Full text of Annual Report of the Comptroller of the Currency : 1945

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EIGHTY-THIRD ANNUAL REPORT
OF THE

Comptroller of the Currency

1945

UNITED STATES
GOVERNMENT PRINTING OFFICE
WASHINGTON : 1946

For sale by the Superintendent of Documents, U. S. Government Printing Office
Washington 25. D. C. Price $1.00



TREASURY DEPARTMENT

Document No. 3143

Comptroller of the Currency
ii




LETTER OF TRANSMITTAL
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,

Washington, D. C, July 1, 19%6.
SIRS : In accordance with the provisions of section 333 of the United
States Eevised Statutes, I have the honor to submit the following report
covering the activities of the Bureau of the Comptroller of the Currency
for the year 1945.

Respectfully,
PRESTON DELANO,

Comptroller of the Currency.
T H E PRESIDENT OF THE SENATE.
T H E SPEAKER OF THE HOUSE OF REPRESENTATIVES.




ANNUAL REPORT
OF THE

COMPTROLLER OF THE CURRENCY
The Comptroller of the Currency has the honor to present herewith his Eighty-third Annual Report to the Congress of the United
States. The period covered by this report, the calendar year 1945,
witnessed the close of formal hostilities in the Second World War.
The scars of this conflict will long remain. Civilization is now only
beginning to assess the damage and to repair its broken structure.
During the long struggle which culminated in the surrender of the
Japanese in August of 1945, the national banks of the United
States contributed generously and efficiently to the war effort.
Despite depleted staffs, they successfully shouldered the heavy burdens placed on them in connection with the financing of the production of war materials and in spearheading the Government's
bond drives. Their contribution to the effective functioning of
many other wartime activities, including ration banking, deserves
recognition.
The national banks have emerged from the war in sound condition, and are participating vigorously in the domestic reconversion
program. It is generally realized by the executives-of these institutions that in order to preserve a stable economy the banks must
wholeheartedly cooperate in those measures designed to restrain
within reasonable limits loans made either for the purchase of
consumer goods or for the purpose of purchasing or carrying listed
stocks. They also appreciate the importance of restraining credit
for speculative rather than productive purposes, and of avoiding
basing loans on inflated values, especially in the real estate field.
Today the national banks are undertaking the difficult task of
counseling ex-servicemen with respect to business opportunities
and are aiding them financially in reestablishing themselves in the
economic system. The care taken in this effort should result in
a lessening of the percentage of failures which as a matter of
experience may be expected to occur in such new ventures. Loans
to veterans based solely on sentiment can not be advantageous
either to the institution or to the veteran himself.
The reconversion problem for banks has been relatively simple
but nonetheless real. Their employees who were in the armed
services or engaged in other war activities are returning in large
numbers and are being fitted back into their organizations. Their
absence has necessitated a retraining period and an adaptation to
the world of today. Many banks are adjusting salary schedules
in the light of changed conditions. Many of them have inaugurated
retirement and health benefit systems. These measures will work
toward safer and sounder institutions. An underpaid or economically underprivileged employee is not a safe custodian of depositors' funds.
At the end of 1945, the 5,023 national banks with their 1,670
branches held approximately 51 percent of all bank deposits in




1

2

REPORT OF THE COMPTROLLER OF THE CURRENCY

the country, the total national bank deposits being $85,243,000,000,
an increase of $13,114,000,000 during the year. This tremendous
volume of deposits is one of the economic consequences of war
financing, and therefore is in one sense more volatile and more
hazardous than normal growth.
The net profits for the year were substantial but not excessive.
They amounted to $490,000,000, equaling 10.97 percent of average
capital accounts. Over two-thirds of these net profits, approximately $334,000,000, were retained to build up capital structure.
The cash dividends paid to shareholders during the year consti-.
tuted only 31.76 percent of the net profits available for that purpose, a return of slightly less than 3.48 percent on average capital
funds. This is significant, in view of the increasingly high ratio
of deposits to capital funds, and indicates sound conservatism.
The capital funds of all national banks at the end of 1945
amounted to $4,656,000,000, representing an increase during the
year of $381,000,000. It was not to be expected that the banks
could match the increase of deposits with proportionate increases
of capital during the war years, nor was it necessary in view of
their large holdings of government bonds. They have done well in
building up capital through earnings, although it is obvious that
generally speaking this increase is not sufficient for operation in
a peacetime economy. It is probable that we have now reached
the leveling-off period for deposits. There was a considerable decrease in the first half of 1946. Following this decrease caused
by drawing down war loan accounts there may be some increases
followed by further declines; there is certain to be a shifting of
deposits as our economic geography reorients itself. In view of
this, banks are urged to reexamine their individual situations with
respect both to the character and permanency of their deposits
and the degree of risk in the assets which they will hold during
the next few years.
The need for new capital is emphasized by some of the trends
in banking today. More and more, the banks are reentering their
proper field of commercial loans. Some are adventuring in this
field to an extent which renders difficult an appraisal of the risks
involved. In some instances, term loans are being made to business enterprises for the retirement of preferred stock, refunding
of existing debt, plant expansion, and liquidation of closely-held
common stock. Occasionally, such loans — replacing, at oneextreme, funded debt, and at the other, equity securities—are on
a long-term, low-rate basis, with little or no amortization during
the first few years, slightly more during the next 4 or 5 years,
and a heavy payment at maturity. Such practices are virtually a
substitute for orthodox long-term investment banking procedures,
and as such merit most thoughtful study. Consumer financing is
being engaged in extensively, in some instances by banks which
have had little practical experience in that field, and with recently
trained employees. Entrance into such fields is not to be criticized
provided a proper degree of intelligence and sound banking standards are applied, for the time has arrived when the commercial
banks must meet all legitimate credit needs. However, consideration should be given to the character of business being done in
Digitized forweighing
FRASER the adequacy of existing capital structure, and manage

REPORT OF THE COMPTROLLER OF THE CURRENCY

3

merit is of equal importance with adequate capital. Fortunately,
with few exceptions, the quality of management in our national
banks merits every confidence.
The 1944 Report to the Congress by this office discussed briefly
the question whether commercial banks should depart from their
traditional role of meeting current credit needs and follow a policy
of long-term accommodation to business which on occasion might
lead to the assumption of heavy risks. At that time the conviction
was expressed that banks should show the utmost vigor and ingenuity in meeting all legitimate demands for credit accommodation, but their activities should stop short of any involvement
which might approach ownership. This view was expressed despite
recognition of the fact that a sustained high level of employment
and production requires a ready source of funds for the establishment of new enterprises and the expansion of small business concerns, and that the source of such funds in the past—direct investment of individual savings—had been comparatively unproductive
for over a decade and might continue to be insufficient.
It is gratifying to note, therefore, that during 1945 the public
began once more to furnish venture capital in substantial amounts.
During the year new corporate stock issues exceeded $1,300,000,000, an amount greatly in excess of any year since 1930. Half of
this amount was issued for the purpose of providing new capital,
and during the first months of 1946 equity securities to provide
new corporate capital have been purchased by the public at a rate
over twice that of the preceding year. It is to be hoped, of course,
that we shall avoid repetition of the speculative excesses of 1928
and 19£9, and it is believed that the controls which have come into
existence since that time, plus the somewhat more mature judgment of the American people in this field will furnish the necessary curbs. Be that as it may, it is encouraging to observe this
resurgence of confidence among investors in the expansion possibilities of our country, and that new enterprises can still gain
support from the savings of the public, rather than from Government funds or from commercial banks which might otherwise feel
obligated to step into the breach.
The extension of credit by banks in the field of security loans
presents special problems. Generally speaking, the utmost good
faith has been displayed in this field, although in a relatively
small number of instances our examiners have noted a tendency
on the part of national banks to furnish speculators with credit
for "free riding" in Government bonds, and to accept without
question borrowers' statements that loans were not for the purpose of purchasing listed stocks, in circumstances which should
have put the banks on notice that in reality this was the function
of the loans. To the extent that such practices are indulged in,
they nullify the salutary effect of the Securities Exchange Act of
.1934 as carried out through Federal Reserve Regulations T and
U, and thus add fuel to the flames of inflation. In the nature of
things, the solution of these problems must rest upon voluntary
restraints and enlightened self-interest of the banking system,
but while inflationary pressure continues, this office will use all
its powers to discourage and restrain the extension of credit by
national
 banks for speculative purposes, whether in the fields of


4

REPORT OF THE COMPTROLLER OF THE CURRENCY

commodities, securities, real estate, or elsewhere.
In view of the increased flow of applications for bank charters*
branch permits, authorizations for conversions of state banks into
national banks, consolidation of national banks or of state banks
with national banks, and in view of the likelihood of an even
greater number of such applications in the near future, it seems
appropriate to discuss briefly some of the problems and principles
involved.
Since its creation in 1863, the Bureau of the Comptroller of the
Currency has chartered over 14,000 national banks, issued more
than 2,600 branch permits, and authorized many hundred consolidations. In conducting these operations, many widely divergent
factors must be taken into consideration. In addition to compliance with specific statutory requirements such as those relating
to the creation of a surplus, qualifications of directors, and the
prohibitions of affiliations with firms dealing in securities, careful
study is given to such intangibles as the experience and skill of
the existing or proposed managements, the future earnings prospects of the banks, the convenience and economic needs of the communities to be served, and the adequacy of the capital structures
in view of the geographical location.
The Comptroller is not charged with and does not undertake
the enforcement of the antitrust laws, but he is obligated to exercise his discretionary power in the light of the purposes which
the statutes in this field were designed to achieve. A monopoly
in banking, even more so than in some other activities, is singularly dangerous because of the influence banks exercise over their
communities through control of credit.
The primary obligation of the Office of the Comptroller of the
Currency in exercising the discretion vested in him with respect
to the chartering of new banks, the granting of branch permits,
and the authorizing of conversions or consolidations, is the maintenance of a safe and sound banking system, able and willing to
meet the banking needs of the people in a manner which will safeguard their deposits and justify their confidence. In passing upon
such applications, consideration is given to the undesirability either
of hampering entrance into, or mobility within, the banking field.
It is also important to avoid the opposing dangers of creating an
overbanked condition in any community on the one hand, or losing
the benefits of effective competition on the other.
With respect to bank holding companies, it is the opinion of this
office that they should be subjected to more adequate supervision
and regulation.
A bank holding company should not be able to expand by buying
stock control of additional banks without the consent of a Federal
supervisory agency. The same standards which are applied by this
office in passing upon applications for bank charters or for branch
permits should be applied in granting or withholding authority to
a holding company for such expansion.
Any legislation in this respect should be couched in terms which
will not unduly extend Federal control over persons or businesses
which hold bank stocks only temporarily or incidentally, and not
for the purpose of exercising control. However, means should be
Digitized forprovided
FRASER by which any group of banks under unified control would


REPORT OF THE COMPTROLLER OF THE CURRENCY

0

be subject to regulation, regardless of the form of the organization or the technique utilized to gain and maintain such control.
Since the beginning of World War II in 1939, we have lived
in a period of shortages, economic expansion and maximum production ; in other words, a business climate of the most stimulating
character. During the \^ar period itself, we retained a realization
of the essentially artificial* and unbalanced nature of this feverish
activity, but when the same conditions continued to prevail after
the cessation of active hostilities, there took place a natural psychological reaction which has caused many to forget that the origin
of current conditions has changed, and that it will require most
careful and intelligent planning, energy and restraint to maintain
in future years a free economic system which will conduce to high
levels of employment, production and distribution.
The obligations of the banking system in this respect are obvious. To a large extent, the banking community has power to
divert the stream of credit into one channel or another, and
thereby to exercise some control over the direction in which the
energies of the American economic system are projected. Wise
decisions in this field can best be made—in fact, can only be made
—by the informed intelligence of the bankers dealing with their
own local or regional problems. The function of bank supervision
in this respect is that of assembling a coordinated picture of
trends and developments throughout the nation, and to encourage
or restrain the banks in the light of a broad observation and
objective study.
Many thoughtful students of finance expect that the experience
of the war years and the conditions prevailing in the latter half
of 1945 may lead to a period of overoptimism in banking as well
as in other sectors of our economic system. In one sense, it is
possible for too many years to elapse without substantial losses
to serve as warnings to the banking world. It is only necessary
to recall 1919-22 to realize the dangers—not only to banks but
to the entire business community—of loans made to enable borrowers to pile up excessive inventories in the hope of realizing
speculative profits late in the inflationary phase of a postwar cycle.
For several years banks have been furnishing credit, particularly to war activities, with the protection of governmental commitments in whole or in part. Such governmental participation
was necessary and justifiable because the exigencies of war demanded production, and production sometimes required credit
along lines not entirely consistent with conservative banking practices. Even in those cases, however, losses proved to be infinitesimal, and the governmental guarantee or commitment seldom had
to be utilized. There is a possibility that this experience may lead
to the belief, in some quarters, that similar loans can be made
with profit to banks, with safety to their depositors, and with
benefit to the country, in peacetime, and without governmental
protection. Although the Comptroller of the Currency strongly
advocates that under peacetime conditions, governmental protection should be withdrawn and the banks placed upon a more independent footing, it must be realized that such a course carries
with it risk as well as privilege. It demands of bank management
anFRASER
increased vigilance.
Digitized for


REPORT OF THE COMPTROLLER OF THE CURRENCY

At the end of 1945, the National Banking System was composed of
5,023 active national banking associations operating 1,670 branches,
making a total of 6,693 banking offices.
A comparison of the assets and liabilities of the banks in the National
Banking System as of December 30, 1944, March 20, June 30, and
December 31, 1945, reported pursuant to calls for condition statements
by the Comptroller of the Currency, is shown in the following table:
Assets and liabilities of national banks on dates indicated
[In thousands of dollars]
Dec. 30,
1944 (5,031
banks)
ASSETS

Mar. 20,
1945 (5.025
banks)

J u n e 30,
1945 (5,021
banks)

Dec. 31,
1945 (5,023
banks)

Loans and discounts, including overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stocks of Federal Reserve
banks

11,497,802 10,544,996 12,389,133
42,836, 320 43,993,856 47,230,307
642,469
25,156
2,056, 722
2,129,036 2, 200,505
1, 345,369
1,372,440 1,422,677

Total loans and securities
Cash, balances with other banks, including reserve balances, and cash items in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing
bank premises o r other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned
or accrued but not collected
Other assets
:

68,520,131

68,185,886 63,409,034

69,659,651

17,637, 249
513,522
18,158

17,213,087 17,612,951
511,702
503, 793
16, 784
12,960

20,178,789
495,105
10,068

Total assets _

144,958

141,449

141,256

13,948,042
61,459,960
7,746
2,341, 725
1,656,865
145,315

47,640
42, 721

47,643
30,144

45, 937
27,191

46,384
41,943

122, 223
48, 215

103,925
51,967

135,460
47,507

147,946
55,870

76,949,859

76,160, 538 81,794,833

90, 535,756

36,320,754

38,385,841

40,970,935

12,655,090
11,171,856
3,070,539
8,058,120
852, 578

13,444, 701 14,315, 450
7,614,668 13, 210,056
3, 266, 274 3,153, 723
7,650,166 8, 251,954
767,854
821,563

15,960,051
14,163,153
3,487,711
9, 230,786
1,430,311

72,128,937

71,183, 213 76,825, 537

85, 242,947

LIABILITIES

Demand deposits of individuals, partnerships, and
corporations
Time deposits of individuals, partnerships, and corporations
_
Deposits of U. S. Government and postal savings
Deposits of States and political subdivisions
Deposits of banks.
Other deposits (certified and cashiers' checks, etc.)
Total deposits

_

Demand deposits
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and other
real estate
_
Acceptances executed by or for account of reporting
banks and outstanding
Interest, discount, rent, and other income collected but
not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
_.
Total liabilities-

37,126,500

59,094,187 67,336,380 62,093,681
13,034,750 13,846,833 14,731,856
54,180
-

130,389

109

68,868, Sit
16,384,635

5,209

77,969

64

48,469

36,454

31, 776

47,943

24,565
163, 465
250, 2(59

26, 333
179, 442
218,068

26,482
194,885
238,332

31,484
209,956
269,631

72,674,994

71,773,963

77,322, 280

85,880,019

1,566,905
1,808,959

1, 621,184
1,875, 277
692,146
230,946

1,658,839
2,011,403
688,986

267,001

1,576,209
1, 833,980
704,066
272,320

4, 274,865

4,386, 575

4, 472, 553

76, 949,859

76,160, 538

5,468
1,475, 226

79,492
4,875
1,492,077

75, 296
4,360
1, 544, 755

66,646
3,748
1, 588,656

1, 567,192-

1, 576,444

1,624,411

1,659,050

i

CAPITAL ACCOUNT?

Capital stock (see memoranda below)
Surplus
Undivided profits
Reserves and retirement account for preferred stock. _.
Total capital accounts
Total liabilities and capital accounts

632,

OuO

81,794,833

296,509
4,655,737
90, 535,758

MIlfOBANDA

Par value of capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total-




REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks on dates indicated—Continued
[In thousands of dollars]
Dec. 30,
1944 (5,031
banks)

Mar. 20,
1945 (5,025
banks)

June 30.
1945 (5,021
banks)

125,454
6,731

117,600
6,138

l3,019
5,608

103,614
4,939

132,185
123, 738
Total.
Pledged assets and securities loaned:
U. S. Government obligations, direct and guaranteed, pledged to secure deposits and other liabilities
15,811,794 13,649,531
Other assets pledged to secure deposits and other
liabilities, including notes and bills rediscounted
and securities sold under repurchase agreement_.
386, 236
365,052
Assets pledged to qualify for exercise of fiduciary or
corporate powers, and for purposes other than to
secure liabilities,-99,097
105, 598
4,425
Securities loaned
.14,948

118,627

108, 553

17, 765, 985

19, 229,157

351,843

353,866

101, 277
6,931

109,439
4,384

16,301, 552 14,135,129 18, 226,036
Total.
Secured liabilities:
Deposits secured by pledged assets pursuant to requirements of law
.
13,925, 562 10,500,141 15,923,659
Borrowings secured by pledged assets, including
48,180
rediscounts and repurchase agreements
123,091
5,209
203
Other liabilities secured by pledged assets
10

19,696,846

Dec. 31,
1945 (5,023
banks)

MEMORANDA—continued

Retirable value of preferred capital stock:
Class A preferred stock
Class B preferred stock

Total

1 13,973,945

10,623, 242

15,928,875

17, 269, 578
7,969
10
17,347, 557

TRENDS IN BANKING
The following table shows the changes that have occurred in recent
years in the relationships of the major asset and liability accounts of
national banks to the aggregates of assets and liabilities.
Distribution of assets and liabilities of national banks, Dec.31, 194 2-45
ASSETS

Securities:
U. S. Government, direct and guaranteed
Obligations of States and political subdivisions, _
Stock of Federal Reserve banks. _
Other bonds and securities
Total securities
Loans and discounts *
Cash and balances with other banks, excluding reserves
Reserve with Reserve banks..
Bank premises, furniture and fixtures.
Other real estate
.
.
Allother assets
Total assets
..

.

1942

1943

1944

Percent
43.49
3.69
.16
2.83

Percent
52.96
3.00
.15
2.01

Percent
56.50
2.67
.13
1.81

Percent
56.85
2.59

50.17

58.12

61.11

61.43

18.62
14.60
15.06
1.06
.11

15. 70
11.97
12.95
.85
.05

14.94
10.85
12.07
.67
.02

15.41
10.74
11.54
.55
.01

1945

.12

1.87

.38

.36

.34

.32

100.00

100.00

100.00

100.00

* 48.80
15.17
8.82
4.92
13.51
1.24

51.53
15.38
9.21
4.55
11.10
1.45

47.20
16.45
14.51
3.99
10.47
1.11

45.25
17.63
15.64
3.85
10.20
1.58

92.46

93.22

93.73

94.15

76.62
15.84
.72

77.25
15.97
64

76.79
16.94
.71

76.05
18.10
.71

2.74
2.63
1.45

2.38
2.51
1.25

2.04
2,35
1.17

1.83
2.22
1.09

LIABILITIES

Deposits:
Demand of individuals, partnerships and corporations
Time of individuals, partnerships and corporations. .
U. S. Government,...
States and political subdivisions
Banks
Other deposits (including postal savings)
Total deposits
Demand deposits
Time deposits

Other liabilities
Capital funds:
Capital stock
Surplus
.
Undivided profits and reserves
Total capital funds
Total liabilities and capital funds



. .

6.82

6.14

5.56

5.14

100. 00

100. 00

100.00

100.00

O

REPORT OF THE COMPTROLLER OF THE CURRENCY

EARNINGS, EXPENSES, AND DIVIDENDS OF NATIONAL BANKS
FOR YEAR ENDED DECEMBER 31, 1945
The net profits of national banks after income taxes in the year
ended December 31, 1945, were $490,000,000, or $78,000,000 more than
those in the preceding year.
The net operating earnings before income taxes were $532,500,000,
an increase of $51,500,000 in the year. Adding to the net operating
earnings profits on securities sold of $141,800,000 and recoveries on
loans and investments, etc., previously charged off of $118,300,000,
and deducting therefrom losses and charge-offs of $132,000,000 and
taxes on net income of $170,600,000, the net profits before dividends
for the year 1945 amounted to the $490,000,000 mentioned above,
which at an annual rate amounts to 10.97 percent of average capital
accounts for the year.
The gross earnings in 1945 were $1,349,000,000, or $143,000,000 more
than in 1944. The principal items of operating earnings for 1945 were
$651,600,000 from interest on United States Government obligations
and $93,000,000 from interest and dividends on other securities, a total
of $744,600,000, which was an increase of $112,000,000 over the corresponding period in 1944; and interest and discount on loans of
$374,100,000, an increase of $14,200,000. The principal operating expenses were $372,000,000 for salaries and wages of officers and employees and fees paid to directors, an increase of $34,600,000 over
1944; and $124,600,000 expended in the form of interest on time and
savings deposits, an increase of $26,800,000. Total operating expenses
were $816,700,000 as against $725,200,000 for 1944.
Profits on securities sold during 1945, aggregating $141,800,000 were
$72,800,000 more than in the preceding year, and losses and depreciation on securities in 1945 totaling $74,600,000 were $7,000,000 more
than the year before. Losses charged off on loans and discounts of
$29,700,000 were $11,300,000 less than in the previous year. Taxes on
net income, Federal and State, in the year 1945 totaling $170,600,000
exceeded the amount of such taxes paid in the preceding year by
$49,800,000.
Cash dividends declared on common and preferred stock in 1945
totaled $155,600,000, in comparison with $144,300,000 in 1944. The
annual rate of cash dividends was 3.48 percent of average capital
funds. The cash dividends to stockholders in 1945 were 31.76 percent
of net profits available, the remaining 68.24 percent of net profits, or
$334,000,000, was retained by the banks in their capital accounts.
Interest and dividends on securities were 55 percent of gross earnings iri the year ended December 31, 1945, with the banks in Federal
Reserve district No. 11 showing the smallest ratio of 44 percent and
those in district No. 3 the largest ratio of 63 percent. Interest and
discount on loans accounted for 28 percent of the gross earnings,
varying in ratio from 23 percent in district No. 7 to 37 percent in
district No. 11. Salaries, wages, and fees were %8 percent of gross
earnings, ranging from 25% percent in district No. 3 to 31 percent
in district No. 10. The net operating earnings before income taxes
were 39 percent of gross earnings, with averages ranging from 35
percent in district No. 4 to 44 percent in district No. 2.



9

BEPOHT OF THE COMPTROLLER OF THE CURRENCY

Interest and discount on loans to the average total of loans in the
year was 3 percent and varied from almost 2 percent in district No. 2
to 4 percent in district No. 12. Interest and dividends on securities
was nearly iy2 percent on average total securities held, the banks in
district No. 10 showing the lowest ratio of nearly 1% percent, while
the banks in district No. 3 showed the highest ratio of almost 1%
percent.
Net operating earnings were 12 percent of average total capital accounts, the lowest ratio being 9 percent in district No. 4, and the
highest ratio 16 percent in district No. 12. The net profits before
dividends for the period were 11 percent of average capital funds,the ratios ranging from nearly 9 percent in district No. 4 to 13 percent in district No. 6.
Summaries of the earnings, expenses, and dividends of national
banks for the years ended December 31, 1944 and December 31, 1945,
are shown in the following table:
Earnings, expenses, and dividends of national banks for years ended
Dec^31, 19U and 1U5
[In millions of dollars]
i

1945

1944

5, 023
1, 616. 9
4, 467. 7

5, 031
1,551.1
4, 115. 0

Ch ange
since
1944

|

Number of banks '
Capital stock (par2 value) 2 _ . . ... Capital accounts

...._.._
-- -

Earnings from current operations:
Interest and dividends on—
U S Government obligations _ _
Other securities
Interest and discount on loans.
Service charges on deposit accounts
Other current earnings_.

... _ .

_ _. .
--

651.6 \
93.0 /
374.1
61.2
169.3

Total
Current operating expenses:
Salaries wages, and fees
Interest on time deposits (including savings deposits)
Taxes other than on net income
.. _ _ _
Recurring depreciation on banking house, furniture and fixtures.
Other current operating expenses
.
Total

-

--

Net earnings from current operations
Recoveries and profits:
Recoveries on securities
Profits on securities sold or redeemed
Recoveries on loans
Allother

. ..

_

Total
Losses and charge-ofls:
OnfSecurities
Onfloans
All other
Total

---

..

_-

-

Profits before income taxes
Taxes'on net income:
Federal
State
Total
Net profits before dividends




-...

-.

632. 5
359. 9
60.2
153. 7

-8

+65. 8
+352. 7

+ 112. 1

+ 14.2
+ 1.0
+ 15.6

1. 349. 2

1, 206. 3

+ 142.9

372.0
124.6
54.9
23.5
241.8

337. 4
97.8
53.9
24.5
211.6

+34.6
+ 26.8
+ 1.0
-1.0
+30.2

816.7

725.2

+91.5

532.5

. 481.0

+51.5

54.2
141.8
37.4
26.8

50.3
69.0
50.3
24.5

+3.9
+ 72.8
-12.9
+ 2.3

260.1

194.1

+66.0

74.6
29.7
27.7

67.6
41.0
33.9

— 11.3
-6.2

+ 7.0

132.0

142.5

-10.5

660.7

53?. 7

+ 128.0

159.4
11.2

112.1
8.8

+47.

170.6

120.8

+ 49.8

490.1

411.8

+ 78.3

+2.

10

BEPOKT OF THE COMPTROLLER OF THE CURRENCY
Earnings,

expenses, and dividends of national banks for years ended
Dec. SI, 19H and 19 US—Continued
[la millions of dollars]
1945

Dividends:
On preferred stock.
On common stock:
Cash dividends
Stock dividends
Total
Ratios:
Expenses to gross earnings
Net profits before dividends to capital accounts
Cash dividends to capital stock
Cash dividends to capital accounts

1944

Change
since
1944

4.1

5.3

-1.2

151. 5
77.3

139.0
33.9

+ 12.5
+43.4

233.0

178.2

Percent

Percent

00.53
10.97
' 9.63
3.48

60.12
10.01
9.30
3.51

+54.8
Percent
+0.41
+.96
+.33
-.03

1
Number at end of period. Remaining figures include earnings, expenses, etc., of those banks which
reported
for the first half of the year only.
3
Figures are averages of amounts reported for the June and December call dates in the current year and
the December call date in the previous year.
NOTE:—Figures are rounded to the nearest tenth of a million and may not equal totals.

STRUCTURAL CHANGES IN THE NATIONAL BANKING SYSTEM

The authorized capital stock of the 5,028 national banks in existence at the close of business on December 31, 1945, including 5 inactive banks, consisted of common capital stock aggregating $1,588,340,810, a net increase during the year of $112,952,032, and preferred
capital stock aggregating $72,636,366, a net decrease during the year
of $20,746,829.
During the year ended December 31, 1945, in addition to 17 applications with proposed capital stock of $2,390,000 carried over from
the previous year, 63 applications were received to organize national
banks and to convert State banks into national banking associations,
with proposed capital stock aggregating $9,455,000. Of these applications, 41 with proposed capital stock aggregating $4,895,000 were approved; 12 with proposed capital stock aggregating $2,210,000 were
rejected; and the remainder were still pending or had been abandoned on December 31, 1945. From the applications carried over from
the previous period and the 41 applications approved during the
current year, 39 national banking associations with common capital
stock aggregating $5,110,000 were authorized to commence business.
Of the 39 charters issued, 17 with common capital stock aggregating
$2,545,000 were the result of the conversions of State banks.
During the year ended December 31, 1945, 12 national banks and
2 State banks were consolidated into 7 national banking associations,
under authority of the act of November 7, 1918, as amended, the
common capital stock of the consolidated banks being $69,100,000.
Additional assets of approximately $32,514,668 were brought into the
national banking system by reason of the State banks consolidated
with the national banks. Also, during this period national banks reported the purchase of 16 State banks, with aggregate capital stock
of $1,205,375 and aggregate assets of approximately $27,662,193.
During the year ended December 31, 1945, 43 national banks with
common capital stock of $2,913,413, among which were 7 with preferred capital stock aggregating $599,587, went into voluntary liqui


11

BEPOBT OF THE COMPTROLLER OF THE CURRENCY

dation in the manner provided by sections 5220 and 5221, U. S. R. S.
Of these banks, 2 with common capital stock of $80,000 and assets of
$1,308,401 paid their depositors and quit business; 25 with common
capital stock of $1,777,500 and assets aggregating $78,326,310, including 4 with preferred capital stock of $87,500, were succeeded by other
national banks; and 16 with common capital stock of $1,055,913, and
assets aggregating $53,940,059, including 3 with preferred capital stock
of $512,087, were succeeded by State banks.
Changes in the number and capital stock of national banks during
the year ended December 31, 1945, are shown in the following summary:
Organization, capital stock changes, and liquidations of national banks
during the year ended December 31, 19^5
Number
of banks
Charters issued:
Reorganizations
Conversions of State banks
Primary organizations
'. _ _

..

3
17
19

Increases of capital stock:
Preferred:
1 bank by new issue Common:
216 banks, by regular cash increases _
159 banks, by regular stock dividends under sec. 5142,
U. S. R. S
,.„.•
232 banks, by stock dividends under provisions of their
articles of association. _ . _
6 banks, by conversion of preferred capital stock..
2 banks, by consolidation under act Nov. 7, 1918, as
amended
Total increases

.

Voluntary liquidations:
Succeeded by national banks
Succeeded by State banks
Quit business.
Decreases of capital stock:
Preferred:
481 banks, by retirement
2 banks, by decrease of par value
Common:
13 banks, by reduction
Capital stock decreases incident to consolidation (act Nov. 7,1918).
Total decreases _ _

Capital stock
Common

Preferred

$220,000
2, 545,000
2,345,000

$19,130
35,046,618
71, 285,803
5, 728,824
325,450
850,000
39

118,346,695

19,130

25
16
2

1,777,500
1,055,913
80,000

87,500
512,087

19,726,372
440,000
5

781,250
1,700,000

48

5,394,663

20,765,959

Net change
.
Charters in force Dec. 31, 1944, and authorized capital stock

-9
5,037

+112,952,032
1,475,388,778

-20,746,829
93,383,195

Charters in force Dec. 31, 1945, and authorized capital stock

5,028

1,588,340,810

72,636,366

BRANCHES

On December 31, 1945, 226 national banks were operating a total
of 1,670 branches. This total includes 4 branches temporarily discontinued for the duration of the emergency and 5 seasonal offices.
During the year ended December 31, 1945, 57 branches were brought
into the national banking system. Of the 57 branches entering the
system, 36 were authorized to operate in places other than the city
in which the parent bank is located. During the same period 1 branch
was closed through voluntary liquidation of the parent bank.
Of the 57 branches authorized 52 were operating on December 31,
1945. One branch authorized in 1944 did not begin operations until



12

REPORT OF THE COMPTROLLER OF THE CURRENCY

1945. As a net result of these operations there was a gain for the
system of 52 branches during the year.
NATIONAL BANK NOTES OUTSTANDING
There were as of December 31, 1945, $118,380,650 of national bank
notes outstanding.
DISTRIBUTION OF ALL BANKS
On December 31, 1945, there were 14,598 commercial and savings
banks in the United States and possessions with deposits of $166,530,093,000. Of these banks 13,494, or 92 percent, with 95 percent of the
deposits, were insured banks. The 5,017 national banks, members of
the Federal Reserve System, represented 34 percent of all banks and
held 51 percent of the total deposits. The 534 mutual savings banks,
of which 192 were insured banks, held $15,354,540,000 of deposits.
Classification of all banks, Dec. 31, 1945

National banks
........
State member banks:
Commercial
_
Mutual savings
Nonmember insured banks:
l
State commercial
Mutual savings.
_
Total insured banks .

Nonmember uninsured banks: 2
State commercial and private _.
Mutual savings __ .
Total
1
2

•

Banks

Number

Percent
of grand
total

5,017

34.37

-.10

$84,939, 347

51.01

+.51

1.-864
3

12.77
.02

+ .52
0

44, 716,153
14, 334

26.85
01

-.59
0

6,421
189

43.99
1.29

-.30
-.01

18,155, 482
10,348,889

10.90
6.21

+ .47
-.04

13,494

92. 44

+ .11

158,174, 205

94.98

+ .35

762
342

5.22
2.34

-.10
-.01

3,364, 571
4, 991, 317

2.02
3.00

-.23
-.12

14,598

100.00

166, 530,093

100.00

Deposits
Change in
12 months
(percent
of grand
* total)

Amount
(000
omitted)

Change in
Percent 12 months
of grand (percent
total
of grand
total)

Includes 4 nonmember insured national banks and 1 insured private bank.
Includes 2 nonmember uninsured national banks.

ASSETS AND LIABILITIES OF ALL BANKS IN THE UNITED STATES
AND POSSESSIONS
The assets of all classes of active banks in the United States and
possessions on December 31, 1945, amounted to $178,351,000,000, and
exceeded by $25,404,000,000, or 17 percent, the assets reported as of
December 30, 1944.
The total deposits of banks on December 31, 1945, were $166,530,000,000 in comparison with $142,311,000,000 at the end of 1944, an
increase of $24,219,000,000, or 17 percent. Demand deposits of individuals, partnerships and corporations were $73,932,000,000, and exceeded by $8,616,000,000, or more than 13 percent, this class of deposits reported at .the close of the previous year; time deposits of
individuals, partnerships and corporations were $45,292,000,000, an
increase of $8,063,000,000, or nearly 22 percent, and deposits of the
U. S. Government, including postal savings, were $24,779,000,000,
which was an increase of 18 percent in the year.
At the end of December 1945 the banks held obligations of the



REPORT OF THE COMPTROLLER OF THE CURRENCY

18

U. S. Government, direct and guaranteed, of '$101,904,000,000, an*
increase of $15,489,000,000, or 18 percent, since December 1944. Obligations of States and political subdivisions held at the close of 1945
amounted to $4,083,000,000, an increase of $424,000,000. Other
securities held increased $592,000,000 in the year, and amounted to
$4,529,000,000. The aggregate of all securities held by banks on
December 31, 1945 was $110,516,000,000, and represented 62 percent
of their total assets. .At the end of the previous year the ratio was 61
percent.
Loans and discounts amounted to $30,467,000,000, an increase of
$4,365,000,000, or more than 16i/2 percent, since December 1944. The
increase in loans was chiefly in commercial and industrial loans, which
advanced $1,567,000,000, or 19 percent, and leans to brokers and
dealers in securities and other loans for the purpose of purchasing and
carrying securities, which advanced $2,243,000,000, or 49 percent, in
the year.
Cash and balances with other banks, including reserve balances, in
December 1945 were $35,614,000,000 which was an increase of $4,637,000,000, or 15 percent, in the year.
Total capital accounts on December 31, 1945, were $10,612,000,000
compared to $9,693,000,000 at the end of 1944. The total surplus,
profits and reserves at the end of 1945 was $7,424,000,000, an increase
of $784,000,000, or nearly 12 percent, in the year.
A statement of the assets and liabilities of all classes of active banks
in the country at the end of December 1944 and 1945 follows:
Assets and liabilities of all banks in the United States and possessions,
19U and 1U5
[In millions of dollars]

Dec. 31,
1945
1

Number of banks. -

Dec. 30,
1944

Change
since
1944

14, 598

2 14, 579

+ 19

8,980
9,600

8, 735
8, 033

+ 245
+ 1,567

6,827
5,060

4,584
4,750

+ 2,243
+310

ASSETS

Loans on real estate
Commercial and industrial loans (including open-market paper)
Loans to brokers and dealers in securities and other loans for the purpose
of purchasing or carrying securities
_
Other loans, including overdrafts
Total loans .
U. S. Government obligations, direct and guaranteed
..
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stocks of Federal Reserve banks
Total securities
Currency and coin
Balances with other banks, including reserve balances
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises or
other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but not
collected
Other assets
.
Total assets.
697782—46—2




30,467

26,102

+4,365

101,904
4,083
3,991
538

86,415
3,659
3,383
554

+ 15,489
+424
+608

110, 516

94,011

+ 16,505

2,025
33,589
1,020
73

1,801
29,176
1,066
168

+4, 413
-46
-95

76

86
68

296
212

261
208

+35
+4

178,351

152,947

+25,404

+224

14

BEPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of all banks in the United States and possessions,
19U and 19b5—Continued
[In millions of dollars]

Dec. 31, Dec. 30,
1944
1945

Change
since
1944

LIABILITIES

Deposits of individuals, partnerships, and corporations:
Demand
L .__•_..*
... _
Time
U. S. Government and postal savings deposits
Deposits of States and political subdivisions
.Deposits of banks
__•
Other deposits (certified and cashiers' checks, etc.)
.
Total deposits

....

__.,

Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

+8,616
+8,063
+3,853
+625

73,932
45,292
24,779
5,821
14,090
2,616

65,316
37,229
20,926

166,530

142,311

+24, 219

227
87
59
383
453

126
78
47
294

+ 101
+9
+ 12

167,739

143,254

+55
+24,485

72
164
2,952
5,004
1,781

82
207
2,764
4,489
1,574

-10
. -43
+ 188
+515
+207

639

577

5,196
12,264
1,380

+89

CAPITAL ACCOUNTS

Capital notes and debentures
Preferred stock
„___
Common stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock and capital notes and
debentures
Total capital accounts

10,612

Total liabilities and capital accounts...

/

178,351

+62
+919

152,947

+25,404

1
Excludes banks in the Philippines.
* Excludes banks in Guam and the Philippines.

REPORTS FROM BANKS

National banks in the continental United States, Alaska, the Territory of Hawaii, and the Virgin Islands of the United States were, in
accordance with the provisions of section 5211 of the Revised Statutes,
called upon to submit three reports of condition during the year
ended December 31, 1945. Reports were required as of March 20,
June 30, and December 31. Summaries from all condition reports,
by States, are published in pamphlet form. National banks were also
required by the statute to obtain reports of their affiliates and holding
company affiliates other than member banks and to submit such reports to the Comptroller as of the three dates for which condition reports of the banks were obtained.
Under the general powers conferred upon him by law, the Comptroller required from each national bank during the period indicated semiannual reports of earnings, expenses, and dividends; also reports of
condition of foreign branches of national banks as of December 31,
1945.
National banking associations authorized to act in a fiduciary
capacity were called upon to submit reports of their trust departments
as of the close of business on December 31, 1945.
In accordance with section 298 of the Code of Law for the District
of Columbia; banks other than national in the District were required
to make to the Comptroller condition reports and reports of earnings,
expenses, and dividends identical with those obtained from national



BEPOBT OF THE COMPTROLLER OF THE CURRENCY

15

banks during the year. Building and loan associations and credit
unions in the District of Columbia under the supervision of the
Comptroller were required to submit reports of their assets and liabilities as of December 31, 1945, and reports of receipts and disbursements for the year ended December 31, 1945.
Detailed figures for reports of condition and earnings and dividends
will be found in the appendix of this report.
AFFILIATES AND HOLDING COMPANY AFFILIATES OF
NATIONAL BANKS
The Federal statute requires each national bank to obtain and
submit to the Comptroller periodically reports of its affiliates, as
defined in sections 2 (b) and (c) of the Banking Act of 1933, as
amended, unless waived by the Comptroller. At the end of December
1945, 880 of the national banks reported 11,931 affiliates and holding
company affiliates, of which 10,186 were duplications reported by
280 banks. The actual number of affiliates, or 1,745, included 24
holding company affiliates which controlled 187 active national banks,
varying in number from 1 to 49 associations. Under the waiver of
requirement for reports of affiliates, it was necessary for only 355
banks to submit and publish 426 reports of affiliates and holding
company affiliates. Of the latter number 175 were duplications of
reports of affiliates and holding company affiliates.
EXAMINATION OF NATIONAL BANKS
The National Bank Act requires that each national bank be examined at least twice each year in order that the Comptroller may be
kept currently informed of its condition and require such corrections
as are deemed necessary with a view to maintaining each bank in
sound condition. In addition to the regular examinations, special
examinations are conducted of banks the condition of which is regarded as unsatisfactory.
During the year ended December 31, 1945, 9,184 examinations of
banks, 2,902 examinations of branches, 1,822 examinations of trust
departments, and 70 examinations of affiliates were conducted. Nineteen State banks were examined in connection with conversions to or
consolidations with national banks. Investigations were also conducted
in connection with applications for 37 new charters and 121 new
branches.
LIQUIDATION OF INSOLVENT NATIONAL BANKS
During the year ended December 31, 1945, there were no failures
of national banks. The liquidation of 4 insolvent national banks was
completed during the year, leaving a total of 13 receiverships in
process of liquidation as of December 31, 1945. Of such 13 banks, 8
were in charge of the Federal Deposit Insurance Corporation as
receiver. Of the remaining 5 banks, 4 were involved in litigation and
1 had remaining assets to be liquidated before a final dividend could
be paid.
ISSUE AND REDEMPTION OF NOTES
One thousand two hundred and eighty-three shipments of Federal
Reserve currency were made from Washington, D. C, during the



16

KKPOHT OF THE COMPTROLLER OF THE CURRENCY

year ended December 31, 1945, to Federal Reserve agents and Federal
Reserve branch banks, aggregating $5,924,200,000; and in addition,
twenty-three deliveries were made to the Treasurer of the United
States aggregating $97,800,000.
Four .thousand seven hundred and eight lots of unfit Federal Reserve
currency were received for verification and certification for destruction consisting of 340,200,795 notes aggregating $3,340,551,160.
Forty lots of national bank notes were received for verification and
certification for retirement and destruction consisting of 379,507 notes
aggregating $5,608,487.
Seventeen thousand Hvi' hundred and ninety-seven fragments or
charred Federal Reserve and national bank notes aggregating $214,088
were presented by the Treasurer oi' the United States for identification
and approval.
ORGANIZATION AND STAFF
On December 31, 1945, the personnel of the Office of the Comptroller of the Currency consisted of 896 persons. Of these 247 were
located in the Washington office, including 82 persons in the Division
of Insolvent National Banks. There was a net increase of 8 persons
during the year in the total number employed.
During the calendar year 1945, 15 national bank examiners and
65 assistant national bank examiners left * the service. Of these, 6
assistant examiners were placed on military furlough. In the same
period 10 assistant examiners were promoted to examiners and 7
examiners returned from the military service. The number of assistant examiners appointed was 47, and an additional 48 returned to
duty from the military service.
As of December 31, 1945, 160 field employees and 25 Washington
office employees, a total of 185, were still serving in the armed forces,
representing a net reduction of 78 in the number on military furlough,
during the year.
EXPENSES OF THE BUREAU
The expenses of the Office incident to the supervision of banks are
met largely by fees assessed against the banks. This figure for the
calendar year 1945 was $3,771,391.79.
This amount was supplemented by Congressional appropriations
totaling $296,918.44.
The expenses of the Division of Insolvent National Banks are j^tid
from assessments against the banks in process of liquidation. Such
expenses for the calendar year 1945 were $327,637.20.
The expenses of the Division of Federal Reserve Issue and Redemption are paid by the Federal Reserve banks. This item for 1945 was
$45,146.99.







APPENDIX
17"

18

REPORT OF THE COMPTROLLER OF THE CURRENCY

CONTENTS
TABLES
Page

No.

1. Total number of national banks organized, consolidated under
act November 7, 1918, as amended, insolvent, in voluntary
liquidation, and in existence on December 31, 1945
No. 2. "Number and authorized capital stock of national banks chartered and the number and capital stock of national banks
closed in each year ended October 31, from 1935 to 1941, inclusive, for the fourteen month period from November 1,
1941, to December 31,1942, inclusive, and for the years ended
December 31, 1943 to 1945
No. 3. National banks chartered during the year ended December 31,
1945
No. 4. National banks chartered which were conversions of State
banks during the year ended December 31, 1945
No. 5. National banks reported in voluntary liquidation during the
year ended December 31, 1945, the names, where known, of
succeeding banks in cases of succession, with date of liquidation and capital
No. 6. National and State banks consolidated during the year ended
December 31, 1945, under act November 7, 1918, as amended
No. 7. Number of domestic branches of national banks authorized
during the year ended December 31, 1945
No. &. Number and class of domestic branches of national banks closed
during the year ended December 31, 1945
No. 9. Principal items of assets and liabilities of national banks, by
size of banks, according to deposits, December 31, 1944 and
1945 ^
.
No. 10. Dates of reports of condition of national banks, 1914 to 1945
No. 11. Assets and liabilities of national banks on March 20, June 30,
and December 31, 1945, by States and Territories
No. 12. Earnings, expenses, and dividends of national banks by States,
for the year ended December 31, 1945
No. 13. Earnings, expenses, and dividends of national banks, by Federal Reserve districts, for the year ended December 31, 1945
No. 14. Earnings, expenses, and dividends of national banks, by size
of banks, for the year ended December 31, 1945
No. 15. Earnings, expenses, and dividends of national banks, years
ended December 31, 1943 to 1945
No. 16. Number of national banks, capital stock, capital funds, net
profits, dividends and ratios, years ended December 31,
1929-45
No. 17. National-bank investments in U. S. Government securities and
other bonds and securities, loans and discounts (including
overdrafts), and losses charged off on account of bonds and
securities and loans and discounts, years ended December
31, 1929-45
No. 18. Foreign branches of American national banks, December 31,
1945
1
—
No. 19. Consolidated statement of assets and liabilities of foreign
branches of national banks, December 31, 1945




21

22
23
24

25
26
27
28
29
30
31
86
92
94
90
97

93
99
100

REPORT OF THE COMPTROLLER OF THE CURRENCY

No. 20. Assets and liabilities of banks in the District of Columbia, byclasses, December 31, 1945
-~-^No. 21. Assets and liabilities of all banks in the District of Columbia
at date of each call during year ended December 3J, 1945—
No. 22. Assets and liabilities of nonnational banks in the District of
Columbia at date of each call during year ended December
31, 1945
No. 23. Earnings, expenses, and dividends of banks in the District of
Columbia, years ended December 31, 1945 and 1944
No. 24. Number of banks, capital stock, capital funds, net profits, interest and dividends, and ratios, all banks in the District of
Columbia, years ended December 31, 1929-45
No. 25. Loans and securities and losses charged off on loans and securities by all banks in the District of Columbia, years ended
December 31, 1929-45
No. 26. Summary of assets and liabilities December 31, 1945, and receipts and disbursements in year ended December 31, 1945,
of the 26 building and loan associations in the District of
Columbia
No. 27. Summary of assets and liabilities December 31, 1945, and receipts and disbursements in year ended December 31, 1945,
of the 23 District of Columbia credit unions
No. 28. Assets and liabilities of all active banks in the United States
and possessions, by classes, December 31, 1945
No. 29. Assets and liabilities of all active banks in the United States
and possessions, by States and Territories, December 31, 1945
No. 30. Assets and liabilities of active national banks, by States and '
Territories, December 31, 1945
No. 31. Assets and liabilities of all active banks other than national,
by States and Territories, December 31, 1945
No. 32. Assets and liabilities of active State commercial banks, by
States and Territories, December 31, 1945
No. 33. Assets and liabilities of active mutual savings banks, by States,
December 31, 1945
No. 34. Assets and liabilities of active private banks, by States, December 31, 1945
___-,
No. 35. Per capita demand and time deposits of individuals, partnerships, and corporations in all active banks, by States, December 31, 1945
No. 36. Per capita demand and time and savings deposits in all active
banks, by States, June 30, 1945
No. 37. Savings deposits and depositors in all active banks in the
United States and possessions, according to classes of banks,
by States, June 30, 1945
No. 38. Officials of State banking departments and number of each class
of active banks under their supervision in December 1945
No. 39. Assets and liabilities of all active banks, 1936 to 1945
No. 40. Assets and liabilities of all active national banks, 1936 to 1945
No. 41. Assets and liabilities of all active banks other than national,
1936 to 1945
No. 42. Summary of status, progress and results of liquidation of all
national banks placed in charge of receivers from the date
of the first national bank failure, April 14, 1865, to December
31, 1945
No. 43. Number and deposits of national and District of Columbia nonnational banks placed in receivership period April 14, 1865
to December 31, 1945, by groups according to percentages of
dividends paid to December 31, 1945
.
44. Liquidation statement, 17 receiverships in liquidation during
Digitized for No.
FRASER
http://fraser.stlouisfed.org/
year ended December 31, 1945
„
Federal Reserve Bank of St. Louis

19
Page

101
103
104
105
106
107
108
109
110
112
120
128
136
144
148
152
153
154
156
158
159
160
161
163
164

20

REPORT OF THE COMPTROLLER OF THE CURRENCY

No. 45. Liquidation statement, 4 administered receiverships completely
liquidated and finally closed, during year ended December
31, 1945
No. 46. Liquidation statement, 13 active receiverships as of December
31, 1945
:
No. 47. National banks in charge of receivers during year ended December 31, 1945, dates of organization, appointment of receivers and final closing, with nominal amounts of total
assets and total liabilities at date of failure, capital stock
and stock assessments, amounts collected from all sources,
including off sets'allowed and earnings, together with the disposition of such collections, and various other data indicating the progress and results of liquidation to December 31,
1945
No. 47-A. District of Columbia State chartered banks, and banks incorporated under the laws of the District of Columbia, under
the supervision of the Comptroller of the Currency, in
charge of receivers during year ended December 31, 1945,
dates of organization, appointment of receivers and final closing, with nominal amounts of total assets and total liabilities at date of failure, capital stock and stock assessments,
amounts collected from all sources, including offsets allowed
and earnings, together with the disposition of such collections, and various other data indicating the progress and
results of liquidation to December 31, 1945
No. 48. Bank suspensions since inauguration of Federal Deposit insurance, years ended December 31, 1934 to 1945
No. 49. Fiduciary activities of national banks as of December 31, 1945
No. 50. Fiduciary activities of national banks by Federal Reserve districts as of December 31, 1945
No. 51. Classification of investments in living and court trust accounts under administration by the active national bank trust
departments, December 31, 1945




Page

165
166

168

174
176
177 .
178
179

BEFOBT OF THE COMPTRO1JLEK OF THE CUBBENCV

TABLE NO. 1.—Total number of national banks organized, consolidated under
act Nov. 7, 1918, as amended, insolvent, in voluntary liquidation, and
in existence Dec. SI, 1945

Maine
New Hampshire
Vermont
Massachusetts. _
Rhode Island
Connecticut
Total New England States
New York
.-.
New Jersey
Pennsylvania
Delaware
Maryland
.
District of Columbia.
Total Eastern States_
Virginia
West Virginia..
North Carolina.
South Carolina.
Georgia
Florida
Alabama
Mississippi......
Louisiana
Texas
ArkMsas
Kentucky
Tennessee
Total Southern States _
Ohio
Indiana
Illinois
Michigan..
Wisconsin _
Minnesota .
Iowa
Missouri..
Total Middle Western States
North Dak <i...
South Dakota, . .
Nebraska.
Kansas. "
Montana
Wyoming..
Colorado
New Mexico
Oklahoma
Total Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona

......
..
...

..

Total Pacific States.
Alaska
Territory of Hawaii
Puerto Rico
Virgin Islands...

...

Total possessions

Consolidated
under
act Nov.
7, 1918

Organized

States

..

127
80
85
370
67
120

5
2
I
22
3
4

849
991
417
1,278
30
141
31

Insolvent

In liqui- In existdation
ence

13
5
17
28
2
7

76
21
28
199
52
58

•33
52
39
121
10
51

37

72

434

306

53
18
44
1
4

129
59
211
1
17
7

410
122
361
16
59
11

399
218
662
13
64
9

2,888

120

424

979

1,365

248
190
151
121
183
142
173
77
105
1,167
145
246
206

17
11
4
6
8
1
2
4
3
33
1
9
7

28
38
44
43
42
42
45
16
16
140
39
37
36

73
65
57
49
85
41
61
34
53
559
55
107
93

~~ 130
76
46
23
48
58
65
23
33
435
50
93
70

3,154

106

566

1, 332

1,150

692
437
892
316
272
489
544
292

24
12
16
10
9
6
4
9

112
98
227
77
54
116
204
58

316
201
287
152
112
181
239
144

240
126
362
77
97
186
97
81

3,934

90

946

1,632

1,266

259
219
403
447
193
60
218
82
739

3
12
1
4
3

12

100
93
83
76
76
12
55
25
84

114
79
191
193
74
21
83
35
444

42
35
128
174
40
27
77
22
199

2,620

38

604

I, 234

744

223
148
511
110
38
17
31

17
2
12*

51
30
64
35
6

115
93
344
59
17

40
23
91
16
12

1.078

36

5
6
1
1
13 !

3

3
1
1

•

7

6

20

A

196

655

191

1

1
4
1

4
1

i

6

6

1

2
1
2,808
3 6, 272
5,028
428
14, 536
Total United States and possessions.
» Includes 456 organized under act Feb. 25, 1863, 9,318 under act June 3, 1864, as amended, 10 under Ool d
Currency Act of July 12,1870, and 4,752 under act of Mar. 14, 1900.
2 Exclusive of those restored to solvency.
»Includes 208 passed into liquidation upon expiration of corporate existence.




22

BEPOBT OF THE COMPTBOLLEB OF THE CUBBENCY

TABLE NO. 2.—Number and authorized capital stock of national banks chartered and the number and capital stock of national banks closed in each
year ended Oct. 81, from 1935 to 1941, inclusive, for the fourteenmonth period from Nov. 1, 1941, to Dec. 31, 1942, inclusive, and
for the years ended Dec. 31, 1943 to 1945
Closed
Chartered
Year
No.

Capital

Consolidated
under act
Nov. 7, 1918
No.

Loss to
capital

In voluntary
liquidation
No.

Capital

Insolvent
No.

13 i $447,100 189 $19,615,250

1935

49 $7,780,000

1936...

20

2,465,000

3

1

»15,000

76

1937.,..

29

5,355,000

8

1302,875

98 11,049,540

1938,...

8

875,000

3

7,680,000

Capital

Net yearly
Net yearly
increase
decrease
(exclusive of
(exclusive of
existing banks existing banks
increasing
decreasing
their capital) their capital)
No.

Capital

25 $4,305,020

No.

Capital

158 $14,827,370

6 10,200,000

59

5, 230,000

11

1,987,150

82

7,269,565

43

3,700,500

42

4,436,000

38

2,478,750

47

4,550,500

2

50,000

6

745,000

1939.. .

19

2,925,000

1

»»75,000

56

7,066,000

1940

19

3,282,000

4

» 582,500 53

5,178,250

1941

15

5,545,000

6

» 25,000 41

5,319,180

3

282,000

35

81,180

1942

9

1,177,089

1

»42,000

6,604,100

2

160,000

. 42

5,629,011

1943

12

2,175,000

1

50

5,129,155

2

650,000

41

3,6^,155

1944

21

3,815,000

3 * a 125,000 30

3,229,750

1945....

39

5,110,000

5 11/700,000

1
a

48

43 » 3,513,000

Amount of capital reductions incident to consolidations.
Preferred capital stock reductions.
s Includes $599,587 preferred capital stock.




$460,250

12
9

103,000

23

BEFOBT OF THE COMPTROLLER OF THE CURRENCY
TABLE N O . 3.-

-National banks chartered during the year ended
December 31, 1945

Charter
No.

Title

Capital
Stock
(Common)

14508

First National Bank of Fair Oaks.

$50,000

14530
14535

First National Bank of Hollywood
Capital City National Bank of Tallahassee..

200,000
100,000
300,000

GEORGIA

14499

The Commercial National Bank, Cedartown.

140,000

14498
14504
14507
14509
14510
14511
14512
14516
14518
14520
14521
14524
14526
14533

Oak Park National Bank, Oak Park
Marquette National Bank, Chicago
...
National Bank of North Chicago
.
Montgomery County National Bank, Hillsboro
National Bank of Mount Olive
_..
.
City National Bank of Rockford
First National Bank of Lansing
Lawrenceville National Bank and Trust Co., Lawrence ville_
Leland National Bank, Leland
.. -.
Rock FallsiNational Bank, Rock Falls
_
Busey First National Bank, Urbana
Union National Bank of Marseilles
Commercial National Bank of Chicago
Central National Bank of Rockford

400,000
200,000
100,000
80,000
50,000
200,000
50,000
125,000
60,000
75, 000
150,000
60,000
200,000
250,000
2,000,000

First National Bank of Angola.
First National Bank, Kokomo
Mercantile National Bank of Hammond _

14515
14519
14529

50,000
150,000
200,000
400, P00

;

LOUISIANA

I
14503 Citizens National Bank & Trust Company of Houma_

150,000

MARYLAND

14513

First National Bank, Taneytown, Maryland

50,000

MICHIGAN

14500
14523

Ferndale National Bank, Ferndale.
First National Bank, Sturgis

175,000
200,000
375,000

MINNESOTA

14517
14531
14536

Second Northwestern National Bank of MinneapolisCrookston National Bank, Crookston
The First National Bank at Eveleth

100,000
100,000
120,000
320,000

14528
14532

St. Louis County National Bank, Clayton. _
First National Bank of Clinton
.........'..

14527

First National Bank of Whiteville

NORTH CAROLINA

14501 The Canton National Bank, Canton



200,000
50,000

24

RElORT OF T H E COMPTROl LER OF T H E CURRENCY

TABLE NO.

3.—National banks chartered during the year ended December
31, 19 US—Continued

Charter
No.

Capital
Stock
(Common)

Title

PENNSYLVANIA
14514

Kiski Valley National Bank, Vandergrift

$100.000

SOUTH CAROLINA
14525

The Commercial National Bank, Camden

50,000

TEXAS
14534

First National Bank in Bogata

50,000
WASHINGTON

14502
14505

Guaranty National Bank of White Center.
First National Bank of Ren ton
.-.

50,000
100,000
150,000

14522

Kenosha National Bank Kenosha,.

14506

Farmers National Bank of Jay Em K

50,000

Total United States (39 banks).

5,110,000

200,000

1
Title and location changed on April 30, 1945 to "Fanners National Bank of Torrington," Torrington
Wyoming.

TABLE NO.

Charter
No.

4.—National banks chartered which were conversions of State
banks during year ended Dec. 31, 1^

Title and location

Oak Park National Bank, Oak Park.
The Commercial National Bank,
Cedartown
14501 The Canton National Bank, Canton.
14503 Citizens National Bank & Trust
Company of Houma
14506 Farmers National Bank of Jay E m . .
14509 Montgomery County National Bank,
Hillsboro
14513 First National Bank, Taneytown,
Maryland
14515 First National Bank of Angola
14516 Lawrenceville National Bank and
Trust Co., Lawrenceville
14517 Second Northwestern National Bank
of Minneapolis
14521 Busey First National Bank, Urbana.
14525 The Commercial National Bank,
Camden
14528 St. Louis County National Bank,
Clayton
14529 Mercantile National Bank of Hammond
14530 First National Bank of Hollywood..
14531 Crookston National Bank, Crookston.
14535 Capital City National Bank of Tallahassee
-

14498
14499

Total (17 banks)




Effective
date of
charter

Authorized
capital

Approximate
surplus
and undivided
profits

Illinois..

1945
Jan. 2

$400,000

$363,483 $13,629,482

State

Approximate
assets

Georgia.
Ohio.

Jan.
Feb.

2
1

140,000
400,000

129,088
224,338

2, 532,916
11, 598, 831

Louisiana
Wyoming
Illinois

Mar. 10
Apr. 28

150,000
50,000

99,746
15,023

3,391,195
434,659

June 1

80,00tf

22, 675

2,193, 446

MarylandIndiana

July 2
Aug. 1

50,000
50,000

52,956
77,396

1, 038,443
2,009,670

Illinois.

Aug. 1

125,000

137, 354

3,687,030

Minnesota

Aug. 6
Sept. 1

100,000
150,000

30,711
190,118

2, 812,131
7,911, 545

Illinois
South Carolina

1

50,000

67? 612

2, 563,486

Missouri

Nov. 1

200,000

400,715

12,450,982

Indiana

Nov. 1
Nov. 1

200,000
200,000

205,352
57, 590

12, 518, 856
6,459,639

Nov. 21

100,000

18, 449

941,637

Dec. 15

100,000

285, 277

9,909, 556

2, 545,000 2, 377, 883

96,083,504

Florida
Minnesota
Florida

Oct.

25

REPORT OF THE COMPTROLLER OK THE CURRENCY

TABLE NO. 5.—National banks reported in voluntary liquidation during the
year ended Dec. 31, 19£5, the names, where known, of succeeding banks
in cases of succession, with date of liquidation and capital
Name and location of bank

Date of
liquidation

Capital
Common

The First National Bank of Holland Patent, N. Y. (5299), absorbed by The Oneida National Bank and Trust Company of
Utica, N. Y
Doc. 30, 1944
The First National Bank of Teague, Tex. (8195), absorbed by
The Teague National Bank. Teague, which changed its title
to "First National Bank of Teague"
Dec. 27, 1944
The First National Bank of Elgin, Ore. (6644), absorbed by The
United States National Bank of Portland, Ore
Dec. 21, 1944
The City National Bank of Mexia, Tex. (11964), absorbed by
"First National Bank of Mexia," formerly The PrendergastSmith National Bank of Mexia
. ..."
Dec. 29, 1944
Jan. 2, 1945
The First National Bank of Goodwater, Ala. (12960)..
The Waltham National Bank of Waltham, Mass. (688), absorbed
by Newton Trust Company, Newton, Mass., which changed
its title and location to Newton-Waltham Bank and Trust
Company, Waltham »
Dec. 30. 1944
The Lott National Bank, Lott, Tex. (12943), succeeded by Lott
State Bank, Lott
Jan. 2, 1945
The First National Bank of St. Johnsville, N. Y. (375), absorbed
by First National Bank of Canajoharie. N. Y .
Jan. 10, 1945 |
The First National Bank of Reedy, W. Va. (10285), absorbed by
The First National Bank of Spencer, W. Va
.. . . . . . . Jan. 9, 1945 |
Citizens National Bank in Groesbeck, Tex. (14126), absorbed by
Farmers State Bank, Groesbeck
.
Jan. 13, 1945
The Citizens National Bank of Cicero, Ind. (10720), succeeded by
Hamilton County Bank, Cicero
Feb. 24, 1945
The First National Bank of Hardin, Mont. (9215), succeeded by
Big Horn County State Bank, Hardin..
_.
Jan. 29, 1945
The Windom National Bank, Windom^Minn. (6396), absorbed
by The Windom State Bank, formerly First State Bank of
Bingham Lake, Minn
_
Mar. 26. 1945
The Citizens National Bank at Belle Plaine, la. (14069), sucApr. 28, 1945
ceeded by The Citizens State Bank at Belle Plaine
Farmers National Bank of Estelline, S. Dak. (11689), succeeded ;
by The Farmers State Bank of Estelline
-1 Apr. 11, 1945
First National Bank in Revere. Mass. (14152), absorbed by The ]
May 21, 1945 |
National Shawmut Bank of Boston, Mass _'
The Weissport National Bank, Weissport, Pa. (10214), absorbed
May 28, 1945 j
by The Hazleton National Bank, Kazleton, Pa
The First National Bank of Waurika, Okla. (8744). absorbed by
June 15, 1945
The Farmers National Bank of Waurika
The Scotland County National Bank of Memphis, Mo. (2432),
June 13, 1945
absorbed by Bank of Memphis
...
The First National Bank of Kenmore, N. Y. (12208), absorbed
by Manufacturers and Traders Trust Company, Buffalo, N. Y June 30, 1945
The First National Bank of Gravette, Ark. (8237), absorbed by
June 28, 1945
The First National Bank of Fayetteville, Ark
The Sheffield National Bank, Sheffield, Pa. (6193), absorbed by
June 30, 1945
The Warren National Bank, Warren, Pa
The First National Bank of Chewelah, Wash. (8789), absorbed
Feb. 23, 1945
by Seattle-First National Bank, Seattle, Wash
The Farmers and Merchants National Bank of Eureka, Nev.
(11784), absorbed by First National Bank of Nevada, Reno,
June 16, 1945
Nev
National Bank of Calais, Me. (13786), absorbed by The Merrill
July 2, 1945
Trust Company, Bangor, M e . _ .
The First National Bank of Stuart, Nebr. (6947), absorbed by
July 14, 1945
The First National Bank of Atkinson, Nebr
The Curwensville National Bank, Curwensville, Pa. (7430), absorbed by Curwensville State Bank, Curwensville
... July 14, 1945
Aug. I, 1945
The First National Bank of Hubbard, Tex. (5008)
The Mount Olive National Bank, Mount Olive, 111. (14285),
Aug. S, 1945
succeeded by National Bank of Mount Olive
The First National Bank of Madras, Ore. (11691), absorbed by
Aug. 11, 1945
The United States National Bank of Portland, Ore
The First National Bank of Jewell City, Jewell, Kans. (3591),
Aug. 11, 1945
absorbed by Citizens State Bank, Jewell
t
The First National Bank of Brewster, Wash. (9170), absorbed by
The National Bank of Commerce of Seattle, Wash
. . .. Aug. 15, 1945
The Harrison National Bank, Harrison, N. J. (13034), absorbed
Aug. 31, 1945
by The First National Bank of Jersey City, N. J
The First National Bank of Okanogan, Wash. (9411), absorbed
Sept. 15, 1945
by Seattle-First National Bank, Seattle, Wash
The First National Bank of Nogales, Ariz. (6591), absorbed by
Sept. 29, 1045
The Valley National Bank of Phoenix, Ariz
The Winfield National Bank, Wmfield, Kans. (3351), absorbed
Oct. 6, 1945
by The First National Bank of Wmfield




Preferred

$60,000
50,000
25, 000
50,000
30.000

160, 000

$476,000

25.000
100.000
35, 000
25, 000

25.000

30.000
75.000 •
. 35.000 ;
50,000 |
25.000 |
80.000 i

20.000

40,000

20. 000

25,000 |
50,000
200.000
25, 000
50,000
35, 000
50, 000
112,000
25.000
50,000
50,000
37, 500

12, 500

25.000
25, 000
25.000
225,000
15,000
100,000
100,000

35.000

26

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 5.—National banks reported in voluntary liquidation during the
year ended Dec. 31, 19%5, the names, where known, of succeeding banks
in cases of succession, with date of • liquidation and capital—Continued
Name and location of bank

Capital

Date of
liquidation

The Otselic Valley National Bank of South Otselic, N. Y. (7774),
absorbed by The National Bank and Trust Company of Norwich, N. Y
The Citizens National Bank of Lancaster, N. Y. (11912), absorbed by Manufacturers and Traders Trust Company of BufThe First National Bank of Loomis, Nebr. (5419), succeeded by 1
First State Bank of Loomis...
,
The Bethel National Bank, Bethel, Me. (7613), absorbed by
Casco Bank & Trust Company, Portland, M e . . .
Palo Alto National Bank, Palo Alto, Calif. (13212), absorbed by
The Anglo California National Bank of San Francisco, Calif-.
The First National Bank of Rocky River, Ohio (12347), absorbed
by The National City Bank of Cleveland, Ohio
_
The Union National Bank of Waynesburg, Pa. (13873), absorbed
by First National Bank and Trust Company of Waynesburg-.

Common

Oct. 15, 1945

$50,000

Oct. 31, 1945

^43,913

Nov. 8, 1945

25,000

Nov. 17, 1945

25,000

Nov. 17, 1945

150,000

Nov, 17, 1945

200,000

Dec. 19,1945

$11,087

200,000
2,913,413

Total (43 banks)
1
With 1 branch in Waltham.

Preferred

599,587

TABLE NO. 6.—National and State banks consolidated during the year ended
Dec. SI, 1945, under act Nov. 7, 1918, as amended
Capital
stock

Surplus

Continental National Bank and Trust Company of
Chicago, 111. (No. 2894), with. __
$1,500,000
$300,000
and-Continental Illinois National Bank and Trust
Company of Chicago, 111. (No. 13639), which had. 60,000,000 60,000,000
consolidated Jan 12, 1945, under charter and title
of the latter bank (No. 13639). The consolidated
60,000,000 60,000,000
bank at date of consolidation had
200,000
27,168
Safe Deposit Bank of Pottsville, Pa., with
and The Pennsylvania National Bank and Trust
Company of Pottsville, Pa. (No. 1663), which
200,000
425,000
had
consolidated April 7, 1945, under the charter and
title of the latter bank (No. 1663). The consoli500,000
300,000
dated bank at date of consolidation had
The Appleton National Bank of Lowell, Mass. (No.
300,000
300,000
986), with
and Middlesex County National Bank, Everett,
700,000
700,000
Mass. (No. 614), which had
consolidated June 16, 1945, under the charter and
title of the latter bank (Nou.614). The consoli1,000,000
1,000,000
dated bank at date of consolidation had.
The Lawrence Park National Bank, Lawrence Park,
50,000
50,000
Pa. (No. 13371), with..
and The First National Bank ot Erie, Pa. (No. 12),
1,000,000
1,000,000
which had
consolidated June 30, 1945, under the charter and
title of the latter bank (No. 12). The consolidated bank at date of consolidation had
1,050,000
1,050,000
The Blackstone Canal National Bank of Providence,
R. I. (No. 1328), with
500,000 1,000,000
and The Providence National Bank, Providence,
R. I. (No. 1302), which h a d . .
2,250,000
1,500,000
consolidated Oct. 13, 1945, under the charter and
title of the latter bank (No. 1302). The consolidated bank at date of consolidation had
3,250,000
2,000,000
Commercial National Bank of Paterson, N. J. (No.
14321), with
150,000
200,000
and The Second National Bank of Paterson, N. J.
(No. 810), which had
1,500,000
1,050,000
consolidated Nov. 30, 1945, under the charter and
title of the latter bank (No. 810). The consoli1,050,000
dated bank at date of consolidation had
1,500,000
600,000
Guardian Trust Company of Houston, Tex., w i t h . .
600,000
and The Second National Bank of Houston, Tex.
(No. 8645), which had
2,500,000
2,500,000
consolidated Dec. 29, 1945, under the charter and
/
title of the latter bank (No. 8645). The consolidated bank at date of consolidation had
3,250,000
3,250,000
N O T I : No preferred stock involved in the above table.




Undivided
profits

$413,437

Total

$2,459, 536

18,087,606

2,658,304,861

16,366,323
33,533

2, 591,825, 531
3,950,846

105,175

7,058,228

136,880

10,753,852

205,576

10,354,630

425,529

28,226, 814

631,105

38,581,444

13,944

2,446,775

426,345

42,834,831

440,289

44,948,609

166,247

16,605,369

775,054

49,769,051

700,000

66,374,420

58,058

7,852,097
39,484,727

644,842

47,336,823
28,563,822

1,039,406

140,898,555

1,319, 243

169,462,372

REPORT OF THE COMPTROLLER OF THE CURRENCY

27

TABLE NO. 7.—Number of domestic branches of national banks authorized
during the year ended Dec. 31, 1945
Branches authorized under act
Feb. 25,1927, as amended

Charter
No.

Title and location
Local

Other
than
local

ARIZONA
14324

The Valley National Bank of Phoenix.

2491
9174
13044

Security-First National Bank of Los Angeles
The Anglo California National Bank of San Francisco
Bank of America National Trust and Savings Association, San
Francisco
Citizens National Trust & Savings Bank of Los Angeles

CALIFORNIA

5927

INDIANA
14468

Gary National Bank, Gary

14228
13688

The Calcasieu-Marine National Bank of Lake Charles.
The Hibernia National Bank in New Orleans

13768

Northern National Bank of Presque Isle_

13745

Baltimore National Bank, Baltimore

13252
5155
614
200
11347

Newton National Bank, Newton
The National Shawmut Bank of Boston-...
Middlesex County National Bank, Everett.
The First National Bank of Boston
The Braintree National Bank, Braintree

LOUISIANA

MAINE
MARYLAND
MASSACHUSETTS

NEVADA
7038

First National Bank of Nevada, Reno, Nevada.
NEW JERSEY

14145
374
329

The National Bank of Ocean City
The First National Bank of Jersey City.
The First National Bank of Paterson

1122
1354
11034

First National Bank of Canajoharie
.
The National Bank arid Trust Company of Norwich
The Public National Bank and Trust Company of New York.

NEW YORK

OHIO

786 The National City Bank of Cleveland

.

OREGON
4514

The United States National Bank of Portland
PENNSYLVANIA

The Delaware County National Bank of Chester.
The Northeast National Bank of Philadelphia
The Hazleton National Bank, Hazleton
The First National Bank of Erie
The Warren National Bank, Warren
77 The First National Bank of Scranton

355
13175
4204
12
4879

TENNESSEE

13349
2049
336

Union Planters National Bank & Trust Company of Memphis
Park National Bank of Knoxville
The First National Bank of Memphis
VIRGINIA

9885

National Bank of Commerce of Norfolk
WASHINGTON

11280
4686
4375
4668
14394

Seattle-First National Bank, Seattle
The First National Bank of Everett
The National Bank of Commerce of Seattle
The Old National Bank of Spokane
Peoples National Bank of Washington in Seattle
Total (39 bank?),




36

Total

28

KBPOKT OF THE COMPTROLLER OF THE CUEKENCY

TABLE NO. 8.—Number and class of domestic branches of national banks
closed during, the year ended Dec. 31, 1945
Branches closed
Branches under act
of Feb. 25,1927,
as amended

Charter
So.

Title and location

688

The Waltham National Bank of
Waltham

Manner of
closinR

Additional
offices
which
became
branches
Feb. 25,
1927

Branches
authorized
since
Feb. 25,
1927

State
bank
branches
in operation
Feb. 25,
1927,
which
were converted
or consolidated

Total

MASSACHUSETTS

Total (1 bank)




Shareholders..

1

1
1

TABLE NO. 9.—Principal items of assets and liabilities of national banks, by size of banks, according to deposits, Dec. 31,191+U and 1945
[In thousands of dollars]
V778

Loans and securities

1

Number of
banks

T OS

Loans and

Total

discounts,
including
rediscounts
and overdrafts

•

U . S.

Government obligations—
direct and
guaranteed

Cash, balances with
other banks
including
reserves
Other
with
bonds and
Federal
securities
Reserve
banks

Deposits
Real

estate
assets

Total

Capital

assets

stock

Surplus,
profits
and
reserves

Total

Demand

Time

o
H
O

19U1

Banks with deposits of—
$500,000 a n d under
114
30,280
$500,001 to $750,000
_
273
127, 992
$750,001 to $1,000,000
288
187,437
$1,000,001 to $2,000,000
1,216
1, 354,405
$2,000,001 to $5,000,000
1,632 3,990,431
740 4,059,156
$5,000,001 to $10,000,000-..$10,000,001 to $25,000,000-..
452 5,506,683
$25,000,001 to $50,000,000-..
133 3,653,912
$50,000,001 to $100,000,000-85 4,696, 427
$100,000,001 to $500,000,00083 13, 237,919
$500,000,001 and over
14 21,673,183

8,765
18,703
34,151
84,193
44,060
127, 638
287,063
956, 477
729,807 2,906,010
637, 702 3,084, 561
886,241 4,198, 511
586, 411 2,818,406
829,673 3,609, 398
2, 773,362 9, 917, 415
4,680,567 15,755,225

2,812
9,648
15, 739
110,865
354,614
336,893
421,931
249,095
257,356
547,142
1, 237, 391

19, 558
62,656
88, 577
578, 798
1, 495, 756
1, 381, 293
1,828, 208
1,308, 582
1,630, 377
4, 224,141
5,019, 212

483
1,695
2,357
16,086
47,804
48, 553
73, 417
45, 455
54, 518
126, 444
162, 508

50, 348
192, 445
278, 512
1,950,393
5, 537, 970
5, 495, 260
7,421,162
5,019, 859
6, 397,650
17, 654,108
26, 949, 746

3,697
10,150
12,567
65,003
151, 570
130, 576
169, 771
100,327
112,103
318, 242
491,399

2,565
8,059
12, 223
80, 452
222, 450
209, 966
254, 461
157,684
188,779
541,654
1,028,953

44,046
173, 861
253, 465
1, 803, 243
5,157, 570
5,145, 904
6, 981, 487
4, 747, 549
6,076, 224
16, 719, 247
25,026,341

37, 494
131,245
188,045
1,304,969
3,640,797
3, 603,840
5,098,381
3, 760,102
5,051,877
14,624,118
21,653,319

5,030 58, 517,825

11, 497,802 43,476, 537

3, 543, 486

17, 637,158

579, 320

76, 947, 453 1, 565, 405

2, 707, 246

72,128,937

59,094,187 13,034, 750

1945
Banks with "deposits of—
$500,000 and under
62
16,120
$500,001 to $750,000
133
60,954
$750,001 to $1,000,000
222
143,072
$1,000,001 to $2,000,000
1,006
1,143,302
$2,000,001 to $5,000,000
1,783 4, 493,977
$5,000,001 to $10,000,000
862 4, 859, 543
$10,000,001 to $25,000,000-_579 7,153,319
$25,000,001 to $50,000,000-.174 4, 723,830
$50,000,001 to $100,000,000-.
88 5,149, 221
$100,000,001 to $500,000,00098 16,136,485
$500,000,001 and over
16 25, 679,828

4,456
10,331
13,801
42,384
28,848
104, 535
204, 473
855, 745
718, 759 3, 417,637
731,176 3, 748,272
1,075, 428 5, 551,933
754,912 3, 654. 706
994,969 3,882,351
3, 593, 207 11, 865, 474
5,828,013 18, 334,338

1,333
4, 769
9,689
83,084
357, 581
380,095
525,958
314, 212
271,901
677,804
1, 517, 477

11, 732
31,101
66,320
482,847
1, 621, 728
1, 533, 333
2, 214, 870
1, 524, 998
1, 619, 949
4, 943, 914
6,127,997

222
595
1,357
10,174
38, 720
41, 714
73, 291
43, 718
50,004
128, 402
163, 360

28,106
92, 718
210,876
1, 637, 411
6,158, 962
6, 441,171
9, 456, 207
6.306, 326
6, 836, 556
21, 275, 589
32,091,834

2,088
4,597
8,812
49,303
143, 666
128, 729
186, 438
107, 455
113,344
351,383
563,024

1,449
3,545
8,225
62, 627
224,120
226. 676
310,314
184, 759
198,808
644, 326
1,132,049

24, 539
84, 480
193, 502
1, 523, 534
5, 784,315
6,073, 687
8, 937,173
5,996, 558
6, 496, 518
20,188, 435
29,940, 206

21, 446
66,180
146,839
1,117,802
4,097,498
4, 245, 558
6,342,690
4, 527, 379
5, 352,469
17, 517, 231
25,423, 220

13,948,042 51, 467, 706

4,143,903

20,178, 789

551, 557

90, 535, 756 1, 658, 839

2, 996, 898

85, 242,947

68,858, 312 16,384,635

Total

Total

5,023 69, 559, 651

6,552
42, 616
65,42C
498,274
1, 516,773
1, 542,064
1,883,106
987,447
1,024,347
2,095,129
3,373,022

3,093
18,300
46,663
405, 732
1, 686,817
1,828,129
2,594,483
1, 469,179
1,144,049
2,671, 204
4,516,986

o
o

I
o
w
o
1-3

w
9

'Excludes 1 bank without deposits.




to

30

REPORT OF T11.K COMPTROLLER OF T H E

CURRENCY

TABLE NO. 10.—Dates of reports of condition of national banks, 1914 to 19!t?>
(For dates of previous calls see report for 1920, vol. 2, table No. 42, p. 150)
Jan. Feb. Mar. Apr. May June July Aug. Sept, Oct. Nov. Dec.

Year
1914
1915
1916
1917
1918
1919
1920 '
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945

4
4
* 7
5
4
4

13

28
21

28

io

3

31

i

6
12
23
28

. .
. . _

..

.

.

27
27
25
5
4
4
31
7
29
26

. .

30
1 . 23
30
20
29
30
30
30
30
5
30
30
30
30
30
30
29
30
30
30
30
30
29
30
30
30
30
29
30
30
30
30
30

1
1
10
12
4

4
4
13

20

12
2
12
11

31
10
17
20
1
17
15

31
12
8
6
15
14
10
28
10
3
4
24
29
30
25
17

1
28
2
24
18

31
31
27
31
31
31
29
31
29
31
31
31
31
31
31
31
31
31
31
30
31
31
31
31
31
30
31
31
31
31
30
31

NOTES

Act of Feb. 25,1863, provided for reports of condition on the first of each quarter, before commencement of
business.
unuii all uuxxxixnuxucixxoixi; ux uuaxxxcss ux ivspoui i>u vex titxxx iwixio, i.e., xuaixo, opuuxc, txcpvaxi/O, auu uu.uuxabJ.uix/.

Act of Mar. 3,1869, not less than 5 reports per year, on form prescribed by Comptroller, at close of business
on any past date by him specified.
Act of Dec. 28,1922, minimum number of calls reduced from 5 to 3 per year.
Act of Feb. 25,1927, authorized a vice president or an assistant cashier designated by the board of directors to verify reports of condition in absence of president and cashier.
Act of June 16,1933, requires each national bank to furnish and publish not less than 3 reports each year
of affiliates other than member banks, as of dates identical with those for which the Comptroller shall during
such year require reports of condition of the bank. The report of each affiliate shall contain such information as in the judgment of the Comptroller shall be necessary to disclose fully the relations between the
affiliate and the bank and to enable the Comptroller to inform himself as to the effect]of such relations upon
the affairs of the bank.
Sec. 21 (a) of the Banking Act of 1933 provided, in part, that after June 16,1934, it would be unlawful for
any private bank not under State supervision to continue the transaction of business unless it submitted to
periodic examination by the Comptroller of the Currency or the Federal Reserve bank of the district, and
made and published periodic reports of condition the same as required of national banks under section 5211,
U. S. R. S. Sec. 21 (a) of the Banking Act of 1933, however, was amended by section 303 of the Banking Act
of 1935, approved Aug. 23,1935, under the provisions of which private banks are no longer required to submit to examination by the Comptroller or Federal Reserve bank, nor are they required to make to the
Comptroller and publish periodic reports of condition. (Five calls for reports of condition of private banks
were made by the Comptroller, the first one for June 30, 1934, and the last one for June 29, 1935.)




TABLE No. 11
ASSETS AND LIABILITIES OF NATIONAL BANKS ON
MARCH 20, JUNE 30, AND DECEMBER 31, 1945




BY STATES AND TERRITORIES

31

REPORT OF THE COMPTROLLER OF THE CURRENCY

33

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945
ALABAMA

[In thousands of dollars]

Loans and discounts
0 verdra-fts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
„
Currency and coin
..
Balances with other banks, and cash items in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
Total assets _

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

65 banks

65 banks

65 banks

100,216
89
390,387
49, 299
8,537
1,125
85, 857
16,482
102, 762
6,325
54

110,856
72
419, 834
991
50, 792
10,325
1,071
89, 051
12,176
102,680
6,225
41

136,659
80
480,315
2
55,158
11,167
1,075
104,996
17,986
127,880
6,067
34

596

765
436

731
734

705
1.261

1,066
1,375

1,161
1,694

764,464

807, 756

945,739

403,176
134,703
10
55, 714
63, 202
59,604
2,942
719,351
582, 783
136, 568
200

397, 540
144,029
10
98, 655
59,093
59, 249
3,674
762, 250
616, 807

H5, US

456,982
159,095
10
124,450
74,106
78,003
6,097
898,743
737,630
161,113

596
323
1,093
344

436
297
1,366
281

766
429
1, 634
418

721,907

764,630

901,990

1,820
15,064
16,884
16,378
6,242
3,053

1,420
15,064
16,484
17,014
6,127
3,501

15,314
15,962
18,344
5,927
3,516

LIABILITIES

Demand deposits of individuals, partnerships, and corporations. __
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earnedInterest, taxes, and other expenses accrued and unpaid . .
Other liabilities
_
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock

.

Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




42, 557

43,126

43,749

764, 464

807, 756

945, 739

34

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec, 31, 1%5—Continued
ALASKA
[In thousands of dollars]

Loans and discounts
_
Overdrafts
U . S . Government securities, direct obligations
_
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
_
Reserve with approved national banking associations
Currency and coin
Ba ances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises...
Investments and other assets indirectly representing bank premises
or other real estate
Other assets
_
Total assets.

Mar. 20,
1045

June 30,
1945

Dec. 31,
1945

4 banks

4 banks

4 banks

1,773
14
13,141

2,310
10
13,315

2,408

133
350
9,531
2,910
699
135

230
329
7,862
2,827
612
126
14

213
283
6,437
2,153
694
111
14

36

55

1
229

28,722

27,690

24,868

15,385
5,608
5,431
665
146
203
27,,
£1,1
5,613

15,302
5,725
5
4,242
738
36
273
86,321
20,591
5,730

13,810
6,228
5
2,708
450
34
218
23,458
17,220
6,233

27,444

26,323

23,454

350
675
213
40

350
745
204
68

350
750
204
110

12,325

LIABILITIES

Demand deposits of individuals, partnerships, and corporations.
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government.
Deposits of States and political subdivisions
Deposits of b a n k s . Other deposits (certified and cashiers' checks, etc.)
Total deposits..
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Other liabilities
Total liabilities.

1

CAPITAL ACCOUNTS

Capital stock: Common stock.
Surplus..
Undivided profits
...
Total capital accounts
Total liabilities and capital accounts.




1,278
28,722

1,3
27,690

1,414
24,868

KEPOliT OF THE COMPTROLLER OF THE CURRENCY
Assets and liabilities of national banks, by States, at date of each call during
year ended Dec, SI, 1945—Continued
ARIZONA

[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

5 banks

5 banks

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
J
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
.
Corporate stocks, including stock of Federal Reserve bank_
Reserve with Federal Reserve bank. _
.. _
Currency and coin
,
Balances with other banks, and cash items in process of collection.Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
,_
Investments and other assets indirectly representing bank premises"
or other real estate
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
.
...
Total assets

110
129,209
817
1,013
185
30,454
5,115
28,664
1,247
44

45,813
128
141,742
13
916
1,019
185
28,278
5,206
30,256
1,230

Dec. 31,
1945

4 banks
54,378
129
151,919
13
1,456
914
178
31,632
5,704
38,099
1,112

47

162

17J

332
212

749
234

850
305

241,318

255,931

158,879
40,329
6
14,233
11,362
4,403
3,739
282,951
192,516
40,435

159,305
43,597
5
22,896
14,277
2,824
3,303
246,207
202,510
48,697

178,214
48,904
5
26,527
14,889
3,434
5,649
277,622
228,684
48,988

292
420
59

294
• 753

378
718
16

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
_..
Depos ts of U. S. Government
Deposits of States and political subdivisions
Deposi t s of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
..
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
....
Total liabilities

233, 722

247,323

278,734

700
2,725
8,425
2,738
1,029
404

700
2,725
S, 425
2,749
1,873
561

700
2,625
3,825
3,100
1,222
479

CAPITAL ACCOUNTS

Capital stockPreferred stock
Common stock
Total capital stock
S urplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
'
Total liabilities and capital accounts.




..

7,596 |
241, 318

8, 126
255, 931

36

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
ARKANSAS
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

51 banks

50 banks

50 banks

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
1
Balances with other banks, and cash items in process of collection.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
. .
Investments and other assets indirectly* representing bank premises
or other real estate
.
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets

41,345
58
189, 222
17, 259
3,062
501
43, 321
6,340
56, 338
1,858
83

45,079
39
198,975
1,013
18,969
2,974
499
45,335
4,986
62, 216
1,821
113

51, 457
61
222,955
1
19, 911
6,501
518
51,305
6,906
70,581
1, 791
50
30

30

30

165
171

185
157

170

359, 753

382, 391

432, 506

207, 744
42, 585
21
23,298
20,648
44, 941
1,690
340,927
297, 454
43, 473

203, 591
45,650
18
37, 763
25, 806
48,886
.
1,517
363,231
316, 695
46,536

241, 793
51, 491
18
42, 998
20,242
53, 765
2,569
412,876
360,442
52, 434

154
166
5

150
340
120

163
163
156

341, 252

363,841

413, 358

334
155
6,034

334
155
6,059
6,548
7,159
3,848
995

322
155
6,076
6,555

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.) _
Total deposits
.
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock.
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




6,523
7,003
3,933
1,042

..

8,153
3,400
1,042

18, 501

18, 550

19,148

359, 753

382, 391

432, 506

REPORT OF THE COMPTROLLER OF THE CURRENCY

37

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 19^5—Continued
CALIFORNIA
[In thousands of dollars]
Mar. 20,
1945

Juno 30,
1945

Dec. 31,
1945

91 banks

92 banks

91 banks

ASSETS

Loans and discounts
1,383,531
Overdrafts
1,900
U.S. Government securities, direct obligations
1 4, 889, 998
Obligations guaranteed by U. S. Government
I
Obligations of States and political subdivisions
319, 629
Other bonds, notes, and debentures
.' -•
106, 472
Corporate stocks, including stock of Federal Reserve bank
10,079
Reserve with Federal Reserve bank
1,034,282
Currency and coin
70,320
Balances with other banks, and cash items in process of collection.
518,007
Bank premises owned, furniture and fixtures
_
48, 094
Real estate owned other than bank premises
935
Investments and other assets indirectly representing bank premises
or other real estate
24, 510
Customers' liability on acceptances outstanding
1,734
Interest, commissions, rent, and other income earned or accrued but
not collected
.
14, 718
Other assets
6,283
Total assets
8, 430, 492

1,465, 610
1,849
/ 5,193,926
1
6,583
342,766
106,957
10,807
1,003, 789
66,122
567,461
47, 268
522

1, 594, 821
2,620
6,068, 603
3,053
370,137
117, 892
11,484
1,174,428
82,457
721,663
48,132
351

24, 202
2,208

24,123
2,387

18, 793
5,736

22, 909
5,698

8, 864, 599

10, 250,758

3, 821,949
2, 881, 766

LIABILITIES
Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
.
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid._
Other liabilities
Total liabilities

573,481
412,477
252, 795
139, 223
7,960,958
5,149,405
2,811,548
25

906, 295
364, 215
267, 214
151,466
8,393,261
5,415,875
2,977,386

4,486, 733
3, 215,036
356
1, 056, 534
462,626
334,111
' 197,890
9,753,286
6,436,898
8,816,388

3,793
4,863
21, 495
16, 735

2,986
4,831
19, 248
13, 864

3, 309
6,050
19,936
26, 742

8.007,864

8, 434,190

9, 809,323

16, 270
127,493
143,763
179, 507
69, 326
30,032

16, 270
167, 543
183,813
168,389
49,471
28, 736

16,143
170,645
186,788
174, 229
51,955
28,463

3, 864,829
2, 717, 794
OKA

OOO

CAPITAL ACCOUNTS
Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits..
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




.

422, 628

430,409

441, 435

8, 430, 492

8, 864, 599

10, 250, 758

38

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Deo. 31, 1945—Continued
COLORADO
[In thousands of dollars]
Mar. 20,

June 30,

1945

1945

1945

77 banks

77 banks

77 banks

71,995
35
392,681

77,800
38
423,078

94,997
81
514,725

8,298
12,091
773
98, 039
8,304
120, 719
2,395
64

8,157
12.503
782
97,008
8,210
124,426
2,355

7,990
14,584
771
115, 338
9,383
148,676
2,322
61

580
337

737
367

881
435

716,311

755, 530

910, 244

397, 816
124,575
5
41,006
28,809
82,019
4,770
679,000
650,995
128,005

395,307
132,356
5
78, 750
23,916
81,758
5,315
717,407
681,617
135,790

482,311
152,817
5
109,564
18,806
100,607
6,532
870,64%
714, 855
155,787

67
1,151
126

83
1,210
197

102
1,447
94

680,344

718,897

872, 285

230
11,133
11,363
13,126
8,353
3,125

199
11,289
11,488
13,952
8,136
3,057

188
11,295
11,488
15,013
8,018
3,445

Dec. 31,

ASSETS

Loans and discounts.
-.
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by u. 8. GovernmentObligations of States and political subdivisions
_
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
.
Balances with other banks, and cash items in process of collection.
Bank premises owned, furniture and fixtures._
Real estate owned other than bank premises
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
Total assets
LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits..
Deposits of U. S. Government
_:
Deposits of States and political subdivisions
Deposits of banks
.. _
Other deposits (certified and cashiers' checks, etc.)
_ _.
Total deposits
Demand deposits
Time deposits
._
Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earnedInterest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
•Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accountsTotal liabilities and capital accounts




_._

_

36,633

37,959

755,530

910,244

REPORT OF THE COMPTROLLER OF THE CUBBBNOY

39

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 19b5—Continued
CONNECTICUT
[In thousands of dollars]

Loans and discounts
Overdrafts
\
U. S. Government securities, direct obligations
Obligations guaranteed by U. S, Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
__
_
Currency and coin
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
_
Interest, commissions, rent, and other income earned or accrued
but not collected
„
Other assets
_
•_
Total assets

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

51 banks

51 banks

51 banks

75,439

11

503,326 /
1
20,695
12, 513
1,307
70, 742
17,509
84,053
8,919

84,376

28

92,724

16

548,665
54
18,962
12,699
1,310
67,903
12, 984
87,8Q4
8,680

523,440
12
16,087
14,743
1,325
70,631
16,148
93,868
8,436

222

201

194

3

2

711
324

963
234

975
267

795,774

844,865

838,866

424,455
146,725
15
115,440
20,882
20,450
13,636
741,603
593,115
148,488
1,500

394,943
153, 739
15
185,991
26,371
15,926
14,481
791,466
685,975
155,491

416,290
166,073
15
148,509
20,927
17,918
12,559
782,291
614,962
167,829

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government..
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

_

_.

__

Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

341

362

80C
378

1,684

2,133

2,820

581

388

453

745,709

794,349

786,742

1,467
19,618
21,085
18,911
7,554
2,515

850

840

20,218
21,068
19,409
7,231
2,808

20,218
21,058
20,697
7,228
3,141

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
_
_
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




.

50,065

50,516

52,124

795,774

844,865

838,866

40

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
DELAWARE
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

13 banks

13 banks

13 banks

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
J
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
Total assets

5,827
2
20,393
• 832
1,924

127
3, 752
922
2,578
509
23

5,940

6,248

22,093
21
584
1,854
127

24," 608

4,122
730

3,058

497

12

382
2,433
127
4,400
1,014
2,837
488
11

5
41
36,918

39,069

42,601

18, 275
10,185
1,287
1,799
328
359
32,233
22,040
10,193

19, 785
10,666
2,348
825
436
305
34,365
23,691
10,674

22, 377
11, 570
2,666
174
504
412
37,703
26,125
11,578

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, a n d corporations
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits.
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
.
Total liabilities

P

1
129
32, 251

34,398

37,833

25
1,454
1,479
2,477
583
128

25
1,454
1,479
2,494
585
113

25
1,454
1,479
2,600
589
100

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock.._.

Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




•_..:.

4,667

4,671

4,768

36, 918

39, 069

42, 601

REPORT OF THE COMPTROLLER OF THE CURRENCY

41

and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 19Jf5-r—Continued
DISTRICT OF COLUMBIA
[In thousands of dollars]

Loans and discounts
Overdrafts
U . S . Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank. _•Reserve with Federal Reserve bank___
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Interest, commissions, rent, and other income earned or accrued
but not collected
.
Other assets
Total assets

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

9 banks

9 banks

9 banks

54,694
37
341, 742

65, 237
30
365,331

67,762
45
423,661

924
12,084
547
82,348
10,851
43,687
6,378
73

1,066
13, 218
549
97,178
9,985
48,948
6,329
58

14,940
614
92, 595
13, 733
51,868
6,238

256
609

384
507

391
555

554,230

608.820

673,396

344,961
81,080
25
48,399
64
45,210
7,959
527,698
446,518
81,180

342,609
85,185
25
101,035
51
46,502
6, 561
581,968
496,683
85,285

384,938
94, 481
25
108,117
74
47,844
9,100
6U679

42
890
1,171

46
1,203
499

63
1,449
722

529,801

583, 716

646, 813

7,800
9,800
6,070
759

7,800
9,975
6,524
805

8,550
11, 500
5,629
904

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
_.
Other liabilities
Total liabilities

94,581

CAPITAL ACCOUNTS

Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts




._

24, 429

25,104

26, 583

554, 230

608, 820

673,396

42

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
yewr ended Deo. 31, 1945—Continued
FLORIDA
Lin thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

56 banks

56 banks

58 banks

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
_
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures._
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank.
Currency and coin
_
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and
fixtures
_
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued
but not collected
,
Other assets
Total assets.
Demand deposits of individuals, partnerships, and corporations—
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks.._
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

.-

_

:

Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.

119,933
41
600,622
42,353
8,396
1,403
147,568
21,316
177,235
10,908
205

129, 748
17
656,553.
146
41,063
9,945
1,453
129, 893
19,966
169,042
10, 779
242

170,693
15
727,705
45,16 ^
14, 271
1,517
153,935
24,755
226,770
10,501
215

25

12

86

1,923
847

1,815
729

- 2,294
757

1,132,775

1,171,403

1,378,679

621,201
131,097
46
84,567
79,138
' 153,439
8,823
1,078,311
936,027
142,284
361
2,715
234

598,792
143,358
40
138,956
64,360
158,352
9,197
1,113,065
957,433
165,622
1,400
372
2,984
427

684,762
165,492
40
174,247
92,905
187,616
11,165
1,316,227
1,137,007
179,220
450
438
3,150
313

1,081,621

1,118,238

1,320,583

50
20,155
20,205
21,872
6,174
2,903

21,025
21,025
22,561
6,771
2,808

21,325
21,325
26,021
7,813
2,937

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock

_

Total capital stock.

Surplus
Undivided profits
_
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts -




51,154

53,165

58,096

1,132,775

1,171,403

1,378,679

REPORT OF THE COMPTROLLER OF THE CURRENCY

46

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
GEORGIA
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

48 banks

48 banks

48 banks

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank._
Reserve with Federal Reserve bank
_'_
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
_
Investments and other assets indirectly representing bank premises
or other real estate
:
Customers' liability on acceptances outstanding.
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
_
Total assets Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
.
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits_
Demand deposits
Time deposits.

_

.'."...'.

Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
'Other liabilities
Total liabilities.

147,889
203
479,775
26,288
10,188
1,195
120,159
13, 768
105,362
7,622
60

163,995
170
519,726
121
27,516
10,309
1,191
132,711
10,102
125,978
7,522
303

246,001
292
592,326
24, 203
12,382
1,160
136,681
14,226
134, 416
7,394
311

3
28
1,159
452

1,658
384

1,870
426

914,123

1,001,717

1,171,717

470,272
125, 574
34
67,750
52,386
148,122
3,897
868,036
740,851
127,184

456, 470
136,467
33
128,166
57, 504
167,352
8,825
954,817
816,771
138,046
28
597

498,182
152,251
33
205,662
61,329
197,457
8,137
1,123,061
968,635
154,416.

649
1,658
307

716

29
717
2,304
753

870,649

957,857

1,126,854

80
17, 217
17,297
16,537
5,449
4,191

80
17, 217
17,297
16,935
5,317
4,311

80
17,217
17,297
17,455
5,518
4,593

CAPITAL ACCOUNTS

Capital stockPreferred stock.
Common stock.

Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts.




43, 474

43,860

44,863

914,123

1,001,717

1,171,717

44

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
THE TERRITORY OF HAWAII

[In thousands of dollars]

Loans and discounts.
Overdrafts
U.S. Government securities, direct obligation s
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
___
Reserve with approved national banking associations--;:^Currency and coin
:,
Balances with other banks, and cash items m process of collection..
Bank premises owned, furniture and fixtures
Customers' liability on acceptances outstanding
_:___.
Interest, commissions, rent, and other income earned or accrued
but not collected
--O t her assets
Total assetsDemand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

lbank

1 bank

1 bank

17,120
44
176,878

17, 572
22
188,417

19, 813
14
202,829

4,117
2,554
26, 507
20, 779
8,259
1,807

4,081
2,516
29, 687
17, 412
9,392
1,936

3,851
2,413
33,189
13, 347
8,347
1,923
53

956
54

592
39

651
92

259,075

271,686

286, 522

74,771
91,092
1,936
65,527
12, 735
1,188
1,728
2 48,977
155,826
93,151

78,672
99,450
1,937
62,604
12, 291
1,074
5,200
261,228
159,735
101, 493

83,297
110, 749
10
69,013
10,021
1,699
1,481
276,270

165, m

110,866

5
399
677

20
6
358
359

286
121

250,058

261,971

276, 736

3,350
2,438
580
2,649

4,000
2,600
365
2,750

4,000
2.700
336
2,750

53

CAPITAL ACCOUNTS

Capital stock: Common stockSurplus.
Undivided profits
Reserves
Total capital accounts _
Total liabilities and capital accounts .




9,017

9,715

259, 075

271,686

REPORT OP THE COMPTROLLER OF THE CURRENCY

45

Assets and liabilities oj national banks, by States, at date of each call during
year ended Dec, 31, 1945—Continued
IDAHO
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

16 banks

16 banks

16 banks

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
.
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection_
Bank premises owned, furniture and fixtures
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
Total assets

1,317

34,337
64
173,444
435
3,819
468
245
28,048
4,464
29,815
1,311

37, 021
48
216,861
310
4,258
938
257
38,099
4,576
36,319
1,273

29
141

11
464

45
167

275, 246

276, 925

340,172

166,469
55,675
11
15, 917
19,330

202,684
67,124
11
24, 764
25,168
5,708
2,283
327,742
259,610
68,132

11
356
185

156,666
58, 710
11
21, 836
20,990
4,298
2,724
265,235
205,047
60,188
12
457
92

264,391

265, 796

328, 420

5
4,805
4,810
3,338
1,727

5
4,855
4,860
3,513
1,749
1,007

5
4,855

31, 537
40
174, 981
3,664
474
244
29,188
4,553
29,078

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits..
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

4,697

1,740
263, 839
206,486
57,853

16
551
111

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
.
Total capital stock
S ur pi us
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts

697782—40—4




10,855

11,129

275, 246

276,925

4,057
1,746
1,089

46

REPORT OF THE COMPTKOLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 81, 1945—Continued
ILLINOIS
[In thousands of dollars]

Loans and discounts
Overdrafts
_
U. S Government securities, direct obligations
Obligations guaranteed by u. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures. _
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued
but not collected
_
Other assets
Total assets

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

350 banks

353 banks

362 banks

1,125,749
335
4,668,724
208,519
142, 850
17,306
1,021, 242
80,447
607, 288
27,948
158

1,341, 714
1,030
5,053,397
2, 798
174,730147,992
15,756
1,066,806

1,448,787 •
701
5,470,383

643,915
27, 520
131

205,532
164, 457
14, 702
1,120, 213
77,058
784, 053
27,070
82

1,041
3,409

881
1,927

916
3,248

11,979
3,999

16,372
3,082

17,720
3,191

7,920,994

8,561,143

9,338,120

4,027,863
1,152, 722
175
885,141
260,618
1, 085, 706
45,697
7,457,922
6,262,453
1,195,469
25

3, 849, 462
1, 233, 730
175
1,470, 576
330,953
1,165, 614
42,197
8,092,707
6,807,681
1,285,026

4,126,819
1,385,664
97
1,621, 299
361,321
1,273,413
82,341
8,850,954
7,412,897
1,438,057

3,615
2,467
27,691
11,590

1,989
2,479
27,285
8,078

3,356
2,825
28,215
3,753

7,503,310

8,132,538

8,889,103

63,092

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits. __
Deposits of U. S. Government
_
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits __
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class-B preferred stock
" Common stock

Total capital stock...
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




1,366
98
164,285
165,749
165,366
47,429
39,140
417,684
7,920,994

1,176
33
165,788
166,997
167,020
53,786
40,802

20
178,485
179,487
171,850
55,358
42,322

428,605

449,017

8, 561,143

1,338,120

47

BEPOBT OF THE COMFTBOLLEB OF THE CUBBENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. SI, 1H5—Continued
INDIANA
[In thousands of dollars]
Dec. 31,
1945

Mar. 20,
1945

June 30,
1945

123 banks

123 banks j !25 banks

ASSETS

Loans and discounts
_
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions. _
Other bonds, notes, and debentures.
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding.__
Interest, commissions, rent, and other income earned or accrued
but not collected.
_
.
Other assets
-».
Total assets Demand deposits of individuals, partnerships, and corporations._.
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government.._..
Deposits of States and political subdivisions
Deposits of banks
_
Other deposits (certified and cashiers' checks, etc.).__
Total deposits.
Demand deposits.
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
_
Other liabilities

Total liabilities.

137,418
49
803,180
51,842
27,757
1,660
158,905
27,838
163,512

162,778
55
885, 752
492
50,331
28,115
1,666
160,652

23,639
169,482
8,767

19

!

182,648
48
958, 778
22
49,72.J
33,663
1,699
187,097
29,203
191, 446
8,652
5

1,565
683

2,081
1,045

2,157
856

1,383,368

1,494,868

1,646,073

696,568
673,590
292,847
272,220
296
296
216,908
125,993
110,636
95,442
113,740
106,870
12,366
12,741
1,810,130 1,420,888
1,122,910
1,058,298
297,^73
276,887

734,970
331, 728
306
237,940
113,110
134,453
15,148
1,567,656
1,231,277
386,378

407
1,644
172

4
322
1,807
402

56
384
2,010
523

1,312,353

1, 422,918

1, 570,628

1,425
115
24,525

1,425
115
24,543
26,083
28,033
14,165
3,669

1,231
75
25,153

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock.
Total capital stock, _

Surplus
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts.




26,066
27,489
14,118
3,343

26,459

29,728
15,212
4,046

71,015

71,950

75,445

1,383,368

1,494,868

1.646,073

±8

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
IOWA
[In thousands of dollars]

Loans and discounts.
Overdrafts
_.
U . S . Government securities, direct obligations
.-.
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions _.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
__.
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding ___
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
__.
Total assets.__

_

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

98 banks

97 banks

97 banks

83,573
106
349,114
45,085
10,674
770
75,085
9,227
74,133
3,246

90,369
52
372,093
389
44,144
9,830
778
80,766
8,077
90,318
3,145

106,499
89
420,550
304
46, 587
12,169
817
89,845
9,120
98,055
3,116

1,020
10

1,025
15

1,006
1

758
271

717
178

757
336

653,080

701, 904

789, 259

290, 785
107, 473
51
69,763
61,885
85,443
3,265
618,665
508,762
109,90S

282,223
113,896
50
102, 111
62,407
103, 531
2,856
667,074
650,748
116,326

324,652
126, 917
52
115,619
51,852
129, 718
4,377
753,187
623,824
129,363

10
212
646
77

15
218
658
136

1
242
764
260

619,610

668,101

754, 454

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
;
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned_.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
_._
Total capital stock._.
Surplus._
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts Total liabilities and capital accounts




331
36
12,313
12,680
12,692
5,830
2,268

280
21
12,324
12, 625
13, 356
5,352
2,470

33,470

653,080

30
12,699
12, 729
14,605
5,237
2,234
34,805

701,904

789, 259

REPORT OF THE COMPTROLLER OF THE CURRENCY

49

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. SI, 19U5—Continued
KANSAS
[In thousands of dollars]

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations. _..
Obligations guaranteed by U. S. Government.-Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection. Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets.

M a r . 20,
1945

J u n e 30,
1945

Dec. 31,
1945

176 b a n k s

176 b a n k s

174* banks

87,187
120
414,670
16, 431
8,316
835
92,662
8,646
133,819
4,179

80,021
73
456,131
338
17, 218
8,162
847
106,016
8,037
146, 224
4,077

86, 461
78
520,454
72
16,974
12,492
869
117, 966
8, 293
163, 262
3, 902
13

146

142

152

743
441

708
468

752
445

768,204

828, 470

932,185

429, 736
59,371
37
69,968
78, 474
86,875
6,484
730,945
670, 106
60,839

452, 507
64,080
37
89, 260
75,008
104, 317
5,175
790,384
724,767
65, 617

519,305
70,285
37
98, 218
88, 208
109, 547
7,741
893,341
821,500
71,841

4
151
631
131

171
830
199

166
876
193

731, 862

791, 584

894, 583

104
109
14, 927
15,140
12, 732
7,127
1,343

104
106
15,180

101
6
15,158
15,265
13,932
7,122
1,283

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
,
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Mortgages or other liens on bank premises and other real estate
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
_
Class B preferred stock
Common stock
_
_
Total capital stock
_
Surplus
Undivided profits
.._
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts-




15,390
13,030
7,061
1,405

36,342

36,886

37,602

768, 204

828, 470

932,185

50

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. SI, 1945—Continued
KENTUCKY
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

93 banks

93 banks

93 banks

ASSETS

Loans and discounts
.*
Overdrafts
U.S. Government securities, direct obligations
.....
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
~
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
_
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
---.
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued
but not collected...
Other assets
Total assets

78, 705
50
321,199
60
18,694
8,813
904
65,712
8,476
75,994
3,698
2

91,516
57
354,186
4
16,114
15,258
946
78,988
11,263
95,229
3,586
31

514
240

812
173

846
285

564,350

583,292

668,309

342,395
84, 953
17
37,008
15,826
47,824
2,756
680,779
444,910
85,869

318,317
68, 487
14,568
45,805
11,123
549,801
456,900
9i, 401

390,097
99,565
16
71, 405
16,676
50,015
5,325
633,099
58,
582tlB
100,887

31
121
787
147

126
853
242

142
921
372

531,865

550,522

634,534

885
11,155
IB, 040
14,271
4,934
1,240

885
11,155
12,040
15,187
4,166
1,377

134
298,034
17,745
8,947
907
70,228
9,978
83,909
3,788
2
202
31

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions. _
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock __

.
_-

Total capital stock..Surplus
Undivided profits....
„
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts.




-

-

-

32,485

32,770

.-..

564,350

583,292

655.
12,540
IS, 195
15,609
3,738
1,233

REPORT OF THE COMPTROLLER OF THE CURRENCY

51

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. SI, 19 b5—Continued
LOUISIANA
[In thousands of dollars]

Loans and discounts
O verdraf ts
U. S. Government securities, direct obligations
.
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
.
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection- Bank premises owned, furniture and fixtures
Real estate owned other than bank premises_--Investments and other assets indirectly representing bank premises
or other real estate.
Customers' liability on acceptances outstanding
--Interest, commissions, rent, and other income earned or accrued
but not collected _
Other assets
Total assets

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

33 banks

33 banks

33 banks

47,028
4,976
1,616
127,821
13,059
118, 542
9,217
223

124,438
192
555,183
145
51,122
4,785
1,618
143, 759
11,302
133, 333
9,023
196

172, 489
138
617, 737
145
56,666
8,007
1,642
166,089
14, 594
154,242
8,689
198

2,140
1,853

2,140
1,517

2,129
3,956

1,681
1,264

2,007
1,097

2,119
1,239

980,861

1,041,857

1,210,079

112,700
193
538, 548

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, a nd corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdiv isions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, redi scounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and u n p a i d .
Other liabilities
Total liabilities

_•__

481, 263
136,345
58
62, 243
72,601
171,852
5,231
929,593
788,722
140, 871

476,412
147,628
59
113,347
69,282
178,314
5,380
990,48*
837,036
153,386

544,326
167,960
58
150,669
75,827
206,616
9,551
1,155,007
981,440
173,667

3,008
261
1,602
1,422

2,334
245
2,482
835

4,816
269
2,595
1,038

935,886

996,318

1,163, 725

1,083
15,919
17,002
18,613
7,837
1,523

863
15,994
16,857
19,045
8,073
1,564

863
15,994
16,857
20.374
7,081
2,042

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
.
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




_

44,975

45,539

46,354

980,861

1,041, 857

1, 210.079

52

KEPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. SI, 1945—Continued
MAINE
[In thousands of dollars]

Loans and discounts
1
Overdrafts
U.S. Government securities, direct obligations
.
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
.._.
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
Total assets

Mar. 20,
1945

June 30,
1945 •

Dec. 31,
1945

35 banks

34 banks

33 banks

22,997
6
158,027
1,585
8,979
529
22, 370
5,415
20,260
1,139
25

24,015
2
176,895
236
2,412
8, 621
525
23, 786
5,111
18,789
1,034

21

32, 218
172,848
9
1,756
8,855
532
24,802
5,599
21,231
1,095
10

314

305

145
186

238
193

228
227

241, 977

262,183

269, 712

104,158
79,666
17
21, 693
7,187
7,084
1,699
£21,604
141,450

102,118
80,335
17
44, 517
7,186
6,317
1,577
£4£,067
161, 445
80,622
35
315
253

110,992
85, 620
17
35,333
8,127
6,800
1,901
248,790
162,727
86,069
100
53
416
221

222, 209

242, 670

249, 580

100
7,727
7,827
7,626
3,538
777

7,715
7,716
7,750
3,191
857

7,715
7,716
7,936
3,419
1,062

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time Gfj osits cf ir.dividuuls, partiuuhips, ami corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
/.

80,054

375
26
289
15

CAPITAL ACCOUNTS

Capital stock:
Preferred stpck
Common stock

:

Total capital stock.
Surplus ___
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




__

19,768

19,513

20,132

241,977

262,183

269, 712

REPORT OF THE COMPTROLLER OF THE CURRENCY

53

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. SI, 19^5—Continued
MARYLAND
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

63 banks

63 banks

64 banks

67,054

72,891
12
557,858

.ASSETS

Loans and discounts
Overdrafts
1
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets

4,303
12,630
1,004
89,967
11,274
57, 537
4,681
136

4,288
13,321
998
94, 238
•8, 782
71,171
4,617
74

95, 282
14
543, 848
33
3, 724
12,668
1,010
96,438
10,578
75, 874
4,556
22

12
37

11
322

11
483

1,170
778

1,441
561

1,412
570

756, 540

830, 674

846, 523

345, 698
131,373

336,100
138, 939

110, 573
37,980
84,162
2,292
712,091
575,377
1S6, 714

191, 689
31, 429
84, 811
2,546
785,527
641,255
144.272

371, 392
151, 941
g
154,448
30, 556
85, 719
5,783
799,847
642,827
157,020

37
68
1,567
307

322
60
1,528
461

483
99
1,301
748

714,070

787, 898

802,478

353
50
13,697
14,100
18,440
6,791
3,139

321

316

13,770
14,091
18,786
6,522
3,377

13,890
14,206
19,886
6,865
3,088

505,932 /

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
..
Deposits of U. S. Government-..
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed moneyAcceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
• Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
Surplus
_
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




_ _

42, 470

42,776

44,045

756, 540

830,674

846, 523

i>4

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call duriny
year ended Dec. SI, 1945—Continued
MASSACHUSETTS

tin thousands of dollars]

Loans and discounts
*.
Overdrafts
_
_
U.-8. Government securities, direct obligations
....
Obligations guaranteed by U. 8. Government.
..
Obligations of States and political subdivisions
Other bonds, notes, and debentures.
.._
•_
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin..
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
_
_
Total assets

_

_

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

123 banks

121 banks

121 banks

561,092
620,027
136
653
1,883,384 / 2,213,716
165
26,062
30, 296
31,623
32,335
7,050
6,714
392,239
408,703
59, 484
45, 447
181,638
209,619
26,149
25,790
1,239
1,207

692, 201
454
2,085, 691
61
17,578
37,626
7,265
403,288
55,983
221,096
24, 759
1,148

194
6,006

194
5, 460

238
6,926

6,187
3,396

6,808
1,715

7,132
9,476

3,185,879

3,608,849

3, 570,922

1,641,632
374,623
91
499,524
95, 562
296,397
25,888
2,933,717
2,556,549
377,168
4, 550

1, 573, 237
399,604
86
965,922
89,391
294,645
25,354
3, 348,239
2,946,540
401,699
1,625

1,620,146
446,359
75766,991
111, 297
328, 722
33,043
3,806,633
2,858,620
448,007
585

6,770
1,377
11,352
2,364

6,255
1,396
11,663
12,702

7,758
1,580
12,023
6,221

2,960,130

3,381,880

3,334,800

1,372
70,603
71,975
102,769
34,701
16,304

1,326
70,498
71,824
104,909
34; 577
15,659

946
72,798
73,744
106,509
36,903
18,966

3,608,849

3, 570, 922

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
_
Deposits of U. S. Government
____"
Deposits of States and political subdivisions _
_
Deposits of banks
_
Other deposits (certified and cashiers' checks, etc.)
Total deposits
_
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
_
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock

_

_

Total capital stock.
Surplus.
Undivided profits
._
Reserves and retirement account for preferred stock
Total capital accounts

fc

Total liabilities and capital accounts




_

225,749
3,185,879

236,122

BEPOET OF THE COMPTROLLER OF THE CURRENCY

55

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. SI, 1945—Continued
MICHIGAN
[In thousands of dollars)
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

75 banks

75 banks

77 banks

296,982
96
1,615,816
45,820
58,611
2,785
324, 501
37, 565
194,778
9,694
104

340,685
134
1,680,453
215
44,814
59,314
3,178
330,618
30,063
181,946
9, 545
86

101

101

3S8

5,632
1,300

5,0 0
1,696

5,389
1,415

*

2,593, 785

2,687,848

2,728,684

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
L
Deposits of States and political subdivisions.
_
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money..
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid .
_
Other liabilities

1,318,150
610,518
40
285,631
107. 519
143, 517
18, 785
t, 484,160
1,869,621
614,539

1, 231, 498
646, 505
40
440,171
84,536
147,354
14,753
2, 564,857
1,914,361
650,496

1,149,811
710,492
40
457,159
110,963
147,062
21,628
2,597,155
1,882,015
715,140

1,251
6,190
144

1,327
6,684
i. 169

1,622
7,245
1,193

2, 491, 745

2,574,037

2,607,215

11,335
95
28,340
39,770
39, 401
13,879
8,990

11,237
95
31,113

32,038

ASSETS

Loans and discounts...
_
_
Overdrafts
_
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
_
._
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
_.
Currency and coin
_.
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned, other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets

_

346,288
149
1, 719,667
23
51,273
64,102
3,234
295,016
36,268
195,853
9,549
70

LIABILITIES

Total liabilities.
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock

Surplus
_
Undivided profits
Reserves and retirement account for preferred stock.

Total capital accounts
Total liabilities and capital accounts.




48,389

13. 222
9. 755

10.442
60

42,640
49,840
15, 419
13,670

102,040

113,811

121,469

2,593, 785

2,687,848

2, 728,684

56

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 19 b5—Continued
MINNESOTA
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

183 banks

183 banks

185 banks

ASSETS

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government Obligations of States and political subdivisions
Other bonds, notes, and debentures
...
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
—
Balances with other banks, and cash items in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
Total assets

252,091
274,515
284
170
1,064,857 / 1,164,107
370
36,020
35,441
31,774
37,452
2,379
2,389
195,448
212, 214
15, 502
13, 851
164,608
224, 724
6,545
6,634
2
2

318,207
252
1,306,153
36, 701
44,317
2,505
232,960
15,442
260, 563
6,364

4,333
179

4,333
126

4,038
146

3, 498
320

4,104
358

4,534
1,428

1,777,929

1,980, 701

2, 233,610

716,374
345,380
126
228, 753
87, 314
252,316
14,473
/, 644, 736
1,296,533
348,203
24, 250

707,751
368,600
127
358,198
103,576
311,130
20,013
1,869,395
1,497,980
371, 415

809,887
415,404
127
411,120
94,925
365,478
19,626
2,116,567
1,698,292
418,275

179
1,679
5,035
227

126
1,826
5,202
677

146
1,957
5,876
432

1, 676,106

1, 877, 226

2,124,978

1,477
30
35, 234
36,741
42,011
14,005
9,066

1,233
30
35,478
36,741
42,974
14,427
9,333

1,224
30
35, 727
36,981
47,810
14,881
8,960

101, 823

103,475

108,632

1, 777,929

1, 980, 701

2, 233,610

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock _
Class B preferred stock
Common stock
Total capital stock- _ -

Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
...'.
Total liabilities and capital accounts




REPORT OF THE COMPTROLLER OF THE CURRENCY

57

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
MISSISSIPPI
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

23 banks

23 banks

23 banks

ASSETS

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collectioiiBank premises owned, furniture and fixtures
Real estate owned other than bank premises
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
Total assets

18,019
128
94,775
14,412
297
280
20,677
3,653
38, 771
1,418
31

81

19,446
35
103,898
124
14,307
262
286
21,173
3,212
36,655
1,389
19

26,296
65
122,995
16,081
465
286
29,375
4,545
38,853
1,378
12

129
192, 598

17
93

20
104

200,916

240,475

88, 863
32, 257
18,669
19,079
23,112
769
182, 749
148, 247
34,502

86,931
34,584
26,667
19, 703
22, 274
801
190,960
154,476
36,484

109,343
38,665
33, 215
21,789
26,296
943
230,261
189,776
40,475

LIABILITIES

Demand deposits of individuals, partnerships, and corporations- -Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

10
138
24

235
21

182, 921

191, 224

559
50
3,810
4,419
4,201
813
244

509
50
3,860
4,419
4,287
740
246

16
214
230,569

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Tota 1 capital accounts. _
Total liabilities and capital accounts




509
50
3,910
4,469
4,800
415
222

9,677

9,692

9,906

192, 598

200,916

240, 475

58

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 81, 19%5—Continued
MISSOURI

{In thousands of dollars]

Loans and discounts
Overdrafts..
..
U. S. Government securities, direct obligations
Obligations guaranteed by u. S. Government
Obligations of States and political subdivisions
_
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin __
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture andfixtures.Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued
but not collected
-.
Other assets
Total assets.

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

80 banks

79 banks

80 banks

242,285
61
790,931

262,169
57
881,516
759
41,590
19,422
7,070
202,705
12,496
219,591
3,807
1,307

317,417
111
966,097
657
39,522
21,935
8,145
226,714
15,087
233,495
3,825

365

338
301f

311
823

2,008
736

2,250
621

., 516,232

1,655,999

2,492
564
1,838.415

718,469
161,182
111
124,557
50,058
379,459
6,080
1,439,916
1,272,919
166,997

680,693
170, ^14
113
256, 544
41,446
421, 509
6,667
1,677,886
1,401,876
176,510
200

709
353
2,283

301
419
2,799
1,091

823
507
2,607
1,146

1, 443, 529

1,582,696

1, 762,288

683
27,761

683
29,211
29,894
24,912
15,481
3,016

37,287
18,110
6,839
200,000
14,914
196,749
3,981
1,280

1,220

LIABILITIES

Demand deposits of individuals, partnerships and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
_
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

741, 766
192,343
112
273, 893
61. 709
469, 952
17, 430

1,767,205
1,561,918
196,292

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock

Total capital stock..

Surplus
Undivided profits.
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts.--




-

*8,U4
23,450
17,917
2,892

30,053
SO, 062
26,929
16,166
2,970

72,703

73,303

76,127

1,516,232

1,655,999

1,838,415

REPORT OF THE COMPTROLLER OF THE CURRENCY

59

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
MONTANA

jlti thousands of dollars]

Loans and discounts
Overdrafts
--(-U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government.
Obligations of States and political subdivisions
Other bonds, notes, and debentures.
,
Corporate stocks, including stock of Federal Reserve bank
j
Reserve with Federal Reserve bank.
_
;
Currency and coin
_
_
...
!
Balances with other banks, and cash items in process of collection...j
Bank premises owned, furniture and
fixtures
_
_...;
Investments and other assets indirectly representing bank premises j
or other real estate.._-.j
Interest, commissions, rent, and other income earned or accrued but j
' not collected..\
Other assets

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

40 banks

40 banks

40 b a n k s

15,652
48
135,275
2,700
2, 213
235
30. 216
3,175
23, 208
1,635

15,679
26
144,560
104
2,741
2,195
235
27, 873
2,954
25,177
1,630

17,149
21
173,989
2,906
2,327
240
35,431
3,325
32,788
1, 581

1

1

346
13

436
27

475
50

\

214,717

223,638

270, 282

Demand deposits of individuals, partnerships, and corporations
j
Time deposits of individuals, partnerships, and corporations
j
Postal savings deposits
Deposits of U. S. Government
i
Deposits of States and political subdivisions
.
Deposits of banks,.Other deposits (certified and cashiers' checks, etc.)..
i
Total deposits.|
Demand deposits
|
Time deposits
j
Bills payable, rediscounts, and other liabilities for borrowed money. I
Interest, discount, rent, and other income collected but not earned -.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
:

126,721
35,832
15
H,014
16, 841
12,126
2,066

121, 711
38,440
5
23, 483
16,684
10,897
1,804
213,024
174,461
38,563

153, 212
44,166
5
24,900
17,979
16,510
2.190
£58,962
214,570
44,892

Total assets
LIABILITIES

Total liabilities.

204,615
168,651
86,9h'4
29
140

39
241
11

45
281
111

204,791

213,315

259,399

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock.
Surplus..
Undivided profits

_1

Reserves and retirement account for preferred stock..
Total capital accounts
Total liabilities and capital accounts




.

91
4,319
4,410
3,341
1,865
310

91
4,319
4,410
3,350
2,223
340

64

4,351
4,415
3,594
2,538
336

9,926

10,323

10,883

214, 717

223, 638

270, 282

60

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 19J>5—Continued
NEBRASKA
[In thousands of .dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

130 banks

130 banks

128 banks

ASSETS

Loans and discounts
_
Overdrafts
_
_
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
i._
Obligations of States and political subdivisions
Other bonds, noteSj and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
.
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected..
__..
Other assets...
___

92,068
137
423,461

114

98,872
113
479,609
192
31,819
10,642
905
117,491
6,356
125,943
4,330
10
18

118, 912
96
558,332
4
32,376
13,611
922
128,319
7,015
145,611
4,199
9
15

911
378

1,226
255

1,273
309

.

789, 549

877, 781

1,011,003

D emand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations._
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits-Demand deposits
__
_.
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding....
__
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid...
Other liabilities
1

420,006
77, 507
24
67, 703
33, 776
145, 649
4,672
749,337
671,672
77,665
750

423, 288
83,433
24
123, 827
33,355
167,944
4,602
836,473
752, 880
83,593

499, 478
93,073
24
145,934
34, 429
188,056
6,928
967,922
874,697
93,225
300

Total assets

:._

_

30,471
9,831
864
106,342
7,122
113,525
4,413
12

LIABILITIES

Total liabilities

__.

14
120
946
63

18
136
1,215
166

15
128
1,313
254

751, 230

838,008

969,932

15,122
15,190
12,990
6,498
3,641

52
15,638
15,690
13,921
6,540
3,622

44
16,046
16,090
14,363
6,838
3,780

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus...
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts

_

Total liabilities and capital accounts




.*

1...

38,319

39, 773

41,071

789,549

877, 781

1,011,003

REPORT OF THE COMPTROLLER OF THE CURRENCY

61

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec, 31, 1945—Continued
NEVADA
[In thousands of dollars]

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

6 banks

5 banks

5 banks

ASSETS

Loans and discounts
_
_
.. .
13,767
Overdrafts
18
U. S. Government securities, direct obligations
\ • 70,677 f
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
4,223
Other bonds, notes, and debentures
199
Corporate stocks, including stock of Federal Reserve bank.
107
Reserve with Federal Reserve bank
12,425
Currency and coin
2,300
Balances with other banks, and cash items in process of collection
11,641
Bank premises owned, furniture and fixtures._.
796
Real estate owned other than bank premises
14
Interest, commissions, rent, and other income earned or accrued but
not collected
.
235
Other assets
.
298
Total assets

15,159
42
74,441

18,247
240
89, 407

4,330
207
105
12, 219
2,138
9,282
793
1

6,030
451
111
13,911
2,569
10,927
772

405
382

484
144

116,700

119,504

143,093

59,037
31,294
7,433
9,481
972
2,269
110,486
79,061
31,425

57,548
33,486
9,497
9,126
1,116
2,305
118,078
79,461
S3,617

70,036
38,643
14, 258
10, 239
1,267
2,204
136,647
97,880
38.767

5
68
309
1,221

80
316
1,236

92
420
966

112,089

114,710

138,125

1,860
1,703
997
51

1,810
1,798
1,136
50

1,810
1,905
1,208
45

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations^.
Deposits of U. S. Government
_
Deposits of States and political subdivisions
Deposits of banks
_
Other deposits (certified and cashiers' checks, etc.)-- Total deposits..
Demand deposits
Time deposits _
Bills payable, rediscounts, and other liabilities for borrowed money..
Mortgages or other liens on bank premises and other real estate
Interest, discount, rent, and other income collected but not earned,.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock: Common stock
Surplus
Undivided profits
Reserves
Total capital accounts.
Total liabilities and capital accounts..

697782—46—-6




-.

4,611

4,794

4,968

116,700

119,504

143,093

62

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
NEW HAMPSHIRE
[Iii thousands of dollars]

Loans and discounts
Overdrafts
_
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
.:
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises.
:
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets.__
Total assets -

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

52 banks

52 banks

52 banks

25,861
4
98,115
3,836
6,414
383
16,628
4,729

15,390
1,770
3

28,164
11
107,545
205
6, 536
383
17, 538
4,050
18,117
1,693

31,815
11
114,858
36
3, 251
8,010
396
20,923
5,005
19,763
1,633
1

67

67

62

3
110

17
160

11
115

173,313

188, 294

205,890

84, 298
33,072
56
20,355
8,446
6,080
3,461
156,768

33,591
1,105
11
107
17

83,766
35,244
56
35, 111
7,498
6,163
3,637
171,476
135,721
35,754
195
16
134
104

98,381
38, 246
56
32, 559
9,819
6,874
2,931
188,866
150,116
38,751

157,008

171,924

189,150

LIABILITIES

Demand deposits of individuals, partnerships/and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
._.
__•.
Deposits of TJ. S. Government.
_
Deposits of States and political subdivisions. _ _
_
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
__
Total deposits
1
Demand deposits Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
_-_"
...:
Total liabilities -

122, m

19
154
111

CAPITAL ACCOUNTS

Capital stock:
Preferred stock. _
Common stock
Total capital stock....
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts.
Total liabilities and capital accounts




22
5,653
6,676
3,396
665

22
5,653
5,675
6,618
3,330
747

21
5,704
6,725
7,068
3,155
792

16,305

16, 370

16, 740

173,313

188, 294

205, 890

REPORT OF THE COMPTROLLER OF THE CURRENCY

b6

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. SI, 19!>5—Continued
NEW JERSEY
[In thousands of dollars]
Mar. 20,

June 30,

Dec. 31,

220 b a n k s

220 b a n k s

218 b a n k s

1945

1945

1945

ASSETS
232,993
259,700
Loans and discounts 18
36
Overdrafts
\ 1,269,567 / 1,419,120
U. S. Government securities, direct obligations..
Obligations guaranteed by U. S. Government.
/
\
1,549
72,582
72,738
Obligations of States and political subdivisions
-..
52, 924
53,035
Other bonds, notes, and debentures
_
Corporate stocks, including stock of Federal Reserve bank
3,143
3,129
194, 443
205,961
Reserve with Federal Reserve bank
34, 600 .
27,955
Currency and coin
134,371
176, 281
Balances with other banks, and cash items in process of collection.
Bank premises owned, furniture and
fixtures
_
20,798
20,290
2,303
1,022
Real estate owned other than bank premises
.—
Investments and other assets indirectly representing bank premises
1,580
1,717
or other real estate.
14
42
Customers' liability on acceptances outstanding
—
Interest, commissions, rent, and other income earned or accrued
3,779
3,034
but not collected
_
___
Other assets.__
1,617
1,419

Total assets -

274,785
1,531,339
319
76,410
66,859
3,213
207,583
37,453
174,676
19,684
542
1,547
113
4,304
1,429

2,024,124

2, 247, 636

2,400, 287

787,767
720,195
196,325
127, 476
21,504
21,736
1,876,003
1,147,924
727,079
15,240

808, 226
769,964
367,057
124,650
19, 782
19,976
2,109,656
1,382,590
777,065
100

872,338
852,968
361,026
129,155
21,574
18, 927
2,265,988
1,896,294
• 859,694
550

14
932
2,538
393

42
900
2,769
636

113
1,024
3,948
878

1,894,120

2,114,102

2, 262,501

9,375
1,794
43,424
64,598
43,877
20,342
11,192

8,999
1,794
43,957
64,760
46,426
19,869
12,489

7,595
1,666
46,000
65,262
51,466
19,126
11,932

LIABILITIES

Demand deposits of individuals, partnerships, and corporations...
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
.
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
.
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities..
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock.
Class B preferred stock
Common stock
Total capital stock

.:

Surplus
Undivided profits
Reserves and retirement account for preferred stock., _
Total capital accounts
Total liabilities and capital accounts _




...I"..

'_[

130,004

133,534

137,786

2,024,124

2, 247,636

2,400,287

64

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
NEW MEXICO

tin thousands of dollars]

Loans and discounts
_.
Overdrafts
U. S. Government securities, direct obligations.
Obligations guaranteed by U. S. Government.
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
_.
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
.
_
_
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures.._
Real estate owned other than bank premises _
_.
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued
but not collected
._._
._
Other assets..
. Total assets

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

22 banks

22 banks

22 banks

26 r 232

106
74. 541
4.297

1,230
139
18,131
3,267
28,728
645
59
36

29,105
35
78, 617
1
4,216
1,625
141
19,070
2,913
33,243
638
56

31, 262
55
99,485
4,994
2,124
146
23,979
3,744
41,029
637
124
21
15

5 I
23
157,439

169,687

207,615

93,917
21,032
11
8,730
17, 275
7,808
2,641
151,4H
180,263
21,161

96, 733
22, 833
11
16,009
17,004
9,082
1,908
163,680
140,628
22,952

122,198
27,017
11
16,137
18, 792
14, 488
2,595
201,238
174,097
27,141

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
_.
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits

._
•__.

Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
_
__
_.
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other-liabilities
Total liabilities -

36

2
2
36

11

151,461

163,604

201,278

183
2,042
$,£25
2,372
491

175
2,130
2,305
2,416
362
1,000

175
2,435
2,610
2,355
244
1,128

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock

Total capital stock.

Surplus Undivided profits
_.."._
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




5,978

6,083

6,337

157,439

169,687

207,615

KJSPOKr OF THE COMPTROLLER OF THE CURRENCY

65

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec, 31, 1945—Continued
NEW YORK
[In thousands of dollars]

Loans and discounts0 verdrafts
,
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures.
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection.-.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding-.
„
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets ..

Mar. 20,
1945

June 30,
1945

Dee. 31.
1945

402 banks

401 banks

399 banks

2, 919,939
2,035,433
558
337
7,930,607 / 8,192,446
2, 246
308.992
348, 708
312,129
334, 683
42,625
39, 468
, 764, 063
1, 795,199
60, 266
70, 949
418,340
554.993
89, 612
90,504
4,069
4,602

3,101,397
1,146
8,687,476
1,721
389,445
356,846
40, 572
1.922, 526
75,879
993,026
87,834

1,673
11,040

1,636
12,410

1, 643
16,371

16, 994
6,673

28, 917
5, 216

30,515
5,894

13,182, 750

14, 222, 577

15, 714,980

6, 834,643
1,181,988
1, 735,618
318, 640
1, §75,826
242, 814
11,989,529
10, 782,672
1,203,857
10

6,462,122
1, 247,149
3,119, 720
247,664
1,805,265
192, 619
13,071 539
11,802,94$
1,271,597
1,029
10

7,055, 528
1,385, 712
3,169,960
230,065
1,975, 737
606, 501
14, 423,503
13.009,744
1,413,759
72,080
10

12, 259
4,124
43, 738
169, 979

13,868
4,066
51,263
183, 457

18,944
4,955
56,407
206,347

12, 298, 608

13,328, 232

14, 782, 246

7,304
1,666
272,842
$81,81$
429, 590
143, 877
28,863

6,825
1,459
273, 380
$81,664
431, 972
154,176
26, 533

5,761
1,271
276,880
283,912
475, 083
143, 932
29, 807

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government.Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits _

Bills payable, rediscounts, and o her liabilities for borrowed money Mortgages or other liens on Dank premises and other real estate
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
.
Other liabilities
Total liabilities _ _
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
.
Total capital stockSurplus
Undivided profits
_
Reserves and retirement account |or preferred stockTotal capital accounts
Total liabilities and capital accounts




... _

884,142

894,345

932, 734

13,182, 750

14, 222, 577

15, 714, V80

66

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 19US—Continued
7VORTII CAROLINA
[In thousands of dollars]

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, afrid debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
C urrency and coin
Balances with other banks, and cash items in process of collection. Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets-

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

45 banks

45 banks

45 banks

68, 418
9
279,801

14,839
932
486
42, 619
8,342
56, 573
2,980
54

59, 079
17
223, 992
27
15,203
1,001
497
42, 222
7,035
63,445
2,954
46

150

2
150

2
150

314
206

404
379

480
343

391, 542

416, 453

505, 976

216, 493
59, 305
1
44, 391
22,063
20,844
8,865
371,962
810,945
61,017

211, 381
64, 314
1
74,194
20,864
20, 716
4,502
395,972
829, 788
66,184
200

273, 682
76,221
1
78, 957
23, 365
26, 565
5,460
484,251
406,080
78,221

150
348
369
31

150
374
410
106

150
428
616
161

372, 860

397, 212

485, 606

6,975
8,015
2,661
1,031

7,075
8,308
2,702
1,156

7,425
9,028
2,744
1,173

47, 760
21
216, 263

15,011
1,455
493
53,442
9,794
73, 597
2,941
40

LIABILITIES

Demand deposits of individuals, partnerships, and corporations--Time deposits of individuals, partnerships, and corporations
Postal savings deposits
,
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed moneyAcceptances executed by or for account of reporting banks and outstanding
-...
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital stock: Common stockSurplus
Undivided profits
Reserves.
Total capital accounts
Total liabilities and capital accounts.




18, 682

19, 241

20,370

391, 542

416, 453

505, 976

EEPOET OF THE COMPTROLLER OF THE CURRENCY

67

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 19^5—Continued
NORTH DAKOTA
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

42 banks

42 banks

42 banks

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
\
Obligations guaranteed by U. S. Government
/
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bankReserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection Bank premises owned, furniture and fixtures
Interest, commissions, rent, and other income earned or accrued but
not collected
,
Other assets
Total assets

..

19,863
62

112,360 /
I
2,623
1,449

15,632

18,769

57

33

118,794
21
2,526

155,077

•1, 5 8 0

9

2,768
2,032

185

189

18, 553
2,058
15, 221
1,234

19,093
1,892
23,239
1,197

24,860
2,435
24,854
1,134

315
68

383
121

468
17

173,991

184, 724

232,656

99,388
37,824

98,073
40,379

132,306
47, 503

12, 780
5,228
9,061
1,042
165,328
127,366
37,962

21,091
5,187
9,994
1,047
175,776
135,262

34
325
4

35
346
4

43
393
11

165,691

176,161

223, 597

200

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
-_
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand depositsTime deposits
*.
Bills payable, rediscounts, and other liabilities for borrowed money Interest, discount, rent, and other income collected but not earned. Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

c

40,514

K

24,287
4,284
13,180
1,585
223,150
175,436

47JH

CAPITAL ACCOUNTS

Capital stock:
Preferred stock_'
Common stock
Total capital stock
..
SurplusUndivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts-




67

45

10

3,269
3,336
2,783
1,560

3,366
3,411
2,974
1,516

3,436
3,446
3,313
1,566

8,300

8,563

9,059

173,991

184, 724

232,656

621

662

734

b8

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 19U5—Continued
OHIO
[In thousands of dollars]

Loans and discounts,
.
Overdrafts
U. S. Government securities, direct obligations.Obligations guaranteed by U. S. Government
.
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures _
Real estate owned other than bank premises.
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued
but not collected
_
Other assets..
_•
.
Total assets

Mar. 20,
1945

June 30,

241 banks

241 banks

1945

509,853
425, 787
134
92
J
1,806,788
1,616,173
610
107,830
108,123
48,501
47, 791
5,010
5,008
365,604
372,293
39,939
48,819
285,648
271, 221
25,669
26,155
49
50

Dec. 31,

I 1945

240 banks

549, 524
106
1,924,100
44
110,586
60, 239
5,206
365,895
51, 205
320,591
24, 951

1,391
201

116

661
189

3,350
1,133

4,021
1,261

4,308
1,333

2,927, 587

3,201,731

3,418, 938

1,468,262
650,167
228
249,0c8
142,302
206,617
25,633
2,742,247
2,049,177
693,070
1,450

1,405,943
691,603
224
533,655
149,149
205,991
27,743
3,014,308
2,280,647
733,761

1,472,953
771,736
219
576, 754
152, 785
217,963
32,420
3,224,830
2,407,576
817,264
300,

201
625
5,343
1,235

116
624
6,265
1,088

189
676
6,167
2,196

2, 751,101

3,022,401

3, 234,358

7,507
50
66,444
74,001
64,069
25, 591
12,825

7,015

6,272

67,082
74,097
68,080
24,681
12,472

68,067
74,339
74, 744
24,089
11,408

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations.
Postal savings deposits
i
Deposits of U. S. Government
_
Deposits of States and political subdivisions
Deposits of banks
_
Other deposits (certified and cashiers' checks, etc.)
_
Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Totalliabilities
.'
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock.
Class B preferred stock
Common stock
Total capital stock

Surplus..-.
:_:
Undivided profits
_
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




176,486

179,330

184,580

2,927,587

3,201, 731

3,418,938

REPORT OF THE COMPTROLLER OF THE CURRENCY

69

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. SI, 19%5—Continued
OKLAHOMA

[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

200 banks

199 banks

199 banks

147,558
155
515,654

154,138
92
572,899
235
49,701
5,474
1,375

ASSETS

Loans and discountsOverdrafts
._
._.
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
..
Obligations of States and political subdivisions
Other bonds, notes, and debentures
_•
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
-.
.
»
.
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
._
_
Total assets.

50,534
5,187
1,410
136, 499
12,347
219,378
6,893
23

11, 407
232,211
6,753
21

167,663
129
649,453
22
56, 780
8,352
1,420
151,194
12, 222
238,975
6,474
19

1,630
230

1,555
128

1,375
79

877
338

1.002'
367

1,017
329

1,098, 713

1,186,196

1, 295,503

634,085
69, 584
110
77,358
86,157
153,172
10,681
1,031, U7
956,719
74,428

636, 451
74,331
100
140, 528
78,088
176,967
10,618
1,117,083
1,037,851
79,232

669,879
78,954
96
170,994
94,490
180,906

230
203
1,541
399

128
204
311

79
272
2,107
580

1,033,520

1,119,614

1, 227,026

167
23, 703
23,870
21,566
15,882
3,875

157
24,041
24, 198
22,185
16,106
4,093

75
24,173
24,248
25,011
14,948
4,270

LIABILITIES

Demand deposits of individuals, partnerships, and corporations...
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
-•__
Deposits of States and political subdivisions
Deposits of banks
_
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits. Time deposits
.
_
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities

_

1,223,988
1,140,977
83,011

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
_
Total capital stock- _.
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts. _




._

65,193

66, 582

68, 477

1,098,713

1,186,196

1,295,503

70

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
OREGON
[In thousands of dollars]

Loans and discounts
_
Overdrafts
_
U . S . Government securities, direct obligations
Obligations guaranteed by U. S. Government.:-Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
.
_
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and
fixtures
_
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
_._
_
#
Customers' liability on acceptances outstanding
.. _ _
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
_

Total assets.

Mar. 20,
1945

June 30,

24 banks

24 banks

92,780
449
647,221

1945

Dec. 31,
1945
23 banks

164, 223
441
816, 705

65,693
24,240
830
158,055
13, 521
69,894
6,299
11

109,949
379
695,030
2
84,. 180
13, 590
831
127,514
12, 441
76,435
6,256
• 10

1,837
1,417

3,573
1,695

3,600
805

1,082,257

1,131,896

1,338,110

575,134
268,188
14
81,327
64,088
35,437
13,166
1,037,854
764,180
278,174

547,994
283,139
15
143,505
59, 213
38, 799
12,118
1,084,783
796,509
288,274

632,354
313,273
15
207,318

10
171
2,868
1,386

11
171
2,921
765

211
2,570
1,020

1,041,789

1,088,651

1,287,606

71,164
11,966
953
152,918
13,833
95, 201
6,291
8

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits. _
Deposits of U. S. Government_
Deposits of States and political subdivisions
Deposits of banks
__.
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills, payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding.
_.
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
_
___

Total liabilities.

71,101
40,063
19,681

1,288,805
965,481
818,824

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
_
Common stock
..
Total capital stock
Surplus
_.
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts




12
10
12,243

12,265
15, 385
9,654
3,164

12,265
12,265
15, 474
12,016
3,490

14, 240

H, W

17,597
14, 769
3,898

40, 468

43, 245

50, 504

1,082,257

1,131, 896

1,338,110

REPORT OF THE COMPTROLLER OF THE CURRENCY

71

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
PENNSYLVANIA
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

666 banks 665 banks

620,324
661,968
Loans and discounts
„
Overdrafts.<.
42
49
\ 3,427,906 / 3, 705,132
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
123,' 536
125, 687
Obligations of States and political subdivisions
Other bonds, notes, and debentures
274, 748
262, 073
Corporate stocks, including stock of Federal Reserve bank
13, 254
13, 337
Reserve with Federal Reserve bank
702,021
692,163
Currency and coin
75, 502
92,168
Balances with other banks, and cash items in process of collection- 452,055
418, 550
Bank premises owned, furniture and fixtures
56, 683
58,173
Real estate owned other than bank premises
1,406
2,350
Investments and other assets indirectly representing bank premises
622
722
or other real estate
'
Customers' liability on acceptances outstanding
1,543
3,066
Interest, commissions, rent, and other income earned or accrued but
9,149
6,760
not collected
Other assets
7,799
6,498
Total assetsLIABILITIES

Dec. 31,
1945
662 banks

716,124
47
3,923, 666
loo

128,842
334,930
13,377
710,442
97, 351
506,429
54,654
812
535
5,141
9,396
7,474

5, 729, 826

6, 087,964

6, 509,408

2, 790,146
1, 297,968
491
432, 264
143, 274
523, 771
30, 693
5,218, 607
3, 870, 460
1,348,147
200
14

2, 655, 859
1,379,339
447
795,623
135, 291
572, 585
30,129
5,569,273
4,138, 567
1,430,706
50
14

2,775,077
1, 512,886
418
891,133
162,453
580, 595
44, 054
5,966,616
4, 405,866
1, 560, 760
129
14
5,814
1,847
14, 503
5,748

.

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of IT. S. Government
Deposits of States and political subdivisions
Deposits of banks
„
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money Mortgages or other liens on bank premises and other real estate
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid- - Other liabilities
Total liabilities

3,946
1,479
11,076
2,971

2,217
1,459
13,055
3,262

5,994,671

5, 238, 293

5, 589,330

3,552
305
153,880
157,787
231,299
78,077
24,420

3,232
305
153, 786
167,328
242,905
72,043
26,363

491, 533

498,634

514,737

5, 729, 826

6,087,964

6,509.408

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock-Class B preferred stock
Common stock-_ __*_
Total capital stock
.
Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




v_.

2,421
m 250
J155, 678

158, S49
257,685
R72,425

26, 278

72

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec, 31, 19 U5—Continued
RHODE ISLAND
[In thousands of dollars]

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

11 banks

11 banks

10 banks

ASSETS

Loans and discounts
Overdrafts
U.S. Governihent securities, direct obligations
Obligations guaranteed by U. S. Government.
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin..Balances with other banks, and cash items in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding
•,
Interest, commissions, rent, and other income earned or accrued but
not collected
-Other assets
Total assets- -

32,344
5
189, 539

31,827
4
206,154

35.H13
8
202,914

2,360
4,171
471
29,934
5,664
15. 527
811
64
• 87

2,416
4,050
477
22, 315
4,475
18, 980
793
61
16

1,934
4,177
628
28,038
6,148
20,434
776
241
127

417

608
63

649
63

281,478

292, 239

301,450

173, 494
18, 535
50
54, 606
5,185
8,273
1,391
261, 534
242,477
19,057
900

153,697
19,618
50
83,299
6,666
8,501
1,212
273,043
252,901
20,142

170,116
21,651
49
61,875
7,997
13,106
1,558
276,352
254, 385
21, 967

87
84
698
40

16
76
776
170

127
91
893
178

263,343

274, 081

277,641

6,995
8,058
2,881
201

6,995
8,260
2,737
166

9,495
10,861
3,252
201

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. GovernmentDeposits of States and political subdivisions.
Deposits of banks.-.
Other deposits (certified and cashiers' checks, etc.)
Total deposits-.
Demand deposits
Time deposits

*_

Bills payable, rediscounts, and other liabilities for borrowed money Acceptances executed by or for account of reporting banks and outstanding
'
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities-.

*

CAPITAL ACCOUNTS

Capital stock: Common stockSurplus
--Undivided profits
Reserves
Total capital accounts
Total liabilities and capital accounts




18,135

18,158

23, 809

281,478

292, 239

301, 450

REPORT OF THE COMPTBOLLEB OF THE CUBBENCY

73

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
SOUTH CAROLINA
[In thousands of dollars]

Loans and discounts
Overdrafts
—. ---U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government.—
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
..Currency and coin
Balances with other banks, and cash items in process of collection.-.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Customers' liability on acceptances outstanding.
Interest, commissions, rent, and other income earned or accrued.but.
not collected
--._.'
Other assets
...
.Total assets.

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

22 banks

22 banks

23 banks

47,625
151
170,683

51,378
27
179,600

217, 769

\
8,934
2,274
330
33, 701
• 9,148
60,847
1,804
45

8,820
2,332
329
35,609
6,577
66,802
1,796
51

9,357
3,351
352
42,716
10,074
75,822
1,800
69
71

159
2,437

283
1,133

338, 206

354, 755

307
688
424,686

205, 519
36, 243
7
26, 776
32,800
18, 451
3,544
323,340
286,238
37,102

205,405
39,077

68
111
627
38

18
117
754
165

71
135
794
104

324,184

340, 224

409,528

U8

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of TJ. S. Government.Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits.-

-

.._

Time deposits._
Bills payable, rediscounts, and other liabilities for borrowed money..
Acceptances executed by or for account of reporting banks and outstanding
.
Interest, discount, rent, and other income collected but not earned'.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.

44, 767
30, 789
16, 540
2,585
339,170
299,207
39,963

253, 744
44,073
6
51,978
33,636
21,026
3,961

jo8,m
368,379
45,046

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
1
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts.




845
4,880
6,725
4,975
1,869
1,453

14,022
338, 206

845
4,880
6,725
5,094
2,149
1,563

845
4,930
6,775
5,493
2,091
1,799

74

REPORT O.F THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
SOUTH DAKOTA
[In thousands of dollars]

Loans and discounts
_
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank. _• ....
Reserve with Federal Reserve bank
Currency and coin
.
Balances with other banks, and cash items in process of collectionBank premises owned, furniture and
fixtures
.
Interest, commissions, rent, and other income earned or accrued
but not collected
..
...
Other assets
Total assets.

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

35 banks

35 banks

35 banks

24,645
60
96, 213
5,522
840
202
16,877
2,484
16,358
1,372

24,040
62
101,806
118
5,517
787
204
17, 798
2,090
22,943
1,348

25, 207
39
131,967
117
6,130
2,119
215
22,695
2,403
30, 498
1,274

380
83

441
153

497
197

165,036

177,307

223,358

91,339
28,962
2
11,645
15,396
7,068
1,022
155,434
126, OSS
29,401

92, 714
31,002
2
20, 263
14, 578
8,159
985
167,70S
136,264
SI, 439

126, 997
36,380
2
23,110
13,846
11,545
1,519
213,399
176,561
36,838

35
34
459

35
37
417
24

34
41
467
34

156,031

168, 216

213, 975

165
3,488
3,653
3,072
1,554
726

100
3,488
3,588
3,316
1,442
745

100
3,513
3,613
3,632
1,340
798

LIABILITIES

Demand deposits of individuals, partnerships, and corporations...
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government..
Deposits of States and political subdivisions
Deposits of banks
_•
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
_
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money
Mortgages or other liens on bank premises and other real estate
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrjaed and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
_
Common stock
*
Total capital stock
Surplus
Undivided profits...
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




••
:_.

n_

9,005

9,091

9,383

165,036

177,307

223,358

BEPOKT OF THE COMPTEOLLEE OF THE CTJEBENCY

75

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec, 31, 1945—Continued
TENNESSEE
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

70 banks

70 banks

70 banks

182,910
24."
614,639

210,863
188
643,878
57
63,740
13,560
2,153
164,050
15, 610
151, 498
9,856

284,877
204
689,620
33
66,060
17, 558
2,133
171,066
20,325
179,311
9,647
219

1,551
724

1,833
794

1,950
717

1,215,916

1, 278, 449

1, 443,812

510, 769
194, 582
58
98,673
59,687
284,598

503,907
210,853
57
158,137
60,478
274,879
7,693
1,216,004
994, 686
221,318

574,458
235,382
58
180,631
65,006
312, 489
9,215
1,377,289
1,131,172
246,067
1,750

ASSETS

Loans and discounts
Overdrafts
.
U. S. Government securities, direct obligations
Obligations guaranteed by V. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
_
Balances with other banks, and cash items in process ot collection.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises _
Investments and|other assets indirectly representing bank premises
orfcother real estate.__
Customers' liability on acceptances outstanding__
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
_.
Total assets.

60,869
12, 640
2,216
157,116
18,037
154, 574
10,019
275
71
30

28

LIABILITIES *

Demand deposits of individuals, partnerships, and corporations...
Time deposits of individuals, partnerships, and corporations
..
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
_.
Other deposits (certified and cashiers' checks, etc.)
Total deposits-J
\
Demand deposits._._
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
_
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.

1,164,975
950,257
204,718

28
723
2,058 •
471

30
533
1,628

35
535
1,798
285

1,157, 735

1, 218,657

1,382,269

3,979
18, 925
22,904
22,477
9,328
3,472

3,924
18,980
22,904
23,433
9,990
3,465

3,424
19,480
22,904
25,955
9,865
2,819

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
.
Common stock '_
Total capital stock
Surplus
Undivided profits.
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




58,181

59, 792

61, 543

1,215,916

1, 278,449

1, 443,812

76

KEPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
TEXAS
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec.f31,
|r 1945 £

435 banks

435 banks

434 banks

698,924
1,911
1,902,988

1,006,592
1,677
2,334,452

84,139
16,886
5,014
556,990
54,973
696,170
34,015
1,110

799,131
1,354
2,058,075
1,017
87,802
15,903
5,051
578,832
49,311
806, 728
33,766
545

3,311
571

3,280
166

4,247
635

2,076
1,536

2,129
1,224

2,509
1,285

4,060,614

4, 444,314

5,166,434

2,449,449
277,130
417
313,638
185, 656
573,078
45,048
3,844,416
8,534,492
809;9U

2, 439,683
297,810
405
587, 519
190,429
674,804
32,856
4,223,606
3,891,200
332,306
225

2,763,620
336,441
389
697,941
237,566
807, 591
91,225
4, 934, 773
4,561,593
373,180

571
389
5,086
1,521

166
347
6,477
1,260

635
523
6,700
1,818

3,851,983

4,231,981

4,944,449

2,330
81,944
84,274
78,670
34,943
10,744

2,055
82,798
84,853
81,233
34,297
11,950

1,924
86,826
88,760
87,864
31,281
14,090

ASSETS

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures..Corporate stocks, including stock of Federal Reserve bank _____
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and
fixtures
•__
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued
but not collected
_
Other assets. _
_
_
_
Total assets LIABILITIES

104,979
19,659
5,354
658,676
59,034
932,104
34,366
865

„

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits.
_
Deposits of U. S. Government
Deposits of States and political subdivisions.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.).__
Total deposits
_•_
Demand deposits.
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account of reporting banks and outstanding
_
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Preferred stock.
_
Common stock
Total capital stock..
Surplus
_
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts. -

_

Total liabilities and capital accounts




r.

,...

208,631

212,333

221,985

4,060,614

4,444,314

5,166,434

REPORT OF THE COMPTROLLER OF THE CURRENCY

77

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 19U5—Continued
UTAH
[In thousands of dollars]

Loans and discounts
Overdrafts...
U. S. Government securities, direct obligations
_
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bo/ids, notes, and debentures
..
Corporate stocks, including stock of Federal Reserve bank..
Reserve with Federal Reserve bank
Currency and coin
__
Balances with other banks, and cash items in process of collection...
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate.. Interest, commissions, rent, and other income earned or accrued but
not collected..
.__
Other assets..
Total assets

_

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

12 banks

12 banks

12 banks

28,165
146
135,538
8,190
1,202
238
34,915
2,338
19,654
1,486
4

32,467
126
135,993
228
7,783
1,946
238
34,952
2,288
18,939
1,457
3

40, 557
116
167,141
153
7,748
620
236
40,325
2,548
24,123
1,439

850

825

800

15
192

11
46

38
29

232,933

237,302

285,873

120,893
46,471
20
14,179
13, 268
26,282
1,162

119, 528
49, 52720
21, 525
11,681
22,879
950
226,110
174,888
61,222

137, 271
55,397
20
30, 515
17, 469
31,952
1,504
274,128
217,036
57,092

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
_
_
Deposits of U. S. Government
Deposits of States and political subdivisions
_
Deposits of banks._
Other deposits (certified and cashiers' checks, etc.)..
Total deposits....
Demand deposits
_.
Time deposits__„__
_
Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities...
....
Total liabilities.

222,275
173,934
483^1
41
391
134

39
546
73

44
576
76

222,841

226,768

274,824

36
3,939

35
3, 940
3,975
3, 481
1,745
1,333

10
3,965
3,976

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
_
Common stock.
Total capital stocks
Surplus
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts

3,975
3,448
1,510
1,159

3,610
2,110
1,354

-

10,092

10,534

11,049

Total liabilities and capital accounts.

232,933

237,302

285,873

697782—46—6




78

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 19^5—Continued
VERMONT
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

39 banks

39 banks

39 banks

ASSETS

Loans and discounts
...
_
_
Overdrafts
...
r
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
_
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
_
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Interest, commissions, rent, and other income earned or accrued but
not collected
_
_
Other assets
_
"
Total assets
._

24,863
5
54,355
2,670
6,922
• 255
11,107
2,095
8,828
1,132
29

58,091
84
2,955
7,081
255
12,266
1,861
10,476
1,115
16

26,165

28, 202
5
68, 625
72
2,940
8,247
259
12,817
2,170
10,984
1,092
19

143
87

153
58

169
65

112,491

120,582

135, 666

43, 416
48,295
2
4,801
2,334
989
1,191
101,028
68,282
48,746

43,540
50,916
3
10,363
. 2,084
1,057
1,060
109,023
67,715
61,308
60
141
118
111

49, 528
55,689
3
12, 963
3,353
1,007
1,065
123,608
67,481
66,127
175
158
166
125

101, 419

109,453

124,232

65
130
4,420
4,615
3,511
2,150

65
130
4,445
4,640
3,610
2,059
820

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
_.
Deposits of U. S. Government
_
Deposits of States and political subdivisions
Deposits of banks..
Other deposits (certified and cashiers' checks, etc.)
Total deposits.
_
Demand deposits
_
_
Time deposits...
__
Bills payable, rediscounts, and other liabilities for borrowed money.
Interest, discount, rent, and other income collected but not earned.
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.

145
163

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock...

,

Surplus..
_
Undivided profits:
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts.




796

45
118
4,458
4,621

3,831
1,948
1.034

11,129

11, 434

120,582

135,666

KEPORT OF THE COMPTROLLER OF THE CURRENCY

79

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 19U5—Continued
VIRGINIA
[In thousands of dollars]
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

130 banks

130 banks

130 banks

154,566
53
556,435

164,637
30
590, 420
146
23,027
.14,353
1,741
121,687
19, 790
134, 444
8,759
316

188, 734
47
652, 484
76
22,401
18,144
1,703
126,325
22,684
137, 589
8,623
236

903

895
71

726
2

971
1,408

1,122
1,254

1,183
1,291

1,007,659

1,082,692

1,182, 248

465,349
219,693
17
117, 688
32,369
94, 385
11,374
940, 875
707,811
238,564
850

474, 458
232,074
17
169, 033
31,012
96,909
12,351
1,015,854
769,830
246,024

509, 706
252,508
14
179,033
40,665
114,799
16, 290
1,118,015
846,754
266,261
400
24

436
2,054
199

71
462
1,997
697

2
407
2,188
709

944, 414

1,019,081

1,116, 745

279
24, 452
24,781
24,117
10, 598
3,799

279
24, 452
24, 731
25, 244
9,868
3,768

270
24, 586
24, 856
26, 469
10,149
4,029

ASSETS

Loans and discounts
_
.
...
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
,
0 bligations of States and political subdivisions
Other bonds, notes, and debentures..
._
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank._
__
Currency and coin
Balances with other banks, and cash items in process of collection.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
1 nvestments and other assets indirectly representing bank premises
or other real estate.. ._
<Customers' liability on acceptances outstanding..
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets.

22,039
14,094
1,720
110,182
22,152
113,811
8,918
407

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals,"partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions._
• Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
_
Demand deposits
Time deposits
_
Bills payable, rediscounts, and other liabilities for borrowed money..
Mortgages or other liens on bank premises and other real estate
Acceptances executed by or for account of reporting banks and outstanding...
Interest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock..
_
Total capital stock......
Surplus....
_.
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




63,245

63,611

65, 503

1,007,659

1,082, 692

1,182,248

so

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. SI, 19%5—Continued
VIRGIN ISLANDS OF THE UNITED STATES
[In thousands of dollars]

Loans and discounts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Governments
..
Other bonds, notes, and debentures
.._..- - .
_.
Reserve with approved national banking associations
-Currency and coin
- ...._.-...
Balances with other banks, and cash items in process of collectionBank premises owned, furniture and
fixtures
... .
Real estate owned other than bank premises
.
Customers'liability on acceptances outstanding
-.Interest, corrmissions, rent, and other income earned or accrued
but not collected
Other assets
^.Total assets.
Temand deposits of individuals, partnerships, and corporations—
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
..
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances executed by or for account|of reporting bank and outstanding
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities. >.

Mar. 20,
1945

J u n e 30,
1945

Dec. 31,
1945

1 bank

1 bank

lbank

419
2,625

445
2,786

584
2,746

95
413
337
288
9
1
6

£8
620
266
228

33
345
258
183

19
3
4,207

4,449

4,187

1,252
1,504
200
968
10
5
8,989
2,819
1,620

1,238
1,505
212
1,183
12
11
A, 161
2,557
1,604

1,109
1,566
224
956
12
10
8, 877
2,151
1, 728

11
6
3,958

4,179

3,901

112
38
160
24
16
+ 59

112
38
150
24
20
76

112
38
150
26
20
90

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts
_
Total liabilities and capital accounts.




249

270

286

4,207

4,449

4,187

BEPOBT OF THE COMPTROLLER OF THE CURRENCY

81

Assets and liabilities of national banks, by Statest at date of each call during
year ended Dec. 81, 1945—Continued
WASHINGTON
[In thousands of dollars]

Loans and discounts
Overdrafts
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
O bligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
•
Customers' liability on acceptances outstanding.
Interest, commissions, rent, and other income earned or accrued
but not collected
--Other assets
Total assets

Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

40 banks

41 banks

40 banks

206.398
227,108
415
388
1, 034, 437 / 1,052,155
14
61, 587
66, 316
8,123
7,968
1,833
1,837
199, 229
201,145
21, 955
23, 277
148, 224
146.399
7,539
7,198
37
31
1
80

293,170
342
1,151,901
79,975
18, 657
1,912
237, 834
25, 766
165, 278
7,488
27
47
136

3,542
229

3,337
198

3,471
194

1,694,695

1, 736,405

1,986,198

879,681
367,198
20
184, 388
97, 813
80,666
15, 506
1,625,272
1,255,807
869, 465

823, 474
394,102
20
262, 529
81, 286
87,932
15, 721
1,665,064
1,267,960
897,104

938,436
446,406
20
334, 506
76,190
97,240
18,098
1,910,896
1,461,568
449,828

80
442
3,894
177

99
457
3,917
527

136
538
3,984
886

1,629,865

1,670,064

1, 916,440

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
._
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)--Total deposits
Demand deposits
Time deposits

Bills payable, rediscounts, and other liabilities for borrpwed money
Acceptances executed by or for account of reporting banks and outstanding
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock

_v

Surplus
Undivided profits...
Reserves and retirement account for preferred stock
Total capital accounts _ _
Total liabilities and capital accounts




-

750
12
23,835
2 4,697
19, 356
13, 487
7,390

64, 830
1,694,695

750
12
23, 885
24,647
19,832
13, 541
8,321
66,341
1, 736,405

710
12
24,045
24,767
22,817
12,991
9,183
758
1,986,198

32

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. SI, 19%5—Continued
WEST VIRGINIA
[In thousands of dollars)
Mar. 20,
1945

June 30,
1945

Dec. 31,
1945

76 banks

7ft banks

76 banks

ASSETS

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection.Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets.
Total assets

48,711
32
248,191
8,751
6,260
754
45,692
12, 258
61,523
4,404
333

55,395
13
262,907
14
9,759
7,377
757
48; 523
9,972
75,362
4,310
319

57, 242
16
298,850
224
9,310
9,827
790
55,896
11, 884
80. 553
4, 217
85

25

21

20

87
442

161
471

167
468

437,463

475,361

529, 549

216,666
99,042
40
40,368
22,495
25, 778
3,619
408,008
S08,231
99,777

223,018
107,203
39
58, 636
23,002
28,408
4,973
445,279
337,315
107,964

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
.
Other deposits (certified and cashiers' checks, etc.)
Total deposits
.
Demand deposits
.
Time deposits
,
Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
,
Total liabilities.

75
363
.54

71
308
320

246,850
120, 664
40
66,692
24.468
30, 478
8,866
498,058
376,438
121,620
350
76
469
292

408,500

445,978

499, 245

179
35
11,227

11,141
5,001
1,380

159
20
11,302
11,481
11,672
4,649
1,581

11,956
12,068
12, 574
4,122
1,540

28,963

29,383

30,304

475,361

529, 549

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
•__
Surplus
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts
Total liabilities and capital accounts.




U, Ul

437, 463

112

REPORT OF THE COMPTROLLER OF THE CURRENCY

83

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. 31, 1945—Continued
WISCONSIN
[In thousands of dollars]
M a r . 20,
1945

J u n e 30,
1945

Dec. 31,
. 945

96 b a n k s

96 b a n k s

97 banks

ASSETS

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
•_
Customers' liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but
not collected
:
Other assets
.
•_.
Total assets.
LIABILITIES

20, 718
25, 567
1,578
149, 724
16, 233
152, 210
9,035
2

123, 052
65
965,120
188
20, 676
28, 437
1,592
*50, 439
12, 946
144, 728
8,867
10

128,072*
17
1,033,023
20,098
33, 783
1,648
143,446
15, 247
158, 533
8. 644
3

15

33
1

15
37

2.140
1,445

2,447
1,411

2,709
1,614

1,380, 738

1, 460, 012

1, 546, 889

601, 315
345, 881
47
140, 269
80,131
115, 460
23,705
1, 306, 808
959, US
347,365

558, 238
371, 451
43
241, 928
76, 524
125, 475
9, 713
/, 383, 372
1,010,436
372, 936

579,628
422, 548
33
272, 508
47, 502
131,815
12,561
1,466,595
1,042,539
424,056

366
2,852
125

1
363
2,801
157

37
350
3,200

1, 310,151

1, 386, 694

1,470, 420

#

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances executed by or for account of reporting banks and outstanding
,.__'_
Interest, discount, rent, and other income collected but not earned Interest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities.

103,541
63
898, 467

CAPITAL ACCOUNTS

Capital stock:
Class A preferred stock
Class B preferred stock
Common stock
Total capital stock
Surplus
Undivided profits
Reserves and retirement account for preferred stock..
Total capital accounts
Total liabilities and capital accounts




341
35

26,129
26, 505
25,174
11,813
7,095

325
35

26,245
26,605
25,860
12,182
8,671

70,587

73, 318

1, 380, 738

1, 460,012

35
26, 464
26, 805
27, 715
13,054
8,895
76,469
1, 546,889

34

REPORT OF THE COMPTROLLER OF THE CURRENCY

Assets and liabilities of national banks, by States, at date of each call during
year ended Dec. $1, 1945—Continued
WYOMING
[In thousands of dollars]
Mar. 20,
1945

June 30,

Dec. 31,

26 banks

27 banks

27 banks

1945

1945

ASSETS

Loans and discounts.
Overdrafts_.
U. S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank
C urrency and coin
Balances with other banks, and cash items in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets

14,927
35
63.579
2,210
1,552
149
13,528
2,279
22, 594
677
3

16,129
26
67, 042
37
2,050
1,468
152
13, 712
2,546
21, 892
644

17,376
30
83,121
2,194
1,995
156
16,961
2,852
30,976
616
67
27

30
33

121,596

125, 799

156,371

66, 615
22,104
17
6,383
10,083
8,302
780
114,284
91,501
22, 783

66,735
23,313
17
9,554
9,680
7,830
1,087
118,216
94,610
23,606
125
48
51

86,171

LIABILITIES

Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits.
Timi deposits

Bills payable,rediscounts, and other liabilities for borrowed moneyInterest, discount, rent, and other income collected but not earnedInterest, taxes, and other expenses accrued and unpaid
Other liabilities
Total liabilities-

42
39
4
114,369

118,499

109
2,300
2,409
2,537
1,873
408

109
2,350
2,469
2,618
1,803
420

17
10,913
12,024
11,457
1,365
148,641
121,696
26,945
54
47
53
148,795

CAPITAL ACCOUNTS

Capital stock:
Preferred stockCommon stock

Total capital stock

Surplus
Undivided profits.Reserves and retirement account for preferred stock.
Total capital accounts.
Total liabilities and capital accounts




90
2,360
2,450
2,917
1,780
429

7,227

7,300

7,576

121,596

125, 799

156,371

00

TABLE NO. 12.—Earnings, expenses, and dividends of national banks for the year ended Dec. 81, 1945
[In thousands of dollars]
Earnings from current operations
Number

Location

Maine

of
banks 1

-

- -

New Hampshire
Vermont
Massachusetts

-

_ _ . .
-

-.r.

Rhode Island
Connecticut
Total New England States
New York
.
New Jersey
Pennsylvania
Delaware
Maryland
_
District of Columbia.
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
.
Florida
.
Alabama
Mississippi._. -.
Louisiana
Texas _
Arkansas... . . Kentucky
Tennessee-

.

.. .
.

--

^

-

_

. -

. __
.

Total Southern States




_
-

. >

_
_

..

33
52
39
121
10
51

Interest and dividends
on securities

i

Interest
and
discount
on loans

U.S.
Government
obligations

Other
securities

2,698
1,698
1,019
27,104
2,669
7,080

377
333
316
1,663
154
669

1,124
1,185
1,346
15,922
935
3,422

Other service
Service
charges, comcharges
Service
missions,
Trust
and other
charges
fees, and
departfees on on deposit
collection
ment
banks'
accounts and exchange
loans
charges
2
5
9
558
15
50

243
326
134
2,039
185
848

144
115
68
1,546
49
338

214
79
50
1,597
133
1,292

Other
current
earnings

175
272
112
4,196
111
974

Total
earnings
from
current
operations
4 977
4,013
3 054
54,625
4 251
14,673

306

42, 268

3,512

23,934

639

3,775

2,260

3,365

5,840

85,593

399
218
662
13
64
9

110,677
22,074
59,076
408
7,588
4,661

15,473
3,282
12,806
84
513
201

49,131
10,068
25,283
280
2,289
2,157

2,309
116
580
1
33
22

5,596
2,216
3,397
23
331
573

3,492
814
2,368
22
238
176

6,814
1,178
2,420
15
209
337

14,078
1,813
5,065
13
460
367

207, 570
41, 561
110,995
846
11,661
8,494

1,365

204,484

32,359

89,208

3,061

12,136

7,110

10,973

21, 796

381,127

130
76
45
23
48
58
65
23
33
434
50
93
70

8,547
3,907
3,094
2,311
6,764
9,183
5,484
1,534
7,992
27,900
2,602
4,202
9,114

1,324
524
432
280
676
1,599
1,439
440
1,295
3,398
669
985
2,017

6,681
2,735
2,053
1,647
5,180
4,089
4,231
843
4,049
26, 721
1,739
3,094
6,731

47
40
34
7
86
57
35
13
24
209
15
28
79

1,029
462
556
588
1,037
1,259
865
237
848
3,886
523
504
879

529
257
367
561
1,527
1,138
852383
954
2,624
476
240
1,405

747
191
136
150
529
472
377
35
265
1,057
109
149
354

777
513
355
126
910
1,775
839
166
1,550
5 566
385
409
1,201

19 681
8,629
7 027
5 670
16 709
19,572
14 122
3,651
16, 977
71 361
6,518
9,611
21, 780

1,148

92,634

15,078

69, 793

674

12,673

4,571

14, 572

221,308

11,313

w
O
w
H
O
M
H

w
o

O

E
W
o

Ohio
Indiana
Illinois
Michigan -.
Wisconsin.
Minnesota _
Iowa
Missouri _ _
Total Middle Western States,
North Dakota.
South Dakota,
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico. _
Oklahoma
Total Western States Washington.
Oregon
California...
Idaho
Utah..
Nevada
Arizona
Total Pacific States
Total United States (exclusive of possessions)
Alaska (nonmember banks)
._
The Territory of Hawaii (nonmember bank)
Virgin Islands of the United States (nonmember bank).
Total possessions (nonmember banks).
Total United States and possessions - _.
New York City (central Reserve city) .
Chicago (central Reserve city)
Other Reserve cities
Country banks (member banks)
Possessions (nonmember banks)
1

240
125
362
77
97
185
97
80

24,009
12,561
69, 709
21,833
14, 418
17,040
5,328
11, 209

3,642
1,893
9,076
1,916
1,370
1,754
902
1,448

14, 889
5,404
31, 461
10,371
3,944
8,652
3,414
7,399

268
113
1,994
592
125
194
15
180

2,397
1,183
5,310
1,600
825
1,420
815
810

1,302
747
2,478
1,502
708
2,144
480
731

2,052
381
6,794
1,028
342
1,380
186
653

3,251
1,539
7,320
1,709
1,179
1,463
513
694

51, 810
23,821
134,142
40,551
22,911
34,047
11,653
23,124

1,263

176,107

22,001

85, 534

3,481

14,360

10,092

12,816

17, 668

342,059

^

3,718

§

3,945
14,035

H
_

42
35
128
174
40
27
77
22
199

1,753
1, 534
6,675
5,754
2,083
891
5,208
1,036
7,647

108
164
605
461
172
120
577
144
I,' 544

830
1,269
4,024
3,583
856
881
3,517
1,471
7,188

35
17
23
41
8
2
51
1
78

217
339
887
965
286
208
959
179
1,362

498
389
600
457
267
120
395
128
784

26
24
231
146
19
42
477
34
262

251
209
990
824
292
135
555
163
1,637

744

32, 581

3,895

23, 619

256

5,402

3,638

1,261

5,056

75,708

o

40
23
91
16
12
5
4

14,982
11, 554
66, 321
2,916
1,948
1,141
1,804

1,621
2,687
11,157
118
165
121
62

9,266
4,301
61,927
1,510
1,323
772
2,061

99
47
1,149
9
14
15
62

1,718
989
8,872
411
254
85
254

1,311
716
5,175
180
123
72
185

653
438
6,411
43
45
109
72

961
647
8,545
212
279
176
359

30,611
21,379
169,557
5,399
4,151
2,491
4,859

2
3
M
o
f*
t-1
W
o

12,231
3,983
2,399
11,739
3,156
20,502

191

100,666

15,931

81,160

1,395

12, 583

7,762

7,771

11,179

238,447

5,017

648, 740

92, 776

373, 248

9,506

60,929

42,175

40,757

76, 111

1, 344, 242

4
1
1

236
2,577
39

25
187
4

148
695
26

2
3

23
251
1

199
425
27

4

37
70
1

674
4,208
98

2
"

H

3
•

ra

^
hj
M
W

6

2,852

216

869

5

275

651

4

108

4,980

d

5,023

651, 592

92,992

374,117

9,511

61, 204

42,826

40,761

76,219

1,349,222

&3

8
8
245
4,756
6

87, 748
45, 562
265, 298
250,132
2,852

12, 220
5,365
32,035
43,156
216

35,036
20,080
161, 894
156, 238
869

2,142
1,629
4,280
1,455
5

2,530
685
23,198
34, 516
275

2,289
529
17, 438
21,919
651

6,069
5,964
17,799
10,925
4

12,355
5,139
30,137
28, 480
108

160,389
84,953
552,079
546,821
4,980

fej
O
y<

Number of banks as of end of year, butfiguresof earnings, expenses, etc., include those of first 6 months for banks which were inactive at close of year.




^

TABLE NO.

12.—Earnings, expenses, and dividends of national banks for the year ended Dec. SI, 19^5—Continued

OS

[In thousands of dollars]
Current operating expenses

Recoveries and profits

Salaries and wages

Location

Employees
other than
officers

Officers

ill

§1

i:

."§3

Ill
to ttB

Maine
New Hampshire .
Vermont
Massachusetts...
Rhode Island
Connecticut
Total New England States.
New York
New Jersey
Pennsylvania.
Delaware
Maryland.
District of Columbia..
Total Eastern States.
Virginia..
West Virginia...
North CarolinaSouth Carolina..
Georgia
Florida
Alabama.
Mississippi
Louisiana
Texas
-.
Arkansas
Kentucky
Tennessee
Total Southern States




605
565
369
5,110
369
1,827

149
170J
134
797
72'
327

705
591
449
9,372
533
2,697

451
433
292
5,426
399
1,523

58
48
43
265
38
113

762
416
663
3,5011
199
1,377

243
168
270
1,503
113
586

48
117
40
1,010
35
414

951
851
442
10,451
771
2,647

3,375
2,759
2,276
31, 264J
2,076
9,681

1,602
1, 254|
778
23, 361
2,175
4,992|

239
178
193
1,874
184
354

8,845

1,649

14, 347

8,524

565

6, 918

2,883

1,664

16,113

T
51, 431 34,162

3,022

17,397
4,473
10,703
111
1,060
967

2,562
1,006
2, 487|
39|
244
144!

37,059
6,375
16, 351
89
1,640
1,814

18,905
3,973
9,668
64
948
979

880
471
1,138
9
101
58

10,156
6,247
13,028
101
1, 387
589

435
64
39
2
28

5,270
1,883
5,303
37
683
546

2,508
1,093
2,651
21
131
154

39, 379 113,084
7,292 27, 898
17,137 66,350
481
111
6,899
1,869
5,705
1,577

34,711

6,482

63,328

34, 537

2,657

31, 508

568

13, 722

6, 558

67, 365 220,417 160, 710

575
270
197
161
325
417
338
111
256
2,167
235
372
441

2,967
1,313
1,129
1,060
2,773
3,305
2,383
617
3,049
11, 795
963
1,473
3,282

1,953
846
700
703
1,744
2,021
1,460
422
1,778
7,510
663
1,127
2,139

163
79
3'
38
89
85
75
42
7'
413
59
78
78

12
9
2
54
3
48

887
303
253
94
1,039
694
771
284
1,283
4,601
301
574
1,649

395
227
160
101
317
549
213
48
501
1,401
92
216
530

3,192 12. 297 7,384
1, 534i 5, 586 3,043
1, 389 i 4,403
2, 624;
1, 205 3,520
2,150
3, 932 11, 034 5,675
4,484 12, 259 7,313
2,622 8,906
5. 216
756
2, 554 1,097
3,314 11,194
5, 783
14, 796 44,994 26,367
1,294
4,033
2,485
1,668
6,055 3,556
3,953 13, 483
8,297

5, 865

36,109

23,066

1,3131

12,733

4,750

44,139 140,318

2,327
991
894
697
1,707
1,8851
1,515
496
1,527
9,470
954
1,258
2,011
25, 732

2, 3541
1,130
539
271
1,174
1,209
1,319
311
1,442
2,512
370
769
1,958
15,358

184

10,062

94. 486 15, 630
1,031
13,663
44, 645 8,072
42
365
4,762
369
2,789
173

0,990

61
38
32
1.077
99
319

1,259
775
719
31,787
790
3,012

3, 632

1,626

18,342

4,763
1,657
4,098
12
145
112

1,814 ~~58,577
957 11, 281
4,027 32,066
170
18
1,809
63
1, 249
45

10, 787

6,929 105,152

826
•404
381
6,405 j
408!
1,638

25,317 6 2 , 1 1 9

2.942
1,631
620
528
2.150
6,785
1,809

321
136
12
19
21
195
35
55
84
626
81
165
318

1,714
764
•445|
430
1.544
6,103
1,120
64
848
5, 613
495 i
1. 2801
2, 400

617
422
60
26
359
156
390
114
291
1,947
125
J90
420

290
309
103
53
226
331
264
93
267
1,968
129
96
249

326
1,490
10,154
830
1,781
3,387

2.068?

22,820|

5.117

4,378

34.383

7, \)24

_

5,180
2 411
11,626
3 511
2,298
3,876
1,568
2,456

1,136
590
1,975
521
470
881
398
479

7,785
3,542
21,694
7,689
3,884
5,553
1,646
4,137

4,690
2,347
11, 442
3,992
2,226
3,551
1,163
2,612

342
136
504
138
139
233
75
88

5,744
2,677
10,991
5,057
2,929
3,568
1,027
1,321

72
1
16
169
13
52
4
31

4,923
1,725
5,723
1,460
484
645
353
1,379

1,198
525
1,596
752
463
411
162
297

9,496
4,341
23,331
7,201
4,055
6,179
2,142
4,350

17,070
8,463
58,661
14, 574
8,646
13, 530
4,676
9,065

1,137
419
6,334
4,216
740
1,585
106
1, 192

4,942
2,031
12, 576
4,497
3,083
2,275
676
2,058

1,348
322
4,649
356
605
790
153
599

497
474
6,327
209
315
565
103
678

3,246
29, 886
9,278
4,743
5,215
1,038
4,527

Total Middle Western States

32,926

6,450

55,930

32,023

1,655

33, 314

358

16, 692

5,404

61,095 207,374 134, 685

15, 729

32,138

8,822

9,168

65, 857

523
646
1 953
2 023
'521
408
1 420
435
2,930

154
179
497
624
138
104
334
98
818

483
562
1,985
1,837
584
405
2,113
593
3,278

381
437
1,376
1,224
434
254
1,344
388
2,185

33
37
101
121
21
19
92
16
81

380
337
637
482
264
177
1,013
203
585

37

107
82
659
496
316
136
271
167
440

73
84
199
213
72
51
147
20
465

748
717
3,040
2,421
738
409
2,162
626
4,068

2,347
2,467
8,592
7,593
2,516
1,605
7,218
2,060
11, 884

1,371
1,478
5,443
4,638
1,467
794
4,521
1,096
8,618

92
31
1,049
315
184
13
767
46
284

74
48
2,085
599
63
145
405
193
881

110
64
338
348
317
160
353
172
423

56
41
114
177
89
20
90
80
164

332
184
3,586
1,439
653
338
1,615
491
1,752

10, 859

2,946

11,840

8,023

521

4,078

57

2,674

1,324

14,929

46, 282

29, 426

2,781

4,493

2,285

831

10,390

3 151
1 784
15,007
677
395
253
522

572
408
2,977
144
76
56
119

5,984
3,793
33, 899
859
663
368
1,325

3,288
2,304
17, 498
598
385
255
796

79
19
338
9
25
4
4

3,755
2,446
24,014
560
509
414
365

35
15
3
9

532
352
4,700
108
89
143
157

599
294
2,501
86
74
38
82

5,164 19, 299
2,804 11, 492
24, 992 105, 466
3,216
914
2,475
711
1,541
321
3, 737
1,282

11,312
9,887
64,091
2,183
1,676
950
1,122

109
259
4,787
11
12
9
31

1,795
2,246
4,417
185
398
27
1,067

306
377
5,896
40
20
7
70

199
141
3,406
18
29
7
37

2,409
3,023
18,506
254
459
50
1,205

21,789

4,352

46,891

25,124

478

32,063

62

6,081

3,674

36,188 147,226

91, 221

5,218

10,135

6,716

3,837

25,906

7,189 123, 239

1,325

54, 785

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri

North Dakota
South Dakota
Nebraska
Kansas
Montana . .
Wyoming
Colorado
New Mexico
Oklahoma .
Total Western StatesWashington. .
Oregon
California .
Idaho
Utah . . . .
Nevada
Arizona.. Total Pacific States
Total United States (exclusive of possessions)
Alaska (nonmember bank)
The Territory of Hawaii (nonmember bank)
Virgin Islands of the United
States (nonmember bank)
Total possessions (nonmember banks)..
Total United States and
possessions
New York City (central Keserve city)
Chicago (central Reserve city) _.
Other Reserve cities . . .
Country banks (member banks)
Possessions (nonmember banks)
1

Number at end of period.




134,862

27, 744 228, 445 131, 297

2
18

23, 374 239,829 813, 048 531,194

54,135 141, 767

37, 359

99

394

2S0

7

24

9

40

506

3,167

1,041

15

9

6

30

1

13

79

19

18

14

94

618

3,640

1,340

18

36

33

91

15

100

46

9

58

15

22

408

57

844

322

7

1,245

86

71 '

16

3

23

17

1

25

515

75

967

385

17

1,328

135, 377
11, 278
5,308
46, 521
71, 755
515

27, 819 229,412 131,682
999 29, 757
435 13,451
7,108 103, 571
19, 202 81,666
967
75

14,124
6,082
56,613
54, 478
385

7,206 124, 567
316
113
1,424
5,336
17

3,010
5,582
48, 455
66,192
1,328

101

34, 740
15, 358
75, 481
25,977
14, 265
20, 517
6,977
14, 059

26, 769 260,030

32
15

102

1,325

54,886

23, 468 240, 447 816, 688 532, 534

54,153 141,803

37, 392

26, 784 260,132

389
3
590
343

3,904
3,677
22,342
24,862
101

1,515
718
9,009
12,132
94

14,000
5,697
20,125
14, 313
18

2,796
3,828
14,134
16,601
33

1,111 46, 503
5,783 23, 572
9,134 88,379
10,741 101, 576
102
15

2

30, 542 80, 711 79,678
13,983 42,835 42,118
98,964 330,876 221, 203
96,340 358,626 188,195
618
3,640
1,340

28, 596
8,264
44,986
59, 921
36

Number of full-time and part-time employees at end of period.

QO
CO

12.—Earnings, expenses, and dividends of national banks for the year ended Dec. 31, 191*5—Continued

TABLE NO.

ID

o

[In thousands of dollars]
Taxes on net
income

Losses and charge-offs

Location
On securities

Maine
Verrnont
Massachusetts
Rhode Island
Connecticut

.
^

Total New England States. _ . _

-

New York
New Jersey
Pennsylvania
.
Delaware
Maryland
District of Columbia.Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama _
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total Southern States




..
__

On
loans

All
other

Profits
Total
before
losses income
and
taxes Federal
chargeoffs

271
349
150
2,661
109
379

72
32
'121
1,554
123
142

214
63
101
1,760
39
701

557
444
372
5,975
271
1,222

2,304
1,585
1,125
29,173
2,694
6,782

533
308
198
6,871
738
1,731

3,919

2,044

2.878

8,841

43,663

9,048
2,234
10, 706
10
556
182

3,674
586
2,009
30
140
66

3,311
1,196
4,525
34
233
253

22, 736

6,505

1,169
367
156
37
60
540
347
146
805
3,381
275
713
2,150

313
108
71
# 17
154
216
179
45
489
1,457
99
103
167

10,146

3,418

5,202

State

Dividends
Net
profits
before
dividends

Ratios *

On common
stock
On preferred
stock

Cash
dividends

Stock
dividends
200
151
32
1,533

1,462
97
138

1, 771*
1,277
927
20,840
1,859
4,913

2
1
8
66
52

510
370
234
7,579
907
1,386

10,379

1,697

31, 587

129

10,986

16,033 137,030
4, 016 20,928
17, 240 59,471
461
74
5,642
929
501
3,537

37,418
3,987
11,841
92
1,768
1,138

5,161

94,451
16, 941
47,630
369
3,874
2,399

534
669
178
2
17

32, 567
2,246
13, 743
145
1 909
762

1,987
1,782
1,510

9,552

38, 793 227,069

56,244

5,161 165, 664

1,400

51,372

5,603

486
172
118
41
163
276
444
69
562
2,333
93
148
297

8,358
1,968
4,027
647
2,899
345
2,583
95
7,448
377
13,066
1,032
6,055
970
1,163
260
5,417
1,856
29,350
7,171
2,848
467
4,323
964
2, 614- 9,070

2,236
927
.712
699
2,171
3,504
999
168
1,759
8,336
600
1,025
1,943

8
8
25
2
1
60
17
48
89
17
26
121

2,258
828
705
493
1,863
1,468
1,387
289
1,167
8,585
665
997
1,867

265
597
145

269

6,122
3,100
2,187
1,807
5,277
9,562
4,787
" 995
3,658
21,014
2,248
3,298
7,127

96,607

25,079

346

71,182

422

22, 572

18,766

77

Total
dividends

Capital
funds l

Net
profits
before
dividends to
capital
funds

Expenses
to gross
eanings

Percent
9.03
7 81
8.34
9.12
9.33
9.74

Percent
67.81
68 75
74.53
57.23
48.84
65.98

275

712
522
274
9,178
907
1,713

19,611
16 347
11,121
228,628
19, 932
50,465

2,191

13,306

346,104

9.13

60.09

898,141
132,502
497,380
4,661
41 683
25,294

10.52
12. 79
9.58
7.92
9 29
9.48

54.48
67.13
59.78
56.86
59 16
67.17

58,375 1,599,661

10.36

57.83

50
1,060
150
250
582
1,589
82
1,325
503

2,531
1,433
850
518
1,915
2,529
1,597
556
1,797
10,263
764
2,348
2,491

63,584
29,217
19,245
14,473
43,301
53, 524
42,803
9,575
45,186
209,205
18,457
32,691
59, 425

9.63
10.61
11.36
12.49
12.19
17.86
11.18
10.39
8.10
10.04
12.18
10.09
11.99

62.48
64.74
62.66
62.08
66.04
62.64
63.06
69.95
65.94
63.05
61.87
63.00
61.91

6,598

29,592

640,686

11.11

63.40

74
250

35,088
4,697
15, 431
147
2 000
1,012

Ohio
Indiana
Illinois
Michigan _.
Wisconsin,
Minnesota _
Iowa
Missouri...
Total Middle Western States
North Dakota:.
South DakotaNebraska
.
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States.
Washington.
Oregon
California-...
Idaho
*..
Utah
Nevada
Arizona
Total Pacific States
Total United States (exclusive of possessions)

1,463
837
18, 577
2,460
759
1,554
447
1,395

294
353
1,705
460
146
318
73
360

907
299
2,620
158
358
295
196
463

2,664
1,489
22,902
3,078
1,263
2,167
716
2, 218

27, 492

3,709

5,296

36, 497 164,045

38, 849

779 124,417

1,524
1,478
6,683
4,984
1,456
953
5,213
1,073
9,543

332
386
1,776
1,078
270
181
1,255
247
2,107

1,168
1,061
4,907
3,906
1,186
772
3,755
826
7,023

32,907

7,632

671 24,604

2,421
12,015
10, 713 1,742
65, 589 14, 768
2,261
* 659
2,027
462
882
309
1,819
519

9,594
792 8,179
1,585 49,236
5
1,597
54
1,511
573
102 1,198

208
440

15
53
216
145
128
46
275
221
243

65
144
254
71
52
62
85
144

179
184
2,346
1,093
664
179
923
514
827

4,601

1,342

966

6,909

916
1,924
2,557
142
41
51

459
111
11,811
17
1
46
166

331
162
2,640
17
66
21
334

1,706
2,197
17,008
176
108
118
508

5,639

12,611

3,571

21, 821 95,306

74, 533

29,629

465
81

Alaska (nonmember banks).
The Territory of Hawaii (nonmember bank).
Virgin Islands of the United States (nonmember bank)

6

Total possessions (nonmember banks).

94

23

Total United States and possessions. 74,627
New York City (central Reserve city)
Chicago (central Reserve city)
Other Reserve cities
Country banks (member banks)
Possessions (nonmember banks)

4,953
22,330
10, 220 1,880
65,645 17, 795
20, 774 4,529
2,489
12,126
16, 578 3,426
1,148
4,998
2,629
11,374

7,106
15,337
26, 543
25, 547
94

20,880

27,465 131,627 659, 597 159,063
6
217

31
309

289
762

13
766

203
413

17,377
8,340
47,850
16, 245
9,624
12, 386
3,850
8,745

16, 894 51, 706 1, 076, 314

11.56

60.63

328
1,429
1,247
438
263
991
240
2,332

423
387
1,991
1,643
472
279
1,084
643
2,519

8,569
9,080
39,292
36,600
10,502
7,303
36,528
6,062
66,123

13.63
11.69
12.49
10.67
11.29
10.57
10.28
13. 63
10.62

63.13
62.53
61.22
62.08
63.17
66.90
61.49
65.27
57.97

7,557

1,845

9,441

220,059

11.18

61. 13

145
2,267
50
1,286
19, 693 43,156
300
428
26
479
500
153
308

2,434
1,336
64,193
728
507
653

66,188
44, 451
428,682
11,155
10, 542
4,761
8, 087

14.50
18.40
11.49
14*32
14.33
12.04
14.81

63.05
53.75
62.20
59.57
59. 62
61.86
76.91

70,180

573, 866

12.53

61.74

11,192 489,342

4,127 151,165

77, 308 232,600 4, 456, 690

10. S

60.48

193
558

50
307

50
307

1,351
9,408

14.29
5.93

58.46
75.26

269

14.87

80.61

360

364

11, 028

7.17

73.09

4,131 151, 525 77,308 232,964 4,467, 718

10.97

60.53

10.37
10.91
11.14
11.10
7.17

50.32
50.42
59.93
65.58
73.09

204
11

791

29,652

27,688 131,967 660,699 159,374

11,192 490,133

2,782
1,248
16,164
9,435
23

2,140
1,870
10,136
13,319
223

33,456
13, 871
63,185
48, 551
311

67. 05
64. 47
56. 27
64.06
62.26
60.26
59.87
60.80

44,177

311

114,153
47,235
256, 739
241, 470
1,102

1,344

9.73
11.56
11.11
14.60
13. 23
11.90
11.46
11.95

6,079
2,180
27, 034
4,171
2,053
4,095
1,278
4,816

132
54
560
387
32
12
87
398
183

748 34,064

22

178, 566
72,172
430, 751
111, 277
72, 737
104,068
33, 581
73,162

1,089
374
11,870
671
76
366
403
2,045

1, 389 24,614

51

12, 028
18, 455
52, 843
48,301
340

4,679
1,742
15,114
3,283
1,964
3,683
862
2,737

71,888

2,538

1,102

223

311
64
50
217
13
46
13
34

76,160
33, 364
4,107 189, 447
2,548 190,371
791

4,537

2,100
2,027
4

29,140
11,680
62,164
48,181
360

950
10,000
51,831
14, 527

734, 724
30,090
21,680 305, 796
416, 095 1, 701,336
64, 735 :, 714,-834
364
11,028

i Represents aggregate book value of capital stock, surplus, undivided profits, reserves and retirement fund for preferred stock. Figures are averages of amounts reported for Dec.
30, 1944, June 30, 1945 and Dec. 31, 1945.




TABLE NO. 13.-

-Earnings, expenses, and dividends of national banks, by Federal Reserve districts, for the year ended Dec. SI, 1945
(In thousands of dollars]
District
No. 1

Earningsfromcurrent operations:
Interest and dividends on:
U. S. Government obligations
Other securities
Interest and discount on loans
Service charges and other fees on
banks' loans
Service charges on deposit accounts..
Other service charges, commissions,
fees, and collection and exchange
charges
Trust department
Other current earnings.
.
Total earnings from current operations.-.
Ourrent operating expenses:
Salaries and wages:
Officers
Employees other than
officers
1

N u m b e r of officers ___
Number lof employees other than
officers

Fees paid to directors and members of
executive, discount and advisory
committeesinterest on time deposits (including
savings deposits)
Interest and discount on borrowed money.
Taxes other than on net income
Recurring depreciation on banking
house, furniture and fixtures
Other current operating expenses
Total current operating expenses...
Net earnings from current operations
Recoveries and profits:
Recoveries on securities
Profits on securities sold or redeemed .
Recoveries on loans--..
Allother..
Total recoveries and profits.
Losses and charge-offs:
On securities
_
On loans
Allother

-•

Total losses and charge-offs
Digitized for Profits
FRASER
before income taxes


District District District District District District District District District District District NonNo. 2
No. 3
No. 9
No. 10 No. 11 No. 12 member
No. 8
No. 7
No. 6
No. 5
No. 4

21,467
4,156
14, 841

24,707
2,537
12, 760

31,152
3,919
22, 710

8,832

248
2,084

280
2,576

226
4.864

5, 209
1,776
5,423

5, 298
8,545
11,323

2,492
789

3,489

2,297

2,454

60, 274

, 80,482

215, 310|

48, 374

9,331
14,021
2,087

6,823
9,810
1

8,027
13, 354
1,680

19,021
36, 326

8,318

6.056

40,626
3,424
23, 048

129, 200
17,678
57, 590

44,456
10,071
21,44"

46, 395
8,177
23,173

29,783
3,179
17, 229

62'
3,612

2,405
7,343

390
3,030

498
3,662

180
3,506

259
4.591

2,779

2,195
3,211
5, 580

4,131
7,924
15,541

1,732
3^563

2, 319
2.857J
5,686

2,116
1,729
2,552

82,323

241,812

86,651

92, 767

8,460
13, 709
1,575

21,134
42,435
8,88*

8,46'
12, 568
2,098

8,138

22,198

540

1,228

1,089

6,529
92
2,759

15, 595
499
6,737

10,163
35
3,637

10, 454
85
7,487

6,152
103
2,729

1,555
15,529

3,355
45, 534

2,027
13, 536

2,325
15, 736

35,654 115,081
6,4301 13, 559
21,140
49, 893

3r
19, 579

Grand
total

29, 580 100,639
3,715
15,931
28,294 81,123

2,852
216

651,592
92,992
374,117

219
4.248

1,395
12, 581

5
275

9,511
61, 204

2, 535
1,602
4,507

2.906
1.122
6,015

7,753
7,771
11,170

6511
41
108

42, 826
40, 761
76,219

50, 272

71,515

76,099

238, 363

5,542
7, 399
1, 417

6.286
7,764
1,547

9, 930
11. 624
2,572

10,067
12, 557
2,310

21, 774
46,878
4,352

515
967
75\

135,377
229,412
27,819

5,101

5,2?,

7,555

7,987

25,184

385\

131, 682

449

438

478

2,729
8
4,887

32, 054
62
6,079

1,328

124. 567
1,325
54, 886

94
618
3,640

23,468
240, 447

H

816, 688

1,340

532, 534

o
d

1,

803

319

6, 6!5
62!

20,348
203
8, 706

3, 815
47
2,846

5, 392
54
1,301

3,393
75
2,648

1,143
10,601

1,783
16,436

3,174
37, 944

721
9,180

1,127
14, 276

37, 827

51, 649

126, 525

946
8,997
29, 911

31,070

43, 522

1,544
3,674
15, 887 36,173
48,117 147,172

4,980 1,349, 222

7, 206

49,173

136, 517

51, 522

60,043

33,150

105,295

35,129

32, 724

22, 447

28, 833

88, 785

18, 463

19,202

27, 993

27, 982

91,191

2,918
9,582
3,531
1,452

16, 588
43,324
6,026
2,630

6,105
13, 866
3,431
3,763

3,432

2,676
1,213

974
5,:
1,338
792

529
11,611
1,501
1,144

11, 472
21, 555
5,728
7,256

1,296
3, 861
1,021
1,113

2,061
2,784
1,434
796

2,911
5,384
1,958
677

631
5,680
2,003
2,096

5,218
10,132
6,712
3,837

54,153
141,803
37,392
26,784

17,483

68,568

27,165

16,001

8,412

14, 785

46,011

7,291

7,075

10,930

10,410

25,899

260,132

3,755
2,023
2,806

11,069
4,034
4,053

7,649
2,034
4,360

5,313
604
1,760

2,262
708
1,263

2,351
1,177
1,640

22, 011
2,500
3,280

3,538
594
767

2,303
548
578

4,645
1,283
997

4,002
1,513
2,390

5,635
12,611
3,571

3,429

6,925

20,855

22,848

31, 998

8,584

19,156

14,043

7,677

4,233

5,168

27, 791

42,049

154, 707

48, 251

41,048

26,626

38,450

107,005

94
23
223

74,627
29,652
27,688

21,817

340

131,967

95, 273

1,102

660,699

W
a
o

F
F

w

W

IS

i u&es on uei income:

Federal
State

3

Total.-

10,021
1,672

41, 308
5,186

9,249

8,560

11,693

46,494

9,249

8,560

7,370
77
7,447

9,390
269
9,659

26, 657
8
26,665

4,827

4,690
826

7,395
60d

8,724
7

20, 872
2,538

311

159, 374
11,192

4,827

5,516

8,004

8,731

23, 410

311

170, 566

71,863
28,791
108,213 39,002
^ Net profits before dividends
21, 756
791
490,133
80, 340 16,028
32,488
17, 332 23,994
19,179
30,356
f Dividends:
249
114
419
63
1,389
4
302
362
38
89
89
956
57
4,131
i
On common
preferred stock:
stock - On
5,117
5,077
11,350
Cash dividends
7,055
24,604
6,918
34,368
8,457
6,827
8,965
360
21,630
151, 525
10,797
793
2,595
12,909
2,373
1,627
1,364
2,804
44,177
3,502
1,331
1,667
2,166
Stock dividends
77,308
7,564
5,973
9,762
34,841
13,396
8,215
Total dividends
10, 721 70,170
364
10,183
9,897
38,826
232,964
13,052
319
549
Number of banks l
355
633
268
561
489
339
467
191
6
5,023
295
551
20,360 12, 611, 659
819,001 3,040,259 560,454 722, 013 480,299 689,021 1,956, 252 492, 247 375, 233 576, 827 874, 778 2,004,915
Loans _.
Securities
_ ... . . 3 166,382 10, 266,022 3,076, 313 3, 512, 356 2, 296, 392 2,845, 747 8, 982, 635 1, 722, 493 1, 829, 349 2, 633, 517 2, 344, 608 8, 331, 911 210,221 51,217, 946
54,024
87,597 257,084
55, 577
69,436
80, 228 88, 786 222, 839
4,283 1,616,884
326, 476 125,013 130,450
115,091
Capital stock (par value)
Capital funds
336,457 1,004, 220 361,462 374,308 189,188 220, 713 668,136 146, 011 145, 649 216, 643 220, 212 573, 691 11.028 4,467,718
Ratios to gross earnings:
Percent Percent Percent Percent Percent Percent Percent Percent Percent Percent Percent Percent Percent Percent
52.97
54.19
52. 29
59.75
62.93
54.69
49.04
43.75 ' 48.90
61.61
58.83
Interest and dividends on securities. 55.18
53.51
60.74
30.68
25.38
37.18
34.03
17.45
26.27
23.17
24.75
24.98
28.58
31.76
27.73
23.82
Interest and discount on loans
28 00
4.31
5.13
5.52
5.70
3.50
5.82
Service charges on deposit accounts_
6.80
5.58
5.28
4.10
3.04
3.95
4.54
4.39
15.74
12.04
15.30
15.42
12.24
All other current earnings
12.40
13.49
11.79
12.98
10.91
12.55
12.40
14.10
8.82
100.00
100.00
100.00
Total gross earnings
100.00
100. 00 100.00
100.00
100.00
100. 00 100. 00 100. 00 100.00
100.00
100.00
27.41
28.69
30.10
Salaries, wages and fees
29.00
27.06
28.37
30.30
27.57
26.08
25.82
25.53
30 77
26.80
27 59
10.72
8.22
7.89
10.21
4.74
13.45
26.67
11.27
3.59
9.23
9.45
11.73
6.45
7.93
Interest on time deposits
22.39
29.34
19.29
16.32
28.89
27.63
24.18
22.20
25.35
23.73
24.21
23.21
26,53
23. .23
All other current expenses
61.74
61.80
73.09
64.17
61.83
64.72
Total current expenses
60.86
63.23
60. 53
58.76
62.76
59.46
59.73
56.46

Net current earnings
Ratios to loans:
Interest and discount on loans
Recoveries on loans
Losses on loans
.Ratios to securities:
Interest and dividends on securities..
Recoveries on securities
Profits on securities sold. Losses on securities
Ratios to capital stock (par value):
Net current earnings
Net profits before dividends
Cash dividends
Ratios to capital funds:
Net current earnings
Net profits before dividends
Cash dividends--_J.
.. ...
1

40.27

43.54

40.54

35.28

37.24

35.83

41.24

38.17

38.20

39.14

36.77

38.26

26.91

39.47

2.81
43
.25

1.89
20
.13

3.83
.61
.36

3.21
37
.08

3.59
.28
.15

3.07
.22
.17

2.55
.29
.13

3. 01
21
.12

3.40
38
.15

3.94
34
.22

3.23
23
.17

4.05
33
.63

4.27
.16
.11

2.97
30
.24

1.39
09

1.43
16

1.77
.20

1.55
.10

1.44
04

1.48
.02

1.43
. 13

.30
12

.42
11

.45
.25

.25
15

.23
.10

.41
.08

.24
.25

1.49
08

28 80
26.38
9 46

32 25
33.15
10 82

28.10
31.20
9.41

25 09
24.90
6 76

32.33
27.62
9.91

32. 92
32.87
8.18

9 85
9 02
3.24

10 49
10.78
3.52

9.72
10.79
3.26

8 74
8.68
2.36

11.86
10.14
3.64

13.06
13.04
3.25

1.49
11

1.33
11

1.42
03

1.40
06

1.46
.01

1.45
.11

.22
21

.15
13

.20
18

.24
17

.12
07

.02
.04

. 15

34. 54
31.25
8.53

33. 22
28.84
9 34

35 54
32.08
9 59

31 51
24.50
10 20

40 92
32.25
11 66

31.29
18.47
8.50

32. 94
30.31
9.63

13.29
12.02
3.28

12.64
10.98
3.56

13 18
11.90
3.56

34 89
29.91
8 84
12 92
11.08
3.27

12 71
9.88
4.11

15 90
12.53
4.53

12.15
7.17
3.30

11.92
10.97
3.48

Number at end of year. Remainingfiguresinclude earnings, expenses, etc., of those banks which reported for the first half of the year only.
NOTB.—Thefiguresof loans, securities, capital stock, and capital funds are averages of amounts reported for Dec. 30, 1944, June 30, 1945, and Dec, 31, 1945.



.28

TABLE NO.

14.—Earnings, expenses, and dividends of national banks, by size of banks, for the year ended Dec. 31, 19%5
TOTAL UNITED STATES AND POSSESSIONS
[In thousands of dollars]
Banks operating throughout entire year with deposits on Dec. 31, 1945, of—
$500,000 $500,001 $750,001 $1,000,00 $2,000,00

and
under

Number of banks
Total deposits
.
Capital stock, par value.. -_
Capital funds
Earnings from current operations:
Interest and dividends on:
U. S. Government obligations
Other securities
Interest and discount on loans _ _
...
Service charges and other fees on banks'
loans _ _
_
Service charges on deposit accountsOther service charges, commissions, fees
and collection and exchange charges
Trust department
Other current earnings-_ ._
Total earnings from current operations.

$5,000,00

$5,000,00
to
$10,000,00

$10,000,00 $25,000,00
to
to
$25,000,00C $50,000,00

219
1,775
996
190,737 1, 510,266 5,758,982
8,652
142, 637
47,978
16,833
366,096
110,017

860
6,056,004
128,564
354, 775

575
8,878,558
185,438
494, 505

to
to
to
$750,000 $1,000,000 $2,000,00

to

$50,000,001
to
$100,000,00

$100,000,00
to
$500,000,00

$500,000,00

174
5,996, 558
107, 455
292. 214

88
6,496,518
113,344
312,152

98
20,188,435
351,383
995, 709

16
4,990
29,940, 206 85,122,328
563,024 1,654, 775
1,695,073 4, 648. 553

and
over

Total

59
23,383
1,903
3,285

130
82,681
4,397
7,894

158
44
312

608
140
832

1,470
309
1,689

11,652
2,437
11,341

45, 635
9,439
35,042

50,103
9,363
32,016

72, 523
12,136
40, 475

46, 291
7,307
25,435

48, 402
5,344
26,068

150,825
14,023
80,600

223,065
32, 418
119,800

650,732
92.960
373,610

6
36

6
117

11
261

73
2,028

324
7,192

309
7,391

355
10, 549

412
6,443

425
5,159

1,886
9,527

5,695
12,40,1

9.502
61,104

36
11
15

111

226

53

134

1,778
24
1,092

5,161
458
4,043

4, 444
1,173
4,883

5,744
3,719
8,520

3,270
2,881
6,210

3.236
3,768
7,564

9,608
12,800
16, 282

9,128
15,906
27,352

42,742
40,740
76,148

618

1,867

4,100

30,425

107,294

109,682

154,021

98,249

99, 966

295,551

445, 765

1,347,538

201
39

473
134

952
307

6,219
2,872

17,681
12,609

15,182
15, 714

17,960
25, 750

10,375
18,164

10,088
18, 239

24, 545
53,666

31,407
81,641

135,083
229,135

Current operating expenses:
Salaries and wages:
Officers
-

Emplovees other than officers
Fees paid to directors and members of executive, discount, and advisory committees
Interest on time deposits (including savings deposits)
Interest and discount on borrowed moneyTaxes other than on net income
Recurring depreciation on banking house,
furniture and fixtures
Other current operating expenses
Total current operating expenses. _
Net earnings from current operations _




10

31

66

471

1,558

1,268

1,234

623

465

866

597

7,189

30

186

35

83

434
2
186

3,705
9
1,331

14,181
20
4,968

14, 395
45
4,935

19,415
59
6,972

10, 243
50
4,342

8,297
140
4,413

20, 285
481
14,074

33,184
517
13,462

124,355
1,323
54,801

14
118

47
324

91
698

671
4,912

2,486
17,238

2,498
18,691

3,337
28, 287

• 1,972
19,443

2,202
20,045

4,916
57,503

5,196
72, 772

23, 430
240,031

447

1,278

2,736

20,190

70, 741

72,728

103,014

65,212

63,889

176,336

238,776

815,347

171

589

1,364

10,235

36, 553

36,954

51,807

33,037

36,077

119, 215

206, 989

532,191

'

Recoveries and profits:
Recoveries on securities
Profits on securities sold or redeemed
Recoveries on loans
Allother
_.
Total recoveries and profits
Losses and charge-offs:
On securities
On loans
411 other

__ _

Total losses and charge-offs
Profits before income taxes. —
Taxes on net income:
Federal
State

- - --

Total
Net profits before dividends
Dividends:
On preferred stock
On common stock:
Cash dividends
Stock dividends
Total dividends
Average per bank:
Gross earnings from current operations . . .
Current operating expenses
Net earnings from current operations
Net profits before dividends
Per $100 of deposits:
Net earnings from current operations
Net profits before dividends _ _
Per $100 of capital funds:
Net earnings from current operations . .
Net profits before dividends
Cash dividends
Number of officers at end of period
Number of employees other than officers at
end of period

1

9
27
20
7

25
93
83
18

82
183
148
56

736
1,664
959
446

2,820
8,151
3,068
1,694

3,356
10,440
3,301
2,153

3,759
18,066
4,840
2,862

2,418
13,807
2,982
2,571

3,211
16, 442
2,304
1,938

10,666
28, 746
6,840
5,174

27,070
43,918
12,793
9,854

54,152
141, 537
37,338
26,773

63

219

469

3,805

15,733

19,250

29, 527

21,778

23,895

51, 426

93,635

259,800

15
20
11

50
46
23

120
107
75.

984
650
534

4,556
1,837
2,134

6,204
2,198
2,950

7,268
2,310
3,835

4,501
1,723
2,188

8,091
957
1.703

14, 969
4,042
7,644

27,827
15,751 !
6,555

74, 585
29,641
27,652

46

119

302

2,168

8,527

11, 352

13,413

8,412

10,751

26,655

50,133

131,878

188

689

1,531

11,872

43, 759

44, 852

67,121

46, 403

49, 221

143,986

250,491

660.113

33
1

107
7

232
13

1, 731
134

6,608
391

8,216
401

14, 037
728

10,822
333

12,805
577

37,897
2,098

66, 750
6,499

159, 238
11,182

34

114

245

1,865

6,999

8,617

14, 765

11,155

13, 382

39,995

73, 249

170,420

154

575

1,286

10,007

36, 760

36, 235

52,356

35, 248

35,839

103,991

177, 242

489,693

7

12

77

237

482

549

268

292

1,270

936

4,130

65
3

188
78

446
88

3,011
410

10,163
1,934

9,610
2,301

12, 795
4,753

7,534
3,765

7,956
4,107

32,027
9,063

67,605
50, 700

151,400
77, 202

68

273

546

3,498

12,334

12,393

18,097

11, 567

12,355

42,360

119, 241

232, 732

10
7
3
3

14
10
4
4

18
12
6
6

30
20
10
10

60
40
20
21

128
85
43
42

268
179
89
91

564
374
190
203

1,136
726
410
407

3,016
1,799
1,217
1,061

27,860
14,923
12,937
11,077

270
163
107
98

$0.73
.66

$0.71
.70

$0.72
.67

$0.68
.66

$0. 63
.64

$0.61
.60

$0.57
.59

$0.55
.59

$0. 56
.55

$0.59
.52

$0.69
.59

$0.63
.58

5.21
4.69
1.98

7.46
7.28
2.38

8.10
7.64
2.65

9.30
9.10
2.74

9.98
10.04
2.78

10.42
10. 21
2.71

10.31
10.59
2.59

11.31
12.06
2.58

11.56
11.48
2.55

11.97
10.44
3.22

12.21
10.46
3.99

11.45
10.53
3.26

123

267

494

2,623

5,921

3,978

3,630

1,720

1,473

3,165

4,314

27,708

54

159

348

2,776

9,790

10,626

16,150

10,860

10,791

29, 556

40, 299

131.409

NOTE.—The deposits, capital stock, and capital funds shown in this table are as of end of period. The latter represents the aggregate book value of capital stock, surplus, un4ivided profits, reserves and retirement fund for preferred stock.




to

96

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 15.—Earnings, expenses, and dividends of national banks, years
ended Dec. SI, 19 US to 1945
(In thousands of dollars. Figures for previous years, beginning 1917, published in reports for 1938, p. 100;
1940, p. 17, and 1942, p. 34]
Number of banks *
Car>ital stock 2Dar value '
Capital funds

,._

Earnings from current operations:
Interest and dividends on:
U. S. Government obligations
Other securities
Interest and discount on loans.
Service charges and other fees on banks'
loans
Service charges on deposit accounts
Other service charges, commissions, fees,
and collection and exchange charges
Trust department
Other current earnings
Total earnings from current operations -..
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers
Number of officers 1
Number of employees other than officers l
Fees paid to directors and members of executive, discount, and advisory committees..
Interest on time deposits (including savings
deposits)
Interest and discount on borrowed money. .
Taxes other than on net income
Recurring depreciation on banking house,
furniture, and fixtures.. _
Other current operating expenses
Total current operating expenses
Net earnings from current operations
... ,..
Recoveries and profits:
Recoveries on securities
Profits on securities sold or redeemed
Recoveries on loans
All other
Total recoveries and profits
Losses and charge-offs:
On securities
On loans
All other
Total losses and charge-offs
Profits before income taxes
Taxes on net income:
Federal State
Total taxes on net income
Net profits before-dividends
Dividends:
On preferred stock
On common stock:
Cash dividends..
Stock dividends
Total dividends
Ratios to gross earnings:
Salaries, wages, and fees
Interest on time deposits..
All other current expenses
__
Total current expenses
Total current earnings.
Ratio of cash dividends to capital stock (par
value)
Ratio of cash dividends to capital funds

1944
5,031
1,551,116
4,114,972
Percent
Amount o total

1943
5,046
1,508,170
3,860,443
Percent
Amount o total

1945
5,023
1, 616,884
4,467,718
Percent
Amount o total

504,069

47.47

632,471

52.43

365,597

34.43

359,883

29.84

651, 592
92,992
374,117

48.29
6.89
27.73

6,544
53, 594

.62
5.05

8,592
60,187

.71
4.99

9,511
61, 204

.71
4.54

2.82
35, 665
3.23
37,390
6.38
72,075
100. 00 1, 206, 263

2.96
3.10
5.97
100. 00

42,826
40,761
76, 219
349, 222

3.17
3.02
5.65
100.00

122,333
208,695
26,501
122, S02

16.87
28.78

135,377
229,412
27,819
131,682

16.58
28.09

29, 943
34,307
167,709
061, 763
114, 756
194,074
25,851
121,459

17.11
28.94

5,882

.88

6,392

.88

7,206

.88

84,606
169
55,758

12.62
.02
8.31

97,826
452
53, 898

13.49
.06
7.43

124, 567
1,325
54,886

15. 25
.16
6.72

23, 789
191, 594
670,628
391,135

3.55
28.57
100.00

24,497
211,155
725,248
481,015

3.38
29.11
100. 00

23, 468
240,447
816. 688
532, 53'

2.88
29.44
100.00

59,652
54,122
52,900
20,669
187,343

31.84
28.89
28.24
11.03
100.00

50,302
68,963
50,348
24,524
194,13

25.91
35.52
25.94
12.63
100.0

54,153
141,803
37,392
26,784
260,13

20.82
54.51
14.37
10.30
100.00

66,008
43,101
43,106
152,215
426, 263

43.36
28.32
28.32
100.00

67,57
41,03
33,85
142,47
532,68

47.4
28.8
23.7
100.0

74,62
29,65
27,68
131,96
660,69

56.55
22.47
20.98
100.00

_

69,01
6,79
75,80
350,45

159 37
11,19
170, 56
490,13

112,08
8,75
120,83
411,84

6,15

5,29

125,35
41,37
172,89

139,01
33,90
178,20

4,13
151, 52
77,30
232,964

Percen
29.64
7.9"
25.5c
63. ie
36.8^

Percen
27.9
8.1
24.0
60.1
39.8

Percent
27.57
9.23
23.73
60.53
39.47

8.7
3.4

9.3
3.5

9.63
3.48

1
Number at end of period. Remaining figures include earnings, expenses, etc., of those banks which
reported
for the first half of the year only.
3
Figures for 1943 are averages of amounts reported for each call date in the year and the last call date in
1942; for 1944, figures are averages of amounts reported for Dec. 31,1943, June 30 and Dec. 30, X944: and for
} 845, figures are averages of amounts reported, for Dec. 30,1944, and June 30 and Dec. 31,1945,




TABLE NO. 16.—Number of national banks, capital stocjt, capital funds, net profits, dividends and ratios,
years ended Dec. 81, 1929-45
[In thousands of dollars. Figures for previous years published in report for 1938, p. 115]
Capital stock (par value) *

Dividends

I
Number of
banks

Capital
funds i
Preferred

Common

Total

Net
profits
before
dividends

On preferred
stock

Ratios

On common
stock

Cash

Stock

Cash divi- Cash dividends on Total cash
dends on
common
dividends
preferred
stock to
to capital
stock to
common
preferred
funds
capital
capital

Net profits before
dividends
To
capital
stock

To
capital
funds

Percent
17.69
9.19
2
3. 25
2
10.32
2
17.88
2
8.98
8.85
18.39
14.32
12.59
16.11
15.76
17.68
16.10
23.24
26.55
30.31

Percent
7.78
4.04
21.45
2
4.96
2
9.60
2
5.15
5.14
9.98
7.11
6.05
7.44
6.97
7.49
6.60
9.08
10.01
10.97

Q
M

W
1929.
1930..
1931.
1932..
1933..
1934..
1935..
1936..
1937..
1938..
1939..
1940..
1941..
1942..
1943..
1944..
1945..
1
2
s

7,408
7,038
6,373
6,016
5,159
3 5,467
5,392
5,331
5,266
5,230
5,193
5,150
5,123
5,087
5,046
5,031
5,023

92,469
349, 470
510, 511
447, 501
305,842
267,495
241,075
204,244
182,056
156, 739
135,713
110, 597
80,672

1,650, 574
1, 724,028
1,680,780
1, 597,037
1,507,834
1,359, 573
1, 280,813
1,259,027
1,285,946
1,310,243
1,320,446
1,328,071
1,341,398
1,354,384
1,372,457
1,440,519
1, 536,212

650, 574
724,028
680,780
597,037
600,303
709,043
791,324
706, 528
591,788
577,738
561, 521
532,315
523,454
511,123
508,170
551,116
616,884

3, 754,398
3, 919,950
3, 753,412
3,323,536
2,981,678
2,982,008
3,084,092
3,143,029
3,206,194
3,281,819
3,380,749
3,463,862
3,596,865
3,684,882
3,860,443
4,114,972
4, 467, 718

291,944
158,411
54, 550
2
164, 737
2
286,116
2
153, 451
158,491
313,826
228,021
198,649
251, 576
241,465
269, 295
243,343
350,457
411,844
490,133
2

558
10,103
18,862
18,166
11, 532
9,378
8,911
8,175
7,816
6,683
6,158
5,296
4,131

226,662
211,272
193,196
135,381
71,106
80,915
94,377
101,850
110,231
113,347
122, 267
125,174
124,805
121,177
125,357
139,012
151, 525

21, 235
5,015
827
560
1,207
4,409
16,019
26, 572
19, 795
8,309
12,009
14,965
8,944
41,378
33,900
77,308

Percent

.60
2.89
3.69
4.06
3.77
3.51
3.70
4.00
4.29
4.26
4.54
4.79
5.12

Percent
13.73
12.25
11.49
8.48
4.72
5.95
7.37
8.09
8.57
8.65
9.26
9.43
9.30
8.95
9.13
9.65
9.86

Percent
6.04
5.39
5.15
4.07
2.40
3.05
3.67
3.82
3.80
3.74
3.88
3.85
3.69
3.47
3.41
3.51
3.48

a
o
g

§

Averages of amounts from reports of condition made in each year.
Deficit.
Licensed banks, i.e., those operating on an unrestricted basis.




CO

17.—National-bank investments in U. S. Government securities and other bonds and securities, loans and discounts (tncluding overdrafts) and losses charged off on account of bonds and securities and loans and discounts, years ended Dec. 31, 1929-^5
TABLE NO.

[In thousands of dollars.

Figures for previous years published in report for 1938, p . 113]
Percentage of losses
charged off—

U. S. Government
securities 1

1929
1930
1931,
1932
1933
1934
1935
1936.
1937
1938
1939
1940
1941
1942
1943
1944
1945
1

.
.
.
..
.

2,845, 261
2, 712,172
3,113,913
3,488,174
4,093,314
5, 866,033
7,311,843
8,182,752
8,285,714
8,266,999
8, 774, 784
9,227, 258
10,937,077
15,902,368
30,976,030
38,816,071
47,400,652

Other bonds
and securities i

3,906,407
4, 111, 428
4,346,085
3,868,027
3,486,875
3,419,850
3,575, 737
3,899, 553
3.942,442
3, 719,867
3, 775,196
3,815,824
3,883, 710
3, 757,470
3,479,455
3,455,630
3,817, 294

Averages of amounts from reports of condition made in each year.




Total bonds
and securities!

6,751,668
6,823,600
7,459,998
7,356, 201
7,580,189
9,285,883
10,887,580
12,082,305
12,228,156
11,986,866
12,549,980
13,043,082
14,820,787
19,659,838
34,455,485
42,271, 701
51,217,946

Loans and
discounts
(including
overdrafts) l

15,020,482
14, 749,952
13,139,634
10,496,358
8,583,467
7, 767,047
7,434,095
7, 744,609
8, 593,056
8, 513,452
8,667,826
9,327,731
10,919,954
11,105,924
10,074,947
10,953,671
12,611,659

Losses
charged off
on bonds
and securities

63,390
71,399
184,305
184, 797
244,924
206, 740
116,309
91,764
92,343
115,281
109,378
107,960
92,134
73,253
66,008
67, 574
74,627

Losses
charged off
on loans
and discounts

93,720
135,294
212,770
261, 567
305,234
299,189
160,121
154,614
71,844
80,290
67,171
58, 249
61,989
43,134
43,101
41,039
29,652

O
W
On bonds
and securities to
total bonds
and securities
0.94
1.05
2.47
2.51
3.23
2.23
1.07
.76
.76
.96
•«. 87
.83
.62
.37
.19
.16
.15

On account
loans and
discounts
to total
loans and
discounts
0.62
.92
1.62
2.49
3.56
3. 85
2.15
2.00
.84
.94
.77
.62
.48
.39
.43
.37
.24

o
o
o

o
d

REPOET OF THE COMPTROLLER OF THE CURRENCY

99

TABLE NO. 18.—Foreign branches of American national danfcs, Dec. :U, 1945
BANK OF AMERICA NATIONAL TRUST AND SAVINGS
ASSOCIATION, SAN FRANCISCO, CALIF.:

England:
London.
FIRST NATIONAL BANK OF BOSTON, MASS.:

Argentina:
Avellaneda.
Buenos Aires.
Buenos Aires (Alsina).
Buenos Aires (Constitution).
Buenos Aires (Once).
Rosario.
Cuba:
Cienfuegos.
Habana.
Habana (Avenida de Italia).
Habana (Avenida Maximo Gomez).
Sancti Spiritus.
Santiago de Cuba.
CHASE NATIONAL BANK OF N E W YORK, N. Y.:

Canal Zone:
Balboa.
Cristobal.
Cuba:
Habana.
England:
London (Berkley Square).
London (Bush House, Aldwych).
London (Lombard).
Panama:
Colon.
Panama City.
Puerto Rico:
San Juan.
NATIONAL CITY BANK OF N E W YORK, N . Y.:

Argentina:
Buenos Aires.
Buenos Aires (Flores).
Buenos Aires (Plaza Once).
Rosario.
Brazil:
Pernambuco.
Rio de Janeiro.
Santos.
Sao Paulo.
Canal Zone:
Balboa.
Cristobal.

NATIONAL CITY B A N K OF N E W YoRk, N,Y —Con

Chile:
Santiago.
Valparaiso.
China:
Shanghai.
Tientsin.
Columbia:
Barranquilla.
Bogota.
Medellin.
Cuba:
Caibarien.
Cardenas.
Habana.
Habana (Cuatro Caminos).
Habana (Galiano).
-Habana (La Lonja).
Manzanillo.
Matanzas.
Santiago de Cuba.
England:
London.
London (West End).
Hong Kong:
British Crown Colony.
India:
Bombay.
" Calcutta.
Mexico:
Mexico City.
Panama:
Panama City.
Peru:
Lima.
Philippine Islands:
lVXctllllc**

Puerto Rico:
Arecibo.
Bayamon.
Caguas.
Mayaguez.
Ponce.
San Juan.
Straits Settlements:
Singapore.
Uruguay:
Montevideo.
Venezuela:
Caracas.

NOTE.—Consolidated statement of the assets and liabilities of the above-named branches as of Dec. 31
1945, appears in the following table.




100

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 19.—Consolidated statement of assets and liabilities
branches of national banks, Dec. 31, 19 £5
Number of branches

[In thousands of dollars]

of foreign

_

66

ASSETS

Loans and discounts, including overdrafts
Securities
Currency and coin
._
*
Balances with other banks and cash items in process of collection.._
Due from home office and branches
_.
Real estate, furniture and
fixtures
_
Customers' liability on account of acceptances
_
Other assets.

192,475
140,952
193,006
204,288
189,244
4,467
7,408
: . 15,452

_

Total assets

._

947,292

LIABILITIES

1 )emand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Deposits of U. S. Government (including postal savings)
State and municipal deposits
Deposits of banks
Other deposits (certified and cashiers' checks, etc.).

•_.

Total deposits
Due to home office and branches
Bills payable and rediscounts
Acceptances executed by or for account of reporting branches and outstanding
Other liabilities.
Total liabilities

'.

564,328
108,351
51, 222
26,025
113,908
21,724
885,558
41,871
1,176
8,060
8,917

1

945,582

CAPITAL ACCOUNTS

Undivided profits, including reserve accounts
Total liabilities and capital accounts

_._i
,

NOTE.—For location of foreign branches see preceding table.




1,710
_ 947,292

REPORT OF THE COMPTROLLER OF THE CURRENCY

101

TABLE NO. 20,—Assets and liabilities of banks in the District of Columbia, by
classes, Dec. 31, 19^5
{In thousands of dollars]
Total all National
Nonbanks
banks
national
banks

Number of banks.
Loans and discounts:
Commercial and industrial loans (including open-market paper)
Loans to farmers directly guaranteed by the Commodity Credit Corporation
Other loans to farmers
.__
Consumer loans to individuals
Loans to brokers and dealers in securities
Other loans for the purpose of purchasing or carrying stocks, bonds,
and other securities
Real-estate loans:
Secured by farm land (including improvements)_ _.
Secured by residential properties (other than farm)
Secured by other properties
All other loans
Overdrafts
Total loans and discounts. Securities:
U. S. Government obligations, direct and guaranteed:
Direct obligations:
Treasury bills
Treasury certificates of indebtedness
Treasury notes
United States savings bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years.
Bonds maturing after 20 years.
Total
Obligations guaranteed by U. S. Government
Total
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank.
Total securities.
Cash, balances with other banks, including reserve balances, and cash
items in process of collection:
Cash items in process of collection, including exchanges for clearing
house..
Demand balances with banks in the United States (except private
banks and American branches of foreign banks)
Other balances with banks in United States
_
Balances with banks in foreign countries.. Currency and coin
Reserve with Federal Reserve bank and approved reserve agencies
Total cash, balances with other banks, etc.
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises or
other real estate
_
Interest, commissions, rent, and other income earned or accrued but not
collected
Other assets..
Total assets.




12

21

36,227

25,769

10,458

27,306
1,384

3
11,468
759

15,838
625

12,398

8, 718

3,680

33
30,017
12, 994
4,879
55

15
• 13,891
3,491
3,648
45

18
16,126
9,503
1,231
10

125,302

67,807

57,495

60,354
175,320
102, 455
2,820
46,890
2£6,109
32, 735
18, 538

35,318
127,310
69, 243
1,254
21, 580
153,391
11,708
3,857

25,036
48,010
33, 212
1,566
25,310
102,718
21,027
14,681

695,221
28

423,661

271, 560
28

695, 249
1,619
20,673
1,562

423,661
994
14, 940
614

271,588
625
5,733
948

719,103

440, 209

278,894

28, 464

20,365

8,099

55,121
36
34
20,977
154, 642

31,476
2
25
13, 733
92, 595

23,645
34
9
7,244
62,047
101,078

119, 274

7,630
57
1, 5C0

1.5C0

1,067
1,070

391
555

676
515

1,121,241

673,396

447,845

102

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 20.—Assets and liabilities of banks in the District of Columbia, by

classes, Dec. SI, 1945—Continued
[In thousands of dollars]
Total all National
Nonbanks
banks national
banks
LIABILITIES

Demand deposits:
Individuals, partnerships, and corporations
U. S. Government:
War loan and Series E bond accounts...
Other accounts
States and political subdivisions
.-.
Banks in United States
Banks in foreign countries
Certified and cashiers' checks (including dividend checks), letters of
credit and travelers' checks sold for cash, and amounts due to Federal Reserve bank (transit account)
Total demand deposits.
Time deposits:
Individuals, partnerships, and corporations.
Postal savings
Banks in United States
Total time deposits.
Total deposits
Bills payable, rediscounts, and other liabilities for borrowed moneyInterest, discount, rent, and other income collected but not earned..
Interest, taxes, and other expenses accrued and unpaid
Other liabilities..,
,.
Total liabilities.

229,131

614,069
169,321
11,361
80
47, 459
2,589

101, 775
6,342
74
45, 201
2,568

11,791

9,100

856, 670

549. 998

203,139
25
75

94,481
25
75

67, 546
5,019
6
2, 258
21

108, 658

203, 239

94, 581

1,059,909

644, 579

298
2,257
1,019

63
1,449
722

235
808
297

1,063, 483

646,813

416, 670

18, 400
25, 760
11,470
2,128

8,550
11, 500
5,629
904

9,850
14,260
5,841
1,224

CAPITAL ACCOUNTS

Capital stock (see memoranda below) .
Surplus..
Undivided profits.
Reserves
Total capital accounts
Total liabilities and capital accounts.

57,758

26, 583

31,175

1,121,241

673,396

447,845

18, 400

8,550

9,850

220,493

128,918

91, 575

4,951

2,698

2, 253

225,444

131,616

93,82$

195,112

115, 071

80,041

MEMORANDA

Par value of common capital stock
Pledged assets:
U. S. Government obligations, direct and guaranteed, pledged to secure deposits and other liabilities
Assets pledged to qualify for exercise offiduciaryor corporate powers,
and for purposes other than to secure liabilities
Total.
Secured liabilities:
Deposits secured by pledged assets pursuant to requirements of law_..




REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO. 21.—Assets and liabilities of all banks in District

103

of Columbia at

date of each call during year ended Dec. 31, 1945
[In thousands of dollars]
M a r . 20,
1945

J u n e 30,
1945

Dec. 31,
1945

21 banks

21 b a n k s

21 banks

ASSETS

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank and approved reserve agencies.
Currency and coin
.:
Balances with other banks, and cash items in process of collection Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
..Interest, commissions, rent, and other income earned or accrued
but not collected
Other assets
Total assets

-.-

109,158
42
555,991 /

124,187
38
603,624

1,461
17,302
1,460
133,189
19,230
72, 251
14,151
130

1,494
18,283
1,462
154, 880
16,055
94,082
14,036
115

1,619
20,673
1,562
154,642
20,977
83,655
13,868
57

1,550

1,550

1,500

666
1,232

981
1,005

1,067
1,070

927,813

1,031, 890

1,121, 241

556,821
176, 230
25
78,625
70
47,149
11,339
870,259
693,929
176,330
500
302
1,710
1,372

558,123
185, 485
25
173,142
58
48,349
8,845
974,027
788,442
185,585

614,069
203,139
25
180,682
80
50,123
11, 791
1,059,909
856,670
203,239

268|
2,025
694

298
2,257
1,019

874,143

977,014

1,063,483

Qfi

S

125, 247
55
695, 221
9ft

LIABILITIES

Demand deposits of individuals, partnerships, and corporations-,.
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
Deposits of U. S. Government
Deposits of States and political subdivisions _ _.
Deposits of banks
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits

.

Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities.
Total liabilities

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock

Total capital stoc k

.-

.

Surplus
Undivided profits
Reserves and retirement account for preferred stock
Total capital accounts
Total liabilities and capital accounts




.
-

50
17, 550
17,600
22,980
11,339
1,751

17,600
17,600
23,188
12,2251
1,863

18,400
18,400
25, 760
11,470
2,128

53, 670

54, 876

57,758

927,813

1,031,890

1,121,241

104

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 22.—Assets and liabilities

of nonnatiowal banks in District

of

Columbia at date of each call during year ended Dec. 31, 19 U5
[In thousands of dollars]
Mar. 20,

June 30,
1945

Dec. 31,
1945

12 banks

12 banks

12 banks

1945

Loans and discounts
Overdrafts
U.S. Government securities, direct obligations
Obligations guaranteed by U. S. Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks, including stock of Federal Reserve bank
Reserve with Federal Reserve bank and approved reserve agencies.
Currency and coin
Balances with other banks, and cash items in process of collection..
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises
or other real estate
Interest, commissions, rent, and other income earned or accrued but
not collected
Other assets
Total assets.
Demand deposits of individuals, partnerships, and corporations
Time deposits of individuals, partnerships, and corporations
Postal savings deposits
.
Deposits of U. S. Government
Deposits of States and political subdivisions
Deposits of banks
,
Other deposits (certified and cashiers' checks, etc.)
Total deposits
Demand deposits
Time deposits
Bills payable, rediscounts, and other liabilities for borrowed money
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities

Total liabilities.

54,464
5
214, 249

28,564
7,773
57

58,950
8
238, 293
98
428
5,065
913
57, 702
6,070
45,134
7,707
57

57,485
10
271, 560
28
625
5,733
948
62,047
7,244
31, 787
7,630
57

1,550

1, 550

1, 500

410
623

597
498

676
515

373, 583

423,070

447, 845

211,860
95,150

2J5,514
100,300

229,131
108, 658

30,226
6
1,939
3,380
842, 561
247,411
95,150
500
260
820
201

72,107
7
1,847
2,284
892,059
291,759
100,800

72, 565
6
2,279
2,691
415,880
806, 672
1G8,658

222
822
195

235
808
297

344,342

393,298

416,670

537
5,218
913
50,841

CAPITAL ACCOUNTS

Capital stock:
Preferred stock
Common stock

Total capital stock

....
'

Surplus
Undivided profits
Reserves and retirement account for preferred stock.
Total capital accounts

.

Total liabilities and capital accounts.




50
9,750
9,800
13,180
5,269
992

9,800
9,800
13, 213
5,701
1,058

9,850
9,850
14, 260
5,841
l t 224

29.241

29,772

31,175

373,583

423,070

447, 845

105

BEPOBT OF THE COMPTROLLER OF THE* CTJRBENCY

TABLE NO. 23.—Earnings, expenses, and dividends of banks in the District of
Columbia, years ended Dec. 31, 1945 and 19 Uh
[In thousands of dollars!
Years ended Dec. 31—
National
Nonnational
Total
banks
banks
1945
1944
1945
1944
1945
1944
Number of banks 1
.. _..
Capital stock, 2capital notes and debentures 2
Capital funds
Earnings from current operations:
Interest and dividends on:
(1) U. S. Government obligations
(2) Other securities
Interest and discount on loans _ _ . . .
Service charges and other fees on banks' loans
Service charges on deposit accounts
Other service charges, commissions, tees, and collection and exchange charges
Trust department- ._
Other current earnings
Total earnings from current operations
Current operating expenses:
Salaries and wages:
Officers
Employees other than officers
Number of officers !
Number of employees other than officers 1
Fees paid to directors and members of executive,
discount, and advisory committees
Interest on time deposits (including savings deposits)
. Interest and discount on borrowed money
Taxes other than on net income
Recurring depreciation on banking house, furniture, and fixtures
0 ther current operating expenses _

21

21

9

17,867
55,255

18,056
52,301

8,050
25,294

9

7,967
23,644

12

9,817
29,961

7,950 I 7,072 / 4,661 I 4,173 / 3,289 |
499
{
201
1 298
4,593
4,601
2,157
2,116
2,444
41
22
22
40
18
573
585
1,287 • 1,276
714

12

10,089
28,657

2,899
2,477
19
691

554
1,217
1,136

403
1,080
1,108

176

102

378

337
367

310
363

880
769

301
770
745

17,284

15,573

8,494

7,671

8,790

7,902

1,909
3,887
800
£,157

1,708
3,636
£85
£,063

1,814

131

104

58

43

73

61

1,373
1
1,062

1,148
1
979

589

490

658

546

448

784
1
516

967

1U

979

860

1,670
136
91$

942

2,073
156
1,178

848

1,966
149
1,160

1
531

392

395

154

152

238

243

3,188

2,907

1,577

1,419

1,611

1,488

11,943

10,878

5,705

5,082

6,238

5,796

Net earnings from current operations

5,341

4,695

2,789

2,589

2,552

2,106

Recoveries and profits:
Recoveries on securities
Profits on securities sold or redeemed

1,400

278

300
966

459
809
434
141

173
919
112
45

250
409
141
23

105
481
188
921

209
400
293
118

. _ _ _ 2,944

1,843

1,249

823

1,695

1,020

299
195
435

639
600
314

182
66
253

231
110
116

117
129
182

408
490
198

Total current operating expenses

Recoveries on loans
All other
T o t a l recoveries a n d profits _

____..

Losses a n d charge-offs:

On securities
On loans
All other

.

Total losses and charge-offs
Profits before income taxes. __ . . . Taxes on net income: Federal
Net profits before interest and dividends
Interest and dividends:
On capital notes and debentures
On preferred stock
On common stock:
Cash dividends
Stock dividends
Total interest and dividends
Ratios to gross earnings:
Salaries, wages, and fees
Interest on tinie deposits
All other current expenses
Total current expenses
Net current earnings
.Ratio of interest and cash dividends to capital stock,
capital notes and|debentures _ _.
Ratio of interest and cash dividends to capital funds.
1

929

1,553

501

457

428

1,096

7,356

4,985

3,537

2,955

3,819

2,030

1,871

1,412

1,138

868

733

544

2,087

3,086

1,486

12

1

6
4

848

2,399

5,485

3,573

1

6
16

1,610

1,557
50

762
250

752

350

1,961

1,629

1,012

764

100

805
50

949

865

Percent Percent Percent Percent Percent Percent
36.38
33.54
35.13
33.42
34.29
34.98
6.93
6.39
8.92
8.33
7.95
7.37
26.86
27.50
26.81
26.32
26.92
28.64
69.10

69.85

67.16

66.25

70.97

73.35

30.90

30.15

32.84

33.75

29.03

26.65

9.02
2.92

8.75
3.02

9.47
3.01

9.59
3.23

8.65
2.83

8.08
2.84

Number at end of period. Remaining figures include earnings, expenses, etc., of those banks which

for the nrst^half of the year only.
Digitized forreported
FRASER
a
Figures are averages of amounts reported for the June and Dwambw call date* in the current year and
http://fraser.stlouisfed.org/
the December call date in the previous year.
Federal Reserve Bank of St. Louis

TABLE NO. 24.—Number of banks, capital stock, capital funds, net profits, interest and dividends, and ratios, all banks in the District of Columbia, years ended Dec. 31, 1929—U5
[In thousands of dollars. 1Figures for previous

Number
of
banks

1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944.
1945

41
39
39
34
21
22
22
22
22
22
22
22
22
22
22
21
21

notes
and
debentures

300
1,340
1,790
1,536
1,419
1,303
1,295
999
604
454
400
123

Ratios

Interest and dividends

Capital»

Capita]

years published in report for 1940, p. 200]

Preferred
stock
(par
value)

Common
stock
(parvalue)

Total

Capital
funds
0)

Net
profits
before
dividends

1,575
1,650
1,650
1,554
1,355
,208
,288
130
969
794
317
34

24,868
24,008
23,328
23,072
19,216
18,345
18,235
18,243
18,250
18,060
17,300
17,338
17,490
17,669
17, 768
17,616
17,833

24,868
24,008
23,328
23,072
19,516
21,260
21,675
21,429
21,223
20,718
19,803
19,625
19,224
19,092
18,962
18,056
17,867

52,733
52,638
52,066
50,062
41,119
39,849
40,843
42,263
44,365
45,481
46,966
48,191
49,499
50,425
51,447
52,301
55,255

4,374
2,983
1,514
3
1,218
3 2,186
3 416
2,501
3,744
2,966
2,480
3,455
2,986
3,283
2,436
2,468
3,573
5,485

On
capital
notes
and
debentures

31
77
58
47
41
40
28
24
11
17
6

On common
stock
On
preferred
stock

34
68
68
59
50
47
56
42
38
31
16
1

Cash

2,797
2,755
2,648
2,278
1 006
901
996
1,083
1,194
1,248
1,379
1,416
1,442
1,439
1,432
1, 557
1,610

Interest
on capital notes
and debentures to
8tock capital
notes
and debentures

Net profits beCash
Total
Cash
divi- interest fore dividends
diviand
dends dends
on pre- on com- cash
mon
diviferred
To
To
stock
dends
stock
capital capital
to
to
to
funds
comcapipremon
ta]
ferred
capital capital funds

40

50
300
25
125
50
350

2.31
4.30
3.78
3.31
3.15
"3.09
2.80
3.97
2.42
4.25
4.88

2.16
4.12
4.12
3.80
3.69
3.89
4.35
3.72
2.39
3.90
5.05
2.94

11.25
11.48
11,35
9.87
5.24
4.91
5.46
5.94
6.54
6.91
7.97
8.17
8.24
8.14
8.06
8.84
9.03

-

5.30
5.23
5.09
4.55
2.45
2.42
2.79
2.86
2.93
2.94
3.12
3.11
3.05
2.95
2.88
3.02
2.92

17.59
12.43
6.49
2 5.28
311.20
3 1.96
11.54
17.47
13.98
11.97
17.45
15.22
17.08
12.76
13.02
19.79
30.70

8.29
5.67
2.91
3 2.43
2 5.32
3 1.04
6.12
8.86
6.69
5.45
7.36
6.20
6.63
4.83
4.80
6.8.3
9.93

o
o

g

1
Averages of amounts from reports of condition made in each year.
' Deficit.




a
K

TABLE NO. 25.—Loans and securities and losses charged off on loans and securities by all banks in the District of Columbia, years
ended Dec. 31, 1929-U5
[In thousands of dollars. Figures for previous years published in report for 1940, p. 202]
Loans and
discounts
(including
overdrafts) »

1929
19301931
1932
1933
1934
1835.
19361937
1938
1939
1940
1941
1942
1943--.
1944
1945

.-.
.

193,502
177,620
159,495
137,691
100,653
88,108
84,381
89,801
99, 976
100,398
105, 291
119,322
137, 280
134, 961
110,148
109,831
120,002

U. S.
Government securities 1

26,606
33,019
46,367
57,981
65,385
77,442
88,389
96,882
113,687
111, 677
110,696
110,616
122,609
180,682
373,962
468,906
609,883

Other
bonds
and se-l
curities

34,844
35,487
44,657
43,299
31,668
27,756
27, 618
27,823
26,433
23,565
23,377
24, 518
23,367
23,133
19,638
18,848
21, 464

} Averages of amounts from reports of condition made in each year.




Total
bonds
and se-l
curities

61,450
68,506
91,024
101,280
97,053
105,198
116,007
124,705
140,120
135,242
134,073
135,134
145,976
203,815
393,600
487, 754
631,347

Total
loans
and
securities »

254,952
246,126
250,519
238,971
197,706
193,306
200,388
214,506
240,096
235, 640
239,364
254,456
283,256
338, 776
503, 748
597, 585
751,349

Percentage of losses charged off—
Losses
charged off
on loans
and discounts

663
756
1,338
1,209
2,255
2,847
1,142
946
347
416
257
371
267
225
237
600
195

Losses
charged off
on securities

149
233
1,120
1,178
2,145
930
496
845
811
892
1,045
732
827
466
770
639
299

On loans and
On securidiscounts to
ties to total
total loans
and dissecurities
counts

On loans and
securities
to total loans
and securities

0.24
.34
1.23
1.16
2.21
.88
.43
.68
.58
.66
.78
.54
.57
.23
.20
.13
.05

0.32
.40
.98
1.00
2.23
1.95
.82
.83

0.34
.43
.84
.88
2.24
3.23
1.35
1.05
.35
.41
.24
.31
.19
.17
.22
.55
.16

.48
.56
.54
.43

s
w
o
o
K

3

.39
.20
.20
.21
.07

w
o
d

e

o

108

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 26.—Summary of assets and liabilities Dec. SI, 1945, and receipts
and disbursements in year ended Dec. 81, 1945, of the 26 building and loan
associations in the District of Columbia
[In thousands of dollars}
Assets

Liabilities

Amount
170,868
141
1,393
39,697
5,263
51
548
58
40
373

Real estate loans
_
Stock loans
Federal Home Loan Bank stock
Other securities
Cash and bank balances
Real estate sold on contract
Office building, furniture and fixtures
Other real estate owned
Interest, accrued, not collected
Other assets

Investment shares, unpledged
Mortgage pledged shares
Incomplete loans
Bills payable.
_.__
Other liabilities

Amount

__

Total liabilities

194, 287

CAPITAL ACCOUNTS

14, 769
3,357
6,019

Surplus fund
Net undivided profits
Reserves

218,432

Total assets -

183, 514
433
4,314
5,593
433

24,145

Total capital accounts

218,432

Total liabilities and capital accounts
R E C E I P T S AND D I S B U R S E M E N T S I N YEAR E N D E D D E C . 31, 1945
Receipts

Amount

Amount

CAPITAL DISBURSEMENTS

CAPITAL RECEIPTS

Real estate loans
Stock loans
Bonds, securities, etc
Investment shares, unpledged.
Mortgage pledged shares
Incomplete loans
Bills payable..
Interest accrued, not collected__
Other receipts

Disbursements

...
_.

Total capital receipts

50,369
159
13,754
39,723
1,192
10,947
7,322
3,751
4,899
132,116

EARNINGS

Interest on loans
Commission on loans
Premium on loans
Fees and fines
Commission on insurance
Rent received
Profit on sale of assets
Recoveries on charged off assets
Other earnings
Total earnings.
Cash and bank balances at beginning of
period

Real estate loans
Stock loans
Bonds, securities, etc
Investment shares, unpledged
Mortgage pledged shares
Incomplete loans
Bills payable..
_
Interest accrued, not collected
Other disbursements
_

.

Total capital disbursements

66,177
147
24,577
20,871
1,376
8,028
4,905
3,730
5,176
134, 987

EXPENSES

2
29
59
48
326
3
622
9,250

Salaries and fees paid officers and directors .__
Salaries paid employees
Taxes and insurance
Rent p a i d . .
*
Interest on borrowed money.
Dividends
Losses and depreciation charged off
Other expenses
Total expenses
Cash and bank balances at end of periodGrand total

541
340
231
30
24
5,358
115
397
7,036
5,263
147,286

Grand total
NOTE—Number of borrowing members, 38,330; nonborrowing, 121,035.
Number of associations members of Federal Home Loan Bank System, 20.
Number of associations with shares insured by the Federal Savings and Loan Insurance Corpora*
tion, 7.




109

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 27.—Summary of assets and liabilities Dec. 31, 1945, and receipts
and disbursements in year ended Dec, 31, 1945, of the 23 District of
Columbia credit unions
Assets
Loans
Building association investments _. . . .
Other investments
Deposits in banks _
Cash on hand.
_
Furniture and fixtures _
.
Other assets . .
Total assets-.

Amount
689,076
410,615
703,171
230,463
105,001
5,874
1,656
2,145,856

Amount

Liabilities
Shares paid in

Surplus fund
Net undivided profits
Reserve fund for bad debts
Bills payable
Other liabilities

__

Total liabilities-

1,874,861
50,588
74, 747
131, 696
12,789
1,175
2,145,856

RECEIPTS AND DISBURSEMENTS IN YEAR E N D E D DEC. 31, 1945
Receipts

Amount

CAPITAL RECEIPTS

Loans repaid
Payments on shares
Building association shares redeemed, -_
Other investments sold
Bills payable
Entrance fees
Fines
Recoveries on loans to reserve fund
Depreciation on furniture andfixtures_.
Other receipts
_
Total capital receipts.

Disbursements

Amount

CAPITAL DISBURSEMENTS
1,129,066
687,385
38, 728
34,380
45,401
712
745
11,637
1,180
8,400

Loans made
Shares withdrawn
_
Building association shares purchased.
Other investments purchased
Bills payable
Loans charged against reserve fund
Other disbursements

1,107,907
654,495
25,937
60,812
43, 792
8,064
9,542

1,957,634

Total capital disbursements

1,910,549

EARNINGS

Interest on loans
Building association dividends Other income.
Total earnings.
Transferred to reserve fund for bad debts
Transferred to surplus
Cash on hand at beginning of period
Deposits in banks at beginning of period.
Grand total

64,540
18,688
25,874

109,102
11, 560
3,140
65, 970
215,090
2,362,496

Salaries.
General expenses
Interest on borrowed money
Dividends. _
_
Depreciation on furniture and fixturesTotal expenses Transferred to reserve fund for bad debts
Transferred to surplus
Cash on hand at end of period
Deposits in banks at end of period
Grand total

NOTE.—Number of borrowing members, 4,988; nonborrowing, 11,704.

697782—46—8




42,163
17,065
590
40, 784
1,181
101, 783
11, 560
3,140
105,001
230,463
2,362,496

TABLE NO. 28.—Assets and liabilities of all active banks in the United States and possessions, by classes, Dec. SI,
[In thousands of dollars

Total all
banks
Number of banks

.

14, 598

National
banks
5,023

All banks
other than
* national
9,575

Banks other than national
State commercial »
9,003

Mutual
savings
534

Private
38

Loans and discounts:
Commercial and industrial loans (including open-market paper)
_
Loans to farmers directly guaranteed by the Commodity Credit Corporation
Other loans to farmers
-Consumer loans to individuals
Loans to brokers and dealers in securities.
Other loans for the purpose of purchasing or carrying stocks, bonds, and other securities..
Heal estate loans:
Secured by farm land (including improvements)
Secured by residential properties (other than farm)
Secured by other properties
Loans to banks
All other loans, including overdrafts
Total loans and discounts
.
Securities:
U. S. Government:
Direct obligations
Guaranteed obligations
Obligations of States and political subdivisions
.
Other bonds, notes, and debentures
Corporate stocks, including stocks of Federal Reserve banks
Total securities
,
.._
.
Currency and coin
Balances with other banks, including reserve balances and cash items in process of collection
Bank premises owned, furniture and fixtures
Real estate owned other than bank premises
Investments and other assets indirectly representing bank premises or other real estate
Customers'liability on acceptances outstanding
Interest, commissions, rent, and other income earned or accrued but not collectedOther assets___
Total assets
i




i
o

ASSETS

9, 599, 625
308,461
1,052,836
2,418,818
3,178, 024
3, 649,325

5, 681, 782
193, 275
513, 912
1, 096,453
1,424,389
1, 994,110

3, 917. 843
115,186
538,924
1, 322, 365
1, 753, 635
1, 655, 215

3. 880, 294
115,186
538,408
1, 319, 837
1. 745,301
1,644, 607

528,879
7, 559, 688
891,305
48,904
1, 231,002

193, 249
1, 623, 561
389,662
26,536

335, 630
5, 936,127
501,643
22, 368
419, 889

327, 272
1, 769, 758
466, 730
22,368
354,955

30, 466,867

13, 948, 042

16, 518, 825

101, 879,165
24,908
4, 083,267
3, 990,467
537,926

121

37,428

ft

241
927

O
O

405

275
1,601
8,334
10,203

7,963
4,164, 773
34, 807

395
1,596
106

62, 507

2,427

12,184, 716

4, 271, 744

62, 365

51, 459, 960
7,746
2, 341, 725
1,656,865
145,313

50, 419, 205
17,162
1, 741, 542
2, 333, 602
392,613

39, 676, 505
14,405
1,602,119
1, 339, 899
221, 649

10, 659, 436
2, 757
93,087
984,469
165,679

83,264,
46,336
9,234
5,285

110, 515, 733

55, 611,609

54,904,124

42,854, 577

11,905,428

144,119

2,025,088
33, 589,693
1,020,023
72,930
77,244
75,856
295,803
211,838

1,008,644
19,170,145
495,105
10,068
46,384
41,943
147,946
55,870

1,016,444
14,419,548
524, 918
62,862
30,860
33,913
147,857
155, 968

919,250
13,853,438
429, 571
27, 749
24,048
25,113
108,177
128, 569

94, 757
513,016
94,860
34, 711
6,786
39,150
26,690

2,437
53,094
487
402
26
8,800
530
709

178,351,075

90,535,756

87,815,319

70, 555,-208

16, 987,142

272,969

811,113

=

o

o
W
o

LIABILITIES

Demand deposits:
Individuals, partnerships, and corporations - .
U. S. Government
States and political subdivisions
.
. .
Banks in the United States
Banks in foreign countries
Certified and cashiers'checks, etc.
.
Total demand deposits

Total deposits

. .

. .
_. .

.

..._

. . . . . .

..

.

.

. .

-

,
:

Bills payable, rediscounts, and other liabilities for borrowed money - ..
Mortgages or other liens on bank premises and on other real estate
Acceptances executed by or for account of reporting banks and outstanding _
Interest, discount, rent, and other income collected but not earned
Interest, taxes, and other expenses accrued and unpaid
Other liabilities
._

- - --

Total liabilities

40, 970, 935
14, 084,930
3,182,679
8, 586,132
603,325
1,430,311

32, 961, 481
10, 590,339
2,042,958
4,106, 073
691,899
1,185,943

32,801,805
10, 588, 816
2,040,628
4, 087, 278
650,988
1,181,501

8,760
1,176
524
54
1,287

150, 916
347
1,806
1
18,741
40,911
3,155

120,437,005

68,858,312

51, 578,693

51, 351,016

11,801

215, 876

45, 291, 845
98, 277
5 650
595,098
84,609
17,609

15, 960,051
75,244
2,979
305, 032
35, 527
5,802

29, 331, 794
23,033
2,671
290,066
49,082
11,807

13, 968, 876
23,033
2,671
288,412
48,692
11,807

15, 340,876

22, 042

1,518
345

136
45

73, 932,416
24,675, 269
5, 225,637
12, 692, 205
1, 295, 224
2,616, 254

.

. _ ,

_. . . -_
..

Time deposits:
Individuals, partnerships, and corporations
U. S. Government
Postal savings
States and political subdivisions
. .
-Banks in the United States
Banks in foreign countries
Total time deposits

.......
.

...
.

46,093,088

16, 384, 635

29, 708,453

14, 343, 491

15,342, 739

22,223

166. 530,093

85, 242, 947

81, 287,146

65, 694,507

15,354,540

238,099

227,150
558
86,635
59,299
383,183
452, 546

77,969
89
47, 943
31,484
209,956
269,631

149,181
469
38,692
27, 815
173, 227
182, 915

139,909
258
29,586
27,354
163,317
156*893

6,750
95
430
9,661
25,826

2,522
116
9,106
31
249
196

167, 739,464

85, 880,019

81, 859, 445

66, 211, 824

15, 397,302

250,319

72,080
163 340
2, 951,948
5, 004, 281
1, 781,100
638,862

72,080
92,946
1, 363, 503
2,992, 878
1,092,114
342,353

67,158
92,946
1,357, 590
1, 882, 781
653,800
289,109

4,922

70,394
1, 588, 445
2,011,403
688,986
296,509

10,611, 611

4,655,737

5.955. 874

4,343,384

1,589,840

5,913
12, 871
479
3,387
22,650

<90, 535. 756

87, 815, 319

70, 555, 208

16, 987.142

272,969

CAPITAL ACCOUNTS

Capital notes and debentures
..
..
Preferred stock
Common stock
..
.
Surplus
Undivided profits--. .
.
.
Reserves and retirement account for preferred stock and capital notes and debentures
Total capital accounts
Total liabilities and capital accounts
1

Excludes banks in the Philippines.
* Includes trust companies and stock savings banks.




178,351,075

1,097, 226
437,835
49, 857

TABLE NO. 29.—Assets and liabilities of all active banks in the United States and possessions, Dec. SI, 194.5 (includes National,
State commercial, savings and private banks)1
ASSETS
[In thousands of dollarsl
Cor-

Location

Population
(approxi-3
mate) j

Loans
and
Num- ! disber
counts,
inof
banks
cluding

overdrafts

U. S.
Government
securities,
direct
obligations

Maine.—.
- - .
New Hampshire
Vermont
Massachusetts
Rhode Island - Connecticut

797,819
459,662
322, 594
4,184,945
773,113
1, 786, 253

493,871
96
95,651
107
100,014
317,810
80
167,039
105,976
377 1, 749,162 4,949,493
34
724,174
151, 243
197
476,998 1,824,870

Total New England States

8,324,386

891 2, 679, 044 8,477, 257

Eastern

Virginia
-.
West Virginia
North Carolina
South Carolina
Georgia . . . - - . - . - .
Florida
Alabama
-Mississippi
Louisiana
- .
Texas
Arkansas
Kentucky
Tennessee
Total
Southern
States

29, 541, 974
3,116,122
1 825 106
3, 553, 335
1,933, 579
3, 240,865
2 379 802
2, 833, 064
2 187 444
2, 548, 864
6,912,803
1, 785, 890
2,644,177
2,885,416
37,846,467




Obliga-

tions
guaranteed
by
U.S.
Government

tions
of
States
and
political
subdivisions

porate
stocks,
Other
inbonds, cluding
notes,
stocks
and
of
deFedbeneral
tures
Reserve

Currency
and
com

Balances
with
other
banks,
including

reserve
balances

banks

7,019
13, 734
5,073
36, 925
3,841
43, 250

1,678

109, 842

585,181 166, 903

192, 594 1, 539, 785

95, 239 14,140

6 279
1,637
1 861
55
343
28

799, 427
158, 512
228,128
12,363
12, 091
1,619

842, 580 153 787
202, 287 18,125
817, 694 62 800
66,316 3,358
59,948 4 077
20,673 1,562

267 012 7 672 493
83, 049
725,466
178 235 2, 031, 938
6,913
93, 304
30,082
355, 948
20,977
238, 297

288 752 24 900
51,813 2 744
111 782 13 918
3,051
346
13 617 4 309
57
13, 868

2,474 13, 796,203 41,189,457 10, 203 1, 212,140 2, 009, 498 243, 709

586, 268 11,117, 446

482, 883 46, 274 22,809 53,050 157, 510 58,841 70, 986, 291

097 253
710,992
487 954
73, 264
301 438
125,302

314
347,304
179
118 597
229
295, 560
145
85,200
407,986
306
175
218 939
204, 582
216
202
135 169
151
236,054
843 1,188,410
215
102,261
390
257,856
293
388, 207

28 078 567
3,370,083
7 251 482
347, 217
1 446 887
695, 221

1,065, 714
548 975
1, 013,187
335, 220
957,023
1,006,129
690,166
341,393
802, 251
2,744,353
388, 415
911,433
969, 369

333
275
348
150
65
68
402
95
437
202
116
141
210

34, 814
15,305
65, 317
19, 296
33, 994
62,919
70,150
83,602
105,125
136, 586
33, 908
25, 717
101, 998

3,658 3,986,125 11,773,628

2,842

7t8, 731

43, 658
34, 905
17, 247
306, 017
60, 557
122, 797

29, 558
14, 339
22, 204
5,271
14, 518
15,939
13,400
2,635
9,029
22,300
9,104
28, 536
22, 288

6,444
19, 962
2,400
67, 540
31, 209
39,348

Total
assets

60
68
220
293
35
1,002

821 11
New York
12 700 049
376
New Jersey
- 4,189, 997
9 296 247 1 034 1
Pennsylvania
42
285, 311
Delaware
-- 180
2 139 186
Maryland
21
District of Columbia-.
931,184
Total
States

Obliga-

Investments Cusand
tomInother
ers'
come
Real assets lia- earned
Bank
esindi| prembilor
tate rectly
ises
acity
owned, owned repreon
crued Other
furother sentasacbut
niture
ing
not
than
sets
ceptand
bank bank ances colfixprem- prem- out- lected
ises
tures
ises standing
or
other
real
estate

14,463
6,662
4,901
97,345
23,465
45,758

93, 419
55,919
36, 313
912, 286
107, 589
334, 259

3,705
3,384
2,958
51,038
10,701
23,453

1,510
1 631
460
7 086
436
3,017

657
1,678
4,288

38, 043
433, 973
21, 729
225 699
41, 469
455, 411
18,007
198, 033
29, 933
478, 396
530 639
37,885
360,725
27, 721
238, 782
18, 805
501,178
28, 326
76, 613 1,939,965
253, 603
13, 511
420,834
26, 953
32, 430
518, 974

16, 013
7 131
8,784
2,457
12, 298
12 517
7,578
4 055
10, 912
38, 295
2,879
7,275
13, 530

408
297
81
179
805
309
278
211
265
1,014
129
111
781

209,121 29,621

411, 425 6, 556, 212

143, 724

4,868

2,637
1 625
2,140
778
2,141
1,678
1,529
478
2,256
7,736

434
417
11
249
241
415
9,316 15, 826
1,984
433
1,322 14,194

761,133
554,411
344,870
8, 210, 593
1,118, 294
2, 930, 287

482
62
1,627
1 206
1,950
18

7 060
677
1

5,345

7,738 13, 291 31, 551 13, 919, 588

9 842 44 845 121 320 32 272 49, 439 329
333 11 139 4,495 5, 342,818
2 143
8 592 6 917 20 540 16 825 12, 238,666
608,103
579
230
425
'682
530 2 865 3 949 2, 236,134
50
1,121, 241
1,070
1,067
1,500

831

707
2

13
261
863
2,603
4,304
30
66
9,680

2
666
71
144
21
734
31
3,956
635
28

1,809
434
3,687
354
2,451
2 627
1,503
174
2,250
2,646
312
1,583
2,301

2,433
1,385
4,344
862
3,611
1 743
2,240
754
1 663
1,730
562
3,218
1,356

1,973, 872
956, 498
1, 913, 200
665, 878
1, 943, 378
1,891 674
1, 381, 871
826 184
1, 706 305
6,164, 789
805 487
1, 685, 335
2.055,826

6,288 22,131 25, 901 23, 970, 297

Ohio
Indiana
Illinois
Michigan..
Wisconsin. _
MinnesotaIowa
Missouri...

6, 873, 012
3,437,887
7, 770,813
5, 458, 506
2, 991, 730
2, 521,999
2, 281,825
3, 608, 621

680 1, 292,405 4, 554,102 1,054
495
356, 348 1, 815, 543
546
851 1, 841, 286 7,297,526
372
432
634, 305 3, 251, 598
906
559
345, 238 1,887, 262
204
679
463,304 1, 793,313
298
646 332, 773 1, 231,813
451
592
769, 054 2, 303, 440 1,233

520
213, 211 176, 439 9,704 124,678 . 386, 205 48, 8121
97
15, 543
74,126
60, 993 2; 313 56, 999 679, 673
233
328,370 303,454 17, 238 112,407 , 599, 544 36, 392
123
23, 942
78, 735 891, 94'
143, 237 114, 727 5,184
125
15, 710
571,898
37,020
80,999 2,380
64,803
67
644, 825
9,011
26,180
59, 035 65, 506 2,595
211
7,325
30, 297 508,438
25, 033 1,308
84,135
14, 506 3,688
105, 803 65, 008 30, 460 42, 201 ,111,255

Total
Middle
Western States „ 34, 944,393 4,934 6, 034, 713 24,134, 597 5,064 1,072, 720 892,159 71,182
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total
States-

Western

540,878
. 561,599
1, 220, 245
1, 763, 880
477, 471
258, 475
lf 153,358
535, 041
2,075, 655

151
166
410
615
111
56
139
41
380

8, 586, 602 2,069
2,066,305
1, 220, 681
8, 793, 489
534,399
610, 221
157, 277
641, 806

WashingtonOregon
California.-..
Idaho
Utah
I.
Nevada
Arizona
Total Pacific States 14,024,178

34, 398
51,359
161,410
173, 756
40,814
27, 259
131,350
39, 980
203, 695

345,420
237,367
745,750
899, 282
322,991
112, 906
634,779
132, 726
767,069

68
199
177
480
88
69
84

864, 021 4,198, 290 1,257

9,300
11, 923
36,609
33,233
5,954
2,846
13,407
5,846
68,031

2,584
2,537
16,026
14,192
3,731
2,360
17,066
2,171
8,776

511
276
959
1,166
409
188
939
191
1,453

69, 443 6,092

1,557
363
1,027
516
815
4,898
2,440
428

508, 517 8, 393, 785 171, 241 5,064 12,044
5,095
4,728
10,155
15, 090
6,035
3,861
12,420
5,423
15, 444

111, 573
105, 949
372, 735
497, 377
137, 554
71, 694
334,615
91, 929
478,659

1,532
2,000
4,960
5,943
2,14!
1,071
2,886
790
6,949

2% 11,304
56 2,807
3,575 22, 391
8 8,285
38 2,935
146 5,187
822
1
878 4,761

4,915 58, 492 27, 681 41, 392,174

4
543
27
64
125
20

5,338 7,825, 542
1,984 3,067, 391
5,845 12, 569,660
3,499 5,157,012
3,832 3,013, 259
2,136 3,076, 501
97a 2, 226,026
4,068 4, 456, 783

1,375

79

332 1,923

574
520
1,288
769
728
68
1,117
24
1,052

118
2 "7
417
933
141
43
824
17
579

511, 200
417,130
1, 350, 512
1, 642,802
520, 599
222, 392
1,149, 557
279, 222
1, 553, 273

6,140

3,329

7, 646, 687

78, 251 2, 202, 085

28, 276

107
124 363, 349 1, 429, 679
910,490
7
73 181,073
208 2, 212, 397 8, 257, 237 3,139
50,356
262,980
310
46
332, 550
92, 424
57
168
102,413
21,458
4
8
211, 503
67,182
28
11

2,011
469, 397
96, 848
31,181
75, 594 12, 343 1,001
16, 297 277,191
488, 782 168,149 15, 342 116. 741 2, 551,147
6,486
280
99,102
1,311
5,784
14,298
495
134, 444
1,590
6,128
6,251
121
28, 365
454
3,121
3,673
227
87, 512
1,717
7,823

8,627
6,817
70.872
1,510
2,036
878
1,383

355 2,434, 844
55
136 4,160
31
3,670 1,172
1, 485, 692
19
18
1,556 24,131 ~ 3,~ 570 27, 525 10, 841 13, 951, 429
211
428,380
46
4
42
281
585,476
20 1,000
517
154
163,741
5

527 2, 988, 239 11, 506, 852 3,763

691,932

92,123

1,634 25, 376 3,706 36,853 13, 391 19, 432, 051

187,149

214, 472 19, 477

187,075 3,647,158

""m

893

377

Total
United
States (exclusive
of possessions)-- 133, 268, 000 14, 553 30, 348,345 101, 280,081 24,807 4,062,514 3,979,874 536,984 1, 964,130 33, 456, 4711,013,486 72, 312 77,177 75, 796 294, 417 160, 694 177,347,088
81,350
4,464
13, 461
7,397
30,464
213
1,548
52
Alaska
59,408
935
. 2,166
2,871
1,735
Canal Zone (Panama)
18
3,650
Guam
457, 213
92, 473
51, 327
5,467
383,119
101 10,398
890 23, 965
The Territory of
2, 069, 244
24, 517
10,142
3,540
57,027
28,985
176, 243
Hawaii..
14, 669
426
3
5
79
1,127
Puerto Rico
American Samoa
26, 653
528
584
258
33
2,746
Virgin Islands of the
United States
2,
708,
537
118,
522
599,084
101
20,753
10,
593
942
60,
958
133,
222
Total possessions*.
Total
United
States and possessions
135, 976, 537 14, 598 30,466, 867 101,879,165 24, 908 4, 083,267 3,990,467 537,926 2,025,088 33, 589,693
1
2
1

379
54

35

3,869
2,226

477
106

6,537

618

53

58. 252
36,788
5,173

318
739
593 21,300
6

573,196
324,745
1,646

51,144

1,003,987

4,187

67

1,386

1,020,023 72,930 77, 244 75, 856 295,803 211, 838 178,351, 075

Includes also loan and trust companies and stock savings banks, but excludes private banks which do not report to State banking departments.
Civilian population only. Excludes approximately 7,000,000 persons estimated to be in the armed forces as of Dec. 31, 1945.
Not available.
* Excludesfiguresfor the Philippines.




10 29, 017
19!
268

TABLE NO. 29.—Assets and liabilities of all active banks in the United States and possessions, Dee. SI, 19^5 (includes National,
State commerical, savings, and private banks)—Continued
LIABILITIES
[In thousands of dollars]

Location

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

---

-

Total New England
States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.-Total Eastern States..
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Tekas
Arkansas
Kentucky
Tennessee

I—

Demand
deposits

Time
deposits

Total
deposits

299,925
164,834
109,922
3,930,769
500,247
1,167,321

394,496
336,909
202,689
3, 584,154
518,103
1,503,488

694,421
501,743
312,611
7,514,923
1,018,350
2,670,809

6,173,018

6,539, 839

12, 712,857

33,557,436
2,818,043
7,615,098
413726J
1,340, 715
856,670

11,701, 290
2,178,954
3J505.454

45, 258,726
4,996,997
k420

746,565

2,087, 280
1,059,909

46,601,224

18,472,935

65,074,159

.

1,450
75
175
585

v

204,045

1,3
788,730
1,627,506
5,887,031
768,348
1,588, 773
1,957,308

192
82
670
1,750

19,454,310

3,328,110

22, 782,420

10,243




109
19
194
2,781
483
464

Expenses
accrued
and
unpaid

829
190
402
17,651
6,156
6,039

Surplus

710
168
433
12, 824
1,578
2,493

15,416
6,752
14,633
109,645
24,772
43,485

26,435
28,519
6,391
316,893
57,285
119,979

19,030
12,938
6,072
193, 733

214, 703

555,502

313,017

51,492

593,996
36,404
12k 254
7,189
33,857
11,470

155,290
25,633
59,378'.
9,333
7,762
2,128

810,170

259,524

9,888
33,500
35.573
"257405
18,396
28,390
102,703
13, 577
38,390
35,706

16,963
7,382
12,471
3,940
12,699
10,858
~10,W
1,010
10,258
38, 276
6,644
11,076
14,636

8,452
2,732
7,420
2,306
7,156
4,412
"47208
941
3,829
15,623
2,088
3,409
4,426

|48,437

157,130

67,002

4,050

31,267

18,206

123

12,368
2,219
3,534
165
575
298

142,622
9,113
27,858
1,084
3,766
2,257

297,055
4,965
12.143
470
2,406
1,019

236

60,774

19,159

186,700

318,058

1,510
138
2,232
178
3,328
514
510
101
416
655
175
757
1,373

4,125
1,356
4,167
914
3,370
3,746
2,112
621
2,874
7,229
243
2,258
2,776

1,313
512
1,466
170
1,747
536
640
354
1,549
2,320
294
3,641
786

11,887

35, 791

666
71
144
21
766
31
4,816
635

1,248
450
190

28
26

7,180 I

Reserves
and retirement
account
for
perferred
stock and
capital
notes and
debentures

Capital
stock i

Other
liabilities

8,682
113

875
3,600
1,186

672,730
1,381,752
5,456,007
682,573
1,395,580
1,587,949

Income
collected
but not
earned

51,859
333
7,627
425
530

9, 723

202, 512
1,050
233
250

Acceptances executed by
or for account of
reporting
banks and
outstanding

7,974
707
1

7,438

495,675
230,266
291,128
75,819
283,274
28L981
228,862
116,000
245,754
431,024
85, 775
193,193
369,359

1,356,973
660,069
1,526, 712
562,195
1,563,327

.

Total Southern States.

1,852,648
890,335
1,817,840
638,014
1,846,601

Bills pay- Mortgages
or other
able, redisliens on
counts, and
bank
other
liabilities
and on
for
other real
borrowed
money
estate

118, 484
279,588
T6
33,641
18,400

r

2, 784,836
45,571
24.851
26,824
10,397
33,585
, 30,008
2375S3"
15,810
26,667
110,123
14,036
36,361
37,037

15,328 I 434,853

25,592

Undivided
profits

72, 575

2, 733
4,007
3,959
33,584
294
6,915

Ohio
Indiana
Illinois Michigan
Wisconsin _
Minnesota
Iowa
.
Missouri-

4, 942,029
2,155, 253
9, 684, 654
$034,101
1, 787, 732
2, 085, 920
1,663, 374
3, 648, 071

2, 447, 936
756, 557
2, 239, 086
1, 864,335
1,063,353
824, 235
454,181
577, 717

7, 389,965
2,911,810
11, 923, 740
4,898, 436
2,851,085
2, 910,155
2,117, 555
4, 225, 788

29, 001,134

10, 227, 400

39, 228, 534

379, 024
330, 707
1,165, 260
1, 420,800
417,336
171, 282
897, 222
234,649
1,367, 970

109,549
66, 764
124,806
146,191
81,854
39, 600
200,971
35,933
101, 263

488, 573
397, 471
1, 290, 066
1, 566, 991
499,190
210,882
1,098,193
270,582
1,469,233

6, 384, 250

906,931

7, 291,181

535

1, 647, 214
1,057,167
8, 449,180
327, 597
400,669
112, 259
289,833

690,293
366,613
4,818,514
84, 678
157,661
44,110
79,151

2,337,507
1,423, 780
13, 267,694
412, 275
558,330
156,369
368,984

100

12,283, 919

6, 241,020

18, 524, 939

100

45, 716, 235 165,614,090

226, 799

___ .
...
.

Total Middle Western
States-.
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma.
Total Western States. .
Washington
Oregon
California
Idaho

Utah

Nevada
Arizona.
Total Pacific States

Total United States
(exclusive of possessions)
. 119,897, 855
Alaska
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United
States
Total possessions

38,680
32,628
1,524
312, 743
150, 779
645

10,938
1,510
7,394
3,138
342
631
468
9,108

162, 736
56,978
224,473
93,016
63,753
52,913
38,815
93,879

163,021
57,682
221,963
90,764
53,192
68,470
39,523
67,484

34^ 484
24,343
24,446
20,742
41, 782

27,18 )
7,439
69,409
24,594
15,555
11,340
7,190
9,353

2,153

5,024

13, 568

83,134

33, 529

786, 563

762, 099

305, 501

172,069

79

54
45
155
262
55
64
220
2
355

479
489
1,344
981
462
48
1,796
8
2,216

62
64
275
370
130
60
160
45
763

8,669
7,683
24, 239
29, 688
8,630
3,708
15, 468
3,635
29, 313

5,926
6,289
19,954
27,835
7,001
4,601
19,356
2,979
29,129

4,276
3,890
9,501
14,435
4,444
2,321
10,387
312
17,545

3,161
1,165
4,428
2,233
N
687
708
3,972
1,659
4,640

99

1,212

7,823

1,929

131,033

123,070

67, 111

22,653

136

722
224
7,755
17
79
97
378

4,275
2,616
28,140
551 .
942
455
942

1,599
1,108
36, 474
137
179
979
21

29,080
17, 505
247,432
6,205
9,671
2,270
4,498

33, 771
19,608
239, 529
5,426
9,658
2,140
5,244

16, 537
16,464
80,816
2,448
4,393
1,386
1,797

11,117
4,387
38,909
1,321
2, 224
45
625

4,816

9,272

37, 921

40, 497

316, 661

315,376

123, 841

58,628

86,575

59,148

382,636

427, 547 3,152, 443 4,989,320 1, 776, 770

631, 368

53

34
535

15
7
5

41

4,680

392

1
20
53
331

166

6
145

489
46

44
35
15
530
24,369

1,035

1,300

825

434

35
9,490
24,165
50

335
8,518
4,757
25

25
2,976
464
20

71
5,969
928
2

2,151

1,726

3,877

11

6

150

26

20

90

376,853

916,003

351

166

60

151

547

24,999

34, 925

14, 961

4,330

7,494

46,093,088 166,530,093

227,150

558

86,635

59,299

383,183

452, 546 3,187, 368 5, 004, 281 1, 781,100

638, 86*2

Includes capital notes and debentures.




54,614
36, 752
4,672
545,165
269,374
1 549

18, 045
3,267
34,135
9,531
4,345
6,316
1,402
6,093

539,150

Total United States
120,437,005
and possessions
1

15,934
4,124
3,148
232,422
118, 595
904

2,514
672
3,256
2,988
606
2,084
330
1,118

50,121
27,977

1,300

213
56
3,684
8
38
146
1
878

800

7

(See classification on pp. 118 and 119.)

TABLE NO. 29.—Assets and liabilities of all active banks in the United States and possessions, Dec. SI, 1945 (includes National,
State eommerical, savings, and private banks)—Continued
[In thousands of dollars]
Loans and discounts

Location

Maine
New H a m p s h i r e .
Vermont
Massachusetts.._
Rhode Island
Connecticut
Total New England States.
New Y o r k .
New Jersey
Pennsylvania
Delaware..
Maryland.
District of ColumbiaTotal Eastern States.
Virginia.-West Virginia. _
North Carolina South Carolina .
Georgia
Florida.-Alabama...
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total Southern States




CommerLoans to
cial and farmers diindustrial rectly guarloans (in- anteed by
cluding
the Comopenmodity
market
Credit Corpaper)
poration

Secured Secured
by farm by resi- Secured
land (in- dential
by
cluding properties other
mprove
(other
properments) than farm)
ties

All other
loans,
Loans
includto
banks ing overdrafts

3,802
6,692
3,948
48,883
12,877
10,311

8,498
4,042
6,580
41,954
18,361
12,940

20
20
364
6,768

82,746

102,193

1,411,955

92,375

7,994

86,513

23,420
3,351
14,216
1,145
3,400

474,464 2,513,295
79,191
11, 782
237, 789
3,591
15,579
11,481
38,613
1,384
27,306

1,280,501
83,878
124,491
3,826
94,157
12,398

16,746
14,591
3,896
22,001
3,105
9,304
33

2,980,830
302,445
339,376
21,413
53,392
30,017

105,388 26, 273
61,869
77,469 " " 3 6 7
5,681
20,620 '~2,'37O
12, 994

333,053
29, 726
57,032
1,914
12,204
4,934

45,541

872,942

2,609,922

1,599,251

52,930

3,727,473

284,021

29,010

438,863

1,865
7,623
17,793
66
197071
14,909
3,280
108,861
9,797
107
13,402

12, 796
2,287
5,820
3,229
12,635
5,994
11,444
20,093
7,014
99, 537
14,564
17,767
18,073

69,509
21,018
55,185
7,939
36,020
17,429
27,896
10,355
26,852
87,732
13,775
39,203
51,271

3,523
532
5,858
654
5,334
4,031
2,522
4,469
3,095
10,901
1,906
2,906
9,785

35,349
14,650
49,694
5,370
83,615
33,513
41, 975
20,218
52,274
231, 755
9,178
45,448
54,493

14,121
4", 942
11,224
2,051
9,003
3,293
5,837
6,918
5,019
17,379
5,231
23,300
16,038

69,900
33,846
20,302
7,384
33,155
14,402
16, 270
9,665
14,072
35, 548
7,904
27,486
22, 273

15,953
8,572
14,466
4,027
9,200
10, 213
6,705
4,115
8,229
22,840
3,175
7,581
7,767

52
536
1,057
312
2,912
25

1,502
26
296
304

18,933
10,827
12,029
13,646
30,044
45, 260
8,659
6,460
22,322
68,260
6,277
17,805
17,355

197,343

231,253

464,184

55,516

677,532

124,356

312,207

122,843

7,058

-277,877

3,345,063
134,831

1,515,956

Real-estate loans

33,097
63,792
61,463
864,780
70,416
318,407

647,543

106,619
21,367
118,060
32,965
168, 275
84.713
847203"
37,931
93,897
504,095
30,428
75,957
177,446

Other loans
for the
purpose of
purchasing
or carrying stocks,
bonds and
other
securities

1,776
926
10,740
1,020
889
1,395

6,708
24

4,133,978

Loans to
brokers
and dealers in
securities

2,894
2,697
2,804
60,836
3,997
28,965

25,819
15,691
8,034
503,326
34,570
60,103

54,685
36, 227

Other
loans to
farmejrs

Consumer
loans to
individuals

3,274
1,153
6,151
2,523
481
1,996

9,106
4,834
5,892
138,738
8,832
41,193

6,806

15,578

208,595

375
23
579
83
1,212
2,272
549
20

657
143
80,313
767

822

36

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri-

-

---

.-

--

_
. _ _

-

_

__

Total Middle Western States
North Dakota
South Dakota-Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma.-. _ -

_

_
_ _ _

. _ _ .
_

-

Total Western States _ . _

_
_ . - _

_

Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Total Pacific States _

_

Total United States (exclusive of possessions)
Alaska __
Canal Zone (Panama)
Guam
__
.
The Territory of Hawaii
Puerto Rico _ American Samoa
Virgin Islands of the United States
Total possessions
Total United States and possessions




300,703
92,773
897,396
173,855
103,704
132,391
59,802
288,879

414
1,413
176
1,800
60
3,877
1,146
7,910

21, 717
26, 739
54, 241
20,473
24, 575
47, 694
92,213
47,045

126, 536
41, 883
123,909
71, 363
33,050
38, 589
31,204
83, 844

98,159
1,442
211,999
12,131
2,566
6,485
742
12,501

275,160
33, 928
291,612
81, 552
25,415
61,948
34,155
120,768

44,907
31,104
21,811
19,958
27,311
19,826
42,016
24,805

277, 654
101,030
145,059
195, 286
95, 427
106, 296
49,639
127,018

51, 778
16, 542
40,139
34, 231
21, 896
8,360
10,913
26, 364

40
132
568
14
34

94,604
9, 46t)
54,944
23, 616
11,102
37,270
10,929
29, 886

2,049,503

16, 796

334, 697

550,378

346,025

924, 538

231, 738

1,097,409

210, 223

1,586

271,820

5,258
8,026
30,465
46, 770
9,557
4,318
42,498
12,376
79,930

7,843
4,770
4,875
6,249
2,755
1,834
6,334
3,144
14,952

9,689
23,549
60,205
54,825
13,797
11,088
34,101
10,618
32, 512

3,571
3,365
9,036
19,039
3,003
2,004
10, 541
3,089
23,194

2
1
1,006
2,103

997
2,320
6,377
11,880
980
1,152
3,252
927
6,493

4,479
5,282
7,625
15,547
4,822
4,371
14,989
6,499
15,882

981
1,345
2,918
2,628
1,372
1,355
4,540
1,348
2,973

10

411

870
1, 420
24,184
8,017
3,073
669
6,589
1,136
19, 518

8

698
1,281
13, 960
6,629
1,455
454
8,007
843
7,822

239,198

52,756

250,384

76,842

4,026

65, 476

34,378

79, 496

19, 460

856

41,149

142,107
66,478
693,811
11,887
20,434
4,296
27,835

8,190
4,500
5,340
6,594
4,842

25,432
16, 758
179,660
2,662
5,123
2,623
7,089

3,622
533
74, 640
9
985

60,949
44,098
160,241
2,256
5,007
1,771
1,426

7,676
2,447
49, 426
1,648
3,926
792
1,336

71, 416
16,039
772,304
9,003
25,367
6,743
12,148

11,771
5,974
129,344
2,323
6,533
1,829
836

835

3,022

15, 768
10,237
93,935
10,742
13,340
2,851
12, 731

15, 583
14,009
52,136
3,232
6,867
553
754

966,848

32,488

159,604

239,347

79, 789

275, 748

67, 251

913,020

158, 610

2,400

93,134

9,553,026

308,461

1,037,057

2,412, 288

3,178,024

3,644, 738

527,399

7, 541, 560

887, 532

48,904

1,209,356

1,066

4

139
81

135

8

2,419

180

19,040
26,342
1
150

1,275
14,492

2,637
3,671
1
1

2,881
1,571

277
1,158

12,654
2,843

1,871

37

212

92

6,530

4,587

1,480

18,128

3,773

2, 418,818

3,649, 325

528,879

7, 559, 688

891,305

8
15,779

46,599
9, 599,625

308,461

1,052,836

14
489

3,178,024

773
25

759
69
10

1, 560

5

3, 446
2,085
18
10, 692
5,320
1
84
21,646
48,904

1,231,002

TABLE NO. 29.—Assets and liabilities of all active banks in the United States and possessions, Dec. SI, 19^5 (includes National,
State commeirical, savings, and private banks)—Continued
[In thousands of dollars]

Capital

c
Location

tT

notes
and
debentures
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut.
Total New England States
New York
New Jersey
Pennsy 1 vani a
Delaware

Maryland

95
4,275

Preferred
stock

1,666
146
3,403
3,304
870
1,434

Total Eastern States

Total Southern States




Common
stock

Individuals, partnerships,
and
corporations

U.S.
Government

States
and
political
subdivisions

13,655
6,606
6,955
106,341
23,902
42,051

202,391
107, 247
75,084
2,328, 430
328, 245
787, 531

66,192
35,600
26,267
1,018,481
125,366
278,747

18,592
11,029
5,612
152,774
24,874
42,152

3,828,928

1, 550,653

255,033

8, 434, 790
746,628
1, 564,089
"6^094"
307,352
180,682

587,621
218,407
198,212

4,370

10,823

199, 510

40,315
552

20, 730
32, 785
8,639
25
1,529

745, 818 18,313,054
85,147 1, 772,092
270,949 5,066, 476
11, 570 " 3 2 0 150
31,327
838,156
18, 400
614,069

59
785
41,711
1,280
150
382
20
10
481

2,323

Banks
in
United
States

Time deposits

1

Banks
in foreign
countries

Certified
and
cashiers'
checks,
etc. »

Individuals, partnerships,
and
corporations

U. S.
Government

392,591
336,382
200, 767
3, 581,734
517,051
1, 501, 563

98
311
146
1,620
660
1,300

17
56
8
157
49
51

6, 530,088

4,135

338

4,894

384
36, 721
557
4,765
10
3 363
75

16,107

524

49,130
6,329
73, 276
8 524
2,688

574 139, 947

45,491

16,107

9,062
7,887
1,236
352,152
14, 854
38,387

24, 264
1,085
2

3,663
3,071
1,723
54,668
5,823
20, 502

423, 578

25,376

89, 450

25

60,833
80

3, 666, 779 1,151, 468 1, 403, 724 11, 581, 382 17, 950
41,604
309
39,003 2,168,117 3,951
696JL44
12,450
77, 727 3, 422,906 3,983
3.79T
45
128, 854
12,395
121,442
487
12,445
738,967 1,522
2,589
47, 459
203,139
11, 791

63, 708 1,163, 211 26,923,997 11, 299,635 1,075,984

4, 577, 220 1,167, 303 1, 557,085 18, 243, 365 27, 451

District of Columbia

Virginia
West Virginia
North Carolina
South Carolina
Georgia.
Florida
Alabama
Mississippi
Louisiana
Texas J*
Arkansas
Kentucky _
Tennessee

Demand deposits

2,859
112
1,315
876
80
356
1,147
3,551
1,874
1,924
1,238
2,371
5,223
22, 926

42, 712
862, 763
246, 938
23,459
438, 502
118, 966
25, 509
232, 558
918 574
9,371
65, 742
420, 611
33,123
282, 721
934, 569
29, 652
218, 206
985 281
22 436 —'715 671" ~~T6T 014
12,239
78 185
461 646
24, 783
179,102
846 254
107, 718 3, 496, 464
764,126
12, 798
63,147
502 233
33, 990
190,139
956 005
31, 814
235,140
923, 798
409, 604 12, 462,371

ram

59,621
44,873
121,157
46, 203
88,101
113,751
T0476TO™^
6,5,876
104,496
260,121
44,497
59,296
96,423

2,835, 984 1,209,025

164, 931
43, 501
240,089
24,965
246,018
189,971
~05j746~
63, 712
231,303
830,323
68,509
178,817
321,294
2, 699,178

99

9

22, 621
14, 227
14, 334
4,674
11,887
14, 519
7,320
3,123
12, 589
99,069
4,187
11,323
11, 285

16, 594

231,158

.31
1,847
508
188
8,008
5,904

473, 410
228,680
283,061
74,389
279,999
262, 478
226, 672
114.158
237,311
390, 703
84,564
189,949
357,083

7,467
262
3,657
342
2,196
4, 396
831
1,804
4,244
6,855
945
2,066
5,127

3, 202, 457 40,192

Postal
savings

25
25

27
122
171
12
122
164
32

States
and
political
subdivisions
1,785
93
1,699
516
238
563

Banks
in

United
States

Banks
in
foreign
countries

5
67
69
127
105
11

285
412
32
21
130

13,540
343
2 602
743
425
12, 684
292
3
3,886
31, 461
154
1,065
1,832

1 231
859
1 637
333
532
2 259
1 035
35
28
1, 593
80
92
5,187

1,530

69, 030

14, 901

OO

Dhio.__ .
Indiana __
[llinois....
Michigan
Wisconsin
Minnesota
Iowa.
.
Missouri

14,138
4, 253
588

6.607
1. 306
1.002
I 17 334
964 I 5 010
401
1 254
1 451
2.103
848

.

Total Middle'Western
States „__

141,991 1
51.419
222,883
75. 682
57,779
51, 258
37. 364
90,928

3,128, 34S | 1, 206, 558
357, 611
1, 436, 427
5. 694.075 2,057, 783
1, 962. 889
642,871
1,135, 876
397. 922
459, 621
1 112 437
258,074
1.09S. 790
569,033
1,976. 225

729. 304 17, 543. 067

202. 451
190. 596
373. 892
208,835
78 184
119 333
140 803
181.028

5. 949, 473 1, 495,122

332.511 ,145, 448
1.431.373
169.079
147 429
364 606
147 929
885. 897

2. 773
82
20.573
3.992
316
2 311
135
3, 597

69. 388
25.089
106. 958
46. 435
28, 005
27 612
19 643
32. 291

3. 624, 272

33. 779

355. 421 10. 027. 884

22. 447

34.812

207
108
88

34
100
137
652
124
385
412
286
121

8,428
7. 475
24.014
29.036
8,461
3, 323
15. 056
3,349
29.192

284. 723
255,108
756 813
991, 506
296, 565
127, 687
628 656
173.411
857, 466

46,895
34,363
163, 249
140,184
46, 761
13,693
128, 359
19, 625
185, 564

27,207
25, 794
46 736
156, 389
37 683
15, 419
25 573
23, 796
110,908

16 349
13. 009
189 861
121,268
31 819
12, 636
105 549
14, 519
181, 456

448

2.251

128,334

4,371. 935

778, 693

469,505

686. 466

327
106

722
100
26. 981
f\5
110
30
700

28,031
17,299
220,451
6.140
9 213
2.240
3,798

358,487
1,083,469*
213, 900
709.547
5, 883. 774 1,395,228
27, 504
257, 727
50,754
260 092
15. 250
80. 448
34,137
223,148

86, 224
72,183
418, 706
32. 960
34 623
12.579
21,873

96.048
40.149
477. 688
6.259
50 87* •
1,267
2. 598

28. 708

287,172

8,498,205

2,095,260

679.148

674.887

2.352. S06
HO !
750 362
734
2,167.089
372 1
1.855.390 1.416 i
1 059 221
480
818 240
302
451 538 2 451
573. 238 1.040

91. 210
3,158 1
17
5 030 i
71. 491 I
6,120 1 1,326
2 670
900
928
4 321
64
2.979
282

1,880 178.872 11,629
. , ....
6 28 326
1 933
14
g
34
26
211
57
164
5
11
571
22
104
so
356
2 923
6
6
27
1,058
2,352
101

3 850
2. 433
8 601
11.4.53
4 440
1.847
9 049
3. 298
32 576

1
81 216
64. 590
227
124 630
108
144. 400 1 359
81 215
52
87
39,307
197 620
67
105
35 789
97.132
620

104

77, 547

865,899

2.626

277

32, 591

5, 538

2,743
449
41. 722

687. 325 2. 577
361.023
96
4, 700.954 11,445
83. 668
894
155 846 1 625
43. 982
101
79.009

27
15
371
11
25

4
5,159
98, 577

360
320
5,667
105
110

1,199

20. 243
20.939
232. 062
3.147
4 317
2. 715
6.878

46,118

290.301

6.111.807 16. 738

467 103,842

6,666

1,500

Total United States (exclusive of possessions)... 72. 080 163. 228 2, 917.135 73, 628, 503 24, 509, 698 5.183. 817 12. 685, 601 1, 289, 274 2. 600. P62 44,981, 500 98. 277

5,066 529,176

84,609

17,607

North Dakota
South Dakota
Nebraska _.
Kansas
Montana.
Wyoming
Colorado
New Mexico
Oklahoma _

_
...

Total Western States
Washington.
Oregon
California _.
Idaho
Utah
Nevada
Arizona - _ _ _
Total Pacific States: _ . . .

45

348

781

68
36

5

Alaska..
.
Canal Zone (Panama)
Guam.
The Territory of Hawaii
Puerto Rico _
American Samoa
Virgin Islands of the United
States._

112

38

1.109

224

798

8

2

10

1.566

Total possessions. _

112

34. 813

303.913

165, 571

41,820

6.604

5,950

15. 292

310.345

Total United States and
possessions
1

7.135

422
414
134
83
82
444
123
178

1 035
35
9.490
24 165
50

33 223
11.074
1 021
175,149
81 950
387

3, 291
21,217
500
110, 210
30,129

1 250

515
244

21,894
17 651
227

3 032
3 049

59
5 616
29

401
93
3
2. 399
12 384
2

15 913
4,124
3 148
231, 514
53 176
904

72.080 163,340 2,951,948 73, 932,416 24,675, 269 5, 225, 637 12,692, 205 1, 295, 224 2, 616. 254 45, 291, 845 98, 277

Includes dividend checks, letters of credit and travelers' checks soil for cash, and amounts due to reserve agents (transit account).




18

55
27
20

1, 500

104

21
532
31

376
65, 388
158

2

584

65, 922

2

5,650 595,098

84,609

17,609

TABLE NO. 30.—Assets and liabilities of active natibnal banks, Dec. 31, 19U5

to
O

ASSETS
[In thousands of dollars]

Obliga-

Location

Maine, . - - New Hampshire
Vermont
M assachusetts
Rhode Island
Connecticut
Total New England
States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States.
Virginia _
- ..
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana __
Texas
Arkansas
Kentucky. _
Tennessee
.. _

Number of
banks

U.S.
tions
Loans
and dis- Govern- guaranteed
counts, ment seinclud- curities, by U. S.
direct ob- Governing
over- ligations ment
drafts

33
52
39
121
10
51

32, 222 172,848
114,858
31,826
68,625
28,207
692,655 2,085, 691
35, 321 202,914
92, 740 523,440

306

9
36
72
61
12

Obligations
of
States
and
political
subdivisions

1,756
3,251
2.940
17,578
1,934
16,087

Other
bonds,
notes,
and
debentures

8,855
8,010
8,247
37,626
4,177
14,743

Corporate
stocks,
including
stocks
of Federal
Reserve
banks

Currency
and
coin

Bank
Balances premises
with
owned,
other
furnibanks,
including ture
and
reserve
fixbalances
tures

532
396
259
7,265
628
1,325

5,599
5,005
2,170
55,983
6,148
16,148

46,033
40,686
23,801
624,384
48, 472
164,499

1,095
1,633
1,092
24, 759
776
8,436

Real
estate
owned
other
than
bank
premises

10
1
19
1,148
241
194

Investments
and
other
assets
indirectly
representing
bank
premises
or other
real
estate

Customers'
liability on
acceptances
outstanding

298
62
238

6,926
127

Income
earned
or accrued
Other
but noi assets
collected

Total
assets

228
11
169
7,132
649
975

227
269, 712
115
205,890
65
135,666
9,476 3,570,922
63
301,450
838,866
267

912,971 3,168,376

190

43,546

81,658

10,405

91,053

947,875

37,791

1,613

598

7,053

9,164

10, 213 5,322, 506

399 3,102,543 8,687,476
218
274,816 1, 531,339
662
716,171 3,923,666
13
6,248
24,608
543,848
64
95,296
423,661
9
67,807

1,721
319
188

389,445
76,410
128,842
382
3,724
994

356,846
66,859
334,930
2,433
12,668
14,940

40, 572
3,213
13,377
127
1,010
614

75,879 2,915, 552
382, 259
37,453
97,351 1,216, 871
1,014
7,237
172,312
10, 578
144,463
13, 733

87,834
19,684
54,654
488
4,556
6,238

2,689
542
812
11
22

1,643
1,547
535
7
11

16,371
113
6,141

30,515
4,304
9,396
5
1,412
391

5,894 15,714,980
1,429 2,400,287
7,474 6,509,408
41
42,601
570
846, 523
555
673,396

1,365 4,262,881 15,134, 598

2,261

599, 797

788,676

58,913 236,008 4,838,694 173,454

4,076

3,743

22,108

46,023

15,963 26,187,195

130
188,781 652,484
298,850
76
57,258
45
279,801
68,427
217,769
23
62,310
592,326
48
246,293
727,705
58
170,708
65
136, 739 480,315
122,995
23
26,361
617,737
33
172,627
434 1,008,269 2,334,452
222,955
51,518
50
354,186
91,573
93
285,081 689,620
70

76
224

22,401
9,310
15,011
9,357
24,203
45,165
55,158
16,081
56,666
104,979
19,911
16,114
66,060

18,144
9,827
1,455
3,351
12,382
14,271
11,167
465
8,007
19,659
6,501
15, 258
17,556

236
85
40
69
311
215
34
12
198
865
50
31
219

726
20
2

2

1,183
167
480
307
1,870
2,294
1,161
20
2,119
2,509
269
846
1,950.




33

2
145
1
4

33

1,703
790
493
352
1,160
1,517
1,075
286
1,642
5,354
518
946
2,133

263,914
22,684
11,884
136,449
9,794
127,039
10,074
118, 538
14,226
271, 097
24,755
380,705
17,986
232,876
4,545
68, 228
14,594
320,331
59,034 1, 590, 780
121,886
6,906
174,217
11,263
20,325
350,377

8,623
4,217
2,941
1,800
7,394
10,501
6,067
1,378
8,689
34,366
1,791
3,586
9,647

483

150
71
29

86
731

734

2,129
4,247
30

3,956
635

66

28

1,291
468
343
688
426
757
1,694
104
1,239
1,285
170
285
717

1,182,248
529,549
505,976
424,686
•1,171,717
1,378,679
945,739
240,475
1, 210,079
5,166,434
432, 506
668,309
1,443,812

Ohio...
Indiana
Illinois .
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western States
North Dakota
South Dakota _
Nebraska..
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States.
Washington
Oregon
California
..
Idaho
Utah
-.
Nevada ._
Arizona
Total Pacific States..
Total United States
(exclusive of possessions).
Alaska
The Territory of Hawaii. _.
Virgin Islands of the
United States..
Total possessions
Total United States
and possessions

549 630 1 924,100
240
182,696
958, 778
125
362 1,449,488 5,470,383
346,437 1, 719, 667
77
128, 089 1, 033,023
97
318,459 1,306,153
185
106, 588
420, 550
97
317, 528
966,097
80
1,263 3,398, 915 13, 798, 751

44
22
7
23
304
657

110 586
49, 723
205, 532
51, 273
20, 098
36, 701
46, 587
39, 522

60 239
33, 683
164,457
64,102
33, 783
44,317
12,169
21, 935

5 206
1,699
14,702
3,234
1,648
2,505
817
8,145

686,486
51 205
378, 543
29, 203
77, 058 1,904, 266
490,869
36, 268
301,979
15, 247
493, 523
15, 442
187,900
9,120
460, 209
15,087

24 951
8,652
27,070
9,549
8,644
6,364
3,116
3,825

8
1,220

916
388
15
4,038
1,006
311

37, 956 248, 630 4,903, 775

92,171

1,388

7,335

t

82
7(

j

661

189
56
3,248

1,333
856
3,191
1,415
1,614
1,428
336
564

3 418,938
1,646, 073
9,338,120
2, 728,684
1,546,889
2, 233,610
789, 259
1,838,415

37
146
1
823

4,308
2,157
17, 720
5,389
2,709
4,534
757
2,492

4, 500

40,066

10,737 23,539,988

468
497
1,273
752
475
67
881
21
1,017

232,656
17
223,358
197
309 1,011,003
932,185
445
270,282
50
156, 371
27
910,244
435
207,615
15
329 1, 295, 503

1,057

560, 022

434, 685

42
35
128
174
40
27
77
22
199

18, 802
25, 246
119,008
86, 539
17,170
17,406
95,078
31,317
167, 792

155, 077
131,967
558,332
520,454
173,989
83,121
514, 725
99,485
649,453

9
117

2,032
2,119
13, 611
12, 492
2,327
1,995
14,584
2,124
8,352

200
215
922
869
240
156
771
146
1,420

2,435
2,403
7,015
8,293
3,325
2.852
9,383
3,744
12, 222

49, 714
53,193
273,930
281, 228
68,219
47,937
264,014
65,008
390,169

1,134
1,274
4,199
3,902
1,581
616
2,322
637
6,474

9
13

152

22

2, 768
6,130
32,376
16, 974
2,906
2,194
7,990
4,994
56, 780

61
124
19

1,375

79

744

578,358 2, 886,603

224

133,112

59, 636

4,939

51, 672 1,493,412

22,139

226

1,527

94

5,451

1,824 5, 239, 217

293, 512 1,151, 901
40
816, 705
23
164,664
91 1, 597,441 6,068,603
216,861
16
37,069
167,141
12
40,673
89,407
5
18, 287
151,919
4
54, 507

1,912
953
11,484
257
236
111
178

403,112
25, 766
248,119
13, 833
82,457 1,896,091
4,576
74,418
2,548
64, 448
2,569
24,838
5,704
69,731

7,488
6,291
48,132
1, 273
1,439
772
1,112

27
8
351

47
2
24,123

13

18,657
11, 966
117,892
938
620
451
914

136

3,053
310
153

79,975
71,164
370,137
4,258
7,748
6,030
1,456

3,471
3,600
22,909
45
38
484
850

194 1,986,198
805 1,338,110
5,698 10, 250, 758
340,172
167
285,873
29
143,093
144
286,860
305

191 2, 206,153 8,662,537

3,529

540,768

151,438

15,131 137,453 2, 780, 757

66, 507

386

25,143

31,397

7,342 14,631,064

7,746 2,337,661 1,654,136 145,313 992,886 19,120,950 493, 062

10,054

46,383

41,883 147, 276

55,546 90,220,179

14

1

5,017 X3,925, 223 51,242,060
4
1

2,408
•19,827

12,325
202,829

1

584

2,746

6

22,819

217,900

5,023 3,948,042 51, 459,960




72

2,153
13, 347

15

800
171

213
3,851

283
2,413
33

258

528

9

4,064

2,729

15, 758

49,195

2,043

14

1

7,746 2,341, 725 1,656,865 145,313 1,008,644 19,170,145 495,105

10,068

46,384

7,131
41, 536

111
1,923

2,387

2,523

53

651

229
92

24,868
286,522

7

19

3

4,187

60

670

324

315,577

41,943 147,946

55,870 90,535,766

t<J

TABLE NO. 30.—Assets and liabilities of active national banks, Dec. 31,19U5—Continued
to
to

LIABILITIES
*

Location

Demand
deposits

Maine
New Hampshire .
Vermont
Massachusetts. .Rhode Island
Connecticut

162,727
150,115
67,481
2,858,626
254,385
614,962

Total New England
States

[In thousands of dollars]

Time
deposits

86,063
38,751
56,127
448,007
21,967
167, 329

Total
deposits

Bills pay- Mortgages
able, redisor other
counts, and
liens on
bank
other
premises
liabilities
and on
for
other real
borrowed
money
estate

248,790

100

123,608
3,306,633
276,352
782, 291

175
585

Acceptances executed by
or for acIncome
count of
collected
reporting but not
banks and earned
outstanding

7,758
127

800

53
19
158
1,580
91
378

Expenses
accrued
and
unpaid

416
154
166
12,023
893
2,820

Other
liabilities

221
111
125
6,221
178
453

Capital
stock i

7,715
5,725
4,621
73,744
9,495
21,058

Surplus

7,936
7,068
3,831
106,509
10,861
20,697

Undivided
profits

Reserves
and retirement
account
for
preferred
stock

3,419
3,155
1,948
36,903
3,252
7,228

1,062
792
1.034
18,966
201
3,141

4,108, 296

818, 244

4,926, 540

1,660

7,885

2,279

16, 472

7,309

122,358

156,902

55,905

25,196

13,009, 744
1,396, 294
4,405,866
26,125
642,827
549,998

1,413, 759
859, 694
1, 560, 750
11,578
157,020
94, 581

14,423,503
2,255,988
5,966, 616
37, 703
799,847
644, 579

72,080
550
129

18, 944
113
5,814

4,955
1,024
1,847
63

56,407
3,948
14,503
1
1,301
1,449

206,347
878
5,748
129
748
722

283,912
55, 262
158,349
1,479
14, 206
8,550

475,083
51,466
257,685
2,600
19,886
11,500

143,932
19,126
72,425
589
6,865
5,629

29,807
11,932
26,278
100
3,088
904

20,030,854

4,097,382

24,128, 236

72, 759

7,988

77,609

214, 572

521, 758

818, 220

248,566

72,109

846,754
376, 438
406,030
363, 379
968,635
1,137,007
737,630
189, 776
981, 440
4, 561, 593
360,442
532, 212
1,131,172

266,261
121,620
78, 221
45,045
154, 416
179, 220
161,113
40,475
173, 567
373,180
52,434
100,887
246,067

2,188
469
616
794
2,304
3,150
1,634
214
2,595
6,700
163
921
2,058

709
292
161
104
753
318
418
88
1,038
1,818
156
372
471

24.856
12,068
7,425
5.775
17,297
21, 325
15,962
4,469
16.857
88,750
6,553
13,195
22,904

26,469
12, 574
9,028
5,493
17,455
26,021
18,344
4,800
20,374
87,864
8,153
15,609
25,955

10,149
4,122
2,744
2,091
5,518
7,813
5,927
415
7,081
31,281
3,400
3,738
9,865

4,029
1,540
1,173
1,799
4,593
2,937
3,516
222
2,042
14,090
1,042
1,233
2,819

Total Southern States ~ 12,592,508

1,992,506

23,806

6,698

257,436

278,139

94,144

41,035

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Total Eastern States. Virginia
West Virginia-.
North CarolinaSouth Carolina .
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee




1,113,015
498,058
484, 251
408,424
1,123,051
1,316, 227
898, 743
230,251
1,155,007
4,934, 773
412,876
633,099
1,377, 239
14,585,014

483
24

25,354

1,750

28

407
76
428
135
717
438
429
16
269
523
163
142
723

2,950

6,497

4,466

400
350
150
71
450
766
4,816
. 635

817, 254
336, 378
1,438,057
715,140
424, 056
418, 275
129, 363
195, 292

3, 224,830
1, 567,655
8,850,954
2, 597,155
1,466, 595
2,116,567
753,187
1, 757, 205

300

. . __

407,576
231, 277
412,897
882,015
042, 539
698,292
623,824
1, 561, 913

Total Middle Western
States.-.

17, 860, 333

4, 473, 815

22, 334,148

300

175, 436
176 561
874, 697*
821, 500
214, 570
121, 696
714,855
174, 097
1,140, 977

47, 714
36 838
93, 225
71, 841
44, 392
26, 945
155, 787
27,141
83, 011

223,150
213 399
967, 922
893,341
258, 962
148, 641
870, 642
201, 238
1, 223, 988

4, 414,389

586, 894

5,001,283

1,461, 568
965,481
6,436, 898
259, 610
217,036
97 880
228, 684

449, 328
318,324
3, 316, 388
68,132
• 57, 092
38 767
48, 938

1,910,896
1, 283,805
9, 753, 286
327, 742
274 128
136 647
277,622

9,667,157

4, 296, 969

13, 964,126

68,673,537

16, 265,810

84,939,347

17, 220
165,404

6, 233
110,866

23,453
276, 270

53

2,151

1,726

3,877

7

184, 775

118, 825

303,600

60

68, 858, 312

16,384, 635

85, 242,947

47, 943

Ohio
Indians!
Illinois
^'liphimm
Wisconsin
Minnesota
Iowa
Missouri.. _

North Dakota
South Dakota
Nebraska
Kansas
IV1 on tana
Wyoming
(Colorado
New Mexico
Oklahoma

2,
1,
7,
1
1,
1
.-

_ _.-

- -.

Total Western States _ _
Washington.
Oregon
C1 alifornia
Idaho
Utah
Nevada
Arizona

. _ _

Total Pacific States
Total United States
(exclusive of possessions).Alaska
The Territory of Hawaii _ . - . Virgin Islands of the United
States
Total possessions. _
Total United States
and possessions

18956
3,356
37
146
1
823

676
384
2,825
1 622
350
1 957
242
507

4,608

8,563

2,196
523
3,753
1,193
238
432
260
1,146

74, 339
26,459
179, 487
42, 540
26,805
36,981
12,729
30,062

74, 744
29, 728
171,850
49,840
27, 715
47 810
14, 605
26, 929

24,089
15, 212
55,358
15,419
13,054
14,881
5,237
16,166

ll,40S
4 046
42,322
13 670
8,895
8 960
2 234
2,970

159,416

94, 505

9,741

429, 402

443, 221

79

43
41
128
166
45
54
102
2
272

393
467
1,313
876
281
47
1,447
2
2,107

11
34
254
193
111
53
94
36
580

3,446
3 613
16 090
15, 265
4,415
2,450
11,483
2,610
24, 248

3,313
3 632
14 363
13, 932
3,594
2,917
15, 013
2,355
25,011

1,566
1 340
6 838
7,122
2,538
1,780
8,018
244
14,948

734
798
3 780
1 283
336
429
3,445
1,128
4,270

94

853

6,933

1, 366

83,620

84,130

44, 394

16, 203

136

538
211
6,050
16
44
92
378

3,984
2,570
19, 936
551
576
420
718

886
1,020
26, 742
111
76
966
16

24, 767
14, 240
186, 788
4,860
3,975
1 810
3,325

22, 817
17, 597
174, 229
4,057
3,610
1 905
3,100

12,991
14, 769
51, 955
1,746
2,110
1 208
1,222

9,183
3,898
28,463
1,089
1 354
45
479

3,445

7,329

28, 755

29, 817

239, 765

227, 315

86,001

44, 511

47, 883

31, 478

209, 659,

269, 503 1,654, 339 2,007,927

688, 426

293, 559

34
300

15
7

300

6,167
2,010
28, 215
7,245
3,200
5,876
764
2,607

41

3,309
_

...

56, 084

o
H
O

o
o
C

to

o
H

77,969

77,969

89

89

W

286

1
121

350
4,000

750
2,700

204
336

110
2,750

11

6

150

26

20

90

to

6

297

128

4,500

3,476

560

2,950

a

31, 484

209, 956

269,631 1, 658,839 2,011,403

688, 986

296, 509

6

» See classification on pp. 120 and 127.




to
CO

TABLE NO. 30.—Assets and liabilities of active national banks, Dec. 31, 1945—Continued
[In thousands of dollars]
Loans and discounts

Location

Maine
New Hampshire.
Vermont
Massachusetts...
Rhode Island
Connecticut
Total New England States
New York
New Jersey
Pennsylvania. _
Delaware-_
Maryland
District of Columbia.
Total Eastern States.
Virginia
West Virginia..
North Carolina.
South Carolina .
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas..
Arkansas. _
Kentucky.
Tennessee
Total Southern States.




Commercial and
industrial
loans (including
openmarket
paper)

Loans to
farmers directly guarOther
anteed by loans to
the Comfarmers
modity
Credit Corporation

Other loans
Real-estate loans
for the
purpose of
purchasing Secured Secured
by farm by resi- Secured
or carrying stocks, land (in- dential
by
bonds, and cluding properties
other
improve- (other
other
properments) than farm)
securities
ties

Consumer
loans to
individuals

Loans to
brokers
and dealers in
securities

1,551
993
3,469
1,594
18
1,215

4,229
3,697
3,227
89,108
575
14,616

524
143

1,580
1,969
1,712

71, 256
755
303

21, 582
2,786
13,998

9,639
14,479
4,515
416,176
18,217
28,638

4,545
20

491,664

4,565

8,840

115, 452

72,981

43,627

354
23
496
3
167

15, 770
2,822
11,683
448
1,239
3

150,520
36, 540
77, 514
44
7,094
11,468

983,649
7,040
11,193
30
5,703
759

419, 569
34,061
76,843
709
32, 699
8,718

1,043

31,965

283,180

1,008,374

572, 599

319

10,737

8,376
986
1,903
1,248
. 3,379
2,451
4,979
1,844
3,165
65,620
5,478
7,720
8,384

27, 572
9,355
10,979
4,253
18,596
8,646
17, 201
2,387
12, 542
63, 759
8,524
10,825
30,539

2,418
20
807
598
4,291
3,600
1,380
127
2,365
9,924
1,295
1,390
9,207

25, 461
5,463
13,941
4,104
64, 723
27, 616
32, 709
5,222
47,324
214,161
3,509
17, 618
40,805

121,931

115,533

225,178

37, 422

502,656

1, 257, 775
64,109
282,362
1,541
24,621
25,769
1,656,177

59,844
12,457
27,739
27,832
111,057
70,909
49,740
8,095
75,286
448,796
17, 297
27,218
154,370
1,090,640

664
4,367
5,042
7,874
893
1,885
86,082
4,068

472
662
2,186
620
62
594

All other
Loans loans,
to
includbanks ing overdrafts

29,174
3,389
22,174

2,729
1,399
1,182
23, 588 6,028
1,091
4,802 """425"

4,596

74,189

34, 791

6,493

55,773

8,286
2,849
15,684
755
3,512
15

89,227
89,544
151,057
1,335
10,726
13,891

32,447
15,967
41, 733
416
2,682
3,491

7,358

137,588
21,861
47,239
967
4,483
3,693

31,101

355, 780

96,736

10,095

215,831

7,024
1,385
984
709
1,879
859
2,073
1,040
1,151
10,794
1,974
5,897
3,823

33,051
15, 511
3,347
3,256
5,385
6,935
8,047
2,358
5,170
24,735
2,954
9,904
8,404

8,970
4,644
2,007
3,566
3,354
6,617
4,414
1,396
4,570
19,354
1,629
2,210
5,021

52

1,467
25
69
304

15,694
7,437
5,606
12,065
25,840
43,050
8,322
2,994
19,169
63,577
4,765
8,722
13, 487

39, 592

129,057

67, 752

5,456

230,728

4,557
5,196
9,699

367
~2~370"

450
312
2,747
25

2,376
3,248
2,217
33,529
8,428
5,975

Ohio
Indiana
Illinois
Michigan
<p Wisconsin
Iq Minnesota
00
Iowa
j Missouri
9s

- _ _
- -~
-

-

-

Total Middle Western States

_

*° North Dakota
South Dakota
Nebraska
Kansas
Mi on tan a
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States
Washington
Oregon
California.
Idaho
Utah
Nevada
Arizona

.
_

_

Total Pacific States.Total United States (exclusive of possessions)
\laska
The Territory of Hawaii
Virgin Islands of the United States. _ .
Total possessions
Total United States and possessions.




_

171,081
69,160
738,329
119,099
59,450
122,570
30,531
133, 218

228
1,002
147
188
1
1,743
28
4,135

10,011
7,937
27, 728
2,554
3,745
14,981
18,804
15,620

34,964
14,128
87,367
31,130
10,525
26,967
9,605
28,208

28,002
1,380
179,466
10,261
1,480
6,472
371
5,825

133,751
25,755
235,496
59,723
12,687
60,750
20,396
60,235

17,103
6,813
11,325
2,998
3,169
5,374
5,472
3,514

89,631
41,751
87,659
86, 238
25,055
40,091
12,499
37,144

16, 368
6,699
30,122
16, 523
6,838
4,474
3,042
5,286

708
24

1,443,438

7,472

101,380

242,894

233,257

608,793

55,768

420,068

89,352

1,286

195,207

3,966
5,680
27,428
31,043
4,939
3,295
30,982
10,180
74,374

3,469
1,471
2,463
2,421
948
1,509
5,382
2,653
10,885

3,938
8,431
34,740
21, 250
5,654
6,731
24,040
7,721
19,685

2,334
2,105
6,576
9,639
1,287
1,270
4,126
2,077
16,857

2

529
870
2,755
4,190
320
544
2,320
785
4,684

2,549
3,612
4,854
4,848
1,629
2,215
10,698
5,070
13,335

761
910
2,299
1,141
505
956
3,467
1,057
2,430

10

408

831
1,139
23,750
5,387
1,134
480
5,957
1,092
18,010

8

413
1 028
12,447
4 564
754
392
7,733
682
7,116

191,887

31,201

132,190

46,271

3,756

57, 780

16,997

48,810

13,526

811

35,129

131,521
64,331
553,879
8,721
11,910
3,785
25,014

6,062
4,145
5,313
4,322
4,199

21,603
14,542
133,852
1,776
1,943
2,250
5,757

3,440
524
63,962

57,370
43,304
100,020
1,872
3,627
1,691
757

5,702
1,676
34,206
1,121
553
706
920

30,366
10,736
518,362
8,175
8,760
6,078
8,040

9,585
3,649
67,915
1,753
1,815
1,159
186

830

3,022

12,646
8,532
79,865
6,417
3,058
2,133
10,066

14,387
13,225
38,507
2,912
4,135
485
740

799,161

27,063

122,717

181,723

68,599

208,641

44,884

590,517

86,062

2,395

74,391

5,672,967

193,275

512,625

1,094,698

1,424,389

1,994,096

192,938

1,618,421

388,219

26,536

807,059

4
1,275
8

139
1,615
1

14

8
266
37

949
3,979
212

180
1,171
92

1,066
7 599
150
8,815
5,681,782

193,275

1,287

1,755

513,912

1,096,453

971
1,988
14
373

673

1,424,389

14

311

5,140

1,443

1,994,110

193,249

1,623,561

389,662

3
551

725
68

1,560

5

47,783
8 047
51 849
17 723
5 136
34 486
5 840
24,343

48
3,922
84
4,054
26, 536

811,113

TABLE NO. 30.—Assets and liabilities of active national banks, Dec. 31,19U5—Continued
C

[In thousands of dollars]
Capital stock
Location

Maine
New Hampshire
Massachusetts
Rhode Island
Connecticut
Total New England
States.
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina
-Georgia
Florida
Alabama
Mississippi
- Louisiana
Texas
Arkansas
. .
. ._
Kentucky
Tennessee. - Total Southern States...




Preferred
stock

21
163
946
840

Common stock
Unimpaired
7,715
5,704
4,458
72,798
9,495
20, 218

Time deposits

Demand deposits

Par
value

Individual s, part
nerships,
and corporations

7,715
5,704
4,458
72,798
9,495
20,218

110,992
98,381
49, 528
1,620,146
170,116
416, 290

U.S.

Government

35,273
32,248
12,833
765, 719
61, 710
147, 316

States
and
political
subdivisions

Banks

in
United
States

7,766
9,748
3,048
111,041
7,995
20,879

6,770
6,807
1,007
305,700
12, 522
17,918
350,724

IndividBanks Certiin .fledand. uals, part- U.S.
cashnerships,
Goviers* ; and cor- ernchecks,
porations
ment
etc. l

foreign
cdunr
tries

25
22,977
484

1,901
2,931
1,065
33, Q43
1,558
12,559

85,620
38,246
55,689
446,359
21,651
166,073

States
Banks
in
and Banks
Postal politiin
foreign
savcal United counings subdi- States tries
visions

60
311
130
1,272
165
1,193

17
56
3
75
49
15
215

1,043

418

15,756
3,417
40,318
8
968

361
71
305
256
2
48

5
67
45
100

1,970

120,388

120,388

2,465,453

1,055,099

160,477

23,486

53,057

813,638

3,131

7,032
9,262
2,671
25
316

276,880
46,000
155, 678
1 454
13, 890
8,550

277,091
46,000
155,678
1,454
13,890
8,550

7,055,528
872,338
2,775,077
22,377
371,392
384,938

3,162,903
357,751
888,000
2,666
153,698
108,117

214,309 1,480, 205 490, 298
125,738
21,530
10
122,135
564,365 12, 235
166
504
82,118
29,588
248
74
45,201
2,568

606, 501
18,927
44,054
412
5,783
9,100

1,385, 712
852,968
1, 512,886
11 570
151,941
94,481

7,057
3,275
3,133
750

8
25

19,306

502, 452

502,663 11, 481,650

4, 673,135

492,010 2,193,923 505,359

684,777

4,009,558

14,215

451

60,467

8,391

270
112

648
559
863
1,924
477
655
3,424

24,586
11,956
7,425
4,930
17,217
21,325
15 314
3,910
15,994
86,826
6,076
12,540
19,480

24, 586
11,956
7,425
4,930
17, 217
21,325
15,314
3,910
15,994
86,826
6,076
12,540
19,480

509,706
246,850
273,682
253,744
498,182
684,762
456,982
109,343
544,326
2,763,620
241,793
390,097
574,458

172,207
66,433
77,172
51,638
203,712
169,938
123,650
31, 415
148,943
691,100
42,303
70,880
175,615

16,290
8,866
5,460
3,961
8,137
11,165
6 097
943
9,551
91,225
2,569
5,325
9,215

252,508
120,664
76,221
44,073
152,251
165,492
159,095
38,665
167,960
336,441
51,491
99,565
235,382

6,826
259
1,785
340
1,950
4,309
800
1,800
1,726
6,841
695
525
5,016

14
40
1
6
33
40
10

5,944
229
178
316
68
7,744
258

969
428
36
310
114
1,635
950
10

58
389
18
16
58

3,823
28,492
150
706
585

1,017
80
75
5,026

9,857

247,579

247,579

7,547,545
=====:

2,025,006

178,804

1,899,808

32,872

683

48,493

10,650

845
80

34, 721
24,239
23,187
33,320
61,261
85,161
73,848
21,789
72,004
209,074
20,092
15,970
64,421

113,830
30,050
26, 529
20, 716
197,312
184,310
76, 545
26,286
198,608
800,913
53,685
49,940
307,463

739,087 2,086,187

31
1,671
508
8,008
5,661

15,879

217
934
* 34
3,995

4,300

3,353
75
4,300

771,736
331,728
1,385,664
710,492
422, 548
415, 404
126,917
192,343

130
710
328
977
363
296
2,363
794

219
306
97
40
33
127
52
112

42,643
16
51,968
2,969
587
1,593
31
1,983

2,526
3,618

1,753

32,420
15,148
82,341
21,628
12, 561
19, 626
4,377
17, 430

29,943

205, 531

4, 356,832

5,961

986 101,790

8,246

68

1,585
1,519
6,928
7,741
2,190
1,365
6,532
2,595
28,669

47, 503
36,380
93,073
70. 285
44,166
26,694
152,817
27,017
78,954

59,124

1,038

18,098
19,681
197, 890
2,283
1,504
2,204
5,649

28, 552

247,309

4,184, 783

16, 728

Total United States (exclusive of possessions) . 70,282 1, 584,057 1, 584, 268 40,872,719 14,012,985 3,171, 517 8, 584, 391 603, 323 1, 428,602 15,841, 508

75, 244

Ohio

Indiana
Illinois
Michigan
Wisconsin .
Minnesota
Iowa
.
--Missouri
^
Total Middle Western
States
North Dakota
-_
. . ..
South Dakota
Nebraska Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States.. Washington
Oregon
California
Idaho
Utah
Nevada
Arizona

Total Pacific States

Alaska
The Territory of Hawaii
Virgin Islands of the United
States
Total possessions. _
Total United States and
possessions..
1

6,272
1 306
1,002
10,502
341
1,254
30
9

68,067
25,153
178, 485
32,038
26, 464
35, 727
12,699
30,053

68,067
25,153
178,485
32,038
26,464
35,727
12,699
30,053

1,472,953
734,970
4,126,819
1,149,811
579,628
809,887
324,652
741, 766

576,624
237, 230
1,620,971
456,182
272,145
410,824
113, 256
273,099

110,142
213,530
113,094
130,753
309,353 1, 253, 583
142,648
107,994
46,915
130,974
93,332
362,320
129,718
51,821
59, 726
468,139

1,907
82
19,830
3,752
316
2,303

20,716

.408,686

408,686

9,940,486

3,960,331

892,377 2,831,665

10
100
44
107
64
90
188
175
75

3,436
3, 513
16,046
15 158
4,351
2,360
11,295
2,435
24,173

3,436
3,513
16,046
15,158
4,351
2,360
11,295
2,435
24,173

132,306
126,997
499,478
519 305
153, 212
86,171
482,311
122,198
669,879

24, 287
23,085
145,832
96,884
24,898
10,826
109, 499
16,035
170,374

4,078
13, 415
34,411
88,151
17,765
11,952
18,629
18, 787
93, 486

13,180
11,545
188,048
109, 419
16, 437
11,382
97,848
14,482
178, 569

853

82, 767

82,767

2, 791,857

621, 720

300,674

640,910

104

722

24,045
14, 240
170,645
4 855
3,965
1,810
2,625

938, 436
632,354
4,486, 733
202 684
137,271
70,036
178, 214

331, 929
207, 224
1,045,091
23,872
28,890
14,161
26, 527

76,190
66,314
376,669
25,168
17, 469
10, 212
14,870

94, 478
39, 525
305,821
5 603
31,902
1,267
2,386

2,437
383
24,694

700

24,045
14, 240
170,645
4 855
3,965
1,810
2,625

17,580

222,185

222,185

6,645, 728

1,677, 694

586,892

480,982

16 143
5
10

350
4 000

350
4 000

13,810
83 297

2,708
69,013

450
9 914

34
1 699

112

38

38

1,109

224

798

8

112

4,388

4,388

98, 216

71, 945

11,162

1, 741

36

662
525
855
60

25
102
1,334
2
87
65
102
620

5
2
24
37
5
17
5
11
96

206
431
18
57
214
72
177
5
1,004

8
128
5
75
2,723
6
2,337

576,889

2,337

202

2,184

5,282

446,406
313,273
3, 215,036
67,124
55,397
38,643
48,904

2,577
94
11,443
892
1,625
97

20
15
356
11
20

4,787
85,957

325
155
2,096
105
50

5

27
19

427

90,790

2,741

1,500

2,964 304, 767

35,527

5,800

218
1,481

6, 228
110, 749

2

10

1,566

2

1,709

118, 543

70,394 1, 588, 445 1, 588,656 40,970,935 14,084,930 3,182, 679 8, 586,132 603,325 1, 430, 311 15,960,051

75,244

1,500

16

5
10

107
158

2

15

265

2

2,979 305,032

35,527

5,802

Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to Federal Reserve banks (transit accounts.




t;

TABLE NO.

31.—Assets and liabilities of all active banks other than national, Dec. 31, 1945 (includes State commerical, mutual
savings, and private banks)1
ASSETS

00

[In thousands of dollars]

Number of
banks

Location

Maine
New Hampshire.
Vermont
Massachusetts. .Rhode Island
Connecticut

321,023
63
63.429
55
68,188
202,952
• 41
77, 769
98,414
256 1,05(5, 507 2,863,802
24
115,922
521, 260
146
384, 258 1,301,430

51
32
148
232
35
990

1, 766,073 5,308,881

1,488

Total New England
States

422 7,994, 710 19,391,091
158
436,176 1,838, 744
372
771,783 3,327,816
29
67,016
322,609
Hi
206,142
903,039
12
57,495
271,560

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States
Virginia
West Virginia
North Carolina. _
South Carolina
Georgia
Florida
Alabama
Mississippi _ Louisiana
Texas
Arkansas
Kentucky
Tennessee

Loans
and disU . S.
counts, Governinclud- ment securities,
ing
over- direct obdrafts ligations

ObligaObligations
tions
of
guaran- States
teed
and
by U. S. political
Govern- subdiviment
sions

1,10S

-

Total Southern State

184
184
122
258
11
15:
17
11,
40S
165
297
223

9,533,322 26,054,859

7,942

413, 231
250,125
733,386
117,451
364,697
278,424
209,851
218,398
184, 514
409,901
165,46C
557, 24 r
279, 74"

257
5
348
150
65
68
40C
95
292
202
11
137
177

158, 523
61,339
227,133
22,890
161,693
48, 231
67,843
108,80S
63,42/
180,141
50,743
166, 283
103,126

2,510| 1,420,180 4,182,432




2,35!

Corporate
Other stocks,
bonds,
inCurnotes, cluding rency
and
and
deben- of Fed- coin
tures
eral
Reserve
banks

Balances
with
oth6r
including
reserve
balances

Investments
Bank
and
Cusprem- Real
other
tom- Income
ises
earned
assets
ers'
estate
indiliabili- or acowned, owned
rectly
ty on crued Other
furni- other
repre- accept but not assets
than
ture
colbank senting ances
and
bank
out- lected
fix- premises premises standtures
or other
ing
real
estate

5,263
10,483
2,133
19,347
1.907
27,163

34,803
26,895
9,000
268,391
56,380
108,054

8,864
1,657
2,731
41,362
17,317
29,610

47,386
15,233
12, 512
287,902
59,117
169, 760

2,610
1,751
1,866
26, 279
9,925
15,017

66,296

503,523 156, 498 101, 541

591,910

57, 448 12, 527

409,982
82,102
99,286
11,981
8,367
625

113, 215
14, 912
49,423
3,231
3,067
948

5,912
19,566

2,141
60,275
30,581
38,023

1,500
1,630
441
5,938
195
2,823

191,133 4, 756, 941 200, 918
343, 207 32,129
'45, 596
815,067 57,128
80,884
86,067
2,563
5,899
183, 636
9,061
19, 504
93,834
7,630
7,244

22,211
2,202
13,106
335
4,287
57

612,343 1, 220,822 184, 796 350, 260 6, 278, 752 309, 429
12,41:
5,995
50,306
9,939
9,791
17, 754
14,992
67,521
48, 459
31,607
13, 997
9,603
35,938

11,414
4,512
20,749
1,920
2,136
1,668
2,233
2,170
1,022
2,641
2,603
13, 278
4,732

328,315

71,078

134
550
1

4,747

685

4,127

21,338 8, 597,082

8,199 28,474
596
220
8,057! 1,776
675
425
39
47
1,500

90,805
6,835
11,144
574
1,453
676

26,378 33, 724,349
3,066 2,942,531
9,351 5,729,258
189
565,502
3,379 1,389,611
515
447,845

30,942 111, 487

42,878 44,799,096

42,198

19,066

172
212
41
110
494
94
244
199
67
149
79
80
562

105
687

11.652 183.355 2. 399. 775 42. 724

2. 503

1.643

15.359
9,845
31, 67,
7,933
15, 707
13,130
9,735
14, 260
13, 732
17, 579
6,605
15, 690
12,105

170,059
89, 250
328,372
79, 495
207, 299
149,934
127, 849
170, 554
180,847
349,185
131, 717
246, 617
168, 597

Gi
207
491,421
134 348, 521
350
209,204
6,350 4,639,671
370
816, 844
13,927 2,091, 421

1,627
968
1, 950
18

7,390
2,914
5,843
657
4,904
2,016
1,511
2,677
2,223
3,929
1,088
3,689
3,883

934
83,
1,64'
426
981
161
454
192
614
2,382
139
732
2,155

189

184

Total

13
175
132

72
2,184
1,335
347

31

47
581
333
342
154
.131
137
43
737
351

1,142
791,624
917
426,949
4,001 1,407, 224
174 241,192
3,185
771,661
.986" 512,995
546
436,132
650
585,709
424
496,226
445
998,355
392 372,981
2,933 1,017,026
639
612,014

683

6.956

16.434 8.670.088

516
115
21

474
57

267
3,207

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri

I

Total Middle Western States
North Dakota
South Dakota
Nebraska
Kansas
Montana..
Wyoming
Colorado
New Mexico
Oklahoma

440
370
489
355
462
494
549
512

Total Pacific States __
Total United States
(exclusive of possessions)

Total possessions

1
!

102,625
24,403
122, 838
91,964
44, 705
22, 334
37, 548
66, 281

116,200
4,498
27, 310
614
138,997
2,536
50,625
1,950
47, 216
732
21,189
90
12,864
491
43,073 22, 315

699, 719 23, 861
301,130
6,891
695, 278 &322
401,078 14, 393
7,066
269,919
151,302 2,647
320, 538 4,209
651, 046 10, 681

520
92
151
53
122
67
203
2,468

896
363
111
128
800
860
1,434
117

327
8
1

457, 474 33, 226 259, 887 3, 490,010 79,070

3,676

4,709

415

4,007

512, 698

59
82
173
408

6,532
5,793
4, 233
16, 259
3,048
652
5,417
852
11, 251

1,325

285,663 1, 311,687

1,033

84
50
117
30
45

277, 778
69,837
93, 785
16,409
614,956 2,188, 634
13,287
46,119
51, 751 165,409
3,171
13,006
12, 675
59, 584

107
7

336

782,086 2, 844,315

234

15, 596
26,113
42,402
87, 217
23,644
9,853
36, 272
8,663
35,903

9,536 16, 423,122 50, 038,021

Alaska
Canal Zone (Panama)
G uam
The Territory of Hawaii - . _
Puerto Rico
American Samoa
J

Total United States
and possessions

1,010
524
365
883
204
298
147
576

190,343
105,400
187,418
378, 828
149,002
29,785
120,054
33, 241
117, 616

29
62
19
181

Total Western States.

2, 630, 002!
856, 765
1, 827,143
1, 531,931!
854,239|
487,160
811, 263
1, 337, 343

3,671 2,635, 798 10, 335,846
109
131
282
441
71

Washington
Oregon
California
Idaho..
Utah
Nevada
Arizona

742, 775
173, 652
391, 798
287,868
217,149
144,845
226,185
451, 526

39

552
418
2,415
1,700
1,404
365
2,482
47
424

311
61
37
297
169
32
168
45
33

2,660
2,325
3,140
6,797
2,710
1.009
3,037
1,679
3,222

61, 859
52, 756
98,805
216,149
69,335
23, 757
70, 601
26,921
88,490

398
726
761
2,041
564
455
564
153
475

54, 037

9,807

1,153

26, 579

708,673

6,137

106

16, 873
4,430
118,645
2,228
6,550
221
2,217

10, 251
377
50, 257
373
970
3
803

23
259
10
49

5,415
2,464
34, 284
1,:
3,580
552
2,119

1,139
66,285
526
29,072
655,056 22, 740
237
24, 684
597
69,996
106
3,527
271
17, 781

4
10
1,205
4
20
5

151,164

63,034

4,346

49, 622

866, 401 25, 616

1,248

17,061 1, 724, 853 2, 325, 738 391, 671 971, 244 14, 335, 521 520,424

62, 258

391

101
60
108
488
91
16
389
2
250

1,183

689
70
,616
1
4

448,646
161
147, 582
367
5,143 3, 700,671
88,208
44
299,603
252
20,648
10
95,629
72

1,183

5,456

6,049 4,800,987

17
200

30, 794 33, 913 147,141 105,148 87,126,909

477
106

66

593

4,494

604

66

716

50,820

17,162 1, 741, 542 2, 333,602 392,613 1,016,444 14,419, 548 524,918

62, 862

30,860

101

95, 703

381.184

101

1,265
6,547
10,142
16, 689

3,054
3,540
5

2,311
2,871
336
10, 618
28,985
79

6,330
935
882
50,937
24, 517
426

942 45, 200

84, 027

52

278, 544
193, 772
339, 509
710,617
250,317
66,021
239,313
71,607
257, 770

1,505 2,407,470

396

233

4, 406, 604
1,421,318
3, 231, 540
2,428,328
1, 466, 370
842,891
1, 436, 767
2, 618,368

18, 426 16,944 17,852,186
106
23
15
17
253
1
236
3
35

4

4, 005
1.128
2,654
2,084
2,218
708
643
3, 504

1,946
2,226

18,139
1,735
3,650
180, 290
176. 243
1,127

Excludes private banks which do not report to State banking departments.
Excludes figures for the Philippines.




55

6, 996
650
4, 671
2,896
226
653
65
2,269

9
29,017
268
226
21,300

4,'
2,166
18
31, 500
57,027
3

9,575 16, 518, 825 50, 419, 205

73, 473
27, 796
35, 349
42, 467
21, 773
10, 738
21,177
27,114

268
54

33,384
36, 788
5,173
286,674
324, 745
1,646
688, 410

33,913 147, 85^ 155,968 87, 815,319

to
to

TABLE NO. 31.—Assets and liabilities of all active banks other than national, Dec. SI,19U5 (includes State commercial, mutual
savings, and private banks)—Continued
LIABILITIES
[In thousands of dollars]

Location

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

--

Total New England
States

Demand
deposits

Time
deposits

Total
deposits

137,198
14, 719
42,441
1,072,143
245,862
552,359

308,433
298,158
146,562
3,136,147
496,136
1,336,159

445,631
312,877
189,003
4, 208,290
741,998
1,888, 518

AcceptBills pay- Mortgages ances exe
cuted b y
able, redis- or other
Income
or for accounts, and liens on
count of collected
other
bank
but not
reporting
liabilities
premises
banks and earned
for
and on
borrowed other real outstanding
money
estate
1,350
75

2,064, 722

5, 721,595

7,786,317

8,063

20, 547,692
1,421,749
3, 209,232
387,137
697,888
306,672

10, 287, 531
1,319,260
1,944,704
125,855
589,545
108,658

30,835,223
2,741,009
5,153,936
512,992
1,287,433
415,330

130,432
500
104
250

Total Eastern States.-. 26,570,370

14,375,553

40,945,923

131,286

510,219
283,631
1,120,682
198,816
594,692
386,568
347,238
482,954
400,312
894,414
322,131
863,368
456,777

229,414
108,646
212,907
30, 774
128,858
102, 761
67, 749
75,525
72,187
57,844
33,341
92,306
123,292

739,633
392,277
1,333,589
229,590
723,550
489,329
414,987
558,479
472,499
952,258
355,472
955,674
580,069

475
3,250
1,186

192
82
670

6,861,802

1,335,604

8,197,406

7,293

New York
New Jersey
Pennsylvania
Delaware..
Maryland
District of Columbia
Virginia
West Virginia
North Carolina..
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

-

-

..

Total Southern States.




56

216
580
1

36
1,201
392
86

Expenses
accrued
and
unpaid

413
36
236
5,628
5,263
3,219

Other
liabilities

489
57
308
6,603
1,400
2,040

Capital
stock i

Surplus

Undivided
profits

and retirement
account
for
preferred
stock and
capital
notes and
debentures

7,701
1,027
10,012
35,901
15,277
22,427

18,499
21,451
2,560
210,384
46,424
99,282

15,611
9,783
4,124
156,830
5,417
65,347

1,671
3,215
2,925
14,618
93
3,774

92,345

797

1,771

14, 795

10,897

398,600

257,112

26,296

~109

32,915
220
1,813
425
47

7,413
1,195
1,687
165
476
235

86, 215
5,165
13,355
1,083
2,465

90,708
4,087
6,395
341
1,658
297

522,951 1,442,842
96,154
63,222
121, 239 342,691
24,238
10,175
46,431
19,435
14,260
9,850

450,064
17,278
54,829
6,600
26,992
5,841

125,483
13,701
33,100
9,233
4,674
1,224

212

35,420

11,171

109,091

103,486

746,872 1,966,616

561,604

187,416

132
12
615
650

1,937
887
3,551
120
1,066
596
478
407
279
529
80
1,337
718

604
220
1,305
66
994
218
222
266
511
502
138
3,269
315

7,621
11,341
9,810
21,373
7,483
23,166
14,133

15,920
13,018
29,900
4,395
16,045
9,552
7,061
13,596
8,016
14,839
5,424
22,781
9,751

6,814
3,260
9,727
1,849
7,181
3,045
4,990
595
3,177
6,995
3,244
7,338
4,771

4,423
1,192
6,247
507
2,563
1,475
692
719
1,787
1,533
1,046
2,176
1,607

7,421

11,985

8,630

177,417

170,298

62,986

25,967

103

516

1,248

115
21

190

31

1,103
62
1,804
43
2,611
76
81
85
147

20, 715
12, 783
1&399
4,622
16,288

Ohio
Illinois
ATichifiran
Wisoonsin

Missouri - _
Total Middle Western
States

2,534,453
923,976
2,271,757
1,152.086
745,193
387,628
1,039,550
2,086,158

1,630,682
420,179
801,029
1,149,195
639,297
405,960
324,818
382,425

4,165,135
1,344,155
3,072,786
2,301,281
1,384,490
793,588
1,364,368
2,468, 583

11,140,801

5,753, 585

16,894,386

203, 588
154,146
290,563
599,300
202, 766
49, 586
182, 367
60,552
226,993

61,835
29,926
31, 581
74,350
37,462
12, 655
45,184
8,792
18,252

265,423
184,072
322,144
673,650
240, 228
62, 241
227, 551
69, 344
245,245

1,969,861

320,037

2, 289,898

235

185,646
91,686
2,012, 282
67,987
183,633
14,379
61,149

240,965
48,289
1, 502,126
16, 546
100, 569
5,343
30, 213

426,611
139,975
3, 514,408
84,533
284,202
19, 722
91,362

100

2, 616, 762

1,944,051

4, 560,813

100

51, 224,318

29,450,425

80,674, 743

148,830

21,460
32,628
1,524
147,339
150,779
645

9, 701
4,124
3,148
121, 556
118, 595
904

31,161
36, 752
4,672
268,895
269,374
1,549

354,375

258,028

51, 578,693

29, 708,453

\Tnrth T)alrota
S m i t h F)alcota
"R" <?as

Olrlahoma

Total Western States..
Washington
CJalifomia

Idaho
TTfoh

Total Pacific States
Total United States
(exclusive of possessions). ._
Alaska
Canal Zone (Panama) _ _
The Territory of Hawaii
Puerto Rico
American Samoa
Total possessions
Total United States
and possessions

11,878
1,257
5,920
2,286
1,145
440
638
3,486

8, 742
987
3,641
1,945
104
199
208
7,962

88,397
30, 519
44,986
50,476
36,948
15,932
26,086
63, 817

88,277
27,954
50,113
40,924
25,477
20,660
24,918
40,555

26,032
12, 765
26, 248
19,065
11,289
9,565
15, 505
25,616

15,781
3,393
27,087
10,924
6,660
2,380
4,956
6,383

416

5,005

27,050

23,788

357,161

318, 878

146,085

77,564

5

11
4
27
96
10
10
118
83

86
22
31
105
181
1
349
6
109

51
30
21
177
19
7
66
9
183

5,223
4,070
8.149
14, 423
4,215
1, 258
3,985
1,025
5,065

2,613
2,657
5,591
13, 903
3,407
1,684
4,343
624
4,118

2,710
2,550
2,663
7,313
1,906
541
2,369
68
2,597

2,427
367
648
950
351
279
527
531
370

5

359

890

563

47, 413

38,940

22, 717

6,450

184
13
1,705
1
35
5

291
46
8,204
366
35
224

713
88
9,732
26
103
13
5

4,313
3,265
60,644
1,345
5,696
460
1,173

10, 954
2,011
65,300
1,369
6,048
235
2,144

3,546
1,695
28,861
702
2,283
178
575

J,934
489
10,446
232
870

1,371

1,943

9,166

10,680

76,896

88, 061

37,840

14,117

38,692

27,670

172,977

158,044 1,498,104 2,981,393

1,088,344

337,809

685

550

621

324

35
5,490
24,165
50

335
5,818
4,757
25

25
2,640
464
20

71
3,219
928
2

30,425

11,485

3,770

4,544

182, 915 1, 528, 529 2, 992, 878 1,092,114

342,353

24

53

328
8
1

1,300
1,853

235

1,371

303

331

166

145'

203
46

43
35
15
409
24,369

612,403

351

166

145

250

24, 871

81,287,146

149,181

469

27,815

173, 227

1
20

i Includes capital notes and debentures. (See classification on pp. 134 and 135).




55

1,838
288
431
1,366
256
127
88
611

500

38,692

146

TABLE NO.

31.—Assets and liabilities of all active banks other than national, Dec. SI, 1945 (includes State commercial, mutual
savings, and private banks)—Continued
[In thousands of dollars]
Loans and discounts

Loans to
Commercial and farmers diindustrial rectly guarloans (in- anteed by
cluding
the Comopenmodity
market Credit Corpaper)
poration

Location

Maine
New Hampshire
Vermont
Massachusetts
Rhode Islands
Connecticut. Total New England States..
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States
Virginia
West Virginia _
North Carolina
South Carolina
Georgia.
Florida
Alabama
Mississippi
Louisiana
Texas _ .
-.
Arkansas
Kentucky
Tennessee-- _
Total Southern States




..

-.

_

_. _ .

.2.

Other
loans to
farmers

Consumer
loans to
individuals

Loans to
brokers
and dealers in
securities

929
463
781

4,877
1,137
2,665
49,630
8,257
26,577

9,057

2,241

6,738

21

7,650

83
80
1,045

2,533
697
2,161
6

2,477,801

1,229

46,775
8,910
90,321
5,133
57,218
13,804
14,463
29,836
18,611
55,299
13,131
48,739
23,076

230
20
1,201
3,256
12,751

425,316

16,180
1,212
3,519
87,150
16,353
31,465

2,163

53

155,879
2,087, 288
70,722
263,883
15,386
30,064
10,458

1,723

Other loans
for the
purpose of
purchasing
or carrying stocks,
bonds, and
other
securities
1,314

Real-estate loans
Secured Secured
by farm by resi- Secured
land (in- dential
by
cluding properties other
improve- (other
properments) than farm)
ties

400
827
801

5,769
2,643
5,398
18,366
17, 270
8,138

397

58, 566

12,150

1,337, 766

57, 584

1,501

30,740

1, 529,646
4,742
57,196
3,561
5,778
625

860,932
49, 817
47,648
3,117
61,458
3,680

6,305
1,047
6,317
2,350
5,792
18

2,891,603
212,901
188,319
20,078
42,666
16,126

72,941
45,902
35, 736
5,265
17,938
9,503

18,915

195,465
7,865
9,793
947
7,721
1,241

1,601, 548

1,026,652

21,829

3,371,693

187, 285

18,915

223,032

1,105
512
5,051
56
1,043

1,516
578

9,888
9,187
35, 753
1,266
18,892
5,897
9,266
14,996
4,950
17,594
5,669
27,830
13, 688

7,097
3,557
10, 240
1,342
7,124
2,434
3,764
5,878
3,868
6,585
3,257
17,403
12,215

36,849
18,335
16, 955
4,128
27,770
7,467
8,223
7,307
8,902
10,813
4,950
17, 582
13,869

6,983
3,928
12,459
461
5,846
3,596
2,291
2,719
3,659
3,486
1,546
5,371
2,746

18,094

174,876

84, 764

183,150

55,091

1,304

728

264

8,554

12
563

93,143

9,765

13, 576

323,944
42,651
160, 275
15, 535
31,519
15,838
589, 762

11,197
14,016
1,395
22,779
5 729
107
2,665

4,420
1,301
3,917
1,981
9,256
3,543
6,465
18, 249
3,849
33,917
9,086
10,047
9,689

41,937
11,663
44,206
3,686
17,424
8,783
10,695
7,968
14,310
23,973
5,251
28,378
20,732

75,412

115,720

239,006

2l

160

2,682

529

66

1,426
3,444
1,731
15,354
4,449
4,336

28,540
58,596
51,764
835,606
67,027
296, 233

133

1,092
39, 254
1,211
14, 967

4

All other
loans,
Loans
includto
banks ing overdrafts

431

1,142
4,342
730
977
611

364
740

536
607
165

3,239
3,390
6,423
1,581
4,204
2,210
337

31
35
1
227

1,602

3,466
3,153
4,683
1,512
9,083
3,868
47,149

Ohio

Indiana
---.
Illinois
. -1
Michigan
- .
Wisconsin
-- --Minnesota
-Iowa
Missouri
Total Middle Western States..
North Dakota
South Dakota
Nebraska
Kansas
IVf ontana
Wvomine
Colorado
-Oklahoma
Total Western States

-

-

--- --- -------- ____-_- --

WashinKton

Utah
Nevada
Arizona

---

-

Total Pacific States
Total United States (exclusive of possessions)

Alaska
Canal Zone (Panama)
_
Guam
Puerto
Rico of Hawaii
Thp Territorv
American Samoa
Total possessions
Total United States and possessions




186
411
29
1,612
59
2,134
1,118
3,775

11,706
18,802
26, 513
17, 919
20,830
32,713
73,409
31,425

91, 572
27,755
36, 542
40,233
22,525
11,622
21,599
55,636

70,157
62
32,533
1,870
1,086
13
371
6,676

141,409
8,173
56,116
21,829
12,728
1,198
13,759
60,533

27,804
24,291
10,486
16,960
24,142
14,452
36,544
21, 291

188,023
59,279
57,400
109,048
70,372
66, 205
37,140
89,874

35, 410
9,843
10,017
17, 708
15,058
3,886
7,871
21,078

40
129
17
14
34

46,821
1 422
3,095
5 893
5,966
2 784
5 089
5,543

606,065

9,324

233,317

307,484

112, 768

315, 745

175,970

677,341

120,871

300

76,613

1,292
2,346
3,037
15, 727
4,618
1,023
11,516
2,196
5,556

4,374
3,299
2,412
3,828
1,807
325
952
491
4,067

5,751
15,118
25,465
33, 575
8,143
4,357
10,061
2,897
12,827

1,237
1,260
2,460
9,400
1,716
734
6,415
1,012
6,337

39
281
434
2,630
1,939
189
632
44
1,508

468
1,450
3,622
7,690
660
608
932
142
1,809

1,930
1,670
2,771
10,699
3,193
2,156
4,291
1,429
2,547

220
435
619
1,487
867
399
1,073
291
543

47,311

21, 555

118,194

30,571

270

7,696

17,381

30,686

5,934

45

6,020

10, 586
2,147
139,932
3,166
8,524
511
2,821

2,128
355
27
2,272
643

3,122
1,705
14,070
4,325
10, 282
718
2,665

3,829
2,216
45,808
886
3,180
373
1,332

182
9
10,678
9
312

3,579
794
60,221
384
1,380
80
669

1,974
771
15,220
527
3,373
86
416

41,050
5,303
253,942
828
16,607
665
4,108

2,186
2,325
61,429
570
4,718
670
650

5

1,196
784
13,629
320
2,732
68
14

129,622
23,613
159,067
54,756
44,254
9,821
29,271
155,661

1
35
115
116
3

65
1

34
1
10

285
253
1 513
2,065
701
62
274
161
706

167,687

5,425

36,887

57, 624

11,190

67,107

22,367

322,503

72,548

5

18, 743

3,880,059

115,186

524,432

1,317, 590

1,753,635

1,650,642

334, 461

5,923,139

499,313

22,368

402,297

121

1,470

3 398
2,085
18
6,770
5,320
1

81
11,441
26,342
1

14,492

37, 784
3,917,843

115,186

1 022
3,671
1

14,492

4,775

538,924

1, 322,365

2,881
1,571

1, 753.635

11
1,158

8,675
2,843

700
1,630

4,573

1,169

12,988

2,330

1, 655, 215

335, 630

5, 936,127

501,643

17, 592
22,368

419,889

TABLE

No. 31.—Assets and liabilities of all active banks other than national, Dec. 31, 1945, (includes State commercial, mutual
savings, and private banks)—Continued
[In thousands of dollars]
Demand deposits

Capital

Location

Maine
New Hampshire _
Vermont
Massachusetts.,.
Rhode Island
Connecticut
Total New England States.
New York
New Jersey
Pennsylvania
Delaware.
Maryland.
District of Columbia.
Total Eastern States
Virginia
West Virginia. . .
North Carolina..
South Carolina. Georgia
Florida
Alabama
...
Mississippi
Louisiana.
Texas
Arkansas.
Kentucky
TennesseeTotal Southern States




Capital
notes
and
debentures

Preferred
stock

Common
stock

llndividuals, partnerships,
and
corporations

U.S.
Government

States
and
political
subdivisions

Banks
in
United
States

4,275

1,666
125
3,240
2,358
870
594

5,940
902
2,497
33, 543
14,407
21,833

25,556
708,284
158,129
371,241

30,919
3,352
13, 434
252,762
63,656
131,431

10,826
1,281
2,564
41,733
16,879
21, 273

2,292
1,080
229
46, 452
2,332
20,469

4,370

8,853

79,122

1,363,475

495, 554

94, 556

468,938 11,257,526 5,271,887
388,877
39,147
899, 754
676,089
115, 271 2, 291,399
63,428
297, 773
10,116
153,654
466, 764
17,437
72,565
229,131
9,850

373,312
92,669
76,077
10,665
31, 245

660,759 15,442,347

583, 974 2,383, 297

95

23,523
5,968
785

1,213

41,711

44,402

1,280
150
382

761
1,716
1,799

18,126
11,503
18,084
4,441
15,906
8,327
7,122
8,329
8,789
20,892
6,722
21, 450
12,334

13,069

162,025

2,589
1,315
31
356

20
10
481

2,323

499

2,992
1,011

91,399

353,057
191,652
644, 892
166,867
436,387
300, 519
258,689
352,303
301,928
732,844
260,440
565,908
349,340
4,914,826

6,626,500
======
74,731
52,533
155,386
14,104
79,009
37,364
46,770
30,159
73,026
20,844
119,259
59,525
810,978

Time deposits
Banks
in foreign
countries

Certified
and
cashiers'
checks,
etc.»

Individuals, part- U . S .
nerships, Governand
corpora- ment
tions

Postal
savings

Banks
States
in
and
Banks
forpolitin
ical United eign
subdi- States counvisions
tries

1,287
601
2

1,762
140
658
21,625
4,265
7,943

306,971
298,136
145,078
3,135,375
495,400
1,335,490

16
348
495
107

36

72,854

1,890

36,393

5,716,450

1,004

123

3,851

167

2,186,574
20,074
131,779
3,288
39,324
2,258

661,170
299
215

17

35, 787
523
770
10
10

11,807

106

33,374
2,912
32,958
8,516
1,720

11,807

239
21
661,944

24,900
20,634
97,970
12,883
26,840
28, 590
30,762
44,087
32,492
51,047
24,405
43,326
32,002

13, 451
213, 560
4,249
48, 706
5,661
19,200
37, 426
32, 695
29,410
14,824
128,877
13,831

~188"

469, 938

612,991

715

51,101

176

"243"

38

797,223 10,195,670 10,893
20,076 1,315,149
676
33,673 1,910,020
850

11,983
6,662
2,691

117,284
587,026
108,658

45
772

872,308 14, 233,807 13, 236

1,424
22
1,394
260
236
515

123

79,480

37,100

13
82
170

67,577
75,493
69,351
54,262
33,073
90,384
121,701

641
3
1,872
2
246
87
31
4
2,518
14
250
1,541
111

227
23
14
5
72

7,596
114
2,424
427
357
4,940
34
3
63
2,969
4
359
1,247

262
431
1,601
23
418
624
85
25
28
576

1,302,649

7,320

847

20,537

4,251

6,331
5,361
8,874
713
3,750
3,354
1,223
2,180
3,038
7,844
1,618
5,998
2,070

220,902
108,016
206,840
30,316
127,748

52,354

124
22

17
161

Ohio
Indiana..
Illinois
Michigan
Wisconsin •
Minnesota
Iowa
Missouri
Total Middle Western
States..
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado __
New Mexico
Oklahoma... _
Total Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona._
Total Pacific States
Total United States (exclusive of possessions)...
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Total possessions
Total United States and
possessions.
1

8
135
1,844
3,836

320,618

7,602,581

1,989,142

602,745

792,607

149,890

5,671,052

1,174

894

77,082

24
93
545
60
295
224
111
46

4,992
3,962
7 968
13,878
4 110
963
3,761
914
5,019

152,417
128, 111
257 335
472,201
143 353
41,516
146,345
51,213
187,587

22,608
11,278
17 417
43,300
21 863
2,867
18,860
3,590
15,190

23,129
12,379
12,325
68,238
19 918
3,467
6,944
5,009
17,422

3,169
1,464
1 813
11,849
15 382
1,254
7,701
37
2,887

2,265
914
1 673
3,712
2 250
482
2,517
703
3,907

33,713
28,210
31 557
74,115
37 049
12,613
44,803
8,772
18,178

1
202
6
' 25
50

1
12
10
20
6
5
16
5

28,120
1,502
8
154
357
32
179
1
54

1,398

45,567

1,580,078

156,973

168,831

45,556

18,423

289,010

289

75

30,407

256

3,986
3,059
49,806
1,285
5,248
430
1,173

145,033
77,193
1,397,041
55,043
122,821
10 412
44,934

26, 558
6,676
350,137
3,632
21, 864
1 089
7,610

10,034
5,869
42,037
7,792
17,154
2,367
7,003

1,570
624
171,867
656
18,976

306
66
17,028

15

4
372
12,620

35
165
3,571
60

161

240,919
47, 750
1,485,918
16, 544
100,449
5,339
30,105

2
2
2

212

2,145
1,258
34,172
864
2,813
511
1,229

7

100
10,838
60
100
30

64,987

1,852,477

417, 566

92, 256

193,905

17,566

42,992

1, 927,024

92,946 1,333,078 32,755, 784 10,496, 713 2,012,300

4,101, 210

348

781
72,080

11,128

743
240

5

11,980
17, 651
227

1,333
3,049

59
5,616
29

30,658

4,863

5,948

13,583

92,946 1,363,503 32,961, 481 10,590,339 2,042,958

4,106,073

35
5,490
24,165
50

583
21,217
500
41,197
30,129

30,425

205,697

93, 626

800

244

9,685
4,124
3 148
120,765
53,176
904
191,802

664
375
73
5
222

36
5
200
15

5

55

13

1

94

40

13,052

3,925

2,102 224,409

49,082

4
10

691,899 1,185,943 29, 331,794 23,033

Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).




2
3

685,951 1,172,360 29,139,992 23,033

4814*

183
93
3
918
12,384
2

19,413
11,074
1 021
9ll 852
81 950
387

685

72,080

866

3,383

14,096

327
106

118 981
14,695
177, 790
26,431
16,455
2,286
18,211
417,758

632
1,412

207
108
88

448

92 309
77,502
64,539
100,841
31,269
26,001
88,982
121,302

203 48,567
1
108
37 * 19,523
3,151
43
2,083
49
2,728
317
33
71
996
66

22,447

45

629 934
120,381
436,812
186,689
125, 777
48, 797
144,818
295,934

210
24
44
439
117
6
88
246

1,421
839

6,832
4,669

1,655,395
701,457
1, 567,256
813,078
556,248
302,550
772,138
1,234,459

1 581 070
418,634
781,425
1,144,898
636,673
402,836
324,621
380,895

2,103

964
401

335

36 968
9,941
24,617
24,807
15,444
7,986
15,266
14,861

73,924
26,266
44,398
43,644
31,315
15,531
24,665
60,875

14 138
4,253
588

11,807

16
522
31

269
65,388

569

65,657

2,671 290,066

—
49,082

11,8~
07

TABLE NO. 32.—Assets and liabilities of active State commercial banks, Dec. 31, 19451

CO

en

ASSETS
[In thousands of dollars]

Number of
banks

Location

Maine
New ITamnshirfi
Vermont
Massachusetts
Rhode Island
Connecticut

-

Total New England
States._.
-New York
New Jersey
Pennsylvania
Delaware
Maryland
-District of Columbia
Total Eastern States.
Virginia
West Virginia
North C&rolinB
South Carolina
Georgia
Florida
A tobarna
MississiDDi
Louisiana
Texas
ArVans&s
Kentucky
Tennessee.. .
Total Southern States

Obliga- Obligations of
u. s.
tions
Loans
States
and dis- Govern- guaranand
teed
counts, ment seinclud- curities, by U. S. political
subdiviGoverning
direct obsions
mentoverligations
drafts

31
2 21
33
66
15
71

43,676
15,835
46,442
259,138
66,050
133,715

237

155,324
47,636
55,682
896,698
372,240
490,779

47
32
19
214
21
152

3,749
2,350
L787
9,303
1,855
22,892

Other
bonds,
notes,
and
debentures

Corporate
stocks,
Curincluding rency
and
stocks
of Fed- coin
eral
Reserve
banks

9,047
4,055
6,832
38,513
18,500
19,298

1,639
3,174
1,062
3,816
16,800
4,014

96,245

30,505

Bank
Balances premwith
ises
other
owned,
banks,
furniincluding ture
reserve
and
balances
fixtures

37,786
7,061
1,957
6,275
688
347
2,235
1,164)
10,090
26,152 * 221,620 11,113
50,872
15,527
9,111
129,413 10,520
21,778
456,056

Investments
Cusand
tom- Income
Real
other
ers'
estate
assets
earned
liabili- or acowned
indity on crued Other
other
rectly
than
repre- accept- but not assets
colbank
senting ances
lected
outprembank
ises
premises standing
or other
real
estate
363
316
240
914
149

117

189
31

404

9
968
1,950
18

134
550
1

2,184
1,335
347

Total
assets

116
261,071
44
80,752
282
125,875
1,134 1, 471,901
234
555,194
432 833, 763

564,856 2,018,359

485

41,936

34,212

2,386

3,062

685

4,086

2,242 3,328, 556

286 5, 208,963 13,559,436
134
342,852 1,564,697
353
697,376 2,665,844
27
57,024 302,391
106
185,661 591,746
12
57,495
271,560

2,865
1,272
1,673
55
305
28

350,968
59,804
79,610
10,810
8,275
625

328,246 70,280
73,638 14,655
242,981 48, 722
14,185 3,071
15,044 3,066
5,733
948

137,116 4,430,836 146,008
42, 262 323,046 28,026
77,421
788,473 47,142
5,818
83,409
2,008
17,840
166,554
7,853
7,244
93,834
7,630

2,967
1,610
12,162
185
298
57

5,006
148
7,427
675
39
1,500

21,184
220
266
425
47

57,188
5,579
7,896
676

19,891 24,340,954
2,773 2,460, 582
8,165 4,685,158
187 480,817
3,293 1,001,276
515 447,845

918 6, 549,371 18,955,674

6,198

510,092

679,827 140,742 287,701 5, 886,152 238,667

17, 279

14, 795 22,142

73,168

34,824 33,416,632

413,230
250,125
733,386
117 205
364,697
278,424
209,851
218,398
184,514
409,901
165,460
557, 247
279, 749

257
51
348
150
65
68
400
95
292
202
115
137
177

12,413
5,995
50,306
9,704
9,791
17,754
14, 992
67,521
48,459
31,607
13,997
9,603
35,938

626
267

1,142
791,624
917 426,949
4,001 1,407,224
174
238 190
3,185
771,661
986
512,995
546
436,132
650
585,709
424
496,226
445
998,355
392
372,981
2,933 1, 017,026
639
612,014

184
103
184
121
258
117
151
179
118
409
165
297
223
1 SftQ




158,523
61,339
227,133
22 382
161,693
48, 231
67,843
108,808
63,427
180,141
50 743
166, 283
103,126

1 41Q fi79 4 189 187

298 nan

11,414
4,512
20, 749
1,833
2,136
1,668
2,233
2,170
1,022
2,641
2,603
13, 278
4,732
70 QQ1

934
835
1,647
231
981
161
454
192
614
2,382
139
732
2,155

73,441

15,359
9,845
31, 675
7,845
15,707
13,130
9,735
14,260
13,732
17,579
6,605
15,690
12,105

170,059
89,250
328,372
77,877
207,299
149,934
127,849
170,554
180,847
349,185
131, 717
246,617
168, 597

7,390
2,914
5,843
657
4,904
2,016
1,511
2,677
2,223
3,929
1,088
3,689
3,883

172
212
41
85
494
94
244
199
67
149
79
80
562

105
687
516

13
175
132
474
57

115
21
31

574

1,255

3,207
47
581
333
342
154

. 131
137
43
737
351

430
356
489

2 519,227
822, 488
1, 827,143
1, 531, 931
847,041
409,683
811, 263
1,337,343

1,010

3,642 2, 521, 232 10,106,119

Ohio
Indiana .
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri. _ _

355
458
493
549
512

Total Middle Western States
.--

420,916

77,928

3,648

70

6,532
5,793
4,233
16,259
3,048
652
5,417
852
11,251

552
418
2,415
1,700
1,404
365
2,482
47
424

311
61
37
297
169
32
168
45
33

2,660
2,325
3,140
6,797
2,710
1,009
3,037
1,679
3,222

61,859
52,756
98,805
216,149
69,335
23,757
70,601
26,921
' 88,490

398
726
761
2,041
564
455
564
153
475

27
11
2
25
9
27
3
1
1

1,325

285,663 1,311,687

1,033

54,037

9,807

1,153

26,579

708,673

6,137

82

107

12,430
4,411
118,645
2,228
6,550

1,466
377
50,257

99

48
3,858

2,217

221

373
970
3
803

23
259
10
49

61,567
4,776
28,599
2,347
34,284 » 655,056
24,684
1,208
69,996
3,580
552
3,527
2,119
17,781

933

30
45
3
7

159,636
39,642
88,907
12,737
614,956 2,188,634
46,119
13,287
165,409
51,751
13,006
3,171
59,584
12,675

333

748,219 2, 721, 295

234

146, 702

54,249

4,346

49
117

Total Pacific States..

The Territory of Hawaii-..
Puerto Rico
American Samoa.

15, 596
26,113
42 402
87, 217
23,644
9,853
36, 272
8,663
35,903

8,964 12,089,013 39,295,321
513
2
1
8
8
14
1

4,989
2,166
18
31,500
57,027
3

18,139
1,735
3,650
180,290
176,243
1,127

39

95, 703

381,184

Total possessions 7
Total United States
and possessions

67
203

504,583

-

Alaska
Canal Zone (Panama)

32, 504 254,196 3, 459,163

53
122

59
82
173
408
88
69
84

4

Total United States
(exclusive of possessions)

2,468

298
147
576

68, 936
27, 026
35,349
42,467
21, 653
10, 474
21,177
27,114

3,997

Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States.

23, 182
6,799
9,322
14,393
6,995
2,347
4,209
10,681

94 487
3,818
598
25,503
138 997 2,536
1,950
50,625
706
47,055
90
8,312
491
12,864
43,073 22, 315

883
194

506
78
151

684, 694
291,377
695, 278
401,078
268, 476
146, 676
320, 538
651,046

99, 840
23, 502
122,838
91,964
43,677
18,933
37, 548
66,281

524
365

190,343
105,400
187,418
378,828
149,002
29,785
120,054
33,241
117,616

109
131
282
441
71
29
62
19
181

North Dakota
South Dakota
Nebraska

Washington
Oregon
California
Idaho
Utah..
Nevada
Arizona

674, 753
165, 561
391, 798
287,868
215, 574
107,967
226,185
451, 526

9,003 12,184, 716 39,676,505

1
3
1
4

8
1

6,193
650
4,671
2,896
226

117

55

2,269

4, 181, 411
1,365,588
3, 2.J1. 540
2, 428, 328
1, 454, 736
663
706,178
643 1,436, 767
3,504 2, 618, 368

3,853
___________

415

17, 623

16, 739 17,422,916

128
798
15
1,434

391
1

5

106

396

5

4

8

17
8

237
597
106
271

4
20
5

200

25,409

1,248

233

14,304 1,585,430 1,332,035 220,707 874,050 13,769,411 425,077

27,145

23,982

268
54

21

1,946
2,226

477
106

66

4,494

604

66

14,405 1,602,119 1,339,899 221,649 919, 250 13,853,438 429, 571

27, 749

24,048

15
4
15

101

101

1,265

52

6,547
10,142

3,054
3,540
5

890

16,689

7,864

942

48,866

861, 210

2,311
2,871
336
10,618
28,985
79

6,330
935
882
50, 937
24,517
426

45,200

84,027

653
65

4

10
1,205

Includes loan and trust companies and stock savings banks.
Includes 8 guaranty savings banks.
Includes gross reciprocal bank balances.
Includes trust companies and other financial institutions without deposits.
' Branches of 2 American national banks.




327

525
22, 740

7
86

24

887
363
111

106
23
15
17
253
1
236
3
35

3, 854
1,119
2,654
2,084
2,218

101
60
108
488
91
16
389
2
250

278, 544
193, 772
339 509
710,617
250, 317
66,021
239, 313
71,607
257, 770

689

1,505 2,407,470

172

1,183

70
4,616
1
4
33
43

119
280,959
138,420
365
5,143 3, 700,671
44
88,208
252
299,603
20,648
10
95,629
72

1,183

4,939

6,005 4,624,138

25,113 107,461

77, 749 69,866, 798

10
19
88
593
6
716

9
29, 017
268
226
21,300

33,384
36,788
5,173
286,674
324,745
1,646

50,820

688,410

25,113 108,177 128, 569 70,555,208

8
7

Includes 2 American national banks having branches in Puerto Rico.
Excludesfiguresfor the Philippines.
NOTE.—Estimated amounts, based onfiguresavailable from other sources, have been
used in this table in instances where the various items of assets and 1 iabilities were not
obtainable direct from State bank departments.

CO

TABLE NO. 32.—Assets and liabilities of active State commercial banks, Dec. SI, 1945—Continued
LIABILITIES
[in thousand s of dollars]

Location

Demand
deposits

Maine

137,198
14,719
41,977
3 1,071,838
245,862
551,022

Vermont
Massachusetts
Rhode Island
Connecticut
Total New
States

England

2,062,616

Time .
deposits

Total
deposits

105,152
58,435
71,440
280,782
255,310
220,118

242,350
73,154
113,417
1,352,620
501,172
771,140

991,237

Bills pay- Mortgages
able, redis- or other
counts, and liens on
other
bank
liabilities
premises
for
and on
borrowed other real
money
estate

00

Acceptances executed by
or for acIncome Expenses
collected accrued
count of
and
reporting but not
unpaid
banks and earned
outstanding
56

750
75
216
580
1

475

933
360
86

413
36
193
5,628
3,420
2,861

Other
liabilities

334
19
125
1,672
617
571

Capital
stock J

7,606
1,027
5,737
35,901
15,277
22,198

Surplus

4,758
'4,265
2,221
3
46,053
» 29, 215
23,133

Undivided
profits

Reserves
and retirement
account
for
preferred
stock and
capital
notes and
debentures

3,670
1,885
2,767
17,508
4,460
10,077

1,134
291
1,415
11,370
93
3,221

3,053,853

1,300

797

1,435

12, 551

3,338

87,746

109,645

40,367

17,524

1,991,510 22,360,441
894,425 2,310,970
1,000,555 4,190,598
439,103
51,966
938, 422
241, 523
415,330
108,658

127,925
500
102
250

90

25,356
220
266
425
47

7,387
1,182
1,681
165
469
235

79,807
5,093
13,111
1,083
2,377
808

77,554
2,973
4,767
330
967
297

520,476
62,670
118,759
10,175
19,435
9,850

784,431
50,708
275,087
22,538
28,071
14,260

255,994
17,278
52,020
6,420
6,889
5,841

101,583
8,988
28,677
328
4,599
1,224

Total Eastern States . . . 26,366,227

4,288,637

30,654,864

128,777

90

26,314

11,119

102,279

86,888

741,365 1,175,095

344,442

145,399

510,219
• 283,631
1,120,682
196,319
594,692
386,568
347,238
482,954
400,312
894,414
322,131
863,368
456,777

229,414
108,646
212,907
30,700
128,858
102,761
67,749
75, 525
72,187
57,844
33,341
92,306
123,292

739,633
392,277
1,333,589
227,019
723,550
489,329
414,987
558,479
472,499
952,258
355,472
955,674
580,069

475
3,250
1,186

2

1,937
887
3,551
120
1,066
596
478
407
279
529
80
1,337
718

6oT

192
82
670

1,103
62
1,804
43
2,611
76
81
85
147
132
12
615
650

220
1,305
66
994
218
222
266
511
502
138
3,269
315

20,715
12,783
19,399
4,222
16,288
8,683
7,621
11,341
9,810
21,373
7,483
23,166
14,133

15,920
13,018
29,900
4,395
16,045
9,552
7,061
13,596
8,016
14,839
5,424
22,781
9,751

6,814
3,260
9,727
1,818
7,181
3,045
4,990
595
3,177
6,995
3,244
7,338
4,771

4,423
1,192
6,247
507
2,563
1,475
692
719
1,787
1,533
1,046
2,176
1,607

6,859,305
======

1,335,530

8,194,835

7,293

2

7,421

11,985

8,630

177,017

170,298

62,955

25,967

New York
New Jersey . . .
.
Pennsylvania
Delaware
.
.
Maryland.. . . .
District of Columbia
Virginia
West Virginia -North Carolina
South Carolina - .
Georgia
Florida..
Alabama
...-.
Mississippi
Louisiana
Texas
.
Arkansas
.
Kentucky
Tennessee

.

20,368,931
1,416,545
3,190,043
387,137
696,899
306,672

. .

...

Total Southern States. .




516
115
21

1,248

31

190

683

Ohio
Indiana
Illinois
Michigan
Wisconsin
~\f innesota
Iowa
Missouri —

.

500

24

53

328
8
1

1,300
1,853

2,530,268
909,233
. 2,271,757
1,152,086
745,191
387,628
1,039,550
2,086,158

1,424,930
383,339
801,029
1,149,195
628, 567
278,114
324,818
382,425

3,955,198
1,292, 572
3,072,786
2,301,281
1,373, 758
665,742
1,364,368
2,468,583

11,121,871

5,372,417

16,494,288

-.

203, 588
154,146
290,563
599,300
202,766
49, 586
182,367
60, 552"
226,993

61,835
29,926
31, 581
74, 350
37, 462
12,655
45,184
8,792
18,252

265,423
184,072
322,144
673,650
240, 228
62, 241
227, 551
69,344
245, 245

Total Western States..

1,969,861

320,037

2, 289,898

235

185,646
91,685
2,012,282
67,987
183,633
14, 379
61,149

83, 251
39, 557
1, 502,126
16, 546
100,569
5,343
30, 213

268,897
131, 242
3, 514,408
84,533
284,202
19, 722
91,362

100

2,616, 761

1, 777,605

4,394,366

100

14,085, 463 65,082,104

139, 558

"'*.

»

-

--

Total Middle Western
States
North Dakota
South Dakota
Nebraska
Kansas
Montana
W^vominff
Colorado
NPW M^exico
Oklahoma
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona

- -

3

-

Total Pacific States
Total United States
(exclusive of possessions)

50,996, 641

A.laska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
\merican Samoa

21,460
32,628
1,524
147,339
150,779
645

9,701
4,124
3,148
121, 556
118, 595
904

31,161
36, 752
4,672
268,895
269, 374
1,549

Total possessions -

354, 375

258,028

Total United States
and possessions -

51,351,016

11,180
1,107
5,920
2,286
1,141
440
638
3,486

7,703
983
3,641
1,945
41
144
208
7,962

88,244
30,343
44,986
50,476
36,948
15,932
26,086
63,817

76,916
24, 784
50,113
40,924
24, 725
13,660
24,918
40, 555

24,863
12, 511
26, 248
19,065
11,206
7,792
15, 505
25,616

15 017
3,000
27,087
10,924
6 660
2,341
4,956
6,383

416

4,933

26,198

22, 627

356,832

296,595

142,806

76,368

5

11
4
27
96
10
10
118
83

86
22
31
105
181
1
349
6
109

51
30
21
177
19
7
66
9
183

5,223
4,070
8,149
14, 423
4,215
1,258
3,985
1,025
5,065

2,613
2,657
5,591
13,903
3,407
1,684
4,343
624
4,118

2,710
2,550
2 663
7,313
1,906
541
2,369
68
2,597

2,427
367
648
950
351
279
527
531
370

5

359

890

563

47,413

38,940

22, 717

6,450

1,371

183
13
1,705
1
35

291
44
8,204

85
12
9,732
26
103
13
5
9,976

4,313
3,265
60,644
1,345
5,696
460
1,173

3,824
1,803
65,300
1,369
6,048
235
2,144

2,582
1,562
28, 861
702
2,283
178
575

684
479
10, 446
232
870

76,896

80, 723

36, 743

12,857

132,022 1, 487,269 1,871, 296

235

92

5

i 366
35
224

1,371

1,942

9,164

29, 586

27, 209

163,067

43

331

166

145

203
46

35
15
409
24,369

612,403

351

166

145

250

24, 871

14,343, 491 65,694, 507

139,909

258

27, 354

163,317

1
20

' Includes capital notes and debentures. (See classification on pp. 142 and 143).
*1 Includes guaranty fund.
Includes gross reciprocal bank balances.




55

1,766
288
431
1,366
256
127
88
611

29, 586

146

650,030

284,565

685

550

621

324

35

335

25

71

5,490
24,165
50

5,818
4,757
25

2,640
464
20

3,219
928
2

30, 425

11,485

3, 770

4,544

156,893 1, 517, 694 1, 882, 781

653, 800

289,109

TABLE NO.

32.—Assets and liabilities of active State commercial banks, Dec. 31, 1W—Continued
[In thousands of dollars]
Loans and discounts

Location

Maine
New Hampshire.
Vermont
Massachusetts...
Rhode Island
Connecticut
Total New England States.
New York
New Jersey
Pennsylvania
Delaware. _
Maryland
District of Columbia.
Total Eastern States Virginia.West Virginia. _ _
North Carolina..
South Carolina..
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
__.
Kentucky
Tennessee
Total Southern States--.




CommerLoans to
cial and farmers diindustrial rectly guarloans (in- anteed by
cluding
the Com-,
openmodity
market Credit Corpaper)
poration
16,180
1,212
3,398
87,150
16,353
31,349

2,163
4

155,642
2,052,289
70,722
261,824
15,386
30,064
10,458

Other
loans to
farmers

Consumer
loans to
individuals

1,723
160
2,473
929
463
781

4,877
1,137
2,571
49,630
8,257
26,526

6,529

92,998

80
1,045

7,646
529
2,464
697
2,101

Loans to
brokers
and dealers in
securities

Other loans
for the
purpose of
purchasing
or carrying stocks,
bonds and
other
securities

Real-estate loans
Secured Secured
Secured
by farm
by
land (in- dential
cluding properties other
properimprove- (other
ties
ments) than farm)

All other
loans,
Loans
includto
banks ing overdrafts

377
102
814
3,437
692
1,866

9,057
12
563

1,314
728
873
39,254
1,211
14,967

1,304
264
5,207
400
615
801

9,836
9,585
26,967
50,154
25,316
48,327

5,769
2,643
3,775
18,366
13,078
8,138

9,765

58,347

8,591

170,185

51, 769

7,288
192,737
7,770
8,994
905
7,172
1,241

133

364
740

397

323, 931 1,521,388
4,742
42,641
57,120
158,841
3,561
15, 535
5,778
31,519
625
15,838

851,503
49,817
46,991
3,117
61,393
3,680

6,305
983
5,777
2,123
5,393
18

161, 287
136,428
119,636
10,355
30, 795
16,126

72, 941
29,220
35,646
5,265
10,341
9,503

1, 593,214

1,016,501

20,599

474,627

162,916

18,915

36,849
18,335
16,955
4,083
27,770
7,467
8,223
7,307
8,902
10,813
4,950
17,582
13,869

3,928
12,459
461
5,846
3,596
2,291
2,719
3,659
3,486
1,546
5,371
2,746

536
607

27,830
13,688

7,097
3,557
10,240
1,330
7,124
2,434
3,764
5,878
3,868
6,585
3,257
17,403
12,215

174,876

84,752

183,105

55,091

1,602

2,440,743
=====
46,775
8,910
90,321
5,133
57,218
13,804
14,463
29,836
18,611
55,299
13,131
48,739
23,076

1,229

13,503

588,305

230
20
1,201
3,256
12,751
66
11,197
14,016
1,395
22,779
5,729
107
2,665

4,420
1,301
3,917
1,978
9,256
3,543
6,465

18, 249
3,849
33,917
9,086
10,047
9,689

41,937
11,663
44,206
3,663
17, 424
8,783
10,695
7,968
14,310
23,973
5,251
28,378
20,732

1,105
512
5,051
56
1,043
431
1,142
4,342
730
977
611
1,516
578

425,316

75,412

115,717

238,983

18,094

9,187
35,753
1,266
18,892
5,897
9,266
14,996
4,950
,17,594

165
31
35
1
227

218,819
3,239
3,390
6,423
1,156
4,204
2,210
337
3,466
3,153
4,683
1,512
9,083
3,868
46,724

&
*4
-a
g
L

Ti

Ohio
Indiana, _
Illinois . Michigan..
Wisconsin
Minnesota. _ _ _
Iowa
Missouri

..

. _
. ...

.

Total Middle Western States

North Dakota.-_
<=> South Dakota
Nebraska
Kansas ._
Montana
Wyoming .
Colorado
New Mexico
Oklahoma

.
..

Total Western States.Washington
Oregon
California
Idaho
Utah
Nevada.Arizona

_

Total Pacific States
Total United States (exclusive of possessions)
Alaska
Canal Zone (Panama)

|

129,622 |
23,359
159,067
54, 756
44, 254
9,821
29,271
155,661

186
411
29
1,612
59
2,134
1,118
3,775

11,706
18, 571
26, 513
17, 919
20,830
32, 713
73,409
31, 425

605,811

9,324

233,086

306, 581

1,292
2,346
3,037
15,727
4,618
1,023
11, 516
2,196
5,556

4,374
3,299
2,412
3,828
1,807
325
952
491
4,067

5,751
15,118
25,465
33,575
8,143
4,357
10,061
2,897
12,827

1,237
1,260
2,460
9,400
1,716
734
6,415
1,012
6,337

47,311

21,555

118,194

10, 586
2,147
139,932
3,166
8,524
511
2,821

2,128
355
27
2,272
643

3,122
1,705
14,070
4,325
10,282
718
2,665

167,687

5,425

36,887

3,842,510

115,186

523,916

90,844 1
27,580
36, 542
40, 233
22, 525
11, 622
21,599
55,636

70,157
62
32,533
1,870
1,086
13
371
6,676

Total possessions

161,164
54, 752
57,400
109,048
68,910
29,333
37,140
89,874

33,126
9,165
10,017
17, 708
14,967
3,886
7,871
21,078

40
129
17
14
34

10,240
1,281
3,095
5,893
5,966
2,778
5,089
5,543

300

39,885

65
1

172, 531

607,621

117,818

3

39
281
434
2,630
1,939
189
632
44
1,508

468
1,450
3,622
7,690
660
608
932
142
1,809

1,930
1,670
2,771
10,699
3,193
2,156
4,291
1,429
2,547

220
435
619
1,487
867
399
1,073
291
543

30, 571

270

7,696

17,381

30,686

5,934

45

6,020

3,829
2,216
45,808
886
3,180
373
1,332

182
9
10,678
9
312

3,579
794
60, 221
384
1,380
80
669

1,876
751
15,220
527
3,373
86
416

11,069
3,327
253,942
828
16,607
665
4,108

2,186
649
61, 429
570
4,718
670
650

5

1,080
784
13,629
320
2,732
68
14

57,624

11,190

67,107

22,249

290,546

70,872

5

18,627

326,103

1, 756, 770

464,400

22,368

337,363

1,315,062

1
35
115
116

1, 745,301

1,640,034

34
1
10

81
11,441
26,342
1

_
_

_

14,492

37,784
- . . 3,880,294

115,186

1,022
3,671
1

14,492

4,775

538,408

1,319, 837

2,881
1,571

1,745,301

11
1,158

8,675
2,843

700
1,630

4,573

1,169

12,988

2,330

1,644,607

327, 272

1, 769, 758

466, 730

285
253
1,513
2,065
701
62
274
161
706

3,398
2,085
18
6,770
5,320
1

1,470

121

Total United States and possessions




26,237 i
22,441
10,486
16, 960
24,120
14, 452
36, 544
21, 291

315, 507

112,768

.

The Territory of Hawaii
Puerto Rico__ _
American Samoa

141.406 1
7,938
56,116
21,829
12, 728
1,198
13, 759
60,533

17, 592
22,368

354,955

TABLE NO. 32.—Assets and liabilities of active State commercial banks, Dec. SI, 19US—Continued
to

[In thousands of dollars]
Capital
Location
notes
and
debentures
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England States.
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

40,315
.
....

Total Eastern States
Virginia
West Virginia-..
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

59
785
41,159
1,280

_ .

150
382
20
10
481

.
^_

Total Southern S t a t e s . . . _




2,323

Preferred
stock

Common
stock

Individuals, partnerships,
and
corporations

U.S.
Government

States
and
political
subdivisions

Banks
in
United
States

1,666
125
3,240
2,358
870
594

5,940
902
2,497
33,543
14,407
21,604

91,399
8,866
25,148
708,284
158,129
370,149

30,919
3,352
13,424
252,457
63,656
131,429

10,826
1,281
2,522
41,733
16,879
21,273

2,292
1,080
229
3
46,452
2,332
20,469

8,853

78,893

1,361,975

495,237

94,514

72,854

13,698
23,523
5,968
1,213
44,402
2,589

1,287
601
2

348
495
107

5
82
36

1,036
22
793
260
122
417

1,890

36,146

987,330

1,004

123

2,650

130

33,359
2,666
32,847
8,516
1,654

35,787
376
725
10
10

11,807

36,908

11,807

620,259
299
215

655,804 15,302,662

6,626,074

583,421

761
1,716
1,799
13,069

161,625

4,912,513

810,978

469,757

38

Banks
States
in
Banks
and
forin
politUnited eign
ical
subdi- States countries
visions

16

2,169,229
20,074
130,383
3,288
39,324
2,258

24,900.
20,634
97,970
12,702
26,840
28,590
30,762
44,087
32,492
51,047
24,405
43,326
32,002

Postal
savings

104; 078
58,413
70,587
280,010
254,688
219,554

373,138
92,550
75,817
10,665
31,245
6

74,731
52,533
155,386
14,104
79,009
48,268
37,364
46,770
30,159
73,026
20,844
119,259
59,525

IndividuCertified als, part- U.S.
nerships, Govand
and
erncashiers'i
corpora- ment
checks,
tions
etc. »
1,762
140
654
21,625
4,265
7,700

5,271,887
388,867
675,685
63,428
153,642
72,565

353,057
191,652
644,892
164,554
436,387
300,519
258,689
352,303
301,928
732,844
260,440
565,908
349,340

356
499
2,992
1,011

Banks
in foreign
countries

466,463 11,139,654
39,147
894,823
112,791 2,274,875
10,116
297,773
17,437
466,406
9,850
229,131

18,126
11,503
18,084
4,041
15,906
8,327
7,122
8,329
8,789
20,892
6,722
21,450
12,334

1,315
31

Time deposits

Demand deposits

239
21

794,764
19,932
33,068
11,983
6,043
2,691

1,899,664 10,893
890,707
676
966,027
850
43,395
45
239,070
772
108,658

2,364,556

621,033

868,481

4,147, 521 13,236

51,101
13,451
213, 560
4,249
48,706
5,661
19,200
37,426
32,695
29,410
14,824
128,877
13,831

99

9

6,331
5,361
8,874
710
3,750
3,354
1, 223
2,180
3,038
7,844
1,618
5,998
2,070

220,902
108,016
206,840
30, 242
127,748
96,986
67,577
75,493
69,351
54,262
33,073
90,384
121,701

641
3
1,872
2
246
87
31
4
2,518
14
250
1,541
111

123 79,042
13~ 7,596
82
114
170
2,424
6
427
89
357
124 4,940
22
34
3
227
63
23
2,969
14
4
5
359
72
1,247

715

52,351

1,302,575

7,320

847

612,991

176
188
243

106
17

20,537

39
82
5
4

262
431
1,601
23
418
624
85
25
28
576
17
161
4,251

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa.
Missouri

.

Total Middle
8tates
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma

-

1,421
839

22,447

14,096

320,289

7,586,403

1,988,363

601,191

792, 553

149, 525

5, 289,909

1,174

894

77,067

207
108
88

24
93
545
60
295
224
111
46

4,992
3,962
7,968
13,878
4,110
963
3,761
914
5,019

152,417
128, 111
257,335
472,201
143,353
41,516
146,345
51,213
187, 587

22,608
11,278
17, 417
43,300
21,863
2,867
18,860
3,590
15,190

23,129
12,379
12,325
68,238
19,918
3,467
6,944
5,009
17,422

3,169
1,464
1,813
11,849
15,382
1,254
7,701
37
2,887

2,265
914
1,673
3,712
2,250
482
2,517
703
3,907

33, 713
28, 210
31,557
74,115
37,049
12,613
44,803
8,772
18,178

1
202
6
25
50

1
12
10
20
6
5
16
5

28,120
1,502
8
154
357
32
179
1
54

1,398

45,567

1,580,078

156,973

168,831

45, 556

18, 423

289,010

289

75

30,407

256

3,986
3,059
49,806
1,285
5,248
430
1,173

145,033
77,193
1,397,041
55,043
122,821
10,412
44,934

26,558
6,675
350,137
3,632
21,864
1,089
7,610

10,034
5,869
42,037
7,792
17,154
2,367
7,003

1,570
624
171, 867
656
18,976

306
66
17,028

15

25
24
3,571
60

161

83,215
39,159
1,485,918
16,544
100,449
5,339
30,105

4
372
12,620

212

2,145
1,258
34,172
864
2,813
511
1,229

7

100
10,838
60
100
30

64,987

1,852,477

417, 565

92,256

193,905

17,566

42,992

1, 760,729

92,946 1,327,165 32,596,108 10,495,190 2,009,970

4,082,415

964
401

.

....
45
--

„
.

.448
327
106

-

348
-.._

Total Pacific States

781

Total United States (exclusive of possessions)... 67,158
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
,
A mfiHcan Samoa
,.
Total possessions..
Total United States and
possessions
1
1

335
6,832
4,669

1,651,661
689,013
1,567,256
813,078
556,248
302,550
772,138
1,234,459

629,933
119,605
436,812
186,689
125, 775
48, 797
144,818
295,934

92,141
76,116
64,539
100,841
31,269
26,001
88,982
121,302

118,981
14,641
177, 790
26,431
16,455
2,286
18,211
417,758

8
135
1,844

36,686
9,858
24,617
24,807
15,444
7,986
15, 266
14,861

1, 375,328
381,804
781, 425
1,144,898
625, 948
274,990
324,621
380,895

210
24
44
439
117
6
88
246

203
108
37
43
49
317
71
66

3,836

866
743
240

48,557 |
1
19, 523
3,151
2,078
2,728
33
996

fi32
1,402

3,373

664
375
73
5
222

Western

Total Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona

2,103

73,771
26,090
44,398
43,644
31,315
15,531
24,665
60,875

14,138
4,253
588

- -

11,128

685

67,158

35
5,490
24,165
50

19,413
11,074
1,021
91,852
81,950
387

583
21,217
500
41,197
30,129

30,425

205,697

93,626

3

800

481

11,980
17,651
227

1,333
3,049

30,658

4,863

92,946 1,357, 590 32,801,805 10,588,816 2,040,628

4,087,278

5

2
2
2

59
5,616
29

183
93
3
918
12,384
2

9,685
4,124
3,148
120,765
53,176
904

5,948

13,583

191,802

244

5
200
15

==

5

55

13

1

94

40

13,052

3,774

2,102 222,755

48,692

11,807

48,692

11,807

4
10

645,040 1,167,918 13, 777,074 23,033

650,988 1,181,501 13,968,876 23,033

Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).
Includes gross reciprocal bank balances.




2
3

36

16
522
31

269
65,388

569

65,657

2,671 288,412

n

TABLE NO. 33.—Assets and liabilities of active mutual savings banks, Dec. SI9'1945
ASSETS
[In thousands of dollars]

Location

Loans
and discounts,
including
overdrafts

Number of
banks

Maine
New Hampshire .
Vermont
Massachusetts _
Rhode Island
Connecticut .
Total New England
States

32
i 34
8
190
9
72

New'York
New Jersey *
Pennsylvania.
Delaware
_ . _
Maryland
Total Eastern States.
Ohio
Indiana
Wisconsin
._ Minnesota
Totalr Middle Western States
Washington _
Oregon
Total aciflc States _.
Total UnitedtStates..
1
3

Obliga- Obligations
U.S.
tions of
Govern- guaran- States
teed
ment seand
curities, by U. S. political
direct ob- Govern- subdiviment
ligations
sions

Bank
Balances premises
Other stocks,
with
Curinowned,
bonds,
other
notes, cluding rency banks, furniand including ture
stocks
and
and
deben- of Fed- coin
reserve
fixtures , eral
balances
Reserve
tures
Corporate

banks

19,753
165,699
52,353
155,316
31, 327
42,732
797, 369 1,967,104
49,872
149,020
249,967
809,853

129
18
14
838

1,514
8,133
346
10,044
52
4,271

25,756
22,840
2,168
229,878
37,880
88,682

345 1, 200,641 3, 289, 724

1,003

24,360

407,204

125,949

131 2, 731, 884 5, 774,696
274,047
93, 324
24
646,437
69, 262
20, 218
9,992
311, 293
20, 481
10

1,693
46

15,143
22,298
18,116
1,171
92

151,364
61,790
236,966
49,698
32, 236

38,588
257

174 2,924,943 7,026, 691

1, 744

56,820

67,116
6,724
1,575
36,878

107,872
27,454
7,198
77,477

12

112, 293

220,001

2

30,195
3,672

118,142
4,878

3

33,867

123,020

534 4, 271,744 10,659, 436

4

%

10

10

2,757

9,600
8,958
2,422
66,282
8,245
40,110

653
1,404
702
15,166
814
4,349

28,015

135,617

23,088

9,933

1,685

41

288,425
20,161
19,822
2,658
17,082

54,802
4,103
9,793
555
1,208

19, 234
592
799
150
3,989

3,167
448
630

33,128
1,256
3,208

160
1

53, 744
3,334
2,054
81
1,664

532,054

39,011

60,877

348,148

70, 461

24, 764

4,245

37, 790

2,295
721
1,028
3,401

21,618
1,770
161
12,877

680
13
26

4,442
283
120
264

13, 593
4,398
1,443
4,626

668
65
71
300

8
6

9

802

7,445

36,426

719

5,109

24,060

1,104

14

4,443
19

8,785

639
117

4,718
473

4,462

8,785

93,087

984,469

Excludes 8 guaranty savings banks.
Includes cash items.
* Includes 2 "associations" which possess the characteristics of both a savings bank
and a building and loan association in that all of the deposits are invested in bonds and




1,803
4,273
969
16,392
496
1,079
56,459 * 15,210
1,790
13,781
7,747
33,965

Invest
ments
and
Cusother
tom- Income
Real
assets
ers' earned
estate
indiliabili- or acowned
rectly
ty on crued Other
other
repre- accept- but not assets
than
colbank senting ances
bank
out- lected
premises premises standor other
ing
real
estate

c

165, 679

1,137
1,314
201
5,024
46
2,211

67
41

1,618

198

856

756

5,191

207

94, 757

513,016

94,860

.
34, 711

6,-786

91
230,350
90
267,769
68
83,329
5,216 3,167, 770
136
261,650
-_13,442 1, 255,435
19,043

5, 266,303

6,073 9,171,941
293
481,949
952 1,008,044
2
84, 685
86 , 388,335
7,406 11,134,954

45

219,254
41,435
11,634
136,713

802

197

409,036

517

42

167,687
9,162

44

176, 849

845

206
1

Tota
assets

517

39,150

151
1

26,690 16,987,142

mortgages and each depositor has the privilege of making a mortgage loan.
NOTE.—Estimated amounts, based onfiguresayailable from other sources, have been
used in this table in instances where the various items of assets and liabilities were not
obtainable direct from State banking departments.

TABLE NO. 33.—Assets and liabilities of active mutual savings banks, Dec. 31, 19\5—Continued
LIABILITIES
[In thousands of dollars]

V3
Location

Demand
deposits

Maine
New Hampshire - _ Vermont
Massachusetts
Rhode Island
Connecticut.
Total New England
States
New York
New Jersey
Pennsylvania.
..
Delaware
MarylandTotal Eastern States.._
Ohio
Indiana
Wisconsin
Minnesota
Total Middle Western
States
Washington
Oregon..
Total Pacific States
Total United States
» Includes guaranty fund.




464
305
244

1,013

Bills pay- Mortgages
able, redis- or other
counts, and liens on
bank
other
premises
liabilities
and on
for
borrowed other real
estate
money

Time
deposits

Total
deposits

203,281
239,723
75,122
2,855,365
240,826
1,115,245

203,281
239,723
75,586
2,855 670
240,826
1,115,489

6,150
6,750

Acceptances executed by
or for acIncome
count of
collected
reporting
but not
banks and earned
outstanding

Expenses
accrued
and
unpaid

600
36
268
32

43
1 843
358

Other
liabilities

155
38
183
4,931
783
1,466

336

2,244

7,556

13
1

6,162
72
241

7

88

13,136
1,114
1,458
11
691

21

6,563

16, 410

72

698
150
4

1,038

Capital
notes
and debentures

Surplus

Undivided
profits

95

113, 741
17,186
339
i 164, 331
i 17 209
76,149

11, 941
7,898
1,357
139 322
957
55, 270

4,275

4,370

1

Reserves
and retirement
account
for
capital
notes and
debentures
537
2,924
1,510
3 248
553

4,729,562

4,730,575
8,292,001
430,039
931,672
73,889
349,011

95

989

8,292,001
424,835
931,615
73,889
348,022

6,250

10,070,362

10,076, 612

95

889
3,646
2

203, 593
34,200
10, 730
127,846

204,482
37, 846
10,732
127,846

4,537

376,369

380,906

72

157,714
8,733

1

1

157, 714
8,732

1

166, 446

166,447

'1

2

704

7,338

1,097

1,260

430

9,661

25, 826

4,922 1,097, 226

437, 835

49,857

5,204
57

11,801

15, 342, 739 ' 15,354, 540

6,750

95

63
55

552

552

288, 955

216, 745

8,772

i 645,976
45, 446
67,604
1,700
» 18, 360

193, 891
2 809
180
20,103

20,680
4,713
4 259
8,905
75

779,086

216, 983

38, 632

11,210
2,885
i 752
7,000

990
164
83
1,773

764
390
39

852

1,156

21,847

3,010

1,193

2

628
76

i 7,130
i 208

964
133

1,250
10

TABLE NO. 33.—Assets and liabilities of active mutual savings banks, Dec. 31, 1945—Continued
[In thousands *of dollars]
Loans and discounts

Loans to
Commercial and farmers diindustrial rectly guarloans (in- anteed by
the Comcluding
modity
openCredit Cormarket
poration
paper)

Location

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

..

__

121

Other
loans to
farmers

• 209

Consumer
loans to
individuals

94

Other loans
for the
purpose of
purchasing
or carrying stocks,
bonds, and
other
securities

219

- -.

209

121

New York

145

219

3,347

Delaware

. .

.,
-

. . .

7,597

1,123

2,896,623

24,279

2,843

32

728
44

3
118

1,567
1,574
22

26,485
4,186
1,462
i 36,872

2,284
662
91

36,049
108

32

772

121

3,163

69,005

3,037

36,163

29,981
1,976

1,676

•-

Total Middle Western States

98~
20

Washington
Oregon
Total Pacific States
Total United States
All real-estate loans.
Includes loans on other properties.




121

23,385

65

=====

,,., „

5,815

65

.
=

1,167,188
12,730,307
76,473
' 68,249
'9,723
11,871

4,192

1,049
3,342
917
11,917
3,757
2,403

10

- - -

3,559

1,623

All other
loans,
including overdrafts

1,577
95
580
42
549

Maryland

Total Eastern States

118,704
149,011
24,797
1
785,452
41,711
i 247,513

Loans
to
banks

64
433
227
399

10

Pennsylvania

1

Secured Secured
by farm by resi- Secured
land (in- dential
by
cluding properties other
improve- (other
properments) than farm)
ties

212

NGW JGFSGV

1

Real-estate loans

51

Total New England States

Ohio
Indiana
Wisconsin
Minnesota

Loans to
brokers
and dealers in
securities

241

927

405

a

16,682

6

116

118

31,957

1,676

116

7,963

4,164,773

34,807

62,507

TABLE NO.

33.—Assets and liabilities of active mutual savings banks, Dec. 31, 1W5—Continued
[In thousands of dollars]
Demand deposits
Individuals,
partnerships,
and
corporations

Location

Maine
New
Hampshire
Vermont

. .

Rhode Island
Connecticut
Total New England States
New York
New Jersey
Pennsylvania
Delaware..Maryland
-,
Total Eastern States..
Ohio

Indiana
Wisconsin
Minnesota
Total Middle Western States
Washington
Oregon
Total Pacific States
Total United States
1

408

States
and
political
subdivisions

U. S.
Government

408

317

mm

42

246

4, 728, 324

4

30
7

1,201

37

3

246

147

I

312

363

203, 593
34,190
10, 725
127, 846

5

376,354

5

779

363

54

278

1
54

1,287

15,340,876

147

.

16

W
o

10
10
141
151

166,295
524

8

66

157, 704
8,591

1

a
o

,

10,069,903

54

i.

114
98

763

1
776
2

144

l

601

254
24

79

634

119

Banks
in
foreign
countries

Banks
in
United
States

388

Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).




States
and
political
subdivisions

119

5,289

1,176

Postal
savings

619

12

8,760

U. S.
Government

8, 292,001
424, 442
931, 615
73, 889
347,956

358

I
._

Individuals,
partnerships,
and
corporations

242

10
57

3,063

Certified
and
cashiers'
checks,
etc. l

...

4,931

2,429

Banks
in
foreign
countries

202,893
239,723
74,491
2 855 365
240, 712
1,115,140

42

10
305
2

Banks
in
United
States

Time deposits

1,518

345

TABLE NO. 34.—Assets and liabilities of active private

banks, Dee. Slf 19451
QO

ASSETS
[In thousands of dollars]

Number of
banks

Location

Connecticut

Loans
and discounts,
including
overdrafts

- -

New York
Pennsylvania 3
Total Eastern States.
South Carolina
Ohio
Indiana

ObligaU.S.
tions
Govern- guaranment seteed
curities, by U. S.
direct ob- Governligations
ment

Obligations of
States
and
political
subdivisions

Other
bonds,
notes,
and
debentures

Corporate
stocks'

Currency
and
coin

Bank
Balances premReal
with
ises
estate
other
owned, owned
banks,
furniother
including ture
than
reserve
and
bank
balances
fixpremtures
ises

<

Total
assets

3

576

798

74

44

85

237

148

208

53

2,223

5
12

53,863
5,145

56,959
15, 535

43,871
1,560

6,124
2,817

4,347
696

273
1,409

37,680
6,772

108
193

10
145

26

7,290
1,510

489
40

414
234

211,454
36,056

17

59,008

72,494

45,431

8,941

5,043

1,682

44,452

301

155

26

8,800

529

648

247,510

1

508

246

235

87

195

88

1,618

7
10

906
1,367

2,903
6,823

490
180

95
37

3

95
487

1,432
5,355

25
11
27

3,002

6
8

Total Middle Western States

17

2,273

9,726

670

132

3

582

6,787

38

14

Total United States..

38

62,365

83,264

46,336

9,234

5,285

2,437

53,094

487

402

1
3

Investments
and
Cusother
tom- Income
assets
ers'
earned
indiliabili- or acrectly
ty on crued Other
repre- accept- but not assets
senting
ances
colbank
outlected
premises standor other
ing
real
estate

1
8

26

8,800

5,939
14,295

1

8

20,234

530

709

272,969

Excludes private banks which do not report to State banking departments.
Includes figures for 1 branch of a New York bank.
NOTE.—Estimated amounts, based on figures available from other sources have been used in this table in instances where the various items of assets and liabilities were not obtainable direct from State banking departments.




a
c

g

3

O

TABLE NO. 34.—Assets and liabilities of active private banks, Dec. 31, 1945—Continued
LIABILITIES
[In thousands of dollars]

Location

Demand
deposits

Time
deposits

Connecticut
New York
Pennsylvania
Total Eastern States.._
South Carolina
Ohio
_.
Indiana

178 761
19,132

4 020
12. 534

197, 893
2,497

Total Middle Western
States
Total United States...
1
a

1,093

1,889

Acceptances executed by
or for ac- Income Expenses Other
count of collected accrued liabilities
and
reporting but not
banks and earned unpaid
outstanding

Capital
stock

Surplus

Undivided
profits

Reserves

w
O
O

3

'229

246
3

18
170

2,475
2, 480

12, 435

179

3,220
164

249

188

4,955

12, 435

179

3, 384

13

89

182, 781
31, 666

2 507
2

8
19

7 559
1,547

26
5

16. 554

214, 447

2,509

27

9,106

31

74

2,571

3,296
11,097

2,159
2, 640

5,455
13, 737

1
4

153
176

151
285

179
90

3

14, 393

4.799

19,192

5

329

436

269

3

H

215, 876

22, 223

238,099

196

5, 913

12,871

479

3,387

W

796

Includes surplus, undivided profits and reserves.
Includes surplus and undivided profits.




Total
deposits

Bills pay- Mortgages
able, redis- or other
counts, and liens on
other
bank
liabilities
premises
for
and on
borrowed
other real
money
estate

2

31

400

2,522

116

9, 106

31

249

o

E
C

d
w
o

CO

TABLE NO. 34.—Assets and liabilities of active private banks, Dec. 31, 19U5—Continued
[In thousands of dollars]
Loans and discounts
ft!

CommerLoans to
cial and farmers diindustrial rectly guarloans (in- anteed by
cluding
the Comopenmodity
market Credit Corpaper)
poration

Location

Connecticut

-

-

._...

Total Eastern States

==========
Ohio
Indiana

Total Middle Western States
Total United States
1 All real-estate loans.
2
Includes loans on other properties.




4
69
73

13
1,434

8,258
76

9,429
657

1,447

8,334

10,086

3

23

--

- ••..

---

Loans
to
banks

Another,
loans,
including overdrafts

67

107

90

1,151
219

107

443

90

1,370

12

425

254

199

131

117

276

1374
341

254

199

131

117

276

715

16

37,428

^75

1,601

10,203

395

1,596

106

8,334

16

c
W

9
434

========

===========
--

Secured Secured
by farm by resi- Secured
land (in- dential
by
cluding properties other
improve- (other
properments) than farm)
ties
1393

37,058

_•

Consumer
loans to
individuals

5

Real-estate^loans

116
34,999
2,059

New York
Pennsylvania

Other
loans to
farmers

Other loans
for the
Loans to purpose of
brokers
purchasing
and dealor carryers in
ing stocks,
securities bonds, and
other
securities

532
33
v

565
2,427

o
o

I
to

o
hr;

H
H
O

W

a

TABLE NO. 34.—Assets and liabilities of active private banks, Dec. SI, 1945—Continued
[In thousands of dollars]
Demand deposits
Location

Individuals,
partnerships,
and
corporations

States
and
political
subdivisions

Banks
in
United
States

Banks
in
foreign
countries

1,092

Connecticut
New York
Pennsylvania

U. S.
Government

Time deposits

,.. .

Total Eastern States
South Carolina
Ohio
Indiana
Total Middle Western States
Total United States

., .

117,872
16,524
134,396

Individuals,
partnerships,
and
corporations

U. S.
Government

States
and
political
subdivisions

Banks
in
United
States

1

796

347

40,911

2,459
605

4,005
12,378

15
111

45

347

434

18,741

40,911

3,064

16,383

126

45

3

74

28
59

2,149
2,640

181

3,100
10,015

.

13,115

168
1,023

=

1,191

iiT

1,806

18,741

40,911

87

4,789

3,155

22,042

========

ft

1

1
3

10
10

========== =============

Banks
in
foreign
countries

C

17,345
1,396

^Includes dividend checks, letters of credit and travelers' checks sold for cash, and amounts due to reserve agents (transit account).




Postal
savings

174
260

2,313

150,916

Certified
and
cashiers'
checks,
etc. 1

136

—

w
ft

c

I
ft

o

152

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO.

35.—Per capita demand and time deposits of individuals, partnerships, and corporations in all active banks, Dec. 31, 1945
Population
(approximate) i

Location

Maine__
New Hampshire
Vermont
MassachusettsRhode Island
Connecticut
Total New England
States

797,819
459,662
322,594
4,184,945
773,113
1, 786,253
8,324,386

Deposits of individuals, partnerships, and corporations
(in thousands)

Demand
Total
Time
Total Demand Time
$392, 591 $745. 76 $253. 68 $492.08
$594,982 $202,391
107,247
336,382 965.12 233. 32 731.80
443,629
75,084
275,851
200,767 855.10
232. 75 622. 35
5,910,164 2,328,430 3,581,734 1,412. 24 556. 38 855. 86
845, 296
328,245
517,051 1,093. 37 424. 58 668. 79
2, 289,094
787, 531 1,501, 563 1, 281. 51 440. 89 840. 62
10,359,016

New York
12, 700,049 29,894,436
New Jersey
_. 4,189,997 3,940,209
9, 296, 247 8,489, 382
Pennsylvania
285, 311
449,004
Delaware-2,139,186
1, 577,123
Maryland..,
District of Columbia
931,184
817, 208
Total Eastern States... 29, 541,974 45,167, 362
Virginia
West Virginia
North Carolina. _
South Carolina
,_
Georgia..
Florida
Alabama
_
_.
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total Southern States.
Ohio
Indiana
Illinois
Michigan..
Wisconsin.
Minnesota Iowa
Missouri
Total Middle Western
States
North Dakota.
South Dakota-.Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States_
Washington.
Oregon
California
Idaho
Utah
..
Nevada
Arizona
Total Pacific States

3,828,928

6,530,088 1, 244. 42

459. 97

784. 45

18,313,054 11, 581,382 2,353. 88 1,441. 97
1,772,092 2,168,117 940. 38 422.93
5,066,476 3, 422,906 913. 21 545.00
128,854 1, 573. 74 1,122.11
320,150
838,156
738, 967 737. 25 391. 81
877. 60 659. 45
614,069
203,139
26,923,997 18,243,365 1, 528. 92 911. 38

911. 91
517. 45
368. 21
451. 63
345. 44
218.15
617. 54

862,763
3,116,122
1, 336,173
473,410
438,502
1,825,106
228,680
667,182
918, 574
3, 553,335 1, 201,635
283,061
420,611
74,389
1, 933,579
495,000
934, 569
279,999
3, 240,865 1,214,568
262,478
2, 379,802 1, 247, 759 985,281
715,671
226,672
2, 833,064
942,343
461,646
114,158
2,187, 444
575,804
846,254
237,311
2, 548,864 1,083, 565
6,912,803 3,887,167 3, 496, 464 390,703
502, 233
1, 785,890
84, 564
586, 797
956,005
2,644,177
189,949
1,145,954
923, 798
2,885, 416 1, 280,881
357,083
37, 846,467 15,664,828 12,462, 371 3,202,457
6,873,012
3, 437, 887
7, 770,813
5, 458,506
2,991,730
2,521,999
2, 281,825
3,608,621

5,481,154
2,186,789
7,861,164
3,818, 279
2,195,097
1,930,677
1, 548, 328
2,549,463

3,128,348
1,436,427
5,694,075
1,962,889
1,135, 876
1,112,437
1,096, 790
1, 976, 225

428. 79
365. 56
338.17
256. 00
374. 77^
524. 31
332.62
263. 23
425.12
562. 31
328. 57
433. 39
443.92
413. 90

2,352,806 797. 49
750,362 636.09
2,167,089 1,011.63
1,855,390 699. 51
1,059, 221 733. 72
818,240 765. 53
451, 538 678. 55
573, 238 706. 49

27,570,951 17, 543,067 10,027,884

110. 29
80.01
52.19
93.11
56.52
47.35
71.84
123. 76
84.61

455.16
417. 83
732.75
359. 60
379. 67
441.09
480.66
547. 64

342. 33
218. 26
278. 88
339. 91
354.05
324.44
197. 89
158. 85

788. 99

502.03

286.96

526. 41
454. 25
620. 21
562.12
621.12
494.00
545.07
324.11
413.11
509.16

150.15
115. 01
102.14
81.86
170.09
152. 07
171.34
66.89
46.79
100.84

687, 325 856. 99
1, 770, 794 1,083, 469
2,066,305
877. 03
709, 547
361,023
1, 220,681 1,070, 570
8, 793,489 10,584, 728 5,883,774 4,700,954 1, 203. 70
341,395
257, 727
83,668 638. 84
534,399
681. 62
415,938
260,092
155,846
610,221
124,430
80,448
43,982 791.15
157, 277
302,157
223,148
79,009 470. 79
641,806
14,024,178 14,610,012 8,498,205 6,111,807 1,041. 77

524. 35
581. 27
669.11
482. 27
426. 23
511. 50
347. 69
605. 97

332. 64
295. 76
534. 59
156. 57
255. 39
279. 65
123.10
435. 80

540,878
561, 599
1, 220, 245
1, 763,880
477,471
258,475
1,153, 358
535,041
2,075,655
8, 586,602

284,723
365,939
255,108
319,698
756,813
881, 443
991, 506
1,135,906
296,565
377, 780
127,687
166,994
826, 276
209, 200
173, 411
954. 598
857,466
5, 237, 834 4,371,935

81, 216
64,590
124,630
144,400
81,215
39,307
197, 620
35, 789
97,132

81,350
59,408
(2)
457,213
2,069,244
14,669

49,136
15,198
4,169
406,663
135,126
1291

33,223
11,074
1,021
175,149
81,950
387

890.01

552. 48

337. 53

15,913
4,124
3,148
231, 514
53,176
904

604.01
255.82

408.40
186. 40

195.61
69.42

889. 44
65.30
88.01

383.08
39.60
26.38

506.36
25.70
61.63

26,653

2,675

1,109

1,566

100.36

41.61

2, 708,537

614,258

303,913

310,345

226.79

112.21

Total United States
• and possessions135,976, 537 1119,224,261 73,932,416 45,291,845

876. 80

Total possessions

3

151. 92
125. 30
79.66
38.47
86.40

276. 87
240.26
258. 51
217. 53
288. 37
414. 02
252. 61
211.04
332.01
505. 79
281. 22
361. 55
320.16
329. 29

676. 56

34,944,393

Total United States (exclusive of possessions) 133,268,000 118,610,003 73,628,503 44,981,500
Alaska
_
_
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United
States

Per capita

114. 58
333. 09

Civilian population only;5 excludes approximately 7,000.000
persons estimated to be in the armed forces

3
as of Dec. 31, 1045.
Not available.
Excludesfiguresfor the Philippines.


REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO.

153

36.—Per capita demand and time and savings deposits in all
active banks, June SO, 1945
Population
(approximate) 1

Location

Demand and Per capita
Savings detime deposits demand and posits (000
(000 omitted) 2 time deposits o m i t t e d ) 3

Per
capita
savings
deposits

782,462
450,814
306, 577
4 104 394
768,040
1,751,871
8,164,158

$564,317
416, 833
257, 745
5, 753, 494
804,536
2, 212, 371
10,009,296

$721.21
924.62
840. 72
1,401. 79
1,047. 52
1. 262.86
1, 226.00

$358, 668
310,363
183,629
3,341,505
476,180
1,388, 203
6,058, 548

$458. 38
688. 45
598.97
814.13
619. 99
792. 41
742.09

New York
N^ew Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States

12, 494, 389
4 122 146
9 145,707
280, 690
2 104 545
916,105
29,063, 582

28,896, 225
3, 886,109
8, 217, 226
399,050
1, 507, 884
752, 511
43,659,005

2, 312. 74
942.74
898. 48
1, 421. 68
716. 49
821. 42
1,502, 19

10, 334, 930
1,937, 447
2, 974, 651
116,028
670,920
181, 258
16, 215, 234

827.17
470.01
325. 25
413. 37
318.80
197. 86
557. 92

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
_ _
Total Southern States

2 957,980
1, 586,641
3 268 125
1 778,380
2,980,736
2 188 786
2 605,668
2,011,868
2 344 279
6 357,945
1 642 545
2 431 941
2,653,818
34,808, 712

1,281,621
649,762
1,083,643
447, 365
1,144, 486
1,207,011
901,137
533,047
1,026, 852
3, 693,634
546,086
1, 041,659
1. 220. 832
14, 777,135

433. 28
409. 52
331. 58
251. 56
383.96
551. 45
345. 84
264. 95
438. 02
580.95
332. 46
428. 32
460.03
424. 52

411, 737
193, 246
223, 270
62, 548
234, 753
225,606
197, 465
81, 554
197, 258
324, 562
68,034
149, 687
281, 544
2,651, 264

139. 20
121.80
68.32
35.17
78.76
103.07
75.78
40.54
84.14
51.05
41.42
61.55
106.09
76.17

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western States.

6 791,944
3 397 337
7 679 155
5, 394,122
2 956 442
2 492, 252
2, 254,911
3, 566.056
34, 532, 219

5,418,120
2,176, 238
7, 699, 263
3,882,679
2,106,857
1,829, 233
1, 498, 705
2, 450,423
27, 061, 518

797. 73
640. 57
1,002. 62
719. 80
712. 63
733. 97
664. 64
687.15
783. 66

2,040,623
615,094
1,827, 768
1, 653,088
854, 690
609,888
317, 450
467,880
8,386,481

300. 45
181. 05
238.02
306. 46
289.09
244. 71
140. 78
131. 20
242.86

507 905
537 296
1 167 440
1 706,685
447 242
247, 290
1 103 448
511 888
1, 985, 834
8, 215,028

346, 807
267, 658
787, 298
1,124,580
345,144
144, 964
715, 824
191,426
994. 622
4, 918, 323

682. 82
498. 16
674. 38
658. 93
771. 72
586. 21
648. 72
373. fb6
500. 86
598. 70

48, 621
40,185
85, 934
103, 033
62,476
32, 748
166,115
27,127
77, 532
643, 771

95. 73
74.79
73.61
60. 37
139. 69
132. 43
150.54
52. 99
39.04
78.37

1 873 751
1 106 929
7 974 047
484 600
553 356
142 620
581, 998
12, 717, 301

1, 664, 877
1,012, 853
9, 833, 461
302,686
387, 631
117,931
291.396
13,610, 835

888. 53
915. 01
1, 233.18
624. 61
700. 51
826. 89
500.68
1,070.26

608,174
321, 372
4,171,471
69, 953
137, 669
37, 245
70,377
5, 416. 261

324. 58
290.33
523.13
144. 35
248. 79
261.15
120. 92
425.90

127, 501,000

114,036,112

894. 39

39, 371, 559

308. 79

80,605
58, 720
(*)
454,121
2 051 044
14, 508
26, 493
2, 685, 491

51,166
16, 662
4,123
402, 474
246, 473
1, 698
3, 937
726,533

634. 77
283. 75

13, 939
4,400
1,385
203, 521
44, 475
763
1,505
269, 988

172. 93
74.93

Maine
New Hampshire
:
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England States...

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma._ _
Total Western States

.

Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
_
Total Pacific States
Total United States (exclusive of possessions)..
Alaska . _
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United States.
Total possessions 5 _

.

886. 27
120.17
117.04
148. 61
280.54

448.16
21.68
52.59
56.81
100. 54

Total United States and pos304.50
881. 52
39,641, 547
114,762,645
130,186,491
sessions
1
Civilian population only. Excludes approximately 12 million persons estimated to be In the armed
forces
as of June 30,1945.
3
Total deposits, except United States, postal savings, and interbank deposits.
* Represents deposits evidenced by savings passbooks (does not include time certificates of deposit
postal savings or Christmas savings accounts, etc.).
*5 Not available.

Excludes figures for the Philippines,



TABLE NO.

37.—Savings deposits and depositors in all active banks in the United States and possessions, according to classes of
banks, June 30, 1945
(Deposits in thousands of dollars]

Total all active banks
Location

Maine
New Hampshire.,
Vermont- - .
Massachusetts
Rhode Island
Connecticut . .

Savings
deposits a

Depositors'

358,668
310,363
183,629
3,341,505
476,180
1,388,203

633,391
427,833
286,475
4,138,441
514,299
1,694,353

--

.-

Total New England
States.*-.

National banks
Savings
deposits »

Depositors 3

79,139
34,241
50,183
390,579
16,952
149,628

142,936
69,223
82,456
688,561
21,019
247,365

All banks other than
national
Savings
deposits a

Depositors 3

279,529
276,122
133,446
2,950,926
457,228
1,238, 575

490,455
358,610
204,019
3,449,880
493,280
1,446,988

State (commercial)
oanks l

ft
Mutual savings banks

Depositors'

Savings
deposits a

Depositors 3

91,435
52,712
63,432
255,550
229,524
195,703

„ 209,976
86,945
110,047
447,711
283,361
346,521

188,094
223,410
70,014
2,695,376
227,704
1,042,189

280,479
271,665
93,972
3,002,169
209,919
1,099,152

Savings
deposits a

Private banks
Savings
deposits 3

Depositors 3

ft
ft

683

1,315
1,315

6,058,548

7,694,792

722,722

1, 251,560

5,335,826

6,443,232

888,356

1,484,561

4,446,787

4,957,356

683

10,334,930
1,937,447
2,974,651
116,028
670,920
181,258

10,112,469
2,892,049
4,004,292
141,901
997,015
300,519

1,194,498
750,793
1,283,858
10,204
136,005
83,162

1,762,709
1,109,049
1,923,398
10,109
167,274
127,316

9,140,432
1,186,654
1,690,793
105,824
534,915
98,096

8,349,760
1,783,000
2,080,894
131,792
829,741
173,203

1,440,153
791,894
816,005
37,741
213,562
98,096

1,861,203
1,269,000
1,272,624
61,566
370,346
173,203

7,699,373
394,760
865,187
68,083
321,353

6,487,502
514,000
790,708
70,226
459,395

906
9,601

17,562

Total Eastern States... 16,215,234

18,448,245

3,458,520

5,099,855

12,756,714

13,348,390

3,397,451

5,007,942

9,348,756

8,321,831

10,507

18,617

411,737
193,246
223,270
62,548
234,753
225,606
197,465
81,554
197,258
324,562
68,034
149,687
281,544

604,084
309,698
345,170
92,731
^92,518
305,052
323,822
113, 539
439,063
509,627
89,572
213,519
413,351

219,237
102,307
61,067
37,734
132,304
140,662
141,144
31,626
145,780
283,154
42,711
81,517
195,245

317,298
154,743
101,902
65,117
229,371
191,589
226,020
39,809
368,030
438,005
53,918
112,937
291,825

192,500
90,939
162,203
24,814
102,449
84,944
56,321
49,928
51,478
41,408
25,323
68,170
86,299

286,786
154,955
243,268
27,614
163,147
113,463
97,802
73,730
71,033
71,622
35,654
100,582
121,526

192,600
90,939
162,203
24,814
102,449
84,944
56,321
49,928
51,478
41,408
25,323
68,170
86,299

286,786
154,955
243,268
27,614
163,147
113,463
97,802
73,730
71,033
71,622
35,654
100,582
121,526

2,651,264

4,151,746

1,614,488

2,590,564

1,036,776

1,561,182

1,036,776

1,561,182

New York
New Jersey
Pennsylvania
Maryland
District of Columbia

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida.
.
Alabama
Mississippi
Louisiana Texas
Arkansas .
Kentucky
Tennessee

-

-

. . .

Total Southern States..




c
o
S

5

EC
C

ft
ft
C
C
ft

Ohio
Indiana
Illinois
Michigan
Wisponsin . . . . _
Minnesota
Iowa.
__
Missouri -

*
._ _

Total Middle Western
States
North Dakota
South Dakota
Nebraska
Kansas
Montana
"Wyoming
Colorado
New Mexico
Oklahoma

-

-

Total Western States..
Washington
Oregon
. _
California
Idaho . .
Utah
Nevada
..
Arizona
Total Pacific States
Total United States
.:;.'• (exclusive of posses.
sions)
Alaska
Canal Zone (Panama)
Guam
.
The Territory of Hawaii
Puerto Rico
American Samoa
Virgin Islands of the United
States
Total possessions *
Total United States
and possessions

2,040,623
615,094
1,827,768
1,653,088
854,690
609,888
317.450
467,880

2,848,873
851,331
2,600,616
2, 200,783
1,189,312
1,015,179
519,153
845,385

661,010
276,243
1,165,192
639,923
356,920
325,917
99,804
158, 283

971,616
395,067
1,709,106
874,710
494,918
520,592
176,473
295,144

1,379,613
338,851
662, 576
1,013,165
497,770
283,971
217,646
309, 597

1,877, 257
456, 264
891,510
1, 326,073
694,394
494, 587
342,680
550,241

1,700,432
1,190,818
422,816
306,222
662,576 " «891,510
1,326,073
1,013,165
669,182
488,261
295, 530
167,144
342,680
217,646
550, 241
309, 597

187,233
31,241

175,327
30, 572

9,509
116,827

25,212
199,057

8,386, 481

12,070,632

3,683,292

5,437, 626

4, 703,189

6, 633,006

4, 355, 429

6,198,464

344,810

430,168

48, 621
40,185
85,934
103,033
62,476
32,748
166,115
27,127
77, 532

68, 241
66,219
183,336
199,249
84,070
43,429
255,208
35,145
145,316

31,998
25, 742
70,090
54,902
34,873
22,557
128,760
20,562
65,344

45,544
41, 862
151,089
109, 278
44,967
30,726
193, 516
26,031
123, 253

16, 623
14, 443
15, 844
48,131
27,603
10,191
37, 355
6,565
12,188

22,697
24,357
32, 247
89,971
39,103
12,703
61,692
9,114
22,063

16, 623
14, 443
15,844
48,131
27,603
10,191
37, 355
6,565
12,188

22,697
24,357
32, 247
89,971
39,103
12,703
61,692
9,114
22,063

643, 771

1,080, 213

454,828

766,266

188,943

313,947

188,943

313,947

608,174
321,372
4,171,471
69,953
137,669
37,245
70,377

750,823
386, 513
4,082,301
82,893
208,323
38,046
85,312

391, 503
280,334
2,843,492
56, 782
49,266
33,038
43,186

468,153
340, 283
2,962,552
66,017
72,295
33,078
56,637

216,671
41,038
1,327,979
13,171
88,403
4,207
27,191

282,670
46, 230
1,119,749
16, 876
136,028
4,968
28,675

72, 757
33,403
1,327,979
13,171
88,403
4,207
27,191

91,079
42,017
1,119, 749
16,876
136,028
4,968
28,675

143,914
7,635

191, 591
4,213

5, 416,261

5,634,211

3,697,601

3,999,015

1, 718, 660

1,635,196

1,567,111

1, 439, 392

151, 549

195,804

39,371, 559

49,079,839

13,631, 451

19,144,886

25, 740,108

29,934,953

14,291,902

13,905,159

13,939
4,400
1,3*5
203, 521
44, 475
763

13,351
8,335
3,821
268,365
72,818
3,086

5,692

5,452

93,159

126,507

14,291,902

13,905,159

11,434,066

16,005,488

8,247
4,400
1,385
110,362 |
44,475 !
763

7,899
8,335
3. K21
141J858
79 SIR
3,086

8,247
4,400
1,385
110,362
44, 475
763

7,899
8,335
3,821
141,858
72,818
3,086

1,505

5,765

1,505

5,765

269,988

375, 541

100,356

137,724

169,632

237,817

169,632

237,817

39,641,547

49,455,380

13,731,807

19,282,610

25,909, 740

30,172, 770

11,603,698

16,243,305

i Includes loan and trust companies and stock savings banks.
Excludes time certificates of deposit, postal savings and Christmas savings accounts,

3

te




3

Represents number of savings passbook accounts.
* Excludes figures for the Philippines.

1,562
1,388

1,498
2,876

2,950

4,374

14,140

24,306

14,140

24,306

TABLE NO.

38.—Officials of State banking departments and number of each class of active banks under their supervision in
December 1945
State commercial l

Names of officials

Location

Maine-New Hampshire.
Vermont-

Rhode Island.
Connecticut -.
Total New England
States,
New York.
New Jersey.
DelawareMaryland
District of Columbia..

Titles

Homer E. Robinson
Clyde M. Davis_Charles E. Burns
F. Earl Wallace
Alexander Chmielewski.
Richard Rapport

Bank Commissioner.
do.

Elliott V. Bell
Lawrence B. Carey
William C. Freeman...
John C. Darby
John W. Downing

Superintendent of Banks.__
Commissioner of Banking and Insurance.
Secretary of Banking
State Bank Commissioner

Milton R. Morgan
A. W. Locke
Gurney P. Hood
W. Royden Watkins....
JohnC. Beasley
J. M. Lee
Addie Lee Farish
Joseph W. Latham
W. J. Begnaud
L. S. Johnson
Thomas W. Leggett
HiUardH. Smith. _
H.B.Clarke

Commissioner of Banking
do
:
Commissioner of Banks
:
Chief Bank Examiner.-Superintendent of Banks
Comptroller, State of Florida
Superintendent of Banks
State Comptroller
___
State Bank Commissioner
Commissioner, Department of Banking State Bank Commissioner
Director, Division of Banking _ _
Superintendent of Banks

Commissioner of Banking and InsuranceCommissioner of Banks
Bank Commissioner
Bank Commissioner,.

Total Eastern States.
Virginia.--

West Virginia. .
North CarolinaSouth Carolina.
Florid
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky. __
_
Tennessee.-Total Southern States.




Total
number
of banks

63
55
41
256
24
146

Private

Mutual savings
Insured

Insured

MemNot .
MemNot
bers
memNonbers
memNonFederal
bers
insured Federal bers insured
Reserve Federal
Reserve Federal
System Reserve
System Reserve
System
System
5
1
1
29
2
13

17
4
31
33
3
35

Noninsured

9
16
1
4
10
23

6

2

190
9
70

?

123

63

16

329

3

87
49

8
9

131
22
7

2

585

51

422
158
372
29
116
12

191
76

108
4
16
9

238
22
87
3

1,109

404

184
103
184
122
258
117
151
179

67
32
9
5
11
8
18
5

118
409

10
109

165

16

J

7
1

26
34

8

5
12

3

3

2
7

486

28

163

11

116
66
170
92
232
101
129
169

1
5
5
24
15
8
4
5

107
257

17

1

1
43

142

7

297
223

20
12

250
205

27
6

2, 510

322

2,036

151

1

Ohio
Indiana
_
§
Iq
°°
|
<f
,L

H. Earl Cook.
Joseph McCord

_..

Illinois
Michigan
Wisconsin
Minnesota.Iowa
Missouri

Arthur C. Lueder
E. William Nelson
James B. Mulva
. . . F. A. Amundson.
M. W. Ellis
M. E. Morris

Total Middle Western
States.,
._
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming _
Colorado
New Mexico.
„ _ . _._
Oklahoma
....___

Superintendent of Banks.
,__ Director, Department of Financial Institutions
Auditor of Public Accounts - _.
Commissioner, State Banking DepartmentChairman, Banking Commission
Com mission p,r of "Ranks
Superintendent of Banking..
. . . . Commissioner of Finance
._

J. A. Graham. _
Verne W Abeel
J. Fred Peters
B A Welch
W. A. Brown
Norris E. Hart well
Maple T. Harl
Woodlan P. Saunders...
Carl B. Sebring

State Examiner
Superintendent of Banks. _ . . . __
Director of Banking
State Bank Commissioner
Superintendent of Banks.
State Examiner
State Bank Commissioner
State Bank Examiner
Bank Commissioner

Total Western States..
Washington.. _ _ „
Oregon. .
California...
Idaho
Utah
Nevada
Arizona

Walter A. Johnson
A. A. Rogers
Maurice C. Sparling
J. B. Newport
J. M. Knapp
Grant L. Robison
I L Hart

Supervisor of Banking_
Superintendent of Banks _
do
Commissioner of Finance
Bank Commissioner
Superintendent of Banks _ _
do

Frank A. Boyle

Secretary, Territorial Banking Board

..

Total Pacific States
Alaska
Canal Zone (Panama)
Guam
The Territory of Hawaii
Puerto Rico
American Samoa

Bank Examiner
Treasurer

Total possessions6
Total United States
and possessions. _
* Includes loan and trust companies and stock savings banks,
* Includes 8 guaranty savings banks.
*lacludes 1 private bank.




440

184

238

8

370
489
355
462
494
549
512

108
129
154
69
25
65
102

3 238
349
184
380
437
431
380

11
11
17
9
31
53
30

1

3
2

1

2

1
1

1

3,671

3

7

2

836

2,637

170

109
131
282
441
71
29
62
19
181

25
18
39
38
11
15
5
18

103
105
210
233
33
18
41
14
154

6
1
54
169

1,325

169

911

245

84
50
117
30
45
3
7

15
10
22
10
22
1
2

64
35
75
19
23
2
5

3
4
20
1

2
1

336

82

223

28

3

13
1
8
5 14
1

1

39
9,575

1,864

9

16

6
9

13
2
1
7
14
1

1

38

6,417

723

3

189

4
Branches of 2 American national banks.
*6 Includes 2 American national banks having branches in Puerto Rico.
Excludes figures for the Philippines.

342

37

TABLE NO. 39.—Assets and liabilities of all active banks, 1936 to 1H5

O
GO

[For figures covering each year 1834 to 1935, inclusive, see reports for 1931 and 1941]
Iln thousands of dollars]

Number
of banks

U. S. GovLoans and
ernment
Other
discounts, obligations,
bonds,
including
direct and stocks, and
overdrafts guaranteed securities

Cash

Balances
with other
banks *

Other
assets

Total
assets

Capital a

Surplus
and net
undivided
profits 3

Total
deposits

Bills payable and
rediscounts,
etc.

Other
liabilities

g

JUNE 30

1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
DEC

1936
1937
1938
1939
1940
1941
1942
1943
1944
1945

,_

15,803
15, 580
15,341
15,146
15,017
14, 919
14,815
14, 661
14, 598
14,587

20,839,159
22,698,176
21,311,161
21,516,279
22, 557,670
25, 543,438
25,178,305
22,324,053
25,504,338
28,092,140

17,358,200
16,968, 486
16,774, 262
18,790,831
19,710, 503
23, 577,061
30,363,023
57,963,058
76,129,877
94,240,445

10,501,333
10,305,653
9, 571, 216
9, 594,937
9,364,406
9,152,671
8,653,089*
7, G21,874
7, 586,714
8,032,440

1,018,951
958,317
1,044,251
1,042,408
1,148, 589
1,408,306
1, 446, 780
1,606, 564
1, 623,191
1,649,487

14,103,430
14,670,297
16,426,417
19, 584,188
24, 535, 268
25,471,008
< 24, 236, 259
< 25,210,347
< 26, 705, 352
< 29,246,407

3,367,168
3,323,828
3,150,400
3,072,677
2,897,193
2,676, 235
2,382,535
2, 226, 510
2,010,193
1, 766,060

67,188,241
68,924,757
68, 277,707
73,601,320
80, 213,629
87,828, 719
92, 259,991
117,252,406
139, 559,665
163,026,979

3,421,226
3,250,650
3,204, 751
3,160,096
3,091,793
3,055,005
2,998, 686
2,979, 447
3,036,893
3,118,116

4, 549,867
4,985,781
4,977,218
5,134,112
5,233,334
5, 469, 514
5, 523, 532
5, 811, 248
6,318,608
7,033,855

58,339,815
59, 822, 370
59, 379, 550
64, 576,694
71,153,458
' 78,549,329
* 83,029,575
< 107, 784,099
* 129,367,247
* 151,932,691

47,376
55, 857
42,476
26,724
26,969
22, 559
20, 736
31, 657
87,116
81,075

829,957
810, 099
673,712
703, 694
708,075
732,312
687,462
645,955
749,801
861,242

a
o
g

15, 704
15, 463
15, 265
15,096
14, 956
14,885
14, 722
14, 621
14, 579
14, 598

21,618,127
17,497,059
22,364,140
16,660,068
21, 535,406
18,002,042
22,374, 700 19,447, 464
23,967,476
21,028, 798
26,838, 365 25, 553,809
24,001,146
46,059,111
23, 674, 539 66, 259,384
26,101,639
86,414, 755
30, 466,867 101,904,073

10,700,905
9,828,984
9,664, 255
9,348,161
9,499,776
9,035, 537
8,312,249
7, 466,862
7, 596,205
8,611,660

1,025, 586
907,871
(5)
1,196, 539
1,407,364
1, 545,018
1, 463,836
1,612, 252
1,801,370
2,025,088

15,871, 668
15,065,962
18, 373,644
22,197,935
26,846, 418
25,942,377
* 27, 371,581
« 26,999,933
* 29,175, 791
* 33, 589,693

3, 402,165
3, 271,994
3,258,252
3,010,458
2,822,070
2, 538, 588
2, 334, 654
2,109,008
1, 857, 424
1, 753,694

70,115, 510
68,099,019
70,833, 599
77, 575,257
85, 571,902
91,453, 694
109, 542, 577
128,121,978
152,947,184
178,351,075

3, 293,014
3, 223,110
3,192,493
3,125, 524
3,070, 519
3,034,361
2, 985,391
3,011,600
3,052,950
3,187,368

4,849, 310
4,949, 834
5,016, 435
5,169, 647
5, 339, 039
5,460,776
5,619, 637
6,034,091
6, 640,166
7,424, 243

61,155,014
59,109,903
61,907,761
68, 566,043
76, 407,885
82,233, 260
* 100,265,638
< 118, 336,126
< 142,310,824
< 166, 530,093

57, 247
50,816
36, 612
25, 551
25,060
22, 593
18,638
51,650
125,624
227,150

760,925
765, 356
680,298
688,492
729,399
702,704
653, 273
688, 511
817,620
982, 221

H

O

31

_.

i Includes reserve balances and cash items in process of collection.
Includes capital notes and debentures in banks other than national.
3 Includes reserve accounts.
*
Excludes reciprocal interbank demand balances with banks in the U. S., which at prior dates were reported "gross."
6
Not called for separately. Included with "Balances with other banks."
3




W
H
O

d
w

g

TABLE NO. 40.—Assets and liabilities of all active national banks, 1936 to 1945
fFor figures covering each year 1863 to 1935, inclusive, see reports for 1931 and 1941]
[In thousands of dollars]

1

U . S. GovOther
Loans and ernment
bonds,
Number discounts, obligations,
of banks including direct and stocks, and
overdrafts
guaranteed securities

t

Cash

Balances
with other
l
banks

Other
assets

Total assets

Capital

Surplus
andnet
undivided
2
profits

Total
deposits

Bills payable and
rediscounts,
etc.

Other

liabilities

ft?
H
C

JUNE

30

1936
1937
1938
1939. - _ - , _ 1940
1941
1942
1943
1944.
1945
DEC
1936
1937
1938
1939-.
1940
1941
1942
1943
1944
1945

5,374
5,299
5,248
5,209
5,170
5,136
5,107
5,066
5,042
5,021

7, 763, 342
8,812, 895
8, 334, 624
8, 573, 703
9,179, 227
10,922, 483
10,901, 795
9,190,143
11,229,680
12, 389,133

8, 447, 364
8,219,195
7, 987, 716
8,769, 729
9, 111, 226
11,135,952
14,928,992
30,190, 402
38, 790,869
47, 255, 463

4,035,261
3,903,092
3,656,560
3, 783,157
3, 794,049
3,818,842
3,714,396
3, 538,176
3,497,654
3,764,438

531,694
444, 598
528, 305
530, 580
582,303
709,458
728,309
806,546
820,570
821, 290

7,849, 732
7,933,271
8,922,250
10, 544,226
13,294,801
13,812, 200
3 13, 588,254
3
14,420,845
3
15,239,164
3 16, 791,661

1,069,363
1,015,755
948,105
979,183
923,474
915,700
857, 219
826,240
823,008
772, 848

29,696, 756
30,328,806
30, 377, 560
33,180, 578
36,885,080
41,314,635
44, 718,965
58,972,352
70,400,945
81, 794,833

1,691,375
1,582,131
1, 572,900
1, 562,956
1, 534,649
1, 523,383
1, 507,670
1,498,008
1, 553, 578
1,624,184

1, 474,353
1,630,034
1, 700,919
1,826, 556
1,941.792
2,074, 758
2,171,822
2,327, 397
2, 557,031
2,848, 369

26, 200,453
26,765,913
26,815, 894
29, 469,469
33,074, 407
37,351,303
3 40,659,117
3 54,769, 361
3
65,833,253
3 76,825, 537

3,720
9,216
9,586
3,540
2,910
2,005
2,014
4,231
6,205
5,209

326,855
341,512
278,261
318,057
331,322
363,186
378,342
373,355
450,878
491,534

5,331
5,266
5,230
5,193
5,150
5,123
5,087
5,046
5,031
5,023

8, 271, 210
8,813, 547
8,489,120
9,043, 632
10,027, 773
11,751,792
10,200,798
10,133, 532
11,497,802
13,948,042

8, 685, 554
8,072,882
8,705,959
9,073,935
9, 752,605
12,073,052
23,825,351
34,178, 555
43, 478, 789
51,467,706

4,094,490
3,690,122
3, 753,234
3, 737,641
3,915,435
3,814,456
3,657; 437
3, 325,698
3, 543,540
4,143,903

518, 503
422,490
555,304
615,698
718, 799
786, 501
733,499
807,969
904, 500
1,008,644

8, 462, 578
8,128,003
9,151,105
11,887,915
14,401, 268
14, 215,429
3
15,516, 771
315,272,695
3
16,732,749
3
19,170,145

1,032,327
977,186
1,011, 455
960,436
918,082
897,004
847,122
813,468
792,479
797,316

31,064,662
30,104,230
31, 666,177
35, 319, 257
39, 733,962
43, 538, 234
54, 780, 978
64,531,917
76,949,859
90, 535,756

1, 598,815
1,577,831
1, 570,622
1, 532,903
1,527,237
•1, 515, 794
1, 503, 682
1,531, 515
1, 566,905
1, 658,839

1, 572,195
1,666,367
1, 757, 522
1,872,215
2,009,161
2,133,305
2, 234, 673
2,427,927
2, 707,960
2,996,898

27,608,397
26,540,694
28,050,676
31,612,992
35,852,424
39, 554,772
3
50, 648,816
3 60,156,181
3 72,128,937
3 85, 242,947

3,495
10,839
5,608
2,882
3,127
3,778
3,516
8,155
54,180
77, 969

281,760
308,499
281,749
298,265
342,013
330,585
390,291
408,139
491,877
559,103

31

1
Includes reserve balances and cash items in process of collection.
* Includes reserve accounts.
* Excludes reciprocal interbank demand balances with banks in the United States, which at prior dates were reported "gross."




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TABLE NO.

41.—Assets and liabilities of all active banks other than national, 1936 to 19 A 5
[Forfigurescovering each year 1834 to 1935, inclusive, see reports for 1931 and 1941]
[In thousands of dollars]

U. S. GovOther
Num- Loans and ernment
bonds,
ber of discounts, obligations, stocks,
and
banks including direct and
overdrafts guaranteed securities

Cash •<

Balances
with other
banks'

Other •
assets

Total
assets

DEC.

1936
L937
1938..
1939..
1940..
1941..
L942..
L943..
1944..
1945

and

debentures

Surplus
and net
undivided
profitsa

Total

deposits

Bills payable and
rediscounts,
etc.

Other
liabilities

13,075,817
13,885,281
12,976,537
12,942,576
13,378,443
14,620,955
14,276,510
13,133,910
14,274,658
15,703,007

8,910,836
8,749,291
8, 786, 546
10,021,102
10,599,277
12,441,109
15,434,031
27, 772,656
37,339,008
46,984,982

6, 466,072
6,402,561
5, 914, 656
5,811,780
5, 570, 357
5,333,829
4,938,693
4,383,698
4,089,060
4,268,002

487,257
513,719
515,946
511,828
566,286
698,848
718, 471
800,018
802,621
828,197

6,253,698
6,737,026
7,504,167
9,039,962
11,240,467
11,658,808
U0,648,005
3 10,789,502
3 11, 466,188
3 12,454,746

2,297,805
2,308,073
2, 202,295
2,093,494
,973,719
, 760; 535
., 525, 316
L, 400,270
., 187,185
993,212

37, 491, 485
38,595,951
37,900,147
40,420,742
43,328,549
46,514,084
47, 541,026
58,280,054
69,158, 720
81, 232,146

1, 485,132
, 483,555
, 467, 766
1,446,666
, 428,973
I, 416,939
, 386, 845
L, 386, 748
t, 396,746
I, 415,170

244,719
184,964
164,085
150,474
128,171
114,683
104,171
94,691
86,569
78, 762

3,075,514
3,355,747
3,276,299
3,307, 556
3, 291, 542
3,394,756
3,351,710
3, 483,851
3, 761, 577
4,185, 486

32,139, 362
33,056,457
32, 563,656
35,107,225
38,079,051
41,198,026
3 42,370,458
a 53,014, 738
3 63, 533,994
3 75,107, 154

43,656
46,641
32,890
23,184
24,059
20,554
18,722
27,426
80,911
75,866

503,102
468,587
395,451
385,637
376,753
369,126
309,120
272,600
298,923
369,708

10,373 •13,346,917
10,197 13, 550, 593
10,035 13,046, 286
9,903 13,331,068
9,806 13,939, 703
9,762 15,086, 573
9,635 13,800,348
9,575 13,541,007
9,548 14,603,837
9,575 16, 518, 825

8,811, 505
8, 587,186
9,296,083
10, 373, 529
11,276,193
13, 480, 757
22, 233, 760
32,080,829
42. 935, W>
50, 436, 367

507,083
6,606. 415
6,138,862
485, 381
5,911,021
(4)
580,841
5.610, 520
688,565
5, 584, 341
758, 517
5, 221,081
730, 337
4,654, 812
804, 283
4,141.164
896, 870
4,052, 665
4, 467, 757 1.016, 444

7,409,090
6, 937,959
8,667, 235
10,310,020
12, 445,150
11,726,948
3 11, 854, 810
3 11, 727,238
3 12, 443,042
3 14, 419, 548

2,369,838
2, 294,808
2,246, 797
2,050,022
, 903, 988
., 641, 584
I, 487, 532
, 295, 540
L, 064,945
956, 378

39,050,848
37.994, 789
39,167,422
42,256,000
45, 837,940
47,915, 460
54, 761, 599
63, 590,061
75,997,325
87,815, 319

L, 489,354
L, 471, 533
„ 459,015
, 450,873
, 420,148
1, 410,373
1, 382,507
1, 389,943
1,403,725
1,456,449

204,845
173, 746
162,856
141, 748
123,134
108,194
99,202
90,142
82,320
72,080

3, 277,115
3,283,467
3,258,913
3, 297, 432
3,329,878
3, 327,471
3,384,964
3,606,164
3,932, 206
4,427, 345

33, 546, 617
32,569,209
33,857,085
36, 953,051
40,555, 461
42,678, 488
3 49,616,822
3 58,179,945
3 70,181,887
3 81, 287,146

53,752
39,977
31,004
22,669
21,933
18,815
15,122
43,495
71,444
149,181

479,165
456,857
398,549
390,227
387,386
372,119
262,982
280,372
325,743
423,118

10,429
10,281
10,093
9,937
9,847
9,783
9,708
9,595
9,556
9,566

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1936
1937..
1938..
1939..
L940-.
1941..
1942
1943
1944
1945

Capital
stock

Capital
notes

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1
Includes reserve balances and cash items in process of collection.
* Includes reserve accounts.
* Excludes reciprocal interbank demand balances with banks in the United States, which at prior dates wore reported "gross."
* Not called for separately. Included with "Balances with other banks,"




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TABLE NO.

42,—Summary of status, progress, and results of liquidation of all national banks1 placed in charge of receivers from
the date of the first national bank failure, Apr, 14, 1865, to Dec. 31, 1945
National and District of Columbia nonnational banks

Number of receiverships
Total assets taken charge of by receivers
Disposition of assets:
Collections from assets (including earnings collected from 1,155 banks completely liquidated to
Oct. 31, 1933, and for accounting purposes, dividends paid secured creditors of all trusts finally
closed Oct. 1, 1924 to Oct. 31, 1929) __
Offsets allowed and settled (against assets)
...
Losses on assets compounded or sold under order
of court
Book value of assets returned to shareholders'
agents
Book value of remaining assets ._ _
Total
Collections:
Collections from assets as above. _
_
Collections from stock assessments. .
Earnings collected: interest, premiums, rents, etc.
(unavailable as separate item for 1,155 banks
completely liquidated to Oct. 31, 1933)
Offsets allowed and settled (against assets)
Unpaid balance Reconstruction Finance Corporation loans. ._ .Total
Disposition of collections:
Dividends paid by receivers to unsecured creditors (including dividends paid to secured creditors for 815 banks completely liquidated to Oct.
31, 1929). _.
Dividends paid by receivers to secured creditors
(unavailable as separate item for 815 banks completely liquidated to Oct. 31, 1929)
Distributions by conservators to unsecured creditors.
- _ Distributions by conservators to secured creditors1
See footnotes at end of table.



Completely
liquidated
and finally
closed

In process
of
liquidation

3 2,809

13

Total
3 2,822

National banks

District of Columbia3 nonnational banks
Completely
liquidated
a n d finally
closed
* 15

$3,671,172,187 $73,093, 524 $3, 744, 265, 711 $27,143,017

In process
of
liquidation

Total
* 15

Completely
liquidated
and finally
closed
5

2, 794

In process
of
liquidation
13

Total
5

2,807

$27,143,017 $3, 644,029,170 $73,093, 524 $3, 717,122; 694

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w
2,174,128,840
248, 435, 213
1, 205,835,844

45, 270.323
5, 543,827
18. 177, 474

42, 772, 290

2, 219, 399,163
253,979,040

18,624,923
2,089,895

18,624,923
2, 089,895

2,155,503,917
246, 345,318

1,224,013,318

6, 401, 713

6, 401, 713

1,199, 434,131

26, 486

42, 745,804

42, 772,290
4,101,900

26, 486

3,671,172,187

4,101,900
73,093,524

3, 744,265, 711

27,143,017

27,143,017

2,174,128,840
177,061,508

45, 270,323
2,614,087

2, 219, 399,163
179,675,595

18,624, 923
619,261

159,176,635
248, 435, 213

4,098, 747
5, 543,827

163, 275, 382
253,979,040

233,649
2,759,035,845

2,816,562,829

18,177, 474

2,200,774,240
251,889,145

42, 745,804
4,101,900

3,644,029,170

3, 717,122,694

18, 624, 923
619, 261

2,155, 503, 917
176,442,247

45, 270,323
2,614,087

2,200,774, 240
179,056,334

1, 429, 275
2.089,895

1, 429, 275
2,089.895

157, 747. 360
246, 345, 318

4,098, 747
5, 543,827

161,846,107
251,889,145

22, 763,354

22, 763,354

2, 736,272.491

57,526,984

2,793, 799,475

233,649

g

1, 217, 611,605

4,101,900
73,093,524

233,649
57,526,984

45,270,323
5, 543,827

Q
O

c

W

233,649

O
1,383,349.455 ] 30,168,747

1,413,518,202

10,893.071

10,893,071

1.372,456,384

30,168, 747
106,979

1,402,625,131

I
34, 517, 253
209,124,039
1, 372,006

106,979

34, 624, 232

35, 202

35, 202

34, 482,051

209,124,039
1,372,006

2,838,102
10.750

2, 838,102
10,750

206, 285, 937
1,361, 256

34, 589,030
206, 285,937
1,361,256

TABLE NO.

42.—Summary of status progress, and results of liquidation of all national banks1 placed in charge of receivers from
the date of the first national bank failures, Apr. H, 1865, to Dec. 31, 1945—Continued
National and District of Columbia nonnational banks
Completely
liquidated
and finally
closed

In process
of
liquidation

Total

District of Columbia2 nonnational banks
Completely In process
of
liquidated
and finally liquidation
closed

Disposition of collections—Continued
Payments to secured and preferred creditors (including disbursements for the protection of assets for 597 banks completely liquidated to Oct.
31, 1926)
691,308,617 14,853, 245 706,161,862
4, 901,281
Offsets allowed and settled (against liabilities). _.
248, 435, 213 5, 543, S27
2,089,895
253,979,040
Disbursements for the protection of assets (unavailable as separate item for 597 banks completely liquidated to Oct. 31, 1926)
7, 926, 847
186,021
8,112,868
18,839
Payments of receivers' salaries, legal, and other
expenses- _
_.
165,072,370
4, 455, 304
169, 527,674 1, 767,254
Payments of conservators' salaries, legal, and other
expenses
45, 597
11,016,322
201,010
10,970,725
6,959,320
6, 959, 320
7,950
Amounts returned to shareholders in cash2,167, 264
2,167,264
Cash balances in hands of Comptroller and receivers.
Total
2, 759,035,845 57, 526,984 2,816,562,829 22,763,354
Capital stock at date of failure
« 395,142, 595 7, 770,000 6 402,912, 595 7 2,352, 920
United States bonds held at failure to secure circulating
2,675,000
notes
176,392,631
173, 717,631
United States bonds held to secure circulation, sold
and circulation redeemed _
173, 717,631
2,675,000
176,392,631
Circulation outstanding at date of failure _
167,879,665
2,673,120
170, 552, 785
Assessments upon shareholders. _ _ _
323,423,807
5, 650,000
329,073,807
1, 912, 920
2, 335, 302,769 43, 237,954 2,378,540,723 19,147,196
Deposits at date of failure
Borrowed money (bills payable, rediscounts, etc.) at
date of failure
5,194, 938
515,478,134
503, 274,144 12, 203,990
Additional liabilities established subsequent to date
of failure _
97,084,645
809,871
95, 211, 276 1,873,369
Claims proved (both secured and unsecured) _ _„ . 2,089,522,888 36,918,038 2,126,440,926 17,850,201
Average, percent dividends paid to claims proved...
77.93
77.18
82.01
78.00
Average percent total payments to creditors to total
liabilities established
82.57
87.54
88.41
87.55
Average percent total costs of liquidation to total col8.73
lections including offsets allowed
___
6.69
7.82
6.69
» Including District of Columbia nonnational banks and building and loan associations.



5

to

National banks

Total

Completely
liquidated
and finally
closed

In process
of
liquidation

d

686, 407, 336 14, 853, 245
246, 345, 318 5, 543, 827

4, 901, 281
2,089, 895

8

Total

701, 260, 581
251, 889,145

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o
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18,839

7,908,008

186,021

8,094,029

g

1, 767, 254

163, 305,116

4, 455,304

167,760,420

3

201,010
7,950

10,769, 715
6, 951, 370

45, 597

10,815,312
6, 951,370
2,167,264

22,763,354

2, 736, 272,491

7

2, 352,920

8

2,167, 264
57,526, 984

2, 793, 799, 475
8

400,559,675

392, 789,675

7, 770,000

173,717,631

2,675,000

176,392,631

2,675,000
173, 717,631
2,673,120
167,879,665
5,650,000
321,510,887
1,912, 920
19,147,196 2,316,155, 573 43, 237,954

176,392,631
170,552,785
327,160,887
2,359,393,527

498,079,206

12,203,990

510,283,196

809,871
94,401,405
17,850, 201 2,071,672,687

1,873,369
36,918,038

96,274,774
2,108, 590,725

5,194, 938

77.18

77.94

82.01

78.01

82.57

87.58

88.41

87.59

8.73

6.65

7.82

6.68

Does not include 158 banks restored to solvency.

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TABLE NO. 43.—Number and deposits of national and District of Columbia nonnational banks1 placed* in receivership period Apr.
H, 1865 to Dec. 31, 1945, by groups according to percentages of dividends paid to Dec. 31, 19 U5
Liquidation Banks

Periods and bank groups

Dividends paid, 100
percent and over
No.
of
banks

Deposits

Dividends paid,
75 to 99.9 percent
No.
of
banks

Deposits

Dividends paid,
50 to 74.9 percent
No.
of
banks

Deposits

Dividends paid,
25 to 49.9 percent
No.
of
banks

Dividends paid,
less than 25 percent
No.
of
banks

Deposits

Total banks
No.
of
banks

Deposits

Deposits

Restored Total
all
to solvency banks
banks 2
No.
of
banks

No.
of
banks

i

Receiverships completely liquidated and finally closed or restored to solvency, 1865 to 1945
(2968 banks)
April 14, 1865 to October 31,
1930, (data for individual
annual report years unavailable; deposits prior to
1880 unavailable for 84
banks) (974 banks)
Nov. 1, 1930 to Oct. 31, 1931..
Nov. 1, 1931 to Oct. 31, 1932..
Nov. 1, 1932 to Oct. 31, 1933Nov. 1, 1933 to Oct. 31, 1934Nov. 1, 1934 to Oct. 31, 1935—
Nov. 1, 1935 to Oct. 31, 1936Nov. 1, 1936 to Oct. 31, 1937..
Nov. 1, 1937 to Oct. 31, 1938..
Nov. 1, 1938 to Oct. 31, 1939Nov. 1, 1939 to Oct. 31, 1940Nov. 1, 1940 to Oct. 31, 1941..
Nov. 1, 1941 to Dec. 31, 1942..
Jan. 1, 1943 to Dec. 31, 1943...
Jan. 1,1944 to Dec. 31,1944...
Jan. 1,1945 to Dec. 31,1945...

208

$77,296,606

163

$64,572,547

211

$66,952,690

156

$45, 465,025

159

$30, 828, 899

897

$285,115, 767

6
11
8
8
28
40
86
<76
26
19
«7
14
6
3
1

1,994,080
15,873,316
4,412,925
4,431, 721
5,083,636
14,723,916
50,715,003
33,477,651
20,910,457
17,397,983
18,147,843
77,234,820
16,260,257
412,269,316
1,796,607

16
16
13
18
29
46
80
110
61
36
39
46
8
1
2

5,323,140
5,549,989
5,826,514
8,517,835
11,801,668
12, 246,387
38,690,969
54,346,379
58,631,031
43,639,246
68,673,118
248,608,395
75,837,758
4,613, 782
2,390,914

22
33
21
17
34
56
85
106
42
38
«42
26
8
5
0

8,334,115
14,038, 797
9,692,212
10,532, 532
13,854,445
18,483, 929
38,027,988
56,203,459
32,056,684
43,319,262
76,497,725
72,320,682
39,828,007
28,787,475
0

29
27
15
8
30
43
»51
48
21
15
«10
14
5
1
1

8,497,657
10,027,603
6,902,413
1, 451,334
9,062,628
12, 556,918
19, 594,780
16,991,046
10,103, 204
9, 332,899
10,540,731
52,025,720
24,606,118
141,119
0

18
10
12
13
31
29
38
24
9
4
4
4
3
0
0

5, 589,946
2, 250,071
3,095,192
1, 657, 228
4, 319,951
4, 452, 292
7, 420,214
6,158, 246
2, 269,805
8,005,471
8,201,086
1, 584, 920
1, 944, 442
0
0

91
97
69
64
152
214
340
364
159
112
102
104
30
10
4

29, 738,938
47, 739, 776
29,929,256
26, 590,650
44,122,328
62,463,442
154,448,954
167,176, 781
123,971,181
121,694,861
182,060,503
451, 774,537
158,476,582
445,811,692
4,187, 521

8
25
9
28
11
1
0
0
0
0
0
0
0
0
0

99
122
78
92
163
215
340
364
159
112
102
104
30
10
4

318 $191,834,170

1,912 $2,050,187,002

82

1,994

Total 1931-45 (1,994 banks).
Active receiverships as of Dec.
31, 1945 (13 banks)

339 $694,729,531

Grand Total (2,981 banks).

548 $773,230,295

1

1,204,158

521 $644,697,125
7

38,823,995

691 $748,093,667

535 $461,977,312
4

3,209,801

750 $532,139,803

199

$56, 948, 864

0

i

0

474 $237, 299,195

359

$87, 777, 763

0

13

974

43, 237,954

0

13

2,822 $2,378,540,723

159

2,981

1
1
3

Including building and loan associations.
Deposits for banks restored to solvency unavailable.
Exclusive of 1 receivership finally closed during year ended Oct. 31,1937, but reopened as a receivership during the year ended Dec. 31, 1944.
*1 Exclusive of 1 receivership finally closed during the year ended Oct. 31, 1933, but reopened as a receivership and again closed during the year ended Oct. 31, 1938.
Exclusive of 1 receivership finally closed during the year ended Oct. 31,1928, but reopened as a receivership during the year ended Oct. 31, 1940, and again closed during the year
ended Oct. 31,1941.
•Exclusive of 1 receivership finally closed during the year ended Oct. 31,1936, but reopened as a receivership during the year ended Oct. 31,1937, and again closed during the year
ended Oct. 31,1938. (Data relative to reopening and second final closing included, in report for year ended Oct. 31,1941.)




OO

164

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO.

44.—Liquidation statement, 17 receiverships in liquidation during
year ended Dec. 81, 19%

Number of banks

-

:..

Collections:
Cash balances in hands of Comptroller and receivers at
beginning of period
Collections from assets
Collections from stock assessments
_____
Earnings collected
Offsets allowed and settled (against assets)
Total
Disposition of collections:
Dividends paid by receivers to unsecured creditors
Dividends paid by receivers to secured creditors
Distributions by conservators to unsecured creditors
Distributions by conservators to secured creditors _ .
Payments to secured and preferred creditors, other than
through dividends
Offsets allowed and settled (against liabilities)
Disbursements for the protection of assets
Payments of receivers' salaries, legal, and other expenses.
Payments of conservators' salaries, legal, and other expenses
Amounts returned to shareholders in cashDecrease in unpaid balance of Reconstruction Finance
Corporation loans
Cash balances in hands of Comptroller and receivers at
end of period._-_
Total
1

Credit items (deductions) as reported by receivers.




Total all receiverships

District of
Columbia
nonnational
bank receiverships

17

1

16

$4,786,643
801,362
233,832
162,954
11,942

$166,027
502

$4,620,616
800,860
233,832
162,130
11,942

5,996,733

167,353

5,829,380

2,998,302
9,547

163,138

2,835,164
9,547

323, 545
11,942

622

824

National
bank receiverships

*

527! 418

i 7,785
11,378

2,167,264

2,167,264
5,996,733

322,923
11,942
188,600
516,040

167,353

5,829,380

REPORT OF THE COMPTROLLER OF THE CURRENCY

165

TABLE NO. 45.—Liquidation statement, k administered receiverships completely liquidated and finally closed, during year ended Dec. 31, 19 £5

Total all receiverships
Number of banks

......

1 I

Total assets taken charge of by receivers
Disposition of assets:
Collections from assets
Offsets allowed and settled (against assets)
-.Losses on assets compounded or sold under order of court.
Book value of assets returned to shareholders' agents

Total
Collections:
Collections from assets
•
Collections from stock assessments
Earnings collected
Offsets allowed and settled (against assets)
Unpaid balance of Reconstruction Finance Corporation
loans
Total...

-!

!~
I m p o s i t i o n of collections:
j
Dividends paid b y receivers to unsecured creditors
j
Dividends paid b y receivers to secured c r e d i t o r s . . .
j
Distributions b y conservators to unsecured creditors
|.
1 Mstributio .s by conservators to secured creditors
j.
P a y m e n t s to secured a n d preferred creditors other t h a n I
t h r o u g h dividends
|
Offsets allowed a n d settled (against liabilities)
I
Disbursements for the protection of assets
_
j
P a y m e n t s of receivers' salaries, legal, and other e x p e n s e s . (
P a y m e n t s of conservators' salaries, legal, a n d other ex- i

Amounts returned to shareholders in cash
Total
C a p i t a l stock a t d a t e of failure

.

3

$5,690,230

$2,809,539

$2,880,691

4,697,760
285,360
707,110

2,363,821
167,428
278,290

2,333,939
117,932
428,820

5,690,230 !

2,809,539

2,880,691

4,697,760 I
50,503 |
404,446 I
285,360 j

2,363,821
12,225
315, 452
167,428

2,333,939
38,278
88,994
117,932

5,438,069

2,858,926

2,579,143

3, 478, 291
9,547

1,794,923

,683,368
9,547

1,233,487 I
285, 360 I
1,807 i

637, 740
117,932

391,228 i

595,747 !
167,428 i
1,807
265, 247

38,349 I

33,774 I

4,575

...I

5,438,069 ,

2,858,926 j

2, 579,143

j

350,000 i

125,981

j
-.

United States bonds held at failure to secure circulating notes, j
United States bonds held to secure circulation, sold and circulation redeemed
..
Circulation outstanding at date of failure
Amount of assessments upon shareholders
Deposits at date of failure
Borrowed money (bills payable, rediscounts, etc.) at date of
failure..
Additional liabilities established subsequent to date of failure..
Claims proved (both secured and unsecured) ___...
Average percent dividends paid to claims proved
Average percent total payments to creditors to total liabilities |
established
. „.
Average percent total costs of liquidation to total collections
including o ffsets allowed_.
.
'
Average number of years required to complete liquidation




District of
National
Columbia
nonnational
bank rebank receiverships
j eeiverships j

100,000

250,000

250,000 I
4,187,521 j

100,000 1
1,796,607 !

150,000
2.390,914

680,958 |
98,370 !
3,424,694

5%, 653 !
45,965 j
1,631,748 j

84,305
52,405
1, 792,946

101.84

110.00 j

94. 42

100.80

104.87 i

96. K7

10.52
11.92

5.00
7.67

7.93
8.7,1

166

REPORT OF THE COMPTROLLER OF THE CURRENCY
TABLE NO.

46.—Liquidation statement, 13 active receiverships
as of Dec. 31, 1945
Total all receiverships

Number of banks
Total assets taken charge of by receivers
Disposition of assets:
Collections from assets
Offsets allowed and settled (against assets)
Losses on assets compounded or sold under order of court.
Book value remaining assets.
_
.-.
Total.
Collections:
Collections from assets
_
.+
Collections from stock assessments
Earnings collected
Offsets allowed and settled (against assets)
Unpaid balance Reconstruction Finance Corporation
loans

Total.
* Disposition of collections:
Dividends paid by receivers to unsecured creditors
Dividends paid by receivers to secured creditors
Distributions by conservators to unsecured creditors
Distributions by conservators to secured creditors
Payments to secured and preferred creditors, other than
through dividends
Offsets allowed and settled (against liabilities)
Disbursements for the protection of assets.
Payments of receivers' salaries, legal, and other expensesPayments of conservators' salaries, legal, and other expenses
—
Amounts returned to shareholders in cash_>
Cash balances in hands of Comptroller and receivers

District of
Columbia
nonnational
bank receiverships

National
bank receiverships

13

13

$73,093,524

$73,093, 524

45,270,323
5,543,827
18,177,474
4,101,900

45, 270,323
5, 543, 827
18,177,474
4,101,900

73,093,524

73, 093, 524

45,270,323
2,614,087
4,098,747
5, 543,827

45,270, 323
2,614,087
4,098, 747
5,543,827

57, 526,984

57,526,984

30,168,747
106,979

30,168,747
106,979

14,853,245
5, 543,827
186,021
4,455,304

14,853, 245
5,543,827
186,021

45,597
2,167, 264

4,455,304
45, 597

-(

57,-526,984

2,167,264
57, 526,984

Capital stock at date of failure
United States bonds held at failure to secure circulating notes.
United States bonds held to secure circulation, sold and circulation redeemed
O irculation outstanding at date of failure
Amount of assessments upon shareholders
Deposits at date of failure
Borrowed money (bills payable, rediscounts, etc.) at date of
failure
Additional liabilities established subsequent to date of failure
Claims pi oved (both secured and unsecured)

7, 770,000
2,675,000

7, 770,000
2,675,000

2,675,000
2,673,120
5,650 000
43, 237,954

2, 675,000
2,673,120
5,6J0,000
43, 237,954

12, 203,990
1,873, 369
36,918 038 |

12, 203,990
1, 873,369
36,918,038

Total .

Average percent dividends paid to claims proved
Average percent total payments to creditors to total liabilities
established
Average percent total costs of liquidation to total collections
including offsets allowed _ _ _,.




82.01

82. 01

88.41

88.41

7.82

7.82

168

REPORT OF THE COMPTROLLER OF THE CURRENCY

47.—National banks in charge of receivers during year ended Dec.
with nominal amounts of total assets and total liabilities at date of failure,
including offsets allowed and earnings, together with the disposition of such
liquidation to Dec. 31, 191*5

TABLE NO.

Organization
Name and location of banks

(

Charter
No.

CONNECTICUT

Plantsville National Bank, Plantsville a -

Date

12637

Jan.

16, 1925

1715

Calumet National Bank, Chicago.

3102

Dec.

20, 1883

2738

First National Bank in Lowell»-

5931

July

11, 1901

KENTUCKY

1424
2047

National Bank of Kentucky, Louisville - a
The Taylor National Bank, Campbellsville

5312
6342

Apr.
July

23, 1900
1902

2034

LOUISIANA
C o m m e r c i a l N a t i o n a l B a n k , S h r e v e p o r t ......

3600

Nov.

18, 1886

;

5613

Sep.

25, 1900

i

1287
13336
10444

May
June
Sep.

20, 1865
10, 1929
3, 1913

!

13141
1171

Nov.
May

1927
3^ 1865

14234

.June

26, 1934

9635
6246

Oct.
Mar.

25, 1909
8, 1902

(>698 I Mar.

14, 1903

MISSISSIPPI

First National Bank, Lumberton
NEW YORK

2697
2046
2062

Salt Springs National Bank, Syracuse *
Fort Greene National Bank in New
York, New York 2 .
First National Bank, Forestville 8

2961
2965

Keswick National Bank of Olenside * First National Bank & Trust Co., Easton *_

2964

Poultney National Bank, Poultney '

2921
2956

National Bank of Herndon *- Parksley National Bank, Parksley * _

2963

First National Bank of Dodgeville 2 Grand Total (16 receiverships)
Total active (13 receiverships) .
Total finally closed (3 receiverships) .. _ _
Total failures 1945 (-0- receiverships). .
Total activity 1945 (16 receivershipsj.... .

PENNSYLVANIA

VERMONT

WISCONSJ

{fee footnotes at end of table.




169

KEPOKT OF THE COMPTROLLER OF THE CURRENCY

Sly 19^5, dates of organization, appointment of receivers and final closing,
capital stock and stock assessments, amounts collected from all sources,
collections, and various other data indicating the progress and results of
i

Liabilities

Failure

Capital
stock at
date of

7, 1931

$482, 691

50,000

Feb. 21, 1934

34,305

4, 000,000
100,000

Nov. 17, 1930
Aug. 24, 1937

7,083,021
50,000

1,000,000

Feb. 21, 1936

3, 261, 929

400,000
1
*

Oct.

Oct.

Deposits
at date of
failure

Additional
liabilities
established
to date of
report

Total liabilities established to
date of
report

$421, 461

$51,907

$473, 368

2958

2,299. 269

144, 221

2. \M\, 181

1715

766

35. 071

2738

26,966, 990
1,479,121

1,170,876
51, 228

35,220,887' 1424
1, 580,349 2947

242. 633

3, o04, 562

2934

1, 1944

97,089

305, 253

6, 973

109,315

2268

1,144, 260
125,000

4,165, 850
2,015, 717
303,850

82,118
33, 276
2,258

5, 392, 228
2,173,993
306,108

2697
2946
2962

1, 204,158
4,192,634

1,552
13, 344

1, 205, 710
4. 205, 978

2961
2965

*66,094

47,636

913,730

2964

10,000

312,860
183,818

76, 349
226

389, 209
194,044

2921
2956

911, 793

411

912, 204

2963

8,020,000

12,288,295

45,628,868

1,925, 774

59, 842,937

7,770,000
250,000

12,203,990
84,305

43,237,954
2,390,914

1,873,369
52, 405

57, 315,313
2, 527,624

250.411

250.411

50, 000
\
!

800,000
500,000
60,000

Jan. 22, 1934
Aug. 14, 1937
Nov. 1, 1941

'

150,000
600.000

Apr. 14, 1941
Dec. 10, 1943

i

nO, 000

Mav

25,000
85,000

Jan. 10. 1935
May 18, 1939

100,000

Nov. 29, 1941

i

Borrowed
money (bills
payable, rediscounts,
etc.) at
date of
. failure

$50,000 Juno 26, 1939

1

i

Date
receiver
appointed

9, 1943




170

REPORT OF THE COMPTROLLER OF T H E CURRENCY

No. 47.—National banks in charge of receivers during year ended Dec.
with nominal amounts of total assets and total liabilities at date of failure,
including offsets allowed and earnings, together with the disposition of such
liquidation to Dec. 31, 1965—Continued

TABLE

•

Circulation

Lawful
money
deposited
to retire

2958

Assets and assessments

Outstanding
at date of
failure

•

Book value
of assets
at date of
failure

Additional
assets
received
since date
of failure

Assessments
upon
shareholders

Total assets
and stock
assessments

$380,181

$104,266

$25,000

$509,447

3, 506,809

222,395

400,000

4,129,*204

69,945

14,802

50,000

134,747

40,301,411
1, 651,199

3,992,676
140,878

4,000,000
100,000

48,294,087
1, 892,077

4,979,086

394,608

463,104

44,055

50,000

557,159

2697
2946
2962

6, 365,136
2, 475,163
328,150

292, 382
327,929
40,427

800,000
350,000

7,457, 518
3,153,092
368, 577

2961
2965

1,306,808
5,168,905

79,996
536,367

1, 386,804
5, 705,272 *

2964

919,. 184

122, 520

1,041,704

18,894
80,900

17151

$99, 520

$99,520

2738
1424
2947

2,500,000

2,500,000

2934
2268

2921
2956

49,100

49,100

24,500

24,500

362,793
279,379
^40,956

62,911

2,673,120

2,673,120

69,498,209

2,673,120

2,673,120

66,836,109
2, 662,100

2963

t

See footnotes at end of table.




5, 373,694

25,000

406,687
360,279

6,476,006

5,800,000

81, 774,215

6,257,415
218, 591

5,650,000
150,000

78,743,524
3,030,691

6

166,121

1,003,867

• 186,121

171

REPORT OF THE COMPTROLLER OF THE CURRENCY

31, 1945, dates of organization, appointment of receivers and final closing,
capital stock and stock assessments, amounts collected from all sources,
collections, and various other data indicating the progress and results of
Progress of liquidation to date of this report

Cash
collections
from assets

Cash
collections
from stock
assessments

Receivership
earnings, cash
collections
from interest,
premium,
rent, etc.

Offsets
allowed and
settled

Total collections from all
sources including offsets
allowed and
unpaid balance
R. F. C. loans

$358, 548

$1,770

$5,887

$36,261

$402,466

1,778,467

225,658

171, 750

218,150

2,394,025

24, 612

16,074

26,847,088
1, 448, 524

1, 739, 589
22,204

3, 427, 710

fl, 924

46, 610

Losses on
assets compounded or
sold under
order of
court

$89,638
1, 710,598 1715
60,135

2738

2,524,406
39,059

4,565,147
85,137

35,676,230
1, 594,924

11,854,504 1424
258, 416 2947

480,730

23,139

3,931, 579

1,907,484 2934
222,419

230,444

12, 343

, 103,257

54,296

400,340

4, 495,847
1,826,162
281,911

503, 777
109,824

485,505
71,861
6,079

286,346
121,384
23,020

5,771,475
2,129,231
311,010

1,164,611
3, 591,627

72, 578
104, 474

46,931
54, 574

1,284,120
3, 750, 675

52,095
200,825

2961
2965

825,025

36, 735

78,508

940,268

21,469

2964

23,866
11, 619

29, 762
6,309

376,604
158,961

48,402
128,180

2921
2956
2963

301,850
141,033

21,126

44,011

860,803

1, 673,070 2697
205,144 2946
63,646 2962

32,795

937,609

110,269

60,106,127

18,606,294

47,604,262

2, 652,365

4,187, 741

5,661,759

45, 270, 323
2,333,939

2, 614,087
38, 278
233,832

4,098, 747
88,994

5,543,827
117,932

57, 526,984
2, 579,143

18,177,474
428,820

162,130

11, 942

1,208,764

315,324

800,860




2268

172

REPORT OF THE COMPTROLLER OF THE CURRENCY

47.—National banks in charge of receivers during year ended Dec.
with nominal amounts of total assets and total liabilities at date of failure,
including offsets allowed and earnings, together with the disposition of such
liquidation to Dec. 31, 1915—Continued

TABLE NO.

Progress of liquidation to date
of this report—Continued
•
Book value of
uncollected
assets

Book value of
remaining
-uncollected
stock
assessments

Dividends paid by
receivers—

On secured
claims

$23,230

2958
1715

Disposition of proceeds of liquidation

$21,989

2738
1424
2947

1,027,348

2934

15, 361

On unsecured
claims

except through
dividends, including offsets
allowed

$297,816

$39,674

Cash

advanced in
protection
of assets

3,073

174,342

$51,177

1,006,613

979, 521

33,926

9.547

72

24,105

18,735,933
821,071

12,396, 220
692,385

117,113

3, 770,887

43, 384

2,260,411
77,796

2268

Secured and
preferred liabilities paid

37, 657

24,288

147,498

163,017

1,727

296,223
240,176

2,068

3, 567,759
1,130, 524
234,337

1,737,128
660, 565
42,827

14,662
1,387
328

2697
2946
2962

202. 255
650.402

2961
2965

123,167
1,858,246

1,119,654
2.860,962

83,913
361,643

1,203

2964

116,702

745,799

85,391

100

2921
2956

1,673
84, 757

3,874

29,446

226,049
95,803

57,750
18,536

2,138
906

862, 225

39,182

4,101,900

3,147,635

116, 526

31,852,115

21,152,744

186,021

4,101,900

3,035,913
111,722

106,979
9, 547

30,168, 747
1,683,368

20,397,072
755,672

186,021

9,547

2.835,164

334,865

•53,500

2963

* um.tr

6

233,832

1
Receiver appointed to levy and collect stock assessment covering deficiency in value of assets sold or to
complete
unfinished liquidation (2 banks).
2
Federal Deposit Insurance Corporation appointed as receiver in accordance with Banking Act of 1933
10
banks).
3
Conservator appointed June 30,1937 (1 bank).




173

REPORT OF THE COMPTROLLER OF THE CURRENCY

SI, 1H5, dates of organization, appointment of receivers and final closing\
capital stock and stock assessments, amounts collected from all sources,
collections, and various other data indicating the progress and results of
Disposition of proceeds of
liquidation—Continued

Conservators'
salaries,
legal and
other
expenses

Receivers'
salaries,
legal and
other
expenses

Cash in
hands of
Comptroller and
receivers

$21,632

$43,344

$425,458

277, 508

76,133

1,877,466

169

12, 717
3,094,206
77,062

1,332,758

4,406

117,217

91

62, 525

1,285

I

Amount of
claims
proved

Dividend
(percent)

Interest
dividend
(percent)

Date
finally
closed

70

2958

53.5

1715

35,071

27. 43

22,756,648
885,443

*82
92.73

Juno 30, 1945

2738

Oct.

1424
2947

31, 1945

2934
217,761

64.17

2268

•
97.5
75
90

391,200
188,478
13,989

15,129
146,209.
19, 529

3,638,746
1,510,069
261,967

42 514
140,808

38 039
386,059

1,119,654
3,815,145

100
75

2961
2965

45,383

63,595

819,639

91

2964

28, 718
31 126

32,503
12,590

301,297
174,188

75
55

2921
295(>

36,202

872,432

98.83

50,172

4,581,285

2,167,264

38, 710,984

45, 597
4,575

4,455,304
125,981

2,167, 264

36,918,038
1, 792,946

45,597

516,040

2697
2946
2962

June 18, 1945

2963

565,095

4
Formerly In conservatorship (1 bank).
* Including dividends paid through or by purchasing bank (1 bank).
« Decrease.
NoTE—Certain liquidation data reported under separate headings in previous years omitted from this
table by reason of there having been no similar data to report for the current year.




174

REPORT OF THE COMPTROLLER OF THE CURRENCY

TABLE NO. 47-A.—District of Columbia State chartered banks, and banks incor
the Comptroller of the Currency, in charge of receivers during year ended
ing, with nominal amounts of total assets and total liabilities at date of
sources, including offsets allowed and earnings, together with the disposi
results of liquidation to Dec. 31, 19US

Date of
organization

Name and location of banks

DISTRICT OF COLUMBIA NONNATIONAL BANKS

12-A

United States Savings Bank, Washington »_.. .._.:

May 16, 1906

Grand total (1 receivership)
Total activity 1945 (1 receivership) _ _ _

Progress of liquidation to date
of this report

Assets and assessments

Book value
of assets at
date of
failure

12-A

Additional
assets received
since date
of failure

Assessments
upon
shareholders

Total
assets and
stock
assessments

Cash
collections
from assets

Cash
collections
from stock
assessments

$2, 750,398

$59,141

$100,000

$2,909,539

$2,363,821

$12,225

2, 750,398

59,141

100,000

2,909, 539

2,363,821

12,225

502

502

502

Disposition of proceeds of liquidation
Dividends paid by receivers

On secured
claims

12-A

1
a
3

On unsecured
claims

Secured and preferred liabilities
paid except
through dividends
including offsets
allowed

Cash advanced
in protection
of assets

Conservators'
salaries, legal
and other
expenses

$1, 794,923

$763,175

$1,807

$33,774

1,794,923

763,175

1,807

33,774

163,138

622

3 7,785

Formerly in conservatorship.
Ld partial
interest paid to creditors.
100 percent principal and
par
* Decrease.
uecrease.
NOTE—Certain liquidation data reported under separate headings in previous years omitted from this
table by reason of there having bsen no similar data to repart for the cur rent year.




175

EEPOET OF THE COMPTBOLLEB OF THE CUBBENCY

porated under the laws of the^ District of Columbia, under the supervision of
Dec, 31, 1945, dates of organization, appointment of receivers, and final closfailure, capital stock and stock assessments, amounts collected from all
tion of such collections, and various other data indicating the progress and

Liabilities

Failure

Date receiver
appointed

Capital
stock at
date of

$100,000

Borrowed
money (bills
payable, rediscounts,
etc.) at date
of failure

Feb. 10. 1934

Deposits at
date of failure

Additional
liabilities
established
to date of
report

Total
liabilities
established
to date of
report

$596,653

$1,796,607

$45,965

$2,439,225

596,653

1,796,607

45,965

2,439,225

100,000

12-A

Progress of liquidation to date of this report—Continued
Receivership
earnings, cash
collections from
interest,
premium, rent,
etc.

Total collections
from all sources
including offsets
allowed and
unpaid balance
R. F. C. loans

Offsets allowed
and settled

Losses on assets
compounded or
sold under
order of court

Book value of
remaining
uncollected
stock assessments

$315,452

$167, 428

$2,858,926

$278,290

$87,775

315, 452

167, 428

2, 858, 926

278, 290

87, 775

824

12-A

1,326

Disposition of proceeds of
liquidation—Continued

Receivers'
salaries, legal
and other
expenses

Cash in
hands of
Comptroller
and receivers

$265, 247
265, 247
11, 378

Amount of
claims proved

Dividend
(percent)

$1,631, 748

100

1,631, 748
s 166,027

697782—46—13




321

Interest
dividend
(percent)

2

10

Date finally
closed

D e c . 31, 1945

12-A

TABLE N O

48.—Bank suspensions since *inauguration of Federal Deposit Insurance, years ended Dec. 31, 1934 to 19A5
Number

All
banks

Dec. 31—

1934
1935
1936
1937
1938
1939 .
1940
1941
1942
1943.
1944
1945

•

.

Total

.

57
34
44
58
56
42
22'
8
9
4
1

335

1
1

National
1
4
1
3
1
4
1
4

Insured

State

2

1
3

2

21

Member banks

Nonmember banks

Member banks

Year ended

Capital (in thousands of dollars)

6

Not insured

8
22
40
47
47
25
18
3
6
2
*1

48
8
3
6
7
10
3

219

89

3

All
banks

National

3,822
1,518
1,961
3,435
2,467
5,309
1 587
496
327
708
32

25
405
88
685
' 25
220
82
360

21,662

2,540

Includes capital notes and debentures, if any, outstanding at date of suspension.
Located in the State of Indiana.
NOTE.—Figures for banks other than national compiled by Board of Governors of the




State

671
25
3,600

650

4,296

l

]Deposits (in thousands of dollars)
«

Nonmember banks
Insured

Not insured

416
633
1,678
2,004
2,052
1,204
1,452
118
272
58
32

3,381
480
195
75
365
285
53
18
55

9,919

4,907

Member banks
All
banks
National
36,939
10,101
11,323
16,169
13,837
34,980
5,944
3,723
1,702
6,248
405

141,371

42
5,399
524
3,825
36
1,323
257
3,141

State

1,708
211
24,629

5,007

19,554

26,548

Nonmember banks
Insured

Not insured

1,912
3,763
10,207
10,156
11,721
6,589
5,341
503
1,375
1, 241
405

34,985
939
592
480
1,869
2,439
346
79
327

53,213

42,056

Federal Reserve System, and represent associations closed to the public, either temporarily or permanently, by supervisory authorities or directors of the banks on account
of financial difficulties. In the case of national bank suspensions, these represent actual
failures for which receivers were appointed.

c

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H

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o
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TABLE N O . 49.—Fiduciary <zctivities <?/ national banks as of Dec. 31 1U5
Banks with capital of—
$25,001 to
$50,000

$25,000

$50,001 to
$100,000

$100,001 to
$200,000

$200,001 t o
$500,000

$500,001 a n d

over

Total

Number of national banks with trust powers but not administering trusts..
Number of national banks with trust powers administering trusts

15
11

53
59

103
290

64
459

38
397

11
288

284
1,504

Total number of national banks authorized to exercise trust powers. .

26

112

393

523

435

299

1,788

Total assets of national banks with trust powers but not administering
trusts _ .
Total assets of national banks with trust powers administering trusts
Total assets of national banks authorized to exercise trust powers
TRUST ASSETS

InvestmentsSavings depositsDemand deposits
Other assets
Total

.
..

.

....

.

.

$29,401,061
19,888,239

$144,309,617
158,476,349

$486,749,237
1,510,544,226

$504,071,033
3,732,688,180

$596,623,486
7,350,853,329

$1,519,138,873
59,963,100,612

$3,280,293,307
72,735,550,935

49,289,300

302,785,966

1,997,293,463

4,236,759,213

7,947,476,815

61,482,239,485

76,015,844,242

W

$233,710
24,007
39,420
19,796

$4,202,869
165,150
1,209,152
54,165

$52,851,384
2,159,941
4,491,570
3,624,863

$280,133,812
4,479,077
21,113,754
12,833,441

$777,853,143
9,964,013
51,037,492
105,938,759

$10,916,512,315
78,511,983
576,025,028
2,861,350,426

$12,031,787,233
95,304,171
653,916,416
2,983,821,450

o
o

316,933

5,631,336

63,127,758

318,560,084

944,793,407

14,432,399,752

15,764,829,270

$3,580
313,353

$932,581
4,698,755

$27,642,642
35,485,116

$182,399,356
136,160,728

$581,320y736
363,472,671

#
$12,545,136,213
1,887,263,539

$13,337,435,108
2,427,394,162

-

Total volume of bond issues outstanding for which banks are acting as
trustee
.
.
<.
. . .
.
Number of national banks administering private trusts
Number of national banks administering court trusts
Number of national banks administering corporate trusts

316,933

5,631,336

63,127,758

318,560,084

944,793,407

14,432,399,752

15,764,829,270

$102,700
1
10
1

$103,400
31
49
10

$7,563,022
210
263
77

$78,822,894
373
427
181

$208,226,714
371
373
217

$7,900,311,896
279
274
254

$8,195,130,626
1,265
1,396
740

Number of living trusts being administered.
Number of court trusts being administered
Total number of individual trusts being administered
Number of corporate trusts being administered

."

1
25

106
396

1,533
3,152

6,758
11,877

16,558
18,034

56,771
38,622

81,727
72,106

26
1

502
13

4,685
205

18,635
647

34,592
1,665

95,393
15,976

153,833
18,507

Total number of trusts being administered
Average volume of individual trust assets in each bank
Average volume of trust assets in each individual trust Average gross earnings per trust for year ended Dec. 31, 1945Average gross earnings per trust department reporting trust earnings for
vear ended Dec. 31, 1945
-




*

H

Hi

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o

TRUST LIABILITIES

Private trusts
Court trusts .
Total--

o
H
O

27

515

4,890

19,282

36,257

111,369

172,340

$28,812
$12,190
$100

$95,446
$11,218
$75

$217,682
$13,474
$92

$694,031
$17,095
$88

$2,379,832
$27,312
$108

$50,112,499
$151,294
$311

$10,481,934
$102,480
$236

$384

$788

$1,724

$3,921

$9,935

$121,113

$28,504

B
d
w

TABLE NO. 50.—Fiduciary activities of national banks by Federal Reserve districts as of Dec. 31, 194.5

3
00

Number of individual trusts

II
Federal^Reserve
districts

d

o
ft

of

o

S -4-ao <f
Boston
New York....
Philadelphia Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis. Kansas City -.
Dallas
San Francisco

168
242
225
108
125
91
185
93
47
96
66
58

Total...

1,504




200
123
147
111
224
117
69
139
87
67
284

1,788

$104,301,667
301,437,608
100,672,300
94,482,000
54,471,625
74,431,800
217,049,000
43,015,643
36,245,000
51,128,000
66, 248,300
233,261,810

$4, 323,357, 578
16,634,520,956
4,145,022,559
4,393,341,452
3,297,118,549
4,693,291,033
11,998, 356, 580
2, 567,030,818
2, 233, 695,339
3,584,757,481
3,997,140,967
14,148,210,930

1, 376, 744,753 76,015,844,242

4,396
5,436
8,745
5,839
5,737
4,593
25,097
2,075
2,270
3,444
2,877'
11, 218

6,002
8,727
16,659
6,990
5,398
3,363
7,428
2,482
2,715
4,454
515
7,373

81, 727

72,106

10,398 $1,172,143,980
1, 973, 573,946
14,163
462,295,137
25,404
12,829
1,173,802,859
11,135
626,820,445
7,956
973,344,947
32,525
5, 508,994,815
4,557
182,491,566
4,985
962,315,358
7,898
837,983,685
3,392
320,726,600
18, 591 1, 570, 335,932
153,833

15,764,829,270

479
1,143
436
1,779
387
860
8,320
1,054
401
1,745
397
1,506

$283, 760,816
4,094,922, 334
76,686,134
208,951,308
237,3«6,036
272,242,398
2, 217, 517,926
116,691, 517
59,047,936
211,666,704
129,616,256
286,661,261

$3,211,000
7,924,000
1,962,000
2,857,000
1,729,000
1, 776,000
8, 545,000
789,000
1,469,000
1,602,000
1,122,000
7,775,000

18, 507

8,195,130,626

40, 761,000

c
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TABLE NO. 51.

Classification of investments in living and court trust accounts under administration by the active national bank
trust departments, Dec, 31, 19%5

Trust investments classified according to capital
of banks administering trusts
Banks with capital of $25,000
Banks with capital of $25,001 to $50,000.
Banks with capital of $50,001 to $100,000
Banks with capital of $100,001 to $200,000
Banks with capital of $200,001 to $500,000.-_
Banks with capital of $500,001 and over - _
Total




_

Bonds

Percent

Stocks

Percent

Real-estate
mortgages

$106,798
2,648,698
26, 296,354
137,433, 459
364,120,724
7,551,816,142

45.70
$38,918
63.02
852,829
49.76
15,051,170
49.06
87, 233,338
46.81 265,976,139
69.18 2, 453, 900,489

16.65
$28,959
20.29
218, 205
28.48
3,855, 052
31.14 23,090,923
34.19 57, 228,007
22.48 252,083, 683

8,082,422,175

67.18 2,823,052,883

23.46 336, 504,829

Percent

Real
estate

Percent

Miscellaneous

12.39
$48,490 ^20.75
$10, 545
5.19
8.91
374, 501
108,636
7.29
5,904,974
11.17
1, 743,834
7, 891,973
8.24 24,484,119
8.74
7.36 54, 481, 540 | 7.01 36,046, 733
2.31 379, 806, 723 * 3. 48 278,905, 278
2.80 465,100, 347

3.86 324, 706, 999

Percent

Total investments

4.51
$233,710
2.59
4, 202,869
3.30
52,851,384
2.82
280,133,812
4.63
777,853,143
2.55 10,916,512,315

o
o

|2.70 12,031, 787,233

W
it U. S. GOVERNMENT PRINTING OFFICE : 1946

697,782

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W
a

INDEX

Page

Affiliates of national banks
15
All banks (see also Banks; Mutual savings banks; National banks;
Private banks; State commercial banks) :
Assets and liabilities of:
Comparison of, December 31, 1944 and 1945.
12-14
December 31, 1945, by classes of banks in each State
112-151
December 31, 1945, summary by classes of banks
110-111
June 30 and December 31, 1936-45
158
Distribution of, December 31, 1945
12
Per capita demand and time deposits of individuals, partnerships,
and corporations in, December 31, 1945, by States
152
Per capita demand and time and saving's deposits in, June 30,
1945, by States
153
Savings deposits and depositors in, June 30, 1945, by States. . . .154-155
Suspensions. (See Failures of banks.)
Assessments:
Account of examining service paid by national banks
• 16
Upon shareholders of insolvent national banks in United States,
and nonnational banks in District of Columbia
162, 165-175
Assets and liabilities of banks:
All banks:
Comparison of, December 31, 1944 and 1945
12-14
December 31, 1945, by States
112-119
December 31, 1945, summary by classes of banks. ..
110-111
June 30 and December 31, 1936-45
158
National banks:
Call dates in 1945, summary and by States
6-7, 31-84
December 31, 1945, by States
120-127
June 30 and December 31, 1936-45
159
Percentage distribution of, December 31, 1942-45
7
Principal items of, according to size of banks (deposits), December 31, 1944 and 1945
29
State banks (see also District of Columbia) :
All banks combined:
December 31, 1945, summary and by States.. .110-111, 128-135
June 30 and December 31, 1936-45
160
Mutual savings: December 31, 1945, summary and by States
110-111, 144-147
Private: December 31, 1945, summary and by States
110-111, 148-151
State commercial: December 31, 1945, summary and by
States .:
110-111, 136-14 :
181




182

INDEX
Page

Bank Currency. (See Federal Reserve notes; National bank circulation.)
Bank examinations. (See Examination of national banks.)
Banks (see also All banks; Assets and liabilities of banks; Mutual
savings banks; National banks; Private banks; State commercial
banks)-:
All banks:
Distribution of, December 31, 1945
12
Insured and uninsured, December 31, 1945
12
Member banks of Federal Reserve System, December 31, 1945
12
Number of:
December 31, 1945, by States
112-113
June 30 and December 31, 1936-45
158
Suspensions. (See Failures of banks.)
Insured commercial banks: Number of, December 31, 1945, by
classes
12
National banks:
Branches. (See Branches of national banks.)
"Calls" for reports of condition of, dates, 1914-45
30
Examination of. (See Examination of national banks.)
Failures. (See Failures of banks.)
Number of:
Call dates in 1945
6
Call dates in 1945, by States
31-84
December 31, 1945, by States
120-121
June 30 and December 31, 1936-45
159
Nonmember banks of Federal Reserve System, December
31, 1945
12
State and private banks:
Number of:
December 31, 1945, by States
128-129, 136-137, 144, 148
June 30 and December 31, 1936-45
160
Supervisors of, name and title of in each State, December
31, 1945
156-157
Suspension^. (See Failures of banks.)
Uninsured, December 31, 1945
12
Bank suspensions. (See Failures of banks.)
Borrowings. (See Assets and liabilities of banks.)
Branches of national banks:
Domestic:
Number and class of, closed in year ended December 31, 1945
28
Number authorized and closed in year ended December 31,
1945, and number in existence December 31, 1945
11-12
Number authorized in year ended December 31, 1945, by States
27
Foreign:
Location and summary of assets and liabilities of, December
31, 1945
„
99, 100
Number in operation December 31, 1945
100
Building and loan associations. (See District of Columbia.)
"Calls" for reports of condition of national banks, dates of, 1914-45. .
30



IXDEX

.

183
Page

Capital accounts. (See Assets and liabilities of banks; Earnings, expenses, and dividends of national banks: Ratios.)
Capital stock of banks:
All banks:
December 31, 1945, by States
114-115, 118-119
June 30 and December 31, 1936-45
158
National banks:
By size of banks (deposits) December 31, 1944 and 1945. . . .
29
Call dates in 1945, by States
31-84
Chartered, consolidated, in voluntary liquidation, insolvent,
1935-45
22
Chartered in each State, in year ended December 31, 1945. . . 23-24
December 31, 1945, by States
122-123, 126-127
Failed banks in charge of receivers, in year ended December
31, 1945
162, 165-173
Incident to consolidations with State and national banks, in
year ended December 31, 1945
26
June 30 and December 31, 1936-45
159
Liquidated banks in year ended December 31«> 1945
10-11, 25-26, 165, 166
Preferred stock:
Issued and retired.
10-11
Retirable value of, on call dates in 1945
7
Total outstanding, December 31, 1945
.10-11
State and private banks:
December 31, 1945, by classes of banks and by States
111, 134-135, 142-143, 145, 149
June 30 and December 31, 1936-45
160
Cash in banks. (See Assets and liabilities of banks.)
Charters of national banks. (See Organization of national banks.)
Circulation. (See Federal Reserve notes; National bank circulation.)
Claims proved. (See Failures of banks: National banks.)
Closed banks. (See Consolidations of banks; Failures of banks; Liquidation of national banks.)
Commercial banks. (See National banks; Private banks; State commercial banks.)
Comptroller of the Currency, Office of:
Examination of national banks
15
Expenses of, calendar year 1945
16
Issue and redemption of notes
15-16
Liquidation of insolvent national banks
15, 162-173
Organization and staff
16
Personnel
16
Condition of banks. (See Assets and liabilities of banks.)
Consolidations of banks:
Changes in capital, surplus, undivided profits, and total assets of
national banks incident to, in year ended December 31, 1945....
26
Changes of title of national banks incident to, in year ended December 31, 1945
•. .
26
List of, in year ended December 31, 1945
26
Number of, in each State
21
Number of, and decrease in capital incident to, 1935-45
22



184

INDEX
Page

Credit Unions of the District of Columbia. (See District of Columbia.)
Demand deposits. (See Deposits.)
Depositors:
Savings, in each class of banks, June 30, 1945, by States
154-155
Deposits (see also Assets and liabilities of banks):
All active banks, June 30 and December 31, 1936-45
158
Demand and time in all active banks, by classes in each State,
December 31, 1945
118-119, 126-127, 142-143, 147, 151
Insured commercial banks, December 31, 1945
12
National banks, at date of failure
162, 163, 165-173
Per capita demand and time of individuals, partnerships, and corporations in all active banks, December 31, 1945, by States. . . .
152
Per capita demand and time and savings in all active banks, June
30, 1945, by States
153
Postal savings:
In all' banks, December 31, 1945, by States
118-119
In each class of banks. December 31, 1945, by States
126-127, 142-143
In national banks, call dates in 1945, by States
31-84
Savings, in each class of banks, June 30, 1945, by States
154-155
Secured deposits in national banks, date of each call from December 30, 1944 to December 31, 1945
7
Size of national banks, according to, December 31, 1944 and 1945
29
Suspended banks. (See Failures of banks.)
Uninsured banks, December 31, 1945
12
United States Government:
In all banks, December 31, 1945, by States
118-119
In each class of banks, December 31, 1945, by States
126-127, 142-143, 147, 151
In national banks, call dates in 1945, by States
31-84
District of Columbia:
Assets and liabilities of all banks in, by classes:
Call dates in 1945
41, 103, 104
December 31, 1945
. 101-102
Building and loan associations in:
Reports required from, in year ended December 31, 1945. . . .
15
Summary of assets and liabilities of, December 31, 1945... . 108
Summary of receipts and disbursements of, year ended December 31, 1945
108
Credit unions of:
Reports required from in year ended December 31, 1945. . . .
15
Summary of assets and liabilities of, December 31, 1945
109
Summary of receipts and disbursements of, year ended December 31, 1945
109
Earnings, expenses, and dividends of banks in:
Losses charged off on loans and securities:
Years ended December 31, 1929-45
107
Years ended December 31, 1944 and 1945, by classes of
banks
105



INDEX

185
Page

District of Columbia—Continued.
Earnings, expenses, and dividends of banks in—Continued
Ratios:
Years ended December 31, 1929-45
106
Years ended December 31, 1944 and 1945, by classes of
banks
105
Years ended December 31, 1944 and 1945, by classes of banks
105
Receiverships of nonnational banks in
161-162, 164, 165, 174-175
Reports required from banking associations in, in year ended
December 31, 1945
14-15
Dividends. (See Earnings, expenses, and dividends of national banks;
Failures of banks.)
Earnings, expenses, and dividends of national banks:
According to size of banks (deposits), year ended December 31,
1945
•
94-95
By Federal Reserve districts, year ended December 31, 1945
92-93
By States, year ended December 31, 1945
86-91
Losses charged off on loans and securities:
Years ended December 31, 1929-45
98
Year ended December 31, 1945, according to size of banks
(deposits)
.
95
Ratios:
Dividends to capital stock and capital funds, years ended December 31, 1929-45
97
Net profits before dividends to capital stcck and capital funds,
years ended December 31, 1929-45
97
Net earnings from current operations and net profits before
dividends per $100 of deposits, year ended December 31,
1945
95
Net earnings from current operations, net profits before dividends, and cash dividends per $100 of capital funds, year
ended December 31, 1945
95
Salaries and wages of officers and employees:
By size of banks (deposits), calendar year 1945
94
Years ended December 31, 1943-1945
96
Summary, years ended December 31, 1943-1945
96
Employees. (See Comptroller of Currency. Office of; Officers and
employees of national banks.)
Examination of national banks: Number of bank examinations during
year ended December 31, 1945
15
Examiners and assistant examiners: Changes in number, during the
calendar year 1945
16
Expenses. (See Comptroller of the Currency, Office of; Earnings, expenses, and dividends of national banks; Failures of banks: National
banks.)
Failures of banks:
All banks:
Number, capital and deposits of suspended banks: Since inauguration of Federal Deposit Insurance, years ended
December 31, 1934-45
176



18()

INDEX
Page

Failures of banks—Continued.
National banks:
Assessments against stockholders
162, 165-173
Banks in charge of receivers in year ended December 31,
1945
15, 161-173
Capital at date of failure
162, 165-173, 176
Circulation outstanding at date of failure
162, 165-173
Closed and active receiverships to December 31, 1945
161-173
Costs of liquidation of receiverships terminated
162, 165
. Deposits at date of failure of banks in charge of receivers in
year ended December 31, 1945.
. .162, 163, 165-173, 176
Dividends paid to creditors during year ended December 31,
1945, and total dividends to December 31, 1945
161-173
Number and capital o/, 1935-45
22
Number, capital, and deposits: Since inauguration of Federal
Deposit Insurance, years ended December 31, 1934-45.... 176
Number of, by States, since beginning of system
21
Receipts and disbursements of division of insolvent national
banks to December 31, 1945
161-162, 1'64-166
Receivership liquidation to December 31, 1945
161-173
Receiverships terminated, 1865-1945
161-162
Receiverships terminated in 1945
165
State banks:
In District of Columbia to December 31, 1945
161-162, 164, 165, 174-175
Number, capital, and deposits of: Since inauguration of Federal Deposit Insurance, years ended December 31, 1934-45. 176
Federal Deposit Insurance Corporation (see also Failures of banks) :
•Classification of insured and uninsured banks, December 31, 1945
12
Federal Reserve notes: Issue and redemption of, in year ended December 31, 1945
15-16
Fiduciary activities of national banks:
By Federal Reserve districts December 31, 1945
178
Classification of investments in living and court trust accounts
under administration segregated according to capital of banks,
December 31, 1945
179
December 31, 1945, segregated according to capital groups
177
Foreign branches of national banks, location, and summary of assets
and liabilities of, December 31, 1945
99, 100
Government bonds. (See Investments; United States Government securities.)
Holding company affiliates of national banks, number of, December
31, 1945
15
Insolvent banks. (See Failures of banks.)
Insured banks. (See Failures of banks; Federal Deposit Insurance
Corporation.)
Interbank deposits. (See Assets and liabilities of banks.)
Interest. (See Earnings, expenses, and dividends of national banks.)



INDEX

187
Page

Investments of banks:
All banks:
December 31, 1945, by States
112-113
December 31, 1945, by classes of banks
110
June 30 and December 31, 1936-45
158
National banks:
By size of banks (deposits), December 31, 1944 and 1945. . . .
29
Call dates in 1945, summary and by States
.6, 31-84
December 31, 1945, by States
120-121
June 30 and December 31, 1936-45
159
Losses charged off on:
According to size of banks (deposits), year ended December 31, 1945
95
Year ended December 31, 1945, by States and Federal
Reserve districts
90-91, 92
Years ended December 31, 1929-45
98
State and private banks: December 31, 1945, by classes of banks
and by States
.110, 128-129, 136-137, 144, 148
Liabilities. (See Assets and liabilities of banks.)
Liquidation of national banks (see also Failures of banks) :
Capital and number of banks, 1935-45
22
Capital, date, and title of banks, in year ended December 31, 1945,
with names, where known, of succeeding banks in cases of succession
25-26
Number of banks, in each State, since beginning of system
21
Summary, in year ended December 31, 1945
10-11
Loans and discounts of banks:
All banks:
December 31, 1945, classification of, by States
116-lYi
December 31, 1945, classification of, by classes of banks
IK
June 30 and December 31, 1936-45
15$
National banks:
By size of banks (deposits) December 31, 1944 and 1945....
2i
Call dates in 1945, summary and by States
6, 31-8^
December 31, 1945, classification of, by States
124-121
June 30 and December 31, 1936-45
15!
Interest and discount earned on:
According to size of banks (deposits), year ended December 31, 1945
9Year ended December 31, 1945, by States and Federal
Reserve districts
86-87, .9.
Years ended December 31, 1943-1945.
9
Losses charged off on:
According to size of banks (deposits), year ended December 31, 1945
9
Year ended December 31, 1945, by States and Federal
Reserve districts
90-91, 9
Years ended December 31, 1929-45
9
Real estate loans of, December 31, 1945, by States
124-12
State and private banks: December 31, 1945, classification of by
States , , , , » . . » , ,
132-133, 140-141, 146, 15



188

INDEX
Page

Losses. (See Earnings, expenses, and dividends of national banks;
Failures of banks.)
Mergers. (See Consolidations of banks.)
Municipal bonds. (See Investments of banks.)
Mutual savings banks:
Assets and liabilities of: December 31, 1945, by States
.144-147
Insured, December 31, 1945
12
Savings deposits and depositors in, June 30, 1945, by States
154-155
Uninsured, December 31, 1945
12
National bank circulation:
Outstanding at date of failure, and lawful money deposited to se- •
cure circulation of national banks in charge of receivers in year
ended December 31, 1945:
162, 165-173
Outstanding December 31, 1945
12
National Bank Examiners. (See Examiners and assistant examiners.)
National banks:
Affiliates of, number December ^ 1 , 1945
15
Assets and liabilities of:
Call dates in 1945, by States
,
31-84
December 31, 1945, by States
.120-127
Principal items of, according to size of banks (deposits),
December 31, 1944 and 1945.
29
Principal items of, June 30 and December 31, 1936-45
159
Branches. (See Branches of national banks.)
By size of banks, on basis of deposits, December 31, 1944 and
1945
29
"Calls" for reports of condition of, dates, 1914-45
30
Capital stock. (See Capital stock of banks.)
Charters granted, in year ended December 51, 1945
23-24
Consolidations. (See Consolidations of banks.)
Conversions of State banks to, in year ended December 31, 1945,
list of
24
Deposits. (See Deposits.)
Dividends. (See Earnings, expenses, and dividends of national
banks; Failures of banks.)
Earnings and expenses. (See Earnings, expenses, and dividends
of national banks.)
Failures of. (See Failures of banks.)
Fiduciary activities. (See Fiduciary activities of national banks.)
Holding company affiliates of, number, December 31, 1945
15
Insolvent. (See Failures of banks.)
Investments. (See Investments of banks.)
Liquidation of, in year ended December 31, 1945
10-11, 15, 25-26
Loans and discounts. (See Loans and discounts of banks.)
Number of:
Call dates in year 1945, by States
31-84
Chartered and closed:
1935-1945
22
Since February 25, 1863
21
In existence December 31, 1945, by States
21
June 30 and December 31, 1936-45
155*



INDEX

189
Page

National banks—Continued.
Officers and employees, number and salaries of:
By size of banks (deposits), calendar year. 1945
94-95
Year ended December 31, 1945, by States and Federal Reserve districts
88-89, 92
Years ended December 31, 1943-1945
.'
96
Reports required from, in year ended December 31, 1945
14
Trust functions. (See Fiduciary activities of national banks.)
United States Government securities owned by. (See United States
Government securities.)
Officers and employees of national banks:
Number and salaries of:
By size of banks (deposits), calendar year 1945
94-95
Year ended December 31, 1945, by States and Federal Reserve
districts
88-89, 92
Years ended December 31, 1943-1945
96
Organization of national banks:
Charters granted, which were conversions of State banks, in
year ended December 31, 1945
24
Charters granted, in year ended December 31, 1945, list of, by
States
23-24 .
Number and authorized capital of, 1935-45
22
Number of, by States, from February 25, 1863, to December 31,
1945
21
Summary, in year ended December 31, 1945
10-11
Per capita demand and time deposits of individuals, partnerships, and
* corporations, in all active banks, December 31, 1945, by States.. . . 152
Per capita demand and time and savings deposits, in all active banks,
June 30, 1945, by States
153
Personnel. (See Comptroller of the Currency, Office of.)
Population, United States December 31, 1945, by States
112-113
Possessions:
Assets and liabilities of banks in:
All banks, December 31, 1945
112-119
Banks other than national, December 31, 1945. . •
128-143
National banks, call dates in 1945
34, 44, 80
National banks, December 31, 1945
120-127
Earnings, expenses, and dividends of national banks in, year ended
December 31, 1945
86-91
Per capita demand and time deposits of individuals, partnerships,
and corporations, of all banks in, December 31, 1945
152
Per capita demand and time and savings deposits of all banks in,
June 30, 1945
..
153
Savings deposits and depositors of all banks in, June 30, 1945. . 155
Postal savings. (See Deposits.)
Private banks:
Assets and liabilities of: December 31, 1945, by States
148-151
Savings deposits and depositors in, June 30, 1945, by States.. .154-155
Suspensions. (See Failures of banks.)
Profits. (See Assets and liabilities of banks.)



190

INDEX
Page

Public funds. (See Assets and liabilities of banks.)
Real estate held by banks. (See Assets and liabilities of banks.)
Real estate loans. (See Loans and discounts of banks.)
Receivers of national banks. (See Failures of banks.)
Reports from national banks in year ended December 31, 1945
14
Reserve with Federal Reserve banks. (See Assets and liabilities of
banks.)
•
Salaries and wages of officers and employees of national banks. (See
Earnings, expenses, and dividends of national banks.)
Savings banks. (See Mutual savings banks.)
Savings deposits and depositors (see also deposits) :
June 30, 1945, in each class of banks, by States. . .
154-155
Secured liabilities (see also Failures of banks; National banks) :
In national banks, date of each call from December 30, 1944 to
December 31, 1945
7
Securities. (See Investments of banks; United States Government
securities.)
State bank failures. (See Failures of banks.)
State banking officials: Name and title of, in each State, December 31,
1945
156-157
State commercial banks:
Assets and liabilities of: December 31, 1945, by States
136-143
Insured, December 31, 1945
12, 156-157
Member banks of the Federal Reserve System, December 31,
1945
12, 156-157
Nonmember banks of the Federal Reserve System, December 31,
1945
12, 156-157
Savings deposits and depositors in, June 30, 1945, by States... .154-155
Suspensions. (See Failures of banks.)
Uninsured, December 31, 1945
12, 156-157
Stock savings/banks. (See State commercial banks.)
Supervisors of State banks, name and title of, in each State, December
31, 1945
, . .156-157
Suspensions. (See Failures of banks.)
Taxes. (See Earnings, expenses, and dividends of national banks.)
Time deposits. (See Deposits.)
Titles of national banks. (See Changes of title of national banks;
Consolidations of banks; Organization of national banks,)
r
Trends in banking, 1942-45
t
Trust companies. (See District of Columbia; State commercial banks.)
Trust powers of national banks. (See Fiduciary activities of national
banks.)
United States Government deposits. (See Deposits.)
United States Government securities:
All banks:
December 31,. 1945, by States
112-llc
December 31, 1945, by classes of banks
IK
. June 30 and December 31, 1936-45
15*



INDEX

191
Page

United States Government Securities—Continued.
National banks:
By size of banks (deposits), December 31, 1944 and 1 9 4 5 . . . .
29
Call dates in 1945, by States
.31-84
December 31, 1945, by States
.
.120-121
June 30 and December 31, 1936-45
159
State and private banks:
December 31, 1945, by States
128-129, 136-137, 144, 148
June 30 and December 31, 1936-45
160
Voluntary liquidation of national banks. (See Liquidation of national
banks.)


697782—46—1


it U. S. GOVERNMENT PRINTING OFFICE : 1 9 4 6 - 6 9 7 7 8 2

it U. S. GOVERNMENT PRINTING OFFICE : 1946—697782