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EIGHTY-FOURTH ANNUAL REPORT
OF THE

Comptroller of the Currency
1946

UNITED STATES
GOVERNMENT PRINTING OFFICE
WASHINGTON: 1947

For sale by the Superintendent of Documents, U. S. Government Printing Office, Washington 25, D. C.
Price 40 cents




TREASURY DEPARTMENT

Document No. 3149
Comptroller of the Currency
II




LETTER OF TRANSMITTAL
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,

Washington, D. C, July 1, 1947.
SIRS: In accordance with the provisions of section 333 of the United
States Kevised Statutes, I have the honor to submit the following
report covering the activities of the Bureau of the Comptroller of the
Currency for the year 1946.
Respectfully,
PRESTON DELANO,

Comptroller of the Currency.
The PRESIDENT OF THE SENATE.
The SPEAKER OF THE HOUSE OF REPRESENTATIVES.




HI

ANNUAL REPORT
OF THE

COMPTROLLER OF THE CURRENCY
The Comptroller of the Currency has the honor to present herewith
his annual report to the Congress of the United States. This is the
eighty-fourth annual report which has been made by this Office to the
Congress. This is the fourth time in the history of the Office that we
have reported upon the activities of national banks in their first year
of adjustment to peacetime conditions following war. While the
economic situation of our time varies from that of the middle 'sixties,
the late 'nineties, and the year 1919, many of the fundamental problems now facing banks have a similarity to those of the earlier
postwar periods. Some of them, of course, are wholly new.
In the annual report for 1866 there is evidence of the services of
banks to the Government and to the public in war time. It makes
interesting reading today:
The banks have rendered important aid to the government throughout the war,
and they have been largely instrumental in developing our national resources and
in increasing our national wealth. The managers and stockholders comprise a
large, useful, and public-spirited class in the community, numbering over two
hundred thousand citizens. During the past year they have loaned to the business of the country an average of six hundred millions of dollars. They now hold
one-fourth of the entire indebtedness of the United States. They have redeemed
and returned to the treasury of the United States over fourteen millions of mutilated legal-tenders, and have redeemed twenty-five millions of seven-thirty coupons, to the very great convenience of both the public and the Treasury Department. They have been instrumental in placing in the hands of the people more
than eleven hundred millions of United States securities. They have received
and disbursed from the revenues seventeen hundred and seventy-four millions of
public moneys free of expense to the government * * * national banks,
although organized and managed by individuals for their own profit, are yet
capable of rendering important services both to the government and to the public,
and have demonstrated their entire willingness to perform such service.

The Spanish-American War was not such a major conflict as to
affect in any marked way the American domestic banking system.
The Comptroller of the Currency, Mr. Charles G. Dawes, made little
mention of the changes in the position of national banks by reason of
the conflict. He did, however, emphasize the need for better banking
facilities in the new foreign possessions and for international and intercolonial banking transactions.
In 1919 Comptroller John Skelton Williams spoke of the "many
new and gigantic problems" and stated that the banks "have measured
up to their responsibilities and have performed inestimable service in
facilitating the transition for the huge producing, business, and industrial interests of the country from a war to a peace basis."
Mr. Williams reviewed the international trade position of the world,
which bore many striking similarities to the situation today. "History




2

REPORT OF THE COMPTROLLER OF THE CURRENCY

is filled with proof/' he wrote, "that it is impossible to destroy in anycivilized people the ability to recover * * * I am convinced that
the conservative and constructive banking forces of our country have
been, and are ready and willing to give all the help here and abroad
that regard for the general welfare and safety of all concerned will
justify * * * they have restrained reckless speculation and
hazardous enterprises while encouraging useful and promising
development."
The record of our banks in financing industry and Government in
aid of the recent war effort has been recounted in earlier reports. It
need not be here repeated. Suffice it to say that it is a record in which
bankers and the American public generally can take the greatest pride.
There is no reason to doubt that the banks' contribution in the years
ahead to the development of peacetime business will be equally worthy.
That contribution was well begun in the year 1946.
Bankers are in better position now to meet the problems of peace
expansion than ever before. During recent years they have placed
great emphasis upon training and discussion. Banking schools,
clinics, conferences, and more serious convention sessions have given
to bank officers a better understanding of public affairs and of bank
operations.
The number of banking offices in the National Banking System
has remained relatively constant in recent years. The number of
banks declines slowly; the number of branches increases. At the end
of 1946 there were 10 fewer national banks than a year earlier; but
there was a gain of 76 domestic branches, a net gain of 66 banking
offices.
It is interesting to analyze the trends in the shifting of bank offices
both with respect to unit and branch banks, and with respect to national and State-chartered institutions. During the year 45 national
banks lost their identity as individual institutions. Three of them
went out of business completely. Ten of them formally consolidated
with other national banks. Thirteen voluntarily liquidated, becoming
branches of other national banks. Nineteen voluntarily liquidated and
made their reappearance as State banks or as branches of State banks.
Twenty State banks, on the other hand, became branches of national
banks. And 14 State banks became national banks by conversion.
The Comptroller issued 21 charters during 1946 to applicants for
new banks. He rejected 21 applications. Certificates were issued for
49 de novo branches, in addition to the 36 that had previously been
unit banks. Forty-eight branch applications were rejected.
The number of national banks reporting holding company affiliates at the end of 1946 totalled 189, the number of such affiliates
being 24.
The granting of charters for new banks and new branches is a
function in which the discretion of the Comptroller is a most important factor. To provide, along with the State bank commissioners,
for adequate banking facilities and proper competition in the banking field, and yet not to overbank communities, requires the greatest
care and best judgment.
Of the 4,978 national banks that were in active operation on
January 1, 1946 and also on December 31, 1946, 137 increased their
common capital stock through the sale of new shares in an amount



REPORT OF THE COMPTROLLER OF THE CURRENCY

3

of more than $26,000,000. It was sold at a premium of almost like
amount. Stock dividends, conversion of preferred stock, new and
converting and consolidating banks added nearly $100,000,000 more
to the common capital of the national banks. Their total capital
accounts were increased by some half billion dollars, largely by
plowing two-thirds of net profits back into capital funds. At the
same time, some $30,000,000 of preferred stock was paid off.
Total deposits of national banks declined during 1946 from $85,000,000,000 to $79,000,000,000. But this was because the deposits of
the United States Government, including war loan account, were
drawn down by over $12,000,000,000. The demand and time deposits
of individuals and business concerns increased by $6,600,000,000.
The deposits of States and cities likewise showed an increase.
A significant change took place during 1946 in the earning assets
of national banks. Loans and discounts, the traditionally profitable
source of bank earnings, increased by one fourth, from $13,900,000,000
to $17,300,000,000, comprising at the year-end more than 20 percent
of the total assets. The securities portfolio, however, a heavy earner
in recent years, shrank by some 16 percent, from $55,600,000,000 to
$46,600,000,000. The shrinkage in holdings of direct obligations of
the Federal Government in an amount of $10,000,000,000 was largely
responsible. This came about through retirement of the public debt
and a transfer of bank-held obligations to nonbank investors.
The growth in loans, concrete evidence of the ability and willingness of banks to meet the legitimate credit needs of the people, was
substantial in the category of commercial loans. These grew by 50
percent, from $5,700,000,000 to $8,500,000,000. Real estate loans,
including those secured by farm land, showed a 60 percent increase,
most of the gain being in loans on residential properties.
Most remarkable of all was the growth in the classification of
" Other loans to individuals." Here the total very nearly doubled.
It rose from $1,096,000,000 to $2,143,000,000. This reflects the
increased participation by more and more national banks in the consumer finance and the personal loan fields.
On the whole, the new loans which have been made and are being
made by national banks are sound advances. Bankers are alert to
the dangers to themselves and to their borrowers of over-expansion
of credit. The relatively new term loan is now on a more conservative basis than when it first came into popularity; the value of collateral security, especially real estate, is subject to a realistic appraisal;
and safeguards of various kinds are being thrown around most extensions of credit. As Government regulations over credit are relaxed and removed, it will be more and more the responsibility of the
banking fraternity to impose a voluntary restraint. There is every
reason to believe that the banks will provide adequate credit on a
safe basis.
Continuing, in 1946, to be more important than loans and discounts
from the standpoint of earnings was the investment portfolio of
national banks. Whereas loans and discounts were 20 percent of
resources, and earned on the average 3 percent, the securities list
aggregated, even at the end of the year, 55 percent of resources, and
brought in, on the average, more than 1% percent. The great bulk,
of course, was made up of United States Government obligations.



4

REPORT OF THE COMPTROLLER OF THE CURRENCY

Increasing care and alertness will be required in management of
bond portfolios. The banker will have as keen an interest in the
management of the public debt as in his own securities list. Indeed,
of most important concern to the banker will be the problems outside
of his bank, the problems of national and international policy which
can so vitally affect his institution.
The banker stands in all our shoes. The farmers' interest in food
prices and production is his interest; the manufacturers' concern with
labor supply and labor cost and raw material adequacy is his concern;
the merchants' problems of supply and inventory and turn-over are
his problems; the question of taxes which troubles both the Government and the taxpayer is a question for him, too; the exporter and
importer whose shipments he finances share with him all the uncer
tainties of world conditions and international trade; the wages and
the family budget and the continuity of employment of the laborer
and the white collar worker whose names appear on his installment
paper and his personal loan notes are important matters to him; the
level of the rate of interest which affects his savings depositors receives
his constant thought; the many factors which affect the fortunes of
individuals and agencies whose interests are guarded by his trust
department are ever in his mind. There is scarcely a person anywhere whose interests do not run parallel with those of the banker.
At the end of 1946, the National Banking System was composed of
5,013 active national banking associations operating 1,746 branches,
making a total of 6,759 banking offices.
A comparison of the assets and liabilities of the banks in the National
Banking System as of December 31, 1945, June 29, September 30,
and December 31, 1946, reported pursuant to calls for condition statements by the Comptroller of the Currency, is shown in the following
table:
Assets and liabilities of national banks on dates indicated
[In thousands of dollars]
Dec. 31,
1945 (5,023
banks)

June 29,
1946 (5,018
banks)

Sept. 30,
1946 (5,014
banks)

Dec. 31,
1946 (5,013
banks)

ASSETS

13,948,042 14,498,441 15,801,498
Loans and discounts, including overdrafts
17,309, 767
U. S. Government securities, direct obligations
51,459,960 47,465, 475 }45,315, 509 / 41,835, 752
Obligations guaranteed by U. S. Government7,401
I
7,780
7,746
Obligations of States and political subdivisions
__. 2,341,725 2,454, 265 2,670,103
2, 659, 598
Other bonds, notes, and debentures
1,945,946
1,986, 327
1,971, 204
1, 656,865
Corporate stocks, including stocks of Federal Reserve
banks
153,359
143, 654
153,448
145,313
Total

loans

and securities

.

---

69,559,651 66,515,182 65,911,762

Cash, balances with other banks, including reserve balances, and cash items in process of collection
._ 20,178,789 18,661,851 18,910,443
Bank premises owned, furniture and fixtures
495,932
495,105
508,404
Real estate owned other than bank premises
10,038
10,068
10,109
Investments and other assets indirectly representing
bank premises or other real estate
46,384
46, 916
46, 376
Customers' liability on acceptances outstanding
41,943
58,049
56,899
Interest, commissions, rent, and other income earned
or accrued but not collected
_
148, 259
147,946
140,255
64,831
55,870
65, 559
Other assets
Total assets
90, 535, 756 85,993,054 85, 657, 811




63,952,588
20,067,167
508, 893
8,488
45,464
73, 270
137,022
57,376
84,850, 263

REPORT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks on dates indicated—Continued
[In thousands of dollars]
Dec. 31,
1945 (5,023
banks)

J u n e 29,
1946 (5,018
banks)

Sept. 30,
1946 (5,014

40,970,935

42,560,021

44,320, 244

45, 522, 709

15,960,051
14,163,153
3,487, 711
9,230,786
1, 430, 311

17,173,998
7,696,306
4,006,759
7,816,787
1,240,887

17,718, 574
5,076,413
3,939,025
7, 712,905
1,102, 473

18,031,756
1,843, 485
4,125,722
8,170,924
1,355, 243

banks)

Dec. 31,
1946 (5,013
banks)

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
_Deposits of U. S. Government and postal savings
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and other
real estate
Acceptances executed by or for account of reporting
banks and outstanding
Interest, discount, rent, and other income collected but
not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

85, 242,947

80,494, 758

79, 869, 634

79,049,839

68,858,312
16,384,635

62, 859,192
17,635, 566

61,651,040
18,218,594

60,468,758
18,581,081

24, 441

45, 227

325

339

47,943

71,061

66,072

83, 280

31,484
209,956
269,631

43, 367
221,003
264, 522

50,775
23 ,619
25 ,817

56, 635
223,436
266,888

85, 880,019

81,119, 477

80, 526,483

79,700,464

1,658,839
2, Oil, 403

1, 683, 489
2,100, 222
788,759
301,107

1,748,588
2,176, 630
883,238
322,871

77, 969

20,047
339

CAPITAL ACCOUNTS

Capital stock (see memoranda below)
Surplus
Undivided profits
Reserves and retirement account for preferred stock...
Total capital accounts
Total liabilities and capital accounts

296, 509

1,756, 621
2,275,884
785, 558
331,736

4, 655, 737

4, 873, 577

5,131,328

5,149,799

90, 535,756

85,993,054

85, 657,811

84,850,263

66, 646
3,748
1,588,656

44,106
3,318
1,636,253

41,478
3,134
1,704,126

38,765
3,024
1,714,982

1, 659,050

1,683,677

1,748,738

1,756,771

103, 614
4,939

59,128
4,466

55,911
4,282

52,281
4,122

108,553

63, 594

60,193

56,403

19,696,846

14,739,870

12, 219, 403

8,835,351

MEMORANDA

Par value of capital stock:
Class A preferred stock
Class B preferred stock
Common stock.
Total
Retirable value of preferred capital stock:
Class A preferred stock
Class B preferred stock
Total
Assets pledged or assigned to secure liabilities and for
other purposes (including notes and bills rediscounted
and securities sold with agreement to repurchase)




6

REPORT OF THE COMPTROLLER OF THE CURRENCY
TRENDS IN BANKING

The following table shows the changes that have occurred in recent
years in the relationships of the major asset and liability accounts of
national banks to the aggregates of assets and liabilities.
Distribution of assets and liabilities of national banks, Dec. 81, 1943-46
1943

1944

1945

1946

Percent

2.01

Percent
56.50
2.67
.13
1.81

Percent
56.85
2.59
.12
.1.87

Percent
49.32
3.13
.14
2.38

58.12

61.11

61.43

54.97

15.70
11.97
12.95
.85
.05
.36

14.94
10.85
12.07
.67
.02
.34

15.41
10.74
11.54
.55
.01
.32

20.40
11.11
12.54
.60
.01
.37

100.00

100.00

100.00

100.00

51.53
15.38
9.21
4.55
11.10
1.45

47.20
16.45
14.51
3.99
10.47
1.11

45.25
17.63
15.64
3.85
10.20
1.58

53.65
21.25
2.17
4.86
9.63
1.60

ASSETS

Securities:
U.S. Government, direct and guaranteed
Obligations of States and political subdivisions
Stock of Federal Reserve banks
Other bonds and securities.
Total securities
_.
Loans and discounts.
Cash and balances with other banks, excluding reserves
Reserve with Reserve banks.
Bank premises, furniture and fixtures
Other real estate
All other assets
Total assets

52.96
3.00

.15

LIABILITIES

Deposits:
Demand of individuals, partnerships and corporations
Time of individuals, partnerships and corporations
U. S. Government
States and political subdivisions
Banks
Other deposits (including postal savings)
Total deposits
Demand deposits
Time deposits
Other liabilities
Capital funds:
Capital stock
Surplus
Undivided profits and reserves. Total capital funds.
Total liabilities and capital funds

93.22

-

93.73

94.15

93.16

77.25
15.97
.64

76.79
16.94-

.71

76.05
18.10
.71

71.26
21.90
.77

2.38
2.51
1.25

2.04
2.35
1.17

1.83
2.22
1.09

2.07
2.68
1.32

6.14

5.56

5.14

6.07

100.00

100.00

100.00

100.00

EARNINGS, EXPENSES, AND DIVIDENDS OF NATIONAL BANKS FOR
YEAR ENDED DECEMBER 31, 1946

The net profits of national banks after income taxes in the year
ended December 31, 1946, were $495,000,000, or $5,000,000 more
than those in the preceding year.
The net operating earnings before income taxes were $622,000,000,
an increase of $89,400,000 in the year. Adding to the net operating
earnings profits on securities sold of $110,500,000 and recoveries on
loans and securities, etc., previously charged off of $104,200,000,
and deducting therefrom losses and charge-offs of $155,700,000 and
taxes on net income of $186,000,000, the net profits before dividends
for the year 1946 amounted to the $495,000,000 mentioned above,
which was 10.11 percent of average capital accounts for the year.
The gross earnings in 1946 were $1,574,000,000, or $224,000,000




REPORT OF THE COMPTROLLER OF THE CURRENCY

7

more than in 1945. The principal items of operating earnings for
1946 were $701,600,000 from interest on United States Government
obligations and $102,600,000 from interest and dividends on other
securities, a total of $804,200,000, which was an increase of $59,600,000
over the corresponding period in 1945; and interest and discount on
loans of $507,200,000, an increase of $133,000,000. The principal
operating expenses were $451,800,000 for salaries and wages of officers
and employees and fees paid to directors, an increase of $79,800,000
over 1945; and $144,500,000 expended in the form of interest on time
and savings deposits, an increase of $20,000,000. Total operating
expenses excluding income taxes were $951,600,000, as against
$816,700,000 in 1945.
Profits on securities sold during 1946 aggregating $110,500,000 were
$31,300,000 less than in the preceding year, and losses and depreciation on securities in 1946 totaled $74,600,000 or $7,000 less than the
year before. Losses charged off on loans and discounts of $44,500,000
were $14,900,000 more than in the previous year. Taxes on net
income, Federal and State, in the year 1946 totaling $186,000,000
exceeded the amount of such taxes paid in the preceding year by
$15,400,000.
Cash dividends declared on common and preferred stock in 1946
totaled $170,100,000, in comparison with $155,600,000 in 1945. The
rate of cash dividends was 3.48 percent of average capital funds.
Cash dividends to stockholders in 1946 were 34.38 percent of the net
profits available. The remaining 65.62 percent of net profits, or
$324,800,000, was retained by the banks in their capital accounts.
Interest and dividends on securities were 51 percent of gross earnings
in the year 1946, with the banks in Federal Reserve district No. 11
showing the smallest ratio of 40 percent and those in district No. 3 the
largest ratio of 60 percent. Interest and discount on loans accounted
for 32 percent of the gross earnings, varying in ratio from 27 percent in
district No. 7 to 44 percent in district No. 11. Salaries, wages, and
fees were 29 percent of gross earnings, ranging from 26 percent in
district No. 4 to 31 percent in district No. 12. The net operating
earnings before income taxes were 39% percent of gross earnings, with
averages ranging from 37 percent in district No. 4 to 42 percent in
district No. 10.
Interest and discount on loans to the average total of loans in the
year was 3 percent and varied from almost 2% percent in district No. 2
to more than 4 percent in districts Nos. 10 and 12. Interest and
dividends on securities was more than 1% percent on average total
securities held, the banks in district No. 10 showing the lowest ratio,
nearly 1% percent, while the banks in districtjNo. 3 showed ^the] highest ratio, almost 2 percent.
Net operating earnings before income taxes were 13 percent of
average total capital accounts, the lowest ratio being 9 percent in
district No. 4, and the highest ratio 18 percent in district No. 12. Net
profits before dividends for the period were 10 percent of average
capital accounts, the ratios ranging from nearly 7 percent in district *
No. 1 to 13 percent in district No. 12.




8

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

Summaries of the earnings, expenses, and dividends of national
banks for the years ended December 31, 1945, and December 31, 1946,
are shown in the following table:
Earnings, expenses, and dividends of national banks for years ended Dec. 81,
1945 and 1946
[In millions of dollars]
1946

Number of banks *
Capital stock (par value) 2_
Capital accounts *

1945

Change
since
1945

5,013
1, 699.8
4,893.0

5,023
1,616.9
4, 467. 7

-10
+82.9
+425.3

701.6
102.6
507.2
69.4
192.7

651.6
93.0
374.1
61.2
169.3

+50.0
+9.6
+133.1
+8.2
+23.4

1, 573.5

1, 349.2

+224.3

451.8
144.5
54.3
23.3
277.6

372.0
124.6
54.9
23.5
241.8

+79.8
+19.9
-.6
-.2
+35.8

Total.
Net earnings from current operations
Recoveries and profits:
Recoveries on securities
_.
Profits on securities sold or redeemed .
Recoveries on loans
Allother.

951.6

816.7

+134.9

621.9

532.5

+89.4

33.8
110.5
41.3
29.0

54.2
141.8
37.4
26.8

-20.4
-31.3
+3.9
+2.2

Total.
Losses and charge-ofEs:
On securities
On loans
Allother

214.7

260.1

-45.4

74.6
44.5
36.6

74.6
29.7
27.7

0
+14.8
+8.9

Earnings from current operations:
Interest and dividends on—
U. S. Government obligations..
Other securities
Interest and discount on loans
Service charges on deposit accounts Other current earnings
Total.
Current operating expenses:
Salaries, wages, and fees
Interest on time deposits (including savings deposits)
Taxes other than on net income
Recurring depreciation on banking house, furniture and fixtures
Other current operating expenses

Total
Profits before income taxes..
Taxes on net income:
Federal
State—
Total.
Net profits before dividends.
Dividends:
On preferred stock.,.
On common stock:
Cash dividends ._
Stock dividends _
Total.
Ratios:
Expenses to gross earnings
Net profits before dividends to capital accounts .
•
Cash dividends to capital stock.
Cash dividends to capital accounts__

155.7

132.0

+23.7

680.9

660.7

+20.2

174.5
11.5

159.4
11.2

+15.1

186.0

170.6

+15.4

494.9

490.1

+4.8
-1.7
+16.2
-49.1
-34.7

2.4

4.1

167.7
28.2

151.5
77.3

198.3

233.0

Percent
60.47
10.11
10.01
3.48

Percent
60.53
10.97
9.63
3.48

+.3

Percent

-0.06
-.86
+.38
0

* Number at end of period. Remainingfiguresinclude earnings, expenses, etc., of those banks which reported for the first half of the year only.
* Figures are averages of amounts reported for the June and December call dates in the current year and
the December call date in the previous year.
NOTE.—Figures are rounded to the nearest tenth of a million and may not equal totals.




REPORT OF THE COMPTROLLER OF THE CURRENCY

9

STRUCTURAL CHANGES IN THE NATIONAL BANKING SYSTEM

The authorized capital stock of the 5,019 national banks in existence at the close of business on December 31, 1946, including 6
inactive banks, consisted of common capital stock aggregating
$1,715,261,467, a net increase during the year of $126,920,657, and
preferred capital stock aggregating $43,043,574, a net decrease during
the year of $29,592,792.
During the year ended December 31, 1946, in addition to 26 applications with proposed capital stock of $7,270,000 carried over from
the previous year, 71 applications were received to organize national
banks and to convert State banks into national banking associations,
with proposed capital stock aggregating $16,045,000. Of these applications, 43 with proposed capital stock aggregating $11,335,000 were
approved; 21 with proposed capital stock aggregating $2,975,000 were
rejected; and the remainder were still pending or had been abandoned
on December 31, 1946. From the applications carried over from the
previous period and the 43 applications approved during the current
year, 36 national banking associations with common capital stock
aggregating $8,475,000 were authorized to commence business. Of
the 36 charters issued, 14 with common capital stock aggregating
$5,100,000 were the result of the conversions of State banks; and 1
with common capital of $100,000 was organized for the purpose of
acquiring the business of a liquidating national bank.
During the year ended December 31, 1946, 28 national banks and
9 State banks were consolidated into 18 national banking associations, under authority of the act of November 7, 1918, as amended,
the common capital stock of the consolidated banks being $88,324,460
and the preferred capital stock being $500,000, Additional assets of
approximately $854,026,091 were brought into the national banking
system by reason of the State banks consolidated with the national
banks. Also, during this period national banks reported the purchase of the business of 10 State banks, with aggregate capital stock
of $397,500 and aggregate assets of approximately $27,087,938.
During the year ended December 31, 1946, 35 national banks with
common capital stock of $4,211,000, among which were 3 with preferred capital stock aggregating $324,000, went into voluntary liquidation in the manner provided by sections 5220 and 5221, United
States Revised Statutes. Of these banks, 3 with common capital
stock of $185,000, and assets of $4,500,432, paid their depositors and
quit business; 13 with common capital stock of $1,712,500 and assets aggregating $81,438,377, were succeeded by other national banks;
and 19 with common capital stock of $2,313,50;0, and assets aggregating $99,178,173, including 3 with preferred capital stock of
$324,000, were succeeded by State banks.




10

REPORT OF THE COMPTROLLER OF THE CURRENCY

Changes in the number and capital stock of national banks during
the year ended December 31, 1946, are shown in the following
summary:
Organization, capital stock changes, and national banks closed as reported during
the year ended Dec. 81, 1946
Capital stock

Number
of banks

Common
Increases:
Charters issued:
Reorganizations
Conversions of State banks
Primary organizationsCapital stock:
137 cases, by regular cash increases
178 cases, by stock dividends under sec. 5142, U.S. Revised
Statutes
116 cases, by stock dividends under provisions of articles
of association
31 cases, byconversion of preferred stock
15 cases, by statutory consolidation
Total increases..

$100,000
5,100,000
3,275,000
26, 236,460
24,104,607
3, 255, 205
, 538, 675
61,845,710
36

Decreases:
Voluntary liquidations:
Succeeded by national banks
Succeeded by State banks
Quit business
.
Statutory consolidations
_
Capital stock:
304 cases, by retirement
4 cases, by reduction
1 case, by statutory consolidation.

131,455, 657
1,712,500
2,313, 500
185,000

274,000
50,000

Total decreases .

Preferred

$324,000
29,268,792

45

Net change
Charters in force Dec. 31,1945, and authorized capital stock..
Charters in force Dec. 31,1946, and authorized capital stock..

4, 535,000

29,592,792

5,028

+126,920, 657
1,588,340, 810

-29, 592,792
72, 636,366

5,019

1, 715, 261,467

43,043, 574

BRANCHES

On December 31, 1946; 238 national banks were operating a total
of 1,745 branches, including 6 seasonal offices.
During the year ended December 31, 1946, 85 branches were brought
into the national banking system. Of the 85 branches, 49 were
authorized to operate in places other than the city in which the parent
bank is located. During the same period 9 branches were discontinued,
4 through action of the boards of directors of the parent banks and
5 through voluntary liquidation of the parent banks.
Of the 85 branches authorized, 80 were operating on December
31, 1946. Five branches authorized in 1945 did not begin operations
until 1946. There was a gain in the system of 76 operating branches in
the year.
NATIONAL BANK NOTES OUTSTANDING

There were as of December 31, 1946, $111,535,695 of national bank
notes outstanding.




REPORT OF THE COMPTROLLER OF THE CURRENCY

11

DISTRIBUTION OF ALL BANKS
On December 31, 1946, there were 14,633 commercial and savings
banks in the United States and possessions with deposits of $156,801,396,000. Of these banks 13,550, or 93 percent, with 95 percent of the
deposits, were insured banks. The 5,007 national banks, members
of the Federal Reserve System, represented 34 percent of all banks
and held 50 percent of the total deposits. The 533 mutual savings
banks, of which 192 were insured banks, held $16,835,197,000 of
deposits.
Classification of all banks, Dec. 31, 1946
Banks

Deposits

Change
Perin 12
Num- cent of months
grand (percent
ber
total of grand
total)
National banks
State member banks:
Commercial
_._
Mutual savings
Nonmember insured banks:
State commercial*
Mutual savings
Total insured banks
Nonmember uninsured banks: 2
State commercial and private .
Mutual savings
Total..
,_

Amount
(000
omitted)

Change
Perin 12
cent of months
grand (percent
total of grand
total)

5,007

-0.15

$78,774,655

50.24

-0.77

12.92
.02

+.15

39, 379,627
15,619

25.11
.01

-1.74
0

6,462
188

44.16
1.28

+.17
-.01

18,875,007
11, 412, 087

12.04
7.28

+1.14
+1.07

13,550

- .

34.22

1,890
3

92.60

+.16

148,456, 995

94.68

-.30

741
342

5.06
2.34

-.16
0

2,936,910
5,407,491

1.87
3.45

+.45

14, 633

100. 00

156, 801,396

100. 00

0

-.15

1
Includes 4 nonmember insured national banks and 1 insured private bank.
2 Includes 2 nonmember uninsured national banks.

ASSETS AND LIABILITIES OF ALL BANKS IN THE UNITED STATES
AND POSSESSIONS

The total deposits of all classes of active banks in the United States
and possessions on December 31, 1946, amounted to $156,801,000,000,
a decrease of $9,729,000,000, or nearly 6 percent, in the amount reported on December 31, 1945.
The total assets at the end of 1946 amounted to $169,406,000,000,
which was $8,945,000,000, or 5 percent, less than at the end of the
calendar year 1945. The decrease in assets in the year 1946 was due
to a reduced amount of United States Government obligations held
because of Federal debt retirement.
The banks held obligations of the United States Government,
direct and guaranteed, of $87,094,000,000 in December 1946, a
decrease of $14,810,000,000, or nearly 15 percent, since December
1945. Obligations of States and political subdivisions held amounted
to $4,478,000,000, an increase of $394,000,000, and other securities
held amounted to $5,065,000,000, an increase of $537,000,000. The
aggregate of all securities held at the end of December 1946 was
$96,637,000,000, and represented 57 percent of the banks' totai
assets. At the end of the calendar year 1945 the ratio was 62 percent.



12

REPORT OF THE COMPTROLLER OF THE CURRENCY

Loans totaled $35,823,000,000 in December 1946, an increase of
$5,356,000,000, or nearly 18 percent, since December 1945. Commercial and industrial loans of $14,237,000,000 at the end of 1946 were
48 percent greater than at the end of 1945; consumer loans of
$4,109,000,000 showed an increase in the year of 70 percent; real
estate loans of $11,675,000,000 were up 30 percent and all other
loans of $5,802,000,000 showed an increase of 39 percent in the year.
Cash and balances with other banks, including reserve balances,
in December 1946 were $35,218,000,000, a decrease of $397,000,000
since December 1945.
Total capital accounts on December 31, 1946, were $11,438,000,000,
compared to $10,612,000,000 at the end of 1945. The total of surplus,
profits and reserves at the end of 1946 was $8,138,000,000, an increase
of $714,000,000, or 10 percent, in the year.
Deposits of individuals, partnerships, and corporations of
$131,616,000,000 on December 31, 1946, were $12,392,000,000, or
more than 10 percent greater than at the end of 1945, and United
States Government and postal savings deposits of $3,193,000,000
were $21,586,000,000 less than at the end of 1945, due to the withdrawal of war loan accounts to provide for Federal debt retirement.
Deposits of States and political subdivisions of $6,912,000,000 showed
an increase in the year of $1,091,000,000. Deposits of banks were
$12,680,000,000, a decrease of $1,409,000,000, and other deposits
were $2,400,000,000, a decrease of $216,000,000.
A statement of the assets and liabilities of all classes of active banks
in the country at the end of December 1945 and 1946 follows:
Assets and liabilities of all banks in the United States and possessions, 1945 and
[In millions of dollars!
Change
since
1945

Dec. 31,
1946
14,633

Number of banks
ASSETS

Loans on real estate
.
..Commercial and industrial loans (including open-market paper)
Loans to brokers and dealers in securities and other loans for the purpose of
purchasing or carrying securities
Other loans, including overdrafts.
Total loans

-

U. S. Government obligations, direct and guaranteed
Obligations of States and political subdivisions
Other bonds, notes, and debentures—
Corporate stocks, including stocks of Federal Reserve banks
Total securities
Currency and coin
Balances with other banks, including reserve balances, and cash items in
process of collection
_.
«.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises or
other real estate
Customers'liability on acceptances outstanding....
Interest, commissions, rent, and other income earned or accrued but not
collected
i
Other assets
Total assets




Dec. 31,
1945
14,598

+35

11,675
14,237

9,600

+ 2 , 695
+ 4 , 637

3,163
6,748

6,827
5,060

- 3 , 664
+ 1 , 688

35,823

30,467

+ 5 , 356

87,094
4,478
4,537
528

101,904
4,083
3,991
538

-14, 810
+395
+546
-10

96,637

110,516

- 1 3 , 879

2,222

2,025

+197

32,996
1,017

33,589
1,020
73

-593
-3
-34

71
134

77
76

+58

272
195

296
212

-24
-17

169, 406

178, 351

REPORT OF THE COMPTROLLER OF THE

CURRENCY

13

Assets and liabilities of all banks in the United States and possessions, 1945 and
1946—Continued
[In millions of dollars]
Change
since
1945

Dec. 31,
1946

Dec. 31,
1945

81,328
50, 288
3,193
6,912
12, 680
2,400

73,932
45, 292
24,779
5,821
14,090
2,616

+7,396
+4,996
-21,586
+1,091
-1,410
-216

156, 801

166, 530

- 9 , 729
-179

151
104
402
462

227
87
59
383
453

157,968

167,739

-9,771

116
3,116
5,401
2,049

72
164
2,952
5,004
1,781

+164
+268

639

+49

LIABILITIES

Deposits of individuals, partnerships, and corporations:
Demand
Time
U. S. Government and postal savings deposits
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
.
Total deposits
_
_
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities

.

Total liabilities

+64
+45
+19
+9

CAPITAL ACCOUNTS

Capital notes and debentures
Preferred stock
Common stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock and capital notes and
debentures
Total capital accounts

-4
-48

+397

11, 438

Total liabilities and capital accounts

10, 612

+826

169, 406

178,351

-8,945

REPORTS FROM BANKS

National banks in the continental United States, Alaska, the Territory of Hawaii, and the Virgin Islands of the United States were, in
accordance with the provisions of section 5211 of the Revised
Statutes, called upon to submit three reports of condition during the
year ended December 31, 1946. Reports were required as of June
29, September 30, and December 31. Summaries from all condition
reports, by States, are published in pamphlet form. National banks
were also required by the statute to obtain reports of their affiliates
and holding company affiliates other than member banks and to submit
such reports to the Comptroller as of the three dates for which condition reports of the banks were obtained.
Under the general powers conferred upon him by law, the Comptroller required from each national bank during the period indicated
semiannual reports of earnings, expenses, and dividends; also reports
of condition of foreign branches of national banks as of December 31,
1946.
National banking associations authorized to act in a fiduciary capacty were called upon to submit reports of their trust departments as
of the close of business on December 31, 1946.
In accordance with section 298 of the Code of Law for the District of
Columbia, banks other than national in the District were required to
make to the Comptroller condition reports and reports of earnings,
expenses, and dividends identical with those obtained from national
745643—47


14

REPORT OF THE COMPTROLLER OF THE CURRENCY

banks during the year. Building and loan associations and credit
unions in the District of Columbia under the supervision of the Comptroller were required to submit reports of their assets and liabilities
as of December 31, 1946, and reports of receipts and disbursements
for the year ended December 31, 1946.
Detailed figures for reports of condition and earnings and dividends
will be found in the appendix of this report.
AFFILIATES AND HOLDING COMPANY AFFILIATES OF NATIONAL
BANKS

The Federal statute requires each national bank to obtain and submit to the Comptroller periodically reports of its affiliates, as defined
in sections 2 (b) and (c) of the Banking Act of 1933, as amended,
unless waived by the Comptroller. At the end of December 1946,
868 of the national banks reported 12,474 affiliates and holding company affiliates, of which 10,754 were duplications reported by 251
banks. The actual number of affiliates, or 1,720, included 24 holding
company affiliates which controlled 189 active national banks, varying in number from 1 to 49 associations. Under the waiver of requirement for reports of affiliates, it was necessary for only 349 banks to
submit and publish 410 reports of affiliates and holding company
affiliates. Of the latter number 178 were duplications of reports of
affiliates and holding company affiliates by 175 banks.
LIQUIDATION OF INSOLVENT NATIONAL BANKS
During the year ended December 31, 1946, there were no failures of
national banks. The liquidation of 2 insolvent national banks was
completed during the year, leaving a total of 11 receiverships in
process of liquidation as of December 31, 1946. Of such 11 banks, 6
were in charge of the Federal Deposit Insurance Corporation as
receiver. Of the remaining 5 banks, 4 were involved in litigation and 1
had remaining assets to be liquidated before a final dividend could
be paid.
ISSUE AND REDEMPTION OF NOTES
One thousand and nineteen shipments of Federal Reserve currency
were made from Washington, D. C , during the year ended December
31, 1946, to Federal Reserve agents and Federal Reserve branch banks,
aggregating $4,568,480,000 and in addition, 21 deliveries were made to
the Treasurer of the United States aggregating $78,600,000.
Five thousand two hundred and ten lots of unfit Federal Reserve
currency were received for verification and certification for destruction
consisting of 446,058,912 notes aggregating $4,671,994,322.
Thirty-two lots of national bank notes were received for verification
and certification for retirement and destruction consisting of 466,764
notes aggregating $6,844,955.




REPORT OF THE COMPTROLLER OF THE CURRENCY

15

Fourteen thousand six hundred and forty-three fragments or charred
Federal Reserve and national bank notes aggregating $264,765 were
presented by the Treasurer of the United States for identification and
approval.
ORGANIZATION AND STAFF

The personnel of the Office of the Comptroller of the Currency on
December 31,1946, consisted of 1,037 persons. Two hundred and fiftyone were assigned to the Washington office, including 79 in the Division
of Insolvent National Banks, which is to be rapidly contracted, and
24 in the Division of Federal Reserve Issue and Redemption which is
an expense of the Federal Reserve banks. One hundred and seventeen
clerical employees were stationed in the 12 field offices located in
each of the 12 Federal Reserve districts. There was a net increase
of 141 during the year in the total number employed, occasioned
largely by the return from military service of 112 field employees and
9 Washington office employees. Only seven field employees and four
Washington office employees remained in the armed forces on December 31, 1946.
During the year 21 national-bank examiners and 73 assistant
national-bank examiners left the service. In the same period 24
assistant examiners were promoted to examiners and 116 new assistants were appointed, leaving a total of 231 national-bank examiners
and 438 assistant examiners in the service at the year end.
The large volume of work performed by 231 national-bank examiners, and their assistants numbering 438, will be more fully appreciated in the light of the following facts. All of the 5,013 national
banks, which at the end of 1946 had total assets of nearly 85 billion
dollars, were examined once and 4,493 of the banks were examined
twice, making a total of 9,506 examinations. In addition, 3,012
branch-bank examinations, 1,899 trust-department examinations,
and 78 affiliate examinations were performed by these examiners.
Moreover, they were required to make a rather substantial number of
field investigations in connection with applications for the establishment of new banks and nejv branch banks.
When it is considered that a national-bank examiner in performing
a bank examination makes an actual verification of all assets, including
loan-collateral assets, proves liability accounts, appraises all types of
loans as to their colle<itibility and value, evaluates investment
securities and analyzes the securities as to investment quality,
analyzes the earnings of the institution, investigates for violations
of banking law and other applicable statutes, makes a general appraisal
of the capacity and ability of management and the soundness of
policies being followed, plus a multitude of subsidiary matters, and
incorporates his findings in a written report to this office, the great
volume of work which these men perform and their heavy responsibilities may be better understood. We sincerely believe that few
branches of government service or private industry can approach
the quality and volume of work performed by our national-bank
examiners and assistant examiners.




16

REPORT OF THE COMPTROLLER OF THE CURRENCY
EXPENSES OF THE BUREAU

The expenses of the Office incident to the supervision of banks are
met largely by fees assessed against the banks. This figure for the
calendar year 1946 was $4,798,894.67.
This amount was supplemented by congressional appropriations
totaling $153,245.42.
The expenses of the Division of Insolvent National Banks are paid
from assessments against the banks in process of liquidation. Such
expenses for the calendar year 1946 were $314,222.03.
The expenses of the Division of Federal Reserve Issue and Redemption are paid by the Federal Reserve banks. This item for 1946
was $59,644.57.







APPENDIX
17

CONTENTS
TABLES
No. 1. Total number of national banks organized, consolidated under
act November 7, 1918, as amended, insolvent, in voluntary
liquidation, and in existence on December 31, 1946
No. 2. Number and authorized capital stock of national banks chartered
and the number and capital stock of national banks closed in
each year ended October 31, from 1935 to 1941, inclusive, for
the 14-month period from November 1, 1941, to December 31,
1942, inclusive, and for the years ended December 31, 1943 to
1946
_r___._
No. 3. National banks chartered during the year ended December 31,
1946
No. 4. National banks chartered which were conversions of State banks
during the year ended December 31, 1946
No. 5. National banks reported in voluntary liquidation during the
year ended December 31, 1946, the names, where known, of
succeeding banks in cases of succession, with date of liquidation
and capital
_
No. 6. National and State banks consolidated during the year ended
December 31, 1946, under act November 7, 1918, as amended.No. 7. Number of domestic branches of national banks authorized
during the year ended December 31, 1946
No. 8. Number and class of domestic branches of national banks closed
during the year ended December 31, 1946
No. 9. Principal items of assets and liabilities of national banks, by
size of banks, according to deposits, December 31, 1945 and
1946
No. 10. Dates of reports of condition of national banks, 1914 to 1946
No. 11. Assets and liabilities of national banks on June 29, September
30, and December 31, 1946, by States and Territories
No. 12. Earnings, expenses, and dividends of national banks by States,
for the year ended December 31, 1946
.__
No. 13. Earnings, expenses, and dividends of national banks, by Federal
Reserve districts, for the year ended December 31, 1946
No. 14. Earnings, expenses, and dividends of national banks, by size
of banks, for the year ended December 31, 1946
No. 15. Earnings, expenses, and dividends of national banks, years
ended December 31, 1944 to 1946
No. 16. Number of national banks, capital stock, capital funds, net
profits, dividends and ratios, years ended December 31, 1929-46.
No. 17. National-bank investments in TJ. S. Government securities and
other bonds and securities, loans and discounts (including overdrafts) , and losses charged off on account of bonds and securities
and loans and discounts, years ended December 31, 1929-46. _
No. 18. Foreign branches of American national banks, December 31, 1946_
No. 19. Consolidated statement of assets and liabilities of foreign branches
of national banks, December 31, 1946
No. 20. Assets and liabilities of banks in the District of Columbia, by
classes, December 31, 1946
No. 21. Assets and liabilities of all banks in the District of Columbia at
date of each call during year ended December 31, 1946
No. 22. Assets and liabilities of nonnational banks in the District of Columbia at date of each call during year ended December 31,11946Digitized forNo. 23. Earnings, expenses, and dividends of banks in the District of CoFRASER
lumbia, years ended December 31, 1946 and 1945
http://fraser.stlouisfed.org/
No. 24. Number of banks, capital stock, capital funds, net profits, interest
Federal Reserve Bank of St. Louis

Page.

21

22
22
24
24
25
27
29
30
31
33
87
94
96
98
99
100
101
102
103
105
106
107

20

REPORT OF THE COMPTROLLER OF THE CURRENCY

No. 25. Loans and securities and losses charged off on loans and securities
by all banks in the District of Columbia, years ended December
31, 1929-46
No. 26. Summary of assets and liabilities December 31, 1946, and receipts
and disbursements in year ended December 31, 1946, of the 25
building and loan associations in the District of Columbia
No. 27. Summary of assets and liabilities December 31, 1946, and receipts
and disbursements in year ended December 31, 1946, of the 22
District of Columbia credit unions
No. 28. Assets and liabilities of all active banks in the United States and
possessions, by 'classes, December 31, 1946__
.
No. 29. Assets and liabilities of all active banks in the United States and
possessions, by States and Territories, December 31, 1946
No. 30. Assets and liabilities of active national banks, by States and Territories, December 31, 1946
No. 31. Assets and liabilities of all active banks other than national, by
States and Territories, December 31, 1946
^
No. 32. Assets and liabilities of active State commercial banks, by States
and Territories, December 31, 1946
No. 33. Assets and liabilities of activeljmutual savings banks, by States,
December 31, 1946
No. 34. Assets and liabilities of active private banks, by States, December 31, 1946
._
No. 35. Per capita demand and time deposits of individuals, partnerships,
and corporations in all active banks, by States, December 31,
1946
No. 36. Officials of State banking departments and number of each class
of active banks under their supervision in December 1946
No. 37. Assets and liabilities of all active banks, 1936 to 1946
No. 38. Assets and liabilities of all active national banks, 1936 to 1946
No. 39. Assets and liabilities of all active banks other than national, 1936
to 1946
No. 40. Summary of status, progress, and results of liquidation of all
national banks, placed in charge of receivers from the date of
the first national bank failure, April 14, 1865, to December 31,
1946
No. 41. Number and deposits of national and District of Columbia nonnational banks placed in receivership period April 14, 1865, to
December 31, 1946, by groups according to percentages of
dividends paid to December 31,1946
No. 42. Liquidation statement, 13 receiverships in liquidation during
year ended December 31, 1946
No. 43. Liquidation statement, 2 administered receiverships completely
liquidated and finally closed, during year ended December 31,
1946
No. 44. Liquidation statement, 11 active receiverships as of December
31, 1946
No. 45. National banks in charge of receivers during year ended December 31, 1946, dates of organization, appointment of receivers,
and final closing, with nominal amounts of total assets and
total liabilities at date of failure, capital stock and stock assessments, amounts collected from all sources, including offsets
allowed and earnings, together with the disposition of such
collections, and various other data indicating the progress and
results of liquidation to December 31, 1946
No. 46. Bank suspensions since inauguration of Federal Deposit Insurance, years ended December 31, 1934 to 1946
No. 47. Fiduciary activities of national banks as of December 31, 1946. _
No. 48. Fiduciary activities of national banks by Federal Reserve districts as of December 31, 1946
No. 49. Classification of investments in living and court trust accounts
under administration by the active national bank trust de partments, December 31, 1946


Page

109
110
111
112
114
122
130
138
146
150
154
156
158
159
160
161
164
165
166
167

168
174
175
176
176

REPORT OF THE COMPTROLLER OF THE CURRENCY

21

TABLE N O . 1.—Total number of national banks organized, consolidated under act
Nov. 7, 1918, as amended, insolvent, in voluntary liquidation, and in existence
Dec. 31, 194.6

States

Maine
___.
. _._
_________
New Hampshire
Vermont. _
__
Massachusetts
Rhode Island
_
_ _
Connecticut
Total New England States
New York
New Jersey
_
_
Pennsylvania
Delaware __ _
Maryland
__
District of Columbia
Total Eastern States
Virginia __ _ _
West Virginia
_
__ _
North Carolina
South Carolina.._ _ .
_ .
Georgia
Florida
Alabama
Mississippi-..
______
_
Louisiana
Texas
_
Arkansas
Kentucky __.
_.
___. __
Tennessee
Total Southern States
Ohio_
Indiana
Illinois
-.
_
Michigan
Wisconsin ___
Minnesota...
Iowa
Missouri
Total Middle Western States
North Dakota
South Dakota _ . _
__ .
______
Nebraska
Kansas
Montana _ _ __.
.
_____
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States
Washington
Oregon
California _
Idaho
Utah
Nevada ______
Arizona
Total Pacific States
Alaska
Territory of Hawaii
Puerto Rico
Virgin Islands
Total possessions
Total United States and possessions

Organized

127
80
85
371
67
120
850
991
417
1,279
30
141
32
2.890
249
190
151
121
184
145
175
78
105
1,171
145
' 246
206
3,166
693
437
903
317
272
489
544
293
3.948
259
219
403
447
193
61
218
83
741
2,624
224
148
513
110
38
17
31
1,081
5
6
1
1

Consolidated
under
act Nov.
7, 1918
5
2
1
23
3
4
38
54
19
46
1
4
124
17
11
5
6
8
1
2
4
3
35
1
9
7
109
24
12
16
10
9
7
4
10
92
3
12
1
4
3
3
12
38
17
2
12
3
1
1
36

Insolvent

In liquidation

13
5
17
28
2
7
72
129
59
211
1
17
7

76
22
28
199
53
59
437
416
123
364
16
60
12

424
28
38
44
43
42
42
45
16
16
140
39
37
36
566
112
98
227
77
54
116
204
58
946
100
93
83
76
76
12
55
25
84
604
51
30
64
35
6
4
6
196

991

1

73
65
57
49
85
41
61
34
53
561
55
107
93
1,334
318
201
287
152
114
185
239
144
1,640
115
79
192
193
75
22
83
35
445
1,239
118
93
344
60
17
7
21
660
i
4
1

In existence

33
51
39
121
9
50
303
392
216
658
13
63
9
1,351
131
76
45
23
49
61
67
24
33
435
50
93
70
1,157
239
126
373
78
95
181
97
81
1,270
41
35
127
174
39
27
77
23
200
743
38
23
93
15
12
5
3
189
4
1
1

13

1

i 14, 572

438

2 2, 808

6
3 6,307

6
5,019

1
Includes 456 organized under act Feb. 25, 1863; 9,354 under act June 3,1864, as amended, 10 under Gold
Currency Act of July 12, 1870; and 4,752 under act of Mar. 14, 1900.
2
Exclusive of those restored to solvency.
3 Includes 208 passed into liquidation upon expiration of corporate existence.




22

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE N O . 2.—Number and authorized capital stock of national banks chartered
and the number and capital stock of national banks closed in each year ended Oct.
31, from 1935 to 1941, inclusive, for the 14-month period from Nov. 1, 1941, to
Dec. 31, 194®, inclusive, and for the years ended Dec. 31, 1943 to 1946 inclusive
Closed

Chartered
Year

Consolidated
under act
Nov. 7, 1918

In voluntary
liquidation

No. Capital No. Loss to No.
capital
1935
1936
1937.
1938.
1939
1940
1941
1942
1943
1944
1945
1946

49 $7,780,000
20 2,465,000
29 5,355,000
8
875,000
19 2, 925,000
19 3, 282,000
15 5, 545,000
9 1,177, 089
12 2,175, 000
21 3,815,000
39 5,110,000
36 8, 475,000

Capital

Insolvent

Capital

No.

13 i $447,100 189 $19,615,250
3 12 15,000 76 7,680,000
8 i 302,875 98 11,049,540
3
47 4,550, 500
1 i2 75,000 56 7,066,000
4 1 582, 500 53 5,178, 250
6 125,000 41 5,319,180
1 U2,000 48 6,604,100
1
50 5,129,155
3 12125, 566 30 3, 229, 750
5 11, 700,000 43 3. 513,000
10 i 50,000 35 3 4, 535,000

25 $4,305,020
6 10, 200,000
11 1,987,150
50,000
2
745,000
6
3
2
2

282,000
160,000
650,000

Net yearlyNet yearly
increase
decrease
(exclusive of
(exclusive of
existing banks existing banks
increasing
decreasing
their capital) their capital)
No.

Capital

No.

Capital

158 $14,827,370
59 5, 230,000
82 7, 269, 565
43 3, 700, 500
42 4,436,000
38 2,478, 750
35
81,180
42 5, 629,011
41 3, 604,155
12
$460,250
9
103,000
9
3,890,000

1 Amount of capital reductions incident to consolidations.
Preferred capital stock reduction.
Includes $324,000 preferred capital stock.

2
3

TABLE N O . 3.—National banks chartered during the year ended Dec. 31, 1946

ALABAMA

14553
14569

Valley National Bank of Lanett
..
Birmingham Trust National Bank, Birmingham
Total (2 banks) —

_

$100,000
1,200,000
1,300,000

CALIFORNIA

14568
14571

Valley National Bank of Alhambra--

200,000
50,000

Yucaipa Valley National Bank, Yucaipa

250,000

Total (2 banks)
DISTRICT OF COLUMBIA

14550

300, 000

Anacostia National Bank of Washington
FLORIDA

14554
14556
14567

14547

Broward National Bank of Fort Lauderdale
First National Bank of Delray Beach
«
Fort Lauderdale National Bank, Fort Lauderdale-.
Total (3 banks)

500,000
100, 000
150,000
750, 000
200,000

GEORGIA

14537
14540
14545
14551
14552

First National Bank of West Point.
ILLINOIS

First National Bank of Rock Island
Belmont National Bank of Chicago
Michigan Avenue National Bank of Chicago. -Marine National Bank of Chicago
Citizens National Bank of Chicago
_




-

200,000
200,000
500,000
200,000
200,000

23

REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 3.—National banks chartered during the year ended Dec. 31,

1946—Continued
Charter
No.

Capital
stock
(common)

Title
ILLINOIS— continued

14555
14557
14561
14562
14564
14566

First National Bank of Skokie
Bethalto National Bank, Bethalto
First National Bank of Moline.
Peoples National Bank of Chicago ._
Broadway National Bank of Quincy Forest Park National Bank, Forest Park
Total (11 banks).

$150,000
50,000
500,000
250,000
150,000
100,000

_. _.

2, 500, 000

MASSACHUSETTS
14541

Waltham Citizens National Bank, Waltham

150,000

MICHIGAN
14560

250, 000

First National Bank of Holland
MISSISSIPPI

14538

National Bank of Commerce of Corinth

_

100, 000

MISSOURI
14559

100,000

National Bank of Boonville.
NEW MEXICO

14543

Santa Fe National Bank, Santa Fe

200, 000
OHIO

14565

First National Bank of Middletown

400,000

-

OKLAHOMA

14546
14558

The Fort Sill National Bank, Fort Sill
Victory National Bank of Nowata
Total (2 banks)

50,000
75,000
125, 000

PENNSYLVANIA
14542

Cumberland County National Bank and Trust Compny, New Cumberland

150, 000

TEXAS
14539
14549
14563
14572

The Farmers National Bank of Rule, Texas
Oak Lawn National Bank of Dallas
Fair Park National Bank of Dallas National City Bank of Dallas
Total (4 banks)

50,000
200,000
200,000
1, 000,000

__
_

1,450, 000

VIRGINIA
14544

National Bank of Northampton, Nassawadox

50,000

WASHINGTON
14548

West Seattle National Bank of Seattle

_

100, 000

WYOMING
14570

First National Bank in Evanston
Total United States (36 banks)




100,000

_

8,475.000

24

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE N O . 4.—National banks chartered which were conversions of State banks
during the year ended Dec. 31, 1946

Charter
No.

14537
14539
14542
14547
14550
14554
14555
14556
14560
14561
14565
14566
14569
14572

Title and location

First National Bank of Rock Island...
The Farmers National Bank of Rule,
Texas.
Cumberland County National Bank and
Trust Company, New Cumberland.
First National Bank of West P o i n t . . .
Anacostia National Bank of Washington.
Broward National Bank of Fort
Lauderdale.
First National Bank of Skokie
First National Bank of Delray Beach.
First National Bank of Holland
First National Bank of Moline
First National Bank of Middletown..
Forest Park National Bank, Forest
lark.
Birmingham Trust National Bank,
Birmingham.
National City Bank of Dallas

State

Illinois.
Texas. .

Effective
date of
charter

Approximate
Author- surplus Approxiized cap* and un- mate assets
ital
divided
profits

1946
Jan. 2
Feb. 8

$200,000 $695,847 $22,077, 573
1, 081,612
26,555
50,000

Pennsylvania. Apr. 1

150,000

119,276

3, 521,027

Georgia
District of Columbia.
Florida

200,000
300,000

139,921
235,189

8,392,108
10,675, 750

500,000

758,257

30,773,286

150,000
100, 000
250,000
500,000
400,000
100,000

227,914
60, 654
305,076
334,718
689,646

9,728,655
4,832,312
10,076,054
16,435,565
23, 530,886
5,396,984

May 1
May 15
June 1

Illinois
Florida....
Michigan.
Illinois
Ohio.
Illinois.....

.do..
June 21
Aug. 15
Sept. 3
Nov. 6
Dec. 2

Alabama..

Dec. 20 1,200,000

Texas

Dec. 28 1,000,000

63,571
3,487,254

105,674,073

41,411,784
1,306,195
5,100.000 8,450,073 293,607,669

Total (14 banks).

TABLE N O . 5.—National banks reported in voluntary liquidation during the year
ended Dec. 31, 1946, the names, where known, of succeeding banks in cases of
succession, with date of liquidation and capital
Name and location of bank

The First National Bank of Eveleth, Minn. (5553), succeeded by
The First National Bank at Eveleth
The First National Bank of Bogata, Tex. (10483), succeeded by
First National Bank in Bogata
The Ashaway National Bank, Ashaway, R. I. (1150), absorbed
by Industrial Trust Company, Providence, R. I . .
The First National Bank of Canastota, N. Y. (4419), absorbed by
First Trust and Deposit Company, Syracuse, N. Y.._
The First National Bank of Stephen, Minn. (9064)
The First National Bank and Trust Company of Baldwinsville, N. Y. (292), absorbed by First Trust and Deposit Company, Syracuse, N. Y
The First National Bank of Ilwaco, Wash. (12269), absorbed by
The National Bank of Commerce of Seattle, Wash
The Sherburn National Bank, Sherburn, Minn. (6348), absorbed
by Farmers State Bank of Sherburn
The Hicksville National Bank^Hicksville, Ohio (5802), succeeded by The Hicksyille Bank, Hicksville
The Truman National Bank, Truman, Minn. (6364), absorbed
by Peoples State Bank of Truman, Incorporated
The Liberty National Bank of Weatherford, Okla. (7238), absorbed by Security State Bank, Weatherford
The Pitt National Bank of Pittsburgh, Pa. (13701), absorbed by
The Farmers Deposit National Bank of Pittsburgh
The White Mountain National Bank of Gorham, N. H. (9001),
absorbed by Berlin City National Bank, Berlin, N. H
The Meriden National Bank, Meriden, Conn. (1382), absorbed
by Hartford-Connecticut Trust Company, Hartford, Conn...
The Merchants National Bank of Glendive, Mont. (8055), absorbed by The First National Bank of Glendive
The First National Bank of Thornton, Tex. (8538), succeeded by
First State Bank, Thornton
The Flatbush National Bank of Brooklyn in New York, N. Y.
(13000), absorbed by Manufacturers Trust Company. NewYorkThe Merchants National Bank of Dunkirk, N. Y. (2619), absorbed
by Manufacturers and Traders Trust Company, Buffalo, N. Y .




Date of
liquidation

Capital
Common

Dec. 31,1945

$100,000

Jan. 15,1946

50,000

Jan. 21,1946

50,000

Feb.
Feb.

2,1946
1,1946

50,000
35,000

Feb.

2,1946

100,000

Feb.

1,1946

37,500

Feb. 28,1946

50,000

Jan.

8,1946

60,000

Mar. 30,1946

Preferred

50,000

Mar. 16,1946

50,000

Apr. 20,1946

700,000

6,1946

40,000

May 13,1946

150,000

May

May

6,1946

60,000

Apr. 27,1946

50,000

May 28,1946

125,000

June 29,1946

200,000

$100,000

REPORT OF T H E COMPTROLLER OF T H E

25

CURRENCY

TABLE NO. 5.—National banks reported in voluntary liquidation during the year
ended Dec. 81, 1946, the names, where known, of succeeding bands in cases of
succession, with date of liquidation and capital—Continued
Date of
liquidation

Name and location of bank

The First National Bank of New Hartford, N . Y. (11785), absorbed by The Oneida National Bank and Trust Company
of Utica, N . Y_
...The Douglas National Bank, Douglas, Wyo. (8087)
Cherry Creek National Bank, Cherry Creek, N. Y. (14078), absorbed by The National Chautauqua County Bank of Jamestown, N . Y
The First National Bank of Winslow, Ariz. (12581), absorbed by
The Valley National Bank of Phoenix, Ariz
The Pocomoke City National Bank, Pocomoke City, Md. (4191),
absorbed by County Trust Company of Maryland, Cambridge, Md
The First National Bank of Lewiston, Idaho i (2972), absorbed
by First Security Bank of Idaho, National Association, Boise,
Idaho.
First National Bank in Painesville, Ohio (14232), absorbed by
The Cleveland Trust Co., Cleveland, Ohio
The Nebraska City National Bank, Nebraska City, Nebr. (1855).
The National Bank of Lakota, N . Dak. (5455), succeeded by
State Bank of Lakota
-The First National Bank of Grantsburg, Wis. (8444), absorbed
by First Bank of Grantsburg
_
The First National Bank in Mayville, Wis. (14059), absorbed by
State Bank of Mayville
The Erie National Bank of Philadelphia, Pa.* (13032), absorbed
by The Pennsylvania Company for Insurance on Lives and
Granting Annuities, Philadelphia
The National Bank of Claysville, Pa. (4255), absorbed by The
Citizens National Bank of Washington, Pa
The Columbia National Bank of Washington, D . C. (3625), absorbed by American Security and Trust Company, Washington.
The First National Bank of Union City, N . J.2 (9544), absorbed
by Hudson Trust Company, Union City
The First National Bank of Walla Walla, Wash. (2380), absorbed
by Seattle-First National Bank, Seattle, Wash
The Columbia National Bank of Dayton, Wash. (2772), absorbed
by Seattle-First National Bank, Seattle, Wash

July 1,1946
July 13,1946
July

Capital
Common

Preferred

$75,000
50,000

2,1946

50,000

July 20,1946

50,000

Aug. 5,1946

50,000

Aug. 31,1946

300,000

Sept. 9,1946
Oct. 1,1946

120,000
100,000

Sept. 9,1946

37,500

Oct. 15,1946

45,000

Nov. 16,1946

26,000

Nov. 23,1946

750,000

Nov. 25,1946

50,000

Nov. 30,1946

250,000

Dec. 14,1946

100,000

Dec. 16,1946

$24,000

150,000

Dec. 16,1946

Total (35 banks) .

200,000

50,000
4,211,000

324,000

* With 3 branches.
«With 1 branch.

TABLE NO. 6.—National and State banks consolidated during the year ended Dec.
SI, 1946, under act Nov. 7, 1918', as amended
Capital
stock
The South Texas National Bank of San Antonio,
Tex. (No. 14179), with
__.
$300,000
and The Alamo National Bank of San Antonio,
Tex. (No. 4525), which had
1 1,200,000
consolidated Mar. 1, 1946, under the charter and
title of the latter bank (No. 4525). The consolidated bank at date of consolidation had
i 1,750,000
Second Trust Company, Richmond, Ind., with
150,000
and The Second National Bank of Richmond, Ind.
(No. 1988), which had
300,000
consolidated Mar. 9, 1946, under the charter and
title of the latter bank (No. 1988). The consolidated bank at date of consolidation had.
400,000
The State National Bank of Houston, Tex. (No.
12070), with
.._
1,000,000
and First National Bank in Houston, Tex. (No.
13683), which had
3,500,000
consolidated May 4, 1946, under the charter and
title of the latter bank (No. 13683). The consolidated bank at date of consolidation bad
_. 5,500,000
» Includes $500,000 preferred stock.




Surplus

Undivided
profits

Total
assets

$300,000

$275,766

$16,437,328

700,000

804,317

72,075,299

1,250,000
15,000

580,082
61,207

88, 512,626
277,439

400,000

462,746

30,344,098
30,621,536

600,000

388,953

450,000

214,334

38,554,448

3,000,000

770, 588

167,418,822

2,500,000

914,922

205,953,270

26

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 6.—National and State banks consolidated during the year ended Dec.
Sly 1946, under act Nov. 7, 1918, as amended—Continued
Capital
stock
The Farmers State Bank, Converse, Ind., with.
and The First National Bank of Con verse, Ind.
(No. 11671), which had.
consolidated May 8, 1946, under the charter of the
latter bank (No. 11671) and title ''First-Farmers
National Bank." The consolidated bank at date
of consolidation had
The First State and Savings Bank of Howell
Michigan, with
and First National Bank in Howell, Mich. (No.
14144), which had
consolidated May 15, 1946, under the charter and
title of the latter bank (No. 14144). The consolidated bank at date of consolidation had
The Citizens Savings Bank Company, Upper Sandusky, Ohio, with
and First National Bank of Upper Sandusky, Ohio
(No. 90), which had...
consolidated May 18, 1946, under charter of the
latter bank (No. 90) and title "The First Citizens
National Bank of Upper Sandusky." The consolidated bank at date of consolidation had
The Paterson National Bank, Paterson, N. J. (No.
4072), with
and The First National Bank of Paterson, N. J.
(329), which had
._consolidated May 31,1946, under the charter of the
latter bank (No. 329) and title "First Paterson
National Bank and Trust Company." The consolidated bank at date of consolidation had
First Trust and Savings Bank of Peoria, 111., with...
and The First National Bank of Peoria, 111. (No.
176), which had
consolidated June 15, 1946, under the charter and
title of the latter bank (No. 176). The consolidated bank at date of consolidation had
The Minnesota National Bank of Duluth, Minn.
(No. 11810), with
-.
and The Northern National Bank of Duluth, Minn.
(No. 9327), which had
consolidated June 19, 1946, under charter of the
latter bank (No. 9327) and title "Northern Minnesota National Bank of Duluth." The consolidated bank at date of consolidation had
Peoples-Pittsburgh Trust Company, Pittsburgh, Pa., with.
and First National Bank at Pittsburgh, Pa.
(No. 252), which had
:...
consolidated July 1, 1946, under the charter of the
latter bank (No. 252) and title "Peoples First
National Bank & Trust Company. The consolidated bank at date of consolidation had
The Citizens Bank, Conover, N. C, with
The Shuford National Bank of Newton, N. C. (No.
6075), with
and The First National Bank of Hickory, N. C.
(No. 4597), which had
„
consolidated July 1, 1946, under the charter of the
last named bank (No. 4597) and title "First
National Bank of Catawba County." The consolidated bank at date of consolidation had
First National Bank of Reading, Mass. (No. 13796),
with
and Middlesex County National Bank, Everett,
Mass. (No. 614), which had
eonsolidated July 12, 1946, under the charter and
title of the latter bank (No. 614). The consolidated bank at date of consolidation had
The Greenville National Bank, Greenville, Pa. (No.
2251), with
.
and The First National Bank of Greenville, Pa.
(No. 249), which had....
consolidated Aug. 31, 1946, under the charter and
title of the latter bank (No. 249). The consolidated bank at date of consolidation had




Surplus

Undivided
profits

Total
assets

$25,000

$25,000

$23,098

$1,434,936

50,000

11,600

8,324

1,704,343

3,138,716

50,000

50,000

30,522

62,250

22,000

17,854

1,583,872

50,000

18,000

.9,942

1,867,741

112, 250

40,000

29, 236

3,580,812

37,500

54,000

18,698

2,513,153

78,750

78,750

83,823

3,985,775

175,000

175,000

51,358

6, 665, 896

600,000

1,800,000

477,378

37,639,908

680,000

1,320,000

491,798

47,019,279

2,000,000
200,000

2,000,000

1,369,175
63,965

84, 659,187
264, 739

660,000

1, 200,000

655, 728

35, 591, 592
35, 844, 369

660,000

1,200,000

919,693

400,000

215,000

164,810

16,112,904

1,000,000

500,000

490, 559

31,150,854

1,500,000
6,000,000

750,000
9,000,000

520, 368
3,127, 111

47, 263, 758
228,351,347

6,000,000

6,000,000

3, 770, 366

153, 946,617

11, 658,460 12,000,000
25,000
75,000

5,193,000
48,015

376,811,700
2,670,377

100,000

92,000

28,278

4,190,612

500,000

500,000

177,466

21,475,375

668,750

668, 750

211, 258

28,109, 743

100,000

87,000

13,137

4,180,976

1,000,000

1,000,000

1,158,328

44,696, 594

1,050,000

1,100,000

1, 208,465

48,877, 571

135,000

128,977

11,802

5,129.742

175,000

175,000

18, 961

5,850,842

350,000

300,000

68,961

10,944,977

27

REPORT OP T H E COMPTROLLER OF T H E CURRENCY

TABLE N O 6.—National and State banks consolidated during the year ended Dec.
31, 1946, under act Nov. 7, 1918, as amended—Continued
Capital
stock

Surplus

Total
assets

Undivided
profits

Clayton National Bank, Clayton, Mo. (No. 13481),
with
$100,000
$250,000
$106,782
and St. Louis County National Bank, Clayton,
Mo. (No. 14528), which had
300,000
191,206
300,000
consolidated Aug. 31, 1946, under the charter and
title of the latter bank (No. 14528). The consolidated bank at date of consolidation had
800,000
300,000
147,987
The Citizens National Bank of Lewistown, Pa. (No.
52S9),with
125,000
91,114
200,000
and The Mifflin County National Bank of Lewistown, Pa. (No. 1579), which had
125,000
125,000
72,084
consolidated Sept. 14,1946, under the charter of the
latter bank (No. 1579) and title "The First National Bank of Lewistown." The consolidated
bank at date of consolidation had
300,000
138,199
300,000
The Union Trust Company of Pittsburgh, Pa., with_ 1, 500,000 108, 500,000 23,109,455
and Mellon National Bank, Pittsburgh, Pa. (No.
6301), which had
7, 500,000 40, 000,000 11,939,851
consolidated Sept. 23,1946, under the charter of the
latter bank (No. 6301) and title "Mellon National
Bank and Trust Company." The consolidated
bank at date of consolidation had
60,100,000 90,000,000 34,999, 306
The National Bank of New Berlin, N . Y. (No. 10199),
with
50,000
72, 651
150,000
and The National Bank and Trust Company of
Norwich, N . Y. (No. 1354), which had
500,000
363,380
600,000
consolidated Dec. 21, 1946, under the charter and
title of the latter bank (No. 1354). The consolidated bank at date of consolidation had
750,000
224,825
750,000
Liberty Trust Bank, Roanoke, Va., with
_
750, 000
229, 465
250,000
and The Colonial-American National Bank of
Roanoke, Va. (No. 11817), which had
500, 000
136,317
500,000
consolidated Dec. 31, 1946, under the charter and
title of the latter bank (No. 11817). The consolidated bank at date of consolidation had
1,000,000
365, 781
1,000, 000

$8,303,093
17,045,586
25,348,678
3,114,297
4, 645,477
7, 759, 774
609,915,110
556,107,079
1,155,912, 966
2, 688,804
17,096,020
19, 785, 685
7,015,118
16,989, 516
23, 793, 275

TABLE NO. 7.—Number of domestic branches of national banks authorized during
the year ended Dec. 31, 1946
Branches authorized under act
Feb. 25,1927, as amended

Charter
No.

Title and location

Other
than
local

Local

Total

ALARAMA
3185

The First National Bank of Birmingham_

1

1

1

3

4

1

2
1
2
1

3
1
2
1

5

5

1

1

ARIZONA
14324

The Valley National Bank of Phoenix
CALIFORNIA

2491
10931
3050
9174
13044

Security-First National Bank of Los Angeles
The American National Bank of San Bernardino
The First National Trust and Savings Bank of San Diego
The Anglo California National Bank of San Francisco,
Bank of America National Trust and Savings Association,
San Francisco
CONNECTICUT

720

The Home National Bank of Meriden
DISTRICT OF COLUMBIA

4107

The National Capital Bank of Washington

_

1
1

IDAHO
' 14444
1668

First Security Bank of Idaho, National Association, Boise
The Idaho First National Bank, Boise




1

4
1

5
1

28

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 7.—Number of domestic branches of national banks authorized during
the year ended Dec. 31, 19J+6—Continued
Branches authorized under act
Feb. 25,1927, as amended

Charter
No.

Title and;location

Other
than
local

Local

2188
13987

The Citizens' National Bank of Evansville
The National Bank and Trust Company of South BencL.

9834
14228

Total

Louisiana National Bank of Baton Rouge
The Calcasieu-Marine National Bank of Lake Charles,..

LOUISIANA

5155
614
6077
12979
14443
191
13739

MASSACHUSETTS

The National Shawmut Bank of Boston
Middlesex County National Bank, Everett
Union National Bank of Lowell
First National Bank in Medford
MICHIGAN
Industrial National Bank-Detroit
The First National Bank and Trust Company of Kalamazoo.
Community National Bank of Pontiac
NEW JERSEY

329 First Paterson National Bank and Trust Company, Paterson.-.
8453
639
1461
1354
5785
1392
13962

The National Chautauqua County Bank of Jamestown
Niagara County National Bank and Trust Company, Lockport.
The National City Bank of New York
The National Bank and Trust Company of Norwich
Plattsburg National Bank and Trust Company, Plattsburg
The Oneida National Bank and Trust Company of Utica
The National Bank of Windham
NORTH CAROLINA

4597

First National Bank of Catawba County, Hickory_
OHIO

14565

First National Bank of Middletown.
OREGON

4514

The United States National Bank of Portland

355
685
6301
252
4879
3383

The Delaware County National Bank, Chester
The Farmers Deposit National Bank of Pittsburgh
Mellon National Bank and Trust Company, Pittsburgh
Peoples First National Bank and Trust Company, Pittsburgh.
The Warren National Bank, Warren
The Citizens National Bank of Washington

2044

The South Carolina National Bank of Charleston

7848
336

The Hamilton National Bank of Chattanooga.
The First National Bank of Memphis.

PENNSYLVANIA

SOUTH CAROLINA

VIRGINIA
14223
1716
10618

The Washington County National Bank of Abingdon..
The Citizens National Bank of Alexandria
National Bank and Trust Company at Charlottesville.

4375
11280
4668

The National Bank of Commerce of Seattle
Seattle-First National Bank, Seattle.
The Old National Bank of Spokane

WASHINGTON

_.

WISCONSIN

1086

The Waukesha National Bank, Waukesha..
Total (49 banks)




36

49

REPORT OF THE COMPTROLLER OF THE CURRENCY

29

TABLE NO. 8.—Number and class of domestic branches of national banks closed
during the year ended Dec. 81, 1946
Branches closed
Branches under act
of Feb. 25,1927,
as amended
CharterNo.

Title and location

8907

The Citizens National Trust arid
Savings Bank of Riverside

2972

The First National Bank of Lewis- Shareholders.
ton.

3886

The First National Bank of St.
Ignace.1

9544

The First National Bauk of Union
City.

Manner of
closing

CALIFORNIA

Board of directors.

Board of directors.

NEW JERSEY

Shareholders.

PENNSYLVANIA

The Erie National Bank of Philadelphia.
252 Peoples First National Bank &
Trust Company, Pittsburgh.

13032

Total (6 banks)
i Seasonal agency.

745643—47

3




..doBoard of directors.

Additional
offices
which
became
branches
Feb. 25,
1927

Branches
authorized
since
Feb. 25,
1927

State
bank
branches
in operation
Feb. 25,
1927,
which
were converted
or consolidated

Total

00

TABLE NO. 9.—Principal items of assets and liabilities of national banks, by size of banks, according to deposits, Dec. 31, 1945 and 1946

o

[In thousands of dollars]
Cash, balances with
other banks
including
Loans and
U.S.
reserves
discounts, GovernOther
with
including ment ob- bondsand
rediscounts ligations- securities
Federal
and over- direct and
Reserve
drafts guaranteed
banks
Loans and securities

Number of
banks

Total

1945
Banks with deposits of—
62
$500,000 and under
16,120
133
$500,001 to $750,000
60,954
222
$750,001 to $1.000,000
143,072
1,006 1,143,302
$1,000,001 to $2,000,000
1,783 4,493,977
$2,000,001 to $5,000,000
862 4,859,543
$5,000,001 to $10,000,000
579 7,153,319
$10,000,001 to $25,000,000
174 4,723,830
$25,000,001 to $50,000,000..88 5,149,221
$50,000,001 to $100,000,000...
98 16,136,485
$100,000,001 to $500,000,000..
16 25,679,828
$500,000,001 and over
Total




Real
estate
assets

Total
assets

Capital
stock

s

Surplus,
profits
and
reserves

Total

Demand

Time

3,093
18,300
46,663
405,732
1,686,817
1,828,129
2,594,483
1,469,179
1,144,049
2,671,204
4,516,986

4,456
10,331
13,801
42,384
28,848
104,535
204,473
855,745
718,759 3,417,637
731,176 3,748,272
1,075,428 5,551,933
754,912 3,654,706
994,969 3,882,351
3, 593,207 11,865,474
5,828,013 18,334,338

1,333
4,769
9,689
83,084
357,581
380,095
525,958
314,212
271,901
677,804
1,517,477

11,732
31,101
66,320
482,847
1,621,728
1,533,333
2,214,870
1,524,998
1,619,949
4,943,914
6,127,997

222
595
1,357
10,174
38,720
41,714
73,291
43,718
50,004
128,402
163,360

28,106
92,718
210,876
1,637,411
6,158,962
6,441,171
9,456,207
6,306,326
6,836,556
21,275,589
32,091,834

2,088
4,597
8,812
49,303
143,666
128,729
186,438
107,455
113,344
351,383
563,024

1,449
3,545
8,225
62,627
224,120
226,676
310,314
. 184,759
198,808
644,326
1,132,049

24,539
84,480
193,502
1,523,534
5,784,315
6,073,687
8,937,173
5,996,558
6,496,518
20,188,435
29,940,206

21,446
66,180
146,839
1,117,802
4,097,498
4,245,558
6,342,690
4,527,379
5,352,469
17, 517,231
25,423,220

5,023 69,559,651 13,948,042 51,467,706

4,143,903

20,178,789

551,557

90,535,756 1,658,839

2,996,898

85,242,947

68,858,312 16,384,635

7,755
34,662
86,465
765,821
3,463,367
3,653,098
5,048,745
3,255,153
3,192,755
8,560,422
13,775,289

1,157
4,720
9,960
87,787
431,685
497,412
635,133
364,556
340,010
718,164
1,708,700

8,477
25,085
48,872
402,614
1,562,625
1,517,580
2,072,451
1, 526,898
1,696, 553
4,915,862
6,290,150

169
503
1,030
8,628
38,289
43,204
76,119
43,539
53,515
129,617
168,232

21,728
78,437
175,329
1,511,292
6,539,988
6,850,142
9,426,825
6,306,568
6,565,945
18,633, 570
28,740,439

1,737
3,773
7,072
45,019
149,843
139,717
194,812
117,123
117,900
365,441
614,184

1,139
3,247
7,268
62,486
257,028
271,247
354,413
215,570
235,403
696,054
1,289,323

18,762
71,265
160,475
1,401,429
6,120,832
6,420,597
8,844,657
5,945,448
6,180,204
17,461,734
26,424,436

16,406
56,595
116,732
1,009,399
4,224,692
4,238,064
5,895,152
4,307,944
4,788,871
14,546,534
21,268,369

5,013 63,952, 583 17,309,767 41,843,532

4,799,284

20,067,167

562,845

84,850,263 1,756,621

3,393,178

79,049,839

60,468,758 18,581,081

1946
Banks with deposits of—
47
13,060
$500,000 and under
112
52, 799
$500,001 to $750,000
183
125,340
$750,001 to $1,000,000
932 1,099,139
$1,000,001 to $2,000,000
1,884 4,934,144
$2,000,001 to $5,000,000
912 5,282,498
$5,000,001 to $10,000,000
575 7,263,013
$10,000,001 to $25,000,000
174 4,721,051
$25,000,001 to $50,000,000
86 4,796,913
$50,000,001 to $100,000,000.. .
92 13,520,468
$100,000,001 to $500,000,000..
16 22,144,158
$500,000,001 and over
Total

Deposits

4,148
13,417
28,915
245,531
1,039,092
1,131,988
1, 579,135
1,101,342
1,264,148
4,241,882
6,660,169

2,356
14,670
43,743
392,030
1,896,140
2,182,533
2,949,505
1,637,504
1,391,333
2,915,200
5,156,067

o
g

3

i
w
o

W
O
d

31

REPORT OF T H E COMPTROLLER OP T H E CURRENCY

1946

TABLE NO. 10.—Dates of reports of condition of national banks, 1914
[For dates of previous calls see report for 1920, vol. 2, table No. 42, p. 150]

Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec.

Year
1914
1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946

4
4
7
5
4
4

13
_
.
- —
_

28
21

12
4
3
6
12

23
28
27
27
25
_

.

.

30

5

10

.

23
30
20
29

28
31

12
2
12
11

30

1
1
1
10

5
4
4
31
7
29
26
4
4
13
20

30
30
30
30

30
30
30
30
30
29
30
30
30
30
30
29
30
30
30
30
29
30
30
30
30
30
29

31

31

31
10
17
20
1
17
15

12
8
6
15
14
10
28
10
3
4
24
29
30

31
27
31
31

31
29
31
29
31
31
31
31
31
31
31

31
31
31

25
17

28
2

30
1

31
31
31
31
31
30

31
24
18
30

31
31
31
30
31
31

NOTES

Act of Feb. 25,1863, provided for reports of condition on the first of each quarter, before commencement of
business.
Act of June 3,1864—First Monday of January, April, July, and October, before commencement of business, on form prescribed by Comptroller (in addition to reports on first Tuesday of each month showing
condition at commencement of business in respect to certain items; i. e., loans, specie, deposits, and circulation).
Act of Mar. 3,1869, not less than 5 reports per year, on form prescribed by C omptroller, at close of business
on any past date by him specified.
Act of Dec. 28,1922, minimum number of calls reduced from 5 to 3 per year.
Act of Feb. 25,1927, authorized a vice president or an assistant cashier designated by the board of directors to verify reports of condition in absence of president and cashier.
Act of June 16,1933, requires each national bank to furnish and publish not less than 3 reports each year
of affiliates other than member banks, as of dates identical with those for which the Comptroller shall during
such year require reports of condition of the bank. The report of each affiliate shall contain such information
as in the judgment of the Comptroller shall be necessary to disclose fully the relations between the affiliate
and the bank and to enable the Comptroller to inform himself as to the effect of such relations upon the
affairs of the bank.
Sec. 21 (a) of the Banking Act of 1933 provided, in part, that after June 16,1934, it would be unlawful for
any private bank not under State supervision to continue the transaction of business unless it submitted to
periodic examination by the Comptroller of the Currency or the Federal Keserve bank of the district, and
made and published periodic reports of condition the same as required of national banks under section 5211,
U. S. R. S. Sec. 21 (a) of the Banking Act of 1933, hewever, was amended by section 303 of the Banking Act
of 1935, approved Aug. 23,1935, under the provisions of which private banks are no longer required to submit to examination by the Comptroller or Federal Reserve bank, nor are they required to make to the
Comptroller and publish periodic reports of condition. (Five calls for reports of condition of private banks
were made by the Comptroller, the first one for June 30,1934, and the last one for June 29,1935.)




TABLE No. 11
ASSETS AND LIABILITIES OF NATIONAL BANKS ON
JUNE 29, SEPTEMBER 30. AND DECEMBER 31, 1946
BY STATES AND TERRITORIES




33

REPORT OF THE COMPTROLLER OF T H E CURRENCY

35

and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946
ALABAMA

[In thousands of dollars]
June 29,
1946

ASSETS

Dec. 31,
1946

66 banks

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
—
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
i
Balances with other banks, and cash items in process of collection—.
Bank premises owned, furniture and fixtures
Real estate owned jother than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets

Sept. 30,
1946
66 banks

66 banks

143,255
95
451,927
2
58,529
15,469
1,094
101, 560
13,328
93, 087
6,190
23

157,821
177
420,079
60,799
14,343
1,123
112,777
14,633
90,371
6,260
21

191,898
132
439,312
2
64,837
17,235
1,223
125,546
20,320
106,913

722
510

708
554

713
627

1,243
1,545

1,175
858

1,438
1,000

888, 579

6,769

158

978,123

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Mortgages or other liens on bank premises and other real estate
Acceptances executed by or for account of reporting banks and
outstanding
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaidOther liabilities...
Total liabilities
..
Capital stock:
Preferred stock
Common stock

535,641
190,126
10
18,291
93,566
75,318
8,129
921,081
729,37A
191,707

250

468,972
170,553
10
45,432
81,590
58,070
5,076
829,703
667,487
172,216
300
250

510
497
1,839
291

554
587
1,925
404

654
823
2,609
559

841,980

833,723

925,976

462, 334
168,730
10
70,604
74,291
57,683
4,941
838,693
668,011
170,682

250

CAPITAL ACCOUNTS

Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts.




254
15,842
19,224
7,431
3,848

240

15,842
16,082
19, 553
8,120
4,221

222
17,792
18,014
21,884
8,408
3,841

46,599
_

47,976

52,147

888,579

881,699

978,123

36

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
ALASKA
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

4 banks

4 banks

4 banks

ASSETS

Loans and discounts
Overdrafts
.
U . S . Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Reserve with approved national banking associations
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises.
Investments and other assets indirectly representing bank premises
or other real estate
Other assets
-

3,596
12,138

4,231
31
12,719

4,682
3
12,786

200
244

168
263
8,326
2,376
816
106
10

2,208
938
123
11

1
85

1
355

13

25,987

Total assets..

186
299
6,580
2,084
887
117
13

29, 887

29, 549

14,859
6,298
5
2,419
572
85
292

17,903
6,765
5
2,686
568

17, 585
6.959
5
2,400
537
100
420
28,006
21, 042

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified cashiers' checks, etc.)
i
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Other liabilities
_

24,5S0
18,227
6, SOS

90

352
28,369
21,599
6,770

3

2

4

24,533

Total liabilities

28, 371

28,010

400
750
230
74

400
750
280
86

400
775
204
160

CAPITAL ACCOUNTS

Capital stock: Common stock
Surplus
Undivided profits
Reserves...
_
Total capital accounts
Total liabilities and capital accounts




1,454

1,516

1,539

25, 987

29, 887

29, 549

REPORT OF THE COMPTROLLER OF THE CURRENCY

37

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
ARIZONA

[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

4 banks

3 banks

3 banks

ASSETS

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
_
Currency and coin
Balances with other banks, and cash items in process of collection _.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
Total assets.

65,299
175
152, 725

72,662
179
152,356

88,252
144
132, 300

1, 645
1, 528
253
32, 905
4,330
33. 799
1,249
62

2,671
1,936
251
29, 605
4,873
20,829
1,322

3, 282
2,318
251
32,160
5,756
29,826
1,444

877
254

906
443

973
613

295,289

288, 319

297, 507

185, 384
53,242
5
14, 347
22, 208
3,587
5,133
283,906
230, 638
53,268

182,117
54,236
10, 056
23,150
2,569
4,544
276, 677
222,2S1
54,446

192,681
56, 397
5
4,077
25, 331
3,239
4,103
285,833
229,176
56,657

558
628
19

674
724
20

819
566
55

285, 111

278, 095

188

188

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

_

Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned. _
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.

287, 273

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts




700
3,650
A, 350
4,103
1,040
685

700
3,600
4,300
4,082
1,291
551

700
3,600
4,300
4,090
1,291
553

10,178

10, 224

10, 234

295, 289

288, 319

297, 507

38

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
ARKANSAS
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

60 banks

50 banks

50 banks

ASSETS

Loans and discounts
_
._..
Overdrafts
_
_
U. S. Government securities, direct obligations.
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
_
Other bonds, notes, and debentures
__
_
_
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
_
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
._.
-.
Real estate owned other than bank premises.
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected.
._
_
_
Other assets

52,503
52
218,239
1
21,818
10,155
536
49,178
59,144
1,775
45

60,397
90
205,257
23,664
9,982
544
49,718
5, 385
58,574
1,877
43

66,947
78
196,736
1
24,710
10,636
553
52,606
7,117
66,002
1,918

30
1

30

235
216

226
172

223
100

420,812

Total assets..

30
3

415,960

427,696

244,777
55,310
18
23,735
30,164
42, 589
2,710
399,803
343,470
55, 838

248,260
55,458
18
15,540
29,769
41,692
2,650
398,387
837,672
65,716

263,132
56,980
28
6,163
29,259
46,229
3,147
404,938
847,691
57,247

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.,
_
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits..,
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed moneyAcceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid.
Other liabilities
Total liabilities.

3
195
470
149

1
224
361
26

400,120

279
272
141
405,630

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts.




247
155
6,076
6,478
9,064
4,142
1,008

155
6,776
7,000
9,364
4,713
884

49
155
6,826
7,080
9,618
4,494
924

20,692

21,961

22,066

420,812

415,960

427,696

REPORT OF T H E COMPTROLLER OF THE CURRENCY

39

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
CALIFORNIA
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

91 banks

91 banks

92 banks

1,806,659
3,447
5,696,440
1,842
414, 550
134, 784
11,541
1,175,127
64,945
586, 703
50,527
215

2,176, 252
5,031
5,375,210
446,825
124, 763
11,598
1,171,509
74,905
588, 533
51,527
207

2,510,823
4,803
4, 925,592
1,842
458,971
119,866
11, 733
1,212,252
84,543
733,217
53,680
191

24,374
4,684

24,215
5,519

23,995
7,014

22,916
6,524

26,032
11,231

23,516

10,005,278

10,093,357

10,178,846

4, 517,649
3,419,176
357
669,454
428,434
252,203
200, 927
9,488,200
5,965,039
3,523,161
300

4, 730,805
3,492,474
355
481, 732
399,574
256, 582
183, 542
9,545,064
5,947,147
3,597,917
450

4,820,889
3, 595,197
356
179,649
536, 609
281,278
215,000
9,628,978
5,910,506
3,718,472
100

6,720
8,890
21,248
24,615

7,578
10,474
28,820
25, 756

9,597
11,614
23,141
41,480

9,549, 973

9,618,142

9,714,910

_

2,170
184,028
186,198
175, 660
75,668
17, 779

1,928
184,132
186,060
176,282
92,901
19, 972

1,788
184,657
186,445
190,145
69,071
18,275

455,305

475, 215

463,936

_.

10,005,278

10, 093,357

10,178,846

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
_
Other assets
_._
Total assets
_
LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.).
Total deposits
Demand deposits
Time deposits

_

Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and
outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits.
Reserves and retirement account for preferred stock...
Total capital accounts
Total liabilities and capital accounts




•_..

_
_

40

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
COLORADO

[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

77 banks

77 banks

77 banks

ASSETS

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection. _
Bank premises owned, furniture andfixtures._
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets

117, 500
78
492,923

129,285
61
462,790

9,635
18, 746
809
110,529
116, 237
2,217
2
1

10,969
18,001
814
119, 731
9,282
135, 676
2,275
2
1

12,331
18,583
818
121,619
9,080
132, 059
2,248

1,133
437

1,055
427

1,148
552

867,312

Total assets..

104, 507
54
494,396

908,734

890,575

492,196
161,881
5

532, 745
167, 539
5
42,996
29,334
86,265
7,024
865,908
695,390
170,518
200

545,806
169, 204
5
15, 690
21,914
86,127
7,993
846,789
674,763
171,976

1
139
1,491
76

1
158
108

827,293

867,815

848,940

174
11,375
11,549
15,440
9,487
3,543

129
11, 375
11, 504
15,540
10,377
3,498

1

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
_
Interest, discount, rent, and other income collected but not earnedInterest, taxes, and other expenses accrued and unpaidOther liabilities
Total liabilities
Capital stock:
Preferred stock
Common stock

62,106
28, 035
74, 521
6,661
825,405
eeo, 608
164,797
200
1
128
1,502
57

CAPITAL ACCOUNTS

Total capital stock

Surplus
Undivided profits
_
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




129

11, 633
11,762
16,072
10,032
3,769

40,019

40,919

41,635

867, 312

908,734

890, 575

REPORT OF THE COMPTROLLER OF THE CURRENCY

41

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1946—Continued
CONNECTICUT
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

50 banks

50 b a n k s

50 b a n k s

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
1
Currency and coin
Balances with other banks, and cash items in process of collection._
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

108,857
32
472, 599
12
17, 313
19,826
1,369
75, 052
10, 801
82, 562
8,225
287

118,589
22
447,101
17, 239
18,013
1,373
65, 502
15,160
91, 386
8,133
303
211

127,770
21
400,488
12
16, 227
18,863
1,378
67, 447
17,336
92, 481
8,076
191
3

1,029

841
606

798,087

Total assets

878
271

784,747

751,740

428,876
171,997
15
77, 549
26,897
17,474
16, 922
739, 730
566,463
178,267
500

430,659
175,428
15
49, 389
30, 249
18,313
19, 076
723,129
546, 510
176, 619
2,600

437,190
175, 748
15
15, 702
22,871
20,427
20,487
692,440
515,521
176,919

3
516
2,782
428

211
582
3,018
303

3
656
2,994
518

743, 959

729,843

696,611

830

830
20, 068
20,898
21, 543
8,819
3, 644

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of IT. s. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money..
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned,.
Interest, taxes, and other expenses accrued and unpaid ._ _. _
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




20,068
20,898
21,443
8,152
3,635

820
20,068
20,888
22,352
. 8,157
3,732

54,128

54,904

55,129

798,087

784,747

751,740

42

REPORT OF THE COMPTROLLER OF THE CURRElSrCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Bee. 31, 1946—Continued
' DELAWARE
[In thousands of dollars]
June 29,

ASSETS

1946

13 banks

13 banks

7,758
1
22,862

8,406
1
22,693
849
2,237
139
4,827
882
4,100
479
1

478
2,775
137
4,341
778
2,679
475
1

Dec. 31,

9,057
~22~ 339
2,423
139
4,523
1,007
3,207
468

1
17
42,322

Total assets.
Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.
Capital stock:
Preferred stock
Common stock

1946

13 banks
Loans and discounts
Overdrafts
__.
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
*
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets_
_.
._
..

Sept. 30,

1946

44,657

43,657

22, 296
12, 256
1,805
159
298
316
37, ISO
H, 866
12,264

24,554
12, 768
1,074
349
301
363
89, 409
26,632
12,777

24,003
12,979
423
179
421
360
88,865
25,367
12,998
1
60

37,167

39,418

38,426

25
1,594
1,619

25
1,594
1,619
2,778
732
110

25
1,594
1,619

CAPITAL ACCOUNTS

.__

Total capital stock..

Surplus
Undivided profits.
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts.




2,727
699
110

2,831
664
117

5,155

5,239

5,231

42,322

44,657

43, 657

REPORT OP T H E COMPTROLLER OF T H E CURRENCY

43

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
DISTRICT OF COLUMBIA
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

10 banks

10 banks

9 banks

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations Obligations guaranteed by U. S. Government.Obligations of States and political subdivisions..
Other bonds, notes, and debenturesCorporate stocks, including stock of Federal Eeserve bank..
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

84,431
39
401,227
21
1,151
23,305
729
98, 525
11,087
47,423
6,294

30
381,819
1,070
25,017
732
99,818
13,181
52,080
6,281
10

96,674
46
344,053
21
1,040
26, 714
738
106,160
13,293
49, 557
6,115
30

517
1,037

676, 987

Total assets.

413
2,342

672,491

368
758
645, 567

413,014
106,352
25
62,186
41
48,849
10, 836
641,303
534,926
106,377

424,659
108,293
25
46,116
60
43,700
11,965
634,818
526,500
108,318

422,126
107,417
25
17,084
86
45,823
18,269
610, 830
603,388
107,442

111
1,360
2,716

141
1,663
3,948

171
1,594
1,658

645,490

640, 570

614,253

10,850
13,100
6,493
1,054

10,850
13,100
6,745
1,226

10,600
13,800
5,975

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations.
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid...
Other liabilities
Total liabilities....
CAPITAL ACCOUNTS

Capital stock: Common stock
Surplus
_
Undivided profits..
Reserves
Total capital accounts
Total liabilities and capital accounts




31,497

31.921

31,314

676,987

672,491

645,567

44

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
FLORIDA

[In thousands of dollars]
June 29,

Sept. 30,
1946

Dec. 31,

1946

60 banks

60 banks

60 banks

1946

ASSETS

Loans and discounts. __
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers'liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets.

182,191
35
773, 278
52,166
23,476
1,909
167, 838
18,166
lf>2,502
10, 989
284

193,278
93
697, 866
53, 227
21, 031
1,954
150,155
21, 388
141,954
10,846

218, 243
74
655,120
51, 818
21,412
1,969
146,376
25. 385
179, 173
10, 957
323
109
28

2,441
873

2,520
758

1,396,002

Total assets..

2,480
600

1, 295, 590

1,314,265

787, 428
187,129
45
96, 201
105, 098
140, 091
10, 811
/, 526,803
1,122, 606
204,197
750

748, 542
191,177
41
64, 533
99,164
107, 522
10, 298
1,221,277
1, 013,394
207,883
3,800

747,325
198, 259
41
24, 554
130, 258
131, 260
1.1, 950
1, 243,647
1,027, 899
215,748
175

2
605
3,730
456

1
719
3,983
221

28
782
2,954
421

1, 332,346

1,230,001

1,248,007

24,350
28, 782
7,585
2, 939

24,350
29,730
8,352
3,157

24,350
30, 211
8,437
3,260

LIABILITIES

Demand deposits of individuals, partnerships, and corporations...
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits.
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and out
ing
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock: Common stock
Surplus
Undivided profits..
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




63, 656

65, 589

66,258

1,396,002

1, 295, 590

1,314,265

REPORT OF THE COMPTROLLER OF T H E CURRENCY

45

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
GEORGIA
[In thousands of dollars]
J u n e 29,
1946

Sept. 30,
1946

D e c . 31,
1946

49 b a n k s

49 banks

49 banks

ASSETS

Loans and discounts
Overdrafts
U . S . Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
•_
Other assets

225,788
215
520,643
26, 607
17,042
1,189
130,902
10,011
134,066
7,341
318

228,037
230
493,683
28,697
17,332
1,217
137,147
12,346
111,148
7,372
319

264,795
289
420,615
16,358
1,220
139,452
15,536
151,967
7,362
272
23
30

1,583
635

1,489

1,076,347

Total assets.

1,743
451

1,039,773

1,047,225

520, 259
164,744
30
107,717
81, 582
145,614
4,322
1,024,268
857,408
166,860

536,273
166,381
31
68,112
64,222
147,233
3,777
986,029
817,669
168,460

547,749
168,229
31
23,720
85,368
159,041
9,374
993,512
823,527

31
994
2,499
811

27
1,080
2,831
457

30
1,223
2,436
831

1,028,603

990,424

998,032

50

50
17,447
17,497
18,910
7,191
5,595

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits cf individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Governinent
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
_
_
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed moneyAcceptances executed by or for account of reporting banks and outstanding
._
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.._.
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock

Surplus
Undivided profits.
Reserves and retirement account for preferred stock_.
Total capital accounts
Total liabilities and capital accounts

745643—47


50
17,447
17,497
18,120
7,204
4,923

17,447
17,497
18,690
8,291
4,871

47,744

49,349

49,193

1,076,347

1,039,773

1,047,225

46

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
THE TERRITORY OF HAWAII
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

lbank

lbank

lbank

ASSETS

Loans and discounts
_
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
_
Obligations of States and political subdivisions
Other bonds, notes, and debentures
-.
Reserve with approved national banking associations
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets-

25,159
34

2,632
20,648
15,446
7,897
1,983
7
656
62
264,807

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporationsPostal savings deposits
Deposits of U. S. Government
—_.
Deposits of States and political subdivisions
Deposits of banks
,
Otner deposits (certified and cashiers' checks, etc.)—

77,899
118,724
10
42,243
11,669
966
2,593

27,319
85
185,035
3,754
2,807
15,124
14,636
9,419
2,054

32,186
63
170,379

1,216
78
261,568

645
56

2,766
20,956
12,496
9,288
2,089
13

254,226

78,027
119,443
10

Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting bank and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.

185,277
118,827

376
190

41
10
436
285

254,685

Total deposits
Demand deposits
Time deposits

79,461
120,539
10
35,047
11,125
1,179
2,775
250,186
129,494
120,642

250,908

4,000
3,000
637
2,485

4,000
3,100
1,075
2,485

4,000
3,100
603
2,584

10,122

10,660

10,287

264,807

261,568

254,226

254, M

9,560
1,409
1,945
248,280
128,788
119,547
13
13
197

CAPITAL ACCOUNTS

Capital stock: Common stock.
Surplus
Undivided profits
Reserves
_
Total capital accounts
Total liabilities and capital accounts..




REPORT OF T H E COMPTROLLER OF THE CURRENCY

47

and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
IDAHO
[In thousands of dollars]
June 29,
1946

Dec. 31,
1946

16 banks
ASSETS

Sept. 30,
1946
15 banks

15 banks

41,435
86
214,540
337
4,045
1,327
274
35,928
4,439
25,774
1,274

49,376
131
217,160
4,251
1,256
266
37,033
4,598
29,878
1,360

53, 522
122
218,879
337
4,544
1,374
267
39,411
5,147
31,231
1,376

8
822

44
550

39
382

345,903

356,631

196,414
71,303
11
15,603
26,659
4,619
2,325
816,934
2J98
72,186

218, 740
73,662
11
10, 748
22,453
5,593
2,231
338,438
258,948
74,495

223, 561
75,082
11
5,292
30,266
6,033
3,226
348,471
267,656
75,915

34
589
216

53
591
81

65
645
135

317,773

Loans and discounts..
__
Overdrafts
U. S. Government securities, direct obligations.
—
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
_
_

334,163

344,316

5
4,980
4,985
4,286
2,090
1,155

5
4,680
4,685
4,211
1,683
1,161

5
4,680
4,685
4,364
2,001
1,265

Total assets
LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
D eposits of States and political subdivisions
Deposits of banks
_
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money..
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock..
._
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock..
Total capital accounts.-.
Total liabilities and capital accounts




_.

12, 516

11, 740

12, 315

330,289

345,903

356,631

48

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
ILLINOIS
[In thousands of dollars]
J u n e 29,
1946

Sept. 30,
1946

Dec. 31,
1946

365 banks

369 banks

373 banks

1,495,415
2,587
4, 795, 721
9
198, 525
186, 602
11,609
1,056,203
59, 660
656,949
27, 339
720

583,634
984
556,080
199,482
190,152
11,237
082,180
65,828
707, 111
27, 851
742

1,723,654
1,085
4,231,311
9
220,793
197,284
11,368
133, 732
76,768
837,969
27,563
705

973
2,884

.1. 006
3,408

958
5,852

15,619
3,435

15,996
5,577

15,260
4,037

8, 514,250

8,451,268

8,488,348

4,112, 780
1, 527,257
97
859, 707
418, 639
1,022,505
60, 580
8, 001, 565
6,417,205
1,584, 560

4, 343, 596
1, 567,455
102
560, 053
399,269
995, 055
62,309
7,927, 839
6,299,644
1, 628,195
1,370

4,585,412
1,617,186
102
184, 217
386,532
1,115,977
65,648
7,955,074
6,266,104
1,689,970
90

4, 556
3,632
25, 413
6,782

3,458
4,149
27, 831
5,337

6,429
4,345
25, 296
7,112

8, 041, 948

7,969, 984

7,998,346

20

693
20

392
20
185,284
185,696
188,324
68,498
47,484

ASSETS

Loans and discounts.
_
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
_
Currency and coin
Balances with other banks, and cash items in process of collection-.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
_Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected.
Other assets.
Total assets..
LIABILITIES

Demand deposits of individuals, partnerships, and corporations—
Time deposits of individuals, partnerships, and corporations
Postal savings deposits. _
Deposits of U. S. Government
•-Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money. Accpetances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
----Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
_
Total capital stock
:
Surplus
_
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




_..

180, 076
181,082
184,438
61, 215
45,617

183,581
185, 507
65, 691
46, 505

472,302

481,284

490,002

8,514,250

8,451,268

8,488,348

REPORT OF T H E COMPTROLLER OF THE CURRENCY

49

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
INDIANA
[In thousands of dollars]
June 29,
1946

Total assets

i

126 b a n k s

126 banks

194,661
72
926,014
22
51,183
43,778
1,737
177,927
22,005
151,963
8,681
3

215,891
78
876,066
52,812
41,041
1,752
178, 342
26,090
155,585
8,731
4

235,220
62
845, 556
26
50,177
38, 539
1,774
185,903
30,553
180,399
8,598
3

36

43

90
11

2,139
970

2,136

1, 581, 279

1, 559,495

1,996
822
1,579,729

744,921
356, 526
294
137,792
142,728
102,213
14,652
1,499,126
1,137,817
361,309

774,345
364,910
288
94, 718
124,880
100,879
15,128
1,475,148
1,104,070
371,078

821, 451
371, 721
288
33,956
132, 627
116,416
18,086
1,494,545
1,116,784
377,761

506
2,118
494

43
626
2,198
235

1, 502, 280

ASSETS

Dec. 31,
1946

126 banks

Loans and discounts.
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

S e p t . 30,
1946

1,478, 250

11
706
2,367
601
1,498, 230

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits -.
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed moneyAcceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned-.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




1,214
75

964
75

25,540
26,829
30,756
17,139

25,790
26,829
30,994
19,321
4,101

4,275
78,999
1, 581, 279

81,245
1, 559,495

75
26,490
26,954
32,323
17,336
4,886
81,499
1, 579, 729

50

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec, SI, 1946—Continued
IOWA
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

97 banks

97 banks

97 banks

ASSETS

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
___
Obligations of States and political subdivisions. _
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
.._
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding- _
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
-..
Total assets

111, 595
106
412,385
580
48,520
14,682
849
89,953
9,405
73,401
3,271

120,909
158
394,476
49,261
14,290
864
86,497
9,809
78,775
3,381
50

135,781
66
380,041
578
49,081
13,378
879
99,670
10,452
97,849
3,272
50

1,012

991
20

966

771
345

975
185

735
225

766,949

760,641

793,023

344,614
137,313
52
70,614
68,651
103,906
4,111
729,261
589,494
139,767

358,339
139,190
53
49,854
71,668
98,183
4,404
721, 691
580,063
141,628

385, 671
141, 637
51
25,633
67,791
126,411
6,588
753, 782
609,697
144,085

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
-...
Deposits of States and political subdivisions
Deposits of banks.-.
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

719
76

20
334
819
45

337
776
211

730,428

722,909

755,106

30
12, 719
12,749
15,747
5,599
2,426

30
12,719
12,749
15,781
6,599
2,603

30
12, 719
12,749
16,605
5,769
2,794

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
_
Total capital stock.
Surplus
Undivided profits
Reserves and retirement account for preferred stock.. _
Total capital accounts
Total liabilities and capital accounts




36, 521

._.

37,732

766,949

760,641

REPORT OF THE COMPTROLLER OF T H E CURRENCY

51

and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1946—Continued
KANSAS
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

174 banks

174 banks

174 banks

ASSETS

Loans and discounts
Overdrafts
-U . S . Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions 1
__.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
__.
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

105,755
104
494,170
69
18,439
20,422
906
113, 456
7,480
114,164
3,845
50

113,234
148
481, 251
20,948
23,470
919
110,058
8,548
112, 384
3,841
49

126,707
103
447,135
82
23,954
24,312
1,121
115,719
8,685
133, 903
3,774
52

150

148

146

738
606

643
587

678
434

880,354

876, 228

521,324
73, 412
38
61, 229
85, 700
90,122
7,655
839,480
764,428
75,057

545,823
73,919
38
41, 524
79, 227
86, 216
7,108
883,855
758,210
76,645

7
210
987
231

7
264
1,166

,

840, 915

835,381

846,037

_.
_.

72
15,318
15,890
14,722
7,997
1,330

15,380
15,440
15,324
8,841
1,239

60
15, 505
16,665
15,831
7,996
1,376

Total assets,.
LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
•___
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
_
Other deposits (certified and cashiers' checks, etc.)
Total deposits..
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Mortgages or other liens on bank premises and other real estate
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
._.
Total liabilities

548,389
73, 553
38
18,653
102, 008
94,108
7,756
844,505
769,208
75,297
7
270
1,033
222

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
_
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts. _




39,439

40, 847

40, 768

880,354

876, 228

886, 805

52

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
KENTUCKY
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

93 banks

93 banks

93 banks

ASSETS

Loans and discounts
_
Overdrafts
_
_
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
1
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank.
Currency and coin
__
_
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Interest, commissions, rent and other income earned or accrued but
not collected
Other assets
_

104,275
180
336, 737
17,879
15,370
988
74,737
10,014
58,151
3,499
29

649
237

644
318

627,881

Total assets..

96,696
71
351,591
4
18,301
16,418
972
73,433
8,655
57,331
3,494
29

622,821

646,144

367,481
105,789
16
42,915
19,255
36,116
16,246
587,818
480,067
107,751
3,300
184
958
279

390,454
107,190
16
28,408
18,895
30,152
6,028
581, US
471,997
109,146
3,750
237
983
199

420,304
106,898
16
10,903
22,601
40,101
6,792
607,615
498,754
108,861
200
298
937
404

592, 539

586,312

609,454

505
12,865

505
13,015
IS, 520
16,322
5,313
1,354

119,702
67
315,996
4
17,091
17,393
913
77,262
12,904
80,527
3,430
27

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
._ .. _
Total deposits_
_
Demand deposits
Time deposits

._.
_

_

Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
,
Surplus.
Undivided profits
_
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




13,870
16,242
4,362
1,368

505
13,090
13,595
4,693
1,404

35,342

36,509

36,690

627,881

622,821

646,144

REPORT OF T H E COMPTROLLER OP T H E

CURRENCY

53

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
LOUISIANA
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

33 banks

33 banks

33 banks

ASSETS

174,480
400
588,354
55,999
10,730
1,734
156,412
13, 084
124,054
8,498
173

198,964
228
531,402
145
60,529
12,189
1,764
160, 033
15,829
134, 518
8,295
147

1,548
2,147

1,552
1,649

1,560
3,072

2,155
1,266

2,137
1,301

2,169
1,259

1,140, 557

1,132,103

565,345
182, 722
58
82,903
95,326
163,887
6,018
1,096,259
909,301
186,958

578,050
184,645
59
54, 755
101, 693
158,903
7,434
1,085,539
896,493
189,046

584, 345

3,342
311
2,707
833

1,978
343
2,366

4,363
341
2,860
1,102

1,103.452

Total assets,

174, 576
231
609,194
145
54,946
11,497
1,667
155, 583
12,138
115,634
8,539
175

1,151,441

Loans and discounts.
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve b a n k . .
Currency and coin
Balances with other banks, and cash items in process of collection....
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

1, 090,884

1, 082,280

658
16,112
16,770
22,808
6,797
1,614

16,112
16,770
22,889
8,549
1,465

47,989

49,673

49,823

1,151,441

1,140, 557

1,132,103

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities....
CAPITAL

ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




59
18,252
101,143
172,077
11,069
1,073,614
882,530
191,084

558
16,612
17,170
23,813
6,657
2,183

54

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
MAINE
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

33 banks

33 banks

33 banks

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by IT. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank__
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
_
_
Investments and other assets indirectly representing bank premises
or other real estate
_
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
_

33,205
5
165,527 }
9
2,929
9,897
543
22,191
5,207
21,728
1,038
70

39,555
3
157,695
9,622
555
25,487
5,192
21,506
1,062
55

53,795
4
139,749
11
2,316
9,619
25,572
5,759
17,098
1,011
53

291

298

211
283

211
293

263,084

Total assets

285
252
198

264,505

256,344

112,687
91,112
7

120,095
92,126
7
4,577
7,097
6,912
2,451
238,265

149,692
91,806
81
497
232

117,683
92,440
7
11,814
9,503
9,673
1,120
242,240
149,038
98,202
350
102
453
71

242,307

243,216

235,144

7,715
8,032
3,899
1,131

7,715
8,383
4,042
1,149

7,715
8,468
3,758
1,259

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits._
Deposits of U. S. Government
.__.
Deposits of States and political subdivisions
_ _.
Deposits of banks
.._.
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
_
Time deposits
_.
_
Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

18,693
7,605
8,363
3,030

nuw

W,8U

92,921
1,050
126
462
241

CAPITAL ACCOUNTS

Capital stock: Common stock
_
Surplus
_..
Undivided profits
_
Reserves and retirement account for preferred stock

_

Total capital accounts
Total liabilities and capital accounts




20,777

_

21,289

21,200

263,084

264,505

256,344

REPORT OF T H E COMPTROLLER OF THE

CURRENCY

55

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
MARYLAND
[In thousands of dollars]
June 29,
1946

Dec. 31,
1946

64 banks
*

Sept. 30,
1946
63 banks

63 banks

ASSETS

Loans and discounts
_
Overdrafts
_
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures...
_
Corporate stocks, including stock of Federal Reserve bank
_
Reserve with Federal Reserve bank
_
_
Currency and coin
_
Balances with other banks, and cash items in process of collectionBank premises owned, furniture and
fixtures
__
_
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
__
Customers' liability on acceptances outstanding
_
Interest, commissions, rent, and other income earned or accrued but
not collected
_
Other assets

377

9
293

1,276
847

1,275
592

582

788,969

771,773

753,889

377,917
162,760
8
78,284
41,961
75,565
2,931
739,426
670,779
168,647

388,552
166,500
8
47,674
40,212
74,308
4,069
721,823
549,036
172,287
100

407,421
168,960
8
14,371
31,808
78,137
3,067
703,772
529,021
174,751

420

97
789
757

211
103
849
755

723,359

705,690

100
14,195

_

9,495
60,407
4,533
22

92,724
31
478,954
4,507
14,100
1,054
95,078
10,863
67,743
4,496
54

741,144

Total assets

95,213
22
507,322
33
4,330
14,782
1,054

100
14,145
14,245
20,574
8,134
5,461

14,245
21,086
7,973
4,895

89,247

105,964
15
447,582
33
4,614
14,776

1,062
87,819
13,231
72,479
4,448
39
211

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
_
_
Deposits of banks
_.
Other deposits (certified and cashiers' checks, etc.)-—
Total deposits
_
Demand deposits
__
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed moneyAcceptances executed by or for account of reporting banks and outstanding
._
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
.
Total liabilities

377

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus.
_
_
Undivided profits
_
Reserves and retirement account for preferred stock
Total capital accounts

_

Total liabilities and capital accounts




_

_

14, 295
20,579
7,611
5,340

100
14,145

47,825

48,414

48,199

788,969

771,773

753,889

56

REPORT OF THE COMPTROLLER OF THE CURRENCY
and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
MASSACHUSETTS
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

121 banks

121 banks

121 banks

ASSETS

Loans and discounts
710, 773
Overdrafts
230
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
44
Obligations of States and political subdivisions
30, 814
Other bonds, notes, and debentures
51,673
Corporate stocks, including stock of Federal Eeserve bank
7,280
Reserve with Federal Reserve bank
401, 610
39,189
Currency and coin
215,368
Balances with other banks, and cash items in process of collection. _
25,397
Bank premises owned, furniture and fixtures
48
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
205
or other real estate
9,952
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
6,737
not collected
Other assets
9,461
Total assets
3,316,969

775, 272
401
1, 608, 776
40,170
53,187
7,254
415, 296
49, 565
250,179
25,330
58

770, 634
669
1, 505, 238
198
22, 775
53,152
7,400
387,195
58, 973
240,569
24, 606
73

231
9,139

266
12, 648

7,177
3,114

5,964
6,739

3, 245,149

3,097,099

1, 704, 755 1, 723, 573
501, 696
486, 025
75
75
398, 077
238, 865
115, 952
167, 767
302,124
298, 290
37, 889
31, 081
8,0U, 897 2,961,347
2,556,281 2,454,888
488,616
606,464
1,401
2,080

1, 772, 752
501, 078
75
74,618
137, 518
295, 217
36, 274
2,817,682
2,811,889
505,698
2,525

11,311
2,094
12, 665
5,853

10, 737
2,408
13, 087
13,171

13, 756
2,631
12,042
6,743

3,078, 221

3,002, 830

2,855, 229

854
73,298
74,162
108,198
38,439
17,959

504
73,548
74,052
109,183
40, 287
18,797

479
73, 548
74,027
114,788
34, 816
18,239

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits_..

__

Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and
outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
Capital stock:
Preferred stock
Common stock

CAPITAL ACCOUNTS

Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts

_

Total liabilities and capital accounts




238, 748

242,319

3,316,969

3, 245,149

241,870
3, 097, 099

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

57

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
MICHIGAN
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

77 banks

78 banks

78 banks

407,146
161
1,514,806
23
53,645
80,772
3,349
291,130
30,907
195,950
9,659
43

452,926
458
1,392,723

489
15

566

616
10

5,116
1,870

5, 531
1,830

4,950
1,822

2,595, 081

2, 528,057

2,489,747

1,181, 505
761,805
35
255, 558
105, 220
131,504
21,788
*, 457,415
1,688, 900
768,515

1,154,649
775,837
35
174,628
117,122
137,145
22,856
2,882,272
1,598,465
783, 807

1, 229, 515
781,074
35
64,629
102, 754
135, 275
29,193
2,842,475
1, 552,312
790, 163

15
2,219
7,109
1,064

18
2,664
8,438
129

20
3,087
6,870
1,383

2,467,822

2,393,521

2,353,835

ASSETS

Loans and discounts
—
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures.
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate...
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
:
Other assets
Total assets

56,135
76,152
3,492
290,331
38,037
199,190
10, 527
159

490,234
250
1,317,931
15
62,554
62,251
3,536
269,668
43,337
221,843
10,538
192

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks.
Other deposits (certified and cashiers' checks, etc.). _ _
Total deposits.
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money,.
Acceptances executed by or for account of reporting banks and outstanding.
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
Surplus
_
Undivided profits
__.
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts




10,432
60
34,300
44,792
51,856
16,704
13,907

10,332
60
35,750
46,142
54,675
19,434
14,285

10,260
60
36,450
46,770
56,119
13,827
19,196

127,259

134,536

135,912

2,595,081

2,528,057

2,489,747

58

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
MINNESOTA
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

181 banks

181 banks

181 banks

Loans and discounts
_
299, 521
317
Overdrafts
..1,209, 546
U. S. Government securities, direct obligations
55
Obligations guaranteed by U. S. Government
39, 285
Obligations of States and political subdivisions
49,959
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
2,551
Reserve with Federal Reserve bank
_
239, 660
Currency and coin
14,878
Balances with other banks, and cash items in process of collection.* _. 211,442
Bank premises owned, furniture and fixtures
6,230
Investments and other assets indirectly representing bank premises
3,975
or other real estate
183
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
4,628
not collected.
1,096
Other assets-_
Total assets
_
_
2,083, 326

364,006
400, 790
371
220
1,120,928 / 1,039,270
U
38,052
38,807
49, 737
47, 796
2,562
2,611
239,441
232,940
16, 360
17,582
234,249
252,801
6,787
6,686
3,975
84
4,171
527

3,750
569
502

2,081,250

2,048, 622

866, 568
461,144
119
143, 409
113, 535
346, 701
20,957
1,952, 483
1,487, 945
464, 488
4,000

937, 362
473, 544
120
52,370
107,119
331,698
18,114
1,920,327
1,443,428
476,899

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government.
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)

Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
—•

840,615
448,150
120
218, 619
130,134
306, 558
16, 504
1,960,700
1,509,298
451, 407

84
3,093
6,047

579

569
3,451
6,017
1,456

1,970,072

Total liabilities .

183
2,640
5,970
579

1,966,236

1,931,820

1,224
25
35,842
37,091
48, 555
18, 839
10, 529

1,224
25
35,842
37,091
51, 678
16, 370
11,663

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock

_

Total capital stock

Surplus
Undivided profits
Reserves and retirement account for preferred stock..
Total capital accounts..
Total liabilities and capital accounts.. _




1,224
25
35, 767
87,016
48,443
17, 742
10,053
113,254

115,014

116,802

2,083,326

2,081,250

2,048, 622

REPORT OF T H E COMPTROLLER OF T H E

CURRENCY

59

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1946—Continued
MISSISSIPPI
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

24 banks

24 banks

24 banks

ASSETS

Loans and discounts
_
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
_.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Keserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued but
not collected
.__
_
Other assets. _.

27,503
45
122,677

33,722
222
105,856

21
117

11
119

18
110

230,324

Total assets..

18,475
1,978
304
24,837
3,225
29,715
1,422
5

30,565
260
115,294
18,969
1,942
306
22,830
3,700
26,261
1,449
5

221,729

222,203

111, 618
42, 212
17,746
23,864
22,985
908
219,838
175,726
43,607

111, 476
43,210
12,068
22,467
20,104
757
210,082
165,482
44,600

113, 761
43,926
5,648
25,989
20,706
909
210,939
165,623
45,816

"l9,~529
1,963
297
24,630
4,657
29,778
1,419
2

18

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government
Deposits of States and political subdivisions.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
_
Demand deposits
__
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed moneyInterest, discount, rent, and other income collected but not earnedInterest, taxes, and other expenses accrued and unpaid
Other liabilities

26
360

35
303
123

219,660

Total liabilities

18
255
54

210,474

211,400

509
50
4,010
4,569
5,005
740
350

509
50
4,010
4,569
5,005
1,301
380

459
50
4,035
4,544
5,543
313
403
10,803

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




__._

__.
...

10,664

11, 255

230, 324

221, 729

222,203

60

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
MISSOURI
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

81 banks

81 banks

81 banks

ASSETS

Loans and discounts...
_
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Eeserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection, _
Bank premises owned, furniture and fixtures.
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets

323,135
120
854,496
666
40, 233
29,309
6,895
224,664
11,454
202, 567
3,781
1,364

350,099
121
801,134
28,801
4,455
217,691
12,924
204,812
3,948
1,473

386,610
104
720,092
667
36,630
32,279
2,440
214,939
14,230
248,376
4,235
1,714

750

266

297
501

2,437
618

2,142
663

2,067
540

1,702,787

1,667, 769

1,665, 721

206,761
113
146,862
46,175
387, 583
12, 726
1,608,909
1,397,457
211,452
7,800

826,693
208,954
65
92,002
42,850
388,675
12,043
1,571,282
1,357,159
214,123
8,810

848,497
209,702
65
31,496
65,316
408,758
12,282
1,576,116
1,360,110
216,006
150

38,942

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
'. _.
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

750
663
3,205
1,144

390
693

1,622, 471

1,585,101

1, 581,616

30,157
27,871
18,916
3,372

30,657
28,190
20,564
3,257

30,957
30,574
18,868
3,706

528

511
781
3,217
841

CAPITAL ACCOUNTS

Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts




80,316
1, 702, 787

82,668
1, 667, 769

84,105
1, 665, 721

REPORT OF THE COMPTROLLER OF THE CURRENCY

61

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
MONTANA
[In thousands of dollars]
June 2y,
1946

ASSETS

Dec. 31,
1946

39 banks

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations Obligations guaranteed by U. S. Government-..
Obligations of States and political subdivisions..
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank_
Reserve with Federal Reserve bank
Currency and coin.
Balances with other banks, and cash items in process of collection-__
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

Sept. 30,
1946
39 banks

39 banks

23,245
51
167,764

26,192
81

26,140
34
176,239

533
5

500
36

523
16

260, 630

275,192

283,184

154,902
47,049
5
15,197
18,787
10,772
2,376
249,088
201, 790
47,298

173,173
47,677
5
10, 700
15, 552
13,090
2,845
263,042
215,116
47,926

179,465
48,522
5
4,715
20,078
15, 588
2.659
271,082
222, 236

64
315
11

83
443
7

92
458
27

249,478

263, 575

271,609

60

Total assets,.

2,779
2,461
252
32,930
3,607
25,412
1,591

170,301
3,129
2,505
253
34,877
3,425
32, 275
1,618

60
4,495
4,555
3,858
2,797
407

"~~3~ 587
3,307
259
34, 752
3,744
33,026
1,538
19

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
t
Demand deposits
Time deposits
Bills payable, rediscounts, anil other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts

745643-




.__

4,495
4,555
3,850
2,387
360

60

4,525
4,585
4,320
2,204
466

11,152

11,617

11, 575

260, 630

275,192

283,184

62

REPORT OF T H E COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
NEBRASKA
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

128 banks

128 banks

127 banks

Loans and discounts.
Overdrafts
_
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
_
Corporate stocks, including stock of Federal Reserve bank.
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection
Bank premises owned, furniture and fixtures
Customers' liability on acceptances outstanding.. _
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
...
Total assets
._

309,689
85
528,294
5
31,853
20,789
947
126, 750
6,570
111, 923
4,170
15

127,426
190
513, 772
33,215
20,346
941
128,483
7,255
126,162
4,193
15

141, 540
125
473,476
54
33,167
21,060
956
133, 745
7,275
131, 953
4,121

1,180
408

1,161
505

1,159
544

942,678

963,664

949,181

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.._
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
_
Other deposits (certified and cashiers' checks, etc.)

508, 513
98,970
24
83,842
39,696
159,531
6,99a
897,569

543,866
100, 321
24
55,854
35, 013
172,866
7,116
915,060
8U, 568
2,250

567, 670
101,452
24
20,803
36,520
166, 242
7,073
899, 784
798,168
101, 616
3,250

1,564

208

15
216
1,559
73

268
1,239
373

899, 534

919,173

904,920

ASSETS

Total deposits
.
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed moneyAcceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.
Capital stock:
Preferred stock...
Common stock.._

ioo, m

15
178

CAPITAL ACCOUNTS

Total capital stock.

___

._.

Surplus...
Undivided profits.
Reserves and retirement account for preferred stock.
Total capital accounts
_
Total liabilities and capital accounts.




41
16,049
16,090
14,700
8,278
4,076

39
16, 051
16,090
15, 086
9,061
4,254

16,041
16,080
15,545

43,144

44, 491

44,261

942, 678

963, 664

949,181

4,350

63

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1946—Continued
NEVADA
[In thousands of dollars]
June 29,
1646

Sept. 30,
1946

5 banks

Dec. 31,
1946
5 banks

ASSETS

Loans and discounts
-..
Overdrafts
U.S. Government securities, direct obliga tions _
Obligations guaranteed by U. S. Government
_
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture, and fixtures
Interest, commissions, rent, and other income earned or accrued but
not collected
_
Other assets

22,830
54
88,470

28,129
105
83,238

Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money..
Interest, discount, rent, and other income collected but not earned...
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
.
Total liabilities.

510
173

461
205

147, 590

146,398

72, 395
41,973
7,780
11,173
788
2,605
186,714
94,617
42,097

75, 542
42,775
5,216
12, 724
1,650
2,619
140,526
97,623
42,903

74, 382
45,434
2,132

138,988
93,430
45,558

73
460
345

571
827

461
1,160

137,592

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks...
Other deposits (certified and cashiers' checks, etc.)

451
194
142,928

Total assets..

5,288
512
112
14, $54
2,517
6,878
768

25,317
89
85,633
7,348
507
114
16, 270
2,803
8,064
762

141,982

140,698

1,810
1,980
1,501
45

1,810
2,000
1,773
25

1,810
2,012
1,853
25

5,608

5,700

142,928

147, 590

146,398

I.

"7,324
507
114
14,834
2,284
8,441
756

13,110
1,389
2,541

CAPITAL ACCOUNTS

Capital stock: Common stock.
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts..




64

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
NEW HAMPSHIRE
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

51 banks

51 banks

51 banks

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
1
Currency and coin
Balances with other banks, and cash items in process of collection. _.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
„
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
-

41, 974
11
102, 056

21,287
4,906
20,133
1,623

35
4,420
8,253
409
22,298
5,520
20, 701
1,621

55

50

50

3
113

3
175
206,135

2
118

204,499
107,234
41, 598
57
18,199
7,859
7,075
4,656
186, 678
144,647
42,031
120
30
173
123

114, 399
42, 951
20
11, 648
10, 264
6,498
1,831
187, 611
144,889
43, 372
500
42
130
54

110, 792
42,245
20
4.503
10, 766
7,316
3,938
179, 580
136,938
42,642
320
57
188
114

187,124

188, 337

180,259

21
5.665
5,686
7,274
3,532

16
5,670
5,686
7,327
3,882
903

16
5,670
5,686
7,653
3,405
1,005

17, 375

Total assets..

39, 001
5
105, 963
35
4,260
8,962
402
20,346
4,231
19, 509
1,613
1

17, 798

17, 749

204,499

206,135

198, 008

m

4,466
9,048
403

46,168
14

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits..
__.
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
.
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




,

REPORT OF THE COMPTROLLER OF THE CURRENCY

65

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
NEW JERSEY
[In thousands of dollars]
June 29,
1946

ASSETS

Dec. 31,
1946

217 banks

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

Sept. 30,
1946
217 b a n k s

216 banks

322,005
63
1,464, 284
3'79
78,913
86,490
3,385
220, 375
28,016
159, 220
19,419
384

349, 554
50
1, 438,425
81,773
81,986
3,422
218,987
35,190
150, 235
19,456
341

375, 755
33
1, 326, 433
369
80,624
80, 418
3,395
218, 510
41,200
152, 566
19,042
274

1,431
100

1,369
146

4,111
1,480

4,278
1,722

4,009
1,404

2,390,125

Total assets..

1,401
200

2, 386,950

2,305, 547

934, 706
930,459
188,273
137,803
22, 504
25,074
2,238,819
1,301,917
936,902
100

961,122
961, 298
120, 333
139, 300
23, 278
25, 912
2,231,243
1,263,933
967,310
950

967,185
953, 677
43,117
136, 456
22, 340
28,091
2,150, 866
1,190,311
960,555
400

200
1,335
4,035
1,084

100
1,551
4,552
567

146
1,695
4,175
1,067

2, 245, 573

2, 238,963

2,158,349

6,828
1,505
47,867
56,200
54,043
22,089
12, 220

6,588
1,447
48, 215
56,250
54,732
24,700
12,305

6,218
1,397
48,192
55,807
56, 354
22, 321
12, 716

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and out
standing
:
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
C ommon stock

Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




144, 552

147,987

147,198

2,390,125

2, 386,950

2,305, 547

66

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
NEW MEXICO
[In thousands of dollars]
June 29,
1946

ASSETS

D e c . 31,
1946

22 banks
Loans and discounts
Overdrafts
-,..
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
_.
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
j
Currency and coin
_.
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
_
_.
Interest, commissions, rent, and other income earned or accrued but
not collected..
..
Other assets
...

S e p t . 30,
1946
23 b a n k s

23 b a n k s

43,416
68
95,480
5,584
2,670
157
23,317
3,634
30,615
731
119
165

48,151
61
88,112

51,307
70
84,843

6,357
2,467
165
23,964
3,438
29,262
837
131

~~7,~ 038
2,257
167
25, 073
3,823
32,727
925
131

18
30

13
44

205,994

202,989

208,418

123,426
28,811

123,899
29,229
11
7,730
22,058
9,512
2,409
194,848
165,394
29,454

130,344
29,813
11
3,827
22, 219
11,000
3,083
200,297
170,260
30,037

165
27
2
107

33
1
130

39
5
154

198,971

Total assets..

195, 012

200,495

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.
Deposits of U. S. Government.
._
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)Total deposits.Demand deposits
_
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities .

10,116
23,225
10,279
2,802
198,670
169,734
28,986

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock.
Total capital stock

Surplus
Undivided profits
Reserves and retirement account for preferred stockTotal capital accounts
Total liabilities and capital accounts.




175
2,516
3,691
2,534
413
1,385

175
2,766
2,941
2,661
853
1,522

175
2,766
2,941
2,820
650
1,512

7,023

7,977

7,923

205,994

202,989

208,418

REPORT OF T H E COMPTROLLER OF THE CURRENCY

67

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
NEW YORK
fin thousands of dollars]
J u n e 29,
1946

Sept. 30,
1946

D e c . 31,
1946

395 b a n k s

393 banks

392 b a n k s

ASSETS

Loans and discounts
Overdrafts
.
U. S. Government securities, direct obligations. _.
Obligations guaranteed by U. S. Government
Obligations of States and political subidivisions
Other bonds, notes, and debentures
__.
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
.__
__.
Balances with other banks, and cash items in process cf collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
_
_
Customers' liability on acceptances outstanding
_
Interest, commissions, rent, and other income earned or accrued but
not collected.
_
_
_.
Other assets-_

2,862, 052
2, 711,416
533
712
7,808, 217 } 7,336,185 /
1,856
I
391, 340
468, 619
375, 646
368, 969
40,888
40, 762
1, 996, 586
1,897,899
58, 291
78, 248
903, 229
805,997
86, 689
86, 776
1,730
1,668

2,870, 679
2,423
6,759,178
1,742
402,019
370,376
41,837
1, 923, 649
89,323
880,794
86,492
165

1,718
26,044

1,684
26,410

27, 804
7,074

27,009
9,256

26,444
5,739

14, 590, 235

13, 861, 278

13,488, 954

7, 533,904
1, 506, 590
1, 611, 905
366, 215
1,808, 082
495, 577
18, 822,27 S
11, 785,430
1, 586,848
3,491
10

7, 589,849
1, 565,170
987, 588
287,276
1,800, 597
367, 514
12, 597,994
11,002,146
1, 595,848
5,760
10

7,841,932
1, 580, 572
326,250
249, 311
1,810, 777
422,914
12,281,756
10, 601, 992
1,629,764
2,750
10

31,357
7,381
60, 341
202, 423

29,526
8, 514
57,175
187,866

29, 509
9 480
54,428
182,232

13, 627, 276

12,886,845

12, 510,165

4,934
1,077
278,384
284,895
482, 874
164,017
31, 673

Total assets

1,654
26, 646

4,568
1,009
278,884
284,461
483,754
171,401
34,817

4,315
949
279,444
284, 708
512,188
149, 964
31, 929

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government
Deposits of States and political subdivisions
_
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
_
Demand deposits
Time deposits..
Bills payable, rediscounts, pnd other liabilities for borrowed money...
Mortgages or other liens on bank premises and other real estate
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid.
_
Other liabilities.
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
_
Total capital stock
Surplus
Undivided profits
_
Reserves and retirement account for preferred stock
Total capital accounts

_

Total liabilities and capital accounts

_




_

962,959

974, 433

978, 789

14, 590, 235

13,861, 278

13,488,954

68

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
NORTH CAROLINA
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

46 banks

45 banks

45 banks

ASSETS

Loans and discounts
Overdrafts....
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions_ _
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Eeserve bank
Reserve with Federal Reserve bank__
Currency and coin
Balances with other banks, and cash items in process of collectionBank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding. _
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

96, 523
80
247,023

100, 661
37
256, 513

15,061
2,388
527
50,991
6,356
57, 791
3,044
52

15,484
2,896
552
57, 357
11,803
67, 646
3,173
32

~~i5,~362
3,099
563

43
150

42
325

22
460

446
376

452
362

443
381

477, 776

Total assets..

85, 435
19
255, 097

503, 750

520,426

270,107
82,194
1
43,598
31, 528
20, 547
6,128
454,103
369, 751
84,352

296,050
85, 633
1
31,398
36, 760
21, 380
6,265
477x487
389, 671
87, 816
900

321, 936
89,172
1
13,690
35,357
25,299
8,882
494,237
402, 903
91, 434

150

325
491
648

60,488
13, 948
65,168
3,271
10

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
•
Other deposits (certified and cashiers' checks, etc.)
Total deposits
__
_
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money..
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities

553
211

460
540
174

455, 505

Total liabilities.

479,860

496, 500

7,700
9,988
3,368
1,215

7,869
10, 550
4,214
1,257

7,869
11,209
3,400
1,448

CAPITAL ACCOUNTS

Capital stock: Common stock.
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts -




22, 271
477, 776

23,8
503, 750

23, 926
520, 426

REPORT OF THE COMPTROLLER OF THE CURRENCY

69

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
NORTH DAKOTA
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

42 banks

41 banks

41 banks

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
_
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

160,012
3,409
3,094
208
26, 724
2,476
30,388
1,132

24, 791
32
161,499
9
3,952
4,025
212
28,186
2,580
21,768
1,102

540
35

514
147

519
72

227, 654

250, 670

248, 747

131, 923
51,846
5
15,814
5, 823
10, 541
1,571
817. 523
165,450
52,073

153,884
54,594
5
11, 796
5,547
12,685
1, 742
240,253
185, U6
54,807

156, 428
57,480
5
5,702
4,685
12,190
1,710
238,200
180,511
57,689

63
452
15

73
507
16

81
516
64

218,053

Total assets..

19,892
56
154,860
14
2,785
2,834
204
24,818
2,173
18,348
1,095

240,849

238,861

3,446
3,412
1,938
805

3,443
3,443
2,128
807

3,508
3,682
1, 750

22,442
124

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital stock: Common stock.
Surplus..
Undivided profits..
Reserves
Total capital accounts
Total liabilities and capital accounts.




9,601

9,821

227, 654

250,670

248,747

70

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
OHIO
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

239 banks

238 banks

239 banks

587,710
194
1, 762, 796
37
121,337
74,122
5,127
366, 657
36,835
260,878
25, 655

607, 586
217
1, 675, 384
124, 517
72,155
5,234
362,016
46,351
266, 620
26,066

649,020
224
1, 566,192
24
125, 534
72,355
5,044
378, 949
55,072
309,127
25,959

637
313

222
555

4,286
1,297

4,143
1,572

222
378
3,554
1,002

3,247,881

3,192, 638

3,192,656

1, 521, 598
818, 294
169
304,468
184, 762
180, 354
33,298
3, 042,943
2,178,413
864,530
1,300

1, 537,888
831,004
168
217,126
188,659
173,595
36, 929
2,985,369
2,105,94S
879,426
800

1, 626, 347
856,187
168
87,090
179,127
195,864
37,560
*, 982,843
2,076,085
906, 258
450

313
1,022
7,669
1,445

555
1,216
7,351
1,547

378
1,448
7,014
1,512

3,054,692

2,996,838

2,993,145

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
.
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
i

Total assets

.

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions...
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)

Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities

Total liabilities.
Capital stock:
Preferred stock
Common stock.

CAPITAL ACCOUNTS

Total capital stock

„__.

Surplus
Undivided profits
Reserves and retirement account for preferred stock..
Total capital accounts
Total liabilities and capital accounts




6,092
69,878
75,970
77, 712
26, 607
12, 900

5,692
70, 583
76,275
79,179
27,121
13,225

5,692
71,119
76,811
82, 736
27, 993
11, 971

193,189

195,800

199, 511

3,247,881

3,192, 638

3,192,656

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

71

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
OKLAHOMA
[In thousands of dollars]
J u n e 29,
1946

Sept. 30,
1946

Dec. 31,
1946

198 b a n k s

199 b a n k s

200 banks

184,686
121
650,928
21
60, 670
11,395
1,567
168,931
12,340
224,174
6,380
17

200,778
65

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
_
Currency and coin
Balances with other banks, and cash items in process of collection.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets
_..
_
_.

626, 719
63,997
11,377
1,585
170,134
13,141
212,197
6,555
19

215,891
155
548, 511
17
70,563
11, 246
1,599
138, 794
13, 769
219,190
6,426
17

1,275

1,040
580

915
184

997
370

1,243
424

1,022
330

1,324, 552

1,309,854

1, 228,629

759,486
83,539
95
101, 794
123,198
167,285
13,566
1,248,968
1,158,122
90,841

788, 955
83, 555
94
68,294
127,858
148,876
14,272
1,281,904
1,140,992
90,912

716,661
83,509
95
32,971
131,634
153, 581
31,601
1,150,052
1,059,889
90,663

314
2,210
350

580
367
2,291
261

184
424
2,375
641

1,252, 517

1, 235, 403

1,153, 676

24,622
28,006
15,058
4,349

24, 722
28,102
17,337
4,290

25,082
28,806
16,093
4,972

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
_
Deposits of U. S. Government
.
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
_
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding..
,
—
Interest, discount, rent, and other income collected but not earned-.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock: Common stock
Surplus..
Undivided profits.
___
Reserves
Total capital accounts

_

Total liabilities and capital accounts




_

_

72,035

_

74,451

74, 953

1,324,552

1,309,854

1,228,629

72

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
OREGON
[In thousands of dollars]
June 29,
1946

Sept. 30,
194b

Dec. 31,
1946

23 banks

23 banks

23 banks

ASSETS

Loans and discounts. _
_
_
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

223,133
676
699,290

241,495
914
651,612

54, 563
9,872
1,108
151, 355
12,128
82, 250
6,774
2
200

63,067
8,561
1,108
160,057
15,499
97,326
8,059
2

~~66~123

3,544
846

2,954
1,194

3,407
1,428

1, 238,400

Total assets..

180, 530
388
734,840

1, 281,195

1, 265, 820

639, 683

704, 016
335, 757

706, 272
342, 202
15
22,081
77,678
36,492
19,327
1,204,067
856,378
347,689

7,560
1,108
166, 585
16,320
100,280
2
166

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. GovernmentDeposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits

_

Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilites
Total liabilities

15
15
106,438
69,967
51, 958
52, 968
37,738
38,786
17,291
17, 677
1,179,931 1,219,186
847,908
878,181
332,023
341,005
200
301
3,211
778

337
4,155
2,292

166
544
3,044
1,174

1,184,421

1,226,239

1,208,995

CAPITAL ACCOUNTS

Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts. _ _




14,315
22,655
12, 750
4,259

14, 315
22, 655
13, 749
4,237

14, 315
22,790
15,033
4,687

53,979

54,956

56,825

1, 238,400

1, 281,195

1,265,820

REPORT OF THE COMPTROLLER OF THE CURRENCY

73

and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
PENNSYLVANIA
[In thousands of dollars]
June 29,
1946

ASSETS

Dec. 31,
1946

662 banks

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collectionBank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
,
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets

Sept. 30,
1946
660 banks

657 banks

824 432
1,106,678
179
264
3 687 140
} 3,895,058 /I
179

1,192,023
93

999
956
304
941
659
857
217
603

154,103
432, 647
25,298
830, 576
97,716
489, 747
58,983

3,531,805
354
158,122
447,172
25,223
800,486
113,104
538,083
58, 214

494
6 035

534

438

128
364
13
718
75
454
53

583

544

5,475

8,983

10 003

11, 779
8,399

10,081
7,744

6 347 025

7,117,840

6,892,469

2 924, 459
1 636,43C
424
483 191
176 708
520, 890
42, 282
5 784, 384
091, 102
4
1 693, 282
539

3,435,975
1,804,098

3,475,293
1, 807,613

349, 752
228,362
536,425
46,045
6,401,077
4,515,778
1,885,299
1,807

113, 539
196,794
523,134
51,840

974
% 076
16, 359
3, 682

6,948
3,076
20,446
3,064

10,248
3,185
20,864
4,243

5, 815, 014

6,436,418

6,211,612

8,027

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits..
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money Acceptances executed by or for account of reporting banks and
outstanding
Interest, discount, rent, and other income collected but not earned—
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
....

7>

420

412

P., 168,625
4,287,556
1,881,069

4,447

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
Surplus
_
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




1, 230
200

1,105

157, 247
158, 677
265, 332

215,981
217,236
323, 565
101,144
39,477

80, 355

27,647

150

580
150

215,771

216, 601

337,348
86,560
40,448

532,011

681,422

680,857

6, 347, 025

7,117, 840

6,892,469

74

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
RHODE ISLAND
[In thousands of dollars]
J u n e 29,
1946

Dec. 31,
1946

9 banks

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U, S. Government.. _,
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank.,
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and
fixtures...
:
Real estate owned other than bank premises...^
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding _
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

Sept. 30,
1946

9 banks

9 banks

45,888
7
170,286

49,953
5

50,157
3
142,266

22
132

22
130

20
163

577
90

520
126

497
121

276,199

262, 569

258, 573

170,412
23,044
50
38,914
6,727
10,288
1,325
250, 760
227,069
23, 691

173,376
23,849
50
23,480
5,120
9,316
1,668
236,859
212,373
24,486

178,398
24,061
50
11,775
7,744
8,672
2,066
232,766
208,068
24,698

132
126
175

130
143
1,035
67

199
146
1,044
186

252,173

Total assets,.

2,937
4,981
613
24,885
3,848
20,938
754
241

148,868
3,105
5,283
617
29,303
5,306
18,334
756
241

238,234

234,341

9,445
10,821
3,520
240

9,445
10,820
3,838
232

9,445
10,910
3,597
280

2,124
5,164
617
27,700
6,254
22,485
760
242

LIABILITIES
D e m a n d deposits of individuals, partnerships, a n d corporations
T i m e deposits of individuals, partnerships, a n d corporations
Postal savings deposits. __
Deposits of U . 8. Government
Deposits of States a n d political subdivisions
_
Deposits of b a n k s
Other deposits (certified a n d cashiers' checks, etc.)
Total deposits
.....
Demand deposits
Time deposits.
...
Bills payable, rediscounts, a n d other liabilities for borrowed m o n e y . .
Acceptances executed b y or for account of reporting b a n k s a n d outstanding
Interest, discount, rent, a n d other income collected b u t not earned. _.
Interest, taxes, a n d other expenses accrued a n d u n p a i d
Other liabilities
T o t a l liabilities.
CAPITAL ACCOUNTS

Capital stock: Common stock.
Surplus
Undivided profits
._
Reserves
_
Total capital accounts
Total liabilities and capital accounts.




24,026

24,335

24,232

276,199

262,569

258,573

REPORT OF T H E COMPTROLLER OF THE CURRENCY

75

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. SI, 1946—Continued
SOUTH CAROLINA
[In thousands of dollars]
June 29,
1946

Dec. 31,
1946

23 banks

Loans and discounts
Overdrafts
U . S . Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection. _.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets

Sept. 30,
1946
23 b a n k s

23 banks

69,377
217
226,400

9,161
6,595
376
45, 539
6,944
59,814
1,908
14

10, 489
7,416
383
41,347
8,010
68, 719
1,939

304
1,497

373
1,202

318

417, 043

Total assets..

61,922
25
222,944

435,880

435, 629

266,479
48,021
7
29, 758
34,659
16, 218
4,497

. 285,960
49,318
7
21,229
36,020
21,056
4,505
418,095
367,804
50,291

293, 784
49,101
6
8,877
40, 701
19,601
5,266
417,336
367,250
50,086

76,942
32
217, 752
10,345
8,278
383
49,204
10,804
58,654
1,918
10

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities

399, 639
350,372
49,267

207
832

231
937
245

400, 782

Total liabilities

177
828
138

419,194

418, 749

5,850
6,592
2,670
1,149

5,850
6,647
3,019
1,170

2,751
1,310

CAPITAL ACCOUNTS

Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts




5,850

16. 261

16,686

16,880

417,043

435,880

435,629

76

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
SOUTH DAKOTA
[In thousands of dollars]
June 29,
1946

ASSETS

Dec. 31,
1946

35 banks
Loans and discounts
Overdrafts.
_
_
_
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures.
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
_
Currency and coin
Balances with other banks, and cash items in process of collection
Bank premises owned, furniture and fixtures
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

Sept. 30,
1946

35 banks

35 banks

32,834
115
138,866
6,106
3,108
230
26,378
2,746
28,791
1,264

36,328
55
137,285
4
6,258
4,278
234
27, 694
2,694
28,916
1,230
40

546
185

591
194

558
219

226,095

Total assets..

29,679
52
135,635
4
5,977
2,997
226
25,359
2,637
21, 533
1,265

241,223

245,793

130.844
39,931
2
15,355
18, 761

148,848
41,328
3
11,717
16,624
10,278
l,5C0
230,298
188,402

152,941
42,924
2

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks.._
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money..
Mortgages or other liens on bank premises and other real estate
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned...
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.

1,
215,563
175,057
40,506

6,279

18,929
11,546
1,882
234,503
191,003
48,500

34

33

33

68
465
33

81
461
25

40
91
534
236
235,437

216,163
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
_
Reserves and retirement account for preferred stock..
Total capital accounts
Total liabilities and capital accounts




100
3,563
3,668
3,927
1,443

10C
3,563
3,668

4,004
1,704
954

1C0
3,563
3,668
4,311
1,360
1,022

9,932

10,325

10,356

226,095

241,223

245,793

REPORT OF THE COMPTROLLER OF THE CURRENCY

77

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
TENNESSEE
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

70 banks

70 b a n k s

70 b a n k s

ASSETS

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U.S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

270,053
368
64,849
17,105
2,153
166, 624
19, 310
152,001
9,557
151

330,374
374
560, 777
37
66, 743
17, 651
2,155
179, 322
23, 060
175, 907
9,654
219

62
295

84
280

137
671

1,740
843

1,617
1,008

1,661
1,095

1, 346, 831

Total assets

249,203
263
641, 247
33
63. 310
22, 084
2,137
174,141
16, 006
165, 799
9,516
152

1, 300,229

1, 369, 837

597, 678
254,484
58
96, 378
77, 658
242,141
8,984
1, 277,381
1, 012, 768
264,613

609,290
258, 521
58
63,282
77,114
207, 723
10, 819
1, 226, 807

641. 391
263,132
58
24, 757
76, 785
277, 836
11, 653
1,295, 612
1, 022,964

595, 069

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

267,980

295
1, 348
2,332
371

1,389
2.600
503

671
1,570
2, 425
529

1,281, 727

1, 231, 579

1, 300, 807

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts

745643—47-




599

22, 080
22,679
30, 418
9, 445
2,562

564
22, 680
23,279
31, 659
10, 938
2,774

22,680
23,244
32, 727
10, 349
2,710

65,104

68, 650

69, 030

1, 346,831

1, 300,229

1, 369, 837

78

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
TEXAS
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

432 banks

433 banks

434 banks

1,002,025
2,347
2,197,386

1,056,019
2,873

ASSETS

Loans and discounts.
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and
fixtures
.
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

1,163,789
2,298
1,901, 647
3
144,365
34,075

\ 2,115,300
132,806
31,091
5,915
651, 603
54,924
725, 712
33,898
2,252

5,293
1,140

5,286
1,150

5,069
4, 573

2,455
1,356

2,726
1,731

2,320
1,305

4,926, 266

Total assets..

116,613
32,195
5,867
663,880
49,625
810, 264
33, 307
2,513

4, 823, 286

4,883, 558

2,934, 567
362,984
379
366,880
272,132
687,919
41,822
4,666,688
4,260,868
406,815

3,019,183
367,379
379
232, 553
270,171
626,118
40,428
4,556,211
4,144, %80
411,981

3,006,102
383, 935
379
82, 213
316,842
708,469
111, 598
4,609,588
4,181,146
428, 892
2,000

1,236
630
8,234
1,487

1,150
665
1, 382

4,573
807
8,882
1,723

4,678, 270

4, 568, 246

4,627, 523

1,515
95,941
97,456

1,477
96, 271
97,748
98, 274
45,942
13,076

1,327
97, 546
98,873
101,904
40,059
15,199

678,086
62, 558
841, 627
33, 640
2,115

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
."
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
,
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
.
Capital stock:
Preferred stock
Common stock

CAPITAL ACCOUNTS

Total capital stock

Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




40,005
13,729
247,996

255,040

256,035

4,926, 266

4,823, 286

4,883,558

REPORT OF THE COMPTROLLER OF THE CURRENCY

79

and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
UTAH
[In thousands of dollars]
June 29,
1946

ASSETS

Dec. 31,
1946

12 banks

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
"
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin._ ._
__
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises . _
..
Investments and other assets indirectly representing bank premises
or other real estate
_. _
_
,
.
Interest, commissions, rent, and other income earned or accrued but
not collected ..
Otherassets
.
Totalassets

Sept. 30,
1946
12 banks

12 banks

52,132
148
148,675 J
296
7,797
1,125
257
32, 217
1,973
20, 223
1,431
30

59,597
175

140,447 If
8,521
520
264
34,085
2,283
23,307
1,424
30

58,246
174
147,602
296
7,400
513
264
40,869
2,287
26,946
1,428
30

775

775

750

15
310

11
54

19
25

267, 404

271,493

286,849

142, 225
57, 745
20
14,857
13, 761
24, 235
1,553
954,896
196,056
58,840
500

153, 925
59,291
20
3,224
25,903
29,543
1,543
273,449
213, 563
59,886

69
606
100

146,510
58,973
20
8,841
16,138
25,441
1,785
257,708
198,140
59, 568
1,000
21
98
718
25

255, 671

259,570

274,476

3,975
4,406
1,991
1,361

3,975
4,406
2,125
1,417

3,975
4,495
2,482
1,421

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations,
Postal savings deposits Deposits of U. S. Government
. .
Deposits of States and political subdivisions
Deposits of banks... _.
Other deposits (certified and cashiers' checks, etc.)
- ___
Total deposits
Demand deposits..
Time deposits

__

._ . .

_ __ .__

Bills payable, rediscounts, and other liabilities for borrowed money.
Mortgages or other liens on bank premises and other real estate
Interest, discount, rent, and other income collected but not earned. _
Interest, taxes, and other expenses accrued and unpaid
Other liabilities.
Total liabilities.-. _.

21
130
772
104

CAPITAL ACCOUNTS

Capital stock: Common stock
Surplus
Undivided profits.._
Reserves
Total capital accounts _ _
Total liabilities and capital accounts




11, 733

11, 923

12,373

267,404

271,493

286,849

80

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
VERMONT
[In thousands of dollars]
June 29,
1946

ASSETS

Dec. 31,
1946

39 banks

Loans and discounts
Overdrafts
:___
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions,
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank—
_.
Currency and coin
Balances with other banks, and cash items in process ol collection-.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued but
not collected
__
*
._.
Other assets

Sept. 30,
1946
39 banks

39 banks

12,306
1,962
10,252
1,093

37, 265
12
62, 790
3, 670
8,995
262
13,875
2,300
10,468
1,112

40,584
9
57,269
139
3,577
8,462
265
13,292
2,501
10,031
1,096
15

170
•19

174
103

135,886

Total assets .

34,109
13
62,461
108
3,918
9,173

141,039

165
57
137,467

51,365
60,040
3
6,942
2,549
1,058
1,366
123,323
62,799
60,52/f
115
212
137
129

55, 594
62,413
3
4,217
4,181
1,U3
951

53,946
62,651
3
1,508
3,375
1,170
1,597

12S, 172
65,572
62,600
100
255
93

12h, 250
61,115
63,135
140
298
251
169

128, 718

125,108

259

LIABILITIES

Demand deposits of individuals, partnerships, and corporations--..
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
_
•
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid...
Other liabilities
_
Total liabilities

123, £

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock

_

Total capital stock

Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




_.

_.

43
114
4,460
4,617
4,012
2,160
1,181

43
106
4,460
4,609
4,052
2,447
1,213

43
106
4, 510
4,65$
4,174
2,252
1,274

11,970

12,321

12,359

135,886

141,039

137,467

REPORT OF THE COMPTROLLER OF THE CURRENCY

81

Assets and liabilities of national banks, by States, at date of each call during year
ended Bee. SI, 194.6—Continued
VIRGINIA
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

131 banks

131 b a n k s

131 banks

ASSETS

Total assets

208, 207
49
619,385
75
23,610
22,095
1,731
126,613
17,907
120, 260
8,715
218

231,608
68
606, 421

726
100

726
194

1,064
1,346

1,225
1,317

730
8
959
1,349

1,152,101

Loans and discounts
O verdrafts
U . S . Government securities, direct obligations
Obligations guaranteed by U. S. Government.
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
.
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
.
O ther assets

1,178, 620

1,122,253

555,108
274, 732
14
113, 436
38, 395
85,679
11,931
1,079,295
790,672
288,623
825
24

595,886
284,862
14
74.545
41,309
95,819
11,453
1,103,888
805, SU
298,5U
685
18

550, 407
285, 595
170
37,670
50, 251
102.117
20,476
1,046,686
745.118
SOS, 568
200
18

100
559
2,148
936

194
658
2,486
228

1,083, 887

1,108,157

1, 050,954

270

255
25, 626
25,881
29, 883
11,294
4,241

24,649
21, 755
1,714
131,762
22,115
126,040
8,814
212

265,008
65
523, 887
207
24,315
22,080
1,760
125,877
24,407
122,409
8.902
290

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
1
Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and other real estate
Acceptances executed by or for account of reporting banks and outstanding..
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities....

670
2,436
936

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
C omiri on stock
Total capital slock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




270

24, 876
25,146
27,601
11, 422
4,045
68, 214
1,152,101

24, 926
25,196
27, 827
13,323
4,117
70,463

71,299

1,178, 620

1,122, 253

82

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
VIRGIN ISLANDS OP THE UNITED STATES
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

lbank

lbank

lbank

ASSETS

Loans and discounts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Other bonds, notes, and debentures..
Reserve with approved national banking associations
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

816
2,564
33
620
268
196
9

687
2,778
33
301
267
315
11

752
2,578
20
441
260
165
10

3
7

19
5

4,533

Total assets..

21

4,402

4,250

1,253
1,660
199
1,035
28
4
4,179
2,318
1,866

1,110
1,629
171
1,072
50
5
4,087
2,088
1,949

983
1,647
259
952
42
15
8,898
1,982
1,916

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government •_
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting bank and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

_v--_

3
19
5
4,217

4,083

3,925

112
38
150
30
30
106

112
38
150
30
36
103

150
50
18
107

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




,

316

319

325

4,533

4,402

4,250

REPORT OF T H E COMPTROLLER OP T H E CURRENCY

83

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
WASHINCTON
I In thousands of dollars!
June 29,
1946

ASSETS

Dec. 31,
1946

39 banks
Loans and discounts
_
Overdrafts
-..
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions. _
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency sfad coin.
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

Sept. 30.
1946
39 banks

38 banks

334,661
478
990,895

402,933
916

436,079
590
798,186

3,406
186

4,473
491

2,926
738

1,852,568

1,875,018

1,797,582

929,820
460,732
19
178,019
103,509
78, 655
20,086
1,770,840
1,306,976

972,375
470,295
14
124,846
109,328
89,422
22,750
1,789,030
1,315,366
473,664

976,450
480,056
14
39,876
103,317
25,172
1,711,280
1,228,405
482,875

195
725
3,865
1,813

468
846
4,633
1,932

932
4,120
1,792

1,777,438

Total assets..

25,795
2,005
232,437
22,128
139,457
7,678
91
195

920,001
101,409
22,338
2,019
225,318
24,879
161,889
7,823
90
439

1,796,909

1,718,612

93,156

100,174
21,872
2,026
228,152
27,447
170,469
8,376
63
484

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by cr for account of reporting banks and
outstanding
Interest, discount, rent, and other income collected but not earned Interest, taxes, and other expenses accrued and unpaid...
Other liabilities.
•.
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock

Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




685
12

,._

24,133
24, 830
26,155
13,616
10,529

685
12

24,133
24, 830
27,004
14,882
11,393

12

24,208
24,905
26,726
15,153
12,186

75,130

78,109

78,970

1,852, 568

1,875,018

1,797,582

84

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 81, 1946—Continued
WEST VIRGINIA
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

76 b a n k s

76 banks

76 banks

ASSETS

Loans and discounts
Overdrafts..
U.S. Government securities, direct obligations
Obligations guaranteed by U. 8. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..^
Bank premises owned, furniture and fixtures
_
'
Real estate owned other than bank premises.
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued but
not collected..
1_.
Other assets

71,478
19
300, 406
224 }
10,199
12,052
809
53,173
9,864
59, 655
4,101
73

78, 899
43

293,820 /
\
11,160
11,142
818
56, 773
12, 385
65, 276
4,153
75

86,165
29
272,291
224
11, 936
11, 298
825
49, 795
13, 303
62,166
4,089
71

17

17

122
460

151
439

522, 676

Total assets..

18
166
439

535,143

512, 799

266, 432
130, 232
35
40, 305
23,562
23, 802
5, 245
489,613
357, 742
181, 871
200
97
579
275

285, 020
133,778
30
26, 901
24,893
23,358
. 6,567
500,547
364, 449
136, 098
470
115
658
245

265, 874
132, 704
30
15,105
29,391
22,186
11, 468
476, 758
841, 717
135,041
1,800
119
662
351

490, 764

502,035

479, 690

56
12, 064
12,120
13,365
4,815
1, 612

48
12,172

33
12, 272
12,805
13, 929
4,938
1,937

LIABILITIES

Demand deposits of individuals, partnerships, and corporations..^
Time deposits of individuals, partnerships, and corporations
Postal savings deposits..
Deposits of IT. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and qther liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
•
Capital stock:
Preferred stock
Common stock

CAPITAL ACCOUNTS

Total capital stock

Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




it, no
13, 437
5,841
1,610

31,912

33,108

33,109

522, 676

535,143

512, 799

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

85

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
WISCONSIN
[In thousands of dollars]
J u n e 29,
1946

Sept. 30,
1946

Dec. 31,
1946

97 b a n k s

96 b a n k s

95 b a n k s

ASSETS

Loans and discounts
Overdrafts
U . S . Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions-.*
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Keserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

140,514
56
999,106
261
19, 736
37, 850
1,674
164,526
12, 753
134,910
8,514
3

160,860
119
936, 223
19, 826
37, 545
1,681
158,235
15,106
137,421
8,489
3

184,316
90
855,475
283
22,428
34,440
1,683
158, 092
16, 000
142, 243
8,402

16
85

16
7

2,645
1,561

2,493
1,513

2,533
1,716

1, 524, 257

1,479, 615

1, 427, 724

458, 260
33
159, 559
85,485
131,420
12,954
1, 437, 578
977,801
459,777
3,000

614, 002
471, 526
33
105, 878
62, 858
121, 333
15,941
1,391,571
917,869
473, 702
2, 000

646, 056
479, 283
33
40, 409
49, 051
111, 773
16, 729
1,343,334
861, 798
481,536

132
422
2,958
184

85
434
3,561
109

7
466
2,923
260

1, 444, 274

Total assets

16
132

1,397, 760

1, 346, 990

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




266
25

26, 554
26, 845
28, 218
15, 461
9,459

256
25

26, 684
26,965
28, 357
16,657
9,876

217
25

26,658
26,900
28, 803
16, 561
8,470

79,983

81, 855

80,734

1, 524, 257

1,479,615

1,427,724

86

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

Assets and liabilities of national banks, by States, at date of each call during year
ended Dec. 31, 1946—Continued
WYOMING
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

27 banks

26 banks

26 banks

ASSETS

Loans and discounts
Overdrafts
U . S . Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
i
Other bonds, notes, and debentures
_•
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected.
Other assets
Total assets..

22,624
28
81,010
3,079

2,741
164
16,940
2,699
20,018
610

Total liabilities.

24, 564
44
82,251
4,573
2,819
164
19,781
2,832
26,188
618
1

106
37
150,026

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money..
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earnedInterest, taxes, and other expenses accrued and unpaid.
Other liabilities

24, 558
46
78,187
3,670
2,759
164
16, 265
2,613
26, 594
622
1

83,999
28,686
17
7,229
12,772
8,084
1,268
HI,955
US, 119
28,886

205

155, 622

164,128

90,981
28,578
17
5,331
11,161
9,247
1,958

97,055
29,404
17
2,915
12,639
11,864
1,927
155,821
126,175
29,646

w,m

118, US
28,880
195
1
106
83
19

142,153

1
116
64
56

147,677

156,058

90
2,310
2,400
3,096
2,029
420

90
2,310
2,400
3,238
1,830
602

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
,
Undivided profits
Reserves and retirement account for preferred stock..
Total capital accounts
Total liabilities and capital accounts




90
2,360
2,450
3,115
1,870
438
7,873

7,945

8,070

150,026

155,622

164,128

TABLE NO. 12.—Earnings, expenses, and dividends of national banks for the year ended Dec. 31, 1946
[In thousands of dollars]
Earnings from current operations
Number

Location

of
banks*

Maine
New Hampshire
_
Vermont
Massachusetts
Rhode Island
Connecticut
....
TotalNew England States
New York
New Jersey _ . .
Pennsylvania
Delaware .
Maryland
District of Columbia
Total Eastern States

..

Interest
and
discount
on loans

U. S.
Government
obligations

Other
securities

2,824
1,870
1,167
26, 760
2,613
7,161

351
355
308
4,452
175
645

1,605
1,709
1,771
19,499
1,273
4,553

Service
charges
and other
fees on
banks'
loans

Service
charges
on deposit
accounts

2
5
8
387
7
26

276
384
174
2,377
209
932

Other service
charges, commissions,
fees, and
collection
and exchange
charges

Trust
department

Other
current
earnings

119
115
65
1,655
42
285

242
86
69
1,820
177
1,413

182
281
115
5,807
153
992

5,601
4,805
3,677
62, 757
4,649
16,007

-..
._

6,286

30,410

435

4,352

2,281

3,807

7,530

97,496

109, 617
23,968
65, 559
439
7,824
5,526

16,022
3,782
14,784
91
491
299

64,248
13,271
33, 731
364
3,023
2,925

1,355
94
312
1
27
12

6,224
2,464
3,867
24
380
657

3,835
813
2,542
21
231
190

8,850
1,312
3,481
5
289
457

20,399
1,801
5,521
13
500
374

230, 550
47, 505
129, 797
958
12, 765
10,440

1,350

..

42,395

392
216
657
13
63
9

212, 933

35, 469

117, 562

1,801

13, 616

7,632

14,394

28,608

432,015

131
76
45
23
49
60
66
24
33
434
50
93
70

9,724
4,789
3,630
2,854
7,507
10,891
6,050
1,814
8,574
31,660
3,041
5,177
9,539

1,351
556
435
302
714
1,786
1,485
538
1,376
3,826
808
908
2,265

8,852
3,722
3,357
2,446
7,687
5,974
6,579
1,316
5,765
39,550
2,565
4,082
10,316

47
48
35
11
46
56
30
1
23
216
20
41
45

1,030
513
635
648
1,058
1,577
888
267
977
4,204
548
531
880

524
254
468
645
1,780
1,278
888
480
895
2,961
589
189
1,497

995
204
195
187
658
546
457
33
259
1,178
116
160
415

795
548
370
139
861
1,929
961
184
1,657
5,967
496
454
1,060

23, 318
10,634
9,125
7,232
20, 311
24.037
17,338
4,633
19, 526
89, 562
8,183
11,542
26,017

1,154

105,250

16, 350

102,211

619

13, 756

12,448

5,403

15,421

271,458

i Number of banks as of end of year, butfiguresof earnings, expenses etc., include those offirst6 months for banks which were inactive at the close of year.




Total
earnings
from
current
operations

303

._

Virginia
_.
West Virginia
North Carolina.._
_
South Carolina
Georgia
Florida
Alabama.
_
Mississippi
Louisiana
Texas
A rkansas
Kentucky
Tennessee
Total Southern States

33
51
39
121
9
50

Interest and dividends
on securities

TABLE N O . 12.—Earnings, expenses, and dividends of national banks for the year ended Dec. SI, 1946—Continued

OO.

[In thousands of dollars]
Earnings from current operations
Number

Location

of
banks

.

Total Pacific States

Other service
Service charges, com- Trust
missions,
charges
fees, and
departon deposit collection
accounts and exchange ment
charges

Other
current
earnings

Total
earnings
from
current
operations

_

_
.
__.

U. S.
Government
obligations

Other
securities

26,116
14,182
73,378
21, 526
14,635
18. 773
6,127
12, 236

3,873
1,956
8,843
2,182
1,397
1,832
932
1,538

19,177
7,577
40.489
14, 389
5,036
10,885
4,373
9,477

271
98
1,254
335
70
109
17
82

2,677
1.344
6,068
1,832
968
1,612
907
900

1,319
727
2,659
1,328
664
2,330
510
384

2,358
519
8,698
1,172
398
1,567
264
709

3,457
1,651
8,106
1,846
1,306
1,601
590
769

59.248
28,054
149,495
44, 610
24,474
38, 709
13, 720
26,095

186,973

22, 553

111, 403

2,236

16,308

9,921

15, 685

19,326

384,405

41
35
127
174
39
26
77
23
200

2, 263
1,951
7,575
6,839
2,549
1,125
6 582
1,311
9,090

121
196
783
599
162
136
623
160
1,589

1,002
1,553
4,795
4,526
1,170
1,130
4,708
2,266
9,853

29
11
35
32
11
2
51
2
61

295
402
933
1,047
362
239
1,136
217
1,562

565
428
649
439
256
138
435
144
800

35
41
239
180
24
53
519
31
318

212
217
1,069
892
313
156
623
227
1,768

4,522
4,799
16,078
14, 554
4,847
2,979
14,677
4,358
25,041

742

...

Total United States (exclusive of possessions)




Service
charges
and other
fees on
banks'
loans

239
126
373
78
95
181
97
81

.-

North DakotaSouth Dakota
_
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
_ _
_
Oklahoma
Total Western States
.

Interest
and
discount
on loans

1,270

Ohio-. -_
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
.
Total Middle Western States

Washington
Oregon
California
Idaho
Utah
.
Nevada
Arizona

Interest and dividends
on securities

39, 285

4,369

31,003

234

6,193

3,854

1,440

5,477

91,855

3?

15,163
12,498
75,349
3,421
2,232
1,331
1,832

2,780
1,760
12,371
121
145
129
" 79

14,149
7, 278
83,634
1,952
2,036
1,185
3,197

84
31
2,119
11
22
18
92

1,994
1,157
10, 545
480
290
104
308

1,305
731
5, 683
202
122
71
225

748
471
8,179
38
50
99
83

1,094
696
10,145
230
257
181
415

37,317
24,622
208,025
6,455
5,154
3,118
6,231

23
92
15
12
5
3
188

111,826

17,385

113,431

2,377

14,878

8,339

9,668

13,018

290,922

5,007

698,662

102,412

506,020

7,702

69,103

44,475

50,397

89,380

1,568,151

Alaska (nonmember banks)
T h e Territory of H a w a i i (nonmember bank)
Virgin Islands of t h e United States (nonmember bank)__

225
2,690
35

19
264
1
284

584

144

5,363

50,399

89,524

1, 573, 514

7,907
7,725
22, 021
12, 744
2

18,565
5,414
34,923
30,478
144

167
373
44

2,950

202

1,192

5,013

701, 612

102, 614

507, 212

7,707

69,387

45,059

11
243
4,745

84,424
44, 577
278,310
291,351
2, 950

12,419
4,955
38,831
46, 207
202

44,087
25, 249
221.603
215,081
1,192

1,113
831
3,970
1,788
5

2,870
1,106
26,704
38,423
284

2,482
674
17,976
23,343
584

T o t a l possessions (nonmember banks)
Total United States a n d possessions
N ew York City (central Reserve city)
Chicago (central Reserve city)
Other Reserve cities
C o u n t r y b a n k s (member banks)
Possessions (nonmember banks)

__

723
4, 516
124

238
913
41

15
185
2

Current operating expenses

173,867
90,531
644,338
659. 415
5,363

i

Recoveries and profits
jjj

til

Salaries and wages
Employees
other t h a n
officers

Officers

Location

I!

ill

O
O

P

to a

&

III

I
Maine
New HampshireVermont
Massachusetts
Rhode Island
Connecticut

_
_.
_
.-_

Total New England States...
New York
New Jersey
Pennsylvania
Delaware..- ._
Maryland
District of Columbia...
Total Eastern States

655
657
429
5,797
383
2,060
9,981
20, 032
5,055
12, 516
129
1,210
1,120
40,062




153
248
3,140
568
501

941
956
631
9,702
772
2,674

8,010

4,779

1,690

15, 676

22,439
5,018
17,112
123
1,818
487
46,997

5,716
1,769
3,831
32
207
211
11, 766

2,607
930
3,190
14
63
36

37,871
8,309
30,133
178
2,515
810
79,816

33

50
96
47
1,074
42
411

3,687
3,118
2,493
36,431
2,225
10,641

1,914
1,687
1,184
26,326
2,424
5,366

84
286
59
591
45
132

625
478
278
4,582
148
1,899

7,919

67

2,654

1,720

18, 259 58, 595 38, 901

1,197

11, 835
7,279
15, 415
117
1,529
683
36, 858

258
32
100
1
43
1
435

4,950
1,824
5,587
34
775
473

2,495
1,153
2,303
22
137
162
6,272

44,860
8,183
20, 721
122
1,937
1,711
77, 534

130,858
31,812
78, 574
540
7,586
6,450

7,109
592
6,000
9
427
76
14,213

718
516
11, 540
584
3,170

63
57
56
293
38
122

855
473
749
4,127
215
1,500

1,6

17,366

9,317

629

2,701
1,054
2,669
39
259
155
6,877

45, 481
7,705
20,646
104
1,835
2,213
77,984

21,364
4,240
11,408
66
1,007
1,107
39,192

947
581
1,286
11
120
87
3,032

1 Number at end of period.
2 Number of full-time and part-time employees at end of period.

O
63
39
46
1,389
11
142

214
165
124
1,563
85
503

505
457
312
5,950
438
1,655

153
174
134
822
68
329

"o

13, 643

15,693
51, 223
418
5,179
3,990

255,820 176,195

6,840

O

I
9
00
CO

TABLE NO. 12.—Earnings^ expenses, and dividends of national banks for the year ended Dec. 31, 1946—Continued
[In thousands of dollars]
Current operating expenses

Recoveries and profits

§1

Salaries and wages

Officers

Location

f

Employees
other than
officers

it
B
Virginia
_
West Virginia
North Carolina
._
South Carolina..
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
-_•„
Arkansas...
Kentucky
Tennessee
Total Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri..

_

2,667
1,203
1,079
858
1,999
2,215
1,789
615
1,820
11,130
-. 1,123
1,439
2,425
30,362
5,902
2,965
13,495
4,167
._. 2,569
4,377
1,827
2,839

Total Middle Western States. 38,141




S

S

622 3,451
2,083
283 1,563
909
221
848
1,396
176
741
1,268
357 3,356 1,922
435
4,142 2,320
362 2,961 1,826
129
462
752
269 3,586 1,962
2,306 14,366 8,211
249
715
1,123
399
1,734 1,161
464 4,080 2,379
6,272 43,778 25,539
1,187 9,312
640 4,306
2,171 26,423
570 9,444
476 4,623
6,904
931
407 1,997
5,085
513

5,154
2,529
12,802
4,638
2,415
1,255
2,798

6,895 68,094 35,417

W
H
O
O

3
187 2,675
92 1,306
48
661
41
335
94 1,383
120 1,531
90 1,497
45
376
110 1,714
459 2,979
75
418
94
851
97 2,323
1,552 18,049
391
163
583
157
153
244
90
107

6,567
3,149
13,178
5,680
3,498
4,191
1,172
1,554

930
280
255
68
1,095
698
300
317
1,286
4,631
272
555
1,222
11,909
1
67
141
11
59
8
32

5,265
1,833
5,661
1,510
425
792
329

355 16,795

404 3,568
1,698
225
184 1,651
1,433
107
4,613
313
5,021
583
240 3,371
944
61
433 3,808
1,514 17,217
105 1,499
237 1,960
534 4,350
4,940 51,133

13,898 9,420
6,374 4,260
5,276 3,849
4,112 3,120
12,863 7,448
14,358 9,679
10,253 7,085
3,110 1,523
12, 757 6,769
52,310 37, 252
4,616 3,567
4,656
15,046 10,971
161,859 109, 599

10,193
4,883
26,441
7,860
4,483
7,323
2,536
4,918

38,753 20,495
17,839 10,215
87,369 62,126
29,610 15,000
16,179 8,295
24,273 14,436
8,114 5,606
15,802 10,293

5,040 68,637 237,939 146,466

1,087
539
1,521
651
417
383
155
287

215 1,160
210
546
83
548
9
89
29
503
320 1,830
29
853
74
203
119 1,219
1,118 4,422
168
658
179 1,003
307 2,944
2,860 15,978

821
375
85
41
188
162
466
153
287
2,168
158
225
398
5,527

222
155
98
75
500
619
311
75
214
1,455
249
142
282
4,397

2,418
1,286
814
214
1,220
2,931
1,659
505
1,839
9,163
1,233
1,549
3,931
28,762

708
904
6,949
336
541
667
67
2,714

4,529
1,538
10,157
2,714
1,724
1,570
574
2,737

2,207
526
3,625
389
523
874
183
680

507
7,685
350
115
1,696
78
445

7,774
3,475
28,416
3,789
2,903
4,807
902
6,576

12,886

25,543

9,007 11,206

58,642

tr1

o

W

a

North Dakota
South Dakota
Nebraska
Kansas
_____
Montana
Wyoming
Colorado
New Mexico
Oklahoma
_ _
Total Western States
Washington
_
Oregon
California
Idaho
Utah
Nevada. _ _
Arizona
Total Pacific States.
Total United States (exclusive of possessions)

Alaska (nonmember banks)
The Territory of Hawaii (nonmember bank)
Virgin Islands of the United
States (nonmember bank).. __
Total possessions (nonmember banks)
Total United States and
possessions
_
New York City (central Reserve
city) _ _
Chicago (central Reserve city).__
Other Reserve cities
Country banks (member banks).
Possessions (nonmember banks)
1
2

65
81
184
219
82
54
140
38
509

805
850
3,443
2,809
885
508
2,618
786
4,715

2,675
2,875
9,842
8,607
2,933
1,852
8,475
2,582
13,637

1,847
1,924
6,236
5,947
1,914
1,127
6,202
1,776
11, 404

45
15
392
142
154
61
419
113
105

75
42
1,018
418
56
126
443
46
1,267

71
67
315
238
178
67
581
261
467

30
187
43
330

419
156
1,954
1,024
45S
284
1,630
463
2,169

4,703

80

2,776

1,372

17,419

53,478

38,377

1,446

3,491

2,245

1,376

8,558

83
25
359
15
28
6
6

4,202
2,754
27,638
653
532
501
426

10

567
358
5,075
95
84
130
147

615
303
2,629
88
78
35
84

6,193 23,294
3,395 13, 939
29,469 129, 678
1,082
3,803
2,831
826
397
1,868
4,709
1,593

14,023
10,683
78,347
2,652
2,323
1,250
1,522

317
118
741
7
11
8

2,837
1,247
5,275
316
336
18
218

483
100
7,256
29
30
6
52

456
299
2,667
15
13
13
23

4,093
1,764
15,939
367
390
45
293

522

36, 706

28

6,456

3,832

42, 955 180,122 110,800

1,202

10,247

7,956

3,486

22,891

8,187 143,224

1,101

54,233

33,804 110,266

214,345

158
194
508
657
149
121
360
112
867

596
693
2,352
2,068
730
473
2,550
796
3,796

430
489
1,456
1,313
480
277
1,489
471
2,348

36
40
114
120
23
21
100
18
92

490
410
702
542
294
201
1,155
244
665

12, 510

3,126

14,054

8,753

564

3,881
2,233
18,729
802
463
309
734

609
477
3,249
152
81
60
138

7,743
4,871
45,771
1 068
810
490
1,719

3,779
2,591
20,212
715
452
285
954

27,151

4,766

62, 472

28,988

158, 207

29,616 283, 748 147,206

3
26
2

8

ib

23,176 275, 937 947,813 620,338

28,995

17

2

42

214

16

12

242

1

28

33

15

312

129

53

9

61

16

14

98

421

302

470

57

931

340

9

1,201

70

74

497

3,252

1,264

18

3

26

18

1

28

1

12

86

38

4

23

582

74

1,086

411

19

1,290

89

607

3,759

1,604

12

252

158, 789
12, 915
6,055
55,977
83,260
582

29,690 284,834 147, 617

8,206 144, 514

1,074 36, 555
497 16, 582
7,859 132,004
20,186 98, 607
74
1,086

323
121
1,571
6,172
19

16,035
7,028
64,371
59, 772
411

3,729
6,539
56,281
76, 675
1,290

n

41,280

14

86

228
32
229
226

15

94

Number at end of period.
Number of full-time and part-time employees at end of period.




2
1
46

99
75
815
499
318
127
263
163
417

584
723
2,206
2,348
601
468
1,647
536
3,397

8

1,101

54, 319

23,265 276, 544 951, 572 621, 942

33, 816 110, 518

41,313

29,010

214, 657

202
48
600
251

3,669
3,674
22,641
24,249
86

1,490 34,575 93,458 80,409
699 15, 516 49,234 41,297
8,622 114, 809 392, 505 251,833
12,365 111, 037 412, 616 246, 799
3,759
607
1,604
89

6,049
6,349
10, 753
10,663
12

3,900
3,093
16, 707
17, 580
33

1,231
7,137
10,039
10, 588
15

26,603
21, 746
79, 756
86,240
312

15,423
5,167
42, 257
47, 419
252

TABLE NO. 12.—Earnings, expenses, and dividends of national banks for the year ended Dec. 81, 1946—Continued

CO

to

[In thousands of dollars]
Taxes on net
income

Losses and charge-offs

Location

Maine..
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

Total Eastern States
...
_.
_.
._
.-

Total Southern States




59
99
118
2,264
289
145

212
81
33
8,681
36
441

634
663
314
13, 769
447
1,071

2,221
1,980
1,501
22, 259
2,749
6,969

588
496
328
6,587
897
1,884

4,440

2,974

9,484

16,898

37, 679

10, 780

6,880
2,339
13, 610
13
687
97

8,377
600
1,880
13
87
62

4,578
931
2,326
12
61
97

19,835 117,728 33, 788
3,870 20,132 4,851
17,816 63, 540 15, 776
558
38
136
835 6,859 1,600
256 4,544 1,278

23, 626

-

On
loans

363
483
163
2,824
122
485

Total New England States

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida..
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

Net
profits
On common
before
stock
divi- On predends ferred
stock Cash Stock
divi- dividends dends

On
securities

.-.

New York
New Jersey
Pennsylvania
Delaware..
Maryland
District of Columbia

Profits
before
Total income
losses taxes
All
and
other chargeoffs

Dividends

11,019

8,005

42, 650 213, 361

57,429

1,187
478
216
48
92
903
516
389
1,834
3,350
370
841
2,805

384
109
102
44
172
122
248
114
405
2,049
119
100
459

506
175
59
55
244
235
717
67
338
,903
123
214
502

2,077 9,761
762 4,784
377 4,286
147 3,187
508 8,160
1,260 11,350
1,481 7,263
570 1,458
2,577 6,031
7,302 39,113
612 4,188
1,155 5,050
3,766 11,136

2,700
1,261
1,193
894
2,024
3,406
1,719
298
2,020
10, 871
890
1,171
2,893

370

7,061
3,523
3,093
2,215
6,136
7,944
5,174
1,160
4,011
28, 242
3,298
3,879
8,243

13,029

4,427

5,138

22, 594 115,767

31,340

448

83,979

Federal

State

565
403
272
8,533
1,191
1,470

Percent
7.89
8.58
9.76
5.85
7.21
9.05

Percent
65.83
64.89
67.80
58.05
47.86
66.48

12, 865

366, 641

6.78

60.10

55
1,000

958,161
143,179
575, 868
5,051
46,690
29, 798

8.27
10.67
8.29
8.35
11.26
10. 96

56.76
66.97
60.54
56.37
59.43
61. 78

6,100

61,190 1,758,747

24,848

74

12,434

4,696 79,244
15, 281
47, 764
422
5,259
3,266

269
559
68
2
7

31, 713
2,753
16,540
167
1,994
1,018

1,614
1,760
1,671

4,696 151, 236

905

54,185

25,507

Net
profits
before Expenses
divito gross
dends to earnings
capital
funds

33, 596
5,072
18, 279
169
2,056
2,018

26

2,051

237

Capital
fundsi

20, 703
17, 288
11,921
238, 913
24,022
53,794

9
1,707
121
214

78

Total
dividends

565
408
280
8,925
1,191
1,496

1,633
1,484
1,164
13,965
1,731
4,871

2,595
952
735
572
2,146
1,647
1,528
336
1,210
9,754
755
1,054
2,223

Ratios

5
2
350

357

8.60

59.22

3,043
1,020
735
585 1,170
5 2,153
2,210 3,857
951 2,494
25
376
118 1,354
3,069 12,892
425 1,194
420 1,492
1,545 3,823

68,339
31,775
22,189
16,100
47,267
62, 670
47, 498
10, 458
48,055
242,005
20,635
35, 269
65, 226

10.33
11.09
13. 94
13.76
12.98
12.68
10.89
11.09
8.35
11.67
15.98
11.00
12.64

59.60
59.94
57.82
56.86
63.33
59.73
59.14
67.13
65.33
58.40
56.41
59.66
57.83

9,859

717,486

11.70

59.62

440
66

35,603

-3
<y|
o
j£
J^

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota _
Iowa
Missouri

1,894
945
2,724
2,425
130
225
20
484

7,219
2,908
18,866
6,572
2,297
4,005
1,000
3,401

Total Middle Western States

North Dakota .. _ _
South Dakota
, Nebraska
Kansas
Montana .
Wyoming.. _ _ _ _ _ __
Colorado
New Mexico..
Oklahoma

839 • 36, 582

8,847

46, 268 1,178, 283

3
1
3
2
3
6
5
2

359
364
1,528
1 325
501
268
1,004
276
2,524

100
50
95
347
34

Total Western States

28,972

25
21

77

12 657
7,854
55 003
1,931
1 839
880
1,137

_
.

Total Pacific States

2,837

81,301

Total United States (exclusive of possessions)-

729
410
4,040
394
157
646
202
215

886
826
5,408
513
172
751
169
141

3,032
2,928
22, 938
1,956
2,617
2 711
932
2,833

25, 237
10, 762
67,604
16, 833
8,581
16, 532
5,576
14,036

6,256
2,729
17, 463
3,888
2,208
3,665
1,289
3,413

24, 288

6,793

8,866

39, 947 165,161

40, 911

33
26
219
219
176
85
302
285
606

463
79
279
209
143
50
213
76
277

573
206
1, 588
1 074
S22
252
1,252
424
1,437

1,693
1,874
6, 602
5 897
1,451
1,159
6,580
1,815
12,136

500
506
1,698
1 399
424
271
1,680
320
2,671

481

1,173
1,340
4,904
^ 498
1,027
888
4,663
1,495
8,984

3,988

-- _

Washington
Oregon
California
Idaho
Utah
Nevada
Arizona

5,057
1,898
16,110
3,724
2,158
3,740
978
2,917

1 417
1 692
13,490
1 049
2,288
1 314
561
2,477

77
101
1,090
646
603
117
737
63
554

_ _

1,951

1, 789

7,-728

39, 207

9,469

766

1 518
727
2 685
225
55
19
5

G09
143
16,325
24
16
64
140

657
507
1,559
24
69
19
179

2 784
1,377
20 569
273
140
102
324

15,332
11,070
73,717
2,746
2, 573
1,193
1,491

2,675
2,363
16, 886
806
664
313
277

853
1,828
9
70

5, 234

17.321

3,014

25, 569 108,122

23,984

36, 296 155,386 679, 297 173,913

10
730

18,981
8,033
50, 141
12, 945
6,363
12,137
4,287
10, 623

740 123, 510
20
28

237

268
65
32
423
9
40
2

1,781

9, 955

239,331

12.11

58.*22

250
75
186
125
10

21

525

2,770
1,605
25,414
585
514
149
938

74, 619
53, 769
453,559
12,194
11,718
5,335
9,513

16.96
14. 61
12.13
15.84
15.69
16.49
11.95

62.42
56.61
62.34
58. 92
54.93
59.91
75.57

343

30,461

1,171

31,975

620, 707

13.10

61.91

28,115 197, 856 4, 881,195

10.12

60.44

1,469
10,065

12.53
8.16

58.23
72.01
69.35

301

11,538 493,846

2,423 167.318

184
821

60
320

7
266

33
289
1

65

18

47

4

4

Total possessions (nonmember banks).

15

35

273

323

1,593

541

1,052

4

384

Total United States and possessions.-_ 74, 620

44, 520

36,569 155,709 680,890 174,454

11,538 494,898

7,519
3,401
22, 515
11,050
35

3,798
4,205
16, 613
11, 680
273

15, 548 91,464
17,190 45, 853
67,485 264,104
55,163 277, 876
323
1,593

27, 768
11, 858
68, 727
65, 560
541

2,427 167, 702

3, 874

59,822
33,995
4, 523 190, 854
3,141 239,175
1,052

59.16
69.91
61.21
59.14
6C. 51
62.17
57.74
59.25
54 46

2,499
1, 530
24,927
460
504
149
392

17
18

4,231
9,584
28,357
32,433
15

61.90

8,149

44,485

New York City Ccentral Reserve city)
Chicago (central Reserve city)
Other Reserve cities
Country banks (member banks)
Possessions (nonmember banks). .

10.48
12.33
13. 55
11.45
11.45
9.17
11.33
11.70
21.07
12.51

239
81
835

9
5
1

65.41
63.59
58.44
66.38
66.11
62.71
59.14
60.56

9,515
9,891
42, 825
39, 270
11,203
7,840
39, 871
7,094
71,822

74, 6C5

127
396

9.86
10.21
10.66
10.10
8.05
10.75
11.77
13.25

459
417
1,624
1,675
537
271
1, 249
362
3,361

Alaska (nonmember banks)
The Territory of Hawaii (nonmember bank) _
Virgin Islands of the United States (nonmember bank)

311
1,217

192, 427
78, 648
470, 440
128, 213
79,062
112,896
36,414
80,183

1,085
1,338
4

27, 811
12,518
72, 827
54,162
384

50

110
320
8

309

15.21

50

438

11,843

8.88

70.09

28,165 198, 294 4, 893, 038

10.11

60.47

781,792
28,061
330, 522
13, 018
85,401 1,900,4*2
71,376 1,868,439
438
11,843

7.65
10.28
10.04
12.80
8.88

53.75
54.38
60.92
62.57
70.09

250
500
11,489
15, 876
50

1
Represents aggregate book value of capital stock, surplus, undivided profits, reserves, and retirement fund for preferred stock. Figures are averages of amounts reported for
Dec. 31, 1945, June 29,1946, and Dec. 31,1946.




CO

00

TABLE N O . 13.—Earnings, expenses, and dividends of national banks, by Federal Reserve districts, for the year ended Dec. 81, 1946
[In thousands of dollars]
District
No. 1
Earnings from current operations:
Interest and dividends on:
U. S. Government obligations
Other securities. _
Interest and discount on loans
Service charges and other fees on banks'
loans
Service charges on deposit accounts
Other service charges, commissions,
fees, and collection and exchange
charges
Trust department _
Other current earnings
_
Total earnings from current operations
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers...
Number of officers 1
Number 1of employees other than
officers
Fees paid to directors and members of executive, discount and advisory committees.
Interest on time deposits (including savings deposits)
Interest and discount on borrowed money
Taxes other than on net income
Recurring depreciation on banking house,
furniture, and fixtures
Other current operating expenses
Total current operating expenses

District
No. 2

District District District District District' District District District District District NonNo. 4
No. 3
No. 5
No. 6
No. 9
No. 10 No. 11 No. 12 member
No. 8
No. 7

Grand
total

40,738
6,163
29,221

129,194
18,674
75,118

47,989
10,857
27,573

53,117
9,518
31,551

33,974
3,332
23,892

39,703
6,827
31,615

119,846
13, 706
65,538

23,526
4,748
20,562

28,305
2,634
16,098

36,800
4,421
29,841

33,644
4,147
41,580

111,826
17,385
113,431

2,950
202
1,192

701,612
102,614
507,212

426
4,167

1,438
8,169

217
3,340

404
4,175

175
3,827

164
5,063

1,703
10,191

177
2,222

186
3,006

202
5,465

233
4,600

2,377
14,878

5
284

7,707
69,387

2,220
3,628
7,253

4,475
10,076
21,931

1,811
2,138
3,694

2,410
4,068
6,188

2,301
2,302
2,678

5,745
2,107
5,751

5,232
10,841
12,431

2,257
801
2,385

3, 789
1,700
2,602

2,624
1,835
5,004

3,272
1,233
6,445

8,339
9,668
13,018

584
2
144

45,059
50,399
89,524

93,816

269,075

97,619

111,431

72,481

96,975

239,488

56,678

58,320

86,192

95,154

290,922

9,525
16,604
1,603

24,276
51,947
3,510

9,578
15,188
2,168

11,016
17,750
2,272

8,005
11,593
1,686

9,538
16,274
1,790

22,218
44,247
3,478

6,526
9,076
1,519

7,083
9,607
1,632

11,478
13,715
2,733

11,813
15,275
2,459

27,151
62,472
4,766

582
1,086
74

158,789
284,834
29,690

8,895

24,859

8,274

10,081

6,619

9,454

21,962

5,418

5,681

8,236

8,739

28,988

411

147,617

602

1,374

1,225

709

564

504

929

384

394

487

493

522

19

8,206

7,488
64
2,542

18,120
286
6,383

11,814
57
3,549

12,319
94
8,139

7,060
66
2,745

7,887
71
4,145

23,935
226
8,837

4,450
52
2,471

6,379
63
1,456

3,849
80
2,597

3,217
14
4,913

36,706
28
6,456

1,290
86

144,514
1,101
54,319

1,622
17,577
56,024

3,410
51,760
157, 556

1,918
15,438
58,767

1,939
18,548
70,514

1,199
11,797
43,029

1,793
19,288
59,500

2,975
42, 775
146,142

942
9,996
33,897

680
10, 773
36,435

1,207
16, 562
49,975

1,659
18,468
55,852

3,832
42,955
180,122

89
607
3,759

23,265
276, 544
951, 572

37,792

22, 781

5,363 1,573, 514

Net earnings from current operations
Recoveries and profits:
Recoveries on securities _.
Profits on securities sold or redeemed- _
Recoveries on loans
Allother
_
_
Total recoveries and profits
Losses and charge-offs:
On securities
On loans..
.
_
All other
_
Total losses and charge-offs

111, 519

38,852

40,917

29,452

37,475

93,346

21,885

36,217

39,302

110,800

1,604

621,942

1,123
7,007
4,650
1,651
14,431

7,641
27,274
6,996
3,067
44,978

4,887
11,873
3,510
3,115
23,385

2,191
11,502
3,354
1,065
18,112

861
4,556
1,693
628
7,738

696
6,889
1,469
1,811
10,865

8,535
15,017
4,834
8,548
36,934

1,687
983
5,070
2,107
883 ' 1,332
951
2,072
8,591
6,494

2,851
4,219
2,328
1,105
10,503

1,147
4,505
2,275
1,496
9,423

1,202
10,247
7,956
3,486
22,891

12
252
33
15
312

33,816
110, 518
41,313
29,010
214,657

4,129
2,931
9,406
16,466

8,969
8,892
5,102
22,963

7,836
1,300
1,731
10,867

8,268
1,505
2,190
11,963

2,513
777
878
4,168

4,997
1,412
1,803
8,212

17,467
4,874
6,802
29,143

4,766
580
674
6,020

2,328
928
1,519
4,775

4,195
1,801
1,128
7,124

3,903
2,164
2,049
8,116

5,234
17,321
3,014
25,569

15
35
273
323

74,620
44,520
36,569
155,709

Profits before income taxos

35,757

133,534

51,370

47,066

33,022

40,128

101,137

25,352

23,604

39,596

40,609

108,122

1,593

680,890




CD

Taxes on net income:
Federal
State,.
Total

174,454
11,538
_..

Net profits before dividends.
Dividends:
On preferred stock...
On common stock:
Cash dividends..
Stock dividends..
Total dividends
Number of banks *
Loans
_
Securities
Capital stock (par value)
Capital fundsRatios to gross earnings:
Interest and dividends on securities . . .
Interest and discount on loans
Service charges on deposit accounts
All other current earnings
Total gross earnings
Salaries, wages and fees
Interest on time deposits. _.
All other current expenses.
Total current expenses...
Net current earnings
_
Ratios to loans:
Interest and discount on loans
Recoveries on loans
Losses on loans
Ratios to securities:
Interest and dividends on securities
Recoveries on securities
Profits on securities sold
_._
Losses on securities
Ratios to capital stock (par value):
Net current earnings
Net profits before dividends
Cash dividends
Ratios to capital funds:
Net current earnings
__
10.62
Net profits before dividends__
6.61
Cash dividends
3.45
Number at end of year. Remaining figures include earnings, expenses, etc., of those banks which reported for the first half of the year only.
NOTE.—The figures of loans, securities, capital stock, and capital funds are averages of amounts reported for Dec. 31,1945, June 29,1946, and Dec. 31,1946.




36.59
29.11
10.01
12.71
10.11
3.48

C7I

TABLE NO. 14.—Earnings, expenses, and dividends of national banks, by size of banks* for the year ended Dec. 31, 1946

OS

TOTAL UNITED STATES AND POSSESSIONS
[In thousands of dollars]
Banks operating throughout entire year with deposits on Dec. 31, 1946, of—
$500,000 $500,001 $750,001 $1,000,001 $2,000,001 $5,000,001 $10,000,001 $25,000,001 $50,000,001 $100,000,001 $500,000,001
to
to
and
to
to
and
to
to
to
to
over
under $750,000 $1,000,000 $2,000,000 $5,000,000 $10,000,000 $25,000,000 $50,000,000 $100,000,000 $500,000,000
Number of banks
Total deposits
Capital stock, par value Capital funds
Earnings from current operations:
Interest and dividends on:
U. S. Government obligations
Other securities
Interest and discount on loans
Service charges and other fees on banks'
loans
Service charges on deposit accounts
Other service charges, commissions, fees
and collection and exchange charges
Trust department
Other current earnings
Total earnings from current operations.._
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers
Fees paid to directors and members of executive, discount, and advisory committees
Interest on time deposits (including savings deposits)
Interest and discount on borrowed money. _
Taxes other than on net income
Recurring depreciation on banking house,
furniture and fixtures
Other current operating expenses
Total current operating expenses
Net earnings from current operations




172
573
S 805,295 5,879,039
,
193,812
115,623
546, 765
329,006

85
6,081,039
115,900
348,598

92
17,461, 734
365,441
1,061,495

53, 501
7,374
36,757

52,533
6,688
37,675

149,127
14,326
106,954

225,610
37,002
157,364

700,341
102,415
506,251

428
11, 951

484
7,286

469
5, 793

1,042
10,445

4,399
14,646

7,692
69,206

6,090
4,525
9,691

3,529
3,357
6,425

3,629
4,330
8,731

9,457
14,925
17,074

9,712
21,140
36,630

44,923
50,374
89,391

141,139

189, 672

118, 713

119,848

323,350

506, 503

1, 570,593

18, 594
19,918

21,305
31, 511

12,405
21, 991

11,689
22, 507

27,990
64,883

37,759
104, 700

158,312
284,251

605

45
18,100
1,487
2,546

111
70, 540
3,673
6,894

126
36
294

565
125
852

1,428
257
1,618

12,444
2,254
12,606

57,106
10,120
46,956

62, 583
10,824
46,915

85, 318
13, 409
58,260

6
25

6
93

9
234

1,950

340
8,217

423
8,566

25
23
14

80
47

194
2
96

1,644
27
1,016

5,566
542
4,339

4,997
1,503
5,328

549

1,768

3,838

32,027

133,186

165
38

440
112

827
292

6,197
2,962

20, 941
15,337

923
181
1,877
158, 551 1,389,428 6,096,528
44,069
6,947
148,554
106,085
14,167
404,852

Total

906
6,378,060
138,406
408,229

16
4,981
26,424,436 78,762,750
614,184 1,748,096
1,903,507 5,132,144

25

56

497

1,814

1,536

1,502

683

522

932

143
1
64

410
1
138

3,577
9
1,131

16,413
48
4,938

17,700
51
5,189

22, 792
59
7,115

11, 788
75
4,297

10, 342
113
4,599

22,470
399
12,515

345
14,214

144,159
1,101
54, 224

39
292

82
631

620
5,000

2,548
20,533

2,530
22, 962

3,542
32,953

1,898
22,858

2,428
23,602

4,577
63,446

4,945
83,526

23, 219
275,901

368

1,116

2,437

19,993

82,572

75,995

75,802

197, 212

284,593

949,347

181

652

1,401

12,034

50,614

42, 718

44,046

126,138

221,910

621,246

120, 779
52,659

8,180

Recoveries and profits:
Recoveries on securities
Profits on securities sold or redeemed.__ _
_
Recoveries on loans
Allother .
..
Total recoveries and profits.. _
Losses and charge-ofls:
On securities.
_ __
On loans
All other
Total losses and charge-ofls
Profits before income taxes
Taxes on net income:
Federal
State
Total
Net profits before dividends
Dividends:
On preferred stock. ._
On common stock:
Cash dividends
Stock dividends
Total dividends. _. . _
Average per bank:
Gross earnings from current operations
Current operating expenses
Net earnings from current operations..
Net profits before dividends
Per $L00 of deposits:
Net earnings from current operations
Net profits before dividends
Per $100 of capital funds:
Net earnings from current operations
_
Net profits before dividends
Cash dividends
Number of officers at end of period
Number of employees other than officers at end
of period
._

4
8
23
12

31
59
63
25

35
144
97
27

567
1,359
896
404

2,062
7,600
3,099
2,070

2,993
9,455
3,487
2,334

2,995
16,174
5,051
2,846

1,690
10,110
3,289
2,220

2, 345
11,580
2,539
1,599

5, 570
24,034
9,229
7,293

15, 486
29,613
13, 348
10,148

33,778
110,136
41,121
28,978

47

178

303

3,226

14, 831

18, 269

27,066

17,309

18,063

46,126

68, 595

214, 013

5
16
17

47
87
28

109
74
52

1,149
644
405

5,861
2 273
2,304

7,847
2 103
2,499

10,125
2 731
3,499

5,157
2 281
2,639

7,848
1,622
1,686

13,634
5,721
5,714

22, 750
26, 899
17,691

74, 532
44,451
36, 534

38

162

235

2,198

10, 438

12, 449

16,355

10,077

11,156

25,069

67, 340

155,517

190

668

1,469

13, 062

55,007

58, 479

79,604

49, 950

50, 953

147,195

223,165

679,742

27
1

110
7

232
12

2,158
143

10,163
534

13, 597
553

20, 846
910

13, 502
496

14, 093
573

39, 393
2,084

60,074
6,217

174,195
11,530

28

117

244

2,301

10, 697

14,150

21, 756

13, 998

14, 666

41, 477

66,291

185, 725

162

551

.1,225

10, 761

44,310

44. 329

57, 848

35, 952

36,287

105, 718

156, 874

494,017

3

F;

35

162

192

391

180

431

632

385

2,416

51

180
8

373
46

3,002
401

11, 478
1,721

11, 314
3,027

14, 769
5,479

8,951
3,076

8,596
4,107

34, 679
9,500

74,079

167, 472
27, 365

51

191

424

3, 438

13,361

14, 533

20,639

12, 207

13,134

44,811

74,464

197,253

12
8
4
4

16
10
6
5

21
13
8
7

35
22
13
12

71
44
27
24

156
98
58
49

331
211
120
101

690
442
248
209

1,410
892
518
427

3,515
2,144
1,371
1,149

31,656
17,787
13, 869
9,805

315
190
125
99

$1.00
.90

$0.92
.78

$0.88
.77

$0.87
.77

$0.83
.73

$0.83
.70

$0.78
.66

$0.73
.61

$0.72
.60

$0. 72
.61

$0.84
.59

$0.79
.63

7.11
6.36
2.00

9.46
7.99
2.65

9.89
8.65
2.67

11.34
10.14
2.86

12.50
10.94
2.88

12.90
10.86
2.82

12.60
10.58
2.77

12.98
10.93
2.78

12. 64
10.41
2.59

11.88
9.96
3.33

11.66
8.24
3.91

12.10
9.63
3.31

94

231

405

2,443

6,465

4,387

3,902

1,905

1,563

3,403

4,741

29, 539

46,487

146,957

45

131

303

2,612

10, 713

12,177

18,067

12, 259

12,185

31, 978

NOTE.—The deposits, capital stock, and capital funds shown in this table are as of end of period. The latter represents the aggregate book value of capital stock, surplus, undivided profits, reserves and retirement fund for preferred stock.




98

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

TABLE N O . 15.—Earnings, expenses, and dividends of national banks, years ended
Dec. 81, 19U to 1946
[In thousands of dollars. Figures for previous years, beginning 1917, published in reports for 1938, p. 100;
1940, p. 17; 1942, p. 34 and 1943, p. 30]
1944
Number of banks »
Capital stock, apar value 8
Capital funds
-

.

..

1945

1946

5,031

5,023

5,013

1,551,116
4,114,972

1,616,884
4,467,718

1,699,833
4,893,038

Amount Percent Amount Percent Amount Percent
to total
to total
Earnings from current operations:
to total
Interest and dividends on:
44.59
f 651,592
48.29 701,612
U. S. Government obligations
• 632,471
52 A3 \ 92,992
6.52
6.89 102,614
Other securities.
359,883
27.73 507,212
29.84 374,117
32.23
Interest and discount on loans
9,511
.71
8,592
.71
.49
Service charges and other fees on banks' loans. .
7,707
61,204
4.54
4.41
4.99
60,187
Service charges on deposit accounts
69,387
Other service charges, commissions, fees, and
2.87
collection and exchange charges
35,665
45,059
2.96 42,826
3.17
3.20
Trust department
37,390
40, 761
50,399
3.10
3.02
5.69
72,075
76,219
89,524
5.65
5.97
Other current earnings
1,206,263
100.00
Total earnings from current operations
100.00 1,349,222
100.00 1,573, 514
Current operating expenses:
Salaries and wages:
16.69
122,333
16.58 158,789
Officers..
16.87 135,377
208,695
29.93
28.78 229,412
28.09 284,834
Employees other than officers.
26,501
27,819
29,690
Number of officers L .
122,802
131,682
147,617
Number of employees other than officers *
Fees paid to directors and members of execu6,392
.86
.88
7,206
.88
8,206
tive, discount, and advisory committees...
Interest on time deposits (including savings
15.19
97,826
13.49 124,567
15.25 144,514
deposits).
.12
452
1,101
.06
1,325
.16
Interest and discount on borrowed money..
53,898
6.72
54,319
7.43
54,886
5.71
Taxes other than on net income.
Recurring depreciation on banking house,
2.44
23,265
24,497
3.38
23,468
2.88
furniture, and fixtures
211,155
29,11 240,447
29.44 276, 544
29.06
Other current operating expenses
100.00
725,248
Total current operating expenses
100.00 816,688
100.00 951, 572
481,015
532,534
621,942
Net earnings from current operations
Recoveries and profits:
15.75
50,302
25.91
20.82
33,816
54,153
Recoveries on securities
68,963
51.49
35.52 141,803
54.51 110, 518
Profits on securities sold or redeemed
50,348
19.25
41,313
25.94
37,392
14.37
Recoveries on loans
24,524
29,010
26,784
12.63
10.30
Allother
13.51
100.00
194,137
100.00 260,132
Total recoveries and profits
100.00 214,657
Losses and charge-offs:
47.92
67, 574
47.43
74,627
56.55
74,620
On securities
28.59
41,039
28.80
29,652
22.47
44,520
On loans
.
._
33,859
27.688
20.98 36,569
23.77
Allother
23.49
100.00
142,472
100.00 131,967
Total losses and charge-offs
100.00 155,709
532,680
660,699
680,890
Profits before income taxes
Taxes on net income:
174,454
159,374
Federal
112,080
11,538
State
8,756
11,192
185,992
120,836
Total taxes on net income
170, 566
_.
411,844
494,898 _
Net profits before dividends
490,133
Dividends:
On preferred stock
5,296
4,131
2,427
On common stock:
167,702
Cash dividends
139,012
151, 525 : : : : :
77,308
28,165
Stock dividends
33,900
198,294
232,964
178,208
Total dividends
Percent
Percent
Ratios to gross earnings:
Percent
28.71
Salaries, wages, and fees
27.97
27.57
9.18
8.11
Interest on time deposits
9.23
22.58
24.04
23.73
All other current expenses
60.12
60.47
60.53
Total current expenses
39.53
Total current earnings
39.8$
39.47
Ratio of cash dividends to capital stock (par
10.01
9.63
value)
. __
9.30
3.48
3.48
3.51
Ratio of cash dividends to capital funds
i Number at end of period. Remaining figures include earnings, expenses, etc., of those banks which
reported for the first half of the year only.
a Figures are averages of amounts reported for the June and December call dates in the current year and
the December call date in the previous year.




TABLE N O . 16.—Number of national banks, capital stock, capital funds, net profits, dividends, and ratios, years ended Dec. 31, 1929—1+6

s

[In thousands of dollars. Figures for previous years published in report for 1938, p. 115]
Capital stock (par value)»
Number of
banks

1929 . . .
1930
1931
1933
1934
1935
1936
1937
1938 . . .
1939
1940
1941
1942
1943 .._
1944
1945
1946

_

7,408
7,038
6,373
6,016
s 5,159
3 5,467
5,392
5,331
5,266
5,230
5,193
5,150
5,123
5,087
5,046
5,031
5,023
5,013

Preferred

92.469
349,470
510,511
447,501
305,842
267,495
241,075
204,244
182,056
156, 739
135,713
110,597
80,672
53,202

Common

1,650,574
1.724.028
L, 680, 780
L, 597,037
1,507, 834
L, 359,573
L, 280,813
L, 259,027
L, 285,946
L, 310,243
1,320,446
L, 328,071
L, 341,398
1,354,384
1,372,457
L, 440,519
L, 536,212
L, 646,631

Total

1,650,574
1, 724,028
1,680,780
1, 597,037
1,600,303
1,709,043
1,791,324
1,706,528
1,591,788
1, 577,738
1,561,521
1,532,315
1,523,454
1,511,123
1,508,170
1,551,116
1,616,884
1,699,833

Capital
funds l

3, 754,398
3,919,950
3,753,412
3.323,536
2,981.678
2,982,008
3,084,092
3,143,029
3,206,194
3,281,819
3,380,749
3,463,862
3,596.865
3,684,882
3,860,443
4,114,972
4,467,718
4,893,038

i Averages of amounts from reports of condition made in each year.




Net
profits
before
dividends

291,944
158,411
2 54, 550
2164,737
2 286,116
2153,451
158,491
313,826
228,021
198,649
251,576
241,465
269,295
243,343
350,457
411,844
490,133
494, 898
2 Deficit.

On preferred
stock

558
10,103
18, 862
18,166
11, 532
9,378
8,911
8,175
7,816
6,683
6,158
5,296
4,131
2,427

On common
stock
Cash

226,662
211,272
193,196
135,381
71,106
80,915
94,377
101,850
110, 231
113,347
122,267
125,174
124,805
121,177
125,357
139,012
151,525
167,702

3

Ratios

Dividends

Stock

21,235
5,015
827
560
1,207
4,409
16,019
26, 572
19,795
8,309
12,009
14,965
8,944
41,378
33,900
77,308
28,165

Cash divi- Cash dividends on
dends on Total cash
preferred
common dividends
to capital
stock to
stock to
funds
preferred
common
capital
capital
Percent

.60
2.89
3.69
4.06
3.77
3.51
3.70
4.00
4.29
4.26
4.54
4.79
5.12
4.56

Percent
13.73
12.25
11.49
8.48
4.72
5.95
7.37
8.09
8.57
8.65
9.26
9.43
9.30
8.95
9.13
9.65
9.86
10.18

Percent
6.04
5.39
5.15
4.07
2.40
3.05
3.67
3.82
3.80
3.74
3.88
4.85
3.69
3.47
3.41
3.51
3.48
3.48

3 Licensed banks, i. e., those operating on an unrestricted basis.

Net profits before
dividends
To
capital
stock

To
capital
funds

Percent
17.69
9.19
2 3.25
210.32
2 17.88
2 8.98
8.85
18.39
14.32
12.59
16.11
15.76
17.68
16.10
23.24
26.55
30.31
29.11

Percent
7.78
4.04
2 1.45
2 4.96
2 9.60
2 5.15
5.14
9.98
7.11
6.05
7.44
6.97
7.49
6.60
9.08
10.01
10.97
10.11

W
O

o

I
W

TABLE N O . 17.—National-bank investments in U. S. Government securities and other bonds, and securities, loans and discounts (including
overdrafts) and losses charged off on account of bonds and securities and loans and discounts, years ended Dec. 31, 1929-4-6
[In thousands of dollars.

O

Figures for previous years published in report for 1938, p . 113]
Percentage of losses
charged off—

U. S. Government
securities 1

1929
1930
1931
1932. .
1933—.
1934
1935
1936....
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946

-

.

_

-

-

- -

-

2,845,261
2, 712,172
3,113,913
3,488,174
4,093,314
5, 866,033
7,311, 843
8,182,752
8,285,714
8,266, 999
8, 774, 784
9,227,258
10,937,077
15,902,368
30, 976,030
38, 816,071
47,400,652
46,928,038

Other bonds
and securities i

3,906,407
4, 111, 428
4, 346,085
3, 868,027
3,486,875
3,419,850
3, 575, 737
3, 899, 553
3,942,442
3,719,867
3, 775,196
3, 815,824
3, 883,710
3,757,470
3, 479,455
3,455, 630
3, 817,294
4,495,684

i Averages of amounts from reports of condition made in each year.




Total bonds
and securities i

6,751,668
6, 823,600
7, 459,998
7,356, 201
7, 580,189
9, 285, 883
10,887, 580
12,082,305
12,228,156
11,986,866
12, 549. 980
13,043, 082
14, 820, 787
19,659, 838
34,455,485
42,271,701
51,217, 946
51,423,722

Loans and
discounts
(including
overdrafts) i

15,020,482
14, 749, 952
13,139, 634
10,496,358
8, 583,467
7,767,047
7,434,095
7,744,609
8, 593, 056
8, 513,452
8,667, 826
9,327, 731
10,919, 954
11,105,924
10,074,947
10,953,671
12,611,659
15,252,083

Losses
charged off
on bonds
and securities

63,390
71,399
184,305
184, 797
244,924
206,740
116,309
91,764
92,343
115,281
109,378
107,960
92,134
73,253
66,008
67, 574
74,627
74,620

Losses
charged off
on loans
and discounts

93,720
135,294
212,770
261, 567
305,234
299,189
160,121
154,614
71, 844
80,290
67,171
58, 249
51,989
43,134
43,101
41,039
29,652
44, 520

On bonds
and securities to
total bonds
and securities

0.94
1.05
2.47
2.51
3.23
2.23
1.07
.76
.76
.96
.87
.83
.62
.37
.19
.16
.15
.15

o

On account
loans and
discounts
to total
loans and
discounts

0.62
.92
1.62
2.49
3.56
3.85
2.15
2.00
.84
.94
.77
.62
.48
.39
.43
.37
.24
.29

M

o
o
o

I
W

3

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

101

TABLE NO. 18.—Foreign branches of American national banks, Dec. 31, 1946
BANK OF AMERICA NATIONAL TRUST AND SAVINGS
ASSOCIATION, SAN FRANCISCO, CALIF.:

England:
London.
FIRST NATIONAL BANK OF BOSTON, MASS.:

Argentina:
Avellaneda.
Buenos Aires.
Buenos Aires (Alsina).
Buenos Aires (Constitucion).
Buenos Aires (Once).
Rosario.
Cuba:
Cienfuegos.
Habana.
Habana (A venida de Italia).
Habana (Avenida Maximo Gomez).
Sancti Spiritus.
Santiago de Cuba.

NATIONAL CITY BANK OF N E W YORK, N. Y.—Con.

China:
Shanghai.
Tientsin.
Columbia:
Barranquilla.
Bogota.
Medellin.

Cuba:
Caibarien.
Cardenas.
Habana.
Habana (Cuatro Caminos).
Habana (Galiano).
Habana (La Lonja).
Manzanillo.
Matanzas.
Santiago de Cuba.
England:
London.
CHASE NATIONAL BANK OF N E W YORK, N. Y.:
London (West End).
Canal Zone:
Hong Kong:
Balboa.
Cristobal.
British Crown Colony.
Cuba:
India:
Habana.
Bombay.
England:
Calcutta.
London (Berkley Square).
Japan:
London (Bush House, Aldwych).
Tokyo.
London (Lombard).
Mexico:
Panama:
Mexico City.
Colon.
Panama:
•
Panama City.
Panama City.
Puerto Rico:
Peru:
San Juan.
Lima.
NATIONAL CITY BANK OF N E W YORK, N. Y.:
Philippine Islands:
Argentina: .
Manila.
Buenos Aires.
Puerto Rico:
Buenos Aires (Flores).
Arecibo.
Buenos Aires (Plaza Once).
Bayamon.
Rosario.
Caguas.
Brazil:
Mayaguez.
Pernambuco.
Ponce.
Rio de Janeiro.
San Juan.
Santos.
Straits Settlements:
Sao Paulo.
Singapore.
Canal Zone:
Uruguay:
Balboa.
Montevideo.
Cristobal.
Venezuela:
Chile:
NOTE.—Consolidated statement of the assets and liabilities Caracas.
of the above-named branches as of Dec. 31,
Santiago.
1946, appears in the following table.
Valparaiso.




102

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 19.—Consolidated statement of assets and liabilities of foreign branches of
national banks, Dec. 81, 1946
[In thousands of dollars]
Number of branches.

..

_

67
ASSETS

Loans and discounts, including overdrafts
_
Securities
Currency and coin
Balances with other banks and cash items in process of collection
Due from home office and branches
Real estate, furniture and
fixtures
Customers'liability on account of acceptances
Other assets
~
Total assets

288,017
176,897
165,828
273,285
206,312
4,238
8,938
11,473

_

.—

1,134,988

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government (including postal savings)
State and municipal deposits
Deposits of banks—.
—
Other deposits (certified and cashiers' checks, etc.)

_

612,682
114,708
116,805
57,853
88,888
30,933

Total deposits
-.
Due to home office and branches
Bills payable and rediscounts
Acceptances executed by or for account of reporting branches and outstanding
Other liabilities
..
Total liabilities

._

1,021,869
47,051
39,289
9,076
14,621
•

1,131,906

CAPITAL ACCOUNTS

Undivided profits, including reserve accounts
Total liabilities and capital accounts
NOTE.—For location of foreign branches see preceding table.




_

3,082
1,134,988

103

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

TABLE N O . 20.—Assets and liabilities of banks in the District of Columbia, by

classes, Dec. 81, 1946
[In thousands of dollars]
Total all National
banks
banks

Number of banks .
_

Nonnational
banks

20

9

11

64,339

45,198

19,141

3
1,065

1
393

2
672

5,850

4,201

1,649

55
34, 669
20, 642
39, 561

35
15, 686
8,904
15, 710

20
18,983
11, 738
23,851

ASSETS

Loans and discounts:
Commercial and industrial loans (including open-market paper)
Loans to farmers directly guaranteed by the Commodity Credit
Corporation
_
_ _ _. _
Other loans to farmers
Loans to brokers and dealers in securities..
Other loans for the purpose of purchasing or carrying stocks, bonds,
and other securities _ . _
Real-estate loans:
Secured by farm land (including improvements)
Secured by residential properties (other than farm)
Secured by other properties
Other loans to individuals (consumer loans)
Loans to banks
All other loans.__
_ ._ _ _ _
Overdrafts.
Total loans and discounts
. . .

9,095
61

6,546
46

2,549
15

175,340

96, 720

78, 620

Securities:
U.S. Government obligations, direct and guaranteed:
Direct obligations:
Treasury bills
Treasury certificates of indebtedness
Treasury notes __. _ _ _
United States savings bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Bonds maturing after 20 years

4,796
140, 618
34,093
2,742
84, 429
265, 609
28, 207
19, 620

2,898
104,296
21,007
1,199
41,179
158,997
8,851
5,626

1,898
36,322
13,086
1,543
43,250
106, 612
19,356
13,994

580,114
28

344,053
21

236,061
7

580,142
1,740
38,173
1,655

344,074
1,040
26, 714
738

236,068
700
11,459
917

621, 710

372, 566

249,144

36,639

20, 699

15,940

46, 580
38
86
22,274
170, 833

28,781
2
75
13, 293
106,160

17,799
36
11
8,981
64, 673

276,450

169,010

107,440

13,723
53

6,115
30

7,608
23

Total
Obligations guaranteed by U. S. Government
Total
_
Obligations of States and political subdivisions
Other bonds, notes, and debentures Federal Reserve bank
Corporate stocks, including stock of
Total securities
Cash, balances with other banks, including reserve balances, and cash
items in process of collection:
Cash items in process of collection, including exchanges for clearing
house
_ _ ._
Demand balances with banks in the United States (except private
banks and American branches of foreign banks)—
Other balances with banks in United States. _
Balances with banks in foreign countries
_ _
_
Currency and coin
Reserve with Federal Reserve bank and approved reserve agencies.._
Total cash, balances with other banks, etc
Bank premises owned, furniture and fixtures.. ._
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises or
other real estate
_
Interest, commissions, rent, and other income earned or accrued but not
collected
Otherassets
_
Totalassets




1,532

1,532

1,154
1,112

368
758

786
354

1,091,074

645, 567

445, 507

104

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE N O . 20.—Assets and liabilities of banks in the District of Columbia, by classest

Dec. 81, 1946—Continued
[In thousands of dollars]
NonTotal all National national
banks
banks
banks
LIABILITIES

Demand deposits:
Individuals, partnerships, and corporations
U. S. Government:
War loan and Series E bond accounts
Other accounts
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and cashiers' checks (including dividend checks), letters of
credit and travelers' checks sold for cash, and amounts due to Federal Reserve bank (transit account)
Total demand deposits..
Time deposits:
Individuals, partnerships, and corporations.
Postal savings
Banks in United States
Total time deposits.

694,482

422,126

272,356

22,382
9,830
92
42, 890
6,110

13, 827
3,257
86
39,74Q
6,083

8.555
6,573
6
3,150
27

23,391

18, 269

5,122

799,177

503,388

295, 789

222,697
25

107, 417
25

115, 280

222,722

Total liabilities.

107,442

115, 280

1,021,899

610, 830

411,069

131
669
2,564
2,176

171
1,594
1, 658

970
518

1,027,439

Total deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid..Other liabilities

614, 253

413,186

20, 450
30,538
10,492
2,155

10,600
13, 800
5,975
939

9, 850
16, 738
4,517
1,216

131

CAPITAL ACCOUNTS

Capital stock (see memoranda below).
Surplus.
iurplus
Urn
Jndivided
Reserves profits..

63,635

Total capital accounts
Total liabilities and capital accounts. _.

31,314

32,321

1,091,074

645, 567

445,507

20,450

10,600

9,850

90,509

46,120

44, 389

MEMORANDA

Par value of common capital stock
Assets pledged or assigned to secure liabilities and for other purposes (including notes and bills rediscounted and securities sold with agreement
to repurchase)
*
.




REPORT OF THE COMPTROLLER OF THE CURRENCY

105

TABLE NO. 21.—Assets and liabilities of all banks in District of Columbia at date of
each call during year ended Dec. 31, 1946
[In thousands of dollars]
June 29,
1946

Dec. 31,
1946

21 banks
ASSETS

Sept. 30,
1946
21 b a n k s

20 banks

Total assets .

147,773
62
661,072
28
1,808
30,951
1,721
153,708
17,156
74, 870
13, 759

160,930
64
622, 357

1,542

1,582

1,532

1,146
2,998

1,173
1,489

1,154
1,112

1,108, 594

Loans and discounts
Overdrafts U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank and approved reserve agencies. _.
Currency and coin
Balances with other banks, and cash items in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

1, 098,460

1,091, 074

650, 050
216, 390
25
107, 305
47
51, 344
14,126
1,089,287
821, 872
217,415

667, 082
220, 314
25
77,353
66
46, 027
15,437
1,026,304
805,965
220,339
500

694,482
222, 697
25
32, 212
92
49,000
23, 391
1,021,899
799,177
222,722
131

1,773
33,150
1,739
155,168
20, 819
84,439
13, 767
10

175,279
61
580,114
28
1,740
38,173
1,655
170, 833
22,274
83,343
13, 723
53

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Mortgages or other liens on bank premises and other real estate
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.

470
2,280
3,148
1, 045,185

566
2,599
4,237
1, 034, 206

2,564
2,176
1, 027, 439

CAPITAL ACCOUNTS

Capital stock: Common stock_
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts.




20, 500
29,120
11,438
2,351

20, 700
29,720
11,290
2,544

20,450
30, 538
10, 492
2,155

63,409

64, 254

63, 635

1,108, 594

1, 098,460

1, 091, 074

106

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE N O . 22.—Assets and liabilities of nonnational banks in District of Columbia

at date of each call during year ended Dec. 81, 1946
[In thousands of dollars]
June 29,
1946

Sept. 30,
1946

Dec. 31,
1946

11 banks

11 banks

11 banks

ASSETS

Loans and discounts
Overdrafts—_
U. S. Government securities, direct obligations
'
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank and approved reserve agencies..
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets

63,342
23
259,845
7
657
7,646
992
55,183

70,031
34
240,538

78,605
15
236,061
7
700
11,459
917
64,673
8,981
33,786
7,608
23

1,542

1,582

1,532

733
656

656
452

786
354

431,607

Total assets..

27,447
7,465

703
8,133
1,007
55,350
7,638
32,359
7,486

425,969

445,507

237,036
110,038

242,423
112,021

272,356
115,280

45,119
6
2,495
3,290
897,984
286,946
111, 038

31,237
6
2,327
3,472

15,128
6
3,177
5,122
411, 069
295, 789
115,280
131

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed moneyMortgages or other liens on bank premises and other real estate
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities

S91,486
279,465
in, 021
500

359
920
432

425

498
970
518

399,695

Total liabilities.

393, 636

413,186

9,650
16,020
4,945
1,297

9,850
16,620
4,545
1,318

9,850
16,738
4,517
1,216

CAPITAL ACCOUNTS

Capital stock: Common stockSurplus
:
_.
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts.




32,333

32,321

425,969

445, 507

107

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

TABLE N O . 23.—Earnings, expenses, and dividends of banks in the District of

Columbia, years ended Dec. 81, 1946 and 1945
[In thousands of dollars]
Years ended Dec. 31—

National banks

Total
1946
Number of banks l
_
_._
Capital stock 2
Capital funds 2
.._
Earnings from current operations:
Interest and dividends on:
U. S. Government obligations
Other securities
Interest and discount on loans
Service charges and other fees on banks' loans
Service charges on deposit accounts
Other service charges, commissions, fees, and collection and exchange charges
Trust department _ _
Other current earnings
Total earnings from current operations
..
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers
___
Number of officers1—_
__
Number of employees other than officers l
Fees paid to directors and members of executive,
discount, and advisory committees
Interest on time deposits (including savings deposits)
Interest and discount on borrowed money
Taxes other than on net income
Recurring depreciation on banking house, furniture, and fixtures
Other current operating expenses
Total current operating expenses-—
Net earnings from current operations
Recoveries and profits:
Recoveries on securities
Profits on securities sold or redeemed
Recoveries on loans
Allother....
Total recoveries and profits
.
Losses and eharge-offs:
On securities
_.
.
On loans
All other
Total losses and charge-offs
Profits before income taxes
Taxes on net income: Federal...
Net profits before dividends
Dividends:
On preferred stock
On common stock:
Cash dividends
Stock dividends
Total dividends
_.
Ratios to gross earnings:
Salaries, wages, and fees
Interest on time deposits
All other current expenses
_.

20
19,783
61, 601
9,305
608
5,694
23
1,423
600
1.329
1,143
20,125
2,198
4,639
820
2,411

1945

1946

1945

Nonnational
banks
1946

21
11
9
9
17,867 10,000 8,050
9,783
55. 255 29, 798 25, 294 31, 803
7,950
499
4,601
40
1,287

5,526
299
2,925
12
657
190
457

554
1,217
1,136
374
17. 284 10, 440
1,909
3,887
300
2,157

167

131

1,508
2
1,112

1,373
1
1,062

391

392

1,120
2,213
155
1,107

1945
12
9,817
29, 961

4,661
201
2,157
22
573
176
337

3,779
309
2,769
11
766
410
872

367

769

769

8,494

9,685

8,790

967

1,078
2,426
165
1,304

2,073
156
1,178

1,814
144

979

3,289
298
2,444
18
714
378
880

942

87

58

80

73

683
1
473 '

589

825
1
639

784
1
516

162

546
154

229

238

3,188
11,943
5,341

1,711
6, 450
3,990

1,577
5, 705
2,789

1,804
7.082
2,603

1,611
6, 238
2, 552

278
300
966

76
487
211
36

173
919
112
45

49
489
272
143

105
481
188
921

1, 763

2,944

810

1,249

953

1,695

205
184
206
595

299
195
435
929

97
62
97
256

182
66
253

117
129
182

501

108
122
109
339

7,761
2,323
5, 438

7, 356
1,871
5,485

4,544
1,278
3,266

3, 537
1,138
2,399

3,217
1, 045
2,172

3, 515
13, 532
6,593
125
976
483
179

1,400

428

3,819
733

3,086
1

1

1,902
762
884
848
1,610
1,018
100
350
1,000
250
1,000
884
2,902
1,961
1,012
949
2,018
Percent Percent Percent Percent Percent Percent
34.29
34.80
32.76
33.42 37.00
35.13
8.92
7.49
7.95
6.54
6.93
8.52
26.92
26.86
24.95
22.48
26.81 27.60

Total current expenses.

67.24

69.10

61.78

67.16

73.12

70.97

Net current earnings

32.76

30.90

38.22

32.84

26.88

29.03

9.02
2.92

10.18
3.42

9.47
3.01

Ratio of cash dividends to capital stock
Ratio of cash dividends to capital funds

_

9.04
8.65
2.83
2.78
1 Number at end of period. Remaining figures include earnings, expenses, etc., of those banks which
reported for the first half of the year only.
2 Figures are averages of amounts reported for the June and December call dates in the current year and
the December call date in the previous year.




9.61
3.09

TABLE NO. 24.—Number of banks, capital stock, capital funds, net profits, interest and dividends, and ratios, all banks in the District of Columbia,
years ended Dec. 31, 1929-46
[In thousands of dollars. Figures for previous years published in report for 1940, p. 200]
Interest and dividends

Capital i

Numof
banks

1929-. . .
1930
1931
1932.
...
1933
1934
1935
1936
1937
1938
1939
1940.-1941
1942
1943
1944
1945
. .
1946

. .
_

41
39
39
34
21
22
22
22
22
22
22
22
22
22
22
21
21
20

Capital
notes
and
debentures

300
1,340
1,790
1,536
1,419
1,303
1,295
999
604
454
400
123




Preferred
stock
(par
value)

J. 575
L, 650
L,650
L, 554
L, 355
L, 208
,288
130
969
794
317
34

Capi-

mon
stock
(par
value)

24, 868
24,008
23, 328
23, 072
19, 216
18,345
18, 235
18,243
18,250
18,060
17,300
17, 338
17, 490
17,669
17, 768
17 616
17, 833
19, 783

Total

24,868
24,008
23,328
23, 072
19, 516
21,260
21, 675
21,429
21, 223
20,718
19,803
19, 625
19, 224
19,092
18,962
18,056
17, 867
19, 783

tal
funds *

52,733
52,638
52,066
50,062
41,119
39,849
40,843
42,263
44,365
45, 481
46,966
48,191
49 499
50,425
51, 447
52, 301
55, 255
61,601

Net
profits
before
dividends

4,374
2,983
1,514
21,218
2 2,186
2
416
2,501
3,744
2,966
2,480
3,455
2,986
3,283
2,436
2,468
3,573
5,485
5,438

On
capital
notes
and
debentures

31
77
58
47
41
40
28
24
11
17
6

On common
stock
On
preferred
stock

34
68
68
59
47
56
42
38
31
16
1

i Averages of amounts from reports of condition made in each year.

Cash

2,797
2,755
2,648
2,278
1,006
901
996
1,083
1,194
1,248
1,379
1,416
1,442
1,439
1,432
1,557
1,610
1,902

1

Ratios

Stock

Interest
on capital notes
and debentures to
capital
notes
and debentures

Cash
Cash
Total
dividivi- interest
and
dends
dends
cash
on pre- on comdivimon
ferred
dends
stock
stock
to
to
to
capicompretal
mon
ferred
capital capital funds

40

50
300
25
125
50
350
1,000

2.31
4.30
3.78
3.31
3.15
3.09
2.80
3.97
2.42
4.25
4.88

2.16
4.12
4.12
3.80
3.69
3.89
4.35
3.72
2.39
3.90
5.05
2.94

2

11.25
11.48
11.35
9.87
5.24
4.91
5.46
5.94
6.54
6.91
7.97
8.17
8.24
8.14
8.06
8.84
9.03
9.61

Deficit.

5.30
5.23
4.09
4.55
2.45
2.42
2.79
2.86
2.93
2.94
3.12
3.11
3.05
2.95
2.88
3.02
2.92
3.09

Net profits before dividends

To
capital

17.59
12.43
6.49
2 5.28
2 11.20
2
1.96
11.54
17.47
13.98
11.97
17.45
15.22
17.08
12.76
13.02
19.79
30.70
27.49

To
capital
funds

8.29
5.67
2.91
2 2.43
2 5.32
21.04
6.12
8.86
6.69
5.45
7.36
6.20
6.63
4.83
4.80
6.83
9.93
8.83

o
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o

TABLE NO. 25.—Loans and securities and losses charged off on loans and securities by all banks in the District of Columbia, years ended Dec. 31,
1929-46
[In thousands of dollars.

S

Figures for previous years published in report for 1940, p . 202]
Percentage of losses charged off—

Loans and
discounts
(including
overdrafts) i

1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946

..

. _

._

.
_. _

_.

.._

193, 502
177,620
159, 495
137,691
100, 653
88,108
84,381
89,801
99,976
100,398
105, 291
119,322
137, 280
134,961
110,148
109, 831
120,002
149,492

U. S.
Government securities i

26,606
33,019
46,367
57,981
65, 385
77,442
88,389
96, 882
113,687
111,677
110,696
110,616
122,609
180,682
373, 962
468,906
609, 883
645,497

Other
bonds
and securities i

34,844
35,487
44,657
43,299
31,668
27,756
27,618
27,823
26,433
23, 565
23,377
24, 518
23,367
23,133
19,638
18,848
21,464
33,301

i Averages of amounts from reports of condition made in each year.




Total
bonds
and securities i

61,450
68, 506
91,024
101,280
97,053
105,198
116,007
124, 705
140,120
135, 242
134, 073
135,134
145,976
203,815
393,600
487,754
631,347
678,798

Total
loans
and
securities i

254,952
246,126
250,519
238,971
197,706
193,306
200,388
214, 506
240,096
235,640
239,364
254,456
283,256
338,776
503, 748
597,585
751,349
828,290

Losses
charged off
on loans
and discounts

663
756
1,338
1,209
2,255
2,847
1,142
946
347
416
257
371
267
225
237
600
195
184

Losses
charged off
on securities

149
233
1,120
1,178
2,145
930
496
845
811
892
1,045
732
827
466
770
639
299
205

On loans and
discounts to
total loans
and discounts

On securities to total
securities

0.34
.43
.84
.88
2.24
3.23
1.35
1.05
.35
.41
.24
.31
.19
.17
.22
.55
.16
.12

0.24
.34
1.23
1.16
2.21
.88
.43
.68
.58
.66
.78
.54
.57
.23
.20
.13
.05
.03

On loans and
securities
to total loans
and securities
0.32
.40
.98
1.00
2.23
1.95
.82
.83
.48
.56
.54
.43
.39
.20
.20
.21
.07
.05

O

o
o
F
F

3

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O

d
3
o

110

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

TABLE N O . 26.—Summary of assets and liabilities Dec. 81, 1946, and receipts and
disbursements in year ended Dec. SI, 1946, of the 25 building and loan associations
in the District of Columbia
[In thousands of dollars]
Amount
Real estate loans
Stock loans.
_
Federal Home Loan B ank stock
U. S. Government securities, direct and
guaranteed
Other securities.
Cash and bank balances..
1
Real estate sold on contract
Office building, furniture and fixtures
Other real estate owned
_
Interest accrued, not collected
Other assets
Total assets

$209,875
126
1,522
24,073
7,925
31
518
3
41
953

245,071

Amount
Investment shares, unpledged
Mortgage pledgee' *
Incomplete loans
Bills payable
Other liabilities

$203,497
349
9,474
4,427
575

Total liabilities

218,322

CAPITAL ACCOUNTS

Surplus fund
Net undivided profits
Reserves
Total capital accounts

16,271
4,134
6,344
26,749

Total liabilities and capital accounts

245,071

RECEIPTS AND DISBURSEMENTS IN YEAR ENDED DEC. 31, 1946
Amount
CAPITAL RECEIPTS

CAPITAL DISBURSEMENTS

Real estate loans
Stock loans
Bonds, securities, etc.
Investment shares, unpledged
Mortgage pledged shares
Incomplete loans
Bills payable
._
Interest accrued, not collected
Other receipts

$82,490
266
17,775
52,559
599
26,119
7,832
4,806
7,110

Total capital receipts

199,556

'....
_.

Total earnings-.
Cash and bank balances at beginning of
period
Grand total

Real estate loans
Stock loans
Bonds, securities, etc
_
Investment shares, unpledged
Mortgage pledged shares
Incomplete loans
Bills payable
Interest accrued, not collectedOther disbursements

_

...

Total capital disbursements

$122,692
251
2,498
31,296
661
21,011
8,900
4,806
7,386
199,501

EXPENSES

EARNINGS

Interest on loans
Commission on loans
Premium on loans
._
Fees and fines
Commission on insurance
Rent received.-.
Profit on sale of assets
Recoveries on charged off assets
Other earnings.

Amount

DISBURSEMENTS

9,093
1
1
34
75
47
500
4
848
10,603

Salaries and fees paid officers and directors
Salaries paid employees
Taxes and insurance.Rent paid—
Interest on borrowed money
Dividends..
Losses and depreciation charged off
Other expenses

423
233
34
65
5,964
58
503

Total expenses
Cash and bank balances at end of period.

5,195

Grand total

215.354

215,354

NOTE.—Number of borrowing members, 39,618, nonborrowing, 126,693. Number of associations members
of Federal Home Loan Bank System, 19. Number of associations with shares insured by the Federal Savings and Loan Insurance Corporation, 6.




REPORT OF T H E COMPTROLLER OF T H E CURRENCY

111

TABLE N O . 27.—Summary of assets and liabilities Dec. 81, 1946, and receipts and
disbursements in year ended Dec. 31, 1946, of the 22 District of Columbia credit
unions
Assets
Loans
_
Building association investments.
Other investments
Deposits in banks
Cash on hand.
Furniture and fixtures
Other assets
Total assets

Amount
$895,451
417,737
702,570
191,359
34,211
6,254
1,801
2, 249,383

Liabilities

Amount

Shares paid in
_.
Surplus fund
Net undivided profits
Reserve fund for bad debts.
Bills payable
Other liabilities

$1,954,523
46,408
70,880
141,035
31,054
5,483

Total liabilities-

2,249,383

R E C E I P T S AND DISBURSEMENTS I N YEAR E N D E D D E C . 31, 1946
Receipts

Amount

CAPITAL RECEIPTS

2, 569, 054

EARNINGS

Interest on loans
Building association dividends
Other income
Total earnings
Transferred to reserve fund for bad debtsTransferred to surplus
Cash on hand at beginning of period
Deposits in banks at beginning of period.
Grand total

$1,394,889
Loans made
719,890
Shares withdrawn
_
36,357
Building association shares purchased. .
55,430
Other investments purchased
445,657
Bills payable
7,803
Loans charged against reserve fund
21,159
Other disbursements. •.

Total capital disbursements

2,681,185

EXPENSES

72, 023
13,178
29,455

114, 656
11,206
1,475
103,971
225,912
3, 026,274

Salaries
_.
General expenses
Interest on borrowed money
Dividends
Depreciation on furniture and fixtures...
Total expenses
Transferred to reserve fund for bad debts
Transferred to surplus
Cash on hand at end of period
Deposits in banks at end of period
Grand total

NOTE.—Number of borrowing members, 5,092; nonborrowing, 10,283.




Amount

CAPITAL DISBURSEMENTS

Loans repaid
$1,180, 708
812,695
Payments on shares.
31, 579
Building association shares redeemed
52,149
Other investments sold
463,957
Bills payable
915
Fees.
lines. _
_
515
Recoveries on loans to reserve fund.
8,066
958
Depreciation on furniture and fixtures...
17,512
Other receipts
Total capital receipts

Disbursements

41,899
22,166
1,599
40, 216
958
106,838
11,206
1,475
34,211
191,359
3, 026,274

TABLE N O . 28.—Assets and liabilities of all active banks in the United States and possessions, by classes, Dec. 31, 1946
[In thousands of dollars]

Total all
banks

14,633

Number of banks

National
. banks

5,013

All banks
other than
national
9,620

Banks other than national
State commercial 1
9,052

Mutual
savings

Private

533

35

493

56,056

~4§I

231
4,236
4,064

ASSETS

Loans and discounts:
Commercial and industrial loans (including open-market paper)
Loans to farmers directly guaranteed by the Commodity Credit Corporation
Other loans to farmers
Loans to brokers and dealers in securities.
Other loans for the purpose of purchasing or carrying stocks, bonds, and other securities.
Real estate loans:
Secured by farm land (including improvements)
Secured by residential properties (other than farm)
Secured by other properties
_
Other loans to individuals (consumer loans)
Loans to banks
All other loans.
Overdrafts
Total loans and discounts
Securities:
U. S. Government:
Direct obligations
Guaranteed obligations
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stocks of Federal Reserve banks
Total securities
Currency and coin
Balances with other banks, including reserve balances and cash items in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but not collected
Other assets..
Total assets




14,237,181
105,337
1,306, 842
1, 524,177
1, 639, 230

8, 547,060
63, 981
647,414
783,635
852, 512

5, 690,121
41,356
659,428
740, 542
786, 718

5, 633, 572
41,356
658, 716
736,306
782,169

710,365
9, 541,464
1, 423,243
4,108,933
81, 765
1, 111, 173
33,158

274,160
2, 591, 609
678,019
2,143, 714
29,504
681, 206
16,953

436, 205
6, 949,855
745, 224
1, 965, 219
52, 261
429,967
16, 205

427,131
2, 551,395
708,377
1,961,899
52,091
356, 273
15,199

8,771
4,395,869
36, 557
2,419
70,199
1

303
2,591
290
901
170
3,495
1,005

485

35,822, 868

17,309, 767

18, 513,101

13, 924, 484

4, 515, 275

73,342

87, 074, 526
18,991
4,477,757
4, 537,118
528,346

41, 835, 752
7,780
2,659,598
1, 986,327
153,359

45, 238, 774
11,211
1,818,159
2, 550, 791
374,987

33, 387,188
7,600
1, 711,400
1, 391,638
189,279

11, 754, 028
3,611
63,328
1,156, 510
179,990

97, 558

96, 636, 738

46, 642, 816

49,993,922

36, 687,105

13,157,467

149,350

1,094, 721
18,972,446
508,893
8,488
45, 464
73,270
137,022
57,376

1,127, 072
14,023,302
508,453
30, 588
25, 533
60, 868
135,622
137, 638

1,015,443
13, 247,824
415, 516
16, 952
20,276
46,273
96,811
110,434

109,201
707,195
92,438
13,328
5,231
38,278
26,587

2,428
68,283
499
308
26
14,595
533
617

84,850, 263

84, 556, 099

65, 581,118

18, 665,000

309,981

2, 221, 793
32,995, 748
1,017,346
39, 076
70,997
134,138
272, 644
195,014
169,406,362

43,431
2,643
5,718

LIABILITIES

Demand deposits:
Individuals, partnerships, and corporations
TJ. S. Government
States and political subdivisions
Banks in the United States
Banks in foreign countries
Certified and cashiers' checks, etc

Total demand deposits..
Time deposits:
Individuals, partnerships, and corporations.
U. S. Government
Postal savings
States and political subdivisionsBanks in the United States
Banks in foreign countries

81,328,210
3,072,700
6,114,235
11,017,256
1,424, 249
2, 399, 737
105,356,387

45, 522,709
1, 753,068
3, 707,846
7,459, 701
670,191
1,355,243
60,468, 758

35,805, 501
1,319,632
2,406,389
3, 557, 555
754,058
1,044,494
44,887,629

35,629,966
1,317,221
2,403, 562
3, 542,475
700,430
1,034,605

10,471
2,407
634
54
2,178

165,064
4
2,193
15,026
53,628
7,711

44,628.259

15,744

243,626

Total liabilities..

18,031, 756
87,473
2,944
417,876
35, 228
• 5,804

32, 256,030
26, 974
2,642
379,821
185,361
13,100

15, 415, 255
26,974
2,642
378,182
184,694
13,000

16,817,268

23, 507

1,563
622

76
45
100

51,445,009

18, 581,081

32,863, 928

16,020, 747

16,819, 453

23,728

156,801,396

79,049,839

77, 751, 557

60,649,006

16,835,197

267,354

48,403
716
150,605
104,045
401,809
461,440

20,047
339
83,280
56,635
223, 436

28,356
377
67,325
47,410
178,373
194,552

27,175
135
51,365
46, 207
165,654
159,071

1,141
12,590
32,406

1,083
104
15,960
62
129
3,075

157,968,414

Total time deposits.
Total deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and on other real estate
Acceptances executed by or for account of reporting banks and outstanding.
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities

50, 287, 786
114, 447
5,586
797,697
220, 589
18,904

79, 700,464

78,267,950

61,098,613

16,881, 570

287, 767

67, 794
115,457
3,116, 218
5,401, 254
2,049,362
687,863

41, 789
1, 714,832
2, 275,884
785,558
331, 736

67, 794
73,668
1,401,386
3,125,370
1,263,804
356,127

62,894
73,668
1,395,136
1,901,552
762,628
286,627

4,900
1, 211,287
500,789
66,454

6,250
12,531
387
3,046

11,437,948

5,149, 799

6,288,149

4,482, 505

1, 783, 430

22, 214

169, 406, 362

84,850, 263

84, 556,099

65,581,118

18,665,000

309,981

I

138

w
8
g
§
r1

CAPITAL ACCOUNTS

Capital notes and debentures.
Preferred stock
Common stock
Surplus _
Undivided profits
Reserves and retirement account for preferred stock and capital notes and debentures.
Total capital accounts
Total liabilities and capital accounts.
1

Includes trust companies and stock savings banks.




H3

W
d
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TABLE NO. 29.—Assets and liabilities of all active banks in the bnited States and possessions, Dec. 81, 19Ifi (includes national, State com'
mercial, savings, and private banks)1
ASSETS
[In thousands of dollars]

Location

Maine
New Hampshire.
Vermont
Massachusetts...
RhodS Island
Connecticut
Total New England States.
New York
New Jersey
Pennsylvania
Delaware
_.
Maryland
District of Columbia. _.
Total
Eastern
StatesVirginia
West Virginia...
North Carolina,
South Carolina..
Georgia
Florida
AlabamaLouisianaTexas
Arkansas..
Kentucky _
Total
States

Population
(approximate) a

Number
of
banks

Loans
and
discounts,
including
overdrafts

U.S.
Government
securities,
direct
obligations

Obligations
guaranteed
by
TJ. S.
Government

Obligations
of
States
and
political
subdivisions

Other
bonds,
notes,
and
debentures

Corporate
stocks,
including
stocks
of
Federal
Reserve
banks

849,559
488,550
335,068
4,522,334
819,295
1,930,423

149,436
453,636
96
136,806
302,529
106
132,323
152,764
80
377 1,914,419 4,360,285
185,014
676,609
32
568,354 1,671,897
195

20
35
736
372
31
1,086

7,648
12,509
7,249
38,636
4,165
45,009

8,945,229
13,602,671
4,540,709
9,937,462
310,208
2,296,836
1,013,850

886 3,086,352 7,617,720
803 L0,640,269 23,440,632
372
904,558 2,963,713
1,023 2,050,417 6,063,671
316,433
41
99,209
179
336,148 1,270,048
580,114
20
175,340

2,280
6, iyy
1,818
734
1
387
28

115,216
752,702
172,981
249,271
12,665
15,907
1,740

31,701,736
3,329,061
1,864,490
3,788,428
2,060,126
3,450,117
2,578,941
3,039,389
2,248,197
2, 654, 602
7,335,823
1,923,938
2,786,467
3,111,807

2,438 14,205,94134,634,611
482,273
883,695
315
174,339
498,515
180
398,890
916,337
227
110,^54
347,235
149
476,958
741,987
316
293,189
950,541
184
260,731
581,300
219
148,714
324,454
203
290,686
704,164
155
851 1,397,166 2,306,559
125,932
379,217
219
341,853
788,900
390
469,729
826,428
294

9,178 1,205,266 2,254,876 236,455
235
38,875
38,319
2,770
17,863
234
20,037
1,693
101
71,006
2,131
31
24,110
12,038
800
10
19,313
2,195
24,078
2,147
"57
19,621
1,510
78,158
5,458
80
589
96,257
15,674
227 119,580
2,428
42,281
47 184,935
8,579
14,469
95
41,102
687
32,480
25
27,899
1,1
22,931
139 109,217
4,045

40,171,386

3,702 4,971,314 L0,249,332

1,281

43,716
35,997
18,574
362,903
65,040
140,051

7,716
23,087
2,389
29,881
43,16r

666,281 175,938
885,544 158,232
253,653 18,431
924,932 50,332
72,955
3,420
79,619
4,385
38,173
1,655

Currency
and
coin

BalInvestCusances
ments
tomwith
and
Bank
ers'
other
Real
other
premliabanks,
esises
bilincludtate
indiowned, owned rectly
ity
ing
on
other reprefurreserve
acthan senting
niture
balceptbank bank
and
ances
prem- premfixand cash
ises
ises or
tures
outitems in
other standprocess
ing
real
of colestate
lection

Income
earned
or
Other
acascrued
sets
but
not
collected

Total
assets

764,734
638
580,147
248
372
359,056
210
8,037 12,638 7,868,072
1,919
614 1,117,466
1,112 14,333 2,902,682
405

80,390
57,610
34,994
929,464
121,517
344,092

3,463
3,219
2,904
50,408
11,310
22,428

470
675
177
1,687
640
1,663

1,006
50
1,271
1,377
270

202,136 1,568,067
303, 793 7, 645,750
',
91,453 714,565
195,151 2,003,812
7,192
91,491
35,223 344,799
22,274 254,176

3,732

5,312

277, 699
50,663
108,156
2,957
13,333
13,723

7,930
1,404
7,608
256
3,895
53

3,978
7,673
1,817
7,178
681
44
1,532

14, 617 11,685 28,843 13,592,157
75,775 109,
1,666 30,337 44,342,201
' —
488 10,882 4,166 5,190,592
12,007 18,313 16,620 11,708,202
608,713
257
721
464
214 2,590 3,415 2,110,007
1,112 1,091,074
1,154

655,086 11,054,593 466, 531 21,146
42,035 406,590
16,133
388
24,416 183,761
6,867
191
51,401 466,735
8,921
240
19,249 188,953
106
2,618
34,779 478,380
555
12,463
439,624
475
13,315
316,627
280
7,704
151
20,612 193,325
4,316
183
31,184 448,622
10,280
,
83,721 . 823,711 38,775 2,449
104
3,122
15,299 248,565
49
7,032
30,415 377,113
702
13,849
37,584 505,721

18,925
834
710
23
34
282
797
2
2,005
5,113
31
13
137

88,948 143,326 55,907 65,050,789
1,629 2,762 1,916,546
930,423
385 1,412
1,054 3,641 5,381 1,964,197
707,535
35
375 1,131
128 2,044 1,751 1,809,528
48 2,982 1,496 1,837,775
631 1,464 1,421 1,300,979
795,427
256
163 1,050
1,632,058
3,072 2,293
2,307 5,902,685
4,573
458
829,322
241
1,090 3,065 1,611,626
1,782 1,995,425
1,195 1 , "

461,362 6,077,727

9,981

11,000 20,742 25,676 23,233,526

16,190
7,380
5,089
105,381
18,632
49,464

12,767
1,824
26

V"

Southern




919,716

302,861

31,266

145,395

5,873

Ohio
Indiana
Illinois.
Michigan. _.
Wisconsin..
MinnesotaIowa
Missouri
Total Middle Western States—

7,428,777
3,716,010
8,345,350
5,914,487
3,190,710
2,698,917
2,442,752
3,844, 633
37, 581,636

341
198
22
311
472
160
865
775

187,928
65,731
316,950
119,880
85,568
73,797
29,229
77,912

9,353
2,485
13,472
5,630
2,368
2,825
1,381
19,110

.,
138,928 1, 424,696
60,587 640,890
1,819
114,975 2, 650;
891,669
92,562 —
562,056
40,211
29,921 635,879
34,015 508,073
44,571 1, 111, 997

48,618
15,375
36,535
24,984
15,797
9,362
7,576
15,440

331
85
744
219
76
11
97
3,948

1,324
421
1,032
731
673
4,481
2,329
429

4,956 7,694,828 20, 551,302 3,144 1,161,189

956,995

56,624

555,770 8,426,079

173,687

5,511

11,420

20

13,174
12,887
39, 713
46,795
8,143
5,523
19,124
8,587
86,732

7,'
8,204
24,690
26,685
6,432
3,164
22,199
2,508
13, 012

394

240,678

172,938
680,944

124
537,541 1,063,322
747,075
269,366
71
207 3,349,129 6,854,936
270,133
71,719
47
138,964
284,172
59
35,847
95,026
8
108,6r
195,455
10

Total Pacific States. 15,159,116

526 4,511,183 9,510,119

2,077 1,176,103 3,977,248

7,423,536
3,051,338
11,647,237
4,964,390
3,015,092
3,009,139
2,334,591
4,925 4,238,594

8,665 52,204 26,499 39,683,917
552,174
476,817
1,333, 508
1,613,107
553,833
240,918
1,146,064
282,480
1,501,218

300
995
1,463
425
198
963
230
1,640

107,959
110,106
359,877
429,195
141,119
70,582
321,474
79,495
438,169

1,481
1,921
4,874
5,726
2,057
1,035
2,863
1,106
7,111

114,585

6,822

85,449 2,057,976

28,174

2,069
337
296

116,421
71,687
590,353
7,044
14,511
7,645
8,682

32,261
7,855
168,866
1,657
1,705
510
3,092

2,139
1,159
15, 772
294
520
129
306

33,466 468,188
18,872 294,504
118,819 2,603, 753
6,572
93,839
5,935 134,655
3,048
28,440
8,370
81, 575

9,668
9,516
77,039
1,639
2,064
943
1,

68
2
401
3
34
1

12
16
24,000

188

494 3,557
890 2,268,036
166 3,488 2,153 1,425,862
.
,
9,918 28,248 10,107 13,853,410
453, 716
39
440
26
145
229
172, 319
501
709
409,842
1,019

2,714

816,343

215,946

20, 319

195, 082 3, 704, 954 102, 698

509

25,169

10,578 36,878 14,673 19,167,165

70,93i

134,125 271,292 155,664 168,427,673

2,257,925
1,303,522
9,536,462
540,432

26
13
108
182
18
27

4,536
1,768
6,057
" —
3,488
3,480
-

5,551
5,501
10,891
16,415
7,120
3,959
12,367
5,818
17,827

Total Western States
Washington _
Oregon
California.—
Idaho
Utah
Nevada
Arizona.

373,004
268,578
694,207
832,916
327,018
118, 558
576,796
117,023
669,148

549 9,779
11 2,608
6,737 19,470
54 7,783
19 2,768
638 4,982
810
21
636 4,004

142,648,086 14,585 35,645,721 86,540,332 18,991 4,458,408 4,511,544 527,424 2,154,885 32,889,396 1,010,217 38,739

North Dakota.
South Dakota..
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico.. .
Oklahoma

563,130
599,879
1,294,875
1,880,703
495,036
266,973
1,211,648
578,262
2,198,477

246,589
76,889
330,325
159,604
80,028
66,938
95,483
105,333

677 1,565,466 3,785,098
490,793 1,693,497
493
871 2,208,132 5,941,967
434
940,423 2,717,052
558
485,328 1,736,248
678
1,595, 794
649
426,9.80 1,226,850
994,718 1,854,796

151
169
409
614
110
55
142
44

41,878
68,374
196,295
251, 359
60,615
37,521
187,760
67,484
264,817

40

916

193

1,462

56
24
34
100
131
24

1,200
692
779
90
1,392
13
1,067

317

6,457

541

953

149
303
652
1,074
83
226
952
85
542

4,066 7,700,119

Total United States
(exclusive of posAlaska
Canal Zone (Panama)..
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the
United States
Total possessions- _.
Total United States

82, 519
60,796

13,003
765
274
79, 583
82,756
14

473,334
2,149,614
15,010
27,000
2,808,273

28,856
1,735
6,506
330,062
163,324
1,133

75:
48

534,194

1,327

11, 337
7,844

6,865
17,357
5

19,349

25, 574

922

20

2,578

177,14'

168

5,015
2,582
1,401
24,573
32,928
149

17,238
613
1,552
61,538
24,487
318

42

4,032
2,654

270
25

62

337

62

13

106,352

7,129

145,456,359 14,633 35,822,868 87,074,526 18,9914,477,757 4, 537,118 528,346 2,221, 793 32,995,748 1,017,346 39,076




13

1,352 39,350

66,076
35,997
10,172
520,249
340,326
1,619
4,250
978,689

70,997 134,138 272,644 195,014 169,406,362

1 Includes also loan and trust companies and stock savings banks, but excludes private banks which do not report to State banking departments.
2 Includes members of the armed forces overseas.
Not available.

3

42
11 30,245
19
418
694
360
8,280
19

10

260
922

385
46

TABLE NO. 29.—Assets and liabilities of all active banks in the United States and possessions, Dec. 31, 1946 (includes national, State commercial,
savings, and private banks)—Continued
LIABILITIES
[In thousands of dollars!

Demand
deposits

Total New England
States

Total
deposits

432, 444
373, 455
229,181
3, 888, 819
562, 564
1, 629,161

692,521
522,395
323,996
7,113,835
1,010, 741
2,629, 565

2,712
320
140
4,684

,5,177,429

.._

Time
deposits

260,077
148,940
94, 815
3, 225,016
448,177
1,000, 404

Location

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

AcceptBills pay- Mortgages ances exeable, redis- or other
cuted by Income Expenses
counts, and liens on
or for ac- collected accrued
other
bank
count of
liabilities
premises
and
reporting but not unpaid
for
and on
banks and earned
borrowed other real outstandmoney
estate
ing

7,115,624

897

80

13,875
2,010
26

257
57
338
4,643
635
786

829
274
511
17, 858
6,858
6,995

Other
liabilities

Capital
stock »

Surplus

1,016
328
544
13, 226
2.919
4,870

15,321
6,713
15,124
110,624
24,622
43,733

29,455
31,239
7,239
339, 888
59,686
133,379

216,137

12, 293,053

8,753

80

15,911

6,716

33,325

22,903

26, 938,603 13,158, 588 40,097,191
2,381, 883 2, 433,017 4, 814, 900
6,609,489 3, 908,108 10,517,597
399, 509
148,383
547, 892
1,125, 994
822,926
1,948, 920
222, 722 1,021,899
799,177

7,337
1,200
5,987
500

155
17

84,551
488
13,828
464
214

22,185
3,955
5,532
258
1,142
669

134, 582
10, 848
34,067
1,203
3,106
2, 564

285, 507
5,767
12,227
712
2,499
2,176

Total Eastern States,.. 38, 254,655 20, 693, 744 58, 948,399

15,155

172

99,545

33,741

186,370

1,100
5,500
1,149

18

8

1,195

2,212
369
3,288
293
4,785
928
899
218
641
1,041
311
1,353
2,698

4,452
1,884
5,851
1,040
3,473
3,608
2,820
934
3,226
9,714
317
2,597
3.259

1,332
592
4,449
414
2,158
695
736
704
1,797
3,109
346
3,985
976

46,382
24,990
27,604
11,430
34,795
33,985
24,358
15,809
27, 554
121,613
15,013
36,970
37,697

48,056
28.943
46,500
12,154
37, 559
41,196
28,446
21,899
33,032
120,123
16,074
43,632
44,214

12,318

19,036

43,175

21,293

458,200

521,828

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee..

1,227,026
597, 969
1,515, 353
591, 031
1,389,300
1,402,952
976, 903
623,826
1,276,362
5,081,392
689,695
1,293,185
1,474,091

Total Southern States.. 18,139.085




558,393
257,328
337,361
84,494
312, 791
337, 347
248,636
129,374
270,252
493,084
96,420
213,176
409,706
3,748,362

1,785,419
855,297
1, 852, 714
675, 525
1,702,091
1,740,299
1,225,539
753,200
1,546,614
5,574,476
786,115
1,506,361
1, 883,797
21,887,447

131

1,004
175
201
40
450
2,110
57
598
12,384

250
2

270

1,054
35
128
48
658
256
4,363
4,573

Reserves
and retirement
account
Unfor
divided preferred
profits stock and
capital
notes and
debentures
18,731
15,187
6,892
214,428
9,617
75,180

3,892
3,634
4,272
35, Oil
378
7,171

600,886

340,035

54,358

812,980 2,045, 505
117,078 165,355
328,937 579,808
11,800
27,953
34,263
70, 892
20,450
30, 538

688, 563
42,304
144,351
7,958
38,654
10,492

163,645
28,697
65,851
9,973
10,317
2,155

1,325, 508 2, 920,051

932,322

280,638

18,936
9,009
13,751
4,676
14,892
11,994
12,635
1,099
10,432
48,599
8,874
13,161
16,832

8,631
3,839
7,837
1,968
8,643
4,847
4,437
1,268
3,949
17,325
2,215
2,969
4,757

184,890

72,685

Ohio ...
Indiana
Illinois
Michigan.._
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western
States
North Dakota
South Dakota
Nebraska. _
Kansas
Montana .
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States...
Washington
Oregon
California
Idaho
Utah
. .
Nevada
Arizona
Total Pacific States
Total United States
(exclusive of possessions)
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United
States
Total possessions
Total United States
and possessions

4,250,629
2,037,638
8,356, 776
2,623,071
1,604,208
1, 877,047
1, 704,981
3,354, 557

2, 703,464
844.273
2,587,698
2,051, 565
1,235,416
948,023
510,742
631, 546

6,954,093
2,881,911
10,944,474
4,674,636
2,839,624
2, 825, 070
2,215,723
3, 986,103

25, 808, 907

11, 512, 727

37,321,634

393,135
377,308
1,130, 468
1,375,328
438, 561
183, 714
865, 380
231, 513
1, 298,125

133, 558
77,326
134, 029
154, 783
92, 463
44, 738
223, 080
39,980
109,865

526, 693
454, 634
1,264, 497
1, 530, 111
531,024
228, 452
1, 088, 460
271, 493
1, 407,990

6, 293, 532

1, 009,822

7,303,354

1, 410, 745
953,103
7, 696, 797
341, 998
387, 000
111, 186
301,941

745, 675
402, 216
5,392,213
94,369
166,341
52, 561
91,101

2,156, 420
1,355,319
13, 089,010
436,367
553,341
163, 747
393,042

11,202,770

6, 944, 476

104,876,378
43, 925
32,176
5,353
242, 676
153, 251
646

1, 825

549
11
7,341
64
19
638
21
646

4,871
1, 503
5,128
5, 588
869
3,685
490
1, 975

19,946
3,872
32, 548
9,764
4,320
6,536
1,353
7,370

9,968
1,636
10,068
4,093
779
2,037
317
8,019

162,796
57,458
231,471
98,012
64,352
53,900
39, 510
96,036

183,794
64,387
240,657
102,872
58,674
75,370
45,412
74,927

59,803
31,693
99, 719
37, 701
30,005
27,638
22, 913
51,220

27,191
8,867
75,741
31,615
16, 425
14,265
8,852
10,473

2,510

9,289

24,109

85, 709

36.917

803, 535

846,093

360,692

193,429

193

93
102
318
408
122
135
415
39
564

631
560
1,294
1,235
662
102
2,240
17
2,537

112
266
431
516
65
98
283
157
892

9,070
7,975
24, 635
30, 408
8,780
3,682
16, 378
4,291
30, 522

6,681
7,436
21, 949
31, 212
8,029
5,156
20,819
3,624
33, 734

5,374
4,285
11, 256
16,621
4,193
2,414
12,896
703
19,331

3,520
1,486
5,287
2,401
958
878
4,504
2,156
5,455

317

2,196

9,278

2,820

135, 741

138, 640

77, 073

26, 645

498
166
12, 548

1,216
577
14, 922
66
183
102
846

4,601
3,090
31, 930
645
1,218
505
917

2,799
1,374
57, 688
168
261
1,169
62

29, 508
17, 570
249, 682
6,140
9,707
2,413
5,597

39,299
25,281
265,301
6,029
11,209
2,309
6,708

19,400
17,130
100, 526
2,753
5,797
2,049
1,928

14, 295
5,355
29,118
1,548
2,103
25
742

63,521

320, 617

356,136

149, 583

53,186

456, 342 3, 259, 738 5,383, 634 2, 044, 595

680,941

525
90
45
25

33
3,835
180

7

40
6
8
1
69

4,015

40

2,685
140

21

18,147, 246

2,825

21

13, 212

17,912

42, 906

51, 024, 755 155, 901,133

45, 642

583

150, 592

103, 710

400, 763

18,029
3,780
3,977
247,573
144,115
864

61,954
35,956
9,330
490,249
297,366
1,510

1

1
13

42
2,717
2

1
14
317

133

844
180
2

4
40
318
490
4,241

1,145

1,440

864

669

70
11, 240
27, 076
50

370
9,600
6,125
35

67
2,649
1,149
20

16
5,108
1,022

1,982

1,916

3,898

3

19

5

150

50

18

107

480,009

420, 254

900,263

2,761

133

13

335

1,046

5,098

39, 731

17, 620

4,767

6,922

51, 445, 009 156,801,396

48, 403

716

150,605

104,045

401,809

461, 440 3,299, 469 5, 401,254 2,049,362

687,863

105,356,387

i Includes capital notes and debentures. (See classification on pp. 120 and 121.)




•Assets and liabilities of all active banks in the United States and possessions, Dec. 31,194-6 (includes national, State commercial,
TABLE NO. 29.—.
savings, and private banks)—Continued
[In thousands of dollars]

00

Loans and discounts

Location

Maine
.New HampshireVermont
Massachusetts
Rhode Island
Connecticut
Total New England States.
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States
Virginia
IVest Virginia....
North Carolina...
South Carolina. _.
Oeorgia.
Florida
_.
Alabama
Mississippi
Louisiana
Texas__
_._.
Arkansas...
Kentucky
Tennessee
Total Southern States




Loans to
Commer- farmers
cial and directlyLoans to
industrial guaranOther
loans (in- teed by loans to brokers
and
cluding the Com- farmers dealers in
modity
opensecurities
Credit
market
Corporapaper)
tion
39,900
23,352
14,430
619,096
52,967
102,346

17,057
49

852,091

17,324

4,603,152
218,427
874,898
33,145
87,975
64,339
5,881,936
146,961
37, 301
177, 099
45,326
215,995
133,783
103, 625
55, 353
136,188
732, 311
37,280
111, 029
217,614
2,149,865

Real-estate loans
Other
loans to
Secured Secured
individ- Loans
by farm by resi- Secured uals (conto
dential
land (in- properties by other sumer
banks
cluding
improve- (other properties loans)
than
ments)
farm)

34,429
142
295

2,722
2,832
2,597
38,194
2,031
11,053

3,054
1,427
13,347
1,304
978
1,857

35,227

59,429

21,967 1,551,379

1,248
2
688
46

32,785 1,114,803
4,939
7,203
66,402
20,742
1,147
1,363
6,955
5,491
1,065
3

465,633
44,408
53,167
2,673
41,203
5,850

2,064

Q5,323 1,197,-575

218

4,389
1,520
8,163
2,925
446
2,411
19,854

348
13

Other
loans for
the purpose of
purchasing or
carrying
stocks,
bonds,
and other
securities

15,398
9,930
10,890
174,861
21,583
69,562

629
55
350
5,100

127,115

302,224

7,C

23,906 3,218,660
5,326 396,167
31,425 471,258
4,114
30,231
13,031
79,866
55
34,669

138,906
63,350
126,475
7,145

735, 797 56,941
134,318
349,903 ~l,~960~
17,723
55, 308 ""425"
39,561

612,934

77,857 4, 230,851

387,148 1,332,610

19,500
7,548
15,171
3,216
15, 367
5,587
9,581
11,070
7,510
24,609
8,495
32,633
22,334

117,995
59, 706
37,696
15,243
59,061
26,094
37,009
16,344
27,594
81,084
16,392
48,725
46,936

28, 733
13,177
25,833
8,226
17,987
16, 783
13,816
10,889
16,024
43,310
7,478
15, 581
16,056

107,195
39,313
90,483
22,431
79,176
42,900
49,036
22,637
39,959
200,869
25,597
61,038
92,217

182,621

589,879

233,893

872,851

141
608
5,037
21
1,997
484
174
21,459
828
10
334

16,446
3,652
8,213
5,912
17,142
7,713
17,004
16,619
8,923
131,396
18,875
26,442
23,612

3,609
136
5,840
653
3,455
3,538
2,746
1,064
2,413
9,811
539
831
5,183

19,698
7,179
26, 735
2,563
39,932
31, 736
17,373
9,421'
21,606
107,511
4,297
27,205
28,594

31,179

301,949

39,818

343,850

50,189
86,196
68,115
923, 310
73,945
349,624

10,349
4,970
9,404
58,800
23, 570
20,022

20,642

954

All other
loans

Overdrafts

5,388
6,448
4,993
55,682
9,119
10,169

13
14
34
718
15
61

149,436
136,806
132,323
1,914,419
185,014
568,354

855

3,086.352

91,799

Total

30,363
53,377
1,581
15,130
9,095

12,410 10,640,269
904,558
55
122 2,050,417
41
99,209
54
336,148
61
175,340

59,326

345,574

12, 743 14,205,941

114
50
1,834

21,834
6,234
9,801
6,624
20,183
24,251
8,295
4,241
29,833
40,931
5,913
16,895
15,339

102
43
44
52
449
83
249
582
362
2,872
238
209
754

482,273
174,339
398,890
110,854
476,958
293,189
260,731
148,714
290,686
1,397,166
125,932
341,853
469,729

210,374

6,039

4,971,314

3,174
700
10
100
1,003
1,255
756

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri-

499,819
145,537
1,305, 552
275,301
164, 798
204,287
..
96,804
429, 337

31,110
33,191
66,322
27,081
30,610
49,817
104,845
63,204

46,882
1,141
117,878
6,169
1,283
2,627
2,195
10,344

130, 278
14,278
147, 583
35, 050
13, 579
25,052
14,943
60, 044

3,121,435

12,414

406,180

188, 519

440,807

9,100
13,686
52,915
78,993
18,934
9,574
73,089
24,402
125, 517

6,347
4,417
4,538
1,411
1,839
1,580
1,997
1,284
722

10,606
25,871
64,193
74,533
14,681
10,843
37,879
13,190
40,510

24,135

292,306

258,737
130,244
1, 236,601
23,445
40,987
6,759
49,434

5,705
2,671
1,222
5,636
2,978
9

23,081
12,702
122,554
12,509
14,676
4,327
16, 737

1, 746,207

.

262
632
291
2,602
303
4,271
3,726
327

406,210

_

18, 221

206,586

Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas... .
Montana
Wyoming
Colorado
New Mexico
Oklahoma..

-

Total Western States.Washington
._ _ _.
Oregon
California
_ _.
_ ._
Idaho _
Utah
Nevada . ___ _ _ _ _ _
Arizona _ .

. _ _ . . _

Total Pacific States
Total United
possessions)

States

(exclusive of
_. 14,157, 744

Alaska
Canal Zone (Panama)
._
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United States
Total possessions

___




76, 594
28,824
67,109
63, 775
38,456
18, 590
19, 330
46, 033

214,135
72,952
218, 399
135,871
54,984
81,253
52, 396
144,803

289, 377 1, 622,576

358, 711

974, 793

79,437

14,644

428
103
1,238
423
175
351
266
377

1, 565,466
490,793
2,208,132
940,423
485,328
582,988
426,980
994, 718

3,927

272, 728

3,361

7,694,828

130

544
984
10,925
7,266
1,720
474
5,554
1,093
8,843

71
171
245
232
70
59
94
80
242

41,878
68,374
196,295
251,359
60,615
37,521
187,760
67,484
264,817

1,577
2,776
7,951
15, 567
1,799
1,968
4,616
1,827
8,563

6,499
9,799
13,194
32, 260
10,665
6,342
26,649
12,400
25,470

1,763
2,868
7,880
6,164
3,177
2,491
9,516
5,158
7,744

4,999
6,961
19,624
29, 280
6,770
3,457
24,427
7,414
42, 322

4,031

27, 866

46, 644

143,278

46, 761

145,254

951

37,403

1,264

1,176,103

1,656
742
55, 683
6
792

123,112
11,272
36,156
5,628
60,359 1,135,860
12,043
2,693
39,333
5,806
11,193
1,011
19, 564
2,143

27, 981
15,380
195,027
4,698
11,883
4,635
3,161

46, 740
26, 710
354,140
6,319
13. 553
6,295
16,405

8

128

26,389
27,118
87, 585
923
3,645
1,204
821

12,207
11,075
92,428
3,301
4,800
312
51

653
940
6,439
146
371
111
164

537,541
269,366
3, 349,129
71, 719
138,964
35,847
108,617

59,007

147, 685

88,912 1, 377, 261

262, 765

470,162

124,174

8,824

4,511,183

5
446
434

707,378 9, 515, 224 1,416,393 4,097,894

20
1,737
12,895

116
1,040
11
1,143

105,214
8,063
39,489
43, 925
14,145
32,342
9,445
20,105

1,149
315
153

372
802
12, 617
3,949
960
728
3,482
636
4,320

6
1,543
1,597

105,337 1,292,198 1, 524,177 1,632,571

2,022
20
238
32, 775
44,208
12
162

Total United States and possessions-__ 14,237,181

402,112
147,692
215,389
321,343
132,986
138,995
77,909
186,150

57,483
38,065
28, 729
28,883
33,893
24,363
45,110
32,851

8

4,572

433

4,484
2,155

1,018
1,913

17,105
4,299

3,712
2,594

48

264

111

6,659

2,987

26,240

6,850

12

105, 337 1,306,842 1. 524,177 1,639, 230

33
670
107
11

1,231
140

1,379

81,667 1,082,052

98

5,647
599
36
14,287
8,428

98

29,121

294
144
4,402
6 166
2
31
11, 039

710, 365 9, 541,464 1,423, 243 4,108, 933

33,086 35,645,721
7
2
63

13,003
765
274
79, 583
82, 756
14
752

72

177,147

124

81, 765 1, 111, 173

33,158 35,822,868

TABLE NO. 29.—Assets and liabilities of all active banks in the United States and possessions, Dec. 31, 1946 (includes national, State commercial,
savings, and private banks—Continued
lln thousands of dollarsl
Capital

Location

Maine
New HampshireVermont..
Massachusetts...
Rhode Island
Connecticut
Total New England States.
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Total Eastern States
Virginia
West Virginia...
North Carolina,
South Carolina..
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas_.
Arkansas
Kentucky
Tennessee
Total Southern States




Capital
notes
and
debentures

4,348

1,546
141
3,138
2,298
870

41,162

141
302
20
10
322

1,782

17,325
25,937
4,513
25
1,221

Individuals, partnerships,
and
corporations

U. S.
Government

States
and
political
subdivisions

13, 775
221, 702
6,572
120,454
7,638
82,934
108,326 2,533,674
362,051
23,752
42,840
853,124

7,036
4,562
2,522
97,897
20,407
29,131

17,400
12,257
5,677
186,713
46,090
48,492

202, 903 4,173,939

Preferred
stock

4,348

40
648

Demand deposits

161,555

316,629

755,733 20,096,287
90,589 1,952,310
324,424 5, 535,322
11,735
339,369
32,394
912, 593
20,450
694,482

789, 267
89,185
176,766
35,822
29,050
32,212

600,194
239,376

Common
stock

12,294
67,483
92

49,021 1,235,325 29, 530,363 1,152,302 1,126,308
2,540
33
987
19
50
279
288
3,162
1,393
1,327
942
1,494
2,048
14,562

43,842
23,970
26, 617
11,270
34,443
33,706
24.070
12,627
26,151
119,964
14.071
35,476
35,649

940,723
474,062
1,057,767
488,112
1,021,048
1,066,339
753, 729
478, 790
894, 511
3,796,862
561,241
1,028,618
1,033,164

441,856 13,594,866

Banks
United
States

Banks
in foreign
countries

Certified
and
cashiers'
checks,
etc.i

Individuals, partnerships,
and
corporations

U.S.
Government

Postal
savings

430,645
373,029
227,073
3,883,752
661,244
1,627,161

656
312
197
4,264
705
1,213

7
20
8
158
50
45

7,102, 904

7,347

9,187
7,563
1,400
326,917
10, 257
*0,971

21,930
1,508
10

4,750
4,104
2,282
57,885
7,864
28,676

396, 295

23,450

105, 561

12, 864, 217
2,418,493
3, 786,841
139,718
815,175
222,697

3,165,818 1, 260,402
44, 617
478
593,131
14, 552
4,408
106,459
1,146
42,890
6,110

3,957,323 1, 282, 688 1,205,671 20, 247,141

68,666
52,601
161,733
58,929
121,557
155,140
117,879
80,113
143,210
354,301
53,492
84,141
113,346

141,826
31, 241
226, 032
23,974
200,047
132, 936
75,247
51, 265
193,925
720,677
60,387
142, 630
285,169

390,248 1,565,108

2, 285,356

46,461
22,931
44,062
13,776
31,950
30,606
20, 557
10,808
22, 521
84,449
9,715
24,325
28,087

Time deposits

39,319

29

530,681
253,872
328,699
83,063
310,016
311,080
246,875
127, 778
264, 681
444,598
94,351
209, 579
398, 729

6,237
1,662
4,151
78
1,616
1,431
660
1,439
819
6,650
1,760
2,417
4,339

16,726

286, 781

3, 604,002

33, 259

187
2,374
269
8,566
5,190

1,121
94
1,819
568
260
735

84
77
305
7

4,597
72,042
8,536
492 113, 528
8, 527
2,698

29,239
17,134
25,759
6,240
14, 511
15, 557
9,222
2,850
13,629
119,913
4,860
13,571
14,296

111

States
Banks
and
in
Banks
politforical
United eign
subdi- States counvisions
tries

18,900

543 205,331 182, 510
282
269
173
12
124
127
32
331
393
57
21
99

19, 671
764
2,566
1,010
537
22,824
169
127
3,916
39, 838
172
1,052
1,747

1,522
761
1,773
331
498
1,885
900
30
505
1,6C5
80
107
4,792

1,920

94,392

14,789

18,9C0

Ohio
Indiana . _ .
Illinois
Michigan .
Wisconsin
Minnesota .
Iowa
.__
Missouri
Total Middle Western
States
North Dakota
South Dakota
Nebraska.
jCansas
Montana.
Wyoming
Colorado.
. .
New Mexico
Oklahoma
Total Western States

9,782
3,580
549

245, 667
215,519
388,337
201,007
85,447
136, 570
166,977
209,901

291, 580
124, 245
1, 258,058
156,012
127, 720
331,039
144,112
779,951

3,518
87
24,319
5,469
495
2,424

841,314 1,649,425

3, 212, 717

42,903

9,231
9,974
28, 283
26,391
8,082
3,527
18, 751
4,269
36, 418

32, 025
34, 459
50,275
179, 911
43, 451
16,989
30,370
28,804
155,323

15,428
13,147
168,435
103,192
30, 758
12,890
91, 781
11, 043
153, 778

4,891,366

144,926

571, 607

600, 452

1,137,306
792, 441
6,302,148
289, 497
286,337
87,899
247,148

40,959
23, 203
214, 707
5,330
5,547
2,208
4,931

117, 963
79, 499
496,054
35,857
43, 583
16, 440
40,814

82,811
36, 434
381,080
6,614
46,855
1,389
2,778

9,142,776

296,885

830, 210

557, 961

1,974

6,018
464
412
16,817
1,697
1,249
1,471
776

146,996
53,414
230, 510
81,195
59,195
52,382
38,039
93, 286

19, 614

28,904

755, 017 19,684,855

156
100
64

14
100
82
460
105
383
320
273
30

8,900
7,775
24,489
29, 948
8,650
3,299
16,058
4,018
30, 492

333,316
316, 585
874,384
1,054,135
350,650
147,627
714,198
183,658
916,813

345

1,767

133, 629

265
94

697

700

28,546
17, 476
239,036
6,078
9,423
2,413
4,897

12, 205

307,869

3,460
269

25

..
._

Washington
Oregon
California
_ _
_ _
Idaho
. . .
Utah
Nevada
.
Arizona
Total Pacific States
Total United States (exclusive of possessions)
Alaska
Canal Zone (Panama)
. Guam
The Territory of Hawaii _
Puerto Rico
American Samoa
.
_
Virgin Islands of the United
States
Total possessions
Total United States and
possessions

184

543
67, 794

10, 646
62
100

3,426, 287
1,613,877
6,352, 518
2,113,707
1, 294, 633
1,317,559
1,311,372
2, 254,902

199,399
53,833
242,033
89,576
60,594
61, 239
59,291
75,349

70
11,240
27, 076
50

38, 533
11,102
3,371
169,032
86, 413
611

2,655
20, 904
1,973
46,888
12, 791

1,189

782
18

21, 650
31,405

2,292
4,039

112

67, 794

38

983

259

704

377,693 11,263,242

16,199

1,522

220, 668

11,096

3,135
3,143
9,087
11, 699
5,620
2,665
10, 247
3,739
35, 793

97, 531
75,150
133,846
152,864
91,527
44,481
220,036
39, 736
102,647

1
52
128
1,572
302
140
102
205
340

6
9
30
57
9
22
5
27
105

35,906
2,115
17
182
618
40
244
6
4,333

114
8
108
7
55
2,693
6
2,440

53

85,128

957,818

2,842

270

43, 461

5,431

4,379
735
46, 646

742,809
395,999
5, 241, 576
93, 534
165, 615
52, 433
90,827

2,280
80
11, 526
719
525
101
250

4
21
5,624
15
368 133,764
11
25
66
27
1
18

561
498
4,979
105
110

874

27, 327
20, 791
256,162
4,700
4,672
3,250
5,396

52, 640

322, 298

6, 782, 793

15, 481

458 139,486

6,258

6,591

4
16
33

6

39, 619

310, 045

85, 470

54,948

7,152

18,008
3,780
3,977
246, 716
54,894
864

64
5,643
26

766
96
9
2,750
12, 960
9
15
16, 605

329,886

115, 457 3,116,218 81,328, 210 3, 072, 700 6,114, 235 11, 017, 256 1, 424, 249 2,399, 737 50, 287, 786 114, 447

i Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).




'710
916
5
222

5

5,001 707, 935 220,572

1,647

5,789

56

21

112

2,716
5,218

1,156
2,111
2,359
4,861
1,174
682
2,445
1,411

115,345 3,076, 599 81, 018,165 2, 987, 230 6, 059, 287 11, 010,104 1, 418, 460 2,383,132 49, 957,900 114, 447
1,145

357 103,796
25
377
133 94,855
7,598
69
3,212
81
4,809
279
263
100
6,110
126

2, 595,439
836,542
2,490,351
2,037,728
1,230,239
941,337
507,929
623,677

84,178
30,077
91, 511
57,300
35,319
28, 216
23, 229
27,863

18,900

21
532
32

325
89,189
248

17

4

585

89, 762

17

4

5,586 797,697 220, 589

18,904

fcO

TABLE N O . 30.—Assets and liabilities of active national banks, Dec. 81, 1946
ASSETS
[In thousands of dollars]

Loans

U.S.
and dis- GovernNum- counts, ment seber of includ- curities,
banks
ing
direct
obligaover-

Location

drafts

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut-

11
35

33
51
39
121
9
50

Total New England
States

53, 799
139,749
46,182
40, 593
57,269
771,303 1, 505,238
50,160
142,266
127, 791
400,488

139
198

303

_

2,333,409

395

12

392 2,873,102 6, 759,178
216
375,788 1,326,433
657 1,192,116 3, 531,805
13
9,057
22,339
105, 979
447, 582
96, 720
344,053

1,742
369
354

1,350 4,652,762 12,431,390

207
224

Obligations
of
States
and
political
subdivisions

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida..
Alabama
Mississippi
Louisiana.
Texas
Arkansas




131
76
45
23
49

145
3
1

Other
bonds,
notes,
and
debentures

2,316
4,420
3,577

9,619
8,253
8,462

22, 775
2,124
16,227

53,152
5,164
18,863

51,439

555
409
265
7,400
617
1,378

103, 513 10,624

Balances
with
other
banks,
including
reserve
balances,
and cash
items in
process of
collection

Investments
and
Bank
Real
other
prem- estate
assets
ises owned
indiowned, other
rectly
than
furnireprebank senting
ture
prem* bank
and
fixtures
premises
or other
real
estate

5,759
5,520
2,501
58, 973
6,254
17,336

42,670
42,999
23,323
627, 764
50,185
159, 928

1,011
1,621
1,096
24,606
760
8,076

96,343

946,869

53
15
73
242
191

298
50
5
266
20

Custom- Income
ers'
liabili- earned
or acty on
crued
accept- but not
ances
coloutstand- lected
ing

12,648
163
3

37,170

574

402,019 370,376 41,837
80,624 80,418 3,395
158,122 447,172 25,223
469
139
2,423
4,614 14, 776 1,062
1,040 26, 714
738

89,323 2,804,443 86,492
41,200 371,076 19,042
113,104 1,338, 569 58,214
1,007
468
7,730
13,231 160,298
4,448
13,293 155, 717
6,115

165
274
544

941,879 72,394

271,158 4,837, 833 174, 779

1,052

3,506

8,902
4,r~
3,271
1,918
7,T"
10,957
6,769
1,419
8,295

290
71
10
10
272
323
158
2
147
2,115
39

730
17
22

460

23
109
713

30
28
627

1,560
5,069

3,072
4,573

2,519

265,073
523,887
86,194
272,291
100,698
256, 513
76,974
217, 752
265,084
420, 615
218,317
655,120
192,030
439,312
33, 944
105,856
24
199,192
531,402
4341 1,166,087 1,901,647
501
67,025
196, 736

New York_
New Jersey
_
Pennsylvania
Delaware
Maryland...
___
District of Columbia
Total Eastern States_

tions

Obligations
guaranteed by
U.S.
Government

Corporate
stocks,
Curincluding rency
and
stocks
coin
of Federal
Reserve
banks

24,315
11,936
15,362
10,345
51,818
64,837
.19,529
60,529
144,365
24, 710

22,080
11,298
3,099
8,278
16,358
21,412
17,235
1,963
12,189
34,075
10,636

1,760
825
563
383
1,220
1,969
1,223
297
1,764
6,088
553

24,407
248,286
13, 303
111,961
13,948
125,656
10,804
107,858
15, 536
291,419
25,385
325, 549
20, 320
232,459
54,408
4,657
294 51
15,829
62,558 1, 519, 713
118, 608
7,117

33, 640
1,918

12,814
1,684
1,369
438
7

26,410
146
211

301

35, 750

211
2
165
5,964
497
841
7,6

Other
assets

Total
assets

256,344
293
198,008
118
137,467
57
6,739 3,097,099
258, 573
121
751, 740
606
7,S

4,699,231

26,444
4,009
10,081
1
1,026
368

5,739 13,488,954
1,404 2,305,547
7,744 6,892,469
43,657
17
753,889
582
645, 567
758

41, 929

16,244 24,130,083

959
151
443
318
1,489
2,520
1,438
18
2,169
2,320
223

1,349
439
381
989
828
758
1,000
110
1,259
1,305
100

, 122,253
512, 799
520,426
435,629
047,225
,314,265
978,123
222,203
132,103
883,558
427,696

Kentucky

119,769
330, 748

Tennessee
Total Southern States

1,154 3,121,135 6,397,904
239
126
373
78
95
181
97
81

Ohio.

Indiana
Illinois
Michigan
Wisconsin
Minnesota.
Iowa
Missouri
Total Middle Western
States

41
35
12:
174
39
26
7'
23
200

utah

Nevada
Arizona

24,823
36,383
141,665
126,810
26,174
24,608
129,346
51,377
216,046

74

Total Western States,.
Washington
Oregon
California
Idaho

649,244 1, 566,192
235,282 845, 556
, 724,739 4,231,311
490,484 1,317,931
184,406 855,475
401,010 1,039,270
135,847 380,041
386, 714 720,092

1,270 4,207, 726 10,955,868

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma

777,232 2, 574,029

Total Pacific States.
Total United States
(exclusive of possessions)

188 3.423,398 6,957,409

5,00717,272,081 41,650,009

Alaska
_.
The Territory of Hawaii
Virgin Islands of the United
States

4,685
32, 249

12,786
170,379

752

Total possessions
Total United States
and possessions

161,499
137, 285
473,476
447,135
176,239
82, 251
462, 790
84, 843
548, 511

436, 669 798,186
242,409 651,612
2, 515,626 4, 925, 592
53,644 218,879
58,420 147,602
83, 238
28, 234
132,300
88,396

::;

6

27
219

137

671

598
1,661

646,144
230
1,095 1,369,837

623 538, 569 193,667

19, 713 249,828 3,943,486 101, 624

3,683

8,410

9,469

14,307

9,843 14, 612,261

24
26
9
15
283

5,044
1,774
11,368
3,536
1,683
2,611
879
2,440

55,072 688,076 25,959
30, 553 366,302 8,598
76, 768 1,971, 701 27, 563
43,337 491, 511 10, 538
16,000 300,335 8,402
17, 582 485, 741 6,686
10,452
197, 519 3,272
14, 230 463,315 4,235

50
1,714

222
90
958
616
16
3,750
966
297

378
11
5,852
10
7
569

578
667

125,534 72,355
50,177 38, 539
220, 793 197,284.
62, 554 62,251
22,428 34,440
47, 796
38807
,
13,378
49,081 32,279
36 630

501

3,554
1,996
15,260
4,950
2,533
4,298
735
2,067

1,002
822
4,037
1,822
1,716
502
225
540

1,602

606,004 498,322

29,335

263, 994 4,964, 500 95,253

2,664

6,915

7,328

35,393

519
558
1,159
678
523
88
1,148
13
1,022

185,743

17,393
17,651

913
2,155

12,904
23,060

157, 789
355,229

705
192

3,192, 656
1, 579, 729
8,488,348
2,489, 747
1,427, 724
2,048, 622
793,023
1, 665, 721

10, 666 21, 685, 570
72
219
544
434
16
205
552
44
330

248, 747
245,793
949,181
886,805
283,184
164,128
890,575
208,418
,228,629

3,952
6,258
33,167
23.954
3; 587
4, 573
12,331
7,038
70,563

4,025
4,278
21,060
24,312
3,307
2,819
18,583
2,257
11,246

212
234
956
1,121
259
164
818
167
1,599

2,580
2,694
7,275
8,685
3,744
2,832
9,080
3,823
13,769

49,954
56, 610
265,698
249, 622
67,778
45,969
253,678
57,800
357,984

1,102
1,230
4,121
3,774
1,538
618
2,248
925
6,426

131
17

915

184

166 165,423

91,887

5,530

54,482 1,405,093

21,982

219

1,061

232

5,708

2,416 5,105,460

100,174 21,872 ~27026
66,123
7,560 1,108
1,842 458, 971 119,866 11,733
337
4,544
1,374
267
7,400
296
513
264
7,324
507
114
3,282
2,318
251

27,447 398,621
16,320 266,865
84,543 1,945,469
70,642
5,147
67,815
2,287
23,275
2,284
61,986
5,756

8,376
8,820
53,680
1,376
1,428
756
1,444

63
2
191

23,995

484
166
7,014

30

750

2,926
3,407
23, 516
39
19
461
973

738 1,797,582
1,428 1,265,820
6,808 10;
1,178,846
382 356,631
25
286,849
205
146,398
613
297,507

143,784 2,834,673

75,880

286

24,933

7,664

31,341

10,19914,329,633

7,780 2,656,141 1.983,278 153,359 1,079, 589 18,932,454 506, 688

8,478

45,464

73,257

136,358

57,302 84,562,238

13

645

29, 549
254,226

13

664

73,270

137,022

17

2,475

647,818

154,010

15,763

2,376
12,496

168
3,289

263
2,766
20

260

606

3,049

15,132

39,992

146

188

10

3,457

2,205

2,578

37,686

5,013 17,309, 767 41,835,752




3,430
9,654

17,091
66, 743

315,996
560,777

9,142
30, 244

106
2,089

7,780 2,659,598 1,986,327 153,359 1,094,721 18,972,446 508, 893

10
19

8,488

45,464

4,250

74

288,025

57,376 84,850,263

TABLE N O . 30.—Assets and liabilities of active national banks, Dec. 81,

1946—Continued

to

LIABILITIES
lln thousands of dollars]

Location

Maine
New Hampshire..
Vermont
Massachusetts
Rhode Island
Connecticut

Demand
deposits

140,344
136,938
61,115
2,311,839
208,068
515,521

Time
deposits

92,921
42, 642
63,135
505,693
24,698
176,919

Total

Bills pay- Mortgages
or other
able, rediscounts, and liens on
bank
other
liabilities
premises
for
and on
borrowed
other real
money
estate

233,265
179,580
124,250
2,817,532
232,766
692,440

1,050
320
140
2,525

Total New England

Acceptances executed by
Income
or for accollected
count of
but not
reporting
earned
banks and
outstanding

13,756
199
3

3,373,825

906,008

4,279,833

4,035

10,601,992
1,190,311
4,287,556
25,367
529,021
503, 388

1,629,764
960,555
1,881,069
12,998
174,751
107,442

12,231,756
2,150,866
6,168,625
38,365
703,772
610,830

2,750
400
4,447

17,137,635

4, 766,579

21,904,214

7, 597

10

743,118
341,717
402,903
367,250
823, 527
1,027,899
729,374
165,623
882,530
4,181,146
347,691
498, 754
1,022,964

303, 568
135,041
91,434
50,086
169,985
215, 748
191,707
45,316
191,084
428,392
57,247
108,861
272,648

200
1,800

18

Total Southern States 11,534,496

2,261,117

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of ColumbiaTotal Eastern States._
Virginia
West Virginia...
North Carolina..
South Carolina..
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee.




1,046,686
476,758
494,337
417,336
993, 512
1, 243,647
921,081
210,939
1,073,614
4,609,538
404,938
607,615
1,295,612
13,795,613

126
57
298
2,631
146
656

Expenses
accrued
and
unpaid

462
188
251
12,042
1,044
2,994

Other
liabilities

241
114
169
6,743
186
518

Capital
stock 1

7,715
5,686
4,659
74,027
9,445
20,888

Surplus

8,468
7,653
4,174
114,788
10,910
22,352

Undivided
profits

3,758
3,405
2,252
34,816
3,597
8,157

and retirement
account
for
preferred
stock

1,259
1,005
1,274
18,239
280
3,732

13,958

3,914

16,981

7,971

122,420

168,345

55,985

25,789

29,509
146
10,248

9,480
1,695
3,185

211

103
171

54,428
4,175
20,864
1
849
1,594

182,232
1,067
4,243
60
755
1,658

284,708
55,807
216,501
1,619
14,245
10,600

512,188
56,354
337,348
2,831
21,086
13,800

149,964
22,321
86,560
664
7,973
5,975

31,929
12,716
46,448
117
4,895
939

40,114

14,634

81,911

190,015

583,480

943,607

273,457

91,044

671

10

670
119
540
231
1,223
782
823
35
341
807
279
298
1,570

2,436
662
989
937
2,436
2,954
2,609
303
2,860
8,882
272
937
2,425

936
351
174
245
831
421
559
123
1,102
1,723
141
404
529

25,881
12,305
7,869
5,850
17, 497
24,350
18,014
4,544
17,170
98,873
7,030
13,595
23,244

29,883
13,929
11,209
6,969
18,910
30,211
21,884
5,543
23,813
101,904
9,618
16,998
32,727

11,294
4,938
3,400
2,751
7,191
8,437
8,408
313
6,657
40,059
4,494
4,693
10,349

4,241
1,937
1,448
1,310
5,595
3,260
3,841
403
2,183
15,199
924
1,404
2,710

10; 787

7,718

28,702

7,539

276,222

323, 598

112,984

44,455

460
175

30
28
654

2,000

4,363
4,573

•""200
4,375

268

Iffc

Ohio
Indiana
Illinois
Michigan..
Wisconsin
Minnesota
Iowa
Missouri

906,258
377,761
1,689,970
790,163
481,536
476,899
144,085
216,006

2,982,343
1,494,545
7,955,074
2,342,475
1,343,334
1,920,327
753,782
1,576,116

15,285,318

5,082,678

20,367,996

.

Total Middle Western States
North Dakota. __
South Dakota
Nebraska
Kansas
Montana. _ _ _ _ _
Wyoming
Colorado ._
New Mexico
Oklahoma

1,512
601
7,112
1,383
260
1,456
211
841

76,811
26,954
185,696
46,770
26,900
37,091
12,749
30,957

82,736
32,323
188,324
56,119
28,803
51,678
16,605
30,574

27,993
17,336
68,498
13,827
16,561
16,370
5,769
18,868

11,971
4,886
47,484
19,196
8,470
11,663
2,794
3,706

54,480

13,376

443,928

487,162

185,222

110,170

81
91
268
270
92
116
158
39
424

516
534
1,239
1,033
458
64
1 934
5
2,375

64
236
373
222
27
56
108
154
641

3,508
3.663
16,080
15, 565
4,585
2,400
11,762
2.941
25,082

3,682
4,311
15,545
15.831
4,320
3,238
16,072
2,820
28,806

1,750
1,360
8,286
7,996
2,204
1,830
10,032
650
16,093

946
1,022
4,350
1,376
466
602
3,769
1, 512
4,972

232

1,539

8,158

1,881

85, 586

94,625

50,201

19,015

488
166
9,597

450

7,014
2,367
25,296
6,870
2,923
6,017
776
3,217

184

2,076,085
1,116,784
6,265,104
1,552,312
861,798
1,443,428
609,697
1,360,110

_

932
544
11,614
65
130
89
819

4,120
3,044
23,141
645
772
461
566

1,792
1,174
41,480
135
104
1,160
55

24,905
14,315
186,445
4,685
3,975
1,810
4,300

26,-726
22,790
190,145
4,364
4,495
2,012
4,090

15,153
15,033
69,071
2,001
2,482
1,853
1,291

12,186
4,687
18,275
1,265
1,421
25
553

90

378
11
6,429
20
7
569

150

511

1,448
706
4,345
3,087
466
3,451
337
781

690

7,925

14,621

180,511
191,003
798,168
769, 208
222, 236
126,175
674, 763
170,260
1,059,389

57,689
43, 500
101.616
75,297
48, 796
29,646
171,976
30,037
90.663

238,200
234, 503
899, 784
844. 505
271.032
155,821
846,739
200, 297
1,150,052

4,191, 713

649, 220

4,840,933

1,228,405
856,378
5,910, 506
267, 556
213, 563
93,430
229,176

482,875
347,689
3,718,472
75,915
59,886
45, 558
56,657

1,711,280
1,204,067
9,628,978
343,471
273, 449
138,988
285,833

Total Pacific States,.

8, 799,014

4, 787,052

13, 586,066

100

21

10,251

14,193

32, 749

45, 900

240,435

254, 622

106,884

38,412

Total United States
(exclusive of possessions)

60,322,001

18,452,654

78, 774,655

20,047

339

83,267

56,619

222, 981

266, 682

1,752,071

2,271,959

784, 733

328,885

436

4
197

400
4,000

775
3,100

204
603

160
2,584

Total Western States.
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona

.

21,042
123, 733

Alaska
The Territorv of Hawaii
Virgin Islands of the United
States

3,250
7

1,982

1,916

3,250

40

100
21

18,581,081

79,049,839

13
3

19

5

150

50

18

107

13

275,184

60,468,758

13

16

455

206

4,550

3,925

825

2,851

83,280

56, 635

223,436

266, 888

1,756,621

2, 275, 884

785, 558

331,736

3,898

128,427

40
6
1
1

28 006
243,280

146, 757

Total possessions
Total United States
and possessions

6 964
119, 547

33

20,047

339

1 See classification on pp. 128 and 129.




to

TABLE N O . 30.—Assets and liabilities of active national banks, Dec. 31, 19Jf6—Continued

to

[In thousands of dollars]
Loans and discounts

Location

Maine
New Hampshire..
Vermont
Massachusetts...
Khode Island
Connecticut
Total New England States.
New York____
New Jersey. _
Pennsylvania
Delaware.
Maryland
District of Columbia
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
MississippiLouisiana
Texas
Arkansas




Commercial and
industrial
loans (including
openmarket
paper)

Loans to
farmers directly guar- Other Loans to
brokers
anteed by loans to and dealthe Com- farmers
ers in
modity
securities
Credit Corporation

14,996
21,344
8,720
500,609
29,972
48,919

12,119
39

624, 560

12,158

2,209
1,414
4,349
1,824
14
1, 536
11,346

Other loans
for the
purpose of
purchasing
or carrying stocks,
bonds, and
other
securities

Real-estate loans
Other
loans to
indiSecured Secured Secured
viduals
by farm by residential
by
(conland (in- properties other
cluding
(other
proper- sumer
loans)
improvethan
ties
ments)
farm)

30,618
129
185

1,202
2,213
1.557
15,882
1,455
5,744

1,116
944
3,236
711
82
813

8,034
8,010
11,221
35,957
4,325
28,349

2,766
2,514
1,865
34,483
2,414
9,054

7,417
8,094
6,770
108,037
8,193
26,885

31,056

28,053

6,902

95,896

53,096

165,396

111
13

110,112

606, 562
3,014
39, 738
45,198
2,461, 940
21,895
50,062
37,115
133,136
106, 520
88,000
11, 705
106, 818
652,392
22,687

778
2
630
1
63

21,483
4,220
17,345
569
1,890
1

497,660
3,096
34,330
2
6,682
393

108,239
19,418
30, 082
573
13,048
4,201

14,798
4,270
22, 906
1,069
4,602
35

143,110
123,155
232, 204
2,157
16, 564
15,686

46,561
25,432
59, 762
756
5,775
8,904

1,474

45, 508

542,163

175, 561

47.6

532,876

147,190

28

1,657,316

11,036
1,541
2,125
2,679
5,115
2,850
7,023
2,963
4,550
82,873
7,999

2,029

17,085
3,587
8,281
994
25, 789
28,999
15,288
1,468

57,944
26,8U
7, 307
6,959
14, 212
13, 465
23,386
3,797
11,250
55,939
6,316

16,842
6,453
3, 613
6, 863
7, 374
10, 953
9,515
2,637
8,027
34,181
4,145

76"
389
2,906
1,175
90
116
14,458
229

"1,653
493
2,238
2,645
2,703
118
1,991
9,580
428

19,119
99,451
1,847

10,105
2, 544
1,380
954
2,966
1,462
3,728
1,532
1,605
17,121
3,187

285,924
66,145
149,198
292
12,117
15,710

Loans
to
banks

All
other
loans

Total

W
53,799
46,182
40, 593
771,303
50,160
127, 791

175
55

3,650
1,528
2,866
37, 755
4,758
3,573
"""442" 5,843

o
o

t1

5, 430

55, 215

720

1,089,828

11,955

82,855
19,905

2,423
33

2,610

o

2,873,102
375, 788
1,192,116
9,057
105,979
96, 720
4,652, 762

"1,735" 37, 269
624

5,485
6,546
13,690 152,684

45, 551
20,368
21,322
16, 515
51,256
28,802
33,940
7,994
19, 579
160,880
16,209

Overdrafts

100
"344
3,064
700

100
956

16, 224
2,966
4,498

3,981
16, 739
21,847
7,140
1.418
25,809
35,958
3,900

265,073
65
86,194
29
100,698
37
32
76,974
265,084
289
74
218,317
192,030
132
222
33, 944
199,192
228
2,298 1,166,087
78
67,025

o
d
3

Kentucky.
Tennessee
Total Southern States
Ohio
._
Indiana
Illinois-.
-.
Michigan
Wisconsin
_
Minnesota
Iowa ._ .
Missouri
Total Middle Western States
North Dakota.. .
South Dakota
Nebraska
Kansas
.
Montana. _ _
Wyoming
._
Colorado
New Mexico
_. _
Oklahoma
Total Western StatesWashington
Oregon

California
Idaho
Utah
. „
Nevada
_
Arizona
Total Pacific States
Total United States (exclusive of
possessions)
.
Alaska
The Territory of Hawnii
_
Virgin Islands of the United States
._
Total possessions
Total United States and possessions..




9,331
12,409

67
374

119,769
330,748

498, 788

6,114 162, 220

3,925

3,121,135

76, 564
29,398
156,632
67, 579
19,337
62, 562
17,949
58,202

1,144
312
153

42,712
5,971
35,220
35,104
6,990
29,457
3,828
9,727

224
62
1,085
250
90
220
66
104

649,244
235,282
1, 724, 739
490,484
184,406
401,010
135,847
386, 714

162,837

488, 223

2,842 169,009

2,101

4, 207, 726

1,204
1,728
6,022
2,593
1,570
1,812
7,005
4,275
6,029

3,429
4,591
15,096
14,293
2,696
2,315
12,827
5,435
30,436

130

465
740
9,584
5,590
1,181
372
5,416
953
8,210

32
55
125
103
34
44
61
70
155

24,823
36,383
141,665
126,810
26,174
24,608
129,346
51,377
216,046

86, 235

32, 238

91,118

830

32, 511

679

777, 232

8,099
4,110
43,649
1,856
1,020
669
1,663

63, 560
26,740
829,946
10,583
12,955
9,113
13,527

24,049
10, 870
107,375
3,511
4,300
2,991
1,756

39,601
22,974
276,368
5,050
6,903
5,453
12,006

11,560
10,364
77,360
2,067
1,927
188
51

590
914
4,803
122
174
105
144

436,669
242,409
2,515,626
53,6'44
58.420
28,234
88,396

61,066

966,424

154,852

368,355

598 103,517

6,852

3,423,398

675, 225 2,141, 266

29,504 675,156

433
2,250
111

294
2.123
31

233
5,693
124

2,794

2,448

6,050

678,019 2,143,714

29,504 681,206

40,159
186,439

232

11,203
10, 772

406
4,786

7,703
23, 546

8,302
5, 516

18,116
19,525

4,720
9,689

19,412
56, 960

1, 544,992

19, 699

152, 729

29,070

253,157

60,402

265,027

125,012

271.134
99,455
1,071,988
180, 223
93,748
188,001
49, 258
195,603

220
455
113
538
2,287
568
83

14,342
8,804
34,018
3,614
5,092
15,603
20,992
21,943

13,641
862
95,389
5,886
514
2,613
1,773
5,602

43, 549
8,980
129,495
21,006
4,875
24,152
8,340
25, 253

23,024
9,539
14,005
4,761
4,575
7,192
6,164
4,940

131,927
59,248
137,011
139, 672
38,383
57,031
21,063
54,167

30, 763
12,196
49,630
31, 851
10,799
10,873
5,840
10,885

2,149,410

4,264

124, 408

126, 280

265,650

74,200

638, 502

7,497
10,976
46,582
54,012
9,822
7,031
51,122
19,610
11$, 389

2,735
967
2,398
524
633
1,330
1,349
1,284
460

4,070
9,275
36,277
28,930
5, 531
6,186
26, 553
8,745
23,647

431

311
637
12,286
2,459
221
663
2,729
442
3,619

800
895
3.205
5,616
607
964
3,383
1,432
5,944

4,280
6,519
7.971
11,409
3,879
3,886
18,564
9,131
20, 596

323,041

11,680

149, 214

3,473

23, 367

22,846

238,692
126,014
971,723
18, 553
21,346
5,343
44,600

4,735
2, 575
907
3,706
2,774

1,601
742
48,529

9

18,878
10,468
104, 542
7,490
3,477
3,187
14,418

128

25,304
26,638
49,966
706
2,811
1,185
94

1,426, 271

14, 706

162,460

51, 593

106, 704

8,530,214

63,981

645, 665

783,635

852,492

2,022
14,662
162

5
337

593

20
1,737
12

16,846
8,547,060

1,474
1,226

1,749
63,981

647,414

20
783,635

852, 512

273,096 2, 584, 960
8
1,008
48

1,672
4,713
264

1,064

6,649

274,160 2, 591,609

350
500

3
1,019
6
205

645
55

458
140

16,887 17,272,081
3
63

4,685
32, 249
752

66

37,686

16,953 17,309,767

to

TABLE N O . 30.—Assets and liabilities of active national banks, Dec. 31, 1946—Continued
[In thousands of dollars]
Capital stock
Common stock

Location

Preferred
stock

Maine
New HampshireVermont
Massachusetts
Rhode Island
Connecticut
. _

16
149
479
820

Total New England
States

Georgia
Florida—
Alabama
Mississippi...
Louisiana.
Texas
Arkansas
Kentucky.
Tennessee-

7.715
5,670
4,510
73,548
9,445
20,068

Par
value

Individuals, part- U . S .
nerships, Governand corment
porations

120.095
7,715
5,670
110, 792
4,510
53.946
73, 548 1,772,752
9,445
178,398
20.068
437,190

4,034
4,191
1.327
70,410
11,490
14,601

States
and
political
subdivisions

Banks
in
United
States

6.857
10, 701
3,075
137,231
7.742
22,816

6,905
7,316
1,170
274,334
7,575
20,427

Banks
IndividCertiin
fied and uals, part- U . S .
foreign cashiers' nerships, Governcoun- checks,
and cortries
etc.*
porations ment
2
20,838
797

2,451
3,938
1,597
36,274
2,066
20,487

92,126
42,245
62,651
501,078
24,061
175, 748

States
and
Postal political
savings
subdivisions

543
312
181
4,208
285
1,101

7
20
3
75
50
15

240
65
300
287
2
55

Banks
in
United
States

Banks
in
foreign
countries

5
45
300

1.464

120,956

120,956

2.673,173

106,053

188,422

317, 727 21,637

66,813

897.909

6,630

170

949

350

5,264
7,615
730
25
100

279,444
48,192
215, 771
1,594
14.145
10,600

279, 594 7,841.932
48,192
967,185
215, 771 3.475,293
1,594
24.003
14,145
407,421
10,600
422,126

312,646
40.103
110,846
413
12,756
17,084

220, 791 1,263,228 540,481
132,625
22,293
14
129,921 505,270 14,386
170
421
74,493
30,928
356
39, 740 6,083
86

422,914
28,091
51,840
360
3.067
18,269

1,580,572
953,677
1,807,613
12.979
168.960
107.417

13,604
3,014
2,693
10
1,615

4l2

28, 520
3,831
66,873
9
880

1,268
33
3,478
3.288

13,734

569,746

569,896 13,137,960

493, 848

514, 521 1,905,445 561,320

524, 541 4,631.218

20,936

445

100,113

8,067

255
33

New York _
New Jersey
Pennsylvania .
Delaware
Maryland.
District O fJoliimhia
f
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina.

Unimpaired

Time deposits

Demand deposits

222
509
558
1,327
204
505
564

25,626
12,272
7,869
5,850
17,447
24, 350
17, 792
4,035
16,612
97,546
6,826
13,090
22,680

25,626
550,407
12,272
265,874
7,869
321, 936
5,850
293, 784
17,447
547, 749
24,350
747,325
17, 792
535,641
4,035
113,761
16,612
584,345
97,546 3,006,102
6,826
263,132
13,090
420,304
22,680
641.391

31, 974
13,446
11,855
8,802
22,154
23,139
17,671
4,263
17, 736
75,576
6,153
9,697
20,508

39,364
29,072
34,972
40,107
85, 276
116,085
93,430
25,989
97,303
280,675
29,110
21,930
76,212

285, 595
132, 704
89.172
49,101
168, 229
198,259
190,126
43,926
186,669
383, 935
56,980
106,898
263,132

5,69b
1,659
1,835
75
1,566
1,415
620
1,385
516
6,637
10
1,206
4,249

170~
30
1
6
31
41
10

10,887
319
385
594
92
14,173
136

59
379
28
16
58

3,840
36,167
149
671
573

1,220
329
41
310
67
1,860
815
5

19

20,476
11, 468
8.882
5,266
9,374
11,950
8,129
909
11,069
111, 598
3.147
6,792
11,653

1,274
80
70
4,636

4,227

271,995

15,878

220,713

2,154,726

26,869

829

67,986

10,707

^~ ^

_
~

Total Southern States




50

271,995

8,291, 751

262,974

100,897
21,857
25,258
19,291
158.934
127, 331
74,234
20, 701
163,511
702.280
46,149
40.031
273,181

969,525 1,773,655

40
2,069
269
8,566
4,915

8
25

5,800

5,800
,

856,187
371. 721
1,617,186
781,074
479,283
473, 544
141,637
209, 702

963
2,092
2,317
4,423
1,062
676
2,371
1,165

168
288
102
35
33
120
51
65

46, 593
25
70,365
3,965
733
1,683
26
5,069

2.347
3,635

1,333

37,560
18.086
65,648
29,193
16, 729
18,114
6,588
12,282

34,191

204,200

4,930, 334

15,069

862

128,459

7,954

1,710
1,882
7,073
7,756
2,659
1,927
7,993
3,083
31, 601

57,480
42,924
101,452
73, 553
48,522
29,404
169, 204
29,813
83,509

50
122
1,547
2
140
100
202
340

5
2
24
38
5
17
5
11
95

204
524
12
71
262
35
174
5
4,289

6
88
5
50
2,493
6
2,430

Washington
Oregon
California
Idaho
Utah..
Nevada
Arizona
Total Pacific States
Total United States (exclusive of possessions) .
Alaska
The Territory of Hawaii
Virgin Islands of the United
States
Total possessions
Total United States and
possessions
. _

36

65,684

635,861

2,503

202

5,576

5,078

4,090
675
31,628

480,056
342,202
3,595,197
75,082
59,291
45,434
56,397

2,280
78

14
15
356
11
20

5,244
109,180

525
150
2,220
105
50

736

25,172
19,327
215,000
3,226
1,543
2,541
4,103

37,129

270, 912

4,653,659

15,466

421

114,451

3,055

41,677 1, 710, 394 1,710, 544 45, 426,114 1,717, 523 3,697,139 7,458,171 670,191 1,352, 863 17,903,707

87,473

2,929

417,534

35,211

5,800

248

17

4

15

342

17

4

2,944

417.876

35,228

5,804

71,119
26,490
185,284
36,450
26,658
35,842
12, 719
30, 957

71.119
26,490
185,284
36,450
26,658
35,842
12, 719
30,957

1.626,347
821,451
4, 585,412
1,229, 515
646, 056
937.362
385.671
848,497

86,127
31,864
181,900
60,206
39,347
51,694
23,262
30,331

132, 534
191,381
132,602
112,694
316,167 1,092.855
98, 789
130,015
48, 318
110,853
105,436
328, 398
67, 765
126,411
60,247
407,420

2,136
87
23,122
4,594
495
2,424

18,409

425, 519

425, 519 11,080,311

504,731

961,858 2, 500, 027

100
39
60
60
90
129
175

3,508
3,563
16, 041
15, 505
4,525
2,310
11,633
2,766
25, 082

3,508
3,563
16,041
15,505
4,525
2,310
11,633
2,766
25,082

156,428
152,941
567,670
548,389
179,465
97,055
545,806
130,344
716,661

5,702
6,229
20,681
17,106
4,713
2,775
15,590
3,625
32,631

4,481
18,405
36,508
101,937
19,816
12,604
21, 740
22, 214
127,345

12,190
11.546
166,233
94,020
15,583
11,814
83,601
10, 994
151,151

653

84,933

84,933

3,094,759

109,052

365,050

557,132

697

700

24, 208
14,315
184, 657
4,680
3,975
1,810
3,600

24,208
14,315
184,657
4,680
3,975
1,810
3,600

976,450
706,272
4,820,889
223, 561
153,925
74,382
192, 681

37, 596
22,003
168,130
4,575
2,699
2,035
3,827

103,317
72,434
427,429
30,266
25,903
13,083
25,331

81,780
35,667
247,430
5,928
29,493
1,389
2,498

3,190

237,245

237,245

7,148,160

240,865

697, 763

404,185

5,692
464
412
10,320
242
1.249
30

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota --Iowa
Missouri
- _
Total Middle Western
States
North Dakota
South Dakota
Nebraska
Kansas
_
_
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States....

1,788
5

3

33

400
4,000

400
4,000

17,585
78,027

2,400
32,886

537
9,466

100
1,409

420
1,945

38

38

983

259

704

21

15

4,438

4,438

96,595

35, 545

10,707

1,530

2,380

128,049

41, 789 1, 714,832 1, 714, 982 45,522,709 1,753,068 3,707,846 7,459,701 670,191 1,355,243 18,031,756

5
10

87,473

5

=

27
5

5

1,647

112

717
525
97
250

6,959
119, 443

112

n, 519

666
425
876

94

»Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to Federal Reserve banks (transit account).




to
CO

TABLE N O . 31.—Assets and liabilities of all active banks other than national, Dec.l 31,1946 (includes State commercial, mutual savings, and private
banks)
'
banks) 1
ASSETS
lln thousands o dollars]
f

Location

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia._.
Total Eastern
States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana.Texas
Arkansas
Kentucky
Tennessee
T o t a l Southern
States

Number of
banks

Loans
and discounts,
including
overdrafts

ObligaObligaU.S.
tions
tions
Governof
guaranment seStates
teed
curities,
and
by U . S . political
direct obligations Govern- subdiviment
sions

63
55
41
256
23
145

95,637
90,624
91, 730
1,143,116
134,854
440, 563

313,887
214,130
95,495
2,855,047
534, 343
1, 271,409

583

1,996,524

597
174
31
1,074

184
104
182
126
267
124
153
179
122
417
169
297

2,548




5,284,311

1,885

16,681,454
1,637,280
2,531,866
294,094
822,466
78,620
236,061

4,457
1,449
380
12
354
7

9, 553,179 22,203,221
217,200
359,808
88,145
226,224
298,192
659,824
129,483
321, 372
211,874
295,421
74,872
141,988
68,701
218, 598
114,770
172,762
91,494
404,912
231,079
182,481
58,907
472,904
222,084
265,651
138,981

6,659

1,850,179

3,851,428

Other
bonds,
notes,
and
debentures

5,332
8,089
3,672
15,861
2,041
28, 782

34,097
27,744
10,112
309, 751
59,876
121,188

7,161
22,678
2,124
62,298
29,264
41, 789

.3,777
350,683
92, 357
91,149
12,196
11,293
700

562, 768
515,168
173,235
477,760
70,532
64,843
11,459

165, 314

55
80
82
44
94
21
102

558, 378 1,
14, 560
8,101
55,644
13,765
11, 942
17,791
13, 321
76,728
59,051
40, 570
16,392
10,808
42,474

658

381,147

28
10
101
31
10

Corporate
stocks,
including
stocks
of Federal
Reserve
banks

Currency
and
coin

10,431
1,860
2,588
46,408
12, 378
32,128

Balances
with
other
Bank
banks,
premincluding
ises
reserve owned,
balances, furniand cash
ture
items in
and
process
fixof collec- tures
tion

37,720
14,611
11,671
301,700
71,332
184,164

Real
estate
owned
other
than
bank
prem-

Investments
and
other
assets
indirectly
representing
bank
premises
or other
real
estate

2,452
1,598
1,808
25,802
10,550
14,352

417
675
162
1,614
398
1,472

116,395
15,036
25,109
3,281
3,323

or

105,793
621,198 56,562
214,470 4,841,307 191,207
50, 253
343,489 31,621
82,04"
665,243 49,942
6,185
83,761
2,489
21,992
184, 501
8,885
8,981
98,459
7,608

4,738
7,765
1,130
7,064
256
3,856
23

3,339
5,989
448
6,740
674
36
1,532

312,997 164,061
1,010
16,239
868
6,56.r
1,568
35,237
417
3,760
975
2,955
178
2,666
287
2,386
292
3,495
664
3,485
8,206
2,491
3,833
134
779
15,087
5,280
1,890

383,928 6,216,760 291,752
17,628
158,304
7,231
11,113
71,800
2,778
37,453
341,079
5,650
8,445
81,095
700
19,243
186,961
5,101
14,604
114,075
2,358
10, 358
84,168
935
15,955
138,91"
2,897
_
15, 355
154,071
21,163
303, 998
5,135
129,957
8,182
1,204
219,324
17, 511
3,602
150,492
14,524
4,195

20,094

15,419
104
693

109,194

11, 553

211, 534 2,134,241

43, 771

98
120
230
96
283
152
122
149
36
334
65
22
483
2,19C

Custom[ncome
ers'
liabili- earned
or act y on
crued
accept but not
ances
coloutstand- lected
ing

708

194

1,270
1,111
250

45
2,073
1,422
271

1
173
84
445
44

1,571

119
1,661
23

Other
assets

Total

508,390
130
382,139
315
221,589
5,899 4,770,973
493
858,893
13,727 2,150,942

1,803

4,005

49,365
342
3,024
464

83,222
6,873
8,232
720
1,564
786

20,909 8,892,926
24,598 30,853,247
2,762 2,885,045
8,876 4,815, "33
240
565,056
2,833 1,356,118
354
445,507

53,198 101,397
670
234
594
3,198
35
57
98
555
462
20
26
145
256
124
149
18
492
305
524

39,663 40,920,706
794, 293
1,413
417,624
973
5,000 1,443, 771
142
271,906
923
762, 303
738
523, 510
421
322,856
940
573,224
401
499,955
1,002 1,019,127
358
401,626
965,482
2,835
625,588

1,53:

15,833 8,621,265

Ohio
Indiana
Illinois
-Michigan ...
Wisconsin
Minnesota
Iowa
Missouri
-- Total Middle
Western States.
North Dakota
_ _South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western
States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona _ Total
Pacific
States
Total United
States (exclusive of possessions)
Alaska
Canal Zone (Panama)..
Guam.
...
The Territory of
Hawaii
Puerto Rico.
American Samoa
Total possessions
Total United
States and possessions
1

438
367
498
356
463
497
552
515

916, 222
255, 511
483, 393
449,939
300,922
181,978
291,133
608,004

2,218,906
847,941
1,710,656
1,399,121
880,773
556,524
846,809
1,134, 704

317
172
13
296
189
160
287
108

121,055
26,712
109,532
97,050
57,600
28,131
46,402
68,703

115,573
27,192
119,666
57,629
51,128
26,001
15,851
45,633

4,309
711
2,104
2,094
685
214
502
16,670

3,686

3,487,102

9,595,434

1,542

555,185

458,673

27,289

no

134
282
440
71
29
65
21
183

17, 055
31,991
54,630
124,549
34,441
12,913
58,414
16, 107
48, 771

211, 505
131,293
220, 731
385, 781
150, 779
36, 307
114, 006
32,180
120,637

17
9
54
100
18
27
3

9,222
6,629
6,546
22,841
4,556
950
6,793
1,549
16,169

3,666
3,926
3,630
2,373
3,125
345
3,616
251
1,766

396
66
39
342
166
34
145
63
41

2,971
2,807
3,616
7,730
3,376
1,127
3,287
1,995
4,058

58,005
53,496
94,179
179,573
73, 341
24, 613
67, 796
21,695
80,185

1,335

398,871

1,403, 219

228

75, 255

22,698

1,292

30, 967

86
48
115
32
47
3
7

100, 872
26, 957
833, 503
18, 075
80,544
7,613
20, 221

265,136
95,463
1, 929,344
51,254
136, 570
11, 788
63,155

9
3
227

16, 247
5,564
131,382
2,500
7 111
321
5,400

10,389
295
49,000
283
1 192
3
774

113
51
4,039
27
256
15
55

6,019
2,552
34, 276
1,425
3 648
764
2,614

338

1,087, 785

2, 552, 710

239

168,525

61, 936

4,556

51, 298

9,578 18,373, 640 44,890, 323

11, 211 1, 802, 267 2, 528, 266

736,620
274, 588
679,118
400,158
261, 721
150,138
310, 554
648,682

22,659
6,777
8,972
14,446
7,395
2, .676
4,304
11,205

331
82
39
27
76
11
47
2,234

1,102
331
74
115
657
731
1,363
132

885
44
12
69
21
135

6,225
612
4,210
2,833
235
684
75
1,937

291, 776 3,461, 579

78,434

2,847

4,505

1,337

16,811

379
691
753
1,952
519
417
615
181
685

17
2
4
5
34
100

395

8

5

68

117
30
41
14
256
2
244

7

1

9

652,883

6,192

169

401

69, 567
27, 639
658, 284
23,197
66 840
5,165
19,589

1,292
696
23, 359
263
636
187
385

5
210
3
4
1

12
16
5

870, 281

26, 818

223

236

374,065 1,075, 296 13, 956, 942 503, 529

30, 261

25, 471

14
2
1

8,318
765
274

16,070
1,735
6,506

8
16
1

47, 334
82, 756
14

159, 683
163, 324
1,133

8,048
7,844

4,099
17,357
5

922

42

139, 461

348, 451

15,892

22, 525

922

9,620 18, 513,101 '45, 238, 774

Excludes private banks which do not report to State banking departments.




171

3,534
946
2,020
1,666
1,764
861
657
4,385

4,230,880
1,471,609
3,158,889
2,474,643
1, 587,368
960,517
1, 541,568
2, 572,873

15,833 17,998, 347

45

77
84
108
640
67
21
400
41
212

303,427
231, 024
384, 327
726, 302
270,649
76, 790
255,489
74, 062
272,589

85

749

1,650

2, 594,659

10

631
81
4,732
40
46

152
470,454
725
160,042
3,299 3, 674,564
58
97,085
120
297 131
25, 921
24
112, 335
96

5,537

4,474 4,837, 532

60,868 134, 934

98,362 83,865,435

2,904

7

203

2,914

11
19

29
30, 245
418

36, 527
35, 997
10, 172

62

49
609

304
8,280

266, 023
340, 326
1,619

327

62

688

39, 276

690, 664

30, 588

25, 533

2,639
2,582
1,401

8,096
613
1,552

279
46
2

32

12,077
32, 928
149

31, 294
24, 487
318

1,943
2,654

270
25

51, 776

66, 360

4,924

374,987 1,127, 072 14, 023, 302 508, 453

1,064

11, 211 1,818,159 2, 550, 791

83,856
30,034
38,207
49, 225
24, 211
12,339
23, 563
30, 341

60,868 135,622 137, 638 84, 556,099

TABLE N O . 31.—Assets and liabilities of all active banks other than national, Dec. 81,1946 (includes State commercial, mutual savings, and private
banks)—Continued

CO

LIABILITIES
[In thousands of dollars]

Demand . Time
deposits
deposits

Location

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut-

119,733
12,002
33,700
913,177
240,109
484, 883

Total New England
States...
_
_
New York
New Jersey. _
Pennsylvania
Delaware . .
Maryland
District of Columbia.
_.
Total Eastern States...

339,523
330,813
166,046
3, 383,126
537,866
1,452, 242

Total
deposits

459,256
342,815
199, 746
4,296,303777, 975
1, 937,125

Bills payable, rediscounts, and
other
liabilities
for
borrowed
money

Mortgages
or other
liens on
bank
premises
and on
other real
estate

Acceptances executed by Income Expenses
or for ac- collected accrued
count of
and
reporting but not unpaid
banks and earned
outstanding

1,662

131

2,159
897

80

119
1,811
23

40
2,012
489
130

367
86
260
5,816
5,814
4,001

Other
liabilities

775
214
375
6,483
2,733
4,352

Capital
stock i

Surplus

Undivided
profits

7,606
1,027
10,465
36, 597
15,177
22.845

20,987
23,586
3,065
225,100
48, 776
111, 027

14,973
11, 782
4.640
179, 612
6,020
67.023

93, 717

Reserves
and retirement
account
for
preferred
stock and
capital
notes and
debentures
2,633
2,629
2.998
16, 772
98
3,439

1,803,604

6, 209,616

8, 013, 220

4,718

80

1,953

2,802

16,344

14, 932

432, 541

284,050

28,569

16, 336, 611
1,191, 572
2, 321,933
374,142
596, 973
295, 789

11, 528,824
1, 472,462
2,027,039
135, 385
648,175
115,280

27,865,435
2.664.034
4. 348,972
509, 527
1,245,148
411, 069

4,587
800
1,540
500

145
17

55,042
342
3,580
464
3

12, 705
2,260
2,347
258
1,039
498

80,154
6,673
13, 203
1,202
2,257
970

103, 275
4,700
7,984
652
1,744
518

528, 272 1, 533, 317
61.271
109,001
112.436
242, 460
10,181
25,122
20,018
49,806
9,850
16, 738

538, 599
19, 983
57, 791
7,294
30.681
4,517

131, 716
15,981
25,403
9,856
5,422
1,216

37, 044,185

7.558

162

59, 431

19,107

104,459

118, 873

742, 028 1, 976,444

658,865

189, 594

524

1,542
250
2,748
62
3.562
146
76
183
300
234
32
1,055
1,128

2.016
1,222
4,862
103
1,037
654
211
631
366
832
• 45
1,660
834

396
241
4,275
169
1,327
274
177
581
695
1,386
205
3,581
447

20, 501
12,685
19, 735
5,580
17,298
9,635
6,344
11,265
10,384
22, 740
7.983
23, 375
14,453

18,173
15,014
35,291
5,185
18, 649
10, 985
6,562
16, 356
9,219
18,219
6,456
26,634
11,487

7,642
4,071
10, 351
1,925
7,701
3,557
4,227
786
3,775
8,540
4,380
8,468
6,483

4,390
1,902
6,389
658
3,048
1,587
596
865
1,766
2,126
1,291
1,565
2,047

1,531

11, 318

14,473

13, 754

181,978

198,230

71,906

28,230

21,117, 020

Virginia.
West Virginia
North Carolina
South CarolinaGeorgia
Florida.. . .
Alabama
Mississippi
Louisiana
Texas..
Arkansas .
Kentucky
Tennessee
Total Southern States. .




15, 927,165

131

483,908
256,252
1.112. 450
223, 781
565, 773
375, 053
247, 529
458,203
393,832
900, 246
342,004
794,431
451,127

254,825
122, 287
245,927
34. 408
142,806
121, 599
56,929
84,058
79,168
64,692
39,173
104, 315
137. 058

738, 733
378, 539
1, 358,377
258,189
708, 579
496,652
304,458
542,261
473, 000
964,938
381,177
898, 746
588,185

900
3,700
1,149

6,604, 589

1,487,245

8,091,834

8,009

594
35
98
20
4
256

1,004
201
40
450
110
57
398

2

2

Ohio
Indiana
._
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri Total Middle Western
States
North Dakota
South Dakota
Nebraska.
Kansas
Montana
Wyoming
Colorado.
New Mexico...
Oklahoma
Total Western States ._
Washington
Oregon.
California _.
Idaho
Utah
Nevada
Arizona
.
Total Pacific States
Total United States (exclusive of possessions) Alaska
Canal Zone (Panama)
_
Guam
The Territory of Hawaii.
Puerto Rico
American Samoa
Total possessions. _
Total United States
and possessions

2,174,544
920,854
2,091,672
1,070, 759
742,410
433,619
1, 095,284
1,994,447

1,797,206
466, 512
897, 728
1,261,402
753,880
471,124
366,657
415, 540

3,971, 750
1,387,366
2,989,400
2,332,161
1,496,290
904, 743
1,461, 941
2,409,987

10, 523, 589

6,430, 049

16,953,638

212,624
186,305
332,300
606,120
216,325
57,539
190,617
61,253
238,736

75,869
33,826
32,413
79,486
43,667
15,092
51,104
9,943
19,202

288,493
220,131
364,713
685,606
259,992
72,631
241,721
71,196
257,938

2,101,819

360,602

2,462,421

182,340
96,725
1,786,291
74,442
173,437
17,756
72,765

262,800
54,527
1,673,741
18,454
106,455
7,003
34,444

445,140
151,252
3,460,032
92,896
279,892
24,759
107,209

2,403,756

2,157,424

4,561,180

2,725

44,554,377

32,572,101

77,126,478

25,595

22,883
32,176
5,353
118,943
153,251
646

11,065
3,780
3,977
128,026
144,115
864

33,948
35,956
9,330
246,969
297,366
1,510

42
2,717
2

133

1
1
317

333,252

291,827 -

625,079

2,761

133

319

591

77,751,557

28,356

377

47,410

178,373

44,887,629

32,863,928

171

1,675

912
44
12
69
21
135

3,423
797
783
2,501
403
234
153
1,194

12,932
1,505
7,252
2,894
1,397
519
577
4,153

8,456
1,035
2,956
2,710
519
581
106
7,178

85,985
30,504
45, 775
51,242
37,452
16,809
26, 761
65,079

101,058
32,064
52,333
46, 753
29,871
23,692
28,807
44, 353

31,810
14,357
31,221
23,874
13,444
11,268
17,144
32,352

15,22a
3,981
28,257
12,419
7,955
2,602
6,058
6,767

1,820

1,364

9,488

31,229

23,541

359,607

358,931

175,470

83,259

8

12
11
50
138
30
19
257

48
30
58
294
38
42
175
3
251

5,562
4,312
8,555
14,843
4,195
1,282
4,616
1,350
5,440

2,999
3,125
6,404
15,381
3,709
1,918
4,747
804
4,928

3,624
2,925
2,970
8,625
1,989
584
2,864
53
3,238

2,574
464
937
1,025
492
276
735
644
483

75
45
25

mT

9

140

26
55
202
204
38
306
12
162

85

657

1,120

939

50,155

44,015

26,872

7,630

10

284
33
3,308
1
53
13
27

481
46
8,789
446
44
351

1,007
200
16,208
33
157
9
7

4,603
3,255
63,237
1,455
5,732
603
1,297

12,573
2,491
75,156
1,665
6,714
297
2,618

4,247
2,097
31,455
752
3,315
196
637

2,109
668
10,843
283
682

2,961

585
180

3,719

10,157

17,621

80,182

101,514

42,699

14,774

67,325

47,091

177, 782

189,660 1, 507,667 3,111,675 1,259,862

352,056

68

765

2,585

2,951

140

244

1

67,325

408
180
2

189

745

665

660

509

70
7,240
27,076
50

370
6,500
6,125
35

67
2,046
1,149
20

16
2,524
1,022

35,181

'13,695

3,942

4,071

194, 552 1,542,848 3,125,370 1,263,804

356,127

40
318
293
4,241
4,892

»Include? capital notes and debentures. (See classification on pp. 136 and 137.)




CO*
CO*

TABLE N O . 31.—Assets and liabilities of all active banks other than national, Dec. SI, 1946 {includes State commercial, mutual savings, and private
banks)—Continued
- [In thousands of dollars]
Loans and discounts

Location

Maine
.
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland

_
_
__

District of Columbia
Total Eastern States
Virginia
West Virginia .._
North Carolina..
_
South Carolina
Georgia _ .
_
Florida
Alabama
Mississippi.
.
_
_
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total Southern States




Commercial a n d
industrial
loans (including
openmarket
paper)

Loans to
farmers directly guaranteed b y
t h e Commodity
Credit Corporation

24,904
2,008
5,710
118,487
22,995
53,427

4,938
10

227, 531

Other
loans to
farmers

Other loans
Real-estate loans
Other
for the
loans to
Loans to purpose of
indibrokers purchasing Secured by Secured by
or carrying
residential
and
viduals
farm land properties Secured
stocks,
dealers in
(conby other
securities bonds, a n d (including
(other
properties sumer
improveother
than
loans)
ments)
securities
farm)

Loans All other Overto
loans
drafts
banks

Total

1,938
483
10,111
593
896
1,044

42,155
78,186
56, 894
887,353
69,620
321,275

7,583
2,456
7,539
24,317
21,156
10,968

7,981
1,836
4,120
66,824
13,390
42,677

454

3,811
13
110

1,520
619
1,040
22,312
576
5,309

8,508

4,171

31, 376

15,065

1, 455, 483

74,019

136,828

1,658

36, 584

135

1,996,524

11,302
719
3,397
794
3,601
2

617,143
4,107
32,072
1,145
273
672

357,394
24,990
23,085
2,100
28,155
1,649

9,108
1,056
8,519
3,045
8,429
20

3,075, 550
273,012
239,054
28,074
63, 302
18,983

92,345
37,918
66,713
6,389
24,855
11,738

449,873
68,173
200,705
17,431
43,191
23, 851

44,986

153,173
10,458
16,108
957
9,645
2,549

9,987
22
29
41
39
15

7, 767,167
528,770
858,301
90,152
230,169
78,620

590

19,815

655, 412

437,373

30,177

3, 697, 975

239, 958

803, 224

45, 636

192,890

10,133

9, 553,179

58
65
219
2,131
21
822
394
58
7,001
599
10
102

5,410
2,111
6,088
3,233
12,027
4,863
9,981
13, 656
4,373
48,523
10,876
15, 239
12,840

1,580
136
4,187
160
1,217
893
43
946
422
231
111
425
397

2,613
3,592
18, 454
1,569
14,143
2,737
2,085
7,953
2,487
8,060
2,450
19,502
5,048

9,395
5,004
13,791
2,262
12, 401
4,125
5,853
9,538
5,905
7,488
5,308
24,331
16,818

60,051
32,895
30,389
8,284
44,849
12,629
13,623
12, 547
16,344
25,145
10,076
30,609
27,411

11,891
6,724
22, 220
1,363
10, 613
5,830
4,301
8,252
7,997
9,129
3,333
10,861
6,367

61 644
18,945
69,161
5,916
27,920
14,098
15,096
14,643
20,380
39,989
9,388
41,626
35, 257

14
50
1,490

905
256

5,610
3,268
5,303
2,643
3,444
2,404
1,155
2,823
4,024
4,973
2,013
7,564
2,930

37
14
7
20
160
9
117
360
134
574
160
142
380

217, 200
88,145
298,192
33,880
211,874
74,872
68,701
114,770
91,494
231,079
58,907
222.084
138,981

11, 480

149,220

.10, 748

90,693

122,219

324,852

108,881

374,063

2,882

48,154

2,114

1,850,179

2,180
106
3,814
1,101
432
875

5,166

2,945, 836
108,315
268,336
30,131
48, 237
19,141

470

3, 419,996
58 897
15,406
127,037
8,211
82,859
27,263
15,625
43,648
29,370
79,919
14. 593
70,870
31,175
604,873

218

58
45
17

237

350
342
512

225
425

110
10
47

1,738
4,920
2,127
17,927
5,546
4,326

9
25
49
12
40

95,637
90,624
91,730
1,143,116
134,854
440, 563

Ohio
Indiana
Illinois
Michigan
Wisconsin _
Minnesota
Iowa
Missouri
Total Middle Western States. __
North Dakota ..
._ .
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico _
«
Oklahoma
Total Western States
Washington
Oregon
__ _ _
California
Idaho
Utah
.
Nevada
_'
.
Arizona
.
Total Pacific States
Total United States (exclusive
of possessions)
Alaska
Canal Zone (Panama)
Guam
1
Puerto Rico
The Territory of Hawaii
American Samoa
Total possessions
_
._.
Total United States and\ possessions
L
_




113
21
5
938

62,502
2,092
4,269
8,821
7,155
2,885
5,617
10,378

204
41
153
173
85
131
200
273

916,222
255,511
483,393
449,939
300,922
181,978
291,133
608,004

1,085

103,719

1,260

3,487,102

79
244
1,341
1,676
539
102
138
140
633

39
116
120
129
36
15
33
10
87

17,055
31, 991
54, 630
124, 549
34,441
12, 913
58,414
16,107
48, 771

121

4,892

585

398,871

8
773

647
711
15,068
1,234
2,873
124

63
26
1,636
24
197
6
20

100,872
26,957
833, 503
18,075
80,544
7,613
20, 221

101,807

781

20,657

1,972

1,087,785

741,168 1,956, 628

52,163

406, 896

4
2

8,318
765
274
47, 334
82,756
14

6

139,461

228 685
46,082
233, 564
95,078
71,050
16,286
47, 546
233,734

42
177
178
2,064
303
1,984
3,158
244

16,768
24,387
32,304
23,467
25, 518
34, 214
83, 853
41, 261

33,241
279
22,489
283
769
14
422
4,742

86,729
5,298
18,088
14,044
8,704
900
6,603
34,791

34,459
28,526
14,724
24,122
29,318
17,171
38,946
27, 911

270 185
88, 444
78 378
181,671
94,603
81,964
56,846
131,983

45,831
16,628
17, 479
31,924
27,657
7,717
13, 490
35,148

137,571
43, 554
61,767
68, 292
35,647
18,691
34, 447
86,601

972,025

8,150

281,772

62, 239

175,157

215,177

984,074

195,874

486,570

1,603
2,710
6,333
24,981
9,112
2,543
21,967
4,792
9,128

3,612
3,450
2,140
887
1,206
250
648
262

6,536
16, 596
27,916
45,603
9,150
4,657
11,326
4,445
16,863

3

61
165
331
1,490
739
65
753
194
701

777
1,881
4,746
9,951
1,192
1,004
1,233
395
2,619

2,219
3,280
5,223
20,851
6,786
2,456
8,085
3,269
4,874

559
1,140
1,858
3,571
1,607
679
2,511
883
1,715

1,570
2,370
4,528
14,987
4,074
1,142
11,600
1,979
11, 886

83,169

12,455

143,092

558

4,499

23,798

57,043

14, 523

54,136

20,045
4,230
264,878
4,892
19,641
1,416
4,834

970
96
315
1,930
204

4,203
2,234
18,012
5,019
11,199
1,140
2,319

55
7,154
6
199

1,085
480
37,619
217
834
19
727

3,173
1,518
16, 710
837
4,786
342
480

59, 552
9,416
305,914
1,460
26, 378
2,080
6,037

3,932
4,510
87, 652
1,187
7,583
1,644
1,405

7,139
3,736
77, 772
1,269
6,650
842
4,399

319,936

3,515

44,126

7,414

40,981

27,846

410,837

107,913

5, 627, 530

41,356

646, 533

740, 542

780,079

434, 282

6,930, 264

6
69
371
109

5
3

33
25
52
11

12,895

4,484
2,155

10
1,913

12, 392
4,299

1,462
2,594

2,279
6,166
2

98

5,414
599
36
8,594
8,428

12,895

6,639

1,923

19, 591

4,056

8,591

98

23,071

786,718

436,205

6,949,855

745, 224 1,965, 219

52, 261

429,967

2,900
144

20
238
18,113
44, 208
12
62,591
5, 690,121

41, 356

659,428

740,542

16,199 18,373, 640

16, 205 18, 513,101

CO

TABLE N O . 31.—Assets and liabilities of all active banks other than national, Dec, 31,1946 {includes State commercial, mutual savings, and private
banks)—Continued
[In thousands of dollars]

Location

Capital
notes
and
debentures

Preferred
stock

4,348

1,546
125
2,989
1,819
870
73

4,348

7,422

39,922
552

12,061
18,322
3,783

Maine

N p w TTftTT)pshirfi

Vermont
Massachusetts
Rhode Island
Connecticut.
Total New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total Southern States




40
648
41,162
987
141
302
20
10
322

1,782

1,121

Time deposits

Demand deposits

Capita L
Individuals, partnerships,
and
corporations

U. S.
Government

States
and
political
subdivisions

6,060
902
3,128
34,778
14,307
22,772

101,607
9,662
28,988
760,922
183,653
415,934

3,002
371
1,195
27,487
8,917
14,530

10,543
1,556
2,602
49,482
38,348
25,676

2,282
247
230
52,583
2,682
20,544

81,947

1,500,766

55,502

128,207

476,289 12,254,355
985,125
42,397
108,653 2,060,029
10,141
315,366
18, 249
505,172
9,850
272,356
665,579 16,392,403

Common
stock

Banks
in
United
States

Banks
in foreign
countries

1,092
711
10

16
56
420
112

30

78,568

1,813

38,748

6,204,995

717

118

476,621
49,082
65,920
35,409
16,294
15,128

379,403 1,902, 590
22,324
106,751
87,861
76,948
3,987
12,124
31,966
36, 555
6
3,150

719,921
464
166
790
27

603, 721 11,283,645 14,973
27,826 1,464,816 2,415
31,009 1,979,228
758
7,256
126,739
118
646, 215
119
6,196
5,122
115, 280
681,130 15,615,923 18,383

658,454

611,787

2,051,878

721,368

14,487
9,485
32,207
4,974
9,796
7,467
2,886
6,545
4,785
8,873
3,562
14,628
7,579

29,302
23, 529
126,761
18,822
36,281
39,055
24,449
54,124
45,907
73,626
24,382
62, 211
37,134

40,929
9,384
200,774
4,683
41,113
5,605
1,013
30,564
30,414
18,397
14,238
102. 599
11,988

111

738
989
1,484

390,316
208,188
735,831
194,328
473 299
319,014
218,088
365,029
310,166
790, 760
298,109
608,214
391,773

10,335

169,861

5,303,115

127, 274

595, 583

511,701

2,285
987
19
279
66
2,653
835

Postal
savings

2,299
338.519
166
330,784
164,422
685
21,611 3,382,674
537,183
5,798
8,189 1,451,413

18,216
11,698
18,748
5,420
16 996
9,356
6,278
8,592
9,539
22,418
7,245
22,386
12,969

35,287

Certified Individu- U. S.
als, partand
cashiers' nerships, Govern
and
checks,
corpora- ment
etc.i
tions

10

8,763
5,666
16,877
974
5.137
3,607
1,093
1,941
2,560
8,315
1,713
6,779
2,643

848

66,068

147
305

275

113

245,086
541
121,168
3
239, 527 2,316
33,962
3
141,787
50
112,821
16
56,749
40
83,852
54
78,012
303
60,663
13
37,371 1,750
102,681 1,211
135,597
90
1,449,276

6,390

5
83

80
18

Banks
States
in
and
Banks
forpolitin
ical United eign
subdi- States countries
visions
881
29
1,519
281
258
680

84
32
5
7

3,648

138

10

43, 522 173, 584 13,100
4,705
526
46,655
318
10
8,518
1,818
5

98 105,218 174,443

272
14
29
5
41

8,784
445
2,180
416
445
8,651
33
127
76
3,671
23
381
1,174

302
432
1,732
21
431
25
85
25
505
331

1,091

26,406

4,082

112
239
172
6
93
86
22

37
156

13,100

CO
O5

Ohio
.
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri...
-._
Total Middle Western
States
North Dakota . _
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States
Washington
Oregon
California
Idaho
Utah
Nevada
_ . _
_
_
Arizona
Total Pacific States
Total United States (exclusive of possessions)
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Total possessions
Total United States and
possessions
1

9,782
3,580
549

326

1, 799,940
792,426
1,767,106
884,192
648, 577
380,197
925,701
1,406,405

113, 272
21,969
60,133
29,370
21, 247
9,545
36,029
45,018

113,133
82,917
72,170
102,218
37,129
31,134
99,212
149,654

100,199
11, 551
165,203
25,997
16,867
2,641
17,701
372, 531

5,258

46,618
11,991
25,863
28,107
18,590
10,102
16,641
15, 581

1,739,252
464,821
873,165
1,256,654
750,956
467,793
366, 292
413,975

193
19
42
438
112
6
74
246

189
89
31
34
48
159
49
61

8,712

173,493

6,332,908

1,130

1,425
1,261
2,014
3,943
2,961
738
2,254
656
4,192

40,051
32,226
32,394
79,311
43,005
15,077
50,832
9,923
19,138

1
2
6
25
300

1,382

1,974

1,441
776

75,877
26,924
45,226
44, 745
32, 537
16, 540
25,320
62,329

19,614

10,495

329,498

8, 604, 544

336, 583

687, 567

712,690

156
100
64

14
43
400
45
293
191
98
30

5,392
4,212
8,448
14,443
4,125
989
4,425
1,252
5,410

176,888
163, 644
306, 714
505,746
171,185
50,572
168,392
53,314
200,152

3,529
3,745
7,602
9,285
3,369
752
3,161
644
3,787

27, 544
16,054
13,767
77,974
23,635
4,385
8,630
6,590
27,978

3,238
1,601
2,202
9,172
15,175
1,076
8,180
49
2,627

1,114

48,696

1,796,607

35,874

206,557

43,320

17

19,444

321,957

8,858
57
100

4,338
3,161
54,379
1,398
5,448
603
1,297

160,856
86,169
1,481, 259
65,936
132,412
13,517
54,467

3,363
1,200
46,577
755
2,848
173
1,104

14,646
7,065
68,625
5,591
17,680
3,357
15,483

1,031
767
133,650
686
17,362

289
60
15,018

280

138

2,155
1,464
41,162
1,474
3,129
709
1,293

262, 753
53, 797
1,646,379
18,452
106,324
6,999
34,430

70,624

1,994,616

56,020

132,447

153,776

15,511

51,386

2,129,134

1, 269, 707 2,362,148

3, 551,933

3,460
269

25

345

6,497
1,455

265
94
184

543
67, 794

9,015

73,668 1,366,205 35, 592,051

255
20,904
1 973
14,002
12, 791

652

682
18

70
7,240
27,076
50

20 948
11,102
3 371
91,005
86,413
611

12,184
31,405

883
4,039

35,181

213,450

49,925

44,241

5,622

1,319,632 2,406,389

3,557,555

745

67, 794

73,668 1,401,386 35,805, 501

1,197
875

1
16

6

64
5,643
26
5,789

14, 225

92,209

3,142

1
7
6
19
4
5

114
2
20
2
5
200

16
10

35,702
1,591
5
111
356
5
70
1
44

339

68

37,885

353

7
2
7
2

12

4
380
24,584

36
348
2,759
60

2
3

5

66

13

1

37

25,035

10

4
15

201,837

754,058 1,044,494 32,256,030 26,974

Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).




660

11 049
3,780
3 977
127,273
54,894
864

56

369
1,583
643
285
40
5
217

748,269 1,030,269 32, 054,193 26,974
346
96
9
805
12,960
9

57,203
24,490
3,633
2,479
3,126
237
1,041

3,203

2,072 290,401 185,361

13,100

16
522
32

231
89,189

570

89,420

2,642 379,821 185,361

13,100

CO
^1

TABLE NO. 32.—Assets and liabilities of active State commercial banks, Dec. 81, 1946
ASSETS
[In thousands of dollars]

Location

Maine
New Hampshire
Vermont
..
Massachusetts
Rhode Island—
Connecticut
Total New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia...
Total
Eastern
States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
I
Tennessee
Total Southern
States

Number of
banks

Obliga- ObligaLoans
U.S.
tions
tions of
and dis- "GovernStates
counts, ment se- guaranand
includ- curities,
teed
ing
by U. S. political
direct ob- Govern- subdivioverligations
drafts
ment
sions

21,621
55, 841
302,802
85,413
179,190

133,862
47,267
49, 315
707, 851
367, 878
395, 269

714,856 1, 701,442
235
679
275 4, 856, 10,181,811
132 429, 625 1,338, 673
348 779, 750 I, 806, 240
26
79, 572 273, 394
485, 385
107 206,388
11
78, 620 236, 061

184
104
182
125
267
124
153
179
122
417
169
297
224

6, 430, 634 14, 321, 564
359, 808
217,200
226,224
88,145
659, 824
298,192
128,537
32,879
211, 874 321, 372
295,421
74,872
68, 701 141, 988
218, 598
114,770
91, 494 172, 762
404,912
231,079
182,481
58,907
472,904
222,084
138, 981 265,651

2,547 1, 849,178 3, 850,482




Other
bonds,
notes,
and
debentures

Corporate
Curin-'
eluding rency
and
stocks
coin
of Federal
Reserve
banks

Balances
with
Bank
other
Real
prembanks,
estate
ises
including
owned
reserve owned, other
balances furnithan
ture
and cash
bank
and
items in
premfixprocess
ises
of collec- tures
tion

7,918
27,262
1,857
778
5,123
280
2,006
1,120
8,781
29,769 3 229, 305 11, 367
10, 581
9,771
64, 338
23,408 129, 697
9,983

103
170
104
29?
129
446

29,657 74,460 464, 506 34,378
67, 976 151, 653 4, 342, 689 136, 890
14, 785 46, 683 320, 281 27,414
24, 368 78, 037 633, 749 40,610
6,089
80,127
3,121
1,964
165, 922
3,323
7,739
8,981
917
98,459
7 "

1,249
2,116
853
6,697
106
187
23

312,279 5,641,227 222, 225

9,982

4,196
735
3,400
9,298
1,990
24,917

9,563
6,133
7,091
45,580
19,181
20,290

44,536
298,645
75,105
84,746
11, 092
11, 232
700

107, 838
291, 260
90, 683
208, 548
16, 214
25,209
11,459

643, 373 114,490

55
80
82
44
94
21
102

481, 520
14, 560
8,101
55, 644
13,334
11,942
17,791
13, 321
76,728
59, 051
40, 570
16, 392
10, 808
42,474

167239
6,565
35, 237
3,700
2,955
2,666
2,386
3,495
3,485
8,206
3,833
15, 087
5,280

868
1,568
213
975
178
287
292
664
2,491
134
779
1,890

158, 304
71, 800
341, 079
79,736
186,961
114, 075
84,168
138,917
154, 071
303,998
129, 957
219, 324
150,492

5,101
2,358
935
2,897
1,985
5,135
1,204
3,602
4,195

120
230
71
283
152
122
149
36
334
65
22
483

658

380,716

109,134

11,349

211,404 2,132,882

43,771

2,165

468
156
21
112
762
2,379
1,403
380
12

1, 533
3,733
1,070
3,657
15, 586
4,078

iroio

7,231
2,778
5,650
700

Investments
and
other
assets
indirectly
representing
bank
premises
or other
real
estate

Customers'
liability on
acceptances
outstanding

194

166
5
1,111
250

Income
earned
or ac- Other
crued
but not assets
collected

119
1,661
23

2,073
1,422
271

1,803

3,768 "~37~415
239
342
379
6,367
464
674
36
3
1,532

3,960
50, 526
5,502
4,963
720
1, 306
786

38, 603

63, 803

1,532

12, 616
104
693
1
11
173
84
2
445
44
1
13

594
35
98
20
4
256

524
1,571

1,531

Total
assets

278
35
250
1,081
330
351

256,926
85,875
129,451
1,344,466
578, 551
788, 035

2,325

3,183,304

17,750 20,441, 557
2,487 2, 354,075
7,713
3,682, 547
237
473, 786
2,736
930,302
354
445, 507

670
234
3,198
57
555
462
26
145
124
149
18
492
305

31, 277 28, 327,774
1,413
794, 293
973
417, 624
5,000 1,443, 771
267,750
142
762, 303
923
523, 510
738
322, 856
421
573, 224
940
499, 955
401
1,002 1, 019,127
358
401,626
965,482
2,835
625, 588

6,435

15, 833

8,617,109

Ohio.
Indiana
._
Illinois
Michigan___
Wisconsin
Minnesota . _
Iowa
Missouri
Total
Middle
Western States North Dakota
South Dakota
Nebraska
Kansas
_
Montana
Wyoming
Colorado.
_
New MexicoOklahoma
Total
Western
States
Washington
Oregon
_
California
Idaho
Utah
Nevada
Arizona
Total
Pacific
States
Total
United
States (exclusive of possessions)^
Alaska
Canal Zone (Panama)-.
Guam.
__ _
The Territory of Hawaii
Puerto Rico
American Samoa
Total possessions.
Total
United
States and possessions. _

77, 356
29,278
38, 207
49,225
24,022
11,964
23, 563
30, 341

428|
832.789 2, 096, 820
244,636
811,436
355
483,393 1, 710,656
498
449, 939 1,399,121
356
873,043
459 ' 299,170
140,400
467,245
496
291,133
846, 809
552
608, 004 1,134, 704
515

317
172
13
296
179
160
287
108

118, 734
25, 581
109, 532
97,050
56,734
25,367
46,402
68, 703

101,839
25,192
119,666
57,629
50,866
16,486
15, 851
45,633

4,081
693
2,104
2,094
655
214
502
16,670

3,659 3, 349,464 9, 339, 834
17,055
211,505
110
31,991
131, 293
134
54,630
220, 731
282
124, 549
385.781
440
34,441
150,779
71
12,913
36,307
29
58,414
114, 006
65
16,107
32,180
21
48, 771
120,637
183

1,532
17
9
54
100
18
27

548,103
9,222
6,629
6,546
22,841
4,556
950
6,793
1,549
16,169

433,162
3,666
3,926
3,630
2,373
3,125
345
3,616
251
1.766

27,013
396
66
39
342
166
34
145
63
41

398. 871 1,403, 219
60, 247
140,660
89,425
21, 817
833, 503 1, 929,344
51, 254
18, 075
136, 570
80, 544
11, 788
7, 613
63,155
20, 221

228
9
3
227

75,255
13,104
5,560
131,382
2,500
7,111
321
5,400

22, 698
1,361
295
49,000
283
1,192
3
774

1,292
113
51
4,039
27
256
15
55

30. 967
5,407
2,467
34, 276
1,425
3,648
764
2,614

335 1,042.020 2,422,196

239

165,378

52,908

4,556

50, 601

1,335
84
47
U15
32
47
3
7

9,010 13,785, 023 33,038, 737
14
«2
1

8,318
765
274
47,334
82, 756
14
139, 461

7,600 1, 695, 508 1, 369,113 188, 357

16,070
1, 735
6.506

8
8 16
1
42

3

159, 683
163,324
1,133
348,451

9,052 13,924,484 33, 387,188

1

1,064

331
72
39
27
76
11
47
2,234

1,095
331
74
115
656
92
1,363
132

885
44
12
69
21
135

283, 956 3, 426, 020
58, 005
2.971
53, 496
2,807
94.179
3,616
179, 573
7,730
73, 341
3,376
24, 613
1.127
67, 796
3,287
21, 695
1,995
80.185
4,058

77, 417
379
691
753
1,952
519
417
615
181
685

2,837
17
2

3,858

1,337

4
5
34
100

395

8

5

68

16,110
117
30
41
14
256
2
244

7

1

9

45

652, 883
63,906
26, 965
658, 284
23,197
66, 840
5,165
19,589

6,192

169
5

401
12
16
5

85
10

749
160
81
4,732

1,088
691
23,359
263
636
187
385

210
3
4
1

26, 609

223

236

963, 667 13.181,464 410, 592

16, 625

20, 214

**•

-

171

5,524
612
4, 210
2,833
235
684
75
1,937

7
40
46

2, 594, 659
286,191
148, 094
3, 674,564
97,085
297,131
25,921
112, 335

2,914

5,066

4,429

4,641,321

46, 273

96,123

2,904

203

36,527
35,997
10,172

62

49
609

304
8,280

327

62

688

39, 276

266,023
340,326
1,619
690,664

16, 952

20, 276

31, 294
24,487
318
66,360

1. 943
2,654

270
25

4,924

1, 711,400 1,391,638 189, 279 1,015,443 13,247,824 415, 516

922

71,158 64,890,454
29
30,245
418

12,077
32,928
149
51.776

15,892

15, 644 17, 526, 287
303, 427
77
231, 024
84
384, 327
108
726,302
640
270.649
67
76, 790
21
255,489
400
74, 062
41
272, 589
212
1,650
109
723
3,299
58
120
24
96

32

922

3,983,657
1,410,439
3,158, 889
2,474,643
1, 574,745
809, 473
1, 541, 568
2, 572, 873

11
19

279
46
2

4,099
17,357
5
22,525

3,384
940
2,020
1,666
1,755
837
657
4,385

m

863,946

8,096
613
1,552

Includes loan and trust companies and stock savings banks.
* Includes eight guaranty savings banks,
s Includes gross reciprocal bank balances.
* Includes trust companies and other financial institutions without deposits.
* Branches of two American national banks.




22, 084
6,703
8,972
14,446
7,327
2,376
4, 304
11,205

2,639
2,582
1,401

8,048
7,844

7,600

719,132
264, 793
679,118
400,158
260,015
143, 568
310, 554
648.682

46, 273

96, 811 110, 434 65, 581,118

8

Includes two American national banks having branches in Puerto Rico.
NOTE.—Estimated amounts, based on figures available from other sources, have been
used in this table in instances where the various items of assets and liabilities were not
obtainable direct from State banking departments.

CO
CO

TABLE NO. 32.—Assets and liabilities of active State commercial banks, Dec. 31, 1946—Continued
LIABILITIES
[In thousands of dollars]

Demand
deposits

Location

Maine
New Hampshire.."Vermont
.
^Massachusetts
IRhode Island .
•Connecticut
Total New
States

119,726
12,002
33,161
« 912,852
240,109
483,384
England

Time deposits

Total deposits

116,008
65,448
83,015
303,021
281,630
236,649

235,734
77,450
116,176
1,215,873
521,739
720,033

2,145

1,662

Income Expenses
collected accrued
but not and unearned
paid

131
119
1,811
23

897

1,760
489
130

367
86
199
5,816
3,890
3,587

Other
liabilities

456
62
94
1,356
606
1,026

Capital
stock i

Surplus

7,606
1,027
6,117
36,597
15,177
22,597

5,398
* 4,774
2,662
« 49,490
2 29,914
25,833

Undivided
profits

3,878
2,229
2,987
18,041
4,827
11,050

Reserves
andretirement account for
preferred
stock and
capital
notes and
debentures
1,694
247
1; 216
13,269
98
2,859

1,801,234

1,085,771

2,887,005

4,704

1,953

2,510

13,945

3,600

89,121

118,071

43,012

19,383

16,130,433
1,185,738
2,303,513
374,142
595,386
295,789

New York
New Jersey _.
Pennsylvania
Delaware
^Maryland
District of Columbia

2,357,478
1,006,382
1,006,440
55,759
266,721
115,280

18,487,911
2,192,120
3,309,953
429,901
862,107
411,069

3,420
800
1,540
500

42,283
342
379
464
3

11,979
2,242
2,341
258
1,002
498

71,662
6,493
12,788
1,202
2,154
970

87,254
3,388
5,687
639
1,022
518

525,297
60,719
110,118
10,181
20,018
9,850

801,125
59,284
169,170
23,172
30,611
16,738

310,029
19,958
54,659
7,159
8,038
4,517

100,597
8,729
15,912
310
5,347
1,216

4, 808,060 25,693,061

6,391

43,471

18,320

95,269

98,508

736,183 1,100,100

404,360

132, 111

524

1,542
250
2,748
62
3,562
146
76
183
300
234
32
1,055
1,128

2,016
1,222
4,862
103
1,037
654
211
631
366
832
45
1,660
834

396
241
4,275
169
1,327
274
177
581
695
1,386
205
3,581
447

20, 501
12,685
19,735
5,180
17,298
9,635
6,344
11,265
10,384
22,740
7,983
23,375
14,453

18,173
15,014
35,291
5,185
18,649
10,985
6,562
16,356
9,219
18,219
6,456
26,634
11,487

7,642
4,071
10,351
1,848
7,701
3,557
4,227
7S6
3,775
8,540
4,380
8,468
6,483

4,390
1,902
6,389
658
3,048
1,587
596
865
1,766
2,126
1,291
1,565
2,047

1,531

11,318

14,473

13,754

181,578

198,230

71,829

28,230

Total Eastern States. __ 20,885,001
"Virginia
IVest Virginia
.
North Carolina
'South Carolina
Georgia
Florida
.
.
-Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
_
Tennessee .

Bills payAcceptable, redis- Mortgages ances execounts and or other cuted by or
liens on
other lia- bank prem- for account
bilities
of reporting
for bor- ises and on banks and
other real outstandrowed
estate
money
ing

_.

Total Southern States..




131

483,908
256,252
1,112,450
220,167
565,773
375,053
247,529
458,203
393,832
900,246
342,004
794,431
451,127

254,825
122,287
245,927
34,343
142,806
121,599
56,929
84,058
79,168
64,692
' 39,173
104,315
137,058

738,733
378,539
1,358,377
254,510
708,579
496,652
304,458
542,261
473,000
964,938
381,177
898,746
588,185

900
3,700
1,149

201
40
450
110
57
398

2

6,600,975

1,487,180

8,088,155

8,009

2

594
35
98
20
4
256

1,004

Ohio....
Indiana
Illinois
Michigan
Wisconsin
Minnesota
' Iowa
Missouri

2,169,997
904,049
2,091,672
1,070,759
742,410
433,619
1.095,284
1,994,447

1,572,819
426,505
897,728
1,261,402
742,244
331,037
366,657
415,540

3,742,816
1,330, 554
2,989,400
2,332,161
1,484,654
764,656
1,461,941
2,409,987

Total Middle Western
States.
_ 10,502, 237

_
_

_.._
_

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States...
Washington
Oregon
California
Idaho
Utah
TSTevada
Arizoua
Total Pacific States

Total possessions

12,026
1,355
7,252
2,894
1,387
619
577
4,153

6,098
1,026
2,956
2,710
460
217
106
7,178

85,832
30,348
45,775
51,242
37,452
16,809
26,761
65,079

«8. 524
28, 810
52,333
46,753
29,045
15,692
28,807
44,353

30, 596
14,100
31,221
23,874
13,352
8,705
17,144
32,352

14,204
3,450
28,257
12,419
7,955
2,572
6,058
6.767

-1,820

1,364

9,379

30,163

20,751

359,298

8

12
11
50
138
30
19
257

16,516,169

75,869
33,826
32, 413
79,486
43, 667
15,092
51,104
9,943
19, 202

288,493
220,131
364, 713
685, 606
259, 992
72,631
241, 721
71,196
257, 938

2,101, 819

360, 602

2,462,421

182, 325
96, 725
1,786,291
74,442
173,437
17, 756
72, 765

90, 203
43,075
1,673. 741
18,454
106,455
7,003
34,444

272, 528
139 800
3,460,032
92,896
279,892
24, 759
107, 209

2,403, 741

1,973,375

4,377,116

2,725

15, 728,920 60,023,927

24,414

585
180

68

115
26
. 55
202
204
38
306
12
162

334,317

171,344

81,682

48
30
58
294
38
42
175
3
251

5, 562
4, 312
8,555
14, 843
4,195
1,282
4.616
1, 350
5,440

2,999
3,125
6.404
15,381
3,709
1,918
4,747
804
4,928

3,624
2,925
2,970
8,625
1.989
584
2,864
53
3,238

2,574
464
937
1,025
492
276
735
644
483

9

140

85

657

1,120

939

50,155

44, 015

26,872

7,630

10

269
33
3,308
1
53
13
27

418
45
8,789
416
44
351

109
104
16, 208
33
157
9
7

4,603
3, 255
63,237
1, 455
5,732
803
1,297

4,423
2,251
75,156
1,665
6,714
297
2,618

2,976
1,938
31, 455
752
3,315
196
637

855
668
10,843
283
682

2,961

3,704

10, 093

16, 627

80,182

93,124

41,269

13, 520

51, 365

45,888

165,063

154,179 1, 496, 517 1,887,857

758, 686

282, 556

745

765

665

660

509

70
7, 240
27, 076
50

370
6,500
6,125
35

67
2,046
1,149
20

16
2, 524
1,022

35,181

13,695

3,942

4,071

762, 628

286, 627

2,951

2,585
140

2

22, 883
32 176
5 353
118, 943
153, 251
646

11, 065
3 780
3,977
128, 026
144,115
864

33,948
35 956
9 330
246,969
297, 366
1, 510

42
2,717
2

133

1
1
317

333, 252

291,827

625,079

2,761

133

319

591

16, 020, 747 60,649,006

27,175

135

46,207

165, 654

Include? capital notes and debentures. (See classification on pp. 144 and 145.)




171

45
25

6,013,932

Total United States and
possessions.
44,628,259
1

3,315
796
783
2,501
403
234
153
1,194

212, 624
186,305
332,300
606,120
216, 325
57, 539
190, 617
61, 253
238, 736

Total United States (exclusive of possessions). 44, 295,007
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa

1,675

912
44
12
69
21
135

75

51, 365

2 Includes guaranty fund.

1
408
180
2

3

40
318
293
4,241
4,892

159, 071 1, 531, 698 1,901, 552

Includes gross reciprocal bank balances.

189

TABLE N O . 32.—Assets and liabilities of active State commercial banks, Dec. 31, 1946—Continued
[In thousands of dollars]
Loans and discounts
Commercial and

Location

industrial
loans (including
openmarket
paper)

Maine
New Hampshire
Vermont
M assachuset ts
Rhode Island
Connecticut..
Total New England States...
New York
New Jersey
Pennsylvania
Delaware
Maryland _
..
District of Columbia
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

_
_

_
_

_.

.

..

Total Southern States




Loans to
farmers directly guaranteed by
the Commodity
Credit Corporation

Loans to
Other
brokers
loans to and dealfarmers
ers in
securities

2,180
106
3,378
1,101
432
875

5,166

2, 893,398
108,315
265, 457
30,131
47,813
19,141

470

24,904
2,008
5,641
118,487
22.995
53,306

4,938
10

227,341

Other
loans to
indivi- Loans All other Overduals
to
loans
drafts
(conbanks
sumer
loans)
454

9

69,989
21, 621
55,841
302,802
85,413
179,190

3,811
13
110

1,938
483
6,437
593
749
1,044

17, 732
13,939
28, 727
61, 686
28,822
62,881

7,583
2,456
5,462
24,317
17,002
10,968

7,981
1,836
3,894
66,824
13,390
42,445

350
342

8,072

4,171

31, 064

11,244

213,787

67, 788

136, 370

1,658

8,060

135

714,856

613,275
4,107
31,704
1,145
273
672

353,419
24,990
23,029
2,100
28,069
1,649

9,106
1,056
7,981
2,818
7,831
20

231,117
174,151
183, 913
17, 745
49,441
18, 983

92,339
37, 918
49,181
6,389
17,332
11, 738

449, 857
68,173
199,737
17,431
43,191
23,851

44,816

58
45
17

11,286
719
3,341
794
3,601
2

148,612
10,174
15,095
933
8,356
2,549

8,984
22
29
41
39
15

4,856,679
429, 625
779, 750
79,572
206,388
78,620

3, 364,255

590

19,743

651.176

433,256

28,812

675,350

214,897

802,240

45,466

185, 719

9,130

6,430,634

58, 897
15,406
127,037
8,211
82,859
27,263
15, 625
43, 648
29,370
79,919
14,593
70,870
31,175

58
65
219
2,131
21
822
394
58
7,001
599
10
102

5,410
2,111
6,088
3,229
12,027
4,863
9,981
13,656
4,373
48,523
10,876
15,239
12,840

1,580
136
4,187
160
1,217
893
43
946
422
231
111
425
397

2,613
3,592
18,454
1,548
14,143
2,737
2,085
7,953
2,487
8,060
2,450
19, 502
5,048

9,395
5,004
13, 791
2,245
12,401
4,125
5, 853
9,538
5,905
7,488
5,308
24,331
16,818

60,051
32,895
30,389
8,217
44,849
12, 629
13,623
12,547
16,344
25,145
10,076
30,609
27, 411

11,891
6,724
22,220
1,363
10,613
5,830
4,301
8,252
7,997
9,129
3,333
10,861
6,367

61,644
18,945
69,161
5,890
27,920
14,098
15,096
14,643
20,380
39,989
9,388
41, 626
35,257

14
50
1,490

905
256

5,610
3,268
5,303
1,777
3,444
2,404
1,155
2,823
4,024
4,973
2,013
7,564
2,930

37
14
7
20
160
9
117
360
134
574
160
142
380

217,200
88,145
298,192
32,879
211,874
74,872
68, 701
114,770
91,494
231,079
58,907
222,084
138,981

604,873

11,480

149,216

10, 748

90,672

122,202

324, 785

108,881

374,037

2,882

47,288

2,114

1,849,178

512

225
425

110
10
47

513
164
1,199
3,280
1,204
1,700

Total

1,520
619
728
22,312
576
5,309

218

237

Other loans
Real-estate loans
for the
purpose of
purchasing
or carry- Secured by Secured by Secured
ing stocks, farm land residential by other
bonds, and (including properties properimprove(other
other seties
ments)
than farm)
curities

25
49
12
40

Ohio
Indiana
...
Illinois
Michigan. .
_
_
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western States.
North Dakota
South Dakota
_
_
Nebraska
Kansas.
..
Montana
Wyoming _
_
Colorado
New Mexico
Oklahoma
Total Western States...
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona

..

.

Total Pacific States
Total United States (exclusive of possessions)___
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Total possessions
Total United States and possessions .

113
21
5
938

25, 746
1,919
4,269
8,821
7,143
2,874
5,617
10,378

202
40
153
173
85
131
200
273

832, 789
244, 636
483,393
449,939
299,170
140,400
291,133
608,004

1,085

66,767

1,257

3,349,464

79
244
1,341
1,676
539
102
138
140
633

39
116
120
129
36
15
33
10
87

17,055
31,991
54,630
124, 549
34,441
12,913
58,414
16,107
48,771

121

4,892

585

398,871

8
773

466
711
15,068
1,234
2,873
124

63
26
1,636
24
197
6
20

60,247
21,817
833,503
18,075
80.544
7,613
20,221

101,807

781

20,476

1,972

1,042,020

704,321 1,953,308

51,993

333,202

4
2

8,318
765
274
47,334
82,756
14

6

139,461

228,685
45,464
233, 564
95,078
71,050
16, 286
47, 546
233, 734

42
177
178
2,064
303
1,984
3,158
244

16, 768
24,187
32,304
23,467
25, 518
34, 214
83,853
41, 261

33,241
279
22,489
283
769
14
422
4,742

86, 729
5,199
18,088
14,044
8,704
900
6,603
34, 791

32,397
26, 858
14, 724
24,122
29,299
17,171
38, 946
27,911

228,978
81, 793
78,378
181, 671
92, 973
40,397
56,846
131, 983

43,875
15, 564
17,479
31, 924
27, 567
7,717
13,490
35,148

136,121
43,153
61, 767
68,292
35, 646
18, 691
34,447
86, 601

971, 407

8,150

281, 572

62,239

175,058

211,428

893,019

192, 764

484, 718

1,603
2,710
6,333
24,981
9,112
2,543
21,967
4,792
9,128

3,612
3,4.50
2,140
887
1,206
250
648
262

6,536
16,596
27,916
45,603
9,150
4,657
11,326
4,445
16,863

3

61
165
331
1,490
739
65
753
194
701

777
1,881
4,746
9,951
1,192
1,004
1,233
395
2,619

2,219
3,280
5,223
20,851
6,786
2,456
8,085
3,269
4,874

559
1,140
1,858
3,571
1,607
679
2,511
883
1,715

1,570
2,370
4,528
14,987
4,074
1,142
11,600
1,979
11,886

83,169

12,455

143,092

558

4,499

23,798

57,043

14, 523

54,136

20,045
4,230
264,878
4,892
19,641
1,416
4,834

970
96
315
1,930
204

4,203
2,234
18,012
5,019
11,199
1,140
2,319

55
7,154
6
199

1,085
480
37,619
217
834
19
727

3,056
1,513
16, 710
837
4,786
342
480

19,225
6,726
305,914
1,460
26,378
2,080
6,037

3,932
2,065
87,652
1,187
7,583
1,644
1,405

7,139
3,736
77,772
1,269
6,650
842
4,399

319,936

3,515

44,126

7,414

40,981

27, 724

367,820

105,468

5, 570, 981

41,356

645,821

736,306

775, 530

425,208

2, 531,804

6
69
371
109

5
3

33
25
52
11

12,895

4,484
2,155

10
1,913

12.392
4,299

1,462
2,594

2,279
6,166
2

98

5,414
599
36
18,594
i 8,428

12,895

6,639

1,923

19, 591

4,056

8,591

98

23,071

782,169

427,131

2, 551,395

708,377 1,961,899

52,091

356,273

2,900
144

20
238
18,113
44,208
12
62, 591
5,633, 572

41,356

658, 716

736,306

15,193 13, 785,023

15,199 13,924,484

i Includes amounts reported as overdrafts.




CO

TABLE N O . 32.—Assets and liabilities of active State commercial banks, Dec. 81, 1946—Continued
[In thousands of dollars]
Capital

-

Location

Capital
notes
and
debentures

Preferred
stock

Demand deposits

Common
stock

.Individuals, partnerships,
and
corporations

U. S.
Government

States
and
political
subdivisions

Banks
in
United
States

._

1,546
125
2,989
1,819
870
73

6,060
902
3,128
34,778
14,307
22, 524

101,607
9,662
28.546
760,922
183,653
414,761

2,995
371
1,165
27,162
8,917
14, 528

10,543
1,556
2,552
49,482
38,348
25,676

2,282
247
230
2
52, 583
2,682
20,544

Total New England States.

7,422

81,699

1,499,151

55,138

128,157

473,314 12,125,095
979,696
42,397
106,335 2,044,439
315,366
10,141
504,041
18,249
272,356
9,850

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania ._ . . .
Delaware
Maryland
.District of Columbia

_

39,922
. .

Total Eastern States
Virginia
West Virginia North Carolina
South Carolina _. _
Georgia
Florida
Alabama _
Mississippi
Louisiana _
Texas
Arkansas
Kentucky
»_«
Tennessee—
_
Total Southern States




40
648
40,610
987
141
302
20
10
322

1,782

Time deposits
Banks
in foreign
countries

IndividuCertified als, partand
cashier s' nerships,
and
checks,
corporaetc 1
tions

U.S.
Government

Postal
savings

30

534
29
921
281
115
605

15
32
5

118

2,485

62

1,092
711
10

2,299
166
668
21,611
5,798
7,865

115,351
65,419
82,058
302, 569
281,090
235,902

16
56
420
112

78, 568

1,813

38,407

1,082,389

717

475,033
48,922
65,788
35,409
16,272
15,128

379,191 1,888,735
106,679
22,324
86,690
76,212
3,987
12,124
36, 555
31,966
3,150
6

666,293
464
166

2,112,450 14,973
999,1S1 2,415
958,744
758
118
47,206
264,761
119
115,280

^80

790
27

596,086
27,653
30.218
7,256
5,762
5.122

660,286 16,240,993

656, 552

610,767 2,036,852

667,740

672,097

4,497,622 18,383

390,316
208,188
735,831
190,880
473,299
319,014
218,088
365,029
310,166
790,760
298,109
608,214
391,773

14,487
9,485
32,207
4,974
9,796
7,467
2,886
6,545
4,785
8,873
3,562
14,628
7,579

29,302
23,529
126, 761
18,659
36,281
39,055
24,449
54,124
45,907
73,626
24,382
62,211
37,134

40,929
9,384
200,774
4,683
41,113
5,605
1,013
30,564
30,414
18,397
14,238
102, 599
11,988

111

738
989
1,484

18,216
11,698
18, 748
5,020
16,996
9,356
6,278
8,592
9,539
22,418
7,245
22,386
12,969

10

8,763
5,666
16, 877
971
5,137
3,607
1,093
1,941
2,560
8,315
1,713
6,779
2,643

245,086
541
3
121,168
239,527 2,316
3
33,897
141,787
50
112,821
16
56, 749
40
83,852
54
78,012
303
60,663
13
37,371 1,750
102,681 1,211
135,597
90

10,335

169,461

5,299,667

127,274

595,420

511, 701

848

66,065

12,061
18,322
3,783
1,121
35,287
2,285
987
19
279
66
2,653
835

147
305
275

1,449,211

113

6,390

States
Banks
and
Banks
in
politiin
forcal
United eign
subdi- States counvisions
tries

5
83

10

---^

43, 518 173, 537
4,409
377
46, 585
273
8,425
10
1,818
5

13,000

98 104,755 174,202

13,000

18

112
239
172
6
93
86
22
272
14
29
5
41

8,784
445
2,180
416
445
8,651
33
127
76
3,671
23
381
1,174

302
432
1,732
21
431
25
85
25
505
331

1,091

26,406

4,082

37
156
—

Ohio
Indiana
Illinois _
Michigan
Wisconsin
_
Minnesota..
_
_
Iowa -_ _
Missouri
Total Middle Western
States_^_._
North Dakota
South Dakota
Nebraska
Kansas
Montana
_
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States
Washington
Oregon
California Idaho
Utah . _
_
Nevada
Arizona
Total Pacific States
Total United States (exclusive of possessions)
Alaska
nanftl Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Total possessions
Total United States and
possessions

1,514,875
424 824
873.165
1,256,654
739 323
327 706
366 292
413,975

193
19
42
438
112
6
74
246

189
89
31
34
48
159
49
61

57,193

369
1,573

5,258

46,212
11 885
25,863
28,107
18 590
10 102
16 641
15,581

24,490
3,633
2 476
3,126
237
1,041

643
285
40
5
217

8,712

172,981

5, 916,814

1,130

660

92,196

3,132

1 425
1,261
2,014
3,943
2 961
738
2 254
656
4,192

40 051
32 226
32,394
79 311
43 005
15,077
50 832
9'923
19,138

1
2
6
25
300

1
7
6
19
4
5

114
2
20
2
5
200

16
10

35,702
1,591
5
111
356
5
70
1
44

339

68

37,885

353

7
2
7
2

12

4
380
24,584

25
19
2,759
60

1,974

1 441
776

75,724
26,768
45, 226
44,745
32 537
16.540
25 320
62,329

19,614

10,495

329,189

8, 585,482

336,453

685,973

712,636

156
100
64

14
43
400
45
293
191
98
30

5 392
4,212
8,448
14 443
4 125
989
4 425
1 252
5,410

176 888
163,644
306,714
505,746
171 185
50.572
168 392
53 314
200,152

3,529
3,745
7,602
9,285
3 369
752
3,161
644
3,787

27,544
16,054
13,767
77,974
23,635
4,385
8 630
6,590
27,978

3 238
1,601
2,202
9,172
15 175
1,076
8 180
49
2,627

1,114

48,696

1,796,607

35,874

206,557

43,320

17

19,444

321,957

8,858
57
100

4,338
3 161
54,379
1,398
5,448
603
1,297

160,856
86,169
1,481,259
65,936
132,412
13,517
54,467

3,348
1,200
46,577
755
2,848
173
1,104

14,646
7,065
68,625
5,591
17,680
3,357
15,483

1,031
767
133,650
686
17,362

289
60
15,018

280

138

2,155
1,464
41,162
1,474
3,129
709
1,293

90,167
42,674
1,646,379
18,452
106,324
6,999
34,430

70,624

1,994,616

56,005

132,447

153,776

15,511

51,386

1,945,425

9,782
3,580
649
3 460
269

25

345

326
6,497
1 455

265
94
184

543
62,894

9,015

1,796,045
777,259
1,767,106
884,192
648 577
380 197
925 701
1,406,405

113,253
21,858
60,133
29,370
21 247
9.545
36 029
45,018

112,906
81, 550
72,170
102,218
37 129
31.134
99 212
149,654

100,199
11 497
165,203
25,997
16 867
2 641
17 701
372, 531

1,382

73,668 1,359,955 35,416,516 1,267,296 2,359,321 3,536,853
255
20,904
1,973
14,002
12,791

652

682
18

70
7,240
27 076
50

20 948
11,102
3 371
91,005
86 413
611

12,184
31,405

883
4 039

35,181

213,450

49,925

44,241

5,622

745

62,894

73,668 1,395,136 35,629,966 1,317,221 2,403,562 3,542,475

1,197
875

1
16

6

5

64
5 643
26

346
96
9
805
12,960
9

15

11 049
3,780
3 977
127, 273
54 894
864

5,789

14,225

201,837

56

66

13

1

37

25,035

10

4

694,641 1,020,380 15,213,418 26,974

700,430 1,034,605 15,415,255 26,974

1Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
* Includes gross reciprocal bank balances.




2
3

2,863

2,072 288,762 184,694

13,000

16
522
32

231
89,189

570

89,420

2,642 378,182 184,694

13,000

TABLE NO. 33.—

and liabilities of active mutual savings banks, Dec. 31, 1946
ASSETS
[In thousands of dollars]

Location

Number of
banks

Loans
and discounts,
including
overdrafts

U.S.

Government securities,
direct obligations

Obligations
guaranteed
b y U. S.
Government

Obligations of
States
and
political
subdivisions

Other
bonds,
notes,
and
debentures

Corporate
stocks,
including
stocks
of Federal
Reserve
banks

Currency
and
coin

Balances
with
Bank
other
prembanks,
ises
including owned,
reserve
furnibalances
ture
and cash
and
items in
fixprocess
tures
of collection

Real
estate
owned
other
than
bank
premises

Invest
ments
and
other
assets
indirectly
representing
bank
premises
or other
real
estate

Customers'
liability on
acceptances
outstanding

Income
earned
or ac- Other
crued assets
but not
collected

Total
assets

251,464
Maine
24,534
67
32
25,648
180,025
4
595
314
1,136
5,628
542
2,513
10,458
296,264
New Hampshire
21,611 18,945
95
134
69,003
166,863
1,318
7,354
505
1,082
9,488
92,138
Vermont
3,021
65
8
35,889
46,180
129
688
272
1,054
58
45
582
2,890
1,265
264,171 58,641 216,639
4,818 3, 426, 507
190
840,314 2,147,196
18
6,563
1,317
72,395 14, 435
Massachusetts
280,342
40,695 13,678
163
9
49, 441
166,465
779
10
51
269
1,797
6,994
Rhode Island
100,883 37,668
13,323 1,360, 408
72
260, 575
875,257
4,222
962
3,865
853
8,621
54,179
Connecticut
Total New England States
3, 581,986
345 1, 280,870
19,241
454,915 135,614 31, 234
45 18, 531 5, 707,123
1,123
156, 404 22, 037
3,316
1,807^
6,566 10,169,142
5,641
32,198
131 2,848,217 6, 432, 565
2,078
11,786
223,247 43,687 62, 478
444,289 54,195
2,195
New York 3
530,970
99,145
298,607
275
24
4,207
277
1,371
46
17,252
82,552
251
23,208
209
3,570
New Jersey
7
72, 559
707,963
883 1,095,626
9,140
270
3,234
4,751
267,496
5
26,233
373
Pennsylvania
2,719
2
91,270
10, 580
20,700
3
525
150
1,104
54,318
160
3,634
96
Delaware
9
425,816
23, 781
337,081
97
1,146
3,669
354
61
39,634
18, 579
1,156
258
Maryland
Total E a s t e r n
States...
_
7,824 12,312,824
173 3,054, 282 7,796,916
37, 061
2,478
34,954
515, 943 69, 213 10,007
2,777
667,247 44,103 70,019
149
119,101
240, 526
3
82,176
565
701
13,652
228
6,392
15,927
7
1,628
Ohio
5
44,649
28, 502
4
8,852
1,891
46
5
728
15
295
4,310
Indiana
12,623
1
9
7,730
262
4
1,752
866
68
30
189
1,706
10
Wisconsin
151,044
9,515
24
89, 279
2,764
1
41,578
300
639
375
6,570
Minnesota
.___
Total Middle Wes187
448,842
tern States
12
134,358
244,612
979
5
647
25,320
273
7,251
701
10
28, 513
5,986
184,263
43
204
471
2
40, 625
124,476
9,028
612
5,661
3,143
Washington
1
11,948
2
5
5,140
6,038
85
674
4
Oregon...
196, 211
45
Total Pacific States
209
471
3
45, 765
130, 514
6,335
3,147
9,028
697
Total United
States
533 4,515, 275 11,754,028
5,231
38,278 26,587 18,665,000
707,195 92,438 13,328
3,611
63,328 1,156, 510 179,990 109,201
1
NOTE.—Estimated amounts, based onfiguresavailable from other sources, have been
* Includes cash items.
8 Excludes 8 guaranty savings banks.
Includes 2 "associations" which possess the characteristics of both a savings bank and used in this table in instances where the various items of assets and liabilities were not
;a building and loan association in that all of the deposits are invested in bonds and mort- obtainable direct from State banking departments.
gages and each depositor has the privilege of making a mortgage loan.




TABLE N O . 33.—Assets and liabilities of active mutual savings banks, Dec. 31, 1946—Continued
LIABILITIES
[In thousands of dollars]

Location

Demand
deposits

M^aine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

7
539
325
322

Total New England
States
New York
New Jersey . Pennsylvania
Delaware
Maryland
Total Eastern States....
Ohio
Indiana
Wisconsin _
Minnesota

.__ . .

Total Middle Western
States
Washington _
Oregon
. _ ._

Time
deposits

Total
deposits

223, 515
265,365
83,031
3,080,105
256, 236
1, 214,602

223,522
265, 365
83, 570
3,080,430
256, 236
1. 214, 924

1,193

5,122,854

5,124,047

84

1,587

9,169,759
471, 914
1,007, 402
79, 626
383, 041

10, 029

11,101,713

11, 111, 742

84

771
3,736

221, 988
37,126
11,636
140,087

4, 507

410, 837

15

172, 597
11, 452

138

319
152
281
5,127
2,127
3, 323

2,399

11, 329

~~ 671
18

8,377
180
401

40
252

61

Capital
notes
and debentures

Surplus

4,348

i 15,589
i 18, 812
403
i 175, 610
i 18, 862
85,194

11, 095
9,553
1,653
161, 571
1,193
55, 973

Undivided

profits

Reserves
and retirement
account
for
capital
notes and
debentures
939
2,382
1,782
3,503
580

314,470

241,038

9,186

i 720,139
49, 717
73, 290
1,950
i 19,195

228, 549
25
3,132
135
22,643

28, 228
7,252
9,340
9,546
75

864,291

254,484

54, 441

12, 375
2,935
i 826
8,000

4,348

1,007
175
92
2,563

1,016
527

37

103

13,197
1,312
2,061
13
722

726

9,061

17, 305

222, 759
40, 862
11, 636
140,087

108

906
150
10

2,355

415, 344

. 108

1,066

2,778

24,136

3,837

1,573

898
96

18,150
1240

1,271
159

1,254

138

172, 612
11, 452

15

184,049
16, 819, 453

16,835,197

15

63
1

59
364

552

552

30

15

184,064

15, 744




Other
liabilities

292

14

9,167,398
466,080
1, 007,155
79, 626
381, 454

Total Pacific States

Includes guaranty fund.

Expenses
accrued
and
unpaid

1,924
414

«

14

2,361
5,834
247

Total United States
1

AcceptBills pay- Mortgages ances exeable, redis- or other
cuted by
counts, and liens on
or for ac- Income
bank
other
count of collected
premises
liabilities
reporting but not
and on
for
banks and earned
borrowed other real outstandestate
money
ing

98

138

64

994

8,390

1,430

1,254

1,141

12, 590

32,406

4,900 1, 211, 287

500, 789

66,454

TABLE N O . 33.—Assets and liabilities of active mutual savings banks, Dec. 81, 1946—Continued
[In thousands of dollars]

oo
Loans and discounts
Commercial
and
industrial
loans
(including
openmarket
paper)

Location

Maine
_ _ __
New TTampshire
Vermont
Massachusetts
Rhode Island

Loans to
farmers
directly
guaranteed Other
loans
by the
to
Commodity farmers
Credit
Corporation

Loans
to
brokers
and
dealers
in
securities

Real-estate loans
Other loans
for the
purpose of
Secured
purchasing Secured
by
by
or carrying farm land resiSecured
stocks,
dential
by
bonds, and (includ- properties other
ing
other
(other properties
securities improve- than
ments)
farm)

.
-.

69

436

312

3,674
147

CJoTiTifiRtifiiit;

Total New England States...
New York
New Jersey
Pennsylvania
Delaware
Maryland
. ....... .
Total Eastern States

._

69

436

312




1 2 844 424
198,861
54,238
415
2 10,329
227
13,861
598

Overdrafts

Total

134

2,077

1,225
4 756
928
14,647
4,342
2,557

360

28,455

1,280,870

547

3 793
284
45
24
1,289

2,848, 217
99,145
72,559
10,580
23,781

226

4,154
6,231

17,314

25,648
69,003
35,889
840,314
49,441
260, 575

86

424

86

1,240

3,021,713

24,837

547

5,435

87

40,729
6,027
1,630
i 41,567

1,956
998
90

1,450
61
1

35,978
127
12
11

1

45

2,062
1,507
19

82,176
8,852
1,752
41,578

45

87

3,588

89,953

3,044

1,512

36,128

1

134,358

117
5

2 40,327
2,690

122

43,017

2,445

8,771 4,395,869

36,557

Washington
Oregon
Total Pacific States

i All real-estate loans.
* Includes loans on other properties.

1,241,186

All
other
loans

424

Ohio
.
Indiana
Wisconsin
_
Minnesota
Total Middle Western States

Total United States

3,821

i 24,423
i 64,247
28,167
i 825,667
40,798
1 257 884

Other
loans
to
indi- Loans
to
viduals banks
(consumer
loans)

493

481

485

7,523

181
2,445

3,054,282

40,625
5,140

181
2,419

45,765

70,199

1 4,515,275

TABLE N O . 33.—Assets and liabilities of active mutual savings banks, Dec. 31, 19J+6—Continued
[In thousands of dollars]
Time deposits

Demand deposits

Individuals,
partnerships,
and
corporations

Location

Maine
New Hampshire.
Vermont
Massachusetts
Rhode Island
Connecticut

30
325

1

2

_ _

Total New England States

Banks
in
foreign
countries

Certified
and
cashiers'
checks,
etc. 1

Total Middle Western States...

Total United States .

C
~
Q

in

g

69

143
75

7
76

72

47
149

434
1,418

11,101,120

397

54

375
49

221, 988
37,116
11, 633
140,087

3

54

424

410,824

3

o

196

3,013

19
108

512

3,390

127

512

634

54

2,178

16,817,268

:::: s

10

::::::::::: w

10

d

11
329

183, 709

15

Hfl

o
Q

172, 586
11,123

15

2,407

Banks
foreign
countries

' W

347
598

2
296
6
93

72

10,471

Banks
in
United
States

1,163

1,901

Total Pacific States.

States
and
political
subdivisions

5,121,615

22

Washington...
Oregon

223,168
265,365
82,364
3,080,105
256,093
1, 214, 520

Postal
savings

9 167,349
465, 635
1 007,149
79,533
381,454

377

. . .

Government

695
173
116

6,638
_

U. S.

336

1 588
160
131

1,131

_.

Individuals,
partnerships,
and
corporations

50

364

5,429
__ _

__

319

78

_.

17

50

443

Total Eastern States

1

Banks
in
United
States

7
442

New York _ _
New Jersey
Pennsylvania
Delaware
Maryland
Ohio.
_ __- _.
Indiana
Wisconsin
Minnesota..

States
and
political
subdivisions

U.S.
Government

340

1,563

3

622

Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).




CO

TABLE N O . 34.—Assets and liabilities of active private banks, Dec. 31, 1946 l
O

ASSETS
[In thousands of dollars]

Location

nn

Number of
banks

ticut

New York
"

-J

Total Eastern States.

Loans
and discounts,
including
overdrafts

ObligaU.S.
tions
Govern- guaranment seteed
curities,
direct ob- by U. S.
Governligations ment

Obligations of
States
and
political
subdivisions

Other
bonds,
notes,
and
debentures

CurCorpo- rency
rate
and
stocks coin

Balances
with
Bank
other
prembanks,
ises
including
owned,
reserve
furnibalances,
ture
and cash
and
items in
fixprocess
tures
of collection

Total
assets

3

O
O

798

883

15

43

99

288

147

173

53

2,499

5
11

62, 271
5,992

67,078
17,663

40,252
1,652

661
1,716

4,732
736

339
1,291

54,329
5,261

122
192

8
97

26

11,950
2,645

498
35

282
280

242,548
37,560

314

105

26

14,595

533

562

280,108

16

68,263

84,741

41,904

2,377

5,468

1,630

59, 590

1

1,001

946

431

60

204

130

1,359

Ohio
Indiana
Total Middle Western States

7
8

1,257
2,023

2,985
8,003

693
403

82
109

3

108
461

1,561
5,485

25
10
28

4,156
1
1

5

15

3,280

10,988

1,096

191

3

569

7,046

38

73,342

97,558

43,431

2,643

5,718

2,428

68,283

499

308

6,697
16, 521

•-3

2

5

35

i Excludes private banks which do not report to State banking departments.
• 2 Includesfiguresfor 1 branch of a New York bank.




s

3

South Carolina

Total United States..

Investments
and
Cusother
Real
tom- Income
assets
estate
ers'
owned
indiliabili- earned
or acother
ty on crued Other
rectly
than
repre- acceptassets
bank senting ances but not
colpremout- lected
bank
ises premises standing
or other
real
estate

26

14, 595

533

23,218

w

617

309,981

a
d

NOTE.—Estimated amounts, based onfiguresavailable from other sources have been
used in this table in instances where the various items of assets and liabilities were not
obtainable direct from State banking departments.

TABLE N O . 34.—

and liabilities of active private banks, Dec. 31, 19^6—Continued
LIABILITIES
[In thousands of dollars]

Demand
deposits

Location

Connecticut
. .

Total Eastern States

...

... ....

Total Middle Western
States
Total United States
1

Other
liabilities

991

2,168

203,817
18,173

3,948
13,444

207,765
31, 617

1,083

7
17

12,759
3,201

55
6

115
14

2,824
236

221, 990

17,392

239,382

1,083

24

15,960

61

129

3,060

3,614

South Carolina
. .

Total
deposits

1,177

New York
Pennsylvania

Ohio
Indiana

Time
deposits

AcceptBills pay- Mortgages ances exeable, redis- or other
cuted by Income Expenses
counts, and liens on
or for ac- collected accrued
other
bank
count of
and
liabilities
premises
but not
reporting
unpaid
for
and on
banks and earned
borrowed other real outstandmoney
estate
ing

3,776
13,069

65~
2,399
2,881
5,280

267,354

Includes surplus, undivided profits and reserves.




-

3
9

1

22,125

23,728

2

Surplus

1

1,083

104
2

15,960

62

Undivided
profits

Reserves

2,975
2,318

12,053

21

2,891
151

5,293

12,053

21

O
O

3,042

153
156

o

77

159
319

207
82

4

12
129

3

3

248

400

6,175
15,950

16,845

X

3

80

3,679

243,626

Capital
stock

309

478

289

4

3,075

6,250

12,531

387

3,046

H
Includes surplus and undivided profits.
O

d

TABLE N O . 34.—Assets and liabilities of active private banks, Dec. 81,

1946—Continued

to

[In thousands of dollars]
Loans and discounts

Commercial and
industrial
loans (including
openmarket
paper)

Location

Connecticut

_

South Carolina ___

_

Real-estate loans
Other
Secured
loans to
Secured by resiindivid- Loans
by farm dential Secured uals (con- to
land (in- proper- by other sumer banks
ties
propercluding
loans)
ties
improve- (other
than
ments)
farm)
1510

52,438
2,879

Ohio
Indiana
Total Middle Western States
Total United States
1 All real-estate loans.
Includes loans on other properties.




Other loans
for the
purpose of
purchasing
or carrying stocks,
bonds, and
other
securities

121

New York
Pennsylvania
Total Eastern States

2

Loans to
farmers diLoans to^
rectly guar- Other
brokers
anteed by loans to and dealthe Com- farmers
ers in
modity
securities
Credit Corporation

_
_

16
56

3,868
368

3,975
56

2
123

55,317

72

4,236

4,031
21

4

98

Total

w
69

798

6
218

16
421

170

768
968

1,033

62,271
5,992

125

912

224

437

170

1,736

1,003

68,263

17

2 67

1
1

H
O

o

1,257
2,023

26

866
778
46

155

12

161

66

340

618

155

12

161

1,102

66

340

56,056

231

4,064

303

2,591

290

901

4,236

Overdrafts

9
903

1478
624

618

All

other
loans

1,001

824
170

2

3,280

3,495

1,005

73,342

E
W
O

TABLE N O . 34.—Assets and liabilities of active private banks, Dec. 31, 1946—Continued
[In thousands of dollars]
Time deposits

Demand deposits

Location

Connecticut
New York
Pennsylvania
Total Eastern States
South Carolina ._
Ohio
Indiana. _ _
Total Middle Western States- . . .
Total United States

Individuals,
partnerships,
and
corporations

States
and
political
subdivisions

U. S.

Government

Banks
in
United
States

Banks
in
foreign
countries

1,172
129,182
15,590
144,772

Certified
and
cashiers'
checks,
etc.1

Individuals,
partnerships,
and
corporations

U. S.
Government

States
and
political
subdivisions

Banks
Banks
in
in
United foreign
States countries

100

W

5

991

13,855
1,171

53,628

1

212
736

6,940
675

3,846
13,335

2
64

45

1

948

15,026

53,628

7,615

17,181

66

45

163

3

65

227
855

31
57

2,389
2,881

3,448
3,518
12,154

3

15, 672

3

1,082

165,064

4

2,193

53,628

100

5,270
23, 507

76

g

g

10

7,711

8

I

10

88
15,026

i Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).




Postal
savings

45

100

W
a
d

O
CO

154

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

TABLE N O . 35.—Per capita demand and time deposits of individuals,
and corporations in all active banks, Dec. 31, 1946
Population
(approximate)!

Location

Deposits of individuals, partnerships, and corporations (in
thousands)
Total

Maine
New Hampshire
Vermont
MassachusettsRhode Island
Connecticut—

849, 559
488, 550
335,068
4, 522,334
819.295
1,930, 423

Total New England
States....
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

_.

Total Eastern States._
Virginia...
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

__

Total Southern States.
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri

_.

Total Middle Western
States
North Dakota....
South Dakota
Nebraska
Kansas.
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States..
1

Time

Per capita

Total

Demand Time

$652,347 $221, 702 $430,645 $767.87 $260. 96 $506. 91
120,454
373,029 1,010.10 246. 56 763.54
493,483
82, 934
227,073
925.21
310,007
247. 52 677.69
858.79
6,417,426 2, 533. 674 3, 883, 752 1,419. 05 560.26
362, 051
685. 03
923,295
561,244 1,126. 94 441.91
853.124 1,627,161 1,284.84 441. 94 842.90
2,480,285

8, 945,229 11,276,843

4,173,939

7,102,904 1,260.65

466.61

794. 04

13,602,671 32, 960, 504 20, 096, 287 12.864,217 2,423. 09 1, 477. 38
962.58 429. 96
4, 540, 709 4, 370.803 1, 952, 310 2,418,493
938. 08 557. 01
9. 937,462 9, 322,163 5, 535, 322 3,786,841
339, 369
479, 087
310, 208
139, 718 1, 544.41 1, 094. 01
752.24
397. 33
2,296, 836 1, 727, 768 912, 593
815,175
694,482
1, 013, 850
917,179
222, 697 904. 65 685. 00

945. 71
532.62
381. 07
450.40
354. 91
219.65

31, 701, 736 49. 777, 504 29, 530, 363 20,247,141 1, 570.18

931. 51

638. 67

282. 58
254.26
279. 21
236. 93
295. 94
413. 48
247. 99
212. 97
336. 97
517. 58
291. 72
369.11
332.01

159.41
136.16
86.76
40.32

3, 329, 061 1,471,404
727. 934
1,864, 490
3, 788,428 1, 386.466
2, 060.126
571,175
3,450,117
1, 331, 064
2, 578, 941 1, 377,419
3, 039, 389 1, 000, 604
2.248,197
606, 568
2, 654, 602 1,159,192
7, 335, 823 4,241,460
1, 923, 938
655. 592
2, 786,467 1,238,097
3, 111, 807 1,431, 893

940, 723
474, 062
1, 057, 767
488,112
1, 021, 048
1, 066, 339
753, 729
478, 790
894, 511
3, 796,862
561,241
1, 028, 518
1, 033,164

530, 681
253,872
83,063
310, 016
311,080
246,875
127, 778
264,681
444, 598
94, 351
209, 579
398, 729

441.99
390.42
365. 97
277. 25
385. 80
534.10
329.21
269.80
436. 67
578.18
340. 76
444. 33
460.15

40,171. 386 17,198,868 13, 594,866 3, 604, 002 428.14
7,428, 777
3, 716, 010
8, 345, 350
5, 914, 487
3,190, 710
2, 698, 917
2, 442, 752
3, 844.633

6, 021, 726
2,450,419
8, 842, 869
4,151, 435
2, 524, 872
2,258, 896
1, 819, 301
2,878, 579

3,426,287
1, 613,877
6, 3F2, 518
2,113, 707
1,294, 633
1, 317, 559
1, 311, 372
2, 254, 902

2, 595, 439 810. 59
836, 542 659.42
2,490, 351 1,059. 62
2, 037, 728 701. 91
1,230, 249 791. 32
941, 337 836. 96
507, 929 744. 78
623, 677 748. 73

37, 581. 636 30. 948, 097 19,684,855 11,263.242
563,130
599, 879
1, 294,875
1,880, 703
495, 036
266, 973
1,211,648
578, 262
2,198,477

120. 62
81.22
56.83
99.70
60.60
49.04
75.22
128.14

338.42

19.72

461.22
434. 30
761.21
357. 38
405. 75
488.18
536. 84
586. 51

349. 37
225.12
298.41
344. 53
385. 57
348. 78
207.94
162.22

823.49

523. 79

299. 70

333, 316
430, 847
316, 585
391, 735
1, 008, 230 874, 384
1,206, 999 1, 054,135
350, 650
442,177
147, 627
192,108
714,198
934, 234
183, 658
223, 394
1, 019, 460 916. 813

97,531
75,150
133.846
152, 864
91, 527
44,481
220, 036
39, 736
102, 647

765. 09
653.02
778.63
641. 78
893.22
719.58
771.04
463. 71

591.90
527. 75
675.27
560. 50
708. 33
552. 97
589.44
317. 60
417.02

173.19
125.27
103. 36
81.28
184.89
166. 61
181.60
68.72
46.69

5,849,184

957, 818

643. 55

538.17

105. 38

Includes members of the armed forces overseas.




Demand

partnerships,

48
,

REPORT OF T H E COMPTROLLER OP THE CURRENCY

155

TABLE N O . 35.—Per capita demand and time deposits of individuals, partnerships
and corporations in all active banks, Dec. 31, 1946—Continued

Location

Population
(approximate)

Deposits of individuals, partnerships, and corporations (in
thousands)
Total

Washington
Oregon
C alifornia
Idaho
Utah
Nevada
Arizona
Total Pacific States

Demand

Time

Per capita
Total

Demand

Time

2,257, 925 $1.880,115 $1,137,306
$742, 809 $832.67 $503.69 $328. 98
1, 303, 522 1,188,440
792.441
395. 999 911. 71 607.92
303. 79
9, 536,462 11, 543, 724 6, 302,148 5,241, 576 1,210.48 660.85
549.63
383, 031
540,432
289, 497
93, 534 708. 75 535.68
173. 07
451, 952
666, 893
286, 337
165, 615 677. 70 429. 36 248. 34
140, 332
172, 938
87,899
52. 433 811. 46 508. 27 303.19
337, 975
680, 944
247,148
90, 8*7 496. 33 362. 95 133. 38
15,159,116

15, 925, 569 9,142, 776 6, 782.793 1. 050. 56

Total United States
(exclusive of possessions)
142,648, 086 130, 976, 065 81, 018,165 49, 957, 900
82, 519
60, 796

56, 541
14, 882
7,348
415, 748
141, 307
1,475

38, 533
11,102
3,371
169.032
86,413
611

18, 008
3.780
3,977
246, 716
54,894
864

603.12

447.44

918.18

567. 96

350.22

685.19
244. 79

466. 96
182.61

218.23
62.18

878. 34
65.74
98.27

357.11
40.20
40.71

521.23
25.54
57.56

Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United
States

473, 334
2,149, 614
15, 010
27, 000

2,630

983

1,647

97.41

36.41

61.00

Total possessions

2,808, 273

639, 931

310, 045

329, 886

227.87

110. 40

117. 47

Total United States
145, 456, 359 131,615, 996 81, 328, 210 50, 287, 786
and possessions

904.85

559.13

345. 72

2

Not available.




TABLE N O . 36.—Officials

of State banking departments and number of each class of active banks under their supervision in December 1946
State commercial1

Location

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

Names of officials

Homer E. Robinson
Clyde M. Davis
. . Charles E. Burns
. . . . . Timothy J. Donovan . .
Alexander Chmielewski.
Richard Rapport

Titles

Bank Commissioner
do
Commissioner of Banking and Insurance...
Commissioner of Banks
Bank Commissioner
...
._ do

Total New England
States

Total
number
of
banks

63
55
41
256
23
145

Mutual savings

Insured

Private

Insured

NonNonMem- memMem- memNonNonbers
bers
insured
bers insured
ber?
Federal Federal
Federal Federal
Reserve Reserve
Reserve Reserve
System System
System System
5
1
1
29
2
13

17
4
31
33
3
34

9
2 16
1
4
9
23

6

26
34

8
2

190
9
70

3
3

583

Elliott V. Bell
Lawrence B. Carey
William C. Freeman
John C. Darby
John W. Downing

S u perintendent of B anks
.
Commissioner of Banking and Insurance
Secretary of Banking
State Bank Commissioner
Bank" Com mission fir

Virginia...
West Virginia .North Carolina
South Carolina
Georgia
Florida . . .
Alabama.
Mississippi
Louisiana
Texas.
Arkansas
.__
Kentucky
__„
Tennessee..
Total Southern States.

Milton R. Morgan
A. W. Locke
Gurney P. Hood
W. Royden Watkins. . .
John C. Beasley
C. M. Gay
Brooks Glass. _
Joseph W. Latham
W. J. Begnaud.
L.S.Johnson...
Thomas W. Leggett
Hillard H. Smith
H.B.Clarke

Commissioner of Banking
do
Commissioner of Banks
Chief Bank Examiner...
"
Superintendent of Banks
Comptroller, State of Florida..
Superintendent of Banks
State Comptroller
.
_ _
State Bank Commissioner
Commissioner, Department of Banking
State Bank Commissioner
Commissioner, Department of Banking
Superintendent of Banks




51

122

62

16

329

411
156
366
28
116
11

186
78
112
4
16
7

81
47
229
21
88
4

8
7
7
1
3

131
22
7

2

2

7

1,088

New York..
New Jersey
Pennsylvania..
Delaware
Maryland . .
District of Columbia
. Total Eastern States. _

Noninsured

403

470

26

162

11

184
104
182
126
267
124
153
179
122
417
169
297
224

72
32
8
6
11
10
19
6
10
116
16
21
11

112
67
169
97
244
106
131
168
111
261
147
248
208

5
5
22
12
8
3
5
1
40
6
28
5

2,548

338

2,069

140

5
11
2

16

1

1

=====

-*
g;
©
S
J
£
I
L
M

H. Earl Cook
Superintendent of Banks
Joseph McCord
_ Director, Department of Financial Institu_
tions
Arthur C. Lueder
Auditor of Public Accounts
E. William Nelson
Commissioner, State Banking DepartmentJames B. Mulva
___ Chairman, Banking Commission
F. A. Amundson
Commissioner of Banks
N. P. Black
Superintendent of Banking
_- Harry G. Schaffner
Commissioner of Finance
Total Middle Western
States
_..
North Dakota
Statp Examinpr
J. A. Graham
South Dakota
_._ Verne W.Abeel
Superintendent of Banks
Nebraska
___
J. Fred Peters
Director of Banking
Kansas
._ B.A.Welch
State Bank Commissioner
Montana
W. A. Brown
Superintendent of Banks
Wyoming
*
Norris E. Hartwell
Statp Examinpr
Colorado
._ William L. Hazlett
State Bank Commissioner
New Mexico
Woodlan P. Saunders... Statp Bank Examinpr
Oklahoma
Carl B. Sebring
Bank Commissioner

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri

Total Western States.
Washington
___
_._
Oregon
California
_
Idaho
Utah
_._
Nevada
Arizona
Total Pacific States
Alaska
Canal Zone (Panama) _ _
Guam
The Territory of Hawaii
Puerto Rico _
American Samoa
_
Total possessions
Total United States
and possessions

Supervisor of Banking
Superintendent of Banks
do
Commissioner of Finance
Bank Commissioner
Superintendent of Banks
do

Frank A. Boyle. _-

Secretary, Territorial Banking Board
Bank Examiner
Treasurer

i Includes loan and trust companies and stock savings banks.
»Includes 8 guaranty savings banks.
* Includes 1 private bank.




187

233

8

367
498
356
463
497
552
515

112
127
150
68
27
67
100

3 236
356
189
382
438
432
384

8
15
17
9
31
53
31

1

2

1

2

1
1

1

3,686

838

2,650

172

3

7

2

28
18
40
38
11
15
8
20

6

134
282
440
71
29
65
21
183

104
106
211
238
33
18
44
13
154

178

921

236

86
48
135
32
47
3
7

16
10
21
10
22
1
2

65
34
74
20
25
2
5

3
3
20
2

2
1

^

338

Walter A. Johnson
A. A. Rogers
Maurice C. Sparling
J. B. Newport
J. M. Knapp
Grant L. Robison
I L. Hart

438

1,335

-

82

225

28

3

---------

no

14
4
2
1
8

1

1

9,620

1,890

7
7

14

53
162
6
9

^

14
2
1
7
16
1

1

42

3

41

6,458

705

3

188

342

34

'Branches of 2 American national banks.
Includes 2 American national banks having branches in Puerto Rico.
Or

TABLE N O . 37.—Assets and liabilities of all active banks, 1936 to 1946
[Forfigurescovering each year 1834 to 1935, inclusive, see reports for 1931 and 1941]
[In thousands of dollars]
Loans and
Number discounts,
of banks including
overdrafts

U. S. GovOther
ernment
bonds,
obligations, stocks, and
direct and
guaranteed securities

Cash

Balances
with other
banks *

Other
assets

Total assets

Capital

Surplus
and net
undivided
profits 3

Total deposits

Bills payable a n d
rediscounts,
etc.

Other
liabilities
—

O

JUNE 30

1937.
1938.
1939.
1940.
1941.
1942..
1943.
1944..
1945..
1946..

15,803
15,580
15,341
15,146
15,017
14,919
14,815
14,661
14,598
14,587
14,626

20,839,159
22,698,176
21,311,161
21, 516,279

22, 557,670
25,543,438
25,178,305
22,324,053
25, 504,338
28,092,140
31,693,492

17,358,200
16, 968,486
16, 774,262
18, 790,831
19, 710, 503
23, 577, 061
30,363,023
57,963,058
76,129,877
94, 240,445
96,497,087

10, 501,333
10,305,653
9,571,216
9, 594,937
9,364,406
9,152, 671
8, 653,089
7,921,874
7, 586, 714
8, 032, 440
9,224,930

1,018,951
958,317
1,044,251
1,042,408
1,148, 589
1, 408, 306
1,446, 780
1,606, 564
1,623,191
1, 649, 487
1,729,034

14,103,430
14,670,297
16,426,417
19,584,188
24,535,268
25,471,008
24,236, 259
25,210,347
26,705,352
29,246, 407
31,732,067

3,367,168
3,323,8?S
3,150, 400
3,072, 677
2,897,193
2,676,235
2,382,535
2,226,510
2,010,193
1, 766,060
1,825,654

17,497,059
16,660,068
18,002, 042
19,447,464
21,028, 798
25,553,809
46,059, 111
66,259,384
86, 414, 755
101,904,073
87, 093,517

10,700,905
9,828, 984
9,664,255
9,348,161
9,499,776
9, 035, 537
8,312,249
7, 466, 862
7, 596, 205
8,611,660
9, 543,221

1,025,586
907,871
(4)
1,196,539
1, 407,364
1, 545,018
1,463,836
1,612,252
1,801,370
2,025,088
2,221,793

15,871,668
15,065, 962
18,373, 644
22,197, 935
26,846, 418
25, 942, 377
27,371,581
26,999, 933
29,175, 791
33,589,693
32,995,748

3,402,165
70,115, 510
3,271, 994
68, 099, 019
3,258, 252
70,833, 599
3,010, 458
77, 575,257
2,822, 070
85, 571, 902
2, 538, 588 91, 453, 694
2,334,654 109, 542, 577
2,109, 008 128,121, 978
1,857,424 152,947,184
1,753,694 178,351, 075
1,729,215 169, 406,362

67,188,241
68, 924, 757
68, 277, 707
73, 601,320
80, 213,629
87,828, 719
92, 259, 991
117,252, 406
139,559,665
163, 026, 979
172, 702, 264

3,421,226
3, 250, 650
3, 204, 751
3,160,096
3,091, 793
3,055, 005

58,339,815
59,822, 370
59,379, 550
64, 576, 694
71,153, 4£d
78, 549,329
83, 029, 575
107, 784, 099
129,367, 247
151,932, 691
160,349, 405

47.376
55,857
42, 476
26, 724
26,969
22,559
20, 736
31, 657
87,116
81, 075

3, 250, 986

4,549,867
4,985,781
4, 977,218
5,134,112
5,233,334
5, 469, 514
5, 523, 532
5, 811, 248
6,318,608
7,033,855
7,925,817

3, 293,014
3,223,110
3,192, 493
3,125, 524
3,070, 519
3, 034, 361
2,985,391
3, 011, 600
3, 052, 950
3,187,368
3,299,469

4,849,310
4, 949, 834
5, 016, 435
5,169,647
5,339, 039
5, 460, 776
5, 619, 637
6, 034,091
6, 640,166
7, 424, 243
8,138,479

61,155,014
59,109, 903
61, 907, 761
68, 566,043
76,407,885
82, 233, 260
100, 265, 638
118, 336,126
142,310,824
166, 530, 093
156,801,396

57,247
50, 816
36, 612
25, 551
25,060
22, 593
18, 638
51,650
125, 624
227,150
48,403

2,979, 447
3,036,893
3,118,116

829,957
810.099
673, 712
703,694
708, 075
732,312
687, 462
645,955
749,801
861,242
1, 082,090

W
o
o
F

DEC. 31
1936.
1937.
1938.
1939.
1940.
1941.
1942.
1943.
1944..
1945..
1946..

15,704
15,463
15, 265
, 15,096
14,956
14,885
14,722
14,621
14,579
14,598
14,633

21,618,127
22,364,140
21, 535,406
22,374,700
23,967,476
26,838,365
24,001,146
23,674,539
26,101,639
30.466,867
35.822,868

i Includes reserve balances and cash items in process of collection.
* Includes capital notes and debentures in banks other than national.
*Includes reserve accounts.




4

760,925
765,356
680,298
688, 492
729,399
702, 704
653,273
688,511
817,620
982, 221
1,118,615

Not called for separately. Included with "Balances with other banks."
NOTE.—Reciprocal interbank demand balanc s with banks in the United States are
reported net beginning with the year 1942.

3

TABLE N O . 38.—Assets and liabilities of all active national banks, 1936 to 1946
[For figures covering each year 1863 to 1935, inclusive, see reports for 1931 and 1941]
[In thousands of dollars]
Loans and U. S. GovOther
ernment
Number discounts, obligations,
bonds,
of banks including direct and stocks, and
overdrafts
guaranteed securities

Cash

Balances
with other
banks *

Other

Total assets

Capital

Surplus
and net
undivided
profits 2

Total deposits

Bills payable and
rediscounts,
etc.

Other
liabilities

2

3,720
9,216
9,586
3,540
2,910
2,005
2,014
4,231
6,205
5,209
24,441

326,855
341,512
278,261
318,057
331,322
363,186
378,342
373,355
450,878
491, 534
600, 278

w

JUNE 30

1936.
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946.

5,374
5,299
5,248
5,209
5,170
5,136
5,107
5,066
5,042
5,021
5,018

7,763,342
8,812,895
8,334,624
8,573, 703
9,179,227
10,922,483
10.901,795
9,190,143
11,229,680
12,389,133
14,498, 441

8,447,364
8,219,195
7, 987, 716
8, 769,729
9,111,226

11,135,952
14,928,992
30,190,402
38, 790,869
47,255,463
47,472,876

4.035,261
3,903,092
3, 656, 560
3, 783,157
3,794,049
3,818,842
3, 714,396
3,538,176
3,497,654
3, 764,438
4, 543,865

531.694
444, 598
528,305
530, 580
582,303
709, 458
728,309
806,546
820, 570
821,290
805, 575

7,849,732
7,933,271
8,922,250
10, 544, 226
13, 294,801
13, S12, 200
13, 588, 254
14,420,845
15, 239,164
16, 791,661
17,856,276

1,069,363
1,015, 755
948,105
979,183
923,474
915, 700
857,219
826,240
823,008
772,848
816,021

29,696.756
1,691,375
30,328,806
1, 582,131
30,377,560
1,572.900
33,180, 578 1, 562,956
36,885,080
1, 534,649
41,314,635
1, 523,383
44,718,965
1, 507,670
58,972,352
1,498,008
70, 400, 945 1, 553, 578
81,794,833
1,624,184
85,993,054
1,683, 489

1,474,353
1,630,034
1,700,919
1, 826, 556
1,941, 792
2,074,758
2,171,822
2.327,397
2, 557, 031
2,848,369
3,190,088

26,200,453
26, 765, 913
26,815,894
29,469,469
33,074.407
37,351,303
40,659,117
54,769,361
65, 833,253
76,825,537
80, 494,758

1
3

§
tr1

DEC. 31

1936.
1937.
1938.
1939.
1940.
1941.
1942.
1943.
1944.
1945.
1946-

8

5,331
5,266
5,230
5,193
5,150
5,123
5,087
5,046
5,031
5,023
5,013

8, 271, 210
8,813, 547
8, 489,120
9,043,632
10,027,773
11,751,792
10, 200,798
10,133, 532
11,497,802
13,948,042
17,309, 767

8,685,554
8, 072,882
8, 705,959
9,073,935
9, 752, 605
12,073,052
23,825,351
34,178, 555
43, 478,789
51,467,706
41,843, 532

4,094,490
518,503
3,690,122
422,490
3,753, 234
555,304
3,737,641
3, 915, 435
718,799
3,814,456
786, 501
3,657,437
733.499
3,325, 698
807,969
3,543,540
904.500
4,143,903 1,008,644
4, 799, 284 1,094, 721

Includes reserve balances and cash items in process of collection.
Includes reserve accounts.




8,462,578 1,032,327
8,128,003
977,186
9,151.105 1,011,455
11,887,915
960,436
14, 401, 268
918.082
14,215,429
897,004
15, 516,771
847,122
15, 272,695
813,468
16, 732, 749
792,479
19,170,145
797,316
18, 972, 446
830, 513

31,064,662
30,104, 230
31,666,177
35,319,257
39, 733,962
43, 538,234
54, 780,978
64.531,917
76,949,859
90, 535,756
84,850, 263

1, 598,815
1, 577,831
1, 570,622
1, 532, 903
1, 527, 237
1, 515, 794
1,503,682
1, 531. 515
1, 566,905
1,658,839
1, 756, 621

1, 572,195
1,666,367
1,757,522
1,872, 215
2, 009,161
2,133,305
2, 234,673
2,427,927
2,707,960
2,996,898
3.393,178

3,495
10,839
5,608
2,882
3,127
3,778
3,516
8,155
54,180
77,969
20,047

281,760
308,499
281,749
298, 265
342,013
330, 585
390. 291
408,139
491,877
559,103
630, 578

o
d

NOTE.—Reciprocal interbank demand balances with banks in the United States are
reported net beginning with the year 1942.

o

27,608,397
26, 540,694
28,050,676
31,612,992
35,852,424
39, 554,772
50,648,816
60,156,181
72,128,937
85, 242, 947
79,049,839

Or
CO

TABLE N O . 39.—Assets and liabilities of all active banks other than national, 1986 to 1946
[Forfigurescovering each year 1834 to 1935, inclusive, see reports for 1931 and 1941]
[In thousands of dollars]
U. S. GovOther
Num- Loans and ernment
bonds,
ber of discounts, obligations, stocks,
including
and
banks overdrafts direct and
guaranteed securities

Cash

Balances
with other
banks 1

Other
assets

Total assets

Capital
stock

Capital
notes
and
debentures

Surplus
and net
undivided
profits 2

Total
deposits

Bills p a y able and

rediscounts,
etc.

Other
liabilities

S
3

J U N E 30

10,429
10,281
10,093
9,937
9,847
9,783
9,708
9,595
9,556
9,566
9,608

1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
DEC

13,075,817
13,885,281
12,976,537
12,942,576
13,378,443
14,620,955
14,276,510
13,133,910
14,274,658
15, 703,007
17,195,051

8,910,836
8,749,291
8,786, 546
10,021,102
10,599,277
12,441,109
15,434,031
27, 772,656
37,339,008
46,984,982
49,024,211

6,466,072
6,402,561
5, 914,656
5,811, 780
5, 570,357
5,333,829
4,938,693
4,383, 698
4,089,060
4,268,002
4,681,065

487,257
513,719
515,946
511,828
566,286
698,848
718,471
800,018
802,621
828,197
923,459

6,253,698
6, 737,026
7,504,167
9,039,962
11,240,467
11,658,808
10,648,005
10, 789,502
11,466,188
12,454,746
13,875, 791

2,297,805
2,308,073
2,202,295
2,093,494
1, 973, 719
1, 760,535
1, 525,316
1,400,270
1,187,185
993,212
1,009,633

37,491,485
38, 595,951
37,900,147
40,420, 742
43, 328, 549
46, 514,084
47,541,026
58,280,054
69,158,720
81,232,146
86,709,210

L, 485,132
L, 483, 555
, 467, 766
, 446,666
I, 428,973
,416,939
L, 386, 845
., 386, 748
L, 396, 746
,415,170
L, 495,004

244,719
184,964
164,085
150,474
128,171
114, 683
104,171
94,691
86, 569
78, 762
72,493

3,075,514
3,355, 747
3, 276,299
3,307,556
3, 291, 542
3,394, 756
3,351, 710
3,483,851
3, 761, 577
4,185,486
4, 735, 729

32,139,362
33,056,457
32, 563,656
35,107, 225
38,079,051
41,198,026
42, 370,458
53,014,738
63,533,994
75,107,154
79,854,647

43,656
46,641
32,890
23,184
24,059
20, 554
18, 722
27,426
80,911
75,866
69, 525

503,102
468,587
395,451
385,637
376,753
369,126
309,120
272,600
298,923
369, 708
481,812

10,373
10,197
10,035
9,903
9,806
9,762
9,635
9,575
9,548
9,575
9,620

13,346,917
13,550,593
13,046,286
13,331,068
13,939,703
15,086,573
13,800,348
13,541,007
14,603,837
16,518,825
18,513,101

8,811,505
8,587,186
9,296,083
10,373, 529
11,276,193
13,480, 757
22,233, 760
32,080,829
42,935,966
50,436,367
45,249,985

6,606,415
507,083
6,138,862
485,381
5,911,021
(3)
5,610,520
580,841
5,584,341
688, 565
5,221,081
758, 517
4,654,812
730,337
4,141,164
804,283
4,052,665
896,870
4,467,757 1,016,444
4,743,937 1,127,072

7,409,090
6,937,959
8,667,235
10,310,020
12,445,150
11, 726,948
11,854,810
11,727,238
12,443,042
14,419,548
14,023,302

2,369,838
2, 294,808
2,246, 797
2,050,022
1,903,988
1,641, £84
1,487,532
1, 295,540
1,064,945
956,378
898,702

39,050,848
37,994,789
39,167,422
42,2£6,000
45,837,940
47,91?, 460
54, 761, 599
63,5S0,061
75,987,325
87,815,319
84,556, C99

L, 489,354
, 471,533
]L, 459,015
L, 450,873
, 420,148
,410,373
, 382,507
, 389,943
L, 403, 725
1,456,449
1,475,054

204,845
173, 746
162,856
141,748
123,134
108,194
99, 202
90,142
82,320
72-, 080
67, 794

3, 277,115
3,283,467
3,258,913
3,297,432
3, 329,878
3,327,471
3,384,964
3,606,164
3,932,206
4,427,345
4,745,301

33,546,617
32,569,209
33,857,085
36,953,051
40, 555,461
42,678,488
49,616,822
58,179,945
70,181,887
81,287,146
77,751,557

53, 752
39,977
31,004
22,669
21,933
18,815
15,122
43,495
71,444
149,181
28,356

479,165
456,857
398, 549
390,227
387,386
372,119
262,982
280,372
325,743
423,118
488,037

31

1936
1937
1938
1939
1940
1941
1942
1943,..—
1944
1945
1946

»Includes reserve balances and cash items in process of collection.
* Includes reserve accounts.
*Not called for separately. Included with "Balances with other banks."




NOTE.—Reciprocal interbank demand balances with banks in the United States are
reported net beginning with the year 1942.

O
O

I
o
M
o
d
3

TABLE NO. 40.

Summary of status, progress, and results of liquidation of all national banks 1 placed in charge of receivers from the date of the
first national bank failure, Apr. 11+, 1865 to Dec. 31, 1916
National and District of Columbia nonnational banks
Completely
liquidated
and finally
closed

Number of receiverships
3 2,811
Total assets taken charge of by receivers
$3,671,922. 451
Disposition of assets:
Collections from assets (including earnings collected
from 1,155 banks completely liquidated to Oct.
31, 1933, and for accounting purposes, dividends
paid secured creditors of all trusts finally closed
Oct 1, 1924, to Oct. 31, 1929)
-. -. 2,174,712,601
Offsets allowed and settled (against assets)
248,487, 995
Losses on assets compounded or sold under order
of court
1, 205,949, 565
Book value of assets returned to shareholders'
agents
42, 772, 290
Book value of remaining assets
Total
_. ._ .. _
_ 3,671,922,451
Collections:
Collections from assets as above
2,174,712,601
C ollections from stock assessments
177,082,634
Earnings collected: interest, premiums, rents, etc.
(unavailable as separate item for 1,155 banks
159,206, 580
completely liquidated to Oct. 31,1933)
248,487,995
Offsets allowed and settled (against assets)
Unpaid balance Reconstruction Finance Corpora233,649
tion loans
2, 759, 723,459
Total
See footnotes at end of table.




In process
of
liquidation
11

Total

3 2,822

District of Columbia2 nonnational banks
Completely In process
liquidated
of
and finally liquidaclosed
tion
4 15

$72, 229, 358 $3, 744,151,809 $27,143, 017

45,529, 489
5, 504, 445

2, 220, 242, 090 18, 624, 923
253,992, 440
2,089, 895

National banks

Total

4

15

Completely
liquidated
a n d finally
closed
s 2, 796

In process
of
liquidation
11

Total

« 2,807
3

$27,143, 017 $3, 644, 779,434 $72,229, 358 $3, 717,008, 792

W

2, 201, 617,167
251,902,545

3

1, 218,138,031

F

18,624, 923
2,089,895

2,156,087,678
246, 398,100

45, 529,489
5, 504,445

1, 224,539,744

6,401, 713

6,401, 713

1,199,547,852

26,486

26,486

42, 745, 804

2, 605, 245
72,229, 358

42, 772, 290
2,605, 245
3, 744,151,809

27,143, 017

27,143, 017

3,644, 779,434

2,605, 245
72, 229,358

3, 717,008,792

45,529,489
2, 667,642

2, 220, 242,090
179, 750,276

18,624,923
619, 261

18,624,923
619, 261

2,156,087,678
176,463,373

45,529,489
2, 667,642

2,201,617,167
179,131,015

4,193, 290
5, 504,445

163,399,870
253,992,440

1,429,275
2,089,895

1,429,275
2, 089,895

157,777,305
246,398,100

4,193,290
5, 504,445

161,970, 595
251,902,545

57,894,866

2,817,618, 325

22, 763,354

22, 763,354

2, 736, 960,105

57,894,866

2, 794,854,971

18, 590,179

233, 649

18, 590,179

42,745,804
2,605,245

233,649

233, 649

a
I

TABLE N O . 40. Summary of status, progress and results of liquidation of all national banksl placed in charge of receivers from the date of the
first national bank failure, Apr. 14, 1865 to Dec. 81, 1946—Continued
National and District of Columbia nonnational banks
Completely
liquidated
and finally
closed

I n process
of
liquidation

Total

District of Columbia nonnational banks 2
Completely
liquidated
and finally
closed

In process
of
liquidation

National banks
Completely

Total

liquidated
and finally
cl osed

In process
of
liquidation

Total

3
8
O

Disposition of collections:
Dividends paid by receivers to unsecured creditors (including dividends paid to secured creditors for 815 banks completely liquidated to Oct.
$1,383,856, 716 $30,602,691 $1,414,459,407 $10,893,071
31, 1929)
Dividends paid by receivers to secured creditors
(unavailable as separate item for 815 banks com34, 546,699
77, 533
34,624,232
35,202
pletely liquidated to Oct. 31,1929)
Distributions by conservators to unsecured credi209,124,039
209,124.039
2,838,102
tors
1,372,006
1,372,006
10, 750
Distributions by conservators to secured creditors..
Payments to secured and preferred creditors (including disbursements for the protection of assets
for 597 banks completely liquidated to Oct. 31,
691,356,413 14,805,525
706,161,938
4,901, 281
1926)
5,504,445
253, 992,440
248,487, 995
2,089,895
Offsets allowed and settled (against liabilities)
Disbursements for the protection of assets (unavailable as separate item for 597 banks completely
184,023
7,929,313
8,113,336
18,839
liquidated to Oct. 31, 1926)
Payments of receivers' salaries, legal, and other ex4,600,416
165,120,233
169, 720, 649
1, 767, 254
penses
.
Payments of conservators' salaries, legal, and other
45, 597
10, 970, 725
11,016,322
201, 010
expenses.
6, 959,320
6,959, 320
Amounts returned to shareholders in cash
7,950
Cash balances in hands of Comptroller and re2, 074, 636
2,074,636
ceivers
TotalCapital stock at date of failure.
United States bonds held at failure to secure circulating notes
United States bonds held to secure circulation, sold and
circulation redeemed
._




$10,893,071 $1,372, 963,645 $30,602,691 $1,403, 566,336
35,202

34,511,497

2,838,102
10, 750

4,901, 281
2,089,895

686,455,132
246,398,100

77,533

206, 285,937
1,361,256

34, 589,030
206, 285,937
1,361,256

14,805,525
5,504,445

8
3

701, 260,657
251,902, 545

18,839

7,910,474

184,023

8,094,497

1, 767, 254

163,352,979

4,600,416

167,953,395

201,010
7,950

10, 769, 715
6, 951,370

45, 597

10,815,312
6, 951,370

2,074, 636

2,074,636

57,894,866

2, 794,854,971

57,894,866

2,817, 618,325

22, 763,354

22, 763,354

2, 736,960,105

« 395, 227,595

7,685,000

6 402,912,595

' 2,352,920

7 2,352,920

«392,874,675

173, 742,631

2,650,000

176,392,631

173,742,631

2,650,000

176,392,631

173,742,631

2,650,000

176,392,631

173,742,631

2,650,000

176,392,631

2, 759, 723,459

w

7, 685, 000 8 400,559,675

W

Circulation outstanding at date of failure.
Assessments upon shareholders
Deposits at date of failure
Borrowed money (bills payable, rediscounts, etc.) at
date of failure
Additional liabilities established subsequent to date of
failure
Claims proved (both secured and unsecured)
Average percent dividends paid to claims proved
Average percent total payments to creditors to total
liabilities established
Average percent total costs of liquidation to total collections including offsets allowed
1
2

167,904,165
323,448,807
2,335,919,479

2,648,620
5, 625,000
42,621, 244

170,552,785
329,073,807
2, 378, 540, 723

1,912, 920
19,147,196

1,912, 920
19,147,196

167,904,165
321, 535, 887
2, 316, 772, 283

2,648,620
5, 625,000
42, 621,244

170, 552,785
327,160,887
2,359,393,527

503,274,144

12,203, 990

515,478,134

5,194,938

5,194, 938

498,079, 206

12, 203,990

510, 283,196

95, 289, 883
2,090,121,256

1,812, 594
36, 361,061

97,102, 477
2,126, 482, 317

809,871
17,850, 201

809, 871
17,850, 201

94,480, 012
2, 072, 271, 055

1,812,594
36, 361,061

96, 292. 606
2,108,632,116

77.93

84.38

78.04

77.18

77.18

77.94

84.38

78.05

87.54

90.03

87.58

82.57

82.57

87.58

90.03

87.63

6.67

8.02

6.70

8.73

8.73

6.65

8.02

6.68

Including District of Columbia nonnational banks and building and loan associations.
Including building and loan associations.
3 Does not include 159 banks restored to solvency.
* Does not include 1 bank restored to solvency.




5 Does not include Io8 banks restoied to solvency.
8 Includes $23,100,000 capital stock of 159 banks restored to solvency.
7
Includes $50,000 capital stock of 1 bank restored to solvency.
s Includes $23,050,000 capital stock of 158 banks restored to solvency.

i
o

O
O

O
F
F

o

a

00

TABLE NO. 41.—Number and deposits of national and District of Columbia nonnational banks * placed in receivership period Apr. 14, 1865, to
Dec. 81f 194-6, by groups according to percentages of dividends paid to Dec. SI, 1946
Liquidation Banks

Periods and bank groups

Dividends paid, 100 Dividends paid, 75 Dividends paid, 50 Dividends paid, 25 Dividends paid, less
percent and over
to 99.9 percent
to 74.9 percent
to 49.9 percent
than 25 percent
Number of
banks

Receiverships completely liquidated and finally closed or restored to solvency, 1865 to 1946
(2,970 banks):
Apr. 14, 1865 to Oct. 31, 1930,
(data for individual annual
report years unavailable; deposits prior to 1880 unavailable for (84 banks), (974
banks)
..
Nov. 1, 1930 to Oct. 31, 1931._..
Nov. 1, 1931 to Oct. 31, 1932....
Nov. 1, 1932 to Oct. 31, 1933--.
Nov. 1, 1933 to Oct. 31, 1934-,.
Nov. 1, 1934 to Oct. 31, 1935
Nov. 1, 1935 to Oct. 31, 1936....
Nov. 1, 1936 to Oct. 31, 1937
Nov. 1, 1937 to Oct. 31, 1938....
Nov. 1, 1938 to Oct. 31, 1939...
Nov. 1, 3939 to Oct. 31, 1940....
Nov. 1, 1940 to Oct. 31, 1941....
Nov. 1, 1941 to Dec. 31, 1942....
Jan. 1, 1943 to Dec. 31, 1943
Jan. 1, 1944 to Dec. 31, 1944
Jan. 1, 1945 to Dec. 31, 1945
Jan. 1, 1946 to Dec. 31,1946
Total 1931-46 (1,996 banks)
Active receiverships as of Dec. 31,
1946 (11 banks)
Grand total (2,981 banks)_...

Number of
banks

Deposits

Deposits

Number of
banks

Number of
banks

Deposits

Number of
banks

Deposits

Deposits

Num- Number of ber of
banks banks

208

$77,296,606

163

$64, 572,547

211

$66,952,690

156

$45,465,025

159

$30,828,899

897

$285,115,767

77

974

6
11
8
8
28
40
86
<76
26
19
5
7
14
6
3
1
0

1,994,080
15,873,316
4,412,925
4,431,721
5,083,636
14, 723,916
50,715,003
33,477,651
20,910,457
17,397,983
18,147,843
77,234,820
16,260,257
412,269,316
1,796,607

16
16
13
18
29
46
80
110
61

8,334,115
14,038.797
9,692,212
10,532, 532
13,854,445
18,483,929
38,027,988
56,203,459
32,056,684
43,319,262
76,497,725
72,320,682
39,828,007
28,787,475

0

18
10
12
13
31
29
38
24
9
4
4
4
3
0
0
0

5,589,946
2,250,071
3,095,192
1,657,228
4,319,951
4,452,292
7,420,214
6,158,246
2,269,805
8,005,471
8,201,086
1, 584,920
1,944,442

0
0

14
5
1
1
0

8,497,657
10,027,603
6,902,413
1,451,334
9,062.628
12, 556,918
19,594,780
16,991,046
10,103,204
9,332,899
10, 540,731
52,025,720
24,606,118
141,119

0

22
33
21
17
34
56
85
106
42
38
*42
26
8
5
0
0

29
27
15
8
30
43

39
46
8
1
2
2

5,323,140
5,549,989
5,826,514
8, 517,835
11,801,668
12,246,387
38,690,969
54,346,379
58,631,031
43,639,246
68,673,118
248,608,395
75,837,758
4,613,782
2,390,914
616,710

91
97
69
64
152
214
340
364
159
112
102
104
30
10
4
2

29,738,938
47,739,776
29,929,256
26, 590,650
44,122,328
62,463,442
154,448,954
167,176,781
123,971,181
121,694,861
182,060,503
451,774,537
158,476.5S2
445,811,692
4,187,521
616,710

8
25
9
28
11
1
0
0
0
0
0
0
0
0
0
0

99
122
78
92
163
215
340
364
159
112
102
104
30
10
4
2

339

694,729,531

523

645,313,835

535

461,977,312

318

191,834,170

199

56,948,864

1,914 2,050,803,712

82

1,996

1

1,204,158

5

38,207,285

4

3,209,801

0

0

1

0

548

773,230,295

691

748,093,667

750

532,139,803

474

237,299,195

359

87,777,763

' 36

1 Including building and loan associations.
J
Deposits for banks restored to solvency unavailable.
» Exclusive of 1 receivership finally closed during year ended Oct. 31,1937, but reopened
as a receivership during the year ended Dec. 31,1944.
* Exclusive of 1 receivership finally closed during the year ended Oct. 31, 1933, but reopened as a receivership and again closed during the year ended Oct. 31,1938.




Number of
banks

Deposits

Total banks

Restored Total
to solall
vency banks
banks 2

3 51
48
21
15
6 10

0

0
0
0

11

42,621,244

0

11

2,822 2,378,540,723

159

2,981

s Exclusive of 1 receivership finally closed during the year ended Oct. 31, 1928, but reopened as a receivership during the year ended Oct. 31,1940, and again closed during the
year ended Oct. 31, 1941.
o Exclusive of 1 receivership finally closed during the year ended Oct. 31, 1936, but
reopened as a receivership during the year ended Oct. 31, 1937, and again closed during
the year ended Oct. 31,1938. (Data relative to reopening and second final closing included
in report for year ended Oct. 31,1941.)

REPORT OF THE COMPTROLLER OF THE CURRENCY

165

TABLE NO. 42.—Liquidation statement, IS national bank receiverships in liquidation
during year ended Dec. 31, 1946

Number of banks

13

Collections:
Cash balances in hands of Comptroller and receivers at beginning of period
$2, 167, 264
Collections from assets
842, 927
Collections from stock assessments
74, 681
Earnings collected
___
124, 488
Offsets allowed and settled (against assets)
-_
13, 400
Total
Disposition of collections:
Dividends paid by receivers to unsecured creditors
Dividends paid by receivers to secured creditors
Distributions by conservators to unsecured creditors
Distributions by conservators to secured creditors
Payments to secured and preferred creditors, other than through
dividends
Offsets allowed and settled (against liabilities)
Disbursements for the protection of assets
Payments of receivers' salaries, legal, and other expenses
Payments of conservators' salaries, legal, and other expenses.Amounts returned to shareholders in cash
Decrease in unpaid balances of Reconstruction Finance Corporation loans
«.
Cash balances in hands of Comptroller and receivers at end of
period
Total




3,222,760
941, 205

76
13, 400
468
192, 975

2, 074, 636
3, 222, 760

166

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 43.—Liquidation statement, 2 administered national bank receiverships
completely liquidated and finally closed, during year ended Dec, 31, 19 46

Number of banks

•

Total assets taken charge of by receivers
Disposition of assets:
Collections from assets
Offsets allowed and settled (against assets)
Losses on assets compounded or sold under order of court
Book value of assets returned to shareholders' agents
Total
Collections:
Collections from assets
Collections from stock assessments
Earnings collected
Offsets allowed and settled (against assets)
Unpaid balance of Reconstruction Finance Corporation loans.
Total
Disposition of collections:
Dividends paid by receivers to unsecured creditors
Dividends paid by receivers to secured creditors
Distributions by conservators to unsecured creditors
Distributions by conservators to secured creditors
Payments to secured and preferred creditors other than
through dividends
Offsets allowed and settled (against liabilities)
Disbursements for the protection of assets
Payments of receivers' salaries, legal, and other expenses
Payments of conservators' salaries, legal, and other expenses.
Amounts returned to shareholders in cash
Total
Capital stock at date of failure
United States bonds held at failure to secure circulating notes
United States bonds held to secure circulation, sold and circulation
redeemed
Circulation outstanding at date of failure
Amount of assessments upon shareholders
Deposits at date of failure
Borrowed money (bills payable, rediscounts, etc.) at date of failureAdditional liabilities, established subsequent to date of failure
Claims proved (both secured and unsecured)
Average percent dividends paid to claims proved
Average percent total payments to creditors to total liabilities
established
.
Average percent total costs of liquidation to total collections including offsets allowed
Average number of years required to complete liquidation




2
$750, 264
583, 761
52, 782
113, 721
750,264
583, 761
21, 126
29, 945
52, 782
687,614
507, 261
29, 446
47, 796
52, 782
2, 466
47, 863
687,614
85, 000
25, 000
25,000
24, 500
25, 000
616, 710
78, 607
598, 368
89. 70
91. 65
7. 32
7. 92

REPORT OF THE COMPTROLLER OF THE CURRENCY

167

TABLE NO. 44.—Liquidation statement, 11 active national bank receiverships as of
Dec. 81, 1946

Number of banks

11

Total assets taken charge of by receivers

$72, 229, 358

Disposition of assets:
Collections from assets
Offsets allowed and settled (against assets)
Losses on assets compounded or sold under order of court
Book value remaining assets
Total
i
Collections:
Collections from assets
Collections from stock assessments
Earnings collected
Offsets allowed and settled (against assets)
Unpaid balance Reconstruction Finance Corporation loans
Total

45, 529,489
5, 504, 445
18, 590, 179
2, 605, 245
72,229,358
45, 529, 489
2, 667, 642
4, 193, 290
5, 504, 445
57, 894, 866

Disposition of collections:
Dividends paid by receivers to unsecured creditors
30, 602, 691
Dividends paid by receivers to secured creditors
77, 533
Distributions by conservators to unsecured creditors
Distributions by conservators to secured creditors
Payments, to ^secured and preferred creditors, other than
through dividends
14, 805, 525
Offsets allowed and settled (against liabilities)
5, 504, 445
Disbursements for the protection of assets
184, 023
Payments of receivers' salaries, legal, and other expenses
4, 600, 416
Payments of conservators' salaries, legal, and other expenses._
45, 597
Amounts returned to shareholders in cash
Cash balances in hands of Comptroller and receivers
2, 074, 636
Total

'

57, 894, 866

Capital stock at date of failure
7, 685, 000
United States bonds held at failure to secure circulating notes
2, 650, 000
United States bonds held to secure circulation, sold and circulation
redeemed
2, 650, 000
Circulation outstanding at date of failure
2, 648, 620
Amount of assessments upon shareholders
5, 625, 000
Deposits at date of failure
42, 621, 244
Borrowed money (bills payable, rediscounts, etc.) at date of failure. 12, 203, 990
Additional liabilities established subsequent to date of failure
1, 812, 594
Claims proved (both secured and unsecured)
36, 361. 061
Average percent dividends paid to claims proved
Average percent total payments to creditors to total liabilities
established
Average percent total costs of liquidation to total collections
including offsets allowed
....




84. 38
90. 03
8. 02

168

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE N O . 45.—National banks in charge of receivers during year ended Dec. 81,
amounts of total assets and total liabilities at date of failure, capital stock and stock
together with the disposition of such collections, and various other data indicating the
Organization

Name and location of banks
Charter
No.

Date

CONNECTICUT
2958

Plantsville National Bank, Plantsville»

12637 Jan. 16,1925

ILLINOIS
1715

Calumet National Bank, Chicago

3102

Dec. 20,1883

5312

Apr. 23,1900

3600

Nov. 18,1886

5613

Sept. 25,1900

KENTUCKY
1424

National Bank of Kentucky, Louisville
LOUISIANA

2934

Commercial National Bank, Shreveport 1.__.
MISSISSIPPI

2268

First National Bank, Lumberton
NEW YORK

2697
2946
2962

Salt Springs National Bank, Syracuse 8__
Fort Greene National Bank in New York, N . Y X
First National Bank, Forestville *

2961
2965

Keswick National Bank of Glenside*

1287 May 20,1865
13336 June 10,1929
10444 Sept. 3,1913

PENNSYLVANIA

_.

First National Bank & Trust Co., Easton*.

13141
1171

Nov. 7,1927
May 3,1865

VERMONT
2964

Poultney National Bank, Poultney3

2921
2956

National Bank of Herndon *
Parksley National Bank, Parksley *..
Grand total (13 receiverships).

14234 June 26,1934

VIRGINIA

Total active (11 receiverships)
Total finally closed (2 receiverships)..
Total failures 1946 (0 receiverships).__
Total activity 1946 (13 receiverships).
See footnotes at end of table.




9635
6246

Oct. 25*1909
Mar. 8,1902

REPORT OF THE COMPTROLLER OF THE CURRENCY

169

1946, dates of organization, appointment of receivers and final closing, with nominal
assessments, amounts collected from all sources, including offsets allowed and earnings,
progress and results of liquidation to Dec. 31,1946

Failure

Capital
stock at
date of

Liabilities

Date
receiver
appointed

Borrowed
money (bills
payable, rediscounts,
etc.) at
date of
failure

Additional
liabilities
established
to date of
report

Deposits
at date of
failure

Total liabilities established to
date of
report

0

$421,461

$51, 907

$473,368

2958

7,1931

$482,691

2,299,269

144, 221

,2,926,181

1715

4,000,000

Nov. 17,1930

7,083,021

26,966,990

1,173,174

35, 223,185

1424

1,000,000

Feb.

21,1936

3,261,929

0

242, 633

3, 504, 562

2934

50,000

Oct.

1,1944

97,089

305,253

6,973

409, 315

2268

800,000
500,000
60,000

Jan. 22,1934
Aug. 14,1937
Nov. 1,1941

1,144,260
125,000
0

4,165,850
2,015,717
303,850

82,118
33, 276
2,258

5, 392, 228
2,173, 993
306,108

2697
2946
2962

150,000
600,000

Apr. 14,1941
Dec. 10,1943

0
0

1,204,158
4,192,634

1,552
28, 345

1,205,710
4, 220, 979

2961
2965

50,000

May

9,1943

0

866, 094

48,169

914,263

2964

25,000
85,000

Jan. 10,1935
May 18,1939

0
• 10,000

312, 860
183,818

76, 349
226

389, 209
194,044

2921
2956

7,770,000

12, 203, 990

43, 237,954

1,891, 201

57,333,145

7,685, 000
85,000

12,203, 990

42,621, 244
616, 710

1,812, 594
78,607

56,637,828
695,317

17,832

17,832

$50,000

June 26,1939

400,000

Oct.




170

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE N O . 45.—National banks in charge of receivers during year ended Dec. 81,
amounts of total assets and total liabilities at date of failure, capital stock and stock
together with the disposition of such collections, and various other data indicating the
Circulation

Lawful
money
deposited
to retire

Assets and assessments

Outstanding
at date of
failure

Book value
of assets
at date of
failure

Additional
assets
received
since date
of failure

Assessments
upon
shareholders

Total assets
and stock
assessments

$380,181

2958

$104,313

$25,000

$509,494

1715

$99,520

$99, 520

3,506,809

223,463

400,000

4,130,272

1424

2, 500,000

2,500,000

40,301,411

3,933,737

4,000,000

48, 235,148

4,979,086

394,601

463,104

44,055

50,000

557,159

2697
2946
2962

6,365,136
2,475,163
328,150

292,365
333,432
40,427

800,000
350,000

7,457,501
3,158, 595
368,577

2961
2965

1,
5.168, 905

108,840
453,542

1,415,648
5,622,447

2964

919,184

120,977

1,040,161

2934

2268

49,100

49,100

5,373,687

24, 500

24, 500

362, 793
279,379

18,894
. 74,867

25,000

406,687
354,246

2,673,120

2.673,120

66,836,109

6,143,513

5,650,000

78,629,622

2,648,620
24,500

2921
2956

2,648,620
24,500

66,145,166
690,943

6,084,192
59,321

5,625,000
25,000

77,854,358
775, 264

«113,902
See footnotes at end of table.




«113,902

171

REPORT OF T H E COMPTROLLER OF THE CURRENCY

1946, dates of organization, appointment of receivers and final closing, with nominal
assessments, amounts collected from all sources, including offsets allowed and earnings,
progress and results of liquidation to Dec. 31, 19J+6—Continued
Progress of liquidation to date of this report

Cash
collections
from assets

Cash
collections
from stock

Receivership
earnings, cash
collections
from interest,
premium,
rent, etc.

Offsets
allowed and
settled

Total collections from all
sources including offsets
allowed and
unpaid balance
R. F. C. loans

Losses on
assets compounded or
sold under
order of
court

$358,548

$2,007

$5,887

$36,308

$402,750

1,779,534

225,658

171,750

218,150

2,395,092

1,710,599

1715

26,827,080

1,808,532

2,582,179

4,576,762

35,794,553

11,850,802

1424

480,784

23,139

3,931,627

1,907,483

2934

3,427,704

2958

230,444

12,343

103,257

54,296

400,340

222,419

2268

4,495,865
1,844,037
281,911

503,777
115,325

485,505
74,040
6,079

286,346
121,626
23,020

5,771,493
2,155,028
311,010

1,686,756
208,164
63,646

2697
2946
2962

1,179,959
4,392,198

73,781
162,973

47,007
55,454

1,300,747
4,610,625

66,414
697,219

2961
2965

852,872

41,447

79,048

973,367

22,114

2964

23,866
11,687

29,762
6,309

376,604
159,244

50,075
128, 571

2921
2956

301,850
141,248

21,126

46,113,250

2,688, 768

4,223, 235

5,557,227

58,582,480

18, 703,900

45, 529,489
583,761

2,667,642
21,126

4,193,290
29,945

5,504,445
52, 782

57,894,866
687,614

18, 590,179
113, 721

842,927

74,681

124,488

13,400

1,055,496

526, 426




172

REPORT OF T H E COMPTROLLER OF T H E CURRENCY

TABLE NO. 45.—National banks in charge of receivers during year ended Dec. 31
amounts of total assets and total liabilities at date of failure, capital stock and stock
together with the disposition of such collections, and various other data indicating the
Progress of liquidation to date
of this report—Continued

Book value of
uncollected
assets

Disposition of proceeds of liquidation
Dividends paid by
receivers—

1715

$21,989

174,342

1424

980,504

2,191,468

2934

$39,721

1,006,613

979,521

$3,073

18,734,329

$22,993

2958

On unsecured
claims

$302,292

On secured
claims

Secured and
preferred liabilities paid
except through
dividends, including offsets
allowed

12,410,100

114,169

3,760,022

Book value of
remaining
uncollected
stock
assessments

45,329

15,361

$51,177

Cash
advanced in
protection
of assets

37,657

2268

24,288

147,498

163,017

1,727

296,223
234,675

2,068

3,567,759
1,130,524
253,794

1,737,128
660,807
42,827

14,888
1,387
328

2,548

2697
2946
2962

188,534
634,768

2961
2965

122,268
477,576

1,119,654
3,711,366

83,989
371,157

2964

86,127

786,853

85,931

2921
2956

78,118

2,138
902

3,874

29,446

253,467
95,803

57,751
18,577

2,605,245

2,961,232

106,979

31,109,952

20,410,548

2,605,245

2,957,358
3,874

77,533
29,446

30,602,691
507,261

20,309,970
100,578

184,023
2,466

"~«~I,~496,"655

5 74,681

941,205

13,476

468




REPORT OF T H E COMPTROLLER OF T H E

173

CURRENCY

1946, dates of organization, appointment of receivers and final closing, with nominal
assessments, amounts collected from all sources, including offsets allowed and earnings,
progress and results of liquidation to Dec. 81,1946—Continued
Disposition of proceeds of
liquidation—Continued
Conservators'
salaries,
legal and
other
expenses

Receivers'
salaries,
legal and
other
expenses

Cash in
hands of
Comptroller and
receivers

Amount of
claims
proved

Dividend
(percent)

Date
finally
closed

Interest
dividend
(percent)

$21,725

$39,012

$431,824

289,060

65,648

1,877,466

3,154,869

1,381,086

22,745,123

124,927

1,349

62,681

1,129

217,761

64.17

392,047
200,262
14,061

14,074
159,980

3,638,750
1,510,069
261,967

97.5
75
96.88

44,010
220,271

53,094
305,283

1,119,654
3,826,150

100
97

2961
2965

58,128

42,455

819,639

96

2964

33,802
32,436

11,526

336,401
174,625

84.1
55

45,597

4,648,279

2,074,636

36,959,429

45,597

4,600,416
47,863

2,074,636

36,361,061
598,368

192,975

«92,628

41,391

.

$45,597

70

2958

53.5

1715

1424

2934

2268

Mar. 29,1946

June 25 1946

=

=

2697
2946
2962

2921
2956

=

1 Receiver appointed to levy and collect stock assessment covering deficiency in value of assets sold or to
complete unfinished liquidation (1 bank).
2 Federal Deposit Insurance Corporation appointed as receiver in accordance with Banking Act of 1933
(8 banks).
3 Formerly in conservatorship (1 bank).
* Including dividends paid through or by purchasing bank (1 bank).
8
Decrease.

745643—47-

-12




3

I

TABLE N O . 46.—Bank suspensions since inauguration of Federal Deposit Insurance^ years ended Dec. 81, 1984 to1946
Number
Nonmember banks

Member banks

Year ended
Dec. 31—

Capital (in thousands of dollars)

National
_

.

Total

_ .

.

Nonmember banks

All

All

banks

1934.
1935
1936.
1937
1938-.1939
1940.
1941
1942.
1943
1944
1945
1946

Member banks

Deposits (in thousands of dollars)

i

57
34
44
58
56
42
22
8
9
4
1

1
4
1
3
1
4
1
4

335

21

Insured

State

2
1
3

2

6

Not insured

8
22
40
47
47
25
18
3
6
2
21

48

219

89

8
3
6
7
10
3
1
3

Member banks

Nonmember banks

All

banks
National
3,822
1,518
1,961
3,435
2,467
5,309
1,587
496
327
708
32

25
405
88
685
25
220
82
360

21,662

2,540

State

671
25
3,600

650

4,296

Insured

Not insured

416
633
1,678
2,004
2,052
1,204
1,452
118
272
58
32

3,381
480
195
75
365
285
53
18
55

9,919

4,907

banks
National
36,939
10.101
11,323
16,169
13,837
34,980
5,944
3,723
1,702
6,248
405

42
5,339
524
3,825
36
1,323
257
3,141

141,371

19, 554

State

1,708
211
24,629

5,007

26, 548

Insured

Not insured

1,912
3,763
10,207
10,156
11, 721
6,589
5,341
503
1,375
1,241
405

34,985
939
592
480
1,869
2,439
346
79
327

53, 213

42,056

W
H
O
O

o

I
w
O

1 Includes capital notes and debentures, if any, outstanding at date of suspension.
2
Located in the State of Indiana.
NOTE.—Figures for banks other than national compiled by Board of Governors of the




Federal Reserve System, and represent associations closed to the public, either temporarily or permanently, by supervisory authorities or directors of the banks on account
of financial difficulties. In the case of national bank suspensions, these represent actual
failures for which receivers were appointed.

3

TABLE N O . 47.—Fiduciary activities of national banks as of Dec. 31, 1946
Banks with capital o—
f
$25,000

Number of national banks with trust powers but not administering
trusts
Number of national banks with trust powers administering trusts
Total number of national banks authorized to exercise trust powers.

$25,001 to
$50,000

$200,001 to
$500,000

$500,001 and

over

Total

51
56

100
283

64
455

35
402

11
300

275
1,507

25

107

383

519

437

311

1,782

$471, 590, 431 $528,325,068
1,491,637,009 3, 571,425,297

$594, 797, 575
7,071,726,467

$1,231,233, 236
55,248,815, 599

$3,000,179,361
67,563,859,838

_

_ _.
_

_
_

Total volume of bond issues outstanding for which banks are acting as
trustee
Number of national banks administering private trusts
Number of national banks administering court trusts
Number of national banks administering corporate trusts
Number of living trusts being administered _.
.-.
Number of court trusts being administered
Total number of individual trusts being administered.
Number of corporate trusts being administered

_

Total number of trusts being administered_
Average volume of individual trust assets in each bank
Average volume of trust assets in each individual trust
Average gross earnings per trust for year ended Dec. 31,1946
Average gross earnings per trust department reporting trust earnings
for year ended Dec. 31,1946




7,666,524,042

56,480,048,835

70,564,039,199

$4,608,406
156,417
1,271,358
24,399

$53,118,743
2,125,342
6,025, 751
4,951,968

$268,365,467
4,944,826
24,421,397
15, 739,607

$736,067,886
9,922,304
56,936,899
120,165, 238

$12, 988, 783,832
102,671, 586
626,025, 686
2,825,792,948

$14,051,130,321
119,824,831
714, 745, 039
2,966, 731,095

6,060, 580

66,221,804

313,471, 297

923,092,327

16, 543, 274,052

$1, 285,921
4, 774,659

$27, 757,401
38,464,403

$168, 739,380
144,731, 917

$562, 718,925
360,373,402

$14, 289,319,010
2, 253,955,042

66,221,804

313,471, 297

923,092,327

16, 543, 274,052

17,852, 431, 286

$53,550
2
11
1

$64,800
29
50
9

$4,140,864
208
258
67

$101,105,833
378
426
189

$235,632, 776
369
379
216

$8,234,990, 689
291
288
258

$8, 575, 988, 512
1,277
1,412
740

110
424

1,484
3,052

6,350
11, 562

17,164
17,988

62,828
42,871

87,938
75,928

33
1

534
9

4,536
172

17, 912
644

35,152
1,514

105,699
16,039

163,866
18,379

34

543

4,708

18, 556

36,666

121, 738

182,245

$28,293
$9,431
$136

$108,225
$11,349
$93

$233,999
$14, 599
$100

$688,948
$17,501
$100

$2,296,250
$26, 260
$121

$55,144, 247
$156,513
$358

$11,846,338
$108,945
$276

$515

$1,035

$1,822

$4,357

$11, 252

$145,722

$35,128

3

'W

$15,049,822, 989
2,802,608,297

6,060, 580

1

17,852,431,286

2
31

TRUST LIABILITIES

4,099, 750,365

311, 226

Total

1, 963,230,440

$2,352
308,874

_ __ .
_

301,357,449

311, 226

Investments -_ _
Savings deposits
Demand deposits
Other assets

53,128,068
$185, 987
4,356
63,948
56, 935

TRUST ASSETS

Private trusts
Court trusts
Total .

$100,001 to
$200,000

14
11

Total assets of national banks with trust powers but not administering
trusts
$32,160,018 $142,070, 033
Total assets of national banks with trust powers administering trusts. __ 20, 968,050 159,287,416
Total assets of national banks authorized to exercise trust powers.

$50,001 to
$100,000

M

3

3

d

O

TABLE N O . 48.—Fiduciary activities of nationa banks by Federal Reserve districts as of Dec. SI, 1946

Federal Reserve
districts

Boston
New York
Philadelphia
ClevelandRichmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco
Total

_.

Number
of corporate
trusts
being
administered

Capital cf
banks
authorized
to exercise
fiduciary
powers

Total banking Number of individual trusts
assets of banks
authorized to
exercise
Living
Court
fiduciary
Total
trusts
trusts
powers

200
265
235
122
148
113
227
119
65
137
87
64

$104,547,967
302,663,760
100,485,122
154,740,460
57,986,000
77,810,500
225, 279,000
45,144,000
36,295,000
52,138,000
75,982,500
233,362,625

$4,136,360,130
14,319,912,705
3,819,480,867
4,805,012,571
3,139,708,052
4,410,100,221
10,722,666,026
2,460,748,52*
2,028,203.303
3,272,446,027
3,664,449,378
13,784,951,392

4,417
5,520
8,292
10,938
5,084
4, 552
26,474
2,145
2,466
3,508
3,071
11,471

6,206
8,796
16,465
10,255
5,592
3,598
7,587
2,508
2,703
3,941
527
7,750

10,623
14,316
24,757
21,193
10, 676
8.160
34,061
4,653
5,169
7,449
3,598
19,221

$1,228,808,335
1,829,351,564
481, 294,625
2,079,959,032
710,974,532
1,038,483,343
6,222,134,153
182,157,121
1,140,548,690
894,746,175
373,637,892
1,670,335,824

460
1,118
407
1,984
377
926
8,029
1,014
376
1,360
612
1,716

$306,009,230
3,937,620, 274
61,063,373
524,867,752
252,965,405
306,445,862
2,223,676,174
113,436,780
59,934,634
220,114.560
188,304,535
381, 550,933

$3,628,000
10,076,000
2,138,000
4,068,000
2,302,000
2,107,000
10,841,000
801,000
1,700,000
1,835,000
1,233,000
9,670,000

1,782

1,466,434,934

70,564,039,199

87,938

75,928

163,866

17,852,431, 286

18,379

8,575,988,512

50,399,000

Number
with
authority
b u t not
exercising
fiduciary
powers

Total
number
authorized
to exercise
fiduciary
powers

169
238
225
108
126
93
191
91
46
98
64
58

31
27
10
14
22
20
36
28
19
39
23
6

1,507

275

Number
of banks
exercising
fiduciary
powers

Assets of
individual
trusts

Trust
department
gross
earnings
for year
ended Dec.
6l, 1946

Bond issues
outstanding
where bank
acts as
trustee

o
o

W
o
td

TABLE N O . 49—Classification of investments in living and court trust accounts under administration by the active national bank trust departments
Dec. SI, 1946
Trust investments classified according to
capital of banks administering trusts
Banks with capital of $25,000
Banks with capital of $25,001 to $50,000
Banks with capital of $50,001 to $100,000
Banks with capital of $100,001 to $200,000
Banks with capital of $200,001 to $500, 000
Banks with capital of $500,001 and over.
Total




Bonds

Percent

Stocks

Percent

Real-estate
mortgages

$133,415
2,784,587
25,302,005
128, 794,459
336, 224,102
8,842,847,273

71.73
60.42
47.63
47.99
45.68
68.08

$16, 258
1,014, 525
17, 505, 991
88,175, 327
262,979, 286
3,118,160,550

8.74
22.01
32.96
32.86
35.73
24.01

$9,400
322,361
2, 849,382
22, 578,644
50,323,970
281,473,864

9,336,085,841

66.44

3,487,851,937

24.82

357,557,621

Percent

Real
estate

Per
cent

Miscellaneous

Per
cent

5.06
7.00
5.36
8.41
6.83
2.17

$13,950
407, 762
6,287,731
21,921, 783
52,331,573
413, 571,151

7.50
8.85
11.84
8.17
7.11
3.18

$12,964
79,171
1,173,634
6,895, 254
34,208,955
332,730,994

6.97
1.72
2.21
2.57
4.65
2.56

$185,987
4,608,406
53,118,743
268,365,467
736,067,886
12,988,783,832

2.55

494,533,950

3.52

375,100,972

2.67

14,051,130,321

Total investments

o
d

INDEX
Page

Affiliates of national banks
14
All banks (see also Banks; Mutual savings banks; National banks; Private
banks; State commercial banks):
Assets and liabilities of:
Comparison of, December 31, 1945 and 1946
11-13
December 31, 1946, by classes of banks in each State
114-153
December 31, 1946, summary by classes of banks
112-113
Jane 30 and December 31, 1936-46
158
Distribution of, December 31, 1946
11
Per capita demand and time deposits of individuals, partnerships,
and corporations in, December 31, 1946, by States.
154-155
Suspensions. (See Failures of banks.)
Assessments:
Account of examining service paid by national banks
16
Upon shareholders of insolvent national banks
163, 166-173
Assets and liabilities of banks:
All banks:
Comparison of, December 31, 1945 and 1946.
11-13
December 31, 1946, by States,
114-121
December 31, 1946, summary by classes of banks
112-113
June 30 and December 31, 1936-46
158
National banks:
Call dates in 1946, summary and by States.
4-5, 33-86
December 31, 1946, by States
122-129
June 30 and December 31, 1936-46
159
Percentage distribution of, December 31, 1943-46
6
Principal items of, according to size of banks (deposits), December 31, 1945 and 1946.
....
...
30
State banks (see also District of Columbia):
All banks combined:
December 31, 1946, summary and by States. . . . 112-113, 130-137
June 30 and December 31, 1936-46
. 160
Mutal savings: December 31, 1946, summary and by States.... 112113,146-14S
Private: December 31, 1946, summary and by States
112-113,
150-153
State commercial: December 31, 1946, summary and by States.. 112113,138-145
Bank Currency. (See Federal Reserve notes; National bank circulation.)
Bank examinations. (See Examination of national banks.)
Banks (see also All banks; Assets and liabilities of banks; Mutual savings
. banks; National banks; Private banks; State commercial banks):
All banks:
Distribution of, December 31, 1946
11
Insured and uninsured, December 31, 1946
11
177




178

INDEX

Banks—Continued
Page
All banks—Continued
Member banks of Federal Reserve System, December 31, 1946..
11
Number of:
December 31, 1946, by States
114-115
June 30 and December 31, 1936-46
158
Suspensions. (See Failures of banks.)
Insured commercial banks: Number of, December 31, 1946, by
classes
11
National banks:
Branches. (See Branches of national banks.)
"Calls" for reports of condition of, dates, 1914-46
31
Examination of. (See Examination of national banks.)
Failures. (See Failures of banks.)
Number of:
Call dates in 1946
4
Call dates in 1946, by States
33-86
December 31, 1946, by States
122-123
June 30 and December 31, 1936-46
159
Nonmember banks of Federal Reserve System, December 31,
1946
11
State and private banks.
Number of:
December 31, 1946, by States
130-131,138-139, 146,150
June 30 and December 31, 1936-46
160
Supervisors of, name and title of in each State, December 31,
1946
156-157
Suspensions. (See Failures of banks.)
Uninsured, December 31, 1946
11
Bank suspensions. (See Failures of banks.)
Borrowings. (See Assets and liabilities of banks.)
Branches of national banks:
Domestic:
Number and class of, closed in year ended December 31, 1946...
29
Number authorized and closed in year ended December 31, 1946,
and number in existence December 31, 1946
10
Number authorized in year ended December 31, 1946, by States.. 27-28
Foreign:
Location and summary of assets and liabilities of, Decembei 31,
1946
101, 102
Number in operation December 31, 1946
102
Building and loan associations. (See District of Columbia.)
"Calls" for reports of condition of national banks, dates of, 1914-46
31
Capital accounts. (See Assets and liabilities of banks; Earnings, expenses,
and dividends of national banks: Ratios.)
Capital stock of banks:
All banks:
December 31, 1946, by States
116-117,120-121
June 30 and December 31, 1936-46
158




INDEX

179

Capital stock of banks—Continued
Page
National banks:
By size of banks (deposits) December 31, 1945 and 1946
30
Call dates in 1946, by States
33-86
Chartered, consolidated, in voluntary liquidation, insolvent,
1935-46
22
Chartered in each State, in year ended December 31, 1946
22-23
December 31, 1946, by States
124-125, 128-129
Failed banks in charge of receivers, in year ended December 31,
1946
162, 166-173
Incident to consolidations with State and national banks, in
year ended December 31, 1946
25-27
June 30 and December 31, 1936-46
159
Liquidated banks, in year ended December 31, 1946
9-10
24-25, 166, 167
Preferred stock:
Issued and retired
9-10
Retirable value of, on call dates in 1946
5
Total outstanding, December 31, 1946
9-10
State and private banks:
December 31, 1946, by classes of banks and by States
113,
136-137, 144-145, 147, 151
June 30 and December 31, 1936-46
160
Cash in banks. (See Assets and liabilities of banks.)
Charters of national banks. (See Organization of national banks.)
Circulation. (See Fedeial Reserve notes; National bank circulation.)
Claims proved. (See Failures of banks: National banks.)
Closed banks. (See Consolidations of banks; Failure of banks; Liquidation of national banks.)
Commercial banks. (See National banks; Private banks; State commercial banks.)
Comptroller of the Currency, Office of:
Examination of national banks
15
Expenses of, calendar year 1946
16
Issue and redemption of notes
14-15
Liquidation of insolvent national banks
,
14, 161-173
Organization and staff
15
Personnel
15
Condition of banks. (See Assets and liabilities of banks.)
Consolidations of banks:
Changes in capital, surplus, undivided profits, and total assets of
national banks incident to, in year ended December 31, 1946
25-27
Changes of title of national banks incident to, in year ended December
31, 1946
25-27
List of, in year ended December 31, 1946
25-27
Number of, in each State
21
Number of, and decrease in capital incident to, 1935-46
22
Credit Unions of the District of Columbia. (See District of Columbia.)
Demand deposits. (See Deposits.)




180

INDEX

Deposits (see also Assets and liabilities of banks):
Page
All active banks, June 30 and December 31, 1936-46
158
Demand and time in all active banks, by classes in each State, December 31, 1946
120-121,128-129, 144-145, 149, 153
Insured commercial banks, December 31, 1946
11
National banks, at date of failure
163, 164, 166-173
Per capita demand and time of individuals, partnerships, and corporations in all active banks, December 31, 1946, by States
154-155
Postal savings:
In all banks, December 31, 1946, by States
120-121
In each class of banks, December 31, 1946, by States. 128-129, 144-145
In national banks, call dates in 1946, by States
33-86
Size of national banks, according to, December 31, 1945 and 1946...
30
Suspended banks. (See Failures of banks.)
Uninsured banks, December 31, 1946
11
United States Government:
In all banks, December 31, 1946, by States
120-121
In each class of banks, December 31, 1946, by States
128-129,
144-145, 149, 153
In national banks, call dates in 1946, by States
33-86
District of Columbia:
Assets and liabilities of all banks in, by classes:
Call dates in 1946
43, 105, 106
December 31, 1946
103-104
Building and loan associations in:
Reports required from, in year ended December 31, 1946
14
Summary of assets and liabilities of, December 31, 1946
110
Summary of receipts and disbursements of, year ended December
31, 1946
110
Credit Unions of:
Reports required from in year ended December 31, 1946
14
Summary of assets and liabilities of, December 31, 1946
Ill
Summai y of receipts and disbursements of, year ended December
31, 1946
Ill
Earnings, expenses, and dividends of banks in:
Losses charged off on loans and securities:
Years ended December 31, 1929-46
109
Years ended December 31, 1945 and 1946, by classes of
banks
107
Ratios:
Years ended December 31, 1929-46
108
Years ended December 31, 1945 and 1946, by classes of
banks
107
Years ended December 31, 1945 and 1946, by clasess of banks... 107
Receiverships of nonnational banks in
161-163
Reports required from banking associations in, in year ended December
31, 1946.
13-14
Dividends. (See Earnings, expenses, and dividends of national banks;
Failures of banks.)




INDEX

181

Earnings, expenses, and dividends of national banks:
Page
According to size of banks (deposits), year ended December 31, 1946.. 96-97
By Federal Reserve districts, year ended December 31, 1946
94-95
By States, year ended December 31, 1946
87-93
Losses charged off on loans and securities:
Years ended December 31, 1929-46
100
Year ended December 31, 1946, according to size of banks (deposits)
97
Ratios:
Dividends to capital stock and capital funds, years ended December 31, 1929-46
99
Net profits before dividends to capital stock and capital funds,
years ended December 31, 1929-46
99
Net earnings from current operations and net profits before dividends per $100 of deposits, year ended December 31, 1946....
97
Net earnings from current operations, net profits before dividends,
and cash dividends per $100 of capital funds, year ended December 31, 1946
97
Salaries and wages of officers and employees:
By size of banks (deposits), calendar year 1946
96
Years ended December 31, 1944-46
98
Summary, years ended December 31, 1944-46
98
Employees. (See Comptroller of Currency, Office of; Officers and employees of national banks.)
Examination of national banks: Number of bank examinations during year
ended December 31, 1946
15
Examiners end assistant examiners: Changes in number, during the calendar year 1946
15
Expenses. (See Comptroller of the Currency, Office of; Earnings, expenses,
and dividends of national banks; Failures of banks; National banks.)
Failures of banks:
All banks:
Number, capital and deposits of suspended banks: Since inauguration of Federal Deposit Insurance, years ended December 31,
1934-46
174
National banks:
Assessments against stockholders
163, 166-173
Banks in charge of receivers in year ended December 31, 1946...
14,
161-173
Capital at date of failure
162, 166-173, 174
Circulation outstanding at date of failure
163, 166-173
Closed and active receiverships to December 31, 1946
161-173
Costs of liquidation of receiverships terminated
163, 166
Deposits at date of failure of banks in charge of receivers, in year
ended December 31, 1946
163, 164, 166-173, 174
Dividends paid to creditors during year ended December 31,
1946, and total dividends to December 31,1946
161-173
Number and capital of, 1935-46
22
Number, capital, and deposits: Since inauguration of Federal
Deposit Insurance, years ended December 31, 1934-46
174
Number of, by States, since beginning of system
21




182

INDEX

Failures of banks—Continued
Page
National banks—Continued
Receipts and disbursements of division of insolvent national banks
to December 31,1946
161-163, 166, 167
Receivership liquidation to December 31, 1946
161-173
Receiverships terminated, 1865-1946
161-163
Receiverships terminated in 1946
166
State banks:
In District of Columbia to December 31, 1946
161-163
Number, capital, and deposits of: Since inauguration of Federal
Deposit Insurance, years ended December 31, 1934-46
174
Federal Deposit Insurance Corporation (see also Failures of banks):
Classification of insured and uninsured banks, December 31, 1946. . .
11
Federal Reserve notes: Issue and redemption of, in year ended December
31, 1946
14
Fiduciary activities of national banks:
By Federal Reserve districts, December 31, 1946
176
Classification of investments in living and court trust accounts under
administration segregated according to capital of banks, December
31, 1946
176
December 31, 1946, segregated according to capital groups
175
Foreign branches of national banks, location, and summary of assets and
liabilities of, December 31, 1946
101, 102
Government bonds. (See Investments; United States Government
securities.)
Holding company affiliates of national banks, number of, December 31,
1946
14
Insolvent banks. (See Failures of banks.)
Insured banks. (See Failures of banks; Federal Deposit Insurance Corporation.)
Interbank deposits. (See Assets and liabilities of banks.)
Interest. (See Earnings, expenses, and dividends of national banks.)
Investments of banks:
All banks:
December 31, 1946, by States
114-115
December 31, 1946, by classes of banks
112
June 30 and December 31, 1936-46
158
National banks:
By size of banks (deposits), December 31, 1945 and 1946
30
Call dates in 1946, summary and by States
12, 33-86
December 31, 1946, by States
122-123
June 30 and December 31, 1936-46
159
Losses charged off on:
According to size of banks (deposits), year ended December
31, 1946
97
Year ended December 31, 1946, by States and Federal Reserve districts,
92-93, 94
Years ended December 31r 1929-46
100
State and private banks: December 31, 1946, by classes of banks and
by States
112, 130-131, 138-139, 146, 150
Liabilities. (See Assets and liabilities of banks.)




INDEX

183

Liquidation of national banks (see also Failures of banks):
Capital and number of banks, 1935-46
22
Capital, date, and title of banks, in year ended December 31, 1946,
with names, where known, of succeeding banks in cases of succession. . 24-25
Number of banks, in each State, since beginning of system
21
Summary, in year ended December 31, 1946
9-10
Loans and discounts of banks:
All banks:
^
December 31, 1946, classification of, by States
W. 118-119
December 31, 1946, classification of, by classes of banks
112
June 30 and December 31, 1936-46
158
National banks:
By size of banks (deposits) December 31, 1945 and 1946
30
Call dates in 1946, sunimary and by States
4, 33-86
December 31, 1946, classification of, by States
126-127
June 30 and December 31, 1936-46
159
Interest and discount earned on:
According to size of banks (deposits), year ended December
31, 1946
96
Year ended December 31, 1946, by States and Federal Reserve districts
87-88, 94
Years ended December 31, 1944-46
98
Losses charged off on:
According to size of banks (deposits), year ended December
31, 1946
97
Year ended December 31, 1946, by States and Federal Reserve districts
92-93, 94
Years ended December 31, 1929-46
100
Real estate loans of, December 31, 1946, by States
126-127
State and private banks: December 31, 1946, classification of, by
States
134-135, 142-143, 148, 152
Losses. (See Earnings, expenses, and dividends of national banks; Failures of
banks.)
Mergers. (See Consolidations of banks.)
Municipal bonds. (See Investments of banks.)
Mutual savings banks:
Assets and liabilities of: December 31, 1946, by States
146-149
Insured, December 31, 1946
11
Uninsured, December 31, 1946
11
National bank circulation:
Outstanding at date of failure, and lawful money deposited to secure
circulation of national banks in charge of receivers in year ended
December 31, 1946
163, 166-173
Outstanding December 31, 1946
10
National Bank Examiners. (See Examiners and assistant examiners.)
National banks:
Affiliates of, number December 31, 1946... .*.
14
Assets and liabilities of:
Call dates in 1946, by States
33-86
December 31, 1946, by States
122-129
Principal items of, according to size of banks (deposits), December 31, 1945 and 1946
30
Principal items of, June 30 and December 31, 1936-46
159



184

IKDEX

National banks—Continued
Page
Branches. (See Branches of national banks.)
By size of banks, on basis of deposits, December 31, 1945 and 1946....
30
"Calls" for reports of condition of, dates, 1914-46
31
Capital stock. (See Capital stock of banks.)
Charters granted, in year ended December 31, 1946
22-23
Consolidations. (See Consolidations of banks.)
Conversions of State banks to, in year ended December 31, 1946,
lis#of
24
Deposits. (See Deposits.)
Dividends. (See Earnings, expenses, and dividends of national
banks; Failures of banks.)
Earnings and expenses. (See Earnings, expenses, and dividends of
national banks.)
Failures of. (See Failures of banks.)
Fiduciary activities. (See Fiduciary activities of national banks.)
Holding company affiliates of, number, December 31, 1946
14
Insolvent. (See Failures of banks.)
Investments. (See Investments of banks.)
Liquidation of, in year ended December 31, 1946
9-10, 14, 24^25
Loans and discounts. (See Loans and discounts of banks.)
Number of:
Call dates in year 1946, by States
33-86
Chartered and closed:
1935-1946
22
Since February 25, 1863
:
21
In existence December 31, 1946, by States
21
June 30 and December 31, 1936-46
159
Officers and employees, number and salaries of:
By size of banks (deposits), calendar year 1946
96-97
Year ended December 31, 1946, by States and Federal Reserve
districts
89-91, 94
Years ended December 31, 1944-46
98
Reports required from, in year ended December 31, 1946.
13
Trust functions. (See Fiduciary activities of national banks.)
United States Government securities owned by. (See United States
Government securities.)
Officers and employees of national banks:
Number and salaries of:
By size of banks (deposits), calendar year 1946
96-97
Year ended December 31, 1946, by States and Federal Reserve
districts
89-91, 94
Years ended December 31, 1944r-46
98
Organization of national banks:
Charters granted, which were conversions of State banks, in year
ended December 31, 1946. .*.
24
Charters granted, in year ended December 31, 1946, list of, by States.. 22-23*
Number and authorized capital of, 1935-46
22
Number of, by States, from February 25, 1863, to December 31, 1946..
21
Summary, in year ended December 31, 1946
9-10
Per capita demand and time deposits of individuals, partnerships, and corporations, in all active banks, December 31, 1946, by States
154-155
Personnel. (See Comptroller of the Currency, Office of.)



INDEX

185
Page

Population, United States, December 31, 1946, by States
114-115
Possessions:
Assets and liabilities of banks in:
All banks, December 31, 1946
114-121
Banks other than national, December 31, 1946
130-145
National banks, call dates in 1946
36, 46, 82
National banks, December 31, 1946
122-129
Earnings, expenses, and dividends of national banks in, year ended
December 31, 1946
87-93
Per capita demand and time deposits of individuals, partnerships, and
corporations, of all banks in, December 31, 1946
155
Postal savings. (See Deposits.)
Private banks:
Assets and liabilities of: December 31, 1946, by States
150-153
Suspensions. (See Failures of banks.)
Profits. (See Assets and liabilities of banks.)
Public funds. (See Assets and liabilities of banks.)
Real estate held by banks. (See Assets and liabilities of banks.)
Real estate loans. (See Loans and discounts of banks.)
Receivers of national banks. (See Failures of banks.)
Reports from national banks in year ended December 31, 1946
13
Reserve with Federal Reserve banks. (See Assets and liabilities of banks.)
Salaries and wages of officers and employees of national banks. (See Earnings, expenses, and dividends of national banks.)
Savings banks. (See Mutual savings banks.)
Securities. (See Investments of banks; United States Government
secuiities.)
State bank failures. (See Failures of banks.)
State banking officials: Name and title of, in each State, December 31,
1946
156-157
State commercial banks:
Assets and liabilities of: December 31, 1946, by States
138-145
Insured, December 31, 1946
11, 156-157
Member banks of the Federal Reserve System, December 31, 1946...
11,
156-157
Nonmember banks of the Federal Reserve System, December 31,
1946
11,156-157
Suspensions. (See Failures of banks.)
Uninsured, December 31, 1946
11, 156-157
Stock savings banks. (See State commercial banks.)
Supervisors of State banks, name and title of, in each State, December
31, 1946
156-157
Suspensions. (See Failures of banks.)
Taxes. (See Earnings, expenses, and dividends of national banks.)
Time deposits. (See Deposits.)
Titles of national banks. (See Changes of title of national banks; Consolidations of banks: Organization of national banks.)
Trends in banking, 1943-46
6
Trust companies. (See State commercial banks.)
Trust powers of national banks. (See Fiduciary activities of national
banks.)
United States Government deposits. (See Deposits.)



186

INDEX

United States Government securities:
Page
All banks:
December 31, 1946, by States
114-115
December 31, 1946, by classes of banks
112
June 30 and December 31, 1936-46
158
National banks:
By size of banks (deposits), December 31, 1945 and 1946
30
Call dates in 1946, by States
33-86
December 31, 1946, by States
122-123
June 30 and December 31, 1936-46
159
State and private banks:
December 31, 1946, by States
130-131, 138-139, 146, 150
June 30 and December 31, 1936-46
160
Voluntary liquidation of national banks. (See Liquidation of national
banks.)




0 . f. GOVERNMENT FRINTIN8 OFFICE: 1947


Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102