
35
245
249
42
59
234
54
224
864
695
913
1,217
433
635
3,185
720
2,078
5
19
200
55
9
23
67
5
641
148
153
860
812
562
190
405
334
580
126
179
403
330
187
154
262
278
1,077
1,314
1,711
5,171
5,175
1,704
885
4,122
1,743
8,119
4,901
5,776
16,144
16,099
5,666
3,957
16,479
6,232
26,134
3,354
3,724
11, 554
10,985
3,376
2,478
11,345
2,995
20,057
23,178
-
Total Middle Western States
4,227
7,659
3,252
4,687
1,099
1,399
3,917
4,180
1,127
949
3,126
1,161
6,220
Wisconsin
Minnesota
Iowa
Missouri
3,752
28,273
11,856
1,189
10,740
1,024
4,044
2,996
29,944
101,388
69,868
6,842
4,974
31, 692
1,572
733
571
1,888
861
761
4,131
212
106
88
238
14,316
9,964
86,464
2,132
1,445
1,044
4,409
4,958
3,456
27, 742
847
635
427
1,640
170
62
554
37
45
8
33
5,924
6,897
74, 211
1,683
1,047
703
687
156
145
2,316
59
60
38
878
621
8,575
172
111
189
318
1,351
921
4,376
274
147
92
424
10, 756
5,753
49,690
1,906
1,601
664
3,855
40,393
29,337
257,878
7,835
5,189
3,271
11,652
19,719
14,845
163, 567
4,582
3,522
2,447
5,655
48, 272
6,397
119, 774
39,705
909
91,152
2,774
10,864
7,585
74, 225
355, 555
214,337
270, 729
36,663
533,368
196, 517
14, 511
259, 655
12,711
78,424
41,998
443,999
1,655,395
1,085,844
394
45
822
229
5
197
58
79
525
2,080
1,109
588
61
1,375
412
28
1,106
162
125
805
4,189
1,721
33
4
53
23
1
37
2
3
21
150
79
Total possessions (nonmember
banks)
1,015
110
2,250
664
34
1,340
222
207
1,351
6,419
2,909
Total United States and possessions
271,744
36,773
535,618
197,181
14,545
260,995
12,711
78,646
42,205
445,350
1,661,814
1,088,753
16,860
8,603
96, 514
148, 752
1,015
1,175
626
10, 500
24,362
110
58,631
24,499
245,951
204,287
2,250
17,701
8,053
85,891
84,872
664
466
178
2,457
11, 410
34
11,328
11,009
119,055
118, 263
1,340
1,691
1,725
7,160
2,135
4,758
2,903
34.930
35,833
222
1,149
701
15, 549
24,599
207
47,655
22,417
180, 211
193, 716
1,351
142, 538
72,035
701,827
738,995
6,419
123,261
66,060
472,870
423,653
2,909
New York City (central Reserve city).
Chicago (central Reserve city)
Other Reserve cities
Country banks (member banks)
Possessions (nonmember banks)
1 Number at end of period.
2
Number of full-time and part-time employees at end of period.
TABLE NO. 19.—Earnings, expenses, and dividends of national banks for the year ended Dec. 31, 1952—Continued
[In thousands of dollars]
Recoveries, transfers from valuation reserves, and profits l
On securities
On loans
Location
Recoveries
Maine
New Hampshire
Veronont
Massachusetts
Rhode Island
__
Total Eastern States
On loans
All
Losses Transfers Losses Transfers »other
and
and
to
to
charge- valuation charge- valuation
offs
offs
reserves
reserves
1
115
80
30
16
615
2
62
211
475
92
5,150
120
511
126
292
77
1,285
78
689
827
75
19
24
7
1,068
87
250
36
29
92
32
129
13
14
948
Maryland
District of Columbia
Total Southern States
On securities
61
51
34
912
24
60
1,223
986
1,142
1,455
805
6,559
2,547
979
316
43
435
4,560
156
1,058
4,263
1,227
1,073
2
119
50
1,643
347
737
8,270
292
507
19,723
2,600
4,795
8,594
2,693
5,404
645
309
4,154
72
40
457
136
468
432
5,774
6,734
2,840
43
8
9,120
671
535
985
4
115
31
_.
2,341
27,718
17,595
55
129
101
14
8
49
34
186
28
186
1,554
145
73
97
21
121
2
5
378
6
4
12
231
84
85
27
150
178
170
54
95
1,808
81
50
149
648
258
194
106
583
546
642
131
426
5,075
341
489
1,307
938
574
181
152
291
1,037
887
152
502
4,308
347
279
2,135
873
9
New York
New Jersey
Pennsylvania
Ohio
Indiana
Illinois
Michigan
Wisconsin
All
other
Total
recoveries,
transfers
from
valuation
reserves
and profits
43
31
30
820
7
55
8
64
5
862
.
Total New England States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi . .
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Transfers Profits on
Transfers
securities Recovfrom
from
eries
valuation sold or
valuation
reserves redeemed
reserves
Losses, charge-offs, and transfers to valuation reserves *
108
7
909
18
17
_
275
96
24
19
5
Total
losses,
charge-offs,
and transfers to
valuation
reserves
237
246
153
6,589
50
466
112
415
84
1,280
115
526
309
7,741
2,532
14,108
821
197
391
11,994
4,037
7,961
24 668
7,841
20,409
3
48
32
216
189
2,614
605
2,499
4
172
181
5,111
1,490
24,397
6,075
54,668
5
25
11
5
654
75
217
6
90
130
66
3
19
230
593
26
129
2,892
311
150
45
340
260
217
183
485
721
806
300
106
6,338
219
284
1,262
586
123
95
200
315
198
489
218
818
3,432
143
318
953
2,087
1,087
559
547
1,110
2 191
2,800
707
1 560
17,624
1,095
1,248
4,401
505
1,160
346
10,110
256
1,731
Q
907
834
69
39
24
29
10
327
13
6
75
14
250
4
30
556
119
32
76
66
315
254
141
18
116
758
92
326
418
627
929
2,731
2,604
693
3,162
10, 746
11,783
1,140
4,684
11,521
7,888
37,016
364
6
1,826
31
181
22
36
3,334
703
947
3,389
1,380
158
381
132
1,697
126
49
445
163
1,771
18
78
334
135
1,879
700
156
2,249
1,419
13,896
2,255
622
1,572
1,306
4,632
2,493
1,743
935
510
2,105
451
12
171
108
534
120
37
2,576
1,415
11,036
2,990
1,170
674
661
3,594
858
235
5,928
4,000
21,901
6,912
3,197
20
133
9
Minnesota
Iowa.
Missouri
Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming _ _
Colorado
New Mexico. .
Oklahoma
Total Western States
Washington
Oregon
California
Idaho
_
Utah
Nevada
Arizona
Total Pacific States
Total United States (exclusive
of possessions)
_
Alaska (nonmember banks)
The Territory of Hawaii (nonmember
bank)
Virgin Islands of the United States
(nonmember bank)..
Total possessions (nonmember
banks)..
Total United States and possessions
..... . New York City (central Reserve city)
Chicago (central Reserve city)
Other Reserve cities
Country banks (member banks)
Possessions (nonmember banks)
186
11
56
g
2,661
3,400
9
605
49
1
126
30
820
107
24
755
29
424
79
9
512
3,006
4
526
84
150
28
112
12
294
95
357
1 192
375
915
1 537
486
1,277
1,224
566
141
175
636
376
695
440
281
406
3,232
1,284
3,777
7,140
3,145
2,627
3,950
22,923
15,046
5,290
1,852
20,894
7,149
50,231
12
15
98
205
207
19
160
131
368
6
2
12
7
19
24
24
102
221
16
9
115
33
99
60
68
1 410
'552
347
55
634
208
842
381
384
1 126
655
486
90
366
36
282
85
39
70
302
316
202
131
476
344
611
166
117
700
515
139
35
874
163
678
82
62
600
415
95
132
292
402
220
668
633
3,191
1,906
1,191
388
2,008
945
1,876
643
4,176
3,806
822
2,491
3,387
2,300
12,806
47
10
366
25
1 288
961
12, 721
18
45
90
534
490
308
2,969
25
17
22
135
3,762
2,016
25, 747
742
280
155
1,077
18
18
169
70
26
26
210
9
255
801
1,215
23
35
81
185
11
179
325
1,196
16
13
7
34
78
47
493
10
15
2
9
263
1
605
1 017
*647
7,038
70
31
17
58
1 050
737
7,182
674
218
42
408
390
250
983
15
3
s
53
463
5
269
887
2,509
1
919
3,006
1,770
654
869
1,660
8,878
10,311
3,396
449
15, 657
3,966
33, 779
6,884
14,844
20,162
11,600
14,949
12,561
81,000
61,088
16,738
11, 275
83, 597
29,910
202,608
1
17
37
55
53
1
74
231
25
384
2
37
6
45
78
150
40
268
7
21
14
3
43
54
100
145
1
74
381
72
673
6,884
14,844
20,165
11,654
14,949
12,604
81,100
61,233
16, 739
11,349
83,978
29,982
203,281
222
1,355
2,780
2,527
4,203
3,177
6,042
1,422
3,592
3,008
8,118
5,444
3
1,112
1,513
2,940
6,035
54
8,102
1,572
2,935
2,340
172
1,157
5,480
5,752
43
17, 403
11,782
28,295
23,520
100
6,492
857
24, 563
29,176
145
396
1,748
12,448
2,146
1
149
349
720
10,057
74
8,982
8,251
38,688
27, 676
381
1,389
2,665
11,292
14, 564
72
17,408
13,870
87, 711
83,619
673
1 Not including recoveries credited to valuation reserves.
* Not including losses charged to valuation reserves.
150
73
340
TABLE NO. 19.—Earnings, expenses, and dividends of national banks for the year ended Dec. 31, 1952—Continued
[In thousands of dollars]
Taxes on net income
Profits
before income
taxes
Location
Maine.. . .
New TTampshire
Vermont
Massachusetts. _
Rhode Island
Connp.nt.innt
2,480
1 966
1,245
33,633
2,149
7,863
_
Virginia
West Virginia. _
North Carolina
South Carolina
Georgia _.
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas .
Kentucky.
_
Tennessee
_
.._
_
______
Total Southern States
Ohio . . .
Indiana _,..
State
861
577
368
12,783
944
2,799
47
2,484
82
266
Net profits
before dividends
1,619
1,389
830
18,366
1,123
4,798
Ratios
On com- Total cash
On preferred stock mon stock dividends
declared
2
683
578
375
11,108
538
2,307
683
578
375
11,110
538
2,307
Capital accounts !
25,019
22,379
15,163
291,501
15,223
65,290
Net profits
before dividends to
capital accounts
Expenses
to gross
earnings
Percent
6.47
6 21
5.47
6.30
7.38
7.35
Percent
66 44
64 68
72.09
58.44
60.34
66.47
49,336
Total New England States
New York
New Jersey
Pennsylvania,,.,, ^
Delaware
Maryland
District of Columbia
Total Eastern States
Federal
Cash dividends declared
_
18,332
2,879
28,125
2
15,589
15,591
434,575
6.47
61.26
149,848
20,233
72,364
431
7,475
6,711
56,151
6,903
23,853
130
2,369
3,240
5,839
87,858
13,330
48,511
301
5,106
3,471
148
75
2
39,754
5,051
23,948
150
2,236
1,693
39,902
5,126
23,950
150
2,236
1,693
1,179,151
189,813
755,195
4,869
56,489
43,503
7.45
7.02
6.42
6.18
9.04
7.98
57.76
68.09
57.81
58.84
55.88
58.29
257,062
92,646
5,839
158,577
225
72,832
73,057
2,229,020
7.11
58.94
14,847
6,271
6,125
5,883
11,185
14,010
12 341
1,759
11,245
62,548
5,037
6,959
15,094
6,376
2,609
2,736
2,853
5,203
6,073
4,902
468
4,887
28,263
1,766
2,712
7,067
449
3,542
1,433
1,203
1,235
2,629
2,473
2 717
431
1,869
17,755
1,175
1,398
3,802
3,542
1,433
1,203
1,235
2,629
2,473
2,717
433
1,869
17,771
1,180
1,398
3,802
98,783
45,308
37,966
27,580
68,089
99,114
73 806
14,930
74,088
422,597
34,485
50,824
105,443
8.58
8.08
8.93
10.40
8.79
8.01
9 47
8.65
8.58
8.11
9.49
8.36
7.61
59.25
57.85
60.94
56.40
66.64
61.12
55 82
66.62
63.31
58.38
57.53
59.34
61.78
173,304
75,915
610
41,662
41,685
1,153,013
8.39
59.88
38,627
16,126
17,105
6,203
8,698
3,155
8,698
3,157
271,129
121, 733
7.94
8.15
61.76
63.43
161
8,471
3,662
3,389
2,869
5,982
7,937
6,990
1,291
6,358
34,285
3,271
4,247
8,027
96,779
21,522
9,923
2
16
5
23
2~
Illinois
._
Michigan
Wisconsin
_
_
Minnesota
_
Iowa
Missouri..
___
Total Middle Western States
North DakotaSouth Dakota
Nebraska
__
_.
Kansas
Montana
Wyoming.
Colorado.._
New Mexico
Oklahoma
Total Western States
Washington
Oregon
California
Idaho
_
Utah..
Nevada
Arizona
Total Pacific States
_.
Total United States (exclusive of possessions)
_
Alaska (nonmember banks)..
The Territory of Hawaii (nonmember bank)
Virgin Islands of the United States (nonmember
bank)
Total possessions (nonmember banks)
Total United States and possessions.
New York City (central Reserve city)
Chicago (central Reserve city)
Other Reserve cities
Country banks (member banks)
Possessions (nonmember banks)
69
20
2
26
610
57,740
14,830
6,559
12,942
4,783
9,817
22,057
6,638
2,724
5,368
1,541
4,182
22,126
6,658
2,726
5,394
1,541
4,182
673,115
168,214
99,800
149,157
53,898
120,068
8.58
8.82
6.57
8.68
8.87
8.18
58.29
63.08
66.29
62.76
60.84
55.43
1,812
138,116
119
54,363
54,482
1,657,114
8.33
60.68
58
57
498
1,449
1,771
6,171
5,732
1,411
1,221
5,172
949
11,048
679
678
2,296
1,770
716
384
2,036
542
3,912
679
678
2,296
1,770
716
384
2,036
542
3,912
15,134
15,719
64,971
62,887
13,983
11,710
62,793
16,824
115,010
9.57
11.27
9.50
9.11
10.09
10.43
8.24
5.64
9.61
59.37
60.80
58.29
59.44
62.66
61.49
59.23
67.54
56.58
1,001
34,924
13,013
13,013
379,031
9.21
59.20
l,"02l"
3,558
195
79
126
10,109
7,711
78,961
1,930
1,644
1,073
2,276
4,310
3,647
49, 519
869
654
393
1,259
4,310
3,647
49,547
869
654
393
1,259
118,831
92,694
724,173
19,126
16,823
10,144
23,315
8.51
8.32
10.90
10.09
9.77
10.58
9.76
67.20
66.40
61.19
63.10
59.57
57.21
67.33
4,979
103,704
28
60,651
60,679
1,005,106
10.32
62.39
17,120
560,225
397
258,110
258, 507
6,857,859
8.17
60.39
8
392
844
143
400
143
400
3,560
13,324
11.01
6.33
65.22
70.88
65.50
93,770
27,557
10,257
22,173
7,758
17,592
36,030
12, 727
3,665
8,062
2,975
7,165
33
1,169
233,860
93,932
2,746
3,159
9,773
9,631
2,532
2,145
9,971
2,258
19,023
1,239
1,331
3,602
3,899
1,121
924
4,411
1,309
7,477
61,238
25,313
16,974
13,476
144,858
3,910
3,273
2,309
4,636
6,865
4,744
62,339
1,785
1,550
1,236
2,234
189,436
80,753
964,236
386,891
780
1,498
380
654
388
28
58
38
20
3
10
13
391
5.12
2,336
1,072
8
1,256
3
553
556
17,275
7.27
68.81
966,572
387,963
17,128
561,481
400
258,663
259,063
6,875,134
8.17
60.42
123,256
63,972
413,454
363,554
2,336
47,429
24,904
178,830
135,728
1,072
4,821
71,006
39,068
227,014
223,137
1,256
68
41
288
3
33,629
16,264
122, 747
85,470
553
33,629
16,332
122, 788
85, 758
556
936,181
453,246
2,728,550
2,739,882
17,275
7.58
8.62
8.32
8.14
7.27
53.63
52.16
59.75
63.56
68.81
7,610
4,689
8
i Represents aggregate book value of capital stock, surplus, undivided profits, reserves, and retirement fund for preferred stock. Figures are averages of amounts reported for Dec.
31,1951, June 30,1952, and Dec. 31,1952.
TABLE NO. 20.—Earnings, expenses, and dividends of national banks, by Federal Reserve districts, for the year ended Dec. SI, 1952
[In thousands of dollars]
00
District District District District District District District District District District District District NonNo. 6
No. 2
No. 5
No. 7
No. 3
No. 4
No. 9
No. 10 No. 11 No. 12 member
No. 1
No. 8
Earnings from current operations:
Interest and dividends on:
U. S. Government obligations
Other securities
Interest and discount on loans
Service charges and other fees on banks'
loans
Service charges on deposit accounts
Other service charges, commissions, fees
and collection and exchange charges
Trust department
. _ . -.
Other current earnings .
Total earnings from current operations.
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers
Number of officersl
Number l of employees other than
officers
Fees paid to directors and members of
executive, discount, and advisory
committees
Interest on time deposits (including
savings deposits)
Interest and discount on borrowed
money
Taxes other than on net income
Recurring depreciation on banking
house, furniture and fixtures
Other current operating expenses
Total current operating expenses
NeFearnings from current operations
Recoveries, transfers from valuation reserves,
and profits:
On securities:
RecoveriesTransfers from valuation reserves. _.
Profits on securities sold or redeemed.
Grand
total
31,204
6,852
76,278
87,653
36,174
240,245
35,463
12,187
76,676
55,109
14,253
110,048
32,912
5,520
66,870
42,046
9,507
88,103
126,258
23,161
199,385
24,182
6,307
57,506
22,942
5,125
54,732
39,824
7,769
88,410
37,992
8,119
117,918
96,401
28,959
355,233
698
7,714
5,864
17,681
495
5,543
1,244
7,533
423
6,638
532
10,093
3,419
17,774
556
3.592
709
5,061
657
9,308
1,677
7,154
7,739
6,768
124
513
24,137
136,272
3,926
5,588
7,594
6,371
14,180
25,668
1,783
2,769
4,090
2,886
9,210
9,599
2,607
3,707
3,799
6,270
4,002
8,094
5,430
16,041
16,318
2,424
1,444
2,941
4,259
2,730
3,820
2,711
2,961
7,402
4,156
3,327
11,245
9,773
14,645
20,374
1,039
23
247
53,635
80,627
121,191
139,854
433,836
139,006
209,882
122,476
168,647
407,786
98,952
100,278
159,042
191, 588
569,892
9,328 2,750, 567
14,410
28,202
1,912
36,037
92,290
4,023
13,965
24,774
2,391
20,322
37, 748
2,734
13,649
21, 577
2,070
18,146
32, 594
2,458
37,204
81,198
4,267
11,817
17,121
1,862
12, 589
19,102
1,908
20,862
26,807
3,283
23,456
32,181
3,358
48,272
119,774
6,397
1,015
2,250
110
271,744
535,618
36,773
11,255
SI, 028
9,9U
IS, 976
8,860
13,134
29,833
7,252
7,681
11,065
12,784
39,705
664
197,181
1,702
633,688
295
164,228
5,385 1,536,789
974
2,152
1,990
1,267
994
955
1,738
833
530
1,104
1,065
909
34
14, 545
9,127
33,430
15,374
17,618
9,975
10,981
39,233
6,770
9,480
9,423
7,092
91,152
1,340
260,995
339
4,015
2,127
9,371
490
4,057
593
10,096
489
3,421
517
6,156
3,051
11,209
517
2,934
293
1,860
1,062
3,437
459
11,004
2,774
10,864
222
12,711
78,646
2,701
25,194
4,969
78,135
2,691
20,587
3,838
31,905
2,386
18,958
3,539
31,727
4,968
68,107
1,521
16,477
1,597
17, 250
3,483
33,800
7,585
74,225
207
1,351
42,205
445,350
84, 962
258, 511
83,928
123,387
71,449
104,615
246, 708
57,990
62,701
2,720
27,634
93,049
112,540
355,555
6,419 1,661,814
54,892
175,325
55,078
86,495
51,027
64,032
161,078
40,962
37, 577
65,993
79,048
214,337
2,909 1,088,753
947
1,156
973
345
4,762
5,432
320
884
738
501
232
1,140
148
55
461
156
590
1,009
1,981
3,370
5,772
214
19
792
215
87
261
811
433
996
327
250
818
919
3,006
1,770
3,
6,884
14,844
20,165
See footnotes at end of table.
1,133
1,455
792
1,879
8,559
945
632
59
855
663
900
768
362
195
562
483
156
697
2,003
2,100
2,879
327
58
565
6,456
21, 922
3,488
4,204
1,783
3,091
18,105
1,975
00 00 CO
On loans:
Recoveries
Transfers from valuation reserves
All other.
_
_.
Total recoveries, transfers from valuation reserves and profits.
_
Losses, charge-offs, and transfers to valuation reserves:
Securities:
Losses and charge-offs
Transfers to valuation reserves
On loans:
Losses and charge-offs
Transfers to valuation reserves
Allother...
_
_.
Total losses, charge-offs, and transfers
to valuation reserves
Profits before income taxes.
Taxes on net income:
Federal
State
Total taxes on net income
Net profits before dividends
Cash dividends declared:
On preferred stock
On common stock
._
Total cash dividends declared
Memoranda items:
Recoveries credited to valuation reserves
(not included in recoveries above):
On securities—
On loans
Losses charged to valuation reserves
(not included in losses above):
On securities—
_
On loans
_
Stock dividends (increases in capital
stock)
1,060
158
621
1,611
382
1,839
654
869
1,660
43
11, 654
14,949
12,604
1,792
4,079
5,227
8,878
100
81,100
54
2,326
943
10, 530
985
4,928
64
3,201
5,030
2,740
145
3,484
52
9,934
2,967
2,924
1,545
2,939
345
3,241
612
4,530
654
10,311
3,396
145
1
61,233
16,739
304
7,598
2,451
978
15,317
3,056
321
6,497
1,608
371
5,086
1,929
365
1,395
1,349
993
3,432
2,233
795
16,190
5,226
621
1,402
1,539
915
1,283
743
2,164
3,254
2,184
2,999
6,486
3,626
449
15, 657
3,966
74
381
72
11,349
83,978
29,982
13, 622
30,866
13, 418
15, 617
5,994
10,194
35,112
8,031
6,225
11,455
18, 295
33, 779
673
203, 281
47, 726 166,381
45,148
75,082
46,816
56,929
144,071
34,906
33,144
58, 617
65,980
189, 436
2,336
966, 572
17, 771
2,816
61,782
5,902
15, 352
28,792
20,027
161
23,912
449
57, 744
19
14,192
465
12,612
1,298
24,122
1,021
29,832
10
80, 753
4,979
1,072
8
387, 963
17,128
20, 587
67,684
15,352
28,792
20,188
24,361
57, 763
14,657
13, 910
25,143
29,842
85,732
1,080
405,091
27,139
98,697
29, 796
46,290
26,628
32,568
86,308
20, 249
19,234
33,474
36,138
103,704
1,256
561,481
2
15,072
219
43,976
19, 956
11,198
2
11,867
93
33, 615
5
8,376
26
8,095
11, 756
16
18,396
28
60,651
44,195
19,956
11,198
11,869
33, 708
8,381
8,121
11,756
18,412
60,679
3
553
556
400
258,663
15,074
6
15,152
15,158
259,063
9
612
1,871
6,068
420
144
988
513
606
3,740
23
742
3
601
48
887
267
1,698
9
4,427
1
40
2,375
21,342
17
3,253
805
6,330
2
1,293
7,943
1,785
96
1,123
3
1,346
2,964
4,698
1,306
1,210
17
1,131
340
3,169
30
4,671
1,768
10,756
208
15,291
40,973
213
26,204
1,165
3,873
1,125
4,510
19,303
800
2,265
3,785
6,138
8,020
125
77,526
TABLE N O . 20.—Earnings, expenses, and dividends of national banks, by Federal Reserve districts, for the year ended Dec. 81, 1952—Continued
[In thousands of dollars]
District District District District District District District District District District District District NonNo. 5
No. 2
No. 3
No. 4
No. 6
No. 9
No. 7
No. 8
No. 1
No. 10 No. 11 No. 12 member
Number of banks *,
Loans
Securities
Capital stock (par value)
Capital accounts
276
- .
_
498
539
450
339
289
566
326
344
623
483
176
7
Grand
total
4,916
1,752,406 6,382,733 1,067,637 2, 523,778 1,362,260 1,769,972 4,876,063 1, 239,627 1,097,818 1, 765,846 2,405,425 7,008,095 112,959 33,904,619
2,074,543 7,016, 773 2,388,621 3, 766, 377 2,072,965 2,750,621 8,359,986 1,608,188 1, 552, 2152, 636, 4112,455,626 6, 683,175 108,364 43,473,865
121, 536 422,654 126,003 201,984 87,309 116,695 343,667 78,068 60,165 114, 551 167,070 332,878 5,308 2,177,888
420,343 1,333.387 460,343 648, 081 305, 657 376, 710 1,027, 788 250,034 214,800 372, 234 443.376 1,005,106 17, 275 6,875,134
Ratios:
Percent Percent Percent Percent Percent Percent Percent Percent Percent Percent Percent Percent Percent Percent
To gross earnings:
33.05
34.28
31.38
30.81
28.54
30.57
36.64
27.99
29.93
24.07
22.00
21.41
27.21
29.01
Interest and dividends on securities52.43
54.60
58.12
55.16
52.24
48.89
54.58
55.59
61.55
62.33
57.73
55.38
55.87
54.54
Interest and discount on loans
3.59
5.42
3.63
5.98
4.36
5.94
5.85
3.73
6.45
5.50
3.99
4.95
4.08
Service charges on deposit accounts. _
5.52
10.93
8.60
7.44
11.21
10.11
11.49
8.63
10.65
9.22
15.36
10.17
6.57
All other current earnings
12.00
12.73
Total gross earnings
to
o
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
Salaries, wages and fees
Interest on time deposits
All other current expenses
Total current expenses
31.16
6.53
23.06
30.08
7.70
21.81
29.30
11.06
20.02
28.27
8.40
22.12
29.57
8.15
20.62
30.65
6.51
24.87
29.46
9.62
21.42
30.09
6.84
21.67
32.13
9.46
20.94
30.67
5.93
21.91
29.60
3.70
25.44
29.65
15.99
16.75
35.37
14.36
19.08
29.88
9.49
21.05
60.75
59.59
60.38
58.79
58.34
62.03
60.50
58.60
62.53
58.51
58.74
62.39
68.81
60.42
Net current earnings
39.25
40.41
39.62
41.21
41.66
37.97
39.50
41.40
37.47
41.49
41.26
37.61
31.19
39.58
4.35
3.76
4.77
4.36
4.91
4.98
4.09
4.64
4.99
5.01
4.90
5.07
4.77
4.53
1.83
1.76
1.99
1.84
1.85
1.87
1.79
1.90
1.81
1.81
1.88
1.88
1.84
1.84
45.17
22.33
12.40
41.48
23.35
10.46
43.71
23.65
12.03
42.82
22.92
9.88
58.44
30.50
12.83
54.87
27.91
10.17
46.87
25.11
9.81
52.-47
25.94
10.74
62.46
31.97
13.50
57.61
29.22
10.26
47.31
21.63
11.02
64.39
31.15
18.23
54.80
23.66
10.47
49.99
25.78
11.90
13.06
6.46
3.59
13.15
7.40
3.31
11.96
6.47
3.29
13.35
7.14
3.08
16.69
8.71
3.66
17.00
8.65
3.15
15.67
8.40
3.28
16.38
8.10
3.35
17.49
8.95
3.78
17.73
8.99
3.16
17.83
8.15
4.15
21.32
10.32
6.04
16.84
7.27
3.22
15.84
8.17
3.77
1
To loans: Interest and discount on loans..
To securities: Interest and dividends on
securities
To capital stock (par value):
Net current earnings
Net profits before dividends
Cash dividends
To capital accounts:
Net current earnings
Net profits before dividends
Cash dividends
* Number at end of year. Remainingfiguresinclude earnings, expenses, etc., of those banks which were in operation a part of the year but were inactive at the close of the year.
NOTE.—Thefiguresof loans, securities, capital stock and capital accounts are averages of amounts, reported for Dec. 31,1951, June 30, and Dec. 31,1952.
i
a
d
w
TABLE N O . 2L—Earnings, expenses, and dividends of national banks, by size of banks, for the year ended Dec. 31, 1952
TOTAL U N I T E D STATES AND POSSESSIONS
[In thousands of dollars]
Banks operating throughout entire year with deposits on Dec. 31,1952, of—
$500,000
and
under
Number of banks
Total deposits..
Capital stock (par value).
Capital accounts
_.
Earnings from current operations:
Interest and dividends on:
U. S. Government obligations
Other securities
Interest and discount on loans
Service charges and other fees on banks'
loans
Service charges on deposit accounts
Other service charges, commissions, fees,
and collection and exchange charges
Trust department.._
Other current earnings..
Total earnings from current operations..
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers
Fees paid to directors and members of
executive, discount, and advisory committees
Interest on time deposits (including
savings deposits)
Interest and discount on borrowed moneyTaxes other than on net income
Recurring depreciation on banking house,
furniture and fixtures
Other current operating expenses
Total current operating expenses.
$500,001 $750,001 $1,000,001 $2,000,001 $5,000,001 $10,000,001 $25,000,001 $50,000,001 $100,000,001 $500,000,001
to
to
to
to
to
to
to
to
$750,000 $1,000,000 $2,000,000 $5,000,000 $10,000,000 $25,000,000 $50,000,000 $100,000,000 $500,000,000 and over
Total
25
10,399
735
1,528
94
59,791
2,922
7,673
50
16
297
415
105
1,438
1,059
207
3,018
8,964
1,740
23,066
44, 373
10,310
102,099
52,947
13,195
116,074
77,427
18, 255
163,118
54,322
12, 764
108, 227
10,131
107,345
149, 506
27,123
328, 256
193,377
70,106
632, 565
163,952
1,533,569
3
19
12
6
110
13
254
95
2,029
577
10,117
1,158
13, 590
1,417
20,987
1,305
13,994
1,409
11,400
4,050
26,352
14,026
36,951
24,059
135,803
74
131
36
118
18
4,601
480
4,306
5,543
1,451
5,947
6,511
5,748
10, 558
4,507
5,513
10,285
3,964
6,449
9,728
13,067
25,442
31,388
13,773
35,506
47,844
53,463
80,607
121,068
406
2,184
4,800
38,041
176,863
209,905
304,021
210, 917
200, 551
605,184
992, 214 2,745,086
142
592
187
1,103
431
8,053
3,990
30,191
23,026
29,237
33,045
36,396
55,814
23,215
42, 517
20, 787
41,333
131,690
68,051
202,475
1,002
684
222
745
1,733
1,135,382 5, 731,546 6,970,097 10,365,112 7,620, 777
151,804
224,051
154,336
36,480
144,176
532, 589
714,768
485,152
116,759
495,482
109
7,575,431
150,080
460,083
50,125
116
23, 376,315
445, 207
1,431, 555
22
4,901
36, 252,282 99,231,897
907,154 2, 222,630
2,794,192 7,055,896
271,065
534, 534
726
3,086
2,715
2,673
1,221
958
1,832
1,121
14,475
64
432
4
139
47
1,077
19,393
130
5,353
22,993
194
6,508
32,999
385
9,398
19,805
550
6,526
16,306
706
6,175
42,637
3,292
19,613
102,082
7,399
23,653
260,484
12, 707
78, 517
36
324
788
718
5,649
3,744
26,315
4,438
33,321
6,722
51,435
4,112
37,779
3,749
37, 290
9,815
111, 284
8,670
139,985
42,096
444, 245
1,404
3,073
23,929
111, 238
132,451
195,822
135, 725
127,304
373,461
553,436
1,658,123
51
150
280
TABLE NO. 21.—Earnings, expenses, and dividends of national banks, by size of banks, for the year ended Dec. 81, 1952—Continued
TOTAL UNITED STATES AND POSSESSIONS
[In thousands of dollars]
Banks operating throughout entire year with deposits on Dec. 31,1952, of—
$500,000
and
under
126
Net earnings from current operations
Recoveries, transfers from valuation reserves,
and profits:
On securities:
Recoveries
Transfers from valuation reserves
Profits on securities sold or redeerned
On loans:
Recoveries
Transfers frorn valuation reserves
Allother
Total recoveries, transfers from valuation reserves and profits
Losses, charge-offs and transfers to valuation
reserves:
On securities:
Losses and charge-offs _
_ .
Transfers to valuation reserves
On loans:
Losses and charge-offs
Transfers to valuation reserves
All other
Total losses, charge-offs, and transfers to
valuation reserves
--
Total taxes on net income
780
Total
1,727
14,112
65,625
77,454
108,199
75,192
73,247
231,723
438,778
1,086,963
15
5
11
48
1
74
230
125
456
1,085
303
835
720
388
1,088
304
189
1,054
564
683
1,322
823
5,050
5,045
3,090
8,006
10,244
6,880
14, 745
20,134
2
60
3
7
101
2
11
574
40
149
1,549
199
866
1,180
187
994
1,313
586
1,788
722
724
1,343
643
341
1,041
1,914
1,304
3,193
3,542
11,545
2,949
11,614
14,931
12,343
19
75
140
886
3,425
4,584
5,883
4,336
4,594
17,329
39,376
80,647
12
47
309
60
3,049
198
5,623
406
8,005
746
6,601
298
5,277
650
13,036
4,644
18,858
9,737
60,817
16,739
102
8
10
173
28
17
1,080
478
391
2,869
3,170
2,204
2,340
4,615
2,764
2,121
7,113
3,804
861
5,366
3,020
727
5,242
2,529
536
16,972
7,210
450
40,724
7,938
11,287
83,716
29,890
1
16
28
3
-
132
265
2,318
11,490
15, 748
21,789
16,146
14,425
42,398
77,707
202,449
723
1,602
12,680
57, 560
66,290
92,293
63,382
63, 416
206,654
400,447
965,161
34
1
-
31
114
Profits before income taxes
Taxes on net income:
Federal
State
$500,001 $750,001 $1,000,001 $2,000,001 $5,000,001 $10,000,001 $25,000,001 $50,000,001 $100,000,001 $500,000,001
to
to
to
to
to
to
to
to
to
$750,000 $1,000,000 $2,000,000 $5,000,000 $10,000,000 $25,000,000 $50,000,000 $100,000,000 $500,000,000 and over
159
9
393
18
3,208
182
16, 574
701
22,556
799
35, 556
1,243
25,327
560
27,631
761
94,158
3,322
161,573
9,507
387,169
17,103
35
168
411
3,390
17,275
23,355
36,799
25,887
28,392
97,480
171,080
404,272
to
to
79
Net profits before dividends..
Cash dividends declared:
On preferred stock
On «oimTnon stock
.-
-
Total cash dividends declared
Memoranda items:
Recoveries credited to valuation reserves
(not included in recoveries above):
On securities
On loans
._
Losses charged to valuation reserves (not
included in losses above):
On securities
On loans
Stock dividends (increases in capital stock) _
Average per bank:
Gross earnings from current operations
Current operating expenses
Net earnings from current operations
Net profits before dividends...
Per $100 of deposits:
Net earnings from current operations
Net profits before dividends.._
Per $100 of capital accounts:
Net earnings from current operations
Net profits before dividends
Cash dividends
Number of officers at end of period
Number of employees other than officers at
end of period
555
1,191
9,290
40, 285
42,935
55,494
37,495
35,024
109,174
229,367
560,889
35
200
1
408
4
3,316
66
14,296
73
15,234
90
21,016
11
14,828
57
14,093
98
48,770
126,198
400
258,394
35
200
409
3,320
14,362
15,307
21,106
14,839
14,150
48,868
126,198
258, 794
53
1,465
40
1,783
45
1,180
1,078
353
3,749
1,872
10,988
2,365
21,321
o
5
11
146
2
916
7
10
31
52
401
350
20
2,246
2,838
74
3,197
3,457
266
4,374
7,103
226
2,448
6,633
547
3,131
5,035
1,897
8,466
11,048
12,261
16, 581
41,000
15,291
40,882
77, 526
16
11
5
3
23
15
8
6
32
21
11
8
51
32
19
12
102
64
38
23
209
132
77
43
444
286
158
81
950
611
339
169
1,840
1,168
672
321
5,217
3,219
1,998
941
45,101
25,156
19,945
10,426
560
338
222
114
$1.21
.76
$1.30
.93
$1.28
.88
$1.24
.82
$1.14
.70
$1.11
.62
$1.04
.54
$0.99
.49
$0.97
.46
$0.99
.47
$1.21
.63
$1.10
.57
8.25
5.17
2.29
10.17
7.23
2.61
10.72
7.39
2.54
12.09
7.96
2.84
13.24
8.13
2.90
14.54
8.06
2.87
15.14
7.76
2.95
15.50
7.73
3.06
15.92
7.61
3.08
16.19
7.63
3.41
15.70
8.21
4.52
15.41
7.95
3.67
62
217
349
2,096
6,318
4,993
5,168
2,808
2,399
5,426
6,903
36, 739
20
164
314
2,239
10,994
14,075
22,924
17,057
16,127
48,318
64,851
197,083
O
o
NOTE.—The deposits, capital stock, and capital accounts shown in this table are as of end of period. Capital accounts represents the aggregate book value of capital stock, surplus,
undivided profits, reserves and retirement fund for preferred stock.
1
fcO
CO
124
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 22.—Earnings, expenses, and dividends of national banks, years ended
Dec. 31, 1950-52
[In thousands of dollars]
1950
Number of banks
1
Capital stock, par value 2
Capital accounts 2 —
Total earnings from current operations
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers
Number of officers 1
Number of employees other than officers L_
Fees paid to directors and members of executive, discount, and advisory committees. _
Interest on time deposits (including savings
deposits)
Interest and discount on borrowed money. _
Taxes other than on net income
Recurring depreciation on banking house,
furniture, and fixtures.—
Other current operating expenses
Total current operating expenses
Net earnings from current operations
1952
4,965
4,946
4,916
1,965,977
6,152,799
2,058,050
6, 506,378
2,177,888
6,875,134
Amount
Earnings from current operations:
Interest and dividends on:
U. S. Government obligations
Other securities.
Interest and discount on loans
Service charges and other fees on banks'
loans
Service charges on deposit accounts. __
Other service charges, commissions, fees, and
collection and exchange charges
Trust department..
Other current earnings
1951
590,533
132,330
103,360
Percent
Percent
to total Amount to total Amount
568,812
26.93
148,205
6.04
50.32 1,340,742
23.18
6.04
54.63
17, 787
119,604
.81
5.45
19,008
129,180
,
164, 228
1,536,789
.77
24,137
5.26
136, 272
46,069
70,092
112,938
2.10
3.20
5.15
51,451
75,130
121,830
2.10
3.06
4.96
2,192,713
100.00 2,454,358
.88
4.95
53,635
80, 627
121,191
1.95
2.93
4.41
100.00 2, 750, 567
100.00
16.35
32.23
271,744
535, 618
86,778
197,181
218, 626
5,409
76,958
14.78
.36
5.20
260, 995
12, 711
78, 646
15.71
.76
4.73
37,141
395, 547
2.51
26.74
42, 205
445,350
2.54
26.80
100.00
250,318
482,447
85,228
183,778
190,374
1,747
74,416
14.24
.13
5.57
33,619
373,065
2.51
27.90
12,957
11, 775
23.04
5.97
55.87
16.92
32.61
17.23
31.54
230,331
421,741
84,454
172,609
Percent
to total
14, 545
1,337,068
100.00 1,479,403
100.00 1, 661,814
855,645
974,955
1,088, 753
Recoveries, transfers from valuation reserves,
and profits:
On securities:
Recoveries
Transfers from valuation reserves
Profits on securities sold or redeemed...
On loans:
Recoveries
___
Transfers from valuation reserves
AUother....
__
9,670
28,999
60,951
6.29
18.86
39.65
5,614
7,058
39, 723
5.87
7.38
41.53
6,884
14,844
20,165
8.49
18.30
24.87
15,401
13,333
25,378
10.02
8.67
16.51
12,125
12,129
18,994
12.68
12.68
19.86
11, 654
14, 949
12,604
14.37
18.43
15.54
Total recoveries, transfers from valuation
reserves and profits
153,732
100.00
95,643
100.00
81,100
100.00
24,010
41,360
11.10
19.12
51,191
17,162
22.16
7.43
61,233
16,739
30.12
8.24
10,909
109,258
30,740
5.05
50.52
14.21
9,606
125,596
27,452
4.16
54.37
11.88
11,349
83,978
29,982
5.58
41.31
14.75
216,277
100.00
231,007
100.00
Losses, charge-offs, and transfers to valuation
On securities:
Losses and charge-offs._
Transfers to valuation reserves..
On loans:
Losses and charge-offs
Transfers to valuation reserves..
Allother.
Total losses, charge-offs and transfers to
valuation reserves.
Profits before income taxes..
See footnotes at end of table.
793,100
839,591
100.00
125
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 22.—Earnings, expenses, and dividends of national banks, years ended
Dec. 31 > 1950-52—Continued
[In thousands of dollars]
1950
1952
1951
Amount
Taxes on net income:
Federal
State
Total taxes on net income
_
Percent
to total Amount
241,949
13, 541
-
Percent
to total Amount
317,430
15,466
387,963
17,128
255,490
332,896
405, 091
Net profits before dividends
537,610
506, 695
561, 481
Cash dividends declared:
On preferred stock
On common stock
712
228,792
615
247,230
400
258, 663
229,504
247,845
259, 063
1,098
19,707
2,375
21,342
6,355
44,334
56,807
Percent
to total
15,291
40,973
77, 526
Total cash dividends declared
Memoranda items:
Recoveries credited to valuation reserves
(not included in recoveries above):
On securities
1,839
On loans
.
»16,124
Losses charged to valuation reserves (not
included in losses above) :
On securities.
_
_
2,815
3 35, 061
On loans
Stock dividends (increases in capital stock) __
47,069
Ratios to gross earnings:
Salaries, wages, and fees
Interest on time deposits
All other current expenses
Total current expenses
Net current earnings
Ratio of cash dividends to capital stock (par
value)
__ . . . .
Ratio of cash dividends to capital accounts
Percent
30.28
8.68
22.02
Percent
30.39
8.91
20.98
Percent
29.88
9.49
21.05
60.98
60.28
60.42
39.02
39.72
39.58
11.67
3.73
12.04
3.81
11.90
3.77
* Number at end of period. Remaining figures include earnings, expenses, etc., of those banks which
were in operation a part of the year but were inactive at the close of the year.
2 Figures are averages of amounts reported for the June and December call dates in the year indicated
and the December call date in the previous year.
3 Revised.
NOTE.—Earnings and dividends figures for 1869 to 1937 were published for the years ended August 31
or June 30 and appear in the table beginning on page 96 of the Comptroller's Annual Report for 1937.
Similar figures for 1938 through 1941 appear in Table 26 on page 136 of the 1941 report. Calendar year figures
are available, beginning with the year 1917, and are published in the Comptroller's reports as follows: 1938,
p. 100; 1940, p. 17; 1942, p. 34; 1943, p. 30; 1946, p. 98, 1949, p. 100, and 1951, p. 118.
259938—53
9
TABLE N O . 23.—Number of national banks, capital stock, capital funds, net profits, dividends, and ratios years ended Dec. 81, 1929-52
[In thousands of dollars. Figures for previous years published in report for 1938, p. 115]
Capital stock (par value) i
Capital
accounts 1
Number
of banks
Preferred Common
1929
1930
1931
1932
1933
1934
1935
1936.
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
19511952-
_..
_
_
—
_
—
7,408
7,038
6,373
6,016
3 5,159
»5,467
5,392
5,331
5,266
5,230
5,193
5,150
5,123
5,087
5,046
5,031
5,023
5,013
5,011
4,997
4,981
4,965
4,946
4,916
92,469
349, 470
510, 511
447, 501
305,842
267,495
241,075
204,244
182,056
156, 739
135, 713
110, 597
80,672
53,202
32, 529
25,128
20, 979
16, 079
12,032
6,862
1, 650, 574
1, 724,028
1, 680, 780
1, 597,037
1, 507,834
1,359, 573
1, 280,813
1, 259,027
1, 285,946
1,310, 243
1,320,446
1,328, 071
1,341,398
1,354,384
1,372,457
1,440. 519
1, 536, 212
1, 646, 631
1, 736,676
1, 779, 362
1,863,373
1, 949,898
2,046,018
2,171, 026
Total
1,650, 574
1,724,028
1,680,780
1, 597,037
1,600,303
1, 709,043
1, 791,324
1, 706, 528
1,591, 788
1, 577, 738
1, 561, 521
1, 532,315
1, 523,454
1, 511,123
1, 508,170
1, 551,116
1, 616,884
1,699,833
1, 769, 205
1,804,490
1,884,352
1, 965, 977
2,058,050
2,177,888
1
Averages of amounts from reports of condition made in each year.
2 Deficit.
a Licensed banks, i e., those operating on an unrestricted basis.
.
Net
Cash diviprofits
dends on
On
On
before
dividends preferred common preferred
stock to
stock
stock
preferred
capital
291, 944
3,754,398
158,411
3,919,950
3, 753,412 2 54, 550
3,323, 536 2164, 737
2,981, 678 2 286,116
2,982,008 2153,451
158,491
3,084,092
313,826
3,143,029
3, 206,194 228, 021
198, 649
3, 281,819
251, 576
3,380,749
241,465
3,463,862
3, 596,865 269, 295
3,684, 882 243,343
350,457
3,860,443
411,844
4,114,972
4,467, 718 490,133
494,898
4,893,038
5, 293, 267 452, 983
5, 545,993 423,757
474,881
5,811,044
537, 610
6,152, 799
6,506, 378 506, 695
561,481
6,875,134
558
10,103
18,862
18,166
11,532
9,378
8,911
8,175
7,816
6,158
5,296
4,131
2,427
1,372
1,304
1,100
712
615
400
226,662
211, 272
193,196
135,381
71,106
80,915
94,377
101,850
110, 231
113,347
122, 267
125,174
124,805
121,177
125,357
139,012
151, 525
167, 702
182,147
192,603
203, 644
228, 792
247,230
258,663
o
Ratios
Cash dividends
Percent
2.89
3.69
4.06
3.77
3.51
3.70
4.00
4.29
4,26
4.54
4.79
5.12
4.56
4.22
5.19
5.24
4.43
5.11
5.83
Cash dividends on Total cash
common dividends
to capital
stock to
accounts
common
capital
Percent
13.73
12.25
11.49
8.48
4.72
5,95
7.37
8.09
8.57
8.65
9.26
9.43
9.30
8.95
9.13
9.65
9.86
10.18
10.49
10.82
10.93
11.73
12.08
11.91
Percent
6.04
5.39
5.15
4.07
2.40
3.05
3.67
3.82
3.80
3.74
3.88
3.85
3.69
3.47
3.41
3.51
3.48
3.48
3.47
3.50
3.52
3.73
3.81
3.77
Net profits before dividends
o
To capital To capital
stock
accounts
Percent
17.69
9.19
2 3.25
* 10.32
2 17.88
2 8.98
8.85
18.39
14.32
12.59
16.11
15.76
17.68
16.10
23.24
26.55
30.31
29.11
25.60
23.48
25.20
27.35
24.62
25.78
Percent
7.78
4.04
2 1.45
2 4.96
2 9.60
2 5.15
5.14
9.98
7.11
6.05
7.44
6.97
7.49
6.60
9.08
10.01
10.97
10.11
8.56
7.64
8.17
8.74
7.79
8.17
o
o
O
d
127
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 24.—Total loans of national banks, losses and recoveries on loajns, and
ratio of net losses or recoveries to voans, by calendar years, 1933-52
[In thousands of dollars]
Ratio of
Net losses
Total loans Losses and
losses (or reend of year charge-offs Recoveries or recover- coveries + )
ies (+)
to loans
Year
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
__.
.
._
.__
_
_
_
_
_._
_
-
• .
.-_
--
Average for 1933-52
.
8,104,209
7,491,967
7, 508, 784
8, 271, 210
_._
8,813, 547
8,489,120
__. 9,043,632
10,027, 773
11, 751, 792
10, 200, 798
10,133, 532
11, 497, 802
13,948,042
17, 309, 767
21,480, 457
23,818, 513
23,928,293
29, 277,480
32,423, 777
36,119, 673
305,234
299,189
160,121
154,614
71,844
80,290
67,171
58,249
51,989
43,134
43,101
41,039
29,652
44, 520
73,542
i 50,482
i 59,482
13 45,970
153,940
i 52,322
15, 482,008
-
89,294
-.
18,851
32,045
47,375
69, 658
50,342
32,152
39, 927
36,751
43, 658
40, 659
52, 900
50,348
37,392
41,313
43, 629
3 31,133
2 26,283
2 3 31, 525
2 31,832
2 32,996
39, 538
286,383
267,144
112,746
84,956
21, 502
48,138
27, 244
21, 498
8,331
2,475
+9,799
+9,309
+7,740
3,207
29,913
19,349
33,199
314, 445
22,108
19,326
49, 756
Percent
3.53
3.57
1.50
1.03
.24
.57
.30
.21
.07
.02
+.10
+.08
+.06
.02
.14
.08
.14
.05
.07
.05
.32
1 Excludes transfers to valuation reserves.
2 Excludes transfers from valuation reserves.
3 Revised.
TABLE NO. 25.—Total securities of national banks, losses and recoveries on securities,
and ratio of net losses or recoveries to securities, by calendar years, 1933-52
[In thousands of dollars]
Total securities end of Losses and
charge-offs
year
Year
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
._
_
-
-_
_
-
-
.
_ __
-._
._ ._
Average for 1933-52 _.
...
7,870,772
10,455,932
11, 477, 536
12, 780,044
11, 763,004
12,459,193
12, 811, 576
13,668,040
15,887, 508
27, 482,788
37, 504, 253
47,022,329
55,611,609
46, 642,816
44,009, 966
40, 228,353
44, 207, 750
43,022, 623
43,043, 617
44, 292, 285
244,924
206,740
116,309
91,764
92,343
115,281
109, 378
107,960
92,134
73, 253
66, 008
67,574
74,627
74, 620
69, 785
2 55, 369
2 23, 595
2
26, 825
2 57, 546
2 76, 524
29,112,100
92,128
1 Includes profits on securities sold.
2 Excludes transfers to valuation reserves.
3 Excludes transfers from valuation reserves.
Recoveries
i 51,050
i 120,096
i 180, 545
120, 534
33,777
33, 453
33, 631
40,993
48,157
36,170
59, 652
50,302
54,153
33, 816
25, 571
3 25, 264
* 7, 516
311, 509
3 6, 712
3 9, 259
49,108
Ratio of
Net losses
losses (or
or recover- recoveries
ies (+) + ) to securities
193, 874
86,644
+ 6 4 , 236
+ 2 8 , 770
58, 566
81,828
75, 747
66,967
43, 977
37,083
6,356
17, 272
20, 474
40, 804
44, 214
30,105
16,079
15,316
50, 834
67,265
43,020
Percent
2.46
.83
+.56
+.23
.50
.66
.59
.49
.28
.13
.02
.04
.04
.09
.10
.07
.04
.04
.12
.15
.15
128
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 26.—Foreign branches of American national banks, Dec. 31, 1952
]
BANK OP AMERICA NATIONAL TRUST AND SAVINGS NATIONAL CITY BANK OF NEW YORK, N. Y.—Con.
ASSOCIATION, SAN FRANCISCO, CALIF.:
England:
London.
London (West End).
Guam:
Agana.
Japan:
Kobe.
Osaka.
Tokyo.
Yokohama.
Philippines:
Manila.
Thailand:
Bangkok.
FIRST NATIONAL BANK OF BOSTON, MASS.:
Argentina:
Avellaneda.
Buenos Aires.
Buenos Aires (Alsina).
Buenos Aires (Constitution).
Buenos Aires (Once).
Rosario.
Brazil:
Rio de Janeiro.
Sao Paulo.
Cuba:
Cienfuegos.
Havana.
Havana (Avenida de Italia).
Havana (Avenida Maximo Gomez).
Sancti Spiritus.
Santiago de Cuba.
CHASE NATIONAL BANK OF NEW YORK, N. Y.:
Brazil:
Porto Alegre.
Recife (Pernambuco).
Rio de Janeiro.
Salvador.
Santos.
Sao Paulo.
Sao Paulo (Avenida Ipiranga).
Canal Zone:
Balboa.
Cristobal.
Chile:
Santiago.
Valparaiso.
Colombia:
Barranquilla.
Bogota.
Cali.
Medellin.
Cuba:
Caibarien.
Cardenas.
Havana.
Havana (Cuatro Caminos).
Havana (Galiano).
Havana (La Lonja).
Havana (Twenty-third Street Branch).
Manzanillo.
Matanzas.
Santiago de Cuba.
England:
London.
London (West End).
France:
Paris.
Hong Kong:
Hong Kong.
India:
Bombay.
Calcutta.
Japan:
Nagoya.
Osaka.
Tokyo.
Yokohama.
Mexico:
Mexico City.
Mexico City (I. la Catolica).
Panama:
Panama City.
Peru:
Lima.
Philippines:
Cebu.
Clark Field.
Manila.
Manila (Port Area Branch).
Puerto Rico:
Arecibo.
Bayamon.
Caguas.
Mayaguez.
Ponce.
San Juan.
Santurce.
Singapore:
Singapore.
Uruguay:
Montevideo.
Venezuela:
Caracas.
Canal Zone:
Balboa.
Cristobal.
Cuba:
Havana.
Havana (Vedado).
Marianao.
England:
London (Berkeley Square).
London (Lombard).
Germany:
Frankfurt am Main.
Heidelberg.
Stuttgart.
Japan:
Osaka.
Tokyo.
Panama:
Colon.
David.
Panama City.
Puerto Rico:
San Juan.
Santurce.
NATIONAL CITY BANKfacilities atYORK, N. Y.:
» Excludes banking OF NEW military establishments.
Argentina:
NOTE—Consolidated statement of the assets and liabilities of the above-named branches as of Dec. 31,
Buenos the following
1952, appears inAires.(Flores).table.
Buenos Aires
Buenos Aires (Plaza Once).
Rosario.
REPORT OF THE COMPTROLLER OF THE CURRENCY
129
TABLE NO. 27.— Consolidated statement of assets and liabilities of foreign branches
of national banks, Dec. 31, 1952 l
[In thousands of dollars]
Number of branches
98
ASSETS
Loans and discounts, including overdrafts
Securities
Currency and coin
Balances with other banks and cash items in process of collection
Due from home office and branches
Real estate, furniture and fixtures
Customers' liability on account of acceptances
Other assets
Total assets
709, 584
72, 201
62, 616
334, 260
650, 637
13, 277
23, 634
26, 623
1, 892, 832
LIABILITIES
Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government
State and municipal deposits
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
1, 029, 089
340, 674
117, 356
22, 180
127, 829
29, 371
1, 666, 499
Due to home office and branches
Bills payable and rediscounts
Acceptances executed by or for account of reporting branches and outstanding
Other liabilities
Total liabilities
89, 317
65, 588
23,739
46, 971
1, 892, 114
CAPITAL ACCOUNTS
Undivided profits, including reserve accounts
Total liabilities and capital accounts
718
1, 892, 832
i Excludes figures for banking facilities at military establishments, except one located in Saipan.
NOTE.—For location of foreign branches see preceding table.
130
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 28.—Assets and liabilities of banks in the District of Columbia, by classes,
Dec. SI, 1952
[Injthousands of dollars]
Total all
banks
Number of banks.
National
banks
19
Nonnational
banks
10
ASSETS
Loans and discounts:
Commercial and industrial loans, including open-market paper-.
Loans to farmers directly guaranteed by the Commodity Credit
Corporation
Other loans to farmers...
Loans to brokers and dealers in securities
Other loans for the purpose of purchasing or carrying stocks,
bonds, and other securities
..
Real-estate loans:
Secured by farm land (including improvements)
Secured by residential properties (other than farm):
Insured by Federal Housing Administration
Insured or guaranteed by Veterans' Administration
Not insured or guaranteed by FHA or VA
Secured by other properties
Other loans to individuals:
Retail automobile installment paper.
Other retail installment paper
Repair and modernization installment loans
-_.
Installment cash loans..
Single-payment loans
Loans to banks
All other loans
Overdrafts
Total gross loans
Less valuation reserves.
Net loans
Securities:
U. S. Government obligations, direct and guaranteed:
Direct obligations:
Treasury bills
Treasury certificates of indebtedness
Treasury notes
United States nonmarketable bonds (savings, investment series A-1965, B-1975-80, and depositary bonds)
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Total..
Obligations guaranteed by U. S. Government (Federal
Housing Administration debentures)
Total
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Total securities .
Cash, balances with other banks, including reserve balances and
cash items in process of collection:
Cash items in process of collection, including exchanges for clearing house
Demand balances with banks in the United States (except private banks and American branches of foreign banks)
Other balances with banks in United States
Balances with banks in foreign countries
Currency and coin
Reserve with Federal Reserve bank and approved reserve
agencies
Total cash, balances with other banks, etc.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Income earned or accrued but not collected
Other assets
Total assets..
154,939
101,203
53,736
131
2,918
15
1,091
116
1,827
3,757
3,345
412
272
212
60
8,964
30,616
57,299
32,123
3,319
14,474
28,773
16,396
5,645
16,142
28, 526
15, 727
26,964
5,471
• 7,741
27,838
47,668
1,125
15,107
82
11,946
2,825
1,667
12,236
24,845
250
5,751
46
15,018
2,646
6,074
15, 602
22,823
875
9,356
423,015
2,955
228,394
2,057
194,621
420,060
226,337
193,723
88,591
40,684
135,402
66,213
33, 579
83,346
22,378
7,105
52,056
25,967
147, 539
69,462
10,113
11, 777
87,823
44, 972
2,208
14,190
59, 716
24,490
7,905
517,758
329, 918
187, 840
517,765
22,876
28,233
2,007
329, 918
13,463
17,230
1,084
187,847
9,413
11,003
923
570,881
361,695
209,186
67,047
42,427
24,620
57,764
10
115
27,314
38,967
18,797
10
20
11,480
7
7
95
15,834
201,452
121,560
79,892
353,702
218,883
134,819
17,920
525
8,612
525
9,308
1,150
1,393
1,124
458
464
1,366,755
816,974
1,150
549, 781
REPORT OF THE COMPTROLLER OF THE CURRENCY
131
TABLE NO. 28.—Assets and liabilities of banks in the District of Columbia, by classes,
Dec. SI, 1952—Continued
[In thousands of dollars]
Total all
banks
National
banks
Nonnational
banks
LIABILITIES
Demand deposits:
Individuals, partnerships, and corporations
U. S. Government
States and political subdivisions
_
_
Banks in United StatesBanks in foreign countries
.-.
_.
Certified and cashiers' checks (including dividend checks), letters of credit and travelers' checks sold for cash, and amounts
due to Federal Reserve bank and agents (transit account)
Time deposits:
Individuals, partnerships, and corporationsU. S. Government
Postal savings
States and political subdivisions
Banks in United States.
Banks in foreign countries
_.
Total time deposits.
24,581
16,978
7,603
655,365
365,130
212,936
19,200
1,025
194
-
557, 762
25, 506
95
49,455
5,569
1,020,495
Total demand deposits
894,033
33,298
188
62,362
6,033
101,017
8,881
1,025
111, 919
10,319
17,075
500
16,575
336,271
7,792
93
12, 907
464
194
250,430
Total liabilities.
766,788
1,500
2,813
5,547
2,296
661
3,145
1,847
1,500
2,152
2,402
449
1,283,081
Bills payable, rediscounts, and other liabilities for borrowed money.
Income collected but not earned
_
Expenses accrued and unpaid
Other liabilities-
111,423
1,270,925
Total deposits
772,441
510,640
23,000
43,390
14,080
3,204
13, 200
22,950
6,953
1,430
CAPITAL ACCOUNTS
Capital stock: Common stock.
Sur] *
urplus-.
Undivided profits..
Reserves
Total capital accounts
Total liabilities and capital accounts.
9,800
20,440
7,127
1,774
83,674
44,533
39,141
1,366,755
816,974
549, 781
105,181
57, 218
47,963
MEMORANDUM
Assets pledged or assigned to secure liabilities and for other purposes
(including notes and bills rediscounted and securities sold with
agreement to repurchase)
_.
132
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 29.—Assets and liabilities of all banks in the District of Columbia at
date of each call during the year ended Dec. 81, 1952
[In thousands of dollars]
Mar. 31,
1952
June 30,
1952
Sept. 5,
1952
Dec. 31,
1952
19 banks
19 banks
19 banks
19 banks
386,412
539, 775
7
23,607
29,878
389,464
539, 799
7
26,159
29, 753
ASSETS
Loans and discounts (including overdrafts)-..
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve
bank.__
Reserve with Federal Reserve bank and approved reserve agencies
_
Currency and coin..
Balances with other banks, and cash items in process
of collection
_
_
Bank premises owned, furniture and fixtures _
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued but not collected
Other assets
372,816
544,632
7
21,329
34,916
420,060
517,758
7
22, 876
28,233
1,948
1,948
2,007
179,709
25,770
202, 980
23, 323
201,452
27, 314
108,907
17,215
597
103,543
17,433
520
94,263
17,559
525
124,936
17, 920
525
1,200
1,389
1,391
1,200
1,543
1,194
1,200
1,964
1,261
1,150
1,393
1,124
1,333,589
Total assets
1,923
202, 728
24,539
1,312,539
1,330,205
1,366, 755
850, 919
867, 520
212,578
1,025
53, 787
481
75,440
27,148
213,292
1,025
47, 717
419
84,636
17,638
1,232,247
983,911
248,336
212, 936
1,025
52,498
382
85,470
24, 581
1,270, 925
1,020,495
250,430
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected but not earned
_
Expenses accrued and unpaid
Other liabilities
Total liabilities.
.-.
-
209,112
1,025
48,512
714
81,633
27,299
U 236,575
991, 936
2U,6S9
1,221,378
971>, 577
H6,801
1,200
2,044
4,590
8,762
700
2,383
4,618
1,288
5,800
2,622
5,487
1,360
1,500
2,813
5,547
2,296
1,253,171
1,230,367
1,247,516
1,283,081
22,500
40,480
14,364
3,074
23,000
41,080
14,802
3,290
23,000
41,080
15,154
3,455
23,000
43,390
14,080
3,204
1,330,205
1,366, 755
108,579
105,181
CAPITAL ACCOUNTS
Capital stock: Common stock
Surplus
Undivided profits..
Reserves
Total capital accounts
Total liabilities and capital accounts
80,418
1,312, 539
83, 674
82,172
1, 333,589
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
95,343
133
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 30.—Assets and liabilities of nonnational banks in the District of
Columbia at date of each call during the year ended Dec. 31, 1952
[In thousands of dollars]
Mar. 31,
1952
Sept. 5,
1952
Dec. 31,
1952
10 banks
Loans and discounts (including overdrafts)
U. S. Government securities, direct obligations
Juno 30,
1952
10 banks
10 banks
10 banks
Total assets.
182,980
193, 037
7
9,718
11,473
182,677
195,005
7
10,449
11,556
923
923
73,472
10, 995
69,870
11, 924
73,418
10,811
79,892
11,480
34,800
9,028
69
34,185
9,133
34, 761
9,200
43,447
9,308
1,200
874
861
1,200
'951
802
1,200
1,228
859
1,150
935
660
523, 750
Obligations guaranteed by U. S. Government-,.
Obligations of States and political subdivisions
Other bonds, notes, and debentures..
Corporate stocks, including stock of Federal Reserve
bank
_._
Reserve with Federal Reserve bank and approved reserve agencies
Currency and coin.._
.__
__
Balances with other banks, and cash items in process
of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises or other real estate
Income earned or accrued b u t not collected
Other assets
526, 203
532,094
549, 781
175,406
192,344
7
10,444
13, 328
922
193,723
187,840
7
9,413
11,003
LIABILITIES
Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
_
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Income collected b u t not earned
Expenses accrued and unpaid
Other liabilities
-
316,224
311,785
321, 633
336,271
108,998
111, 336
112,149
111,919
17, 976
588
29, 899
6,625
480,310
343,427
136,883
22,270
443
28,263
8,475
482,572
344,655
137, 917
18,463
344
28, 974
5,927
487,490
348,316
139,174
18, 111
287
29, 946
7,603
504,137
365,130
139,007
700
1,859
2,097
522
800
2,054
2,676
1,500
2,152
2,402
449
485,768
487, 750
493,315
510,640
9,800
19,830
6,471
1,881
Total liabilities..
1,200
1,596
2,157
505
9,800
20,130
6,472
2,051
9,800
20,130
6,732
2,117
9,800
20,440
7,127
1,774
CAPITAL ACCOUNTS
Capital stock: Common stock..
Surplus
Undivided profits
Reserves
-
Total capital accounts.
.-
-
Total liabilities and capital accounts
37 982
38,453
38,779
39,141
523,750
526,203
532,094
549,781
44, 523
45,088
46,002
47,963
MEMORANDUM
Assets pledged or assigned to secure liabilities and for
other purposes
134
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 31.—Earnings, expenses, and dividends of banks in the District of
Columbia, years ended Dec. SI, 1952 and 1951
[In thousands of dollars]
Years ended Dec. 31—
National
banks
Total
Nonnational
banks
1952
Number of banks*.
Capital stock, par value2
Capital accounts2
..
. .
Earnings from current operations:
Interest and dividends on:
U. S, Government obligations
Other securities
Interest and discount on loans
Service charges and other fees on banks' loans
Service charges on deposit accounts
Other service charges, commissions, fees, and collection and exchange charges.
Trust department
Other current earnings
Total earnings from current operations
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers
Number of officers l
Number of employees otherthan officers1
Fees paid to directors and members of executive,
Interest on time deposits (including savings deposits)
Interest and discount on borrowed money
Taxes other than on net income
Recurring depreciation on banking house, furniture and fixtures
Other current operating expenses
Total current operating expenses
Net earnings from current operations
Recoveries, transfers from valuation reserves, and
profits:
On securities:
Recoveries...
_ __
Transfers from valuation reserves
Profits on securities sold or redee med
On loans:
Recoveries
Transfers from valuation reserves
All other
Total recoveries, transfers from valuation reserves and profits «
Losses, charge-offs, and transfers to valuation reserves:
On securities:
Losses and charge-offs .
Transfers to valuation reserves
On loans:
Losses and charge-offs .
Transfers to valuation reserves
All other
Total losses, charge-offs, and transfers to valuation reserves
1951
1952
1951
1952
19
22,833
81,881
19
22,333
78,295
9
13,033
43,503
9
12,533
41,253
10
9,800
38,378
10
9,800
37,042
9,419
1,178
16,840
208
2,677
8,648
1,093
15,173
160
2,537
6,083
583
8,495
43
1,192
5,785
480
7,623
42
1,128
3,336
595
8,345
165
1,485
2,863
613
7,550
118
1,409
943
1,939
1,446
857
1,913
1,397
209
701
457
191
647
461
734
1,238
989
666
1,266
936
34,650
31, 778
17,763
16,357
16,887
15,421
3,684
8,348
896
8,008
3,356
7,507
888
2,861
1,933
3,828
200
1,851
1,759
3,497
190
1,278
1,751
4,520
196
1,652
1,597
4,010
198
1,688
1951
250
237
129
122
121
115
1,795
111
1,398
1,581
34
1,323
664
33
636
668
21
570
1,131
78
762
913
13
753
695
5,537
657
5,168
330
2,801
319
2,617
365
2,736
338
2,551
21,818
19,863
10,354
9,573
11,464
10,290
12,832
11, 915
7,409
6,784
5,423
5,131
64
76
50
66
14
10
149
166
86
179
30
539
40
8
31
130
334
109
158
55
49
30
205
473
824
136
530
337
294
711
6
757
6
432
540
279
6
217
6
84
252
348
13
786
485
32
189
181
12
533
91
52
63
167
1
253
394
1,401
2,047
834
1,176
567
871
8
1
7
* Number at end of period.
* Figures are averages of amounts reported for the June and December call dates in the year indicated and
the December call date in the previous year.
135
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 31.—Earnings, expenses, and dividends of banks in the District of
Columbia, years ended Dec. 81, 1952 and 1951—Continued
[In thousands of dollars]
Years ended Dec. 31
National
banks
Total
1952
_
Taxes on net income: Federal
Net profits before dividends
Cash dividends
11,904
_
_
Profits before income taxes
1951
5,458
6,446
_
Total current expenses
1952
1951
10,692
6,711
6,138
5,193
4,554
4,892
5,800
3,240
3,471
2,870
3,268
2,218
2,975
2,022
2,532
3,068
._
Memoranda items:
Recoveries credited to valuation reserves (not included in recoveries above):
On securities
On loans..
_
Losses charged to valuation reserves (not included
in losses above):
On securities
On loans
Stock dividends (increases in capital stock)
Ratios to gross earnings:
Salaries, wages, and fees
Interest on time deposits
All other current expenses
Nonnational
banks
3,014
1,693
1,645
1,375
1,369
104
136
62
61
42
75
309
200
462
247
200
286
62
176
1952
1951
Percent Percent Percent Percent Percent Percent
33.16 32.88
35.45 34.93
37.85
37.11
4.98
3.74
4.09
5.18
6.70
5.92
22.60
21.39
21,56
22.34
23.34
23.70
62.97
62.51
58.29
58.53
67.89
66.73
37.03
37.49
41.71
41.47
32.11
33T27
Ratio of cash dividends to capital stock (par value) - _ _ 13.44
Ratio of cash dividends to capital accounts
3.75
13.50
3.85
12.99
3.89
13.13
3.99
14.03
3.58
13.97
3.70
Net current earnings
_
CO
TABLE N O . 32.—Number of banks, capital stockt capital funds, net profits, interest and dividends, and ratios, all banks in the District of Columbia,
years ended Dec. 31, 1929-52
o
[In thousands of dollars. Figures for previous years published in report for 1940, p.200]
Capital »
Number of Capital
banks notes and
debentures
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
41
39
39
34
21
22
22
22
22
22
22
22
22
22
22
21
21
20
19
19
19
19
19
19
300
1,340
1,790
1,536
1,419
1,303
1,295
999
604
454
400
123
Preferred
stock
(par
value)
1,575
1,650
1,650
1,554
1,355
1,208
1,288
1,130
969
794
317
34
Common
stock
(par
value)
24,868
24,008
23,328
23,072
19, 216
18,345
18,235
18,243
18, 250
18,060
17,300
17,338
17,490
17,669
17,768
17, 616
17,833
19, 783
20, 750
20,933
21,017
21,467
22,333
22,833
Interest and cash dividends
Total
24,868
24,008
23,328
23,072
19, 516
21, 260
21, 675
21,429
21, 223
20, 718
19, 803
19,625
19, 224
19,092
18, 962
18,056
17, 867
19, 783
20,750
20, 933
21,017
21, 467
22, 333
22, 833
Net
On
Capital profits
capital
accountsJ before
notes
dividends and
debentures
52,733
52,638
52,066
50,062
41,119
39,849
40,843
42,263
44,365
45,481
46,966
48,191
49, 499
50,425
51,447
52,301
55, 255
61,601
65,468
67,653
69,635
73,451
78, 295
81,881
* Averages of amounts from reports of condition made in each year.
* Deficit.
4,374
2,983
1,514
2
1,218
2 2,186
2 416
2,501
3,744
2,966
2,480
3,455
2,986
3,283
2,436
2,468
3,573
5,485
5,438
4,991
3,589
5,083
6,361
5,800
6,446
31
77
58
47
41
40
28
24
11
17
6
Interest
on capCash
Cash
ital notes dividends dividends
and de- on pre- on comOn pre- On com- benmon
ferred
mon
ferred
tures to stock to stock to
stock
stock
capital preferred common
notes
capital
and de- capital
bentures
34
68
68
59
50
47
56
42
38
31
16
1
2,797
2,755
2,648
2,278
1,006
901
996
1,083
1,194
1,248
1,379
1,416
1.442
1,439
L, 432
L, 557
1,610
]L 902
2,198
2,412
2,653
2,912
J, 014
J, 068
I
s
Ratios
2.31
4.30
3.78
3.31
3.15
3.09
2.80
3.97
2.42
4.25
4.88
2.16
4.12
4.12
3.80
3.69
3.89
4.35
3.72
3.92
3.90
5.05
2.94
11.25
11.48
11.35
9.87
5.24
4.91
5.46
5.94
6.54
6.91
7.97
8.17
8.24
8.14
8.06
8.84
9.03
9.61
10.59
11.52
12.62
13.57
13.50
13.44
Net profits before dividends
Total
interest
and cash
dividends
To
to capital capital
accounts stock
5.30
5.23
4.09
4.55
2.45
2.42
2.79
2.86
2.93
2.94
3.12
3.11
3.05
2.95
2.88
3.02
2.92
3.09
3.36
3.57
3.81
3.96
3.85
3.75
17.59
12.43
6.49
2 5.28
2 11. 20
2 1.96
11.54
17.47
13.98
11.97
17.45
15.22
17.08
12.76
13.02
19.79
30.70
27.49
24.05
17.15
24.19
29.63
25.97
28.23
To
capital
accounts
8.29
5.67
2.91
2 2.43
2 5.32
2 1.04
6.12
8.86
6.69
5.45
7.36
6.20
6.63
4.83
4.80
6.83
9.93
8.83
7.62
5.31
7.30
8.66
7.41
7.87
i
d
137
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 33.—Total loans of banks in the District of Columbia, losses and recoveries on loans, and ratio of net losses or recoveries to loans, by calendar years
1933-52
ALL BANKS
[In thousands of dollars]
Total loans
end of year
Year
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
.
Losses and
charge-offs
Recoveries
Net losses Ratio of losses
(or recovor recoveries eries + ) to
(+)
loans
Percent
2.39
3.21
.92
.58
__
_
Average for 1933-52. _
2,255
2,847
1,142
946
347
416
257
371
332
225
237
600
195
184
303
1395
1574
1382
»475
1393
123
137
346
398
372
201
137
193
277
351
297
434
300
483
529
2 211
2 304
2 539
2 315
2 253
215
120
178
55
+126
+60
166
+105
+299
+226
184
270
+157
160
140
176,029
.
89,108
84,365
86,825
95,234
103,831
99,813
112,470
128,221
144, 649
118, 524
106,789
110,479
125, 302
175,340
242,755
270,963
285,399
347,853
372, 607
420,060
644
310
334
.19
80
31
156
150
225
103
59
119
143
147
113
141
112
211
230
2
100
2 93
2 180
2 191
2 102
975
1,281
416
256
2.28
3.09
1.05
.60
2,132
2,710
796
548
+25
+.02
.22
.11
.14
.04
+.11
+.06
.15
+.08
+.17
+.09
.07
.09
+.05
.04
.03
NATIONAL BANKS
1933
1934 .
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
-.
-.
.
._
- -
..
_
._
.
.
.
.
.
. _ . . _ .
Average for 1933-52
42,739
41,412
39,674
42,958
49,180
44,810
51,608
60.059
68, 766
55,876
51, 534
55,181
67,807
96,720
131,989
145,299
145,982
183, 547
199,131
226,337
1,055
1,312
572
406
176
215
167
178
122
112
133
110
66
62
133
» 264
1261
U66
1298
1279
+49
112
108
59
+21
+35
20
+.10
.25
.21
.10
+.03
+.06
.04
+31
+46
+149
+97
+.06
+.07
+.15
+.07
164
168
+14
107
177
+.01
134
170
.19
1,200
1,535
570
540
171
201
90
193
210
113
104
490
129
122
170
U31
1313
1216
U77
U14
43
106
190
248
147
98
78
74
134
204
184
293
188
272
299
2 111
2 211
2 359
3 124
2 151
1,157
1,429
380
292
24
103
12
119
76
+91
+80
197
+59
+150
+129
20
102
+143
53
+37
2.50
3.33
.81
.56
.04
.19
.02
.17
.10
.36
+.10
+.19
+.12
.02
.07
+.09
.03
+.02
340
176
164
.19
304
90,030
.11
.11
.05
.08
NONNATIONAL BANKS
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
.
.
.
.
.
-.
-.
_
.
.
.
.
-
.
.
.
.
Average for 1933-52.. _
46,369
42,953
47,151
52, 276
54,651
55,003
60,862
68,162
75,883
62, 648
55, 255
55,298
57, 495
78,620
110,766
125, 664
139,417
164,306
173,476
193, 723
85,999
i Excludes transfers to valuation reserves.
2
Excludes transfers from valuation reserves.
+.15
+.14
138
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 34.—Total securities of banks in the District of Columbia, losses and
recoveries on securities, and ratio of net losses or recoveries to securities, by calendar
years 1933-52
ALL BANKS
[InTthousands of dollars]
Total securities end of
year
Year
1933
1934
1935
1936
1937
1938
1939 .
1940
1941
1942
1943
1944-.1945
1946..
1947
1948.
1949
1950
1951..
1952
_
_
-.
99,160
109,832
122,028
134,533
135,867
138,533
134,137
136,389
158,518
306,889
433,694
549,977
719,103
621,710
547,104
509,545
534,759
575,500
601,232
570,881
.
_
_-
.
..
64,625
67,263
73,276
77,706
83,437
81,286
81,270
81,589
94,880
203,593
276,495
341,778
440, 209
372,566
327,705
308,248
345, 537
379 010
388,279
361, 695
.
-.
.
-.
.-
_.
_
_
--
. .
.
_
.
. . .
2,145
930
496
845
811
892
1,045
732
827
466
770
639
299
205
347
2 201
2 126
2 169
2 757
2 711
949
639
342
609
507
562
883
533
617
271
641
231
182
97
166
2 44
2 24
2 100
2 540
2 432.
222,523
419
NONNATIONAL BANKS
Average for 1933-52.
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948--.
1949
1950
1951
1952..
Ratio of losses
Net losses or (or
Recoveries recoveries(+) + ) recoveries
to securities
671
356,970
NATIONAL BANKS
Average for 1933-52
1933.
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944 _
1945
1946
1947
1948--.
1949
1950
1951
1952
Losses and
charge-offs
.
Average for 1933-52.
_
34,535
42,569
48,752
56,827
52,430
57,247
52,867
54,800
63,638
103,296
157,199
208,199
278,894
249,144
219,399
201,297
189,222
196,490
212,953
209,186
134,447
i Includes profits on securities sold.
8
Excludes transfers from valuation reserves.
1,196
291
154
236
304
330
162
199
210
195
129
408
117
108
181
2 157
2 102
2 69
2 217
2 279
1459
U,221
11,374
538
297
426
493
351
359
262
590
459
278
125
83
388
32
82
Percent
1.70
+.26
+.72
.23
.38
.34
.41
.28
.30
.07
.04
.03
.002
.01
.05
.02
.02
.03
.13
•12
38
1,686
+291
+878
307
514
466
552
381
468
204
180
180
21
80
264
113
124
167
757
703
371
300
.08
1339
1720
1821
398
211
334
294
285
242
0.94
+.12
+.65
.27
.35
.28
.60
.30
.40
.04
.06
+.01
.002
.01
.05
37
610
+81
+479
211
296
228
489
248
375
72
172
+19
9
21
150
+36
23
100
540
425
251
168
.08
1120
1,076
+210
+399
96
218
238
63
133
93
132
8
199
12
59
114
149
101
67
217
278
3.12
+.49
199
469
250
173
76
16
3 80
31
»553
' 140
86
92
99
66
117
63
121
209
105
49
67
38
31
32
31
132
252
120
2 Excludes transfers to valuation reserves.
+.01
.01
.03
.14
.12
17
.42
.42
.12
.24
.15
.13
.01
.10
.004
.02
.05
.07
.05
.03
.10
.13
.10
REPORT OF THE COMPTROLLER OF THE CURRENCY
139
TABLE N O . 35.—Summary of assets and liabilities Dec. 81, 1952, and receipts and
disbursements in year ended Dec. 81, 1952, of the 17 credit unions in the District
of Columbia, chartered under the District of Columbia Code
Amount
ASSETS
Loans.
Building association investments
U. S. Government securities
Other bonds and securities
Deposits in banks
Cash on hand
_
_
Furniture and
fixtures
Other assets
_
Amount
LIABILITIES
_
..
__.
Total assets
$2,342,473
410,962
294,395
19,782
311,257
148,457
11, 618
4,152
Shares paid in
Surplus fund
Net undivided profits
Reserve fund for bad debts
Bills payable.
Other liabilities
__.
Total liabilities.
$3,152,791
36,859
139,486
198,333
3,027
12,600
3,543,096
3,543,096
R E C E I P T S AND DISBURSEMENTS IN YEAR E N D E D D E C . 31,1952
Receipts
Amount
CAPITAL RECEIPTS
Loans repaid
Payments on shares..
Building association shares redeemed.
U. S. Government securities sold
Other bonds and securities sold
Bills payable
Fees
Fines
Recoveries on loans to reserve fund...
Depreciation on furniture & fixtures..
Other receipts
Total capital receipts
Other income
Loans made
Shares withdrawn.
_,
Building association shares purchased
U. S. Government securities purchased
Bills payable
Loans charged against reserve fund
Other disbursements.
$3,556,501
933,609
230,429
Total capital disbursements
5,989,147
5,867,039
197,714
9,419
8,197
215,330
26,171
2,232
136, 574
Salaries
_.
General expenses
Interest on borrowed money
Dividends
Depreciation on furniture and fixtures.
Total expenses
_
Transferred to reserve fund for bad
debts
Transferred to surplus...
Cash on hand at end of period
Deposits in banks at end of period
Grand total..
408,302
6,655,648
NOTE.—Number of borrowing members, 8,209; nonborrowing, 10,189.
53,504
1,162,762
26,811
25,531
EXPENSES
Total earnings
Transferred to reserve fund for bad
debts
Transferred to surplus
Cash on hand at beginning of period.
Deposits in banks at beginning of
period.
Grand total
Amount
CAPITAL DISBURSEMENTS
$3,163,099
1,439,033
27,768
24,580
22,043
1,162,289
1,081
514
14,971
1,207
10,454
EARNINGS
Interest on loans
_
Building association dividends
Disbursements
_
66, 683
20,096
898
89,500
1,207
178,384
26,171
2,232
148,457
311,257
6,655, 648
TABLE NO. 36.—Assets and liabilities of all active banks in the United States and possessions, by classes, Dec. 31, 1952
[In thousands of dollars]
Banks other than national
All banks
other than
Mutual
national State comPrivate
mercial i
savings
Total all
banks
14,596
Number of banks,.
National
banks
4,916
9,680
9,066
28,040,657
725,563
3,221,324
2,060,151
1,128,483
16,895,489
306,505
1,580,078
924,034
574,424
11,145,168
419.058
1,641,246
1,136,117
554.059
11,062,508
418,016
1,632, 579
1,129, 721
542,635
529
85
29,765
52,895
1,042
6,878
6,396
8,399
ASSETS
Loans and discounts:
Commercial and industrial loans (including open-market paper)
Loans to farmers directly guaranteed by the Commodity Credit Corporation
Other loans to farmers
._
Loans to brokers and dealers in securities
Other loans for the purpose of purchasing or carrying stocks, bonds, and other securities.
Real estate loans:
Secured by farm land (including improvements).._
Secured by residential properties (other than farm)
Secured by other properties..
Other loans to individuals.
Loans to banks
All other loans (including overdrafts)
Total gross loans
Less valuation reserves
__
_
Net loans
Securities:
U. S. Government obligations, direct and guaranteed
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stocks of Federal Reserve banks
Total securities
Currency and coin
Balances with other banks, including reserve balances and cash items in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances outstanding-.
Other assets...
Total assets
1,129,888
22,063, 582
4,051,856
12,836,043
157, 625
1, 591,013
402,931
726, 957
6,516, 750 15, 546, 832
1,344,949
2, 706,907
7,117,845
5,718,198
84,510
73,115
890,454
700, 559
77,006,185
1,077,382
518,296
75,928,803
36,119,673
652,802
5,663,706
1, 274,438
5,611,313
72,847
682,979
3,025
72, 604
9,875,471
1,431,088
96,746
10,223
1,551
7,655
1,381
10,139
268
7,357
40,368, 216 28,743, 544 11, 520, 711
559,086
387,269
171, 526
103,961
291
39,809,130
103, 670
28,356,275
73,010,835 35, 936,442 37,074,393 27, 557, 701
10, 563, 520 5,982, 753 4, 580, 767 4, 200,315
6,146,191 2,176, 230 3, 969, 961 1,397, 590
739,380
196,860
542, 520
197, 924
90,459,926
"l,"789"
11,349,185
9,422,330
325,394
2, 569, 901
336,039
94,362
55,058
2,470
8,557
44, 292,285 46,167, 641 33,353, 530 12,653, 664
160, 447
2, 938, 679 1,446.134
1, 492, 545 1,362, 586
42, 825,197 24,953, 269 17, 871, 928 16,990, 276
1,442,139
747, 912
694, 227
561, 367
41,063
22, 555
13,115
18, 508
100, 566
42,690
57,876
42, 690
340,830
159, 452
169, 263
171, 567
753,400
323,776
429, 624
251,006
214,830, 603 108,132,743 1106,697,860
81,090,297
125, 268
792,812
131, 889
4,277
4,691
88,840
971
1,116
176,348
12,115
2,270
25, 233,443
374,120
LIABILITIES
Demand deposits:
Individuals, partnerships, and corporations
U. S. Government
States and political subdivisions
Banks in the United States
Banks in foreign countries
Certified and cashiers' checks, etc
Total demand deposits
_
_
Time deposits:
Individuals, partnerships, and corporations
U. S. Government
Postal savings
States and political subdivisions
Banks in the United States
Banks in foreign countries
Total time deposits
Total deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding...
Other liabilities
_..
Total liabilities-
292, 692
61, 909, 225 21, 517,160 40, 392,065 17, 787,175 22, 577,929
52, 229
6
52, 223
274, 883
327,112
19, 597
19, 597
13, 588
33,185
676, 322
1, 693,182 1,008,169
685,013
8,197
159, 399
22,284
183, 670
1,942
161, 386
280,499
282,404
562, 903
280, 499
26,961
76,139,288
55, 582, 791 55, 256, 934
20,946
2,851
1,771
50
22, 588,074
27,500
320,192
64, 709,277 23,118,488 41, 590, 789 18,975,215
_
s
494
45
196,431, 356 99, 257, 776 97,173, 580 74, 232,149 22, 621,239
Capital notes and debentures
Preferred stock
Common stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock and capital notes and debentures
Total capital accounts
Total liabilities and capital accounts
Includes stock savings banks.
2 Book value included with " Reserves"—retirable value amounts to $4,850,000.
33,165
131, 722,079
CAPITAL ACCOUNTS
1
7,547
232,821
348
6,255
16,041
27, 301
9,926
100,141,329 56, 682,902 43, 458,427 43,204, 660
5, 020,892 2,963,167 2, 057, 725 2,054, 526
8, 993, 643 5,263, 507 3, 730,136 3, 722,110
13,122, 256 8, 805,162 4, 317, 094 4, 301,003
656,178
810, 672
628,877
1,466,850
2, 977,109 1, 613,878 1, 363, 231 1, 345, 758
132,876
4.014
14; 405
3,389
199,376,615 101,073, 522 98, 303, 093 75, 206, 963 22, 754,130
342,000
196,234
362,437
2, 386, 588
75,921
179, 294
1, 560, 531
120, 313
183,143
826,057
116,284
168, 738
689, 792
15
§
!
fel
15,453, 988
7, 059,221
(2)
46,474
27,274
1, 712, 854
2, 719, 866
1,157,087
219, 779
1, 701, 619
681,408
96, 286
8, 394, 767 5, 883, 334
2, 479, 313
46,474
46,474
27,274
32, 940
5,666
3, 937, 382 2,219,186 1, 718,196
7, 776, 273 3, 334, 218 4,442,055
3, 065, 552 1, 225, 731 1,839,821
320,947
595, 367
274, 420
214,830, 603 108,132, 743 106, 697, 860 81, 090,297 25,233,443
5,342
20, 570
1,326
4,882
32,120
374,120
d
TABLE NO. 37.—Assets and liabilities of all active banks in the United States and possessions, Dec. 31, 1952 {includes national, State commercial,
savings, and private banks)
ASSETS
[In thousands of dollars]
Location
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
—
Total New England
States...New York
New Jersey
— PpnTisylvajiia
.
Delaware
-Maryland
District of Columbia
Total Eastern States_
Virginia
West Virginia
North Carolina
South Carolina
Georgia
••Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky _
Tennessee
Total Southern States.
Population Num(approxi- ber
of
mate)
banks
Loans a n d
discounts,
including
overdrafts
U. S. Gov- Obligaernment tions of
Other
States
obligabonds,
and potions,
notes,
direct and litical
and deguaran- subdivi- bentures
sions
teed
Corporate
stocks,
including
stocks
of Federal
Reserve
banks
to
Balances
with other
banks, inCurrency cluding
reserve
and
balances
coin
and cash
items in
process of
collection
876,000
541 000
371,000
4, 790,000
804,000
2,098,000
96
109
74
368
21
184
295,073
276,820
213, 668
3, 664, 334
451, 458
1, 225, 510
346, 599
261, 844
118,149
3, 398, 906
492, 960
1, 527,193
24, 691
14,059
15,854
205, 863
22, 229
170, 753
60,120 11,951
28,425 29,168
1,817
10,041
420, 596 165, 316
52,848 18, 559
223, 789 66,147
18,840
9,731
6,439
106, 321
23,108
62, 553
105, 563
68,063
47, 597
1,140, 771
145, 346
475, 892
9,480,000
852
6,126,863
6,145, 651
453,449
795, 819 292, 958
226, 992
15^437,000
5,201,000
10, 752,000
346,000 2, 592, 000 831,000 ' 35,159,000
3, 505,000 • 2,005,000
4, 273,000 2,160,000 •
3, 574,000'
3,240,0003,052,000
2,232, 000
2, 880,000
8,436,000
1,932,000
2,928,000
3,389,000
43, 606,000
Real
Bank
estate
premises owned
owned, other
furniture than
and
bank
fixtures premises
5,705
4,913
3,323
60,441
14,012
30, 970
522
366
382
814
13
854
Investments
and
other
assets
indirectly
representing
bank
premises or
other
real
estate
Customers'
liability on Other
accept- assets
ances
outstanding
576
49
162
1,294
325
111
4
29, 687
467
157
1,366
331
532
30, 698
2,689
17,103
2,517
30, 315
Total
assets
871,006
693, 769
417,968
9,225,041
1, 224,014
3,801,032
1, 983,232
119, 364
2,951
52, 719
16, 232,830
734 22, 795, 534 15, 896, 578 2, 225, 375 1,860, 541 188, 537
335 2, 097, 904 2,497, 950
476, 866
292, 607 16,150
947 4, 726, 400 4, 722, 099
966,404 53, 981
797, 467
37
7,652
22, 835
65, 741
217,154
245, 897
165
4,729
95, 849
92, 974
710,195 1,102, 330
2,007
22, 876
28, 233
19
420, 060
517, 765
372, 342 10, 236,069
931,855
124, 272
237, 562 2, 588, 298
97, 042
10, 739
438,836
47,165
326, 388
27, 314
320, 692
64, 446
116,256
5,151
19,126
17, 920
2,699
562
5,257
318
273
525
6,282 218, 636 297, 282
298 19, 772
681
4,512 38, 323
17,058
3
1,036
1,884
559 23, 360
468
1,150
2,517
54,420, 567
6, 523, 363
14,273, 617
675,452
2, 535, 864
1, 366, 755
2,237 30, 995, 990 24,953,876 3, 641, 268 3, 306, 500 273,056
819, 394 14, 618, 488
26, 675 224,008 383,138
79, 795, 618
315
182
226
149
390
213
229
202
167
915
230
380
297
3,895
543, 591
9,634
111, 360
54,165
166,053
51, 539
99, 630
143, 639
129,038
131, 790
177, 706
361, 761
78,482
48,138
128,499
40,688
14,124
72, 611
21, 786
21, 561
22, 652
20, 055
4,030
10,420
84,404
7,445
30, 654
15,881
3,476
2,500
2,899
897
2,922
2,768
1,993
787
3,009
13,187
977
2,208
4,405
59, 455
31, 378
67, 340
30, 586
49,247
62, 686
37,168
28, 336
46,554
138,007
20,940
45,235
51,824
577, 767
235,255
541, 649
215, 894
568, 557
645,161
376, 347
224, 252
599, 291
2, 875, 929
277, 751
516, 549
618,248
23, 599
8,579
18, 469
6,179
23,102
27, 972
10, 900
8,207
14,435
90,350
5,046
10, 660
23, 936
525
55
371
88
428
874
477
288
229
14,480
44
178
724
2,123
628
100
52
278
808
626
2
752
6,648
32
148
35
9,864, 567 10,109,213 1, 681,800
366, 311
42,028
668, 756
8, 272, 650
271,434
18, 761
12,232
880, 750
331, 671
798,024
239,224
828,861
639,226
482,803
278, 607
573,365
3, 023, 930
251, 737
636, 331
900,038
873, 223
458, 510
730,806
332, 570
654, 663
1,091, 919
505, 583
299,158
803, 617
2, 553, 487
355,240
717,438
732, 999
371
8
69
5
1,062
258
3,874
29,257
2
35
7,651
4,456
1,804
9,960
1,258
5,261
5,888
3,181
895
6,747
12,462
905
2,751
3,823
2, 577, 793
1,138, 677
2,408,351
900,073
2,254, 510
2, 643, 598
1, 569,233
976, 610
2,239,999
9, 203,902
998, 601
2,010, 325
2,488,063
42, 592
59, 391
31,409,735
8,300,000
4,208,000
9,052,000
6, 837, 000
3, 563, 000
3, 043,000
2, 659,000
4,199,000
Ohio....
Indiana.
Illinois...
Michigan
Wisconsin
Minnesota.
Iowa
Missouri
Total Middle Western
States
41, 861, 000
209,168
59,234
360,078
89, 534
85, 456
124, 359
28,303
86, 216
12, 648
3,799
24, 546
7,670
3,263
3,727
1,849
20,136
176, 824
87, 596
152, 555
133, 444
61, 845
43, 639
46,307
67, 854
1,863, 261
862, 972
3, 362,413
1,357,247
712,443
729, 555
536, 238
1,380, 462
62,016
23, 752
50,395
45, 999
20, 298
15, 765
11,349
26,950
99
142
727
440
227
664
66
1,519
11,379
351
6,494
1,436
1,033
3,834
2,778
1,125
559
123
4,788
269
175
725
34
1,975
22,966
7,167
40,362
17,454
8,242
9,201
2,565
11,918
9, 758,114
4,032,451
15, 542,195
7,055, 372
3, 740,856
3,690,048
2, 684, 950
5, 418, 777
4,960 15, 707, 932 20,322, 473 2, 780,356 1, 042, 348
77, 638
770,064 10,804, 591
28,430
8,648 119,875
51, 922,763
656, 239
592, 801
1,634, 780
2, 087,398
690, 381
333, 938
1, 511, 211
469, 768
2,162, 285
654
485
894
429
557
680
663
598
3,090,162
1,047, 467
4,390, 214
2,009, 717
1, 071, 744
1, 263, 965
970, 873
1,863, 790
3, 784, 621
1, 771, 963
6,325,981
2,917, 292
1, 598, 631
1, 286, 792
896,317
1,740, 876
524, 411
167,885
823, 642
474, 870
177, 499
207, 822
188, 271
215, 956
256, 524
3,884
14,838
8,825
21, 513
27, 245
16,042
3,281
16, 081
1,416
27, 030
350
458
1,626
1,730
613
337
1,691
426
2,476
7,683
8,175
16, 531
27, 342
9,486
5,241
20, 736
10, 947
30, 589
103,005
113, 946
401,422
504,490
155,927
83, 600
364, 366
131,461
595, 760
1,966
3,263
7,382
8,736
3,900
2,069
5,317
4,210
13, 893
12
4
52
231
18
28
54
178
358
2
44
168
1,941
213
518
1,908
1,309
2,335
2,333
3,783
322
4,772
513
3,304
551,324
136, 271
9,707
136, 730
2, 453, 977
50, 736
935
2,708
731
20, 579
10,138,801
182, 936
126, 352
999, 707
17, 285
33,476
7,934
37, 743
62,163
13,007
375, 643
2,895
4,599
4,514
12,084
2,806
2,274
35, 641
525
775
208
710
38, 288
20, 625
156, 607
8,686
9,502
6,751
15, 633
526,842
336, 659
3, 307, 697
97,151
155, 964
40, 582
108, 304
23, 518
17, 376
127, 462
3,987
4,824
2,350
8,620
230
502
1,935
37
44
33
1,490
627
14
25, 920
13
841
196
542
31, 254
5,607
6,498
64, 367
482
478
853
3,755
2, 620,196
1, 764,864
17, 765, 800
544,367
745, 379
240,037
656, 516
42, 939
256, 092
4, 573,199
188,137
4,271
27,484
31, 992
82,040
24, 337,159
595,000
647, 000
1,390, 000
2,027, 000
594, 000
303,000
1, 455,000
740,000
2, 333, 000
153
170
417
609
109
52
158
51
385
149,859
186, 814
510,469
679, 301
177, 520
93,568
498, 263
133, 380
644, 234
340, 265
245, 520
580, 797
680, 501
295, 857
133, 711
560, 470
176, 063
688, 511
36, 353
24, 487
92, 648
154, 941
27, 235
11, 779
39, 204
11,006
153, 671
Total Western States. 10, 084, 000
2,104
3,073, 408
3, 701,695
2, 509, 000
1, 621, 000
11, 705, 000
599,000
742, 000
187,000
886, 000
121
69
199
40
55
8
14
987, 519
677, 291
7, 280, 916
205,334
270, 311
75, 587
246, 502
789,464
563, 724
5, 358, 652
207, 972
264, 565
101, 225
221,606
Total Pacific States.. 18, 249, 000
506
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
_
Washington. _
Oregon
California..
Idaho
Utah
Nevada
Arizona _ .
9, 743,459
7, 507, 208 1, 405,433
474, 905
Total United States
(exclusive of possessions)
_ 158, 439,000 14, 554 75, 512, 219 72, 740,116 10,513,630 6,122,154 738, 326 2, 878,028 42, 706,137 1,429, 786
Alaska
Canal Zone (Panama)
Guam
The Territory of H a w a i i . . . .
Puerto Rico
American Samoa
Virgin Islands of the United
States
. .
Total possessions
122, 000
45,000
50, 000
464,000
2, 250,000
19, 000
19
0)
(
\
11
1
37,410
1,240
4,226
187, 785
184, 240
59
59, 253
3,785
133, 205
70, 596
916
3,512
18, 056
27, 985
3,766
8,505
11,758
26,000
2
1,624
2,964
337
42
416, 584
270, 719
49,890
24,037
328
624
60, 651
119,060
12, 353
Total United States
and possessions
161, 415,000 14, 596 75, 928,803 73,010, 835 10,563,520 6,146,191 739. 380 2, 938, 679 42,825,197 1, 442,139
1 4 branches of 2 American national b a n k s .
2
Branch of a n American national b a n k .
69
40,436 100, 046 338, 286 717,742 213, 836, 906
7
1,054
8
2, 976,000
1,049
5
25, 968
670
11
61, 257
30, 208
322
1,351
14
27
6,002
4,951
1
8,389
3,108
916
23,054
24, 781
75
5
548
41
28
61
370
155
432
60
9
2,535
627
520
2,544
171
13, 209
14, 252
1,509
6,439
8
139,894
22,026
19,493
441, 233
363, 708
1,381
70
5,962
35, 658
993,697
41,063 100, 566 340,830 753,400 214,830, 603
TABLE NO. 37.—Assets and liabilities of all active banks in the United States and possessions, Dec. 31, 1952 {includes national, State commercial,
savings, and private banks)—Continued
LIABILITIES
[In thousands of dollars]
Demand
deposits
Location
Total
deposits
Capital
stock i
Surplus
Reserves and
retirement
account for
Undivided
preferred
profits
stock and
capital
notes and
debentures
4,222
2,419
2,210
80,173
11,840
25, 471
17,440
7,702
10, 525
118, 362
16,245
49,244
40, 969
38,358
12,342
452, 411
58,851
179,466
27, 873
26,808
9,409
283,809
16,607
91,186
2,339
5,423
7,029
34,258
~525'
4
32, 361
478
157
14, 550, 361
1,919
33,000
126, 335
219, 518
782,397
455, 692
18, 250,114
2,880, 540
4, 515, 891
193,863
873,248
250,430
48,421,247
6,032, 489
12,853, 496
598, 364
2,327,092
1,270,925
142, 030
2,275
4,025
232, 544
316
4,551
3
559
1,045, 354
44,439
97, 433
4,956
15, 653
10, 656
943, 621
121,415
331,144
12, 769
36,825
23,000
2, 653,906
238, 643
771, 079
49, 529
90,267
43,390
863, 999
67,149
185, 642
8,720
54, 312
14,080
117,866
16,637
26,247
1,111
10, 706
3,204
44, 539, 527
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States
26,964,086
71, 503, 613
150, 280
237,973
1,218, 491
1, 468, 774 3,846,814
1,193, 902
737, 341
284,040
466, 500
107,464
354,116
445,473
291, 567
140,032
319,016
831, 978
114, 996
259, 519
533,808
2, 370, 796
1,036, 460
2,209, 358
841,183
2,079,122
2,471, 776
1,450, 909
911, 236
2,105,124
8, 576, 540
926, 327
1,858,746
2,298, 929
371
1,318
521
115
593
55,140
27, 248
33, 622
17, 618
44,417
52, 737
32,317
17, 712
36, 960
209,084
21, 483
40, 448
52,259
24, 307
62,405
72,185
46,603
40, 714
58, 985
226, 928
26,426
31,073
16, 331
24,271
8,752
25,224
20, 350
22, 078
1,613
1,070
300
355
370
5
1,476
258
4,334
30, 619
2
35
7,651
21, 812
5,716
41,000
5,877
24, 401
16,269
10, 583
3,517
11,802
42, 524
2,583
11, 395
19,101
74,985
18, 313
26, 760
29, 564
10, 329
4,440
9,802
2,336
17, 623
9,755
5,152
967
2,196
28,149
3,167
4,333
5,204
'—
Total Southern States— —
4,885,850
29,136, 506
14, 218
44,828
216, 580
641,045
919,190
333, 915
103,453
3
w
175, 771
1, 633,455
752, 4?0
1, 742, 858
733, 719
1, 725, 006
2,0?6, 303
1,159, 342
771, 204
1, 786,108
7, 744, 562
811, 331
1, 599,227
1, 765,121
472,148
426, 571
257, 553
4, 336, 715
596, 590
1,943, 526
777, 713
612,874
376, 449
8, 222, 908
1,113, 301
3, 447,116
6, 517,258
8, 033,103
30,171,133
3,151, 949
8, 337, 605
404, 501
1, 453, 844
1,020, 495
Total New England States
1
63,608
305, 565
186,303
118,896
3,886,193
516, 711
1, 503, 590
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Virginia
West Virginia
North Carolina
South Carolina.
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Time
deposits
Bills pay- Acceptances
able, reexecuted
discounts, by or for
and other account of
Other
liabilities
reporting liabilities
banks and
for
outborrowed
standing
money
24,250, 656
450
185
759
450
1,500
6,725
1,250
1,601
81, 547
47,224
O
O
7,867
o
1
9
Ohio
Indiana
Illinois
Michigan __
Wisconsin
Minnesota
Iowa
Missouri
_
9,126
368,516
996,088
1,378, 425
599,138
177,952
11, 457
10,690
33, 794
39, 290
10, 715
4,098
26,005
9,335
43,840
12,880
13,181
37, 931
51, 422
12, 704
8,855
38,131
8,502
54,883
11, 210
10,575
23,485
35,939
6,451
4,731
20,531
1,401
41, 775
4 585
2,042
6,818
3,215
518
3,637
2,765
4,647
5,640
5,951
1,447
9,728
1,557
11,392
731
46,764
189, 224
238,489
156,098
33,517
209
542
33, 473
20,744
19,327
330,569
3,687
6,061
2,692
9,522
42,645
37, 545
336,341
10,193
14, 707
3,188
11,085
73,194
47,153
415,067
11,319
16,523
4,513
17,762
33,630
28,089
230,606
5,077
10,786
4,824
5,979
14,897
571
16,078
392,602
455,704
585,531
318,991
34, 249
2,369,288
3, 970,353
7,750,846
3,057,736
588,550
200
2,314
1,459
746
3
173
2,451
14,398
3
2,297
11, 727
32, 269
50
14, 201
8,697
65
4,421
1,752
38
4,963
1,078
d
72
100
150
146
30
2,555
17,300
46, 443
25,427
7,816
6,817
B
362,437
2,386,588
4,016,796
7,776,273
3,065,552
595,367
285
2,400
34,150, 893
14, 233,451
48,384,344
9,174
435,926
440, 588
1,368, 505
1,726, 464
538 995
253,010
1,104,756
375, 748
1,801, 753
176,544
112,960
157, 255
225,187
114 809
60,789
305,956
68,702
198,571
612,470
553 548
1,525,760
1, 951,651
653 804
313,799
1,410,712
444,450
2,000,324
3,667
8,045,745
1,420,773
9,466,518
7,460
1,612,381
1,104,850
9,496,806
376 900
473,234
152 345
487,638
822,496
526,787
6,901,860
136 547
222, 593
72 415
124,006
2,434,877
1,631,637
16,398,666
513 447
695,827
224 760
611,644
_
13, 704,154
8,806,704
22,510,858
5,000
(exclusive of
__
131,208,233
64,343,967
195, 552, 200
188,051
91, 943
19,664
11 052
216,598
171,021
796
2,772
40, 935
2,359
8 268
186,675
123,952
429
2,692
132, 878
22,023
19 320
403,273
294,973
1 225
5,464
188
7,995
513,846
365,310
879,156
8,183
131,722,079
64,709,277
196,431,356
196,234
_-
. . .
.
_ _ _ _ _
-
-_
-
Total Pacific States
States
_
13, 978
9,700
87, 528
17,131
8,777
18,230
12, 406
10, 202
269
175
726
34
Total Western States
Total United
possessions)
103,970
55,239
138,863
74,830
52,205
39,765
50,926
83,340
1,975
-.
Washington
Oregon
California
Idaho
Utah
NGvada,
Arizona
296,551
104,110
392, 758
166, 569
96,501
121,995
74, 525
125,416
9,077,075
3, 773,452
14,473,555
6, 614,478
3,499,631
3,415,412
2,489,695
5,041,046
-
.__
189, 218
66,047
321,008
116, 433
70,409
61,820
51,543
119, 610
3,118, 260
1,062,002
3,639,517
2, 527,006
1,352,173
1,132, 849
605,060
796, 584
Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
N e w Mexico
Oklahoma..-
2,010
74,788
23,740
120, 753
65,613
12,433
30,900
5,536
34,753
5,958,815
2,711,450
10,834,038
4,087,472
2,147,458
2, 282, 563
1,884,635
4, 244,462
.-_
Alaska
Canal Zonp (Panama^
Guam
The Territory of Hawaii
_ ..
Puerto Rico
Am6ricsn S&UIOEI
Virgin Islands of the United States.
Total possessions
Total United States and possessions. __
40
559
123
2,500
5,230
49
725
1,200
2,345
241
50
1,150
213
7
5,000j
34, 224"
359, 882
9
2,546
706
1,008
4,741
4,516
5,886
o
o
644
1,475
60
524
i Includes capital notes and debentures. (See classification on pp. 148 and 149.)
Or
TABLE N O . 37.—Assets and liabilities of all active banks in the United States and possessions, Dec. 31, 1952 {includes national. State commercial,
savings, and private banks)—Continued
[In thousands of dollars]
Loans and discounts
Other
loans for
Loans to
the purCommer- farmers
pose of
cial and directly
Loans to purchasindustrial guaranOther
ing or
loans (in- teed by loans to brokers
and
cluding the Com- farmers dealers in carrying
stocks,
openmodity
securities bonds,
market
Credit
and
paper)
Corporaother
tion
securities
Location
Maine-—
New Hampshire
Vermont
Massachusetts..
Rhode Island
Connecticut
71,969
38,053
21, 534
1,070,394
117, 637
.__.
230,347
Total New England
States.
31
11,901
2,737
11,866
6,016
1,162
7,762
160
12
~24,"952"
1,454
2,712
1,317
3,505
26,364
2,039
8,974
Real-estate loans
Secured Secured
by farm by resi- Secured
land (in- dential by other
cluding properties propermprove(other
ties
ments) than farm)
Other
loans to
individuals
129, 327
5,306
19, 929
187, 643
2,724
10, 567
111, 272
16,042
17, 491
11, 924 1, 777, 287 335,116
225, 734
2,456
37, 694
709,814
7,983
73,268
52,431
31, 472
30, 667
402, 570
63, 963
187,907
46, 435 3,141,077
Loans
to
banks
85
10
15
2,644
375
All other
loans (inLess
Total
cluding gross loans valuation
overreserves
drafts)
297, 904
4,053
2,979
277, 514
3,135
215, 527
53,178 3, 710,499
5,149
457, 288
12, 622 1,239, 953
2,831
694
1,859
46,165
5,830
14,443
Net
loans
295,073
276,820
213, 668
3,664, 334
451,458
1, 225,510
1, 549, 934
100
41,444
769,010
3,129
81,116 6,198, 685
71, 822 6,126,863
9, 739,093
419,629
2,015, 580
78, 278
149,462
154, 939
804
214
482
472
822
73,370 1, 574,492
5,786
11, 573
43, 450
59, 806
2,675
3,674
2,963
11, 930
2,918
131
354,060
15,941
71, 856
2,033
74,917
3,757
62,185 7, 545,316 1,283, 610 1,940, 420
9, 457 1,023, 206 137,103
474,365
959, 821
56,079 1, 261,107 254,011
50, 520
8,448
86,029
12, 731
151,943
227,897
20,239
56,898
115, 682
272
96,879
32,123
108,045
300
1,153
1,125
508, 685 23,190, 080
31, 586 2,129,160
87,423 4, 810, 768
1,818
246, 678
19,408
716,479
15,189
423,015
394, 546 22, 795, 534
31, 256 2,097,904
84,368 4, 726,400
781
245,897
6,284
710,195
2,955
420,060
Total Eastern States. 12, 556, 981
2,794
160,484 1,632, 284
522, 564
156, 680 10, 240,434 1, 776, 476 3, 692, 751
110, 623
664,109 31, 516,180
520,190 30, 995,990
280, 741
107, 936
268, 582
77, 796
239,392
196, 771
151, 410
62,556
133,047
769,712
67,410
176, 787
262, 721
3,080
56
1,192
25,385
5,583
7~"
736
200
265
350
209
1,003
11
300
555
23, 261
18, 658
17,408
6,540
21,101
60,499
3,122
12, 597
23,114
889, 509
335, 856
810, 244
241, 986
837, 588
644, 946
491,452
282,983
580,677
3,055,846
253, 533
643, 757
913, 720
8,759
880, 750
4,185
331,671
798,024
12, 220
239,224
2,762
828,861
8,727
639, 226
5,720
482,803
8,649
278,607
4,376
573,365
7,312
31,916 3,023,930
251, 737
1,796
636,331
7,426
900,038
13,682
473, 050 2, 794,861
7,957
233,475
9,982,097
New YorkNew Jersey.
Pennsylvania..
Delaware..
Maryland
District of Columbia
Virginia
West Virginia
North Carolina..
South Carolina
Georgia..
Florida
Alabama..
_
Mississippi
Louisiana.
_
_
Texas..
Arkansas
Kentucky
Tennessee
Total S o u t h e r n
States
241,079
57, 278
325,173
82,991
342, 658
248,964
171, 632
96, 352
282,102
1,504,030
73,367
197,895
401,869
4,025, 390
27,464
44,911
54
975
3,689
5,874
2
3,888
3,103
3,328
53,032
2,754
927
812
34,835
6,864
24,685
9,270
34, 791
23,400
35,378
44,339
23,804
273,897
47,648
52, 579
48, 502
2,691
236
4,623
686
5,832
1,769
2,430
2,573
3,480
11,472
2,000
1,113
6,341
96,137
1,737
10,783
16,978
78, 724
659,992
45, 246
225, 927
8,038
9,294
22,361
4,246
16,833
21, 637
4,966
7,109
30,043
10, 209
28,220
24,582
9,767
16,039
17,607
14, 252
32,076
13,330
51, 444
33, 925
211, 357
110,411
75, 527
33, 418
108,195
81, 270
70,272
26, 775
57,814
156,821
29,677
104, 724
82, 732
288, 482 1,148,993
494,065
51,974
27, 935
51,097
14,504
35, 434
42, 508
17, 764
15, 679
35, 732
97,167
12, 477
34, 608
36,171
117, 530
9,864,567
988,832
251,936
2,455, 522
536, 379
353,672
351,433
159, 677
681,968
Ohio . .
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming.
Colorado
New Mexico
Oklahoma
13, 549
9,453
27, 560
3,437
521
32,072
102, 554
14, 530
72,687
77,194
205, 770
65, 267
76,894
147,035
288, 942
152, 330
48, 531
1,761
239,903
5,350
1,021
2,756
1,171
11, 730
77,018
10,135
96, 733
17, 712
9,610
10, 976
5,221
25,193
88,875
51,967
42,439
41,792
60,838
52, 748
60,486
41, 465
901, 433
335, 459
502,918
682, 504
321,951
348, 211
169,926
413,643
160,383
57,961
111, 098
125,358
73,833
50,895
41, 522
92, 798
697,999
251,945
646,772
518,832
162,048
248, 276
140,033
405,986
770
267
15, 643
33
3
1,083
5, 779, 419
203, 676 1,086,119
312, 223
252, 598
440, 610
3, 676,045
713, 848
3,071,891
22, 314
1,236
15
1,047
1,031
528
7,163
3,289
918
1,012
3,111
1,382
3, 843
3,920
4,406
10, 276
19, 403
2,337
1,654
5,588
2,042
11, 245
28, 657
32,378
30,878
63, 492
33, 422
19, 974
57,936
18, 366
40, 571
4,389
5,513
11,675
13, 458
5,755
5,364
21,714
7,291
21,153
26, 552
30, 058
66, 674
105, 386
42,075
16, 647
111, 386
36,110
151, 207
16,880
24, 666
121,037
134, 230
29, 550
18, 216
136, 543
39, 792
258, 941
_
_.
32, 438
21,837
70,342
155,150
27,907
3,308
22,070
996
52,167
37,119
69, 434
182,995
178,325
36,473
27, 715
131, 531
28,032
88,138
101
656
3,072
779,855
386, 215
779, 762
6,127
22, 277
60,871
325, 674
96, 312
586,095
341, 921
225, 965
2,464, 555
38,997
68,153
9,314
60,365
32,301
4,003
567
15,098
1,897
188
37,366
38, 015
267,091
37,643
29,274
8,482
49,386
1,917
914
32,926
16
670
3
338
2,259
4, 040
27,004
1,560
2,241
403
452
15, 227
11, 584
90, 320
3,675
7,925
958
2,291
291, 399
196, 780
2, 692, 498
55,935
80,484
28, 662
62,132
58, 345
32,094
344,991
10,674
17, 212
5,299
3,194
195,182
164, 459
1,312, 844
40, 904
61,346
21,954
69, 529
Total Pacific States.. 3, 209, 270
54,054
467, 257
36, 784
37, 959
131,980
471,809
1, 866, 218
Total Western States.
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Total United States
(exclusive of possessions)
27,900,849
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii._
Puerto Rico
American Samoa.
Virgin I s l a n d s of t h e
United States..._
Total possessions
15, 676
1,132
2 261
33,704
86,852
725, 563 3,195,058 2,060,128 1,106, 236 1,125, 058 21, 940,113 4, 025, 560 12, 780, 826
2
5,873
20,373
183
26, 266
4,884
94
1 795
15, 698
32, 405
59
14
10, 869
6,580
21, 742
477
1,319
3,383
106
93,178
18, 473
62
12, 682
6,828
114
843
144
23
23
4,830
123, 469
26,296
55, 217
725, 563 3, 221, 324 2,060,151 1,128, 483 1,129,888 22,063, 582 4,051,856 12,836, 043
3,133, 294
1,060,900
4,465, 546
2,033,449
1,091,043
1, 277,989
980, 255
1,881,617
365,350 15,924,093
43,132
13,433
75,332
23, 732
19, 299
14,024
9,382
17,827
3,090,162
1,047,467
4,390,214
2,009,717
1,071, 744
1, 263,965
970,873
1,863, 790
216,161 15, 707,932
3,586
1,119
1,486
14, 386
6,841
2,007
321
10, 683
1,302
17, 336
152,105
190,413
516, 907
682, 767
180,444
94, 211
501,848
135, 328
649, 234
2,246
3,599
6,438
3,466
2,924
643
3,585
1,948
5,000
149, 859
186,814
510,469
679,301
177, 520
93, 568
498, 263
133,380
644, 234
4,588
55, 481
3,103, 257
29,849
3, 073,408
8,687
22, 834
5,027
135, 637
2,922
3,750
* 339
998, 751
682,881
7,377,120
207, 424
272,952
75,880
248, 214
11, 232
5,590
96, 205
2,090
2,641
293
1,712
987, 519
677, 291
7, 280, 915
205,334
270,311
75, 587
246, 502
171,313
9, 863, 222
119, 763
9, 743, 459
6
825
121
50
1
8,688
"
•
L
8
0
4
157, 299 1,570,844 76, 587, 534 1, 075, 315 75,512,219
326
23
13
2
3,928
16,163
40
1,624
326
20,169
418,651
282
22, 247
27
1
18
139,808
Total United States
28, 040,657
and possessions
3, 407, 890
4,515
83,217
12,822
121,188
36, 785
30, 652
32, 504
10,723
37, 459
38, 075
1,240
4,226
188,147
185, 280
59
665
362
1,040
37, 410
1,240
4 226
187, 785
184, 240
59
1,624
2,067
416, 584
157,625 1, 591,013 77,006,185 1,077, 382 75,928,803
TABLE N O . 37.—Assets and liabilities of all active banks in the United States and possessions, Dec. 31, 1952 {includes national, State commercial, savings, and private banks)—Continued
[In thousands of dollars]
Demand deposits
Capital
Location
Capital
notes
and
debentures
Maine
New Hampshire
Vermont
Massachusetts Rhode Island
125
4
1,024
912
Total New England
States
New York
New Jersey
Preferred
stock
2,065
39,978
2,290
6,788
10,253
513
100
570
Delaware
Maryland
District of Columbia
Total Eastern States... 42,368
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
53
10
49
Total Southern S t a t e s -
1,061
69
100
26
148
2,546
Tp.rmp.ssftft
Individuals, partnerships,
and corporations
U.S.
Government
States
and
political
subdivisions
17,315
7,698
9,501
117,450
16,245
49,244
249,174
146,545
98,314
2,970,963
416,298
1, 243,018
10,086
7,059
3,344
149,350
21,394
90,158
27,213
16,486
11,428
281,131
43,740
73,376
217, 453 5,124,312
281,391
453,374
896,855 21, 929,422 1,360, 512
108,872 2, 571,128
114,880
330, 631 6,844,139
357,493
357,752
12, 769
20,158
36,155 1,152,224
47,919
894,033
23,000
33,298
870,406
308,471
319,113
12,871
122,744
188
18,124 1,408,282 33,748,698 1,934,260 1,633,793
233
9
531
103
200
153
67
20
10
Common
stock
54,079
27,195
33, 553
17,508
44,368
52, 504
32,308
17,171
36,857
208,858
21,330
40,381
52,239
1, 209,319
559, 268
1, 256,115
567, 727
1, 220,903
1,521,983
880,451
560,406
1,178, 614
5,632, 611
644,645
1, 225,921
1,213,005
638,351 17,670, 968
49,390
28,487
59, 700
30,345
56,047
36,204
31,409
12,550
38,006
155,920
13, 208
48,647
44,075
Banks
in
United
States
11,006
9,253
1,458
358,359
11,127
48,496
439,699
Banks Certified Individu- U. S.
als, part- Govand
in
foreign cashiers' nerships,
ernand cor- ment
checks,
countries
porations
etc.*
States
and
political
subdivisions
545
545
158
11,425
488
2,020
6
20
3
1,748
323
55
2,515
127
1,550
6,930
437
1,531
63
66
2,155
13,090
32,460
1,941
40
469,082
425,879
255,779
4,308,546
595,342
1,939,822
34,451
184,031
7,994,450
15,181
3,569,032 1,192,725 1,249,036 17,476,850
70,446
518
86,506 2,835,856
702,427
16,765
97,668 4,382,366
4,882
8,838
176,138
114,778
14,988
861,184
1,191
62,362
24,581
212,936
6,033
67,836
5,602
5,069
380
10, 738
19,200
4,523,927 1,217,232 1,481,617 25,945,330 108,825
3, 215,867
10
340
56
2,079
465
7
5,059
11,817
16
280
251
40,433
25,447
29,273
11,128
22,199
23,928
13,622
4,613
15, 770
145,378
6,184
15, 856
17,315
20,468
371,146
98
662,299 23,301
280,457
1,408
384,862
5,840
95,646
7,661
343, 224 6,303
427,155
8,372
285, 783 4,098
138, 298 1,724
309, 632 3,800
706,453 20,120
113, 200
261
249,269
5,601
511,636
4,301
4, 507,914
Banks Banks
in
in
United foreign
counStates
tries
Postal
savings
8,076
6,960
4,352
93,930
22,211
48,502
207,883
126,090
44,382
94,836
257, 111
140, 561
28,439
96,080
233, 412
192,389
190,901
251,208
89,332
144,063
66,880
126, 748
246,822
301,837
562,263 1,236,573
68, 552
78,726
202,170
106,353
343,410
147,065
603,988 2,368,219
Time deposits
92, 790
8,000
98
227
8.000
457,445
18
1,025
96,970 151,013
38,654
428
126,622
643
17,345
983
325
194
2,234
280,768 152,409
474,520
1,191
802
406
725
2,992
646
1,228
799
48,571
1,233
68,202
1,153
2,319
5,637
844
10
3,742
99, 543
895
4,562
16,190
1,393
4,675
150
67
1,447
16,915 . 252,901
15,330
2,368
536
6,871
12
1,624
3,081
43
449
1,187
490
20
234
17,075
369,108
148, 209
1,435, 785
230, 310
150,257
361, 496
130, 627
816, 332
3,711
7,898
984, 479 26, 201, 232 1,486, 427 2, 306, 523 3, 642,124
56, 768
859
10
Total Middle Western
States
-.North Dakota
South Dakota - . .
Nebraska
Kansas _.
__
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western S t a t e s Washington
Oregon
California
Idaho . _
Utah
Nevada
Arizona _
187, 840
65,048
319,211
113, 800
67, 715
61, 710
50, 567
118, 588
5,456
235
37,276
5,257
719
3,438
617
365
25
1,559
2,633
1,835
100
976
405
1,013
974
238
Ohio _
Indiana. _ .
Illinois
Michigan
Wisconsin
Minnesota _
Iowa
Missouri.
._
Total United States
(exclusive of possessions)
Alaska
Canal Zone (Panama)
Guam
__
The Territory of Hawaii
Puerto Rico___
__
American Samoa
Virgin Islands of the United
States. .
Total possessions
Total United States
and possessions
311, 670
84,258
470, 329
259, 078
89, 628
87, 533
53, 836
130, 095
366, 238
343,136
499, 366
310,156
119, 548
181, 292
202, 725
284, 062
36
5
25
65
13
103
11, 432
10, 625
33, 761
39,255
10, 690
3,955
26,005
9,299
43, 835
348, 250
368, 952
1, 058, 898
1, 244, 920
435, 661
198, 408
883, 758
264, 898
1, 342,087
6,294
8,273
37, 720
35, 412
10, 452
3,135
33, 865
17,187
45, 726
64, 586
47, 333
97, 511
323,126
56, 364
37, 412
67,264
75, 521
183, 304
13, 262
11, 762
164, 487
108, 943
30,255
11, 529
106, 441
12,927
204,824
264
188,857
20
35
25
143
8
1,933
_ ...
Total Pacific States
4, 810, 959
2, 088, 654
8,276,432
3, 219, 255
1, 747, 582
1, 617,266
1, 465, 085
2, 975, 999
62
110
70
2,043
46,400
4,387
919
2,377
1,288
137
1,318
377
205
623
169,477
581
183,859
29,211
4,178
13, 915
546
8,486
942
606
3,020
402
430
185
40
245
457, 819 13, 778, 994 29, 090
7,244
410, 253
5,870
685
1,035
49
3,887
67
385
3,147
3,760
5,129
7
10
38
73
4
23
10
343
111
53, 557
5,661
90
835
466
347
14, 844
30
5,925
806
428
3,519
4,268
9,884
14,063
6,263
2,526
13, 358
5,215
25, 384
15
5
70
2, 944, 828
1, 051, 688
3, 443,146
2, 492, 847
1, 341, 242
1,117,998
602,079
785,166
122, 295
106, 254
157, 076
220, 369
114,257
60,034
287, 943
64, 569
186, 600
2,000
2
23
15
12
6,145, 832
198, 064
952, 421
664, 430
518
84,480
1, 319, 397 18,144
619
81, 755
858
51, 963
26, 218
328,159
9,336
10, 513
4,196
9,336
155, 490
140, 947
660,122
69, 019
72, 027
24, 430
75, 836
78, 383
41,211
440, 561
6,586
45, 025
1,567
10, 074
5,453
1,493
126, 092
816, 425 5,673
47
510, 644
6, 206, 714 36, 764
135, 004 1,424
217, 340 3,347
70, 551 1,802
121, 604 2,025
15
14
249
11
1,030
78, 382
25
47
15,162
572, 834
68
806
62
352
336
920
6,917
40
70
2,812
19, 754
24, 041
317, 747
4,791
4,915
3,475
9,746
453, 591 10, 922, 834
439, 721 1,197, 871
623, 407
135,852
384, 469
8,078, 282 51, 082
1,344
589, 331
8,283
78, 382
2
32,940 3,891,013 99, 813,876 4, 943, 851 8, 912, 201 13,109,454 1,465, 289 2, 963, 562 61, 624, 367 315,112
63, 368
9,209
4,736
139, 612
108, 423
476
14, 376
10,137
5, 570
33, 382
13, 018
282
11, 855
525
37, 548
30, 700
1,430
226
2,229
9,082
31
74
11, 727
32,195
50
100
1,629
276
814
30
74
46, 369
327,453
77, 041
81, 442
12, 802
I, 018
317
914
92
221
2,809
9,481
7
27, 614
2,359
5,768
179,272
66, 813
429
23
1,561
284, 858
30, 511 1, 628,098 182, 977 562, 902
27
2,442
76
624
600
610
2,037
2,500
6,169
53,888
614
85
3
1
12,000
2,674
65,084
693
1
33,185 1, 693,182 183, 670
562, 903
10, 776
2,603
13, 547
32,940 3,937, 382 100,141,329 5, 020, 892 8, 993, 643 13,122, 256 1, 466,850 2, 977,109 61, 909,225 327,112
i Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
2,000
42, 637 1, 301, 338
870, 940
37, 545
334, 408 7, 624,125
287,168
10,193
340, 752
14, 535
118, 677
3,188
379, 834
11, 085
2,297
46, 474
2,094
6,750
6,204
4,409
5,005
374
2,190
2,064
95, 384
46, 958
114, 850
63, 416
39, 724
31, 538
32, 362
33, 587
TABLE N O . 38.—Assets and liabilities of active national banks, Dec, 31, 1952
ASSETS
[In thousands of dollars]
ObligaTJ. S.
tions of
States
Num- Loans and Government
and
ber of discounts, securities,
including
political
banks overdrafts direct and
subdiguaranteed visions
Location
12,265
9,944
6,991
136, 525
4,729
90,331
288
New York.
New Jersey
Pennsylvania
Delaware
Maryland
__ __
District of Columbia....
1, 929,355
1, 807, 746
260, 785
114, 211
10,408
6, Oil, 262 3, 970,119 1, 099, 256
924,144 1, 217, 519 240, 427
2, 668, 768 2, 716,131 492,297
12, 572
1,998
14,309
240, 958
337, 221
43,162
226,337
329, 918
13, 463
418,313
83,092
307, 896
1,055
13,124
17,230
45,427
4,609
19, 634
119
1,268
1,084
344, 893
133
74
46
25
52
64
71
24
37
444
53
91
74
.....
Total Southern States.
1,188
625
470
349
6,982
419
1,563
840, 710
72,141
473, 645
512, 696
165, 480
247, 790
202, 883
195, 861
155, 999
216, 202
444, 811
339,153
396, 563
692, 215
360. 874
373, 402
70, 848
82,353
374, 974
585, 379
2, 442, 531 2, 021, 356
133, 590
186, 998
218, 718
299, 796
635, 678
534, 377
67, 097
25, 787
34, 227
20, 663
67, 221
98, 257
101,394
30, 733
85, 337
264,340
44, 972
25, 504
84,026
25, 743
8,845
4,328
10,472
17, 469
18, 935
16,888
646
7,701
62, 960
4,239
12, 305
12, 859
2,290
1,097
939
680
1,554
2,437
1,700
431
2,314
10, 529
800
1,254
2,934
6, 287, 578
949, 558
203,390
28,959
1,249 10,084,041
Total Eastern States...
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas.
Arkansas
Kentucky
Tennessee _
93,181
79,668
57, 596
1,122, 077
92, 554
362, 670
363
200
607
11
59
9
England
11,004
5,251
4,632
70,328
2,548
20, 448
Balances
with other
Corporate
banks,
stocks,
including Currency including
reserve
stocks of and coin balances
Federal
and cash
Reserve
items in
banks
process of
collection
96,868
81,292
60,838
1,324, 273
78, 915
287,169
32
51
37
114
6
48
Maine
New Hampshire
Vermont .
Massachusetts
Rhode Island
Connecticut
Total New
States
Other
bonds,
notes,
and
debentures
6,076, 594
8, 585, 217 1, 890,603
Real
Bank
estate
premises owned
owned,
other
furniture
than
and
bank
fixtures premises
Investments
and other
assets
indirectly
represent
ing bank
premises
or other
real estate
Customers'
liability
on accept
ances
outstand
ing
Other
assets
Total
assets
7,122
6,868
3,315
51, 641
5,120
24,420
49,295
50,378
30,029
779,149
40, 556
225, 573
98, 486
1,174,980
48, 244
390
808
29,811
22,367
5,497,591
110, 072 3, 782, 946
500, 787
62, 804
139,800 1, 643, 758
975
6,366
15, 408
203, 897
203,049
15,834
93,812
29,824
65,131
537
5,523
8,612
445
402
1,219
3
77
525
2,250
422
8,506
61,326
151
3,418
441
95
81,911
8,300
16, 717
65
1,461
922
15, 677,139
3, 072, 481
8,083, 275
37, 999
862, 635
816, 974
1,382
2,238
1,703
28,622
3,943
10,356
45
39
61
55
324
49
23
410
190
2
29, 513
148
150
486
137
230
19,538
435
1,541
272,597
236, 334
165, 767
3, 569,113
229,367
1,024,413
6,340,803
203, 439
2,671
11, 619
64,990
109,376
28, 550, 503
350, 893
31, 558
135, 424
15, 969
161, 899
16,139
134, 480
17, 277
20, 928
325, 308
35, 954
464, 717
24,462
287,128
64,984
6,140
21, 687
402, 207
93, 952 2, 362,137
9,458
145, 055
18, 282
206, 456
32,175
461, 790
13, 028
4,845
5,588
4,173
13, 387
18, 514
8,033
2,267
11, 243
72, 533
2,482
5,150
17,109
268
35
135
42
129
465
416
50
139
11,952
7
53
215
678
371
21
48
4
550
6,384
30
139
27
3,824
28, 877
2
6,551
2,682
761
1,071
874
2,758
3,895
2,690
298
5,557
10, 479
644
1,277
2,893
1, 480,949
606, 033
623,095
560,910
1, 232, 718
1, 732,094
1,178, 524
258, 750
1, 500, 912
7, 388, 030
528, 277
788,934
1, 790, 634
5, 502, 478
178,352
13,906
8,494
40, 691
35, 879
343, 981
142
475
1,062
19, 669,860
Ohio
Indiana..
Illinois
Michigan
Wisconsin
Minnesota.
Iowa
Missouri
__
_
___
__
--
Total Middle Western
States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
_.
„
_
Total Western States...
Washington
Oregon
California.
Idaho
Utah
Nevada
Arizona
_
238
124
386
77
95
178
97
77
1,272
6,768
2,736
16,846
4,305
2,203
3,584
1,149
3,249
75,812
978,839
533,238
46,487
103,912 2,543,927
791,488
63,177
391,222
23,055
576,311
24, 267
220,542
13,458
601,643
20,623
35,214
14,244
34, 626
18,580
9,664
10,003
4,417
10, 598
96
466
86
97
443
53
149
8, 474,978 11,385,461 1,421,415
539,685
40,840
370,791
6,637,210
137,346
5,819
7,171
18,271
24,938
9,208
2,636
13,398
1,361
26,040
335
358
1,408
1,366
336
273
1,382
379
2,408
3,743
4,287
10, 652
13, 745
5,077
3,781
13,914
6,523
22,292
58, 217
65,375
311,332
319,513
83,143
58,024
276,062
96,296
512, 900
1,386
2,291
5,843
5,152
2,943
1,459
3,394
3,229
12,328
l,93f,415
2,416,120
359,277
108,842
8,245
84,014
1,780,862
156,898
109,842
773,599
10, 551
8,468
7,261
24, 538
32,254
12,708
302, 604
2,782
2,871
4,304
7,454
2,540
2,160
30,007
458
328
183
590
7, 507, 703 5,352,737 1,091,157
364,977
36,266
183,203
736
575,641
759,650
463,386
580,270
5, 666,298 3, 794, 732
164,155
147, 296
102,490
81,596
57,913
193, 786
144,394
36,004,086 35,834,859 5,972, 795 2,171,815
Alaska
The Territory of Hawaii
Virgin Islands of the United
States
22,175
91,788
41,587
57,032
2,239
7,544
1,624
2,964
175
Total possessions
115,587
101, 583
9,958
_
861
4,604,380
2, 217,079
11, 299, 746
3,728,340
1, 756, 790
2,463, 293
882,352
2,145,219
6,590
3,571
1,216
851
10,079
5,054
27,869
11,153
5,853
7,320
1,484
3,821
72,633
29,097,199
536
103
4,082
236
61
711
12
91,844
507,406
11,593
13, 563
76, 656
72,603
13,854
8,447
28,297
7,576
126, 688
851
25
946
1,400
1,390
132,315
117,299
389,011
399,283
150,558
96,243
422,224
131,999
577,188
78,432
98, 442
348,012
325,337
81,012
64,834
176
Total United States
(exclusive of possessions)
56,847
34,376
230,083
45,946
57,103
66,805
15,254
33,271
40
35
124
174
38
24
77
26
198
_.
Total Pacific States
246,186
92,053
529,306
205,844
69,335
130,103
71,050
77, 538
1,375,339 1,817,909
940,838
547,829
3,336,551 4,471,132
1,012, 779 1,573,346
758,573
439,624
838,289
801,886
293, 747
259,982
691,627
700,988
5
110
20
33
75
344
112
1,870
518
38,025
705
2,097
518
15,045
6,745,165
461,018
29,979
295, 694
15,458
113,467 2,471,617
5,601
70,456
66,147
3,640
32,460
4,762
73,805
10,296
19,902
15,018
90,636
3,111
2,525
1,837
6,134
187
455
1,813
23
25,500
196
542
25,916
4,441
6,010
52,905
213
193
733
3,106
2,043,204
1,501,543
13,349,094
404,646
315,495
191,078
465,056
3,471,197
139,163
3,460
25,998
26, 654
67,601
18,270,116
196,859 1,425,368 24,907, 530
744,569
22, 522
57,876
169, 254
4,415
5,563
14,899
17,772
27,348
304
1,851
2,564
293,447
309,972
1,162,979
1,164,164
349,153
236,006
1,097, 111
339, 731
1, 792, 602
13
208
1,595
1,186
1,776
1,909
3,022
289
2,311
337
2,620
619
7
20, 766
45, 739
3,343
196,860 1, 446,134 24,953,269
747, 912
29
953
781
2,555
322,901 107,830,434
59
762
92,050
204, 512
54
5,747
875
33
302,309
Total United States
36,119, 673 35,936, 442 5,982, 753 2,176,230
22, 555
57,876
169,263
323, 776 108,132, 743
TABLE N O . 38.—Assets and liabilities of active national banks, Dec. 31,
1952—Continued
LIABILITIES
[In thousands of dollars]
Location
Maine.
New Hampshire..
Vermont
_
Massachusetts
Rhode Island
Connecticut
---
Total New England States
New York.
New Jersey.
Pennsylvania
Delaware
Maryland
District of Columbia
159,746
168,474
74, 518
2, 753,456
147,671
758,703
4,062, 568
Time
deposits
Total
deposits
85,361
44,312
74,151
450,916
63,926
245,107
212, 786
148,669
3,204,372
211,597
947,289
907,252
4S
,
200
90
--.
Total Southern States
1,767
623
1,423
37,068
2,029
8,582
51,492
128,469
215, 638
72,404
26,413
379, 704
64,280
210,955
1,260
14,435
13,200
619,252
89,343
435,923
2,716
28,054
22,950
192, 609
33,706
108, 789
884
10,422
6,953
14, 790
8,343
12,001
92
5,291
1,430
5,692, 702 25,340,344
58,495
67,674
2,350
1,250
500
371
2,735,892 18,308,450
1,068
1,270
1,188
18,949
53
3,885
730,609
17,625
49,682
31
3,008
5,653
95
15, 572,558
5,034
5,702
3,305
44, 256
2,115
11,992
63, 972
151
3,456
200
556,059
577, 543
527,424
1,149,764
1, 617,768
1,091,993
242,500
1,410,968
6,882,623
490, 677
732, 689
1,661, 543
10,131
9,769
5,654
152,922
8,730
28,432
32,485
54, 720
875
2,700
1,
9,290
6,094
5,528
78,879
4,695
23,983
Undivided
profits
870
2,171,504 13,621,483
1,148,059 2,858,158
2,083,104 7,259,769
12,344
33,016
166,268
801,130
111, 423
766, 788
396,479
143,195
101, 660
62,922
160,305
242, 539
213, 718
47,036
199,438
645,118
64,845
119,291
339,346
Surplus
Reserves
and retirement
account
for
preferred
stock
32,187
148
150
480
11,449,979
1, 710,099
5,176,665
20, 672
634,862
655,365
970,420
412,864
475,883
464, 502
989,459
1,375,229
878,275
195, 464
1,211, 530
6,237,505
425,832
613,398
1,322,197
Capital
stock i
"155
19, 647,642
_
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida..
Alabama..
Mississippi
Louisiana
Texas
Arkansas.
Kentucky
_
Tennessee
Demand
deposits
Bills payAcceptable, redis- ances execounts, and cuted by
or for acOther
other
count of liabilities
liabilities
reporting
for
borrowed banks and
money outstanding
683,834
1,198,238
353,363
41,947
6,551
9,690
2,290
5,041
4,814
12,532
11,856
9,142
1,007
8,762
33, 506
1,999
3,978
12,365
29,854
13,085
10,300
8,862
21,323
33,675
23,157
4,705
21,788
167, 735
11,070
15,525
33,926
47,099
23, 702
21,332
14,274
29,265
48, 734
34, 538
10,050
41, 511
186,228
15,068
26,002
56,281
19,044
7,332
6,339
4,062
9,234
12,062
13,860
257
12,937
66, 083
7,902
8,718
16, 674
5,642
2,315
2,036
1,474
10,100
7,499
4,358
231
662
21, 616
1,559
1,747
3,294
42,927
116,982
395,005
554,084
184, 504
62,533
500
500
1,476
4,284
30, 239
2
275
5,375
896
33,803
12,965
74,961
38,863
7,487
27,433
2,890
10,153
95,526
34, 505
250, 707
48,040
29,365
39, 571
14, 723
42,258
130, 577
57,017
303,528
86,461
44,092
80, 491
23, 673
49, 790
49,569
27, 219
85, 246
32,223
23, 682
21,176
14,146
26, 525
4,732
6,518
52,723
6,776
4,737
11, 634
3,176
3,580
6,972
208,555
554, 695
775, 629
279, 786
93,876
199
7
300
518
2,725
2,615
3,599
4,189
4,510
1,190
5,447
1,082
9,342
4,705
4,843
22,398
20,495
5,245
2,660
17,310
6,540
35,275
6,739
7,112
24, 663
25, 750
6,226
5,920
29,032
6,245
45, 694
3,161
3,428
15,165
16,932
2,708
2,909
14,561
878
32,939
929
897
5,350
1,791
252
665
3,790
3,406
5,136
1,331
518
34, 699
119,471
157,381
92,681
22,216
5,000
209
542
27, 958
17,046
17,938
291,027
2,541
2,870
2,187
7,524
35,125
31,785
248, 683
7,300
5,300
2,385
7,475
49,682
40,925
305, 586
8,325
5,280
3,715
12,200
25,784
25,685
172,481
3,610
4,867
4,295
4,148
12,898
196
10,195
405
1,043
60
1,146, 667
508,929
2,371,036
1,048, 243
510, 954
522,491
163,419
250,023
4,288,187
2 078, 752
10, 525, 653
3, 515,741
1, 646, 716
2,282, 276
823,544
2,011,967
1,450
_
3,141,520
1,569,823
8,154, 617
2,467, 498
1,135, 762
1, 759, 785
660,125
1, 761,944
200
50
Total Middle Western States
20, 651,074
6, 521,762
27,172,836
4,850
202,379
230, 736
976,155
984,933
273,053
179,475
813,985
272,784
1,515,114
72,809
60,341
114,874
110,074
57,109
43,187
212,787
48, 789
148,284
275,188
291,077
1,091,029
1,095,007
330,162
222, 662
1,026,772
321, 573
1, 663,398
5,448, 614
868, 254
6,316,868
1,416,606
959,220
7,238,813
281,895
230,228
120,423
345,961
485,854
425,252
5,049,351
100, 570
65,907
58,013
87,748
1,902,460
1,384,472
12 288,164
382,465
296,135
178,436
433, 709
10, 593,146
6,272,695
16,865,841
Ohio
Indiana
Illinois
Michigan
Wisconsin - _
Minnesota
Iowa
__ _.
Missouri
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma-- ___
_.
_ ._
__
__ _
__
__ . _
__
_
_
Total Western States
Washington
Oregon
California
Idaho
Utah
._
Nevada
Arizona
_
..
_
.
Total Pacific States
..
Total United States (exclusive of possessions) _ . 75,975, 602
22, 998, 557
98, 974,159
57,985
102,929
2,772
30,164
87, 234
2,533
650
._
Total possessions.
Total United States and possessions
See classification on pp. 156 and 157.
163, 686
119,931
50
5,000
28,709
341,133
338,053
425, 713
240,870
24, 797
75,921
179, 285
1,559, 469
2,219, 527
3,326, 683
1,223, 608
271, 782
9
163
832
67
1,225
4,000
100
1,385
6,000
150
696
1,332
95
432
2,176
30
23,118, 488
99,257, 776
9
283,617
76,139,288
536
103
4,428
236
61
712
775
88,149
190,163
5,305
Alaska
.
_
The Territory of Hawaii
Virgin Islands of the United States
1
2,500
75, 921
1,062
5,325
7, 535
2,123
2,638
179, 294
1, 560, 531
2, 224,852
3,334, 218
1,225,731
274,420
TABLE NO. 38.—Assets and liabilities of active national banks, Dec. 81, 1952—Continued
On
[In thousands of dollars]
Loans and discounts
Location
Maine,.
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England
States-
Loans to
Commer- farmers
cial and directly
Loans to
industrial guaranOther
brokers
loans (in- teed by loans to and dealcluding the Com- farmers
ers in
openmodity
securities
market
Credit
paper)
Corporation
6,138
2,247
5,313
3,977
50
3,703
35,359
31,997
11,922
851,265
31, 627
112, 705
Other
loans for
the purpose of
purchasing or
carrying
stocks,
bonds,
and other
securities
49
276
1,235
1,307
2,247
9,717
1,188
3,726
Real estate loans
Secured
by farm
land (including
improvements)
Secured
by resi- Secured
dential
proper- by other
ties (other properties
than
farm)
19, 420
9,871
277,483
95,863
2,052
1,091
92, 328
8,876
34,379
61
62,368
3,345
18, 960
7,245
41, 038
1,223
7,803
212
394,234
391, 383
564, 779
5,404
36, 561
46, 566
87,057
51, 207
136, 525
663
13, 491
16, 396
5, 575, 438
1,205
110, 777
624, 458
201, 357
145,005
30, 760
93, 617
66, 554
217, 917
185, 904
147,883
27,984
227, 266
1, 332,175
49, 799
72,857
354, 547
208
20,872
2,753
1,772
1,775
390
1,208
32,987
1,111
161
482
2,818
11, 505
10, 535
17, 846
6,226
10, 064
176,952
17,127
22, 373
23, 651
1,520
681
3,837
1,478
2,186
261
3,130
11,030
1,446
612
5,998
6,725
2,768
9,661
2,924
9,959
17,882
3,208
674
4,382
87,194
509
1,782
15, 210
14,801
3,759
3,540
1,906
4,525
2,480
5,280
2,079
3,226
21, 558
4,237
11,060
7,671
106, 915
54, 405
14,478
13,387
29,828
30,094
46, 380
6,709
23,164
109, 592
12,077
Total Southern States.. _ 2,952, 268
42,180
328, 754
33, 951
162,878
86,122
518,123
Total Eastern States
Virginia
West Virginia--North Carolina.
South Carolina..
Georgia
Florida
Alabama
Mississippi.
Louisiana
Texas
Arkansas
._.
Kentucky
Tennessee
1,411, 319
2,624
76, 546
101, 203
390
1,937
1,531
76, 481 1,438,927
35, 008
305, 339 1, 637, 371 46,238
29,126
12, 675
7,364
10, 378
15, 612
23, 948
11, 760
5,236
18, 636
75, 765
6,618
12, 365
20, 422
36,009
1, 929, 355
6,112, 511
937,324
2, 720, 982
12, 581
242, 261
101, 249
13,180
52, 214
9
1,303
2,057
6,011,262
924,144
2, 668, 768
12, 572
240, 958
226, 337
56, 747
163, 035
16, 676
42,292
232
8,430
5,797
395,043
12, 588
1, 965, 364
2,037
50
10
15
1,962
611, 673
1,368
8,274
81,292
60,838
1,324,273
78, 915
287,169
877, 527 45,435
243, 320
300
432,185
253
1,281
29, 539
53, 519
250
25,034
22,689
18,029
233,330
16, 449
79, 512
Net
loans
1,341
672
704
27, 665
891
4,736
98.209
81,964
61, 542
1, 351,938
3,825
4,144
58, 552
7,059
15, 674
45, 291
9,846
49, 476
1,087
5,062
15
3, 776, 857
All other
Less
loans
Total
(includ- gross loans valuation
ing overreserves
drafts)
2,478
2,009
1,040
43,987
84
7,149
19,512
16,521
15,368
135,188
23,150
67, 744
21,428
1, 074, 875
Loans
to
banks
1,732
1,347
3,464
1,762
150
1,416
114
214
462
6
409
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Other
loans to
individuals
79,806
291,905
228, 394
236, 462 10,254,053
170, 012 10,084,041
100
460
18, 216
1,435
3,192
5,866
17,354
11, 210
16,198
2,970
15, 404
54, 966
1,639
2,216
17,167
478,022
167,857
205, 341
157, 730
449,609
400,149
367, 845
72,146
379,065
2, 470, 111
134, 463
221, 755
646, 248
4,377
2,377
2,458
1,731
4,798
3,586
6,971
1,298
4,091
27, 580
873
3,037
10, 570
473, 645
165,480
202,883
155,999
444,811
396, 563
360,874
70,848
374,974
2, 442, 531
133, 590
218, 718
635,678
4,118
167, 833
6,150, 341
73, 747
6,076,594
133,052
59, 246
65, 512
51, 279
137,069
116,418
115,064
19, 617
72, 376
566, 901
39,900
62,143
165, 632
1,330
56
35
249, 905 1, 604, 209
472
200
265
209
991
_
IllinoisMichigan
Wisconsin
Minnesota
Iowa
Missouri
___
Total Middle
States
513, 722
180,366
2,027,600
360, 993
208,411
315,127
70,264
303, 544
8,881
2,963
12,397
600
126
9,379
19,891
2,870
31,723
20, 527
107,051
9,963
12 315
45,619
58 963
48,695
12,114
1,491
197,789
5,057
520
2,719
317
8,314
15,981
7,077
82, 534
6,446
2,645
9,506
1,872
15, 790
3,980,027
Ohio.
Indiana
57,107
334,856
228,321
141,851
322,098
159,846
318, 988
301,462
112, 587
176,885
48, 212
132, 738
Western
North Dakota
South Dakota
Nebraska
TCansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
8,605,987
131,009
8,474,978
79,896
100,871
352,377
327, 216
82,189
65, 261
337,923
92,816
511,410
1,464
2,429
4,365
1,879
1,177
427
1,827
972
4,004
78,432
98,442
348,012
325,337
81,012
64,834
336,096
91,844
507,406
3,586
942
1,081
13,191
4,302
679
242
10, 288
928
16,084
4,557
47, 737
1,949,959
18, 544
1,931,415
22,000
4,038
104,805
2,529
2,261
534
292
769,874
584,949
5,735,370
148,841
103,662
58,099
194,998
10, 224
4,679
69,072
1,545
1,172
186
1,212
759,650
580,270
5,666,298
147,296
102,490
57,913
193,786
136,459
7, 595, 793
88,090
7,507,703
15,790
29,640
197,378
67,030
371,136
187
29,131
31,377
230,637
22,827
6,102
5,230
40,675
1,917
877
16,067
10
384
3
338
1,908
3,541
16, 509
1,088
1,052
401
214
10,038
161,652
9,160
155, 764
64,985 1,989,494
2,520
48,349
1,268
31,262
791
23 1$1
1,431
47,340
173,082
30,626
141,800
25,980
225,433 1,056,787
26,666
8,197
26,197
4,294
17, 582
3 994
54,473
931
38, 586
365,979
19, 596
24,713
90,193 2,456,982
299,455 1,496,587
8,398
306, 505 1, 574,637
924,011
566,009
401,961 6,461, 709 1,335,664 7,106,824
84,510
23
27
8,388
Total Pacific States
2, 658,845
5,423
96
646
2,358
1,015
825
121
25
8,398
886,881 36, 521,497
18
5,441
23
8,415
Total United States and
possessions
16,895,489
306, 505 1, 580,078
924,034
574,424
11
845
6,824
47,374
4,311
4,830
4,517
6,222
18
3,515
22,775
92,073
114
183
22, 703
241,643
5,097
_
Total possessions
19,162
3
1,001
412,843
23,954
2,469
387
10,683
906
7 067
15,453
1,375,339
547,829
3,336,551
1,012,779
439,624
801,886
259,982
700,988
982
315, 566
209,943
2,021,868
25,972
29,936
6,443
49,117
Alaska
The Territory of Hawaii
Virgin Islands of the United
States
_
19,285
7,058
62, 995
13,977
9,767
8,927
3,974
5,026
3,192
3,555
9,497
5,689
2,158
3,557
16,614
4,760
18,008
167,418
Total United States (exclusive of possessions) — 16,872,786
1,394,624
554,887
3,399,546
1,026,756
449,391
810,813
263,956
706,014
18,616
21,513
19,855
24,363
16,389
14,125
37, 752
13,214
31, 551
631,333
_
318,072 1,602,478
1,915
41,791
8,473
93,028
20,687
18,362
29,065
5,591
24,646
640
15,603
1,522
1,633
4,837
6,898
788
1,002
3,984
1 293
7,683
13,208
26 325
107,099
69,377
13 373
17,012
94 195
18 462
53, 792
_. _
341,705
127, 574
448,425
253, 651
66,162
185, 573
39,316
140,072
894
334
6,436
1,931
234
949
920
955
3,137
9,943
5 395
33,336
64, 261
7,032
1,546
15 182
805
29,918
Total Western States
109,654 1,572,816
72,142
31,498
74,444
60, 799
20,435
26,480
10,989
21, 285
18, 548
22,146
49,875
56,480
25,144
12,273
59,222
21, 789
105,659
13,031
18 793
106, 780
91,436
16,392
14, 555
98, 726
30 610
241,010
Washington
Oregon.
California
Idaho
Utah
Nevada
Arizona
33,827
15,072
21,687
7,098
7,825
9,459
8,541
6,145
843
144
282
40
970
55,041
9,285
3,573
11,021
402,931 6, 516, 750 1,344,949 7,117,845
84,510
517,411 36,004,086
600
285
22,175
91,788
1,624
1,624
116,472
885
115,587
890,454 36,637,969
518, 296 36,119,673
Or
C
TABLE N O . 38.—Assets and liabilities of active national banks, Dec. SI, 1952—Continued
C
[In thousands of dollars]
Demand deposits
Capital
Location
Maine.
New HampshireVermont
Massachusetts
Rhode Island—..
Connecticut
Total New England States..
New York
New Jersey
Pennsylvania.
Delaware
_.
Maryland..
District of ColumbiaTotal Eastern States.
Virginia
West Virginia.. _
North Carolina.
South Carolina..
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Total Southern States .
Preferred
stock
53
57
1,131
769
50
1,950
200
150
350
Common
stock
Individuals, partnerships,
and corporations
U.S.
Government
States
and
political
subdivisions
9,290
6,090
5,528
78,826
4,695
23,983
133,087
132,059
62,869
2,040,136
110,687
641,373
5,375
6,820
1,800
110,177
7,070
34,548
9,681
14,474
5,297
203, 202
18, 772
29,428
7,960
8,362
1,106
314,531
4,075
24,637
128,412
Banks
in
United
States
Time deposits
Banks
in
foreign
countries
Certified
and
cashiers'
checks,
etc 1
Individuals, partnerships,
and corporations
U.S.
Government
31,636
19
25
3,633
6,759
3,446
53,774
7,048
28,692
85,114
43,659
73,613
425,801
63,207
185,994
72
545
148
10,820
225
2,018
6
20
3
1,570
173
15
1,787
6,183
66
8,000
4,581
179
427
200,353
879
43,881
17,019
69,498
80
320
States
Banks Banks
in
in
U n i t e d foreign
counvisions States
tries
Postal and
savings political
subdi169
88
387
4,659
321
559
66
3,120,211
165,790
280,854
360,67^
31,690
103,352
877,388
13,828
378, 573 8,284,358
63,511 1,375, 513
210,905 4,122,386
1,260
19,755
14,435
473,039
13,200
557, 762
483, 597
59, 537
251,639
288
26,148
25, 506
336,919 1,320,065
185,092
44,807
197,665
529,122
204
15
73,731
58,406
49,455
95
576,980
142
13,649
448,060
45,008
62,204
410
3,258
16,978
1,863,947
1,125, 515
2,007, 577
12,254
159,141
101,017
58,742
5,346
4,723
10
6,787
8,881
"I,"025
681,884 14,832,813
846, 715
778,381 2,017,195
596,620
575,918
5,269,451
84,489
1,904
130,798
5,207
29,854
695,250
13,085
296,345
10,300
380,601
8,862
347,311
21,323
654,825
33,675
992,708
23,157
652, 740
4,705
137,510
21,788
781,051
167, 535 4,359,439
10,920
317,970
15, 525
499,016
33,926
844,040
34,176
15,678
14,514
22, 219
34,498
27,110
25,145
5,349
31,171
139,708
8,915
18,406
32,972
143,126
66,845
33,407
52,503
31,149
37,039
19, 690
65,564
184,508
100,846
159,654
176,937
101,096
86,837
29, 589
21,441
180,871
201,214
417,299 1,182, 717
54,092
40,857
36,184
54,001
332,116
98,547
59
30,964
14,931
12,530
9,718
14, 737
17,056
11,992
1, 575
12,164
127,032
3,982
5,791
14,271
351,281
141,133
85,875
54,597
153,414
231,117
209,023
46,299
195,319
537,252
63,911
113,964
324,019
20,413
1,034
2,732
7,655
5,332
8,343
3,924
727
798
20,066
245
1,557
4,219
120
185
408
327
110
180
6
380
45
1,169
39
16
172
24, 257
516
12,943
483
414
2,633
192
10
3,026
82, 726
500
3,704
9,849
250
3,905
150
50
1,087
394,655 10,958,806
409,861 1,386,894 2,521,235
2, 507,204
77,045
2,968 141,253
7,422
50
45
1,764
465
5,059
11,310
16
251
19,019
276,743
7
1,139
66
10
8,000
20
500
200,853
Ohio
_
Indiana
Illinois
Michigan
Wisconsin..
Minnesota
Iowa
Missouri.
_
Total Middle Western States
North Dakota
South Dakota
Nebraska _ - Kansas
Montana
Wyoming
Colorado New Mexico
Oklahoma _ _ _
_
Total Western States
Washington
_
_
Oregon
California
.. _
Idaho .
Utah
Nevada _ . _
_
Arizona
Total Pacific States
Total United States (exclusive of
possessions)
Alaska
The Territory of Hawaii
Virgin Islands of the United States
Total possessions
Total United States and possessions.
1
1, 059, 327
501, 969
2, 234,173
1, 034, 301
503, 708
516, 910
161, 083
242, 044
2,084
3,735
6,198
3,083
4,984
368
2,170
1,868
185 84, 614
581
2,206
1,247 124, 398
40 10, 489
1,049
840
70
4,963
53
113
541
5,360
457
438
3,020
330
373
180
2,102
53, 316
33,147
84,062
26, 907
20, 215
21,877
13, 445
15, 225
49, 646
268,194
6, 253, 515
24, 490
5,391 231, 358
5,008
15
2,114
2,717
7,253
8,303
3,084
1,762
8,433
3,881
21,192
71, 844
56, 804
114, 734
105, 773
56, 930
42, 437
202, 067
46, 748
136, 666
657
1,026
49
3,852
15
385
2,193
2,030
5,126
6
3
33
41
218
25
1,534
1,000
50
100
95, 526
34, 480
249,173
47, 040
29, 315
39, 471
14, 723
42 258
245, 762
215,120
131, 927
184, 371
379, 085 1, 257,171
194, 416
146, 692
121, 783
55, 500
358,190
120,132
112, 398
63, 828
443, 005
79, 349
2,895
83
35, 905
4,504
719
3, 438
2,709
551, 986 15, 208, 886 1, 015, 619 1, 244, 077 2, 864, 652
10, 669
23, 228
69,161
173,182
25, 851
28,125
40, 915
58, 856
147, 900
10, 425
10, 471
162, 289
99, 392
14. 699
10; 963
83, 755
12, 729
200, 209
2, 459, 755
1,164, 475
6, 031, 678
1, 885, 609
879, 348
1,180, 447
447, 333
1,160, 241
164, 672
55, 820
366, 716
209, 370
58,197
75, 701
23,121
62, 022
210
302
2,508
56
385
159
347
8, 505
2
23
5
5,690
2,000
706
4,705
4,843
22, 398
20, 495
5,245
2,660
17,310
6,540
35, 275
600
4,270
5,761
31, 976
25, 699
5,820
2,422
29, 093
12, 294
41, 473
119, 471
600
174, 886
188, 559
705,472
678, 357
223, 599
136, 203
651, 719
185, 024
1,103, 912
4, 047, 731
158, 808
577, 887
604, 932
517
58, 739
834, 003
15, 333
17, 952
748
35,125
31, 785
248,083
7,300
5,300
2,385
7,475
1,136, 440
747, 878
5, 760, 876
214, 357
172, 663
93, 824
281, 295
48, 405
22, 933
243,140
7,785
5,724
3,542
6,672
134, 359
124, 776
574, 960
52, 056
28, 946
19, 044
38,026
75, 341
40, 230
282, 479
4,102
20, 916
1,539
9,869
4,943
1,479
103, 687
479,892
413, 222
4, 476, 918
99, 085
61, 504
56,151
85, 713
5,663
47
34, 043
1,424
3,333
1,800
2,025
9
13 11, 920
237 463, 203
11
10
1,020
62
10
290
50
3,400
40
50
71, 550
2,637
17,118
21,924
273, 671
3, 595
1,979
2,474
7,462
337, 453
8, 407, 333
338, 201
972,167
434, 476
112, 746
328, 223
5, 672, 485
48, 335
1,300
475,195
3,830
71, 550
13, 568 1,002,739 22, 281
282, 403
5, 666 2, 213, 861 56, 575, 780 2, 934, 994 5, 240, 260 8,803,161
1,225
4,000
100
43, 038
62, 455
1,629
8,386
19, 511
276
5, 096
17, 337
814
801
1,170
30
5,325
107,122
28,173
23, 247
2,001
5,666 2, 219,186 56, 682, 902 2, 963,167 5, 263, 507 8,805,162
4
70
428
810, 238 1, 611,169 21, 414, 046 263, 520
18
10
11
96
12
434
664
2,022
23
17,062
83, 608
2,444
10, 750
613
10
10
2,342
3,003
85
3
1
434
2,709
103,114
11, 363
20
5,430
3
1
13, 588 1,008,169 22, 284
282,404
810, 672 1, 613, 878 21, 517,160 274, 883
Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to Federal Reserve banks (transit account).
2,000
TABLE NO. 39.—Assets and liabilities of all active banks other than national, Dec. 81, 1952 {includes State commercial, mutual'savings,
and private banks)
ASSETS
[In thousands of dollars]
Balances
Corpowith other
ObligaU.S.
rate
banks, inLoans
Govern- tions of Other
cluding
bonds, stocks,
Num- and dis- ment ob- States
reserve
counts, ligations, and po- notes, including Currency balances
ber of
and de- stocks of and coin and cash
litical
banks including direct and
Federal
subdivi- bentures Reserve
overdrafts guaran
items in
sions
teed
banks
process of
collection
Location
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
_
Connecticut
64
58
37
254
15
136
—
--.
17,500
80, 422
49,116
23,174
5,409
350. 268
50,300
203,341
1,
158,334
18,140
64,584
192,664
681,608
371 16, 784, 272 11, 926,459 1,126,119 1,442,228
135 1,173, 760 1, 280,431 236, 439 209, 515
340 2,057,632 2, 005,968 305,170 658, 508
64,686
233,325
26
202,845
20,837
79,850
469, 237
106
765,109
52, 687
11,003
193, 723
10
187,847
9,413
564
4,197, 508 4,337,905
Total Eastern States
Virginia
West Virginia.
North Carolina.South Carolina
Georgia
Florida..
_
Alabama..
Mississippi
Louisiana.
Texas
Arkansas
Kentucky
Tennessee
_.
_-.
Total Southern States
182
108
180
124
338
149
158
178
130
471
177
289
223
2,707
11,718
2,863
3,124
54,680
17, 988
38,133
56,268
17,685
17, 568
361,622
104, 790
250,319
4,323
2,675
1,620
31,819
10,069
20,614
282, 550
128,506
808, 252
71,120
143,110
11, 541
34,347
7,533
3,461
923
262, 270 6,453,123
61, 468
431,068
97, 762
944, 540
9,764
90,676
31, 757
234,939
11,480
123,339
20,911, 949 16,368,659 1, 750,665 , 465, 790 200,915
Total New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland-.
--District of Columbia—
198, 205
253, 418
195, 528
182,176
152,830
60, 553
2, 340,061 2, 276,829
372, 543
400,406
938,341 1,164, 523
12, 426
4,115
InvestReal ments and
Bank
other
estate
premises owned,
owned,
indirectly
furniture other representthan
and fix- bank ing bank
tures premises premises
or other
real estate
474, 501 8, 277, 685
360, 527
210,720
534, 945
116,368
315, 510
399, 704
132,181
216,805
218,238
532,131
168, 242
417,642
198, 622
44, 263
28,378
131,826
30, 876
32,409
45,382
27, 644
101,057
92,369
97, 421
33, 510
22, 634
44,473
3, 787,973 3, 821,635
732,242
407,105
166,191
595,141
83,225
384,050
242, 663
121, 929
207, 759
198,391
581,399
118,147
417, 613
264,360
14,945
5,279
68,283
11, 314
4,092
3,717
3,167
3,384
2,719
21, 444
3,206
18,349
3,022
162,921
11,326
1,186
1,403
1,960
217
1,368
331
293
356
695
2,658
177
954
1,471
27,897
15, 409
51,201
13, 309
28,319
26, 732
12, 706
22,196
24, 867
44,055
11,482
26,953
19,649
226, 874
99,831
379, 750
81, 414
243, 249
180,444
89, 219
159, 268
197, 084
513, 792
132, 696
310, 093
156. 458
13,069
324, 775
2, 770,172
477
327
321
759
13
664
Customers'
liability
on acOther
ceptassets
ances
outstanding
252
"139
325
109
Total
assets
194
302
11,160
2,254
15, 562
598,409
457, 435
252, 201
5, 655,928
994,647
2, 776, 619
30,352
4
174
319
7
10, 735, 239
2,561
1,709
2, 254
160
4,038
315
196
4,032
259
8,552
1,036
27
1,150
215, 371 38, 743, 428
11, 472 3, 450,882
21,606 6,190, 342
1,819
637, 453
21,899
1, 673, 229
1,595
549, 781
340,152
6,963
15,056
159,018 273, 762 51, 245,115
10, 571
3,734
12,881
2,006
9,715
9,458
2,867
5,940
3,192
17,817
2,564
5,510
6,827
257
20
236
46
299
409
61
238
90
2,528
37
125
509
4,855
628
79
4
8
65
666
151
2
202
264
2
5
3,738
1,774
1,043
35
1,100
384
2,503
1,993
491
597
1,190
1,983
261
1,474
930
1,901
23, 512
258
50
380
1, 096,844
532, 644
1, 785, 256
339,163
1,021, 792
911, 504
390, 709
717,860
739,087
1,815,872
470,324
1, 221,391
697,429
11,739,875
Ox
00
Ohio
Indiana
Illinois--.
Michigan
Wisconsin.
Minnesota
Iowa
Missouri
416
361
508
352
462
502
566
521
_ __
__
Total Middle Western
States
. . .
North Dakota
South Dakota
Nebraska
Kansas
Montana..
Wyoming
Colorado
New Mexico
Oklahoma
__
__
__
__
Total Western States
Washington
Oregon
California
Idaho
_
Utah
Nevada
______
Arizona
Total Pacific States..
Total United States (exclusive of possessions) —
Alaska
Canal Zone (Panama)._.
_
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United
&. States
Total possessions
Total United States and
possessions
1,714,823
499, 638
1,053, 663
996, 938
632,120
462, 079
710, 891
1,162,802
1,966,712
831,125
1, 854, 849
1,343, 946
840,058
448, 503
602, 570
1,049, 249
278,225
75,832
294,336
269,026
108,164
77, 719
117, 221
138, 418
152,321
24,858
129, 995
43, 588
28, 353
57, 554
13, 049
52, 945
5,880
1,063
7,700
3,365
1,060
143
700
16,887
101,012
41,109
48,643
70, 267
38, 790
19, 372
32, 849
47, 231
884, 422
329, 734
818,486
565, 759
321, 221
153, 244
315, 696
778, 819
26, 802
9,508
15, 769
27,419
10, 634
5,762
6,932
16,352
99
46
261
354
130
221
13
1,370
10,528
326
5,548
36
1,033
263
1,562
274
23 1 12. 887
2,113
20
706 12, 493
6,301
33
2,389
114
1,881
14
1,081
34
8,097
1,114
3,688
7, 232, 954
8, 937, 012 1, 358, 941
502, 663
36, 798
399, 273
4,167,381
119,178
2,494
19, 570
2,058
113
135
293
435
71
28
81
25
187
71, 427
88, 372
162,457
353, 964
96, 508
28, 734
162,167
41, 536
136, 828
207,950
128, 221
191,786
281, 218
145, 299
37, 468
138, 246
44, 064
111, 323
24, 760
10, 924
15, 992
82, 338
13,381
3,332
10, 907
3,430
26, 983
9,019
1,654
3,242
2,307
6,834
645
2,683
55
990
15
100
218
364
277
64
309
47
68
3,940
3,888
5,879
13, 597
4,409
1,460
6,822
4,424
8,297
44, 788
48, 571
90,090
184,977
72, 784
25, 576
88,304
35,165
82, 860
580
972
1,539
3,584
957
610
1,923
981
1,565
4
39
23
18
8
21
103
14
1,368
1,141,993
1, 285, 575
192,047
27, 429
1,462
52, 716
673,115
12, 711
230
611
86
50
107
28
45
3
11
227, 869
97, 021
1, 614, 617
58,038
167,821
17,674
52, 716
213, 823
100, 338
1, 563, 920
43, 817
135, 732
19, 629
77, 212
266
114
5,634
67
447
25
120
8,309
5,167
43,140
3,085
5,862
1,989
5,337
65, 824
40, 965
836, 080
26, 695
89, 817
8,122
34, 499
3,616
2,358
36, 826
876
2,299
513
2,486
43
47
122
14
44
4
537
129
14
420
13
841
330
2, 235, 756
6,673
72,889
1,102,002
48,974
811
1,486
541, 467 1, 452, 660 17, 798, 607
685, 217
17, 914
42,170
8,196
670
11
33, 909
30, 208
322
570
14
27
3,447
4,951
1
18
28
61
360
155
432
60
2,535
2,535
2,154, 471
26,038
16, 510
226,108
6,734
25,008
673
13,205
314, 276
29, 909
299
73, 039
113
1,728
210
4,630
109, 928
9,645 39, 508,133 36,905, 257 4, 540,835 3,950,339
14
0)
11
1
15,235
1,240
4,226
95, 997
184, 240
59
76,173
70, 596
916
10, 512
27, 985
162
8
300, 997
169,136
39, 932
19, 622
17,666
3,785
1
35
1,273
1,915
5,941
11, 758
9,680 39, 809,130 37,074, 393 4, 580, 767 3,969,961
5
1,048
2,826
3,108
916
8,155
24, 781
75
438
2
44
56
71
213
213
5,338
69
5,338
47, 242
22, 825, 564
313
123
559
424
761
33
2,461
176
684
362, 792
282, 829
471, 801
923, 234
341, 228
97, 932
414,100
130,037
369,683
5,534
3, 393, 636
1,166
488
11,462
269
285
120
649
576, 992
263, 321
4,416, 706
139, 721
429. 884
48, 959
191,460
14, 439
6,067,043
169, 032 394,841 106, 006, 472
112
13, 209
14, 252
747
6,439
8
47,844
22, 026
19,493
236, 721
363,708
1,381
16
24
5
39,885
73,321
9,010
594
520
542, 520 1, 492, 545 17, 871, 928
694, 227
18, 508
42, 690
1,053
5,153, 734
1, 815, 372
4, 242, 449
3, 327,032
1, 984,066
1, 226, 755
1, 802, 598
3, 273, 558
215
34, 783
691,388
171, 567 429, 624 106,697,860
i 4 branches of 2 American national banks.
* Branch of an American national bank.
NOTE.—Figures obtained from the Federal Deposit Insurance Corporation.
CO
TABLE N O . 39.—Assets and liabilities of all active banks other than national, Dec. 31, 1952 (includes State commercial, mutual savings, and
private banks)—Continued
LIABILITIES
[In thousands of dollars]
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Time deposits
Total deposits
386, 787
382, 259
183,402
3,885, 799
532, 664
1, 754, 940
532, 606
400,088
227, 780
5, 018, 536
901, 704
2, 499, 827
Acceptances executed by
or for account of reporting
banks and
outstanding
250
95
279
425
4
174
330
7
Other liabilities
2,455
1,796
787
43,105
9,811
Capital
stock i
8,150
1,608
4,997
39,483
11, 550
25, 261
Surplus
30,838
28, 589
Reserves
and retirement acUndivided count for
preferred
profits
stock and
capital
notes and
debentures
299,489
50,121
151,034
22,839
21,106
6,104
239, 553
14, 492
79,194
1,271
4,153
5,841
15,309
6,639
3,982
_._
Total Southern States
7,125,851
9, 580, 541
1,049
515
74, 843
91, 049
566, 759
383,288
37,195
16,078, 610
1, 732, 481
2,432, 787
181, 519
706, 980
139,007
34, 799, 764
3,174,331
5, 593, 727
565, 348
1, 525, 962
504,137
87,310
1,400
1,325
168, 572
165
1,095
3
464
314, 745
26,814
47, 751
4,925
12, 645
5,003
563, 917
57,135
120,189
11, 509
22, 390
9,800
2,034, 654
149, 300
335,156
46, 813
62, 213
20,440
671, 390
33,443
76,853
7,836
43,890
7,127
103,076
8,294
14, 246
1,019
5,415
1,774
24, 891,885
Total Eastern States
2, 454, 690
18, 721,154
1, 441,850
3,160, 940
383, 829
818, 982
365,130
Total New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia—
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana-_
Texas
Arkansas
Kentucky
Tennessee
Demand
deposits
145,819
17,829
44, 378
1,132, 737
369,040
744,887
Location
Bills payable, rediscounts, and
other liabilities for
borrowed
money
21, 271,384
46, .163, 269
91, 785
170, 299
411,883
784, 940
2, 648, 576
840, 539
133,824
663,035
339, 556
1, 266, 975
269, 217
735, 547
651,074
281, 067
575, 740
574, 578
1, 507, 057
385,499
985, 829
442, 924
340,862
140, 845
364,840
44, 542
193, 811
202, 934
77, 849
92, 996
119, 578
1,003, 897
480,401
1, 631, 815
313, 759
929, 358
854,008
358, 916
668, 736
694,156
1, 693, 917
435, 650
1,126, 057
637, 386
4,375
25, 286
14,163
23, 322
8,756
23, 094
19, 062
9,160
13,007
15,172
41, 349
10,413
24, 923
18,333
34, 448
23,522
67, 296
10, 033
33,140
23, 451
12,065
30, 664
17, 474
40, 700
11, 358
42, 251
18, 704
12,029
4,687
2,125
7,766
862
7,523
2,256
794
736
1,534
6,533
1,608
2,586
1,910
246, 040
365,106
8, 678, 098
50,151
140, 228
194, 462
2,149, 958 10, 828, 056
250
1,500
1,070
300
80
370
35
1,100
12,122
3,426
35, 959
1,063
11,869
4,413
1,441
2,510
3,040
9,018
584
7,417
6,736
8,843
1,901
99, 598
1,101
818
21
115
593
65
258
50
17, 932
4,690
15, 990
8,218
1,356
7,661
22, 905
10, 411
18, 042
12, 890
149,411
40,920
2 817,295
1,141, 627
2 679, 421
1, 619, 974
1, Oil, 696
522, 778
1, 224, 510
2, 482, 518
1 971 593
553, 073
1 268 481
1 478 763
841, 219
610 358
441, 641
546, 561
4 788 888
1, 694, 700
3 947 902
3, 098, 737
1, 852, 915
1 133 136
1, 666,151
3,029, 079
13, 499, 819
7, 711, 689
21, 211, 508
233 547
209, 852
392, 350
741 531
265, 942
73, 535
290, 771
102, 964
286,639
103 735
52, 619
42, 381
115 113
57, 700
17, 602
93 169
19, 913
50,287
337 282
262, 471
434, 731
856, 644
323, 642
91,137
383, 940
122, 877
336,926
3,367
2, 597,131
552, 519
3,149,650
6,129
195, 775
145, 630
2, 257, 993
95,005
243,006
31, 922
141, 677
336, 642
101, 535
1, 852, 509
35,977
156, 686
14 402
36, 258
532, 417
247,165
4,110, 502
130,982
399, 692
46,324
177, 935
3, 111, 008
2, 534, 009
5, 645,017
Total United States (exclusive of possessions) _ _ 55, 232, 631
41,345,410
96, 578,041
10 771
2,359
8 268
99 441
123, 952
429
159
44 729
22,023
19 320
213,110
294, 973
1,225
159
Ohio
Indiana
Illinois
Michigan
Wisconsin. _ __
Minnesota
Iowa._
._
Missouri-
_____ _
Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado. _
New Mexico
Oklahoma
___ __ __
_ __
Utah
Nevada __
Arizona
Total Pacific States
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii _
Puerto Rico
American Samoa
Virgin Islands of the United States
Total possessions
Total United States and possessions ._
1
.
___ __
Total Western States
Washington
Oregon
California
Idaho. _
_. __
Includes capital notes and debentures.
__
33 958
19, 664
11 052
113, 669
171,021
796
525
40
49
75
1,200
85
2,350
23
20
802
33
114
14
34
1,114
40, 985
10, 775
45, 792
26, 750
4,946
3,467
2,646
24,600
93, 692
31, 542
70, 301
68, 393
41, 044
22, 249
36, 820
77, 352
165, 974
47,093
89, 230
80,108
52, 409
41, 504
50, 852
75, 626
54, 401
28,020
53, 617
42, 607
28, 523
18,589
36, 780
56, 815
9,246
3,182
34,805
10, 355
4,040
6,596
9,230
6,622
4,324
2,154
159, 961
441, 393
602, 796
319,352
84,076
912
150
1,048
1,451
1,441
257
4,281
475
2,050
6,752
5,847
11, 396
18, 795
5,470
1,438
8,695
2,795
8,565
6,141
6,069
13, 268
25,672
6,478
2,935
9,099
2,257
9,189
8,049
7,147
8,320
19,007
3,743
1,822
5,970
523
8,836
3,656
1,145
1,468
1,424
454
343
951
1,110
750
12,065
69, 753
81,108
63,417
11,301
3,698
1,389
39, 542
1,146
3,191
505
1,998
7,520
5,760
87, 658
2,893
9,407
803
3,610
23, 512
6,228
109, 481
2,994
11, 243
798
5,562
7,846
2,404
58,125
1,467
5, 919
529
1,831
1,999
375
5,883
239
432
5,515
51, 469
117, 651
159, 818
78,121
9,452
180, 597
809, 819
1, 750, 826
1,570
241
951
213
213
5,515
112,130
188
7,995
2,546
37
3
173
1,619
14, 398
3
5
524
4, 424,163
1,834,128
316, 768
1,072
929
763
314
7,727
32, 269
50
8,201
8,697
65
3,089
1,752
38
51
2,787
1,078
350,160
245, 379
595, 539
8,183
2,546
16, 238
41,118
17, 892
5,693
4,179
55, 582, 791
41, 590, 789
97,173, 580
120,313
183,143
826, 057
1, 791, 944
4, 442, 055
1,839,821
320, 947
(See classification on pp. 164 and 165.)
TABLE NO. 39.—Assets and liabilities of all active banks other than national, Dec. 81 f 1952 {includes State commercial, mutual savings, and
private banks)—Continued
[In thousands of dollars]
Loans and discounts
Loans to
Commer- farmers
cial and directly
industrial guaranOther
loans (in- teed by loans to
cluding the Com- farmers
openmodity
market
Credit
paper)
Corporation
Location
Maine
New Hampshire
Vermont—
Massachusetts.
Rhode Island.
Connecticut
.
_.
Total New
States
England
36,610
6,056
9,612
219,129
86,010
117,642
22
5,763
490
6,553
2,039
1,112
4,059
Loans to
brokers
and
dealers
in securities
107
12, 754
1,405
610
Other
loans
for the
purpose
of purchasing
or carrying
stocks,
bonds,
and other
securities
Real-estate loans
Secured
Secured
by farm by resi- Secured
dential
land (in- properties by other
propercluding
(other
ties
improvethan
ments)
farm)
1,477
10
1,258
16,647
851
5,248
3,574
1,377
12,578
10,162
2,306
6,567
109,815
171,122
95,904
1,642,099
202, 584
642,070
13,320
6,742
13,347
276, 564
30,635
57, 594
27,397
8,783
12,638
169, 240
47, 514
108, 395
36, 564 2,863,594
398, 202
373,967
475,059
91
20,016
14,876
25,491
5,962, 236
212, 740
604, 261
75, 654
72, 916
53, 736
690
20
466
413
28,079
1,727
10, 330
2,587
962,819
4,418
35,176
2,675
911
1,827
261, 732
7,065
37,477
1,972
12, 549
412
Total Eastern States.... 6,981, 543
1,589
49, 707 1,007,826
321, 207
;0,199
96,074
26, 518
231, 556
16,437
124, 741
63,060
23,749
68,368
54,836
171, 855
23,568
125,038
47,322
78
54
585
1,752
4,343
2
2,113
2,713
2,120
20,045
1,643
766
330
13, 963
4,111
18, 653
6,452
23,286
12,865
17, 532
38,113
13, 740
96,945
30, 521
30, 206
24,851
919
236
3,103
5
1,995
291
244
2,312
350
442
554
501
343
1,313
6,526
12, 700
1,322
6,874
3,755
1,758
6,435
1,426
8,943
1,228
9,001
1,768
15, 242
6,450
24,680
5,082
20,057
7,287
10,759
15, 528
11,026
10, 518
9,093
40, 384
26, 254
104, 442
56,006
61.049
20,031
78,367
51,176
23, 892
20,066
34, 650
47,229
17,600
68,638
47, 724
Total Southern States. _. 1,073,122
36, 544
331,238
11, 295
63,049
202, 360
630,870
New York.
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
_
Virginia
West Virginia
North Carolina
South Carolina
Florida.
Alabama
Mississippi
Louisiana.
Texas
rkansas
Kentucky.
Tennessee..
_
_
_.
_.
_
_.
116
Other
loans to
individuals
All
other
Loans loans (into
banks cluding
overdrafts)
35
682
"375"
1,575
970
2,095
9,191
5,065
5,473
1,092
Total
gross
loans
199,695
195,550
153,985
2,358, 561
377,482
948,048
4,233,321
Less
valuation
reserves
Net
loans
1,490
22
1,155
18,500
4,939
9,707
198, 205
195, 528
152,830
2,340,061
372, 543
938,341
35,813
4,197, 508
43, 225 7,151,082 1,196, 553 1,062, 893 62,610
85,896
231, 045
631, 823
2,212
117,486 527, 636
696,328
15,041
900
12,068
80,625
49,239
7,225
43,407
191,336
122,404
12,436
15, 727
62,163
60
50,313
875
345,650 17,077,569
14,910 1,191,836
45,131 2, 089, 786
1,586
234,097
10,978
474, 218
194, 621
9,392
293,297 16, 784, 272
18,076 1,173, 760
32,154 2,057, 632
772
233,325
4,981
469, 237
193, 723
8,801, 507 1,471,137 2,055,380
64,385
427, 647 21, 262,127
350,178 20,911,949
147, 689
48, 690
203, 070
26, 517
102,323
80, 353
36,346
42, 939
60,671
202, 811
27, 510
114,644
97, 089
1,750
12
11
200
95
7,169
4,148
4,617
2,532
5,907
7,448
1,210
3,570
5,697
5,533
1,483
10,381
5,947
223,145 1,190, 652
3,839
65, 642
22,848
15, 260
43, 733
4,126
19,822
18, 560
6,004
10,443
17,096
21,402
5,859
22, 243
15, 749
264
350
411,487
167, 999
604, 903
84, 256
387,979
244, 797
123, 607
210,837
201,612
585, 735
119, 070
422,002
267, 472
3.831,756
1,
9,762
1,031
3,929
2,134
1,678
3,078
3,221
4,336
923
4,389
3,112
407,105
166,191
595,141
83, 225
384,050
242, 663
121, 929
207, 759
198,391
581,399
118,147
417,613
264,360
43, 783 3,787,973
to
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
_
475,110
71, 570
427, 922
175, 386
145, 261
36, 306
89, 413
378, 424
.
Total Middle Western
States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico _ _
Oklahoma
_.
Total Western States—.
Washington
Oregon
California
Idaho _
Utah
Nevada
Arizona
Total Pacific States
4,668
6,490
15,163
2,837
395
22, 693
82, 663
11, 660
40, 964
56, 667
98, 719
55, 304
64, 579
101, 416
229, 979
103, 635
36,417
270
42,114
293
501
37
854
3,416
61, 037
3,058
14,199
11, 266
6,965
1,470
3,349
9,403
55,048
36, 895
20, 752
34, 694
53, 013
43, 289
51, 945
35, 320
579, 335
175,613
183, 930
381,042
209,364
171,326
121, 714
280, 905
1, 799, 392
146, 569
751, 263
83, 902
110, 747
330, 956
2,103, 229
3,849
5,873
14, 257
42, 794
13,158
3,661
37, 817
9,182
17, 931
22,495
16, 442
37,006
90,889
20,875
1,762
6,888
191
22, 249
23,911
43,109
75, 896
108, 948
23,100
10, 703
37, 336
9,570
34, 346
148, 522
218, 797
366, 919
26, 355
16, 022
442, 687
13, 025
38, 217
2,871
11, 248
8,347
1,534
180
4,415
991
1
8,235
6,638
36,454
14,816
23,172
3, 252
8,711
550, 425
15, 468
101, 278
Total United States (exclusive of possessions). 11, 028,063
221
15
65
137
194
727
1,358
684
63
2,191
427
706
2,398
2,773
5,439
12, 505
1,549
652
1,604
749
3,562
10, 041
10,865
11,023
39,129
17, 033
5,849
20,184
5,152
9,020
1,197
1,958
2,178
7,769
3,597
1,807
5,100
2, 531
3,145
8,004
7, 912
16, 799
48, 906
16, 931
4,374
52,164
14, 321
45, 548
1,030
6,487
31, 231
128,296
29, 282
214,959
5
10
714
1, 738, 670
506, 013
1,066,000
1,006, 693
641,652
467,176
716, 299
1,175, 603
23,847
6,375
12,337
9,755
9,532
5,097
5,408
12,801
1, 714,823
499, 638
1,053,663
996, 938
632,120
462,079
710, 891
1,162,802
3,152
123, 707
7, 318,106
85,152
7, 232, 954
177
405
1,195
2,539
1,328
79
395
374
1,252
72,209
89, 542
164, 530
355, 551
98, 255
28, 950
163, 925
42, 512
137, 824
782
1,170
2,073
1,587
1,747
216
1,758
976
996
71,427
88, 372
162,457
353, 964
96, 508
28, 734
162,167
41, 536
136,828
7,744
1,153, 298
11,305
1,141,993
834
989
30, 832
393
1,489
270
47
228,877
97, 932
1, 641, 750
58, 583
169, 290
17, 781
53, 216
1,008
911
' 27,133
545
1,469
107
500
227, 869
97,021
1, 614, 617
58,038
167,821
17,674
52, 716
34,854
2, 267, 429
31,673
2, 235, 756
82
6
25
31
5,189
2,424
25, 335
1,155
6,657
167
860
129, 747
41, 016
703,004
7,586
49, 222
5,541
14, 792
27, 719
6,114
119, 558
2,477
12, 918
1,305
2,263
22,100
22, 659
256, 057
14,238
35,149
4,372
15, 056
17,188
13, 246
41, 787
950, 908
172,354
369, 631
290
419,058 1, 620, 421 1,136,117
540, 227
723,097 15,478, 404 2, 689, 896 5, 674,002
72, 789
8,609
1,132
2,261
18, 251
86, 852
Total possessions
117,105
37
16,859
6
286
450
20,373
395, 776 1, 469,413
2,600
41, 426
4,349
28,160
16,098
12, 290
3,439
5,132
12, 813
130
267
40
33
351
499
10, 495
472
1,189
2
238
Alaska.
Canal Zone (Panama)
Guam
__
The Territory of Hawaii
Puerto Rico
._
American Samoa. _
Virgin Islands of the United
States...
Total United States
and possessions
11,145,168
356, 294
124,371
198, 347
265,181
95. 886
62, 703
100, 717
265, 914
88, 241
26, 463
36, 654
64, 559
53,398
24,415
30, 533
71, 513
1
683, 963 40,066,037
326
5
13
2
413
16,163
15, 300
1,240
4,226
96,074
185, 280
59
44,196
326
16, 596
302,179
726, 957 15, 546, 832 2, 706, 907 5, 718,198
73,115
3
4,045
2,269
13, 354
477
474
3,383
106
45,804
18, 473
62
7,852
6,828
367
94
1,795
9,476
32,405
59
20,825
13,832
3,860
68, 428
17,011
419,058 1, 641, 246 1,136,117
554, 059
2
289
1
700, 559 40, 368, 216
557,904 39, 508,133
65
77
1,040
1,182
15,235
1,240
4,226
95, 997
184, 240
59
300,997
559,086 39,809,130
TABLE N O . 39.—Assets and liabilities of all active banks other than national, Dec. 31, 1952 {includes State commercial, mutual savings, and
private banks)—Continued
[In thousands of dollars]
Capita I
Capital
notes
Preferred
and
deben- stock
tures
Location
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
125
1,024
859
Total New England
States
New York
New Jersey
Pennsylvania
Delaware
Maryland
. _
2,008
39, 978
2,290
5,657
9,484
463
100
570
Total Eastern States. 42, 368
16,174
District of Columbia-. _.-
Virginia
__ _
Government
States
and
political
subdivisions
8,025
1,608
3,973
38 624
11, 550
25, 261
116,087
14 486
35,445
930 827
305,611
601, 645
4,711
239
1,544
39,173
14, 324
55, 610
17, 532
2,012
6,131
77,929
24,968
43,948
3,046
891
352
43.828
7,052
23, 859
89, 041
2, 004,101
115, 601
172, 520
79,028
2,761
518, 282 13, 645,064
45, 361 1,195,615
119, 726 2, 721, 753
11, 509
337,997
21, 720
679,185
9,800
336, 271
876, 915
55, 343
105, 854
19, 870
21, 771
7,792
533,487 2, 248,967
123,379
25,639
121,448
173,305
12,667
4,867
64,338
41,047
93
12,907
615, 745
376
3,116
726,398 18, 915,885 1,087, 545
855,412 2, 506, 732
U. S.
Banks in Banks in
foreign
United
countries
States
24, 225
14,110
23, 253
8 646
23,045
18,829
9,151
12, 466
15,069
41,323
10 410
24, 856
18, 313
514, 069
262,923
875, 514
220 416
566,078
529, 275
227, 711
422,896
397, 563
1, 273,172
326, 675
726,905
368,965
15, 214
12, 809
45,186
8,126
21, 549
9,094
6,264
7,201
6,835
16, 212
4,293
30, 241
11,103
59,245
42,333
103, 522
30 516
91, 543
91, 554
42,967
97,159
120,966
144,964
37,869
70,169
48, 518
64, 757
10,975
225,962
8,749
48,904
13,964
2,495
45,439
45, 608
53, 856
14, 460
148,169
11, 294
2,196
243, 696
6, 712,162
194,127
981,325
694, 632
1,061
53
10
49
10
69
100
233
9
531
103
26
148
Time deposits
Individuals,
partnerships, and
corporations
Common
stock
3
67
20
_____
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky _ _ _ _
Tennessee
Total Southern States
Demand deposits
824
1,922
15
Certified
and
cashiers'
checks,
etc. 1
Individuals,
partnerships, and
corporations
4,443
201
906
40 156
15,163
19,810
383,968
382 220
182,166
3 882 745
532 135
1, 753, 828
80, 679
U.S.
Government
473
10
605
263
2
178
150
40
368
7,117,062
1,353
911
464
800, 976 15, 612, 903
41,498 1, 710, 341
35,464 2,374, 789
8,428
163, 884
11, 730
702,043
7,603
111,919
9,094
256
346
370
3,951
10,319
620, 612
905, 699 20, 675,879
24, 336
9,469
10, 516
16, 743
1 410
7 462
6,872
1,630
3,038
3,606
18,346
2 202
10, 065
3,044
311, 018
139,324
298,987
41 049
189 810
196, 038
76, 760
91,999
114, 313
169, 201
49 289
135, 305
187, 617
94,403
2, 000, 710
281
48
11
315
7
507
280
1,449
States
and
Postal
political
savings
subdivisions
2 346
39
1 163
2 271
116
972
Banks
Banks in
in
United foreign
States
countries
63
98
6,907
161
53,089
21,635
57,124
17, 265
663
194
146, 432
249
216
330
149,970
147, 202
2,888
374
3,108
6
971
29
174
997
3,002
54
16
4,044
82
2,248
351
6,871
5
485
3, 015
33
24, 314
717
55, 259
670
1 905
3,004
652
394
79
615
2 812
640
848
230
404
18
451
4
62
716
16,817
395
858
6,341
1,143
770
15, 745
13, 947
111, 648
7,908
312
18
257,092
305
16, 575
17
360
273, 667
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western
States.
_
North Dakota
South Dakota
_.
Nebraska
Kansas...
_
Montana
Wyoming_
Colorado
New Mexico _
_
Oklahoma
_
_
Total Western States.
Washington
Oregon.
_ _
California
Idaho
_
Utah
Nevada
Arizona
Total Pacific States..
Total United States
(exclusive of possessions)
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United
States
Total possessions
Total United States
and possessions
1
1,013
974
238
859
10
365
25
1,633
1,785
617
976
405
3,711
5,189
92,314
30, 568
70,038
66,760
38,400
22,239
35,844
76,330
2,351, 204
924,179
2, 244, 754
1,333,646
868,234
436,819
1, 017, 752
1,815, 758
432, 493 10,992,346
1, 885, 501
549, 719
1, 208, 973
1, 458, 546
837, 534
601,088
440,996
543,122
10
3,015
6
1,326
21
6
20
196
734
171
41
97
269
307
152
82
84,863
485
168
2,285
42,068
13, 811
30,788
36,509
19,509
9,661
18,917
18,362
59,461
18, 722
3,338
8,952
433
3,126
72
57
5
40
35
7,122
189,625
7, 525, 479
4,600
1,853
178, 895
862
1,405
1,551
2,631
5,760
3,179
764
4,925
1,334
4,192
50,451
49,450
42, 342
114, 596
57, 327
17, 597
85, 876
17, 821
49, 934
28
9
1
7
5
32
4
5
53, 255
3,153
34
450
307
954
1,730
3
151,118
158, 765
120,281
163,464
64,048
61,160
138,897
204, 713
123,346
16,282
178,614
35,894
28,474
3,306
18,229
373,327
2,561
152
1,371
753
470,808 1,062,446
777, 472
146,998
28,438
103,613
49, 708
31,431
11,832
30, 715
68,073
36
5
25
65
13
103
6,727
5,782
11,363
18,760
5,445
1,295
8,695
2,759
8,560
173,364
180, 393
353, 426
566, 563
212,062
62,205
232,039
79,874
238,175
2,024
2,512
5,744
9,713
4,632
713
4,772
4,893
4,253
53, 917
24,105
28,350
149,944
30, 513
9,287
26,349
16, 665
35,404
2,837
1,291
2,198
9,551
15, 556
566
22, 686
198
4,615
264
69,386
2,098,101
39, 256
374, 534
59,498
1
25, 741
485, 394
7,512
5,760
86, 325
2,893
9,235
803
3,610
164,898
123,062
1,863, 249
72,811
168,089
24, 853
98, 539
3,558
3,285
85,019
1,551
4,789
654
2,664
21,131
16,171
85,162
16,963
43,081
5,386
37,810
3,042
981
158,082
2,484
24,109
28
205
510
14
22, 405
175
2,636
2,117
44, 076
1,196
2, 936
1,001
2,284
336, 533
97, 422
1, 729, 796
35, 919
155,836
14,400
35,891
116,138
2, 515, 501
101, 520
225, 704
188,931
23,106
56,246
20
35
25
143
8
1,333
62
110
70
1,443
46,400
27, 274 1,677,152 43, 238,096 2,008, 857 3, 671,941 4, 306, 293
6,759
74
7,727
32,195
50
20, 330
9 209
4,736
77,157
108,423
476
5,990
10,137
5,570
13,871
13, 018
282
525
20, 211
30,700
74
41,044
220, 331
48,868
58,195
1,072
1
35
52
**j
10
332
15
6,339
30
235
mm 100
2,811
401
63,803
110
10
6
1
12
47
3,242
109,631
58
806
46
870
3,517
2,721
6,832
20
14
2
10
15
352
2,405, 797
2,747
44
114,136
4,453
6,832
655,051 1, 352,393 40, 210,321
51, 592
16,943
625,359
160,696
280, 499
250
92
221
787
9,481
7
10, 552
2,359
5,768
95, 664
66, 813
429
26
17
100
76
11
600
600
2,037
2,500
3,166
53,888
614
10,838
181, 744
637
2,654
59, 654
690
656,178 1, 363, 231 40,392,065
52, 229
19, 597
685,013
161,386
2
629
226
1,059
9,082
31
584
317
10,801
1,127
159
46,474
27, 274 1, 718,196 43, 458, 427 2,057, 725 3, 730,136 4,317,094
Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
280, 499
TABLE N O . 40.—Assets and liabilities of active State commercial banks, Dec. 31, 1952 1
ASSETS
[In thousands of dollars]
Location
U.S.
ObligaLoans
Govern- tions of
and disment
Num- counts,
States
obligaber of
and
tions,
banks including
political
direct
oversubdidrafts
and guar- visions
anteed
104,417
40,741
38,812
564,325
269,328
386,564
10,486
3,040
8,495
58,197
17,305
74, 711
6,983
4,980
3,963
53,583
13,203
18,346
221
1,373, 562 1,404,187
172,234
101,058
238
112
325
24
97
10
9,358,059
869,990
1,729,307
212, 906
348, 287
193, 723
116,487
41,994
77,909
531,780
236, 331
369,061
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England
States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia..
Total Eastern States
Virginia
West Virginia—
North Carolina.,
South Carolina..
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
_
Arkansas
Kentucky
Tennessee
Total Southern States
with
Corporate
other
Bank
Other
stocks,
banks, in- premises
includbonds,
ing
owned,
Currency cluding
notes,
reserve
furniand
stocks of and coin balances
deben- Federal
and cash ture and
fixtures
Reserve
tures
items in
banks
process of
collection
6,722,947
962,942
1, 543,170
183,647
500,242
187, 847
9,763
1,578
2,448
36, 664
15, 519
27,118
44,186
7,206
14, 822
282,341
97, 432
202,096
2,793
451
791
15,089
8,377
12,506
174
103
114
199
11
115
252
139
884
325
109
4
174
319
7
Total
assets
740
66
180
4,760
2,019
1,013
297, 768
103,870
148,189
1, 551,427
663,379
1,096,336
8,778
3,860,969
17,041
93,090
648,083
40,007
716
1,709
504
72,464
11,078
30,433
3,771
3,461
923
192,050
55,086
90,858
9,573
30,012
11,480
5,874,439
398,322
917,367
143,529
29,538
42,053
4,196
11,969
214
119
4,032
259
8,552
145,195
147
1,094
3
464
567, 969
122,130
389,059
7, 620,850
240, 593
4,617
15,056
146, 903 119, 238 33, 464, 748
27, 897
15,409
51,201
13,309
27,824
26, 732
12, 706
22,196
24, 867
42, 359
11, 482
26,953
19, 649
226, 874
99,831
379, 750
81,414
240,193
180,444
89, 219
159, 268
197, 084
496, 251
132, 696
310,093
156,458
10, 571
3,734
12,881
2,006
9,620
9,458
2,867
5,940
3,192
17, 449
2,564
5,510
6,827
257
20
236
46
238
409
61
238
90
1,574
37
125
509
1,445
628
79
4
278
666
151
2
202
264
2
9
8
1,774
1,043
35
1,100
322, 584 2, 749, 575
92, 619
3,840
3,738
1,901
220,274
274,944
13.154
46, 782
9,413
806 12,712, 272 10,100, 795 1,425,266
1,487
3,711
512
3,431
3,210
4,690
Investments
and other CusReal
assets
estate
tomers'
owned indirectly liability Other
repreother
accept- assets
senting onances
than
bank
bank
outpremises standing
or other
real
estate
182
108
180
124
301
149
158
178
130
459
177
289
223
407,105
166,191
595,141
83, 225
381,641
242, 663
121, 929
207, 759
198,391
567, 211
118,147
417,613
264, 360
360, 527
210, 720
534, 945
116, 368
315,039
399, 704
132,181
216, 805
218, 238
514, 917
168,242
417,642
198,622
44, 263
28, 378
131,826
30,876
32,409
45,382
27,644
101,057
92,369
91, 591
33, 510
22,634
44,473
14,945
5,279
68,283
11, 314
4,085
3,717
3,167
3,384
2,719
19,494
3,206
18.349
3,022
1,186
1,403
1,960
217
1,368
331
293
356
695
2,578
177
954
1,471
2,658
3,771,376
3,803,950
726,412
160,964
12,989
220, 523
123,339
165
131
9,308
1,036
27
1,150
258
50
380
85,064 23, 736,994
8,513 2,617,924
15, 457 4,840, 272
1,814
525,193
6,795 1,194. 584
1,595
549, 781
384
2,325
1,993
491
597
1,190
1,537
261
1,474
1,096, 844
532,644
1, 785, 256
339,163
1,015,020
911, 504
390, 709
717, 860
739,087
1, 755, 605
470, 324
1,221,391
697, 429
11,672, 836
Ohio
Indiana
,
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western
States
North Dakota
South Dakota
Nebraska
Kansas
Montana
._
Wyoming
Colorado
.
New Mexico
Oklahoma
Total Western States
Washington
Oregon
California
Idaho _
Utah
Nevada
Arizona
._
Total Pacific States
._
Total United States (exclusive of possessions) —
Alaska
Canal Zone (Panama) _
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United
States
Total possessions
Total United States and
possessions.—
1, 564,112
474,678
1,053,663
995, 255
626, 845
372, 563
705, 497
1,162, 802
1,885,003
800,982
1,854, 849
1,342,387
831,020
386, 275
599, 279
1,049, 249
274,686
74, 401
294, 336
268,994
107,155
57,181
116, 919
138, 418
118, 683
22,077
129, 995
43, 563
28,123
28, 696
13, 044
52, 945
5,771
1,045
7,700
3,365
1,020
143
700
16, 887
97,162
40,127
48, 643
70,127
38, 541
18, 956
32, 700
47,231
867, 580
321, 847
818, 486
564, 346
319, 378
148, 270
313,831
778,819
26, 567
9,308
15, 769
27, 409
10, 568
5,462
6,877
16,352
99
46
261
354
130
48
13
1,370
10, 528
326
5,548
36
1,033
263
1,562
274
23
20
706
33
114
14
34
1,114
11,910
2,105
12, 493
6,298
2,373
1,866
1,081
8.097
3,654
6, 955, 415
8, 749, 044 1,332,090
437,126
36, 631
393,487
4,132, 557
118,312
2,321
19, 570
2,058
46, 223 22, 224,834
113
135
293
435
71
28
81
25
187
71, 427
88, 372
162, 457
353, 964
96, 508
28, 734
162,167
41, 536
136, 828
207,950
128, 221
191, 786
281, 218
145, 299
37, 468
138, 246
44,064
111, 323
24, 760
10,924
15, 992
82,338
13,381
3,332
10,907
3,430
26,983
9,019
1, 654
3,242
2,307
6,834
645
2,683
55
990
15
100
218
364
277
64
309
47
68
3,940
3,888
5,879
13, 597
4,409
1,460
6,822
4,424
8,297
44, 788
48, 571
90,090
184,977
72, 784
25, 576
88,304
35,165
82,860
580
972
1,539
3,584
957
610
1,923
981
1,565
4
39
23
18
8
21
103
14
1,368
1,141, 993
1, 285, 575
192,047
27,429
1,462
52,716
673,115
12, 711
230
611
82
49
107
28
45
3
11
108, 358
82,027
1, 614, 617
58,038
167,821
17,674
52, 716
112, 778
92,237
1,563,920
43,817
135, 732
19, 629
77,212
24,112
16,494
226,108
6,734
25,008
673
13,205
3,517
299
73,039
113
1,728
210
4,630
211
114
5,634
67
447
25
120
7,353
5,048
43,140
3,085
5,862
1,989
5,337
58, 207
39,629
836,080
26, 695
89, 817
8,122
34,499
2,808
2,316
36, 826
876
2,299
513
2,486
34
47
122
14
44
4
537
129
14
420
13
841
325
2,101, 251
2,045,325
312,334
83, 536
6,618
71, 814
1,093,049
48,124
802
1,486
196, 871 1,322, 750 16, 917, 229
552,366
12,526
42,170
561
14
27
3,447
4,951
1
13
28
61
360
155
432
60
2,535
2,535
9,032 28,055,869 27,388,876 4,160, 383 1, 378, 082
13
(2)
(
\
1
1
1
14, 644
1,240
4,226
95, 997
184,240
59
76,173
70, 596
916
10, 512
27,985
17, 355
3,785
162
168,825
39,932
19,508
5
8
300,406
1
34
1,273
1,801
5,941
11, 758
9,066 28,356,275 27, 557, 701 4,200,315 1,397,590
1 Includes stock savings banks.
2 4 branches of 2 American national banks.
3 Branch of an American national bank.
4, 862,124
1, 746, 962
4, 242,449
3, 322,167
1, 966, 300
1, 019, 737
1, 791, 537
3, 273, 558
409
351
508
347
458
501
559
521
1,048
2,777
3,108
916
8,155
24,781
75
7,922
670
11
33,909
30,208
322
438
2
44
56
71
213
213
5,338
69
5,338
362. 792
282,829
471, 801
923. 234
341, 228
97, 932
414,100
130,037
369,683
5,534
3,393,636
375
403
11, 462
269
285
120
649
317,882
238, 628
4,416, 706
139, 721
429,884
48, 959
191,460
13, 563
5, 783, 240
156,917 216, 224 80, 400, 263
111
13, 209
14, 252
747
6,439
8
46, 490
22,026
19,493
236, 721
363, 708
1,381
16
24
5
39,836
73,047
9,001
589
520
197,924 1,362, 586 16,990, 276
561,367
13,115
42, 690
1,053
313
123
559
424
761
33
2,461
176
684
215
34, 782
690,034
159,452 251,006 81,090,297
TABLE N O . 40.—Assets and liabilities of active State commercial banks, Dec. 31, 1952—Continued
00
LIABILITIES
[In thousands of dollars]
Location
Maine
New Hampshire.,Vermont
Massachusetts
Rhode Island
Connecticut
Demand
deposits
145,805
17,829
43, 733
,132,365
_
-..
Total New England States
Time
deposits
Total
deposits
742,814
125,530
74,282
90,146
271,525
236,471
265,975
271,335
92, 111
133,879
1,403,890
605,430
1,008,789
2,451, 505
1,063,929
Bills payable, rediscounts,
and other
liabilities
for
borrowed
money
250
95
264
"425"
Acceptances
executed
by or for
account of
reporting
banks
and outstanding
4
174
330
7
Other
liabilities
1,615
620
431
17,670
7,398
8,150
1,608
4,997
39,483
11,550
25,236
Surplus
8,401
5,115
4,949
50,554
23,145
35, 719
7,146
3,894
3,124
25,166
9,102
14,038
871
427
805
14,226
6,424
2,499
1,034
515
37,357
91,024
127,883
62, 470
25,252
2,800,724 21,317,825
989, 671 2,421,568
1,197,844 4,349,529
86,016
469,845
286,105 1,099,876
504,137
139,007
83,435
1,400
1,325
154,167
165
1,095
3
464
234,020
21,969
43,465
4,544
9,853
5,003
560,867
57,135
120,189
11,509
22,390
9,800
1,012,653
75,590
240,909
30,882
42,113
20,440
350,158
33,233
72,292
7,673
14,223
7,127
23,869
6,864
11,468
737
5,415
1,774
24,663,413
Total Eastern States
3,515,434
18, 517,101
1,431,897
3,151, 685
383,829
813, 771
365,130
New York
New Jersey
PennsylvaniaDelaware
Maryland
.
District of Columbia
5,499,367 30,162, 780
87,910
155,894
318,854
781,890
1,422, 587
484, 706
50,127
4,375
25,286
14,163
23,322
8,756
22,830
19,062
9,160
13,007
15,172
40,065
10,413
24,923
18,333
34,448
23,522
67,296
10,033
32,762
23,451
12,065
30,664
17,474
36, 718
11,358
42,251
18,704
12,029
8,999
17,932
4,690
15,683
8,288
8,218
1,356
7,661
22,636
10,411
18,042
12,890
4,687
2,125
7,766
862
7,418
2,256
794
736
1,534
6,123
1,608
2,586
1,910
244,492
148,835
40,405
250
1,500
.-
663,035
339,556
1,266,975
269,217
730,087
651,074
281,067
575, 740
574, 578
1, 456,640
385,499
985,829
442,924
340,862
140,845
364,840
44,542
193, 731
202,934
77,849
92,996
119, 578
182,975
50,151
140,228
194,462
1,003,897
480,401
1,631,815
313,759
923,818
854,008
358,916
668,736
694,156
1,639,615
435,650
1,126,057
637,386
1,070
300
80
370
35
1,100
12,122
3,426
35,959
1,063
11,830
4,413
1,441
2,510
3,040
8,998
584
7,417
6,736
Total Southern States
8,622, 221
2,145,993
10,768,214
8,704
1,901
99,539
Virginia
-West Virginia.—
North Carolina
South Carolina
Georgia
_
Florida....
Alabama
Mississippi
_
Louisiana
_
Texas
_
Arkansas
Kentucky
Tennessee
Capital
stock 1
Reserves
and retirement
Undivided account for
preferred
profits
stock and
capital
notes and
debentures
_.
65
679
21
115
258
50
360,746
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
_
Missouri
.
.
.
.
.
Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas,
Montana
Wyoming
_._
Colorado
New Mexico _ _
Oklahoma __
2,807,636
1 125,560
2,679,421
1,617,974
1, Oil, 658
522, 536
1, 215 419
2, 482, 518
13,462,722
1,713,324
506,403
1,268, 481
1,476, 258
824,933
419, 398
440 185
546, 561
23
20
802
49
75
1,200
85
2,350
7,195, 543 20,658, 265
4,324
525
40
233, 547
209 852
392,350
741, 531
265,942
73, 535
290,771
102, 964
286,639
103, 735
52 619
42,381
115,113
57,700
17, 602
93,169
19, 913
50, 287
337, 282
262 471
434, 731
856,644
323,642
91,137
383,940
122,877
336,926
552, 519
3,149, 650
6,129
195, 742
145,629
2, 257, 993
95,005
243,006
31 922
141,677
98, 788
77,915
1,852, 509
35,977
156, 686
14 402
36,258
294, 530
223, 544
4,110, 502
130,982
399, 692
46,324
177,935
3,110,974
2, 272, 535
5,383, 509
Total United States (exclusive of possessions).._ 54,907, 966
93, 542
31,292
70,301
68,294
41,044
22, 249
36, 625
77,352
148,581
43,043
89,230
79, 957
51, 212
26,504
50,673
75,626
53,844
27, 545
53,617
42,506
28,369
18,232
36, 675
56,815
6,703
2,359
34,805
10,355
4,033
6,396
9,195
6,622
2,154
156, 495
440,699
564,826
317, 603
80,468
C
912
150
1,048
1,451
1,441
257
4,281
475
2,050
6,752
5,847
11,396
18, 795
5,470
1,438
8,695
2,795
8,565
6,141
6,069
13,268
25, 672
6,478
2,935
9,099
2,257
9,189
8,049
7,147
8,320
19,007
3,743
1,822
5,970
523
8,836
3,656
1,145
1,468
1,424
454
343
951
1,110
750
H3
12,065
69, 753
81,108
63, 417
11,301
O
1,660
1,202
39, 542
1,146
3,191
505
1,998
7,520
5,760
87,658
2,893
9,407
803
3,610
9,087
5,684
109,481
2,994
11, 243
798
5,562
4,478
2,063
58,125
1,467
5,919
529
1,831
607
375
5,883
239
432
*
HJ
g
2
tj
524
g
49, 244
117, 651
144, 849
74,412
8,060
Q
166,192
673, 554
1, 745, 509
3,367
2, 597,131
33
114
14
34
1,114
37,946
10,700
45, 792
26, 741
4,862
3,208
2,646
24, 600
5,515
4,520,960
1,631,963
3, 947,902
3,094,232
1,836,591
941,934
1,655 604
3,029,079
.
_ _.._
.
-
.
Total Western States
Washington
Oregon
California
Idaho
Utah
Nevada.
Arizona
.
Total Pacific States
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
_ .
Puerto Rico
American Samoa
Virgin Islands of the United States
Total possessions
Total United States and possessions
i Includes capital notes and debentures.
.
1,570
241
951
213
213
5,515
108,101
18, 729,886
73, 637, 852
32, 766
19,664
11, 052
113,669
171,021
796
10, 721
2,359
8,268
99, 441
123, 952
429
43, 487
22,023
19,320
213,110
294,973
1 225
159
159
348,968
245,329
594, 297
8,183
2,546
18, 975, 215 74, 232,149
116, 284
168, 738
55, 256, 934
(See classification on pp. 172 and 173.)
188
7,995
2,546
hj
gj
O
^
3
W
H
^
2, 701, 999
1,151, 443
215, 613
1,047
904
714
301
7,727
32, 269
50
8,201
8,697
65
3,089
1,752
38
16,238
41,093
17, 867
5,644
4,166
|
689, 792
1, 786, 602
2, 719,866
1,157,087
219,779
^
37
3
173
1,619
14, 398
3
2,787
1,078
o
^
Hrf
__
W
51
5
g
TABLE N O .
40.—
and liabilities of active State commercial banks, Dec. 31, 1952—Continued
[In thousands of dollars]
Loans and discounts
Commercial
and
industrial
loans
(including
openmarket
paper)
Location
35,726
4,004
8,815
218,937
84,135
117,076
22
468,693
Maine
New Hampshire
Vermont
Massachusetts...
Rhode Island
Connecticut
Total New
States
Loans to
farmers
directly
Loans to
guarbrokers
Other
anteed
and
by the loans to dealers
farmers
Comin
modity
securities
Credit
Corporation
91
England
New York
New Jersey
Pennsylvania
Delaware
_
Maryland.
District of Columbia.
_ 5,917,484
212,740
602,858
75, 623
71,633
53, 736
Total Eastern States
6,934,074
20
466
413
5,728
338
5,129
2,039
1,112
4,045
12,754
1,405
610
1,443
10
557
15,926
257
4,395
3,351
1,377
6,715
1,150
2,162
2,819
96,330
78,727
116,648
22,588
17, 574
386,036
114,498
15,124
2,011
14,303
6,795
11,304
60
742,490
356,685
396, 592
60,867
99, 762
50,313
146,855 1,041,495
57,052 229,861
92, 757 526,183
49,234
11,873
29,431 111,853
62,163
15,727
875
49, 706 1,001,430
312, 794
49,597 1, 706, 709
353.695 2r 020, 789
64,384
15, 242
6,450
24,680
5,082
19,861
7,287
10, 759
15, 528
11,026
10,242
9,093
40. 384
26,254
104, 442
56,006
61,049
20,031
77,807
51,176
23,892
20,066
34, 650
46,041
17,600
68,638
47,724
147, 689
48,690
203,070
26, 517
101,581
80,353
36,346
42,939
60,671
197,102
27, 510
114. 644
97,089
1,750
201,888
629,122
1,995
291
244
2,312
350
442
554
501
343
1.313
6,526
12,700
1,322
6,874
3,755
1,758
6,435
1,426
8,943
1,228
9,001
1,768
Total Southern States. _ 1,068,846
36, 426
328, 552
11,295
63,049
22,848
15,260
43, 733
4,126
19,672
18,560
6,004
10.443
17,096
21,011
5,859
22, 243
15,749
222, 604 1,184,201
Total
gross
loans
900
264
350
12
11
200
95
1,381
362
2,092
7,269
5,065
5,340
117,957
42,016
78,709
539,836
239, 627
373,749
21,509
682
"375"
253,379
7,051
37,431
1,972
12, 549
412
919
236
3,103
326.546
35
14,876
13,963
4,111
18,653
6,452
23,032
12,865
17, 532
38.113
13, 740
94, 513
30, 521
30, 206
24,851
—
25, 693
3,994
10.272
143,625
41,117
101,845
956,423
4,418
35,176
2,675
911
1,827
78
54
585
1.752
4,328
2
2,113
2.713
2,120
19,942
1,643
766
330
_
12,021
6,742
8,437
41,070
25,647
20,581
18,391
96,074
26, 518
231,556
16.437
124,273
63,060
23,749
68,368
54,836
168,047
23,568
125,038
47,322
Virginia.
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
__
32,450
25,189
All
other
Other
loans
loans to Loans
individ- to banks (including
uals
overdrafts)
28,078
1,727
10,330
2,587
116
15
,
107
Other
Real-estate loans
loans for
the purpose of Secured Secured
purchasby
by
ing or
resiSecured
farm
carrying
dential
land
by
stocks, (includpropother
bonds
erties
ing
propand
(other
imerties
other
than
provesecurities ments)
farm)
1,391,894
valuation
reserves
1,470
22
800
8,056
3,296
4,688
Net
loans
116, 487
41, 994
77,909
531,780
236,331
369,061
18,332
1,373,562
338,856 9, 503,483
14,909
886,454
44,436 1,760,986
1,586
213,678
7,888
352,612
9,392
194,621
145,424
16,464
31,679
772
4,325
9,358,059
869,990
1, 729,307
212,906
348, 287
193, 723
417,067 12,911,834
199,562 12,712,272
7,169
4,148
4,617
2,532
5,883
7,448
1,210
3,570
5,697
5,252
1,483
10,381
5,947
411, 487
167,999
604,903
84,256
385, 570
244, 797
123, 607
210,837
201,612
571,547
119, 070
422,002
267,472
4,382
1,808
9,762
1,031
3,929
2,134
1,678
3,078
3,221
4,336
923
4,389
3,112
407,105
166,191
595,141
83,225
381,641
242,663
121,929
207, 759
198.391
567,211
118,147
417, 613
264,360
65,337 3,815,159
43.783
3, 771,376
452,485
70,347
427, 922
175, 324
145, 261
36, 306
89, 131
378, 424
OhioIndiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
__ . .
Missouri
Total Middle Western
States
North Dakota. _
South Dakota
Nebraska ._
Xansas
Montana
Wyoming
Colorado New Mexico
Oklahoma
_ ._ ._
Total Western States—_
Washington
Oregon
California Idaho
Utah.
Nevada
Arizona
. _
_. .
Total Pacific States
4,668
6,329
15,163
2, 837
395
22, 693
81,900
11, 660
40, 788
56,135
98, 719
54, 757
64, 579
101, 416
226, 879
103, 635
36,417
270
42,114
293
501
37
854
3,416
61,027
2,960
14,199
11, 266
6,965
1,470
3,349
9,403
1, 775, 200
145, 645
746. 908
83,902
110, 639
3,849
5,873
14, 257
42, 794
13,158
3,661
37, 817
9.182
17, 931
22,495
16, 442
37,006
90, 889
20, 875
1,762
6,888
191
22, 249
23, 911
43,109
75,896
108, 948
23,100
10, 703
37,336
9,570
34,346
148, 522
218,797
366,919
26,355
16,022
442,687
13,025
38, 217
2,871
11, 248
8,347
1,534
180
4,415
991
-«»1*w 1
8,235
6,638
36, 454
14,816
23,172
3,252
8,711
550,425
15,468
101, 278
Total United States
(exclusive of possessions)
10,945,760
307,269 1, 907,049
87, 956
24, 790
36, 654
64, 385
52, 985
17, 233
30, 454
71, 513
340,077
123, 475
198,347
264, 855
95, 856
62, 592
100, 408
265,914
385, 970 1, 451, 524
2,600
37,653
4,338
28,160
16,092
12, 289
3,439
5,090
12,813
1, 587,182
481,024
1,066,000
1, 005, 010
636,377
374, 764
710, 905
1,175,603
23,070
6,346
12,337
9,755
9,532
2,201
5,408
12,801
1,564,112
474, 678
1,053, 663
995, 255
626, 845
372, 563
705, 497
1,162,802
2,885
119,874
7,036,865
81,450
6,955,415
177
405
1,195
2,539
1,328
79
395
374
1,252
72, 209
89, 542
164, 530
355, 551
98, 255
28,950
163,925
42, 512
137,824
782
1,170
2,073
1,587
1,747
216
1,758
976
996
71, 427
88, 372
162, 457
353,964
96, 508
28,734
162,167
41, 536
136,828
7,744
1,153,298
11,305
1,141,993
834
989
30, 832
393
1,489
270
47
109,348
82, 938
1, 641, 750
58, 583
169, 290
17, 781
53, 216
990
911
27,133
545
1,469
107
500
108, 358
82,027
1, 614, 617
58, 038
167, 821
17, 674
52,716
34,854
2,132,906
31, 655
2,101,251
130
40
33
82
221
15
65
2,398
2,773
5,439
12, 505
1,549
652
1,604
749
3,562
10,041
10,865
11,023
39,129
17,033
5,849
20,184
5,152
9,020
1,197
1,958
2,178
7,769
3,597
1,807
5,100
2,531
3,145
8,004
7,912
16. 799
48, 906
16, 931
4,374
52,164
14, 321
45, 548
1,030
6,487
31, 231
128, 296
24, 282
214.959
37
16,859
6
286
351
499
10, 495
472
1,189
2
238
4,785
2,424
25,335
1,155
6,657
167
860
30,208
27,857
703,004
7,586
49, 222
5,541
14, 792
8,645
4,300
119, 558
2,477
12,918
1,305
2,263
21, 588
22, 638
256,057
14, 238
35,149
4,372
15,056
17,188
13,246
41,383
838,210
151,466
369,098
290
418,016 1,611,754 1,129, 721
528,803
648, 942 5, 595,422 1, 257, 515 5, 567,117
72, 521
8,252
1 132
2,261
18, 251
86,852
Total possessions
116, 748
5
10
714
450
20,373
20,825
475,629
158, 007
183, 930
380, 793
204, 595
101,877
121, 313
280,905
137
194
727
1,358
684
63
2,191
427
706
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United
States -
Total United States and
possessions.
_
11,062,508
50,352
34. 373
20, 752
34, 375
52, 951
27, 619
51, 527
35,320
289
1
666, 385 28,441, 956
326
44,196
326
16, 594
301, 588
652,802 5,663,706 1,274,438 5, 611,313
72,847
2,181
13,354
477
474
3,383
106
45, 804
18,473
62
7, 852
6,828
367
94
1,795
9,476
32,405
59
13, 832
3,860
68, 284
16,923
542,635
31
14, 709
1,240
4,226
96,074
185,280
59
3,901
1
418,016 1,632, 579 1,129, 721
25
3
13
2
413
16,163
3
2
6
682,979 28, 743, 544
386,087 28,055,869
65
77
1,040
1,182
14, 644
1,240
4,226
95, 997
184,240
59
300, 406
387,269 28,356, 275
TABLE N O .
and liabilities of active State commercial banks, Dec. 81, 1952—Continued
40.—.
to
[In thousands of dollars]
Capital
IndividStates
Capital
uals, partU. S.
Preand
notes
ferred Common nerships, Govern- political
and
stock
and corment
subdivideben- stock
porations
sions
tures
Location
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New
States
-_
125
_ __
1,024
859
England
New York
-New Jersey . _
Pennsylvania
Delaware
Maryland
District of Columbia
2,008
. __ 39,978
_. 2,290
5,657
9,484
463
100
570
42,368
16,174
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Demand deposits
53
_. __
_.
Total Southern States
10
49
10
26
148
8,025
1,608
3,973
38,624
11,550
25,236
116,087
14,486
34,894
930,827
305,611
600,203
89,016
2,002,108
515, 232 13,495, 705
45,361 1,186,975
119,726 2, 713,115
11, 509
337,997
21,720
677,944
9,800
336, 271
723,348 18, 748,007 1,085,340
4,708
239
1,518
38,801
14,317
55,448
Banks
in
United
States
115,031
172,457
79,028
2,761
80,120
874, 855
55,299
105, 768
19,870
21, 756
7,792
533,285 2,233, 767
122,843
25,614
121,023
173,305
12,667
4,867
64,338
41,047
93
12,907
588,444
376
3,116
911
464
791,045
40, 790
35,358
8,428
7,775
7,603
854, 249 2,491,507
593,311
890,999
4,909,041
24,336
330
281
9,469
10, 516
16,743
1,410
7,444
6,872
1,630
3,038
3,606
17,862
2,202
10,065
3,044
311,018
139,324
298,987
41,049
189, 730
196,038
76,760
91,999
114,313
165,624
49,289
135,305
187,617
2,888
374
3,108
6
971
29
174
997
3,002
54
16
4,044
82
2,248
351
6,871
5
485
3,015
33
24,314
717
55, 259
670
1,905
3,004
652
394
79
615
2,812
640
848
230
404
18
451
4
62
716
16,509
395
858
6,341
1,143
770
93,901
1,997,053
15, 745
13,947
111, 340
7,908
3
67
20
15,214
12,809
45,186
8,126
21,549
9,094
6,264
7,201
6,835
15,932
4,293
30,241
11,103
59,245
42,333
103, 522
30, 516
91, 543
91, 554
42,967
97,159
120,966
141,518
37,869
70,169
48, 518
64,757
10,975
225,962
8,749
48,904
13,964
2,495
45,439
45,608
53,539
14,460
148,169
11,294
2,196
242,148
6,660,830
193,847
977,879
694,315
233
9
531
103
824
1,922
15
48
11
315
7
507
280
1,449
4,432
201
901
40,156
15,089
19,341
123,879
74,243
89,404
268,471
235,942
265,450
States
U.S.
Banks Banks
in
and
Gov- Postal political
in
ern- savings subdivi- United foreign
counStates tries
ment
sions
3,046
891
352
43,828
7,052
23,859
514,069
262,923
875, 514
220,416
560,636
529, 275
227, 711
422,896
397, 563
1, 227,282
326,675
726,905
368,965
69
100
IndividBanks Certified uals, partand
in
foreign cashiers' nerships,
and corcountries checks, porations
etc1
17,532
2,012
6,068
77, 929
24,968
43,948
24,225
14,110
23,253
8,646
22,781
18,829
9,151
12,466
15,069
40,039
10,410
24, 856
18,313
1,061
Time deposits
467
10
605
263
2
178
150
40
1, 057,389
1,347
368
2,335,114
972,011
1,140,044
68,485
281,468
111, 919
9,094
256
346
370
3,951
10,319
312
18
1 184
39
688
2,271
116
483
44
4,781
44
53,088 146,336 257,092
17,328
76
56,926
216
17,161
663
5
194
16,575
145,360 146,633 273,667
17
360
Ohio .
Indiana
Illinois
Michigan
to Wisconsin
.
ijo Minnesota
so Iowa . , ._
oo Missouri
6,
Total Middle Western
w
States
North Dakota
> South Dakota
L
.-to Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico Oklahoma
Total Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Total Pacific States
Total United States (exclusive of possessions) _
_
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
_ _
Virgin Islands of the United
States _
_
.
Total possessions
Total United States and
possessions
_ _
_
1,013
974
238
859
10
365
25
1,633
1,785
617
976
405
3,711
5,189
25
65
13
92,164
30,318
70,038
66,661
38,400
22,239
35,649
76,330
2,342,903
911,399
2, 244, 754
1,331,893
868, 202
436, 819
1,008,955
1,815, 758
431, 799 10,960,683
146,980
28,399
103, 613
49,708
31,425
11,832
30, 715
68,073
150,924
156,366
120, 281
163,230
64,048
61,160
138, 603
204, 713
123, 346
15,740
178, 614
35, 894
28,474
3,306
18, 229
373,327
470, 745 1,059,325
776,930
1,629, 259
503,059
1, 208, 973
1,456,048
821, 251
410,128
439, 540
543,122
10
3,015
6
1,326
21
6
20
196
734
171
41
97
269
307
152
82
83,236
85
158
2,285
40, 922
13,504
30, 788
36,496
19, 509
9,419
18,917
18,362
59,461
18, 715
3,335
8,952
433
3,126
72
57
5
40
35
7,122
187, 917
7,011,380
4,600
1,853
177, 258
452
1,405
1,551
2,631
5,760
3,179
764
4,925
1,334
4,192
50,451
49,450
42,342
114, 596
57,327
17, 597
85,876
17, 821
49, 934
28
9
1
7
5
32
4
5
53, 255
3,153
34
450
307
10
954
1,730
3
332
15
6,339
30
235
100
2,561
152
1,371
753
36
5
103
6,727
5,782
11,363
18, 760
5,445
1,295
8,695
2,759
8,560
173,364
180,393
353,426
566, 563
212,062
62,205
232,039
79,874
238,175
2,024
2,512
5,744
9,713
4,632
713
4,772
4,893
4,253
53, 917
24,105
28,350
149, 944
30, 513
9,287
26,349
16,665
35,404
2,837
1,291
2,198
9,551
15, 556
566
22, 686
198
4,615
264
69, 386
2, 098,101
39, 256
374, 534
59, 498
1
25, 741
485,394
2,811
401
63,803
110
7,512
5,760
86,325
2,893
9,235
803
3,610
164, 898
123,062
1,863,249
72,811
168,089
24,853
98, 539
3,528
3,284
85,019
1,551
4,789
654
2,664
21,130
16,171
85,162
16, 963
43,081
5,386
37,810
3,042
981
158,082
2,484
24,109
28
205
510
14
22,405
98,700
74, 682
1, 729, 796
35,919
155,836
14,400
35,891
10
6
1
12
47
3,232
109,631
58
806
3,517
175
2,634
2,117
44,076
1,196
2,936
1,001
2,284
116,138
2, 515, 501
101,489
225, 703
188,931
23,106
56, 244
20
35
25
143
8
1,333
62
110
70
1,443
46,400
27, 274 1,671, 835 42,985,230 2,005, 708 3,664,147 4, 290, 209
74
7,727
32,195
50
19, 429
9,209
4,736
77,157
108, 423
476
74
41,019
219,430
1,047
5,940
10,137
5,570
13, 871
13,018
282
48,818
6,527
1
25
6,832
20
10
15
352
2,145, 224
2,747
44
114,126
627, 750 1,334, 922 17, 605, 481
51, 586
16, 943
248
92
221
787
9,481
7
10,502
2,359
5,768
95, 664
66,813
429
26
17
100
76
11
600
600
2,037
2,500
3,166
53,888
614
10,836
181, 694
637
2,654
59, 654
690
628,877 1,345,758 17,787,175
52, 223
19, 597
622
1,059
9,082
31
584
317
10, 794
1,127
3,562
6,832
616, 668 158, 709 280,499
159
46,474
57,963
27, 274 1, 712,854 43, 204, 660 2,054, 526 3, 722,110 4, 301,003
i Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
2,721
14
2
2
226
525
20, 211
30, 700
35
52
676,322 159, 399 280,499
CO
TABLE N O . 41.—Assets and liabilities of active mutual savings banks, Dec. 31, 1952
ASSETS
[In thousands of dollars]
Location
Maine
-
N e w TTfVTnpshirfi
Vermont
Massachusetts
Rhode Island
Connect lent
TotalNew England States.
New York
New Jersey
Pennsyl vania
Delaware
Maryland
Total Eastern States
Ohio
Indiana
Wisconsin
Minnpfsnta
Total Middle Western
States
Washington
Oregon
Total Pacific States. _
Total United States
U.S.
Loans
GovernNum- and dis- ment obcounts,
ber of including ligations,
banks
direct and
overdrafts guaranteed
Obligations of
States
and
political
subdivisions
Other Corporate
stocks,
bonds, including
notes, stocks of
and
Federal
deben- Reserve
tures
banks
12,0S2
10,479
2,746
79,281
7,358
47,840
Investments
and
other
Real
Bank
estate assets inpremises owned directly
owned,
repreother
furniture
senting
than
and
bank
bank
fixtures premises premises
or other
real
estate
Customers' liability on Other
accept- assets
ances outstanding
Total
assets
1,940
1,075
368
11,141
195
5,711
42,133
18,194
1,446
296,685
37,097
184,995
9,839
24,987
956
154.903
14,930
59,868
1,955
1,285
676
18,016
2,469
10,895
20,430
580, 550
265,483
35,296
159, 786
30,984
1,822
218,947 1,163,923
16,165
147,859
28,971
475.121
7,683
56,618
5,905
53,959
62,626
463
3,483
3,762
69,827
6,382
6,054
191
1,745
522,332
32, 746
23,552
3,816
14,416
83,300
5,084
8,868
418
1,634
2,017
41
150
65
128,672 14, 762,086
832, 958
2,959
6,145 1,326,139
112,260
5
478,645
15,104
2,273
152,885 17, 512,088
32
34
7
188
8
72
81,718
153, 534
74,921
1,808, 281
136,212
568,496
149,001
141,435
21, 741
1, 712, 504
131,078
777,321
341
2,823,162
2,933,080
130
23
7
2
9
7,360,188
303,770
322,582
20,419
120,950
5,150,254
317,489
451,363
19,198
264,867
171
8,127, 909
6,203,171
277, 671 1,897,480
4
4
1
148, 469
20,349
5,275
89, 516
80,382
25,285
9,038
62,228
2,882
922
1,009
20,538
12
263, 609
176, 933
4
1
119, 511
14,994
101,045
8,101
5
134. 505
109,146
529 11,349,185
9,422,330
F
Balances
with
other
banks,
Currency including
reserve
and coin balances
and cash
items in
process of
collection
1,530
2,224
829
16, 730
1.692
7,979
140
128
122
6,400
235
14, 547
=
=
300, 641
353, 565
104,012
4,104, 501
331,268
1, 678,178
21, 572
303
224
207
560
2
526
6,872,165
70,334
84,199
596,862
99,304
33, 614
2,777
230
28,858
109
18
40
3,743
290
249
416
15,866
4.528
1,843
4,974
221
164
66
300
173
976
8
16
15
25,351
65,479
167
4,698
27,211
751
173
1,015
565,387
1,926
16
26,392
55
956
119
7,617
1,336
808
42
791
85
259,110
24, 693
1,942
26,392
55
1,075
8,953
850
9
876
283, 803
325,394 2,569,901
336,039
125,268
792, 812
131,889
4,277
<r
286,262
54,341
17, 766
207,018
176,348 25,233,443
TABLE NO. 41.—Assets and liabilities of active mutual savings banks, Dec. 31, 1952—Continued
LIABILITIES
[In thousands of dollars]
Demand
deposits
Location
Maine
New Hampshire
Vermont
Massachusetts.
Rhode Island
Connecticut
_
14
_ ___
Total New England States
New York
New Jersey
Pennsylvania
Delaware _
Maryland
Total Eastern States
_
_
_
_
6,810
4,321
38
242
438,688
320, 818
11, 943
1,008,973
73, 710
92, 261
15,931
20,100
321,178
210
4,561
163
29,667
74,969
1,430
2,722
282
15, 776,191
89,740
1,210,975
355,779
79.403
263,211
49,586
16,324
191,202
3,025
59
84
259
17,215
3,575
1,197
15,000
268
323
154
357
2,543
798
7
200
400
3,726
2 5,036
1,083
215
1,483
520,323
3,427
36,987
1,102
237,887
23,621
2,038
187
14,425
544
3,368
341
261,474
261, 508
2,225
14,969
3,709
1,392
33,165
132,876
1, 701,619
681,408
96,286
o
W
O
1,392
22, 588,074
O
3,548
237,854
23,620
34
_
_
508,912
33
1
Total Pacific States
22,621, 239
1 Includes guaranty fund.
2 Includes book value of capital notes and debentures—retirable value amounts to $4,850,000.
15
840
1,176
356
25, 435
2,413
7,264
11,411
__
Total United States
256,401
45, 265
16, 286
190,960
Undivided
profits
77,444
4,845
4,278
381
2,792
6,063, 217
15
13, 279, 522
752, 763
1, 222,317
95, 503
426, 086
15, 756,198
Surplus 1
37, 484
6,061,490
19,993
Other liabilities
Reserves
and retirement account for
ca ital
notes and
debentures
15,693
17, 212
2,980
214,387
5,390
65,156
13, 274, 779
742, 810
1,222, 231
95, 503
420,875
5,211
Acceptances
executed
by or for
account of
reporting
banks and
outstanding
22,437
23,474
1,739
248, 935
26, 976
115,127
261, 271
307,977
93,901
3,614, 646
296, 274
1,489,148
1,727
Ohio
.__--_
Indiana
Wisconsin
_
Minnesota
Total Middle Western States
Washington
Oregon
261, 257
307,977
93, 256
3,614, 274
296,193
1,488, 533
Total
deposits
4,743
9,953
86
_.
_
645
372
81
615
Time
deposits
Bills payable, rediscounts,
and other
liabilities
for borrowed
money
15
o
TABLE N O . 41.—Assets and liabilities of active mutual savings banks, Dec. 81, 1952—Continued
[In thousands of dollars]
Loans and discounts
Commercial and
industrial
loans (including
openmarket
paper)
Location
Total New England States.
Ohio
Indiana
Wisconsin
Minnesota.
35
152
1,424
6,219
1,620
_ .
.
Secured
by farm
land (including
improvements)
Secured
by residential
properties
(other
than
farm)
Secured
by other
properties
All other
Loans loans (into
cluding
banks
overdrafts)
Total
gross
Less
valuation
reserves
Net
loans
81, 718
20
153,534
74,921
355
10,444 1,808, 281
136, 212
1,643
568, 496
5,019
Total Middle Western
States
223
77,365
145, 933
59, 212
5,863
9,012 1,545, 769
123,857
144
525,138
3,742
4,910
235,494
4,988
36, 971
1,704
4,789
2,366
25, 615
6,397
6,262
194
608
3
1,922
2,903
18,984 2,477, 274
283,662
47,133
2,848
2,840, 643
17,481 2,823,162
28,101 6, 408, 495 1,049,686
28,844
201 275,138
24,476
598 297,467
195
19,758
430
13,976
91, 574
1,132
20,997
1,184
516
5
10, 551
527
1
3,090
7, 507,807
305,382
323,057
20,419
121, 606
147,619 7,360,188
303, 770
1,612
475 322, 582
20,419
120,950
656
14
30,462 7,092,432 1,117,177
33, 253
3,618
8, 278, 271
150,362 8,127,909
10
98
4,573
2,449
62
15,670
103,109
15,740
4,769
69,449
187
1,579
413
7,182
15, 380
306
30
111
3,756
22,754
193,067
9,361
15, 827
3,757
99, 539
13,159
19,074
1,814
512
21
112,698
20,888
533
134, 523
72,604 9,875,471 1,431,088
96,746
10,223 11, 520, 711
34
14
1,314
22,232
1
3
165
168
108
._
_ .
Total United States
29,765
1,789
3,025
1,299
Other
loans to
individuals
701
721
594
853
31
1,283
22,206
26
. _
Total Pacific States
9
1
:
Washington
Oregon
Real-estate loans
404
884
2,052
797
192
1 875
419
Total Eastern States
Other
loans for
the purpose of
purchasing or
carrying
stocks,
bonds,
and other
securities
404
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connectiont
. ... _.
New York
._
New Jersey
Pennsylvania.
Delaware
Maryland
Loans to
farmers
directly
Loans to
guaranOther
teed by loans to brokers
and
the Com- farmers dealers in
modity
securities
Credit
Corporation
121
81, 738
153,534
75,276
1, 818, 725
137,855
573, 515
149, 224
20,363
1
5,275
* 92,412
755
14
2,896
148,469
20,349
5,275
89, 516
267, 274
3,665
263,609
119, 529
14,994
18
119, 511
14,994
18
134, 505
171, 526 11,349,185
TABLE N O . 41.—Assets and liabilities of active mutual savings banks, Dec. 81, 1952—Continued
[In thousands of dollars]
Time deposits
Demand deposits
Individuals, partnerships,
and corporations
Location
Maine
______
New Hampshire
Vermont _
Massachusetts. __
Rhode Island.
Connecticut
_
__.
_____
558
570
63
1,961
8,640
2,059
44
86
1
536
25
537
25
25
1,241
Ohio.
...
Indiana
Wisconsin,
_ __
_
Minnesota
Total Middle Western States
_ __
Total United States
-
_ __
2,204
5,658
2,856
32
18
22
6
6,059,241
6
722
708
5
8,546
1,170
46
1,170
30
1
475
19
489
98
117
13,274, 727
738,330
1,222,190
95,399
420, 575
1
4,307
41
104
5,385
15,751,221
4,453
524
1,134
248
254,396
45,255
16,283
190,960
1,605
400
10
1,624
506,894
1,608
410
237,833
22, 740
10
21
870
1,771
2
1
2,851
25
50
8
51
173
22, 577,929
300
3
260, 573
7,547
i Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
1 162
2
1
31
20,946
States
and
Banks in Banks in
political United foreign
subdivi- States countries
sions
2,126
242
_ _
_
Postal
savings
3,955
15
11,842
Total Eastern States
Washington
_ _. __
Oregon
Total Pacific States
536
63
7
_
6
74
446
26
372
7
162
551
U.S.
Government
260,089
307,977
92,762
3, 614,274
296,193
1,487,946
11
3
_.
Total New England States
New York
N e w Jersey
Pennsylvania
Delaware
Maryland
Certified IndividStates
uals, partand
Banks in Banks in
and
U. S.
Govern- political United foreign cashiers' nerships,
and corment
subdivi- States countries checks,
porations
etc.1
sions
10
6
891
8,197
1,942
s
TABLE N O . 42.—Assets and liabilities of active private banks, Dec. 31, 1952
oo
ASSETS
[In thousands of dollars]
Location
Number of
banks
U.S.
ObligaOther
Loans and Governtions of
bonds, Cordiscounts, ment ob- States and notes, porate
including
ligations,
political
and
overdrafts direct and subdivi- deben- stocks
guaranteed
sions
tures
2
784
638
3
8
11
66,025
5,743
53,258
11,435
46,473
1,255
71,768
64,693
47,728
3
338
341
37
12
2,409
14,188
471
17, 214
5,830
49
16, 597
17, 685
4
6
5
7
2,242
4,611
1,683
5,394
1,327
4,858
1,559
3,291
Total Middle Western States.
22
13, 930
Total United States (exclusive of possessions)
84
Connecticut
New York
Pp.n nsyl va.p ia
Total Eastern States...
Georgia
Texas
__ -_
Total Southern States
Ohio
Indiana
Michigan
Iowa
Alaska
Total United States and
possessions
_
26
8,020
431
Currency
and
coin
120
393~
850
Balances
with other Bank
Real
banks, in- prem- estate
cluding
ises owned,
reserve
owned, other
balances
furnithan
and cash
ture
bank
items in and fix- premprocess of
tures
ises
collection
Investments and
other assets
indirectly
representing bank
premises
or other
real estate
Customers' liability on Other
accept- assets
ances outstanding
Total
assets
2
383
129
23
56,352
3,621
51
204
23
50
12,115
12,115
2,105
1,635
4
1,639
244,348
23,931
268,279
8,451
1,243
59, 973
255
73
7
1,950
80
495
1,696
3,056
17,541
95
368
61
954
178
446
6,772
60, 267
5,830
1,957
80
2,191
20,597
463
1,015
624
24
4
25
5
107
692
140
149
976
3,359
1, 413
1,865
14
36
10
55
1
3
1,500
58
1,088
7,613
115
4
35,343
103,079
94,051
55,058
2,356
4,642
88, 566
962
1,111
2,269
372, 766
1
591
311
49
274
9
5
1
1,354
85
103, 670
94,362
4,691
88, 840
971
1,116
2,270
374,120
d
H
O
5.348
14, 069
4,865
11,061
11,035
a
o
67, 039
657
509
32
302
I
8,557
114
55, 058
2,470
8,557
12,115
12,115
n
d
TABLE N O . 42.—
and liabilities of active private banks, Dec. 31, 1952—Continued
LIABILITIES
[In thousands of dollars]
Demand
deposits
Location
Connecticut
Total
deposits
Acceptances
Bills payable,
executed by or
rediscounts,
for account of
and other liareporting banks
bilities for
and outstandborrowed
ing
money
Other
liabilities
Capital
stock
Surplus
1,458
New York--.
Pennsylvania
„
Total Eastern States
_
_
Total Southern States
__ _
-
_-
_
_
Total Middle Western States
Total United States (exclusive of possessions).
Alaska
Total United States and possessions
432
1,890
2
25
3,107
12, 712
202,417
21, 881
3,875
14,405
3,281
8
3,050
13,028
1,986
208, 479
15, 819
224, 298
3,875
14,405
3,289
3,050
80
3,885
5,540
54,302
139
39
20
264
1,284
55,877
3,965
59,842
139
59
1,548
2,849
11, 746
2,000
9,091
1,868
1,405
2,505
1,456
4,717
13,151
4,505
10, 547
14
16
9
150
250
99
195
25, 686
7,234
32, 920
39
291, 500
27,450
318, 950
3,389
1,192
50
1,242
292, 692
27, 500
320,192
Undivided
profits
Reserves
3
188
199,310
9,169
5,460
50,417
_
Georgia
Texas
Ohio
Indiana
Michigan
Iowa
Time
deposits
4,014
14,405
14,405
3,389
4,238
56
15,014
54
4,294
378
3,982
307
269
105
410
4, 360
576
515
178
475
151
179
289
152
101
105
25
35
694
983
647
60
5,317
20, 545
1,277
4,869
25
4,014
54
25
49
13
5,342
20,570
1,326
4,882
o
o
o
F
I
CO
TABLE N O .
and liabilities of active private banks, Dec. 81, 1952—Continued
42.—
00
[In thousands of dollars]
o
Loans and discounts
Location
Commercial and
industrial
loans (including
openmarket
paper)
Loans to
farmers
directly
guaran- Other
teed by loans to
the Com- farmers
modity
Credit
Corporation
Other
Secured Secured
by farm by resi- Secured loans to
dential
land (in- properties by other individuals
cluding
improve- (other properties
than
ments)
farm)
All other
Loans loans (including
to
overbanks
drafts)
Total
gross
loans
Less
valuation
reserves
Net
loans
6,396
8,353
46
6.396
8,399
284
42
288
12
784
784
140
97
2,269
12
253
401
937
1
6,267
695
66, 279
5,743
254
66,025
5,743
1
254
71,768
Total Southern States
140
2,366
265
1,338
6,962
72,022
468
3,808
Total Eastern States
Georgia
Texas
15
103
254
2,432
196
276
560
1,188
150
291
742
5,709
24
281
2,409
14,188
4,276
118
2,686
472
1,748
541
6,451
305
16, 597
161
123
73
319
418
597
1,866
249
401
98
94
174
79
837
590
326
309
267
17
11
6
42
2,264
4,626
1,683
5,394
22
15
2,242
4,611
1,683
5,394
933
3,113
445
2,062
267
76
13,967
37
13,930
1,551
7,511
1,293
10,139
268
7,355
103,370
291
103,079
144
88
2
591
7,655
1,381
7,357
103,961
46,155
419
1,197
62
282
763
173
367
547
3,100
Total Middle Western States-
1,960
924
4,187
Total United States (exclusive of possessions)
52, 538
1,042
6,878
Ohio
Indiana
Michigan
Iowa
Real-estate loans
6
5
147
44,752
1,403
New York
Pennsylvania.
Loans to
brokers
and
dealers in
securities
Other
loans
for the
purpose
of purchasing
or carrying
stocks,
bonds,
or
other
securities
_
Alaska
Total United States and possessions _
6,396
8,399
357
52,895
1,042
6,878
6,396
8,399
1, 551
10,139
268
2,409
14,188
16, 597
591
291
103,670
and liabilities of active private banks, Dec. 31, 1952—Continued
TABLE N O . 42.—j
[In thousands of dollars]
Time deposits
Demand deposits
Location
Individuals, partnerships,
and corporations
New York
Pennsylvania
_ _
_
Total Eastern States _
147,398
8,638
1
156,036
Connecticut
U. S.
Government
States
and
political
subdivisions
Certified
Banks in Banks in
foreign
United
countries
States
23
157
9,315
15, 617
157
317
18
484
80
3,577
308
317
502
3,657
308
194
1,229
234
294
1,846
1,405
2,498
1 456
22
517
12
59
13
17
1,951
517
84
7,205
231, 920
298
6,023
16, 034
9,924
26, 911
901
50
232
7
2
50
232, 821
348
6,255
16, 041
15, 200
1
626
15, 200
5,442
45, 890
280
3,446
Total Southern States
51,332
280
3,446
Ohio
. .
Indiana
Michigan
_
.
Iowa
Total Middle Western States
2,643
9,924
1,753
8,797
17
23,117
Georgia
Total United States (exclusive of possessions)
Alaska
Total United States and possessions _ _.. .
_
1
S
432
3,062
12, 555
201
425
Texas
States
U. S.
Banks in Banks in
and
Postal
Govern- savings political United foreign
and corpo- ment
subStates countries
rations
divisions
Individuals, partnerships,
9,209
106
1 435
__ _
and
cashiers'
checks,
etc 1
27, 301
27,301
27, 301
27,301
9,926
45
45
a
o
o1
tr
7
_
29
494
45
494
45
_-
26, 961 . .
o
d
w
Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
oo
182
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 43.—Per capita demand and time deposits of individuals, partnerships,
and corporations in all active banks, Dec. 31, 1952
Location
Population
(approximate)
Deposits of individuals, partnerships, and corporations (in thousands)
Total
Maine..
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Demand
Time
Total
Demand
425,879
255, 779
4,308,546
595,342
1,939,822
$819.93
1,058.09
954.43
1, 519, 73
1, 258. 26
1,517.08
$284.45
270.88
265.00
620. 24
517. 78
592.48
Time
$535.48
787.21
689. 43
899.49
740.48
924.60
876,000
541,000
371,000
4,790,000
804,000
2,098,000
$718,256
572,424
354,093
7,279,509
1,011,640
3,182,840
9,480,000
13,118,762
5,124,312
7,994,450
1,383.84
540.54
843.30
New York
15,437,000 39,406,272
5,201,000 5,406,984
New Jersey
10,752,000 11,226,505
Pennsylvania
533,890
346,000
Delaware
_
2,592,000 2,013,408
Maryland
831,000 1,106,969
District of Columbia...
21,929,422
2,571,128
6,844,139
357,752
1,152,224
894,033
17,476,850
2,835,856
4,382,366
176,138
861,184
212,936
2,552.72
1,039.60
1,044.13
1,543.03
776.78
1,332.09
1,420.58
494.35
636. 54
1,033. 96
444. 53
1,075. 85
1,132.14
545. 25
407. 59
509. 07
332. 25
256. 24
33,748,698
Total New England States
Total Eastern
States.
Total Southern
States
_
25,945,330
1,697.83
959.89
737.94
3,505,000
2,005,000
4,273,000
2,160,000
3,574,000
3,240,000
3,052,000
2,232,000
2,880,000
8,436,000
1,932,000
2,928,000
3,389,000
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana...
Texas
Arkansas
Kentucky.
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin..
Minnesota
Iowa.
Missouri
$249,174
146,545
98,314
2,970,963
416, 298
1,243,018
Per capita
1,871,618
839,725
1,640,977
663,373
1,564,127
1, 949,138
1,166, 234
698, 704
1,488, 246
6,339,064
757,845
1,475,190
1,724,641
1,209,319
559,268
1,256,115
567, 727
1,220,903
1,521, 983
880,451
560,406
1,178,614
5,632,611
644,645
1,225,921
1,213,005
280,457
384,862
95,646
343,224
427,155
285,783
138,298
309,632
706,453
113,200
249, 269
511,636
533. 99
418.81
384.03
307.12
437.64
601.59
382.12
313.04
516. 75
751.43
392. 26
503.82
508.89
345.03
278. 93
293. 96
262.84
341.61
469. 75
288.48
251.08
409. 24
667.69
333.67
418.69
357. 92
139.88
90.07
44.28
96.03
131.84
93.64
61.96
107.51
83.74
58. 59
85.13
150. 97
43,606,000
22,178,882
17,670,968
4,507,914
508.62
405. 24
103.38
2,944,828
934.43
746. 28
1,051,688
3,443,146 1,249. 69
835. 47
2,492,847
866. 92
1,341,242
898.87
1,117,998
777.42
602,079
895.73
785,166
579.63
496.35
914.32
470.86
490.48
531. 47
550.99
708.74
354.80
249.93
380.37
364.61
376.44
367.40
226.43
186.99
625.91
329.16
35,159,000
59,694,028
8,300,000 7,755,787
4,208,000 3,140,342
9,052,000 11,719,578
6,837,000 5,712,102
3,563,000 3,088,824
3,043,000 2, 735, 264
2,659,000 2,067,164
4,199,000 3, 761,165
T o t a l Middle
Western States. 41,861,000
39,980,226
4,810,959
2,088,654
8,276,432
3,219,255
1,747,582
1,617,266
1,465,085
2,975, 999
26,201,232
13,778,994
955.07
REPORT OF THE COMPTROLLER OF THE CURRENCY
183
TABLE NO. 43.—Per capita demand and time deposits of individuals, partnerships,
and corporations in all active banks, Dec. 31, 1952—Continued
Population
(approximate)
Location
Deposits of individuals, partnerships, and corporations (in thousands)
Total
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Per capita
Demand
Time
Total
Demand
Time
$595,000
647,000
1,390,000
2,027,000
594,000
303,000
1,455,000
740,000
2,333,000
$470,545
475,206
1, 215,974
1,465,289
549,918
258,442
1,171, 701
329,467
1,528,687
$348,250
368,952
1,058,898
1,244,920
435,661
198,408
883,758
264,898
1,342,087
$122,295
106,254
157,076
220,369
114,257
60,034
287,943
64,569
186,600
$790.83
734.48
874.80
722.89
925. 79
852.94
805.29
445. 23
655.24
$585.29
570.25
761.80
614.17
733.44
654.81
607.39
357.97
575.26
T o t a l Western
10,084,000
States
7,465,229
6,145,832
1,319,397
740.30
609.46
130.84
2, 509,000 2,117,763
1, 621,000 1,381, 584
11, 705, 000 13,830,839
422,172
599, 000
558,092
742, 000
189, 228
187,000
501, 438
886, 000
1,301,338
870,940
7, 624,125
287,168
340,752
118,677
379,834
816,425
844.07
510,644
852.30
6, 206, 714 1,181.62
135,004
704.79
217,340
752.15
70,551 1,011.91
121,604
565.96
518.67
537.28
651.36
479.41
459.24
634.63
428.71
325.40
315.02
530.26
225.38
292.91
377.28
137.25
T o t a l Pacific
States
18, 249, 000 19, 001,116 10, 922,834
8,078,282
1,041. 21
598.54
442.67
Total United
States (exclusive of possessions)
158,439, 000 161,438, 243 99,813,876
..- _
-_
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
.. . . .
Alaska
Canal Zone (Panama).
Guam
The Territory of Hawaii
.._
Puerto Kico
American Samoa
Virgin Islands of the
United States
$205.54
164.23
113.00
108.72
192.35
198.13
197.90
87.26
79.98
61,624,367
1,018.93
629.98
388.95
122,000
45,000
50,000
90,982
11, 568
10,504
63,368
9,209
4,736
27,614
2,359
5,768
745.75
257.07
210.08
519.41
204.65
94.72
226.34
52.42
115.36
464,000
2,250,000
19,000
318,884
175,236
905
139,612
108,423
476
179,272
66,813
429
687.25
77.88
47.63
300.89
48.19
25.05
386.36
29.69
22.58
26,000
4,232
1,629
2,603
162.77
62.65
100.12
2,976,000
612,311
3£7,453
284,858
205.75
110.03
95.72
Total United
States and pos161, 415,000 162, 050, 554 100,141,329
sessions
61,909,225
1,003. 94
620.40
383.54
Total possessions.
TABLE
No. 44—Officials
of State banking departments and number
of each
class of active banks in/ December 1952
State commercial i
Total
Location
Names of officials
Maine
New Hampshire
Vermont
Massachusetts .
Rhode Island
Connecticut
Homer E. Robinson
Clyde M.Davis
Alexander H. Miller
Timothy J. Donovan
Alexander Chmielewski
Lynwood K. Elmore
._ .
Titles
Bank Commissioner. .
.
..__ do
Commissioner of Banking and Insurance
Commissioner of Banks
Bank Commissioner
do.
Total New England
States
New York
New Jersey
Pennsylvania . _
Delaware
Maryland
District of Columbia
64
58
37
254
15
136
Insured
MemNonNonMemNon- NonNonbers
members insured
bers
members insured insured
Federal Federal
Federal Federal
Reserve Reserve
Reserve Reserve
System
System System
System
6
1
1
25
2
15
17
6
28
34
2
32
9
17
1
7
3
15
8
Logan R. Ritchie. _ . . . .
John H. Hoffman
William W Jones
C. V. Pierce
A. P . Persons
.
C. M. Gay
Joe H. Williams
C T Johnson
Edward F . Follett
J. M. Falkner
Edward I. McKinley, Jr
H. H. Carter
H. B. Clarke
Commissioner of Banking
do
>
Commissioner of Banks
Chief Bank Examiner _ .
Superintendent of Banks
.
Comptroller, State of Florida
Superintendent of Banks _
State Comptroller
State Bank Commissioner
Commissioner, Department of Banking
State Bank Commissioner
._
Commissioner, Department of Banking
Superintendent of Banks
5
4
188
3
68
317
Total Southern
States
50
119
52
24
371
135
340
26
106
10
162
67
99
3
14
6
70
41
217
20
81
4
6
4
9
1
2
130
23
7
1
6
351
433
22
167
182
108
180
124
338
149
158
178
130
471
177
289
223
71
35
9
8
14
11
24
7
12
137
16
20
10
111
69
170
101
275
134
134
168
117
296
155
251
206
2,707
374
2,187
4
1
15
12
4
3
1
26
6
18
24
34
7
988
Superintendent of Banks
Commissioner of Banking and Insurance..
Secretary of Banking,
State Bank Commissioner
Bank Commissioner
. .
Private
Insured
564
W A Lyon
Warren N. Gaffney
L. M. Campbell _ _
Randolph TJnphp$
William H. Kirkwood
Total Eastern States.
Virginia..
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
ArkansasKentucky.
Tennessee.
of
banks
Mutual savings
2
2
3
1
3
8
11
37
12
7
97
49
Ohio
Indiana
Illinois.
Michigan
Wisconsin
Minnesota
__
Iowa
Missouri
Total Middle Western States - -_ .
North Dakota
South Dakota.
Nebraska. _ .
Kansas
.
Montana _ . _
Wyoming
Colorado
New Mexico
Oklahoma
T o t a l Western
States
Washington
Oregon
California
Idaho
Utah
.
Nevada. . .
Arizona
Total Pacific States.
Alaska
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the
United States.
_.
Total possessions
Total United States
and possessions
Thurman R. Hazard
Joseph McCord
Benjamin 0. Cooper
Maurice C. Eveland
Guerdon M. Matthews
Charles M Wenzel
N. P Black
Robert B. Mackey
Superintendent of Banks
Director, Department of Financial Institutions.
Auditor of Public Accounts
Commissioner, State Banking DepartmentCommissioner of Banks
do
Superintendent of Banking
Acting Commissioner of Finance
Ray D. Carrell
A. A. Rogers
Maurice C. Sparling
Austin Schouweiler
Louis S. Leatham
Grant L. Robison
D. 0 Saunders
Supervisor of Banking
Superintendent of Banks
Commissioner of Finance
Bank Commissioner
Superintendent of Banks.
do
1 Includes stock savings banks.
Includes 1 private bank.
2
_
_. .
Secretary, Territorial Banking Board
Bank Examiner
Treasurer
.
.
3
5
1
2
1
508
352
462
502
566
521
125
150
70
28
64
100
372
185
380
458
448
399
11
12
8
15
47
22
2
1
1
1
828
2,704
123
3
113
135
293
435
71
28
81
25
187
2
28
16
41
45
15
17
8
25
104
107
229
259
26
13
54
17
153
7
197
962
209
86
50
107
28
45
3
11
16
10
27
9
21
1
2
63
37
70
18
24
2
8
3
2
10
1
330
State Examiner
Superintendent of Banks
Director of Banking
. _ _
_
State Bank Commissioner
_
Superintendent of Banks.
State Examiner
State Bank Commissioner
State Bank Examiner
Bank Commissioner
227
2 235
1,368
J. A. Graham
Verne W. Abeel
J. Floyd McLain
Elmer T. Beck
R. E Towle
Norris E. Hartwell
Frank E. Goldy
Alfred W. Kaune
0. B. Mothersead
179
112
3,688
.
416
361
86
222
17
2
2
7
11
6
4
1
11
23
6,638
543
14
8
11
1
1
5
7
7
2
21
48
135
10
9
4
1
1
5
1
1
35
9,680
4
5
1,886
1
3
203
323
84
TABLE N O . 45.—Assets and liabilities of all active banks, 1940 to 1952
f Amounts in thousands of dollars. For prior figures, revised for certain years and made comparable to those in this table, references should be made as follows: Years 1834 to 1913,
inclusive, Comptroller's Annual Report for 1931;figures1914 to 1919, inclusive, report for 1936, andfigures1920 to 1939, inclusive, report for 1939.]
Other
Loans and U. S. Government
Number discounts, obligations, bonds,
of banks including direct and stocks, and
overdrafts guaranteed securities
Gash
Balances
with other
Other
Total assets
Capital *
Surplus
and
undivided
profits3
Total deposits
Bills payable and
Other
rediscounts, liabilities
etc.
i
JUNE 30
15,017
14,919
14,815
14,661
14,598
14,587
14,626
14, 755
14, 759
14, 697
14,689
14, 655
14,624
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951...
1952
DEC.
1940
1941
1942
1943
1944
1945.
1946
1947
1948
1949.
1950
1951.
1952
22,557,670
25,543,438
25,178,305
22,324,053
25,504,338
28,092,140
31,693,492
38, 578, 709
45,379,380
47,366, 715
52,310, 789
64,218,091
70,175, 532
19,710,503
23,577,061
30,363,023
57,963,058
76,129,877
94, 240, 445
96, 497, 087
83,116,152
77,160,671
75,198, 579
77,609, 287
68,958,920
71,029,850
9,364,406
9,152,671
8,653,089
7, 921,874
7, 586, 714
8,032,440
9, 224,930
10,084, 577
11, 251, 553
11,974, 509
13, 705,999
15, 252,839
17,063,076
1,148,589
1,408,306
1,446,780
1,606, 564
1,623,191
1,649,487
1,729,034
1,986,836
2, 264, 740
2,226,836
1,970, 576
2,033,517
2, 552,403
24,535, 268
25,471,008
24, 236, 259
25, 210, 347
26,705,352
29.246,407
31,732,067
31,729,911
32,899, 617
32,893, 809
32,283,621
36,370,058
39,289,340
2,897,193
2,676,235
2,382,535
2,226, 510
2,010,193
1,766,060
1,825,654
1,752, 214
2,025, 527
2,010, 207
2,156, 638
2, 419, 216
2, 657, 210
80,213,629
87,828,719
92, 259,991
117, 252,406
139, 559,665
163,026,979
172,702, 264
167, 248, 399
170, 981,488
171,670, 655
180,036, 910
189, 252, 641
202,767,411
3,118,116
3, 250,986
3,319,580
3,398, 415
3,526,159
3, 629; 971
3, 773, 755
3,975,654
14,956
14,885
14, 722
14,621
14, 579
14, 598
14, 633
14,755
14, 735
14, 705
14, 666
14, 636
14, 596
23,967,476
21,028, 798
25, 553, 809
46,059, 111
66, 259,384
86, 414, 755
101,904,073
87, 093, 517
81, 636, 938
74,462, 553
78, 753,673
73,188, 217
71, 595,087
73,010,835
9,499,776
9,035, 537
8,312, 249
7,466,862
7, 596, 205
8, 611,660
9, 543, 221
10, 760,398
11,470,848
12, 682, 551
14,816, 545
15, 991,176
17, 449,091
1,407,364
1, 545,018
1,463,836
1, 612, 252
1,801,370
2,025,088
2, 221, 793
2,392,970
2,145,156
2,185, 256
2, 343, 064
2, 890, 421
2,938,679
26,846,418
25,942. 377
27,371, 581
26,999, 933
29,175, 791
33, 589, 693
32, 995, 748
36,167,173
37,490,369
34,490. 538
38,892, 739
42,826,197
42,825,197
2,822,070
2, 538, 588
2,334, 654
2,109,008
1, 857, 424
1, 753,694
1, 729, 215
1, 835, 487
2,053, 761
2,102,933
2, 288,962
2, 558, 776
2,677,998
85, 571,902
91,453, 694
109, 542, 577
128,121,978
152,947,184
178, 351,075
169, 406, 362
176,024,102
176,075,430
180,043,113
192, 240,673
203,862, 623
214,830,603
3,070, 519 5,339,039
5, 460,776
3,034,361
5,619,637
2,985,391
6,034,091
3,011,600
3,052, 950 6, 640,166
3,187, 368 7, 424,243
3, 299, 469 8,138, 479
3,342, 600 8,654, 798
3, 423,195 9,130,608
3,548,731
9,616, 859
3,670, 249 10, 245, 616
3,840,006 10,866, 262
4,016,796 11,437,192
3,091,793
3,055,005
2,998.686
2,979,447
71,153, 458
5,233,334
78, 549,329
5,469, 514
83, 029, 575
5, 523, 532
5,811, 248 107,784,099
6,318, 608 129, 367, 247
151,932,691
7,033,855
7, 925,817 160,349,405
8, 450, 652 154,191,122
8, 917, 480 157,176,754
9, 395, 544 157, 239, 224
10,023, 295 164, 554,941
10, 543, 747 172,679, 420
184,993,187
11,148,926
26,969
22, 559
20, 736
31, 657
87,116
81,075
93,966
63,339
68,681
35,306
46,135
78, 258
100, 514
708,075
732,312
687,462
645,955 B
749,801
861, 242 O
1,082,090 O
1, 223, 706 B
1,420,158
1,474, 422
1, 782, 568
2,177, 461
2, 549,130
76,407,885
82, 233, 260
100, 265, 638
118, 336,126
142,310,824
166, 530,093
156,801,396
162, 728, 682
162,041,389
165. 244,044
176,120,158
186, 603, 665
196, 431, 356
25,060
22. 593
18, 638
51, 650
125, 624
227.150
48. 403
74, 614
64,320
27,195
94,607
44,008
196, 234
729, 399
702. 704
653, 273
688, 511
817, 620
982, 221
1,118, 615
1, 223,408
1,415,918
1,606,284
2,110,043
2, 508, 682
2,749,025
31
24,001,146
23, 674, 539
26,101,639
30, 466,867
35,822, 868
43, 231,136
48,452, 743
49,828,162
60, 711,146
68,000, 966
75,928,803
* Includes reserve balances and cash items in process of collection.
2
Includes capital notes and debentures in banks other than national.
3 Includes reserve accounts.
NOTE.—Reciprocal interbank demand balances with banks in the United States are
reported net beginning with the year 1942.
3
TABLE N O . 46.—Assets and liabilities of all active national banks, 1940 to 1952
[Amounts in thousands of dollars. For prior figures, revised for certain years and made comparable to those in this table, references should be made as follows: Years 1863 to 1913,
inclusive, Comptroller's Annual Report for 1931; figures 1914 to 1919, inclusive, report for 1936, and figures 1920 to 1939, inclusive, report for 1939.]
Number
of banks
JUNE
DEC.
Cash
Balances
with other
banks 1
Other
assets
Total assets
Capital
923,474
915, 700
857,219
826, 240
823,008
772,848
816,021
829,049
1,031,347
1,015,356
1,057,891
1,186,086
1,293, 933
41,314,635
44,718,965
58,972,352
70,400, 945
81, 794,833
85,993,054
83,413,260
85,341,112
85,099,450
89,936,612
94,658,761
101,541,564
1, 534,649
1, 523,383
1,507,670
1,498,008
1, 553, 578
1,624,184
1,683,489
1,770,871
1,804,803
1,907,958
1,979,941
2,067,155
2,203,266
918,082
897,004
847,122
813,468
792,479
797,316
830, 513
880,987
1,063,917
1,058,178
1,126, 555
1, 259,008
1.321,382
39,733,962
43,538,234
54,780,978
64, 531,917
76,949,859
90, 535, 756
84,850,263
88,447,000
88,135,052
90,239,179
97,240,093
102,738, 560
108,132, 743
1, 527,237
1,515,794
1, 503,682
1, 531, 515
1, 566,905
1,658,839
1,756,621
1, 779, 766
1,828,759
1,916,340
2,001,650
2,105,345
2, 224,852
Surplus
and
undivided
profits 2
Total deposits
Bills payable and
rediscounts,
etc.
Other
liabilities
30
5,170
5,136
5,107
5,066
5,042
5,021
5,018
5,018
5,004
4,993
4,977
4,953
4,932
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
Other
Loans and TJ. S. Government
discounts, obligations,
bonds,
including direct and stocks, and
overdrafts guaranteed securities
9,179,227
10,922,483
10,901,795
9,190,143
11, 229,680
12,389,133
14,498,441
18,810,006
22,303, 042
22, 578,120
24,671,880
30, 584, 236
33,170,408
9, 111, 226
11,135,952
14,928,992
30,190,402
38,790,869
47, 255,463
47,472,876
39,425,605
36, 231,407
35, 597,498
37,651, 246
33,053,774
34,694,540
3, 794,049
3,818,842
3, 714,396
3, 538,176
3, 497,654
3,764,438
4, 543,865
4,953,052
5,309,818
5, 532, 295
6, 593,423
7, 581, 524
8,391,154
582,303
709, 458
728,309
806, 546
820, 570
821, 290
805, 575
13,294,801
13,812,200
13, 588, 254
14,420,845
15, 239,164
16,791,661
17,856,276
18,407, 260
1,120,314 19,345,184
1,093,053 19,283,128
959, 569 19,002,603
985,074 21, 268,067
1, 256,363 22, 735,166
5,150
5,123
5,087
5,046
5,031
5,023
5,013
5,011
4,997
4,981
4,965
4,946
4,916
10,027,773
11, 751, 792
10, 200, 798
10,133, 532
11,497,802
13,948,042
17,309, 767
21,480,457
23,818, 513
23,928,293
29, 277,480
32,423, 777
36,119,673
9,752,605
12,073,052
23,825,351
34,178, 555
43,478, 789
51,467,706
41,843, 532
38,825, 435
34,980, 263
38,270,523
35,691, 560
35,156,343
35,936,442
3,915,435
3,814,456
3,657,437
3,325,698
3, 543, 540
4,143,903
4,799,284
5,184, 531
5, 248,090
5,937, 227
7,331,063
7,887, 274
8,355,843
718, 799
786, 501
733,499
807,969
904,500
1,008,644
1,094,721
1,168,042
1,040,763
1,059,663
1,147,069
1,418,564
1,446,134
3,190,088
3,537,809
3,740,965
3,919,945
4,215,126
4,452,871
4,692, 797
33,074,407
37,351,303
40, 659,117
54, 769,361
65,833, 253
76,825, 537
80,494,758
77,397,149
78,999,988
78,451,468
82,659,791
86,836, 814
92,989,690
2,910
2,005
2,014
4,231
6,205
5,209
24,441
27,860
42,871
14,123
24,783
32,890
42,046
331,322
363,186
378, 342
373,355
450,878
491, 534
600, 278
679,571
752,485
805, 956
1,056, 971
1,269,031
1,613, 765
2,009,161
2,133,305
2,234,673
2,427,927
2, 707, 960
2,996,898
3,393,178
3,641, 558
3,842,129
4,018,001
4,327,339
4, 564,773
4,834,369
35,852, 424
39, 554, 772
50,648, 816
60,156,181
72,128,937
85, 242, 947
79,049,839
82,275, 356
81,648,016
83,344, 318
89, 529,632
94,431, 561
99,257,776
3,127
3,778
3,516
8,155
54,180
77,969
20,047
45,135
41,330
7,562
76, 644
15,484
75,921
342,013
330, 585
390,291
408,139
491,877
559,103
630, 578
705,185
774,818
952,958
1,304, 828
1, 621, 397
1, 739,825
1,941,792
2,074,758
2,171,822
2,327,397
2, 557,031
31
i Includes reserve balances and cash items in process of collection.
Includes reserve accounts.
a
14,401, 268
14, 215,429
15, 516, 771
15,272,695
16,732,749
19,170,145
18,972,446
20,907, 548
21,983, 506
19, 985,295
24, 593, 594
24,953,269
o
d
NOTE.—Reciprocal interbank demand balances with banks in the United States are
reported net beginning with the year 1942.
00
TABLE N O . 47.— Assets and liabilities of all active banks other than national^ 1940 to 1952
[Amounts in thousands of dollars. For prior figures, revised for certain years and made comparable to those in this table, references should be made as follows: Years 1834 to 1913,
inclusive, Comptroller's Annual Report for 1931; figures 1914 to 1919, inclusive, report for 1936, and figures 1920 to 1939, inclusive, report for 1939.]
e
x
•
Number of
banks
Loans and
discounts,
including
overdrafts
Other
U. S. Govbonds,
ernment
obligations, stocks,
and
direct and
guaranteed securities
Cash
1947
1948
1949..
1950
1951
1952
DEC
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
Total assets
Capital
stock
43,328,549
46,514,084
47,541,026
58,280,054
69,158,720
81,232,146
86,709,210
1,428,973
1,416,939
1,386,845
1,386,748
1,396,746
1,415,170
1,495,004
128,171
114,683
104,171
94,691
86, 569
78,762
72,493
3,291,542
3,394,756
3,351,710
3,483,851
3,761, 577
4,185,486
4,7-35, 729
38,079,051
41,198,026
42,370,458
53,014,738
63, 533,994
75,107,154
79,854,647
24,059
20,554
18,722
27,426
80,911
75,866
69,525
1,548, 709
1, 533,860
59, 752
1,570, 773
47,428
1,603, 256
46, 774
1,664,697
41,903
1,727,222
45,166
4,912,843
5,176, 515
5,475,599
5,808,169
6,090,876
6, 456,129
76,793,973
78,176, 766
78,787,756
81,895,150
85,842,606
92,003,497
35,479
25, 810
21,183
21,352
45,368
58,468
1,420,148
1,410,373
1,382, 507
1,389,943
1,403,725
1,456,449
1,475,054
1,500,807
1,546,005
1, 583,954
1,621,492
1,695,205
1, 745,470
3,329,878
3,327,471
3,384,964
3,606,164
3,932,206
4,427,345
4,745,301
5,013,240
5,288,479
5,598,858
5,918, 277
6,301,489
6,602, 823
40, 555,461
42,678,488
49,616,822
58,179,945
70,181,887
81,287,146
77,751, 557
80,453, 326
80,393,373
81,899, 726
86, 590, 526
92,172,104
97,173, 580
9,847
9,783
9,708
9,595
9,556
9,566
9,608
13,378,443
14,620,955
14,276,510
13,133,910
14,274,658
15,703,007
17,195,051
10,599,277
12,441,109
15,434,031
27,772,656
37,339,008
46,984,982
49,024,211
5,570,357
5,333,829
4,938,693
4,383,698
4,089,060
4,268,002
4,681,065
566,286
698,848
718,471
800,018
802,621
828,197
923,459
11,240,467
11,658,808
10,648,005
10,789,502
11,466,188
12,454,746
13,875,791
1,973,719
1,760,535
1,525,316
1,400,270
1,187,185
993,212
1,009,633
9,737
9,755
9,704
9,712
9,702
9,692
_..
Bills payable and Other
redisliabilicounts,
ties
etc.
Other
assets
Surplus
and
undivided
profits 2
Total
deposits
19,768,703
23,076,338
24,788, 595
27,638,909
33,633,855
37, 005,124
43,690, 547
40,929,264
39,601,081
39,958,041
35,905,146
36,335,310
5,131, 525
5,941, 735
6,442, 214
7,112, 576
7,671,315
8,671,922
998, 548
1,144,426
1,133,783
1,011,007
1,048,443
1,296,040
13,322,651
13, 554,433
13,610,681
13,281,018
15,101,991
16, 554,174
923,165 83,835,139
994,180 85,640,376
994,851 86, 571, 205
1,098,747 90,100,298
1,233,130 94, 593,880
1,363,277 101, 225,847
9,806 13,939,703
9,762 15,086,573
9,635 13,800,348
9,575 13,541,007
9,548 14,603,837
9,575 16, 518,825
9,620 18,513,101
9,744 21, 750, 679
9,738 24,634,230
9,724 25,899,869
9,701 31,433,666
9,690 35, 577,189
9,680 39,809,130
11,276,193
13,480,757
22,233,760
32,080,829
42,935,966
50,436,367
45,249,985
42,811,503
39,482,290
40,483,150
37,496,657
36,438, 744
37,074,393
5,584,341
5,221,081
4,654,812
4,141,164
4,052,665
4,467,757
4, 743,937
5, 575,867
6,222, 758
6, 745,324
7,485,482
8,103,902
9, 093, 248
688, 565
758,517
730,337
804,283
896,870
1,016,444
1,127,072
1,224,928
1,104,393
1,125,593
1,195,995
1,471,857
1,492, 545
12,445,150
11, 726,948
11,854,810
11, 727,238
12,443,042
14,419,548
14,023,302
15,259, 625
15,506,863
14, 505, 243
16,226,373
18,232.603
17,871,928
1,903,988
1,641, 584
1,487, 532
1,295, 540
1,064,945
956,378
898,702
954, 500
989,844
1,044,755
1,162,407
1, 299, 768
1,356,616
376,753
369,126
309,120
272,600
298,923
369, 708
481,812
544,135
667,673
668,466
725,597
908,430
935,365
31
.._
g
am
J U N E 30
1940
1941
1942
1943
1944
1945
1946
Balances
with other
banks *
Capital
notes
and
debentures
i Includes reserve balances and cash items in process of collection.
* Includes reserve accounts.
45,837,940
47,915,460
54, 761,599
63,590,061
75,997,325
87,815,319
84,556,099
87, 577,102
87 940,378
82 803,934
9' 000,580
101 124,063
106. 397,860
123,134
108,194
99,202
90,142
82,320
72,080
67, 794
62, 027
48,431
48,437
47,107
39,456
46,474
21,933
387,386
18,815
372,119
15,122
262,982
43,495
280,372
71,444
325, 743
149,181
423,118
28,356
488,037
29, 479
518,223
22,990
641,100
19,633
653,326
17, 963
805, 215
28,524
887, 285
120,313 1,009,200
NOTE.—Reciprocal interbank demand balances with banks in the United States are
reported net beginning with tbc'year 1942.
i
o
TABLE NO. 48.—Summary of status, progress, and results of liquidation of all national banks1 placed in charge of receivers from the date of the
first national bank failure, Apr. 14, 1865, to Dec. 81, '952
National and District of Columbia
nonnational banks
Completely
liquidated
and finally
closed
Number of receiverships
Total
$6, 804, 589
$3,744,615,910
Disposition of assets:
Collections from assets (including earnings collected from 1,155 banks completely liquidated
to Oct. 31,1933, and for accounting purposes,
dividends paid secured creditors of all trusts
finally closed Oct. 1,1924, to Oct. 31,1929)
Offsets allowed and settled (against assets)
Losses on assets compounded or sold under order
of court
Book value of assets returned to shareholders'
agents
Book value of remaining assets
Total
Collections:
Collections from assets as above
Collections from stock assessments
Earnings collected: interest, premiums, rents,
etc. (unavailable as separate item for 1,155
banks completely liquidated to Oct. 31,1933)-.
Offsets allowed and settled (against assets)
Unpaid balance Reconstruction Finance Corporation loans
.
$3,737,811,321
Completely In process !
*guidated ofliquida- |
i d d
fcad finally
tion
I
» closed
'
Total
National banks
Completely
liquidated
and finally
closed
«2, 806
3 2, 822
3 2, 821
Total assets taken charge of by receivers
Total
In process
of liquidation
District of Columbia nonnational banks 2
$27,143,017
$27,143,017
In process
of liquidation
1
Total
« 2, 807
$3, 710, 668, 304 $6, 804, 589 $3,717,472,893
o
2, 216,170, 276
253, 721, 541
1. 225, 078, 449
2, 220, 813, 228
254,007, 887
18, 624,923
2,089,895
18, 624, 923
2,089,895
2,197, 545, 353
251, 631, 646
4, 642, 952
286, 346
2, 202,188, 305
251, 917, 992
1, 226, 765, 206
4, 642, 952
286, 346
6, 401, 713
6, 401, 713
1, 218, 676, 736
1, 686, 757
1, 220, 363, 493
26, 486
42, 760, 496
6 54, 073
188, 534
42, 760, 496
242, 607
42, 786, 982
6 54, 073
188, 534
42, 786, 982
242, 607
3, 737, 811, 321
6, 804, 589
3, 744, 615, 910
27,143,017
27,143,017
3, 710, 668, 304
6, 804, 589
3, 717,472, 893
2,216,170,276
179,266,883
4, 642, 952
503, 777
2,220,813,228
179, 770, 660
18, 624, 923
619,261
18, 624, 923
619,261
2,197,545,353
178, 647, 622
4, 642, 952
503, 777
2, 202,188, 305
179,151,399
163, 238, 510
253, 721, 541
4?5, 505
: ', 346
163,724,015
254,007, 887
1, 429,275
2, 089, 895
1,429, 275
2,089, 895
161, 809, 235
251, 631, 646
485, 505
286, 346
162, 294, 740
251, 917, 992
5, 918, 580
2, 818, 549, 439
22, 763, 354
22, 763, 354
2, 789, 867, 505
5, 918, 580
2, 795, 786,085
o
233, 649
233, 649
233, 649
2,812,630,859
233, 649
Q
r
See footnotes at end of table.
oc
TABLE N O . 48.—Summary of status, progress, and results of liquidation of all national banks1 placed in charge of receivers from the date of the ••
first national bank failure, Apr. 14-, 1865, to Dec. 81, 1952—Continued
%
National and District of Columbia
nonnational banks
Completely
liquidated
and finally
closed
In process
of liquidation
Total
District of Columbia nonnational banks 2
Completely In process
liquidated
and finally of liquidation
closed
Disposition of collections:
Dividends paid by receivers to unsecured creditors (including dividends paid to secured
creditors for 815 banks completely liquidated
to Oct. 31,1929)
$1, 412, 893, 997 $3, 567, 759 $1,416,461, 756 $10,893,071
Dividends paid by receivers to secured creditors
(unavailable as separate item for 815 banks
34, 624, 491
completely liquidated to Oct. 31,1929)
34, 624,491
35,202
Distributions by conservators to unsecured
209,124, 039
creditors
.
209,124,039 2,838,102
Distributions by conservators to secured credi1, 372,006
tors...
1, 372,006
10,750
Payments to secured and preferred creditors
(including disbursements for the protection
of assets for 597 banks completely liquidated
to Oct. 31,1926)
704, 462,893 1, 450, 782
705, 913,675 4,901,281
253, 721, 541
286, 346
Offsets allowed and settled (against liabilities.)...
254,007,887 2,089,895
Disbursements for the protection of assets (unavailable as separate item for 597 banks com8,055, 082
pletely liquidated to Oct. 31,1926)
14,888
8,069,970
18,839
Payments of receivers' salaries, legal and other
169,784,268
expenses
444,410
170,228,678 1,767,254
Payments of conservators' salaries, legal and
10, 970, 725
other expenses
—
45,597
11,016,322
201,010
7, 600, 970
Amounts returned to shareholders in cash.
7,600,970
7,950
Cash balances in hands of Comptroller and
• 20,847
receivers
129, 645
108, 798
Total.
2,812, 630,859
5, 918, 580
2,818, 549,439
22,763, 354
Total
National banks
ft
Completely
liquidated
and finally
closed
In process
of liquidation
Total
ft
tar
$10,893,071
$1, 402, 000, 926
$3, 567, 759 $1, 405, 568, 685
35,202
34, 589, 289
34, 589,289
2,838,102
206,285, 937
206, 285, 937
10, 750
1, 361, 256
1, 361, 256
c
ft
r
4, 901, 281
2,089,895
699, 561, 612
251, 631, 646
1,450, 782
286, 346
701,012, 394
251,917, 992
18,839
8, 036, 243
14,888
8,051,131
1,767,254
168,017,014
444,410
168,461,424
201,010
7,950
10, 769, 715
7,593,020
45, 597
10, 815, 312
7, 593,020
•20,847
108, 798
129, 645
5,918, 580
2, 795, 786,085
22, 763, 354
2,789,867, 505
ft
Capital stock at date of failure
United States bonds held at failure to secure
circulating notes
United States bonds held to secure circulation,
sold and circulation redeemed
Circulation outstanding at date of failure
Assessments upon shareholders
Deposits at date of failure
Borrowed money (bills payable, rediscounts,
etc.) at date of failure
Additional liabilities established subsequent to
date of failure
_.
Claims proved (both secured and unsecured)
Average percent dividends paid to claims proved.
Average percent total payments to creditors to
total liabilities established
Average percent total costs of liquidation to
total collections including offsets allowed
1
2
7 402,112, 595
800,000
176, 392, 631
7 402, 912, 595 8 2, 352,920
176, 392, 631
170, 552, 785
328,273,807
2, 374, 374,873
800, 000
4,165, 850
514, 333,874
97,105, 575
2,123,146,487
176,
170,
329,
2, 378,
9 399, 759, 675
800,000
9
400, 559, 675
176, 392, 631
176, 392, 631
176, 392, 631
392, 631
552, 785
360,887
227, 677
800,000
4,165,850
176, 392, 631
170,552,785
327,160,887
2, 359, 393, 527
5,194, 938
509,138,936
1,144, 260
510, 283,196
809,871
17,850,201
96,295. 704
% 105, 296, 286
82,118
3, 638, 730
96, 377, 822
2,108, 935,016
392, 631
552, 785
073,807
540, 723
1, 912, 920
19,147,196
1,912,920
19,147,196
1,144, 260
515,478,134
5,194, 938
82,118
3, 638, 730
97,187, 693
2,126, 785, 217
809, 871
17, 850, 201
176,
170,
326,
2, 355,
78.09
97.50
78.13
77.18
77.18
78.10
97. 50
78.13
87.62
98.38
87.64
82.57
82.57
87.66
98. 38
6.71
8.28
6.72
8.73
8.73
6.70
8.28
w
g
Q
n
O
87.68
6.70
Including District of Columbia nonnational banks and building and loan associations.
Including building and loan associations.
3 Does not include 159 banks restored to solvency.
* Does not include 1 bank restored to solvency.
• Does not include 158 banks restored to solvency.
8 2, 352, 920
6
Cash and uncollected assets on hand at date of termination of supervision of liquidation by Comptroller of the Currency (Poultney National Bank, Poultney, Vt.).
7
Includes $23,100,000 capital stock of 159 banks restored to solvency.
8
Includes $50,000 capital stock of 1 bank restored to solvency.
9
Including $23,050,000 capital stock of 158 banks restored to solvency.
o
o
3
o
d
w
4
o
STABLE NO. 49.—Number and deposits of national and District of Columbia nonnational banjcs 1 placed in receivership period, Apr. 14, 1865
to Dec. 81, 1952, by groups according to percentages of dividends paid to Dec. 31, 1952
Liquidation banks
Dividends paid, 100 Dividends paid, 75 Dividends paid, 50 Dividends paid, 25 Dividends paid, less
to 49.9 percent
than 25 percent
percent and over
to 74.9 percent
to 99.9 percent
Periods and bank groups
Number of
banks
Receiverships completely liquidated and
finally closed or restored to solvency,
1865 to 1952 (2,979 banks):
Apr. 14, 1865, to Oct. 31, 1930—data
for individual annual report years
unavailable; deposits prior to 1880
unavailable for 84 banks (974
banks)
_.
Nov. 1,1930, to Oct. 31, 1931
Nov. 1, 1931, to Oct. 31, 1932
Nov. 1, 1932, to Oct. 31, 1933
Nov. 1, 1933, to Oct. 31, 1934
Nov. 1, 1934. to Oct. 31, 1935
Nov. 1, 1935, to Oct. 31, 1936
Nov. 1, 1936, to Oct. 31, 1937
Nov. 1, 1937, to Oct. 31, 1938
Nov. 1, 1938, to Oct. 31,1939
Nov. 1, 1939, to Oct. 31, 1940
Nov. 1, 1940, to Oct. 31, 1941
Nov. 1, 1941, to Dec. 31, 1942.
_.
Deposits
Number of
banks
Deposits
Number of
banks
Deposits
208 $77,296, 606
163 $64, 572, 547
211 $66,952,690
6
1,994,080
11 15,873,316
8
4,412,925
8
4, 431, 721
28
5, 083, 636
40 14, 723, 916
86 50, 715,003
<76 33, 477, 651
26 20, 910, 457
19 17,397,983
«7 18,147, 843
14 77, 234,820
16
16
13
18
29
46
80
110
61
36
39
46
5,323,140
5, 549, 989
5, 826, 514
8, 517,835
11,801, 668
12, 246, 387
38, 690,969
54,346, 379
58, 631, 031
43,639,246
68,673,118
248,608,395
22 8,334,115
33 14,038,797
21 9, 692,212
17 10, 532,532
34 13, 854, 445
56 18, 483, 929
85 38,027,988
106 56, 203, 459
42 32,056, 684
38 43,319,262
642 76, 497, 725
26 72,320,682
Number of
banks
Deposits
156 $45, 465, 025
29
27
15
8
30
43
3 51
48
21
15
7 10
14
8,497,657
10,027, 603
6,902, 413
1,451,334
9, 062, 628
12, 556, 918
19, 594, 780
16, 991, 046
10,103, 204
9,332, 899
10,540,731
52,025,720
Number of
banks
Total banks
Restored Total
to sol- all
vency banks
banks 2
Deposits
Number of
banks
159 $30, 828,899
897
$285,115,767
77
29,738,938
47, 739, 776
29, 929,256
26, 590,650
44,122,328
62, 463, 442
154, 448,954
167,176, 781
123, 971,181
121,694,861
182,060, 503
451, 774, 537
8
25
9
28
11
1
0
0
0
0
0
0
99
122
78
92
163
215
340
364
159
112
102
104
o
o
974
91
97
69
64
152
214
340
364
159
112
102
104
8
18
10
12
13
31
29
38
24
9
4
4
4
5, 589,946
2, 250, 071
3, 095,192
1, 657, 228
4, 319, 951
4, 452, 292
7, 420, 214
6,158, 246
2, 269, 805
8, 005,471
8, 201,086
1, 584,920
Deposits
Num- Number of ber of
banks banks
3
9
Jan. 1, 1943, to Dec. 31,1943
Jan. 1, 1944, to Dec. 31, 1944
Jan. 1,1945, to Dec. 31,1945
Jan. 1,1946, to Dec. 31, 1946
Jan. 1,1947, to Dec. 31,1947
Jan. 1, 1948, to Dec. 31,1948
Jan. 1,1949, to Dec. 31, 1949
Jan. 1,1950, to Dec. 31, 1950
Jan. 1,1951, to Dec. 31,1951
Jan. 1,1952, to Dec. 31,1952—_
6 16, 260, 257
3 412, 269,316
1 1, 796,607
0
0
0
0
1 1, 204,158
0
0
2 5,058,728
0
0
0
0
Total 1931-52 (2,006 banks)
Active receiverships as of Dec. 31, 1952
(lbank)
Grand total (2,981 banks)
1
2
___.
8 75,837, 758
1 4,613, 782
2 2,390,914
2
616, 710
1 26,966,990
1
421, 461
1 2,015, 717
0
0
0
0
0
0
8 39,828,007
5 28,787,475
0
0
0
0
1
183,818
1
305, 253
1 2, 299, 269
0
0
0
0
0
0
5 24, 606,118
141,119
1
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
342 700, 992,417
526 674, 718,003
538 464, 765, 652
318 191, 834,170
0
0
550 778, 289,023
1
4,165, 850
690 743,456, 400
0
749 531, 718,342
Including building and loan associations.
Deposits for banks restored to solvency unavailable.
3 Exclusive of 1 receivership finally closed during year ended Oct. 31,1937, but reopened
as a receivership during the year ended Dec. 31,1944, and again closed during the year
$nded Dec. 31.1948.
4
Exclusive of 1 receivership finally closed during year ended Oct. 31,1933, but reopened
as a receivership and again closed during the year ended Oct. 31,1938.
5 Exclusive of 1 receivership finally closed during the year ended Oct. 31, 1928, but
reopened as a receivership during the year ended Oct. 31, 1940, and again closed during
the year ended Oct. 31,1941.
0
0
0
474 237, 299,195
3
0
0
0
0
0
0
0
0
1
e
0
0
0
0
0
0
0
0
0
0
0
200 56, 948,864 1,924 2,089, 259,106
82
0
1, 944, 442
0
0
0
0
0
0
0
0
0
0
30
10
4
2
2
3
2
2
0
1
1
158,476,582
445, 811,692
4,187, 521
616, 710
27,150,808
1,930,872
4,314,986
5,058,728
4,165,850
359 87,777, 763 2,822 2,378, 540, 723
30
10
4
2
2
3
2 g
n
H
0
1
O
159
2,981
0 ic
-j
1
O
2,006 ng
8 Exclusive of 1 receivership finally closed during the year ended Oct. 31, 1928, but
reopened as a receivership during the year ended Oct. 31,1940, and again closed during
the year ended Oct. 31,1941.
7 Exclusive of 1 receivership finally closed during the year ended Oct. 31, 1936, but
reopened as a receivership during the year ended Oct. 31,1937, and again closed during
the year ended Oct. 31, 1938. (Data relative to reopening and second final closing included in report for year ended Oct. 31,1941.)
I
W
O
o
d
CO
CO
194
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 50.—Liquidation statement, 2 receiverships in liquidation during year
ended Dec. 31, 1952
Number of banks
2
Collections:
Cash balances in hands of Comptroller and receivers at beginning
of period
Collections from assets
Earnings collected
Total
$713, 731
46, 077
29
759,837
Disposition of collections:
Payments of receivers' salaries, legal, and other expenses
Amount returned to shareholders in cash
Cash balances in hands of Comptroller and receivers at end of
period
Total
33, 389
617, 650
108, 798
759,837
TABLE N O . 51.—Liquidation statement, 1 administered national bank receivership
completely liquidated and finally closed, during year ended December 31, 1952
Number of banks
1
Total assets taken charge of by receivers
$5, 618, 899
Disposition of assets:
Collections from assets
Offsets allowed and settled (against assets)
Losses on assets compounded or sold under order of court
Book value of assets returned to shareholders' agent
Total
3, 673, 090
23, 139
1, 907, 978
14, 692
5,618, 899
Collections:
Collections from assets
Earnings collected
Offsets allowed and settled (against assets)
3, 673, 090
712, 321
23, 139
Total
2
Disposition of collections:
Payments to secured and preferred creditors other than through
dividends
Offsets allowed and settled (against liabilities)
Disbursements for the protection of assets
Payments of receivers' salaries, legal, and other expenses
Amount returned to shareholders in cash
Total
Capital stock at date of failure
Borrowed money (bills payable, rediscounts, etc.) at date of failure,.
Additional liabilities, established subsequent to date of failure
Average percent total payments to creditors to total liabilities
established
Average percent total costs of liquidation to total collections
including offsets allowed
Average number of years required to complete liquidation
4, 408, 550
3, 481, 422
23, 139
56, 653
229, 686
617, 650
4, 408, 550
1, 000, 000
3, 261, 929
242, 632
100.00
6. 50
18. 09
REPORT OF THE COMPTROLLER OF THE CURRENCY
195
TABLE N O . 52.—Liquidation statement, 1 active receivership as of Dec. 31, 1952
Number of banks
Total assets taken charge of by receivers
Disposition of assets:
Collections from assets
Offsets allowed and settled (against assets)
Losses on assets compounded or sold under order of court
Book value remaining assets
Total
Collections:
Collections from assets
Collections from stock assessments
Earnings collected
Offsets allowed and settled (against assets)
Total
1
$6, 804, 589
4, 642, 952
286, 346
1, 686, 757
188, 534
6,804,589
4, 642, 952
503, 777
485, 505
286, 346
5, 918,580
Disposition of collections:
Dividends paid by receivers to unsecured creditors
3, 567, 759
Payments to secured and preferred creditors other than through
dividends
1, 450, 782
Offsets allowed and settled (against liabilities)
286, 346
Disbursements for the7 protection of assets
14, 888
Payments of receivers salaries, legal and other expenses
444, 410
Payments of conservators' salaries, legal and other expenses
45, 597
Cash balances in hands of Comptroller and receivers
108, 798
Total
5,918,580
Capital stock at date of failure
800,000
Amount of assessment upon shareholders
800, 000
Deposits at date of failure
4, 165, 850
Borrowed money (bills payable, rediscounts, etc.) at date of failure. _ 1, 144, 260
Additional liabilities established subsequent to date of failure
82, 118
Claims proved (both secured and unsecured)
3, 638, 730
Average percent dividends paid to claims proved
Average percent total payments to creditors to total liabilities established
Average percent total cost of liquidation to total collections including
offsets allowed
97. 50
98. 38
8. 28
196
REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 53.—National banks in charge of receivers during year ended Dec. 81,
amounts » / total assets and total liabilities at date of failure, capital stock and stock
.
earnings, together with the disposition of such collections, and various other data
Organization
Name and location of banks
Charter
No.
Date
LO UISIANA
2934
Commercial National Bank, Shreveport *
3600
Nov. 18,1886
1287
May 20, 1865
NE W YORTT
2697
Salt Springs National Bank, Sy racuse 2
.-.
..
Grand total (2 receivershi ps)
Total active (1 receivershiP)
Total finally closed (1 rectjivership)
Total activity 1952 (2 rece iverships)
. __
Progress of liquidation to date
of this report
Assets and assessments .
Additional
assets
received
since date
of failure
Book value of
assets at date
of failure
2934
2697
Assessments
upon shareholders
Cash
collections
from assets
Total assets
and stock
assessments
Cash
collections
from stock
assessments
$4,979,086
6,365,136
$639,813
439,453
$800,000
$5,618,899
7,604,589
$3,673,090
4,642,952
$503,777
11,344,222
1,079,266
800,000
13,223,488
8,316,042
503,777
6,365,136
4,979,086
439,453
639,813
46,078
800,000
7,604,589
5,618,899
46,078
4, 642,952
3,673,090
46,077
503,777
Secured and
preferred
liabilities paid Cash advanced
except through
in protection
On unsecured
dividends,
of assets
including offsets
claims
allowed
Conservators'
salaries, legal
and other
expenses
Receivers'
salaries, legal
and other
expenses
Disposition of proceeds of liquidation
Dividends paid by receivers
On secured
claims
$229,686
444,410
$3,567,759
$3,504,561
1,737,128
$56,653
14,888
$45,597
3,567,759
5,241,689
71,541
45,597
674,096
3,567,759
2934
2697
1,737,128
3,504,561
14,888
56, 653
45,597
444,410
229,686
33,389
i Receiver appointed to levy and collect stock assessment covering deficiency in value of assets sold or to
complete unfinished liquidation.
REPORT OF THE COMPTROLLER OF THE CURRENCY
197
1952, dates of organization, appointment of receivers and final closing, with nominal
assessments, amounts collected from all sources, including offsets allowed and
indicating the progress and results\o.f liquidation to Dec. SI, 1952
Liabilities
Failure
Capital
stock at
date of
Date
receiver
appointed
$1,000,000
Feb. 21, 1936
800,000
Jan. 22, 1934
Borrowed
money (bills
payable
rediscounts ,
etc.) at date
of failure
Additional
liabilities
established
to date of
report
Deposits
at date of
failure
$242,632
$3,261,929
Total liabilities established to
date of
report
$3,504,561
2934
2397
1,144,260
$4,165,850
82,118
5,392,228
1,800,000
4,406,189
4,165,850
324,750
8,896,789
800,000
1,000,000
1,144,260
3,261,929
4,165,850
82,118
242,632
5,392,228
3,504,561
Progress of liquidation to date of this report—Continued!
Receivership
Total collecearnings, cash
tions from all
Offsets
collections from
allowed
sources, ininterest, premium, rent, and settled cluding offsets
allowed
etc.
Losses on
assets com- Bookfvalue
pounded or of uncollectsold under
ed assets
order of
court
Book valu e Book value
of assets
of remaining uncol- returned to
lected stoci: shareholders'
agents
assessment s
$712,321
485,505
$23,139
286,346
$4,408,550
5,918,580
$1,907,978
1,686,757
$188,534
1,197,826
309,485
10,327,130
3, 594, 735
188,534
296,223
485, 505
712,321
29
286,346
23,139
5,918, 580
4,408, 550
46,106
1, 686, 757
1,907,978
496
188, 534
296,223
$296,223
315,187
$14,692
2934
2697
14,692
14,692
14,692
Disposition of proceeds of
liq ui dation— C ontinued
Cash'in hands
of Comptroller
and receivers
$108, 798
108,798
108,798
3 604,933
Amounts
returned to
shareholders
in^cash
$617,650
617,650
617,650
617,650
2'Formerly in conservatorship.
3
Decrease.
Amounts of
claims proved
$3,638,730
3,638,730
3,638,730
Dividend
(percent)
97.5
Interest
dividend
(percent)
Date'finally
closed, j
Feb. 25, 1952
2934
2697
CO
TABLE N O . 54.—Bank suspensions since inauguration of Federal deposit insurance, years ended Dec. 81, 1984- to1952
Number
All
banks
National
57
34
44
58
56
42
22
8
9
4
1
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
•1950
1951
1952
Nonmember banks
Member banks
Year ended
Dec. 31—
1
4
1
3
1
4
1
4
Capital stock (in thousands of dollars)
Insured
State
2
1
3
2
Noninsured
8
22
40
47
47
25
18
3
6
2
21
48
8
3
6
7
10
3
1
3
Member banks
All
banks
National
3,822
1,518
1,961
3,435
2,467
5,309
1,587
496
327
708
32
1
<4
«3
»1
120
52
221
99
21,959
650
Nonmember banks
Insured
Noninsured
416
633
1,678
2,004
2,052
1,204
1,452
118
272
58
32
3,381
480
195
75
365
285
53
18
55
125
72
671
25
3,600
Deposits (in thousands of dollars)
31
4
1
3
3
25
405
88
685
25
220
82
360
State
l
Member banks
All
banks
36,939
10,101
11,323
16,169
13,837
34,980
5,944
3,723
1,702
6,300
405
National
42
5,399
524
3,825
36
1,323
257
3,141
State
1,708
211
24, 629
5,059
Nonmember banks
Insured
1,912
3,763
10,207
10,156
11,721
6,589
5,341
503
1,375
1,241
405
Noninsured
34,985
939
592
480
1,869
2,439
346
79
327
o
o
o
167
167
1,279
2,443
42
3,113
135
54, 492
47,956
-.
Total
347
1
2
3
4
21
6
Includes capital notes and debentures, if any, outstanding at date of suspension.
Located in the State of Indiana.
Private bank located in the State of Georgia.
Comprises 2 private banks (without capital) in the State of Georgia having total
deposits of $190,000; and 2 banks in the State of Texas—a commercial bank with capital
of $50,000 and total deposits of $1,007,000 and a private bank with capital of $75,000 and
total deposits of $1,246,000.
5
Private bank located in the State of Georgia.
6
Comprises a commercial bank in the State of Kansas with capital of $10,000 and total
deposits of $237,000, and 2 private banks in the State of Michigan with capital of $110,000
and total deposits of $2,876,000.
125
37
2,540
4,296
120
15
2,443
42
3,113
1,414
9,956
5,167
148, 602
19, 606
26, 548
7 Comprises a commercial bank in the State of Arkansas with capital of $25,000 and
total deposits of $480,000; and a commercial bank in the State of Illinois with capital of
$12,000 and total deposits of $799,000.
s Commercial bank located in the State of Georgia.
NOTE.—Figures for banks other than national furnished by Board of Governors of
the Federal Reserve System, and represent associations closed to the public, either
temporarily or permanently, by supervisory authorities or directors of the banks on
account of financial difficulties. In the case of national bank suspensions these represent
actual failures for which receivers were appointed.
O
d
w
INDEX
Page
Affiliates of national banks
23
All banks (see also Banks; Mutual savings banks; National banks; Private
banks; State commercial banks):
Assets and liabilities of:
Comparison of, December 31, 1951 and 1952
20-22
December 31, 1952, by classes of banks in each State
142-181
December 31, 1952, summary by classes of banks
140-141
June 30 and December 31, 1940-52
186
Distribution of, December 31, 1952
20
Per capita demand and time deposits of individuals, partnerships, and
corporations in, December 31, 1952, by States
182-183
Suspensions. (See Failures of banks.)
Assessments: Upon shareholders of insolvent national banks
191, 195-197
Assets and liabilities of banks:
All banks:
Comparison of, December 31, 1951 and 1952
20-22
December 31, 1952, by States
142-149
December 31, 1952, summary by classes of banks
140-141
June 30, and December 31, 1940-52
186
National banks:
Call dates in 1952, summary and by States
12-13, 49-102
December 31, 1952, by States
150-157
June 30 and December 31, 1940-52
187
Percentage distribution of, December 31, 1949-52
14
Principal items of, according to size of banks (deposits), December
31, 1951 and 1952
45
State banks (see also District of Columbia):
All banks combined:
December 31, 1952, summary and by States
140-141, 158-165
June 30 and December 31, 1940-52
188
Mutual savings: December 31, 1952, summary and by States
140141, 174-177
Private: December 31, 1952, summary and by States. 140-141, 178-181
State commercial: December 31, 1952, summary and by States. 140141, 166-173
Bank currency. (See Federal Reserve notes; National bank circulation.)
Bank examinations. (See Examination of national banks.)
Banks (see also All banks; Assets and liabilities of banks; Mutual savings
banks; National banks; Private banks; State commercial banks):
All banks:
Distribution of, December 31, 1952
20
Insured and uninsured, December 31, 1952
20
Member banks of Federal Reserve System, December 31, 1952__
20
Number of:
December 31, 1952, by States
142-143
June 30 and December 31, 1940-52
186
Suspensions. (See Failures of banks.)
Insured commercial banks: Number of, December 31, 1952, by classes.
20
199
200
INDEX
Banks (see also All banks; Assets and liabilities of banks; Mutual savings
banks; National banks; Private banks; State commercial banks)—Con.
National banks:
Branches. (See Branches of national banks.)
Page
"Calls" for reports of condition of, dates, 1914-52
47
Examination of. (See Examination of national banks.)
Failures. (See Failures of banks.)
Number of:
Call dates in 1952
12
Call dates in 1952, by States
49-102
December 31, 1952, by States
150-151
June 30 and December 31, 1940-52
187
Nonmember banks of Federal Reserve System, December
31, 1952
.
20
With surplus fund equal to or exceeding common capital
stock 1942-52
46
With surplus fund less than common capital stock 1942-52.
46
State and private banks:
Number of:
December 31, 1952, by States
15&-159, 166-167, 174, 178
June 30 and December 31, 1940-52
188
Supervisors of, name and title of in each State, December 31,
1952
.__
___
184-185
Suspensions. (See Failures of banks.)
Uninsured, December 31, 1952
20
Bank suspensions. (See Failures of banks.)
Borrowings. (See Assets and liabilities of banks.)
Branches of national banks:
Domestic:
Capital requirements under Public Law 543, approved July 1952_
5
Number and class of, closed in year ended December 31, 1952
44
Number authorized and closed in year ended December 31, 1952,
and number in existence December 31, 1952
19
Number authorized in year ended December 31, 1952, by States. 41-43
Foreign:
Location and summary of assets and liabilities of, December 31,
1952
128, 129
Number in operation December 31, 1952
129
"Calls" for reports of condition of national banks, dates of 1914-52
47
Capital accounts. (See Assets and liabilities of banks; Earnings, expenses, and dividends of national banks: Ratios.)
Capital stock of banks:
All banks:
December 31, 1952, by States.
__.______.
144-145, 148-149
June 30 and December 31, 1940-52_
186
National banks:
By size of banks (deposits) December 31, 1951 and 1952
45
Call dates in 1952, by States
_______________
49-102
Chartered in each State, in year ended December 31, 1952
35
December 31, 1952, by States
152-153,156-157
INDEX
201
Capital stock of banks—Continued
National banks—Continued
Failed banks in charge of receivers, in year ended December 31, Page
1952
191,194-197
Incident to consolidations with State and national banks, in year
ended December 31, 1952
37,38-39,40
June 30 and December 31, 1940-52
187
Liquidated banks, in year ended December 31, 1952
18-19, 36, 194
Preferred stock:
Retirable value of, on call dates in 1952
13
Total outstanding, December 31, 1952
18-19
State and private banks:
December 31, 1952, by classes of banks and by States
141,
164-165, 172-173, 175, 179
June 30 and December 31, 1940-52
188
Cash in banks. (See Assets and liabilities of banks.)
Charters of national banks. (See Organization of national banks.)
Circulation. (See Federal Reserve notes; National bank circulation.)
Claims proved. (See Failures of banks: National banks.)
Closed banks. (See Consolidations and mergers of banks; Failures of
banks; Liquidation of national banks.)
Commercial banks. (See National banks; Private banks; State commercial banks.)
Comptroller of the Currency, Office of:
Comptrollers, names of, since organization of the Bureau and periods
of service
32
Deputy Comptrollers, names of, since organization of the Bureau
and periods of service
32
Examination of national banks
24
Expenses of, calendar year 1952
25
Issue and redemption of notes
24
Liquidation of insolvent national banks
_
23
Organization and staff
^___
24-25
Personnel
24-25
Condition of banks. (See Assets and liabilities of banks.)
Consolidations and mergers of banks:
Under act November 7, 1918, as amended:
Consolidations under sections 1, 2 and 3:
List of, in year ended December 31, 1952
38-39
Number of in each State
33-34
Mergers under sections 4 and 5:
List of, in year ended December 31, 1952
40
Number of in each State
33-34
Under Public Law 706, August 17, 1950:
List of, in year ended December 31, 1952
37
Number of in each State
33-34
Number of since August 17, 1950
5
Conversions of banks:
Under Public Law 706, August 17, 1950:
List of, in year ended December 31, 1952_
37
Number of in each State
33-34
Credit unions of the District of Columbia. (See District of Columbia.)
Demand deposits. (See Deposits.)
202
INDEX
Deposits (see also Assets and liabilities of banks):
Page
All active banks, June 30 and December 31, 1940-52
186
Demand and time in all active banks, by classes in each State, December 31, 1952
148-149, 156-157, 172-173, 177, 181
Insured commercial banks, December 31, 1952
20
National banks, at date of failure
191-197
Per capita demand and time of individuals, partnerships, and corporations in all active banks, December 31, 1952, by States
182-183
Postal savings:
In all banks, December 31, 1952, by States
148-149
In each class of banks, December 31, 1952, by States
156-157,
172-173
In national banks, call dates in 1952, by States
49-102
Size of national banks, according to, December 31, 1951 and 1952
45
Suspended banks. (See Failures of banks.)
Uninsured banks, December 31, 1952
20
United States Government:
In all banks, December 31, 1952, by States
148-149
In each class of banks, December 31, 1952, by States
156-157,
172-173, 177, 181
In national banks, call dates in 1952, by States
49-102
District of Columbia:
Assets and liabilities of all banks in, by classes:
Call dates in 1952
59, 132, 133
December 31, 1952
130-131
Credit unions of:
Reports required from in year ended December 31, 1952
23
Summary of assets and liabilities of, December 31, 1952
139
Summary of receipts and disbursements of, year ended December 31, 1952
1
139
Earnings, expenses, and dividends of banks in:
Losses charged off on loans and securities:
Years ended December 31, 1933-52
137, 138
Years ended December 31, 1951 and 1952, by classes of
banks
.
134-135
Ratios:
Years ended December 31, 1933-52
137, 138
Years ended December 31, 1951 and 1952, by classes of
banks
135
Years ended December 31, 1951 and 1952, by classes of banks. _ 134r-135
Receiverships of nonnational banks in
189-191
Reports required from banking associations in, in year ended December 31, 1952
22-23
Dividends. (See Earnings, expenses, and dividends of national banks;
Failures of banks.)
Earnings, expenses, and dividends of national banks:
According to size of banks (deposits), year ended December 31,
1952
121-123
By Federal Reserve districts, year ended December 31, 1952
118-120
By States, year ended December 31, 1952
__. 110-117
Losses charged off on loans and securities:
Years ended December 31, 1933-52
127
Year ended December 31, 1952, according to size of banks
(deposits)
122-123
INDEX
203
Earnings, expenses, and dividends of national banks—Continued
Ratios:
Dividends to capital stock and capital funds, years ended Decem- Page
ber 31, 1929-52
126
Net profits before dividends to capital stock and capital funds,
years ended December 31, 1929-52
126
Net earnings from current operations and net profits before
dividends per $100 of deposits, year ended December 31, 1952_
123
Net earnings from current operations, net profits before dividends, and cash dividends per $100 of capital funds, year ended
December 31, 1952
123
Salaries and wages of officers and employees:
By size of banks (deposits), calendar year 1952
121
Years ended December 31, 1950-52
124
Summary, years ended December 31, 1950-52
124-125
Employees. (See Comptroller of the Currency, Office of; Officers and
employees of national banks.)
Examination of national banks: Number of bank examinations during
year ended December 31, 1952
24
Examiners and assistant examiners: Changes in number, during the
calendar year 1952
24
Expenses. (See Comptroller of the Currency, Office of; Earnings, expenses, and dividends of national banks; Failures of banks; National
banks.)
Failures of banks:
All banks:
Number, capital, and deposits of suspended banks: Since inauguration of Federal deposit insurance, years ended December
31, 1934-52
198
National banks:
Assessments against stockholders
191, 195-197
Banks in charge of receivers in year ended December 31, 1952_ 189-197
Capital at date of failure
191, 195-197, 198
Circulation outstanding at date of failure
191, 195-197
Closed and active receiverships to December 31, 1952
189-197
Costs of liquidation of receiverships terminated
191, 194
Deposits at date of failure of banks in charge of receivers in year
ended December 31, 1952
191-197
Dividends paid to creditors during year ended December 31, 1952,
and total dividends to December 31, 1952
189-197
Number, capital, and deposits: Since inauguration of Federal
deposit insurance, years ended December 31, 1934-52.
198
Number of, by States, since beginning of system
33-34
Receipts and disbursements of Division of Insolvent National
Banks to December 31, 1952
189-191, 194, 195
Receivership liquidation to December 31, 1952
189-197
Receiverships terminated, 1865-1952
189-197
Receivership terminated in 1952
194
State banks:
In District of Columbia to December 31, 1952
189-191
Number, capital, and deposits of: Since inauguration of Federal
deposit insurance, years ended December 31, 1934-52
198
204
INDEX
Federal Deposit Insurance Corporation (see also Failures of banks):
Page
Classification of insured and uninsured banks, December 31, 1952
20
Federal Reserve notes: Issue and redemption of, in year ended December
31, 1952
24
Fiduciary activities of national banks:
By Federal Reserve districts, December 31, 1952
105
Classification of investments in living and court trust accounts under
administration segregated according to capital of banks, December
31, 1952
106
December 31, 1952, by States
106-109
December 31, 1952, segregated according to capital groups
103-104
Statement relative to
14-15
Foreign branches of national banks, location, and summary of assets and
liabilities of, December 31, 1952
128, 129
Government bonds. (See Investments; United States Government
securities.)
Holding company affiliates of national banks, number of, December 31,
1952
23
Insolvent banks. (See Failures of banks.)
Insured banks. (See Failures of banks; Federal Deposit Insurance
Corporation.)
Interbank deposits. (See Assets and liabilities of banks.)
Interest. [ {See Earnings, expenses, and dividends of national banks.)
Investments of banks:
All banks:
December 31, 1952, by States
142-143
December 31, 1952, by classes of banks
140
June 30 and December 31, 1940-52
186
National banks:
By size of banks (deposits), December 31, 1951 and 1952
45
Call dates in 1952, summary and by States
_ _._ 12, 49-102
December 31, 1952, by States
150-151
June 30 and December 31, 1940-52
187
Losses charged off on:
According to size of banks (deposits), year ended December
31, 1952
122-123
Year ended December 31, 1952, by States and Federal Reserve districts
114-115, 119
Years ended December 31, 1933-52
127
Turnpike revenue bonds, statement relative to
8
State and private banks: December 31, 1952, by classes of banks and
by States
140, 158-159, 166-167, 174, 178
Legislation to be recommended:
To revise Section 5210, U. S. R. S., relative to annual lists of shareholders of national banks
9
To revise Section 5221, U. S. R. S., to omit requirement that national
banks going into voluntary liquidation publish notice thereof in
newspaper in New York City
11
To revise Section 23A, F. R. Act, in order to eliminate the statutory
conflict with Section 24A, F. R. Act, with respect to amount a
member bank may invest in securities or other obligations of a corporation engaged solely in owning and operating its bank building
©r buildings
10
INDEX
205
Legislation to be recommended—Continued
Page
To revise District of Columbia Credit Unions Act to transfer supervision of credit unions to Department of Health, Education, and
Welfare
9-10
Liabilities. (See Assets and liabilities of banks.)
Liquidation of national banks (see also Failures of banks):
Capital, date, and title of banks, in year ended December 31, 1952,
with names of succeeding banks in cases of succession
36
Number of banks, in each State, since beginning of system
33-34
Summary, in year ended December 31, 1952
18-19
Loans and discounts of banks:
All banks:
December 31, 1952, classification of, by States
146-147
December 31, 1952, classification of, by classes of banks
140
June 30 and December 31, 1940-52
186
National banks:
By size of banks (deposits), December 31, 1951 and 1952
45
Call dates in 1952, summary and by States
12, 49-102
December 31, 1952, classification of, by States
154-155
June 30 and December 31, 1940-52
187
Interest and discount earned on:
According to size of banks (deposits), year ended December
31, 1952
121
Year ended December 31, 1952, by States and Federal Reserve districts
110-111, 118
Years ended December 31, 1950-52
124
Losses charged off on:
According to size of banks (deposits), year ended December
31, 1952
122-123
Year ended December 31, 1952, by States and Federal Reserve districts
114-115, 119
Years ended December 31, 1933-52
127
Real estate loans of, December 31, 1952, by States
154-155
Statement relative to suggestions to increase maximum loan
limit permitted under Section 24, F. R. Act
6-7
Statement relative to suggestions to interpret Section 24, F. R.
Act, to include loans on timber lands
7-8
State and private banks: December 31, 1952, classification of, by
States
162-163, 170-171, 176, 180
Losses. (See Earnings, expenses, and dividends of national banks; Failures of banks.)
Mergers. (See Consolidations of banks.)
Municipal bonds. (See Investments of banks.)
Mutual savings banks:
Assets and liabilities of: December 31, 1952, by States
174-177
Insured, December 31, 1952
20
Uninsured, December 31, 1952
20
National bank circulation:
Outstanding at date of failure, and lawful money deposited to secure
circulation of national banks in charge of receivers in year ended
December 31, 1952
191
Outstanding December 31, 1952
20
National Bank Examiners. (See Examiners and assistant examiners.)
206
INDEX
National banks:
Page
Affiliates of, number, December 31, 1952
23
Assets and liabilities of:
Call dates in 1952, by States
49-102
December 31, 1952, by States
150-157
Principal items of, according to size of banks (deposits), December 31, 1951 and 1952
45
Principal items of, June 30 and December 31, 1940-52
187
Branches. (See Branches of national banks.)
By size of banks, on basis of deposits, December 31, 1951 and 1952__
45
"Calls" for reports of condition of, dates, 1914-52
47
Capital stock. (See Capital stock of banks.)
Charters granted, in year ended December 31, 1952
35
Consolidations. (See Consolidations and mergers of banks.)
Conversions to State banks, in year ended December 31, 1952, list of__
37
Deposits. (See Deposits.)
Dividends. (See Earnings, expenses, and dividends of national banks;
Failures of banks.)
Earnings and expenses. (See Earnings, expenses, and dividends of
national banks.)
Failures of. (See Failures of banks.)
Fiduciary activities. (See Fiduciary activities of national banks.)
Holding company affiliates of, number, December 31, 1952
23
Insolvent. (See Failures of banks.)
Investments. (See Investments of banks.)
Liquidation of, in year ended December 31, 1952
18-19, 23, 36
Loans and discounts. (See Loans and discounts of banks.)
Number of:
Call dates in year 1952, by States
49-102
Chartered and closed: Since February 25, 1863
33-34
In existence December 31, 1952, by States
33-34
June 30 and December 31, 1940-52
187
With surplus fund equal to or exceeding common capital stock
1942-52
46
With surplus fund less than common capital stock 1942-52
46
Officers and employees, number and salaries of:
By size of banks (deposits), calendar year 1952
121-123
Year ended December 31, 1952, by States and Federal Reserve
districts
112-113, 118
Years ended December 31, 1950-52
124
Reports required from, in year ended December 31, 1952
22
Trust functions. (See Fiduciary activities of national banks.)
United States Government securities owned by. (See United States
Government securities.)
Officers and employees of national banks:
Number and salaries of:
By size of banks (deposits), calendar year 1952
121-123
Year ended December 31, 1952, by States and Federal Reserve
districts
112-113, 118
Years ended December 31, 1950-52
124
Organization of national banks:
Charters granted, in year ended December 31, 1952, list of, by States. _
35
Number of, by States, from February 25, 1863, to December 31, 1952.. 33-34
Summary, in year ended December 31, 1952
18-19
INDBX
207
Per capita demand and time deposits of individuals, partnerships, and cor- Pagt
porations, in all active banks, December 31, 1952, by States
_.
182-183
Personnel. (See Comptroller of the Currency, Office of.)
Population, United States, December 31, 1952, by States
142-143
Possessions:
Assets and liabilities of banks in:
All banks, December 31, 1952
142-149
Banks other than national, December 31, 1952
158-173, 178-181
National banks, call dates in 1952
52, 62, 98
National banks, December 31, 1952
150-157
Earnings, expenses, and dividends of national banks in, year ended
December 31, 1952
110-117
Per capita demand and time deposits of individuals, partnerships, and
corporations, of all banks in, December 31, 1952
183
Postal savings. (See Deposits.)
Private banks:
Assets and liabilities of: December 31, 1952, by States
178-181
Suspensions. (See Failures of banks.)
Profits. (See Assets and liabilities of banks.)
Public funds. (See Assets and liabilities of banks.)
Real estate held by banks. (See Assets and liabilities of banks.)
Real estate loans. (See Loans and discounts of banks.)
Receivers of national banks. (See Failures of banks.)
Reports from national banks in year ended December 31, 1952
22
Reserve with Federal Reserve banks. (See Assets and liabilities of banks.)
Salaries and wages of officers and employees of national banks. (See
Earnings, expenses, and dividends of national banks.)
Savings banks. (See Mutual savings banks.)
Securities. (See Investments of banks; United States Government
securities.)
State bank failures. (See Failures of banks.)
State banking officials: Name and title of, in each State, December 31,
1952
184-185
State commercial banks:
Assets and liabilities of, December 31, 1952, by States
166-173
Insured, December 31, 1952
20,184-185
Member banks of the Federal Reserve System, December 31,
1952
20,184-185
Nonmember banks of the Federal Reserve System, December 31,
1952
20,184-185
Suspensions. (See Failures of banks.)
Uninsured, December 31, 1952
20, 184-185
Stock savings banks. (See State commercial banks.)
Supervisors of State banks, name and title of, in each State, December 31,
1952
184-185
Suspensions. (See Failures of banks.)
Taxes. (See Earnings, expenses, and dividends of national banks.)
Time deposits. (See Deposits.)
Titles of national banks. (See Consolidations and mergers of banks;
Organization of national banks.)
Trends in banking, 1949-52
14
Trust companies. (See State commercial banks.)
Trust powers of national banks. (See Fiduciary activities of national
banks.)
208
INDEX
United States Government deposits. (See Deposits.)
United States Government securities:
All banks:
Page
December 31, 1952, by States
142-143
December 31, 1952, by classes of banks
140
June 30 and December 31, 1940-52
186
National banks:
By size of banks (deposits), December 31, 1951 and 1952
45
Call dates in 1952, by States
49-102
December 31, 1952, by States
150-151
June 30 and December 31, 1940-52
•__
187
State and private banks:
December 31, 1952, by States
158-159, 166-167, 174, 178
June 30 and December 31, 1940-52
188
Voluntary liquidation of national banks. (See Liquidation of national
banks.)
U. S . G O V E R N M E N T P R I N T I N G O F F I C E : 1 9 5 3
@FedFRASER